id	sid	tid	token	lemma	pos
ajfa-14455	1	1	microsoft	microsoft	PROPN
ajfa-14455	1	2	word	word	NOUN
ajfa-14455	1	3	14455-writer2-new.doc	14455-writer2-new.doc	NUM
ajfa-14455	1	4	asian	asian	ADJ
ajfa-14455	1	5	journal	journal	NOUN
ajfa-14455	1	6	of	of	ADP
ajfa-14455	1	7	finance	finance	PROPN
ajfa-14455	1	8	&	&	CCONJ
ajfa-14455	1	9	accounting	accounting	PROPN
ajfa-14455	1	10	issn	issn	PROPN
ajfa-14455	1	11	1946	1946	NUM
ajfa-14455	1	12	-	-	PUNCT
ajfa-14455	1	13	052x	052x	PROPN
ajfa-14455	1	14	2019	2019	NUM
ajfa-14455	1	15	,	,	PUNCT
ajfa-14455	1	16	vol	vol	NOUN
ajfa-14455	1	17	.	.	PROPN
ajfa-14455	1	18	11	11	NUM
ajfa-14455	1	19	,	,	PUNCT
ajfa-14455	1	20	no	no	INTJ
ajfa-14455	1	21	.	.	NOUN
ajfa-14455	1	22	1	1	NUM
ajfa-14455	1	23	111	111	NUM
ajfa-14455	1	24	ajfa.macrothink.org	ajfa.macrothink.org	ADJ
ajfa-14455	1	25	bank	bank	NOUN
ajfa-14455	1	26	failure	failure	NOUN
ajfa-14455	1	27	:	:	PUNCT
ajfa-14455	1	28	a	a	DET
ajfa-14455	1	29	new	new	ADJ
ajfa-14455	1	30	approach	approach	NOUN
ajfa-14455	1	31	to	to	ADP
ajfa-14455	1	32	prediction	prediction	NOUN
ajfa-14455	1	33	and	and	CCONJ
ajfa-14455	2	1	supervision	supervision	NOUN
ajfa-14455	2	2	calvin	calvin	PROPN
ajfa-14455	2	3	w.	w.	PROPN
ajfa-14455	2	4	h.	h.	PROPN
ajfa-14455	2	5	cheong	cheong	PROPN
ajfa-14455	2	6	(	(	PUNCT
ajfa-14455	2	7	corresponding	corresponding	ADJ
ajfa-14455	2	8	author	author	NOUN
ajfa-14455	2	9	)	)	PUNCT
ajfa-14455	2	10	faculty	faculty	NOUN
ajfa-14455	2	11	of	of	ADP
ajfa-14455	2	12	business	business	NOUN
ajfa-14455	2	13	,	,	PUNCT
ajfa-14455	2	14	design	design	NOUN
ajfa-14455	2	15	and	and	CCONJ
ajfa-14455	2	16	arts	art	NOUN
ajfa-14455	2	17	,	,	PUNCT
ajfa-14455	2	18	swinburne	swinburne	ADJ
ajfa-14455	2	19	university	university	PROPN
ajfa-14455	2	20	of	of	ADP
ajfa-14455	2	21	technology	technology	PROPN
ajfa-14455	2	22	sarawak	sarawak	PROPN
ajfa-14455	2	23	jalan	jalan	PROPN
ajfa-14455	2	24	simpang	simpang	PROPN
ajfa-14455	2	25	tiga	tiga	PROPN
ajfa-14455	2	26	,	,	PUNCT
ajfa-14455	2	27	93350	93350	NUM
ajfa-14455	2	28	kuching	kuching	NOUN
ajfa-14455	2	29	,	,	PUNCT
ajfa-14455	2	30	malayis	malayis	NOUN
ajfa-14455	2	31	tel	tel	NOUN
ajfa-14455	2	32	:	:	PUNCT
ajfa-14455	2	33	60	60	NUM
ajfa-14455	2	34	-	-	SYM
ajfa-14455	2	35	82	82	NUM
ajfa-14455	2	36	-	-	PUNCT
ajfa-14455	2	37	260	260	NUM
ajfa-14455	2	38	-	-	PUNCT
ajfa-14455	2	39	996	996	NUM
ajfa-14455	2	40	e	e	NOUN
ajfa-14455	2	41	-	-	NOUN
ajfa-14455	2	42	mail	mail	NOUN
ajfa-14455	2	43	:	:	PUNCT
ajfa-14455	2	44	ccheong@swinburne.edu.my	ccheong@swinburne.edu.my	ADJ
ajfa-14455	2	45	sockalingam	sockalingam	PROPN
ajfa-14455	2	46	ramasamy	ramasamy	PROPN
ajfa-14455	2	47	department	department	PROPN
ajfa-14455	2	48	of	of	ADP
ajfa-14455	2	49	accounting	accounting	PROPN
ajfa-14455	2	50	,	,	PUNCT
ajfa-14455	2	51	banking	banking	NOUN
ajfa-14455	2	52	&	&	CCONJ
ajfa-14455	2	53	finance	finance	NOUN
ajfa-14455	2	54	,	,	PUNCT
ajfa-14455	2	55	school	school	NOUN
ajfa-14455	2	56	of	of	ADP
ajfa-14455	2	57	business	business	NOUN
ajfa-14455	2	58	,	,	PUNCT
ajfa-14455	2	59	monash	monash	PROPN
ajfa-14455	2	60	university	university	PROPN
ajfa-14455	2	61	malaysia	malaysia	PROPN
ajfa-14455	2	62	jalan	jalan	PROPN
ajfa-14455	2	63	lagoon	lagoon	PROPN
ajfa-14455	2	64	selatan	selatan	PROPN
ajfa-14455	2	65	,	,	PUNCT
ajfa-14455	2	66	47500	47500	NUM
ajfa-14455	2	67	selangor	selangor	PROPN
ajfa-14455	2	68	,	,	PUNCT
ajfa-14455	2	69	malaysia	malaysia	PROPN
ajfa-14455	2	70	tel	tel	PROPN
ajfa-14455	2	71	:	:	PUNCT
ajfa-14455	2	72	60	60	NUM
ajfa-14455	2	73	-	-	SYM
ajfa-14455	2	74	3	3	NUM
ajfa-14455	2	75	-	-	PUNCT
ajfa-14455	2	76	5514	5514	NUM
ajfa-14455	2	77	-	-	SYM
ajfa-14455	2	78	4931	4931	NUM
ajfa-14455	2	79	e	e	NOUN
ajfa-14455	2	80	-	-	NOUN
ajfa-14455	2	81	mail	mail	NOUN
ajfa-14455	2	82	:	:	PUNCT
ajfa-14455	2	83	r.sockalingam@monash.edu	r.sockalingam@monash.edu	NOUN
ajfa-14455	2	84	received	receive	VERB
ajfa-14455	2	85	:	:	PUNCT
ajfa-14455	2	86	jan	jan	PROPN
ajfa-14455	2	87	.	.	PROPN
ajfa-14455	2	88	9	9	NUM
ajfa-14455	2	89	,	,	PUNCT
ajfa-14455	2	90	2019	2019	NUM
ajfa-14455	2	91	accepted	accept	VERB
ajfa-14455	2	92	:	:	PUNCT
ajfa-14455	2	93	april	april	PROPN
ajfa-14455	2	94	8	8	NUM
ajfa-14455	2	95	,	,	PUNCT
ajfa-14455	2	96	2019	2019	NUM
ajfa-14455	2	97	published	publish	VERB
ajfa-14455	2	98	:	:	PUNCT
ajfa-14455	2	99	june	june	PROPN
ajfa-14455	2	100	1	1	NUM
ajfa-14455	2	101	,	,	PUNCT
ajfa-14455	2	102	2019	2019	NUM
ajfa-14455	2	103	doi:10.5296	doi:10.5296	NOUN
ajfa-14455	2	104	/	/	SYM
ajfa-14455	2	105	ajfa.v11i1.14455	ajfa.v11i1.14455	X
ajfa-14455	2	106	url	url	PROPN
ajfa-14455	2	107	:	:	PUNCT
ajfa-14455	2	108	https://doi.org/10.5296/ajfa.v11i1.14455	https://doi.org/10.5296/ajfa.v11i1.14455	NUM
ajfa-14455	2	109	abstract	abstract	ADJ
ajfa-14455	2	110	bank	bank	NOUN
ajfa-14455	2	111	failures	failure	NOUN
ajfa-14455	2	112	are	be	AUX
ajfa-14455	2	113	costly	costly	ADJ
ajfa-14455	2	114	to	to	ADP
ajfa-14455	2	115	customers	customer	NOUN
ajfa-14455	2	116	and	and	CCONJ
ajfa-14455	2	117	the	the	DET
ajfa-14455	2	118	wider	wide	ADJ
ajfa-14455	2	119	market	market	NOUN
ajfa-14455	2	120	.	.	PUNCT
ajfa-14455	3	1	prevention	prevention	NOUN
ajfa-14455	3	2	is	be	AUX
ajfa-14455	3	3	always	always	ADV
ajfa-14455	3	4	better	well	ADJ
ajfa-14455	3	5	than	than	ADP
ajfa-14455	3	6	cure	cure	ADJ
ajfa-14455	3	7	but	but	CCONJ
ajfa-14455	3	8	in	in	ADP
ajfa-14455	3	9	light	light	NOUN
ajfa-14455	3	10	of	of	ADP
ajfa-14455	3	11	recent	recent	ADJ
ajfa-14455	3	12	economic	economic	ADJ
ajfa-14455	3	13	downturns	downturn	NOUN
ajfa-14455	3	14	,	,	PUNCT
ajfa-14455	3	15	it	it	PRON
ajfa-14455	3	16	has	have	AUX
ajfa-14455	3	17	become	become	VERB
ajfa-14455	3	18	increasingly	increasingly	ADV
ajfa-14455	3	19	difficult	difficult	ADJ
ajfa-14455	3	20	for	for	SCONJ
ajfa-14455	3	21	regulators	regulator	NOUN
ajfa-14455	3	22	to	to	PART
ajfa-14455	3	23	allocate	allocate	VERB
ajfa-14455	3	24	more	more	ADJ
ajfa-14455	3	25	resources	resource	NOUN
ajfa-14455	3	26	towards	towards	ADP
ajfa-14455	3	27	in	in	ADP
ajfa-14455	3	28	-	-	PUNCT
ajfa-14455	3	29	depth	depth	NOUN
ajfa-14455	3	30	monitoring	monitoring	NOUN
ajfa-14455	3	31	of	of	ADP
ajfa-14455	3	32	banking	banking	NOUN
ajfa-14455	3	33	practices	practice	NOUN
ajfa-14455	3	34	.	.	PUNCT
ajfa-14455	4	1	in	in	ADP
ajfa-14455	4	2	this	this	DET
ajfa-14455	4	3	paper	paper	NOUN
ajfa-14455	4	4	,	,	PUNCT
ajfa-14455	4	5	we	we	PRON
ajfa-14455	4	6	construct	construct	VERB
ajfa-14455	4	7	a	a	DET
ajfa-14455	4	8	tool	tool	NOUN
ajfa-14455	4	9	that	that	PRON
ajfa-14455	4	10	is	be	AUX
ajfa-14455	4	11	able	able	ADJ
ajfa-14455	4	12	to	to	PART
ajfa-14455	4	13	predict	predict	VERB
ajfa-14455	4	14	bank	bank	NOUN
ajfa-14455	4	15	failures	failure	NOUN
ajfa-14455	4	16	ahead	ahead	ADV
ajfa-14455	4	17	of	of	ADP
ajfa-14455	4	18	time	time	NOUN
ajfa-14455	4	19	with	with	ADP
ajfa-14455	4	20	reasonable	reasonable	ADJ
ajfa-14455	4	21	accuracy	accuracy	NOUN
ajfa-14455	4	22	.	.	PUNCT
ajfa-14455	5	1	through	through	ADP
ajfa-14455	5	2	a	a	DET
ajfa-14455	5	3	logistic	logistic	ADJ
ajfa-14455	5	4	regression	regression	NOUN
ajfa-14455	5	5	on	on	ADP
ajfa-14455	5	6	a	a	DET
ajfa-14455	5	7	matched	match	VERB
ajfa-14455	5	8	sample	sample	NOUN
ajfa-14455	5	9	of	of	ADP
ajfa-14455	5	10	536	536	NUM
ajfa-14455	5	11	failed	failed	ADJ
ajfa-14455	5	12	and	and	CCONJ
ajfa-14455	5	13	non	non	ADJ
ajfa-14455	5	14	-	-	ADJ
ajfa-14455	5	15	failed	fail	VERB
ajfa-14455	5	16	us	us	PROPN
ajfa-14455	5	17	banks	bank	NOUN
ajfa-14455	5	18	,	,	PUNCT
ajfa-14455	5	19	we	we	PRON
ajfa-14455	5	20	determine	determine	VERB
ajfa-14455	5	21	the	the	DET
ajfa-14455	5	22	financial	financial	ADJ
ajfa-14455	5	23	indicators	indicator	NOUN
ajfa-14455	5	24	that	that	SCONJ
ajfa-14455	5	25	most	most	ADV
ajfa-14455	5	26	accurately	accurately	ADV
ajfa-14455	5	27	predicts	predict	VERB
ajfa-14455	5	28	bank	bank	NOUN
ajfa-14455	5	29	failure	failure	NOUN
ajfa-14455	5	30	.	.	PUNCT
ajfa-14455	6	1	from	from	ADP
ajfa-14455	6	2	the	the	DET
ajfa-14455	6	3	regression	regression	NOUN
ajfa-14455	6	4	,	,	PUNCT
ajfa-14455	6	5	we	we	PRON
ajfa-14455	6	6	construct	construct	VERB
ajfa-14455	6	7	a	a	DET
ajfa-14455	6	8	bank	bank	NOUN
ajfa-14455	6	9	health	health	NOUN
ajfa-14455	6	10	index	index	NOUN
ajfa-14455	6	11	that	that	PRON
ajfa-14455	6	12	assesses	assess	VERB
ajfa-14455	6	13	a	a	DET
ajfa-14455	6	14	bank	bank	NOUN
ajfa-14455	6	15	’s	’s	PART
ajfa-14455	6	16	propensity	propensity	NOUN
ajfa-14455	6	17	to	to	ADP
ajfa-14455	6	18	failure	failure	NOUN
ajfa-14455	6	19	.	.	PUNCT
ajfa-14455	7	1	in	in	ADP
ajfa-14455	7	2	-	-	PUNCT
ajfa-14455	7	3	sample	sample	NOUN
ajfa-14455	7	4	and	and	CCONJ
ajfa-14455	7	5	out	out	ADP
ajfa-14455	7	6	-	-	PUNCT
ajfa-14455	7	7	of	of	ADP
ajfa-14455	7	8	-	-	PUNCT
ajfa-14455	7	9	sample	sample	NOUN
ajfa-14455	7	10	tests	test	NOUN
ajfa-14455	7	11	show	show	VERB
ajfa-14455	7	12	that	that	SCONJ
ajfa-14455	7	13	our	our	PRON
ajfa-14455	7	14	model	model	NOUN
ajfa-14455	7	15	is	be	AUX
ajfa-14455	7	16	about	about	ADV
ajfa-14455	7	17	90	90	NUM
ajfa-14455	7	18	%	%	NOUN
ajfa-14455	7	19	accurate	accurate	ADJ
ajfa-14455	7	20	two	two	NUM
ajfa-14455	7	21	years	year	NOUN
ajfa-14455	7	22	prior	prior	ADV
ajfa-14455	7	23	to	to	ADP
ajfa-14455	7	24	failure	failure	NOUN
ajfa-14455	7	25	,	,	PUNCT
ajfa-14455	7	26	and	and	CCONJ
ajfa-14455	7	27	95	95	NUM
ajfa-14455	7	28	%	%	NOUN
ajfa-14455	7	29	accurate	accurate	ADJ
ajfa-14455	7	30	the	the	DET
ajfa-14455	7	31	year	year	NOUN
ajfa-14455	7	32	before	before	ADP
ajfa-14455	7	33	failure	failure	NOUN
ajfa-14455	7	34	.	.	PUNCT
ajfa-14455	8	1	the	the	DET
ajfa-14455	8	2	accuracy	accuracy	NOUN
ajfa-14455	8	3	and	and	CCONJ
ajfa-14455	8	4	efficiency	efficiency	NOUN
ajfa-14455	8	5	of	of	ADP
ajfa-14455	8	6	the	the	DET
ajfa-14455	8	7	model	model	NOUN
ajfa-14455	8	8	and	and	CCONJ
ajfa-14455	8	9	index	index	NOUN
ajfa-14455	8	10	provides	provide	VERB
ajfa-14455	8	11	a	a	DET
ajfa-14455	8	12	more	more	ADV
ajfa-14455	8	13	efficient	efficient	ADJ
ajfa-14455	8	14	and	and	CCONJ
ajfa-14455	8	15	effective	effective	ADJ
ajfa-14455	8	16	tool	tool	NOUN
ajfa-14455	8	17	for	for	ADP
ajfa-14455	8	18	assessing	assess	VERB
ajfa-14455	8	19	a	a	DET
ajfa-14455	8	20	bank	bank	NOUN
ajfa-14455	8	21	’s	’s	PART
ajfa-14455	8	22	propensity	propensity	NOUN
ajfa-14455	8	23	to	to	ADP
ajfa-14455	8	24	failure	failure	NOUN
ajfa-14455	8	25	besides	besides	SCONJ
ajfa-14455	8	26	requiring	require	VERB
ajfa-14455	8	27	far	far	ADV
ajfa-14455	8	28	less	less	ADJ
ajfa-14455	8	29	resources	resource	NOUN
ajfa-14455	8	30	.	.	PUNCT
ajfa-14455	9	1	with	with	ADP
ajfa-14455	9	2	these	these	DET
ajfa-14455	9	3	methods	method	NOUN
ajfa-14455	9	4	,	,	PUNCT
ajfa-14455	9	5	regulators	regulator	NOUN
ajfa-14455	9	6	will	will	AUX
ajfa-14455	9	7	be	be	AUX
ajfa-14455	9	8	able	able	ADJ
ajfa-14455	9	9	to	to	PART
ajfa-14455	9	10	take	take	VERB
ajfa-14455	9	11	preventive	preventive	ADJ
ajfa-14455	9	12	measures	measure	NOUN
ajfa-14455	9	13	at	at	ADV
ajfa-14455	9	14	least	least	ADV
ajfa-14455	9	15	one	one	NUM
ajfa-14455	9	16	year	year	NOUN
ajfa-14455	9	17	before	before	ADP
ajfa-14455	9	18	failure	failure	NOUN
ajfa-14455	9	19	,	,	PUNCT
ajfa-14455	9	20	saving	save	VERB
ajfa-14455	9	21	the	the	DET
ajfa-14455	9	22	economy	economy	NOUN
ajfa-14455	9	23	millions	million	NOUN
ajfa-14455	9	24	if	if	SCONJ
ajfa-14455	9	25	not	not	PART
ajfa-14455	9	26	billions	billion	NOUN
ajfa-14455	9	27	in	in	ADP
ajfa-14455	9	28	the	the	DET
ajfa-14455	9	29	process	process	NOUN
ajfa-14455	9	30	.	.	PUNCT
ajfa-14455	10	1	keywords	keyword	NOUN
ajfa-14455	10	2	:	:	PUNCT
ajfa-14455	10	3	bank	bank	NOUN
ajfa-14455	10	4	failure	failure	NOUN
ajfa-14455	10	5	,	,	PUNCT
ajfa-14455	10	6	financial	financial	ADJ
ajfa-14455	10	7	crisis	crisis	NOUN
ajfa-14455	10	8	,	,	PUNCT
ajfa-14455	10	9	failure	failure	NOUN
ajfa-14455	10	10	prediction	prediction	NOUN
ajfa-14455	10	11	,	,	PUNCT
ajfa-14455	10	12	commercial	commercial	ADJ
ajfa-14455	10	13	banks	bank	NOUN
ajfa-14455	10	14	,	,	PUNCT
ajfa-14455	10	15	early	early	ADJ
ajfa-14455	10	16	warning	warning	NOUN
ajfa-14455	10	17	system	system	NOUN
ajfa-14455	10	18	asian	asian	ADJ
ajfa-14455	10	19	journal	journal	NOUN
ajfa-14455	10	20	of	of	ADP
ajfa-14455	10	21	finance	finance	PROPN
ajfa-14455	10	22	&	&	CCONJ
ajfa-14455	10	23	accounting	accounting	PROPN
ajfa-14455	10	24	issn	issn	PROPN
ajfa-14455	10	25	1946	1946	NUM
ajfa-14455	10	26	-	-	PUNCT
ajfa-14455	10	27	052x	052x	PROPN
ajfa-14455	10	28	2019	2019	NUM
ajfa-14455	10	29	,	,	PUNCT
ajfa-14455	10	30	vol	vol	NOUN
ajfa-14455	10	31	.	.	PROPN
ajfa-14455	10	32	11	11	NUM
ajfa-14455	10	33	,	,	PUNCT
ajfa-14455	10	34	no	no	INTJ
ajfa-14455	10	35	.	.	NOUN
ajfa-14455	10	36	1	1	NUM
ajfa-14455	10	37	112	112	NUM
ajfa-14455	10	38	ajfa.macrothink.org	ajfa.macrothink.org	ADJ
ajfa-14455	10	39	1	1	NUM
ajfa-14455	10	40	.	.	PUNCT
ajfa-14455	11	1	introduction	introduction	NOUN
ajfa-14455	11	2	are	be	AUX
ajfa-14455	11	3	current	current	ADJ
ajfa-14455	11	4	risk	risk	NOUN
ajfa-14455	11	5	management	management	NOUN
ajfa-14455	11	6	and	and	CCONJ
ajfa-14455	11	7	monitoring	monitoring	NOUN
ajfa-14455	11	8	devices	device	NOUN
ajfa-14455	11	9	adequate	adequate	ADJ
ajfa-14455	11	10	to	to	PART
ajfa-14455	11	11	avoid	avoid	VERB
ajfa-14455	11	12	bank	bank	NOUN
ajfa-14455	11	13	failures	failure	NOUN
ajfa-14455	11	14	in	in	ADP
ajfa-14455	11	15	light	light	NOUN
ajfa-14455	11	16	of	of	ADP
ajfa-14455	11	17	increasing	increase	VERB
ajfa-14455	11	18	globalisation	globalisation	NOUN
ajfa-14455	11	19	,	,	PUNCT
ajfa-14455	11	20	market	market	NOUN
ajfa-14455	11	21	integration	integration	NOUN
ajfa-14455	11	22	,	,	PUNCT
ajfa-14455	11	23	and	and	CCONJ
ajfa-14455	11	24	the	the	DET
ajfa-14455	11	25	use	use	NOUN
ajfa-14455	11	26	of	of	ADP
ajfa-14455	11	27	innovative	innovative	ADJ
ajfa-14455	11	28	(	(	PUNCT
ajfa-14455	11	29	and	and	CCONJ
ajfa-14455	11	30	sometimes	sometimes	ADV
ajfa-14455	11	31	questionable	questionable	ADJ
ajfa-14455	11	32	)	)	PUNCT
ajfa-14455	11	33	financial	financial	ADJ
ajfa-14455	11	34	innovations	innovation	NOUN
ajfa-14455	11	35	used	use	VERB
ajfa-14455	11	36	by	by	ADP
ajfa-14455	11	37	banks	bank	NOUN
ajfa-14455	11	38	and	and	CCONJ
ajfa-14455	11	39	other	other	ADJ
ajfa-14455	11	40	financial	financial	ADJ
ajfa-14455	11	41	institutions	institution	NOUN
ajfa-14455	11	42	?	?	PUNCT
ajfa-14455	12	1	despite	despite	SCONJ
ajfa-14455	12	2	the	the	DET
ajfa-14455	12	3	well	well	ADV
ajfa-14455	12	4	-	-	PUNCT
ajfa-14455	12	5	meaning	mean	VERB
ajfa-14455	12	6	objectives	objective	NOUN
ajfa-14455	12	7	of	of	ADP
ajfa-14455	12	8	the	the	DET
ajfa-14455	12	9	basel	basel	PROPN
ajfa-14455	12	10	capital	capital	NOUN
ajfa-14455	12	11	accord	accord	NOUN
ajfa-14455	12	12	–	–	PUNCT
ajfa-14455	12	13	now	now	ADV
ajfa-14455	12	14	in	in	ADP
ajfa-14455	12	15	its	its	PRON
ajfa-14455	12	16	third	third	ADJ
ajfa-14455	12	17	iteration	iteration	NOUN
ajfa-14455	12	18	–	–	PUNCT
ajfa-14455	12	19	many	many	ADJ
ajfa-14455	12	20	banks	bank	NOUN
ajfa-14455	12	21	the	the	DET
ajfa-14455	12	22	world	world	NOUN
ajfa-14455	12	23	over	over	ADV
ajfa-14455	12	24	have	have	AUX
ajfa-14455	12	25	failed	fail	VERB
ajfa-14455	12	26	as	as	ADP
ajfa-14455	12	27	a	a	DET
ajfa-14455	12	28	result	result	NOUN
ajfa-14455	12	29	of	of	ADP
ajfa-14455	12	30	a	a	DET
ajfa-14455	12	31	number	number	NOUN
ajfa-14455	12	32	of	of	ADP
ajfa-14455	12	33	financial	financial	ADJ
ajfa-14455	12	34	crises	crisis	NOUN
ajfa-14455	12	35	such	such	ADJ
ajfa-14455	12	36	as	as	ADP
ajfa-14455	12	37	the	the	DET
ajfa-14455	12	38	asian	asian	ADJ
ajfa-14455	12	39	financial	financial	ADJ
ajfa-14455	12	40	crisis	crisis	NOUN
ajfa-14455	12	41	of	of	ADP
ajfa-14455	12	42	1997	1997	NUM
ajfa-14455	12	43	(	(	PUNCT
ajfa-14455	12	44	afc	afc	PROPN
ajfa-14455	12	45	)	)	PUNCT
ajfa-14455	12	46	and	and	CCONJ
ajfa-14455	12	47	the	the	DET
ajfa-14455	12	48	global	global	ADJ
ajfa-14455	12	49	financial	financial	ADJ
ajfa-14455	12	50	crisis	crisis	NOUN
ajfa-14455	12	51	of	of	ADP
ajfa-14455	12	52	2007	2007	NUM
ajfa-14455	12	53	(	(	PUNCT
ajfa-14455	12	54	gfc	gfc	NOUN
ajfa-14455	12	55	)	)	PUNCT
ajfa-14455	12	56	.	.	PUNCT
ajfa-14455	13	1	governments	government	NOUN
ajfa-14455	13	2	and	and	CCONJ
ajfa-14455	13	3	central	central	ADJ
ajfa-14455	13	4	banks	bank	NOUN
ajfa-14455	13	5	around	around	ADP
ajfa-14455	13	6	the	the	DET
ajfa-14455	13	7	world	world	NOUN
ajfa-14455	13	8	resorted	resort	VERB
ajfa-14455	13	9	to	to	ADP
ajfa-14455	13	10	billion	billion	NUM
ajfa-14455	13	11	-	-	PUNCT
ajfa-14455	13	12	dollar	dollar	NOUN
ajfa-14455	13	13	liquidity	liquidity	NOUN
ajfa-14455	13	14	injections	injection	NOUN
ajfa-14455	13	15	and	and	CCONJ
ajfa-14455	13	16	bailouts	bailout	NOUN
ajfa-14455	13	17	to	to	PART
ajfa-14455	13	18	avoid	avoid	VERB
ajfa-14455	13	19	a	a	DET
ajfa-14455	13	20	severe	severe	ADJ
ajfa-14455	13	21	tightening	tightening	NOUN
ajfa-14455	13	22	of	of	ADP
ajfa-14455	13	23	credit	credit	NOUN
ajfa-14455	13	24	and	and	CCONJ
ajfa-14455	13	25	losses	loss	NOUN
ajfa-14455	13	26	to	to	ADP
ajfa-14455	13	27	customer	customer	NOUN
ajfa-14455	13	28	deposits	deposit	NOUN
ajfa-14455	13	29	in	in	ADP
ajfa-14455	13	30	their	their	PRON
ajfa-14455	13	31	respective	respective	ADJ
ajfa-14455	13	32	economies	economy	NOUN
ajfa-14455	13	33	.	.	PUNCT
ajfa-14455	14	1	wary	wary	ADJ
ajfa-14455	14	2	of	of	ADP
ajfa-14455	14	3	bank	bank	NOUN
ajfa-14455	14	4	failures	failure	NOUN
ajfa-14455	14	5	,	,	PUNCT
ajfa-14455	14	6	regulators	regulator	NOUN
ajfa-14455	14	7	have	have	AUX
ajfa-14455	14	8	responded	respond	VERB
ajfa-14455	14	9	by	by	ADP
ajfa-14455	14	10	introducing	introduce	VERB
ajfa-14455	14	11	a	a	DET
ajfa-14455	14	12	multitude	multitude	NOUN
ajfa-14455	14	13	of	of	ADP
ajfa-14455	14	14	risk	risk	NOUN
ajfa-14455	14	15	management	management	NOUN
ajfa-14455	14	16	tools	tool	NOUN
ajfa-14455	14	17	and	and	CCONJ
ajfa-14455	14	18	benchmark	benchmark	ADJ
ajfa-14455	14	19	financial	financial	ADJ
ajfa-14455	14	20	indicators	indicator	NOUN
ajfa-14455	14	21	to	to	PART
ajfa-14455	14	22	ensure	ensure	VERB
ajfa-14455	14	23	that	that	SCONJ
ajfa-14455	14	24	banks	bank	NOUN
ajfa-14455	14	25	remain	remain	VERB
ajfa-14455	14	26	adequately	adequately	ADV
ajfa-14455	14	27	capitalised	capitalise	VERB
ajfa-14455	14	28	to	to	PART
ajfa-14455	14	29	absorb	absorb	VERB
ajfa-14455	14	30	losses	loss	NOUN
ajfa-14455	14	31	arising	arise	VERB
ajfa-14455	14	32	from	from	ADP
ajfa-14455	14	33	credit	credit	NOUN
ajfa-14455	14	34	,	,	PUNCT
ajfa-14455	14	35	operational	operational	ADJ
ajfa-14455	14	36	,	,	PUNCT
ajfa-14455	14	37	and	and	CCONJ
ajfa-14455	14	38	market	market	NOUN
ajfa-14455	14	39	risks	risk	NOUN
ajfa-14455	14	40	.	.	PUNCT
ajfa-14455	15	1	but	but	CCONJ
ajfa-14455	15	2	as	as	SCONJ
ajfa-14455	15	3	the	the	DET
ajfa-14455	15	4	large	large	ADJ
ajfa-14455	15	5	number	number	NOUN
ajfa-14455	15	6	of	of	ADP
ajfa-14455	15	7	bank	bank	NOUN
ajfa-14455	15	8	failures	failure	NOUN
ajfa-14455	15	9	resulting	result	VERB
ajfa-14455	15	10	from	from	ADP
ajfa-14455	15	11	the	the	DET
ajfa-14455	15	12	recent	recent	ADJ
ajfa-14455	15	13	crises	crisis	NOUN
ajfa-14455	15	14	shows	show	VERB
ajfa-14455	15	15	,	,	PUNCT
ajfa-14455	15	16	our	our	PRON
ajfa-14455	15	17	ability	ability	NOUN
ajfa-14455	15	18	to	to	PART
ajfa-14455	15	19	predict	predict	VERB
ajfa-14455	15	20	bank	bank	NOUN
ajfa-14455	15	21	failure	failure	NOUN
ajfa-14455	15	22	is	be	AUX
ajfa-14455	15	23	severely	severely	ADV
ajfa-14455	15	24	lacking	lacking	ADJ
ajfa-14455	15	25	.	.	PUNCT
ajfa-14455	16	1	if	if	SCONJ
ajfa-14455	16	2	we	we	PRON
ajfa-14455	16	3	are	be	AUX
ajfa-14455	16	4	able	able	ADJ
ajfa-14455	16	5	to	to	PART
ajfa-14455	16	6	understand	understand	VERB
ajfa-14455	16	7	the	the	DET
ajfa-14455	16	8	factors	factor	NOUN
ajfa-14455	16	9	related	relate	VERB
ajfa-14455	16	10	to	to	ADP
ajfa-14455	16	11	bank	bank	NOUN
ajfa-14455	16	12	failure	failure	NOUN
ajfa-14455	16	13	,	,	PUNCT
ajfa-14455	16	14	we	we	PRON
ajfa-14455	16	15	could	could	AUX
ajfa-14455	16	16	develop	develop	VERB
ajfa-14455	16	17	predictive	predictive	ADJ
ajfa-14455	16	18	methods	method	NOUN
ajfa-14455	16	19	to	to	PART
ajfa-14455	16	20	distinguish	distinguish	VERB
ajfa-14455	16	21	between	between	ADP
ajfa-14455	16	22	sound	sound	NOUN
ajfa-14455	16	23	and	and	CCONJ
ajfa-14455	16	24	troubled	troubled	ADJ
ajfa-14455	16	25	banks	bank	NOUN
ajfa-14455	16	26	(	(	PUNCT
ajfa-14455	16	27	thomas	thomas	PROPN
ajfa-14455	16	28	,	,	PUNCT
ajfa-14455	16	29	1991	1991	NUM
ajfa-14455	16	30	)	)	PUNCT
ajfa-14455	16	31	.	.	PUNCT
ajfa-14455	17	1	with	with	ADP
ajfa-14455	17	2	sufficient	sufficient	ADJ
ajfa-14455	17	3	accuracy	accuracy	NOUN
ajfa-14455	17	4	,	,	PUNCT
ajfa-14455	17	5	these	these	DET
ajfa-14455	17	6	predictive	predictive	ADJ
ajfa-14455	17	7	methods	method	NOUN
ajfa-14455	17	8	will	will	AUX
ajfa-14455	17	9	enable	enable	VERB
ajfa-14455	17	10	regulators	regulator	NOUN
ajfa-14455	17	11	to	to	PART
ajfa-14455	17	12	detect	detect	VERB
ajfa-14455	17	13	problems	problem	NOUN
ajfa-14455	17	14	much	much	ADV
ajfa-14455	17	15	allowing	allow	VERB
ajfa-14455	17	16	for	for	ADP
ajfa-14455	17	17	remedial	remedial	ADJ
ajfa-14455	17	18	action	action	NOUN
ajfa-14455	17	19	to	to	PART
ajfa-14455	17	20	mitigate	mitigate	VERB
ajfa-14455	17	21	the	the	DET
ajfa-14455	17	22	risk	risk	NOUN
ajfa-14455	17	23	of	of	ADP
ajfa-14455	17	24	bank	bank	NOUN
ajfa-14455	17	25	failure	failure	NOUN
ajfa-14455	17	26	.	.	PUNCT
ajfa-14455	18	1	a	a	DET
ajfa-14455	18	2	number	number	NOUN
ajfa-14455	18	3	of	of	ADP
ajfa-14455	18	4	works	work	NOUN
ajfa-14455	18	5	in	in	ADP
ajfa-14455	18	6	predicting	predict	VERB
ajfa-14455	18	7	bank	bank	NOUN
ajfa-14455	18	8	failure	failure	NOUN
ajfa-14455	18	9	have	have	AUX
ajfa-14455	18	10	been	be	AUX
ajfa-14455	18	11	conducted	conduct	VERB
ajfa-14455	18	12	(	(	PUNCT
ajfa-14455	18	13	see	see	VERB
ajfa-14455	18	14	beaver	beaver	PROPN
ajfa-14455	18	15	,	,	PUNCT
ajfa-14455	18	16	1996	1996	NUM
ajfa-14455	18	17	;	;	PUNCT
ajfa-14455	18	18	altman	altman	PROPN
ajfa-14455	18	19	1968	1968	NUM
ajfa-14455	18	20	;	;	PUNCT
ajfa-14455	18	21	agarwal	agarwal	PROPN
ajfa-14455	18	22	and	and	CCONJ
ajfa-14455	18	23	taffler	taffler	NOUN
ajfa-14455	18	24	,	,	PUNCT
ajfa-14455	18	25	2008	2008	NUM
ajfa-14455	18	26	;	;	PUNCT
ajfa-14455	18	27	andersen	andersen	PROPN
ajfa-14455	18	28	,	,	PUNCT
ajfa-14455	18	29	2008	2008	NUM
ajfa-14455	18	30	;	;	PUNCT
ajfa-14455	18	31	atiya	atiya	PROPN
ajfa-14455	18	32	,	,	PUNCT
ajfa-14455	18	33	2001	2001	NUM
ajfa-14455	18	34	;	;	PUNCT
ajfa-14455	18	35	balcaen	balcaen	PROPN
ajfa-14455	18	36	and	and	CCONJ
ajfa-14455	18	37	ooghe	ooghe	ADJ
ajfa-14455	18	38	,	,	PUNCT
ajfa-14455	18	39	2005	2005	NUM
ajfa-14455	18	40	;	;	PUNCT
ajfa-14455	18	41	bell	bell	NOUN
ajfa-14455	18	42	and	and	CCONJ
ajfa-14455	18	43	pain	pain	NOUN
ajfa-14455	18	44	,	,	PUNCT
ajfa-14455	18	45	2000	2000	NUM
ajfa-14455	18	46	;	;	PUNCT
ajfa-14455	18	47	bongini	bongini	NOUN
ajfa-14455	18	48	,	,	PUNCT
ajfa-14455	18	49	laeven	laeven	ADJ
ajfa-14455	18	50	and	and	CCONJ
ajfa-14455	18	51	majnoni	majnoni	ADJ
ajfa-14455	18	52	,	,	PUNCT
ajfa-14455	18	53	2002	2002	NUM
ajfa-14455	18	54	;	;	PUNCT
ajfa-14455	18	55	and	and	CCONJ
ajfa-14455	18	56	brossard	brossard	NOUN
ajfa-14455	18	57	,	,	PUNCT
ajfa-14455	18	58	ducrozef	ducrozef	NOUN
ajfa-14455	18	59	and	and	CCONJ
ajfa-14455	18	60	roche	roche	PROPN
ajfa-14455	18	61	,	,	PUNCT
ajfa-14455	18	62	2007	2007	NUM
ajfa-14455	18	63	for	for	ADP
ajfa-14455	18	64	example	example	NOUN
ajfa-14455	18	65	)	)	PUNCT
ajfa-14455	18	66	but	but	CCONJ
ajfa-14455	18	67	despite	despite	SCONJ
ajfa-14455	18	68	the	the	DET
ajfa-14455	18	69	tremendous	tremendous	ADJ
ajfa-14455	18	70	methodological	methodological	ADJ
ajfa-14455	18	71	developments	development	NOUN
ajfa-14455	18	72	in	in	ADP
ajfa-14455	18	73	bank	bank	NOUN
ajfa-14455	18	74	failure	failure	NOUN
ajfa-14455	18	75	prediction	prediction	NOUN
ajfa-14455	18	76	models	model	NOUN
ajfa-14455	18	77	,	,	PUNCT
ajfa-14455	18	78	bank	bank	NOUN
ajfa-14455	18	79	failures	failure	NOUN
ajfa-14455	18	80	persist	persist	VERB
ajfa-14455	18	81	;	;	PUNCT
ajfa-14455	18	82	a	a	DET
ajfa-14455	18	83	strong	strong	ADJ
ajfa-14455	18	84	indication	indication	NOUN
ajfa-14455	18	85	of	of	ADP
ajfa-14455	18	86	the	the	DET
ajfa-14455	18	87	inadequacy	inadequacy	NOUN
ajfa-14455	18	88	of	of	ADP
ajfa-14455	18	89	existing	exist	VERB
ajfa-14455	18	90	models	model	NOUN
ajfa-14455	18	91	.	.	PUNCT
ajfa-14455	19	1	thus	thus	ADV
ajfa-14455	19	2	exists	exist	VERB
ajfa-14455	19	3	a	a	DET
ajfa-14455	19	4	need	need	NOUN
ajfa-14455	19	5	for	for	ADP
ajfa-14455	19	6	a	a	DET
ajfa-14455	19	7	rethink	rethink	NOUN
ajfa-14455	19	8	and	and	CCONJ
ajfa-14455	19	9	redesign	redesign	NOUN
ajfa-14455	19	10	of	of	ADP
ajfa-14455	19	11	bank	bank	NOUN
ajfa-14455	19	12	health	health	NOUN
ajfa-14455	19	13	evaluation	evaluation	NOUN
ajfa-14455	19	14	using	use	VERB
ajfa-14455	19	15	a	a	DET
ajfa-14455	19	16	new	new	ADJ
ajfa-14455	19	17	set	set	NOUN
ajfa-14455	19	18	of	of	ADP
ajfa-14455	19	19	indicators	indicator	NOUN
ajfa-14455	19	20	,	,	PUNCT
ajfa-14455	19	21	and	and	CCONJ
ajfa-14455	19	22	subsequently	subsequently	ADV
ajfa-14455	19	23	,	,	PUNCT
ajfa-14455	19	24	a	a	DET
ajfa-14455	19	25	unified	unified	ADJ
ajfa-14455	19	26	device	device	NOUN
ajfa-14455	19	27	or	or	CCONJ
ajfa-14455	19	28	tool	tool	NOUN
ajfa-14455	19	29	that	that	PRON
ajfa-14455	19	30	can	can	AUX
ajfa-14455	19	31	be	be	AUX
ajfa-14455	19	32	continuously	continuously	ADV
ajfa-14455	19	33	used	use	VERB
ajfa-14455	19	34	to	to	PART
ajfa-14455	19	35	monitor	monitor	VERB
ajfa-14455	19	36	the	the	DET
ajfa-14455	19	37	soundness	soundness	NOUN
ajfa-14455	19	38	of	of	ADP
ajfa-14455	19	39	individual	individual	ADJ
ajfa-14455	19	40	banks	bank	NOUN
ajfa-14455	19	41	.	.	PUNCT
ajfa-14455	20	1	in	in	ADP
ajfa-14455	20	2	this	this	DET
ajfa-14455	20	3	study	study	NOUN
ajfa-14455	20	4	,	,	PUNCT
ajfa-14455	20	5	we	we	PRON
ajfa-14455	20	6	derive	derive	VERB
ajfa-14455	20	7	these	these	DET
ajfa-14455	20	8	key	key	ADJ
ajfa-14455	20	9	bank	bank	NOUN
ajfa-14455	20	10	health	health	NOUN
ajfa-14455	20	11	indicators	indicator	NOUN
ajfa-14455	20	12	from	from	ADP
ajfa-14455	20	13	536	536	NUM
ajfa-14455	20	14	recent	recent	ADJ
ajfa-14455	20	15	examples	example	NOUN
ajfa-14455	20	16	of	of	ADP
ajfa-14455	20	17	bank	bank	NOUN
ajfa-14455	20	18	failures	failure	NOUN
ajfa-14455	20	19	resulting	result	VERB
ajfa-14455	20	20	from	from	ADP
ajfa-14455	20	21	the	the	DET
ajfa-14455	20	22	gfc	gfc	NOUN
ajfa-14455	20	23	in	in	ADP
ajfa-14455	20	24	the	the	DET
ajfa-14455	20	25	u.s	u.s	PROPN
ajfa-14455	20	26	.	.	PROPN
ajfa-14455	20	27	by	by	ADP
ajfa-14455	20	28	observing	observe	VERB
ajfa-14455	20	29	the	the	DET
ajfa-14455	20	30	changes	change	NOUN
ajfa-14455	20	31	to	to	ADP
ajfa-14455	20	32	camel	camel	NOUN
ajfa-14455	20	33	(	(	PUNCT
ajfa-14455	20	34	capital	capital	NOUN
ajfa-14455	20	35	,	,	PUNCT
ajfa-14455	20	36	asset	asset	NOUN
ajfa-14455	20	37	,	,	PUNCT
ajfa-14455	20	38	management	management	NOUN
ajfa-14455	20	39	,	,	PUNCT
ajfa-14455	20	40	earnings	earning	NOUN
ajfa-14455	20	41	and	and	CCONJ
ajfa-14455	20	42	liquidity	liquidity	NOUN
ajfa-14455	20	43	)	)	PUNCT
ajfa-14455	20	44	framework	framework	NOUN
ajfa-14455	20	45	indicators	indicator	NOUN
ajfa-14455	20	46	in	in	ADP
ajfa-14455	20	47	the	the	DET
ajfa-14455	20	48	4	4	NUM
ajfa-14455	20	49	years	year	NOUN
ajfa-14455	20	50	leading	lead	VERB
ajfa-14455	20	51	up	up	ADP
ajfa-14455	20	52	to	to	ADP
ajfa-14455	20	53	the	the	DET
ajfa-14455	20	54	bank	bank	NOUN
ajfa-14455	20	55	’s	’s	PART
ajfa-14455	20	56	failure	failure	NOUN
ajfa-14455	20	57	.	.	PUNCT
ajfa-14455	21	1	by	by	ADP
ajfa-14455	21	2	estimating	estimate	VERB
ajfa-14455	21	3	a	a	DET
ajfa-14455	21	4	logit	logit	NOUN
ajfa-14455	21	5	model	model	NOUN
ajfa-14455	21	6	on	on	ADP
ajfa-14455	21	7	a	a	DET
ajfa-14455	21	8	year	year	NOUN
ajfa-14455	21	9	by	by	ADP
ajfa-14455	21	10	year	year	NOUN
ajfa-14455	21	11	basis	basis	NOUN
ajfa-14455	21	12	,	,	PUNCT
ajfa-14455	21	13	we	we	PRON
ajfa-14455	21	14	find	find	VERB
ajfa-14455	21	15	that	that	SCONJ
ajfa-14455	21	16	the	the	DET
ajfa-14455	21	17	indicators	indicator	NOUN
ajfa-14455	21	18	that	that	PRON
ajfa-14455	21	19	can	can	AUX
ajfa-14455	21	20	best	well	ADV
ajfa-14455	21	21	distinguish	distinguish	VERB
ajfa-14455	21	22	between	between	ADP
ajfa-14455	21	23	healthy	healthy	ADJ
ajfa-14455	21	24	and	and	CCONJ
ajfa-14455	21	25	unhealthy	unhealthy	ADJ
ajfa-14455	21	26	banks	bank	NOUN
ajfa-14455	21	27	are	be	AUX
ajfa-14455	21	28	tier	tier	NOUN
ajfa-14455	21	29	1	1	NUM
ajfa-14455	21	30	capital	capital	NOUN
ajfa-14455	21	31	ratio	ratio	NOUN
ajfa-14455	21	32	,	,	PUNCT
ajfa-14455	21	33	impaired	impaired	ADJ
ajfa-14455	21	34	loans	loan	NOUN
ajfa-14455	21	35	to	to	ADP
ajfa-14455	21	36	equity	equity	NOUN
ajfa-14455	21	37	,	,	PUNCT
ajfa-14455	21	38	rate	rate	NOUN
ajfa-14455	21	39	of	of	ADP
ajfa-14455	21	40	loan	loan	NOUN
ajfa-14455	21	41	growth	growth	NOUN
ajfa-14455	21	42	,	,	PUNCT
ajfa-14455	21	43	return	return	VERB
ajfa-14455	21	44	on	on	ADP
ajfa-14455	21	45	average	average	ADJ
ajfa-14455	21	46	assets	asset	NOUN
ajfa-14455	21	47	,	,	PUNCT
ajfa-14455	21	48	net	net	ADJ
ajfa-14455	21	49	interest	interest	NOUN
ajfa-14455	21	50	margin	margin	NOUN
ajfa-14455	21	51	,	,	PUNCT
ajfa-14455	21	52	net	net	ADJ
ajfa-14455	21	53	loans	loan	NOUN
ajfa-14455	21	54	to	to	ADP
ajfa-14455	21	55	total	total	ADJ
ajfa-14455	21	56	assets	asset	NOUN
ajfa-14455	21	57	,	,	PUNCT
ajfa-14455	21	58	loans	loan	NOUN
ajfa-14455	21	59	to	to	ADP
ajfa-14455	21	60	deposits	deposit	NOUN
ajfa-14455	21	61	ratio	ratio	NOUN
ajfa-14455	21	62	,	,	PUNCT
ajfa-14455	21	63	and	and	CCONJ
ajfa-14455	21	64	impaired	impaired	ADJ
ajfa-14455	21	65	loans	loan	NOUN
ajfa-14455	21	66	to	to	ADP
ajfa-14455	21	67	gross	gross	ADJ
ajfa-14455	21	68	loans	loan	NOUN
ajfa-14455	21	69	.	.	PUNCT
ajfa-14455	22	1	in	in	ADP
ajfa-14455	22	2	-	-	PUNCT
ajfa-14455	22	3	sample	sample	NOUN
ajfa-14455	22	4	tests	test	NOUN
ajfa-14455	22	5	show	show	VERB
ajfa-14455	22	6	that	that	SCONJ
ajfa-14455	22	7	our	our	PRON
ajfa-14455	22	8	model	model	NOUN
ajfa-14455	22	9	has	have	VERB
ajfa-14455	22	10	a	a	DET
ajfa-14455	22	11	reasonably	reasonably	ADV
ajfa-14455	22	12	high	high	ADJ
ajfa-14455	22	13	chance	chance	NOUN
ajfa-14455	22	14	of	of	ADP
ajfa-14455	22	15	correctly	correctly	ADV
ajfa-14455	22	16	predicting	predict	VERB
ajfa-14455	22	17	bank	bank	NOUN
ajfa-14455	22	18	failure	failure	NOUN
ajfa-14455	22	19	in	in	ADP
ajfa-14455	22	20	the	the	DET
ajfa-14455	22	21	year	year	NOUN
ajfa-14455	22	22	of	of	ADP
ajfa-14455	22	23	failure	failure	NOUN
ajfa-14455	22	24	(	(	PUNCT
ajfa-14455	22	25	89.86	89.86	NUM
ajfa-14455	22	26	%	%	NOUN
ajfa-14455	22	27	)	)	PUNCT
ajfa-14455	22	28	and	and	CCONJ
ajfa-14455	22	29	the	the	DET
ajfa-14455	22	30	preceding	precede	VERB
ajfa-14455	22	31	year	year	NOUN
ajfa-14455	22	32	(	(	PUNCT
ajfa-14455	22	33	81.30	81.30	NUM
ajfa-14455	22	34	%	%	NOUN
ajfa-14455	22	35	)	)	PUNCT
ajfa-14455	22	36	.	.	PUNCT
ajfa-14455	23	1	out	out	ADV
ajfa-14455	23	2	-	-	PUNCT
ajfa-14455	23	3	of	of	ADP
ajfa-14455	23	4	-	-	PUNCT
ajfa-14455	23	5	sample	sample	NOUN
ajfa-14455	23	6	tests	test	NOUN
ajfa-14455	23	7	validate	validate	VERB
ajfa-14455	23	8	our	our	PRON
ajfa-14455	23	9	findings	finding	NOUN
ajfa-14455	23	10	;	;	PUNCT
ajfa-14455	23	11	showing	show	VERB
ajfa-14455	23	12	a	a	DET
ajfa-14455	23	13	perfect	perfect	ADJ
ajfa-14455	23	14	accuracy	accuracy	NOUN
ajfa-14455	23	15	of	of	ADP
ajfa-14455	23	16	predicting	predict	VERB
ajfa-14455	23	17	bank	bank	NOUN
ajfa-14455	23	18	failure	failure	NOUN
ajfa-14455	23	19	in	in	ADP
ajfa-14455	23	20	the	the	DET
ajfa-14455	23	21	year	year	NOUN
ajfa-14455	23	22	of	of	ADP
ajfa-14455	23	23	failure	failure	NOUN
ajfa-14455	23	24	(	(	PUNCT
ajfa-14455	23	25	100	100	NUM
ajfa-14455	23	26	%	%	NOUN
ajfa-14455	23	27	)	)	PUNCT
ajfa-14455	23	28	and	and	CCONJ
ajfa-14455	23	29	nearperfect	nearperfect	NOUN
ajfa-14455	23	30	accuracy	accuracy	NOUN
ajfa-14455	23	31	in	in	ADP
ajfa-14455	23	32	the	the	DET
ajfa-14455	23	33	preceding	precede	VERB
ajfa-14455	23	34	year	year	NOUN
ajfa-14455	23	35	(	(	PUNCT
ajfa-14455	23	36	95.38	95.38	NUM
ajfa-14455	23	37	%	%	NOUN
ajfa-14455	23	38	)	)	PUNCT
ajfa-14455	23	39	,	,	PUNCT
ajfa-14455	23	40	with	with	ADP
ajfa-14455	23	41	minimal	minimal	ADJ
ajfa-14455	23	42	type	type	NOUN
ajfa-14455	23	43	i	i	PRON
ajfa-14455	23	44	and	and	CCONJ
ajfa-14455	23	45	ii	ii	PROPN
ajfa-14455	23	46	errors	error	NOUN
ajfa-14455	23	47	.	.	PUNCT
ajfa-14455	24	1	on	on	ADP
ajfa-14455	24	2	the	the	DET
ajfa-14455	24	3	basis	basis	NOUN
ajfa-14455	24	4	of	of	ADP
ajfa-14455	24	5	these	these	DET
ajfa-14455	24	6	indicators	indicator	NOUN
ajfa-14455	24	7	,	,	PUNCT
ajfa-14455	24	8	we	we	PRON
ajfa-14455	24	9	then	then	ADV
ajfa-14455	24	10	construct	construct	VERB
ajfa-14455	24	11	a	a	DET
ajfa-14455	24	12	“	"	PUNCT
ajfa-14455	24	13	bank	bank	PROPN
ajfa-14455	24	14	health	health	NOUN
ajfa-14455	24	15	index	index	NOUN
ajfa-14455	24	16	”	"	PUNCT
ajfa-14455	24	17	to	to	PART
ajfa-14455	24	18	develop	develop	VERB
ajfa-14455	24	19	a	a	DET
ajfa-14455	24	20	more	more	ADV
ajfa-14455	24	21	efficient	efficient	ADJ
ajfa-14455	24	22	method	method	NOUN
ajfa-14455	24	23	of	of	ADP
ajfa-14455	24	24	assessing	assess	VERB
ajfa-14455	24	25	the	the	DET
ajfa-14455	24	26	soundness	soundness	NOUN
ajfa-14455	24	27	of	of	ADP
ajfa-14455	24	28	a	a	DET
ajfa-14455	24	29	bank	bank	NOUN
ajfa-14455	24	30	relative	relative	ADJ
ajfa-14455	24	31	to	to	ADP
ajfa-14455	24	32	other	other	ADJ
ajfa-14455	24	33	banks	bank	NOUN
ajfa-14455	24	34	as	as	ADV
ajfa-14455	24	35	well	well	ADV
ajfa-14455	24	36	as	as	ADP
ajfa-14455	24	37	the	the	DET
ajfa-14455	24	38	entire	entire	ADJ
ajfa-14455	24	39	banking	banking	NOUN
ajfa-14455	24	40	system	system	NOUN
ajfa-14455	24	41	.	.	PUNCT
ajfa-14455	25	1	we	we	PRON
ajfa-14455	25	2	used	use	VERB
ajfa-14455	25	3	a	a	DET
ajfa-14455	25	4	sample	sample	NOUN
ajfa-14455	25	5	of	of	ADP
ajfa-14455	25	6	20	20	NUM
ajfa-14455	25	7	domestic	domestic	ADJ
ajfa-14455	25	8	and	and	CCONJ
ajfa-14455	25	9	foreign	foreign	ADJ
ajfa-14455	25	10	banks	bank	NOUN
ajfa-14455	25	11	operating	operate	VERB
ajfa-14455	25	12	in	in	ADP
ajfa-14455	25	13	malaysia	malaysia	PROPN
ajfa-14455	25	14	for	for	ADP
ajfa-14455	25	15	this	this	DET
ajfa-14455	25	16	purpose	purpose	NOUN
ajfa-14455	25	17	as	as	SCONJ
ajfa-14455	25	18	malaysia	malaysia	PROPN
ajfa-14455	25	19	’s	’s	PART
ajfa-14455	25	20	banking	banking	NOUN
ajfa-14455	25	21	regulatory	regulatory	ADJ
ajfa-14455	25	22	system	system	NOUN
ajfa-14455	25	23	has	have	AUX
ajfa-14455	25	24	been	be	AUX
ajfa-14455	25	25	regarded	regard	VERB
ajfa-14455	25	26	as	as	ADP
ajfa-14455	25	27	one	one	NUM
ajfa-14455	25	28	of	of	ADP
ajfa-14455	25	29	the	the	DET
ajfa-14455	25	30	best	good	ADJ
ajfa-14455	25	31	in	in	ADP
ajfa-14455	25	32	the	the	DET
ajfa-14455	25	33	world	world	NOUN
ajfa-14455	25	34	.	.	PUNCT
ajfa-14455	26	1	asian	asian	ADJ
ajfa-14455	26	2	journal	journal	PROPN
ajfa-14455	26	3	of	of	ADP
ajfa-14455	26	4	finance	finance	PROPN
ajfa-14455	26	5	&	&	CCONJ
ajfa-14455	26	6	accounting	accounting	PROPN
ajfa-14455	26	7	issn	issn	PROPN
ajfa-14455	26	8	1946	1946	NUM
ajfa-14455	26	9	-	-	PUNCT
ajfa-14455	26	10	052x	052x	PROPN
ajfa-14455	26	11	2019	2019	NUM
ajfa-14455	26	12	,	,	PUNCT
ajfa-14455	26	13	vol	vol	NOUN
ajfa-14455	26	14	.	.	PROPN
ajfa-14455	26	15	11	11	NUM
ajfa-14455	26	16	,	,	PUNCT
ajfa-14455	26	17	no	no	INTJ
ajfa-14455	26	18	.	.	NOUN
ajfa-14455	26	19	1	1	NUM
ajfa-14455	26	20	113	113	NUM
ajfa-14455	26	21	ajfa.macrothink.org	ajfa.macrothink.org	NOUN
ajfa-14455	26	22	our	our	PRON
ajfa-14455	26	23	findings	finding	NOUN
ajfa-14455	26	24	contribute	contribute	VERB
ajfa-14455	26	25	to	to	ADP
ajfa-14455	26	26	extant	extant	ADJ
ajfa-14455	26	27	literature	literature	NOUN
ajfa-14455	26	28	in	in	ADP
ajfa-14455	26	29	a	a	DET
ajfa-14455	26	30	few	few	ADJ
ajfa-14455	26	31	ways	way	NOUN
ajfa-14455	26	32	.	.	PUNCT
ajfa-14455	27	1	first	first	ADV
ajfa-14455	27	2	,	,	PUNCT
ajfa-14455	27	3	our	our	PRON
ajfa-14455	27	4	model	model	NOUN
ajfa-14455	27	5	’s	’s	PART
ajfa-14455	27	6	accuracy	accuracy	NOUN
ajfa-14455	27	7	in	in	ADP
ajfa-14455	27	8	correctly	correctly	ADV
ajfa-14455	27	9	predicting	predict	VERB
ajfa-14455	27	10	bank	bank	NOUN
ajfa-14455	27	11	failure	failure	NOUN
ajfa-14455	27	12	surpasses	surpass	VERB
ajfa-14455	27	13	the	the	DET
ajfa-14455	27	14	predictive	predictive	ADJ
ajfa-14455	27	15	power	power	NOUN
ajfa-14455	27	16	of	of	ADP
ajfa-14455	27	17	other	other	ADJ
ajfa-14455	27	18	failure	failure	NOUN
ajfa-14455	27	19	-	-	PUNCT
