id	sid	tid	token	lemma	pos
ajfa-13929	1	1	microsoft	microsoft	PROPN
ajfa-13929	1	2	word	word	NOUN
ajfa-13929	1	3	13929	13929	NUM
ajfa-13929	1	4	-	-	SYM
ajfa-13929	1	5	50799	50799	NUM
ajfa-13929	1	6	-	-	PUNCT
ajfa-13929	1	7	3	3	NUM
ajfa-13929	1	8	-	-	PUNCT
ajfa-13929	1	9	sm	sm	NOUN
ajfa-13929	1	10	-	-	PUNCT
ajfa-13929	1	11	new	new	ADJ
ajfa-13929	1	12	-	-	PUNCT
ajfa-13929	1	13	final	final	ADJ
ajfa-13929	1	14	asian	asian	ADJ
ajfa-13929	1	15	journal	journal	NOUN
ajfa-13929	1	16	of	of	ADP
ajfa-13929	1	17	finance	finance	PROPN
ajfa-13929	1	18	&	&	CCONJ
ajfa-13929	1	19	accounting	accounting	PROPN
ajfa-13929	1	20	issn	issn	PROPN
ajfa-13929	1	21	1946	1946	NUM
ajfa-13929	1	22	-	-	PUNCT
ajfa-13929	1	23	052x	052x	PROPN
ajfa-13929	1	24	2019	2019	NUM
ajfa-13929	1	25	,	,	PUNCT
ajfa-13929	1	26	vol	vol	NOUN
ajfa-13929	1	27	.	.	PROPN
ajfa-13929	1	28	11	11	NUM
ajfa-13929	1	29	,	,	PUNCT
ajfa-13929	1	30	no	no	INTJ
ajfa-13929	1	31	.	.	NOUN
ajfa-13929	1	32	2	2	NUM
ajfa-13929	1	33	ajfa.macrothink.org/	ajfa.macrothink.org/	NOUN
ajfa-13929	1	34	148	148	NUM
ajfa-13929	1	35	corporate	corporate	ADJ
ajfa-13929	1	36	governance	governance	NOUN
ajfa-13929	1	37	in	in	ADP
ajfa-13929	1	38	banks	bank	NOUN
ajfa-13929	1	39	and	and	CCONJ
ajfa-13929	1	40	its	its	PRON
ajfa-13929	1	41	impact	impact	NOUN
ajfa-13929	1	42	on	on	ADP
ajfa-13929	1	43	credit	credit	NOUN
ajfa-13929	1	44	and	and	CCONJ
ajfa-13929	1	45	liquidity	liquidity	NOUN
ajfa-13929	1	46	risks	risk	NOUN
ajfa-13929	1	47	:	:	PUNCT
ajfa-13929	1	48	case	case	NOUN
ajfa-13929	1	49	of	of	ADP
ajfa-13929	1	50	tunisian	tunisian	ADJ
ajfa-13929	1	51	banks	bank	NOUN
ajfa-13929	1	52	nesrine	nesrine	ADJ
ajfa-13929	1	53	djebali	djebali	VERB
ajfa-13929	1	54	(	(	PUNCT
ajfa-13929	1	55	corresponding	correspond	VERB
ajfa-13929	1	56	author	author	NOUN
ajfa-13929	1	57	)	)	PUNCT
ajfa-13929	1	58	university	university	PROPN
ajfa-13929	1	59	of	of	ADP
ajfa-13929	1	60	jendouba	jendouba	PROPN
ajfa-13929	1	61	,	,	PUNCT
ajfa-13929	1	62	faculty	faculty	NOUN
ajfa-13929	1	63	of	of	ADP
ajfa-13929	1	64	law	law	NOUN
ajfa-13929	1	65	economics	economic	NOUN
ajfa-13929	1	66	and	and	CCONJ
ajfa-13929	1	67	management	management	NOUN
ajfa-13929	1	68	of	of	ADP
ajfa-13929	1	69	jendouba	jendouba	PROPN
ajfa-13929	1	70	,	,	PUNCT
ajfa-13929	1	71	tunisia	tunisia	PROPN
ajfa-13929	1	72	tel	tel	ADP
ajfa-13929	1	73	:	:	PUNCT
ajfa-13929	1	74	216	216	NUM
ajfa-13929	1	75	-	-	SYM
ajfa-13929	1	76	22	22	NUM
ajfa-13929	1	77	-	-	PUNCT
ajfa-13929	1	78	961	961	NUM
ajfa-13929	1	79	-	-	PUNCT
ajfa-13929	1	80	769e	769e	NOUN
ajfa-13929	1	81	-	-	PUNCT
ajfa-13929	1	82	mail	mail	NOUN
ajfa-13929	1	83	:	:	PUNCT
ajfa-13929	1	84	djbeli.nesrine@gmail.com	djbeli.nesrine@gmail.com	PROPN
ajfa-13929	1	85	khemais	khemais	PROPN
ajfa-13929	1	86	zaghdoudi	zaghdoudi	PROPN
ajfa-13929	1	87	university	university	PROPN
ajfa-13929	1	88	of	of	ADP
ajfa-13929	1	89	jendouba	jendouba	PROPN
ajfa-13929	1	90	,	,	PUNCT
ajfa-13929	1	91	faculty	faculty	NOUN
ajfa-13929	1	92	of	of	ADP
ajfa-13929	1	93	law	law	NOUN
ajfa-13929	1	94	economics	economic	NOUN
ajfa-13929	1	95	and	and	CCONJ
ajfa-13929	1	96	management	management	NOUN
ajfa-13929	1	97	of	of	ADP
ajfa-13929	1	98	jendouba	jendouba	PROPN
ajfa-13929	1	99	,	,	PUNCT
ajfa-13929	1	100	tunisia	tunisia	PROPN
ajfa-13929	1	101	tel	tel	ADP
ajfa-13929	1	102	:	:	PUNCT
ajfa-13929	1	103	216	216	NUM
ajfa-13929	1	104	-	-	SYM
ajfa-13929	1	105	98	98	NUM
ajfa-13929	1	106	-	-	PUNCT
ajfa-13929	1	107	553	553	NUM
ajfa-13929	1	108	-	-	SYM
ajfa-13929	1	109	863	863	NUM
ajfa-13929	1	110	e	e	NOUN
ajfa-13929	1	111	-	-	NOUN
ajfa-13929	1	112	mail	mail	NOUN
ajfa-13929	1	113	:	:	PUNCT
ajfa-13929	1	114	k.zaghdoudi@yahoo.fr	k.zaghdoudi@yahoo.fr	PUNCT
ajfa-13929	1	115	received	receive	VERB
ajfa-13929	1	116	:	:	PUNCT
ajfa-13929	1	117	nov.18	nov.18	ADJ
ajfa-13929	1	118	,	,	PUNCT
ajfa-13929	1	119	2018	2018	NUM
ajfa-13929	1	120	accepted	accept	VERB
ajfa-13929	1	121	:	:	PUNCT
ajfa-13929	1	122	dec	dec	PROPN
ajfa-13929	1	123	.	.	PROPN
ajfa-13929	1	124	2	2	NUM
ajfa-13929	1	125	,	,	PUNCT
ajfa-13929	1	126	2019	2019	NUM
ajfa-13929	1	127	published	publish	VERB
ajfa-13929	1	128	:	:	PUNCT
ajfa-13929	1	129	december	december	PROPN
ajfa-13929	1	130	2	2	NUM
ajfa-13929	1	131	,	,	PUNCT
ajfa-13929	1	132	2019	2019	NUM
ajfa-13929	1	133	doi:10.5296	doi:10.5296	NOUN
ajfa-13929	1	134	/	/	SYM
ajfa-13929	1	135	ajfa.v11i2.13929	ajfa.v11i2.13929	NOUN
ajfa-13929	1	136	url	url	NOUN
ajfa-13929	1	137	:	:	PUNCT
ajfa-13929	1	138	https://doi.org/10.5296/ajfa.v11i2.13929	https://doi.org/10.5296/ajfa.v11i2.13929	X
ajfa-13929	1	139	abstract	abstract	ADJ
ajfa-13929	1	140	given	give	VERB
ajfa-13929	1	141	the	the	DET
ajfa-13929	1	142	crucial	crucial	ADJ
ajfa-13929	1	143	role	role	NOUN
ajfa-13929	1	144	played	play	VERB
ajfa-13929	1	145	by	by	ADP
ajfa-13929	1	146	banks	bank	NOUN
ajfa-13929	1	147	in	in	ADP
ajfa-13929	1	148	a	a	DET
ajfa-13929	1	149	developing	develop	VERB
ajfa-13929	1	150	country	country	NOUN
ajfa-13929	1	151	like	like	ADP
ajfa-13929	1	152	tunisia	tunisia	PROPN
ajfa-13929	1	153	,	,	PUNCT
ajfa-13929	1	154	it	it	PRON
ajfa-13929	1	155	is	be	AUX
ajfa-13929	1	156	important	important	ADJ
ajfa-13929	1	157	to	to	PART
ajfa-13929	1	158	maintain	maintain	VERB
ajfa-13929	1	159	their	their	PRON
ajfa-13929	1	160	stability	stability	NOUN
ajfa-13929	1	161	.	.	PUNCT
ajfa-13929	2	1	the	the	DET
ajfa-13929	2	2	purpose	purpose	NOUN
ajfa-13929	2	3	of	of	ADP
ajfa-13929	2	4	this	this	DET
ajfa-13929	2	5	article	article	NOUN
ajfa-13929	2	6	is	be	AUX
ajfa-13929	2	7	twofold	twofold	ADJ
ajfa-13929	2	8	.	.	PUNCT
ajfa-13929	3	1	first	first	ADV
ajfa-13929	3	2	,	,	PUNCT
ajfa-13929	3	3	it	it	PRON
ajfa-13929	3	4	studies	study	VERB
ajfa-13929	3	5	the	the	DET
ajfa-13929	3	6	effect	effect	NOUN
ajfa-13929	3	7	of	of	ADP
ajfa-13929	3	8	banking	banking	NOUN
ajfa-13929	3	9	governance	governance	NOUN
ajfa-13929	3	10	on	on	ADP
ajfa-13929	3	11	credit	credit	NOUN
ajfa-13929	3	12	risk	risk	NOUN
ajfa-13929	3	13	.	.	PUNCT
ajfa-13929	4	1	second	second	ADJ
ajfa-13929	4	2	,	,	PUNCT
ajfa-13929	4	3	it	it	PRON
ajfa-13929	4	4	tests	test	VERB
ajfa-13929	4	5	the	the	DET
ajfa-13929	4	6	relationship	relationship	NOUN
ajfa-13929	4	7	between	between	ADP
ajfa-13929	4	8	bank	bank	NOUN
ajfa-13929	4	9	governance	governance	NOUN
ajfa-13929	4	10	mechanisms	mechanism	NOUN
ajfa-13929	4	11	and	and	CCONJ
ajfa-13929	4	12	liquidity	liquidity	NOUN
ajfa-13929	4	13	risk	risk	NOUN
ajfa-13929	4	14	.	.	PUNCT
ajfa-13929	5	1	in	in	ADP
ajfa-13929	5	2	this	this	DET
ajfa-13929	5	3	article	article	NOUN
ajfa-13929	5	4	,	,	PUNCT
ajfa-13929	5	5	we	we	PRON
ajfa-13929	5	6	have	have	VERB
ajfa-13929	5	7	combined	combine	VERB
ajfa-13929	5	8	literature	literature	NOUN
ajfa-13929	5	9	regarding	regard	VERB
ajfa-13929	5	10	two	two	NUM
ajfa-13929	5	11	areas	area	NOUN
ajfa-13929	5	12	of	of	ADP
ajfa-13929	5	13	governance	governance	NOUN
ajfa-13929	5	14	,	,	PUNCT
ajfa-13929	5	15	first	first	ADV
ajfa-13929	5	16	,	,	PUNCT
ajfa-13929	5	17	ownership	ownership	NOUN
ajfa-13929	5	18	structure	structure	NOUN
ajfa-13929	5	19	and	and	CCONJ
ajfa-13929	5	20	board	board	NOUN
ajfa-13929	5	21	characteristics	characteristic	NOUN
ajfa-13929	5	22	,	,	PUNCT
ajfa-13929	5	23	and	and	CCONJ
ajfa-13929	5	24	second	second	ADJ
ajfa-13929	5	25	,	,	PUNCT
ajfa-13929	5	26	their	their	PRON
ajfa-13929	5	27	impact	impact	NOUN
ajfa-13929	5	28	on	on	ADP
ajfa-13929	5	29	banking	banking	NOUN
ajfa-13929	5	30	risks	risk	NOUN
ajfa-13929	5	31	.	.	PUNCT
ajfa-13929	6	1	to	to	PART
ajfa-13929	6	2	achieve	achieve	VERB
ajfa-13929	6	3	this	this	DET
ajfa-13929	6	4	goal	goal	NOUN
ajfa-13929	6	5	,	,	PUNCT
ajfa-13929	6	6	we	we	PRON
ajfa-13929	6	7	used	use	VERB
ajfa-13929	6	8	a	a	DET
ajfa-13929	6	9	sample	sample	NOUN
ajfa-13929	6	10	of	of	ADP
ajfa-13929	6	11	10	10	NUM
ajfa-13929	6	12	tunisian	tunisian	ADJ
ajfa-13929	6	13	banks	bank	NOUN
ajfa-13929	6	14	observed	observe	VERB
ajfa-13929	6	15	during	during	ADP
ajfa-13929	6	16	the	the	DET
ajfa-13929	6	17	period	period	NOUN
ajfa-13929	6	18	1998	1998	NUM
ajfa-13929	6	19	-	-	SYM
ajfa-13929	6	20	2015	2015	NUM
ajfa-13929	6	21	.	.	PUNCT
ajfa-13929	7	1	the	the	DET
ajfa-13929	7	2	econometric	econometric	ADJ
ajfa-13929	7	3	approach	approach	NOUN
ajfa-13929	7	4	used	use	VERB
ajfa-13929	7	5	in	in	ADP
ajfa-13929	7	6	this	this	DET
ajfa-13929	7	7	study	study	NOUN
ajfa-13929	7	8	is	be	AUX
ajfa-13929	7	9	based	base	VERB
ajfa-13929	7	10	on	on	ADP
ajfa-13929	7	11	both	both	CCONJ
ajfa-13929	7	12	the	the	DET
ajfa-13929	7	13	fixed	fix	VERB
ajfa-13929	7	14	and	and	CCONJ
ajfa-13929	7	15	random	random	ADJ
ajfa-13929	7	16	effects	effect	NOUN
ajfa-13929	7	17	models	model	NOUN
ajfa-13929	7	18	of	of	ADP
ajfa-13929	7	19	panel	panel	NOUN
ajfa-13929	7	20	data	datum	NOUN
ajfa-13929	7	21	analysis	analysis	NOUN
ajfa-13929	7	22	.	.	PUNCT
ajfa-13929	8	1	our	our	PRON
ajfa-13929	8	2	results	result	NOUN
ajfa-13929	8	3	show	show	VERB
ajfa-13929	8	4	that	that	SCONJ
ajfa-13929	8	5	credit	credit	NOUN
ajfa-13929	8	6	risk	risk	NOUN
ajfa-13929	8	7	and	and	CCONJ
ajfa-13929	8	8	liquidity	liquidity	NOUN
ajfa-13929	8	9	risk	risk	NOUN
ajfa-13929	8	10	are	be	AUX
ajfa-13929	8	11	directly	directly	ADV
ajfa-13929	8	12	related	relate	VERB
ajfa-13929	8	13	to	to	ADP
ajfa-13929	8	14	bank	bank	NOUN
ajfa-13929	8	15	governance	governance	NOUN
ajfa-13929	8	16	mechanisms	mechanism	NOUN
ajfa-13929	8	17	.	.	PUNCT
ajfa-13929	9	1	these	these	DET
ajfa-13929	9	2	findings	finding	NOUN
ajfa-13929	9	3	enable	enable	VERB
ajfa-13929	9	4	bank	bank	NOUN
ajfa-13929	9	5	managers	manager	NOUN
ajfa-13929	9	6	to	to	PART
ajfa-13929	9	7	better	well	ADV
ajfa-13929	9	8	understand	understand	VERB
ajfa-13929	9	9	the	the	DET
ajfa-13929	9	10	factors	factor	NOUN
ajfa-13929	9	11	influencing	influence	VERB
ajfa-13929	9	12	bank	bank	NOUN
ajfa-13929	9	13	risk	risk	NOUN
ajfa-13929	9	14	and	and	CCONJ
ajfa-13929	9	15	serve	serve	VERB
ajfa-13929	9	16	as	as	ADP
ajfa-13929	9	17	a	a	DET
ajfa-13929	9	18	basis	basis	NOUN
ajfa-13929	9	19	for	for	SCONJ
ajfa-13929	9	20	regulations	regulation	NOUN
ajfa-13929	9	21	to	to	PART
ajfa-13929	9	22	strengthen	strengthen	VERB
ajfa-13929	9	23	bank	bank	NOUN
ajfa-13929	9	24	governance	governance	NOUN
ajfa-13929	9	25	.	.	PUNCT
ajfa-13929	10	1	keywords	keyword	NOUN
ajfa-13929	10	2	:	:	PUNCT
ajfa-13929	10	3	board	board	NOUN
ajfa-13929	10	4	of	of	ADP
ajfa-13929	10	5	directors	director	NOUN
ajfa-13929	10	6	,	,	PUNCT
ajfa-13929	10	7	institutional	institutional	ADJ
ajfa-13929	10	8	ownership	ownership	NOUN
ajfa-13929	10	9	,	,	PUNCT
ajfa-13929	10	10	credit	credit	NOUN
ajfa-13929	10	11	risk	risk	NOUN
ajfa-13929	10	12	,	,	PUNCT
ajfa-13929	10	13	liquidity	liquidity	NOUN
ajfa-13929	10	14	risk	risk	NOUN
ajfa-13929	10	15	,	,	PUNCT
ajfa-13929	10	16	stability	stability	NOUN
ajfa-13929	10	17	,	,	PUNCT
ajfa-13929	10	18	tunisian	tunisian	ADJ
ajfa-13929	10	19	banks	bank	NOUN
ajfa-13929	10	20	.	.	PUNCT
ajfa-13929	11	1	asian	asian	ADJ
ajfa-13929	11	2	journal	journal	PROPN
ajfa-13929	11	3	of	of	ADP
ajfa-13929	11	4	finance	finance	PROPN
ajfa-13929	11	5	&	&	CCONJ
ajfa-13929	11	6	accounting	accounting	PROPN
ajfa-13929	11	7	issn	issn	PROPN
ajfa-13929	11	8	1946	1946	NUM
ajfa-13929	11	9	-	-	PUNCT
ajfa-13929	11	10	052x	052x	PROPN
ajfa-13929	11	11	2019	2019	NUM
ajfa-13929	11	12	,	,	PUNCT
ajfa-13929	11	13	vol	vol	NOUN
ajfa-13929	11	14	.	.	PROPN
ajfa-13929	11	15	11	11	NUM
ajfa-13929	11	16	,	,	PUNCT
ajfa-13929	11	17	no	no	INTJ
ajfa-13929	11	18	.	.	NOUN
ajfa-13929	11	19	2	2	NUM
ajfa-13929	11	20	ajfa.macrothink.org/	ajfa.macrothink.org/	NOUN
ajfa-13929	11	21	149	149	NUM
ajfa-13929	11	22	1	1	NUM
ajfa-13929	11	23	.	.	PUNCT
ajfa-13929	12	1	introduction	introduction	NOUN
ajfa-13929	12	2	liquidity	liquidity	NOUN
ajfa-13929	12	3	and	and	CCONJ
ajfa-13929	12	4	credit	credit	NOUN
ajfa-13929	12	5	risks	risk	NOUN
ajfa-13929	12	6	are	be	AUX
ajfa-13929	12	7	positively	positively	ADV
ajfa-13929	12	8	related	relate	VERB
ajfa-13929	12	9	and	and	CCONJ
ajfa-13929	12	10	jointly	jointly	ADV
ajfa-13929	12	11	contribute	contribute	VERB
ajfa-13929	12	12	to	to	ADP
ajfa-13929	12	13	bank	bank	NOUN
ajfa-13929	12	14	volatility	volatility	NOUN
ajfa-13929	12	15	.	.	PUNCT
ajfa-13929	13	1	in	in	ADP
ajfa-13929	13	2	a	a	DET
ajfa-13929	13	3	recent	recent	ADJ
ajfa-13929	13	4	study	study	NOUN
ajfa-13929	13	5	,	,	PUNCT
ajfa-13929	13	6	based	base	VERB
ajfa-13929	13	7	on	on	ADP
ajfa-13929	13	8	a	a	DET
ajfa-13929	13	9	sample	sample	NOUN
ajfa-13929	13	10	of	of	ADP
ajfa-13929	13	11	49	49	NUM
ajfa-13929	13	12	banks	bank	NOUN
ajfa-13929	13	13	in	in	ADP
ajfa-13929	13	14	the	the	DET
ajfa-13929	13	15	mena	mena	PROPN
ajfa-13929	13	16	region	region	PROPN
ajfa-13929	13	17	from	from	ADP
ajfa-13929	13	18	2006	2006	NUM
ajfa-13929	13	19	to	to	ADP
ajfa-13929	13	20	2013	2013	NUM
ajfa-13929	13	21	,	,	PUNCT
ajfa-13929	13	22	ghenimi	ghenimi	PROPN
ajfa-13929	13	23	a.	a.	PROPN
ajfa-13929	13	24	et	et	PROPN
ajfa-13929	13	25	al	al	PROPN
ajfa-13929	13	26	.	.	PROPN
ajfa-13929	14	1	(	(	PUNCT
ajfa-13929	14	2	2017	2017	NUM
ajfa-13929	14	3	)	)	PUNCT
ajfa-13929	14	4	examined	examine	VERB
ajfa-13929	14	5	the	the	DET
ajfa-13929	14	6	main	main	ADJ
ajfa-13929	14	7	sources	source	NOUN
ajfa-13929	14	8	of	of	ADP
ajfa-13929	14	9	bank	bank	NOUN
ajfa-13929	14	10	fragility	fragility	NOUN
ajfa-13929	14	11	.	.	PUNCT
ajfa-13929	15	1	their	their	PRON
ajfa-13929	15	2	analysis	analysis	NOUN
ajfa-13929	15	3	is	be	AUX
ajfa-13929	15	4	based	base	VERB
ajfa-13929	15	5	on	on	ADP
ajfa-13929	15	6	the	the	DET
ajfa-13929	15	7	relationship	relationship	NOUN
ajfa-13929	15	8	between	between	ADP
ajfa-13929	15	9	credit	credit	NOUN
ajfa-13929	15	10	risk	risk	NOUN
ajfa-13929	15	11	and	and	CCONJ
ajfa-13929	15	12	liquidity	liquidity	NOUN
ajfa-13929	15	13	risk	risk	NOUN
ajfa-13929	15	14	and	and	CCONJ
ajfa-13929	15	15	their	their	PRON
ajfa-13929	15	16	impact	impact	NOUN
ajfa-13929	15	17	on	on	ADP
ajfa-13929	15	18	bank	bank	NOUN
ajfa-13929	15	19	stability	stability	NOUN
ajfa-13929	15	20	.	.	PUNCT
ajfa-13929	16	1	in	in	ADP
ajfa-13929	16	2	a	a	DET
ajfa-13929	16	3	note	note	NOUN
ajfa-13929	16	4	from	from	ADP
ajfa-13929	16	5	the	the	DET
ajfa-13929	16	6	basel	basel	PROPN
ajfa-13929	16	7	committee	committee	PROPN
ajfa-13929	16	8	on	on	ADP
ajfa-13929	16	9	banking	banking	NOUN
ajfa-13929	16	10	supervision	supervision	NOUN
ajfa-13929	16	11	(	(	PUNCT
ajfa-13929	16	12	2016	2016	NUM
ajfa-13929	16	13	)	)	PUNCT
ajfa-13929	16	14	,	,	PUNCT
ajfa-13929	16	15	good	good	ADJ
ajfa-13929	16	16	corporate	corporate	ADJ
ajfa-13929	16	17	governance	governance	NOUN
ajfa-13929	16	18	for	for	ADP
ajfa-13929	16	19	banking	banking	NOUN
ajfa-13929	16	20	organizations	organization	NOUN
ajfa-13929	16	21	increases	increase	VERB
ajfa-13929	16	22	the	the	DET
ajfa-13929	16	23	effectiveness	effectiveness	NOUN
ajfa-13929	16	24	of	of	ADP
ajfa-13929	16	25	risk	risk	NOUN
ajfa-13929	16	26	management	management	NOUN
ajfa-13929	16	27	,	,	PUNCT
ajfa-13929	16	28	thereby	thereby	ADV
ajfa-13929	16	29	increasing	increase	VERB
ajfa-13929	16	30	the	the	DET
ajfa-13929	16	31	financial	financial	ADJ
ajfa-13929	16	32	strength	strength	NOUN
ajfa-13929	16	33	of	of	ADP
ajfa-13929	16	34	these	these	DET
ajfa-13929	16	35	entities	entity	NOUN
ajfa-13929	16	36	.	.	PUNCT
ajfa-13929	17	1	in	in	ADP
ajfa-13929	17	2	order	order	NOUN
ajfa-13929	17	3	to	to	PART
ajfa-13929	17	4	assess	assess	VERB
ajfa-13929	17	5	the	the	DET
ajfa-13929	17	6	progress	progress	NOUN
ajfa-13929	17	7	made	make	VERB
ajfa-13929	17	8	by	by	ADP
ajfa-13929	17	9	the	the	DET
ajfa-13929	17	10	banking	banking	NOUN
ajfa-13929	17	11	sector	sector	NOUN
ajfa-13929	17	12	in	in	ADP
ajfa-13929	17	13	the	the	DET
ajfa-13929	17	14	area	area	NOUN
ajfa-13929	17	15	of	of	ADP
ajfa-13929	17	16	risk	risk	NOUN
ajfa-13929	17	17	governance	governance	NOUN
ajfa-13929	17	18	,	,	PUNCT
ajfa-13929	17	19	the	the	DET
ajfa-13929	17	20	financial	financial	ADJ
ajfa-13929	17	21	stability	stability	PROPN
ajfa-13929	17	22	board	board	NOUN
ajfa-13929	17	23	(	(	PUNCT
ajfa-13929	17	24	fsb	fsb	NOUN
ajfa-13929	17	25	)	)	PUNCT
ajfa-13929	17	26	published	publish	VERB
ajfa-13929	17	27	a	a	DET
ajfa-13929	17	28	thematic	thematic	ADJ
ajfa-13929	17	29	analysis	analysis	NOUN
ajfa-13929	17	30	on	on	ADP
ajfa-13929	17	31	governance	governance	NOUN
ajfa-13929	17	32	in	in	ADP
ajfa-13929	17	33	february	february	PROPN
ajfa-13929	17	34	2013	2013	NUM
ajfa-13929	17	35	.	.	PUNCT
ajfa-13929	18	1	such	such	ADJ
ajfa-13929	18	2	analysis	analysis	NOUN
ajfa-13929	18	3	encourages	encourage	VERB
ajfa-13929	18	4	financial	financial	ADJ
ajfa-13929	18	5	institutions	institution	NOUN
ajfa-13929	18	6	and	and	CCONJ
ajfa-13929	18	7	national	national	ADJ
ajfa-13929	18	8	authorities	authority	NOUN
ajfa-13929	18	9	to	to	PART
ajfa-13929	18	10	take	take	VERB
ajfa-13929	18	11	steps	step	NOUN
ajfa-13929	18	12	to	to	PART
ajfa-13929	18	13	improve	improve	VERB
ajfa-13929	18	14	risk	risk	NOUN
ajfa-13929	18	15	governance	governance	NOUN
ajfa-13929	18	16	.	.	PUNCT
ajfa-13929	19	1	in	in	ADP
ajfa-13929	19	2	general	general	ADJ
ajfa-13929	19	3	,	,	PUNCT
ajfa-13929	19	4	banks	bank	NOUN
ajfa-13929	19	5	deliberately	deliberately	ADV
ajfa-13929	19	6	take	take	VERB
ajfa-13929	19	7	the	the	DET
ajfa-13929	19	8	financial	financial	ADJ
ajfa-13929	19	9	risk	risk	NOUN
ajfa-13929	19	10	to	to	PART
ajfa-13929	19	11	generate	generate	VERB
ajfa-13929	19	12	revenue	revenue	NOUN
ajfa-13929	19	13	and	and	CCONJ
ajfa-13929	19	14	serve	serve	VERB
ajfa-13929	19	15	their	their	PRON
ajfa-13929	19	16	customers	customer	NOUN
ajfa-13929	19	17	,	,	PUNCT
ajfa-13929	19	18	resulting	result	VERB
ajfa-13929	19	19	in	in	ADP
ajfa-13929	19	20	asymmetric	asymmetric	ADJ
ajfa-13929	19	21	information	information	NOUN
ajfa-13929	19	22	.	.	PUNCT
ajfa-13929	20	1	however	however	ADV
ajfa-13929	20	2	,	,	PUNCT
ajfa-13929	20	3	good	good	ADJ
ajfa-13929	20	4	internal	internal	ADJ
ajfa-13929	20	5	governance	governance	NOUN
ajfa-13929	20	6	of	of	ADP
ajfa-13929	20	7	banks	bank	NOUN
ajfa-13929	20	8	is	be	AUX
ajfa-13929	20	9	essential	essential	ADJ
ajfa-13929	20	10	,	,	PUNCT
ajfa-13929	20	11	forcing	force	VERB
ajfa-13929	20	12	boards	board	NOUN
ajfa-13929	20	13	to	to	PART
ajfa-13929	20	14	focus	focus	VERB
ajfa-13929	20	15	more	more	ADV
ajfa-13929	20	16	on	on	ADP
ajfa-13929	20	17	risk	risk	NOUN
ajfa-13929	20	18	assessment	assessment	NOUN
ajfa-13929	20	19	,	,	PUNCT
ajfa-13929	20	20	management	management	NOUN
ajfa-13929	20	21	and	and	CCONJ
ajfa-13929	20	22	mitigation	mitigation	NOUN
ajfa-13929	20	23	.	.	PUNCT
ajfa-13929	21	1	hence	hence	ADV
ajfa-13929	21	2	our	our	PRON
ajfa-13929	21	3	problem	problem	NOUN
ajfa-13929	21	4	is	be	AUX
ajfa-13929	21	5	presented	present	VERB
ajfa-13929	21	6	as	as	SCONJ
ajfa-13929	21	7	follows	follow	VERB
ajfa-13929	21	8	:	:	PUNCT
ajfa-13929	21	9	what	what	PRON
ajfa-13929	21	10	is	be	AUX
ajfa-13929	21	11	the	the	DET
ajfa-13929	21	12	impact	impact	NOUN
ajfa-13929	21	13	of	of	ADP
ajfa-13929	21	14	the	the	DET
ajfa-13929	21	15	governance	governance	NOUN
ajfa-13929	21	16	mechanisms	mechanism	NOUN
ajfa-13929	21	17	of	of	ADP
ajfa-13929	21	18	characteristics	characteristic	NOUN
ajfa-13929	21	19	of	of	ADP
ajfa-13929	21	20	the	the	DET
ajfa-13929	21	21	board	board	NOUN
ajfa-13929	21	22	of	of	ADP
ajfa-13929	21	23	directors	director	NOUN
ajfa-13929	21	24	and	and	CCONJ
ajfa-13929	21	25	ownership	ownership	NOUN
ajfa-13929	21	26	structure	structure	NOUN
ajfa-13929	21	27	on	on	ADP
ajfa-13929	21	28	the	the	DET
ajfa-13929	21	29	risks	risk	NOUN
ajfa-13929	21	30	of	of	ADP
ajfa-13929	21	31	tunisian	tunisian	ADJ
ajfa-13929	21	32	banks	bank	NOUN
ajfa-13929	21	33	,	,	PUNCT
ajfa-13929	21	34	which	which	PRON
ajfa-13929	21	35	continue	continue	VERB
ajfa-13929	21	36	to	to	PART
ajfa-13929	21	37	occupy	occupy	VERB
ajfa-13929	21	38	a	a	DET
ajfa-13929	21	39	leading	lead	VERB
ajfa-13929	21	40	position	position	NOUN
ajfa-13929	21	41	in	in	ADP
ajfa-13929	21	42	the	the	DET
ajfa-13929	21	43	financing	financing	NOUN
ajfa-13929	21	44	of	of	ADP
ajfa-13929	21	45	the	the	DET
ajfa-13929	21	46	economy	economy	NOUN
ajfa-13929	21	47	?	?	PUNCT
ajfa-13929	22	1	we	we	PRON
ajfa-13929	22	2	have	have	AUX
ajfa-13929	22	3	chosen	choose	VERB
ajfa-13929	22	4	a	a	DET
ajfa-13929	22	5	developing	develop	VERB
ajfa-13929	22	6	country	country	NOUN
ajfa-13929	22	7	such	such	ADJ
ajfa-13929	22	8	as	as	ADP
ajfa-13929	22	9	tunisia	tunisia	NOUN
ajfa-13929	22	10	for	for	ADP
ajfa-13929	22	11	several	several	ADJ
ajfa-13929	22	12	reasons	reason	NOUN
ajfa-13929	22	13	.	.	PUNCT
ajfa-13929	23	1	first	first	ADV
ajfa-13929	23	2	,	,	PUNCT
ajfa-13929	23	3	given	give	VERB
ajfa-13929	23	4	the	the	DET
ajfa-13929	23	5	crucial	crucial	ADJ
ajfa-13929	23	6	role	role	NOUN
ajfa-13929	23	7	played	play	VERB
ajfa-13929	23	8	by	by	ADP
ajfa-13929	23	9	banks	bank	NOUN
ajfa-13929	23	10	in	in	ADP
ajfa-13929	23	11	tunisia	tunisia	NOUN
ajfa-13929	23	12	's	's	PART
ajfa-13929	23	13	economy	economy	NOUN
ajfa-13929	23	14	,	,	PUNCT
ajfa-13929	23	15	it	it	PRON
ajfa-13929	23	16	is	be	AUX
ajfa-13929	23	17	important	important	ADJ
ajfa-13929	23	18	to	to	PART
ajfa-13929	23	19	maintain	maintain	VERB
ajfa-13929	23	20	their	their	PRON
ajfa-13929	23	21	stability	stability	NOUN
ajfa-13929	23	22	.	.	PUNCT
ajfa-13929	24	1	the	the	DET
ajfa-13929	24	2	stability	stability	NOUN
ajfa-13929	24	3	of	of	ADP
ajfa-13929	24	4	the	the	DET
ajfa-13929	24	5	banking	banking	NOUN
ajfa-13929	24	6	system	system	NOUN
ajfa-13929	24	7	essentially	essentially	ADV
ajfa-13929	24	8	leads	lead	VERB
ajfa-13929	24	9	to	to	ADP
ajfa-13929	24	10	political	political	ADJ
ajfa-13929	24	11	stability	stability	NOUN
ajfa-13929	24	12	and	and	CCONJ
ajfa-13929	24	13	therefore	therefore	ADV
ajfa-13929	24	14	to	to	ADP
ajfa-13929	24	15	economic	economic	ADJ
ajfa-13929	24	16	and	and	CCONJ
ajfa-13929	24	17	financial	financial	ADJ
ajfa-13929	24	18	stability	stability	NOUN
ajfa-13929	24	19	.	.	PUNCT
ajfa-13929	25	1	second	second	ADJ
ajfa-13929	25	2	,	,	PUNCT
ajfa-13929	25	3	since	since	SCONJ
ajfa-13929	25	4	the	the	DET
ajfa-13929	25	5	2011	2011	NUM
ajfa-13929	25	6	revolution	revolution	NOUN
ajfa-13929	25	7	,	,	PUNCT
ajfa-13929	25	8	the	the	DET
ajfa-13929	25	9	underlying	underlying	ADJ
ajfa-13929	25	10	economic	economic	ADJ
ajfa-13929	25	11	situation	situation	NOUN
ajfa-13929	25	12	in	in	ADP
ajfa-13929	25	13	tunisia	tunisia	PROPN
ajfa-13929	25	14	has	have	AUX
ajfa-13929	25	15	worsened	worsen	VERB
ajfa-13929	25	16	.	.	PUNCT
ajfa-13929	26	1	the	the	DET
ajfa-13929	26	2	economic	economic	ADJ
ajfa-13929	26	3	and	and	CCONJ
ajfa-13929	26	4	political	political	ADJ
ajfa-13929	26	5	uncertainties	uncertainty	NOUN
ajfa-13929	26	6	resulting	result	VERB
ajfa-13929	26	7	from	from	ADP
ajfa-13929	26	8	recent	recent	ADJ
ajfa-13929	26	9	unrest	unrest	NOUN
ajfa-13929	26	10	and	and	CCONJ
ajfa-13929	26	11	regime	regime	NOUN
ajfa-13929	26	12	changes	change	NOUN
ajfa-13929	26	13	have	have	AUX
ajfa-13929	26	14	led	lead	VERB
ajfa-13929	26	15	the	the	DET
ajfa-13929	26	16	major	major	ADJ
ajfa-13929	26	17	rating	rating	NOUN
ajfa-13929	26	18	agencies	agency	NOUN
ajfa-13929	26	19	to	to	PART
ajfa-13929	26	20	degrade	degrade	VERB
ajfa-13929	26	21	tunisian	tunisian	ADJ
ajfa-13929	26	22	sovereign	sovereign	ADJ
ajfa-13929	26	23	ratings	rating	NOUN
ajfa-13929	26	24	in	in	ADP
ajfa-13929	26	25	early	early	ADJ
ajfa-13929	26	26	2011	2011	NUM
ajfa-13929	26	27	.	.	PUNCT
ajfa-13929	27	1	however	however	ADV
ajfa-13929	27	2	,	,	PUNCT
ajfa-13929	27	3	banks	bank	NOUN
ajfa-13929	27	4	were	be	AUX
ajfa-13929	27	5	the	the	DET
ajfa-13929	27	6	first	first	ADJ
ajfa-13929	27	7	victims	victim	NOUN
ajfa-13929	27	8	of	of	ADP
ajfa-13929	27	9	the	the	DET
ajfa-13929	27	10	post	post	ADJ
ajfa-13929	27	11	-	-	ADJ
ajfa-13929	27	12	revolutionary	revolutionary	ADJ
ajfa-13929	27	13	period	period	NOUN
ajfa-13929	27	14	,	,	PUNCT
ajfa-13929	27	15	as	as	SCONJ
ajfa-13929	27	16	the	the	DET
ajfa-13929	27	17	tunisian	tunisian	ADJ
ajfa-13929	27	18	banking	banking	NOUN
ajfa-13929	27	19	sector	sector	NOUN
ajfa-13929	27	20	suffered	suffer	VERB
ajfa-13929	27	21	an	an	DET
ajfa-13929	27	22	economic	economic	ADJ
ajfa-13929	27	23	downturn	downturn	NOUN
ajfa-13929	27	24	involving	involve	VERB
ajfa-13929	27	25	"	"	PUNCT
ajfa-13929	27	26	crisis	crisis	NOUN
ajfa-13929	27	27	of	of	ADP
ajfa-13929	27	28	liquidity	liquidity	NOUN
ajfa-13929	27	29	,	,	PUNCT
ajfa-13929	27	30	fall	fall	NOUN
ajfa-13929	27	31	of	of	ADP
ajfa-13929	27	32	investments	investment	NOUN
ajfa-13929	27	33	,	,	PUNCT
ajfa-13929	27	34	increase	increase	NOUN
ajfa-13929	27	35	of	of	ADP
ajfa-13929	27	36	doubtful	doubtful	ADJ
ajfa-13929	27	37	debts	debt	NOUN
ajfa-13929	27	38	,	,	PUNCT
ajfa-13929	27	39	weak	weak	ADJ
ajfa-13929	27	40	recovery1	recovery1	NOUN
ajfa-13929	27	41	...	...	PUNCT
ajfa-13929	27	42	"	"	PUNCT
ajfa-13929	27	43	third	third	ADV
ajfa-13929	27	44	,	,	PUNCT
ajfa-13929	27	45	despite	despite	SCONJ
ajfa-13929	27	46	the	the	DET
ajfa-13929	27	47	return	return	NOUN
ajfa-13929	27	48	of	of	ADP
ajfa-13929	27	49	bank	bank	NOUN
ajfa-13929	27	50	shares	share	NOUN
ajfa-13929	27	51	four	four	NUM
ajfa-13929	27	52	years	year	NOUN
ajfa-13929	27	53	after	after	ADP
ajfa-13929	27	54	the	the	DET
ajfa-13929	27	55	revolution	revolution	NOUN
ajfa-13929	27	56	,	,	PUNCT
ajfa-13929	27	57	the	the	DET
ajfa-13929	27	58	sector	sector	NOUN
ajfa-13929	27	59	has	have	AUX
ajfa-13929	27	60	not	not	PART
ajfa-13929	27	61	yet	yet	ADV
ajfa-13929	27	62	emerged	emerge	VERB
ajfa-13929	27	63	from	from	ADP
ajfa-13929	27	64	the	the	DET
ajfa-13929	27	65	crisis	crisis	NOUN
ajfa-13929	27	66	.	.	PUNCT
ajfa-13929	28	1	liquidity	liquidity	NOUN
ajfa-13929	28	2	is	be	AUX
ajfa-13929	28	3	still	still	ADV
ajfa-13929	28	4	under	under	ADP
ajfa-13929	28	5	pressure	pressure	NOUN
ajfa-13929	28	6	,	,	PUNCT
ajfa-13929	28	7	competition	competition	NOUN
ajfa-13929	28	8	is	be	AUX
ajfa-13929	28	9	raging	rage	VERB
ajfa-13929	28	10	and	and	CCONJ
ajfa-13929	28	11	becoming	become	VERB
ajfa-13929	28	12	more	more	ADV
ajfa-13929	28	13	aggressive	aggressive	ADJ
ajfa-13929	28	14	and	and	CCONJ
ajfa-13929	28	15	private	private	ADJ
ajfa-13929	28	16	investment	investment	NOUN
ajfa-13929	28	17	has	have	AUX
ajfa-13929	28	18	not	not	PART
ajfa-13929	28	19	yet	yet	ADV
ajfa-13929	28	20	resumed	resume	VERB
ajfa-13929	28	21	.	.	PUNCT
ajfa-13929	29	1	at	at	ADP
ajfa-13929	29	2	this	this	DET
ajfa-13929	29	3	stage	stage	NOUN
ajfa-13929	29	4	,	,	PUNCT
ajfa-13929	29	5	understanding	understand	VERB
ajfa-13929	29	6	the	the	DET
ajfa-13929	29	7	risk	risk	NOUN
ajfa-13929	29	8	behavior	behavior	NOUN
ajfa-13929	29	9	of	of	ADP
ajfa-13929	29	10	banks	bank	NOUN
ajfa-13929	29	11	is	be	AUX
ajfa-13929	29	12	essential	essential	ADJ
ajfa-13929	29	13	from	from	ADP
ajfa-13929	29	14	the	the	DET
ajfa-13929	29	15	point	point	NOUN
ajfa-13929	29	16	of	of	ADP
ajfa-13929	29	17	view	view	NOUN
ajfa-13929	29	18	of	of	ADP
ajfa-13929	29	19	financial	financial	ADJ
ajfa-13929	29	20	stability	stability	NOUN
ajfa-13929	29	21	.	.	PUNCT
ajfa-13929	30	1	at	at	ADP
ajfa-13929	30	2	this	this	DET
ajfa-13929	30	3	stage	stage	NOUN
ajfa-13929	30	4	,	,	PUNCT
ajfa-13929	30	5	the	the	DET
ajfa-13929	30	6	contribution	contribution	NOUN
ajfa-13929	30	7	of	of	ADP
ajfa-13929	30	8	our	our	PRON
ajfa-13929	30	9	article	article	NOUN
ajfa-13929	30	10	to	to	ADP
ajfa-13929	30	11	literature	literature	PROPN
ajfa-13929	30	12	is	be	AUX
ajfa-13929	30	13	twofold	twofold	ADJ
ajfa-13929	30	14	.	.	PUNCT
ajfa-13929	31	1	on	on	ADP
ajfa-13929	31	2	the	the	DET
ajfa-13929	31	3	one	one	NUM
ajfa-13929	31	4	hand	hand	NOUN
ajfa-13929	31	5	,	,	PUNCT
ajfa-13929	31	6	to	to	ADP
ajfa-13929	31	7	our	our	PRON
ajfa-13929	31	8	knowledge	knowledge	NOUN
ajfa-13929	31	9	,	,	PUNCT
ajfa-13929	31	10	few	few	ADJ
ajfa-13929	31	11	studies	study	NOUN
ajfa-13929	31	12	have	have	AUX
ajfa-13929	31	13	examined	examine	VERB
ajfa-13929	31	14	the	the	DET
ajfa-13929	31	15	cumulative	cumulative	ADJ
ajfa-13929	31	16	impact	impact	NOUN
ajfa-13929	31	17	of	of	ADP
ajfa-13929	31	18	banking	banking	NOUN
ajfa-13929	31	19	governance	governance	NOUN
ajfa-13929	31	20	,	,	PUNCT
ajfa-13929	31	21	particularly	particularly	ADV
ajfa-13929	31	22	board	board	NOUN
ajfa-13929	31	23	characteristics	characteristic	NOUN
ajfa-13929	31	24	and	and	CCONJ
ajfa-13929	31	25	ownership	ownership	NOUN
ajfa-13929	31	26	structure	structure	NOUN
ajfa-13929	31	27	,	,	PUNCT
ajfa-13929	31	28	on	on	ADP
ajfa-13929	31	29	the	the	DET
ajfa-13929	31	30	main	main	ADJ
ajfa-13929	31	31	banking	banking	NOUN
ajfa-13929	31	32	risks	risk	NOUN
ajfa-13929	31	33	of	of	ADP
ajfa-13929	31	34	tunisian	tunisian	ADJ
ajfa-13929	31	35	banks	bank	NOUN
ajfa-13929	31	36	.	.	PUNCT
ajfa-13929	32	1	on	on	ADP
ajfa-13929	32	2	the	the	DET
ajfa-13929	32	3	other	other	ADJ
ajfa-13929	32	4	hand	hand	NOUN
ajfa-13929	32	5	,	,	PUNCT
ajfa-13929	32	6	given	give	VERB
ajfa-13929	32	7	that	that	SCONJ
ajfa-13929	32	8	the	the	DET
ajfa-13929	32	9	tunisian	tunisian	ADJ
ajfa-13929	32	10	banking	banking	NOUN
ajfa-13929	32	11	sector	sector	NOUN
ajfa-13929	32	12	is	be	AUX
ajfa-13929	32	13	exposed	expose	VERB
ajfa-13929	32	14	to	to	ADP
ajfa-13929	32	15	certain	certain	ADJ
ajfa-13929	32	16	disruptions	disruption	NOUN
ajfa-13929	32	17	related	relate	VERB
ajfa-13929	32	18	to	to	ADP
ajfa-13929	32	19	various	various	ADJ
ajfa-13929	32	20	environmental	environmental	ADJ
ajfa-13929	32	21	,	,	PUNCT
ajfa-13929	32	22	economic	economic	ADJ
ajfa-13929	32	23	and	and	CCONJ
ajfa-13929	32	24	political	political	ADJ
ajfa-13929	32	25	changes	change	NOUN
ajfa-13929	32	26	,	,	PUNCT
ajfa-13929	32	27	risk	risk	NOUN
ajfa-13929	32	28	management	management	NOUN
ajfa-13929	32	29	measures	measure	NOUN
ajfa-13929	32	30	become	become	VERB
ajfa-13929	32	31	a	a	DET
ajfa-13929	32	32	necessity	necessity	NOUN
ajfa-13929	32	33	to	to	PART
ajfa-13929	32	34	strengthen	strengthen	VERB
ajfa-13929	32	35	the	the	DET
ajfa-13929	32	36	role	role	NOUN
ajfa-13929	32	37	of	of	ADP
ajfa-13929	32	38	banks	bank	NOUN
ajfa-13929	32	39	in	in	ADP
ajfa-13929	32	40	the	the	DET
ajfa-13929	32	41	economy	economy	NOUN
ajfa-13929	32	42	and	and	CCONJ
ajfa-13929	32	43	system	system	NOUN
ajfa-13929	32	44	restructuring	restructuring	NOUN
ajfa-13929	32	45	.	.	PUNCT
ajfa-13929	33	1	hence	hence	ADV
ajfa-13929	33	2	,	,	PUNCT
ajfa-13929	33	3	we	we	PRON
ajfa-13929	33	4	provide	provide	VERB
ajfa-13929	33	5	bankers	banker	NOUN
ajfa-13929	33	6	with	with	ADP
ajfa-13929	33	7	tools	tool	NOUN
ajfa-13929	33	8	to	to	PART
ajfa-13929	33	9	more	more	ADV
ajfa-13929	33	10	effectively	effectively	ADV
ajfa-13929	33	11	manage	manage	VERB
ajfa-13929	33	12	bank	bank	NOUN
ajfa-13929	33	13	stability	stability	NOUN
ajfa-13929	33	14	through	through	ADP
ajfa-13929	33	15	the	the	DET
ajfa-13929	33	16	monitoring	monitoring	NOUN
ajfa-13929	33	17	of	of	ADP
ajfa-13929	33	18	credit	credit	NOUN
ajfa-13929	33	19	and	and	CCONJ
ajfa-13929	33	20	liquidity	liquidity	NOUN
ajfa-13929	33	21	risks	risk	NOUN
ajfa-13929	33	22	.	.	PUNCT
ajfa-13929	34	1	1	1	NUM
ajfa-13929	34	2	as	as	ADP
ajfa-13929	34	3	a	a	DET
ajfa-13929	34	4	result	result	NOUN
ajfa-13929	34	5	of	of	ADP
ajfa-13929	34	6	these	these	DET
ajfa-13929	34	7	events	event	NOUN
ajfa-13929	34	8	,	,	PUNCT
ajfa-13929	34	9	the	the	DET
ajfa-13929	34	10	central	central	ADJ
ajfa-13929	34	11	bank	bank	NOUN
ajfa-13929	34	12	of	of	ADP
ajfa-13929	34	13	tunisia	tunisia	PROPN
ajfa-13929	34	14	(	(	PUNCT
ajfa-13929	34	15	bct	bct	PROPN
ajfa-13929	34	16	)	)	PUNCT
ajfa-13929	34	17	immediately	immediately	ADV
ajfa-13929	34	18	launched	launch	VERB
ajfa-13929	34	19	a	a	DET
ajfa-13929	34	20	plea	plea	NOUN
ajfa-13929	34	21	for	for	ADP
ajfa-13929	34	22	tighter	tight	ADJ
ajfa-13929	34	23	banking	banking	NOUN
ajfa-13929	34	24	regulation	regulation	NOUN
ajfa-13929	34	25	,	,	PUNCT
ajfa-13929	34	26	but	but	CCONJ
ajfa-13929	34	27	the	the	DET
ajfa-13929	34	28	tunisian	tunisian	ADJ
ajfa-13929	34	29	banking	banking	NOUN
ajfa-13929	34	30	system	system	NOUN
ajfa-13929	34	31	continues	continue	VERB
ajfa-13929	34	32	to	to	PART
ajfa-13929	34	33	suffer	suffer	VERB
ajfa-13929	34	34	from	from	ADP
ajfa-13929	34	35	structural	structural	ADJ
ajfa-13929	34	36	problems	problem	NOUN
ajfa-13929	34	37	and	and	CCONJ
ajfa-13929	34	38	long	long	ADV
ajfa-13929	34	39	-	-	PUNCT
ajfa-13929	34	40	standing	stand	VERB
ajfa-13929	34	41	assets	asset	NOUN
ajfa-13929	34	42	.	.	PUNCT
ajfa-13929	35	1	asian	asian	ADJ
ajfa-13929	35	2	journal	journal	PROPN
ajfa-13929	35	3	of	of	ADP
ajfa-13929	35	4	finance	finance	PROPN
ajfa-13929	35	5	&	&	CCONJ
ajfa-13929	35	6	accounting	accounting	PROPN
ajfa-13929	35	7	issn	issn	PROPN
ajfa-13929	35	8	1946	1946	NUM
ajfa-13929	35	9	-	-	PUNCT
ajfa-13929	35	10	052x	052x	PROPN
ajfa-13929	35	11	2019	2019	NUM
ajfa-13929	35	12	,	,	PUNCT
ajfa-13929	35	13	vol	vol	NOUN
ajfa-13929	35	14	.	.	PROPN
ajfa-13929	35	15	11	11	NUM
ajfa-13929	35	16	,	,	PUNCT
ajfa-13929	35	17	no	no	INTJ
ajfa-13929	35	18	.	.	NOUN
ajfa-13929	35	19	2	2	NUM
ajfa-13929	35	20	ajfa.macrothink.org/	ajfa.macrothink.org/	NOUN
ajfa-13929	35	21	150	150	NUM
ajfa-13929	35	22	the	the	DET
ajfa-13929	35	23	next	next	ADJ
ajfa-13929	35	24	section	section	NOUN
ajfa-13929	35	25	(	(	PUNCT
ajfa-13929	35	26	2	2	X
ajfa-13929	35	27	)	)	PUNCT
ajfa-13929	35	28	will	will	AUX
ajfa-13929	35	29	give	give	VERB
ajfa-13929	35	30	a	a	DET
ajfa-13929	35	31	brief	brief	ADJ
ajfa-13929	35	32	literature	literature	NOUN
ajfa-13929	35	33	review	review	NOUN
ajfa-13929	35	34	.	.	PUNCT
ajfa-13929	36	1	an	an	DET
ajfa-13929	36	2	overview	overview	NOUN
ajfa-13929	36	3	of	of	ADP
ajfa-13929	36	4	tunisian	tunisian	ADJ
ajfa-13929	36	5	bank	bank	NOUN
ajfa-13929	36	6	system	system	NOUN
ajfa-13929	36	7	intermediation	intermediation	NOUN
ajfa-13929	36	8	is	be	AUX
ajfa-13929	36	9	presented	present	VERB
ajfa-13929	36	10	in	in	ADP
ajfa-13929	36	11	section	section	NOUN
ajfa-13929	36	12	3	3	NUM
ajfa-13929	36	13	.	.	PUNCT
ajfa-13929	36	14	empirical	empirical	ADJ
ajfa-13929	36	15	methodology	methodology	NOUN
ajfa-13929	36	16	is	be	AUX
ajfa-13929	36	17	explained	explain	VERB
ajfa-13929	36	18	in	in	ADP
ajfa-13929	36	19	section	section	NOUN
ajfa-13929	36	20	4	4	NUM
ajfa-13929	36	21	.	.	PUNCT
ajfa-13929	37	1	a	a	DET
ajfa-13929	37	2	discussion	discussion	NOUN
ajfa-13929	37	3	of	of	ADP
ajfa-13929	37	4	the	the	DET
ajfa-13929	37	5	major	major	ADJ
ajfa-13929	37	6	findings	finding	NOUN
ajfa-13929	37	7	is	be	AUX
ajfa-13929	37	8	presented	present	VERB
ajfa-13929	37	9	in	in	ADP
ajfa-13929	37	10	section	section	NOUN
ajfa-13929	37	11	5	5	NUM
ajfa-13929	37	12	,	,	PUNCT
ajfa-13929	37	13	while	while	SCONJ
ajfa-13929	37	14	section	section	NOUN
ajfa-13929	37	15	6	6	NUM
ajfa-13929	37	16	concludes	conclude	VERB
ajfa-13929	37	17	.	.	PUNCT
ajfa-13929	38	1	2	2	X
ajfa-13929	38	2	.	.	X
ajfa-13929	38	3	corporate	corporate	ADJ
ajfa-13929	38	4	governance	governance	NOUN
ajfa-13929	38	5	and	and	CCONJ
ajfa-13929	38	6	bank	bank	NOUN
ajfa-13929	38	7	attitude	attitude	NOUN
ajfa-13929	38	8	towards	towards	ADP
ajfa-13929	38	9	credit	credit	NOUN
ajfa-13929	38	10	and	and	CCONJ
ajfa-13929	38	11	liquidity	liquidity	NOUN
ajfa-13929	38	12	risk	risk	NOUN
ajfa-13929	38	13	literature	literature	NOUN
ajfa-13929	38	14	review	review	NOUN
ajfa-13929	38	15	of	of	ADP
ajfa-13929	38	16	the	the	DET
ajfa-13929	38	17	ownership	ownership	NOUN
ajfa-13929	38	18	structure	structure	NOUN
ajfa-13929	38	19	and	and	CCONJ
ajfa-13929	38	20	board	board	NOUN
ajfa-13929	38	21	characteristics	characteristic	NOUN
ajfa-13929	38	22	are	be	AUX
ajfa-13929	38	23	at	at	ADP
ajfa-13929	38	24	the	the	DET
ajfa-13929	38	25	heart	heart	NOUN
ajfa-13929	38	26	of	of	ADP
ajfa-13929	38	27	this	this	DET
ajfa-13929	38	28	article	article	NOUN
ajfa-13929	38	29	,	,	PUNCT
ajfa-13929	38	30	where	where	SCONJ
ajfa-13929	38	31	our	our	PRON
ajfa-13929	38	32	banking	banking	NOUN
ajfa-13929	38	33	governance	governance	NOUN
ajfa-13929	38	34	mechanisms	mechanism	NOUN
ajfa-13929	38	35	are	be	AUX
ajfa-13929	38	36	presented	present	VERB
ajfa-13929	38	37	in	in	ADP
ajfa-13929	38	38	two	two	NUM
ajfa-13929	38	39	categories	category	NOUN
ajfa-13929	38	40	as	as	SCONJ
ajfa-13929	38	41	follows	follow	VERB
ajfa-13929	38	42	:	:	PUNCT
ajfa-13929	38	43	2.1	2.1	NUM
ajfa-13929	38	44	characteristics	characteristic	NOUN
ajfa-13929	38	45	of	of	ADP
ajfa-13929	38	46	the	the	DET
ajfa-13929	38	47	board	board	NOUN
ajfa-13929	38	48	of	of	ADP
ajfa-13929	38	49	directors	director	NOUN
ajfa-13929	38	50	2.1.1	2.1.1	NUM
ajfa-13929	38	51	board	board	NOUN
ajfa-13929	38	52	size	size	NOUN
ajfa-13929	38	53	and	and	CCONJ
ajfa-13929	38	54	bank	bank	NOUN
ajfa-13929	38	55	risks	risk	VERB
ajfa-13929	38	56	the	the	DET
ajfa-13929	38	57	size	size	NOUN
ajfa-13929	38	58	of	of	ADP
ajfa-13929	38	59	the	the	DET
ajfa-13929	38	60	board	board	NOUN
ajfa-13929	38	61	is	be	AUX
ajfa-13929	38	62	an	an	DET
ajfa-13929	38	63	indicator	indicator	NOUN
ajfa-13929	38	64	of	of	ADP
ajfa-13929	38	65	the	the	DET
ajfa-13929	38	66	number	number	NOUN
ajfa-13929	38	67	of	of	ADP
ajfa-13929	38	68	board	board	NOUN
ajfa-13929	38	69	members	member	NOUN
ajfa-13929	38	70	.	.	PUNCT
ajfa-13929	39	1	a	a	DET
ajfa-13929	39	2	very	very	ADV
ajfa-13929	39	3	small	small	ADJ
ajfa-13929	39	4	board	board	NOUN
ajfa-13929	39	5	may	may	AUX
ajfa-13929	39	6	have	have	VERB
ajfa-13929	39	7	difficulty	difficulty	NOUN
ajfa-13929	39	8	resisting	resist	VERB
ajfa-13929	39	9	management	management	NOUN
ajfa-13929	39	10	and	and	CCONJ
ajfa-13929	39	11	dealing	deal	VERB
ajfa-13929	39	12	with	with	ADP
ajfa-13929	39	13	the	the	DET
ajfa-13929	39	14	different	different	ADJ
ajfa-13929	39	15	risks	risk	NOUN
ajfa-13929	39	16	of	of	ADP
ajfa-13929	39	17	the	the	DET
ajfa-13929	39	18	banking	banking	NOUN
ajfa-13929	39	19	sector	sector	NOUN
ajfa-13929	39	20	.	.	PUNCT
ajfa-13929	40	1	a	a	DET
ajfa-13929	40	2	very	very	ADV
ajfa-13929	40	3	large	large	ADJ
ajfa-13929	40	4	board	board	NOUN
ajfa-13929	40	5	may	may	AUX
ajfa-13929	40	6	also	also	ADV
ajfa-13929	40	7	be	be	AUX
ajfa-13929	40	8	unable	unable	ADJ
ajfa-13929	40	9	to	to	PART
ajfa-13929	40	10	effectively	effectively	ADV
ajfa-13929	40	11	oppose	oppose	VERB
ajfa-13929	40	12	management	management	NOUN
ajfa-13929	40	13	.	.	PUNCT
ajfa-13929	41	1	this	this	PRON
ajfa-13929	41	2	suggests	suggest	VERB
ajfa-13929	41	3	that	that	SCONJ
ajfa-13929	41	4	board	board	NOUN
ajfa-13929	41	5	effectiveness	effectiveness	NOUN
ajfa-13929	41	6	in	in	ADP
ajfa-13929	41	7	promoting	promote	VERB
ajfa-13929	41	8	shareholder	shareholder	NOUN
ajfa-13929	41	9	interests	interest	NOUN
ajfa-13929	41	10	may	may	AUX
ajfa-13929	41	11	be	be	AUX
ajfa-13929	41	12	related	relate	VERB
ajfa-13929	41	13	to	to	ADP
ajfa-13929	41	14	board	board	NOUN
ajfa-13929	41	15	size	size	NOUN
ajfa-13929	41	16	in	in	ADP
ajfa-13929	41	17	a	a	DET
ajfa-13929	41	18	nonlinear	nonlinear	ADJ
ajfa-13929	41	19	fashion	fashion	NOUN
ajfa-13929	41	20	.	.	PUNCT
ajfa-13929	42	1	this	this	DET
ajfa-13929	42	2	measure	measure	NOUN
ajfa-13929	42	3	has	have	AUX
ajfa-13929	42	4	been	be	AUX
ajfa-13929	42	5	used	use	VERB
ajfa-13929	42	6	in	in	ADP
ajfa-13929	42	7	previous	previous	ADJ
ajfa-13929	42	8	work	work	NOUN
ajfa-13929	42	9	,	,	PUNCT
ajfa-13929	42	10	such	such	ADJ
ajfa-13929	42	11	as	as	ADP
ajfa-13929	42	12	simpson	simpson	PROPN
ajfa-13929	42	13	and	and	CCONJ
ajfa-13929	42	14	gleason	gleason	PROPN
ajfa-13929	42	15	(	(	PUNCT
ajfa-13929	42	16	1999	1999	NUM
ajfa-13929	42	17	)	)	PUNCT
ajfa-13929	42	18	,	,	PUNCT
ajfa-13929	42	19	sumner	sumner	PROPN
ajfa-13929	42	20	and	and	CCONJ
ajfa-13929	42	21	webb	webb	PROPN
ajfa-13929	42	22	(	(	PUNCT
ajfa-13929	42	23	2005	2005	NUM
ajfa-13929	42	24	)	)	PUNCT
ajfa-13929	42	25	and	and	CCONJ
ajfa-13929	42	26	pathan	pathan	PROPN
ajfa-13929	42	27	(	(	PUNCT
ajfa-13929	42	28	2009	2009	NUM
ajfa-13929	42	29	)	)	PUNCT
ajfa-13929	42	30	,	,	PUNCT
ajfa-13929	42	31	where	where	SCONJ
ajfa-13929	42	32	they	they	PRON
ajfa-13929	42	33	examined	examine	VERB
ajfa-13929	42	34	the	the	DET
ajfa-13929	42	35	link	link	NOUN
ajfa-13929	42	36	between	between	ADP
ajfa-13929	42	37	board	board	NOUN
ajfa-13929	42	38	size	size	NOUN
ajfa-13929	42	39	and	and	CCONJ
ajfa-13929	42	40	bank	bank	NOUN
ajfa-13929	42	41	risks	risk	NOUN
ajfa-13929	42	42	.	.	PUNCT
ajfa-13929	43	1	since	since	SCONJ
ajfa-13929	43	2	studies	study	NOUN
ajfa-13929	43	3	on	on	ADP
ajfa-13929	43	4	the	the	DET
ajfa-13929	43	5	relationship	relationship	NOUN
ajfa-13929	43	6	between	between	ADP
ajfa-13929	43	7	board	board	NOUN
ajfa-13929	43	8	size	size	NOUN
ajfa-13929	43	9	and	and	CCONJ
ajfa-13929	43	10	bank	bank	NOUN
ajfa-13929	43	11	risks	risk	NOUN
ajfa-13929	43	12	have	have	AUX
ajfa-13929	43	13	yielded	yield	VERB
ajfa-13929	43	14	contradictory	contradictory	ADJ
ajfa-13929	43	15	results	result	NOUN
ajfa-13929	43	16	,	,	PUNCT
ajfa-13929	43	17	we	we	PRON
ajfa-13929	43	18	present	present	VERB
ajfa-13929	43	19	two	two	NUM
ajfa-13929	43	20	parts	part	NOUN
ajfa-13929	43	21	:	:	PUNCT
ajfa-13929	43	22	first	first	ADV
ajfa-13929	43	23	,	,	PUNCT
ajfa-13929	43	24	jensen	jensen	PROPN
ajfa-13929	43	25	(	(	PUNCT
ajfa-13929	43	26	1993	1993	NUM
ajfa-13929	43	27	)	)	PUNCT
ajfa-13929	43	28	postulates	postulate	VERB
ajfa-13929	43	29	that	that	SCONJ
ajfa-13929	43	30	a	a	DET
ajfa-13929	43	31	reasonably	reasonably	ADV
ajfa-13929	43	32	sized	sized	ADJ
ajfa-13929	43	33	board	board	NOUN
ajfa-13929	43	34	would	would	AUX
ajfa-13929	43	35	be	be	AUX
ajfa-13929	43	36	more	more	ADV
ajfa-13929	43	37	effective	effective	ADJ
ajfa-13929	43	38	because	because	SCONJ
ajfa-13929	43	39	it	it	PRON
ajfa-13929	43	40	allows	allow	VERB
ajfa-13929	43	41	for	for	ADP
ajfa-13929	43	42	better	well	ADJ
ajfa-13929	43	43	coordination	coordination	NOUN
ajfa-13929	43	44	,	,	PUNCT
ajfa-13929	43	45	faster	fast	ADJ
ajfa-13929	43	46	decisions	decision	NOUN
ajfa-13929	43	47	and	and	CCONJ
ajfa-13929	43	48	reduced	reduced	ADJ
ajfa-13929	43	49	agency	agency	NOUN
ajfa-13929	43	50	costs	cost	NOUN
ajfa-13929	43	51	.	.	PUNCT
ajfa-13929	44	1	using	use	VERB
ajfa-13929	44	2	a	a	DET
ajfa-13929	44	3	sample	sample	NOUN
ajfa-13929	44	4	of	of	ADP
ajfa-13929	44	5	27	27	NUM
ajfa-13929	44	6	egyptian	egyptian	ADJ
ajfa-13929	44	7	banks	bank	NOUN
ajfa-13929	44	8	covering	cover	VERB
ajfa-13929	44	9	the	the	DET
ajfa-13929	44	10	period	period	NOUN
ajfa-13929	44	11	2006	2006	NUM
ajfa-13929	44	12	-	-	SYM
ajfa-13929	44	13	2011	2011	NUM
ajfa-13929	44	14	,	,	PUNCT
ajfa-13929	44	15	abobakr	abobakr	NOUN
ajfa-13929	44	16	and	and	CCONJ
ajfa-13929	44	17	elgiziry	elgiziry	NOUN
ajfa-13929	44	18	(	(	PUNCT
ajfa-13929	44	19	2017	2017	NUM
ajfa-13929	44	20	)	)	PUNCT
ajfa-13929	44	21	studied	study	VERB
ajfa-13929	44	22	the	the	DET
ajfa-13929	44	23	influence	influence	NOUN
ajfa-13929	44	24	of	of	ADP
ajfa-13929	44	25	board	board	NOUN
ajfa-13929	44	26	characteristics	characteristic	NOUN
ajfa-13929	44	27	on	on	ADP
ajfa-13929	44	28	risk	risk	NOUN
ajfa-13929	44	29	-	-	PUNCT
ajfa-13929	44	30	taking	taking	NOUN
ajfa-13929	44	31	by	by	ADP
ajfa-13929	44	32	banks	bank	NOUN
ajfa-13929	44	33	.	.	PUNCT
ajfa-13929	45	1	empirical	empirical	ADJ
ajfa-13929	45	2	results	result	NOUN
ajfa-13929	45	3	indicate	indicate	VERB
ajfa-13929	45	4	that	that	SCONJ
ajfa-13929	45	5	the	the	DET
ajfa-13929	45	6	size	size	NOUN
ajfa-13929	45	7	of	of	ADP
ajfa-13929	45	8	the	the	DET
ajfa-13929	45	9	board	board	NOUN
ajfa-13929	45	10	has	have	VERB
ajfa-13929	45	11	a	a	DET
ajfa-13929	45	12	significant	significant	ADJ
ajfa-13929	45	13	positive	positive	ADJ
ajfa-13929	45	14	effect	effect	NOUN
ajfa-13929	45	15	on	on	ADP
ajfa-13929	45	16	risk	risk	NOUN
ajfa-13929	45	17	taking	take	VERB
ajfa-13929	45	18	by	by	ADP
ajfa-13929	45	19	banks	bank	NOUN
ajfa-13929	45	20	.	.	PUNCT
ajfa-13929	46	1	adams	adams	PROPN
ajfa-13929	46	2	and	and	CCONJ
ajfa-13929	46	3	mehran	mehran	PROPN
ajfa-13929	46	4	(	(	PUNCT
ajfa-13929	46	5	2005	2005	NUM
ajfa-13929	46	6	)	)	PUNCT
ajfa-13929	46	7	found	find	VERB
ajfa-13929	46	8	that	that	SCONJ
ajfa-13929	46	9	banks	bank	NOUN
ajfa-13929	46	10	with	with	ADP
ajfa-13929	46	11	larger	large	ADJ
ajfa-13929	46	12	boards	board	NOUN
ajfa-13929	46	13	are	be	AUX
ajfa-13929	46	14	more	more	ADV
ajfa-13929	46	15	exposed	expose	VERB
ajfa-13929	46	16	to	to	ADP
ajfa-13929	46	17	bank	bank	NOUN
ajfa-13929	46	18	risks	risk	NOUN
ajfa-13929	46	19	.	.	PUNCT
ajfa-13929	47	1	manthos	manthos	PROPN
ajfa-13929	47	2	et	et	PROPN
ajfa-13929	47	3	al	al	PROPN
ajfa-13929	47	4	(	(	PUNCT
ajfa-13929	47	5	2009	2009	NUM
ajfa-13929	47	6	)	)	PUNCT
ajfa-13929	47	7	supported	support	VERB
ajfa-13929	47	8	this	this	DET
ajfa-13929	47	9	finding	finding	NOUN
ajfa-13929	47	10	when	when	SCONJ
ajfa-13929	47	11	they	they	PRON
ajfa-13929	47	12	explored	explore	VERB
ajfa-13929	47	13	the	the	DET
ajfa-13929	47	14	relationship	relationship	NOUN
ajfa-13929	47	15	between	between	ADP
ajfa-13929	47	16	board	board	NOUN
ajfa-13929	47	17	size	size	NOUN
ajfa-13929	47	18	and	and	CCONJ
ajfa-13929	47	19	liquidity	liquidity	NOUN
ajfa-13929	47	20	risk	risk	NOUN
ajfa-13929	47	21	for	for	ADP
ajfa-13929	47	22	a	a	DET
ajfa-13929	47	23	sample	sample	NOUN
ajfa-13929	47	24	of	of	ADP
ajfa-13929	47	25	127	127	NUM
ajfa-13929	47	26	banks	bank	NOUN
ajfa-13929	47	27	from	from	ADP
ajfa-13929	47	28	10	10	NUM
ajfa-13929	47	29	countries	country	NOUN
ajfa-13929	47	30	for	for	ADP
ajfa-13929	47	31	a	a	DET
ajfa-13929	47	32	period	period	NOUN
ajfa-13929	47	33	from	from	ADP
ajfa-13929	47	34	2000	2000	NUM
ajfa-13929	47	35	to	to	ADP
ajfa-13929	47	36	2006	2006	NUM
ajfa-13929	47	37	.	.	PUNCT
ajfa-13929	48	1	their	their	PRON
ajfa-13929	48	2	research	research	NOUN
ajfa-13929	48	3	showed	show	VERB
ajfa-13929	48	4	that	that	SCONJ
ajfa-13929	48	5	banks	bank	NOUN
ajfa-13929	48	6	with	with	ADP
ajfa-13929	48	7	large	large	ADJ
ajfa-13929	48	8	boards	board	NOUN
ajfa-13929	48	9	of	of	ADP
ajfa-13929	48	10	directors	director	NOUN
ajfa-13929	48	11	invest	invest	VERB
ajfa-13929	48	12	more	more	ADJ
ajfa-13929	48	13	of	of	ADP
ajfa-13929	48	14	their	their	PRON
ajfa-13929	48	15	portfolios	portfolio	NOUN
ajfa-13929	48	16	in	in	ADP
ajfa-13929	48	17	risky	risky	ADJ
ajfa-13929	48	18	activities	activity	NOUN
ajfa-13929	48	19	and	and	CCONJ
ajfa-13929	48	20	increase	increase	VERB
ajfa-13929	48	21	their	their	PRON
ajfa-13929	48	22	liquidity	liquidity	NOUN
ajfa-13929	48	23	risk	risk	NOUN
ajfa-13929	48	24	.	.	PUNCT
ajfa-13929	49	1	on	on	ADP
ajfa-13929	49	2	the	the	DET
ajfa-13929	49	3	other	other	ADJ
ajfa-13929	49	4	hand	hand	NOUN
ajfa-13929	49	5	,	,	PUNCT
ajfa-13929	49	6	the	the	DET
ajfa-13929	49	7	work	work	NOUN
ajfa-13929	49	8	of	of	ADP
ajfa-13929	49	9	andres	andre	NOUN
ajfa-13929	49	10	and	and	CCONJ
ajfa-13929	49	11	vallelado	vallelado	NOUN
ajfa-13929	49	12	(	(	PUNCT
ajfa-13929	49	13	2008	2008	NUM
ajfa-13929	49	14	)	)	PUNCT
ajfa-13929	49	15	and	and	CCONJ
ajfa-13929	49	16	pathan	pathan	PROPN
ajfa-13929	49	17	(	(	PUNCT
ajfa-13929	49	18	2009	2009	NUM
ajfa-13929	49	19	)	)	PUNCT
ajfa-13929	49	20	have	have	AUX
ajfa-13929	49	21	shown	show	VERB
ajfa-13929	49	22	the	the	DET
ajfa-13929	49	23	contrary	contrary	NOUN
ajfa-13929	49	24	by	by	ADP
ajfa-13929	49	25	demonstrating	demonstrate	VERB
