id	sid	eid	entity	type
ajfa-5975	1	1	microsoft	ORG
ajfa-5975	1	2	5975-21466	DATE
ajfa-5975	1	3	asian	NORP
ajfa-5975	1	4	finance & accounting	ORG
ajfa-5975	1	5	1946	CARDINAL
ajfa-5975	1	6	2014	DATE
ajfa-5975	1	7	6	CARDINAL
ajfa-5975	1	8	2	CARDINAL
ajfa-5975	1	9	195	CARDINAL
ajfa-5975	1	10	uk	GPE
ajfa-5975	2	1	kalsoom jaffar	PERSON
ajfa-5975	2	2	glasgow caledonian university	ORG
ajfa-5975	2	3	united kingdom	GPE
ajfa-5975	2	4	lasbela university of agriculture	ORG
ajfa-5975	2	5	pakistan	GPE
ajfa-5975	2	6	kalsoom.jaffar@gcu.ac.uk kumbirai mabwe	PERSON
ajfa-5975	2	7	glasgow caledonian university	ORG
ajfa-5975	2	8	united kingdom e	GPE
ajfa-5975	2	9	kumbirai.mabwe@gcu.ac.uk dr	PERSON
ajfa-5975	2	10	robert webb	PERSON
ajfa-5975	2	11	nottingham university business school	ORG
ajfa-5975	2	12	united kingdom e	GPE
ajfa-5975	2	13	robert.webb@nottingham.ac.uk	ORG
ajfa-5975	2	14	july 15, 2014	DATE
ajfa-5975	2	15	oct. 3, 2014	DATE
ajfa-5975	2	16	december 1, 2014	DATE
ajfa-5975	2	17	uk	GPE
ajfa-5975	3	1	british	NORP
ajfa-5975	3	2	1986-2012	DATE
ajfa-5975	3	3	1986	DATE
ajfa-5975	5	1	hsbc	ORG
ajfa-5975	5	2	asian	NORP
ajfa-5975	5	3	finance & accounting	ORG
ajfa-5975	5	4	1946	CARDINAL
ajfa-5975	5	5	2014	DATE
ajfa-5975	5	6	6	CARDINAL
ajfa-5975	5	7	2	CARDINAL
ajfa-5975	6	1	1999-2008	DATE
ajfa-5975	8	1	five	CARDINAL
ajfa-5975	9	1	jel	ORG
ajfa-5975	10	1	g24 asian journal of finance & accounting	ORG
ajfa-5975	10	2	1946	CARDINAL
ajfa-5975	10	3	2014	DATE
ajfa-5975	10	4	6	CARDINAL
ajfa-5975	10	5	2	CARDINAL
ajfa-5975	10	6	197	CARDINAL
ajfa-5975	11	1	the eighties	DATE
ajfa-5975	11	2	uk	GPE
ajfa-5975	13	1	2004	DATE
ajfa-5975	14	1	1986	DATE
ajfa-5975	14	2	2003	DATE
ajfa-5975	15	1	uk	GPE
ajfa-5975	16	1	decades	DATE
ajfa-5975	16	2	1986	DATE
ajfa-5975	17	1	1989	DATE
ajfa-5975	17	2	uppal	ORG
ajfa-5975	17	3	2011	DATE
ajfa-5975	19	1	2000	DATE
ajfa-5975	20	1	europe	LOC
ajfa-5975	20	2	first	ORDINAL
ajfa-5975	20	3	uk	GPE
ajfa-5975	21	1	5	CARDINAL
ajfa-5975	21	2	uk	GPE
ajfa-5975	21	3	1986-2012	DATE
ajfa-5975	21	4	1986	DATE
ajfa-5975	21	5	the base year	DATE
ajfa-5975	23	1	section 2	LAW
ajfa-5975	23	2	3	CARDINAL
ajfa-5975	24	1	section 4 and	LAW
ajfa-5975	24	2	4.1	CARDINAL
ajfa-5975	24	3	5	CARDINAL
ajfa-5975	25	1	section 4.2	LAW
ajfa-5975	25	2	section 5	LAW
ajfa-5975	26	1	6	CARDINAL
ajfa-5975	27	1	asian journal of finance & accounting	ORG
ajfa-5975	27	2	1946	CARDINAL
ajfa-5975	27	3	2014	DATE
ajfa-5975	28	1	6	CARDINAL
ajfa-5975	28	2	2	CARDINAL
ajfa-5975	28	3	the past two decades	DATE
ajfa-5975	30	1	european	NORP
ajfa-5975	32	1	1976	DATE
ajfa-5975	32	2	1989	DATE
ajfa-5975	32	3	2002	DATE
ajfa-5975	32	4	boyd et al	PERSON
ajfa-5975	32	5	1980	DATE
ajfa-5975	32	6	1989	DATE
ajfa-5975	32	7	2002	DATE
ajfa-5975	32	8	1995	DATE
ajfa-5975	32	9	lui	ORG