ajfa-14455	27	20	prediction	prediction	NOUN
ajfa-14455	27	21	models	model	NOUN
ajfa-14455	27	22	in	in	ADP
ajfa-14455	27	23	the	the	DET
ajfa-14455	27	24	literature	literature	NOUN
ajfa-14455	27	25	,	,	PUNCT
ajfa-14455	27	26	with	with	ADP
ajfa-14455	27	27	minimal	minimal	ADJ
ajfa-14455	27	28	error	error	NOUN
ajfa-14455	27	29	.	.	PUNCT
ajfa-14455	28	1	second	second	ADJ
ajfa-14455	28	2	,	,	PUNCT
ajfa-14455	28	3	the	the	DET
ajfa-14455	28	4	simplicity	simplicity	NOUN
ajfa-14455	28	5	of	of	ADP
ajfa-14455	28	6	our	our	PRON
ajfa-14455	28	7	variables	variable	NOUN
ajfa-14455	28	8	and	and	CCONJ
ajfa-14455	28	9	methods	method	NOUN
ajfa-14455	28	10	used	use	VERB
ajfa-14455	28	11	in	in	ADP
ajfa-14455	28	12	deriving	derive	VERB
ajfa-14455	28	13	the	the	DET
ajfa-14455	28	14	model	model	NOUN
ajfa-14455	28	15	makes	make	VERB
ajfa-14455	28	16	ours	ours	PRON
ajfa-14455	28	17	more	more	ADV
ajfa-14455	28	18	efficient	efficient	ADJ
ajfa-14455	28	19	and	and	CCONJ
ajfa-14455	28	20	practicable	practicable	ADJ
ajfa-14455	28	21	for	for	ADP
ajfa-14455	28	22	regulators	regulator	NOUN
ajfa-14455	28	23	and	and	CCONJ
ajfa-14455	28	24	market	market	NOUN
ajfa-14455	28	25	observers	observer	NOUN
ajfa-14455	28	26	alike	alike	ADV
ajfa-14455	28	27	.	.	PUNCT
ajfa-14455	29	1	finally	finally	ADV
ajfa-14455	29	2	,	,	PUNCT
ajfa-14455	29	3	the	the	DET
ajfa-14455	29	4	“	"	PUNCT
ajfa-14455	29	5	bank	bank	PROPN
ajfa-14455	29	6	health	health	PROPN
ajfa-14455	29	7	index	index	NOUN
ajfa-14455	29	8	”	"	PUNCT
ajfa-14455	29	9	provides	provide	VERB
ajfa-14455	29	10	a	a	DET
ajfa-14455	29	11	quick	quick	ADJ
ajfa-14455	29	12	and	and	CCONJ
ajfa-14455	29	13	easy	easy	ADJ
ajfa-14455	29	14	way	way	NOUN
ajfa-14455	29	15	for	for	SCONJ
ajfa-14455	29	16	regulators	regulator	NOUN
ajfa-14455	29	17	to	to	PART
ajfa-14455	29	18	identify	identify	VERB
ajfa-14455	29	19	potentially	potentially	ADV
ajfa-14455	29	20	unhealthy	unhealthy	ADJ
ajfa-14455	29	21	banks	bank	NOUN
ajfa-14455	29	22	and	and	CCONJ
ajfa-14455	29	23	take	take	VERB
ajfa-14455	29	24	immediate	immediate	ADJ
ajfa-14455	29	25	remedial	remedial	ADJ
ajfa-14455	29	26	action	action	NOUN
ajfa-14455	29	27	at	at	ADV
ajfa-14455	29	28	least	least	ADV
ajfa-14455	29	29	one	one	NUM
ajfa-14455	29	30	year	year	NOUN
ajfa-14455	29	31	before	before	ADP
ajfa-14455	29	32	failure	failure	NOUN
ajfa-14455	29	33	.	.	PUNCT
ajfa-14455	30	1	the	the	DET
ajfa-14455	30	2	rest	rest	NOUN
ajfa-14455	30	3	of	of	ADP
ajfa-14455	30	4	this	this	DET
ajfa-14455	30	5	paper	paper	NOUN
ajfa-14455	30	6	is	be	AUX
ajfa-14455	30	7	structured	structure	VERB
ajfa-14455	30	8	as	as	SCONJ
ajfa-14455	30	9	follows	follow	VERB
ajfa-14455	30	10	.	.	PUNCT
ajfa-14455	31	1	section	section	NOUN
ajfa-14455	31	2	2	2	NUM
ajfa-14455	31	3	provides	provide	VERB
ajfa-14455	31	4	a	a	DET
ajfa-14455	31	5	review	review	NOUN
ajfa-14455	31	6	of	of	ADP
ajfa-14455	31	7	relevant	relevant	ADJ
ajfa-14455	31	8	literature	literature	NOUN
ajfa-14455	31	9	.	.	PUNCT
ajfa-14455	32	1	section	section	NOUN
ajfa-14455	32	2	3	3	NUM
ajfa-14455	32	3	presents	present	VERB
ajfa-14455	32	4	the	the	DET
ajfa-14455	32	5	theoretical	theoretical	ADJ
ajfa-14455	32	6	framework	framework	NOUN
ajfa-14455	32	7	and	and	CCONJ
ajfa-14455	32	8	methodology	methodology	NOUN
ajfa-14455	32	9	used	use	VERB
ajfa-14455	32	10	in	in	ADP
ajfa-14455	32	11	this	this	DET
ajfa-14455	32	12	study	study	NOUN
ajfa-14455	32	13	.	.	PUNCT
ajfa-14455	33	1	we	we	PRON
ajfa-14455	33	2	present	present	VERB
ajfa-14455	33	3	our	our	PRON
ajfa-14455	33	4	findings	finding	NOUN
ajfa-14455	33	5	and	and	CCONJ
ajfa-14455	33	6	discussion	discussion	NOUN
ajfa-14455	33	7	in	in	ADP
ajfa-14455	33	8	section	section	NOUN
ajfa-14455	33	9	4	4	NUM
ajfa-14455	33	10	.	.	PUNCT
ajfa-14455	33	11	section	section	NOUN
ajfa-14455	33	12	5	5	NUM
ajfa-14455	33	13	concludes	conclude	VERB
ajfa-14455	33	14	.	.	PUNCT
ajfa-14455	34	1	2	2	X
ajfa-14455	34	2	.	.	X
ajfa-14455	34	3	literature	literature	NOUN
ajfa-14455	34	4	review	review	VERB
ajfa-14455	34	5	central	central	ADJ
ajfa-14455	34	6	to	to	ADP
ajfa-14455	34	7	the	the	DET
ajfa-14455	34	8	existence	existence	NOUN
ajfa-14455	34	9	of	of	ADP
ajfa-14455	34	10	the	the	DET
ajfa-14455	34	11	modern	modern	ADJ
ajfa-14455	34	12	economy	economy	NOUN
ajfa-14455	34	13	is	be	AUX
ajfa-14455	34	14	the	the	DET
ajfa-14455	34	15	role	role	NOUN
ajfa-14455	34	16	banks	bank	NOUN
ajfa-14455	34	17	play	play	VERB
ajfa-14455	34	18	as	as	ADP
ajfa-14455	34	19	the	the	DET
ajfa-14455	34	20	primary	primary	ADJ
ajfa-14455	34	21	intermediary	intermediary	NOUN
ajfa-14455	34	22	for	for	ADP
ajfa-14455	34	23	the	the	DET
ajfa-14455	34	24	distribution	distribution	NOUN
ajfa-14455	34	25	of	of	ADP
ajfa-14455	34	26	funds	fund	NOUN
ajfa-14455	34	27	.	.	PUNCT
ajfa-14455	35	1	it	it	PRON
ajfa-14455	35	2	is	be	AUX
ajfa-14455	35	3	thus	thus	ADV
ajfa-14455	35	4	in	in	ADP
ajfa-14455	35	5	the	the	DET
ajfa-14455	35	6	best	good	ADJ
ajfa-14455	35	7	interests	interest	NOUN
ajfa-14455	35	8	of	of	ADP
ajfa-14455	35	9	the	the	DET
ajfa-14455	35	10	regulators	regulator	NOUN
ajfa-14455	35	11	to	to	PART
ajfa-14455	35	12	avoid	avoid	VERB
ajfa-14455	35	13	the	the	DET
ajfa-14455	35	14	possibility	possibility	NOUN
ajfa-14455	35	15	of	of	ADP
ajfa-14455	35	16	a	a	DET
ajfa-14455	35	17	bank	bank	NOUN
ajfa-14455	35	18	failure	failure	NOUN
ajfa-14455	35	19	.	.	PUNCT
ajfa-14455	36	1	but	but	CCONJ
ajfa-14455	36	2	despite	despite	SCONJ
ajfa-14455	36	3	the	the	DET
ajfa-14455	36	4	regulators	regulator	NOUN
ajfa-14455	36	5	’	’	PART
ajfa-14455	36	6	best	good	ADJ
ajfa-14455	36	7	efforts	effort	NOUN
ajfa-14455	36	8	,	,	PUNCT
ajfa-14455	36	9	bank	bank	NOUN
ajfa-14455	36	10	failures	failure	NOUN
ajfa-14455	36	11	still	still	ADV
ajfa-14455	36	12	occur	occur	VERB
ajfa-14455	36	13	.	.	PUNCT
ajfa-14455	37	1	and	and	CCONJ
ajfa-14455	37	2	when	when	SCONJ
ajfa-14455	37	3	they	they	PRON
ajfa-14455	37	4	do	do	VERB
ajfa-14455	37	5	,	,	PUNCT
ajfa-14455	37	6	the	the	DET
ajfa-14455	37	7	repercussions	repercussion	NOUN
ajfa-14455	37	8	are	be	AUX
ajfa-14455	37	9	far	far	ADV
ajfa-14455	37	10	-	-	PUNCT
ajfa-14455	37	11	reaching	reach	VERB
ajfa-14455	37	12	.	.	PUNCT
ajfa-14455	38	1	in	in	ADP
ajfa-14455	38	2	order	order	NOUN
ajfa-14455	38	3	to	to	PART
ajfa-14455	38	4	detect	detect	VERB
ajfa-14455	38	5	and	and	CCONJ
ajfa-14455	38	6	prevent	prevent	VERB
ajfa-14455	38	7	bank	bank	NOUN
ajfa-14455	38	8	failure	failure	NOUN
ajfa-14455	38	9	,	,	PUNCT
ajfa-14455	38	10	we	we	PRON
ajfa-14455	38	11	must	must	AUX
ajfa-14455	38	12	first	first	ADV
ajfa-14455	38	13	identify	identify	VERB
ajfa-14455	38	14	the	the	DET
ajfa-14455	38	15	aspects	aspect	NOUN
ajfa-14455	38	16	of	of	ADP
ajfa-14455	38	17	bank	bank	NOUN
ajfa-14455	38	18	operations	operation	NOUN
ajfa-14455	38	19	and	and	CCONJ
ajfa-14455	38	20	fund	fund	NOUN
ajfa-14455	38	21	flows	flow	NOUN
ajfa-14455	38	22	that	that	PRON
ajfa-14455	38	23	are	be	AUX
ajfa-14455	38	24	critical	critical	ADJ
ajfa-14455	38	25	to	to	ADP
ajfa-14455	38	26	the	the	DET
ajfa-14455	38	27	survival	survival	NOUN
ajfa-14455	38	28	of	of	ADP
ajfa-14455	38	29	the	the	DET
ajfa-14455	38	30	bank	bank	NOUN
ajfa-14455	38	31	.	.	PUNCT
ajfa-14455	39	1	the	the	DET
ajfa-14455	39	2	following	follow	VERB
ajfa-14455	39	3	discussion	discussion	NOUN
ajfa-14455	39	4	on	on	ADP
ajfa-14455	39	5	relevant	relevant	ADJ
ajfa-14455	39	6	indicators	indicator	NOUN
ajfa-14455	39	7	is	be	AUX
ajfa-14455	39	8	based	base	VERB
ajfa-14455	39	9	on	on	ADP
ajfa-14455	39	10	the	the	DET
ajfa-14455	39	11	camel	camel	NOUN
ajfa-14455	39	12	framework	framework	NOUN
ajfa-14455	39	13	prescribed	prescribe	VERB
ajfa-14455	39	14	by	by	ADP
ajfa-14455	39	15	central	central	ADJ
ajfa-14455	39	16	bankers	banker	NOUN
ajfa-14455	39	17	and	and	CCONJ
ajfa-14455	39	18	the	the	DET
ajfa-14455	39	19	international	international	ADJ
ajfa-14455	39	20	monetary	monetary	ADJ
ajfa-14455	39	21	fund	fund	NOUN
ajfa-14455	39	22	(	(	PUNCT
ajfa-14455	39	23	gersl	gersl	NOUN
ajfa-14455	39	24	and	and	CCONJ
ajfa-14455	39	25	hermanek	hermanek	ADJ
ajfa-14455	39	26	,	,	PUNCT
ajfa-14455	39	27	2006	2006	NUM
ajfa-14455	39	28	)	)	PUNCT
ajfa-14455	39	29	.	.	PUNCT
ajfa-14455	40	1	the	the	DET
ajfa-14455	40	2	first	first	ADJ
ajfa-14455	40	3	is	be	AUX
ajfa-14455	40	4	its	its	PRON
ajfa-14455	40	5	highly	highly	ADV
ajfa-14455	40	6	leveraged	leverage	VERB
ajfa-14455	40	7	nature	nature	NOUN
ajfa-14455	40	8	of	of	ADP
ajfa-14455	40	9	business	business	NOUN
ajfa-14455	40	10	that	that	PRON
ajfa-14455	40	11	is	be	AUX
ajfa-14455	40	12	reliant	reliant	ADJ
ajfa-14455	40	13	on	on	ADP
ajfa-14455	40	14	loans	loan	NOUN
ajfa-14455	40	15	,	,	PUNCT
ajfa-14455	40	16	advances	advance	NOUN
ajfa-14455	40	17	and	and	CCONJ
ajfa-14455	40	18	shortterm	shortterm	PROPN
ajfa-14455	40	19	investments	investment	NOUN
ajfa-14455	40	20	,	,	PUNCT
ajfa-14455	40	21	as	as	ADP
ajfa-14455	40	22	assets	asset	NOUN
ajfa-14455	40	23	that	that	PRON
ajfa-14455	40	24	stem	stem	VERB
ajfa-14455	40	25	from	from	ADP
ajfa-14455	40	26	liabilities	liability	NOUN
ajfa-14455	40	27	held	hold	VERB
ajfa-14455	40	28	by	by	ADP
ajfa-14455	40	29	the	the	DET
ajfa-14455	40	30	bank	bank	NOUN
ajfa-14455	40	31	(	(	PUNCT
ajfa-14455	40	32	e.g.	e.g.	ADV
ajfa-14455	40	33	deposits	deposit	NOUN
ajfa-14455	40	34	)	)	PUNCT
ajfa-14455	40	35	.	.	PUNCT
ajfa-14455	41	1	the	the	DET
ajfa-14455	41	2	creation	creation	NOUN
ajfa-14455	41	3	of	of	ADP
ajfa-14455	41	4	assets	asset	NOUN
ajfa-14455	41	5	from	from	ADP
ajfa-14455	41	6	liabilities	liability	NOUN
ajfa-14455	41	7	is	be	AUX
ajfa-14455	41	8	simply	simply	ADV
ajfa-14455	41	9	a	a	DET
ajfa-14455	41	10	redistribution	redistribution	NOUN
ajfa-14455	41	11	of	of	ADP
ajfa-14455	41	12	wealth	wealth	NOUN
ajfa-14455	41	13	and	and	CCONJ
ajfa-14455	41	14	is	be	AUX
ajfa-14455	41	15	a	a	DET
ajfa-14455	41	16	system	system	NOUN
ajfa-14455	41	17	that	that	PRON
ajfa-14455	41	18	has	have	AUX
ajfa-14455	41	19	worked	work	VERB
ajfa-14455	41	20	for	for	ADP
ajfa-14455	41	21	centuries	century	NOUN
ajfa-14455	41	22	.	.	PUNCT
ajfa-14455	42	1	however	however	ADV
ajfa-14455	42	2	,	,	PUNCT
ajfa-14455	42	3	an	an	DET
ajfa-14455	42	4	economic	economic	ADJ
ajfa-14455	42	5	downturn	downturn	NOUN
ajfa-14455	42	6	may	may	AUX
ajfa-14455	42	7	cause	cause	VERB
ajfa-14455	42	8	a	a	DET
ajfa-14455	42	9	rise	rise	NOUN
ajfa-14455	42	10	in	in	ADP
ajfa-14455	42	11	loan	loan	NOUN
ajfa-14455	42	12	defaults	default	NOUN
ajfa-14455	42	13	,	,	PUNCT
ajfa-14455	42	14	or	or	CCONJ
ajfa-14455	42	15	falling	fall	VERB
ajfa-14455	42	16	asset	asset	NOUN
ajfa-14455	42	17	values	value	NOUN
ajfa-14455	42	18	.	.	PUNCT
ajfa-14455	43	1	banks	bank	NOUN
ajfa-14455	43	2	in	in	ADP
ajfa-14455	43	3	response	response	NOUN
ajfa-14455	43	4	would	would	AUX
ajfa-14455	43	5	have	have	VERB
ajfa-14455	43	6	to	to	PART
ajfa-14455	43	7	make	make	VERB
ajfa-14455	43	8	higher	high	ADJ
ajfa-14455	43	9	loan	loan	NOUN
ajfa-14455	43	10	loss	loss	NOUN
ajfa-14455	43	11	provisions	provision	NOUN
ajfa-14455	43	12	and	and	CCONJ
ajfa-14455	43	13	be	be	AUX
ajfa-14455	43	14	prepared	prepare	VERB
ajfa-14455	43	15	to	to	PART
ajfa-14455	43	16	write	write	VERB
ajfa-14455	43	17	-	-	PUNCT
ajfa-14455	43	18	off	off	ADP
ajfa-14455	43	19	bad	bad	ADJ
ajfa-14455	43	20	loans	loan	NOUN
ajfa-14455	43	21	as	as	SCONJ
ajfa-14455	43	22	collateral	collateral	ADJ
ajfa-14455	43	23	values	value	NOUN
ajfa-14455	43	24	are	be	AUX
ajfa-14455	43	25	insufficient	insufficient	ADJ
ajfa-14455	43	26	to	to	PART
ajfa-14455	43	27	cover	cover	VERB
ajfa-14455	43	28	bad	bad	ADJ
ajfa-14455	43	29	loans	loan	NOUN
ajfa-14455	43	30	;	;	PUNCT
ajfa-14455	43	31	a	a	DET
ajfa-14455	43	32	prime	prime	ADJ
ajfa-14455	43	33	indicator	indicator	NOUN
ajfa-14455	43	34	of	of	ADP
ajfa-14455	43	35	insolvency	insolvency	NOUN
ajfa-14455	43	36	(	(	PUNCT
ajfa-14455	43	37	kunt	kunt	PROPN
ajfa-14455	43	38	and	and	CCONJ
ajfa-14455	43	39	detragiache	detragiache	PROPN
ajfa-14455	43	40	,	,	PUNCT
ajfa-14455	43	41	1998	1998	NUM
ajfa-14455	43	42	)	)	PUNCT
ajfa-14455	43	43	,	,	PUNCT
ajfa-14455	43	44	and	and	CCONJ
ajfa-14455	43	45	poor	poor	ADJ
ajfa-14455	43	46	asset	asset	NOUN
ajfa-14455	43	47	quality	quality	NOUN
ajfa-14455	43	48	(	(	PUNCT
ajfa-14455	43	49	gonzalezhermosillo	gonzalezhermosillo	NOUN
ajfa-14455	43	50	et	et	PROPN
ajfa-14455	43	51	al	al	PROPN
ajfa-14455	43	52	.	.	PROPN
ajfa-14455	43	53	,	,	PUNCT
ajfa-14455	43	54	1996	1996	NUM
ajfa-14455	43	55	)	)	PUNCT
ajfa-14455	43	56	.	.	PUNCT
ajfa-14455	44	1	periods	period	NOUN
ajfa-14455	44	2	of	of	ADP
ajfa-14455	44	3	economic	economic	ADJ
ajfa-14455	44	4	growth	growth	NOUN
ajfa-14455	44	5	meanwhile	meanwhile	ADV
ajfa-14455	44	6	would	would	AUX
ajfa-14455	44	7	see	see	VERB
ajfa-14455	44	8	the	the	DET
ajfa-14455	44	9	growth	growth	NOUN
ajfa-14455	44	10	of	of	ADP
ajfa-14455	44	11	the	the	DET
ajfa-14455	44	12	banking	banking	NOUN
ajfa-14455	44	13	system	system	NOUN
ajfa-14455	44	14	outpacing	outpace	VERB
ajfa-14455	44	15	that	that	PRON
ajfa-14455	44	16	of	of	ADP
ajfa-14455	44	17	the	the	DET
ajfa-14455	44	18	country	country	NOUN
ajfa-14455	44	19	and	and	CCONJ
ajfa-14455	44	20	even	even	ADV
ajfa-14455	44	21	inflation	inflation	NOUN
ajfa-14455	44	22	.	.	PUNCT
ajfa-14455	45	1	the	the	DET
ajfa-14455	45	2	exuberance	exuberance	NOUN
ajfa-14455	45	3	may	may	AUX
ajfa-14455	45	4	result	result	VERB
ajfa-14455	45	5	in	in	ADP
ajfa-14455	45	6	questionable	questionable	ADJ
ajfa-14455	45	7	lending	lending	NOUN
ajfa-14455	45	8	practices	practice	NOUN
ajfa-14455	45	9	and	and	CCONJ
ajfa-14455	45	10	poor	poor	ADJ
ajfa-14455	45	11	asset	asset	NOUN
ajfa-14455	45	12	quality	quality	NOUN
ajfa-14455	45	13	,	,	PUNCT
ajfa-14455	45	14	creating	create	VERB
ajfa-14455	45	15	potential	potential	ADJ
ajfa-14455	45	16	loan	loan	NOUN
ajfa-14455	45	17	repayment	repayment	NOUN
ajfa-14455	45	18	and	and	CCONJ
ajfa-14455	45	19	recovery	recovery	NOUN
ajfa-14455	45	20	problems	problem	NOUN
ajfa-14455	45	21	in	in	ADP
ajfa-14455	45	22	the	the	DET
ajfa-14455	45	23	future	future	NOUN
ajfa-14455	45	24	(	(	PUNCT
ajfa-14455	45	25	bell	bell	NOUN
ajfa-14455	45	26	and	and	CCONJ
ajfa-14455	45	27	pain	pain	NOUN
ajfa-14455	45	28	,	,	PUNCT
ajfa-14455	45	29	2000	2000	NUM
ajfa-14455	45	30	;	;	PUNCT
ajfa-14455	45	31	jimenez	jimenez	PROPN
ajfa-14455	45	32	and	and	CCONJ
ajfa-14455	45	33	saurina	saurina	PROPN
ajfa-14455	45	34	,	,	PUNCT
ajfa-14455	45	35	2006	2006	NUM
ajfa-14455	45	36	;	;	PUNCT
ajfa-14455	45	37	berg	berg	PROPN
ajfa-14455	45	38	and	and	CCONJ
ajfa-14455	45	39	hexeberg	hexeberg	PROPN
ajfa-14455	45	40	,	,	PUNCT
ajfa-14455	45	41	1994	1994	NUM
ajfa-14455	45	42	;	;	PUNCT
ajfa-14455	45	43	logan	logan	PROPN
ajfa-14455	45	44	,	,	PUNCT
ajfa-14455	45	45	2003	2003	NUM
ajfa-14455	45	46	)	)	PUNCT
ajfa-14455	45	47	.	.	PUNCT
ajfa-14455	46	1	studies	study	NOUN
ajfa-14455	46	2	(	(	PUNCT
ajfa-14455	46	3	e.g.	e.g.	ADV
ajfa-14455	46	4	foos	foo	NOUN
ajfa-14455	46	5	et	et	PROPN
ajfa-14455	46	6	al	al	PROPN
ajfa-14455	46	7	.	.	PROPN
ajfa-14455	46	8	,	,	PUNCT
ajfa-14455	46	9	2010	2010	NUM
ajfa-14455	46	10	;	;	PUNCT
ajfa-14455	46	11	andersen	andersen	PROPN
ajfa-14455	46	12	,	,	PUNCT
ajfa-14455	46	13	2010	2010	NUM
ajfa-14455	46	14	)	)	PUNCT
ajfa-14455	46	15	have	have	AUX
ajfa-14455	46	16	shown	show	VERB
ajfa-14455	46	17	that	that	SCONJ
ajfa-14455	46	18	aggressive	aggressive	ADJ
ajfa-14455	46	19	lending	lending	NOUN
ajfa-14455	46	20	during	during	ADP
ajfa-14455	46	21	growth	growth	NOUN
ajfa-14455	46	22	periods	period	NOUN
ajfa-14455	46	23	often	often	ADV
ajfa-14455	46	24	lead	lead	VERB
ajfa-14455	46	25	to	to	ADP
ajfa-14455	46	26	defaults	default	NOUN
ajfa-14455	46	27	two	two	NUM
ajfa-14455	46	28	to	to	PART
ajfa-14455	46	29	four	four	NUM
ajfa-14455	46	30	years	year	NOUN
ajfa-14455	46	31	after	after	ADV
ajfa-14455	46	32	,	,	PUNCT
ajfa-14455	46	33	resulting	result	VERB
ajfa-14455	46	34	in	in	ADP
ajfa-14455	46	35	a	a	DET
ajfa-14455	46	36	cooling	cool	VERB
ajfa-14455	46	37	and	and	CCONJ
ajfa-14455	46	38	declining	decline	VERB
ajfa-14455	46	39	period	period	NOUN
ajfa-14455	46	40	of	of	ADP
ajfa-14455	46	41	banking	banking	NOUN
ajfa-14455	46	42	growth	growth	NOUN
ajfa-14455	46	43	that	that	PRON
ajfa-14455	46	44	may	may	AUX
ajfa-14455	46	45	even	even	ADV
ajfa-14455	46	46	amount	amount	VERB
ajfa-14455	46	47	to	to	ADP
ajfa-14455	46	48	negative	negative	ADJ
ajfa-14455	46	49	growth	growth	NOUN
ajfa-14455	46	50	.	.	PUNCT
ajfa-14455	47	1	even	even	ADV
ajfa-14455	47	2	if	if	SCONJ
ajfa-14455	47	3	steps	step	NOUN
ajfa-14455	47	4	to	to	PART
ajfa-14455	47	5	ensure	ensure	VERB
ajfa-14455	47	6	the	the	DET
ajfa-14455	47	7	quality	quality	NOUN
ajfa-14455	47	8	of	of	ADP
ajfa-14455	47	9	their	their	PRON
ajfa-14455	47	10	loans	loan	NOUN
ajfa-14455	47	11	and	and	CCONJ
ajfa-14455	47	12	assets	asset	NOUN
ajfa-14455	47	13	were	be	AUX
ajfa-14455	47	14	taken	take	VERB
ajfa-14455	47	15	,	,	PUNCT
ajfa-14455	47	16	defaults	default	NOUN
ajfa-14455	47	17	inadvertently	inadvertently	ADV
ajfa-14455	47	18	occur	occur	VERB
ajfa-14455	47	19	,	,	PUNCT
ajfa-14455	47	20	hence	hence	ADV
ajfa-14455	47	21	the	the	DET
ajfa-14455	47	22	need	need	NOUN
ajfa-14455	47	23	for	for	ADP
ajfa-14455	47	24	loan	loan	NOUN
ajfa-14455	47	25	loss	loss	NOUN
ajfa-14455	47	26	reserves	reserve	NOUN
ajfa-14455	47	27	to	to	PART
ajfa-14455	47	28	act	act	VERB
ajfa-14455	47	29	as	as	ADP
ajfa-14455	47	30	a	a	DET
ajfa-14455	47	31	buffer	buffer	NOUN
ajfa-14455	47	32	against	against	ADP
ajfa-14455	47	33	writing	write	VERB
ajfa-14455	47	34	down	down	ADP
ajfa-14455	47	35	the	the	DET
ajfa-14455	47	36	bank	bank	NOUN
ajfa-14455	47	37	’s	’s	PART
ajfa-14455	47	38	capital	capital	NOUN
ajfa-14455	47	39	(	(	PUNCT
ajfa-14455	47	40	anglomkiew	anglomkiew	NOUN
ajfa-14455	47	41	et	et	PROPN
ajfa-14455	47	42	al	al	PROPN
ajfa-14455	47	43	.	.	PROPN
ajfa-14455	47	44	,	,	PUNCT
ajfa-14455	47	45	2008	2008	NUM
ajfa-14455	47	46	;	;	PUNCT
ajfa-14455	47	47	floro	floro	PROPN
ajfa-14455	47	48	,	,	PUNCT
ajfa-14455	47	49	2010	2010	NUM
ajfa-14455	47	50	)	)	PUNCT
ajfa-14455	47	51	.	.	PUNCT
ajfa-14455	48	1	during	during	ADP
ajfa-14455	48	2	severe	severe	ADJ
ajfa-14455	48	3	market	market	NOUN
ajfa-14455	48	4	downturns	downturn	NOUN
ajfa-14455	48	5	,	,	PUNCT
ajfa-14455	48	6	loan	loan	NOUN
ajfa-14455	48	7	loss	loss	NOUN
ajfa-14455	48	8	reserves	reserve	NOUN
ajfa-14455	48	9	are	be	AUX
ajfa-14455	48	10	insufficient	insufficient	ADJ
ajfa-14455	48	11	;	;	PUNCT
ajfa-14455	48	12	capital	capital	NOUN
ajfa-14455	48	13	erosion	erosion	NOUN
ajfa-14455	48	14	becomes	become	VERB
ajfa-14455	48	15	inevitable	inevitable	ADJ
ajfa-14455	48	16	until	until	SCONJ
ajfa-14455	48	17	loan	loan	NOUN
ajfa-14455	48	18	losses	loss	NOUN
ajfa-14455	48	19	significantly	significantly	ADV
ajfa-14455	48	20	outweigh	outweigh	VERB
ajfa-14455	48	21	available	available	ADJ
ajfa-14455	48	22	capital	capital	NOUN
ajfa-14455	48	23	resulting	result	VERB
ajfa-14455	48	24	in	in	ADP
ajfa-14455	48	25	insolvency	insolvency	NOUN
ajfa-14455	48	26	and	and	CCONJ
ajfa-14455	48	27	subsequently	subsequently	ADV
ajfa-14455	48	28	,	,	PUNCT
ajfa-14455	48	29	failure	failure	NOUN
ajfa-14455	48	30	.	.	PUNCT
ajfa-14455	49	1	common	common	ADJ
ajfa-14455	49	2	indicators	indicator	NOUN
ajfa-14455	49	3	of	of	ADP
ajfa-14455	49	4	bank	bank	NOUN
ajfa-14455	49	5	capital	capital	NOUN
ajfa-14455	49	6	adequacy	adequacy	NOUN
ajfa-14455	49	7	are	be	AUX
ajfa-14455	49	8	the	the	DET
ajfa-14455	49	9	core	core	ADJ
ajfa-14455	49	10	capital	capital	NOUN
ajfa-14455	49	11	ratio	ratio	NOUN
ajfa-14455	49	12	and	and	CCONJ
ajfa-14455	49	13	the	the	DET
ajfa-14455	49	14	risk	risk	NOUN
ajfa-14455	49	15	-	-	PUNCT
ajfa-14455	49	16	weighted	weight	VERB
ajfa-14455	49	17	capital	capital	NOUN
ajfa-14455	49	18	ratio	ratio	NOUN
ajfa-14455	49	19	,	,	PUNCT
ajfa-14455	49	20	prescribed	prescribe	VERB
ajfa-14455	49	21	by	by	ADP
ajfa-14455	49	22	the	the	DET
ajfa-14455	49	23	basel	basel	PROPN
ajfa-14455	49	24	ii	ii	PROPN
ajfa-14455	49	25	(	(	PUNCT
ajfa-14455	49	26	and	and	CCONJ
ajfa-14455	49	27	iii	iii	X
ajfa-14455	49	28	)	)	PUNCT
ajfa-14455	49	29	capital	capital	NOUN
ajfa-14455	49	30	accords	accord	NOUN
ajfa-14455	49	31	.	.	PUNCT
ajfa-14455	50	1	these	these	DET
ajfa-14455	50	2	ratios	ratio	NOUN
ajfa-14455	50	3	are	be	AUX
ajfa-14455	50	4	a	a	DET
ajfa-14455	50	5	good	good	ADJ
ajfa-14455	50	6	measure	measure	NOUN
ajfa-14455	50	7	to	to	PART
ajfa-14455	50	8	determine	determine	VERB
ajfa-14455	50	9	the	the	DET
ajfa-14455	50	10	strength	strength	NOUN
ajfa-14455	50	11	of	of	ADP
ajfa-14455	50	12	a	a	DET
ajfa-14455	50	13	bank	bank	NOUN
ajfa-14455	50	14	as	as	ADP
ajfa-14455	50	15	adjustments	adjustment	NOUN
ajfa-14455	50	16	for	for	ADP
ajfa-14455	50	17	credit	credit	NOUN
ajfa-14455	50	18	risk	risk	NOUN
ajfa-14455	50	19	arising	arise	VERB
ajfa-14455	50	20	from	from	ADP
ajfa-14455	50	21	off	off	ADP
ajfa-14455	50	22	-	-	PUNCT
ajfa-14455	50	23	balance	balance	NOUN
ajfa-14455	50	24	sheet	sheet	NOUN
ajfa-14455	50	25	asian	asian	ADJ
ajfa-14455	50	26	journal	journal	NOUN
ajfa-14455	50	27	of	of	ADP
ajfa-14455	50	28	finance	finance	PROPN
ajfa-14455	50	29	&	&	CCONJ
ajfa-14455	50	30	accounting	accounting	PROPN
ajfa-14455	50	31	issn	issn	PROPN
ajfa-14455	50	32	1946	1946	NUM
ajfa-14455	50	33	-	-	PUNCT
ajfa-14455	50	34	052x	052x	PROPN
ajfa-14455	50	35	2019	2019	NUM
ajfa-14455	50	36	,	,	PUNCT
ajfa-14455	50	37	vol	vol	NOUN
ajfa-14455	50	38	.	.	PROPN
ajfa-14455	50	39	11	11	NUM
ajfa-14455	50	40	,	,	PUNCT
ajfa-14455	50	41	no	no	INTJ
ajfa-14455	50	42	.	.	NOUN
ajfa-14455	50	43	1	1	NUM
ajfa-14455	50	44	114	114	NUM
ajfa-14455	50	45	ajfa.macrothink.org	ajfa.macrothink.org	ADJ
ajfa-14455	50	46	items	item	NOUN
ajfa-14455	50	47	have	have	AUX
ajfa-14455	50	48	been	be	AUX
ajfa-14455	50	49	considered	consider	VERB
ajfa-14455	50	50	in	in	ADP
ajfa-14455	50	51	these	these	DET
ajfa-14455	50	52	ratios	ratio	NOUN
ajfa-14455	50	53	(	(	PUNCT
ajfa-14455	50	54	estrella	estrella	NOUN
ajfa-14455	50	55	,	,	PUNCT
ajfa-14455	50	56	2000	2000	NUM
ajfa-14455	50	57	)	)	PUNCT
ajfa-14455	50	58	.	.	PUNCT
ajfa-14455	51	1	thus	thus	ADV
ajfa-14455	51	2	,	,	PUNCT
ajfa-14455	51	3	a	a	DET
ajfa-14455	51	4	greater	great	ADJ
ajfa-14455	51	5	amount	amount	NOUN
ajfa-14455	51	6	of	of	ADP
ajfa-14455	51	7	capital	capital	NOUN
ajfa-14455	51	8	improves	improve	VERB
ajfa-14455	51	9	a	a	DET
ajfa-14455	51	10	bank	bank	NOUN
ajfa-14455	51	11	’s	’s	PART
ajfa-14455	51	12	chance	chance	NOUN
ajfa-14455	51	13	of	of	ADP
ajfa-14455	51	14	survival	survival	NOUN
ajfa-14455	51	15	(	(	PUNCT
ajfa-14455	51	16	andersen	andersen	PROPN
ajfa-14455	51	17	,	,	PUNCT
ajfa-14455	51	18	2008	2008	NUM
ajfa-14455	51	19	)	)	PUNCT
ajfa-14455	51	20	.	.	PUNCT
ajfa-14455	52	1	another	another	DET
ajfa-14455	52	2	key	key	ADJ
ajfa-14455	52	3	aspect	aspect	NOUN
ajfa-14455	52	4	for	for	ADP
ajfa-14455	52	5	bank	bank	NOUN
ajfa-14455	52	6	survivability	survivability	NOUN
ajfa-14455	52	7	is	be	AUX
ajfa-14455	52	8	liquidity	liquidity	NOUN
ajfa-14455	52	9	.	.	PUNCT
ajfa-14455	53	1	bank	bank	NOUN
ajfa-14455	53	2	liabilities	liability	NOUN
ajfa-14455	53	3	,	,	PUNCT
ajfa-14455	53	4	primarily	primarily	ADV
ajfa-14455	53	5	stemming	stem	VERB
ajfa-14455	53	6	from	from	ADP
ajfa-14455	53	7	customer	customer	NOUN
ajfa-14455	53	8	deposits	deposit	NOUN
ajfa-14455	53	9	,	,	PUNCT
ajfa-14455	53	10	are	be	AUX
ajfa-14455	53	11	generally	generally	ADV
ajfa-14455	53	12	short	short	ADJ
ajfa-14455	53	13	term	term	NOUN
ajfa-14455	53	14	in	in	ADP
ajfa-14455	53	15	nature	nature	NOUN
ajfa-14455	53	16	vis	vis	X
ajfa-14455	53	17	-	-	X
ajfa-14455	53	18	à	à	X
ajfa-14455	53	19	-	-	PUNCT
ajfa-14455	53	20	vis	vis	X
ajfa-14455	53	21	its	its	PRON
ajfa-14455	53	22	assets	asset	NOUN
ajfa-14455	53	23	that	that	PRON
ajfa-14455	53	24	are	be	AUX
ajfa-14455	53	25	longer	long	ADJ
ajfa-14455	53	26	term	term	NOUN
ajfa-14455	53	27	,	,	PUNCT
ajfa-14455	53	28	thereby	thereby	ADV
ajfa-14455	53	29	creating	create	VERB
ajfa-14455	53	30	liquidity	liquidity	NOUN
ajfa-14455	53	31	mismatch	mismatch	NOUN
ajfa-14455	53	32	.	.	PUNCT
ajfa-14455	54	1	as	as	SCONJ
ajfa-14455	54	2	depositors	depositor	NOUN
ajfa-14455	54	3	have	have	VERB
ajfa-14455	54	4	a	a	DET
ajfa-14455	54	5	right	right	NOUN
ajfa-14455	54	6	to	to	PART
ajfa-14455	54	7	withdraw	withdraw	VERB
ajfa-14455	54	8	funds	fund	NOUN
ajfa-14455	54	9	without	without	ADP
ajfa-14455	54	10	notice	notice	NOUN
ajfa-14455	54	11	,	,	PUNCT
ajfa-14455	54	12	banks	bank	NOUN
ajfa-14455	54	13	must	must	AUX
ajfa-14455	54	14	maintain	maintain	VERB
ajfa-14455	54	15	sufficient	sufficient	ADJ
ajfa-14455	54	16	liquidity	liquidity	NOUN
ajfa-14455	54	17	at	at	ADP
ajfa-14455	54	18	all	all	DET
ajfa-14455	54	19	times	time	NOUN
ajfa-14455	54	20	.	.	PUNCT
ajfa-14455	55	1	but	but	CCONJ
ajfa-14455	55	2	when	when	SCONJ
ajfa-14455	55	3	revenue	revenue	NOUN
ajfa-14455	55	4	generated	generate	VERB
ajfa-14455	55	5	from	from	ADP
ajfa-14455	55	6	loans	loan	NOUN
ajfa-14455	55	7	and	and	CCONJ
ajfa-14455	55	8	other	other	ADJ
ajfa-14455	55	9	assets	asset	NOUN
ajfa-14455	55	10	fall	fall	VERB
ajfa-14455	55	11	short	short	ADV
ajfa-14455	55	12	of	of	ADP
ajfa-14455	55	13	liquidity	liquidity	NOUN
ajfa-14455	55	14	demands	demand	NOUN
ajfa-14455	55	15	,	,	PUNCT
ajfa-14455	55	16	or	or	CCONJ
ajfa-14455	55	17	when	when	SCONJ
ajfa-14455	55	18	banks	bank	NOUN
ajfa-14455	55	19	fail	fail	VERB
ajfa-14455	55	20	to	to	PART
ajfa-14455	55	21	convert	convert	VERB
ajfa-14455	55	22	liquid	liquid	ADJ
ajfa-14455	55	23	assets	asset	NOUN
ajfa-14455	55	24	into	into	ADP
ajfa-14455	55	25	cash	cash	NOUN
ajfa-14455	55	26	on	on	ADP
ajfa-14455	55	27	time	time	NOUN
ajfa-14455	55	28	,	,	PUNCT
ajfa-14455	55	29	the	the	DET
ajfa-14455	55	30	liquidity	liquidity	NOUN
ajfa-14455	55	31	shortage	shortage	NOUN
ajfa-14455	55	32	might	might	AUX
ajfa-14455	55	33	result	result	VERB
ajfa-14455	55	34	in	in	ADP
ajfa-14455	55	35	a	a	DET
ajfa-14455	55	36	bank	bank	NOUN
ajfa-14455	55	37	run	run	NOUN
ajfa-14455	55	38	(	(	PUNCT
ajfa-14455	55	39	lanine	lanine	NOUN
ajfa-14455	55	40	,	,	PUNCT
ajfa-14455	55	41	2005	2005	NUM
ajfa-14455	55	42	;	;	PUNCT
ajfa-14455	55	43	reed	reed	NOUN
ajfa-14455	55	44	and	and	CCONJ
ajfa-14455	55	45	gill	gill	PROPN
ajfa-14455	55	46	,	,	PUNCT
ajfa-14455	55	47	1989	1989	NUM
ajfa-14455	55	48	)	)	PUNCT
ajfa-14455	55	49	.	.	PUNCT
ajfa-14455	56	1	close	close	ADJ
ajfa-14455	56	2	observation	observation	NOUN
ajfa-14455	56	3	of	of	ADP
ajfa-14455	56	4	the	the	DET
ajfa-14455	56	5	loan	loan	NOUN
ajfa-14455	56	6	-	-	PUNCT
ajfa-14455	56	7	to	to	ADP
ajfa-14455	56	8	-	-	PUNCT
ajfa-14455	56	9	deposit	deposit	NOUN
ajfa-14455	56	10	ratio	ratio	NOUN
ajfa-14455	56	11	and	and	CCONJ
ajfa-14455	56	12	the	the	DET
ajfa-14455	56	13	net	net	ADJ
ajfa-14455	56	14	-	-	PUNCT
ajfa-14455	56	15	loans	loan	NOUN
ajfa-14455	56	16	-	-	PUNCT
ajfa-14455	56	17	to	to	ADP
ajfa-14455	56	18	-	-	PUNCT
ajfa-14455	56	19	assets	asset	NOUN
ajfa-14455	56	20	ratio	ratio	NOUN
ajfa-14455	56	21	may	may	AUX
ajfa-14455	56	22	provide	provide	VERB
ajfa-14455	56	23	indication	indication	NOUN
ajfa-14455	56	24	of	of	ADP
ajfa-14455	56	25	the	the	DET
ajfa-14455	56	26	bank	bank	NOUN
ajfa-14455	56	27	’s	’s	PART
ajfa-14455	56	28	level	level	NOUN
ajfa-14455	56	29	of	of	ADP
ajfa-14455	56	30	liquidity	liquidity	NOUN
ajfa-14455	56	31	.	.	PUNCT
ajfa-14455	57	1	bank	bank	NOUN
ajfa-14455	57	2	profitability	profitability	NOUN
ajfa-14455	57	3	is	be	AUX
ajfa-14455	57	4	reflected	reflect	VERB
ajfa-14455	57	5	in	in	ADP
ajfa-14455	57	6	the	the	DET
ajfa-14455	57	7	net	net	ADJ
ajfa-14455	57	8	interest	interest	NOUN
ajfa-14455	57	9	margin	margin	NOUN
ajfa-14455	57	10	(	(	PUNCT
ajfa-14455	57	11	nim	nim	NOUN
ajfa-14455	57	12	)	)	PUNCT
ajfa-14455	57	13	.	.	PUNCT
ajfa-14455	58	1	however	however	ADV
ajfa-14455	58	2	,	,	PUNCT
ajfa-14455	58	3	as	as	SCONJ
ajfa-14455	58	4	nim	nim	PROPN
ajfa-14455	58	5	is	be	AUX
ajfa-14455	58	6	dependent	dependent	ADJ
ajfa-14455	58	7	on	on	ADP
ajfa-14455	58	8	the	the	DET
ajfa-14455	58	9	rate	rate	NOUN
ajfa-14455	58	10	of	of	ADP
ajfa-14455	58	11	interest	interest	NOUN
ajfa-14455	58	12	charged	charge	VERB
ajfa-14455	58	13	on	on	ADP
ajfa-14455	58	14	loans	loan	NOUN
ajfa-14455	58	15	as	as	ADV
ajfa-14455	58	16	well	well	ADV
ajfa-14455	58	17	as	as	ADP
ajfa-14455	58	18	the	the	DET
ajfa-14455	58	19	interest	interest	NOUN
ajfa-14455	58	20	cost	cost	NOUN
ajfa-14455	58	21	of	of	ADP
ajfa-14455	58	22	sourcing	source	VERB
ajfa-14455	58	23	loanable	loanable	ADJ
ajfa-14455	58	24	funds	fund	NOUN
ajfa-14455	58	25	for	for	ADP
ajfa-14455	58	26	distribution	distribution	NOUN
ajfa-14455	58	27	,	,	PUNCT
ajfa-14455	58	28	high	high	ADJ
ajfa-14455	58	29	nims	nim	NOUN
ajfa-14455	58	30	may	may	AUX
ajfa-14455	58	31	be	be	AUX
ajfa-14455	58	32	indicative	indicative	ADJ
ajfa-14455	58	33	of	of	ADP
ajfa-14455	58	34	excessive	excessive	ADJ
ajfa-14455	58	35	risk	risk	NOUN
ajfa-14455	58	36	taking	taking	NOUN
ajfa-14455	58	37	and	and	CCONJ
ajfa-14455	58	38	imprudent	imprudent	ADJ
ajfa-14455	58	39	lending	lending	NOUN
ajfa-14455	58	40	practices	practice	NOUN
ajfa-14455	58	41	(	(	PUNCT
ajfa-14455	58	42	evans	evans	PROPN
ajfa-14455	58	43	et	et	PROPN
ajfa-14455	58	44	al	al	PROPN
ajfa-14455	58	45	.	.	PROPN
ajfa-14455	58	46	,	,	PUNCT
ajfa-14455	58	47	2000	2000	NUM
ajfa-14455	58	48	)	)	PUNCT
ajfa-14455	58	49	.	.	PUNCT
ajfa-14455	59	1	during	during	ADP
ajfa-14455	59	2	the	the	DET
ajfa-14455	59	3	afc	afc	PROPN
ajfa-14455	59	4	and	and	CCONJ
ajfa-14455	59	5	gfc	gfc	PROPN
ajfa-14455	59	6	,	,	PUNCT
ajfa-14455	59	7	banks	bank	NOUN
ajfa-14455	59	8	dependent	dependent	ADJ
ajfa-14455	59	9	on	on	ADP
ajfa-14455	59	10	short	short	ADJ
ajfa-14455	59	11	-	-	PUNCT
ajfa-14455	59	12	term	term	NOUN
ajfa-14455	59	13	money	money	NOUN
ajfa-14455	59	14	market	market	NOUN
ajfa-14455	59	15	funds	fund	NOUN
ajfa-14455	59	16	saw	see	VERB
ajfa-14455	59	17	market	market	NOUN
ajfa-14455	59	18	interest	interest	NOUN
ajfa-14455	59	19	rates	rate	NOUN
ajfa-14455	59	20	rising	rise	VERB
ajfa-14455	59	21	to	to	ADP
ajfa-14455	59	22	their	their	PRON
ajfa-14455	59	23	detriment	detriment	NOUN
ajfa-14455	59	24	,	,	PUNCT
ajfa-14455	59	25	reducing	reduce	VERB
ajfa-14455	59	26	nims	nim	NOUN
ajfa-14455	59	27	from	from	ADP
ajfa-14455	59	28	two	two	NUM
ajfa-14455	59	29	fronts	front	NOUN
ajfa-14455	59	30	:	:	PUNCT
ajfa-14455	59	31	higher	high	ADJ
ajfa-14455	59	32	cost	cost	NOUN
ajfa-14455	59	33	of	of	ADP
ajfa-14455	59	34	funds	fund	NOUN
ajfa-14455	59	35	,	,	PUNCT
ajfa-14455	59	36	and	and	CCONJ
ajfa-14455	59	37	greater	great	ADJ
ajfa-14455	59	38	loan	loan	NOUN
ajfa-14455	59	39	defaults	default	NOUN
ajfa-14455	59	40	due	due	ADJ
ajfa-14455	59	41	to	to	ADP
ajfa-14455	59	42	higher	high	ADJ
ajfa-14455	59	43	repayments	repayment	NOUN
ajfa-14455	59	44	.	.	PUNCT
ajfa-14455	60	1	extraordinarily	extraordinarily	ADV
ajfa-14455	60	2	high	high	ADJ
ajfa-14455	60	3	nims	nim	NOUN
ajfa-14455	60	4	are	be	AUX
ajfa-14455	60	5	possibly	possibly	ADV
ajfa-14455	60	6	indicative	indicative	ADJ
ajfa-14455	60	7	of	of	ADP
ajfa-14455	60	8	potential	potential	ADJ
ajfa-14455	60	9	failure	failure	NOUN
ajfa-14455	60	10	as	as	SCONJ
ajfa-14455	60	11	banks	bank	NOUN
ajfa-14455	60	12	hold	hold	VERB
ajfa-14455	60	13	a	a	DET
ajfa-14455	60	14	large	large	ADJ
ajfa-14455	60	15	portfolio	portfolio	NOUN
ajfa-14455	60	16	of	of	ADP
ajfa-14455	60	17	high	high	ADJ
ajfa-14455	60	18	-	-	PUNCT
ajfa-14455	60	19	yield	yield	NOUN
ajfa-14455	60	20	risky	risky	ADJ
ajfa-14455	60	21	,	,	PUNCT
ajfa-14455	60	22	as	as	ADV
ajfa-14455	60	23	well	well	ADV
ajfa-14455	60	24	as	as	ADP
ajfa-14455	60	25	interest	interest	NOUN
ajfa-14455	60	26	-	-	PUNCT
ajfa-14455	60	27	bearing	bear	VERB
ajfa-14455	60	28	assets	asset	NOUN
ajfa-14455	60	29	(	(	PUNCT
ajfa-14455	60	30	ross	ross	PROPN
ajfa-14455	60	31	et	et	PROPN
ajfa-14455	60	32	al	al	PROPN
ajfa-14455	60	33	.	.	PROPN
ajfa-14455	60	34	,	,	PUNCT
ajfa-14455	60	35	2007	2007	NUM
ajfa-14455	60	36	)	)	PUNCT
ajfa-14455	60	37	.	.	PUNCT
ajfa-14455	61	1	high	high	PROPN
ajfa-14455	61	2	nims	nims	PROPN
ajfa-14455	61	3	may	may	AUX
ajfa-14455	61	4	also	also	ADV
ajfa-14455	61	5	precede	precede	VERB
ajfa-14455	61	6	failure	failure	NOUN
ajfa-14455	61	7	much	much	ADV
ajfa-14455	61	8	earlier	early	ADV
ajfa-14455	61	9	and	and	CCONJ
ajfa-14455	61	10	fall	fall	VERB
ajfa-14455	61	11	significantly	significantly	ADV
ajfa-14455	61	12	immediately	immediately	ADV
ajfa-14455	61	13	before	before	ADP
ajfa-14455	61	14	failure	failure	NOUN
ajfa-14455	61	15	due	due	ADP
ajfa-14455	61	16	to	to	ADP
ajfa-14455	61	17	higher	high	ADJ
ajfa-14455	61	18	loan	loan	NOUN
ajfa-14455	61	19	loss	loss	NOUN
ajfa-14455	61	20	provisions	provision	NOUN
ajfa-14455	61	21	(	(	PUNCT
ajfa-14455	61	22	despagne	despagne	PROPN
ajfa-14455	61	23	,	,	PUNCT
ajfa-14455	61	24	2010	2010	NUM
ajfa-14455	61	25	)	)	PUNCT
ajfa-14455	61	26	.	.	PUNCT
ajfa-14455	62	1	regardless	regardless	ADV
ajfa-14455	62	2	,	,	PUNCT
ajfa-14455	62	3	inclusion	inclusion	NOUN
ajfa-14455	62	4	of	of	ADP
ajfa-14455	62	5	nims	nims	PROPN
ajfa-14455	62	6	into	into	ADP
ajfa-14455	62	7	a	a	DET
ajfa-14455	62	8	failure	failure	NOUN
ajfa-14455	62	9	-	-	PUNCT
ajfa-14455	62	10	prediction	prediction	NOUN
ajfa-14455	62	11	model	model	NOUN
ajfa-14455	62	12	should	should	AUX
ajfa-14455	62	13	provide	provide	VERB
ajfa-14455	62	14	additional	additional	ADJ
ajfa-14455	62	15	explanatory	explanatory	ADJ
ajfa-14455	62	16	power	power	NOUN
ajfa-14455	62	17	.	.	PUNCT
ajfa-14455	63	1	the	the	DET
ajfa-14455	63	2	literature	literature	NOUN
ajfa-14455	63	3	is	be	AUX
ajfa-14455	63	4	replete	replete	ADJ
ajfa-14455	63	5	with	with	ADP
ajfa-14455	63	6	off	off	ADP
ajfa-14455	63	7	-	-	PUNCT
ajfa-14455	63	8	balance	balance	NOUN
ajfa-14455	63	9	sheet	sheet	NOUN
ajfa-14455	63	10	items	item	NOUN
ajfa-14455	63	11	(	(	PUNCT
ajfa-14455	63	12	obs	obs	PROPN
ajfa-14455	63	13	)	)	PUNCT
ajfa-14455	63	14	and	and	CCONJ
ajfa-14455	63	15	short	short	ADJ
ajfa-14455	63	16	-	-	PUNCT
ajfa-14455	63	17	term	term	NOUN
ajfa-14455	63	18	wholesale	wholesale	ADJ
ajfa-14455	63	19	funding	funding	NOUN
ajfa-14455	63	20	and	and	CCONJ
ajfa-14455	63	21	its	its	PRON
ajfa-14455	63	22	association	association	NOUN
ajfa-14455	63	23	with	with	ADP
ajfa-14455	63	24	bank	bank	NOUN
ajfa-14455	63	25	failures	failure	NOUN
ajfa-14455	63	26	.	.	PUNCT
ajfa-14455	64	1	greater	great	ADJ
ajfa-14455	64	2	amounts	amount	NOUN
ajfa-14455	64	3	of	of	ADP
ajfa-14455	64	4	these	these	DET
ajfa-14455	64	5	assets	asset	NOUN
ajfa-14455	64	6	are	be	AUX
ajfa-14455	64	7	associated	associate	VERB
ajfa-14455	64	8	with	with	ADP
ajfa-14455	64	9	a	a	DET
ajfa-14455	64	10	greater	great	ADJ
ajfa-14455	64	11	probability	probability	NOUN
ajfa-14455	64	12	of	of	ADP
ajfa-14455	64	13	failure	failure	NOUN
ajfa-14455	64	14	.	.	PUNCT
ajfa-14455	65	1	similarly	similarly	ADV
ajfa-14455	65	2	,	,	PUNCT
ajfa-14455	65	3	studies	study	NOUN
ajfa-14455	65	4	(	(	PUNCT
ajfa-14455	65	5	e.g.	e.g.	ADV
ajfa-14455	65	6	deyoung	deyoung	PROPN
ajfa-14455	65	7	and	and	CCONJ
ajfa-14455	65	8	toma	toma	PROPN
ajfa-14455	65	9	,	,	PUNCT
ajfa-14455	65	10	2012	2012	NUM
ajfa-14455	65	11	;	;	PUNCT
ajfa-14455	65	12	allen	allen	PROPN
ajfa-14455	65	13	and	and	CCONJ
ajfa-14455	65	14	jagtiani	jagtiani	PROPN
ajfa-14455	65	15	,	,	PUNCT
ajfa-14455	65	16	2000	2000	NUM
ajfa-14455	65	17	;	;	PUNCT
ajfa-14455	65	18	clark	clark	PROPN
ajfa-14455	65	19	et	et	PROPN
ajfa-14455	65	20	al	al	PROPN
ajfa-14455	65	21	.	.	PROPN
ajfa-14455	65	22	,	,	PUNCT
ajfa-14455	65	23	2007	2007	NUM
ajfa-14455	65	24	)	)	PUNCT
ajfa-14455	65	25	have	have	AUX
ajfa-14455	65	26	shown	show	VERB
ajfa-14455	65	27	that	that	DET
ajfa-14455	65	28	reliance	reliance	NOUN
ajfa-14455	65	29	on	on	ADP
ajfa-14455	65	30	volatile	volatile	ADJ
ajfa-14455	65	31	non	non	ADJ
ajfa-14455	65	32	-	-	ADJ
ajfa-14455	65	33	traditional	traditional	ADJ
ajfa-14455	65	34	income	income	NOUN
ajfa-14455	65	35	sources	source	NOUN
ajfa-14455	65	36	(	(	PUNCT
ajfa-14455	65	37	i.e.	i.e.	X
ajfa-14455	65	38	non	non	ADJ
ajfa-14455	65	39	-	-	ADJ
ajfa-14455	65	40	interest	interest	ADJ
ajfa-14455	65	41	income	income	NOUN
ajfa-14455	65	42	)	)	PUNCT
ajfa-14455	65	43	such	such	ADJ
ajfa-14455	65	44	as	as	ADP
ajfa-14455	65	45	insurance	insurance	NOUN
ajfa-14455	65	46	income	income	NOUN
ajfa-14455	65	47	,	,	PUNCT
ajfa-14455	65	48	fees	fee	NOUN
ajfa-14455	65	49	,	,	PUNCT
ajfa-14455	65	50	commissions	commission	NOUN
ajfa-14455	65	51	and	and	CCONJ
ajfa-14455	65	52	other	other	ADJ
ajfa-14455	65	53	noninterest	noninter	ADJ
ajfa-14455	65	54	bearing	bear	VERB
ajfa-14455	65	55	income	income	NOUN
ajfa-14455	65	56	are	be	AUX
ajfa-14455	65	57	associated	associate	VERB
ajfa-14455	65	58	with	with	ADP
ajfa-14455	65	59	higher	high	ADJ