ajfa-13929	49	26	that	that	SCONJ
ajfa-13929	49	27	a	a	DET
ajfa-13929	49	28	small	small	ADJ
ajfa-13929	49	29	number	number	NOUN
ajfa-13929	49	30	of	of	ADP
ajfa-13929	49	31	directors	director	NOUN
ajfa-13929	49	32	on	on	ADP
ajfa-13929	49	33	the	the	DET
ajfa-13929	49	34	board	board	NOUN
ajfa-13929	49	35	accelerate	accelerate	VERB
ajfa-13929	49	36	decision	decision	NOUN
ajfa-13929	49	37	-	-	PUNCT
ajfa-13929	49	38	making	make	VERB
ajfa-13929	49	39	and	and	CCONJ
ajfa-13929	49	40	facilitate	facilitate	VERB
ajfa-13929	49	41	control	control	NOUN
ajfa-13929	49	42	.	.	PUNCT
ajfa-13929	50	1	second	second	ADJ
ajfa-13929	50	2	,	,	PUNCT
ajfa-13929	50	3	crespi	crespi	PROPN
ajfa-13929	50	4	et	et	PROPN
ajfa-13929	50	5	al	al	PROPN
ajfa-13929	50	6	.	.	PROPN
ajfa-13929	51	1	(	(	PUNCT
ajfa-13929	51	2	2004	2004	NUM
ajfa-13929	51	3	)	)	PUNCT
ajfa-13929	51	4	,	,	PUNCT
ajfa-13929	51	5	states	state	VERB
ajfa-13929	51	6	that	that	SCONJ
ajfa-13929	51	7	a	a	DET
ajfa-13929	51	8	large	large	ADJ
ajfa-13929	51	9	board	board	NOUN
ajfa-13929	51	10	of	of	ADP
ajfa-13929	51	11	directors	director	NOUN
ajfa-13929	51	12	would	would	AUX
ajfa-13929	51	13	be	be	AUX
ajfa-13929	51	14	an	an	DET
ajfa-13929	51	15	organizational	organizational	ADJ
ajfa-13929	51	16	response	response	NOUN
ajfa-13929	51	17	to	to	ADP
ajfa-13929	51	18	the	the	DET
ajfa-13929	51	19	company	company	NOUN
ajfa-13929	51	20	's	's	PART
ajfa-13929	51	21	environmental	environmental	ADJ
ajfa-13929	51	22	requirements	requirement	NOUN
ajfa-13929	51	23	by	by	ADP
ajfa-13929	51	24	allowing	allow	VERB
ajfa-13929	51	25	the	the	DET
ajfa-13929	51	26	representation	representation	NOUN
ajfa-13929	51	27	of	of	ADP
ajfa-13929	51	28	different	different	ADJ
ajfa-13929	51	29	stakeholders	stakeholder	NOUN
ajfa-13929	51	30	.	.	PUNCT
ajfa-13929	52	1	faleye	faleye	NOUN
ajfa-13929	52	2	and	and	CCONJ
ajfa-13929	52	3	krishnan	krishnan	PROPN
ajfa-13929	52	4	(	(	PUNCT
ajfa-13929	52	5	2017	2017	NUM
ajfa-13929	52	6	)	)	PUNCT
ajfa-13929	52	7	analyzed	analyze	VERB
ajfa-13929	52	8	the	the	DET
ajfa-13929	52	9	effects	effect	NOUN
ajfa-13929	52	10	of	of	ADP
ajfa-13929	52	11	banking	banking	NOUN
ajfa-13929	52	12	governance	governance	NOUN
ajfa-13929	52	13	on	on	ADP
ajfa-13929	52	14	risk	risk	NOUN
ajfa-13929	52	15	taking	taking	NOUN
ajfa-13929	52	16	.	.	PUNCT
ajfa-13929	53	1	empirical	empirical	ADJ
ajfa-13929	53	2	results	result	NOUN
ajfa-13929	53	3	indicate	indicate	VERB
ajfa-13929	53	4	that	that	SCONJ
ajfa-13929	53	5	banks	bank	NOUN
ajfa-13929	53	6	with	with	ADP
ajfa-13929	53	7	more	more	ADV
ajfa-13929	53	8	efficient	efficient	ADJ
ajfa-13929	53	9	boards	board	NOUN
ajfa-13929	53	10	are	be	AUX
ajfa-13929	53	11	less	less	ADV
ajfa-13929	53	12	likely	likely	ADJ
ajfa-13929	53	13	to	to	PART
ajfa-13929	53	14	lend	lend	VERB
ajfa-13929	53	15	to	to	ADP
ajfa-13929	53	16	riskier	risky	ADJ
ajfa-13929	53	17	borrowers	borrower	NOUN
ajfa-13929	53	18	.	.	PUNCT
ajfa-13929	54	1	faced	face	VERB
ajfa-13929	54	2	with	with	ADP
ajfa-13929	54	3	riskier	risky	ADJ
ajfa-13929	54	4	borrowers	borrower	NOUN
ajfa-13929	54	5	,	,	PUNCT
ajfa-13929	54	6	banks	bank	NOUN
ajfa-13929	54	7	can	can	AUX
ajfa-13929	54	8	practice	practice	VERB
ajfa-13929	54	9	credit	credit	NOUN
ajfa-13929	54	10	rationing	ration	VERB
ajfa-13929	54	11	to	to	PART
ajfa-13929	54	12	avoid	avoid	VERB
ajfa-13929	54	13	credit	credit	NOUN
ajfa-13929	54	14	risk	risk	NOUN
ajfa-13929	54	15	.	.	PUNCT
ajfa-13929	55	1	dannon	dannon	PROPN
ajfa-13929	55	2	p.h	p.h	PROPN
ajfa-13929	55	3	.	.	PROPN
ajfa-13929	55	4	(	(	PUNCT
ajfa-13929	55	5	2009	2009	NUM
ajfa-13929	55	6	)	)	PUNCT
ajfa-13929	55	7	studied	study	VERB
ajfa-13929	55	8	the	the	DET
ajfa-13929	55	9	impact	impact	NOUN
ajfa-13929	55	10	of	of	ADP
ajfa-13929	55	11	a	a	DET
ajfa-13929	55	12	little	little	ADJ
ajfa-13929	55	13	board	board	NOUN
ajfa-13929	55	14	on	on	ADP
ajfa-13929	55	15	the	the	DET
ajfa-13929	55	16	reduction	reduction	NOUN
ajfa-13929	55	17	of	of	ADP
ajfa-13929	55	18	banking	banking	NOUN
ajfa-13929	55	19	risks	risk	NOUN
ajfa-13929	55	20	.	.	PUNCT
ajfa-13929	56	1	he	he	PRON
ajfa-13929	56	2	demonstrated	demonstrate	VERB
ajfa-13929	56	3	the	the	DET
ajfa-13929	56	4	presence	presence	NOUN
ajfa-13929	56	5	of	of	ADP
ajfa-13929	56	6	a	a	DET
ajfa-13929	56	7	negative	negative	ADJ
ajfa-13929	56	8	relationship	relationship	NOUN
ajfa-13929	56	9	between	between	ADP
ajfa-13929	56	10	a	a	DET
ajfa-13929	56	11	small	small	ADJ
ajfa-13929	56	12	board	board	NOUN
ajfa-13929	56	13	of	of	ADP
ajfa-13929	56	14	directors	director	NOUN
ajfa-13929	56	15	and	and	CCONJ
ajfa-13929	56	16	banking	banking	NOUN
ajfa-13929	56	17	risk	risk	NOUN
ajfa-13929	56	18	,	,	PUNCT
ajfa-13929	56	19	so	so	SCONJ
ajfa-13929	56	20	that	that	SCONJ
ajfa-13929	56	21	a	a	DET
ajfa-13929	56	22	large	large	ADJ
ajfa-13929	56	23	board	board	NOUN
ajfa-13929	56	24	of	of	ADP
ajfa-13929	56	25	directors	director	NOUN
ajfa-13929	56	26	could	could	AUX
ajfa-13929	56	27	better	well	ADV
ajfa-13929	56	28	control	control	VERB
ajfa-13929	56	29	the	the	DET
ajfa-13929	56	30	risk	risk	NOUN
ajfa-13929	56	31	of	of	ADP
ajfa-13929	56	32	investment	investment	NOUN
ajfa-13929	56	33	projects	project	NOUN
ajfa-13929	56	34	through	through	ADP
ajfa-13929	56	35	a	a	DET
ajfa-13929	56	36	diversified	diversified	ADJ
ajfa-13929	56	37	structure	structure	NOUN
ajfa-13929	56	38	and	and	CCONJ
ajfa-13929	56	39	better	well	ADJ
ajfa-13929	56	40	expertise	expertise	NOUN
ajfa-13929	56	41	.	.	PUNCT
ajfa-13929	57	1	based	base	VERB
ajfa-13929	57	2	on	on	ADP
ajfa-13929	57	3	the	the	DET
ajfa-13929	57	4	analysis	analysis	NOUN
ajfa-13929	57	5	of	of	ADP
ajfa-13929	57	6	the	the	DET
ajfa-13929	57	7	literature	literature	NOUN
ajfa-13929	57	8	we	we	PRON
ajfa-13929	57	9	assume	assume	VERB
ajfa-13929	57	10	that	that	SCONJ
ajfa-13929	57	11	a	a	DET
ajfa-13929	57	12	very	very	ADV
ajfa-13929	57	13	small	small	ADJ
ajfa-13929	57	14	board	board	NOUN
ajfa-13929	57	15	may	may	AUX
ajfa-13929	57	16	have	have	VERB
ajfa-13929	57	17	difficulty	difficulty	NOUN
ajfa-13929	57	18	resisting	resist	VERB
ajfa-13929	57	19	management	management	NOUN
ajfa-13929	57	20	,	,	PUNCT
ajfa-13929	57	21	asian	asian	ADJ
ajfa-13929	57	22	journal	journal	NOUN
ajfa-13929	57	23	of	of	ADP
ajfa-13929	57	24	finance	finance	PROPN
ajfa-13929	57	25	&	&	CCONJ
ajfa-13929	57	26	accounting	accounting	PROPN
ajfa-13929	57	27	issn	issn	PROPN
ajfa-13929	57	28	1946	1946	NUM
ajfa-13929	57	29	-	-	PUNCT
ajfa-13929	57	30	052x	052x	PROPN
ajfa-13929	57	31	2019	2019	NUM
ajfa-13929	57	32	,	,	PUNCT
ajfa-13929	57	33	vol	vol	NOUN
ajfa-13929	57	34	.	.	PROPN
ajfa-13929	58	1	11	11	NUM
ajfa-13929	58	2	,	,	PUNCT
ajfa-13929	58	3	no	no	INTJ
ajfa-13929	58	4	.	.	NOUN
ajfa-13929	58	5	2	2	NUM
ajfa-13929	58	6	ajfa.macrothink.org/	ajfa.macrothink.org/	NOUN
ajfa-13929	58	7	151	151	NUM
ajfa-13929	58	8	dealing	deal	VERB
ajfa-13929	58	9	with	with	ADP
ajfa-13929	58	10	various	various	ADJ
ajfa-13929	58	11	risks	risk	NOUN
ajfa-13929	58	12	for	for	ADP
ajfa-13929	58	13	the	the	DET
ajfa-13929	58	14	banking	banking	NOUN
ajfa-13929	58	15	sector	sector	NOUN
ajfa-13929	58	16	,	,	PUNCT
ajfa-13929	58	17	decision	decision	NOUN
ajfa-13929	58	18	-	-	PUNCT
ajfa-13929	58	19	making	making	NOUN
ajfa-13929	58	20	and	and	CCONJ
ajfa-13929	58	21	control	control	VERB
ajfa-13929	58	22	within	within	ADP
ajfa-13929	58	23	banks	bank	NOUN
ajfa-13929	58	24	.	.	PUNCT
ajfa-13929	59	1	to	to	PART
ajfa-13929	59	2	better	well	ADV
ajfa-13929	59	3	understand	understand	VERB
ajfa-13929	59	4	the	the	DET
ajfa-13929	59	5	impact	impact	NOUN
ajfa-13929	59	6	of	of	ADP
ajfa-13929	59	7	the	the	DET
ajfa-13929	59	8	size	size	NOUN
ajfa-13929	59	9	of	of	ADP
ajfa-13929	59	10	the	the	DET
ajfa-13929	59	11	board	board	NOUN
ajfa-13929	59	12	on	on	ADP
ajfa-13929	59	13	banking	banking	NOUN
ajfa-13929	59	14	risks	risk	NOUN
ajfa-13929	59	15	,	,	PUNCT
ajfa-13929	59	16	we	we	PRON
ajfa-13929	59	17	propose	propose	VERB
ajfa-13929	59	18	the	the	DET
ajfa-13929	59	19	following	follow	VERB
ajfa-13929	59	20	hypothesis	hypothesis	NOUN
ajfa-13929	59	21	:	:	PUNCT
ajfa-13929	59	22	h1	h1	PROPN
ajfa-13929	59	23	.	.	PUNCT
ajfa-13929	60	1	a	a	DET
ajfa-13929	60	2	large	large	ADJ
ajfa-13929	60	3	size	size	NOUN
ajfa-13929	60	4	of	of	ADP
ajfa-13929	60	5	the	the	DET
ajfa-13929	60	6	board	board	NOUN
ajfa-13929	60	7	increases	increase	VERB
ajfa-13929	60	8	bank	bank	NOUN
ajfa-13929	60	9	credit	credit	NOUN
ajfa-13929	60	10	and	and	CCONJ
ajfa-13929	60	11	liquidity	liquidity	NOUN
ajfa-13929	60	12	risks	risk	NOUN
ajfa-13929	60	13	.	.	PUNCT
ajfa-13929	61	1	2.2.2	2.2.2	NUM
ajfa-13929	61	2	duality	duality	NOUN
ajfa-13929	61	3	and	and	CCONJ
ajfa-13929	61	4	bank	bank	NOUN
ajfa-13929	61	5	risks	risk	NOUN
ajfa-13929	61	6	for	for	ADP
ajfa-13929	61	7	jensen	jensen	PROPN
ajfa-13929	61	8	(	(	PUNCT
ajfa-13929	61	9	1993	1993	NUM
ajfa-13929	61	10	)	)	PUNCT
ajfa-13929	61	11	,	,	PUNCT
ajfa-13929	61	12	the	the	DET
ajfa-13929	61	13	dual	dual	ADJ
ajfa-13929	61	14	role	role	NOUN
ajfa-13929	61	15	of	of	ADP
ajfa-13929	61	16	chairman	chairman	NOUN
ajfa-13929	61	17	of	of	ADP
ajfa-13929	61	18	the	the	DET
ajfa-13929	61	19	board	board	NOUN
ajfa-13929	61	20	and	and	CCONJ
ajfa-13929	61	21	chief	chief	ADJ
ajfa-13929	61	22	executive	executive	ADJ
ajfa-13929	61	23	officer	officer	NOUN
ajfa-13929	61	24	is	be	AUX
ajfa-13929	61	25	also	also	ADV
ajfa-13929	61	26	likely	likely	ADJ
ajfa-13929	61	27	to	to	PART
ajfa-13929	61	28	influence	influence	VERB
ajfa-13929	61	29	the	the	DET
ajfa-13929	61	30	level	level	NOUN
ajfa-13929	61	31	of	of	ADP
ajfa-13929	61	32	risk	risk	NOUN
ajfa-13929	61	33	-	-	PUNCT
ajfa-13929	61	34	taking	taking	NOUN
ajfa-13929	61	35	by	by	ADP
ajfa-13929	61	36	the	the	DET
ajfa-13929	61	37	board	board	NOUN
ajfa-13929	61	38	of	of	ADP
ajfa-13929	61	39	directors	director	NOUN
ajfa-13929	61	40	.	.	PUNCT
ajfa-13929	62	1	this	this	DET
ajfa-13929	62	2	theory	theory	NOUN
ajfa-13929	62	3	has	have	AUX
ajfa-13929	62	4	been	be	AUX
ajfa-13929	62	5	confirmed	confirm	VERB
ajfa-13929	62	6	by	by	ADP
ajfa-13929	62	7	the	the	DET
ajfa-13929	62	8	works	work	NOUN
ajfa-13929	62	9	of	of	ADP
ajfa-13929	62	10	dannon	dannon	NOUN
ajfa-13929	62	11	(	(	PUNCT
ajfa-13929	62	12	2009	2009	NUM
ajfa-13929	62	13	)	)	PUNCT
ajfa-13929	62	14	.	.	PUNCT
ajfa-13929	63	1	he	he	PRON
ajfa-13929	63	2	noted	note	VERB
ajfa-13929	63	3	that	that	SCONJ
ajfa-13929	63	4	this	this	DET
ajfa-13929	63	5	dual	dual	ADJ
ajfa-13929	63	6	has	have	AUX
ajfa-13929	63	7	led	lead	VERB
ajfa-13929	63	8	to	to	ADP
ajfa-13929	63	9	risky	risky	ADJ
ajfa-13929	63	10	credit	credit	NOUN
ajfa-13929	63	11	and	and	CCONJ
ajfa-13929	63	12	investment	investment	NOUN
ajfa-13929	63	13	decisions	decision	NOUN
ajfa-13929	63	14	.	.	PUNCT
ajfa-13929	64	1	thus	thus	ADV
ajfa-13929	64	2	,	,	PUNCT
ajfa-13929	64	3	in	in	ADP
ajfa-13929	64	4	the	the	DET
ajfa-13929	64	5	case	case	NOUN
ajfa-13929	64	6	of	of	ADP
ajfa-13929	64	7	duality	duality	NOUN
ajfa-13929	64	8	,	,	PUNCT
ajfa-13929	64	9	officer	officer	NOUN
ajfa-13929	64	10	may	may	AUX
ajfa-13929	64	11	have	have	VERB
ajfa-13929	64	12	a	a	DET
ajfa-13929	64	13	higher	high	ADJ
ajfa-13929	64	14	authority	authority	NOUN
ajfa-13929	64	15	than	than	ADP
ajfa-13929	64	16	the	the	DET
ajfa-13929	64	17	board	board	NOUN
ajfa-13929	64	18	of	of	ADP
ajfa-13929	64	19	directors	director	NOUN
ajfa-13929	64	20	,	,	PUNCT
ajfa-13929	64	21	which	which	PRON
ajfa-13929	64	22	leads	lead	VERB
ajfa-13929	64	23	to	to	ADP
ajfa-13929	64	24	high	high	ADJ
ajfa-13929	64	25	exposure	exposure	NOUN
ajfa-13929	64	26	to	to	ADP
ajfa-13929	64	27	different	different	ADJ
ajfa-13929	64	28	banking	banking	NOUN
ajfa-13929	64	29	risks	risk	NOUN
ajfa-13929	64	30	.	.	PUNCT
ajfa-13929	65	1	in	in	ADP
ajfa-13929	65	2	addition	addition	NOUN
ajfa-13929	65	3	,	,	PUNCT
ajfa-13929	65	4	pathan	pathan	PROPN
ajfa-13929	65	5	s.	s.	PROPN
ajfa-13929	65	6	(	(	PUNCT
ajfa-13929	65	7	2009	2009	NUM
ajfa-13929	65	8	)	)	PUNCT
ajfa-13929	65	9	examined	examine	VERB
ajfa-13929	65	10	the	the	DET
ajfa-13929	65	11	ceo	ceo	NOUN
ajfa-13929	65	12	's	's	PART
ajfa-13929	65	13	ability	ability	NOUN
ajfa-13929	65	14	to	to	PART
ajfa-13929	65	15	control	control	VERB
ajfa-13929	65	16	board	board	NOUN
ajfa-13929	65	17	decision	decision	NOUN
ajfa-13929	65	18	for	for	ADP
ajfa-13929	65	19	212	212	NUM
ajfa-13929	65	20	major	major	ADJ
ajfa-13929	65	21	us	us	PROPN
ajfa-13929	65	22	banks	bank	NOUN
ajfa-13929	65	23	.	.	PUNCT
ajfa-13929	66	1	their	their	PRON
ajfa-13929	66	2	main	main	ADJ
ajfa-13929	66	3	conclusions	conclusion	NOUN
ajfa-13929	66	4	have	have	AUX
ajfa-13929	66	5	shown	show	VERB
ajfa-13929	66	6	that	that	SCONJ
ajfa-13929	66	7	the	the	DET
ajfa-13929	66	8	duality	duality	NOUN
ajfa-13929	66	9	of	of	ADP
ajfa-13929	66	10	the	the	DET
ajfa-13929	66	11	two	two	NUM
ajfa-13929	66	12	functions	function	NOUN
ajfa-13929	66	13	(	(	PUNCT
ajfa-13929	66	14	ceo	ceo	NOUN
ajfa-13929	66	15	-	-	NOUN
ajfa-13929	66	16	chairman	chairman	NOUN
ajfa-13929	66	17	)	)	PUNCT
ajfa-13929	66	18	affects	affect	VERB
ajfa-13929	66	19	bank	bank	NOUN
ajfa-13929	66	20	risk	risk	NOUN
ajfa-13929	66	21	.	.	PUNCT
ajfa-13929	67	1	this	this	DET
ajfa-13929	67	2	study	study	NOUN
ajfa-13929	67	3	of	of	ADP
ajfa-13929	67	4	the	the	DET
ajfa-13929	67	5	tunisian	tunisian	ADJ
ajfa-13929	67	6	context	context	NOUN
ajfa-13929	67	7	reminds	remind	VERB
ajfa-13929	67	8	us	we	PRON
ajfa-13929	67	9	of	of	ADP
ajfa-13929	67	10	the	the	DET
ajfa-13929	67	11	note	note	NOUN
ajfa-13929	67	12	published	publish	VERB
ajfa-13929	67	13	in	in	ADP
ajfa-13929	67	14	(	(	PUNCT
ajfa-13929	67	15	2012	2012	NUM
ajfa-13929	67	16	)	)	PUNCT
ajfa-13929	67	17	by	by	ADP
ajfa-13929	67	18	the	the	DET
ajfa-13929	67	19	governor	governor	NOUN
ajfa-13929	67	20	of	of	ADP
ajfa-13929	67	21	the	the	DET
ajfa-13929	67	22	central	central	ADJ
ajfa-13929	67	23	bank2	bank2	NOUN
ajfa-13929	67	24	.	.	PUNCT
ajfa-13929	68	1	therefore	therefore	ADV
ajfa-13929	68	2	,	,	PUNCT
ajfa-13929	68	3	based	base	VERB
ajfa-13929	68	4	on	on	ADP
ajfa-13929	68	5	the	the	DET
ajfa-13929	68	6	rules	rule	NOUN
ajfa-13929	68	7	of	of	ADP
ajfa-13929	68	8	good	good	ADJ
ajfa-13929	68	9	governance	governance	NOUN
ajfa-13929	68	10	of	of	ADP
ajfa-13929	68	11	tunisian	tunisian	ADJ
ajfa-13929	68	12	companies	company	NOUN
ajfa-13929	68	13	,	,	PUNCT
ajfa-13929	68	14	it	it	PRON
ajfa-13929	68	15	is	be	AUX
ajfa-13929	68	16	recommended	recommend	VERB
ajfa-13929	68	17	to	to	PART
ajfa-13929	68	18	separate	separate	VERB
ajfa-13929	68	19	the	the	DET
ajfa-13929	68	20	two	two	NUM
ajfa-13929	68	21	functions	function	NOUN
ajfa-13929	68	22	to	to	PART
ajfa-13929	68	23	ensure	ensure	VERB
ajfa-13929	68	24	a	a	DET
ajfa-13929	68	25	good	good	ADJ
ajfa-13929	68	26	decision	decision	NOUN
ajfa-13929	68	27	.	.	PUNCT
ajfa-13929	69	1	while	while	SCONJ
ajfa-13929	69	2	some	some	DET
ajfa-13929	69	3	studies	study	NOUN
ajfa-13929	69	4	confirm	confirm	VERB
ajfa-13929	69	5	that	that	SCONJ
ajfa-13929	69	6	the	the	DET
ajfa-13929	69	7	combination	combination	NOUN
ajfa-13929	69	8	of	of	ADP
ajfa-13929	69	9	ceo	ceo	NOUN
ajfa-13929	69	10	functions	function	NOUN
ajfa-13929	69	11	has	have	VERB
ajfa-13929	69	12	a	a	DET
ajfa-13929	69	13	positive	positive	ADJ
ajfa-13929	69	14	impact	impact	NOUN
ajfa-13929	69	15	on	on	ADP
ajfa-13929	69	16	banking	banking	NOUN
ajfa-13929	69	17	risk	risk	NOUN
ajfa-13929	69	18	(	(	PUNCT
ajfa-13929	69	19	core	core	NOUN
ajfa-13929	69	20	et	et	PROPN
ajfa-13929	69	21	al	al	PROPN
ajfa-13929	69	22	.	.	PROPN
ajfa-13929	69	23	1999	1999	NUM
ajfa-13929	69	24	,	,	PUNCT
ajfa-13929	69	25	st	st	PROPN
ajfa-13929	69	26	onge	onge	PROPN
ajfa-13929	69	27	et	et	PROPN
ajfa-13929	69	28	al	al	PROPN
ajfa-13929	69	29	.	.	PROPN
ajfa-13929	69	30	2001	2001	NUM
ajfa-13929	69	31	)	)	PUNCT
ajfa-13929	69	32	,	,	PUNCT
ajfa-13929	69	33	others	other	NOUN
ajfa-13929	69	34	do	do	AUX
ajfa-13929	69	35	not	not	PART
ajfa-13929	69	36	establish	establish	VERB
ajfa-13929	69	37	meaningful	meaningful	ADJ
ajfa-13929	69	38	relationships	relationship	NOUN
ajfa-13929	69	39	(	(	PUNCT
ajfa-13929	69	40	conyon	conyon	NOUN
ajfa-13929	69	41	et	et	PROPN
ajfa-13929	69	42	al	al	PROPN
ajfa-13929	69	43	.	.	PROPN
ajfa-13929	69	44	peck	peck	PROPN
ajfa-13929	69	45	1998	1998	NUM
ajfa-13929	69	46	,	,	PUNCT
ajfa-13929	69	47	cordeiro	cordeiro	PROPN
ajfa-13929	69	48	and	and	CCONJ
ajfa-13929	69	49	veliyath	veliyath	NOUN
ajfa-13929	69	50	2003	2003	NUM
ajfa-13929	69	51	)	)	PUNCT
ajfa-13929	69	52	.	.	PUNCT
ajfa-13929	70	1	in	in	ADP
ajfa-13929	70	2	our	our	PRON
ajfa-13929	70	3	study	study	NOUN
ajfa-13929	70	4	,	,	PUNCT
ajfa-13929	70	5	we	we	PRON
ajfa-13929	70	6	believe	believe	VERB
ajfa-13929	70	7	that	that	SCONJ
ajfa-13929	70	8	for	for	ADP
ajfa-13929	70	9	the	the	DET
ajfa-13929	70	10	oversight	oversight	NOUN
ajfa-13929	70	11	function	function	NOUN
ajfa-13929	70	12	to	to	PART
ajfa-13929	70	13	be	be	AUX
ajfa-13929	70	14	effective	effective	ADJ
ajfa-13929	70	15	,	,	PUNCT
ajfa-13929	70	16	it	it	PRON
ajfa-13929	70	17	is	be	AUX
ajfa-13929	70	18	recommended	recommend	VERB
ajfa-13929	70	19	that	that	SCONJ
ajfa-13929	70	20	the	the	DET
ajfa-13929	70	21	director	director	NOUN
ajfa-13929	70	22	general	general	ADJ
ajfa-13929	70	23	not	not	PART
ajfa-13929	70	24	hold	hold	VERB
ajfa-13929	70	25	the	the	DET
ajfa-13929	70	26	position	position	NOUN
ajfa-13929	70	27	of	of	ADP
ajfa-13929	70	28	chair	chair	NOUN
ajfa-13929	70	29	.	.	PUNCT
ajfa-13929	71	1	on	on	ADP
ajfa-13929	71	2	the	the	DET
ajfa-13929	71	3	basis	basis	NOUN
ajfa-13929	71	4	of	of	ADP
ajfa-13929	71	5	the	the	DET
ajfa-13929	71	6	literature	literature	PROPN
ajfa-13929	71	7	review	review	PROPN
ajfa-13929	71	8	,	,	PUNCT
ajfa-13929	71	9	we	we	PRON
ajfa-13929	71	10	will	will	AUX
ajfa-13929	71	11	establish	establish	VERB
ajfa-13929	71	12	the	the	DET
ajfa-13929	71	13	following	follow	VERB
ajfa-13929	71	14	hypothesis	hypothesis	NOUN
ajfa-13929	71	15	:	:	PUNCT
ajfa-13929	71	16	h2	h2	NOUN
ajfa-13929	71	17	.	.	PUNCT
ajfa-13929	72	1	the	the	DET
ajfa-13929	72	2	duality	duality	NOUN
ajfa-13929	72	3	of	of	ADP
ajfa-13929	72	4	the	the	DET
ajfa-13929	72	5	two	two	NUM
ajfa-13929	72	6	functions	function	NOUN
ajfa-13929	72	7	of	of	ADP
ajfa-13929	72	8	ceo	ceo	NOUN
ajfa-13929	72	9	and	and	CCONJ
ajfa-13929	72	10	chairman	chairman	NOUN
ajfa-13929	72	11	of	of	ADP
ajfa-13929	72	12	the	the	DET
ajfa-13929	72	13	board	board	NOUN
ajfa-13929	72	14	of	of	ADP
ajfa-13929	72	15	directors	director	NOUN
ajfa-13929	72	16	increases	increase	VERB
ajfa-13929	72	17	the	the	DET
ajfa-13929	72	18	risks	risk	NOUN
ajfa-13929	72	19	of	of	ADP
ajfa-13929	72	20	bank	bank	NOUN
ajfa-13929	72	21	credit	credit	NOUN
ajfa-13929	72	22	and	and	CCONJ
ajfa-13929	72	23	liquidity	liquidity	NOUN
ajfa-13929	72	24	.	.	PUNCT
ajfa-13929	73	1	2.2.3	2.2.3	NUM
ajfa-13929	73	2	board	board	NOUN
ajfa-13929	73	3	independence	independence	NOUN
ajfa-13929	73	4	and	and	CCONJ
ajfa-13929	73	5	bank	bank	NOUN
ajfa-13929	73	6	risks	risk	VERB
ajfa-13929	73	7	the	the	DET
ajfa-13929	73	8	previous	previous	ADJ
ajfa-13929	73	9	literature	literature	NOUN
ajfa-13929	73	10	review	review	NOUN
ajfa-13929	73	11	has	have	AUX
ajfa-13929	73	12	focused	focus	VERB
ajfa-13929	73	13	on	on	ADP
ajfa-13929	73	14	the	the	DET
ajfa-13929	73	15	relationship	relationship	NOUN
ajfa-13929	73	16	between	between	ADP
ajfa-13929	73	17	bank	bank	NOUN
ajfa-13929	73	18	risk	risk	NOUN
ajfa-13929	73	19	and	and	CCONJ
ajfa-13929	73	20	the	the	DET
ajfa-13929	73	21	independence	independence	NOUN
ajfa-13929	73	22	of	of	ADP
ajfa-13929	73	23	the	the	DET
ajfa-13929	73	24	board	board	NOUN
ajfa-13929	73	25	of	of	ADP
ajfa-13929	73	26	directors	director	NOUN
ajfa-13929	73	27	as	as	ADP
ajfa-13929	73	28	a	a	DET
ajfa-13929	73	29	means	means	NOUN
ajfa-13929	73	30	of	of	ADP
ajfa-13929	73	31	control	control	NOUN
ajfa-13929	73	32	to	to	PART
ajfa-13929	73	33	ensure	ensure	VERB
ajfa-13929	73	34	greater	great	ADJ
ajfa-13929	73	35	effectiveness	effectiveness	NOUN
ajfa-13929	73	36	of	of	ADP
ajfa-13929	73	37	risk	risk	NOUN
ajfa-13929	73	38	management	management	NOUN
ajfa-13929	73	39	.	.	PUNCT
ajfa-13929	74	1	an	an	DET
ajfa-13929	74	2	independent	independent	ADJ
ajfa-13929	74	3	member	member	NOUN
ajfa-13929	74	4	of	of	ADP
ajfa-13929	74	5	the	the	DET
ajfa-13929	74	6	board	board	NOUN
ajfa-13929	74	7	of	of	ADP
ajfa-13929	74	8	directors	director	NOUN
ajfa-13929	74	9	is	be	AUX
ajfa-13929	74	10	a	a	DET
ajfa-13929	74	11	board	board	NOUN
ajfa-13929	74	12	member	member	NOUN
ajfa-13929	74	13	free	free	ADJ
ajfa-13929	74	14	from	from	ADP
ajfa-13929	74	15	any	any	DET
ajfa-13929	74	16	conflict	conflict	NOUN
ajfa-13929	74	17	of	of	ADP
ajfa-13929	74	18	interest	interest	NOUN
ajfa-13929	74	19	,	,	PUNCT
ajfa-13929	74	20	independent	independent	ADJ
ajfa-13929	74	21	in	in	ADP
ajfa-13929	74	22	the	the	DET
ajfa-13929	74	23	protection	protection	NOUN
ajfa-13929	74	24	of	of	ADP
ajfa-13929	74	25	investors	investor	NOUN
ajfa-13929	74	26	and	and	CCONJ
ajfa-13929	74	27	the	the	DET
ajfa-13929	74	28	improvement	improvement	NOUN
ajfa-13929	74	29	of	of	ADP
ajfa-13929	74	30	the	the	DET
ajfa-13929	74	31	quality	quality	NOUN
ajfa-13929	74	32	of	of	ADP
ajfa-13929	74	33	control	control	NOUN
ajfa-13929	74	34	exercised	exercise	VERB
ajfa-13929	74	35	by	by	ADP
ajfa-13929	74	36	the	the	DET
ajfa-13929	74	37	board	board	NOUN
ajfa-13929	74	38	.	.	PUNCT
ajfa-13929	75	1	this	this	DET
ajfa-13929	75	2	person	person	NOUN
ajfa-13929	75	3	helps	help	VERB
ajfa-13929	75	4	guide	guide	VERB
ajfa-13929	75	5	the	the	DET
ajfa-13929	75	6	bank	bank	NOUN
ajfa-13929	75	7	's	's	PART
ajfa-13929	75	8	strategic	strategic	ADJ
ajfa-13929	75	9	policies	policy	NOUN
ajfa-13929	75	10	and	and	CCONJ
ajfa-13929	75	11	make	make	VERB
ajfa-13929	75	12	them	they	PRON
ajfa-13929	75	13	more	more	ADV
ajfa-13929	75	14	effective	effective	ADJ
ajfa-13929	75	15	in	in	ADP
ajfa-13929	75	16	managing	manage	VERB
ajfa-13929	75	17	bank	bank	NOUN
ajfa-13929	75	18	risks	risk	NOUN
ajfa-13929	75	19	.	.	PUNCT
ajfa-13929	76	1	several	several	ADJ
ajfa-13929	76	2	studies	study	NOUN
ajfa-13929	76	3	have	have	AUX
ajfa-13929	76	4	examined	examine	VERB
ajfa-13929	76	5	the	the	DET
ajfa-13929	76	6	effects	effect	NOUN
ajfa-13929	76	7	of	of	ADP
ajfa-13929	76	8	the	the	DET
ajfa-13929	76	9	presence	presence	NOUN
ajfa-13929	76	10	of	of	ADP
ajfa-13929	76	11	independent	independent	ADJ
ajfa-13929	76	12	directors	director	NOUN
ajfa-13929	76	13	on	on	ADP
ajfa-13929	76	14	the	the	DET
ajfa-13929	76	15	bank	bank	NOUN
ajfa-13929	76	16	's	's	PART
ajfa-13929	76	17	board	board	NOUN
ajfa-13929	76	18	of	of	ADP
ajfa-13929	76	19	directors	director	NOUN
ajfa-13929	76	20	.	.	PUNCT
ajfa-13929	77	1	agency	agency	NOUN
ajfa-13929	77	2	theory	theory	NOUN
ajfa-13929	77	3	suggests	suggest	VERB
ajfa-13929	77	4	that	that	SCONJ
ajfa-13929	77	5	independent	independent	ADJ
ajfa-13929	77	6	directors	director	NOUN
ajfa-13929	77	7	play	play	VERB
ajfa-13929	77	8	an	an	DET
ajfa-13929	77	9	important	important	ADJ
ajfa-13929	77	10	role	role	NOUN
ajfa-13929	77	11	in	in	ADP
ajfa-13929	77	12	monitoring	monitor	VERB
ajfa-13929	77	13	the	the	DET
ajfa-13929	77	14	performance	performance	NOUN
ajfa-13929	77	15	of	of	ADP
ajfa-13929	77	16	managers	manager	NOUN
ajfa-13929	77	17	.	.	PUNCT
ajfa-13929	78	1	jensen	jensen	PROPN
ajfa-13929	78	2	(	(	PUNCT
ajfa-13929	78	3	1993	1993	NUM
ajfa-13929	78	4	)	)	PUNCT
ajfa-13929	78	5	and	and	CCONJ
ajfa-13929	78	6	pathan	pathan	PROPN
ajfa-13929	78	7	(	(	PUNCT
ajfa-13929	78	8	2009	2009	NUM
ajfa-13929	78	9	)	)	PUNCT
ajfa-13929	78	10	suggest	suggest	VERB
ajfa-13929	78	11	that	that	SCONJ
ajfa-13929	78	12	a	a	DET
ajfa-13929	78	13	significant	significant	ADJ
ajfa-13929	78	14	percentage	percentage	NOUN
ajfa-13929	78	15	of	of	ADP
ajfa-13929	78	16	"	"	PUNCT
ajfa-13929	78	17	external	external	ADJ
ajfa-13929	78	18	"	"	PUNCT
ajfa-13929	78	19	independent	independent	ADJ
ajfa-13929	78	20	directors	director	NOUN
ajfa-13929	78	21	have	have	VERB
ajfa-13929	78	22	a	a	DET
ajfa-13929	78	23	positive	positive	ADJ
ajfa-13929	78	24	influence	influence	NOUN
ajfa-13929	78	25	on	on	ADP
ajfa-13929	78	26	the	the	DET
ajfa-13929	78	27	reduction	reduction	NOUN
ajfa-13929	78	28	of	of	ADP
ajfa-13929	78	29	different	different	ADJ
ajfa-13929	78	30	banking	banking	NOUN
ajfa-13929	78	31	risks	risk	NOUN
ajfa-13929	78	32	.	.	PUNCT
ajfa-13929	79	1	at	at	ADP
ajfa-13929	79	2	this	this	DET
ajfa-13929	79	3	point	point	NOUN
ajfa-13929	79	4	,	,	PUNCT
ajfa-13929	79	5	we	we	PRON
ajfa-13929	79	6	distinguish	distinguish	VERB
ajfa-13929	79	7	two	two	NUM
ajfa-13929	79	8	different	different	ADJ
ajfa-13929	79	9	flows	flow	NOUN
ajfa-13929	79	10	:	:	PUNCT
ajfa-13929	79	11	2such	2such	NUM
ajfa-13929	79	12	a	a	DET
ajfa-13929	79	13	note	note	NOUN
ajfa-13929	79	14	aims	aim	VERB
ajfa-13929	79	15	to	to	PART
ajfa-13929	79	16	establish	establish	VERB
ajfa-13929	79	17	a	a	DET
ajfa-13929	79	18	sound	sound	ADJ
ajfa-13929	79	19	and	and	CCONJ
ajfa-13929	79	20	prudent	prudent	ADJ
ajfa-13929	79	21	system	system	NOUN
ajfa-13929	79	22	and	and	CCONJ
ajfa-13929	79	23	to	to	PART
ajfa-13929	79	24	ensure	ensure	VERB
ajfa-13929	79	25	better	well	ADJ
ajfa-13929	79	26	management	management	NOUN
ajfa-13929	79	27	of	of	ADP
ajfa-13929	79	28	banks	bank	NOUN
ajfa-13929	79	29	.	.	PUNCT
ajfa-13929	80	1	asian	asian	ADJ
ajfa-13929	80	2	journal	journal	PROPN
ajfa-13929	80	3	of	of	ADP
ajfa-13929	80	4	finance	finance	PROPN
ajfa-13929	80	5	&	&	CCONJ
ajfa-13929	80	6	accounting	accounting	PROPN
ajfa-13929	80	7	issn	issn	PROPN
ajfa-13929	80	8	1946	1946	NUM
ajfa-13929	80	9	-	-	PUNCT
ajfa-13929	80	10	052x	052x	PROPN
ajfa-13929	80	11	2019	2019	NUM
ajfa-13929	80	12	,	,	PUNCT
ajfa-13929	80	13	vol	vol	NOUN
ajfa-13929	80	14	.	.	PROPN
ajfa-13929	80	15	11	11	NUM
ajfa-13929	80	16	,	,	PUNCT
ajfa-13929	80	17	no	no	INTJ
ajfa-13929	80	18	.	.	NOUN
ajfa-13929	80	19	2	2	NUM
ajfa-13929	80	20	ajfa.macrothink.org/	ajfa.macrothink.org/	NOUN
ajfa-13929	80	21	152	152	NUM
ajfa-13929	80	22	at	at	ADP
ajfa-13929	80	23	first	first	ADV
ajfa-13929	80	24	,	,	PUNCT
ajfa-13929	80	25	dahya	dahya	VERB
ajfa-13929	80	26	et	et	PROPN
ajfa-13929	80	27	al	al	PROPN
ajfa-13929	80	28	.	.	PROPN
ajfa-13929	81	1	(	(	PUNCT
ajfa-13929	81	2	2008	2008	NUM
ajfa-13929	81	3	)	)	PUNCT
ajfa-13929	81	4	and	and	CCONJ
ajfa-13929	81	5	lin	lin	PROPN
ajfa-13929	81	6	et	et	PROPN
ajfa-13929	81	7	al	al	PROPN
ajfa-13929	81	8	(	(	PUNCT
ajfa-13929	81	9	2010	2010	NUM
ajfa-13929	81	10	)	)	PUNCT
ajfa-13929	81	11	agree	agree	VERB
ajfa-13929	81	12	that	that	SCONJ
ajfa-13929	81	13	the	the	DET
ajfa-13929	81	14	presence	presence	NOUN
ajfa-13929	81	15	of	of	ADP
ajfa-13929	81	16	independent	independent	ADJ
ajfa-13929	81	17	directors	director	NOUN
ajfa-13929	81	18	on	on	ADP
ajfa-13929	81	19	the	the	DET
ajfa-13929	81	20	board	board	NOUN
ajfa-13929	81	21	maximizes	maximize	VERB
ajfa-13929	81	22	the	the	DET
ajfa-13929	81	23	wealth	wealth	NOUN
ajfa-13929	81	24	of	of	ADP
ajfa-13929	81	25	shareholders	shareholder	NOUN
ajfa-13929	81	26	and	and	CCONJ
ajfa-13929	81	27	investors	investor	NOUN
ajfa-13929	81	28	through	through	ADP
ajfa-13929	81	29	their	their	PRON
ajfa-13929	81	30	skills	skill	NOUN
ajfa-13929	81	31	and	and	CCONJ
ajfa-13929	81	32	experience	experience	NOUN
ajfa-13929	81	33	in	in	ADP
ajfa-13929	81	34	managing	manage	VERB
ajfa-13929	81	35	different	different	ADJ
ajfa-13929	81	36	risks	risk	NOUN
ajfa-13929	81	37	.	.	PUNCT
ajfa-13929	82	1	francesco	francesco	PROPN
ajfa-13929	82	2	vallascas	vallascas	PROPN
ajfa-13929	82	3	et	et	PROPN
ajfa-13929	82	4	al	al	PROPN
ajfa-13929	82	5	.	.	PROPN
ajfa-13929	83	1	(	(	PUNCT
ajfa-13929	83	2	2017	2017	NUM
ajfa-13929	83	3	)	)	PUNCT
ajfa-13929	83	4	examined	examine	VERB
ajfa-13929	83	5	the	the	DET
ajfa-13929	83	6	impact	impact	NOUN
ajfa-13929	83	7	of	of	ADP
ajfa-13929	83	8	the	the	DET
ajfa-13929	83	9	board	board	NOUN
ajfa-13929	83	10	's	's	PART
ajfa-13929	83	11	independence	independence	NOUN
ajfa-13929	83	12	on	on	ADP
ajfa-13929	83	13	the	the	DET
ajfa-13929	83	14	risk	risk	NOUN
ajfa-13929	83	15	taking	taking	NOUN
ajfa-13929	83	16	of	of	ADP
ajfa-13929	83	17	large	large	ADJ
ajfa-13929	83	18	banks	bank	NOUN
ajfa-13929	83	19	following	follow	VERB
ajfa-13929	83	20	the	the	DET
ajfa-13929	83	21	global	global	ADJ
ajfa-13929	83	22	crisis	crisis	NOUN
ajfa-13929	83	23	of	of	ADP
ajfa-13929	83	24	2007	2007	NUM
ajfa-13929	83	25	-	-	SYM
ajfa-13929	83	26	2009	2009	NUM
ajfa-13929	83	27	for	for	ADP
ajfa-13929	83	28	a	a	DET
ajfa-13929	83	29	sample	sample	NOUN
ajfa-13929	83	30	of	of	ADP
ajfa-13929	83	31	262	262	NUM
ajfa-13929	83	32	large	large	ADJ
ajfa-13929	83	33	banks	bank	NOUN
ajfa-13929	83	34	.	.	PUNCT
ajfa-13929	84	1	using	use	VERB
ajfa-13929	84	2	zscore	zscore	NOUN
ajfa-13929	84	3	and	and	CCONJ
ajfa-13929	84	4	roa	roa	NOUN
ajfa-13929	84	5	as	as	ADP
ajfa-13929	84	6	two	two	NUM
ajfa-13929	84	7	measures	measure	NOUN
ajfa-13929	84	8	of	of	ADP
ajfa-13929	84	9	risk	risk	NOUN
ajfa-13929	84	10	,	,	PUNCT
ajfa-13929	84	11	their	their	PRON
ajfa-13929	84	12	main	main	ADJ
ajfa-13929	84	13	results	result	NOUN
ajfa-13929	84	14	showed	show	VERB
ajfa-13929	84	15	that	that	SCONJ
ajfa-13929	84	16	greater	great	ADJ
ajfa-13929	84	17	independence	independence	NOUN
ajfa-13929	84	18	of	of	ADP
ajfa-13929	84	19	the	the	DET
ajfa-13929	84	20	board	board	NOUN
ajfa-13929	84	21	of	of	ADP
ajfa-13929	84	22	directors	director	NOUN
ajfa-13929	84	23	led	lead	VERB
ajfa-13929	84	24	to	to	ADP
ajfa-13929	84	25	more	more	ADV
ajfa-13929	84	26	conservative	conservative	ADJ
ajfa-13929	84	27	risk	risk	NOUN
ajfa-13929	84	28	taking	take	VERB
ajfa-13929	84	29	in	in	ADP
ajfa-13929	84	30	banking	banking	NOUN
ajfa-13929	84	31	.	.	PUNCT
ajfa-13929	85	1	this	this	PRON
ajfa-13929	85	2	is	be	AUX
ajfa-13929	85	3	due	due	ADJ
ajfa-13929	85	4	to	to	ADP
ajfa-13929	85	5	the	the	DET
ajfa-13929	85	6	fact	fact	NOUN
ajfa-13929	85	7	that	that	SCONJ
ajfa-13929	85	8	the	the	DET
ajfa-13929	85	9	independent	independent	ADJ
ajfa-13929	85	10	board	board	NOUN
ajfa-13929	85	11	favors	favor	VERB
ajfa-13929	85	12	the	the	DET
ajfa-13929	85	13	increase	increase	NOUN
ajfa-13929	85	14	of	of	ADP
ajfa-13929	85	15	banking	banking	NOUN
ajfa-13929	85	16	capitalization	capitalization	NOUN
ajfa-13929	85	17	and	and	CCONJ
ajfa-13929	85	18	the	the	DET
ajfa-13929	85	19	risk	risk	NOUN
ajfa-13929	85	20	reduction	reduction	NOUN
ajfa-13929	85	21	of	of	ADP
ajfa-13929	85	22	banking	banking	NOUN
ajfa-13929	85	23	portfolios	portfolio	NOUN
ajfa-13929	85	24	after	after	ADP
ajfa-13929	85	25	the	the	DET
ajfa-13929	85	26	global	global	ADJ
ajfa-13929	85	27	crisis	crisis	NOUN
ajfa-13929	85	28	.	.	PUNCT
ajfa-13929	86	1	in	in	ADP
ajfa-13929	86	2	response	response	NOUN
ajfa-13929	86	3	to	to	ADP
ajfa-13929	86	4	this	this	DET
ajfa-13929	86	5	argument	argument	NOUN
ajfa-13929	86	6	,	,	PUNCT
ajfa-13929	86	7	dionne	dionne	PROPN
ajfa-13929	86	8	and	and	CCONJ
ajfa-13929	86	9	triki	triki	PROPN
ajfa-13929	86	10	(	(	PUNCT
ajfa-13929	86	11	2004	2004	NUM
ajfa-13929	86	12	)	)	PUNCT
ajfa-13929	86	13	stated	state	VERB
ajfa-13929	86	14	that	that	SCONJ
ajfa-13929	86	15	independent	independent	ADJ
ajfa-13929	86	16	directors	director	NOUN
ajfa-13929	86	17	are	be	AUX
ajfa-13929	86	18	not	not	PART
ajfa-13929	86	19	in	in	ADP
ajfa-13929	86	20	a	a	DET
ajfa-13929	86	21	position	position	NOUN
ajfa-13929	86	22	to	to	PART
ajfa-13929	86	23	control	control	VERB
ajfa-13929	86	24	director	director	NOUN
ajfa-13929	86	25	functions	function	NOUN
ajfa-13929	86	26	.	.	PUNCT
ajfa-13929	87	1	their	their	PRON
ajfa-13929	87	2	strong	strong	ADJ
ajfa-13929	87	3	presence	presence	NOUN
ajfa-13929	87	4	on	on	ADP
ajfa-13929	87	5	the	the	DET
ajfa-13929	87	6	board	board	NOUN
ajfa-13929	87	7	of	of	ADP
ajfa-13929	87	8	directors	director	NOUN
ajfa-13929	87	9	has	have	VERB
ajfa-13929	87	10	no	no	DET
ajfa-13929	87	11	impact	impact	NOUN
ajfa-13929	87	12	on	on	ADP
ajfa-13929	87	13	bank	bank	NOUN
ajfa-13929	87	14	activities	activity	NOUN
ajfa-13929	87	15	and	and	CCONJ
ajfa-13929	87	16	does	do	AUX
ajfa-13929	87	17	not	not	PART
ajfa-13929	87	18	cover	cover	VERB
ajfa-13929	87	19	risks	risk	NOUN
ajfa-13929	87	20	.	.	PUNCT
ajfa-13929	88	1	at	at	ADP
ajfa-13929	88	2	this	this	DET
ajfa-13929	88	3	stage	stage	NOUN
ajfa-13929	88	4	,	,	PUNCT
ajfa-13929	88	5	we	we	PRON
ajfa-13929	88	6	formulate	formulate	VERB
ajfa-13929	88	7	the	the	DET
ajfa-13929	88	8	following	follow	VERB
ajfa-13929	88	9	hypothesis	hypothesis	NOUN
ajfa-13929	88	10	:	:	PUNCT
ajfa-13929	88	11	h3	h3	VERB
ajfa-13929	88	12	.	.	PUNCT
ajfa-13929	89	1	an	an	DET
ajfa-13929	89	2	independent	independent	ADJ
ajfa-13929	89	3	board	board	NOUN
ajfa-13929	89	4	of	of	ADP
ajfa-13929	89	5	directors	director	NOUN
ajfa-13929	89	6	reduces	reduce	VERB
ajfa-13929	89	7	bank	bank	NOUN
ajfa-13929	89	8	risk	risk	NOUN
ajfa-13929	89	9	.	.	PUNCT
ajfa-13929	90	1	2.2	2.2	NUM
ajfa-13929	90	2	ownership	ownership	NOUN
ajfa-13929	90	3	structure	structure	NOUN
ajfa-13929	90	4	2.3.1	2.3.1	NUM
ajfa-13929	90	5	state	state	NOUN
ajfa-13929	90	6	ownership	ownership	NOUN
ajfa-13929	90	7	and	and	CCONJ
ajfa-13929	90	8	bank	bank	NOUN
ajfa-13929	90	9	risk	risk	NOUN
ajfa-13929	90	10	state	state	NOUN
ajfa-13929	90	11	administrators	administrator	NOUN
ajfa-13929	90	12	play	play	VERB
ajfa-13929	90	13	a	a	DET
ajfa-13929	90	14	key	key	ADJ
ajfa-13929	90	15	role	role	NOUN
ajfa-13929	90	16	in	in	ADP
ajfa-13929	90	17	managing	manage	VERB
ajfa-13929	90	18	credit	credit	NOUN
ajfa-13929	90	19	risk	risk	NOUN
ajfa-13929	90	20	and	and	CCONJ
ajfa-13929	90	21	liquidity	liquidity	NOUN
ajfa-13929	90	22	(	(	PUNCT
ajfa-13929	90	23	choi	choi	NOUN
ajfa-13929	90	24	and	and	CCONJ
ajfa-13929	90	25	hasan	hasan	PROPN
ajfa-13929	90	26	2005	2005	NUM
ajfa-13929	90	27	and	and	CCONJ
ajfa-13929	90	28	gulamhussen	gulamhussen	NOUN
ajfa-13929	90	29	and	and	CCONJ
ajfa-13929	90	30	guerreiro	guerreiro	PROPN
ajfa-13929	90	31	2009	2009	NUM
ajfa-13929	90	32	)	)	PUNCT
ajfa-13929	90	33	.	.	PUNCT
ajfa-13929	91	1	according	accord	VERB
ajfa-13929	91	2	to	to	ADP
ajfa-13929	91	3	konishi	konishi	PROPN
ajfa-13929	91	4	and	and	CCONJ
ajfa-13929	91	5	yasuda	yasuda	PROPN
ajfa-13929	91	6	(	(	PUNCT
ajfa-13929	91	7	2004	2004	NUM
ajfa-13929	91	8	)	)	PUNCT
ajfa-13929	91	9	,	,	PUNCT
ajfa-13929	91	10	the	the	DET
ajfa-13929	91	11	presence	presence	NOUN
ajfa-13929	91	12	of	of	ADP
ajfa-13929	91	13	the	the	DET
ajfa-13929	91	14	state	state	NOUN
ajfa-13929	91	15	has	have	VERB
ajfa-13929	91	16	a	a	DET
ajfa-13929	91	17	positive	positive	ADJ
ajfa-13929	91	18	influence	influence	NOUN
ajfa-13929	91	19	on	on	ADP
ajfa-13929	91	20	bank	bank	NOUN
ajfa-13929	91	21	credit	credit	NOUN
ajfa-13929	91	22	risk	risk	NOUN
ajfa-13929	91	23	.	.	PUNCT
ajfa-13929	92	1	according	accord	VERB
ajfa-13929	92	2	to	to	ADP
ajfa-13929	92	3	agency	agency	NOUN
ajfa-13929	92	4	theory	theory	NOUN
ajfa-13929	92	5	,	,	PUNCT
ajfa-13929	92	6	stateowned	stateowne	VERB
ajfa-13929	92	7	banks	bank	NOUN
ajfa-13929	92	8	would	would	AUX
ajfa-13929	92	9	suffer	suffer	VERB
ajfa-13929	92	10	less	less	ADV
ajfa-13929	92	11	disciplinary	disciplinary	ADJ
ajfa-13929	92	12	effect	effect	NOUN
ajfa-13929	92	13	from	from	ADP
ajfa-13929	92	14	the	the	DET
ajfa-13929	92	15	financial	financial	ADJ
ajfa-13929	92	16	market	market	NOUN
ajfa-13929	92	17	.	.	PUNCT
ajfa-13929	93	1	this	this	PRON
ajfa-13929	93	2	would	would	AUX
ajfa-13929	93	3	encourage	encourage	VERB
ajfa-13929	93	4	their	their	PRON
ajfa-13929	93	5	leaders	leader	NOUN
ajfa-13929	93	6	to	to	PART
ajfa-13929	93	7	follow	follow	VERB
ajfa-13929	93	8	their	their	PRON
ajfa-13929	93	9	own	own	ADJ
ajfa-13929	93	10	interests	interest	NOUN
ajfa-13929	93	11	,	,	PUNCT
ajfa-13929	93	12	increase	increase	VERB
ajfa-13929	93	13	their	their	PRON
ajfa-13929	93	14	profitability	profitability	NOUN
ajfa-13929	93	15	and	and	CCONJ
ajfa-13929	93	16	reduce	reduce	VERB
ajfa-13929	93	17	the	the	DET
ajfa-13929	93	18	level	level	NOUN
ajfa-13929	93	19	of	of	ADP
ajfa-13929	93	20	risk	risk	NOUN
ajfa-13929	93	21	for	for	ADP
ajfa-13929	93	22	their	their	PRON
ajfa-13929	93	23	institutions	institution	NOUN
ajfa-13929	93	24	.	.	PUNCT
ajfa-13929	94	1	on	on	ADP
ajfa-13929	94	2	the	the	DET
ajfa-13929	94	3	other	other	ADJ
ajfa-13929	94	4	hand	hand	NOUN
ajfa-13929	94	5	,	,	PUNCT
ajfa-13929	94	6	for	for	ADP
ajfa-13929	94	7	la	la	PROPN
ajfa-13929	94	8	porta	porta	NOUN
ajfa-13929	94	9	et	et	PROPN
ajfa-13929	94	10	al	al	PROPN
ajfa-13929	94	11	.	.	PROPN
ajfa-13929	94	12	(	(	PUNCT
ajfa-13929	94	13	2002	2002	NUM
ajfa-13929	94	14	)	)	PUNCT
ajfa-13929	94	15	,	,	PUNCT
ajfa-13929	94	16	state	state	NOUN
ajfa-13929	94	17	participation	participation	NOUN
ajfa-13929	94	18	in	in	ADP
ajfa-13929	94	19	commercial	commercial	ADJ
ajfa-13929	94	20	banks	bank	NOUN
ajfa-13929	94	21	is	be	AUX
ajfa-13929	94	22	a	a	DET
ajfa-13929	94	23	common	common	ADJ
ajfa-13929	94	24	fact	fact	NOUN
ajfa-13929	94	25	and	and	CCONJ
ajfa-13929	94	26	a	a	DET
ajfa-13929	94	27	clear	clear	ADJ
ajfa-13929	94	28	consideration	consideration	NOUN
ajfa-13929	94	29	of	of	ADP
ajfa-13929	94	30	their	their	PRON
ajfa-13929	94	31	inefficiency	inefficiency	NOUN
ajfa-13929	94	32	as	as	SCONJ
ajfa-13929	94	33	they	they	PRON
ajfa-13929	94	34	are	be	AUX
ajfa-13929	94	35	increasingly	increasingly	ADV
ajfa-13929	94	36	exposed	expose	VERB
ajfa-13929	94	37	to	to	ADP
ajfa-13929	94	38	risks	risk	NOUN
ajfa-13929	94	39	.	.	PUNCT
ajfa-13929	95	1	some	some	DET
ajfa-13929	95	2	studies	study	NOUN
ajfa-13929	95	3	have	have	AUX
ajfa-13929	95	4	focused	focus	VERB
ajfa-13929	95	5	on	on	ADP
ajfa-13929	95	6	the	the	DET
ajfa-13929	95	7	governance	governance	NOUN
ajfa-13929	95	8	of	of	ADP
ajfa-13929	95	9	banks	bank	NOUN
ajfa-13929	95	10	in	in	ADP
ajfa-13929	95	11	emerging	emerge	VERB
ajfa-13929	95	12	countries	country	NOUN
ajfa-13929	95	13	.	.	PUNCT
ajfa-13929	96	1	these	these	DET
ajfa-13929	96	2	studies	study	NOUN
ajfa-13929	96	3	point	point	VERB
ajfa-13929	96	4	out	out	ADP
ajfa-13929	96	5	that	that	SCONJ
ajfa-13929	96	6	for	for	ADP
ajfa-13929	96	7	banks	bank	NOUN
ajfa-13929	96	8	where	where	SCONJ
ajfa-13929	96	9	the	the	DET
ajfa-13929	96	10	state	state	NOUN
ajfa-13929	96	11	or	or	CCONJ
ajfa-13929	96	12	public	public	ADJ
ajfa-13929	96	13	institutions	institution	NOUN
ajfa-13929	96	14	hold	hold	VERB
ajfa-13929	96	15	a	a	DET
ajfa-13929	96	16	significant	significant	ADJ
ajfa-13929	96	17	portion	portion	NOUN
ajfa-13929	96	18	of	of	ADP
ajfa-13929	96	19	their	their	PRON
ajfa-13929	96	20	capital	capital	NOUN
ajfa-13929	96	21	,	,	PUNCT
ajfa-13929	96	22	their	their	PRON
ajfa-13929	96	23	results	result	NOUN
ajfa-13929	96	24	are	be	AUX
ajfa-13929	96	25	positive	positive	ADJ
ajfa-13929	96	26	,	,	PUNCT
ajfa-13929	96	27	representing	represent	VERB
ajfa-13929	96	28	their	their	PRON
ajfa-13929	96	29	efficiency	efficiency	NOUN
ajfa-13929	96	30	and	and	CCONJ
ajfa-13929	96	31	performance	performance	NOUN
ajfa-13929	96	32	.	.	PUNCT
ajfa-13929	97	1	lang	lang	PROPN
ajfa-13929	97	2	and	and	CCONJ
ajfa-13929	97	3	so	so	ADV
ajfa-13929	97	4	(	(	PUNCT
ajfa-13929	97	5	2002	2002	NUM
ajfa-13929	97	6	)	)	PUNCT
ajfa-13929	97	7	argue	argue	VERB
ajfa-13929	97	8	that	that	SCONJ
ajfa-13929	97	9	banks	bank	NOUN
ajfa-13929	97	10	characterized	characterize	VERB
ajfa-13929	97	11	by	by	ADP
ajfa-13929	97	12	the	the	DET
ajfa-13929	97	13	presence	presence	NOUN
ajfa-13929	97	14	of	of	ADP
ajfa-13929	97	15	the	the	DET
ajfa-13929	97	16	state	state	NOUN
ajfa-13929	97	17	are	be	AUX
ajfa-13929	97	18	under	under	ADP
ajfa-13929	97	19	increased	increase	VERB
ajfa-13929	97	20	pressure	pressure	NOUN
ajfa-13929	97	21	from	from	ADP
ajfa-13929	97	22	their	their	PRON
ajfa-13929	97	23	environment	environment	NOUN
ajfa-13929	97	24	and	and	CCONJ
ajfa-13929	97	25	more	more	ADV
ajfa-13929	97	26	intense	intense	ADJ
ajfa-13929	97	27	disciplinary	disciplinary	ADJ
ajfa-13929	97	28	effect	effect	NOUN
ajfa-13929	97	29	from	from	ADP
ajfa-13929	97	30	the	the	DET
ajfa-13929	97	31	financial	financial	ADJ
ajfa-13929	97	32	market	market	NOUN
ajfa-13929	97	33	.	.	PUNCT
ajfa-13929	98	1	as	as	ADP
ajfa-13929	98	2	a	a	DET
ajfa-13929	98	3	result	result	NOUN
ajfa-13929	98	4	,	,	PUNCT
ajfa-13929	98	5	state	state	NOUN
ajfa-13929	98	6	involvement	involvement	NOUN
ajfa-13929	98	7	in	in	ADP
ajfa-13929	98	8	strategic	strategic	ADJ
ajfa-13929	98	9	economic	economic	ADJ
ajfa-13929	98	10	sectors	sector	NOUN
ajfa-13929	98	11	such	such	ADJ
ajfa-13929	98	12	as	as	ADP
ajfa-13929	98	13	banks	bank	NOUN
ajfa-13929	98	14	is	be	AUX
ajfa-13929	98	15	needed	need	VERB
ajfa-13929	98	16	to	to	PART
ajfa-13929	98	17	accelerate	accelerate	VERB
ajfa-13929	98	18	growth	growth	NOUN
ajfa-13929	98	19	and	and	CCONJ
ajfa-13929	98	20	performance	performance	NOUN
ajfa-13929	98	21	.	.	PUNCT
ajfa-13929	99	1	on	on	ADP
ajfa-13929	99	2	the	the	DET
ajfa-13929	99	3	basis	basis	NOUN
ajfa-13929	99	4	of	of	ADP
ajfa-13929	99	5	the	the	DET
ajfa-13929	99	6	literature	literature	PROPN
ajfa-13929	99	7	review	review	PROPN
ajfa-13929	99	8	,	,	PUNCT
ajfa-13929	99	9	we	we	PRON
ajfa-13929	99	10	formulate	formulate	VERB
ajfa-13929	99	11	the	the	DET
ajfa-13929	99	12	following	follow	VERB
ajfa-13929	99	13	hypothesis	hypothesis	NOUN
ajfa-13929	99	14	:	:	PUNCT
ajfa-13929	99	15	h4	h4	PROPN
ajfa-13929	99	16	.	.	PUNCT
ajfa-13929	100	1	a	a	DET
ajfa-13929	100	2	high	high	ADJ
ajfa-13929	100	3	percentage	percentage	NOUN
ajfa-13929	100	4	of	of	ADP
ajfa-13929	100	5	directors	director	NOUN
ajfa-13929	100	6	representing	represent	VERB
ajfa-13929	100	7	the	the	DET
ajfa-13929	100	8	state	state	NOUN
ajfa-13929	100	9	reduces	reduce	VERB
ajfa-13929	100	10	the	the	DET
ajfa-13929	100	11	level	level	NOUN
ajfa-13929	100	12	of	of	ADP
ajfa-13929	100	13	credit	credit	NOUN
ajfa-13929	100	14	risk	risk	NOUN
ajfa-13929	100	15	and	and	CCONJ
ajfa-13929	100	16	increases	increase	VERB
ajfa-13929	100	17	liquidity	liquidity	NOUN
ajfa-13929	100	18	risks	risk	NOUN
ajfa-13929	100	19	.	.	PUNCT
ajfa-13929	101	1	2.3.2	2.3.2	NUM
ajfa-13929	101	2	foreign	foreign	ADJ
ajfa-13929	101	3	director	director	NOUN
ajfa-13929	101	4	ownership	ownership	NOUN
ajfa-13929	101	5	and	and	CCONJ
ajfa-13929	101	6	bank	bank	NOUN
ajfa-13929	101	7	risks	risk	VERB
ajfa-13929	101	8	the	the	DET
ajfa-13929	101	9	presence	presence	NOUN
ajfa-13929	101	10	of	of	ADP
ajfa-13929	101	11	foreign	foreign	ADJ
ajfa-13929	101	12	investors	investor	NOUN
ajfa-13929	101	13	reinforces	reinforce	VERB
ajfa-13929	101	14	surveillance	surveillance	NOUN
ajfa-13929	101	15	activities	activity	NOUN
ajfa-13929	101	16	and	and	CCONJ
ajfa-13929	101	17	encourages	encourage	VERB
ajfa-13929	101	18	the	the	DET
ajfa-13929	101	19	bank	bank	NOUN
ajfa-13929	101	20	's	's	PART
ajfa-13929	101	21	management	management	NOUN
ajfa-13929	101	22	to	to	PART
ajfa-13929	101	23	adopt	adopt	VERB
ajfa-13929	101	24	more	more	ADV
ajfa-13929	101	25	effective	effective	ADJ
ajfa-13929	101	26	strategic	strategic	ADJ
ajfa-13929	101	27	and	and	CCONJ
ajfa-13929	101	28	operational	operational	ADJ
ajfa-13929	101	29	practices	practice	NOUN
ajfa-13929	101	30	.	.	PUNCT
ajfa-13929	102	1	in	in	ADP
ajfa-13929	102	2	fact	fact	NOUN
ajfa-13929	102	3	,	,	PUNCT
ajfa-13929	102	4	banks	bank	NOUN
ajfa-13929	102	5	with	with	ADP
ajfa-13929	102	6	a	a	DET
ajfa-13929	102	7	high	high	ADJ
ajfa-13929	102	8	participation	participation	NOUN
ajfa-13929	102	9	of	of	ADP
ajfa-13929	102	10	foreign	foreign	ADJ
ajfa-13929	102	11	directors	director	NOUN
ajfa-13929	102	12	have	have	VERB
ajfa-13929	102	13	better	well	ADJ
ajfa-13929	102	14	access	access	NOUN
ajfa-13929	102	15	to	to	ADP
ajfa-13929	102	16	capital	capital	NOUN
ajfa-13929	102	17	markets	market	NOUN
ajfa-13929	102	18	,	,	PUNCT
ajfa-13929	102	19	greater	great	ADJ
ajfa-13929	102	20	ability	ability	NOUN
ajfa-13929	102	21	to	to	ADP
ajfa-13929	102	22	asian	asian	ADJ
ajfa-13929	102	23	journal	journal	NOUN
ajfa-13929	102	24	of	of	ADP
ajfa-13929	102	25	finance	finance	PROPN
ajfa-13929	102	26	&	&	CCONJ
ajfa-13929	102	27	accounting	accounting	PROPN
ajfa-13929	102	28	issn	issn	PROPN
ajfa-13929	102	29	1946	1946	NUM
ajfa-13929	102	30	-	-	PUNCT
ajfa-13929	102	31	052x	052x	PROPN
ajfa-13929	102	32	2019	2019	NUM
ajfa-13929	102	33	,	,	PUNCT
ajfa-13929	102	34	vol	vol	NOUN
ajfa-13929	102	35	.	.	PROPN
ajfa-13929	103	1	11	11	NUM
ajfa-13929	103	2	,	,	PUNCT
ajfa-13929	103	3	no	no	INTJ
ajfa-13929	103	4	.	.	NOUN
ajfa-13929	103	5	2	2	NUM
ajfa-13929	103	6	ajfa.macrothink.org/	ajfa.macrothink.org/	NOUN
ajfa-13929	103	7	153	153	NUM
ajfa-13929	103	8	diversify	diversify	NOUN
ajfa-13929	103	9	risks	risk	NOUN
ajfa-13929	103	10	and	and	CCONJ
ajfa-13929	103	11	better	well	ADJ
ajfa-13929	103	12	opportunities	opportunity	NOUN
ajfa-13929	103	13	to	to	PART
ajfa-13929	103	14	offer	offer	VERB
ajfa-13929	103	15	some	some	PRON
ajfa-13929	103	16	of	of	ADP
ajfa-13929	103	17	their	their	PRON
ajfa-13929	103	18	services	service	NOUN
ajfa-13929	103	19	to	to	ADP
ajfa-13929	103	20	foreign	foreign	ADJ
ajfa-13929	103	21	clients	client	NOUN
ajfa-13929	103	22	that	that	PRON
ajfa-13929	103	23	are	be	AUX
ajfa-13929	103	24	difficult	difficult	ADJ
ajfa-13929	103	25	to	to	PART
ajfa-13929	103	26	access	access	VERB
ajfa-13929	103	27	at	at	ADP
ajfa-13929	103	28	local	local	ADJ
ajfa-13929	103	29	banks	bank	NOUN
ajfa-13929	103	30	.	.	PUNCT
ajfa-13929	104	1	on	on	ADP
ajfa-13929	104	2	the	the	DET
ajfa-13929	104	3	contrary	contrary	NOUN
ajfa-13929	104	4	,	,	PUNCT
ajfa-13929	104	5	in	in	ADP
ajfa-13929	104	6	the	the	DET
ajfa-13929	104	7	tunisian	tunisian	ADJ
ajfa-13929	104	8	context	context	NOUN
ajfa-13929	104	9	,	,	PUNCT
ajfa-13929	104	10	for	for	ADP
ajfa-13929	104	11	a	a	DET
ajfa-13929	104	12	sample	sample	NOUN
ajfa-13929	104	13	of	of	ADP
ajfa-13929	104	14	8	8	NUM
ajfa-13929	104	15	tunisian	tunisian	ADJ
ajfa-13929	104	16	commercial	commercial	ADJ
ajfa-13929	104	17	banks	bank	NOUN
ajfa-13929	104	18	,	,	PUNCT
ajfa-13929	104	19	chenini	chenini	NOUN
ajfa-13929	104	20	.	.	PUNCT
ajfa-13929	105	1	h	h	PROPN
ajfa-13929	105	2	and	and	CCONJ
ajfa-13929	105	3	jarboui	jarboui	PROPN
ajfa-13929	105	4	.	.	PUNCT
ajfa-13929	106	1	a	a	DET
ajfa-13929	106	2	(	(	PUNCT
ajfa-13929	106	3	2016	2016	NUM
ajfa-13929	106	4	)	)	PUNCT
ajfa-13929	106	5	proved	prove	VERB
ajfa-13929	106	6	that	that	SCONJ
ajfa-13929	106	7	a	a	DET
ajfa-13929	106	8	high	high	ADJ
ajfa-13929	106	9	percentage	percentage	NOUN
ajfa-13929	106	10	of	of	ADP
ajfa-13929	106	11	foreign	foreign	ADJ
ajfa-13929	106	12	administrators	administrator	NOUN
ajfa-13929	106	13	reveal	reveal	VERB
ajfa-13929	106	14	a	a	DET
ajfa-13929	106	15	negative	negative	ADJ
ajfa-13929	106	16	impact	impact	NOUN
ajfa-13929	106	17	on	on	ADP
ajfa-13929	106	18	performance	performance	NOUN
ajfa-13929	106	19	.	.	PUNCT
ajfa-13929	107	1	based	base	VERB
ajfa-13929	107	2	on	on	ADP
ajfa-13929	107	3	the	the	DET
ajfa-13929	107	4	review	review	NOUN
ajfa-13929	107	5	of	of	ADP
ajfa-13929	107	6	the	the	DET
ajfa-13929	107	7	literature	literature	NOUN
ajfa-13929	107	8	we	we	PRON
ajfa-13929	107	9	formulate	formulate	VERB
ajfa-13929	107	10	the	the	DET
ajfa-13929	107	11	following	follow	VERB
ajfa-13929	107	12	hypothesis	hypothesis	NOUN
ajfa-13929	107	13	:	:	PUNCT
ajfa-13929	107	14	h5	h5	PROPN
