id	sid	tid	token	lemma	pos
ajfa-12804	1	1	microsoft	microsoft	PROPN
ajfa-12804	1	2	word	word	NOUN
ajfa-12804	1	3	12804	12804	NUM
ajfa-12804	1	4	-	-	SYM
ajfa-12804	1	5	46788	46788	NUM
ajfa-12804	1	6	-	-	PUNCT
ajfa-12804	1	7	3	3	NUM
ajfa-12804	1	8	-	-	PUNCT
ajfa-12804	1	9	sm	sm	NOUN
ajfa-12804	1	10	-	-	PUNCT
ajfa-12804	1	11	writer2	writer2	VERB
ajfa-12804	1	12	-	-	ADJ
ajfa-12804	1	13	new	new	ADJ
ajfa-12804	1	14	asian	asian	ADJ
ajfa-12804	1	15	journal	journal	NOUN
ajfa-12804	1	16	of	of	ADP
ajfa-12804	1	17	finance	finance	PROPN
ajfa-12804	1	18	&	&	CCONJ
ajfa-12804	1	19	accounting	accounting	PROPN
ajfa-12804	1	20	issn	issn	PROPN
ajfa-12804	1	21	1946	1946	NUM
ajfa-12804	1	22	-	-	PUNCT
ajfa-12804	1	23	052x	052x	NOUN
ajfa-12804	1	24	2018	2018	NUM
ajfa-12804	1	25	,	,	PUNCT
ajfa-12804	1	26	vol	vol	NOUN
ajfa-12804	1	27	.	.	PROPN
ajfa-12804	1	28	10	10	NUM
ajfa-12804	1	29	,	,	PUNCT
ajfa-12804	1	30	no	no	INTJ
ajfa-12804	1	31	.	.	NOUN
ajfa-12804	1	32	1	1	NUM
ajfa-12804	1	33	ajfa.macrothink.org	ajfa.macrothink.org	ADJ
ajfa-12804	1	34	178	178	NUM
ajfa-12804	1	35	risk	risk	NOUN
ajfa-12804	1	36	reporting	reporting	NOUN
ajfa-12804	1	37	of	of	ADP
ajfa-12804	1	38	the	the	DET
ajfa-12804	1	39	banking	banking	NOUN
ajfa-12804	1	40	sector	sector	NOUN
ajfa-12804	1	41	of	of	ADP
ajfa-12804	1	42	bangladesh	bangladesh	NOUN
ajfa-12804	1	43	:	:	PUNCT
ajfa-12804	1	44	a	a	DET
ajfa-12804	1	45	time	time	NOUN
ajfa-12804	1	46	horizon	horizon	NOUN
ajfa-12804	1	47	analysis	analysis	NOUN
ajfa-12804	1	48	niluthpaul	niluthpaul	NOUN
ajfa-12804	1	49	sarker	sarker	NOUN
ajfa-12804	1	50	(	(	PUNCT
ajfa-12804	1	51	corresponding	corresponding	ADJ
ajfa-12804	1	52	author	author	NOUN
ajfa-12804	1	53	)	)	PUNCT
ajfa-12804	1	54	school	school	NOUN
ajfa-12804	1	55	of	of	ADP
ajfa-12804	1	56	management	management	NOUN
ajfa-12804	1	57	,	,	PUNCT
ajfa-12804	1	58	huazhong	huazhong	PROPN
ajfa-12804	1	59	university	university	PROPN
ajfa-12804	1	60	of	of	ADP
ajfa-12804	1	61	science	science	NOUN
ajfa-12804	1	62	and	and	CCONJ
ajfa-12804	1	63	technology	technology	NOUN
ajfa-12804	1	64	1037	1037	NUM
ajfa-12804	1	65	luoyu	luoyu	PROPN
ajfa-12804	1	66	road	road	NOUN
ajfa-12804	1	67	,	,	PUNCT
ajfa-12804	1	68	hongshan	hongshan	PROPN
ajfa-12804	1	69	district	district	PROPN
ajfa-12804	1	70	,	,	PUNCT
ajfa-12804	1	71	wuhan	wuhan	PROPN
ajfa-12804	1	72	430074	430074	NUM
ajfa-12804	1	73	,	,	PUNCT
ajfa-12804	1	74	p.r.china	p.r.china	ADJ
ajfa-12804	1	75	tel	tel	NOUN
ajfa-12804	1	76	:	:	PUNCT
ajfa-12804	1	77	86	86	NUM
ajfa-12804	1	78	-	-	SYM
ajfa-12804	1	79	13	13	NUM
ajfa-12804	1	80	-	-	PUNCT
ajfa-12804	1	81	12	12	NUM
ajfa-12804	1	82	-	-	PUNCT
ajfa-12804	1	83	518	518	NUM
ajfa-12804	1	84	-	-	PUNCT
ajfa-12804	1	85	4590	4590	NUM
ajfa-12804	1	86	e	e	NOUN
ajfa-12804	1	87	-	-	NOUN
ajfa-12804	1	88	mail	mail	NOUN
ajfa-12804	1	89	:	:	PUNCT
ajfa-12804	1	90	niluthpaul@yahoo.com	niluthpaul@yahoo.com	PROPN
ajfa-12804	1	91	dr	dr	PROPN
ajfa-12804	1	92	.	.	PROPN
ajfa-12804	1	93	shamsun	shamsun	PROPN
ajfa-12804	1	94	nahar	nahar	PROPN
ajfa-12804	1	95	department	department	PROPN
ajfa-12804	1	96	of	of	ADP
ajfa-12804	1	97	accounting	accounting	PROPN
ajfa-12804	1	98	&	&	CCONJ
ajfa-12804	1	99	information	information	NOUN
ajfa-12804	1	100	systems	system	NOUN
ajfa-12804	1	101	,	,	PUNCT
ajfa-12804	1	102	jagannath	jagannath	PROPN
ajfa-12804	1	103	university	university	PROPN
ajfa-12804	1	104	9	9	NUM
ajfa-12804	1	105	-	-	SYM
ajfa-12804	1	106	10	10	NUM
ajfa-12804	1	107	,	,	PUNCT
ajfa-12804	1	108	chittaranjan	chittaranjan	NOUN
ajfa-12804	1	109	avenue	avenue	PROPN
ajfa-12804	1	110	,	,	PUNCT
ajfa-12804	1	111	dhaka	dhaka	PROPN
ajfa-12804	1	112	1100	1100	NUM
ajfa-12804	1	113	,	,	PUNCT
ajfa-12804	1	114	dhaka	dhaka	PROPN
ajfa-12804	1	115	,	,	PUNCT
ajfa-12804	1	116	bangladesh	bangladesh	PROPN
ajfa-12804	1	117	tel	tel	NOUN
ajfa-12804	1	118	:	:	PUNCT
ajfa-12804	1	119	88	88	NUM
ajfa-12804	1	120	-	-	PUNCT
ajfa-12804	1	121	019	019	NUM
ajfa-12804	1	122	-	-	PUNCT
ajfa-12804	1	123	1104	1104	NUM
ajfa-12804	1	124	-	-	PUNCT
ajfa-12804	1	125	7956	7956	NUM
ajfa-12804	1	126	e	e	NOUN
ajfa-12804	1	127	-	-	NOUN
ajfa-12804	1	128	mail	mail	NOUN
ajfa-12804	1	129	:	:	PUNCT
ajfa-12804	1	130	snahar8079@yahoo.com	snahar8079@yahoo.com	X
ajfa-12804	1	131	received	receive	VERB
ajfa-12804	1	132	:	:	PUNCT
ajfa-12804	1	133	feb	feb	PROPN
ajfa-12804	1	134	.	.	PROPN
ajfa-12804	1	135	12	12	NUM
ajfa-12804	1	136	,	,	PUNCT
ajfa-12804	1	137	2018	2018	NUM
ajfa-12804	1	138	accepted	accept	VERB
ajfa-12804	1	139	:	:	PUNCT
ajfa-12804	1	140	april	april	PROPN
ajfa-12804	1	141	26	26	NUM
ajfa-12804	1	142	,	,	PUNCT
ajfa-12804	1	143	2018	2018	NUM
ajfa-12804	1	144	published	publish	VERB
ajfa-12804	1	145	:	:	PUNCT
ajfa-12804	1	146	june	june	PROPN
ajfa-12804	1	147	1	1	NUM
ajfa-12804	1	148	,	,	PUNCT
ajfa-12804	1	149	2018	2018	NUM
ajfa-12804	1	150	doi:10.5296	doi:10.5296	NOUN
ajfa-12804	1	151	/	/	SYM
ajfa-12804	1	152	ajfa.v10i1.12804	ajfa.v10i1.12804	NOUN
ajfa-12804	1	153	url	url	PROPN
ajfa-12804	1	154	:	:	PUNCT
ajfa-12804	1	155	https://doi.org/10.5296/ajfa.v10i1.12804	https://doi.org/10.5296/ajfa.v10i1.12804	X
ajfa-12804	1	156	abstract	abstract	PROPN
ajfa-12804	1	157	the	the	DET
ajfa-12804	1	158	study	study	NOUN
ajfa-12804	1	159	focused	focus	VERB
ajfa-12804	1	160	on	on	ADP
ajfa-12804	1	161	the	the	DET
ajfa-12804	1	162	practical	practical	ADJ
ajfa-12804	1	163	scenarios	scenario	NOUN
ajfa-12804	1	164	of	of	ADP
ajfa-12804	1	165	bank	bank	NOUN
ajfa-12804	1	166	risk	risk	NOUN
ajfa-12804	1	167	disclosures	disclosure	NOUN
ajfa-12804	1	168	where	where	SCONJ
ajfa-12804	1	169	it	it	PRON
ajfa-12804	1	170	is	be	AUX
ajfa-12804	1	171	assumed	assume	VERB
ajfa-12804	1	172	that	that	SCONJ
ajfa-12804	1	173	adequate	adequate	ADJ
ajfa-12804	1	174	risk	risk	NOUN
ajfa-12804	1	175	disclosures	disclosure	NOUN
ajfa-12804	1	176	expand	expand	VERB
ajfa-12804	1	177	the	the	DET
ajfa-12804	1	178	path	path	NOUN
ajfa-12804	1	179	of	of	ADP
ajfa-12804	1	180	transparency	transparency	NOUN
ajfa-12804	1	181	in	in	ADP
ajfa-12804	1	182	the	the	DET
ajfa-12804	1	183	marketplace	marketplace	NOUN
ajfa-12804	1	184	.	.	PUNCT
ajfa-12804	2	1	the	the	DET
ajfa-12804	2	2	reason	reason	NOUN
ajfa-12804	2	3	is	be	AUX
ajfa-12804	2	4	that	that	SCONJ
ajfa-12804	2	5	the	the	DET
ajfa-12804	2	6	financial	financial	ADJ
ajfa-12804	2	7	disclosures	disclosure	NOUN
ajfa-12804	2	8	,	,	PUNCT
ajfa-12804	2	9	including	include	VERB
ajfa-12804	2	10	risk	risk	NOUN
ajfa-12804	2	11	items	item	NOUN
ajfa-12804	2	12	,	,	PUNCT
ajfa-12804	2	13	represent	represent	VERB
ajfa-12804	2	14	their	their	PRON
ajfa-12804	2	15	image	image	NOUN
ajfa-12804	2	16	of	of	ADP
ajfa-12804	2	17	the	the	DET
ajfa-12804	2	18	current	current	ADJ
ajfa-12804	2	19	and	and	CCONJ
ajfa-12804	2	20	potential	potential	ADJ
ajfa-12804	2	21	investors	investor	NOUN
ajfa-12804	2	22	,	,	PUNCT
ajfa-12804	2	23	and	and	CCONJ
ajfa-12804	2	24	can	can	AUX
ajfa-12804	2	25	impact	impact	VERB
ajfa-12804	2	26	their	their	PRON
ajfa-12804	2	27	mentality	mentality	NOUN
ajfa-12804	2	28	about	about	ADP
ajfa-12804	2	29	investment	investment	NOUN
ajfa-12804	2	30	.	.	PUNCT
ajfa-12804	3	1	the	the	DET
ajfa-12804	3	2	research	research	NOUN
ajfa-12804	3	3	analyzed	analyze	VERB
ajfa-12804	3	4	the	the	DET
ajfa-12804	3	5	credit	credit	NOUN
ajfa-12804	3	6	risk	risk	NOUN
ajfa-12804	3	7	,	,	PUNCT
ajfa-12804	3	8	market	market	NOUN
ajfa-12804	3	9	risk	risk	NOUN
ajfa-12804	3	10	and	and	CCONJ
ajfa-12804	3	11	operational	operational	ADJ
ajfa-12804	3	12	risk	risk	NOUN
ajfa-12804	3	13	reporting	reporting	NOUN
ajfa-12804	3	14	intensities	intensity	NOUN
ajfa-12804	3	15	in	in	ADP
ajfa-12804	3	16	their	their	PRON
ajfa-12804	3	17	reports	report	NOUN
ajfa-12804	3	18	.	.	PUNCT
ajfa-12804	4	1	it	it	PRON
ajfa-12804	4	2	is	be	AUX
ajfa-12804	4	3	noted	note	VERB
ajfa-12804	4	4	that	that	SCONJ
ajfa-12804	4	5	the	the	DET
ajfa-12804	4	6	maximum	maximum	ADJ
ajfa-12804	4	7	risk	risk	NOUN
ajfa-12804	4	8	weighted	weight	VERB
ajfa-12804	4	9	assets	asset	NOUN
ajfa-12804	4	10	(	(	PUNCT
ajfa-12804	4	11	rwa	rwa	X
ajfa-12804	4	12	)	)	PUNCT
ajfa-12804	4	13	are	be	AUX
ajfa-12804	4	14	held	hold	VERB
ajfa-12804	4	15	for	for	ADP
ajfa-12804	4	16	credit	credit	NOUN
ajfa-12804	4	17	risk	risk	NOUN
ajfa-12804	4	18	of	of	ADP
ajfa-12804	4	19	the	the	DET
ajfa-12804	4	20	banking	banking	NOUN
ajfa-12804	4	21	system	system	NOUN
ajfa-12804	4	22	whereas	whereas	SCONJ
ajfa-12804	4	23	the	the	DET
ajfa-12804	4	24	remaining	remain	VERB
ajfa-12804	4	25	part	part	NOUN
ajfa-12804	4	26	of	of	ADP
ajfa-12804	4	27	the	the	DET
ajfa-12804	4	28	system	system	NOUN
ajfa-12804	4	29	utilized	utilize	VERB
ajfa-12804	4	30	by	by	ADP
ajfa-12804	4	31	the	the	DET
ajfa-12804	4	32	market	market	NOUN
ajfa-12804	4	33	risk	risk	NOUN
ajfa-12804	4	34	and	and	CCONJ
ajfa-12804	4	35	operational	operational	ADJ
ajfa-12804	4	36	risk	risk	NOUN
ajfa-12804	4	37	.	.	PUNCT
ajfa-12804	5	1	it	it	PRON
ajfa-12804	5	2	is	be	AUX
ajfa-12804	5	3	found	find	VERB
ajfa-12804	5	4	that	that	SCONJ
ajfa-12804	5	5	the	the	DET
ajfa-12804	5	6	risk	risk	NOUN
ajfa-12804	5	7	for	for	ADP
ajfa-12804	5	8	the	the	DET
ajfa-12804	5	9	top	top	ADJ
ajfa-12804	5	10	five	five	NUM
ajfa-12804	5	11	(	(	PUNCT
ajfa-12804	5	12	5	5	NUM
ajfa-12804	5	13	)	)	PUNCT
ajfa-12804	5	14	or	or	CCONJ
ajfa-12804	5	15	the	the	DET
ajfa-12804	5	16	top	top	ADJ
ajfa-12804	5	17	ten	ten	NUM
ajfa-12804	5	18	(	(	PUNCT
ajfa-12804	5	19	10	10	NUM
ajfa-12804	5	20	)	)	PUNCT
ajfa-12804	5	21	banks	bank	NOUN
ajfa-12804	5	22	is	be	AUX
ajfa-12804	5	23	extremely	extremely	ADV
ajfa-12804	5	24	high	high	ADJ
ajfa-12804	5	25	.	.	PUNCT
ajfa-12804	6	1	the	the	DET
ajfa-12804	6	2	concentration	concentration	NOUN
ajfa-12804	6	3	symptom	symptom	NOUN
ajfa-12804	6	4	of	of	ADP
ajfa-12804	6	5	risk	risk	NOUN
ajfa-12804	6	6	is	be	AUX
ajfa-12804	6	7	not	not	PART
ajfa-12804	6	8	good	good	ADJ
ajfa-12804	6	9	as	as	SCONJ
ajfa-12804	6	10	the	the	DET
ajfa-12804	6	11	fewer	few	ADJ
ajfa-12804	6	12	borrowers	borrower	NOUN
ajfa-12804	6	13	occupied	occupy	VERB
ajfa-12804	6	14	the	the	DET
ajfa-12804	6	15	most	most	ADJ
ajfa-12804	6	16	of	of	ADP
ajfa-12804	6	17	the	the	DET
ajfa-12804	6	18	credit	credit	NOUN
ajfa-12804	6	19	.	.	PUNCT
ajfa-12804	7	1	keywords	keyword	NOUN
ajfa-12804	7	2	:	:	PUNCT
ajfa-12804	7	3	bank	bank	NOUN
ajfa-12804	7	4	risk	risk	NOUN
ajfa-12804	7	5	,	,	PUNCT
ajfa-12804	7	6	disclosures	disclosure	NOUN
ajfa-12804	7	7	,	,	PUNCT
ajfa-12804	7	8	bangladesh	bangladesh	PROPN
ajfa-12804	7	9	jel	jel	PROPN
ajfa-12804	7	10	classifications	classification	NOUN
ajfa-12804	7	11	:	:	PUNCT
ajfa-12804	7	12	g21	g21	PROPN
ajfa-12804	7	13	;	;	PUNCT
ajfa-12804	7	14	g32	g32	NOUN
ajfa-12804	7	15	.	.	PUNCT
ajfa-12804	8	1	asian	asian	ADJ
ajfa-12804	8	2	journal	journal	PROPN
ajfa-12804	8	3	of	of	ADP
ajfa-12804	8	4	finance	finance	PROPN
ajfa-12804	8	5	&	&	CCONJ
ajfa-12804	8	6	accounting	accounting	PROPN
ajfa-12804	8	7	issn	issn	PROPN
ajfa-12804	8	8	1946	1946	NUM
ajfa-12804	8	9	-	-	PUNCT
ajfa-12804	8	10	052x	052x	NOUN
ajfa-12804	8	11	2018	2018	NUM
ajfa-12804	8	12	,	,	PUNCT
ajfa-12804	8	13	vol	vol	NOUN
ajfa-12804	8	14	.	.	PROPN
ajfa-12804	9	1	10	10	NUM
ajfa-12804	9	2	,	,	PUNCT
ajfa-12804	9	3	no	no	INTJ
ajfa-12804	9	4	.	.	NOUN
ajfa-12804	9	5	1	1	NUM
ajfa-12804	9	6	ajfa.macrothink.org	ajfa.macrothink.org	ADJ
ajfa-12804	9	7	179	179	NUM
ajfa-12804	9	8	1	1	NUM
ajfa-12804	9	9	.	.	PUNCT
ajfa-12804	10	1	introduction	introduction	NOUN
ajfa-12804	10	2	risk	risk	NOUN
ajfa-12804	10	3	disclosure	disclosure	NOUN
ajfa-12804	10	4	is	be	AUX
ajfa-12804	10	5	the	the	DET
ajfa-12804	10	6	most	most	ADV
ajfa-12804	10	7	contemporary	contemporary	ADJ
ajfa-12804	10	8	issue	issue	NOUN
ajfa-12804	10	9	debated	debate	VERB
ajfa-12804	10	10	in	in	ADP
ajfa-12804	10	11	the	the	DET
ajfa-12804	10	12	developed	developed	ADJ
ajfa-12804	10	13	and	and	CCONJ
ajfa-12804	10	14	developing	develop	VERB
ajfa-12804	10	15	economy	economy	NOUN
ajfa-12804	10	16	.	.	PUNCT
ajfa-12804	11	1	in	in	ADP
ajfa-12804	11	2	corporate	corporate	ADJ
ajfa-12804	11	3	financial	financial	ADJ
ajfa-12804	11	4	reporting	reporting	NOUN
ajfa-12804	11	5	,	,	PUNCT
ajfa-12804	11	6	risk	risk	NOUN
ajfa-12804	11	7	disclosure	disclosure	NOUN
ajfa-12804	11	8	is	be	AUX
ajfa-12804	11	9	widening	widen	VERB
ajfa-12804	11	10	the	the	DET
ajfa-12804	11	11	path	path	NOUN
ajfa-12804	11	12	of	of	ADP
ajfa-12804	11	13	transparency	transparency	NOUN
ajfa-12804	11	14	in	in	ADP
ajfa-12804	11	15	the	the	DET
ajfa-12804	11	16	marketplace	marketplace	NOUN
ajfa-12804	11	17	.	.	PUNCT
ajfa-12804	12	1	the	the	DET
ajfa-12804	12	2	reason	reason	NOUN
ajfa-12804	12	3	is	be	AUX
ajfa-12804	12	4	that	that	SCONJ
ajfa-12804	12	5	financial	financial	ADJ
ajfa-12804	12	6	disclosures	disclosure	NOUN
ajfa-12804	12	7	along	along	ADP
ajfa-12804	12	8	with	with	ADP
ajfa-12804	12	9	risk	risk	NOUN
ajfa-12804	12	10	items	item	NOUN
ajfa-12804	12	11	represents	represent	VERB
ajfa-12804	12	12	the	the	DET
ajfa-12804	12	13	image	image	NOUN
ajfa-12804	12	14	of	of	ADP
ajfa-12804	12	15	the	the	DET
ajfa-12804	12	16	banks	bank	NOUN
ajfa-12804	12	17	to	to	ADP
ajfa-12804	12	18	their	their	PRON
ajfa-12804	12	19	current	current	ADJ
ajfa-12804	12	20	and	and	CCONJ
ajfa-12804	12	21	prospective	prospective	ADJ
ajfa-12804	12	22	investors	investor	NOUN
ajfa-12804	12	23	and	and	CCONJ
ajfa-12804	12	24	can	can	AUX
ajfa-12804	12	25	affect	affect	VERB
ajfa-12804	12	26	their	their	PRON
ajfa-12804	12	27	mindset	mindset	NOUN
ajfa-12804	12	28	.	.	PUNCT
ajfa-12804	13	1	in	in	ADP
ajfa-12804	13	2	every	every	DET
ajfa-12804	13	3	step	step	NOUN
ajfa-12804	13	4	of	of	ADP
ajfa-12804	13	5	operation	operation	NOUN
ajfa-12804	13	6	,	,	PUNCT
ajfa-12804	13	7	it	it	PRON
ajfa-12804	13	8	should	should	AUX
ajfa-12804	13	9	be	be	AUX
ajfa-12804	13	10	remembered	remember	VERB
ajfa-12804	13	11	that	that	SCONJ
ajfa-12804	13	12	transparency	transparency	NOUN
ajfa-12804	13	13	acted	act	VERB
ajfa-12804	13	14	as	as	ADP
ajfa-12804	13	15	the	the	DET
ajfa-12804	13	16	key	key	ADJ
ajfa-12804	13	17	point	point	NOUN
ajfa-12804	13	18	of	of	ADP
ajfa-12804	13	19	accounting	accounting	NOUN
ajfa-12804	13	20	and	and	CCONJ
ajfa-12804	13	21	investment	investment	NOUN
ajfa-12804	13	22	practice	practice	NOUN
ajfa-12804	13	23	(	(	PUNCT
ajfa-12804	13	24	abraham	abraham	PROPN
ajfa-12804	13	25	and	and	CCONJ
ajfa-12804	13	26	cox	cox	PROPN
ajfa-12804	13	27	,	,	PUNCT
ajfa-12804	13	28	2007	2007	NUM
ajfa-12804	13	29	)	)	PUNCT
ajfa-12804	13	30	.	.	PUNCT
ajfa-12804	14	1	in	in	ADP
ajfa-12804	14	2	fact	fact	NOUN
ajfa-12804	14	3	,	,	PUNCT
ajfa-12804	14	4	information	information	NOUN
ajfa-12804	14	5	is	be	AUX
ajfa-12804	14	6	disclosed	disclose	VERB
ajfa-12804	14	7	in	in	ADP
ajfa-12804	14	8	the	the	DET
ajfa-12804	14	9	annual	annual	ADJ
ajfa-12804	14	10	reports	report	NOUN
ajfa-12804	14	11	due	due	ADJ
ajfa-12804	14	12	to	to	ADP
ajfa-12804	14	13	minimizing	minimize	VERB
ajfa-12804	14	14	the	the	DET
ajfa-12804	14	15	gaps	gap	NOUN
ajfa-12804	14	16	of	of	ADP
ajfa-12804	14	17	asymmetric	asymmetric	ADJ
ajfa-12804	14	18	information	information	NOUN
ajfa-12804	14	19	.	.	PUNCT
ajfa-12804	15	1	the	the	DET
ajfa-12804	15	2	benefits	benefit	NOUN
ajfa-12804	15	3	of	of	ADP
ajfa-12804	15	4	disclosing	disclose	VERB
ajfa-12804	15	5	the	the	DET
ajfa-12804	15	6	risk	risk	NOUN
ajfa-12804	15	7	related	relate	VERB
ajfa-12804	15	8	information	information	NOUN
ajfa-12804	15	9	are	be	AUX
ajfa-12804	15	10	not	not	PART
ajfa-12804	15	11	only	only	ADV
ajfa-12804	15	12	for	for	ADP
ajfa-12804	15	13	shareholders	shareholder	NOUN
ajfa-12804	15	14	,	,	PUNCT
ajfa-12804	15	15	analysts	analyst	NOUN
ajfa-12804	15	16	,	,	PUNCT
ajfa-12804	15	17	investors	investor	NOUN
ajfa-12804	15	18	,	,	PUNCT
ajfa-12804	15	19	but	but	CCONJ
ajfa-12804	15	20	also	also	ADV
ajfa-12804	15	21	extended	extend	VERB
ajfa-12804	15	22	to	to	ADP
ajfa-12804	15	23	other	other	ADJ
ajfa-12804	15	24	stakeholders	stakeholder	NOUN
ajfa-12804	15	25	(	(	PUNCT
ajfa-12804	15	26	lajili	lajili	NOUN
ajfa-12804	15	27	and	and	CCONJ
ajfa-12804	15	28	zeghal	zeghal	NOUN
ajfa-12804	15	29	,	,	PUNCT
ajfa-12804	15	30	2005	2005	NUM
ajfa-12804	15	31	)	)	PUNCT
ajfa-12804	15	32	.	.	PUNCT
ajfa-12804	16	1	linsley	linsley	PROPN
ajfa-12804	16	2	and	and	CCONJ
ajfa-12804	16	3	shrives	shrive	NOUN
ajfa-12804	16	4	(	(	PUNCT
ajfa-12804	16	5	2005b	2005b	NUM
ajfa-12804	16	6	)	)	PUNCT
ajfa-12804	16	7	notified	notify	VERB
ajfa-12804	16	8	that	that	SCONJ
ajfa-12804	16	9	the	the	DET
ajfa-12804	16	10	distorted	distort	VERB
ajfa-12804	16	11	facts	fact	NOUN
ajfa-12804	16	12	or	or	CCONJ
ajfa-12804	16	13	unimportant	unimportant	ADJ
ajfa-12804	16	14	information	information	NOUN
ajfa-12804	16	15	in	in	ADP
ajfa-12804	16	16	the	the	DET
ajfa-12804	16	17	disclosure	disclosure	NOUN
ajfa-12804	16	18	may	may	AUX
ajfa-12804	16	19	not	not	PART
ajfa-12804	16	20	ensure	ensure	VERB
ajfa-12804	16	21	transparency	transparency	NOUN
ajfa-12804	16	22	.	.	PUNCT
ajfa-12804	17	1	the	the	DET
ajfa-12804	17	2	quality	quality	NOUN
ajfa-12804	17	3	of	of	ADP
ajfa-12804	17	4	voluntary	voluntary	ADJ
ajfa-12804	17	5	disclosure	disclosure	NOUN
ajfa-12804	17	6	of	of	ADP
ajfa-12804	17	7	primary	primary	ADJ
ajfa-12804	17	8	sources	source	NOUN
ajfa-12804	17	9	of	of	ADP
ajfa-12804	17	10	corporate	corporate	ADJ
ajfa-12804	17	11	communication	communication	NOUN
ajfa-12804	17	12	in	in	ADP
ajfa-12804	17	13	the	the	DET
ajfa-12804	17	14	annual	annual	ADJ
ajfa-12804	17	15	report	report	NOUN
ajfa-12804	17	16	is	be	AUX
ajfa-12804	17	17	at	at	ADP
ajfa-12804	17	18	the	the	DET
ajfa-12804	17	19	heart	heart	NOUN
ajfa-12804	17	20	of	of	ADP
ajfa-12804	17	21	modern	modern	ADJ
ajfa-12804	17	22	financial	financial	ADJ
ajfa-12804	17	23	reporting	reporting	NOUN
ajfa-12804	17	24	.	.	PUNCT
ajfa-12804	18	1	the	the	DET
ajfa-12804	18	2	confidence	confidence	NOUN
ajfa-12804	18	3	of	of	ADP
ajfa-12804	18	4	a	a	DET
ajfa-12804	18	5	lack	lack	NOUN
ajfa-12804	18	6	of	of	ADP
ajfa-12804	18	7	investors	investor	NOUN
ajfa-12804	18	8	lags	lag	VERB
ajfa-12804	18	9	behind	behind	ADP
ajfa-12804	18	10	the	the	DET
ajfa-12804	18	11	failure	failure	NOUN
ajfa-12804	18	12	of	of	ADP
ajfa-12804	18	13	companies	company	NOUN
ajfa-12804	18	14	in	in	ADP
ajfa-12804	18	15	the	the	DET
ajfa-12804	18	16	main	main	ADJ
ajfa-12804	18	17	global	global	ADJ
ajfa-12804	18	18	companies	company	NOUN
ajfa-12804	18	19	.	.	PUNCT
ajfa-12804	19	1	the	the	DET
ajfa-12804	19	2	credibility	credibility	NOUN
ajfa-12804	19	3	crisis	crisis	NOUN
ajfa-12804	19	4	,	,	PUNCT
ajfa-12804	19	5	coupled	couple	VERB
ajfa-12804	19	6	with	with	ADP
ajfa-12804	19	7	the	the	DET
ajfa-12804	19	8	threat	threat	NOUN
ajfa-12804	19	9	of	of	ADP
ajfa-12804	19	10	terrorist	terrorist	ADJ
ajfa-12804	19	11	attacks	attack	NOUN
ajfa-12804	19	12	on	on	ADP
ajfa-12804	19	13	businesses	business	NOUN
ajfa-12804	19	14	and	and	CCONJ
ajfa-12804	19	15	the	the	DET
ajfa-12804	19	16	global	global	ADJ
ajfa-12804	19	17	financial	financial	ADJ
ajfa-12804	19	18	crisis	crisis	NOUN
ajfa-12804	19	19	,	,	PUNCT
ajfa-12804	19	20	has	have	AUX
ajfa-12804	19	21	led	lead	VERB
ajfa-12804	19	22	to	to	ADP
ajfa-12804	19	23	calls	call	NOUN
ajfa-12804	19	24	for	for	ADP
ajfa-12804	19	25	better	well	ADJ
ajfa-12804	19	26	disclosure	disclosure	NOUN
ajfa-12804	19	27	of	of	ADP
ajfa-12804	19	28	information	information	NOUN
ajfa-12804	19	29	,	,	PUNCT
ajfa-12804	19	30	making	make	VERB
ajfa-12804	19	31	sensible	sensible	ADJ
ajfa-12804	19	32	investment	investment	NOUN
ajfa-12804	19	33	decisions	decision	NOUN
ajfa-12804	19	34	.	.	PUNCT
ajfa-12804	20	1	as	as	ADP
ajfa-12804	20	2	a	a	DET
ajfa-12804	20	3	result	result	NOUN
ajfa-12804	20	4	,	,	PUNCT
ajfa-12804	20	5	the	the	DET
ajfa-12804	20	6	annual	annual	ADJ
ajfa-12804	20	7	enterprise	enterprise	NOUN
ajfa-12804	20	8	report	report	NOUN
ajfa-12804	20	9	is	be	AUX
ajfa-12804	20	10	no	no	ADV
ajfa-12804	20	11	longer	long	ADV
ajfa-12804	20	12	focused	focus	VERB
ajfa-12804	20	13	on	on	ADP
ajfa-12804	20	14	account	account	NOUN
ajfa-12804	20	15	-	-	PUNCT
ajfa-12804	20	16	quantitative	quantitative	ADJ
ajfa-12804	20	17	information	information	NOUN
ajfa-12804	20	18	,	,	PUNCT
ajfa-12804	20	19	but	but	CCONJ
ajfa-12804	20	20	on	on	ADP
ajfa-12804	20	21	the	the	DET
ajfa-12804	20	22	qualitative	qualitative	ADJ
ajfa-12804	20	23	information	information	NOUN
ajfa-12804	20	24	of	of	ADP
ajfa-12804	20	25	volunteers	volunteer	NOUN
ajfa-12804	20	26	on	on	ADP
ajfa-12804	20	27	a	a	DET
ajfa-12804	20	28	variety	variety	NOUN
ajfa-12804	20	29	of	of	ADP
ajfa-12804	20	30	topics	topic	NOUN
ajfa-12804	20	31	,	,	PUNCT
ajfa-12804	20	32	such	such	ADJ
ajfa-12804	20	33	as	as	ADP
ajfa-12804	20	34	corporate	corporate	ADJ
ajfa-12804	20	35	risk	risk	NOUN
ajfa-12804	20	36	.	.	PUNCT
ajfa-12804	21	1	voluntary	voluntary	ADJ
ajfa-12804	21	2	risk	risk	NOUN
ajfa-12804	21	3	disclosure	disclosure	NOUN
ajfa-12804	21	4	can	can	AUX
ajfa-12804	21	5	be	be	AUX
ajfa-12804	21	6	defined	define	VERB
ajfa-12804	21	7	as	as	ADP
ajfa-12804	21	8	an	an	DET
ajfa-12804	21	9	amateur	amateur	ADJ
ajfa-12804	21	10	confession	confession	NOUN
ajfa-12804	21	11	by	by	ADP
ajfa-12804	21	12	the	the	DET
ajfa-12804	21	13	enterprises	enterprise	NOUN
ajfa-12804	21	14	on	on	ADP
ajfa-12804	21	15	corporate	corporate	ADJ
ajfa-12804	21	16	strategy	strategy	NOUN
ajfa-12804	21	17	,	,	PUNCT
ajfa-12804	21	18	firm	firm	ADJ
ajfa-12804	21	19	characteristics	characteristic	NOUN
ajfa-12804	21	20	,	,	PUNCT
ajfa-12804	21	21	business	business	NOUN
ajfa-12804	21	22	operations	operation	NOUN
ajfa-12804	21	23	,	,	PUNCT
ajfa-12804	21	24	and	and	CCONJ
ajfa-12804	21	25	other	other	ADJ
ajfa-12804	21	26	external	external	ADJ
ajfa-12804	21	27	factors	factor	NOUN
ajfa-12804	21	28	that	that	PRON
ajfa-12804	21	29	may	may	AUX
ajfa-12804	21	30	affect	affect	VERB
ajfa-12804	21	31	expected	expect	VERB
ajfa-12804	21	32	outcomes	outcome	NOUN
ajfa-12804	21	33	of	of	ADP
ajfa-12804	21	34	the	the	DET
ajfa-12804	21	35	company	company	NOUN
ajfa-12804	21	36	.	.	PUNCT
ajfa-12804	22	1	2	2	X
ajfa-12804	22	2	.	.	X
ajfa-12804	22	3	classification	classification	NOUN
ajfa-12804	22	4	of	of	ADP
ajfa-12804	22	5	bank	bank	NOUN
ajfa-12804	22	6	risk	risk	NOUN
ajfa-12804	22	7	the	the	DET
ajfa-12804	22	8	risk	risk	NOUN
ajfa-12804	22	9	may	may	AUX
ajfa-12804	22	10	be	be	AUX
ajfa-12804	22	11	defined	define	VERB
ajfa-12804	22	12	as	as	ADP
ajfa-12804	22	13	the	the	DET
ajfa-12804	22	14	product	product	NOUN
ajfa-12804	22	15	of	of	ADP
ajfa-12804	22	16	uncertainties	uncertainty	NOUN
ajfa-12804	22	17	associated	associate	VERB
ajfa-12804	22	18	with	with	ADP
ajfa-12804	22	19	the	the	DET
ajfa-12804	22	20	imperfection	imperfection	NOUN
ajfa-12804	22	21	of	of	ADP
ajfa-12804	22	22	human	human	ADJ
ajfa-12804	22	23	knowledge	knowledge	NOUN
ajfa-12804	22	24	and	and	CCONJ
ajfa-12804	22	25	incapability	incapability	NOUN
ajfa-12804	22	26	of	of	ADP
ajfa-12804	22	27	human	human	ADJ
ajfa-12804	22	28	reasoning	reasoning	NOUN
ajfa-12804	22	29	(	(	PUNCT
ajfa-12804	22	30	habibullah	habibullah	NOUN
ajfa-12804	22	31	and	and	CCONJ
ajfa-12804	22	32	ghosh	ghosh	PROPN
ajfa-12804	22	33	,	,	PUNCT
ajfa-12804	22	34	1986	1986	NUM
ajfa-12804	22	35	)	)	PUNCT
ajfa-12804	22	36	(	(	PUNCT
ajfa-12804	22	37	note	note	NOUN
ajfa-12804	22	38	1	1	NUM
ajfa-12804	22	39	)	)	PUNCT
ajfa-12804	22	40	.	.	PUNCT
ajfa-12804	23	1	one	one	PRON
ajfa-12804	23	2	can	can	AUX
ajfa-12804	23	3	narrow	narrow	VERB
ajfa-12804	23	4	down	down	ADP
ajfa-12804	23	5	the	the	DET
ajfa-12804	23	6	boundaries	boundary	NOUN
ajfa-12804	23	7	of	of	ADP
ajfa-12804	23	8	uncertainties	uncertainty	NOUN
ajfa-12804	23	9	and	and	CCONJ
ajfa-12804	23	10	define	define	VERB
ajfa-12804	23	11	the	the	DET
ajfa-12804	23	12	future	future	NOUN
ajfa-12804	23	13	through	through	ADP
ajfa-12804	23	14	better	well	ADJ
ajfa-12804	23	15	information	information	NOUN
ajfa-12804	23	16	and	and	CCONJ
ajfa-12804	23	17	better	well	ADJ
ajfa-12804	23	18	comprehension	comprehension	NOUN
ajfa-12804	23	19	.	.	PUNCT
ajfa-12804	24	1	apparently	apparently	ADV
ajfa-12804	24	2	,	,	PUNCT
ajfa-12804	24	3	the	the	DET
ajfa-12804	24	4	risk	risk	NOUN
ajfa-12804	24	5	is	be	AUX
ajfa-12804	24	6	the	the	DET
ajfa-12804	24	7	uncertainty	uncertainty	NOUN
ajfa-12804	24	8	that	that	PRON
ajfa-12804	24	9	exists	exist	VERB
ajfa-12804	24	10	about	about	ADP
ajfa-12804	24	11	the	the	DET
ajfa-12804	24	12	occurrence	occurrence	NOUN
ajfa-12804	24	13	of	of	ADP
ajfa-12804	24	14	some	some	DET
ajfa-12804	24	15	events	event	NOUN
ajfa-12804	24	16	.	.	PUNCT
ajfa-12804	25	1	in	in	ADP
ajfa-12804	25	2	the	the	DET
ajfa-12804	25	3	banking	banking	NOUN
ajfa-12804	25	4	sector	sector	NOUN
ajfa-12804	25	5	,	,	PUNCT
ajfa-12804	25	6	the	the	DET
ajfa-12804	25	7	mandatory	mandatory	ADJ
ajfa-12804	25	8	unit	unit	NOUN
ajfa-12804	25	9	held	hold	VERB
ajfa-12804	25	10	for	for	ADP
ajfa-12804	25	11	the	the	DET
ajfa-12804	25	12	risk	risk	NOUN
ajfa-12804	25	13	management	management	NOUN
ajfa-12804	25	14	as	as	ADP
ajfa-12804	25	15	risk	risk	NOUN
ajfa-12804	25	16	management	management	NOUN
ajfa-12804	25	17	unit	unit	NOUN
ajfa-12804	25	18	(	(	PUNCT
ajfa-12804	25	19	rmu	rmu	PROPN
ajfa-12804	25	20	)	)	PUNCT
ajfa-12804	25	21	.	.	PUNCT
ajfa-12804	26	1	the	the	DET
ajfa-12804	26	2	risk	risk	NOUN
ajfa-12804	26	3	generated	generate	VERB
ajfa-12804	26	4	in	in	ADP
ajfa-12804	26	5	the	the	DET
ajfa-12804	26	6	banking	banking	NOUN
ajfa-12804	26	7	entity	entity	NOUN
ajfa-12804	26	8	is	be	AUX
ajfa-12804	26	9	not	not	PART
ajfa-12804	26	10	obviously	obviously	ADV
ajfa-12804	26	11	by	by	ADP
ajfa-12804	26	12	the	the	DET
ajfa-12804	26	13	internal	internal	ADJ
ajfa-12804	26	14	factors	factor	NOUN
ajfa-12804	26	15	but	but	CCONJ
ajfa-12804	26	16	also	also	ADV
ajfa-12804	26	17	extended	extend	VERB
ajfa-12804	26	18	to	to	ADP
ajfa-12804	26	19	the	the	DET
ajfa-12804	26	20	external	external	ADJ
ajfa-12804	26	21	forces	force	NOUN
ajfa-12804	26	22	.	.	PUNCT
ajfa-12804	27	1	sometimes	sometimes	ADV
ajfa-12804	27	2	the	the	DET
ajfa-12804	27	3	risk	risk	NOUN
ajfa-12804	27	4	management	management	NOUN
ajfa-12804	27	5	process	process	NOUN
ajfa-12804	27	6	is	be	AUX
ajfa-12804	27	7	called	call	VERB
ajfa-12804	27	8	the	the	DET
ajfa-12804	27	9	four	four	NUM
ajfa-12804	27	10	(	(	PUNCT
ajfa-12804	27	11	4	4	NUM
ajfa-12804	27	12	)	)	PUNCT
ajfa-12804	27	13	step	step	NOUN
ajfa-12804	27	14	process	process	NOUN
ajfa-12804	27	15	,	,	PUNCT
ajfa-12804	27	16	and	and	CCONJ
ajfa-12804	27	17	it	it	PRON
ajfa-12804	27	18	differs	differ	VERB
ajfa-12804	27	19	by	by	ADP
ajfa-12804	27	20	service	service	NOUN
ajfa-12804	27	21	rendered	render	VERB
ajfa-12804	27	22	.	.	PUNCT
ajfa-12804	28	1	however	however	ADV
ajfa-12804	28	2	the	the	DET
ajfa-12804	28	3	risk	risk	NOUN
ajfa-12804	28	4	can	can	AUX
ajfa-12804	28	5	be	be	AUX
ajfa-12804	28	6	broken	break	VERB
ajfa-12804	28	7	down	down	ADP
ajfa-12804	28	8	into	into	ADP
ajfa-12804	28	9	six	six	NUM
ajfa-12804	28	10	(	(	PUNCT
ajfa-12804	28	11	6	6	NUM
ajfa-12804	28	12	)	)	PUNCT
ajfa-12804	28	13	generic	generic	ADJ
ajfa-12804	28	14	types	type	NOUN
ajfa-12804	28	15	(	(	PUNCT
ajfa-12804	28	16	namely	namely	ADV
ajfa-12804	28	17	):	):	PUNCT
ajfa-12804	28	18	systematic	systematic	ADJ
ajfa-12804	28	19	or	or	CCONJ
ajfa-12804	28	20	market	market	NOUN
ajfa-12804	28	21	risk	risk	NOUN
ajfa-12804	28	22	,	,	PUNCT
ajfa-12804	28	23	credit	credit	NOUN
ajfa-12804	28	24	risk	risk	NOUN
ajfa-12804	28	25	,	,	PUNCT
ajfa-12804	28	26	counterparty	counterparty	NOUN
ajfa-12804	28	27	risk	risk	NOUN
ajfa-12804	28	28	,	,	PUNCT
ajfa-12804	28	29	liquidity	liquidity	NOUN
ajfa-12804	28	30	risk	risk	NOUN
ajfa-12804	28	31	,	,	PUNCT
ajfa-12804	28	32	operational	operational	ADJ
ajfa-12804	28	33	risk	risk	NOUN
ajfa-12804	28	34	,	,	PUNCT
ajfa-12804	28	35	and	and	CCONJ
ajfa-12804	28	36	legal	legal	ADJ
ajfa-12804	28	37	risks	risk	NOUN
ajfa-12804	28	38	.	.	PUNCT
ajfa-12804	29	1	the	the	DET
ajfa-12804	29	2	table	table	NOUN
ajfa-12804	29	3	below	below	ADP
ajfa-12804	29	4	presents	present	VERB
ajfa-12804	29	5	the	the	DET
ajfa-12804	29	6	clarification	clarification	NOUN
ajfa-12804	29	7	of	of	ADP
ajfa-12804	29	8	each	each	DET
ajfa-12804	29	9	type	type	NOUN
ajfa-12804	29	10	of	of	ADP
ajfa-12804	29	11	risk	risk	NOUN
ajfa-12804	29	12	:	:	PUNCT
ajfa-12804	29	13	asian	asian	ADJ
ajfa-12804	29	14	journal	journal	NOUN
ajfa-12804	29	15	of	of	ADP
ajfa-12804	29	16	finance	finance	PROPN
ajfa-12804	29	17	&	&	CCONJ
ajfa-12804	29	18	accounting	accounting	PROPN
ajfa-12804	29	19	issn	issn	PROPN
ajfa-12804	29	20	1946	1946	NUM
ajfa-12804	29	21	-	-	PUNCT
ajfa-12804	29	22	052x	052x	NOUN
ajfa-12804	29	23	2018	2018	NUM
ajfa-12804	29	24	,	,	PUNCT
ajfa-12804	29	25	vol	vol	NOUN
ajfa-12804	29	26	.	.	PROPN
ajfa-12804	30	1	10	10	NUM
ajfa-12804	30	2	,	,	PUNCT
ajfa-12804	30	3	no	no	INTJ
ajfa-12804	30	4	.	.	NOUN
ajfa-12804	30	5	1	1	NUM
ajfa-12804	30	6	ajfa.macrothink.org	ajfa.macrothink.org	ADJ
ajfa-12804	30	7	180	180	NUM
ajfa-12804	30	8	table	table	NOUN
ajfa-12804	30	9	1	1	NUM
ajfa-12804	30	10	.	.	PUNCT
ajfa-12804	31	1	ramifications	ramification	NOUN
ajfa-12804	31	2	of	of	ADP
ajfa-12804	31	3	bank	bank	NOUN
ajfa-12804	31	4	risk	risk	NOUN
ajfa-12804	31	5	sn	sn	PROPN
ajfa-12804	31	6	risk	risk	NOUN
ajfa-12804	31	7	definition	definition	NOUN
ajfa-12804	31	8	1	1	NUM
ajfa-12804	31	9	.	.	PUNCT
ajfa-12804	32	1	market	market	NOUN
ajfa-12804	32	2	risk	risk	NOUN
ajfa-12804	32	3	the	the	DET
ajfa-12804	32	4	risk	risk	NOUN
ajfa-12804	32	5	arising	arise	VERB
ajfa-12804	32	6	from	from	ADP
ajfa-12804	32	7	the	the	DET
ajfa-12804	32	8	movement	movement	NOUN
ajfa-12804	32	9	of	of	ADP
ajfa-12804	32	10	prices	price	NOUN
ajfa-12804	32	11	and	and	CCONJ
ajfa-12804	32	12	have	have	VERB
ajfa-12804	32	13	an	an	DET
ajfa-12804	32	14	adverse	adverse	ADJ
ajfa-12804	32	15	effect	effect	NOUN
ajfa-12804	32	16	on	on	ADP
ajfa-12804	32	17	bank	bank	NOUN
ajfa-12804	32	18	performance	performance	NOUN
ajfa-12804	32	19	.	.	PUNCT
ajfa-12804	33	1	2	2	X
ajfa-12804	33	2	.	.	X
ajfa-12804	33	3	credit	credit	NOUN
ajfa-12804	33	4	risk	risk	NOUN
ajfa-12804	33	5	the	the	DET
ajfa-12804	33	6	risk	risk	NOUN
ajfa-12804	33	7	adversely	adversely	ADV
ajfa-12804	33	8	affects	affect	VERB
ajfa-12804	33	9	the	the	DET
ajfa-12804	33	10	bank	bank	NOUN
ajfa-12804	33	11	asset	asset	NOUN
ajfa-12804	33	12	because	because	SCONJ
ajfa-12804	33	13	of	of	ADP
ajfa-12804	33	14	selecting	select	VERB
ajfa-12804	33	15	the	the	DET
ajfa-12804	33	16	lower	low	ADJ
ajfa-12804	33	17	quality	quality	NOUN
ajfa-12804	33	18	of	of	ADP
ajfa-12804	33	19	borrowers	borrower	NOUN
ajfa-12804	33	20	or	or	CCONJ
ajfa-12804	33	21	counterparties	counterpartie	NOUN
ajfa-12804	33	22	.	.	PUNCT
ajfa-12804	34	1			ADP
ajfa-12804	34	2	the	the	DET
ajfa-12804	34	3	loss	loss	NOUN
ajfa-12804	34	4	initiated	initiate	VERB
ajfa-12804	34	5	from	from	ADP
ajfa-12804	34	6	the	the	DET
ajfa-12804	34	7	decreased	decrease	VERB
ajfa-12804	34	8	value	value	NOUN
ajfa-12804	34	9	of	of	ADP
ajfa-12804	34	10	credit	credit	NOUN
ajfa-12804	34	11	quality	quality	NOUN
ajfa-12804	34	12	where	where	SCONJ
ajfa-12804	34	13	the	the	DET
ajfa-12804	34	14	default	default	NOUN
ajfa-12804	34	15	is	be	AUX
ajfa-12804	34	16	the	the	DET
ajfa-12804	34	17	extreme	extreme	ADJ
ajfa-12804	34	18	situation	situation	NOUN
ajfa-12804	34	19	.	.	PUNCT
ajfa-12804	35	1			X
ajfa-12804	35	2	sometimes	sometimes	ADV
ajfa-12804	35	3	,	,	PUNCT
ajfa-12804	35	4	bank	bank	NOUN
ajfa-12804	35	5	use	use	VERB
ajfa-12804	35	6	credit	credit	NOUN
ajfa-12804	35	7	risk	risk	NOUN
ajfa-12804	35	8	as	as	ADP
ajfa-12804	35	9	an	an	DET
ajfa-12804	35	10	issue	issue	NOUN
ajfa-12804	35	11	when	when	SCONJ
ajfa-12804	35	12	they	they	PRON
ajfa-12804	35	13	deferred	defer	VERB
ajfa-12804	35	14	the	the	DET
ajfa-12804	35	15	payment	payment	NOUN
ajfa-12804	35	16	obligation	obligation	NOUN
ajfa-12804	35	17	3	3	NUM
ajfa-12804	35	18	.	.	PUNCT
ajfa-12804	35	19	liquidity	liquidity	NOUN
ajfa-12804	35	20	risk	risk	NOUN
ajfa-12804	35	21	the	the	DET
ajfa-12804	35	22	loss	loss	NOUN
ajfa-12804	35	23	arises	arise	VERB
ajfa-12804	35	24	due	due	ADP
ajfa-12804	35	25	to	to	ADP
ajfa-12804	35	26	the	the	DET
ajfa-12804	35	27	increase	increase	NOUN
ajfa-12804	35	28	of	of	ADP
ajfa-12804	35	29	operating	operate	VERB
ajfa-12804	35	30	cycle	cycle	NOUN
ajfa-12804	35	31	or	or	CCONJ
ajfa-12804	35	32	interruption	interruption	NOUN
ajfa-12804	35	33	in	in	ADP
ajfa-12804	35	34	cash	cash	NOUN
ajfa-12804	35	35	conversion	conversion	NOUN
ajfa-12804	35	36	cycle	cycle	NOUN
ajfa-12804	35	37	.	.	PUNCT
ajfa-12804	36	1	4	4	X
ajfa-12804	36	2	.	.	X
ajfa-12804	36	3	operational	operational	ADJ
ajfa-12804	36	4	risk	risk	NOUN
ajfa-12804	36	5	the	the	DET
ajfa-12804	36	6	most	most	ADV
ajfa-12804	36	7	significant	significant	ADJ
ajfa-12804	36	8	cause	cause	NOUN
ajfa-12804	36	9	of	of	ADP
ajfa-12804	36	10	lost	lost	ADJ
ajfa-12804	36	11	generation	generation	NOUN
ajfa-12804	36	12	from	from	ADP
ajfa-12804	36	13	the	the	DET
ajfa-12804	36	14	weak	weak	ADJ
ajfa-12804	36	15	internal	internal	ADJ
ajfa-12804	36	16	control	control	NOUN
ajfa-12804	36	17	system	system	NOUN
ajfa-12804	36	18	and	and	CCONJ
ajfa-12804	36	19	governance	governance	NOUN
ajfa-12804	36	20	system	system	NOUN
ajfa-12804	36	21	.	.	PUNCT
ajfa-12804	37	1			ADP
ajfa-12804	37	2	intentional	intentional	ADJ
ajfa-12804	37	3	misstatement	misstatement	NOUN
ajfa-12804	37	4			PROPN
ajfa-12804	37	5	model	model	NOUN
ajfa-12804	37	6	risk	risk	NOUN
ajfa-12804	37	7	(	(	PUNCT
ajfa-12804	37	8	using	use	VERB
ajfa-12804	37	9	the	the	DET
ajfa-12804	37	10	wrong	wrong	ADJ
ajfa-12804	37	11	pricing	pricing	NOUN
ajfa-12804	37	12	model	model	NOUN
ajfa-12804	37	13	,	,	PUNCT
ajfa-12804	37	14	for	for	ADP
ajfa-12804	37	15	instance	instance	NOUN
ajfa-12804	37	16	)	)	PUNCT
ajfa-12804	38	1			ADP
ajfa-12804	38	2	human	human	ADJ
ajfa-12804	38	3	factor	factor	NOUN
ajfa-12804	38	4	5	5	NUM
ajfa-12804	38	5	.	.	PUNCT
ajfa-12804	39	1	legal	legal	ADJ
ajfa-12804	39	2	and	and	CCONJ
ajfa-12804	39	3	regulatory	regulatory	ADJ
ajfa-12804	39	4	risk	risk	NOUN
ajfa-12804	39	5	the	the	DET
ajfa-12804	39	6	abolishment	abolishment	NOUN
ajfa-12804	39	7	of	of	ADP
ajfa-12804	39	8	enacted	enact	VERB
ajfa-12804	39	9	rules	rule	NOUN
ajfa-12804	39	10	or	or	CCONJ
ajfa-12804	39	11	any	any	DET
ajfa-12804	39	12	prohibitedactivities	prohibitedactivitie	NOUN
ajfa-12804	39	13	that	that	PRON
ajfa-12804	39	14	are	be	AUX
ajfa-12804	39	15	not	not	PART
ajfa-12804	39	16	valid	valid	ADJ
ajfa-12804	39	17	in	in	ADP
ajfa-12804	39	18	the	the	DET
ajfa-12804	39	19	eye	eye	NOUN
ajfa-12804	39	20	of	of	ADP
ajfa-12804	39	21	law	law	NOUN
ajfa-12804	39	22	.	.	PUNCT
ajfa-12804	40	1			ADP
ajfa-12804	40	2	transactions	transaction	NOUN
ajfa-12804	40	3	that	that	PRON
ajfa-12804	40	4	are	be	AUX
ajfa-12804	40	5	voided	void	VERB
ajfa-12804	40	6	due	due	ADJ
ajfa-12804	40	7	to	to	ADP
ajfa-12804	40	8	lack	lack	NOUN
ajfa-12804	40	9	of	of	ADP
ajfa-12804	40	10	appropriate	appropriate	ADJ
ajfa-12804	40	11	licenses	license	NOUN
ajfa-12804	40	12	.	.	PUNCT
ajfa-12804	41	1			NOUN
ajfa-12804	41	2	changes	change	NOUN
ajfa-12804	41	3	in	in	ADP
ajfa-12804	41	4	tax	tax	NOUN
ajfa-12804	41	5	laws	law	NOUN
ajfa-12804	41	6	in	in	ADP
ajfa-12804	41	7	general	general	ADJ
ajfa-12804	41	8	,	,	PUNCT
ajfa-12804	41	9	the	the	DET
ajfa-12804	41	10	risk	risk	NOUN
ajfa-12804	41	11	classification	classification	NOUN
ajfa-12804	41	12	depends	depend	VERB
ajfa-12804	41	13	on	on	ADP
ajfa-12804	41	14	the	the	DET
ajfa-12804	41	15	context	context	NOUN
ajfa-12804	41	16	or	or	CCONJ
ajfa-12804	41	17	scenarios	scenario	NOUN
ajfa-12804	41	18	may	may	AUX
ajfa-12804	41	19	differ	differ	VERB
ajfa-12804	41	20	and	and	CCONJ
ajfa-12804	41	21	very	very	ADV
ajfa-12804	41	22	tough	tough	ADJ
ajfa-12804	41	23	to	to	PART
ajfa-12804	41	24	express	express	VERB
ajfa-12804	41	25	quantitatively	quantitatively	ADV
ajfa-12804	41	26	.	.	PUNCT
ajfa-12804	42	1	therefore	therefore	ADV
ajfa-12804	42	2	,	,	PUNCT
ajfa-12804	42	3	bank	bank	NOUN
ajfa-12804	42	4	risks	risk	NOUN
ajfa-12804	42	5	based	base	VERB
ajfa-12804	42	6	on	on	ADP
ajfa-12804	42	7	types	type	NOUN
ajfa-12804	42	8	that	that	PRON
ajfa-12804	42	9	are	be	AUX
ajfa-12804	42	10	disclosed	disclose	VERB
ajfa-12804	42	11	and	and	CCONJ
ajfa-12804	42	12	quantifiable	quantifiable	ADJ
ajfa-12804	42	13	are	be	AUX
ajfa-12804	42	14	primarily	primarily	ADV
ajfa-12804	42	15	focused	focus	VERB
ajfa-12804	42	16	on	on	ADP
ajfa-12804	42	17	four	four	NUM
ajfa-12804	42	18	distinct	distinct	ADJ
ajfa-12804	42	19	types	type	NOUN
ajfa-12804	42	20	of	of	ADP
ajfa-12804	42	21	risk	risk	NOUN
ajfa-12804	42	22	(	(	PUNCT
ajfa-12804	42	23	hitchins	hitchin	NOUN
ajfa-12804	42	24	et	et	NOUN
ajfa-12804	42	25	al	al	PROPN
ajfa-12804	42	26	.	.	PROPN
ajfa-12804	42	27	,	,	PUNCT
ajfa-12804	42	28	2001	2001	NUM
ajfa-12804	42	29	)	)	PUNCT
ajfa-12804	42	30	.	.	PUNCT
ajfa-12804	43	1	these	these	PRON
ajfa-12804	43	2	are	be	AUX
ajfa-12804	43	3	presented	present	VERB
ajfa-12804	43	4	below	below	ADV
ajfa-12804	43	5	:	:	PUNCT
ajfa-12804	43	6	figure	figure	VERB
ajfa-12804	43	7	1	1	NUM
ajfa-12804	43	8	.	.	PUNCT
ajfa-12804	44	1	the	the	DET
ajfa-12804	44	2	principal	principal	ADJ
ajfa-12804	44	3	components	component	NOUN
ajfa-12804	44	4	of	of	ADP
ajfa-12804	44	5	bank	bank	PROPN
ajfa-12804	44	6	risk	risk	NOUN
ajfa-12804	44	7	asian	asian	ADJ
ajfa-12804	44	8	journal	journal	NOUN
ajfa-12804	44	9	of	of	ADP
ajfa-12804	44	10	finance	finance	PROPN
ajfa-12804	44	11	&	&	CCONJ
ajfa-12804	44	12	accounting	accounting	PROPN
ajfa-12804	44	13	issn	issn	PROPN
ajfa-12804	44	14	1946	1946	NUM
ajfa-12804	44	15	-	-	PUNCT
ajfa-12804	44	16	052x	052x	NOUN
ajfa-12804	44	17	2018	2018	NUM
ajfa-12804	44	18	,	,	PUNCT
ajfa-12804	44	19	vol	vol	NOUN
ajfa-12804	44	20	.	.	PROPN
ajfa-12804	44	21	10	10	NUM
ajfa-12804	44	22	,	,	PUNCT
ajfa-12804	44	23	no	no	INTJ
ajfa-12804	44	24	.	.	NOUN
ajfa-12804	44	25	1	1	NUM
ajfa-12804	44	26	ajfa.macrothink.org	ajfa.macrothink.org	ADJ
ajfa-12804	44	27	181	181	NUM
ajfa-12804	44	28	however	however	ADV
ajfa-12804	44	29	,	,	PUNCT
ajfa-12804	44	30	in	in	ADP
ajfa-12804	44	31	the	the	DET
ajfa-12804	44	32	case	case	NOUN
ajfa-12804	44	33	of	of	ADP
ajfa-12804	44	34	this	this	DET
ajfa-12804	44	35	study	study	NOUN
ajfa-12804	44	36	,	,	PUNCT
ajfa-12804	44	37	risk	risk	NOUN
ajfa-12804	44	38	classification	classification	NOUN
ajfa-12804	44	39	is	be	AUX
ajfa-12804	44	40	most	most	ADV
ajfa-12804	44	41	appropriately	appropriately	ADV
ajfa-12804	44	42	adapted	adapt	VERB
ajfa-12804	44	43	for	for	ADP
ajfa-12804	44	44	the	the	DET
ajfa-12804	44	45	banking	banking	NOUN
ajfa-12804	44	46	sector	sector	NOUN
ajfa-12804	44	47	is	be	AUX
ajfa-12804	44	48	the	the	DET
ajfa-12804	44	49	guidance	guidance	NOUN
ajfa-12804	44	50	of	of	ADP
ajfa-12804	44	51	ifrs	ifrs	PROPN
ajfa-12804	44	52	7	7	NUM
ajfa-12804	44	53	.	.	PUNCT
ajfa-12804	44	54	by	by	ADP
ajfa-12804	44	55	ifrs	ifrs	PROPN
ajfa-12804	44	56	7	7	NUM
ajfa-12804	44	57	,	,	PUNCT
ajfa-12804	44	58	the	the	DET
ajfa-12804	44	59	risk	risk	NOUN
ajfa-12804	44	60	of	of	ADP
ajfa-12804	44	61	the	the	DET
ajfa-12804	44	62	financial	financial	ADJ
ajfa-12804	44	63	institutions	institution	NOUN
ajfa-12804	44	64	is	be	AUX
ajfa-12804	44	65	comprisedof	comprisedof	NOUN
ajfa-12804	44	66	credit	credit	NOUN
ajfa-12804	44	67	risk	risk	NOUN
ajfa-12804	44	68	,	,	PUNCT
ajfa-12804	44	69	market	market	NOUN
ajfa-12804	44	70	risk	risk	NOUN
ajfa-12804	44	71	,	,	PUNCT
ajfa-12804	44	72	and	and	CCONJ
ajfa-12804	44	73	liquidity	liquidity	NOUN
ajfa-12804	44	74	risk	risk	NOUN
ajfa-12804	44	75	.	.	PUNCT
ajfa-12804	45	1	2.1	2.1	NUM
ajfa-12804	45	2	credit	credit	NOUN
ajfa-12804	45	3	risk	risk	NOUN
ajfa-12804	45	4	credit	credit	NOUN
ajfa-12804	45	5	risk	risk	NOUN
ajfa-12804	45	6	is	be	AUX
ajfa-12804	45	7	very	very	ADV
ajfa-12804	45	8	important	important	ADJ
ajfa-12804	45	9	and	and	CCONJ
ajfa-12804	45	10	significant	significant	ADJ
ajfa-12804	45	11	ramification	ramification	NOUN
ajfa-12804	45	12	of	of	ADP
ajfa-12804	45	13	bank	bank	NOUN
ajfa-12804	45	14	risk	risk	NOUN
ajfa-12804	45	15	(	(	PUNCT
ajfa-12804	45	16	lin	lin	PROPN
ajfa-12804	45	17	,	,	PUNCT
ajfa-12804	45	18	2009	2009	NUM
ajfa-12804	45	19	;	;	PUNCT
ajfa-12804	45	20	bonfim	bonfim	NOUN
ajfa-12804	45	21	2009	2009	NUM
ajfa-12804	45	22	,	,	PUNCT
ajfa-12804	45	23	angelini	angelini	NOUN
ajfa-12804	45	24	et	et	PROPN
ajfa-12804	45	25	al	al	PROPN
ajfa-12804	45	26	.	.	PROPN
ajfa-12804	45	27	,	,	PUNCT
ajfa-12804	45	28	2008	2008	NUM
ajfa-12804	45	29	;	;	PUNCT
ajfa-12804	45	30	richared	richare	VERB
ajfa-12804	45	31	,	,	PUNCT
ajfa-12804	45	32	2008	2008	NUM
ajfa-12804	45	33	;	;	PUNCT
ajfa-12804	45	34	al	al	PROPN
ajfa-12804	45	35	-	-	PUNCT
ajfa-12804	45	36	tamimi	tamimi	PROPN
ajfa-12804	45	37	and	and	CCONJ
ajfa-12804	45	38	al	al	PROPN
ajfa-12804	45	39	-	-	PUNCT
ajfa-12804	45	40	mazrooei	mazrooei	NOUN
ajfa-12804	45	41	,	,	PUNCT
ajfa-12804	45	42	2007	2007	NUM
ajfa-12804	45	43	)	)	PUNCT
ajfa-12804	45	44	.	.	PUNCT
ajfa-12804	46	1	it	it	PRON
ajfa-12804	46	2	creates	create	VERB
ajfa-12804	46	3	in	in	ADP
ajfa-12804	46	4	a	a	DET
ajfa-12804	46	5	position	position	NOUN
ajfa-12804	46	6	where	where	SCONJ
ajfa-12804	46	7	the	the	DET
ajfa-12804	46	8	borrower	borrower	NOUN
ajfa-12804	46	9	is	be	AUX
ajfa-12804	46	10	unable	unable	ADJ
ajfa-12804	46	11	to	to	PART
ajfa-12804	46	12	pay	pay	VERB
ajfa-12804	46	13	the	the	DET
ajfa-12804	46	14	installment	installment	NOUN
ajfa-12804	46	15	as	as	ADV
ajfa-12804	46	16	well	well	ADV
ajfa-12804	46	17	as	as	ADP
ajfa-12804	46	18	interest	interest	NOUN
ajfa-12804	46	19	.	.	PUNCT
ajfa-12804	47	1	here	here	ADV
ajfa-12804	47	2	the	the	DET
ajfa-12804	47	3	most	most	ADV
ajfa-12804	47	4	important	important	ADJ
ajfa-12804	47	5	discussion	discussion	NOUN
ajfa-12804	47	6	is	be	AUX
ajfa-12804	47	7	the	the	DET
ajfa-12804	47	8	selection	selection	NOUN
ajfa-12804	47	9	of	of	ADP
ajfa-12804	47	10	quality	quality	NOUN
ajfa-12804	47	11	borrower	borrower	NOUN
ajfa-12804	47	12	.	.	PUNCT
ajfa-12804	48	1	it	it	PRON
ajfa-12804	48	2	is	be	AUX
ajfa-12804	48	3	true	true	ADJ
ajfa-12804	48	4	that	that	SCONJ
ajfa-12804	48	5	banks	bank	NOUN
ajfa-12804	48	6	are	be	AUX
ajfa-12804	48	7	the	the	DET
ajfa-12804	48	8	intermediaries	intermediary	NOUN
ajfa-12804	48	9	where	where	SCONJ
ajfa-12804	48	10	they	they	PRON
ajfa-12804	48	11	take	take	VERB
ajfa-12804	48	12	a	a	DET
ajfa-12804	48	13	deposit	deposit	NOUN
ajfa-12804	48	14	from	from	ADP
ajfa-12804	48	15	the	the	DET
ajfa-12804	48	16	people	people	NOUN
ajfa-12804	48	17	in	in	ADP
ajfa-12804	48	18	a	a	DET
ajfa-12804	48	19	small	small	ADJ
ajfa-12804	48	20	pool	pool	NOUN
ajfa-12804	48	21	but	but	CCONJ
ajfa-12804	48	22	invest	invest	VERB
ajfa-12804	48	23	in	in	ADP
ajfa-12804	48	24	a	a	DET
ajfa-12804	48	25	large	large	ADJ
ajfa-12804	48	26	volume	volume	NOUN
ajfa-12804	48	27	,	,	PUNCT
ajfa-12804	48	28	the	the	DET
ajfa-12804	48	29	net	net	ADJ
ajfa-12804	48	30	interest	interest	NOUN
ajfa-12804	48	31	is	be	AUX
ajfa-12804	48	32	their	their	PRON
ajfa-12804	48	33	main	main	ADJ
ajfa-12804	48	34	source	source	NOUN
ajfa-12804	48	35	of	of	ADP
ajfa-12804	48	36	income	income	NOUN
ajfa-12804	48	37	.	.	PUNCT
ajfa-12804	49	1	so	so	ADV
ajfa-12804	49	2	the	the	DET
ajfa-12804	49	3	parties	party	NOUN
ajfa-12804	49	4	,	,	PUNCT
ajfa-12804	49	5	like	like	ADP
ajfa-12804	49	6	depositors	depositor	NOUN
ajfa-12804	49	7	and	and	CCONJ
ajfa-12804	49	8	borrowers	borrower	NOUN
ajfa-12804	49	9	should	should	AUX
ajfa-12804	49	10	keep	keep	VERB
ajfa-12804	49	11	in	in	ADP
ajfa-12804	49	12	the	the	DET
ajfa-12804	49	13	same	same	ADJ
ajfa-12804	49	14	line	line	NOUN
ajfa-12804	49	15	and	and	CCONJ
ajfa-12804	49	16	give	give	VERB
ajfa-12804	49	17	more	more	ADJ
ajfa-12804	49	18	effort	effort	NOUN
ajfa-12804	49	19	in	in	ADP
ajfa-12804	49	20	collecting	collect	VERB
ajfa-12804	49	21	loans	loan	NOUN
ajfa-12804	49	22	.	.	PUNCT
ajfa-12804	50	1	it	it	PRON
ajfa-12804	50	2	is	be	AUX
ajfa-12804	50	3	found	find	VERB
ajfa-12804	50	4	that	that	SCONJ
ajfa-12804	50	5	more	more	ADJ
ajfa-12804	50	6	than	than	ADP
ajfa-12804	50	7	50	50	NUM
ajfa-12804	50	8	%	%	NOUN
ajfa-12804	50	9	or	or	CCONJ
ajfa-12804	50	10	risk	risk	NOUN
ajfa-12804	50	11	arising	arise	VERB
ajfa-12804	50	12	from	from	ADP
ajfa-12804	50	13	credit	credit	NOUN
ajfa-12804	50	14	risk	risk	NOUN
ajfa-12804	50	15	.	.	PUNCT
ajfa-12804	51	1	over	over	ADP
ajfa-12804	51	2	the	the	DET
ajfa-12804	51	3	years	year	NOUN
ajfa-12804	51	4	,	,	PUNCT
ajfa-12804	51	5	most	most	ADJ
ajfa-12804	51	6	of	of	ADP
ajfa-12804	51	7	the	the	DET
ajfa-12804	51	8	banks	bank	NOUN
ajfa-12804	51	9	in	in	ADP
ajfa-12804	51	10	the	the	DET
ajfa-12804	51	11	country	country	NOUN
ajfa-12804	51	12	's	's	PART
ajfa-12804	51	13	public	public	ADJ
ajfa-12804	51	14	and	and	CCONJ
ajfa-12804	51	15	private	private	ADJ
ajfa-12804	51	16	sector	sector	NOUN
ajfa-12804	51	17	have	have	VERB
ajfa-12804	51	18	aggressive	aggressive	ADJ
ajfa-12804	51	19	banking	banking	NOUN
ajfa-12804	51	20	.	.	PUNCT
ajfa-12804	52	1	in	in	ADP
ajfa-12804	52	2	the	the	DET
ajfa-12804	52	3	last	last	ADJ
ajfa-12804	52	4	six	six	NUM
ajfa-12804	52	5	months	month	NOUN
ajfa-12804	52	6	,	,	PUNCT
ajfa-12804	52	7	private	private	ADJ
ajfa-12804	52	8	banks	bank	NOUN
ajfa-12804	52	9	have	have	AUX
ajfa-12804	52	10	disbursed	disburse	VERB
ajfa-12804	52	11	loans	loan	NOUN
ajfa-12804	52	12	at	at	ADP
ajfa-12804	52	13	the	the	DET
ajfa-12804	52	14	double	double	ADJ
ajfa-12804	52	15	the	the	DET
ajfa-12804	52	16	rate	rate	NOUN
ajfa-12804	52	17	of	of	ADP
ajfa-12804	52	18	deposit	deposit	NOUN
ajfa-12804	52	19	growth	growth	NOUN
ajfa-12804	52	20	.	.	PUNCT
ajfa-12804	53	1	this	this	PRON
ajfa-12804	53	2	has	have	AUX
ajfa-12804	53	3	created	create	VERB
ajfa-12804	53	4	a	a	DET
ajfa-12804	53	5	crisis	crisis	NOUN
ajfa-12804	53	6	of	of	ADP
ajfa-12804	53	7	liquidity	liquidity	NOUN
ajfa-12804	53	8	or	or	CCONJ
ajfa-12804	53	9	cash	cash	NOUN
ajfa-12804	53	10	in	in	ADP
ajfa-12804	53	11	most	most	ADJ
ajfa-12804	53	12	of	of	ADP
ajfa-12804	53	13	the	the	DET
ajfa-12804	53	14	private	private	ADJ
ajfa-12804	53	15	banks	bank	NOUN
ajfa-12804	53	16	of	of	ADP
ajfa-12804	53	17	the	the	DET
ajfa-12804	53	18	country	country	NOUN
ajfa-12804	53	19	.	.	PUNCT
ajfa-12804	54	1	in	in	ADP
ajfa-12804	54	2	this	this	DET
ajfa-12804	54	3	situation	situation	NOUN
ajfa-12804	54	4	,	,	PUNCT
ajfa-12804	54	5	the	the	DET
ajfa-12804	54	6	decision	decision	NOUN
ajfa-12804	54	7	to	to	PART
ajfa-12804	54	8	reduce	reduce	VERB
ajfa-12804	54	9	the	the	DET
ajfa-12804	54	10	debt	debt	NOUN
ajfa-12804	54	11	-	-	PUNCT
ajfa-12804	54	12	deposit	deposit	NOUN
ajfa-12804	54	13	ratio	ratio	NOUN
ajfa-12804	54	14	or	or	CCONJ
ajfa-12804	54	15	the	the	DET
ajfa-12804	54	16	capital	capital	NOUN
ajfa-12804	54	17	adequacy	adequacy	NOUN
ajfa-12804	54	18	ratio	ratio	NOUN
ajfa-12804	54	19	has	have	AUX
ajfa-12804	54	20	been	be	AUX
ajfa-12804	54	21	decided	decide	VERB
ajfa-12804	54	22	.	.	PUNCT
ajfa-12804	55	1	the	the	DET
ajfa-12804	55	2	main	main	ADJ
ajfa-12804	55	3	function	function	NOUN
ajfa-12804	55	4	of	of	ADP
ajfa-12804	55	5	the	the	DET
ajfa-12804	55	6	bank	bank	NOUN
ajfa-12804	55	7	is	be	AUX
ajfa-12804	55	8	to	to	PART
ajfa-12804	55	9	distribute	distribute	VERB
ajfa-12804	55	10	loans	loan	NOUN
ajfa-12804	55	11	to	to	ADP
ajfa-12804	55	12	customers	customer	NOUN
ajfa-12804	55	13	from	from	ADP
ajfa-12804	55	14	deposits	deposit	NOUN
ajfa-12804	55	15	.	.	PUNCT
ajfa-12804	56	1	in	in	ADP
ajfa-12804	56	2	this	this	DET
ajfa-12804	56	3	case	case	NOUN
ajfa-12804	56	4	,	,	PUNCT
ajfa-12804	56	5	if	if	SCONJ
ajfa-12804	56	6	the	the	DET
ajfa-12804	56	7	general	general	ADJ
ajfa-12804	56	8	public	public	NOUN
ajfa-12804	56	9	of	of	ADP
ajfa-12804	56	10	the	the	DET
ajfa-12804	56	11	country	country	NOUN
ajfa-12804	56	12	can	can	AUX
ajfa-12804	56	13	collect	collect	VERB
ajfa-12804	56	14	bdt	bdt	PROPN
ajfa-12804	56	15	100	100	NUM
ajfa-12804	56	16	then	then	ADV
ajfa-12804	56	17	the	the	DET
ajfa-12804	56	18	maximum	maximum	ADJ
ajfa-12804	56	19	loan	loan	NOUN
ajfa-12804	56	20	of	of	ADP
ajfa-12804	56	21	bdt	bdt	PROPN
ajfa-12804	56	22	85	85	NUM
ajfa-12804	56	23	can	can	AUX
ajfa-12804	56	24	be	be	AUX
ajfa-12804	56	25	given	give	VERB
ajfa-12804	56	26	.	.	PUNCT
ajfa-12804	57	1	however	however	ADV
ajfa-12804	57	2	,	,	PUNCT
ajfa-12804	57	3	islamic	islamic	ADJ
ajfa-12804	57	4	banks	bank	NOUN
ajfa-12804	57	5	can	can	AUX
ajfa-12804	57	6	lend	lend	VERB
ajfa-12804	57	7	money	money	NOUN
ajfa-12804	57	8	up	up	ADP
ajfa-12804	57	9	to	to	ADP
ajfa-12804	57	10	bdt	bdt	PROPN
ajfa-12804	57	11	90	90	NUM
ajfa-12804	57	12	.	.	PUNCT
ajfa-12804	58	1	but	but	CCONJ
ajfa-12804	58	2	most	most	ADJ
ajfa-12804	58	3	of	of	ADP
ajfa-12804	58	4	the	the	DET
ajfa-12804	58	5	private	private	ADJ
ajfa-12804	58	6	banks	bank	NOUN
ajfa-12804	58	7	have	have	AUX
ajfa-12804	58	8	recently	recently	ADV
ajfa-12804	58	9	passed	pass	VERB
ajfa-12804	58	10	90	90	NUM
ajfa-12804	58	11	percent	percent	NOUN
ajfa-12804	58	12	of	of	ADP
ajfa-12804	58	13	ad	ad	NOUN
ajfa-12804	58	14	ratio	ratio	NOUN
ajfa-12804	58	15	.	.	PUNCT
ajfa-12804	59	1	as	as	ADP
ajfa-12804	59	2	a	a	DET
ajfa-12804	59	3	result	result	NOUN
ajfa-12804	59	4	,	,	PUNCT
ajfa-12804	59	5	most	most	ADJ
ajfa-12804	59	6	of	of	ADP
ajfa-12804	59	7	the	the	DET
ajfa-12804	59	8	private	private	ADJ
ajfa-12804	59	9	banks	bank	NOUN
ajfa-12804	59	10	have	have	AUX
ajfa-12804	59	11	created	create	VERB
ajfa-12804	59	12	liquidity	liquidity	NOUN
ajfa-12804	59	13	or	or	CCONJ
ajfa-12804	59	14	cash	cash	NOUN
ajfa-12804	59	15	crisis	crisis	NOUN
ajfa-12804	59	16	.	.	PUNCT
ajfa-12804	60	1	in	in	ADP
ajfa-12804	60	2	this	this	DET
ajfa-12804	60	3	situation	situation	NOUN
ajfa-12804	60	4	,	,	PUNCT
ajfa-12804	60	5	the	the	DET
ajfa-12804	60	6	bankers	banker	NOUN
ajfa-12804	60	7	strictly	strictly	ADV
ajfa-12804	60	8	ordered	order	VERB
ajfa-12804	60	9	the	the	DET
ajfa-12804	60	10	commercial	commercial	ADJ
ajfa-12804	60	11	banks	bank	NOUN
ajfa-12804	60	12	to	to	PART
ajfa-12804	60	13	refrain	refrain	VERB
ajfa-12804	60	14	from	from	ADP
ajfa-12804	60	15	aggressive	aggressive	ADJ
ajfa-12804	60	16	investments	investment	NOUN
ajfa-12804	60	17	in	in	ADP
ajfa-12804	60	18	the	the	DET
ajfa-12804	60	19	bankers	banker	NOUN
ajfa-12804	60	20	meeting	meeting	NOUN
ajfa-12804	60	21	.	.	PUNCT
ajfa-12804	61	1	after	after	ADP
ajfa-12804	61	2	the	the	DET
ajfa-12804	61	3	circular	circular	ADJ
ajfa-12804	61	4	issue	issue	NOUN
ajfa-12804	61	5	from	from	ADP
ajfa-12804	61	6	the	the	DET
ajfa-12804	61	7	bangladesh	bangladesh	PROPN
ajfa-12804	61	8	bank	bank	NOUN
ajfa-12804	61	9	,	,	PUNCT
ajfa-12804	61	10	the	the	DET
ajfa-12804	61	11	new	new	ADJ
ajfa-12804	61	12	rate	rate	NOUN
ajfa-12804	61	13	of	of	ADP
ajfa-12804	61	14	ed	ed	NOUN
ajfa-12804	61	15	ratio	ratio	NOUN
ajfa-12804	61	16	will	will	AUX
ajfa-12804	61	17	be	be	AUX
ajfa-12804	61	18	determined	determine	VERB
ajfa-12804	61	19	.	.	PUNCT
ajfa-12804	62	1	this	this	DET
ajfa-12804	62	2	rate	rate	NOUN
ajfa-12804	62	3	may	may	AUX
ajfa-12804	62	4	be	be	AUX
ajfa-12804	62	5	more	more	ADJ
ajfa-12804	62	6	than	than	ADP
ajfa-12804	62	7	80	80	NUM
ajfa-12804	62	8	percent	percent	NOUN
ajfa-12804	62	9	for	for	ADP
ajfa-12804	62	10	the	the	DET
ajfa-12804	62	11	general	general	ADJ
ajfa-12804	62	12	banks	bank	NOUN
ajfa-12804	62	13	and	and	CCONJ
ajfa-12804	62	14	85	85	NUM
ajfa-12804	62	15	percent	percent	NOUN
ajfa-12804	62	16	for	for	ADP
ajfa-12804	62	17	the	the	DET
ajfa-12804	62	18	islamic	islamic	ADJ
ajfa-12804	62	19	banks	bank	NOUN
ajfa-12804	62	20	.	.	PUNCT
ajfa-12804	63	1	the	the	DET
ajfa-12804	63	2	rates	rate	NOUN
ajfa-12804	63	3	will	will	AUX
ajfa-12804	63	4	be	be	AUX
ajfa-12804	63	5	determined	determine	VERB
ajfa-12804	63	6	by	by	ADP
ajfa-12804	63	7	excluding	exclude	VERB
ajfa-12804	63	8	cash	cash	NOUN
ajfa-12804	63	9	deposits	deposit	NOUN
ajfa-12804	63	10	(	(	PUNCT
ajfa-12804	63	11	crrs	crr	NOUN
ajfa-12804	63	12	)	)	PUNCT
ajfa-12804	63	13	and	and	CCONJ
ajfa-12804	63	14	statutory	statutory	ADJ
ajfa-12804	63	15	deposits	deposit	NOUN
ajfa-12804	63	16	(	(	PUNCT
ajfa-12804	63	17	slrs	slrs	ADJ
ajfa-12804	63	18	)	)	PUNCT
ajfa-12804	63	19	in	in	ADP
ajfa-12804	63	20	the	the	DET
ajfa-12804	63	21	central	central	ADJ
ajfa-12804	63	22	bank	bank	NOUN
ajfa-12804	63	23	.	.	PUNCT
ajfa-12804	64	1	banks	bank	NOUN
ajfa-12804	64	2	have	have	AUX
ajfa-12804	64	3	been	be	AUX
ajfa-12804	64	4	asked	ask	VERB
ajfa-12804	64	5	to	to	PART
ajfa-12804	64	6	prepare	prepare	VERB
ajfa-12804	64	7	the	the	DET
ajfa-12804	64	8	matter	matter	NOUN
ajfa-12804	64	9	from	from	ADP
ajfa-12804	64	10	now	now	ADV
ajfa-12804	64	11	on	on	ADV
ajfa-12804	64	12	.	.	PUNCT
ajfa-12804	65	1	it	it	PRON
ajfa-12804	65	2	is	be	AUX
ajfa-12804	65	3	found	find	VERB
ajfa-12804	65	4	that	that	SCONJ
ajfa-12804	65	5	huge	huge	ADJ
ajfa-12804	65	6	amount	amount	NOUN
ajfa-12804	65	7	of	of	ADP
ajfa-12804	65	8	credit	credit	NOUN
ajfa-12804	65	9	has	have	AUX
ajfa-12804	65	10	been	be	AUX
ajfa-12804	65	11	distributed	distribute	VERB
ajfa-12804	65	12	among	among	ADP
ajfa-12804	65	13	the	the	DET
ajfa-12804	65	14	banks	bank	NOUN
ajfa-12804	65	15	recently	recently	ADV
ajfa-12804	65	16	.	.	PUNCT
ajfa-12804	66	1	it	it	PRON
ajfa-12804	66	2	has	have	AUX
ajfa-12804	66	3	been	be	AUX
ajfa-12804	66	4	discussed	discuss	VERB
ajfa-12804	66	5	whether	whether	SCONJ
ajfa-12804	66	6	the	the	DET
ajfa-12804	66	7	delivery	delivery	NOUN
ajfa-12804	66	8	of	of	ADP
ajfa-12804	66	9	the	the	DET
ajfa-12804	66	10	loan	loan	NOUN
ajfa-12804	66	11	has	have	AUX
ajfa-12804	66	12	gone	go	VERB
ajfa-12804	66	13	in	in	ADP
ajfa-12804	66	14	the	the	DET
ajfa-12804	66	15	appropriate	appropriate	ADJ
ajfa-12804	66	16	sector	sector	NOUN
ajfa-12804	66	17	.	.	PUNCT
ajfa-12804	67	1	deposit	deposit	NOUN
ajfa-12804	67	2	rates	rate	NOUN
ajfa-12804	67	3	have	have	AUX
ajfa-12804	67	4	not	not	PART
ajfa-12804	67	5	been	be	AUX
ajfa-12804	67	6	deposited	deposit	VERB
ajfa-12804	67	7	at	at	ADP
ajfa-12804	67	8	the	the	DET
ajfa-12804	67	9	rate	rate	NOUN
ajfa-12804	67	10	of	of	ADP
ajfa-12804	67	11	interest	interest	NOUN
ajfa-12804	67	12	.	.	PUNCT
ajfa-12804	68	1	as	as	ADP
ajfa-12804	68	2	a	a	DET
ajfa-12804	68	3	result	result	NOUN
ajfa-12804	68	4	,	,	PUNCT
ajfa-12804	68	5	the	the	DET
ajfa-12804	68	6	ad	ad	NOUN
ajfa-12804	68	7	ratio	ratio	NOUN
ajfa-12804	68	8	of	of	ADP
ajfa-12804	68	9	the	the	DET
ajfa-12804	68	10	banks	bank	NOUN
ajfa-12804	68	11	increased	increase	VERB
ajfa-12804	68	12	.	.	PUNCT
ajfa-12804	69	1	bangladesh	bangladesh	PROPN
ajfa-12804	69	2	bank	bank	PROPN
ajfa-12804	69	3	said	say	VERB
ajfa-12804	69	4	85	85	NUM
ajfa-12804	69	5	percent	percent	NOUN
ajfa-12804	69	6	of	of	ADP
ajfa-12804	69	7	the	the	DET
ajfa-12804	69	8	ad	ad	NOUN
ajfa-12804	69	9	would	would	AUX
ajfa-12804	69	10	not	not	PART
ajfa-12804	69	11	be	be	AUX
ajfa-12804	69	12	able	able	ADJ
ajfa-12804	69	13	to	to	PART
ajfa-12804	69	14	live	live	VERB
ajfa-12804	69	15	in	in	ADP
ajfa-12804	69	16	any	any	DET
ajfa-12804	69	17	bank	bank	NOUN
ajfa-12804	69	18	.	.	PUNCT
ajfa-12804	70	1	for	for	ADP
ajfa-12804	70	2	the	the	DET
ajfa-12804	70	3	country	country	NOUN
ajfa-12804	70	4	's	's	PART
ajfa-12804	70	5	existing	exist	VERB
ajfa-12804	70	6	gdp	gdp	NOUN
ajfa-12804	70	7	growth	growth	NOUN
ajfa-12804	70	8	,	,	PUNCT
ajfa-12804	70	9	15	15	NUM
ajfa-12804	70	10	-	-	SYM
ajfa-12804	70	11	16	16	NUM
ajfa-12804	70	12	percent	percent	NOUN
ajfa-12804	70	13	of	of	ADP
ajfa-12804	70	14	the	the	DET
ajfa-12804	70	15	loan	loan	NOUN
ajfa-12804	70	16	growth	growth	NOUN
ajfa-12804	70	17	in	in	ADP
ajfa-12804	70	18	the	the	DET
ajfa-12804	70	19	private	private	ADJ
ajfa-12804	70	20	sector	sector	NOUN
ajfa-12804	70	21	is	be	AUX
ajfa-12804	70	22	sufficient	sufficient	ADJ
ajfa-12804	70	23	.	.	PUNCT
ajfa-12804	71	1	but	but	CCONJ
ajfa-12804	71	2	in	in	ADP