ajfa-14455	65	60	probabilities	probability	NOUN
ajfa-14455	65	61	of	of	ADP
ajfa-14455	65	62	bank	bank	NOUN
ajfa-14455	65	63	distress	distress	NOUN
ajfa-14455	65	64	.	.	PUNCT
ajfa-14455	66	1	failed	fail	VERB
ajfa-14455	66	2	banks	bank	NOUN
ajfa-14455	66	3	are	be	AUX
ajfa-14455	66	4	expected	expect	VERB
ajfa-14455	66	5	to	to	PART
ajfa-14455	66	6	have	have	AUX
ajfa-14455	66	7	been	be	AUX
ajfa-14455	66	8	more	more	ADV
ajfa-14455	66	9	aggressive	aggressive	ADJ
ajfa-14455	66	10	in	in	ADP
ajfa-14455	66	11	their	their	PRON
ajfa-14455	66	12	business	business	NOUN
ajfa-14455	66	13	diversification	diversification	NOUN
ajfa-14455	66	14	strategies	strategy	NOUN
ajfa-14455	66	15	and	and	CCONJ
ajfa-14455	66	16	to	to	PART
ajfa-14455	66	17	have	have	AUX
ajfa-14455	66	18	sought	seek	VERB
ajfa-14455	66	19	out	out	ADP
ajfa-14455	66	20	the	the	DET
ajfa-14455	66	21	opportunities	opportunity	NOUN
ajfa-14455	66	22	arising	arise	VERB
ajfa-14455	66	23	from	from	ADP
ajfa-14455	66	24	scope	scope	NOUN
ajfa-14455	66	25	deregulation	deregulation	NOUN
ajfa-14455	66	26	.	.	PUNCT
ajfa-14455	67	1	banks	bank	NOUN
ajfa-14455	67	2	have	have	AUX
ajfa-14455	67	3	also	also	ADV
ajfa-14455	67	4	diversified	diversify	VERB
ajfa-14455	67	5	their	their	PRON
ajfa-14455	67	6	sources	source	NOUN
ajfa-14455	67	7	of	of	ADP
ajfa-14455	67	8	funding	funding	NOUN
ajfa-14455	67	9	into	into	ADP
ajfa-14455	67	10	non	non	ADJ
ajfa-14455	67	11	-	-	ADJ
ajfa-14455	67	12	traditional	traditional	ADJ
ajfa-14455	67	13	sources	source	NOUN
ajfa-14455	67	14	such	such	ADJ
ajfa-14455	67	15	as	as	ADP
ajfa-14455	67	16	short	short	ADJ
ajfa-14455	67	17	-	-	PUNCT
ajfa-14455	67	18	term	term	NOUN
ajfa-14455	67	19	money	money	NOUN
ajfa-14455	67	20	market	market	NOUN
ajfa-14455	67	21	funds	fund	NOUN
ajfa-14455	67	22	.	.	PUNCT
ajfa-14455	68	1	given	give	VERB
ajfa-14455	68	2	the	the	DET
ajfa-14455	68	3	volatile	volatile	ADJ
ajfa-14455	68	4	nature	nature	NOUN
ajfa-14455	68	5	of	of	ADP
ajfa-14455	68	6	these	these	DET
ajfa-14455	68	7	funding	funding	NOUN
ajfa-14455	68	8	sources	source	NOUN
ajfa-14455	68	9	,	,	PUNCT
ajfa-14455	68	10	over	over	ADP
ajfa-14455	68	11	-	-	PUNCT
ajfa-14455	68	12	reliance	reliance	NOUN
ajfa-14455	68	13	on	on	ADP
ajfa-14455	68	14	such	such	ADJ
ajfa-14455	68	15	funds	fund	NOUN
ajfa-14455	68	16	could	could	AUX
ajfa-14455	68	17	place	place	VERB
ajfa-14455	68	18	the	the	DET
ajfa-14455	68	19	bank	bank	NOUN
ajfa-14455	68	20	in	in	ADP
ajfa-14455	68	21	a	a	DET
ajfa-14455	68	22	risky	risky	ADJ
ajfa-14455	68	23	liquidity	liquidity	NOUN
ajfa-14455	68	24	position	position	NOUN
ajfa-14455	68	25	.	.	PUNCT
ajfa-14455	69	1	observation	observation	NOUN
ajfa-14455	69	2	of	of	ADP
ajfa-14455	69	3	the	the	DET
ajfa-14455	69	4	ratio	ratio	NOUN
ajfa-14455	69	5	of	of	ADP
ajfa-14455	69	6	wholesale	wholesale	ADJ
ajfa-14455	69	7	short	short	ADJ
ajfa-14455	69	8	-	-	PUNCT
ajfa-14455	69	9	term	term	NOUN
ajfa-14455	69	10	liabilities	liability	NOUN
ajfa-14455	69	11	to	to	ADP
ajfa-14455	69	12	liquid	liquid	ADJ
ajfa-14455	69	13	assets	asset	NOUN
ajfa-14455	69	14	(	(	PUNCT
ajfa-14455	69	15	wst	wst	NOUN
ajfa-14455	69	16	)	)	PUNCT
ajfa-14455	69	17	is	be	AUX
ajfa-14455	69	18	thus	thus	ADV
ajfa-14455	69	19	warranted	warrant	VERB
ajfa-14455	69	20	.	.	PUNCT
ajfa-14455	70	1	but	but	CCONJ
ajfa-14455	70	2	even	even	ADV
ajfa-14455	70	3	with	with	ADP
ajfa-14455	70	4	hawkish	hawkish	ADJ
ajfa-14455	70	5	monitoring	monitoring	NOUN
ajfa-14455	70	6	over	over	ADP
ajfa-14455	70	7	these	these	DET
ajfa-14455	70	8	indicators	indicator	NOUN
ajfa-14455	70	9	,	,	PUNCT
ajfa-14455	70	10	bank	bank	NOUN
ajfa-14455	70	11	failures	failure	NOUN
ajfa-14455	70	12	can	can	AUX
ajfa-14455	70	13	and	and	CCONJ
ajfa-14455	70	14	do	do	AUX
ajfa-14455	70	15	occur	occur	VERB
ajfa-14455	70	16	as	as	ADP
ajfa-14455	70	17	a	a	DET
ajfa-14455	70	18	result	result	NOUN
ajfa-14455	70	19	of	of	ADP
ajfa-14455	70	20	inefficient	inefficient	ADJ
ajfa-14455	70	21	bank	bank	NOUN
ajfa-14455	70	22	management	management	NOUN
ajfa-14455	70	23	exemplified	exemplify	VERB
ajfa-14455	70	24	through	through	ADP
ajfa-14455	70	25	poor	poor	ADJ
ajfa-14455	70	26	operations	operation	NOUN
ajfa-14455	70	27	,	,	PUNCT
ajfa-14455	70	28	management	management	NOUN
ajfa-14455	70	29	,	,	PUNCT
ajfa-14455	70	30	monitoring	monitoring	NOUN
ajfa-14455	70	31	of	of	ADP
ajfa-14455	70	32	loans	loan	NOUN
ajfa-14455	70	33	and	and	CCONJ
ajfa-14455	70	34	sub	sub	ADJ
ajfa-14455	70	35	-	-	ADJ
ajfa-14455	70	36	optimal	optimal	ADJ
ajfa-14455	70	37	use	use	NOUN
ajfa-14455	70	38	of	of	ADP
ajfa-14455	70	39	resources	resource	NOUN
ajfa-14455	70	40	.	.	PUNCT
ajfa-14455	71	1	often	often	ADV
ajfa-14455	71	2	observed	observe	VERB
ajfa-14455	71	3	through	through	ADP
ajfa-14455	71	4	return	return	NOUN
ajfa-14455	71	5	on	on	ADP
ajfa-14455	71	6	average	average	ADJ
ajfa-14455	71	7	assets	asset	NOUN
ajfa-14455	71	8	(	(	PUNCT
ajfa-14455	71	9	roaa	roaa	PROPN
ajfa-14455	71	10	)	)	PUNCT
ajfa-14455	71	11	,	,	PUNCT
ajfa-14455	71	12	management	management	NOUN
ajfa-14455	71	13	efficiency	efficiency	NOUN
ajfa-14455	71	14	can	can	AUX
ajfa-14455	71	15	be	be	AUX
ajfa-14455	71	16	translated	translate	VERB
ajfa-14455	71	17	as	as	ADP
ajfa-14455	71	18	the	the	DET
ajfa-14455	71	19	profits	profit	NOUN
ajfa-14455	71	20	generated	generate	VERB
ajfa-14455	71	21	through	through	ADP
ajfa-14455	71	22	efficient	efficient	ADJ
ajfa-14455	71	23	usage	usage	NOUN
ajfa-14455	71	24	of	of	ADP
ajfa-14455	71	25	assets	asset	NOUN
ajfa-14455	71	26	.	.	PUNCT
ajfa-14455	72	1	operational	operational	ADJ
ajfa-14455	72	2	efficiency	efficiency	NOUN
ajfa-14455	72	3	on	on	ADP
ajfa-14455	72	4	the	the	DET
ajfa-14455	72	5	other	other	ADJ
ajfa-14455	72	6	hand	hand	NOUN
ajfa-14455	72	7	,	,	PUNCT
ajfa-14455	72	8	can	can	AUX
ajfa-14455	72	9	be	be	AUX
ajfa-14455	72	10	observed	observe	VERB
ajfa-14455	72	11	through	through	ADP
ajfa-14455	72	12	the	the	DET
ajfa-14455	72	13	cost	cost	NOUN
ajfa-14455	72	14	to	to	PART
ajfa-14455	72	15	income	income	NOUN
ajfa-14455	72	16	ratio	ratio	NOUN
ajfa-14455	72	17	(	(	PUNCT
ajfa-14455	72	18	cir	cir	NOUN
ajfa-14455	72	19	)	)	PUNCT
ajfa-14455	72	20	;	;	PUNCT
ajfa-14455	72	21	an	an	DET
ajfa-14455	72	22	indication	indication	NOUN
ajfa-14455	72	23	of	of	ADP
ajfa-14455	72	24	how	how	SCONJ
ajfa-14455	72	25	well	well	ADV
ajfa-14455	72	26	the	the	DET
ajfa-14455	72	27	bank	bank	NOUN
ajfa-14455	72	28	has	have	AUX
ajfa-14455	72	29	kept	keep	VERB
ajfa-14455	72	30	growth	growth	NOUN
ajfa-14455	72	31	of	of	ADP
ajfa-14455	72	32	revenues	revenue	NOUN
ajfa-14455	72	33	ahead	ahead	ADV
ajfa-14455	72	34	of	of	ADP
ajfa-14455	72	35	rising	rise	VERB
ajfa-14455	72	36	expenses	expense	NOUN
ajfa-14455	72	37	(	(	PUNCT
ajfa-14455	72	38	rahman	rahman	PROPN
ajfa-14455	72	39	,	,	PUNCT
ajfa-14455	72	40	2004	2004	NUM
ajfa-14455	72	41	)	)	PUNCT
ajfa-14455	72	42	.	.	PUNCT
ajfa-14455	73	1	asian	asian	ADJ
ajfa-14455	73	2	journal	journal	PROPN
ajfa-14455	73	3	of	of	ADP
ajfa-14455	73	4	finance	finance	PROPN
ajfa-14455	73	5	&	&	CCONJ
ajfa-14455	73	6	accounting	accounting	PROPN
ajfa-14455	73	7	issn	issn	PROPN
ajfa-14455	73	8	1946	1946	NUM
ajfa-14455	73	9	-	-	PUNCT
ajfa-14455	73	10	052x	052x	PROPN
ajfa-14455	73	11	2019	2019	NUM
ajfa-14455	73	12	,	,	PUNCT
ajfa-14455	73	13	vol	vol	NOUN
ajfa-14455	73	14	.	.	PROPN
ajfa-14455	73	15	11	11	NUM
ajfa-14455	73	16	,	,	PUNCT
ajfa-14455	73	17	no	no	INTJ
ajfa-14455	73	18	.	.	NOUN
ajfa-14455	73	19	1	1	NUM
ajfa-14455	73	20	115	115	NUM
ajfa-14455	73	21	ajfa.macrothink.org	ajfa.macrothink.org	ADJ
ajfa-14455	73	22	3	3	NUM
ajfa-14455	73	23	.	.	PUNCT
ajfa-14455	73	24	theoretical	theoretical	ADJ
ajfa-14455	73	25	framework	framework	NOUN
ajfa-14455	73	26	and	and	CCONJ
ajfa-14455	73	27	methodology	methodology	NOUN
ajfa-14455	73	28	3.1	3.1	NUM
ajfa-14455	73	29	explanatory	explanatory	ADJ
ajfa-14455	73	30	variables	variable	NOUN
ajfa-14455	73	31	based	base	VERB
ajfa-14455	73	32	on	on	ADP
ajfa-14455	73	33	the	the	DET
ajfa-14455	73	34	literature	literature	NOUN
ajfa-14455	73	35	review	review	NOUN
ajfa-14455	73	36	in	in	ADP
ajfa-14455	73	37	section	section	NOUN
ajfa-14455	73	38	2	2	NUM
ajfa-14455	73	39	,	,	PUNCT
ajfa-14455	73	40	the	the	DET
ajfa-14455	73	41	variables	variable	NOUN
ajfa-14455	73	42	observed	observe	VERB
ajfa-14455	73	43	in	in	ADP
ajfa-14455	73	44	this	this	DET
ajfa-14455	73	45	study	study	NOUN
ajfa-14455	73	46	,	,	PUNCT
ajfa-14455	73	47	their	their	PRON
ajfa-14455	73	48	definitions	definition	NOUN
ajfa-14455	73	49	and	and	CCONJ
ajfa-14455	73	50	their	their	PRON
ajfa-14455	73	51	expected	expect	VERB
ajfa-14455	73	52	impact	impact	NOUN
ajfa-14455	73	53	on	on	ADP
ajfa-14455	73	54	the	the	DET
ajfa-14455	73	55	propensity	propensity	NOUN
ajfa-14455	73	56	of	of	ADP
ajfa-14455	73	57	bank	bank	NOUN
ajfa-14455	73	58	failure	failure	NOUN
ajfa-14455	73	59	is	be	AUX
ajfa-14455	73	60	summarised	summarise	VERB
ajfa-14455	73	61	in	in	ADP
ajfa-14455	73	62	table	table	NOUN
ajfa-14455	73	63	1	1	NUM
ajfa-14455	73	64	below	below	ADV
ajfa-14455	73	65	.	.	PUNCT
ajfa-14455	74	1	table	table	NOUN
ajfa-14455	74	2	1	1	NUM
ajfa-14455	74	3	.	.	PUNCT
ajfa-14455	75	1	definition	definition	NOUN
ajfa-14455	75	2	of	of	ADP
ajfa-14455	75	3	variables	variable	NOUN
ajfa-14455	75	4	variable	variable	ADJ
ajfa-14455	75	5	variable	variable	ADJ
ajfa-14455	75	6	abbreviation	abbreviation	NOUN
ajfa-14455	75	7	expected	expect	VERB
ajfa-14455	75	8	sign	sign	NOUN
ajfa-14455	75	9	capitalization	capitalization	NOUN
ajfa-14455	75	10	total	total	ADJ
ajfa-14455	75	11	capital	capital	NOUN
ajfa-14455	75	12	ratio	ratio	NOUN
ajfa-14455	75	13	(	(	PUNCT
ajfa-14455	75	14	tier	tier	NOUN
ajfa-14455	75	15	1	1	NUM
ajfa-14455	75	16	+	+	NUM
ajfa-14455	75	17	tier	tier	NOUN
ajfa-14455	75	18	2	2	NUM
ajfa-14455	75	19	capital	capital	NOUN
ajfa-14455	75	20	/	/	SYM
ajfa-14455	75	21	risk	risk	NOUN
ajfa-14455	75	22	-	-	PUNCT
ajfa-14455	75	23	weighted	weight	VERB
ajfa-14455	75	24	assets	asset	NOUN
ajfa-14455	75	25	)	)	PUNCT
ajfa-14455	75	26	totcap	totcap	NOUN
ajfa-14455	75	27	(	(	PUNCT
ajfa-14455	75	28	-	-	PUNCT
ajfa-14455	75	29	)	)	PUNCT
ajfa-14455	75	30	core	core	NOUN
ajfa-14455	75	31	capital	capital	NOUN
ajfa-14455	75	32	ratio	ratio	NOUN
ajfa-14455	75	33	(	(	PUNCT
ajfa-14455	75	34	tier	tier	NOUN
ajfa-14455	75	35	1	1	NUM
ajfa-14455	75	36	capital	capital	NOUN
ajfa-14455	75	37	/	/	SYM
ajfa-14455	75	38	risk	risk	NOUN
ajfa-14455	75	39	-	-	PUNCT
ajfa-14455	75	40	weighted	weight	VERB
ajfa-14455	75	41	assets	asset	NOUN
ajfa-14455	75	42	)	)	PUNCT
ajfa-14455	75	43	tiercap	tiercap	NOUN
ajfa-14455	75	44	(	(	PUNCT
ajfa-14455	75	45	-	-	PUNCT
ajfa-14455	75	46	)	)	PUNCT
ajfa-14455	75	47	asset	asset	NOUN
ajfa-14455	75	48	quality	quality	NOUN
ajfa-14455	75	49	/	/	SYM
ajfa-14455	75	50	credit	credit	NOUN
ajfa-14455	75	51	risk	risk	NOUN
ajfa-14455	75	52	impaired	impair	VERB
ajfa-14455	75	53	loans	loan	NOUN
ajfa-14455	75	54	/	/	SYM
ajfa-14455	75	55	gross	gross	ADJ
ajfa-14455	75	56	loans	loan	NOUN
ajfa-14455	75	57	impl	impl	NOUN
ajfa-14455	75	58	(	(	PUNCT
ajfa-14455	75	59	+	+	NOUN
ajfa-14455	75	60	)	)	PUNCT
ajfa-14455	75	61	loan	loan	NOUN
ajfa-14455	75	62	loss	loss	NOUN
ajfa-14455	75	63	reserves	reserve	NOUN
ajfa-14455	75	64	llr	llr	VERB
ajfa-14455	75	65	(	(	PUNCT
ajfa-14455	75	66	+	+	ADJ
ajfa-14455	75	67	)	)	PUNCT
ajfa-14455	75	68	impaired	impaired	ADJ
ajfa-14455	75	69	loans	loan	NOUN
ajfa-14455	75	70	/	/	SYM
ajfa-14455	75	71	total	total	NOUN
ajfa-14455	75	72	equity	equity	NOUN
ajfa-14455	75	73	impe	impe	NOUN
ajfa-14455	75	74	(	(	PUNCT
ajfa-14455	75	75	+	+	NOUN
ajfa-14455	75	76	)	)	PUNCT
ajfa-14455	75	77	loan	loan	NOUN
ajfa-14455	75	78	loss	loss	NOUN
ajfa-14455	75	79	reserves	reserve	NOUN
ajfa-14455	75	80	/	/	SYM
ajfa-14455	75	81	impaired	impair	VERB
ajfa-14455	75	82	loans	loan	NOUN
ajfa-14455	75	83	llimp	llimp	NOUN
ajfa-14455	75	84	(	(	PUNCT
ajfa-14455	75	85	+	+	NOUN
ajfa-14455	75	86	)	)	PUNCT
ajfa-14455	75	87	/	/	SYM
ajfa-14455	75	88	(	(	PUNCT
ajfa-14455	75	89	-	-	PUNCT
ajfa-14455	75	90	)	)	PUNCT
ajfa-14455	75	91	loan	loan	NOUN
ajfa-14455	75	92	growth	growth	NOUN
ajfa-14455	75	93	(	(	PUNCT
ajfa-14455	75	94	year	year	NOUN
ajfa-14455	75	95	-	-	PUNCT
ajfa-14455	75	96	on	on	ADP
ajfa-14455	75	97	-	-	PUNCT
ajfa-14455	75	98	year	year	NOUN
ajfa-14455	75	99	)	)	PUNCT
ajfa-14455	75	100	loangrowth	loangrowth	NOUN
ajfa-14455	75	101	(	(	PUNCT
ajfa-14455	75	102	+	+	ADJ
ajfa-14455	75	103	)	)	PUNCT
ajfa-14455	75	104	asset	asset	NOUN
ajfa-14455	75	105	growth	growth	NOUN
ajfa-14455	75	106	rate	rate	NOUN
ajfa-14455	75	107	(	(	PUNCT
ajfa-14455	75	108	year	year	NOUN
ajfa-14455	75	109	-	-	PUNCT
ajfa-14455	75	110	on	on	ADP
ajfa-14455	75	111	-	-	PUNCT
ajfa-14455	75	112	year	year	NOUN
ajfa-14455	75	113	)	)	PUNCT
ajfa-14455	76	1	agr	agr	NOUN
ajfa-14455	76	2	(	(	PUNCT
ajfa-14455	76	3	+	+	NOUN
ajfa-14455	76	4	)	)	PUNCT
ajfa-14455	76	5	earnings	earning	NOUN
ajfa-14455	76	6	or	or	CCONJ
ajfa-14455	76	7	profitability	profitability	NOUN
ajfa-14455	76	8	net	net	ADJ
ajfa-14455	76	9	income	income	NOUN
ajfa-14455	76	10	/	/	SYM
ajfa-14455	76	11	average	average	ADJ
ajfa-14455	76	12	equity	equity	NOUN
ajfa-14455	76	13	roae	roae	NOUN
ajfa-14455	76	14	(	(	PUNCT
ajfa-14455	76	15	-	-	SYM
ajfa-14455	76	16	)	)	PUNCT
ajfa-14455	76	17	net	net	ADJ
ajfa-14455	76	18	interest	interest	NOUN
ajfa-14455	76	19	margin	margin	NOUN
ajfa-14455	76	20	(	(	PUNCT
ajfa-14455	76	21	nim	nim	NOUN
ajfa-14455	76	22	):	):	PUNCT
ajfa-14455	76	23	(	(	PUNCT
ajfa-14455	76	24	net	net	ADJ
ajfa-14455	76	25	interest	interest	NOUN
ajfa-14455	76	26	income	income	NOUN
ajfa-14455	76	27	–	–	PUNCT
ajfa-14455	76	28	net	net	ADJ
ajfa-14455	76	29	interest	interest	NOUN
ajfa-14455	76	30	expense	expense	NOUN
ajfa-14455	76	31	/	/	SYM
ajfa-14455	76	32	total	total	ADJ
ajfa-14455	76	33	earning	earn	VERB
ajfa-14455	76	34	assets	asset	NOUN
ajfa-14455	76	35	)	)	PUNCT
ajfa-14455	76	36	nim	nim	PROPN
ajfa-14455	76	37	(	(	PUNCT
ajfa-14455	76	38	-	-	INTJ
ajfa-14455	76	39	)	)	PUNCT
ajfa-14455	76	40	/	/	SYM
ajfa-14455	76	41	(	(	PUNCT
ajfa-14455	76	42	+	+	NOUN
ajfa-14455	76	43	)	)	PUNCT
ajfa-14455	76	44	liquidity	liquidity	NOUN
ajfa-14455	76	45	net	net	ADJ
ajfa-14455	76	46	loans	loan	NOUN
ajfa-14455	76	47	/	/	SYM
ajfa-14455	76	48	total	total	ADJ
ajfa-14455	76	49	assets	asset	NOUN
ajfa-14455	76	50	netloans	netloan	NOUN
ajfa-14455	76	51	(	(	PUNCT
ajfa-14455	76	52	+	+	NOUN
ajfa-14455	76	53	)	)	PUNCT
ajfa-14455	76	54	loans	loan	NOUN
ajfa-14455	76	55	to	to	PART
ajfa-14455	76	56	deposit	deposit	VERB
ajfa-14455	76	57	ratio	ratio	NOUN
ajfa-14455	76	58	loandep	loandep	ADV
ajfa-14455	76	59	(	(	PUNCT
ajfa-14455	76	60	+	+	ADJ
ajfa-14455	76	61	)	)	PUNCT
ajfa-14455	76	62	liquid	liquid	ADJ
ajfa-14455	76	63	funds	fund	NOUN
ajfa-14455	76	64	(	(	PUNCT
ajfa-14455	76	65	cash	cash	NOUN
ajfa-14455	76	66	and	and	CCONJ
ajfa-14455	76	67	short	short	ADJ
ajfa-14455	76	68	-	-	PUNCT
ajfa-14455	76	69	term	term	NOUN
ajfa-14455	76	70	assets	asset	NOUN
ajfa-14455	76	71	)	)	PUNCT
ajfa-14455	76	72	/	/	SYM
ajfa-14455	76	73	total	total	ADJ
ajfa-14455	76	74	assets	asset	NOUN
ajfa-14455	76	75	liq	liq	NOUN
ajfa-14455	76	76	(	(	PUNCT
ajfa-14455	76	77	-	-	PUNCT
ajfa-14455	76	78	)	)	PUNCT
ajfa-14455	76	79	reliance	reliance	NOUN
ajfa-14455	76	80	on	on	ADP
ajfa-14455	76	81	fee	fee	NOUN
ajfa-14455	76	82	income	income	NOUN
ajfa-14455	76	83	non	non	ADJ
ajfa-14455	76	84	-	-	ADJ
ajfa-14455	76	85	interest	interest	ADJ
ajfa-14455	76	86	fee	fee	NOUN
ajfa-14455	76	87	income	income	NOUN
ajfa-14455	76	88	/	/	SYM
ajfa-14455	76	89	total	total	NOUN
ajfa-14455	76	90	income	income	NOUN
ajfa-14455	76	91	interest	interest	NOUN
ajfa-14455	76	92	(	(	PUNCT
ajfa-14455	76	93	+	+	NOUN
ajfa-14455	76	94	)	)	PUNCT
ajfa-14455	76	95	relience	relience	NOUN
ajfa-14455	76	96	on	on	ADP
ajfa-14455	76	97	off	off	ADP
ajfa-14455	76	98	-	-	PUNCT
ajfa-14455	76	99	balance	balance	NOUN
ajfa-14455	76	100	sheet	sheet	NOUN
ajfa-14455	76	101	items	item	NOUN
ajfa-14455	76	102	off	off	ADP
ajfa-14455	76	103	-	-	PUNCT
ajfa-14455	76	104	balance	balance	NOUN
ajfa-14455	76	105	sheet	sheet	NOUN
ajfa-14455	76	106	items	item	NOUN
ajfa-14455	76	107	/	/	SYM
ajfa-14455	76	108	total	total	ADJ
ajfa-14455	76	109	assets	asset	NOUN
ajfa-14455	76	110	obs	obs	X
ajfa-14455	76	111	(	(	PUNCT
ajfa-14455	76	112	+	+	ADJ
ajfa-14455	76	113	)	)	PUNCT
ajfa-14455	76	114	reliance	reliance	NOUN
ajfa-14455	76	115	on	on	ADP
ajfa-14455	76	116	short	short	ADJ
ajfa-14455	76	117	-	-	PUNCT
ajfa-14455	76	118	term	term	NOUN
ajfa-14455	76	119	wholesale	wholesale	ADJ
ajfa-14455	76	120	funds	fund	NOUN
ajfa-14455	76	121	volatile	volatile	ADJ
ajfa-14455	76	122	wholesale	wholesale	ADJ
ajfa-14455	76	123	short	short	ADJ
ajfa-14455	76	124	-	-	PUNCT
ajfa-14455	76	125	term	term	NOUN
ajfa-14455	76	126	liabilties	liabiltie	NOUN
ajfa-14455	76	127	/	/	SYM
ajfa-14455	76	128	liquid	liquid	ADJ
ajfa-14455	76	129	assets	asset	NOUN
ajfa-14455	76	130	wst	wst	X
ajfa-14455	76	131	(	(	PUNCT
ajfa-14455	76	132	+	+	NOUN
ajfa-14455	76	133	)	)	PUNCT
ajfa-14455	76	134	management	management	NOUN
ajfa-14455	76	135	quality	quality	NOUN
ajfa-14455	76	136	/	/	SYM
ajfa-14455	76	137	efficiency	efficiency	NOUN
ajfa-14455	76	138	return	return	NOUN
ajfa-14455	76	139	on	on	ADP
ajfa-14455	76	140	average	average	ADJ
ajfa-14455	76	141	assets	asset	NOUN
ajfa-14455	76	142	roaa	roaa	VERB
ajfa-14455	76	143	(	(	PUNCT
ajfa-14455	76	144	-	-	PUNCT
ajfa-14455	76	145	)	)	PUNCT
ajfa-14455	76	146	cost	cost	NOUN
ajfa-14455	76	147	to	to	ADP
ajfa-14455	76	148	income	income	NOUN
ajfa-14455	76	149	ratio	ratio	NOUN
ajfa-14455	76	150	cir	cir	NOUN
ajfa-14455	76	151	(	(	PUNCT
ajfa-14455	76	152	+	+	X
ajfa-14455	76	153	)	)	PUNCT
ajfa-14455	76	154	we	we	PRON
ajfa-14455	76	155	obtained	obtain	VERB
ajfa-14455	76	156	a	a	DET
ajfa-14455	76	157	sample	sample	NOUN
ajfa-14455	76	158	of	of	ADP
ajfa-14455	76	159	536	536	NUM
ajfa-14455	76	160	u.s	u.s	PROPN
ajfa-14455	76	161	.	.	PROPN
ajfa-14455	76	162	banks	bank	NOUN
ajfa-14455	76	163	between	between	ADP
ajfa-14455	76	164	the	the	DET
ajfa-14455	76	165	years	year	NOUN
ajfa-14455	76	166	2004	2004	NUM
ajfa-14455	76	167	to	to	ADP
ajfa-14455	76	168	2010	2010	NUM
ajfa-14455	76	169	,	,	PUNCT
ajfa-14455	76	170	with	with	ADP
ajfa-14455	76	171	an	an	DET
ajfa-14455	76	172	equal	equal	ADJ
ajfa-14455	76	173	number	number	NOUN
ajfa-14455	76	174	of	of	ADP
ajfa-14455	76	175	failed	fail	VERB
ajfa-14455	76	176	and	and	CCONJ
ajfa-14455	76	177	non	non	ADJ
ajfa-14455	76	178	-	-	ADJ
ajfa-14455	76	179	failed	failed	ADJ
ajfa-14455	76	180	banks	bank	NOUN
ajfa-14455	76	181	,	,	PUNCT
ajfa-14455	76	182	matched	match	VERB
ajfa-14455	76	183	by	by	ADP
ajfa-14455	76	184	total	total	ADJ
ajfa-14455	76	185	assets	asset	NOUN
ajfa-14455	76	186	,	,	PUNCT
ajfa-14455	76	187	from	from	ADP
ajfa-14455	76	188	the	the	DET
ajfa-14455	76	189	bankscope	bankscope	NOUN
ajfa-14455	76	190	database	database	NOUN
ajfa-14455	76	191	.	.	PUNCT
ajfa-14455	77	1	because	because	SCONJ
ajfa-14455	77	2	the	the	DET
ajfa-14455	77	3	u.s	u.s	PROPN
ajfa-14455	77	4	.	.	PROPN
ajfa-14455	77	5	saw	see	VERB
ajfa-14455	77	6	a	a	DET
ajfa-14455	77	7	large	large	ADJ
ajfa-14455	77	8	number	number	NOUN
ajfa-14455	77	9	of	of	ADP
ajfa-14455	77	10	bank	bank	NOUN
ajfa-14455	77	11	failures	failure	NOUN
ajfa-14455	77	12	during	during	ADP
ajfa-14455	77	13	the	the	DET
ajfa-14455	77	14	gfc	gfc	NOUN
ajfa-14455	77	15	,	,	PUNCT
ajfa-14455	77	16	it	it	PRON
ajfa-14455	77	17	provides	provide	VERB
ajfa-14455	77	18	an	an	DET
ajfa-14455	77	19	ideal	ideal	ADJ
ajfa-14455	77	20	setting	setting	NOUN
ajfa-14455	77	21	to	to	ADP
ajfa-14455	77	22	the	the	DET
ajfa-14455	77	23	predictive	predictive	ADJ
ajfa-14455	77	24	power	power	NOUN
ajfa-14455	77	25	of	of	ADP
ajfa-14455	77	26	our	our	PRON
ajfa-14455	77	27	model	model	NOUN
ajfa-14455	77	28	.	.	PUNCT
ajfa-14455	78	1	malaysia	malaysia	PROPN
ajfa-14455	79	1	alongside	alongside	ADP
ajfa-14455	79	2	many	many	ADJ
ajfa-14455	79	3	other	other	ADJ
ajfa-14455	79	4	countries	country	NOUN
ajfa-14455	79	5	around	around	ADP
ajfa-14455	79	6	asia	asia	PROPN
ajfa-14455	79	7	on	on	ADP
ajfa-14455	79	8	the	the	DET
ajfa-14455	79	9	other	other	ADJ
ajfa-14455	79	10	hand	hand	NOUN
ajfa-14455	79	11	,	,	PUNCT
ajfa-14455	79	12	was	be	AUX
ajfa-14455	79	13	relatively	relatively	ADV
ajfa-14455	79	14	unscathed	unscathed	ADJ
ajfa-14455	79	15	.	.	PUNCT
ajfa-14455	80	1	even	even	ADV
ajfa-14455	80	2	during	during	ADP
ajfa-14455	80	3	the	the	DET
ajfa-14455	80	4	afc	afc	PROPN
ajfa-14455	80	5	,	,	PUNCT
ajfa-14455	80	6	malaysia	malaysia	PROPN
ajfa-14455	80	7	being	be	AUX
ajfa-14455	80	8	one	one	NUM
ajfa-14455	80	9	of	of	ADP
ajfa-14455	80	10	the	the	DET
ajfa-14455	80	11	worsthit	worsthit	NOUN
ajfa-14455	80	12	did	do	AUX
ajfa-14455	80	13	not	not	PART
ajfa-14455	80	14	see	see	VERB
ajfa-14455	80	15	any	any	DET
ajfa-14455	80	16	bank	bank	NOUN
ajfa-14455	80	17	failures	failure	NOUN
ajfa-14455	80	18	due	due	ADP
ajfa-14455	80	19	to	to	ADP
ajfa-14455	80	20	rescue	rescue	NOUN
ajfa-14455	80	21	packages	package	NOUN
ajfa-14455	80	22	and	and	CCONJ
ajfa-14455	80	23	bank	bank	NOUN
ajfa-14455	80	24	mergers	merger	NOUN
ajfa-14455	80	25	and	and	CCONJ
ajfa-14455	80	26	acquisitions	acquisition	NOUN
ajfa-14455	80	27	.	.	PUNCT
ajfa-14455	81	1	asian	asian	ADJ
ajfa-14455	81	2	journal	journal	PROPN
ajfa-14455	81	3	of	of	ADP
ajfa-14455	81	4	finance	finance	PROPN
ajfa-14455	81	5	&	&	CCONJ
ajfa-14455	81	6	accounting	accounting	PROPN
ajfa-14455	81	7	issn	issn	PROPN
ajfa-14455	81	8	1946	1946	NUM
ajfa-14455	81	9	-	-	PUNCT
ajfa-14455	81	10	052x	052x	PROPN
ajfa-14455	81	11	2019	2019	NUM
ajfa-14455	81	12	,	,	PUNCT
ajfa-14455	81	13	vol	vol	NOUN
ajfa-14455	81	14	.	.	PROPN
ajfa-14455	81	15	11	11	NUM
ajfa-14455	81	16	,	,	PUNCT
ajfa-14455	81	17	no	no	INTJ
ajfa-14455	81	18	.	.	NOUN
ajfa-14455	81	19	1	1	NUM
ajfa-14455	81	20	116	116	NUM
ajfa-14455	81	21	ajfa.macrothink.org	ajfa.macrothink.org	ADJ
ajfa-14455	81	22	because	because	SCONJ
ajfa-14455	81	23	our	our	PRON
ajfa-14455	81	24	purpose	purpose	NOUN
ajfa-14455	81	25	is	be	AUX
ajfa-14455	81	26	to	to	PART
ajfa-14455	81	27	study	study	VERB
ajfa-14455	81	28	the	the	DET
ajfa-14455	81	29	predictability	predictability	NOUN
ajfa-14455	81	30	of	of	ADP
ajfa-14455	81	31	bank	bank	NOUN
ajfa-14455	81	32	failure	failure	NOUN
ajfa-14455	81	33	a	a	PRON
ajfa-14455	81	34	priori	priori	ADV
ajfa-14455	81	35	,	,	PUNCT
ajfa-14455	81	36	we	we	PRON
ajfa-14455	81	37	collected	collect	VERB
ajfa-14455	81	38	data	datum	NOUN
ajfa-14455	81	39	on	on	ADP
ajfa-14455	81	40	the	the	DET
ajfa-14455	81	41	variables	variable	NOUN
ajfa-14455	81	42	listed	list	VERB
ajfa-14455	81	43	in	in	ADP
ajfa-14455	81	44	table	table	NOUN
ajfa-14455	81	45	1	1	NUM
ajfa-14455	81	46	for	for	ADP
ajfa-14455	81	47	the	the	DET
ajfa-14455	81	48	years	year	NOUN
ajfa-14455	81	49	before	before	SCONJ
ajfa-14455	81	50	the	the	DET
ajfa-14455	81	51	bank	bank	NOUN
ajfa-14455	81	52	failed	fail	VERB
ajfa-14455	81	53	.	.	PUNCT
ajfa-14455	82	1	we	we	PRON
ajfa-14455	82	2	denote	denote	VERB
ajfa-14455	82	3	the	the	DET
ajfa-14455	82	4	year	year	NOUN
ajfa-14455	82	5	of	of	ADP
ajfa-14455	82	6	failure	failure	NOUN
ajfa-14455	82	7	as	as	ADP
ajfa-14455	82	8	year0	year0	NOUN
ajfa-14455	82	9	,	,	PUNCT
ajfa-14455	82	10	and	and	CCONJ
ajfa-14455	82	11	the	the	DET
ajfa-14455	82	12	preceding	precede	VERB
ajfa-14455	82	13	years	year	NOUN
ajfa-14455	82	14	as	as	ADP
ajfa-14455	82	15	year-1	year-1	PROPN
ajfa-14455	82	16	,	,	PUNCT
ajfa-14455	82	17	year-2	year-2	PROPN
ajfa-14455	82	18	,	,	PUNCT
ajfa-14455	82	19	year-3	year-3	PROPN
ajfa-14455	82	20	,	,	PUNCT
ajfa-14455	82	21	and	and	CCONJ
ajfa-14455	82	22	year-4	year-4	NUM
ajfa-14455	82	23	;	;	PUNCT
ajfa-14455	82	24	observing	observe	VERB
ajfa-14455	82	25	changes	change	NOUN
ajfa-14455	82	26	to	to	ADP
ajfa-14455	82	27	the	the	DET
ajfa-14455	82	28	variables	variable	NOUN
ajfa-14455	82	29	over	over	ADP
ajfa-14455	82	30	the	the	DET
ajfa-14455	82	31	years	year	NOUN
ajfa-14455	82	32	for	for	ADP
ajfa-14455	82	33	any	any	DET
ajfa-14455	82	34	significant	significant	ADJ
ajfa-14455	82	35	changes	change	NOUN
ajfa-14455	82	36	or	or	CCONJ
ajfa-14455	82	37	trends	trend	NOUN
ajfa-14455	82	38	.	.	PUNCT
ajfa-14455	83	1	identifying	identify	VERB
ajfa-14455	83	2	the	the	DET
ajfa-14455	83	3	variables	variable	NOUN
ajfa-14455	83	4	with	with	ADP
ajfa-14455	83	5	considerable	considerable	ADJ
ajfa-14455	83	6	explanatory	explanatory	ADJ
ajfa-14455	83	7	power	power	NOUN
ajfa-14455	83	8	is	be	AUX
ajfa-14455	83	9	simply	simply	ADV
ajfa-14455	83	10	a	a	DET
ajfa-14455	83	11	matter	matter	NOUN
ajfa-14455	83	12	of	of	ADP
ajfa-14455	83	13	determining	determine	VERB
ajfa-14455	83	14	the	the	DET
ajfa-14455	83	15	statistically	statistically	ADV
ajfa-14455	83	16	significant	significant	ADJ
ajfa-14455	83	17	differences	difference	NOUN
ajfa-14455	83	18	in	in	ADP
ajfa-14455	83	19	the	the	DET
ajfa-14455	83	20	mean	mean	ADJ
ajfa-14455	83	21	values	value	NOUN
ajfa-14455	83	22	between	between	ADP
ajfa-14455	83	23	the	the	DET
ajfa-14455	83	24	failed	failed	ADJ
ajfa-14455	83	25	and	and	CCONJ
ajfa-14455	83	26	non	non	ADJ
ajfa-14455	83	27	-	-	ADJ
ajfa-14455	83	28	failed	failed	ADJ
ajfa-14455	83	29	sample	sample	NOUN
ajfa-14455	83	30	(	(	PUNCT
ajfa-14455	83	31	vilen	vilen	ADJ
ajfa-14455	83	32	,	,	PUNCT
ajfa-14455	83	33	2010	2010	NUM
ajfa-14455	83	34	)	)	PUNCT
ajfa-14455	83	35	.	.	PUNCT
ajfa-14455	84	1	3.2	3.2	NUM
ajfa-14455	84	2	empirical	empirical	ADJ
ajfa-14455	84	3	model	model	NOUN
ajfa-14455	84	4	we	we	PRON
ajfa-14455	84	5	use	use	VERB
ajfa-14455	84	6	a	a	DET
ajfa-14455	84	7	logistic	logistic	ADJ
ajfa-14455	84	8	regression	regression	NOUN
ajfa-14455	84	9	model	model	NOUN
ajfa-14455	84	10	to	to	PART
ajfa-14455	84	11	identify	identify	VERB
ajfa-14455	84	12	the	the	DET
ajfa-14455	84	13	financial	financial	ADJ
ajfa-14455	84	14	ratios	ratio	NOUN
ajfa-14455	84	15	that	that	PRON
ajfa-14455	84	16	can	can	AUX
ajfa-14455	84	17	most	most	ADV
ajfa-14455	84	18	effectively	effectively	ADV
ajfa-14455	84	19	discriminate	discriminate	VERB
ajfa-14455	84	20	between	between	ADP
ajfa-14455	84	21	failed	failed	ADJ
ajfa-14455	84	22	and	and	CCONJ
ajfa-14455	84	23	non	non	ADJ
ajfa-14455	84	24	-	-	ADJ
ajfa-14455	84	25	failed	failed	ADJ
ajfa-14455	84	26	banks	bank	NOUN
ajfa-14455	84	27	in	in	ADP
ajfa-14455	84	28	the	the	DET
ajfa-14455	84	29	most	most	ADV
ajfa-14455	84	30	reliable	reliable	ADJ
ajfa-14455	84	31	(	(	PUNCT
ajfa-14455	84	32	frydman	frydman	ADJ
ajfa-14455	84	33	et	et	PROPN
ajfa-14455	84	34	al	al	PROPN
ajfa-14455	84	35	,	,	PUNCT
ajfa-14455	84	36	1985	1985	NUM
ajfa-14455	84	37	;	;	PUNCT
ajfa-14455	84	38	marais	marais	PROPN
ajfa-14455	84	39	et	et	PROPN
ajfa-14455	84	40	al	al	PROPN
ajfa-14455	84	41	,	,	PUNCT
ajfa-14455	84	42	1984	1984	NUM
ajfa-14455	84	43	;	;	PUNCT
ajfa-14455	84	44	ohlson	ohlson	NOUN
ajfa-14455	84	45	,	,	PUNCT
ajfa-14455	84	46	1980	1980	NUM
ajfa-14455	84	47	;	;	PUNCT
ajfa-14455	84	48	casey	casey	NOUN
ajfa-14455	84	49	and	and	CCONJ
ajfa-14455	84	50	bartczak	bartczak	NOUN
ajfa-14455	84	51	,	,	PUNCT
ajfa-14455	84	52	1985	1985	NUM
ajfa-14455	84	53	;	;	PUNCT
ajfa-14455	84	54	zavgren	zavgren	PROPN
ajfa-14455	84	55	,	,	PUNCT
ajfa-14455	84	56	1985	1985	NUM
ajfa-14455	84	57	;	;	PUNCT
ajfa-14455	84	58	glezakos	glezakos	PROPN
ajfa-14455	84	59	et	et	PROPN
ajfa-14455	84	60	al	al	PROPN
ajfa-14455	84	61	,	,	PUNCT
ajfa-14455	84	62	2010	2010	NUM
ajfa-14455	84	63	)	)	PUNCT
ajfa-14455	84	64	manner	manner	NOUN
ajfa-14455	84	65	.	.	PUNCT
ajfa-14455	85	1	the	the	DET
ajfa-14455	85	2	model	model	NOUN
ajfa-14455	85	3	specification	specification	NOUN
ajfa-14455	85	4	is	be	AUX
ajfa-14455	85	5	:	:	PUNCT
ajfa-14455	85	6	i	i	PRON
ajfa-14455	85	7	k	k	PROPN
ajfa-14455	86	1	i	i	PRON
ajfa-14455	86	2	ii	ii	VERB
ajfa-14455	87	1	xy	xy	INTJ
ajfa-14455	87	2			X
ajfa-14455	88	1			ADV
ajfa-14455	88	2			ADJ
ajfa-14455	88	3	1	1	NUM
ajfa-14455	88	4	0	0	NUM
ajfa-14455	88	5			NOUN
ajfa-14455	88	6	(	(	PUNCT
ajfa-14455	88	7	1	1	NUM
ajfa-14455	88	8	)	)	PUNCT
ajfa-14455	88	9	,	,	PUNCT
ajfa-14455	88	10	where	where	SCONJ
ajfa-14455	88	11	yi	yi	PROPN
ajfa-14455	88	12	is	be	AUX
ajfa-14455	88	13	a	a	DET
ajfa-14455	88	14	binary	binary	ADJ
ajfa-14455	88	15	variable	variable	NOUN
ajfa-14455	88	16	with	with	ADP
ajfa-14455	88	17	a	a	DET
ajfa-14455	88	18	value	value	NOUN
ajfa-14455	88	19	of	of	ADP
ajfa-14455	88	20	“	"	PUNCT
ajfa-14455	88	21	1	1	NUM
ajfa-14455	88	22	”	"	PUNCT
ajfa-14455	88	23	for	for	ADP
ajfa-14455	88	24	a	a	DET
ajfa-14455	88	25	failed	fail	VERB
ajfa-14455	88	26	bank	bank	NOUN
ajfa-14455	88	27	and	and	CCONJ
ajfa-14455	88	28	“	"	PUNCT
ajfa-14455	88	29	0	0	NUM
ajfa-14455	88	30	”	"	PUNCT
ajfa-14455	88	31	for	for	ADP
ajfa-14455	88	32	a	a	DET
ajfa-14455	88	33	non	non	ADJ
ajfa-14455	88	34	-	-	ADJ
ajfa-14455	88	35	failed	failed	ADJ
ajfa-14455	88	36	bank	bank	NOUN
ajfa-14455	88	37	,	,	PUNCT
ajfa-14455	88	38	while	while	SCONJ
ajfa-14455	88	39	xi	xi	PROPN
ajfa-14455	88	40	is	be	AUX
ajfa-14455	88	41	a	a	DET
ajfa-14455	88	42	vector	vector	NOUN
ajfa-14455	88	43	of	of	ADP
ajfa-14455	88	44	the	the	DET
ajfa-14455	88	45	explanatory	explanatory	ADJ
ajfa-14455	88	46	variables	variable	NOUN
ajfa-14455	88	47	that	that	PRON
ajfa-14455	88	48	have	have	AUX
ajfa-14455	88	49	been	be	AUX
ajfa-14455	88	50	determined	determine	VERB
ajfa-14455	88	51	to	to	PART
ajfa-14455	88	52	possibly	possibly	ADV
ajfa-14455	88	53	have	have	VERB
ajfa-14455	88	54	the	the	DET
ajfa-14455	88	55	strongest	strong	ADJ
ajfa-14455	88	56	explanatory	explanatory	ADJ
ajfa-14455	88	57	power	power	NOUN
ajfa-14455	88	58	in	in	ADP
ajfa-14455	88	59	predicting	predict	VERB
ajfa-14455	88	60	bank	bank	NOUN
ajfa-14455	88	61	failure	failure	NOUN
ajfa-14455	88	62	.	.	PUNCT
ajfa-14455	89	1	if	if	SCONJ
ajfa-14455	89	2	the	the	DET
ajfa-14455	89	3	probability	probability	NOUN
ajfa-14455	89	4	of	of	ADP
ajfa-14455	89	5	bank	bank	NOUN
ajfa-14455	89	6	i	i	PRON
ajfa-14455	89	7	failing	fail	VERB
ajfa-14455	89	8	is	be	AUX
ajfa-14455	89	9	pyp	pyp	PROPN
ajfa-14455	89	10	i	i	PROPN
ajfa-14455	89	11	ˆ)1	ˆ)1	PROPN
ajfa-14455	89	12	(	(	PUNCT
ajfa-14455	89	13			NUM
ajfa-14455	89	14	and	and	CCONJ
ajfa-14455	89	15	the	the	DET
ajfa-14455	89	16	probability	probability	NOUN
ajfa-14455	89	17	of	of	ADP
ajfa-14455	89	18	bank	bank	NOUN
ajfa-14455	89	19	i	i	PRON
ajfa-14455	89	20	not	not	PART
ajfa-14455	89	21	failing	fail	VERB
ajfa-14455	89	22	is	be	AUX
ajfa-14455	89	23	pyp	pyp	PROPN
ajfa-14455	89	24	i	i	PRON
ajfa-14455	89	25	ˆ1)0	ˆ1)0	NOUN
ajfa-14455	89	26	(	(	PUNCT
ajfa-14455	89	27			NUM
ajfa-14455	89	28	,	,	PUNCT
ajfa-14455	89	29	then	then	ADV
ajfa-14455	89	30			PROPN
ajfa-14455	89	31			VERB
ajfa-14455	89	32			X
ajfa-14455	90	1			NUM
ajfa-14455	91	1			NUM
ajfa-14455	91	2			PROPN
ajfa-14455	91	3			ADV
ajfa-14455	91	4			PUNCT
ajfa-14455	91	5	k	k	PROPN
ajfa-14455	92	1	i	i	PRON
ajfa-14455	93	1	i	i	INTJ
ajfa-14455	94	1	k	k	VERB
ajfa-14455	95	1	i	i	PRON
ajfa-14455	95	2	ii	ii	VERB
ajfa-14455	95	3	x	x	X
ajfa-14455	95	4	x	x	PUNCT
ajfa-14455	95	5	e	e	X
ajfa-14455	95	6	e	e	NOUN
ajfa-14455	95	7	p	p	PROPN
ajfa-14455	95	8	1	1	NUM
ajfa-14455	95	9	0	0	NUM
ajfa-14455	95	10	1	1	NUM
ajfa-14455	95	11	0	0	NUM
ajfa-14455	95	12	1	1	NUM
ajfa-14455	95	13	ˆ	ˆ	NOUN
ajfa-14455	95	14			PROPN
ajfa-14455	95	15			NOUN
ajfa-14455	95	16	(	(	PUNCT
ajfa-14455	95	17	2	2	NUM
ajfa-14455	95	18	)	)	PUNCT
ajfa-14455	95	19	.	.	PUNCT
ajfa-14455	96	1	logit	logit	PROPN
ajfa-14455	96	2	models	model	NOUN
ajfa-14455	96	3	are	be	AUX
ajfa-14455	96	4	sensitive	sensitive	ADJ
ajfa-14455	96	5	to	to	ADP
ajfa-14455	96	6	extreme	extreme	ADJ
ajfa-14455	96	7	multicollinearity	multicollinearity	NOUN
ajfa-14455	96	8	(	(	PUNCT
ajfa-14455	96	9	balcaen	balcaen	NOUN
ajfa-14455	96	10	and	and	CCONJ
ajfa-14455	96	11	ooghe	ooghe	ADJ
ajfa-14455	96	12	,	,	PUNCT
ajfa-14455	96	13	2005	2005	NUM
ajfa-14455	96	14	)	)	PUNCT
ajfa-14455	96	15	and	and	CCONJ
ajfa-14455	96	16	thus	thus	ADV
ajfa-14455	96	17	,	,	PUNCT
ajfa-14455	96	18	espahbodi	espahbodi	NOUN
ajfa-14455	96	19	(	(	PUNCT
ajfa-14455	96	20	1991	1991	NUM
ajfa-14455	96	21	)	)	PUNCT
ajfa-14455	96	22	advocates	advocate	VERB
ajfa-14455	96	23	the	the	DET
ajfa-14455	96	24	use	use	NOUN
ajfa-14455	96	25	of	of	ADP
ajfa-14455	96	26	more	more	ADJ
ajfa-14455	96	27	than	than	ADP
ajfa-14455	96	28	one	one	NUM
ajfa-14455	96	29	measure	measure	NOUN
ajfa-14455	96	30	in	in	ADP
ajfa-14455	96	31	studying	study	VERB
ajfa-14455	96	32	bank	bank	NOUN
ajfa-14455	96	33	health	health	NOUN
ajfa-14455	96	34	to	to	PART
ajfa-14455	96	35	avoid	avoid	VERB
ajfa-14455	96	36	issues	issue	NOUN
ajfa-14455	96	37	related	relate	VERB
ajfa-14455	96	38	to	to	ADP
ajfa-14455	96	39	multicollinearity	multicollinearity	NOUN
ajfa-14455	96	40	.	.	PUNCT
ajfa-14455	97	1	as	as	SCONJ
ajfa-14455	97	2	we	we	PRON
ajfa-14455	97	3	seek	seek	VERB
ajfa-14455	97	4	to	to	PART
ajfa-14455	97	5	construct	construct	VERB
ajfa-14455	97	6	a	a	DET
ajfa-14455	97	7	model	model	NOUN
ajfa-14455	97	8	as	as	ADP
ajfa-14455	97	9	an	an	DET
ajfa-14455	97	10	early	early	ADJ
ajfa-14455	97	11	warning	warning	NOUN
ajfa-14455	97	12	system	system	NOUN
ajfa-14455	97	13	,	,	PUNCT
ajfa-14455	97	14	we	we	PRON
ajfa-14455	97	15	estimate	estimate	VERB
ajfa-14455	97	16	the	the	DET
ajfa-14455	97	17	regression	regression	NOUN
ajfa-14455	97	18	for	for	ADP
ajfa-14455	97	19	the	the	DET
ajfa-14455	97	20	year	year	NOUN
ajfa-14455	97	21	of	of	ADP
ajfa-14455	97	22	failure	failure	NOUN
ajfa-14455	97	23	as	as	ADV
ajfa-14455	97	24	well	well	ADV
ajfa-14455	97	25	as	as	ADP
ajfa-14455	97	26	for	for	ADP
ajfa-14455	97	27	each	each	PRON
ajfa-14455	97	28	of	of	ADP
ajfa-14455	97	29	the	the	DET
ajfa-14455	97	30	four	four	NUM
ajfa-14455	97	31	years	year	NOUN
ajfa-14455	97	32	preceding	precede	VERB
ajfa-14455	97	33	failure	failure	NOUN
ajfa-14455	97	34	.	.	PUNCT
ajfa-14455	98	1	to	to	PART
ajfa-14455	98	2	test	test	VERB
ajfa-14455	98	3	the	the	DET
ajfa-14455	98	4	reliability	reliability	NOUN
ajfa-14455	98	5	and	and	CCONJ
ajfa-14455	98	6	external	external	ADJ
ajfa-14455	98	7	validity	validity	NOUN
ajfa-14455	98	8	of	of	ADP
ajfa-14455	98	9	our	our	PRON
ajfa-14455	98	10	method	method	NOUN
ajfa-14455	98	11	,	,	PUNCT
ajfa-14455	98	12	we	we	PRON
ajfa-14455	98	13	re	re	VERB
ajfa-14455	98	14	-	-	VERB
ajfa-14455	98	15	estimate	estimate	VERB
ajfa-14455	98	16	the	the	DET
ajfa-14455	98	17	logit	logit	NOUN
ajfa-14455	98	18	model	model	NOUN
ajfa-14455	98	19	using	use	VERB
ajfa-14455	98	20	a	a	DET
ajfa-14455	98	21	hold	hold	NOUN
ajfa-14455	98	22	out	out	ADP
ajfa-14455	98	23	sample	sample	NOUN
ajfa-14455	98	24	(	(	PUNCT
ajfa-14455	98	25	jones	jones	PROPN
ajfa-14455	98	26	,	,	PUNCT
ajfa-14455	98	27	1987	1987	NUM
ajfa-14455	98	28	)	)	PUNCT
ajfa-14455	98	29	.	.	PUNCT
ajfa-14455	99	1	3.3	3.3	NUM
ajfa-14455	99	2	constructing	construct	VERB
ajfa-14455	99	3	the	the	DET
ajfa-14455	99	4	bank	bank	PROPN
ajfa-14455	99	5	health	health	NOUN
ajfa-14455	99	6	index	index	NOUN
ajfa-14455	99	7	to	to	PART
ajfa-14455	99	8	construct	construct	VERB
ajfa-14455	99	9	the	the	DET
ajfa-14455	99	10	“	"	PUNCT
ajfa-14455	99	11	bank	bank	PROPN
ajfa-14455	99	12	health	health	NOUN
ajfa-14455	99	13	index	index	NOUN
ajfa-14455	99	14	”	"	PUNCT
ajfa-14455	99	15	,	,	PUNCT
ajfa-14455	99	16	we	we	PRON
ajfa-14455	99	17	first	first	ADV
ajfa-14455	99	18	define	define	VERB
ajfa-14455	99	19	the	the	DET
ajfa-14455	99	20	value	value	NOUN
ajfa-14455	99	21	ranges	range	NOUN
ajfa-14455	99	22	of	of	ADP
ajfa-14455	99	23	the	the	DET
ajfa-14455	99	24	statistically	statistically	ADV
ajfa-14455	99	25	significant	significant	ADJ
ajfa-14455	99	26	variables	variable	NOUN
ajfa-14455	99	27	from	from	ADP
ajfa-14455	99	28	the	the	DET
ajfa-14455	99	29	logit	logit	NOUN
ajfa-14455	99	30	estimates	estimate	NOUN
ajfa-14455	99	31	by	by	ADP
ajfa-14455	99	32	computing	compute	VERB
ajfa-14455	99	33	95	95	NUM
ajfa-14455	99	34	%	%	NOUN
ajfa-14455	99	35	confidence	confidence	NOUN
ajfa-14455	99	36	intervals	interval	NOUN
ajfa-14455	99	37	around	around	ADP
ajfa-14455	99	38	the	the	DET
ajfa-14455	99	39	mean	mean	ADJ
ajfa-14455	99	40	values	value	NOUN
ajfa-14455	99	41	of	of	ADP
ajfa-14455	99	42	each	each	DET
ajfa-14455	99	43	variable	variable	NOUN
ajfa-14455	99	44	for	for	ADP
ajfa-14455	99	45	the	the	DET
ajfa-14455	99	46	failed	failed	ADJ
ajfa-14455	99	47	and	and	CCONJ
ajfa-14455	99	48	non	non	ADJ
ajfa-14455	99	49	-	-	ADJ
ajfa-14455	99	50	failed	failed	ADJ
ajfa-14455	99	51	sample	sample	NOUN
ajfa-14455	99	52	.	.	PUNCT
ajfa-14455	100	1	we	we	PRON
ajfa-14455	100	2	only	only	ADV
ajfa-14455	100	3	compute	compute	VERB
ajfa-14455	100	4	value	value	NOUN
ajfa-14455	100	5	ranges	range	VERB
ajfa-14455	100	6	for	for	ADP