ajfa-13929	107	15	.	.	PUNCT
ajfa-13929	108	1	a	a	DET
ajfa-13929	108	2	high	high	ADJ
ajfa-13929	108	3	percentage	percentage	NOUN
ajfa-13929	108	4	of	of	ADP
ajfa-13929	108	5	foreign	foreign	ADJ
ajfa-13929	108	6	directors	director	NOUN
ajfa-13929	108	7	negatively	negatively	ADV
ajfa-13929	108	8	affect	affect	VERB
ajfa-13929	108	9	banking	banking	NOUN
ajfa-13929	108	10	risks	risk	NOUN
ajfa-13929	108	11	.	.	PUNCT
ajfa-13929	109	1	2.3.3	2.3.3	NUM
ajfa-13929	109	2	institutional	institutional	ADJ
ajfa-13929	109	3	investor	investor	NOUN
ajfa-13929	109	4	-	-	PUNCT
ajfa-13929	109	5	ownership	ownership	NOUN
ajfa-13929	109	6	and	and	CCONJ
ajfa-13929	109	7	bank	bank	NOUN
ajfa-13929	109	8	risks	risk	NOUN
ajfa-13929	109	9	david	david	PROPN
ajfa-13929	109	10	h	h	PROPN
ajfa-13929	109	11	et	et	PROPN
ajfa-13929	109	12	al	al	PROPN
ajfa-13929	109	13	.	.	PROPN
ajfa-13929	110	1	(	(	PUNCT
ajfa-13929	110	2	2012	2012	NUM
ajfa-13929	110	3	)	)	PUNCT
ajfa-13929	110	4	,	,	PUNCT
ajfa-13929	110	5	used	use	VERB
ajfa-13929	110	6	a	a	DET
ajfa-13929	110	7	sample	sample	NOUN
ajfa-13929	110	8	of	of	ADP
ajfa-13929	110	9	financial	financial	ADJ
ajfa-13929	110	10	companies	company	NOUN
ajfa-13929	110	11	from	from	ADP
ajfa-13929	110	12	30	30	NUM
ajfa-13929	110	13	countries	country	NOUN
ajfa-13929	110	14	that	that	PRON
ajfa-13929	110	15	were	be	AUX
ajfa-13929	110	16	at	at	ADP
ajfa-13929	110	17	the	the	DET
ajfa-13929	110	18	center	center	NOUN
ajfa-13929	110	19	of	of	ADP
ajfa-13929	110	20	the	the	DET
ajfa-13929	110	21	economic	economic	ADJ
ajfa-13929	110	22	crisis	crisis	NOUN
ajfa-13929	110	23	,	,	PUNCT
ajfa-13929	110	24	to	to	PART
ajfa-13929	110	25	show	show	VERB
ajfa-13929	110	26	that	that	SCONJ
ajfa-13929	110	27	institutional	institutional	ADJ
ajfa-13929	110	28	ownership	ownership	NOUN
ajfa-13929	110	29	defined	define	VERB
ajfa-13929	110	30	as	as	ADP
ajfa-13929	110	31	"	"	PUNCT
ajfa-13929	110	32	percentage	percentage	NOUN
ajfa-13929	110	33	of	of	ADP
ajfa-13929	110	34	shares	share	NOUN
ajfa-13929	110	35	held	hold	VERB
ajfa-13929	110	36	by	by	ADP
ajfa-13929	110	37	institutional	institutional	ADJ
ajfa-13929	110	38	investors	investor	NOUN
ajfa-13929	110	39	who	who	PRON
ajfa-13929	110	40	have	have	VERB
ajfa-13929	110	41	or	or	CCONJ
ajfa-13929	110	42	represent	represent	VERB
ajfa-13929	110	43	5	5	NUM
ajfa-13929	110	44	%	%	NOUN
ajfa-13929	110	45	of	of	ADP
ajfa-13929	110	46	capital	capital	NOUN
ajfa-13929	110	47	"	"	PUNCT
ajfa-13929	110	48	,	,	PUNCT
ajfa-13929	110	49	experienced	experience	VERB
ajfa-13929	110	50	better	well	ADJ
ajfa-13929	110	51	stock	stock	NOUN
ajfa-13929	110	52	returns	return	NOUN
ajfa-13929	110	53	during	during	ADP
ajfa-13929	110	54	the	the	DET
ajfa-13929	110	55	crisis	crisis	NOUN
ajfa-13929	110	56	period	period	NOUN
ajfa-13929	110	57	and	and	CCONJ
ajfa-13929	110	58	took	take	VERB
ajfa-13929	110	59	more	more	ADJ
ajfa-13929	110	60	risks	risk	NOUN
ajfa-13929	110	61	before	before	ADP
ajfa-13929	110	62	the	the	DET
ajfa-13929	110	63	crisis	crisis	NOUN
ajfa-13929	110	64	,	,	PUNCT
ajfa-13929	110	65	which	which	PRON
ajfa-13929	110	66	resulted	result	VERB
ajfa-13929	110	67	in	in	ADP
ajfa-13929	110	68	greater	great	ADJ
ajfa-13929	110	69	shareholder	shareholder	NOUN
ajfa-13929	110	70	losses	loss	NOUN
ajfa-13929	110	71	over	over	ADP
ajfa-13929	110	72	the	the	DET
ajfa-13929	110	73	same	same	ADJ
ajfa-13929	110	74	period	period	NOUN
ajfa-13929	110	75	.	.	PUNCT
ajfa-13929	111	1	vincent	vincent	PROPN
ajfa-13929	111	2	aebi	aebi	PROPN
ajfa-13929	111	3	et	et	PROPN
ajfa-13929	111	4	al	al	PROPN
ajfa-13929	111	5	.	.	PROPN
ajfa-13929	112	1	(	(	PUNCT
ajfa-13929	112	2	2012	2012	NUM
ajfa-13929	112	3	)	)	PUNCT
ajfa-13929	112	4	studied	study	VERB
ajfa-13929	112	5	whether	whether	SCONJ
ajfa-13929	112	6	risk	risk	NOUN
ajfa-13929	112	7	management	management	NOUN
ajfa-13929	112	8	is	be	AUX
ajfa-13929	112	9	linked	link	VERB
ajfa-13929	112	10	to	to	ADP
ajfa-13929	112	11	corporate	corporate	ADJ
ajfa-13929	112	12	governance	governance	NOUN
ajfa-13929	112	13	mechanisms	mechanism	NOUN
ajfa-13929	112	14	.	.	PUNCT
ajfa-13929	113	1	the	the	DET
ajfa-13929	113	2	results	result	NOUN
ajfa-13929	113	3	show	show	VERB
ajfa-13929	113	4	that	that	SCONJ
ajfa-13929	113	5	the	the	DET
ajfa-13929	113	6	percentage	percentage	NOUN
ajfa-13929	113	7	of	of	ADP
ajfa-13929	113	8	shares	share	NOUN
ajfa-13929	113	9	of	of	ADP
ajfa-13929	113	10	a	a	DET
ajfa-13929	113	11	bank	bank	NOUN
ajfa-13929	113	12	belonging	belong	VERB
ajfa-13929	113	13	to	to	ADP
ajfa-13929	113	14	major	major	ADJ
ajfa-13929	113	15	shareholders	shareholder	NOUN
ajfa-13929	113	16	holding	hold	VERB
ajfa-13929	113	17	5%or	5%or	NUM
ajfa-13929	113	18	more	more	ADJ
ajfa-13929	113	19	,	,	PUNCT
ajfa-13929	113	20	affects	affect	VERB
ajfa-13929	113	21	performance	performance	NOUN
ajfa-13929	113	22	and	and	CCONJ
ajfa-13929	113	23	banking	banking	NOUN
ajfa-13929	113	24	risk	risk	NOUN
ajfa-13929	113	25	.	.	PUNCT
ajfa-13929	114	1	in	in	ADP
ajfa-13929	114	2	the	the	DET
ajfa-13929	114	3	same	same	ADJ
ajfa-13929	114	4	context	context	NOUN
ajfa-13929	114	5	,	,	PUNCT
ajfa-13929	114	6	pathan	pathan	PROPN
ajfa-13929	114	7	,	,	PUNCT
ajfa-13929	114	8	s.	s.	PROPN
ajfa-13929	114	9	(	(	PUNCT
ajfa-13929	114	10	2009	2009	NUM
ajfa-13929	114	11	)	)	PUNCT
ajfa-13929	114	12	applied	apply	VERB
ajfa-13929	114	13	the	the	DET
ajfa-13929	114	14	zscore	zscore	NOUN
ajfa-13929	114	15	technique	technique	NOUN
ajfa-13929	114	16	to	to	ADP
ajfa-13929	114	17	a	a	DET
ajfa-13929	114	18	sample	sample	NOUN
ajfa-13929	114	19	of	of	ADP
ajfa-13929	114	20	212	212	NUM
ajfa-13929	114	21	large	large	ADJ
ajfa-13929	114	22	us	us	PROPN
ajfa-13929	114	23	financial	financial	ADJ
ajfa-13929	114	24	firms	firm	NOUN
ajfa-13929	114	25	for	for	ADP
ajfa-13929	114	26	a	a	DET
ajfa-13929	114	27	period	period	NOUN
ajfa-13929	114	28	from	from	ADP
ajfa-13929	114	29	1997	1997	NUM
ajfa-13929	114	30	-	-	SYM
ajfa-13929	114	31	2004	2004	NUM
ajfa-13929	114	32	.	.	PUNCT
ajfa-13929	115	1	this	this	DET
ajfa-13929	115	2	technique	technique	NOUN
ajfa-13929	115	3	showed	show	VERB
ajfa-13929	115	4	that	that	SCONJ
ajfa-13929	115	5	a	a	DET
ajfa-13929	115	6	lower	low	ADJ
ajfa-13929	115	7	percentage	percentage	NOUN
ajfa-13929	115	8	of	of	ADP
ajfa-13929	115	9	institutional	institutional	ADJ
ajfa-13929	115	10	investors	investor	NOUN
ajfa-13929	115	11	are	be	AUX
ajfa-13929	115	12	positively	positively	ADV
ajfa-13929	115	13	associated	associate	VERB
ajfa-13929	115	14	with	with	ADP
ajfa-13929	115	15	bank	bank	NOUN
ajfa-13929	115	16	risk	risk	NOUN
ajfa-13929	115	17	taking	take	VERB
ajfa-13929	115	18	as	as	ADP
ajfa-13929	115	19	banking	banking	NOUN
ajfa-13929	115	20	associates	associate	NOUN
ajfa-13929	115	21	.	.	PUNCT
ajfa-13929	116	1	h6	h6	PROPN
ajfa-13929	116	2	.	.	PUNCT
ajfa-13929	117	1	a	a	DET
ajfa-13929	117	2	high	high	ADJ
ajfa-13929	117	3	percentage	percentage	NOUN
ajfa-13929	117	4	of	of	ADP
ajfa-13929	117	5	institutional	institutional	ADJ
ajfa-13929	117	6	investors	investor	NOUN
ajfa-13929	117	7	holding	hold	VERB
ajfa-13929	117	8	5	5	NUM
ajfa-13929	117	9	%	%	NOUN
ajfa-13929	117	10	or	or	CCONJ
ajfa-13929	117	11	more	more	ADJ
ajfa-13929	117	12	of	of	ADP
ajfa-13929	117	13	capital	capital	NOUN
ajfa-13929	117	14	reduce	reduce	VERB
ajfa-13929	117	15	banking	banking	NOUN
ajfa-13929	117	16	risks	risk	NOUN
ajfa-13929	117	17	.	.	PUNCT
ajfa-13929	118	1	3	3	X
ajfa-13929	118	2	.	.	X
ajfa-13929	118	3	an	an	DET
ajfa-13929	118	4	overview	overview	NOUN
ajfa-13929	118	5	of	of	ADP
ajfa-13929	118	6	the	the	DET
ajfa-13929	118	7	tunisian	tunisian	ADJ
ajfa-13929	118	8	bank	bank	NOUN
ajfa-13929	118	9	system	system	NOUN
ajfa-13929	118	10	the	the	DET
ajfa-13929	118	11	banking	banking	NOUN
ajfa-13929	118	12	system	system	NOUN
ajfa-13929	118	13	has	have	AUX
ajfa-13929	118	14	seen	see	VERB
ajfa-13929	118	15	a	a	DET
ajfa-13929	118	16	reduction	reduction	NOUN
ajfa-13929	118	17	in	in	ADP
ajfa-13929	118	18	available	available	ADJ
ajfa-13929	118	19	liquidity	liquidity	NOUN
ajfa-13929	118	20	in	in	ADP
ajfa-13929	118	21	recent	recent	ADJ
ajfa-13929	118	22	years	year	NOUN
ajfa-13929	118	23	due	due	ADP
ajfa-13929	118	24	to	to	ADP
ajfa-13929	118	25	factors	factor	NOUN
ajfa-13929	118	26	such	such	ADJ
ajfa-13929	118	27	as	as	ADP
ajfa-13929	118	28	a	a	DET
ajfa-13929	118	29	large	large	ADJ
ajfa-13929	118	30	current	current	ADJ
ajfa-13929	118	31	account	account	NOUN
ajfa-13929	118	32	deficit	deficit	NOUN
ajfa-13929	118	33	of	of	ADP
ajfa-13929	118	34	about	about	ADV
ajfa-13929	118	35	9	9	NUM
ajfa-13929	118	36	%	%	NOUN
ajfa-13929	118	37	of	of	ADP
ajfa-13929	118	38	gdp	gdp	NOUN
ajfa-13929	118	39	in	in	ADP
ajfa-13929	118	40	2014	2014	NUM
ajfa-13929	118	41	.	.	PUNCT
ajfa-13929	119	1	in	in	ADP
ajfa-13929	119	2	order	order	NOUN
ajfa-13929	119	3	to	to	PART
ajfa-13929	119	4	remedy	remedy	VERB
ajfa-13929	119	5	this	this	DET
ajfa-13929	119	6	problem	problem	NOUN
ajfa-13929	119	7	and	and	CCONJ
ajfa-13929	119	8	consolidate	consolidate	VERB
ajfa-13929	119	9	this	this	DET
ajfa-13929	119	10	segment	segment	NOUN
ajfa-13929	119	11	,	,	PUNCT
ajfa-13929	119	12	the	the	DET
ajfa-13929	119	13	authorities	authority	NOUN
ajfa-13929	119	14	launched	launch	VERB
ajfa-13929	119	15	in	in	ADP
ajfa-13929	119	16	2014	2014	NUM
ajfa-13929	119	17	an	an	DET
ajfa-13929	119	18	audit	audit	NOUN
ajfa-13929	119	19	of	of	ADP
ajfa-13929	119	20	the	the	DET
ajfa-13929	119	21	three	three	NUM
ajfa-13929	119	22	main	main	ADJ
ajfa-13929	119	23	public	public	ADJ
ajfa-13929	119	24	institutions	institution	NOUN
ajfa-13929	119	25	.	.	PUNCT
ajfa-13929	120	1	in	in	ADP
ajfa-13929	120	2	2015	2015	NUM
ajfa-13929	120	3	,	,	PUNCT
ajfa-13929	120	4	the	the	DET
ajfa-13929	120	5	three	three	NUM
ajfa-13929	120	6	state	state	NOUN
ajfa-13929	120	7	-	-	PUNCT
ajfa-13929	120	8	owned	own	VERB
ajfa-13929	120	9	tunisian	tunisian	ADJ
ajfa-13929	120	10	banks	bank	NOUN
ajfa-13929	120	11	"	"	PUNCT
ajfa-13929	120	12	stb	stb	PROPN
ajfa-13929	120	13	,	,	PUNCT
ajfa-13929	120	14	bna	bna	PROPN
ajfa-13929	120	15	and	and	CCONJ
ajfa-13929	120	16	bh	bh	PROPN
ajfa-13929	120	17	"	"	PUNCT
ajfa-13929	120	18	represented	represent	VERB
ajfa-13929	120	19	38	38	NUM
ajfa-13929	120	20	%	%	NOUN
ajfa-13929	120	21	of	of	ADP
ajfa-13929	120	22	total	total	ADJ
ajfa-13929	120	23	assets	asset	NOUN
ajfa-13929	120	24	.	.	PUNCT
ajfa-13929	121	1	their	their	PRON
ajfa-13929	121	2	future	future	NOUN
ajfa-13929	121	3	seems	seem	VERB
ajfa-13929	121	4	vital	vital	ADJ
ajfa-13929	121	5	for	for	ADP
ajfa-13929	121	6	the	the	DET
ajfa-13929	121	7	system	system	NOUN
ajfa-13929	121	8	.	.	PUNCT
ajfa-13929	122	1	in	in	ADP
ajfa-13929	122	2	2015	2015	NUM
ajfa-13929	122	3	,	,	PUNCT
ajfa-13929	122	4	in	in	ADP
ajfa-13929	122	5	order	order	NOUN
ajfa-13929	122	6	to	to	PART
ajfa-13929	122	7	carry	carry	VERB
ajfa-13929	122	8	out	out	ADP
ajfa-13929	122	9	a	a	DET
ajfa-13929	122	10	radical	radical	ADJ
ajfa-13929	122	11	restructuring	restructuring	NOUN
ajfa-13929	122	12	for	for	ADP
ajfa-13929	122	13	the	the	DET
ajfa-13929	122	14	benefit	benefit	NOUN
ajfa-13929	122	15	of	of	ADP
ajfa-13929	122	16	the	the	DET
ajfa-13929	122	17	public	public	ADJ
ajfa-13929	122	18	banks	bank	NOUN
ajfa-13929	122	19	reforms	reform	NOUN
ajfa-13929	122	20	were	be	AUX
ajfa-13929	122	21	introduced	introduce	VERB
ajfa-13929	122	22	.	.	PUNCT
ajfa-13929	123	1	the	the	DET
ajfa-13929	123	2	objective	objective	NOUN
ajfa-13929	123	3	of	of	ADP
ajfa-13929	123	4	such	such	DET
ajfa-13929	123	5	a	a	DET
ajfa-13929	123	6	restructuring	restructuring	NOUN
ajfa-13929	123	7	is	be	AUX
ajfa-13929	123	8	to	to	PART
ajfa-13929	123	9	make	make	VERB
ajfa-13929	123	10	the	the	DET
ajfa-13929	123	11	latter	latter	ADJ
ajfa-13929	123	12	more	more	ADV
ajfa-13929	123	13	competitive	competitive	ADJ
ajfa-13929	123	14	and	and	CCONJ
ajfa-13929	123	15	put	put	VERB
ajfa-13929	123	16	them	they	PRON
ajfa-13929	123	17	in	in	ADP
ajfa-13929	123	18	a	a	DET
ajfa-13929	123	19	better	well	ADJ
ajfa-13929	123	20	position	position	NOUN
ajfa-13929	123	21	to	to	PART
ajfa-13929	123	22	finance	finance	VERB
ajfa-13929	123	23	the	the	DET
ajfa-13929	123	24	economy	economy	NOUN
ajfa-13929	123	25	.	.	PUNCT
ajfa-13929	124	1	specifically	specifically	ADV
ajfa-13929	124	2	,	,	PUNCT
ajfa-13929	124	3	in	in	ADP
ajfa-13929	124	4	july	july	PROPN
ajfa-13929	124	5	2015	2015	NUM
ajfa-13929	124	6	,	,	PUNCT
ajfa-13929	124	7	the	the	DET
ajfa-13929	124	8	government	government	NOUN
ajfa-13929	124	9	decided	decide	VERB
ajfa-13929	124	10	to	to	PART
ajfa-13929	124	11	restructure	restructure	VERB
ajfa-13929	124	12	these	these	DET
ajfa-13929	124	13	three	three	NUM
ajfa-13929	124	14	state	state	NOUN
ajfa-13929	124	15	-	-	PUNCT
ajfa-13929	124	16	owned	own	VERB
ajfa-13929	124	17	banks3	banks3	NOUN
ajfa-13929	124	18	.	.	PUNCT
ajfa-13929	125	1	in	in	ADP
ajfa-13929	125	2	tunisia	tunisia	PROPN
ajfa-13929	125	3	,	,	PUNCT
ajfa-13929	125	4	bank	bank	NOUN
ajfa-13929	125	5	loans	loan	NOUN
ajfa-13929	125	6	to	to	ADP
ajfa-13929	125	7	the	the	DET
ajfa-13929	125	8	economy	economy	NOUN
ajfa-13929	125	9	in	in	ADP
ajfa-13929	125	10	december	december	PROPN
ajfa-13929	125	11	2016	2016	NUM
ajfa-13929	125	12	amounted	amount	VERB
ajfa-13929	125	13	to	to	ADP
ajfa-13929	125	14	65.1	65.1	NUM
ajfa-13929	125	15	billion	billion	NUM
ajfa-13929	125	16	dinars	dinar	NOUN
ajfa-13929	125	17	data	datum	NOUN
ajfa-13929	125	18	from	from	ADP
ajfa-13929	125	19	the	the	DET
ajfa-13929	125	20	central	central	ADJ
ajfa-13929	125	21	bank	bank	PROPN
ajfa-13929	125	22	of	of	ADP
ajfa-13929	125	23	tunisia	tunisia	PROPN
ajfa-13929	125	24	.	.	PUNCT
ajfa-13929	126	1	this	this	PRON
ajfa-13929	126	2	rose	rise	VERB
ajfa-13929	126	3	from	from	ADP
ajfa-13929	126	4	tnd59.4	tnd59.4	PROPN
ajfa-13929	126	5	billion	billion	NUM
ajfa-13929	126	6	a	a	DET
ajfa-13929	126	7	year	year	NOUN
ajfa-13929	126	8	earlier	early	ADV
ajfa-13929	126	9	,	,	PUNCT
ajfa-13929	126	10	a	a	DET
ajfa-13929	126	11	9.6	9.6	NUM
ajfa-13929	126	12	%	%	NOUN
ajfa-13929	126	13	increase	increase	NOUN
ajfa-13929	126	14	.	.	PUNCT
ajfa-13929	127	1	bank	bank	NOUN
ajfa-13929	127	2	loans	loan	NOUN
ajfa-13929	127	3	from	from	ADP
ajfa-13929	127	4	two	two	NUM
ajfa-13929	127	5	years	year	NOUN
ajfa-13929	127	6	earlier	early	ADV
ajfa-13929	127	7	had	have	AUX
ajfa-13929	127	8	been	be	AUX
ajfa-13929	127	9	tnd56	tnd56	NOUN
ajfa-13929	127	10	billion	billion	NUM
ajfa-13929	127	11	,	,	PUNCT
ajfa-13929	127	12	marking	mark	VERB
ajfa-13929	127	13	an	an	DET
ajfa-13929	127	14	increase	increase	NOUN
ajfa-13929	127	15	of	of	ADP
ajfa-13929	127	16	16.3	16.3	NUM
ajfa-13929	127	17	%	%	NOUN
ajfa-13929	127	18	over	over	ADP
ajfa-13929	127	19	that	that	DET
ajfa-13929	127	20	period	period	NOUN
ajfa-13929	127	21	.	.	PUNCT
ajfa-13929	128	1	government	government	NOUN
ajfa-13929	128	2	bank	bank	PROPN
ajfa-13929	128	3	credit	credit	NOUN
ajfa-13929	128	4	had	have	AUX
ajfa-13929	128	5	further	far	ADV
ajfa-13929	128	6	increased	increase	VERB
ajfa-13929	128	7	to	to	ADP
ajfa-13929	128	8	8.5	8.5	NUM
ajfa-13929	128	9	billion	billion	NUM
ajfa-13929	128	10	dinars	dinar	NOUN
ajfa-13929	128	11	in	in	ADP
ajfa-13929	128	12	november	november	PROPN
ajfa-13929	128	13	2016	2016	NUM
ajfa-13929	128	14	,	,	PUNCT
ajfa-13929	128	15	against	against	ADP
ajfa-13929	128	16	7.2	7.2	NUM
ajfa-13929	128	17	billion	billion	NUM
ajfa-13929	128	18	dinars	dinar	NOUN
ajfa-13929	128	19	at	at	ADP
ajfa-13929	128	20	the	the	DET
ajfa-13929	128	21	end	end	NOUN
ajfa-13929	128	22	of	of	ADP
ajfa-13929	128	23	2015	2015	NUM
ajfa-13929	128	24	,	,	PUNCT
ajfa-13929	128	25	with	with	ADP
ajfa-13929	128	26	total	total	ADJ
ajfa-13929	128	27	loans	loan	NOUN
ajfa-13929	128	28	equal	equal	ADJ
ajfa-13929	128	29	to	to	ADP
ajfa-13929	128	30	tnd	tnd	PROPN
ajfa-13929	128	31	6,818	6,818	NUM
ajfa-13929	128	32	m	m	NOUN
ajfa-13929	128	33	at	at	ADP
ajfa-13929	128	34	the	the	DET
ajfa-13929	128	35	end	end	NOUN
ajfa-13929	128	36	of	of	ADP
ajfa-13929	128	37	2015	2015	NUM
ajfa-13929	128	38	and	and	CCONJ
ajfa-13929	128	39	tnd7,286	tnd7,286	NOUN
ajfa-13929	128	40	m	m	NOUN
ajfa-13929	128	41	at	at	ADP
ajfa-13929	128	42	the	the	DET
ajfa-13929	128	43	end	end	NOUN
ajfa-13929	128	44	of	of	ADP
ajfa-13929	128	45	2016	2016	NUM
ajfa-13929	128	46	.	.	PUNCT
ajfa-13929	129	1	3	3	NUM
ajfa-13929	129	2	by	by	ADP
ajfa-13929	129	3	recapitalizing	recapitalize	VERB
ajfa-13929	129	4	stb	stb	PROPN
ajfa-13929	129	5	and	and	CCONJ
ajfa-13929	129	6	bh	bh	PROPN
ajfa-13929	129	7	banks	bank	NOUN
ajfa-13929	129	8	with	with	ADP
ajfa-13929	129	9	respective	respective	ADJ
ajfa-13929	129	10	amounts	amount	NOUN
ajfa-13929	129	11	of	of	ADP
ajfa-13929	129	12	tnd756	tnd756	PROPN
ajfa-13929	129	13	m	m	PROPN
ajfa-13929	129	14	and	and	CCONJ
ajfa-13929	129	15	tnd110	tnd110	PROPN
ajfa-13929	129	16	m.	m.	NOUN
ajfa-13929	129	17	asian	asian	PROPN
ajfa-13929	129	18	journal	journal	PROPN
ajfa-13929	129	19	of	of	ADP
ajfa-13929	129	20	finance	finance	PROPN
ajfa-13929	129	21	&	&	CCONJ
ajfa-13929	129	22	accounting	accounting	PROPN
ajfa-13929	129	23	issn	issn	PROPN
ajfa-13929	129	24	1946	1946	NUM
ajfa-13929	129	25	-	-	PUNCT
ajfa-13929	129	26	052x	052x	PROPN
ajfa-13929	129	27	2019	2019	NUM
ajfa-13929	129	28	,	,	PUNCT
ajfa-13929	129	29	vol	vol	NOUN
ajfa-13929	129	30	.	.	PROPN
ajfa-13929	130	1	11	11	NUM
ajfa-13929	130	2	,	,	PUNCT
ajfa-13929	130	3	no	no	INTJ
ajfa-13929	130	4	.	.	NOUN
ajfa-13929	130	5	2	2	NUM
ajfa-13929	130	6	ajfa.macrothink.org/	ajfa.macrothink.org/	NOUN
ajfa-13929	130	7	154	154	NUM
ajfa-13929	130	8	graph1	graph1	NOUN
ajfa-13929	130	9	shows	show	VERB
ajfa-13929	130	10	an	an	DET
ajfa-13929	130	11	average	average	ADJ
ajfa-13929	130	12	annual	annual	ADJ
ajfa-13929	130	13	evolution	evolution	NOUN
ajfa-13929	130	14	in	in	ADP
ajfa-13929	130	15	the	the	DET
ajfa-13929	130	16	two	two	NUM
ajfa-13929	130	17	main	main	ADJ
ajfa-13929	130	18	banking	banking	NOUN
ajfa-13929	130	19	risks	risk	NOUN
ajfa-13929	130	20	over	over	ADP
ajfa-13929	130	21	the	the	DET
ajfa-13929	130	22	period	period	NOUN
ajfa-13929	130	23	19982015	19982015	NUM
ajfa-13929	130	24	.	.	PUNCT
ajfa-13929	131	1	these	these	PRON
ajfa-13929	131	2	are	be	AUX
ajfa-13929	131	3	credit	credit	NOUN
ajfa-13929	131	4	risk	risk	NOUN
ajfa-13929	131	5	(	(	PUNCT
ajfa-13929	131	6	rcdr	rcdr	ADJ
ajfa-13929	131	7	)	)	PUNCT
ajfa-13929	131	8	and	and	CCONJ
ajfa-13929	131	9	liquidity	liquidity	NOUN
ajfa-13929	131	10	risk	risk	NOUN
ajfa-13929	131	11	(	(	PUNCT
ajfa-13929	131	12	liqr	liqr	NOUN
ajfa-13929	131	13	)	)	PUNCT
ajfa-13929	131	14	.	.	PUNCT
ajfa-13929	132	1	credit	credit	NOUN
ajfa-13929	132	2	risk	risk	NOUN
ajfa-13929	132	3	(	(	PUNCT
ajfa-13929	132	4	rcdr	rcdr	NOUN
ajfa-13929	132	5	)	)	PUNCT
ajfa-13929	132	6	has	have	AUX
ajfa-13929	132	7	been	be	AUX
ajfa-13929	132	8	almost	almost	ADV
ajfa-13929	132	9	stable	stable	ADJ
ajfa-13929	132	10	over	over	ADP
ajfa-13929	132	11	the	the	DET
ajfa-13929	132	12	period	period	NOUN
ajfa-13929	132	13	1998	1998	NUM
ajfa-13929	132	14	-	-	SYM
ajfa-13929	132	15	2015	2015	NUM
ajfa-13929	132	16	.	.	PUNCT
ajfa-13929	133	1	this	this	DET
ajfa-13929	133	2	risk	risk	NOUN
ajfa-13929	133	3	was	be	AUX
ajfa-13929	133	4	approximately	approximately	ADV
ajfa-13929	133	5	52.11	52.11	NUM
ajfa-13929	133	6	%	%	NOUN
ajfa-13929	133	7	in	in	ADP
ajfa-13929	133	8	1998	1998	NUM
ajfa-13929	133	9	and	and	CCONJ
ajfa-13929	133	10	reached	reach	VERB
ajfa-13929	133	11	69.30	69.30	NUM
ajfa-13929	133	12	%	%	NOUN
ajfa-13929	133	13	in	in	ADP
ajfa-13929	133	14	2015	2015	NUM
ajfa-13929	133	15	.	.	PUNCT
ajfa-13929	134	1	during	during	ADP
ajfa-13929	134	2	this	this	DET
ajfa-13929	134	3	period	period	NOUN
ajfa-13929	134	4	,	,	PUNCT
ajfa-13929	134	5	the	the	DET
ajfa-13929	134	6	level	level	NOUN
ajfa-13929	134	7	of	of	ADP
ajfa-13929	134	8	credit	credit	NOUN
ajfa-13929	134	9	risk	risk	NOUN
ajfa-13929	134	10	was	be	AUX
ajfa-13929	134	11	approximately	approximately	ADV
ajfa-13929	134	12	75	75	NUM
ajfa-13929	134	13	%	%	NOUN
ajfa-13929	134	14	.	.	PUNCT
ajfa-13929	135	1	regarding	regard	VERB
ajfa-13929	135	2	the	the	DET
ajfa-13929	135	3	liquidity	liquidity	NOUN
ajfa-13929	135	4	risk	risk	NOUN
ajfa-13929	135	5	of	of	ADP
ajfa-13929	135	6	tunisian	tunisian	ADJ
ajfa-13929	135	7	banks	bank	NOUN
ajfa-13929	135	8	,	,	PUNCT
ajfa-13929	135	9	it	it	PRON
ajfa-13929	135	10	can	can	AUX
ajfa-13929	135	11	be	be	AUX
ajfa-13929	135	12	interpreted	interpret	VERB
ajfa-13929	135	13	in	in	ADP
ajfa-13929	135	14	three	three	NUM
ajfa-13929	135	15	phases	phase	NOUN
ajfa-13929	135	16	.	.	PUNCT
ajfa-13929	136	1	from	from	ADP
ajfa-13929	136	2	2000	2000	NUM
ajfa-13929	136	3	to	to	ADP
ajfa-13929	136	4	2005	2005	NUM
ajfa-13929	136	5	,	,	PUNCT
ajfa-13929	136	6	the	the	DET
ajfa-13929	136	7	level	level	NOUN
ajfa-13929	136	8	of	of	ADP
ajfa-13929	136	9	liquidity	liquidity	NOUN
ajfa-13929	136	10	risk	risk	NOUN
ajfa-13929	136	11	was	be	AUX
ajfa-13929	136	12	around	around	ADV
ajfa-13929	136	13	100	100	NUM
ajfa-13929	136	14	%	%	NOUN
ajfa-13929	136	15	.	.	PUNCT
ajfa-13929	137	1	this	this	PRON
ajfa-13929	137	2	means	mean	VERB
ajfa-13929	137	3	that	that	SCONJ
ajfa-13929	137	4	deposits	deposit	NOUN
ajfa-13929	137	5	were	be	AUX
ajfa-13929	137	6	almost	almost	ADV
ajfa-13929	137	7	equal	equal	ADJ
ajfa-13929	137	8	to	to	ADP
ajfa-13929	137	9	the	the	DET
ajfa-13929	137	10	amount	amount	NOUN
ajfa-13929	137	11	of	of	ADP
ajfa-13929	137	12	credits	credit	NOUN
ajfa-13929	137	13	.	.	PUNCT
ajfa-13929	138	1	tunisian	tunisian	ADJ
ajfa-13929	138	2	banks	bank	NOUN
ajfa-13929	138	3	have	have	AUX
ajfa-13929	138	4	tried	try	VERB
ajfa-13929	138	5	to	to	PART
ajfa-13929	138	6	cover	cover	VERB
ajfa-13929	138	7	the	the	DET
ajfa-13929	138	8	credits	credit	NOUN
ajfa-13929	138	9	granted	grant	VERB
ajfa-13929	138	10	by	by	ADP
ajfa-13929	138	11	the	the	DET
ajfa-13929	138	12	deposits	deposit	NOUN
ajfa-13929	138	13	collected	collect	VERB
ajfa-13929	138	14	.	.	PUNCT
ajfa-13929	139	1	the	the	DET
ajfa-13929	139	2	second	second	ADJ
ajfa-13929	139	3	phase	phase	NOUN
ajfa-13929	139	4	covers	cover	VERB
ajfa-13929	139	5	the	the	DET
ajfa-13929	139	6	period	period	NOUN
ajfa-13929	139	7	2007	2007	NUM
ajfa-13929	139	8	-	-	SYM
ajfa-13929	139	9	2009	2009	NUM
ajfa-13929	139	10	.	.	PUNCT
ajfa-13929	140	1	during	during	ADP
ajfa-13929	140	2	this	this	DET
ajfa-13929	140	3	period	period	NOUN
ajfa-13929	140	4	,	,	PUNCT
ajfa-13929	140	5	the	the	DET
ajfa-13929	140	6	level	level	NOUN
ajfa-13929	140	7	of	of	ADP
ajfa-13929	140	8	liquidity	liquidity	NOUN
ajfa-13929	140	9	risk	risk	NOUN
ajfa-13929	140	10	increased	increase	VERB
ajfa-13929	140	11	.	.	PUNCT
ajfa-13929	141	1	this	this	DET
ajfa-13929	141	2	increase	increase	NOUN
ajfa-13929	141	3	does	do	AUX
ajfa-13929	141	4	not	not	PART
ajfa-13929	141	5	explain	explain	VERB
ajfa-13929	141	6	the	the	DET
ajfa-13929	141	7	increase	increase	NOUN
ajfa-13929	141	8	in	in	ADP
ajfa-13929	141	9	credits	credit	NOUN
ajfa-13929	141	10	granted	grant	VERB
ajfa-13929	141	11	.	.	PUNCT
ajfa-13929	142	1	on	on	ADP
ajfa-13929	142	2	the	the	DET
ajfa-13929	142	3	contrary	contrary	NOUN
ajfa-13929	142	4	,	,	PUNCT
ajfa-13929	142	5	this	this	PRON
ajfa-13929	142	6	reflects	reflect	VERB
ajfa-13929	142	7	the	the	DET
ajfa-13929	142	8	low	low	ADJ
ajfa-13929	142	9	level	level	NOUN
ajfa-13929	142	10	of	of	ADP
ajfa-13929	142	11	deposits	deposit	NOUN
ajfa-13929	142	12	received	receive	VERB
ajfa-13929	142	13	by	by	ADP
ajfa-13929	142	14	banks	bank	NOUN
ajfa-13929	142	15	.	.	PUNCT
ajfa-13929	143	1	the	the	DET
ajfa-13929	143	2	international	international	ADJ
ajfa-13929	143	3	financial	financial	ADJ
ajfa-13929	143	4	crisis	crisis	NOUN
ajfa-13929	143	5	of	of	ADP
ajfa-13929	143	6	2008	2008	NUM
ajfa-13929	143	7	was	be	AUX
ajfa-13929	143	8	followed	follow	VERB
ajfa-13929	143	9	by	by	ADP
ajfa-13929	143	10	a	a	DET
ajfa-13929	143	11	decline	decline	NOUN
ajfa-13929	143	12	in	in	ADP
ajfa-13929	143	13	the	the	DET
ajfa-13929	143	14	level	level	NOUN
ajfa-13929	143	15	of	of	ADP
ajfa-13929	143	16	depositor	depositor	NOUN
ajfa-13929	143	17	confidence	confidence	NOUN
ajfa-13929	143	18	in	in	ADP
ajfa-13929	143	19	banking	banking	NOUN
ajfa-13929	143	20	institutions	institution	NOUN
ajfa-13929	143	21	.	.	PUNCT
ajfa-13929	144	1	for	for	ADP
ajfa-13929	144	2	this	this	DET
ajfa-13929	144	3	reason	reason	NOUN
ajfa-13929	144	4	,	,	PUNCT
ajfa-13929	144	5	they	they	PRON
ajfa-13929	144	6	preferred	prefer	VERB
ajfa-13929	144	7	to	to	PART
ajfa-13929	144	8	withdraw	withdraw	VERB
ajfa-13929	144	9	and/or	and/or	CCONJ
ajfa-13929	144	10	keep	keep	VERB
ajfa-13929	144	11	their	their	PRON
ajfa-13929	144	12	capital	capital	NOUN
ajfa-13929	144	13	outside	outside	ADP
ajfa-13929	144	14	banks	bank	NOUN
ajfa-13929	144	15	.	.	PUNCT
ajfa-13929	145	1	however	however	ADV
ajfa-13929	145	2	,	,	PUNCT
ajfa-13929	145	3	in	in	ADP
ajfa-13929	145	4	the	the	DET
ajfa-13929	145	5	third	third	ADJ
ajfa-13929	145	6	phase	phase	NOUN
ajfa-13929	145	7	,	,	PUNCT
ajfa-13929	145	8	which	which	PRON
ajfa-13929	145	9	covers	cover	VERB
ajfa-13929	145	10	the	the	DET
ajfa-13929	145	11	period	period	NOUN
ajfa-13929	145	12	2010	2010	NUM
ajfa-13929	145	13	-	-	SYM
ajfa-13929	145	14	2015	2015	NUM
ajfa-13929	145	15	,	,	PUNCT
ajfa-13929	145	16	the	the	DET
ajfa-13929	145	17	descriptive	descriptive	ADJ
ajfa-13929	145	18	statistics	statistic	NOUN
ajfa-13929	145	19	indicate	indicate	VERB
ajfa-13929	145	20	a	a	DET
ajfa-13929	145	21	stable	stable	ADJ
ajfa-13929	145	22	level	level	NOUN
ajfa-13929	145	23	of	of	ADP
ajfa-13929	145	24	liquidity	liquidity	NOUN
ajfa-13929	145	25	risk	risk	NOUN
ajfa-13929	145	26	around	around	ADP
ajfa-13929	145	27	100	100	NUM
ajfa-13929	145	28	%	%	NOUN
ajfa-13929	145	29	.	.	PUNCT
ajfa-13929	146	1	it	it	PRON
ajfa-13929	146	2	can	can	AUX
ajfa-13929	146	3	be	be	AUX
ajfa-13929	146	4	considered	consider	VERB
ajfa-13929	146	5	that	that	SCONJ
ajfa-13929	146	6	the	the	DET
ajfa-13929	146	7	credits	credit	NOUN
ajfa-13929	146	8	granted4	granted4	X
ajfa-13929	146	9	were	be	AUX
ajfa-13929	146	10	covered	cover	VERB
ajfa-13929	146	11	by	by	ADP
ajfa-13929	146	12	the	the	DET
ajfa-13929	146	13	deposits	deposit	NOUN
ajfa-13929	146	14	collected5	collected5	VERB
ajfa-13929	146	15	.	.	PUNCT
ajfa-13929	147	1	graph1	graph1	NOUN
ajfa-13929	147	2	.	.	PUNCT
ajfa-13929	148	1	average	average	ADJ
ajfa-13929	148	2	annual	annual	ADJ
ajfa-13929	148	3	evolution	evolution	NOUN
ajfa-13929	148	4	of	of	ADP
ajfa-13929	148	5	risk	risk	NOUN
ajfa-13929	148	6	indicators	indicator	NOUN
ajfa-13929	148	7	for	for	ADP
ajfa-13929	148	8	tunisian	tunisian	ADJ
ajfa-13929	148	9	banks	bank	NOUN
ajfa-13929	148	10	during	during	ADP
ajfa-13929	148	11	the	the	DET
ajfa-13929	148	12	period	period	NOUN
ajfa-13929	148	13	19982015	19982015	NUM
ajfa-13929	148	14	source	source	NOUN
ajfa-13929	148	15	:	:	PUNCT
ajfa-13929	148	16	graph	graph	NOUN
ajfa-13929	148	17	developed	develop	VERB
ajfa-13929	148	18	by	by	ADP
ajfa-13929	148	19	the	the	DET
ajfa-13929	148	20	authors	author	NOUN
ajfa-13929	148	21	from	from	ADP
ajfa-13929	148	22	the	the	DET
ajfa-13929	148	23	annual	annual	ADJ
ajfa-13929	148	24	reports	report	NOUN
ajfa-13929	148	25	of	of	ADP
ajfa-13929	148	26	banks	bank	NOUN
ajfa-13929	148	27	.	.	PUNCT
ajfa-13929	149	1	4	4	X
ajfa-13929	149	2	.	.	X
ajfa-13929	149	3	empirical	empirical	ADJ
ajfa-13929	149	4	analysis	analysis	NOUN
ajfa-13929	149	5	in	in	ADP
ajfa-13929	149	6	this	this	DET
ajfa-13929	149	7	part	part	NOUN
ajfa-13929	149	8	of	of	ADP
ajfa-13929	149	9	our	our	PRON
ajfa-13929	149	10	study	study	NOUN
ajfa-13929	149	11	,	,	PUNCT
ajfa-13929	149	12	we	we	PRON
ajfa-13929	149	13	will	will	AUX
ajfa-13929	149	14	begin	begin	VERB
ajfa-13929	149	15	by	by	ADP
ajfa-13929	149	16	presenting	present	VERB
ajfa-13929	149	17	the	the	DET
ajfa-13929	149	18	data	datum	NOUN
ajfa-13929	149	19	and	and	CCONJ
ajfa-13929	149	20	the	the	DET
ajfa-13929	149	21	methodology	methodology	NOUN
ajfa-13929	149	22	.	.	PUNCT
ajfa-13929	150	1	second	second	ADJ
ajfa-13929	150	2	,	,	PUNCT
ajfa-13929	150	3	we	we	PRON
ajfa-13929	150	4	will	will	AUX
ajfa-13929	150	5	specify	specify	VERB
ajfa-13929	150	6	the	the	DET
ajfa-13929	150	7	econometric	econometric	ADJ
ajfa-13929	150	8	model	model	NOUN
ajfa-13929	150	9	used	use	VERB
ajfa-13929	150	10	.	.	PUNCT
ajfa-13929	151	1	the	the	DET
ajfa-13929	151	2	definition	definition	NOUN
ajfa-13929	151	3	and	and	CCONJ
ajfa-13929	151	4	measurement	measurement	NOUN
ajfa-13929	151	5	of	of	ADP
ajfa-13929	151	6	variables	variable	NOUN
ajfa-13929	151	7	are	be	AUX
ajfa-13929	151	8	also	also	ADV
ajfa-13929	151	9	provided	provide	VERB
ajfa-13929	151	10	in	in	ADP
ajfa-13929	151	11	this	this	DET
ajfa-13929	151	12	step	step	NOUN
ajfa-13929	151	13	.	.	PUNCT
ajfa-13929	152	1	thirdly	thirdly	ADV
ajfa-13929	152	2	,	,	PUNCT
ajfa-13929	152	3	we	we	PRON
ajfa-13929	152	4	will	will	AUX
ajfa-13929	152	5	interpret	interpret	VERB
ajfa-13929	152	6	a	a	DET
ajfa-13929	152	7	possible	possible	ADJ
ajfa-13929	152	8	econometric	econometric	ADJ
ajfa-13929	152	9	and	and	CCONJ
ajfa-13929	152	10	economic	economic	ADJ
ajfa-13929	152	11	association	association	NOUN
ajfa-13929	152	12	between	between	ADP
ajfa-13929	152	13	banking	banking	NOUN
ajfa-13929	152	14	governance	governance	NOUN
ajfa-13929	152	15	and	and	CCONJ
ajfa-13929	152	16	banking	banking	NOUN
ajfa-13929	152	17	risks	risk	NOUN
ajfa-13929	152	18	,	,	PUNCT
ajfa-13929	152	19	namely	namely	ADV
ajfa-13929	152	20	liquidity	liquidity	NOUN
ajfa-13929	152	21	risk	risk	NOUN
ajfa-13929	152	22	and	and	CCONJ
ajfa-13929	152	23	credit	credit	NOUN
ajfa-13929	152	24	risk	risk	NOUN
ajfa-13929	152	25	.	.	PUNCT
ajfa-13929	153	1	4	4	NUM
ajfa-13929	154	1	the	the	DET
ajfa-13929	154	2	total	total	ADJ
ajfa-13929	154	3	credits	credit	NOUN
ajfa-13929	154	4	of	of	ADP
ajfa-13929	154	5	the	the	DET
ajfa-13929	154	6	10	10	NUM
ajfa-13929	154	7	banks	bank	NOUN
ajfa-13929	154	8	in	in	ADP
ajfa-13929	154	9	our	our	PRON
ajfa-13929	154	10	sample	sample	NOUN
ajfa-13929	154	11	changed	change	VERB
ajfa-13929	154	12	from	from	ADP
ajfa-13929	154	13	tnd43	tnd43	PROPN
ajfa-13929	154	14	,	,	PUNCT
ajfa-13929	154	15	412,765	412,765	NUM
ajfa-13929	154	16	m	m	NOUN
ajfa-13929	154	17	in	in	ADP
ajfa-13929	154	18	2015	2015	NUM
ajfa-13929	154	19	to	to	PART
ajfa-13929	154	20	tnd40	tnd40	VERB
ajfa-13929	154	21	,	,	PUNCT
ajfa-13929	154	22	249,688	249,688	NUM
ajfa-13929	154	23	m	m	NOUN
ajfa-13929	154	24	in	in	ADP
ajfa-13929	154	25	2016	2016	NUM
ajfa-13929	154	26	.	.	PUNCT
ajfa-13929	155	1	for	for	SCONJ
ajfa-13929	155	2	more	more	ADJ
ajfa-13929	155	3	details	detail	NOUN
ajfa-13929	155	4	see	see	VERB
ajfa-13929	155	5	appendix1	appendix1	NOUN
ajfa-13929	155	6	"	"	PUNCT
ajfa-13929	155	7	evolution	evolution	NOUN
ajfa-13929	155	8	of	of	ADP
ajfa-13929	155	9	deposits	deposit	NOUN
ajfa-13929	155	10	and	and	CCONJ
ajfa-13929	155	11	credits	credit	NOUN
ajfa-13929	155	12	of	of	ADP
ajfa-13929	155	13	customers	customer	NOUN
ajfa-13929	155	14	"	"	PUNCT
ajfa-13929	155	15	5	5	NUM
ajfa-13929	155	16	the	the	DET
ajfa-13929	155	17	total	total	ADJ
ajfa-13929	155	18	deposits	deposit	NOUN
ajfa-13929	155	19	of	of	ADP
ajfa-13929	155	20	the	the	DET
ajfa-13929	155	21	10	10	NUM
ajfa-13929	155	22	banks	bank	NOUN
ajfa-13929	155	23	in	in	ADP
ajfa-13929	155	24	our	our	PRON
ajfa-13929	155	25	sample	sample	NOUN
ajfa-13929	155	26	increased	increase	VERB
ajfa-13929	155	27	from	from	ADP
ajfa-13929	155	28	tnd42	tnd42	PROPN
ajfa-13929	155	29	,	,	PUNCT
ajfa-13929	155	30	542,865	542,865	NUM
ajfa-13929	155	31	m	m	NOUN
ajfa-13929	155	32	in	in	ADP
ajfa-13929	155	33	2015	2015	NUM
ajfa-13929	155	34	to	to	PART
ajfa-13929	155	35	tnd46	tnd46	VERB
ajfa-13929	155	36	,	,	PUNCT
ajfa-13929	155	37	367,969mmtd	367,969mmtd	NUM
ajfa-13929	155	38	in	in	ADP
ajfa-13929	155	39	2016	2016	NUM
ajfa-13929	155	40	.	.	PUNCT
ajfa-13929	156	1	for	for	SCONJ
ajfa-13929	156	2	more	more	ADJ
ajfa-13929	156	3	details	detail	NOUN
ajfa-13929	156	4	see	see	VERB
ajfa-13929	156	5	appendix1	appendix1	NOUN
ajfa-13929	156	6	"	"	PUNCT
ajfa-13929	156	7	evolution	evolution	NOUN
ajfa-13929	156	8	of	of	ADP
ajfa-13929	156	9	deposits	deposit	NOUN
ajfa-13929	156	10	and	and	CCONJ
ajfa-13929	156	11	credits	credit	NOUN
ajfa-13929	156	12	of	of	ADP
ajfa-13929	156	13	customers	customer	NOUN
ajfa-13929	156	14	"	"	PUNCT
ajfa-13929	156	15	0.00	0.00	NUM
ajfa-13929	156	16	50.00	50.00	NUM
ajfa-13929	156	17	100.00	100.00	NUM
ajfa-13929	156	18	150.00	150.00	NUM
ajfa-13929	156	19	200.00	200.00	NUM
ajfa-13929	156	20	250.00	250.00	NUM
ajfa-13929	156	21	199819992000200120022003200420052006200720082009201020112012201320142015	199819992000200120022003200420052006200720082009201020112012201320142015	NUM
ajfa-13929	156	22	rliq	rliq	NOUN
ajfa-13929	156	23	(	(	PUNCT
ajfa-13929	156	24	%	%	INTJ
ajfa-13929	156	25	)	)	PUNCT
ajfa-13929	156	26	rcrdt	rcrdt	ADJ
ajfa-13929	156	27	(	(	PUNCT
ajfa-13929	156	28	%	%	INTJ
ajfa-13929	156	29	)	)	PUNCT
ajfa-13929	156	30	asian	asian	ADJ
ajfa-13929	156	31	journal	journal	NOUN
ajfa-13929	156	32	of	of	ADP
ajfa-13929	156	33	finance	finance	PROPN
ajfa-13929	156	34	&	&	CCONJ
ajfa-13929	156	35	accounting	accounting	PROPN
ajfa-13929	156	36	issn	issn	PROPN
ajfa-13929	156	37	1946	1946	NUM
ajfa-13929	156	38	-	-	PUNCT
ajfa-13929	156	39	052x	052x	PROPN
ajfa-13929	156	40	2019	2019	NUM
ajfa-13929	156	41	,	,	PUNCT
ajfa-13929	156	42	vol	vol	NOUN
ajfa-13929	156	43	.	.	PROPN
ajfa-13929	156	44	11	11	NUM
ajfa-13929	156	45	,	,	PUNCT
ajfa-13929	156	46	no	no	INTJ
ajfa-13929	156	47	.	.	NOUN
ajfa-13929	156	48	2	2	NUM
ajfa-13929	156	49	ajfa.macrothink.org/	ajfa.macrothink.org/	NOUN
ajfa-13929	156	50	155	155	NUM
ajfa-13929	156	51	4.1	4.1	NUM
ajfa-13929	156	52	data	datum	NOUN
ajfa-13929	156	53	and	and	CCONJ
ajfa-13929	156	54	methodology	methodology	NOUN
ajfa-13929	156	55	an	an	DET
ajfa-13929	156	56	important	important	ADJ
ajfa-13929	156	57	step	step	NOUN
ajfa-13929	156	58	in	in	ADP
ajfa-13929	156	59	our	our	PRON
ajfa-13929	156	60	empirical	empirical	ADJ
ajfa-13929	156	61	study	study	NOUN
ajfa-13929	156	62	is	be	AUX
ajfa-13929	156	63	to	to	PART
ajfa-13929	156	64	review	review	VERB
ajfa-13929	156	65	the	the	DET
ajfa-13929	156	66	literature	literature	NOUN
ajfa-13929	156	67	and	and	CCONJ
ajfa-13929	156	68	identify	identify	VERB
ajfa-13929	156	69	the	the	DET
ajfa-13929	156	70	causalityrelated	causalityrelate	VERB
ajfa-13929	156	71	governance	governance	NOUN
ajfa-13929	156	72	variables	variable	NOUN
ajfa-13929	156	73	identified	identify	VERB
ajfa-13929	156	74	for	for	ADP
ajfa-13929	156	75	credit	credit	NOUN
ajfa-13929	156	76	risk	risk	NOUN
ajfa-13929	156	77	and	and	CCONJ
ajfa-13929	156	78	liquidity	liquidity	NOUN
ajfa-13929	156	79	risk	risk	NOUN
ajfa-13929	156	80	.	.	PUNCT
ajfa-13929	157	1	to	to	PART
ajfa-13929	157	2	do	do	VERB
ajfa-13929	157	3	this	this	PRON
ajfa-13929	157	4	,	,	PUNCT
ajfa-13929	157	5	we	we	PRON
ajfa-13929	157	6	will	will	AUX
ajfa-13929	157	7	analyze	analyze	VERB
ajfa-13929	157	8	two	two	NUM
ajfa-13929	157	9	sets	set	NOUN
ajfa-13929	157	10	of	of	ADP
ajfa-13929	157	11	data	datum	NOUN
ajfa-13929	157	12	.	.	PUNCT
ajfa-13929	158	1	the	the	DET
ajfa-13929	158	2	first	first	ADJ
ajfa-13929	158	3	set	set	VERB
ajfa-13929	158	4	concerns	concern	NOUN
ajfa-13929	158	5	components	component	NOUN
ajfa-13929	158	6	of	of	ADP
ajfa-13929	158	7	banking	banking	NOUN
ajfa-13929	158	8	governance	governance	NOUN
ajfa-13929	158	9	mechanisms	mechanism	NOUN
ajfa-13929	158	10	while	while	SCONJ
ajfa-13929	158	11	the	the	DET
ajfa-13929	158	12	second	second	ADJ
ajfa-13929	158	13	set	set	NOUN
ajfa-13929	158	14	concerns	concern	VERB
ajfa-13929	158	15	the	the	DET
ajfa-13929	158	16	evolution	evolution	NOUN
ajfa-13929	158	17	of	of	ADP
ajfa-13929	158	18	banking	banking	NOUN
ajfa-13929	158	19	risks	risk	NOUN
ajfa-13929	158	20	estimated	estimate	VERB
ajfa-13929	158	21	by	by	ADP
ajfa-13929	158	22	the	the	DET
ajfa-13929	158	23	control	control	NOUN
ajfa-13929	158	24	variables	variable	NOUN
ajfa-13929	158	25	of	of	ADP
ajfa-13929	158	26	our	our	PRON
ajfa-13929	158	27	model	model	NOUN
ajfa-13929	158	28	.	.	PUNCT
ajfa-13929	159	1	we	we	PRON
ajfa-13929	159	2	will	will	AUX
ajfa-13929	159	3	use	use	VERB
ajfa-13929	159	4	a	a	DET
ajfa-13929	159	5	sample	sample	NOUN
ajfa-13929	159	6	of	of	ADP
ajfa-13929	159	7	10	10	NUM
ajfa-13929	159	8	tunisian	tunisian	ADJ
ajfa-13929	159	9	banks	bank	NOUN
ajfa-13929	159	10	covering	cover	VERB
ajfa-13929	159	11	the	the	DET
ajfa-13929	159	12	period	period	NOUN
ajfa-13929	159	13	19982015.although	19982015.although	NOUN
ajfa-13929	160	1	this	this	DET
ajfa-13929	160	2	tunisian	tunisian	ADJ
ajfa-13929	160	3	banking	banking	NOUN
ajfa-13929	160	4	system	system	NOUN
ajfa-13929	160	5	covers	cover	VERB
ajfa-13929	160	6	more	more	ADJ
ajfa-13929	160	7	than	than	ADP
ajfa-13929	160	8	29	29	NUM
ajfa-13929	160	9	banks	bank	NOUN
ajfa-13929	160	10	,	,	PUNCT
ajfa-13929	160	11	we	we	PRON
ajfa-13929	160	12	only	only	ADV
ajfa-13929	160	13	consider	consider	VERB
ajfa-13929	160	14	these	these	DET
ajfa-13929	160	15	10	10	NUM
ajfa-13929	160	16	banks	bank	NOUN
ajfa-13929	160	17	for	for	ADP
ajfa-13929	160	18	our	our	PRON
ajfa-13929	160	19	study	study	NOUN
ajfa-13929	160	20	for	for	ADP
ajfa-13929	160	21	several	several	ADJ
ajfa-13929	160	22	reasons	reason	NOUN
ajfa-13929	160	23	.	.	PUNCT
ajfa-13929	161	1	first	first	ADV
ajfa-13929	161	2	,	,	PUNCT
ajfa-13929	161	3	these	these	DET
ajfa-13929	161	4	banks	bank	NOUN
ajfa-13929	161	5	are	be	AUX
ajfa-13929	161	6	the	the	DET
ajfa-13929	161	7	best	well	ADV
ajfa-13929	161	8	-	-	PUNCT
ajfa-13929	161	9	tuned	tune	VERB
ajfa-13929	161	10	empirical	empirical	ADJ
ajfa-13929	161	11	studies	study	NOUN
ajfa-13929	161	12	for	for	ADP
ajfa-13929	161	13	the	the	DET
ajfa-13929	161	14	tunisian	tunisian	ADJ
ajfa-13929	161	15	banking	banking	NOUN
ajfa-13929	161	16	system	system	NOUN
ajfa-13929	161	17	.	.	PUNCT
ajfa-13929	162	1	therefore	therefore	ADV
ajfa-13929	162	2	,	,	PUNCT
ajfa-13929	162	3	we	we	PRON
ajfa-13929	162	4	can	can	AUX
ajfa-13929	162	5	ask	ask	VERB
ajfa-13929	162	6	for	for	ADP
ajfa-13929	162	7	a	a	DET
ajfa-13929	162	8	comparison	comparison	NOUN
ajfa-13929	162	9	of	of	ADP
ajfa-13929	162	10	the	the	DET
ajfa-13929	162	11	results	result	NOUN
ajfa-13929	162	12	.	.	PUNCT
ajfa-13929	163	1	second	second	ADJ
ajfa-13929	163	2	,	,	PUNCT
ajfa-13929	163	3	these	these	DET
ajfa-13929	163	4	10	10	NUM
ajfa-13929	163	5	banks	bank	NOUN
ajfa-13929	163	6	are	be	AUX
ajfa-13929	163	7	the	the	DET
ajfa-13929	163	8	most	most	ADV
ajfa-13929	163	9	dynamic	dynamic	ADJ
ajfa-13929	163	10	of	of	ADP
ajfa-13929	163	11	the	the	DET
ajfa-13929	163	12	tunisian	tunisian	ADJ
ajfa-13929	163	13	economy	economy	NOUN
ajfa-13929	163	14	.	.	PUNCT
ajfa-13929	164	1	thus	thus	ADV
ajfa-13929	164	2	,	,	PUNCT
ajfa-13929	164	3	they	they	PRON
ajfa-13929	164	4	monopolize	monopolize	VERB
ajfa-13929	164	5	the	the	DET
ajfa-13929	164	6	largest	large	ADJ
ajfa-13929	164	7	market	market	NOUN
ajfa-13929	164	8	share	share	NOUN
ajfa-13929	164	9	in	in	ADP
ajfa-13929	164	10	terms	term	NOUN
ajfa-13929	164	11	of	of	ADP
ajfa-13929	164	12	total	total	ADJ
ajfa-13929	164	13	assets	asset	NOUN
ajfa-13929	164	14	(	(	PUNCT
ajfa-13929	164	15	about	about	ADV
ajfa-13929	164	16	70	70	NUM
ajfa-13929	164	17	%	%	NOUN
ajfa-13929	164	18	of	of	ADP
ajfa-13929	164	19	all	all	DET
ajfa-13929	164	20	assets	asset	NOUN
ajfa-13929	164	21	)	)	PUNCT
ajfa-13929	164	22	,	,	PUNCT
ajfa-13929	164	23	total	total	ADJ
ajfa-13929	164	24	loans	loan	NOUN
ajfa-13929	164	25	,	,	PUNCT
ajfa-13929	164	26	total	total	ADJ
ajfa-13929	164	27	deposits	deposit	NOUN
ajfa-13929	164	28	and	and	CCONJ
ajfa-13929	164	29	88	88	NUM
ajfa-13929	164	30	%	%	NOUN
ajfa-13929	164	31	of	of	ADP
ajfa-13929	164	32	total	total	ADJ
ajfa-13929	164	33	gdp	gdp	PROPN
ajfa-13929	165	1	.	.	PROPN
ajfa-13929	165	2	third	third	ADJ
ajfa-13929	165	3	,	,	PUNCT
ajfa-13929	165	4	we	we	PRON
ajfa-13929	165	5	assume	assume	VERB
ajfa-13929	165	6	that	that	SCONJ
ajfa-13929	165	7	governance	governance	NOUN
ajfa-13929	165	8	mechanisms	mechanism	NOUN
ajfa-13929	165	9	are	be	AUX
ajfa-13929	165	10	different	different	ADJ
ajfa-13929	165	11	from	from	ADP
ajfa-13929	165	12	other	other	ADJ
ajfa-13929	165	13	banks	bank	NOUN
ajfa-13929	165	14	in	in	ADP
ajfa-13929	165	15	terms	term	NOUN
ajfa-13929	165	16	of	of	ADP
ajfa-13929	165	17	size	size	NOUN
ajfa-13929	165	18	,	,	PUNCT
ajfa-13929	165	19	ownership	ownership	NOUN
ajfa-13929	165	20	,	,	PUNCT
ajfa-13929	165	21	and	and	CCONJ
ajfa-13929	165	22	banking	banking	NOUN
ajfa-13929	165	23	strategies	strategy	NOUN
ajfa-13929	165	24	.	.	PUNCT
ajfa-13929	166	1	the	the	DET
ajfa-13929	166	2	data	datum	NOUN
ajfa-13929	166	3	for	for	ADP
ajfa-13929	166	4	the	the	DET
ajfa-13929	166	5	governance	governance	NOUN
ajfa-13929	166	6	variables	variable	NOUN
ajfa-13929	166	7	are	be	AUX
ajfa-13929	166	8	collected	collect	VERB
ajfa-13929	166	9	from	from	ADP
ajfa-13929	166	10	the	the	DET
ajfa-13929	166	11	annual	annual	ADJ
ajfa-13929	166	12	reports	report	NOUN
ajfa-13929	166	13	of	of	ADP
ajfa-13929	166	14	the	the	DET
ajfa-13929	166	15	various	various	ADJ
ajfa-13929	166	16	banks	bank	NOUN
ajfa-13929	166	17	,	,	PUNCT
ajfa-13929	166	18	while	while	SCONJ
ajfa-13929	166	19	the	the	DET
ajfa-13929	166	20	performance	performance	NOUN
ajfa-13929	166	21	measures	measure	NOUN
ajfa-13929	166	22	are	be	AUX
ajfa-13929	166	23	collected	collect	VERB
ajfa-13929	166	24	from	from	ADP
ajfa-13929	166	25	the	the	DET
ajfa-13929	166	26	financial	financial	ADJ
ajfa-13929	166	27	statements	statement	NOUN
ajfa-13929	166	28	of	of	ADP
ajfa-13929	166	29	our	our	PRON
ajfa-13929	166	30	sample	sample	NOUN
ajfa-13929	166	31	.	.	PUNCT
ajfa-13929	167	1	4.2	4.2	NUM
ajfa-13929	167	2	model	model	NOUN
ajfa-13929	167	3	and	and	CCONJ
ajfa-13929	167	4	variable	variable	ADJ
ajfa-13929	167	5	definitions	definition	NOUN
ajfa-13929	167	6	in	in	ADP
ajfa-13929	167	7	this	this	DET
ajfa-13929	167	8	study	study	NOUN
ajfa-13929	167	9	,	,	PUNCT
ajfa-13929	167	10	we	we	PRON
ajfa-13929	167	11	will	will	AUX
ajfa-13929	167	12	present	present	VERB
ajfa-13929	167	13	a	a	DET
ajfa-13929	167	14	model	model	NOUN
ajfa-13929	167	15	to	to	PART
ajfa-13929	167	16	estimate	estimate	VERB
ajfa-13929	167	17	the	the	DET
ajfa-13929	167	18	impact	impact	NOUN
ajfa-13929	167	19	of	of	ADP
ajfa-13929	167	20	internal	internal	ADJ
ajfa-13929	167	21	banking	banking	NOUN
ajfa-13929	167	22	governance	governance	NOUN
ajfa-13929	167	23	mechanisms	mechanism	NOUN
ajfa-13929	167	24	on	on	ADP
ajfa-13929	167	25	the	the	DET
ajfa-13929	167	26	various	various	ADJ
ajfa-13929	167	27	risks	risk	NOUN
ajfa-13929	167	28	to	to	PART
ajfa-13929	167	29	which	which	PRON
ajfa-13929	167	30	banks	bank	NOUN
ajfa-13929	167	31	are	be	AUX
ajfa-13929	167	32	exposed	expose	VERB
ajfa-13929	167	33	.	.	PUNCT
ajfa-13929	168	1	we	we	PRON
ajfa-13929	168	2	have	have	AUX
ajfa-13929	168	3	therefore	therefore	ADV
ajfa-13929	168	4	developed	develop	VERB
ajfa-13929	168	5	a	a	DET
ajfa-13929	168	6	model	model	NOUN
ajfa-13929	168	7	that	that	PRON
ajfa-13929	168	8	allows	allow	VERB
ajfa-13929	168	9	us	we	PRON
ajfa-13929	168	10	to	to	PART
ajfa-13929	168	11	understand	understand	VERB
ajfa-13929	168	12	the	the	DET
ajfa-13929	168	13	complexity	complexity	NOUN
ajfa-13929	168	14	of	of	ADP
ajfa-13929	168	15	the	the	DET
ajfa-13929	168	16	impacts	impact	NOUN
ajfa-13929	168	17	of	of	ADP
ajfa-13929	168	18	governance	governance	NOUN
ajfa-13929	168	19	mechanisms	mechanism	NOUN
ajfa-13929	168	20	and	and	CCONJ
ajfa-13929	168	21	to	to	PART
ajfa-13929	168	22	avoid	avoid	VERB
ajfa-13929	168	23	the	the	DET
ajfa-13929	168	24	problem	problem	NOUN
ajfa-13929	168	25	of	of	ADP
ajfa-13929	168	26	endogeneity	endogeneity	NOUN
ajfa-13929	168	27	between	between	ADP
ajfa-13929	168	28	the	the	DET
ajfa-13929	168	29	governance	governance	NOUN
ajfa-13929	168	30	variables	variable	NOUN
ajfa-13929	168	31	and	and	CCONJ
ajfa-13929	168	32	the	the	DET
ajfa-13929	168	33	credit	credit	NOUN
ajfa-13929	168	34	and	and	CCONJ
ajfa-13929	168	35	liquidity	liquidity	NOUN
ajfa-13929	168	36	risk	risk	NOUN
ajfa-13929	168	37	within	within	ADP
ajfa-13929	168	38	each	each	DET
ajfa-13929	168	39	bank	bank	NOUN
ajfa-13929	168	40	.	.	PUNCT
ajfa-13929	169	1	indeed	indeed	ADV
ajfa-13929	169	2	,	,	PUNCT
ajfa-13929	169	3	we	we	PRON
ajfa-13929	169	4	have	have	AUX
ajfa-13929	169	5	noted	note	VERB
ajfa-13929	169	6	that	that	SCONJ
ajfa-13929	169	7	large	large	ADJ
ajfa-13929	169	8	banks	bank	NOUN
ajfa-13929	169	9	communicate	communicate	VERB
ajfa-13929	169	10	more	more	ADJ
ajfa-13929	169	11	about	about	ADP
ajfa-13929	169	12	their	their	PRON
ajfa-13929	169	13	governance	governance	NOUN
ajfa-13929	169	14	than	than	ADP
ajfa-13929	169	15	smaller	small	ADJ
ajfa-13929	169	16	banks	bank	NOUN
ajfa-13929	169	17	and	and	CCONJ
ajfa-13929	169	18	often	often	ADV
ajfa-13929	169	19	take	take	VERB
ajfa-13929	169	20	proportionately	proportionately	ADV
ajfa-13929	169	21	more	more	ADJ
ajfa-13929	169	22	risks	risk	NOUN
ajfa-13929	169	23	.	.	PUNCT
ajfa-13929	170	1	for	for	ADP
ajfa-13929	170	2	this	this	DET
ajfa-13929	170	3	reason	reason	NOUN
ajfa-13929	170	4	,	,	PUNCT
ajfa-13929	170	5	we	we	PRON
ajfa-13929	170	6	will	will	AUX
ajfa-13929	170	7	include	include	VERB
ajfa-13929	170	8	the	the	DET
ajfa-13929	170	9	size	size	NOUN
ajfa-13929	170	10	of	of	ADP
ajfa-13929	170	11	the	the	DET
ajfa-13929	170	12	bank	bank	NOUN
ajfa-13929	170	13	as	as	ADP
ajfa-13929	170	14	a	a	DET
ajfa-13929	170	15	control	control	NOUN
ajfa-13929	170	16	variable	variable	NOUN
ajfa-13929	170	17	in	in	ADP
ajfa-13929	170	18	our	our	PRON
ajfa-13929	170	19	model	model	NOUN
ajfa-13929	170	20	.	.	PUNCT
ajfa-13929	171	1	to	to	PART
ajfa-13929	171	2	empirically	empirically	ADV
ajfa-13929	171	3	validate	validate	VERB
ajfa-13929	171	4	the	the	DET
ajfa-13929	171	5	association	association	NOUN
ajfa-13929	171	6	between	between	ADP
ajfa-13929	171	7	governance	governance	NOUN
ajfa-13929	171	8	risks	risk	NOUN
ajfa-13929	171	9	and	and	CCONJ
ajfa-13929	171	10	banking	banking	NOUN
ajfa-13929	171	11	risks	risk	NOUN
ajfa-13929	171	12	,	,	PUNCT
ajfa-13929	171	13	two	two	NUM
ajfa-13929	171	14	econometric	econometric	ADJ
ajfa-13929	171	15	models	model	NOUN
ajfa-13929	171	16	will	will	AUX
ajfa-13929	171	17	be	be	AUX
ajfa-13929	171	18	used	use	VERB
ajfa-13929	171	19	in	in	ADP
ajfa-13929	171	20	this	this	DET
ajfa-13929	171	21	study	study	NOUN
ajfa-13929	171	22	.	.	PUNCT
ajfa-13929	172	1	the	the	DET
ajfa-13929	172	2	first	first	ADJ
ajfa-13929	172	3	will	will	AUX
ajfa-13929	172	4	test	test	VERB
ajfa-13929	172	5	relationship	relationship	NOUN
ajfa-13929	172	6	governance	governance	NOUN
ajfa-13929	172	7	and	and	CCONJ
ajfa-13929	172	8	credit	credit	NOUN
ajfa-13929	172	9	risk	risk	NOUN
ajfa-13929	172	10	while	while	SCONJ
ajfa-13929	172	11	the	the	DET
ajfa-13929	172	12	second	second	NOUN
ajfa-13929	172	13	will	will	AUX
ajfa-13929	172	14	examine	examine	VERB
ajfa-13929	172	15	the	the	DET
ajfa-13929	172	16	impact	impact	NOUN
ajfa-13929	172	17	of	of	ADP
ajfa-13929	172	18	governance	governance	NOUN
ajfa-13929	172	19	mechanisms	mechanism	NOUN
ajfa-13929	172	20	on	on	ADP