ajfa-12804	71	3	recent	recent	ADJ
ajfa-12804	71	4	times	time	NOUN
ajfa-12804	71	5	the	the	DET
ajfa-12804	71	6	private	private	ADJ
ajfa-12804	71	7	sector	sector	NOUN
ajfa-12804	71	8	credit	credit	NOUN
ajfa-12804	71	9	growth	growth	NOUN
ajfa-12804	71	10	grew	grow	VERB
ajfa-12804	71	11	from	from	ADP
ajfa-12804	71	12	19	19	NUM
ajfa-12804	71	13	to	to	PART
ajfa-12804	71	14	20	20	NUM
ajfa-12804	71	15	percent	percent	NOUN
ajfa-12804	71	16	.	.	PUNCT
ajfa-12804	72	1	bangladesh	bangladesh	PROPN
ajfa-12804	72	2	bank	bank	PROPN
ajfa-12804	72	3	does	do	AUX
ajfa-12804	72	4	not	not	PART
ajfa-12804	72	5	think	think	VERB
ajfa-12804	72	6	it	it	PRON
ajfa-12804	72	7	is	be	AUX
ajfa-12804	72	8	in	in	ADP
ajfa-12804	72	9	line	line	NOUN
ajfa-12804	72	10	with	with	ADP
ajfa-12804	72	11	the	the	DET
ajfa-12804	72	12	situation	situation	NOUN
ajfa-12804	72	13	.	.	PUNCT
ajfa-12804	73	1	country	country	NOUN
ajfa-12804	73	2	's	's	PART
ajfa-12804	73	3	import	import	NOUN
ajfa-12804	73	4	expenditure	expenditure	NOUN
ajfa-12804	73	5	has	have	AUX
ajfa-12804	73	6	increased	increase	VERB
ajfa-12804	73	7	over	over	ADP
ajfa-12804	73	8	the	the	DET
ajfa-12804	73	9	past	past	ADJ
ajfa-12804	73	10	year	year	NOUN
ajfa-12804	73	11	in	in	ADP
ajfa-12804	73	12	comparison	comparison	NOUN
ajfa-12804	73	13	,	,	PUNCT
ajfa-12804	73	14	export	export	NOUN
ajfa-12804	73	15	earnings	earning	NOUN
ajfa-12804	73	16	and	and	CCONJ
ajfa-12804	73	17	remittance	remittance	NOUN
ajfa-12804	73	18	did	do	AUX
ajfa-12804	73	19	not	not	PART
ajfa-12804	73	20	increase	increase	VERB
ajfa-12804	73	21	.	.	PUNCT
ajfa-12804	74	1	as	as	ADP
ajfa-12804	74	2	a	a	DET
ajfa-12804	74	3	result	result	NOUN
ajfa-12804	74	4	,	,	PUNCT
ajfa-12804	74	5	there	there	PRON
ajfa-12804	74	6	is	be	VERB
ajfa-12804	74	7	a	a	DET
ajfa-12804	74	8	shortage	shortage	NOUN
ajfa-12804	74	9	of	of	ADP
ajfa-12804	74	10	current	current	ADJ
ajfa-12804	74	11	fund	fund	NOUN
ajfa-12804	74	12	.	.	PUNCT
ajfa-12804	75	1	there	there	PRON
ajfa-12804	75	2	is	be	VERB
ajfa-12804	75	3	a	a	DET
ajfa-12804	75	4	discussion	discussion	NOUN
ajfa-12804	75	5	about	about	ADP
ajfa-12804	75	6	how	how	SCONJ
ajfa-12804	75	7	the	the	DET
ajfa-12804	75	8	deficit	deficit	NOUN
ajfa-12804	75	9	can	can	AUX
ajfa-12804	75	10	be	be	AUX
ajfa-12804	75	11	overcome	overcome	VERB
ajfa-12804	75	12	.	.	PUNCT
ajfa-12804	76	1	increasing	increase	VERB
ajfa-12804	76	2	the	the	DET
ajfa-12804	76	3	quality	quality	NOUN
ajfa-12804	76	4	of	of	ADP
ajfa-12804	76	5	the	the	DET
ajfa-12804	76	6	loan	loan	NOUN
ajfa-12804	76	7	and	and	CCONJ
ajfa-12804	76	8	raising	raise	VERB
ajfa-12804	76	9	the	the	DET
ajfa-12804	76	10	loan	loan	NOUN
ajfa-12804	76	11	for	for	ADP
ajfa-12804	76	12	the	the	DET
ajfa-12804	76	13	import	import	NOUN
ajfa-12804	76	14	of	of	ADP
ajfa-12804	76	15	quality	quality	NOUN
ajfa-12804	76	16	products	product	NOUN
ajfa-12804	76	17	,	,	PUNCT
ajfa-12804	76	18	instead	instead	ADV
ajfa-12804	76	19	of	of	ADP
ajfa-12804	76	20	increasing	increase	VERB
ajfa-12804	76	21	the	the	DET
ajfa-12804	76	22	distribution	distribution	NOUN
ajfa-12804	76	23	of	of	ADP
ajfa-12804	76	24	luxury	luxury	NOUN
ajfa-12804	76	25	goods	good	NOUN
ajfa-12804	76	26	,	,	PUNCT
ajfa-12804	76	27	should	should	AUX
ajfa-12804	76	28	be	be	AUX
ajfa-12804	76	29	followed	follow	VERB
ajfa-12804	76	30	.	.	PUNCT
ajfa-12804	77	1	asian	asian	ADJ
ajfa-12804	77	2	journal	journal	PROPN
ajfa-12804	77	3	of	of	ADP
ajfa-12804	77	4	finance	finance	PROPN
ajfa-12804	77	5	&	&	CCONJ
ajfa-12804	77	6	accounting	accounting	PROPN
ajfa-12804	77	7	issn	issn	PROPN
ajfa-12804	77	8	1946	1946	NUM
ajfa-12804	77	9	-	-	PUNCT
ajfa-12804	77	10	052x	052x	NOUN
ajfa-12804	77	11	2018	2018	NUM
ajfa-12804	77	12	,	,	PUNCT
ajfa-12804	77	13	vol	vol	NOUN
ajfa-12804	77	14	.	.	PROPN
ajfa-12804	77	15	10	10	NUM
ajfa-12804	77	16	,	,	PUNCT
ajfa-12804	77	17	no	no	INTJ
ajfa-12804	77	18	.	.	NOUN
ajfa-12804	77	19	1	1	NUM
ajfa-12804	77	20	ajfa.macrothink.org	ajfa.macrothink.org	ADJ
ajfa-12804	77	21	182	182	NUM
ajfa-12804	77	22	2.2	2.2	NUM
ajfa-12804	77	23	market	market	NOUN
ajfa-12804	77	24	risk	risk	NOUN
ajfa-12804	77	25	market	market	NOUN
ajfa-12804	77	26	risk	risk	NOUN
ajfa-12804	77	27	is	be	AUX
ajfa-12804	77	28	“	"	PUNCT
ajfa-12804	77	29	the	the	DET
ajfa-12804	77	30	risk	risk	NOUN
ajfa-12804	77	31	related	relate	VERB
ajfa-12804	77	32	to	to	ADP
ajfa-12804	77	33	the	the	DET
ajfa-12804	77	34	uncertainty	uncertainty	NOUN
ajfa-12804	77	35	of	of	ADP
ajfa-12804	77	36	a	a	DET
ajfa-12804	77	37	financial	financial	ADJ
ajfa-12804	77	38	institution	institution	NOUN
ajfa-12804	77	39	’s	’s	PART
ajfa-12804	77	40	earnings	earning	NOUN
ajfa-12804	77	41	on	on	ADP
ajfa-12804	77	42	its	its	PRON
ajfa-12804	77	43	trading	trading	NOUN
ajfa-12804	77	44	portfolio	portfolio	NOUN
ajfa-12804	77	45	caused	cause	VERB
ajfa-12804	77	46	by	by	ADP
ajfa-12804	77	47	changes	change	NOUN
ajfa-12804	77	48	in	in	ADP
ajfa-12804	77	49	market	market	NOUN
ajfa-12804	77	50	conditions	condition	NOUN
ajfa-12804	77	51	such	such	ADJ
ajfa-12804	77	52	as	as	ADP
ajfa-12804	77	53	the	the	DET
ajfa-12804	77	54	price	price	NOUN
ajfa-12804	77	55	of	of	ADP
ajfa-12804	77	56	an	an	DET
ajfa-12804	77	57	asset	asset	NOUN
ajfa-12804	77	58	,	,	PUNCT
ajfa-12804	77	59	interest	interest	NOUN
ajfa-12804	77	60	rates	rate	NOUN
ajfa-12804	77	61	,	,	PUNCT
ajfa-12804	77	62	market	market	NOUN
ajfa-12804	77	63	volatility	volatility	NOUN
ajfa-12804	77	64	,	,	PUNCT
ajfa-12804	77	65	and	and	CCONJ
ajfa-12804	77	66	market	market	NOUN
ajfa-12804	77	67	liquidity	liquidity	NOUN
ajfa-12804	77	68	”	"	PUNCT
ajfa-12804	77	69	(	(	PUNCT
ajfa-12804	77	70	saunders	saunder	NOUN
ajfa-12804	77	71	,	,	PUNCT
ajfa-12804	77	72	chapter	chapter	NOUN
ajfa-12804	77	73	10	10	NUM
ajfa-12804	77	74	)	)	PUNCT
ajfa-12804	77	75	.	.	PUNCT
ajfa-12804	78	1	bank	bank	PROPN
ajfa-12804	78	2	exposed	expose	VERB
ajfa-12804	78	3	the	the	DET
ajfa-12804	78	4	market	market	NOUN
ajfa-12804	78	5	risk	risk	NOUN
ajfa-12804	78	6	in	in	ADP
ajfa-12804	78	7	different	different	ADJ
ajfa-12804	78	8	ways	way	NOUN
ajfa-12804	78	9	.	.	PUNCT
ajfa-12804	79	1	generally	generally	ADV
ajfa-12804	79	2	,	,	PUNCT
ajfa-12804	79	3	it	it	PRON
ajfa-12804	79	4	categories	category	NOUN
ajfa-12804	79	5	into	into	ADP
ajfa-12804	79	6	two	two	NUM
ajfa-12804	79	7	heads	head	NOUN
ajfa-12804	79	8	based	base	VERB
ajfa-12804	79	9	on	on	ADP
ajfa-12804	79	10	the	the	DET
ajfa-12804	79	11	situations	situation	NOUN
ajfa-12804	79	12	,	,	PUNCT
ajfa-12804	79	13	where	where	SCONJ
ajfa-12804	79	14	the	the	DET
ajfa-12804	79	15	volatility	volatility	NOUN
ajfa-12804	79	16	of	of	ADP
ajfa-12804	79	17	similar	similar	ADJ
ajfa-12804	79	18	assets	asset	NOUN
ajfa-12804	79	19	are	be	AUX
ajfa-12804	79	20	affected	affect	VERB
ajfa-12804	79	21	by	by	ADP
ajfa-12804	79	22	systematic	systematic	ADJ
ajfa-12804	79	23	risk	risk	NOUN
ajfa-12804	79	24	in	in	ADP
ajfa-12804	79	25	the	the	DET
ajfa-12804	79	26	financial	financial	ADJ
ajfa-12804	79	27	markets	market	NOUN
ajfa-12804	79	28	;	;	PUNCT
ajfa-12804	79	29	alternatively	alternatively	ADV
ajfa-12804	79	30	the	the	DET
ajfa-12804	79	31	individual	individual	ADJ
ajfa-12804	79	32	asset	asset	NOUN
ajfa-12804	79	33	is	be	AUX
ajfa-12804	79	34	affected	affect	VERB
ajfa-12804	79	35	by	by	ADP
ajfa-12804	79	36	specific	specific	ADJ
ajfa-12804	79	37	risk	risk	NOUN
ajfa-12804	79	38	(	(	PUNCT
ajfa-12804	79	39	apostolik	apostolik	NOUN
ajfa-12804	79	40	et	et	PROPN
ajfa-12804	79	41	al	al	PROPN
ajfa-12804	79	42	.	.	PROPN
ajfa-12804	79	43	2009	2009	NUM
ajfa-12804	79	44	)	)	PUNCT
ajfa-12804	79	45	.	.	PUNCT
ajfa-12804	80	1	in	in	ADP
ajfa-12804	80	2	the	the	DET
ajfa-12804	80	3	banking	banking	NOUN
ajfa-12804	80	4	industry	industry	NOUN
ajfa-12804	80	5	,	,	PUNCT
ajfa-12804	80	6	four	four	NUM
ajfa-12804	80	7	(	(	PUNCT
ajfa-12804	80	8	4	4	NUM
ajfa-12804	80	9	)	)	PUNCT
ajfa-12804	80	10	common	common	ADJ
ajfa-12804	80	11	types	type	NOUN
ajfa-12804	80	12	of	of	ADP
ajfa-12804	80	13	market	market	NOUN
ajfa-12804	80	14	risk	risk	NOUN
ajfa-12804	80	15	are	be	AUX
ajfa-12804	80	16	found	find	VERB
ajfa-12804	80	17	which	which	PRON
ajfa-12804	80	18	are	be	AUX
ajfa-12804	80	19	:	:	PUNCT
ajfa-12804	80	20	interest	interest	NOUN
ajfa-12804	80	21	rate	rate	NOUN
ajfa-12804	80	22	risk	risk	NOUN
ajfa-12804	80	23	(	(	PUNCT
ajfa-12804	80	24	irr	irr	PROPN
ajfa-12804	80	25	)	)	PUNCT
ajfa-12804	80	26	,	,	PUNCT
ajfa-12804	80	27	foreign	foreign	ADJ
ajfa-12804	80	28	exchange	exchange	NOUN
ajfa-12804	80	29	rate	rate	NOUN
ajfa-12804	80	30	risk	risk	NOUN
ajfa-12804	80	31	(	(	PUNCT
ajfa-12804	80	32	eer	eer	NOUN
ajfa-12804	80	33	)	)	PUNCT
ajfa-12804	80	34	,	,	PUNCT
ajfa-12804	80	35	equity	equity	NOUN
ajfa-12804	80	36	price	price	NOUN
ajfa-12804	80	37	risk	risk	NOUN
ajfa-12804	80	38	(	(	PUNCT
ajfa-12804	80	39	epr	epr	ADJ
ajfa-12804	80	40	)	)	PUNCT
ajfa-12804	80	41	and	and	CCONJ
ajfa-12804	80	42	lastly	lastly	ADV
ajfa-12804	80	43	commodities	commodity	NOUN
ajfa-12804	80	44	risk	risk	NOUN
ajfa-12804	80	45	(	(	PUNCT
ajfa-12804	80	46	apostolik	apostolik	NOUN
ajfa-12804	80	47	et	et	PROPN
ajfa-12804	80	48	al	al	PROPN
ajfa-12804	80	49	.	.	PROPN
ajfa-12804	80	50	,	,	PUNCT
ajfa-12804	80	51	2009	2009	NUM
ajfa-12804	80	52	;	;	PUNCT
ajfa-12804	80	53	jorion	jorion	NOUN
ajfa-12804	80	54	,	,	PUNCT
ajfa-12804	80	55	2003	2003	NUM
ajfa-12804	80	56	;	;	PUNCT
ajfa-12804	80	57	and	and	CCONJ
ajfa-12804	80	58	greuning	greuning	NOUN
ajfa-12804	80	59	and	and	CCONJ
ajfa-12804	80	60	bratanovic	bratanovic	ADJ
ajfa-12804	80	61	,	,	PUNCT
ajfa-12804	80	62	2003	2003	NUM
ajfa-12804	80	63	)	)	PUNCT
ajfa-12804	80	64	.	.	PUNCT
ajfa-12804	81	1	the	the	DET
ajfa-12804	81	2	market	market	NOUN
ajfa-12804	81	3	risk	risk	NOUN
ajfa-12804	81	4	measurement	measurement	NOUN
ajfa-12804	81	5	is	be	AUX
ajfa-12804	81	6	very	very	ADV
ajfa-12804	81	7	important	important	ADJ
ajfa-12804	81	8	,	,	PUNCT
ajfa-12804	81	9	because	because	SCONJ
ajfa-12804	81	10	:	:	PUNCT
ajfa-12804	81	11	a	a	X
ajfa-12804	81	12	)	)	PUNCT
ajfa-12804	81	13	management	management	NOUN
ajfa-12804	81	14	decision	decision	NOUN
ajfa-12804	81	15	:	:	PUNCT
ajfa-12804	81	16	the	the	DET
ajfa-12804	81	17	strategic	strategic	ADJ
ajfa-12804	81	18	level	level	NOUN
ajfa-12804	81	19	employee	employee	NOUN
ajfa-12804	81	20	wants	want	VERB
ajfa-12804	81	21	market	market	NOUN
ajfa-12804	81	22	risk	risk	NOUN
ajfa-12804	81	23	related	relate	VERB
ajfa-12804	81	24	information	information	NOUN
ajfa-12804	81	25	for	for	ADP
ajfa-12804	81	26	better	well	ADJ
ajfa-12804	81	27	and	and	CCONJ
ajfa-12804	81	28	decision	decision	NOUN
ajfa-12804	81	29	making	making	NOUN
ajfa-12804	81	30	.	.	PUNCT
ajfa-12804	82	1	b	b	X
ajfa-12804	82	2	)	)	PUNCT
ajfa-12804	82	3	limit	limit	NOUN
ajfa-12804	82	4	setup	setup	NOUN
ajfa-12804	82	5	:	:	PUNCT
ajfa-12804	82	6	market	market	NOUN
ajfa-12804	82	7	risk	risk	NOUN
ajfa-12804	82	8	information	information	NOUN
ajfa-12804	82	9	helps	help	VERB
ajfa-12804	82	10	in	in	ADP
ajfa-12804	82	11	target	target	NOUN
ajfa-12804	82	12	setting	setting	NOUN
ajfa-12804	82	13	or	or	CCONJ
ajfa-12804	82	14	position	position	NOUN
ajfa-12804	82	15	limits	limit	NOUN
ajfa-12804	82	16	.	.	PUNCT
ajfa-12804	83	1	c	c	X
ajfa-12804	83	2	)	)	PUNCT
ajfa-12804	83	3	utilization	utilization	NOUN
ajfa-12804	83	4	of	of	ADP
ajfa-12804	83	5	resources	resource	NOUN
ajfa-12804	83	6	:	:	PUNCT
ajfa-12804	83	7	market	market	NOUN
ajfa-12804	83	8	risk	risk	NOUN
ajfa-12804	83	9	profile	profile	NOUN
ajfa-12804	83	10	compares	compare	VERB
ajfa-12804	83	11	and	and	CCONJ
ajfa-12804	83	12	contrast	contrast	VERB
ajfa-12804	83	13	the	the	DET
ajfa-12804	83	14	risk	risk	NOUN
ajfa-12804	83	15	and	and	CCONJ
ajfa-12804	83	16	return	return	VERB
ajfa-12804	83	17	tradeoff	tradeoff	NOUN
ajfa-12804	83	18	in	in	ADP
ajfa-12804	83	19	each	each	DET
ajfa-12804	83	20	asset	asset	NOUN
ajfa-12804	83	21	class	class	NOUN
ajfa-12804	83	22	and	and	CCONJ
ajfa-12804	83	23	help	help	VERB
ajfa-12804	83	24	to	to	PART
ajfa-12804	83	25	keep	keep	VERB
ajfa-12804	83	26	sufficient	sufficient	ADJ
ajfa-12804	83	27	capital	capital	NOUN
ajfa-12804	83	28	for	for	ADP
ajfa-12804	83	29	the	the	DET
ajfa-12804	83	30	risky	risky	ADJ
ajfa-12804	83	31	assets	asset	NOUN
ajfa-12804	83	32	.	.	PUNCT
ajfa-12804	84	1	d	d	X
ajfa-12804	84	2	)	)	PUNCT
ajfa-12804	84	3	performance	performance	NOUN
ajfa-12804	84	4	judgment	judgment	NOUN
ajfa-12804	84	5	:	:	PUNCT
ajfa-12804	84	6	the	the	DET
ajfa-12804	84	7	risk	risk	NOUN
ajfa-12804	84	8	-	-	PUNCT
ajfa-12804	84	9	return	return	NOUN
ajfa-12804	84	10	composition	composition	NOUN
ajfa-12804	84	11	easily	easily	ADV
ajfa-12804	84	12	identified	identify	VERB
ajfa-12804	84	13	the	the	DET
ajfa-12804	84	14	less	less	ADV
ajfa-12804	84	15	risky	risky	ADJ
ajfa-12804	84	16	projects	project	NOUN
ajfa-12804	84	17	and	and	CCONJ
ajfa-12804	84	18	can	can	AUX
ajfa-12804	84	19	set	set	VERB
ajfa-12804	84	20	the	the	DET
ajfa-12804	84	21	real	real	ADJ
ajfa-12804	84	22	benefit	benefit	NOUN
ajfa-12804	84	23	scheme	scheme	NOUN
ajfa-12804	84	24	.	.	PUNCT
ajfa-12804	85	1	e	e	X
ajfa-12804	85	2	)	)	PUNCT
ajfa-12804	85	3	the	the	DET
ajfa-12804	85	4	effectiveness	effectiveness	NOUN
ajfa-12804	85	5	of	of	ADP
ajfa-12804	85	6	regulation	regulation	NOUN
ajfa-12804	85	7	:	:	PUNCT
ajfa-12804	85	8	the	the	DET
ajfa-12804	85	9	internal	internal	ADJ
ajfa-12804	85	10	rating	rating	NOUN
ajfa-12804	85	11	based	base	VERB
ajfa-12804	85	12	techniques	technique	NOUN
ajfa-12804	85	13	can	can	AUX
ajfa-12804	85	14	ensure	ensure	VERB
ajfa-12804	85	15	superior	superior	ADJ
ajfa-12804	85	16	capital	capital	NOUN
ajfa-12804	85	17	allotment	allotment	NOUN
ajfa-12804	85	18	.	.	PUNCT
ajfa-12804	86	1	2.3	2.3	NUM
ajfa-12804	86	2	liquidity	liquidity	NOUN
ajfa-12804	86	3	risk	risk	NOUN
ajfa-12804	86	4	liquidity	liquidity	NOUN
ajfa-12804	86	5	risk	risk	NOUN
ajfa-12804	86	6	concept	concept	NOUN
ajfa-12804	86	7	is	be	AUX
ajfa-12804	86	8	inherently	inherently	ADV
ajfa-12804	86	9	involved	involve	VERB
ajfa-12804	86	10	with	with	ADP
ajfa-12804	86	11	the	the	DET
ajfa-12804	86	12	financial	financial	ADJ
ajfa-12804	86	13	risk	risk	NOUN
ajfa-12804	86	14	in	in	ADP
ajfa-12804	86	15	the	the	DET
ajfa-12804	86	16	contemporary	contemporary	ADJ
ajfa-12804	86	17	banking	banking	NOUN
ajfa-12804	86	18	system	system	NOUN
ajfa-12804	86	19	.	.	PUNCT
ajfa-12804	87	1	in	in	ADP
ajfa-12804	87	2	fact	fact	NOUN
ajfa-12804	87	3	,	,	PUNCT
ajfa-12804	87	4	the	the	DET
ajfa-12804	87	5	shortage	shortage	NOUN
ajfa-12804	87	6	of	of	ADP
ajfa-12804	87	7	liquid	liquid	ADJ
ajfa-12804	87	8	assets	asset	NOUN
ajfa-12804	87	9	makes	make	VERB
ajfa-12804	87	10	the	the	DET
ajfa-12804	87	11	banks	bank	NOUN
ajfa-12804	87	12	more	more	ADV
ajfa-12804	87	13	vulnerable	vulnerable	ADJ
ajfa-12804	87	14	as	as	ADP
ajfa-12804	87	15	banks	bank	NOUN
ajfa-12804	87	16	involved	involve	VERB
ajfa-12804	87	17	with	with	ADP
ajfa-12804	87	18	loan	loan	NOUN
ajfa-12804	87	19	grants	grant	NOUN
ajfa-12804	87	20	and	and	CCONJ
ajfa-12804	87	21	further	further	ADJ
ajfa-12804	87	22	investments	investment	NOUN
ajfa-12804	87	23	which	which	PRON
ajfa-12804	87	24	can	can	AUX
ajfa-12804	87	25	not	not	PART
ajfa-12804	87	26	be	be	AUX
ajfa-12804	87	27	extended	extend	VERB
ajfa-12804	87	28	due	due	ADP
ajfa-12804	87	29	to	to	ADP
ajfa-12804	87	30	fund	fund	NOUN
ajfa-12804	87	31	crisis	crisis	NOUN
ajfa-12804	87	32	.	.	PUNCT
ajfa-12804	88	1	though	though	ADV
ajfa-12804	88	2	,	,	PUNCT
ajfa-12804	88	3	different	different	ADJ
ajfa-12804	88	4	research	research	NOUN
ajfa-12804	88	5	outcomes	outcome	NOUN
ajfa-12804	88	6	based	base	VERB
ajfa-12804	88	7	on	on	ADP
ajfa-12804	88	8	different	different	ADJ
ajfa-12804	88	9	categories	category	NOUN
ajfa-12804	88	10	of	of	ADP
ajfa-12804	88	11	bank	bank	NOUN
ajfa-12804	88	12	risk	risk	NOUN
ajfa-12804	88	13	but	but	CCONJ
ajfa-12804	88	14	all	all	PRON
ajfa-12804	88	15	of	of	ADP
ajfa-12804	88	16	them	they	PRON
ajfa-12804	88	17	are	be	AUX
ajfa-12804	88	18	interlinked	interlink	VERB
ajfa-12804	88	19	with	with	ADP
ajfa-12804	88	20	one	one	NUM
ajfa-12804	88	21	another	another	DET
ajfa-12804	88	22	.	.	PUNCT
ajfa-12804	89	1	the	the	DET
ajfa-12804	89	2	logic	logic	NOUN
ajfa-12804	89	3	behind	behind	ADP
ajfa-12804	89	4	this	this	DET
ajfa-12804	89	5	inefficient	inefficient	ADJ
ajfa-12804	89	6	credit	credit	NOUN
ajfa-12804	89	7	approval	approval	NOUN
ajfa-12804	89	8	or	or	CCONJ
ajfa-12804	89	9	unworthy	unworthy	ADJ
ajfa-12804	89	10	investment	investment	NOUN
ajfa-12804	89	11	initiated	initiate	VERB
ajfa-12804	89	12	the	the	DET
ajfa-12804	89	13	future	future	ADJ
ajfa-12804	89	14	liquidity	liquidity	NOUN
ajfa-12804	89	15	crisis	crisis	NOUN
ajfa-12804	89	16	that	that	PRON
ajfa-12804	89	17	leads	lead	VERB
ajfa-12804	89	18	to	to	ADP
ajfa-12804	89	19	the	the	DET
ajfa-12804	89	20	higher	high	ADJ
ajfa-12804	89	21	market	market	NOUN
ajfa-12804	89	22	risk	risk	NOUN
ajfa-12804	89	23	due	due	ADP
ajfa-12804	89	24	to	to	ADP
ajfa-12804	89	25	lower	low	ADJ
ajfa-12804	89	26	performance	performance	NOUN
ajfa-12804	89	27	and	and	CCONJ
ajfa-12804	89	28	higher	high	ADJ
ajfa-12804	89	29	volatility	volatility	NOUN
ajfa-12804	89	30	of	of	ADP
ajfa-12804	89	31	return	return	NOUN
ajfa-12804	89	32	.	.	PUNCT
ajfa-12804	90	1	after	after	ADP
ajfa-12804	90	2	the	the	DET
ajfa-12804	90	3	global	global	ADJ
ajfa-12804	90	4	financial	financial	ADJ
ajfa-12804	90	5	crisis	crisis	NOUN
ajfa-12804	90	6	,	,	PUNCT
ajfa-12804	90	7	the	the	DET
ajfa-12804	90	8	practitioner	practitioner	NOUN
ajfa-12804	90	9	,	,	PUNCT
ajfa-12804	90	10	regulators	regulator	NOUN
ajfa-12804	90	11	and	and	CCONJ
ajfa-12804	90	12	market	market	NOUN
ajfa-12804	90	13	participants	participant	NOUN
ajfa-12804	90	14	are	be	AUX
ajfa-12804	90	15	more	more	ADJ
ajfa-12804	90	16	concern	concern	NOUN
ajfa-12804	90	17	about	about	ADP
ajfa-12804	90	18	the	the	DET
ajfa-12804	90	19	liquidity	liquidity	NOUN
ajfa-12804	90	20	crisis	crisis	NOUN
ajfa-12804	90	21	and	and	CCONJ
ajfa-12804	90	22	tried	try	VERB
ajfa-12804	90	23	to	to	PART
ajfa-12804	90	24	update	update	VERB
ajfa-12804	90	25	the	the	DET
ajfa-12804	90	26	existing	exist	VERB
ajfa-12804	90	27	standards	standard	NOUN
ajfa-12804	90	28	with	with	ADP
ajfa-12804	90	29	incorporating	incorporate	VERB
ajfa-12804	90	30	preventive	preventive	ADJ
ajfa-12804	90	31	measures	measure	NOUN
ajfa-12804	90	32	for	for	ADP
ajfa-12804	90	33	bank	bank	NOUN
ajfa-12804	90	34	liquidity	liquidity	NOUN
ajfa-12804	90	35	crunch	crunch	NOUN
ajfa-12804	90	36	.	.	PUNCT
ajfa-12804	91	1	2.3.1	2.3.1	NUM
ajfa-12804	91	2	liquidity	liquidity	NOUN
ajfa-12804	91	3	risk	risk	NOUN
ajfa-12804	91	4	component	component	NOUN
ajfa-12804	91	5	:	:	PUNCT
ajfa-12804	91	6	banks	bank	NOUN
ajfa-12804	91	7	liquidity	liquidity	NOUN
ajfa-12804	91	8	thresholds	threshold	NOUN
ajfa-12804	91	9	categorize	categorize	VERB
ajfa-12804	91	10	the	the	DET
ajfa-12804	91	11	core	core	ADJ
ajfa-12804	91	12	components	component	NOUN
ajfa-12804	91	13	of	of	ADP
ajfa-12804	91	14	liquidity	liquidity	NOUN
ajfa-12804	91	15	risk	risk	NOUN
ajfa-12804	91	16	based	base	VERB
ajfa-12804	91	17	on	on	ADP
ajfa-12804	91	18	meeting	meet	VERB
ajfa-12804	91	19	the	the	DET
ajfa-12804	91	20	liquidity	liquidity	NOUN
ajfa-12804	91	21	using	use	VERB
ajfa-12804	91	22	assets	asset	NOUN
ajfa-12804	91	23	conversion	conversion	NOUN
ajfa-12804	91	24	or	or	CCONJ
ajfa-12804	91	25	funds	fund	NOUN
ajfa-12804	91	26	creation	creation	NOUN
ajfa-12804	91	27	.	.	PUNCT
ajfa-12804	92	1	the	the	DET
ajfa-12804	92	2	types	type	NOUN
ajfa-12804	92	3	of	of	ADP
ajfa-12804	92	4	liquidity	liquidity	NOUN
ajfa-12804	92	5	risk	risk	NOUN
ajfa-12804	92	6	are	be	AUX
ajfa-12804	92	7	exposed	expose	VERB
ajfa-12804	92	8	with	with	ADP
ajfa-12804	92	9	the	the	DET
ajfa-12804	92	10	purpose	purpose	NOUN
ajfa-12804	92	11	of	of	ADP
ajfa-12804	92	12	the	the	DET
ajfa-12804	92	13	banks	bank	NOUN
ajfa-12804	92	14	.	.	PUNCT
ajfa-12804	93	1	these	these	PRON
ajfa-12804	93	2	are	be	AUX
ajfa-12804	93	3	:	:	PUNCT
ajfa-12804	93	4	i	i	X
ajfa-12804	93	5	)	)	PUNCT
ajfa-12804	93	6	firstly	firstly	ADV
ajfa-12804	93	7	,	,	PUNCT
ajfa-12804	93	8	banks	bank	NOUN
ajfa-12804	93	9	are	be	AUX
ajfa-12804	93	10	leveling	level	VERB
ajfa-12804	93	11	the	the	DET
ajfa-12804	93	12	liquidity	liquidity	NOUN
ajfa-12804	93	13	risk	risk	NOUN
ajfa-12804	93	14	by	by	ADP
ajfa-12804	93	15	liquidity	liquidity	NOUN
ajfa-12804	93	16	risk	risk	NOUN
ajfa-12804	93	17	management	management	NOUN
ajfa-12804	93	18	practice	practice	NOUN
ajfa-12804	93	19	within	within	ADP
ajfa-12804	93	20	the	the	DET
ajfa-12804	93	21	banks	bank	NOUN
ajfa-12804	93	22	and	and	CCONJ
ajfa-12804	93	23	termed	term	VERB
ajfa-12804	93	24	it	it	PRON
ajfa-12804	93	25	as	as	ADP
ajfa-12804	93	26	an	an	DET
ajfa-12804	93	27	idiosyncratic	idiosyncratic	ADJ
ajfa-12804	93	28	risk	risk	NOUN
ajfa-12804	93	29	.	.	PUNCT
ajfa-12804	94	1	it	it	PRON
ajfa-12804	94	2	is	be	AUX
ajfa-12804	94	3	found	find	VERB
ajfa-12804	94	4	that	that	SCONJ
ajfa-12804	94	5	good	good	ADJ
ajfa-12804	94	6	corporate	corporate	ADJ
ajfa-12804	94	7	culture	culture	NOUN
ajfa-12804	94	8	is	be	AUX
ajfa-12804	94	9	incorporating	incorporate	VERB
ajfa-12804	94	10	strong	strong	ADJ
ajfa-12804	94	11	liquidity	liquidity	NOUN
ajfa-12804	94	12	risk	risk	NOUN
ajfa-12804	94	13	management	management	NOUN
ajfa-12804	94	14	and	and	CCONJ
ajfa-12804	94	15	exposed	expose	VERB
ajfa-12804	94	16	to	to	ADP
ajfa-12804	94	17	lower	low	ADJ
ajfa-12804	94	18	idiosyncratic	idiosyncratic	ADJ
ajfa-12804	94	19	risk	risk	NOUN
ajfa-12804	94	20	.	.	PUNCT
ajfa-12804	95	1	asian	asian	ADJ
ajfa-12804	95	2	journal	journal	PROPN
ajfa-12804	95	3	of	of	ADP
ajfa-12804	95	4	finance	finance	PROPN
ajfa-12804	95	5	&	&	CCONJ
ajfa-12804	95	6	accounting	accounting	PROPN
ajfa-12804	95	7	issn	issn	PROPN
ajfa-12804	95	8	1946	1946	NUM
ajfa-12804	95	9	-	-	PUNCT
ajfa-12804	95	10	052x	052x	NOUN
ajfa-12804	95	11	2018	2018	NUM
ajfa-12804	95	12	,	,	PUNCT
ajfa-12804	95	13	vol	vol	NOUN
ajfa-12804	95	14	.	.	PROPN
ajfa-12804	96	1	10	10	NUM
ajfa-12804	96	2	,	,	PUNCT
ajfa-12804	96	3	no	no	INTJ
ajfa-12804	96	4	.	.	NOUN
ajfa-12804	96	5	1	1	NUM
ajfa-12804	96	6	ajfa.macrothink.org	ajfa.macrothink.org	PROPN
ajfa-12804	96	7	183	183	NUM
ajfa-12804	96	8	ii	ii	NOUN
ajfa-12804	96	9	)	)	PUNCT
ajfa-12804	96	10	secondly	secondly	ADV
ajfa-12804	96	11	,	,	PUNCT
ajfa-12804	96	12	the	the	DET
ajfa-12804	96	13	liquidity	liquidity	NOUN
ajfa-12804	96	14	risk	risk	NOUN
ajfa-12804	96	15	involved	involve	VERB
ajfa-12804	96	16	with	with	ADP
ajfa-12804	96	17	the	the	DET
ajfa-12804	96	18	maturity	maturity	NOUN
ajfa-12804	96	19	of	of	ADP
ajfa-12804	96	20	assets	asset	NOUN
ajfa-12804	96	21	that	that	PRON
ajfa-12804	96	22	influence	influence	VERB
ajfa-12804	96	23	the	the	DET
ajfa-12804	96	24	market	market	NOUN
ajfa-12804	96	25	.	.	PUNCT
ajfa-12804	97	1	in	in	ADP
ajfa-12804	97	2	fact	fact	NOUN
ajfa-12804	97	3	,	,	PUNCT
ajfa-12804	97	4	the	the	DET
ajfa-12804	97	5	mismatch	mismatch	NOUN
ajfa-12804	97	6	in	in	ADP
ajfa-12804	97	7	market	market	NOUN
ajfa-12804	97	8	liquidity	liquidity	NOUN
ajfa-12804	97	9	grounds	ground	VERB
ajfa-12804	97	10	the	the	DET
ajfa-12804	97	11	higher	high	ADJ
ajfa-12804	97	12	propensity	propensity	NOUN
ajfa-12804	97	13	to	to	PART
ajfa-12804	97	14	fund	fund	VERB
ajfa-12804	97	15	crisis	crisis	NOUN
ajfa-12804	97	16	in	in	ADP
ajfa-12804	97	17	the	the	DET
ajfa-12804	97	18	bank	bank	NOUN
ajfa-12804	97	19	.	.	PUNCT
ajfa-12804	98	1	however	however	ADV
ajfa-12804	98	2	,	,	PUNCT
ajfa-12804	98	3	the	the	DET
ajfa-12804	98	4	liquidity	liquidity	NOUN
ajfa-12804	98	5	disruption	disruption	NOUN
ajfa-12804	98	6	affects	affect	VERB
ajfa-12804	98	7	the	the	DET
ajfa-12804	98	8	market	market	NOUN
ajfa-12804	98	9	negatively	negatively	ADV
ajfa-12804	98	10	due	due	ADJ
ajfa-12804	98	11	to	to	ADP
ajfa-12804	98	12	inconsistent	inconsistent	ADJ
ajfa-12804	98	13	waves	wave	NOUN
ajfa-12804	98	14	of	of	ADP
ajfa-12804	98	15	cash	cash	NOUN
ajfa-12804	98	16	-	-	PUNCT
ajfa-12804	98	17	flows	flow	NOUN
ajfa-12804	98	18	.	.	PUNCT
ajfa-12804	99	1	2.3.2	2.3.2	NUM
ajfa-12804	99	2	liquidity	liquidity	NOUN
ajfa-12804	99	3	risk	risk	NOUN
ajfa-12804	99	4	under	under	ADP
ajfa-12804	99	5	basel	basel	PROPN
ajfa-12804	99	6	iii	iii	PROPN
ajfa-12804	99	7	according	accord	VERB
ajfa-12804	99	8	to	to	ADP
ajfa-12804	99	9	basel	basel	PROPN
ajfa-12804	99	10	iii	iii	PROPN
ajfa-12804	99	11	(	(	PUNCT
ajfa-12804	99	12	section	section	NOUN
ajfa-12804	99	13	8.1.3.4	8.1.3.4	NUM
ajfa-12804	99	14	)	)	PUNCT
ajfa-12804	99	15	,	,	PUNCT
ajfa-12804	99	16	liquidity	liquidity	NOUN
ajfa-12804	99	17	risk	risk	NOUN
ajfa-12804	99	18	can	can	AUX
ajfa-12804	99	19	be	be	AUX
ajfa-12804	99	20	defined	define	VERB
ajfa-12804	99	21	by	by	ADP
ajfa-12804	99	22	maturity	maturity	NOUN
ajfa-12804	99	23	or	or	CCONJ
ajfa-12804	99	24	cash	cash	NOUN
ajfa-12804	99	25	conversion	conversion	NOUN
ajfa-12804	99	26	cycle	cycle	NOUN
ajfa-12804	99	27	.	.	PUNCT
ajfa-12804	100	1	when	when	SCONJ
ajfa-12804	100	2	given	give	VERB
ajfa-12804	100	3	security	security	NOUN
ajfa-12804	100	4	or	or	CCONJ
ajfa-12804	100	5	asset	asset	NOUN
ajfa-12804	100	6	is	be	AUX
ajfa-12804	100	7	failed	fail	VERB
ajfa-12804	100	8	to	to	PART
ajfa-12804	100	9	trade	trade	VERB
ajfa-12804	100	10	quickly	quickly	ADV
ajfa-12804	100	11	in	in	ADP
ajfa-12804	100	12	the	the	DET
ajfa-12804	100	13	market	market	NOUN
ajfa-12804	100	14	to	to	PART
ajfa-12804	100	15	avoid	avoid	VERB
ajfa-12804	100	16	probable	probable	ADJ
ajfa-12804	100	17	losses	loss	NOUN
ajfa-12804	100	18	or	or	CCONJ
ajfa-12804	100	19	unable	unable	ADJ
ajfa-12804	100	20	to	to	PART
ajfa-12804	100	21	acquire	acquire	VERB
ajfa-12804	100	22	obligatory	obligatory	ADJ
ajfa-12804	100	23	profit	profit	NOUN
ajfa-12804	100	24	or	or	CCONJ
ajfa-12804	100	25	the	the	DET
ajfa-12804	100	26	bank	bank	NOUN
ajfa-12804	100	27	is	be	AUX
ajfa-12804	100	28	fall	fall	NOUN
ajfa-12804	100	29	in	in	ADP
ajfa-12804	100	30	a	a	DET
ajfa-12804	100	31	position	position	NOUN
ajfa-12804	100	32	where	where	SCONJ
ajfa-12804	100	33	they	they	PRON
ajfa-12804	100	34	could	could	AUX
ajfa-12804	100	35	not	not	PART
ajfa-12804	100	36	fulfill	fulfill	VERB
ajfa-12804	100	37	the	the	DET
ajfa-12804	100	38	commitments	commitment	NOUN
ajfa-12804	100	39	in	in	ADP
ajfa-12804	100	40	time	time	NOUN
ajfa-12804	100	41	or	or	CCONJ
ajfa-12804	100	42	the	the	DET
ajfa-12804	100	43	payment	payment	NOUN
ajfa-12804	100	44	to	to	ADP
ajfa-12804	100	45	creditors	creditor	NOUN
ajfa-12804	100	46	become	become	VERB
ajfa-12804	100	47	due	due	ADJ
ajfa-12804	100	48	,	,	PUNCT
ajfa-12804	100	49	then	then	ADV
ajfa-12804	100	50	it	it	PRON
ajfa-12804	100	51	is	be	AUX
ajfa-12804	100	52	called	call	VERB
ajfa-12804	100	53	liquidity	liquidity	NOUN
ajfa-12804	100	54	risk	risk	NOUN
ajfa-12804	100	55	.	.	PUNCT
ajfa-12804	101	1	liquidity	liquidity	NOUN
ajfa-12804	101	2	risk	risk	NOUN
ajfa-12804	101	3	is	be	AUX
ajfa-12804	101	4	categorized	categorize	VERB
ajfa-12804	101	5	into	into	ADP
ajfa-12804	101	6	two	two	NUM
ajfa-12804	101	7	types	type	NOUN
ajfa-12804	101	8	:	:	PUNCT
ajfa-12804	101	9	i.	i.	PROPN
ajfa-12804	101	10	funding	funding	PROPN
ajfa-12804	101	11	liquidity	liquidity	NOUN
ajfa-12804	101	12	risk	risk	NOUN
ajfa-12804	101	13	(	(	PUNCT
ajfa-12804	101	14	flr	flr	PROPN
ajfa-12804	101	15	)	)	PUNCT
ajfa-12804	101	16	ii	ii	PROPN
ajfa-12804	101	17	.	.	PUNCT
ajfa-12804	102	1	market	market	NOUN
ajfa-12804	102	2	liquidity	liquidity	NOUN
ajfa-12804	102	3	risk	risk	NOUN
ajfa-12804	102	4	(	(	PUNCT
ajfa-12804	102	5	mlr	mlr	NOUN
ajfa-12804	102	6	)	)	PUNCT
ajfa-12804	102	7	table	table	NOUN
ajfa-12804	102	8	2	2	NUM
ajfa-12804	102	9	.	.	X
ajfa-12804	102	10	compare	compare	VERB
ajfa-12804	102	11	and	and	CCONJ
ajfa-12804	102	12	contrast	contrast	NOUN
ajfa-12804	102	13	of	of	ADP
ajfa-12804	102	14	liquidity	liquidity	NOUN
ajfa-12804	102	15	risk	risk	NOUN
ajfa-12804	102	16	s.n	s.n	PROPN
ajfa-12804	102	17	.	.	PROPN
ajfa-12804	102	18	subject	subject	PROPN
ajfa-12804	102	19	flr	flr	PROPN
ajfa-12804	102	20	mlr	mlr	PROPN
ajfa-12804	102	21	1	1	NUM
ajfa-12804	102	22	.	.	PUNCT
ajfa-12804	103	1	definition	definition	NOUN
ajfa-12804	103	2	funding	fund	VERB
ajfa-12804	103	3	liquidity	liquidity	NOUN
ajfa-12804	103	4	risk	risk	NOUN
ajfa-12804	103	5	(	(	PUNCT
ajfa-12804	103	6	flr	flr	NOUN
ajfa-12804	103	7	)	)	PUNCT
ajfa-12804	103	8	is	be	AUX
ajfa-12804	103	9	the	the	DET
ajfa-12804	103	10	risk	risk	NOUN
ajfa-12804	103	11	where	where	SCONJ
ajfa-12804	103	12	a	a	DET
ajfa-12804	103	13	bank	bank	NOUN
ajfa-12804	103	14	is	be	AUX
ajfa-12804	103	15	failed	fail	VERB
ajfa-12804	103	16	to	to	PART
ajfa-12804	103	17	meet	meet	VERB
ajfa-12804	103	18	its	its	PRON
ajfa-12804	103	19	current	current	ADJ
ajfa-12804	103	20	obligation	obligation	NOUN
ajfa-12804	103	21	or	or	CCONJ
ajfa-12804	103	22	loss	loss	VERB
ajfa-12804	103	23	future	future	ADJ
ajfa-12804	103	24	cash	cash	NOUN
ajfa-12804	103	25	flows	flow	NOUN
ajfa-12804	103	26	.	.	PUNCT
ajfa-12804	104	1	market	market	NOUN
ajfa-12804	104	2	liquidity	liquidity	NOUN
ajfa-12804	104	3	risk	risk	NOUN
ajfa-12804	104	4	(	(	PUNCT
ajfa-12804	104	5	mlr	mlr	NOUN
ajfa-12804	104	6	)	)	PUNCT
ajfa-12804	104	7	is	be	AUX
ajfa-12804	104	8	the	the	DET
ajfa-12804	104	9	risk	risk	NOUN
ajfa-12804	104	10	where	where	SCONJ
ajfa-12804	104	11	a	a	DET
ajfa-12804	104	12	bank	bank	NOUN
ajfa-12804	104	13	falls	fall	VERB
ajfa-12804	104	14	in	in	ADP
ajfa-12804	104	15	a	a	DET
ajfa-12804	104	16	position	position	NOUN
ajfa-12804	104	17	where	where	SCONJ
ajfa-12804	104	18	they	they	PRON
ajfa-12804	104	19	can	can	AUX
ajfa-12804	104	20	not	not	PART
ajfa-12804	104	21	easily	easily	ADV
ajfa-12804	104	22	offset	offset	VERB
ajfa-12804	104	23	or	or	CCONJ
ajfa-12804	104	24	sell	sell	VERB
ajfa-12804	104	25	position	position	NOUN
ajfa-12804	104	26	without	without	ADP
ajfa-12804	104	27	incurring	incur	VERB
ajfa-12804	104	28	a	a	DET
ajfa-12804	104	29	loss	loss	NOUN
ajfa-12804	104	30	.	.	PUNCT
ajfa-12804	105	1	2	2	NUM
ajfa-12804	105	2	.	.	X
ajfa-12804	105	3	subject	subject	ADJ
ajfa-12804	105	4	matter	matter	NOUN
ajfa-12804	105	5	liquidity	liquidity	NOUN
ajfa-12804	105	6	illiquidity	illiquidity	NOUN
ajfa-12804	105	7	3	3	NUM
ajfa-12804	105	8	.	.	PUNCT
ajfa-12804	105	9	indicator	indicator	PROPN
ajfa-12804	105	10	current	current	ADJ
ajfa-12804	105	11	ratio	ratio	NOUN
ajfa-12804	105	12	;	;	PUNCT
ajfa-12804	105	13	quick	quick	ADJ
ajfa-12804	105	14	ratio	ratio	NOUN
ajfa-12804	105	15	bid	bid	NOUN
ajfa-12804	105	16	-	-	PUNCT
ajfa-12804	105	17	ask	ask	NOUN
ajfa-12804	105	18	-	-	PUNCT
ajfa-12804	105	19	spread	spread	VERB
ajfa-12804	105	20	(	(	PUNCT
ajfa-12804	105	21	width	width	NOUN
ajfa-12804	105	22	)	)	PUNCT
ajfa-12804	105	23	;	;	PUNCT
ajfa-12804	105	24	position	position	NOUN
ajfa-12804	105	25	size	size	NOUN
ajfa-12804	105	26	;	;	PUNCT
ajfa-12804	105	27	resiliency	resiliency	NOUN
ajfa-12804	105	28	4	4	NUM
ajfa-12804	105	29	.	.	PUNCT
ajfa-12804	105	30	dimension	dimension	VERB
ajfa-12804	105	31	the	the	DET
ajfa-12804	105	32	ability	ability	NOUN
ajfa-12804	105	33	of	of	ADP
ajfa-12804	105	34	a	a	DET
ajfa-12804	105	35	financial	financial	ADJ
ajfa-12804	105	36	entity	entity	NOUN
ajfa-12804	105	37	to	to	PART
ajfa-12804	105	38	raise	raise	VERB
ajfa-12804	105	39	cash	cash	NOUN
ajfa-12804	105	40	by	by	ADP
ajfa-12804	105	41	borrowing	borrow	VERB
ajfa-12804	105	42	on	on	ADP
ajfa-12804	105	43	either	either	CCONJ
ajfa-12804	105	44	an	an	DET
ajfa-12804	105	45	unsecured	unsecured	ADJ
ajfa-12804	105	46	or	or	CCONJ
ajfa-12804	105	47	a	a	DET
ajfa-12804	105	48	secured	secured	ADJ
ajfa-12804	105	49	basis	basis	NOUN
ajfa-12804	105	50	.	.	PUNCT
ajfa-12804	106	1	market	market	NOUN
ajfa-12804	106	2	liquidity	liquidity	NOUN
ajfa-12804	106	3	as	as	ADP
ajfa-12804	106	4	the	the	DET
ajfa-12804	106	5	cost	cost	NOUN
ajfa-12804	106	6	—	—	PUNCT
ajfa-12804	106	7	both	both	CCONJ
ajfa-12804	106	8	in	in	ADP
ajfa-12804	106	9	expense	expense	NOUN
ajfa-12804	106	10	and	and	CCONJ
ajfa-12804	106	11	time	time	NOUN
ajfa-12804	106	12	—	—	PUNCT
ajfa-12804	106	13	of	of	ADP
ajfa-12804	106	14	buying	buying	NOUN
ajfa-12804	106	15	or	or	CCONJ
ajfa-12804	106	16	selling	sell	VERB
ajfa-12804	106	17	an	an	DET
ajfa-12804	106	18	asset	asset	NOUN
ajfa-12804	106	19	for	for	ADP
ajfa-12804	106	20	cash	cash	NOUN
ajfa-12804	106	21	.	.	PUNCT
ajfa-12804	107	1	5	5	X
ajfa-12804	107	2	.	.	X
ajfa-12804	107	3	declining	decline	VERB
ajfa-12804	107	4	effect	effect	NOUN
ajfa-12804	107	5	if	if	SCONJ
ajfa-12804	107	6	funding	fund	VERB
ajfa-12804	107	7	liquidity	liquidity	NOUN
ajfa-12804	107	8	declines	decline	NOUN
ajfa-12804	107	9	because	because	SCONJ
ajfa-12804	107	10	of	of	ADP
ajfa-12804	107	11	market	market	NOUN
ajfa-12804	107	12	stress	stress	NOUN
ajfa-12804	107	13	,	,	PUNCT
ajfa-12804	107	14	for	for	ADP
ajfa-12804	107	15	example	example	NOUN
ajfa-12804	107	16	,	,	PUNCT
ajfa-12804	107	17	this	this	PRON
ajfa-12804	107	18	may	may	AUX
ajfa-12804	107	19	cause	cause	VERB
ajfa-12804	107	20	intermediaries	intermediary	NOUN
ajfa-12804	107	21	to	to	PART
ajfa-12804	107	22	become	become	VERB
ajfa-12804	107	23	less	less	ADV
ajfa-12804	107	24	willing	willing	ADJ
ajfa-12804	107	25	to	to	PART
ajfa-12804	107	26	provide	provide	VERB
ajfa-12804	107	27	market	market	NOUN
ajfa-12804	107	28	liquidity	liquidity	NOUN
ajfa-12804	107	29	.	.	PUNCT
ajfa-12804	108	1	declines	decline	NOUN
ajfa-12804	108	2	in	in	ADP
ajfa-12804	108	3	market	market	NOUN
ajfa-12804	108	4	liquidity	liquidity	NOUN
ajfa-12804	108	5	,	,	PUNCT
ajfa-12804	108	6	in	in	ADP
ajfa-12804	108	7	turn	turn	NOUN
ajfa-12804	108	8	,	,	PUNCT
ajfa-12804	108	9	may	may	AUX
ajfa-12804	108	10	further	far	ADV
ajfa-12804	108	11	impair	impair	VERB
ajfa-12804	108	12	funding	funding	NOUN
ajfa-12804	108	13	liquidity	liquidity	NOUN
ajfa-12804	108	14	,	,	PUNCT
ajfa-12804	108	15	creating	create	VERB
ajfa-12804	108	16	negative	negative	ADJ
ajfa-12804	108	17	feedback	feedback	NOUN
ajfa-12804	108	18	dynamic	dynamic	ADJ
ajfa-12804	108	19	.	.	PUNCT
ajfa-12804	109	1	6	6	X
ajfa-12804	109	2	.	.	X
ajfa-12804	109	3	relationship	relationship	NOUN
ajfa-12804	109	4	when	when	SCONJ
ajfa-12804	109	5	market	market	NOUN
ajfa-12804	109	6	liquidity	liquidity	NOUN
ajfa-12804	109	7	is	be	AUX
ajfa-12804	109	8	drying	dry	VERB
ajfa-12804	109	9	up	up	ADP
ajfa-12804	109	10	(	(	PUNCT
ajfa-12804	109	11	i.e.	i.e.	X
ajfa-12804	109	12	,	,	PUNCT
ajfa-12804	109	13	is	be	AUX
ajfa-12804	109	14	low	low	ADJ
ajfa-12804	109	15	)	)	PUNCT
ajfa-12804	109	16	,	,	PUNCT
ajfa-12804	109	17	funding	fund	VERB
ajfa-12804	109	18	liquidity	liquidity	NOUN
ajfa-12804	109	19	risk	risk	NOUN
ajfa-12804	109	20	is	be	AUX
ajfa-12804	109	21	high	high	ADJ
ajfa-12804	109	22	high	high	ADJ
ajfa-12804	109	23	funding	funding	NOUN
ajfa-12804	109	24	liquidity	liquidity	NOUN
ajfa-12804	109	25	risk	risk	NOUN
ajfa-12804	109	26	is	be	AUX
ajfa-12804	109	27	associated	associate	VERB
ajfa-12804	109	28	with	with	ADP
ajfa-12804	109	29	high	high	ADJ
ajfa-12804	109	30	market	market	NOUN
ajfa-12804	109	31	liquidity	liquidity	NOUN
ajfa-12804	109	32	risk	risk	NOUN
ajfa-12804	109	33	3	3	NUM
ajfa-12804	109	34	.	.	PUNCT
ajfa-12804	109	35	empirical	empirical	ADJ
ajfa-12804	109	36	studies	study	NOUN
ajfa-12804	109	37	in	in	ADP
ajfa-12804	109	38	the	the	DET
ajfa-12804	109	39	asian	asian	ADJ
ajfa-12804	109	40	region	region	NOUN
ajfa-12804	109	41	,	,	PUNCT
ajfa-12804	109	42	corporate	corporate	ADJ
ajfa-12804	109	43	disclosure	disclosure	NOUN
ajfa-12804	109	44	requirements	requirement	NOUN
ajfa-12804	109	45	and	and	CCONJ
ajfa-12804	109	46	transparency	transparency	NOUN
ajfa-12804	109	47	took	take	VERB
ajfa-12804	109	48	keen	keen	ADJ
ajfa-12804	109	49	attention	attention	NOUN
ajfa-12804	109	50	of	of	ADP
ajfa-12804	109	51	the	the	DET
ajfa-12804	109	52	regulators	regulator	NOUN
ajfa-12804	109	53	after	after	ADP
ajfa-12804	109	54	the	the	DET
ajfa-12804	109	55	financial	financial	ADJ
ajfa-12804	109	56	crisis	crisis	NOUN
ajfa-12804	109	57	in	in	ADP
ajfa-12804	109	58	1997	1997	NUM
ajfa-12804	109	59	.	.	PUNCT
ajfa-12804	110	1	the	the	DET
ajfa-12804	110	2	crisis	crisis	NOUN
ajfa-12804	110	3	bears	bear	VERB
ajfa-12804	110	4	negative	negative	ADJ
ajfa-12804	110	5	effects	effect	NOUN
ajfa-12804	110	6	on	on	ADP
ajfa-12804	110	7	the	the	DET
ajfa-12804	110	8	investors	investor	NOUN
ajfa-12804	110	9	’	'	PUNCT
ajfa-12804	110	10	choice	choice	NOUN
ajfa-12804	110	11	resulting	result	VERB
ajfa-12804	110	12	international	international	ADJ
ajfa-12804	110	13	investors	investor	NOUN
ajfa-12804	110	14	were	be	AUX
ajfa-12804	110	15	reluctant	reluctant	ADJ
ajfa-12804	110	16	to	to	ADP
ajfa-12804	110	17	their	their	PRON
ajfa-12804	110	18	lending	lending	NOUN
ajfa-12804	110	19	decisions	decision	NOUN
ajfa-12804	110	20	in	in	ADP
ajfa-12804	110	21	favor	favor	NOUN
ajfa-12804	110	22	of	of	ADP
ajfa-12804	110	23	developing	develop	VERB
ajfa-12804	110	24	countries	country	NOUN
ajfa-12804	110	25	.	.	PUNCT
ajfa-12804	111	1	at	at	ADP
ajfa-12804	111	2	that	that	DET
ajfa-12804	111	3	time	time	NOUN
ajfa-12804	111	4	,	,	PUNCT
ajfa-12804	111	5	imf	imf	PROPN
ajfa-12804	111	6	took	take	VERB
ajfa-12804	111	7	a	a	DET
ajfa-12804	111	8	proactive	proactive	ADJ
ajfa-12804	111	9	role	role	NOUN
ajfa-12804	111	10	to	to	PART
ajfa-12804	111	11	recover	recover	VERB
ajfa-12804	111	12	the	the	DET
ajfa-12804	111	13	economic	economic	ADJ
ajfa-12804	111	14	meltdown	meltdown	NOUN
ajfa-12804	111	15	of	of	ADP
ajfa-12804	111	16	the	the	DET
ajfa-12804	111	17	affected	affect	VERB
ajfa-12804	111	18	countries	country	NOUN
ajfa-12804	111	19	and	and	CCONJ
ajfa-12804	111	20	also	also	ADV
ajfa-12804	111	21	forced	force	VERB
ajfa-12804	111	22	to	to	PART
ajfa-12804	111	23	enact	enact	VERB
ajfa-12804	111	24	transparency	transparency	NOUN
ajfa-12804	111	25	in	in	ADP
ajfa-12804	111	26	financial	financial	ADJ
ajfa-12804	111	27	reporting	reporting	NOUN
ajfa-12804	111	28	system	system	NOUN
ajfa-12804	111	29	(	(	PUNCT
ajfa-12804	111	30	fung	fung	PROPN
ajfa-12804	111	31	,	,	PUNCT
ajfa-12804	111	32	2014	2014	NUM
ajfa-12804	111	33	)	)	PUNCT
ajfa-12804	111	34	.	.	PUNCT
ajfa-12804	112	1	researchers	researcher	NOUN
ajfa-12804	112	2	are	be	AUX
ajfa-12804	112	3	not	not	PART
ajfa-12804	112	4	only	only	ADV
ajfa-12804	112	5	emphasized	emphasize	VERB
ajfa-12804	112	6	on	on	ADP
ajfa-12804	112	7	disclosure	disclosure	NOUN
ajfa-12804	112	8	asian	asian	ADJ
ajfa-12804	112	9	journal	journal	NOUN
ajfa-12804	112	10	of	of	ADP
ajfa-12804	112	11	finance	finance	PROPN
ajfa-12804	112	12	&	&	CCONJ
ajfa-12804	112	13	accounting	accounting	PROPN
ajfa-12804	112	14	issn	issn	PROPN
ajfa-12804	112	15	1946	1946	NUM
ajfa-12804	112	16	-	-	PUNCT
ajfa-12804	112	17	052x	052x	NOUN
ajfa-12804	112	18	2018	2018	NUM
ajfa-12804	112	19	,	,	PUNCT
ajfa-12804	112	20	vol	vol	NOUN
ajfa-12804	112	21	.	.	PROPN
ajfa-12804	113	1	10	10	NUM
ajfa-12804	113	2	,	,	PUNCT
ajfa-12804	113	3	no	no	INTJ
ajfa-12804	113	4	.	.	NOUN
ajfa-12804	113	5	1	1	NUM
ajfa-12804	113	6	ajfa.macrothink.org	ajfa.macrothink.org	ADJ
ajfa-12804	113	7	184	184	NUM
ajfa-12804	113	8	transparency	transparency	NOUN
ajfa-12804	113	9	but	but	CCONJ
ajfa-12804	113	10	also	also	ADV
ajfa-12804	113	11	encouraged	encourage	VERB
ajfa-12804	113	12	to	to	PART
ajfa-12804	113	13	develop	develop	VERB
ajfa-12804	113	14	a	a	DET
ajfa-12804	113	15	culture	culture	NOUN
ajfa-12804	113	16	of	of	ADP
ajfa-12804	113	17	transparency	transparency	NOUN
ajfa-12804	113	18	in	in	ADP
ajfa-12804	113	19	the	the	DET
ajfa-12804	113	20	organization	organization	NOUN
ajfa-12804	113	21	(	(	PUNCT
ajfa-12804	113	22	bennis	bennis	X
ajfa-12804	113	23	and	and	CCONJ
ajfa-12804	113	24	o	o	NOUN
ajfa-12804	113	25	’	'	PUNCT
ajfa-12804	113	26	toole	toole	PROPN
ajfa-12804	113	27	,	,	PUNCT
ajfa-12804	113	28	2009	2009	NUM
ajfa-12804	113	29	)	)	PUNCT
ajfa-12804	113	30	.	.	PUNCT
ajfa-12804	114	1	baumann	baumann	PROPN
ajfa-12804	114	2	and	and	CCONJ
ajfa-12804	114	3	nier	nier	PROPN
ajfa-12804	114	4	(	(	PUNCT
ajfa-12804	114	5	2004	2004	NUM
ajfa-12804	114	6	)	)	PUNCT
ajfa-12804	114	7	found	find	VERB
ajfa-12804	114	8	that	that	SCONJ
ajfa-12804	114	9	banks	bank	NOUN
ajfa-12804	114	10	with	with	ADP
ajfa-12804	114	11	more	more	ADJ
ajfa-12804	114	12	disclosures	disclosure	NOUN
ajfa-12804	114	13	have	have	VERB
ajfa-12804	114	14	lower	low	ADJ
ajfa-12804	114	15	stock	stock	NOUN
ajfa-12804	114	16	volatility	volatility	NOUN
ajfa-12804	114	17	compared	compare	VERB
ajfa-12804	114	18	to	to	ADP
ajfa-12804	114	19	the	the	DET
ajfa-12804	114	20	banks	bank	NOUN
ajfa-12804	114	21	those	those	PRON
ajfa-12804	114	22	disclose	disclose	VERB
ajfa-12804	114	23	less	less	ADJ
ajfa-12804	114	24	information	information	NOUN
ajfa-12804	114	25	.	.	PUNCT
ajfa-12804	115	1	these	these	DET
ajfa-12804	115	2	findings	finding	NOUN
ajfa-12804	115	3	also	also	ADV
ajfa-12804	115	4	confirm	confirm	VERB
ajfa-12804	115	5	the	the	DET
ajfa-12804	115	6	“	"	PUNCT
ajfa-12804	115	7	stakeholder	stakeholder	NOUN
ajfa-12804	115	8	theory	theory	NOUN
ajfa-12804	115	9	”	"	PUNCT
ajfa-12804	115	10	which	which	PRON
ajfa-12804	115	11	states	state	VERB
ajfa-12804	115	12	the	the	DET
ajfa-12804	115	13	greater	great	ADJ
ajfa-12804	115	14	amount	amount	NOUN
ajfa-12804	115	15	of	of	ADP
ajfa-12804	115	16	disclosure	disclosure	NOUN
ajfa-12804	115	17	affirms	affirm	VERB
ajfa-12804	115	18	rational	rational	ADJ
ajfa-12804	115	19	choice	choice	NOUN
ajfa-12804	115	20	of	of	ADP
ajfa-12804	115	21	users	user	NOUN
ajfa-12804	115	22	and	and	CCONJ
ajfa-12804	115	23	inversely	inversely	ADV
ajfa-12804	115	24	affect	affect	VERB
ajfa-12804	115	25	the	the	DET
ajfa-12804	115	26	bank	bank	NOUN
ajfa-12804	115	27	risk	risk	NOUN
ajfa-12804	115	28	.	.	PUNCT
ajfa-12804	116	1	risk	risk	NOUN
ajfa-12804	116	2	disclosure	disclosure	NOUN
ajfa-12804	116	3	reduced	reduce	VERB
ajfa-12804	116	4	information	information	NOUN
ajfa-12804	116	5	asymmetry	asymmetry	NOUN
ajfa-12804	116	6	and	and	CCONJ
ajfa-12804	116	7	noticed	notice	VERB
ajfa-12804	116	8	both	both	CCONJ
ajfa-12804	116	9	the	the	DET
ajfa-12804	116	10	informed	informed	ADJ
ajfa-12804	116	11	and	and	CCONJ
ajfa-12804	116	12	uninformed	uninformed	ADJ
ajfa-12804	116	13	investors	investor	NOUN
ajfa-12804	116	14	(	(	PUNCT
ajfa-12804	116	15	poskitt	poskitt	VERB
ajfa-12804	116	16	,	,	PUNCT
ajfa-12804	116	17	2005	2005	NUM
ajfa-12804	116	18	)	)	PUNCT
ajfa-12804	116	19	.	.	PUNCT
ajfa-12804	117	1	however	however	ADV
ajfa-12804	117	2	,	,	PUNCT
ajfa-12804	117	3	linsley	linsley	ADJ
ajfa-12804	117	4	and	and	CCONJ
ajfa-12804	117	5	shives	shive	NOUN
ajfa-12804	117	6	(	(	PUNCT
ajfa-12804	117	7	2005	2005	NUM
ajfa-12804	117	8	)	)	PUNCT
ajfa-12804	117	9	concluded	conclude	VERB
ajfa-12804	117	10	that	that	SCONJ
ajfa-12804	117	11	disclosures	disclosure	NOUN
ajfa-12804	117	12	itself	itself	PRON
ajfa-12804	117	13	never	never	ADV
ajfa-12804	117	14	be	be	AUX
ajfa-12804	117	15	transparent	transparent	ADJ
ajfa-12804	117	16	when	when	SCONJ
ajfa-12804	117	17	there	there	PRON
ajfa-12804	117	18	is	be	VERB
ajfa-12804	117	19	a	a	DET
ajfa-12804	117	20	lack	lack	NOUN
ajfa-12804	117	21	of	of	ADP
ajfa-12804	117	22	useful	useful	ADJ
ajfa-12804	117	23	information	information	NOUN
ajfa-12804	117	24	.	.	PUNCT
ajfa-12804	118	1	the	the	DET
ajfa-12804	118	2	prudent	prudent	ADJ
ajfa-12804	118	3	users	user	NOUN
ajfa-12804	118	4	take	take	VERB
ajfa-12804	118	5	effective	effective	ADJ
ajfa-12804	118	6	decisions	decision	NOUN
ajfa-12804	118	7	based	base	VERB
ajfa-12804	118	8	on	on	ADP
ajfa-12804	118	9	market	market	NOUN
ajfa-12804	118	10	signals	signal	NOUN
ajfa-12804	118	11	about	about	ADP
ajfa-12804	118	12	the	the	DET
ajfa-12804	118	13	bank	bank	NOUN
ajfa-12804	118	14	’s	’s	PART
ajfa-12804	118	15	financial	financial	ADJ
ajfa-12804	118	16	position	position	NOUN
ajfa-12804	118	17	and	and	CCONJ
ajfa-12804	118	18	performance	performance	NOUN
ajfa-12804	118	19	.	.	PUNCT
ajfa-12804	119	1	the	the	DET
ajfa-12804	119	2	high	high	ADJ
ajfa-12804	119	3	quality	quality	NOUN
ajfa-12804	119	4	of	of	ADP
ajfa-12804	119	5	disclosure	disclosure	NOUN
ajfa-12804	119	6	can	can	AUX
ajfa-12804	119	7	make	make	VERB
ajfa-12804	119	8	it	it	PRON
ajfa-12804	119	9	possible	possible	ADJ
ajfa-12804	119	10	only	only	ADV
ajfa-12804	119	11	by	by	ADP
ajfa-12804	119	12	fair	fair	ADJ
ajfa-12804	119	13	presentation	presentation	NOUN
ajfa-12804	119	14	of	of	ADP
ajfa-12804	119	15	the	the	DET
ajfa-12804	119	16	statements	statement	NOUN
ajfa-12804	119	17	.	.	PUNCT
ajfa-12804	120	1	critically	critically	ADV
ajfa-12804	120	2	examining	examine	VERB
ajfa-12804	120	3	the	the	DET
ajfa-12804	120	4	market	market	NOUN
ajfa-12804	120	5	signal	signal	NOUN
ajfa-12804	120	6	in	in	ADP
ajfa-12804	120	7	due	due	ADJ
ajfa-12804	120	8	time	time	NOUN
ajfa-12804	120	9	,	,	PUNCT
ajfa-12804	120	10	banks	bank	NOUN
ajfa-12804	120	11	took	take	VERB
ajfa-12804	120	12	corrective	corrective	ADJ
ajfa-12804	120	13	measures	measure	NOUN
ajfa-12804	120	14	to	to	PART
ajfa-12804	120	15	reduce	reduce	VERB
ajfa-12804	120	16	risk	risk	NOUN
ajfa-12804	120	17	exposure	exposure	NOUN
ajfa-12804	120	18	(	(	PUNCT
ajfa-12804	120	19	oliveira	oliveira	PROPN
ajfa-12804	120	20	et	et	PROPN
ajfa-12804	120	21	al	al	PROPN
ajfa-12804	120	22	.	.	PROPN
ajfa-12804	120	23	,	,	PUNCT
ajfa-12804	120	24	2011	2011	NUM
ajfa-12804	120	25	)	)	PUNCT
ajfa-12804	120	26	.	.	PUNCT
ajfa-12804	121	1	healy	healy	PROPN
ajfa-12804	121	2	,	,	PUNCT
ajfa-12804	121	3	p.m.	p.m.	NOUN
ajfa-12804	121	4	and	and	CCONJ
ajfa-12804	121	5	palepu	palepu	NOUN
ajfa-12804	121	6	,	,	PUNCT
ajfa-12804	121	7	k.g	k.g	PROPN
ajfa-12804	121	8	.	.	PROPN
ajfa-12804	121	9	(	(	PUNCT
ajfa-12804	121	10	2001	2001	NUM
ajfa-12804	121	11	)	)	PUNCT
ajfa-12804	121	12	explained	explain	VERB
ajfa-12804	121	13	the	the	DET
ajfa-12804	121	14	role	role	NOUN
ajfa-12804	121	15	of	of	ADP
ajfa-12804	121	16	disclosures	disclosure	NOUN
ajfa-12804	121	17	in	in	ADP
ajfa-12804	121	18	the	the	DET
ajfa-12804	121	19	modern	modern	ADJ
ajfa-12804	121	20	capital	capital	NOUN
ajfa-12804	121	21	market	market	NOUN
ajfa-12804	121	22	.	.	PUNCT
ajfa-12804	122	1	they	they	PRON
ajfa-12804	122	2	found	find	VERB
ajfa-12804	122	3	that	that	SCONJ
ajfa-12804	122	4	corporate	corporate	ADJ
ajfa-12804	122	5	disclosure	disclosure	NOUN
ajfa-12804	122	6	is	be	AUX
ajfa-12804	122	7	a	a	DET
ajfa-12804	122	8	function	function	NOUN
ajfa-12804	122	9	of	of	ADP
ajfa-12804	122	10	the	the	DET
ajfa-12804	122	11	efficient	efficient	ADJ
ajfa-12804	122	12	capital	capital	NOUN
ajfa-12804	122	13	market	market	NOUN
ajfa-12804	122	14	.	.	PUNCT
ajfa-12804	123	1	they	they	PRON
ajfa-12804	123	2	showed	show	VERB
ajfa-12804	123	3	that	that	SCONJ
ajfa-12804	123	4	asymmetric	asymmetric	ADJ
ajfa-12804	123	5	information	information	NOUN
ajfa-12804	123	6	creates	create	VERB
ajfa-12804	123	7	noise	noise	NOUN
ajfa-12804	123	8	in	in	ADP
ajfa-12804	123	9	the	the	DET
ajfa-12804	123	10	investment	investment	NOUN
ajfa-12804	123	11	decision	decision	NOUN
ajfa-12804	123	12	and	and	CCONJ
ajfa-12804	123	13	increase	increase	VERB
ajfa-12804	123	14	the	the	DET
ajfa-12804	123	15	cost	cost	NOUN
ajfa-12804	123	16	of	of	ADP
ajfa-12804	123	17	capital	capital	NOUN
ajfa-12804	123	18	.	.	PUNCT
ajfa-12804	124	1	the	the	DET
ajfa-12804	124	2	reason	reason	NOUN
ajfa-12804	124	3	is	be	AUX
ajfa-12804	124	4	that	that	SCONJ
ajfa-12804	124	5	investors	investor	NOUN
ajfa-12804	124	6	claim	claim	VERB
ajfa-12804	124	7	a	a	DET
ajfa-12804	124	8	high	high	ADJ
ajfa-12804	124	9	rate	rate	NOUN
ajfa-12804	124	10	of	of	ADP
ajfa-12804	124	11	premium	premium	NOUN
ajfa-12804	124	12	for	for	ADP
ajfa-12804	124	13	their	their	PRON
ajfa-12804	124	14	investment	investment	NOUN
ajfa-12804	124	15	in	in	ADP
ajfa-12804	124	16	an	an	DET
ajfa-12804	124	17	unknown	unknown	ADJ
ajfa-12804	124	18	scenario	scenario	NOUN
ajfa-12804	124	19	.	.	PUNCT
ajfa-12804	125	1	the	the	DET
ajfa-12804	125	2	following	follow	VERB
ajfa-12804	125	3	figure	figure	NOUN
ajfa-12804	125	4	2shows	2shows	NUM
ajfa-12804	125	5	the	the	DET
ajfa-12804	125	6	financial	financial	ADJ
ajfa-12804	125	7	and	and	CCONJ
ajfa-12804	125	8	information	information	NOUN
ajfa-12804	125	9	flows	flow	NOUN
ajfa-12804	125	10	in	in	ADP
ajfa-12804	125	11	the	the	DET
ajfa-12804	125	12	economy	economy	NOUN
ajfa-12804	125	13	:	:	PUNCT
ajfa-12804	125	14	source	source	NOUN
ajfa-12804	125	15	:	:	PUNCT
ajfa-12804	125	16	healy	healy	PROPN
ajfa-12804	125	17	,	,	PUNCT
ajfa-12804	125	18	p.m.	p.m.	NOUN
ajfa-12804	125	19	and	and	CCONJ
ajfa-12804	125	20	palepu	palepu	NOUN
ajfa-12804	125	21	,	,	PUNCT
ajfa-12804	125	22	k.g	k.g	PROPN
ajfa-12804	125	23	.	.	PROPN
ajfa-12804	125	24	(	(	PUNCT
ajfa-12804	125	25	2001	2001	NUM
ajfa-12804	125	26	)	)	PUNCT
ajfa-12804	125	27	figure	figure	NOUN
ajfa-12804	125	28	2	2	NUM
ajfa-12804	125	29	.	.	PUNCT
ajfa-12804	125	30	financial	financial	ADJ
ajfa-12804	125	31	and	and	CCONJ
ajfa-12804	125	32	information	information	NOUN
ajfa-12804	125	33	flows	flow	VERB
ajfa-12804	125	34	in	in	ADP
ajfa-12804	125	35	a	a	DET
ajfa-12804	125	36	capital	capital	NOUN
ajfa-12804	125	37	market	market	NOUN
ajfa-12804	125	38	economy	economy	NOUN
ajfa-12804	125	39	the	the	DET
ajfa-12804	125	40	above	above	ADJ
ajfa-12804	125	41	scenario	scenario	NOUN
ajfa-12804	125	42	depicts	depict	VERB
ajfa-12804	125	43	that	that	SCONJ
ajfa-12804	125	44	financial	financial	ADJ
ajfa-12804	125	45	intermediaries	intermediary	NOUN
ajfa-12804	125	46	are	be	AUX
ajfa-12804	125	47	directly	directly	ADV
ajfa-12804	125	48	connected	connect	VERB
ajfa-12804	125	49	with	with	ADP
ajfa-12804	125	50	all	all	DET
ajfa-12804	125	51	sectors	sector	NOUN
ajfa-12804	125	52	.	.	PUNCT
ajfa-12804	126	1	it	it	PRON
ajfa-12804	126	2	is	be	AUX
ajfa-12804	126	3	also	also	ADV
ajfa-12804	126	4	vital	vital	ADJ
ajfa-12804	126	5	in	in	ADP
ajfa-12804	126	6	the	the	DET
ajfa-12804	126	7	ordinary	ordinary	ADJ
ajfa-12804	126	8	course	course	NOUN
ajfa-12804	126	9	of	of	ADP
ajfa-12804	126	10	sense	sense	NOUN
ajfa-12804	126	11	that	that	SCONJ
ajfa-12804	126	12	economy	economy	NOUN
ajfa-12804	126	13	is	be	AUX
ajfa-12804	126	14	controlled	control	VERB
ajfa-12804	126	15	by	by	ADP
ajfa-12804	126	16	its	its	PRON
ajfa-12804	126	17	interactive	interactive	ADJ
ajfa-12804	126	18	response	response	NOUN
ajfa-12804	126	19	.	.	PUNCT
ajfa-12804	127	1	the	the	DET
ajfa-12804	127	2	efficient	efficient	ADJ
ajfa-12804	127	3	market	market	NOUN
ajfa-12804	127	4	hypothesis	hypothesis	NOUN
ajfa-12804	127	5	states	state	VERB
ajfa-12804	127	6	that	that	SCONJ
ajfa-12804	127	7	all	all	DET
ajfa-12804	127	8	the	the	DET
ajfa-12804	127	9	available	available	ADJ
ajfa-12804	127	10	information	information	NOUN
ajfa-12804	127	11	is	be	AUX
ajfa-12804	127	12	reflected	reflect	VERB
ajfa-12804	127	13	in	in	ADP
ajfa-12804	127	14	the	the	DET
ajfa-12804	127	15	current	current	ADJ
ajfa-12804	127	16	market	market	NOUN
ajfa-12804	127	17	price	price	NOUN
ajfa-12804	127	18	.	.	PUNCT
ajfa-12804	128	1	that	that	PRON
ajfa-12804	128	2	is	be	AUX
ajfa-12804	128	3	why	why	SCONJ
ajfa-12804	128	4	;	;	PUNCT
ajfa-12804	128	5	information	information	NOUN
ajfa-12804	128	6	is	be	AUX
ajfa-12804	128	7	a	a	DET
ajfa-12804	128	8	more	more	ADV
ajfa-12804	128	9	powerful	powerful	ADJ
ajfa-12804	128	10	tool	tool	NOUN
ajfa-12804	128	11	in	in	ADP
ajfa-12804	128	12	the	the	DET
ajfa-12804	128	13	economy	economy	NOUN
ajfa-12804	128	14	.	.	PUNCT
ajfa-12804	129	1	now	now	ADV
ajfa-12804	129	2	a	a	DET
ajfa-12804	129	3	day	day	NOUN
ajfa-12804	129	4	,	,	PUNCT
ajfa-12804	129	5	private	private	ADJ
ajfa-12804	129	6	information	information	NOUN
ajfa-12804	129	7	is	be	AUX
ajfa-12804	129	8	traded	trade	VERB
ajfa-12804	129	9	for	for	ADP
ajfa-12804	129	10	the	the	DET
ajfa-12804	129	11	sake	sake	NOUN
ajfa-12804	129	12	of	of	ADP
ajfa-12804	129	13	replicating	replicate	VERB
ajfa-12804	129	14	fact	fact	NOUN
ajfa-12804	129	15	and	and	CCONJ
ajfa-12804	129	16	safeguarding	safeguard	VERB
ajfa-12804	129	17	predicted	predict	VERB
ajfa-12804	129	18	decisions	decision	NOUN
ajfa-12804	129	19	.	.	PUNCT
ajfa-12804	130	1	due	due	ADP
ajfa-12804	130	2	to	to	ADP
ajfa-12804	130	3	the	the	DET
ajfa-12804	130	4	regulatory	regulatory	ADJ
ajfa-12804	130	5	pressure	pressure	NOUN
ajfa-12804	130	6	,	,	PUNCT
ajfa-12804	130	7	publicly	publicly	ADV
ajfa-12804	130	8	listed	list	VERB
ajfa-12804	130	9	companies	company	NOUN
ajfa-12804	130	10	mandatorily	mandatorily	ADV
ajfa-12804	130	11	produce	produce	VERB
ajfa-12804	130	12	different	different	ADJ
ajfa-12804	130	13	reports	report	NOUN
ajfa-12804	130	14	as	as	ADP
ajfa-12804	130	15	the	the	DET
ajfa-12804	130	16	requirement	requirement	NOUN
ajfa-12804	130	17	and	and	CCONJ
ajfa-12804	130	18	compliance	compliance	NOUN
ajfa-12804	130	19	.	.	PUNCT
ajfa-12804	131	1	the	the	DET
ajfa-12804	131	2	financial	financial	ADJ
ajfa-12804	131	3	institutions	institution	NOUN
ajfa-12804	131	4	like	like	ADP
ajfa-12804	131	5	banks	bank	NOUN
ajfa-12804	131	6	are	be	AUX
ajfa-12804	131	7	in	in	ADP
ajfa-12804	131	8	the	the	DET
ajfa-12804	131	9	asian	asian	ADJ
ajfa-12804	131	10	journal	journal	NOUN
ajfa-12804	131	11	of	of	ADP
ajfa-12804	131	12	finance	finance	PROPN
ajfa-12804	131	13	&	&	CCONJ
ajfa-12804	131	14	accounting	accounting	PROPN
ajfa-12804	131	15	issn	issn	PROPN
ajfa-12804	131	16	1946	1946	NUM
ajfa-12804	131	17	-	-	PUNCT
ajfa-12804	131	18	052x	052x	NOUN
ajfa-12804	131	19	2018	2018	NUM
ajfa-12804	131	20	,	,	PUNCT
ajfa-12804	131	21	vol	vol	NOUN
ajfa-12804	131	22	.	.	PROPN
ajfa-12804	132	1	10	10	NUM
ajfa-12804	132	2	,	,	PUNCT
ajfa-12804	132	3	no	no	INTJ
ajfa-12804	132	4	.	.	NOUN
ajfa-12804	132	5	1	1	NUM
ajfa-12804	132	6	ajfa.macrothink.org	ajfa.macrothink.org	ADJ
ajfa-12804	132	7	185	185	NUM
ajfa-12804	132	8	position	position	NOUN
ajfa-12804	132	9	of	of	ADP
ajfa-12804	132	10	intermediary	intermediary	NOUN
ajfa-12804	132	11	that	that	PRON
ajfa-12804	132	12	deals	deal	VERB
ajfa-12804	132	13	with	with	ADP
ajfa-12804	132	14	the	the	DET
ajfa-12804	132	15	small	small	ADJ
ajfa-12804	132	16	depositor	depositor	NOUN
ajfa-12804	132	17	and	and	CCONJ
ajfa-12804	132	18	large	large	ADJ
ajfa-12804	132	19	lender	lender	NOUN
ajfa-12804	132	20	,	,	PUNCT
ajfa-12804	132	21	so	so	SCONJ
ajfa-12804	132	22	the	the	DET
ajfa-12804	132	23	demand	demand	NOUN
ajfa-12804	132	24	for	for	ADP
ajfa-12804	132	25	disclosures	disclosure	NOUN
ajfa-12804	132	26	is	be	AUX
ajfa-12804	132	27	higher	high	ADJ
ajfa-12804	132	28	to	to	PART
ajfa-12804	132	29	settle	settle	VERB
ajfa-12804	132	30	their	their	PRON
ajfa-12804	132	31	position	position	NOUN
ajfa-12804	132	32	stable	stable	ADJ
ajfa-12804	132	33	.	.	PUNCT
ajfa-12804	133	1	by	by	ADP
ajfa-12804	133	2	the	the	DET
ajfa-12804	133	3	pillar	pillar	NOUN
ajfa-12804	133	4	3	3	NUM
ajfa-12804	133	5	of	of	ADP
ajfa-12804	133	6	basel	basel	PROPN
ajfa-12804	133	7	norm	norm	NOUN
ajfa-12804	133	8	,	,	PUNCT
ajfa-12804	133	9	the	the	DET
ajfa-12804	133	10	banking	banking	NOUN
ajfa-12804	133	11	sector	sector	NOUN
ajfa-12804	133	12	should	should	AUX
ajfa-12804	133	13	disclose	disclose	VERB
ajfa-12804	133	14	risk	risk	NOUN
ajfa-12804	133	15	-	-	PUNCT
ajfa-12804	133	16	related	relate	VERB
ajfa-12804	133	17	information	information	NOUN
ajfa-12804	133	18	as	as	ADP
ajfa-12804	133	19	a	a	DET
ajfa-12804	133	20	compliance	compliance	NOUN
ajfa-12804	133	21	basis	basis	NOUN
ajfa-12804	133	22	and	and	CCONJ
ajfa-12804	133	23	will	will	AUX
ajfa-12804	133	24	be	be	AUX
ajfa-12804	133	25	monitored	monitor	VERB
ajfa-12804	133	26	by	by	ADP
ajfa-12804	133	27	the	the	DET
ajfa-12804	133	28	owner	owner	NOUN
ajfa-12804	133	29	and	and	CCONJ
ajfa-12804	133	30	regulators	regulator	NOUN
ajfa-12804	133	31	so	so	SCONJ
ajfa-12804	133	32	that	that	SCONJ
ajfa-12804	133	33	the	the	DET