ajfa-5975	32	10	2012	DATE
ajfa-5975	33	1	boyd	PERSON
ajfa-5975	33	2	graham	PERSON
ajfa-5975	33	3	1986	DATE
ajfa-5975	34	1	boyd	PERSON
ajfa-5975	34	2	graham	PERSON
ajfa-5975	34	3	1986	DATE
ajfa-5975	34	4	the 1970s	DATE
ajfa-5975	35	1	1995	DATE
ajfa-5975	36	1	deyoung	GPE
ajfa-5975	36	2	roland	GPE
ajfa-5975	36	3	2001	DATE
ajfa-5975	37	1	2004	DATE
ajfa-5975	37	2	2006	DATE
ajfa-5975	38	1	2004	DATE
ajfa-5975	38	2	2006	DATE
ajfa-5975	39	1	2003	DATE
ajfa-5975	39	2	two	CARDINAL
ajfa-5975	39	3	eu	ORG
ajfa-5975	39	4	1994-1998	DATE
ajfa-5975	40	1	european	NORP
ajfa-5975	40	2	those years	DATE
ajfa-5975	41	1	1993	DATE
ajfa-5975	42	1	saunders	ORG
ajfa-5975	42	2	walters	PERSON
ajfa-5975	42	3	1994	DATE
ajfa-5975	43	1	2011	DATE
ajfa-5975	43	2	daily	DATE
ajfa-5975	44	1	2011	DATE
ajfa-5975	45	1	1992	DATE
ajfa-5975	46	1	asian journal of finance & accounting	ORG
ajfa-5975	46	2	1946	CARDINAL
ajfa-5975	46	3	2014	DATE
ajfa-5975	46	4	6	CARDINAL
ajfa-5975	46	5	2	CARDINAL
ajfa-5975	46	6	199	CARDINAL
ajfa-5975	46	7	1989	DATE
ajfa-5975	46	8	1999	DATE
ajfa-5975	46	9	2011	DATE
ajfa-5975	46	10	santos	PERSON
ajfa-5975	46	11	2009	DATE
ajfa-5975	46	12	1986	DATE
ajfa-5975	48	1	santos	PERSON
ajfa-5975	48	2	2012	DATE
ajfa-5975	50	1	recent years	DATE
ajfa-5975	51	1	al	ORG
ajfa-5975	51	2	2007	DATE
ajfa-5975	52	1	santos	PERSON
ajfa-5975	52	2	2009	DATE
ajfa-5975	54	1	2007-2010	DATE
ajfa-5975	54	2	griffiths, 2011	DATE
ajfa-5975	55	1	mishkin	PERSON
ajfa-5975	55	2	1995	DATE
ajfa-5975	57	1	boyd	PERSON
ajfa-5975	57	2	1994	DATE
ajfa-5975	57	3	mishkin	PERSON
ajfa-5975	57	4	1995	DATE
ajfa-5975	58	1	kaufman	PERSON
ajfa-5975	58	2	mote	ORG
ajfa-5975	58	3	1994	DATE
ajfa-5975	58	4	2003	DATE
ajfa-5975	61	1	edwards	PERSON
ajfa-5975	61	2	mishkin	PERSON
ajfa-5975	61	3	1995	DATE
ajfa-5975	62	1	mishkin	PERSON
ajfa-5975	62	2	1995	DATE
ajfa-5975	63	1	2000	DATE
ajfa-5975	65	1	asian journal of finance & accounting	ORG
ajfa-5975	65	2	1946	CARDINAL
ajfa-5975	65	3	2014	DATE
ajfa-5975	65	4	6	CARDINAL
ajfa-5975	65	5	2	CARDINAL
ajfa-5975	65	6	roland	GPE
ajfa-5975	65	7	2001	DATE
ajfa-5975	65	8	2004	DATE
ajfa-5975	66	1	2006	DATE
ajfa-5975	67	1	us	GPE
ajfa-5975	68	1	us	GPE
ajfa-5975	68	2	first	ORDINAL
ajfa-5975	68	3	uk	GPE
ajfa-5975	68	4	1986	DATE
ajfa-5975	69	1	mishkin	PERSON
ajfa-5975	70	1	uk	GPE
ajfa-5975	70	2	1986	DATE
ajfa-5975	70	3	2012	DATE
ajfa-5975	71	1	as early as 1999	DATE
ajfa-5975	73	1	uk bank	ORG
ajfa-5975	75	1	five	CARDINAL
ajfa-5975	75	2	british	NORP
ajfa-5975	75	3	hsbc	ORG
ajfa-5975	75	4	royal bank of	ORG
ajfa-5975	75	5	scotland	GPE
ajfa-5975	75	6	lloyds	ORG
ajfa-5975	76	1	annual	DATE
ajfa-5975	77	1	uk	GPE
ajfa-5975	78	1	1986	DATE
ajfa-5975	78	2	19861	DATE
ajfa-5975	80	1	1	CARDINAL
ajfa-5975	80	2	1994	DATE
ajfa-5975	80	3	1992	DATE