ajfa-13929	172	21	liquidity	liquidity	NOUN
ajfa-13929	172	22	.	.	PUNCT
ajfa-13929	173	1	recall	recall	VERB
ajfa-13929	173	2	that	that	SCONJ
ajfa-13929	173	3	these	these	DET
ajfa-13929	173	4	models	model	NOUN
ajfa-13929	173	5	were	be	AUX
ajfa-13929	173	6	inspired	inspire	VERB
ajfa-13929	173	7	by	by	ADP
ajfa-13929	173	8	previous	previous	ADJ
ajfa-13929	173	9	studies	study	NOUN
ajfa-13929	173	10	with	with	ADP
ajfa-13929	173	11	adjustments	adjustment	NOUN
ajfa-13929	173	12	applicable	applicable	ADJ
ajfa-13929	173	13	to	to	ADP
ajfa-13929	173	14	the	the	DET
ajfa-13929	173	15	tunisian	tunisian	ADJ
ajfa-13929	173	16	context	context	NOUN
ajfa-13929	173	17	.	.	PUNCT
ajfa-13929	174	1	it	it	PRON
ajfa-13929	174	2	should	should	AUX
ajfa-13929	174	3	also	also	ADV
ajfa-13929	174	4	be	be	AUX
ajfa-13929	174	5	noted	note	VERB
ajfa-13929	174	6	that	that	SCONJ
ajfa-13929	174	7	following	follow	VERB
ajfa-13929	174	8	the	the	DET
ajfa-13929	174	9	unavailability	unavailability	NOUN
ajfa-13929	174	10	of	of	ADP
ajfa-13929	174	11	some	some	DET
ajfa-13929	174	12	data	datum	NOUN
ajfa-13929	174	13	for	for	ADP
ajfa-13929	174	14	the	the	DET
ajfa-13929	174	15	tunisian	tunisian	ADJ
ajfa-13929	174	16	case	case	NOUN
ajfa-13929	174	17	,	,	PUNCT
ajfa-13929	174	18	the	the	DET
ajfa-13929	174	19	variables	variable	NOUN
ajfa-13929	174	20	were	be	AUX
ajfa-13929	174	21	replaced	replace	VERB
ajfa-13929	174	22	by	by	ADP
ajfa-13929	174	23	others	other	NOUN
ajfa-13929	174	24	.	.	PUNCT
ajfa-13929	175	1	as	as	ADP
ajfa-13929	175	2	an	an	DET
ajfa-13929	175	3	example	example	NOUN
ajfa-13929	175	4	,	,	PUNCT
ajfa-13929	175	5	we	we	PRON
ajfa-13929	175	6	cite	cite	VERB
ajfa-13929	175	7	the	the	DET
ajfa-13929	175	8	works	work	NOUN
ajfa-13929	175	9	of	of	ADP
ajfa-13929	175	10	cheneni	cheneni	NOUN
ajfa-13929	175	11	and	and	CCONJ
ajfa-13929	175	12	jarboui	jarboui	NOUN
ajfa-13929	175	13	(	(	PUNCT
ajfa-13929	175	14	2016	2016	NUM
ajfa-13929	175	15	)	)	PUNCT
ajfa-13929	175	16	,	,	PUNCT
ajfa-13929	175	17	himaj.s	himaj.s	PROPN
ajfa-13929	175	18	(	(	PUNCT
ajfa-13929	175	19	2014	2014	NUM
ajfa-13929	175	20	)	)	PUNCT
ajfa-13929	175	21	and	and	CCONJ
ajfa-13929	175	22	aebi	aebi	VERB
ajfa-13929	175	23	et	et	PROPN
ajfa-13929	175	24	al	al	PROPN
ajfa-13929	175	25	.	.	PROPN
ajfa-13929	176	1	(	(	PUNCT
ajfa-13929	176	2	2012	2012	NUM
ajfa-13929	176	3	)	)	PUNCT
ajfa-13929	176	4	,	,	PUNCT
ajfa-13929	176	5	vallascas	vallascas	PROPN
ajfa-13929	176	6	et	et	PROPN
ajfa-13929	176	7	al	al	PROPN
ajfa-13929	176	8	(	(	PUNCT
ajfa-13929	176	9	2017	2017	NUM
ajfa-13929	176	10	)	)	PUNCT
ajfa-13929	177	1	and	and	CCONJ
ajfa-13929	177	2	rose	rise	VERB
ajfa-13929	177	3	(	(	PUNCT
ajfa-13929	177	4	2016	2016	NUM
ajfa-13929	177	5	)	)	PUNCT
ajfa-13929	177	6	.	.	PUNCT
ajfa-13929	178	1	they	they	PRON
ajfa-13929	178	2	are	be	AUX
ajfa-13929	178	3	presented	present	VERB
ajfa-13929	178	4	in	in	ADP
ajfa-13929	178	5	the	the	DET
ajfa-13929	178	6	following	follow	VERB
ajfa-13929	178	7	form	form	NOUN
ajfa-13929	178	8	:	:	PUNCT
ajfa-13929	178	9	rcdr	rcdr	ADV
ajfa-13929	178	10	i	i	PROPN
ajfa-13929	178	11	,	,	PUNCT
ajfa-13929	178	12	t	t	PROPN
ajfa-13929	178	13	=	=	SYM
ajfa-13929	178	14	β0	β0	PROPN
ajfa-13929	178	15	+	+	X
ajfa-13929	178	16	β1bdsizei	β1bdsizei	NOUN
ajfa-13929	178	17	,	,	PUNCT
ajfa-13929	178	18	t+	t+	NOUN
ajfa-13929	178	19	β2duali	β2duali	PROPN
ajfa-13929	178	20	,	,	PUNCT
ajfa-13929	178	21	t	t	PROPN
ajfa-13929	178	22	+	+	NOUN
ajfa-13929	178	23	β3	β3	VERB
ajfa-13929	178	24	ind	ind	NOUN
ajfa-13929	178	25	i	i	PRON
ajfa-13929	178	26	,	,	PUNCT
ajfa-13929	178	27	t	t	PROPN
ajfa-13929	178	28	+	+	CCONJ
ajfa-13929	178	29	β4	β4	PROPN
ajfa-13929	178	30	statei	statei	NOUN
ajfa-13929	178	31	,	,	PUNCT
ajfa-13929	178	32	t	t	PROPN
ajfa-13929	178	33	+	+	CCONJ
ajfa-13929	178	34	β5	β5	NOUN
ajfa-13929	178	35	exti	exti	NOUN
ajfa-13929	178	36	,	,	PUNCT
ajfa-13929	178	37	t+	t+	NOUN
ajfa-13929	178	38	β6	β6	PROPN
ajfa-13929	178	39	inst	inst	PROPN
ajfa-13929	178	40	i	i	PRON
ajfa-13929	178	41	,	,	PUNCT
ajfa-13929	178	42	t	t	PROPN
ajfa-13929	178	43	+	+	CCONJ
ajfa-13929	178	44	β7	β7	ADJ
ajfa-13929	178	45	cap	cap	NOUN
ajfa-13929	178	46	i	i	PRON
ajfa-13929	178	47	,	,	PUNCT
ajfa-13929	178	48	t+	t+	NOUN
ajfa-13929	178	49	β8	β8	NOUN
ajfa-13929	178	50	sizei	sizei	NOUN
ajfa-13929	178	51	,	,	PUNCT
ajfa-13929	178	52	t+	t+	NOUN
ajfa-13929	178	53	β9	β9	PROPN
ajfa-13929	178	54	liqr	liqr	NOUN
ajfa-13929	179	1	i	i	NOUN
ajfa-13929	179	2	,	,	PUNCT
ajfa-13929	179	3	t+	t+	X
ajfa-13929	179	4	£	£	PROPN
ajfa-13929	179	5	i	i	PROPN
ajfa-13929	179	6	,	,	PUNCT
ajfa-13929	179	7	t	t	PROPN
ajfa-13929	179	8	(	(	PUNCT
ajfa-13929	179	9	eq1	eq1	PROPN
ajfa-13929	179	10	)	)	PUNCT
ajfa-13929	179	11	liqr	liqr	PROPN
ajfa-13929	180	1	i	i	PROPN
ajfa-13929	180	2	,	,	PUNCT
ajfa-13929	180	3	t	t	PROPN
ajfa-13929	180	4	=	=	SYM
ajfa-13929	180	5	β0	β0	PROPN
ajfa-13929	180	6	+	+	X
ajfa-13929	180	7	β1bdsizei	β1bdsizei	NOUN
ajfa-13929	180	8	,	,	PUNCT
ajfa-13929	180	9	t+	t+	NOUN
ajfa-13929	180	10	β2duali	β2duali	PROPN
ajfa-13929	180	11	,	,	PUNCT
ajfa-13929	180	12	t	t	PROPN
ajfa-13929	180	13	+	+	NOUN
ajfa-13929	180	14	β3	β3	VERB
ajfa-13929	180	15	ind	ind	NOUN
ajfa-13929	180	16	i	i	PRON
ajfa-13929	180	17	,	,	PUNCT
ajfa-13929	180	18	t	t	PROPN
ajfa-13929	180	19	+	+	CCONJ
ajfa-13929	180	20	β4	β4	PROPN
ajfa-13929	180	21	statei	statei	NOUN
ajfa-13929	180	22	,	,	PUNCT
ajfa-13929	180	23	t	t	PROPN
ajfa-13929	180	24	+	+	CCONJ
ajfa-13929	181	1	β5	β5	PROPN
ajfa-13929	181	2	ext	ext	NOUN
ajfa-13929	181	3	i	i	PRON
ajfa-13929	181	4	,	,	PUNCT
ajfa-13929	181	5	t+	t+	NOUN
ajfa-13929	181	6	β6	β6	PROPN
ajfa-13929	181	7	inst	inst	PROPN
ajfa-13929	181	8	i	i	PRON
ajfa-13929	181	9	,	,	PUNCT
ajfa-13929	181	10	t	t	PROPN
ajfa-13929	181	11	+	+	CCONJ
ajfa-13929	181	12	β7	β7	ADJ
ajfa-13929	181	13	cap	cap	NOUN
ajfa-13929	181	14	i	i	PRON
ajfa-13929	181	15	,	,	PUNCT
ajfa-13929	181	16	t+	t+	NOUN
ajfa-13929	181	17	β8	β8	NOUN
ajfa-13929	181	18	sizei	sizei	NOUN
ajfa-13929	181	19	,	,	PUNCT
ajfa-13929	181	20	t+	t+	NOUN
ajfa-13929	181	21	β9	β9	ADJ
ajfa-13929	181	22	rcdr	rcdr	NOUN
ajfa-13929	181	23	+	+	CCONJ
ajfa-13929	181	24	£	£	PROPN
ajfa-13929	181	25	i	i	NOUN
ajfa-13929	181	26	,	,	PUNCT
ajfa-13929	181	27	t	t	PROPN
ajfa-13929	181	28	(	(	PUNCT
ajfa-13929	181	29	eq2	eq2	PROPN
ajfa-13929	181	30	)	)	PUNCT
ajfa-13929	181	31	the	the	DET
ajfa-13929	181	32	definition	definition	NOUN
ajfa-13929	181	33	and	and	CCONJ
ajfa-13929	181	34	measurement	measurement	NOUN
ajfa-13929	181	35	of	of	ADP
ajfa-13929	181	36	the	the	DET
ajfa-13929	181	37	variables	variable	NOUN
ajfa-13929	181	38	used	use	VERB
ajfa-13929	181	39	in	in	ADP
ajfa-13929	181	40	both	both	DET
ajfa-13929	181	41	models	model	NOUN
ajfa-13929	181	42	are	be	AUX
ajfa-13929	181	43	presented	present	VERB
ajfa-13929	181	44	in	in	ADP
ajfa-13929	181	45	the	the	DET
ajfa-13929	181	46	following	follow	VERB
ajfa-13929	181	47	table	table	NOUN
ajfa-13929	181	48	:	:	PUNCT
ajfa-13929	181	49	asian	asian	ADJ
ajfa-13929	181	50	journal	journal	NOUN
ajfa-13929	181	51	of	of	ADP
ajfa-13929	181	52	finance	finance	PROPN
ajfa-13929	181	53	&	&	CCONJ
ajfa-13929	181	54	accounting	accounting	PROPN
ajfa-13929	181	55	issn	issn	PROPN
ajfa-13929	181	56	1946	1946	NUM
ajfa-13929	181	57	-	-	PUNCT
ajfa-13929	181	58	052x	052x	PROPN
ajfa-13929	181	59	2019	2019	NUM
ajfa-13929	181	60	,	,	PUNCT
ajfa-13929	181	61	vol	vol	NOUN
ajfa-13929	181	62	.	.	PROPN
ajfa-13929	182	1	11	11	NUM
ajfa-13929	182	2	,	,	PUNCT
ajfa-13929	182	3	no	no	INTJ
ajfa-13929	182	4	.	.	NOUN
ajfa-13929	182	5	2	2	NUM
ajfa-13929	182	6	ajfa.macrothink.org/	ajfa.macrothink.org/	NOUN
ajfa-13929	182	7	156	156	NUM
ajfa-13929	182	8	table1	table1	NOUN
ajfa-13929	182	9	.	.	PUNCT
ajfa-13929	183	1	definitions	definition	NOUN
ajfa-13929	183	2	and	and	CCONJ
ajfa-13929	183	3	measures	measure	NOUN
ajfa-13929	183	4	of	of	ADP
ajfa-13929	183	5	variables	variable	NOUN
ajfa-13929	183	6	variables	variable	VERB
ajfa-13929	183	7	definitions	definition	NOUN
ajfa-13929	183	8	measurement	measurement	NOUN
ajfa-13929	183	9	sources	source	NOUN
ajfa-13929	183	10	dependent	dependent	ADJ
ajfa-13929	183	11	variables	variable	NOUN
ajfa-13929	183	12	rcdr	rcdr	ADJ
ajfa-13929	183	13	credit	credit	NOUN
ajfa-13929	183	14	risk	risk	NOUN
ajfa-13929	183	15	total	total	VERB
ajfa-13929	183	16	loans/	loans/	NUM
ajfa-13929	183	17	total	total	ADJ
ajfa-13929	183	18	assets	asset	NOUN
ajfa-13929	183	19	iannotta	iannotta	NOUN
ajfa-13929	183	20	et	et	PROPN
ajfa-13929	183	21	al	al	PROPN
ajfa-13929	183	22	.	.	PUNCT
ajfa-13929	184	1	(	(	PUNCT
ajfa-13929	184	2	2007	2007	NUM
ajfa-13929	184	3	)	)	PUNCT
ajfa-13929	184	4	,	,	PUNCT
ajfa-13929	184	5	chiorazzo	chiorazzo	VERB
ajfa-13929	184	6	et	et	PROPN
ajfa-13929	184	7	al	al	PROPN
ajfa-13929	184	8	.	.	PROPN
ajfa-13929	185	1	(	(	PUNCT
ajfa-13929	185	2	2008	2008	NUM
ajfa-13929	185	3	)	)	PUNCT
ajfa-13929	185	4	,	,	PUNCT
ajfa-13929	185	5	and	and	CCONJ
ajfa-13929	185	6	ghenmia	ghenmia	NOUN
ajfa-13929	185	7	.	.	PUNCT
ajfa-13929	186	1	et	et	PROPN
ajfa-13929	186	2	al	al	PROPN
ajfa-13929	186	3	.	.	PROPN
ajfa-13929	187	1	(	(	PUNCT
ajfa-13929	187	2	2017	2017	NUM
ajfa-13929	187	3	)	)	PUNCT
ajfa-13929	187	4	liqr	liqr	NOUN
ajfa-13929	187	5	liquidity	liquidity	NOUN
ajfa-13929	187	6	risk	risk	NOUN
ajfa-13929	187	7	total	total	ADJ
ajfa-13929	187	8	loans	loan	NOUN
ajfa-13929	187	9	/total	/total	PUNCT
ajfa-13929	187	10	deposit	deposit	PROPN
ajfa-13929	187	11	hakimia	hakimia	PROPN
ajfa-13929	187	12	.	.	PUNCT
ajfa-13929	187	13	et	et	PROPN
ajfa-13929	188	1	al	al	PROPN
ajfa-13929	188	2	.	.	PROPN
ajfa-13929	188	3	(	(	PUNCT
ajfa-13929	188	4	2017	2017	NUM
ajfa-13929	188	5	)	)	PUNCT
ajfa-13929	188	6	,	,	PUNCT
ajfa-13929	188	7	zaghdoudik	zaghdoudik	PROPN
ajfa-13929	188	8	.	.	PROPN
ajfa-13929	189	1	and	and	CCONJ
ajfa-13929	189	2	hakimia	hakimia	PROPN
ajfa-13929	189	3	.	.	PUNCT
ajfa-13929	190	1	(	(	PUNCT
ajfa-13929	190	2	2017	2017	NUM
ajfa-13929	190	3	)	)	PUNCT
ajfa-13929	190	4	,	,	PUNCT
ajfa-13929	190	5	and	and	CCONJ
ajfa-13929	190	6	ghenmia	ghenmia	NOUN
ajfa-13929	190	7	.	.	PUNCT
ajfa-13929	191	1	et	et	PROPN
ajfa-13929	191	2	al	al	PROPN
ajfa-13929	191	3	.	.	PROPN
ajfa-13929	192	1	(	(	PUNCT
ajfa-13929	192	2	2017	2017	NUM
ajfa-13929	192	3	)	)	PUNCT
ajfa-13929	192	4	.	.	PUNCT
ajfa-13929	193	1	bank	bank	NOUN
ajfa-13929	193	2	specifics	specific	NOUN
ajfa-13929	193	3	size	size	NOUN
ajfa-13929	193	4	bank	bank	NOUN
ajfa-13929	193	5	size	size	NOUN
ajfa-13929	193	6	ln	ln	NOUN
ajfa-13929	193	7	(	(	PUNCT
ajfa-13929	193	8	total	total	ADJ
ajfa-13929	193	9	assets	asset	NOUN
ajfa-13929	193	10	)	)	PUNCT
ajfa-13929	193	11	anginer	anginer	PROPN
ajfa-13929	193	12	et	et	PROPN
ajfa-13929	193	13	al	al	PROPN
ajfa-13929	193	14	.	.	PROPN
ajfa-13929	194	1	(	(	PUNCT
ajfa-13929	194	2	2014	2014	NUM
ajfa-13929	194	3	)	)	PUNCT
ajfa-13929	194	4	,	,	PUNCT
ajfa-13929	195	1	hakimia	hakimia	NOUN
ajfa-13929	195	2	.	.	PUNCT
ajfa-13929	195	3	et	et	PROPN
ajfa-13929	195	4	al	al	PROPN
ajfa-13929	195	5	.	.	PROPN
ajfa-13929	196	1	(	(	PUNCT
ajfa-13929	196	2	2017	2017	NUM
ajfa-13929	196	3	)	)	PUNCT
ajfa-13929	196	4	cap	cap	NOUN
ajfa-13929	196	5	capital	capital	NOUN
ajfa-13929	196	6	total	total	PROPN
ajfa-13929	196	7	equity	equity	NOUN
ajfa-13929	196	8	/	/	SYM
ajfa-13929	196	9	total	total	ADJ
ajfa-13929	196	10	assets	asset	NOUN
ajfa-13929	196	11	pathan	pathan	PROPN
ajfa-13929	196	12	(	(	PUNCT
ajfa-13929	196	13	2009	2009	NUM
ajfa-13929	196	14	)	)	PUNCT
ajfa-13929	196	15	,	,	PUNCT
ajfa-13929	196	16	hakimia	hakimia	NOUN
ajfa-13929	196	17	.	.	PUNCT
ajfa-13929	196	18	et	et	PROPN
ajfa-13929	196	19	al	al	PROPN
ajfa-13929	196	20	.	.	PROPN
ajfa-13929	197	1	(	(	PUNCT
ajfa-13929	197	2	2017	2017	NUM
ajfa-13929	197	3	)	)	PUNCT
ajfa-13929	197	4	bank	bank	NOUN
ajfa-13929	197	5	governance	governance	NOUN
ajfa-13929	197	6	mechanisms	mechanism	NOUN
ajfa-13929	197	7	bdsize	bdsize	VERB
ajfa-13929	197	8	board	board	PROPN
ajfa-13929	197	9	size	size	NOUN
ajfa-13929	197	10	total	total	ADJ
ajfa-13929	197	11	number	number	NOUN
ajfa-13929	197	12	of	of	ADP
ajfa-13929	197	13	directors	director	NOUN
ajfa-13929	197	14	on	on	ADP
ajfa-13929	197	15	the	the	DET
ajfa-13929	197	16	board	board	NOUN
ajfa-13929	197	17	.	.	PUNCT
ajfa-13929	198	1	switzer	switzer	NOUN
ajfa-13929	198	2	(	(	PUNCT
ajfa-13929	198	3	2013	2013	NUM
ajfa-13929	198	4	)	)	PUNCT
ajfa-13929	198	5	and	and	CCONJ
ajfa-13929	198	6	caspar	caspar	PROPN
ajfa-13929	198	7	rose	rise	VERB
ajfa-13929	198	8	(	(	PUNCT
ajfa-13929	198	9	2016	2016	NUM
ajfa-13929	198	10	)	)	PUNCT
ajfa-13929	198	11	dual	dual	ADJ
ajfa-13929	198	12	duality	duality	NOUN
ajfa-13929	198	13	binary	binary	ADJ
ajfa-13929	198	14	variable	variable	NOUN
ajfa-13929	198	15	that	that	PRON
ajfa-13929	198	16	takes	take	VERB
ajfa-13929	198	17	1	1	NUM
ajfa-13929	198	18	when	when	SCONJ
ajfa-13929	198	19	the	the	DET
ajfa-13929	198	20	executive	executive	ADJ
ajfa-13929	198	21	director	director	NOUN
ajfa-13929	198	22	is	be	AUX
ajfa-13929	198	23	also	also	ADV
ajfa-13929	198	24	chairman	chairman	NOUN
ajfa-13929	198	25	of	of	ADP
ajfa-13929	198	26	the	the	DET
ajfa-13929	198	27	board	board	NOUN
ajfa-13929	198	28	and	and	CCONJ
ajfa-13929	198	29	0	0	NUM
ajfa-13929	198	30	otherwise	otherwise	ADV
ajfa-13929	198	31	.	.	PUNCT
ajfa-13929	199	1	simpson	simpson	PROPN
ajfa-13929	199	2	and	and	CCONJ
ajfa-13929	199	3	gleason	gleason	PROPN
ajfa-13929	199	4	(	(	PUNCT
ajfa-13929	199	5	1999	1999	NUM
ajfa-13929	199	6	)	)	PUNCT
ajfa-13929	199	7	,	,	PUNCT
ajfa-13929	199	8	pathan	pathan	PROPN
ajfa-13929	199	9	(	(	PUNCT
ajfa-13929	199	10	2009	2009	NUM
ajfa-13929	199	11	)	)	PUNCT
ajfa-13929	199	12	and	and	CCONJ
ajfa-13929	199	13	cheninih	cheninih	NOUN
ajfa-13929	199	14	.	.	PUNCT
ajfa-13929	199	15	and	and	CCONJ
ajfa-13929	199	16	jarbouia	jarbouia	NOUN
ajfa-13929	199	17	.	.	PUNCT
ajfa-13929	200	1	(	(	PUNCT
ajfa-13929	200	2	2016	2016	NUM
ajfa-13929	200	3	)	)	PUNCT
ajfa-13929	200	4	ind	ind	NOUN
ajfa-13929	200	5	board	board	NOUN
ajfa-13929	200	6	independence	independence	NOUN
ajfa-13929	200	7	number	number	NOUN
ajfa-13929	200	8	of	of	ADP
ajfa-13929	200	9	independent	independent	ADJ
ajfa-13929	200	10	directors	director	NOUN
ajfa-13929	200	11	/	/	SYM
ajfa-13929	200	12	total	total	ADJ
ajfa-13929	200	13	number	number	NOUN
ajfa-13929	200	14	of	of	ADP
ajfa-13929	200	15	directors	director	NOUN
ajfa-13929	200	16	on	on	ADP
ajfa-13929	200	17	the	the	DET
ajfa-13929	200	18	board	board	NOUN
ajfa-13929	200	19	.	.	PUNCT
ajfa-13929	201	1	pathan	pathan	PROPN
ajfa-13929	201	2	(	(	PUNCT
ajfa-13929	201	3	2009	2009	NUM
ajfa-13929	201	4	)	)	PUNCT
ajfa-13929	201	5	and	and	CCONJ
ajfa-13929	201	6	cheninih	cheninih	NOUN
ajfa-13929	201	7	.	.	PUNCT
ajfa-13929	201	8	and	and	CCONJ
ajfa-13929	201	9	jarbouia	jarbouia	NOUN
ajfa-13929	201	10	.	.	PUNCT
ajfa-13929	202	1	(	(	PUNCT
ajfa-13929	202	2	2016	2016	NUM
ajfa-13929	202	3	)	)	PUNCT
ajfa-13929	202	4	state	state	NOUN
ajfa-13929	202	5	state	state	NOUN
ajfa-13929	202	6	ownership	ownership	NOUN
ajfa-13929	202	7	number	number	NOUN
ajfa-13929	202	8	of	of	ADP
ajfa-13929	202	9	directors	director	NOUN
ajfa-13929	202	10	representing	represent	VERB
ajfa-13929	202	11	the	the	DET
ajfa-13929	202	12	state	state	NOUN
ajfa-13929	202	13	/	/	SYM
ajfa-13929	202	14	total	total	ADJ
ajfa-13929	202	15	number	number	NOUN
ajfa-13929	202	16	of	of	ADP
ajfa-13929	202	17	directors	director	NOUN
ajfa-13929	202	18	on	on	ADP
ajfa-13929	202	19	the	the	DET
ajfa-13929	202	20	board	board	NOUN
ajfa-13929	202	21	.	.	PUNCT
ajfa-13929	203	1	guerreiro	guerreiro	PROPN
ajfa-13929	203	2	(	(	PUNCT
ajfa-13929	203	3	2009	2009	NUM
ajfa-13929	203	4	)	)	PUNCT
ajfa-13929	203	5	and	and	CCONJ
ajfa-13929	203	6	cheninih	cheninih	NOUN
ajfa-13929	203	7	.	.	PUNCT
ajfa-13929	203	8	and	and	CCONJ
ajfa-13929	203	9	jarbouia	jarbouia	NOUN
ajfa-13929	203	10	.	.	PUNCT
ajfa-13929	204	1	(	(	PUNCT
ajfa-13929	204	2	2016	2016	NUM
ajfa-13929	204	3	)	)	PUNCT
ajfa-13929	204	4	ext	ext	VERB
ajfa-13929	204	5	foreign	foreign	ADJ
ajfa-13929	204	6	director	director	NOUN
ajfa-13929	204	7	ownership	ownership	NOUN
ajfa-13929	204	8	number	number	NOUN
ajfa-13929	204	9	of	of	ADP
ajfa-13929	204	10	foreign	foreign	ADJ
ajfa-13929	204	11	directors	director	NOUN
ajfa-13929	204	12	/	/	SYM
ajfa-13929	204	13	total	total	ADJ
ajfa-13929	204	14	number	number	NOUN
ajfa-13929	204	15	of	of	ADP
ajfa-13929	204	16	directors	director	NOUN
ajfa-13929	204	17	on	on	ADP
ajfa-13929	204	18	the	the	DET
ajfa-13929	204	19	board	board	NOUN
ajfa-13929	204	20	.	.	PUNCT
ajfa-13929	205	1	choi	choi	PROPN
ajfa-13929	205	2	and	and	CCONJ
ajfa-13929	205	3	hasan	hasan	PROPN
ajfa-13929	205	4	(	(	PUNCT
ajfa-13929	205	5	2005	2005	NUM
ajfa-13929	205	6	)	)	PUNCT
ajfa-13929	205	7	,	,	PUNCT
ajfa-13929	205	8	gulamhussen	gulamhussen	ADJ
ajfa-13929	205	9	and	and	CCONJ
ajfa-13929	205	10	guerreirol	guerreirol	NOUN
ajfa-13929	205	11	.	.	PUNCT
ajfa-13929	206	1	(	(	PUNCT
ajfa-13929	206	2	2009	2009	NUM
ajfa-13929	206	3	)	)	PUNCT
ajfa-13929	206	4	and	and	CCONJ
ajfa-13929	206	5	cheninih	cheninih	NOUN
ajfa-13929	206	6	.	.	PUNCT
ajfa-13929	206	7	and	and	CCONJ
ajfa-13929	206	8	jarbouia	jarbouia	NOUN
ajfa-13929	206	9	.	.	PUNCT
ajfa-13929	207	1	(	(	PUNCT
ajfa-13929	207	2	2016	2016	NUM
ajfa-13929	207	3	)	)	PUNCT
ajfa-13929	207	4	inst	inst	VERB
ajfa-13929	207	5	institutional	institutional	ADJ
ajfa-13929	207	6	investor	investor	NOUN
ajfa-13929	207	7	ownership	ownership	NOUN
ajfa-13929	207	8	percentage	percentage	NOUN
ajfa-13929	207	9	of	of	ADP
ajfa-13929	207	10	investors	investor	NOUN
ajfa-13929	207	11	holding	hold	VERB
ajfa-13929	207	12	5	5	NUM
ajfa-13929	207	13	%	%	NOUN
ajfa-13929	207	14	or	or	CCONJ
ajfa-13929	207	15	more	more	ADJ
ajfa-13929	207	16	of	of	ADP
ajfa-13929	207	17	the	the	DET
ajfa-13929	207	18	capital	capital	NOUN
ajfa-13929	207	19	.	.	PUNCT
ajfa-13929	208	1	baysinger	baysinger	NOUN
ajfa-13929	208	2	et	et	NOUN
ajfa-13929	208	3	al.(1991	al.(1991	PROPN
ajfa-13929	208	4	)	)	PUNCT
ajfa-13929	208	5	,	,	PUNCT
ajfa-13929	208	6	hugan	hugan	PROPN
ajfa-13929	208	7	et	et	PROPN
ajfa-13929	208	8	al	al	PROPN
ajfa-13929	208	9	.	.	PROPN
ajfa-13929	209	1	(	(	PUNCT
ajfa-13929	209	2	2011	2011	NUM
ajfa-13929	209	3	)	)	PUNCT
ajfa-13929	209	4	,	,	PUNCT
ajfa-13929	209	5	and	and	CCONJ
ajfa-13929	209	6	aebi	aebi	VERB
ajfa-13929	209	7	et	et	PROPN
ajfa-13929	209	8	al	al	PROPN
ajfa-13929	209	9	.	.	PROPN
ajfa-13929	210	1	(	(	PUNCT
ajfa-13929	210	2	2012	2012	NUM
ajfa-13929	210	3	)	)	PUNCT
ajfa-13929	210	4	source	source	NOUN
ajfa-13929	210	5	:	:	PUNCT
ajfa-13929	210	6	table	table	NOUN
ajfa-13929	210	7	made	make	VERB
ajfa-13929	210	8	by	by	ADP
ajfa-13929	210	9	authors	author	NOUN
ajfa-13929	210	10	based	base	VERB
ajfa-13929	210	11	on	on	ADP
ajfa-13929	210	12	the	the	DET
ajfa-13929	210	13	literature	literature	PROPN
ajfa-13929	210	14	review	review	NOUN
ajfa-13929	210	15	.	.	PUNCT
ajfa-13929	211	1	5	5	X
ajfa-13929	211	2	.	.	X
ajfa-13929	211	3	results	result	NOUN
ajfa-13929	211	4	and	and	CCONJ
ajfa-13929	211	5	discussion	discussion	NOUN
ajfa-13929	211	6	before	before	ADP
ajfa-13929	211	7	interpreting	interpret	VERB
ajfa-13929	211	8	the	the	DET
ajfa-13929	211	9	empirical	empirical	ADJ
ajfa-13929	211	10	results	result	NOUN
ajfa-13929	211	11	,	,	PUNCT
ajfa-13929	211	12	we	we	PRON
ajfa-13929	211	13	will	will	AUX
ajfa-13929	211	14	give	give	VERB
ajfa-13929	211	15	an	an	DET
ajfa-13929	211	16	overview	overview	NOUN
ajfa-13929	211	17	of	of	ADP
ajfa-13929	211	18	all	all	DET
ajfa-13929	211	19	the	the	DET
ajfa-13929	211	20	variables	variable	NOUN
ajfa-13929	211	21	used	use	VERB
ajfa-13929	211	22	in	in	ADP
ajfa-13929	211	23	this	this	DET
ajfa-13929	211	24	study	study	NOUN
ajfa-13929	211	25	.	.	PUNCT
ajfa-13929	212	1	the	the	DET
ajfa-13929	212	2	descriptive	descriptive	ADJ
ajfa-13929	212	3	statistics	statistic	NOUN
ajfa-13929	212	4	presented	present	VERB
ajfa-13929	212	5	in	in	ADP
ajfa-13929	212	6	table2	table2	PROPN
ajfa-13929	212	7	give	give	VERB
ajfa-13929	212	8	information	information	NOUN
ajfa-13929	212	9	on	on	ADP
ajfa-13929	212	10	each	each	DET
ajfa-13929	212	11	variable	variable	NOUN
ajfa-13929	212	12	,	,	PUNCT
ajfa-13929	212	13	such	such	ADJ
ajfa-13929	212	14	asian	asian	ADJ
ajfa-13929	212	15	journal	journal	NOUN
ajfa-13929	212	16	of	of	ADP
ajfa-13929	212	17	finance	finance	PROPN
ajfa-13929	212	18	&	&	CCONJ
ajfa-13929	212	19	accounting	accounting	PROPN
ajfa-13929	212	20	issn	issn	PROPN
ajfa-13929	212	21	1946	1946	NUM
ajfa-13929	212	22	-	-	PUNCT
ajfa-13929	212	23	052x	052x	PROPN
ajfa-13929	212	24	2019	2019	NUM
ajfa-13929	212	25	,	,	PUNCT
ajfa-13929	212	26	vol	vol	NOUN
ajfa-13929	212	27	.	.	PROPN
ajfa-13929	213	1	11	11	NUM
ajfa-13929	213	2	,	,	PUNCT
ajfa-13929	213	3	no	no	INTJ
ajfa-13929	213	4	.	.	NOUN
ajfa-13929	213	5	2	2	NUM
ajfa-13929	213	6	ajfa.macrothink.org/	ajfa.macrothink.org/	NOUN
ajfa-13929	213	7	157	157	NUM
ajfa-13929	213	8	as	as	ADP
ajfa-13929	213	9	the	the	DET
ajfa-13929	213	10	mean	mean	ADJ
ajfa-13929	213	11	value	value	NOUN
ajfa-13929	213	12	of	of	ADP
ajfa-13929	213	13	the	the	DET
ajfa-13929	213	14	standard	standard	ADJ
ajfa-13929	213	15	deviation	deviation	NOUN
ajfa-13929	213	16	and	and	CCONJ
ajfa-13929	213	17	the	the	DET
ajfa-13929	213	18	maximum	maximum	ADJ
ajfa-13929	213	19	and	and	CCONJ
ajfa-13929	213	20	minimum	minimum	ADJ
ajfa-13929	213	21	values	value	NOUN
ajfa-13929	213	22	.	.	PUNCT
ajfa-13929	214	1	table2	table2	PROPN
ajfa-13929	214	2	below	below	ADV
ajfa-13929	214	3	provides	provide	VERB
ajfa-13929	214	4	information	information	NOUN
ajfa-13929	214	5	on	on	ADP
ajfa-13929	214	6	the	the	DET
ajfa-13929	214	7	average	average	ADJ
ajfa-13929	214	8	evolution	evolution	NOUN
ajfa-13929	214	9	,	,	PUNCT
ajfa-13929	214	10	the	the	DET
ajfa-13929	214	11	dispersion	dispersion	NOUN
ajfa-13929	214	12	with	with	ADP
ajfa-13929	214	13	respect	respect	NOUN
ajfa-13929	214	14	to	to	ADP
ajfa-13929	214	15	the	the	DET
ajfa-13929	214	16	mean	mean	NOUN
ajfa-13929	214	17	(	(	PUNCT
ajfa-13929	214	18	standard	standard	ADJ
ajfa-13929	214	19	deviation	deviation	NOUN
ajfa-13929	214	20	)	)	PUNCT
ajfa-13929	214	21	,	,	PUNCT
ajfa-13929	214	22	the	the	DET
ajfa-13929	214	23	maximum	maximum	NOUN
ajfa-13929	214	24	and	and	CCONJ
ajfa-13929	214	25	the	the	DET
ajfa-13929	214	26	minimum	minimum	NOUN
ajfa-13929	214	27	of	of	ADP
ajfa-13929	214	28	each	each	DET
ajfa-13929	214	29	variable	variable	NOUN
ajfa-13929	214	30	.	.	PUNCT
ajfa-13929	215	1	this	this	DET
ajfa-13929	215	2	table	table	NOUN
ajfa-13929	215	3	provides	provide	VERB
ajfa-13929	215	4	readers	reader	NOUN
ajfa-13929	215	5	with	with	ADP
ajfa-13929	215	6	more	more	ADJ
ajfa-13929	215	7	information	information	NOUN
ajfa-13929	215	8	about	about	ADP
ajfa-13929	215	9	our	our	PRON
ajfa-13929	215	10	sample	sample	NOUN
ajfa-13929	215	11	.	.	PUNCT
ajfa-13929	216	1	table	table	NOUN
ajfa-13929	216	2	2	2	NUM
ajfa-13929	216	3	.	.	PUNCT
ajfa-13929	216	4	descriptive	descriptive	ADJ
ajfa-13929	216	5	statistics	statistic	NOUN
ajfa-13929	216	6	variable	variable	ADJ
ajfa-13929	216	7	obs	obs	PROPN
ajfa-13929	216	8	mean	mean	VERB
ajfa-13929	216	9	std	std	PROPN
ajfa-13929	216	10	.	.	PROPN
ajfa-13929	217	1	dev	dev	PROPN
ajfa-13929	217	2	.	.	PUNCT
ajfa-13929	218	1	min	min	PROPN
ajfa-13929	218	2	max	max	PROPN
ajfa-13929	218	3	rcdr	rcdr	PROPN
ajfa-13929	218	4	180	180	NUM
ajfa-13929	218	5	0.747	0.747	NUM
ajfa-13929	218	6	0.130	0.130	NUM
ajfa-13929	218	7	0.030	0.030	NUM
ajfa-13929	218	8	0.965	0.965	NUM
ajfa-13929	218	9	liqr	liqr	NOUN
ajfa-13929	218	10	180	180	NUM
ajfa-13929	218	11	1.179	1.179	NUM
ajfa-13929	218	12	0.366	0.366	NUM
ajfa-13929	218	13	0.551	0.551	NUM
ajfa-13929	218	14	2.597	2.597	NUM
ajfa-13929	218	15	bdsize	bdsize	NOUN
ajfa-13929	218	16	180	180	NUM
ajfa-13929	218	17	11.039	11.039	NUM
ajfa-13929	218	18	1.511	1.511	NUM
ajfa-13929	218	19	5.000	5.000	NUM
ajfa-13929	218	20	14.000	14.000	NUM
ajfa-13929	218	21	dual	dual	ADJ
ajfa-13929	218	22	180	180	NUM
ajfa-13929	218	23	0.594	0.594	NUM
ajfa-13929	218	24	0.492	0.492	NUM
ajfa-13929	218	25	0.000	0.000	NUM
ajfa-13929	218	26	1.000	1.000	NUM
ajfa-13929	218	27	ind	ind	NOUN
ajfa-13929	218	28	(	(	PUNCT
ajfa-13929	218	29	note	note	NOUN
ajfa-13929	218	30	4	4	NUM
ajfa-13929	218	31	)	)	PUNCT
ajfa-13929	218	32	180	180	NUM
ajfa-13929	218	33	1.452	1.452	NUM
ajfa-13929	218	34	4.658	4.658	NUM
ajfa-13929	218	35	0.000	0.000	NUM
ajfa-13929	218	36	18.180	18.180	NUM
ajfa-13929	218	37	state	state	NOUN
ajfa-13929	218	38	180	180	NUM
ajfa-13929	218	39	0.149	0.149	NUM
ajfa-13929	218	40	0.195	0.195	NUM
ajfa-13929	218	41	0.000	0.000	NUM
ajfa-13929	218	42	0.545	0.545	NUM
ajfa-13929	218	43	ext	ext	NOUN
ajfa-13929	218	44	180	180	NUM
ajfa-13929	218	45	0.226	0.226	NUM
ajfa-13929	218	46	0.244	0.244	NUM
ajfa-13929	218	47	0.000	0.000	NUM
ajfa-13929	218	48	0.777	0.777	NUM
ajfa-13929	218	49	inst	inst	NOUN
ajfa-13929	218	50	180	180	NUM
ajfa-13929	218	51	0.369	0.369	NUM
ajfa-13929	218	52	0.204	0.204	NUM
ajfa-13929	218	53	0.000	0.000	NUM
ajfa-13929	218	54	0.875	0.875	NUM
ajfa-13929	218	55	cap	cap	NOUN
ajfa-13929	218	56	180	180	NUM
ajfa-13929	218	57	0.089	0.089	NUM
ajfa-13929	218	58	0.031	0.031	NUM
ajfa-13929	218	59	0.011	0.011	NUM
ajfa-13929	218	60	0.175	0.175	NUM
ajfa-13929	218	61	size	size	NOUN
ajfa-13929	218	62	180	180	NUM
ajfa-13929	218	63	14.877	14.877	NUM
ajfa-13929	218	64	0.620	0.620	NUM
ajfa-13929	218	65	13.742	13.742	NUM
ajfa-13929	218	66	16.169	16.169	NUM
ajfa-13929	218	67	source	source	NOUN
ajfa-13929	218	68	:	:	PUNCT
ajfa-13929	218	69	author	author	NOUN
ajfa-13929	218	70	's	's	PART
ajfa-13929	218	71	calculations	calculation	NOUN
ajfa-13929	218	72	based	base	VERB
ajfa-13929	218	73	on	on	ADP
ajfa-13929	218	74	data	datum	NOUN
ajfa-13929	218	75	from	from	ADP
ajfa-13929	218	76	the	the	DET
ajfa-13929	218	77	banks	bank	NOUN
ajfa-13929	218	78	'	'	PART
ajfa-13929	218	79	annual	annual	ADJ
ajfa-13929	218	80	reports	report	NOUN
ajfa-13929	218	81	.	.	PUNCT
ajfa-13929	219	1	for	for	ADP
ajfa-13929	219	2	dependent	dependent	ADJ
ajfa-13929	219	3	variables	variable	NOUN
ajfa-13929	219	4	,	,	PUNCT
ajfa-13929	219	5	the	the	DET
ajfa-13929	219	6	average	average	ADJ
ajfa-13929	219	7	value	value	NOUN
ajfa-13929	219	8	of	of	ADP
ajfa-13929	219	9	credit	credit	NOUN
ajfa-13929	219	10	risk	risk	NOUN
ajfa-13929	219	11	is	be	AUX
ajfa-13929	219	12	approximately	approximately	ADV
ajfa-13929	219	13	74.7	74.7	NUM
ajfa-13929	219	14	%	%	NOUN
ajfa-13929	219	15	,	,	PUNCT
ajfa-13929	219	16	with	with	ADP
ajfa-13929	219	17	a	a	DET
ajfa-13929	219	18	standard	standard	ADJ
ajfa-13929	219	19	deviation	deviation	NOUN
ajfa-13929	219	20	of	of	ADP
ajfa-13929	219	21	13	13	NUM
ajfa-13929	219	22	%	%	NOUN
ajfa-13929	219	23	,	,	PUNCT
ajfa-13929	219	24	a	a	DET
ajfa-13929	219	25	minimum	minimum	ADJ
ajfa-13929	219	26	value	value	NOUN
ajfa-13929	219	27	of	of	ADP
ajfa-13929	219	28	30	30	NUM
ajfa-13929	219	29	%	%	NOUN
ajfa-13929	219	30	and	and	CCONJ
ajfa-13929	219	31	a	a	DET
ajfa-13929	219	32	maximum	maximum	ADJ
ajfa-13929	219	33	value	value	NOUN
ajfa-13929	219	34	of	of	ADP
ajfa-13929	219	35	96.5	96.5	NUM
ajfa-13929	219	36	%	%	NOUN
ajfa-13929	219	37	.	.	PUNCT
ajfa-13929	220	1	for	for	ADP
ajfa-13929	220	2	the	the	DET
ajfa-13929	220	3	evolution	evolution	NOUN
ajfa-13929	220	4	of	of	ADP
ajfa-13929	220	5	bank	bank	NOUN
ajfa-13929	220	6	liquidity	liquidity	NOUN
ajfa-13929	220	7	risk	risk	NOUN
ajfa-13929	220	8	,	,	PUNCT
ajfa-13929	220	9	the	the	DET
ajfa-13929	220	10	average	average	NOUN
ajfa-13929	220	11	is	be	AUX
ajfa-13929	220	12	117.9	117.9	NUM
ajfa-13929	220	13	%	%	NOUN
ajfa-13929	220	14	with	with	ADP
ajfa-13929	220	15	a	a	DET
ajfa-13929	220	16	standard	standard	ADJ
ajfa-13929	220	17	deviation	deviation	NOUN
ajfa-13929	220	18	of	of	ADP
ajfa-13929	220	19	36.6	36.6	NUM
ajfa-13929	220	20	%	%	NOUN
ajfa-13929	220	21	,	,	PUNCT
ajfa-13929	220	22	with	with	ADP
ajfa-13929	220	23	maximum	maximum	ADJ
ajfa-13929	220	24	and	and	CCONJ
ajfa-13929	220	25	minimum	minimum	ADJ
ajfa-13929	220	26	values	value	NOUN
ajfa-13929	220	27	of	of	ADP
ajfa-13929	220	28	55.1	55.1	NUM
ajfa-13929	220	29	%	%	NOUN
ajfa-13929	220	30	and	and	CCONJ
ajfa-13929	220	31	25.97	25.97	NUM
ajfa-13929	220	32	%	%	NOUN
ajfa-13929	220	33	.	.	PUNCT
ajfa-13929	221	1	this	this	PRON
ajfa-13929	221	2	means	mean	VERB
ajfa-13929	221	3	that	that	SCONJ
ajfa-13929	221	4	for	for	ADP
ajfa-13929	221	5	liquidity	liquidity	NOUN
ajfa-13929	221	6	risk	risk	NOUN
ajfa-13929	221	7	,	,	PUNCT
ajfa-13929	221	8	total	total	ADJ
ajfa-13929	221	9	credit	credit	NOUN
ajfa-13929	221	10	is	be	AUX
ajfa-13929	221	11	more	more	ADV
ajfa-13929	221	12	than	than	ADP
ajfa-13929	221	13	double	double	DET
ajfa-13929	221	14	the	the	DET
ajfa-13929	221	15	total	total	ADJ
ajfa-13929	221	16	deposit	deposit	NOUN
ajfa-13929	221	17	.	.	PUNCT
ajfa-13929	222	1	however	however	ADV
ajfa-13929	222	2	,	,	PUNCT
ajfa-13929	222	3	we	we	PRON
ajfa-13929	222	4	note	note	VERB
ajfa-13929	222	5	that	that	SCONJ
ajfa-13929	222	6	,	,	PUNCT
ajfa-13929	222	7	with	with	ADP
ajfa-13929	222	8	respect	respect	NOUN
ajfa-13929	222	9	to	to	ADP
ajfa-13929	222	10	liquidity	liquidity	NOUN
ajfa-13929	222	11	risk	risk	NOUN
ajfa-13929	222	12	,	,	PUNCT
ajfa-13929	222	13	there	there	PRON
ajfa-13929	222	14	is	be	VERB
ajfa-13929	222	15	a	a	DET
ajfa-13929	222	16	significant	significant	ADJ
ajfa-13929	222	17	gap	gap	NOUN
ajfa-13929	222	18	between	between	ADP
ajfa-13929	222	19	the	the	DET
ajfa-13929	222	20	maximum	maximum	ADJ
ajfa-13929	222	21	and	and	CCONJ
ajfa-13929	222	22	minimum	minimum	ADJ
ajfa-13929	222	23	variables	variable	NOUN
ajfa-13929	222	24	.	.	PUNCT
ajfa-13929	223	1	this	this	PRON
ajfa-13929	223	2	means	mean	VERB
ajfa-13929	223	3	that	that	SCONJ
ajfa-13929	223	4	in	in	ADP
ajfa-13929	223	5	our	our	PRON
ajfa-13929	223	6	sample	sample	NOUN
ajfa-13929	223	7	of	of	ADP
ajfa-13929	223	8	tunisian	tunisian	ADJ
ajfa-13929	223	9	banks	bank	NOUN
ajfa-13929	223	10	for	for	ADP
ajfa-13929	223	11	the	the	DET
ajfa-13929	223	12	period	period	NOUN
ajfa-13929	223	13	1998	1998	NUM
ajfa-13929	223	14	-	-	SYM
ajfa-13929	223	15	2015	2015	NUM
ajfa-13929	223	16	,	,	PUNCT
ajfa-13929	223	17	some	some	PRON
ajfa-13929	223	18	are	be	AUX
ajfa-13929	223	19	stable	stable	ADJ
ajfa-13929	223	20	banks	bank	NOUN
ajfa-13929	223	21	,	,	PUNCT
ajfa-13929	223	22	and	and	CCONJ
ajfa-13929	223	23	others	other	NOUN
ajfa-13929	223	24	are	be	AUX
ajfa-13929	223	25	unstable	unstable	ADJ
ajfa-13929	223	26	.	.	PUNCT
ajfa-13929	224	1	most	most	ADV
ajfa-13929	224	2	notable	notable	ADJ
ajfa-13929	224	3	for	for	ADP
ajfa-13929	224	4	this	this	DET
ajfa-13929	224	5	descriptive	descriptive	ADJ
ajfa-13929	224	6	statistic	statistic	NOUN
ajfa-13929	224	7	is	be	AUX
ajfa-13929	224	8	that	that	SCONJ
ajfa-13929	224	9	the	the	DET
ajfa-13929	224	10	size	size	NOUN
ajfa-13929	224	11	of	of	ADP
ajfa-13929	224	12	the	the	DET
ajfa-13929	224	13	bank	bank	NOUN
ajfa-13929	224	14	for	for	ADP
ajfa-13929	224	15	tunisian	tunisian	ADJ
ajfa-13929	224	16	banks	bank	NOUN
ajfa-13929	224	17	is	be	AUX
ajfa-13929	224	18	stable	stable	ADJ
ajfa-13929	224	19	and	and	CCONJ
ajfa-13929	224	20	uniform	uniform	ADJ
ajfa-13929	224	21	.	.	PUNCT
ajfa-13929	225	1	there	there	PRON
ajfa-13929	225	2	are	be	VERB
ajfa-13929	225	3	no	no	DET
ajfa-13929	225	4	strong	strong	ADJ
ajfa-13929	225	5	differences	difference	NOUN
ajfa-13929	225	6	between	between	ADP
ajfa-13929	225	7	mean	mean	ADJ
ajfa-13929	225	8	,	,	PUNCT
ajfa-13929	225	9	maximum	maximum	ADJ
ajfa-13929	225	10	and	and	CCONJ
ajfa-13929	225	11	minimum	minimum	ADJ
ajfa-13929	225	12	values	value	NOUN
ajfa-13929	225	13	.	.	PUNCT
ajfa-13929	226	1	hence	hence	ADV
ajfa-13929	226	2	,	,	PUNCT
ajfa-13929	226	3	we	we	PRON
ajfa-13929	226	4	note	note	VERB
ajfa-13929	226	5	that	that	SCONJ
ajfa-13929	226	6	the	the	DET
ajfa-13929	226	7	average	average	ADJ
ajfa-13929	226	8	size	size	NOUN
ajfa-13929	226	9	of	of	ADP
ajfa-13929	226	10	tunisian	tunisian	ADJ
ajfa-13929	226	11	banks	bank	NOUN
ajfa-13929	226	12	in	in	ADP
ajfa-13929	226	13	our	our	PRON
ajfa-13929	226	14	sample	sample	NOUN
ajfa-13929	226	15	is	be	AUX
ajfa-13929	226	16	14.877	14.877	NUM
ajfa-13929	226	17	in	in	ADP
ajfa-13929	226	18	total	total	ADJ
ajfa-13929	226	19	assets	asset	NOUN
ajfa-13929	226	20	,	,	PUNCT
ajfa-13929	226	21	ranging	range	VERB
ajfa-13929	226	22	from	from	ADP
ajfa-13929	226	23	13.742	13.742	NUM
ajfa-13929	226	24	to	to	ADP
ajfa-13929	226	25	16.169	16.169	NUM
ajfa-13929	226	26	.	.	PUNCT
ajfa-13929	227	1	unlike	unlike	ADP
ajfa-13929	227	2	lending	lending	NOUN
ajfa-13929	227	3	activity	activity	NOUN
ajfa-13929	227	4	,	,	PUNCT
ajfa-13929	227	5	which	which	PRON
ajfa-13929	227	6	is	be	AUX
ajfa-13929	227	7	considered	consider	VERB
ajfa-13929	227	8	in	in	ADP
ajfa-13929	227	9	many	many	ADJ
ajfa-13929	227	10	studies	study	NOUN
ajfa-13929	227	11	as	as	ADP
ajfa-13929	227	12	a	a	DET
ajfa-13929	227	13	proxy	proxy	NOUN
ajfa-13929	227	14	for	for	ADP
ajfa-13929	227	15	credit	credit	NOUN
ajfa-13929	227	16	risk	risk	NOUN
ajfa-13929	227	17	,	,	PUNCT
ajfa-13929	227	18	value	value	NOUN
ajfa-13929	227	19	is	be	AUX
ajfa-13929	227	20	on	on	ADP
ajfa-13929	227	21	average	average	ADJ
ajfa-13929	227	22	0.089	0.089	NUM
ajfa-13929	227	23	.	.	PUNCT
ajfa-13929	228	1	regarding	regard	VERB
ajfa-13929	228	2	banking	banking	NOUN
ajfa-13929	228	3	governance	governance	NOUN
ajfa-13929	228	4	mechanisms	mechanism	NOUN
ajfa-13929	228	5	,	,	PUNCT
ajfa-13929	228	6	the	the	DET
ajfa-13929	228	7	size	size	NOUN
ajfa-13929	228	8	of	of	ADP
ajfa-13929	228	9	the	the	DET
ajfa-13929	228	10	board	board	NOUN
ajfa-13929	228	11	of	of	ADP
ajfa-13929	228	12	directors	director	NOUN
ajfa-13929	228	13	is	be	AUX
ajfa-13929	228	14	on	on	ADP
ajfa-13929	228	15	average	average	ADJ
ajfa-13929	228	16	11.039	11.039	NUM
ajfa-13929	228	17	.	.	PUNCT
ajfa-13929	229	1	the	the	DET
ajfa-13929	229	2	minimum	minimum	ADJ
ajfa-13929	229	3	and	and	CCONJ
ajfa-13929	229	4	maximum	maximum	ADJ
ajfa-13929	229	5	values	value	NOUN
ajfa-13929	229	6	are	be	AUX
ajfa-13929	229	7	approximately	approximately	ADV
ajfa-13929	229	8	5	5	NUM
ajfa-13929	229	9	and	and	CCONJ
ajfa-13929	229	10	14	14	NUM
ajfa-13929	229	11	members	member	NOUN
ajfa-13929	229	12	respectively	respectively	ADV
ajfa-13929	229	13	.	.	PUNCT
ajfa-13929	230	1	for	for	ADP
ajfa-13929	230	2	the	the	DET
ajfa-13929	230	3	presence	presence	NOUN
ajfa-13929	230	4	of	of	ADP
ajfa-13929	230	5	independent	independent	ADJ
ajfa-13929	230	6	directors	director	NOUN
ajfa-13929	230	7	,	,	PUNCT
ajfa-13929	230	8	the	the	DET
ajfa-13929	230	9	average	average	ADJ
ajfa-13929	230	10	value	value	NOUN
ajfa-13929	230	11	is	be	AUX
ajfa-13929	230	12	about	about	ADV
ajfa-13929	230	13	1.452	1.452	NUM
ajfa-13929	230	14	%	%	NOUN
ajfa-13929	230	15	with	with	ADP
ajfa-13929	230	16	a	a	DET
ajfa-13929	230	17	maximum	maximum	NOUN
ajfa-13929	230	18	of	of	ADP
ajfa-13929	230	19	18.18	18.18	NUM
ajfa-13929	230	20	%	%	NOUN
ajfa-13929	230	21	.	.	PUNCT
ajfa-13929	231	1	such	such	DET
ajfa-13929	231	2	a	a	DET
ajfa-13929	231	3	value	value	NOUN
ajfa-13929	231	4	indicates	indicate	VERB
ajfa-13929	231	5	that	that	SCONJ
ajfa-13929	231	6	the	the	DET
ajfa-13929	231	7	presence	presence	NOUN
ajfa-13929	231	8	of	of	ADP
ajfa-13929	231	9	independent	independent	ADJ
ajfa-13929	231	10	investors	investor	NOUN
ajfa-13929	231	11	is	be	AUX
ajfa-13929	231	12	low	low	ADJ
ajfa-13929	231	13	in	in	ADP
ajfa-13929	231	14	tunisian	tunisian	ADJ
ajfa-13929	231	15	banks	bank	NOUN
ajfa-13929	231	16	.	.	PUNCT
ajfa-13929	232	1	this	this	DET
ajfa-13929	232	2	low	low	ADJ
ajfa-13929	232	3	rate	rate	NOUN
ajfa-13929	232	4	indicates	indicate	VERB
ajfa-13929	232	5	the	the	DET
ajfa-13929	232	6	importance	importance	NOUN
ajfa-13929	232	7	of	of	ADP
ajfa-13929	232	8	the	the	DET
ajfa-13929	232	9	dependent	dependent	ADJ
ajfa-13929	232	10	directors	director	NOUN
ajfa-13929	232	11	for	for	ADP
ajfa-13929	232	12	the	the	DET
ajfa-13929	232	13	boards	board	NOUN
ajfa-13929	232	14	of	of	ADP
ajfa-13929	232	15	directors	director	NOUN
ajfa-13929	232	16	of	of	ADP
ajfa-13929	232	17	tunisian	tunisian	ADJ
ajfa-13929	232	18	banks	bank	NOUN
ajfa-13929	232	19	.	.	PUNCT
ajfa-13929	233	1	the	the	DET
ajfa-13929	233	2	duality	duality	NOUN
ajfa-13929	233	3	is	be	AUX
ajfa-13929	233	4	a	a	DET
ajfa-13929	233	5	binary	binary	ADJ
ajfa-13929	233	6	variable	variable	NOUN
ajfa-13929	233	7	,	,	PUNCT
ajfa-13929	233	8	with	with	ADP
ajfa-13929	233	9	classical	classical	ADJ
ajfa-13929	233	10	values	value	NOUN
ajfa-13929	233	11	recorded	record	VERB
ajfa-13929	233	12	as	as	ADP
ajfa-13929	233	13	0	0	NUM
ajfa-13929	233	14	for	for	ADP
ajfa-13929	233	15	the	the	DET
ajfa-13929	233	16	minimum	minimum	NOUN
ajfa-13929	233	17	value	value	NOUN
ajfa-13929	233	18	and	and	CCONJ
ajfa-13929	233	19	1	1	NUM
ajfa-13929	233	20	as	as	ADP
ajfa-13929	233	21	the	the	DET
ajfa-13929	233	22	maximum	maximum	ADJ
ajfa-13929	233	23	value	value	NOUN
ajfa-13929	233	24	.	.	PUNCT
ajfa-13929	234	1	regarding	regard	VERB
ajfa-13929	234	2	the	the	DET
ajfa-13929	234	3	presence	presence	NOUN
ajfa-13929	234	4	of	of	ADP
ajfa-13929	234	5	directors	director	NOUN
ajfa-13929	234	6	representing	represent	VERB
ajfa-13929	234	7	the	the	DET
ajfa-13929	234	8	state	state	NOUN
ajfa-13929	234	9	on	on	ADP
ajfa-13929	234	10	the	the	DET
ajfa-13929	234	11	board	board	NOUN
ajfa-13929	234	12	,	,	PUNCT
ajfa-13929	234	13	the	the	DET
ajfa-13929	234	14	value	value	NOUN
ajfa-13929	234	15	is	be	AUX
ajfa-13929	234	16	an	an	DET
ajfa-13929	234	17	average	average	NOUN
ajfa-13929	234	18	of	of	ADP
ajfa-13929	234	19	14.9	14.9	NUM
ajfa-13929	234	20	%	%	NOUN
ajfa-13929	234	21	.	.	PUNCT
ajfa-13929	235	1	the	the	DET
ajfa-13929	235	2	minimum	minimum	ADJ
ajfa-13929	235	3	value	value	NOUN
ajfa-13929	235	4	is	be	AUX
ajfa-13929	235	5	equal	equal	ADJ
ajfa-13929	235	6	to	to	ADP
ajfa-13929	235	7	0%with	0%with	ADP
ajfa-13929	235	8	54.4	54.4	NUM
ajfa-13929	235	9	%	%	NOUN
ajfa-13929	235	10	as	as	ADP
ajfa-13929	235	11	the	the	DET
ajfa-13929	235	12	maximum	maximum	ADJ
ajfa-13929	235	13	value	value	NOUN
ajfa-13929	235	14	.	.	PUNCT
ajfa-13929	236	1	similarly	similarly	ADV
ajfa-13929	236	2	,	,	PUNCT
ajfa-13929	236	3	for	for	ADP
ajfa-13929	236	4	the	the	DET
ajfa-13929	236	5	percentage	percentage	NOUN
ajfa-13929	236	6	of	of	ADP
ajfa-13929	236	7	foreign	foreign	ADJ
ajfa-13929	236	8	directors	director	NOUN
ajfa-13929	236	9	on	on	ADP
ajfa-13929	236	10	the	the	DET
ajfa-13929	236	11	board	board	NOUN
ajfa-13929	236	12	,	,	PUNCT
ajfa-13929	236	13	the	the	DET
ajfa-13929	236	14	average	average	NOUN
ajfa-13929	236	15	is	be	AUX
ajfa-13929	236	16	22.6	22.6	NUM
ajfa-13929	236	17	%	%	NOUN
ajfa-13929	236	18	with	with	ADP
ajfa-13929	236	19	77.7	77.7	NUM
ajfa-13929	236	20	%	%	NOUN
ajfa-13929	236	21	as	as	ADP
ajfa-13929	236	22	the	the	DET
ajfa-13929	236	23	maximum	maximum	NOUN
ajfa-13929	236	24	.	.	PUNCT
ajfa-13929	237	1	finally	finally	ADV
ajfa-13929	237	2	,	,	PUNCT
ajfa-13929	237	3	institutional	institutional	ADJ
ajfa-13929	237	4	investors	investor	NOUN
ajfa-13929	237	5	on	on	ADP
ajfa-13929	237	6	the	the	DET
ajfa-13929	237	7	board	board	NOUN
ajfa-13929	237	8	of	of	ADP
ajfa-13929	237	9	directors	director	NOUN
ajfa-13929	237	10	average	average	VERB
ajfa-13929	237	11	36.9	36.9	NUM
ajfa-13929	237	12	%	%	NOUN
ajfa-13929	237	13	.	.	PUNCT
ajfa-13929	238	1	such	such	DET
ajfa-13929	238	2	an	an	DET
ajfa-13929	238	3	average	average	NOUN
ajfa-13929	238	4	indicates	indicate	VERB
ajfa-13929	238	5	their	their	PRON
ajfa-13929	238	6	strong	strong	ADJ
ajfa-13929	238	7	presence	presence	NOUN
ajfa-13929	238	8	on	on	ADP
ajfa-13929	238	9	the	the	DET
ajfa-13929	238	10	board	board	NOUN
ajfa-13929	238	11	,	,	PUNCT
ajfa-13929	238	12	which	which	PRON
ajfa-13929	238	13	shows	show	VERB
ajfa-13929	238	14	that	that	SCONJ
ajfa-13929	238	15	institutional	institutional	ADJ
ajfa-13929	238	16	investors	investor	NOUN
ajfa-13929	238	17	hold	hold	VERB
ajfa-13929	238	18	significant	significant	ADJ
ajfa-13929	238	19	shares	share	NOUN
ajfa-13929	238	20	in	in	ADP
ajfa-13929	238	21	bank	bank	PROPN
ajfa-13929	238	22	asian	asian	ADJ
ajfa-13929	238	23	journal	journal	PROPN
ajfa-13929	238	24	of	of	ADP
ajfa-13929	238	25	finance	finance	PROPN
ajfa-13929	238	26	&	&	CCONJ
ajfa-13929	238	27	accounting	accounting	PROPN
ajfa-13929	238	28	issn	issn	PROPN
ajfa-13929	238	29	1946	1946	NUM
ajfa-13929	238	30	-	-	PUNCT
ajfa-13929	238	31	052x	052x	PROPN
ajfa-13929	238	32	2019	2019	NUM
ajfa-13929	238	33	,	,	PUNCT
ajfa-13929	238	34	vol	vol	NOUN
ajfa-13929	238	35	.	.	PROPN
ajfa-13929	238	36	11	11	NUM
ajfa-13929	238	37	,	,	PUNCT
ajfa-13929	238	38	no	no	INTJ
ajfa-13929	238	39	.	.	NOUN
ajfa-13929	238	40	2	2	NUM
ajfa-13929	238	41	ajfa.macrothink.org/	ajfa.macrothink.org/	NOUN
ajfa-13929	238	42	158	158	NUM
ajfa-13929	238	43	capital	capital	NOUN
ajfa-13929	238	44	.	.	PUNCT
ajfa-13929	239	1	after	after	ADP
ajfa-13929	239	2	having	have	VERB
ajfa-13929	239	3	an	an	DET
ajfa-13929	239	4	idea	idea	NOUN
ajfa-13929	239	5	of	of	ADP
ajfa-13929	239	6	the	the	DET
ajfa-13929	239	7	variables	variable	NOUN
ajfa-13929	239	8	used	use	VERB
ajfa-13929	239	9	in	in	ADP
ajfa-13929	239	10	the	the	DET
ajfa-13929	239	11	econometric	econometric	ADJ
ajfa-13929	239	12	model	model	NOUN
ajfa-13929	239	13	,	,	PUNCT
ajfa-13929	239	14	the	the	DET
ajfa-13929	239	15	correlation	correlation	NOUN
ajfa-13929	239	16	matrix	matrix	NOUN
ajfa-13929	239	17	is	be	AUX
ajfa-13929	239	18	presented	present	VERB
ajfa-13929	239	19	in	in	ADP
ajfa-13929	239	20	the	the	DET
ajfa-13929	239	21	table3	table3	NOUN
ajfa-13929	239	22	below	below	ADP
ajfa-13929	239	23	indicating	indicate	VERB
ajfa-13929	239	24	the	the	DET
ajfa-13929	239	25	nature	nature	NOUN
ajfa-13929	239	26	and	and	CCONJ
ajfa-13929	239	27	level	level	NOUN
ajfa-13929	239	28	of	of	ADP
ajfa-13929	239	29	correlation	correlation	NOUN
ajfa-13929	239	30	between	between	ADP
ajfa-13929	239	31	the	the	DET
ajfa-13929	239	32	variables	variable	NOUN
ajfa-13929	239	33	.	.	PUNCT
ajfa-13929	240	1	table	table	NOUN
ajfa-13929	240	2	3	3	NUM
ajfa-13929	240	3	.	.	PUNCT
ajfa-13929	240	4	correlation	correlation	NOUN
ajfa-13929	240	5	matrix	matrix	NOUN
ajfa-13929	240	6	of	of	ADP
ajfa-13929	240	7	banking	banking	NOUN
ajfa-13929	240	8	governance	governance	NOUN
ajfa-13929	240	9	variables	variable	NOUN
ajfa-13929	240	10	rcdr	rcdr	ADV
ajfa-13929	240	11	bdsize	bdsize	VERB
ajfa-13929	240	12	dual	dual	ADJ
ajfa-13929	240	13	ind	ind	PROPN
ajfa-13929	240	14	state	state	NOUN
ajfa-13929	240	15	ext	ext	PROPN
ajfa-13929	240	16	inst	inst	NOUN
ajfa-13929	240	17	cap	cap	PROPN
ajfa-13929	240	18	size	size	NOUN
ajfa-13929	240	19	liqr	liqr	PROPN
ajfa-13929	240	20	rcdr	rcdr	NOUN
ajfa-13929	240	21	1.0000	1.0000	NUM
ajfa-13929	240	22	bdsize	bdsize	PROPN
ajfa-13929	240	23	-0.1756	-0.1756	NOUN
ajfa-13929	240	24	1.0000	1.0000	NUM
ajfa-13929	240	25	dual	dual	ADJ
ajfa-13929	240	26	-0.1489	-0.1489	NOUN
ajfa-13929	240	27	-0.0838	-0.0838	NOUN
ajfa-13929	240	28	1.0000	1.0000	NUM
ajfa-13929	240	29	ind	ind	NOUN
ajfa-13929	240	30	0.1682	0.1682	NUM
ajfa-13929	240	31	0.1568	0.1568	NUM
ajfa-13929	240	32	-0.0913	-0.0913	NOUN
ajfa-13929	240	33	1.0000	1.0000	NUM
ajfa-13929	240	34	state	state	NOUN
ajfa-13929	240	35	-0.1379	-0.1379	NOUN
ajfa-13929	240	36	0.1888	0.1888	NUM
ajfa-13929	240	37	0.3292	0.3292	NUM
ajfa-13929	240	38	0.0850	0.0850	NUM
ajfa-13929	240	39	1.0000	1.0000	NUM
ajfa-13929	240	40	ext	ext	NOUN
ajfa-13929	240	41	0.1228	0.1228	NUM
ajfa-13929	240	42	-0.2265	-0.2265	NOUN
ajfa-13929	240	43	-0.2890	-0.2890	NOUN
ajfa-13929	240	44	-0.1787	-0.1787	PROPN
ajfa-13929	240	45	-0.6254	-0.6254	PUNCT
ajfa-13929	241	1	1.0000	1.0000	NUM
ajfa-13929	241	2	inst	inst	NOUN
ajfa-13929	241	3	0.1789	0.1789	NUM
ajfa-13929	241	4	-0.1353	-0.1353	NOUN
ajfa-13929	241	5	-0.4082	-0.4082	NOUN
ajfa-13929	241	6	-0.1147	-0.1147	PROPN
ajfa-13929	241	7	-0.6996	-0.6996	PROPN
ajfa-13929	241	8	0.0801	0.0801	NUM
ajfa-13929	241	9	1.0000	1.0000	NUM
ajfa-13929	241	10	cap	cap	NOUN
ajfa-13929	241	11	0.1149	0.1149	NUM
ajfa-13929	241	12	-0.1679	-0.1679	NOUN
ajfa-13929	241	13	-0.0309	-0.0309	NOUN
ajfa-13929	241	14	0.0682	0.0682	NUM
ajfa-13929	241	15	-0.0885	-0.0885	NOUN
ajfa-13929	241	16	-0.1481	-0.1481	PROPN
ajfa-13929	241	17	-0.0621	-0.0621	PROPN
ajfa-13929	242	1	1.0000	1.0000	NUM
ajfa-13929	242	2	size	size	NOUN
ajfa-13929	242	3	0.2565	0.2565	NUM
ajfa-13929	242	4	0.1045	0.1045	NUM
ajfa-13929	242	5	-0.2815	-0.2815	NOUN
ajfa-13929	242	6	0.1232	0.1232	NUM
ajfa-13929	242	7	-0.0086	-0.0086	NOUN
ajfa-13929	242	8	-0.0719	-0.0719	NOUN
ajfa-13929	242	9	0.0385	0.0385	NUM
ajfa-13929	242	10	-0.2735	-0.2735	NOUN
ajfa-13929	242	11	1.0000	1.0000	NUM
ajfa-13929	242	12	liqr	liqr	VERB
ajfa-13929	242	13	0.1288	0.1288	NUM
ajfa-13929	242	14	-0.0713	-0.0713	NOUN
ajfa-13929	242	15	0.1329	0.1329	NUM
ajfa-13929	242	16	0.1008	0.1008	NUM
ajfa-13929	242	17	0.1312	0.1312	NUM
ajfa-13929	242	18	-0.0657	-0.0657	NOUN
ajfa-13929	242	19	-0.1057	-0.1057	VERB
ajfa-13929	242	20	0.2881	0.2881	NUM
ajfa-13929	242	21	-0.2242	-0.2242	NOUN
ajfa-13929	242	22	1.0000	1.0000	NUM
ajfa-13929	242	23	source	source	NOUN
ajfa-13929	242	24	:	:	PUNCT
ajfa-13929	242	25	author	author	PROPN
ajfa-13929	242	26	's	's	PART
ajfa-13929	242	27	calculations	calculation	NOUN
ajfa-13929	242	28	based	base	VERB
ajfa-13929	242	29	on	on	ADP
ajfa-13929	242	30	data	datum	NOUN
ajfa-13929	242	31	from	from	ADP
ajfa-13929	242	32	the	the	DET
ajfa-13929	242	33	banks	bank	NOUN
ajfa-13929	242	34	'	'	PART
ajfa-13929	242	35	annual	annual	ADJ
ajfa-13929	242	36	reports	report	NOUN
ajfa-13929	242	37	.	.	PUNCT
ajfa-13929	243	1	from	from	ADP
ajfa-13929	243	2	table3	table3	PROPN
ajfa-13929	243	3	above	above	ADV
ajfa-13929	243	4	,	,	PUNCT
ajfa-13929	243	5	we	we	PRON
ajfa-13929	243	6	can	can	AUX
ajfa-13929	243	7	observe	observe	VERB
ajfa-13929	243	8	that	that	SCONJ
ajfa-13929	243	9	there	there	PRON
ajfa-13929	243	10	is	be	VERB
ajfa-13929	243	11	no	no	DET
ajfa-13929	243	12	high	high	ADJ
ajfa-13929	243	13	correlation	correlation	NOUN
ajfa-13929	243	14	between	between	ADP
ajfa-13929	243	15	the	the	DET
ajfa-13929	243	16	variables	variable	NOUN
ajfa-13929	243	17	.	.	PUNCT
ajfa-13929	244	1	it	it	PRON
ajfa-13929	244	2	appears	appear	VERB
ajfa-13929	244	3	that	that	SCONJ
ajfa-13929	244	4	the	the	DET
ajfa-13929	244	5	level	level	NOUN
ajfa-13929	244	6	of	of	ADP
ajfa-13929	244	7	correlation	correlation	NOUN
ajfa-13929	244	8	between	between	ADP
ajfa-13929	244	9	all	all	DET
ajfa-13929	244	10	the	the	DET
ajfa-13929	244	11	variables	variable	NOUN
ajfa-13929	244	12	is	be	AUX
ajfa-13929	244	13	very	very	ADV
ajfa-13929	244	14	low	low	ADJ
ajfa-13929	244	15	.	.	PUNCT
ajfa-13929	245	1	the	the	DET
ajfa-13929	245	2	highest	high	ADJ
ajfa-13929	245	3	correlation	correlation	NOUN
ajfa-13929	245	4	did	do	AUX
ajfa-13929	245	5	not	not	PART
ajfa-13929	245	6	exceed	exceed	VERB
ajfa-13929	245	7	a	a	DET
ajfa-13929	245	8	level	level	NOUN
ajfa-13929	245	9	of	of	ADP
ajfa-13929	245	10	33	33	NUM
ajfa-13929	245	11	%	%	NOUN
ajfa-13929	245	12	.	.	PUNCT
ajfa-13929	246	1	it	it	PRON
ajfa-13929	246	2	is	be	AUX
ajfa-13929	246	3	registered	register	VERB
ajfa-13929	246	4	between	between	ADP
ajfa-13929	246	5	the	the	DET