ajfa-12804	133	34	conflicts	conflict	NOUN
ajfa-12804	133	35	between	between	ADP
ajfa-12804	133	36	the	the	DET
ajfa-12804	133	37	management	management	NOUN
ajfa-12804	133	38	and	and	CCONJ
ajfa-12804	133	39	shareholders	shareholder	NOUN
ajfa-12804	133	40	can	can	AUX
ajfa-12804	133	41	be	be	AUX
ajfa-12804	133	42	minimized	minimize	VERB
ajfa-12804	133	43	.	.	PUNCT
ajfa-12804	134	1	most	most	ADJ
ajfa-12804	134	2	of	of	ADP
ajfa-12804	134	3	the	the	DET
ajfa-12804	134	4	evidencesupport	evidencesupport	NOUN
ajfa-12804	134	5	in	in	ADP
ajfa-12804	134	6	favor	favor	NOUN
ajfa-12804	134	7	of	of	ADP
ajfa-12804	134	8	the	the	DET
ajfa-12804	134	9	adequate	adequate	ADJ
ajfa-12804	134	10	disclosure	disclosure	NOUN
ajfa-12804	134	11	practice	practice	NOUN
ajfa-12804	134	12	of	of	ADP
ajfa-12804	134	13	banks	bank	NOUN
ajfa-12804	134	14	as	as	SCONJ
ajfa-12804	134	15	it	it	PRON
ajfa-12804	134	16	positively	positively	ADV
ajfa-12804	134	17	affects	affect	VERB
ajfa-12804	134	18	the	the	DET
ajfa-12804	134	19	stability	stability	NOUN
ajfa-12804	134	20	of	of	ADP
ajfa-12804	134	21	banks	bank	NOUN
ajfa-12804	134	22	,	,	PUNCT
ajfa-12804	134	23	though	though	SCONJ
ajfa-12804	134	24	some	some	PRON
ajfa-12804	134	25	of	of	ADP
ajfa-12804	134	26	the	the	DET
ajfa-12804	134	27	authors	author	NOUN
ajfa-12804	134	28	have	have	VERB
ajfa-12804	134	29	doubt	doubt	NOUN
ajfa-12804	134	30	.	.	PUNCT
ajfa-12804	135	1	jensen	jensen	PROPN
ajfa-12804	135	2	and	and	CCONJ
ajfa-12804	135	3	meckling	meckling	NOUN
ajfa-12804	135	4	(	(	PUNCT
ajfa-12804	135	5	1976	1976	NUM
ajfa-12804	135	6	)	)	PUNCT
ajfa-12804	135	7	initially	initially	ADV
ajfa-12804	135	8	addressed	address	VERB
ajfa-12804	135	9	the	the	DET
ajfa-12804	135	10	need	need	NOUN
ajfa-12804	135	11	for	for	ADP
ajfa-12804	135	12	disclosure	disclosure	NOUN
ajfa-12804	135	13	in	in	ADP
ajfa-12804	135	14	the	the	DET
ajfa-12804	135	15	moral	moral	ADJ
ajfa-12804	135	16	hazard	hazard	NOUN
ajfa-12804	135	17	problem	problem	NOUN
ajfa-12804	135	18	on	on	ADP
ajfa-12804	135	19	the	the	DET
ajfa-12804	135	20	grounds	ground	NOUN
ajfa-12804	135	21	of	of	ADP
ajfa-12804	135	22	ownership	ownership	NOUN
ajfa-12804	135	23	and	and	CCONJ
ajfa-12804	135	24	control	control	NOUN
ajfa-12804	135	25	.	.	PUNCT
ajfa-12804	136	1	the	the	DET
ajfa-12804	136	2	reason	reason	NOUN
ajfa-12804	136	3	is	be	AUX
ajfa-12804	136	4	that	that	SCONJ
ajfa-12804	136	5	the	the	DET
ajfa-12804	136	6	outside	outside	ADJ
ajfa-12804	136	7	shareholders	shareholder	NOUN
ajfa-12804	136	8	have	have	VERB
ajfa-12804	136	9	the	the	DET
ajfa-12804	136	10	right	right	NOUN
ajfa-12804	136	11	to	to	PART
ajfa-12804	136	12	know	know	VERB
ajfa-12804	136	13	all	all	DET
ajfa-12804	136	14	the	the	DET
ajfa-12804	136	15	relevant	relevant	ADJ
ajfa-12804	136	16	information	information	NOUN
ajfa-12804	136	17	happened	happen	VERB
ajfa-12804	136	18	within	within	ADP
ajfa-12804	136	19	the	the	DET
ajfa-12804	136	20	business	business	NOUN
ajfa-12804	136	21	organization	organization	NOUN
ajfa-12804	136	22	and	and	CCONJ
ajfa-12804	136	23	based	base	VERB
ajfa-12804	136	24	on	on	ADP
ajfa-12804	136	25	this	this	DET
ajfa-12804	136	26	information	information	NOUN
ajfa-12804	136	27	they	they	PRON
ajfa-12804	136	28	are	be	AUX
ajfa-12804	136	29	evaluating	evaluate	VERB
ajfa-12804	136	30	the	the	DET
ajfa-12804	136	31	performance	performance	NOUN
ajfa-12804	136	32	and	and	CCONJ
ajfa-12804	136	33	take	take	VERB
ajfa-12804	136	34	their	their	PRON
ajfa-12804	136	35	decision	decision	NOUN
ajfa-12804	136	36	whether	whether	SCONJ
ajfa-12804	136	37	they	they	PRON
ajfa-12804	136	38	hold	hold	VERB
ajfa-12804	136	39	the	the	DET
ajfa-12804	136	40	share	share	NOUN
ajfa-12804	136	41	or	or	CCONJ
ajfa-12804	136	42	release	release	VERB
ajfa-12804	136	43	it	it	PRON
ajfa-12804	136	44	.	.	PUNCT
ajfa-12804	137	1	in	in	ADP
ajfa-12804	137	2	fact	fact	NOUN
ajfa-12804	137	3	,	,	PUNCT
ajfa-12804	137	4	the	the	DET
ajfa-12804	137	5	adequate	adequate	ADJ
ajfa-12804	137	6	level	level	NOUN
ajfa-12804	137	7	of	of	ADP
ajfa-12804	137	8	disclosures	disclosure	NOUN
ajfa-12804	137	9	removes	remove	VERB
ajfa-12804	137	10	the	the	DET
ajfa-12804	137	11	conflict	conflict	NOUN
ajfa-12804	137	12	and	and	CCONJ
ajfa-12804	137	13	confusion	confusion	NOUN
ajfa-12804	137	14	from	from	ADP
ajfa-12804	137	15	the	the	DET
ajfa-12804	137	16	mind	mind	NOUN
ajfa-12804	137	17	of	of	ADP
ajfa-12804	137	18	the	the	DET
ajfa-12804	137	19	shareholder	shareholder	NOUN
ajfa-12804	137	20	and	and	CCONJ
ajfa-12804	137	21	mitigate	mitigate	VERB
ajfa-12804	137	22	agency	agency	NOUN
ajfa-12804	137	23	problem	problem	NOUN
ajfa-12804	137	24	.	.	PUNCT
ajfa-12804	138	1	in	in	ADP
ajfa-12804	138	2	the	the	DET
ajfa-12804	138	3	case	case	NOUN
ajfa-12804	138	4	of	of	ADP
ajfa-12804	138	5	the	the	DET
ajfa-12804	138	6	banking	banking	NOUN
ajfa-12804	138	7	sector	sector	NOUN
ajfa-12804	138	8	,	,	PUNCT
ajfa-12804	138	9	a	a	DET
ajfa-12804	138	10	significant	significant	ADJ
ajfa-12804	138	11	part	part	NOUN
ajfa-12804	138	12	of	of	ADP
ajfa-12804	138	13	their	their	PRON
ajfa-12804	138	14	liabilities	liability	NOUN
ajfa-12804	138	15	isshort	isshort	NOUN
ajfa-12804	138	16	-	-	PUNCT
ajfa-12804	138	17	term	term	NOUN
ajfa-12804	138	18	obligations	obligation	NOUN
ajfa-12804	138	19	.	.	PUNCT
ajfa-12804	139	1	so	so	ADV
ajfa-12804	139	2	the	the	DET
ajfa-12804	139	3	release	release	NOUN
ajfa-12804	139	4	of	of	ADP
ajfa-12804	139	5	appropriate	appropriate	ADJ
ajfa-12804	139	6	information	information	NOUN
ajfa-12804	139	7	can	can	AUX
ajfa-12804	139	8	strictly	strictly	ADV
ajfa-12804	139	9	monitor	monitor	VERB
ajfa-12804	139	10	the	the	DET
ajfa-12804	139	11	risk	risk	NOUN
ajfa-12804	139	12	-	-	PUNCT
ajfa-12804	139	13	taking	take	VERB
ajfa-12804	139	14	behavior	behavior	NOUN
ajfa-12804	139	15	of	of	ADP
ajfa-12804	139	16	banks	bank	NOUN
ajfa-12804	139	17	which	which	PRON
ajfa-12804	139	18	led	lead	VERB
ajfa-12804	139	19	to	to	ADP
ajfa-12804	139	20	the	the	DET
ajfa-12804	139	21	depositors	depositor	NOUN
ajfa-12804	139	22	in	in	ADP
ajfa-12804	139	23	their	their	PRON
ajfa-12804	139	24	deposit	deposit	NOUN
ajfa-12804	139	25	decision	decision	NOUN
ajfa-12804	139	26	whether	whether	SCONJ
ajfa-12804	139	27	they	they	PRON
ajfa-12804	139	28	keep	keep	VERB
ajfa-12804	139	29	it	it	PRON
ajfa-12804	139	30	or	or	CCONJ
ajfa-12804	139	31	withdraw	withdraw	VERB
ajfa-12804	139	32	the	the	DET
ajfa-12804	139	33	money	money	NOUN
ajfa-12804	139	34	that	that	PRON
ajfa-12804	139	35	may	may	AUX
ajfa-12804	139	36	face	face	VERB
ajfa-12804	139	37	higher	high	ADJ
ajfa-12804	139	38	cost	cost	NOUN
ajfa-12804	139	39	of	of	ADP
ajfa-12804	139	40	funding	funding	NOUN
ajfa-12804	139	41	(	(	PUNCT
ajfa-12804	139	42	cordella	cordella	NOUN
ajfa-12804	139	43	and	and	CCONJ
ajfa-12804	139	44	yeyati	yeyati	NOUN
ajfa-12804	139	45	,	,	PUNCT
ajfa-12804	139	46	1998	1998	NUM
ajfa-12804	139	47	,	,	PUNCT
ajfa-12804	139	48	botosan	botosan	PROPN
ajfa-12804	139	49	&	&	CCONJ
ajfa-12804	139	50	plumlee	plumlee	PROPN
ajfa-12804	139	51	,	,	PUNCT
ajfa-12804	139	52	2002	2002	NUM
ajfa-12804	139	53	;	;	PUNCT
ajfa-12804	139	54	bertay	bertay	NOUN
ajfa-12804	139	55	,	,	PUNCT
ajfa-12804	139	56	demicgüç	demicgüç	NOUN
ajfa-12804	139	57	-	-	PUNCT
ajfa-12804	139	58	kunt	kunt	PROPN
ajfa-12804	139	59	&	&	CCONJ
ajfa-12804	139	60	huizinga	huizinga	NOUN
ajfa-12804	139	61	,	,	PUNCT
ajfa-12804	139	62	2013	2013	NUM
ajfa-12804	139	63	)	)	PUNCT
ajfa-12804	139	64	.	.	PUNCT
ajfa-12804	140	1	disclosure	disclosure	NOUN
ajfa-12804	140	2	is	be	AUX
ajfa-12804	140	3	not	not	PART
ajfa-12804	140	4	only	only	ADV
ajfa-12804	140	5	reduced	reduce	VERB
ajfa-12804	140	6	the	the	DET
ajfa-12804	140	7	risk	risk	NOUN
ajfa-12804	140	8	-	-	PUNCT
ajfa-12804	140	9	taking	take	VERB
ajfa-12804	140	10	incentives	incentive	NOUN
ajfa-12804	140	11	but	but	CCONJ
ajfa-12804	140	12	also	also	ADV
ajfa-12804	140	13	control	control	VERB
ajfa-12804	140	14	the	the	DET
ajfa-12804	140	15	probability	probability	NOUN
ajfa-12804	140	16	of	of	ADP
ajfa-12804	140	17	bank	bank	NOUN
ajfa-12804	140	18	failure	failure	NOUN
ajfa-12804	140	19	.	.	PUNCT
ajfa-12804	141	1	several	several	ADJ
ajfa-12804	141	2	studies	study	NOUN
ajfa-12804	141	3	(	(	PUNCT
ajfa-12804	141	4	fischer	fischer	NOUN
ajfa-12804	141	5	,	,	PUNCT
ajfa-12804	141	6	1999	1999	NUM
ajfa-12804	141	7	;	;	PUNCT
ajfa-12804	141	8	nier	nier	NOUN
ajfa-12804	141	9	,	,	PUNCT
ajfa-12804	141	10	2005	2005	NUM
ajfa-12804	141	11	;	;	PUNCT
ajfa-12804	141	12	tadesse	tadesse	ADV
ajfa-12804	141	13	,	,	PUNCT
ajfa-12804	141	14	2006	2006	NUM
ajfa-12804	141	15	)	)	PUNCT
ajfa-12804	141	16	showed	show	VERB
ajfa-12804	141	17	the	the	DET
ajfa-12804	141	18	evidence	evidence	NOUN
ajfa-12804	141	19	that	that	SCONJ
ajfa-12804	141	20	banking	banking	NOUN
ajfa-12804	141	21	crisis	crisis	NOUN
ajfa-12804	141	22	initiated	initiate	VERB
ajfa-12804	141	23	not	not	PART
ajfa-12804	141	24	only	only	ADV
ajfa-12804	141	25	by	by	ADP
ajfa-12804	141	26	the	the	DET
ajfa-12804	141	27	risk	risk	NOUN
ajfa-12804	141	28	absorption	absorption	NOUN
ajfa-12804	141	29	but	but	CCONJ
ajfa-12804	141	30	also	also	ADV
ajfa-12804	141	31	the	the	DET
ajfa-12804	141	32	lack	lack	NOUN
ajfa-12804	141	33	of	of	ADP
ajfa-12804	141	34	bank	bank	NOUN
ajfa-12804	141	35	transparency	transparency	NOUN
ajfa-12804	141	36	and	and	CCONJ
ajfa-12804	141	37	both	both	PRON
ajfa-12804	141	38	are	be	AUX
ajfa-12804	141	39	caused	cause	VERB
ajfa-12804	141	40	due	due	ADP
ajfa-12804	141	41	to	to	ADP
ajfa-12804	141	42	information	information	NOUN
ajfa-12804	141	43	asymmetry	asymmetry	NOUN
ajfa-12804	141	44	.	.	PUNCT
ajfa-12804	142	1	it	it	PRON
ajfa-12804	142	2	is	be	AUX
ajfa-12804	142	3	also	also	ADV
ajfa-12804	142	4	found	find	VERB
ajfa-12804	142	5	that	that	SCONJ
ajfa-12804	142	6	banks	bank	NOUN
ajfa-12804	142	7	that	that	PRON
ajfa-12804	142	8	are	be	AUX
ajfa-12804	142	9	disclosed	disclose	VERB
ajfa-12804	142	10	more	more	ADJ
ajfa-12804	142	11	information	information	NOUN
ajfa-12804	142	12	to	to	ADP
ajfa-12804	142	13	the	the	DET
ajfa-12804	142	14	public	public	NOUN
ajfa-12804	142	15	regarding	regard	VERB
ajfa-12804	142	16	their	their	PRON
ajfa-12804	142	17	risk	risk	NOUN
ajfa-12804	142	18	is	be	AUX
ajfa-12804	142	19	in	in	ADP
ajfa-12804	142	20	a	a	DET
ajfa-12804	142	21	better	well	ADJ
ajfa-12804	142	22	position	position	NOUN
ajfa-12804	142	23	(	(	PUNCT
ajfa-12804	142	24	baumann	baumann	PROPN
ajfa-12804	142	25	and	and	CCONJ
ajfa-12804	142	26	nier	nier	PROPN
ajfa-12804	142	27	,	,	PUNCT
ajfa-12804	142	28	2004	2004	NUM
ajfa-12804	142	29	)	)	PUNCT
ajfa-12804	142	30	.	.	PUNCT
ajfa-12804	143	1	on	on	ADP
ajfa-12804	143	2	the	the	DET
ajfa-12804	143	3	other	other	ADJ
ajfa-12804	143	4	hand	hand	NOUN
ajfa-12804	143	5	,	,	PUNCT
ajfa-12804	143	6	nier	nier	NOUN
ajfa-12804	143	7	(	(	PUNCT
ajfa-12804	143	8	2005	2005	NUM
ajfa-12804	143	9	)	)	PUNCT
ajfa-12804	143	10	revealed	reveal	VERB
ajfa-12804	143	11	that	that	SCONJ
ajfa-12804	143	12	bank	bank	NOUN
ajfa-12804	143	13	’s	’s	PART
ajfa-12804	143	14	transparent	transparent	ADJ
ajfa-12804	143	15	disclosures	disclosure	NOUN
ajfa-12804	143	16	eliminate	eliminate	VERB
ajfa-12804	143	17	financial	financial	ADJ
ajfa-12804	143	18	problems	problem	NOUN
ajfa-12804	143	19	and	and	CCONJ
ajfa-12804	143	20	reduce	reduce	VERB
ajfa-12804	143	21	risk	risk	NOUN
ajfa-12804	143	22	experience	experience	NOUN
ajfa-12804	143	23	that	that	PRON
ajfa-12804	143	24	reflects	reflect	VERB
ajfa-12804	143	25	the	the	DET
ajfa-12804	143	26	image	image	NOUN
ajfa-12804	143	27	in	in	ADP
ajfa-12804	143	28	the	the	DET
ajfa-12804	143	29	stock	stock	NOUN
ajfa-12804	143	30	market	market	NOUN
ajfa-12804	143	31	and	and	CCONJ
ajfa-12804	143	32	controls	control	VERB
ajfa-12804	143	33	the	the	DET
ajfa-12804	143	34	volatility	volatility	NOUN
ajfa-12804	143	35	of	of	ADP
ajfa-12804	143	36	share	share	NOUN
ajfa-12804	143	37	price	price	NOUN
ajfa-12804	143	38	.	.	PUNCT
ajfa-12804	144	1	the	the	DET
ajfa-12804	144	2	study	study	NOUN
ajfa-12804	144	3	provided	provide	VERB
ajfa-12804	144	4	a	a	DET
ajfa-12804	144	5	composite	composite	ADJ
ajfa-12804	144	6	set	set	NOUN
ajfa-12804	144	7	of	of	ADP
ajfa-12804	144	8	disclosure	disclosure	NOUN
ajfa-12804	144	9	indices	index	NOUN
ajfa-12804	144	10	which	which	PRON
ajfa-12804	144	11	contain	contain	VERB
ajfa-12804	144	12	seventeen	seventeen	NUM
ajfa-12804	144	13	items	item	NOUN
ajfa-12804	144	14	under	under	ADP
ajfa-12804	144	15	four	four	NUM
ajfa-12804	144	16	broad	broad	ADJ
ajfa-12804	144	17	heads	head	NOUN
ajfa-12804	144	18	,	,	PUNCT
ajfa-12804	144	19	e.g.	e.g.	ADV
ajfa-12804	144	20	(	(	PUNCT
ajfa-12804	144	21	i	i	NOUN
ajfa-12804	144	22	)	)	PUNCT
ajfa-12804	144	23	assets	asset	NOUN
ajfa-12804	144	24	(	(	PUNCT
ajfa-12804	144	25	ii	ii	NOUN
ajfa-12804	144	26	)	)	PUNCT
ajfa-12804	144	27	liabilities	liability	NOUN
ajfa-12804	144	28	(	(	PUNCT
ajfa-12804	144	29	iii	iii	NOUN
ajfa-12804	144	30	)	)	PUNCT
ajfa-12804	144	31	memo	memo	NOUN
ajfa-12804	144	32	lines	line	NOUN
ajfa-12804	144	33	and	and	CCONJ
ajfa-12804	144	34	(	(	PUNCT
ajfa-12804	144	35	iv	iv	X
ajfa-12804	144	36	)	)	PUNCT
ajfa-12804	144	37	income	income	NOUN
ajfa-12804	144	38	statement	statement	NOUN
ajfa-12804	144	39	and	and	CCONJ
ajfa-12804	144	40	considered	consider	VERB
ajfa-12804	144	41	those	those	DET
ajfa-12804	144	42	indices	index	NOUN
ajfa-12804	144	43	as	as	ADP
ajfa-12804	144	44	a	a	DET
ajfa-12804	144	45	measure	measure	NOUN
ajfa-12804	144	46	of	of	ADP
ajfa-12804	144	47	transparency	transparency	NOUN
ajfa-12804	144	48	.	.	PUNCT
ajfa-12804	145	1	however	however	ADV
ajfa-12804	145	2	,	,	PUNCT
ajfa-12804	145	3	nier	nier	PROPN
ajfa-12804	145	4	and	and	CCONJ
ajfa-12804	145	5	baumann	baumann	PROPN
ajfa-12804	145	6	(	(	PUNCT
ajfa-12804	145	7	2006	2006	NUM
ajfa-12804	145	8	)	)	PUNCT
ajfa-12804	145	9	found	find	VERB
ajfa-12804	145	10	that	that	SCONJ
ajfa-12804	145	11	the	the	DET
ajfa-12804	145	12	banks	bank	NOUN
ajfa-12804	145	13	that	that	PRON
ajfa-12804	145	14	provide	provide	VERB
ajfa-12804	145	15	more	more	ADJ
ajfa-12804	145	16	disclosure	disclosure	NOUN
ajfa-12804	145	17	to	to	ADP
ajfa-12804	145	18	the	the	DET
ajfa-12804	145	19	public	public	NOUN
ajfa-12804	145	20	are	be	AUX
ajfa-12804	145	21	more	more	ADV
ajfa-12804	145	22	transparent	transparent	ADJ
ajfa-12804	145	23	that	that	PRON
ajfa-12804	145	24	is	be	AUX
ajfa-12804	145	25	the	the	DET
ajfa-12804	145	26	indication	indication	NOUN
ajfa-12804	145	27	of	of	ADP
ajfa-12804	145	28	strong	strong	ADJ
ajfa-12804	145	29	market	market	NOUN
ajfa-12804	145	30	discipline	discipline	NOUN
ajfa-12804	145	31	and	and	CCONJ
ajfa-12804	145	32	are	be	AUX
ajfa-12804	145	33	encouraged	encourage	VERB
ajfa-12804	145	34	to	to	PART
ajfa-12804	145	35	avoid	avoid	VERB
ajfa-12804	145	36	risk	risk	NOUN
ajfa-12804	145	37	.	.	PUNCT
ajfa-12804	146	1	it	it	PRON
ajfa-12804	146	2	also	also	ADV
ajfa-12804	146	3	found	find	VERB
ajfa-12804	146	4	that	that	SCONJ
ajfa-12804	146	5	the	the	DET
ajfa-12804	146	6	disclosures	disclosure	NOUN
ajfa-12804	146	7	effect	effect	NOUN
ajfa-12804	146	8	became	become	VERB
ajfa-12804	146	9	obsolete	obsolete	ADJ
ajfa-12804	146	10	or	or	CCONJ
ajfa-12804	146	11	in	in	ADP
ajfa-12804	146	12	diminishing	diminish	VERB
ajfa-12804	146	13	trends	trend	NOUN
ajfa-12804	146	14	when	when	SCONJ
ajfa-12804	146	15	the	the	DET
ajfa-12804	146	16	bank	bank	NOUN
ajfa-12804	146	17	failure	failure	NOUN
ajfa-12804	146	18	supported	support	VERB
ajfa-12804	146	19	by	by	ADP
ajfa-12804	146	20	the	the	DET
ajfa-12804	146	21	government	government	NOUN
ajfa-12804	146	22	.	.	PUNCT
ajfa-12804	147	1	sometimes	sometimes	ADV
ajfa-12804	147	2	,	,	PUNCT
ajfa-12804	147	3	government	government	NOUN
ajfa-12804	147	4	prioritizes	prioritize	VERB
ajfa-12804	147	5	the	the	DET
ajfa-12804	147	6	political	political	ADJ
ajfa-12804	147	7	agendas	agenda	NOUN
ajfa-12804	147	8	rather	rather	ADV
ajfa-12804	147	9	than	than	ADP
ajfa-12804	147	10	the	the	DET
ajfa-12804	147	11	economic	economic	ADJ
ajfa-12804	147	12	consequences	consequence	NOUN
ajfa-12804	147	13	and	and	CCONJ
ajfa-12804	147	14	make	make	VERB
ajfa-12804	147	15	bound	bind	VERB
ajfa-12804	147	16	to	to	ADP
ajfa-12804	147	17	the	the	DET
ajfa-12804	147	18	government	government	NOUN
ajfa-12804	147	19	-	-	PUNCT
ajfa-12804	147	20	owned	own	VERB
ajfa-12804	147	21	banks	bank	NOUN
ajfa-12804	147	22	to	to	PART
ajfa-12804	147	23	release	release	VERB
ajfa-12804	147	24	or	or	CCONJ
ajfa-12804	147	25	grant	grant	VERB
ajfa-12804	147	26	loans	loan	NOUN
ajfa-12804	147	27	to	to	ADP
ajfa-12804	147	28	some	some	DET
ajfa-12804	147	29	unproductive	unproductive	ADJ
ajfa-12804	147	30	sectors	sector	NOUN
ajfa-12804	147	31	.	.	PUNCT
ajfa-12804	148	1	though	though	ADV
ajfa-12804	148	2	,	,	PUNCT
ajfa-12804	148	3	a	a	DET
ajfa-12804	148	4	higher	high	ADJ
ajfa-12804	148	5	level	level	NOUN
ajfa-12804	148	6	of	of	ADP
ajfa-12804	148	7	disclosures	disclosure	NOUN
ajfa-12804	148	8	may	may	AUX
ajfa-12804	148	9	be	be	AUX
ajfa-12804	148	10	found	find	VERB
ajfa-12804	148	11	unproductive	unproductive	ADJ
ajfa-12804	148	12	for	for	ADP
ajfa-12804	148	13	transparency	transparency	NOUN
ajfa-12804	148	14	when	when	SCONJ
ajfa-12804	148	15	the	the	DET
ajfa-12804	148	16	cost	cost	NOUN
ajfa-12804	148	17	related	relate	VERB
ajfa-12804	148	18	to	to	ADP
ajfa-12804	148	19	information	information	NOUN
ajfa-12804	148	20	production	production	NOUN
ajfa-12804	148	21	and	and	CCONJ
ajfa-12804	148	22	dissemination	dissemination	NOUN
ajfa-12804	148	23	is	be	AUX
ajfa-12804	148	24	more	more	ADJ
ajfa-12804	148	25	than	than	ADP
ajfa-12804	148	26	the	the	DET
ajfa-12804	148	27	benefit	benefit	NOUN
ajfa-12804	148	28	achieved	achieve	VERB
ajfa-12804	148	29	from	from	ADP
ajfa-12804	148	30	this	this	DET
ajfa-12804	148	31	information	information	NOUN
ajfa-12804	148	32	.	.	PUNCT
ajfa-12804	149	1	the	the	DET
ajfa-12804	149	2	key	key	ADJ
ajfa-12804	149	3	problem	problem	NOUN
ajfa-12804	149	4	identified	identify	VERB
ajfa-12804	149	5	of	of	ADP
ajfa-12804	149	6	corporate	corporate	ADJ
ajfa-12804	149	7	disclosure	disclosure	NOUN
ajfa-12804	149	8	is	be	AUX
ajfa-12804	149	9	the	the	DET
ajfa-12804	149	10	weakening	weakening	NOUN
ajfa-12804	149	11	in	in	ADP
ajfa-12804	149	12	a	a	DET
ajfa-12804	149	13	strategic	strategic	ADJ
ajfa-12804	149	14	fight	fight	NOUN
ajfa-12804	149	15	with	with	ADP
ajfa-12804	149	16	the	the	DET
ajfa-12804	149	17	competitor	competitor	NOUN
ajfa-12804	149	18	as	as	SCONJ
ajfa-12804	149	19	the	the	DET
ajfa-12804	149	20	competitor	competitor	NOUN
ajfa-12804	149	21	get	get	VERB
ajfa-12804	149	22	all	all	DET
ajfa-12804	149	23	the	the	DET
ajfa-12804	149	24	information	information	NOUN
ajfa-12804	149	25	and	and	CCONJ
ajfa-12804	149	26	can	can	AUX
ajfa-12804	149	27	set	set	VERB
ajfa-12804	149	28	appropriate	appropriate	ADJ
ajfa-12804	149	29	strategy	strategy	NOUN
ajfa-12804	149	30	for	for	ADP
ajfa-12804	149	31	his	his	PRON
ajfa-12804	149	32	business	business	NOUN
ajfa-12804	149	33	or	or	CCONJ
ajfa-12804	149	34	exploit	exploit	NOUN
ajfa-12804	149	35	can	can	AUX
ajfa-12804	149	36	affect	affect	VERB
ajfa-12804	149	37	the	the	DET
ajfa-12804	149	38	competitors	competitor	NOUN
ajfa-12804	149	39	(	(	PUNCT
ajfa-12804	149	40	hyytinen	hyytinen	NOUN
ajfa-12804	149	41	and	and	CCONJ
ajfa-12804	149	42	takalo	takalo	PROPN
ajfa-12804	149	43	,	,	PUNCT
ajfa-12804	149	44	2003	2003	NUM
ajfa-12804	149	45	)	)	PUNCT
ajfa-12804	149	46	.	.	PUNCT
ajfa-12804	150	1	it	it	PRON
ajfa-12804	150	2	is	be	AUX
ajfa-12804	150	3	also	also	ADV
ajfa-12804	150	4	argued	argue	VERB
ajfa-12804	150	5	that	that	SCONJ
ajfa-12804	150	6	bank	bank	NOUN
ajfa-12804	150	7	stability	stability	NOUN
ajfa-12804	150	8	is	be	AUX
ajfa-12804	150	9	greatly	greatly	ADV
ajfa-12804	150	10	influenced	influence	VERB
ajfa-12804	150	11	by	by	ADP
ajfa-12804	150	12	the	the	DET
ajfa-12804	150	13	transparency	transparency	NOUN
ajfa-12804	150	14	of	of	ADP
ajfa-12804	150	15	banks	bank	NOUN
ajfa-12804	150	16	(	(	PUNCT
ajfa-12804	150	17	tadesse	tadesse	INTJ
ajfa-12804	150	18	,	,	PUNCT
ajfa-12804	150	19	2006	2006	NUM
ajfa-12804	150	20	)	)	PUNCT
ajfa-12804	150	21	.	.	PUNCT
ajfa-12804	151	1	according	accord	VERB
ajfa-12804	151	2	to	to	ADP
ajfa-12804	151	3	“	"	PUNCT
ajfa-12804	151	4	disclosure	disclosure	NOUN
ajfa-12804	151	5	-	-	PUNCT
ajfa-12804	151	6	fragility	fragility	NOUN
ajfa-12804	151	7	’	'	PUNCT
ajfa-12804	151	8	view	view	NOUN
ajfa-12804	151	9	,	,	PUNCT
ajfa-12804	151	10	it	it	PRON
ajfa-12804	151	11	is	be	AUX
ajfa-12804	151	12	assumed	assume	VERB
ajfa-12804	151	13	that	that	SCONJ
ajfa-12804	151	14	negligible	negligible	ADJ
ajfa-12804	151	15	amount	amount	NOUN
ajfa-12804	151	16	of	of	ADP
ajfa-12804	151	17	distorted	distorted	ADJ
ajfa-12804	151	18	facts	fact	NOUN
ajfa-12804	151	19	may	may	AUX
ajfa-12804	151	20	misguide	misguide	VERB
ajfa-12804	151	21	the	the	DET
ajfa-12804	151	22	depositors	depositor	NOUN
ajfa-12804	151	23	or	or	CCONJ
ajfa-12804	151	24	lose	lose	VERB
ajfa-12804	151	25	public	public	ADJ
ajfa-12804	151	26	confidence	confidence	NOUN
ajfa-12804	151	27	.	.	PUNCT
ajfa-12804	152	1	this	this	DET
ajfa-12804	152	2	view	view	NOUN
ajfa-12804	152	3	asian	asian	ADJ
ajfa-12804	152	4	journal	journal	NOUN
ajfa-12804	152	5	of	of	ADP
ajfa-12804	152	6	finance	finance	PROPN
ajfa-12804	152	7	&	&	CCONJ
ajfa-12804	152	8	accounting	accounting	PROPN
ajfa-12804	152	9	issn	issn	PROPN
ajfa-12804	152	10	1946	1946	NUM
ajfa-12804	152	11	-	-	PUNCT
ajfa-12804	152	12	052x	052x	NOUN
ajfa-12804	152	13	2018	2018	NUM
ajfa-12804	152	14	,	,	PUNCT
ajfa-12804	152	15	vol	vol	NOUN
ajfa-12804	152	16	.	.	PROPN
ajfa-12804	152	17	10	10	NUM
ajfa-12804	152	18	,	,	PUNCT
ajfa-12804	152	19	no	no	INTJ
ajfa-12804	152	20	.	.	NOUN
ajfa-12804	152	21	1	1	NUM
ajfa-12804	152	22	ajfa.macrothink.org	ajfa.macrothink.org	ADJ
ajfa-12804	152	23	186	186	NUM
ajfa-12804	152	24	ignores	ignore	VERB
ajfa-12804	152	25	the	the	DET
ajfa-12804	152	26	fact	fact	NOUN
ajfa-12804	152	27	that	that	SCONJ
ajfa-12804	152	28	banking	banking	NOUN
ajfa-12804	152	29	business	business	NOUN
ajfa-12804	152	30	is	be	AUX
ajfa-12804	152	31	reliant	reliant	ADJ
ajfa-12804	152	32	on	on	ADP
ajfa-12804	152	33	public	public	ADJ
ajfa-12804	152	34	trust	trust	NOUN
ajfa-12804	152	35	.	.	PUNCT
ajfa-12804	153	1	prior	prior	ADJ
ajfa-12804	153	2	studies	study	NOUN
ajfa-12804	153	3	conducted	conduct	VERB
ajfa-12804	153	4	by	by	ADP
ajfa-12804	153	5	gilbert	gilbert	PROPN
ajfa-12804	153	6	and	and	CCONJ
ajfa-12804	153	7	vaugan	vaugan	PROPN
ajfa-12804	153	8	(	(	PUNCT
ajfa-12804	153	9	1998	1998	NUM
ajfa-12804	153	10	)	)	PUNCT
ajfa-12804	153	11	,	,	PUNCT
ajfa-12804	153	12	kaufman	kaufman	PROPN
ajfa-12804	153	13	and	and	CCONJ
ajfa-12804	153	14	scott	scott	PROPN
ajfa-12804	153	15	(	(	PUNCT
ajfa-12804	153	16	2003	2003	NUM
ajfa-12804	153	17	)	)	PUNCT
ajfa-12804	153	18	,	,	PUNCT
ajfa-12804	153	19	gorton	gorton	PROPN
ajfa-12804	153	20	&	&	CCONJ
ajfa-12804	153	21	huang	huang	PROPN
ajfa-12804	153	22	(	(	PUNCT
ajfa-12804	153	23	2006	2006	NUM
ajfa-12804	153	24	)	)	PUNCT
ajfa-12804	153	25	revealed	reveal	VERB
ajfa-12804	153	26	that	that	SCONJ
ajfa-12804	153	27	more	more	ADJ
ajfa-12804	153	28	disclosures	disclosure	NOUN
ajfa-12804	153	29	could	could	AUX
ajfa-12804	153	30	act	act	VERB
ajfa-12804	153	31	negatively	negatively	ADV
ajfa-12804	153	32	in	in	ADP
ajfa-12804	153	33	bank	bank	NOUN
ajfa-12804	153	34	stability	stability	NOUN
ajfa-12804	153	35	where	where	SCONJ
ajfa-12804	153	36	any	any	DET
ajfa-12804	153	37	specific	specific	ADJ
ajfa-12804	153	38	problem	problem	NOUN
ajfa-12804	153	39	identified	identify	VERB
ajfa-12804	153	40	and	and	CCONJ
ajfa-12804	153	41	generalized	generalize	VERB
ajfa-12804	153	42	for	for	ADP
ajfa-12804	153	43	the	the	DET
ajfa-12804	153	44	baking	baking	NOUN
ajfa-12804	153	45	sector	sector	NOUN
ajfa-12804	153	46	as	as	ADP
ajfa-12804	153	47	a	a	DET
ajfa-12804	153	48	whole	whole	NOUN
ajfa-12804	153	49	that	that	PRON
ajfa-12804	153	50	will	will	AUX
ajfa-12804	153	51	create	create	VERB
ajfa-12804	153	52	panic	panic	NOUN
ajfa-12804	153	53	.	.	PUNCT
ajfa-12804	154	1	furthermore	furthermore	ADV
ajfa-12804	154	2	,	,	PUNCT
ajfa-12804	154	3	disclosure	disclosure	NOUN
ajfa-12804	154	4	sometimes	sometimes	ADV
ajfa-12804	154	5	distorted	distort	VERB
ajfa-12804	154	6	the	the	DET
ajfa-12804	154	7	investor	investor	NOUN
ajfa-12804	154	8	's	's	PART
ajfa-12804	154	9	mind	mind	NOUN
ajfa-12804	154	10	and	and	CCONJ
ajfa-12804	154	11	fall	fall	VERB
ajfa-12804	154	12	their	their	PRON
ajfa-12804	154	13	confidence	confidence	NOUN
ajfa-12804	154	14	level	level	NOUN
ajfa-12804	154	15	that	that	PRON
ajfa-12804	154	16	led	lead	VERB
ajfa-12804	154	17	to	to	ADP
ajfa-12804	154	18	bank	bank	NOUN
ajfa-12804	154	19	failure	failure	NOUN
ajfa-12804	154	20	rather	rather	ADV
ajfa-12804	154	21	than	than	ADP
ajfa-12804	154	22	used	use	VERB
ajfa-12804	154	23	as	as	ADP
ajfa-12804	154	24	a	a	DET
ajfa-12804	154	25	monitoring	monitoring	NOUN
ajfa-12804	154	26	tool	tool	NOUN
ajfa-12804	154	27	(	(	PUNCT
ajfa-12804	154	28	tadesse	tadesse	INTJ
ajfa-12804	154	29	,	,	PUNCT
ajfa-12804	154	30	2006	2006	NUM
ajfa-12804	154	31	)	)	PUNCT
ajfa-12804	154	32	.	.	PUNCT
ajfa-12804	155	1	in	in	ADP
ajfa-12804	155	2	fact	fact	NOUN
ajfa-12804	155	3	,	,	PUNCT
ajfa-12804	155	4	the	the	DET
ajfa-12804	155	5	psychology	psychology	NOUN
ajfa-12804	155	6	of	of	ADP
ajfa-12804	155	7	the	the	DET
ajfa-12804	155	8	investor	investor	NOUN
ajfa-12804	155	9	differs	differ	VERB
ajfa-12804	155	10	concerning	concern	VERB
ajfa-12804	155	11	the	the	DET
ajfa-12804	155	12	positive	positive	ADJ
ajfa-12804	155	13	and	and	CCONJ
ajfa-12804	155	14	negatives	negative	NOUN
ajfa-12804	155	15	news	news	NOUN
ajfa-12804	155	16	of	of	ADP
ajfa-12804	155	17	the	the	DET
ajfa-12804	155	18	business	business	NOUN
ajfa-12804	155	19	.	.	PUNCT
ajfa-12804	156	1	another	another	DET
ajfa-12804	156	2	finding	finding	NOUN
ajfa-12804	156	3	extracted	extract	VERB
ajfa-12804	156	4	from	from	ADP
ajfa-12804	156	5	bushee	bushee	NOUN
ajfa-12804	156	6	and	and	CCONJ
ajfa-12804	156	7	noe	noe	PROPN
ajfa-12804	156	8	(	(	PUNCT
ajfa-12804	156	9	2000	2000	NUM
ajfa-12804	156	10	)	)	PUNCT
ajfa-12804	156	11	that	that	SCONJ
ajfa-12804	156	12	firms	firm	NOUN
ajfa-12804	156	13	with	with	ADP
ajfa-12804	156	14	a	a	DET
ajfa-12804	156	15	large	large	ADJ
ajfa-12804	156	16	volume	volume	NOUN
ajfa-12804	156	17	of	of	ADP
ajfa-12804	156	18	institutional	institutional	ADJ
ajfa-12804	156	19	investors	investor	NOUN
ajfa-12804	156	20	required	require	VERB
ajfa-12804	156	21	more	more	ADJ
ajfa-12804	156	22	disclosure	disclosure	NOUN
ajfa-12804	156	23	to	to	PART
ajfa-12804	156	24	reduce	reduce	VERB
ajfa-12804	156	25	the	the	DET
ajfa-12804	156	26	monitoring	monitoring	NOUN
ajfa-12804	156	27	cost	cost	NOUN
ajfa-12804	156	28	.	.	PUNCT
ajfa-12804	157	1	the	the	DET
ajfa-12804	157	2	reason	reason	NOUN
ajfa-12804	157	3	behind	behind	ADP
ajfa-12804	157	4	this	this	PRON
ajfa-12804	157	5	,	,	PUNCT
ajfa-12804	157	6	higher	high	ADJ
ajfa-12804	157	7	disclosure	disclosure	NOUN
ajfa-12804	157	8	has	have	VERB
ajfa-12804	157	9	negative	negative	ADJ
ajfa-12804	157	10	effect	effect	NOUN
ajfa-12804	157	11	on	on	ADP
ajfa-12804	157	12	stock	stock	NOUN
ajfa-12804	157	13	price	price	NOUN
ajfa-12804	157	14	volatility	volatility	NOUN
ajfa-12804	157	15	as	as	SCONJ
ajfa-12804	157	16	it	it	PRON
ajfa-12804	157	17	decreases	decrease	VERB
ajfa-12804	157	18	information	information	NOUN
ajfa-12804	157	19	asymmetry	asymmetry	NOUN
ajfa-12804	157	20	.	.	PUNCT
ajfa-12804	158	1	the	the	DET
ajfa-12804	158	2	findings	finding	NOUN
ajfa-12804	158	3	also	also	ADV
ajfa-12804	158	4	revealed	reveal	VERB
ajfa-12804	158	5	that	that	SCONJ
ajfa-12804	158	6	lower	low	ADJ
ajfa-12804	158	7	variance	variance	NOUN
ajfa-12804	158	8	of	of	ADP
ajfa-12804	158	9	share	share	NOUN
ajfa-12804	158	10	price	price	NOUN
ajfa-12804	158	11	could	could	AUX
ajfa-12804	158	12	draw	draw	VERB
ajfa-12804	158	13	the	the	DET
ajfa-12804	158	14	attention	attention	NOUN
ajfa-12804	158	15	of	of	ADP
ajfa-12804	158	16	the	the	DET
ajfa-12804	158	17	investor	investor	NOUN
ajfa-12804	158	18	as	as	ADV
ajfa-12804	158	19	well	well	ADV
ajfa-12804	158	20	as	as	ADP
ajfa-12804	158	21	external	external	ADJ
ajfa-12804	158	22	sources	source	NOUN
ajfa-12804	158	23	that	that	PRON
ajfa-12804	158	24	result	result	VERB
ajfa-12804	158	25	in	in	ADP
ajfa-12804	158	26	thelower	thelower	NOUN
ajfa-12804	158	27	cost	cost	NOUN
ajfa-12804	158	28	of	of	ADP
ajfa-12804	158	29	capital	capital	NOUN
ajfa-12804	158	30	.	.	PUNCT
ajfa-12804	159	1	some	some	PRON
ajfa-12804	159	2	of	of	ADP
ajfa-12804	159	3	the	the	DET
ajfa-12804	159	4	studies	study	NOUN
ajfa-12804	159	5	(	(	PUNCT
ajfa-12804	159	6	healy	healy	PROPN
ajfa-12804	159	7	and	and	CCONJ
ajfa-12804	159	8	palepu	palepu	PROPN
ajfa-12804	159	9	,	,	PUNCT
ajfa-12804	159	10	2001	2001	NUM
ajfa-12804	159	11	;	;	PUNCT
ajfa-12804	159	12	hassan	hassan	PROPN
ajfa-12804	159	13	&	&	CCONJ
ajfa-12804	159	14	marston	marston	PROPN
ajfa-12804	159	15	,	,	PUNCT
ajfa-12804	159	16	2010	2010	NUM
ajfa-12804	159	17	)	)	PUNCT
ajfa-12804	159	18	found	find	VERB
ajfa-12804	159	19	that	that	SCONJ
ajfa-12804	159	20	investors	investor	NOUN
ajfa-12804	159	21	those	those	PRON
ajfa-12804	159	22	do	do	AUX
ajfa-12804	159	23	not	not	PART
ajfa-12804	159	24	have	have	VERB
ajfa-12804	159	25	direct	direct	ADJ
ajfa-12804	159	26	access	access	NOUN
ajfa-12804	159	27	to	to	ADP
ajfa-12804	159	28	the	the	DET
ajfa-12804	159	29	privately	privately	ADV
ajfa-12804	159	30	generated	generate	VERB
ajfa-12804	159	31	information	information	NOUN
ajfa-12804	159	32	are	be	AUX
ajfa-12804	159	33	mostly	mostly	ADV
ajfa-12804	159	34	depend	depend	ADJ
ajfa-12804	159	35	on	on	ADP
ajfa-12804	159	36	public	public	ADJ
ajfa-12804	159	37	information	information	NOUN
ajfa-12804	159	38	.	.	PUNCT
ajfa-12804	160	1	therefore	therefore	ADV
ajfa-12804	160	2	,	,	PUNCT
ajfa-12804	160	3	assuming	assume	VERB
ajfa-12804	160	4	other	other	ADJ
ajfa-12804	160	5	things	thing	NOUN
ajfa-12804	160	6	remaining	remain	VERB
ajfa-12804	160	7	constant	constant	ADJ
ajfa-12804	160	8	,	,	PUNCT
ajfa-12804	160	9	investors	investor	NOUN
ajfa-12804	160	10	select	select	VERB
ajfa-12804	160	11	banks	bank	NOUN
ajfa-12804	160	12	that	that	PRON
ajfa-12804	160	13	have	have	VERB
ajfa-12804	160	14	a	a	DET
ajfa-12804	160	15	higher	high	ADJ
ajfa-12804	160	16	level	level	NOUN
ajfa-12804	160	17	of	of	ADP
ajfa-12804	160	18	disclosure	disclosure	NOUN
ajfa-12804	160	19	.	.	PUNCT
ajfa-12804	161	1	in	in	ADP
ajfa-12804	161	2	the	the	DET
ajfa-12804	161	3	above	above	ADJ
ajfa-12804	161	4	discussion	discussion	NOUN
ajfa-12804	161	5	,	,	PUNCT
ajfa-12804	161	6	it	it	PRON
ajfa-12804	161	7	is	be	AUX
ajfa-12804	161	8	found	find	VERB
ajfa-12804	161	9	that	that	SCONJ
ajfa-12804	161	10	the	the	DET
ajfa-12804	161	11	effects	effect	NOUN
ajfa-12804	161	12	of	of	ADP
ajfa-12804	161	13	disclosure	disclosure	NOUN
ajfa-12804	161	14	on	on	ADP
ajfa-12804	161	15	bank	bank	NOUN
ajfa-12804	161	16	risk	risk	NOUN
ajfa-12804	161	17	are	be	AUX
ajfa-12804	161	18	debatable	debatable	ADJ
ajfa-12804	161	19	and	and	CCONJ
ajfa-12804	161	20	to	to	ADP
ajfa-12804	161	21	some	some	DET
ajfa-12804	161	22	extent	extent	NOUN
ajfa-12804	161	23	conflicting	conflict	VERB
ajfa-12804	161	24	.	.	PUNCT
ajfa-12804	162	1	however	however	ADV
ajfa-12804	162	2	,	,	PUNCT
ajfa-12804	162	3	agency	agency	NOUN
ajfa-12804	162	4	theory	theory	NOUN
ajfa-12804	162	5	advocates	advocate	VERB
ajfa-12804	162	6	in	in	ADP
ajfa-12804	162	7	favor	favor	NOUN
ajfa-12804	162	8	of	of	ADP
ajfa-12804	162	9	higher	high	ADJ
ajfa-12804	162	10	disclosure	disclosure	NOUN
ajfa-12804	162	11	as	as	SCONJ
ajfa-12804	162	12	it	it	PRON
ajfa-12804	162	13	mitigates	mitigate	VERB
ajfa-12804	162	14	the	the	DET
ajfa-12804	162	15	conflict	conflict	NOUN
ajfa-12804	162	16	of	of	ADP
ajfa-12804	162	17	interest	interest	NOUN
ajfa-12804	162	18	and	and	CCONJ
ajfa-12804	162	19	controls	control	VERB
ajfa-12804	162	20	the	the	DET
ajfa-12804	162	21	risk	risk	NOUN
ajfa-12804	162	22	-	-	PUNCT
ajfa-12804	162	23	takingbehavior	takingbehavior	NOUN
ajfa-12804	162	24	of	of	ADP
ajfa-12804	162	25	banks	bank	NOUN
ajfa-12804	162	26	.	.	PUNCT
ajfa-12804	163	1	banks	bank	NOUN
ajfa-12804	163	2	should	should	AUX
ajfa-12804	163	3	have	have	VERB
ajfa-12804	163	4	stringent	stringent	ADJ
ajfa-12804	163	5	disclosure	disclosure	NOUN
ajfa-12804	163	6	requirement	requirement	NOUN
ajfa-12804	163	7	as	as	ADP
ajfa-12804	163	8	its	its	PRON
ajfa-12804	163	9	nature	nature	NOUN
ajfa-12804	163	10	is	be	AUX
ajfa-12804	163	11	more	more	ADV
ajfa-12804	163	12	opaque	opaque	ADJ
ajfa-12804	163	13	than	than	ADP
ajfa-12804	163	14	other	other	ADJ
ajfa-12804	163	15	industries	industry	NOUN
ajfa-12804	163	16	.	.	PUNCT
ajfa-12804	164	1	the	the	DET
ajfa-12804	164	2	disclosure	disclosure	NOUN
ajfa-12804	164	3	stability	stability	NOUN
ajfa-12804	164	4	theory	theory	NOUN
ajfa-12804	164	5	depicts	depict	VERB
ajfa-12804	164	6	that	that	SCONJ
ajfa-12804	164	7	higher	high	ADJ
ajfa-12804	164	8	disclosure	disclosure	NOUN
ajfa-12804	164	9	and	and	CCONJ
ajfa-12804	164	10	transparency	transparency	NOUN
ajfa-12804	164	11	allow	allow	VERB
ajfa-12804	164	12	the	the	DET
ajfa-12804	164	13	investors	investor	NOUN
ajfa-12804	164	14	to	to	PART
ajfa-12804	164	15	stay	stay	VERB
ajfa-12804	164	16	longer	long	ADJ
ajfa-12804	164	17	period	period	NOUN
ajfa-12804	164	18	in	in	ADP
ajfa-12804	164	19	the	the	DET
ajfa-12804	164	20	structure	structure	NOUN
ajfa-12804	164	21	of	of	ADP
ajfa-12804	164	22	strong	strong	ADJ
ajfa-12804	164	23	market	market	NOUN
ajfa-12804	164	24	discipline	discipline	NOUN
ajfa-12804	164	25	.	.	PUNCT
ajfa-12804	165	1	it	it	PRON
ajfa-12804	165	2	could	could	AUX
ajfa-12804	165	3	happen	happen	VERB
ajfa-12804	165	4	by	by	ADP
ajfa-12804	165	5	proper	proper	ADJ
ajfa-12804	165	6	allocation	allocation	NOUN
ajfa-12804	165	7	of	of	ADP
ajfa-12804	165	8	assets	asset	NOUN
ajfa-12804	165	9	and	and	CCONJ
ajfa-12804	165	10	elimination	elimination	NOUN
ajfa-12804	165	11	of	of	ADP
ajfa-12804	165	12	asymmetric	asymmetric	ADJ
ajfa-12804	165	13	information	information	NOUN
ajfa-12804	165	14	in	in	ADP
ajfa-12804	165	15	the	the	DET
ajfa-12804	165	16	marketplace	marketplace	NOUN
ajfa-12804	165	17	among	among	ADP
ajfa-12804	165	18	the	the	DET
ajfa-12804	165	19	participants	participant	NOUN
ajfa-12804	165	20	.	.	PUNCT
ajfa-12804	166	1	in	in	ADP
ajfa-12804	166	2	fact	fact	NOUN
ajfa-12804	166	3	,	,	PUNCT
ajfa-12804	166	4	investors	investor	NOUN
ajfa-12804	166	5	can	can	AUX
ajfa-12804	166	6	evaluate	evaluate	VERB
ajfa-12804	166	7	the	the	DET
ajfa-12804	166	8	performance	performance	NOUN
ajfa-12804	166	9	of	of	ADP
ajfa-12804	166	10	banks	bank	NOUN
ajfa-12804	166	11	accurately	accurately	ADV
ajfa-12804	166	12	in	in	ADP
ajfa-12804	166	13	the	the	DET
ajfa-12804	166	14	presence	presence	NOUN
ajfa-12804	166	15	of	of	ADP
ajfa-12804	166	16	adequate	adequate	ADJ
ajfa-12804	166	17	disclosures	disclosure	NOUN
ajfa-12804	166	18	.	.	PUNCT
ajfa-12804	167	1	it	it	PRON
ajfa-12804	167	2	is	be	AUX
ajfa-12804	167	3	true	true	ADJ
ajfa-12804	167	4	that	that	SCONJ
ajfa-12804	167	5	the	the	DET
ajfa-12804	167	6	funding	funding	NOUN
ajfa-12804	167	7	cost	cost	NOUN
ajfa-12804	167	8	of	of	ADP
ajfa-12804	167	9	the	the	DET
ajfa-12804	167	10	risky	risky	ADJ
ajfa-12804	167	11	banks	bank	NOUN
ajfa-12804	167	12	is	be	AUX
ajfa-12804	167	13	more	more	ADJ
ajfa-12804	167	14	than	than	ADP
ajfa-12804	167	15	the	the	DET
ajfa-12804	167	16	less	less	ADV
ajfa-12804	167	17	risky	risky	ADJ
ajfa-12804	167	18	banks	bank	NOUN
ajfa-12804	167	19	as	as	ADP
ajfa-12804	167	20	the	the	DET
ajfa-12804	167	21	association	association	NOUN
ajfa-12804	167	22	with	with	ADP
ajfa-12804	167	23	the	the	DET
ajfa-12804	167	24	probability	probability	NOUN
ajfa-12804	167	25	of	of	ADP
ajfa-12804	167	26	default	default	NOUN
ajfa-12804	167	27	is	be	AUX
ajfa-12804	167	28	more	more	ADJ
ajfa-12804	167	29	.	.	PUNCT
ajfa-12804	168	1	therefore	therefore	ADV
ajfa-12804	168	2	,	,	PUNCT
ajfa-12804	168	3	the	the	DET
ajfa-12804	168	4	banks	bank	NOUN
ajfa-12804	168	5	those	those	PRON
ajfa-12804	168	6	provide	provide	VERB
ajfa-12804	168	7	higher	high	ADJ
ajfa-12804	168	8	disclosures	disclosure	NOUN
ajfa-12804	168	9	are	be	AUX
ajfa-12804	168	10	more	more	ADV
ajfa-12804	168	11	transparent	transparent	ADJ
ajfa-12804	168	12	pursue	pursue	VERB
ajfa-12804	168	13	lower	low	ADJ
ajfa-12804	168	14	risk	risk	NOUN
ajfa-12804	168	15	strategies	strategy	NOUN
ajfa-12804	168	16	.	.	PUNCT
ajfa-12804	169	1	on	on	ADP
ajfa-12804	169	2	the	the	DET
ajfa-12804	169	3	contrary	contrary	NOUN
ajfa-12804	169	4	,	,	PUNCT
ajfa-12804	169	5	banks	bank	NOUN
ajfa-12804	169	6	with	with	ADP
ajfa-12804	169	7	higher	high	ADJ
ajfa-12804	169	8	level	level	NOUN
ajfa-12804	169	9	of	of	ADP
ajfa-12804	169	10	disclosures	disclosure	NOUN
ajfa-12804	169	11	may	may	AUX
ajfa-12804	169	12	create	create	VERB
ajfa-12804	169	13	a	a	DET
ajfa-12804	169	14	noise	noise	NOUN
ajfa-12804	169	15	where	where	SCONJ
ajfa-12804	169	16	important	important	ADJ
ajfa-12804	169	17	information	information	NOUN
ajfa-12804	169	18	may	may	AUX
ajfa-12804	169	19	be	be	AUX
ajfa-12804	169	20	covered	cover	VERB
ajfa-12804	169	21	by	by	ADP
ajfa-12804	169	22	unimportantinformation	unimportantinformation	NOUN
ajfa-12804	169	23	.	.	PUNCT
ajfa-12804	170	1	to	to	PART
ajfa-12804	170	2	conclude	conclude	VERB
ajfa-12804	170	3	,	,	PUNCT
ajfa-12804	170	4	it	it	PRON
ajfa-12804	170	5	is	be	AUX
ajfa-12804	170	6	found	find	VERB
ajfa-12804	170	7	that	that	SCONJ
ajfa-12804	170	8	the	the	DET
ajfa-12804	170	9	effect	effect	NOUN
ajfa-12804	170	10	of	of	ADP
ajfa-12804	170	11	disclosures	disclosure	NOUN
ajfa-12804	170	12	on	on	ADP
ajfa-12804	170	13	bank	bank	NOUN
ajfa-12804	170	14	risk	risk	NOUN
ajfa-12804	170	15	(	(	PUNCT
ajfa-12804	170	16	overall	overall	ADJ
ajfa-12804	170	17	risk	risk	NOUN
ajfa-12804	170	18	,	,	PUNCT
ajfa-12804	170	19	credit	credit	NOUN
ajfa-12804	170	20	risk	risk	NOUN
ajfa-12804	170	21	,	,	PUNCT
ajfa-12804	170	22	market	market	NOUN
ajfa-12804	170	23	risk	risk	NOUN
ajfa-12804	170	24	,	,	PUNCT
ajfa-12804	170	25	and	and	CCONJ
ajfa-12804	170	26	liquidity	liquidity	NOUN
ajfa-12804	170	27	risk	risk	NOUN
ajfa-12804	170	28	)	)	PUNCT
ajfa-12804	170	29	may	may	AUX
ajfa-12804	170	30	be	be	AUX
ajfa-12804	170	31	either	either	CCONJ
ajfa-12804	170	32	positive	positive	ADJ
ajfa-12804	170	33	or	or	CCONJ
ajfa-12804	170	34	negative	negative	ADJ
ajfa-12804	170	35	.	.	PUNCT
ajfa-12804	171	1	it	it	PRON
ajfa-12804	171	2	is	be	AUX
ajfa-12804	171	3	also	also	ADV
ajfa-12804	171	4	argued	argue	VERB
ajfa-12804	171	5	that	that	SCONJ
ajfa-12804	171	6	disclosures	disclosure	NOUN
ajfa-12804	171	7	and	and	CCONJ
ajfa-12804	171	8	corporate	corporate	ADJ
ajfa-12804	171	9	governance	governance	NOUN
ajfa-12804	171	10	havestrong	havestrong	VERB
ajfa-12804	171	11	positive	positive	ADJ
ajfa-12804	171	12	relation	relation	NOUN
ajfa-12804	171	13	,	,	PUNCT
ajfa-12804	171	14	so	so	SCONJ
ajfa-12804	171	15	banks	bank	NOUN
ajfa-12804	171	16	governance	governance	NOUN
ajfa-12804	171	17	system	system	NOUN
ajfa-12804	171	18	also	also	ADV
ajfa-12804	171	19	responsible	responsible	ADJ
ajfa-12804	171	20	for	for	ADP
ajfa-12804	171	21	the	the	DET
ajfa-12804	171	22	riskiness	riskiness	NOUN
ajfa-12804	171	23	of	of	ADP
ajfa-12804	171	24	banks	bank	NOUN
ajfa-12804	171	25	.	.	PUNCT
ajfa-12804	172	1	4	4	X
ajfa-12804	172	2	.	.	X
ajfa-12804	172	3	risk	risk	NOUN
ajfa-12804	172	4	reporting	reporting	NOUN
ajfa-12804	172	5	of	of	ADP
ajfa-12804	172	6	the	the	DET
ajfa-12804	172	7	banking	banking	NOUN
ajfa-12804	172	8	sector	sector	NOUN
ajfa-12804	172	9	of	of	ADP
ajfa-12804	172	10	bangladesh	bangladesh	NOUN
ajfa-12804	172	11	:	:	PUNCT
ajfa-12804	172	12	a	a	DET
ajfa-12804	172	13	time	time	NOUN
ajfa-12804	172	14	horizon	horizon	NOUN
ajfa-12804	172	15	analysis	analysis	NOUN
ajfa-12804	172	16	the	the	DET
ajfa-12804	172	17	introduction	introduction	NOUN
ajfa-12804	172	18	to	to	PART
ajfa-12804	172	19	risk	risk	VERB
ajfa-12804	172	20	and	and	CCONJ
ajfa-12804	172	21	objectives	objective	NOUN
ajfa-12804	172	22	of	of	ADP
ajfa-12804	172	23	risk	risk	NOUN
ajfa-12804	172	24	management	management	NOUN
ajfa-12804	172	25	are	be	AUX
ajfa-12804	172	26	describedby	describedby	ADJ
ajfa-12804	172	27	the	the	DET
ajfa-12804	172	28	guidelines	guideline	NOUN
ajfa-12804	172	29	issued	issue	VERB
ajfa-12804	172	30	by	by	ADP
ajfa-12804	172	31	bangladesh	bangladesh	PROPN
ajfa-12804	172	32	bank	bank	PROPN
ajfa-12804	172	33	(	(	PUNCT
ajfa-12804	172	34	note	note	NOUN
ajfa-12804	172	35	2	2	NUM
ajfa-12804	172	36	)	)	PUNCT
ajfa-12804	172	37	under	under	ADP
ajfa-12804	172	38	section	section	NOUN
ajfa-12804	172	39	forty	forty	NUM
ajfa-12804	172	40	-	-	PUNCT
ajfa-12804	172	41	five	five	NUM
ajfa-12804	172	42	(	(	PUNCT
ajfa-12804	172	43	section	section	NOUN
ajfa-12804	172	44	45	45	NUM
ajfa-12804	172	45	)	)	PUNCT
ajfa-12804	172	46	of	of	ADP
ajfa-12804	172	47	“	"	PUNCT
ajfa-12804	172	48	bank	bank	NOUN
ajfa-12804	172	49	companies	company	NOUN
ajfa-12804	172	50	act	act	VERB
ajfa-12804	172	51	,	,	PUNCT
ajfa-12804	172	52	1991	1991	NUM
ajfa-12804	172	53	”	"	PUNCT
ajfa-12804	172	54	.	.	PUNCT
ajfa-12804	173	1	it	it	PRON
ajfa-12804	173	2	provides	provide	VERB
ajfa-12804	173	3	a	a	DET
ajfa-12804	173	4	systematic	systematic	ADJ
ajfa-12804	173	5	way	way	NOUN
ajfa-12804	173	6	of	of	ADP
ajfa-12804	173	7	identifying	identify	VERB
ajfa-12804	173	8	and	and	CCONJ
ajfa-12804	173	9	measuring	measure	VERB
ajfa-12804	173	10	potential	potential	ADJ
ajfa-12804	173	11	risk	risk	NOUN
ajfa-12804	173	12	for	for	ADP
ajfa-12804	173	13	the	the	DET
ajfa-12804	173	14	sake	sake	NOUN
ajfa-12804	173	15	of	of	ADP
ajfa-12804	173	16	diversifying	diversify	VERB
ajfa-12804	173	17	and	and	CCONJ
ajfa-12804	173	18	preventing	prevent	VERB
ajfa-12804	173	19	their	their	PRON
ajfa-12804	173	20	impact	impact	NOUN
ajfa-12804	173	21	on	on	ADP
ajfa-12804	173	22	bank	bank	NOUN
ajfa-12804	173	23	performance	performance	NOUN
ajfa-12804	173	24	.	.	PUNCT
ajfa-12804	174	1	from	from	ADP
ajfa-12804	174	2	february	february	PROPN
ajfa-12804	174	3	2012	2012	NUM
ajfa-12804	174	4	,	,	PUNCT
ajfa-12804	174	5	bangladesh	bangladesh	PROPN
ajfa-12804	174	6	bank	bank	PROPN
ajfa-12804	174	7	implemented	implement	VERB
ajfa-12804	174	8	the	the	DET
ajfa-12804	174	9	guidelines	guideline	NOUN
ajfa-12804	174	10	mandatorily	mandatorily	ADV
ajfa-12804	174	11	for	for	ADP
ajfa-12804	174	12	all	all	DET
ajfa-12804	174	13	the	the	DET
ajfa-12804	174	14	asian	asian	ADJ
ajfa-12804	174	15	journal	journal	NOUN
ajfa-12804	174	16	of	of	ADP
ajfa-12804	174	17	finance	finance	PROPN
ajfa-12804	174	18	&	&	CCONJ
ajfa-12804	174	19	accounting	accounting	PROPN
ajfa-12804	174	20	issn	issn	PROPN
ajfa-12804	174	21	1946	1946	NUM
ajfa-12804	174	22	-	-	PUNCT
ajfa-12804	174	23	052x	052x	NOUN
ajfa-12804	174	24	2018	2018	NUM
ajfa-12804	174	25	,	,	PUNCT
ajfa-12804	174	26	vol	vol	NOUN
ajfa-12804	174	27	.	.	PROPN
ajfa-12804	174	28	10	10	NUM
ajfa-12804	174	29	,	,	PUNCT
ajfa-12804	174	30	no	no	INTJ
ajfa-12804	174	31	.	.	NOUN
ajfa-12804	174	32	1	1	NUM
ajfa-12804	174	33	ajfa.macrothink.org	ajfa.macrothink.org	ADJ
ajfa-12804	174	34	187	187	NUM
ajfa-12804	174	35	scheduled	schedule	VERB
ajfa-12804	174	36	banks	bank	NOUN
ajfa-12804	174	37	operated	operate	VERB
ajfa-12804	174	38	in	in	ADP
ajfa-12804	174	39	bangladesh	bangladesh	NOUN
ajfa-12804	174	40	.	.	PUNCT
ajfa-12804	175	1	the	the	DET
ajfa-12804	175	2	“	"	PUNCT
ajfa-12804	175	3	risk	risk	NOUN
ajfa-12804	175	4	management	management	NOUN
ajfa-12804	175	5	guidelines	guideline	NOUN
ajfa-12804	175	6	for	for	ADP
ajfa-12804	175	7	banks	bank	NOUN
ajfa-12804	175	8	”	"	PUNCT
ajfa-12804	175	9	are	be	AUX
ajfa-12804	175	10	structured	structure	VERB
ajfa-12804	175	11	by	by	ADP
ajfa-12804	175	12	following	follow	VERB
ajfa-12804	175	13	aspects	aspect	NOUN
ajfa-12804	175	14	:	:	PUNCT
ajfa-12804	175	15	figure	figure	NOUN
ajfa-12804	175	16	3	3	NUM
ajfa-12804	175	17	.	.	PUNCT
ajfa-12804	176	1	aspects	aspect	NOUN
ajfa-12804	176	2	of	of	ADP
ajfa-12804	176	3	risk	risk	NOUN
ajfa-12804	176	4	management	management	NOUN
ajfa-12804	176	5	guidelines	guideline	NOUN
ajfa-12804	176	6	for	for	ADP
ajfa-12804	176	7	banks	bank	NOUN
ajfa-12804	176	8	source	source	NOUN
ajfa-12804	176	9	:	:	PUNCT
ajfa-12804	176	10	risk	risk	NOUN
ajfa-12804	176	11	management	management	NOUN
ajfa-12804	176	12	guidelines	guideline	NOUN
ajfa-12804	176	13	for	for	ADP
ajfa-12804	176	14	banks	bank	NOUN
ajfa-12804	176	15	(	(	PUNCT
ajfa-12804	176	16	2012	2012	NUM
ajfa-12804	176	17	)	)	PUNCT
ajfa-12804	176	18	,	,	PUNCT
ajfa-12804	176	19	department	department	NOUN
ajfa-12804	176	20	of	of	ADP
ajfa-12804	176	21	off	off	ADP
ajfa-12804	176	22	-	-	PUNCT
ajfa-12804	176	23	site	site	NOUN
ajfa-12804	176	24	supervision	supervision	NOUN
ajfa-12804	176	25	,	,	PUNCT
ajfa-12804	176	26	bangladesh	bangladesh	PROPN
ajfa-12804	176	27	bank	bank	PROPN
ajfa-12804	176	28	the	the	DET
ajfa-12804	176	29	guidelines	guideline	NOUN
ajfa-12804	176	30	of	of	ADP
ajfa-12804	176	31	the	the	DET
ajfa-12804	176	32	above	above	ADV
ajfa-12804	176	33	-	-	PUNCT
ajfa-12804	176	34	stated	state	VERB
ajfa-12804	176	35	structure	structure	NOUN
ajfa-12804	176	36	are	be	AUX
ajfa-12804	176	37	setby	setby	NOUN
ajfa-12804	176	38	the	the	DET
ajfa-12804	176	39	prescribed	prescribed	ADJ
ajfa-12804	176	40	framework	framework	NOUN
ajfa-12804	176	41	issued	issue	VERB
ajfa-12804	176	42	by	by	ADP
ajfa-12804	176	43	basel	basel	PROPN
ajfa-12804	176	44	committee	committee	PROPN
ajfa-12804	176	45	on	on	ADP
ajfa-12804	176	46	banking	banking	NOUN
ajfa-12804	176	47	supervision	supervision	NOUN
ajfa-12804	176	48	(	(	PUNCT
ajfa-12804	176	49	bcbs	bcbs	PROPN
ajfa-12804	176	50	)	)	PUNCT
ajfa-12804	176	51	in	in	ADP
ajfa-12804	176	52	october	october	PROPN
ajfa-12804	176	53	2006	2006	NUM
ajfa-12804	176	54	.	.	PUNCT
ajfa-12804	177	1	the	the	DET
ajfa-12804	177	2	requirements	requirement	NOUN
ajfa-12804	177	3	of	of	ADP
ajfa-12804	177	4	the	the	DET
ajfa-12804	177	5	core	core	ADJ
ajfa-12804	177	6	principles	principle	NOUN
ajfa-12804	177	7	(	(	PUNCT
ajfa-12804	177	8	cp	cp	NOUN
ajfa-12804	177	9	)	)	PUNCT
ajfa-12804	177	10	in	in	ADP
ajfa-12804	177	11	“	"	PUNCT
ajfa-12804	177	12	risk	risk	NOUN
ajfa-12804	177	13	management	management	NOUN
ajfa-12804	177	14	processes	process	NOUN
ajfa-12804	177	15	”	"	PUNCT
ajfa-12804	177	16	is	be	AUX
ajfa-12804	177	17	the	the	DET
ajfa-12804	177	18	identifying	identifying	NOUN
ajfa-12804	177	19	,	,	PUNCT
ajfa-12804	177	20	evaluating	evaluating	NOUN
ajfa-12804	177	21	,	,	PUNCT
ajfa-12804	177	22	monitoring	monitoring	NOUN
ajfa-12804	177	23	and	and	CCONJ
ajfa-12804	177	24	controlling	control	VERB
ajfa-12804	177	25	or	or	CCONJ
ajfa-12804	177	26	mitigating	mitigate	VERB
ajfa-12804	177	27	risk	risk	NOUN
ajfa-12804	177	28	and	and	CCONJ
ajfa-12804	177	29	also	also	ADV
ajfa-12804	177	30	estimate	estimate	VERB
ajfa-12804	177	31	the	the	DET
ajfa-12804	177	32	capital	capital	NOUN
ajfa-12804	177	33	adequacy	adequacy	NOUN
ajfa-12804	177	34	requirements	requirement	NOUN
ajfa-12804	177	35	to	to	PART
ajfa-12804	177	36	cover	cover	VERB
ajfa-12804	177	37	up	up	ADP
ajfa-12804	177	38	the	the	DET
ajfa-12804	177	39	probable	probable	ADJ
ajfa-12804	177	40	risk	risk	NOUN
ajfa-12804	177	41	profile	profile	NOUN
ajfa-12804	177	42	.	.	PUNCT
ajfa-12804	178	1	the	the	DET
ajfa-12804	178	2	processes	process	NOUN
ajfa-12804	178	3	start	start	VERB
ajfa-12804	178	4	with	with	ADP
ajfa-12804	178	5	the	the	DET
ajfa-12804	178	6	size	size	NOUN
ajfa-12804	178	7	and	and	CCONJ
ajfa-12804	178	8	riskiness	riskiness	NOUN
ajfa-12804	178	9	of	of	ADP
ajfa-12804	178	10	banks	bank	NOUN
ajfa-12804	178	11	in	in	ADP
ajfa-12804	178	12	the	the	DET
ajfa-12804	178	13	premises	premise	NOUN
ajfa-12804	178	14	of	of	ADP
ajfa-12804	178	15	credit	credit	NOUN
ajfa-12804	178	16	risk	risk	NOUN
ajfa-12804	178	17	,	,	PUNCT
ajfa-12804	178	18	market	market	NOUN
ajfa-12804	178	19	risk	risk	NOUN
ajfa-12804	178	20	,	,	PUNCT
ajfa-12804	178	21	liquidity	liquidity	NOUN
ajfa-12804	178	22	risk	risk	NOUN
ajfa-12804	178	23	,	,	PUNCT
ajfa-12804	178	24	operational	operational	ADJ
ajfa-12804	178	25	risk	risk	NOUN
ajfa-12804	178	26	,	,	PUNCT
ajfa-12804	178	27	and	and	CCONJ
ajfa-12804	178	28	interest	interest	NOUN
ajfa-12804	178	29	rate	rate	NOUN
ajfa-12804	178	30	risk	risk	NOUN
ajfa-12804	178	31	.	.	PUNCT
ajfa-12804	179	1	in	in	ADP
ajfa-12804	179	2	the	the	DET
ajfa-12804	179	3	table	table	NOUN
ajfa-12804	179	4	3	3	NUM
ajfa-12804	179	5	below	below	ADP
ajfa-12804	179	6	categorized	categorize	VERB
ajfa-12804	179	7	the	the	DET
ajfa-12804	179	8	banks	bank	NOUN
ajfa-12804	179	9	in	in	ADP
ajfa-12804	179	10	five	five	NUM
ajfa-12804	179	11	(	(	PUNCT
ajfa-12804	179	12	5	5	NUM
ajfa-12804	179	13	)	)	PUNCT
ajfa-12804	179	14	groups	group	NOUN
ajfa-12804	179	15	based	base	VERB
ajfa-12804	179	16	on	on	ADP
ajfa-12804	179	17	the	the	DET
ajfa-12804	179	18	ranges	range	NOUN
ajfa-12804	179	19	and	and	CCONJ
ajfa-12804	179	20	performances	performance	NOUN
ajfa-12804	179	21	of	of	ADP
ajfa-12804	179	22	banks	bank	NOUN
ajfa-12804	179	23	with	with	ADP
ajfa-12804	179	24	their	their	PRON
ajfa-12804	179	25	experiences	experience	NOUN
ajfa-12804	179	26	,	,	PUNCT
ajfa-12804	179	27	like	like	ADP
ajfa-12804	179	28	,	,	PUNCT
ajfa-12804	179	29	group	group	NOUN
ajfa-12804	179	30	1	1	NUM
ajfa-12804	179	31	(	(	PUNCT
ajfa-12804	179	32	private	private	ADJ
ajfa-12804	179	33	commercial	commercial	ADJ
ajfa-12804	179	34	banks	bank	NOUN
ajfa-12804	179	35	)	)	PUNCT
ajfa-12804	179	36	,	,	PUNCT
ajfa-12804	179	37	group	group	NOUN
ajfa-12804	179	38	2	2	NUM
ajfa-12804	179	39	(	(	PUNCT
ajfa-12804	179	40	state	state	NOUN
ajfa-12804	179	41	-	-	PUNCT
ajfa-12804	179	42	owned	own	VERB
ajfa-12804	179	43	and	and	CCONJ
ajfa-12804	179	44	private	private	ADJ
ajfa-12804	179	45	commercial	commercial	ADJ
ajfa-12804	179	46	banks	bank	NOUN
ajfa-12804	179	47	under	under	ADP
ajfa-12804	179	48	special	special	ADJ
ajfa-12804	179	49	attention	attention	NOUN
ajfa-12804	179	50	)	)	PUNCT
ajfa-12804	179	51	,	,	PUNCT
ajfa-12804	179	52	group	group	NOUN
ajfa-12804	179	53	3	3	NUM
ajfa-12804	179	54	(	(	PUNCT
ajfa-12804	179	55	full	full	ADV
ajfa-12804	179	56	-	-	PUNCT
ajfa-12804	179	57	fledged	fledged	ADJ
ajfa-12804	179	58	islamic	islamic	ADJ
ajfa-12804	179	59	private	private	ADJ
ajfa-12804	179	60	commercial	commercial	ADJ
ajfa-12804	179	61	banks	bank	NOUN
ajfa-12804	179	62	)	)	PUNCT
ajfa-12804	179	63	,	,	PUNCT
ajfa-12804	179	64	group	group	NOUN
ajfa-12804	179	65	4	4	NUM
ajfa-12804	179	66	(	(	PUNCT
ajfa-12804	179	67	foreign	foreign	ADJ
ajfa-12804	179	68	commercial	commercial	ADJ
ajfa-12804	179	69	banks	bank	NOUN
ajfa-12804	179	70	)	)	PUNCT
ajfa-12804	179	71	,	,	PUNCT
ajfa-12804	179	72	and	and	CCONJ
ajfa-12804	179	73	group	group	NOUN
ajfa-12804	179	74	5	5	NUM
ajfa-12804	179	75	(	(	PUNCT
ajfa-12804	179	76	fourth	fourth	ADJ
ajfa-12804	179	77	generation	generation	NOUN
ajfa-12804	179	78	private	private	ADJ
ajfa-12804	179	79	commercial	commercial	ADJ
ajfa-12804	179	80	banks	bank	NOUN
ajfa-12804	179	81	)	)	PUNCT
ajfa-12804	179	82	.	.	PUNCT
ajfa-12804	180	1	the	the	DET
ajfa-12804	180	2	new	new	ADJ
ajfa-12804	180	3	forms	form	NOUN
ajfa-12804	180	4	of	of	ADP
ajfa-12804	180	5	bank	bank	NOUN
ajfa-12804	180	6	categories	category	NOUN
ajfa-12804	180	7	are	be	AUX
ajfa-12804	180	8	used	use	VERB
ajfa-12804	180	9	in	in	ADP
ajfa-12804	180	10	bank	bank	NOUN
ajfa-12804	180	11	risk	risk	NOUN
ajfa-12804	180	12	analysis	analysis	NOUN
ajfa-12804	180	13	that	that	PRON
ajfa-12804	180	14	is	be	AUX
ajfa-12804	180	15	significantly	significantly	ADV
ajfa-12804	180	16	apart	apart	ADV
ajfa-12804	180	17	from	from	ADP
ajfa-12804	180	18	traditional	traditional	ADJ
ajfa-12804	180	19	form	form	NOUN
ajfa-12804	180	20	.	.	PUNCT
ajfa-12804	181	1	the	the	DET
ajfa-12804	181	2	prospect	prospect	NOUN
ajfa-12804	181	3	of	of	ADP
ajfa-12804	181	4	new	new	ADJ
ajfa-12804	181	5	look	look	NOUN
ajfa-12804	181	6	appears	appear	VERB
ajfa-12804	181	7	considering	consider	VERB
ajfa-12804	181	8	financial	financial	ADJ
ajfa-12804	181	9	health	health	NOUN
ajfa-12804	181	10	and	and	CCONJ
ajfa-12804	181	11	orientation	orientation	NOUN
ajfa-12804	181	12	:	:	PUNCT
ajfa-12804	181	13	table	table	NOUN
ajfa-12804	181	14	3	3	NUM
ajfa-12804	181	15	.	.	PUNCT
ajfa-12804	181	16	group	group	NOUN
ajfa-12804	181	17	of	of	ADP
ajfa-12804	181	18	banks	banks	PROPN
ajfa-12804	181	19	bank	bank	PROPN
ajfa-12804	181	20	group	group	NOUN
ajfa-12804	181	21	description	description	NOUN
ajfa-12804	181	22	of	of	ADP
ajfa-12804	181	23	the	the	DET
ajfa-12804	181	24	group	group	NOUN
ajfa-12804	181	25	group	group	NOUN
ajfa-12804	181	26	1	1	NUM
ajfa-12804	181	27	private	private	ADJ
ajfa-12804	181	28	commercial	commercial	ADJ
ajfa-12804	181	29	banks	bank	NOUN
ajfa-12804	181	30	group	group	NOUN
ajfa-12804	181	31	2	2	NUM
ajfa-12804	181	32	state	state	NOUN
ajfa-12804	181	33	-	-	PUNCT
ajfa-12804	181	34	owned	own	VERB
ajfa-12804	181	35	and	and	CCONJ
ajfa-12804	181	36	private	private	ADJ
ajfa-12804	181	37	commercial	commercial	ADJ
ajfa-12804	181	38	banks	bank	NOUN
ajfa-12804	181	39	under	under	ADP
ajfa-12804	181	40	special	special	ADJ
ajfa-12804	181	41	attention	attention	NOUN
ajfa-12804	181	42	(	(	PUNCT
ajfa-12804	181	43	note	note	NOUN
ajfa-12804	181	44	3	3	NUM
ajfa-12804	181	45	)	)	PUNCT
ajfa-12804	181	46	group	group	NOUN
ajfa-12804	181	47	3	3	NUM
ajfa-12804	181	48	full	full	ADV
ajfa-12804	181	49	-	-	PUNCT
ajfa-12804	181	50	fledged	fledged	ADJ
ajfa-12804	181	51	islamic	islamic	ADJ
ajfa-12804	181	52	private	private	ADJ
ajfa-12804	181	53	commercial	commercial	ADJ
ajfa-12804	181	54	banks	bank	NOUN
ajfa-12804	181	55	group	group	NOUN
ajfa-12804	181	56	4	4	NUM
ajfa-12804	181	57	foreign	foreign	ADJ
ajfa-12804	181	58	commercial	commercial	ADJ
ajfa-12804	181	59	banks	bank	NOUN
ajfa-12804	181	60	group	group	NOUN
ajfa-12804	181	61	5	5	NUM
ajfa-12804	181	62	fourth	fourth	ADJ
ajfa-12804	181	63	generation	generation	NOUN
ajfa-12804	181	64	(	(	PUNCT
ajfa-12804	181	65	note	note	NOUN
ajfa-12804	181	66	4	4	NUM
ajfa-12804	181	67	)	)	PUNCT
ajfa-12804	181	68	private	private	ADJ
ajfa-12804	181	69	commercial	commercial	ADJ
ajfa-12804	181	70	banks	bank	NOUN
ajfa-12804	181	71	the	the	DET
ajfa-12804	181	72	table	table	NOUN
ajfa-12804	181	73	4	4	NUM
ajfa-12804	181	74	below	below	ADP
ajfa-12804	181	75	presents	present	VERB
ajfa-12804	181	76	the	the	DET
ajfa-12804	181	77	share	share	NOUN
ajfa-12804	181	78	in	in	ADP
ajfa-12804	181	79	total	total	ADJ
ajfa-12804	181	80	banking	banking	NOUN
ajfa-12804	181	81	assets	asset	NOUN
ajfa-12804	181	82	(	(	PUNCT
ajfa-12804	181	83	%	%	INTJ
ajfa-12804	181	84	)	)	PUNCT
ajfa-12804	181	85	concerningnumber	concerningnumber	NOUN
ajfa-12804	181	86	of	of	ADP
ajfa-12804	181	87	banks	bank	NOUN
ajfa-12804	181	88	in	in	ADP
ajfa-12804	181	89	each	each	DET
ajfa-12804	181	90	bank	bank	NOUN
ajfa-12804	181	91	group	group	NOUN
ajfa-12804	181	92	.	.	PUNCT
ajfa-12804	182	1	the	the	DET
ajfa-12804	182	2	time	time	NOUN
ajfa-12804	182	3	series	series	PROPN
ajfa-12804	182	4	data	data	PROPN
ajfa-12804	182	5	contains	contain	VERB
ajfa-12804	182	6	the	the	DET
ajfa-12804	182	7	year	year	NOUN
ajfa-12804	182	8	of	of	ADP
ajfa-12804	182	9	2014	2014	NUM
ajfa-12804	182	10	,	,	PUNCT
ajfa-12804	182	11	2015	2015	NUM
ajfa-12804	182	12	and	and	CCONJ
ajfa-12804	182	13	2016	2016	NUM
ajfa-12804	182	14	with	with	ADP
ajfa-12804	182	15	five	five	NUM
ajfa-12804	182	16	(	(	PUNCT
ajfa-12804	182	17	5	5	NUM
ajfa-12804	182	18	)	)	PUNCT