ajfa-5975	80	4	asian journal of finance & accounting	ORG
ajfa-5975	80	5	1946	CARDINAL
ajfa-5975	80	6	2014	DATE
ajfa-5975	80	7	6	CARDINAL
ajfa-5975	80	8	2	CARDINAL
ajfa-5975	80	9	201	CARDINAL
ajfa-5975	80	10	5	CARDINAL
ajfa-5975	80	11	uk	GPE
ajfa-5975	81	1	uk	GPE
ajfa-5975	81	2	1999	DATE
ajfa-5975	82	1	1986	DATE
ajfa-5975	82	2	the first year	DATE
ajfa-5975	82	3	£2265 million	MONEY
ajfa-5975	83	1	2007	DATE
ajfa-5975	83	2	£9548 million	MONEY
ajfa-5975	84	1	2008	DATE
ajfa-5975	84	2	£5659 million	MONEY
ajfa-5975	85	1	1986-2012	DATE
ajfa-5975	85	2	1	CARDINAL
ajfa-5975	86	1	1	CARDINAL
ajfa-5975	86	2	1986-2012	DATE
ajfa-5975	86	3	1	CARDINAL
ajfa-5975	86	4	1986-1988	DATE
ajfa-5975	86	5	thatcher	PERSON
ajfa-5975	86	6	1986	DATE
ajfa-5975	87	1	2000	DATE
ajfa-5975	87	2	1989	DATE
ajfa-5975	87	3	50%	PERCENT
ajfa-5975	87	4	1991	DATE
ajfa-5975	88	1	2	CARDINAL
ajfa-5975	89	1	asian journal of finance & accounting	ORG
ajfa-5975	89	2	1946	CARDINAL
ajfa-5975	89	3	2014	DATE
ajfa-5975	90	1	6	CARDINAL
ajfa-5975	90	2	2	CARDINAL
ajfa-5975	90	3	202	CARDINAL
ajfa-5975	90	4	2	CARDINAL
ajfa-5975	91	1	hsbc	ORG
ajfa-5975	91	2	1986-2012	DATE
ajfa-5975	91	3	3	CARDINAL
ajfa-5975	91	4	appendix a.	PERSON
ajfa-5975	92	1	3 & 4	DATE
ajfa-5975	92	2	appendix	NORP
ajfa-5975	93	1	hsbc	ORG
ajfa-5975	93	2	two	CARDINAL
ajfa-5975	94	1	2012	DATE
ajfa-5975	95	1	2007-2008	DATE
ajfa-5975	96	1	1986	DATE
ajfa-5975	98	1	santos	PERSON
ajfa-5975	98	2	2012	DATE
ajfa-5975	99	1	only 8.37%	PERCENT
ajfa-5975	99	2	1999	DATE
ajfa-5975	99	3	39%	PERCENT
ajfa-5975	99	4	2001	DATE
ajfa-5975	100	1	2003	DATE
ajfa-5975	100	2	48%	PERCENT
ajfa-5975	100	3	2001	DATE
ajfa-5975	101	1	up to 2007	DATE
ajfa-5975	103	1	asian journal of finance & accounting	ORG
ajfa-5975	103	2	1946	CARDINAL
ajfa-5975	103	3	2014	DATE
ajfa-5975	104	1	6	CARDINAL
ajfa-5975	104	2	2	CARDINAL
ajfa-5975	104	3	203	CARDINAL
ajfa-5975	104	4	up to 2007	DATE
ajfa-5975	104	5	2007-2010	DATE
ajfa-5975	105	1	41%	PERCENT
ajfa-5975	105	2	£9548 million	MONEY
ajfa-5975	105	3	2007	DATE
ajfa-5975	105	4	£5659 million	MONEY
ajfa-5975	105	5	2008	DATE
ajfa-5975	106	1	18%	PERCENT
ajfa-5975	106	2	2007-2008	DATE
ajfa-5975	106	3	9.5%	PERCENT
ajfa-5975	106	4	2008-2009	DATE
ajfa-5975	107	1	2000	DATE
ajfa-5975	112	1	2007-2010	DATE
ajfa-5975	112	2	2008	DATE
ajfa-5975	113	1	mishkin	PERSON
ajfa-5975	113	2	1995	DATE
ajfa-5975	113	3	santos	PERSON
ajfa-5975	113	4	2012	DATE
ajfa-5975	114	1	boyd	PERSON
ajfa-5975	114	2	1994	DATE
ajfa-5975	116	1	3	CARDINAL
ajfa-5975	117	1	1986	DATE
ajfa-5975	117	2	1988	DATE
ajfa-5975	117	3	£687.5 million	MONEY
ajfa-5975	117	4	£192.6 million	MONEY
ajfa-5975	117	5	5	CARDINAL
ajfa-5975	118	1	1988-1992	DATE
ajfa-5975	119	1	1989-1994	DATE
ajfa-5975	120	1	lloyds bank	ORG
ajfa-5975	120	2	abbey	PERSON
ajfa-5975	120	3	1988	DATE