ajfa-13929	246	6	two	two	NUM
ajfa-13929	246	7	variables	variable	NOUN
ajfa-13929	246	8	of	of	ADP
ajfa-13929	246	9	state	state	NOUN
ajfa-13929	246	10	and	and	CCONJ
ajfa-13929	246	11	dual	dual	ADJ
ajfa-13929	246	12	.	.	PUNCT
ajfa-13929	247	1	this	this	DET
ajfa-13929	247	2	low	low	ADJ
ajfa-13929	247	3	level	level	NOUN
ajfa-13929	247	4	of	of	ADP
ajfa-13929	247	5	correlation	correlation	NOUN
ajfa-13929	247	6	confirms	confirm	VERB
ajfa-13929	247	7	the	the	DET
ajfa-13929	247	8	absence	absence	NOUN
ajfa-13929	247	9	of	of	ADP
ajfa-13929	247	10	a	a	DET
ajfa-13929	247	11	multicollinearity	multicollinearity	NOUN
ajfa-13929	247	12	problem	problem	NOUN
ajfa-13929	247	13	in	in	ADP
ajfa-13929	247	14	this	this	DET
ajfa-13929	247	15	study	study	NOUN
ajfa-13929	247	16	.	.	PUNCT
ajfa-13929	248	1	5.1	5.1	NUM
ajfa-13929	248	2	bank	bank	NOUN
ajfa-13929	248	3	governance	governance	NOUN
ajfa-13929	248	4	and	and	CCONJ
ajfa-13929	248	5	credit	credit	NOUN
ajfa-13929	248	6	risk	risk	NOUN
ajfa-13929	248	7	the	the	DET
ajfa-13929	248	8	results	result	NOUN
ajfa-13929	248	9	relating	relate	VERB
ajfa-13929	248	10	to	to	ADP
ajfa-13929	248	11	the	the	DET
ajfa-13929	248	12	impact	impact	NOUN
ajfa-13929	248	13	of	of	ADP
ajfa-13929	248	14	governance	governance	NOUN
ajfa-13929	248	15	mechanisms	mechanism	NOUN
ajfa-13929	248	16	on	on	ADP
ajfa-13929	248	17	bank	bank	NOUN
ajfa-13929	248	18	credit	credit	NOUN
ajfa-13929	248	19	risk	risk	NOUN
ajfa-13929	248	20	are	be	AUX
ajfa-13929	248	21	presented	present	VERB
ajfa-13929	248	22	in	in	ADP
ajfa-13929	248	23	table4	table4	PROPN
ajfa-13929	248	24	.	.	PUNCT
ajfa-13929	249	1	regarding	regard	VERB
ajfa-13929	249	2	the	the	DET
ajfa-13929	249	3	impact	impact	NOUN
ajfa-13929	249	4	of	of	ADP
ajfa-13929	249	5	governance	governance	NOUN
ajfa-13929	249	6	variables	variable	NOUN
ajfa-13929	249	7	on	on	ADP
ajfa-13929	249	8	credit	credit	NOUN
ajfa-13929	249	9	risk	risk	NOUN
ajfa-13929	249	10	,	,	PUNCT
ajfa-13929	249	11	it	it	PRON
ajfa-13929	249	12	should	should	AUX
ajfa-13929	249	13	be	be	AUX
ajfa-13929	249	14	noted	note	VERB
ajfa-13929	249	15	that	that	SCONJ
ajfa-13929	249	16	these	these	DET
ajfa-13929	249	17	variable	variable	NOUN
ajfa-13929	249	18	are	be	AUX
ajfa-13929	249	19	introduced	introduce	VERB
ajfa-13929	249	20	gradually	gradually	ADV
ajfa-13929	249	21	for	for	ADP
ajfa-13929	249	22	two	two	NUM
ajfa-13929	249	23	reasons	reason	NOUN
ajfa-13929	249	24	.	.	PUNCT
ajfa-13929	250	1	the	the	DET
ajfa-13929	250	2	first	first	ADJ
ajfa-13929	250	3	one	one	NOUN
ajfa-13929	250	4	is	be	AUX
ajfa-13929	250	5	to	to	PART
ajfa-13929	250	6	avoid	avoid	VERB
ajfa-13929	250	7	multicolinearity	multicolinearity	NOUN
ajfa-13929	250	8	problems	problem	NOUN
ajfa-13929	250	9	between	between	ADP
ajfa-13929	250	10	dummy	dummy	ADJ
ajfa-13929	250	11	variables	variable	NOUN
ajfa-13929	250	12	.	.	PUNCT
ajfa-13929	251	1	the	the	DET
ajfa-13929	251	2	second	second	NOUN
ajfa-13929	251	3	is	be	AUX
ajfa-13929	251	4	to	to	PART
ajfa-13929	251	5	detect	detect	VERB
ajfa-13929	251	6	the	the	DET
ajfa-13929	251	7	partial	partial	ADJ
ajfa-13929	251	8	impact	impact	NOUN
ajfa-13929	251	9	of	of	ADP
ajfa-13929	251	10	each	each	DET
ajfa-13929	251	11	variable	variable	NOUN
ajfa-13929	251	12	of	of	ADP
ajfa-13929	251	13	governance	governance	NOUN
ajfa-13929	251	14	.	.	PUNCT
ajfa-13929	252	1	asian	asian	ADJ
ajfa-13929	252	2	journal	journal	PROPN
ajfa-13929	252	3	of	of	ADP
ajfa-13929	252	4	finance	finance	PROPN
ajfa-13929	252	5	&	&	CCONJ
ajfa-13929	252	6	accounting	accounting	PROPN
ajfa-13929	252	7	issn	issn	PROPN
ajfa-13929	252	8	1946	1946	NUM
ajfa-13929	252	9	-	-	PUNCT
ajfa-13929	252	10	052x	052x	PROPN
ajfa-13929	252	11	2019	2019	NUM
ajfa-13929	252	12	,	,	PUNCT
ajfa-13929	252	13	vol	vol	NOUN
ajfa-13929	252	14	.	.	PROPN
ajfa-13929	252	15	11	11	NUM
ajfa-13929	252	16	,	,	PUNCT
ajfa-13929	252	17	no	no	INTJ
ajfa-13929	252	18	.	.	NOUN
ajfa-13929	252	19	2	2	NUM
ajfa-13929	252	20	ajfa.macrothink.org/	ajfa.macrothink.org/	NOUN
ajfa-13929	252	21	159	159	NUM
ajfa-13929	252	22	table	table	NOUN
ajfa-13929	252	23	4	4	NUM
ajfa-13929	252	24	.	.	PUNCT
ajfa-13929	252	25	estimation	estimation	NOUN
ajfa-13929	252	26	results	result	NOUN
ajfa-13929	252	27	,	,	PUNCT
ajfa-13929	252	28	governance	governance	NOUN
ajfa-13929	252	29	and	and	CCONJ
ajfa-13929	252	30	credit	credit	NOUN
ajfa-13929	252	31	risk	risk	NOUN
ajfa-13929	252	32	(	(	PUNCT
ajfa-13929	252	33	rcdr	rcdr	ADJ
ajfa-13929	252	34	:	:	PUNCT
ajfa-13929	252	35	dependent	dependent	ADJ
ajfa-13929	252	36	variable	variable	NOUN
ajfa-13929	252	37	)	)	PUNCT
ajfa-13929	252	38	m1(re	m1(re	PROPN
ajfa-13929	252	39	)	)	PUNCT
ajfa-13929	252	40	m2	m2	PROPN
ajfa-13929	252	41	(	(	PUNCT
ajfa-13929	252	42	re	re	NOUN
ajfa-13929	252	43	)	)	PUNCT
ajfa-13929	252	44	m3	m3	PROPN
ajfa-13929	252	45	(	(	PUNCT
ajfa-13929	252	46	re	re	NOUN
ajfa-13929	252	47	)	)	PUNCT
ajfa-13929	252	48	m4	m4	PROPN
ajfa-13929	252	49	(	(	PUNCT
ajfa-13929	252	50	re	re	NOUN
ajfa-13929	252	51	)	)	PUNCT
ajfa-13929	252	52	m	m	VERB
ajfa-13929	252	53	5	5	NUM
ajfa-13929	252	54	(	(	PUNCT
ajfa-13929	252	55	re	re	NOUN
ajfa-13929	252	56	)	)	PUNCT
ajfa-13929	252	57	m	m	VERB
ajfa-13929	252	58	6	6	NUM
ajfa-13929	252	59	(	(	PUNCT
ajfa-13929	252	60	re	re	NOUN
ajfa-13929	252	61	)	)	PUNCT
ajfa-13929	252	62	rcdr	rcdr	PROPN
ajfa-13929	252	63	coef	coef	PROPN
ajfa-13929	252	64	,	,	PUNCT
ajfa-13929	252	65	coef	coef	PROPN
ajfa-13929	252	66	,	,	PUNCT
ajfa-13929	252	67	coef	coef	PROPN
ajfa-13929	252	68	,	,	PUNCT
ajfa-13929	252	69	coef	coef	PROPN
ajfa-13929	252	70	,	,	PUNCT
ajfa-13929	252	71	coef	coef	PROPN
ajfa-13929	252	72	,	,	PUNCT
ajfa-13929	252	73	coef	coef	PROPN
ajfa-13929	252	74	,	,	PUNCT
ajfa-13929	252	75	cap	cap	VERB
ajfa-13929	252	76	0.482	0.482	NUM
ajfa-13929	252	77	0.414	0.414	NUM
ajfa-13929	252	78	0.469	0.469	NUM
ajfa-13929	252	79	0.661	0.661	NUM
ajfa-13929	252	80	0.625	0.625	NUM
ajfa-13929	252	81	0.617	0.617	NUM
ajfa-13929	252	82	1.50	1.50	NUM
ajfa-13929	252	83	1.30	1.30	NUM
ajfa-13929	252	84	1.48	1.48	NUM
ajfa-13929	252	85	2.070	2.070	NUM
ajfa-13929	252	86	*	*	PUNCT
ajfa-13929	252	87	*	*	PUNCT
ajfa-13929	253	1	1.900	1.900	NUM
ajfa-13929	253	2	*	*	NUM
ajfa-13929	253	3	1.920	1.920	NUM
ajfa-13929	253	4	*	*	NOUN
ajfa-13929	253	5	size	size	NOUN
ajfa-13929	253	6	0.087	0.087	NUM
ajfa-13929	253	7	0.079	0.079	NUM
ajfa-13929	253	8	0.082	0.082	NUM
ajfa-13929	253	9	0.082	0.082	NUM
ajfa-13929	253	10	0.087	0.087	NUM
ajfa-13929	253	11	0.082	0.082	NUM
ajfa-13929	253	12	6.480	6.480	NUM
ajfa-13929	253	13	*	*	PUNCT
ajfa-13929	253	14	*	*	PUNCT
ajfa-13929	253	15	*	*	PUNCT
ajfa-13929	253	16	5.670	5.670	NUM
ajfa-13929	253	17	*	*	PUNCT
ajfa-13929	253	18	*	*	PUNCT
ajfa-13929	253	19	*	*	PUNCT
ajfa-13929	253	20	6.000	6.000	NUM
ajfa-13929	253	21	*	*	PUNCT
ajfa-13929	253	22	*	*	PUNCT
ajfa-13929	253	23	*	*	PUNCT
ajfa-13929	253	24	6.090	6.090	NUM
ajfa-13929	253	25	*	*	PUNCT
ajfa-13929	253	26	*	*	PUNCT
ajfa-13929	253	27	*	*	PUNCT
ajfa-13929	253	28	6.410	6.410	NUM
ajfa-13929	253	29	*	*	PUNCT
ajfa-13929	253	30	*	*	PUNCT
ajfa-13929	253	31	*	*	PUNCT
ajfa-13929	253	32	5.800	5.800	NUM
ajfa-13929	253	33	*	*	PUNCT
ajfa-13929	253	34	*	*	PUNCT
ajfa-13929	253	35	*	*	PUNCT
ajfa-13929	253	36	liqr	liqr	PROPN
ajfa-13929	253	37	0.047	0.047	NUM
ajfa-13929	253	38	0.048	0.048	NUM
ajfa-13929	253	39	0.044	0.044	NUM
ajfa-13929	253	40	0.044	0.044	NUM
ajfa-13929	253	41	0.044	0.044	NUM
ajfa-13929	253	42	0.048	0.048	NUM
ajfa-13929	253	43	2.110	2.110	NUM
ajfa-13929	253	44	*	*	PUNCT
ajfa-13929	253	45	*	*	PUNCT
ajfa-13929	253	46	2.170	2.170	NUM
ajfa-13929	253	47	*	*	PUNCT
ajfa-13929	253	48	*	*	PUNCT
ajfa-13929	253	49	1.970	1.970	NUM
ajfa-13929	253	50	*	*	NOUN
ajfa-13929	253	51	*	*	NOUN
ajfa-13929	253	52	2.020	2.020	NUM
ajfa-13929	253	53	*	*	PUNCT
ajfa-13929	253	54	*	*	PUNCT
ajfa-13929	253	55	1.940	1.940	NUM
ajfa-13929	253	56	*	*	NUM
ajfa-13929	253	57	2.040	2.040	NUM
ajfa-13929	253	58	*	*	PUNCT
ajfa-13929	253	59	*	*	PUNCT
ajfa-13929	253	60	bdsize	bdsize	PROPN
ajfa-13929	253	61	-0.005	-0.005	PUNCT
ajfa-13929	253	62	-0.88	-0.88	NOUN
ajfa-13929	253	63	dual	dual	ADJ
ajfa-13929	253	64	-0.045	-0.045	NOUN
ajfa-13929	253	65	-2.430	-2.430	NOUN
ajfa-13929	253	66	*	*	PUNCT
ajfa-13929	253	67	*	*	PUNCT
ajfa-13929	253	68	ind	ind	NOUN
ajfa-13929	253	69	0.004	0.004	NUM
ajfa-13929	253	70	2.160	2.160	NUM
ajfa-13929	253	71	*	*	PUNCT
ajfa-13929	253	72	*	*	PUNCT
ajfa-13929	253	73	state	state	NOUN
ajfa-13929	253	74	-0.264	-0.264	NOUN
ajfa-13929	253	75	-2.900	-2.900	VERB
ajfa-13929	253	76	*	*	PUNCT
ajfa-13929	253	77	*	*	PUNCT
ajfa-13929	253	78	*	*	PUNCT
ajfa-13929	253	79	ext	ext	NOUN
ajfa-13929	254	1	0.066	0.066	NUM
ajfa-13929	254	2	1.44	1.44	NUM
ajfa-13929	254	3	inst	inst	NOUN
ajfa-13929	254	4	0.085	0.085	NUM
ajfa-13929	254	5	1.51	1.51	NUM
ajfa-13929	254	6	_	_	PROPN
ajfa-13929	254	7	cons	con	NOUN
ajfa-13929	254	8	-0.594	-0.594	PUNCT
ajfa-13929	254	9	-0.489	-0.489	X
ajfa-13929	254	10	-0.57	-0.57	X
ajfa-13929	254	11	-0.539	-0.539	X
ajfa-13929	254	12	-0.676	-0.676	NUM
ajfa-13929	254	13	-0.611	-0.611	NOUN
ajfa-13929	254	14	-2.610	-2.610	PUNCT
ajfa-13929	254	15	*	*	PUNCT
ajfa-13929	254	16	*	*	PUNCT
ajfa-13929	254	17	*	*	PUNCT
ajfa-13929	254	18	-2.200	-2.200	PUNCT
ajfa-13929	254	19	*	*	PUNCT
ajfa-13929	254	20	*	*	PUNCT
ajfa-13929	254	21	-2.650	-2.650	PROPN
ajfa-13929	254	22	*	*	PUNCT
ajfa-13929	254	23	*	*	PUNCT
ajfa-13929	254	24	-2.530	-2.530	PUNCT
ajfa-13929	254	25	*	*	PUNCT
ajfa-13929	254	26	*	*	PUNCT
ajfa-13929	254	27	-3.130	-3.130	PROPN
ajfa-13929	254	28	*	*	PUNCT
ajfa-13929	254	29	*	*	PUNCT
ajfa-13929	254	30	*	*	PUNCT
ajfa-13929	254	31	2.760	2.760	NUM
ajfa-13929	254	32	*	*	PUNCT
ajfa-13929	254	33	*	*	PUNCT
ajfa-13929	254	34	*	*	PROPN
ajfa-13929	254	35	hausman	hausman	PROPN
ajfa-13929	254	36	1.32	1.32	NUM
ajfa-13929	254	37	1.62	1.62	NUM
ajfa-13929	254	38	3.50	3.50	NUM
ajfa-13929	254	39	1.39	1.39	NUM
ajfa-13929	254	40	4.133	4.133	NUM
ajfa-13929	254	41	1.79	1.79	NUM
ajfa-13929	254	42	prob	prob	NOUN
ajfa-13929	254	43	chi2	chi2	NOUN
ajfa-13929	254	44	0.857	0.857	NUM
ajfa-13929	254	45	0.804	0.804	NUM
ajfa-13929	254	46	0.477	0.477	NUM
ajfa-13929	254	47	0.847	0.847	NUM
ajfa-13929	254	48	0.459	0.459	NUM
ajfa-13929	254	49	0.795	0.795	NUM
ajfa-13929	254	50	fisher	fisher	NOUN
ajfa-13929	254	51	_	_	PUNCT
ajfa-13929	255	1	_	_	PUNCT
ajfa-13929	256	1	_	_	PUNCT
ajfa-13929	257	1	_	_	PUNCT
ajfa-13929	258	1	_	_	PUNCT
ajfa-13929	259	1	_	_	PUNCT
ajfa-13929	260	1	prob	prob	ADJ
ajfa-13929	260	2	chi2	chi2	PROPN
ajfa-13929	260	3	_	_	PUNCT
ajfa-13929	261	1	_	_	PUNCT
ajfa-13929	262	1	_	_	PUNCT
ajfa-13929	263	1	_	_	PUNCT
ajfa-13929	264	1	_	_	PUNCT
ajfa-13929	265	1	_	_	PUNCT
ajfa-13929	266	1	wald	wald	NOUN
ajfa-13929	266	2	45.84	45.84	NUM
ajfa-13929	266	3	52.43	52.43	NUM
ajfa-13929	266	4	50.27	50.27	NUM
ajfa-13929	266	5	55.38	55.38	NUM
ajfa-13929	266	6	44.81	44.81	NUM
ajfa-13929	266	7	40.17	40.17	NUM
ajfa-13929	266	8	prob	prob	PROPN
ajfa-13929	266	9	chi2	chi2	PROPN
ajfa-13929	266	10	0.000	0.000	NUM
ajfa-13929	267	1	0.000	0.000	NUM
ajfa-13929	267	2	0.000	0.000	NUM
ajfa-13929	267	3	0.000	0.000	NUM
ajfa-13929	267	4	0.000	0.000	NUM
ajfa-13929	267	5	0.000	0.000	NUM
ajfa-13929	267	6	obs	obs	PROPN
ajfa-13929	267	7	180	180	NUM
ajfa-13929	267	8	180	180	NUM
ajfa-13929	267	9	180	180	NUM
ajfa-13929	267	10	180	180	NUM
ajfa-13929	267	11	180	180	NUM
ajfa-13929	267	12	180	180	NUM
ajfa-13929	267	13	*	*	NOUN
ajfa-13929	267	14	,	,	PUNCT
ajfa-13929	267	15	*	*	PUNCT
ajfa-13929	267	16	*	*	PUNCT
ajfa-13929	267	17	and	and	CCONJ
ajfa-13929	267	18	*	*	PUNCT
ajfa-13929	267	19	*	*	PUNCT
ajfa-13929	267	20	*	*	PUNCT
ajfa-13929	267	21	indicate	indicate	VERB
ajfa-13929	267	22	the	the	DET
ajfa-13929	267	23	significance	significance	NOUN
ajfa-13929	267	24	level	level	NOUN
ajfa-13929	267	25	of	of	ADP
ajfa-13929	267	26	10	10	NUM
ajfa-13929	267	27	%	%	NOUN
ajfa-13929	267	28	,	,	PUNCT
ajfa-13929	267	29	5	5	NUM
ajfa-13929	267	30	%	%	NOUN
ajfa-13929	267	31	and	and	CCONJ
ajfa-13929	267	32	1	1	NUM
ajfa-13929	267	33	%	%	NOUN
ajfa-13929	267	34	respectively	respectively	ADV
ajfa-13929	267	35	source	source	NOUN
ajfa-13929	267	36	:	:	PUNCT
ajfa-13929	267	37	author	author	NOUN
ajfa-13929	267	38	's	's	PART
ajfa-13929	267	39	calculations	calculation	NOUN
ajfa-13929	267	40	based	base	VERB
ajfa-13929	267	41	on	on	ADP
ajfa-13929	267	42	data	datum	NOUN
ajfa-13929	267	43	from	from	ADP
ajfa-13929	267	44	the	the	DET
ajfa-13929	267	45	banks	bank	NOUN
ajfa-13929	267	46	'	'	PART
ajfa-13929	267	47	annual	annual	ADJ
ajfa-13929	267	48	reports	report	NOUN
ajfa-13929	267	49	.	.	PUNCT
ajfa-13929	268	1	the	the	DET
ajfa-13929	268	2	results	result	NOUN
ajfa-13929	268	3	show	show	VERB
ajfa-13929	268	4	that	that	SCONJ
ajfa-13929	268	5	the	the	DET
ajfa-13929	268	6	capital	capital	NOUN
ajfa-13929	268	7	adequacy	adequacy	NOUN
ajfa-13929	268	8	ratio	ratio	NOUN
ajfa-13929	268	9	increases	increase	VERB
ajfa-13929	268	10	credit	credit	NOUN
ajfa-13929	268	11	risk	risk	NOUN
ajfa-13929	268	12	.	.	PUNCT
ajfa-13929	269	1	it	it	PRON
ajfa-13929	269	2	is	be	AUX
ajfa-13929	269	3	clear	clear	ADJ
ajfa-13929	269	4	that	that	SCONJ
ajfa-13929	269	5	a	a	DET
ajfa-13929	269	6	better	well	ADV
ajfa-13929	269	7	capitalized	capitalize	VERB
ajfa-13929	269	8	bank	bank	NOUN
ajfa-13929	269	9	remains	remain	VERB
ajfa-13929	269	10	more	more	ADV
ajfa-13929	269	11	stable	stable	ADJ
ajfa-13929	269	12	and	and	CCONJ
ajfa-13929	269	13	profitable	profitable	ADJ
ajfa-13929	269	14	.	.	PUNCT
ajfa-13929	270	1	in	in	ADP
ajfa-13929	270	2	this	this	DET
ajfa-13929	270	3	study	study	NOUN
ajfa-13929	270	4	,	,	PUNCT
ajfa-13929	270	5	a	a	DET
ajfa-13929	270	6	high	high	ADJ
ajfa-13929	270	7	capital	capital	NOUN
ajfa-13929	270	8	ratio	ratio	NOUN
ajfa-13929	270	9	leads	lead	VERB
ajfa-13929	270	10	to	to	ADP
ajfa-13929	270	11	an	an	DET
ajfa-13929	270	12	increase	increase	NOUN
ajfa-13929	270	13	in	in	ADP
ajfa-13929	270	14	credit	credit	NOUN
ajfa-13929	270	15	risk	risk	NOUN
ajfa-13929	270	16	.	.	PUNCT
ajfa-13929	271	1	this	this	DET
ajfa-13929	271	2	result	result	NOUN
ajfa-13929	271	3	can	can	AUX
ajfa-13929	271	4	be	be	AUX
ajfa-13929	271	5	explained	explain	VERB
ajfa-13929	271	6	as	as	SCONJ
ajfa-13929	271	7	follows	follow	VERB
ajfa-13929	271	8	.	.	PUNCT
ajfa-13929	272	1	highly	highly	ADV
ajfa-13929	272	2	capitalized	capitalize	VERB
ajfa-13929	272	3	banks	bank	NOUN
ajfa-13929	272	4	may	may	AUX
ajfa-13929	272	5	engage	engage	VERB
ajfa-13929	272	6	in	in	ADP
ajfa-13929	272	7	speculative	speculative	ADJ
ajfa-13929	272	8	and	and	CCONJ
ajfa-13929	272	9	risky	risky	ADJ
ajfa-13929	272	10	behavior	behavior	NOUN
ajfa-13929	272	11	.	.	PUNCT
ajfa-13929	273	1	a	a	DET
ajfa-13929	273	2	sufficiently	sufficiently	ADV
ajfa-13929	273	3	capitalized	capitalize	VERB
ajfa-13929	273	4	bank	bank	NOUN
ajfa-13929	273	5	seeks	seek	VERB
ajfa-13929	273	6	to	to	PART
ajfa-13929	273	7	reinvest	reinvest	VERB
ajfa-13929	273	8	this	this	DET
ajfa-13929	273	9	capital	capital	NOUN
ajfa-13929	273	10	to	to	PART
ajfa-13929	273	11	be	be	AUX
ajfa-13929	273	12	more	more	ADV
ajfa-13929	273	13	profitable	profitable	ADJ
ajfa-13929	273	14	.	.	PUNCT
ajfa-13929	274	1	the	the	DET
ajfa-13929	274	2	search	search	NOUN
ajfa-13929	274	3	for	for	ADP
ajfa-13929	274	4	this	this	DET
ajfa-13929	274	5	profitability	profitability	NOUN
ajfa-13929	274	6	may	may	AUX
ajfa-13929	274	7	encourage	encourage	VERB
ajfa-13929	274	8	banks	bank	NOUN
ajfa-13929	274	9	to	to	PART
ajfa-13929	274	10	sometimes	sometimes	ADV
ajfa-13929	274	11	be	be	AUX
ajfa-13929	274	12	more	more	ADV
ajfa-13929	274	13	flexible	flexible	ADJ
ajfa-13929	274	14	in	in	ADP
ajfa-13929	274	15	terms	term	NOUN
ajfa-13929	274	16	of	of	ADP
ajfa-13929	274	17	credit	credit	NOUN
ajfa-13929	274	18	distribution	distribution	NOUN
ajfa-13929	274	19	.	.	PUNCT
ajfa-13929	275	1	this	this	DET
ajfa-13929	275	2	flexibility	flexibility	NOUN
ajfa-13929	275	3	is	be	AUX
ajfa-13929	275	4	based	base	VERB
ajfa-13929	275	5	on	on	ADP
ajfa-13929	275	6	the	the	DET
ajfa-13929	275	7	distribution	distribution	NOUN
ajfa-13929	275	8	of	of	ADP
ajfa-13929	275	9	loans	loan	NOUN
ajfa-13929	275	10	without	without	ADP
ajfa-13929	275	11	requiring	require	VERB
ajfa-13929	275	12	sufficient	sufficient	ADJ
ajfa-13929	275	13	guarantees	guarantee	NOUN
ajfa-13929	275	14	or	or	CCONJ
ajfa-13929	275	15	,	,	PUNCT
ajfa-13929	275	16	in	in	ADP
ajfa-13929	275	17	some	some	DET
ajfa-13929	275	18	cases	case	NOUN
ajfa-13929	275	19	,	,	PUNCT
ajfa-13929	275	20	the	the	DET
ajfa-13929	275	21	financing	financing	NOUN
ajfa-13929	275	22	of	of	ADP
ajfa-13929	275	23	asian	asian	ADJ
ajfa-13929	275	24	journal	journal	NOUN
ajfa-13929	275	25	of	of	ADP
ajfa-13929	275	26	finance	finance	PROPN
ajfa-13929	275	27	&	&	CCONJ
ajfa-13929	275	28	accounting	accounting	PROPN
ajfa-13929	275	29	issn	issn	PROPN
ajfa-13929	275	30	1946	1946	NUM
ajfa-13929	275	31	-	-	PUNCT
ajfa-13929	275	32	052x	052x	PROPN
ajfa-13929	275	33	2019	2019	NUM
ajfa-13929	275	34	,	,	PUNCT
ajfa-13929	275	35	vol	vol	NOUN
ajfa-13929	275	36	.	.	PROPN
ajfa-13929	275	37	11	11	NUM
ajfa-13929	275	38	,	,	PUNCT
ajfa-13929	275	39	no	no	INTJ
ajfa-13929	275	40	.	.	NOUN
ajfa-13929	275	41	2	2	NUM
ajfa-13929	275	42	ajfa.macrothink.org/	ajfa.macrothink.org/	NOUN
ajfa-13929	275	43	160	160	NUM
ajfa-13929	275	44	risky	risky	ADJ
ajfa-13929	275	45	projects	project	NOUN
ajfa-13929	275	46	,	,	PUNCT
ajfa-13929	275	47	generally	generally	ADV
ajfa-13929	275	48	with	with	ADP
ajfa-13929	275	49	high	high	ADJ
ajfa-13929	275	50	rates	rate	NOUN
ajfa-13929	275	51	of	of	ADP
ajfa-13929	275	52	return	return	NOUN
ajfa-13929	275	53	,	,	PUNCT
ajfa-13929	275	54	but	but	CCONJ
ajfa-13929	275	55	with	with	ADP
ajfa-13929	275	56	a	a	DET
ajfa-13929	275	57	low	low	ADJ
ajfa-13929	275	58	probability	probability	NOUN
ajfa-13929	275	59	of	of	ADP
ajfa-13929	275	60	success	success	NOUN
ajfa-13929	275	61	.	.	PUNCT
ajfa-13929	276	1	the	the	DET
ajfa-13929	276	2	size	size	NOUN
ajfa-13929	276	3	of	of	ADP
ajfa-13929	276	4	the	the	DET
ajfa-13929	276	5	bank	bank	NOUN
ajfa-13929	276	6	is	be	AUX
ajfa-13929	276	7	positively	positively	ADV
ajfa-13929	276	8	and	and	CCONJ
ajfa-13929	276	9	significantly	significantly	ADV
ajfa-13929	276	10	correlated	correlate	VERB
ajfa-13929	276	11	with	with	ADP
ajfa-13929	276	12	credit	credit	NOUN
ajfa-13929	276	13	risk	risk	NOUN
ajfa-13929	276	14	.	.	PUNCT
ajfa-13929	277	1	the	the	DET
ajfa-13929	277	2	big	big	ADJ
ajfa-13929	277	3	banks	bank	NOUN
ajfa-13929	277	4	are	be	AUX
ajfa-13929	277	5	difficult	difficult	ADJ
ajfa-13929	277	6	to	to	PART
ajfa-13929	277	7	control	control	VERB
ajfa-13929	277	8	and	and	CCONJ
ajfa-13929	277	9	manage	manage	VERB
ajfa-13929	277	10	.	.	PUNCT
ajfa-13929	278	1	as	as	ADP
ajfa-13929	278	2	a	a	DET
ajfa-13929	278	3	result	result	NOUN
ajfa-13929	278	4	,	,	PUNCT
ajfa-13929	278	5	credit	credit	NOUN
ajfa-13929	278	6	decisions	decision	NOUN
ajfa-13929	278	7	can	can	AUX
ajfa-13929	278	8	be	be	AUX
ajfa-13929	278	9	stifled	stifle	VERB
ajfa-13929	278	10	.	.	PUNCT
ajfa-13929	279	1	big	big	ADJ
ajfa-13929	279	2	banks	bank	NOUN
ajfa-13929	279	3	are	be	AUX
ajfa-13929	279	4	constrained	constrain	VERB
ajfa-13929	279	5	by	by	ADP
ajfa-13929	279	6	a	a	DET
ajfa-13929	279	7	problem	problem	NOUN
ajfa-13929	279	8	of	of	ADP
ajfa-13929	279	9	asymmetric	asymmetric	ADJ
ajfa-13929	279	10	information	information	NOUN
ajfa-13929	279	11	as	as	ADP
ajfa-13929	279	12	a	a	DET
ajfa-13929	279	13	result	result	NOUN
ajfa-13929	279	14	of	of	ADP
ajfa-13929	279	15	their	their	PRON
ajfa-13929	279	16	large	large	ADJ
ajfa-13929	279	17	number	number	NOUN
ajfa-13929	279	18	of	of	ADP
ajfa-13929	279	19	customers	customer	NOUN
ajfa-13929	279	20	.	.	PUNCT
ajfa-13929	280	1	this	this	PRON
ajfa-13929	280	2	can	can	AUX
ajfa-13929	280	3	have	have	VERB
ajfa-13929	280	4	a	a	DET
ajfa-13929	280	5	negative	negative	ADJ
ajfa-13929	280	6	influence	influence	NOUN
ajfa-13929	280	7	on	on	ADP
ajfa-13929	280	8	decision	decision	NOUN
ajfa-13929	280	9	-	-	PUNCT
ajfa-13929	280	10	making	making	NOUN
ajfa-13929	280	11	and	and	CCONJ
ajfa-13929	280	12	increases	increase	VERB
ajfa-13929	280	13	the	the	DET
ajfa-13929	280	14	credit	credit	NOUN
ajfa-13929	280	15	risk	risk	NOUN
ajfa-13929	280	16	.	.	PUNCT
ajfa-13929	281	1	there	there	PRON
ajfa-13929	281	2	is	be	VERB
ajfa-13929	281	3	a	a	DET
ajfa-13929	281	4	second	second	ADJ
ajfa-13929	281	5	argument	argument	NOUN
ajfa-13929	281	6	explaining	explain	VERB
ajfa-13929	281	7	this	this	DET
ajfa-13929	281	8	positive	positive	ADJ
ajfa-13929	281	9	association	association	NOUN
ajfa-13929	281	10	between	between	ADP
ajfa-13929	281	11	size	size	NOUN
ajfa-13929	281	12	and	and	CCONJ
ajfa-13929	281	13	credit	credit	NOUN
ajfa-13929	281	14	risk	risk	NOUN
ajfa-13929	281	15	.	.	PUNCT
ajfa-13929	282	1	in	in	ADP
ajfa-13929	282	2	general	general	ADJ
ajfa-13929	282	3	,	,	PUNCT
ajfa-13929	282	4	the	the	DET
ajfa-13929	282	5	big	big	ADJ
ajfa-13929	282	6	banks	bank	NOUN
ajfa-13929	282	7	are	be	AUX
ajfa-13929	282	8	heavily	heavily	ADV
ajfa-13929	282	9	involved	involved	ADJ
ajfa-13929	282	10	in	in	ADP
ajfa-13929	282	11	financing	finance	VERB
ajfa-13929	282	12	well	well	ADV
ajfa-13929	282	13	-	-	PUNCT
ajfa-13929	282	14	defined	define	VERB
ajfa-13929	282	15	industries	industry	NOUN
ajfa-13929	282	16	such	such	ADJ
ajfa-13929	282	17	as	as	ADP
ajfa-13929	282	18	tourism	tourism	NOUN
ajfa-13929	282	19	or	or	CCONJ
ajfa-13929	282	20	agriculture	agriculture	NOUN
ajfa-13929	282	21	.	.	PUNCT
ajfa-13929	283	1	however	however	ADV
ajfa-13929	283	2	,	,	PUNCT
ajfa-13929	283	3	these	these	DET
ajfa-13929	283	4	sectors	sector	NOUN
ajfa-13929	283	5	depend	depend	VERB
ajfa-13929	283	6	on	on	ADP
ajfa-13929	283	7	economic	economic	ADJ
ajfa-13929	283	8	and	and	CCONJ
ajfa-13929	283	9	political	political	ADJ
ajfa-13929	283	10	stability	stability	NOUN
ajfa-13929	283	11	(	(	PUNCT
ajfa-13929	283	12	tourism	tourism	NOUN
ajfa-13929	283	13	)	)	PUNCT
ajfa-13929	283	14	as	as	ADV
ajfa-13929	283	15	well	well	ADV
ajfa-13929	283	16	as	as	ADP
ajfa-13929	283	17	climatic	climatic	ADJ
ajfa-13929	283	18	conditions	condition	NOUN
ajfa-13929	283	19	(	(	PUNCT
ajfa-13929	283	20	agriculture	agriculture	NOUN
ajfa-13929	283	21	)	)	PUNCT
ajfa-13929	283	22	.	.	PUNCT
ajfa-13929	284	1	take	take	VERB
ajfa-13929	284	2	the	the	DET
ajfa-13929	284	3	case	case	NOUN
ajfa-13929	284	4	of	of	ADP
ajfa-13929	284	5	the	the	DET
ajfa-13929	284	6	three	three	NUM
ajfa-13929	284	7	public	public	ADJ
ajfa-13929	284	8	banks	bank	NOUN
ajfa-13929	284	9	in	in	ADP
ajfa-13929	284	10	tunisia	tunisia	PROPN
ajfa-13929	284	11	that	that	PRON
ajfa-13929	284	12	have	have	AUX
ajfa-13929	284	13	heavily	heavily	ADV
ajfa-13929	284	14	financed	finance	VERB
ajfa-13929	284	15	the	the	DET
ajfa-13929	284	16	tourism	tourism	NOUN
ajfa-13929	284	17	sector	sector	NOUN
ajfa-13929	284	18	.	.	PUNCT
ajfa-13929	285	1	after	after	ADP
ajfa-13929	285	2	the	the	DET
ajfa-13929	285	3	tunisian	tunisian	ADJ
ajfa-13929	285	4	revolution	revolution	NOUN
ajfa-13929	285	5	of	of	ADP
ajfa-13929	285	6	2011	2011	NUM
ajfa-13929	285	7	,	,	PUNCT
ajfa-13929	285	8	there	there	PRON
ajfa-13929	285	9	was	be	VERB
ajfa-13929	285	10	a	a	DET
ajfa-13929	285	11	fall	fall	NOUN
ajfa-13929	285	12	in	in	ADP
ajfa-13929	285	13	this	this	DET
ajfa-13929	285	14	sector	sector	NOUN
ajfa-13929	285	15	because	because	SCONJ
ajfa-13929	285	16	of	of	ADP
ajfa-13929	285	17	the	the	DET
ajfa-13929	285	18	flight	flight	NOUN
ajfa-13929	285	19	of	of	ADP
ajfa-13929	285	20	tourists	tourist	NOUN
ajfa-13929	285	21	to	to	ADP
ajfa-13929	285	22	other	other	ADJ
ajfa-13929	285	23	more	more	ADV
ajfa-13929	285	24	stable	stable	ADJ
ajfa-13929	285	25	and	and	CCONJ
ajfa-13929	285	26	secure	secure	ADJ
ajfa-13929	285	27	countries	country	NOUN
ajfa-13929	285	28	.	.	PUNCT
ajfa-13929	286	1	tourism	tourism	NOUN
ajfa-13929	286	2	companies	company	NOUN
ajfa-13929	286	3	were	be	AUX
ajfa-13929	286	4	unable	unable	ADJ
ajfa-13929	286	5	to	to	PART
ajfa-13929	286	6	meet	meet	VERB
ajfa-13929	286	7	their	their	PRON
ajfa-13929	286	8	commitments	commitment	NOUN
ajfa-13929	286	9	and	and	CCONJ
ajfa-13929	286	10	banks	bank	NOUN
ajfa-13929	286	11	have	have	AUX
ajfa-13929	286	12	been	be	AUX
ajfa-13929	286	13	exposed	expose	VERB
ajfa-13929	286	14	to	to	ADP
ajfa-13929	286	15	credit	credit	NOUN
ajfa-13929	286	16	risk	risk	NOUN
ajfa-13929	286	17	.	.	PUNCT
ajfa-13929	287	1	as	as	ADP
ajfa-13929	287	2	a	a	DET
ajfa-13929	287	3	result	result	NOUN
ajfa-13929	287	4	,	,	PUNCT
ajfa-13929	287	5	our	our	PRON
ajfa-13929	287	6	results	result	NOUN
ajfa-13929	287	7	are	be	AUX
ajfa-13929	287	8	divergent	divergent	ADJ
ajfa-13929	287	9	from	from	ADP
ajfa-13929	287	10	the	the	DET
ajfa-13929	287	11	work	work	NOUN
ajfa-13929	287	12	of	of	ADP
ajfa-13929	287	13	saunders	saunder	NOUN
ajfa-13929	287	14	et	et	PROPN
ajfa-13929	287	15	al	al	PROPN
ajfa-13929	287	16	.	.	PROPN
ajfa-13929	288	1	(	(	PUNCT
ajfa-13929	288	2	1990	1990	NUM
ajfa-13929	288	3	)	)	PUNCT
ajfa-13929	288	4	,	,	PUNCT
ajfa-13929	288	5	chen	chen	PROPN
ajfa-13929	288	6	et	et	PROPN
ajfa-13929	288	7	al	al	PROPN
ajfa-13929	288	8	.	.	PUNCT
ajfa-13929	288	9	(	(	PUNCT
ajfa-13929	288	10	1998	1998	NUM
ajfa-13929	288	11	)	)	PUNCT
ajfa-13929	288	12	,	,	PUNCT
ajfa-13929	288	13	cebenoyan	cebenoyan	PROPN
ajfa-13929	288	14	et	et	PROPN
ajfa-13929	288	15	al	al	PROPN
ajfa-13929	288	16	.	.	PROPN
ajfa-13929	289	1	(	(	PUNCT
ajfa-13929	289	2	1999	1999	NUM
ajfa-13929	289	3	)	)	PUNCT
ajfa-13929	289	4	and	and	CCONJ
ajfa-13929	289	5	legginson	legginson	NOUN
ajfa-13929	289	6	(	(	PUNCT
ajfa-13929	289	7	2005	2005	NUM
ajfa-13929	289	8	)	)	PUNCT
ajfa-13929	289	9	.	.	PUNCT
ajfa-13929	290	1	when	when	SCONJ
ajfa-13929	290	2	it	it	PRON
ajfa-13929	290	3	comes	come	VERB
ajfa-13929	290	4	to	to	ADP
ajfa-13929	290	5	liquidity	liquidity	NOUN
ajfa-13929	290	6	risk	risk	NOUN
ajfa-13929	290	7	,	,	PUNCT
ajfa-13929	290	8	it	it	PRON
ajfa-13929	290	9	has	have	VERB
ajfa-13929	290	10	a	a	DET
ajfa-13929	290	11	positive	positive	ADJ
ajfa-13929	290	12	and	and	CCONJ
ajfa-13929	290	13	significant	significant	ADJ
ajfa-13929	290	14	correlation	correlation	NOUN
ajfa-13929	290	15	with	with	ADP
ajfa-13929	290	16	credit	credit	NOUN
ajfa-13929	290	17	risk	risk	NOUN
ajfa-13929	290	18	.	.	PUNCT
ajfa-13929	291	1	this	this	DET
ajfa-13929	291	2	association	association	NOUN
ajfa-13929	291	3	seems	seem	VERB
ajfa-13929	291	4	to	to	PART
ajfa-13929	291	5	also	also	ADV
ajfa-13929	291	6	be	be	AUX
ajfa-13929	291	7	reciprocal	reciprocal	ADJ
ajfa-13929	291	8	.	.	PUNCT
ajfa-13929	292	1	in	in	ADP
ajfa-13929	292	2	other	other	ADJ
ajfa-13929	292	3	words	word	NOUN
ajfa-13929	292	4	,	,	PUNCT
ajfa-13929	292	5	an	an	DET
ajfa-13929	292	6	increase	increase	NOUN
ajfa-13929	292	7	in	in	ADP
ajfa-13929	292	8	credit	credit	NOUN
ajfa-13929	292	9	risk	risk	NOUN
ajfa-13929	292	10	leads	lead	VERB
ajfa-13929	292	11	to	to	ADP
ajfa-13929	292	12	an	an	DET
ajfa-13929	292	13	increase	increase	NOUN
ajfa-13929	292	14	in	in	ADP
ajfa-13929	292	15	liquidity	liquidity	NOUN
ajfa-13929	292	16	risk	risk	NOUN
ajfa-13929	292	17	.	.	PUNCT
ajfa-13929	293	1	a	a	DET
ajfa-13929	293	2	bank	bank	NOUN
ajfa-13929	293	3	with	with	ADP
ajfa-13929	293	4	liquidity	liquidity	NOUN
ajfa-13929	293	5	deficits	deficit	NOUN
ajfa-13929	293	6	may	may	AUX
ajfa-13929	293	7	be	be	AUX
ajfa-13929	293	8	the	the	DET
ajfa-13929	293	9	result	result	NOUN
ajfa-13929	293	10	of	of	ADP
ajfa-13929	293	11	capital	capital	NOUN
ajfa-13929	293	12	losses	loss	NOUN
ajfa-13929	293	13	and	and	CCONJ
ajfa-13929	293	14	interest	interest	NOUN
ajfa-13929	293	15	.	.	PUNCT
ajfa-13929	294	1	our	our	PRON
ajfa-13929	294	2	results	result	NOUN
ajfa-13929	294	3	are	be	AUX
ajfa-13929	294	4	consistent	consistent	ADJ
ajfa-13929	294	5	with	with	ADP
ajfa-13929	294	6	those	those	PRON
ajfa-13929	294	7	of	of	ADP
ajfa-13929	294	8	douglas	douglas	PROPN
ajfa-13929	294	9	et	et	PROPN
ajfa-13929	294	10	al	al	PROPN
ajfa-13929	294	11	.	.	PROPN
ajfa-13929	295	1	(	(	PUNCT
ajfa-13929	295	2	2005	2005	NUM
ajfa-13929	295	3	)	)	PUNCT
ajfa-13929	295	4	,	,	PUNCT
ajfa-13929	295	5	gorton	gorton	PROPN
ajfa-13929	295	6	and	and	CCONJ
ajfa-13929	295	7	metrick	metrick	ADJ
ajfa-13929	295	8	(	(	PUNCT
ajfa-13929	295	9	2010	2010	NUM
ajfa-13929	295	10	)	)	PUNCT
ajfa-13929	295	11	and	and	CCONJ
ajfa-13929	295	12	he	he	PRON
ajfa-13929	295	13	and	and	CCONJ
ajfa-13929	295	14	xiong	xiong	PROPN
ajfa-13929	295	15	(	(	PUNCT
ajfa-13929	295	16	2012	2012	NUM
ajfa-13929	295	17	)	)	PUNCT
ajfa-13929	295	18	.	.	PUNCT
ajfa-13929	296	1	in	in	ADP
ajfa-13929	296	2	addition	addition	NOUN
ajfa-13929	296	3	to	to	ADP
ajfa-13929	296	4	traditional	traditional	ADJ
ajfa-13929	296	5	variables	variable	NOUN
ajfa-13929	296	6	that	that	PRON
ajfa-13929	296	7	may	may	AUX
ajfa-13929	296	8	affect	affect	VERB
ajfa-13929	296	9	credit	credit	NOUN
ajfa-13929	296	10	and	and	CCONJ
ajfa-13929	296	11	liquidity	liquidity	NOUN
ajfa-13929	296	12	risk	risk	NOUN
ajfa-13929	296	13	,	,	PUNCT
ajfa-13929	296	14	the	the	DET
ajfa-13929	296	15	banking	banking	NOUN
ajfa-13929	296	16	literature	literature	NOUN
ajfa-13929	296	17	has	have	AUX
ajfa-13929	296	18	shown	show	VERB
ajfa-13929	296	19	the	the	DET
ajfa-13929	296	20	importance	importance	NOUN
ajfa-13929	296	21	of	of	ADP
ajfa-13929	296	22	governance	governance	NOUN
ajfa-13929	296	23	mechanisms	mechanism	NOUN
ajfa-13929	296	24	.	.	PUNCT
ajfa-13929	297	1	the	the	DET
ajfa-13929	297	2	main	main	ADJ
ajfa-13929	297	3	empirical	empirical	ADJ
ajfa-13929	297	4	results	result	NOUN
ajfa-13929	297	5	show	show	VERB
ajfa-13929	297	6	that	that	SCONJ
ajfa-13929	297	7	the	the	DET
ajfa-13929	297	8	sign	sign	NOUN
ajfa-13929	297	9	of	of	ADP
ajfa-13929	297	10	the	the	DET
ajfa-13929	297	11	coefficient	coefficient	NOUN
ajfa-13929	297	12	attached	attach	VERB
ajfa-13929	297	13	to	to	ADP
ajfa-13929	297	14	the	the	DET
ajfa-13929	297	15	duality	duality	NOUN
ajfa-13929	297	16	variable	variable	NOUN
ajfa-13929	297	17	is	be	AUX
ajfa-13929	297	18	statistically	statistically	ADV
ajfa-13929	297	19	significant	significant	ADJ
ajfa-13929	297	20	and	and	CCONJ
ajfa-13929	297	21	negative	negative	ADJ
ajfa-13929	297	22	.	.	PUNCT
ajfa-13929	298	1	in	in	ADP
ajfa-13929	298	2	the	the	DET
ajfa-13929	298	3	banks	bank	NOUN
ajfa-13929	298	4	in	in	ADP
ajfa-13929	298	5	our	our	PRON
ajfa-13929	298	6	sample	sample	NOUN
ajfa-13929	298	7	,	,	PUNCT
ajfa-13929	298	8	the	the	PRON
ajfa-13929	298	9	more	more	ADV
ajfa-13929	298	10	the	the	DET
ajfa-13929	298	11	duality	duality	NOUN
ajfa-13929	298	12	increases	increase	VERB
ajfa-13929	298	13	,	,	PUNCT
ajfa-13929	298	14	the	the	PRON
ajfa-13929	298	15	lower	low	ADJ
ajfa-13929	298	16	the	the	DET
ajfa-13929	298	17	credit	credit	NOUN
ajfa-13929	298	18	risk	risk	NOUN
ajfa-13929	298	19	.	.	PUNCT
ajfa-13929	299	1	we	we	PRON
ajfa-13929	299	2	note	note	VERB
ajfa-13929	299	3	that	that	SCONJ
ajfa-13929	299	4	the	the	DET
ajfa-13929	299	5	combination	combination	NOUN
ajfa-13929	299	6	of	of	ADP
ajfa-13929	299	7	control	control	NOUN
ajfa-13929	299	8	and	and	CCONJ
ajfa-13929	299	9	enforcement	enforcement	NOUN
ajfa-13929	299	10	powers	power	NOUN
ajfa-13929	299	11	in	in	ADP
ajfa-13929	299	12	tunisian	tunisian	ADJ
ajfa-13929	299	13	banks	bank	NOUN
ajfa-13929	299	14	ensures	ensure	VERB
ajfa-13929	299	15	better	well	ADJ
ajfa-13929	299	16	management	management	NOUN
ajfa-13929	299	17	of	of	ADP
ajfa-13929	299	18	credit	credit	NOUN
ajfa-13929	299	19	risk	risk	NOUN
ajfa-13929	299	20	.	.	PUNCT
ajfa-13929	300	1	our	our	PRON
ajfa-13929	300	2	results	result	NOUN
ajfa-13929	300	3	are	be	AUX
ajfa-13929	300	4	consistent	consistent	ADJ
ajfa-13929	300	5	with	with	ADP
ajfa-13929	300	6	the	the	DET
ajfa-13929	300	7	work	work	NOUN
ajfa-13929	300	8	of	of	ADP
ajfa-13929	300	9	malette	malette	NOUN
ajfa-13929	300	10	et	et	PROPN
ajfa-13929	300	11	al	al	PROPN
ajfa-13929	300	12	.	.	PROPN
ajfa-13929	301	1	(	(	PUNCT
ajfa-13929	301	2	1995	1995	NUM
ajfa-13929	301	3	)	)	PUNCT
ajfa-13929	301	4	and	and	CCONJ
ajfa-13929	301	5	bebchuk	bebchuk	NOUN
ajfa-13929	301	6	and	and	CCONJ
ajfa-13929	301	7	fried	fry	VERB
ajfa-13929	301	8	(	(	PUNCT
ajfa-13929	301	9	2006	2006	NUM
ajfa-13929	301	10	)	)	PUNCT
ajfa-13929	301	11	,	,	PUNCT
ajfa-13929	301	12	where	where	SCONJ
ajfa-13929	301	13	when	when	SCONJ
ajfa-13929	301	14	the	the	DET
ajfa-13929	301	15	executive	executive	ADJ
ajfa-13929	301	16	director	director	NOUN
ajfa-13929	301	17	combines	combine	VERB
ajfa-13929	301	18	both	both	DET
ajfa-13929	301	19	functions	function	NOUN
ajfa-13929	301	20	at	at	ADP
ajfa-13929	301	21	the	the	DET
ajfa-13929	301	22	same	same	ADJ
ajfa-13929	301	23	time	time	NOUN
ajfa-13929	301	24	,	,	PUNCT
ajfa-13929	301	25	he	he	PRON
ajfa-13929	301	26	has	have	VERB
ajfa-13929	301	27	more	more	ADJ
ajfa-13929	301	28	power	power	NOUN
ajfa-13929	301	29	to	to	PART
ajfa-13929	301	30	control	control	VERB
ajfa-13929	301	31	board	board	NOUN
ajfa-13929	301	32	decisions	decision	NOUN
ajfa-13929	301	33	to	to	PART
ajfa-13929	301	34	serve	serve	VERB
ajfa-13929	301	35	his	his	PRON
ajfa-13929	301	36	own	own	ADJ
ajfa-13929	301	37	interests	interest	NOUN
ajfa-13929	301	38	and	and	CCONJ
ajfa-13929	301	39	those	those	PRON
ajfa-13929	301	40	of	of	ADP
ajfa-13929	301	41	shareholders	shareholder	NOUN
ajfa-13929	301	42	.	.	PUNCT
ajfa-13929	302	1	as	as	ADP
ajfa-13929	302	2	a	a	DET
ajfa-13929	302	3	result	result	NOUN
ajfa-13929	302	4	,	,	PUNCT
ajfa-13929	302	5	we	we	PRON
ajfa-13929	302	6	can	can	AUX
ajfa-13929	302	7	say	say	VERB
ajfa-13929	302	8	that	that	SCONJ
ajfa-13929	302	9	the	the	DET
ajfa-13929	302	10	duality	duality	NOUN
ajfa-13929	302	11	of	of	ADP
ajfa-13929	302	12	the	the	DET
ajfa-13929	302	13	two	two	NUM
ajfa-13929	302	14	functions	function	NOUN
ajfa-13929	302	15	ceo	ceo	NOUN
ajfa-13929	302	16	and	and	CCONJ
ajfa-13929	302	17	chairman	chairman	NOUN
ajfa-13929	302	18	of	of	ADP
ajfa-13929	302	19	the	the	DET
ajfa-13929	302	20	board	board	NOUN
ajfa-13929	302	21	"	"	PUNCT
ajfa-13929	302	22	reduces	reduce	VERB
ajfa-13929	302	23	the	the	DET
ajfa-13929	302	24	level	level	NOUN
ajfa-13929	302	25	of	of	ADP
ajfa-13929	302	26	credit	credit	NOUN
ajfa-13929	302	27	risk	risk	NOUN
ajfa-13929	302	28	.	.	PUNCT
ajfa-13929	303	1	h2	h2	PROPN
ajfa-13929	303	2	is	be	AUX
ajfa-13929	303	3	rejected	reject	VERB
ajfa-13929	303	4	.	.	PUNCT
ajfa-13929	304	1	in	in	ADP
ajfa-13929	304	2	addition	addition	NOUN
ajfa-13929	304	3	,	,	PUNCT
ajfa-13929	304	4	we	we	PRON
ajfa-13929	304	5	note	note	VERB
ajfa-13929	304	6	that	that	SCONJ
ajfa-13929	304	7	for	for	ADP
ajfa-13929	304	8	our	our	PRON
ajfa-13929	304	9	sample	sample	NOUN
ajfa-13929	304	10	,	,	PUNCT
ajfa-13929	304	11	the	the	DET
ajfa-13929	304	12	presence	presence	NOUN
ajfa-13929	304	13	of	of	ADP
ajfa-13929	304	14	independent	independent	ADJ
ajfa-13929	304	15	directors	director	NOUN
ajfa-13929	304	16	on	on	ADP
ajfa-13929	304	17	the	the	DET
ajfa-13929	304	18	board	board	NOUN
ajfa-13929	304	19	is	be	AUX
ajfa-13929	304	20	weak	weak	ADJ
ajfa-13929	304	21	,	,	PUNCT
ajfa-13929	304	22	while	while	SCONJ
ajfa-13929	304	23	increased	increase	VERB
ajfa-13929	304	24	independence	independence	NOUN
ajfa-13929	304	25	can	can	AUX
ajfa-13929	304	26	in	in	ADP
ajfa-13929	304	27	theory	theory	NOUN
ajfa-13929	304	28	improve	improve	VERB
ajfa-13929	304	29	management	management	NOUN
ajfa-13929	304	30	control	control	NOUN
ajfa-13929	304	31	and	and	CCONJ
ajfa-13929	304	32	oversight	oversight	NOUN
ajfa-13929	304	33	.	.	PUNCT
ajfa-13929	305	1	this	this	PRON
ajfa-13929	305	2	can	can	AUX
ajfa-13929	305	3	be	be	AUX
ajfa-13929	305	4	explained	explain	VERB
ajfa-13929	305	5	by	by	ADP
ajfa-13929	305	6	the	the	DET
ajfa-13929	305	7	fact	fact	NOUN
ajfa-13929	305	8	that	that	SCONJ
ajfa-13929	305	9	independent	independent	ADJ
ajfa-13929	305	10	directors	director	NOUN
ajfa-13929	305	11	are	be	AUX
ajfa-13929	305	12	less	less	ADV
ajfa-13929	305	13	familiar	familiar	ADJ
ajfa-13929	305	14	with	with	ADP
ajfa-13929	305	15	the	the	DET
ajfa-13929	305	16	bank	bank	NOUN
ajfa-13929	305	17	with	with	ADP
ajfa-13929	305	18	respect	respect	NOUN
ajfa-13929	305	19	to	to	ADP
ajfa-13929	305	20	the	the	DET
ajfa-13929	305	21	board	board	NOUN
ajfa-13929	305	22	of	of	ADP
ajfa-13929	305	23	non	non	ADJ
ajfa-13929	305	24	-	-	ADJ
ajfa-13929	305	25	independent	independent	ADJ
ajfa-13929	305	26	directors	director	NOUN
ajfa-13929	305	27	.	.	PUNCT
ajfa-13929	306	1	our	our	PRON
ajfa-13929	306	2	results	result	NOUN
ajfa-13929	306	3	are	be	AUX
ajfa-13929	306	4	contradictory	contradictory	ADJ
ajfa-13929	306	5	to	to	ADP
ajfa-13929	306	6	those	those	PRON
ajfa-13929	306	7	of	of	ADP
ajfa-13929	306	8	caspar	caspar	PROPN
ajfa-13929	306	9	rose	rise	VERB
ajfa-13929	306	10	(	(	PUNCT
ajfa-13929	306	11	2016	2016	NUM
ajfa-13929	306	12	)	)	PUNCT
ajfa-13929	306	13	who	who	PRON
ajfa-13929	306	14	found	find	VERB
ajfa-13929	306	15	that	that	SCONJ
ajfa-13929	306	16	banks	bank	NOUN
ajfa-13929	306	17	with	with	ADP
ajfa-13929	306	18	more	more	ADJ
ajfa-13929	306	19	independent	independent	ADJ
ajfa-13929	306	20	directors	director	NOUN
ajfa-13929	306	21	limited	limit	VERB
ajfa-13929	306	22	their	their	PRON
ajfa-13929	306	23	exposure	exposure	NOUN
ajfa-13929	306	24	to	to	ADP
ajfa-13929	306	25	risk	risk	NOUN
ajfa-13929	306	26	.	.	PUNCT
ajfa-13929	307	1	our	our	PRON
ajfa-13929	307	2	results	result	NOUN
ajfa-13929	307	3	were	be	AUX
ajfa-13929	307	4	confirmed	confirm	VERB
ajfa-13929	307	5	and	and	CCONJ
ajfa-13929	307	6	followed	follow	VERB
ajfa-13929	307	7	by	by	ADP
ajfa-13929	307	8	structural	structural	ADJ
ajfa-13929	307	9	changes	change	NOUN
ajfa-13929	307	10	for	for	ADP
ajfa-13929	307	11	tunisian	tunisian	ADJ
ajfa-13929	307	12	banks	bank	NOUN
ajfa-13929	307	13	from	from	ADP
ajfa-13929	307	14	the	the	DET
ajfa-13929	307	15	year	year	NOUN
ajfa-13929	307	16	2016	2016	NUM
ajfa-13929	307	17	.	.	PUNCT
ajfa-13929	308	1	these	these	DET
ajfa-13929	308	2	changes	change	NOUN
ajfa-13929	308	3	included	include	VERB
ajfa-13929	308	4	the	the	DET
ajfa-13929	308	5	addition	addition	NOUN
ajfa-13929	308	6	of	of	ADP
ajfa-13929	308	7	independent	independent	ADJ
ajfa-13929	308	8	directors	director	NOUN
ajfa-13929	308	9	to	to	ADP
ajfa-13929	308	10	the	the	DET
ajfa-13929	308	11	boards	board	NOUN
ajfa-13929	308	12	of	of	ADP
ajfa-13929	308	13	directors	director	NOUN
ajfa-13929	308	14	.	.	PUNCT
ajfa-13929	309	1	they	they	PRON
ajfa-13929	309	2	were	be	AUX
ajfa-13929	309	3	extended	extend	VERB
ajfa-13929	309	4	to	to	ADP
ajfa-13929	309	5	all	all	DET
ajfa-13929	309	6	banks	bank	NOUN
ajfa-13929	309	7	under	under	ADP
ajfa-13929	309	8	“	"	PUNCT
ajfa-13929	309	9	article	article	NOUN
ajfa-13929	309	10	47	47	NUM
ajfa-13929	309	11	”	"	PUNCT
ajfa-13929	309	12	of	of	ADP
ajfa-13929	309	13	the	the	DET
ajfa-13929	309	14	new	new	ADJ
ajfa-13929	309	15	banking	banking	NOUN
ajfa-13929	309	16	law6	law6	NOUN
ajfa-13929	309	17	.	.	PUNCT
ajfa-13929	310	1	at	at	ADP
ajfa-13929	310	2	this	this	DET
ajfa-13929	310	3	stage	stage	NOUN
ajfa-13929	310	4	,	,	PUNCT
ajfa-13929	310	5	we	we	PRON
ajfa-13929	310	6	conclude	conclude	VERB
ajfa-13929	310	7	that	that	SCONJ
ajfa-13929	310	8	the	the	DET
ajfa-13929	310	9	weak	weak	ADJ
ajfa-13929	310	10	presence	presence	NOUN
ajfa-13929	310	11	of	of	ADP
ajfa-13929	310	12	independent	independent	ADJ
ajfa-13929	310	13	directors	director	NOUN
ajfa-13929	310	14	in	in	ADP
ajfa-13929	310	15	our	our	PRON
ajfa-13929	310	16	tunisian	tunisian	ADJ
ajfa-13929	310	17	banks	bank	NOUN
ajfa-13929	310	18	positively	positively	ADV
ajfa-13929	310	19	influences	influence	VERB
ajfa-13929	310	20	the	the	DET
ajfa-13929	310	21	level	level	NOUN
ajfa-13929	310	22	of	of	ADP
ajfa-13929	310	23	credit	credit	NOUN
ajfa-13929	310	24	risk	risk	NOUN
ajfa-13929	310	25	.	.	PUNCT
ajfa-13929	311	1	therefore	therefore	ADV
ajfa-13929	311	2	,	,	PUNCT
ajfa-13929	311	3	h3	h3	NOUN
ajfa-13929	311	4	is	be	AUX
ajfa-13929	311	5	rejected	reject	VERB
ajfa-13929	311	6	.	.	PUNCT
ajfa-13929	312	1	6	6	NUM
ajfa-13929	312	2	according	accord	VERB
ajfa-13929	312	3	to	to	ADP
ajfa-13929	312	4	law	law	NOUN
ajfa-13929	312	5	no	no	NOUN
ajfa-13929	312	6	.	.	NOUN
ajfa-13929	312	7	2016	2016	NUM
ajfa-13929	312	8	-	-	SYM
ajfa-13929	312	9	48	48	NUM
ajfa-13929	312	10	of	of	ADP
ajfa-13929	312	11	11	11	NUM
ajfa-13929	312	12	july	july	PROPN
ajfa-13929	312	13	2016	2016	NUM
ajfa-13929	312	14	,	,	PUNCT
ajfa-13929	312	15	relating	relate	VERB
ajfa-13929	312	16	to	to	ADP
ajfa-13929	312	17	banks	bank	NOUN
ajfa-13929	312	18	and	and	CCONJ
ajfa-13929	312	19	financial	financial	ADJ
ajfa-13929	312	20	institutions	institution	NOUN
ajfa-13929	312	21	,	,	PUNCT
ajfa-13929	312	22	"	"	PUNCT
ajfa-13929	312	23	the	the	DET
ajfa-13929	312	24	board	board	NOUN
ajfa-13929	312	25	of	of	ADP
ajfa-13929	312	26	directors	director	NOUN
ajfa-13929	312	27	or	or	CCONJ
ajfa-13929	312	28	the	the	DET
ajfa-13929	312	29	supervisory	supervisory	ADJ
ajfa-13929	312	30	board	board	NOUN
ajfa-13929	312	31	of	of	ADP
ajfa-13929	312	32	a	a	DET
ajfa-13929	312	33	bank	bank	NOUN
ajfa-13929	312	34	or	or	CCONJ
ajfa-13929	312	35	financial	financial	ADJ
ajfa-13929	312	36	institution	institution	NOUN
ajfa-13929	312	37	must	must	AUX
ajfa-13929	312	38	include	include	VERB
ajfa-13929	312	39	at	at	ADV
ajfa-13929	312	40	least	least	ADV
ajfa-13929	312	41	two	two	NUM
ajfa-13929	312	42	independent	independent	ADJ
ajfa-13929	312	43	members	member	NOUN
ajfa-13929	312	44	of	of	ADP
ajfa-13929	312	45	the	the	DET
ajfa-13929	312	46	shareholders	shareholder	NOUN
ajfa-13929	312	47	and	and	CCONJ
ajfa-13929	312	48	a	a	DET
ajfa-13929	312	49	member	member	NOUN
ajfa-13929	312	50	representing	represent	VERB
ajfa-13929	312	51	the	the	DET
ajfa-13929	312	52	smaller	small	ADJ
ajfa-13929	312	53	shareholders	shareholder	NOUN
ajfa-13929	312	54	within	within	ADP
ajfa-13929	312	55	the	the	DET
ajfa-13929	312	56	meaning	meaning	NOUN
ajfa-13929	312	57	of	of	ADP
ajfa-13929	312	58	the	the	DET
ajfa-13929	312	59	laws	law	NOUN
ajfa-13929	312	60	and	and	CCONJ
ajfa-13929	312	61	regulations	regulation	NOUN
ajfa-13929	312	62	relating	relate	VERB
ajfa-13929	312	63	to	to	ADP
ajfa-13929	312	64	the	the	DET
ajfa-13929	312	65	financial	financial	ADJ
ajfa-13929	312	66	market	market	NOUN
ajfa-13929	312	67	,	,	PUNCT
ajfa-13929	312	68	as	as	SCONJ
ajfa-13929	312	69	regards	regard	VERB
ajfa-13929	312	70	institutions	institution	NOUN
ajfa-13929	312	71	listed	list	VERB
ajfa-13929	312	72	on	on	ADP
ajfa-13929	312	73	the	the	DET
ajfa-13929	312	74	tunis	tunis	PROPN
ajfa-13929	312	75	stock	stock	PROPN
ajfa-13929	312	76	exchange	exchange	PROPN
ajfa-13929	312	77	"	"	PUNCT
ajfa-13929	312	78	.	.	PUNCT
ajfa-13929	313	1	asian	asian	ADJ
ajfa-13929	313	2	journal	journal	PROPN
ajfa-13929	313	3	of	of	ADP
ajfa-13929	313	4	finance	finance	PROPN
ajfa-13929	313	5	&	&	CCONJ
ajfa-13929	313	6	accounting	accounting	PROPN
ajfa-13929	313	7	issn	issn	PROPN
ajfa-13929	313	8	1946	1946	NUM
ajfa-13929	313	9	-	-	PUNCT
ajfa-13929	313	10	052x	052x	PROPN
ajfa-13929	313	11	2019	2019	NUM
ajfa-13929	313	12	,	,	PUNCT
ajfa-13929	313	13	vol	vol	NOUN
ajfa-13929	313	14	.	.	PROPN
ajfa-13929	313	15	11	11	NUM
ajfa-13929	313	16	,	,	PUNCT
ajfa-13929	313	17	no	no	INTJ
ajfa-13929	313	18	.	.	NOUN
ajfa-13929	313	19	2	2	NUM
ajfa-13929	313	20	ajfa.macrothink.org/	ajfa.macrothink.org/	NOUN
ajfa-13929	313	21	161	161	NUM
ajfa-13929	313	22	in	in	ADP
ajfa-13929	313	23	the	the	DET
ajfa-13929	313	24	same	same	ADJ
ajfa-13929	313	25	context	context	NOUN
ajfa-13929	313	26	,	,	PUNCT
ajfa-13929	313	27	we	we	PRON
ajfa-13929	313	28	note	note	VERB
ajfa-13929	313	29	that	that	SCONJ
ajfa-13929	313	30	the	the	DET
ajfa-13929	313	31	percentage	percentage	NOUN
ajfa-13929	313	32	of	of	ADP
ajfa-13929	313	33	directors	director	NOUN
ajfa-13929	313	34	representing	represent	VERB
ajfa-13929	313	35	the	the	DET
ajfa-13929	313	36	state	state	NOUN
ajfa-13929	313	37	significantly	significantly	ADV
ajfa-13929	313	38	reduces	reduce	VERB
ajfa-13929	313	39	the	the	DET
ajfa-13929	313	40	credit	credit	NOUN
ajfa-13929	313	41	risk	risk	NOUN
ajfa-13929	313	42	at	at	ADP
ajfa-13929	313	43	the	the	DET
ajfa-13929	313	44	1	1	NUM
ajfa-13929	313	45	%	%	NOUN
ajfa-13929	313	46	level	level	NOUN
ajfa-13929	313	47	.	.	PUNCT
ajfa-13929	314	1	in	in	ADP
ajfa-13929	314	2	accordance	accordance	NOUN
ajfa-13929	314	3	with	with	ADP
ajfa-13929	314	4	the	the	DET
ajfa-13929	314	5	work	work	NOUN
ajfa-13929	314	6	of	of	ADP
ajfa-13929	314	7	choi	choi	NOUN
ajfa-13929	314	8	and	and	CCONJ
ajfa-13929	314	9	hasan	hasan	PROPN
ajfa-13929	314	10	(	(	PUNCT
ajfa-13929	314	11	2005	2005	NUM
ajfa-13929	314	12	)	)	PUNCT
ajfa-13929	314	13	and	and	CCONJ
ajfa-13929	314	14	gulamhussen	gulamhussen	NOUN
ajfa-13929	314	15	and	and	CCONJ
ajfa-13929	314	16	guerreiro	guerreiro	PROPN
ajfa-13929	314	17	(	(	PUNCT
ajfa-13929	314	18	2009	2009	NUM
ajfa-13929	314	19	)	)	PUNCT
ajfa-13929	314	20	,	,	PUNCT
ajfa-13929	314	21	state	state	NOUN
ajfa-13929	314	22	administrators	administrator	NOUN
ajfa-13929	314	23	play	play	VERB
ajfa-13929	314	24	a	a	DET
ajfa-13929	314	25	role	role	NOUN
ajfa-13929	314	26	of	of	ADP
ajfa-13929	314	27	guarantor	guarantor	NOUN
ajfa-13929	314	28	in	in	ADP
ajfa-13929	314	29	the	the	DET
ajfa-13929	314	30	management	management	NOUN
ajfa-13929	314	31	of	of	ADP
ajfa-13929	314	32	credit	credit	NOUN
ajfa-13929	314	33	risk	risk	NOUN
ajfa-13929	314	34	.	.	PUNCT
ajfa-13929	315	1	they	they	PRON
ajfa-13929	315	2	reduce	reduce	VERB
ajfa-13929	315	3	the	the	DET
ajfa-13929	315	4	level	level	NOUN
ajfa-13929	315	5	of	of	ADP
ajfa-13929	315	6	risk	risk	NOUN
ajfa-13929	315	7	to	to	PART
ajfa-13929	315	8	which	which	PRON
ajfa-13929	315	9	their	their	PRON
ajfa-13929	315	10	institutions	institution	NOUN
ajfa-13929	315	11	are	be	AUX
ajfa-13929	315	12	exposed	expose	VERB
ajfa-13929	315	13	.	.	PUNCT
ajfa-13929	316	1	in	in	ADP
ajfa-13929	316	2	our	our	PRON
ajfa-13929	316	3	study	study	NOUN
ajfa-13929	316	4	,	,	PUNCT
ajfa-13929	316	5	according	accord	VERB
ajfa-13929	316	6	to	to	ADP
ajfa-13929	316	7	the	the	DET
ajfa-13929	316	8	negative	negative	ADJ
ajfa-13929	316	9	sign	sign	NOUN
ajfa-13929	316	10	of	of	ADP
ajfa-13929	316	11	the	the	DET
ajfa-13929	316	12	coefficient	coefficient	NOUN
ajfa-13929	316	13	attached	attach	VERB
ajfa-13929	316	14	to	to	ADP
ajfa-13929	316	15	the	the	DET
ajfa-13929	316	16	presence	presence	NOUN
ajfa-13929	316	17	of	of	ADP
ajfa-13929	316	18	directors	director	NOUN
ajfa-13929	316	19	representing	represent	VERB
ajfa-13929	316	20	the	the	DET
ajfa-13929	316	21	state	state	NOUN
ajfa-13929	316	22	,	,	PUNCT
ajfa-13929	316	23	it	it	PRON
ajfa-13929	316	24	can	can	AUX
ajfa-13929	316	25	be	be	AUX
ajfa-13929	316	26	concluded	conclude	VERB
ajfa-13929	316	27	that	that	SCONJ
ajfa-13929	316	28	state	state	NOUN
ajfa-13929	316	29	participation	participation	NOUN
ajfa-13929	316	30	preserves	preserve	VERB
ajfa-13929	316	31	the	the	DET
ajfa-13929	316	32	interests	interest	NOUN
ajfa-13929	316	33	of	of	ADP
ajfa-13929	316	34	tunisian	tunisian	ADJ
ajfa-13929	316	35	banks	bank	NOUN
ajfa-13929	316	36	not	not	PART
ajfa-13929	316	37	only	only	ADV
ajfa-13929	316	38	as	as	ADP
ajfa-13929	316	39	shareholders	shareholder	NOUN