ajfa-12804	182	19	groups	group	NOUN
ajfa-12804	182	20	of	of	ADP
ajfa-12804	182	21	banks	bank	NOUN
ajfa-12804	182	22	.	.	PUNCT
ajfa-12804	183	1	in	in	ADP
ajfa-12804	183	2	the	the	DET
ajfa-12804	183	3	case	case	NOUN
ajfa-12804	183	4	of	of	ADP
ajfa-12804	183	5	number	number	NOUN
ajfa-12804	183	6	of	of	ADP
ajfa-12804	183	7	banks	bank	NOUN
ajfa-12804	183	8	,	,	PUNCT
ajfa-12804	183	9	it	it	PRON
ajfa-12804	183	10	is	be	AUX
ajfa-12804	183	11	found	find	VERB
ajfa-12804	183	12	that	that	SCONJ
ajfa-12804	183	13	group	group	NOUN
ajfa-12804	183	14	1	1	NUM
ajfa-12804	183	15	includes	include	VERB
ajfa-12804	183	16	twenty	twenty	NUM
ajfa-12804	183	17	-	-	PUNCT
ajfa-12804	183	18	two	two	NUM
ajfa-12804	183	19	(	(	PUNCT
ajfa-12804	183	20	22	22	NUM
ajfa-12804	183	21	)	)	PUNCT
ajfa-12804	183	22	private	private	ADJ
ajfa-12804	183	23	commercial	commercial	ADJ
ajfa-12804	183	24	banks	bank	NOUN
ajfa-12804	183	25	;	;	PUNCT
ajfa-12804	183	26	group	group	NOUN
ajfa-12804	183	27	2	2	NUM
ajfa-12804	183	28	includes	include	VERB
ajfa-12804	183	29	ten	ten	NUM
ajfa-12804	183	30	(	(	PUNCT
ajfa-12804	183	31	10	10	NUM
ajfa-12804	183	32	)	)	PUNCT
ajfa-12804	183	33	state	state	NOUN
ajfa-12804	183	34	-	-	PUNCT
ajfa-12804	183	35	owned	own	VERB
ajfa-12804	183	36	and	and	CCONJ
ajfa-12804	183	37	private	private	ADJ
ajfa-12804	183	38	commercial	commercial	ADJ
ajfa-12804	183	39	banks	bank	NOUN
ajfa-12804	183	40	under	under	ADP
ajfa-12804	183	41	special	special	ADJ
ajfa-12804	183	42	attention	attention	NOUN
ajfa-12804	183	43	;	;	PUNCT
ajfa-12804	183	44	group	group	NOUN
ajfa-12804	183	45	3	3	NUM
ajfa-12804	183	46	includes	include	VERB
ajfa-12804	183	47	seven	seven	NUM
ajfa-12804	183	48	(	(	PUNCT
ajfa-12804	183	49	7)full	7)full	NUM
ajfa-12804	183	50	-	-	PUNCT
ajfa-12804	183	51	fledged	fledge	VERB
ajfa-12804	183	52	asian	asian	ADJ
ajfa-12804	183	53	journal	journal	NOUN
ajfa-12804	183	54	of	of	ADP
ajfa-12804	183	55	finance	finance	PROPN
ajfa-12804	183	56	&	&	CCONJ
ajfa-12804	183	57	accounting	accounting	PROPN
ajfa-12804	183	58	issn	issn	PROPN
ajfa-12804	183	59	1946	1946	NUM
ajfa-12804	183	60	-	-	PUNCT
ajfa-12804	183	61	052x	052x	NOUN
ajfa-12804	183	62	2018	2018	NUM
ajfa-12804	183	63	,	,	PUNCT
ajfa-12804	183	64	vol	vol	NOUN
ajfa-12804	183	65	.	.	PROPN
ajfa-12804	183	66	10	10	NUM
ajfa-12804	183	67	,	,	PUNCT
ajfa-12804	183	68	no	no	INTJ
ajfa-12804	183	69	.	.	NOUN
ajfa-12804	183	70	1	1	NUM
ajfa-12804	183	71	ajfa.macrothink.org	ajfa.macrothink.org	ADJ
ajfa-12804	183	72	188	188	NUM
ajfa-12804	183	73	islamic	islamic	ADJ
ajfa-12804	183	74	private	private	ADJ
ajfa-12804	183	75	commercial	commercial	ADJ
ajfa-12804	183	76	banks	bank	NOUN
ajfa-12804	183	77	;	;	PUNCT
ajfa-12804	183	78	group	group	NOUN
ajfa-12804	183	79	4	4	NUM
ajfa-12804	183	80	includes	include	VERB
ajfa-12804	183	81	nine	nine	NUM
ajfa-12804	183	82	(	(	PUNCT
ajfa-12804	183	83	9	9	NUM
ajfa-12804	183	84	)	)	PUNCT
ajfa-12804	183	85	foreign	foreign	ADJ
ajfa-12804	183	86	commercial	commercial	ADJ
ajfa-12804	183	87	banks	bank	NOUN
ajfa-12804	183	88	,	,	PUNCT
ajfa-12804	183	89	and	and	CCONJ
ajfa-12804	183	90	group	group	NOUN
ajfa-12804	183	91	5	5	NUM
ajfa-12804	183	92	includes	include	VERB
ajfa-12804	183	93	nine	nine	NUM
ajfa-12804	183	94	(	(	PUNCT
ajfa-12804	183	95	9	9	NUM
ajfa-12804	183	96	)	)	PUNCT
ajfa-12804	183	97	fourth	fourth	ADJ
ajfa-12804	183	98	generation	generation	NOUN
ajfa-12804	183	99	private	private	ADJ
ajfa-12804	183	100	commercial	commercial	ADJ
ajfa-12804	183	101	banks	bank	NOUN
ajfa-12804	183	102	in	in	ADP
ajfa-12804	183	103	the	the	DET
ajfa-12804	183	104	year	year	NOUN
ajfa-12804	183	105	2016	2016	NUM
ajfa-12804	183	106	.	.	PUNCT
ajfa-12804	184	1	the	the	DET
ajfa-12804	184	2	deviation	deviation	NOUN
ajfa-12804	184	3	found	find	VERB
ajfa-12804	184	4	only	only	ADV
ajfa-12804	184	5	in	in	ADP
ajfa-12804	184	6	the	the	DET
ajfa-12804	184	7	case	case	NOUN
ajfa-12804	184	8	of	of	ADP
ajfa-12804	184	9	fourth	fourth	ADJ
ajfa-12804	184	10	generation	generation	NOUN
ajfa-12804	184	11	private	private	ADJ
ajfa-12804	184	12	commercial	commercial	ADJ
ajfa-12804	184	13	banks	bank	NOUN
ajfa-12804	184	14	where	where	SCONJ
ajfa-12804	184	15	the	the	DET
ajfa-12804	184	16	number	number	NOUN
ajfa-12804	184	17	of	of	ADP
ajfa-12804	184	18	banks	bank	NOUN
ajfa-12804	184	19	is	be	AUX
ajfa-12804	184	20	eight	eight	NUM
ajfa-12804	184	21	(	(	PUNCT
ajfa-12804	184	22	8)	8)	NUM
ajfa-12804	184	23	in	in	ADP
ajfa-12804	184	24	the	the	DET
ajfa-12804	184	25	year	year	NOUN
ajfa-12804	184	26	of	of	ADP
ajfa-12804	184	27	2014	2014	NUM
ajfa-12804	184	28	and	and	CCONJ
ajfa-12804	184	29	2015.again	2015.again	NUM
ajfa-12804	184	30	,	,	PUNCT
ajfa-12804	184	31	in	in	ADP
ajfa-12804	184	32	the	the	DET
ajfa-12804	184	33	case	case	NOUN
ajfa-12804	184	34	of	of	ADP
ajfa-12804	184	35	share	share	NOUN
ajfa-12804	184	36	in	in	ADP
ajfa-12804	184	37	total	total	ADJ
ajfa-12804	184	38	banking	banking	NOUN
ajfa-12804	184	39	sector	sector	NOUN
ajfa-12804	184	40	assets	asset	NOUN
ajfa-12804	184	41	,	,	PUNCT
ajfa-12804	184	42	it	it	PRON
ajfa-12804	184	43	is	be	AUX
ajfa-12804	184	44	found	find	VERB
ajfa-12804	184	45	that	that	SCONJ
ajfa-12804	184	46	group	group	NOUN
ajfa-12804	184	47	1(private	1(private	NUM
ajfa-12804	184	48	commercial	commercial	ADJ
ajfa-12804	184	49	banks	bank	NOUN
ajfa-12804	184	50	)	)	PUNCT
ajfa-12804	184	51	possesses	possess	VERB
ajfa-12804	184	52	44	44	NUM
ajfa-12804	184	53	%	%	NOUN
ajfa-12804	184	54	in	in	ADP
ajfa-12804	184	55	the	the	DET
ajfa-12804	184	56	year	year	NOUN
ajfa-12804	184	57	2014	2014	NUM
ajfa-12804	184	58	and	and	CCONJ
ajfa-12804	184	59	2015	2015	NUM
ajfa-12804	184	60	,	,	PUNCT
ajfa-12804	184	61	and	and	CCONJ
ajfa-12804	184	62	43.4	43.4	NUM
ajfa-12804	184	63	%	%	NOUN
ajfa-12804	184	64	,	,	PUNCT
ajfa-12804	184	65	in	in	ADP
ajfa-12804	184	66	the	the	DET
ajfa-12804	184	67	year	year	NOUN
ajfa-12804	184	68	2016	2016	NUM
ajfa-12804	184	69	;	;	PUNCT
ajfa-12804	184	70	group	group	NOUN
ajfa-12804	184	71	2	2	NUM
ajfa-12804	184	72	(	(	PUNCT
ajfa-12804	184	73	state	state	NOUN
ajfa-12804	184	74	-	-	PUNCT
ajfa-12804	184	75	owned	own	VERB
ajfa-12804	184	76	and	and	CCONJ
ajfa-12804	184	77	private	private	ADJ
ajfa-12804	184	78	commercial	commercial	ADJ
ajfa-12804	184	79	banks	bank	NOUN
ajfa-12804	184	80	under	under	ADP
ajfa-12804	184	81	special	special	ADJ
ajfa-12804	184	82	attention	attention	NOUN
ajfa-12804	184	83	)	)	PUNCT
ajfa-12804	184	84	possesses	possess	VERB
ajfa-12804	184	85	32	32	NUM
ajfa-12804	184	86	%	%	NOUN
ajfa-12804	184	87	,	,	PUNCT
ajfa-12804	184	88	31	31	NUM
ajfa-12804	184	89	%	%	NOUN
ajfa-12804	184	90	,	,	PUNCT
ajfa-12804	184	91	and	and	CCONJ
ajfa-12804	184	92	30.6	30.6	NUM
ajfa-12804	184	93	%	%	NOUN
ajfa-12804	184	94	subsequent	subsequent	ADJ
ajfa-12804	184	95	to	to	ADP
ajfa-12804	184	96	the	the	DET
ajfa-12804	184	97	year	year	NOUN
ajfa-12804	184	98	2014	2014	NUM
ajfa-12804	184	99	,	,	PUNCT
ajfa-12804	184	100	2015	2015	NUM
ajfa-12804	184	101	and	and	CCONJ
ajfa-12804	184	102	2016	2016	NUM
ajfa-12804	184	103	;	;	PUNCT
ajfa-12804	184	104	group	group	NOUN
ajfa-12804	184	105	3	3	NUM
ajfa-12804	184	106	(	(	PUNCT
ajfa-12804	184	107	full	full	ADJ
ajfa-12804	184	108	-	-	PUNCT
ajfa-12804	184	109	fledge	fledge	NOUN
ajfa-12804	184	110	islamic	islamic	ADJ
ajfa-12804	184	111	private	private	ADJ
ajfa-12804	184	112	commercial	commercial	ADJ
ajfa-12804	184	113	banks	bank	NOUN
ajfa-12804	184	114	)	)	PUNCT
ajfa-12804	184	115	kept	keep	VERB
ajfa-12804	184	116	its	its	PRON
ajfa-12804	184	117	share	share	NOUN
ajfa-12804	184	118	18	18	NUM
ajfa-12804	184	119	%	%	NOUN
ajfa-12804	184	120	in	in	ADP
ajfa-12804	184	121	both	both	PRON
ajfa-12804	184	122	of	of	ADP
ajfa-12804	184	123	the	the	DET
ajfa-12804	184	124	years	year	NOUN
ajfa-12804	184	125	2014	2014	NUM
ajfa-12804	184	126	and	and	CCONJ
ajfa-12804	184	127	2015	2015	NUM
ajfa-12804	184	128	but	but	CCONJ
ajfa-12804	184	129	slightly	slightly	ADV
ajfa-12804	184	130	increase	increase	VERB
ajfa-12804	184	131	in	in	ADP
ajfa-12804	184	132	2015	2015	NUM
ajfa-12804	184	133	which	which	PRON
ajfa-12804	184	134	is	be	AUX
ajfa-12804	184	135	18.4	18.4	NUM
ajfa-12804	184	136	%	%	NOUN
ajfa-12804	184	137	;	;	PUNCT
ajfa-12804	184	138	group	group	NOUN
ajfa-12804	184	139	4	4	NUM
ajfa-12804	184	140	(	(	PUNCT
ajfa-12804	184	141	foreign	foreign	ADJ
ajfa-12804	184	142	commercial	commercial	ADJ
ajfa-12804	184	143	banks	bank	NOUN
ajfa-12804	184	144	)	)	PUNCT
ajfa-12804	184	145	hold	hold	VERB
ajfa-12804	184	146	their	their	PRON
ajfa-12804	184	147	share	share	NOUN
ajfa-12804	184	148	in	in	ADP
ajfa-12804	184	149	total	total	ADJ
ajfa-12804	184	150	banking	banking	NOUN
ajfa-12804	184	151	sector	sector	NOUN
ajfa-12804	184	152	assets	asset	NOUN
ajfa-12804	184	153	in	in	ADP
ajfa-12804	184	154	a	a	DET
ajfa-12804	184	155	decreasing	decrease	VERB
ajfa-12804	184	156	trends	trend	NOUN
ajfa-12804	184	157	which	which	PRON
ajfa-12804	184	158	are	be	AUX
ajfa-12804	184	159	6	6	NUM
ajfa-12804	184	160	%	%	NOUN
ajfa-12804	184	161	in	in	ADP
ajfa-12804	184	162	the	the	DET
ajfa-12804	184	163	year	year	NOUN
ajfa-12804	184	164	2014	2014	NUM
ajfa-12804	184	165	,	,	PUNCT
ajfa-12804	184	166	5	5	NUM
ajfa-12804	184	167	%	%	NOUN
ajfa-12804	184	168	in	in	ADP
ajfa-12804	184	169	the	the	DET
ajfa-12804	184	170	year	year	NOUN
ajfa-12804	184	171	2015	2015	NUM
ajfa-12804	184	172	and	and	CCONJ
ajfa-12804	184	173	4.8	4.8	NUM
ajfa-12804	184	174	%	%	NOUN
ajfa-12804	184	175	in	in	ADP
ajfa-12804	184	176	the	the	DET
ajfa-12804	184	177	year	year	NOUN
ajfa-12804	184	178	2016	2016	NUM
ajfa-12804	184	179	;	;	PUNCT
ajfa-12804	184	180	and	and	CCONJ
ajfa-12804	184	181	lastly	lastly	ADV
ajfa-12804	184	182	group	group	NOUN
ajfa-12804	184	183	5	5	NUM
ajfa-12804	184	184	hold	hold	VERB
ajfa-12804	184	185	their	their	PRON
ajfa-12804	184	186	portion	portion	NOUN
ajfa-12804	184	187	at	at	ADP
ajfa-12804	184	188	2	2	NUM
ajfa-12804	184	189	%	%	NOUN
ajfa-12804	184	190	in	in	ADP
ajfa-12804	184	191	the	the	DET
ajfa-12804	184	192	year	year	NOUN
ajfa-12804	184	193	2014	2014	NUM
ajfa-12804	184	194	and	and	CCONJ
ajfa-12804	184	195	2015	2015	NUM
ajfa-12804	184	196	but	but	CCONJ
ajfa-12804	184	197	2.9	2.9	NUM
ajfa-12804	184	198	%	%	NOUN
ajfa-12804	184	199	in	in	ADP
ajfa-12804	184	200	the	the	DET
ajfa-12804	184	201	year	year	NOUN
ajfa-12804	184	202	2016	2016	NUM
ajfa-12804	184	203	which	which	PRON
ajfa-12804	184	204	showed	show	VERB
ajfa-12804	184	205	slightly	slightly	ADV
ajfa-12804	184	206	increasing	increase	VERB
ajfa-12804	184	207	trend	trend	NOUN
ajfa-12804	184	208	compared	compare	VERB
ajfa-12804	184	209	with	with	ADP
ajfa-12804	184	210	previous	previous	ADJ
ajfa-12804	184	211	years	year	NOUN
ajfa-12804	184	212	.	.	PUNCT
ajfa-12804	185	1	table	table	NOUN
ajfa-12804	185	2	4	4	NUM
ajfa-12804	185	3	.	.	PUNCT
ajfa-12804	186	1	grouping	group	VERB
ajfa-12804	186	2	of	of	ADP
ajfa-12804	186	3	banks	bank	NOUN
ajfa-12804	186	4	for	for	ADP
ajfa-12804	186	5	risk	risk	NOUN
ajfa-12804	186	6	analysis	analysis	NOUN
ajfa-12804	186	7	year	year	NOUN
ajfa-12804	186	8	bank	bank	NOUN
ajfa-12804	186	9	group	group	NOUN
ajfa-12804	186	10	description	description	NOUN
ajfa-12804	186	11	of	of	ADP
ajfa-12804	186	12	the	the	DET
ajfa-12804	186	13	group	group	NOUN
ajfa-12804	186	14	no	no	INTJ
ajfa-12804	186	15	.	.	PUNCT
ajfa-12804	186	16	of	of	ADP
ajfa-12804	186	17	banks	bank	NOUN
ajfa-12804	186	18	share	share	VERB
ajfa-12804	186	19	in	in	ADP
ajfa-12804	186	20	total	total	ADJ
ajfa-12804	186	21	banking	banking	NOUN
ajfa-12804	186	22	sector	sector	NOUN
ajfa-12804	186	23	assets	asset	NOUN
ajfa-12804	186	24	(	(	PUNCT
ajfa-12804	186	25	%	%	INTJ
ajfa-12804	186	26	)	)	PUNCT
ajfa-12804	186	27	2016	2016	NUM
ajfa-12804	186	28	group	group	NOUN
ajfa-12804	186	29	1	1	NUM
ajfa-12804	186	30	private	private	ADJ
ajfa-12804	186	31	commercial	commercial	ADJ
ajfa-12804	186	32	banks	bank	NOUN
ajfa-12804	186	33	22	22	NUM
ajfa-12804	186	34	43.4	43.4	NUM
ajfa-12804	186	35	group	group	NOUN
ajfa-12804	186	36	2	2	NUM
ajfa-12804	186	37	state	state	NOUN
ajfa-12804	186	38	-	-	PUNCT
ajfa-12804	186	39	owned	own	VERB
ajfa-12804	186	40	and	and	CCONJ
ajfa-12804	186	41	private	private	ADJ
ajfa-12804	186	42	commercial	commercial	ADJ
ajfa-12804	186	43	banks	bank	NOUN
ajfa-12804	186	44	under	under	ADP
ajfa-12804	186	45	special	special	ADJ
ajfa-12804	186	46	attention	attention	NOUN
ajfa-12804	186	47	10	10	NUM
ajfa-12804	186	48	30.6	30.6	NUM
ajfa-12804	186	49	group	group	NOUN
ajfa-12804	186	50	3	3	NUM
ajfa-12804	186	51	full	full	ADV
ajfa-12804	186	52	-	-	PUNCT
ajfa-12804	186	53	fledged	fledged	ADJ
ajfa-12804	186	54	islamic	islamic	ADJ
ajfa-12804	186	55	private	private	ADJ
ajfa-12804	186	56	commercial	commercial	ADJ
ajfa-12804	186	57	banks	bank	NOUN
ajfa-12804	186	58	7	7	NUM
ajfa-12804	186	59	18.4	18.4	NUM
ajfa-12804	186	60	group	group	NOUN
ajfa-12804	186	61	4	4	NUM
ajfa-12804	186	62	foreign	foreign	ADJ
ajfa-12804	186	63	commercial	commercial	ADJ
ajfa-12804	186	64	banks	bank	NOUN
ajfa-12804	186	65	9	9	NUM
ajfa-12804	186	66	4.8	4.8	NUM
ajfa-12804	186	67	group	group	NOUN
ajfa-12804	186	68	5	5	NUM
ajfa-12804	186	69	fourth	fourth	ADJ
ajfa-12804	186	70	generation	generation	NOUN
ajfa-12804	186	71	private	private	ADJ
ajfa-12804	186	72	commercial	commercial	ADJ
ajfa-12804	186	73	banks	bank	NOUN
ajfa-12804	186	74	9	9	NUM
ajfa-12804	186	75	2.9	2.9	NUM
ajfa-12804	186	76	2015	2015	NUM
ajfa-12804	186	77	group	group	NOUN
ajfa-12804	186	78	1	1	NUM
ajfa-12804	186	79	private	private	ADJ
ajfa-12804	186	80	commercial	commercial	ADJ
ajfa-12804	186	81	banks	bank	NOUN
ajfa-12804	186	82	22	22	NUM
ajfa-12804	186	83	44	44	NUM
ajfa-12804	186	84	group	group	NOUN
ajfa-12804	186	85	2	2	NUM
ajfa-12804	186	86	state	state	NOUN
ajfa-12804	186	87	-	-	PUNCT
ajfa-12804	186	88	owned	own	VERB
ajfa-12804	186	89	and	and	CCONJ
ajfa-12804	186	90	private	private	ADJ
ajfa-12804	186	91	commercial	commercial	ADJ
ajfa-12804	186	92	banks	bank	NOUN
ajfa-12804	186	93	under	under	ADP
ajfa-12804	186	94	special	special	ADJ
ajfa-12804	186	95	attention	attention	NOUN
ajfa-12804	186	96	10	10	NUM
ajfa-12804	186	97	31	31	NUM
ajfa-12804	186	98	group	group	NOUN
ajfa-12804	186	99	3	3	NUM
ajfa-12804	186	100	full	full	ADV
ajfa-12804	186	101	-	-	PUNCT
ajfa-12804	186	102	fledged	fledged	ADJ
ajfa-12804	186	103	islamic	islamic	ADJ
ajfa-12804	186	104	private	private	ADJ
ajfa-12804	186	105	commercial	commercial	ADJ
ajfa-12804	186	106	banks	bank	NOUN
ajfa-12804	186	107	7	7	NUM
ajfa-12804	186	108	18	18	NUM
ajfa-12804	186	109	group	group	NOUN
ajfa-12804	186	110	4	4	NUM
ajfa-12804	186	111	foreign	foreign	ADJ
ajfa-12804	186	112	commercial	commercial	ADJ
ajfa-12804	186	113	banks	bank	NOUN
ajfa-12804	186	114	9	9	NUM
ajfa-12804	186	115	5	5	NUM
ajfa-12804	186	116	group	group	NOUN
ajfa-12804	186	117	5	5	NUM
ajfa-12804	186	118	fourth	fourth	ADJ
ajfa-12804	186	119	generation	generation	NOUN
ajfa-12804	186	120	private	private	ADJ
ajfa-12804	186	121	commercial	commercial	ADJ
ajfa-12804	186	122	banks	bank	NOUN
ajfa-12804	186	123	8	8	NUM
ajfa-12804	186	124	2	2	NUM
ajfa-12804	186	125	2014	2014	NUM
ajfa-12804	186	126	group	group	NOUN
ajfa-12804	186	127	1	1	NUM
ajfa-12804	186	128	private	private	ADJ
ajfa-12804	186	129	commercial	commercial	ADJ
ajfa-12804	186	130	banks	bank	NOUN
ajfa-12804	186	131	22	22	NUM
ajfa-12804	186	132	44	44	NUM
ajfa-12804	186	133	group	group	NOUN
ajfa-12804	186	134	2	2	NUM
ajfa-12804	186	135	state	state	NOUN
ajfa-12804	186	136	-	-	PUNCT
ajfa-12804	186	137	owned	own	VERB
ajfa-12804	186	138	and	and	CCONJ
ajfa-12804	186	139	private	private	ADJ
ajfa-12804	186	140	commercial	commercial	ADJ
ajfa-12804	186	141	banks	bank	NOUN
ajfa-12804	186	142	under	under	ADP
ajfa-12804	186	143	special	special	ADJ
ajfa-12804	186	144	attention	attention	NOUN
ajfa-12804	186	145	10	10	NUM
ajfa-12804	186	146	32	32	NUM
ajfa-12804	186	147	group	group	NOUN
ajfa-12804	186	148	3	3	NUM
ajfa-12804	186	149	full	full	ADV
ajfa-12804	186	150	-	-	PUNCT
ajfa-12804	186	151	fledged	fledged	ADJ
ajfa-12804	186	152	islamic	islamic	ADJ
ajfa-12804	186	153	private	private	ADJ
ajfa-12804	186	154	commercial	commercial	ADJ
ajfa-12804	186	155	banks	bank	NOUN
ajfa-12804	186	156	7	7	NUM
ajfa-12804	186	157	18	18	NUM
ajfa-12804	186	158	group	group	NOUN
ajfa-12804	186	159	4	4	NUM
ajfa-12804	186	160	foreign	foreign	ADJ
ajfa-12804	186	161	commercial	commercial	ADJ
ajfa-12804	186	162	banks	bank	NOUN
ajfa-12804	186	163	9	9	NUM
ajfa-12804	186	164	6	6	NUM
ajfa-12804	186	165	group	group	NOUN
ajfa-12804	186	166	5	5	NUM
ajfa-12804	186	167	fourth	fourth	ADJ
ajfa-12804	186	168	generation	generation	NOUN
ajfa-12804	186	169	private	private	ADJ
ajfa-12804	186	170	commercial	commercial	ADJ
ajfa-12804	186	171	banks	bank	NOUN
ajfa-12804	186	172	8	8	NUM
ajfa-12804	186	173	2	2	NUM
ajfa-12804	186	174	4.1	4.1	NUM
ajfa-12804	186	175	the	the	DET
ajfa-12804	186	176	overall	overall	ADJ
ajfa-12804	186	177	risk	risk	NOUN
ajfa-12804	186	178	profile	profile	NOUN
ajfa-12804	186	179	of	of	ADP
ajfa-12804	186	180	the	the	DET
ajfa-12804	186	181	banking	banking	NOUN
ajfa-12804	186	182	sector	sector	NOUN
ajfa-12804	186	183	the	the	DET
ajfa-12804	186	184	chart	chart	NOUN
ajfa-12804	186	185	below	below	ADV
ajfa-12804	186	186	showed	show	VERB
ajfa-12804	186	187	the	the	DET
ajfa-12804	186	188	trends	trend	NOUN
ajfa-12804	186	189	of	of	ADP
ajfa-12804	186	190	risk	risk	NOUN
ajfa-12804	186	191	-	-	PUNCT
ajfa-12804	186	192	weighted	weight	VERB
ajfa-12804	186	193	asset	asset	NOUN
ajfa-12804	186	194	density	density	NOUN
ajfa-12804	186	195	ratio	ratio	NOUN
ajfa-12804	186	196	over	over	ADP
ajfa-12804	186	197	the	the	DET
ajfa-12804	186	198	period	period	NOUN
ajfa-12804	186	199	of	of	ADP
ajfa-12804	186	200	2013	2013	NUM
ajfa-12804	186	201	to	to	ADP
ajfa-12804	186	202	2016	2016	NUM
ajfa-12804	186	203	with	with	ADP
ajfa-12804	186	204	group	group	NOUN
ajfa-12804	186	205	comparison	comparison	NOUN
ajfa-12804	186	206	.	.	PUNCT
ajfa-12804	187	1	the	the	DET
ajfa-12804	187	2	risk	risk	NOUN
ajfa-12804	187	3	weighted	weight	VERB
ajfa-12804	187	4	asset	asset	NOUN
ajfa-12804	187	5	density	density	NOUN
ajfa-12804	187	6	ratio	ratio	NOUN
ajfa-12804	187	7	is	be	AUX
ajfa-12804	187	8	defined	define	VERB
ajfa-12804	187	9	by	by	ADP
ajfa-12804	187	10	the	the	DET
ajfa-12804	187	11	quick	quick	ADJ
ajfa-12804	187	12	and	and	CCONJ
ajfa-12804	187	13	simple	simple	ADJ
ajfa-12804	187	14	clarification	clarification	NOUN
ajfa-12804	187	15	or	or	CCONJ
ajfa-12804	187	16	measures	measure	NOUN
ajfa-12804	187	17	of	of	ADP
ajfa-12804	187	18	bank	bank	NOUN
ajfa-12804	187	19	’s	’s	PART
ajfa-12804	187	20	on	on	ADP
ajfa-12804	187	21	-	-	PUNCT
ajfa-12804	187	22	balance	balance	NOUN
ajfa-12804	187	23	sheet	sheet	NOUN
ajfa-12804	187	24	and	and	CCONJ
ajfa-12804	187	25	off	off	ADP
ajfa-12804	187	26	-	-	PUNCT
ajfa-12804	187	27	balance	balance	NOUN
ajfa-12804	187	28	sheet	sheet	NOUN
ajfa-12804	187	29	exposure	exposure	NOUN
ajfa-12804	187	30	in	in	ADP
ajfa-12804	187	31	the	the	DET
ajfa-12804	187	32	market	market	NOUN
ajfa-12804	187	33	.	.	PUNCT
ajfa-12804	188	1	although	although	SCONJ
ajfa-12804	188	2	there	there	PRON
ajfa-12804	188	3	is	be	VERB
ajfa-12804	188	4	a	a	DET
ajfa-12804	188	5	stiff	stiff	ADJ
ajfa-12804	188	6	criticism	criticism	NOUN
ajfa-12804	188	7	of	of	ADP
ajfa-12804	188	8	rwa	rwa	PROPN
ajfa-12804	188	9	density	density	NOUN
ajfa-12804	188	10	ratio	ratio	NOUN
ajfa-12804	188	11	due	due	ADP
ajfa-12804	188	12	to	to	ADP
ajfa-12804	188	13	its	its	PRON
ajfa-12804	188	14	substantial	substantial	ADJ
ajfa-12804	188	15	divergence	divergence	NOUN
ajfa-12804	188	16	across	across	ADP
ajfa-12804	188	17	banksand	banksand	NOUN
ajfa-12804	188	18	inconsistent	inconsistent	ADJ
ajfa-12804	188	19	application	application	NOUN
ajfa-12804	188	20	in	in	ADP
ajfa-12804	188	21	risk	risk	NOUN
ajfa-12804	188	22	management	management	NOUN
ajfa-12804	188	23	process	process	NOUN
ajfa-12804	188	24	through	through	ADP
ajfa-12804	188	25	jurisdictions	jurisdiction	NOUN
ajfa-12804	188	26	.	.	PUNCT
ajfa-12804	189	1	however	however	ADV
ajfa-12804	189	2	,	,	PUNCT
ajfa-12804	189	3	omitting	omit	VERB
ajfa-12804	189	4	the	the	DET
ajfa-12804	189	5	individual	individual	ADJ
ajfa-12804	189	6	effect	effect	NOUN
ajfa-12804	189	7	,	,	PUNCT
ajfa-12804	189	8	the	the	DET
ajfa-12804	189	9	study	study	NOUN
ajfa-12804	189	10	considers	consider	VERB
ajfa-12804	189	11	the	the	DET
ajfa-12804	189	12	banking	banking	NOUN
ajfa-12804	189	13	industry	industry	NOUN
ajfa-12804	189	14	as	as	ADP
ajfa-12804	189	15	a	a	DET
ajfa-12804	189	16	whole	whole	NOUN
ajfa-12804	189	17	under	under	ADP
ajfa-12804	189	18	uniform	uniform	ADJ
ajfa-12804	189	19	authorities	authority	NOUN
ajfa-12804	189	20	that	that	PRON
ajfa-12804	189	21	may	may	AUX
ajfa-12804	189	22	give	give	VERB
ajfa-12804	189	23	more	more	ADV
ajfa-12804	189	24	accurate	accurate	ADJ
ajfa-12804	189	25	results	result	NOUN
ajfa-12804	189	26	.	.	PUNCT
ajfa-12804	190	1	in	in	ADP
ajfa-12804	190	2	the	the	DET
ajfa-12804	190	3	year	year	NOUN
ajfa-12804	190	4	2013	2013	NUM
ajfa-12804	190	5	,	,	PUNCT
ajfa-12804	190	6	it	it	PRON
ajfa-12804	190	7	is	be	AUX
ajfa-12804	190	8	found	find	VERB
ajfa-12804	190	9	that	that	SCONJ
ajfa-12804	190	10	group	group	NOUN
ajfa-12804	190	11	4	4	NUM
ajfa-12804	190	12	(	(	PUNCT
ajfa-12804	190	13	foreign	foreign	ADJ
ajfa-12804	190	14	commercial	commercial	ADJ
ajfa-12804	190	15	banks	bank	NOUN
ajfa-12804	190	16	)	)	PUNCT
ajfa-12804	190	17	has	have	VERB
ajfa-12804	190	18	the	the	DET
ajfa-12804	190	19	highest	high	ADJ
ajfa-12804	190	20	asian	asian	ADJ
ajfa-12804	190	21	journal	journal	NOUN
ajfa-12804	190	22	of	of	ADP
ajfa-12804	190	23	finance	finance	PROPN
ajfa-12804	190	24	&	&	CCONJ
ajfa-12804	190	25	accounting	accounting	PROPN
ajfa-12804	190	26	issn	issn	PROPN
ajfa-12804	190	27	1946	1946	NUM
ajfa-12804	190	28	-	-	PUNCT
ajfa-12804	190	29	052x	052x	NOUN
ajfa-12804	190	30	2018	2018	NUM
ajfa-12804	190	31	,	,	PUNCT
ajfa-12804	190	32	vol	vol	NOUN
ajfa-12804	190	33	.	.	PROPN
ajfa-12804	190	34	10	10	NUM
ajfa-12804	190	35	,	,	PUNCT
ajfa-12804	190	36	no	no	INTJ
ajfa-12804	190	37	.	.	NOUN
ajfa-12804	190	38	1	1	NUM
ajfa-12804	190	39	ajfa.macrothink.org	ajfa.macrothink.org	ADJ
ajfa-12804	190	40	189	189	NUM
ajfa-12804	190	41	risk	risk	NOUN
ajfa-12804	190	42	-	-	PUNCT
ajfa-12804	190	43	weighted	weight	VERB
ajfa-12804	190	44	asset	asset	NOUN
ajfa-12804	190	45	density	density	NOUN
ajfa-12804	190	46	ratio	ratio	NOUN
ajfa-12804	190	47	which	which	PRON
ajfa-12804	190	48	is	be	AUX
ajfa-12804	190	49	85.40	85.40	NUM
ajfa-12804	190	50	%	%	NOUN
ajfa-12804	190	51	whereas	whereas	SCONJ
ajfa-12804	190	52	the	the	DET
ajfa-12804	190	53	lowest	low	ADJ
ajfa-12804	190	54	position	position	NOUN
ajfa-12804	190	55	attained	attain	VERB
ajfa-12804	190	56	by	by	ADP
ajfa-12804	190	57	group	group	NOUN
ajfa-12804	190	58	5	5	NUM
ajfa-12804	190	59	(	(	PUNCT
ajfa-12804	190	60	fourth	fourth	ADJ
ajfa-12804	190	61	generation	generation	NOUN
ajfa-12804	190	62	private	private	ADJ
ajfa-12804	190	63	commercial	commercial	ADJ
ajfa-12804	190	64	banks	bank	NOUN
ajfa-12804	190	65	)	)	PUNCT
ajfa-12804	190	66	.	.	PUNCT
ajfa-12804	191	1	the	the	DET
ajfa-12804	191	2	second	second	ADJ
ajfa-12804	191	3	position	position	NOUN
ajfa-12804	191	4	took	take	VERB
ajfa-12804	191	5	by	by	ADP
ajfa-12804	191	6	group	group	NOUN
ajfa-12804	191	7	1	1	NUM
ajfa-12804	191	8	(	(	PUNCT
ajfa-12804	191	9	private	private	ADJ
ajfa-12804	191	10	commercial	commercial	ADJ
ajfa-12804	191	11	banks	bank	NOUN
ajfa-12804	191	12	)	)	PUNCT
ajfa-12804	191	13	with	with	ADP
ajfa-12804	191	14	82.95	82.95	NUM
ajfa-12804	191	15	%	%	NOUN
ajfa-12804	191	16	of	of	ADP
ajfa-12804	191	17	rwa	rwa	PROPN
ajfa-12804	191	18	density	density	NOUN
ajfa-12804	191	19	ratio	ratio	NOUN
ajfa-12804	191	20	,	,	PUNCT
ajfa-12804	191	21	but	but	CCONJ
ajfa-12804	191	22	group	group	NOUN
ajfa-12804	191	23	2	2	NUM
ajfa-12804	191	24	(	(	PUNCT
ajfa-12804	191	25	state	state	NOUN
ajfa-12804	191	26	-	-	PUNCT
ajfa-12804	191	27	owned	own	VERB
ajfa-12804	191	28	and	and	CCONJ
ajfa-12804	191	29	private	private	ADJ
ajfa-12804	191	30	commercial	commercial	ADJ
ajfa-12804	191	31	banks	bank	NOUN
ajfa-12804	191	32	under	under	ADP
ajfa-12804	191	33	special	special	ADJ
ajfa-12804	191	34	attention	attention	NOUN
ajfa-12804	191	35	)	)	PUNCT
ajfa-12804	191	36	and	and	CCONJ
ajfa-12804	191	37	group	group	NOUN
ajfa-12804	191	38	3	3	NUM
ajfa-12804	191	39	(	(	PUNCT
ajfa-12804	191	40	full	full	ADV
ajfa-12804	191	41	-	-	PUNCT
ajfa-12804	191	42	fledged	fledged	ADJ
ajfa-12804	191	43	islamic	islamic	ADJ
ajfa-12804	191	44	private	private	ADJ
ajfa-12804	191	45	commercial	commercial	ADJ
ajfa-12804	191	46	banks	bank	NOUN
ajfa-12804	191	47	)	)	PUNCT
ajfa-12804	191	48	lies	lie	VERB
ajfa-12804	191	49	on	on	ADP
ajfa-12804	191	50	average	average	ADJ
ajfa-12804	191	51	point	point	NOUN
ajfa-12804	191	52	with	with	ADP
ajfa-12804	191	53	54.10	54.10	NUM
ajfa-12804	191	54	%	%	NOUN
ajfa-12804	191	55	and	and	CCONJ
ajfa-12804	191	56	66.73	66.73	NUM
ajfa-12804	191	57	%	%	NOUN
ajfa-12804	191	58	.	.	PUNCT
ajfa-12804	192	1	in	in	ADP
ajfa-12804	192	2	the	the	DET
ajfa-12804	192	3	year	year	NOUN
ajfa-12804	192	4	2014	2014	NUM
ajfa-12804	192	5	,	,	PUNCT
ajfa-12804	192	6	the	the	DET
ajfa-12804	192	7	phenomenon	phenomenon	NOUN
ajfa-12804	192	8	is	be	AUX
ajfa-12804	192	9	same	same	ADJ
ajfa-12804	192	10	for	for	ADP
ajfa-12804	192	11	all	all	DET
ajfa-12804	192	12	groups	group	NOUN
ajfa-12804	192	13	except	except	SCONJ
ajfa-12804	192	14	group	group	NOUN
ajfa-12804	192	15	5	5	NUM
ajfa-12804	192	16	those	those	PRON
ajfa-12804	192	17	have	have	VERB
ajfa-12804	192	18	higher	high	ADJ
ajfa-12804	192	19	rwadr	rwadr	NOUN
ajfa-12804	192	20	(	(	PUNCT
ajfa-12804	192	21	risk	risk	NOUN
ajfa-12804	192	22	weighted	weight	VERB
ajfa-12804	192	23	asset	asset	NOUN
ajfa-12804	192	24	density	density	NOUN
ajfa-12804	192	25	ratio	ratio	NOUN
ajfa-12804	192	26	)	)	PUNCT
ajfa-12804	192	27	in	in	ADP
ajfa-12804	192	28	comparison	comparison	NOUN
ajfa-12804	192	29	with	with	ADP
ajfa-12804	192	30	previous	previous	ADJ
ajfa-12804	192	31	year	year	NOUN
ajfa-12804	192	32	.	.	PUNCT
ajfa-12804	193	1	however	however	ADV
ajfa-12804	193	2	,	,	PUNCT
ajfa-12804	193	3	in	in	ADP
ajfa-12804	193	4	the	the	DET
ajfa-12804	193	5	year	year	NOUN
ajfa-12804	193	6	2015	2015	NUM
ajfa-12804	193	7	,	,	PUNCT
ajfa-12804	193	8	group	group	NOUN
ajfa-12804	193	9	1	1	NUM
ajfa-12804	193	10	stood	stand	VERB
ajfa-12804	193	11	highest	high	ADJ
ajfa-12804	193	12	position	position	NOUN
ajfa-12804	193	13	with	with	ADP
ajfa-12804	193	14	80.08	80.08	NUM
ajfa-12804	193	15	%	%	NOUN
ajfa-12804	193	16	of	of	ADP
ajfa-12804	193	17	rwadr	rwadr	NOUN
ajfa-12804	193	18	and	and	CCONJ
ajfa-12804	193	19	group	group	NOUN
ajfa-12804	193	20	4	4	NUM
ajfa-12804	193	21	and	and	CCONJ
ajfa-12804	193	22	group	group	NOUN
ajfa-12804	193	23	5	5	NUM
ajfa-12804	193	24	jointly	jointly	ADV
ajfa-12804	193	25	possessed	possess	VERB
ajfa-12804	193	26	the	the	DET
ajfa-12804	193	27	second	second	ADJ
ajfa-12804	193	28	position	position	NOUN
ajfa-12804	193	29	with	with	ADP
ajfa-12804	193	30	78	78	NUM
ajfa-12804	193	31	%	%	NOUN
ajfa-12804	193	32	.	.	PUNCT
ajfa-12804	194	1	the	the	DET
ajfa-12804	194	2	position	position	NOUN
ajfa-12804	194	3	of	of	ADP
ajfa-12804	194	4	group	group	NOUN
ajfa-12804	194	5	2	2	NUM
ajfa-12804	194	6	is	be	AUX
ajfa-12804	194	7	worse	bad	ADJ
ajfa-12804	194	8	within	within	ADP
ajfa-12804	194	9	the	the	DET
ajfa-12804	194	10	groups	group	NOUN
ajfa-12804	194	11	which	which	PRON
ajfa-12804	194	12	are	be	AUX
ajfa-12804	194	13	49.30	49.30	NUM
ajfa-12804	194	14	%	%	NOUN
ajfa-12804	194	15	and	and	CCONJ
ajfa-12804	194	16	have	have	VERB
ajfa-12804	194	17	gradual	gradual	ADJ
ajfa-12804	194	18	decreasing	decrease	VERB
ajfa-12804	194	19	trends	trend	NOUN
ajfa-12804	194	20	.	.	PUNCT
ajfa-12804	195	1	finally	finally	ADV
ajfa-12804	195	2	,	,	PUNCT
ajfa-12804	195	3	in	in	ADP
ajfa-12804	195	4	the	the	DET
ajfa-12804	195	5	year	year	NOUN
ajfa-12804	195	6	2016	2016	NUM
ajfa-12804	195	7	,	,	PUNCT
ajfa-12804	195	8	the	the	DET
ajfa-12804	195	9	major	major	ADJ
ajfa-12804	195	10	finding	finding	NOUN
ajfa-12804	195	11	is	be	AUX
ajfa-12804	195	12	the	the	DET
ajfa-12804	195	13	decreasing	decrease	VERB
ajfa-12804	195	14	trends	trend	NOUN
ajfa-12804	195	15	of	of	ADP
ajfa-12804	195	16	group	group	NOUN
ajfa-12804	195	17	2	2	NUM
ajfa-12804	195	18	(	(	PUNCT
ajfa-12804	195	19	state	state	NOUN
ajfa-12804	195	20	-	-	PUNCT
ajfa-12804	195	21	owned	own	VERB
ajfa-12804	195	22	and	and	CCONJ
ajfa-12804	195	23	private	private	ADJ
ajfa-12804	195	24	commercial	commercial	ADJ
ajfa-12804	195	25	banks	bank	NOUN
ajfa-12804	195	26	under	under	ADP
ajfa-12804	195	27	special	special	ADJ
ajfa-12804	195	28	attention	attention	NOUN
ajfa-12804	195	29	)	)	PUNCT
ajfa-12804	195	30	which	which	PRON
ajfa-12804	195	31	has	have	VERB
ajfa-12804	195	32	77.1	77.1	NUM
ajfa-12804	195	33	%	%	NOUN
ajfa-12804	195	34	.	.	PUNCT
ajfa-12804	196	1	in	in	ADP
ajfa-12804	196	2	the	the	DET
ajfa-12804	196	3	case	case	NOUN
ajfa-12804	196	4	of	of	ADP
ajfa-12804	196	5	the	the	DET
ajfa-12804	196	6	industry	industry	NOUN
ajfa-12804	196	7	average	average	NOUN
ajfa-12804	196	8	,	,	PUNCT
ajfa-12804	196	9	it	it	PRON
ajfa-12804	196	10	is	be	AUX
ajfa-12804	196	11	revealed	reveal	VERB
ajfa-12804	196	12	that	that	SCONJ
ajfa-12804	196	13	the	the	DET
ajfa-12804	196	14	trend	trend	NOUN
ajfa-12804	196	15	is	be	AUX
ajfa-12804	196	16	the	the	DET
ajfa-12804	196	17	downward	downward	ADJ
ajfa-12804	196	18	slope	slope	NOUN
ajfa-12804	196	19	and	and	CCONJ
ajfa-12804	196	20	most	most	ADV
ajfa-12804	196	21	importantly	importantly	ADV
ajfa-12804	196	22	group	group	NOUN
ajfa-12804	196	23	2	2	NUM
ajfa-12804	196	24	and	and	CCONJ
ajfa-12804	196	25	group	group	NOUN
ajfa-12804	196	26	3	3	NUM
ajfa-12804	196	27	in	in	ADP
ajfa-12804	196	28	all	all	DET
ajfa-12804	196	29	cases	case	NOUN
ajfa-12804	196	30	lie	lie	VERB
ajfa-12804	196	31	below	below	ADP
ajfa-12804	196	32	the	the	DET
ajfa-12804	196	33	average	average	ADJ
ajfa-12804	196	34	line	line	NOUN
ajfa-12804	196	35	.	.	PUNCT
ajfa-12804	197	1	so	so	ADV
ajfa-12804	197	2	,	,	PUNCT
ajfa-12804	197	3	there	there	PRON
ajfa-12804	197	4	is	be	VERB
ajfa-12804	197	5	a	a	DET
ajfa-12804	197	6	need	need	NOUN
ajfa-12804	197	7	for	for	ADP
ajfa-12804	197	8	taking	take	VERB
ajfa-12804	197	9	care	care	NOUN
ajfa-12804	197	10	of	of	ADP
ajfa-12804	197	11	the	the	DET
ajfa-12804	197	12	two	two	NUM
ajfa-12804	197	13	groups	group	NOUN
ajfa-12804	197	14	otherwise	otherwise	ADV
ajfa-12804	197	15	the	the	DET
ajfa-12804	197	16	average	average	ADJ
ajfa-12804	197	17	industry	industry	NOUN
ajfa-12804	197	18	risk	risk	NOUN
ajfa-12804	197	19	will	will	AUX
ajfa-12804	197	20	increase	increase	VERB
ajfa-12804	197	21	.	.	PUNCT
ajfa-12804	198	1	chart	chart	NOUN
ajfa-12804	198	2	1	1	NUM
ajfa-12804	198	3	.	.	X
ajfa-12804	198	4	risk	risk	NOUN
ajfa-12804	198	5	weighted	weight	VERB
ajfa-12804	198	6	asset	asset	NOUN
ajfa-12804	198	7	density	density	NOUN
ajfa-12804	198	8	ratio	ratio	NOUN
ajfa-12804	198	9	4.2	4.2	NUM
ajfa-12804	198	10	banking	banking	NOUN
ajfa-12804	198	11	sector	sector	NOUN
ajfa-12804	198	12	risk	risk	NOUN
ajfa-12804	198	13	structure	structure	NOUN
ajfa-12804	198	14	under	under	ADP
ajfa-12804	198	15	basel	basel	PROPN
ajfa-12804	198	16	iii	iii	PROPN
ajfa-12804	198	17	the	the	DET
ajfa-12804	198	18	regulatory	regulatory	ADJ
ajfa-12804	198	19	authority	authority	NOUN
ajfa-12804	198	20	,	,	PUNCT
ajfa-12804	198	21	bangladesh	bangladesh	PROPN
ajfa-12804	198	22	bank	bank	NOUN
ajfa-12804	198	23	,	,	PUNCT
ajfa-12804	198	24	the	the	DET
ajfa-12804	198	25	central	central	ADJ
ajfa-12804	198	26	bank	bank	PROPN
ajfa-12804	198	27	of	of	ADP
ajfa-12804	198	28	bangladesh	bangladesh	PROPN
ajfa-12804	198	29	,	,	PUNCT
ajfa-12804	198	30	provides	provide	VERB
ajfa-12804	198	31	specific	specific	ADJ
ajfa-12804	198	32	guidelines	guideline	NOUN
ajfa-12804	198	33	for	for	ADP
ajfa-12804	198	34	risk	risk	NOUN
ajfa-12804	198	35	reporting	reporting	NOUN
ajfa-12804	198	36	standards	standard	NOUN
ajfa-12804	198	37	under	under	ADP
ajfa-12804	198	38	basel	basel	PROPN
ajfa-12804	198	39	iii	iii	PROPN
ajfa-12804	198	40	accord	accord	NOUN
ajfa-12804	198	41	.	.	PUNCT
ajfa-12804	199	1	it	it	PRON
ajfa-12804	199	2	is	be	AUX
ajfa-12804	199	3	found	find	VERB
ajfa-12804	199	4	that	that	SCONJ
ajfa-12804	199	5	all	all	PRON
ajfa-12804	199	6	of	of	ADP
ajfa-12804	199	7	the	the	DET
ajfa-12804	199	8	banks	bank	NOUN
ajfa-12804	199	9	report	report	VERB
ajfa-12804	199	10	their	their	PRON
ajfa-12804	199	11	credit	credit	NOUN
ajfa-12804	199	12	risk	risk	NOUN
ajfa-12804	199	13	,	,	PUNCT
ajfa-12804	199	14	market	market	NOUN
ajfa-12804	199	15	risk	risk	NOUN
ajfa-12804	199	16	as	as	ADV
ajfa-12804	199	17	well	well	ADV
ajfa-12804	199	18	as	as	ADP
ajfa-12804	199	19	operational	operational	ADJ
ajfa-12804	199	20	risk	risk	NOUN
ajfa-12804	199	21	in	in	ADP
ajfa-12804	199	22	their	their	PRON
ajfa-12804	199	23	annual	annual	ADJ
ajfa-12804	199	24	report	report	NOUN
ajfa-12804	199	25	.	.	PUNCT
ajfa-12804	200	1	the	the	DET
ajfa-12804	200	2	trend	trend	NOUN
ajfa-12804	200	3	of	of	ADP
ajfa-12804	200	4	the	the	DET
ajfa-12804	200	5	risk	risk	NOUN
ajfa-12804	200	6	structure	structure	NOUN
ajfa-12804	200	7	is	be	AUX
ajfa-12804	200	8	shown	show	VERB
ajfa-12804	200	9	in	in	ADP
ajfa-12804	200	10	the	the	DET
ajfa-12804	200	11	following	follow	VERB
ajfa-12804	200	12	chart	chart	NOUN
ajfa-12804	200	13	.	.	PUNCT
ajfa-12804	201	1	the	the	DET
ajfa-12804	201	2	findings	finding	NOUN
ajfa-12804	201	3	are	be	AUX
ajfa-12804	201	4	very	very	ADV
ajfa-12804	201	5	interesting	interesting	ADJ
ajfa-12804	201	6	and	and	CCONJ
ajfa-12804	201	7	valuable	valuable	ADJ
ajfa-12804	201	8	for	for	ADP
ajfa-12804	201	9	the	the	DET
ajfa-12804	201	10	relevant	relevant	ADJ
ajfa-12804	201	11	users	user	NOUN
ajfa-12804	201	12	.	.	PUNCT
ajfa-12804	202	1	the	the	DET
ajfa-12804	202	2	reason	reason	NOUN
ajfa-12804	202	3	is	be	AUX
ajfa-12804	202	4	that	that	SCONJ
ajfa-12804	202	5	the	the	DET
ajfa-12804	202	6	concern	concern	NOUN
ajfa-12804	202	7	parties	party	NOUN
ajfa-12804	202	8	can	can	AUX
ajfa-12804	202	9	take	take	VERB
ajfa-12804	202	10	their	their	PRON
ajfa-12804	202	11	decisions	decision	NOUN
ajfa-12804	202	12	giving	give	VERB
ajfa-12804	202	13	priorities	priority	NOUN
ajfa-12804	202	14	on	on	ADP
ajfa-12804	202	15	the	the	DET
ajfa-12804	202	16	risk	risk	NOUN
ajfa-12804	202	17	exposure	exposure	NOUN
ajfa-12804	202	18	.	.	PUNCT
ajfa-12804	203	1	it	it	PRON
ajfa-12804	203	2	is	be	AUX
ajfa-12804	203	3	notable	notable	ADJ
ajfa-12804	203	4	that	that	SCONJ
ajfa-12804	203	5	among	among	ADP
ajfa-12804	203	6	the	the	DET
ajfa-12804	203	7	three	three	NUM
ajfa-12804	203	8	risk	risk	NOUN
ajfa-12804	203	9	categories	category	NOUN
ajfa-12804	203	10	the	the	DET
ajfa-12804	203	11	major	major	ADJ
ajfa-12804	203	12	portion	portion	NOUN
ajfa-12804	203	13	occupied	occupy	VERB
ajfa-12804	203	14	by	by	ADP
ajfa-12804	203	15	the	the	DET
ajfa-12804	203	16	credit	credit	NOUN
ajfa-12804	203	17	risk	risk	NOUN
ajfa-12804	203	18	exposure	exposure	NOUN
ajfa-12804	203	19	of	of	ADP
ajfa-12804	203	20	banks	bank	NOUN
ajfa-12804	203	21	.	.	PUNCT
ajfa-12804	204	1	in	in	ADP
ajfa-12804	204	2	2016	2016	NUM
ajfa-12804	204	3	,	,	PUNCT
ajfa-12804	204	4	it	it	PRON
ajfa-12804	204	5	is	be	AUX
ajfa-12804	204	6	revealed	reveal	VERB
ajfa-12804	204	7	that	that	SCONJ
ajfa-12804	204	8	the	the	DET
ajfa-12804	204	9	weighted	weighted	ADJ
ajfa-12804	204	10	risk	risk	NOUN
ajfa-12804	204	11	asset	asset	NOUN
ajfa-12804	204	12	(	(	PUNCT
ajfa-12804	204	13	rwa	rwa	PROPN
ajfa-12804	204	14	)	)	PUNCT
ajfa-12804	204	15	was	be	AUX
ajfa-12804	204	16	mostly	mostly	ADV
ajfa-12804	204	17	attributed	attribute	VERB
ajfa-12804	204	18	to	to	ADP
ajfa-12804	204	19	credit	credit	NOUN
ajfa-12804	204	20	risk	risk	NOUN
ajfa-12804	204	21	which	which	PRON
ajfa-12804	204	22	was	be	AUX
ajfa-12804	204	23	87.20	87.20	NUM
ajfa-12804	204	24	%	%	NOUN
ajfa-12804	204	25	of	of	ADP
ajfa-12804	204	26	a	a	DET
ajfa-12804	204	27	total	total	ADJ
ajfa-12804	204	28	risk	risk	NOUN
ajfa-12804	204	29	-	-	PUNCT
ajfa-12804	204	30	weighted	weight	VERB
ajfa-12804	204	31	asset	asset	NOUN
ajfa-12804	204	32	of	of	ADP
ajfa-12804	204	33	the	the	DET
ajfa-12804	204	34	baking	baking	NOUN
ajfa-12804	204	35	system	system	NOUN
ajfa-12804	204	36	whereas	whereas	SCONJ
ajfa-12804	204	37	the	the	DET
ajfa-12804	204	38	remaining	remain	VERB
ajfa-12804	204	39	portion	portion	NOUN
ajfa-12804	204	40	consumed	consume	VERB
ajfa-12804	204	41	by	by	ADP
ajfa-12804	204	42	market	market	NOUN
ajfa-12804	204	43	risk	risk	NOUN
ajfa-12804	204	44	and	and	CCONJ
ajfa-12804	204	45	operational	operational	ADJ
ajfa-12804	204	46	risk	risk	NOUN
ajfa-12804	204	47	at	at	ADP
ajfa-12804	204	48	3.80	3.80	NUM
ajfa-12804	204	49	%	%	NOUN
ajfa-12804	204	50	and	and	CCONJ
ajfa-12804	204	51	9.0	9.0	NUM
ajfa-12804	204	52	%	%	NOUN
ajfa-12804	204	53	as	as	ADV
ajfa-12804	204	54	well	well	ADV
ajfa-12804	204	55	.	.	PUNCT
ajfa-12804	205	1	asian	asian	ADJ
ajfa-12804	205	2	journal	journal	PROPN
ajfa-12804	205	3	of	of	ADP
ajfa-12804	205	4	finance	finance	PROPN
ajfa-12804	205	5	&	&	CCONJ
ajfa-12804	205	6	accounting	accounting	PROPN
ajfa-12804	205	7	issn	issn	PROPN
ajfa-12804	205	8	1946	1946	NUM
ajfa-12804	205	9	-	-	PUNCT
ajfa-12804	205	10	052x	052x	NOUN
ajfa-12804	205	11	2018	2018	NUM
ajfa-12804	205	12	,	,	PUNCT
ajfa-12804	205	13	vol	vol	NOUN
ajfa-12804	205	14	.	.	PROPN
ajfa-12804	206	1	10	10	NUM
ajfa-12804	206	2	,	,	PUNCT
ajfa-12804	206	3	no	no	INTJ
ajfa-12804	206	4	.	.	NOUN
ajfa-12804	206	5	1	1	NUM
ajfa-12804	206	6	ajfa.macrothink.org	ajfa.macrothink.org	ADJ
ajfa-12804	206	7	190	190	NUM
ajfa-12804	206	8	chart	chart	NOUN
ajfa-12804	206	9	2	2	NUM
ajfa-12804	206	10	.	.	PUNCT
ajfa-12804	206	11	banking	banking	NOUN
ajfa-12804	206	12	sector	sector	NOUN
ajfa-12804	206	13	risk	risk	NOUN
ajfa-12804	206	14	structure	structure	NOUN
ajfa-12804	206	15	in	in	ADP
ajfa-12804	206	16	bangladesh	bangladesh	PROPN
ajfa-12804	206	17	4.3	4.3	NUM
ajfa-12804	206	18	credit	credit	NOUN
ajfa-12804	206	19	risk	risk	NOUN
ajfa-12804	206	20	disclosures	disclosure	NOUN
ajfa-12804	206	21	under	under	ADP
ajfa-12804	206	22	basel	basel	PROPN
ajfa-12804	206	23	iii	iii	PROPN
ajfa-12804	206	24	the	the	DET
ajfa-12804	206	25	credit	credit	NOUN
ajfa-12804	206	26	risk	risk	NOUN
ajfa-12804	206	27	is	be	AUX
ajfa-12804	206	28	defined	define	VERB
ajfa-12804	206	29	by	by	ADP
ajfa-12804	206	30	the	the	DET
ajfa-12804	206	31	probability	probability	NOUN
ajfa-12804	206	32	of	of	ADP
ajfa-12804	206	33	loss	loss	NOUN
ajfa-12804	206	34	or	or	CCONJ
ajfa-12804	206	35	non	non	NOUN
ajfa-12804	206	36	-	-	NOUN
ajfa-12804	206	37	recovery	recovery	NOUN
ajfa-12804	206	38	of	of	ADP
ajfa-12804	206	39	loans	loan	NOUN
ajfa-12804	206	40	generating	generate	VERB
ajfa-12804	206	41	from	from	ADP
ajfa-12804	206	42	loans	loan	NOUN
ajfa-12804	206	43	grants	grant	NOUN
ajfa-12804	206	44	causes	cause	NOUN
ajfa-12804	206	45	by	by	ADP
ajfa-12804	206	46	the	the	DET
ajfa-12804	206	47	counterparties	counterpartie	NOUN
ajfa-12804	206	48	for	for	ADP
ajfa-12804	206	49	their	their	PRON
ajfa-12804	206	50	unwillingness	unwillingness	NOUN
ajfa-12804	206	51	or	or	CCONJ
ajfa-12804	206	52	inabilities	inability	NOUN
ajfa-12804	206	53	that	that	PRON
ajfa-12804	206	54	results	result	VERB
ajfa-12804	206	55	in	in	ADP
ajfa-12804	206	56	the	the	DET
ajfa-12804	206	57	breach	breach	NOUN
ajfa-12804	206	58	of	of	ADP
ajfa-12804	206	59	contract	contract	NOUN
ajfa-12804	206	60	.	.	PUNCT
ajfa-12804	207	1	the	the	DET
ajfa-12804	207	2	chart	chart	NOUN
ajfa-12804	207	3	below	below	ADV
ajfa-12804	207	4	showed	show	VERB
ajfa-12804	207	5	the	the	DET
ajfa-12804	207	6	structure	structure	NOUN
ajfa-12804	207	7	of	of	ADP
ajfa-12804	207	8	credit	credit	NOUN
ajfa-12804	207	9	risk	risk	NOUN
ajfa-12804	207	10	which	which	PRON
ajfa-12804	207	11	is	be	AUX
ajfa-12804	207	12	segregated	segregate	VERB
ajfa-12804	207	13	as	as	ADP
ajfa-12804	207	14	balance	balance	NOUN
ajfa-12804	207	15	sheet	sheet	NOUN
ajfa-12804	207	16	risk	risk	NOUN
ajfa-12804	207	17	and	and	CCONJ
ajfa-12804	207	18	off	off	ADP
ajfa-12804	207	19	-	-	PUNCT
ajfa-12804	207	20	balance	balance	NOUN
ajfa-12804	207	21	sheet	sheet	NOUN
ajfa-12804	207	22	risk	risk	NOUN
ajfa-12804	207	23	.	.	PUNCT
ajfa-12804	208	1	the	the	DET
ajfa-12804	208	2	study	study	NOUN
ajfa-12804	208	3	found	find	VERB
ajfa-12804	208	4	that	that	SCONJ
ajfa-12804	208	5	the	the	DET
ajfa-12804	208	6	balance	balance	NOUN
ajfa-12804	208	7	sheet	sheet	NOUN
ajfa-12804	208	8	risk	risk	NOUN
ajfa-12804	208	9	is	be	AUX
ajfa-12804	208	10	significantly	significantly	ADV
ajfa-12804	208	11	higher	high	ADJ
ajfa-12804	208	12	than	than	ADP
ajfa-12804	208	13	the	the	DET
ajfa-12804	208	14	off	off	ADP
ajfa-12804	208	15	-	-	PUNCT
ajfa-12804	208	16	balance	balance	NOUN
ajfa-12804	208	17	sheet	sheet	NOUN
ajfa-12804	208	18	risk	risk	NOUN
ajfa-12804	208	19	.	.	PUNCT
ajfa-12804	209	1	the	the	DET
ajfa-12804	209	2	trends	trend	NOUN
ajfa-12804	209	3	of	of	ADP
ajfa-12804	209	4	the	the	DET
ajfa-12804	209	5	balance	balance	NOUN
ajfa-12804	209	6	sheet	sheet	NOUN
ajfa-12804	209	7	risk	risk	NOUN
ajfa-12804	209	8	showed	show	VERB
ajfa-12804	209	9	the	the	DET
ajfa-12804	209	10	upward	upward	ADJ
ajfa-12804	209	11	slope	slope	NOUN
ajfa-12804	209	12	from	from	ADP
ajfa-12804	209	13	2010	2010	NUM
ajfa-12804	209	14	to	to	ADP
ajfa-12804	209	15	2016	2016	NUM
ajfa-12804	209	16	which	which	PRON
ajfa-12804	209	17	were	be	AUX
ajfa-12804	209	18	ranges	range	NOUN
ajfa-12804	209	19	from	from	ADP
ajfa-12804	209	20	85.4	85.4	NUM
ajfa-12804	209	21	%	%	NOUN
ajfa-12804	209	22	to	to	ADP
ajfa-12804	209	23	87.60	87.60	NUM
ajfa-12804	209	24	%	%	NOUN
ajfa-12804	209	25	.	.	PUNCT
ajfa-12804	210	1	however	however	ADV
ajfa-12804	210	2	,	,	PUNCT
ajfa-12804	210	3	the	the	DET
ajfa-12804	210	4	blessing	blessing	NOUN
ajfa-12804	210	5	thing	thing	NOUN
ajfa-12804	210	6	is	be	AUX
ajfa-12804	210	7	the	the	DET
ajfa-12804	210	8	decreasing	decrease	VERB
ajfa-12804	210	9	trend	trend	NOUN
ajfa-12804	210	10	of	of	ADP
ajfa-12804	210	11	off	off	ADP
ajfa-12804	210	12	-	-	PUNCT
ajfa-12804	210	13	balance	balance	NOUN
ajfa-12804	210	14	sheet	sheet	NOUN
ajfa-12804	210	15	risk	risk	NOUN
ajfa-12804	210	16	during	during	ADP
ajfa-12804	210	17	the	the	DET
ajfa-12804	210	18	period	period	NOUN
ajfa-12804	210	19	of	of	ADP
ajfa-12804	210	20	2010	2010	NUM
ajfa-12804	210	21	to	to	ADP
ajfa-12804	210	22	2016	2016	NUM
ajfa-12804	210	23	with	with	ADP
ajfa-12804	210	24	14.60	14.60	NUM
ajfa-12804	210	25	%	%	NOUN
ajfa-12804	210	26	to	to	ADP
ajfa-12804	210	27	12.40	12.40	NUM
ajfa-12804	210	28	%	%	NOUN
ajfa-12804	210	29	.	.	PUNCT
ajfa-12804	211	1	the	the	DET
ajfa-12804	211	2	enforcement	enforcement	NOUN
ajfa-12804	211	3	of	of	ADP
ajfa-12804	211	4	basel	basel	PROPN
ajfa-12804	211	5	norms	norm	NOUN
ajfa-12804	211	6	is	be	AUX
ajfa-12804	211	7	restraining	restrain	VERB
ajfa-12804	211	8	the	the	DET
ajfa-12804	211	9	banks	bank	NOUN
ajfa-12804	211	10	from	from	ADP
ajfa-12804	211	11	off	off	ADP
ajfa-12804	211	12	-	-	PUNCT
ajfa-12804	211	13	balance	balance	NOUN
ajfa-12804	211	14	sheet	sheet	NOUN
ajfa-12804	211	15	activities	activity	NOUN
ajfa-12804	211	16	.	.	PUNCT
ajfa-12804	212	1	regarding	regard	VERB
ajfa-12804	212	2	the	the	DET
ajfa-12804	212	3	regulatory	regulatory	ADJ
ajfa-12804	212	4	capital	capital	NOUN
ajfa-12804	212	5	,	,	PUNCT
ajfa-12804	212	6	banking	banking	NOUN
ajfa-12804	212	7	sector	sector	NOUN
ajfa-12804	212	8	remains	remain	VERB
ajfa-12804	212	9	in	in	ADP
ajfa-12804	212	10	the	the	DET
ajfa-12804	212	11	same	same	ADJ
ajfa-12804	212	12	position	position	NOUN
ajfa-12804	212	13	in	in	ADP
ajfa-12804	212	14	compare	compare	NOUN
ajfa-12804	212	15	with	with	ADP
ajfa-12804	212	16	the	the	DET
ajfa-12804	212	17	previous	previous	ADJ
ajfa-12804	212	18	year	year	NOUN
ajfa-12804	212	19	.	.	PUNCT
ajfa-12804	213	1	although	although	SCONJ
ajfa-12804	213	2	the	the	DET
ajfa-12804	213	3	capital	capital	NOUN
ajfa-12804	213	4	to	to	PART
ajfa-12804	213	5	risk	risk	NOUN
ajfa-12804	213	6	-	-	PUNCT
ajfa-12804	213	7	weighted	weight	VERB
ajfa-12804	213	8	ratio	ratio	NOUN
ajfa-12804	213	9	was	be	AUX
ajfa-12804	213	10	10.80	10.80	NUM
ajfa-12804	213	11	%	%	NOUN
ajfa-12804	213	12	at	at	ADP
ajfa-12804	213	13	the	the	DET
ajfa-12804	213	14	end	end	NOUN
ajfa-12804	213	15	of	of	ADP
ajfa-12804	213	16	2016	2016	NUM
ajfa-12804	213	17	,	,	PUNCT
ajfa-12804	213	18	it	it	PRON
ajfa-12804	213	19	was	be	AUX
ajfa-12804	213	20	lower	low	ADJ
ajfa-12804	213	21	by	by	ADP
ajfa-12804	213	22	four	four	NUM
ajfa-12804	213	23	(	(	PUNCT
ajfa-12804	213	24	4	4	NUM
ajfa-12804	213	25	)	)	PUNCT
ajfa-12804	213	26	basis	basis	NOUN
ajfa-12804	213	27	points	point	NOUN
ajfa-12804	213	28	contrast	contrast	VERB
ajfa-12804	213	29	with	with	ADP
ajfa-12804	213	30	the	the	DET
ajfa-12804	213	31	most	most	ADV
ajfa-12804	213	32	recent	recent	ADJ
ajfa-12804	213	33	year	year	NOUN
ajfa-12804	213	34	.	.	PUNCT
ajfa-12804	214	1	the	the	DET
ajfa-12804	214	2	deterioration	deterioration	NOUN
ajfa-12804	214	3	is	be	AUX
ajfa-12804	214	4	not	not	PART
ajfa-12804	214	5	for	for	ADP
ajfa-12804	214	6	the	the	DET
ajfa-12804	214	7	fall	fall	NOUN
ajfa-12804	214	8	of	of	ADP
ajfa-12804	214	9	credit	credit	NOUN
ajfa-12804	214	10	quality	quality	NOUN
ajfa-12804	214	11	but	but	CCONJ
ajfa-12804	214	12	for	for	ADP
ajfa-12804	214	13	the	the	DET
ajfa-12804	214	14	shift	shift	NOUN
ajfa-12804	214	15	of	of	ADP
ajfa-12804	214	16	regulatory	regulatory	ADJ
ajfa-12804	214	17	framework	framework	NOUN
ajfa-12804	214	18	which	which	PRON
ajfa-12804	214	19	shifts	shift	NOUN
ajfa-12804	214	20	from	from	ADP
ajfa-12804	214	21	basel	basel	PROPN
ajfa-12804	214	22	ii	ii	PROPN
ajfa-12804	214	23	to	to	ADP
ajfa-12804	214	24	basel	basel	PROPN
ajfa-12804	214	25	iii	iii	PROPN
ajfa-12804	214	26	accord	accord	NOUN
ajfa-12804	214	27	.	.	PUNCT
ajfa-12804	215	1	there	there	PRON
ajfa-12804	215	2	was	be	VERB
ajfa-12804	215	3	an	an	DET
ajfa-12804	215	4	improvement	improvement	NOUN
ajfa-12804	215	5	in	in	ADP
ajfa-12804	215	6	non	non	ADJ
ajfa-12804	215	7	-	-	ADJ
ajfa-12804	215	8	performing	perform	VERB
ajfa-12804	215	9	loan	loan	NOUN
ajfa-12804	215	10	rate	rate	NOUN
ajfa-12804	215	11	in	in	ADP
ajfa-12804	215	12	comparison	comparison	NOUN
ajfa-12804	215	13	with	with	ADP
ajfa-12804	215	14	the	the	DET
ajfa-12804	215	15	previous	previous	ADJ
ajfa-12804	215	16	year	year	NOUN
ajfa-12804	215	17	and	and	CCONJ
ajfa-12804	215	18	also	also	ADV
ajfa-12804	215	19	decreasing	decrease	VERB
ajfa-12804	215	20	the	the	DET
ajfa-12804	215	21	required	require	VERB
ajfa-12804	215	22	provisions	provision	NOUN
ajfa-12804	215	23	on	on	ADP
ajfa-12804	215	24	loan	loan	NOUN
ajfa-12804	215	25	defaults	default	NOUN
ajfa-12804	215	26	.	.	PUNCT
ajfa-12804	216	1	in	in	ADP
ajfa-12804	216	2	basel	basel	PROPN
ajfa-12804	216	3	iii	iii	PROPN
ajfa-12804	216	4	,	,	PUNCT
ajfa-12804	216	5	the	the	DET
ajfa-12804	216	6	calculation	calculation	NOUN
ajfa-12804	216	7	of	of	ADP
ajfa-12804	216	8	regulatory	regulatory	ADJ
ajfa-12804	216	9	capital	capital	NOUN
ajfa-12804	216	10	is	be	AUX
ajfa-12804	216	11	stringier	stringy	ADJ
ajfa-12804	216	12	.	.	PUNCT
ajfa-12804	217	1	under	under	ADP
ajfa-12804	217	2	the	the	DET
ajfa-12804	217	3	new	new	ADJ
ajfa-12804	217	4	framework	framework	NOUN
ajfa-12804	217	5	,	,	PUNCT
ajfa-12804	217	6	the	the	DET
ajfa-12804	217	7	eligible	eligible	ADJ
ajfa-12804	217	8	capital	capital	NOUN
ajfa-12804	217	9	determination	determination	NOUN
ajfa-12804	217	10	process	process	NOUN
ajfa-12804	217	11	is	be	AUX
ajfa-12804	217	12	slightly	slightly	ADV
ajfa-12804	217	13	changed	change	VERB
ajfa-12804	217	14	where	where	SCONJ
ajfa-12804	217	15	deferred	deferred	ADJ
ajfa-12804	217	16	tax	tax	NOUN
ajfa-12804	217	17	assets	asset	NOUN
ajfa-12804	217	18	and	and	CCONJ
ajfa-12804	217	19	revaluation	revaluation	NOUN
ajfa-12804	217	20	reserve	reserve	NOUN
ajfa-12804	217	21	(	(	PUNCT
ajfa-12804	217	22	20	20	NUM
ajfa-12804	217	23	%	%	NOUN
ajfa-12804	217	24	per	per	ADP
ajfa-12804	217	25	year	year	NOUN
ajfa-12804	217	26	)	)	PUNCT
ajfa-12804	217	27	are	be	AUX
ajfa-12804	217	28	excluded	exclude	VERB
ajfa-12804	217	29	,	,	PUNCT
ajfa-12804	217	30	and	and	CCONJ
ajfa-12804	217	31	only	only	ADV
ajfa-12804	217	32	a	a	DET
ajfa-12804	217	33	specific	specific	ADJ
ajfa-12804	217	34	percentage	percentage	NOUN
ajfa-12804	217	35	of	of	ADP
ajfa-12804	217	36	the	the	DET
ajfa-12804	217	37	general	general	ADJ
ajfa-12804	217	38	provision	provision	NOUN
ajfa-12804	217	39	was	be	AUX
ajfa-12804	217	40	allowed	allow	VERB
ajfa-12804	217	41	to	to	PART
ajfa-12804	217	42	include	include	VERB
ajfa-12804	217	43	.	.	PUNCT
ajfa-12804	218	1	the	the	DET
ajfa-12804	218	2	sought	sought	NOUN
ajfa-12804	218	3	of	of	ADP
ajfa-12804	218	4	deductions	deduction	NOUN
ajfa-12804	218	5	reduce	reduce	VERB
ajfa-12804	218	6	the	the	DET
ajfa-12804	218	7	eligible	eligible	ADJ
ajfa-12804	218	8	capital	capital	NOUN
ajfa-12804	218	9	in	in	ADP
ajfa-12804	218	10	compared	compare	VERB
ajfa-12804	218	11	with	with	ADP
ajfa-12804	218	12	weighted	weight	VERB
ajfa-12804	218	13	risk	risk	NOUN
ajfa-12804	218	14	assets	asset	NOUN
ajfa-12804	218	15	.	.	PUNCT
ajfa-12804	219	1	the	the	DET
ajfa-12804	219	2	study	study	NOUN
ajfa-12804	219	3	concludes	conclude	VERB
ajfa-12804	219	4	that	that	SCONJ
ajfa-12804	219	5	the	the	DET
ajfa-12804	219	6	increasing	increase	VERB
ajfa-12804	219	7	trend	trend	NOUN
ajfa-12804	219	8	of	of	ADP
ajfa-12804	219	9	credit	credit	NOUN
ajfa-12804	219	10	risk	risk	NOUN
ajfa-12804	219	11	overlooks	overlook	VERB
ajfa-12804	219	12	the	the	DET
ajfa-12804	219	13	capital	capital	NOUN
ajfa-12804	219	14	regulation	regulation	NOUN
ajfa-12804	219	15	due	due	ADP
ajfa-12804	219	16	to	to	ADP
ajfa-12804	219	17	weak	weak	ADJ
ajfa-12804	219	18	governance	governance	NOUN
ajfa-12804	219	19	system	system	NOUN
ajfa-12804	219	20	.	.	PUNCT
ajfa-12804	220	1	in	in	ADP
ajfa-12804	220	2	the	the	DET
ajfa-12804	220	3	case	case	NOUN
ajfa-12804	220	4	of	of	ADP
ajfa-12804	220	5	a	a	DET
ajfa-12804	220	6	non	non	ADJ
ajfa-12804	220	7	-	-	ADJ
ajfa-12804	220	8	performing	perform	VERB
ajfa-12804	220	9	loan	loan	NOUN
ajfa-12804	220	10	,	,	PUNCT
ajfa-12804	220	11	the	the	DET
ajfa-12804	220	12	trend	trend	NOUN
ajfa-12804	220	13	is	be	AUX
ajfa-12804	220	14	very	very	ADV
ajfa-12804	220	15	disappointed	disappointed	ADJ
ajfa-12804	220	16	which	which	PRON
ajfa-12804	220	17	showed	show	VERB
ajfa-12804	220	18	a	a	DET
ajfa-12804	220	19	growing	grow	VERB
ajfa-12804	220	20	trend	trend	NOUN
ajfa-12804	220	21	from	from	ADP
ajfa-12804	220	22	the	the	DET
ajfa-12804	220	23	year	year	NOUN
ajfa-12804	220	24	2015	2015	NUM
ajfa-12804	220	25	to	to	ADP
ajfa-12804	220	26	2016	2016	NUM
ajfa-12804	220	27	at	at	ADP
ajfa-12804	220	28	the	the	DET
ajfa-12804	220	29	rate	rate	NOUN
ajfa-12804	220	30	of	of	ADP
ajfa-12804	220	31	8.80	8.80	NUM
ajfa-12804	220	32	%	%	NOUN
ajfa-12804	220	33	to	to	ADP
ajfa-12804	220	34	9.20	9.20	NUM
ajfa-12804	220	35	%	%	NOUN
ajfa-12804	220	36	.	.	PUNCT
ajfa-12804	221	1	it	it	PRON
ajfa-12804	221	2	is	be	AUX
ajfa-12804	221	3	also	also	ADV
ajfa-12804	221	4	found	find	VERB
ajfa-12804	221	5	that	that	SCONJ
ajfa-12804	221	6	the	the	DET
ajfa-12804	221	7	weighted	weighted	ADJ
ajfa-12804	221	8	risk	risk	NOUN
ajfa-12804	221	9	asset	asset	NOUN
ajfa-12804	221	10	(	(	PUNCT
ajfa-12804	221	11	rwa	rwa	PROPN
ajfa-12804	221	12	)	)	PUNCT
ajfa-12804	221	13	amount	amount	NOUN
ajfa-12804	221	14	allocated	allocate	VERB
ajfa-12804	221	15	for	for	ADP
ajfa-12804	221	16	credit	credit	NOUN
ajfa-12804	221	17	risk	risk	NOUN
ajfa-12804	221	18	was	be	AUX
ajfa-12804	221	19	bdt	bdt	PROPN
ajfa-12804	221	20	7754.4	7754.4	NUM
ajfa-12804	221	21	billion	billion	NUM
ajfa-12804	221	22	for	for	ADP
ajfa-12804	221	23	both	both	PRON
ajfa-12804	221	24	balance	balance	NOUN
ajfa-12804	221	25	sheet	sheet	NOUN
ajfa-12804	221	26	and	and	CCONJ
ajfa-12804	221	27	off	off	ADP
ajfa-12804	221	28	-	-	PUNCT
ajfa-12804	221	29	balance	balance	NOUN
ajfa-12804	221	30	sheet	sheet	NOUN
ajfa-12804	221	31	exposure	exposure	NOUN
ajfa-12804	221	32	whereas	whereas	SCONJ
ajfa-12804	221	33	bdt	bdt	PROPN
ajfa-12804	221	34	299.7	299.7	NUM
ajfa-12804	221	35	billion	billion	NUM
ajfa-12804	221	36	kept	keep	VERB
ajfa-12804	221	37	for	for	ADP
ajfa-12804	221	38	operational	operational	ADJ
ajfa-12804	221	39	risk	risk	NOUN
ajfa-12804	221	40	and	and	CCONJ
ajfa-12804	221	41	bdt	bdt	PROPN
ajfa-12804	221	42	696.4	696.4	NUM
ajfa-12804	221	43	billion	billion	NUM
ajfa-12804	221	44	were	be	AUX
ajfa-12804	221	45	kept	keep	VERB
ajfa-12804	221	46	for	for	ADP
ajfa-12804	221	47	market	market	NOUN
ajfa-12804	221	48	risk	risk	NOUN
ajfa-12804	221	49	.	.	PUNCT
ajfa-12804	222	1	asian	asian	ADJ
ajfa-12804	222	2	journal	journal	PROPN
ajfa-12804	222	3	of	of	ADP
ajfa-12804	222	4	finance	finance	PROPN
ajfa-12804	222	5	&	&	CCONJ
ajfa-12804	222	6	accounting	accounting	PROPN
ajfa-12804	222	7	issn	issn	PROPN
ajfa-12804	222	8	1946	1946	NUM
ajfa-12804	222	9	-	-	PUNCT
ajfa-12804	222	10	052x	052x	NOUN
ajfa-12804	222	11	2018	2018	NUM
ajfa-12804	222	12	,	,	PUNCT
ajfa-12804	222	13	vol	vol	NOUN
ajfa-12804	222	14	.	.	PROPN
ajfa-12804	223	1	10	10	NUM
ajfa-12804	223	2	,	,	PUNCT
ajfa-12804	223	3	no	no	INTJ
ajfa-12804	223	4	.	.	NOUN
ajfa-12804	223	5	1	1	NUM
ajfa-12804	223	6	ajfa.macrothink.org	ajfa.macrothink.org	ADJ
ajfa-12804	223	7	191	191	NUM
ajfa-12804	223	8	chart	chart	NOUN
ajfa-12804	223	9	3	3	NUM
ajfa-12804	223	10	.	.	PUNCT
ajfa-12804	223	11	banking	banking	NOUN
ajfa-12804	223	12	sector	sector	NOUN
ajfa-12804	223	13	credit	credit	NOUN
ajfa-12804	223	14	risk	risk	NOUN
ajfa-12804	223	15	structure	structure	NOUN
ajfa-12804	223	16	under	under	ADP
ajfa-12804	223	17	basel	basel	PROPN
ajfa-12804	223	18	iii	iii	PROPN
ajfa-12804	224	1	4.3.1	4.3.1	NUM
ajfa-12804	224	2	the	the	DET
ajfa-12804	224	3	share	share	NOUN
ajfa-12804	224	4	of	of	ADP
ajfa-12804	224	5	credit	credit	NOUN
ajfa-12804	224	6	risk	risk	NOUN
ajfa-12804	224	7	the	the	DET
ajfa-12804	224	8	chart	chart	NOUN
ajfa-12804	224	9	6.4	6.4	NUM
ajfa-12804	224	10	below	below	ADV
ajfa-12804	224	11	showed	show	VERB
ajfa-12804	224	12	the	the	DET
ajfa-12804	224	13	share	share	NOUN
ajfa-12804	224	14	in	in	ADP
ajfa-12804	224	15	industry	industry	NOUN
ajfa-12804	224	16	credit	credit	NOUN
ajfa-12804	224	17	risk	risk	NOUN
ajfa-12804	224	18	of	of	ADP
ajfa-12804	224	19	top	top	ADJ
ajfa-12804	224	20	5	5	NUM
ajfa-12804	224	21	and	and	CCONJ
ajfa-12804	224	22	10	10	NUM
ajfa-12804	224	23	banks	bank	NOUN
ajfa-12804	224	24	.	.	PUNCT
ajfa-12804	225	1	in	in	ADP
ajfa-12804	225	2	fact	fact	NOUN
ajfa-12804	225	3	,	,	PUNCT
ajfa-12804	225	4	it	it	PRON
ajfa-12804	225	5	covers	cover	VERB
ajfa-12804	225	6	the	the	DET
ajfa-12804	225	7	area	area	NOUN
ajfa-12804	225	8	of	of	ADP
ajfa-12804	225	9	risk	risk	NOUN
ajfa-12804	225	10	concentration	concentration	NOUN
ajfa-12804	225	11	which	which	PRON
ajfa-12804	225	12	is	be	AUX
ajfa-12804	225	13	the	the	DET
ajfa-12804	225	14	most	most	ADV
ajfa-12804	225	15	significant	significant	ADJ
ajfa-12804	225	16	area	area	NOUN
ajfa-12804	225	17	in	in	ADP
ajfa-12804	225	18	financial	financial	ADJ
ajfa-12804	225	19	management	management	NOUN
ajfa-12804	225	20	.	.	PUNCT
ajfa-12804	226	1	in	in	ADP
ajfa-12804	226	2	evaluating	evaluate	VERB
ajfa-12804	226	3	top	top	ADJ
ajfa-12804	226	4	5	5	NUM
ajfa-12804	226	5	banks	bank	NOUN
ajfa-12804	226	6	from	from	ADP
ajfa-12804	226	7	the	the	DET
ajfa-12804	226	8	year	year	NOUN
ajfa-12804	226	9	2010	2010	NUM
ajfa-12804	226	10	to	to	ADP
