id	sid	eid	entity	type
ajfa-14455	1	1	microsoft	ORG
ajfa-14455	1	2	14455-writer2-new.doc asian	PERCENT
ajfa-14455	1	3	finance & accounting	ORG
ajfa-14455	1	4	1946	CARDINAL
ajfa-14455	1	5	11	CARDINAL
ajfa-14455	1	6	1 111	CARDINAL
ajfa-14455	2	1	calvin w. h. cheong	PERSON
ajfa-14455	2	2	jalan simpang tiga	ORG
ajfa-14455	2	3	93350	DATE
ajfa-14455	2	4	60	CARDINAL
ajfa-14455	2	5	ccheong@swinburne.edu.my sockalingam ramasamy	PERSON
ajfa-14455	2	6	monash university	ORG
ajfa-14455	2	7	malaysia	GPE
ajfa-14455	2	8	jalan lagoon selatan	ORG
ajfa-14455	2	9	47500	DATE
ajfa-14455	2	10	selangor	GPE
ajfa-14455	2	11	malaysia	GPE
ajfa-14455	2	12	60-3-5514	CARDINAL
ajfa-14455	2	13	jan. 9, 2019	DATE
ajfa-14455	2	14	april 8, 2019	DATE
ajfa-14455	2	15	june 1, 2019	DATE
ajfa-14455	5	1	536	CARDINAL
ajfa-14455	7	1	about 90%	PERCENT
ajfa-14455	7	2	two years	DATE
ajfa-14455	7	3	95%	PERCENT
ajfa-14455	7	4	the year	DATE
ajfa-14455	9	1	at least one year	DATE
ajfa-14455	9	2	millions	CARDINAL
ajfa-14455	9	3	billions	CARDINAL
ajfa-14455	10	1	asian	NORP
ajfa-14455	10	2	finance & accounting	ORG
ajfa-14455	10	3	1946	CARDINAL
ajfa-14455	10	4	11	CARDINAL
ajfa-14455	10	5	1 112	CARDINAL
ajfa-14455	12	1	third	ORDINAL
ajfa-14455	12	2	asian	NORP
ajfa-14455	12	3	1997	DATE
ajfa-14455	12	4	afc	ORG
ajfa-14455	12	5	2007	DATE
ajfa-14455	13	1	billion-dollar	MONEY
ajfa-14455	16	1	thomas, 1991	ORG
ajfa-14455	18	1	1996	DATE
ajfa-14455	18	2	altman 1968	ORG
ajfa-14455	18	3	2008	DATE
ajfa-14455	18	4	andersen, 2008	GPE
ajfa-14455	18	5	atiya, 2001	ORG
ajfa-14455	18	6	balcaen	GPE
ajfa-14455	18	7	ooghe	PERSON
ajfa-14455	18	8	2005	DATE
ajfa-14455	18	9	bell	ORG
ajfa-14455	18	10	2000	DATE
ajfa-14455	18	11	bongini	ORG
ajfa-14455	18	12	2002	DATE
ajfa-14455	18	13	brossard	GPE
ajfa-14455	18	14	roche	ORG
ajfa-14455	18	15	2007	DATE
ajfa-14455	20	1	536	CARDINAL
ajfa-14455	20	2	u.s.	GPE
ajfa-14455	20	3	the 4 years	DATE
ajfa-14455	21	1	a year	DATE
ajfa-14455	21	2	year	DATE
ajfa-14455	21	3	1	CARDINAL
ajfa-14455	22	1	the year	DATE
ajfa-14455	22	2	89.86%	PERCENT
ajfa-14455	22	3	the preceding year	DATE
ajfa-14455	22	4	81.30%	PERCENT
ajfa-14455	23	1	the year	DATE
ajfa-14455	23	2	100%	PERCENT
ajfa-14455	23	3	the preceding year	DATE
ajfa-14455	23	4	95.38%	PERCENT
ajfa-14455	25	1	20	CARDINAL
ajfa-14455	25	2	malaysia	GPE
ajfa-14455	25	3	malaysia	GPE
ajfa-14455	26	1	asian	NORP
ajfa-14455	26	2	finance & accounting	ORG
ajfa-14455	26	3	1946	CARDINAL
ajfa-14455	26	4	11	CARDINAL
ajfa-14455	26	5	1 113	DATE
ajfa-14455	27	1	first	ORDINAL
ajfa-14455	28	1	second	ORDINAL
ajfa-14455	29	1	at least one year	DATE
ajfa-14455	31	1	section 2	LAW
ajfa-14455	32	1	section 3	LAW
ajfa-14455	33	1	section 4	LAW
ajfa-14455	33	2	section 5	LAW
ajfa-14455	34	1	2	CARDINAL
ajfa-14455	38	1	first	ORDINAL
ajfa-14455	39	1	2006	DATE
ajfa-14455	40	1	first	ORDINAL
ajfa-14455	41	1	centuries	DATE
ajfa-14455	43	1	1998	DATE
ajfa-14455	43	2	1996	DATE
ajfa-14455	45	1	2000	DATE
ajfa-14455	45	2	jimenez	PERSON
ajfa-14455	45	3	saurina	GPE
ajfa-14455	45	4	2006	DATE
ajfa-14455	45	5	berg	PERSON
ajfa-14455	45	6	1994	DATE
ajfa-14455	45	7	logan,	ORG
ajfa-14455	45	8	2003	DATE
ajfa-14455	46	1	2010	DATE
ajfa-14455	46	2	andersen	PERSON
ajfa-14455	46	3	2010	DATE
ajfa-14455	46	4	two to four years	DATE
ajfa-14455	47	1	2008	DATE
ajfa-14455	47	2	floro	ORG
ajfa-14455	47	3	2010	DATE
ajfa-14455	50	1	asian	NORP
ajfa-14455	50	2	finance & accounting	ORG
ajfa-14455	50	3	1946	CARDINAL
ajfa-14455	50	4	11	CARDINAL
ajfa-14455	50	5	1 114	CARDINAL
ajfa-14455	50	6	2000	DATE
ajfa-14455	55	1	2005	DATE
ajfa-14455	55	2	reed	PERSON
ajfa-14455	55	3	1989	DATE
ajfa-14455	57	1	nim	ORG
ajfa-14455	58	1	nim	ORG
ajfa-14455	58	2	evans et al.	PERSON
ajfa-14455	58	3	2000	DATE
ajfa-14455	59	1	afc	ORG
ajfa-14455	59	2	gfc	ORG
ajfa-14455	59	3	two	CARDINAL
ajfa-14455	60	1	ross et al.	PERSON
ajfa-14455	60	2	2007	DATE
ajfa-14455	61	1	despagne	GPE
ajfa-14455	61	2	2010	DATE
ajfa-14455	62	1	nims	NORP
ajfa-14455	65	1	deyoung	PERSON
ajfa-14455	65	2	2012	DATE
ajfa-14455	65	3	allen	PERSON
ajfa-14455	65	4	jagtiani	PERSON
ajfa-14455	65	5	2000	DATE
ajfa-14455	65	6	clark et al.	PERSON
ajfa-14455	65	7	2007	DATE
ajfa-14455	70	1	inefficient bank management	ORG
ajfa-14455	72	1	rahman	PERSON
ajfa-14455	72	2	2004	DATE
ajfa-14455	73	1	asian	NORP
ajfa-14455	73	2	finance & accounting	ORG
ajfa-14455	73	3	1946	CARDINAL
ajfa-14455	73	4	11	CARDINAL
ajfa-14455	73	5	1 115	CARDINAL
ajfa-14455	73	6	3.1	CARDINAL
ajfa-14455	73	7	section 2	LAW
ajfa-14455	73	8	1	CARDINAL
ajfa-14455	74	1	1	CARDINAL
ajfa-14455	75	1	1 +	CARDINAL
ajfa-14455	75	2	2	CARDINAL
ajfa-14455	75	3	1	CARDINAL
ajfa-14455	75	4	year-on-year	DATE
ajfa-14455	75	5	year-on-year	DATE
ajfa-14455	76	1	nim	ORG
ajfa-14455	76	2	nim	ORG
ajfa-14455	76	3	536	CARDINAL
ajfa-14455	76	4	u.s.	GPE
ajfa-14455	76	5	between the years 2004 to 2010	DATE
ajfa-14455	77	1	u.s.	GPE
ajfa-14455	78	1	malaysia	GPE
ajfa-14455	79	1	asia	LOC
ajfa-14455	80	1	afc	ORG
ajfa-14455	80	2	malaysia	GPE
ajfa-14455	80	3	one	CARDINAL
ajfa-14455	81	1	asian journal of finance & accounting	ORG
ajfa-14455	81	2	1946	CARDINAL
ajfa-14455	81	3	11	CARDINAL
ajfa-14455	81	4	1 116	CARDINAL
ajfa-14455	81	5	1	CARDINAL
ajfa-14455	81	6	the years	DATE
ajfa-14455	82	1	the year	DATE
ajfa-14455	82	2	year0	ORG
ajfa-14455	82	3	the preceding years	DATE
ajfa-14455	82	4	the years	DATE
ajfa-14455	83	1	2010	DATE
ajfa-14455	84	1	3.2	CARDINAL
ajfa-14455	84	2	al	ORG
ajfa-14455	84	3	1985	DATE
ajfa-14455	84	4	marais et al	PERSON
ajfa-14455	84	5	1984	DATE
ajfa-14455	84	6	1980	DATE
ajfa-14455	84	7	casey	PERSON
ajfa-14455	84	8	1985	DATE
ajfa-14455	84	9	zavgren	ORG
ajfa-14455	84	10	1985	DATE
ajfa-14455	84	11	2010	DATE
ajfa-14455	88	1	1	CARDINAL
ajfa-14455	89	1		ORG
ajfa-14455	95	1	1	CARDINAL
ajfa-14455	95	2	1	CARDINAL
ajfa-14455	95	3	1	CARDINAL
ajfa-14455	95	4	2	CARDINAL
ajfa-14455	96	1	balcaen	PERSON
ajfa-14455	96	2	ooghe	PERSON
ajfa-14455	96	3	, 2005	DATE
ajfa-14455	96	4	1991	DATE
ajfa-14455	96	5	more than one	CARDINAL
ajfa-14455	97	1	the year	DATE
ajfa-14455	97	2	the four years	DATE
ajfa-14455	98	1	jones	ORG
ajfa-14455	98	2	1987	DATE
ajfa-14455	99	1	3.3	CARDINAL
ajfa-14455	99	2	first	ORDINAL
ajfa-14455	99	3	95%	PERCENT
ajfa-14455	100	1	two years	DATE
ajfa-14455	100	2	1991	DATE
ajfa-14455	102	1	1.96 ∗ √	QUANTITY
ajfa-14455	102	2	3	CARDINAL
ajfa-14455	102	3	finance & accounting	ORG
ajfa-14455	102	4	1946	CARDINAL
ajfa-14455	102	5	11	CARDINAL
ajfa-14455	102	6	1 117	CARDINAL
ajfa-14455	107	1	0 to 10	CARDINAL
ajfa-14455	108	1	5	CARDINAL
ajfa-14455	109	1	higher than 5	CARDINAL
ajfa-14455	109	2	lower than 5	CARDINAL
ajfa-14455	110	1	5	CARDINAL
ajfa-14455	110	2	5 + ∗ 5	QUANTITY
ajfa-14455	111	1	25%	PERCENT
ajfa-14455	111	2	0%	PERCENT
ajfa-14455	111	3	13%	PERCENT
ajfa-14455	111	4	5∗ 5	DATE
ajfa-14455	112	1	13	CARDINAL
ajfa-14455	112	2	13	CARDINAL
ajfa-14455	112	3	5+ ∗ 5	QUANTITY
ajfa-14455	113	1	5	CARDINAL
ajfa-14455	115	1	5+ ∗ 5	QUANTITY
ajfa-14455	115	2	5∗ 5	DATE
ajfa-14455	118	1	10	CARDINAL
ajfa-14455	118	2	asian	NORP
ajfa-14455	118	3	finance & accounting	ORG
ajfa-14455	118	4	1946	CARDINAL
ajfa-14455	118	5	11	CARDINAL
ajfa-14455	118	6	1 118	CARDINAL
ajfa-14455	118	7	10	CARDINAL
ajfa-14455	119	1	10	CARDINAL
ajfa-14455	122	1	five	CARDINAL
ajfa-14455	124	1	more than one	CARDINAL
ajfa-14455	125	1	10	CARDINAL
ajfa-14455	125	2	50	CARDINAL
ajfa-14455	126	1	0 to 100	CARDINAL
ajfa-14455	127	1	50	CARDINAL
ajfa-14455	127	2	100	CARDINAL