ajfa-14455	100	7	year-1	year-1	NUM
ajfa-14455	100	8	and	and	CCONJ
ajfa-14455	100	9	year-2	year-2	NUM
ajfa-14455	100	10	as	as	SCONJ
ajfa-14455	100	11	the	the	DET
ajfa-14455	100	12	predictive	predictive	ADJ
ajfa-14455	100	13	power	power	NOUN
ajfa-14455	100	14	of	of	ADP
ajfa-14455	100	15	variables	variable	NOUN
ajfa-14455	100	16	diminish	diminish	VERB
ajfa-14455	100	17	beyond	beyond	ADP
ajfa-14455	100	18	two	two	NUM
ajfa-14455	100	19	years	year	NOUN
ajfa-14455	100	20	preceding	precede	VERB
ajfa-14455	100	21	failure	failure	NOUN
ajfa-14455	100	22	(	(	PUNCT
ajfa-14455	100	23	espahbodi	espahbodi	NOUN
ajfa-14455	100	24	,	,	PUNCT
ajfa-14455	100	25	1991	1991	NUM
ajfa-14455	100	26	)	)	PUNCT
ajfa-14455	100	27	.	.	PUNCT
ajfa-14455	101	1	this	this	DET
ajfa-14455	101	2	confidence	confidence	NOUN
ajfa-14455	101	3	level	level	NOUN
ajfa-14455	101	4	for	for	ADP
ajfa-14455	101	5	the	the	DET
ajfa-14455	101	6	variables	variable	NOUN
ajfa-14455	101	7	is	be	AUX
ajfa-14455	101	8	constructed	construct	VERB
ajfa-14455	101	9	base	base	NOUN
ajfa-14455	101	10	on	on	ADP
ajfa-14455	101	11	the	the	DET
ajfa-14455	101	12	following	follow	VERB
ajfa-14455	101	13	expression	expression	NOUN
ajfa-14455	101	14	.	.	PUNCT
ajfa-14455	102	1	upper	upper	ADJ
ajfa-14455	102	2	bound	bind	VERB
ajfa-14455	102	3	=	=	SYM
ajfa-14455	102	4	�	�	NOUN
ajfa-14455	102	5	̅	̅	NOUN
ajfa-14455	102	6	�	�	NOUN
ajfa-14455	102	7	+	+	CCONJ
ajfa-14455	102	8	1.96	1.96	NUM
ajfa-14455	102	9	∗	∗	NOUN
ajfa-14455	102	10	√	√	NUM
ajfa-14455	102	11	;	;	PUNCT
ajfa-14455	102	12	lower	lower	ADV
ajfa-14455	102	13	bound	bind	VERB
ajfa-14455	102	14	=	=	SYM
ajfa-14455	102	15	�	�	PROPN
ajfa-14455	102	16	̅	̅	NOUN
ajfa-14455	102	17	�	�	NOUN
ajfa-14455	102	18	−	−	PROPN
ajfa-14455	102	19	1.96	1.96	NUM
ajfa-14455	102	20	∗	∗	NOUN
ajfa-14455	102	21	√	√	NUM
ajfa-14455	102	22	(	(	PUNCT
ajfa-14455	102	23	3	3	NUM
ajfa-14455	102	24	)	)	PUNCT
ajfa-14455	102	25	asian	asian	ADJ
ajfa-14455	102	26	journal	journal	NOUN
ajfa-14455	102	27	of	of	ADP
ajfa-14455	102	28	finance	finance	PROPN
ajfa-14455	102	29	&	&	CCONJ
ajfa-14455	102	30	accounting	accounting	PROPN
ajfa-14455	102	31	issn	issn	PROPN
ajfa-14455	102	32	1946	1946	NUM
ajfa-14455	102	33	-	-	PUNCT
ajfa-14455	102	34	052x	052x	PROPN
ajfa-14455	102	35	2019	2019	NUM
ajfa-14455	102	36	,	,	PUNCT
ajfa-14455	102	37	vol	vol	NOUN
ajfa-14455	102	38	.	.	PROPN
ajfa-14455	102	39	11	11	NUM
ajfa-14455	102	40	,	,	PUNCT
ajfa-14455	102	41	no	no	INTJ
ajfa-14455	102	42	.	.	NOUN
ajfa-14455	102	43	1	1	NUM
ajfa-14455	102	44	117	117	NUM
ajfa-14455	102	45	ajfa.macrothink.org	ajfa.macrothink.org	ADJ
ajfa-14455	102	46	the	the	DET
ajfa-14455	102	47	computed	compute	VERB
ajfa-14455	102	48	value	value	NOUN
ajfa-14455	102	49	ranges	range	NOUN
ajfa-14455	102	50	will	will	AUX
ajfa-14455	102	51	be	be	AUX
ajfa-14455	102	52	further	far	ADV
ajfa-14455	102	53	classified	classify	VERB
ajfa-14455	102	54	into	into	ADP
ajfa-14455	102	55	a	a	DET
ajfa-14455	102	56	risk	risk	NOUN
ajfa-14455	102	57	continuum	continuum	NOUN
ajfa-14455	102	58	ranging	range	VERB
ajfa-14455	102	59	from	from	ADP
ajfa-14455	102	60	critical	critical	ADJ
ajfa-14455	102	61	to	to	ADP
ajfa-14455	102	62	excellent	excellent	ADJ
ajfa-14455	102	63	depending	depend	VERB
ajfa-14455	102	64	on	on	ADP
ajfa-14455	102	65	the	the	DET
ajfa-14455	102	66	correlation	correlation	NOUN
ajfa-14455	102	67	of	of	ADP
ajfa-14455	102	68	the	the	DET
ajfa-14455	102	69	significant	significant	ADJ
ajfa-14455	102	70	variable	variable	ADJ
ajfa-14455	102	71	ratios	ratio	NOUN
ajfa-14455	102	72	to	to	ADP
ajfa-14455	102	73	failure	failure	NOUN
ajfa-14455	102	74	.	.	PUNCT
ajfa-14455	103	1	the	the	DET
ajfa-14455	103	2	value	value	NOUN
ajfa-14455	103	3	ranges	range	NOUN
ajfa-14455	103	4	computed	compute	VERB
ajfa-14455	103	5	above	above	ADP
ajfa-14455	103	6	need	need	VERB
ajfa-14455	103	7	to	to	PART
ajfa-14455	103	8	be	be	AUX
ajfa-14455	103	9	interpreted	interpret	VERB
ajfa-14455	103	10	with	with	ADP
ajfa-14455	103	11	respect	respect	NOUN
ajfa-14455	103	12	to	to	ADP
ajfa-14455	103	13	each	each	PRON
ajfa-14455	103	14	of	of	ADP
ajfa-14455	103	15	the	the	DET
ajfa-14455	103	16	ratios	ratio	NOUN
ajfa-14455	103	17	.	.	PUNCT
ajfa-14455	104	1	for	for	ADP
ajfa-14455	104	2	example	example	NOUN
ajfa-14455	104	3	,	,	PUNCT
ajfa-14455	104	4	for	for	ADP
ajfa-14455	104	5	variables	variable	NOUN
ajfa-14455	104	6	negatively	negatively	ADV
ajfa-14455	104	7	related	relate	VERB
ajfa-14455	104	8	to	to	ADP
ajfa-14455	104	9	bank	bank	NOUN
ajfa-14455	104	10	failure	failure	NOUN
ajfa-14455	104	11	such	such	ADJ
ajfa-14455	104	12	as	as	ADP
ajfa-14455	104	13	capitalization	capitalization	NOUN
ajfa-14455	104	14	ratios	ratio	NOUN
ajfa-14455	104	15	,	,	PUNCT
ajfa-14455	104	16	a	a	DET
ajfa-14455	104	17	higher	high	ADJ
ajfa-14455	104	18	ratio	ratio	NOUN
ajfa-14455	104	19	indicates	indicate	VERB
ajfa-14455	104	20	better	well	ADJ
ajfa-14455	104	21	health	health	NOUN
ajfa-14455	104	22	.	.	PUNCT
ajfa-14455	105	1	hence	hence	ADV
ajfa-14455	105	2	,	,	PUNCT
ajfa-14455	105	3	a	a	DET
ajfa-14455	105	4	ratio	ratio	NOUN
ajfa-14455	105	5	falling	fall	VERB
ajfa-14455	105	6	below	below	ADP
ajfa-14455	105	7	the	the	DET
ajfa-14455	105	8	“	"	PUNCT
ajfa-14455	105	9	failed	fail	VERB
ajfa-14455	105	10	”	"	PUNCT
ajfa-14455	105	11	range	range	NOUN
ajfa-14455	105	12	will	will	AUX
ajfa-14455	105	13	be	be	AUX
ajfa-14455	105	14	categorised	categorise	VERB
ajfa-14455	105	15	as	as	ADP
ajfa-14455	105	16	“	"	PUNCT
ajfa-14455	105	17	critical	critical	ADJ
ajfa-14455	105	18	”	"	PUNCT
ajfa-14455	105	19	while	while	SCONJ
ajfa-14455	105	20	a	a	DET
ajfa-14455	105	21	ratio	ratio	NOUN
ajfa-14455	105	22	value	value	NOUN
ajfa-14455	105	23	above	above	ADP
ajfa-14455	105	24	the	the	DET
ajfa-14455	105	25	“	"	PUNCT
ajfa-14455	105	26	non	non	ADJ
ajfa-14455	105	27	-	-	ADJ
ajfa-14455	105	28	failed	failed	ADJ
ajfa-14455	105	29	”	"	PUNCT
ajfa-14455	105	30	range	range	NOUN
ajfa-14455	105	31	is	be	AUX
ajfa-14455	105	32	categorised	categorise	VERB
ajfa-14455	105	33	as	as	ADP
ajfa-14455	105	34	“	"	PUNCT
ajfa-14455	105	35	excellent	excellent	ADJ
ajfa-14455	105	36	”	"	PUNCT
ajfa-14455	105	37	.	.	PUNCT
ajfa-14455	106	1	for	for	ADP
ajfa-14455	106	2	variables	variable	NOUN
ajfa-14455	106	3	positively	positively	ADV
ajfa-14455	106	4	related	relate	VERB
ajfa-14455	106	5	to	to	ADP
ajfa-14455	106	6	bank	bank	NOUN
ajfa-14455	106	7	failure	failure	NOUN
ajfa-14455	106	8	such	such	ADJ
ajfa-14455	106	9	as	as	ADP
ajfa-14455	106	10	impaired	impaired	ADJ
ajfa-14455	106	11	loans	loan	NOUN
ajfa-14455	106	12	to	to	ADP
ajfa-14455	106	13	total	total	ADJ
ajfa-14455	106	14	equity	equity	NOUN
ajfa-14455	106	15	(	(	PUNCT
ajfa-14455	106	16	impe	impe	PROPN
ajfa-14455	106	17	)	)	PUNCT
ajfa-14455	106	18	,	,	PUNCT
ajfa-14455	106	19	a	a	DET
ajfa-14455	106	20	ratio	ratio	NOUN
ajfa-14455	106	21	above	above	ADP
ajfa-14455	106	22	the	the	DET
ajfa-14455	106	23	“	"	PUNCT
ajfa-14455	106	24	failed	fail	VERB
ajfa-14455	106	25	”	"	PUNCT
ajfa-14455	106	26	range	range	NOUN
ajfa-14455	106	27	would	would	AUX
ajfa-14455	106	28	be	be	AUX
ajfa-14455	106	29	categorised	categorise	VERB
ajfa-14455	106	30	as	as	ADP
ajfa-14455	106	31	“	"	PUNCT
ajfa-14455	106	32	critical	critical	ADJ
ajfa-14455	106	33	”	"	PUNCT
ajfa-14455	106	34	while	while	SCONJ
ajfa-14455	106	35	a	a	DET
ajfa-14455	106	36	ratio	ratio	NOUN
ajfa-14455	106	37	below	below	ADP
ajfa-14455	106	38	the	the	DET
ajfa-14455	106	39	“	"	PUNCT
ajfa-14455	106	40	non	non	ADJ
ajfa-14455	106	41	-	-	ADJ
ajfa-14455	106	42	failed	failed	ADJ
ajfa-14455	106	43	”	"	PUNCT
ajfa-14455	106	44	range	range	NOUN
ajfa-14455	106	45	is	be	AUX
ajfa-14455	106	46	categorised	categorise	VERB
ajfa-14455	106	47	as	as	ADP
ajfa-14455	106	48	“	"	PUNCT
ajfa-14455	106	49	excellent	excellent	ADJ
ajfa-14455	106	50	”	"	PUNCT
ajfa-14455	106	51	.	.	PUNCT
ajfa-14455	107	1	we	we	PRON
ajfa-14455	107	2	then	then	ADV
ajfa-14455	107	3	convert	convert	VERB
ajfa-14455	107	4	the	the	DET
ajfa-14455	107	5	value	value	NOUN
ajfa-14455	107	6	ranges	range	VERB
ajfa-14455	107	7	into	into	ADP
ajfa-14455	107	8	scores	score	NOUN
ajfa-14455	107	9	(	(	PUNCT
ajfa-14455	107	10	0	0	NUM
ajfa-14455	107	11	to	to	PART
ajfa-14455	107	12	10	10	NUM
ajfa-14455	107	13	)	)	PUNCT
ajfa-14455	107	14	.	.	PUNCT
ajfa-14455	108	1	to	to	PART
ajfa-14455	108	2	ensure	ensure	VERB
ajfa-14455	108	3	an	an	DET
ajfa-14455	108	4	even	even	ADV
ajfa-14455	108	5	spread	spread	VERB
ajfa-14455	108	6	,	,	PUNCT
ajfa-14455	108	7	the	the	DET
ajfa-14455	108	8	median	median	ADJ
ajfa-14455	108	9	value	value	NOUN
ajfa-14455	108	10	of	of	ADP
ajfa-14455	108	11	each	each	DET
ajfa-14455	108	12	variable	variable	NOUN
ajfa-14455	108	13	is	be	AUX
ajfa-14455	108	14	given	give	VERB
ajfa-14455	108	15	a	a	DET
ajfa-14455	108	16	score	score	NOUN
ajfa-14455	108	17	of	of	ADP
ajfa-14455	108	18	5	5	NUM
ajfa-14455	108	19	.	.	PUNCT
ajfa-14455	109	1	for	for	ADP
ajfa-14455	109	2	variables	variable	NOUN
ajfa-14455	109	3	that	that	PRON
ajfa-14455	109	4	are	be	AUX
ajfa-14455	109	5	negatively	negatively	ADV
ajfa-14455	109	6	related	relate	VERB
ajfa-14455	109	7	to	to	ADP
ajfa-14455	109	8	failure	failure	NOUN
ajfa-14455	109	9	,	,	PUNCT
ajfa-14455	109	10	any	any	DET
ajfa-14455	109	11	value	value	NOUN
ajfa-14455	109	12	that	that	PRON
ajfa-14455	109	13	falls	fall	VERB
ajfa-14455	109	14	above	above	ADP
ajfa-14455	109	15	the	the	DET
ajfa-14455	109	16	median	median	NOUN
ajfa-14455	109	17	obtained	obtain	VERB
ajfa-14455	109	18	a	a	DET
ajfa-14455	109	19	score	score	NOUN
ajfa-14455	109	20	higher	high	ADJ
ajfa-14455	109	21	than	than	ADP
ajfa-14455	109	22	5	5	NUM
ajfa-14455	109	23	and	and	CCONJ
ajfa-14455	109	24	the	the	DET
ajfa-14455	109	25	rest	rest	NOUN
ajfa-14455	109	26	obtained	obtain	VERB
ajfa-14455	109	27	scores	score	NOUN
ajfa-14455	109	28	lower	low	ADJ
ajfa-14455	109	29	than	than	ADP
ajfa-14455	109	30	5	5	NUM
ajfa-14455	109	31	.	.	PUNCT
ajfa-14455	110	1	with	with	ADP
ajfa-14455	110	2	x	x	PRON
ajfa-14455	110	3	as	as	ADP
ajfa-14455	110	4	the	the	DET
ajfa-14455	110	5	variable	variable	ADJ
ajfa-14455	110	6	value	value	NOUN
ajfa-14455	110	7	and	and	CCONJ
ajfa-14455	110	8	m	m	NOUN
ajfa-14455	110	9	as	as	ADP
ajfa-14455	110	10	the	the	DET
ajfa-14455	110	11	median	median	ADJ
ajfa-14455	110	12	value	value	NOUN
ajfa-14455	110	13	for	for	ADP
ajfa-14455	110	14	the	the	DET
ajfa-14455	110	15	variable	variable	NOUN
ajfa-14455	110	16	,	,	PUNCT
ajfa-14455	110	17	the	the	DET
ajfa-14455	110	18	score	score	NOUN
ajfa-14455	110	19	is	be	AUX
ajfa-14455	110	20	calculated	calculate	VERB
ajfa-14455	110	21	as	as	SCONJ
ajfa-14455	110	22	follows	follow	VERB
ajfa-14455	110	23	:	:	PUNCT
ajfa-14455	110	24	if	if	SCONJ
ajfa-14455	110	25	x	x	X
ajfa-14455	110	26	<	<	X
ajfa-14455	110	27	m	m	VERB
ajfa-14455	110	28	then	then	ADV
ajfa-14455	110	29	the	the	DET
ajfa-14455	110	30	score	score	NOUN
ajfa-14455	110	31	for	for	ADP
ajfa-14455	110	32	the	the	DET
ajfa-14455	110	33	bank	bank	NOUN
ajfa-14455	110	34	=	=	SYM
ajfa-14455	110	35	5	5	NUM
ajfa-14455	110	36	∗	∗	NOUN
ajfa-14455	110	37	5	5	NUM
ajfa-14455	110	38	;	;	PUNCT
ajfa-14455	110	39	and	and	CCONJ
ajfa-14455	110	40	if	if	SCONJ
ajfa-14455	110	41	x	x	X
ajfa-14455	110	42	>	>	X
ajfa-14455	110	43	m	m	VERB
ajfa-14455	110	44	then	then	ADV
ajfa-14455	110	45	the	the	DET
ajfa-14455	110	46	score	score	NOUN
ajfa-14455	110	47	for	for	ADP
ajfa-14455	110	48	the	the	DET
ajfa-14455	110	49	bank	bank	NOUN
ajfa-14455	110	50	=	=	NOUN
ajfa-14455	110	51	5	5	NUM
ajfa-14455	110	52	+	+	NUM
ajfa-14455	110	53	∗	∗	NOUN
ajfa-14455	110	54	5	5	NUM
ajfa-14455	110	55	.	.	PUNCT
ajfa-14455	111	1	for	for	ADP
ajfa-14455	111	2	example	example	NOUN
ajfa-14455	111	3	,	,	PUNCT
ajfa-14455	111	4	if	if	SCONJ
ajfa-14455	111	5	totcap	totcap	NOUN
ajfa-14455	111	6	had	have	VERB
ajfa-14455	111	7	a	a	DET
ajfa-14455	111	8	maximum	maximum	NOUN
ajfa-14455	111	9	of	of	ADP
ajfa-14455	111	10	25	25	NUM
ajfa-14455	111	11	%	%	NOUN
ajfa-14455	111	12	,	,	PUNCT
ajfa-14455	111	13	a	a	DET
ajfa-14455	111	14	minimum	minimum	NOUN
ajfa-14455	111	15	of	of	ADP
ajfa-14455	111	16	0	0	NUM
ajfa-14455	111	17	%	%	NOUN
ajfa-14455	111	18	and	and	CCONJ
ajfa-14455	111	19	a	a	DET
ajfa-14455	111	20	median	median	NOUN
ajfa-14455	111	21	of	of	ADP
ajfa-14455	111	22	13	13	NUM
ajfa-14455	111	23	%	%	NOUN
ajfa-14455	111	24	,	,	PUNCT
ajfa-14455	111	25	the	the	DET
ajfa-14455	111	26	score	score	NOUN
ajfa-14455	111	27	for	for	ADP
ajfa-14455	111	28	the	the	DET
ajfa-14455	111	29	bank	bank	NOUN
ajfa-14455	111	30	is	be	AUX
ajfa-14455	111	31	=	=	PUNCT
ajfa-14455	111	32	5∗	5∗	NUM
ajfa-14455	111	33	5	5	NUM
ajfa-14455	111	34	.	.	PUNCT
ajfa-14455	112	1	if	if	SCONJ
ajfa-14455	112	2	x	x	PROPN
ajfa-14455	112	3	<	<	X
ajfa-14455	112	4	13	13	NUM
ajfa-14455	112	5	or	or	CCONJ
ajfa-14455	112	6	if	if	SCONJ
ajfa-14455	112	7	x	x	PROPN
ajfa-14455	112	8	>	>	X
ajfa-14455	112	9	13	13	NUM
ajfa-14455	112	10	then	then	ADV
ajfa-14455	112	11	the	the	DET
ajfa-14455	112	12	score	score	NOUN
ajfa-14455	112	13	for	for	ADP
ajfa-14455	112	14	the	the	DET
ajfa-14455	112	15	respective	respective	ADJ
ajfa-14455	112	16	bank	bank	NOUN
ajfa-14455	112	17	is	be	AUX
ajfa-14455	112	18	=	=	SYM
ajfa-14455	112	19	5	5	NUM
ajfa-14455	112	20	+	+	NUM
ajfa-14455	112	21	∗	∗	NOUN
ajfa-14455	112	22	5	5	NUM
ajfa-14455	112	23	.	.	PUNCT
ajfa-14455	113	1	thus	thus	ADV
ajfa-14455	113	2	,	,	PUNCT
ajfa-14455	113	3	a	a	DET
ajfa-14455	113	4	bank	bank	NOUN
ajfa-14455	113	5	with	with	ADP
ajfa-14455	113	6	a	a	DET
ajfa-14455	113	7	totcap	totcap	NOUN
ajfa-14455	113	8	ratio	ratio	NOUN
ajfa-14455	113	9	below	below	ADP
ajfa-14455	113	10	the	the	DET
ajfa-14455	113	11	median	median	NOUN
ajfa-14455	113	12	would	would	AUX
ajfa-14455	113	13	receive	receive	VERB
ajfa-14455	113	14	a	a	DET
ajfa-14455	113	15	score	score	NOUN
ajfa-14455	113	16	below	below	ADP
ajfa-14455	113	17	5	5	NUM
ajfa-14455	113	18	while	while	SCONJ
ajfa-14455	113	19	a	a	DET
ajfa-14455	113	20	bank	bank	NOUN
ajfa-14455	113	21	with	with	ADP
ajfa-14455	113	22	a	a	DET
ajfa-14455	113	23	ratio	ratio	NOUN
ajfa-14455	113	24	above	above	ADP
ajfa-14455	113	25	the	the	DET
ajfa-14455	113	26	median	median	NOUN
ajfa-14455	113	27	would	would	AUX
ajfa-14455	113	28	receive	receive	VERB
ajfa-14455	113	29	a	a	DET
ajfa-14455	113	30	score	score	NOUN
ajfa-14455	113	31	higher	high	ADJ
ajfa-14455	113	32	than	than	ADP
ajfa-14455	113	33	5	5	NUM
ajfa-14455	113	34	.	.	PUNCT
ajfa-14455	114	1	hence	hence	ADV
ajfa-14455	114	2	,	,	PUNCT
ajfa-14455	114	3	the	the	PRON
ajfa-14455	114	4	higher	high	ADJ
ajfa-14455	114	5	the	the	DET
ajfa-14455	114	6	totcap	totcap	NOUN
ajfa-14455	114	7	ratio	ratio	NOUN
ajfa-14455	114	8	,	,	PUNCT
ajfa-14455	114	9	the	the	PRON
ajfa-14455	114	10	higher	high	ADJ
ajfa-14455	114	11	the	the	DET
ajfa-14455	114	12	score	score	NOUN
ajfa-14455	114	13	a	a	DET
ajfa-14455	114	14	bank	bank	NOUN
ajfa-14455	114	15	achieves	achieve	VERB
ajfa-14455	114	16	.	.	PUNCT
ajfa-14455	115	1	the	the	DET
ajfa-14455	115	2	scores	score	NOUN
ajfa-14455	115	3	for	for	ADP
ajfa-14455	115	4	the	the	DET
ajfa-14455	115	5	variables	variable	NOUN
ajfa-14455	115	6	which	which	PRON
ajfa-14455	115	7	have	have	VERB
ajfa-14455	115	8	a	a	DET
ajfa-14455	115	9	positive	positive	ADJ
ajfa-14455	115	10	correlation	correlation	NOUN
ajfa-14455	115	11	with	with	ADP
ajfa-14455	115	12	bank	bank	NOUN
ajfa-14455	115	13	failures	failure	NOUN
ajfa-14455	115	14	is	be	AUX
ajfa-14455	115	15	calculated	calculate	VERB
ajfa-14455	115	16	as	as	SCONJ
ajfa-14455	115	17	follows	follow	VERB
ajfa-14455	115	18	;	;	PUNCT
ajfa-14455	115	19	if	if	SCONJ
ajfa-14455	115	20	x	x	X
ajfa-14455	115	21	<	<	X
ajfa-14455	115	22	m	m	PROPN
ajfa-14455	115	23	,	,	PUNCT
ajfa-14455	115	24	then	then	ADV
ajfa-14455	115	25	the	the	DET
ajfa-14455	115	26	score	score	NOUN
ajfa-14455	115	27	for	for	ADP
ajfa-14455	115	28	the	the	DET
ajfa-14455	115	29	bank	bank	NOUN
ajfa-14455	115	30	=	=	NOUN
ajfa-14455	115	31	5	5	NUM
ajfa-14455	115	32	+	+	NUM
ajfa-14455	115	33	∗	∗	NOUN
ajfa-14455	115	34	5	5	NUM
ajfa-14455	115	35	;	;	PUNCT
ajfa-14455	115	36	and	and	CCONJ
ajfa-14455	115	37	if	if	SCONJ
ajfa-14455	115	38	x	x	X
ajfa-14455	115	39	>	>	X
ajfa-14455	115	40	m	m	PROPN
ajfa-14455	115	41	,	,	PUNCT
ajfa-14455	115	42	then	then	ADV
ajfa-14455	115	43	the	the	DET
ajfa-14455	115	44	score	score	NOUN
ajfa-14455	115	45	for	for	ADP
ajfa-14455	115	46	the	the	DET
ajfa-14455	115	47	bank	bank	NOUN
ajfa-14455	115	48	=	=	PROPN
ajfa-14455	115	49	5∗	5∗	NUM
ajfa-14455	115	50	5	5	NUM
ajfa-14455	115	51	.	.	PUNCT
ajfa-14455	116	1	that	that	PRON
ajfa-14455	116	2	is	be	AUX
ajfa-14455	116	3	to	to	PART
ajfa-14455	116	4	say	say	VERB
ajfa-14455	116	5	,	,	PUNCT
ajfa-14455	116	6	the	the	PRON
ajfa-14455	116	7	lower	low	ADJ
ajfa-14455	116	8	the	the	DET
ajfa-14455	116	9	ratio	ratio	NOUN
ajfa-14455	116	10	,	,	PUNCT
ajfa-14455	116	11	the	the	PRON
ajfa-14455	116	12	better	well	ADJ
ajfa-14455	116	13	the	the	DET
ajfa-14455	116	14	bank	bank	NOUN
ajfa-14455	116	15	’s	’s	PART
ajfa-14455	116	16	health	health	NOUN
ajfa-14455	116	17	.	.	PUNCT
ajfa-14455	117	1	hence	hence	ADV
ajfa-14455	117	2	,	,	PUNCT
ajfa-14455	117	3	a	a	DET
ajfa-14455	117	4	bank	bank	NOUN
ajfa-14455	117	5	with	with	ADP
ajfa-14455	117	6	a	a	DET
ajfa-14455	117	7	lower	low	ADJ
ajfa-14455	117	8	x	x	PUNCT
ajfa-14455	117	9	would	would	AUX
ajfa-14455	117	10	receive	receive	VERB
ajfa-14455	117	11	a	a	DET
ajfa-14455	117	12	higher	high	ADJ
ajfa-14455	117	13	score	score	NOUN
ajfa-14455	117	14	than	than	ADP
ajfa-14455	117	15	a	a	DET
ajfa-14455	117	16	bank	bank	NOUN
ajfa-14455	117	17	with	with	ADP
ajfa-14455	117	18	a	a	DET
ajfa-14455	117	19	higher	high	ADJ
ajfa-14455	117	20	x.	x.	NOUN
ajfa-14455	117	21	the	the	DET
ajfa-14455	117	22	calculation	calculation	NOUN
ajfa-14455	117	23	of	of	ADP
ajfa-14455	117	24	scores	score	NOUN
ajfa-14455	117	25	for	for	ADP
ajfa-14455	117	26	the	the	DET
ajfa-14455	117	27	variable	variable	ADJ
ajfa-14455	117	28	loangrowth	loangrowth	NOUN
ajfa-14455	117	29	,	,	PUNCT
ajfa-14455	117	30	poses	pose	VERB
ajfa-14455	117	31	a	a	DET
ajfa-14455	117	32	problem	problem	NOUN
ajfa-14455	117	33	as	as	ADP
ajfa-14455	117	34	too	too	ADV
ajfa-14455	117	35	high	high	ADJ
ajfa-14455	117	36	or	or	CCONJ
ajfa-14455	117	37	too	too	ADV
ajfa-14455	117	38	low	low	ADJ
ajfa-14455	117	39	a	a	DET
ajfa-14455	117	40	ratio	ratio	NOUN
ajfa-14455	117	41	would	would	AUX
ajfa-14455	117	42	point	point	VERB
ajfa-14455	117	43	to	to	ADP
ajfa-14455	117	44	failure	failure	NOUN
ajfa-14455	117	45	.	.	PUNCT
ajfa-14455	118	1	the	the	DET
ajfa-14455	118	2	score	score	NOUN
ajfa-14455	118	3	for	for	ADP
ajfa-14455	118	4	loangrowth	loangrowth	NOUN
ajfa-14455	118	5	is	be	AUX
ajfa-14455	118	6	thus	thus	ADV
ajfa-14455	118	7	calculated	calculate	VERB
ajfa-14455	118	8	as	as	SCONJ
ajfa-14455	118	9	follows	follow	VERB
ajfa-14455	118	10	:	:	PUNCT
ajfa-14455	118	11	if	if	SCONJ
ajfa-14455	118	12	x	x	X
ajfa-14455	118	13	<	<	X
ajfa-14455	118	14	m	m	PROPN
ajfa-14455	118	15	,	,	PUNCT
ajfa-14455	118	16	then	then	ADV
ajfa-14455	118	17	the	the	DET
ajfa-14455	118	18	score	score	NOUN
ajfa-14455	118	19	for	for	ADP
ajfa-14455	118	20	the	the	DET
ajfa-14455	118	21	bank	bank	NOUN
ajfa-14455	118	22	=	=	NOUN
ajfa-14455	118	23	10	10	NUM
ajfa-14455	118	24	∗	∗	NOUN
ajfa-14455	118	25	10	10	NUM
ajfa-14455	118	26	;	;	PUNCT
ajfa-14455	118	27	and	and	CCONJ
ajfa-14455	118	28	asian	asian	ADJ
ajfa-14455	118	29	journal	journal	NOUN
ajfa-14455	118	30	of	of	ADP
ajfa-14455	118	31	finance	finance	PROPN
ajfa-14455	118	32	&	&	CCONJ
ajfa-14455	118	33	accounting	accounting	PROPN
ajfa-14455	118	34	issn	issn	PROPN
ajfa-14455	118	35	1946	1946	NUM
ajfa-14455	118	36	-	-	PUNCT
ajfa-14455	118	37	052x	052x	PROPN
ajfa-14455	118	38	2019	2019	NUM
ajfa-14455	118	39	,	,	PUNCT
ajfa-14455	118	40	vol	vol	NOUN
ajfa-14455	118	41	.	.	PROPN
ajfa-14455	118	42	11	11	NUM
ajfa-14455	118	43	,	,	PUNCT
ajfa-14455	118	44	no	no	INTJ
ajfa-14455	118	45	.	.	NOUN
ajfa-14455	118	46	1	1	NUM
ajfa-14455	118	47	118	118	NUM
ajfa-14455	118	48	ajfa.macrothink.org	ajfa.macrothink.org	ADJ
ajfa-14455	118	49	if	if	SCONJ
ajfa-14455	118	50	x	x	X
ajfa-14455	118	51	>	>	X
ajfa-14455	118	52	m	m	PROPN
ajfa-14455	118	53	,	,	PUNCT
ajfa-14455	118	54	then	then	ADV
ajfa-14455	118	55	the	the	DET
ajfa-14455	118	56	score	score	NOUN
ajfa-14455	118	57	for	for	ADP
ajfa-14455	118	58	the	the	DET
ajfa-14455	118	59	bank	bank	NOUN
ajfa-14455	118	60	=	=	NOUN
ajfa-14455	118	61	10	10	NUM
ajfa-14455	118	62	∗	∗	NOUN
ajfa-14455	118	63	10	10	NUM
ajfa-14455	118	64	.	.	PUNCT
ajfa-14455	119	1	here	here	ADV
ajfa-14455	119	2	,	,	PUNCT
ajfa-14455	119	3	the	the	DET
ajfa-14455	119	4	median	median	ADJ
ajfa-14455	119	5	value	value	NOUN
ajfa-14455	119	6	gets	get	VERB
ajfa-14455	119	7	a	a	DET
ajfa-14455	119	8	score	score	NOUN
ajfa-14455	119	9	of	of	ADP
ajfa-14455	119	10	10	10	NUM
ajfa-14455	119	11	.	.	PUNCT
ajfa-14455	120	1	any	any	DET
ajfa-14455	120	2	value	value	NOUN
ajfa-14455	120	3	further	far	ADV
ajfa-14455	120	4	away	away	ADV
ajfa-14455	120	5	from	from	ADP
ajfa-14455	120	6	the	the	DET
ajfa-14455	120	7	median	median	NOUN
ajfa-14455	120	8	in	in	ADP
ajfa-14455	120	9	either	either	DET
ajfa-14455	120	10	direction	direction	NOUN
ajfa-14455	120	11	would	would	AUX
ajfa-14455	120	12	result	result	VERB
ajfa-14455	120	13	in	in	ADP
ajfa-14455	120	14	a	a	DET
ajfa-14455	120	15	lower	low	ADJ
ajfa-14455	120	16	score	score	NOUN
ajfa-14455	120	17	.	.	PUNCT
ajfa-14455	121	1	with	with	SCONJ
ajfa-14455	121	2	the	the	DET
ajfa-14455	121	3	scores	score	NOUN
ajfa-14455	121	4	computed	compute	VERB
ajfa-14455	121	5	,	,	PUNCT
ajfa-14455	121	6	we	we	PRON
ajfa-14455	121	7	then	then	ADV
ajfa-14455	121	8	construct	construct	VERB
ajfa-14455	121	9	a	a	DET
ajfa-14455	121	10	micro	micro	ADJ
ajfa-14455	121	11	-	-	NOUN
ajfa-14455	121	12	soundness	soundness	ADJ
ajfa-14455	121	13	index	index	NOUN
ajfa-14455	121	14	for	for	ADP
ajfa-14455	121	15	each	each	DET
ajfa-14455	121	16	bank	bank	NOUN
ajfa-14455	121	17	as	as	ADV
ajfa-14455	121	18	well	well	ADV
ajfa-14455	121	19	as	as	ADP
ajfa-14455	121	20	a	a	DET
ajfa-14455	121	21	macro	macro	ADJ
ajfa-14455	121	22	-	-	NOUN
ajfa-14455	121	23	soundness	soundness	NOUN
ajfa-14455	121	24	index	index	NOUN
ajfa-14455	121	25	for	for	ADP
ajfa-14455	121	26	the	the	DET
ajfa-14455	121	27	entire	entire	ADJ
ajfa-14455	121	28	banking	banking	NOUN
ajfa-14455	121	29	industry	industry	NOUN
ajfa-14455	121	30	.	.	PUNCT
ajfa-14455	122	1	the	the	DET
ajfa-14455	122	2	soundness	soundness	NOUN
ajfa-14455	122	3	index	index	NOUN
ajfa-14455	122	4	will	will	AUX
ajfa-14455	122	5	consist	consist	VERB
ajfa-14455	122	6	of	of	ADP
ajfa-14455	122	7	the	the	DET
ajfa-14455	122	8	five	five	NUM
ajfa-14455	122	9	main	main	ADJ
ajfa-14455	122	10	aspects	aspect	NOUN
ajfa-14455	122	11	of	of	ADP
ajfa-14455	122	12	bank	bank	NOUN
ajfa-14455	122	13	health	health	NOUN
ajfa-14455	122	14	prescribed	prescribe	VERB
ajfa-14455	122	15	by	by	ADP
ajfa-14455	122	16	the	the	DET
ajfa-14455	122	17	camel	camel	NOUN
ajfa-14455	122	18	framework	framework	NOUN
ajfa-14455	122	19	i.e.	i.e.	X
ajfa-14455	122	20	capitalisation	capitalisation	NOUN
ajfa-14455	122	21	,	,	PUNCT
ajfa-14455	122	22	asset	asset	NOUN
ajfa-14455	122	23	quality	quality	NOUN
ajfa-14455	122	24	,	,	PUNCT
ajfa-14455	122	25	management	management	NOUN
ajfa-14455	122	26	efficiency	efficiency	NOUN
ajfa-14455	122	27	,	,	PUNCT
ajfa-14455	122	28	earnings	earning	NOUN
ajfa-14455	122	29	and	and	CCONJ
ajfa-14455	122	30	liquidity	liquidity	NOUN
ajfa-14455	122	31	.	.	PUNCT
ajfa-14455	123	1	the	the	DET
ajfa-14455	123	2	micro	micro	ADJ
ajfa-14455	123	3	-	-	NOUN
ajfa-14455	123	4	soundness	soundness	NOUN
ajfa-14455	123	5	index	index	NOUN
ajfa-14455	123	6	is	be	AUX
ajfa-14455	123	7	constructed	construct	VERB
ajfa-14455	123	8	by	by	ADP
ajfa-14455	123	9	summing	sum	VERB
ajfa-14455	123	10	the	the	DET
ajfa-14455	123	11	component	component	NOUN
ajfa-14455	123	12	scores	score	NOUN
ajfa-14455	123	13	for	for	ADP
ajfa-14455	123	14	each	each	DET
ajfa-14455	123	15	health	health	NOUN
ajfa-14455	123	16	aspects	aspect	NOUN
ajfa-14455	123	17	of	of	ADP
ajfa-14455	123	18	the	the	DET
ajfa-14455	123	19	bank	bank	NOUN
ajfa-14455	123	20	.	.	PUNCT
ajfa-14455	124	1	where	where	SCONJ
ajfa-14455	124	2	a	a	DET
ajfa-14455	124	3	health	health	NOUN
ajfa-14455	124	4	component	component	NOUN
ajfa-14455	124	5	is	be	AUX
ajfa-14455	124	6	represented	represent	VERB
ajfa-14455	124	7	by	by	ADP
ajfa-14455	124	8	more	more	ADJ
ajfa-14455	124	9	than	than	ADP
ajfa-14455	124	10	one	one	NUM
ajfa-14455	124	11	variable	variable	NOUN
ajfa-14455	124	12	(	(	PUNCT
ajfa-14455	124	13	e.g.	e.g.	ADV
ajfa-14455	124	14	asset	asset	NOUN
ajfa-14455	124	15	quality	quality	NOUN
ajfa-14455	124	16	)	)	PUNCT
ajfa-14455	124	17	,	,	PUNCT
ajfa-14455	124	18	the	the	DET
ajfa-14455	124	19	component	component	NOUN
ajfa-14455	124	20	score	score	NOUN
ajfa-14455	124	21	is	be	AUX
ajfa-14455	124	22	calculated	calculate	VERB
ajfa-14455	124	23	by	by	ADP
ajfa-14455	124	24	taking	take	VERB
ajfa-14455	124	25	an	an	DET
ajfa-14455	124	26	average	average	NOUN
ajfa-14455	124	27	of	of	ADP
ajfa-14455	124	28	the	the	DET
ajfa-14455	124	29	scores	score	NOUN
ajfa-14455	124	30	.	.	PUNCT
ajfa-14455	125	1	with	with	ADP
ajfa-14455	125	2	a	a	DET
ajfa-14455	125	3	maximum	maximum	ADJ
ajfa-14455	125	4	score	score	NOUN
ajfa-14455	125	5	of	of	ADP
ajfa-14455	125	6	10	10	NUM
ajfa-14455	125	7	for	for	ADP
ajfa-14455	125	8	each	each	DET
ajfa-14455	125	9	significant	significant	ADJ
ajfa-14455	125	10	variable	variable	NOUN
ajfa-14455	125	11	,	,	PUNCT
ajfa-14455	125	12	the	the	DET
ajfa-14455	125	13	maximum	maximum	ADJ
ajfa-14455	125	14	total	total	ADJ
ajfa-14455	125	15	health	health	NOUN
ajfa-14455	125	16	score	score	NOUN
ajfa-14455	125	17	will	will	AUX
ajfa-14455	125	18	be	be	AUX
ajfa-14455	125	19	50	50	NUM
ajfa-14455	125	20	.	.	PUNCT
ajfa-14455	126	1	this	this	DET
ajfa-14455	126	2	score	score	NOUN
ajfa-14455	126	3	will	will	AUX
ajfa-14455	126	4	then	then	ADV
ajfa-14455	126	5	be	be	AUX
ajfa-14455	126	6	converted	convert	VERB
ajfa-14455	126	7	into	into	ADP
ajfa-14455	126	8	a	a	DET
ajfa-14455	126	9	scale	scale	NOUN
ajfa-14455	126	10	ranging	range	VERB
ajfa-14455	126	11	from	from	ADP
ajfa-14455	126	12	0	0	NUM
ajfa-14455	126	13	to	to	ADP
ajfa-14455	126	14	100	100	NUM
ajfa-14455	126	15	.	.	PUNCT
ajfa-14455	127	1	in	in	ADP
ajfa-14455	127	2	this	this	DET
ajfa-14455	127	3	instance	instance	NOUN
ajfa-14455	127	4	,	,	PUNCT
ajfa-14455	127	5	the	the	DET
ajfa-14455	127	6	maximum	maximum	ADJ
ajfa-14455	127	7	score	score	NOUN
ajfa-14455	127	8	of	of	ADP
ajfa-14455	127	9	50	50	NUM
ajfa-14455	127	10	would	would	AUX
ajfa-14455	127	11	be	be	AUX
ajfa-14455	127	12	defined	define	VERB
ajfa-14455	127	13	as	as	ADP
ajfa-14455	127	14	100	100	NUM
ajfa-14455	127	15	on	on	ADP
ajfa-14455	127	16	the	the	DET
ajfa-14455	127	17	health	health	NOUN
ajfa-14455	127	18	scale	scale	NOUN
ajfa-14455	127	19	,	,	PUNCT
ajfa-14455	127	20	which	which	PRON
ajfa-14455	127	21	will	will	AUX
ajfa-14455	127	22	be	be	AUX
ajfa-14455	127	23	the	the	DET
ajfa-14455	127	24	soundness	soundness	NOUN
ajfa-14455	127	25	index	index	NOUN
ajfa-14455	127	26	for	for	ADP
ajfa-14455	127	27	individual	individual	ADJ
ajfa-14455	127	28	banks	bank	NOUN
ajfa-14455	127	29	.	.	PUNCT
ajfa-14455	128	1	the	the	DET
ajfa-14455	128	2	macro	macro	ADJ
ajfa-14455	128	3	-	-	NOUN
ajfa-14455	128	4	soundness	soundness	NOUN
ajfa-14455	128	5	index	index	NOUN
ajfa-14455	128	6	is	be	AUX
ajfa-14455	128	7	constructed	construct	VERB
ajfa-14455	128	8	by	by	ADP
ajfa-14455	128	9	taking	take	VERB
ajfa-14455	128	10	the	the	DET
ajfa-14455	128	11	summation	summation	NOUN
ajfa-14455	128	12	of	of	ADP
ajfa-14455	128	13	individual	individual	ADJ
ajfa-14455	128	14	bank	bank	PROPN
ajfa-14455	128	15	health	health	NOUN
ajfa-14455	128	16	scores	score	NOUN
ajfa-14455	128	17	,	,	PUNCT
ajfa-14455	128	18	weighted	weight	VERB
ajfa-14455	128	19	by	by	ADP
ajfa-14455	128	20	the	the	DET
ajfa-14455	128	21	ratio	ratio	NOUN
ajfa-14455	128	22	of	of	ADP
ajfa-14455	128	23	total	total	ADJ
ajfa-14455	128	24	assets	asset	NOUN
ajfa-14455	128	25	of	of	ADP
ajfa-14455	128	26	the	the	DET
ajfa-14455	128	27	bank	bank	NOUN
ajfa-14455	128	28	and	and	CCONJ
ajfa-14455	128	29	the	the	DET
ajfa-14455	128	30	total	total	ADJ
ajfa-14455	128	31	assets	asset	NOUN
ajfa-14455	128	32	of	of	ADP
ajfa-14455	128	33	the	the	DET
ajfa-14455	128	34	banking	banking	NOUN
ajfa-14455	128	35	industry	industry	NOUN
ajfa-14455	128	36	.	.	PUNCT
ajfa-14455	129	1	the	the	DET
ajfa-14455	129	2	weighted	weight	VERB
ajfa-14455	129	3	average	average	ADJ
ajfa-14455	129	4	health	health	NOUN
ajfa-14455	129	5	score	score	NOUN
ajfa-14455	129	6	would	would	AUX
ajfa-14455	129	7	be	be	AUX
ajfa-14455	129	8	on	on	ADP
ajfa-14455	129	9	a	a	DET
ajfa-14455	129	10	continuum	continuum	NOUN
ajfa-14455	129	11	of	of	ADP
ajfa-14455	129	12	0	0	NUM
ajfa-14455	129	13	to	to	PART
ajfa-14455	129	14	100	100	NUM
ajfa-14455	129	15	,	,	PUNCT
ajfa-14455	129	16	with	with	ADP
ajfa-14455	129	17	0	0	NUM
ajfa-14455	129	18	representing	represent	VERB
ajfa-14455	129	19	poor	poor	ADJ
ajfa-14455	129	20	health	health	NOUN
ajfa-14455	129	21	and	and	CCONJ
ajfa-14455	129	22	100	100	NUM
ajfa-14455	129	23	excellent	excellent	ADJ
ajfa-14455	129	24	health	health	NOUN
ajfa-14455	129	25	.	.	PUNCT
ajfa-14455	130	1	4	4	X
ajfa-14455	130	2	.	.	X
ajfa-14455	130	3	analysis	analysis	NOUN
ajfa-14455	130	4	and	and	CCONJ
ajfa-14455	130	5	findings	finding	VERB
ajfa-14455	130	6	4.1	4.1	NUM
ajfa-14455	130	7	descriptive	descriptive	ADJ
ajfa-14455	130	8	statistics	statistic	NOUN
ajfa-14455	130	9	to	to	PART
ajfa-14455	130	10	determine	determine	VERB
ajfa-14455	130	11	the	the	DET
ajfa-14455	130	12	independent	independent	ADJ
ajfa-14455	130	13	variables	variable	NOUN
ajfa-14455	130	14	that	that	PRON
ajfa-14455	130	15	have	have	VERB
ajfa-14455	130	16	the	the	DET
ajfa-14455	130	17	greatest	great	ADJ
ajfa-14455	130	18	explanatory	explanatory	ADJ
ajfa-14455	130	19	power	power	NOUN
ajfa-14455	130	20	to	to	PART
ajfa-14455	130	21	predict	predict	VERB
ajfa-14455	130	22	bank	bank	NOUN
ajfa-14455	130	23	failure	failure	NOUN
ajfa-14455	130	24	,	,	PUNCT
ajfa-14455	130	25	we	we	PRON
ajfa-14455	130	26	first	first	ADV
ajfa-14455	130	27	determined	determine	VERB
ajfa-14455	130	28	whether	whether	SCONJ
ajfa-14455	130	29	there	there	PRON
ajfa-14455	130	30	are	be	VERB
ajfa-14455	130	31	statistical	statistical	ADJ
ajfa-14455	130	32	significant	significant	ADJ
ajfa-14455	130	33	differences	difference	NOUN
ajfa-14455	130	34	in	in	ADP
ajfa-14455	130	35	the	the	DET
ajfa-14455	130	36	mean	mean	ADJ
ajfa-14455	130	37	values	value	NOUN
ajfa-14455	130	38	of	of	ADP
ajfa-14455	130	39	the	the	DET
ajfa-14455	130	40	two	two	NUM
ajfa-14455	130	41	samples	sample	NOUN
ajfa-14455	130	42	(	(	PUNCT
ajfa-14455	130	43	vilen	vilen	ADJ
ajfa-14455	130	44	,	,	PUNCT
ajfa-14455	130	45	2010	2010	NUM
ajfa-14455	130	46	)	)	PUNCT
ajfa-14455	130	47	on	on	ADP
ajfa-14455	130	48	a	a	DET
ajfa-14455	130	49	year	year	NOUN
ajfa-14455	130	50	-	-	PUNCT
ajfa-14455	130	51	by	by	ADP
ajfa-14455	130	52	-	-	PUNCT
ajfa-14455	130	53	year	year	NOUN
ajfa-14455	130	54	basis	basis	NOUN
ajfa-14455	130	55	,	,	PUNCT
ajfa-14455	130	56	beginning	begin	VERB
ajfa-14455	130	57	in	in	ADP
ajfa-14455	130	58	year-4	year-4	NUM
ajfa-14455	130	59	until	until	ADP
ajfa-14455	130	60	year0	year0	NOUN
ajfa-14455	130	61	,	,	PUNCT
ajfa-14455	130	62	by	by	ADP
ajfa-14455	130	63	observing	observe	VERB
ajfa-14455	130	64	changes	change	NOUN
ajfa-14455	130	65	to	to	ADP
ajfa-14455	130	66	the	the	DET
ajfa-14455	130	67	financial	financial	ADJ
ajfa-14455	130	68	ratios	ratio	NOUN
ajfa-14455	130	69	over	over	ADP
ajfa-14455	130	70	the	the	DET
ajfa-14455	130	71	years	year	NOUN
ajfa-14455	130	72	for	for	ADP
ajfa-14455	130	73	the	the	DET
ajfa-14455	130	74	failed	failed	ADJ
ajfa-14455	130	75	and	and	CCONJ
ajfa-14455	130	76	non	non	ADJ
ajfa-14455	130	77	-	-	ADJ
ajfa-14455	130	78	failed	failed	ADJ
ajfa-14455	130	79	banks	bank	NOUN
ajfa-14455	130	80	.	.	PUNCT
ajfa-14455	131	1	we	we	PRON
ajfa-14455	131	2	then	then	ADV
ajfa-14455	131	3	conduct	conduct	VERB
ajfa-14455	131	4	a	a	DET
ajfa-14455	131	5	student	student	NOUN
ajfa-14455	131	6	t	t	NOUN
ajfa-14455	131	7	-	-	PUNCT
ajfa-14455	131	8	test	test	NOUN
ajfa-14455	131	9	at	at	ADP
ajfa-14455	131	10	the	the	DET
ajfa-14455	131	11	1	1	NUM
ajfa-14455	131	12	%	%	NOUN
ajfa-14455	131	13	level	level	NOUN
ajfa-14455	131	14	of	of	ADP
ajfa-14455	131	15	significance	significance	NOUN
ajfa-14455	131	16	(	(	PUNCT
ajfa-14455	131	17	note	note	NOUN
ajfa-14455	131	18	1	1	NUM
ajfa-14455	131	19	)	)	PUNCT
ajfa-14455	131	20	.	.	PUNCT
ajfa-14455	132	1	we	we	PRON
ajfa-14455	132	2	present	present	VERB
ajfa-14455	132	3	these	these	PRON
ajfa-14455	132	4	in	in	ADP
ajfa-14455	132	5	tables	table	NOUN
ajfa-14455	132	6	2	2	NUM
ajfa-14455	132	7	–	–	PUNCT
ajfa-14455	132	8	7	7	NUM
ajfa-14455	132	9	below	below	ADV
ajfa-14455	132	10	.	.	PUNCT
ajfa-14455	133	1	since	since	SCONJ
ajfa-14455	133	2	not	not	PART
ajfa-14455	133	3	all	all	DET
ajfa-14455	133	4	variables	variable	NOUN
ajfa-14455	133	5	were	be	AUX
ajfa-14455	133	6	statistically	statistically	ADV
ajfa-14455	133	7	significant	significant	ADJ
ajfa-14455	133	8	in	in	ADP
ajfa-14455	133	9	all	all	DET
ajfa-14455	133	10	the	the	DET
ajfa-14455	133	11	five	five	NUM
ajfa-14455	133	12	years	year	NOUN
ajfa-14455	133	13	,	,	PUNCT
ajfa-14455	133	14	we	we	PRON
ajfa-14455	133	15	omit	omit	VERB
ajfa-14455	133	16	those	those	PRON
ajfa-14455	133	17	that	that	PRON
ajfa-14455	133	18	:	:	PUNCT
ajfa-14455	133	19	(	(	PUNCT
ajfa-14455	133	20	1	1	X
ajfa-14455	133	21	)	)	PUNCT
ajfa-14455	133	22	did	do	AUX
ajfa-14455	133	23	not	not	PART
ajfa-14455	133	24	show	show	VERB
ajfa-14455	133	25	a	a	DET
ajfa-14455	133	26	statistically	statistically	ADV
ajfa-14455	133	27	significant	significant	ADJ
ajfa-14455	133	28	difference	difference	NOUN
ajfa-14455	133	29	in	in	ADP
ajfa-14455	133	30	any	any	PRON
ajfa-14455	133	31	of	of	ADP
ajfa-14455	133	32	the	the	DET
ajfa-14455	133	33	years	year	NOUN
ajfa-14455	133	34	;	;	PUNCT
ajfa-14455	133	35	(	(	PUNCT
ajfa-14455	133	36	2	2	X
ajfa-14455	133	37	)	)	PUNCT
ajfa-14455	133	38	showed	show	VERB
ajfa-14455	133	39	significant	significant	ADJ
ajfa-14455	133	40	difference	difference	NOUN
ajfa-14455	133	41	only	only	ADV
ajfa-14455	133	42	in	in	ADP
ajfa-14455	133	43	the	the	DET
ajfa-14455	133	44	year	year	NOUN
ajfa-14455	133	45	of	of	ADP
ajfa-14455	133	46	failure	failure	NOUN
ajfa-14455	133	47	;	;	PUNCT
ajfa-14455	133	48	and	and	CCONJ
ajfa-14455	133	49	(	(	PUNCT
ajfa-14455	133	50	3	3	X
ajfa-14455	133	51	)	)	PUNCT
ajfa-14455	133	52	showed	show	VERB
ajfa-14455	133	53	significant	significant	ADJ
ajfa-14455	133	54	difference	difference	NOUN
ajfa-14455	133	55	in	in	ADP
ajfa-14455	133	56	just	just	ADV
ajfa-14455	133	57	one	one	NUM
ajfa-14455	133	58	of	of	ADP
ajfa-14455	133	59	the	the	DET
ajfa-14455	133	60	years	year	NOUN
ajfa-14455	133	61	.	.	PUNCT
ajfa-14455	134	1	the	the	DET
ajfa-14455	134	2	variables	variable	NOUN
ajfa-14455	134	3	employed	employ	VERB
ajfa-14455	134	4	in	in	ADP
ajfa-14455	134	5	this	this	DET
ajfa-14455	134	6	study	study	NOUN
ajfa-14455	134	7	were	be	AUX
ajfa-14455	134	8	strictly	strictly	ADV
ajfa-14455	134	9	required	require	VERB
ajfa-14455	134	10	to	to	PART
ajfa-14455	134	11	show	show	VERB
ajfa-14455	134	12	a	a	DET
ajfa-14455	134	13	statistically	statistically	ADV
ajfa-14455	134	14	significant	significant	ADJ
ajfa-14455	134	15	difference	difference	NOUN
ajfa-14455	134	16	between	between	ADP
ajfa-14455	134	17	the	the	DET
ajfa-14455	134	18	two	two	NUM
ajfa-14455	134	19	data	datum	NOUN
ajfa-14455	134	20	samples	sample	NOUN
ajfa-14455	134	21	(	(	PUNCT
ajfa-14455	134	22	failed	fail	VERB
ajfa-14455	134	23	and	and	CCONJ
ajfa-14455	134	24	non	non	ADJ
ajfa-14455	134	25	-	-	ADJ
ajfa-14455	134	26	failed	failed	ADJ
ajfa-14455	134	27	banks	bank	NOUN
ajfa-14455	134	28	)	)	PUNCT
ajfa-14455	134	29	(	(	PUNCT
ajfa-14455	134	30	note	note	NOUN
ajfa-14455	134	31	2	2	NUM
ajfa-14455	134	32	)	)	PUNCT
ajfa-14455	134	33	.	.	PUNCT
ajfa-14455	135	1	for	for	ADP
ajfa-14455	135	2	brevity	brevity	NOUN
ajfa-14455	135	3	purposes	purpose	NOUN
ajfa-14455	135	4	,	,	PUNCT
ajfa-14455	135	5	we	we	PRON
ajfa-14455	135	6	only	only	ADV
ajfa-14455	135	7	discuss	discuss	VERB
ajfa-14455	135	8	the	the	DET
ajfa-14455	135	9	variables	variable	NOUN
ajfa-14455	135	10	that	that	SCONJ
ajfa-14455	135	11	from	from	ADP
ajfa-14455	135	12	the	the	DET
ajfa-14455	135	13	t	t	NOUN
ajfa-14455	135	14	-	-	PUNCT
ajfa-14455	135	15	test	test	NOUN
ajfa-14455	135	16	,	,	PUNCT