ajfa-12804	226	11	2016	2016	NUM
ajfa-12804	226	12	,	,	PUNCT
ajfa-12804	226	13	it	it	PRON
ajfa-12804	226	14	was	be	AUX
ajfa-12804	226	15	found	find	VERB
ajfa-12804	226	16	that	that	SCONJ
ajfa-12804	226	17	the	the	DET
ajfa-12804	226	18	credit	credit	NOUN
ajfa-12804	226	19	risk	risk	NOUN
ajfa-12804	226	20	concentration	concentration	NOUN
ajfa-12804	226	21	was	be	AUX
ajfa-12804	226	22	very	very	ADV
ajfa-12804	226	23	high	high	ADJ
ajfa-12804	226	24	which	which	PRON
ajfa-12804	226	25	were	be	AUX
ajfa-12804	226	26	28.00	28.00	NUM
ajfa-12804	226	27	%	%	NOUN
ajfa-12804	226	28	in	in	ADP
ajfa-12804	226	29	2010	2010	NUM
ajfa-12804	226	30	;	;	PUNCT
ajfa-12804	226	31	26.90	26.90	NUM
ajfa-12804	226	32	%	%	NOUN
ajfa-12804	226	33	in	in	ADP
ajfa-12804	226	34	2011	2011	NUM
ajfa-12804	226	35	;	;	PUNCT
ajfa-12804	226	36	27.50	27.50	NUM
ajfa-12804	226	37	%	%	NOUN
ajfa-12804	226	38	in	in	ADP
ajfa-12804	226	39	2012	2012	NUM
ajfa-12804	226	40	;	;	PUNCT
ajfa-12804	226	41	25.5	25.5	NUM
ajfa-12804	226	42	%	%	NOUN
ajfa-12804	226	43	in	in	ADP
ajfa-12804	226	44	2013	2013	NUM
ajfa-12804	226	45	;	;	PUNCT
ajfa-12804	226	46	25.5	25.5	NUM
ajfa-12804	226	47	%	%	NOUN
ajfa-12804	226	48	in	in	ADP
ajfa-12804	226	49	2014	2014	NUM
ajfa-12804	226	50	;	;	PUNCT
ajfa-12804	226	51	24.4	24.4	NUM
ajfa-12804	226	52	%	%	NOUN
ajfa-12804	226	53	in	in	ADP
ajfa-12804	226	54	2015	2015	NUM
ajfa-12804	226	55	;	;	PUNCT
ajfa-12804	226	56	and	and	CCONJ
ajfa-12804	226	57	23.6	23.6	NUM
ajfa-12804	226	58	%	%	NOUN
ajfa-12804	226	59	in	in	ADP
ajfa-12804	226	60	2016	2016	NUM
ajfa-12804	226	61	,	,	PUNCT
ajfa-12804	226	62	although	although	SCONJ
ajfa-12804	226	63	the	the	DET
ajfa-12804	226	64	trend	trend	NOUN
ajfa-12804	226	65	was	be	AUX
ajfa-12804	226	66	decreasing	decrease	VERB
ajfa-12804	226	67	.	.	PUNCT
ajfa-12804	227	1	it	it	PRON
ajfa-12804	227	2	indicates	indicate	VERB
ajfa-12804	227	3	that	that	SCONJ
ajfa-12804	227	4	approximately	approximately	ADV
ajfa-12804	227	5	26	26	NUM
ajfa-12804	227	6	%	%	NOUN
ajfa-12804	227	7	of	of	ADP
ajfa-12804	227	8	credit	credit	NOUN
ajfa-12804	227	9	risk	risk	NOUN
ajfa-12804	227	10	holds	hold	VERB
ajfa-12804	227	11	by	by	ADP
ajfa-12804	227	12	the	the	DET
ajfa-12804	227	13	top	top	ADJ
ajfa-12804	227	14	5	5	NUM
ajfa-12804	227	15	banks	bank	NOUN
ajfa-12804	227	16	.	.	PUNCT
ajfa-12804	228	1	however	however	ADV
ajfa-12804	228	2	,	,	PUNCT
ajfa-12804	228	3	in	in	ADP
ajfa-12804	228	4	the	the	DET
ajfa-12804	228	5	case	case	NOUN
ajfa-12804	228	6	of	of	ADP
ajfa-12804	228	7	top	top	ADJ
ajfa-12804	228	8	10	10	NUM
ajfa-12804	228	9	banks	bank	NOUN
ajfa-12804	228	10	,	,	PUNCT
ajfa-12804	228	11	the	the	DET
ajfa-12804	228	12	result	result	NOUN
ajfa-12804	228	13	was	be	AUX
ajfa-12804	228	14	very	very	ADV
ajfa-12804	228	15	disappointing	disappointing	ADJ
ajfa-12804	228	16	.	.	PUNCT
ajfa-12804	229	1	it	it	PRON
ajfa-12804	229	2	is	be	AUX
ajfa-12804	229	3	notable	notable	ADJ
ajfa-12804	229	4	that	that	SCONJ
ajfa-12804	229	5	the	the	DET
ajfa-12804	229	6	credit	credit	NOUN
ajfa-12804	229	7	risk	risk	NOUN
ajfa-12804	229	8	share	share	NOUN
ajfa-12804	229	9	increased	increase	VERB
ajfa-12804	229	10	in	in	ADP
ajfa-12804	229	11	the	the	DET
ajfa-12804	229	12	year	year	NOUN
ajfa-12804	229	13	2011	2011	NUM
ajfa-12804	229	14	from	from	ADP
ajfa-12804	229	15	2010	2010	NUM
ajfa-12804	229	16	by	by	ADP
ajfa-12804	229	17	5	5	NUM
ajfa-12804	229	18	%	%	NOUN
ajfa-12804	229	19	and	and	CCONJ
ajfa-12804	229	20	the	the	DET
ajfa-12804	229	21	average	average	ADJ
ajfa-12804	229	22	trend	trend	NOUN
ajfa-12804	229	23	of	of	ADP
ajfa-12804	229	24	risk	risk	NOUN
ajfa-12804	229	25	occupied	occupy	VERB
ajfa-12804	229	26	by	by	ADP
ajfa-12804	229	27	top	top	ADJ
ajfa-12804	229	28	10	10	NUM
ajfa-12804	229	29	banks	bank	NOUN
ajfa-12804	229	30	was	be	AUX
ajfa-12804	229	31	45	45	NUM
ajfa-12804	229	32	%	%	NOUN
ajfa-12804	229	33	.	.	PUNCT
ajfa-12804	230	1	it	it	PRON
ajfa-12804	230	2	revealed	reveal	VERB
ajfa-12804	230	3	that	that	SCONJ
ajfa-12804	230	4	the	the	DET
ajfa-12804	230	5	remaining	remain	VERB
ajfa-12804	230	6	forty	forty	NUM
ajfa-12804	230	7	-	-	PUNCT
ajfa-12804	230	8	seven	seven	NUM
ajfa-12804	230	9	(	(	PUNCT
ajfa-12804	230	10	47	47	NUM
ajfa-12804	230	11	)	)	PUNCT
ajfa-12804	230	12	banks	bank	NOUN
ajfa-12804	230	13	only	only	ADV
ajfa-12804	230	14	hold	hold	VERB
ajfa-12804	230	15	55	55	NUM
ajfa-12804	230	16	%	%	NOUN
ajfa-12804	230	17	credit	credit	NOUN
ajfa-12804	230	18	risk	risk	NOUN
ajfa-12804	230	19	in	in	ADP
ajfa-12804	230	20	the	the	DET
ajfa-12804	230	21	industry	industry	NOUN
ajfa-12804	230	22	.	.	PUNCT
ajfa-12804	231	1	this	this	PRON
ajfa-12804	231	2	is	be	AUX
ajfa-12804	231	3	the	the	DET
ajfa-12804	231	4	red	red	ADJ
ajfa-12804	231	5	signal	signal	NOUN
ajfa-12804	231	6	for	for	ADP
ajfa-12804	231	7	the	the	DET
ajfa-12804	231	8	industry	industry	NOUN
ajfa-12804	231	9	that	that	PRON
ajfa-12804	231	10	the	the	DET
ajfa-12804	231	11	risk	risk	NOUN
ajfa-12804	231	12	concentration	concentration	NOUN
ajfa-12804	231	13	is	be	AUX
ajfa-12804	231	14	very	very	ADV
ajfa-12804	231	15	high	high	ADJ
ajfa-12804	231	16	and	and	CCONJ
ajfa-12804	231	17	can	can	AUX
ajfa-12804	231	18	affect	affect	VERB
ajfa-12804	231	19	negatively	negatively	ADV
ajfa-12804	231	20	in	in	ADP
ajfa-12804	231	21	the	the	DET
ajfa-12804	231	22	economy	economy	NOUN
ajfa-12804	231	23	.	.	PUNCT
ajfa-12804	232	1	chart	chart	NOUN
ajfa-12804	232	2	4	4	NUM
ajfa-12804	232	3	.	.	PUNCT
ajfa-12804	232	4	share	share	NOUN
ajfa-12804	232	5	in	in	ADP
ajfa-12804	232	6	industry	industry	NOUN
ajfa-12804	232	7	credit	credit	NOUN
ajfa-12804	232	8	risk	risk	NOUN
ajfa-12804	232	9	(	(	PUNCT
ajfa-12804	232	10	%	%	INTJ
ajfa-12804	232	11	)	)	PUNCT
ajfa-12804	232	12	4.3.1.1	4.3.1.1	NUM
ajfa-12804	232	13	share	share	VERB
ajfa-12804	232	14	in	in	ADP
ajfa-12804	232	15	industry	industry	NOUN
ajfa-12804	232	16	overall	overall	ADJ
ajfa-12804	232	17	risk	risk	NOUN
ajfa-12804	232	18	according	accord	VERB
ajfa-12804	232	19	to	to	ADP
ajfa-12804	232	20	the	the	DET
ajfa-12804	232	21	framework	framework	NOUN
ajfa-12804	232	22	,	,	PUNCT
ajfa-12804	232	23	the	the	DET
ajfa-12804	232	24	overall	overall	ADJ
ajfa-12804	232	25	risk	risk	NOUN
ajfa-12804	232	26	comprises	comprise	VERB
ajfa-12804	232	27	into	into	ADP
ajfa-12804	232	28	credit	credit	NOUN
ajfa-12804	232	29	risk	risk	NOUN
ajfa-12804	232	30	,	,	PUNCT
ajfa-12804	232	31	market	market	NOUN
ajfa-12804	232	32	risk	risk	NOUN
ajfa-12804	232	33	,	,	PUNCT
ajfa-12804	232	34	and	and	CCONJ
ajfa-12804	232	35	asian	asian	ADJ
ajfa-12804	232	36	journal	journal	NOUN
ajfa-12804	232	37	of	of	ADP
ajfa-12804	232	38	finance	finance	PROPN
ajfa-12804	232	39	&	&	CCONJ
ajfa-12804	232	40	accounting	accounting	PROPN
ajfa-12804	232	41	issn	issn	PROPN
ajfa-12804	232	42	1946	1946	NUM
ajfa-12804	232	43	-	-	PUNCT
ajfa-12804	232	44	052x	052x	NOUN
ajfa-12804	232	45	2018	2018	NUM
ajfa-12804	232	46	,	,	PUNCT
ajfa-12804	232	47	vol	vol	NOUN
ajfa-12804	232	48	.	.	PROPN
ajfa-12804	233	1	10	10	NUM
ajfa-12804	233	2	,	,	PUNCT
ajfa-12804	233	3	no	no	INTJ
ajfa-12804	233	4	.	.	NOUN
ajfa-12804	233	5	1	1	NUM
ajfa-12804	233	6	ajfa.macrothink.org	ajfa.macrothink.org	ADJ
ajfa-12804	233	7	192	192	NUM
ajfa-12804	233	8	operational	operational	ADJ
ajfa-12804	233	9	risk	risk	NOUN
ajfa-12804	233	10	.	.	PUNCT
ajfa-12804	234	1	the	the	DET
ajfa-12804	234	2	study	study	NOUN
ajfa-12804	234	3	found	find	VERB
ajfa-12804	234	4	that	that	SCONJ
ajfa-12804	234	5	among	among	ADP
ajfa-12804	234	6	all	all	DET
ajfa-12804	234	7	the	the	DET
ajfa-12804	234	8	categories	category	NOUN
ajfa-12804	234	9	,	,	PUNCT
ajfa-12804	234	10	credit	credit	NOUN
ajfa-12804	234	11	risk	risk	NOUN
ajfa-12804	234	12	occupied	occupy	VERB
ajfa-12804	234	13	the	the	DET
ajfa-12804	234	14	major	major	ADJ
ajfa-12804	234	15	or	or	CCONJ
ajfa-12804	234	16	significant	significant	ADJ
ajfa-12804	234	17	portion	portion	NOUN
ajfa-12804	234	18	of	of	ADP
ajfa-12804	234	19	the	the	DET
ajfa-12804	234	20	overall	overall	ADJ
ajfa-12804	234	21	risk	risk	NOUN
ajfa-12804	234	22	.	.	PUNCT
ajfa-12804	235	1	in	in	ADP
ajfa-12804	235	2	the	the	DET
ajfa-12804	235	3	case	case	NOUN
ajfa-12804	235	4	of	of	ADP
ajfa-12804	235	5	top	top	ADJ
ajfa-12804	235	6	5	5	NUM
ajfa-12804	235	7	banks	bank	NOUN
ajfa-12804	235	8	,	,	PUNCT
ajfa-12804	235	9	it	it	PRON
ajfa-12804	235	10	is	be	AUX
ajfa-12804	235	11	found	find	VERB
ajfa-12804	235	12	that	that	SCONJ
ajfa-12804	235	13	in	in	ADP
ajfa-12804	235	14	2013	2013	NUM
ajfa-12804	235	15	the	the	DET
ajfa-12804	235	16	overall	overall	ADJ
ajfa-12804	235	17	risk	risk	NOUN
ajfa-12804	235	18	share	share	NOUN
ajfa-12804	235	19	slightly	slightly	ADV
ajfa-12804	235	20	increased	increase	VERB
ajfa-12804	235	21	which	which	PRON
ajfa-12804	235	22	was	be	AUX
ajfa-12804	235	23	24.6	24.6	NUM
ajfa-12804	235	24	%	%	NOUN
ajfa-12804	235	25	.	.	PUNCT
ajfa-12804	236	1	the	the	DET
ajfa-12804	236	2	average	average	ADJ
ajfa-12804	236	3	trend	trend	NOUN
ajfa-12804	236	4	was	be	AUX
ajfa-12804	236	5	approximately	approximately	ADV
ajfa-12804	236	6	23	23	NUM
ajfa-12804	236	7	%	%	NOUN
ajfa-12804	236	8	.	.	PUNCT
ajfa-12804	237	1	again	again	ADV
ajfa-12804	237	2	,	,	PUNCT
ajfa-12804	237	3	in	in	ADP
ajfa-12804	237	4	the	the	DET
ajfa-12804	237	5	case	case	NOUN
ajfa-12804	237	6	of	of	ADP
ajfa-12804	237	7	top	top	ADJ
ajfa-12804	237	8	10	10	NUM
ajfa-12804	237	9	banks	bank	NOUN
ajfa-12804	237	10	,	,	PUNCT
ajfa-12804	237	11	the	the	DET
ajfa-12804	237	12	share	share	NOUN
ajfa-12804	237	13	in	in	ADP
ajfa-12804	237	14	overall	overall	ADJ
ajfa-12804	237	15	risk	risk	NOUN
ajfa-12804	237	16	has	have	VERB
ajfa-12804	237	17	a	a	DET
ajfa-12804	237	18	decreasing	decrease	VERB
ajfa-12804	237	19	trend	trend	NOUN
ajfa-12804	237	20	after	after	ADP
ajfa-12804	237	21	the	the	DET
ajfa-12804	237	22	year	year	NOUN
ajfa-12804	237	23	of	of	ADP
ajfa-12804	237	24	2013	2013	NUM
ajfa-12804	237	25	.	.	PUNCT
ajfa-12804	238	1	from	from	ADP
ajfa-12804	238	2	the	the	DET
ajfa-12804	238	3	year	year	NOUN
ajfa-12804	238	4	2010	2010	NUM
ajfa-12804	238	5	to	to	ADP
ajfa-12804	238	6	2016	2016	NUM
ajfa-12804	238	7	,	,	PUNCT
ajfa-12804	238	8	the	the	DET
ajfa-12804	238	9	highest	high	ADJ
ajfa-12804	238	10	position	position	NOUN
ajfa-12804	238	11	was	be	AUX
ajfa-12804	238	12	in	in	ADP
ajfa-12804	238	13	2013	2013	NUM
ajfa-12804	238	14	which	which	PRON
ajfa-12804	238	15	showed	show	VERB
ajfa-12804	238	16	41.4	41.4	NUM
ajfa-12804	238	17	%	%	NOUN
ajfa-12804	238	18	.	.	PUNCT
ajfa-12804	239	1	the	the	DET
ajfa-12804	239	2	average	average	ADJ
ajfa-12804	239	3	trend	trend	NOUN
ajfa-12804	239	4	was	be	AUX
ajfa-12804	239	5	38	38	NUM
ajfa-12804	239	6	%	%	NOUN
ajfa-12804	239	7	which	which	PRON
ajfa-12804	239	8	indicates	indicate	VERB
ajfa-12804	239	9	that	that	SCONJ
ajfa-12804	239	10	top	top	ADJ
ajfa-12804	239	11	10	10	NUM
ajfa-12804	239	12	banks	bank	NOUN
ajfa-12804	239	13	captured	capture	VERB
ajfa-12804	239	14	the	the	DET
ajfa-12804	239	15	major	major	ADJ
ajfa-12804	239	16	portion	portion	NOUN
ajfa-12804	239	17	of	of	ADP
ajfa-12804	239	18	risk	risk	NOUN
ajfa-12804	239	19	as	as	SCONJ
ajfa-12804	239	20	the	the	DET
ajfa-12804	239	21	remaining	remain	VERB
ajfa-12804	239	22	47	47	NUM
ajfa-12804	239	23	banks	bank	NOUN
ajfa-12804	239	24	hold	hold	VERB
ajfa-12804	239	25	only	only	ADV
ajfa-12804	239	26	52	52	NUM
ajfa-12804	239	27	%	%	NOUN
ajfa-12804	239	28	of	of	ADP
ajfa-12804	239	29	risk	risk	NOUN
ajfa-12804	239	30	.	.	PUNCT
ajfa-12804	240	1	the	the	DET
ajfa-12804	240	2	risk	risk	NOUN
ajfa-12804	240	3	concentration	concentration	NOUN
ajfa-12804	240	4	was	be	AUX
ajfa-12804	240	5	very	very	ADV
ajfa-12804	240	6	high	high	ADJ
ajfa-12804	240	7	both	both	CCONJ
ajfa-12804	240	8	in	in	ADP
ajfa-12804	240	9	the	the	DET
ajfa-12804	240	10	case	case	NOUN
ajfa-12804	240	11	of	of	ADP
ajfa-12804	240	12	credit	credit	NOUN
ajfa-12804	240	13	risk	risk	NOUN
ajfa-12804	240	14	and	and	CCONJ
ajfa-12804	240	15	overall	overall	ADJ
ajfa-12804	240	16	risk	risk	NOUN
ajfa-12804	240	17	.	.	PUNCT
ajfa-12804	241	1	the	the	DET
ajfa-12804	241	2	regulatory	regulatory	ADJ
ajfa-12804	241	3	authority	authority	NOUN
ajfa-12804	241	4	should	should	AUX
ajfa-12804	241	5	take	take	VERB
ajfa-12804	241	6	preventive	preventive	ADJ
ajfa-12804	241	7	measures	measure	NOUN
ajfa-12804	241	8	to	to	PART
ajfa-12804	241	9	disseminate	disseminate	VERB
ajfa-12804	241	10	the	the	DET
ajfa-12804	241	11	big	big	ADJ
ajfa-12804	241	12	chunk	chunk	NOUN
ajfa-12804	241	13	of	of	ADP
ajfa-12804	241	14	risk	risk	NOUN
ajfa-12804	241	15	over	over	ADP
ajfa-12804	241	16	the	the	DET
ajfa-12804	241	17	banks	bank	NOUN
ajfa-12804	241	18	.	.	PUNCT
ajfa-12804	242	1	risk	risk	NOUN
ajfa-12804	242	2	dissemination	dissemination	NOUN
ajfa-12804	242	3	and	and	CCONJ
ajfa-12804	242	4	risk	risk	NOUN
ajfa-12804	242	5	reduction	reduction	NOUN
ajfa-12804	242	6	are	be	AUX
ajfa-12804	242	7	the	the	DET
ajfa-12804	242	8	only	only	ADJ
ajfa-12804	242	9	solutions	solution	NOUN
ajfa-12804	242	10	to	to	PART
ajfa-12804	242	11	handle	handle	VERB
ajfa-12804	242	12	the	the	DET
ajfa-12804	242	13	market	market	NOUN
ajfa-12804	242	14	without	without	ADP
ajfa-12804	242	15	intervention	intervention	NOUN
ajfa-12804	242	16	.	.	PUNCT
ajfa-12804	243	1	the	the	DET
ajfa-12804	243	2	open	open	ADJ
ajfa-12804	243	3	market	market	NOUN
ajfa-12804	243	4	theory	theory	NOUN
ajfa-12804	243	5	may	may	AUX
ajfa-12804	243	6	be	be	AUX
ajfa-12804	243	7	distorted	distort	VERB
ajfa-12804	243	8	by	by	ADP
ajfa-12804	243	9	the	the	DET
ajfa-12804	243	10	intervention	intervention	NOUN
ajfa-12804	243	11	of	of	ADP
ajfa-12804	243	12	the	the	DET
ajfa-12804	243	13	regulators	regulator	NOUN
ajfa-12804	243	14	,	,	PUNCT
ajfa-12804	243	15	but	but	CCONJ
ajfa-12804	243	16	there	there	PRON
ajfa-12804	243	17	is	be	VERB
ajfa-12804	243	18	no	no	DET
ajfa-12804	243	19	way	way	NOUN
ajfa-12804	243	20	to	to	PART
ajfa-12804	243	21	tackle	tackle	VERB
ajfa-12804	243	22	the	the	DET
ajfa-12804	243	23	situation	situation	NOUN
ajfa-12804	243	24	.	.	PUNCT
ajfa-12804	244	1	chart	chart	NOUN
ajfa-12804	244	2	5	5	NUM
ajfa-12804	244	3	.	.	PUNCT
ajfa-12804	244	4	share	share	NOUN
ajfa-12804	244	5	in	in	ADP
ajfa-12804	244	6	overall	overall	ADJ
ajfa-12804	244	7	industry	industry	NOUN
ajfa-12804	244	8	risk	risk	NOUN
ajfa-12804	244	9	(	(	PUNCT
ajfa-12804	244	10	%	%	INTJ
ajfa-12804	244	11	)	)	PUNCT
ajfa-12804	244	12	4.3.1.2	4.3.1.2	NUM
ajfa-12804	244	13	group	group	NOUN
ajfa-12804	244	14	allotment	allotment	NOUN
ajfa-12804	244	15	of	of	ADP
ajfa-12804	244	16	share	share	NOUN
ajfa-12804	244	17	in	in	ADP
ajfa-12804	244	18	credit	credit	NOUN
ajfa-12804	244	19	risk	risk	NOUN
ajfa-12804	244	20	the	the	DET
ajfa-12804	244	21	group	group	NOUN
ajfa-12804	244	22	-	-	PUNCT
ajfa-12804	244	23	wise	wise	ADJ
ajfa-12804	244	24	distribution	distribution	NOUN
ajfa-12804	244	25	of	of	ADP
ajfa-12804	244	26	credit	credit	NOUN
ajfa-12804	244	27	risk	risk	NOUN
ajfa-12804	244	28	is	be	AUX
ajfa-12804	244	29	presented	present	VERB
ajfa-12804	244	30	in	in	ADP
ajfa-12804	244	31	the	the	DET
ajfa-12804	244	32	chart	chart	NOUN
ajfa-12804	244	33	below	below	ADV
ajfa-12804	244	34	.	.	PUNCT
ajfa-12804	245	1	it	it	PRON
ajfa-12804	245	2	is	be	AUX
ajfa-12804	245	3	found	find	VERB
ajfa-12804	245	4	that	that	SCONJ
ajfa-12804	245	5	group	group	NOUN
ajfa-12804	245	6	1	1	NUM
ajfa-12804	245	7	(	(	PUNCT
ajfa-12804	245	8	consists	consist	VERB
ajfa-12804	245	9	of	of	ADP
ajfa-12804	245	10	twenty	twenty	NUM
ajfa-12804	245	11	-	-	PUNCT
ajfa-12804	245	12	two	two	NUM
ajfa-12804	245	13	(	(	PUNCT
ajfa-12804	245	14	22	22	NUM
ajfa-12804	245	15	)	)	PUNCT
ajfa-12804	245	16	private	private	ADJ
ajfa-12804	245	17	commercial	commercial	ADJ
ajfa-12804	245	18	banks	bank	NOUN
ajfa-12804	245	19	)	)	PUNCT
ajfa-12804	245	20	kept	keep	VERB
ajfa-12804	245	21	the	the	DET
ajfa-12804	245	22	maximum	maximum	ADJ
ajfa-12804	245	23	portion	portion	NOUN
ajfa-12804	245	24	of	of	ADP
ajfa-12804	245	25	credit	credit	NOUN
ajfa-12804	245	26	risk	risk	NOUN
ajfa-12804	245	27	which	which	PRON
ajfa-12804	245	28	is	be	AUX
ajfa-12804	245	29	more	more	ADJ
ajfa-12804	245	30	than	than	ADP
ajfa-12804	245	31	50	50	NUM
ajfa-12804	245	32	%	%	NOUN
ajfa-12804	245	33	.	.	PUNCT
ajfa-12804	246	1	however	however	ADV
ajfa-12804	246	2	,	,	PUNCT
ajfa-12804	246	3	the	the	DET
ajfa-12804	246	4	lower	low	ADJ
ajfa-12804	246	5	percentage	percentage	NOUN
ajfa-12804	246	6	of	of	ADP
ajfa-12804	246	7	credit	credit	NOUN
ajfa-12804	246	8	risk	risk	NOUN
ajfa-12804	246	9	occupied	occupy	VERB
ajfa-12804	246	10	by	by	ADP
ajfa-12804	246	11	group	group	NOUN
ajfa-12804	246	12	4	4	NUM
ajfa-12804	246	13	(	(	PUNCT
ajfa-12804	246	14	foreign	foreign	ADJ
ajfa-12804	246	15	commercial	commercial	ADJ
ajfa-12804	246	16	banks	bank	NOUN
ajfa-12804	246	17	)	)	PUNCT
ajfa-12804	246	18	and	and	CCONJ
ajfa-12804	246	19	group	group	NOUN
ajfa-12804	246	20	5	5	NUM
ajfa-12804	246	21	(	(	PUNCT
ajfa-12804	246	22	fourth	fourth	ADJ
ajfa-12804	246	23	generation	generation	NOUN
ajfa-12804	246	24	private	private	ADJ
ajfa-12804	246	25	commercial	commercial	ADJ
ajfa-12804	246	26	banks	bank	NOUN
ajfa-12804	246	27	)	)	PUNCT
ajfa-12804	246	28	which	which	PRON
ajfa-12804	246	29	is	be	AUX
ajfa-12804	246	30	approximately	approximately	ADV
ajfa-12804	246	31	8	8	NUM
ajfa-12804	246	32	%	%	NOUN
ajfa-12804	246	33	,	,	PUNCT
ajfa-12804	246	34	the	the	DET
ajfa-12804	246	35	accumulation	accumulation	NOUN
ajfa-12804	246	36	of	of	ADP
ajfa-12804	246	37	both	both	DET
ajfa-12804	246	38	groups	group	NOUN
ajfa-12804	246	39	.	.	PUNCT
ajfa-12804	247	1	but	but	CCONJ
ajfa-12804	247	2	group	group	NOUN
ajfa-12804	247	3	2	2	NUM
ajfa-12804	247	4	and	and	CCONJ
ajfa-12804	247	5	group	group	NOUN
ajfa-12804	247	6	3	3	NUM
ajfa-12804	247	7	together	together	ADV
ajfa-12804	247	8	consumed	consume	VERB
ajfa-12804	247	9	on	on	ADP
ajfa-12804	247	10	an	an	DET
ajfa-12804	247	11	average	average	ADJ
ajfa-12804	247	12	42	42	NUM
ajfa-12804	247	13	%	%	NOUN
ajfa-12804	247	14	of	of	ADP
ajfa-12804	247	15	the	the	DET
ajfa-12804	247	16	risk	risk	NOUN
ajfa-12804	247	17	.	.	PUNCT
ajfa-12804	248	1	the	the	DET
ajfa-12804	248	2	result	result	NOUN
ajfa-12804	248	3	is	be	AUX
ajfa-12804	248	4	that	that	SCONJ
ajfa-12804	248	5	22	22	NUM
ajfa-12804	248	6	banks	bank	NOUN
ajfa-12804	248	7	consume	consume	VERB
ajfa-12804	248	8	on	on	ADP
ajfa-12804	248	9	an	an	DET
ajfa-12804	248	10	average	average	ADJ
ajfa-12804	248	11	50	50	NUM
ajfa-12804	248	12	%	%	NOUN
ajfa-12804	248	13	of	of	ADP
ajfa-12804	248	14	risk	risk	NOUN
ajfa-12804	248	15	where	where	SCONJ
ajfa-12804	248	16	42	42	NUM
ajfa-12804	248	17	%	%	NOUN
ajfa-12804	248	18	of	of	ADP
ajfa-12804	248	19	risk	risk	NOUN
ajfa-12804	248	20	consumed	consume	VERB
ajfa-12804	248	21	by	by	ADP
ajfa-12804	248	22	17	17	NUM
ajfa-12804	248	23	banks	bank	NOUN
ajfa-12804	248	24	and	and	CCONJ
ajfa-12804	248	25	the	the	DET
ajfa-12804	248	26	remaining	remain	VERB
ajfa-12804	248	27	8	8	NUM
ajfa-12804	248	28	%	%	NOUN
ajfa-12804	248	29	risk	risk	NOUN
ajfa-12804	248	30	for	for	ADP
ajfa-12804	248	31	18	18	NUM
ajfa-12804	248	32	banks	bank	NOUN
ajfa-12804	248	33	.	.	PUNCT
ajfa-12804	249	1	the	the	DET
ajfa-12804	249	2	most	most	ADV
ajfa-12804	249	3	vulnerable	vulnerable	ADJ
ajfa-12804	249	4	position	position	NOUN
ajfa-12804	249	5	is	be	AUX
ajfa-12804	249	6	for	for	ADP
ajfa-12804	249	7	the	the	DET
ajfa-12804	249	8	group	group	NOUN
ajfa-12804	249	9	2	2	NUM
ajfa-12804	249	10	(	(	PUNCT
ajfa-12804	249	11	state	state	NOUN
ajfa-12804	249	12	-	-	PUNCT
ajfa-12804	249	13	owned	own	VERB
ajfa-12804	249	14	and	and	CCONJ
ajfa-12804	249	15	private	private	ADJ
ajfa-12804	249	16	commercial	commercial	ADJ
ajfa-12804	249	17	banks	bank	NOUN
ajfa-12804	249	18	under	under	ADP
ajfa-12804	249	19	special	special	ADJ
ajfa-12804	249	20	attention	attention	NOUN
ajfa-12804	249	21	)	)	PUNCT
ajfa-12804	249	22	and	and	CCONJ
ajfa-12804	249	23	group	group	NOUN
ajfa-12804	249	24	3	3	NUM
ajfa-12804	249	25	(	(	PUNCT
ajfa-12804	249	26	full	full	ADV
ajfa-12804	249	27	-	-	PUNCT
ajfa-12804	249	28	fledged	fledged	ADJ
ajfa-12804	249	29	islamic	islamic	ADJ
ajfa-12804	249	30	banks	bank	NOUN
ajfa-12804	249	31	)	)	PUNCT
ajfa-12804	249	32	.	.	PUNCT
ajfa-12804	250	1	asian	asian	ADJ
ajfa-12804	250	2	journal	journal	PROPN
ajfa-12804	250	3	of	of	ADP
ajfa-12804	250	4	finance	finance	PROPN
ajfa-12804	250	5	&	&	CCONJ
ajfa-12804	250	6	accounting	accounting	PROPN
ajfa-12804	250	7	issn	issn	PROPN
ajfa-12804	250	8	1946	1946	NUM
ajfa-12804	250	9	-	-	PUNCT
ajfa-12804	250	10	052x	052x	NOUN
ajfa-12804	250	11	2018	2018	NUM
ajfa-12804	250	12	,	,	PUNCT
ajfa-12804	250	13	vol	vol	NOUN
ajfa-12804	250	14	.	.	PROPN
ajfa-12804	250	15	10	10	NUM
ajfa-12804	250	16	,	,	PUNCT
ajfa-12804	250	17	no	no	INTJ
ajfa-12804	250	18	.	.	NOUN
ajfa-12804	250	19	1	1	NUM
ajfa-12804	250	20	ajfa.macrothink.org	ajfa.macrothink.org	ADJ
ajfa-12804	250	21	193	193	NUM
ajfa-12804	250	22	chart	chart	NOUN
ajfa-12804	250	23	6	6	NUM
ajfa-12804	250	24	.	.	PUNCT
ajfa-12804	250	25	share	share	NOUN
ajfa-12804	250	26	in	in	ADP
ajfa-12804	250	27	industry	industry	NOUN
ajfa-12804	250	28	credit	credit	NOUN
ajfa-12804	250	29	risk	risk	NOUN
ajfa-12804	250	30	(	(	PUNCT
ajfa-12804	250	31	%	%	INTJ
ajfa-12804	250	32	)	)	PUNCT
ajfa-12804	250	33	4.3.1.3	4.3.1.3	NUM
ajfa-12804	250	34	group	group	NOUN
ajfa-12804	250	35	allotment	allotment	NOUN
ajfa-12804	250	36	of	of	ADP
ajfa-12804	250	37	share	share	NOUN
ajfa-12804	250	38	in	in	ADP
ajfa-12804	250	39	the	the	DET
ajfa-12804	250	40	overall	overall	ADJ
ajfa-12804	250	41	risk	risk	NOUN
ajfa-12804	250	42	the	the	DET
ajfa-12804	250	43	group	group	NOUN
ajfa-12804	250	44	-	-	PUNCT
ajfa-12804	250	45	wise	wise	ADJ
ajfa-12804	250	46	allocation	allocation	NOUN
ajfa-12804	250	47	of	of	ADP
ajfa-12804	250	48	shares	share	NOUN
ajfa-12804	250	49	in	in	ADP
ajfa-12804	250	50	overall	overall	ADJ
ajfa-12804	250	51	risk	risk	NOUN
ajfa-12804	250	52	is	be	AUX
ajfa-12804	250	53	depictedin	depictedin	VERB
ajfa-12804	250	54	the	the	DET
ajfa-12804	250	55	chart	chart	NOUN
ajfa-12804	250	56	below	below	ADV
ajfa-12804	250	57	.	.	PUNCT
ajfa-12804	251	1	it	it	PRON
ajfa-12804	251	2	is	be	AUX
ajfa-12804	251	3	found	find	VERB
ajfa-12804	251	4	that	that	SCONJ
ajfa-12804	251	5	twenty	twenty	NUM
ajfa-12804	251	6	-	-	PUNCT
ajfa-12804	251	7	two	two	NUM
ajfa-12804	251	8	(	(	PUNCT
ajfa-12804	251	9	22	22	NUM
ajfa-12804	251	10	)	)	PUNCT
ajfa-12804	251	11	private	private	ADJ
ajfa-12804	251	12	commercial	commercial	ADJ
ajfa-12804	251	13	banks	bank	NOUN
ajfa-12804	251	14	which	which	PRON
ajfa-12804	251	15	are	be	AUX
ajfa-12804	251	16	leveled	level	VERB
ajfa-12804	251	17	by	by	ADP
ajfa-12804	251	18	group	group	NOUN
ajfa-12804	251	19	1	1	NUM
ajfa-12804	251	20	hold	hold	VERB
ajfa-12804	251	21	the	the	DET
ajfa-12804	251	22	maximum	maximum	ADJ
ajfa-12804	251	23	portion	portion	NOUN
ajfa-12804	251	24	of	of	ADP
ajfa-12804	251	25	risk	risk	NOUN
ajfa-12804	251	26	which	which	PRON
ajfa-12804	251	27	is	be	AUX
ajfa-12804	251	28	45	45	NUM
ajfa-12804	251	29	%	%	NOUN
ajfa-12804	251	30	on	on	ADP
ajfa-12804	251	31	an	an	DET
ajfa-12804	251	32	average	average	NOUN
ajfa-12804	251	33	.	.	PUNCT
ajfa-12804	252	1	the	the	DET
ajfa-12804	252	2	lowest	low	ADJ
ajfa-12804	252	3	portionholds	portionhold	NOUN
ajfa-12804	252	4	by	by	ADP
ajfa-12804	252	5	foreign	foreign	ADJ
ajfa-12804	252	6	commercial	commercial	ADJ
ajfa-12804	252	7	banks	bank	NOUN
ajfa-12804	252	8	(	(	PUNCT
ajfa-12804	252	9	group	group	NOUN
ajfa-12804	252	10	4	4	NUM
ajfa-12804	252	11	)	)	PUNCT
ajfa-12804	252	12	and	and	CCONJ
ajfa-12804	252	13	fourth	fourth	ADJ
ajfa-12804	252	14	generation	generation	NOUN
ajfa-12804	252	15	private	private	ADJ
ajfa-12804	252	16	commercial	commercial	ADJ
ajfa-12804	252	17	banks	bank	NOUN
ajfa-12804	252	18	(	(	PUNCT
ajfa-12804	252	19	group	group	NOUN
ajfa-12804	252	20	5	5	NUM
ajfa-12804	252	21	)	)	PUNCT
ajfa-12804	252	22	,	,	PUNCT
ajfa-12804	252	23	all	all	PRON
ajfa-12804	252	24	together	together	ADV
ajfa-12804	252	25	have	have	VERB
ajfa-12804	252	26	a	a	DET
ajfa-12804	252	27	mean	mean	ADJ
ajfa-12804	252	28	value	value	NOUN
ajfa-12804	252	29	of	of	ADP
ajfa-12804	252	30	7	7	NUM
ajfa-12804	252	31	%	%	NOUN
ajfa-12804	252	32	.	.	PUNCT
ajfa-12804	253	1	therefore	therefore	ADV
ajfa-12804	253	2	,	,	PUNCT
ajfa-12804	253	3	the	the	DET
ajfa-12804	253	4	remaining	remain	VERB
ajfa-12804	253	5	48	48	NUM
ajfa-12804	253	6	%	%	NOUN
ajfa-12804	253	7	of	of	ADP
ajfa-12804	253	8	average	average	ADJ
ajfa-12804	253	9	risk	risk	NOUN
ajfa-12804	253	10	is	be	AUX
ajfa-12804	253	11	consumed	consume	VERB
ajfa-12804	253	12	by	by	ADP
ajfa-12804	253	13	17	17	NUM
ajfa-12804	253	14	banks	bank	NOUN
ajfa-12804	253	15	that	that	PRON
ajfa-12804	253	16	are	be	AUX
ajfa-12804	253	17	the	the	DET
ajfa-12804	253	18	accumulation	accumulation	NOUN
ajfa-12804	253	19	of	of	ADP
ajfa-12804	253	20	group	group	NOUN
ajfa-12804	253	21	2	2	NUM
ajfa-12804	253	22	and	and	CCONJ
ajfa-12804	253	23	group	group	NOUN
ajfa-12804	253	24	3	3	NUM
ajfa-12804	253	25	banks	bank	NOUN
ajfa-12804	253	26	.	.	PUNCT
ajfa-12804	254	1	from	from	ADP
ajfa-12804	254	2	the	the	DET
ajfa-12804	254	3	above	above	ADJ
ajfa-12804	254	4	discussion	discussion	NOUN
ajfa-12804	254	5	,	,	PUNCT
ajfa-12804	254	6	the	the	DET
ajfa-12804	254	7	study	study	NOUN
ajfa-12804	254	8	identified	identify	VERB
ajfa-12804	254	9	that	that	SCONJ
ajfa-12804	254	10	the	the	DET
ajfa-12804	254	11	state	state	NOUN
ajfa-12804	254	12	-	-	PUNCT
ajfa-12804	254	13	owned	own	VERB
ajfa-12804	254	14	banks	bank	NOUN
ajfa-12804	254	15	,	,	PUNCT
ajfa-12804	254	16	as	as	ADV
ajfa-12804	254	17	well	well	ADV
ajfa-12804	254	18	as	as	ADP
ajfa-12804	254	19	full	full	ADV
ajfa-12804	254	20	-	-	PUNCT
ajfa-12804	254	21	fledged	fledged	ADJ
ajfa-12804	254	22	islamic	islamic	ADJ
ajfa-12804	254	23	banks	bank	NOUN
ajfa-12804	254	24	,	,	PUNCT
ajfa-12804	254	25	are	be	AUX
ajfa-12804	254	26	responsible	responsible	ADJ
ajfa-12804	254	27	in	in	ADP
ajfa-12804	254	28	taking	take	VERB
ajfa-12804	254	29	the	the	DET
ajfa-12804	254	30	extravagantrisk	extravagantrisk	NOUN
ajfa-12804	254	31	since	since	SCONJ
ajfa-12804	254	32	they	they	PRON
ajfa-12804	254	33	have	have	VERB
ajfa-12804	254	34	the	the	DET
ajfa-12804	254	35	market	market	NOUN
ajfa-12804	254	36	share	share	NOUN
ajfa-12804	254	37	of	of	ADP
ajfa-12804	254	38	30.60	30.60	NUM
ajfa-12804	254	39	%	%	NOUN
ajfa-12804	254	40	in	in	ADP
ajfa-12804	254	41	the	the	DET
ajfa-12804	254	42	industry	industry	NOUN
ajfa-12804	254	43	level	level	NOUN
ajfa-12804	254	44	.	.	PUNCT
ajfa-12804	255	1	the	the	DET
ajfa-12804	255	2	study	study	NOUN
ajfa-12804	255	3	conducted	conduct	VERB
ajfa-12804	255	4	by	by	ADP
ajfa-12804	255	5	sarker	sarker	NOUN
ajfa-12804	255	6	and	and	CCONJ
ajfa-12804	255	7	nahar	nahar	PROPN
ajfa-12804	255	8	(	(	PUNCT
ajfa-12804	255	9	2017	2017	NUM
ajfa-12804	255	10	)	)	PUNCT
ajfa-12804	255	11	identified	identify	VERB
ajfa-12804	255	12	that	that	SCONJ
ajfa-12804	255	13	state	state	NOUN
ajfa-12804	255	14	-	-	PUNCT
ajfa-12804	255	15	owned	own	VERB
ajfa-12804	255	16	banks	bank	NOUN
ajfa-12804	255	17	are	be	AUX
ajfa-12804	255	18	mostly	mostly	ADV
ajfa-12804	255	19	working	work	VERB
ajfa-12804	255	20	as	as	ADP
ajfa-12804	255	21	an	an	DET
ajfa-12804	255	22	agent	agent	NOUN
ajfa-12804	255	23	of	of	ADP
ajfa-12804	255	24	the	the	DET
ajfa-12804	255	25	government	government	NOUN
ajfa-12804	255	26	and	and	CCONJ
ajfa-12804	255	27	busy	busy	ADJ
ajfa-12804	255	28	with	with	ADP
ajfa-12804	255	29	the	the	DET
ajfa-12804	255	30	implementation	implementation	NOUN
ajfa-12804	255	31	of	of	ADP
ajfa-12804	255	32	political	political	ADJ
ajfa-12804	255	33	agendas	agenda	NOUN
ajfa-12804	255	34	as	as	ADP
ajfa-12804	255	35	the	the	DET
ajfa-12804	255	36	governance	governance	NOUN
ajfa-12804	255	37	system	system	NOUN
ajfa-12804	255	38	are	be	AUX
ajfa-12804	255	39	not	not	PART
ajfa-12804	255	40	strong	strong	ADJ
ajfa-12804	255	41	enough	enough	ADV
ajfa-12804	255	42	that	that	PRON
ajfa-12804	255	43	can	can	AUX
ajfa-12804	255	44	follow	follow	VERB
ajfa-12804	255	45	the	the	DET
ajfa-12804	255	46	contractionary	contractionary	ADJ
ajfa-12804	255	47	policy	policy	NOUN
ajfa-12804	255	48	.	.	PUNCT
ajfa-12804	256	1	on	on	ADP
ajfa-12804	256	2	the	the	DET
ajfa-12804	256	3	other	other	ADJ
ajfa-12804	256	4	hand	hand	NOUN
ajfa-12804	256	5	,	,	PUNCT
ajfa-12804	256	6	the	the	DET
ajfa-12804	256	7	islamic	islamic	ADJ
ajfa-12804	256	8	banks	bank	NOUN
ajfa-12804	256	9	are	be	AUX
ajfa-12804	256	10	operated	operate	VERB
ajfa-12804	256	11	with	with	ADP
ajfa-12804	256	12	religious	religious	ADJ
ajfa-12804	256	13	belief	belief	NOUN
ajfa-12804	256	14	but	but	CCONJ
ajfa-12804	256	15	not	not	PART
ajfa-12804	256	16	efficient	efficient	ADJ
ajfa-12804	256	17	in	in	ADP
ajfa-12804	256	18	all	all	DET
ajfa-12804	256	19	respect	respect	NOUN
ajfa-12804	256	20	.	.	PUNCT
ajfa-12804	257	1	the	the	DET
ajfa-12804	257	2	rules	rule	NOUN
ajfa-12804	257	3	and	and	CCONJ
ajfa-12804	257	4	regulation	regulation	NOUN
ajfa-12804	257	5	should	should	AUX
ajfa-12804	257	6	be	be	AUX
ajfa-12804	257	7	changed	change	VERB
ajfa-12804	257	8	and	and	CCONJ
ajfa-12804	257	9	make	make	VERB
ajfa-12804	257	10	uniform	uniform	ADJ
ajfa-12804	257	11	standards	standard	NOUN
ajfa-12804	257	12	for	for	ADP
ajfa-12804	257	13	all	all	DET
ajfa-12804	257	14	types	type	NOUN
ajfa-12804	257	15	of	of	ADP
ajfa-12804	257	16	banks	bank	NOUN
ajfa-12804	257	17	otherwise	otherwise	ADV
ajfa-12804	257	18	the	the	DET
ajfa-12804	257	19	controlling	control	VERB
ajfa-12804	257	20	power	power	NOUN
ajfa-12804	257	21	of	of	ADP
ajfa-12804	257	22	the	the	DET
ajfa-12804	257	23	regulator	regulator	NOUN
ajfa-12804	257	24	will	will	AUX
ajfa-12804	257	25	be	be	AUX
ajfa-12804	257	26	fall	fall	VERB
ajfa-12804	257	27	under	under	ADP
ajfa-12804	257	28	pressure	pressure	NOUN
ajfa-12804	257	29	.	.	PUNCT
ajfa-12804	258	1	asian	asian	ADJ
ajfa-12804	258	2	journal	journal	PROPN
ajfa-12804	258	3	of	of	ADP
ajfa-12804	258	4	finance	finance	PROPN
ajfa-12804	258	5	&	&	CCONJ
ajfa-12804	258	6	accounting	accounting	PROPN
ajfa-12804	258	7	issn	issn	PROPN
ajfa-12804	258	8	1946	1946	NUM
ajfa-12804	258	9	-	-	PUNCT
ajfa-12804	258	10	052x	052x	NOUN
ajfa-12804	258	11	2018	2018	NUM
ajfa-12804	258	12	,	,	PUNCT
ajfa-12804	258	13	vol	vol	NOUN
ajfa-12804	258	14	.	.	PROPN
ajfa-12804	259	1	10	10	NUM
ajfa-12804	259	2	,	,	PUNCT
ajfa-12804	259	3	no	no	INTJ
ajfa-12804	259	4	.	.	NOUN
ajfa-12804	259	5	1	1	NUM
ajfa-12804	259	6	ajfa.macrothink.org	ajfa.macrothink.org	PROPN
ajfa-12804	259	7	194	194	NUM
ajfa-12804	259	8	chart	chart	NOUN
ajfa-12804	259	9	7	7	NUM
ajfa-12804	259	10	.	.	PUNCT
ajfa-12804	259	11	share	share	NOUN
ajfa-12804	259	12	in	in	ADP
ajfa-12804	259	13	overall	overall	ADJ
ajfa-12804	259	14	industry	industry	NOUN
ajfa-12804	259	15	risk	risk	NOUN
ajfa-12804	259	16	(	(	PUNCT
ajfa-12804	259	17	%	%	INTJ
ajfa-12804	259	18	)	)	PUNCT
ajfa-12804	259	19	4.3.2market	4.3.2market	NOUN
ajfa-12804	259	20	risk	risk	NOUN
ajfa-12804	259	21	disclosures	disclosure	NOUN
ajfa-12804	259	22	under	under	ADP
ajfa-12804	259	23	basel	basel	PROPN
ajfa-12804	259	24	iii	iii	PROPN
ajfa-12804	259	25	norms	norm	NOUN
ajfa-12804	259	26	the	the	DET
ajfa-12804	259	27	nature	nature	NOUN
ajfa-12804	259	28	of	of	ADP
ajfa-12804	259	29	market	market	NOUN
ajfa-12804	259	30	risk	risk	NOUN
ajfa-12804	259	31	is	be	AUX
ajfa-12804	259	32	characterized	characterize	VERB
ajfa-12804	259	33	by	by	ADP
ajfa-12804	259	34	the	the	DET
ajfa-12804	259	35	loss	loss	NOUN
ajfa-12804	259	36	of	of	ADP
ajfa-12804	259	37	onand	onand	NOUN
ajfa-12804	259	38	off	off	ADP
ajfa-12804	259	39	-	-	PUNCT
ajfa-12804	259	40	balance	balance	NOUN
ajfa-12804	259	41	sheet	sheet	NOUN
ajfa-12804	259	42	position	position	NOUN
ajfa-12804	259	43	due	due	ADP
ajfa-12804	259	44	to	to	ADP
ajfa-12804	259	45	the	the	DET
ajfa-12804	259	46	shift	shift	NOUN
ajfa-12804	259	47	in	in	ADP
ajfa-12804	259	48	market	market	NOUN
ajfa-12804	259	49	price	price	NOUN
ajfa-12804	259	50	.	.	PUNCT
ajfa-12804	260	1	the	the	DET
ajfa-12804	260	2	adverse	adverse	ADJ
ajfa-12804	260	3	shift	shift	NOUN
ajfa-12804	260	4	in	in	ADP
ajfa-12804	260	5	market	market	NOUN
ajfa-12804	260	6	price	price	NOUN
ajfa-12804	260	7	depends	depend	VERB
ajfa-12804	260	8	on	on	ADP
ajfa-12804	260	9	the	the	DET
ajfa-12804	260	10	interest	interest	NOUN
ajfa-12804	260	11	rate	rate	NOUN
ajfa-12804	260	12	(	(	PUNCT
ajfa-12804	260	13	note	note	NOUN
ajfa-12804	260	14	5	5	NUM
ajfa-12804	260	15	)	)	PUNCT
ajfa-12804	260	16	,	,	PUNCT
ajfa-12804	260	17	foreign	foreign	ADJ
ajfa-12804	260	18	exchange	exchange	NOUN
ajfa-12804	260	19	rate	rate	NOUN
ajfa-12804	260	20	(	(	PUNCT
ajfa-12804	260	21	note	note	NOUN
ajfa-12804	260	22	6	6	NUM
ajfa-12804	260	23	)	)	PUNCT
ajfa-12804	260	24	,	,	PUNCT
ajfa-12804	260	25	equity	equity	NOUN
ajfa-12804	260	26	price(note	price(note	PROPN
ajfa-12804	260	27	7	7	NUM
ajfa-12804	260	28	)	)	PUNCT
ajfa-12804	260	29	,	,	PUNCT
ajfa-12804	260	30	credit	credit	NOUN
ajfa-12804	260	31	spreads	spread	NOUN
ajfa-12804	260	32	(	(	PUNCT
ajfa-12804	260	33	note	note	NOUN
ajfa-12804	260	34	8)	8)	NUM
ajfa-12804	260	35	and	and	CCONJ
ajfa-12804	260	36	commodity	commodity	NOUN
ajfa-12804	260	37	prices	price	NOUN
ajfa-12804	260	38	(	(	PUNCT
ajfa-12804	260	39	note	note	NOUN
ajfa-12804	260	40	9	9	NUM
ajfa-12804	260	41	)	)	PUNCT
ajfa-12804	260	42	.	.	PUNCT
ajfa-12804	261	1	the	the	DET
ajfa-12804	261	2	sources	source	NOUN
ajfa-12804	261	3	of	of	ADP
ajfa-12804	261	4	market	market	NOUN
ajfa-12804	261	5	risk	risk	NOUN
ajfa-12804	261	6	are	be	AUX
ajfa-12804	261	7	explained	explain	VERB
ajfa-12804	261	8	in	in	ADP
ajfa-12804	261	9	basel	basel	PROPN
ajfa-12804	261	10	iii	iii	PROPN
ajfa-12804	261	11	where	where	SCONJ
ajfa-12804	261	12	the	the	DET
ajfa-12804	261	13	main	main	ADJ
ajfa-12804	261	14	attribution	attribution	NOUN
ajfa-12804	261	15	concerned	concern	VERB
ajfa-12804	261	16	with	with	ADP
ajfa-12804	261	17	interest	interest	NOUN
ajfa-12804	261	18	rate	rate	NOUN
ajfa-12804	261	19	related	relate	VERB
ajfa-12804	261	20	instruments	instrument	NOUN
ajfa-12804	261	21	and	and	CCONJ
ajfa-12804	261	22	equities	equity	NOUN
ajfa-12804	261	23	and	and	CCONJ
ajfa-12804	261	24	also	also	ADV
ajfa-12804	261	25	with	with	ADP
ajfa-12804	261	26	currency	currency	NOUN
ajfa-12804	261	27	fluctuation	fluctuation	NOUN
ajfa-12804	261	28	in	in	ADP
ajfa-12804	261	29	the	the	DET
ajfa-12804	261	30	global	global	ADJ
ajfa-12804	261	31	economy	economy	NOUN
ajfa-12804	261	32	.	.	PUNCT
ajfa-12804	262	1	the	the	DET
ajfa-12804	262	2	chart	chart	NOUN
ajfa-12804	262	3	below	below	ADV
ajfa-12804	262	4	shows	show	VERB
ajfa-12804	262	5	the	the	DET
ajfa-12804	262	6	trend	trend	NOUN
ajfa-12804	262	7	of	of	ADP
ajfa-12804	262	8	market	market	NOUN
ajfa-12804	262	9	risk	risk	NOUN
ajfa-12804	262	10	under	under	ADP
ajfa-12804	262	11	basel	basel	PROPN
ajfa-12804	262	12	iii	iii	PROPN
ajfa-12804	262	13	from	from	ADP
ajfa-12804	262	14	the	the	DET
ajfa-12804	262	15	year	year	NOUN
ajfa-12804	262	16	2010	2010	NUM
ajfa-12804	262	17	to	to	ADP
ajfa-12804	262	18	2016	2016	NUM
ajfa-12804	262	19	.	.	PUNCT
ajfa-12804	263	1	the	the	DET
ajfa-12804	263	2	study	study	NOUN
ajfa-12804	263	3	found	find	VERB
ajfa-12804	263	4	that	that	SCONJ
ajfa-12804	263	5	market	market	NOUN
ajfa-12804	263	6	risk	risk	NOUN
ajfa-12804	263	7	has	have	VERB
ajfa-12804	263	8	downward	downward	ADJ
ajfa-12804	263	9	trend	trend	NOUN
ajfa-12804	263	10	from	from	ADP
ajfa-12804	263	11	the	the	DET
ajfa-12804	263	12	year	year	NOUN
ajfa-12804	263	13	2010	2010	NUM
ajfa-12804	263	14	to	to	ADP
ajfa-12804	263	15	2012	2012	NUM
ajfa-12804	263	16	which	which	PRON
ajfa-12804	263	17	were	be	AUX
ajfa-12804	263	18	7.0	7.0	NUM
ajfa-12804	263	19	%	%	NOUN
ajfa-12804	263	20	in	in	ADP
ajfa-12804	263	21	2010	2010	NUM
ajfa-12804	263	22	,	,	PUNCT
ajfa-12804	263	23	6.2	6.2	NUM
ajfa-12804	263	24	%	%	NOUN
ajfa-12804	263	25	in	in	ADP
ajfa-12804	263	26	2011	2011	NUM
ajfa-12804	263	27	and	and	CCONJ
ajfa-12804	263	28	5.2	5.2	NUM
ajfa-12804	263	29	%	%	NOUN
ajfa-12804	263	30	in	in	ADP
ajfa-12804	263	31	2012	2012	NUM
ajfa-12804	263	32	but	but	CCONJ
ajfa-12804	263	33	in	in	ADP
ajfa-12804	263	34	2013	2013	NUM
ajfa-12804	263	35	it	it	PRON
ajfa-12804	263	36	had	have	VERB
ajfa-12804	263	37	an	an	DET
ajfa-12804	263	38	upward	upward	ADJ
ajfa-12804	263	39	trend	trend	NOUN
ajfa-12804	263	40	which	which	PRON
ajfa-12804	263	41	was	be	AUX
ajfa-12804	263	42	6	6	NUM
ajfa-12804	263	43	%	%	NOUN
ajfa-12804	263	44	.	.	PUNCT
ajfa-12804	264	1	later	later	ADV
ajfa-12804	264	2	on	on	ADV
ajfa-12804	264	3	,	,	PUNCT
ajfa-12804	264	4	from	from	ADP
ajfa-12804	264	5	the	the	DET
ajfa-12804	264	6	year	year	NOUN
ajfa-12804	264	7	2013	2013	NUM
ajfa-12804	264	8	to	to	ADP
ajfa-12804	264	9	2016	2016	NUM
ajfa-12804	264	10	,	,	PUNCT
ajfa-12804	264	11	there	there	PRON
ajfa-12804	264	12	was	be	VERB
ajfa-12804	264	13	a	a	DET
ajfa-12804	264	14	decreasing	decrease	VERB
ajfa-12804	264	15	trend	trend	NOUN
ajfa-12804	264	16	which	which	PRON
ajfa-12804	264	17	was	be	AUX
ajfa-12804	264	18	5.3	5.3	NUM
ajfa-12804	264	19	%	%	NOUN
ajfa-12804	264	20	in	in	ADP
ajfa-12804	264	21	2014	2014	NUM
ajfa-12804	264	22	,	,	PUNCT
ajfa-12804	264	23	4.5	4.5	NUM
ajfa-12804	264	24	%	%	NOUN
ajfa-12804	264	25	in	in	ADP
ajfa-12804	264	26	2015	2015	NUM
ajfa-12804	264	27	and	and	CCONJ
ajfa-12804	264	28	3.8	3.8	NUM
ajfa-12804	264	29	%	%	NOUN
ajfa-12804	264	30	in	in	ADP
ajfa-12804	264	31	2016	2016	NUM
ajfa-12804	264	32	.	.	PUNCT
ajfa-12804	265	1	the	the	DET
ajfa-12804	265	2	turbulence	turbulence	NOUN
ajfa-12804	265	3	in	in	ADP
ajfa-12804	265	4	the	the	DET
ajfa-12804	265	5	security	security	NOUN
ajfa-12804	265	6	market	market	NOUN
ajfa-12804	265	7	during	during	ADP
ajfa-12804	265	8	the	the	DET
ajfa-12804	265	9	year	year	NOUN
ajfa-12804	265	10	2011	2011	NUM
ajfa-12804	265	11	,	,	PUNCT
ajfa-12804	265	12	the	the	DET
ajfa-12804	265	13	reaction	reaction	NOUN
ajfa-12804	265	14	negatively	negatively	ADV
ajfa-12804	265	15	affects	affect	VERB
ajfa-12804	265	16	the	the	DET
ajfa-12804	265	17	market	market	NOUN
ajfa-12804	265	18	sentiment	sentiment	NOUN
ajfa-12804	265	19	which	which	PRON
ajfa-12804	265	20	did	do	AUX
ajfa-12804	265	21	not	not	PART
ajfa-12804	265	22	work	work	VERB
ajfa-12804	265	23	enough	enough	ADV
ajfa-12804	265	24	to	to	PART
ajfa-12804	265	25	in	in	ADP
ajfa-12804	265	26	recovery	recovery	NOUN
ajfa-12804	265	27	and	and	CCONJ
ajfa-12804	265	28	volatility	volatility	NOUN
ajfa-12804	265	29	in	in	ADP
ajfa-12804	265	30	turnover	turnover	NOUN
ajfa-12804	265	31	in	in	ADP
ajfa-12804	265	32	the	the	DET
ajfa-12804	265	33	year	year	NOUN
ajfa-12804	265	34	2013	2013	NUM
ajfa-12804	265	35	.	.	PUNCT
ajfa-12804	266	1	it	it	PRON
ajfa-12804	266	2	is	be	AUX
ajfa-12804	266	3	also	also	ADV
ajfa-12804	266	4	found	find	VERB
ajfa-12804	266	5	that	that	SCONJ
ajfa-12804	266	6	the	the	DET
ajfa-12804	266	7	moderate	moderate	ADJ
ajfa-12804	266	8	level	level	NOUN
ajfa-12804	266	9	of	of	ADP
ajfa-12804	266	10	volatility	volatility	NOUN
ajfa-12804	266	11	in	in	ADP
ajfa-12804	266	12	the	the	DET
ajfa-12804	266	13	turnover	turnover	NOUN
ajfa-12804	266	14	attributed	attribute	VERB
ajfa-12804	266	15	to	to	ADP
ajfa-12804	266	16	the	the	DET
ajfa-12804	266	17	market	market	NOUN
ajfa-12804	266	18	risk	risk	NOUN
ajfa-12804	266	19	for	for	ADP
ajfa-12804	266	20	banks	bank	NOUN
ajfa-12804	266	21	in	in	ADP
ajfa-12804	266	22	the	the	DET
ajfa-12804	266	23	year	year	NOUN
ajfa-12804	266	24	2013	2013	NUM
ajfa-12804	266	25	.	.	PUNCT
ajfa-12804	267	1	the	the	DET
ajfa-12804	267	2	market	market	NOUN
ajfa-12804	267	3	risk	risk	NOUN
ajfa-12804	267	4	is	be	AUX
ajfa-12804	267	5	usually	usually	ADV
ajfa-12804	267	6	quantified	quantify	VERB
ajfa-12804	267	7	grounded	ground	VERB
ajfa-12804	267	8	on	on	ADP
ajfa-12804	267	9	the	the	DET
ajfa-12804	267	10	volatility	volatility	NOUN
ajfa-12804	267	11	of	of	ADP
ajfa-12804	267	12	bank	bank	NOUN
ajfa-12804	267	13	earnings	earning	NOUN
ajfa-12804	267	14	and	and	CCONJ
ajfa-12804	267	15	the	the	DET
ajfa-12804	267	16	economic	economic	ADJ
ajfa-12804	267	17	value	value	NOUN
ajfa-12804	267	18	of	of	ADP
ajfa-12804	267	19	its	its	PRON
ajfa-12804	267	20	capital	capital	NOUN
ajfa-12804	267	21	.	.	PUNCT
ajfa-12804	268	1	except	except	SCONJ
ajfa-12804	268	2	in	in	ADP
ajfa-12804	268	3	the	the	DET
ajfa-12804	268	4	year	year	NOUN
ajfa-12804	268	5	2013	2013	NUM
ajfa-12804	268	6	,	,	PUNCT
ajfa-12804	268	7	the	the	DET
ajfa-12804	268	8	overall	overall	ADJ
ajfa-12804	268	9	trend	trend	NOUN
ajfa-12804	268	10	of	of	ADP
ajfa-12804	268	11	market	market	NOUN
ajfa-12804	268	12	risk	risk	NOUN
ajfa-12804	268	13	showed	show	VERB
ajfa-12804	268	14	a	a	DET
ajfa-12804	268	15	very	very	ADV
ajfa-12804	268	16	strategic	strategic	ADJ
ajfa-12804	268	17	decline	decline	NOUN
ajfa-12804	268	18	through	through	ADP
ajfa-12804	268	19	the	the	DET
ajfa-12804	268	20	portion	portion	NOUN
ajfa-12804	268	21	of	of	ADP
ajfa-12804	268	22	the	the	DET
ajfa-12804	268	23	risk	risk	NOUN
ajfa-12804	268	24	is	be	AUX
ajfa-12804	268	25	small	small	ADJ
ajfa-12804	268	26	regarding	regard	VERB
ajfa-12804	268	27	overall	overall	ADJ
ajfa-12804	268	28	risk	risk	NOUN
ajfa-12804	268	29	.	.	PUNCT
ajfa-12804	269	1	asian	asian	ADJ
ajfa-12804	269	2	journal	journal	PROPN
ajfa-12804	269	3	of	of	ADP
ajfa-12804	269	4	finance	finance	PROPN
ajfa-12804	269	5	&	&	CCONJ
ajfa-12804	269	6	accounting	accounting	PROPN
ajfa-12804	269	7	issn	issn	PROPN
ajfa-12804	269	8	1946	1946	NUM
ajfa-12804	269	9	-	-	PUNCT
ajfa-12804	269	10	052x	052x	NOUN
ajfa-12804	269	11	2018	2018	NUM
ajfa-12804	269	12	,	,	PUNCT
ajfa-12804	269	13	vol	vol	NOUN
ajfa-12804	269	14	.	.	PROPN
ajfa-12804	270	1	10	10	NUM
ajfa-12804	270	2	,	,	PUNCT
ajfa-12804	270	3	no	no	INTJ
ajfa-12804	270	4	.	.	NOUN
ajfa-12804	270	5	1	1	NUM
ajfa-12804	270	6	ajfa.macrothink.org	ajfa.macrothink.org	ADJ
ajfa-12804	270	7	195	195	NUM
ajfa-12804	270	8	chart	chart	NOUN
ajfa-12804	270	9	8	8	NUM
ajfa-12804	270	10	.	.	PUNCT
ajfa-12804	271	1	market	market	NOUN
ajfa-12804	271	2	risk	risk	NOUN
ajfa-12804	271	3	under	under	ADP
ajfa-12804	271	4	basel	basel	PROPN
ajfa-12804	271	5	iii	iii	PROPN
ajfa-12804	271	6	reported	report	VERB
ajfa-12804	271	7	from	from	ADP
ajfa-12804	271	8	the	the	DET
ajfa-12804	271	9	year	year	NOUN
ajfa-12804	271	10	2010	2010	NUM
ajfa-12804	271	11	to	to	ADP
ajfa-12804	271	12	2016	2016	NUM
ajfa-12804	271	13	4.3.2.1	4.3.2.1	NUM
ajfa-12804	271	14	the	the	DET
ajfa-12804	271	15	trend	trend	NOUN
ajfa-12804	271	16	of	of	ADP
ajfa-12804	271	17	market	market	NOUN
ajfa-12804	271	18	risk	risk	NOUN
ajfa-12804	271	19	in	in	ADP
ajfa-12804	271	20	comparison	comparison	NOUN
ajfa-12804	271	21	with	with	ADP
ajfa-12804	271	22	other	other	ADJ
ajfa-12804	271	23	risk	risk	NOUN
ajfa-12804	271	24	in	in	ADP
ajfa-12804	271	25	comparisonto	comparisonto	NOUN
ajfa-12804	271	26	market	market	NOUN
ajfa-12804	271	27	risk	risk	NOUN
ajfa-12804	271	28	with	with	ADP
ajfa-12804	271	29	another	another	DET
ajfa-12804	271	30	risk	risk	NOUN
ajfa-12804	271	31	,	,	PUNCT
ajfa-12804	271	32	the	the	DET
ajfa-12804	271	33	study	study	NOUN
ajfa-12804	271	34	found	find	VERB
ajfa-12804	271	35	that	that	SCONJ
ajfa-12804	271	36	the	the	DET
ajfa-12804	271	37	portion	portion	NOUN
ajfa-12804	271	38	of	of	ADP
ajfa-12804	271	39	the	the	DET
ajfa-12804	271	40	market	market	NOUN
ajfa-12804	271	41	risk	risk	NOUN
ajfa-12804	271	42	is	be	AUX
ajfa-12804	271	43	the	the	DET
ajfa-12804	271	44	insignificant	insignificant	ADJ
ajfa-12804	271	45	portion	portion	NOUN
ajfa-12804	271	46	of	of	ADP
ajfa-12804	271	47	the	the	DET
ajfa-12804	271	48	total	total	ADJ
ajfa-12804	271	49	risk	risk	NOUN
ajfa-12804	271	50	.	.	PUNCT
ajfa-12804	272	1	in	in	ADP
ajfa-12804	272	2	fact	fact	NOUN
ajfa-12804	272	3	,	,	PUNCT
ajfa-12804	272	4	the	the	DET
ajfa-12804	272	5	highest	high	ADJ
ajfa-12804	272	6	portion	portion	NOUN
ajfa-12804	272	7	occupied	occupy	VERB
ajfa-12804	272	8	by	by	ADP
ajfa-12804	272	9	the	the	DET
ajfa-12804	272	10	credit	credit	NOUN
ajfa-12804	272	11	risk	risk	NOUN
ajfa-12804	272	12	and	and	CCONJ
ajfa-12804	272	13	led	lead	VERB
ajfa-12804	272	14	by	by	ADP
ajfa-12804	272	15	the	the	DET
ajfa-12804	272	16	non	non	ADJ
ajfa-12804	272	17	-	-	ADJ
ajfa-12804	272	18	performing	perform	VERB
ajfa-12804	272	19	loans	loan	NOUN
ajfa-12804	272	20	.	.	PUNCT
ajfa-12804	273	1	however	however	ADV
ajfa-12804	273	2	,	,	PUNCT
ajfa-12804	273	3	the	the	DET
ajfa-12804	273	4	market	market	NOUN
ajfa-12804	273	5	risk	risk	NOUN
ajfa-12804	273	6	exposures	exposure	NOUN
ajfa-12804	273	7	are	be	AUX
ajfa-12804	273	8	structured	structure	VERB
ajfa-12804	273	9	and	and	CCONJ
ajfa-12804	273	10	have	have	VERB
ajfa-12804	273	11	lower	low	ADJ
ajfa-12804	273	12	involvement	involvement	NOUN
ajfa-12804	273	13	of	of	ADP
ajfa-12804	273	14	internal	internal	ADJ
ajfa-12804	273	15	factors	factor	NOUN
ajfa-12804	273	16	that	that	PRON
ajfa-12804	273	17	are	be	AUX
ajfa-12804	273	18	generated	generate	VERB
ajfa-12804	273	19	in	in	ADP
ajfa-12804	273	20	the	the	DET
ajfa-12804	273	21	marketplace	marketplace	NOUN
ajfa-12804	273	22	.	.	PUNCT
ajfa-12804	274	1	the	the	DET
ajfa-12804	274	2	study	study	NOUN
ajfa-12804	274	3	found	find	VERB
ajfa-12804	274	4	that	that	SCONJ
ajfa-12804	274	5	the	the	DET
ajfa-12804	274	6	market	market	NOUN
ajfa-12804	274	7	risk	risk	NOUN
ajfa-12804	274	8	has	have	VERB
ajfa-12804	274	9	downward	downward	ADJ
ajfa-12804	274	10	trends	trend	NOUN
ajfa-12804	274	11	whereas	whereas	SCONJ
ajfa-12804	274	12	the	the	DET
ajfa-12804	274	13	other	other	ADJ
ajfa-12804	274	14	risk	risk	NOUN
ajfa-12804	274	15	has	have	VERB
ajfa-12804	274	16	an	an	DET
ajfa-12804	274	17	upward	upward	ADJ
ajfa-12804	274	18	trend	trend	NOUN
ajfa-12804	274	19	from	from	ADP
ajfa-12804	274	20	the	the	DET
ajfa-12804	274	21	year	year	NOUN
ajfa-12804	274	22	2010	2010	NUM
ajfa-12804	274	23	to	to	ADP
ajfa-12804	274	24	2016	2016	NUM
ajfa-12804	274	25	.	.	PUNCT
ajfa-12804	275	1	the	the	DET
ajfa-12804	275	2	value	value	NOUN
ajfa-12804	275	3	of	of	ADP
ajfa-12804	275	4	other	other	ADJ
ajfa-12804	275	5	risk	risk	NOUN
ajfa-12804	275	6	as	as	ADP
ajfa-12804	275	7	a	a	DET
ajfa-12804	275	8	percentage	percentage	NOUN
ajfa-12804	275	9	of	of	ADP
ajfa-12804	275	10	total	total	ADJ
ajfa-12804	275	11	risk	risk	NOUN
ajfa-12804	275	12	was	be	AUX
ajfa-12804	275	13	93.0	93.0	NUM
ajfa-12804	275	14	%	%	NOUN
ajfa-12804	275	15	in	in	ADP
ajfa-12804	275	16	2010	2010	NUM
ajfa-12804	275	17	;	;	PUNCT
ajfa-12804	275	18	93.8	93.8	NUM
ajfa-12804	275	19	%	%	NOUN
ajfa-12804	275	20	in	in	ADP
ajfa-12804	275	21	2011	2011	NUM
ajfa-12804	275	22	;	;	PUNCT
ajfa-12804	275	23	94.8	94.8	NUM
ajfa-12804	275	24	%	%	NOUN
ajfa-12804	275	25	in	in	ADP
ajfa-12804	275	26	2012	2012	NUM
ajfa-12804	275	27	;	;	PUNCT
ajfa-12804	275	28	94.0	94.0	NUM
ajfa-12804	275	29	%	%	NOUN
ajfa-12804	275	30	in	in	ADP
ajfa-12804	275	31	2013	2013	NUM
ajfa-12804	275	32	;	;	PUNCT
ajfa-12804	275	33	94.7	94.7	NUM
ajfa-12804	275	34	%	%	NOUN
ajfa-12804	275	35	in	in	ADP
ajfa-12804	275	36	2014	2014	NUM
ajfa-12804	275	37	;	;	PUNCT
ajfa-12804	275	38	95.5	95.5	NUM
ajfa-12804	275	39	%	%	NOUN
ajfa-12804	275	40	in	in	ADP
ajfa-12804	275	41	2015	2015	NUM
ajfa-12804	275	42	;	;	PUNCT
ajfa-12804	275	43	and	and	CCONJ
ajfa-12804	275	44	96.2	96.2	NUM
ajfa-12804	275	45	%	%	NOUN
ajfa-12804	275	46	in	in	ADP
ajfa-12804	275	47	2016	2016	NUM
ajfa-12804	275	48	.	.	PUNCT
ajfa-12804	276	1	therefore	therefore	ADV
ajfa-12804	276	2	the	the	DET
ajfa-12804	276	3	remaining	remain	VERB
ajfa-12804	276	4	portion	portion	NOUN
ajfa-12804	276	5	held	hold	VERB
ajfa-12804	276	6	for	for	ADP
ajfa-12804	276	7	market	market	NOUN
ajfa-12804	276	8	risk	risk	NOUN
ajfa-12804	276	9	is	be	AUX
ajfa-12804	276	10	insignificant	insignificant	ADJ
ajfa-12804	276	11	in	in	ADP
ajfa-12804	276	12	consideration	consideration	NOUN
ajfa-12804	276	13	of	of	ADP
ajfa-12804	276	14	total	total	ADJ
ajfa-12804	276	15	risk	risk	NOUN
ajfa-12804	276	16	exposure	exposure	NOUN
ajfa-12804	276	17	.	.	PUNCT
ajfa-12804	277	1	asian	asian	ADJ
ajfa-12804	277	2	journal	journal	PROPN
ajfa-12804	277	3	of	of	ADP
ajfa-12804	277	4	finance	finance	PROPN
ajfa-12804	277	5	&	&	CCONJ
ajfa-12804	277	6	accounting	accounting	PROPN
ajfa-12804	277	7	issn	issn	PROPN
ajfa-12804	277	8	1946	1946	NUM
ajfa-12804	277	9	-	-	PUNCT
ajfa-12804	277	10	052x	052x	NOUN
ajfa-12804	277	11	2018	2018	NUM
ajfa-12804	277	12	,	,	PUNCT
ajfa-12804	277	13	vol	vol	NOUN
ajfa-12804	277	14	.	.	PROPN
ajfa-12804	278	1	10	10	NUM
ajfa-12804	278	2	,	,	PUNCT
ajfa-12804	278	3	no	no	INTJ
ajfa-12804	278	4	.	.	NOUN
ajfa-12804	278	5	1	1	NUM
ajfa-12804	278	6	ajfa.macrothink.org	ajfa.macrothink.org	ADJ
ajfa-12804	278	7	196	196	NUM
ajfa-12804	278	8	chart	chart	NOUN
ajfa-12804	278	9	9	9	NUM
ajfa-12804	278	10	.	.	PUNCT
ajfa-12804	278	11	market	market	NOUN
ajfa-12804	278	12	risk	risk	NOUN
ajfa-12804	278	13	in	in	ADP
ajfa-12804	278	14	comparison	comparison	NOUN
ajfa-12804	278	15	with	with	ADP
ajfa-12804	278	16	other	other	ADJ
ajfa-12804	278	17	risk	risk	NOUN
ajfa-12804	278	18	from	from	ADP
ajfa-12804	278	19	the	the	DET
ajfa-12804	278	20	year	year	NOUN
ajfa-12804	278	21	2010	2010	NUM
ajfa-12804	278	22	to	to	ADP
ajfa-12804	278	23	2016	2016	NUM
ajfa-12804	278	24	4.3.2.2	4.3.2.2	NUM
ajfa-12804	278	25	the	the	DET
ajfa-12804	278	26	component	component	NOUN
ajfa-12804	278	27	of	of	ADP
ajfa-12804	278	28	market	market	NOUN
ajfa-12804	278	29	risk	risk	NOUN
ajfa-12804	278	30	and	and	CCONJ
ajfa-12804	278	31	its	its	PRON
ajfa-12804	278	32	trend	trend	NOUN
ajfa-12804	278	33	the	the	DET
ajfa-12804	278	34	market	market	NOUN
ajfa-12804	278	35	risk	risk	NOUN
ajfa-12804	278	36	is	be	AUX
ajfa-12804	278	37	largely	largely	ADV
ajfa-12804	278	38	affected	affect	VERB
ajfa-12804	278	39	by	by	ADP
ajfa-12804	278	40	its	its	PRON
ajfa-12804	278	41	broad	broad	ADV
ajfa-12804	278	42	-	-	PUNCT
ajfa-12804	278	43	headed	head	VERB
ajfa-12804	278	44	components	component	NOUN
ajfa-12804	278	45	which	which	PRON
ajfa-12804	278	46	are	be	AUX
ajfa-12804	278	47	equity	equity	NOUN
ajfa-12804	278	48	risk	risk	NOUN
ajfa-12804	278	49	,	,	PUNCT
ajfa-12804	278	50	interest	interest	NOUN
ajfa-12804	278	51	rate	rate	NOUN
ajfa-12804	278	52	risk	risk	NOUN
ajfa-12804	278	53	and	and	CCONJ
ajfa-12804	278	54	foreign	foreign	ADJ
ajfa-12804	278	55	exchange	exchange	NOUN
ajfa-12804	278	56	position	position	NOUN
ajfa-12804	278	57	risk	risk	NOUN
ajfa-12804	278	58	.	.	PUNCT
ajfa-12804	279	1	among	among	ADP
ajfa-12804	279	2	these	these	DET
ajfa-12804	279	3	aspects	aspect	NOUN
ajfa-12804	279	4	,	,	PUNCT
ajfa-12804	279	5	equity	equity	NOUN
ajfa-12804	279	6	risk	risk	NOUN
ajfa-12804	279	7	occupied	occupy	VERB
ajfa-12804	279	8	the	the	DET
ajfa-12804	279	9	maximum	maximum	ADJ
ajfa-12804	279	10	portion	portion	NOUN
ajfa-12804	279	11	whereas	whereas	SCONJ
ajfa-12804	279	12	the	the	DET
ajfa-12804	279	13	interest	interest	NOUN
ajfa-12804	279	14	rate	rate	NOUN
ajfa-12804	279	15	risk	risk	NOUN
ajfa-12804	279	16	and	and	CCONJ
ajfa-12804	279	17	foreign	foreign	ADJ
ajfa-12804	279	18	exchange	exchange	NOUN
ajfa-12804	279	19	position	position	NOUN
ajfa-12804	279	20	risk	risk	NOUN
ajfa-12804	279	21	jointly	jointly	ADV
ajfa-12804	279	22	take	take	VERB
ajfa-12804	279	23	the	the	DET
ajfa-12804	279	24	position	position	NOUN
ajfa-12804	279	25	below	below	ADP
ajfa-12804	279	26	equity	equity	NOUN
ajfa-12804	279	27	risk	risk	NOUN
ajfa-12804	279	28	.	.	PUNCT
ajfa-12804	280	1	the	the	DET
ajfa-12804	280	2	trend	trend	NOUN
ajfa-12804	280	3	curve	curve	NOUN
ajfa-12804	280	4	showed	show	VERB
ajfa-12804	280	5	that	that	SCONJ
ajfa-12804	280	6	equity	equity	NOUN
ajfa-12804	280	7	risk	risk	NOUN
ajfa-12804	280	8	gradually	gradually	ADV
ajfa-12804	280	9	decreased	decrease	VERB
ajfa-12804	280	10	from	from	ADP
ajfa-12804	280	11	the	the	DET
ajfa-12804	280	12	year	year	NOUN
ajfa-12804	280	13	2010	2010	NUM
ajfa-12804	280	14	of	of	ADP
ajfa-12804	280	15	62.7	62.7	NUM
ajfa-12804	280	16	%	%	NOUN
ajfa-12804	280	17	to	to	ADP
ajfa-12804	280	18	2011	2011	NUM
ajfa-12804	280	19	of	of	ADP
ajfa-12804	280	20	52.1	52.1	NUM
ajfa-12804	280	21	%	%	NOUN
ajfa-12804	280	22	whereas	whereas	SCONJ
ajfa-12804	280	23	interest	interest	NOUN
ajfa-12804	280	24	rate	rate	NOUN
ajfa-12804	280	25	risk	risk	NOUN
ajfa-12804	280	26	also	also	ADV
ajfa-12804	280	27	has	have	VERB
ajfa-12804	280	28	a	a	DET
ajfa-12804	280	29	downward	downward	ADJ
ajfa-12804	280	30	trend	trend	NOUN
ajfa-12804	280	31	which	which	PRON
ajfa-12804	280	32	was	be	AUX
ajfa-12804	280	33	27.8	27.8	NUM
ajfa-12804	280	34	%	%	NOUN
ajfa-12804	280	35	in	in	ADP
ajfa-12804	280	36	2010	2010	NUM
ajfa-12804	280	37	and	and	CCONJ
ajfa-12804	280	38	21.1	21.1	NUM
ajfa-12804	280	39	%	%	NOUN
ajfa-12804	280	40	in	in	ADP
ajfa-12804	280	41	2011	2011	NUM
ajfa-12804	280	42	but	but	CCONJ
ajfa-12804	280	43	the	the	DET
ajfa-12804	280	44	foreign	foreign	ADJ
ajfa-12804	280	45	exchange	exchange	NOUN
ajfa-12804	280	46	position	position	NOUN
ajfa-12804	280	47	risk	risk	NOUN
ajfa-12804	280	48	sharply	sharply	ADV
ajfa-12804	280	49	increased	increase	VERB
ajfa-12804	280	50	in	in	ADP
ajfa-12804	280	51	2011	2011	NUM
ajfa-12804	280	52	which	which	PRON
ajfa-12804	280	53	was	be	AUX
ajfa-12804	280	54	6.7	6.7	NUM
ajfa-12804	280	55	%	%	NOUN
ajfa-12804	280	56	more	more	ADJ
ajfa-12804	280	57	than	than	ADP
ajfa-12804	280	58	the	the	DET
ajfa-12804	280	59	previous	previous	ADJ
ajfa-12804	280	60	year	year	NOUN
ajfa-12804	280	61	.	.	PUNCT
ajfa-12804	281	1	in	in	ADP
ajfa-12804	281	2	the	the	DET
ajfa-12804	281	3	year	year	NOUN
ajfa-12804	281	4	2011	2011	NUM
ajfa-12804	281	5	to	to	ADP
ajfa-12804	281	6	2012	2012	NUM
ajfa-12804	281	7	,	,	PUNCT
ajfa-12804	281	8	the	the	DET
ajfa-12804	281	9	case	case	NOUN
ajfa-12804	281	10	was	be	AUX
ajfa-12804	281	11	reversed	reverse	VERB
ajfa-12804	281	12	for	for	ADP
ajfa-12804	281	13	equity	equity	NOUN
ajfa-12804	281	14	risk	risk	NOUN
ajfa-12804	281	15	and	and	CCONJ
ajfa-12804	281	16	foreign	foreign	ADJ
ajfa-12804	281	17	exchange	exchange	NOUN
ajfa-12804	281	18	position	position	NOUN
ajfa-12804	281	19	risk	risk	NOUN
ajfa-12804	281	20	but	but	CCONJ
ajfa-12804	281	21	similar	similar	ADJ
ajfa-12804	281	22	to	to	ADP
ajfa-12804	281	23	the	the	DET
ajfa-12804	281	24	case	case	NOUN
ajfa-12804	281	25	of	of	ADP
ajfa-12804	281	26	interest	interest	NOUN
ajfa-12804	281	27	rate	rate	NOUN
ajfa-12804	281	28	risk	risk	NOUN
ajfa-12804	281	29	.	.	PUNCT
ajfa-12804	282	1	from	from	ADP
ajfa-12804	282	2	the	the	DET
ajfa-12804	282	3	year	year	NOUN
ajfa-12804	282	4	2012	2012	NUM
ajfa-12804	282	5	,	,	PUNCT
ajfa-12804	282	6	it	it	PRON
ajfa-12804	282	7	is	be	AUX
ajfa-12804	282	8	found	find	VERB
ajfa-12804	282	9	that	that	SCONJ
ajfa-12804	282	10	the	the	DET
ajfa-12804	282	11	equity	equity	NOUN
ajfa-12804	282	12	price	price	NOUN
ajfa-12804	282	13	risk	risk	NOUN
ajfa-12804	282	14	are	be	AUX
ajfa-12804	282	15	gradually	gradually	ADV
ajfa-12804	282	16	decreased	decrease	VERB
ajfa-12804	282	17	with	with	ADP
ajfa-12804	282	18	63.4	63.4	NUM
ajfa-12804	282	19	%	%	NOUN
ajfa-12804	282	20	in	in	ADP
ajfa-12804	282	21	2012	2012	NUM
ajfa-12804	282	22	;	;	PUNCT
ajfa-12804	282	23	56.6	56.6	NUM
ajfa-12804	282	24	%	%	NOUN
ajfa-12804	282	25	in	in	ADP
ajfa-12804	282	26	2013	2013	NUM
ajfa-12804	282	27	;	;	PUNCT
ajfa-12804	282	28	49.5	49.5	NUM
ajfa-12804	282	29	%	%	NOUN
ajfa-12804	282	30	in	in	ADP
ajfa-12804	282	31	2014	2014	NUM
ajfa-12804	282	32	;	;	PUNCT
ajfa-12804	282	33	48.7	48.7	NUM
ajfa-12804	282	34	%	%	NOUN
ajfa-12804	282	35	in	in	ADP
ajfa-12804	282	36	2015	2015	NUM
ajfa-12804	282	37	;	;	PUNCT
ajfa-12804	282	38	and	and	CCONJ
ajfa-12804	282	39	48.7	48.7	NUM
ajfa-12804	282	40	%	%	NOUN
ajfa-12804	282	41	in	in	ADP