ajfa-14455	129	1	0 to 100	CARDINAL
ajfa-14455	129	2	0	CARDINAL
ajfa-14455	129	3	100	CARDINAL
ajfa-14455	130	1	4.	CARDINAL
ajfa-14455	130	2	4.1	CARDINAL
ajfa-14455	130	3	first	ORDINAL
ajfa-14455	130	4	two	CARDINAL
ajfa-14455	130	5	2010	DATE
ajfa-14455	130	6	year	DATE
ajfa-14455	130	7	year0	ORG
ajfa-14455	130	8	the years	DATE
ajfa-14455	131	1	1%	PERCENT
ajfa-14455	131	2	1	CARDINAL
ajfa-14455	132	1	2	CARDINAL
ajfa-14455	133	1	all the five years	DATE
ajfa-14455	133	2	1	CARDINAL
ajfa-14455	133	3	the years	DATE
ajfa-14455	133	4	2	CARDINAL
ajfa-14455	133	5	the year	DATE
ajfa-14455	133	6	3	CARDINAL
ajfa-14455	134	1	two	CARDINAL
ajfa-14455	134	2	2	CARDINAL
ajfa-14455	136	1	asian journal of finance & accounting	ORG
ajfa-14455	136	2	1946	CARDINAL
ajfa-14455	136	3	11	CARDINAL
ajfa-14455	136	4	1 119	CARDINAL
ajfa-14455	136	5	2	CARDINAL
ajfa-14455	137	1	dev.	PERSON
ajfa-14455	140	1	tiercap0	ORG
ajfa-14455	140	2	11.604 -3.19%	PERCENT
ajfa-14455	140	3	5.800	CARDINAL
ajfa-14455	140	4	4.129 44.58%	PERCENT
ajfa-14455	140	5	13.69	CARDINAL
ajfa-14455	140	6	16.824 2.77%	PERCENT
ajfa-14455	140	7	29.59%	PERCENT
ajfa-14455	140	8	5.91	CARDINAL
ajfa-14455	140	9	16.208 11.375	CARDINAL
ajfa-14455	140	10	-6.75	ORG
ajfa-14455	140	11	6.00%	PERCENT
ajfa-14455	140	12	1.12	CARDINAL
ajfa-14455	140	13	13.748 -1.90%	PERCENT
ajfa-14455	140	14	18.080 26.04%	PERCENT
ajfa-14455	140	15	2.41	CARDINAL
ajfa-14455	140	16	17.717	CARDINAL
ajfa-14455	141	1	17.291 11.519 -2.61	DATE
ajfa-14455	141	2	7.023	MONEY
ajfa-14455	141	3	40.11%	PERCENT
ajfa-14455	141	4	13.64	CARDINAL
ajfa-14455	141	5	17.755	CARDINAL
ajfa-14455	141	6	16.711 2.75%	PERCENT
ajfa-14455	141	7	3.150 26.61%	PERCENT
ajfa-14455	141	8	5.79	CARDINAL
ajfa-14455	141	9	11.280 -6.48%	PERCENT
ajfa-14455	141	10	15.786 5.31%	PERCENT
ajfa-14455	141	11	1.09	CARDINAL
ajfa-14455	141	12	24.42%	PERCENT
ajfa-14455	141	13	2.39	CARDINAL
ajfa-14455	141	14	0.48	CARDINAL
ajfa-14455	141	15	year0	GPE
ajfa-14455	142	1	tiercap	PERSON
ajfa-14455	143	1	1	CARDINAL
ajfa-14455	145	1	the 1%, 5%	PERCENT
ajfa-14455	145	2	10%	PERCENT
ajfa-14455	146	1	2	CARDINAL
ajfa-14455	146	2	year0	GPE
ajfa-14455	147	1	2	CARDINAL
ajfa-14455	147	2	year0	LOC
ajfa-14455	148	1	year to year	DATE
ajfa-14455	148	2	8%	PERCENT
ajfa-14455	148	3	the year	DATE
ajfa-14455	151	1	3	CARDINAL
ajfa-14455	151	2	year0	GPE
ajfa-14455	152	1	the years	DATE
ajfa-14455	152	2	up to 21	CARDINAL
ajfa-14455	152	3	year0	GPE
ajfa-14455	153	1	227	CARDINAL
ajfa-14455	153	2	year0	GPE
ajfa-14455	156	1	year0	ORG
ajfa-14455	158	1	the years	DATE
ajfa-14455	158	2	the year	DATE
ajfa-14455	160	1	the years	DATE
ajfa-14455	161	1	preceding years	DATE
ajfa-14455	162	1	asian journal of finance & accounting	ORG
ajfa-14455	162	2	1946	CARDINAL
ajfa-14455	162	3	11	CARDINAL
ajfa-14455	162	4	1 120	CARDINAL
ajfa-14455	162	5	3	CARDINAL
ajfa-14455	163	1	dev.	PERSON
ajfa-14455	167	1	60.48%	PERCENT
ajfa-14455	167	2	320.69%	PERCENT
ajfa-14455	167	3	15.47	CARDINAL
ajfa-14455	167	4	22.221 91.46%	PERCENT
ajfa-14455	167	5	297.95%	PERCENT
ajfa-14455	167	6	6.916 13.124 78.62%	PERCENT
ajfa-14455	167	7	148.21%	PERCENT
ajfa-14455	167	8	4.64	CARDINAL
ajfa-14455	167	9	3.872 5.896 22.12%	PERCENT
ajfa-14455	167	10	5.466 7.990	PERCENT
ajfa-14455	167	11	21.28%	PERCENT
ajfa-14455	167	12	2.62	CARDINAL
ajfa-14455	167	13	4.507 7.179 2.552	MONEY
ajfa-14455	167	14	2.861 4.065 68.01%	PERCENT
ajfa-14455	167	15	162.14%	PERCENT
ajfa-14455	167	16	18.46	CARDINAL
ajfa-14455	167	17	1.703 2.174 74.86%	PERCENT
ajfa-14455	167	18	5.514 229.70%	PERCENT
ajfa-14455	167	19	9.93	CARDINAL
ajfa-14455	167	20	1.748 66.90%	PERCENT
ajfa-14455	167	21	2.217 135.13%	PERCENT
ajfa-14455	167	22	3.67	CARDINAL
ajfa-14455	167	23	0.583 0.838 18.52%	PERCENT
ajfa-14455	167	24	0.684 0.964 20.99%	PERCENT
ajfa-14455	167	25	1.29	CARDINAL
ajfa-14455	168	1	0.492 0.707 0.565	MONEY
ajfa-14455	168	2	3.834	CARDINAL
ajfa-14455	168	3	19.646 -64.29%	PERCENT
ajfa-14455	168	4	23.072 -136.34%	PERCENT
ajfa-14455	168	5	5.36	CARDINAL
ajfa-14455	168	6	10.734	CARDINAL
ajfa-14455	169	1	1.45	CARDINAL
ajfa-14455	169	2	17.981 51.372 -8.68%	PERCENT
ajfa-14455	169	3	71.026 -1.49%	PERCENT
ajfa-14455	170	1	2.81	CARDINAL
ajfa-14455	170	2	19.690	CARDINAL
ajfa-14455	170	3	66.928 45.00%	PERCENT
ajfa-14455	170	4	2.69	CARDINAL
ajfa-14455	170	5	13.580	CARDINAL
ajfa-14455	170	6	1.676	CARDINAL
ajfa-14455	170	7	0.826 17.25%	PERCENT
ajfa-14455	170	8	3.572 2.245 7782.00%	PERCENT
ajfa-14455	170	9	12.96	CARDINAL
ajfa-14455	170	10	1.429	CARDINAL
ajfa-14455	170	11	12.44%	PERCENT
ajfa-14455	170	12	2.009	CARDINAL
ajfa-14455	170	13	4742.00%	PERCENT
ajfa-14455	170	14	6.28	CARDINAL
ajfa-14455	170	15	1.271 0.512 0.57%	MONEY
ajfa-14455	170	16	1.363 0.647 1130.00%	PERCENT
ajfa-14455	170	17	1.81	CARDINAL
ajfa-14455	170	18	1.264 0.499 -2.20%	MONEY
ajfa-14455	170	19	0.374 -124.00%	PERCENT
ajfa-14455	170	20	1.03	CARDINAL
ajfa-14455	170	21	1.292	CARDINAL
ajfa-14455	170	22	1.32	CARDINAL
ajfa-14455	170	23	0.296	CARDINAL
ajfa-14455	170	24	-42.46	GPE
ajfa-14455	170	25	0.042	CARDINAL
ajfa-14455	170	26	3.63	CARDINAL
ajfa-14455	170	27	0.515	CARDINAL
ajfa-14455	170	28	1.589 -29.10%	PERCENT
ajfa-14455	170	29	0.444 2.832 -23.53%	MONEY
ajfa-14455	170	30	0.36	CARDINAL
ajfa-14455	170	31	2.116 -17.91%	PERCENT
ajfa-14455	170	32	0.580	CARDINAL
ajfa-14455	170	33	0.89	CARDINAL
ajfa-14455	171	1	0.885	CARDINAL
ajfa-14455	171	2	16.29%	PERCENT
ajfa-14455	171	3	1.92	CARDINAL
ajfa-14455	171	4	1.894	CARDINAL
ajfa-14455	171	5	2.231	MONEY
ajfa-14455	171	6	6.457	CARDINAL
ajfa-14455	172	1	5.57	CARDINAL
ajfa-14455	173	1	11.762 23.277 -8.48%	MONEY
ajfa-14455	173	2	15.088	CARDINAL
ajfa-14455	174	1	1.15	CARDINAL
ajfa-14455	174	2	12.852	CARDINAL
ajfa-14455	174	3	32.472 -23.23%	PERCENT
ajfa-14455	174	4	3.63	CARDINAL
ajfa-14455	174	5	61.890 26.91%	PERCENT
ajfa-14455	174	6	32.439 49.044 -2.86%	PERCENT
ajfa-14455	174	7	3.25	CARDINAL
ajfa-14455	174	8	13.190	CARDINAL
ajfa-14455	174	9	year0	GPE
ajfa-14455	175	1	year-on-year	DATE
ajfa-14455	175	2	llr	PERSON
ajfa-14455	175	3	year-on-year	DATE
ajfa-14455	177	1	1	CARDINAL
ajfa-14455	179	1	the 1%, 5%	PERCENT
ajfa-14455	179	2	10%	PERCENT
ajfa-14455	180	1	asian journal of finance & accounting	ORG
ajfa-14455	180	2	1946	CARDINAL
ajfa-14455	180	3	11	CARDINAL
ajfa-14455	180	4	1 121	CARDINAL
ajfa-14455	180	5	4	CARDINAL
ajfa-14455	181	1	dev.	PERSON
ajfa-14455	183	1	dev.	PERSON
ajfa-14455	184	1	76.530 36.966 0.81%	MONEY
ajfa-14455	184	2	66.46%	PERCENT
ajfa-14455	184	3	11.22	CARDINAL
ajfa-14455	184	4	2.47%	PERCENT
ajfa-14455	184	5	19.76%	PERCENT
ajfa-14455	184	6	3.82	CARDINAL
ajfa-14455	184	7	2.18%	PERCENT
ajfa-14455	184	8	-4.25%	PERCENT
ajfa-14455	184	9	0.01	CARDINAL
ajfa-14455	184	10	cir-3	ORG
ajfa-14455	184	11	3.08%	PERCENT
ajfa-14455	184	12	60.374 0.91%	PERCENT
ajfa-14455	184	13	1.19	CARDINAL
ajfa-14455	184	14	24.524	MONEY
ajfa-14455	184	15	1.38	CARDINAL
ajfa-14455	184	16	1.235	MONEY
ajfa-14455	185	1	3.347	CARDINAL
ajfa-14455	185	2	623.34%	PERCENT
ajfa-14455	185	3	20.92	CARDINAL
ajfa-14455	185	4	1.942 -43.20%	PERCENT
ajfa-14455	185	5	2.009 -205.16%	PERCENT
ajfa-14455	185	6	6.31	CARDINAL
ajfa-14455	185	7	0.896 1.983 -10.95%	MONEY
ajfa-14455	185	8	2.32	CARDINAL
ajfa-14455	185	9	1.006	CARDINAL
ajfa-14455	185	10	1.946 -0.74%	PERCENT
ajfa-14455	185	11	0.806	CARDINAL
ajfa-14455	185	12	-6.75	ORG
ajfa-14455	185	13	1.29	CARDINAL
ajfa-14455	185	14	1.013	CARDINAL
ajfa-14455	185	15	year0	GPE
ajfa-14455	186	1	cir	ORG
ajfa-14455	187	1	1	CARDINAL