ajfa-14455	135	17	has	have	VERB
ajfa-14455	135	18	sufficient	sufficient	ADJ
ajfa-14455	135	19	power	power	NOUN
ajfa-14455	135	20	to	to	PART
ajfa-14455	135	21	predict	predict	VERB
ajfa-14455	135	22	bank	bank	NOUN
ajfa-14455	135	23	failure	failure	NOUN
ajfa-14455	135	24	.	.	PUNCT
ajfa-14455	136	1	asian	asian	ADJ
ajfa-14455	136	2	journal	journal	PROPN
ajfa-14455	136	3	of	of	ADP
ajfa-14455	136	4	finance	finance	PROPN
ajfa-14455	136	5	&	&	CCONJ
ajfa-14455	136	6	accounting	accounting	PROPN
ajfa-14455	136	7	issn	issn	PROPN
ajfa-14455	136	8	1946	1946	NUM
ajfa-14455	136	9	-	-	PUNCT
ajfa-14455	136	10	052x	052x	PROPN
ajfa-14455	136	11	2019	2019	NUM
ajfa-14455	136	12	,	,	PUNCT
ajfa-14455	136	13	vol	vol	NOUN
ajfa-14455	136	14	.	.	PROPN
ajfa-14455	136	15	11	11	NUM
ajfa-14455	136	16	,	,	PUNCT
ajfa-14455	136	17	no	no	INTJ
ajfa-14455	136	18	.	.	NOUN
ajfa-14455	136	19	1	1	NUM
ajfa-14455	136	20	119	119	NUM
ajfa-14455	136	21	ajfa.macrothink.org	ajfa.macrothink.org	ADJ
ajfa-14455	136	22	table	table	NOUN
ajfa-14455	136	23	2	2	NUM
ajfa-14455	136	24	.	.	PUNCT
ajfa-14455	136	25	descriptive	descriptive	ADJ
ajfa-14455	136	26	statistics	statistic	NOUN
ajfa-14455	136	27	and	and	CCONJ
ajfa-14455	136	28	t	t	NOUN
ajfa-14455	136	29	-	-	PUNCT
ajfa-14455	136	30	test	test	NOUN
ajfa-14455	136	31	for	for	ADP
ajfa-14455	136	32	capital	capital	NOUN
ajfa-14455	136	33	adequacy	adequacy	NOUN
ajfa-14455	136	34	capital	capital	NOUN
ajfa-14455	136	35	adequacy	adequacy	NOUN
ajfa-14455	136	36	non	non	ADJ
ajfa-14455	136	37	-	-	ADJ
ajfa-14455	136	38	failed	failed	ADJ
ajfa-14455	136	39	banks	bank	NOUN
ajfa-14455	136	40	failed	fail	VERB
ajfa-14455	136	41	banks	bank	NOUN
ajfa-14455	136	42	t	t	PROPN
ajfa-14455	136	43	-	-	PUNCT
ajfa-14455	136	44	stat	stat	NOUN
ajfa-14455	136	45	mean	mean	VERB
ajfa-14455	136	46	std	std	PROPN
ajfa-14455	136	47	.	.	PROPN
ajfa-14455	137	1	dev	dev	PROPN
ajfa-14455	137	2	.	.	PUNCT
ajfa-14455	138	1	%	%	NOUN
ajfa-14455	138	2	change	change	NOUN
ajfa-14455	138	3	mean	mean	VERB
ajfa-14455	138	4	std	std	PROPN
ajfa-14455	138	5	.	.	PROPN
ajfa-14455	139	1	dev	dev	PROPN
ajfa-14455	139	2	.	.	PUNCT
ajfa-14455	140	1	%	%	NOUN
ajfa-14455	140	2	change	change	NOUN
ajfa-14455	140	3	tiercap0	tiercap0	VERB
ajfa-14455	140	4	16.126	16.126	NUM
ajfa-14455	140	5	11.604	11.604	NUM
ajfa-14455	140	6	-3.19	-3.19	NOUN
ajfa-14455	140	7	%	%	NOUN
ajfa-14455	140	8	5.800	5.800	NUM
ajfa-14455	140	9	4.129	4.129	NUM
ajfa-14455	140	10	44.58	44.58	NUM
ajfa-14455	140	11	%	%	NOUN
ajfa-14455	140	12	13.69	13.69	NUM
ajfa-14455	140	13	*	*	PUNCT
ajfa-14455	140	14	*	*	PUNCT
ajfa-14455	140	15	*	*	PUNCT
ajfa-14455	140	16	tiercap-1	tiercap-1	NUM
ajfa-14455	140	17	16.658	16.658	NUM
ajfa-14455	140	18	16.824	16.824	NUM
ajfa-14455	140	19	2.77	2.77	NUM
ajfa-14455	140	20	%	%	NOUN
ajfa-14455	140	21	10.465	10.465	NUM
ajfa-14455	140	22	3.189	3.189	NUM
ajfa-14455	140	23	29.59	29.59	NUM
ajfa-14455	140	24	%	%	NOUN
ajfa-14455	140	25	5.91	5.91	NUM
ajfa-14455	140	26	*	*	PUNCT
ajfa-14455	140	27	*	*	PUNCT
ajfa-14455	140	28	*	*	PUNCT
ajfa-14455	140	29	tiercap-2	tiercap-2	PROPN
ajfa-14455	140	30	16.208	16.208	NUM
ajfa-14455	140	31	11.375	11.375	NUM
ajfa-14455	140	32	-6.75	-6.75	NUM
ajfa-14455	140	33	%	%	NOUN
ajfa-14455	140	34	14.863	14.863	NUM
ajfa-14455	140	35	15.841	15.841	NUM
ajfa-14455	140	36	6.00	6.00	NUM
ajfa-14455	140	37	%	%	NOUN
ajfa-14455	140	38	1.12	1.12	NUM
ajfa-14455	140	39	tiercap-3	tiercap-3	NUM
ajfa-14455	140	40	17.381	17.381	NUM
ajfa-14455	140	41	13.748	13.748	NUM
ajfa-14455	140	42	-1.90	-1.90	NUM
ajfa-14455	140	43	%	%	NOUN
ajfa-14455	140	44	14.022	14.022	NUM
ajfa-14455	140	45	18.080	18.080	NUM
ajfa-14455	140	46	26.04	26.04	NUM
ajfa-14455	140	47	%	%	NOUN
ajfa-14455	140	48	2.41	2.41	NUM
ajfa-14455	140	49	*	*	PUNCT
ajfa-14455	140	50	*	*	PUNCT
ajfa-14455	140	51	*	*	PUNCT
ajfa-14455	140	52	*	*	PUNCT
ajfa-14455	140	53	tiercap-4	tiercap-4	NUM
ajfa-14455	140	54	17.717	17.717	NUM
ajfa-14455	140	55	15.642	15.642	NUM
ajfa-14455	140	56	18.958	18.958	NUM
ajfa-14455	140	57	39.822	39.822	NUM
ajfa-14455	140	58	0.47	0.47	NUM
ajfa-14455	140	59	totcap0	totcap0	NOUN
ajfa-14455	141	1	17.291	17.291	NUM
ajfa-14455	141	2	11.519	11.519	NUM
ajfa-14455	141	3	-2.61	-2.61	NOUN
ajfa-14455	141	4	%	%	NOUN
ajfa-14455	141	5	7.023	7.023	NUM
ajfa-14455	141	6	4.317	4.317	NUM
ajfa-14455	141	7	40.11	40.11	NUM
ajfa-14455	141	8	%	%	NOUN
ajfa-14455	141	9	13.64	13.64	NUM
ajfa-14455	141	10	*	*	PUNCT
ajfa-14455	141	11	*	*	PUNCT
ajfa-14455	141	12	*	*	NOUN
ajfa-14455	141	13	totcap-1	totcap-1	NUM
ajfa-14455	141	14	17.755	17.755	NUM
ajfa-14455	141	15	16.711	16.711	NUM
ajfa-14455	141	16	2.75	2.75	NUM
ajfa-14455	141	17	%	%	NOUN
ajfa-14455	141	18	11.726	11.726	NUM
ajfa-14455	141	19	3.150	3.150	NUM
ajfa-14455	141	20	26.61	26.61	NUM
ajfa-14455	141	21	%	%	NOUN
ajfa-14455	141	22	5.79	5.79	NUM
ajfa-14455	141	23	*	*	PUNCT
ajfa-14455	141	24	*	*	PUNCT
ajfa-14455	141	25	*	*	PUNCT
ajfa-14455	141	26	totcap-2	totcap-2	PROPN
ajfa-14455	141	27	17.279	17.279	NUM
ajfa-14455	141	28	11.280	11.280	NUM
ajfa-14455	141	29	-6.48	-6.48	NUM
ajfa-14455	141	30	%	%	NOUN
ajfa-14455	141	31	15.978	15.978	NUM
ajfa-14455	141	32	15.786	15.786	NUM
ajfa-14455	141	33	5.31	5.31	NUM
ajfa-14455	141	34	%	%	NOUN
ajfa-14455	141	35	1.09	1.09	NUM
ajfa-14455	141	36	totcap-3	totcap-3	NUM
ajfa-14455	141	37	18.475	18.475	NUM
ajfa-14455	141	38	13.655	13.655	NUM
ajfa-14455	141	39	-1.81	-1.81	NUM
ajfa-14455	141	40	%	%	NOUN
ajfa-14455	141	41	15.172	15.172	NUM
ajfa-14455	141	42	18.002	18.002	NUM
ajfa-14455	141	43	24.42	24.42	NUM
ajfa-14455	141	44	%	%	NOUN
ajfa-14455	141	45	2.39	2.39	NUM
ajfa-14455	141	46	*	*	PUNCT
ajfa-14455	141	47	*	*	PUNCT
ajfa-14455	141	48	*	*	PUNCT
ajfa-14455	141	49	totcap-4	totcap-4	NUM
ajfa-14455	141	50	18.817	18.817	NUM
ajfa-14455	141	51	15.535	15.535	NUM
ajfa-14455	141	52	20.074	20.074	NUM
ajfa-14455	141	53	39.668	39.668	NUM
ajfa-14455	141	54	0.48	0.48	NUM
ajfa-14455	141	55	the	the	DET
ajfa-14455	141	56	table	table	NOUN
ajfa-14455	141	57	presents	present	VERB
ajfa-14455	141	58	the	the	DET
ajfa-14455	141	59	descriptive	descriptive	ADJ
ajfa-14455	141	60	statistics	statistic	NOUN
ajfa-14455	141	61	,	,	PUNCT
ajfa-14455	141	62	percentage	percentage	NOUN
ajfa-14455	141	63	change	change	NOUN
ajfa-14455	141	64	in	in	ADP
ajfa-14455	141	65	mean	mean	ADJ
ajfa-14455	141	66	values	value	NOUN
ajfa-14455	141	67	and	and	CCONJ
ajfa-14455	141	68	t	t	PROPN
ajfa-14455	141	69	-	-	PUNCT
ajfa-14455	141	70	statistics	statistic	NOUN
ajfa-14455	141	71	for	for	ADP
ajfa-14455	141	72	the	the	DET
ajfa-14455	141	73	capital	capital	NOUN
ajfa-14455	141	74	adequacy	adequacy	NOUN
ajfa-14455	141	75	variables	variable	NOUN
ajfa-14455	141	76	from	from	ADP
ajfa-14455	141	77	year-4	year-4	NUM
ajfa-14455	141	78	to	to	ADP
ajfa-14455	141	79	year0	year0	NOUN
ajfa-14455	141	80	.	.	PUNCT
ajfa-14455	142	1	tiercap	tiercap	PROPN
ajfa-14455	142	2	is	be	AUX
ajfa-14455	142	3	the	the	DET
ajfa-14455	142	4	core	core	ADJ
ajfa-14455	142	5	capital	capital	NOUN
ajfa-14455	142	6	ratio	ratio	NOUN
ajfa-14455	142	7	and	and	CCONJ
ajfa-14455	142	8	totcap	totcap	NOUN
ajfa-14455	142	9	is	be	AUX
ajfa-14455	142	10	the	the	DET
ajfa-14455	142	11	total	total	ADJ
ajfa-14455	142	12	capital	capital	NOUN
ajfa-14455	142	13	ratio	ratio	NOUN
ajfa-14455	142	14	.	.	PUNCT
ajfa-14455	143	1	full	full	ADJ
ajfa-14455	143	2	variable	variable	ADJ
ajfa-14455	143	3	definitions	definition	NOUN
ajfa-14455	143	4	are	be	AUX
ajfa-14455	143	5	in	in	ADP
ajfa-14455	143	6	table	table	NOUN
ajfa-14455	143	7	1	1	NUM
ajfa-14455	143	8	.	.	PUNCT
ajfa-14455	144	1	*	*	PUNCT
ajfa-14455	144	2	*	*	PUNCT
ajfa-14455	144	3	*	*	PUNCT
ajfa-14455	144	4	,	,	PUNCT
ajfa-14455	144	5	*	*	PUNCT
ajfa-14455	145	1	*	*	PUNCT
ajfa-14455	145	2	,	,	PUNCT
ajfa-14455	145	3	and	and	CCONJ
ajfa-14455	145	4	*	*	PUNCT
ajfa-14455	145	5	indicate	indicate	VERB
ajfa-14455	145	6	significance	significance	NOUN
ajfa-14455	145	7	at	at	ADP
ajfa-14455	145	8	the	the	DET
ajfa-14455	145	9	1	1	NUM
ajfa-14455	145	10	%	%	NOUN
ajfa-14455	145	11	,	,	PUNCT
ajfa-14455	145	12	5	5	NUM
ajfa-14455	145	13	%	%	NOUN
ajfa-14455	145	14	,	,	PUNCT
ajfa-14455	145	15	and	and	CCONJ
ajfa-14455	145	16	10	10	NUM
ajfa-14455	145	17	%	%	NOUN
ajfa-14455	145	18	level	level	NOUN
ajfa-14455	145	19	respectively	respectively	ADV
ajfa-14455	145	20	.	.	PUNCT
ajfa-14455	146	1	table	table	NOUN
ajfa-14455	146	2	2	2	NUM
ajfa-14455	146	3	presents	present	VERB
ajfa-14455	146	4	the	the	DET
ajfa-14455	146	5	descriptive	descriptive	ADJ
ajfa-14455	146	6	statistics	statistic	NOUN
ajfa-14455	146	7	,	,	PUNCT
ajfa-14455	146	8	the	the	DET
ajfa-14455	146	9	percentage	percentage	NOUN
ajfa-14455	146	10	change	change	NOUN
ajfa-14455	146	11	in	in	ADP
ajfa-14455	146	12	mean	mean	ADJ
ajfa-14455	146	13	values	value	NOUN
ajfa-14455	146	14	and	and	CCONJ
ajfa-14455	146	15	t	t	PROPN
ajfa-14455	146	16	-	-	PUNCT
ajfa-14455	146	17	statistics	statistic	NOUN
ajfa-14455	146	18	for	for	ADP
ajfa-14455	146	19	the	the	DET
ajfa-14455	146	20	capital	capital	NOUN
ajfa-14455	146	21	adequacy	adequacy	NOUN
ajfa-14455	146	22	variables	variable	NOUN
ajfa-14455	146	23	in	in	ADP
ajfa-14455	146	24	this	this	DET
ajfa-14455	146	25	study	study	NOUN
ajfa-14455	146	26	from	from	ADP
ajfa-14455	146	27	year-4	year-4	NUM
ajfa-14455	146	28	to	to	ADP
ajfa-14455	146	29	year0	year0	NOUN
ajfa-14455	146	30	.	.	PUNCT
ajfa-14455	147	1	from	from	ADP
ajfa-14455	147	2	table	table	NOUN
ajfa-14455	147	3	2	2	NUM
ajfa-14455	147	4	,	,	PUNCT
ajfa-14455	147	5	we	we	PRON
ajfa-14455	147	6	can	can	AUX
ajfa-14455	147	7	see	see	VERB
ajfa-14455	147	8	that	that	DET
ajfa-14455	147	9	tiercap	tiercap	NOUN
ajfa-14455	147	10	and	and	CCONJ
ajfa-14455	147	11	totalcap	totalcap	NOUN
ajfa-14455	147	12	for	for	ADP
ajfa-14455	147	13	non	non	ADJ
ajfa-14455	147	14	-	-	ADJ
ajfa-14455	147	15	failed	failed	ADJ
ajfa-14455	147	16	banks	bank	NOUN
ajfa-14455	147	17	remained	remain	VERB
ajfa-14455	147	18	relatively	relatively	ADV
ajfa-14455	147	19	constant	constant	ADJ
ajfa-14455	147	20	even	even	ADV
ajfa-14455	147	21	until	until	ADP
ajfa-14455	147	22	year0	year0	NOUN
ajfa-14455	147	23	.	.	PUNCT
ajfa-14455	148	1	failed	fail	VERB
ajfa-14455	148	2	banks	bank	NOUN
ajfa-14455	148	3	in	in	ADP
ajfa-14455	148	4	contrast	contrast	NOUN
ajfa-14455	148	5	exhibited	exhibit	VERB
ajfa-14455	148	6	falling	fall	VERB
ajfa-14455	148	7	tiercap	tiercap	NOUN
ajfa-14455	148	8	and	and	CCONJ
ajfa-14455	148	9	totalcap	totalcap	NOUN
ajfa-14455	148	10	values	value	NOUN
ajfa-14455	148	11	from	from	ADP
ajfa-14455	148	12	year	year	NOUN
ajfa-14455	148	13	to	to	ADP
ajfa-14455	148	14	year	year	NOUN
ajfa-14455	148	15	;	;	PUNCT
ajfa-14455	148	16	falling	fall	VERB
ajfa-14455	148	17	below	below	ADP
ajfa-14455	148	18	the	the	DET
ajfa-14455	148	19	minimum	minimum	NOUN
ajfa-14455	148	20	of	of	ADP
ajfa-14455	148	21	8	8	NUM
ajfa-14455	148	22	%	%	NOUN
ajfa-14455	148	23	in	in	ADP
ajfa-14455	148	24	the	the	DET
ajfa-14455	148	25	year	year	NOUN
ajfa-14455	148	26	of	of	ADP
ajfa-14455	148	27	failure	failure	NOUN
ajfa-14455	148	28	.	.	PUNCT
ajfa-14455	149	1	these	these	DET
ajfa-14455	149	2	changes	change	NOUN
ajfa-14455	149	3	seemingly	seemingly	ADV
ajfa-14455	149	4	support	support	VERB
ajfa-14455	149	5	the	the	DET
ajfa-14455	149	6	proposition	proposition	NOUN
ajfa-14455	149	7	that	that	PRON
ajfa-14455	149	8	failed	fail	VERB
ajfa-14455	149	9	banks	bank	NOUN
ajfa-14455	149	10	are	be	AUX
ajfa-14455	149	11	poorly	poorly	ADV
ajfa-14455	149	12	capitalised	capitalise	VERB
ajfa-14455	149	13	i.e.	i.e.	X
ajfa-14455	149	14	they	they	PRON
ajfa-14455	149	15	have	have	VERB
ajfa-14455	149	16	a	a	DET
ajfa-14455	149	17	much	much	ADV
ajfa-14455	149	18	smaller	small	ADJ
ajfa-14455	149	19	buffer	buffer	NOUN
ajfa-14455	149	20	against	against	ADP
ajfa-14455	149	21	potential	potential	ADJ
ajfa-14455	149	22	losses	loss	NOUN
ajfa-14455	149	23	arising	arise	VERB
ajfa-14455	149	24	from	from	ADP
ajfa-14455	149	25	credit	credit	NOUN
ajfa-14455	149	26	or	or	CCONJ
ajfa-14455	149	27	economic	economic	ADJ
ajfa-14455	149	28	risk	risk	NOUN
ajfa-14455	149	29	.	.	PUNCT
ajfa-14455	150	1	we	we	PRON
ajfa-14455	150	2	also	also	ADV
ajfa-14455	150	3	recorded	record	VERB
ajfa-14455	150	4	statistically	statistically	ADV
ajfa-14455	150	5	significant	significant	ADJ
ajfa-14455	150	6	differences	difference	NOUN
ajfa-14455	150	7	between	between	ADP
ajfa-14455	150	8	the	the	DET
ajfa-14455	150	9	mean	mean	ADJ
ajfa-14455	150	10	tiercap	tiercap	NOUN
ajfa-14455	150	11	and	and	CCONJ
ajfa-14455	150	12	totcap	totcap	NOUN
ajfa-14455	150	13	values	value	NOUN
ajfa-14455	150	14	of	of	ADP
ajfa-14455	150	15	failed	fail	VERB
ajfa-14455	150	16	and	and	CCONJ
ajfa-14455	150	17	non	non	ADJ
ajfa-14455	150	18	-	-	ADJ
ajfa-14455	150	19	failed	failed	ADJ
ajfa-14455	150	20	banks	bank	NOUN
ajfa-14455	150	21	,	,	PUNCT
ajfa-14455	150	22	allowing	allow	VERB
ajfa-14455	150	23	both	both	PRON
ajfa-14455	150	24	to	to	PART
ajfa-14455	150	25	be	be	AUX
ajfa-14455	150	26	reasonable	reasonable	ADJ
ajfa-14455	150	27	indicators	indicator	NOUN
ajfa-14455	150	28	of	of	ADP
ajfa-14455	150	29	bank	bank	NOUN
ajfa-14455	150	30	health	health	NOUN
ajfa-14455	150	31	.	.	PUNCT
ajfa-14455	151	1	table	table	NOUN
ajfa-14455	151	2	3	3	NUM
ajfa-14455	151	3	presents	present	VERB
ajfa-14455	151	4	the	the	DET
ajfa-14455	151	5	descriptive	descriptive	ADJ
ajfa-14455	151	6	statistics	statistic	NOUN
ajfa-14455	151	7	,	,	PUNCT
ajfa-14455	151	8	percentage	percentage	NOUN
ajfa-14455	151	9	change	change	NOUN
ajfa-14455	151	10	in	in	ADP
ajfa-14455	151	11	mean	mean	ADJ
ajfa-14455	151	12	values	value	NOUN
ajfa-14455	151	13	and	and	CCONJ
ajfa-14455	151	14	t	t	PROPN
ajfa-14455	151	15	-	-	PUNCT
ajfa-14455	151	16	statistics	statistic	NOUN
ajfa-14455	151	17	for	for	ADP
ajfa-14455	151	18	the	the	DET
ajfa-14455	151	19	asset	asset	NOUN
ajfa-14455	151	20	quality	quality	NOUN
ajfa-14455	151	21	variables	variable	NOUN
ajfa-14455	151	22	in	in	ADP
ajfa-14455	151	23	this	this	DET
ajfa-14455	151	24	study	study	NOUN
ajfa-14455	151	25	from	from	ADP
ajfa-14455	151	26	year-4	year-4	NUM
ajfa-14455	151	27	to	to	ADP
ajfa-14455	151	28	year0	year0	NOUN
ajfa-14455	151	29	.	.	PUNCT
ajfa-14455	152	1	impaired	impair	VERB
ajfa-14455	152	2	loans	loan	NOUN
ajfa-14455	152	3	for	for	ADP
ajfa-14455	152	4	non	non	ADJ
ajfa-14455	152	5	-	-	ADJ
ajfa-14455	152	6	failed	failed	ADJ
ajfa-14455	152	7	banks	bank	NOUN
ajfa-14455	152	8	have	have	AUX
ajfa-14455	152	9	risen	rise	VERB
ajfa-14455	152	10	steadily	steadily	ADV
ajfa-14455	152	11	over	over	ADP
ajfa-14455	152	12	the	the	DET
ajfa-14455	152	13	years	year	NOUN
ajfa-14455	152	14	(	(	PUNCT
ajfa-14455	152	15	up	up	ADP
ajfa-14455	152	16	to	to	PART
ajfa-14455	152	17	21	21	NUM
ajfa-14455	152	18	times	time	NOUN
ajfa-14455	152	19	of	of	ADP
ajfa-14455	152	20	total	total	ADJ
ajfa-14455	152	21	equity	equity	NOUN
ajfa-14455	152	22	in	in	ADP
ajfa-14455	152	23	year0	year0	NOUN
ajfa-14455	152	24	)	)	PUNCT
ajfa-14455	152	25	.	.	PUNCT
ajfa-14455	153	1	impe	impe	NOUN
ajfa-14455	153	2	for	for	ADP
ajfa-14455	153	3	failed	fail	VERB
ajfa-14455	153	4	banks	bank	NOUN
ajfa-14455	153	5	on	on	ADP
ajfa-14455	153	6	the	the	DET
ajfa-14455	153	7	other	other	ADJ
ajfa-14455	153	8	hand	hand	NOUN
ajfa-14455	153	9	,	,	PUNCT
ajfa-14455	153	10	rose	rise	VERB
ajfa-14455	153	11	exponentially	exponentially	ADV
ajfa-14455	153	12	up	up	ADV
ajfa-14455	153	13	to	to	ADP
ajfa-14455	153	14	227	227	NUM
ajfa-14455	153	15	times	time	NOUN
ajfa-14455	153	16	in	in	ADP
ajfa-14455	153	17	year0	year0	NOUN
ajfa-14455	153	18	.	.	PUNCT
ajfa-14455	154	1	t	t	NOUN
ajfa-14455	154	2	-	-	PUNCT
ajfa-14455	154	3	tests	test	NOUN
ajfa-14455	154	4	also	also	ADV
ajfa-14455	154	5	reveal	reveal	VERB
ajfa-14455	154	6	a	a	DET
ajfa-14455	154	7	statistically	statistically	ADV
ajfa-14455	154	8	significant	significant	ADJ
ajfa-14455	154	9	difference	difference	NOUN
ajfa-14455	154	10	in	in	ADP
ajfa-14455	154	11	impe	impe	ADJ
ajfa-14455	154	12	values	value	NOUN
ajfa-14455	154	13	between	between	ADP
ajfa-14455	154	14	both	both	DET
ajfa-14455	154	15	samples	sample	NOUN
ajfa-14455	154	16	–	–	PUNCT
ajfa-14455	154	17	an	an	DET
ajfa-14455	154	18	indicator	indicator	NOUN
ajfa-14455	154	19	of	of	ADP
ajfa-14455	154	20	their	their	PRON
ajfa-14455	154	21	suitability	suitability	NOUN
ajfa-14455	154	22	in	in	ADP
ajfa-14455	154	23	distinguishing	distinguish	VERB
ajfa-14455	154	24	bank	bank	NOUN
ajfa-14455	154	25	failure	failure	NOUN
ajfa-14455	154	26	.	.	PUNCT
ajfa-14455	155	1	similar	similar	ADJ
ajfa-14455	155	2	trends	trend	NOUN
ajfa-14455	155	3	were	be	AUX
ajfa-14455	155	4	observed	observe	VERB
ajfa-14455	155	5	for	for	ADP
ajfa-14455	155	6	impaired	impaired	ADJ
ajfa-14455	155	7	assets	asset	NOUN
ajfa-14455	155	8	to	to	ADP
ajfa-14455	155	9	gross	gross	ADJ
ajfa-14455	155	10	loans	loan	NOUN
ajfa-14455	155	11	(	(	PUNCT
ajfa-14455	155	12	impl	impl	NOUN
ajfa-14455	155	13	)	)	PUNCT
ajfa-14455	155	14	.	.	PUNCT
ajfa-14455	156	1	failed	fail	VERB
ajfa-14455	156	2	banks	bank	NOUN
ajfa-14455	156	3	recorded	record	VERB
ajfa-14455	156	4	tremendous	tremendous	ADJ
ajfa-14455	156	5	growth	growth	NOUN
ajfa-14455	156	6	in	in	ADP
ajfa-14455	156	7	this	this	DET
ajfa-14455	156	8	regard	regard	NOUN
ajfa-14455	156	9	,	,	PUNCT
ajfa-14455	156	10	leading	lead	VERB
ajfa-14455	156	11	up	up	ADP
ajfa-14455	156	12	to	to	ADP
ajfa-14455	156	13	year0	year0	NOUN
ajfa-14455	156	14	;	;	PUNCT
ajfa-14455	156	15	suggestive	suggestive	ADJ
ajfa-14455	156	16	of	of	ADP
ajfa-14455	156	17	the	the	DET
ajfa-14455	156	18	variable	variable	NOUN
ajfa-14455	156	19	’s	’s	PART
ajfa-14455	156	20	power	power	NOUN
ajfa-14455	156	21	in	in	ADP
ajfa-14455	156	22	explaining	explain	VERB
ajfa-14455	156	23	bank	bank	NOUN
ajfa-14455	156	24	failure	failure	NOUN
ajfa-14455	156	25	.	.	PUNCT
ajfa-14455	157	1	the	the	DET
ajfa-14455	157	2	trend	trend	NOUN
ajfa-14455	157	3	observed	observe	VERB
ajfa-14455	157	4	for	for	ADP
ajfa-14455	157	5	loangrowth	loangrowth	NOUN
ajfa-14455	157	6	is	be	AUX
ajfa-14455	157	7	consistent	consistent	ADJ
ajfa-14455	157	8	with	with	ADP
ajfa-14455	157	9	our	our	PRON
ajfa-14455	157	10	earlier	early	ADJ
ajfa-14455	157	11	discussion	discussion	NOUN
ajfa-14455	157	12	.	.	PUNCT
ajfa-14455	158	1	failed	fail	VERB
ajfa-14455	158	2	banks	bank	NOUN
ajfa-14455	158	3	were	be	AUX
ajfa-14455	158	4	lending	lend	VERB
ajfa-14455	158	5	aggressively	aggressively	ADV
ajfa-14455	158	6	in	in	ADP
ajfa-14455	158	7	the	the	DET
ajfa-14455	158	8	years	year	NOUN
ajfa-14455	158	9	prior	prior	ADV
ajfa-14455	158	10	to	to	ADP
ajfa-14455	158	11	failure	failure	NOUN
ajfa-14455	158	12	,	,	PUNCT
ajfa-14455	158	13	finally	finally	ADV
ajfa-14455	158	14	leading	lead	VERB
ajfa-14455	158	15	to	to	ADP
ajfa-14455	158	16	negative	negative	ADJ
ajfa-14455	158	17	growth	growth	NOUN
ajfa-14455	158	18	in	in	ADP
ajfa-14455	158	19	the	the	DET
ajfa-14455	158	20	year	year	NOUN
ajfa-14455	158	21	of	of	ADP
ajfa-14455	158	22	failure	failure	NOUN
ajfa-14455	158	23	as	as	ADP
ajfa-14455	158	24	a	a	DET
ajfa-14455	158	25	result	result	NOUN
ajfa-14455	158	26	of	of	ADP
ajfa-14455	158	27	loan	loan	NOUN
ajfa-14455	158	28	defaults	default	NOUN
ajfa-14455	158	29	.	.	PUNCT
ajfa-14455	159	1	while	while	SCONJ
ajfa-14455	159	2	a	a	DET
ajfa-14455	159	3	similar	similar	ADJ
ajfa-14455	159	4	trend	trend	NOUN
ajfa-14455	159	5	is	be	AUX
ajfa-14455	159	6	observed	observe	VERB
ajfa-14455	159	7	for	for	ADP
ajfa-14455	159	8	non	non	ADJ
ajfa-14455	159	9	-	-	ADJ
ajfa-14455	159	10	failed	failed	ADJ
ajfa-14455	159	11	banks	bank	NOUN
ajfa-14455	159	12	,	,	PUNCT
ajfa-14455	159	13	the	the	DET
ajfa-14455	159	14	rate	rate	NOUN
ajfa-14455	159	15	of	of	ADP
ajfa-14455	159	16	change	change	NOUN
ajfa-14455	159	17	was	be	AUX
ajfa-14455	159	18	more	more	ADV
ajfa-14455	159	19	subdued	subdued	ADJ
ajfa-14455	159	20	.	.	PUNCT
ajfa-14455	160	1	asset	asset	NOUN
ajfa-14455	160	2	growth	growth	NOUN
ajfa-14455	160	3	rate	rate	NOUN
ajfa-14455	160	4	(	(	PUNCT
ajfa-14455	160	5	agr	agr	NOUN
ajfa-14455	160	6	)	)	PUNCT
ajfa-14455	160	7	displayed	display	VERB
ajfa-14455	160	8	a	a	DET
ajfa-14455	160	9	similar	similar	ADJ
ajfa-14455	160	10	trend	trend	NOUN
ajfa-14455	160	11	and	and	CCONJ
ajfa-14455	160	12	statistical	statistical	ADJ
ajfa-14455	160	13	significance	significance	NOUN
ajfa-14455	160	14	over	over	ADP
ajfa-14455	160	15	the	the	DET
ajfa-14455	160	16	years	year	NOUN
ajfa-14455	160	17	.	.	PUNCT
ajfa-14455	161	1	the	the	DET
ajfa-14455	161	2	t	t	PROPN
ajfa-14455	161	3	-	-	PUNCT
ajfa-14455	161	4	statistics	statistic	NOUN
ajfa-14455	161	5	support	support	VERB
ajfa-14455	161	6	the	the	DET
ajfa-14455	161	7	proposition	proposition	NOUN
ajfa-14455	161	8	that	that	SCONJ
ajfa-14455	161	9	high	high	ADJ
ajfa-14455	161	10	loan	loan	NOUN
ajfa-14455	161	11	growths	growth	NOUN
ajfa-14455	161	12	as	as	ADV
ajfa-14455	161	13	well	well	ADV
ajfa-14455	161	14	as	as	ADP
ajfa-14455	161	15	asset	asset	NOUN
ajfa-14455	161	16	growth	growth	NOUN
ajfa-14455	161	17	in	in	ADP
ajfa-14455	161	18	preceding	precede	VERB
ajfa-14455	161	19	years	year	NOUN
ajfa-14455	161	20	are	be	AUX
ajfa-14455	161	21	indicators	indicator	NOUN
ajfa-14455	161	22	of	of	ADP
ajfa-14455	161	23	failure	failure	NOUN
ajfa-14455	161	24	.	.	PUNCT
ajfa-14455	162	1	asian	asian	ADJ
ajfa-14455	162	2	journal	journal	PROPN
ajfa-14455	162	3	of	of	ADP
ajfa-14455	162	4	finance	finance	PROPN
ajfa-14455	162	5	&	&	CCONJ
ajfa-14455	162	6	accounting	accounting	PROPN
ajfa-14455	162	7	issn	issn	PROPN
ajfa-14455	162	8	1946	1946	NUM
ajfa-14455	162	9	-	-	PUNCT
ajfa-14455	162	10	052x	052x	PROPN
ajfa-14455	162	11	2019	2019	NUM
ajfa-14455	162	12	,	,	PUNCT
ajfa-14455	162	13	vol	vol	NOUN
ajfa-14455	162	14	.	.	PROPN
ajfa-14455	162	15	11	11	NUM
ajfa-14455	162	16	,	,	PUNCT
ajfa-14455	162	17	no	no	INTJ
ajfa-14455	162	18	.	.	NOUN
ajfa-14455	162	19	1	1	NUM
ajfa-14455	162	20	120	120	NUM
ajfa-14455	162	21	ajfa.macrothink.org	ajfa.macrothink.org	ADJ
ajfa-14455	162	22	table	table	NOUN
ajfa-14455	162	23	3	3	NUM
ajfa-14455	162	24	.	.	PUNCT
ajfa-14455	162	25	descriptive	descriptive	ADJ
ajfa-14455	162	26	statistics	statistic	NOUN
ajfa-14455	162	27	and	and	CCONJ
ajfa-14455	162	28	t	t	NOUN
ajfa-14455	162	29	-	-	PUNCT
ajfa-14455	162	30	test	test	NOUN
ajfa-14455	162	31	for	for	ADP
ajfa-14455	162	32	asset	asset	NOUN
ajfa-14455	162	33	quality	quality	NOUN
ajfa-14455	162	34	asset	asset	NOUN
ajfa-14455	162	35	quality	quality	NOUN
ajfa-14455	162	36	non	non	ADJ
ajfa-14455	162	37	-	-	ADJ
ajfa-14455	162	38	failed	failed	ADJ
ajfa-14455	162	39	banks	bank	NOUN
ajfa-14455	162	40	failed	fail	VERB
ajfa-14455	162	41	banks	bank	NOUN
ajfa-14455	162	42	t	t	PROPN
ajfa-14455	162	43	-	-	PUNCT
ajfa-14455	162	44	stat	stat	NOUN
ajfa-14455	162	45	mean	mean	VERB
ajfa-14455	162	46	std	std	PROPN
ajfa-14455	162	47	.	.	PROPN
ajfa-14455	163	1	dev	dev	PROPN
ajfa-14455	163	2	.	.	PUNCT
ajfa-14455	164	1	%	%	NOUN
ajfa-14455	164	2	change	change	NOUN
ajfa-14455	164	3	mean	mean	VERB
ajfa-14455	164	4	std	std	PROPN
ajfa-14455	164	5	.	.	PROPN
ajfa-14455	165	1	dev	dev	PROPN
ajfa-14455	165	2	.	.	PUNCT
ajfa-14455	166	1	%	%	NOUN
ajfa-14455	166	2	change	change	NOUN
ajfa-14455	166	3	impe0	impe0	PROPN
ajfa-14455	166	4	21.251	21.251	NUM
ajfa-14455	167	1	35.105	35.105	NUM
ajfa-14455	167	2	60.48	60.48	NUM
ajfa-14455	167	3	%	%	NOUN
ajfa-14455	167	4	227.144	227.144	NUM
ajfa-14455	167	5	214.575	214.575	NUM
ajfa-14455	167	6	320.69	320.69	NUM
ajfa-14455	167	7	%	%	NOUN
ajfa-14455	167	8	15.47	15.47	NUM
ajfa-14455	167	9	*	*	PUNCT
ajfa-14455	167	10	*	*	PUNCT
ajfa-14455	167	11	*	*	PROPN
ajfa-14455	167	12	impe-1	impe-1	NUM
ajfa-14455	167	13	13.242	13.242	NUM
ajfa-14455	167	14	22.221	22.221	NUM
ajfa-14455	167	15	91.46	91.46	NUM
ajfa-14455	167	16	%	%	NOUN
ajfa-14455	167	17	53.993	53.993	NUM
ajfa-14455	167	18	68.580	68.580	NUM
ajfa-14455	167	19	297.95	297.95	NUM
ajfa-14455	167	20	%	%	NOUN
ajfa-14455	167	21	9.24	9.24	NUM
ajfa-14455	167	22	*	*	PUNCT
ajfa-14455	167	23	*	*	PUNCT
ajfa-14455	167	24	*	*	PUNCT
ajfa-14455	167	25	impe-2	impe-2	NUM
ajfa-14455	167	26	6.916	6.916	NUM
ajfa-14455	167	27	13.124	13.124	NUM
ajfa-14455	167	28	78.62	78.62	NUM
ajfa-14455	167	29	%	%	NOUN
ajfa-14455	167	30	13.568	13.568	NUM
ajfa-14455	167	31	19.428	19.428	NUM
ajfa-14455	167	32	148.21	148.21	NUM
ajfa-14455	167	33	%	%	NOUN
ajfa-14455	167	34	4.64	4.64	NUM
ajfa-14455	167	35	*	*	PUNCT
ajfa-14455	167	36	*	*	PUNCT
ajfa-14455	167	37	*	*	PUNCT
ajfa-14455	167	38	impe-3	impe-3	NUM
ajfa-14455	167	39	3.872	3.872	NUM
ajfa-14455	167	40	5.896	5.896	NUM
ajfa-14455	167	41	22.12	22.12	NUM
ajfa-14455	167	42	%	%	NOUN
ajfa-14455	167	43	5.466	5.466	NUM
ajfa-14455	167	44	7.990	7.990	NUM
ajfa-14455	167	45	21.28	21.28	NUM
ajfa-14455	167	46	%	%	NOUN
ajfa-14455	167	47	2.62	2.62	NUM
ajfa-14455	167	48	*	*	PUNCT
ajfa-14455	167	49	*	*	PUNCT
ajfa-14455	167	50	*	*	PUNCT
ajfa-14455	167	51	impe-4	impe-4	VERB
ajfa-14455	167	52	3.171	3.171	NUM
ajfa-14455	167	53	4.656	4.656	NUM
ajfa-14455	167	54	4.507	4.507	NUM
ajfa-14455	167	55	7.179	7.179	NUM
ajfa-14455	167	56	2.552	2.552	NUM
ajfa-14455	167	57	*	*	PUNCT
ajfa-14455	167	58	*	*	PUNCT
ajfa-14455	167	59	*	*	PUNCT
ajfa-14455	167	60	impl0	impl0	NOUN
ajfa-14455	167	61	2.861	2.861	NUM
ajfa-14455	167	62	4.065	4.065	NUM
ajfa-14455	167	63	68.01	68.01	NUM
ajfa-14455	167	64	%	%	NOUN
ajfa-14455	167	65	13.898	13.898	NUM
ajfa-14455	167	66	8.887	8.887	NUM
ajfa-14455	167	67	162.14	162.14	NUM
ajfa-14455	167	68	%	%	NOUN
ajfa-14455	167	69	18.46	18.46	NUM
ajfa-14455	167	70	*	*	PUNCT
ajfa-14455	167	71	*	*	PUNCT
ajfa-14455	167	72	*	*	PUNCT
ajfa-14455	167	73	impl-1	impl-1	NUM
ajfa-14455	167	74	1.703	1.703	NUM
ajfa-14455	167	75	2.174	2.174	NUM
ajfa-14455	167	76	74.86	74.86	NUM
ajfa-14455	167	77	%	%	NOUN
ajfa-14455	167	78	5.302	5.302	NUM
ajfa-14455	167	79	5.514	5.514	NUM
ajfa-14455	167	80	229.70	229.70	NUM
ajfa-14455	167	81	%	%	NOUN
ajfa-14455	167	82	9.93	9.93	NUM
ajfa-14455	167	83	*	*	PUNCT
ajfa-14455	167	84	*	*	PUNCT
ajfa-14455	167	85	*	*	PUNCT
ajfa-14455	167	86	impl-2	impl-2	NUM
ajfa-14455	167	87	0.974	0.974	NUM
ajfa-14455	167	88	1.748	1.748	NUM
ajfa-14455	167	89	66.90	66.90	NUM
ajfa-14455	167	90	%	%	NOUN
ajfa-14455	167	91	1.608	1.608	NUM
ajfa-14455	167	92	2.217	2.217	NUM
ajfa-14455	167	93	135.13	135.13	NUM
ajfa-14455	167	94	%	%	NOUN
ajfa-14455	167	95	3.67	3.67	NUM
ajfa-14455	167	96	*	*	PUNCT
ajfa-14455	167	97	*	*	PUNCT
ajfa-14455	167	98	*	*	PUNCT
ajfa-14455	167	99	impl-3	impl-3	NUM
ajfa-14455	167	100	0.583	0.583	NUM
ajfa-14455	167	101	0.838	0.838	NUM
ajfa-14455	167	102	18.52	18.52	NUM
ajfa-14455	167	103	%	%	NOUN
ajfa-14455	167	104	0.684	0.684	NUM
ajfa-14455	167	105	0.964	0.964	NUM
ajfa-14455	167	106	20.99	20.99	NUM
ajfa-14455	167	107	%	%	NOUN
ajfa-14455	167	108	1.29	1.29	NUM
ajfa-14455	167	109	*	*	PUNCT
ajfa-14455	168	1	*	*	PUNCT
ajfa-14455	168	2	impl-4	impl-4	ADP
ajfa-14455	168	3	0.492	0.492	NUM
ajfa-14455	168	4	0.707	0.707	NUM
ajfa-14455	168	5	0.565	0.565	NUM
ajfa-14455	168	6	0.927	0.927	NUM
ajfa-14455	168	7	1.02	1.02	NUM
ajfa-14455	168	8	*	*	PUNCT
ajfa-14455	168	9	loangrowth0	loangrowth0	VERB
ajfa-14455	168	10	3.834	3.834	NUM
ajfa-14455	168	11	19.646	19.646	NUM
ajfa-14455	168	12	-64.29	-64.29	NOUN
ajfa-14455	168	13	%	%	NOUN
ajfa-14455	168	14	-6.112	-6.112	PUNCT
ajfa-14455	168	15	23.072	23.072	NUM
ajfa-14455	168	16	-136.34	-136.34	NOUN
ajfa-14455	168	17	%	%	NOUN
ajfa-14455	168	18	5.36	5.36	NUM
ajfa-14455	168	19	*	*	PUNCT
ajfa-14455	168	20	*	*	PUNCT
ajfa-14455	168	21	*	*	PUNCT
ajfa-14455	168	22	loangrowth-1	loangrowth-1	NUM
ajfa-14455	168	23	10.734	10.734	NUM
ajfa-14455	168	24	25.111	25.111	NUM
ajfa-14455	168	25	-40.30	-40.30	NOUN
ajfa-14455	168	26	%	%	NOUN
ajfa-14455	168	27	16.821	16.821	NUM
ajfa-14455	168	28	63.718	63.718	NUM
ajfa-14455	169	1	-49.08	-49.08	NOUN
ajfa-14455	169	2	%	%	NOUN
ajfa-14455	169	3	1.45	1.45	NUM
ajfa-14455	169	4	*	*	PUNCT
ajfa-14455	169	5	*	*	PUNCT
ajfa-14455	169	6	loangrowth-2	loangrowth-2	NUM
ajfa-14455	169	7	17.981	17.981	NUM
ajfa-14455	169	8	51.372	51.372	NUM
ajfa-14455	169	9	-8.68	-8.68	NOUN
ajfa-14455	169	10	%	%	NOUN
ajfa-14455	169	11	33.033	33.033	NUM
ajfa-14455	169	12	71.026	71.026	NUM
ajfa-14455	169	13	-1.49	-1.49	NOUN
ajfa-14455	169	14	%	%	NOUN
ajfa-14455	170	1	2.81	2.81	NUM
ajfa-14455	170	2	*	*	PUNCT
ajfa-14455	170	3	*	*	PUNCT
ajfa-14455	170	4	*	*	PUNCT
ajfa-14455	170	5	loangrowth-3	loangrowth-3	PROPN
ajfa-14455	170	6	19.690	19.690	NUM
ajfa-14455	170	7	66.928	66.928	NUM
ajfa-14455	170	8	45.00	45.00	NUM
ajfa-14455	170	9	%	%	NOUN
ajfa-14455	170	10	33.533	33.533	NUM
ajfa-14455	170	11	50.839	50.839	NUM
ajfa-14455	170	12	-27.76	-27.76	NUM
ajfa-14455	170	13	%	%	NOUN
ajfa-14455	170	14	2.69	2.69	NUM
ajfa-14455	170	15	*	*	PUNCT
ajfa-14455	170	16	*	*	PUNCT
ajfa-14455	170	17	*	*	PUNCT
ajfa-14455	170	18	loangrowth-4	loangrowth-4	NUM
ajfa-14455	170	19	13.580	13.580	NUM
ajfa-14455	170	20	21.365	21.365	NUM
ajfa-14455	170	21	46.420	46.420	NUM
ajfa-14455	170	22	101.342	101.342	NUM
ajfa-14455	170	23	5.18	5.18	NUM
ajfa-14455	170	24	*	*	PUNCT
ajfa-14455	170	25	*	*	PUNCT
ajfa-14455	170	26	*	*	PUNCT
ajfa-14455	170	27	llr0	llr0	PROPN
ajfa-14455	170	28	1.676	1.676	NUM
ajfa-14455	170	29	0.826	0.826	NUM
ajfa-14455	170	30	17.25	17.25	NUM
ajfa-14455	170	31	%	%	NOUN
ajfa-14455	170	32	3.572	3.572	NUM
ajfa-14455	170	33	2.245	2.245	NUM
ajfa-14455	170	34	7782.00	7782.00	NUM
ajfa-14455	170	35	%	%	NOUN
ajfa-14455	170	36	12.96	12.96	NUM
ajfa-14455	170	37	*	*	PUNCT
ajfa-14455	170	38	*	*	PUNCT
ajfa-14455	170	39	*	*	PUNCT
ajfa-14455	170	40	llr-1	llr-1	NUM
ajfa-14455	170	41	1.429	1.429	NUM
ajfa-14455	170	42	0.653	0.653	NUM
ajfa-14455	170	43	12.44	12.44	NUM
ajfa-14455	170	44	%	%	NOUN
ajfa-14455	170	45	2.009	2.009	NUM
ajfa-14455	170	46	1.358	1.358	NUM
ajfa-14455	170	47	4742.00	4742.00	NUM
ajfa-14455	170	48	%	%	NOUN
ajfa-14455	170	49	6.28	6.28	NUM
ajfa-14455	170	50	*	*	PUNCT
ajfa-14455	170	51	*	*	PUNCT
ajfa-14455	170	52	*	*	PUNCT
ajfa-14455	170	53	llr-2	llr-2	NUM
ajfa-14455	170	54	1.271	1.271	NUM
ajfa-14455	170	55	0.512	0.512	NUM
ajfa-14455	170	56	0.57	0.57	NUM
ajfa-14455	170	57	%	%	NOUN
ajfa-14455	170	58	1.363	1.363	NUM
ajfa-14455	170	59	0.647	0.647	NUM
ajfa-14455	170	60	1130.00	1130.00	NUM
ajfa-14455	170	61	%	%	NOUN
ajfa-14455	170	62	1.81	1.81	NUM
ajfa-14455	170	63	*	*	PUNCT
ajfa-14455	170	64	*	*	PUNCT
ajfa-14455	170	65	llr-3	llr-3	NUM
ajfa-14455	170	66	1.264	1.264	NUM
ajfa-14455	170	67	0.499	0.499	NUM
ajfa-14455	170	68	-2.20	-2.20	NUM
ajfa-14455	170	69	%	%	NOUN
ajfa-14455	170	70	1.224	1.224	NUM
ajfa-14455	170	71	0.374	0.374	NUM
ajfa-14455	170	72	-124.00	-124.00	PROPN
ajfa-14455	170	73	%	%	NOUN
ajfa-14455	170	74	1.03	1.03	NUM
ajfa-14455	170	75	llr-4	llr-4	NUM
ajfa-14455	170	76	1.292	1.292	NUM
ajfa-14455	170	77	0.514	0.514	NUM
ajfa-14455	170	78	1.240	1.240	NUM
ajfa-14455	170	79	0.403	0.403	NUM
ajfa-14455	170	80	1.32	1.32	NUM
ajfa-14455	170	81	*	*	PUNCT
ajfa-14455	170	82	*	*	NOUN
ajfa-14455	170	83	llimp0	llimp0	NOUN
ajfa-14455	170	84	0.296	0.296	NUM
ajfa-14455	170	85	1.139	1.139	NUM
ajfa-14455	170	86	-42.46	-42.46	ADP
ajfa-14455	170	87	%	%	NOUN
ajfa-14455	170	88	0.042	0.042	NUM
ajfa-14455	170	89	0.080	0.080	NUM
ajfa-14455	170	90	-90.45	-90.45	PROPN
ajfa-14455	170	91	%	%	NOUN
ajfa-14455	170	92	3.63	3.63	NUM
ajfa-14455	170	93	*	*	PUNCT
ajfa-14455	170	94	*	*	PUNCT
ajfa-14455	170	95	*	*	PUNCT
ajfa-14455	170	96	llimp-1	llimp-1	NUM
ajfa-14455	170	97	0.515	0.515	NUM
ajfa-14455	170	98	1.589	1.589	NUM
ajfa-14455	170	99	-29.10	-29.10	PUNCT
ajfa-14455	170	100	%	%	NOUN
ajfa-14455	170	101	0.444	0.444	NUM
ajfa-14455	170	102	2.832	2.832	NUM
ajfa-14455	170	103	-23.53	-23.53	NUM
ajfa-14455	170	104	%	%	NOUN
ajfa-14455	170	105	0.36	0.36	NUM
ajfa-14455	170	106	llimp-2	llimp-2	PROPN
ajfa-14455	170	107	0.726	0.726	NUM
ajfa-14455	170	108	2.116	2.116	NUM
ajfa-14455	170	109	-17.91	-17.91	PROPN
ajfa-14455	170	110	%	%	NOUN
ajfa-14455	170	111	0.580	0.580	NUM
ajfa-14455	170	112	1.660	1.660	NUM
ajfa-14455	170	113	-77.64	-77.64	NUM
ajfa-14455	170	114	%	%	NOUN
ajfa-14455	170	115	0.89	0.89	NUM
ajfa-14455	170	116	llimp-3	llimp-3	NUM
ajfa-14455	171	1	0.885	0.885	NUM
ajfa-14455	171	2	3.124	3.124	NUM
ajfa-14455	171	3	-53.28	-53.28	NUM
ajfa-14455	171	4	%	%	NOUN
ajfa-14455	171	5	2.594	2.594	NUM
ajfa-14455	171	6	14.178	14.178	NUM
ajfa-14455	171	7	16.29	16.29	NUM
ajfa-14455	171	8	%	%	NOUN
ajfa-14455	171	9	1.92	1.92	NUM
ajfa-14455	171	10	*	*	PUNCT
ajfa-14455	171	11	*	*	PUNCT
ajfa-14455	171	12	*	*	PUNCT
ajfa-14455	171	13	llimp-4	llimp-4	NUM
ajfa-14455	171	14	1.894	1.894	NUM
ajfa-14455	171	15	4.671	4.671	NUM
ajfa-14455	171	16	2.231	2.231	NUM
ajfa-14455	171	17	7.104	7.104	NUM
ajfa-14455	171	18	0.65	0.65	NUM
ajfa-14455	171	19	agr0	agr0	PROPN
ajfa-14455	171	20	6.457	6.457	NUM
ajfa-14455	171	21	13.847	13.847	NUM
ajfa-14455	172	1	-45.11	-45.11	ADJ
ajfa-14455	172	2	%	%	NOUN
ajfa-14455	172	3	-1.465	-1.465	PRON
ajfa-14455	172	4	18.665	18.665	NUM
ajfa-14455	172	5	-109.71	-109.71	PROPN
ajfa-14455	172	6	%	%	NOUN
ajfa-14455	172	7	5.57	5.57	NUM
ajfa-14455	173	1	*	*	PUNCT
ajfa-14455	173	2	*	*	PUNCT
ajfa-14455	173	3	*	*	PUNCT
ajfa-14455	173	4	agr-1	agr-1	VERB
ajfa-14455	173	5	11.762	11.762	NUM
ajfa-14455	173	6	23.277	23.277	NUM
ajfa-14455	173	7	-8.48	-8.48	NUM
ajfa-14455	173	8	%	%	NOUN
ajfa-14455	173	9	15.088	15.088	NUM
ajfa-14455	174	1	41.322	41.322	NUM
ajfa-14455	174	2	-35.65	-35.65	SYM
ajfa-14455	174	3	%	%	NOUN
ajfa-14455	174	4	1.15	1.15	NUM
ajfa-14455	174	5	*	*	PUNCT
ajfa-14455	174	6	agr-2	agr-2	X
ajfa-14455	174	7	12.852	12.852	NUM
ajfa-14455	174	8	32.472	32.472	NUM
ajfa-14455	174	9	-23.23	-23.23	PUNCT
ajfa-14455	174	10	%	%	NOUN
ajfa-14455	174	11	23.445	23.445	NUM
ajfa-14455	174	12	34.852	34.852	NUM
ajfa-14455	174	13	-27.73	-27.73	NOUN
ajfa-14455	174	14	%	%	NOUN
ajfa-14455	174	15	3.63	3.63	NUM
ajfa-14455	174	16	*	*	PUNCT
ajfa-14455	174	17	*	*	PUNCT
ajfa-14455	174	18	*	*	PUNCT
ajfa-14455	174	19	agr-3	agr-3	PUNCT
ajfa-14455	174	20	16.740	16.740	NUM
ajfa-14455	174	21	61.890	61.890	NUM
ajfa-14455	174	22	26.91	26.91	NUM
ajfa-14455	174	23	%	%	NOUN
ajfa-14455	174	24	32.439	32.439	NUM
ajfa-14455	174	25	49.044	49.044	NUM
ajfa-14455	174	26	-2.86	-2.86	NOUN
ajfa-14455	174	27	%	%	NOUN
ajfa-14455	174	28	3.25	3.25	NUM
ajfa-14455	174	29	*	*	PUNCT
ajfa-14455	174	30	*	*	PUNCT
ajfa-14455	174	31	*	*	PUNCT
ajfa-14455	174	32	agr-4	agr-4	NUM
ajfa-14455	174	33	13.190	13.190	NUM
ajfa-14455	174	34	28.513	28.513	NUM
ajfa-14455	174	35	45.118	45.118	NUM
ajfa-14455	174	36	45.118	45.118	NUM
ajfa-14455	174	37	9.77	9.77	NUM
ajfa-14455	174	38	*	*	PUNCT
ajfa-14455	174	39	*	*	PUNCT
ajfa-14455	174	40	*	*	PUNCT
ajfa-14455	174	41	the	the	DET
ajfa-14455	174	42	table	table	NOUN
ajfa-14455	174	43	presents	present	VERB
ajfa-14455	174	44	the	the	DET
ajfa-14455	174	45	descriptive	descriptive	ADJ
ajfa-14455	174	46	statistics	statistic	NOUN
ajfa-14455	174	47	,	,	PUNCT
ajfa-14455	174	48	percentage	percentage	NOUN
ajfa-14455	174	49	change	change	NOUN
ajfa-14455	174	50	in	in	ADP
ajfa-14455	174	51	mean	mean	ADJ
ajfa-14455	174	52	values	value	NOUN
ajfa-14455	174	53	and	and	CCONJ
ajfa-14455	174	54	t	t	PROPN
ajfa-14455	174	55	-	-	PUNCT
ajfa-14455	174	56	statistics	statistic	NOUN
ajfa-14455	174	57	for	for	ADP
ajfa-14455	174	58	the	the	DET
ajfa-14455	174	59	asset	asset	NOUN
ajfa-14455	174	60	quality	quality	NOUN
ajfa-14455	174	61	variables	variable	NOUN
ajfa-14455	174	62	from	from	ADP
ajfa-14455	174	63	year-4	year-4	NUM
ajfa-14455	174	64	to	to	ADP
ajfa-14455	174	65	year0	year0	NOUN
ajfa-14455	174	66	.	.	PUNCT
ajfa-14455	175	1	impe	impe	PROPN
ajfa-14455	175	2	is	be	AUX
ajfa-14455	175	3	the	the	DET
ajfa-14455	175	4	ratio	ratio	NOUN
ajfa-14455	175	5	of	of	ADP
ajfa-14455	175	6	impaired	impaired	ADJ
ajfa-14455	175	7	loans	loan	NOUN
ajfa-14455	175	8	to	to	ADP
ajfa-14455	175	9	total	total	ADJ
ajfa-14455	175	10	equity	equity	NOUN
ajfa-14455	175	11	,	,	PUNCT
ajfa-14455	175	12	impl	impl	NOUN
ajfa-14455	175	13	is	be	AUX
ajfa-14455	175	14	the	the	DET
ajfa-14455	175	15	ratio	ratio	NOUN
ajfa-14455	175	16	of	of	ADP
ajfa-14455	175	17	impaired	impaired	ADJ
ajfa-14455	175	18	loans	loan	NOUN
ajfa-14455	175	19	to	to	ADP
ajfa-14455	175	20	gross	gross	ADJ
ajfa-14455	175	21	loans	loan	NOUN
ajfa-14455	175	22	,	,	PUNCT
ajfa-14455	175	23	loangrowth	loangrowth	NOUN
ajfa-14455	175	24	is	be	AUX
ajfa-14455	175	25	the	the	DET
ajfa-14455	175	26	bank	bank	NOUN
ajfa-14455	175	27	’s	’s	PART
ajfa-14455	175	28	year	year	NOUN
ajfa-14455	175	29	-	-	PUNCT
ajfa-14455	175	30	on	on	ADP
ajfa-14455	175	31	-	-	PUNCT
ajfa-14455	175	32	year	year	NOUN
ajfa-14455	175	33	growth	growth	NOUN
ajfa-14455	175	34	in	in	ADP
ajfa-14455	175	35	loans	loan	NOUN