ajfa-12804	282	42	2016	2016	NUM
ajfa-12804	282	43	whereas	whereas	SCONJ
ajfa-12804	282	44	interest	interest	NOUN
ajfa-12804	282	45	rate	rate	NOUN
ajfa-12804	282	46	risk	risk	NOUN
ajfa-12804	282	47	has	have	VERB
ajfa-12804	282	48	a	a	DET
ajfa-12804	282	49	growing	grow	VERB
ajfa-12804	282	50	trends	trend	NOUN
ajfa-12804	282	51	with	with	ADP
ajfa-12804	282	52	20.2	20.2	NUM
ajfa-12804	282	53	%	%	NOUN
ajfa-12804	282	54	in	in	ADP
ajfa-12804	282	55	2012	2012	NUM
ajfa-12804	282	56	;	;	PUNCT
ajfa-12804	282	57	26.1	26.1	NUM
ajfa-12804	282	58	%	%	NOUN
ajfa-12804	282	59	in	in	ADP
ajfa-12804	282	60	2013	2013	NUM
ajfa-12804	282	61	;	;	PUNCT
ajfa-12804	282	62	32.2	32.2	NUM
ajfa-12804	282	63	%	%	NOUN
ajfa-12804	282	64	in	in	ADP
ajfa-12804	282	65	2014	2014	NUM
ajfa-12804	282	66	;	;	PUNCT
ajfa-12804	282	67	32.7	32.7	NUM
ajfa-12804	282	68	%	%	NOUN
ajfa-12804	282	69	in	in	ADP
ajfa-12804	282	70	2015	2015	NUM
ajfa-12804	282	71	and	and	CCONJ
ajfa-12804	282	72	32.7	32.7	NUM
ajfa-12804	282	73	%	%	NOUN
ajfa-12804	282	74	in	in	ADP
ajfa-12804	282	75	2016	2016	NUM
ajfa-12804	282	76	.	.	PUNCT
ajfa-12804	283	1	in	in	ADP
ajfa-12804	283	2	the	the	DET
ajfa-12804	283	3	case	case	NOUN
ajfa-12804	283	4	of	of	ADP
ajfa-12804	283	5	foreign	foreign	ADJ
ajfa-12804	283	6	exchange	exchange	NOUN
ajfa-12804	283	7	position	position	NOUN
ajfa-12804	283	8	risk	risk	NOUN
ajfa-12804	283	9	,	,	PUNCT
ajfa-12804	283	10	it	it	PRON
ajfa-12804	283	11	is	be	AUX
ajfa-12804	283	12	found	find	VERB
ajfa-12804	283	13	that	that	SCONJ
ajfa-12804	283	14	there	there	PRON
ajfa-12804	283	15	was	be	VERB
ajfa-12804	283	16	a	a	DET
ajfa-12804	283	17	slightly	slightly	ADV
ajfa-12804	283	18	increasing	increase	VERB
ajfa-12804	283	19	trend	trend	NOUN
ajfa-12804	283	20	from	from	ADP
ajfa-12804	283	21	the	the	DET
ajfa-12804	283	22	year	year	NOUN
ajfa-12804	283	23	2012	2012	NUM
ajfa-12804	283	24	to	to	ADP
ajfa-12804	283	25	2016	2016	NUM
ajfa-12804	283	26	with	with	ADP
ajfa-12804	283	27	value	value	NOUN
ajfa-12804	283	28	16.4	16.4	NUM
ajfa-12804	283	29	%	%	NOUN
ajfa-12804	283	30	to	to	ADP
ajfa-12804	283	31	18.5	18.5	NUM
ajfa-12804	283	32	%	%	NOUN
ajfa-12804	283	33	.	.	PUNCT
ajfa-12804	284	1	to	to	PART
ajfa-12804	284	2	sum	sum	VERB
ajfa-12804	284	3	up	up	ADP
ajfa-12804	284	4	,	,	PUNCT
ajfa-12804	284	5	it	it	PRON
ajfa-12804	284	6	is	be	AUX
ajfa-12804	284	7	revealed	reveal	VERB
ajfa-12804	284	8	that	that	SCONJ
ajfa-12804	284	9	equity	equity	NOUN
ajfa-12804	284	10	price	price	NOUN
ajfa-12804	284	11	risk	risk	NOUN
ajfa-12804	284	12	constituted	constitute	VERB
ajfa-12804	284	13	the	the	DET
ajfa-12804	284	14	highest	high	ADJ
ajfa-12804	284	15	position	position	NOUN
ajfa-12804	284	16	of	of	ADP
ajfa-12804	284	17	market	market	NOUN
ajfa-12804	284	18	risk	risk	NOUN
ajfa-12804	284	19	in	in	ADP
ajfa-12804	284	20	the	the	DET
ajfa-12804	284	21	stated	state	VERB
ajfa-12804	284	22	time	time	NOUN
ajfa-12804	284	23	horizon	horizon	NOUN
ajfa-12804	284	24	and	and	CCONJ
ajfa-12804	284	25	interest	interest	NOUN
ajfa-12804	284	26	rate	rate	NOUN
ajfa-12804	284	27	risk	risk	NOUN
ajfa-12804	284	28	also	also	ADV
ajfa-12804	284	29	have	have	VERB
ajfa-12804	284	30	the	the	DET
ajfa-12804	284	31	same	same	ADJ
ajfa-12804	284	32	tendency	tendency	NOUN
ajfa-12804	284	33	but	but	CCONJ
ajfa-12804	284	34	flowed	flow	VERB
ajfa-12804	284	35	below	below	ADP
ajfa-12804	284	36	the	the	DET
ajfa-12804	284	37	equity	equity	NOUN
ajfa-12804	284	38	price	price	NOUN
ajfa-12804	284	39	risk	risk	NOUN
ajfa-12804	284	40	.	.	PUNCT
ajfa-12804	285	1	asian	asian	ADJ
ajfa-12804	285	2	journal	journal	PROPN
ajfa-12804	285	3	of	of	ADP
ajfa-12804	285	4	finance	finance	PROPN
ajfa-12804	285	5	&	&	CCONJ
ajfa-12804	285	6	accounting	accounting	PROPN
ajfa-12804	285	7	issn	issn	PROPN
ajfa-12804	285	8	1946	1946	NUM
ajfa-12804	285	9	-	-	PUNCT
ajfa-12804	285	10	052x	052x	NOUN
ajfa-12804	285	11	2018	2018	NUM
ajfa-12804	285	12	,	,	PUNCT
ajfa-12804	285	13	vol	vol	NOUN
ajfa-12804	285	14	.	.	PROPN
ajfa-12804	286	1	10	10	NUM
ajfa-12804	286	2	,	,	PUNCT
ajfa-12804	286	3	no	no	INTJ
ajfa-12804	286	4	.	.	NOUN
ajfa-12804	286	5	1	1	NUM
ajfa-12804	286	6	ajfa.macrothink.org	ajfa.macrothink.org	ADJ
ajfa-12804	286	7	197	197	NUM
ajfa-12804	286	8	chart	chart	NOUN
ajfa-12804	286	9	10	10	NUM
ajfa-12804	286	10	.	.	PUNCT
ajfa-12804	287	1	market	market	NOUN
ajfa-12804	287	2	risk	risk	NOUN
ajfa-12804	287	3	components	component	NOUN
ajfa-12804	287	4	from	from	ADP
ajfa-12804	287	5	the	the	DET
ajfa-12804	287	6	year	year	NOUN
ajfa-12804	287	7	2010	2010	NUM
ajfa-12804	287	8	to	to	ADP
ajfa-12804	287	9	2016	2016	NUM
ajfa-12804	287	10	4.3.2.3	4.3.2.3	NUM
ajfa-12804	287	11	:	:	PUNCT
ajfa-12804	287	12	group	group	NOUN
ajfa-12804	287	13	wise	wise	ADJ
ajfa-12804	287	14	share	share	NOUN
ajfa-12804	287	15	of	of	ADP
ajfa-12804	287	16	market	market	NOUN
ajfa-12804	287	17	risk	risk	NOUN
ajfa-12804	287	18	the	the	DET
ajfa-12804	287	19	table	table	NOUN
ajfa-12804	287	20	below	below	ADV
ajfa-12804	287	21	showed	show	VERB
ajfa-12804	287	22	the	the	DET
ajfa-12804	287	23	group	group	NOUN
ajfa-12804	287	24	-	-	PUNCT
ajfa-12804	287	25	wiseshare	wiseshare	NOUN
ajfa-12804	287	26	of	of	ADP
ajfa-12804	287	27	market	market	NOUN
ajfa-12804	287	28	risk	risk	NOUN
ajfa-12804	287	29	focusing	focus	VERB
ajfa-12804	287	30	on	on	ADP
ajfa-12804	287	31	interest	interest	NOUN
ajfa-12804	287	32	rate	rate	NOUN
ajfa-12804	287	33	risk	risk	NOUN
ajfa-12804	287	34	,	,	PUNCT
ajfa-12804	287	35	equity	equity	NOUN
ajfa-12804	287	36	price	price	NOUN
ajfa-12804	287	37	risk	risk	NOUN
ajfa-12804	287	38	,	,	PUNCT
ajfa-12804	287	39	and	and	CCONJ
ajfa-12804	287	40	exchange	exchange	NOUN
ajfa-12804	287	41	rate	rate	NOUN
ajfa-12804	287	42	risk	risk	NOUN
ajfa-12804	287	43	.	.	PUNCT
ajfa-12804	288	1	it	it	PRON
ajfa-12804	288	2	is	be	AUX
ajfa-12804	288	3	found	find	VERB
ajfa-12804	288	4	that	that	SCONJ
ajfa-12804	288	5	group	group	NOUN
ajfa-12804	288	6	1	1	NUM
ajfa-12804	288	7	(	(	PUNCT
ajfa-12804	288	8	22	22	NUM
ajfa-12804	288	9	private	private	ADJ
ajfa-12804	288	10	commercial	commercial	ADJ
ajfa-12804	288	11	banks	bank	NOUN
ajfa-12804	288	12	)	)	PUNCT
ajfa-12804	288	13	and	and	CCONJ
ajfa-12804	288	14	group	group	NOUN
ajfa-12804	288	15	2	2	NUM
ajfa-12804	288	16	(	(	PUNCT
ajfa-12804	288	17	10	10	NUM
ajfa-12804	288	18	state	state	NOUN
ajfa-12804	288	19	-	-	PUNCT
ajfa-12804	288	20	owned	own	VERB
ajfa-12804	288	21	and	and	CCONJ
ajfa-12804	288	22	private	private	ADJ
ajfa-12804	288	23	commercial	commercial	ADJ
ajfa-12804	288	24	banks	bank	NOUN
ajfa-12804	288	25	under	under	ADP
ajfa-12804	288	26	special	special	ADJ
ajfa-12804	288	27	attention	attention	NOUN
ajfa-12804	288	28	)	)	PUNCT
ajfa-12804	288	29	are	be	AUX
ajfa-12804	288	30	aggregately	aggregately	ADV
ajfa-12804	288	31	occupied	occupy	VERB
ajfa-12804	288	32	90.2	90.2	NUM
ajfa-12804	288	33	%	%	NOUN
ajfa-12804	288	34	of	of	ADP
ajfa-12804	288	35	interest	interest	NOUN
ajfa-12804	288	36	rate	rate	NOUN
ajfa-12804	288	37	risk	risk	NOUN
ajfa-12804	288	38	in	in	ADP
ajfa-12804	288	39	the	the	DET
ajfa-12804	288	40	segment	segment	NOUN
ajfa-12804	288	41	of	of	ADP
ajfa-12804	288	42	market	market	NOUN
ajfa-12804	288	43	risk	risk	NOUN
ajfa-12804	288	44	in	in	ADP
ajfa-12804	288	45	2016	2016	NUM
ajfa-12804	288	46	whereas	whereas	SCONJ
ajfa-12804	288	47	both	both	PRON
ajfa-12804	288	48	of	of	ADP
ajfa-12804	288	49	the	the	DET
ajfa-12804	288	50	groups	group	NOUN
ajfa-12804	288	51	exposed	expose	VERB
ajfa-12804	288	52	86.6	86.6	NUM
ajfa-12804	288	53	%	%	NOUN
ajfa-12804	288	54	of	of	ADP
ajfa-12804	288	55	equity	equity	NOUN
ajfa-12804	288	56	price	price	NOUN
ajfa-12804	288	57	risk	risk	NOUN
ajfa-12804	288	58	.	.	PUNCT
ajfa-12804	289	1	these	these	DET
ajfa-12804	289	2	statistics	statistic	NOUN
ajfa-12804	289	3	found	find	VERB
ajfa-12804	289	4	that	that	SCONJ
ajfa-12804	289	5	local	local	ADJ
ajfa-12804	289	6	banks	bank	NOUN
ajfa-12804	289	7	both	both	DET
ajfa-12804	289	8	state	state	NOUN
ajfa-12804	289	9	-	-	PUNCT
ajfa-12804	289	10	owned	own	VERB
ajfa-12804	289	11	and	and	CCONJ
ajfa-12804	289	12	private	private	ADJ
ajfa-12804	289	13	commercial	commercial	NOUN
ajfa-12804	289	14	are	be	AUX
ajfa-12804	289	15	engaged	engage	VERB
ajfa-12804	289	16	with	with	ADP
ajfa-12804	289	17	interest	interest	NOUN
ajfa-12804	289	18	rate	rate	NOUN
ajfa-12804	289	19	related	relate	VERB
ajfa-12804	289	20	instruments	instrument	NOUN
ajfa-12804	289	21	and	and	CCONJ
ajfa-12804	289	22	responsible	responsible	ADJ
ajfa-12804	289	23	for	for	ADP
ajfa-12804	289	24	the	the	DET
ajfa-12804	289	25	stock	stock	NOUN
ajfa-12804	289	26	market	market	NOUN
ajfa-12804	289	27	investment	investment	NOUN
ajfa-12804	289	28	in	in	ADP
ajfa-12804	289	29	the	the	DET
ajfa-12804	289	30	baking	baking	NOUN
ajfa-12804	289	31	system	system	NOUN
ajfa-12804	289	32	.	.	PUNCT
ajfa-12804	290	1	moreover	moreover	ADV
ajfa-12804	290	2	,	,	PUNCT
ajfa-12804	290	3	these	these	DET
ajfa-12804	290	4	groups	group	NOUN
ajfa-12804	290	5	are	be	AUX
ajfa-12804	290	6	possessed	possess	VERB
ajfa-12804	290	7	combined	combine	VERB
ajfa-12804	290	8	62.3	62.3	NUM
ajfa-12804	290	9	%	%	NOUN
ajfa-12804	290	10	of	of	ADP
ajfa-12804	290	11	exchange	exchange	NOUN
ajfa-12804	290	12	rate	rate	NOUN
ajfa-12804	290	13	risk	risk	NOUN
ajfa-12804	290	14	in	in	ADP
ajfa-12804	290	15	2016	2016	NUM
ajfa-12804	290	16	but	but	CCONJ
ajfa-12804	290	17	in	in	ADP
ajfa-12804	290	18	the	the	DET
ajfa-12804	290	19	case	case	NOUN
ajfa-12804	290	20	of	of	ADP
ajfa-12804	290	21	group	group	NOUN
ajfa-12804	290	22	3	3	NUM
ajfa-12804	290	23	(	(	PUNCT
ajfa-12804	290	24	7	7	NUM
ajfa-12804	290	25	full	full	ADV
ajfa-12804	290	26	-	-	PUNCT
ajfa-12804	290	27	fledged	fledged	ADJ
ajfa-12804	290	28	islamic	islamic	ADJ
ajfa-12804	290	29	banks	bank	NOUN
ajfa-12804	290	30	)	)	PUNCT
ajfa-12804	290	31	is	be	AUX
ajfa-12804	290	32	unexpectedly	unexpectedly	ADV
ajfa-12804	290	33	higher	high	ADJ
ajfa-12804	290	34	consumer	consumer	NOUN
ajfa-12804	290	35	of	of	ADP
ajfa-12804	290	36	exchange	exchange	NOUN
ajfa-12804	290	37	rate	rate	NOUN
ajfa-12804	290	38	risk	risk	NOUN
ajfa-12804	290	39	which	which	PRON
ajfa-12804	290	40	is	be	AUX
ajfa-12804	290	41	27	27	NUM
ajfa-12804	290	42	%	%	NOUN
ajfa-12804	290	43	.	.	PUNCT
ajfa-12804	291	1	it	it	PRON
ajfa-12804	291	2	is	be	AUX
ajfa-12804	291	3	noticeable	noticeable	ADJ
ajfa-12804	291	4	that	that	SCONJ
ajfa-12804	291	5	,	,	PUNCT
ajfa-12804	291	6	group	group	NOUN
ajfa-12804	291	7	4	4	NUM
ajfa-12804	291	8	(	(	PUNCT
ajfa-12804	291	9	9	9	NUM
ajfa-12804	291	10	foreign	foreign	ADJ
ajfa-12804	291	11	commercial	commercial	ADJ
ajfa-12804	291	12	banks	bank	NOUN
ajfa-12804	291	13	)	)	PUNCT
ajfa-12804	291	14	and	and	CCONJ
ajfa-12804	291	15	group	group	NOUN
ajfa-12804	291	16	5	5	NUM
ajfa-12804	291	17	(	(	PUNCT
ajfa-12804	291	18	9	9	NUM
ajfa-12804	291	19	fourth	fourth	ADJ
ajfa-12804	291	20	generation	generation	NOUN
ajfa-12804	291	21	private	private	ADJ
ajfa-12804	291	22	commercial	commercial	ADJ
ajfa-12804	291	23	banks	bank	NOUN
ajfa-12804	291	24	)	)	PUNCT
ajfa-12804	291	25	are	be	AUX
ajfa-12804	291	26	less	less	ADV
ajfa-12804	291	27	exposed	expose	VERB
ajfa-12804	291	28	to	to	ADP
ajfa-12804	291	29	market	market	NOUN
ajfa-12804	291	30	risk	risk	NOUN
ajfa-12804	291	31	in	in	ADP
ajfa-12804	291	32	the	the	DET
ajfa-12804	291	33	banking	banking	NOUN
ajfa-12804	291	34	industry	industry	NOUN
ajfa-12804	291	35	.	.	PUNCT
ajfa-12804	292	1	in	in	ADP
ajfa-12804	292	2	the	the	DET
ajfa-12804	292	3	year	year	NOUN
ajfa-12804	292	4	2015	2015	NUM
ajfa-12804	292	5	,	,	PUNCT
ajfa-12804	292	6	it	it	PRON
ajfa-12804	292	7	is	be	AUX
ajfa-12804	292	8	found	find	VERB
ajfa-12804	292	9	that	that	SCONJ
ajfa-12804	292	10	group	group	NOUN
ajfa-12804	292	11	1	1	NUM
ajfa-12804	292	12	and	and	CCONJ
ajfa-12804	292	13	group	group	NOUN
ajfa-12804	292	14	2	2	NUM
ajfa-12804	292	15	were	be	AUX
ajfa-12804	292	16	combinedly	combinedly	ADV
ajfa-12804	292	17	occupied	occupy	VERB
ajfa-12804	292	18	by	by	ADP
ajfa-12804	292	19	88.1	88.1	NUM
ajfa-12804	292	20	%	%	NOUN
ajfa-12804	292	21	of	of	ADP
ajfa-12804	292	22	interest	interest	NOUN
ajfa-12804	292	23	rate	rate	NOUN
ajfa-12804	292	24	risk	risk	NOUN
ajfa-12804	292	25	and	and	CCONJ
ajfa-12804	292	26	88.9	88.9	NUM
ajfa-12804	292	27	%	%	NOUN
ajfa-12804	292	28	of	of	ADP
ajfa-12804	292	29	equity	equity	NOUN
ajfa-12804	292	30	price	price	NOUN
ajfa-12804	292	31	risk	risk	NOUN
ajfa-12804	292	32	.	.	PUNCT
ajfa-12804	293	1	group	group	NOUN
ajfa-12804	293	2	2	2	NUM
ajfa-12804	293	3	alone	alone	ADV
ajfa-12804	293	4	exposed	expose	VERB
ajfa-12804	293	5	more	more	ADJ
ajfa-12804	293	6	share	share	NOUN
ajfa-12804	293	7	in	in	ADP
ajfa-12804	293	8	exchange	exchange	NOUN
ajfa-12804	293	9	rate	rate	NOUN
ajfa-12804	293	10	risk	risk	NOUN
ajfa-12804	293	11	which	which	PRON
ajfa-12804	293	12	was	be	AUX
ajfa-12804	293	13	37.5	37.5	NUM
ajfa-12804	293	14	%	%	NOUN
ajfa-12804	293	15	in	in	ADP
ajfa-12804	293	16	the	the	DET
ajfa-12804	293	17	year	year	NOUN
ajfa-12804	293	18	of	of	ADP
ajfa-12804	293	19	2015	2015	NUM
ajfa-12804	293	20	.	.	PUNCT
ajfa-12804	294	1	in	in	ADP
ajfa-12804	294	2	all	all	DET
ajfa-12804	294	3	cases	case	NOUN
ajfa-12804	294	4	,	,	PUNCT
ajfa-12804	294	5	group	group	NOUN
ajfa-12804	294	6	4	4	NUM
ajfa-12804	294	7	and	and	CCONJ
ajfa-12804	294	8	group	group	NOUN
ajfa-12804	294	9	5	5	NUM
ajfa-12804	294	10	are	be	AUX
ajfa-12804	294	11	less	less	ADV
ajfa-12804	294	12	exposed	expose	VERB
ajfa-12804	294	13	to	to	ADP
ajfa-12804	294	14	market	market	NOUN
ajfa-12804	294	15	risk	risk	NOUN
ajfa-12804	294	16	in	in	ADP
ajfa-12804	294	17	both	both	PRON
ajfa-12804	294	18	of	of	ADP
ajfa-12804	294	19	the	the	DET
ajfa-12804	294	20	year	year	NOUN
ajfa-12804	294	21	2015	2015	NUM
ajfa-12804	294	22	and	and	CCONJ
ajfa-12804	294	23	2016	2016	NUM
ajfa-12804	294	24	as	as	ADV
ajfa-12804	294	25	well	well	ADV
ajfa-12804	294	26	.	.	PUNCT
ajfa-12804	295	1	the	the	DET
ajfa-12804	295	2	question	question	NOUN
ajfa-12804	295	3	may	may	AUX
ajfa-12804	295	4	be	be	AUX
ajfa-12804	295	5	raised	raise	VERB
ajfa-12804	295	6	that	that	SCONJ
ajfa-12804	295	7	why	why	SCONJ
ajfa-12804	295	8	group	group	NOUN
ajfa-12804	295	9	3	3	NUM
ajfa-12804	295	10	banks	bank	NOUN
ajfa-12804	295	11	have	have	VERB
ajfa-12804	295	12	zero	zero	NUM
ajfa-12804	295	13	(	(	PUNCT
ajfa-12804	295	14	0	0	NUM
ajfa-12804	295	15	)	)	PUNCT
ajfa-12804	295	16	share	share	NOUN
ajfa-12804	295	17	of	of	ADP
ajfa-12804	295	18	interest	interest	NOUN
ajfa-12804	295	19	rate	rate	NOUN
ajfa-12804	295	20	risk	risk	NOUN
ajfa-12804	295	21	in	in	ADP
ajfa-12804	295	22	both	both	PRON
ajfa-12804	295	23	of	of	ADP
ajfa-12804	295	24	the	the	DET
ajfa-12804	295	25	years	year	NOUN
ajfa-12804	295	26	.	.	PUNCT
ajfa-12804	296	1	the	the	DET
ajfa-12804	296	2	answer	answer	NOUN
ajfa-12804	296	3	comes	come	VERB
ajfa-12804	296	4	from	from	ADP
ajfa-12804	296	5	the	the	DET
ajfa-12804	296	6	basic	basic	ADJ
ajfa-12804	296	7	principle	principle	NOUN
ajfa-12804	296	8	of	of	ADP
ajfa-12804	296	9	group	group	NOUN
ajfa-12804	296	10	3	3	NUM
ajfa-12804	296	11	(	(	PUNCT
ajfa-12804	296	12	full	full	ADV
ajfa-12804	296	13	-	-	PUNCT
ajfa-12804	296	14	fledged	fledged	ADJ
ajfa-12804	296	15	islamic	islamic	ADJ
ajfa-12804	296	16	banks	bank	NOUN
ajfa-12804	296	17	)	)	PUNCT
ajfa-12804	296	18	banks	bank	NOUN
ajfa-12804	296	19	that	that	PRON
ajfa-12804	296	20	they	they	PRON
ajfa-12804	296	21	are	be	AUX
ajfa-12804	296	22	initiatedby	initiatedby	ADJ
ajfa-12804	296	23	religious	religious	ADJ
ajfa-12804	296	24	belief	belief	NOUN
ajfa-12804	296	25	where	where	SCONJ
ajfa-12804	296	26	interest	interest	NOUN
ajfa-12804	296	27	is	be	AUX
ajfa-12804	296	28	totally	totally	ADV
ajfa-12804	296	29	prohibited	prohibit	VERB
ajfa-12804	296	30	and	and	CCONJ
ajfa-12804	296	31	banned	ban	VERB
ajfa-12804	296	32	in	in	ADP
ajfa-12804	296	33	ideological	ideological	ADJ
ajfa-12804	296	34	thoughts	thought	NOUN
ajfa-12804	296	35	.	.	PUNCT
ajfa-12804	297	1	they	they	PRON
ajfa-12804	297	2	are	be	AUX
ajfa-12804	297	3	dealing	deal	VERB
ajfa-12804	297	4	with	with	ADP
ajfa-12804	297	5	money	money	NOUN
ajfa-12804	297	6	and	and	CCONJ
ajfa-12804	297	7	distribute	distribute	VERB
ajfa-12804	297	8	profits	profit	NOUN
ajfa-12804	297	9	but	but	CCONJ
ajfa-12804	297	10	ignore	ignore	VERB
ajfa-12804	297	11	the	the	DET
ajfa-12804	297	12	interest	interest	NOUN
ajfa-12804	297	13	.	.	PUNCT
ajfa-12804	298	1	so	so	ADV
ajfa-12804	298	2	,	,	PUNCT
ajfa-12804	298	3	their	their	PRON
ajfa-12804	298	4	reporting	reporting	NOUN
ajfa-12804	298	5	system	system	NOUN
ajfa-12804	298	6	omits	omit	VERB
ajfa-12804	298	7	the	the	DET
ajfa-12804	298	8	interest	interest	NOUN
ajfa-12804	298	9	related	relate	VERB
ajfa-12804	298	10	items	item	NOUN
ajfa-12804	298	11	from	from	ADP
ajfa-12804	298	12	the	the	DET
ajfa-12804	298	13	statements	statement	NOUN
ajfa-12804	298	14	.	.	PUNCT
ajfa-12804	299	1	asian	asian	ADJ
ajfa-12804	299	2	journal	journal	PROPN
ajfa-12804	299	3	of	of	ADP
ajfa-12804	299	4	finance	finance	PROPN
ajfa-12804	299	5	&	&	CCONJ
ajfa-12804	299	6	accounting	accounting	PROPN
ajfa-12804	299	7	issn	issn	PROPN
ajfa-12804	299	8	1946	1946	NUM
ajfa-12804	299	9	-	-	PUNCT
ajfa-12804	299	10	052x	052x	NOUN
ajfa-12804	299	11	2018	2018	NUM
ajfa-12804	299	12	,	,	PUNCT
ajfa-12804	299	13	vol	vol	NOUN
ajfa-12804	299	14	.	.	PROPN
ajfa-12804	299	15	10	10	NUM
ajfa-12804	299	16	,	,	PUNCT
ajfa-12804	299	17	no	no	INTJ
ajfa-12804	299	18	.	.	NOUN
ajfa-12804	299	19	1	1	NUM
ajfa-12804	299	20	ajfa.macrothink.org	ajfa.macrothink.org	ADJ
ajfa-12804	299	21	198	198	NUM
ajfa-12804	299	22	table	table	NOUN
ajfa-12804	299	23	5	5	NUM
ajfa-12804	299	24	.	.	PUNCT
ajfa-12804	300	1	group	group	NOUN
ajfa-12804	300	2	wise	wise	ADJ
ajfa-12804	300	3	dissection	dissection	NOUN
ajfa-12804	300	4	of	of	ADP
ajfa-12804	300	5	market	market	NOUN
ajfa-12804	300	6	risk	risk	NOUN
ajfa-12804	300	7	in	in	ADP
ajfa-12804	300	8	the	the	DET
ajfa-12804	300	9	banking	banking	NOUN
ajfa-12804	300	10	system	system	NOUN
ajfa-12804	300	11	year	year	PROPN
ajfa-12804	300	12	bank	bank	PROPN
ajfa-12804	300	13	group	group	NOUN
ajfa-12804	300	14	share	share	NOUN
ajfa-12804	300	15	in	in	ADP
ajfa-12804	300	16	industry	industry	NOUN
ajfa-12804	300	17	interest	interest	NOUN
ajfa-12804	300	18	rate	rate	NOUN
ajfa-12804	300	19	risk	risk	NOUN
ajfa-12804	300	20	share	share	NOUN
ajfa-12804	300	21	in	in	ADP
ajfa-12804	300	22	industry	industry	NOUN
ajfa-12804	300	23	equity	equity	NOUN
ajfa-12804	300	24	price	price	NOUN
ajfa-12804	300	25	risk	risk	NOUN
ajfa-12804	300	26	share	share	NOUN
ajfa-12804	300	27	in	in	ADP
ajfa-12804	300	28	industry	industry	NOUN
ajfa-12804	300	29	exchange	exchange	NOUN
ajfa-12804	300	30	rate	rate	NOUN
ajfa-12804	300	31	risk	risk	NOUN
ajfa-12804	300	32	group	group	NOUN
ajfa-12804	300	33	1	1	NUM
ajfa-12804	300	34	32.8	32.8	NUM
ajfa-12804	300	35	53.1	53.1	NUM
ajfa-12804	300	36	36.6	36.6	NUM
ajfa-12804	300	37	group	group	NOUN
ajfa-12804	300	38	2	2	NUM
ajfa-12804	300	39	57.4	57.4	NUM
ajfa-12804	300	40	33.3	33.3	NUM
ajfa-12804	300	41	25.7	25.7	NUM
ajfa-12804	300	42	2016	2016	NUM
ajfa-12804	300	43	group	group	NOUN
ajfa-12804	300	44	3	3	NUM
ajfa-12804	300	45	0.0	0.0	NUM
ajfa-12804	300	46	12.2	12.2	NUM
ajfa-12804	300	47	27.0	27.0	NUM
ajfa-12804	300	48	group	group	NOUN
ajfa-12804	300	49	4	4	NUM
ajfa-12804	300	50	2.4	2.4	NUM
ajfa-12804	300	51	0.0	0.0	NUM
ajfa-12804	300	52	9.0	9.0	NUM
ajfa-12804	300	53	group	group	NOUN
ajfa-12804	300	54	5	5	NUM
ajfa-12804	300	55	7.4	7.4	NUM
ajfa-12804	300	56	1.4	1.4	NUM
ajfa-12804	300	57	1.7	1.7	NUM
ajfa-12804	300	58	total	total	NOUN
ajfa-12804	300	59	100	100	NUM
ajfa-12804	300	60	100	100	NUM
ajfa-12804	300	61	100	100	NUM
ajfa-12804	300	62	group	group	NOUN
ajfa-12804	300	63	1	1	NUM
ajfa-12804	300	64	47.7	47.7	NUM
ajfa-12804	300	65	53.5	53.5	NUM
ajfa-12804	300	66	34.1	34.1	NUM
ajfa-12804	300	67	group	group	NOUN
ajfa-12804	300	68	2	2	NUM
ajfa-12804	300	69	40.4	40.4	NUM
ajfa-12804	300	70	35.4	35.4	NUM
ajfa-12804	300	71	37.5	37.5	NUM
ajfa-12804	300	72	2015	2015	NUM
ajfa-12804	300	73	group	group	NOUN
ajfa-12804	300	74	3	3	NUM
ajfa-12804	300	75	0.0	0.0	NUM
ajfa-12804	300	76	9.7	9.7	NUM
ajfa-12804	300	77	22.8	22.8	NUM
ajfa-12804	300	78	group	group	NOUN
ajfa-12804	300	79	4	4	NUM
ajfa-12804	300	80	5.8	5.8	NUM
ajfa-12804	300	81	0.0	0.0	NUM
ajfa-12804	300	82	2.8	2.8	NUM
ajfa-12804	300	83	group	group	NOUN
ajfa-12804	300	84	5	5	NUM
ajfa-12804	300	85	6.1	6.1	NUM
ajfa-12804	300	86	1.4	1.4	NUM
ajfa-12804	300	87	2.8	2.8	NUM
ajfa-12804	300	88	total	total	NOUN
ajfa-12804	300	89	100	100	NUM
ajfa-12804	300	90	100	100	NUM
ajfa-12804	300	91	100	100	NUM
ajfa-12804	300	92	4.3.2.4	4.3.2.4	NUM
ajfa-12804	300	93	.	.	PUNCT
ajfa-12804	301	1	market	market	NOUN
ajfa-12804	301	2	risk	risk	NOUN
ajfa-12804	301	3	concentration	concentration	NOUN
ajfa-12804	301	4	the	the	DET
ajfa-12804	301	5	market	market	NOUN
ajfa-12804	301	6	risk	risk	NOUN
ajfa-12804	301	7	concentration	concentration	NOUN
ajfa-12804	301	8	is	be	AUX
ajfa-12804	301	9	explained	explain	VERB
ajfa-12804	301	10	by	by	ADP
ajfa-12804	301	11	the	the	DET
ajfa-12804	301	12	top	top	ADJ
ajfa-12804	301	13	5	5	NUM
ajfa-12804	301	14	,	,	PUNCT
ajfa-12804	301	15	and	and	CCONJ
ajfa-12804	301	16	top	top	ADJ
ajfa-12804	301	17	10	10	NUM
ajfa-12804	301	18	banks	bank	NOUN
ajfa-12804	301	19	risk	risk	NOUN
ajfa-12804	301	20	exposure	exposure	NOUN
ajfa-12804	301	21	in	in	ADP
ajfa-12804	301	22	the	the	DET
ajfa-12804	301	23	banking	banking	NOUN
ajfa-12804	301	24	industry	industry	NOUN
ajfa-12804	301	25	.	.	PUNCT
ajfa-12804	302	1	it	it	PRON
ajfa-12804	302	2	is	be	AUX
ajfa-12804	302	3	very	very	ADV
ajfa-12804	302	4	important	important	ADJ
ajfa-12804	302	5	for	for	ADP
ajfa-12804	302	6	the	the	DET
ajfa-12804	302	7	economy	economy	NOUN
ajfa-12804	302	8	that	that	SCONJ
ajfa-12804	302	9	how	how	SCONJ
ajfa-12804	302	10	many	many	ADJ
ajfa-12804	302	11	are	be	AUX
ajfa-12804	302	12	the	the	DET
ajfa-12804	302	13	player	player	NOUN
ajfa-12804	302	14	or	or	CCONJ
ajfa-12804	302	15	big	big	ADJ
ajfa-12804	302	16	giants	giant	NOUN
ajfa-12804	302	17	who	who	PRON
ajfa-12804	302	18	arrange	arrange	VERB
ajfa-12804	302	19	the	the	DET
ajfa-12804	302	20	market	market	NOUN
ajfa-12804	302	21	and	and	CCONJ
ajfa-12804	302	22	keep	keep	VERB
ajfa-12804	302	23	the	the	DET
ajfa-12804	302	24	control	control	NOUN
ajfa-12804	302	25	.	.	PUNCT
ajfa-12804	303	1	if	if	SCONJ
ajfa-12804	303	2	the	the	DET
ajfa-12804	303	3	lower	low	ADJ
ajfa-12804	303	4	position	position	NOUN
ajfa-12804	303	5	of	of	ADP
ajfa-12804	303	6	banks	bank	NOUN
ajfa-12804	303	7	exposed	expose	VERB
ajfa-12804	303	8	higher	high	ADJ
ajfa-12804	303	9	risk	risk	NOUN
ajfa-12804	303	10	,	,	PUNCT
ajfa-12804	303	11	then	then	ADV
ajfa-12804	303	12	it	it	PRON
ajfa-12804	303	13	will	will	AUX
ajfa-12804	303	14	be	be	AUX
ajfa-12804	303	15	a	a	DET
ajfa-12804	303	16	threat	threat	NOUN
ajfa-12804	303	17	to	to	ADP
ajfa-12804	303	18	the	the	DET
ajfa-12804	303	19	industry.the	industry.the	DET
ajfa-12804	303	20	best	good	ADJ
ajfa-12804	303	21	thing	thing	NOUN
ajfa-12804	303	22	is	be	AUX
ajfa-12804	303	23	the	the	DET
ajfa-12804	303	24	allocation	allocation	NOUN
ajfa-12804	303	25	of	of	ADP
ajfa-12804	303	26	risk	risk	NOUN
ajfa-12804	303	27	over	over	ADP
ajfa-12804	303	28	the	the	DET
ajfa-12804	303	29	participants	participant	NOUN
ajfa-12804	303	30	in	in	ADP
ajfa-12804	303	31	a	a	DET
ajfa-12804	303	32	rational	rational	ADJ
ajfa-12804	303	33	way	way	NOUN
ajfa-12804	303	34	.	.	PUNCT
ajfa-12804	304	1	in	in	ADP
ajfa-12804	304	2	the	the	DET
ajfa-12804	304	3	case	case	NOUN
ajfa-12804	304	4	of	of	ADP
ajfa-12804	304	5	interest	interest	NOUN
ajfa-12804	304	6	rate	rate	NOUN
ajfa-12804	304	7	risk	risk	NOUN
ajfa-12804	304	8	(	(	PUNCT
ajfa-12804	304	9	irr	irr	PROPN
ajfa-12804	304	10	)	)	PUNCT
ajfa-12804	304	11	,	,	PUNCT
ajfa-12804	304	12	it	it	PRON
ajfa-12804	304	13	is	be	AUX
ajfa-12804	304	14	found	find	VERB
ajfa-12804	304	15	that	that	SCONJ
ajfa-12804	304	16	top	top	ADJ
ajfa-12804	304	17	5	5	NUM
ajfa-12804	304	18	banks	bank	NOUN
ajfa-12804	304	19	were	be	AUX
ajfa-12804	304	20	captured	capture	VERB
ajfa-12804	304	21	46	46	NUM
ajfa-12804	304	22	%	%	NOUN
ajfa-12804	304	23	in	in	ADP
ajfa-12804	304	24	2010	2010	NUM
ajfa-12804	304	25	;	;	PUNCT
ajfa-12804	304	26	43.4	43.4	NUM
ajfa-12804	304	27	%	%	NOUN
ajfa-12804	304	28	in	in	ADP
ajfa-12804	304	29	2011	2011	NUM
ajfa-12804	304	30	;	;	PUNCT
ajfa-12804	304	31	45.6	45.6	NUM
ajfa-12804	304	32	%	%	NOUN
ajfa-12804	304	33	in	in	ADP
ajfa-12804	304	34	2012	2012	NUM
ajfa-12804	304	35	;	;	PUNCT
ajfa-12804	304	36	67.7	67.7	NUM
ajfa-12804	304	37	%	%	NOUN
ajfa-12804	304	38	in	in	ADP
ajfa-12804	304	39	2013	2013	NUM
ajfa-12804	304	40	;	;	PUNCT
ajfa-12804	304	41	46.7	46.7	NUM
ajfa-12804	304	42	%	%	NOUN
ajfa-12804	304	43	in	in	ADP
ajfa-12804	304	44	2014	2014	NUM
ajfa-12804	304	45	;	;	PUNCT
ajfa-12804	304	46	53.2	53.2	NUM
ajfa-12804	304	47	%	%	NOUN
ajfa-12804	304	48	in	in	ADP
ajfa-12804	304	49	2015	2015	NUM
ajfa-12804	304	50	;	;	PUNCT
ajfa-12804	304	51	and	and	CCONJ
ajfa-12804	304	52	67	67	NUM
ajfa-12804	304	53	%	%	NOUN
ajfa-12804	304	54	in	in	ADP
ajfa-12804	304	55	2016	2016	NUM
ajfa-12804	304	56	.	.	PUNCT
ajfa-12804	305	1	it	it	PRON
ajfa-12804	305	2	indicates	indicate	VERB
ajfa-12804	305	3	that	that	SCONJ
ajfa-12804	305	4	top	top	ADJ
ajfa-12804	305	5	5	5	NUM
ajfa-12804	305	6	banks	bank	NOUN
ajfa-12804	305	7	expose	expose	VERB
ajfa-12804	305	8	approximately	approximately	ADV
ajfa-12804	305	9	53	53	NUM
ajfa-12804	305	10	%	%	NOUN
ajfa-12804	305	11	of	of	ADP
ajfa-12804	305	12	the	the	DET
ajfa-12804	305	13	interest	interest	NOUN
ajfa-12804	305	14	rate	rate	NOUN
ajfa-12804	305	15	risk	risk	NOUN
ajfa-12804	305	16	.	.	PUNCT
ajfa-12804	306	1	only	only	ADV
ajfa-12804	306	2	47	47	NUM
ajfa-12804	306	3	%	%	NOUN
ajfa-12804	306	4	irr	irr	NOUN
ajfa-12804	306	5	is	be	AUX
ajfa-12804	306	6	consumed	consume	VERB
ajfa-12804	306	7	by	by	ADP
ajfa-12804	306	8	remaining	remain	VERB
ajfa-12804	306	9	52	52	NUM
ajfa-12804	306	10	banks	bank	NOUN
ajfa-12804	306	11	in	in	ADP
ajfa-12804	306	12	the	the	DET
ajfa-12804	306	13	baking	baking	NOUN
ajfa-12804	306	14	industry	industry	NOUN
ajfa-12804	306	15	of	of	ADP
ajfa-12804	306	16	bangladesh	bangladesh	PROPN
ajfa-12804	306	17	.	.	PUNCT
ajfa-12804	307	1	the	the	DET
ajfa-12804	307	2	case	case	NOUN
ajfa-12804	307	3	is	be	AUX
ajfa-12804	307	4	severe	severe	ADJ
ajfa-12804	307	5	for	for	ADP
ajfa-12804	307	6	those	those	DET
ajfa-12804	307	7	five	five	NUM
ajfa-12804	307	8	(	(	PUNCT
ajfa-12804	307	9	5	5	NUM
ajfa-12804	307	10	)	)	PUNCT
ajfa-12804	307	11	banks	bank	NOUN
ajfa-12804	307	12	that	that	PRON
ajfa-12804	307	13	experienced	experience	VERB
ajfa-12804	307	14	higher	high	ADJ
ajfa-12804	307	15	market	market	NOUN
ajfa-12804	307	16	risk	risk	NOUN
ajfa-12804	307	17	over	over	ADP
ajfa-12804	307	18	the	the	DET
ajfa-12804	307	19	period	period	NOUN
ajfa-12804	307	20	.	.	PUNCT
ajfa-12804	308	1	the	the	DET
ajfa-12804	308	2	top	top	ADJ
ajfa-12804	308	3	5	5	NUM
ajfa-12804	308	4	banks	bank	NOUN
ajfa-12804	308	5	in	in	ADP
ajfa-12804	308	6	this	this	DET
ajfa-12804	308	7	regard	regard	NOUN
ajfa-12804	308	8	are	be	AUX
ajfa-12804	308	9	three	three	NUM
ajfa-12804	308	10	(	(	PUNCT
ajfa-12804	308	11	3	3	NUM
ajfa-12804	308	12	)	)	PUNCT
ajfa-12804	308	13	state	state	NOUN
ajfa-12804	308	14	-	-	PUNCT
ajfa-12804	308	15	owned	own	VERB
ajfa-12804	308	16	commercial	commercial	ADJ
ajfa-12804	308	17	banks	bank	NOUN
ajfa-12804	308	18	and	and	CCONJ
ajfa-12804	308	19	two	two	NUM
ajfa-12804	308	20	(	(	PUNCT
ajfa-12804	308	21	2	2	NUM
ajfa-12804	308	22	)	)	PUNCT
ajfa-12804	308	23	private	private	ADJ
ajfa-12804	308	24	commercial	commercial	ADJ
ajfa-12804	308	25	banks	bank	NOUN
ajfa-12804	308	26	.	.	PUNCT
ajfa-12804	309	1	asian	asian	ADJ
ajfa-12804	309	2	journal	journal	PROPN
ajfa-12804	309	3	of	of	ADP
ajfa-12804	309	4	finance	finance	PROPN
ajfa-12804	309	5	&	&	CCONJ
ajfa-12804	309	6	accounting	accounting	PROPN
ajfa-12804	309	7	issn	issn	PROPN
ajfa-12804	309	8	1946	1946	NUM
ajfa-12804	309	9	-	-	PUNCT
ajfa-12804	309	10	052x	052x	NOUN
ajfa-12804	309	11	2018	2018	NUM
ajfa-12804	309	12	,	,	PUNCT
ajfa-12804	309	13	vol	vol	NOUN
ajfa-12804	309	14	.	.	PROPN
ajfa-12804	309	15	10	10	NUM
ajfa-12804	309	16	,	,	PUNCT
ajfa-12804	309	17	no	no	INTJ
ajfa-12804	309	18	.	.	NOUN
ajfa-12804	309	19	1	1	NUM
ajfa-12804	309	20	ajfa.macrothink.org	ajfa.macrothink.org	ADJ
ajfa-12804	309	21	199	199	NUM
ajfa-12804	309	22	chart	chart	NOUN
ajfa-12804	309	23	11	11	NUM
ajfa-12804	309	24	.	.	PUNCT
ajfa-12804	310	1	interest	interest	NOUN
ajfa-12804	310	2	rate	rate	NOUN
ajfa-12804	310	3	risk	risk	NOUN
ajfa-12804	310	4	exposed	expose	VERB
ajfa-12804	310	5	by	by	ADP
ajfa-12804	310	6	top	top	ADJ
ajfa-12804	310	7	5	5	NUM
ajfa-12804	310	8	banks	bank	NOUN
ajfa-12804	310	9	in	in	ADP
ajfa-12804	310	10	the	the	DET
ajfa-12804	310	11	case	case	NOUN
ajfa-12804	310	12	of	of	ADP
ajfa-12804	310	13	to	to	ADP
ajfa-12804	310	14	10	10	NUM
ajfa-12804	310	15	banks	bank	NOUN
ajfa-12804	310	16	,	,	PUNCT
ajfa-12804	310	17	it	it	PRON
ajfa-12804	310	18	is	be	AUX
ajfa-12804	310	19	found	find	VERB
ajfa-12804	310	20	that	that	SCONJ
ajfa-12804	310	21	,	,	PUNCT
ajfa-12804	310	22	the	the	DET
ajfa-12804	310	23	irr	irr	NOUN
ajfa-12804	310	24	has	have	AUX
ajfa-12804	310	25	increasing	increase	VERB
ajfa-12804	310	26	trend	trend	NOUN
ajfa-12804	310	27	that	that	PRON
ajfa-12804	310	28	was	be	AUX
ajfa-12804	310	29	in	in	ADP
ajfa-12804	310	30	2010	2010	NUM
ajfa-12804	310	31	;	;	PUNCT
ajfa-12804	310	32	67.6	67.6	NUM
ajfa-12804	310	33	%	%	NOUN
ajfa-12804	310	34	in	in	ADP
ajfa-12804	310	35	2011	2011	NUM
ajfa-12804	310	36	;	;	PUNCT
ajfa-12804	310	37	72	72	NUM
ajfa-12804	310	38	%	%	NOUN
ajfa-12804	310	39	in	in	ADP
ajfa-12804	310	40	2012	2012	NUM
ajfa-12804	310	41	;	;	PUNCT
ajfa-12804	310	42	94.9	94.9	NUM
ajfa-12804	310	43	%	%	NOUN
ajfa-12804	310	44	in	in	ADP
ajfa-12804	310	45	2013	2013	NUM
ajfa-12804	310	46	;	;	PUNCT
ajfa-12804	310	47	68.8	68.8	NUM
ajfa-12804	310	48	%	%	NOUN
ajfa-12804	310	49	in	in	ADP
ajfa-12804	310	50	2014	2014	NUM
ajfa-12804	310	51	;	;	PUNCT
ajfa-12804	310	52	72.1	72.1	NUM
ajfa-12804	310	53	%	%	NOUN
ajfa-12804	310	54	in	in	ADP
ajfa-12804	310	55	2015	2015	NUM
ajfa-12804	310	56	;	;	PUNCT
ajfa-12804	310	57	and	and	CCONJ
ajfa-12804	310	58	83.7	83.7	NUM
ajfa-12804	310	59	%	%	NOUN
ajfa-12804	310	60	in	in	ADP
ajfa-12804	310	61	2016	2016	NUM
ajfa-12804	310	62	.	.	PUNCT
ajfa-12804	311	1	the	the	DET
ajfa-12804	311	2	average	average	ADJ
ajfa-12804	311	3	value	value	NOUN
ajfa-12804	311	4	is	be	AUX
ajfa-12804	311	5	75.44	75.44	NUM
ajfa-12804	311	6	%	%	NOUN
ajfa-12804	311	7	indicates	indicate	VERB
ajfa-12804	311	8	that	that	SCONJ
ajfa-12804	311	9	only	only	ADV
ajfa-12804	311	10	ten	ten	NUM
ajfa-12804	311	11	(	(	PUNCT
ajfa-12804	311	12	10	10	NUM
ajfa-12804	311	13	)	)	PUNCT
ajfa-12804	311	14	banks	bank	NOUN
ajfa-12804	311	15	consume	consume	VERB
ajfa-12804	311	16	amaximum	amaximum	ADJ
ajfa-12804	311	17	portion	portion	NOUN
ajfa-12804	311	18	of	of	ADP
ajfa-12804	311	19	interest	interest	NOUN
ajfa-12804	311	20	rate	rate	NOUN
ajfa-12804	311	21	risk	risk	NOUN
ajfa-12804	311	22	(	(	PUNCT
ajfa-12804	311	23	irr	irr	NOUN
ajfa-12804	311	24	)	)	PUNCT
ajfa-12804	311	25	remaining	remain	VERB
ajfa-12804	311	26	24.56	24.56	NUM
ajfa-12804	311	27	%	%	NOUN
ajfa-12804	311	28	held	hold	VERB
ajfa-12804	311	29	for	for	ADP
ajfa-12804	311	30	forty	forty	NUM
ajfa-12804	311	31	-	-	PUNCT
ajfa-12804	311	32	seven	seven	NUM
ajfa-12804	311	33	(	(	PUNCT
ajfa-12804	311	34	47	47	NUM
ajfa-12804	311	35	)	)	PUNCT
ajfa-12804	311	36	banks	bank	NOUN
ajfa-12804	311	37	.	.	PUNCT
ajfa-12804	312	1	therefore	therefore	ADV
ajfa-12804	312	2	the	the	DET
ajfa-12804	312	3	regulators	regulator	NOUN
ajfa-12804	312	4	should	should	AUX
ajfa-12804	312	5	evaluate	evaluate	VERB
ajfa-12804	312	6	the	the	DET
ajfa-12804	312	7	consequences	consequence	NOUN
ajfa-12804	312	8	and	and	CCONJ
ajfa-12804	312	9	take	take	VERB
ajfa-12804	312	10	immediate	immediate	ADJ
ajfa-12804	312	11	action	action	NOUN
ajfa-12804	312	12	for	for	ADP
ajfa-12804	312	13	the	the	DET
ajfa-12804	312	14	disposal	disposal	NOUN
ajfa-12804	312	15	of	of	ADP
ajfa-12804	312	16	extravagant	extravagant	ADJ
ajfa-12804	312	17	risk	risk	NOUN
ajfa-12804	312	18	.	.	PUNCT
ajfa-12804	313	1	chart	chart	NOUN
ajfa-12804	313	2	12	12	NUM
ajfa-12804	313	3	.	.	PUNCT
ajfa-12804	314	1	interest	interest	NOUN
ajfa-12804	314	2	rate	rate	NOUN
ajfa-12804	314	3	risk	risk	NOUN
ajfa-12804	314	4	exposed	expose	VERB
ajfa-12804	314	5	by	by	ADP
ajfa-12804	314	6	top	top	ADJ
ajfa-12804	314	7	10	10	NUM
ajfa-12804	314	8	banks	bank	NOUN
ajfa-12804	314	9	in	in	ADP
ajfa-12804	314	10	the	the	DET
ajfa-12804	314	11	case	case	NOUN
ajfa-12804	314	12	of	of	ADP
ajfa-12804	314	13	exchange	exchange	NOUN
ajfa-12804	314	14	rate	rate	NOUN
ajfa-12804	314	15	risk	risk	NOUN
ajfa-12804	314	16	(	(	PUNCT
ajfa-12804	314	17	err	err	NOUN
ajfa-12804	314	18	)	)	PUNCT
ajfa-12804	314	19	,	,	PUNCT
ajfa-12804	314	20	top	top	ADJ
ajfa-12804	314	21	5	5	NUM
ajfa-12804	314	22	banks	bank	NOUN
ajfa-12804	314	23	holdon	holdon	VERB
ajfa-12804	314	24	an	an	DET
ajfa-12804	314	25	average	average	ADJ
ajfa-12804	314	26	52.9	52.9	NUM
ajfa-12804	314	27	%	%	NOUN
ajfa-12804	314	28	risk	risk	NOUN
ajfa-12804	314	29	and	and	CCONJ
ajfa-12804	314	30	remaining	remain	VERB
ajfa-12804	314	31	47.1	47.1	NUM
ajfa-12804	314	32	%	%	NOUN
ajfa-12804	314	33	held	hold	VERB
ajfa-12804	314	34	for	for	ADP
ajfa-12804	314	35	52	52	NUM
ajfa-12804	314	36	banks	bank	NOUN
ajfa-12804	314	37	.	.	PUNCT
ajfa-12804	315	1	the	the	DET
ajfa-12804	315	2	risk	risk	NOUN
ajfa-12804	315	3	concentration	concentration	NOUN
ajfa-12804	315	4	for	for	ADP
ajfa-12804	315	5	the	the	DET
ajfa-12804	315	6	top	top	ADJ
ajfa-12804	315	7	5	5	NUM
ajfa-12804	315	8	banks	bank	NOUN
ajfa-12804	315	9	is	be	AUX
ajfa-12804	315	10	very	very	ADV
ajfa-12804	315	11	high	high	ADJ
ajfa-12804	315	12	.	.	PUNCT
ajfa-12804	316	1	among	among	ADP
ajfa-12804	316	2	the	the	DET
ajfa-12804	316	3	years	year	NOUN
ajfa-12804	316	4	,	,	PUNCT
ajfa-12804	316	5	the	the	DET
ajfa-12804	316	6	highest	high	ADJ
ajfa-12804	316	7	risk	risk	NOUN
ajfa-12804	316	8	was	be	AUX
ajfa-12804	316	9	exposed	expose	VERB
ajfa-12804	316	10	in	in	ADP
ajfa-12804	316	11	2011	2011	NUM
ajfa-12804	316	12	which	which	PRON
ajfa-12804	316	13	was	be	AUX
ajfa-12804	316	14	71.1	71.1	NUM
ajfa-12804	316	15	%	%	NOUN
ajfa-12804	316	16	.	.	PUNCT
ajfa-12804	317	1	it	it	PRON
ajfa-12804	317	2	also	also	ADV
ajfa-12804	317	3	indicates	indicate	VERB
ajfa-12804	317	4	that	that	SCONJ
ajfa-12804	317	5	the	the	DET
ajfa-12804	317	6	top	top	ADJ
ajfa-12804	317	7	10	10	NUM
ajfa-12804	317	8	banks	bank	NOUN
ajfa-12804	317	9	hold	hold	VERB
ajfa-12804	317	10	major	major	ADJ
ajfa-12804	317	11	portion	portion	NOUN
ajfa-12804	317	12	of	of	ADP
ajfa-12804	317	13	interest	interest	NOUN
ajfa-12804	317	14	rate	rate	NOUN
ajfa-12804	317	15	risk	risk	NOUN
ajfa-12804	317	16	(	(	PUNCT
ajfa-12804	317	17	irr	irr	PROPN
ajfa-12804	317	18	)	)	PUNCT
ajfa-12804	317	19	which	which	PRON
ajfa-12804	317	20	is	be	AUX
ajfa-12804	317	21	detrimental	detrimental	ADJ
ajfa-12804	317	22	to	to	ADP
ajfa-12804	317	23	the	the	DET
ajfa-12804	317	24	economic	economic	ADJ
ajfa-12804	317	25	stabilization	stabilization	NOUN
ajfa-12804	317	26	.	.	PUNCT
ajfa-12804	318	1	asian	asian	ADJ
ajfa-12804	318	2	journal	journal	PROPN
ajfa-12804	318	3	of	of	ADP
ajfa-12804	318	4	finance	finance	PROPN
ajfa-12804	318	5	&	&	CCONJ
ajfa-12804	318	6	accounting	accounting	PROPN
ajfa-12804	318	7	issn	issn	PROPN
ajfa-12804	318	8	1946	1946	NUM
ajfa-12804	318	9	-	-	PUNCT
ajfa-12804	318	10	052x	052x	NOUN
ajfa-12804	318	11	2018	2018	NUM
ajfa-12804	318	12	,	,	PUNCT
ajfa-12804	318	13	vol	vol	NOUN
ajfa-12804	318	14	.	.	PROPN
ajfa-12804	319	1	10	10	NUM
ajfa-12804	319	2	,	,	PUNCT
ajfa-12804	319	3	no	no	INTJ
ajfa-12804	319	4	.	.	NOUN
ajfa-12804	319	5	1	1	NUM
ajfa-12804	319	6	ajfa.macrothink.org	ajfa.macrothink.org	ADJ
ajfa-12804	319	7	200	200	NUM
ajfa-12804	319	8	chart	chart	NOUN
ajfa-12804	319	9	13	13	NUM
ajfa-12804	319	10	.	.	PUNCT
ajfa-12804	320	1	exchange	exchange	NOUN
ajfa-12804	320	2	rate	rate	NOUN
ajfa-12804	320	3	risk	risk	NOUN
ajfa-12804	320	4	exposed	expose	VERB
ajfa-12804	320	5	by	by	ADP
ajfa-12804	320	6	top	top	ADJ
ajfa-12804	320	7	5	5	NUM
ajfa-12804	320	8	banks	bank	NOUN
ajfa-12804	320	9	the	the	DET
ajfa-12804	320	10	chart	chart	NOUN
ajfa-12804	320	11	below	below	ADV
ajfa-12804	320	12	showed	show	VERB
ajfa-12804	320	13	the	the	DET
ajfa-12804	320	14	exchange	exchange	NOUN
ajfa-12804	320	15	rate	rate	NOUN
ajfa-12804	320	16	risk	risk	NOUN
ajfa-12804	320	17	exposure	exposure	NOUN
ajfa-12804	320	18	of	of	ADP
ajfa-12804	320	19	top10	top10	PROPN
ajfa-12804	320	20	banks	bank	NOUN
ajfa-12804	320	21	in	in	ADP
ajfa-12804	320	22	the	the	DET
ajfa-12804	320	23	banking	banking	NOUN
ajfa-12804	320	24	sector	sector	NOUN
ajfa-12804	320	25	of	of	ADP
ajfa-12804	320	26	bangladesh	bangladesh	NOUN
ajfa-12804	320	27	.	.	PUNCT
ajfa-12804	321	1	it	it	PRON
ajfa-12804	321	2	was	be	AUX
ajfa-12804	321	3	found	find	VERB
ajfa-12804	321	4	that	that	SCONJ
ajfa-12804	321	5	the	the	DET
ajfa-12804	321	6	trends	trend	NOUN
ajfa-12804	321	7	of	of	ADP
ajfa-12804	321	8	err	err	NOUN
ajfa-12804	321	9	was	be	AUX
ajfa-12804	321	10	62.0	62.0	NUM
ajfa-12804	321	11	%	%	NOUN
ajfa-12804	321	12	in	in	ADP
ajfa-12804	321	13	2010	2010	NUM
ajfa-12804	321	14	;	;	PUNCT
ajfa-12804	321	15	81.8	81.8	NUM
ajfa-12804	321	16	%	%	NOUN
ajfa-12804	321	17	in	in	ADP
ajfa-12804	321	18	2011	2011	NUM
ajfa-12804	321	19	;	;	PUNCT
ajfa-12804	321	20	67.8	67.8	NUM
ajfa-12804	321	21	%	%	NOUN
ajfa-12804	321	22	in	in	ADP
ajfa-12804	321	23	2012	2012	NUM
ajfa-12804	321	24	;	;	PUNCT
ajfa-12804	321	25	72.1	72.1	NUM
ajfa-12804	321	26	%	%	NOUN
ajfa-12804	321	27	in	in	ADP
ajfa-12804	321	28	2013	2013	NUM
ajfa-12804	321	29	;	;	PUNCT
ajfa-12804	321	30	69.4	69.4	NUM
ajfa-12804	321	31	%	%	NOUN
ajfa-12804	321	32	in	in	ADP
ajfa-12804	321	33	2014	2014	NUM
ajfa-12804	321	34	;	;	PUNCT
ajfa-12804	321	35	67.5	67.5	NUM
ajfa-12804	321	36	%	%	NOUN
ajfa-12804	321	37	in	in	ADP
ajfa-12804	321	38	2015	2015	NUM
ajfa-12804	321	39	;	;	PUNCT
ajfa-12804	321	40	and	and	CCONJ
ajfa-12804	321	41	64.6	64.6	NUM
ajfa-12804	321	42	%	%	NOUN
ajfa-12804	321	43	in	in	ADP
ajfa-12804	321	44	2016	2016	NUM
ajfa-12804	321	45	with	with	ADP
ajfa-12804	321	46	average	average	ADJ
ajfa-12804	321	47	value	value	NOUN
ajfa-12804	321	48	of	of	ADP
ajfa-12804	321	49	69.31	69.31	NUM
ajfa-12804	321	50	%	%	NOUN
ajfa-12804	321	51	.	.	PUNCT
ajfa-12804	322	1	the	the	DET
ajfa-12804	322	2	study	study	NOUN
ajfa-12804	322	3	revealed	reveal	VERB
ajfa-12804	322	4	that	that	SCONJ
ajfa-12804	322	5	remaining	remain	VERB
ajfa-12804	322	6	30.69	30.69	NUM
ajfa-12804	322	7	%	%	NOUN
ajfa-12804	322	8	of	of	ADP
ajfa-12804	322	9	exchange	exchange	NOUN
ajfa-12804	322	10	rate	rate	NOUN
ajfa-12804	322	11	risk	risk	NOUN
ajfa-12804	322	12	(	(	PUNCT
ajfa-12804	322	13	err	err	NOUN
ajfa-12804	322	14	)	)	PUNCT
ajfa-12804	322	15	held	hold	VERB
ajfa-12804	322	16	for	for	ADP
ajfa-12804	322	17	47	47	NUM
ajfa-12804	322	18	banks	bank	NOUN
ajfa-12804	322	19	.	.	PUNCT
ajfa-12804	323	1	the	the	DET
ajfa-12804	323	2	risk	risk	NOUN
ajfa-12804	323	3	concentration	concentration	NOUN
ajfa-12804	323	4	is	be	AUX
ajfa-12804	323	5	very	very	ADV
ajfa-12804	323	6	high	high	ADJ
ajfa-12804	323	7	for	for	ADP
ajfa-12804	323	8	both	both	CCONJ
ajfa-12804	323	9	top	top	ADJ
ajfa-12804	323	10	5	5	NUM
ajfa-12804	323	11	and	and	CCONJ
ajfa-12804	323	12	top	top	ADJ
ajfa-12804	323	13	10	10	NUM
ajfa-12804	323	14	banks	bank	NOUN
ajfa-12804	323	15	.	.	PUNCT
ajfa-12804	324	1	chart	chart	NOUN
ajfa-12804	324	2	14	14	NUM
ajfa-12804	324	3	.	.	PUNCT
ajfa-12804	325	1	exchange	exchange	NOUN
ajfa-12804	325	2	rate	rate	NOUN
ajfa-12804	325	3	risk	risk	NOUN
ajfa-12804	325	4	exposed	expose	VERB
ajfa-12804	325	5	by	by	ADP
ajfa-12804	325	6	top	top	ADJ
ajfa-12804	325	7	10	10	NUM
ajfa-12804	325	8	banks	bank	NOUN
ajfa-12804	325	9	in	in	ADP
ajfa-12804	325	10	the	the	DET
ajfa-12804	325	11	case	case	NOUN
ajfa-12804	325	12	of	of	ADP
ajfa-12804	325	13	equity	equity	NOUN
ajfa-12804	325	14	price	price	NOUN
ajfa-12804	325	15	risk	risk	NOUN
ajfa-12804	325	16	(	(	PUNCT
ajfa-12804	325	17	epr	epr	PROPN
ajfa-12804	325	18	)	)	PUNCT
ajfa-12804	325	19	,	,	PUNCT
ajfa-12804	325	20	top	top	ADJ
ajfa-12804	325	21	5	5	NUM
ajfa-12804	325	22	banks	bank	NOUN
ajfa-12804	325	23	showed	show	VERB
ajfa-12804	325	24	that	that	SCONJ
ajfa-12804	325	25	they	they	PRON
ajfa-12804	325	26	exposed	expose	VERB
ajfa-12804	325	27	thehighest	thehighest	NOUN
ajfa-12804	325	28	risk	risk	NOUN
ajfa-12804	325	29	in	in	ADP
ajfa-12804	325	30	2010	2010	NUM
ajfa-12804	325	31	which	which	PRON
ajfa-12804	325	32	was	be	AUX
ajfa-12804	325	33	47	47	NUM
ajfa-12804	325	34	%	%	NOUN
ajfa-12804	325	35	but	but	CCONJ
ajfa-12804	325	36	later	later	ADV
ajfa-12804	325	37	on	on	ADV
ajfa-12804	325	38	from	from	ADP
ajfa-12804	325	39	the	the	DET
ajfa-12804	325	40	year	year	NOUN
ajfa-12804	325	41	2011	2011	NUM
ajfa-12804	325	42	to	to	ADP
ajfa-12804	325	43	2013	2013	NUM
ajfa-12804	325	44	,	,	PUNCT
ajfa-12804	325	45	there	there	PRON
ajfa-12804	325	46	was	be	VERB
ajfa-12804	325	47	a	a	DET
ajfa-12804	325	48	gradual	gradual	ADJ
ajfa-12804	325	49	increase	increase	NOUN
ajfa-12804	325	50	of	of	ADP
ajfa-12804	325	51	epr	epr	PROPN
ajfa-12804	325	52	with	with	ADP
ajfa-12804	325	53	the	the	DET
ajfa-12804	325	54	value	value	NOUN
ajfa-12804	325	55	of	of	ADP
ajfa-12804	325	56	37.8	37.8	NUM
ajfa-12804	325	57	%	%	NOUN
ajfa-12804	325	58	,	,	PUNCT
ajfa-12804	325	59	45.3	45.3	NUM
ajfa-12804	325	60	%	%	NOUN
ajfa-12804	325	61	,	,	PUNCT
ajfa-12804	325	62	and	and	CCONJ
ajfa-12804	325	63	48.6	48.6	NUM
ajfa-12804	325	64	%	%	NOUN
ajfa-12804	325	65	successively	successively	ADV
ajfa-12804	325	66	.	.	PUNCT
ajfa-12804	326	1	after	after	ADP
ajfa-12804	326	2	the	the	DET
ajfa-12804	326	3	year	year	NOUN
ajfa-12804	326	4	of	of	ADP
ajfa-12804	326	5	2013	2013	NUM
ajfa-12804	326	6	,	,	PUNCT
ajfa-12804	326	7	the	the	DET
ajfa-12804	326	8	trend	trend	NOUN
ajfa-12804	326	9	of	of	ADP
ajfa-12804	326	10	err	err	NOUN
ajfa-12804	326	11	slightly	slightly	ADV
ajfa-12804	326	12	decreased	decrease	VERB
ajfa-12804	326	13	.	.	PUNCT
ajfa-12804	327	1	in	in	ADP
ajfa-12804	327	2	the	the	DET
ajfa-12804	327	3	year	year	NOUN
ajfa-12804	327	4	of	of	ADP
ajfa-12804	327	5	2016	2016	NUM
ajfa-12804	327	6	,	,	PUNCT
ajfa-12804	327	7	the	the	DET
ajfa-12804	327	8	err	err	NOUN
ajfa-12804	327	9	stood	stand	VERB
ajfa-12804	327	10	38.1	38.1	NUM
ajfa-12804	327	11	%	%	NOUN
ajfa-12804	327	12	which	which	PRON
ajfa-12804	327	13	was	be	AUX
ajfa-12804	327	14	the	the	DET
ajfa-12804	327	15	lowest	low	ADJ
ajfa-12804	327	16	among	among	ADP
ajfa-12804	327	17	the	the	DET
ajfa-12804	327	18	selected	select	VERB
ajfa-12804	327	19	periods	period	NOUN
ajfa-12804	327	20	.	.	PUNCT
ajfa-12804	328	1	it	it	PRON
ajfa-12804	328	2	also	also	ADV
ajfa-12804	328	3	revealed	reveal	VERB
ajfa-12804	328	4	that	that	SCONJ
ajfa-12804	328	5	43.29	43.29	NUM
ajfa-12804	328	6	%	%	NOUN
ajfa-12804	328	7	of	of	ADP
ajfa-12804	328	8	average	average	ADJ
ajfa-12804	328	9	risk	risk	NOUN
ajfa-12804	328	10	was	be	AUX
ajfa-12804	328	11	consumed	consume	VERB
ajfa-12804	328	12	by	by	ADP
ajfa-12804	328	13	the	the	DET
ajfa-12804	328	14	top	top	ADJ
ajfa-12804	328	15	5	5	NUM
ajfa-12804	328	16	banks	bank	NOUN
ajfa-12804	328	17	from	from	ADP
ajfa-12804	328	18	the	the	DET
ajfa-12804	328	19	year	year	NOUN
ajfa-12804	328	20	2010	2010	NUM
ajfa-12804	328	21	to	to	ADP
ajfa-12804	328	22	2016	2016	NUM
ajfa-12804	328	23	.	.	PUNCT
ajfa-12804	329	1	asian	asian	ADJ
ajfa-12804	329	2	journal	journal	PROPN
ajfa-12804	329	3	of	of	ADP
ajfa-12804	329	4	finance	finance	PROPN
ajfa-12804	329	5	&	&	CCONJ
ajfa-12804	329	6	accounting	accounting	PROPN
ajfa-12804	329	7	issn	issn	PROPN
ajfa-12804	329	8	1946	1946	NUM
ajfa-12804	329	9	-	-	PUNCT
ajfa-12804	329	10	052x	052x	NOUN
ajfa-12804	329	11	2018	2018	NUM
ajfa-12804	329	12	,	,	PUNCT
ajfa-12804	329	13	vol	vol	NOUN
ajfa-12804	329	14	.	.	PROPN
ajfa-12804	329	15	10	10	NUM
ajfa-12804	329	16	,	,	PUNCT
ajfa-12804	329	17	no	no	INTJ
ajfa-12804	329	18	.	.	NOUN
ajfa-12804	329	19	1	1	NUM
ajfa-12804	329	20	ajfa.macrothink.org	ajfa.macrothink.org	ADJ
ajfa-12804	329	21	201	201	NUM
ajfa-12804	329	22	chart	chart	NOUN
ajfa-12804	329	23	15	15	NUM
ajfa-12804	329	24	.	.	PUNCT
ajfa-12804	330	1	equity	equity	NOUN
ajfa-12804	330	2	price	price	NOUN
ajfa-12804	330	3	risk	risk	NOUN
ajfa-12804	330	4	exposed	expose	VERB
ajfa-12804	330	5	by	by	ADP
ajfa-12804	330	6	top	top	ADJ
ajfa-12804	330	7	5	5	NUM
ajfa-12804	330	8	banks	bank	NOUN
ajfa-12804	330	9	however	however	ADV
ajfa-12804	330	10	,	,	PUNCT
ajfa-12804	330	11	the	the	DET
ajfa-12804	330	12	concentration	concentration	NOUN
ajfa-12804	330	13	of	of	ADP
ajfa-12804	330	14	top	top	ADJ
ajfa-12804	330	15	10	10	NUM
ajfa-12804	330	16	banks	bank	NOUN
ajfa-12804	330	17	showed	show	VERB
ajfa-12804	330	18	that	that	SCONJ
ajfa-12804	330	19	equity	equity	NOUN
ajfa-12804	330	20	price	price	NOUN
ajfa-12804	330	21	risk	risk	NOUN
ajfa-12804	330	22	(	(	PUNCT
ajfa-12804	330	23	epr	epr	PROPN
ajfa-12804	330	24	)	)	PUNCT
ajfa-12804	330	25	was	be	AUX
ajfa-12804	330	26	72	72	NUM
ajfa-12804	330	27	%	%	NOUN
ajfa-12804	330	28	in	in	ADP
ajfa-12804	330	29	2010	2010	NUM
ajfa-12804	330	30	;	;	PUNCT
ajfa-12804	330	31	50.9	50.9	NUM
ajfa-12804	330	32	%	%	NOUN
ajfa-12804	330	33	in	in	ADP
ajfa-12804	330	34	2011	2011	NUM
ajfa-12804	330	35	;	;	PUNCT
ajfa-12804	330	36	69.6	69.6	NUM
ajfa-12804	330	37	%	%	NOUN
ajfa-12804	330	38	in	in	ADP
ajfa-12804	330	39	2012	2012	NUM
ajfa-12804	330	40	;	;	PUNCT
ajfa-12804	330	41	71.0	71.0	NUM
ajfa-12804	330	42	%	%	NOUN
ajfa-12804	330	43	in	in	ADP
ajfa-12804	330	44	2013	2013	NUM
ajfa-12804	330	45	;	;	PUNCT
ajfa-12804	330	46	68.6	68.6	NUM
ajfa-12804	330	47	%	%	NOUN
ajfa-12804	330	48	in	in	ADP
ajfa-12804	330	49	2014	2014	NUM
ajfa-12804	330	50	;	;	PUNCT
ajfa-12804	330	51	67.3	67.3	NUM
ajfa-12804	330	52	%	%	NOUN
ajfa-12804	330	53	in	in	ADP
ajfa-12804	330	54	2015	2015	NUM
ajfa-12804	330	55	;	;	PUNCT
ajfa-12804	330	56	and	and	CCONJ
ajfa-12804	330	57	59.5	59.5	NUM
ajfa-12804	330	58	%	%	NOUN
ajfa-12804	330	59	in	in	ADP
ajfa-12804	330	60	2016	2016	NUM
ajfa-12804	330	61	.	.	PUNCT
ajfa-12804	331	1	the	the	DET
ajfa-12804	331	2	average	average	ADJ
ajfa-12804	331	3	value	value	NOUN
ajfa-12804	331	4	was	be	AUX
ajfa-12804	331	5	65.56	65.56	NUM
ajfa-12804	331	6	%	%	NOUN
ajfa-12804	331	7	which	which	PRON
ajfa-12804	331	8	indicates	indicate	VERB
ajfa-12804	331	9	that	that	SCONJ
ajfa-12804	331	10	the	the	DET
ajfa-12804	331	11	major	major	ADJ
ajfa-12804	331	12	portion	portion	NOUN
ajfa-12804	331	13	of	of	ADP
ajfa-12804	331	14	epr	epr	PROPN
ajfa-12804	331	15	exposed	expose	VERB
ajfa-12804	331	16	by	by	ADP
ajfa-12804	331	17	to	to	ADP
ajfa-12804	331	18	10	10	NUM
ajfa-12804	331	19	banks	bank	NOUN
ajfa-12804	331	20	.	.	PUNCT
ajfa-12804	332	1	chart	chart	VERB
ajfa-12804	332	2	16	16	NUM
ajfa-12804	332	3	.	.	PUNCT
ajfa-12804	333	1	equity	equity	NOUN
ajfa-12804	333	2	price	price	NOUN
ajfa-12804	333	3	risk	risk	NOUN
ajfa-12804	333	4	exposed	expose	VERB
ajfa-12804	333	5	by	by	ADP
ajfa-12804	333	6	top	top	ADJ
ajfa-12804	333	7	10	10	NUM
ajfa-12804	333	8	banks	bank	NOUN
ajfa-12804	333	9	4.3.3	4.3.3	PRON
ajfa-12804	333	10	operational	operational	ADJ
ajfa-12804	333	11	risk	risk	NOUN
ajfa-12804	333	12	disclosures	disclosure	VERB
ajfa-12804	333	13	the	the	DET
ajfa-12804	333	14	operational	operational	ADJ
ajfa-12804	333	15	risk	risk	NOUN
ajfa-12804	333	16	arises	arise	VERB
ajfa-12804	333	17	from	from	ADP
ajfa-12804	333	18	the	the	DET
ajfa-12804	333	19	financial	financial	ADJ
ajfa-12804	333	20	losses	loss	NOUN
ajfa-12804	333	21	and	and	CCONJ
ajfa-12804	333	22	causes	cause	NOUN
ajfa-12804	333	23	by	by	ADP
ajfa-12804	333	24	the	the	DET
ajfa-12804	333	25	disruption	disruption	NOUN
ajfa-12804	333	26	of	of	ADP
ajfa-12804	333	27	the	the	DET
ajfa-12804	333	28	internal	internal	ADJ
ajfa-12804	333	29	control	control	NOUN
ajfa-12804	333	30	system	system	NOUN
ajfa-12804	333	31	and	and	CCONJ
ajfa-12804	333	32	corporate	corporate	ADJ
ajfa-12804	333	33	governance	governance	NOUN
ajfa-12804	333	34	.	.	PUNCT
ajfa-12804	334	1	the	the	DET
ajfa-12804	334	2	causes	cause	NOUN
ajfa-12804	334	3	may	may	AUX
ajfa-12804	334	4	be	be	AUX
ajfa-12804	334	5	initiated	initiate	VERB
ajfa-12804	334	6	using	use	VERB
ajfa-12804	334	7	human	human	ADJ
ajfa-12804	334	8	error	error	NOUN
ajfa-12804	334	9	,	,	PUNCT
ajfa-12804	334	10	inadequate	inadequate	ADJ
ajfa-12804	334	11	internal	internal	ADJ
ajfa-12804	334	12	control	control	NOUN
ajfa-12804	334	13	system	system	NOUN
ajfa-12804	334	14	,	,	PUNCT
ajfa-12804	334	15	interrupted	interrupt	VERB
ajfa-12804	334	16	technical	technical	ADJ
ajfa-12804	334	17	system	system	NOUN
ajfa-12804	334	18	,	,	PUNCT
ajfa-12804	334	19	intentional	intentional	ADJ
ajfa-12804	334	20	misstatement	misstatement	NOUN
ajfa-12804	334	21	or	or	CCONJ
ajfa-12804	334	22	any	any	DET
ajfa-12804	334	23	sought	sought	NOUN
ajfa-12804	334	24	of	of	ADP
ajfa-12804	334	25	adverse	adverse	ADJ
ajfa-12804	334	26	situations	situation	NOUN
ajfa-12804	334	27	.	.	PUNCT
ajfa-12804	335	1	in	in	ADP
ajfa-12804	335	2	the	the	DET
ajfa-12804	335	3	context	context	NOUN
ajfa-12804	335	4	of	of	ADP
ajfa-12804	335	5	present	present	ADJ
ajfa-12804	335	6	-	-	PUNCT
ajfa-12804	335	7	day	day	NOUN
ajfa-12804	335	8	banking	banking	NOUN
ajfa-12804	335	9	and	and	CCONJ
ajfa-12804	335	10	financial	financial	ADJ
ajfa-12804	335	11	sector	sector	NOUN
ajfa-12804	335	12	irregularities	irregularity	NOUN
ajfa-12804	335	13	,	,	PUNCT
ajfa-12804	335	14	balance	balance	NOUN
ajfa-12804	335	15	development	development	NOUN
ajfa-12804	335	16	and	and	CCONJ
ajfa-12804	335	17	high	high	ADJ
ajfa-12804	335	18	growth	growth	NOUN
ajfa-12804	335	19	are	be	AUX
ajfa-12804	335	20	not	not	PART
ajfa-12804	335	21	possible	possible	ADJ
ajfa-12804	335	22	.	.	PUNCT
ajfa-12804	336	1	that	that	PRON
ajfa-12804	336	2	is	be	AUX
ajfa-12804	336	3	why	why	SCONJ
ajfa-12804	336	4	radical	radical	ADJ
ajfa-12804	336	5	reform	reform	NOUN
ajfa-12804	336	6	in	in	ADP
ajfa-12804	336	7	this	this	DET
ajfa-12804	336	8	sector	sector	NOUN
ajfa-12804	336	9	is	be	AUX
ajfa-12804	336	10	the	the	DET
ajfa-12804	336	11	time	time	NOUN
ajfa-12804	336	12	demand	demand	NOUN
ajfa-12804	336	13	.	.	PUNCT
ajfa-12804	337	1	while	while	SCONJ
ajfa-12804	337	2	there	there	PRON
ajfa-12804	337	3	are	be	VERB
ajfa-12804	337	4	many	many	ADJ
ajfa-12804	337	5	questions	question	NOUN
ajfa-12804	337	6	about	about	ADP
ajfa-12804	337	7	the	the	DET
ajfa-12804	337	8	list	list	NOUN
ajfa-12804	337	9	of	of	ADP
ajfa-12804	337	10	top	top	ADJ
ajfa-12804	337	11	100	100	NUM
ajfa-12804	337	12	loan	loan	NOUN
ajfa-12804	337	13	defaulters	defaulter	NOUN
ajfa-12804	337	14	,	,	PUNCT
ajfa-12804	337	15	this	this	DET
ajfa-12804	337	16	type	type	NOUN
ajfa-12804	337	17	of	of	ADP
ajfa-12804	337	18	listing	list	VERB
ajfa-12804	337	19	asian	asian	ADJ
ajfa-12804	337	20	journal	journal	NOUN
ajfa-12804	337	21	of	of	ADP
ajfa-12804	337	22	finance	finance	PROPN
ajfa-12804	337	23	&	&	CCONJ
ajfa-12804	337	24	accounting	accounting	PROPN
ajfa-12804	337	25	issn	issn	PROPN
ajfa-12804	337	26	1946	1946	NUM
ajfa-12804	337	27	-	-	PUNCT
ajfa-12804	337	28	052x	052x	NOUN
ajfa-12804	337	29	2018	2018	NUM
ajfa-12804	337	30	,	,	PUNCT
ajfa-12804	337	31	vol	vol	NOUN
ajfa-12804	337	32	.	.	PROPN
ajfa-12804	337	33	10	10	NUM
ajfa-12804	337	34	,	,	PUNCT
ajfa-12804	337	35	no	no	INTJ
ajfa-12804	337	36	.	.	NOUN
ajfa-12804	337	37	1	1	NUM
ajfa-12804	337	38	ajfa.macrothink.org	ajfa.macrothink.org	ADJ
ajfa-12804	337	39	202	202	NUM
ajfa-12804	337	40	can	can	AUX
ajfa-12804	337	41	encourage	encourage	VERB
ajfa-12804	337	42	banks	bank	NOUN
ajfa-12804	337	43	to	to	PART
ajfa-12804	337	44	get	get	VERB
ajfa-12804	337	45	default	default	NOUN
ajfa-12804	337	46	loans	loan	NOUN
ajfa-12804	337	47	and	and	CCONJ
ajfa-12804	337	48	encourage	encourage	VERB
ajfa-12804	337	49	borrowers	borrower	NOUN
ajfa-12804	337	50	not	not	PART
ajfa-12804	337	51	to	to	PART
ajfa-12804	337	52	be	be	AUX
ajfa-12804	337	53	defaulted	default	VERB
ajfa-12804	337	54	.	.	PUNCT
ajfa-12804	338	1	most	most	ADJ
ajfa-12804	338	2	of	of	ADP
ajfa-12804	338	3	the	the	DET
ajfa-12804	338	4	top	top	ADJ
ajfa-12804	338	5	100	100	NUM
ajfa-12804	338	6	loan	loan	NOUN
ajfa-12804	338	7	defaulters	defaulter	NOUN
ajfa-12804	338	8	have	have	AUX
ajfa-12804	338	9	been	be	AUX
ajfa-12804	338	10	published	publish	VERB
ajfa-12804	338	11	by	by	ADP
ajfa-12804	338	12	the	the	DET
ajfa-12804	338	13	public	public	PROPN
ajfa-12804	338	14	bank	bank	NOUN
ajfa-12804	338	15	's	's	PART
ajfa-12804	338	16	customers	customer	NOUN
ajfa-12804	338	17	.	.	PUNCT
ajfa-12804	339	1	due	due	ADP
ajfa-12804	339	2	to	to	ADP
ajfa-12804	339	3	irregularities	irregularity	NOUN
ajfa-12804	339	4	and	and	CCONJ
ajfa-12804	339	5	corruption	corruption	NOUN
ajfa-12804	339	6	of	of	ADP
ajfa-12804	339	7	the	the	DET
ajfa-12804	339	8	years	year	NOUN
ajfa-12804	339	9	to	to	ADP
ajfa-12804	339	10	years	year	NOUN
ajfa-12804	339	11	,	,	PUNCT
ajfa-12804	339	12	lack	lack	NOUN
ajfa-12804	339	13	of	of	ADP
ajfa-12804	339	14	good	good	ADJ
ajfa-12804	339	15	governance	governance	NOUN
ajfa-12804	339	16	,	,	PUNCT
ajfa-12804	339	17	the	the	DET
ajfa-12804	339	18	central	central	ADJ
ajfa-12804	339	19	bank	bank	NOUN
ajfa-12804	339	20	's	's	PART
ajfa-12804	339	21	control	control	NOUN
ajfa-12804	339	22	has	have	AUX
ajfa-12804	339	23	become	become	VERB
ajfa-12804	339	24	less	less	ADJ
ajfa-12804	339	25	and	and	CCONJ
ajfa-12804	339	26	more	more	ADV
ajfa-12804	339	27	difficult	difficult	ADJ
ajfa-12804	339	28	for	for	ADP
ajfa-12804	339	29	these	these	DET
ajfa-12804	339	30	banks	bank	NOUN
ajfa-12804	339	31	.	.	PUNCT
ajfa-12804	340	1	there	there	PRON
ajfa-12804	340	2	are	be	VERB
ajfa-12804	340	3	some	some	DET
ajfa-12804	340	4	institutions	institution	NOUN
ajfa-12804	340	5	in	in	ADP
ajfa-12804	340	6	debt	debt	NOUN
ajfa-12804	340	7	defaulters	defaulter	NOUN
ajfa-12804	340	8	who	who	PRON
ajfa-12804	340	9	have	have	VERB
ajfa-12804	340	10	defaulters	defaulter	NOUN
ajfa-12804	340	11	in	in	ADP
ajfa-12804	340	12	more	more	ADJ
ajfa-12804	340	13	than	than	ADP
ajfa-12804	340	14	one	one	NUM
ajfa-12804	340	15	government	government	NOUN
ajfa-12804	340	16	bank	bank	NOUN
ajfa-12804	340	17	.	.	PUNCT
ajfa-12804	341	1	some	some	DET
ajfa-12804	341	2	companies	company	NOUN
ajfa-12804	341	3	,	,	PUNCT
ajfa-12804	341	4	government	government	NOUN
ajfa-12804	341	5	banks	bank	NOUN
ajfa-12804	341	6	,	,	PUNCT
ajfa-12804	341	7	as	as	ADV
ajfa-12804	341	8	well	well	ADV
ajfa-12804	341	9	as	as	ADP
ajfa-12804	341	10	private	private	ADJ
ajfa-12804	341	11	banks	bank	NOUN
ajfa-12804	341	12	,	,	PUNCT
ajfa-12804	341	13	have	have	VERB
ajfa-12804	341	14	defaulters	defaulter	NOUN
ajfa-12804	341	15	.	.	PUNCT
ajfa-12804	342	1	but	but	CCONJ
ajfa-12804	342	2	many	many	ADJ
ajfa-12804	342	3	other	other	ADJ
ajfa-12804	342	4	institutions	institution	NOUN
ajfa-12804	342	5	are	be	AUX
ajfa-12804	342	6	out	out	ADP
ajfa-12804	342	7	of	of	ADP
ajfa-12804	342	8	the	the	DET
ajfa-12804	342	9	list	list	NOUN
ajfa-12804	342	10	of	of	ADP
ajfa-12804	342	11	debt	debt	NOUN
ajfa-12804	342	12	restructures	restructure	NOUN
ajfa-12804	342	13	and	and	CCONJ
ajfa-12804	342	14	reconstructions	reconstruction	NOUN
ajfa-12804	342	15	and	and	CCONJ
ajfa-12804	342	16	the	the	DET
ajfa-12804	342	17	court	court	NOUN
ajfa-12804	342	18	writings	writing	NOUN
ajfa-12804	342	19	.	.	PUNCT