ajfa-13929	316	40	,	,	PUNCT
ajfa-13929	316	41	but	but	CCONJ
ajfa-13929	316	42	also	also	ADV
ajfa-13929	316	43	as	as	ADP
ajfa-13929	316	44	regulators	regulator	NOUN
ajfa-13929	316	45	.	.	PUNCT
ajfa-13929	317	1	therefore	therefore	ADV
ajfa-13929	317	2	,	,	PUNCT
ajfa-13929	317	3	h4	h4	PROPN
ajfa-13929	317	4	is	be	AUX
ajfa-13929	317	5	accepted	accept	VERB
ajfa-13929	317	6	.	.	PUNCT
ajfa-13929	318	1	5.2	5.2	NUM
ajfa-13929	318	2	bank	bank	NOUN
ajfa-13929	318	3	governance	governance	NOUN
ajfa-13929	318	4	and	and	CCONJ
ajfa-13929	318	5	liquidity	liquidity	NOUN
ajfa-13929	318	6	risk	risk	NOUN
ajfa-13929	318	7	table5	table5	NOUN
ajfa-13929	318	8	presents	present	VERB
ajfa-13929	318	9	the	the	DET
ajfa-13929	318	10	results	result	NOUN
ajfa-13929	318	11	of	of	ADP
ajfa-13929	318	12	estimates	estimate	NOUN
ajfa-13929	318	13	of	of	ADP
ajfa-13929	318	14	the	the	DET
ajfa-13929	318	15	impact	impact	NOUN
ajfa-13929	318	16	of	of	ADP
ajfa-13929	318	17	governance	governance	NOUN
ajfa-13929	318	18	mechanisms	mechanism	NOUN
ajfa-13929	318	19	on	on	ADP
ajfa-13929	318	20	liquidity	liquidity	NOUN
ajfa-13929	318	21	risk	risk	NOUN
ajfa-13929	318	22	.	.	PUNCT
ajfa-13929	319	1	our	our	PRON
ajfa-13929	319	2	governance	governance	NOUN
ajfa-13929	319	3	variables	variable	NOUN
ajfa-13929	319	4	are	be	AUX
ajfa-13929	319	5	introduced	introduce	VERB
ajfa-13929	319	6	gradually	gradually	ADV
ajfa-13929	319	7	into	into	ADP
ajfa-13929	319	8	the	the	DET
ajfa-13929	319	9	econometric	econometric	ADJ
ajfa-13929	319	10	model	model	NOUN
ajfa-13929	319	11	in	in	ADP
ajfa-13929	319	12	order	order	NOUN
ajfa-13929	319	13	to	to	PART
ajfa-13929	319	14	detect	detect	VERB
ajfa-13929	319	15	the	the	DET
ajfa-13929	319	16	partial	partial	ADJ
ajfa-13929	319	17	impact	impact	NOUN
ajfa-13929	319	18	of	of	ADP
ajfa-13929	319	19	each	each	DET
ajfa-13929	319	20	governance	governance	NOUN
ajfa-13929	319	21	mechanism	mechanism	NOUN
ajfa-13929	319	22	on	on	ADP
ajfa-13929	319	23	the	the	DET
ajfa-13929	319	24	liquidity	liquidity	NOUN
ajfa-13929	319	25	risk	risk	NOUN
ajfa-13929	319	26	of	of	ADP
ajfa-13929	319	27	banks	bank	NOUN
ajfa-13929	319	28	.	.	PUNCT
ajfa-13929	320	1	table5.estimation	table5.estimation	PROPN
ajfa-13929	320	2	results	result	VERB
ajfa-13929	320	3	:	:	PUNCT
ajfa-13929	320	4	governance	governance	NOUN
ajfa-13929	320	5	and	and	CCONJ
ajfa-13929	320	6	liquidity	liquidity	NOUN
ajfa-13929	320	7	risk	risk	NOUN
ajfa-13929	320	8	(	(	PUNCT
ajfa-13929	320	9	dependent	dependent	ADJ
ajfa-13929	320	10	variable	variable	ADJ
ajfa-13929	320	11	liqr	liqr	NOUN
ajfa-13929	320	12	)	)	PUNCT
ajfa-13929	320	13	m1(re	m1(re	PROPN
ajfa-13929	320	14	)	)	PUNCT
ajfa-13929	320	15	m2	m2	PROPN
ajfa-13929	320	16	(	(	PUNCT
ajfa-13929	320	17	re	re	NOUN
ajfa-13929	320	18	)	)	PUNCT
ajfa-13929	320	19	m3	m3	PROPN
ajfa-13929	320	20	(	(	PUNCT
ajfa-13929	320	21	re	re	NOUN
ajfa-13929	320	22	)	)	PUNCT
ajfa-13929	320	23	m4	m4	PROPN
ajfa-13929	320	24	(	(	PUNCT
ajfa-13929	320	25	re	re	NOUN
ajfa-13929	320	26	)	)	PUNCT
ajfa-13929	320	27	m	m	VERB
ajfa-13929	320	28	5	5	NUM
ajfa-13929	320	29	(	(	PUNCT
ajfa-13929	320	30	re	re	NOUN
ajfa-13929	320	31	)	)	PUNCT
ajfa-13929	320	32	m	m	VERB
ajfa-13929	320	33	6	6	NUM
ajfa-13929	320	34	(	(	PUNCT
ajfa-13929	320	35	re	re	NOUN
ajfa-13929	320	36	)	)	PUNCT
ajfa-13929	320	37	liqr	liqr	PROPN
ajfa-13929	320	38	coef	coef	PROPN
ajfa-13929	320	39	,	,	PUNCT
ajfa-13929	320	40	coef	coef	PROPN
ajfa-13929	320	41	,	,	PUNCT
ajfa-13929	320	42	coef	coef	PROPN
ajfa-13929	320	43	,	,	PUNCT
ajfa-13929	320	44	coef	coef	PROPN
ajfa-13929	320	45	,	,	PUNCT
ajfa-13929	320	46	coef	coef	PROPN
ajfa-13929	320	47	,	,	PUNCT
ajfa-13929	320	48	coef	coef	PROPN
ajfa-13929	320	49	,	,	PUNCT
ajfa-13929	320	50	cap	cap	VERB
ajfa-13929	320	51	2.933	2.933	NUM
ajfa-13929	320	52	2.682	2.682	NUM
ajfa-13929	320	53	2.619	2.619	NUM
ajfa-13929	320	54	2.688	2.688	NUM
ajfa-13929	320	55	4.084	4.084	NUM
ajfa-13929	320	56	3.938	3.938	NUM
ajfa-13929	320	57	3.020	3.020	NUM
ajfa-13929	321	1	*	*	PUNCT
ajfa-13929	322	1	*	*	PUNCT
ajfa-13929	322	2	*	*	PUNCT
ajfa-13929	322	3	3.020	3.020	NUM
ajfa-13929	322	4	*	*	PUNCT
ajfa-13929	322	5	*	*	PUNCT
ajfa-13929	322	6	*	*	PUNCT
ajfa-13929	322	7	2.840	2.840	NUM
ajfa-13929	322	8	*	*	PUNCT
ajfa-13929	322	9	*	*	PUNCT
ajfa-13929	323	1	*	*	PUNCT
ajfa-13929	323	2	3.070	3.070	NUM
ajfa-13929	323	3	*	*	PUNCT
ajfa-13929	323	4	*	*	PUNCT
ajfa-13929	323	5	*	*	PUNCT
ajfa-13929	323	6	3.660	3.660	NUM
ajfa-13929	323	7	*	*	PUNCT
ajfa-13929	323	8	*	*	PUNCT
ajfa-13929	323	9	*	*	PUNCT
ajfa-13929	323	10	3.600	3.600	NUM
ajfa-13929	323	11	*	*	PUNCT
ajfa-13929	323	12	*	*	PUNCT
ajfa-13929	323	13	*	*	NOUN
ajfa-13929	323	14	size	size	NOUN
ajfa-13929	323	15	-0.129	-0.129	PUNCT
ajfa-13929	323	16	-0.102	-0.102	PUNCT
ajfa-13929	323	17	-0.13	-0.13	PUNCT
ajfa-13929	323	18	-0.122	-0.122	X
ajfa-13929	323	19	-0.132	-0.132	NUM
ajfa-13929	323	20	-0.151	-0.151	NOUN
ajfa-13929	323	21	-2.720	-2.720	NOUN
ajfa-13929	323	22	*	*	NOUN
ajfa-13929	323	23	*	*	PUNCT
ajfa-13929	323	24	*	*	PUNCT
ajfa-13929	323	25	-2.160	-2.160	VERB
ajfa-13929	323	26	*	*	PUNCT
ajfa-13929	323	27	*	*	PUNCT
ajfa-13929	323	28	-2.810	-2.810	NOUN
ajfa-13929	323	29	*	*	PUNCT
ajfa-13929	323	30	*	*	PUNCT
ajfa-13929	323	31	*	*	PUNCT
ajfa-13929	323	32	-2.740	-2.740	PUNCT
ajfa-13929	324	1	*	*	PUNCT
ajfa-13929	324	2	*	*	PUNCT
ajfa-13929	324	3	*	*	PUNCT
ajfa-13929	324	4	-2.600	-2.600	PUNCT
ajfa-13929	324	5	*	*	PUNCT
ajfa-13929	324	6	*	*	PUNCT
ajfa-13929	324	7	*	*	PUNCT
ajfa-13929	324	8	-2.980	-2.980	PUNCT
ajfa-13929	324	9	*	*	PUNCT
ajfa-13929	324	10	*	*	PUNCT
ajfa-13929	324	11	*	*	PUNCT
ajfa-13929	324	12	rcdr	rcdr	NOUN
ajfa-13929	325	1	0.478	0.478	NUM
ajfa-13929	325	2	0.462	0.462	NUM
ajfa-13929	325	3	0.422	0.422	NUM
ajfa-13929	325	4	0.506	0.506	NUM
ajfa-13929	325	5	0.492	0.492	NUM
ajfa-13929	325	6	0.522	0.522	NUM
ajfa-13929	325	7	2.070	2.070	NUM
ajfa-13929	325	8	*	*	PUNCT
ajfa-13929	325	9	*	*	PUNCT
ajfa-13929	325	10	*	*	PUNCT
ajfa-13929	325	11	2.210	2.210	NUM
ajfa-13929	325	12	*	*	PUNCT
ajfa-13929	325	13	*	*	PUNCT
ajfa-13929	325	14	1.930	1.930	NUM
ajfa-13929	325	15	*	*	PUNCT
ajfa-13929	325	16	*	*	NOUN
ajfa-13929	325	17	2.440	2.440	NUM
ajfa-13929	325	18	*	*	PUNCT
ajfa-13929	325	19	*	*	PUNCT
ajfa-13929	325	20	1.900	1.900	NUM
ajfa-13929	325	21	*	*	SYM
ajfa-13929	325	22	2.030	2.030	NUM
ajfa-13929	325	23	*	*	PUNCT
ajfa-13929	325	24	*	*	PUNCT
ajfa-13929	325	25	bdsize	bdsize	X
ajfa-13929	325	26	-0.001	-0.001	PUNCT
ajfa-13929	325	27	-0.040	-0.040	PUNCT
ajfa-13929	325	28	dual	dual	ADJ
ajfa-13929	325	29	0.086	0.086	NUM
ajfa-13929	325	30	1.570	1.570	NUM
ajfa-13929	325	31	ind	ind	NOUN
ajfa-13929	325	32	0.006	0.006	NUM
ajfa-13929	325	33	1.130	1.130	NUM
ajfa-13929	325	34	state	state	NOUN
ajfa-13929	325	35	0.328	0.328	NUM
ajfa-13929	325	36	2.480	2.480	NUM
ajfa-13929	325	37	*	*	PUNCT
ajfa-13929	325	38	*	*	NOUN
ajfa-13929	325	39	ext	ext	VERB
ajfa-13929	325	40	0.353	0.353	NUM
ajfa-13929	325	41	2.100	2.100	NUM
ajfa-13929	325	42	*	*	PUNCT
ajfa-13929	325	43	*	*	PUNCT
ajfa-13929	325	44	inst	inst	VERB
ajfa-13929	325	45	0.574	0.574	NUM
ajfa-13929	325	46	2.290	2.290	NUM
ajfa-13929	325	47	*	*	PUNCT
ajfa-13929	325	48	*	*	PUNCT
ajfa-13929	326	1	_	_	PUNCT
ajfa-13929	326	2	cons	con	NOUN
ajfa-13929	326	3	2.486	2.486	NUM
ajfa-13929	326	4	2.056	2.056	NUM
ajfa-13929	326	5	2.556	2.556	NUM
ajfa-13929	326	6	2.332	2.332	NUM
ajfa-13929	326	7	2.327	2.327	NUM
ajfa-13929	326	8	2.467	2.467	NUM
ajfa-13929	326	9	3.460	3.460	NUM
ajfa-13929	326	10	*	*	PUNCT
ajfa-13929	326	11	*	*	PUNCT
ajfa-13929	326	12	*	*	PUNCT
ajfa-13929	326	13	2.890	2.890	NUM
ajfa-13929	326	14	*	*	PUNCT
ajfa-13929	326	15	*	*	PUNCT
ajfa-13929	326	16	*	*	PUNCT
ajfa-13929	326	17	3.740	3.740	NUM
ajfa-13929	326	18	*	*	PUNCT
ajfa-13929	326	19	*	*	PUNCT
ajfa-13929	326	20	*	*	PUNCT
ajfa-13929	326	21	3.520	3.520	NUM
ajfa-13929	326	22	*	*	PUNCT
ajfa-13929	326	23	*	*	PUNCT
ajfa-13929	326	24	*	*	PUNCT
ajfa-13929	326	25	3.220	3.220	NUM
ajfa-13929	326	26	*	*	NOUN
ajfa-13929	326	27	*	*	PUNCT
ajfa-13929	326	28	*	*	PUNCT
ajfa-13929	326	29	3.450	3.450	NUM
ajfa-13929	326	30	*	*	PUNCT
ajfa-13929	326	31	*	*	PUNCT
ajfa-13929	326	32	*	*	PROPN
ajfa-13929	326	33	hausman	hausman	NOUN
ajfa-13929	326	34	2.01	2.01	NUM
ajfa-13929	326	35	7.83	7.83	NUM
ajfa-13929	326	36	5.35	5.35	NUM
ajfa-13929	326	37	4.76	4.76	NUM
ajfa-13929	326	38	16.32	16.32	NUM
ajfa-13929	326	39	15.99	15.99	NUM
ajfa-13929	326	40	prob	prob	PROPN
ajfa-13929	326	41	chi2	chi2	PROPN
ajfa-13929	326	42	0.733	0.733	NUM
ajfa-13929	326	43	0.098	0.098	NUM
ajfa-13929	326	44	0.235	0.235	NUM
ajfa-13929	326	45	0.313	0.313	NUM
ajfa-13929	326	46	0.002	0.002	NUM
ajfa-13929	326	47	0.003	0.003	NUM
ajfa-13929	326	48	fisher	fisher	NOUN
ajfa-13929	326	49	_	_	PUNCT
ajfa-13929	327	1	_	_	PUNCT
ajfa-13929	328	1	_	_	PUNCT
ajfa-13929	329	1	_	_	PUNCT
ajfa-13929	329	2	7.50	7.50	NUM
ajfa-13929	329	3	7.74	7.74	NUM
ajfa-13929	329	4	prob	prob	NOUN
ajfa-13929	329	5	chi2	chi2	NOUN
ajfa-13929	329	6	_	_	PUNCT
ajfa-13929	330	1	_	_	PUNCT
ajfa-13929	331	1	_	_	PUNCT
ajfa-13929	332	1	_	_	PUNCT
ajfa-13929	333	1	0.000	0.000	NUM
ajfa-13929	333	2	0.000	0.000	NUM
ajfa-13929	333	3	wald	wald	X
ajfa-13929	333	4	25.51	25.51	NUM
ajfa-13929	333	5	28.52	28.52	NUM
ajfa-13929	333	6	26.98	26.98	NUM
ajfa-13929	333	7	32.75	32.75	NUM
ajfa-13929	333	8	_	_	PUNCT
ajfa-13929	334	1	_	_	PRON
ajfa-13929	335	1	prob	prob	PROPN
ajfa-13929	335	2	chi2	chi2	PROPN
ajfa-13929	335	3	0.000	0.000	NUM
ajfa-13929	336	1	0.000	0.000	NUM
ajfa-13929	336	2	0.000	0.000	NUM
ajfa-13929	336	3	0.000	0.000	NUM
ajfa-13929	336	4	_	_	PUNCT
ajfa-13929	337	1	_	_	PUNCT
ajfa-13929	337	2	obs	obs	VERB
ajfa-13929	337	3	180	180	NUM
ajfa-13929	337	4	180	180	NUM
ajfa-13929	337	5	180	180	NUM
ajfa-13929	337	6	180	180	NUM
ajfa-13929	337	7	180	180	NUM
ajfa-13929	337	8	180	180	NUM
ajfa-13929	337	9	*	*	NOUN
ajfa-13929	337	10	,	,	PUNCT
ajfa-13929	337	11	*	*	PUNCT
ajfa-13929	337	12	*	*	PUNCT
ajfa-13929	337	13	and	and	CCONJ
ajfa-13929	337	14	*	*	PUNCT
ajfa-13929	337	15	*	*	PUNCT
ajfa-13929	337	16	*	*	PUNCT
ajfa-13929	337	17	indicate	indicate	VERB
ajfa-13929	337	18	the	the	DET
ajfa-13929	337	19	significance	significance	NOUN
ajfa-13929	337	20	level	level	NOUN
ajfa-13929	337	21	of	of	ADP
ajfa-13929	337	22	10	10	NUM
ajfa-13929	337	23	%	%	NOUN
ajfa-13929	337	24	,	,	PUNCT
ajfa-13929	337	25	5	5	NUM
ajfa-13929	337	26	%	%	NOUN
ajfa-13929	337	27	and	and	CCONJ
ajfa-13929	337	28	1	1	NUM
ajfa-13929	337	29	%	%	NOUN
ajfa-13929	337	30	respectively	respectively	ADV
ajfa-13929	337	31	source	source	NOUN
ajfa-13929	337	32	:	:	PUNCT
ajfa-13929	337	33	author	author	NOUN
ajfa-13929	337	34	's	's	PART
ajfa-13929	337	35	calculations	calculation	NOUN
ajfa-13929	337	36	based	base	VERB
ajfa-13929	337	37	on	on	ADP
ajfa-13929	337	38	data	datum	NOUN
ajfa-13929	337	39	from	from	ADP
ajfa-13929	337	40	the	the	DET
ajfa-13929	337	41	banks	bank	NOUN
ajfa-13929	337	42	'	'	PART
ajfa-13929	337	43	annual	annual	ADJ
ajfa-13929	337	44	reports	report	NOUN
ajfa-13929	337	45	.	.	PUNCT
ajfa-13929	338	1	asian	asian	ADJ
ajfa-13929	338	2	journal	journal	PROPN
ajfa-13929	338	3	of	of	ADP
ajfa-13929	338	4	finance	finance	PROPN
ajfa-13929	338	5	&	&	CCONJ
ajfa-13929	338	6	accounting	accounting	PROPN
ajfa-13929	338	7	issn	issn	PROPN
ajfa-13929	338	8	1946	1946	NUM
ajfa-13929	338	9	-	-	PUNCT
ajfa-13929	338	10	052x	052x	PROPN
ajfa-13929	338	11	2019	2019	NUM
ajfa-13929	338	12	,	,	PUNCT
ajfa-13929	338	13	vol	vol	NOUN
ajfa-13929	338	14	.	.	PROPN
ajfa-13929	338	15	11	11	NUM
ajfa-13929	338	16	,	,	PUNCT
ajfa-13929	338	17	no	no	INTJ
ajfa-13929	338	18	.	.	NOUN
ajfa-13929	338	19	2	2	NUM
ajfa-13929	338	20	ajfa.macrothink.org/	ajfa.macrothink.org/	NOUN
ajfa-13929	338	21	162	162	NUM
ajfa-13929	338	22	table5	table5	NOUN
ajfa-13929	338	23	presents	present	VERB
ajfa-13929	338	24	the	the	DET
ajfa-13929	338	25	results	result	NOUN
ajfa-13929	338	26	of	of	ADP
ajfa-13929	338	27	the	the	DET
ajfa-13929	338	28	estimates	estimate	NOUN
ajfa-13929	338	29	of	of	ADP
ajfa-13929	338	30	the	the	DET
ajfa-13929	338	31	impact	impact	NOUN
ajfa-13929	338	32	of	of	ADP
ajfa-13929	338	33	governance	governance	NOUN
ajfa-13929	338	34	mechanisms	mechanism	NOUN
ajfa-13929	338	35	on	on	ADP
ajfa-13929	338	36	liquidity	liquidity	NOUN
ajfa-13929	338	37	risk	risk	NOUN
ajfa-13929	338	38	.	.	PUNCT
ajfa-13929	339	1	the	the	DET
ajfa-13929	339	2	capital	capital	NOUN
ajfa-13929	339	3	adequacy	adequacy	NOUN
ajfa-13929	339	4	ratio	ratio	NOUN
ajfa-13929	339	5	is	be	AUX
ajfa-13929	339	6	positively	positively	ADV
ajfa-13929	339	7	correlated	correlate	VERB
ajfa-13929	339	8	with	with	ADP
ajfa-13929	339	9	liquidity	liquidity	NOUN
ajfa-13929	339	10	risk	risk	NOUN
ajfa-13929	339	11	.	.	PUNCT
ajfa-13929	340	1	in	in	ADP
ajfa-13929	340	2	other	other	ADJ
ajfa-13929	340	3	words	word	NOUN
ajfa-13929	340	4	,	,	PUNCT
ajfa-13929	340	5	any	any	DET
ajfa-13929	340	6	increase	increase	NOUN
ajfa-13929	340	7	in	in	ADP
ajfa-13929	340	8	this	this	DET
ajfa-13929	340	9	ratio	ratio	NOUN
ajfa-13929	340	10	increases	increase	VERB
ajfa-13929	340	11	liquidity	liquidity	NOUN
ajfa-13929	340	12	risk	risk	NOUN
ajfa-13929	340	13	.	.	PUNCT
ajfa-13929	341	1	this	this	DET
ajfa-13929	341	2	result	result	NOUN
ajfa-13929	341	3	seems	seem	VERB
ajfa-13929	341	4	surprising	surprising	ADJ
ajfa-13929	341	5	,	,	PUNCT
ajfa-13929	341	6	as	as	SCONJ
ajfa-13929	341	7	the	the	DET
ajfa-13929	341	8	most	most	ADV
ajfa-13929	341	9	capitalized	capitalize	VERB
ajfa-13929	341	10	banks	bank	NOUN
ajfa-13929	341	11	are	be	AUX
ajfa-13929	341	12	less	less	ADV
ajfa-13929	341	13	exposed	expose	VERB
ajfa-13929	341	14	to	to	ADP
ajfa-13929	341	15	liquidity	liquidity	NOUN
ajfa-13929	341	16	risk	risk	NOUN
ajfa-13929	341	17	.	.	PUNCT
ajfa-13929	342	1	having	have	VERB
ajfa-13929	342	2	sufficient	sufficient	ADJ
ajfa-13929	342	3	capital	capital	NOUN
ajfa-13929	342	4	is	be	AUX
ajfa-13929	342	5	a	a	DET
ajfa-13929	342	6	very	very	ADV
ajfa-13929	342	7	positive	positive	ADJ
ajfa-13929	342	8	signal	signal	NOUN
ajfa-13929	342	9	sent	send	VERB
ajfa-13929	342	10	to	to	ADP
ajfa-13929	342	11	the	the	DET
ajfa-13929	342	12	market	market	NOUN
ajfa-13929	342	13	about	about	ADP
ajfa-13929	342	14	the	the	DET
ajfa-13929	342	15	solvency	solvency	NOUN
ajfa-13929	342	16	of	of	ADP
ajfa-13929	342	17	the	the	DET
ajfa-13929	342	18	bank	bank	NOUN
ajfa-13929	342	19	and	and	CCONJ
ajfa-13929	342	20	its	its	PRON
ajfa-13929	342	21	very	very	ADV
ajfa-13929	342	22	low	low	ADJ
ajfa-13929	342	23	credit	credit	NOUN
ajfa-13929	342	24	risk	risk	NOUN
ajfa-13929	342	25	.	.	PUNCT
ajfa-13929	343	1	this	this	PRON
ajfa-13929	343	2	reduces	reduce	VERB
ajfa-13929	343	3	the	the	DET
ajfa-13929	343	4	bank	bank	NOUN
ajfa-13929	343	5	's	's	PART
ajfa-13929	343	6	risk	risk	NOUN
ajfa-13929	343	7	of	of	ADP
ajfa-13929	343	8	bankruptcy	bankruptcy	NOUN
ajfa-13929	343	9	.	.	PUNCT
ajfa-13929	344	1	a	a	DET
ajfa-13929	344	2	highly	highly	ADV
ajfa-13929	344	3	capitalized	capitalize	VERB
ajfa-13929	344	4	bank	bank	NOUN
ajfa-13929	344	5	versus	versus	ADP
ajfa-13929	344	6	a	a	DET
ajfa-13929	344	7	weakly	weakly	ADV
ajfa-13929	344	8	capitalized	capitalize	VERB
ajfa-13929	344	9	bank	bank	NOUN
ajfa-13929	344	10	does	do	AUX
ajfa-13929	344	11	not	not	PART
ajfa-13929	344	12	need	need	VERB
ajfa-13929	344	13	to	to	PART
ajfa-13929	344	14	borrow	borrow	VERB
ajfa-13929	344	15	to	to	PART
ajfa-13929	344	16	finance	finance	VERB
ajfa-13929	344	17	a	a	DET
ajfa-13929	344	18	certain	certain	ADJ
ajfa-13929	344	19	level	level	NOUN
ajfa-13929	344	20	of	of	ADP
ajfa-13929	344	21	assets	asset	NOUN
ajfa-13929	344	22	.	.	PUNCT
ajfa-13929	345	1	the	the	DET
ajfa-13929	345	2	use	use	NOUN
ajfa-13929	345	3	of	of	ADP
ajfa-13929	345	4	its	its	PRON
ajfa-13929	345	5	selffinanced	selffinanced	ADJ
ajfa-13929	345	6	capital	capital	NOUN
ajfa-13929	345	7	to	to	PART
ajfa-13929	345	8	finance	finance	VERB
ajfa-13929	345	9	a	a	DET
ajfa-13929	345	10	project	project	NOUN
ajfa-13929	345	11	indicates	indicate	VERB
ajfa-13929	345	12	to	to	ADP
ajfa-13929	345	13	the	the	DET
ajfa-13929	345	14	market	market	NOUN
ajfa-13929	345	15	that	that	PRON
ajfa-13929	345	16	the	the	DET
ajfa-13929	345	17	bank	bank	NOUN
ajfa-13929	345	18	is	be	AUX
ajfa-13929	345	19	very	very	ADV
ajfa-13929	345	20	confident	confident	ADJ
ajfa-13929	345	21	in	in	ADP
ajfa-13929	345	22	its	its	PRON
ajfa-13929	345	23	projects	project	NOUN
ajfa-13929	345	24	.	.	PUNCT
ajfa-13929	346	1	these	these	DET
ajfa-13929	346	2	results	result	NOUN
ajfa-13929	346	3	are	be	AUX
ajfa-13929	346	4	in	in	ADP
ajfa-13929	346	5	contradiction	contradiction	NOUN
ajfa-13929	346	6	with	with	ADP
ajfa-13929	346	7	the	the	DET
ajfa-13929	346	8	work	work	NOUN
ajfa-13929	346	9	of	of	ADP
ajfa-13929	346	10	olivier	olivier	PROPN
ajfa-13929	346	11	j.	j.	PROPN
ajfa-13929	346	12	(	(	PUNCT
ajfa-13929	346	13	2010	2010	NUM
ajfa-13929	346	14	)	)	PUNCT
ajfa-13929	346	15	,	,	PUNCT
ajfa-13929	346	16	liu	liu	PROPN
ajfa-13929	346	17	et	et	PROPN
ajfa-13929	346	18	al	al	PROPN
ajfa-13929	346	19	.	.	PROPN
ajfa-13929	347	1	(	(	PUNCT
ajfa-13929	347	2	2010	2010	NUM
ajfa-13929	347	3	)	)	PUNCT
ajfa-13929	348	1	,	,	PUNCT
ajfa-13929	348	2	ben	ben	PROPN
ajfa-13929	348	3	naceur	naceur	PROPN
ajfa-13929	348	4	et	et	PROPN
ajfa-13929	348	5	al	al	PROPN
ajfa-13929	348	6	.	.	PROPN
ajfa-13929	348	7	(	(	PUNCT
ajfa-13929	348	8	2010	2010	NUM
ajfa-13929	348	9	)	)	PUNCT
ajfa-13929	348	10	,	,	PUNCT
ajfa-13929	348	11	garcíah	garcíah	PROPN
ajfa-13929	348	12	.	.	PUNCT
ajfa-13929	348	13	et	et	PROPN
ajfa-13929	348	14	al	al	PROPN
ajfa-13929	348	15	.	.	PROPN
ajfa-13929	348	16	(	(	PUNCT
ajfa-13929	348	17	2009	2009	NUM
ajfa-13929	348	18	)	)	PUNCT
ajfa-13929	348	19	,	,	PUNCT
ajfa-13929	348	20	and	and	CCONJ
ajfa-13929	348	21	pasiourasf	pasiourasf	NOUN
ajfa-13929	348	22	.	.	PUNCT
ajfa-13929	349	1	and	and	CCONJ
ajfa-13929	349	2	kosmidouk	kosmidouk	ADV
ajfa-13929	349	3	.	.	PUNCT
ajfa-13929	350	1	(	(	PUNCT
ajfa-13929	350	2	2007).the	2007).the	NUM
ajfa-13929	350	3	size	size	NOUN
ajfa-13929	350	4	of	of	ADP
ajfa-13929	350	5	the	the	DET
ajfa-13929	350	6	bank	bank	NOUN
ajfa-13929	350	7	has	have	VERB
ajfa-13929	350	8	a	a	DET
ajfa-13929	350	9	negative	negative	ADJ
ajfa-13929	350	10	and	and	CCONJ
ajfa-13929	350	11	significant	significant	ADJ
ajfa-13929	350	12	effect	effect	NOUN
ajfa-13929	350	13	at	at	ADP
ajfa-13929	350	14	the	the	DET
ajfa-13929	350	15	1	1	NUM
ajfa-13929	350	16	%	%	NOUN
ajfa-13929	350	17	level	level	NOUN
ajfa-13929	350	18	for	for	ADP
ajfa-13929	350	19	liquidity	liquidity	NOUN
ajfa-13929	350	20	risk	risk	NOUN
ajfa-13929	350	21	.	.	PUNCT
ajfa-13929	351	1	any	any	DET
ajfa-13929	351	2	increase	increase	NOUN
ajfa-13929	351	3	in	in	ADP
ajfa-13929	351	4	size	size	NOUN
ajfa-13929	351	5	is	be	AUX
ajfa-13929	351	6	associated	associate	VERB
ajfa-13929	351	7	with	with	ADP
ajfa-13929	351	8	a	a	DET
ajfa-13929	351	9	reduction	reduction	NOUN
ajfa-13929	351	10	in	in	ADP
ajfa-13929	351	11	liquidity	liquidity	NOUN
ajfa-13929	351	12	risk	risk	NOUN
ajfa-13929	351	13	.	.	PUNCT
ajfa-13929	352	1	the	the	PRON
ajfa-13929	352	2	larger	large	ADJ
ajfa-13929	352	3	the	the	DET
ajfa-13929	352	4	size	size	NOUN
ajfa-13929	352	5	,	,	PUNCT
ajfa-13929	352	6	the	the	PRON
ajfa-13929	352	7	more	more	ADV
ajfa-13929	352	8	the	the	DET
ajfa-13929	352	9	bank	bank	NOUN
ajfa-13929	352	10	must	must	AUX
ajfa-13929	352	11	manage	manage	VERB
ajfa-13929	352	12	its	its	PRON
ajfa-13929	352	13	risks	risk	NOUN
ajfa-13929	352	14	.	.	PUNCT
ajfa-13929	353	1	this	this	DET
ajfa-13929	353	2	size	size	NOUN
ajfa-13929	353	3	may	may	AUX
ajfa-13929	353	4	result	result	VERB
ajfa-13929	353	5	from	from	ADP
ajfa-13929	353	6	an	an	DET
ajfa-13929	353	7	aggressive	aggressive	ADJ
ajfa-13929	353	8	growth	growth	NOUN
ajfa-13929	353	9	strategy	strategy	NOUN
ajfa-13929	353	10	,	,	PUNCT
ajfa-13929	353	11	which	which	PRON
ajfa-13929	353	12	does	do	AUX
ajfa-13929	353	13	not	not	PART
ajfa-13929	353	14	necessarily	necessarily	ADV
ajfa-13929	353	15	lead	lead	VERB
ajfa-13929	353	16	to	to	ADP
ajfa-13929	353	17	an	an	DET
ajfa-13929	353	18	improvement	improvement	NOUN
ajfa-13929	353	19	in	in	ADP
ajfa-13929	353	20	the	the	DET
ajfa-13929	353	21	bank	bank	NOUN
ajfa-13929	353	22	's	's	PART
ajfa-13929	353	23	performance	performance	NOUN
ajfa-13929	353	24	.	.	PUNCT
ajfa-13929	354	1	smaller	small	ADJ
ajfa-13929	354	2	banks	bank	NOUN
ajfa-13929	354	3	can	can	AUX
ajfa-13929	354	4	better	well	ADV
ajfa-13929	354	5	withstand	withstand	VERB
ajfa-13929	354	6	difficult	difficult	ADJ
ajfa-13929	354	7	economic	economic	ADJ
ajfa-13929	354	8	conditions	condition	NOUN
ajfa-13929	354	9	.	.	PUNCT
ajfa-13929	355	1	our	our	PRON
ajfa-13929	355	2	results	result	NOUN
ajfa-13929	355	3	are	be	AUX
ajfa-13929	355	4	consistent	consistent	ADJ
ajfa-13929	355	5	with	with	ADP
ajfa-13929	355	6	the	the	DET
ajfa-13929	355	7	work	work	NOUN
ajfa-13929	355	8	of	of	ADP
ajfa-13929	355	9	stiroh	stiroh	NOUN
ajfa-13929	355	10	et	et	PROPN
ajfa-13929	355	11	al	al	PROPN
ajfa-13929	355	12	.	.	PROPN
ajfa-13929	356	1	(	(	PUNCT
ajfa-13929	356	2	2006	2006	NUM
ajfa-13929	356	3	)	)	PUNCT
ajfa-13929	357	1	,	,	PUNCT
ajfa-13929	357	2	barros	barros	PROPN
ajfa-13929	357	3	et	et	PROPN
ajfa-13929	357	4	al	al	PROPN
ajfa-13929	357	5	.	.	PROPN
ajfa-13929	357	6	(	(	PUNCT
ajfa-13929	357	7	2007	2007	NUM
ajfa-13929	357	8	)	)	PUNCT
ajfa-13929	357	9	and	and	CCONJ
ajfa-13929	357	10	de.jonghe	de.jonghe	ADJ
ajfa-13929	357	11	(	(	PUNCT
ajfa-13929	357	12	2010	2010	NUM
ajfa-13929	357	13	)	)	PUNCT
ajfa-13929	357	14	.	.	PUNCT
ajfa-13929	358	1	when	when	SCONJ
ajfa-13929	358	2	it	it	PRON
ajfa-13929	358	3	comes	come	VERB
ajfa-13929	358	4	to	to	ADP
ajfa-13929	358	5	credit	credit	NOUN
ajfa-13929	358	6	risk	risk	NOUN
ajfa-13929	358	7	,	,	PUNCT
ajfa-13929	358	8	it	it	PRON
ajfa-13929	358	9	seems	seem	VERB
ajfa-13929	358	10	to	to	PART
ajfa-13929	358	11	have	have	VERB
ajfa-13929	358	12	a	a	DET
ajfa-13929	358	13	positive	positive	ADJ
ajfa-13929	358	14	and	and	CCONJ
ajfa-13929	358	15	significant	significant	ADJ
ajfa-13929	358	16	impact	impact	NOUN
ajfa-13929	358	17	on	on	ADP
ajfa-13929	358	18	liquidity	liquidity	NOUN
ajfa-13929	358	19	risk	risk	NOUN
ajfa-13929	358	20	.	.	PUNCT
ajfa-13929	359	1	this	this	DET
ajfa-13929	359	2	result	result	NOUN
ajfa-13929	359	3	is	be	AUX
ajfa-13929	359	4	expected	expect	VERB
ajfa-13929	359	5	given	give	VERB
ajfa-13929	359	6	the	the	DET
ajfa-13929	359	7	reciprocal	reciprocal	ADJ
ajfa-13929	359	8	relationship	relationship	NOUN
ajfa-13929	359	9	between	between	ADP
ajfa-13929	359	10	credit	credit	NOUN
ajfa-13929	359	11	risk	risk	NOUN
ajfa-13929	359	12	and	and	CCONJ
ajfa-13929	359	13	liquidity	liquidity	NOUN
ajfa-13929	359	14	risk	risk	NOUN
ajfa-13929	359	15	.	.	PUNCT
ajfa-13929	360	1	credit	credit	NOUN
ajfa-13929	360	2	risk	risk	NOUN
ajfa-13929	360	3	often	often	ADV
ajfa-13929	360	4	leads	lead	VERB
ajfa-13929	360	5	to	to	ADP
ajfa-13929	360	6	a	a	DET
ajfa-13929	360	7	loss	loss	NOUN
ajfa-13929	360	8	of	of	ADP
ajfa-13929	360	9	capital	capital	NOUN
ajfa-13929	360	10	and	and	CCONJ
ajfa-13929	360	11	interest	interest	NOUN
ajfa-13929	360	12	.	.	PUNCT
ajfa-13929	361	1	an	an	DET
ajfa-13929	361	2	increase	increase	NOUN
ajfa-13929	361	3	in	in	ADP
ajfa-13929	361	4	this	this	DET
ajfa-13929	361	5	risk	risk	NOUN
ajfa-13929	361	6	increases	increase	VERB
ajfa-13929	361	7	liquidity	liquidity	NOUN
ajfa-13929	361	8	risk	risk	NOUN
ajfa-13929	361	9	.	.	PUNCT
ajfa-13929	362	1	banks	bank	NOUN
ajfa-13929	362	2	specializing	specialize	VERB
ajfa-13929	362	3	in	in	ADP
ajfa-13929	362	4	customer	customer	NOUN
ajfa-13929	362	5	loans	loan	NOUN
ajfa-13929	362	6	are	be	AUX
ajfa-13929	362	7	more	more	ADV
ajfa-13929	362	8	exposed	expose	VERB
ajfa-13929	362	9	to	to	ADP
ajfa-13929	362	10	liquidity	liquidity	NOUN
ajfa-13929	362	11	risk	risk	NOUN
ajfa-13929	362	12	.	.	PUNCT
ajfa-13929	363	1	when	when	SCONJ
ajfa-13929	363	2	banks	bank	NOUN
ajfa-13929	363	3	have	have	VERB
ajfa-13929	363	4	a	a	DET
ajfa-13929	363	5	comparative	comparative	ADJ
ajfa-13929	363	6	advantage	advantage	NOUN
ajfa-13929	363	7	in	in	ADP
ajfa-13929	363	8	providing	provide	VERB
ajfa-13929	363	9	credit	credit	NOUN
ajfa-13929	363	10	to	to	ADP
ajfa-13929	363	11	certain	certain	ADJ
ajfa-13929	363	12	industries	industry	NOUN
ajfa-13929	363	13	,	,	PUNCT
ajfa-13929	363	14	financial	financial	ADJ
ajfa-13929	363	15	integration	integration	NOUN
ajfa-13929	363	16	may	may	AUX
ajfa-13929	363	17	encourage	encourage	VERB
ajfa-13929	363	18	banks	bank	NOUN
ajfa-13929	363	19	to	to	PART
ajfa-13929	363	20	specialize	specialize	VERB
ajfa-13929	363	21	in	in	ADP
ajfa-13929	363	22	lending	lending	NOUN
ajfa-13929	363	23	.	.	PUNCT
ajfa-13929	364	1	greater	great	ADJ
ajfa-13929	364	2	concentration	concentration	NOUN
ajfa-13929	364	3	of	of	ADP
ajfa-13929	364	4	loans	loan	NOUN
ajfa-13929	364	5	does	do	AUX
ajfa-13929	364	6	not	not	PART
ajfa-13929	364	7	necessarily	necessarily	ADV
ajfa-13929	364	8	increase	increase	VERB
ajfa-13929	364	9	risk	risk	NOUN
ajfa-13929	364	10	,	,	PUNCT
ajfa-13929	364	11	as	as	SCONJ
ajfa-13929	364	12	a	a	DET
ajfa-13929	364	13	well	well	ADV
ajfa-13929	364	14	-	-	PUNCT
ajfa-13929	364	15	functioning	function	VERB
ajfa-13929	364	16	interbank	interbank	NOUN
ajfa-13929	364	17	market	market	NOUN
ajfa-13929	364	18	provides	provide	VERB
ajfa-13929	364	19	the	the	DET
ajfa-13929	364	20	necessary	necessary	ADJ
ajfa-13929	364	21	diversification	diversification	NOUN
ajfa-13929	364	22	.	.	PUNCT
ajfa-13929	365	1	our	our	PRON
ajfa-13929	365	2	results	result	NOUN
ajfa-13929	365	3	corroborate	corroborate	VERB
ajfa-13929	365	4	the	the	DET
ajfa-13929	365	5	work	work	NOUN
ajfa-13929	365	6	of	of	ADP
ajfa-13929	365	7	doriana	doriana	PROPN
ajfa-13929	365	8	c.	c.	PROPN
ajfa-13929	365	9	(	(	PUNCT
ajfa-13929	365	10	2013	2013	NUM
ajfa-13929	365	11	)	)	PUNCT
ajfa-13929	365	12	and	and	CCONJ
ajfa-13929	365	13	kim	kim	PROPN
ajfa-13929	365	14	(	(	PUNCT
ajfa-13929	365	15	2011	2011	NUM
ajfa-13929	365	16	)	)	PUNCT
ajfa-13929	365	17	.	.	PUNCT
ajfa-13929	366	1	finally	finally	ADV
ajfa-13929	366	2	,	,	PUNCT
ajfa-13929	366	3	table5	table5	PROPN
ajfa-13929	366	4	shows	show	VERB
ajfa-13929	366	5	that	that	SCONJ
ajfa-13929	366	6	the	the	DET
ajfa-13929	366	7	presence	presence	NOUN
ajfa-13929	366	8	of	of	ADP
ajfa-13929	366	9	the	the	DET
ajfa-13929	366	10	state	state	NOUN
ajfa-13929	366	11	,	,	PUNCT
ajfa-13929	366	12	the	the	DET
ajfa-13929	366	13	presence	presence	NOUN
ajfa-13929	366	14	of	of	ADP
ajfa-13929	366	15	institutional	institutional	ADJ
ajfa-13929	366	16	investors	investor	NOUN
ajfa-13929	366	17	and	and	CCONJ
ajfa-13929	366	18	the	the	DET
ajfa-13929	366	19	percentage	percentage	NOUN
ajfa-13929	366	20	of	of	ADP
ajfa-13929	366	21	foreign	foreign	ADJ
ajfa-13929	366	22	directors	director	NOUN
ajfa-13929	366	23	significantly	significantly	ADV
ajfa-13929	366	24	increase	increase	VERB
ajfa-13929	366	25	liquidity	liquidity	NOUN
ajfa-13929	366	26	risk	risk	NOUN
ajfa-13929	366	27	.	.	PUNCT
ajfa-13929	367	1	the	the	DET
ajfa-13929	367	2	percentage	percentage	NOUN
ajfa-13929	367	3	of	of	ADP
ajfa-13929	367	4	institutional	institutional	ADJ
ajfa-13929	367	5	investors	investor	NOUN
ajfa-13929	367	6	has	have	VERB
ajfa-13929	367	7	a	a	DET
ajfa-13929	367	8	positive	positive	ADJ
ajfa-13929	367	9	and	and	CCONJ
ajfa-13929	367	10	significant	significant	ADJ
ajfa-13929	367	11	impact	impact	NOUN
ajfa-13929	367	12	on	on	ADP
ajfa-13929	367	13	liquidity	liquidity	NOUN
ajfa-13929	367	14	risk	risk	NOUN
ajfa-13929	367	15	at	at	ADP
ajfa-13929	367	16	the	the	DET
ajfa-13929	367	17	5	5	NUM
ajfa-13929	367	18	%	%	NOUN
ajfa-13929	367	19	level	level	NOUN
ajfa-13929	367	20	.	.	PUNCT
ajfa-13929	368	1	in	in	ADP
ajfa-13929	368	2	our	our	PRON
ajfa-13929	368	3	sample	sample	NOUN
ajfa-13929	368	4	we	we	PRON
ajfa-13929	368	5	noted	note	VERB
ajfa-13929	368	6	that	that	SCONJ
ajfa-13929	368	7	the	the	DET
ajfa-13929	368	8	percentage	percentage	NOUN
ajfa-13929	368	9	of	of	ADP
ajfa-13929	368	10	institutional	institutional	ADJ
ajfa-13929	368	11	investors	investor	NOUN
ajfa-13929	368	12	is	be	AUX
ajfa-13929	368	13	approximately	approximately	ADV
ajfa-13929	368	14	36.9	36.9	NUM
ajfa-13929	368	15	%	%	NOUN
ajfa-13929	368	16	.	.	PUNCT
ajfa-13929	369	1	this	this	PRON
ajfa-13929	369	2	can	can	AUX
ajfa-13929	369	3	be	be	AUX
ajfa-13929	369	4	confirmed	confirm	VERB
ajfa-13929	369	5	by	by	ADP
ajfa-13929	369	6	the	the	DET
ajfa-13929	369	7	work	work	NOUN
ajfa-13929	369	8	of	of	ADP
ajfa-13929	369	9	pathan	pathan	PROPN
ajfa-13929	369	10	s.	s.	PROPN
ajfa-13929	369	11	(	(	PUNCT
ajfa-13929	369	12	2009	2009	NUM
ajfa-13929	369	13	)	)	PUNCT
ajfa-13929	369	14	who	who	PRON
ajfa-13929	369	15	suggests	suggest	VERB
ajfa-13929	369	16	that	that	SCONJ
ajfa-13929	369	17	a	a	DET
ajfa-13929	369	18	lower	low	ADJ
ajfa-13929	369	19	percentage	percentage	NOUN
ajfa-13929	369	20	of	of	ADP
ajfa-13929	369	21	institutional	institutional	ADJ
ajfa-13929	369	22	investors	investor	NOUN
ajfa-13929	369	23	is	be	AUX
ajfa-13929	369	24	positively	positively	ADV
ajfa-13929	369	25	associated	associate	VERB
ajfa-13929	369	26	with	with	ADP
ajfa-13929	369	27	banking	banking	NOUN
ajfa-13929	369	28	risk	risk	NOUN
ajfa-13929	369	29	taking	take	VERB
ajfa-13929	369	30	as	as	ADP
ajfa-13929	369	31	banking	banking	NOUN
ajfa-13929	369	32	associates	associate	NOUN
ajfa-13929	369	33	.	.	PUNCT
ajfa-13929	370	1	a	a	DET
ajfa-13929	370	2	second	second	ADJ
ajfa-13929	370	3	explanation	explanation	NOUN
ajfa-13929	370	4	can	can	AUX
ajfa-13929	370	5	be	be	AUX
ajfa-13929	370	6	presented	present	VERB
ajfa-13929	370	7	,	,	PUNCT
ajfa-13929	370	8	from	from	ADP
ajfa-13929	370	9	where	where	SCONJ
ajfa-13929	370	10	,	,	PUNCT
ajfa-13929	370	11	based	base	VERB
ajfa-13929	370	12	on	on	ADP
ajfa-13929	370	13	agency	agency	NOUN
ajfa-13929	370	14	theory	theory	NOUN
ajfa-13929	370	15	,	,	PUNCT
ajfa-13929	370	16	risk	risk	NOUN
ajfa-13929	370	17	-	-	PUNCT
ajfa-13929	370	18	taking	take	VERB
ajfa-13929	370	19	behavior	behavior	NOUN
ajfa-13929	370	20	is	be	AUX
ajfa-13929	370	21	influenced	influence	VERB
ajfa-13929	370	22	by	by	ADP
ajfa-13929	370	23	conflicts	conflict	NOUN
ajfa-13929	370	24	between	between	ADP
ajfa-13929	370	25	managers	manager	NOUN
ajfa-13929	370	26	and	and	CCONJ
ajfa-13929	370	27	shareholders	shareholder	NOUN
ajfa-13929	370	28	.	.	PUNCT
ajfa-13929	371	1	for	for	ADP
ajfa-13929	371	2	their	their	PRON
ajfa-13929	371	3	part	part	NOUN
ajfa-13929	371	4	,	,	PUNCT
ajfa-13929	371	5	managers	manager	NOUN
ajfa-13929	371	6	are	be	AUX
ajfa-13929	371	7	reluctant	reluctant	ADJ
ajfa-13929	371	8	to	to	PART
ajfa-13929	371	9	take	take	VERB
ajfa-13929	371	10	risks	risk	NOUN
ajfa-13929	371	11	to	to	PART
ajfa-13929	371	12	protect	protect	VERB
ajfa-13929	371	13	their	their	PRON
ajfa-13929	371	14	position	position	NOUN
ajfa-13929	371	15	and	and	CCONJ
ajfa-13929	371	16	personal	personal	ADJ
ajfa-13929	371	17	benefits	benefit	NOUN
ajfa-13929	371	18	,	,	PUNCT
ajfa-13929	371	19	while	while	SCONJ
ajfa-13929	371	20	shareholders	shareholder	NOUN
ajfa-13929	371	21	with	with	ADP
ajfa-13929	371	22	a	a	DET
ajfa-13929	371	23	diversified	diversified	ADJ
ajfa-13929	371	24	portfolio	portfolio	NOUN
ajfa-13929	371	25	are	be	AUX
ajfa-13929	371	26	encouraged	encourage	VERB
ajfa-13929	371	27	to	to	PART
ajfa-13929	371	28	increase	increase	VERB
ajfa-13929	371	29	bank	bank	NOUN
ajfa-13929	371	30	risk	risk	NOUN
ajfa-13929	371	31	.	.	PUNCT
ajfa-13929	372	1	in	in	ADP
ajfa-13929	372	2	this	this	DET
ajfa-13929	372	3	study	study	NOUN
ajfa-13929	372	4	,	,	PUNCT
ajfa-13929	372	5	we	we	PRON
ajfa-13929	372	6	conclude	conclude	VERB
ajfa-13929	372	7	that	that	SCONJ
ajfa-13929	372	8	the	the	DET
ajfa-13929	372	9	percentage	percentage	NOUN
ajfa-13929	372	10	of	of	ADP
ajfa-13929	372	11	institutional	institutional	ADJ
ajfa-13929	372	12	investors	investor	NOUN
ajfa-13929	372	13	can	can	AUX
ajfa-13929	372	14	positively	positively	ADV
ajfa-13929	372	15	affects	affect	VERB
ajfa-13929	372	16	the	the	DET
ajfa-13929	372	17	liquidity	liquidity	NOUN
ajfa-13929	372	18	risk	risk	NOUN
ajfa-13929	372	19	of	of	ADP
ajfa-13929	372	20	banks	bank	NOUN
ajfa-13929	372	21	.	.	PUNCT
ajfa-13929	373	1	as	as	ADP
ajfa-13929	373	2	a	a	DET
ajfa-13929	373	3	result	result	NOUN
ajfa-13929	373	4	,	,	PUNCT
ajfa-13929	373	5	h5	h5	PROPN
ajfa-13929	373	6	is	be	AUX
ajfa-13929	373	7	rejected	reject	VERB
ajfa-13929	373	8	.	.	PUNCT
ajfa-13929	374	1	regarding	regard	VERB
ajfa-13929	374	2	the	the	DET
ajfa-13929	374	3	impact	impact	NOUN
ajfa-13929	374	4	of	of	ADP
ajfa-13929	374	5	state	state	NOUN
ajfa-13929	374	6	ownership	ownership	NOUN
ajfa-13929	374	7	on	on	ADP
ajfa-13929	374	8	bank	bank	NOUN
ajfa-13929	374	9	risk	risk	NOUN
ajfa-13929	374	10	taking	take	VERB
ajfa-13929	374	11	in	in	ADP
ajfa-13929	374	12	the	the	DET
ajfa-13929	374	13	case	case	NOUN
ajfa-13929	374	14	of	of	ADP
ajfa-13929	374	15	liquidity	liquidity	NOUN
ajfa-13929	374	16	risk	risk	NOUN
ajfa-13929	374	17	,	,	PUNCT
ajfa-13929	374	18	we	we	PRON
ajfa-13929	374	19	find	find	VERB
ajfa-13929	374	20	from	from	ADP
ajfa-13929	374	21	table5	table5	NOUN
ajfa-13929	374	22	the	the	DET
ajfa-13929	374	23	coefficient	coefficient	NOUN
ajfa-13929	374	24	of	of	ADP
ajfa-13929	374	25	the	the	DET
ajfa-13929	374	26	state	state	NOUN
ajfa-13929	374	27	variable	variable	NOUN
ajfa-13929	374	28	is	be	AUX
ajfa-13929	374	29	significantly	significantly	ADV
ajfa-13929	374	30	positive	positive	ADJ
ajfa-13929	374	31	for	for	ADP
ajfa-13929	374	32	our	our	PRON
ajfa-13929	374	33	model	model	NOUN
ajfa-13929	374	34	.	.	PUNCT
ajfa-13929	375	1	our	our	PRON
ajfa-13929	375	2	results	result	NOUN
ajfa-13929	375	3	have	have	AUX
ajfa-13929	375	4	been	be	AUX
ajfa-13929	375	5	confirmed	confirm	VERB
ajfa-13929	375	6	by	by	ADP
ajfa-13929	375	7	the	the	DET
ajfa-13929	375	8	works	work	NOUN
ajfa-13929	375	9	of	of	ADP
ajfa-13929	375	10	srairi(2013	srairi(2013	PROPN
ajfa-13929	375	11	)	)	PUNCT
ajfa-13929	375	12	,	,	PUNCT
ajfa-13929	375	13	berger	berger	PROPN
ajfa-13929	375	14	and	and	CCONJ
ajfa-13929	375	15	udell(2005	udell(2005	ADJ
ajfa-13929	375	16	)	)	PUNCT
ajfa-13929	375	17	,	,	PUNCT
ajfa-13929	375	18	iannotta	iannotta	NOUN
ajfa-13929	375	19	,	,	PUNCT
ajfa-13929	375	20	nocera	nocera	PROPN
ajfa-13929	375	21	and	and	CCONJ
ajfa-13929	375	22	sironi(2007).they	sironi(2007).they	PRON
ajfa-13929	375	23	found	find	VERB
ajfa-13929	375	24	a	a	DET
ajfa-13929	375	25	positive	positive	ADJ
ajfa-13929	375	26	and	and	CCONJ
ajfa-13929	375	27	significant	significant	ADJ
ajfa-13929	375	28	association	association	NOUN
ajfa-13929	375	29	between	between	ADP
ajfa-13929	375	30	state	state	NOUN
ajfa-13929	375	31	participation	participation	NOUN
ajfa-13929	375	32	in	in	ADP
ajfa-13929	375	33	banking	banking	NOUN
ajfa-13929	375	34	property	property	NOUN
ajfa-13929	375	35	and	and	CCONJ
ajfa-13929	375	36	risk	risk	NOUN
ajfa-13929	375	37	.	.	PUNCT
ajfa-13929	376	1	this	this	PRON
ajfa-13929	376	2	can	can	AUX
ajfa-13929	376	3	be	be	AUX
ajfa-13929	376	4	explained	explain	VERB
ajfa-13929	376	5	by	by	ADP
ajfa-13929	376	6	the	the	DET
ajfa-13929	376	7	fact	fact	NOUN
ajfa-13929	376	8	that	that	SCONJ
ajfa-13929	376	9	state	state	NOUN
ajfa-13929	376	10	-	-	PUNCT
ajfa-13929	376	11	owned	own	VERB
ajfa-13929	376	12	banks	bank	NOUN
ajfa-13929	376	13	have	have	AUX
ajfa-13929	376	14	higher	high	ADJ
ajfa-13929	376	15	proportions	proportion	NOUN
ajfa-13929	376	16	of	of	ADP
ajfa-13929	376	17	non	non	ADJ
ajfa-13929	376	18	-	-	ADJ
ajfa-13929	376	19	performing	performing	ADJ
ajfa-13929	376	20	loans	loan	NOUN
ajfa-13929	376	21	than	than	ADP
ajfa-13929	376	22	other	other	ADJ
ajfa-13929	376	23	banks	bank	NOUN
ajfa-13929	376	24	.	.	PUNCT
ajfa-13929	377	1	we	we	PRON
ajfa-13929	377	2	confirm	confirm	VERB
ajfa-13929	377	3	that	that	SCONJ
ajfa-13929	377	4	the	the	DET
ajfa-13929	377	5	asian	asian	ADJ
ajfa-13929	377	6	journal	journal	NOUN
ajfa-13929	377	7	of	of	ADP
ajfa-13929	377	8	finance	finance	PROPN
ajfa-13929	377	9	&	&	CCONJ
ajfa-13929	377	10	accounting	accounting	PROPN
ajfa-13929	377	11	issn	issn	PROPN
ajfa-13929	377	12	1946	1946	NUM
ajfa-13929	377	13	-	-	PUNCT
ajfa-13929	377	14	052x	052x	PROPN
ajfa-13929	377	15	2019	2019	NUM
ajfa-13929	377	16	,	,	PUNCT
ajfa-13929	377	17	vol	vol	NOUN
ajfa-13929	377	18	.	.	PROPN
ajfa-13929	377	19	11	11	NUM
ajfa-13929	377	20	,	,	PUNCT
ajfa-13929	377	21	no	no	INTJ
ajfa-13929	377	22	.	.	NOUN
ajfa-13929	377	23	2	2	NUM
ajfa-13929	377	24	ajfa.macrothink.org/	ajfa.macrothink.org/	NOUN
ajfa-13929	377	25	163	163	NUM
ajfa-13929	377	26	presence	presence	NOUN
ajfa-13929	377	27	of	of	ADP
ajfa-13929	377	28	state	state	NOUN
ajfa-13929	377	29	participants	participant	NOUN
ajfa-13929	377	30	on	on	ADP
ajfa-13929	377	31	the	the	DET
ajfa-13929	377	32	board	board	NOUN
ajfa-13929	377	33	increases	increase	VERB
ajfa-13929	377	34	the	the	DET
ajfa-13929	377	35	risk	risk	NOUN
ajfa-13929	377	36	of	of	ADP
ajfa-13929	377	37	bank	bank	NOUN
ajfa-13929	377	38	liquidity	liquidity	NOUN
ajfa-13929	377	39	.	.	PUNCT
ajfa-13929	378	1	at	at	ADP
ajfa-13929	378	2	this	this	DET
ajfa-13929	378	3	stage	stage	NOUN
ajfa-13929	378	4	,	,	PUNCT
ajfa-13929	378	5	h4	h4	PROPN
ajfa-13929	378	6	is	be	AUX
ajfa-13929	378	7	accepted	accept	VERB
ajfa-13929	378	8	.	.	PUNCT
ajfa-13929	379	1	from	from	ADP
ajfa-13929	379	2	our	our	PRON
ajfa-13929	379	3	results	result	NOUN
ajfa-13929	379	4	,	,	PUNCT
ajfa-13929	379	5	it	it	PRON
ajfa-13929	379	6	appears	appear	VERB
ajfa-13929	379	7	that	that	SCONJ
ajfa-13929	379	8	the	the	DET
ajfa-13929	379	9	percentage	percentage	NOUN
ajfa-13929	379	10	of	of	ADP
ajfa-13929	379	11	foreign	foreign	ADJ
ajfa-13929	379	12	directors	director	NOUN
ajfa-13929	379	13	positively	positively	ADV
ajfa-13929	379	14	affects	affect	VERB
ajfa-13929	379	15	the	the	DET
ajfa-13929	379	16	liquidity	liquidity	NOUN
ajfa-13929	379	17	risk	risk	NOUN
ajfa-13929	379	18	of	of	ADP
ajfa-13929	379	19	tunisian	tunisian	ADJ
ajfa-13929	379	20	banks	bank	NOUN
ajfa-13929	379	21	.	.	PUNCT
ajfa-13929	380	1	the	the	DET
ajfa-13929	380	2	results	result	NOUN
ajfa-13929	380	3	indicate	indicate	VERB
ajfa-13929	380	4	that	that	SCONJ
ajfa-13929	380	5	there	there	PRON
ajfa-13929	380	6	is	be	VERB
ajfa-13929	380	7	a	a	DET
ajfa-13929	380	8	positive	positive	ADJ
ajfa-13929	380	9	and	and	CCONJ
ajfa-13929	380	10	statistically	statistically	ADV
ajfa-13929	380	11	significant	significant	ADJ
ajfa-13929	380	12	relationship	relationship	NOUN
ajfa-13929	380	13	between	between	ADP
ajfa-13929	380	14	foreign	foreign	ADJ
ajfa-13929	380	15	participation	participation	NOUN
ajfa-13929	380	16	and	and	CCONJ
ajfa-13929	380	17	bank	bank	NOUN
ajfa-13929	380	18	liquidity	liquidity	NOUN
ajfa-13929	380	19	.	.	PUNCT
ajfa-13929	381	1	in	in	ADP
ajfa-13929	381	2	the	the	DET
ajfa-13929	381	3	tunisian	tunisian	ADJ
ajfa-13929	381	4	context	context	NOUN
ajfa-13929	381	5	,	,	PUNCT
ajfa-13929	381	6	this	this	PRON
ajfa-13929	381	7	supports	support	VERB
ajfa-13929	381	8	the	the	DET
ajfa-13929	381	9	idea	idea	NOUN
ajfa-13929	381	10	that	that	SCONJ
ajfa-13929	381	11	foreign	foreign	ADJ
ajfa-13929	381	12	directors	director	NOUN
ajfa-13929	381	13	do	do	AUX
ajfa-13929	381	14	not	not	PART
ajfa-13929	381	15	know	know	VERB
ajfa-13929	381	16	the	the	DET
ajfa-13929	381	17	economic	economic	ADJ
ajfa-13929	381	18	nature	nature	NOUN
ajfa-13929	381	19	of	of	ADP
ajfa-13929	381	20	the	the	DET
ajfa-13929	381	21	country	country	NOUN
ajfa-13929	381	22	.	.	PUNCT
ajfa-13929	382	1	they	they	PRON
ajfa-13929	382	2	also	also	ADV
ajfa-13929	382	3	bring	bring	VERB
ajfa-13929	382	4	new	new	ADJ
ajfa-13929	382	5	perspectives	perspective	NOUN
ajfa-13929	382	6	to	to	ADP
ajfa-13929	382	7	the	the	DET
ajfa-13929	382	8	local	local	ADJ
ajfa-13929	382	9	banking	banking	NOUN
ajfa-13929	382	10	business	business	NOUN
ajfa-13929	382	11	,	,	PUNCT
ajfa-13929	382	12	thus	thus	ADV
ajfa-13929	382	13	reducing	reduce	VERB
ajfa-13929	382	14	their	their	PRON
ajfa-13929	382	15	dependence	dependence	NOUN
ajfa-13929	382	16	on	on	ADP
ajfa-13929	382	17	traditional	traditional	ADJ
ajfa-13929	382	18	sectors	sector	NOUN
ajfa-13929	382	19	of	of	ADP
ajfa-13929	382	20	activity	activity	NOUN
ajfa-13929	382	21	as	as	SCONJ
ajfa-13929	382	22	they	they	PRON
ajfa-13929	382	23	seek	seek	VERB
ajfa-13929	382	24	other	other	ADJ
ajfa-13929	382	25	sources	source	NOUN
ajfa-13929	382	26	of	of	ADP
ajfa-13929	382	27	activity	activity	NOUN
ajfa-13929	382	28	that	that	PRON
ajfa-13929	382	29	are	be	AUX
ajfa-13929	382	30	riskier	risky	ADJ
ajfa-13929	382	31	.	.	PUNCT
ajfa-13929	383	1	in	in	ADP
ajfa-13929	383	2	our	our	PRON
ajfa-13929	383	3	study	study	NOUN
ajfa-13929	383	4	,	,	PUNCT
ajfa-13929	383	5	we	we	PRON
ajfa-13929	383	6	conclude	conclude	VERB
ajfa-13929	383	7	that	that	SCONJ
ajfa-13929	383	8	the	the	DET
ajfa-13929	383	9	percentage	percentage	NOUN
ajfa-13929	383	10	of	of	ADP
ajfa-13929	383	11	foreign	foreign	ADJ
ajfa-13929	383	12	directors	director	NOUN
ajfa-13929	383	13	positively	positively	ADV
ajfa-13929	383	14	affects	affect	VERB
ajfa-13929	383	15	the	the	DET
ajfa-13929	383	16	liquidity	liquidity	NOUN
ajfa-13929	383	17	risk	risk	NOUN
ajfa-13929	383	18	of	of	ADP
ajfa-13929	383	19	banks	bank	NOUN
ajfa-13929	383	20	.	.	PUNCT
ajfa-13929	384	1	in	in	ADP
ajfa-13929	384	2	the	the	DET
ajfa-13929	384	3	context	context	NOUN
ajfa-13929	384	4	of	of	ADP
ajfa-13929	384	5	our	our	PRON
ajfa-13929	384	6	study	study	NOUN
ajfa-13929	384	7	,	,	PUNCT
ajfa-13929	384	8	this	this	PRON
ajfa-13929	384	9	can	can	AUX
ajfa-13929	384	10	be	be	AUX
ajfa-13929	384	11	explained	explain	VERB
ajfa-13929	384	12	by	by	ADP
ajfa-13929	384	13	the	the	DET
ajfa-13929	384	14	fact	fact	NOUN
ajfa-13929	384	15	that	that	SCONJ
ajfa-13929	384	16	foreign	foreign	ADJ
ajfa-13929	384	17	administrators	administrator	NOUN
ajfa-13929	384	18	are	be	AUX
ajfa-13929	384	19	generally	generally	ADV
ajfa-13929	384	20	unaware	unaware	ADJ
ajfa-13929	384	21	of	of	ADP
ajfa-13929	384	22	the	the	DET
ajfa-13929	384	23	tunisian	tunisian	ADJ
ajfa-13929	384	24	economic	economic	ADJ
ajfa-13929	384	25	reality	reality	NOUN
ajfa-13929	384	26	and	and	CCONJ
ajfa-13929	384	27	may	may	AUX
ajfa-13929	384	28	have	have	VERB
ajfa-13929	384	29	difficulties	difficulty	NOUN
ajfa-13929	384	30	in	in	ADP
ajfa-13929	384	31	implementing	implement	VERB
ajfa-13929	384	32	and	and	CCONJ
ajfa-13929	384	33	applying	apply	VERB
ajfa-13929	384	34	their	their	PRON
ajfa-13929	384	35	governance	governance	NOUN
ajfa-13929	384	36	concepts	concept	NOUN
ajfa-13929	384	37	to	to	ADP
ajfa-13929	384	38	the	the	DET
ajfa-13929	384	39	specific	specific	ADJ
ajfa-13929	384	40	case	case	NOUN
ajfa-13929	384	41	of	of	ADP
ajfa-13929	384	42	tunisian	tunisian	ADJ
ajfa-13929	384	43	commercial	commercial	ADJ
ajfa-13929	384	44	banks	bank	NOUN
ajfa-13929	384	45	.	.	PUNCT
ajfa-13929	385	1	thus	thus	ADV
ajfa-13929	385	2	,	,	PUNCT
ajfa-13929	385	3	h6	h6	PROPN
ajfa-13929	385	4	is	be	AUX
ajfa-13929	385	5	rejected	reject	VERB
ajfa-13929	385	6	.	.	PUNCT
ajfa-13929	386	1	6	6	X
ajfa-13929	386	2	.	.	X
ajfa-13929	386	3	conclusion	conclusion	NOUN
ajfa-13929	386	4	and	and	CCONJ
ajfa-13929	386	5	policy	policy	NOUN
ajfa-13929	386	6	recommendations	recommendation	NOUN
ajfa-13929	386	7	given	give	VERB
ajfa-13929	386	8	the	the	DET
ajfa-13929	386	9	crucial	crucial	ADJ
ajfa-13929	386	10	role	role	NOUN
ajfa-13929	386	11	played	play	VERB
ajfa-13929	386	12	by	by	ADP
ajfa-13929	386	13	banks	bank	NOUN
ajfa-13929	386	14	in	in	ADP
ajfa-13929	386	15	a	a	DET
ajfa-13929	386	16	developing	develop	VERB
ajfa-13929	386	17	country	country	NOUN
ajfa-13929	386	18	like	like	ADP
ajfa-13929	386	19	tunisia	tunisia	PROPN
ajfa-13929	386	20	,	,	PUNCT
ajfa-13929	386	21	it	it	PRON
ajfa-13929	386	22	is	be	AUX
ajfa-13929	386	23	important	important	ADJ
ajfa-13929	386	24	to	to	PART
ajfa-13929	386	25	maintain	maintain	VERB
ajfa-13929	386	26	their	their	PRON
ajfa-13929	386	27	stability	stability	NOUN
ajfa-13929	386	28	.	.	PUNCT
ajfa-13929	387	1	based	base	VERB
ajfa-13929	387	2	on	on	ADP
ajfa-13929	387	3	our	our	PRON
ajfa-13929	387	4	experience	experience	NOUN
ajfa-13929	387	5	in	in	ADP
ajfa-13929	387	6	this	this	DET
ajfa-13929	387	7	area	area	NOUN
ajfa-13929	387	8	,	,	PUNCT
ajfa-13929	387	9	we	we	PRON
ajfa-13929	387	10	have	have	AUX
ajfa-13929	387	11	provided	provide	VERB
ajfa-13929	387	12	a	a	DET
ajfa-13929	387	13	model	model	NOUN
ajfa-13929	387	14	to	to	PART
ajfa-13929	387	15	study	study	VERB
ajfa-13929	387	16	the	the	DET
ajfa-13929	387	17	impact	impact	NOUN
ajfa-13929	387	18	of	of	ADP
ajfa-13929	387	19	board	board	NOUN
ajfa-13929	387	20	and	and	CCONJ
ajfa-13929	387	21	shareholding	shareholding	NOUN
ajfa-13929	387	22	structure	structure	NOUN
ajfa-13929	387	23	characteristics	characteristic	NOUN
ajfa-13929	387	24	on	on	ADP
ajfa-13929	387	25	bank	bank	NOUN
ajfa-13929	387	26	risk	risk	NOUN
ajfa-13929	387	27	from	from	ADP
ajfa-13929	387	28	a	a	DET
ajfa-13929	387	29	sample	sample	NOUN
ajfa-13929	387	30	of	of	ADP
ajfa-13929	387	31	10	10	NUM
ajfa-13929	387	32	tunisians	tunisian	VERB
ajfa-13929	387	33	banks	bank	NOUN
ajfa-13929	387	34	covering	cover	VERB
ajfa-13929	387	35	the	the	DET
ajfa-13929	387	36	period	period	NOUN
ajfa-13929	387	37	(	(	PUNCT
ajfa-13929	387	38	1998	1998	NUM
ajfa-13929	387	39	-	-	SYM
ajfa-13929	387	40	2015).we	2015).we	NUM
ajfa-13929	387	41	first	first	ADV
ajfa-13929	387	42	analyzed	analyze	VERB
ajfa-13929	387	43	the	the	DET
ajfa-13929	387	44	impact	impact	NOUN
ajfa-13929	387	45	of	of	ADP
ajfa-13929	387	46	banking	banking	NOUN
ajfa-13929	387	47	governance	governance	NOUN
ajfa-13929	387	48	on	on	ADP
ajfa-13929	387	49	credit	credit	NOUN
ajfa-13929	387	50	risk	risk	NOUN
ajfa-13929	387	51	.	.	PUNCT
ajfa-13929	388	1	our	our	PRON
ajfa-13929	388	2	main	main	ADJ
ajfa-13929	388	3	econometric	econometric	ADJ
ajfa-13929	388	4	results	result	NOUN
ajfa-13929	388	5	have	have	AUX
ajfa-13929	388	6	shown	show	VERB
ajfa-13929	388	7	that	that	SCONJ
ajfa-13929	388	8	duality	duality	NOUN
ajfa-13929	388	9	and	and	CCONJ
ajfa-13929	388	10	state	state	NOUN
ajfa-13929	388	11	ownership	ownership	NOUN
ajfa-13929	388	12	reduce	reduce	VERB
ajfa-13929	388	13	credit	credit	NOUN
ajfa-13929	388	14	risk	risk	NOUN
ajfa-13929	388	15	,	,	PUNCT
ajfa-13929	388	16	while	while	SCONJ
ajfa-13929	388	17	the	the	DET
ajfa-13929	388	18	ownership	ownership	NOUN
ajfa-13929	388	19	of	of	ADP
ajfa-13929	388	20	independent	independent	ADJ
ajfa-13929	388	21	directors	director	NOUN
ajfa-13929	388	22	is	be	AUX
ajfa-13929	388	23	associated	associate	VERB
ajfa-13929	388	24	with	with	ADP
ajfa-13929	388	25	an	an	DET
ajfa-13929	388	26	increase	increase	NOUN
ajfa-13929	388	27	in	in	ADP
ajfa-13929	388	28	credit	credit	NOUN
ajfa-13929	388	29	risk	risk	NOUN
ajfa-13929	388	30	.	.	PUNCT
ajfa-13929	389	1	in	in	ADP
ajfa-13929	389	2	a	a	DET
ajfa-13929	389	3	second	second	ADJ
ajfa-13929	389	4	step	step	NOUN
ajfa-13929	389	5	,	,	PUNCT
ajfa-13929	389	6	by	by	ADP
ajfa-13929	389	7	analyzing	analyze	VERB
ajfa-13929	389	8	the	the	DET
ajfa-13929	389	9	impact	impact	NOUN
ajfa-13929	389	10	of	of	ADP