ajfa-14455	175	36	,	,	PUNCT
ajfa-14455	175	37	llr	llr	PROPN
ajfa-14455	175	38	is	be	AUX
ajfa-14455	175	39	the	the	DET
ajfa-14455	175	40	loan	loan	NOUN
ajfa-14455	175	41	loss	loss	NOUN
ajfa-14455	175	42	reserves	reserve	NOUN
ajfa-14455	175	43	,	,	PUNCT
ajfa-14455	175	44	llimp	llimp	PROPN
ajfa-14455	175	45	is	be	AUX
ajfa-14455	175	46	the	the	DET
ajfa-14455	175	47	ratio	ratio	NOUN
ajfa-14455	175	48	of	of	ADP
ajfa-14455	175	49	loan	loan	NOUN
ajfa-14455	175	50	loss	loss	NOUN
ajfa-14455	175	51	reserves	reserve	NOUN
ajfa-14455	175	52	to	to	ADP
ajfa-14455	175	53	impaired	impaired	ADJ
ajfa-14455	175	54	loans	loan	NOUN
ajfa-14455	175	55	,	,	PUNCT
ajfa-14455	175	56	and	and	CCONJ
ajfa-14455	175	57	agr	agr	NOUN
ajfa-14455	175	58	is	be	AUX
ajfa-14455	175	59	the	the	DET
ajfa-14455	175	60	bank	bank	NOUN
ajfa-14455	175	61	’s	’s	PART
ajfa-14455	175	62	year	year	NOUN
ajfa-14455	175	63	-	-	PUNCT
ajfa-14455	175	64	on	on	ADP
ajfa-14455	175	65	-	-	PUNCT
ajfa-14455	175	66	year	year	NOUN
ajfa-14455	176	1	asset	asset	NOUN
ajfa-14455	176	2	growth	growth	NOUN
ajfa-14455	176	3	rate	rate	NOUN
ajfa-14455	176	4	.	.	PUNCT
ajfa-14455	177	1	full	full	ADJ
ajfa-14455	177	2	variable	variable	ADJ
ajfa-14455	177	3	definitions	definition	NOUN
ajfa-14455	177	4	are	be	AUX
ajfa-14455	177	5	in	in	ADP
ajfa-14455	177	6	table	table	NOUN
ajfa-14455	177	7	1	1	NUM
ajfa-14455	177	8	.	.	PUNCT
ajfa-14455	178	1	*	*	PUNCT
ajfa-14455	178	2	*	*	PUNCT
ajfa-14455	178	3	*	*	PUNCT
ajfa-14455	178	4	,	,	PUNCT
ajfa-14455	178	5	*	*	PUNCT
ajfa-14455	179	1	*	*	PUNCT
ajfa-14455	179	2	,	,	PUNCT
ajfa-14455	179	3	and	and	CCONJ
ajfa-14455	179	4	*	*	PUNCT
ajfa-14455	179	5	indicate	indicate	VERB
ajfa-14455	179	6	significance	significance	NOUN
ajfa-14455	179	7	at	at	ADP
ajfa-14455	179	8	the	the	DET
ajfa-14455	179	9	1	1	NUM
ajfa-14455	179	10	%	%	NOUN
ajfa-14455	179	11	,	,	PUNCT
ajfa-14455	179	12	5	5	NUM
ajfa-14455	179	13	%	%	NOUN
ajfa-14455	179	14	,	,	PUNCT
ajfa-14455	179	15	and	and	CCONJ
ajfa-14455	179	16	10	10	NUM
ajfa-14455	179	17	%	%	NOUN
ajfa-14455	179	18	level	level	NOUN
ajfa-14455	179	19	respectively	respectively	ADV
ajfa-14455	179	20	.	.	PUNCT
ajfa-14455	180	1	asian	asian	ADJ
ajfa-14455	180	2	journal	journal	PROPN
ajfa-14455	180	3	of	of	ADP
ajfa-14455	180	4	finance	finance	PROPN
ajfa-14455	180	5	&	&	CCONJ
ajfa-14455	180	6	accounting	accounting	PROPN
ajfa-14455	180	7	issn	issn	PROPN
ajfa-14455	180	8	1946	1946	NUM
ajfa-14455	180	9	-	-	PUNCT
ajfa-14455	180	10	052x	052x	PROPN
ajfa-14455	180	11	2019	2019	NUM
ajfa-14455	180	12	,	,	PUNCT
ajfa-14455	180	13	vol	vol	NOUN
ajfa-14455	180	14	.	.	PROPN
ajfa-14455	180	15	11	11	NUM
ajfa-14455	180	16	,	,	PUNCT
ajfa-14455	180	17	no	no	INTJ
ajfa-14455	180	18	.	.	NOUN
ajfa-14455	180	19	1	1	NUM
ajfa-14455	180	20	121	121	NUM
ajfa-14455	180	21	ajfa.macrothink.org	ajfa.macrothink.org	ADJ
ajfa-14455	180	22	table	table	NOUN
ajfa-14455	180	23	4	4	NUM
ajfa-14455	180	24	.	.	PUNCT
ajfa-14455	180	25	descriptive	descriptive	ADJ
ajfa-14455	180	26	statistics	statistic	NOUN
ajfa-14455	180	27	and	and	CCONJ
ajfa-14455	180	28	t	t	NOUN
ajfa-14455	180	29	-	-	PUNCT
ajfa-14455	180	30	test	test	NOUN
ajfa-14455	180	31	for	for	ADP
ajfa-14455	180	32	management	management	NOUN
ajfa-14455	180	33	efficiency	efficiency	NOUN
ajfa-14455	180	34	management	management	NOUN
ajfa-14455	180	35	efficiency	efficiency	NOUN
ajfa-14455	180	36	non	non	ADJ
ajfa-14455	180	37	-	-	ADJ
ajfa-14455	180	38	failed	failed	ADJ
ajfa-14455	180	39	banks	bank	NOUN
ajfa-14455	180	40	failed	fail	VERB
ajfa-14455	180	41	banks	bank	NOUN
ajfa-14455	180	42	t	t	PROPN
ajfa-14455	180	43	-	-	PUNCT
ajfa-14455	180	44	stat	stat	NOUN
ajfa-14455	180	45	mean	mean	VERB
ajfa-14455	180	46	std	std	PROPN
ajfa-14455	180	47	.	.	PROPN
ajfa-14455	181	1	dev	dev	PROPN
ajfa-14455	181	2	.	.	PUNCT
ajfa-14455	182	1	%	%	NOUN
ajfa-14455	182	2	change	change	NOUN
ajfa-14455	182	3	mean	mean	VERB
ajfa-14455	182	4	std	std	PROPN
ajfa-14455	182	5	.	.	PROPN
ajfa-14455	183	1	dev	dev	PROPN
ajfa-14455	183	2	.	.	PUNCT
ajfa-14455	184	1	%	%	NOUN
ajfa-14455	184	2	change	change	NOUN
ajfa-14455	184	3	cir0	cir0	VERB
ajfa-14455	184	4	76.530	76.530	NUM
ajfa-14455	184	5	36.966	36.966	NUM
ajfa-14455	184	6	0.81	0.81	NUM
ajfa-14455	184	7	%	%	NOUN
ajfa-14455	184	8	147.782	147.782	NUM
ajfa-14455	184	9	96.926	96.926	NUM
ajfa-14455	184	10	66.46	66.46	NUM
ajfa-14455	184	11	%	%	NOUN
ajfa-14455	184	12	11.22	11.22	NUM
ajfa-14455	184	13	*	*	PUNCT
ajfa-14455	184	14	*	*	PUNCT
ajfa-14455	184	15	*	*	PUNCT
ajfa-14455	184	16	cir-1	cir-1	NUM
ajfa-14455	184	17	75.916	75.916	NUM
ajfa-14455	184	18	28.791	28.791	NUM
ajfa-14455	184	19	2.47	2.47	NUM
ajfa-14455	184	20	%	%	NOUN
ajfa-14455	184	21	88.779	88.779	NUM
ajfa-14455	184	22	46.882	46.882	NUM
ajfa-14455	184	23	19.76	19.76	NUM
ajfa-14455	184	24	%	%	NOUN
ajfa-14455	184	25	3.82	3.82	NUM
ajfa-14455	184	26	*	*	PUNCT
ajfa-14455	184	27	*	*	PUNCT
ajfa-14455	184	28	*	*	PUNCT
ajfa-14455	184	29	cir-2	cir-2	ADP
ajfa-14455	184	30	74.089	74.089	NUM
ajfa-14455	184	31	27.039	27.039	NUM
ajfa-14455	184	32	2.18	2.18	NUM
ajfa-14455	184	33	%	%	NOUN
ajfa-14455	184	34	74.131	74.131	NUM
ajfa-14455	184	35	38.475	38.475	NUM
ajfa-14455	184	36	-4.25	-4.25	NUM
ajfa-14455	184	37	%	%	NOUN
ajfa-14455	184	38	0.01	0.01	NUM
ajfa-14455	184	39	cir-3	cir-3	NUM
ajfa-14455	184	40	72.509	72.509	NUM
ajfa-14455	184	41	29.078	29.078	NUM
ajfa-14455	184	42	3.08	3.08	NUM
ajfa-14455	184	43	%	%	NOUN
ajfa-14455	184	44	77.422	77.422	NUM
ajfa-14455	184	45	60.374	60.374	NUM
ajfa-14455	184	46	0.91	0.91	NUM
ajfa-14455	184	47	%	%	NOUN
ajfa-14455	184	48	1.19	1.19	NUM
ajfa-14455	184	49	cir-4	cir-4	NUM
ajfa-14455	184	50	70.342	70.342	NUM
ajfa-14455	184	51	24.524	24.524	NUM
ajfa-14455	184	52	76.721	76.721	NUM
ajfa-14455	184	53	70.988	70.988	NUM
ajfa-14455	184	54	1.38	1.38	NUM
ajfa-14455	184	55	*	*	PUNCT
ajfa-14455	184	56	*	*	PUNCT
ajfa-14455	184	57	roaa0	roaa0	NOUN
ajfa-14455	184	58	0.449	0.449	NUM
ajfa-14455	184	59	1.235	1.235	NUM
ajfa-14455	185	1	-11.84	-11.84	ADP
ajfa-14455	185	2	%	%	NOUN
ajfa-14455	185	3	-4.119	-4.119	NOUN
ajfa-14455	185	4	3.347	3.347	NUM
ajfa-14455	185	5	623.34	623.34	NUM
ajfa-14455	185	6	%	%	NOUN
ajfa-14455	185	7	20.92	20.92	NUM
ajfa-14455	185	8	*	*	PUNCT
ajfa-14455	185	9	*	*	PUNCT
ajfa-14455	185	10	*	*	PUNCT
ajfa-14455	185	11	roaa-1	roaa-1	NUM
ajfa-14455	185	12	0.509	0.509	NUM
ajfa-14455	185	13	1.942	1.942	NUM
ajfa-14455	185	14	-43.20	-43.20	NUM
ajfa-14455	185	15	%	%	NOUN
ajfa-14455	185	16	-0.569	-0.569	NOUN
ajfa-14455	185	17	2.009	2.009	NUM
ajfa-14455	185	18	-205.16	-205.16	NOUN
ajfa-14455	185	19	%	%	NOUN
ajfa-14455	185	20	6.31	6.31	NUM
ajfa-14455	185	21	*	*	PUNCT
ajfa-14455	185	22	*	*	PUNCT
ajfa-14455	185	23	*	*	PUNCT
ajfa-14455	185	24	roaa-2	roaa-2	NUM
ajfa-14455	185	25	0.896	0.896	DET
ajfa-14455	185	26	1.983	1.983	NUM
ajfa-14455	185	27	-10.95	-10.95	NOUN
ajfa-14455	185	28	%	%	NOUN
ajfa-14455	185	29	0.542	0.542	NUM
ajfa-14455	185	30	1.507	1.507	NUM
ajfa-14455	185	31	-32.80	-32.80	SYM
ajfa-14455	185	32	%	%	NOUN
ajfa-14455	185	33	2.32	2.32	NUM
ajfa-14455	185	34	*	*	PUNCT
ajfa-14455	185	35	*	*	PUNCT
ajfa-14455	185	36	*	*	PUNCT
ajfa-14455	185	37	roaa-3	roaa-3	NUM
ajfa-14455	185	38	1.006	1.006	NUM
ajfa-14455	185	39	1.946	1.946	NUM
ajfa-14455	185	40	-0.74	-0.74	NOUN
ajfa-14455	185	41	%	%	NOUN
ajfa-14455	185	42	0.806	0.806	NUM
ajfa-14455	185	43	1.608	1.608	NUM
ajfa-14455	185	44	-6.75	-6.75	NUM
ajfa-14455	185	45	%	%	NOUN
ajfa-14455	185	46	1.29	1.29	NUM
ajfa-14455	185	47	*	*	PUNCT
ajfa-14455	185	48	*	*	PUNCT
ajfa-14455	185	49	roaa-4	roaa-4	NUM
ajfa-14455	185	50	1.013	1.013	NUM
ajfa-14455	185	51	1.696	1.696	NUM
ajfa-14455	185	52	0.864	0.864	NUM
ajfa-14455	185	53	1.731	1.731	NUM
ajfa-14455	185	54	1.01	1.01	NUM
ajfa-14455	185	55	the	the	DET
ajfa-14455	185	56	table	table	NOUN
ajfa-14455	185	57	presents	present	VERB
ajfa-14455	185	58	the	the	DET
ajfa-14455	185	59	descriptive	descriptive	ADJ
ajfa-14455	185	60	statistics	statistic	NOUN
ajfa-14455	185	61	,	,	PUNCT
ajfa-14455	185	62	percentage	percentage	NOUN
ajfa-14455	185	63	change	change	NOUN
ajfa-14455	185	64	in	in	ADP
ajfa-14455	185	65	mean	mean	ADJ
ajfa-14455	185	66	values	value	NOUN
ajfa-14455	185	67	and	and	CCONJ
ajfa-14455	185	68	t	t	PROPN
ajfa-14455	185	69	-	-	PUNCT
ajfa-14455	185	70	statistics	statistic	NOUN
ajfa-14455	185	71	for	for	ADP
ajfa-14455	185	72	the	the	DET
ajfa-14455	185	73	management	management	NOUN
ajfa-14455	185	74	efficiency	efficiency	NOUN
ajfa-14455	185	75	variables	variable	NOUN
ajfa-14455	185	76	from	from	ADP
ajfa-14455	185	77	year-4	year-4	NUM
ajfa-14455	185	78	to	to	ADP
ajfa-14455	185	79	year0	year0	NOUN
ajfa-14455	185	80	.	.	PUNCT
ajfa-14455	186	1	cir	cir	PROPN
ajfa-14455	186	2	is	be	AUX
ajfa-14455	186	3	the	the	DET
ajfa-14455	186	4	cost	cost	NOUN
ajfa-14455	186	5	to	to	PART
ajfa-14455	186	6	income	income	VERB
ajfa-14455	186	7	ratio	ratio	NOUN
ajfa-14455	186	8	and	and	CCONJ
ajfa-14455	186	9	roaa	roaa	NOUN
ajfa-14455	186	10	is	be	AUX
ajfa-14455	186	11	the	the	DET
ajfa-14455	186	12	return	return	NOUN
ajfa-14455	186	13	on	on	ADP
ajfa-14455	186	14	average	average	ADJ
ajfa-14455	186	15	assets	asset	NOUN
ajfa-14455	186	16	.	.	PUNCT
ajfa-14455	187	1	full	full	ADJ
ajfa-14455	187	2	variable	variable	ADJ
ajfa-14455	187	3	definitions	definition	NOUN
ajfa-14455	187	4	are	be	AUX
ajfa-14455	187	5	in	in	ADP
ajfa-14455	187	6	table	table	NOUN
ajfa-14455	187	7	1	1	NUM
ajfa-14455	187	8	.	.	PUNCT
ajfa-14455	188	1	*	*	PUNCT
ajfa-14455	188	2	*	*	PUNCT
ajfa-14455	188	3	*	*	PUNCT
ajfa-14455	188	4	,	,	PUNCT
ajfa-14455	188	5	*	*	PUNCT
ajfa-14455	189	1	*	*	PUNCT
ajfa-14455	189	2	,	,	PUNCT
ajfa-14455	189	3	and	and	CCONJ
ajfa-14455	189	4	*	*	PUNCT
ajfa-14455	189	5	indicate	indicate	VERB
ajfa-14455	189	6	significance	significance	NOUN
ajfa-14455	189	7	at	at	ADP
ajfa-14455	189	8	the	the	DET
ajfa-14455	189	9	1	1	NUM
ajfa-14455	189	10	%	%	NOUN
ajfa-14455	189	11	,	,	PUNCT
ajfa-14455	189	12	5	5	NUM
ajfa-14455	189	13	%	%	NOUN
ajfa-14455	189	14	,	,	PUNCT
ajfa-14455	189	15	and	and	CCONJ
ajfa-14455	189	16	10	10	NUM
ajfa-14455	189	17	%	%	NOUN
ajfa-14455	189	18	level	level	NOUN
ajfa-14455	189	19	respectively	respectively	ADV
ajfa-14455	189	20	.	.	PUNCT
ajfa-14455	190	1	table	table	NOUN
ajfa-14455	190	2	4	4	NUM
ajfa-14455	190	3	presents	present	VERB
ajfa-14455	190	4	the	the	DET
ajfa-14455	190	5	descriptive	descriptive	ADJ
ajfa-14455	190	6	statistics	statistic	NOUN
ajfa-14455	190	7	,	,	PUNCT
ajfa-14455	190	8	percentage	percentage	NOUN
ajfa-14455	190	9	change	change	NOUN
ajfa-14455	190	10	in	in	ADP
ajfa-14455	190	11	mean	mean	ADJ
ajfa-14455	190	12	values	value	NOUN
ajfa-14455	190	13	and	and	CCONJ
ajfa-14455	190	14	t	t	PROPN
ajfa-14455	190	15	-	-	PUNCT
ajfa-14455	190	16	statistics	statistic	NOUN
ajfa-14455	190	17	for	for	ADP
ajfa-14455	190	18	the	the	DET
ajfa-14455	190	19	management	management	NOUN
ajfa-14455	190	20	efficiency	efficiency	NOUN
ajfa-14455	190	21	variables	variable	NOUN
ajfa-14455	190	22	in	in	ADP
ajfa-14455	190	23	this	this	DET
ajfa-14455	190	24	study	study	NOUN
ajfa-14455	190	25	from	from	ADP
ajfa-14455	190	26	year-4	year-4	NUM
ajfa-14455	190	27	to	to	ADP
ajfa-14455	190	28	year0	year0	NOUN
ajfa-14455	190	29	.	.	PUNCT
ajfa-14455	191	1	the	the	DET
ajfa-14455	191	2	cost	cost	NOUN
ajfa-14455	191	3	to	to	PART
ajfa-14455	191	4	income	income	NOUN
ajfa-14455	191	5	ratio	ratio	NOUN
ajfa-14455	191	6	(	(	PUNCT
ajfa-14455	191	7	cir	cir	NOUN
ajfa-14455	191	8	)	)	PUNCT
ajfa-14455	191	9	for	for	ADP
ajfa-14455	191	10	failed	fail	VERB
ajfa-14455	191	11	banks	bank	NOUN
ajfa-14455	191	12	rose	rise	VERB
ajfa-14455	191	13	drastically	drastically	ADV
ajfa-14455	191	14	in	in	ADP
ajfa-14455	191	15	the	the	DET
ajfa-14455	191	16	years	year	NOUN
ajfa-14455	191	17	leading	lead	VERB
ajfa-14455	191	18	to	to	ADP
ajfa-14455	191	19	failure	failure	NOUN
ajfa-14455	191	20	,	,	PUNCT
ajfa-14455	191	21	doubling	double	VERB
ajfa-14455	191	22	from	from	ADP
ajfa-14455	191	23	about	about	ADV
ajfa-14455	191	24	77	77	NUM
ajfa-14455	191	25	to	to	PART
ajfa-14455	191	26	147	147	NUM
ajfa-14455	191	27	in	in	ADP
ajfa-14455	191	28	just	just	ADV
ajfa-14455	191	29	5	5	NUM
ajfa-14455	191	30	years	year	NOUN
ajfa-14455	191	31	,	,	PUNCT
ajfa-14455	191	32	as	as	SCONJ
ajfa-14455	191	33	compared	compare	VERB
ajfa-14455	191	34	to	to	ADP
ajfa-14455	191	35	the	the	DET
ajfa-14455	191	36	cir	cir	NOUN
ajfa-14455	191	37	for	for	ADP
ajfa-14455	191	38	non	non	ADJ
ajfa-14455	191	39	-	-	ADJ
ajfa-14455	191	40	failed	failed	ADJ
ajfa-14455	191	41	banks	bank	NOUN
ajfa-14455	191	42	which	which	PRON
ajfa-14455	191	43	rose	rise	VERB
ajfa-14455	191	44	albeit	albeit	ADV
ajfa-14455	191	45	at	at	ADP
ajfa-14455	191	46	a	a	DET
ajfa-14455	191	47	much	much	ADV
ajfa-14455	191	48	slower	slow	ADJ
ajfa-14455	191	49	pace	pace	NOUN
ajfa-14455	191	50	.	.	PUNCT
ajfa-14455	192	1	in	in	ADP
ajfa-14455	192	2	contrast	contrast	NOUN
ajfa-14455	192	3	,	,	PUNCT
ajfa-14455	192	4	return	return	VERB
ajfa-14455	192	5	on	on	ADP
ajfa-14455	192	6	average	average	ADJ
ajfa-14455	192	7	assets	asset	NOUN
ajfa-14455	192	8	(	(	PUNCT
ajfa-14455	192	9	roaa	roaa	PROPN
ajfa-14455	192	10	)	)	PUNCT
ajfa-14455	192	11	for	for	ADP
ajfa-14455	192	12	both	both	PRON
ajfa-14455	192	13	failed	fail	VERB
ajfa-14455	192	14	and	and	CCONJ
ajfa-14455	192	15	non	non	ADJ
ajfa-14455	192	16	-	-	ADJ
ajfa-14455	192	17	failed	failed	ADJ
ajfa-14455	192	18	banks	bank	NOUN
ajfa-14455	192	19	over	over	ADP
ajfa-14455	192	20	5	5	NUM
ajfa-14455	192	21	years	year	NOUN
ajfa-14455	192	22	.	.	PUNCT
ajfa-14455	193	1	however	however	ADV
ajfa-14455	193	2	,	,	PUNCT
ajfa-14455	193	3	non	non	ADJ
ajfa-14455	193	4	-	-	ADJ
ajfa-14455	193	5	failed	failed	ADJ
ajfa-14455	193	6	banks	bank	NOUN
ajfa-14455	193	7	recorded	record	VERB
ajfa-14455	193	8	negative	negative	ADJ
ajfa-14455	193	9	roaas	roaas	NOUN
ajfa-14455	193	10	in	in	ADP
ajfa-14455	193	11	year-1	year-1	NUM
ajfa-14455	193	12	and	and	CCONJ
ajfa-14455	193	13	year0	year0	NOUN
ajfa-14455	193	14	.	.	PUNCT
ajfa-14455	194	1	statistically	statistically	ADV
ajfa-14455	194	2	significant	significant	ADJ
ajfa-14455	194	3	t	t	PROPN
ajfa-14455	194	4	-	-	PUNCT
ajfa-14455	194	5	statistics	statistic	NOUN
ajfa-14455	194	6	for	for	ADP
ajfa-14455	194	7	cir	cir	NOUN
ajfa-14455	194	8	and	and	CCONJ
ajfa-14455	194	9	roaa	roaa	PROPN
ajfa-14455	194	10	is	be	AUX
ajfa-14455	194	11	indicative	indicative	ADJ
ajfa-14455	194	12	of	of	ADP
ajfa-14455	194	13	their	their	PRON
ajfa-14455	194	14	suitability	suitability	NOUN
ajfa-14455	194	15	in	in	ADP
ajfa-14455	194	16	predicting	predict	VERB
ajfa-14455	194	17	management	management	NOUN
ajfa-14455	194	18	efficiency	efficiency	NOUN
ajfa-14455	194	19	and	and	CCONJ
ajfa-14455	194	20	subsequently	subsequently	ADV
ajfa-14455	194	21	,	,	PUNCT
ajfa-14455	194	22	bank	bank	NOUN
ajfa-14455	194	23	failure	failure	NOUN
ajfa-14455	194	24	.	.	PUNCT
ajfa-14455	195	1	table	table	NOUN
ajfa-14455	195	2	5	5	NUM
ajfa-14455	195	3	presents	present	VERB
ajfa-14455	195	4	the	the	DET
ajfa-14455	195	5	descriptive	descriptive	ADJ
ajfa-14455	195	6	statistics	statistic	NOUN
ajfa-14455	195	7	,	,	PUNCT
ajfa-14455	195	8	percentage	percentage	NOUN
ajfa-14455	195	9	change	change	NOUN
ajfa-14455	195	10	in	in	ADP
ajfa-14455	195	11	mean	mean	ADJ
ajfa-14455	195	12	values	value	NOUN
ajfa-14455	195	13	and	and	CCONJ
ajfa-14455	195	14	t	t	PROPN
ajfa-14455	195	15	-	-	PUNCT
ajfa-14455	195	16	statistics	statistic	NOUN
ajfa-14455	195	17	for	for	ADP
ajfa-14455	195	18	the	the	DET
ajfa-14455	195	19	liquidity	liquidity	NOUN
ajfa-14455	195	20	variables	variable	NOUN
ajfa-14455	195	21	in	in	ADP
ajfa-14455	195	22	this	this	DET
ajfa-14455	195	23	study	study	NOUN
ajfa-14455	195	24	from	from	ADP
ajfa-14455	195	25	year-4	year-4	NUM
ajfa-14455	195	26	to	to	ADP
ajfa-14455	195	27	year0	year0	NOUN
ajfa-14455	195	28	.	.	PUNCT
ajfa-14455	196	1	we	we	PRON
ajfa-14455	196	2	can	can	AUX
ajfa-14455	196	3	see	see	VERB
ajfa-14455	196	4	that	that	SCONJ
ajfa-14455	196	5	net	net	ADJ
ajfa-14455	196	6	loans	loan	NOUN
ajfa-14455	196	7	to	to	ADP
ajfa-14455	196	8	total	total	ADJ
ajfa-14455	196	9	assets	asset	NOUN
ajfa-14455	196	10	(	(	PUNCT
ajfa-14455	196	11	netloans	netloan	NOUN
ajfa-14455	196	12	)	)	PUNCT
ajfa-14455	196	13	for	for	ADP
ajfa-14455	196	14	non	non	ADJ
ajfa-14455	196	15	-	-	ADJ
ajfa-14455	196	16	failed	failed	ADJ
ajfa-14455	196	17	banks	bank	NOUN
ajfa-14455	196	18	to	to	PART
ajfa-14455	196	19	remain	remain	VERB
ajfa-14455	196	20	relatively	relatively	ADV
ajfa-14455	196	21	unchanged	unchanged	ADJ
ajfa-14455	196	22	as	as	SCONJ
ajfa-14455	196	23	opposed	oppose	VERB
ajfa-14455	196	24	to	to	ADP
ajfa-14455	196	25	failed	fail	VERB
ajfa-14455	196	26	banks	bank	NOUN
ajfa-14455	196	27	who	who	PRON
ajfa-14455	196	28	failed	fail	VERB
ajfa-14455	196	29	banks	bank	NOUN
ajfa-14455	196	30	which	which	PRON
ajfa-14455	196	31	recorded	record	VERB
ajfa-14455	196	32	about	about	ADP
ajfa-14455	196	33	a	a	DET
ajfa-14455	196	34	7	7	NUM
ajfa-14455	196	35	%	%	NOUN
ajfa-14455	196	36	fall	fall	NOUN
ajfa-14455	196	37	in	in	ADP
ajfa-14455	196	38	netloans	netloan	NOUN
ajfa-14455	196	39	in	in	ADP
ajfa-14455	196	40	year0	year0	NOUN
ajfa-14455	196	41	.	.	PUNCT
ajfa-14455	197	1	the	the	DET
ajfa-14455	197	2	loan	loan	NOUN
ajfa-14455	197	3	to	to	PART
ajfa-14455	197	4	deposit	deposit	VERB
ajfa-14455	197	5	ratio	ratio	NOUN
ajfa-14455	197	6	(	(	PUNCT
ajfa-14455	197	7	loandep	loandep	ADV
ajfa-14455	197	8	)	)	PUNCT
ajfa-14455	197	9	for	for	ADP
ajfa-14455	197	10	both	both	CCONJ
ajfa-14455	197	11	failed	fail	VERB
ajfa-14455	197	12	and	and	CCONJ
ajfa-14455	197	13	non	non	ADJ
ajfa-14455	197	14	-	-	ADJ
ajfa-14455	197	15	failed	failed	ADJ
ajfa-14455	197	16	banks	bank	NOUN
ajfa-14455	197	17	meanwhile	meanwhile	ADV
ajfa-14455	197	18	fell	fall	VERB
ajfa-14455	197	19	in	in	ADP
ajfa-14455	197	20	year-1	year-1	NUM
ajfa-14455	197	21	and	and	CCONJ
ajfa-14455	197	22	year0	year0	NOUN
ajfa-14455	197	23	,	,	PUNCT
ajfa-14455	197	24	with	with	ADP
ajfa-14455	197	25	failed	fail	VERB
ajfa-14455	197	26	banks	bank	NOUN
ajfa-14455	197	27	recording	record	VERB
ajfa-14455	197	28	a	a	DET
ajfa-14455	197	29	much	much	ADV
ajfa-14455	197	30	greater	great	ADJ
ajfa-14455	197	31	fall	fall	NOUN
ajfa-14455	197	32	than	than	ADP
ajfa-14455	197	33	non	non	ADJ
ajfa-14455	197	34	-	-	ADJ
ajfa-14455	197	35	failed	failed	ADJ
ajfa-14455	197	36	banks	bank	NOUN
ajfa-14455	197	37	.	.	PUNCT
ajfa-14455	198	1	t	t	PROPN
ajfa-14455	198	2	-	-	PUNCT
ajfa-14455	198	3	statistics	statistic	NOUN
ajfa-14455	198	4	for	for	ADP
ajfa-14455	198	5	both	both	DET
ajfa-14455	198	6	variables	variable	NOUN
ajfa-14455	198	7	suggest	suggest	VERB
ajfa-14455	198	8	that	that	SCONJ
ajfa-14455	198	9	both	both	PRON
ajfa-14455	198	10	are	be	AUX
ajfa-14455	198	11	good	good	ADJ
ajfa-14455	198	12	indicators	indicator	NOUN
ajfa-14455	198	13	of	of	ADP
ajfa-14455	198	14	potential	potential	ADJ
ajfa-14455	198	15	bank	bank	NOUN
ajfa-14455	198	16	failure	failure	NOUN
ajfa-14455	198	17	.	.	PUNCT
ajfa-14455	199	1	asian	asian	ADJ
ajfa-14455	199	2	journal	journal	PROPN
ajfa-14455	199	3	of	of	ADP
ajfa-14455	199	4	finance	finance	PROPN
ajfa-14455	199	5	&	&	CCONJ
ajfa-14455	199	6	accounting	accounting	PROPN
ajfa-14455	199	7	issn	issn	PROPN
ajfa-14455	199	8	1946	1946	NUM
ajfa-14455	199	9	-	-	PUNCT
ajfa-14455	199	10	052x	052x	PROPN
ajfa-14455	199	11	2019	2019	NUM
ajfa-14455	199	12	,	,	PUNCT
ajfa-14455	199	13	vol	vol	NOUN
ajfa-14455	199	14	.	.	PROPN
ajfa-14455	199	15	11	11	NUM
ajfa-14455	199	16	,	,	PUNCT
ajfa-14455	199	17	no	no	INTJ
ajfa-14455	199	18	.	.	NOUN
ajfa-14455	199	19	1	1	NUM
ajfa-14455	199	20	122	122	NUM
ajfa-14455	199	21	ajfa.macrothink.org	ajfa.macrothink.org	ADJ
ajfa-14455	199	22	table	table	NOUN
ajfa-14455	199	23	5	5	NUM
ajfa-14455	199	24	.	.	PUNCT
ajfa-14455	199	25	descriptive	descriptive	ADJ
ajfa-14455	199	26	statistics	statistic	NOUN
ajfa-14455	199	27	and	and	CCONJ
ajfa-14455	199	28	t	t	NOUN
ajfa-14455	199	29	-	-	PUNCT
ajfa-14455	199	30	test	test	NOUN
ajfa-14455	199	31	for	for	ADP
ajfa-14455	199	32	liquidity	liquidity	NOUN
ajfa-14455	199	33	liquidity	liquidity	NOUN
ajfa-14455	199	34	non	non	ADJ
ajfa-14455	199	35	-	-	ADJ
ajfa-14455	199	36	failed	failed	ADJ
ajfa-14455	199	37	banks	bank	NOUN
ajfa-14455	199	38	failed	fail	VERB
ajfa-14455	199	39	banks	bank	NOUN
ajfa-14455	199	40	t	t	PROPN
ajfa-14455	199	41	-	-	PUNCT
ajfa-14455	199	42	stat	stat	NOUN
ajfa-14455	199	43	mean	mean	VERB
ajfa-14455	199	44	std	std	PROPN
ajfa-14455	199	45	.	.	PROPN
ajfa-14455	200	1	dev	dev	PROPN
ajfa-14455	200	2	.	.	PUNCT
ajfa-14455	201	1	%	%	NOUN
ajfa-14455	201	2	change	change	NOUN
ajfa-14455	201	3	mean	mean	VERB
ajfa-14455	201	4	std	std	PROPN
ajfa-14455	201	5	.	.	PROPN
ajfa-14455	202	1	dev	dev	PROPN
ajfa-14455	202	2	.	.	PUNCT
ajfa-14455	203	1	%	%	NOUN
ajfa-14455	203	2	change	change	NOUN
ajfa-14455	203	3	netloans0	netloans0	PUNCT
ajfa-14455	204	1	62.766	62.766	NUM
ajfa-14455	204	2	14.411	14.411	NUM
ajfa-14455	204	3	-2.62	-2.62	NUM
ajfa-14455	204	4	%	%	NOUN
ajfa-14455	204	5	70.718	70.718	NUM
ajfa-14455	204	6	10.400	10.400	NUM
ajfa-14455	204	7	-6.84	-6.84	NOUN
ajfa-14455	204	8	%	%	NOUN
ajfa-14455	204	9	7.31	7.31	NUM
ajfa-14455	204	10	*	*	PUNCT
ajfa-14455	204	11	*	*	PUNCT
ajfa-14455	204	12	*	*	PUNCT
ajfa-14455	204	13	netloans-1	netloans-1	ADP
ajfa-14455	204	14	64.453	64.453	NUM
ajfa-14455	204	15	15.845	15.845	NUM
ajfa-14455	204	16	-1.83	-1.83	NUM
ajfa-14455	204	17	%	%	NOUN
ajfa-14455	204	18	75.908	75.908	NUM
ajfa-14455	204	19	10.014	10.014	NUM
ajfa-14455	204	20	1.49	1.49	NUM
ajfa-14455	204	21	%	%	NOUN
ajfa-14455	204	22	9.99	9.99	NUM
ajfa-14455	204	23	*	*	PUNCT
ajfa-14455	204	24	*	*	PUNCT
ajfa-14455	204	25	*	*	PUNCT
ajfa-14455	204	26	netloans-2	netloans-2	NUM
ajfa-14455	204	27	65.657	65.657	NUM
ajfa-14455	204	28	15.816	15.816	NUM
ajfa-14455	204	29	2.42	2.42	NUM
ajfa-14455	204	30	%	%	NOUN
ajfa-14455	204	31	74.792	74.792	NUM
ajfa-14455	204	32	13.205	13.205	NUM
ajfa-14455	204	33	-2.07	-2.07	NUM
ajfa-14455	204	34	%	%	NOUN
ajfa-14455	204	35	7.24	7.24	NUM
ajfa-14455	204	36	*	*	PUNCT
ajfa-14455	204	37	*	*	PUNCT
ajfa-14455	204	38	*	*	PUNCT
ajfa-14455	204	39	netloans-3	netloans-3	ADP
ajfa-14455	204	40	64.103	64.103	NUM
ajfa-14455	204	41	16.283	16.283	NUM
ajfa-14455	204	42	1.57	1.57	NUM
ajfa-14455	204	43	%	%	NOUN
ajfa-14455	204	44	76.371	76.371	NUM
ajfa-14455	204	45	11.761	11.761	NUM
ajfa-14455	204	46	4.72	4.72	NUM
ajfa-14455	204	47	%	%	NOUN
ajfa-14455	204	48	9.98	9.98	NUM
ajfa-14455	204	49	*	*	PUNCT
ajfa-14455	204	50	*	*	PUNCT
ajfa-14455	204	51	*	*	PUNCT
ajfa-14455	204	52	netloans-4	netloans-4	NUM
ajfa-14455	204	53	63.111	63.111	NUM
ajfa-14455	204	54	16.585	16.585	NUM
ajfa-14455	204	55	72.927	72.927	NUM
ajfa-14455	204	56	16.021	16.021	NUM
ajfa-14455	204	57	6.96	6.96	NUM
ajfa-14455	204	58	*	*	PUNCT
ajfa-14455	204	59	*	*	PUNCT
ajfa-14455	204	60	*	*	PUNCT
ajfa-14455	204	61	liq0	liq0	PROPN
ajfa-14455	204	62	0.009	0.009	NUM
ajfa-14455	204	63	0.008	0.008	NUM
ajfa-14455	204	64	12.50	12.50	NUM
ajfa-14455	204	65	%	%	NOUN
ajfa-14455	204	66	0.010	0.010	NUM
ajfa-14455	204	67	0.007	0.007	NUM
ajfa-14455	204	68	42.86	42.86	NUM
ajfa-14455	204	69	%	%	NOUN
ajfa-14455	204	70	1.59	1.59	NUM
ajfa-14455	204	71	*	*	PUNCT
ajfa-14455	204	72	*	*	PUNCT
ajfa-14455	204	73	liq-1	liq-1	NUM
ajfa-14455	204	74	0.008	0.008	NUM
ajfa-14455	204	75	0.008	0.008	NUM
ajfa-14455	204	76	14.30	14.30	NUM
ajfa-14455	204	77	%	%	NOUN
ajfa-14455	204	78	0.007	0.007	NUM
ajfa-14455	204	79	0.005	0.005	NUM
ajfa-14455	204	80	0.00	0.00	NUM
ajfa-14455	204	81	%	%	NOUN
ajfa-14455	204	82	2.77	2.77	NUM
ajfa-14455	204	83	*	*	PUNCT
ajfa-14455	204	84	*	*	PUNCT
ajfa-14455	204	85	*	*	PUNCT
ajfa-14455	204	86	liq-2	liq-2	NUM
ajfa-14455	204	87	0.007	0.007	NUM
ajfa-14455	204	88	0.007	0.007	NUM
ajfa-14455	204	89	-12.50	-12.50	PROPN
ajfa-14455	204	90	%	%	NOUN
ajfa-14455	204	91	0.007	0.007	NUM
ajfa-14455	204	92	0.009	0.009	NUM
ajfa-14455	204	93	-12.50	-12.50	PROPN
ajfa-14455	204	94	%	%	NOUN
ajfa-14455	204	95	0.14	0.14	NUM
ajfa-14455	204	96	liq-3	liq-3	NUM
ajfa-14455	204	97	0.008	0.008	NUM
ajfa-14455	204	98	0.008	0.008	NUM
ajfa-14455	204	99	0.00	0.00	NUM
ajfa-14455	204	100	%	%	NOUN
ajfa-14455	204	101	0.008	0.008	NUM
ajfa-14455	204	102	0.009	0.009	NUM
ajfa-14455	204	103	-11.11	-11.11	NOUN
ajfa-14455	204	104	%	%	NOUN
ajfa-14455	204	105	0.28	0.28	NUM
ajfa-14455	204	106	liq-4	liq-4	ADV
ajfa-14455	204	107	0.008	0.008	NUM
ajfa-14455	204	108	0.008	0.008	NUM
ajfa-14455	204	109	0.009	0.009	NUM
ajfa-14455	204	110	0.013	0.013	NUM
ajfa-14455	204	111	0.95	0.95	NUM
ajfa-14455	204	112	loandep0	loandep0	NOUN
ajfa-14455	204	113	79.510	79.510	NUM
ajfa-14455	204	114	23.250	23.250	NUM
ajfa-14455	204	115	-7.67	-7.67	NUM
ajfa-14455	204	116	%	%	NOUN
ajfa-14455	204	117	84.500	84.500	NUM
ajfa-14455	204	118	14.780	14.780	NUM
ajfa-14455	204	119	-11.33	-11.33	NOUN
ajfa-14455	204	120	%	%	NOUN
ajfa-14455	204	121	2.97	2.97	NUM
ajfa-14455	204	122	*	*	PUNCT
ajfa-14455	204	123	*	*	PUNCT
ajfa-14455	204	124	*	*	PUNCT
ajfa-14455	204	125	loandep-1	loandep-1	PROPN
ajfa-14455	204	126	86.120	86.120	NUM
ajfa-14455	204	127	49.100	49.100	NUM
ajfa-14455	204	128	-0.31	-0.31	NUM
ajfa-14455	204	129	%	%	NOUN
ajfa-14455	204	130	95.300	95.300	NUM
ajfa-14455	204	131	18.050	18.050	NUM
ajfa-14455	204	132	-3.57	-3.57	NUM
ajfa-14455	204	133	%	%	NOUN
ajfa-14455	204	134	2.87	2.87	NUM
ajfa-14455	204	135	*	*	PUNCT
ajfa-14455	204	136	*	*	PUNCT
ajfa-14455	204	137	*	*	PUNCT
ajfa-14455	204	138	loandep-2	loandep-2	PROPN
ajfa-14455	204	139	86.380	86.380	NUM
ajfa-14455	204	140	44.190	44.190	NUM
ajfa-14455	204	141	4.82	4.82	NUM
ajfa-14455	204	142	%	%	NOUN
ajfa-14455	204	143	98.830	98.830	NUM
ajfa-14455	204	144	28.670	28.670	NUM
ajfa-14455	204	145	5.19	5.19	NUM
ajfa-14455	204	146	%	%	NOUN
ajfa-14455	204	147	3.86	3.86	NUM
ajfa-14455	204	148	*	*	PUNCT
ajfa-14455	204	149	*	*	PUNCT
ajfa-14455	204	150	*	*	PUNCT
ajfa-14455	204	151	loandep-3	loandep-3	NUM
ajfa-14455	204	152	82.410	82.410	NUM
ajfa-14455	204	153	25.380	25.380	NUM
ajfa-14455	204	154	3.30	3.30	NUM
ajfa-14455	204	155	%	%	NOUN
ajfa-14455	204	156	93.950	93.950	NUM
ajfa-14455	204	157	18.340	18.340	NUM
ajfa-14455	204	158	2.44	2.44	NUM
ajfa-14455	204	159	%	%	NOUN
ajfa-14455	204	160	6.02	6.02	NUM
ajfa-14455	204	161	*	*	PUNCT
ajfa-14455	204	162	*	*	PUNCT
ajfa-14455	204	163	*	*	X
ajfa-14455	204	164	loandep-4	loandep-4	NUM
ajfa-14455	204	165	79.780	79.780	NUM
ajfa-14455	204	166	22.470	22.470	NUM
ajfa-14455	204	167	91.710	91.710	NUM
ajfa-14455	204	168	21.760	21.760	NUM
ajfa-14455	204	169	6.23	6.23	NUM
ajfa-14455	204	170	*	*	PUNCT
ajfa-14455	204	171	*	*	PUNCT
ajfa-14455	204	172	*	*	PUNCT
ajfa-14455	204	173	the	the	DET
ajfa-14455	204	174	table	table	NOUN
ajfa-14455	204	175	presents	present	VERB
ajfa-14455	204	176	the	the	DET
ajfa-14455	204	177	descriptive	descriptive	ADJ
ajfa-14455	204	178	statistics	statistic	NOUN
ajfa-14455	204	179	,	,	PUNCT
ajfa-14455	204	180	percentage	percentage	NOUN
ajfa-14455	204	181	change	change	NOUN
ajfa-14455	204	182	in	in	ADP
ajfa-14455	204	183	mean	mean	ADJ
ajfa-14455	204	184	values	value	NOUN
ajfa-14455	204	185	and	and	CCONJ
ajfa-14455	204	186	t	t	PROPN
ajfa-14455	204	187	-	-	PUNCT
ajfa-14455	204	188	statistics	statistic	NOUN
ajfa-14455	204	189	for	for	ADP
ajfa-14455	204	190	the	the	DET
ajfa-14455	204	191	liquidity	liquidity	NOUN
ajfa-14455	204	192	variables	variable	NOUN
ajfa-14455	204	193	from	from	ADP
ajfa-14455	204	194	year-4	year-4	NUM
ajfa-14455	204	195	to	to	ADP
ajfa-14455	204	196	year0	year0	NOUN
ajfa-14455	204	197	.	.	PUNCT
ajfa-14455	205	1	netloans	netloans	PROPN
ajfa-14455	205	2	is	be	AUX
ajfa-14455	205	3	the	the	DET
ajfa-14455	205	4	ratio	ratio	NOUN
ajfa-14455	205	5	of	of	ADP
ajfa-14455	205	6	net	net	ADJ
ajfa-14455	205	7	loans	loan	NOUN
ajfa-14455	205	8	to	to	ADP
ajfa-14455	205	9	total	total	ADJ
ajfa-14455	205	10	assets	asset	NOUN
ajfa-14455	205	11	,	,	PUNCT
ajfa-14455	205	12	liq	liq	NOUN
ajfa-14455	205	13	is	be	AUX
ajfa-14455	205	14	the	the	DET
ajfa-14455	205	15	ratio	ratio	NOUN
ajfa-14455	205	16	of	of	ADP
ajfa-14455	205	17	liquid	liquid	ADJ
ajfa-14455	205	18	funds	fund	NOUN
ajfa-14455	205	19	to	to	ADP
ajfa-14455	205	20	total	total	ADJ
ajfa-14455	205	21	assets	asset	NOUN
ajfa-14455	205	22	,	,	PUNCT
ajfa-14455	205	23	and	and	CCONJ
ajfa-14455	205	24	loandep	loandep	ADV
ajfa-14455	205	25	is	be	AUX
ajfa-14455	205	26	loans	loan	NOUN
ajfa-14455	205	27	to	to	ADP
ajfa-14455	205	28	deposits	deposit	NOUN
ajfa-14455	205	29	ratio	ratio	NOUN
ajfa-14455	205	30	.	.	PUNCT
ajfa-14455	206	1	full	full	ADJ
ajfa-14455	206	2	variable	variable	ADJ
ajfa-14455	206	3	definitions	definition	NOUN
ajfa-14455	206	4	are	be	AUX
ajfa-14455	206	5	in	in	ADP
ajfa-14455	206	6	table	table	NOUN
ajfa-14455	206	7	1	1	NUM
ajfa-14455	206	8	.	.	PUNCT
ajfa-14455	207	1	*	*	PUNCT
ajfa-14455	207	2	*	*	PUNCT
ajfa-14455	207	3	*	*	PUNCT
ajfa-14455	207	4	,	,	PUNCT
ajfa-14455	207	5	*	*	PUNCT
ajfa-14455	208	1	*	*	PUNCT
ajfa-14455	208	2	,	,	PUNCT
ajfa-14455	208	3	and	and	CCONJ
ajfa-14455	208	4	*	*	PUNCT
ajfa-14455	208	5	indicate	indicate	VERB
ajfa-14455	208	6	significance	significance	NOUN
ajfa-14455	208	7	at	at	ADP
ajfa-14455	208	8	the	the	DET
ajfa-14455	208	9	1	1	NUM
ajfa-14455	208	10	%	%	NOUN
ajfa-14455	208	11	,	,	PUNCT
ajfa-14455	208	12	5	5	NUM
ajfa-14455	208	13	%	%	NOUN
ajfa-14455	208	14	,	,	PUNCT
ajfa-14455	208	15	and	and	CCONJ
ajfa-14455	208	16	10	10	NUM
ajfa-14455	208	17	%	%	NOUN
ajfa-14455	208	18	level	level	NOUN
ajfa-14455	208	19	respectively	respectively	ADV
ajfa-14455	208	20	.	.	PUNCT
ajfa-14455	209	1	table	table	NOUN
ajfa-14455	209	2	6	6	NUM
ajfa-14455	209	3	presents	present	VERB
ajfa-14455	209	4	the	the	DET
ajfa-14455	209	5	descriptive	descriptive	ADJ
ajfa-14455	209	6	statistics	statistic	NOUN
ajfa-14455	209	7	,	,	PUNCT
ajfa-14455	209	8	percentage	percentage	NOUN
ajfa-14455	209	9	change	change	NOUN
ajfa-14455	209	10	in	in	ADP
ajfa-14455	209	11	mean	mean	ADJ
ajfa-14455	209	12	values	value	NOUN
ajfa-14455	209	13	and	and	CCONJ
ajfa-14455	209	14	t	t	PROPN
ajfa-14455	209	15	-	-	PUNCT
ajfa-14455	209	16	statistics	statistic	NOUN
ajfa-14455	209	17	for	for	ADP
ajfa-14455	209	18	the	the	DET
ajfa-14455	209	19	earnings	earning	NOUN
ajfa-14455	209	20	and	and	CCONJ
ajfa-14455	209	21	net	net	ADJ
ajfa-14455	209	22	interest	interest	NOUN
ajfa-14455	209	23	income	income	NOUN
ajfa-14455	209	24	variables	variable	NOUN
ajfa-14455	209	25	in	in	ADP
ajfa-14455	209	26	this	this	DET
ajfa-14455	209	27	study	study	NOUN
ajfa-14455	209	28	from	from	ADP
ajfa-14455	209	29	year-4	year-4	NUM
ajfa-14455	209	30	to	to	ADP
ajfa-14455	209	31	year0	year0	NOUN
ajfa-14455	209	32	.	.	PUNCT
ajfa-14455	210	1	net	net	ADJ
ajfa-14455	210	2	income	income	NOUN
ajfa-14455	210	3	to	to	PART
ajfa-14455	210	4	average	average	ADJ
ajfa-14455	210	5	equity	equity	NOUN
ajfa-14455	210	6	(	(	PUNCT
ajfa-14455	210	7	roae	roae	PROPN
ajfa-14455	210	8	)	)	PUNCT
ajfa-14455	210	9	stands	stand	VERB
ajfa-14455	210	10	out	out	ADP
ajfa-14455	210	11	in	in	ADP
ajfa-14455	210	12	particular	particular	ADJ
ajfa-14455	210	13	.	.	PUNCT
ajfa-14455	211	1	we	we	PRON
ajfa-14455	211	2	can	can	AUX
ajfa-14455	211	3	see	see	VERB
ajfa-14455	211	4	that	that	SCONJ
ajfa-14455	211	5	in	in	ADP
ajfa-14455	211	6	the	the	DET
ajfa-14455	211	7	years	year	NOUN
ajfa-14455	211	8	leading	lead	VERB
ajfa-14455	211	9	up	up	ADP
ajfa-14455	211	10	to	to	ADP
ajfa-14455	211	11	year0	year0	NOUN
ajfa-14455	211	12	,	,	PUNCT
ajfa-14455	211	13	both	both	PRON
ajfa-14455	211	14	failed	fail	VERB
ajfa-14455	211	15	and	and	CCONJ
ajfa-14455	211	16	non	non	ADJ
ajfa-14455	211	17	-	-	ADJ
ajfa-14455	211	18	failed	failed	ADJ
ajfa-14455	211	19	banks	bank	NOUN
ajfa-14455	211	20	recorded	record	VERB
ajfa-14455	211	21	falling	fall	VERB
ajfa-14455	211	22	roaes	roaes	NOUN
ajfa-14455	211	23	.	.	PUNCT
ajfa-14455	212	1	however	however	ADV
ajfa-14455	212	2	,	,	PUNCT
ajfa-14455	212	3	non	non	ADJ
ajfa-14455	212	4	-	-	ADJ
ajfa-14455	212	5	failed	failed	ADJ
ajfa-14455	212	6	banks	bank	NOUN
ajfa-14455	212	7	were	be	AUX
ajfa-14455	212	8	able	able	ADJ
ajfa-14455	212	9	to	to	PART
ajfa-14455	212	10	maintain	maintain	VERB
ajfa-14455	212	11	a	a	DET
ajfa-14455	212	12	positive	positive	ADJ
ajfa-14455	212	13	roae	roae	NOUN
ajfa-14455	212	14	.	.	PUNCT
ajfa-14455	213	1	failed	fail	VERB
ajfa-14455	213	2	banks	bank	NOUN
ajfa-14455	213	3	in	in	ADP
ajfa-14455	213	4	contrast	contrast	NOUN
ajfa-14455	213	5	,	,	PUNCT
ajfa-14455	213	6	recorded	record	VERB
ajfa-14455	213	7	a	a	DET
ajfa-14455	213	8	fall	fall	NOUN
ajfa-14455	213	9	of	of	ADP
ajfa-14455	213	10	more	more	ADJ
ajfa-14455	213	11	than	than	ADP
ajfa-14455	213	12	1,000	1,000	NUM
ajfa-14455	213	13	%	%	NOUN
ajfa-14455	213	14	from	from	ADP
ajfa-14455	213	15	year-1	year-1	NUM
ajfa-14455	213	16	to	to	ADP
ajfa-14455	213	17	year0	year0	NOUN
ajfa-14455	213	18	.	.	PUNCT
ajfa-14455	214	1	though	though	SCONJ
ajfa-14455	214	2	not	not	PART
ajfa-14455	214	3	to	to	ADP
ajfa-14455	214	4	this	this	DET
ajfa-14455	214	5	extent	extent	NOUN
ajfa-14455	214	6	,	,	PUNCT
ajfa-14455	214	7	a	a	DET
ajfa-14455	214	8	similar	similar	ADJ
ajfa-14455	214	9	trend	trend	NOUN
ajfa-14455	214	10	can	can	AUX
ajfa-14455	214	11	be	be	AUX
ajfa-14455	214	12	observed	observe	VERB
ajfa-14455	214	13	for	for	ADP
ajfa-14455	214	14	net	net	ADJ
ajfa-14455	214	15	interest	interest	NOUN
ajfa-14455	214	16	margins	margin	NOUN
ajfa-14455	214	17	(	(	PUNCT
ajfa-14455	214	18	nim	nim	NOUN
ajfa-14455	214	19	)	)	PUNCT
ajfa-14455	214	20	for	for	ADP
ajfa-14455	214	21	both	both	DET
ajfa-14455	214	22	samples	sample	NOUN
ajfa-14455	214	23	;	;	PUNCT
ajfa-14455	214	24	indicating	indicate	VERB
ajfa-14455	214	25	that	that	SCONJ
ajfa-14455	214	26	holding	hold	VERB
ajfa-14455	214	27	high	high	ADJ
ajfa-14455	214	28	-	-	PUNCT
ajfa-14455	214	29	risk	risk	NOUN
ajfa-14455	214	30	,	,	PUNCT
ajfa-14455	214	31	high	high	ADJ
ajfa-14455	214	32	-	-	PUNCT
ajfa-14455	214	33	yield	yield	NOUN
ajfa-14455	214	34	assets	asset	NOUN
ajfa-14455	214	35	initially	initially	ADV
ajfa-14455	214	36	increases	increase	VERB
ajfa-14455	214	37	the	the	DET
ajfa-14455	214	38	nim	nim	NOUN
ajfa-14455	214	39	of	of	ADP
ajfa-14455	214	40	banks	bank	NOUN
ajfa-14455	214	41	but	but	CCONJ
ajfa-14455	214	42	when	when	SCONJ
ajfa-14455	214	43	the	the	DET
ajfa-14455	214	44	bank	bank	NOUN
ajfa-14455	214	45	faces	face	VERB
ajfa-14455	214	46	financial	financial	ADJ
ajfa-14455	214	47	distress	distress	NOUN
ajfa-14455	214	48	,	,	PUNCT
ajfa-14455	214	49	increasing	increase	VERB
ajfa-14455	214	50	funding	funding	NOUN
ajfa-14455	214	51	costs	cost	NOUN
ajfa-14455	214	52	and	and	CCONJ
ajfa-14455	214	53	high	high	ADJ
ajfa-14455	214	54	levels	level	NOUN
ajfa-14455	214	55	of	of	ADP
ajfa-14455	214	56	defaults	default	NOUN
ajfa-14455	214	57	deteriorate	deteriorate	VERB
ajfa-14455	214	58	nim	nim	PROPN
ajfa-14455	214	59	.	.	PUNCT
ajfa-14455	215	1	(	(	PUNCT
ajfa-14455	215	2	despagne	despagne	PROPN
ajfa-14455	215	3	,	,	PUNCT
ajfa-14455	215	4	2010	2010	NUM
ajfa-14455	215	5	)	)	PUNCT
ajfa-14455	215	6	.	.	PUNCT
ajfa-14455	216	1	the	the	DET
ajfa-14455	216	2	magnitude	magnitude	NOUN
ajfa-14455	216	3	of	of	ADP
ajfa-14455	216	4	change	change	NOUN
ajfa-14455	216	5	observed	observe	VERB
ajfa-14455	216	6	for	for	ADP
ajfa-14455	216	7	both	both	DET
ajfa-14455	216	8	variables	variable	NOUN
ajfa-14455	216	9	is	be	AUX
ajfa-14455	216	10	suggestive	suggestive	ADJ
ajfa-14455	216	11	of	of	ADP
ajfa-14455	216	12	their	their	PRON
ajfa-14455	216	13	explanatory	explanatory	ADJ
ajfa-14455	216	14	power	power	NOUN
ajfa-14455	216	15	.	.	PUNCT
ajfa-14455	217	1	outside	outside	ADP
ajfa-14455	217	2	the	the	DET
ajfa-14455	217	3	camel	camel	NOUN
ajfa-14455	217	4	framework	framework	NOUN
ajfa-14455	217	5	,	,	PUNCT
ajfa-14455	217	6	other	other	ADJ
ajfa-14455	217	7	financial	financial	ADJ
ajfa-14455	217	8	items	item	NOUN
ajfa-14455	217	9	may	may	AUX
ajfa-14455	217	10	provide	provide	VERB
ajfa-14455	217	11	indication	indication	NOUN
ajfa-14455	217	12	as	as	ADP
ajfa-14455	217	13	to	to	ADP
ajfa-14455	217	14	the	the	DET
ajfa-14455	217	15	health	health	NOUN
ajfa-14455	217	16	of	of	ADP
ajfa-14455	217	17	the	the	DET
ajfa-14455	217	18	bank	bank	NOUN
ajfa-14455	217	19	.	.	PUNCT
ajfa-14455	218	1	non	non	ADJ
ajfa-14455	218	2	-	-	ADJ
ajfa-14455	218	3	interest	interest	ADJ
ajfa-14455	218	4	income	income	NOUN
ajfa-14455	218	5	have	have	AUX
ajfa-14455	218	6	often	often	ADV
ajfa-14455	218	7	been	be	AUX
ajfa-14455	218	8	perceived	perceive	VERB
ajfa-14455	218	9	as	as	ADP
ajfa-14455	218	10	riskier	risky	ADJ
ajfa-14455	218	11	(	(	PUNCT
ajfa-14455	218	12	allen	allen	PROPN
ajfa-14455	218	13	&	&	CCONJ