ajfa-14455	189	1	the 1%, 5%	PERCENT
ajfa-14455	189	2	10%	PERCENT
ajfa-14455	190	1	4	CARDINAL
ajfa-14455	190	2	year0	GPE
ajfa-14455	191	1	the years	DATE
ajfa-14455	191	2	about 77 to 147	CARDINAL
ajfa-14455	191	3	just 5 years	DATE
ajfa-14455	192	1	5 years	DATE
ajfa-14455	193	1	year0	GPE
ajfa-14455	194	1	cir	ORG
ajfa-14455	195	1	5	CARDINAL
ajfa-14455	195	2	year0	GPE
ajfa-14455	196	1	7%	PERCENT
ajfa-14455	196	2	year0	GPE
ajfa-14455	197	1	year0	ORG
ajfa-14455	199	1	asian journal of finance & accounting	ORG
ajfa-14455	199	2	1946	CARDINAL
ajfa-14455	199	3	11	CARDINAL
ajfa-14455	199	4	1 122	CARDINAL
ajfa-14455	199	5	5	CARDINAL
ajfa-14455	200	1	dev.	PERSON
ajfa-14455	203	1	netloans0	ORG
ajfa-14455	204	1	-2.62%	PERCENT
ajfa-14455	204	2	7.31	CARDINAL
ajfa-14455	204	3	64.453	CARDINAL
ajfa-14455	204	4	15.845 -1.83%	PERCENT
ajfa-14455	204	5	1.49%	PERCENT
ajfa-14455	204	6	9.99	CARDINAL
ajfa-14455	204	7	65.657	CARDINAL
ajfa-14455	204	8	2.42%	PERCENT
ajfa-14455	204	9	13.205 -2.07%	PERCENT
ajfa-14455	204	10	7.24	CARDINAL
ajfa-14455	204	11	64.103 16.283 1.57%	PERCENT
ajfa-14455	204	12	11.761 4.72%	PERCENT
ajfa-14455	204	13	9.98	CARDINAL
ajfa-14455	204	14	63.111	CARDINAL
ajfa-14455	204	15	6.96	CARDINAL
ajfa-14455	204	16	0.009 0.008 12.50%	PERCENT
ajfa-14455	204	17	0.010 0.007 42.86%	PERCENT
ajfa-14455	204	18	1.59	CARDINAL
ajfa-14455	204	19	14.30%	PERCENT
ajfa-14455	204	20	0.007 0.005 0.00%	PERCENT
ajfa-14455	204	21	2.77	CARDINAL
ajfa-14455	204	22	0.007 0.007 -12.50%	PERCENT
ajfa-14455	204	23	0.007 0.009 -12.50%	PERCENT
ajfa-14455	204	24	0.14	CARDINAL
ajfa-14455	204	25	0.008 0.008 0.00%	PERCENT
ajfa-14455	204	26	0.008 0.009 -11.11%	PERCENT
ajfa-14455	204	27	0.008 0.008 0.009	QUANTITY
ajfa-14455	204	28	loandep0	PERSON
ajfa-14455	204	29	2.97	CARDINAL
ajfa-14455	204	30	49.100	MONEY
ajfa-14455	204	31	18.050	MONEY
ajfa-14455	204	32	2.87	CARDINAL
ajfa-14455	204	33	44.190 4.82%	PERCENT
ajfa-14455	204	34	5.19%	PERCENT
ajfa-14455	204	35	3.86	CARDINAL
ajfa-14455	204	36	3.30%	PERCENT
ajfa-14455	204	37	2.44%	PERCENT
ajfa-14455	204	38	6.02	CARDINAL
ajfa-14455	204	39	21.760 6.23	QUANTITY
ajfa-14455	204	40	year0	GPE
ajfa-14455	205	1	netloans	NORP
ajfa-14455	206	1	1	CARDINAL
ajfa-14455	208	1	the 1%, 5%	PERCENT
ajfa-14455	208	2	10%	PERCENT
ajfa-14455	209	1	6	CARDINAL
ajfa-14455	209	2	year0	GPE
ajfa-14455	211	1	the years	DATE
ajfa-14455	211	2	year0	ORG
ajfa-14455	211	3	roaes	GPE
ajfa-14455	213	1	more than 1,000%	PERCENT
ajfa-14455	213	2	year0	GPE
ajfa-14455	214	1	nim	ORG
ajfa-14455	214	2	nim	ORG
ajfa-14455	214	3	nim	ORG
ajfa-14455	215	1	despagne	GPE
ajfa-14455	215	2	2010	DATE
ajfa-14455	218	1	allen & jagtiani	ORG
ajfa-14455	218	2	2000	DATE
ajfa-14455	218	3	clark et al	PERSON
ajfa-14455	218	4	2007	DATE
ajfa-14455	218	5	deyoung & torna	ORG
ajfa-14455	218	6	2012	DATE
ajfa-14455	218	7	2011	DATE
ajfa-14455	220	1	sanya	GPE
ajfa-14455	220	2	wolfe	GPE
ajfa-14455	220	3	2010	DATE
ajfa-14455	221	1	asian journal of finance & accounting	ORG
ajfa-14455	221	2	1946	CARDINAL
ajfa-14455	221	3	11	CARDINAL
ajfa-14455	221	4	1 123	CARDINAL
ajfa-14455	221	5	6	CARDINAL
ajfa-14455	222	1	dev.	PERSON
ajfa-14455	226	1	3.527	CARDINAL
ajfa-14455	226	2	89.775 1017.24%	PERCENT
ajfa-14455	226	3	14.33	CARDINAL
ajfa-14455	226	4	4.640	CARDINAL
ajfa-14455	226	5	23.196 -164.05%	MONEY
ajfa-14455	226	6	7.02	CARDINAL
ajfa-14455	226	7	7.768 8.124 -20.63%	PERCENT
ajfa-14455	226	8	58.30%	PERCENT
ajfa-14455	226	9	3.49	CARDINAL
ajfa-14455	226	10	9.787 7.686 -8.26%	MONEY
ajfa-14455	226	11	6.714	CARDINAL
ajfa-14455	226	12	3.46	CARDINAL
ajfa-14455	226	13	10.668	CARDINAL
ajfa-14455	226	14	9.656 1.01	CARDINAL
ajfa-14455	226	15	3.951	CARDINAL
ajfa-14455	226	16	2.28%	PERCENT
ajfa-14455	226	17	2.976 1.183 -20.31%	DATE
ajfa-14455	226	18	10.08	CARDINAL
ajfa-14455	226	19	3.863	CARDINAL
ajfa-14455	226	20	1.055 -2.33%	PERCENT
ajfa-14455	226	21	1.107 -13.54%	PERCENT
ajfa-14455	226	22	1.37	CARDINAL
ajfa-14455	226	23	3.955 1.055	CARDINAL
ajfa-14455	226	24	-3.18%	PERCENT
ajfa-14455	226	25	4.319 1.157	DATE
ajfa-14455	226	26	3.80	CARDINAL
ajfa-14455	226	27	4.085 1.375 0.22%	PERCENT
ajfa-14455	226	28	4.503	DATE
ajfa-14455	226	29	1.212 2.24%	PERCENT
ajfa-14455	226	30	3.73	CARDINAL
ajfa-14455	226	31	4.076 1.229	CARDINAL
ajfa-14455	226	32	1.241 3.07	CARDINAL
ajfa-14455	226	33	9.828	CARDINAL
ajfa-14455	226	34	80.088 -17.66%	PERCENT
ajfa-14455	226	35	0.94	CARDINAL
ajfa-14455	226	36	16.808	CARDINAL
ajfa-14455	226	37	25.600 -1.42%	PERCENT
ajfa-14455	226	38	2.58	CARDINAL
ajfa-14455	226	39	16.898	CARDINAL
ajfa-14455	226	40	12.108	CARDINAL
ajfa-14455	226	41	9.855 -9.04%	PERCENT
ajfa-14455	226	42	4.84	CARDINAL
ajfa-14455	227	1	17.696 12.435 0.28%	PERCENT
ajfa-14455	227	2	4.38	CARDINAL
ajfa-14455	227	3	17.647	CARDINAL
ajfa-14455	227	4	14.164	MONEY
ajfa-14455	227	5	year0	GPE
ajfa-14455	228	1	nim	ORG
ajfa-14455	229	1	1	CARDINAL
ajfa-14455	231	1	the 1%, 5%	PERCENT
ajfa-14455	231	2	10%	PERCENT
ajfa-14455	232	1	7	CARDINAL
ajfa-14455	232	2	year4 to year0	ORG
ajfa-14455	235	1	two	CARDINAL
ajfa-14455	235	2	the earlier years	DATE
ajfa-14455	235	3	year0	GPE
ajfa-14455	237	1	two	CARDINAL
ajfa-14455	238	1	asian journal of finance & accounting	ORG
ajfa-14455	238	2	1946	CARDINAL
ajfa-14455	238	3	11	CARDINAL
ajfa-14455	238	4	1 124	CARDINAL
ajfa-14455	238	5	7	CARDINAL
ajfa-14455	239	1	dev.	PERSON
ajfa-14455	241	1	dev.	PERSON
ajfa-14455	242	1	0.015 0.035 22.71%	PERCENT
ajfa-14455	242	2	0.023 -16.87%	PERCENT
ajfa-14455	242	3	1.55	CARDINAL
ajfa-14455	242	4	5.63%	PERCENT
ajfa-14455	242	5	0.013	CARDINAL
ajfa-14455	242	6	-23.25%	PERCENT
ajfa-14455	242	7	1.15	CARDINAL
ajfa-14455	242	8	0.012 0.008 -3.80%	PERCENT
ajfa-14455	242	9	0.017	CARDINAL
ajfa-14455	242	10	4.45	CARDINAL
ajfa-14455	242	11	0.012 0.008 -0.32%	MONEY
ajfa-14455	242	12	0.042 13.75%	PERCENT
ajfa-14455	242	13	3.52	CARDINAL
ajfa-14455	242	14	0.012	CARDINAL
ajfa-14455	242	15	111.527 -45.07%	PERCENT
ajfa-14455	242	16	137.521 -39.03%	PERCENT
ajfa-14455	242	17	1.02	CARDINAL
ajfa-14455	242	18	92.770 169.877 -12.97%	MONEY
ajfa-14455	242	19	101.671 169.800 -5.56%	PERCENT
ajfa-14455	242	20	0.61	CARDINAL
ajfa-14455	242	21	106.595 171.197 39.52%	PERCENT
ajfa-14455	242	22	6.11%	PERCENT
ajfa-14455	242	23	0.07	CARDINAL
ajfa-14455	242	24	76.399	CARDINAL
ajfa-14455	242	25	101.461	CARDINAL
ajfa-14455	242	26	174.821 -5.69%	PERCENT
ajfa-14455	242	27	1.86	CARDINAL
ajfa-14455	242	28	139.420	CARDINAL
ajfa-14455	242	29	1.83	CARDINAL
ajfa-14455	242	30	year0	GPE
ajfa-14455	244	1	1	CARDINAL
ajfa-14455	246	1	the 1%, 5%	PERCENT
ajfa-14455	246	2	10%	PERCENT
ajfa-14455	247	1	4.2	CARDINAL
ajfa-14455	248	1	the 5 years	DATE
ajfa-14455	249	1	one	CARDINAL
ajfa-14455	249	2	1991	DATE
ajfa-14455	249	3	balcaen	PERSON
ajfa-14455	249	4	ooghe	PERSON
ajfa-14455	249	5	, 2005	DATE
ajfa-14455	250	1	8	CARDINAL
ajfa-14455	251	1	asian	NORP
ajfa-14455	251	2	finance & accounting	ORG
ajfa-14455	251	3	1946	CARDINAL
ajfa-14455	251	4	11	CARDINAL
ajfa-14455	251	5	1 125	CARDINAL
ajfa-14455	251	6	8	CARDINAL
ajfa-14455	253	1	year-2 year-3 year-4 totcap	PERSON
ajfa-14455	253	2	0.012	CARDINAL
ajfa-14455	253	3	0.081	CARDINAL
ajfa-14455	253	4	0.042	CARDINAL
ajfa-14455	253	5	0.013	CARDINAL
ajfa-14455	253	6	0.031	CARDINAL
ajfa-14455	253	7	0.022	CARDINAL
ajfa-14455	253	8	0.016	CARDINAL
ajfa-14455	253	9	0.024	CARDINAL
ajfa-14455	253	10	0.023	CARDINAL
ajfa-14455	253	11	0.016 0.046	CARDINAL
ajfa-14455	253	12	0.004	CARDINAL
ajfa-14455	253	13	0.006	CARDINAL