ajfa-5975	122	1	2000	DATE
ajfa-5975	122	2	scottish	NORP
ajfa-5975	123	1	second	ORDINAL
ajfa-5975	124	1	scottish	NORP
ajfa-5975	124	2	403	MONEY
ajfa-5975	124	3	march 2000.consequent	DATE
ajfa-5975	124	4	46%	PERCENT
ajfa-5975	124	5	40%	PERCENT
ajfa-5975	124	6	1999.in	CARDINAL
ajfa-5975	124	7	the same year	DATE
ajfa-5975	125	1	34%	PERCENT
ajfa-5975	126	1	asian	NORP
ajfa-5975	126	2	finance & accounting	ORG
ajfa-5975	126	3	1946	CARDINAL
ajfa-5975	126	4	2014	DATE
ajfa-5975	127	1	6	CARDINAL
ajfa-5975	127	2	2	CARDINAL
ajfa-5975	127	3	204	CARDINAL
ajfa-5975	128	1	2004	DATE
ajfa-5975	128	2	75%	PERCENT
ajfa-5975	129	1	£26 million	MONEY
ajfa-5975	130	1	scottish	NORP
ajfa-5975	130	2	2000-2004	DATE
ajfa-5975	132	1	santos	PERSON
ajfa-5975	132	2	2009	DATE
ajfa-5975	135	1	1996-2007	DATE
ajfa-5975	136	1	2007-2010	DATE
ajfa-5975	138	1	hsbc	ORG
ajfa-5975	139	1	7	CARDINAL
ajfa-5975	140	1	1988	DATE
ajfa-5975	140	2	£1721 million	MONEY
ajfa-5975	140	3	£1137 million	MONEY
ajfa-5975	141	1	1991-1996	DATE
ajfa-5975	141	2	uk	GPE
ajfa-5975	141	3	1987	DATE
ajfa-5975	141	4	1986	DATE
ajfa-5975	142	1	uk	GPE
ajfa-5975	142	2	1987	DATE
ajfa-5975	142	3	hsbc	ORG
ajfa-5975	142	4	12.5%	PERCENT
ajfa-5975	143	1	hsbc	ORG
ajfa-5975	144	1	1991	DATE
ajfa-5975	144	2	£1757 million	MONEY
ajfa-5975	144	3	£1643 million	MONEY
ajfa-5975	144	4	1990	DATE
ajfa-5975	144	5	5%	PERCENT
ajfa-5975	144	6	1990-1991	DATE
ajfa-5975	145	1	kolari	ORG
ajfa-5975	145	2	1996	DATE
ajfa-5975	145	3	1987-1994	DATE
ajfa-5975	147	1	first	ORDINAL
ajfa-5975	147	2	griffin	PERSON
ajfa-5975	148	1	1997	DATE
ajfa-5975	148	2	8%	PERCENT
ajfa-5975	148	3	4%	PERCENT
ajfa-5975	148	4	1998.after 1998	DATE
ajfa-5975	148	5	hsbc	ORG
ajfa-5975	148	6	£1275 million to £1488 million	MONEY
ajfa-5975	148	7	1999	DATE
ajfa-5975	149	1	2001	DATE
ajfa-5975	149	2	asian	NORP
ajfa-5975	149	3	finance & accounting	ORG
ajfa-5975	149	4	1946	CARDINAL
ajfa-5975	149	5	2014	DATE
ajfa-5975	149	6	6	CARDINAL
ajfa-5975	149	7	2	CARDINAL
ajfa-5975	149	8	£3325 million	MONEY
ajfa-5975	149	9	£2716 million	MONEY
ajfa-5975	149	10	2000	DATE
ajfa-5975	149	11	uk	GPE
ajfa-5975	150	1	2000	DATE
ajfa-5975	151	1	uk	GPE
ajfa-5975	151	2	16%	PERCENT
ajfa-5975	151	3	7%	PERCENT
ajfa-5975	152	1	hsbc	ORG
ajfa-5975	153	1	42%	PERCENT
ajfa-5975	153	2	1990	DATE
ajfa-5975	153	3	48%	PERCENT
ajfa-5975	153	4	1991	DATE
ajfa-5975	154	1	89% to 69%	PERCENT
ajfa-5975	154	2	2008-2009	DATE
ajfa-5975	156	1	lloyds	ORG
ajfa-5975	156	2	hsbc	ORG
ajfa-5975	156	3	1992	DATE
ajfa-5975	156	4	2000	DATE
ajfa-5975	156	5	9	CARDINAL
ajfa-5975	157	1	hsbc	ORG
ajfa-5975	157	2	lloyds	ORG
ajfa-5975	158	1	mishkin	PERSON
ajfa-5975	158	2	1999	DATE
ajfa-5975	160	1	1993	DATE
ajfa-5975	161	1	annual	DATE
ajfa-5975	161	2	augmentation2	PERSON
ajfa-5975	161	3	62%	PERCENT