ajfa-14455	218	14	jagtiani	jagtiani	PROPN
ajfa-14455	218	15	,	,	PUNCT
ajfa-14455	218	16	2000	2000	NUM
ajfa-14455	218	17	;	;	PUNCT
ajfa-14455	218	18	clark	clark	PROPN
ajfa-14455	218	19	et	et	PROPN
ajfa-14455	218	20	al	al	PROPN
ajfa-14455	218	21	,	,	PUNCT
ajfa-14455	218	22	2007	2007	NUM
ajfa-14455	218	23	;	;	PUNCT
ajfa-14455	218	24	deyoung	deyoung	PROPN
ajfa-14455	218	25	&	&	CCONJ
ajfa-14455	218	26	torna	torna	PROPN
ajfa-14455	218	27	,	,	PUNCT
ajfa-14455	218	28	2012	2012	NUM
ajfa-14455	218	29	)	)	PUNCT
ajfa-14455	218	30	but	but	CCONJ
ajfa-14455	218	31	may	may	AUX
ajfa-14455	218	32	also	also	ADV
ajfa-14455	218	33	be	be	AUX
ajfa-14455	218	34	seen	see	VERB
ajfa-14455	218	35	as	as	ADP
ajfa-14455	218	36	a	a	DET
ajfa-14455	218	37	diversification	diversification	NOUN
ajfa-14455	218	38	of	of	ADP
ajfa-14455	218	39	business	business	NOUN
ajfa-14455	218	40	,	,	PUNCT
ajfa-14455	218	41	if	if	SCONJ
ajfa-14455	218	42	carefully	carefully	ADV
ajfa-14455	218	43	executed	execute	VERB
ajfa-14455	218	44	(	(	PUNCT
ajfa-14455	218	45	gamra	gamra	NOUN
ajfa-14455	218	46	and	and	CCONJ
ajfa-14455	218	47	plihon	plihon	NOUN
ajfa-14455	218	48	,	,	PUNCT
ajfa-14455	218	49	2011	2011	NUM
ajfa-14455	218	50	)	)	PUNCT
ajfa-14455	218	51	.	.	PUNCT
ajfa-14455	219	1	our	our	PRON
ajfa-14455	219	2	non	non	ADJ
ajfa-14455	219	3	-	-	ADJ
ajfa-14455	219	4	failed	failed	ADJ
ajfa-14455	219	5	bank	bank	NOUN
ajfa-14455	219	6	sample	sample	NOUN
ajfa-14455	219	7	seem	seem	VERB
ajfa-14455	219	8	to	to	PART
ajfa-14455	219	9	fall	fall	VERB
ajfa-14455	219	10	into	into	ADP
ajfa-14455	219	11	the	the	DET
ajfa-14455	219	12	latter	latter	ADJ
ajfa-14455	219	13	category	category	NOUN
ajfa-14455	219	14	,	,	PUNCT
ajfa-14455	219	15	recording	record	VERB
ajfa-14455	219	16	much	much	ADV
ajfa-14455	219	17	higher	high	ADJ
ajfa-14455	219	18	levels	level	NOUN
ajfa-14455	219	19	of	of	ADP
ajfa-14455	219	20	non	non	ADJ
ajfa-14455	219	21	-	-	ADJ
ajfa-14455	219	22	interest	interest	ADJ
ajfa-14455	219	23	income	income	NOUN
ajfa-14455	219	24	as	as	SCONJ
ajfa-14455	219	25	compared	compare	VERB
ajfa-14455	219	26	to	to	ADP
ajfa-14455	219	27	failed	fail	VERB
ajfa-14455	219	28	banks	bank	NOUN
ajfa-14455	219	29	.	.	PUNCT
ajfa-14455	220	1	it	it	PRON
ajfa-14455	220	2	is	be	AUX
ajfa-14455	220	3	possible	possible	ADJ
ajfa-14455	220	4	that	that	SCONJ
ajfa-14455	220	5	a	a	DET
ajfa-14455	220	6	well	well	ADV
ajfa-14455	220	7	-	-	PUNCT
ajfa-14455	220	8	diversified	diversify	VERB
ajfa-14455	220	9	mix	mix	NOUN
ajfa-14455	220	10	of	of	ADP
ajfa-14455	220	11	interest	interest	NOUN
ajfa-14455	220	12	and	and	CCONJ
ajfa-14455	220	13	non	non	ADJ
ajfa-14455	220	14	-	-	ADJ
ajfa-14455	220	15	interest	interest	ADJ
ajfa-14455	220	16	sources	source	NOUN
ajfa-14455	220	17	of	of	ADP
ajfa-14455	220	18	income	income	NOUN
ajfa-14455	220	19	lowers	lower	VERB
ajfa-14455	220	20	insolvency	insolvency	NOUN
ajfa-14455	220	21	risks	risk	NOUN
ajfa-14455	220	22	whilst	whilst	SCONJ
ajfa-14455	220	23	improving	improve	VERB
ajfa-14455	220	24	profitability	profitability	NOUN
ajfa-14455	220	25	(	(	PUNCT
ajfa-14455	220	26	sanya	sanya	PROPN
ajfa-14455	220	27	and	and	CCONJ
ajfa-14455	220	28	wolfe	wolfe	PROPN
ajfa-14455	220	29	,	,	PUNCT
ajfa-14455	220	30	2010	2010	NUM
ajfa-14455	220	31	)	)	PUNCT
ajfa-14455	220	32	.	.	PUNCT
ajfa-14455	221	1	asian	asian	ADJ
ajfa-14455	221	2	journal	journal	PROPN
ajfa-14455	221	3	of	of	ADP
ajfa-14455	221	4	finance	finance	PROPN
ajfa-14455	221	5	&	&	CCONJ
ajfa-14455	221	6	accounting	accounting	PROPN
ajfa-14455	221	7	issn	issn	PROPN
ajfa-14455	221	8	1946	1946	NUM
ajfa-14455	221	9	-	-	PUNCT
ajfa-14455	221	10	052x	052x	PROPN
ajfa-14455	221	11	2019	2019	NUM
ajfa-14455	221	12	,	,	PUNCT
ajfa-14455	221	13	vol	vol	NOUN
ajfa-14455	221	14	.	.	PROPN
ajfa-14455	221	15	11	11	NUM
ajfa-14455	221	16	,	,	PUNCT
ajfa-14455	221	17	no	no	INTJ
ajfa-14455	221	18	.	.	NOUN
ajfa-14455	221	19	1	1	NUM
ajfa-14455	221	20	123	123	NUM
ajfa-14455	221	21	ajfa.macrothink.org	ajfa.macrothink.org	ADJ
ajfa-14455	221	22	table	table	NOUN
ajfa-14455	221	23	6	6	NUM
ajfa-14455	221	24	.	.	PUNCT
ajfa-14455	221	25	descriptive	descriptive	ADJ
ajfa-14455	221	26	statistics	statistic	NOUN
ajfa-14455	221	27	and	and	CCONJ
ajfa-14455	221	28	t	t	NOUN
ajfa-14455	221	29	-	-	PUNCT
ajfa-14455	221	30	test	test	NOUN
ajfa-14455	221	31	for	for	ADP
ajfa-14455	221	32	earnings	earning	NOUN
ajfa-14455	221	33	&	&	CCONJ
ajfa-14455	221	34	net	net	ADJ
ajfa-14455	221	35	interest	interest	NOUN
ajfa-14455	221	36	income	income	NOUN
ajfa-14455	221	37	earnings	earning	NOUN
ajfa-14455	221	38	&	&	CCONJ
ajfa-14455	221	39	net	net	ADJ
ajfa-14455	221	40	interest	interest	NOUN
ajfa-14455	221	41	income	income	NOUN
ajfa-14455	221	42	non	non	ADJ
ajfa-14455	221	43	-	-	ADJ
ajfa-14455	221	44	failed	failed	ADJ
ajfa-14455	221	45	banks	bank	NOUN
ajfa-14455	221	46	failed	fail	VERB
ajfa-14455	221	47	banks	bank	NOUN
ajfa-14455	221	48	t	t	PROPN
ajfa-14455	221	49	-	-	PUNCT
ajfa-14455	221	50	stat	stat	NOUN
ajfa-14455	221	51	mean	mean	VERB
ajfa-14455	221	52	std	std	PROPN
ajfa-14455	221	53	.	.	PROPN
ajfa-14455	222	1	dev	dev	PROPN
ajfa-14455	222	2	.	.	PUNCT
ajfa-14455	223	1	%	%	NOUN
ajfa-14455	223	2	change	change	NOUN
ajfa-14455	223	3	mean	mean	VERB
ajfa-14455	223	4	std	std	PROPN
ajfa-14455	223	5	.	.	PROPN
ajfa-14455	224	1	dev	dev	PROPN
ajfa-14455	224	2	.	.	PUNCT
ajfa-14455	225	1	%	%	NOUN
ajfa-14455	225	2	change	change	NOUN
ajfa-14455	225	3	roae0	roae0	PROPN
ajfa-14455	226	1	3.527	3.527	NUM
ajfa-14455	226	2	13.422	13.422	NUM
ajfa-14455	226	3	-23.99	-23.99	NOUN
ajfa-14455	226	4	%	%	NOUN
ajfa-14455	226	5	-76.054	-76.054	NOUN
ajfa-14455	226	6	89.775	89.775	NUM
ajfa-14455	226	7	1017.24	1017.24	NUM
ajfa-14455	226	8	%	%	NOUN
ajfa-14455	226	9	14.33	14.33	NUM
ajfa-14455	226	10	*	*	PUNCT
ajfa-14455	226	11	*	*	PUNCT
ajfa-14455	226	12	*	*	X
ajfa-14455	226	13	roae-1	roae-1	NOUN
ajfa-14455	226	14	4.640	4.640	NUM
ajfa-14455	226	15	13.078	13.078	NUM
ajfa-14455	226	16	-40.27	-40.27	ADJ
ajfa-14455	226	17	%	%	NOUN
ajfa-14455	226	18	-6.807	-6.807	PUNCT
ajfa-14455	226	19	23.196	23.196	NUM
ajfa-14455	226	20	-164.05	-164.05	NOUN
ajfa-14455	226	21	%	%	NOUN
ajfa-14455	226	22	7.02	7.02	NUM
ajfa-14455	226	23	*	*	PUNCT
ajfa-14455	226	24	*	*	PUNCT
ajfa-14455	226	25	*	*	PUNCT
ajfa-14455	226	26	roae-2	roae-2	NUM
ajfa-14455	226	27	7.768	7.768	NUM
ajfa-14455	226	28	8.124	8.124	NUM
ajfa-14455	226	29	-20.63	-20.63	SYM
ajfa-14455	226	30	%	%	NOUN
ajfa-14455	226	31	10.628	10.628	NUM
ajfa-14455	226	32	10.593	10.593	NUM
ajfa-14455	226	33	58.30	58.30	NUM
ajfa-14455	226	34	%	%	NOUN
ajfa-14455	226	35	3.49	3.49	NUM
ajfa-14455	226	36	*	*	PUNCT
ajfa-14455	226	37	*	*	PUNCT
ajfa-14455	226	38	*	*	PUNCT
ajfa-14455	226	39	roae-3	roae-3	NUM
ajfa-14455	226	40	9.787	9.787	NUM
ajfa-14455	226	41	7.686	7.686	NUM
ajfa-14455	226	42	-8.26	-8.26	NOUN
ajfa-14455	226	43	%	%	NOUN
ajfa-14455	226	44	6.714	6.714	NUM
ajfa-14455	226	45	12.306	12.306	NUM
ajfa-14455	226	46	-41.34	-41.34	NOUN
ajfa-14455	226	47	%	%	NOUN
ajfa-14455	226	48	3.46	3.46	NUM
ajfa-14455	226	49	*	*	PUNCT
ajfa-14455	226	50	*	*	PUNCT
ajfa-14455	226	51	*	*	PUNCT
ajfa-14455	226	52	roae-4	roae-4	NOUN
ajfa-14455	226	53	10.668	10.668	NUM
ajfa-14455	226	54	8.223	8.223	NUM
ajfa-14455	226	55	11.445	11.445	NUM
ajfa-14455	226	56	9.656	9.656	NUM
ajfa-14455	226	57	1.01	1.01	NUM
ajfa-14455	226	58	nim0	nim0	NOUN
ajfa-14455	226	59	3.951	3.951	NUM
ajfa-14455	226	60	1.048	1.048	NUM
ajfa-14455	226	61	2.28	2.28	NUM
ajfa-14455	226	62	%	%	NOUN
ajfa-14455	226	63	2.976	2.976	NUM
ajfa-14455	226	64	1.183	1.183	NUM
ajfa-14455	226	65	-20.31	-20.31	ADP
ajfa-14455	226	66	%	%	NOUN
ajfa-14455	226	67	10.08	10.08	NUM
ajfa-14455	226	68	*	*	PUNCT
ajfa-14455	226	69	*	*	PUNCT
ajfa-14455	226	70	*	*	PUNCT
ajfa-14455	226	71	nim-1	nim-1	NUM
ajfa-14455	226	72	3.863	3.863	NUM
ajfa-14455	226	73	1.055	1.055	NUM
ajfa-14455	226	74	-2.33	-2.33	NUM
ajfa-14455	226	75	%	%	NOUN
ajfa-14455	226	76	3.734	3.734	NUM
ajfa-14455	226	77	1.107	1.107	NUM
ajfa-14455	226	78	-13.54	-13.54	NOUN
ajfa-14455	226	79	%	%	NOUN
ajfa-14455	226	80	1.37	1.37	NUM
ajfa-14455	226	81	*	*	NOUN
ajfa-14455	226	82	*	*	PUNCT
ajfa-14455	226	83	nim-2	nim-2	NUM
ajfa-14455	226	84	3.955	3.955	NUM
ajfa-14455	226	85	1.055	1.055	NUM
ajfa-14455	226	86	-3.18	-3.18	NUM
ajfa-14455	226	87	%	%	NOUN
ajfa-14455	226	88	4.319	4.319	NUM
ajfa-14455	226	89	1.157	1.157	NUM
ajfa-14455	226	90	-4.07	-4.07	NUM
ajfa-14455	226	91	%	%	NOUN
ajfa-14455	226	92	3.80	3.80	NUM
ajfa-14455	226	93	*	*	PUNCT
ajfa-14455	226	94	*	*	PUNCT
ajfa-14455	226	95	*	*	PUNCT
ajfa-14455	226	96	nim-3	nim-3	NUM
ajfa-14455	226	97	4.085	4.085	NUM
ajfa-14455	226	98	1.375	1.375	NUM
ajfa-14455	226	99	0.22	0.22	NUM
ajfa-14455	226	100	%	%	NOUN
ajfa-14455	226	101	4.503	4.503	NUM
ajfa-14455	226	102	1.212	1.212	NUM
ajfa-14455	226	103	2.24	2.24	NUM
ajfa-14455	226	104	%	%	NOUN
ajfa-14455	226	105	3.73	3.73	NUM
ajfa-14455	226	106	*	*	PUNCT
ajfa-14455	226	107	*	*	PUNCT
ajfa-14455	226	108	*	*	PUNCT
ajfa-14455	226	109	nim-4	nim-4	X
ajfa-14455	226	110	4.076	4.076	NUM
ajfa-14455	226	111	1.229	1.229	NUM
ajfa-14455	226	112	4.404	4.404	NUM
ajfa-14455	226	113	1.241	1.241	NUM
ajfa-14455	226	114	3.07	3.07	NUM
ajfa-14455	226	115	*	*	PUNCT
ajfa-14455	226	116	*	*	PUNCT
ajfa-14455	226	117	*	*	PUNCT
ajfa-14455	226	118	interest0	interest0	NOUN
ajfa-14455	226	119	14.922	14.922	NUM
ajfa-14455	226	120	35.863	35.863	NUM
ajfa-14455	226	121	-11.22	-11.22	NOUN
ajfa-14455	226	122	%	%	NOUN
ajfa-14455	226	123	9.828	9.828	NUM
ajfa-14455	226	124	80.088	80.088	NUM
ajfa-14455	226	125	-17.66	-17.66	SYM
ajfa-14455	226	126	%	%	NOUN
ajfa-14455	226	127	0.94	0.94	NUM
ajfa-14455	226	128	*	*	PUNCT
ajfa-14455	226	129	interest-1	interest-1	NUM
ajfa-14455	226	130	16.808	16.808	NUM
ajfa-14455	226	131	17.201	17.201	NUM
ajfa-14455	226	132	-0.54	-0.54	NUM
ajfa-14455	226	133	%	%	NOUN
ajfa-14455	226	134	11.936	11.936	NUM
ajfa-14455	226	135	25.600	25.600	NUM
ajfa-14455	226	136	-1.42	-1.42	NUM
ajfa-14455	226	137	%	%	NOUN
ajfa-14455	226	138	2.58	2.58	NUM
ajfa-14455	226	139	*	*	PUNCT
ajfa-14455	226	140	*	*	PUNCT
ajfa-14455	226	141	*	*	PUNCT
ajfa-14455	226	142	interest-2	interest-2	NUM
ajfa-14455	226	143	16.898	16.898	NUM
ajfa-14455	226	144	12.844	12.844	NUM
ajfa-14455	226	145	-4.51	-4.51	NUM
ajfa-14455	226	146	%	%	NOUN
ajfa-14455	226	147	12.108	12.108	NUM
ajfa-14455	226	148	9.855	9.855	NUM
ajfa-14455	226	149	-9.04	-9.04	NOUN
ajfa-14455	226	150	%	%	NOUN
ajfa-14455	226	151	4.84	4.84	NUM
ajfa-14455	226	152	*	*	PUNCT
ajfa-14455	227	1	*	*	PUNCT
ajfa-14455	227	2	*	*	PUNCT
ajfa-14455	227	3	interest-3	interest-3	NUM
ajfa-14455	227	4	17.696	17.696	NUM
ajfa-14455	227	5	12.435	12.435	NUM
ajfa-14455	227	6	0.28	0.28	NUM
ajfa-14455	227	7	%	%	NOUN
ajfa-14455	227	8	13.311	13.311	NUM
ajfa-14455	227	9	10.652	10.652	NUM
ajfa-14455	227	10	-6.02	-6.02	NUM
ajfa-14455	227	11	%	%	NOUN
ajfa-14455	227	12	4.38	4.38	NUM
ajfa-14455	227	13	*	*	PUNCT
ajfa-14455	227	14	*	*	PUNCT
ajfa-14455	227	15	*	*	PUNCT
ajfa-14455	227	16	interest-4	interest-4	NUM
ajfa-14455	227	17	17.647	17.647	NUM
ajfa-14455	227	18	13.688	13.688	NUM
ajfa-14455	227	19	14.164	14.164	NUM
ajfa-14455	227	20	11.035	11.035	NUM
ajfa-14455	227	21	3.24	3.24	NUM
ajfa-14455	227	22	*	*	PUNCT
ajfa-14455	227	23	*	*	PUNCT
ajfa-14455	227	24	*	*	PUNCT
ajfa-14455	227	25	the	the	DET
ajfa-14455	227	26	table	table	NOUN
ajfa-14455	227	27	presents	present	VERB
ajfa-14455	227	28	the	the	DET
ajfa-14455	227	29	descriptive	descriptive	ADJ
ajfa-14455	227	30	statistics	statistic	NOUN
ajfa-14455	227	31	,	,	PUNCT
ajfa-14455	227	32	percentage	percentage	NOUN
ajfa-14455	227	33	change	change	NOUN
ajfa-14455	227	34	in	in	ADP
ajfa-14455	227	35	mean	mean	ADJ
ajfa-14455	227	36	values	value	NOUN
ajfa-14455	227	37	and	and	CCONJ
ajfa-14455	227	38	t	t	PROPN
ajfa-14455	227	39	-	-	PUNCT
ajfa-14455	227	40	statistics	statistic	NOUN
ajfa-14455	227	41	for	for	ADP
ajfa-14455	227	42	the	the	DET
ajfa-14455	227	43	earnings	earning	NOUN
ajfa-14455	227	44	and	and	CCONJ
ajfa-14455	227	45	net	net	ADJ
ajfa-14455	227	46	interest	interest	NOUN
ajfa-14455	227	47	income	income	NOUN
ajfa-14455	227	48	variables	variable	NOUN
ajfa-14455	227	49	from	from	ADP
ajfa-14455	227	50	year-4	year-4	NUM
ajfa-14455	227	51	to	to	ADP
ajfa-14455	227	52	year0	year0	NOUN
ajfa-14455	227	53	.	.	PUNCT
ajfa-14455	228	1	roae	roae	PROPN
ajfa-14455	228	2	is	be	AUX
ajfa-14455	228	3	ratio	ratio	NOUN
ajfa-14455	228	4	of	of	ADP
ajfa-14455	228	5	net	net	ADJ
ajfa-14455	228	6	income	income	NOUN
ajfa-14455	228	7	to	to	ADP
ajfa-14455	228	8	average	average	ADJ
ajfa-14455	228	9	equity	equity	NOUN
ajfa-14455	228	10	,	,	PUNCT
ajfa-14455	228	11	nim	nim	PROPN
ajfa-14455	228	12	is	be	AUX
ajfa-14455	228	13	ratio	ratio	NOUN
ajfa-14455	228	14	of	of	ADP
ajfa-14455	228	15	net	net	ADJ
ajfa-14455	228	16	interest	interest	NOUN
ajfa-14455	228	17	margin	margin	NOUN
ajfa-14455	228	18	to	to	PART
ajfa-14455	228	19	total	total	VERB
ajfa-14455	228	20	earning	earn	VERB
ajfa-14455	228	21	assets	asset	NOUN
ajfa-14455	228	22	,	,	PUNCT
ajfa-14455	228	23	and	and	CCONJ
ajfa-14455	228	24	interest	interest	NOUN
ajfa-14455	228	25	is	be	AUX
ajfa-14455	228	26	the	the	DET
ajfa-14455	228	27	ratio	ratio	NOUN
ajfa-14455	228	28	of	of	ADP
ajfa-14455	228	29	non	non	ADJ
ajfa-14455	228	30	-	-	ADJ
ajfa-14455	228	31	interest	interest	ADJ
ajfa-14455	228	32	fee	fee	NOUN
ajfa-14455	228	33	income	income	NOUN
ajfa-14455	228	34	to	to	ADP
ajfa-14455	228	35	total	total	ADJ
ajfa-14455	228	36	income	income	NOUN
ajfa-14455	228	37	.	.	PUNCT
ajfa-14455	229	1	full	full	ADJ
ajfa-14455	229	2	variable	variable	ADJ
ajfa-14455	229	3	definitions	definition	NOUN
ajfa-14455	229	4	are	be	AUX
ajfa-14455	229	5	in	in	ADP
ajfa-14455	229	6	table	table	NOUN
ajfa-14455	229	7	1	1	NUM
ajfa-14455	229	8	.	.	PUNCT
ajfa-14455	230	1	*	*	PUNCT
ajfa-14455	230	2	*	*	PUNCT
ajfa-14455	230	3	*	*	PUNCT
ajfa-14455	230	4	,	,	PUNCT
ajfa-14455	230	5	*	*	PUNCT
ajfa-14455	231	1	*	*	PUNCT
ajfa-14455	231	2	,	,	PUNCT
ajfa-14455	231	3	and	and	CCONJ
ajfa-14455	231	4	*	*	PUNCT
ajfa-14455	231	5	indicate	indicate	VERB
ajfa-14455	231	6	significance	significance	NOUN
ajfa-14455	231	7	at	at	ADP
ajfa-14455	231	8	the	the	DET
ajfa-14455	231	9	1	1	NUM
ajfa-14455	231	10	%	%	NOUN
ajfa-14455	231	11	,	,	PUNCT
ajfa-14455	231	12	5	5	NUM
ajfa-14455	231	13	%	%	NOUN
ajfa-14455	231	14	,	,	PUNCT
ajfa-14455	231	15	and	and	CCONJ
ajfa-14455	231	16	10	10	NUM
ajfa-14455	231	17	%	%	NOUN
ajfa-14455	231	18	level	level	NOUN
ajfa-14455	231	19	respectively	respectively	ADV
ajfa-14455	231	20	.	.	PUNCT
ajfa-14455	232	1	table	table	NOUN
ajfa-14455	232	2	7	7	NUM
ajfa-14455	232	3	presents	present	VERB
ajfa-14455	232	4	the	the	DET
ajfa-14455	232	5	descriptive	descriptive	ADJ
ajfa-14455	232	6	statistics	statistic	NOUN
ajfa-14455	232	7	,	,	PUNCT
ajfa-14455	232	8	percentage	percentage	NOUN
ajfa-14455	232	9	change	change	NOUN
ajfa-14455	232	10	in	in	ADP
ajfa-14455	232	11	mean	mean	ADJ
ajfa-14455	232	12	values	value	NOUN
ajfa-14455	232	13	and	and	CCONJ
ajfa-14455	232	14	t	t	PROPN
ajfa-14455	232	15	-	-	PUNCT
ajfa-14455	232	16	statistics	statistic	NOUN
ajfa-14455	232	17	for	for	ADP
ajfa-14455	232	18	the	the	DET
ajfa-14455	232	19	off	off	ADP
ajfa-14455	232	20	-	-	PUNCT
ajfa-14455	232	21	balance	balance	NOUN
ajfa-14455	232	22	sheet	sheet	NOUN
ajfa-14455	232	23	items	item	NOUN
ajfa-14455	232	24	and	and	CCONJ
ajfa-14455	232	25	short	short	ADJ
ajfa-14455	232	26	-	-	PUNCT
ajfa-14455	232	27	term	term	NOUN
ajfa-14455	232	28	wholesale	wholesale	ADJ
ajfa-14455	232	29	funds	fund	NOUN
ajfa-14455	232	30	variables	variable	NOUN
ajfa-14455	232	31	in	in	ADP
ajfa-14455	232	32	this	this	DET
ajfa-14455	232	33	study	study	NOUN
ajfa-14455	232	34	from	from	ADP
ajfa-14455	232	35	year4	year4	NOUN
ajfa-14455	232	36	to	to	ADP
ajfa-14455	232	37	year0	year0	NOUN
ajfa-14455	232	38	.	.	PUNCT
ajfa-14455	233	1	off	off	ADP
ajfa-14455	233	2	-	-	PUNCT
ajfa-14455	233	3	balance	balance	NOUN
ajfa-14455	233	4	sheet	sheet	NOUN
ajfa-14455	233	5	items	item	NOUN
ajfa-14455	233	6	(	(	PUNCT
ajfa-14455	233	7	obs	obs	PROPN
ajfa-14455	233	8	)	)	PUNCT
ajfa-14455	233	9	have	have	AUX
ajfa-14455	233	10	similarly	similarly	ADV
ajfa-14455	233	11	been	be	AUX
ajfa-14455	233	12	perceived	perceive	VERB
ajfa-14455	233	13	as	as	ADV
ajfa-14455	233	14	risky	risky	ADJ
ajfa-14455	233	15	as	as	SCONJ
ajfa-14455	233	16	their	their	PRON
ajfa-14455	233	17	true	true	ADJ
ajfa-14455	233	18	nature	nature	NOUN
ajfa-14455	233	19	is	be	AUX
ajfa-14455	233	20	often	often	ADV
ajfa-14455	233	21	not	not	PART
ajfa-14455	233	22	made	make	VERB
ajfa-14455	233	23	publicly	publicly	ADV
ajfa-14455	233	24	known	know	VERB
ajfa-14455	233	25	.	.	PUNCT
ajfa-14455	234	1	our	our	PRON
ajfa-14455	234	2	sample	sample	NOUN
ajfa-14455	234	3	shows	show	VERB
ajfa-14455	234	4	both	both	DET
ajfa-14455	234	5	failed	fail	VERB
ajfa-14455	234	6	and	and	CCONJ
ajfa-14455	234	7	non	non	ADJ
ajfa-14455	234	8	-	-	ADJ
ajfa-14455	234	9	failed	failed	ADJ
ajfa-14455	234	10	banks	bank	NOUN
ajfa-14455	234	11	to	to	PART
ajfa-14455	234	12	hold	hold	VERB
ajfa-14455	234	13	an	an	DET
ajfa-14455	234	14	almost	almost	ADV
ajfa-14455	234	15	equal	equal	ADJ
ajfa-14455	234	16	amount	amount	NOUN
ajfa-14455	234	17	of	of	ADP
ajfa-14455	234	18	obs	obs	PROPN
ajfa-14455	234	19	.	.	PUNCT
ajfa-14455	235	1	although	although	SCONJ
ajfa-14455	235	2	t	t	NOUN
ajfa-14455	235	3	-	-	PUNCT
ajfa-14455	235	4	tests	test	NOUN
ajfa-14455	235	5	show	show	VERB
ajfa-14455	235	6	statistically	statistically	ADV
ajfa-14455	235	7	significant	significant	ADJ
ajfa-14455	235	8	differences	difference	NOUN
ajfa-14455	235	9	between	between	ADP
ajfa-14455	235	10	the	the	DET
ajfa-14455	235	11	two	two	NUM
ajfa-14455	235	12	in	in	ADP
ajfa-14455	235	13	the	the	DET
ajfa-14455	235	14	earlier	early	ADJ
ajfa-14455	235	15	years	year	NOUN
ajfa-14455	235	16	,	,	PUNCT
ajfa-14455	235	17	the	the	DET
ajfa-14455	235	18	magnitude	magnitude	NOUN
ajfa-14455	235	19	seems	seem	VERB
ajfa-14455	235	20	to	to	PART
ajfa-14455	235	21	have	have	AUX
ajfa-14455	235	22	fallen	fall	VERB
ajfa-14455	235	23	leading	lead	VERB
ajfa-14455	235	24	up	up	ADP
ajfa-14455	235	25	to	to	ADP
ajfa-14455	235	26	year0	year0	NOUN
ajfa-14455	235	27	.	.	PUNCT
ajfa-14455	236	1	a	a	DET
ajfa-14455	236	2	similar	similar	ADJ
ajfa-14455	236	3	trend	trend	NOUN
ajfa-14455	236	4	can	can	AUX
ajfa-14455	236	5	be	be	AUX
ajfa-14455	236	6	observed	observe	VERB
ajfa-14455	236	7	for	for	ADP
ajfa-14455	236	8	the	the	DET
ajfa-14455	236	9	banks	bank	NOUN
ajfa-14455	236	10	’	’	PART
ajfa-14455	236	11	reliance	reliance	NOUN
ajfa-14455	236	12	on	on	ADP
ajfa-14455	236	13	short	short	ADJ
ajfa-14455	236	14	-	-	PUNCT
ajfa-14455	236	15	term	term	NOUN
ajfa-14455	236	16	wholesale	wholesale	ADJ
ajfa-14455	236	17	funding	funding	NOUN
ajfa-14455	236	18	(	(	PUNCT
ajfa-14455	236	19	wst	wst	PROPN
ajfa-14455	236	20	)	)	PUNCT
ajfa-14455	236	21	.	.	PUNCT
ajfa-14455	237	1	although	although	SCONJ
ajfa-14455	237	2	wst	wst	PROPN
ajfa-14455	237	3	mean	mean	PROPN
ajfa-14455	237	4	values	value	NOUN
ajfa-14455	237	5	suggest	suggest	VERB
ajfa-14455	237	6	failed	fail	VERB
ajfa-14455	237	7	banks	bank	NOUN
ajfa-14455	237	8	rely	rely	VERB
ajfa-14455	237	9	heavily	heavily	ADV
ajfa-14455	237	10	on	on	ADP
ajfa-14455	237	11	wst	wst	PROPN
ajfa-14455	237	12	,	,	PUNCT
ajfa-14455	237	13	t	t	PROPN
ajfa-14455	237	14	-	-	PUNCT
ajfa-14455	237	15	tests	test	NOUN
ajfa-14455	237	16	do	do	AUX
ajfa-14455	237	17	not	not	PART
ajfa-14455	237	18	indicate	indicate	VERB
ajfa-14455	237	19	a	a	DET
ajfa-14455	237	20	statistically	statistically	ADV
ajfa-14455	237	21	significant	significant	ADJ
ajfa-14455	237	22	difference	difference	NOUN
ajfa-14455	237	23	between	between	ADP
ajfa-14455	237	24	the	the	DET
ajfa-14455	237	25	two	two	NUM
ajfa-14455	237	26	samples	sample	NOUN
ajfa-14455	237	27	.	.	PUNCT
ajfa-14455	238	1	asian	asian	ADJ
ajfa-14455	238	2	journal	journal	PROPN
ajfa-14455	238	3	of	of	ADP
ajfa-14455	238	4	finance	finance	PROPN
ajfa-14455	238	5	&	&	CCONJ
ajfa-14455	238	6	accounting	accounting	PROPN
ajfa-14455	238	7	issn	issn	PROPN
ajfa-14455	238	8	1946	1946	NUM
ajfa-14455	238	9	-	-	PUNCT
ajfa-14455	238	10	052x	052x	PROPN
ajfa-14455	238	11	2019	2019	NUM
ajfa-14455	238	12	,	,	PUNCT
ajfa-14455	238	13	vol	vol	NOUN
ajfa-14455	238	14	.	.	PROPN
ajfa-14455	238	15	11	11	NUM
ajfa-14455	238	16	,	,	PUNCT
ajfa-14455	238	17	no	no	INTJ
ajfa-14455	238	18	.	.	NOUN
ajfa-14455	238	19	1	1	NUM
ajfa-14455	238	20	124	124	NUM
ajfa-14455	238	21	ajfa.macrothink.org	ajfa.macrothink.org	ADJ
ajfa-14455	238	22	table	table	NOUN
ajfa-14455	238	23	7	7	NUM
ajfa-14455	238	24	.	.	PUNCT
ajfa-14455	238	25	descriptive	descriptive	ADJ
ajfa-14455	238	26	statistics	statistic	NOUN
ajfa-14455	238	27	and	and	CCONJ
ajfa-14455	238	28	t	t	NOUN
ajfa-14455	238	29	-	-	PUNCT
ajfa-14455	238	30	test	test	NOUN
ajfa-14455	238	31	for	for	ADP
ajfa-14455	238	32	off	off	ADP
ajfa-14455	238	33	-	-	PUNCT
ajfa-14455	238	34	balance	balance	NOUN
ajfa-14455	238	35	sheet	sheet	NOUN
ajfa-14455	238	36	items	item	NOUN
ajfa-14455	238	37	&	&	CCONJ
ajfa-14455	238	38	short	short	ADJ
ajfa-14455	238	39	-	-	PUNCT
ajfa-14455	238	40	term	term	NOUN
ajfa-14455	238	41	wholesale	wholesale	ADJ
ajfa-14455	238	42	funds	fund	NOUN
ajfa-14455	238	43	off	off	ADP
ajfa-14455	238	44	-	-	PUNCT
ajfa-14455	238	45	balance	balance	NOUN
ajfa-14455	238	46	sheet	sheet	NOUN
ajfa-14455	238	47	items	item	NOUN
ajfa-14455	238	48	&	&	CCONJ
ajfa-14455	238	49	short	short	ADJ
ajfa-14455	238	50	-	-	PUNCT
ajfa-14455	238	51	term	term	NOUN
ajfa-14455	238	52	wholesale	wholesale	ADJ
ajfa-14455	238	53	funds	fund	NOUN
ajfa-14455	238	54	non	non	ADJ
ajfa-14455	238	55	-	-	ADJ
ajfa-14455	238	56	failed	failed	ADJ
ajfa-14455	238	57	banks	bank	NOUN
ajfa-14455	238	58	failed	fail	VERB
ajfa-14455	238	59	banks	bank	NOUN
ajfa-14455	238	60	t	t	PROPN
ajfa-14455	238	61	-	-	PUNCT
ajfa-14455	238	62	stat	stat	NOUN
ajfa-14455	238	63	mean	mean	VERB
ajfa-14455	238	64	std	std	PROPN
ajfa-14455	238	65	.	.	PROPN
ajfa-14455	239	1	dev	dev	PROPN
ajfa-14455	239	2	.	.	PUNCT
ajfa-14455	240	1	%	%	NOUN
ajfa-14455	240	2	change	change	NOUN
ajfa-14455	240	3	mean	mean	VERB
ajfa-14455	240	4	std	std	PROPN
ajfa-14455	240	5	.	.	PROPN
ajfa-14455	241	1	dev	dev	PROPN
ajfa-14455	241	2	.	.	PUNCT
ajfa-14455	242	1	%	%	PROPN
ajfa-14455	242	2	change	change	NOUN
ajfa-14455	242	3	obs0	obs0	VERB
ajfa-14455	242	4	0.015	0.015	NUM
ajfa-14455	242	5	0.035	0.035	NUM
ajfa-14455	242	6	22.71	22.71	NUM
ajfa-14455	242	7	%	%	NOUN
ajfa-14455	242	8	0.011	0.011	NUM
ajfa-14455	242	9	0.023	0.023	NUM
ajfa-14455	242	10	-16.87	-16.87	PROPN
ajfa-14455	242	11	%	%	NOUN
ajfa-14455	242	12	1.55	1.55	NUM
ajfa-14455	242	13	*	*	NOUN
ajfa-14455	242	14	*	*	X
ajfa-14455	242	15	obs-1	obs-1	NUM
ajfa-14455	242	16	0.012	0.012	NUM
ajfa-14455	242	17	0.011	0.011	NUM
ajfa-14455	242	18	5.63	5.63	NUM
ajfa-14455	242	19	%	%	NOUN
ajfa-14455	242	20	0.013	0.013	NUM
ajfa-14455	242	21	0.009	0.009	NUM
ajfa-14455	242	22	-23.25	-23.25	NOUN
ajfa-14455	242	23	%	%	NOUN
ajfa-14455	242	24	1.15	1.15	NUM
ajfa-14455	242	25	*	*	PUNCT
ajfa-14455	242	26	obs-2	obs-2	X
ajfa-14455	242	27	0.012	0.012	NUM
ajfa-14455	242	28	0.008	0.008	NUM
ajfa-14455	242	29	-3.80	-3.80	NUM
ajfa-14455	242	30	%	%	NOUN
ajfa-14455	242	31	0.017	0.017	NUM
ajfa-14455	242	32	0.019	0.019	NUM
ajfa-14455	242	33	-18.68	-18.68	PROPN
ajfa-14455	242	34	%	%	NOUN
ajfa-14455	242	35	4.45	4.45	NUM
ajfa-14455	242	36	*	*	PUNCT
ajfa-14455	242	37	*	*	PUNCT
ajfa-14455	242	38	*	*	PUNCT
ajfa-14455	242	39	obs-3	obs-3	NUM
ajfa-14455	242	40	0.012	0.012	NUM
ajfa-14455	242	41	0.008	0.008	NUM
ajfa-14455	242	42	-0.32	-0.32	PUNCT
ajfa-14455	242	43	%	%	NOUN
ajfa-14455	242	44	0.021	0.021	NUM
ajfa-14455	242	45	0.042	0.042	NUM
ajfa-14455	242	46	13.75	13.75	NUM
ajfa-14455	242	47	%	%	NOUN
ajfa-14455	242	48	3.52	3.52	NUM
ajfa-14455	242	49	*	*	PUNCT
ajfa-14455	242	50	*	*	PUNCT
ajfa-14455	242	51	*	*	PUNCT
ajfa-14455	242	52	obs-4	obs-4	NUM
ajfa-14455	242	53	0.012	0.012	NUM
ajfa-14455	242	54	0.008	0.008	NUM
ajfa-14455	242	55	0.019	0.019	NUM
ajfa-14455	242	56	0.011	0.011	NUM
ajfa-14455	242	57	7.86	7.86	NUM
ajfa-14455	242	58	*	*	PUNCT
ajfa-14455	242	59	*	*	PUNCT
ajfa-14455	242	60	*	*	PUNCT
ajfa-14455	242	61	wst0	wst0	PROPN
ajfa-14455	242	62	50.960	50.960	NUM
ajfa-14455	242	63	111.527	111.527	NUM
ajfa-14455	242	64	-45.07	-45.07	NUM
ajfa-14455	242	65	%	%	NOUN
ajfa-14455	242	66	61.991	61.991	NUM
ajfa-14455	242	67	137.521	137.521	NUM
ajfa-14455	242	68	-39.03	-39.03	PUNCT
ajfa-14455	242	69	%	%	NOUN
ajfa-14455	242	70	1.02	1.02	NUM
ajfa-14455	242	71	*	*	SYM
ajfa-14455	242	72	wst-1	wst-1	NUM
ajfa-14455	242	73	92.770	92.770	NUM
ajfa-14455	242	74	169.877	169.877	NUM
ajfa-14455	242	75	-12.97	-12.97	NOUN
ajfa-14455	242	76	%	%	NOUN
ajfa-14455	242	77	101.671	101.671	PROPN
ajfa-14455	242	78	169.800	169.800	NUM
ajfa-14455	242	79	-5.56	-5.56	NUM
ajfa-14455	242	80	%	%	NOUN
ajfa-14455	242	81	0.61	0.61	NUM
ajfa-14455	242	82	wst-2	wst-2	PRON
ajfa-14455	242	83	106.595	106.595	NUM
ajfa-14455	242	84	171.197	171.197	NUM
ajfa-14455	242	85	39.52	39.52	NUM
ajfa-14455	242	86	%	%	NOUN
ajfa-14455	242	87	107.657	107.657	NUM
ajfa-14455	242	88	182.345	182.345	NUM
ajfa-14455	242	89	6.11	6.11	NUM
ajfa-14455	242	90	%	%	NOUN
ajfa-14455	242	91	0.07	0.07	NUM
ajfa-14455	242	92	wst-3	wst-3	NUM
ajfa-14455	242	93	76.399	76.399	NUM
ajfa-14455	242	94	133.777	133.777	NUM
ajfa-14455	242	95	-7.24	-7.24	NUM
ajfa-14455	242	96	%	%	NOUN
ajfa-14455	242	97	101.461	101.461	NUM
ajfa-14455	242	98	174.821	174.821	NUM
ajfa-14455	242	99	-5.69	-5.69	NUM
ajfa-14455	242	100	%	%	NOUN
ajfa-14455	242	101	1.86	1.86	NUM
ajfa-14455	242	102	*	*	PUNCT
ajfa-14455	242	103	*	*	PUNCT
ajfa-14455	242	104	wst-4	wst-4	NUM
ajfa-14455	242	105	82.360	82.360	NUM
ajfa-14455	242	106	139.420	139.420	NUM
ajfa-14455	242	107	107.581	107.581	NUM
ajfa-14455	242	108	176.327	176.327	NUM
ajfa-14455	242	109	1.83	1.83	NUM
ajfa-14455	242	110	*	*	PUNCT
ajfa-14455	242	111	*	*	PUNCT
ajfa-14455	242	112	the	the	DET
ajfa-14455	242	113	table	table	NOUN
ajfa-14455	242	114	presents	present	VERB
ajfa-14455	242	115	the	the	DET
ajfa-14455	242	116	descriptive	descriptive	ADJ
ajfa-14455	242	117	statistics	statistic	NOUN
ajfa-14455	242	118	,	,	PUNCT
ajfa-14455	242	119	percentage	percentage	NOUN
ajfa-14455	242	120	change	change	NOUN
ajfa-14455	242	121	in	in	ADP
ajfa-14455	242	122	mean	mean	ADJ
ajfa-14455	242	123	values	value	NOUN
ajfa-14455	242	124	and	and	CCONJ
ajfa-14455	242	125	t	t	PROPN
ajfa-14455	242	126	-	-	PUNCT
ajfa-14455	242	127	statistics	statistic	NOUN
ajfa-14455	242	128	for	for	ADP
ajfa-14455	242	129	the	the	DET
ajfa-14455	242	130	off	off	ADP
ajfa-14455	242	131	-	-	PUNCT
ajfa-14455	242	132	balance	balance	NOUN
ajfa-14455	242	133	sheet	sheet	NOUN
ajfa-14455	242	134	items	item	NOUN
ajfa-14455	242	135	and	and	CCONJ
ajfa-14455	242	136	short	short	ADJ
ajfa-14455	242	137	-	-	PUNCT
ajfa-14455	242	138	term	term	NOUN
ajfa-14455	242	139	wholesale	wholesale	ADJ
ajfa-14455	242	140	funds	fund	NOUN
ajfa-14455	242	141	variables	variable	NOUN
ajfa-14455	242	142	from	from	ADP
ajfa-14455	242	143	year-4	year-4	NUM
ajfa-14455	242	144	to	to	ADP
ajfa-14455	242	145	year0	year0	NOUN
ajfa-14455	242	146	.	.	PUNCT
ajfa-14455	243	1	obs	obs	PROPN
ajfa-14455	243	2	is	be	AUX
ajfa-14455	243	3	ratio	ratio	NOUN
ajfa-14455	243	4	of	of	ADP
ajfa-14455	243	5	off	off	ADP
ajfa-14455	243	6	-	-	PUNCT
ajfa-14455	243	7	balance	balance	NOUN
ajfa-14455	243	8	sheet	sheet	NOUN
ajfa-14455	243	9	items	item	NOUN
ajfa-14455	243	10	to	to	PART
ajfa-14455	243	11	total	total	VERB
ajfa-14455	243	12	assets	asset	NOUN
ajfa-14455	243	13	and	and	CCONJ
ajfa-14455	243	14	wst	wst	PROPN
ajfa-14455	243	15	is	be	AUX
ajfa-14455	243	16	the	the	DET
ajfa-14455	243	17	ratio	ratio	NOUN
ajfa-14455	243	18	of	of	ADP
ajfa-14455	243	19	volatile	volatile	ADJ
ajfa-14455	243	20	wholesale	wholesale	ADJ
ajfa-14455	243	21	short	short	ADJ
ajfa-14455	243	22	-	-	PUNCT
ajfa-14455	243	23	term	term	NOUN
ajfa-14455	243	24	liabilities	liability	NOUN
ajfa-14455	243	25	to	to	ADP
ajfa-14455	243	26	liquid	liquid	ADJ
ajfa-14455	243	27	assets	asset	NOUN
ajfa-14455	243	28	.	.	PUNCT
ajfa-14455	244	1	full	full	ADJ
ajfa-14455	244	2	variable	variable	ADJ
ajfa-14455	244	3	definitions	definition	NOUN
ajfa-14455	244	4	are	be	AUX
ajfa-14455	244	5	in	in	ADP
ajfa-14455	244	6	table	table	NOUN
ajfa-14455	244	7	1	1	NUM
ajfa-14455	244	8	.	.	PUNCT
ajfa-14455	245	1	*	*	PUNCT
ajfa-14455	245	2	*	*	PUNCT
ajfa-14455	245	3	*	*	PUNCT
ajfa-14455	245	4	,	,	PUNCT
ajfa-14455	245	5	*	*	PUNCT
ajfa-14455	246	1	*	*	PUNCT
ajfa-14455	246	2	,	,	PUNCT
ajfa-14455	246	3	and	and	CCONJ
ajfa-14455	246	4	*	*	PUNCT
ajfa-14455	246	5	indicate	indicate	VERB
ajfa-14455	246	6	significance	significance	NOUN
ajfa-14455	246	7	at	at	ADP
ajfa-14455	246	8	the	the	DET
ajfa-14455	246	9	1	1	NUM
ajfa-14455	246	10	%	%	NOUN
ajfa-14455	246	11	,	,	PUNCT
ajfa-14455	246	12	5	5	NUM
ajfa-14455	246	13	%	%	NOUN
ajfa-14455	246	14	,	,	PUNCT
ajfa-14455	246	15	and	and	CCONJ
ajfa-14455	246	16	10	10	NUM
ajfa-14455	246	17	%	%	NOUN
ajfa-14455	246	18	level	level	NOUN
ajfa-14455	246	19	respectively	respectively	ADV
ajfa-14455	246	20	.	.	PUNCT
ajfa-14455	247	1	4.2	4.2	NUM
ajfa-14455	247	2	logistic	logistic	ADJ
ajfa-14455	247	3	regression	regression	NOUN
ajfa-14455	247	4	estimation	estimation	NOUN
ajfa-14455	247	5	the	the	DET
ajfa-14455	247	6	discussion	discussion	NOUN
ajfa-14455	247	7	of	of	ADP
ajfa-14455	247	8	the	the	DET
ajfa-14455	247	9	descriptive	descriptive	ADJ
ajfa-14455	247	10	statistics	statistic	NOUN
ajfa-14455	247	11	above	above	ADV
ajfa-14455	247	12	provides	provide	VERB
ajfa-14455	247	13	early	early	ADJ
ajfa-14455	247	14	insight	insight	NOUN
ajfa-14455	247	15	into	into	ADP
ajfa-14455	247	16	which	which	PRON
ajfa-14455	247	17	variables	variable	NOUN
ajfa-14455	247	18	can	can	AUX
ajfa-14455	247	19	discriminate	discriminate	VERB
ajfa-14455	247	20	between	between	ADP
ajfa-14455	247	21	failed	failed	ADJ
ajfa-14455	247	22	and	and	CCONJ
ajfa-14455	247	23	non	non	ADJ
ajfa-14455	247	24	-	-	ADJ
ajfa-14455	247	25	failed	failed	ADJ
ajfa-14455	247	26	banks	bank	NOUN
ajfa-14455	247	27	.	.	PUNCT
ajfa-14455	248	1	to	to	PART
ajfa-14455	248	2	identify	identify	VERB
ajfa-14455	248	3	the	the	DET
ajfa-14455	248	4	variables	variable	NOUN
ajfa-14455	248	5	that	that	PRON
ajfa-14455	248	6	can	can	AUX
ajfa-14455	248	7	provide	provide	VERB
ajfa-14455	248	8	early	early	ADJ
ajfa-14455	248	9	warning	warning	NOUN
ajfa-14455	248	10	signals	signal	NOUN
ajfa-14455	248	11	of	of	ADP
ajfa-14455	248	12	bank	bank	NOUN
ajfa-14455	248	13	distress	distress	NOUN
ajfa-14455	248	14	in	in	ADP
ajfa-14455	248	15	advance	advance	NOUN
ajfa-14455	248	16	,	,	PUNCT
ajfa-14455	248	17	we	we	PRON
ajfa-14455	248	18	perform	perform	VERB
ajfa-14455	248	19	a	a	DET
ajfa-14455	248	20	cross	cross	ADJ
ajfa-14455	248	21	-	-	ADJ
ajfa-14455	248	22	sectional	sectional	ADJ
ajfa-14455	248	23	logistic	logistic	ADJ
ajfa-14455	248	24	regression	regression	NOUN
ajfa-14455	248	25	for	for	ADP
ajfa-14455	248	26	each	each	PRON
ajfa-14455	248	27	of	of	ADP
ajfa-14455	248	28	the	the	DET
ajfa-14455	248	29	5	5	NUM
ajfa-14455	248	30	years	year	NOUN
ajfa-14455	248	31	preceding	precede	VERB
ajfa-14455	248	32	bank	bank	NOUN
ajfa-14455	248	33	failure	failure	NOUN
ajfa-14455	248	34	.	.	PUNCT
ajfa-14455	249	1	although	although	SCONJ
ajfa-14455	249	2	our	our	PRON
ajfa-14455	249	3	t	t	NOUN
ajfa-14455	249	4	-	-	PUNCT
ajfa-14455	249	5	tests	test	NOUN
ajfa-14455	249	6	identified	identify	VERB
ajfa-14455	249	7	a	a	DET
ajfa-14455	249	8	number	number	NOUN
ajfa-14455	249	9	of	of	ADP
ajfa-14455	249	10	financial	financial	ADJ
ajfa-14455	249	11	ratios	ratio	NOUN
ajfa-14455	249	12	that	that	PRON
ajfa-14455	249	13	may	may	AUX
ajfa-14455	249	14	have	have	VERB
ajfa-14455	249	15	strong	strong	ADJ
ajfa-14455	249	16	explanatory	explanatory	ADJ
ajfa-14455	249	17	power	power	NOUN
ajfa-14455	249	18	in	in	ADP
ajfa-14455	249	19	predicting	predict	VERB
ajfa-14455	249	20	bank	bank	NOUN
ajfa-14455	249	21	failure	failure	NOUN
ajfa-14455	249	22	,	,	PUNCT
ajfa-14455	249	23	we	we	PRON
ajfa-14455	249	24	only	only	ADV
ajfa-14455	249	25	use	use	VERB
ajfa-14455	249	26	one	one	NUM
ajfa-14455	249	27	measure	measure	NOUN
ajfa-14455	249	28	for	for	ADP
ajfa-14455	249	29	every	every	DET
ajfa-14455	249	30	aspect	aspect	NOUN
ajfa-14455	249	31	of	of	ADP
ajfa-14455	249	32	bank	bank	PROPN
ajfa-14455	249	33	health	health	NOUN
ajfa-14455	249	34	(	(	PUNCT
ajfa-14455	249	35	espahbodi	espahbodi	NOUN
ajfa-14455	249	36	,	,	PUNCT
ajfa-14455	249	37	1991	1991	NUM
ajfa-14455	249	38	)	)	PUNCT
ajfa-14455	249	39	since	since	SCONJ
ajfa-14455	249	40	logit	logit	NOUN
ajfa-14455	249	41	models	model	NOUN
ajfa-14455	249	42	are	be	AUX
ajfa-14455	249	43	sensitive	sensitive	ADJ
ajfa-14455	249	44	towards	towards	ADP
ajfa-14455	249	45	multicollinearity	multicollinearity	NOUN
ajfa-14455	249	46	(	(	PUNCT
ajfa-14455	249	47	balcaen	balcaen	NOUN
ajfa-14455	249	48	and	and	CCONJ
ajfa-14455	249	49	ooghe	ooghe	ADJ
ajfa-14455	249	50	,	,	PUNCT
ajfa-14455	249	51	2005	2005	NUM
ajfa-14455	249	52	)	)	PUNCT
ajfa-14455	249	53	.	.	PUNCT
ajfa-14455	250	1	the	the	DET
ajfa-14455	250	2	regression	regression	NOUN
ajfa-14455	250	3	estimates	estimate	NOUN
ajfa-14455	250	4	are	be	AUX
ajfa-14455	250	5	presented	present	VERB
ajfa-14455	250	6	in	in	ADP
ajfa-14455	250	7	table	table	NOUN
ajfa-14455	250	8	8	8	NUM
ajfa-14455	250	9	below	below	ADV
ajfa-14455	250	10	.	.	PUNCT
ajfa-14455	251	1	asian	asian	ADJ
ajfa-14455	251	2	journal	journal	PROPN
ajfa-14455	251	3	of	of	ADP
ajfa-14455	251	4	finance	finance	PROPN
ajfa-14455	251	5	&	&	CCONJ
ajfa-14455	251	6	accounting	accounting	PROPN
ajfa-14455	251	7	issn	issn	PROPN
ajfa-14455	251	8	1946	1946	NUM
ajfa-14455	251	9	-	-	PUNCT
ajfa-14455	251	10	052x	052x	PROPN
ajfa-14455	251	11	2019	2019	NUM
ajfa-14455	251	12	,	,	PUNCT
ajfa-14455	251	13	vol	vol	NOUN
ajfa-14455	251	14	.	.	PROPN
ajfa-14455	251	15	11	11	NUM
ajfa-14455	251	16	,	,	PUNCT
ajfa-14455	251	17	no	no	INTJ
ajfa-14455	251	18	.	.	NOUN
ajfa-14455	251	19	1	1	NUM
ajfa-14455	251	20	125	125	NUM
ajfa-14455	251	21	ajfa.macrothink.org	ajfa.macrothink.org	ADJ
ajfa-14455	251	22	table	table	NOUN
ajfa-14455	251	23	8	8	NUM
ajfa-14455	251	24	.	.	PUNCT
ajfa-14455	252	1	logistic	logistic	ADJ
ajfa-14455	252	2	regression	regression	NOUN
ajfa-14455	252	3	estimation	estimation	NOUN
ajfa-14455	252	4	explanatory	explanatory	ADJ
ajfa-14455	252	5	variables	variable	NOUN
ajfa-14455	252	6	year0	year0	NOUN
ajfa-14455	253	1	year-1	year-1	NUM
ajfa-14455	253	2	year-2	year-2	NUM
ajfa-14455	253	3	year-3	year-3	PROPN
ajfa-14455	253	4	year-4	year-4	NUM
ajfa-14455	253	5	totcap	totcap	NOUN
ajfa-14455	253	6	-0.222	-0.222	NOUN
ajfa-14455	253	7	*	*	NOUN
ajfa-14455	253	8	*	*	PUNCT
ajfa-14455	253	9	*	*	PUNCT
ajfa-14455	253	10	-0.172	-0.172	PRON
ajfa-14455	253	11	*	*	PUNCT
ajfa-14455	253	12	*	*	PUNCT
ajfa-14455	253	13	*	*	PUNCT
ajfa-14455	253	14	0.012	0.012	NUM
ajfa-14455	253	15	-0.095	-0.095	NOUN
ajfa-14455	253	16	*	*	PUNCT
ajfa-14455	253	17	*	*	PUNCT
ajfa-14455	253	18	*	*	PUNCT
ajfa-14455	253	19	-0.009	-0.009	PUNCT
ajfa-14455	253	20	(	(	PUNCT
ajfa-14455	253	21	0.081	0.081	NUM
ajfa-14455	253	22	)	)	PUNCT
ajfa-14455	253	23	(	(	PUNCT
ajfa-14455	253	24	0.042	0.042	NUM
ajfa-14455	253	25	)	)	PUNCT
ajfa-14455	253	26	(	(	PUNCT
ajfa-14455	253	27	0.013	0.013	NUM
ajfa-14455	253	28	)	)	PUNCT
ajfa-14455	253	29	(	(	PUNCT
ajfa-14455	253	30	0.031	0.031	NUM
ajfa-14455	253	31	)	)	PUNCT
ajfa-14455	253	32	(	(	PUNCT
ajfa-14455	253	33	0.022	0.022	NUM
ajfa-14455	253	34	)	)	PUNCT
ajfa-14455	253	35	impe	impe	VERB
ajfa-14455	253	36	0.016	0.016	NUM
ajfa-14455	253	37	*	*	PUNCT
ajfa-14455	253	38	*	*	PUNCT
ajfa-14455	253	39	*	*	PUNCT
ajfa-14455	253	40	0.024	0.024	NUM
ajfa-14455	253	41	*	*	PUNCT
ajfa-14455	253	42	*	*	PUNCT
ajfa-14455	253	43	*	*	PUNCT
ajfa-14455	253	44	0.023	0.023	NUM
ajfa-14455	253	45	*	*	PUNCT
ajfa-14455	253	46	*	*	PUNCT
ajfa-14455	253	47	*	*	X
ajfa-14455	253	48	0.016	0.016	NUM
ajfa-14455	253	49	0.046	0.046	NUM
ajfa-14455	253	50	*	*	PUNCT
ajfa-14455	253	51	*	*	PUNCT
ajfa-14455	253	52	(	(	PUNCT
ajfa-14455	253	53	0.004	0.004	NUM
ajfa-14455	253	54	)	)	PUNCT
ajfa-14455	253	55	(	(	PUNCT
ajfa-14455	253	56	0.006	0.006	NUM
ajfa-14455	253	57	)	)	PUNCT
ajfa-14455	253	58	(	(	PUNCT
ajfa-14455	253	59	0.008	0.008	NUM
ajfa-14455	253	60	)	)	PUNCT
ajfa-14455	253	61	(	(	PUNCT
ajfa-14455	253	62	0.016	0.016	NUM
ajfa-14455	253	63	)	)	PUNCT
ajfa-14455	253	64	(	(	PUNCT
ajfa-14455	253	65	0.019	0.019	NUM
ajfa-14455	253	66	)	)	PUNCT
ajfa-14455	253	67	llr	llr	NOUN
ajfa-14455	253	68	-0.117	-0.117	VERB