ajfa-14455	253	14	0.008	CARDINAL
ajfa-14455	253	15	0.016	CARDINAL
ajfa-14455	253	16	0.019	CARDINAL
ajfa-14455	253	17	0.245	CARDINAL
ajfa-14455	253	18	0.216	MONEY
ajfa-14455	253	19	0.159	CARDINAL
ajfa-14455	253	20	0.174	CARDINAL
ajfa-14455	253	21	0.209	CARDINAL
ajfa-14455	253	22	0.276	CARDINAL
ajfa-14455	253	23	0.254	CARDINAL
ajfa-14455	253	24	0.15 0.013	CARDINAL
ajfa-14455	253	25	0.007	CARDINAL
ajfa-14455	253	26	0.003 0.025	CARDINAL
ajfa-14455	253	27	0.011	CARDINAL
ajfa-14455	253	28	0.005	CARDINAL
ajfa-14455	253	29	0.002	CARDINAL
ajfa-14455	253	30	0.002	CARDINAL
ajfa-14455	253	31	0.005	CARDINAL
ajfa-14455	254	1	0.124	CARDINAL
ajfa-14455	254	2	0.116	CARDINAL
ajfa-14455	254	3	0.157	CARDINAL
ajfa-14455	254	4	0.198	CARDINAL
ajfa-14455	254	5	0.178	CARDINAL
ajfa-14455	254	6	cir 0.005 -0.001 -0.006	PERSON
ajfa-14455	254	7	0.004 0.004	CARDINAL
ajfa-14455	254	8	0.004	CARDINAL
ajfa-14455	254	9	0.004	CARDINAL
ajfa-14455	254	10	0.005	CARDINAL
ajfa-14455	254	11	0.006	CARDINAL
ajfa-14455	254	12	0.004	CARDINAL
ajfa-14455	254	13	nim	ORG
ajfa-14455	255	1	0.032 0.445	CARDINAL
ajfa-14455	255	2	0.287	CARDINAL
ajfa-14455	255	3	0.196	MONEY
ajfa-14455	255	4	0.121	CARDINAL
ajfa-14455	255	5	0.127	CARDINAL
ajfa-14455	255	6	0.127	CARDINAL
ajfa-14455	255	7	0.029 0.054	CARDINAL
ajfa-14455	255	8	0.046	CARDINAL
ajfa-14455	255	9	0.040	CARDINAL
ajfa-14455	255	10	0.018	CARDINAL
ajfa-14455	255	11	0.011	CARDINAL
ajfa-14455	255	12	0.009	CARDINAL
ajfa-14455	255	13	0.011	CARDINAL
ajfa-14455	255	14	0.010	CARDINAL
ajfa-14455	258	1	187.847 503.16 607.308	MONEY
ajfa-14455	258	2	0.837 0.446 0.24	MONEY
ajfa-14455	258	3	0.297	CARDINAL
ajfa-14455	260	1	0.000 0.000 0.000 0.000	MONEY
ajfa-14455	260	2	1	CARDINAL
ajfa-14455	263	1	the 1%, 5%	PERCENT
ajfa-14455	263	2	10%	PERCENT
ajfa-14455	264	1	8	CARDINAL
ajfa-14455	264	2	the years	DATE
ajfa-14455	265	1	totcap	ORG
ajfa-14455	266	1	netloans	NORP
ajfa-14455	267	1	nim	ORG
ajfa-14455	267	2	nim	ORG
ajfa-14455	267	3	the earlier years	DATE
ajfa-14455	267	4	year0	GPE
ajfa-14455	268	1	llr	PERSON
ajfa-14455	268	2	cir	PERSON
ajfa-14455	270	1	1	CARDINAL
ajfa-14455	270	2	netloans	NORP
ajfa-14455	270	3	2	CARDINAL
ajfa-14455	271	1	1 and 2	CARDINAL
ajfa-14455	271	2	8	CARDINAL
ajfa-14455	271	3	3	CARDINAL
ajfa-14455	272	1	eight	CARDINAL
ajfa-14455	272	2	asian journal of finance & accounting	ORG
ajfa-14455	272	3	1946	CARDINAL
ajfa-14455	273	1	11	CARDINAL
ajfa-14455	273	2	1 126	CARDINAL
ajfa-14455	273	3	nim	ORG
ajfa-14455	273	4	netloans	NORP
ajfa-14455	274	1	the year	DATE
ajfa-14455	274	2	the four years	DATE
ajfa-14455	274	3	9	CARDINAL
ajfa-14455	275	1	9	CARDINAL
ajfa-14455	276	1	year0	ORG
ajfa-14455	277	1	year-2 year-3	PERSON
ajfa-14455	278	1	91.82%	PERCENT
ajfa-14455	278	2	71.81%	PERCENT
ajfa-14455	278	3	72.41%	PERCENT
ajfa-14455	278	4	73.40%	PERCENT
ajfa-14455	278	5	73.20%	PERCENT
ajfa-14455	278	6	89.86%	PERCENT
ajfa-14455	278	7	81.30%	PERCENT
ajfa-14455	278	8	73.73%	PERCENT
ajfa-14455	278	9	76.92%	PERCENT
ajfa-14455	278	10	66.36%	PERCENT
ajfa-14455	278	11	93.46%	PERCENT
ajfa-14455	278	12	78.29%	PERCENT
ajfa-14455	278	13	71.09%	PERCENT
ajfa-14455	278	14	70.12%	PERCENT
ajfa-14455	278	15	79.18%	PERCENT
ajfa-14455	278	16	10.14%	PERCENT
ajfa-14455	278	17	18.70%	PERCENT
ajfa-14455	278	18	26.27%	PERCENT
ajfa-14455	278	19	23.08%	PERCENT
ajfa-14455	278	20	33.64%	PERCENT
ajfa-14455	278	21	6.54%	PERCENT
ajfa-14455	278	22	21.71%	PERCENT
ajfa-14455	278	23	28.91%	PERCENT
ajfa-14455	278	24	29.88%	PERCENT
ajfa-14455	278	25	20.82%	PERCENT
ajfa-14455	278	26	year0	ORG
ajfa-14455	278	27	year-2 year-3	PERSON
ajfa-14455	280	1	96.15%	PERCENT
ajfa-14455	280	2	87.69%	PERCENT
ajfa-14455	280	3	76.15%	PERCENT
ajfa-14455	280	4	81.54%	PERCENT
ajfa-14455	280	5	72.31%	PERCENT
ajfa-14455	280	6	100%	PERCENT
ajfa-14455	280	7	95.38%	PERCENT
ajfa-14455	280	8	89.23%	PERCENT
ajfa-14455	280	9	96.92%	PERCENT
ajfa-14455	280	10	84.62%	PERCENT
ajfa-14455	280	11	92.31%	PERCENT
ajfa-14455	280	12	80.00%	PERCENT
ajfa-14455	280	13	63.08%	PERCENT
ajfa-14455	280	14	66.15%	PERCENT
ajfa-14455	280	15	60.00%	PERCENT
ajfa-14455	280	16	0%	PERCENT
ajfa-14455	280	17	4.62%	PERCENT
ajfa-14455	280	18	10.77%	PERCENT
ajfa-14455	280	19	3.02%	PERCENT
ajfa-14455	280	20	15.38%	PERCENT
ajfa-14455	280	21	7.69%	PERCENT
ajfa-14455	280	22	20%	PERCENT
ajfa-14455	280	23	36.92%	PERCENT
ajfa-14455	280	24	33.85%	PERCENT
ajfa-14455	280	25	40.00%	PERCENT
ajfa-14455	280	26	9	CARDINAL
ajfa-14455	280	27	two years	DATE
ajfa-14455	280	28	altman	ORG
ajfa-14455	280	29	2000	DATE
ajfa-14455	280	30	1991	DATE
ajfa-14455	280	31	meyer & pifer	ORG
ajfa-14455	280	32	1970	DATE
ajfa-14455	281	1	about 70%	PERCENT
ajfa-14455	281	2	91.82%	PERCENT
ajfa-14455	281	3	year0	GPE
ajfa-14455	283	1	year0	ORG
ajfa-14455	284	1	the years	DATE
ajfa-14455	285	1	barr	PERSON
ajfa-14455	285	2	1997	DATE
ajfa-14455	285	3	fidrmuc	ORG
ajfa-14455	285	4	2011	DATE
ajfa-14455	286	1	jones	ORG
ajfa-14455	286	2	1987	DATE
ajfa-14455	287	1	u.s.	GPE
ajfa-14455	287	2	2011	DATE
ajfa-14455	288	1	65	CARDINAL
ajfa-14455	288	2	year 2011	DATE
ajfa-14455	288	3	65	CARDINAL
ajfa-14455	288	4	the same year	DATE
ajfa-14455	289	1	9	CARDINAL
ajfa-14455	290	1	year0	GPE
ajfa-14455	293	1	2010	DATE
ajfa-14455	293	2	asian	NORP
ajfa-14455	293	3	finance & accounting	ORG
ajfa-14455	293	4	1946	CARDINAL
ajfa-14455	294	1	11	CARDINAL
ajfa-14455	294	2	1 127	DATE
ajfa-14455	294	3	100%	PERCENT
ajfa-14455	294	4	85%	PERCENT
ajfa-14455	294	5	60%	PERCENT
ajfa-14455	294	6	55%	PERCENT
ajfa-14455	296	1	4.3	CARDINAL
ajfa-14455	296	2	malaysian	NORP
ajfa-14455	296	3	malaysian	NORP
ajfa-14455	296	4	95%	PERCENT
ajfa-14455	297	1	two years	DATE
ajfa-14455	297	2	year1	PERSON
ajfa-14455	297	3	just one year	DATE
ajfa-14455	298	1	10	CARDINAL
ajfa-14455	299	1	10	CARDINAL
ajfa-14455	300	1	15.73	CARDINAL
ajfa-14455	300	2	11.35	CARDINAL
ajfa-14455	300	3	12.11	CARDINAL
ajfa-14455	300	4	62.53	CARDINAL
ajfa-14455	300	5	74.70	MONEY
ajfa-14455	300	6	63.73	CARDINAL
ajfa-14455	300	7	67.58	MONEY
ajfa-14455	300	8	11.67	CARDINAL
ajfa-14455	300	9	24.33 41.74	CARDINAL
ajfa-14455	300	10	0.2739 0.7437	MONEY
ajfa-14455	300	11	3.83	CARDINAL
ajfa-14455	300	12	10.55	CARDINAL
ajfa-14455	300	13	15.93	MONEY
ajfa-14455	300	14	62.24	CARDINAL
ajfa-14455	300	15	5.32	CARDINAL
ajfa-14455	300	16	15.91	CARDINAL
ajfa-14455	300	17	92.08	MONEY
ajfa-14455	301	1	80.99	CARDINAL
ajfa-14455	301	2	91.78	MONEY
ajfa-14455	301	3	102.29	CARDINAL
ajfa-14455	301	4	1.74	CARDINAL
ajfa-14455	301	5	2.52 4.62 5.94	QUANTITY
ajfa-14455	301	6	1.13 1.63	CARDINAL
ajfa-14455	301	7	1.33 1.87	CARDINAL
ajfa-14455	301	8	10	CARDINAL
ajfa-14455	301	9	five	CARDINAL
ajfa-14455	301	10	1	CARDINAL
ajfa-14455	301	11	2	CARDINAL
ajfa-14455	301	12	3	CARDINAL
ajfa-14455	301	13	4	CARDINAL
ajfa-14455	301	14	5	CARDINAL
ajfa-14455	305	1	asian	NORP
ajfa-14455	305	2	finance & accounting	ORG
ajfa-14455	305	3	1946	CARDINAL
ajfa-14455	305	4	11	CARDINAL
ajfa-14455	305	5	1 128	CARDINAL
ajfa-14455	307	1	20	CARDINAL
ajfa-14455	307	2	malaysia	GPE
ajfa-14455	307	3	2011	DATE
ajfa-14455	308	1	11	CARDINAL
ajfa-14455	309	1	11	CARDINAL
ajfa-14455	310	1	malaysian	NORP
ajfa-14455	321	1	n s affin ambank	ORG
ajfa-14455	321	2	alliance bangkok bank of america bank of nova scotia bank of tokyo mitsubishi cimb	ORG
ajfa-14455	321	3	citibank	ORG
ajfa-14455	321	4	hong leong	GPE
ajfa-14455	321	5	hsbc	ORG
ajfa-14455	321	6	morgan chase maybank ocbc public bank	ORG
ajfa-14455	321	7	rhb royal bank of	ORG