ajfa-12804	343	1	also	also	ADV
ajfa-12804	343	2	,	,	PUNCT
ajfa-12804	343	3	banks	bank	NOUN
ajfa-12804	343	4	have	have	AUX
ajfa-12804	343	5	excluded	exclude	VERB
ajfa-12804	343	6	many	many	ADJ
ajfa-12804	343	7	institutions	institution	NOUN
ajfa-12804	343	8	and	and	CCONJ
ajfa-12804	343	9	excluded	exclude	VERB
ajfa-12804	343	10	the	the	DET
ajfa-12804	343	11	accounts	account	NOUN
ajfa-12804	343	12	from	from	ADP
ajfa-12804	343	13	the	the	DET
ajfa-12804	343	14	accounts	account	NOUN
ajfa-12804	343	15	.	.	PUNCT
ajfa-12804	344	1	if	if	SCONJ
ajfa-12804	344	2	these	these	PRON
ajfa-12804	344	3	are	be	AUX
ajfa-12804	344	4	considered	consider	VERB
ajfa-12804	344	5	then	then	ADV
ajfa-12804	344	6	the	the	DET
ajfa-12804	344	7	picture	picture	NOUN
ajfa-12804	344	8	of	of	ADP
ajfa-12804	344	9	the	the	DET
ajfa-12804	344	10	defaulted	default	VERB
ajfa-12804	344	11	loan	loan	NOUN
ajfa-12804	344	12	will	will	AUX
ajfa-12804	344	13	be	be	AUX
ajfa-12804	344	14	even	even	ADV
ajfa-12804	344	15	worse	bad	ADJ
ajfa-12804	344	16	.	.	PUNCT
ajfa-12804	345	1	in	in	ADP
ajfa-12804	345	2	operational	operational	ADJ
ajfa-12804	345	3	risk	risk	NOUN
ajfa-12804	345	4	,	,	PUNCT
ajfa-12804	345	5	the	the	DET
ajfa-12804	345	6	entity	entity	NOUN
ajfa-12804	345	7	is	be	AUX
ajfa-12804	345	8	fall	fall	NOUN
ajfa-12804	345	9	in	in	ADP
ajfa-12804	345	10	the	the	DET
ajfa-12804	345	11	crisis	crisis	NOUN
ajfa-12804	345	12	due	due	ADP
ajfa-12804	345	13	to	to	ADP
ajfa-12804	345	14	their	their	PRON
ajfa-12804	345	15	loose	loose	ADJ
ajfa-12804	345	16	governance	governance	NOUN
ajfa-12804	345	17	policy	policy	NOUN
ajfa-12804	345	18	,	,	PUNCT
ajfa-12804	345	19	improper	improper	ADJ
ajfa-12804	345	20	monitoring	monitoring	NOUN
ajfa-12804	345	21	system	system	NOUN
ajfa-12804	345	22	and	and	CCONJ
ajfa-12804	345	23	weak	weak	ADJ
ajfa-12804	345	24	internal	internal	ADJ
ajfa-12804	345	25	control	control	NOUN
ajfa-12804	345	26	policy	policy	NOUN
ajfa-12804	345	27	.	.	PUNCT
ajfa-12804	346	1	4.3.3.1	4.3.3.1	X
ajfa-12804	346	2	.	.	NOUN
ajfa-12804	346	3	operational	operational	ADJ
ajfa-12804	346	4	risk	risk	NOUN
ajfa-12804	346	5	concentration	concentration	NOUN
ajfa-12804	346	6	the	the	DET
ajfa-12804	346	7	chart	chart	NOUN
ajfa-12804	346	8	below	below	ADV
ajfa-12804	346	9	showed	show	VERB
ajfa-12804	346	10	that	that	SCONJ
ajfa-12804	346	11	to	to	ADP
ajfa-12804	346	12	5	5	NUM
ajfa-12804	346	13	banks	bank	NOUN
ajfa-12804	346	14	is	be	AUX
ajfa-12804	346	15	exposed	expose	VERB
ajfa-12804	346	16	less	less	ADJ
ajfa-12804	346	17	than	than	ADP
ajfa-12804	346	18	30	30	NUM
ajfa-12804	346	19	%	%	NOUN
ajfa-12804	346	20	of	of	ADP
ajfa-12804	346	21	risk	risk	NOUN
ajfa-12804	346	22	from	from	ADP
ajfa-12804	346	23	the	the	DET
ajfa-12804	346	24	year	year	NOUN
ajfa-12804	346	25	2010	2010	NUM
ajfa-12804	346	26	to	to	ADP
ajfa-12804	346	27	2016	2016	NUM
ajfa-12804	346	28	.	.	PUNCT
ajfa-12804	347	1	it	it	PRON
ajfa-12804	347	2	is	be	AUX
ajfa-12804	347	3	noticeable	noticeable	ADJ
ajfa-12804	347	4	that	that	SCONJ
ajfa-12804	347	5	the	the	DET
ajfa-12804	347	6	highest	high	ADJ
ajfa-12804	347	7	operational	operational	ADJ
ajfa-12804	347	8	risk	risk	NOUN
ajfa-12804	347	9	was	be	AUX
ajfa-12804	347	10	in	in	ADP
ajfa-12804	347	11	the	the	DET
ajfa-12804	347	12	year	year	NOUN
ajfa-12804	347	13	of	of	ADP
ajfa-12804	347	14	2011	2011	NUM
ajfa-12804	347	15	and	and	CCONJ
ajfa-12804	347	16	lowest	low	ADJ
ajfa-12804	347	17	stood	stand	VERB
ajfa-12804	347	18	in	in	ADP
ajfa-12804	347	19	2013	2013	NUM
ajfa-12804	347	20	.	.	PUNCT
ajfa-12804	348	1	however	however	ADV
ajfa-12804	348	2	,	,	PUNCT
ajfa-12804	348	3	the	the	DET
ajfa-12804	348	4	share	share	NOUN
ajfa-12804	348	5	of	of	ADP
ajfa-12804	348	6	operational	operational	ADJ
ajfa-12804	348	7	risk	risk	NOUN
ajfa-12804	348	8	in	in	ADP
ajfa-12804	348	9	overall	overall	ADJ
ajfa-12804	348	10	industry	industry	NOUN
ajfa-12804	348	11	risk	risk	NOUN
ajfa-12804	348	12	was	be	AUX
ajfa-12804	348	13	negligible	negligible	ADJ
ajfa-12804	348	14	from	from	ADP
ajfa-12804	348	15	2010	2010	NUM
ajfa-12804	348	16	to	to	ADP
ajfa-12804	348	17	2016	2016	NUM
ajfa-12804	348	18	at	at	ADP
ajfa-12804	348	19	the	the	DET
ajfa-12804	348	20	value	value	NOUN
ajfa-12804	348	21	of	of	ADP
ajfa-12804	348	22	2.3	2.3	NUM
ajfa-12804	348	23	%	%	NOUN
ajfa-12804	348	24	,	,	PUNCT
ajfa-12804	348	25	2.6	2.6	NUM
ajfa-12804	348	26	%	%	NOUN
ajfa-12804	348	27	,	,	PUNCT
ajfa-12804	348	28	2.4	2.4	NUM
ajfa-12804	348	29	%	%	NOUN
ajfa-12804	348	30	,	,	PUNCT
ajfa-12804	348	31	2.2	2.2	NUM
ajfa-12804	348	32	%	%	NOUN
ajfa-12804	348	33	,	,	PUNCT
ajfa-12804	348	34	2.5	2.5	NUM
ajfa-12804	348	35	%	%	NOUN
ajfa-12804	348	36	,	,	PUNCT
ajfa-12804	348	37	2.6	2.6	NUM
ajfa-12804	348	38	%	%	NOUN
ajfa-12804	348	39	,	,	PUNCT
ajfa-12804	348	40	and	and	CCONJ
ajfa-12804	348	41	2.5	2.5	NUM
ajfa-12804	348	42	%	%	NOUN
ajfa-12804	348	43	consecutive	consecutive	ADJ
ajfa-12804	348	44	from	from	ADP
ajfa-12804	348	45	the	the	DET
ajfa-12804	348	46	beginning	beginning	NOUN
ajfa-12804	348	47	.	.	PUNCT
ajfa-12804	349	1	chart	chart	NOUN
ajfa-12804	349	2	17	17	NUM
ajfa-12804	349	3	.	.	PUNCT
ajfa-12804	350	1	operational	operational	ADJ
ajfa-12804	350	2	risk	risk	NOUN
ajfa-12804	350	3	exposed	expose	VERB
ajfa-12804	350	4	by	by	ADP
ajfa-12804	350	5	top	top	ADJ
ajfa-12804	350	6	5	5	NUM
ajfa-12804	350	7	banks	bank	NOUN
ajfa-12804	350	8	in	in	ADP
ajfa-12804	350	9	the	the	DET
ajfa-12804	350	10	case	case	NOUN
ajfa-12804	350	11	of	of	ADP
ajfa-12804	350	12	top	top	ADJ
ajfa-12804	350	13	10	10	NUM
ajfa-12804	350	14	banks	bank	NOUN
ajfa-12804	350	15	,	,	PUNCT
ajfa-12804	350	16	the	the	DET
ajfa-12804	350	17	study	study	NOUN
ajfa-12804	350	18	found	find	VERB
ajfa-12804	350	19	that	that	SCONJ
ajfa-12804	350	20	operational	operational	ADJ
ajfa-12804	350	21	risk	risk	NOUN
ajfa-12804	350	22	exposed	expose	VERB
ajfa-12804	350	23	46.0	46.0	NUM
ajfa-12804	350	24	%	%	NOUN
ajfa-12804	350	25	in	in	ADP
ajfa-12804	350	26	2010	2010	NUM
ajfa-12804	350	27	;	;	PUNCT
ajfa-12804	350	28	48.2	48.2	NUM
ajfa-12804	350	29	%	%	NOUN
ajfa-12804	350	30	in	in	ADP
ajfa-12804	350	31	2011	2011	NUM
ajfa-12804	350	32	;	;	PUNCT
ajfa-12804	350	33	47.7	47.7	NUM
ajfa-12804	350	34	%	%	NOUN
ajfa-12804	350	35	in	in	ADP
ajfa-12804	350	36	2012	2012	NUM
ajfa-12804	350	37	;	;	PUNCT
ajfa-12804	350	38	35.1	35.1	NUM
ajfa-12804	350	39	%	%	NOUN
ajfa-12804	350	40	in	in	ADP
ajfa-12804	350	41	2013	2013	NUM
ajfa-12804	350	42	;	;	PUNCT
ajfa-12804	350	43	45.9	45.9	NUM
ajfa-12804	350	44	%	%	NOUN
ajfa-12804	350	45	in	in	ADP
ajfa-12804	350	46	2014	2014	NUM
ajfa-12804	350	47	;	;	PUNCT
ajfa-12804	350	48	45.4	45.4	NUM
ajfa-12804	350	49	%	%	NOUN
ajfa-12804	350	50	in	in	ADP
ajfa-12804	350	51	2015	2015	NUM
ajfa-12804	350	52	;	;	PUNCT
ajfa-12804	350	53	and	and	CCONJ
ajfa-12804	350	54	finally	finally	ADV
ajfa-12804	350	55	44.4	44.4	NUM
ajfa-12804	350	56	%	%	NOUN
ajfa-12804	350	57	in	in	ADP
ajfa-12804	350	58	2016	2016	NUM
ajfa-12804	350	59	.	.	PUNCT
ajfa-12804	351	1	that	that	PRON
ajfa-12804	351	2	indicates	indicate	VERB
ajfa-12804	351	3	that	that	SCONJ
ajfa-12804	351	4	top	top	ADJ
ajfa-12804	351	5	10	10	NUM
ajfa-12804	351	6	banks	bank	NOUN
ajfa-12804	351	7	occupied	occupy	VERB
ajfa-12804	351	8	more	more	ADJ
ajfa-12804	351	9	than	than	ADP
ajfa-12804	351	10	40	40	NUM
ajfa-12804	351	11	%	%	NOUN
ajfa-12804	351	12	of	of	ADP
ajfa-12804	351	13	operational	operational	ADJ
ajfa-12804	351	14	risk	risk	NOUN
ajfa-12804	351	15	whereas	whereas	SCONJ
ajfa-12804	351	16	60	60	NUM
ajfa-12804	351	17	%	%	NOUN
ajfa-12804	351	18	held	hold	VERB
ajfa-12804	351	19	for	for	ADP
ajfa-12804	351	20	47	47	NUM
ajfa-12804	351	21	banks	bank	NOUN
ajfa-12804	351	22	.	.	PUNCT
ajfa-12804	352	1	therefore	therefore	ADV
ajfa-12804	352	2	,	,	PUNCT
ajfa-12804	352	3	in	in	ADP
ajfa-12804	352	4	all	all	DET
ajfa-12804	352	5	respects	respect	NOUN
ajfa-12804	352	6	,	,	PUNCT
ajfa-12804	352	7	risk	risk	NOUN
ajfa-12804	352	8	concentration	concentration	NOUN
ajfa-12804	352	9	for	for	ADP
ajfa-12804	352	10	top	top	ADJ
ajfa-12804	352	11	5	5	NUM
ajfa-12804	352	12	or	or	CCONJ
ajfa-12804	352	13	top	top	ADJ
ajfa-12804	352	14	10	10	NUM
ajfa-12804	352	15	banks	bank	NOUN
ajfa-12804	352	16	was	be	AUX
ajfa-12804	352	17	higher	high	ADJ
ajfa-12804	352	18	in	in	ADP
ajfa-12804	352	19	position	position	NOUN
ajfa-12804	352	20	.	.	PUNCT
ajfa-12804	353	1	the	the	DET
ajfa-12804	353	2	risk	risk	NOUN
ajfa-12804	353	3	concentration	concentration	NOUN
ajfa-12804	353	4	symptom	symptom	NOUN
ajfa-12804	353	5	is	be	AUX
ajfa-12804	353	6	not	not	PART
ajfa-12804	353	7	good	good	ADJ
ajfa-12804	353	8	for	for	ADP
ajfa-12804	353	9	the	the	DET
ajfa-12804	353	10	developing	develop	VERB
ajfa-12804	353	11	country	country	NOUN
ajfa-12804	353	12	like	like	ADP
ajfa-12804	353	13	bangladesh	bangladesh	PROPN
ajfa-12804	353	14	.	.	PUNCT
ajfa-12804	354	1	asian	asian	ADJ
ajfa-12804	354	2	journal	journal	PROPN
ajfa-12804	354	3	of	of	ADP
ajfa-12804	354	4	finance	finance	PROPN
ajfa-12804	354	5	&	&	CCONJ
ajfa-12804	354	6	accounting	accounting	PROPN
ajfa-12804	354	7	issn	issn	PROPN
ajfa-12804	354	8	1946	1946	NUM
ajfa-12804	354	9	-	-	PUNCT
ajfa-12804	354	10	052x	052x	NOUN
ajfa-12804	354	11	2018	2018	NUM
ajfa-12804	354	12	,	,	PUNCT
ajfa-12804	354	13	vol	vol	NOUN
ajfa-12804	354	14	.	.	PROPN
ajfa-12804	355	1	10	10	NUM
ajfa-12804	355	2	,	,	PUNCT
ajfa-12804	355	3	no	no	INTJ
ajfa-12804	355	4	.	.	NOUN
ajfa-12804	355	5	1	1	NUM
ajfa-12804	355	6	ajfa.macrothink.org	ajfa.macrothink.org	ADJ
ajfa-12804	355	7	203	203	NUM
ajfa-12804	355	8	chart	chart	NOUN
ajfa-12804	355	9	18	18	NUM
ajfa-12804	355	10	.	.	PUNCT
ajfa-12804	356	1	operational	operational	ADJ
ajfa-12804	356	2	risk	risk	NOUN
ajfa-12804	356	3	exposed	expose	VERB
ajfa-12804	356	4	by	by	ADP
ajfa-12804	356	5	top	top	ADJ
ajfa-12804	356	6	10	10	NUM
ajfa-12804	356	7	banks	bank	NOUN
ajfa-12804	356	8	4.3.3.2	4.3.3.2	PROPN
ajfa-12804	356	9	group	group	NOUN
ajfa-12804	356	10	-	-	PUNCT
ajfa-12804	356	11	wise	wise	ADJ
ajfa-12804	356	12	dissection	dissection	NOUN
ajfa-12804	356	13	of	of	ADP
ajfa-12804	356	14	operational	operational	ADJ
ajfa-12804	356	15	risk	risk	NOUN
ajfa-12804	356	16	the	the	DET
ajfa-12804	356	17	table	table	NOUN
ajfa-12804	356	18	below	below	ADV
ajfa-12804	356	19	found	find	VERB
ajfa-12804	356	20	that	that	DET
ajfa-12804	356	21	group	group	NOUN
ajfa-12804	356	22	1	1	NUM
ajfa-12804	356	23	and	and	CCONJ
ajfa-12804	356	24	group	group	NOUN
ajfa-12804	356	25	2	2	NUM
ajfa-12804	356	26	banks	bank	NOUN
ajfa-12804	356	27	aggregately	aggregately	ADV
ajfa-12804	356	28	exposed	expose	VERB
ajfa-12804	356	29	73.1	73.1	NUM
ajfa-12804	356	30	%	%	NOUN
ajfa-12804	356	31	share	share	NOUN
ajfa-12804	356	32	of	of	ADP
ajfa-12804	356	33	industry	industry	NOUN
ajfa-12804	356	34	operational	operational	ADJ
ajfa-12804	356	35	risk	risk	NOUN
ajfa-12804	356	36	in	in	ADP
ajfa-12804	356	37	2016	2016	NUM
ajfa-12804	356	38	and	and	CCONJ
ajfa-12804	356	39	also	also	ADV
ajfa-12804	356	40	in	in	ADP
ajfa-12804	356	41	the	the	DET
ajfa-12804	356	42	same	same	ADJ
ajfa-12804	356	43	trend	trend	NOUN
ajfa-12804	356	44	in	in	ADP
ajfa-12804	356	45	the	the	DET
ajfa-12804	356	46	prior	prior	ADJ
ajfa-12804	356	47	periods	period	NOUN
ajfa-12804	356	48	.	.	PUNCT
ajfa-12804	357	1	the	the	DET
ajfa-12804	357	2	lowest	low	ADJ
ajfa-12804	357	3	risk	risk	NOUN
ajfa-12804	357	4	exposed	expose	VERB
ajfa-12804	357	5	by	by	ADP
ajfa-12804	357	6	the	the	DET
ajfa-12804	357	7	group	group	NOUN
ajfa-12804	357	8	5	5	NUM
ajfa-12804	357	9	banks	bank	NOUN
ajfa-12804	357	10	where	where	SCONJ
ajfa-12804	357	11	they	they	PRON
ajfa-12804	357	12	have	have	VERB
ajfa-12804	357	13	1.0	1.0	NUM
ajfa-12804	357	14	%	%	NOUN
ajfa-12804	357	15	in	in	ADP
ajfa-12804	357	16	2014	2014	NUM
ajfa-12804	357	17	,	,	PUNCT
ajfa-12804	357	18	1.5	1.5	NUM
ajfa-12804	357	19	%	%	NOUN
ajfa-12804	357	20	in	in	ADP
ajfa-12804	357	21	2015	2015	NUM
ajfa-12804	357	22	,	,	PUNCT
ajfa-12804	357	23	and	and	CCONJ
ajfa-12804	357	24	2.3	2.3	NUM
ajfa-12804	357	25	%	%	NOUN
ajfa-12804	357	26	in	in	ADP
ajfa-12804	357	27	2016	2016	NUM
ajfa-12804	357	28	as	as	ADP
ajfa-12804	357	29	a	a	DET
ajfa-12804	357	30	share	share	NOUN
ajfa-12804	357	31	of	of	ADP
ajfa-12804	357	32	operational	operational	ADJ
ajfa-12804	357	33	risk	risk	NOUN
ajfa-12804	357	34	.	.	PUNCT
ajfa-12804	358	1	again	again	ADV
ajfa-12804	358	2	,	,	PUNCT
ajfa-12804	358	3	in	in	ADP
ajfa-12804	358	4	the	the	DET
ajfa-12804	358	5	case	case	NOUN
ajfa-12804	358	6	of	of	ADP
ajfa-12804	358	7	overall	overall	ADJ
ajfa-12804	358	8	risk	risk	NOUN
ajfa-12804	358	9	,	,	PUNCT
ajfa-12804	358	10	it	it	PRON
ajfa-12804	358	11	is	be	AUX
ajfa-12804	358	12	found	find	VERB
ajfa-12804	358	13	that	that	SCONJ
ajfa-12804	358	14	group	group	NOUN
ajfa-12804	358	15	1	1	NUM
ajfa-12804	358	16	banks	bank	NOUN
ajfa-12804	358	17	have	have	VERB
ajfa-12804	358	18	more	more	ADJ
ajfa-12804	358	19	risk	risk	NOUN
ajfa-12804	358	20	in	in	ADP
ajfa-12804	358	21	comparison	comparison	NOUN
ajfa-12804	358	22	with	with	ADP
ajfa-12804	358	23	other	other	ADJ
ajfa-12804	358	24	groups	group	NOUN
ajfa-12804	358	25	.	.	PUNCT
ajfa-12804	359	1	the	the	DET
ajfa-12804	359	2	lowest	low	ADJ
ajfa-12804	359	3	risk	risk	NOUN
ajfa-12804	359	4	held	hold	VERB
ajfa-12804	359	5	for	for	ADP
ajfa-12804	359	6	group	group	NOUN
ajfa-12804	359	7	4	4	NUM
ajfa-12804	359	8	in	in	ADP
ajfa-12804	359	9	the	the	DET
ajfa-12804	359	10	year	year	NOUN
ajfa-12804	359	11	of	of	ADP
ajfa-12804	359	12	2014	2014	NUM
ajfa-12804	359	13	,	,	PUNCT
ajfa-12804	359	14	2015	2015	NUM
ajfa-12804	359	15	,	,	PUNCT
ajfa-12804	359	16	and	and	CCONJ
ajfa-12804	359	17	2016	2016	NUM
ajfa-12804	359	18	as	as	ADV
ajfa-12804	359	19	well	well	ADV
ajfa-12804	359	20	.	.	PUNCT
ajfa-12804	360	1	table	table	NOUN
ajfa-12804	360	2	6	6	NUM
ajfa-12804	360	3	.	.	PUNCT
ajfa-12804	361	1	group	group	NOUN
ajfa-12804	361	2	-	-	PUNCT
ajfa-12804	361	3	wise	wise	ADJ
ajfa-12804	361	4	dissection	dissection	NOUN
ajfa-12804	361	5	of	of	ADP
ajfa-12804	361	6	operational	operational	ADJ
ajfa-12804	361	7	risk	risk	NOUN
ajfa-12804	361	8	in	in	ADP
ajfa-12804	361	9	the	the	DET
ajfa-12804	361	10	banking	banking	NOUN
ajfa-12804	361	11	system	system	NOUN
ajfa-12804	361	12	percentage	percentage	NOUN
ajfa-12804	361	13	(	(	PUNCT
ajfa-12804	361	14	%	%	NOUN
ajfa-12804	361	15	)	)	PUNCT
ajfa-12804	361	16	share	share	NOUN
ajfa-12804	361	17	in	in	ADP
ajfa-12804	361	18	operational	operational	ADJ
ajfa-12804	361	19	industry	industry	NOUN
ajfa-12804	361	20	risk	risk	NOUN
ajfa-12804	361	21	share	share	NOUN
ajfa-12804	361	22	in	in	ADP
ajfa-12804	361	23	industry	industry	NOUN
ajfa-12804	361	24	overall	overall	ADJ
ajfa-12804	361	25	risk	risk	NOUN
ajfa-12804	361	26	year	year	NOUN
ajfa-12804	361	27	2014	2014	NUM
ajfa-12804	361	28	year2015	year2015	PROPN
ajfa-12804	361	29	year	year	NOUN
ajfa-12804	361	30	2016	2016	NUM
ajfa-12804	361	31	year2014	year2014	PROPN
ajfa-12804	361	32	year2015	year2015	PROPN
ajfa-12804	361	33	year2016	year2016	PROPN
ajfa-12804	361	34	group	group	NOUN
ajfa-12804	361	35	1	1	NUM
ajfa-12804	361	36	50.7	50.7	NUM
ajfa-12804	361	37	50.3	50.3	NUM
ajfa-12804	361	38	50.9	50.9	NUM
ajfa-12804	361	39	4.6	4.6	NUM
ajfa-12804	361	40	4.5	4.5	NUM
ajfa-12804	361	41	4.6	4.6	NUM
ajfa-12804	361	42	group	group	NOUN
ajfa-12804	361	43	2	2	NUM
ajfa-12804	361	44	22.9	22.9	NUM
ajfa-12804	361	45	22.7	22.7	NUM
ajfa-12804	361	46	22.2	22.2	NUM
ajfa-12804	361	47	2.1	2.1	NUM
ajfa-12804	361	48	2.1	2.1	NUM
ajfa-12804	361	49	2	2	NUM
ajfa-12804	361	50	group	group	NOUN
ajfa-12804	361	51	3	3	NUM
ajfa-12804	361	52	14.8	14.8	NUM
ajfa-12804	361	53	14.8	14.8	NUM
ajfa-12804	361	54	14.9	14.9	NUM
ajfa-12804	361	55	1.3	1.3	NUM
ajfa-12804	361	56	1.3	1.3	NUM
ajfa-12804	361	57	1.3	1.3	NUM
ajfa-12804	361	58	group	group	NOUN
ajfa-12804	361	59	4	4	NUM
ajfa-12804	361	60	10.6	10.6	NUM
ajfa-12804	361	61	10.7	10.7	NUM
ajfa-12804	361	62	9.7	9.7	NUM
ajfa-12804	361	63	0.9	0.9	NUM
ajfa-12804	361	64	1.0	1.0	NUM
ajfa-12804	361	65	0.9	0.9	NUM
ajfa-12804	361	66	group	group	NOUN
ajfa-12804	361	67	5	5	NUM
ajfa-12804	361	68	1.0	1.0	NUM
ajfa-12804	361	69	1.5	1.5	NUM
ajfa-12804	361	70	2.3	2.3	NUM
ajfa-12804	361	71	0.1	0.1	NUM
ajfa-12804	361	72	0.1	0.1	NUM
ajfa-12804	361	73	0.2	0.2	NUM
ajfa-12804	361	74	5	5	NUM
ajfa-12804	361	75	.	.	PUNCT
ajfa-12804	362	1	conclusions	conclusion	NOUN
ajfa-12804	362	2	the	the	DET
ajfa-12804	362	3	finance	finance	PROPN
ajfa-12804	362	4	ministry	ministry	PROPN
ajfa-12804	362	5	,	,	PUNCT
ajfa-12804	362	6	bangladesh	bangladesh	PROPN
ajfa-12804	362	7	bank	bank	PROPN
ajfa-12804	362	8	,	,	PUNCT
ajfa-12804	362	9	parliamentary	parliamentary	ADJ
ajfa-12804	362	10	committees	committee	NOUN
ajfa-12804	362	11	have	have	AUX
ajfa-12804	362	12	provided	provide	VERB
ajfa-12804	362	13	guidelines	guideline	NOUN
ajfa-12804	362	14	to	to	PART
ajfa-12804	362	15	prevent	prevent	VERB
ajfa-12804	362	16	the	the	DET
ajfa-12804	362	17	defaulting	default	VERB
ajfa-12804	362	18	loan	loan	NOUN
ajfa-12804	362	19	.	.	PUNCT
ajfa-12804	363	1	the	the	DET
ajfa-12804	363	2	governing	govern	VERB
ajfa-12804	363	3	board	board	NOUN
ajfa-12804	363	4	of	of	ADP
ajfa-12804	363	5	the	the	DET
ajfa-12804	363	6	state	state	NOUN
ajfa-12804	363	7	-	-	PUNCT
ajfa-12804	363	8	owned	own	VERB
ajfa-12804	363	9	commercial	commercial	ADJ
ajfa-12804	363	10	banks	bank	NOUN
ajfa-12804	363	11	,	,	PUNCT
ajfa-12804	363	12	the	the	DET
ajfa-12804	363	13	management	management	NOUN
ajfa-12804	363	14	authority	authority	NOUN
ajfa-12804	363	15	and	and	CCONJ
ajfa-12804	363	16	the	the	DET
ajfa-12804	363	17	finance	finance	NOUN
ajfa-12804	363	18	ministry	ministry	PROPN
ajfa-12804	363	19	and	and	CCONJ
ajfa-12804	363	20	the	the	DET
ajfa-12804	363	21	instructions	instruction	NOUN
ajfa-12804	363	22	of	of	ADP
ajfa-12804	363	23	the	the	DET
ajfa-12804	363	24	bangladesh	bangladesh	PROPN
ajfa-12804	363	25	bank	bank	NOUN
ajfa-12804	363	26	,	,	PUNCT
ajfa-12804	363	27	according	accord	VERB
ajfa-12804	363	28	to	to	ADP
ajfa-12804	363	29	the	the	DET
ajfa-12804	363	30	advice	advice	NOUN
ajfa-12804	363	31	;	;	PUNCT
ajfa-12804	363	32	are	be	AUX
ajfa-12804	363	33	taking	take	VERB
ajfa-12804	363	34	steps	step	NOUN
ajfa-12804	363	35	to	to	PART
ajfa-12804	363	36	upgrade	upgrade	VERB
ajfa-12804	363	37	the	the	DET
ajfa-12804	363	38	defaulting	default	VERB
ajfa-12804	363	39	loan	loan	NOUN
ajfa-12804	363	40	of	of	ADP
ajfa-12804	363	41	their	their	PRON
ajfa-12804	363	42	banks	bank	NOUN
ajfa-12804	363	43	.	.	PUNCT
ajfa-12804	364	1	organizing	organize	VERB
ajfa-12804	364	2	regular	regular	ADJ
ajfa-12804	364	3	meetings	meeting	NOUN
ajfa-12804	364	4	,	,	PUNCT
ajfa-12804	364	5	monitoring	monitor	VERB
ajfa-12804	364	6	the	the	DET
ajfa-12804	364	7	results	result	NOUN
ajfa-12804	364	8	of	of	ADP
ajfa-12804	364	9	the	the	DET
ajfa-12804	364	10	workflow	workflow	NOUN
ajfa-12804	364	11	is	be	AUX
ajfa-12804	364	12	taken	take	VERB
ajfa-12804	364	13	at	at	ADP
ajfa-12804	364	14	the	the	DET
ajfa-12804	364	15	field	field	NOUN
ajfa-12804	364	16	level	level	NOUN
ajfa-12804	364	17	.	.	PUNCT
ajfa-12804	365	1	the	the	DET
ajfa-12804	365	2	branches	branch	NOUN
ajfa-12804	365	3	have	have	AUX
ajfa-12804	365	4	jumped	jump	VERB
ajfa-12804	365	5	with	with	ADP
ajfa-12804	365	6	the	the	DET
ajfa-12804	365	7	supremacy	supremacy	NOUN
ajfa-12804	365	8	of	of	ADP
ajfa-12804	365	9	defaulting	default	VERB
ajfa-12804	365	10	money	money	NOUN
ajfa-12804	365	11	.	.	PUNCT
ajfa-12804	366	1	the	the	DET
ajfa-12804	366	2	absence	absence	NOUN
ajfa-12804	366	3	of	of	ADP
ajfa-12804	366	4	defaulting	default	VERB
ajfa-12804	366	5	loan	loan	NOUN
ajfa-12804	366	6	is	be	AUX
ajfa-12804	366	7	a	a	DET
ajfa-12804	366	8	good	good	ADJ
ajfa-12804	366	9	sign	sign	NOUN
ajfa-12804	366	10	of	of	ADP
ajfa-12804	366	11	the	the	DET
ajfa-12804	366	12	banking	banking	NOUN
ajfa-12804	366	13	sector	sector	NOUN
ajfa-12804	366	14	.	.	PUNCT
ajfa-12804	367	1	such	such	ADJ
ajfa-12804	367	2	images	image	NOUN
ajfa-12804	367	3	are	be	AUX
ajfa-12804	367	4	shown	show	VERB
ajfa-12804	367	5	due	due	ADP
ajfa-12804	367	6	to	to	ADP
ajfa-12804	367	7	credit	credit	NOUN
ajfa-12804	367	8	without	without	ADP
ajfa-12804	367	9	scrutiny	scrutiny	NOUN
ajfa-12804	367	10	.	.	PUNCT
ajfa-12804	368	1	in	in	ADP
ajfa-12804	368	2	this	this	DET
ajfa-12804	368	3	way	way	NOUN
ajfa-12804	368	4	,	,	PUNCT
ajfa-12804	368	5	the	the	DET
ajfa-12804	368	6	discipline	discipline	NOUN
ajfa-12804	368	7	of	of	ADP
ajfa-12804	368	8	the	the	DET
ajfa-12804	368	9	bank	bank	NOUN
ajfa-12804	368	10	will	will	AUX
ajfa-12804	368	11	be	be	AUX
ajfa-12804	368	12	broken	break	VERB
ajfa-12804	368	13	.	.	PUNCT
ajfa-12804	369	1	moreover	moreover	ADV
ajfa-12804	369	2	,	,	PUNCT
ajfa-12804	369	3	there	there	PRON
ajfa-12804	369	4	will	will	AUX
ajfa-12804	369	5	be	be	AUX
ajfa-12804	369	6	a	a	DET
ajfa-12804	369	7	negative	negative	ADJ
ajfa-12804	369	8	impact	impact	NOUN
ajfa-12804	369	9	on	on	ADP
ajfa-12804	369	10	interest	interest	NOUN
ajfa-12804	369	11	rates	rate	NOUN
ajfa-12804	369	12	as	as	ADV
ajfa-12804	369	13	well	well	ADV
ajfa-12804	369	14	as	as	ADP
ajfa-12804	369	15	on	on	ADP
ajfa-12804	369	16	investments	investment	NOUN
ajfa-12804	369	17	.	.	PUNCT
ajfa-12804	370	1	political	political	ADJ
ajfa-12804	370	2	influences	influence	NOUN
ajfa-12804	370	3	for	for	ADP
ajfa-12804	370	4	asian	asian	ADJ
ajfa-12804	370	5	journal	journal	NOUN
ajfa-12804	370	6	of	of	ADP
ajfa-12804	370	7	finance	finance	PROPN
ajfa-12804	370	8	&	&	CCONJ
ajfa-12804	370	9	accounting	accounting	PROPN
ajfa-12804	370	10	issn	issn	PROPN
ajfa-12804	370	11	1946	1946	NUM
ajfa-12804	370	12	-	-	PUNCT
ajfa-12804	370	13	052x	052x	NOUN
ajfa-12804	370	14	2018	2018	NUM
ajfa-12804	370	15	,	,	PUNCT
ajfa-12804	370	16	vol	vol	NOUN
ajfa-12804	370	17	.	.	PROPN
ajfa-12804	371	1	10	10	NUM
ajfa-12804	371	2	,	,	PUNCT
ajfa-12804	371	3	no	no	INTJ
ajfa-12804	371	4	.	.	NOUN
ajfa-12804	371	5	1	1	NUM
ajfa-12804	371	6	ajfa.macrothink.org	ajfa.macrothink.org	ADJ
ajfa-12804	371	7	204	204	NUM
ajfa-12804	371	8	granting	grant	VERB
ajfa-12804	371	9	credit	credit	NOUN
ajfa-12804	371	10	by	by	ADP
ajfa-12804	371	11	the	the	DET
ajfa-12804	371	12	chairman	chairman	NOUN
ajfa-12804	371	13	,	,	PUNCT
ajfa-12804	371	14	director	director	NOUN
ajfa-12804	371	15	and	and	CCONJ
ajfa-12804	371	16	managing	manage	VERB
ajfa-12804	371	17	directors	director	NOUN
ajfa-12804	371	18	(	(	PUNCT
ajfa-12804	371	19	mds	mds	PROPN
ajfa-12804	371	20	)	)	PUNCT
ajfa-12804	371	21	of	of	ADP
ajfa-12804	371	22	the	the	DET
ajfa-12804	371	23	bank	bank	NOUN
ajfa-12804	371	24	is	be	AUX
ajfa-12804	371	25	the	the	DET
ajfa-12804	371	26	main	main	ADJ
ajfa-12804	371	27	reason	reason	NOUN
ajfa-12804	371	28	behind	behind	ADP
ajfa-12804	371	29	the	the	DET
ajfa-12804	371	30	inadequacies	inadequacy	NOUN
ajfa-12804	371	31	of	of	ADP
ajfa-12804	371	32	the	the	DET
ajfa-12804	371	33	credit	credit	NOUN
ajfa-12804	371	34	.	.	PUNCT
ajfa-12804	372	1	this	this	PRON
ajfa-12804	372	2	is	be	AUX
ajfa-12804	372	3	the	the	DET
ajfa-12804	372	4	high	high	ADJ
ajfa-12804	372	5	time	time	NOUN
ajfa-12804	372	6	to	to	PART
ajfa-12804	372	7	buildup	buildup	VERB
ajfa-12804	372	8	an	an	DET
ajfa-12804	372	9	awareness	awareness	NOUN
ajfa-12804	372	10	program	program	NOUN
ajfa-12804	372	11	to	to	PART
ajfa-12804	372	12	stop	stop	VERB
ajfa-12804	372	13	the	the	DET
ajfa-12804	372	14	loan	loan	NOUN
ajfa-12804	372	15	path	path	NOUN
ajfa-12804	372	16	without	without	ADP
ajfa-12804	372	17	checking	check	VERB
ajfa-12804	372	18	.	.	PUNCT
ajfa-12804	373	1	otherwise	otherwise	ADV
ajfa-12804	373	2	,	,	PUNCT
ajfa-12804	373	3	the	the	DET
ajfa-12804	373	4	amount	amount	NOUN
ajfa-12804	373	5	of	of	ADP
ajfa-12804	373	6	bad	bad	ADJ
ajfa-12804	373	7	credit	credit	NOUN
ajfa-12804	373	8	can	can	AUX
ajfa-12804	373	9	be	be	AUX
ajfa-12804	373	10	increased	increase	VERB
ajfa-12804	373	11	.	.	PUNCT
ajfa-12804	374	1	bangladesh	bangladesh	NOUN
ajfa-12804	374	2	securities	securities	PROPN
ajfa-12804	374	3	and	and	CCONJ
ajfa-12804	374	4	exchange	exchange	PROPN
ajfa-12804	374	5	commission	commission	PROPN
ajfa-12804	374	6	(	(	PUNCT
ajfa-12804	374	7	bsec	bsec	NOUN
ajfa-12804	374	8	)	)	PUNCT
ajfa-12804	374	9	has	have	AUX
ajfa-12804	374	10	given	give	VERB
ajfa-12804	374	11	permission	permission	NOUN
ajfa-12804	374	12	the	the	DET
ajfa-12804	374	13	following	follow	VERB
ajfa-12804	374	14	eight	eight	NUM
ajfa-12804	374	15	(	(	PUNCT
ajfa-12804	374	16	8)	8)	NUM
ajfa-12804	374	17	credit	credit	NOUN
ajfa-12804	374	18	rating	rating	NOUN
ajfa-12804	374	19	agencies	agency	NOUN
ajfa-12804	374	20	along	along	ADP
ajfa-12804	374	21	with	with	ADP
ajfa-12804	374	22	moody	moody	PROPN
ajfa-12804	374	23	’s	’s	PART
ajfa-12804	374	24	investors	investors	PROPN
ajfa-12804	374	25	service	service	PROPN
ajfa-12804	374	26	,	,	PUNCT
ajfa-12804	374	27	standard	standard	PROPN
ajfa-12804	374	28	&	&	CCONJ
ajfa-12804	374	29	poor	poor	PROPN
ajfa-12804	374	30	’s	’s	PART
ajfa-12804	374	31	rating	rating	NOUN
ajfa-12804	374	32	service	service	NOUN
ajfa-12804	374	33	,	,	PUNCT
ajfa-12804	374	34	and	and	CCONJ
ajfa-12804	374	35	fitch	fitch	NOUN
ajfa-12804	374	36	ratings	rating	NOUN
ajfa-12804	374	37	so	so	SCONJ
ajfa-12804	374	38	that	that	SCONJ
ajfa-12804	374	39	the	the	DET
ajfa-12804	374	40	real	real	ADJ
ajfa-12804	374	41	scenario	scenario	NOUN
ajfa-12804	374	42	of	of	ADP
ajfa-12804	374	43	the	the	DET
ajfa-12804	374	44	baking	baking	NOUN
ajfa-12804	374	45	position	position	NOUN
ajfa-12804	374	46	can	can	AUX
ajfa-12804	374	47	be	be	AUX
ajfa-12804	374	48	imaginable	imaginable	ADJ
ajfa-12804	374	49	.	.	PUNCT
ajfa-12804	374	50	table	table	NOUN
ajfa-12804	374	51	7	7	NUM
ajfa-12804	374	52	.	.	PUNCT
ajfa-12804	374	53	commencement	commencement	NOUN
ajfa-12804	374	54	of	of	ADP
ajfa-12804	374	55	credit	credit	NOUN
ajfa-12804	374	56	rating	rating	NOUN
ajfa-12804	374	57	agencies	agency	NOUN
ajfa-12804	374	58	in	in	ADP
ajfa-12804	374	59	bangladesh	bangladesh	PROPN
ajfa-12804	374	60	sl	sl	PROPN
ajfa-12804	374	61	.	.	PUNCT
ajfa-12804	375	1	no	no	INTJ
ajfa-12804	375	2	.	.	PUNCT
ajfa-12804	376	1	rating	rating	NOUN
ajfa-12804	376	2	agency	agency	PROPN
ajfa-12804	376	3	year	year	NOUN
ajfa-12804	376	4	of	of	ADP
ajfa-12804	376	5	inception	inception	PROPN
ajfa-12804	376	6	subsidiary	subsidiary	NOUN
ajfa-12804	376	7	/	/	SYM
ajfa-12804	376	8	technical	technical	ADJ
ajfa-12804	376	9	partner	partner	NOUN
ajfa-12804	376	10	of	of	ADP
ajfa-12804	376	11	1	1	NUM
ajfa-12804	376	12	credit	credit	NOUN
ajfa-12804	376	13	rating	rating	NOUN
ajfa-12804	376	14	information	information	NOUN
ajfa-12804	376	15	and	and	CCONJ
ajfa-12804	376	16	services	services	PROPN
ajfa-12804	376	17	ltd	ltd	PROPN
ajfa-12804	376	18	.	.	PROPN
ajfa-12804	377	1	(	(	PUNCT
ajfa-12804	377	2	crisl	crisl	PROPN
ajfa-12804	377	3	)	)	PUNCT
ajfa-12804	377	4	1995	1995	NUM
ajfa-12804	377	5	rating	rating	NOUN
ajfa-12804	377	6	agency	agency	NOUN
ajfa-12804	377	7	malaysia	malaysia	PROPN
ajfa-12804	377	8	berhad	berhad	PROPN
ajfa-12804	377	9	2	2	NUM
ajfa-12804	377	10	credit	credit	NOUN
ajfa-12804	377	11	rating	rating	NOUN
ajfa-12804	377	12	agency	agency	NOUN
ajfa-12804	377	13	of	of	ADP
ajfa-12804	377	14	bangladesh	bangladesh	PROPN
ajfa-12804	377	15	ltd	ltd	PROPN
ajfa-12804	377	16	.	.	PUNCT
ajfa-12804	378	1	(	(	PUNCT
ajfa-12804	378	2	crab	crab	NOUN
ajfa-12804	378	3	)	)	PUNCT
ajfa-12804	378	4	2003	2003	NUM
ajfa-12804	379	1	icra	icra	PROPN
ajfa-12804	379	2	limited	limit	VERB
ajfa-12804	379	3	of	of	ADP
ajfa-12804	379	4	india	india	PROPN
ajfa-12804	379	5	3	3	NUM
ajfa-12804	379	6	emerging	emerge	VERB
ajfa-12804	379	7	credit	credit	NOUN
ajfa-12804	379	8	rating	rating	PROPN
ajfa-12804	379	9	ltd	ltd	PROPN
ajfa-12804	379	10	.	.	PROPN
ajfa-12804	379	11	(	(	PUNCT
ajfa-12804	379	12	ecrl	ecrl	PROPN
ajfa-12804	379	13	)	)	PUNCT
ajfa-12804	379	14	2009	2009	NUM
ajfa-12804	379	15	malaysian	malaysian	ADJ
ajfa-12804	379	16	rating	rating	NOUN
ajfa-12804	379	17	corporation	corporation	NOUN
ajfa-12804	379	18	berhad	berhad	VERB
ajfa-12804	379	19	4	4	NUM
ajfa-12804	379	20	national	national	ADJ
ajfa-12804	379	21	credit	credit	NOUN
ajfa-12804	379	22	rating	rating	PROPN
ajfa-12804	379	23	ltd	ltd	PROPN
ajfa-12804	379	24	.	.	PROPN
ajfa-12804	380	1	(	(	PUNCT
ajfa-12804	380	2	ncrl	ncrl	PROPN
ajfa-12804	380	3	)	)	PUNCT
ajfa-12804	380	4	2010	2010	NUM
ajfa-12804	381	1	the	the	DET
ajfa-12804	381	2	pakistan	pakistan	PROPN
ajfa-12804	381	3	credit	credit	NOUN
ajfa-12804	381	4	rating	rating	PROPN
ajfa-12804	381	5	agency	agency	PROPN
ajfa-12804	381	6	ltd	ltd	PROPN
ajfa-12804	381	7	.	.	PROPN
ajfa-12804	381	8	5	5	NUM
ajfa-12804	381	9	argus	argus	ADJ
ajfa-12804	381	10	credit	credit	NOUN
ajfa-12804	381	11	rating	rating	NOUN
ajfa-12804	381	12	services	services	PROPN
ajfa-12804	381	13	ltd	ltd	PROPN
ajfa-12804	381	14	.	.	PROPN
ajfa-12804	381	15	2011	2011	NUM
ajfa-12804	381	16	dp	dp	PROPN
ajfa-12804	381	17	information	information	NOUN
ajfa-12804	381	18	group	group	NOUN
ajfa-12804	381	19	,	,	PUNCT
ajfa-12804	381	20	singapore	singapore	PROPN
ajfa-12804	381	21	6	6	NUM
ajfa-12804	381	22	waso	waso	PROPN
ajfa-12804	381	23	credit	credit	NOUN
ajfa-12804	381	24	rating	rating	NOUN
ajfa-12804	381	25	company	company	NOUN
ajfa-12804	381	26	(	(	PUNCT
ajfa-12804	381	27	bd	bd	PROPN
ajfa-12804	381	28	)	)	PUNCT
ajfa-12804	381	29	ltd	ltd	PROPN
ajfa-12804	381	30	.	.	PROPN
ajfa-12804	381	31	2012	2012	NUM
ajfa-12804	381	32	financial	financial	ADJ
ajfa-12804	381	33	intelligence	intelligence	PROPN
ajfa-12804	381	34	services	services	PROPN
ajfa-12804	381	35	ltd	ltd	PROPN
ajfa-12804	381	36	.	.	PROPN
ajfa-12804	381	37	7	7	NUM
ajfa-12804	381	38	alpha	alpha	NOUN
ajfa-12804	381	39	credit	credit	NOUN
ajfa-12804	381	40	rating	rating	PROPN
ajfa-12804	381	41	ltd	ltd	PROPN
ajfa-12804	381	42	.	.	PROPN
ajfa-12804	381	43	2012	2012	NUM
ajfa-12804	381	44	istanbul	istanbul	PROPN
ajfa-12804	381	45	international	international	PROPN
ajfa-12804	381	46	rating	rating	PROPN
ajfa-12804	381	47	services	services	PROPN
ajfa-12804	381	48	inc	inc	PROPN
ajfa-12804	381	49	.	.	PROPN
ajfa-12804	381	50	8	8	NUM
ajfa-12804	381	51	the	the	DET
ajfa-12804	381	52	bangladesh	bangladesh	NOUN
ajfa-12804	381	53	rating	rating	PROPN
ajfa-12804	381	54	agency	agency	PROPN
ajfa-12804	381	55	ltd	ltd	PROPN
ajfa-12804	381	56	.	.	PROPN
ajfa-12804	381	57	2012	2012	NUM
ajfa-12804	381	58	dun	dun	PROPN
ajfa-12804	381	59	&	&	CCONJ
ajfa-12804	381	60	bradstreet	bradstreet	PROPN
ajfa-12804	381	61	south	south	PROPN
ajfa-12804	381	62	asia	asia	PROPN
ajfa-12804	381	63	middle	middle	PROPN
ajfa-12804	381	64	east	east	PROPN
ajfa-12804	381	65	ltd	ltd	PROPN
ajfa-12804	381	66	.	.	PROPN
ajfa-12804	381	67	source	source	NOUN
ajfa-12804	381	68	:	:	PUNCT
ajfa-12804	381	69	fiscal	fiscal	ADJ
ajfa-12804	381	70	stability	stability	NOUN
ajfa-12804	381	71	report	report	NOUN
ajfa-12804	381	72	(	(	PUNCT
ajfa-12804	381	73	2015	2015	NUM
ajfa-12804	381	74	)	)	PUNCT
ajfa-12804	381	75	,	,	PUNCT
ajfa-12804	381	76	fiscal	fiscal	ADJ
ajfa-12804	381	77	stability	stability	NOUN
ajfa-12804	381	78	department	department	PROPN
ajfa-12804	381	79	,	,	PUNCT
ajfa-12804	381	80	bangladesh	bangladesh	PROPN
ajfa-12804	381	81	bank	bank	PROPN
ajfa-12804	381	82	references	reference	NOUN
ajfa-12804	381	83	abraham	abraham	PROPN
ajfa-12804	381	84	,	,	PUNCT
ajfa-12804	381	85	s.	s.	PROPN
ajfa-12804	381	86	and	and	CCONJ
ajfa-12804	381	87	cox	cox	PROPN
ajfa-12804	381	88	,	,	PUNCT
ajfa-12804	381	89	p.	p.	NOUN
ajfa-12804	381	90	(	(	PUNCT
ajfa-12804	381	91	2007	2007	NUM
ajfa-12804	381	92	)	)	PUNCT
ajfa-12804	381	93	.	.	PUNCT
ajfa-12804	382	1	analyzing	analyze	VERB
ajfa-12804	382	2	the	the	DET
ajfa-12804	382	3	determinants	determinant	NOUN
ajfa-12804	382	4	of	of	ADP
ajfa-12804	382	5	a	a	DET
ajfa-12804	382	6	narrative	narrative	ADJ
ajfa-12804	382	7	risk	risk	NOUN
ajfa-12804	382	8	information	information	NOUN
ajfa-12804	382	9	in	in	ADP
ajfa-12804	382	10	uk	uk	PROPN
ajfa-12804	382	11	ftse	ftse	VERB
ajfa-12804	382	12	100	100	NUM
ajfa-12804	382	13	annual	annual	ADJ
ajfa-12804	382	14	reports	report	NOUN
ajfa-12804	382	15	.	.	PUNCT
ajfa-12804	383	1	british	british	ADJ
ajfa-12804	383	2	accounting	accounting	PROPN
ajfa-12804	383	3	review	review	PROPN
ajfa-12804	383	4	,	,	PUNCT
ajfa-12804	383	5	39(3	39(3	NUM
ajfa-12804	383	6	)	)	PUNCT
ajfa-12804	383	7	,	,	PUNCT
ajfa-12804	383	8	227	227	NUM
ajfa-12804	383	9	-	-	SYM
ajfa-12804	383	10	248	248	NUM
ajfa-12804	383	11	.	.	PUNCT
ajfa-12804	384	1	https://doi.org/10.1016/j.bar.2007.06.002	https://doi.org/10.1016/j.bar.2007.06.002	PROPN
ajfa-12804	384	2	al	al	PROPN
ajfa-12804	384	3	-	-	PUNCT
ajfa-12804	384	4	tamimi	tamimi	PROPN
ajfa-12804	384	5	,	,	PUNCT
ajfa-12804	384	6	h.a.h	h.a.h	NOUN
ajfa-12804	384	7	.	.	PUNCT
ajfa-12804	384	8	and	and	CCONJ
ajfa-12804	384	9	al	al	PROPN
ajfa-12804	384	10	-	-	PUNCT
ajfa-12804	384	11	mazrooei	mazrooei	PROPN
ajfa-12804	384	12	,	,	PUNCT
ajfa-12804	384	13	f.m	f.m	PROPN
ajfa-12804	384	14	.	.	PROPN
ajfa-12804	384	15	(	(	PUNCT
ajfa-12804	384	16	2007	2007	NUM
ajfa-12804	384	17	)	)	PUNCT
ajfa-12804	384	18	.	.	PUNCT
ajfa-12804	385	1	bank	bank	NOUN
ajfa-12804	385	2	's	's	PART
ajfa-12804	385	3	risk	risk	NOUN
ajfa-12804	385	4	management	management	NOUN
ajfa-12804	385	5	:	:	PUNCT
ajfa-12804	385	6	a	a	DET
ajfa-12804	385	7	comparison	comparison	NOUN
ajfa-12804	385	8	study	study	NOUN
ajfa-12804	385	9	of	of	ADP
ajfa-12804	385	10	uae	uae	PROPN
ajfa-12804	385	11	national	national	ADJ
ajfa-12804	385	12	and	and	CCONJ
ajfa-12804	385	13	foreign	foreign	ADJ
ajfa-12804	385	14	banks	bank	NOUN
ajfa-12804	385	15	.	.	PUNCT
ajfa-12804	386	1	journal	journal	NOUN
ajfa-12804	386	2	of	of	ADP
ajfa-12804	386	3	risk	risk	NOUN
ajfa-12804	386	4	finance	finance	NOUN
ajfa-12804	386	5	,	,	PUNCT
ajfa-12804	386	6	8(4	8(4	NUM
ajfa-12804	386	7	)	)	PUNCT
ajfa-12804	386	8	,	,	PUNCT
ajfa-12804	386	9	394	394	NUM
ajfa-12804	386	10	-	-	SYM
ajfa-12804	386	11	409	409	NUM
ajfa-12804	386	12	.	.	PUNCT
ajfa-12804	386	13	https://doi.org/10.1108/15265940710777333	https://doi.org/10.1108/15265940710777333	NUM
ajfa-12804	386	14	angelini	angelini	PROPN
ajfa-12804	386	15	,	,	PUNCT
ajfa-12804	386	16	e.	e.	PROPN
ajfa-12804	386	17	,	,	PUNCT
ajfa-12804	386	18	tolly	tolly	PROPN
ajfa-12804	386	19	,	,	PUNCT
ajfa-12804	386	20	d.d	d.d	PROPN
ajfa-12804	386	21	.	.	PROPN
ajfa-12804	386	22	and	and	CCONJ
ajfa-12804	386	23	roli	roli	NOUN
ajfa-12804	386	24	,	,	PUNCT
ajfa-12804	386	25	a.	a.	NOUN
ajfa-12804	386	26	(	(	PUNCT
ajfa-12804	386	27	2008	2008	NUM
ajfa-12804	386	28	)	)	PUNCT
ajfa-12804	386	29	.	.	PUNCT
ajfa-12804	387	1	a	a	DET
ajfa-12804	387	2	neutral	neutral	ADJ
ajfa-12804	387	3	network	network	NOUN
ajfa-12804	387	4	approach	approach	NOUN
ajfa-12804	387	5	for	for	ADP
ajfa-12804	387	6	credit	credit	NOUN
ajfa-12804	387	7	risk	risk	NOUN
ajfa-12804	387	8	evaluation	evaluation	NOUN
ajfa-12804	387	9	.	.	PUNCT
ajfa-12804	388	1	the	the	DET
ajfa-12804	388	2	quarterly	quarterly	ADJ
ajfa-12804	388	3	review	review	NOUN
ajfa-12804	388	4	of	of	ADP
ajfa-12804	388	5	economics	economic	NOUN
ajfa-12804	388	6	and	and	CCONJ
ajfa-12804	388	7	finance	finance	NOUN
ajfa-12804	388	8	,	,	PUNCT
ajfa-12804	388	9	48(4	48(4	NUM
ajfa-12804	388	10	)	)	PUNCT
ajfa-12804	388	11	,	,	PUNCT
ajfa-12804	388	12	733	733	NUM
ajfa-12804	388	13	-	-	SYM
ajfa-12804	388	14	755	755	NUM
ajfa-12804	388	15	.	.	PUNCT
ajfa-12804	389	1	https://doi.org/10.1016/j.qref.2007.04.001	https://doi.org/10.1016/j.qref.2007.04.001	NUM
ajfa-12804	389	2	apostolik	apostolik	NOUN
ajfa-12804	389	3	,	,	PUNCT
ajfa-12804	389	4	r.	r.	PROPN
ajfa-12804	389	5	,	,	PUNCT
ajfa-12804	389	6	donohue	donohue	PROPN
ajfa-12804	389	7	,	,	PUNCT
ajfa-12804	389	8	c.	c.	PROPN
ajfa-12804	389	9	,	,	PUNCT
ajfa-12804	389	10	and	and	CCONJ
ajfa-12804	389	11	p.	p.	NOUN
ajfa-12804	389	12	went	go	VERB
ajfa-12804	389	13	.	.	PUNCT
ajfa-12804	390	1	(	(	PUNCT
ajfa-12804	390	2	2009	2009	NUM
ajfa-12804	390	3	)	)	PUNCT
ajfa-12804	390	4	.	.	PUNCT
ajfa-12804	391	1	foundations	foundation	NOUN
ajfa-12804	391	2	of	of	ADP
ajfa-12804	391	3	banking	banking	NOUN
ajfa-12804	391	4	risk	risk	NOUN
ajfa-12804	391	5	,	,	PUNCT
ajfa-12804	391	6	wiley	wiley	PROPN
ajfa-12804	391	7	finance	finance	NOUN
ajfa-12804	391	8	,	,	PUNCT
ajfa-12804	391	9	new	new	PROPN
ajfa-12804	391	10	jersey	jersey	PROPN
ajfa-12804	391	11	.	.	PUNCT
ajfa-12804	392	1	baumann	baumann	PROPN
ajfa-12804	392	2	,	,	PUNCT
ajfa-12804	392	3	u.	u.	PROPN
ajfa-12804	392	4	and	and	CCONJ
ajfa-12804	392	5	erlend	erlend	VERB
ajfa-12804	392	6	,	,	PUNCT
ajfa-12804	392	7	n.	n.	PROPN
ajfa-12804	392	8	(	(	PUNCT
ajfa-12804	392	9	2004	2004	NUM
ajfa-12804	392	10	)	)	PUNCT
ajfa-12804	392	11	,	,	PUNCT
ajfa-12804	392	12	disclosure	disclosure	NOUN
ajfa-12804	392	13	,	,	PUNCT
ajfa-12804	392	14	volatility	volatility	NOUN
ajfa-12804	392	15	,	,	PUNCT
ajfa-12804	392	16	and	and	CCONJ
ajfa-12804	392	17	transparency	transparency	NOUN
ajfa-12804	392	18	:	:	PUNCT
ajfa-12804	392	19	an	an	DET
ajfa-12804	392	20	empirical	empirical	ADJ
ajfa-12804	392	21	investigation	investigation	NOUN
ajfa-12804	392	22	into	into	ADP
ajfa-12804	392	23	the	the	DET
ajfa-12804	392	24	value	value	NOUN
ajfa-12804	392	25	of	of	ADP
ajfa-12804	392	26	bank	bank	NOUN
ajfa-12804	392	27	disclosure	disclosure	NOUN
ajfa-12804	392	28	.	.	PUNCT
ajfa-12804	393	1	federal	federal	PROPN
ajfa-12804	393	2	reserve	reserve	PROPN
ajfa-12804	393	3	bank	bank	PROPN
ajfa-12804	393	4	of	of	ADP
ajfa-12804	393	5	new	new	PROPN
ajfa-12804	393	6	york	york	PROPN
ajfa-12804	393	7	economic	economic	ADJ
ajfa-12804	393	8	policy	policy	NOUN
ajfa-12804	393	9	review	review	NOUN
ajfa-12804	393	10	,	,	PUNCT
ajfa-12804	393	11	10(2	10(2	NUM
ajfa-12804	393	12	)	)	PUNCT
ajfa-12804	393	13	,	,	PUNCT
ajfa-12804	393	14	31	31	NUM
ajfa-12804	393	15	-	-	SYM
ajfa-12804	393	16	45	45	NUM
ajfa-12804	393	17	,	,	PUNCT
ajfa-12804	393	18	78	78	NUM
ajfa-12804	393	19	.	.	PUNCT
ajfa-12804	393	20	bennis	bennis	PROPN
ajfa-12804	393	21	,	,	PUNCT
ajfa-12804	393	22	w.	w.	PROPN
ajfa-12804	393	23	,	,	PUNCT
ajfa-12804	393	24	and	and	CCONJ
ajfa-12804	393	25	o'toole	o'toole	PROPN
ajfa-12804	393	26	,	,	PUNCT
ajfa-12804	393	27	j.	j.	PROPN
ajfa-12804	393	28	(	(	PUNCT
ajfa-12804	393	29	2009	2009	NUM
ajfa-12804	393	30	)	)	PUNCT
ajfa-12804	393	31	.	.	PUNCT
ajfa-12804	394	1	a	a	DET
ajfa-12804	394	2	culture	culture	NOUN
ajfa-12804	394	3	of	of	ADP
ajfa-12804	394	4	candor	candor	NOUN
ajfa-12804	394	5	.	.	PUNCT
ajfa-12804	395	1	harvard	harvard	PROPN
ajfa-12804	395	2	business	business	PROPN
ajfa-12804	395	3	review	review	PROPN
ajfa-12804	395	4	.	.	PUNCT
ajfa-12804	396	1	asian	asian	ADJ
ajfa-12804	396	2	journal	journal	PROPN
ajfa-12804	396	3	of	of	ADP
ajfa-12804	396	4	finance	finance	PROPN
ajfa-12804	396	5	&	&	CCONJ
ajfa-12804	396	6	accounting	accounting	PROPN
ajfa-12804	396	7	issn	issn	PROPN
ajfa-12804	396	8	1946	1946	NUM
ajfa-12804	396	9	-	-	PUNCT
ajfa-12804	396	10	052x	052x	NOUN
ajfa-12804	396	11	2018	2018	NUM
ajfa-12804	396	12	,	,	PUNCT
ajfa-12804	396	13	vol	vol	NOUN
ajfa-12804	396	14	.	.	PROPN
ajfa-12804	397	1	10	10	NUM
ajfa-12804	397	2	,	,	PUNCT
ajfa-12804	397	3	no	no	INTJ
ajfa-12804	397	4	.	.	NOUN
ajfa-12804	397	5	1	1	NUM
ajfa-12804	397	6	ajfa.macrothink.org	ajfa.macrothink.org	ADJ
ajfa-12804	397	7	205	205	NUM
ajfa-12804	397	8	bertay	bertay	NOUN
ajfa-12804	397	9	,	,	PUNCT
ajfa-12804	397	10	a.c	a.c	PROPN
ajfa-12804	397	11	.	.	PROPN
ajfa-12804	397	12	,	,	PUNCT
ajfa-12804	397	13	demirgüç	demirgüç	PROPN
ajfa-12804	397	14	-	-	PUNCT
ajfa-12804	397	15	kunt	kunt	PROPN
ajfa-12804	397	16	,	,	PUNCT
ajfa-12804	397	17	a.	a.	NOUN
ajfa-12804	397	18	,	,	PUNCT
ajfa-12804	397	19	huizinga	huizinga	ADV
ajfa-12804	397	20	,	,	PUNCT
ajfa-12804	397	21	h.	h.	PROPN
ajfa-12804	397	22	,	,	PUNCT
ajfa-12804	397	23	(	(	PUNCT
ajfa-12804	397	24	2013	2013	NUM
ajfa-12804	397	25	)	)	PUNCT
ajfa-12804	397	26	.	.	PUNCT
ajfa-12804	398	1	do	do	AUX
ajfa-12804	398	2	we	we	PRON
ajfa-12804	398	3	need	need	VERB
ajfa-12804	398	4	big	big	ADJ
ajfa-12804	398	5	banks	bank	NOUN
ajfa-12804	398	6	?	?	PUNCT
ajfa-12804	399	1	evidence	evidence	NOUN
ajfa-12804	399	2	on	on	ADP
ajfa-12804	399	3	performance	performance	NOUN
ajfa-12804	399	4	,	,	PUNCT
ajfa-12804	399	5	strategy	strategy	NOUN
ajfa-12804	399	6	and	and	CCONJ
ajfa-12804	399	7	market	market	NOUN
ajfa-12804	399	8	discipline	discipline	NOUN
ajfa-12804	399	9	.	.	PUNCT
ajfa-12804	400	1	journal	journal	NOUN
ajfa-12804	400	2	of	of	ADP
ajfa-12804	400	3	financial	financial	ADJ
ajfa-12804	400	4	intermediation	intermediation	NOUN
ajfa-12804	400	5	22(4	22(4	NUM
ajfa-12804	400	6	)	)	PUNCT
ajfa-12804	400	7	,	,	PUNCT
ajfa-12804	400	8	532	532	NUM
ajfa-12804	400	9	-	-	SYM
ajfa-12804	400	10	558	558	NUM
ajfa-12804	400	11	.	.	PUNCT
ajfa-12804	401	1	https://doi.org/10.1016/j.jfi.2013.02.002	https://doi.org/10.1016/j.jfi.2013.02.002	NOUN
ajfa-12804	401	2	bonfim	bonfim	NOUN
ajfa-12804	401	3	,	,	PUNCT
ajfa-12804	401	4	d.	d.	PROPN
ajfa-12804	401	5	,	,	PUNCT
ajfa-12804	401	6	and	and	CCONJ
ajfa-12804	401	7	m.	m.	PROPN
ajfa-12804	401	8	kim	kim	PROPN
ajfa-12804	401	9	.	.	PUNCT
ajfa-12804	402	1	(	(	PUNCT
ajfa-12804	402	2	2012	2012	NUM
ajfa-12804	402	3	)	)	PUNCT
ajfa-12804	402	4	.	.	PUNCT
ajfa-12804	403	1	liquidity	liquidity	NOUN
ajfa-12804	403	2	risk	risk	NOUN
ajfa-12804	403	3	in	in	ADP
ajfa-12804	403	4	banking	banking	NOUN
ajfa-12804	403	5	:	:	PUNCT
ajfa-12804	403	6	is	be	AUX
ajfa-12804	403	7	there	there	PRON
ajfa-12804	403	8	herding	herd	VERB
ajfa-12804	403	9	?	?	PUNCT
ajfa-12804	403	10	,	,	PUNCT
ajfa-12804	403	11	working	work	VERB
ajfa-12804	403	12	paper	paper	NOUN
ajfa-12804	403	13	botosan	botosan	NOUN
ajfa-12804	403	14	,	,	PUNCT
ajfa-12804	403	15	c.	c.	PROPN
ajfa-12804	403	16	a.	a.	PROPN
ajfa-12804	403	17	and	and	CCONJ
ajfa-12804	403	18	plumlee	plumlee	PROPN
ajfa-12804	403	19	,	,	PUNCT
ajfa-12804	403	20	m.	m.	NOUN
ajfa-12804	403	21	a.	a.	PROPN
ajfa-12804	403	22	(	(	PUNCT
ajfa-12804	403	23	2002	2002	NUM
ajfa-12804	403	24	)	)	PUNCT
ajfa-12804	403	25	,	,	PUNCT
ajfa-12804	403	26	a	a	DET
ajfa-12804	403	27	re	re	NOUN
ajfa-12804	403	28	-	-	NOUN
ajfa-12804	403	29	examination	examination	NOUN
ajfa-12804	403	30	of	of	ADP
ajfa-12804	403	31	disclosure	disclosure	NOUN
ajfa-12804	403	32	level	level	NOUN
ajfa-12804	403	33	and	and	CCONJ
ajfa-12804	403	34	the	the	DET
ajfa-12804	403	35	expected	expect	VERB
ajfa-12804	403	36	cost	cost	NOUN
ajfa-12804	403	37	of	of	ADP
ajfa-12804	403	38	equity	equity	NOUN
ajfa-12804	403	39	capital	capital	NOUN
ajfa-12804	403	40	.	.	PUNCT
ajfa-12804	404	1	journal	journal	PROPN
ajfa-12804	404	2	of	of	ADP
ajfa-12804	404	3	accounting	accounting	NOUN
ajfa-12804	404	4	research	research	NOUN
ajfa-12804	404	5	,	,	PUNCT
ajfa-12804	404	6	40	40	NUM
ajfa-12804	404	7	,	,	PUNCT
ajfa-12804	404	8	21	21	NUM
ajfa-12804	404	9	-	-	SYM
ajfa-12804	404	10	40	40	NUM
ajfa-12804	404	11	.	.	PUNCT
ajfa-12804	405	1	https://doi.org/10.1111/1475-679x.00037	https://doi.org/10.1111/1475-679x.00037	ADJ
ajfa-12804	405	2	bushee	bushee	NOUN
ajfa-12804	405	3	,	,	PUNCT
ajfa-12804	405	4	b.j	b.j	PROPN
ajfa-12804	405	5	.	.	PROPN
ajfa-12804	405	6	,	,	PUNCT
ajfa-12804	405	7	and	and	CCONJ
ajfa-12804	405	8	noe	noe	PROPN
ajfa-12804	405	9	,	,	PUNCT
ajfa-12804	405	10	c.f	c.f	PROPN
ajfa-12804	405	11	.	.	PROPN
ajfa-12804	405	12	(	(	PUNCT
ajfa-12804	405	13	2000	2000	NUM
ajfa-12804	405	14	)	)	PUNCT
ajfa-12804	405	15	.	.	PUNCT
ajfa-12804	406	1	corporate	corporate	ADJ
ajfa-12804	406	2	disclosure	disclosure	NOUN
ajfa-12804	406	3	practices	practice	NOUN
ajfa-12804	406	4	,	,	PUNCT
ajfa-12804	406	5	institutional	institutional	ADJ
ajfa-12804	406	6	investors	investor	NOUN
ajfa-12804	406	7	and	and	CCONJ
ajfa-12804	406	8	stock	stock	NOUN
ajfa-12804	406	9	return	return	NOUN
ajfa-12804	406	10	volatility	volatility	NOUN
ajfa-12804	406	11	.	.	PUNCT
ajfa-12804	407	1	journal	journal	NOUN
ajfa-12804	407	2	of	of	ADP
ajfa-12804	407	3	accounting	accounting	NOUN
ajfa-12804	407	4	research	research	NOUN
ajfa-12804	407	5	,	,	PUNCT
ajfa-12804	407	6	38(3	38(3	NUM
ajfa-12804	407	7	)	)	PUNCT
ajfa-12804	407	8	,	,	PUNCT
ajfa-12804	407	9	171	171	NUM
ajfa-12804	407	10	-	-	SYM
ajfa-12804	407	11	202	202	NUM
ajfa-12804	407	12	.	.	PUNCT
ajfa-12804	408	1	https://doi.org/10.2307/2672914	https://doi.org/10.2307/2672914	NOUN
ajfa-12804	408	2	cordella	cordella	PROPN
ajfa-12804	408	3	,	,	PUNCT
ajfa-12804	408	4	t.	t.	PROPN
ajfa-12804	408	5	and	and	CCONJ
ajfa-12804	408	6	eduardo	eduardo	PROPN
ajfa-12804	408	7	levy	levy	PROPN
ajfa-12804	408	8	yeyati	yeyati	PROPN
ajfa-12804	408	9	e.l	e.l	PROPN
ajfa-12804	408	10	.	.	PROPN
ajfa-12804	408	11	,	,	PUNCT
ajfa-12804	408	12	(	(	PUNCT
ajfa-12804	408	13	1998	1998	NUM
ajfa-12804	408	14	)	)	PUNCT
ajfa-12804	408	15	.	.	PUNCT
ajfa-12804	409	1	public	public	ADJ
ajfa-12804	409	2	disclosure	disclosure	NOUN
ajfa-12804	409	3	and	and	CCONJ
ajfa-12804	409	4	bank	bank	NOUN
ajfa-12804	409	5	failures	failure	NOUN
ajfa-12804	409	6	.	.	PUNCT
ajfa-12804	410	1	imf	imf	PROPN
ajfa-12804	410	2	staff	staff	NOUN
ajfa-12804	410	3	papers	paper	NOUN
ajfa-12804	410	4	,	,	PUNCT
ajfa-12804	410	5	45(1	45(1	NOUN
ajfa-12804	410	6	)	)	PUNCT
ajfa-12804	410	7	,	,	PUNCT
ajfa-12804	410	8	110	110	NUM
ajfa-12804	410	9	-	-	SYM
ajfa-12804	410	10	131	131	NUM
ajfa-12804	410	11	.	.	PUNCT
ajfa-12804	411	1	https://doi.org/10.2307/3867331	https://doi.org/10.2307/3867331	NOUN
ajfa-12804	411	2	fischer	fischer	PROPN
ajfa-12804	411	3	,	,	PUNCT
ajfa-12804	411	4	s.	s.	PROPN
ajfa-12804	411	5	(	(	PUNCT
ajfa-12804	411	6	1999	1999	NUM
ajfa-12804	411	7	)	)	PUNCT
ajfa-12804	411	8	.	.	PUNCT
ajfa-12804	412	1	reforming	reform	VERB
ajfa-12804	412	2	the	the	DET
ajfa-12804	412	3	international	international	ADJ
ajfa-12804	412	4	financial	financial	ADJ
ajfa-12804	412	5	system	system	NOUN
ajfa-12804	412	6	.	.	PUNCT
ajfa-12804	413	1	the	the	DET
ajfa-12804	413	2	economic	economic	ADJ
ajfa-12804	413	3	journal	journal	NOUN
ajfa-12804	413	4	,	,	PUNCT
ajfa-12804	413	5	109	109	NUM
ajfa-12804	413	6	,	,	PUNCT
ajfa-12804	413	7	557–76	557–76	NUM
ajfa-12804	413	8	.	.	PUNCT
ajfa-12804	414	1	https://doi.org/10.1111/1468-0297.00472	https://doi.org/10.1111/1468-0297.00472	NOUN
ajfa-12804	414	2	fung	fung	PROPN
ajfa-12804	414	3	,	,	PUNCT
ajfa-12804	414	4	b.	b.	PROPN
ajfa-12804	414	5	,	,	PUNCT
ajfa-12804	414	6	(	(	PUNCT
ajfa-12804	414	7	2014	2014	NUM
ajfa-12804	414	8	)	)	PUNCT
ajfa-12804	414	9	.	.	PUNCT
ajfa-12804	415	1	the	the	DET
ajfa-12804	415	2	demand	demand	NOUN
ajfa-12804	415	3	and	and	CCONJ
ajfa-12804	415	4	need	need	VERB
ajfa-12804	415	5	for	for	ADP
ajfa-12804	415	6	transparency	transparency	NOUN
ajfa-12804	415	7	and	and	CCONJ
ajfa-12804	415	8	disclosure	disclosure	NOUN
ajfa-12804	415	9	in	in	ADP
ajfa-12804	415	10	corporate	corporate	ADJ
ajfa-12804	415	11	governance	governance	NOUN
ajfa-12804	415	12	.	.	PUNCT
ajfa-12804	416	1	universal	universal	ADJ
ajfa-12804	416	2	journal	journal	PROPN
ajfa-12804	416	3	of	of	ADP
ajfa-12804	416	4	management	management	NOUN
ajfa-12804	416	5	,	,	PUNCT
ajfa-12804	416	6	2(2	2(2	NUM
ajfa-12804	416	7	)	)	PUNCT
ajfa-12804	416	8	,	,	PUNCT
ajfa-12804	416	9	72	72	NUM
ajfa-12804	416	10	-	-	SYM
ajfa-12804	416	11	80	80	NUM
ajfa-12804	416	12	.	.	PUNCT
ajfa-12804	417	1	gilbert	gilbert	PROPN
ajfa-12804	417	2	,	,	PUNCT
ajfa-12804	417	3	r.a	r.a	PROPN
ajfa-12804	417	4	.	.	PROPN
ajfa-12804	417	5	&	&	CCONJ
ajfa-12804	417	6	vaughan	vaughan	PROPN
ajfa-12804	417	7	,	,	PUNCT
ajfa-12804	417	8	m.d	m.d	PROPN
ajfa-12804	417	9	.	.	PROPN
ajfa-12804	417	10	(	(	PUNCT
ajfa-12804	417	11	1998	1998	NUM
ajfa-12804	417	12	)	)	PUNCT
ajfa-12804	417	13	,	,	PUNCT
ajfa-12804	417	14	does	do	AUX
ajfa-12804	417	15	the	the	DET
ajfa-12804	417	16	publication	publication	NOUN
ajfa-12804	417	17	of	of	ADP
ajfa-12804	417	18	supervisory	supervisory	ADJ
ajfa-12804	417	19	enforcement	enforcement	NOUN
ajfa-12804	417	20	actions	action	NOUN
ajfa-12804	417	21	add	add	VERB
ajfa-12804	417	22	to	to	ADP
ajfa-12804	417	23	market	market	NOUN
ajfa-12804	417	24	discipline	discipline	NOUN
ajfa-12804	417	25	?	?	PUNCT
ajfa-12804	418	1	research	research	NOUN
ajfa-12804	418	2	in	in	ADP
ajfa-12804	418	3	financial	financial	ADJ
ajfa-12804	418	4	services	service	NOUN
ajfa-12804	418	5	:	:	PUNCT
ajfa-12804	418	6	public	public	ADJ
ajfa-12804	418	7	and	and	CCONJ
ajfa-12804	418	8	private	private	ADJ
ajfa-12804	418	9	policy	policy	NOUN
ajfa-12804	418	10	,	,	PUNCT
ajfa-12804	418	11	10	10	NUM
ajfa-12804	418	12	,	,	PUNCT
ajfa-12804	418	13	259	259	NUM
ajfa-12804	418	14	-	-	SYM
ajfa-12804	418	15	80	80	NUM
ajfa-12804	418	16	gorton	gorton	PROPN
ajfa-12804	418	17	,	,	PUNCT
ajfa-12804	418	18	g	g	PROPN
ajfa-12804	418	19	,	,	PUNCT
ajfa-12804	418	20	and	and	CCONJ
ajfa-12804	418	21	huang	huang	PROPN
ajfa-12804	418	22	,	,	PUNCT
ajfa-12804	418	23	l.	l.	PROPN
ajfa-12804	418	24	(	(	PUNCT
ajfa-12804	418	25	2006	2006	NUM
ajfa-12804	418	26	)	)	PUNCT
ajfa-12804	418	27	.	.	PUNCT
ajfa-12804	419	1	bank	bank	NOUN
ajfa-12804	419	2	panics	panic	NOUN
ajfa-12804	419	3	and	and	CCONJ
ajfa-12804	419	4	the	the	DET
ajfa-12804	419	5	endogeneity	endogeneity	NOUN
ajfa-12804	419	6	of	of	ADP
ajfa-12804	419	7	central	central	ADJ
ajfa-12804	419	8	banking	banking	NOUN
ajfa-12804	419	9	.	.	PUNCT
ajfa-12804	420	1	journal	journal	PROPN
ajfa-12804	420	2	of	of	ADP
ajfa-12804	420	3	monetary	monetary	ADJ
ajfa-12804	420	4	economics	economic	NOUN
ajfa-12804	420	5	53(7	53(7	NUM
ajfa-12804	420	6	)	)	PUNCT
ajfa-12804	420	7	,	,	PUNCT
ajfa-12804	420	8	1613	1613	NUM
ajfa-12804	420	9	-	-	SYM
ajfa-12804	420	10	1629	1629	NUM
ajfa-12804	420	11	.	.	PUNCT
ajfa-12804	421	1	https://doi.org/10.1016/j.jmoneco.2005.05.015	https://doi.org/10.1016/j.jmoneco.2005.05.015	PROPN
ajfa-12804	421	2	habibullah	habibullah	PROPN
ajfa-12804	421	3	and	and	CCONJ
ajfa-12804	421	4	ghosh	ghosh	PROPN
ajfa-12804	421	5	(	(	PUNCT
ajfa-12804	421	6	1986	1986	NUM
ajfa-12804	421	7	)	)	PUNCT
ajfa-12804	421	8	.	.	PUNCT
ajfa-12804	422	1	risk	risk	NOUN
ajfa-12804	422	2	management	management	NOUN
ajfa-12804	422	3	:	:	PUNCT
ajfa-12804	422	4	a	a	DET
ajfa-12804	422	5	study	study	NOUN
ajfa-12804	422	6	of	of	ADP
ajfa-12804	422	7	bangladesh	bangladesh	NOUN
ajfa-12804	422	8	jute	jute	NOUN
ajfa-12804	422	9	mills	mill	NOUN
ajfa-12804	422	10	corporation	corporation	PROPN
ajfa-12804	422	11	and	and	CCONJ
ajfa-12804	422	12	bangladesh	bangladesh	PROPN
ajfa-12804	422	13	textile	textile	NOUN
ajfa-12804	422	14	corporation	corporation	NOUN
ajfa-12804	422	15	.	.	PUNCT
ajfa-12804	423	1	bureau	bureau	PROPN
ajfa-12804	423	2	of	of	ADP
ajfa-12804	423	3	business	business	PROPN
ajfa-12804	423	4	research	research	NOUN
ajfa-12804	423	5	,	,	PUNCT
ajfa-12804	423	6	university	university	NOUN
ajfa-12804	423	7	of	of	ADP
ajfa-12804	423	8	dhaka	dhaka	PROPN
ajfa-12804	423	9	.	.	PUNCT
ajfa-12804	424	1	hassan	hassan	PROPN
ajfa-12804	424	2	,	,	PUNCT
ajfa-12804	424	3	o.	o.	PROPN
ajfa-12804	424	4	,	,	PUNCT
ajfa-12804	424	5	marston	marston	PROPN
ajfa-12804	424	6	,	,	PUNCT
ajfa-12804	424	7	c.	c.	PROPN
ajfa-12804	424	8	(	(	PUNCT
ajfa-12804	424	9	2010	2010	NUM
ajfa-12804	424	10	)	)	PUNCT
ajfa-12804	424	11	.	.	PUNCT
ajfa-12804	425	1	disclosure	disclosure	NOUN
ajfa-12804	425	2	measurement	measurement	NOUN
ajfa-12804	425	3	in	in	ADP
ajfa-12804	425	4	the	the	DET
ajfa-12804	425	5	empirical	empirical	ADJ
ajfa-12804	425	6	accounting	accounting	NOUN
ajfa-12804	425	7	literature	literature	PROPN
ajfa-12804	425	8	a	a	DET
ajfa-12804	425	9	review	review	NOUN
ajfa-12804	425	10	article	article	NOUN
ajfa-12804	425	11	.	.	PUNCT
ajfa-12804	426	1	accountancy	accountancy	NOUN
ajfa-12804	426	2	discussion	discussion	NOUN
ajfa-12804	426	3	papers	paper	NOUN
ajfa-12804	426	4	1004	1004	NUM
ajfa-12804	426	5	,	,	PUNCT
ajfa-12804	426	6	accountancy	accountancy	NOUN
ajfa-12804	426	7	research	research	NOUN
ajfa-12804	426	8	group	group	NOUN
ajfa-12804	426	9	,	,	PUNCT
ajfa-12804	426	10	heriot	heriot	NOUN
ajfa-12804	426	11	watt	watt	PROPN
ajfa-12804	426	12	university	university	PROPN
ajfa-12804	426	13	healy	healy	PROPN
ajfa-12804	426	14	,	,	PUNCT
ajfa-12804	426	15	p.	p.	NOUN
ajfa-12804	426	16	m.	m.	NOUN
ajfa-12804	426	17	,	,	PUNCT
ajfa-12804	426	18	&	&	CCONJ
ajfa-12804	426	19	palepu	palepu	PROPN
ajfa-12804	426	20	,	,	PUNCT
ajfa-12804	426	21	k.	k.	PROPN
ajfa-12804	426	22	g.	g.	PROPN
ajfa-12804	426	23	,	,	PUNCT
ajfa-12804	426	24	(	(	PUNCT
ajfa-12804	426	25	2001	2001	NUM
ajfa-12804	426	26	)	)	PUNCT
ajfa-12804	426	27	.	.	PUNCT
ajfa-12804	427	1	information	information	NOUN
ajfa-12804	427	2	asymmetry	asymmetry	NOUN
ajfa-12804	427	3	,	,	PUNCT
ajfa-12804	427	4	corporate	corporate	ADJ
ajfa-12804	427	5	disclosure	disclosure	NOUN
ajfa-12804	427	6	,	,	PUNCT
ajfa-12804	427	7	and	and	CCONJ
ajfa-12804	427	8	the	the	DET
ajfa-12804	427	9	capital	capital	NOUN
ajfa-12804	427	10	markets	market	NOUN
ajfa-12804	427	11	:	:	PUNCT
ajfa-12804	427	12	a	a	DET
ajfa-12804	427	13	review	review	NOUN
ajfa-12804	427	14	of	of	ADP
ajfa-12804	427	15	the	the	DET
ajfa-12804	427	16	empirical	empirical	ADJ
ajfa-12804	427	17	disclosure	disclosure	NOUN
ajfa-12804	427	18	literature	literature	NOUN
ajfa-12804	427	19	.	.	PUNCT
ajfa-12804	428	1	journal	journal	PROPN
ajfa-12804	428	2	of	of	ADP
ajfa-12804	428	3	accounting	accounting	NOUN
ajfa-12804	428	4	and	and	CCONJ
ajfa-12804	428	5	economics	economic	NOUN
ajfa-12804	428	6	,	,	PUNCT
ajfa-12804	428	7	31(1	31(1	NUM
ajfa-12804	428	8	-	-	SYM
ajfa-12804	428	9	3	3	NUM
ajfa-12804	428	10	)	)	PUNCT
ajfa-12804	428	11	,	,	PUNCT
ajfa-12804	428	12	405	405	NUM
ajfa-12804	428	13	-	-	SYM
ajfa-12804	428	14	440	440	NUM
ajfa-12804	428	15	.	.	PUNCT
ajfa-12804	429	1	https://doi.org/10.1016/s0165-4101(01)00018-0	https://doi.org/10.1016/s0165-4101(01)00018-0	PROPN
ajfa-12804	429	2	hitchins	hitchin	NOUN
ajfa-12804	429	3	,	,	PUNCT
ajfa-12804	429	4	j.	j.	PROPN
ajfa-12804	429	5	,	,	PUNCT
ajfa-12804	429	6	mallett	mallett	PROPN
ajfa-12804	429	7	,	,	PUNCT
ajfa-12804	429	8	d.	d.	PROPN
ajfa-12804	429	9	and	and	CCONJ
ajfa-12804	429	10	hogg	hogg	PROPN
ajfa-12804	429	11	,	,	PUNCT
ajfa-12804	429	12	h.	h.	PROPN
ajfa-12804	429	13	(	(	PUNCT
ajfa-12804	429	14	2001	2001	NUM
ajfa-12804	429	15	)	)	PUNCT
ajfa-12804	429	16	.	.	PUNCT
ajfa-12804	430	1	banking	banking	NOUN
ajfa-12804	430	2	:	:	PUNCT
ajfa-12804	430	3	an	an	DET
ajfa-12804	430	4	industry	industry	NOUN
ajfa-12804	430	5	accounting	accounting	NOUN
ajfa-12804	430	6	and	and	CCONJ
ajfa-12804	430	7	auditing	auditing	NOUN
ajfa-12804	430	8	guide	guide	NOUN
ajfa-12804	430	9	,	,	PUNCT
ajfa-12804	430	10	london	london	PROPN
ajfa-12804	430	11	:	:	PUNCT
ajfa-12804	430	12	institute	institute	PROPN
ajfa-12804	430	13	of	of	ADP
ajfa-12804	430	14	chartered	chartered	PROPN
ajfa-12804	430	15	accountants	accountant	NOUN
ajfa-12804	430	16	in	in	ADP
ajfa-12804	430	17	england	england	PROPN
ajfa-12804	430	18	and	and	CCONJ
ajfa-12804	430	19	wales	wales	PROPN
ajfa-12804	430	20	.	.	PUNCT
ajfa-12804	431	1	hyytinen	hyytinen	PROPN
ajfa-12804	431	2	,	,	PUNCT
ajfa-12804	431	3	ari	ari	PROPN
ajfa-12804	431	4	,	,	PUNCT
ajfa-12804	431	5	kuosa	kuosa	PROPN
ajfa-12804	431	6	,	,	PUNCT
ajfa-12804	431	7	iikka	iikka	NOUN
ajfa-12804	431	8	and	and	CCONJ
ajfa-12804	431	9	takalo	takalo	PROPN
ajfa-12804	431	10	,	,	PUNCT
ajfa-12804	431	11	tuomas	tuomas	PROPN
ajfa-12804	431	12	,	,	PUNCT
ajfa-12804	431	13	(	(	PUNCT
ajfa-12804	431	14	2003	2003	NUM
ajfa-12804	431	15	)	)	PUNCT
ajfa-12804	431	16	,	,	PUNCT
ajfa-12804	431	17	law	law	NOUN
ajfa-12804	431	18	or	or	CCONJ
ajfa-12804	431	19	finance	finance	NOUN
ajfa-12804	431	20	:	:	PUNCT
ajfa-12804	431	21	evidence	evidence	NOUN
ajfa-12804	431	22	from	from	ADP
ajfa-12804	431	23	finland	finland	PROPN
ajfa-12804	431	24	.	.	PUNCT
ajfa-12804	432	1	european	european	PROPN
ajfa-12804	432	2	journal	journal	PROPN
ajfa-12804	432	3	of	of	ADP
ajfa-12804	432	4	law	law	NOUN