ajfa-5975	161	4	1988	DATE
ajfa-5975	162	1	68%	PERCENT
ajfa-5975	162	2	1984	DATE
ajfa-5975	163	1	1990	DATE
ajfa-5975	163	2	3%	PERCENT
ajfa-5975	163	3	9%	PERCENT
ajfa-5975	164	1	16%	PERCENT
ajfa-5975	165	1	uk	GPE
ajfa-5975	165	2	1993	DATE
ajfa-5975	165	3	national westminster life assurance	ORG
ajfa-5975	166	1	1993	DATE
ajfa-5975	166	2	1994	DATE
ajfa-5975	167	1	1995-2005	DATE
ajfa-5975	167	2	2008-2009	DATE
ajfa-5975	167	3	£5397million to £3197million	MONEY
ajfa-5975	168	1	2	CARDINAL
ajfa-5975	168	2	asian journal of finance & accounting	ORG
ajfa-5975	168	3	1946	CARDINAL
ajfa-5975	168	4	2014	DATE
ajfa-5975	169	1	6	CARDINAL
ajfa-5975	169	2	2	CARDINAL
ajfa-5975	169	3	1986-2012	DATE
ajfa-5975	169	4	51%	PERCENT
ajfa-5975	169	5	only49%	PERCENT
ajfa-5975	170	1	10	CARDINAL
ajfa-5975	170	2	appendix	NORP
ajfa-5975	171	1	10	CARDINAL
ajfa-5975	171	2	appendix	NORP
ajfa-5975	172	1	mishkin	PERSON
ajfa-5975	172	2	1995	DATE
ajfa-5975	172	3	the last few years	DATE
ajfa-5975	175	1	kashia	NORP
ajfa-5975	175	2	rajang	ORG
ajfa-5975	175	3	stein	GPE
ajfa-5975	175	4	2002	DATE
ajfa-5975	175	5	mishkin	PERSON
ajfa-5975	175	6	1999	DATE
ajfa-5975	176	1	mishkin	PERSON
ajfa-5975	176	2	1995	DATE
ajfa-5975	177	1	barclays	ORG
ajfa-5975	178	1	11	CARDINAL
ajfa-5975	178	2	appendix	NORP
ajfa-5975	178	3	1986-2012	DATE
ajfa-5975	179	1	1986	DATE
ajfa-5975	179	2	1982	DATE
ajfa-5975	179	3	annual	DATE
ajfa-5975	179	4	11%	PERCENT
ajfa-5975	180	1	1785	DATE
ajfa-5975	180	2	2966	MONEY
ajfa-5975	180	3	1988	DATE
ajfa-5975	180	4	42%	PERCENT
ajfa-5975	181	1	£3420 million	MONEY
ajfa-5975	181	2	1989	DATE
ajfa-5975	181	3	12%	PERCENT
ajfa-5975	181	4	1987	DATE
ajfa-5975	181	5	7%	PERCENT
ajfa-5975	181	6	1986	DATE
ajfa-5975	182	1	both 1987 and	DATE
ajfa-5975	182	2	1986	DATE
ajfa-5975	183	1	1987	DATE
ajfa-5975	183	2	1988	DATE
ajfa-5975	183	3	11% and 8%	PERCENT
ajfa-5975	183	4	uk	GPE
ajfa-5975	184	1	the second half of 1988	DATE
ajfa-5975	185	1	15%	PERCENT
ajfa-5975	185	2	1988	DATE
ajfa-5975	185	3	38%	PERCENT
ajfa-5975	185	4	37%	PERCENT
ajfa-5975	185	5	1987	DATE
ajfa-5975	186	1	12%	PERCENT
ajfa-5975	186	2	1989	DATE
ajfa-5975	187	1	1994	DATE
ajfa-5975	187	2	2%	PERCENT
ajfa-5975	188	1	1998	DATE
ajfa-5975	189	1	2012	DATE
ajfa-5975	189	2	2005	DATE
ajfa-5975	190	1	barclay	ORG
ajfa-5975	191	1	2011-2012	DATE
ajfa-5975	192	1	asian journal of finance & accounting	ORG
ajfa-5975	192	2	1946	CARDINAL
ajfa-5975	192	3	2014	DATE
ajfa-5975	192	4	6	CARDINAL
ajfa-5975	192	5	2 www.macrothink.org/ajfa 207	QUANTITY
ajfa-5975	192	6	1994-2012	DATE
ajfa-5975	192	7	12	CARDINAL
ajfa-5975	192	8	1994	DATE
ajfa-5975	192	9	1994	DATE
ajfa-5975	193	1	1994-2000	DATE
ajfa-5975	194	1	2003	DATE
ajfa-5975	194	2	19%	PERCENT
ajfa-5975	194	3	2005	DATE
ajfa-5975	195	1	2001-2007	DATE
ajfa-5975	196	1	2008	DATE