ajfa-14455	321	8	scotland standard chartered	ORG
ajfa-14455	321	9	united overseas bank	ORG
ajfa-14455	321	10	malaysian	NORP
ajfa-14455	321	11	8	CARDINAL
ajfa-14455	321	12	10	CARDINAL
ajfa-14455	322	1	5	CARDINAL
ajfa-14455	323	1	11	CARDINAL
ajfa-14455	323	2	malaysian	NORP
ajfa-14455	325	1	asian journal of finance & accounting	ORG
ajfa-14455	325	2	1946	CARDINAL
ajfa-14455	325	3	11	CARDINAL
ajfa-14455	325	4	1 129	CARDINAL
ajfa-14455	325	5	bank of america	ORG
ajfa-14455	325	6	bank of tokyo	ORG
ajfa-14455	325	7	citibank	ORG
ajfa-14455	325	8	-12.63%	PERCENT
ajfa-14455	325	9	4.92%	PERCENT
ajfa-14455	326	1	-36.86%	PERCENT
ajfa-14455	326	2	6.51%	PERCENT
ajfa-14455	326	3	4.29%	PERCENT
ajfa-14455	326	4	united overseas bank	ORG
ajfa-14455	326	5	35.4%	PERCENT
ajfa-14455	327	1	scotland	GPE
ajfa-14455	327	2	11.65%	PERCENT
ajfa-14455	328	1	bank of america	ORG
ajfa-14455	328	2	nim	ORG
ajfa-14455	328	3	8.18%	PERCENT
ajfa-14455	328	4	citibank	ORG
ajfa-14455	328	5	4.26%	PERCENT
ajfa-14455	329	1	bangkok bank	ORG
ajfa-14455	329	2	96.79	CARDINAL
ajfa-14455	329	3	97.82	CARDINAL
ajfa-14455	329	4	netloans	NORP
ajfa-14455	329	5	200%	PERCENT
ajfa-14455	330	1	35%	PERCENT
ajfa-14455	330	2	7	CARDINAL
ajfa-14455	330	3	20	CARDINAL
ajfa-14455	330	4	malaysia	GPE
ajfa-14455	330	5	20%	PERCENT
ajfa-14455	330	6	4	CARDINAL
ajfa-14455	330	7	10%	PERCENT
ajfa-14455	330	8	2	CARDINAL
ajfa-14455	331	1	4.4	CARDINAL
ajfa-14455	333	1	0 to 10	CARDINAL
ajfa-14455	335	1	12	CARDINAL
ajfa-14455	336	1	asian	NORP
ajfa-14455	336	2	finance & accounting	ORG
ajfa-14455	336	3	1946	CARDINAL
ajfa-14455	336	4	11	CARDINAL
ajfa-14455	336	5	1 130	CARDINAL
ajfa-14455	336	6	12	CARDINAL
ajfa-14455	337	1	1	CARDINAL
ajfa-14455	337	2	9.25 8.06	CARDINAL
ajfa-14455	337	3	7.57	CARDINAL
ajfa-14455	337	4	10	CARDINAL
ajfa-14455	337	5	40.86 81.73	QUANTITY
ajfa-14455	337	6	3	CARDINAL
ajfa-14455	337	7	royal bank of	ORG
ajfa-14455	337	8	scotland	GPE
ajfa-14455	337	9	6.07 6.19	CARDINAL
ajfa-14455	337	10	37.29 74.57	TIME
ajfa-14455	337	11	hsbc	ORG
ajfa-14455	337	12	5.25 8.26 6.27	MONEY
ajfa-14455	337	13	7.06	CARDINAL
ajfa-14455	337	14	36.84	CARDINAL
ajfa-14455	337	15	3.37 5	CARDINAL
ajfa-14455	337	16	5.23 7.82 6.9 7.5 8.69	MONEY
ajfa-14455	337	17	2.05 6	CARDINAL
ajfa-14455	337	18	5.63 5.22 8.23	CARDINAL
ajfa-14455	337	19	cimb	ORG
ajfa-14455	337	20	6.61 7.58	CARDINAL
ajfa-14455	337	21	8	CARDINAL
ajfa-14455	337	22	6.21 8.38 7.86 6.23 6.19	QUANTITY
ajfa-14455	337	23	9.98	CARDINAL
ajfa-14455	337	24	9	CARDINAL
ajfa-14455	337	25	hong leong l 5.44	PERSON
ajfa-14455	337	26	34.85	CARDINAL
ajfa-14455	337	27	6.29	CARDINAL
ajfa-14455	337	28	10	CARDINAL
ajfa-14455	337	29	bangkok	GPE
ajfa-14455	337	30	9.93	CARDINAL
ajfa-14455	337	31	0.11 11	CARDINAL
ajfa-14455	337	32	6.48	CARDINAL
ajfa-14455	337	33	34.22	CARDINAL
ajfa-14455	337	34	ocbc	ORG
ajfa-14455	337	35	6.23	CARDINAL
ajfa-14455	337	36	2.44 13	DATE
ajfa-14455	337	37	citibank	ORG
ajfa-14455	337	38	5.97	CARDINAL
ajfa-14455	337	39	4.89	CARDINAL
ajfa-14455	337	40	1.68	CARDINAL
ajfa-14455	337	41	14	CARDINAL
ajfa-14455	337	42	nova	LOC
ajfa-14455	338	1	8.59 8.77 6.71 6.68 2.08	MONEY
ajfa-14455	338	2	0.19 15	CARDINAL
ajfa-14455	338	3	bank of america	ORG
ajfa-14455	339	1	10 6.51	CARDINAL
ajfa-14455	339	2	0.06	CARDINAL
ajfa-14455	339	3	rhb	ORG
ajfa-14455	339	4	6.33	CARDINAL
ajfa-14455	339	5	6.12 7.24	CARDINAL
ajfa-14455	339	6	17	CARDINAL
ajfa-14455	339	7	1.83 18	CARDINAL
ajfa-14455	339	8	maybank	ORG
ajfa-14455	339	9	6.02 7.61	CARDINAL
ajfa-14455	339	10	19	CARDINAL
ajfa-14455	339	11	united overseas bank	ORG
ajfa-14455	339	12	5.9	CARDINAL
ajfa-14455	339	13	2.39 20	CARDINAL
ajfa-14455	339	14	ambank	ORG
ajfa-14455	339	15	5.62 7.61	QUANTITY
ajfa-14455	339	16	51.3 26896 2.52	CARDINAL
ajfa-14455	339	17	6.77 7.38	CARDINAL
ajfa-14455	339	18	6.27 8.07	CARDINAL
ajfa-14455	339	19	66.69	CARDINAL
ajfa-14455	343	1	100	CARDINAL
ajfa-14455	343	2	0	CARDINAL
ajfa-14455	344	1	12	CARDINAL
ajfa-14455	344	2	20	CARDINAL
ajfa-14455	344	3	asian journal of finance & accounting	ORG
ajfa-14455	344	4	1946	CARDINAL
ajfa-14455	345	1	11	CARDINAL
ajfa-14455	345	2	1 131	CARDINAL
ajfa-14455	345	3	malaysia	GPE
ajfa-14455	345	4	the year 2011	DATE
ajfa-14455	346	1	3	CARDINAL
ajfa-14455	346	2	malaysia	GPE
ajfa-14455	346	3	jp morgan chase	ORG
ajfa-14455	346	4	the royal bank of	ORG
ajfa-14455	346	5	scotland	GPE
ajfa-14455	346	6	3	CARDINAL
ajfa-14455	346	7	maybank	ORG
ajfa-14455	346	8	united overseas bank	ORG
ajfa-14455	347	1	malaysia	GPE
ajfa-14455	348	1	eight	CARDINAL
ajfa-14455	348	2	three	CARDINAL
ajfa-14455	348	3	5	CARDINAL
ajfa-14455	349	1	only seven	CARDINAL
ajfa-14455	349	2	20	CARDINAL
ajfa-14455	349	3	5	CARDINAL
ajfa-14455	350	1	only 2	CARDINAL
ajfa-14455	350	2	only one	CARDINAL
ajfa-14455	350	3	5	CARDINAL
ajfa-14455	351	1	5	CARDINAL
ajfa-14455	351	2	only five	CARDINAL
ajfa-14455	352	1	14	CARDINAL
ajfa-14455	352	2	6.7	CARDINAL
ajfa-14455	353	1	only two	CARDINAL
ajfa-14455	353	2	5	CARDINAL
ajfa-14455	354	1	18	CARDINAL
ajfa-14455	354	2	the royal bank of scotland	ORG
ajfa-14455	354	3	9.56	CARDINAL
ajfa-14455	355	1	malaysia	GPE
ajfa-14455	356	1	ten	CARDINAL
ajfa-14455	356	2	five	CARDINAL
ajfa-14455	356	3	5	CARDINAL
ajfa-14455	357	1	malaysian	NORP
ajfa-14455	357	2	66.69	CARDINAL
ajfa-14455	358	1	first	ORDINAL
ajfa-14455	358	2	malaysian	NORP
ajfa-14455	358	3	55.61%	PERCENT
ajfa-14455	358	4	bnm	ORG
ajfa-14455	358	5	2011	DATE
ajfa-14455	358	6	26%	PERCENT
ajfa-14455	360	1	afc	ORG
ajfa-14455	360	2	two	CARDINAL
ajfa-14455	361	1	5	CARDINAL
ajfa-14455	361	2	the last decade	DATE
ajfa-14455	369	1	asian journal of finance & accounting	ORG
ajfa-14455	369	2	1946	CARDINAL
ajfa-14455	369	3	11	CARDINAL
ajfa-14455	369	4	1 132	CARDINAL
ajfa-14455	369	5	krishnan	PERSON
ajfa-14455	371	1	1	CARDINAL
ajfa-14455	372	1	two	CARDINAL
ajfa-14455	372	2	zero	CARDINAL
ajfa-14455	372	3	two	CARDINAL
ajfa-14455	372	4	zero	CARDINAL
ajfa-14455	373	1	2	CARDINAL
ajfa-14455	375	1	two	CARDINAL
ajfa-14455	376	1	1991	DATE
ajfa-14455	377	1	3	CARDINAL
ajfa-14455	379	1	r. (	PERSON
ajfa-14455	379	2	2008	DATE
ajfa-14455	381	1	32, 15411551	DATE
ajfa-14455	381	2	allen, l., & jagtiani	PERSON
ajfa-14455	381	3	j. (	PERSON
ajfa-14455	381	4	2000	DATE
ajfa-14455	383	1	journal of economics	ORG
ajfa-14455	383	2	485-497	CARDINAL
ajfa-14455	384	1	allen	PERSON
ajfa-14455	384	2	n.b.	GPE
ajfa-14455	384	3	& yong	GPE
ajfa-14455	384	4	r.d.	GPE
ajfa-14455	384	5	1997	DATE
ajfa-14455	386	1	21	DATE
ajfa-14455	386	2	849	CARDINAL
ajfa-14455	388	1	e.i.	PERSON
ajfa-14455	388	2	1968	DATE
ajfa-14455	390	1	23(4	CARDINAL
ajfa-14455	390	2	589-609	CARDINAL
ajfa-14455	392	1	andersen	PERSON
ajfa-14455	392	2	2008	DATE
ajfa-14455	393	1	norwegian	NORP
ajfa-14455	394	1	norges bank	ORG
ajfa-14455	394	2	2008/2.oslo	CARDINAL
ajfa-14455	395	1	anginer	ORG
ajfa-14455	395	2	d., & demirguc-kunt	ORG
ajfa-14455	395	3	2011	DATE
ajfa-14455	397	1	5849	CARDINAL
ajfa-14455	398	1	world bank	ORG
ajfa-14455	398	2	washington	GPE
ajfa-14455	398	3	dc	GPE
ajfa-14455	398	4	s.	PERSON
ajfa-14455	398	5	george	PERSON
ajfa-14455	398	6	j., & packer	ORG
ajfa-14455	398	7	f.	PERSON
ajfa-14455	398	8	2009	DATE
ajfa-14455	399	1	asia	LOC
ajfa-14455	400	1	bank of international	ORG
ajfa-14455	400	2	quarterly	DATE
ajfa-14455	400	3	2009	DATE
ajfa-14455	401	1	a.f.	GPE
ajfa-14455	401	2	2000	DATE
ajfa-14455	402	1	colombian	NORP
ajfa-14455	402	2	de la republica	PERSON
ajfa-14455	402	3	university of california	ORG