ajfa-13929	389	11	governance	governance	NOUN
ajfa-13929	389	12	mechanisms	mechanism	NOUN
ajfa-13929	389	13	on	on	ADP
ajfa-13929	389	14	liquidity	liquidity	NOUN
ajfa-13929	389	15	risk	risk	NOUN
ajfa-13929	389	16	,	,	PUNCT
ajfa-13929	389	17	we	we	PRON
ajfa-13929	389	18	found	find	VERB
ajfa-13929	389	19	that	that	SCONJ
ajfa-13929	389	20	the	the	DET
ajfa-13929	389	21	ownership	ownership	NOUN
ajfa-13929	389	22	of	of	ADP
ajfa-13929	389	23	institutional	institutional	ADJ
ajfa-13929	389	24	investors	investor	NOUN
ajfa-13929	389	25	,	,	PUNCT
ajfa-13929	389	26	state	state	NOUN
ajfa-13929	389	27	ownership	ownership	NOUN
ajfa-13929	389	28	and	and	CCONJ
ajfa-13929	389	29	the	the	DET
ajfa-13929	389	30	ownership	ownership	NOUN
ajfa-13929	389	31	of	of	ADP
ajfa-13929	389	32	foreign	foreign	ADJ
ajfa-13929	389	33	directors	director	NOUN
ajfa-13929	389	34	positively	positively	ADV
ajfa-13929	389	35	impacted	impact	VERB
ajfa-13929	389	36	liquidity	liquidity	NOUN
ajfa-13929	389	37	risk	risk	NOUN
ajfa-13929	389	38	of	of	ADP
ajfa-13929	389	39	banks	bank	NOUN
ajfa-13929	389	40	.	.	PUNCT
ajfa-13929	390	1	from	from	ADP
ajfa-13929	390	2	our	our	PRON
ajfa-13929	390	3	results	result	NOUN
ajfa-13929	390	4	,	,	PUNCT
ajfa-13929	390	5	it	it	PRON
ajfa-13929	390	6	appears	appear	VERB
ajfa-13929	390	7	that	that	SCONJ
ajfa-13929	390	8	tunisian	tunisian	ADJ
ajfa-13929	390	9	banks	bank	NOUN
ajfa-13929	390	10	are	be	AUX
ajfa-13929	390	11	not	not	PART
ajfa-13929	390	12	required	require	VERB
ajfa-13929	390	13	to	to	PART
ajfa-13929	390	14	seek	seek	VERB
ajfa-13929	390	15	banking	banking	NOUN
ajfa-13929	390	16	stability	stability	NOUN
ajfa-13929	390	17	unless	unless	SCONJ
ajfa-13929	390	18	specific	specific	ADJ
ajfa-13929	390	19	laws	law	NOUN
ajfa-13929	390	20	or	or	CCONJ
ajfa-13929	390	21	regulations	regulation	NOUN
ajfa-13929	390	22	require	require	VERB
ajfa-13929	390	23	it	it	PRON
ajfa-13929	390	24	.	.	PUNCT
ajfa-13929	391	1	interestingly	interestingly	ADV
ajfa-13929	391	2	,	,	PUNCT
ajfa-13929	391	3	such	such	ADJ
ajfa-13929	391	4	targets	target	NOUN
ajfa-13929	391	5	,	,	PUNCT
ajfa-13929	391	6	banks	bank	NOUN
ajfa-13929	391	7	can	can	AUX
ajfa-13929	391	8	lead	lead	VERB
ajfa-13929	391	9	to	to	ADP
ajfa-13929	391	10	risks	risk	NOUN
ajfa-13929	391	11	leading	lead	VERB
ajfa-13929	391	12	to	to	ADP
ajfa-13929	391	13	financial	financial	ADJ
ajfa-13929	391	14	contagion	contagion	NOUN
ajfa-13929	391	15	.	.	PUNCT
ajfa-13929	392	1	in	in	ADP
ajfa-13929	392	2	this	this	DET
ajfa-13929	392	3	context	context	NOUN
ajfa-13929	392	4	,	,	PUNCT
ajfa-13929	392	5	a	a	DET
ajfa-13929	392	6	legal	legal	ADJ
ajfa-13929	392	7	change	change	NOUN
ajfa-13929	392	8	should	should	AUX
ajfa-13929	392	9	be	be	AUX
ajfa-13929	392	10	evaluated	evaluate	VERB
ajfa-13929	392	11	.	.	PUNCT
ajfa-13929	393	1	for	for	ADP
ajfa-13929	393	2	example	example	NOUN
ajfa-13929	393	3	,	,	PUNCT
ajfa-13929	393	4	the	the	DET
ajfa-13929	393	5	board	board	NOUN
ajfa-13929	393	6	should	should	AUX
ajfa-13929	393	7	be	be	AUX
ajfa-13929	393	8	equipped	equip	VERB
ajfa-13929	393	9	with	with	ADP
ajfa-13929	393	10	new	new	ADJ
ajfa-13929	393	11	skills	skill	NOUN
ajfa-13929	393	12	.	.	PUNCT
ajfa-13929	394	1	we	we	PRON
ajfa-13929	394	2	have	have	AUX
ajfa-13929	394	3	been	be	AUX
ajfa-13929	394	4	informed	inform	VERB
ajfa-13929	394	5	that	that	SCONJ
ajfa-13929	394	6	these	these	DET
ajfa-13929	394	7	directors	director	NOUN
ajfa-13929	394	8	have	have	AUX
ajfa-13929	394	9	accumulated	accumulate	VERB
ajfa-13929	394	10	successful	successful	ADJ
ajfa-13929	394	11	experience	experience	NOUN
ajfa-13929	394	12	in	in	ADP
ajfa-13929	394	13	the	the	DET
ajfa-13929	394	14	banking	banking	NOUN
ajfa-13929	394	15	system	system	NOUN
ajfa-13929	394	16	which	which	PRON
ajfa-13929	394	17	should	should	AUX
ajfa-13929	394	18	help	help	VERB
ajfa-13929	394	19	to	to	PART
ajfa-13929	394	20	consolidate	consolidate	VERB
ajfa-13929	394	21	the	the	DET
ajfa-13929	394	22	banking	banking	NOUN
ajfa-13929	394	23	stability	stability	NOUN
ajfa-13929	394	24	.	.	PUNCT
ajfa-13929	395	1	in	in	ADP
ajfa-13929	395	2	addition	addition	NOUN
ajfa-13929	395	3	,	,	PUNCT
ajfa-13929	395	4	tunisian	tunisian	ADJ
ajfa-13929	395	5	banks	bank	NOUN
ajfa-13929	395	6	are	be	AUX
ajfa-13929	395	7	invited	invite	VERB
ajfa-13929	395	8	to	to	PART
ajfa-13929	395	9	reduce	reduce	VERB
ajfa-13929	395	10	the	the	DET
ajfa-13929	395	11	presence	presence	NOUN
ajfa-13929	395	12	of	of	ADP
ajfa-13929	395	13	foreign	foreign	ADJ
ajfa-13929	395	14	investors	investor	NOUN
ajfa-13929	395	15	as	as	ADP
ajfa-13929	395	16	a	a	DET
ajfa-13929	395	17	result	result	NOUN
ajfa-13929	395	18	of	of	ADP
ajfa-13929	395	19	their	their	PRON
ajfa-13929	395	20	positive	positive	ADJ
ajfa-13929	395	21	impact	impact	NOUN
ajfa-13929	395	22	on	on	ADP
ajfa-13929	395	23	risks	risk	NOUN
ajfa-13929	395	24	.	.	PUNCT
ajfa-13929	396	1	similarly	similarly	ADV
ajfa-13929	396	2	,	,	PUNCT
ajfa-13929	396	3	the	the	DET
ajfa-13929	396	4	authorities	authority	NOUN
ajfa-13929	396	5	are	be	AUX
ajfa-13929	396	6	urged	urge	VERB
ajfa-13929	396	7	to	to	PART
ajfa-13929	396	8	radically	radically	ADV
ajfa-13929	396	9	restructure	restructure	VERB
ajfa-13929	396	10	tunisian	tunisian	ADJ
ajfa-13929	396	11	banks	bank	NOUN
ajfa-13929	396	12	to	to	PART
ajfa-13929	396	13	make	make	VERB
ajfa-13929	396	14	them	they	PRON
ajfa-13929	396	15	competitive	competitive	ADJ
ajfa-13929	396	16	and	and	CCONJ
ajfa-13929	396	17	put	put	VERB
ajfa-13929	396	18	them	they	PRON
ajfa-13929	396	19	in	in	ADP
ajfa-13929	396	20	a	a	DET
ajfa-13929	396	21	better	well	ADJ
ajfa-13929	396	22	position	position	NOUN
ajfa-13929	396	23	to	to	PART
ajfa-13929	396	24	finance	finance	VERB
ajfa-13929	396	25	the	the	DET
ajfa-13929	396	26	economy	economy	NOUN
ajfa-13929	396	27	.	.	PUNCT
ajfa-13929	397	1	according	accord	VERB
ajfa-13929	397	2	to	to	ADP
ajfa-13929	397	3	our	our	PRON
ajfa-13929	397	4	results	result	NOUN
ajfa-13929	397	5	,	,	PUNCT
ajfa-13929	397	6	it	it	PRON
ajfa-13929	397	7	is	be	AUX
ajfa-13929	397	8	recommended	recommend	VERB
ajfa-13929	397	9	to	to	PART
ajfa-13929	397	10	improve	improve	VERB
ajfa-13929	397	11	the	the	DET
ajfa-13929	397	12	measurement	measurement	NOUN
ajfa-13929	397	13	methodology	methodology	NOUN
ajfa-13929	397	14	of	of	ADP
ajfa-13929	397	15	corporate	corporate	ADJ
ajfa-13929	397	16	governance	governance	NOUN
ajfa-13929	397	17	,	,	PUNCT
ajfa-13929	397	18	as	as	SCONJ
ajfa-13929	397	19	most	most	ADJ
ajfa-13929	397	20	banks	bank	NOUN
ajfa-13929	397	21	do	do	AUX
ajfa-13929	397	22	not	not	PART
ajfa-13929	397	23	communicate	communicate	VERB
ajfa-13929	397	24	indicators	indicator	NOUN
ajfa-13929	397	25	on	on	ADP
ajfa-13929	397	26	their	their	PRON
ajfa-13929	397	27	governance	governance	NOUN
ajfa-13929	397	28	practices	practice	NOUN
ajfa-13929	397	29	.	.	PUNCT
ajfa-13929	398	1	as	as	ADP
ajfa-13929	398	2	a	a	DET
ajfa-13929	398	3	result	result	NOUN
ajfa-13929	398	4	,	,	PUNCT
ajfa-13929	398	5	financial	financial	ADJ
ajfa-13929	398	6	regulators	regulator	NOUN
ajfa-13929	398	7	should	should	AUX
ajfa-13929	398	8	focus	focus	VERB
ajfa-13929	398	9	on	on	ADP
ajfa-13929	398	10	banks	bank	NOUN
ajfa-13929	398	11	with	with	ADP
ajfa-13929	398	12	weaker	weak	ADJ
ajfa-13929	398	13	corporate	corporate	ADJ
ajfa-13929	398	14	governance	governance	NOUN
ajfa-13929	398	15	and	and	CCONJ
ajfa-13929	398	16	evaluate	evaluate	VERB
ajfa-13929	398	17	policy	policy	NOUN
ajfa-13929	398	18	measures	measure	NOUN
ajfa-13929	398	19	to	to	PART
ajfa-13929	398	20	improve	improve	VERB
ajfa-13929	398	21	them	they	PRON
ajfa-13929	398	22	.	.	PUNCT
ajfa-13929	399	1	by	by	ADP
ajfa-13929	399	2	doing	do	VERB
ajfa-13929	399	3	this	this	PRON
ajfa-13929	399	4	,	,	PUNCT
ajfa-13929	399	5	banks	bank	NOUN
ajfa-13929	399	6	would	would	AUX
ajfa-13929	399	7	be	be	AUX
ajfa-13929	399	8	healthier	healthy	ADJ
ajfa-13929	399	9	and	and	CCONJ
ajfa-13929	399	10	more	more	ADV
ajfa-13929	399	11	sustainable	sustainable	ADJ
ajfa-13929	399	12	over	over	ADP
ajfa-13929	399	13	time.these	time.these	PROPN
ajfa-13929	399	14	results	result	NOUN
ajfa-13929	399	15	could	could	AUX
ajfa-13929	399	16	be	be	AUX
ajfa-13929	399	17	of	of	ADP
ajfa-13929	399	18	great	great	ADJ
ajfa-13929	399	19	importance	importance	NOUN
ajfa-13929	399	20	to	to	ADP
ajfa-13929	399	21	decision	decision	NOUN
ajfa-13929	399	22	makers	maker	NOUN
ajfa-13929	399	23	.	.	PUNCT
ajfa-13929	400	1	however	however	ADV
ajfa-13929	400	2	,	,	PUNCT
ajfa-13929	400	3	banks	bank	NOUN
ajfa-13929	400	4	and	and	CCONJ
ajfa-13929	400	5	national	national	ADJ
ajfa-13929	400	6	authorities	authority	NOUN
ajfa-13929	400	7	need	need	VERB
ajfa-13929	400	8	more	more	ADJ
ajfa-13929	400	9	work	work	NOUN
ajfa-13929	400	10	to	to	PART
ajfa-13929	400	11	establish	establish	VERB
ajfa-13929	400	12	effective	effective	ADJ
ajfa-13929	400	13	risk	risk	NOUN
ajfa-13929	400	14	governance	governance	NOUN
ajfa-13929	400	15	frameworks	framework	NOUN
ajfa-13929	400	16	.	.	PUNCT
ajfa-13929	401	1	on	on	ADP
ajfa-13929	401	2	the	the	DET
ajfa-13929	401	3	one	one	NUM
ajfa-13929	401	4	hand	hand	NOUN
ajfa-13929	401	5	,	,	PUNCT
ajfa-13929	401	6	banks	bank	NOUN
ajfa-13929	401	7	need	need	VERB
ajfa-13929	401	8	to	to	PART
ajfa-13929	401	9	strengthen	strengthen	VERB
ajfa-13929	401	10	their	their	PRON
ajfa-13929	401	11	supervisory	supervisory	ADJ
ajfa-13929	401	12	powers	power	NOUN
ajfa-13929	401	13	.	.	PUNCT
ajfa-13929	402	1	the	the	DET
ajfa-13929	402	2	results	result	NOUN
ajfa-13929	402	3	of	of	ADP
ajfa-13929	402	4	our	our	PRON
ajfa-13929	402	5	study	study	NOUN
ajfa-13929	402	6	have	have	VERB
ajfa-13929	402	7	certain	certain	ADJ
ajfa-13929	402	8	limitations	limitation	NOUN
ajfa-13929	402	9	.	.	PUNCT
ajfa-13929	403	1	first	first	ADV
ajfa-13929	403	2	,	,	PUNCT
ajfa-13929	403	3	we	we	PRON
ajfa-13929	403	4	have	have	AUX
ajfa-13929	403	5	selected	select	VERB
ajfa-13929	403	6	the	the	DET
ajfa-13929	403	7	10	10	NUM
ajfa-13929	403	8	most	most	ADV
ajfa-13929	403	9	dynamic	dynamic	ADJ
ajfa-13929	403	10	banks	bank	NOUN
ajfa-13929	403	11	and	and	CCONJ
ajfa-13929	403	12	those	those	PRON
ajfa-13929	403	13	most	most	ADV
ajfa-13929	403	14	involved	involve	VERB
ajfa-13929	403	15	in	in	ADP
ajfa-13929	403	16	the	the	DET
ajfa-13929	403	17	financing	financing	NOUN
ajfa-13929	403	18	of	of	ADP
ajfa-13929	403	19	the	the	DET
ajfa-13929	403	20	economy	economy	NOUN
ajfa-13929	403	21	.	.	PUNCT
ajfa-13929	404	1	asian	asian	ADJ
ajfa-13929	404	2	journal	journal	PROPN
ajfa-13929	404	3	of	of	ADP
ajfa-13929	404	4	finance	finance	PROPN
ajfa-13929	404	5	&	&	CCONJ
ajfa-13929	404	6	accounting	accounting	PROPN
ajfa-13929	404	7	issn	issn	PROPN
ajfa-13929	404	8	1946	1946	NUM
ajfa-13929	404	9	-	-	PUNCT
ajfa-13929	404	10	052x	052x	PROPN
ajfa-13929	404	11	2019	2019	NUM
ajfa-13929	404	12	,	,	PUNCT
ajfa-13929	404	13	vol	vol	NOUN
ajfa-13929	404	14	.	.	PROPN
ajfa-13929	404	15	11	11	NUM
ajfa-13929	404	16	,	,	PUNCT
ajfa-13929	404	17	no	no	INTJ
ajfa-13929	404	18	.	.	NOUN
ajfa-13929	404	19	2	2	NUM
ajfa-13929	404	20	ajfa.macrothink.org/	ajfa.macrothink.org/	NOUN
ajfa-13929	404	21	164	164	NUM
ajfa-13929	404	22	our	our	PRON
ajfa-13929	404	23	sample	sample	NOUN
ajfa-13929	404	24	seems	seem	VERB
ajfa-13929	404	25	too	too	ADV
ajfa-13929	404	26	limited	limited	ADJ
ajfa-13929	404	27	for	for	ADP
ajfa-13929	404	28	generalization	generalization	NOUN
ajfa-13929	404	29	.	.	PUNCT
ajfa-13929	405	1	second	second	ADJ
ajfa-13929	405	2	,	,	PUNCT
ajfa-13929	405	3	we	we	PRON
ajfa-13929	405	4	limited	limit	VERB
ajfa-13929	405	5	ourselves	ourselves	PRON
ajfa-13929	405	6	to	to	ADP
ajfa-13929	405	7	the	the	DET
ajfa-13929	405	8	use	use	NOUN
ajfa-13929	405	9	of	of	ADP
ajfa-13929	405	10	internal	internal	ADJ
ajfa-13929	405	11	governance	governance	NOUN
ajfa-13929	405	12	variables	variable	NOUN
ajfa-13929	405	13	without	without	ADP
ajfa-13929	405	14	introducing	introduce	VERB
ajfa-13929	405	15	external	external	ADJ
ajfa-13929	405	16	governance	governance	NOUN
ajfa-13929	405	17	mechanisms	mechanism	NOUN
ajfa-13929	405	18	.	.	PUNCT
ajfa-13929	406	1	however	however	ADV
ajfa-13929	406	2	,	,	PUNCT
ajfa-13929	406	3	as	as	ADP
ajfa-13929	406	4	a	a	DET
ajfa-13929	406	5	first	first	ADJ
ajfa-13929	406	6	step	step	NOUN
ajfa-13929	406	7	,	,	PUNCT
ajfa-13929	406	8	we	we	PRON
ajfa-13929	406	9	will	will	AUX
ajfa-13929	406	10	introduce	introduce	VERB
ajfa-13929	406	11	new	new	ADJ
ajfa-13929	406	12	internal	internal	ADJ
ajfa-13929	406	13	governance	governance	NOUN
ajfa-13929	406	14	variables	variable	NOUN
ajfa-13929	406	15	that	that	PRON
ajfa-13929	406	16	appear	appear	VERB
ajfa-13929	406	17	to	to	PART
ajfa-13929	406	18	have	have	VERB
ajfa-13929	406	19	an	an	DET
ajfa-13929	406	20	effect	effect	NOUN
ajfa-13929	406	21	on	on	ADP
ajfa-13929	406	22	bank	bank	NOUN
ajfa-13929	406	23	risks	risk	NOUN
ajfa-13929	406	24	.	.	PUNCT
ajfa-13929	407	1	in	in	ADP
ajfa-13929	407	2	a	a	DET
ajfa-13929	407	3	second	second	ADJ
ajfa-13929	407	4	step	step	NOUN
ajfa-13929	407	5	,	,	PUNCT
ajfa-13929	407	6	we	we	PRON
ajfa-13929	407	7	will	will	AUX
ajfa-13929	407	8	focus	focus	VERB
ajfa-13929	407	9	on	on	ADP
ajfa-13929	407	10	future	future	ADJ
ajfa-13929	407	11	research	research	NOUN
ajfa-13929	407	12	on	on	ADP
ajfa-13929	407	13	the	the	DET
ajfa-13929	407	14	effect	effect	NOUN
ajfa-13929	407	15	of	of	ADP
ajfa-13929	407	16	internal	internal	ADJ
ajfa-13929	407	17	and	and	CCONJ
ajfa-13929	407	18	external	external	ADJ
ajfa-13929	407	19	governance	governance	NOUN
ajfa-13929	407	20	mechanisms	mechanism	NOUN
ajfa-13929	407	21	at	at	ADP
ajfa-13929	407	22	the	the	DET
ajfa-13929	407	23	same	same	ADJ
ajfa-13929	407	24	time	time	NOUN
ajfa-13929	407	25	.	.	PUNCT
ajfa-13929	408	1	list	list	NOUN
ajfa-13929	408	2	of	of	ADP
ajfa-13929	408	3	abbreviations	abbreviation	NOUN
ajfa-13929	408	4	cbt	cbt	NOUN
ajfa-13929	408	5	:	:	PUNCT
ajfa-13929	408	6	central	central	ADJ
ajfa-13929	408	7	bank	bank	PROPN
ajfa-13929	408	8	of	of	ADP
ajfa-13929	408	9	tunisia	tunisia	PROPN
ajfa-13929	408	10	.	.	PUNCT
ajfa-13929	409	1	ceo	ceo	PROPN
ajfa-13929	409	2	:	:	PUNCT
ajfa-13929	409	3	chief	chief	ADJ
ajfa-13929	409	4	executive	executive	ADJ
ajfa-13929	409	5	officer	officer	NOUN
ajfa-13929	409	6	.	.	PUNCT
ajfa-13929	410	1	fsb	fsb	NOUN
ajfa-13929	410	2	:	:	PUNCT
ajfa-13929	410	3	financial	financial	ADJ
ajfa-13929	410	4	stability	stability	NOUN
ajfa-13929	410	5	board	board	PROPN
ajfa-13929	410	6	.	.	PUNCT
ajfa-13929	411	1	mena	mena	PROPN
ajfa-13929	411	2	:	:	PUNCT
ajfa-13929	411	3	middle	middle	PROPN
ajfa-13929	411	4	east	east	PROPN
ajfa-13929	411	5	and	and	CCONJ
ajfa-13929	411	6	north	north	PROPN
ajfa-13929	411	7	africa	africa	PROPN
ajfa-13929	411	8	.	.	PUNCT
ajfa-13929	412	1	nbi	nbi	PROPN
ajfa-13929	412	2	:	:	PUNCT
ajfa-13929	412	3	net	net	ADJ
ajfa-13929	412	4	banking	banking	NOUN
ajfa-13929	412	5	income	income	NOUN
ajfa-13929	412	6	.	.	PUNCT
ajfa-13929	413	1	tse	tse	PROPN
ajfa-13929	413	2	:	:	PUNCT
ajfa-13929	413	3	tunis	tunis	VERB
ajfa-13929	413	4	stock	stock	NOUN
ajfa-13929	413	5	exchange	exchange	PROPN
ajfa-13929	413	6	.	.	PUNCT
ajfa-13929	414	1	references	reference	NOUN
ajfa-13929	414	2	abobakr	abobakr	PROPN
ajfa-13929	414	3	m.	m.	NOUN
ajfa-13929	414	4	,	,	PUNCT
ajfa-13929	414	5	&	&	CCONJ
ajfa-13929	414	6	elgiziry	elgiziry	PROPN
ajfa-13929	414	7	k.	k.	PROPN
ajfa-13929	414	8	(	(	PUNCT
ajfa-13929	414	9	2017	2017	NUM
ajfa-13929	414	10	)	)	PUNCT
ajfa-13929	414	11	.	.	PUNCT
ajfa-13929	415	1	the	the	DET
ajfa-13929	415	2	relationship	relationship	NOUN
ajfa-13929	415	3	between	between	ADP
ajfa-13929	415	4	board	board	NOUN
ajfa-13929	415	5	of	of	ADP
ajfa-13929	415	6	directors	director	NOUN
ajfa-13929	415	7	'	'	PART
ajfa-13929	415	8	characteristics	characteristic	NOUN
ajfa-13929	415	9	and	and	CCONJ
ajfa-13929	415	10	bank	bank	NOUN
ajfa-13929	415	11	risk	risk	NOUN
ajfa-13929	415	12	-	-	PUNCT
ajfa-13929	415	13	taking	taking	NOUN
ajfa-13929	415	14	:	:	PUNCT
ajfa-13929	415	15	evidence	evidence	NOUN
ajfa-13929	415	16	from	from	ADP
ajfa-13929	415	17	egyptian	egyptian	ADJ
ajfa-13929	415	18	banking	banking	NOUN
ajfa-13929	415	19	sector	sector	NOUN
ajfa-13929	415	20	.	.	PUNCT
ajfa-13929	416	1	journal	journal	NOUN
ajfa-13929	416	2	of	of	ADP
ajfa-13929	416	3	finance	finance	NOUN
ajfa-13929	416	4	and	and	CCONJ
ajfa-13929	416	5	accounting	accounting	NOUN
ajfa-13929	416	6	,	,	PUNCT
ajfa-13929	416	7	5(1	5(1	NUM
ajfa-13929	416	8	)	)	PUNCT
ajfa-13929	416	9	,	,	PUNCT
ajfa-13929	416	10	24	24	NUM
ajfa-13929	416	11	-	-	SYM
ajfa-13929	416	12	33	33	NUM
ajfa-13929	416	13	.	.	PUNCT
ajfa-13929	417	1	https://doi.org/10.11648/j.jfa.20170501.13	https://doi.org/10.11648/j.jfa.20170501.13	NOUN
ajfa-13929	417	2	.	.	PUNCT
ajfa-13929	418	1	aebi	aebi	PROPN
ajfa-13929	418	2	v.	v.	ADV
ajfa-13929	418	3	,	,	PUNCT
ajfa-13929	418	4	sabato	sabato	PROPN
ajfa-13929	418	5	g.	g.	PROPN
ajfa-13929	418	6	,	,	PUNCT
ajfa-13929	418	7	&	&	CCONJ
ajfa-13929	418	8	markus	markus	PROPN
ajfa-13929	418	9	.	.	PUNCT
ajfa-13929	419	1	(	(	PUNCT
ajfa-13929	419	2	2012	2012	NUM
ajfa-13929	419	3	)	)	PUNCT
ajfa-13929	419	4	.	.	PUNCT
ajfa-13929	420	1	risk	risk	NOUN
ajfa-13929	420	2	management	management	NOUN
ajfa-13929	420	3	,	,	PUNCT
ajfa-13929	420	4	corporate	corporate	ADJ
ajfa-13929	420	5	governance	governance	NOUN
ajfa-13929	420	6	,	,	PUNCT
ajfa-13929	420	7	and	and	CCONJ
ajfa-13929	420	8	bank	bank	NOUN
ajfa-13929	420	9	performance	performance	NOUN
ajfa-13929	420	10	in	in	ADP
ajfa-13929	420	11	the	the	DET
ajfa-13929	420	12	financial	financial	ADJ
ajfa-13929	420	13	crisis	crisis	NOUN
ajfa-13929	420	14	.	.	PUNCT
ajfa-13929	421	1	journal	journal	NOUN
ajfa-13929	421	2	of	of	ADP
ajfa-13929	421	3	banking	banking	NOUN
ajfa-13929	421	4	&	&	CCONJ
ajfa-13929	421	5	finance	finance	PROPN
ajfa-13929	421	6	,	,	PUNCT
ajfa-13929	421	7	36(2012	36(2012	PROPN
ajfa-13929	421	8	)	)	PUNCT
ajfa-13929	421	9	,	,	PUNCT
ajfa-13929	421	10	3213	3213	NUM
ajfa-13929	421	11	-	-	SYM
ajfa-13929	421	12	3226	3226	NUM
ajfa-13929	421	13	.	.	PUNCT
ajfa-13929	422	1	https://doi.org/10.1016/j.jbankfin.2011.10.020	https://doi.org/10.1016/j.jbankfin.2011.10.020	NOUN
ajfa-13929	422	2	.	.	PUNCT
ajfa-13929	423	1	andres	andres	PROPN
ajfa-13929	423	2	p.	p.	PROPN
ajfa-13929	423	3	,	,	PUNCT
ajfa-13929	423	4	&	&	CCONJ
ajfa-13929	423	5	vallelado	vallelado	PROPN
ajfa-13929	423	6	e.	e.	PROPN
ajfa-13929	423	7	(	(	PUNCT
ajfa-13929	423	8	2008	2008	NUM
ajfa-13929	423	9	)	)	PUNCT
ajfa-13929	423	10	.	.	PUNCT
ajfa-13929	424	1	corporate	corporate	ADJ
ajfa-13929	424	2	governance	governance	NOUN
ajfa-13929	424	3	in	in	ADP
ajfa-13929	424	4	banking	banking	NOUN
ajfa-13929	424	5	:	:	PUNCT
ajfa-13929	424	6	the	the	DET
ajfa-13929	424	7	role	role	NOUN
ajfa-13929	424	8	of	of	ADP
ajfa-13929	424	9	the	the	DET
ajfa-13929	424	10	board	board	NOUN
ajfa-13929	424	11	of	of	ADP
ajfa-13929	424	12	directors	director	NOUN
ajfa-13929	424	13	.	.	PUNCT
ajfa-13929	425	1	journal	journal	NOUN
ajfa-13929	425	2	of	of	ADP
ajfa-13929	425	3	banking	banking	NOUN
ajfa-13929	425	4	and	and	CCONJ
ajfa-13929	425	5	finance	finance	NOUN
ajfa-13929	425	6	,	,	PUNCT
ajfa-13929	425	7	32	32	NUM
ajfa-13929	425	8	,	,	PUNCT
ajfa-13929	425	9	2570	2570	NUM
ajfa-13929	425	10	-	-	SYM
ajfa-13929	425	11	2580	2580	NUM
ajfa-13929	425	12	.	.	PUNCT
ajfa-13929	426	1	https://doi.org/10.1016/j.jbankfin.2008.05.008	https://doi.org/10.1016/j.jbankfin.2008.05.008	NOUN
ajfa-13929	426	2	.	.	PUNCT
ajfa-13929	427	1	anginer	anginer	PROPN
ajfa-13929	427	2	d.	d.	PROPN
ajfa-13929	427	3	,	,	PUNCT
ajfa-13929	427	4	demirguc	demirguc	PROPN
ajfa-13929	427	5	-	-	PUNCT
ajfa-13929	427	6	kunt	kunt	PROPN
ajfa-13929	427	7	,	,	PUNCT
ajfa-13929	427	8	&	&	CCONJ
ajfa-13929	427	9	zhu	zhu	PROPN
ajfa-13929	427	10	m.	m.	NOUN
ajfa-13929	427	11	(	(	PUNCT
ajfa-13929	427	12	2014	2014	NUM
ajfa-13929	427	13	)	)	PUNCT
ajfa-13929	427	14	.	.	PUNCT
ajfa-13929	428	1	how	how	SCONJ
ajfa-13929	428	2	does	do	AUX
ajfa-13929	428	3	competition	competition	NOUN
ajfa-13929	428	4	affect	affect	VERB
ajfa-13929	428	5	bank	bank	NOUN
ajfa-13929	428	6	systemic	systemic	ADJ
ajfa-13929	428	7	risk	risk	NOUN
ajfa-13929	428	8	?	?	PUNCT
ajfa-13929	429	1	journal	journal	NOUN
ajfa-13929	429	2	of	of	ADP
ajfa-13929	429	3	financial	financial	ADJ
ajfa-13929	429	4	intermediation	intermediation	NOUN
ajfa-13929	429	5	,	,	PUNCT
ajfa-13929	429	6	23(1	23(1	NUM
ajfa-13929	429	7	)	)	PUNCT
ajfa-13929	429	8	,	,	PUNCT
ajfa-13929	429	9	1	1	NUM
ajfa-13929	429	10	-	-	SYM
ajfa-13929	429	11	26	26	NUM
ajfa-13929	429	12	.	.	PUNCT
ajfa-13929	430	1	https://doi.org/10.1016/j.jfi.2013.11.001	https://doi.org/10.1016/j.jfi.2013.11.001	PROPN
ajfa-13929	430	2	.	.	PUNCT
ajfa-13929	431	1	baysinger	baysinger	PROPN
ajfa-13929	431	2	b.d	b.d	PROPN
ajfa-13929	431	3	.	.	PROPN
ajfa-13929	431	4	,	,	PUNCT
ajfa-13929	431	5	&	&	CCONJ
ajfa-13929	431	6	zardkoohi	zardkoohi	PROPN
ajfa-13929	431	7	.	.	PUNCT
ajfa-13929	432	1	(	(	PUNCT
ajfa-13929	432	2	1986	1986	NUM
ajfa-13929	432	3	)	)	PUNCT
ajfa-13929	432	4	.	.	PUNCT
ajfa-13929	433	1	technology	technology	NOUN
ajfa-13929	433	2	,	,	PUNCT
ajfa-13929	433	3	residual	residual	ADJ
ajfa-13929	433	4	claimants	claimant	NOUN
ajfa-13929	433	5	,	,	PUNCT
ajfa-13929	433	6	and	and	CCONJ
ajfa-13929	433	7	corporate	corporate	ADJ
ajfa-13929	433	8	control	control	NOUN
ajfa-13929	433	9	.	.	PUNCT
ajfa-13929	434	1	journal	journal	PROPN
ajfa-13929	434	2	of	of	ADP
ajfa-13929	434	3	law	law	NOUN
ajfa-13929	434	4	,	,	PUNCT
ajfa-13929	434	5	economics	economic	NOUN
ajfa-13929	434	6	,	,	PUNCT
ajfa-13929	434	7	and	and	CCONJ
ajfa-13929	434	8	organization	organization	NOUN
ajfa-13929	434	9	,	,	PUNCT
ajfa-13929	434	10	2(2	2(2	NUM
ajfa-13929	434	11	)	)	PUNCT
ajfa-13929	434	12	,	,	PUNCT
ajfa-13929	434	13	339	339	NUM
ajfa-13929	434	14	-	-	SYM
ajfa-13929	434	15	349	349	NUM
ajfa-13929	434	16	.	.	PUNCT
ajfa-13929	435	1	bebchuk	bebchuk	PROPN
ajfa-13929	435	2	l.a	l.a	PROPN
ajfa-13929	435	3	.	.	PROPN
ajfa-13929	435	4	,	,	PUNCT
ajfa-13929	435	5	&	&	CCONJ
ajfa-13929	435	6	fried	fried	PROPN
ajfa-13929	435	7	j.	j.	PROPN
ajfa-13929	435	8	m.	m.	PROPN
ajfa-13929	435	9	(	(	PUNCT
ajfa-13929	435	10	2006	2006	NUM
ajfa-13929	435	11	)	)	PUNCT
ajfa-13929	435	12	.	.	PUNCT
ajfa-13929	436	1	pay	pay	VERB
ajfa-13929	436	2	without	without	ADP
ajfa-13929	436	3	performance	performance	NOUN
ajfa-13929	436	4	:	:	PUNCT
ajfa-13929	436	5	overview	overview	NOUN
ajfa-13929	436	6	of	of	ADP
ajfa-13929	436	7	the	the	DET
ajfa-13929	436	8	issues	issue	NOUN
ajfa-13929	436	9	.	.	PUNCT
ajfa-13929	437	1	academy	academy	NOUN
ajfa-13929	437	2	of	of	ADP
ajfa-13929	437	3	management	management	NOUN
ajfa-13929	437	4	perspectives	perspective	NOUN
ajfa-13929	437	5	,	,	PUNCT
ajfa-13929	437	6	20	20	NUM
ajfa-13929	437	7	,	,	PUNCT
ajfa-13929	437	8	5	5	NUM
ajfa-13929	437	9	-	-	SYM
ajfa-13929	437	10	24	24	NUM
ajfa-13929	437	11	.	.	PUNCT
ajfa-13929	438	1	.https://doi.org/10.5465/amp.2006.19873407	.https://doi.org/10.5465/amp.2006.19873407	PROPN
ajfa-13929	438	2	.	.	PUNCT
ajfa-13929	439	1	ben	ben	PROPN
ajfa-13929	439	2	naceur	naceur	PROPN
ajfa-13929	439	3	s.	s.	PROPN
ajfa-13929	439	4	,	,	PUNCT
ajfa-13929	439	5	&	&	CCONJ
ajfa-13929	439	6	goaied	goaie	VERB
ajfa-13929	439	7	m.	m.	NOUN
ajfa-13929	439	8	(	(	PUNCT
ajfa-13929	439	9	2008	2008	NUM
ajfa-13929	439	10	)	)	PUNCT
ajfa-13929	439	11	.	.	PUNCT
ajfa-13929	440	1	the	the	DET
ajfa-13929	440	2	determinants	determinant	NOUN
ajfa-13929	440	3	of	of	ADP
ajfa-13929	440	4	commercial	commercial	ADJ
ajfa-13929	440	5	bank	bank	NOUN
ajfa-13929	440	6	interest	interest	NOUN
ajfa-13929	440	7	margin	margin	NOUN
ajfa-13929	440	8	and	and	CCONJ
ajfa-13929	440	9	profitability	profitability	NOUN
ajfa-13929	440	10	:	:	PUNCT
ajfa-13929	440	11	evidence	evidence	NOUN
ajfa-13929	440	12	from	from	ADP
ajfa-13929	440	13	tunisia	tunisia	PROPN
ajfa-13929	440	14	.	.	PUNCT
ajfa-13929	441	1	frontiers	frontier	NOUN
ajfa-13929	441	2	in	in	ADP
ajfa-13929	441	3	finance	finance	NOUN
ajfa-13929	441	4	and	and	CCONJ
ajfa-13929	441	5	economics	economic	NOUN
ajfa-13929	441	6	,	,	PUNCT
ajfa-13929	441	7	5(1	5(1	NUM
ajfa-13929	441	8	)	)	PUNCT
ajfa-13929	441	9	,	,	PUNCT
ajfa-13929	441	10	106	106	NUM
ajfa-13929	441	11	-	-	SYM
ajfa-13929	441	12	130	130	NUM
ajfa-13929	441	13	.	.	PUNCT
ajfa-13929	442	1	berger	berger	PROPN
ajfa-13929	442	2	a.n	a.n	PROPN
ajfa-13929	442	3	.	.	PROPN
ajfa-13929	442	4	,	,	PUNCT
ajfa-13929	442	5	miller	miller	PROPN
ajfa-13929	442	6	n.h	n.h	PROPN
ajfa-13929	442	7	.	.	PROPN
ajfa-13929	442	8	,	,	PUNCT
ajfa-13929	442	9	petersen	petersen	PROPN
ajfa-13929	442	10	m.a	m.a	PROPN
ajfa-13929	442	11	.	.	PROPN
ajfa-13929	442	12	,	,	PUNCT
ajfa-13929	442	13	rajan	rajan	PROPN
ajfa-13929	442	14	r.g	r.g	PROPN
ajfa-13929	442	15	.	.	PROPN
ajfa-13929	442	16	,	,	PUNCT
ajfa-13929	442	17	&	&	CCONJ
ajfa-13929	442	18	stein	stein	PROPN
ajfa-13929	442	19	j.c	j.c	PROPN
ajfa-13929	442	20	.	.	PROPN
ajfa-13929	442	21	(	(	PUNCT
ajfa-13929	442	22	2005	2005	NUM
ajfa-13929	442	23	)	)	PUNCT
ajfa-13929	442	24	.	.	PUNCT
ajfa-13929	443	1	does	do	AUX
ajfa-13929	443	2	function	function	VERB
ajfa-13929	443	3	follow	follow	VERB
ajfa-13929	443	4	organizational	organizational	ADJ
ajfa-13929	443	5	form	form	NOUN
ajfa-13929	443	6	?	?	PUNCT
ajfa-13929	444	1	evidence	evidence	NOUN
ajfa-13929	444	2	from	from	ADP
ajfa-13929	444	3	the	the	DET
ajfa-13929	444	4	lending	lending	NOUN
ajfa-13929	444	5	practices	practice	NOUN
ajfa-13929	444	6	of	of	ADP
ajfa-13929	444	7	large	large	ADJ
ajfa-13929	444	8	and	and	CCONJ
ajfa-13929	444	9	small	small	ADJ
ajfa-13929	444	10	banks	bank	NOUN
ajfa-13929	444	11	.	.	PUNCT
ajfa-13929	445	1	journal	journal	PROPN
ajfa-13929	445	2	of	of	ADP
ajfa-13929	445	3	asian	asian	ADJ
ajfa-13929	445	4	journal	journal	PROPN
ajfa-13929	445	5	of	of	ADP
ajfa-13929	445	6	finance	finance	PROPN
ajfa-13929	445	7	&	&	CCONJ
ajfa-13929	445	8	accounting	accounting	PROPN
ajfa-13929	445	9	issn	issn	PROPN
ajfa-13929	445	10	1946	1946	NUM
ajfa-13929	445	11	-	-	PUNCT
ajfa-13929	445	12	052x	052x	PROPN
ajfa-13929	445	13	2019	2019	NUM
ajfa-13929	445	14	,	,	PUNCT
ajfa-13929	445	15	vol	vol	NOUN
ajfa-13929	445	16	.	.	PROPN
ajfa-13929	445	17	11	11	NUM
ajfa-13929	445	18	,	,	PUNCT
ajfa-13929	445	19	no	no	INTJ
ajfa-13929	445	20	.	.	NOUN
ajfa-13929	445	21	2	2	NUM
ajfa-13929	445	22	ajfa.macrothink.org/	ajfa.macrothink.org/	NOUN
ajfa-13929	445	23	165	165	NUM
ajfa-13929	445	24	financial	financial	ADJ
ajfa-13929	445	25	economics	economic	NOUN
ajfa-13929	445	26	,	,	PUNCT
ajfa-13929	445	27	76,237	76,237	NUM
ajfa-13929	445	28	-	-	SYM
ajfa-13929	445	29	269	269	NUM
ajfa-13929	445	30	.	.	PUNCT
ajfa-13929	446	1	https://doi.org/10.1016/j.jfineco.2004.06.003	https://doi.org/10.1016/j.jfineco.2004.06.003	PROPN
ajfa-13929	446	2	.	.	PUNCT
ajfa-13929	447	1	blanchard	blanchard	PROPN
ajfa-13929	447	2	d.	d.	PROPN
ajfa-13929	447	3	,	,	PUNCT
ajfa-13929	447	4	&	&	CCONJ
ajfa-13929	447	5	dionne	dionne	PROPN
ajfa-13929	447	6	g.	g.	PROPN
ajfa-13929	447	7	(	(	PUNCT
ajfa-13929	447	8	2003	2003	NUM
ajfa-13929	447	9	)	)	PUNCT
ajfa-13929	447	10	.	.	PUNCT
ajfa-13929	448	1	risk	risk	NOUN
ajfa-13929	448	2	management	management	NOUN
ajfa-13929	448	3	and	and	CCONJ
ajfa-13929	448	4	corporate	corporate	ADJ
ajfa-13929	448	5	governance	governance	NOUN
ajfa-13929	448	6	.	.	PUNCT
ajfa-13929	449	1	working	work	VERB
ajfa-13929	449	2	paper	paper	NOUN
ajfa-13929	449	3	,	,	PUNCT
ajfa-13929	449	4	pp	pp	ADJ
ajfa-13929	449	5	.	.	PUNCT
ajfa-13929	450	1	3	3	NUM
ajfa-13929	450	2	-	-	SYM
ajfa-13929	450	3	4	4	NUM
ajfa-13929	450	4	.	.	PUNCT
ajfa-13929	450	5	bonfim	bonfim	PROPN
ajfa-13929	450	6	d.	d.	PROPN
ajfa-13929	450	7	(	(	PUNCT
ajfa-13929	450	8	2009	2009	NUM
ajfa-13929	450	9	)	)	PUNCT
ajfa-13929	450	10	.	.	PUNCT
ajfa-13929	451	1	credit	credit	NOUN
ajfa-13929	451	2	risk	risk	NOUN
ajfa-13929	451	3	drivers	driver	NOUN
ajfa-13929	451	4	:	:	PUNCT
ajfa-13929	451	5	evaluating	evaluate	VERB
ajfa-13929	451	6	the	the	DET
ajfa-13929	451	7	contribution	contribution	NOUN
ajfa-13929	451	8	of	of	ADP
ajfa-13929	451	9	firm	firm	ADJ
ajfa-13929	451	10	level	level	NOUN
ajfa-13929	451	11	information	information	NOUN
ajfa-13929	451	12	and	and	CCONJ
ajfa-13929	451	13	of	of	ADP
ajfa-13929	451	14	macroeconomic	macroeconomic	ADJ
ajfa-13929	451	15	dynamics	dynamic	NOUN
ajfa-13929	451	16	.	.	PUNCT
ajfa-13929	452	1	journal	journal	NOUN
ajfa-13929	452	2	of	of	ADP
ajfa-13929	452	3	banking	banking	NOUN
ajfa-13929	452	4	&	&	CCONJ
ajfa-13929	452	5	finance	finance	PROPN
ajfa-13929	452	6	,	,	PUNCT
ajfa-13929	452	7	33	33	NUM
ajfa-13929	452	8	,	,	PUNCT
ajfa-13929	452	9	281	281	NUM
ajfa-13929	452	10	-	-	SYM
ajfa-13929	452	11	299	299	NUM
ajfa-13929	452	12	.	.	PUNCT
ajfa-13929	453	1	https://doi.org/10.1016/j.jbankfin.2008.08.006	https://doi.org/10.1016/j.jbankfin.2008.08.006	NOUN
ajfa-13929	453	2	.	.	PUNCT
ajfa-13929	454	1	casparr	casparr	PROPN
ajfa-13929	454	2	.	.	PUNCT
ajfa-13929	455	1	(	(	PUNCT
ajfa-13929	455	2	2016	2016	NUM
ajfa-13929	455	3	)	)	PUNCT
ajfa-13929	455	4	.	.	PUNCT
ajfa-13929	456	1	firm	firm	ADJ
ajfa-13929	456	2	performance	performance	NOUN
ajfa-13929	456	3	and	and	CCONJ
ajfa-13929	456	4	comply	comply	VERB
ajfa-13929	456	5	or	or	CCONJ
ajfa-13929	456	6	explain	explain	VERB
ajfa-13929	456	7	disclosure	disclosure	NOUN
ajfa-13929	456	8	in	in	ADP
ajfa-13929	456	9	corporate	corporate	ADJ
ajfa-13929	456	10	governance	governance	NOUN
ajfa-13929	456	11	.	.	PUNCT
ajfa-13929	457	1	european	european	ADJ
ajfa-13929	457	2	management	management	PROPN
ajfa-13929	457	3	journal	journal	PROPN
ajfa-13929	457	4	,	,	PUNCT
ajfa-13929	457	5	34(2016	34(2016	NUM
ajfa-13929	457	6	)	)	PUNCT
ajfa-13929	457	7	,	,	PUNCT
ajfa-13929	457	8	202	202	NUM
ajfa-13929	457	9	-	-	SYM
ajfa-13929	457	10	222	222	NUM
ajfa-13929	457	11	.	.	PUNCT
ajfa-13929	458	1	cebenoyan	cebenoyan	PROPN
ajfa-13929	458	2	a.	a.	PROPN
ajfa-13929	458	3	sinan	sinan	PROPN
ajfa-13929	458	4	cooperman	cooperman	PROPN
ajfa-13929	458	5	and	and	CCONJ
ajfa-13929	458	6	register	register	PROPN
ajfa-13929	458	7	c.	c.	PROPN
ajfa-13929	458	8	(	(	PUNCT
ajfa-13929	458	9	1999	1999	NUM
ajfa-13929	458	10	)	)	PUNCT
ajfa-13929	458	11	.	.	PUNCT
ajfa-13929	459	1	ownership	ownership	NOUN
ajfa-13929	459	2	structure	structure	NOUN
ajfa-13929	459	3	,	,	PUNCT
ajfa-13929	459	4	charter	charter	NOUN
ajfa-13929	459	5	value	value	NOUN
ajfa-13929	459	6	,	,	PUNCT
ajfa-13929	459	7	and	and	CCONJ
ajfa-13929	459	8	risk	risk	NOUN
ajfa-13929	459	9	-	-	PUNCT
ajfa-13929	459	10	taking	take	VERB
ajfa-13929	459	11	behavior	behavior	NOUN
ajfa-13929	459	12	for	for	ADP
ajfa-13929	459	13	thrifts	thrift	NOUN
ajfa-13929	459	14	.	.	PUNCT
ajfa-13929	460	1	financial	financial	ADJ
ajfa-13929	460	2	management	management	NOUN
ajfa-13929	460	3	,	,	PUNCT
ajfa-13929	460	4	28(spring	28(spring	NUM
ajfa-13929	460	5	)	)	PUNCT
ajfa-13929	460	6	,	,	PUNCT
ajfa-13929	461	1	4360.https://doi.org/10.2307/3666116	4360.https://doi.org/10.2307/3666116	X
ajfa-13929	461	2	.	.	PUNCT
ajfa-13929	462	1	chenini	chenini	PROPN
ajfa-13929	462	2	h.	h.	PROPN
ajfa-13929	462	3	,	,	PUNCT
ajfa-13929	462	4	&	&	CCONJ
ajfa-13929	462	5	jarboui	jarboui	PROPN
ajfa-13929	462	6	a.	a.	PROPN
ajfa-13929	462	7	(	(	PUNCT
ajfa-13929	462	8	2016	2016	NUM
ajfa-13929	462	9	)	)	PUNCT
ajfa-13929	462	10	.	.	PUNCT
ajfa-13929	463	1	analysis	analysis	NOUN
ajfa-13929	463	2	of	of	ADP
ajfa-13929	463	3	the	the	DET
ajfa-13929	463	4	impact	impact	NOUN
ajfa-13929	463	5	of	of	ADP
ajfa-13929	463	6	governance	governance	NOUN
ajfa-13929	463	7	on	on	ADP
ajfa-13929	463	8	bank	bank	NOUN
ajfa-13929	463	9	performance	performance	NOUN
ajfa-13929	463	10	:	:	PUNCT
ajfa-13929	463	11	case	case	NOUN
ajfa-13929	463	12	of	of	ADP
ajfa-13929	463	13	commercial	commercial	ADJ
ajfa-13929	463	14	tunisian	tunisian	ADJ
ajfa-13929	463	15	banks	bank	NOUN
ajfa-13929	463	16	.	.	PUNCT
ajfa-13929	464	1	journal	journal	NOUN
ajfa-13929	464	2	of	of	ADP
ajfa-13929	464	3	the	the	DET
ajfa-13929	464	4	knowledge	knowledge	NOUN
ajfa-13929	464	5	economy	economy	NOUN
ajfa-13929	464	6	,	,	PUNCT
ajfa-13929	464	7	pp	pp	ADV
ajfa-13929	464	8	1–25	1–25	PROPN
ajfa-13929	464	9	.	.	PUNCT
ajfa-13929	465	1	chen	chen	PROPN
ajfa-13929	465	2	w.	w.	PROPN
ajfa-13929	465	3	p	p	PROPN
ajfa-13929	465	4	,	,	PUNCT
ajfa-13929	465	5	chung	chung	PROPN
ajfa-13929	465	6	h.	h.	PROPN
ajfa-13929	465	7	,	,	PUNCT
ajfa-13929	465	8	hsu	hsu	PROPN
ajfa-13929	465	9	t.	t.	PROPN
ajfa-13929	465	10	l.	l.	PROPN
ajfa-13929	465	11	,	,	PUNCT
ajfa-13929	465	12	&	&	CCONJ
ajfa-13929	465	13	wu	wu	PROPN
ajfa-13929	465	14	t.	t.	PROPN
ajfa-13929	465	15	l.	l.	PROPN
ajfa-13929	465	16	(	(	PUNCT
ajfa-13929	465	17	2010	2010	NUM
ajfa-13929	465	18	)	)	PUNCT
ajfa-13929	465	19	.	.	PUNCT
ajfa-13929	466	1	external	external	ADJ
ajfa-13929	466	2	financing	financing	NOUN
ajfa-13929	466	3	needs	need	NOUN
ajfa-13929	466	4	,	,	PUNCT
ajfa-13929	466	5	corporate	corporate	ADJ
ajfa-13929	466	6	governance	governance	NOUN
ajfa-13929	466	7	and	and	CCONJ
ajfa-13929	466	8	firm	firm	ADJ
ajfa-13929	466	9	value	value	NOUN
ajfa-13929	466	10	,	,	PUNCT
ajfa-13929	466	11	corporate	corporate	ADJ
ajfa-13929	466	12	governance	governance	NOUN
ajfa-13929	466	13	:	:	PUNCT
ajfa-13929	466	14	an	an	DET
ajfa-13929	466	15	international	international	ADJ
ajfa-13929	466	16	review	review	NOUN
ajfa-13929	466	17	,	,	PUNCT
ajfa-13929	466	18	18(3	18(3	NUM
ajfa-13929	466	19	)	)	PUNCT
ajfa-13929	466	20	,	,	PUNCT
ajfa-13929	466	21	234	234	NUM
ajfa-13929	466	22	-	-	SYM
ajfa-13929	466	23	249	249	NUM
ajfa-13929	466	24	.	.	PUNCT
ajfa-13929	467	1	chiorazzo	chiorazzo	PROPN
ajfa-13929	467	2	v.	v.	PROPN
ajfa-13929	467	3	milani	milani	PROPN
ajfa-13929	467	4	c.	c.	PROPN
ajfa-13929	467	5	,	,	PUNCT
ajfa-13929	467	6	&	&	CCONJ
ajfa-13929	467	7	salvini	salvini	PROPN
ajfa-13929	467	8	f.	f.	PROPN
ajfa-13929	467	9	(	(	PUNCT
ajfa-13929	467	10	2008	2008	NUM
ajfa-13929	467	11	)	)	PUNCT
ajfa-13929	467	12	.	.	PUNCT
ajfa-13929	468	1	income	income	NOUN
ajfa-13929	468	2	diversification	diversification	NOUN
ajfa-13929	468	3	and	and	CCONJ
ajfa-13929	468	4	bank	bank	NOUN
ajfa-13929	468	5	performance	performance	NOUN
ajfa-13929	468	6	:	:	PUNCT
ajfa-13929	468	7	evidence	evidence	NOUN
ajfa-13929	468	8	from	from	ADP
ajfa-13929	468	9	italian	italian	ADJ
ajfa-13929	468	10	banks	bank	NOUN
ajfa-13929	468	11	.	.	PUNCT
ajfa-13929	469	1	journal	journal	PROPN
ajfa-13929	469	2	of	of	ADP
ajfa-13929	469	3	financial	financial	ADJ
ajfa-13929	469	4	services	service	NOUN
ajfa-13929	469	5	research	research	NOUN
ajfa-13929	469	6	,	,	PUNCT
ajfa-13929	469	7	33,181	33,181	NUM
ajfa-13929	469	8	–	–	PUNCT
ajfa-13929	469	9	203.https://doi.org/10.1007/s10693-008-0029-4	203.https://doi.org/10.1007/s10693-008-0029-4	NUM
ajfa-13929	469	10	.	.	PUNCT
ajfa-13929	470	1	choi	choi	PROPN
ajfa-13929	470	2	s.	s.	PROPN
ajfa-13929	470	3	,	,	PUNCT
ajfa-13929	470	4	&	&	CCONJ
ajfa-13929	470	5	hasan	hasan	PROPN
ajfa-13929	470	6	i.	i.	PROPN
ajfa-13929	470	7	(	(	PUNCT
ajfa-13929	470	8	2005	2005	NUM
ajfa-13929	470	9	)	)	PUNCT
ajfa-13929	470	10	.	.	PUNCT
ajfa-13929	471	1	ownership	ownership	NOUN
ajfa-13929	471	2	,	,	PUNCT
ajfa-13929	471	3	governance	governance	NOUN
ajfa-13929	471	4	,	,	PUNCT
ajfa-13929	471	5	and	and	CCONJ
ajfa-13929	471	6	bank	bank	NOUN
ajfa-13929	471	7	performance	performance	NOUN
ajfa-13929	471	8	.	.	PUNCT
ajfa-13929	472	1	financial	financial	ADJ
ajfa-13929	472	2	markets	market	NOUN
ajfa-13929	472	3	,	,	PUNCT
ajfa-13929	472	4	institutions	institution	NOUN
ajfa-13929	472	5	and	and	CCONJ
ajfa-13929	472	6	instruments	instrument	NOUN
ajfa-13929	472	7	,	,	PUNCT
ajfa-13929	472	8	14(4	14(4	NUM
ajfa-13929	472	9	)	)	PUNCT
ajfa-13929	472	10	,	,	PUNCT
ajfa-13929	472	11	november	november	PROPN
ajfa-13929	472	12	.	.	PUNCT
ajfa-13929	473	1	conyon	conyon	NOUN
ajfa-13929	473	2	m.	m.	PROPN
ajfa-13929	473	3	j.	j.	PROPN
ajfa-13929	473	4	,	,	PUNCT
ajfa-13929	473	5	&	&	CCONJ
ajfa-13929	473	6	peck	peck	PROPN
ajfa-13929	473	7	s.	s.	PROPN
ajfa-13929	473	8	i.	i.	PROPN
ajfa-13929	473	9	(	(	PUNCT
ajfa-13929	473	10	1998	1998	NUM
ajfa-13929	473	11	)	)	PUNCT
ajfa-13929	473	12	.	.	PUNCT
ajfa-13929	474	1	board	board	NOUN
ajfa-13929	474	2	control	control	PROPN
ajfa-13929	474	3	,	,	PUNCT
ajfa-13929	474	4	remuneration	remuneration	NOUN
ajfa-13929	474	5	committees	committee	NOUN
ajfa-13929	474	6	,	,	PUNCT
ajfa-13929	474	7	and	and	CCONJ
ajfa-13929	474	8	top	top	ADJ
ajfa-13929	474	9	management	management	NOUN
ajfa-13929	474	10	compensation	compensation	NOUN
ajfa-13929	474	11	.	.	PUNCT
ajfa-13929	475	1	academy	academy	PROPN
ajfa-13929	475	2	of	of	ADP
ajfa-13929	475	3	management	management	PROPN
ajfa-13929	475	4	journal	journal	PROPN
ajfa-13929	475	5	,	,	PUNCT
ajfa-13929	475	6	41(2	41(2	NUM
ajfa-13929	475	7	)	)	PUNCT
ajfa-13929	475	8	,	,	PUNCT
ajfa-13929	475	9	146	146	NUM
ajfa-13929	475	10	-	-	SYM
ajfa-13929	475	11	157	157	NUM
ajfa-13929	475	12	.	.	PUNCT
ajfa-13929	476	1	https://doi.org/10.5465/257099	https://doi.org/10.5465/257099	PROPN
ajfa-13929	476	2	.	.	PUNCT
ajfa-13929	477	1	core	core	PROPN
ajfa-13929	477	2	john	john	PROPN
ajfa-13929	477	3	e.	e.	PROPN
ajfa-13929	477	4	,	,	PUNCT
ajfa-13929	477	5	&	&	CCONJ
ajfa-13929	477	6	guay	guay	PROPN
ajfa-13929	477	7	w.	w.	PROPN
ajfa-13929	477	8	r.	r.	PROPN
ajfa-13929	477	9	(	(	PUNCT
ajfa-13929	477	10	1999	1999	NUM
ajfa-13929	477	11	)	)	PUNCT
ajfa-13929	477	12	.	.	PUNCT
ajfa-13929	478	1	the	the	DET
ajfa-13929	478	2	use	use	NOUN
ajfa-13929	478	3	of	of	ADP
ajfa-13929	478	4	equity	equity	NOUN
ajfa-13929	478	5	grants	grant	NOUN
ajfa-13929	478	6	to	to	PART
ajfa-13929	478	7	manage	manage	VERB
ajfa-13929	478	8	optimal	optimal	ADJ
ajfa-13929	478	9	equity	equity	NOUN
ajfa-13929	478	10	incentive	incentive	NOUN
ajfa-13929	478	11	levels	level	NOUN
ajfa-13929	478	12	.	.	PUNCT
ajfa-13929	479	1	journal	journal	NOUN
ajfa-13929	479	2	of	of	ADP
ajfa-13929	479	3	accounting	accounting	PROPN
ajfa-13929	479	4	&	&	CCONJ
ajfa-13929	479	5	economics	economic	NOUN
ajfa-13929	479	6	,	,	PUNCT
ajfa-13929	479	7	28(2	28(2	NUM
ajfa-13929	479	8	)	)	PUNCT
ajfa-13929	479	9	,	,	PUNCT
ajfa-13929	479	10	151	151	NUM
ajfa-13929	479	11	-	-	SYM
ajfa-13929	479	12	184	184	NUM
ajfa-13929	479	13	.	.	PUNCT
ajfa-13929	480	1	https://doi.org/10.1016/s0165-4101(99)00019-1	https://doi.org/10.1016/s0165-4101(99)00019-1	PROPN
ajfa-13929	480	2	.	.	PUNCT
ajfa-13929	481	1	dahya	dahya	PROPN
ajfa-13929	481	2	,	,	PUNCT
ajfa-13929	481	3	l.g	l.g	PROPN
ajfa-13929	481	4	.	.	PUNCT
ajfa-13929	481	5	garcia	garcia	PROPN
ajfa-13929	481	6	,	,	PUNCT
ajfa-13929	481	7	&	&	CCONJ
ajfa-13929	481	8	bommelj.v.(2008	bommelj.v.(2008	PROPN
ajfa-13929	481	9	)	)	PUNCT
ajfa-13929	481	10	.	.	PUNCT
ajfa-13929	482	1	one	one	NUM
ajfa-13929	482	2	man	man	NOUN
ajfa-13929	482	3	two	two	NUM
ajfa-13929	482	4	hats	hat	NOUN
ajfa-13929	482	5	:	:	PUNCT
ajfa-13929	482	6	what	what	PRON
ajfa-13929	482	7	's	be	AUX
ajfa-13929	482	8	all	all	DET
ajfa-13929	482	9	the	the	DET
ajfa-13929	482	10	commotion	commotion	NOUN
ajfa-13929	482	11	!	!	PUNCT
ajfa-13929	483	1	the	the	DET
ajfa-13929	483	2	financial	financial	PROPN
ajfa-13929	483	3	review	review	PROPN
ajfa-13929	483	4	,	,	PUNCT
ajfa-13929	483	5	44(2	44(2	NOUN
ajfa-13929	483	6	)	)	PUNCT
ajfa-13929	483	7	,	,	PUNCT
ajfa-13929	483	8	(	(	PUNCT
ajfa-13929	483	9	2009	2009	NUM
ajfa-13929	483	10	)	)	PUNCT
ajfa-13929	483	11	,	,	PUNCT
ajfa-13929	483	12	179	179	NUM
ajfa-13929	483	13	-	-	SYM
ajfa-13929	483	14	212	212	NUM
ajfa-13929	483	15	.	.	PUNCT
ajfa-13929	484	1	https://doi.org/10.1111/j.1540-6288.2009.00215.x	https://doi.org/10.1111/j.1540-6288.2009.00215.x	NOUN
ajfa-13929	484	2	.	.	PUNCT
ajfa-13929	485	1	dannon	dannon	PROPN
ajfa-13929	485	2	p.h	p.h	PROPN
ajfa-13929	485	3	.	.	PROPN
ajfa-13929	485	4	(	(	PUNCT
ajfa-13929	485	5	2009	2009	NUM
ajfa-13929	485	6	)	)	PUNCT
ajfa-13929	485	7	.	.	PUNCT
ajfa-13929	486	1	mécanismes	mécanismes	PROPN
ajfa-13929	486	2	internes	internes	PROPN
ajfa-13929	486	3	de	de	PROPN
ajfa-13929	486	4	gouvernance	gouvernance	PROPN
ajfa-13929	486	5	bancaire	bancaire	PROPN
ajfa-13929	486	6	et	et	PROPN
ajfa-13929	486	7	risques	risque	VERB
ajfa-13929	486	8	financiers	financier	NOUN
ajfa-13929	486	9	dans	dans	PROPN
ajfa-13929	486	10	la	la	PROPN
ajfa-13929	486	11	zone	zone	NOUN
ajfa-13929	486	12	uemoa	uemoa	NOUN
ajfa-13929	486	13	:	:	PUNCT
ajfa-13929	486	14	une	une	PROPN
ajfa-13929	486	15	analyse	analyse	PROPN
ajfa-13929	486	16	économétrique	économétrique	PROPN
ajfa-13929	486	17	par	par	PROPN
ajfa-13929	486	18	les	les	PROPN
ajfa-13929	486	19	données	données	X
ajfa-13929	486	20	de	de	PROPN
ajfa-13929	486	21	panel	panel	NOUN
ajfa-13929	486	22	.	.	PUNCT
ajfa-13929	487	1	david	david	PROPN
ajfa-13929	487	2	h.	h.	PROPN
ajfa-13929	487	3	erkens	erkens	PROPN
ajfa-13929	487	4	pedro	pedro	PROPN
ajfa-13929	487	5	.	.	PUNCT
ajfa-13929	488	1	(	(	PUNCT
ajfa-13929	488	2	2012	2012	NUM
ajfa-13929	488	3	)	)	PUNCT
ajfa-13929	488	4	.	.	PUNCT
ajfa-13929	489	1	matos	matos	PROPN
ajfa-13929	489	2	corporate	corporate	ADJ
ajfa-13929	489	3	governance	governance	NOUN
ajfa-13929	489	4	in	in	ADP
ajfa-13929	489	5	the	the	DET
ajfa-13929	489	6	2007–2008	2007–2008	NUM
ajfa-13929	489	7	financial	financial	ADJ
ajfa-13929	489	8	crisis	crisis	NOUN
ajfa-13929	489	9	:	:	PUNCT
ajfa-13929	489	10	evidence	evidence	NOUN
ajfa-13929	489	11	from	from	ADP
ajfa-13929	489	12	financial	financial	ADJ
ajfa-13929	489	13	institutions	institution	NOUN
ajfa-13929	489	14	worldwide	worldwide	ADV
ajfa-13929	489	15	.	.	PUNCT
ajfa-13929	490	1	journal	journal	NOUN
ajfa-13929	490	2	of	of	ADP
ajfa-13929	490	3	corporate	corporate	ADJ
ajfa-13929	490	4	finance	finance	NOUN
ajfa-13929	490	5	,	,	PUNCT
ajfa-13929	490	6	18	18	NUM
ajfa-13929	490	7	,	,	PUNCT
ajfa-13929	490	8	389	389	NUM
ajfa-13929	490	9	-	-	SYM
ajfa-13929	490	10	411	411	NUM
ajfa-13929	490	11	.	.	PUNCT
ajfa-13929	491	1	https://doi.org/10.1016/j.jcorpfin.2012.01.005	https://doi.org/10.1016/j.jcorpfin.2012.01.005	PROPN
ajfa-13929	491	2	.	.	PUNCT
ajfa-13929	492	1	de	de	X
ajfa-13929	492	2	jonghe	jonghe	PROPN
ajfa-13929	492	3	.	.	PUNCT
ajfa-13929	493	1	(	(	PUNCT
ajfa-13929	493	2	2010	2010	NUM
ajfa-13929	493	3	)	)	PUNCT
ajfa-13929	493	4	.	.	PUNCT
ajfa-13929	494	1	back	back	ADV
ajfa-13929	494	2	to	to	ADP
ajfa-13929	494	3	the	the	DET
ajfa-13929	494	4	basics	basic	NOUN
ajfa-13929	494	5	in	in	ADP
ajfa-13929	494	6	banking	banking	NOUN
ajfa-13929	494	7	?	?	PUNCT
ajfa-13929	495	1	a	a	DET
ajfa-13929	495	2	micro	micro	NOUN
ajfa-13929	495	3	-	-	NOUN
ajfa-13929	495	4	analysis	analysis	NOUN
ajfa-13929	495	5	of	of	ADP
ajfa-13929	495	6	banking	banking	NOUN
ajfa-13929	495	7	system	system	NOUN
ajfa-13929	495	8	stability	stability	NOUN
ajfa-13929	495	9	.	.	PUNCT
ajfa-13929	496	1	journal	journal	NOUN
ajfa-13929	496	2	of	of	ADP
ajfa-13929	496	3	financial	financial	ADJ
ajfa-13929	496	4	intermediation	intermediation	NOUN
ajfa-13929	496	5	,	,	PUNCT
ajfa-13929	496	6	19	19	NUM
ajfa-13929	496	7	,	,	PUNCT
ajfa-13929	496	8	387-417.https://doi.org/10.1016/j.jfi.2009.04.001	387-417.https://doi.org/10.1016/j.jfi.2009.04.001	PROPN
ajfa-13929	496	9	.	.	PUNCT
ajfa-13929	497	1	delis	delis	PROPN
ajfa-13929	497	2	m.	m.	PROPN
ajfa-13929	497	3	d.	d.	PROPN
ajfa-13929	497	4	,	,	PUNCT
ajfa-13929	497	5	gaganis	gaganis	VERB
ajfa-13929	497	6	c.	c.	NOUN
ajfa-13929	497	7	,	,	PUNCT
ajfa-13929	497	8	&	&	CCONJ
ajfa-13929	497	9	pasiouras	pasiouras	PROPN
ajfa-13929	497	10	f.	f.	PROPN
ajfa-13929	497	11	(	(	PUNCT
ajfa-13929	497	12	2009	2009	NUM
ajfa-13929	497	13	)	)	PUNCT
ajfa-13929	497	14	.	.	PUNCT
ajfa-13929	498	1	bank	bank	NOUN
ajfa-13929	498	2	liquidity	liquidity	NOUN
ajfa-13929	498	3	and	and	CCONJ
ajfa-13929	498	4	the	the	DET
ajfa-13929	498	5	board	board	NOUN
ajfa-13929	498	6	of	of	ADP
ajfa-13929	498	7	directors	director	NOUN
ajfa-13929	498	8	.	.	PUNCT
ajfa-13929	499	1	asian	asian	ADJ
ajfa-13929	499	2	journal	journal	PROPN
ajfa-13929	499	3	of	of	ADP
ajfa-13929	499	4	finance	finance	PROPN
ajfa-13929	499	5	&	&	CCONJ
ajfa-13929	499	6	accounting	accounting	PROPN
ajfa-13929	499	7	issn	issn	PROPN
ajfa-13929	499	8	1946	1946	NUM
ajfa-13929	499	9	-	-	PUNCT
ajfa-13929	499	10	052x	052x	PROPN
ajfa-13929	499	11	2019	2019	NUM
ajfa-13929	499	12	,	,	PUNCT
ajfa-13929	499	13	vol	vol	NOUN
ajfa-13929	499	14	.	.	PROPN
ajfa-13929	499	15	11	11	NUM
ajfa-13929	499	16	,	,	PUNCT
ajfa-13929	499	17	no	no	INTJ
ajfa-13929	499	18	.	.	NOUN
ajfa-13929	499	19	2	2	NUM
ajfa-13929	499	20	ajfa.macrothink.org/	ajfa.macrothink.org/	NOUN
ajfa-13929	499	21	166	166	NUM
ajfa-13929	499	22	mpra	mpra	PROPN
ajfa-13929	499	23	paper	paper	NOUN
ajfa-13929	499	24	no	no	NOUN
ajfa-13929	499	25	.	.	PROPN
ajfa-13929	499	26	1887	1887	NUM
ajfa-13929	499	27	.	.	PUNCT
ajfa-13929	500	1	diamond	diamond	PROPN
ajfa-13929	500	2	d.w	d.w	PROPN
ajfa-13929	500	3	.	.	PROPN
ajfa-13929	500	4	,	,	PUNCT
ajfa-13929	500	5	&	&	CCONJ
ajfa-13929	500	6	rajan	rajan	PROPN
ajfa-13929	500	7	r.	r.	PROPN
ajfa-13929	500	8	(	(	PUNCT
ajfa-13929	500	9	2005	2005	NUM
ajfa-13929	500	10	)	)	PUNCT
ajfa-13929	500	11	.	.	PUNCT
ajfa-13929	501	1	liquidity	liquidity	NOUN
ajfa-13929	501	2	shortages	shortage	NOUN
ajfa-13929	501	3	and	and	CCONJ
ajfa-13929	501	4	banking	banking	NOUN
ajfa-13929	501	5	crises	crisis	NOUN
ajfa-13929	501	6	.	.	PUNCT
ajfa-13929	502	1	journal	journal	PROPN
ajfa-13929	502	2	of	of	ADP
ajfa-13929	502	3	finance	finance	NOUN
ajfa-13929	502	4	,	,	PUNCT
ajfa-13929	502	5	american	american	PROPN
ajfa-13929	502	6	finance	finance	PROPN
ajfa-13929	502	7	association	association	PROPN
ajfa-13929	502	8	,	,	PUNCT
ajfa-13929	502	9	60(2	60(2	NUM
ajfa-13929	502	10	)	)	PUNCT
ajfa-13929	502	11	,	,	PUNCT
ajfa-13929	502	12	615	615	NUM
ajfa-13929	502	13	-	-	SYM
ajfa-13929	502	14	647	647	NUM
ajfa-13929	502	15	,	,	PUNCT
ajfa-13929	502	16	04	04	NUM
ajfa-13929	502	17	.	.	PUNCT
ajfa-13929	503	1	dionneg	dionneg	PROPN
ajfa-13929	503	2	.	.	PUNCT
ajfa-13929	503	3	,	,	PUNCT
ajfa-13929	503	4	&	&	CCONJ
ajfa-13929	503	5	triki	triki	PROPN
ajfa-13929	503	6	.	.	PUNCT
ajfa-13929	504	1	(	(	PUNCT
ajfa-13929	504	2	2004	2004	NUM
ajfa-13929	504	3	)	)	PUNCT
ajfa-13929	504	4	.	.	PUNCT
ajfa-13929	505	1	on	on	ADP
ajfa-13929	505	2	risk	risk	NOUN
ajfa-13929	505	3	management	management	NOUN
ajfa-13929	505	4	determinants	determinant	NOUN
ajfa-13929	505	5	:	:	PUNCT
ajfa-13929	505	6	what	what	PRON
ajfa-13929	505	7	really	really	ADV
ajfa-13929	505	8	matters	matter	VERB
ajfa-13929	505	9	?	?	PUNCT
ajfa-13929	505	10	.	.	PUNCT
ajfa-13929	506	1	european	european	PROPN
ajfa-13929	506	2	journal	journal	PROPN
ajfa-13929	506	3	of	of	ADP
ajfa-13929	506	4	finance	finance	NOUN
ajfa-13929	506	5	,	,	PUNCT
ajfa-13929	506	6	19(2	19(2	NUM
ajfa-13929	506	7	)	)	PUNCT
ajfa-13929	506	8	.	.	PUNCT
ajfa-13929	507	1	dionne	dionne	PROPN
ajfa-13929	507	2	,	,	PUNCT
ajfa-13929	507	3	g.	g.	PROPN
ajfa-13929	507	4	(	(	PUNCT
ajfa-13929	507	5	2013	2013	NUM
ajfa-13929	507	6	)	)	PUNCT
ajfa-13929	507	7	.	.	PUNCT
ajfa-13929	508	1	gestion	gestion	PROPN
ajfa-13929	508	2	des	des	X
ajfa-13929	508	3	risques	risque	NOUN
ajfa-13929	508	4	:	:	PUNCT
ajfa-13929	508	5	historique	historique	ADJ
ajfa-13929	508	6	,	,	PUNCT
ajfa-13929	508	7	définition	définition	PROPN
ajfa-13929	508	8	et	et	PROPN