ajfa-5975	196	2	11191	MONEY
ajfa-5975	196	3	2007	DATE
ajfa-5975	196	4	2348	MONEY
ajfa-5975	196	5	2008	DATE
ajfa-5975	197	1	3%	PERCENT
ajfa-5975	197	2	2007	DATE
ajfa-5975	197	3	7%	PERCENT
ajfa-5975	197	4	5%	PERCENT
ajfa-5975	197	5	1469	MONEY
ajfa-5975	197	6	55%	PERCENT
ajfa-5975	198	1	7%	PERCENT
ajfa-5975	200	1	10508	MONEY
ajfa-5975	200	2	11593	MONEY
ajfa-5975	200	3	the first quarter of 2012	DATE
ajfa-5975	201	1	kpmg	GPE
ajfa-5975	201	2	2012	DATE
ajfa-5975	201	3	uk	GPE
ajfa-5975	205	1	uk	GPE
ajfa-5975	205	2	1986-2012	DATE
ajfa-5975	206	1	first	ORDINAL
ajfa-5975	206	2	2	CARDINAL
ajfa-5975	207	1	1	CARDINAL
ajfa-5975	209	1	finance & accounting	ORG
ajfa-5975	209	2	1946	CARDINAL
ajfa-5975	209	3	2014	DATE
ajfa-5975	209	4	6	CARDINAL
ajfa-5975	209	5	2	CARDINAL
ajfa-5975	209	6	2	CARDINAL
ajfa-5975	209	7	2	CARDINAL
ajfa-5975	209	8	1 0.941	CARDINAL
ajfa-5975	209	9	0.941 1	CARDINAL
ajfa-5975	209	10	13	CARDINAL
ajfa-5975	210	1	uk	GPE
ajfa-5975	211	1	0.941	CARDINAL
ajfa-5975	212	1	uk	GPE
ajfa-5975	217	1	2011	DATE
ajfa-5975	219	1	deyoung	GPE
ajfa-5975	219	2	asian	NORP
ajfa-5975	219	3	finance & accounting	ORG
ajfa-5975	219	4	1946	CARDINAL
ajfa-5975	219	5	2014	DATE
ajfa-5975	219	6	6	CARDINAL
ajfa-5975	219	7	2	CARDINAL
ajfa-5975	219	8	209 rice	QUANTITY
ajfa-5975	219	9	2004	DATE
ajfa-5975	220	1	2004	DATE
ajfa-5975	220	2	2006	DATE
ajfa-5975	221	1	uk	GPE
ajfa-5975	223	1	deyoung	PERSON
ajfa-5975	223	2	2004:35	CARDINAL
ajfa-5975	223	3	us	GPE
ajfa-5975	226	1	uk	GPE
ajfa-5975	227	1	1986.what	CARDINAL
ajfa-5975	228	1	1986	DATE
ajfa-5975	228	2	deyoung	PERSON
ajfa-5975	228	3	2004	DATE
ajfa-5975	230	1	firstly	ORDINAL
ajfa-5975	232	1	secondly	ORDINAL
ajfa-5975	235	1	asian	NORP
ajfa-5975	235	2	finance & accounting	ORG
ajfa-5975	235	3	1946	CARDINAL
ajfa-5975	235	4	2014	DATE
ajfa-5975	236	1	6	CARDINAL
ajfa-5975	236	2	2	CARDINAL
ajfa-5975	237	1	uk	GPE
ajfa-5975	238	1	deyoung	PERSON
ajfa-5975	238	2	2004	DATE
ajfa-5975	239	1	deyoung	PERSON
ajfa-5975	239	2	2004	DATE
ajfa-5975	240	1	boyd	PERSON
ajfa-5975	240	2	graham	PERSON
ajfa-5975	240	3	1986	DATE
ajfa-5975	240	4	the 1970s	DATE
ajfa-5975	245	1	al.	PERSON
ajfa-5975	245	2	2011	DATE
ajfa-5975	249	1	uk	GPE
ajfa-5975	250	1	uk	GPE
ajfa-5975	252	1	1989	DATE
ajfa-5975	253	1	journal of economics	ORG
ajfa-5975	253	2	1(4	CARDINAL
ajfa-5975	253	3	337	CARDINAL
ajfa-5975	253	4	k., m., dong	PERSON
ajfa-5975	253	5	d.	PERSON
ajfa-5975	253	6	2012	DATE
ajfa-5975	254	1	chicago	GPE
ajfa-5975	255	1	m., & santos	ORG
ajfa-5975	255	2	j. a.	PERSON
ajfa-5975	255	3	2012	DATE
ajfa-5975	257	1	federal reserve bank	ORG
ajfa-5975	257	2	new york	GPE
ajfa-5975	257	3	21	CARDINAL
ajfa-5975	258	1	asian	NORP
ajfa-5975	258	2	finance & accounting	ORG
ajfa-5975	258	3	1946	CARDINAL
ajfa-5975	258	4	2014	DATE