ajfa-12804	432	5	and	and	CCONJ
ajfa-12804	432	6	economics	economic	NOUN
ajfa-12804	432	7	,	,	PUNCT
ajfa-12804	432	8	16(1	16(1	NUM
ajfa-12804	432	9	)	)	PUNCT
ajfa-12804	432	10	,	,	PUNCT
ajfa-12804	432	11	59	59	NUM
ajfa-12804	432	12	-	-	SYM
ajfa-12804	432	13	89	89	NUM
ajfa-12804	432	14	.	.	PUNCT
ajfa-12804	433	1	https://doi.org/10.1023/a:1023932325783	https://doi.org/10.1023/a:1023932325783	PROPN
ajfa-12804	433	2	jensen	jensen	PROPN
ajfa-12804	433	3	,	,	PUNCT
ajfa-12804	433	4	m.	m.	NOUN
ajfa-12804	433	5	,	,	PUNCT
ajfa-12804	433	6	and	and	CCONJ
ajfa-12804	433	7	meckling	meckling	NOUN
ajfa-12804	433	8	,	,	PUNCT
ajfa-12804	433	9	w.	w.	NOUN
ajfa-12804	433	10	(	(	PUNCT
ajfa-12804	433	11	1976	1976	NUM
ajfa-12804	433	12	)	)	PUNCT
ajfa-12804	433	13	.	.	PUNCT
ajfa-12804	434	1	theory	theory	NOUN
ajfa-12804	434	2	of	of	ADP
ajfa-12804	434	3	the	the	DET
ajfa-12804	434	4	firm	firm	NOUN
ajfa-12804	434	5	:	:	PUNCT
ajfa-12804	434	6	managerial	managerial	ADJ
ajfa-12804	434	7	behavior	behavior	NOUN
ajfa-12804	434	8	,	,	PUNCT
ajfa-12804	434	9	agency	agency	NOUN
ajfa-12804	434	10	costs	cost	VERB
ajfa-12804	434	11	asian	asian	ADJ
ajfa-12804	434	12	journal	journal	NOUN
ajfa-12804	434	13	of	of	ADP
ajfa-12804	434	14	finance	finance	PROPN
ajfa-12804	434	15	&	&	CCONJ
ajfa-12804	434	16	accounting	accounting	PROPN
ajfa-12804	434	17	issn	issn	PROPN
ajfa-12804	434	18	1946	1946	NUM
ajfa-12804	434	19	-	-	PUNCT
ajfa-12804	434	20	052x	052x	NOUN
ajfa-12804	434	21	2018	2018	NUM
ajfa-12804	434	22	,	,	PUNCT
ajfa-12804	434	23	vol	vol	NOUN
ajfa-12804	434	24	.	.	PROPN
ajfa-12804	435	1	10	10	NUM
ajfa-12804	435	2	,	,	PUNCT
ajfa-12804	435	3	no	no	INTJ
ajfa-12804	435	4	.	.	NOUN
ajfa-12804	435	5	1	1	NUM
ajfa-12804	435	6	ajfa.macrothink.org	ajfa.macrothink.org	ADJ
ajfa-12804	435	7	206	206	NUM
ajfa-12804	435	8	and	and	CCONJ
ajfa-12804	435	9	ownership	ownership	NOUN
ajfa-12804	435	10	structure	structure	NOUN
ajfa-12804	435	11	.	.	PUNCT
ajfa-12804	436	1	journal	journal	NOUN
ajfa-12804	436	2	of	of	ADP
ajfa-12804	436	3	financial	financial	ADJ
ajfa-12804	436	4	economics	economic	NOUN
ajfa-12804	436	5	3(4	3(4	NUM
ajfa-12804	436	6	)	)	PUNCT
ajfa-12804	436	7	,	,	PUNCT
ajfa-12804	436	8	305	305	NUM
ajfa-12804	436	9	-	-	SYM
ajfa-12804	436	10	360	360	NUM
ajfa-12804	436	11	.	.	PUNCT
ajfa-12804	437	1	https://doi.org/10.1016/0304-405x(76)90026-x	https://doi.org/10.1016/0304-405x(76)90026-x	PROPN
ajfa-12804	437	2	jorion	jorion	NOUN
ajfa-12804	437	3	,	,	PUNCT
ajfa-12804	437	4	p.	p.	NOUN
ajfa-12804	437	5	(	(	PUNCT
ajfa-12804	437	6	2003	2003	NUM
ajfa-12804	437	7	)	)	PUNCT
ajfa-12804	437	8	.	.	PUNCT
ajfa-12804	438	1	financial	financial	ADJ
ajfa-12804	438	2	risk	risk	NOUN
ajfa-12804	438	3	manager	manager	NOUN
ajfa-12804	438	4	handbook	handbook	NOUN
ajfa-12804	438	5	.	.	PUNCT
ajfa-12804	439	1	2nd	2nd	ADJ
ajfa-12804	439	2	ed	ed	NOUN
ajfa-12804	439	3	.	.	PROPN
ajfa-12804	439	4	,	,	PUNCT
ajfa-12804	439	5	new	new	PROPN
ajfa-12804	439	6	york	york	PROPN
ajfa-12804	439	7	,	,	PUNCT
ajfa-12804	439	8	chichester	chichester	PROPN
ajfa-12804	439	9	:	:	PUNCT
ajfa-12804	439	10	wiley	wiley	PROPN
ajfa-12804	439	11	.	.	PUNCT
ajfa-12804	440	1	kaufman	kaufman	PROPN
ajfa-12804	440	2	,	,	PUNCT
ajfa-12804	440	3	g.g	g.g	PROPN
ajfa-12804	440	4	.	.	PROPN
ajfa-12804	440	5	,	,	PUNCT
ajfa-12804	440	6	scott	scott	PROPN
ajfa-12804	440	7	,	,	PUNCT
ajfa-12804	440	8	k.e	k.e	PROPN
ajfa-12804	440	9	.	.	PROPN
ajfa-12804	440	10	,	,	PUNCT
ajfa-12804	440	11	(	(	PUNCT
ajfa-12804	440	12	2003	2003	NUM
ajfa-12804	440	13	)	)	PUNCT
ajfa-12804	440	14	.	.	PUNCT
ajfa-12804	441	1	what	what	PRON
ajfa-12804	441	2	is	be	AUX
ajfa-12804	441	3	systemic	systemic	ADJ
ajfa-12804	441	4	risk	risk	NOUN
ajfa-12804	441	5	and	and	CCONJ
ajfa-12804	441	6	do	do	VERB
ajfa-12804	441	7	bank	bank	NOUN
ajfa-12804	441	8	regulators	regulator	NOUN
ajfa-12804	441	9	retard	retard	VERB
ajfa-12804	441	10	or	or	CCONJ
ajfa-12804	441	11	contribute	contribute	VERB
ajfa-12804	441	12	to	to	ADP
ajfa-12804	441	13	it	it	PRON
ajfa-12804	441	14	?	?	PUNCT
ajfa-12804	442	1	independent	independent	PROPN
ajfa-12804	442	2	rev	rev	PROPN
ajfa-12804	442	3	.	.	PROPN
ajfa-12804	442	4	vii	vii	PROPN
ajfa-12804	442	5	,	,	PUNCT
ajfa-12804	442	6	372	372	NUM
ajfa-12804	442	7	-	-	SYM
ajfa-12804	442	8	391	391	NUM
ajfa-12804	442	9	.	.	PUNCT
ajfa-12804	442	10	lajili	lajili	NOUN
ajfa-12804	442	11	,	,	PUNCT
ajfa-12804	442	12	k	k	PROPN
ajfa-12804	442	13	&	&	CCONJ
ajfa-12804	442	14	zéghal	zéghal	PROPN
ajfa-12804	442	15	,	,	PUNCT
ajfa-12804	442	16	d	d	X
ajfa-12804	442	17	(	(	PUNCT
ajfa-12804	442	18	2005	2005	NUM
ajfa-12804	442	19	)	)	PUNCT
ajfa-12804	442	20	,	,	PUNCT
ajfa-12804	442	21	a	a	DET
ajfa-12804	442	22	content	content	NOUN
ajfa-12804	442	23	analysis	analysis	NOUN
ajfa-12804	442	24	of	of	ADP
ajfa-12804	442	25	risk	risk	NOUN
ajfa-12804	442	26	management	management	NOUN
ajfa-12804	442	27	disclosures	disclosure	NOUN
ajfa-12804	442	28	in	in	ADP
ajfa-12804	442	29	canadian	canadian	ADJ
ajfa-12804	442	30	annual	annual	ADJ
ajfa-12804	442	31	reports	report	NOUN
ajfa-12804	442	32	.	.	PUNCT
ajfa-12804	443	1	canadian	canadian	ADJ
ajfa-12804	443	2	journal	journal	PROPN
ajfa-12804	443	3	of	of	ADP
ajfa-12804	443	4	administrative	administrative	ADJ
ajfa-12804	443	5	sciences	science	NOUN
ajfa-12804	443	6	,	,	PUNCT
ajfa-12804	443	7	22(2	22(2	NUM
ajfa-12804	443	8	)	)	PUNCT
ajfa-12804	443	9	,	,	PUNCT
ajfa-12804	443	10	125	125	NUM
ajfa-12804	443	11	-	-	SYM
ajfa-12804	443	12	142	142	NUM
ajfa-12804	443	13	.	.	PUNCT
ajfa-12804	444	1	https://doi.org/10.1111/j.1936-4490.2005.tb00714.x	https://doi.org/10.1111/j.1936-4490.2005.tb00714.x	PROPN
ajfa-12804	444	2	lin	lin	PROPN
ajfa-12804	444	3	,	,	PUNCT
ajfa-12804	444	4	s.l	s.l	PROPN
ajfa-12804	444	5	.	.	PROPN
ajfa-12804	444	6	(	(	PUNCT
ajfa-12804	444	7	2009	2009	NUM
ajfa-12804	444	8	)	)	PUNCT
ajfa-12804	444	9	.	.	PUNCT
ajfa-12804	445	1	a	a	DET
ajfa-12804	445	2	new	new	ADJ
ajfa-12804	445	3	two	two	NUM
ajfa-12804	445	4	stage	stage	NOUN
ajfa-12804	445	5	hybrid	hybrid	NOUN
ajfa-12804	445	6	approach	approach	NOUN
ajfa-12804	445	7	of	of	ADP
ajfa-12804	445	8	credit	credit	NOUN
ajfa-12804	445	9	risk	risk	NOUN
ajfa-12804	445	10	in	in	ADP
ajfa-12804	445	11	banking	banking	NOUN
ajfa-12804	445	12	industry	industry	NOUN
ajfa-12804	445	13	.	.	PUNCT
ajfa-12804	446	1	expert	expert	NOUN
ajfa-12804	446	2	systems	system	NOUN
ajfa-12804	446	3	with	with	ADP
ajfa-12804	446	4	applications	application	NOUN
ajfa-12804	446	5	,	,	PUNCT
ajfa-12804	446	6	36(4	36(4	NUM
ajfa-12804	446	7	)	)	PUNCT
ajfa-12804	446	8	,	,	PUNCT
ajfa-12804	446	9	8333	8333	NUM
ajfa-12804	446	10	-	-	SYM
ajfa-12804	446	11	8341	8341	NUM
ajfa-12804	446	12	.	.	PUNCT
ajfa-12804	447	1	https://doi.org/10.1016/j.eswa.2008.10.015	https://doi.org/10.1016/j.eswa.2008.10.015	NOUN
ajfa-12804	447	2	linsley	linsley	ADJ
ajfa-12804	447	3	,	,	PUNCT
ajfa-12804	447	4	pm	pm	NOUN
ajfa-12804	447	5	&	&	CCONJ
ajfa-12804	447	6	shrives	shrive	NOUN
ajfa-12804	447	7	,	,	PUNCT
ajfa-12804	447	8	pj	pj	PROPN
ajfa-12804	447	9	(	(	PUNCT
ajfa-12804	447	10	2005	2005	NUM
ajfa-12804	447	11	)	)	PUNCT
ajfa-12804	447	12	,	,	PUNCT
ajfa-12804	447	13	examining	examine	VERB
ajfa-12804	447	14	risk	risk	NOUN
ajfa-12804	447	15	reporting	reporting	NOUN
ajfa-12804	447	16	in	in	ADP
ajfa-12804	447	17	uk	uk	PROPN
ajfa-12804	447	18	public	public	ADJ
ajfa-12804	447	19	companies	company	NOUN
ajfa-12804	447	20	.	.	PUNCT
ajfa-12804	448	1	journal	journal	NOUN
ajfa-12804	448	2	of	of	ADP
ajfa-12804	448	3	risk	risk	NOUN
ajfa-12804	448	4	finance	finance	NOUN
ajfa-12804	448	5	,	,	PUNCT
ajfa-12804	448	6	6(4	6(4	NUM
ajfa-12804	448	7	)	)	PUNCT
ajfa-12804	448	8	,	,	PUNCT
ajfa-12804	448	9	292	292	NUM
ajfa-12804	448	10	-	-	SYM
ajfa-12804	448	11	305	305	NUM
ajfa-12804	448	12	.	.	PUNCT
ajfa-12804	449	1	https://doi.org/10.1108/15265940510613633	https://doi.org/10.1108/15265940510613633	NOUN
ajfa-12804	449	2	linsley	linsley	ADJ
ajfa-12804	449	3	,	,	PUNCT
ajfa-12804	449	4	pm	pm	NOUN
ajfa-12804	449	5	&	&	CCONJ
ajfa-12804	449	6	shrives	shrive	NOUN
ajfa-12804	449	7	,	,	PUNCT
ajfa-12804	449	8	pj	pj	PROPN
ajfa-12804	449	9	(	(	PUNCT
ajfa-12804	449	10	2005b	2005b	NUM
ajfa-12804	449	11	)	)	PUNCT
ajfa-12804	449	12	,	,	PUNCT
ajfa-12804	449	13	transparency	transparency	NOUN
ajfa-12804	449	14	and	and	CCONJ
ajfa-12804	449	15	the	the	DET
ajfa-12804	449	16	disclosure	disclosure	NOUN
ajfa-12804	449	17	of	of	ADP
ajfa-12804	449	18	risk	risk	NOUN
ajfa-12804	449	19	information	information	NOUN
ajfa-12804	449	20	in	in	ADP
ajfa-12804	449	21	the	the	DET
ajfa-12804	449	22	banking	banking	NOUN
ajfa-12804	449	23	sector	sector	NOUN
ajfa-12804	449	24	.	.	PUNCT
ajfa-12804	450	1	journal	journal	NOUN
ajfa-12804	450	2	of	of	ADP
ajfa-12804	450	3	financial	financial	ADJ
ajfa-12804	450	4	regulation	regulation	NOUN
ajfa-12804	450	5	and	and	CCONJ
ajfa-12804	450	6	compliance	compliance	NOUN
ajfa-12804	450	7	,	,	PUNCT
ajfa-12804	450	8	vol	vol	NOUN
ajfa-12804	450	9	.	.	PUNCT
ajfa-12804	451	1	13(3	13(3	NUM
ajfa-12804	451	2	)	)	PUNCT
ajfa-12804	451	3	,	,	PUNCT
ajfa-12804	451	4	205	205	NUM
ajfa-12804	451	5	-	-	SYM
ajfa-12804	451	6	214	214	NUM
ajfa-12804	451	7	.	.	PUNCT
ajfa-12804	452	1	https://doi.org/10.1108/13581980510622063	https://doi.org/10.1108/13581980510622063	PROPN
ajfa-12804	452	2	nier	nier	PROPN
ajfa-12804	452	3	,	,	PUNCT
ajfa-12804	452	4	e.	e.	PROPN
ajfa-12804	452	5	,	,	PUNCT
ajfa-12804	452	6	and	and	CCONJ
ajfa-12804	452	7	baumann	baumann	PROPN
ajfa-12804	452	8	,	,	PUNCT
ajfa-12804	452	9	u.	u.	PROPN
ajfa-12804	452	10	,	,	PUNCT
ajfa-12804	452	11	(	(	PUNCT
ajfa-12804	452	12	2006	2006	NUM
ajfa-12804	452	13	)	)	PUNCT
ajfa-12804	452	14	.	.	PUNCT
ajfa-12804	453	1	market	market	NOUN
ajfa-12804	453	2	discipline	discipline	NOUN
ajfa-12804	453	3	,	,	PUNCT
ajfa-12804	453	4	disclosure	disclosure	NOUN
ajfa-12804	453	5	and	and	CCONJ
ajfa-12804	453	6	moral	moral	ADJ
ajfa-12804	453	7	hazard	hazard	NOUN
ajfa-12804	453	8	in	in	ADP
ajfa-12804	453	9	banking	banking	NOUN
ajfa-12804	453	10	.	.	PUNCT
ajfa-12804	454	1	journal	journal	PROPN
ajfa-12804	454	2	of	of	ADP
ajfa-12804	454	3	financial	financial	ADJ
ajfa-12804	454	4	intermediation	intermediation	NOUN
ajfa-12804	454	5	,	,	PUNCT
ajfa-12804	454	6	15	15	NUM
ajfa-12804	454	7	,	,	PUNCT
ajfa-12804	454	8	332	332	NUM
ajfa-12804	454	9	-	-	SYM
ajfa-12804	454	10	361	361	NUM
ajfa-12804	454	11	.	.	PUNCT
ajfa-12804	455	1	https://doi.org/10.1016/j.jfi.2006.03.001	https://doi.org/10.1016/j.jfi.2006.03.001	PROPN
ajfa-12804	455	2	nier	nier	PROPN
ajfa-12804	455	3	,	,	PUNCT
ajfa-12804	455	4	erlend	erlend	PROPN
ajfa-12804	455	5	w.	w.	PROPN
ajfa-12804	455	6	,	,	PUNCT
ajfa-12804	455	7	(	(	PUNCT
ajfa-12804	455	8	2005	2005	NUM
ajfa-12804	455	9	)	)	PUNCT
ajfa-12804	455	10	.	.	PUNCT
ajfa-12804	456	1	bank	bank	NOUN
ajfa-12804	456	2	stability	stability	NOUN
ajfa-12804	456	3	and	and	CCONJ
ajfa-12804	456	4	transparency	transparency	NOUN
ajfa-12804	456	5	.	.	PUNCT
ajfa-12804	457	1	journal	journal	NOUN
ajfa-12804	457	2	of	of	ADP
ajfa-12804	457	3	financial	financial	ADJ
ajfa-12804	457	4	stability	stability	NOUN
ajfa-12804	457	5	,	,	PUNCT
ajfa-12804	457	6	1	1	NUM
ajfa-12804	457	7	,	,	PUNCT
ajfa-12804	457	8	342	342	NUM
ajfa-12804	457	9	-	-	SYM
ajfa-12804	457	10	354	354	NUM
ajfa-12804	457	11	.	.	PUNCT
ajfa-12804	458	1	https://doi.org/10.1016/j.jfs.2005.02.007	https://doi.org/10.1016/j.jfs.2005.02.007	PROPN
ajfa-12804	458	2	oliveira	oliveira	PROPN
ajfa-12804	458	3	,	,	PUNCT
ajfa-12804	458	4	j.	j.	PROPN
ajfa-12804	458	5	,	,	PUNCT
ajfa-12804	458	6	rodrigues	rodrigues	PROPN
ajfa-12804	458	7	,	,	PUNCT
ajfa-12804	458	8	l.	l.	PROPN
ajfa-12804	458	9	l.	l.	PROPN
ajfa-12804	458	10	and	and	CCONJ
ajfa-12804	458	11	craig	craig	PROPN
ajfa-12804	458	12	,	,	PUNCT
ajfa-12804	458	13	r.	r.	PROPN
ajfa-12804	458	14	(	(	PUNCT
ajfa-12804	458	15	2011	2011	NUM
ajfa-12804	458	16	)	)	PUNCT
ajfa-12804	458	17	risk	risk	NOUN
ajfa-12804	458	18	-	-	PUNCT
ajfa-12804	458	19	related	relate	VERB
ajfa-12804	458	20	disclosure	disclosure	NOUN
ajfa-12804	458	21	practices	practice	NOUN
ajfa-12804	458	22	in	in	ADP
ajfa-12804	458	23	the	the	DET
ajfa-12804	458	24	annual	annual	ADJ
ajfa-12804	458	25	reports	report	NOUN
ajfa-12804	458	26	of	of	ADP
ajfa-12804	458	27	portuguese	portuguese	ADJ
ajfa-12804	458	28	credit	credit	NOUN
ajfa-12804	458	29	institutions	institution	NOUN
ajfa-12804	458	30	:	:	PUNCT
ajfa-12804	458	31	an	an	DET
ajfa-12804	458	32	exploratory	exploratory	ADJ
ajfa-12804	458	33	study	study	NOUN
ajfa-12804	458	34	.	.	PUNCT
ajfa-12804	459	1	journal	journal	NOUN
ajfa-12804	459	2	of	of	ADP
ajfa-12804	459	3	banking	banking	NOUN
ajfa-12804	459	4	regulation	regulation	NOUN
ajfa-12804	459	5	,	,	PUNCT
ajfa-12804	459	6	12(2	12(2	NUM
ajfa-12804	459	7	)	)	PUNCT
ajfa-12804	459	8	,	,	PUNCT
ajfa-12804	459	9	100	100	NUM
ajfa-12804	459	10	-	-	SYM
ajfa-12804	459	11	118	118	NUM
ajfa-12804	459	12	.	.	PUNCT
ajfa-12804	460	1	https://doi.org/10.1057/jbr.2010.20	https://doi.org/10.1057/jbr.2010.20	ADV
ajfa-12804	460	2	poskitt	poskitt	VERB
ajfa-12804	460	3	,	,	PUNCT
ajfa-12804	460	4	r.	r.	PROPN
ajfa-12804	460	5	(	(	PUNCT
ajfa-12804	460	6	2005	2005	NUM
ajfa-12804	460	7	)	)	PUNCT
ajfa-12804	460	8	,	,	PUNCT
ajfa-12804	460	9	disclosure	disclosure	NOUN
ajfa-12804	460	10	regulation	regulation	NOUN
ajfa-12804	460	11	and	and	CCONJ
ajfa-12804	460	12	information	information	NOUN
ajfa-12804	460	13	risk	risk	NOUN
ajfa-12804	460	14	.	.	PUNCT
ajfa-12804	461	1	accounting	accounting	NOUN
ajfa-12804	461	2	&	&	CCONJ
ajfa-12804	461	3	finance	finance	PROPN
ajfa-12804	461	4	,	,	PUNCT
ajfa-12804	461	5	45	45	NUM
ajfa-12804	461	6	,	,	PUNCT
ajfa-12804	461	7	457–477	457–477	NUM
ajfa-12804	461	8	.	.	PUNCT
ajfa-12804	462	1	https://doi.org/10.1111/j.1467-629x.2005.00147.x	https://doi.org/10.1111/j.1467-629x.2005.00147.x	PROPN
ajfa-12804	462	2	richard	richard	PROPN
ajfa-12804	462	3	,	,	PUNCT
ajfa-12804	462	4	e.	e.	PROPN
ajfa-12804	462	5	,	,	PUNCT
ajfa-12804	462	6	chijoriga	chijoriga	PROPN
ajfa-12804	462	7	,	,	PUNCT
ajfa-12804	462	8	m.	m.	NOUN
ajfa-12804	462	9	,	,	PUNCT
ajfa-12804	462	10	kaijage	kaijage	NOUN
ajfa-12804	462	11	,	,	PUNCT
ajfa-12804	462	12	e.	e.	PROPN
ajfa-12804	462	13	,	,	PUNCT
ajfa-12804	462	14	peterson	peterson	PROPN
ajfa-12804	462	15	,	,	PUNCT
ajfa-12804	462	16	c.	c.	PROPN
ajfa-12804	462	17	and	and	CCONJ
ajfa-12804	462	18	bohman	bohman	NOUN
ajfa-12804	462	19	,	,	PUNCT
ajfa-12804	462	20	h.	h.	PROPN
ajfa-12804	462	21	(	(	PUNCT
ajfa-12804	462	22	2008	2008	NUM
ajfa-12804	462	23	)	)	PUNCT
ajfa-12804	462	24	.	.	PUNCT
ajfa-12804	463	1	credit	credit	NOUN
ajfa-12804	463	2	risk	risk	NOUN
ajfa-12804	463	3	management	management	NOUN
ajfa-12804	463	4	system	system	NOUN
ajfa-12804	463	5	of	of	ADP
ajfa-12804	463	6	a	a	DET
ajfa-12804	463	7	commercial	commercial	ADJ
ajfa-12804	463	8	bank	bank	NOUN
ajfa-12804	463	9	in	in	ADP
ajfa-12804	463	10	tanzania	tanzania	PROPN
ajfa-12804	463	11	.	.	PUNCT
ajfa-12804	464	1	international	international	ADJ
ajfa-12804	464	2	journal	journal	NOUN
ajfa-12804	464	3	of	of	ADP
ajfa-12804	464	4	emerging	emerge	VERB
ajfa-12804	464	5	markets	market	NOUN
ajfa-12804	464	6	,	,	PUNCT
ajfa-12804	464	7	3(3	3(3	NUM
ajfa-12804	464	8	)	)	PUNCT
ajfa-12804	464	9	,	,	PUNCT
ajfa-12804	464	10	323	323	NUM
ajfa-12804	464	11	-	-	SYM
ajfa-12804	464	12	332	332	NUM
ajfa-12804	464	13	.	.	PUNCT
ajfa-12804	465	1	https://doi.org/10.1108/17468800810883729	https://doi.org/10.1108/17468800810883729	ADJ
ajfa-12804	465	2	saunders	saunder	NOUN
ajfa-12804	465	3	,	,	PUNCT
ajfa-12804	465	4	m.	m.	NOUN
ajfa-12804	465	5	,	,	PUNCT
ajfa-12804	465	6	lewis	lewis	PROPN
ajfa-12804	465	7	,	,	PUNCT
ajfa-12804	465	8	p.	p.	PROPN
ajfa-12804	465	9	,	,	PUNCT
ajfa-12804	465	10	&	&	CCONJ
ajfa-12804	465	11	thornhill	thornhill	PROPN
ajfa-12804	465	12	,	,	PUNCT
ajfa-12804	465	13	a.	a.	NOUN
ajfa-12804	465	14	(	(	PUNCT
ajfa-12804	465	15	2009	2009	NUM
ajfa-12804	465	16	)	)	PUNCT
ajfa-12804	465	17	.	.	PUNCT
ajfa-12804	466	1	research	research	NOUN
ajfa-12804	466	2	methods	method	NOUN
ajfa-12804	466	3	for	for	ADP
ajfa-12804	466	4	business	business	NOUN
ajfa-12804	466	5	students	student	NOUN
ajfa-12804	466	6	,	,	PUNCT
ajfa-12804	466	7	5th	5th	ADJ
ajfa-12804	466	8	edition	edition	NOUN
ajfa-12804	466	9	,	,	PUNCT
ajfa-12804	466	10	prentice	prentice	PROPN
ajfa-12804	466	11	hall	hall	PROPN
ajfa-12804	466	12	tadesse	tadesse	PROPN
ajfa-12804	466	13	,	,	PUNCT
ajfa-12804	466	14	s.	s.	PROPN
ajfa-12804	466	15	(	(	PUNCT
ajfa-12804	466	16	2006	2006	NUM
ajfa-12804	466	17	)	)	PUNCT
ajfa-12804	466	18	.	.	PUNCT
ajfa-12804	467	1	the	the	DET
ajfa-12804	467	2	economic	economic	ADJ
ajfa-12804	467	3	value	value	NOUN
ajfa-12804	467	4	of	of	ADP
ajfa-12804	467	5	regulated	regulated	ADJ
ajfa-12804	467	6	disclosure	disclosure	NOUN
ajfa-12804	467	7	:	:	PUNCT
ajfa-12804	467	8	evidence	evidence	NOUN
ajfa-12804	467	9	from	from	ADP
ajfa-12804	467	10	the	the	DET
ajfa-12804	467	11	banking	banking	NOUN
ajfa-12804	467	12	sector	sector	NOUN
ajfa-12804	467	13	.	.	PUNCT
ajfa-12804	468	1	journal	journal	NOUN
ajfa-12804	468	2	of	of	ADP
ajfa-12804	468	3	accounting	accounting	NOUN
ajfa-12804	468	4	and	and	CCONJ
ajfa-12804	468	5	public	public	ADJ
ajfa-12804	468	6	policy	policy	NOUN
ajfa-12804	468	7	,	,	PUNCT
ajfa-12804	468	8	25	25	NUM
ajfa-12804	468	9	,	,	PUNCT
ajfa-12804	468	10	32	32	NUM
ajfa-12804	468	11	-	-	SYM
ajfa-12804	468	12	70	70	NUM
ajfa-12804	468	13	.	.	PUNCT
ajfa-12804	469	1	https://doi.org/10.1016/j.jaccpubpol.2005.11.002	https://doi.org/10.1016/j.jaccpubpol.2005.11.002	NOUN
ajfa-12804	469	2	van	van	PROPN
ajfa-12804	469	3	greuning	greuning	NOUN
ajfa-12804	469	4	,	,	PUNCT
ajfa-12804	469	5	hennie	hennie	PROPN
ajfa-12804	469	6	;	;	PUNCT
ajfa-12804	469	7	brajovicbratanovic	brajovicbratanovic	PROPN
ajfa-12804	469	8	,	,	PUNCT
ajfa-12804	469	9	sonja	sonja	PROPN
ajfa-12804	469	10	.	.	PUNCT
ajfa-12804	470	1	(	(	PUNCT
ajfa-12804	470	2	2003	2003	NUM
ajfa-12804	470	3	)	)	PUNCT
ajfa-12804	470	4	.	.	PUNCT
ajfa-12804	471	1	analyzing	analyze	VERB
ajfa-12804	471	2	and	and	CCONJ
ajfa-12804	471	3	managing	manage	VERB
ajfa-12804	471	4	banking	banking	NOUN
ajfa-12804	471	5	risk	risk	NOUN
ajfa-12804	471	6	:	:	PUNCT
ajfa-12804	471	7	a	a	DET
ajfa-12804	471	8	framework	framework	NOUN
ajfa-12804	471	9	for	for	ADP
ajfa-12804	471	10	assessing	assess	VERB
ajfa-12804	471	11	corporate	corporate	ADJ
ajfa-12804	471	12	governance	governance	NOUN
ajfa-12804	471	13	and	and	CCONJ
ajfa-12804	471	14	financial	financial	ADJ
ajfa-12804	471	15	risk	risk	NOUN
ajfa-12804	471	16	management	management	NOUN
ajfa-12804	471	17	,	,	PUNCT
ajfa-12804	471	18	second	second	ADJ
ajfa-12804	471	19	edition	edition	NOUN
ajfa-12804	471	20	.	.	PUNCT
ajfa-12804	472	1	washington	washington	PROPN
ajfa-12804	472	2	,	,	PUNCT
ajfa-12804	472	3	dc	dc	PROPN
ajfa-12804	472	4	:	:	PUNCT
ajfa-12804	472	5	world	world	PROPN
ajfa-12804	472	6	bank	bank	PROPN
ajfa-12804	472	7	.	.	PUNCT
ajfa-12804	473	1	©	©	PROPN
ajfa-12804	473	2	world	world	PROPN
ajfa-12804	473	3	bank	bank	PROPN
ajfa-12804	473	4	.	.	PUNCT
ajfa-12804	474	1	https://doi.org/10.1596/0-8213-5418-3	https://doi.org/10.1596/0-8213-5418-3	ADP
ajfa-12804	474	2	asian	asian	ADJ
ajfa-12804	474	3	journal	journal	PROPN
ajfa-12804	474	4	of	of	ADP
ajfa-12804	474	5	finance	finance	PROPN
ajfa-12804	474	6	&	&	CCONJ
ajfa-12804	474	7	accounting	accounting	PROPN
ajfa-12804	474	8	issn	issn	PROPN
ajfa-12804	474	9	1946	1946	NUM
ajfa-12804	474	10	-	-	PUNCT
ajfa-12804	474	11	052x	052x	NOUN
ajfa-12804	474	12	2018	2018	NUM
ajfa-12804	474	13	,	,	PUNCT
ajfa-12804	474	14	vol	vol	NOUN
ajfa-12804	474	15	.	.	PROPN
ajfa-12804	475	1	10	10	NUM
ajfa-12804	475	2	,	,	PUNCT
ajfa-12804	475	3	no	no	INTJ
ajfa-12804	475	4	.	.	NOUN
ajfa-12804	475	5	1	1	NUM
ajfa-12804	475	6	ajfa.macrothink.org	ajfa.macrothink.org	ADJ
ajfa-12804	475	7	207	207	NUM
ajfa-12804	475	8	notes	note	NOUN
ajfa-12804	475	9	note	note	VERB
ajfa-12804	475	10	1	1	X
ajfa-12804	475	11	.	.	PUNCT
ajfa-12804	476	1	mohammad	mohammad	PROPN
ajfa-12804	476	2	habibullah	habibullah	PROPN
ajfa-12804	476	3	and	and	CCONJ
ajfa-12804	476	4	santi	santi	PROPN
ajfa-12804	476	5	narayan	narayan	PROPN
ajfa-12804	476	6	ghosh	ghosh	PROPN
ajfa-12804	476	7	in	in	ADP
ajfa-12804	476	8	their	their	PRON
ajfa-12804	476	9	books	book	NOUN
ajfa-12804	476	10	“	"	PUNCT
ajfa-12804	476	11	risk	risk	NOUN
ajfa-12804	476	12	management	management	NOUN
ajfa-12804	476	13	”	"	PUNCT
ajfa-12804	476	14	define	define	VERB
ajfa-12804	476	15	the	the	DET
ajfa-12804	476	16	risk	risk	NOUN
ajfa-12804	476	17	along	along	ADP
ajfa-12804	476	18	with	with	ADP
ajfa-12804	476	19	classifications	classification	NOUN
ajfa-12804	476	20	.	.	PUNCT
ajfa-12804	477	1	the	the	DET
ajfa-12804	477	2	book	book	NOUN
ajfa-12804	477	3	published	publish	VERB
ajfa-12804	477	4	in	in	ADP
ajfa-12804	477	5	1986	1986	NUM
ajfa-12804	477	6	under	under	ADP
ajfa-12804	477	7	bureau	bureau	PROPN
ajfa-12804	477	8	of	of	ADP
ajfa-12804	477	9	business	business	PROPN
ajfa-12804	477	10	research	research	NOUN
ajfa-12804	477	11	,	,	PUNCT
ajfa-12804	477	12	dhaka	dhaka	PROPN
ajfa-12804	477	13	university	university	PROPN
ajfa-12804	477	14	press	press	NOUN
ajfa-12804	477	15	.	.	PUNCT
ajfa-12804	478	1	note	note	NOUN
ajfa-12804	478	2	2	2	NUM
ajfa-12804	478	3	.	.	X
ajfa-12804	478	4	bangladesh	bangladesh	PROPN
ajfa-12804	478	5	bank	bank	PROPN
ajfa-12804	478	6	,	,	PUNCT
ajfa-12804	478	7	the	the	DET
ajfa-12804	478	8	central	central	ADJ
ajfa-12804	478	9	bank	bank	PROPN
ajfa-12804	478	10	and	and	CCONJ
ajfa-12804	478	11	apex	apex	VERB
ajfa-12804	478	12	regulatory	regulatory	ADJ
ajfa-12804	478	13	body	body	NOUN
ajfa-12804	478	14	for	for	ADP
ajfa-12804	478	15	the	the	DET
ajfa-12804	478	16	country	country	NOUN
ajfa-12804	478	17	's	's	PART
ajfa-12804	478	18	monetary	monetary	ADJ
ajfa-12804	478	19	and	and	CCONJ
ajfa-12804	478	20	financial	financial	ADJ
ajfa-12804	478	21	system	system	NOUN
ajfa-12804	478	22	,	,	PUNCT
ajfa-12804	478	23	was	be	AUX
ajfa-12804	478	24	established	establish	VERB
ajfa-12804	478	25	in	in	ADP
ajfa-12804	478	26	dhaka	dhaka	PROPN
ajfa-12804	478	27	as	as	ADP
ajfa-12804	478	28	a	a	DET
ajfa-12804	478	29	body	body	NOUN
ajfa-12804	478	30	corporate	corporate	ADJ
ajfa-12804	478	31	vide	vide	NOUN
ajfa-12804	478	32	the	the	DET
ajfa-12804	478	33	bangladesh	bangladesh	PROPN
ajfa-12804	478	34	bank	bank	NOUN
ajfa-12804	478	35	order	order	NOUN
ajfa-12804	478	36	,	,	PUNCT
ajfa-12804	478	37	1972	1972	NUM
ajfa-12804	478	38	(	(	PUNCT
ajfa-12804	478	39	p.o	p.o	PROPN
ajfa-12804	478	40	.	.	PROPN
ajfa-12804	479	1	no	no	INTJ
ajfa-12804	479	2	.	.	NOUN
ajfa-12804	480	1	127	127	NUM
ajfa-12804	480	2	of	of	ADP
ajfa-12804	480	3	1972	1972	NUM
ajfa-12804	480	4	)	)	PUNCT
ajfa-12804	481	1	with	with	ADP
ajfa-12804	481	2	effect	effect	NOUN
ajfa-12804	481	3	from	from	ADP
ajfa-12804	481	4	16	16	NUM
ajfa-12804	481	5	december	december	PROPN
ajfa-12804	481	6	1971	1971	NUM
ajfa-12804	481	7	.	.	PUNCT
ajfa-12804	482	1	note	note	VERB
ajfa-12804	482	2	3	3	NUM
ajfa-12804	482	3	.	.	PUNCT
ajfa-12804	483	1	the	the	DET
ajfa-12804	483	2	legislative	legislative	ADJ
ajfa-12804	483	3	framework	framework	NOUN
ajfa-12804	483	4	applied	apply	VERB
ajfa-12804	483	5	in	in	ADP
ajfa-12804	483	6	the	the	DET
ajfa-12804	483	7	form	form	NOUN
ajfa-12804	483	8	of	of	ADP
ajfa-12804	483	9	memorandum	memorandum	NOUN
ajfa-12804	483	10	of	of	ADP
ajfa-12804	483	11	understanding	understanding	NOUN
ajfa-12804	483	12	(	(	PUNCT
ajfa-12804	483	13	mou	mou	PROPN
ajfa-12804	483	14	)	)	PUNCT
ajfa-12804	483	15	with	with	ADP
ajfa-12804	483	16	the	the	DET
ajfa-12804	483	17	directives	directive	NOUN
ajfa-12804	483	18	of	of	ADP
ajfa-12804	483	19	bangladesh	bangladesh	PROPN
ajfa-12804	483	20	bank	bank	PROPN
ajfa-12804	483	21	(	(	PUNCT
ajfa-12804	483	22	dobb	dobb	PROPN
ajfa-12804	483	23	)	)	PUNCT
ajfa-12804	483	24	that	that	PRON
ajfa-12804	483	25	are	be	AUX
ajfa-12804	483	26	considered	consider	VERB
ajfa-12804	483	27	as	as	ADP
ajfa-12804	483	28	the	the	DET
ajfa-12804	483	29	low	low	ADJ
ajfa-12804	483	30	performer	performer	ADJ
ajfa-12804	483	31	banks	bank	NOUN
ajfa-12804	483	32	in	in	ADP
ajfa-12804	483	33	terms	term	NOUN
ajfa-12804	483	34	of	of	ADP
ajfa-12804	483	35	asset	asset	NOUN
ajfa-12804	483	36	quality	quality	NOUN
ajfa-12804	483	37	,	,	PUNCT
ajfa-12804	483	38	capital	capital	NOUN
ajfa-12804	483	39	adequacy	adequacy	NOUN
ajfa-12804	483	40	and	and	CCONJ
ajfa-12804	483	41	weak	weak	ADJ
ajfa-12804	483	42	governance	governance	NOUN
ajfa-12804	483	43	systems	system	NOUN
ajfa-12804	483	44	.	.	PUNCT
ajfa-12804	484	1	these	these	DET
ajfa-12804	484	2	banks	bank	NOUN
ajfa-12804	484	3	are	be	AUX
ajfa-12804	484	4	required	require	VERB
ajfa-12804	484	5	special	special	ADJ
ajfa-12804	484	6	attention	attention	NOUN
ajfa-12804	484	7	and	and	CCONJ
ajfa-12804	484	8	supervision	supervision	NOUN
ajfa-12804	484	9	by	by	ADP
ajfa-12804	484	10	the	the	DET
ajfa-12804	484	11	regulatory	regulatory	ADJ
ajfa-12804	484	12	bodies	body	NOUN
ajfa-12804	484	13	in	in	ADP
ajfa-12804	484	14	upgrading	upgrade	VERB
ajfa-12804	484	15	their	their	PRON
ajfa-12804	484	16	performance	performance	NOUN
ajfa-12804	484	17	.	.	PUNCT
ajfa-12804	485	1	note	note	VERB
ajfa-12804	485	2	4	4	NUM
ajfa-12804	485	3	.	.	PUNCT
ajfa-12804	486	1	the	the	DET
ajfa-12804	486	2	newly	newly	ADV
ajfa-12804	486	3	established	establish	VERB
ajfa-12804	486	4	banks	bank	NOUN
ajfa-12804	486	5	that	that	PRON
ajfa-12804	486	6	got	get	VERB
ajfa-12804	486	7	license	license	NOUN
ajfa-12804	486	8	in	in	ADP
ajfa-12804	486	9	2013	2013	NUM
ajfa-12804	486	10	and	and	CCONJ
ajfa-12804	486	11	operated	operate	VERB
ajfa-12804	486	12	in	in	ADP
ajfa-12804	486	13	bangladesh	bangladesh	NOUN
ajfa-12804	486	14	as	as	ADP
ajfa-12804	486	15	schedule	schedule	NOUN
ajfa-12804	486	16	banks	bank	NOUN
ajfa-12804	486	17	except	except	SCONJ
ajfa-12804	486	18	one	one	NUM
ajfa-12804	486	19	islamic	islamic	PROPN
ajfa-12804	486	20	bank	bank	NOUN
ajfa-12804	486	21	that	that	PRON
ajfa-12804	486	22	are	be	AUX
ajfa-12804	486	23	included	include	VERB
ajfa-12804	486	24	in	in	ADP
ajfa-12804	486	25	group	group	NOUN
ajfa-12804	486	26	3	3	NUM
ajfa-12804	486	27	.	.	PUNCT
ajfa-12804	486	28	note	note	NOUN
ajfa-12804	486	29	5	5	NUM
ajfa-12804	486	30	.	.	PUNCT
ajfa-12804	487	1	the	the	DET
ajfa-12804	487	2	risk	risk	NOUN
ajfa-12804	487	3	arises	arise	VERB
ajfa-12804	487	4	from	from	ADP
ajfa-12804	487	5	the	the	DET
ajfa-12804	487	6	change	change	NOUN
ajfa-12804	487	7	of	of	ADP
ajfa-12804	487	8	the	the	DET
ajfa-12804	487	9	value	value	NOUN
ajfa-12804	487	10	of	of	ADP
ajfa-12804	487	11	cash	cash	NOUN
ajfa-12804	487	12	flows	flow	NOUN
ajfa-12804	487	13	with	with	ADP
ajfa-12804	487	14	regard	regard	NOUN
ajfa-12804	487	15	to	to	ADP
ajfa-12804	487	16	change	change	NOUN
ajfa-12804	487	17	of	of	ADP
ajfa-12804	487	18	the	the	DET
ajfa-12804	487	19	real	real	ADJ
ajfa-12804	487	20	interest	interest	NOUN
ajfa-12804	487	21	rate	rate	NOUN
ajfa-12804	487	22	.	.	PUNCT
ajfa-12804	488	1	in	in	ADP
ajfa-12804	488	2	fact	fact	NOUN
ajfa-12804	488	3	,	,	PUNCT
ajfa-12804	488	4	it	it	PRON
ajfa-12804	488	5	indicates	indicate	VERB
ajfa-12804	488	6	the	the	DET
ajfa-12804	488	7	mismatch	mismatch	NOUN
ajfa-12804	488	8	of	of	ADP
ajfa-12804	488	9	cash	cash	NOUN
ajfa-12804	488	10	flows	flow	VERB
ajfa-12804	488	11	maturities	maturity	NOUN
ajfa-12804	488	12	by	by	ADP
ajfa-12804	488	13	the	the	DET
ajfa-12804	488	14	ends	end	NOUN
ajfa-12804	488	15	of	of	ADP
ajfa-12804	488	16	decreasing	decrease	VERB
ajfa-12804	488	17	financial	financial	ADJ
ajfa-12804	488	18	earnings	earning	NOUN
ajfa-12804	488	19	.	.	PUNCT
ajfa-12804	489	1	note	note	VERB
ajfa-12804	489	2	6	6	NUM
ajfa-12804	489	3	.	.	PUNCT
ajfa-12804	490	1	the	the	DET
ajfa-12804	490	2	current	current	ADJ
ajfa-12804	490	3	and	and	CCONJ
ajfa-12804	490	4	forthcoming	forthcoming	ADJ
ajfa-12804	490	5	effect	effect	NOUN
ajfa-12804	490	6	on	on	ADP
ajfa-12804	490	7	banks	bank	NOUN
ajfa-12804	490	8	’	’	PART
ajfa-12804	490	9	earnings	earning	NOUN
ajfa-12804	490	10	that	that	PRON
ajfa-12804	490	11	is	be	AUX
ajfa-12804	490	12	deliberately	deliberately	ADV
ajfa-12804	490	13	initiated	initiate	VERB
ajfa-12804	490	14	by	by	ADP
ajfa-12804	490	15	the	the	DET
ajfa-12804	490	16	unpredicted	unpredicted	ADJ
ajfa-12804	490	17	movements	movement	NOUN
ajfa-12804	490	18	of	of	ADP
ajfa-12804	490	19	currency	currency	NOUN
ajfa-12804	490	20	exchange	exchange	NOUN
ajfa-12804	490	21	rates	rate	NOUN
ajfa-12804	490	22	.	.	PUNCT
ajfa-12804	491	1	note	note	VERB
ajfa-12804	491	2	7	7	NUM
ajfa-12804	491	3	.	.	PUNCT
ajfa-12804	492	1	the	the	DET
ajfa-12804	492	2	probable	probable	ADJ
ajfa-12804	492	3	losses	loss	NOUN
ajfa-12804	492	4	are	be	AUX
ajfa-12804	492	5	arising	arise	VERB
ajfa-12804	492	6	from	from	ADP
ajfa-12804	492	7	the	the	DET
ajfa-12804	492	8	change	change	NOUN
ajfa-12804	492	9	in	in	ADP
ajfa-12804	492	10	equity	equity	NOUN
ajfa-12804	492	11	price	price	NOUN
ajfa-12804	492	12	.	.	PUNCT
ajfa-12804	493	1	note	note	VERB
ajfa-12804	493	2	8	8	NUM
ajfa-12804	493	3	.	.	PUNCT
ajfa-12804	493	4	credit	credit	NOUN
ajfa-12804	493	5	spread	spread	NOUN
ajfa-12804	493	6	is	be	AUX
ajfa-12804	493	7	measured	measure	VERB
ajfa-12804	493	8	by	by	ADP
ajfa-12804	493	9	the	the	DET
ajfa-12804	493	10	variance	variance	NOUN
ajfa-12804	493	11	of	of	ADP
ajfa-12804	493	12	treasury	treasury	NOUN
ajfa-12804	493	13	bond	bond	NOUN
ajfa-12804	493	14	yield	yield	NOUN
ajfa-12804	493	15	and	and	CCONJ
ajfa-12804	493	16	debt	debt	NOUN
ajfa-12804	493	17	security	security	NOUN
ajfa-12804	493	18	yield	yield	NOUN
ajfa-12804	493	19	with	with	ADP
ajfa-12804	493	20	uniform	uniform	ADJ
ajfa-12804	493	21	maturity	maturity	NOUN
ajfa-12804	493	22	periods	period	NOUN
ajfa-12804	493	23	but	but	CCONJ
ajfa-12804	493	24	have	have	VERB
ajfa-12804	493	25	lesser	less	ADJ
ajfa-12804	493	26	quality	quality	NOUN
ajfa-12804	493	27	.	.	PUNCT
ajfa-12804	494	1	note	note	VERB
ajfa-12804	494	2	9	9	NUM
ajfa-12804	494	3	.	.	PUNCT
ajfa-12804	495	1	the	the	DET
ajfa-12804	495	2	uncertainty	uncertainty	NOUN
ajfa-12804	495	3	arising	arise	VERB
ajfa-12804	495	4	from	from	ADP
ajfa-12804	495	5	the	the	DET
ajfa-12804	495	6	price	price	NOUN
ajfa-12804	495	7	movement	movement	NOUN
ajfa-12804	495	8	that	that	PRON
ajfa-12804	495	9	is	be	AUX
ajfa-12804	495	10	negatively	negatively	ADV
ajfa-12804	495	11	affected	affect	VERB
ajfa-12804	495	12	the	the	DET
ajfa-12804	495	13	financial	financial	ADJ
ajfa-12804	495	14	results	result	NOUN
ajfa-12804	495	15	of	of	ADP
ajfa-12804	495	16	those	those	PRON
ajfa-12804	495	17	who	who	PRON
ajfa-12804	495	18	are	be	AUX
ajfa-12804	495	19	the	the	DET
ajfa-12804	495	20	producer	producer	NOUN
ajfa-12804	495	21	and	and	CCONJ
ajfa-12804	495	22	consumer	consumer	NOUN
ajfa-12804	495	23	at	at	ADP
ajfa-12804	495	24	the	the	DET
ajfa-12804	495	25	same	same	ADJ
ajfa-12804	495	26	time	time	NOUN
ajfa-12804	495	27	.	.	PUNCT
ajfa-12804	496	1	asian	asian	ADJ
ajfa-12804	496	2	journal	journal	PROPN
ajfa-12804	496	3	of	of	ADP
ajfa-12804	496	4	finance	finance	PROPN
ajfa-12804	496	5	&	&	CCONJ
ajfa-12804	496	6	accounting	accounting	PROPN
ajfa-12804	496	7	issn	issn	PROPN
ajfa-12804	496	8	1946	1946	NUM
ajfa-12804	496	9	-	-	PUNCT
ajfa-12804	496	10	052x	052x	NOUN
ajfa-12804	496	11	2018	2018	NUM
ajfa-12804	496	12	,	,	PUNCT
ajfa-12804	496	13	vol	vol	NOUN
ajfa-12804	496	14	.	.	PROPN
ajfa-12804	496	15	10	10	NUM
ajfa-12804	496	16	,	,	PUNCT
ajfa-12804	496	17	no	no	INTJ
ajfa-12804	496	18	.	.	NOUN
ajfa-12804	496	19	1	1	NUM
ajfa-12804	496	20	ajfa.macrothink.org	ajfa.macrothink.org	ADJ
ajfa-12804	496	21	208	208	NUM
ajfa-12804	496	22	appendix	appendix	NOUN
ajfa-12804	496	23	a-1	a-1	NOUN
ajfa-12804	496	24	:	:	PUNCT
ajfa-12804	496	25	group	group	NOUN
ajfa-12804	496	26	-	-	PUNCT
ajfa-12804	496	27	wise	wise	ADJ
ajfa-12804	496	28	dissection	dissection	NOUN
ajfa-12804	496	29	of	of	ADP
ajfa-12804	496	30	credit	credit	NOUN
ajfa-12804	496	31	risk	risk	NOUN
ajfa-12804	496	32	in	in	ADP
ajfa-12804	496	33	the	the	DET
ajfa-12804	496	34	banking	banking	NOUN
ajfa-12804	496	35	system	system	NOUN
ajfa-12804	496	36	year	year	PROPN
ajfa-12804	496	37	bank	bank	NOUN
ajfa-12804	496	38	group	group	NOUN
ajfa-12804	496	39	description	description	NOUN
ajfa-12804	496	40	of	of	ADP
ajfa-12804	496	41	the	the	DET
ajfa-12804	496	42	group	group	NOUN
ajfa-12804	496	43	share	share	NOUN
ajfa-12804	496	44	in	in	ADP
ajfa-12804	496	45	industry	industry	NOUN
ajfa-12804	496	46	credit	credit	NOUN
ajfa-12804	496	47	risk	risk	NOUN
ajfa-12804	496	48	(	(	PUNCT
ajfa-12804	496	49	%	%	INTJ
ajfa-12804	496	50	)	)	PUNCT
ajfa-12804	496	51	share	share	NOUN
ajfa-12804	496	52	in	in	ADP
ajfa-12804	496	53	industry	industry	NOUN
ajfa-12804	496	54	overall	overall	ADJ
ajfa-12804	496	55	risk	risk	NOUN
ajfa-12804	496	56	(	(	PUNCT
ajfa-12804	496	57	%	%	INTJ
ajfa-12804	496	58	)	)	PUNCT
ajfa-12804	496	59	2016	2016	NUM
ajfa-12804	496	60	group	group	NOUN
ajfa-12804	496	61	1	1	NUM
ajfa-12804	496	62	private	private	ADJ
ajfa-12804	496	63	commercial	commercial	ADJ
ajfa-12804	496	64	banks	bank	NOUN
ajfa-12804	496	65	52.4	52.4	NUM
ajfa-12804	496	66	45.7	45.7	NUM
ajfa-12804	496	67	group	group	NOUN
ajfa-12804	496	68	2	2	NUM
ajfa-12804	496	69	state	state	NOUN
ajfa-12804	496	70	-	-	PUNCT
ajfa-12804	496	71	owned	own	VERB
ajfa-12804	496	72	and	and	CCONJ
ajfa-12804	496	73	private	private	ADJ
ajfa-12804	496	74	commercial	commercial	ADJ
ajfa-12804	496	75	banks	bank	NOUN
ajfa-12804	496	76	under	under	ADP
ajfa-12804	496	77	special	special	ADJ
ajfa-12804	496	78	attention	attention	NOUN
ajfa-12804	496	79	20.6	20.6	NUM
ajfa-12804	496	80	17.9	17.9	NUM
ajfa-12804	496	81	group	group	NOUN
ajfa-12804	496	82	3	3	NUM
ajfa-12804	496	83	full	full	ADJ
ajfa-12804	496	84	-	-	PUNCT
ajfa-12804	496	85	fledge	fledge	NOUN
ajfa-12804	496	86	islamic	islamic	ADJ
ajfa-12804	496	87	private	private	ADJ
ajfa-12804	496	88	commercial	commercial	ADJ
ajfa-12804	496	89	banks	bank	NOUN
ajfa-12804	496	90	18.2	18.2	NUM
ajfa-12804	496	91	15.9	15.9	NUM
ajfa-12804	496	92	group	group	NOUN
ajfa-12804	496	93	4	4	NUM
ajfa-12804	496	94	foreign	foreign	ADJ
ajfa-12804	496	95	commercial	commercial	ADJ
ajfa-12804	496	96	banks	bank	NOUN
ajfa-12804	496	97	5.3	5.3	NUM
ajfa-12804	496	98	4.7	4.7	NUM
ajfa-12804	496	99	group	group	NOUN
ajfa-12804	496	100	5	5	NUM
ajfa-12804	496	101	fourth	fourth	ADJ
ajfa-12804	496	102	generation	generation	NOUN
ajfa-12804	496	103	private	private	ADJ
ajfa-12804	496	104	commercial	commercial	ADJ
ajfa-12804	496	105	banks	bank	NOUN
ajfa-12804	496	106	3.5	3.5	NUM
ajfa-12804	496	107	3	3	NUM
ajfa-12804	496	108	2015	2015	NUM
ajfa-12804	496	109	group	group	NOUN
ajfa-12804	496	110	1	1	NUM
ajfa-12804	496	111	private	private	ADJ
ajfa-12804	496	112	commercial	commercial	ADJ
ajfa-12804	496	113	banks	bank	NOUN
ajfa-12804	496	114	52.1	52.1	NUM
ajfa-12804	496	115	45	45	NUM
ajfa-12804	496	116	group	group	NOUN
ajfa-12804	496	117	2	2	NUM
ajfa-12804	496	118	state	state	NOUN
ajfa-12804	496	119	-	-	PUNCT
ajfa-12804	496	120	owned	own	VERB
ajfa-12804	496	121	and	and	CCONJ
ajfa-12804	496	122	private	private	ADJ
ajfa-12804	496	123	commercial	commercial	ADJ
ajfa-12804	496	124	banks	bank	NOUN
ajfa-12804	496	125	under	under	ADP
ajfa-12804	496	126	special	special	ADJ
ajfa-12804	496	127	attention	attention	NOUN
ajfa-12804	496	128	21.7	21.7	NUM
ajfa-12804	496	129	18.8	18.8	NUM
ajfa-12804	496	130	group	group	NOUN
ajfa-12804	496	131	3	3	NUM
ajfa-12804	496	132	full	full	ADJ
ajfa-12804	496	133	-	-	PUNCT
ajfa-12804	496	134	fledge	fledge	NOUN
ajfa-12804	496	135	islamic	islamic	ADJ
ajfa-12804	496	136	private	private	ADJ
ajfa-12804	496	137	commercial	commercial	ADJ
ajfa-12804	496	138	banks	bank	NOUN
ajfa-12804	496	139	17.7	17.7	NUM
ajfa-12804	496	140	15.4	15.4	NUM
ajfa-12804	496	141	group	group	NOUN
ajfa-12804	496	142	4	4	NUM
ajfa-12804	496	143	foreign	foreign	ADJ
ajfa-12804	496	144	commercial	commercial	ADJ
ajfa-12804	496	145	banks	bank	NOUN
ajfa-12804	496	146	5.7	5.7	NUM
ajfa-12804	496	147	4.9	4.9	NUM
ajfa-12804	496	148	group	group	NOUN
ajfa-12804	496	149	5	5	NUM
ajfa-12804	496	150	fourth	fourth	ADJ
ajfa-12804	496	151	generation	generation	NOUN
ajfa-12804	496	152	private	private	ADJ
ajfa-12804	496	153	commercial	commercial	ADJ
ajfa-12804	496	154	banks	bank	NOUN
ajfa-12804	496	155	2.8	2.8	NUM
ajfa-12804	496	156	2.4	2.4	NUM
ajfa-12804	496	157	2014	2014	NUM
ajfa-12804	496	158	group	group	NOUN
ajfa-12804	496	159	1	1	NUM
ajfa-12804	496	160	private	private	ADJ
ajfa-12804	496	161	commercial	commercial	ADJ
ajfa-12804	496	162	banks	bank	NOUN
ajfa-12804	496	163	51.6	51.6	NUM
ajfa-12804	496	164	44.2	44.2	NUM
ajfa-12804	496	165	group	group	NOUN
ajfa-12804	496	166	2	2	NUM
ajfa-12804	496	167	state	state	NOUN
ajfa-12804	496	168	-	-	PUNCT
ajfa-12804	496	169	owned	own	VERB
ajfa-12804	496	170	and	and	CCONJ
ajfa-12804	496	171	private	private	ADJ
ajfa-12804	496	172	commercial	commercial	ADJ
ajfa-12804	496	173	banks	bank	NOUN
ajfa-12804	496	174	under	under	ADP
ajfa-12804	496	175	special	special	ADJ
ajfa-12804	496	176	attention	attention	NOUN
ajfa-12804	496	177	22.9	22.9	NUM
ajfa-12804	496	178	19.6	19.6	NUM
ajfa-12804	496	179	group	group	NOUN
ajfa-12804	496	180	3	3	NUM
ajfa-12804	496	181	full	full	ADJ
ajfa-12804	496	182	-	-	PUNCT
ajfa-12804	496	183	fledge	fledge	NOUN
ajfa-12804	496	184	islamic	islamic	ADJ
ajfa-12804	496	185	private	private	ADJ
ajfa-12804	496	186	commercial	commercial	ADJ
ajfa-12804	496	187	banks	bank	NOUN
ajfa-12804	496	188	17.4	17.4	NUM
ajfa-12804	496	189	14.9	14.9	NUM
ajfa-12804	496	190	group	group	NOUN
ajfa-12804	496	191	4	4	NUM
ajfa-12804	496	192	foreign	foreign	ADJ
ajfa-12804	496	193	commercial	commercial	ADJ
ajfa-12804	496	194	banks	bank	NOUN
ajfa-12804	496	195	6.5	6.5	NUM
ajfa-12804	496	196	5.6	5.6	NUM
ajfa-12804	496	197	group	group	NOUN
ajfa-12804	496	198	5	5	NUM
ajfa-12804	496	199	fourth	fourth	ADJ
ajfa-12804	496	200	generation	generation	NOUN
ajfa-12804	496	201	private	private	ADJ
ajfa-12804	496	202	commercial	commercial	ADJ
ajfa-12804	496	203	banks	bank	NOUN
ajfa-12804	496	204	1.6	1.6	NUM
ajfa-12804	496	205	1.4	1.4	NUM
ajfa-12804	496	206	source	source	NOUN
ajfa-12804	496	207	:	:	PUNCT
ajfa-12804	496	208	financial	financial	ADJ
ajfa-12804	496	209	stability	stability	NOUN
ajfa-12804	496	210	report	report	NOUN
ajfa-12804	496	211	(	(	PUNCT
ajfa-12804	496	212	2014	2014	NUM
ajfa-12804	496	213	-	-	SYM
ajfa-12804	496	214	2016	2016	NUM
ajfa-12804	496	215	)	)	PUNCT
ajfa-12804	496	216	,	,	PUNCT
ajfa-12804	496	217	bangladesh	bangladesh	PROPN
ajfa-12804	496	218	bank	bank	PROPN
ajfa-12804	496	219	a-2	a-2	PROPN
ajfa-12804	496	220	:	:	PUNCT
ajfa-12804	496	221	market	market	NOUN
ajfa-12804	496	222	risk	risk	NOUN
ajfa-12804	496	223	under	under	ADP
ajfa-12804	496	224	basel	basel	PROPN
ajfa-12804	496	225	iii	iii	PROPN
ajfa-12804	496	226	:	:	PUNCT
ajfa-12804	496	227	from	from	ADP
ajfa-12804	496	228	the	the	DET
ajfa-12804	496	229	year	year	NOUN
ajfa-12804	496	230	2010	2010	NUM
ajfa-12804	496	231	-	-	SYM
ajfa-12804	496	232	2016	2016	NUM
ajfa-12804	496	233	year	year	NOUN
ajfa-12804	496	234	market	market	NOUN
ajfa-12804	496	235	risk	risk	NOUN
ajfa-12804	496	236	other	other	ADJ
ajfa-12804	496	237	risk	risk	NOUN
ajfa-12804	496	238	total	total	NOUN
ajfa-12804	496	239	2010	2010	NUM
ajfa-12804	496	240	7	7	NUM
ajfa-12804	496	241	93	93	NUM
ajfa-12804	496	242	100	100	NUM
ajfa-12804	496	243	2011	2011	NUM
ajfa-12804	496	244	6.2	6.2	NUM
ajfa-12804	496	245	93.8	93.8	NUM
ajfa-12804	496	246	100	100	NUM
ajfa-12804	496	247	2012	2012	NUM
ajfa-12804	496	248	5.2	5.2	NUM
ajfa-12804	496	249	94.8	94.8	NUM
ajfa-12804	496	250	100	100	NUM
ajfa-12804	496	251	2013	2013	NUM
ajfa-12804	496	252	6	6	NUM
ajfa-12804	496	253	94	94	NUM
ajfa-12804	496	254	100	100	NUM
ajfa-12804	496	255	2014	2014	NUM
ajfa-12804	496	256	5.3	5.3	NUM
ajfa-12804	496	257	94.7	94.7	NUM
ajfa-12804	496	258	100	100	NUM
ajfa-12804	496	259	2015	2015	NUM
ajfa-12804	496	260	4.5	4.5	NUM
ajfa-12804	496	261	95.5	95.5	NUM
ajfa-12804	496	262	100	100	NUM
ajfa-12804	496	263	2016	2016	NUM
ajfa-12804	496	264	3.8	3.8	NUM
ajfa-12804	496	265	96.2	96.2	NUM
ajfa-12804	496	266	100	100	NUM
ajfa-12804	496	267	a-3	a-3	NOUN
ajfa-12804	496	268	:	:	PUNCT
ajfa-12804	496	269	market	market	NOUN
ajfa-12804	496	270	risk	risk	NOUN
ajfa-12804	496	271	components	component	NOUN
ajfa-12804	496	272	under	under	ADP
ajfa-12804	496	273	basel	basel	PROPN
ajfa-12804	496	274	iii	iii	PROPN
ajfa-12804	496	275	:	:	PUNCT
ajfa-12804	496	276	from	from	ADP
ajfa-12804	496	277	the	the	DET
ajfa-12804	496	278	year	year	NOUN
ajfa-12804	496	279	2010	2010	NUM
ajfa-12804	496	280	-	-	SYM
ajfa-12804	496	281	2016	2016	NUM
ajfa-12804	496	282	year	year	NOUN
ajfa-12804	496	283	equity	equity	NOUN
ajfa-12804	496	284	risk	risk	NOUN
ajfa-12804	496	285	interest	interest	NOUN
ajfa-12804	496	286	rate	rate	NOUN
ajfa-12804	496	287	risk	risk	NOUN
ajfa-12804	496	288	fx	fx	NOUN
ajfa-12804	496	289	position	position	NOUN
ajfa-12804	496	290	risk	risk	NOUN
ajfa-12804	496	291	total	total	NOUN
ajfa-12804	496	292	2010	2010	NUM
ajfa-12804	496	293	62.7	62.7	NUM
ajfa-12804	496	294	27.8	27.8	NUM
ajfa-12804	496	295	9.5	9.5	NUM
ajfa-12804	496	296	100	100	NUM
ajfa-12804	496	297	2011	2011	NUM
ajfa-12804	496	298	52.1	52.1	NUM
ajfa-12804	496	299	21.1	21.1	NUM
ajfa-12804	496	300	26.8	26.8	NUM
ajfa-12804	496	301	100	100	NUM
ajfa-12804	496	302	2012	2012	NUM
ajfa-12804	496	303	63.4	63.4	NUM
ajfa-12804	496	304	20.2	20.2	NUM
ajfa-12804	496	305	16.4	16.4	NUM
ajfa-12804	496	306	100	100	NUM
ajfa-12804	496	307	2013	2013	NUM
ajfa-12804	496	308	56.6	56.6	NUM
ajfa-12804	496	309	26.1	26.1	NUM
ajfa-12804	496	310	17.3	17.3	NUM
ajfa-12804	496	311	100	100	NUM
ajfa-12804	496	312	2014	2014	NUM
ajfa-12804	496	313	49.5	49.5	NUM
ajfa-12804	496	314	32.2	32.2	NUM
ajfa-12804	496	315	18.3	18.3	NUM
ajfa-12804	496	316	100	100	NUM
ajfa-12804	496	317	2015	2015	NUM
ajfa-12804	496	318	48.7	48.7	NUM
ajfa-12804	496	319	32.7	32.7	NUM
ajfa-12804	496	320	18.6	18.6	NUM
ajfa-12804	496	321	100	100	NUM
ajfa-12804	496	322	2016	2016	NUM
ajfa-12804	496	323	48.8	48.8	NUM
ajfa-12804	496	324	32.7	32.7	NUM
ajfa-12804	496	325	18.5	18.5	NUM
ajfa-12804	496	326	100	100	NUM
ajfa-12804	496	327	asian	asian	ADJ
ajfa-12804	496	328	journal	journal	NOUN
ajfa-12804	496	329	of	of	ADP
ajfa-12804	496	330	finance	finance	PROPN
ajfa-12804	496	331	&	&	CCONJ
ajfa-12804	496	332	accounting	accounting	PROPN
ajfa-12804	496	333	issn	issn	PROPN
ajfa-12804	496	334	1946	1946	NUM
ajfa-12804	496	335	-	-	PUNCT
ajfa-12804	496	336	052x	052x	NOUN
ajfa-12804	496	337	2018	2018	NUM
ajfa-12804	496	338	,	,	PUNCT
ajfa-12804	496	339	vol	vol	NOUN
ajfa-12804	496	340	.	.	PROPN
ajfa-12804	497	1	10	10	NUM
ajfa-12804	497	2	,	,	PUNCT
ajfa-12804	497	3	no	no	INTJ
ajfa-12804	497	4	.	.	NOUN
ajfa-12804	497	5	1	1	NUM
ajfa-12804	497	6	ajfa.macrothink.org	ajfa.macrothink.org	PROPN
ajfa-12804	497	7	209	209	NUM
ajfa-12804	497	8	a-4	a-4	NOUN
ajfa-12804	497	9	:	:	PUNCT
ajfa-12804	497	10	market	market	NOUN
ajfa-12804	497	11	risk	risk	NOUN
ajfa-12804	497	12	components	component	NOUN
ajfa-12804	497	13	:	:	PUNCT
ajfa-12804	497	14	top	top	NOUN
ajfa-12804	497	15	5	5	NUM
ajfa-12804	497	16	banks	bank	NOUN
ajfa-12804	497	17	irr	irr	NOUN
ajfa-12804	497	18	in	in	ADP
ajfa-12804	497	19	the	the	DET
ajfa-12804	497	20	banking	banking	NOUN
ajfa-12804	497	21	system	system	NOUN
ajfa-12804	497	22	err	err	NOUN
ajfa-12804	497	23	in	in	ADP
ajfa-12804	497	24	the	the	DET
ajfa-12804	497	25	banking	banking	NOUN
ajfa-12804	497	26	system	system	NOUN
ajfa-12804	497	27	epr	epr	PROPN
ajfa-12804	497	28	in	in	ADP
ajfa-12804	497	29	the	the	DET
ajfa-12804	497	30	banking	banking	NOUN
ajfa-12804	497	31	system	system	NOUN
ajfa-12804	497	32	year	year	NOUN
ajfa-12804	497	33	interest	interest	NOUN
ajfa-12804	497	34	rate	rate	NOUN
ajfa-12804	497	35	risk	risk	NOUN
ajfa-12804	497	36	(	(	PUNCT
ajfa-12804	497	37	irr	irr	NOUN
ajfa-12804	497	38	)	)	PUNCT
ajfa-12804	497	39	share	share	NOUN
ajfa-12804	497	40	in	in	ADP
ajfa-12804	497	41	market	market	NOUN
ajfa-12804	497	42	risk	risk	NOUN
ajfa-12804	497	43	share	share	NOUN
ajfa-12804	497	44	in	in	ADP
ajfa-12804	497	45	overall	overall	ADJ
ajfa-12804	497	46	risk	risk	NOUN
ajfa-12804	497	47	exchange	exchange	NOUN
ajfa-12804	497	48	rate	rate	NOUN
ajfa-12804	497	49	risk	risk	NOUN
ajfa-12804	497	50	share	share	NOUN
ajfa-12804	497	51	in	in	ADP
ajfa-12804	497	52	market	market	NOUN
ajfa-12804	497	53	risk	risk	NOUN
ajfa-12804	497	54	share	share	NOUN
ajfa-12804	497	55	in	in	ADP
ajfa-12804	497	56	overall	overall	ADJ
ajfa-12804	497	57	risk	risk	NOUN
ajfa-12804	497	58	equity	equity	NOUN
ajfa-12804	497	59	price	price	NOUN
ajfa-12804	497	60	risk	risk	NOUN
ajfa-12804	497	61	share	share	NOUN
ajfa-12804	497	62	in	in	ADP
ajfa-12804	497	63	market	market	NOUN
ajfa-12804	497	64	risk	risk	NOUN
ajfa-12804	497	65	share	share	NOUN
ajfa-12804	497	66	in	in	ADP
ajfa-12804	497	67	overall	overall	ADJ
ajfa-12804	497	68	risk	risk	NOUN
ajfa-12804	497	69	2010	2010	NUM
ajfa-12804	497	70	46	46	NUM
ajfa-12804	497	71	36	36	NUM
ajfa-12804	497	72	13	13	NUM
ajfa-12804	497	73	45	45	NUM
ajfa-12804	497	74	4	4	NUM
ajfa-12804	497	75	0.3	0.3	NUM
ajfa-12804	497	76	47	47	NUM
ajfa-12804	497	77	30	30	NUM
ajfa-12804	497	78	2.2	2.2	NUM
ajfa-12804	497	79	2011	2011	NUM
ajfa-12804	497	80	43.4	43.4	NUM
ajfa-12804	497	81	9.1	9.1	NUM
ajfa-12804	497	82	0.6	0.6	NUM
ajfa-12804	497	83	71.1	71.1	NUM
ajfa-12804	497	84	19	19	NUM
ajfa-12804	497	85	1.2	1.2	NUM
ajfa-12804	497	86	37.8	37.8	NUM
ajfa-12804	497	87	19.7	19.7	NUM
ajfa-12804	497	88	1.2	1.2	NUM
ajfa-12804	497	89	2012	2012	NUM
ajfa-12804	497	90	45.6	45.6	NUM
ajfa-12804	497	91	9.2	9.2	NUM
ajfa-12804	497	92	0.5	0.5	NUM
ajfa-12804	497	93	46.2	46.2	NUM
ajfa-12804	497	94	7.6	7.6	NUM
ajfa-12804	497	95	0.4	0.4	NUM
ajfa-12804	497	96	45.3	45.3	NUM
ajfa-12804	497	97	28.7	28.7	NUM
ajfa-12804	497	98	1.5	1.5	NUM
ajfa-12804	497	99	2013	2013	NUM
ajfa-12804	497	100	67.6	67.6	NUM
ajfa-12804	497	101	16.4	16.4	NUM
ajfa-12804	497	102	1	1	NUM
ajfa-12804	497	103	56.8	56.8	NUM
ajfa-12804	497	104	10.5	10.5	NUM
ajfa-12804	497	105	0.6	0.6	NUM
ajfa-12804	497	106	48.6	48.6	NUM
ajfa-12804	497	107	30.2	30.2	NUM
ajfa-12804	497	108	1.8	1.8	NUM
ajfa-12804	497	109	2014	2014	NUM
ajfa-12804	497	110	46.7	46.7	NUM
ajfa-12804	497	111	15	15	NUM
ajfa-12804	497	112	0.8	0.8	NUM
ajfa-12804	497	113	50.9	50.9	NUM
ajfa-12804	497	114	9.3	9.3	NUM
ajfa-12804	497	115	0.5	0.5	NUM
ajfa-12804	497	116	44.5	44.5	NUM
ajfa-12804	497	117	22	22	NUM
ajfa-12804	497	118	1.2	1.2	NUM
ajfa-12804	497	119	2015	2015	NUM
ajfa-12804	497	120	53.2	53.2	NUM
ajfa-12804	497	121	17.4	17.4	NUM
ajfa-12804	497	122	0.8	0.8	NUM
ajfa-12804	497	123	51.9	51.9	NUM
ajfa-12804	497	124	9.6	9.6	NUM
ajfa-12804	497	125	0.4	0.4	NUM
ajfa-12804	497	126	41.7	41.7	NUM
ajfa-12804	497	127	20.3	20.3	NUM
ajfa-12804	497	128	0.9	0.9	NUM
ajfa-12804	497	129	2016	2016	NUM
ajfa-12804	497	130	67	67	NUM
ajfa-12804	497	131	21.9	21.9	NUM
ajfa-12804	497	132	0.9	0.9	NUM
ajfa-12804	497	133	48.4	48.4	NUM
ajfa-12804	497	134	9	9	NUM
ajfa-12804	497	135	0.4	0.4	NUM
ajfa-12804	497	136	38.1	38.1	NUM
ajfa-12804	497	137	18.6	18.6	NUM
ajfa-12804	497	138	0.7	0.7	NUM
ajfa-12804	497	139	a-5	a-5	PROPN
ajfa-12804	497	140	:	:	PUNCT
ajfa-12804	497	141	market	market	NOUN
ajfa-12804	497	142	risk	risk	NOUN
ajfa-12804	497	143	components	component	NOUN
ajfa-12804	497	144	:	:	PUNCT
ajfa-12804	497	145	top	top	ADJ
ajfa-12804	497	146	10	10	NUM
ajfa-12804	497	147	banks	bank	NOUN
ajfa-12804	497	148	:	:	PUNCT
ajfa-12804	497	149	irr	irr	NOUN
ajfa-12804	497	150	in	in	ADP
ajfa-12804	497	151	the	the	DET
ajfa-12804	497	152	banking	banking	NOUN
ajfa-12804	497	153	system	system	NOUN
ajfa-12804	497	154	err	err	NOUN
ajfa-12804	497	155	in	in	ADP
ajfa-12804	497	156	the	the	DET
ajfa-12804	497	157	banking	banking	NOUN
ajfa-12804	497	158	system	system	NOUN
ajfa-12804	497	159	epr	epr	PROPN
ajfa-12804	497	160	in	in	ADP
ajfa-12804	497	161	the	the	DET
ajfa-12804	497	162	banking	banking	NOUN
ajfa-12804	497	163	system	system	NOUN
ajfa-12804	497	164	year	year	NOUN
ajfa-12804	497	165	interest	interest	NOUN
ajfa-12804	497	166	rate	rate	NOUN
ajfa-12804	497	167	risk	risk	NOUN
ajfa-12804	497	168	share	share	NOUN
ajfa-12804	497	169	in	in	ADP
ajfa-12804	497	170	market	market	NOUN
ajfa-12804	497	171	risk	risk	NOUN
ajfa-12804	497	172	share	share	NOUN
ajfa-12804	497	173	in	in	ADP
ajfa-12804	497	174	overall	overall	ADJ
ajfa-12804	497	175	risk	risk	NOUN
ajfa-12804	497	176	exchange	exchange	NOUN
ajfa-12804	497	177	rate	rate	NOUN
ajfa-12804	497	178	risk	risk	NOUN
ajfa-12804	497	179	share	share	NOUN
ajfa-12804	497	180	in	in	ADP
ajfa-12804	497	181	market	market	NOUN
ajfa-12804	497	182	risk	risk	NOUN
ajfa-12804	497	183	share	share	NOUN
ajfa-12804	497	184	in	in	ADP
ajfa-12804	497	185	overall	overall	ADJ
ajfa-12804	497	186	risk	risk	NOUN
ajfa-12804	497	187	equity	equity	NOUN
ajfa-12804	497	188	price	price	NOUN
ajfa-12804	497	189	risk	risk	NOUN
ajfa-12804	497	190	share	share	NOUN
ajfa-12804	497	191	in	in	ADP
ajfa-12804	497	192	market	market	NOUN
ajfa-12804	497	193	risk	risk	NOUN
ajfa-12804	497	194	share	share	NOUN
ajfa-12804	497	195	in	in	ADP
ajfa-12804	497	196	overall	overall	ADJ
ajfa-12804	497	197	risk	risk	NOUN
ajfa-12804	497	198	2010	2010	NUM
ajfa-12804	497	199	69	69	NUM
ajfa-12804	497	200	38	38	NUM
ajfa-12804	497	201	19	19	NUM
ajfa-12804	497	202	62	62	NUM
ajfa-12804	497	203	6	6	NUM
ajfa-12804	497	204	0.4	0.4	NUM
ajfa-12804	497	205	72	72	NUM
ajfa-12804	497	206	45	45	NUM
ajfa-12804	497	207	3.3	3.3	NUM
ajfa-12804	497	208	2011	2011	NUM
ajfa-12804	497	209	67.6	67.6	NUM
ajfa-12804	497	210	14.3	14.3	NUM
ajfa-12804	497	211	0.9	0.9	NUM
ajfa-12804	497	212	81.8	81.8	NUM
ajfa-12804	497	213	21.9	21.9	NUM
ajfa-12804	497	214	1.4	1.4	NUM
ajfa-12804	497	215	50.9	50.9	NUM
ajfa-12804	497	216	26.5	26.5	NUM
ajfa-12804	497	217	1.6	1.6	NUM
ajfa-12804	497	218	2012	2012	NUM
ajfa-12804	497	219	72	72	NUM
ajfa-12804	498	1	14.5	14.5	NUM
ajfa-12804	499	1	0.7	0.7	NUM
ajfa-12804	499	2	67.8	67.8	NUM
ajfa-12804	499	3	11.1	11.1	NUM
ajfa-12804	499	4	0.6	0.6	NUM
ajfa-12804	499	5	69.6	69.6	NUM
ajfa-12804	499	6	44.2	44.2	NUM
ajfa-12804	499	7	2.3	2.3	NUM
ajfa-12804	499	8	2013	2013	NUM
ajfa-12804	499	9	94.9	94.9	NUM
ajfa-12804	499	10	23	23	NUM
ajfa-12804	499	11	1.4	1.4	NUM
ajfa-12804	499	12	72.1	72.1	NUM
ajfa-12804	499	13	13.3	13.3	NUM
ajfa-12804	499	14	0.8	0.8	NUM
ajfa-12804	499	15	71	71	NUM
ajfa-12804	499	16	44.2	44.2	NUM
ajfa-12804	499	17	2.6	2.6	NUM
ajfa-12804	499	18	2014	2014	NUM
ajfa-12804	499	19	68.8	68.8	NUM
ajfa-12804	499	20	22.1	22.1	NUM
ajfa-12804	499	21	1.1	1.1	NUM
ajfa-12804	499	22	69.4	69.4	NUM
ajfa-12804	499	23	12.7	12.7	NUM
ajfa-12804	499	24	0.7	0.7	NUM
ajfa-12804	499	25	68.6	68.6	NUM
ajfa-12804	499	26	33.9	33.9	NUM
ajfa-12804	499	27	1.8	1.8	NUM
ajfa-12804	499	28	2015	2015	NUM
ajfa-12804	499	29	72.1	72.1	NUM
ajfa-12804	499	30	23.6	23.6	NUM
ajfa-12804	499	31	1.1	1.1	NUM
ajfa-12804	499	32	67.5	67.5	NUM
ajfa-12804	499	33	12.5	12.5	NUM
ajfa-12804	499	34	0.6	0.6	NUM
ajfa-12804	499	35	67.3	67.3	NUM
ajfa-12804	499	36	32.8	32.8	NUM
ajfa-12804	499	37	1.5	1.5	NUM
ajfa-12804	499	38	2016	2016	NUM
ajfa-12804	499	39	83.7	83.7	NUM
ajfa-12804	499	40	27.4	27.4	NUM
ajfa-12804	499	41	1.1	1.1	NUM
ajfa-12804	499	42	64.6	64.6	NUM
ajfa-12804	499	43	11.9	11.9	NUM
ajfa-12804	499	44	0.5	0.5	NUM
ajfa-12804	499	45	59.5	59.5	NUM
ajfa-12804	499	46	29	29	NUM
ajfa-12804	499	47	1.1	1.1	NUM
ajfa-12804	499	48	a-6	a-6	NOUN
ajfa-12804	499	49	:	:	PUNCT
ajfa-12804	499	50	operational	operational	ADJ
ajfa-12804	499	51	risk	risk	NOUN
ajfa-12804	499	52	under	under	ADP
ajfa-12804	499	53	basel	basel	PROPN
ajfa-12804	499	54	iii	iii	PROPN
ajfa-12804	499	55	:	:	PUNCT
ajfa-12804	499	56	from	from	ADP
ajfa-12804	499	57	the	the	DET
ajfa-12804	499	58	year	year	NOUN
ajfa-12804	499	59	2010	2010	NUM
ajfa-12804	499	60	-	-	SYM
ajfa-12804	499	61	2016	2016	NUM
ajfa-12804	499	62	top	top	NOUN
ajfa-12804	499	63	5	5	NUM
ajfa-12804	499	64	banks	bank	NOUN
ajfa-12804	499	65	top	top	VERB
ajfa-12804	499	66	10	10	NUM
ajfa-12804	499	67	banks	bank	NOUN
ajfa-12804	499	68	year	year	NOUN
ajfa-12804	499	69	share	share	NOUN
ajfa-12804	499	70	in	in	ADP
ajfa-12804	499	71	industry	industry	NOUN
ajfa-12804	499	72	operational	operational	ADJ
ajfa-12804	499	73	risk	risk	NOUN
ajfa-12804	499	74	share	share	NOUN
ajfa-12804	499	75	in	in	ADP
ajfa-12804	499	76	industry	industry	NOUN
ajfa-12804	499	77	overall	overall	ADJ
ajfa-12804	499	78	risk	risk	NOUN
ajfa-12804	499	79	share	share	NOUN
ajfa-12804	499	80	in	in	ADP
ajfa-12804	499	81	industry	industry	NOUN
ajfa-12804	499	82	operational	operational	ADJ
ajfa-12804	499	83	risk	risk	NOUN
ajfa-12804	499	84	share	share	NOUN
ajfa-12804	499	85	in	in	ADP
ajfa-12804	499	86	industry	industry	NOUN
ajfa-12804	499	87	overall	overall	ADJ
ajfa-12804	499	88	risk	risk	NOUN
ajfa-12804	499	89	2010	2010	NUM
ajfa-12804	499	90	29	29	NUM
ajfa-12804	499	91	2.3	2.3	NUM
ajfa-12804	499	92	46	46	NUM
ajfa-12804	499	93	3.8	3.8	NUM
ajfa-12804	499	94	2011	2011	NUM
ajfa-12804	499	95	30.6	30.6	NUM
ajfa-12804	499	96	2.6	2.6	NUM
ajfa-12804	499	97	48.2	48.2	NUM
ajfa-12804	499	98	4.2	4.2	NUM
ajfa-12804	499	99	2012	2012	NUM
ajfa-12804	499	100	30.6	30.6	NUM
ajfa-12804	499	101	2.4	2.4	NUM
ajfa-12804	499	102	47.7	47.7	NUM
ajfa-12804	499	103	4.4	4.4	NUM
ajfa-12804	499	104	2013	2013	NUM
ajfa-12804	499	105	24.5	24.5	NUM
ajfa-12804	499	106	2.2	2.2	NUM
ajfa-12804	499	107	35.1	35.1	NUM
ajfa-12804	499	108	3.1	3.1	NUM
ajfa-12804	499	109	2014	2014	NUM
ajfa-12804	499	110	28.2	28.2	NUM
ajfa-12804	499	111	2.5	2.5	NUM
ajfa-12804	499	112	45.9	45.9	NUM
ajfa-12804	499	113	4.1	4.1	NUM
ajfa-12804	499	114	2015	2015	NUM
ajfa-12804	499	115	28.5	28.5	NUM
ajfa-12804	499	116	2.6	2.6	NUM
ajfa-12804	499	117	45.4	45.4	NUM
ajfa-12804	499	118	4.1	4.1	NUM
ajfa-12804	499	119	2016	2016	NUM
ajfa-12804	499	120	27.5	27.5	NUM
ajfa-12804	499	121	2.5	2.5	NUM
ajfa-12804	499	122	44.4	44.4	NUM
ajfa-12804	499	123	4	4	NUM
ajfa-12804	499	124	copyright	copyright	NOUN
ajfa-12804	499	125	disclaimer	disclaimer	NOUN
ajfa-12804	499	126	copyright	copyright	NOUN
ajfa-12804	499	127	for	for	ADP
ajfa-12804	499	128	this	this	DET
ajfa-12804	499	129	article	article	NOUN
ajfa-12804	499	130	is	be	AUX
ajfa-12804	499	131	retained	retain	VERB
ajfa-12804	499	132	by	by	ADP
ajfa-12804	499	133	the	the	DET
ajfa-12804	499	134	author(s	author(s	PROPN
ajfa-12804	499	135	)	)	PUNCT
ajfa-12804	499	136	,	,	PUNCT
ajfa-12804	499	137	with	with	ADP
ajfa-12804	499	138	first	first	ADJ
ajfa-12804	499	139	publication	publication	NOUN
ajfa-12804	499	140	rights	right	NOUN
ajfa-12804	499	141	granted	grant	VERB
ajfa-12804	499	142	to	to	ADP
ajfa-12804	499	143	the	the	DET
ajfa-12804	499	144	journal	journal	NOUN
ajfa-12804	499	145	.	.	PUNCT
ajfa-12804	500	1	this	this	PRON
ajfa-12804	500	2	is	be	AUX
ajfa-12804	500	3	an	an	DET
ajfa-12804	500	4	open	open	ADJ
ajfa-12804	500	5	-	-	PUNCT
ajfa-12804	500	6	access	access	NOUN
ajfa-12804	500	7	article	article	NOUN
ajfa-12804	500	8	distributed	distribute	VERB
ajfa-12804	500	9	under	under	ADP
ajfa-12804	500	10	the	the	DET
ajfa-12804	500	11	terms	term	NOUN
ajfa-12804	500	12	and	and	CCONJ
ajfa-12804	500	13	conditions	condition	NOUN
ajfa-12804	500	14	of	of	ADP
ajfa-12804	500	15	the	the	DET
ajfa-12804	500	16	creative	creative	ADJ
ajfa-12804	500	17	commons	common	NOUN
ajfa-12804	500	18	attribution	attribution	NOUN
ajfa-12804	500	19	license	license	NOUN
ajfa-12804	500	20	(	(	PUNCT
ajfa-12804	500	21	http://creativecommons.org/licenses/by/3.0/	http://creativecommons.org/licenses/by/3.0/	PROPN
ajfa-12804	500	22	)	)	PUNCT
ajfa-12804	500	23	.	.	PUNCT