ajfa-13929	508	9	critique.mars	critique.mars	PROPN
ajfa-13929	508	10	,	,	PUNCT
ajfa-13929	508	11	81(1	81(1	NUM
ajfa-13929	508	12	-	-	SYM
ajfa-13929	508	13	2	2	NUM
ajfa-13929	508	14	)	)	PUNCT
ajfa-13929	508	15	.	.	PUNCT
ajfa-13929	509	1	dittmar	dittmar	PROPN
ajfa-13929	509	2	a.	a.	PROPN
ajfa-13929	509	3	,	,	PUNCT
ajfa-13929	509	4	j.	j.	PROPN
ajfa-13929	509	5	mahrt	mahrt	PROPN
ajfa-13929	509	6	-	-	PUNCT
ajfa-13929	509	7	smith	smith	PROPN
ajfa-13929	509	8	j.	j.	PROPN
ajfa-13929	509	9	,	,	PUNCT
ajfa-13929	509	10	&	&	CCONJ
ajfa-13929	509	11	servaes	servaes	PROPN
ajfa-13929	509	12	h.	h.	PROPN
ajfa-13929	509	13	(	(	PUNCT
ajfa-13929	509	14	2007	2007	NUM
ajfa-13929	509	15	)	)	PUNCT
ajfa-13929	509	16	.	.	PUNCT
ajfa-13929	510	1	international	international	ADJ
ajfa-13929	510	2	corporate	corporate	ADJ
ajfa-13929	510	3	governance	governance	NOUN
ajfa-13929	510	4	and	and	CCONJ
ajfa-13929	510	5	corporate	corporate	ADJ
ajfa-13929	510	6	cash	cash	NOUN
ajfa-13929	510	7	holdings	holding	NOUN
ajfa-13929	510	8	.	.	PUNCT
ajfa-13929	511	1	journal	journal	NOUN
ajfa-13929	511	2	of	of	ADP
ajfa-13929	511	3	financial	financial	ADJ
ajfa-13929	511	4	and	and	CCONJ
ajfa-13929	511	5	quantitative	quantitative	ADJ
ajfa-13929	511	6	analysis	analysis	NOUN
ajfa-13929	511	7	,	,	PUNCT
ajfa-13929	511	8	38	38	NUM
ajfa-13929	511	9	,	,	PUNCT
ajfa-13929	511	10	111	111	NUM
ajfa-13929	511	11	-	-	SYM
ajfa-13929	511	12	133	133	NUM
ajfa-13929	511	13	.	.	PUNCT
ajfa-13929	512	1	djebali	djebali	PROPN
ajfa-13929	512	2	n.	n.	PROPN
ajfa-13929	512	3	,	,	PUNCT
ajfa-13929	512	4	&	&	CCONJ
ajfa-13929	512	5	zaghdoudi	zaghdoudi	PROPN
ajfa-13929	512	6	k.	k.	PROPN
ajfa-13929	512	7	(	(	PUNCT
ajfa-13929	512	8	2017	2017	NUM
ajfa-13929	512	9	)	)	PUNCT
ajfa-13929	512	10	.	.	PUNCT
ajfa-13929	513	1	bank	bank	NOUN
ajfa-13929	513	2	governance	governance	NOUN
ajfa-13929	513	3	,	,	PUNCT
ajfa-13929	513	4	risk	risk	NOUN
ajfa-13929	513	5	and	and	CCONJ
ajfa-13929	513	6	bank	bank	NOUN
ajfa-13929	513	7	insolvency	insolvency	NOUN
ajfa-13929	513	8	:	:	PUNCT
ajfa-13929	513	9	evidence	evidence	NOUN
ajfa-13929	513	10	from	from	ADP
ajfa-13929	513	11	tunisian	tunisian	ADJ
ajfa-13929	513	12	banks	bank	NOUN
ajfa-13929	513	13	.	.	PUNCT
ajfa-13929	514	1	international	international	ADJ
ajfa-13929	514	2	journal	journal	PROPN
ajfa-13929	514	3	of	of	ADP
ajfa-13929	514	4	accounting	accounting	NOUN
ajfa-13929	514	5	and	and	CCONJ
ajfa-13929	514	6	financial	financial	ADJ
ajfa-13929	514	7	reporting	reporting	NOUN
ajfa-13929	514	8	,	,	PUNCT
ajfa-13929	514	9	7(2	7(2	NUM
ajfa-13929	514	10	)	)	PUNCT
ajfa-13929	514	11	.	.	PUNCT
ajfa-13929	515	1	https://doi.org/10.5296/ijafr.v7i2.12218	https://doi.org/10.5296/ijafr.v7i2.12218	PROPN
ajfa-13929	515	2	.	.	PUNCT
ajfa-13929	516	1	doriana	doriana	PROPN
ajfa-13929	516	2	c.	c.	PROPN
ajfa-13929	516	3	(	(	PUNCT
ajfa-13929	516	4	2013	2013	NUM
ajfa-13929	516	5	)	)	PUNCT
ajfa-13929	516	6	.	.	PUNCT
ajfa-13929	517	1	determinants	determinant	NOUN
ajfa-13929	517	2	of	of	ADP
ajfa-13929	517	3	bank	bank	NOUN
ajfa-13929	517	4	liquidity	liquidity	NOUN
ajfa-13929	517	5	risk	risk	NOUN
ajfa-13929	517	6	within	within	ADP
ajfa-13929	517	7	the	the	DET
ajfa-13929	517	8	context	context	NOUN
ajfa-13929	517	9	of	of	ADP
ajfa-13929	517	10	euro	euro	PROPN
ajfa-13929	517	11	area	area	NOUN
ajfa-13929	517	12	.	.	PUNCT
ajfa-13929	518	1	interdisciplinary	interdisciplinary	ADJ
ajfa-13929	518	2	journal	journal	NOUN
ajfa-13929	518	3	of	of	ADP
ajfa-13929	518	4	research	research	NOUN
ajfa-13929	518	5	in	in	ADP
ajfa-13929	518	6	business	business	NOUN
ajfa-13929	518	7	,	,	PUNCT
ajfa-13929	518	8	2(10	2(10	NUM
ajfa-13929	518	9	)	)	PUNCT
ajfa-13929	518	10	,	,	PUNCT
ajfa-13929	518	11	5164	5164	NUM
ajfa-13929	518	12	)	)	PUNCT
ajfa-13929	518	13	faleye	faleye	NOUN
ajfa-13929	518	14	o.	o.	NOUN
ajfa-13929	518	15	,	,	PUNCT
ajfa-13929	518	16	&	&	CCONJ
ajfa-13929	518	17	krishnan	krishnan	PROPN
ajfa-13929	518	18	k.	k.	PROPN
ajfa-13929	518	19	(	(	PUNCT
ajfa-13929	518	20	2017	2017	NUM
ajfa-13929	518	21	)	)	PUNCT
ajfa-13929	518	22	.	.	PUNCT
ajfa-13929	519	1	risky	risky	ADJ
ajfa-13929	519	2	lending	lending	NOUN
ajfa-13929	519	3	:	:	PUNCT
ajfa-13929	519	4	does	do	AUX
ajfa-13929	519	5	bank	bank	VERB
ajfa-13929	519	6	corporate	corporate	ADJ
ajfa-13929	519	7	governance	governance	NOUN
ajfa-13929	519	8	matter	matter	NOUN
ajfa-13929	519	9	?	?	PUNCT
ajfa-13929	520	1	journal	journal	NOUN
ajfa-13929	520	2	of	of	ADP
ajfa-13929	520	3	banking	banking	NOUN
ajfa-13929	520	4	and	and	CCONJ
ajfa-13929	520	5	finance	finance	NOUN
ajfa-13929	520	6	.	.	PUNCT
ajfa-13929	521	1	https://doi.org/10.1016/j.jbankfin.2017.06.011	https://doi.org/10.1016/j.jbankfin.2017.06.011	PROPN
ajfa-13929	521	2	.	.	PUNCT
ajfa-13929	522	1	fernandes	fernandes	PROPN
ajfa-13929	522	2	n.	n.	PROPN
ajfa-13929	522	3	,	,	PUNCT
ajfa-13929	522	4	&	&	CCONJ
ajfa-13929	522	5	fich	fich	PROPN
ajfa-13929	522	6	,	,	PUNCT
ajfa-13929	522	7	e.	e.	PROPN
ajfa-13929	522	8	(	(	PUNCT
ajfa-13929	522	9	2009	2009	NUM
ajfa-13929	522	10	)	)	PUNCT
ajfa-13929	522	11	.	.	PUNCT
ajfa-13929	523	1	does	do	AUX
ajfa-13929	523	2	financial	financial	ADJ
ajfa-13929	523	3	experience	experience	NOUN
ajfa-13929	523	4	help	help	VERB
ajfa-13929	523	5	banks	bank	NOUN
ajfa-13929	523	6	during	during	ADP
ajfa-13929	523	7	credit	credit	NOUN
ajfa-13929	523	8	crises	crisis	NOUN
ajfa-13929	523	9	?	?	PUNCT
ajfa-13929	523	10	.	.	PUNCT
ajfa-13929	524	1	unpublished	unpublished	ADJ
ajfa-13929	524	2	working	working	NOUN
ajfa-13929	524	3	paper	paper	NOUN
ajfa-13929	524	4	,	,	PUNCT
ajfa-13929	524	5	imd	imd	PROPN
ajfa-13929	524	6	-	-	PUNCT
ajfa-13929	524	7	lausanne	lausanne	PROPN
ajfa-13929	524	8	,	,	PUNCT
ajfa-13929	524	9	switzerland	switzerland	PROPN
ajfa-13929	524	10	.	.	PUNCT
ajfa-13929	525	1	garcía	garcía	PROPN
ajfa-13929	525	2	-	-	PUNCT
ajfa-13929	525	3	herrero	herrero	PROPN
ajfa-13929	525	4	a.	a.	PROPN
ajfa-13929	525	5	,	,	PUNCT
ajfa-13929	525	6	gavilas	gavilas	NOUN
ajfa-13929	525	7	.	.	PROPN
ajfa-13929	525	8	,	,	PUNCT
ajfa-13929	525	9	&	&	CCONJ
ajfa-13929	525	10	santaba’rbarad	santaba’rbarad	NOUN
ajfa-13929	525	11	.	.	PUNCT
ajfa-13929	525	12	(	(	PUNCT
ajfa-13929	525	13	2009	2009	NUM
ajfa-13929	525	14	)	)	PUNCT
ajfa-13929	525	15	.	.	PUNCT
ajfa-13929	526	1	what	what	PRON
ajfa-13929	526	2	explains	explain	VERB
ajfa-13929	526	3	the	the	DET
ajfa-13929	526	4	low	low	ADJ
ajfa-13929	526	5	profitability	profitability	NOUN
ajfa-13929	526	6	of	of	ADP
ajfa-13929	526	7	chinese	chinese	ADJ
ajfa-13929	526	8	banks	bank	NOUN
ajfa-13929	526	9	?	?	PUNCT
ajfa-13929	526	10	.	.	PUNCT
ajfa-13929	527	1	journal	journal	PROPN
ajfa-13929	527	2	of	of	ADP
ajfa-13929	527	3	banking	banking	NOUN
ajfa-13929	527	4	and	and	CCONJ
ajfa-13929	527	5	finance	finance	NOUN
ajfa-13929	527	6	,	,	PUNCT
ajfa-13929	527	7	33	33	NUM
ajfa-13929	527	8	,	,	PUNCT
ajfa-13929	527	9	2080	2080	NUM
ajfa-13929	527	10	-	-	SYM
ajfa-13929	527	11	2092	2092	NUM
ajfa-13929	527	12	.	.	PUNCT
ajfa-13929	528	1	https://doi.org/10.1016/j.jbankfin.2009.05.005	https://doi.org/10.1016/j.jbankfin.2009.05.005	PROPN
ajfa-13929	528	2	.	.	PUNCT
ajfa-13929	529	1	gorton	gorton	PROPN
ajfa-13929	529	2	and	and	CCONJ
ajfa-13929	529	3	metrick	metrick	ADJ
ajfa-13929	529	4	(	(	PUNCT
ajfa-13929	529	5	2012	2012	NUM
ajfa-13929	529	6	)	)	PUNCT
ajfa-13929	529	7	.	.	PUNCT
ajfa-13929	530	1	securitized	securitize	VERB
ajfa-13929	530	2	banking	banking	NOUN
ajfa-13929	530	3	and	and	CCONJ
ajfa-13929	530	4	the	the	DET
ajfa-13929	530	5	run	run	NOUN
ajfa-13929	530	6	on	on	ADP
ajfa-13929	530	7	repo	repo	NOUN
ajfa-13929	530	8	.	.	PUNCT
ajfa-13929	531	1	journal	journal	PROPN
ajfa-13929	531	2	of	of	ADP
ajfa-13929	531	3	financial	financial	ADJ
ajfa-13929	531	4	economics	economic	NOUN
ajfa-13929	531	5	,	,	PUNCT
ajfa-13929	531	6	104	104	NUM
ajfa-13929	531	7	,	,	PUNCT
ajfa-13929	531	8	425	425	NUM
ajfa-13929	531	9	-	-	SYM
ajfa-13929	531	10	451	451	NUM
ajfa-13929	531	11	.	.	PUNCT
ajfa-13929	532	1	https://doi.org/10.1016/j.jfineco.2011.03.016	https://doi.org/10.1016/j.jfineco.2011.03.016	PROPN
ajfa-13929	532	2	.	.	PUNCT
ajfa-13929	533	1	gorton	gorton	PROPN
ajfa-13929	533	2	,	,	PUNCT
ajfa-13929	533	3	g.	g.	PROPN
ajfa-13929	533	4	,	,	PUNCT
ajfa-13929	533	5	&	&	CCONJ
ajfa-13929	533	6	metricka	metricka	NOUN
ajfa-13929	533	7	.	.	PUNCT
ajfa-13929	534	1	(	(	PUNCT
ajfa-13929	534	2	2010	2010	NUM
ajfa-13929	534	3	)	)	PUNCT
ajfa-13929	534	4	.	.	PUNCT
ajfa-13929	535	1	regulating	regulate	VERB
ajfa-13929	535	2	the	the	DET
ajfa-13929	535	3	shadow	shadow	NOUN
ajfa-13929	535	4	banking	banking	NOUN
ajfa-13929	535	5	system	system	NOUN
ajfa-13929	535	6	.	.	PUNCT
ajfa-13929	536	1	forthcoming	forthcoming	ADJ
ajfa-13929	536	2	in	in	ADP
ajfa-13929	536	3	the	the	DET
ajfa-13929	536	4	brookings	brookings	PROPN
ajfa-13929	536	5	papers	paper	NOUN
ajfa-13929	536	6	on	on	ADP
ajfa-13929	536	7	economic	economic	ADJ
ajfa-13929	536	8	activity	activity	NOUN
ajfa-13929	536	9	.	.	PUNCT
ajfa-13929	537	1	gulamhussen	gulamhussen	PROPN
ajfa-13929	537	2	m.a	m.a	PROPN
ajfa-13929	537	3	.	.	PROPN
ajfa-13929	537	4	,	,	PUNCT
ajfa-13929	537	5	&	&	CCONJ
ajfa-13929	537	6	guerreirol	guerreirol	PROPN
ajfa-13929	537	7	.	.	PUNCT
ajfa-13929	538	1	(	(	PUNCT
ajfa-13929	538	2	2009	2009	NUM
ajfa-13929	538	3	)	)	PUNCT
ajfa-13929	538	4	.	.	PUNCT
ajfa-13929	539	1	the	the	DET
ajfa-13929	539	2	influence	influence	NOUN
ajfa-13929	539	3	of	of	ADP
ajfa-13929	539	4	foreign	foreign	ADJ
ajfa-13929	539	5	equity	equity	NOUN
ajfa-13929	539	6	and	and	CCONJ
ajfa-13929	539	7	board	board	NOUN
ajfa-13929	539	8	membership	membership	NOUN
ajfa-13929	539	9	on	on	ADP
ajfa-13929	539	10	corporate	corporate	ADJ
ajfa-13929	539	11	strategy	strategy	NOUN
ajfa-13929	539	12	and	and	CCONJ
ajfa-13929	539	13	internal	internal	ADJ
ajfa-13929	539	14	cost	cost	NOUN
ajfa-13929	539	15	management	management	NOUN
ajfa-13929	539	16	in	in	ADP
ajfa-13929	539	17	portuguese	portuguese	ADJ
ajfa-13929	539	18	banks	bank	NOUN
ajfa-13929	539	19	.	.	PUNCT
ajfa-13929	540	1	management	management	NOUN
ajfa-13929	540	2	accounting	accounting	NOUN
ajfa-13929	540	3	research	research	NOUN
ajfa-13929	540	4	,	,	PUNCT
ajfa-13929	540	5	20	20	NUM
ajfa-13929	540	6	,	,	PUNCT
ajfa-13929	540	7	6	6	NUM
ajfa-13929	540	8	-	-	SYM
ajfa-13929	540	9	17	17	NUM
ajfa-13929	540	10	.	.	PUNCT
ajfa-13929	541	1	https://doi.org/10.1016/j.mar.2008.10.006	https://doi.org/10.1016/j.mar.2008.10.006	PROPN
ajfa-13929	541	2	.	.	PUNCT
ajfa-13929	542	1	hakimia	hakimia	PROPN
ajfa-13929	542	2	.	.	PROPN
ajfa-13929	542	3	,	,	PUNCT
ajfa-13929	542	4	zaghdoudi	zaghdoudi	PROPN
ajfa-13929	542	5	.	.	PUNCT
ajfa-13929	543	1	k.	k.	PROPN
ajfa-13929	543	2	,	,	PUNCT
ajfa-13929	543	3	zaghdoudi	zaghdoudi	PROPN
ajfa-13929	543	4	t.	t.	PROPN
ajfa-13929	543	5	,	,	PUNCT
ajfa-13929	543	6	&	&	CCONJ
ajfa-13929	543	7	djebali	djebali	PROPN
ajfa-13929	543	8	n.	n.	PROPN
ajfa-13929	543	9	(	(	PUNCT
ajfa-13929	543	10	2017	2017	NUM
ajfa-13929	543	11	)	)	PUNCT
ajfa-13929	543	12	.	.	PUNCT
ajfa-13929	544	1	what	what	PRON
ajfa-13929	544	2	threatens	threaten	VERB
ajfa-13929	544	3	tunisian	tunisian	ADJ
ajfa-13929	544	4	banking	banking	NOUN
ajfa-13929	544	5	stability	stability	NOUN
ajfa-13929	544	6	?	?	PUNCT
ajfa-13929	545	1	bayesian	bayesian	NOUN
ajfa-13929	545	2	model	model	NOUN
ajfa-13929	545	3	versus	versus	ADP
ajfa-13929	545	4	panel	panel	NOUN
ajfa-13929	545	5	data	datum	NOUN
ajfa-13929	545	6	analysis	analysis	NOUN
ajfa-13929	545	7	.	.	PUNCT
ajfa-13929	546	1	international	international	ADJ
ajfa-13929	546	2	journal	journal	NOUN
ajfa-13929	546	3	of	of	ADP
ajfa-13929	546	4	business	business	NOUN
ajfa-13929	546	5	and	and	CCONJ
ajfa-13929	546	6	finance	finance	NOUN
ajfa-13929	546	7	research	research	NOUN
ajfa-13929	546	8	,	,	PUNCT
ajfa-13929	546	9	11(2	11(2	NUM
ajfa-13929	546	10	)	)	PUNCT
ajfa-13929	546	11	,	,	PUNCT
ajfa-13929	546	12	21	21	NUM
ajfa-13929	546	13	-	-	SYM
ajfa-13929	546	14	37	37	NUM
ajfa-13929	546	15	.	.	PUNCT
ajfa-13929	547	1	he	he	PRON
ajfa-13929	547	2	w.	w.	PROPN
ajfa-13929	547	3	，	，	PROPN
ajfa-13929	547	4	&	&	CCONJ
ajfa-13929	547	5	xiong	xiong	PROPN
ajfa-13929	547	6	.	.	PUNCT
ajfa-13929	548	1	(	(	PUNCT
ajfa-13929	548	2	2012	2012	NUM
ajfa-13929	548	3	)	)	PUNCT
ajfa-13929	548	4	.	.	PUNCT
ajfa-13929	549	1	rollover	rollover	NOUN
ajfa-13929	549	2	risk	risk	NOUN
ajfa-13929	549	3	and	and	CCONJ
ajfa-13929	549	4	credit	credit	NOUN
ajfa-13929	549	5	risk	risk	NOUN
ajfa-13929	549	6	.	.	PUNCT
ajfa-13929	550	1	journal	journal	NOUN
ajfa-13929	550	2	of	of	ADP
ajfa-13929	550	3	finance	finance	NOUN
ajfa-13929	550	4	,	,	PUNCT
ajfa-13929	550	5	67,391	67,391	NUM
ajfa-13929	550	6	-	-	SYM
ajfa-13929	550	7	429	429	NUM
ajfa-13929	550	8	.	.	PUNCT
ajfa-13929	551	1	https://doi.org/10.1111/j.1540-6261.2012.01721.x	https://doi.org/10.1111/j.1540-6261.2012.01721.x	NOUN
ajfa-13929	551	2	.	.	PUNCT
ajfa-13929	552	1	he.w	he.w	NOUN
ajfa-13929	552	2	.	.	PUNCT
ajfa-13929	552	3	，	，	PROPN
ajfa-13929	552	4	&	&	CCONJ
ajfa-13929	552	5	xiong	xiong	PROPN
ajfa-13929	552	6	.	.	PUNCT
ajfa-13929	553	1	(	(	PUNCT
ajfa-13929	553	2	2012	2012	NUM
ajfa-13929	553	3	)	)	PUNCT
ajfa-13929	553	4	.	.	PUNCT
ajfa-13929	554	1	dynamic	dynamic	ADJ
ajfa-13929	554	2	debt	debt	NOUN
ajfa-13929	554	3	runs	run	NOUN
ajfa-13929	554	4	.	.	PUNCT
ajfa-13929	555	1	review	review	NOUN
ajfa-13929	555	2	of	of	ADP
ajfa-13929	555	3	financial	financial	ADJ
ajfa-13929	555	4	studies	study	NOUN
ajfa-13929	555	5	,	,	PUNCT
ajfa-13929	555	6	25	25	NUM
ajfa-13929	555	7	,	,	PUNCT
ajfa-13929	555	8	799	799	NUM
ajfa-13929	555	9	-	-	SYM
ajfa-13929	555	10	1843	1843	NUM
ajfa-13929	555	11	.	.	PUNCT
ajfa-13929	556	1	https://doi.org/10.1093/rfs/hhs004	https://doi.org/10.1093/rfs/hhs004	PROPN
ajfa-13929	556	2	.	.	PUNCT
ajfa-13929	557	1	iannotta	iannotta	PROPN
ajfa-13929	557	2	g.	g.	PROPN
ajfa-13929	557	3	,nocera	,nocera	PUNCT
ajfa-13929	557	4	g.	g.	PROPN
ajfa-13929	557	5	,	,	PUNCT
ajfa-13929	557	6	&	&	CCONJ
ajfa-13929	557	7	sironi	sironi	PROPN
ajfa-13929	557	8	a.	a.	PROPN
ajfa-13929	557	9	(	(	PUNCT
ajfa-13929	557	10	2007	2007	NUM
ajfa-13929	557	11	)	)	PUNCT
ajfa-13929	557	12	.	.	PUNCT
ajfa-13929	558	1	ownership	ownership	NOUN
ajfa-13929	558	2	structure	structure	NOUN
ajfa-13929	558	3	,	,	PUNCT
ajfa-13929	558	4	risk	risk	NOUN
ajfa-13929	558	5	and	and	CCONJ
ajfa-13929	558	6	performance	performance	NOUN
ajfa-13929	558	7	in	in	ADP
ajfa-13929	558	8	the	the	DET
ajfa-13929	558	9	asian	asian	ADJ
ajfa-13929	558	10	journal	journal	NOUN
ajfa-13929	558	11	of	of	ADP
ajfa-13929	558	12	finance	finance	PROPN
ajfa-13929	558	13	&	&	CCONJ
ajfa-13929	558	14	accounting	accounting	PROPN
ajfa-13929	558	15	issn	issn	PROPN
ajfa-13929	558	16	1946	1946	NUM
ajfa-13929	558	17	-	-	PUNCT
ajfa-13929	558	18	052x	052x	PROPN
ajfa-13929	558	19	2019	2019	NUM
ajfa-13929	558	20	,	,	PUNCT
ajfa-13929	558	21	vol	vol	NOUN
ajfa-13929	558	22	.	.	PROPN
ajfa-13929	558	23	11	11	NUM
ajfa-13929	558	24	,	,	PUNCT
ajfa-13929	558	25	no	no	INTJ
ajfa-13929	558	26	.	.	NOUN
ajfa-13929	558	27	2	2	NUM
ajfa-13929	558	28	ajfa.macrothink.org/	ajfa.macrothink.org/	NOUN
ajfa-13929	558	29	167	167	NUM
ajfa-13929	558	30	european	european	ADJ
ajfa-13929	558	31	banking	banking	NOUN
ajfa-13929	558	32	industry	industry	NOUN
ajfa-13929	558	33	.	.	PUNCT
ajfa-13929	559	1	journal	journal	PROPN
ajfa-13929	559	2	of	of	ADP
ajfa-13929	559	3	banking	banking	NOUN
ajfa-13929	559	4	and	and	CCONJ
ajfa-13929	559	5	finance,31,21272149.https://doi.org/10.1016	finance,31,21272149.https://doi.org/10.1016	PROPN
ajfa-13929	559	6	/	/	SYM
ajfa-13929	559	7	j.jbankfin.2006.07.013	j.jbankfin.2006.07.013	PROPN
ajfa-13929	559	8	.	.	PUNCT
ajfa-13929	560	1	jensen	jensen	PROPN
ajfa-13929	560	2	,	,	PUNCT
ajfa-13929	560	3	m.c	m.c	PROPN
ajfa-13929	560	4	.	.	PROPN
ajfa-13929	560	5	(	(	PUNCT
ajfa-13929	560	6	1993	1993	NUM
ajfa-13929	560	7	)	)	PUNCT
ajfa-13929	560	8	.	.	PUNCT
ajfa-13929	561	1	the	the	DET
ajfa-13929	561	2	modern	modern	ADJ
ajfa-13929	561	3	industrial	industrial	ADJ
ajfa-13929	561	4	revolution	revolution	NOUN
ajfa-13929	561	5	,	,	PUNCT
ajfa-13929	561	6	exit	exit	NOUN
ajfa-13929	561	7	and	and	CCONJ
ajfa-13929	561	8	the	the	DET
ajfa-13929	561	9	failure	failure	NOUN
ajfa-13929	561	10	of	of	ADP
ajfa-13929	561	11	internal	internal	ADJ
ajfa-13929	561	12	control	control	NOUN
ajfa-13929	561	13	systems	system	NOUN
ajfa-13929	561	14	.	.	PUNCT
ajfa-13929	562	1	journal	journal	PROPN
ajfa-13929	562	2	of	of	ADP
ajfa-13929	562	3	finance	finance	NOUN
ajfa-13929	562	4	,	,	PUNCT
ajfa-13929	562	5	48	48	NUM
ajfa-13929	562	6	,	,	PUNCT
ajfa-13929	562	7	831-880.https://doi.org/10.1111/j.15406261.1993.tb04022.x	831-880.https://doi.org/10.1111/j.15406261.1993.tb04022.x	PROPN
ajfa-13929	562	8	.	.	PUNCT
ajfa-13929	563	1	jonghe	jonghe	PROPN
ajfa-13929	563	2	o.	o.	PROPN
ajfa-13929	563	3	d.(2010	d.(2010	PROPN
ajfa-13929	563	4	)	)	PUNCT
ajfa-13929	563	5	.	.	PUNCT
ajfa-13929	564	1	back	back	ADV
ajfa-13929	564	2	to	to	ADP
ajfa-13929	564	3	the	the	DET
ajfa-13929	564	4	basics	basic	NOUN
ajfa-13929	564	5	in	in	ADP
ajfa-13929	564	6	banking	banking	NOUN
ajfa-13929	564	7	?	?	PUNCT
ajfa-13929	565	1	a	a	DET
ajfa-13929	565	2	micro	micro	NOUN
ajfa-13929	565	3	-	-	NOUN
ajfa-13929	565	4	analysis	analysis	NOUN
ajfa-13929	565	5	of	of	ADP
ajfa-13929	565	6	banking	banking	NOUN
ajfa-13929	565	7	system	system	NOUN
ajfa-13929	565	8	stability	stability	NOUN
ajfa-13929	565	9	.	.	PUNCT
ajfa-13929	566	1	journal	journal	NOUN
ajfa-13929	566	2	of	of	ADP
ajfa-13929	566	3	financial	financial	ADJ
ajfa-13929	566	4	intermediation	intermediation	NOUN
ajfa-13929	566	5	,	,	PUNCT
ajfa-13929	566	6	19(3	19(3	NUM
ajfa-13929	566	7	)	)	PUNCT
ajfa-13929	566	8	,	,	PUNCT
ajfa-13929	566	9	387	387	NUM
ajfa-13929	566	10	-	-	SYM
ajfa-13929	566	11	417	417	NUM
ajfa-13929	566	12	.	.	PUNCT
ajfa-13929	567	1	https://doi.org/10.1016/j.jfi.2009.04.001	https://doi.org/10.1016/j.jfi.2009.04.001	PROPN
ajfa-13929	567	2	.	.	PUNCT
ajfa-13929	568	1	kashyap	kashyap	PROPN
ajfa-13929	568	2	.	.	PUNCT
ajfa-13929	569	1	a	a	DET
ajfa-13929	569	2	rajan	rajan	PROPN
ajfa-13929	569	3	r.	r.	PROPN
ajfa-13929	569	4	,	,	PUNCT
ajfa-13929	569	5	&	&	CCONJ
ajfa-13929	569	6	stein	stein	PROPN
ajfa-13929	569	7	j.	j.	PROPN
ajfa-13929	569	8	(	(	PUNCT
ajfa-13929	569	9	2008	2008	NUM
ajfa-13929	569	10	)	)	PUNCT
ajfa-13929	569	11	.	.	PUNCT
ajfa-13929	570	1	rethinking	rethink	VERB
ajfa-13929	570	2	capital	capital	NOUN
ajfa-13929	570	3	regulation	regulation	NOUN
ajfa-13929	570	4	.	.	PUNCT
ajfa-13929	571	1	working	work	VERB
ajfa-13929	571	2	paper	paper	NOUN
ajfa-13929	571	3	,	,	PUNCT
ajfa-13929	571	4	university	university	NOUN
ajfa-13929	571	5	of	of	ADP
ajfa-13929	571	6	chicago	chicago	PROPN
ajfa-13929	571	7	and	and	CCONJ
ajfa-13929	571	8	harvard	harvard	PROPN
ajfa-13929	571	9	university	university	PROPN
ajfa-13929	571	10	.	.	PUNCT
ajfa-13929	572	1	kimball	kimball	PROPN
ajfa-13929	572	2	r.	r.	PROPN
ajfa-13929	572	3	c.	c.	PROPN
ajfa-13929	572	4	(	(	PUNCT
ajfa-13929	572	5	1997	1997	NUM
ajfa-13929	572	6	)	)	PUNCT
ajfa-13929	572	7	.	.	PUNCT
ajfa-13929	573	1	specialization	specialization	NOUN
ajfa-13929	573	2	,	,	PUNCT
ajfa-13929	573	3	risk	risk	NOUN
ajfa-13929	573	4	,	,	PUNCT
ajfa-13929	573	5	and	and	CCONJ
ajfa-13929	573	6	capital	capital	NOUN
ajfa-13929	573	7	in	in	ADP
ajfa-13929	573	8	banking	banking	NOUN
ajfa-13929	573	9	.	.	PUNCT
ajfa-13929	574	1	new	new	PROPN
ajfa-13929	574	2	england	england	PROPN
ajfa-13929	574	3	economic	economic	PROPN
ajfa-13929	574	4	review	review	PROPN
ajfa-13929	574	5	.	.	PUNCT
ajfa-13929	575	1	konishi	konishi	PROPN
ajfa-13929	575	2	,	,	PUNCT
ajfa-13929	575	3	&	&	CCONJ
ajfa-13929	575	4	yasuda	yasuda	PROPN
ajfa-13929	575	5	.	.	PUNCT
ajfa-13929	576	1	(	(	PUNCT
ajfa-13929	576	2	2004	2004	NUM
ajfa-13929	576	3	)	)	PUNCT
ajfa-13929	576	4	.	.	PUNCT
ajfa-13929	577	1	factors	factor	NOUN
ajfa-13929	577	2	affecting	affect	VERB
ajfa-13929	577	3	bank	bank	NOUN
ajfa-13929	577	4	risk	risk	NOUN
ajfa-13929	577	5	taking	taking	NOUN
ajfa-13929	577	6	:	:	PUNCT
ajfa-13929	577	7	evidence	evidence	NOUN
ajfa-13929	577	8	from	from	ADP
ajfa-13929	577	9	japan	japan	PROPN
ajfa-13929	577	10	.	.	PUNCT
ajfa-13929	578	1	journal	journal	PROPN
ajfa-13929	578	2	of	of	ADP
ajfa-13929	578	3	banking	banking	NOUN
ajfa-13929	578	4	&	&	CCONJ
ajfa-13929	578	5	finance	finance	PROPN
ajfa-13929	578	6	,	,	PUNCT
ajfa-13929	578	7	28(1	28(1	NOUN
ajfa-13929	578	8	)	)	PUNCT
ajfa-13929	578	9	,	,	PUNCT
ajfa-13929	578	10	215	215	NUM
ajfa-13929	578	11	-	-	SYM
ajfa-13929	578	12	232	232	NUM
ajfa-13929	578	13	.	.	PUNCT
ajfa-13929	579	1	la	la	PROPN
ajfa-13929	579	2	porta	porta	PROPN
ajfa-13929	579	3	r.	r.	PROPN
ajfa-13929	579	4	,	,	PUNCT
ajfa-13929	579	5	lopez	lopez	NOUN
ajfa-13929	579	6	-	-	PUNCT
ajfa-13929	579	7	de	de	NOUN
ajfa-13929	579	8	-	-	NOUN
ajfa-13929	579	9	salines	saline	NOUN
ajfa-13929	579	10	f.	f.	PROPN
ajfa-13929	579	11	,	,	PUNCT
ajfa-13929	579	12	&	&	CCONJ
ajfa-13929	579	13	shleifer	shleifer	PROPN
ajfa-13929	579	14	a.	a.	PROPN
ajfa-13929	579	15	(	(	PUNCT
ajfa-13929	579	16	2002	2002	NUM
ajfa-13929	579	17	)	)	PUNCT
ajfa-13929	579	18	.	.	PUNCT
ajfa-13929	580	1	government	government	NOUN
ajfa-13929	580	2	ownership	ownership	NOUN
ajfa-13929	580	3	of	of	ADP
ajfa-13929	580	4	banks	bank	NOUN
ajfa-13929	580	5	.	.	PUNCT
ajfa-13929	581	1	journal	journal	PROPN
ajfa-13929	581	2	of	of	ADP
ajfa-13929	581	3	finance	finance	NOUN
ajfa-13929	581	4	,	,	PUNCT
ajfa-13929	581	5	57(1	57(1	NUM
ajfa-13929	581	6	)	)	PUNCT
ajfa-13929	581	7	,	,	PUNCT
ajfa-13929	581	8	265–301	265–301	NUM
ajfa-13929	581	9	.	.	PUNCT
ajfa-13929	582	1	https://doi.org/10.1111/1540-6261.00422	https://doi.org/10.1111/1540-6261.00422	PROPN
ajfa-13929	582	2	.	.	PUNCT
ajfa-13929	583	1	lin	lin	PROPN
ajfa-13929	583	2	et	et	PROPN
ajfa-13929	583	3	al	al	PROPN
ajfa-13929	583	4	.	.	PROPN
ajfa-13929	583	5	(	(	PUNCT
ajfa-13929	583	6	2010	2010	NUM
ajfa-13929	583	7	)	)	PUNCT
ajfa-13929	583	8	.	.	PUNCT
ajfa-13929	584	1	audit	audit	NOUN
ajfa-13929	584	2	quality	quality	NOUN
ajfa-13929	584	3	,	,	PUNCT
ajfa-13929	584	4	corporate	corporate	ADJ
ajfa-13929	584	5	governance	governance	NOUN
ajfa-13929	584	6	,	,	PUNCT
ajfa-13929	584	7	and	and	CCONJ
ajfa-13929	584	8	earnings	earning	NOUN
ajfa-13929	584	9	management	management	NOUN
ajfa-13929	584	10	:	:	PUNCT
ajfa-13929	584	11	a	a	DET
ajfa-13929	584	12	metaanalysis	metaanalysis	NOUN
ajfa-13929	584	13	.	.	PUNCT
ajfa-13929	585	1	international	international	ADJ
ajfa-13929	585	2	journal	journal	NOUN
ajfa-13929	585	3	of	of	ADP
ajfa-13929	585	4	auditing	auditing	NOUN
ajfa-13929	585	5	,	,	PUNCT
ajfa-13929	585	6	14(1	14(1	NUM
ajfa-13929	585	7	)	)	PUNCT
ajfa-13929	585	8	,	,	PUNCT
ajfa-13929	585	9	57	57	NUM
ajfa-13929	585	10	77	77	NUM
ajfa-13929	585	11	.	.	PUNCT
ajfa-13929	586	1	lipton	lipton	PROPN
ajfa-13929	586	2	,	,	PUNCT
ajfa-13929	586	3	m.	m.	NOUN
ajfa-13929	586	4	,	,	PUNCT
ajfa-13929	586	5	&	&	CCONJ
ajfa-13929	586	6	lorsch	lorsch	PROPN
ajfa-13929	586	7	,	,	PUNCT
ajfa-13929	586	8	j.	j.	PROPN
ajfa-13929	586	9	w.	w.	PROPN
ajfa-13929	586	10	(	(	PUNCT
ajfa-13929	586	11	1992	1992	NUM
ajfa-13929	586	12	)	)	PUNCT
ajfa-13929	586	13	.	.	PUNCT
ajfa-13929	587	1	a	a	DET
ajfa-13929	587	2	modest	modest	ADJ
ajfa-13929	587	3	proposal	proposal	NOUN
ajfa-13929	587	4	for	for	ADP
ajfa-13929	587	5	improved	improved	ADJ
ajfa-13929	587	6	corporate	corporate	ADJ
ajfa-13929	587	7	governance.business	governance.business	PROPN
ajfa-13929	587	8	lawyer	lawyer	NOUN
ajfa-13929	587	9	,	,	PUNCT
ajfa-13929	587	10	48	48	NUM
ajfa-13929	587	11	,	,	PUNCT
ajfa-13929	587	12	5977	5977	NUM
ajfa-13929	587	13	.	.	PUNCT
ajfa-13929	588	1	mamoghli	mamoghli	PROPN
ajfa-13929	588	2	c.	c.	PROPN
ajfa-13929	588	3	,	,	PUNCT
ajfa-13929	588	4	&	&	CCONJ
ajfa-13929	588	5	dhouibi	dhouibi	PROPN
ajfa-13929	588	6	r.	r.	PROPN
ajfa-13929	588	7	(	(	PUNCT
ajfa-13929	588	8	2009	2009	NUM
ajfa-13929	588	9	)	)	PUNCT
ajfa-13929	588	10	.	.	PUNCT
ajfa-13929	589	1	bank	bank	NOUN
ajfa-13929	589	2	corporate	corporate	ADJ
ajfa-13929	589	3	governance	governance	NOUN
ajfa-13929	589	4	and	and	CCONJ
ajfa-13929	589	5	insolvency	insolvency	NOUN
ajfa-13929	589	6	risk	risk	NOUN
ajfa-13929	589	7	evidence	evidence	NOUN
ajfa-13929	589	8	from	from	ADP
ajfa-13929	589	9	an	an	DET
ajfa-13929	589	10	emerging	emerge	VERB
ajfa-13929	589	11	market	market	NOUN
ajfa-13929	589	12	.	.	PUNCT
ajfa-13929	590	1	working	work	VERB
ajfa-13929	590	2	paper	paper	NOUN
ajfa-13929	590	3	,	,	PUNCT
ajfa-13929	590	4	32	32	NUM
ajfa-13929	590	5	p.	p.	NOUN
ajfa-13929	590	6	pasiouras	pasioura	NOUN
ajfa-13929	590	7	,	,	PUNCT
ajfa-13929	590	8	f.	f.	PROPN
ajfa-13929	590	9	,	,	PUNCT
ajfa-13929	590	10	&	&	CCONJ
ajfa-13929	590	11	kosmidou	kosmidou	PROPN
ajfa-13929	590	12	,	,	PUNCT
ajfa-13929	590	13	k.	k.	PROPN
ajfa-13929	590	14	(	(	PUNCT
ajfa-13929	590	15	2007	2007	NUM
ajfa-13929	590	16	)	)	PUNCT
ajfa-13929	590	17	.	.	PUNCT
ajfa-13929	591	1	factors	factor	NOUN
ajfa-13929	591	2	influencing	influence	VERB
ajfa-13929	591	3	the	the	DET
ajfa-13929	591	4	profitability	profitability	NOUN
ajfa-13929	591	5	of	of	ADP
ajfa-13929	591	6	domestic	domestic	ADJ
ajfa-13929	591	7	and	and	CCONJ
ajfa-13929	591	8	foreign	foreign	ADJ
ajfa-13929	591	9	commercial	commercial	ADJ
ajfa-13929	591	10	banks	bank	NOUN
ajfa-13929	591	11	in	in	ADP
ajfa-13929	591	12	the	the	DET
ajfa-13929	591	13	european	european	PROPN
ajfa-13929	591	14	union	union	PROPN
ajfa-13929	591	15	.	.	PUNCT
ajfa-13929	592	1	international	international	ADJ
ajfa-13929	592	2	business	business	NOUN
ajfa-13929	592	3	and	and	CCONJ
ajfa-13929	592	4	finance	finance	NOUN
ajfa-13929	592	5	,	,	PUNCT
ajfa-13929	592	6	21	21	NUM
ajfa-13929	592	7	,	,	PUNCT
ajfa-13929	592	8	222	222	NUM
ajfa-13929	592	9	-	-	SYM
ajfa-13929	592	10	237	237	NUM
ajfa-13929	592	11	.	.	PUNCT
ajfa-13929	593	1	https://doi.org/10.1016/j.ribaf.2006.03.007	https://doi.org/10.1016/j.ribaf.2006.03.007	VERB
ajfa-13929	593	2	.	.	PUNCT
ajfa-13929	594	1	pathan	pathan	PROPN
ajfa-13929	594	2	,	,	PUNCT
ajfa-13929	594	3	s.	s.	PROPN
ajfa-13929	594	4	(	(	PUNCT
ajfa-13929	594	5	2009	2009	NUM
ajfa-13929	594	6	)	)	PUNCT
ajfa-13929	594	7	.	.	PUNCT
ajfa-13929	595	1	strong	strong	ADJ
ajfa-13929	595	2	boards	board	NOUN
ajfa-13929	595	3	,	,	PUNCT
ajfa-13929	595	4	ceo	ceo	NOUN
ajfa-13929	595	5	power	power	NOUN
ajfa-13929	595	6	and	and	CCONJ
ajfa-13929	595	7	bank	bank	NOUN
ajfa-13929	595	8	risk	risk	NOUN
ajfa-13929	595	9	-	-	PUNCT
ajfa-13929	595	10	taking	taking	NOUN
ajfa-13929	595	11	.	.	PUNCT
ajfa-13929	596	1	journal	journal	NOUN
ajfa-13929	596	2	of	of	ADP
ajfa-13929	596	3	banking	banking	NOUN
ajfa-13929	596	4	and	and	CCONJ
ajfa-13929	596	5	finance	finance	NOUN
ajfa-13929	596	6	,	,	PUNCT
ajfa-13929	596	7	33	33	NUM
ajfa-13929	596	8	,	,	PUNCT
ajfa-13929	596	9	1340	1340	NUM
ajfa-13929	596	10	-	-	SYM
ajfa-13929	596	11	1350	1350	NUM
ajfa-13929	596	12	.	.	PUNCT
ajfa-13929	597	1	https://doi.org/10.1016/j.jbankfin.2009.02.001	https://doi.org/10.1016/j.jbankfin.2009.02.001	NOUN
ajfa-13929	597	2	.	.	PUNCT
ajfa-13929	598	1	saunders	saunders	PROPN
ajfa-13929	598	2	,	,	PUNCT
ajfa-13929	598	3	a.	a.	PROPN
ajfa-13929	598	4	,strock	,strock	PUNCT
ajfa-13929	598	5	e.	e.	PROPN
ajfa-13929	598	6	,	,	PUNCT
ajfa-13929	598	7	&	&	CCONJ
ajfa-13929	598	8	travlos	travlos	PROPN
ajfa-13929	598	9	n.	n.	PROPN
ajfa-13929	598	10	(	(	PUNCT
ajfa-13929	598	11	1990	1990	NUM
ajfa-13929	598	12	)	)	PUNCT
ajfa-13929	598	13	.	.	PUNCT
ajfa-13929	599	1	ownership	ownership	NOUN
ajfa-13929	599	2	structure	structure	NOUN
ajfa-13929	599	3	,	,	PUNCT
ajfa-13929	599	4	deregulation	deregulation	NOUN
ajfa-13929	599	5	and	and	CCONJ
ajfa-13929	599	6	bank	bank	NOUN
ajfa-13929	599	7	risk	risk	NOUN
ajfa-13929	599	8	taking	taking	NOUN
ajfa-13929	599	9	.	.	PUNCT
ajfa-13929	600	1	journal	journal	PROPN
ajfa-13929	600	2	of	of	ADP
ajfa-13929	600	3	finance	finance	NOUN
ajfa-13929	600	4	45	45	NUM
ajfa-13929	600	5	,	,	PUNCT
ajfa-13929	600	6	643–654	643–654	NUM
ajfa-13929	600	7	.	.	PUNCT
ajfa-13929	601	1	https://doi.org/10.1111/j.1540-6261.1990.tb03709.x	https://doi.org/10.1111/j.1540-6261.1990.tb03709.x	PROPN
ajfa-13929	601	2	.	.	PUNCT
ajfa-13929	602	1	shkendije	shkendije	PROPN
ajfa-13929	602	2	h.	h.	PROPN
ajfa-13929	602	3	(	(	PUNCT
ajfa-13929	602	4	2014	2014	NUM
ajfa-13929	602	5	)	)	PUNCT
ajfa-13929	602	6	.	.	PUNCT
ajfa-13929	603	1	corporate	corporate	ADJ
ajfa-13929	603	2	governance	governance	NOUN
ajfa-13929	603	3	in	in	ADP
ajfa-13929	603	4	banks	bank	NOUN
ajfa-13929	603	5	and	and	CCONJ
ajfa-13929	603	6	its	its	PRON
ajfa-13929	603	7	impact	impact	NOUN
ajfa-13929	603	8	on	on	ADP
ajfa-13929	603	9	risk	risk	NOUN
ajfa-13929	603	10	and	and	CCONJ
ajfa-13929	603	11	performance	performance	NOUN
ajfa-13929	603	12	:	:	PUNCT
ajfa-13929	603	13	review	review	NOUN
ajfa-13929	603	14	of	of	ADP
ajfa-13929	603	15	literature	literature	NOUN
ajfa-13929	603	16	on	on	ADP
ajfa-13929	603	17	the	the	DET
ajfa-13929	603	18	selected	select	VERB
ajfa-13929	603	19	governance	governance	NOUN
ajfa-13929	603	20	mechanisms	mechanism	NOUN
ajfa-13929	603	21	.	.	PUNCT
ajfa-13929	604	1	journal	journal	NOUN
ajfa-13929	604	2	of	of	ADP
ajfa-13929	604	3	central	central	ADJ
ajfa-13929	604	4	banking	banking	NOUN
ajfa-13929	604	5	theory	theory	NOUN
ajfa-13929	604	6	and	and	CCONJ
ajfa-13929	604	7	practice	practice	NOUN
ajfa-13929	604	8	,	,	PUNCT
ajfa-13929	604	9	central	central	ADJ
ajfa-13929	604	10	bank	bank	NOUN
ajfa-13929	604	11	of	of	ADP
ajfa-13929	604	12	montenegro	montenegro	PROPN
ajfa-13929	604	13	,	,	PUNCT
ajfa-13929	604	14	3(3	3(3	NUM
ajfa-13929	604	15	)	)	PUNCT
ajfa-13929	604	16	,	,	PUNCT
ajfa-13929	604	17	53	53	NUM
ajfa-13929	604	18	-	-	SYM
ajfa-13929	604	19	85	85	NUM
ajfa-13929	604	20	.	.	PUNCT
ajfa-13929	605	1	srairis	srairis	PROPN
ajfa-13929	605	2	.	.	PUNCT
ajfa-13929	606	1	(	(	PUNCT
ajfa-13929	606	2	2013	2013	NUM
ajfa-13929	606	3	)	)	PUNCT
ajfa-13929	606	4	.	.	PUNCT
ajfa-13929	607	1	ownership	ownership	NOUN
ajfa-13929	607	2	structure	structure	NOUN
ajfa-13929	607	3	and	and	CCONJ
ajfa-13929	607	4	risk	risk	NOUN
ajfa-13929	607	5	-	-	PUNCT
ajfa-13929	607	6	taking	take	VERB
ajfa-13929	607	7	behaviour	behaviour	NOUN
ajfa-13929	607	8	in	in	ADP
ajfa-13929	607	9	conventional	conventional	ADJ
ajfa-13929	607	10	and	and	CCONJ
ajfa-13929	607	11	islamic	islamic	ADJ
ajfa-13929	607	12	banks	bank	NOUN
ajfa-13929	607	13	:	:	PUNCT
ajfa-13929	607	14	evidence	evidence	NOUN
ajfa-13929	607	15	for	for	ADP
ajfa-13929	607	16	mena	mena	PROPN
ajfa-13929	607	17	countries	countries	PROPN
ajfa-13929	607	18	.	.	PUNCT
ajfa-13929	608	1	borsa	borsa	PROPN
ajfa-13929	608	2	istanbul	istanbul	PROPN
ajfa-13929	608	3	review	review	PROPN
ajfa-13929	608	4	,	,	PUNCT
ajfa-13929	608	5	13(4	13(4	NUM
ajfa-13929	608	6	)	)	PUNCT
ajfa-13929	608	7	.	.	PUNCT
ajfa-13929	609	1	stiroh	stiroh	PROPN
ajfa-13929	609	2	,	,	PUNCT
ajfa-13929	609	3	k.	k.	PROPN
ajfa-13929	609	4	,	,	PUNCT
ajfa-13929	609	5	&	&	CCONJ
ajfa-13929	609	6	rumble	rumble	ADJ
ajfa-13929	609	7	a.	a.	NOUN
ajfa-13929	609	8	(	(	PUNCT
ajfa-13929	609	9	2006	2006	NUM
ajfa-13929	609	10	)	)	PUNCT
ajfa-13929	609	11	.	.	PUNCT
ajfa-13929	610	1	the	the	DET
ajfa-13929	610	2	dark	dark	ADJ
ajfa-13929	610	3	side	side	NOUN
ajfa-13929	610	4	of	of	ADP
ajfa-13929	610	5	diversifcation	diversifcation	NOUN
ajfa-13929	610	6	:	:	PUNCT
ajfa-13929	610	7	the	the	DET
ajfa-13929	610	8	case	case	NOUN
ajfa-13929	610	9	of	of	ADP
ajfa-13929	610	10	us	us	PROPN
ajfa-13929	610	11	financial	financial	ADJ
ajfa-13929	610	12	holding	hold	VERB
ajfa-13929	610	13	companies	company	NOUN
ajfa-13929	610	14	.	.	PUNCT
ajfa-13929	611	1	journal	journal	NOUN
ajfa-13929	611	2	of	of	ADP
ajfa-13929	611	3	banking	banking	NOUN
ajfa-13929	611	4	and	and	CCONJ
ajfa-13929	611	5	finance	finance	NOUN
ajfa-13929	611	6	,	,	PUNCT
ajfa-13929	611	7	30(8	30(8	NUM
ajfa-13929	611	8	)	)	PUNCT
ajfa-13929	611	9	,	,	PUNCT
ajfa-13929	611	10	2131	2131	NUM
ajfa-13929	611	11	-	-	SYM
ajfa-13929	611	12	2161	2161	NUM
ajfa-13929	611	13	asian	asian	ADJ
ajfa-13929	611	14	journal	journal	NOUN
ajfa-13929	611	15	of	of	ADP
ajfa-13929	611	16	finance	finance	PROPN
ajfa-13929	611	17	&	&	CCONJ
ajfa-13929	611	18	accounting	accounting	PROPN
ajfa-13929	611	19	issn	issn	PROPN
ajfa-13929	611	20	1946	1946	NUM
ajfa-13929	611	21	-	-	PUNCT
ajfa-13929	611	22	052x	052x	PROPN
ajfa-13929	611	23	2019	2019	NUM
ajfa-13929	611	24	,	,	PUNCT
ajfa-13929	611	25	vol	vol	NOUN
ajfa-13929	611	26	.	.	PROPN
ajfa-13929	611	27	11	11	NUM
ajfa-13929	611	28	,	,	PUNCT
ajfa-13929	611	29	no	no	INTJ
ajfa-13929	611	30	.	.	NOUN
ajfa-13929	611	31	2	2	NUM
ajfa-13929	611	32	ajfa.macrothink.org/	ajfa.macrothink.org/	NOUN
ajfa-13929	611	33	168	168	NUM
ajfa-13929	611	34	https://doi.org/10.1016/j.jbankfin.2005.04.030	https://doi.org/10.1016/j.jbankfin.2005.04.030	PROPN
ajfa-13929	611	35	.	.	PUNCT
ajfa-13929	612	1	sumner	sumner	PROPN
ajfa-13929	612	2	s.	s.	PROPN
ajfa-13929	612	3	,	,	PUNCT
ajfa-13929	612	4	&	&	CCONJ
ajfa-13929	612	5	webb	webb	PROPN
ajfa-13929	612	6	e.	e.	PROPN
ajfa-13929	612	7	(	(	PUNCT
ajfa-13929	612	8	2005	2005	NUM
ajfa-13929	612	9	)	)	PUNCT
ajfa-13929	612	10	.	.	PUNCT
ajfa-13929	613	1	does	do	AUX
ajfa-13929	613	2	corporate	corporate	ADJ
ajfa-13929	613	3	governance	governance	NOUN
ajfa-13929	613	4	determine	determine	VERB
ajfa-13929	613	5	bank	bank	PROPN
ajfa-13929	613	6	loan	loan	NOUN
ajfa-13929	613	7	portfolio	portfolio	NOUN
ajfa-13929	613	8	choice	choice	NOUN
ajfa-13929	613	9	?	?	PUNCT
ajfa-13929	613	10	.	.	PUNCT
ajfa-13929	614	1	journal	journal	PROPN
ajfa-13929	614	2	of	of	ADP
ajfa-13929	614	3	academy	academy	PROPN
ajfa-13929	614	4	of	of	ADP
ajfa-13929	614	5	business	business	NOUN
ajfa-13929	614	6	and	and	CCONJ
ajfa-13929	614	7	economics	economic	NOUN
ajfa-13929	614	8	.	.	PUNCT
ajfa-13929	615	1	switzer	switzer	PROPN
ajfa-13929	615	2	l.	l.	PROPN
ajfa-13929	615	3	(	(	PUNCT
ajfa-13929	615	4	2012	2012	NUM
ajfa-13929	615	5	)	)	PUNCT
ajfa-13929	615	6	.	.	PUNCT
ajfa-13929	616	1	the	the	DET
ajfa-13929	616	2	relative	relative	ADJ
ajfa-13929	616	3	performance	performance	NOUN
ajfa-13929	616	4	of	of	ADP
ajfa-13929	616	5	small	small	ADJ
ajfa-13929	616	6	cap	cap	NOUN
ajfa-13929	616	7	firms	firm	NOUN
ajfa-13929	616	8	and	and	CCONJ
ajfa-13929	616	9	default	default	NOUN
ajfa-13929	616	10	risk	risk	NOUN
ajfa-13929	616	11	across	across	ADP
ajfa-13929	616	12	the	the	DET
ajfa-13929	616	13	business	business	NOUN
ajfa-13929	616	14	cycle	cycle	NOUN
ajfa-13929	616	15	:	:	PUNCT
ajfa-13929	616	16	international	international	ADJ
ajfa-13929	616	17	evidence	evidence	NOUN
ajfa-13929	616	18	.	.	PUNCT
ajfa-13929	617	1	international	international	ADJ
ajfa-13929	617	2	journal	journal	NOUN
ajfa-13929	617	3	of	of	ADP
ajfa-13929	617	4	business,17(4	business,17(4	PROPN
ajfa-13929	617	5	)	)	PUNCT
ajfa-13929	617	6	.	.	PUNCT
ajfa-13929	618	1	switzer	switzer	PROPN
ajfa-13929	618	2	l.	l.	PROPN
ajfa-13929	618	3	(	(	PUNCT
ajfa-13929	618	4	2013	2013	NUM
ajfa-13929	618	5	)	)	PUNCT
ajfa-13929	618	6	.	.	PUNCT
ajfa-13929	619	1	default	default	NOUN
ajfa-13929	619	2	risk	risk	NOUN
ajfa-13929	619	3	estimation	estimation	NOUN
ajfa-13929	619	4	,	,	PUNCT
ajfa-13929	619	5	bank	bank	NOUN
ajfa-13929	619	6	credit	credit	NOUN
ajfa-13929	619	7	risk	risk	NOUN
ajfa-13929	619	8	,	,	PUNCT
ajfa-13929	619	9	and	and	CCONJ
ajfa-13929	619	10	corporate	corporate	ADJ
ajfa-13929	619	11	governance	governance	NOUN
ajfa-13929	619	12	.	.	PUNCT
ajfa-13929	620	1	financial	financial	ADJ
ajfa-13929	620	2	markets	market	NOUN
ajfa-13929	620	3	,	,	PUNCT
ajfa-13929	620	4	institutions	institution	NOUN
ajfa-13929	620	5	&	&	CCONJ
ajfa-13929	620	6	instruments	instrument	NOUN
ajfa-13929	620	7	,	,	PUNCT
ajfa-13929	620	8	22(2	22(2	NUM
ajfa-13929	620	9	)	)	PUNCT
ajfa-13929	620	10	,	,	PUNCT
ajfa-13929	620	11	91	91	NUM
ajfa-13929	620	12	-	-	SYM
ajfa-13929	620	13	112	112	NUM
ajfa-13929	620	14	.	.	PUNCT
ajfa-13929	621	1	taylor	taylor	PROPN
ajfa-13929	621	2	,	,	PUNCT
ajfa-13929	621	3	j.b	j.b	PROPN
ajfa-13929	621	4	.	.	PUNCT
ajfa-13929	621	5	(	(	PUNCT
ajfa-13929	621	6	2009	2009	NUM
ajfa-13929	621	7	)	)	PUNCT
ajfa-13929	621	8	.	.	PUNCT
ajfa-13929	622	1	the	the	DET
ajfa-13929	622	2	financial	financial	ADJ
ajfa-13929	622	3	crisis	crisis	NOUN
ajfa-13929	622	4	and	and	CCONJ
ajfa-13929	622	5	the	the	DET
ajfa-13929	622	6	policy	policy	NOUN
ajfa-13929	622	7	responses	response	NOUN
ajfa-13929	622	8	:	:	PUNCT
ajfa-13929	622	9	an	an	DET
ajfa-13929	622	10	empirical	empirical	ADJ
ajfa-13929	622	11	analysis	analysis	NOUN
ajfa-13929	622	12	of	of	ADP
ajfa-13929	622	13	what	what	PRON
ajfa-13929	622	14	went	go	VERB
ajfa-13929	622	15	wrong	wrong	ADJ
ajfa-13929	622	16	.	.	PUNCT
ajfa-13929	623	1	national	national	ADJ
ajfa-13929	623	2	bureau	bureau	PROPN
ajfa-13929	623	3	of	of	ADP
ajfa-13929	623	4	economic	economic	ADJ
ajfa-13929	623	5	research	research	NOUN
ajfa-13929	623	6	working	working	NOUN
ajfa-13929	623	7	paper	paper	NOUN
ajfa-13929	623	8	,	,	PUNCT
ajfa-13929	623	9	14631	14631	NUM
ajfa-13929	623	10	.	.	PUNCT
ajfa-13929	624	1	webb	webb	PROPN
ajfa-13929	624	2	,	,	PUNCT
ajfa-13929	624	3	d.	d.	PROPN
ajfa-13929	624	4	c.	c.	PROPN
ajfa-13929	624	5	(	(	PUNCT
ajfa-13929	624	6	1992	1992	NUM
ajfa-13929	624	7	)	)	PUNCT
ajfa-13929	624	8	.	.	PUNCT
ajfa-13929	625	1	two	two	NUM
ajfa-13929	625	2	-	-	PUNCT
ajfa-13929	625	3	period	period	NOUN
ajfa-13929	625	4	financial	financial	ADJ
ajfa-13929	625	5	contracts	contract	NOUN
ajfa-13929	625	6	with	with	ADP
ajfa-13929	625	7	private	private	ADJ
ajfa-13929	625	8	information	information	NOUN
ajfa-13929	625	9	and	and	CCONJ
ajfa-13929	625	10	costly	costly	ADJ
ajfa-13929	625	11	,	,	PUNCT
ajfa-13929	625	12	state	state	NOUN
ajfa-13929	625	13	verification	verification	NOUN
ajfa-13929	625	14	.	.	PUNCT
ajfa-13929	626	1	the	the	DET
ajfa-13929	626	2	quarterly	quarterly	ADJ
ajfa-13929	626	3	journal	journal	NOUN
ajfa-13929	626	4	of	of	ADP
ajfa-13929	626	5	economics	economic	NOUN
ajfa-13929	626	6	,	,	PUNCT
ajfa-13929	626	7	107,1113	107,1113	NUM
ajfa-13929	626	8	-	-	SYM
ajfa-13929	626	9	1123	1123	NUM
ajfa-13929	626	10	.	.	PUNCT
ajfa-13929	627	1	https://doi.org/10.2307/2118378	https://doi.org/10.2307/2118378	X
ajfa-13929	627	2	.	.	PUNCT
ajfa-13929	628	1	zaghdoudik	zaghdoudik	PROPN
ajfa-13929	628	2	.	.	PROPN
ajfa-13929	628	3	,	,	PUNCT
ajfa-13929	628	4	&	&	CCONJ
ajfa-13929	628	5	hakimi	hakimi	PROPN
ajfa-13929	628	6	a.	a.	PROPN
ajfa-13929	628	7	(	(	PUNCT
ajfa-13929	628	8	2017	2017	NUM
ajfa-13929	628	9	)	)	PUNCT
ajfa-13929	628	10	.	.	PUNCT
ajfa-13929	629	1	liquidity	liquidity	NOUN
ajfa-13929	629	2	risk	risk	NOUN
ajfa-13929	629	3	and	and	CCONJ
ajfa-13929	629	4	bank	bank	NOUN
ajfa-13929	629	5	performance	performance	NOUN
ajfa-13929	629	6	:	:	PUNCT
ajfa-13929	629	7	an	an	DET
ajfa-13929	629	8	empirical	empirical	ADJ
ajfa-13929	629	9	test	test	NOUN
ajfa-13929	629	10	for	for	ADP
ajfa-13929	629	11	tunisian	tunisian	ADJ
ajfa-13929	629	12	banks	bank	NOUN
ajfa-13929	629	13	.	.	PUNCT
ajfa-13929	630	1	business	business	NOUN
ajfa-13929	630	2	economic	economic	ADJ
ajfa-13929	630	3	research	research	NOUN
ajfa-13929	630	4	,	,	PUNCT
ajfa-13929	630	5	7(1	7(1	NUM
ajfa-13929	630	6	)	)	PUNCT
ajfa-13929	630	7	,	,	PUNCT
ajfa-13929	630	8	46	46	NUM
ajfa-13929	630	9	-	-	SYM
ajfa-13929	630	10	57	57	NUM
ajfa-13929	630	11	.	.	PUNCT
ajfa-13929	631	1	zaghdoudik	zaghdoudik	X
ajfa-13929	631	2	.	.	PROPN
ajfa-13929	632	1	and	and	CCONJ
ajfa-13929	632	2	hakimia	hakimia	PROPN
ajfa-13929	632	3	.	.	PUNCT
ajfa-13929	633	1	(	(	PUNCT
ajfa-13929	633	2	2017	2017	NUM
ajfa-13929	633	3	)	)	PUNCT
ajfa-13929	633	4	.	.	PUNCT
ajfa-13929	634	1	the	the	DET
ajfa-13929	634	2	determinants	determinant	NOUN
ajfa-13929	634	3	of	of	ADP
ajfa-13929	634	4	liquidity	liquidity	NOUN
ajfa-13929	634	5	risk	risk	NOUN
ajfa-13929	634	6	:	:	PUNCT
ajfa-13929	634	7	evidence	evidence	NOUN
ajfa-13929	634	8	from	from	ADP
ajfa-13929	634	9	tunisian	tunisian	ADJ
ajfa-13929	634	10	banks	bank	NOUN
ajfa-13929	634	11	.	.	PUNCT
ajfa-13929	635	1	journal	journal	PROPN
ajfa-13929	635	2	of	of	ADP
ajfa-13929	635	3	applied	apply	VERB
ajfa-13929	635	4	finance	finance	NOUN
ajfa-13929	635	5	and	and	CCONJ
ajfa-13929	635	6	banking	banking	NOUN
ajfa-13929	635	7	,	,	PUNCT
ajfa-13929	635	8	7(2,5	7(2,5	NUM
ajfa-13929	635	9	)	)	PUNCT
ajfa-13929	635	10	,	,	PUNCT
ajfa-13929	635	11	71	71	NUM
ajfa-13929	635	12	-	-	SYM
ajfa-13929	635	13	81	81	NUM
ajfa-13929	635	14	.	.	PUNCT
ajfa-13929	636	1	appendix	appendix	VERB
ajfa-13929	636	2	appendix1	appendix1	NOUN
ajfa-13929	636	3	.	.	PUNCT
ajfa-13929	637	1	evolution	evolution	NOUN
ajfa-13929	637	2	of	of	ADP
ajfa-13929	637	3	deposits	deposit	NOUN
ajfa-13929	637	4	and	and	CCONJ
ajfa-13929	637	5	credit	credit	NOUN
ajfa-13929	637	6	of	of	ADP
ajfa-13929	637	7	tunisian	tunisian	ADJ
ajfa-13929	637	8	banks	bank	NOUN
ajfa-13929	637	9	per	per	ADP
ajfa-13929	637	10	mtdn	mtdn	PROPN
ajfa-13929	637	11	deposits	deposit	VERB
ajfa-13929	637	12	evolution	evolution	NOUN
ajfa-13929	637	13	credits	credit	NOUN
ajfa-13929	637	14	evolution	evolution	NOUN
ajfa-13929	637	15	rang	ring	VERB
ajfa-13929	637	16	denomination	denomination	NOUN
ajfa-13929	637	17	abbreviation	abbreviation	NOUN
ajfa-13929	637	18	2016	2016	NUM
ajfa-13929	637	19	2015	2015	NUM
ajfa-13929	637	20	var	var	NOUN
ajfa-13929	637	21	2016	2016	NUM
ajfa-13929	637	22	2015	2015	NUM
ajfa-13929	637	23	var	var	NOUN
ajfa-13929	637	24	1	1	NUM
ajfa-13929	637	25	amen	amen	INTJ
ajfa-13929	637	26	bank	bank	PROPN
ajfa-13929	637	27	ab	ab	PROPN
ajfa-13929	637	28	5,116,107	5,116,107	NUM
ajfa-13929	637	29	5,142,391	5,142,391	NUM
ajfa-13929	637	30	-0.5	-0.5	NUM
ajfa-13929	637	31	%	%	NOUN
ajfa-13929	637	32	5,890,736	5,890,736	NUM
ajfa-13929	637	33	5,971,463	5,971,463	NUM
ajfa-13929	637	34	-1.4	-1.4	NUM
ajfa-13929	637	35	%	%	NOUN
ajfa-13929	637	36	2	2	NUM
ajfa-13929	637	37	arab	arab	ADJ
ajfa-13929	637	38	tunisian	tunisian	PROPN
ajfa-13929	637	39	bank	bank	PROPN
ajfa-13929	637	40	atb	atb	PROPN
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ajfa-13929	637	42	3,876,934	3,876,934	NUM
ajfa-13929	637	43	5.3	5.3	NUM
ajfa-13929	637	44	%	%	NOUN
ajfa-13929	637	45	3,665,425	3,665,425	NUM
ajfa-13929	637	46	3,331,679	3,331,679	NUM
ajfa-13929	637	47	10.0	10.0	NUM
ajfa-13929	637	48	%	%	NOUN
ajfa-13929	637	49	3	3	NUM
ajfa-13929	637	50	attijari	attijari	PROPN
ajfa-13929	637	51	bank	bank	NOUN
ajfa-13929	637	52	attijari	attijari	NOUN
ajfa-13929	637	53	5,460,301	5,460,301	NUM
ajfa-13929	637	54	4,870,850	4,870,850	NUM
ajfa-13929	637	55	12.1	12.1	NUM
ajfa-13929	637	56	%	%	NOUN
ajfa-13929	637	57	4,482,854	4,482,854	NUM
ajfa-13929	637	58	3,836,075	3,836,075	NUM
ajfa-13929	637	59	16.9	16.9	NUM
ajfa-13929	637	60	%	%	NOUN
ajfa-13929	637	61	4	4	NUM
ajfa-13929	637	62	international	international	PROPN
ajfa-13929	637	63	arab	arab	ADJ
ajfa-13929	637	64	bank	bank	PROPN
ajfa-13929	637	65	of	of	ADP
ajfa-13929	637	66	tunisia	tunisia	PROPN
ajfa-13929	637	67	biat	biat	NOUN
ajfa-13929	637	68	9,078,141	9,078,141	NUM
ajfa-13929	637	69	8,092,342	8,092,342	NUM
ajfa-13929	637	70	12.2	12.2	NUM
ajfa-13929	637	71	%	%	NOUN
ajfa-13929	637	72	7,679,218	7,679,218	NUM
ajfa-13929	637	73	6,583,294	6,583,294	NUM
ajfa-13929	637	74	16.6	16.6	NUM
ajfa-13929	637	75	%	%	NOUN
ajfa-13929	637	76	5	5	NUM
ajfa-13929	637	77	bank	bank	NOUN
ajfa-13929	637	78	of	of	ADP
ajfa-13929	637	79	tunisia	tunisia	PROPN
ajfa-13929	637	80	bt	bt	VERB
ajfa-13929	637	81	3,153,153	3,153,153	NUM
ajfa-13929	637	82	2,847,254	2,847,254	NUM
ajfa-13929	637	83	10.7	10.7	NUM
ajfa-13929	637	84	%	%	NOUN
ajfa-13929	637	85	3,655,442	3,655,442	NUM
ajfa-13929	637	86	3,412,300	3,412,300	NUM
ajfa-13929	637	87	7.1	7.1	NUM
ajfa-13929	637	88	%	%	NOUN
ajfa-13929	637	89	6	6	NUM
ajfa-13929	637	90	banking	banking	NOUN
ajfa-13929	637	91	union	union	NOUN
ajfa-13929	637	92	for	for	ADP
ajfa-13929	637	93	trade	trade	NOUN
ajfa-13929	637	94	and	and	CCONJ
ajfa-13929	637	95	industry	industry	NOUN
ajfa-13929	637	96	ubci	ubci	PROPN
ajfa-13929	637	97	2,248,441	2,248,441	NUM
ajfa-13929	637	98	1,958,564	1,958,564	NUM
ajfa-13929	637	99	14.8	14.8	NUM
ajfa-13929	637	100	%	%	NOUN
ajfa-13929	637	101	2,561,769	2,561,769	NUM
ajfa-13929	637	102	2,381,519	2,381,519	NUM
ajfa-13929	637	103	7.6	7.6	NUM
ajfa-13929	637	104	%	%	NOUN
ajfa-13929	637	105	7	7	NUM
ajfa-13929	637	106	international	international	ADJ
ajfa-13929	637	107	union	union	NOUN
ajfa-13929	637	108	of	of	ADP
ajfa-13929	637	109	banks	bank	NOUN
ajfa-13929	637	110	uib	uib	VERB
ajfa-13929	637	111	3,661,507	3,661,507	NUM
ajfa-13929	637	112	3,402,263	3,402,263	NUM
ajfa-13929	637	113	7.6	7.6	NUM
ajfa-13929	637	114	%	%	NOUN
ajfa-13929	637	115	4,126,831	4,126,831	NUM
ajfa-13929	637	116	3,725,437	3,725,437	NUM
ajfa-13929	637	117	10.8	10.8	NUM
ajfa-13929	637	118	%	%	NOUN
ajfa-13929	637	119	8	8	NUM
ajfa-13929	637	120	housing	housing	NOUN
ajfa-13929	637	121	bank	bank	NOUN
ajfa-13929	637	122	bh	bh	NOUN
ajfa-13929	637	123	5,260,709	5,260,709	NUM
ajfa-13929	637	124	4,696,798	4,696,798	NUM
ajfa-13929	637	125	12.0	12.0	NUM
ajfa-13929	637	126	%	%	NOUN
ajfa-13929	637	127	6,264,672	6,264,672	NUM
ajfa-13929	637	128	5,342,413	5,342,413	NUM
ajfa-13929	637	129	17.3	17.3	NUM
ajfa-13929	637	130	%	%	NOUN
ajfa-13929	637	131	9	9	NUM
ajfa-13929	637	132	national	national	ADJ
ajfa-13929	637	133	agricultural	agricultural	PROPN
ajfa-13929	637	134	bank	bank	PROPN
ajfa-13929	637	135	bna	bna	PROPN
ajfa-13929	637	136	6,946,257	6,946,257	NUM
ajfa-13929	637	137	6,247,322	6,247,322	NUM
ajfa-13929	637	138	11.2	11.2	NUM
ajfa-13929	637	139	%	%	NOUN
ajfa-13929	637	140	7,286,380	7,286,380	NUM
ajfa-13929	637	141	6,818,824	6,818,824	NUM
ajfa-13929	637	142	6.9	6.9	NUM
ajfa-13929	637	143	%	%	NOUN
ajfa-13929	637	144	10	10	NUM
ajfa-13929	637	145	tunisian	tunisian	ADJ
ajfa-13929	637	146	bank	bank	NOUN
ajfa-13929	637	147	company	company	NOUN
ajfa-13929	637	148	stb	stb	PROPN
ajfa-13929	637	149	5443,353	5443,353	NUM
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ajfa-13929	637	151	3.0	3.0	NUM
ajfa-13929	637	152	%	%	NOUN
ajfa-13929	637	153	5,588,166	5,588,166	NUM
ajfa-13929	637	154	5,341,440	5,341,440	NUM
ajfa-13929	637	155	4.6	4.6	NUM
ajfa-13929	637	156	%	%	NOUN
ajfa-13929	637	157	total	total	NOUN
ajfa-13929	637	158	46,367,969	46,367,969	NUM
ajfa-13929	637	159	42,542,865	42,542,865	NUM
ajfa-13929	637	160	8.6	8.6	NUM
ajfa-13929	637	161	%	%	NOUN
ajfa-13929	637	162	40,249,688	40,249,688	NUM
ajfa-13929	637	163	43,412,765	43,412,765	NUM
ajfa-13929	637	164	9.6	9.6	NUM
ajfa-13929	637	165	%	%	NOUN
ajfa-13929	637	166	source	source	NOUN
ajfa-13929	637	167	:	:	PUNCT
ajfa-13929	637	168	data	datum	NOUN
ajfa-13929	637	169	extracted	extract	VERB
ajfa-13929	637	170	from	from	ADP
ajfa-13929	637	171	the	the	DET
ajfa-13929	637	172	ranking	ranking	NOUN
ajfa-13929	637	173	of	of	ADP
ajfa-13929	637	174	tunisian	tunisian	ADJ
ajfa-13929	637	175	banks	bank	NOUN
ajfa-13929	637	176	for	for	ADP
ajfa-13929	637	177	the	the	DET
ajfa-13929	637	178	year	year	NOUN
ajfa-13929	637	179	2014	2014	NUM
ajfa-13929	637	180	and	and	CCONJ
ajfa-13929	637	181	2015	2015	NUM
ajfa-13929	637	182	by	by	ADP
ajfa-13929	637	183	the	the	DET
ajfa-13929	637	184	tse	tse	PROPN
ajfa-13929	637	185	.	.	PUNCT