ajfa-5975	259	1	6	CARDINAL
ajfa-5975	259	2	2	CARDINAL
ajfa-5975	259	3	211 boyd	PERSON
ajfa-5975	259	4	j. h., & gertler	ORG
ajfa-5975	259	5	m. (	PERSON
ajfa-5975	259	6	1993	DATE
ajfa-5975	261	1	nber	GPE
ajfa-5975	261	2	annual 1993	DATE
ajfa-5975	261	3	8	DATE
ajfa-5975	261	4	319	CARDINAL
ajfa-5975	263	1	j. (1994	ORG
ajfa-5975	264	1	european	NORP
ajfa-5975	265	1	oup	ORG
ajfa-5975	266	1	http://dx.doi.org/10.1093/acprof:oso/9780198773504.001.0001 chow	GPE
ajfa-5975	266	2	j. t.	PERSON
ajfa-5975	266	3	2011	DATE
ajfa-5975	269	1	davis	PERSON
ajfa-5975	269	2	e. p., & tuori	PERSON
ajfa-5975	269	3	2000	DATE
ajfa-5975	271	1	brunel university	ORG
ajfa-5975	271	2	department of economics	ORG
ajfa-5975	272	1	deyoung	GPE
ajfa-5975	272	2	r., & rice	ORG
ajfa-5975	272	3	2004	DATE
ajfa-5975	275	1	chicago	GPE
ajfa-5975	275	2	28(4	CARDINAL
ajfa-5975	275	3	34	CARDINAL
ajfa-5975	276	1	edwards	ORG
ajfa-5975	276	2	f. r.	PERSON
ajfa-5975	276	3	& mishkin	PERSON
ajfa-5975	276	4	f. s.	PERSON
ajfa-5975	276	5	1995	DATE
ajfa-5975	278	1	national bureau of economic research	ORG
ajfa-5975	279	1	2000	DATE
ajfa-5975	280	1	european central bank	ORG
ajfa-5975	280	2	1976	DATE
ajfa-5975	282	1	journal of bank research	ORG
ajfa-5975	282	2	7(1	DATE
ajfa-5975	282	3	68	CARDINAL
ajfa-5975	283	1	gallo	ORG
ajfa-5975	283	2	j. g.	PERSON
ajfa-5975	283	3	j. w.	PERSON
ajfa-5975	283	4	1996	DATE
ajfa-5975	285	1	journal of banking & finance	ORG
ajfa-5975	285	2	1775-1791	DATE
ajfa-5975	286	1	http://dx.doi.org/10.1016/s0378-4266(96)00024-6	ORG
ajfa-5975	286	2	griffiths	PERSON
ajfa-5975	286	3	k.	PERSON
ajfa-5975	286	4	2011	DATE
ajfa-5975	288	1	section 42	LAW
ajfa-5975	289	1	g., & santos	ORG
ajfa-5975	289	2	j. a.	PERSON
ajfa-5975	289	3	2009	DATE
ajfa-5975	291	1	journal of financial economics	ORG
ajfa-5975	291	2	93(2	CARDINAL
ajfa-5975	291	3	185-206	CARDINAL
ajfa-5975	292	1	http://dx.doi.org/10.1016/j.jfineco.2008.08.003 kashyap	PERSON
ajfa-5975	292	2	a. k.	PERSON
ajfa-5975	292	3	rajan, r., & stein	ORG
ajfa-5975	292	4	j. c.	PERSON
ajfa-5975	292	5	2002	DATE
ajfa-5975	294	1	57(1	DATE
ajfa-5975	294	2	33	CARDINAL
ajfa-5975	295	1	m. l.	PERSON
ajfa-5975	295	2	1989	DATE
ajfa-5975	297	1	journal of banking & finance	ORG
ajfa-5975	297	2	13(1	CARDINAL
ajfa-5975	297	3	101	CARDINAL
ajfa-5975	298	1	http://dx.doi.org/10.1016/0378-4266(89)90022-8 kaufman	PERSON
ajfa-5975	298	2	g. g.	PERSON
ajfa-5975	298	3	l. r.	PERSON
ajfa-5975	298	4	1994	DATE
ajfa-5975	301	1	2-21	DATE
ajfa-5975	302	1	kpmg	GPE
ajfa-5975	302	2	2012	DATE
ajfa-5975	302	3	annual	DATE
ajfa-5975	302	4	2012	DATE
ajfa-5975	302	5	finance & accounting	ORG
ajfa-5975	302	6	1946	CARDINAL
ajfa-5975	302	7	2014	DATE
ajfa-5975	302	8	6	CARDINAL
ajfa-5975	302	9	2	CARDINAL
ajfa-5975	302	10	212	CARDINAL
ajfa-5975	302	11	nys, e.	PERSON