ajfa-14455	402	4	los angeles	GPE
ajfa-14455	403	1	atiya	ORG
ajfa-14455	403	2	a.f.	GPE
ajfa-14455	403	3	2001	DATE
ajfa-14455	405	1	12(4	CARDINAL
ajfa-14455	405	2	929935	DATE
ajfa-14455	405	3	asian	NORP
ajfa-14455	405	4	finance & accounting	ORG
ajfa-14455	405	5	1946	CARDINAL
ajfa-14455	405	6	11	CARDINAL
ajfa-14455	405	7	1 133	CARDINAL
ajfa-14455	406	1	aziz	PERSON
ajfa-14455	406	2	m. a.	PERSON
ajfa-14455	406	3	a. dar	PERSON
ajfa-14455	407	1	2006	DATE
ajfa-14455	409	1	6(1	CARDINAL
ajfa-14455	409	2	1833	DATE
ajfa-14455	409	3	https://doi.org/10.1108/14720700610649436	NORP
ajfa-14455	410	1	balcaen	PERSON
ajfa-14455	410	2	s., & ooghe	ORG
ajfa-14455	410	3	, h. (2005	DATE
ajfa-14455	411	1	35 years	DATE
ajfa-14455	412	1	british	NORP
ajfa-14455	412	2	38	CARDINAL
ajfa-14455	412	3	2006	DATE
ajfa-14455	412	4	63	CARDINAL
ajfa-14455	413	1	negara malaysia	PERSON
ajfa-14455	414	1	2011	DATE
ajfa-14455	415	1	malaysia	GPE
ajfa-14455	415	2	the fourth quarter 2011	DATE
ajfa-14455	416	1	http://www.bnm.gov.my.	ORG
ajfa-14455	418	1	2004	DATE
ajfa-14455	420	1	basel committee	ORG
ajfa-14455	422	1	barr	PERSON
ajfa-14455	422	2	s.r.	GPE
ajfa-14455	422	3	1997	DATE
ajfa-14455	423	1	dea	ORG
ajfa-14455	424	1	barr	GPE
ajfa-14455	424	2	r.s	PERSON
ajfa-14455	424	3	helgason	GPE
ajfa-14455	424	4	r.v. & kennington	ORG
ajfa-14455	424	5	j.l.	GPE
ajfa-14455	425	1	dordrecht	ORG
ajfa-14455	425	2	kluwer	ORG
ajfa-14455	425	3	341	CARDINAL
ajfa-14455	425	4	w. h. (	PERSON
ajfa-14455	425	5	1966	DATE
ajfa-14455	427	1	1966	DATE
ajfa-14455	427	2	the journal of accounting research	ORG
ajfa-14455	427	3	autumn, 1966	DATE
ajfa-14455	427	4	91	CARDINAL
ajfa-14455	427	5	j., & pain	ORG
ajfa-14455	427	6	2000	DATE
ajfa-14455	429	1	bank of england	ORG
ajfa-14455	430	1	a., & stulz	ORG
ajfa-14455	430	2	r.m.	GPE
ajfa-14455	430	3	2010	DATE
ajfa-14455	433	1	ohio state university	ORG
ajfa-14455	434	1	berg	PERSON
ajfa-14455	434	2	s.a.	GPE
ajfa-14455	434	3	1994	DATE
ajfa-14455	435	1	norwegian	NORP
ajfa-14455	436	1	norges bank	ORG
ajfa-14455	436	2	no.1	ORG
ajfa-14455	437	1	berger	PERSON
ajfa-14455	437	2	a.n.	PERSON
ajfa-14455	437	3	s.m.	GPE
ajfa-14455	437	4	m.j.	PERSON
ajfa-14455	437	5	2000	DATE
ajfa-14455	439	1	32	CARDINAL
ajfa-14455	439	2	3	CARDINAL
ajfa-14455	439	3	641-667	CARDINAL
ajfa-14455	439	4	m. (	PERSON
ajfa-14455	439	5	1973	DATE
ajfa-14455	441	1	81	CARDINAL
ajfa-14455	441	2	3	CARDINAL
ajfa-14455	441	3	637-654	CARDINAL
ajfa-14455	441	4	l., & majnoni	ORG
ajfa-14455	441	5	2002	DATE
ajfa-14455	444	1	journal of banking & finance	ORG
ajfa-14455	444	2	26	CARDINAL
ajfa-14455	444	3	2002	DATE
ajfa-14455	444	4	1011-1028	CARDINAL
ajfa-14455	444	5	ducrozet, f., & roche	ORG
ajfa-14455	444	6	a.	PERSON
ajfa-14455	444	7	2007	DATE
ajfa-14455	445	1	eu	ORG
ajfa-14455	446	1	cahiers du gres	PERSON
ajfa-14455	446	2	2007-08	DATE
ajfa-14455	446	3	groupement de recherches economiques et sociales	ORG
ajfa-14455	447	1	m.k.	GPE
ajfa-14455	447	2	2009	DATE
ajfa-14455	448	1	2007–2008	CARDINAL
ajfa-14455	449	1	77–100	DATE
ajfa-14455	449	2	https://doi.org/10.1257/jep.23.1.77 asian journal of finance & accounting	ORG
ajfa-14455	449	3	1946	CARDINAL
ajfa-14455	449	4	11	CARDINAL
ajfa-14455	449	5	1 134 ajfa.macrothink.org bystrom	DATE
ajfa-14455	449	6	h.n.e	NORP
ajfa-14455	450	1	2004	DATE
ajfa-14455	452	1	journal of international financial markets	ORG
ajfa-14455	452	2	14(2004	CARDINAL
ajfa-14455	452	3	419438	DATE
ajfa-14455	452	4	s.	PERSON
ajfa-14455	452	5	a., & kilic	ORG
ajfa-14455	452	6	s. b. (	PERSON
ajfa-14455	452	7	2005	DATE
ajfa-14455	453	1	turkish	NORP
ajfa-14455	454	1	european journal of operational research	ORG
ajfa-14455	454	2	166(2	CARDINAL
ajfa-14455	454	3	528546	DATE
ajfa-14455	455	1	caprio	PERSON
ajfa-14455	455	2	d. bank	ORG
ajfa-14455	456	1	annual	DATE
ajfa-14455	457	1	cerutti	GPE
ajfa-14455	457	2	e.	PERSON
ajfa-14455	457	3	s., & mcguire	ORG
ajfa-14455	457	4	2012	DATE
ajfa-14455	459	1	376	CARDINAL
ajfa-14455	460	1	ciolli	PERSON
ajfa-14455	460	2	j.	PERSON
ajfa-14455	460	3	2012, june 22	DATE
ajfa-14455	461	1	moody’s	ORG
ajfa-14455	461	2	15	CARDINAL
ajfa-14455	462	1	bloomberg	ORG
ajfa-14455	463	1	clark	PERSON
ajfa-14455	463	2	t., dick, a.	GPE
ajfa-14455	463	3	hirtle	PERSON
ajfa-14455	463	4	b.	PERSON
ajfa-14455	463	5	k.j.	GPE
ajfa-14455	463	6	r.	PERSON
ajfa-14455	463	7	2007	DATE
ajfa-14455	464	1	us	GPE
ajfa-14455	466	1	pol	PERSON
ajfa-14455	467	1	rev	PERSON
ajfa-14455	467	2	fed	ORG
ajfa-14455	467	3	reserve bank	ORG
ajfa-14455	467	4	new york 13	GPE
ajfa-14455	467	5	39–56	CARDINAL
ajfa-14455	468	1	cleary, s., & hebb	PERSON
ajfa-14455	468	2	2010	DATE
ajfa-14455	469	1	u.s.	GPE
ajfa-14455	470	1	nfa papers no.51	ORG
ajfa-14455	471	1	northern finance association	ORG
ajfa-14455	472	1	cole	PRODUCT
ajfa-14455	472	2	r.a.	GPE
ajfa-14455	472	3	& gunther	PERSON
ajfa-14455	472	4	j.w.	GPE
ajfa-14455	472	5	1995	DATE
ajfa-14455	474	1	19	CARDINAL
ajfa-14455	474	2	1995	DATE
ajfa-14455	474	3	1073-1089	CARDINAL
ajfa-14455	474	4	cole	PRODUCT
ajfa-14455	474	5	r.a. & wu	ORG
ajfa-14455	474	6	q.	PERSON
ajfa-14455	474	7	2009	DATE
ajfa-14455	477	1	cramer	PERSON
ajfa-14455	477	2	j.s.	GPE
ajfa-14455	477	3	1991	DATE
ajfa-14455	479	1	new york	GPE
ajfa-14455	479	2	edward arnold	PERSON
ajfa-14455	479	3	london	GPE
ajfa-14455	480	1	creane	GPE
ajfa-14455	480	2	s., goyal	PERSON
ajfa-14455	480	3	r.	NORP
ajfa-14455	480	4	mubarak	PERSON
ajfa-14455	480	5	m., & sab	PERSON
ajfa-14455	480	6	2004	DATE
ajfa-14455	481	1	the middle east	LOC
ajfa-14455	481	2	north africa	GPE
ajfa-14455	482	1	washington d.c	GPE
ajfa-14455	482	2	middle east	LOC
ajfa-14455	482	3	central asia	LOC
ajfa-14455	483	1	t.j.	GPE
ajfa-14455	483	2	elmer	ORG
ajfa-14455	483	3	p.j.	GPE
ajfa-14455	483	4	g.s (	GPE
ajfa-14455	483	5	2007	DATE
ajfa-14455	485	1	journal of economics	ORG
ajfa-14455	485	2	6	CARDINAL
ajfa-14455	485	3	536-559	CARDINAL
ajfa-14455	485	4	e. p.,	PERSON
ajfa-14455	485	5	& karim	ORG
ajfa-14455	485	6	d. (	GPE
ajfa-14455	485	7	2008	DATE
ajfa-14455	487	1	4	CARDINAL
ajfa-14455	487	2	a. & detragiache	ORG
ajfa-14455	487	3	1997	DATE
ajfa-14455	490	1	demirguc-kunt	PERSON
ajfa-14455	490	2	a., & levine	ORG
ajfa-14455	490	3	1996	DATE
ajfa-14455	491	1	financial asian journal of finance & accounting	ORG
ajfa-14455	491	2	1946	CARDINAL
ajfa-14455	491	3	11	CARDINAL
ajfa-14455	491	4	1 135	CARDINAL
ajfa-14455	492	1	1686	CARDINAL
ajfa-14455	493	1	demyanyk	PERSON
ajfa-14455	493	2	y. & hasan	ORG
ajfa-14455	493	3	i.	PERSON
ajfa-14455	493	4	2010	DATE
ajfa-14455	495	1	8	CARDINAL
ajfa-14455	495	2	5	CARDINAL
ajfa-14455	495	3	315324	DATE
ajfa-14455	495	4	2010	DATE
ajfa-14455	497	1	paris	GPE
ajfa-14455	499	1	r., & torna	ORG
ajfa-14455	499	2	2012	DATE
ajfa-14455	501	1	social science research network	ORG
ajfa-14455	502	1	diamond, d.w.	ORG
ajfa-14455	502	2	p.h.	GPE
ajfa-14455	502	3	1986	DATE
ajfa-14455	504	1	journal of business	ORG
ajfa-14455	504	2	59(1	CARDINAL
ajfa-14455	504	3	55	CARDINAL
ajfa-14455	505	1	dimitras	PERSON
ajfa-14455	505	2	a.i.	GPE
ajfa-14455	505	3	zanakis	GPE
ajfa-14455	505	4	s.h.	GPE
ajfa-14455	507	1	european journal of operational research	ORG
ajfa-14455	507	2	90	CARDINAL
ajfa-14455	507	3	487513	DATE
ajfa-14455	507	4	i.	PERSON
ajfa-14455	507	5	a., & trinidad	ORG
ajfa-14455	507	6	j. (2011	GPE
ajfa-14455	508	1	east asian	NORP
ajfa-14455	509	1	philippine management	ORG
ajfa-14455	509	2	18(2011	CARDINAL
ajfa-14455	509	3	1-18	CARDINAL
ajfa-14455	510	1	eichengreen	DATE