ajfa-5975	302	12	a. (2008	PERSON
ajfa-5975	303	1	european	NORP
ajfa-5975	304	1	journal of banking & finance	ORG
ajfa-5975	304	2	32(8	CARDINAL
ajfa-5975	304	3	1452-1467	CARDINAL
ajfa-5975	305	1	http://dx.doi.org/10.1016/j.jbankfin.2007.12.002 lui	GPE
ajfa-5975	305	2	2012	DATE
ajfa-5975	307	1	13(4	DATE
ajfa-5975	307	2	336	CARDINAL
ajfa-5975	308	1	http://dx.doi.org/10.1057/jbr.2011.27 mester	ORG
ajfa-5975	308	2	l.	PERSON
ajfa-5975	308	3	1992	DATE
ajfa-5975	309	1	6(3	CARDINAL
ajfa-5975	309	2	545-66	CARDINAL
ajfa-5975	310	1	s mishkin, f. (	PERSON
ajfa-5975	310	2	1999	DATE
ajfa-5975	312	1	journal of banking & finance	ORG
ajfa-5975	312	2	23(2	CARDINAL
ajfa-5975	312	3	675	CARDINAL
ajfa-5975	313	1	g. c.	PERSON
ajfa-5975	313	2	chitiga	GPE
ajfa-5975	313	3	mihaila	PERSON
ajfa-5975	313	4	n., & trica	ORG
ajfa-5975	313	5	2011	DATE
ajfa-5975	315	1	6	CARDINAL
ajfa-5975	316	1	r.	NORP
ajfa-5975	316	2	staikouras	GPE
ajfa-5975	316	3	2003	DATE
ajfa-5975	317	1	37	CARDINAL
ajfa-5975	318	1	bank of england	ORG
ajfa-5975	319	1	saunders, a., & walter	ORG
ajfa-5975	319	2	i. (1994	ORG
ajfa-5975	320	1	the united states	GPE
ajfa-5975	322	1	oup	ORG
ajfa-5975	323	1	r. k.	PERSON
ajfa-5975	323	2	2011	DATE
ajfa-5975	324	1	indian	NORP
ajfa-5975	325	1	international journal of research	ORG
ajfa-5975	325	2	1(1	CARDINAL
ajfa-5975	326	1	vickers	ORG
ajfa-5975	326	2	j. (2011a	ORG
ajfa-5975	329	1	vickers	ORG
ajfa-5975	329	2	j. (	ORG
ajfa-5975	329	3	september 2011	DATE
ajfa-5975	331	1	appendix figureure 3	ORG
ajfa-5975	331	2	british	NORP
ajfa-5975	331	3	1986-2012	DATE
ajfa-5975	331	4	asian	NORP
ajfa-5975	331	5	finance & accounting	ORG
ajfa-5975	331	6	1946	CARDINAL
ajfa-5975	331	7	2014	DATE
ajfa-5975	331	8	6	CARDINAL
ajfa-5975	331	9	2	CARDINAL
ajfa-5975	331	10	213	CARDINAL
ajfa-5975	331	11	4	CARDINAL
ajfa-5975	331	12	british	NORP
ajfa-5975	331	13	1986-2012	DATE
ajfa-5975	331	14	5	CARDINAL
ajfa-5975	331	15	lloyds	ORG
ajfa-5975	331	16	1986-2012	DATE
ajfa-5975	331	17	6	CARDINAL
ajfa-5975	331	18	1992-2012	DATE
ajfa-5975	331	19	asian journal of finance & accounting	ORG
ajfa-5975	331	20	1946	CARDINAL
ajfa-5975	331	21	2014	DATE
ajfa-5975	332	1	6	CARDINAL
ajfa-5975	332	2	2	CARDINAL
ajfa-5975	332	3	214	CARDINAL
ajfa-5975	332	4	7	CARDINAL
ajfa-5975	333	1	8	CARDINAL
ajfa-5975	334	1	hsbc	ORG
ajfa-5975	334	2	1988-2012	DATE
ajfa-5975	334	3	9	CARDINAL
ajfa-5975	335	1	1986-2012	DATE
ajfa-5975	335	2	asian	NORP
ajfa-5975	335	3	finance & accounting	ORG
ajfa-5975	335	4	1946	CARDINAL
ajfa-5975	335	5	2014	DATE
ajfa-5975	335	6	6	CARDINAL
ajfa-5975	335	7	2	CARDINAL
ajfa-5975	335	8	215	CARDINAL
ajfa-5975	335	9	10	CARDINAL
ajfa-5975	336	1	1993-2006	DATE
ajfa-5975	336	2	11	CARDINAL
ajfa-5975	337	1	1986-2012	DATE
ajfa-5975	337	2	12	CARDINAL
ajfa-5975	338	1	1994-2012	DATE