ajfa-14455	510	2	b., & arteta	ORG
ajfa-14455	510	3	2000	DATE
ajfa-14455	512	1	centre for international development economics	ORG
ajfa-14455	512	2	c00-115	ORG
ajfa-14455	513	1	university of california	ORG
ajfa-14455	514	1	1991	DATE
ajfa-14455	516	1	15	CARDINAL
ajfa-14455	516	2	53	CARDINAL
ajfa-14455	516	3	https://doi.org/10.1016/0378-4266(91)90037-m	DATE
ajfa-14455	516	4	estrella	ORG
ajfa-14455	516	5	a.	GPE
ajfa-14455	516	6	park	GPE
ajfa-14455	516	7	s., & peristiani	ORG
ajfa-14455	516	8	s.	PERSON
ajfa-14455	516	9	2000	DATE
ajfa-14455	518	1	july 2000	DATE
ajfa-14455	518	2	6(2	CARDINAL
ajfa-14455	518	3	33	CARDINAL
ajfa-14455	519	1	evanoff	ORG
ajfa-14455	519	2	d.d.	GPE
ajfa-14455	519	3	l.d.	GPE
ajfa-14455	519	4	2001	DATE
ajfa-14455	521	1	federal reserve bank	ORG
ajfa-14455	521	2	atlanta	GPE
ajfa-14455	521	3	2001-25	DATE
ajfa-14455	522	1	evans	PERSON
ajfa-14455	522	2	leone	PERSON
ajfa-14455	522	3	gill	PERSON
ajfa-14455	522	4	2000	DATE
ajfa-14455	525	1	washington dc	GPE
ajfa-14455	525	2	a.	PERSON
ajfa-14455	525	3	2005	DATE
ajfa-14455	526	1	spss	ORG
ajfa-14455	526	2	2nd	ORDINAL
ajfa-14455	527	1	london	GPE
ajfa-14455	528	1	firdmuc	ORG
ajfa-14455	528	2	j., & süβ	ORG
ajfa-14455	528	3	p.j.	GPE
ajfa-14455	528	4	2009	DATE
ajfa-14455	529	1	russian	NORP
ajfa-14455	530	1	munich	GPE
ajfa-14455	530	2	2009-16	DATE
ajfa-14455	531	1	2010	DATE
ajfa-14455	533	1	philippine	NORP
ajfa-14455	534	1	bank of international	ORG
ajfa-14455	536	1	d.	NORP
ajfa-14455	536	2	norden	GPE
ajfa-14455	536	3	l.	GPE
ajfa-14455	536	4	m.	PERSON
ajfa-14455	536	5	2010	DATE
ajfa-14455	536	6	34	CARDINAL
ajfa-14455	536	7	2929-2940	CARDINAL
ajfa-14455	536	8	s.b.	GPE
ajfa-14455	536	9	2011	DATE
ajfa-14455	537	1	asian	NORP
ajfa-14455	537	2	finance & accounting	ORG
ajfa-14455	537	3	1946	CARDINAL
ajfa-14455	537	4	11	CARDINAL
ajfa-14455	537	5	1 136	CARDINAL
ajfa-14455	538	1	d.	NORP
ajfa-14455	538	2	& zumwalt	GPE
ajfa-14455	538	3	2002	DATE
ajfa-14455	539	1	indonesian	NORP
ajfa-14455	540	1	19	CARDINAL
ajfa-14455	540	2	247-260	CARDINAL
ajfa-14455	540	3	gaytan	GPE
ajfa-14455	540	4	a., & johnson	ORG
ajfa-14455	540	5	c.a.	GPE
ajfa-14455	540	6	2002	DATE
ajfa-14455	542	1	183	CARDINAL
ajfa-14455	543	1	gersl	PERSON
ajfa-14455	543	2	a., & hermanek	ORG
ajfa-14455	543	3	j. (	PERSON
ajfa-14455	543	4	2006	DATE
ajfa-14455	545	1	cnb financial stability	ORG
ajfa-14455	545	2	2006	DATE
ajfa-14455	546	1	czech national bank	ORG
ajfa-14455	547	1	j. (	PERSON
ajfa-14455	547	2	2005	DATE
ajfa-14455	549	1	no.4	LOC
ajfa-14455	550	1	j., & oikonomou	ORG
ajfa-14455	550	2	k.	PERSON
ajfa-14455	550	3	2010	DATE
ajfa-14455	552	1	european journal	ORG
ajfa-14455	552	2	3(3	CARDINAL
ajfa-14455	552	3	1-15	CARDINAL
ajfa-14455	553	1	gonzalez-hermosillo	PERSON
ajfa-14455	553	2	1999	DATE
ajfa-14455	555	1	wp/99/33	ORG
ajfa-14455	556	1	gonzalez-paramo	PERSON
ajfa-14455	556	2	j.m.	GPE
ajfa-14455	556	3	2011	DATE
ajfa-14455	557	1	3rd	ORDINAL
ajfa-14455	557	2	annual	DATE
ajfa-14455	557	3	russian	NORP
ajfa-14455	557	4	moscow	GPE
ajfa-14455	558	1	gross	PERSON
ajfa-14455	558	2	r.	NORP
ajfa-14455	558	3	vesala	GPE
ajfa-14455	558	4	j., & vulpes	ORG
ajfa-14455	558	5	2004	DATE
ajfa-14455	560	1	federal reserve bank	ORG
ajfa-14455	560	2	new york	GPE
ajfa-14455	561	1	gropp	PERSON
ajfa-14455	561	2	r.	NORP
ajfa-14455	561	3	vesala	GPE
ajfa-14455	561	4	j., & vulpes	ORG
ajfa-14455	561	5	2006	DATE
ajfa-14455	563	1	38	CARDINAL
ajfa-14455	563	2	2	CARDINAL
ajfa-14455	563	3	399428	DATE
ajfa-14455	563	4	gujarati	GPE
ajfa-14455	563	5	d.n.	GPE
ajfa-14455	563	6	1995	DATE
ajfa-14455	564	1	3rd	ORDINAL
ajfa-14455	565	1	new york	GPE
ajfa-14455	565	2	mcgraw-hill	ORG
ajfa-14455	566	1	hanschel	PERSON
ajfa-14455	566	2	e., & monnin	ORG
ajfa-14455	566	3	2005	DATE
ajfa-14455	567	1	switzerland	GPE
ajfa-14455	568	1	22	CARDINAL
ajfa-14455	569	1	j.	PERSON
ajfa-14455	569	2	kocenda	PERSON
ajfa-14455	569	3	e., & ondko	ORG
ajfa-14455	569	4	2007	DATE
ajfa-14455	570	1	eu	ORG
ajfa-14455	570	2	czech journal of economics	ORG
ajfa-14455	570	3	57	CARDINAL
ajfa-14455	570	4	5-6	CARDINAL
ajfa-14455	570	5	200224	DATE
ajfa-14455	571	1	g. & reis	ORG
ajfa-14455	571	2	r., & saporta	ORG
ajfa-14455	571	3	2002	DATE
ajfa-14455	573	1	journal of banking & finance	ORG
ajfa-14455	573	2	26(5	DATE
ajfa-14455	573	3	825	CARDINAL
ajfa-14455	573	4	asian	NORP
ajfa-14455	573	5	finance & accounting	ORG
ajfa-14455	573	6	1946	CARDINAL
ajfa-14455	573	7	11	CARDINAL
ajfa-14455	573	8	1 137	CARDINAL
ajfa-14455	573	9	m., & ying	ORG
ajfa-14455	573	10	l.	PERSON
ajfa-14455	573	11	2003	DATE
ajfa-14455	574	1	canada	GPE
ajfa-14455	575	1	03	CARDINAL
ajfa-14455	575	2	bank of canada	ORG
ajfa-14455	577	1	2011	DATE
ajfa-14455	580	1	jagtiani	GPE
ajfa-14455	580	2	j.a.	GPE
ajfa-14455	580	3	kolari	GPE
ajfa-14455	580	4	j.w. & lemieux	ORG
ajfa-14455	580	5	c.m.	GPE
ajfa-14455	580	6	g.h.	GPE
ajfa-14455	580	7	2000	DATE
ajfa-14455	582	1	federal reserve bank of chicago	ORG
ajfa-14455	583	1	jimenez	PERSON
ajfa-14455	583	2	gabriel	PERSON
ajfa-14455	583	3	jesus saurina	PERSON
ajfa-14455	584	1	2005	DATE
ajfa-14455	585	1	prudential regulation	ORG
ajfa-14455	586	1	banco de espana	ORG
ajfa-14455	586	2	531	CARDINAL
ajfa-14455	587	1	jin	PERSON
ajfa-14455	587	2	j.y.	GPE
ajfa-14455	587	3	kanagaretnam	GPE
ajfa-14455	587	4	k., & lobo	ORG
ajfa-14455	587	5	g.j.	GPE
ajfa-14455	587	6	2011	DATE
ajfa-14455	589	1	journal of banking & finance	ORG
ajfa-14455	589	2	35	CARDINAL
ajfa-14455	589	3	2011	DATE
ajfa-14455	589	4	2811	CARDINAL
ajfa-14455	590	1	jordan	GPE
ajfa-14455	590	2	d.j.	GPE
ajfa-14455	590	3	douglas	GPE
ajfa-14455	590	4	r.	NORP
ajfa-14455	590	5	sanchez	PERSON
ajfa-14455	590	6	j. walker	PERSON
ajfa-14455	590	7	c., & wort	ORG
ajfa-14455	590	8	d.h.	GPE
ajfa-14455	590	9	2010	DATE
ajfa-14455	591	1	2007	DATE
ajfa-14455	591	2	2010	DATE
ajfa-14455	592	1	ssrn	PERSON
ajfa-14455	593	1	karacabey	GPE
ajfa-14455	593	2	a.a.	GPE
ajfa-14455	593	3	2007	DATE
ajfa-14455	595	1	12	CARDINAL
ajfa-14455	595	2	2007	DATE
ajfa-14455	595	3	147	CARDINAL
ajfa-14455	596	1	karim	PERSON
ajfa-14455	596	2	chan	GPE
ajfa-14455	596	3	s.g.	GPE
ajfa-14455	596	4	& hassan	PERSON
ajfa-14455	596	5	s.	PERSON
ajfa-14455	596	6	2010	DATE
ajfa-14455	597	1	malaysia	GPE
ajfa-14455	597	2	singapore	GPE
ajfa-14455	598	1	prague	GPE
ajfa-14455	599	1	http://www.vse.cz	GPE
ajfa-14455	600	1	kaufman	PERSON
ajfa-14455	600	2	g.g.	GPE
ajfa-14455	600	3	2009	DATE
ajfa-14455	602	1	cato journal	ORG
ajfa-14455	602	2	16(1	CARDINAL
ajfa-14455	602	3	17	CARDINAL
ajfa-14455	603	1	k., & watson	ORG
ajfa-14455	603	2	r.	PERSON
ajfa-14455	603	3	1991	DATE
ajfa-14455	605	1	british journal of management	ORG
ajfa-14455	605	2	2	CARDINAL
ajfa-14455	605	3	89	CARDINAL
ajfa-14455	605	4	r.g.	GPE
ajfa-14455	605	5	r.	NORP
ajfa-14455	605	6	1993	DATE
ajfa-14455	607	1	quarterly	DATE
ajfa-14455	607	2	108	CARDINAL
ajfa-14455	607	3	3	CARDINAL
ajfa-14455	607	4	717	CARDINAL
ajfa-14455	608	1	laitinen	GPE
ajfa-14455	608	2	t., & kankaanpää	ORG
ajfa-14455	608	3	1999	DATE
ajfa-14455	609	1	finnish	NORP
ajfa-14455	610	1	the european accounting review	ORG
ajfa-14455	610	2	8(1	CARDINAL
ajfa-14455	610	3	67	CARDINAL
ajfa-14455	611	1	w.r.	GPE
ajfa-14455	611	2	s.w.	GPE
ajfa-14455	611	3	j.w.	GPE
ajfa-14455	611	4	1986	DATE
ajfa-14455	612	1	the cox proportional hazards model to bank	ORG
ajfa-14455	613	1	journal of banking & finance	ORG
ajfa-14455	613	2	10	CARDINAL
ajfa-14455	613	3	4	CARDINAL
ajfa-14455	613	4	511-531	CARDINAL
ajfa-14455	613	5	2005	DATE
ajfa-14455	615	1	philippine	NORP
ajfa-14455	615	2	steven durlauf	PERSON
ajfa-14455	615	3	ed	PERSON
ajfa-14455	617	1	netherlands	GPE
ajfa-14455	618	1	levine	PERSON
ajfa-14455	618	2	r., & zevros	ORG
ajfa-14455	618	3	s.	ORG
ajfa-14455	618	4	1998	DATE
ajfa-14455	620	1	the american economic review	ORG
ajfa-14455	620	2	88	CARDINAL
ajfa-14455	620	3	3	CARDINAL
ajfa-14455	620	4	537-558	CARDINAL
ajfa-14455	620	5	asian	NORP
ajfa-14455	620	6	finance & accounting	ORG
ajfa-14455	620	7	1946	CARDINAL
ajfa-14455	620	8	11	CARDINAL
ajfa-14455	620	9	1 138	DATE
ajfa-14455	620	10	1973	DATE
ajfa-14455	621	1	1973	DATE
ajfa-14455	621	2	36-63	CARDINAL
ajfa-14455	621	3	https://doi.org/10.2307/3665101 lindgren	PERSON
ajfa-14455	621	4	c.j.	GPE
ajfa-14455	621	5	garicia	PERSON
ajfa-14455	621	6	m.i.	GPE
ajfa-14455	621	7	1996	DATE
ajfa-14455	624	1	s. j. & freese	ORG
ajfa-14455	624	2	j.	PERSON
ajfa-14455	624	3	2003	DATE
ajfa-14455	626	1	texas	GPE
ajfa-14455	627	1	maddala	GPE
ajfa-14455	627	2	g.s.	GPE
ajfa-14455	627	3	2009	DATE
ajfa-14455	629	1	west sussex	GPE
ajfa-14455	629	2	england	GPE
ajfa-14455	629	3	john wiley & sons ltd.	ORG
ajfa-14455	629	4	k., & mayes	ORG
ajfa-14455	629	5	g.d.	PERSON
ajfa-14455	629	6	2009	DATE
ajfa-14455	630	1	eastern european	NORP
ajfa-14455	631	1	33	CARDINAL
ajfa-14455	631	2	2009	DATE
ajfa-14455	631	3	244-253	CARDINAL
ajfa-14455	631	4	https://doi.org/10.1016/j.jbankfin.2008.07.016 martin	PERSON
ajfa-14455	631	5	1977	DATE
ajfa-14455	633	1	1	CARDINAL
ajfa-14455	633	2	249	CARDINAL
ajfa-14455	633	3	r.c.	PERSON
ajfa-14455	634	1	1974	DATE
ajfa-14455	636	1	29	CARDINAL
ajfa-14455	636	2	2	CARDINAL
ajfa-14455	636	3	449	CARDINAL
ajfa-14455	636	4	r.c.	GPE
ajfa-14455	636	5	& bodie	GPE
ajfa-14455	636	6	z. (	PERSON
ajfa-14455	636	7	2005	DATE
ajfa-14455	638	1	3	CARDINAL
ajfa-14455	638	2	1	CARDINAL
ajfa-14455	638	3	1-23	CARDINAL
ajfa-14455	639	1	meyer	ORG
ajfa-14455	639	2	p.a.	GPE
ajfa-14455	639	3	h. w.	PERSON
ajfa-14455	640	1	25	CARDINAL
ajfa-14455	640	2	4	CARDINAL
ajfa-14455	640	3	853-868	CARDINAL
ajfa-14455	640	4	monin	ORG
ajfa-14455	640	5	p. & jokipii	ORG
ajfa-14455	640	6	t.	GPE
ajfa-14455	640	7	2010	DATE
ajfa-14455	642	1	swiss national bank	ORG
ajfa-14455	643	1	morck	NORP
ajfa-14455	643	2	r.	NORP
ajfa-14455	643	3	yavuz	GPE
ajfa-14455	643	4	m.d.	GPE
ajfa-14455	643	5	& yeung	PERSON
ajfa-14455	643	6	2011	DATE
ajfa-14455	645	1	journal of financial economics	ORG
ajfa-14455	645	2	100	CARDINAL
ajfa-14455	645	3	2	CARDINAL
ajfa-14455	645	4	264	CARDINAL
ajfa-14455	645	5	myers	GPE
ajfa-14455	645	6	s.c.	GPE
ajfa-14455	645	7	1977	DATE
ajfa-14455	647	1	journal of financial economics	ORG
ajfa-14455	647	2	5	CARDINAL
ajfa-14455	647	3	2	CARDINAL
ajfa-14455	647	4	147	CARDINAL
ajfa-14455	647	5	m. d.	PERSON
ajfa-14455	647	6	r. sharda	PERSON
ajfa-14455	648	1	1990	DATE
ajfa-14455	650	1	ohlson	GPE
ajfa-14455	650	2	j.a (	ORG
ajfa-14455	650	3	1980	DATE
ajfa-14455	652	1	journal of accounting research	ORG
ajfa-14455	652	2	18	CARDINAL
ajfa-14455	652	3	1	CARDINAL
ajfa-14455	652	4	109	CARDINAL
ajfa-14455	652	5	r.h.	GPE
ajfa-14455	652	6	j.f.	GPE
ajfa-14455	652	7	1980	DATE
ajfa-14455	654	1	the journal of finance	ORG
ajfa-14455	654	2	35	CARDINAL
ajfa-14455	654	3	1	CARDINAL
ajfa-14455	654	4	137-150	CARDINAL
ajfa-14455	654	5	https://doi.org/10.1111/j.1540-6261.1980.tb03476.x rahman	PERSON
ajfa-14455	654	6	s.	PERSON
ajfa-14455	654	7	l.h.	GPE
ajfa-14455	654	8	o.l.	GPE
ajfa-14455	654	9	y.s.	GPE
ajfa-14455	654	10	2004	DATE
ajfa-14455	655	1	asia	LOC
ajfa-14455	656	1	asian economics journal	ORG
ajfa-14455	656	2	18	CARDINAL
ajfa-14455	656	3	1	CARDINAL
ajfa-14455	656	4	45	CARDINAL
ajfa-14455	656	5	asian journal of finance & accounting	ORG
ajfa-14455	656	6	1946	CARDINAL
ajfa-14455	656	7	11	CARDINAL
ajfa-14455	656	8	1 139	CARDINAL
ajfa-14455	656	9	https://doi.org/10.1111/j.1467-8381.2004.00181.x rajan	PERSON
ajfa-14455	656	10	r.g.	GPE
ajfa-14455	656	11	1998	DATE
ajfa-14455	658	1	the american economic review	ORG
ajfa-14455	658	2	88	CARDINAL
ajfa-14455	658	3	3	CARDINAL
ajfa-14455	658	4	559-586	CARDINAL
ajfa-14455	658	5	f.	PERSON
ajfa-14455	658	6	2012	DATE
ajfa-14455	659	1	malaysian	NORP
ajfa-14455	659	2	2012	DATE
ajfa-14455	660	1	malaysia	GPE
ajfa-14455	661	1	ross	PERSON
ajfa-14455	661	2	s.a.	GPE
ajfa-14455	661	3	westerfield	PERSON
ajfa-14455	661	4	r.w.	GPE
ajfa-14455	661	5	jordan	GPE
ajfa-14455	661	6	b.d.	GPE
ajfa-14455	661	7	j. (	PERSON
ajfa-14455	661	8	2007	DATE
ajfa-14455	663	1	mcgraw hill	ORG
ajfa-14455	664	1	sanya	GPE
ajfa-14455	664	2	s. o., & wolfe	ORG
ajfa-14455	664	3	s.	PERSON
ajfa-14455	664	4	2010	DATE
ajfa-14455	666	1	40	CARDINAL
ajfa-14455	666	2	1	CARDINAL
ajfa-14455	666	3	79	CARDINAL
ajfa-14455	666	4	k. & čihàk	ORG
ajfa-14455	666	5	m. (	PERSON
ajfa-14455	666	6	2007	DATE
ajfa-14455	669	1	scott	PERSON
ajfa-14455	669	2	j.	PERSON
ajfa-14455	669	3	1981	DATE
ajfa-14455	671	1	5(1981	CARDINAL
ajfa-14455	671	2	317	CARDINAL
ajfa-14455	671	3	c., hsieh	PERSON
ajfa-14455	671	4	2003	DATE
ajfa-14455	673	1	cheng chi university & meng-fen hsieh	ORG
ajfa-14455	673	2	van nung institute of technology	ORG
ajfa-14455	674	1	k.s.	GPE
ajfa-14455	674	2	& lee	PERSON
ajfa-14455	674	3	y.j	GPE
ajfa-14455	674	4	2002	DATE
ajfa-14455	676	1	321	CARDINAL
ajfa-14455	676	2	t.	GPE
ajfa-14455	676	3	2001	DATE
ajfa-14455	678	1	74(1	CARDINAL
ajfa-14455	678	2	101-125	CARDINAL
ajfa-14455	678	3	sinkey	GPE
ajfa-14455	678	4	j.f.	GPE
ajfa-14455	678	5	1975	DATE
ajfa-14455	680	1	30	CARDINAL
ajfa-14455	680	2	1	CARDINAL
ajfa-14455	680	3	21	CARDINAL
ajfa-14455	680	4	i., & yuko	ORG
ajfa-14455	680	5	h.	PERSON
ajfa-14455	680	6	2007	DATE
ajfa-14455	681	1	asia	LOC
ajfa-14455	681	2	asian	NORP
ajfa-14455	682	1	the research institute of economy, trade and	ORG
ajfa-14455	682	2	07-e-039	PERCENT
ajfa-14455	683	1	2012	DATE
ajfa-14455	685	1	ukraine	GPE
ajfa-14455	686	1	kyiv school of economics	ORG
ajfa-14455	687	1	thomson	GPE
ajfa-14455	687	2	j.b.	GPE
ajfa-14455	687	3	1991	DATE
ajfa-14455	688	1	the 1980s	DATE
ajfa-14455	689	1	federal reserve bank	ORG
ajfa-14455	689	2	cleveland	GPE
ajfa-14455	691	1	m.	PERSON
ajfa-14455	691	2	2010	DATE
ajfa-14455	692	1	u.s commercial	GPE
ajfa-14455	693	1	http://epub.lib.aalto.fi/fi/	ORG
ajfa-14455	693	2	aalto school of economics	ORG
ajfa-14455	694	1	walker	ORG
ajfa-14455	694	2	m.c.	GPE
ajfa-14455	694	3	stowe	GPE
ajfa-14455	694	4	j.d. & moriarity	ORG
ajfa-14455	694	5	s. (1979	ORG
ajfa-14455	695	1	financial asian journal of finance & accounting	ORG
ajfa-14455	695	2	1946	CARDINAL
ajfa-14455	696	1	11	CARDINAL
ajfa-14455	696	2	1 140	CARDINAL
ajfa-14455	697	1	journal of business finance & accounting	ORG
ajfa-14455	697	2	6	CARDINAL
ajfa-14455	697	3	2	CARDINAL
ajfa-14455	697	4	173	CARDINAL
ajfa-14455	697	5	1991	DATE
ajfa-14455	699	1	27	CARDINAL
ajfa-14455	699	2	1	CARDINAL
ajfa-14455	699	3	21	CARDINAL
ajfa-14455	700	1	yee	GPE
ajfa-14455	700	2	c.f. & tan	ORG
ajfa-14455	700	3	a.e.c	ORG
ajfa-14455	700	4	2009	DATE
ajfa-14455	700	5	malaysia	GPE
ajfa-14455	701	1	canadian economics association	ORG
ajfa-14455	703	1	yeoh	PERSON
ajfa-14455	703	2	2009	DATE
ajfa-14455	705	1	7	CARDINAL
ajfa-14455	705	2	1	CARDINAL
ajfa-14455	705	3	42-69	DATE
ajfa-14455	705	4	m.e	ORG
ajfa-14455	705	5	1984	DATE
ajfa-14455	707	1	journal of accounting research	ORG
ajfa-14455	707	2	22	CARDINAL
ajfa-14455	707	3	1984	DATE
ajfa-14455	707	4	59	CARDINAL
ajfa-14455	707	5	first	ORDINAL
ajfa-14455	708	1	http://creativecommons.org/licenses/by/3.0/	ORG