ajfa-14455	253	69	0.245	0.245	NUM
ajfa-14455	253	70	0.216	0.216	NUM
ajfa-14455	253	71	0.384	0.384	NUM
ajfa-14455	253	72	0.138	0.138	NUM
ajfa-14455	253	73	(	(	PUNCT
ajfa-14455	253	74	0.159	0.159	NUM
ajfa-14455	253	75	)	)	PUNCT
ajfa-14455	253	76	(	(	PUNCT
ajfa-14455	253	77	0.174	0.174	NUM
ajfa-14455	253	78	)	)	PUNCT
ajfa-14455	253	79	(	(	PUNCT
ajfa-14455	253	80	0.209	0.209	NUM
ajfa-14455	253	81	)	)	PUNCT
ajfa-14455	253	82	(	(	PUNCT
ajfa-14455	253	83	0.276	0.276	NUM
ajfa-14455	253	84	)	)	PUNCT
ajfa-14455	253	85	(	(	PUNCT
ajfa-14455	253	86	0.254	0.254	NUM
ajfa-14455	253	87	)	)	PUNCT
ajfa-14455	253	88	loangrowth	loangrowth	ADV
ajfa-14455	253	89	0.15	0.15	NUM
ajfa-14455	253	90	0.013	0.013	NUM
ajfa-14455	253	91	*	*	PUNCT
ajfa-14455	253	92	*	*	PUNCT
ajfa-14455	253	93	*	*	PUNCT
ajfa-14455	253	94	0.007	0.007	NUM
ajfa-14455	253	95	*	*	PUNCT
ajfa-14455	253	96	*	*	PUNCT
ajfa-14455	253	97	*	*	PUNCT
ajfa-14455	253	98	0.003	0.003	NUM
ajfa-14455	253	99	0.025	0.025	NUM
ajfa-14455	253	100	*	*	PUNCT
ajfa-14455	253	101	*	*	PUNCT
ajfa-14455	253	102	*	*	PUNCT
ajfa-14455	253	103	(	(	PUNCT
ajfa-14455	253	104	0.011	0.011	NUM
ajfa-14455	253	105	)	)	PUNCT
ajfa-14455	253	106	(	(	PUNCT
ajfa-14455	253	107	0.005	0.005	NUM
ajfa-14455	253	108	)	)	PUNCT
ajfa-14455	253	109	(	(	PUNCT
ajfa-14455	253	110	0.002	0.002	NUM
ajfa-14455	253	111	)	)	PUNCT
ajfa-14455	253	112	(	(	PUNCT
ajfa-14455	253	113	0.002	0.002	NUM
ajfa-14455	253	114	)	)	PUNCT
ajfa-14455	253	115	(	(	PUNCT
ajfa-14455	253	116	0.005	0.005	NUM
ajfa-14455	253	117	)	)	PUNCT
ajfa-14455	253	118	roaa	roaa	VERB
ajfa-14455	253	119	-0.661	-0.661	NOUN
ajfa-14455	253	120	*	*	PUNCT
ajfa-14455	253	121	*	*	PUNCT
ajfa-14455	253	122	*	*	PUNCT
ajfa-14455	253	123	-0.239	-0.239	PUNCT
ajfa-14455	253	124	*	*	PUNCT
ajfa-14455	253	125	*	*	PUNCT
ajfa-14455	253	126	-0.311	-0.311	PUNCT
ajfa-14455	254	1	*	*	PUNCT
ajfa-14455	254	2	*	*	PUNCT
ajfa-14455	254	3	-0.192	-0.192	PUNCT
ajfa-14455	254	4	-0.033	-0.033	PUNCT
ajfa-14455	254	5	(	(	PUNCT
ajfa-14455	254	6	0.124	0.124	NUM
ajfa-14455	254	7	)	)	PUNCT
ajfa-14455	254	8	(	(	PUNCT
ajfa-14455	254	9	0.116	0.116	NUM
ajfa-14455	254	10	)	)	PUNCT
ajfa-14455	254	11	(	(	PUNCT
ajfa-14455	254	12	0.157	0.157	NUM
ajfa-14455	254	13	)	)	PUNCT
ajfa-14455	254	14	(	(	PUNCT
ajfa-14455	254	15	0.198	0.198	NUM
ajfa-14455	254	16	)	)	PUNCT
ajfa-14455	254	17	(	(	PUNCT
ajfa-14455	254	18	0.178	0.178	NUM
ajfa-14455	254	19	)	)	PUNCT
ajfa-14455	254	20	cir	cir	NOUN
ajfa-14455	254	21	0.005	0.005	NUM
ajfa-14455	254	22	-0.001	-0.001	NUM
ajfa-14455	254	23	-0.006	-0.006	PROPN
ajfa-14455	254	24	0.004	0.004	NUM
ajfa-14455	254	25	0.004	0.004	NUM
ajfa-14455	254	26	(	(	PUNCT
ajfa-14455	254	27	0.004	0.004	NUM
ajfa-14455	254	28	)	)	PUNCT
ajfa-14455	254	29	(	(	PUNCT
ajfa-14455	254	30	0.004	0.004	NUM
ajfa-14455	254	31	)	)	PUNCT
ajfa-14455	254	32	(	(	PUNCT
ajfa-14455	254	33	0.005	0.005	NUM
ajfa-14455	254	34	)	)	PUNCT
ajfa-14455	254	35	(	(	PUNCT
ajfa-14455	254	36	0.006	0.006	NUM
ajfa-14455	254	37	)	)	PUNCT
ajfa-14455	254	38	(	(	PUNCT
ajfa-14455	254	39	0.004	0.004	NUM
ajfa-14455	254	40	)	)	PUNCT
ajfa-14455	254	41	nim	nim	PROPN
ajfa-14455	254	42	-0.108	-0.108	PROPN
ajfa-14455	255	1	0.032	0.032	NUM
ajfa-14455	255	2	0.445	0.445	NUM
ajfa-14455	255	3	*	*	PUNCT
ajfa-14455	255	4	*	*	PUNCT
ajfa-14455	255	5	*	*	PUNCT
ajfa-14455	255	6	0.424	0.424	NUM
ajfa-14455	255	7	*	*	PUNCT
ajfa-14455	255	8	*	*	PUNCT
ajfa-14455	255	9	*	*	PUNCT
ajfa-14455	255	10	0.287	0.287	NUM
ajfa-14455	255	11	*	*	PUNCT
ajfa-14455	255	12	*	*	PUNCT
ajfa-14455	255	13	(	(	PUNCT
ajfa-14455	255	14	0.196	0.196	NUM
ajfa-14455	255	15	)	)	PUNCT
ajfa-14455	255	16	(	(	PUNCT
ajfa-14455	255	17	0.121	0.121	NUM
ajfa-14455	255	18	)	)	PUNCT
ajfa-14455	255	19	(	(	PUNCT
ajfa-14455	255	20	0.120	0.120	NUM
ajfa-14455	255	21	)	)	PUNCT
ajfa-14455	255	22	(	(	PUNCT
ajfa-14455	255	23	0.127	0.127	NUM
ajfa-14455	255	24	)	)	PUNCT
ajfa-14455	255	25	(	(	PUNCT
ajfa-14455	255	26	0.127	0.127	NUM
ajfa-14455	255	27	)	)	PUNCT
ajfa-14455	255	28	netloans	netloan	NOUN
ajfa-14455	255	29	0.029	0.029	NUM
ajfa-14455	255	30	0.054	0.054	NUM
ajfa-14455	255	31	*	*	PUNCT
ajfa-14455	255	32	*	*	PUNCT
ajfa-14455	255	33	*	*	PUNCT
ajfa-14455	255	34	0.046	0.046	NUM
ajfa-14455	255	35	*	*	PUNCT
ajfa-14455	255	36	*	*	PUNCT
ajfa-14455	255	37	*	*	PUNCT
ajfa-14455	255	38	0.060	0.060	NUM
ajfa-14455	255	39	*	*	PUNCT
ajfa-14455	255	40	*	*	PUNCT
ajfa-14455	255	41	*	*	PUNCT
ajfa-14455	255	42	0.040	0.040	NUM
ajfa-14455	255	43	*	*	PUNCT
ajfa-14455	255	44	*	*	PUNCT
ajfa-14455	255	45	*	*	PUNCT
ajfa-14455	255	46	(	(	PUNCT
ajfa-14455	255	47	0.018	0.018	NUM
ajfa-14455	255	48	)	)	PUNCT
ajfa-14455	255	49	(	(	PUNCT
ajfa-14455	255	50	0.011	0.011	NUM
ajfa-14455	255	51	)	)	PUNCT
ajfa-14455	255	52	(	(	PUNCT
ajfa-14455	255	53	0.009	0.009	NUM
ajfa-14455	255	54	)	)	PUNCT
ajfa-14455	255	55	(	(	PUNCT
ajfa-14455	255	56	0.011	0.011	NUM
ajfa-14455	255	57	)	)	PUNCT
ajfa-14455	255	58	(	(	PUNCT
ajfa-14455	255	59	0.010	0.010	NUM
ajfa-14455	255	60	)	)	PUNCT
ajfa-14455	255	61	constant	constant	ADJ
ajfa-14455	256	1	-1.526	-1.526	INTJ
ajfa-14455	256	2	-2.902	-2.902	PUNCT
ajfa-14455	257	1	*	*	PUNCT
ajfa-14455	257	2	*	*	PUNCT
ajfa-14455	257	3	-5.359	-5.359	PUNCT
ajfa-14455	257	4	*	*	PUNCT
ajfa-14455	257	5	*	*	PUNCT
ajfa-14455	257	6	*	*	PUNCT
ajfa-14455	257	7	-5.631	-5.631	PUNCT
ajfa-14455	258	1	*	*	PUNCT
ajfa-14455	258	2	*	*	PUNCT
ajfa-14455	258	3	*	*	PUNCT
ajfa-14455	258	4	-5.170	-5.170	PUNCT
ajfa-14455	258	5	*	*	PUNCT
ajfa-14455	258	6	*	*	PUNCT
ajfa-14455	258	7	*	*	PUNCT
ajfa-14455	258	8	log	log	NOUN
ajfa-14455	258	9	likelihood	likelihood	NOUN
ajfa-14455	258	10	187.847	187.847	NUM
ajfa-14455	258	11	503.16	503.16	NUM
ajfa-14455	258	12	607.308	607.308	NUM
ajfa-14455	258	13	541.216	541.216	NUM
ajfa-14455	258	14	518.826	518.826	NUM
ajfa-14455	258	15	nagelkerke	nagelkerke	NOUN
ajfa-14455	258	16	r	r	NOUN
ajfa-14455	258	17	square	square	NOUN
ajfa-14455	258	18	0.837	0.837	NUM
ajfa-14455	258	19	0.446	0.446	NUM
ajfa-14455	258	20	0.24	0.24	NUM
ajfa-14455	258	21	0.315	0.315	NUM
ajfa-14455	258	22	0.297	0.297	NUM
ajfa-14455	258	23	prob	prob	NOUN
ajfa-14455	258	24	.	.	PUNCT
ajfa-14455	259	1	>	>	X
ajfa-14455	260	1	χ2	χ2	NOUN
ajfa-14455	260	2	0.000	0.000	NUM
ajfa-14455	260	3	0.000	0.000	NUM
ajfa-14455	260	4	0.000	0.000	NUM
ajfa-14455	260	5	0.000	0.000	NUM
ajfa-14455	260	6	0.000	0.000	NUM
ajfa-14455	260	7	variable	variable	ADJ
ajfa-14455	260	8	definitions	definition	NOUN
ajfa-14455	260	9	are	be	AUX
ajfa-14455	260	10	in	in	ADP
ajfa-14455	260	11	table	table	NOUN
ajfa-14455	260	12	1	1	NUM
ajfa-14455	260	13	.	.	PUNCT
ajfa-14455	261	1	robust	robust	ADJ
ajfa-14455	261	2	standard	standard	ADJ
ajfa-14455	261	3	errors	error	NOUN
ajfa-14455	261	4	are	be	AUX
ajfa-14455	261	5	in	in	ADP
ajfa-14455	261	6	parentheses	parenthesis	NOUN
ajfa-14455	261	7	.	.	PUNCT
ajfa-14455	262	1	*	*	PUNCT
ajfa-14455	263	1	*	*	PUNCT
ajfa-14455	263	2	*	*	PUNCT
ajfa-14455	263	3	,	,	PUNCT
ajfa-14455	263	4	*	*	PUNCT
ajfa-14455	263	5	*	*	PUNCT
ajfa-14455	263	6	,	,	PUNCT
ajfa-14455	263	7	and	and	CCONJ
ajfa-14455	263	8	*	*	PUNCT
ajfa-14455	263	9	indicate	indicate	VERB
ajfa-14455	263	10	statistical	statistical	ADJ
ajfa-14455	263	11	significance	significance	NOUN
ajfa-14455	263	12	at	at	ADP
ajfa-14455	263	13	the	the	DET
ajfa-14455	263	14	1	1	NUM
ajfa-14455	263	15	%	%	NOUN
ajfa-14455	263	16	,	,	PUNCT
ajfa-14455	263	17	5	5	NUM
ajfa-14455	263	18	%	%	NOUN
ajfa-14455	263	19	,	,	PUNCT
ajfa-14455	263	20	and	and	CCONJ
ajfa-14455	263	21	10	10	NUM
ajfa-14455	263	22	%	%	NOUN
ajfa-14455	263	23	level	level	NOUN
ajfa-14455	263	24	respectively	respectively	ADV
ajfa-14455	263	25	.	.	PUNCT
ajfa-14455	264	1	from	from	ADP
ajfa-14455	264	2	table	table	NOUN
ajfa-14455	264	3	8	8	NUM
ajfa-14455	264	4	,	,	PUNCT
ajfa-14455	264	5	we	we	PRON
ajfa-14455	264	6	can	can	AUX
ajfa-14455	264	7	see	see	VERB
ajfa-14455	264	8	that	that	SCONJ
ajfa-14455	264	9	in	in	ADP
ajfa-14455	264	10	the	the	DET
ajfa-14455	264	11	years	year	NOUN
ajfa-14455	264	12	where	where	SCONJ
ajfa-14455	264	13	the	the	DET
ajfa-14455	264	14	coefficient	coefficient	NOUN
ajfa-14455	264	15	estimates	estimate	NOUN
ajfa-14455	264	16	were	be	AUX
ajfa-14455	264	17	significant	significant	ADJ
ajfa-14455	264	18	,	,	PUNCT
ajfa-14455	264	19	the	the	DET
ajfa-14455	264	20	coefficient	coefficient	NOUN
ajfa-14455	264	21	signs	sign	NOUN
ajfa-14455	264	22	are	be	AUX
ajfa-14455	264	23	as	as	ADP
ajfa-14455	264	24	argued	argue	VERB
ajfa-14455	264	25	earlier	early	ADV
ajfa-14455	264	26	.	.	PUNCT
ajfa-14455	265	1	totcap	totcap	NOUN
ajfa-14455	265	2	and	and	CCONJ
ajfa-14455	265	3	roaa	roaa	PROPN
ajfa-14455	265	4	were	be	AUX
ajfa-14455	265	5	negative	negative	ADJ
ajfa-14455	265	6	i.e.	i.e.	X
ajfa-14455	265	7	higher	high	ADJ
ajfa-14455	265	8	levels	level	NOUN
ajfa-14455	265	9	of	of	ADP
ajfa-14455	265	10	capitalization	capitalization	NOUN
ajfa-14455	265	11	and	and	CCONJ
ajfa-14455	265	12	greater	great	ADJ
ajfa-14455	265	13	management	management	NOUN
ajfa-14455	265	14	efficiency	efficiency	NOUN
ajfa-14455	265	15	mitigates	mitigate	VERB
ajfa-14455	265	16	the	the	DET
ajfa-14455	265	17	probability	probability	NOUN
ajfa-14455	265	18	of	of	ADP
ajfa-14455	265	19	failure	failure	NOUN
ajfa-14455	265	20	.	.	PUNCT
ajfa-14455	266	1	netloans	netloan	NOUN
ajfa-14455	266	2	,	,	PUNCT
ajfa-14455	266	3	loangrowth	loangrowth	NOUN
ajfa-14455	266	4	and	and	CCONJ
ajfa-14455	266	5	impe	impe	NOUN
ajfa-14455	266	6	meanwhile	meanwhile	ADV
ajfa-14455	266	7	were	be	AUX
ajfa-14455	266	8	positive	positive	ADJ
ajfa-14455	266	9	as	as	SCONJ
ajfa-14455	266	10	expected	expect	VERB
ajfa-14455	266	11	.	.	PUNCT
ajfa-14455	267	1	interestingly	interestingly	ADV
ajfa-14455	267	2	,	,	PUNCT
ajfa-14455	267	3	nim	nim	PROPN
ajfa-14455	267	4	estimates	estimate	NOUN
ajfa-14455	267	5	suggest	suggest	VERB
ajfa-14455	267	6	that	that	SCONJ
ajfa-14455	267	7	higher	high	ADJ
ajfa-14455	267	8	levels	level	NOUN
ajfa-14455	267	9	of	of	ADP
ajfa-14455	267	10	nim	nim	PROPN
ajfa-14455	267	11	in	in	ADP
ajfa-14455	267	12	the	the	DET
ajfa-14455	267	13	earlier	early	ADJ
ajfa-14455	267	14	years	year	NOUN
ajfa-14455	267	15	is	be	AUX
ajfa-14455	267	16	indicative	indicative	ADJ
ajfa-14455	267	17	of	of	ADP
ajfa-14455	267	18	risky	risky	ADJ
ajfa-14455	267	19	behaviour	behaviour	NOUN
ajfa-14455	267	20	which	which	PRON
ajfa-14455	267	21	eventually	eventually	ADV
ajfa-14455	267	22	leads	lead	VERB
ajfa-14455	267	23	to	to	ADP
ajfa-14455	267	24	failure	failure	NOUN
ajfa-14455	267	25	i.e.	i.e.	X
ajfa-14455	267	26	positive	positive	ADJ
ajfa-14455	267	27	coefficient	coefficient	NOUN
ajfa-14455	267	28	sign	sign	NOUN
ajfa-14455	267	29	from	from	ADP
ajfa-14455	267	30	year-4	year-4	NUM
ajfa-14455	267	31	to	to	ADP
ajfa-14455	267	32	year-1	year-1	NUM
ajfa-14455	267	33	and	and	CCONJ
ajfa-14455	267	34	subsequently	subsequently	ADV
ajfa-14455	267	35	,	,	PUNCT
ajfa-14455	267	36	negative	negative	ADJ
ajfa-14455	267	37	in	in	ADP
ajfa-14455	267	38	year0	year0	NOUN
ajfa-14455	267	39	.	.	PUNCT
ajfa-14455	268	1	llr	llr	NOUN
ajfa-14455	268	2	and	and	CCONJ
ajfa-14455	268	3	cir	cir	PROPN
ajfa-14455	268	4	however	however	ADV
ajfa-14455	268	5	,	,	PUNCT
ajfa-14455	268	6	did	do	AUX
ajfa-14455	268	7	not	not	PART
ajfa-14455	268	8	show	show	VERB
ajfa-14455	268	9	any	any	DET
ajfa-14455	268	10	statistically	statistically	ADV
ajfa-14455	268	11	significant	significant	ADJ
ajfa-14455	268	12	power	power	NOUN
ajfa-14455	268	13	in	in	ADP
ajfa-14455	268	14	predicting	predict	VERB
ajfa-14455	268	15	bank	bank	NOUN
ajfa-14455	268	16	failure	failure	NOUN
ajfa-14455	268	17	.	.	PUNCT
ajfa-14455	269	1	we	we	PRON
ajfa-14455	269	2	re	re	VERB
ajfa-14455	269	3	-	-	VERB
ajfa-14455	269	4	estimated	estimate	VERB
ajfa-14455	269	5	the	the	DET
ajfa-14455	269	6	logit	logit	PROPN
ajfa-14455	269	7	model	model	NOUN
ajfa-14455	269	8	twice	twice	ADV
ajfa-14455	269	9	to	to	PART
ajfa-14455	269	10	avoid	avoid	VERB
ajfa-14455	269	11	multicollinearity	multicollinearity	NOUN
ajfa-14455	269	12	,	,	PUNCT
ajfa-14455	269	13	each	each	DET
ajfa-14455	269	14	time	time	NOUN
ajfa-14455	269	15	using	use	VERB
ajfa-14455	269	16	a	a	DET
ajfa-14455	269	17	different	different	ADJ
ajfa-14455	269	18	proxy	proxy	NOUN
ajfa-14455	269	19	to	to	PART
ajfa-14455	269	20	represent	represent	VERB
ajfa-14455	269	21	a	a	DET
ajfa-14455	269	22	particular	particular	ADJ
ajfa-14455	269	23	aspect	aspect	NOUN
ajfa-14455	269	24	of	of	ADP
ajfa-14455	269	25	bank	bank	NOUN
ajfa-14455	269	26	health	health	NOUN
ajfa-14455	269	27	.	.	PUNCT
ajfa-14455	270	1	in	in	ADP
ajfa-14455	270	2	model	model	NOUN
ajfa-14455	270	3	1	1	NUM
ajfa-14455	270	4	,	,	PUNCT
ajfa-14455	270	5	we	we	PRON
ajfa-14455	270	6	replaced	replace	VERB
ajfa-14455	270	7	netloans	netloan	NOUN
ajfa-14455	270	8	with	with	ADP
ajfa-14455	270	9	loandep	loandep	NOUN
ajfa-14455	270	10	to	to	PART
ajfa-14455	270	11	represent	represent	VERB
ajfa-14455	270	12	liquidity	liquidity	NOUN
ajfa-14455	270	13	while	while	SCONJ
ajfa-14455	270	14	in	in	ADP
ajfa-14455	270	15	model	model	NOUN
ajfa-14455	270	16	2	2	NUM
ajfa-14455	270	17	,	,	PUNCT
ajfa-14455	270	18	we	we	PRON
ajfa-14455	270	19	used	use	VERB
ajfa-14455	270	20	impl	impl	NOUN
ajfa-14455	270	21	as	as	ADP
ajfa-14455	270	22	a	a	DET
ajfa-14455	270	23	proxy	proxy	NOUN
ajfa-14455	270	24	for	for	ADP
ajfa-14455	270	25	asset	asset	NOUN
ajfa-14455	270	26	quality	quality	NOUN
ajfa-14455	270	27	instead	instead	ADV
ajfa-14455	270	28	of	of	ADP
ajfa-14455	270	29	impe	impe	NOUN
ajfa-14455	270	30	.	.	PUNCT
ajfa-14455	271	1	the	the	DET
ajfa-14455	271	2	estimates	estimate	NOUN
ajfa-14455	271	3	of	of	ADP
ajfa-14455	271	4	model	model	NOUN
ajfa-14455	271	5	1	1	NUM
ajfa-14455	271	6	and	and	CCONJ
ajfa-14455	271	7	2	2	NUM
ajfa-14455	271	8	are	be	AUX
ajfa-14455	271	9	consistent	consistent	ADJ
ajfa-14455	271	10	with	with	ADP
ajfa-14455	271	11	those	those	PRON
ajfa-14455	271	12	presented	present	VERB
ajfa-14455	271	13	in	in	ADP
ajfa-14455	271	14	table	table	NOUN
ajfa-14455	271	15	8	8	NUM
ajfa-14455	271	16	,	,	PUNCT
ajfa-14455	271	17	with	with	ADP
ajfa-14455	271	18	both	both	CCONJ
ajfa-14455	271	19	loandep	loandep	ADV
ajfa-14455	271	20	and	and	CCONJ
ajfa-14455	271	21	impl	impl	NOUN
ajfa-14455	271	22	showing	show	VERB
ajfa-14455	271	23	a	a	DET
ajfa-14455	271	24	statistically	statistically	ADV
ajfa-14455	271	25	significant	significant	ADJ
ajfa-14455	271	26	positive	positive	ADJ
ajfa-14455	271	27	relationship	relationship	NOUN
ajfa-14455	271	28	to	to	ADP
ajfa-14455	271	29	bank	bank	NOUN
ajfa-14455	271	30	failure	failure	NOUN
ajfa-14455	271	31	(	(	PUNCT
ajfa-14455	271	32	note	note	NOUN
ajfa-14455	271	33	3	3	NUM
ajfa-14455	271	34	)	)	PUNCT
ajfa-14455	271	35	.	.	PUNCT
ajfa-14455	272	1	from	from	ADP
ajfa-14455	272	2	our	our	PRON
ajfa-14455	272	3	regression	regression	NOUN
ajfa-14455	272	4	estimates	estimate	NOUN
ajfa-14455	272	5	,	,	PUNCT
ajfa-14455	272	6	we	we	PRON
ajfa-14455	272	7	can	can	AUX
ajfa-14455	272	8	conclude	conclude	VERB
ajfa-14455	272	9	that	that	SCONJ
ajfa-14455	272	10	eight	eight	NUM
ajfa-14455	272	11	financial	financial	ADJ
ajfa-14455	272	12	ratios	ratio	NOUN
ajfa-14455	272	13	are	be	AUX
ajfa-14455	272	14	significant	significant	ADJ
ajfa-14455	272	15	predictors	predictor	NOUN
ajfa-14455	272	16	of	of	ADP
ajfa-14455	272	17	bank	bank	NOUN
ajfa-14455	272	18	failures	failure	NOUN
ajfa-14455	272	19	:	:	PUNCT
ajfa-14455	272	20	totcap	totcap	NOUN
ajfa-14455	272	21	,	,	PUNCT
ajfa-14455	272	22	impe	impe	NOUN
ajfa-14455	272	23	,	,	PUNCT
ajfa-14455	272	24	loangrowth	loangrowth	NOUN
ajfa-14455	272	25	,	,	PUNCT
ajfa-14455	272	26	asian	asian	ADJ
ajfa-14455	272	27	journal	journal	NOUN
ajfa-14455	272	28	of	of	ADP
ajfa-14455	272	29	finance	finance	PROPN
ajfa-14455	272	30	&	&	CCONJ
ajfa-14455	272	31	accounting	accounting	PROPN
ajfa-14455	272	32	issn	issn	PROPN
ajfa-14455	272	33	1946	1946	NUM
ajfa-14455	272	34	-	-	PUNCT
ajfa-14455	272	35	052x	052x	PROPN
ajfa-14455	272	36	2019	2019	NUM
ajfa-14455	272	37	,	,	PUNCT
ajfa-14455	272	38	vol	vol	NOUN
ajfa-14455	272	39	.	.	PROPN
ajfa-14455	273	1	11	11	NUM
ajfa-14455	273	2	,	,	PUNCT
ajfa-14455	273	3	no	no	INTJ
ajfa-14455	273	4	.	.	NOUN
ajfa-14455	273	5	1	1	NUM
ajfa-14455	273	6	126	126	NUM
ajfa-14455	273	7	ajfa.macrothink.org	ajfa.macrothink.org	PROPN
ajfa-14455	273	8	roaa	roaa	NOUN
ajfa-14455	273	9	,	,	PUNCT
ajfa-14455	273	10	nim	nim	PROPN
ajfa-14455	273	11	,	,	PUNCT
ajfa-14455	273	12	netloans	netloan	NOUN
ajfa-14455	273	13	,	,	PUNCT
ajfa-14455	273	14	loandep	loandep	ADV
ajfa-14455	273	15	;	;	PUNCT
ajfa-14455	273	16	and	and	CCONJ
ajfa-14455	273	17	impl	impl	NOUN
ajfa-14455	273	18	.	.	PUNCT
ajfa-14455	274	1	the	the	DET
ajfa-14455	274	2	classification	classification	NOUN
ajfa-14455	274	3	accuracy	accuracy	NOUN
ajfa-14455	274	4	of	of	ADP
ajfa-14455	274	5	the	the	DET
ajfa-14455	274	6	model	model	NOUN
ajfa-14455	274	7	for	for	ADP
ajfa-14455	274	8	the	the	DET
ajfa-14455	274	9	year	year	NOUN
ajfa-14455	274	10	of	of	ADP
ajfa-14455	274	11	failure	failure	NOUN
ajfa-14455	274	12	and	and	CCONJ
ajfa-14455	274	13	the	the	DET
ajfa-14455	274	14	four	four	NUM
ajfa-14455	274	15	years	year	NOUN
ajfa-14455	274	16	preceding	precede	VERB
ajfa-14455	274	17	it	it	PRON
ajfa-14455	274	18	are	be	AUX
ajfa-14455	274	19	illustrated	illustrate	VERB
ajfa-14455	274	20	in	in	ADP
ajfa-14455	274	21	the	the	DET
ajfa-14455	274	22	table	table	NOUN
ajfa-14455	274	23	9	9	NUM
ajfa-14455	274	24	below	below	ADV
ajfa-14455	274	25	.	.	PUNCT
ajfa-14455	275	1	table	table	NOUN
ajfa-14455	275	2	9	9	NUM
ajfa-14455	275	3	.	.	PUNCT
ajfa-14455	276	1	classification	classification	NOUN
ajfa-14455	276	2	accuracy	accuracy	NOUN
ajfa-14455	276	3	panel	panel	NOUN
ajfa-14455	276	4	a	a	DET
ajfa-14455	276	5	:	:	PUNCT
ajfa-14455	276	6	in	in	ADP
ajfa-14455	276	7	-	-	PUNCT
ajfa-14455	276	8	sample	sample	NOUN
ajfa-14455	276	9	year0	year0	NOUN
ajfa-14455	276	10	year-1	year-1	NUM
ajfa-14455	277	1	year-2	year-2	NUM
ajfa-14455	277	2	year-3	year-3	PROPN
ajfa-14455	278	1	year-4	year-4	NUM
ajfa-14455	278	2	overall	overall	ADJ
ajfa-14455	278	3	classification	classification	NOUN
ajfa-14455	278	4	accuracy	accuracy	NOUN
ajfa-14455	278	5	91.82	91.82	NUM
ajfa-14455	278	6	%	%	NOUN
ajfa-14455	278	7	71.81	71.81	NUM
ajfa-14455	278	8	%	%	NOUN
ajfa-14455	278	9	72.41	72.41	NUM
ajfa-14455	278	10	%	%	NOUN
ajfa-14455	278	11	73.40	73.40	NUM
ajfa-14455	278	12	%	%	NOUN
ajfa-14455	278	13	73.20	73.20	NUM
ajfa-14455	278	14	%	%	NOUN
ajfa-14455	278	15	correct	correct	ADJ
ajfa-14455	278	16	classification	classification	NOUN
ajfa-14455	278	17	of	of	ADP
ajfa-14455	278	18	failed	fail	VERB
ajfa-14455	278	19	banks	bank	NOUN
ajfa-14455	278	20	89.86	89.86	NUM
ajfa-14455	278	21	%	%	NOUN
ajfa-14455	278	22	81.30	81.30	NUM
ajfa-14455	278	23	%	%	NOUN
ajfa-14455	278	24	73.73	73.73	NUM
ajfa-14455	278	25	%	%	NOUN
ajfa-14455	278	26	76.92	76.92	NUM
ajfa-14455	278	27	%	%	NOUN
ajfa-14455	278	28	66.36	66.36	NUM
ajfa-14455	278	29	%	%	NOUN
ajfa-14455	278	30	correct	correct	ADJ
ajfa-14455	278	31	classification	classification	NOUN
ajfa-14455	278	32	of	of	ADP
ajfa-14455	278	33	non	non	ADJ
ajfa-14455	278	34	-	-	ADJ
ajfa-14455	278	35	failed	failed	ADJ
ajfa-14455	278	36	banks	bank	NOUN
ajfa-14455	278	37	93.46	93.46	NUM
ajfa-14455	278	38	%	%	NOUN
ajfa-14455	278	39	78.29	78.29	NUM
ajfa-14455	278	40	%	%	NOUN
ajfa-14455	278	41	71.09	71.09	NUM
ajfa-14455	278	42	%	%	NOUN
ajfa-14455	278	43	70.12	70.12	NUM
ajfa-14455	278	44	%	%	NOUN
ajfa-14455	278	45	79.18	79.18	NUM
ajfa-14455	278	46	%	%	NOUN
ajfa-14455	278	47	type	type	NOUN
ajfa-14455	278	48	i	i	PRON
ajfa-14455	278	49	error	error	VERB
ajfa-14455	278	50	10.14	10.14	NUM
ajfa-14455	278	51	%	%	NOUN
ajfa-14455	278	52	18.70	18.70	NUM
ajfa-14455	278	53	%	%	NOUN
ajfa-14455	278	54	26.27	26.27	NUM
ajfa-14455	278	55	%	%	NOUN
ajfa-14455	278	56	23.08	23.08	NUM
ajfa-14455	278	57	%	%	NOUN
ajfa-14455	278	58	33.64	33.64	NUM
ajfa-14455	278	59	%	%	NOUN
ajfa-14455	278	60	type	type	NOUN
ajfa-14455	278	61	ii	ii	NOUN
ajfa-14455	278	62	error	error	NOUN
ajfa-14455	278	63	6.54	6.54	NUM
ajfa-14455	278	64	%	%	NOUN
ajfa-14455	278	65	21.71	21.71	NUM
ajfa-14455	278	66	%	%	NOUN
ajfa-14455	278	67	28.91	28.91	NUM
ajfa-14455	278	68	%	%	NOUN
ajfa-14455	278	69	29.88	29.88	NUM
ajfa-14455	278	70	%	%	NOUN
ajfa-14455	278	71	20.82	20.82	NUM
ajfa-14455	278	72	%	%	NOUN
ajfa-14455	278	73	panel	panel	NOUN
ajfa-14455	278	74	b	b	NOUN
ajfa-14455	278	75	:	:	PUNCT
ajfa-14455	278	76	out	out	ADP
ajfa-14455	278	77	-	-	PUNCT
ajfa-14455	278	78	of	of	ADP
ajfa-14455	278	79	-	-	PUNCT
ajfa-14455	278	80	sample	sample	NOUN
ajfa-14455	278	81	year0	year0	NOUN
ajfa-14455	278	82	year-1	year-1	NUM
ajfa-14455	278	83	year-2	year-2	NUM
ajfa-14455	278	84	year-3	year-3	PROPN
ajfa-14455	279	1	year-4	year-4	NUM
ajfa-14455	280	1	overall	overall	ADJ
ajfa-14455	280	2	accuracy	accuracy	NOUN
ajfa-14455	280	3	96.15	96.15	NUM
ajfa-14455	280	4	%	%	NOUN
ajfa-14455	280	5	87.69	87.69	NUM
ajfa-14455	280	6	%	%	NOUN
ajfa-14455	280	7	76.15	76.15	NUM
ajfa-14455	280	8	%	%	NOUN
ajfa-14455	280	9	81.54	81.54	NUM
ajfa-14455	280	10	%	%	NOUN
ajfa-14455	280	11	72.31	72.31	NUM
ajfa-14455	280	12	%	%	NOUN
ajfa-14455	280	13	correct	correct	ADJ
ajfa-14455	280	14	classification	classification	NOUN
ajfa-14455	280	15	of	of	ADP
ajfa-14455	280	16	failed	fail	VERB
ajfa-14455	280	17	banks	bank	NOUN
ajfa-14455	280	18	100	100	NUM
ajfa-14455	280	19	%	%	NOUN
ajfa-14455	280	20	95.38	95.38	NUM
ajfa-14455	280	21	%	%	NOUN
ajfa-14455	280	22	89.23	89.23	NUM
ajfa-14455	280	23	%	%	NOUN
ajfa-14455	280	24	96.92	96.92	NUM
ajfa-14455	280	25	%	%	NOUN
ajfa-14455	280	26	84.62	84.62	NUM
ajfa-14455	280	27	%	%	NOUN
ajfa-14455	280	28	correct	correct	ADJ
ajfa-14455	280	29	classification	classification	NOUN
ajfa-14455	280	30	of	of	ADP
ajfa-14455	280	31	non	non	ADJ
ajfa-14455	280	32	-	-	ADJ
ajfa-14455	280	33	failed	failed	ADJ
ajfa-14455	280	34	banks	bank	NOUN
ajfa-14455	280	35	92.31	92.31	NUM
ajfa-14455	280	36	%	%	NOUN
ajfa-14455	280	37	80.00	80.00	NUM
ajfa-14455	280	38	%	%	NOUN
ajfa-14455	280	39	63.08	63.08	NUM
ajfa-14455	280	40	%	%	NOUN
ajfa-14455	280	41	66.15	66.15	NUM
ajfa-14455	280	42	%	%	NOUN
ajfa-14455	280	43	60.00	60.00	NUM
ajfa-14455	280	44	%	%	NOUN
ajfa-14455	280	45	type	type	NOUN
ajfa-14455	280	46	i	i	PRON
ajfa-14455	280	47	error	error	NOUN
ajfa-14455	280	48	0	0	NUM
ajfa-14455	280	49	%	%	NOUN
ajfa-14455	280	50	4.62	4.62	NUM
ajfa-14455	280	51	%	%	NOUN
ajfa-14455	280	52	10.77	10.77	NUM
ajfa-14455	280	53	%	%	NOUN
ajfa-14455	280	54	3.02	3.02	NUM
ajfa-14455	280	55	%	%	NOUN
ajfa-14455	280	56	15.38	15.38	NUM
ajfa-14455	280	57	%	%	NOUN
ajfa-14455	280	58	type	type	NOUN
ajfa-14455	280	59	ii	ii	NOUN
ajfa-14455	280	60	error	error	NOUN
ajfa-14455	280	61	7.69	7.69	NUM
ajfa-14455	280	62	%	%	NOUN
ajfa-14455	280	63	20	20	NUM
ajfa-14455	280	64	%	%	NOUN
ajfa-14455	280	65	36.92	36.92	NUM
ajfa-14455	280	66	%	%	NOUN
ajfa-14455	280	67	33.85	33.85	NUM
ajfa-14455	280	68	%	%	NOUN
ajfa-14455	280	69	40.00	40.00	NUM
ajfa-14455	280	70	%	%	NOUN
ajfa-14455	280	71	in	in	ADP
ajfa-14455	280	72	-	-	PUNCT
ajfa-14455	280	73	sample	sample	NOUN
ajfa-14455	280	74	tests	test	NOUN
ajfa-14455	280	75	(	(	PUNCT
ajfa-14455	280	76	panel	panel	NOUN
ajfa-14455	280	77	a	a	PRON
ajfa-14455	280	78	,	,	PUNCT
ajfa-14455	280	79	table	table	NOUN
ajfa-14455	280	80	9	9	NUM
ajfa-14455	280	81	)	)	PUNCT
ajfa-14455	280	82	show	show	VERB
ajfa-14455	280	83	that	that	SCONJ
ajfa-14455	280	84	the	the	DET
ajfa-14455	280	85	model	model	NOUN
ajfa-14455	280	86	displays	display	VERB
ajfa-14455	280	87	fairly	fairly	ADV
ajfa-14455	280	88	reasonable	reasonable	ADJ
ajfa-14455	280	89	predictive	predictive	ADJ
ajfa-14455	280	90	power	power	NOUN
ajfa-14455	280	91	considering	consider	VERB
ajfa-14455	280	92	past	past	ADP
ajfa-14455	280	93	studies	study	NOUN
ajfa-14455	280	94	have	have	AUX
ajfa-14455	280	95	suggested	suggest	VERB
ajfa-14455	280	96	that	that	SCONJ
ajfa-14455	280	97	failure	failure	NOUN
ajfa-14455	280	98	-	-	PUNCT
ajfa-14455	280	99	prediction	prediction	NOUN
ajfa-14455	280	100	models	model	NOUN
ajfa-14455	280	101	are	be	AUX
ajfa-14455	280	102	only	only	ADV
ajfa-14455	280	103	reliable	reliable	ADJ
ajfa-14455	280	104	up	up	ADP
ajfa-14455	280	105	until	until	ADP
ajfa-14455	280	106	two	two	NUM
ajfa-14455	280	107	years	year	NOUN
ajfa-14455	280	108	before	before	ADP
ajfa-14455	280	109	failure	failure	NOUN
ajfa-14455	280	110	(	(	PUNCT
ajfa-14455	280	111	altman	altman	NOUN
ajfa-14455	280	112	,	,	PUNCT
ajfa-14455	280	113	2000	2000	NUM
ajfa-14455	280	114	;	;	PUNCT
ajfa-14455	280	115	espahbodi	espahbodi	VERB
ajfa-14455	280	116	,	,	PUNCT
ajfa-14455	280	117	1991	1991	NUM
ajfa-14455	280	118	;	;	PUNCT
ajfa-14455	280	119	meyer	meyer	PROPN
ajfa-14455	280	120	&	&	CCONJ
ajfa-14455	280	121	pifer	pifer	PROPN
ajfa-14455	280	122	,	,	PUNCT
ajfa-14455	280	123	1970	1970	NUM
ajfa-14455	280	124	)	)	PUNCT
ajfa-14455	280	125	.	.	PUNCT
ajfa-14455	281	1	overall	overall	ADV
ajfa-14455	281	2	,	,	PUNCT
ajfa-14455	281	3	our	our	PRON
ajfa-14455	281	4	model	model	NOUN
ajfa-14455	281	5	is	be	AUX
ajfa-14455	281	6	about	about	ADV
ajfa-14455	281	7	70	70	NUM
ajfa-14455	281	8	%	%	NOUN
ajfa-14455	281	9	accurate	accurate	ADJ
ajfa-14455	281	10	,	,	PUNCT
ajfa-14455	281	11	increasing	increase	VERB
ajfa-14455	281	12	to	to	ADP
ajfa-14455	281	13	91.82	91.82	NUM
ajfa-14455	281	14	%	%	NOUN
ajfa-14455	281	15	in	in	ADP
ajfa-14455	281	16	year0	year0	NOUN
ajfa-14455	281	17	.	.	PUNCT
ajfa-14455	282	1	our	our	PRON
ajfa-14455	282	2	model	model	NOUN
ajfa-14455	282	3	also	also	ADV
ajfa-14455	282	4	seems	seem	VERB
ajfa-14455	282	5	to	to	PART
ajfa-14455	282	6	be	be	AUX
ajfa-14455	282	7	more	more	ADV
ajfa-14455	282	8	accurate	accurate	ADJ
ajfa-14455	282	9	in	in	ADP
ajfa-14455	282	10	predicting	predict	VERB
ajfa-14455	282	11	failure	failure	NOUN
ajfa-14455	282	12	even	even	ADV
ajfa-14455	282	13	up	up	ADP
ajfa-14455	282	14	to	to	ADP
ajfa-14455	282	15	as	as	ADV
ajfa-14455	282	16	far	far	ADV
ajfa-14455	282	17	as	as	ADP
ajfa-14455	282	18	year-1	year-1	NUM
ajfa-14455	282	19	.	.	PUNCT
ajfa-14455	283	1	it	it	PRON
ajfa-14455	283	2	is	be	AUX
ajfa-14455	283	3	however	however	ADV
ajfa-14455	283	4	expected	expect	VERB
ajfa-14455	283	5	that	that	DET
ajfa-14455	283	6	accuracy	accuracy	NOUN
ajfa-14455	283	7	of	of	ADP
ajfa-14455	283	8	correct	correct	ADJ
ajfa-14455	283	9	classification	classification	NOUN
ajfa-14455	283	10	will	will	AUX
ajfa-14455	283	11	fall	fall	VERB
ajfa-14455	283	12	the	the	DET
ajfa-14455	283	13	further	far	ADV
ajfa-14455	283	14	away	away	ADV
ajfa-14455	283	15	it	it	PRON
ajfa-14455	283	16	is	be	AUX
ajfa-14455	283	17	from	from	ADP
ajfa-14455	283	18	year0	year0	NOUN
ajfa-14455	283	19	.	.	PUNCT
ajfa-14455	284	1	we	we	PRON
ajfa-14455	284	2	have	have	AUX
ajfa-14455	284	3	also	also	ADV
ajfa-14455	284	4	managed	manage	VERB
ajfa-14455	284	5	to	to	PART
ajfa-14455	284	6	keep	keep	VERB
ajfa-14455	284	7	type	type	NOUN
ajfa-14455	284	8	i	i	PRON
ajfa-14455	284	9	errors	error	VERB
ajfa-14455	284	10	i.e.	i.e.	X
ajfa-14455	284	11	the	the	DET
ajfa-14455	284	12	probability	probability	NOUN
ajfa-14455	284	13	of	of	ADP
ajfa-14455	284	14	incorrectly	incorrectly	ADV
ajfa-14455	284	15	classifying	classify	VERB
ajfa-14455	284	16	a	a	DET
ajfa-14455	284	17	failed	fail	VERB
ajfa-14455	284	18	bank	bank	NOUN
ajfa-14455	284	19	as	as	ADP
ajfa-14455	284	20	non	non	ADJ
ajfa-14455	284	21	-	-	ADJ
ajfa-14455	284	22	failed	failed	ADJ
ajfa-14455	284	23	,	,	PUNCT
ajfa-14455	284	24	lower	low	ADJ
ajfa-14455	284	25	than	than	ADP
ajfa-14455	284	26	type	type	NOUN
ajfa-14455	284	27	ii	ii	NOUN
ajfa-14455	284	28	errors	error	NOUN
ajfa-14455	284	29	i.e.	i.e.	X
ajfa-14455	284	30	the	the	DET
ajfa-14455	284	31	probability	probability	NOUN
ajfa-14455	284	32	of	of	ADP
ajfa-14455	284	33	incorrectly	incorrectly	ADV
ajfa-14455	284	34	classifying	classify	VERB
ajfa-14455	284	35	non	non	ADJ
ajfa-14455	284	36	-	-	ADJ
ajfa-14455	284	37	failed	failed	ADJ
ajfa-14455	284	38	banks	bank	NOUN
ajfa-14455	284	39	as	as	SCONJ
ajfa-14455	284	40	failed	fail	VERB
ajfa-14455	284	41	,	,	PUNCT
ajfa-14455	284	42	in	in	ADP
ajfa-14455	284	43	the	the	DET
ajfa-14455	284	44	years	year	NOUN
ajfa-14455	284	45	preceding	precede	VERB
ajfa-14455	284	46	failure	failure	NOUN
ajfa-14455	284	47	.	.	PUNCT
ajfa-14455	285	1	as	as	SCONJ
ajfa-14455	285	2	misclassification	misclassification	NOUN
ajfa-14455	285	3	costs	cost	NOUN
ajfa-14455	285	4	arising	arise	VERB
ajfa-14455	285	5	from	from	ADP
ajfa-14455	285	6	type	type	NOUN
ajfa-14455	285	7	i	i	PRON
ajfa-14455	285	8	error	error	NOUN
ajfa-14455	285	9	are	be	AUX
ajfa-14455	285	10	greater	great	ADJ
ajfa-14455	285	11	(	(	PUNCT
ajfa-14455	285	12	barr	barr	PROPN
ajfa-14455	285	13	and	and	CCONJ
ajfa-14455	285	14	siems	siem	NOUN
ajfa-14455	285	15	,	,	PUNCT
ajfa-14455	285	16	1997	1997	NUM
ajfa-14455	285	17	;	;	PUNCT
ajfa-14455	285	18	fidrmuc	fidrmuc	NOUN
ajfa-14455	285	19	and	and	CCONJ
ajfa-14455	285	20	sub	sub	ADJ
ajfa-14455	285	21	;	;	PUNCT
ajfa-14455	285	22	2011	2011	NUM
ajfa-14455	285	23	)	)	PUNCT
ajfa-14455	285	24	,	,	PUNCT
ajfa-14455	285	25	relatively	relatively	ADV
ajfa-14455	285	26	lower	low	ADJ
ajfa-14455	285	27	type	type	NOUN
ajfa-14455	285	28	i	i	PRON
ajfa-14455	285	29	errors	error	VERB
ajfa-14455	285	30	in	in	ADP
ajfa-14455	285	31	our	our	PRON
ajfa-14455	285	32	model	model	NOUN
ajfa-14455	285	33	suggests	suggest	VERB
ajfa-14455	285	34	greater	great	ADJ
ajfa-14455	285	35	predictive	predictive	ADJ
ajfa-14455	285	36	power	power	NOUN
ajfa-14455	285	37	.	.	PUNCT
ajfa-14455	286	1	although	although	SCONJ
ajfa-14455	286	2	the	the	DET
ajfa-14455	286	3	model	model	NOUN
ajfa-14455	286	4	has	have	VERB
ajfa-14455	286	5	high	high	ADJ
ajfa-14455	286	6	in	in	ADP
ajfa-14455	286	7	-	-	PUNCT
ajfa-14455	286	8	sample	sample	NOUN
ajfa-14455	286	9	accuracy	accuracy	NOUN
ajfa-14455	286	10	,	,	PUNCT
ajfa-14455	286	11	we	we	PRON
ajfa-14455	286	12	conduct	conduct	VERB
ajfa-14455	286	13	further	further	ADJ
ajfa-14455	286	14	tests	test	NOUN
ajfa-14455	286	15	to	to	PART
ajfa-14455	286	16	evaluate	evaluate	VERB
ajfa-14455	286	17	its	its	PRON
ajfa-14455	286	18	reliability	reliability	NOUN
ajfa-14455	286	19	and	and	CCONJ
ajfa-14455	286	20	validity	validity	NOUN
ajfa-14455	286	21	in	in	ADP
ajfa-14455	286	22	classifying	classify	VERB
ajfa-14455	286	23	out	out	ADP
ajfa-14455	286	24	of	of	ADP
ajfa-14455	286	25	sample	sample	NOUN
ajfa-14455	286	26	data	datum	NOUN
ajfa-14455	286	27	(	(	PUNCT
ajfa-14455	286	28	jones	jones	PROPN
ajfa-14455	286	29	,	,	PUNCT
ajfa-14455	286	30	1987	1987	NUM
ajfa-14455	286	31	)	)	PUNCT
ajfa-14455	286	32	.	.	PUNCT
ajfa-14455	287	1	the	the	DET
ajfa-14455	287	2	out	out	ADV
ajfa-14455	287	3	-	-	PUNCT
ajfa-14455	287	4	of	of	ADP
ajfa-14455	287	5	-	-	PUNCT
ajfa-14455	287	6	sample	sample	NOUN
ajfa-14455	287	7	predictive	predictive	ADJ
ajfa-14455	287	8	accuracy	accuracy	NOUN
ajfa-14455	287	9	was	be	AUX
ajfa-14455	287	10	tested	test	VERB
ajfa-14455	287	11	using	use	VERB
ajfa-14455	287	12	a	a	DET
ajfa-14455	287	13	sample	sample	NOUN
ajfa-14455	287	14	of	of	ADP
ajfa-14455	287	15	u.s	u.s	PROPN
ajfa-14455	287	16	.	.	PROPN
ajfa-14455	287	17	commercial	commercial	ADJ
ajfa-14455	287	18	banks	bank	NOUN
ajfa-14455	287	19	from	from	ADP
ajfa-14455	287	20	2011	2011	NUM
ajfa-14455	287	21	.	.	PUNCT
ajfa-14455	288	1	the	the	DET
ajfa-14455	288	2	hold	hold	VERB
ajfa-14455	288	3	out	out	ADP
ajfa-14455	288	4	sample	sample	NOUN
ajfa-14455	288	5	consists	consist	VERB
ajfa-14455	288	6	of	of	ADP
ajfa-14455	288	7	65	65	NUM
ajfa-14455	288	8	failed	fail	VERB
ajfa-14455	288	9	banks	bank	NOUN
ajfa-14455	288	10	in	in	ADP
ajfa-14455	288	11	year	year	NOUN
ajfa-14455	288	12	2011	2011	NUM
ajfa-14455	288	13	,	,	PUNCT
ajfa-14455	288	14	matched	match	VERB
ajfa-14455	288	15	by	by	ADP
ajfa-14455	288	16	a	a	DET
ajfa-14455	288	17	sample	sample	NOUN
ajfa-14455	288	18	of	of	ADP
ajfa-14455	288	19	65	65	NUM
ajfa-14455	288	20	non	non	ADJ
ajfa-14455	288	21	-	-	ADJ
ajfa-14455	288	22	failed	failed	ADJ
ajfa-14455	288	23	banks	bank	NOUN
ajfa-14455	288	24	according	accord	VERB
ajfa-14455	288	25	to	to	ADP
ajfa-14455	288	26	asset	asset	NOUN
ajfa-14455	288	27	size	size	NOUN
ajfa-14455	288	28	in	in	ADP
ajfa-14455	288	29	the	the	DET
ajfa-14455	288	30	same	same	ADJ
ajfa-14455	288	31	year	year	NOUN
ajfa-14455	288	32	.	.	PUNCT
ajfa-14455	289	1	the	the	DET
ajfa-14455	289	2	results	result	NOUN
ajfa-14455	289	3	presented	present	VERB
ajfa-14455	289	4	in	in	ADP
ajfa-14455	289	5	panel	panel	NOUN
ajfa-14455	289	6	b	b	NOUN
ajfa-14455	289	7	,	,	PUNCT
ajfa-14455	289	8	table	table	NOUN
ajfa-14455	289	9	9	9	NUM
ajfa-14455	289	10	show	show	NOUN
ajfa-14455	289	11	that	that	SCONJ
ajfa-14455	289	12	our	our	PRON
ajfa-14455	289	13	model	model	NOUN
ajfa-14455	289	14	has	have	VERB
ajfa-14455	289	15	a	a	DET
ajfa-14455	289	16	high	high	ADJ
ajfa-14455	289	17	overall	overall	ADJ
ajfa-14455	289	18	rate	rate	NOUN
ajfa-14455	289	19	of	of	ADP
ajfa-14455	289	20	accuracy	accuracy	NOUN
ajfa-14455	289	21	even	even	ADV
ajfa-14455	289	22	up	up	ADV
ajfa-14455	289	23	to	to	ADP
ajfa-14455	289	24	year-1	year-1	NUM
ajfa-14455	289	25	with	with	ADP
ajfa-14455	289	26	minimal	minimal	ADJ
ajfa-14455	289	27	type	type	NOUN
ajfa-14455	289	28	i	i	PRON
ajfa-14455	289	29	error	error	NOUN
ajfa-14455	289	30	.	.	PUNCT
ajfa-14455	290	1	accuracy	accuracy	NOUN
ajfa-14455	290	2	of	of	ADP
ajfa-14455	290	3	correctly	correctly	ADV
ajfa-14455	290	4	classifying	classify	VERB
ajfa-14455	290	5	a	a	DET
ajfa-14455	290	6	failed	fail	VERB
ajfa-14455	290	7	bank	bank	NOUN
ajfa-14455	290	8	is	be	AUX
ajfa-14455	290	9	near	near	ADV
ajfa-14455	290	10	perfect	perfect	ADJ
ajfa-14455	290	11	in	in	ADP
ajfa-14455	290	12	year-1	year-1	NUM
ajfa-14455	290	13	and	and	CCONJ
ajfa-14455	290	14	perfect	perfect	ADJ
ajfa-14455	290	15	in	in	ADP
ajfa-14455	290	16	year0	year0	NOUN
ajfa-14455	290	17	.	.	PUNCT
ajfa-14455	291	1	type	type	NOUN
ajfa-14455	291	2	i	i	PRON
ajfa-14455	291	3	errors	error	NOUN
ajfa-14455	291	4	were	be	AUX
ajfa-14455	291	5	well	well	ADV
ajfa-14455	291	6	below	below	ADP
ajfa-14455	291	7	type	type	NOUN
ajfa-14455	291	8	ii	ii	PROPN
ajfa-14455	291	9	errors	error	NOUN
ajfa-14455	291	10	and	and	CCONJ
ajfa-14455	291	11	are	be	AUX
ajfa-14455	291	12	also	also	ADV
ajfa-14455	291	13	much	much	ADV
ajfa-14455	291	14	lower	low	ADJ
ajfa-14455	291	15	than	than	ADP
ajfa-14455	291	16	what	what	PRON
ajfa-14455	291	17	was	be	AUX
ajfa-14455	291	18	observed	observe	VERB
ajfa-14455	291	19	in	in	ADP
ajfa-14455	291	20	the	the	DET
ajfa-14455	291	21	in	in	ADP
ajfa-14455	291	22	-	-	PUNCT
ajfa-14455	291	23	sample	sample	NOUN
ajfa-14455	291	24	test	test	NOUN
ajfa-14455	291	25	.	.	PUNCT
ajfa-14455	292	1	the	the	DET
ajfa-14455	292	2	accuracy	accuracy	NOUN
ajfa-14455	292	3	of	of	ADP
ajfa-14455	292	4	our	our	PRON
ajfa-14455	292	5	model	model	NOUN
ajfa-14455	292	6	is	be	AUX
ajfa-14455	292	7	greater	great	ADJ
ajfa-14455	292	8	than	than	ADP
ajfa-14455	292	9	that	that	PRON
ajfa-14455	292	10	of	of	ADP
ajfa-14455	292	11	glezakos	glezakos	PROPN
ajfa-14455	292	12	et	et	PROPN
ajfa-14455	292	13	al	al	PROPN
ajfa-14455	292	14	.	.	PROPN
ajfa-14455	293	1	(	(	PUNCT
ajfa-14455	293	2	2010	2010	NUM
ajfa-14455	293	3	)	)	PUNCT
ajfa-14455	293	4	i.e.	i.e.	X
ajfa-14455	293	5	ours	ours	PRON
ajfa-14455	293	6	is	be	AUX
ajfa-14455	293	7	able	able	ADJ
ajfa-14455	293	8	to	to	PART
ajfa-14455	293	9	predict	predict	VERB
ajfa-14455	293	10	failure	failure	NOUN
ajfa-14455	293	11	at	at	ADP
ajfa-14455	293	12	a	a	DET
ajfa-14455	293	13	higher	high	ADJ
ajfa-14455	293	14	degree	degree	NOUN
ajfa-14455	293	15	asian	asian	ADJ
ajfa-14455	293	16	journal	journal	NOUN
ajfa-14455	293	17	of	of	ADP
ajfa-14455	293	18	finance	finance	PROPN
ajfa-14455	293	19	&	&	CCONJ
ajfa-14455	293	20	accounting	accounting	PROPN
ajfa-14455	293	21	issn	issn	PROPN
ajfa-14455	293	22	1946	1946	NUM
ajfa-14455	293	23	-	-	PUNCT
ajfa-14455	293	24	052x	052x	PROPN
ajfa-14455	293	25	2019	2019	NUM
ajfa-14455	293	26	,	,	PUNCT
ajfa-14455	293	27	vol	vol	NOUN
ajfa-14455	293	28	.	.	PROPN
ajfa-14455	294	1	11	11	NUM
ajfa-14455	294	2	,	,	PUNCT
ajfa-14455	294	3	no	no	INTJ
ajfa-14455	294	4	.	.	NOUN
ajfa-14455	294	5	1	1	NUM
ajfa-14455	294	6	127	127	NUM
ajfa-14455	294	7	ajfa.macrothink.org	ajfa.macrothink.org	NOUN
ajfa-14455	294	8	of	of	ADP
ajfa-14455	294	9	accuracy	accuracy	NOUN
ajfa-14455	294	10	(	(	PUNCT
ajfa-14455	294	11	100	100	NUM
ajfa-14455	294	12	%	%	NOUN
ajfa-14455	294	13	85	85	NUM
ajfa-14455	294	14	%	%	NOUN
ajfa-14455	294	15	)	)	PUNCT
ajfa-14455	294	16	as	as	SCONJ
ajfa-14455	294	17	compared	compare	VERB
ajfa-14455	294	18	to	to	ADP
ajfa-14455	294	19	theirs	theirs	PRON
ajfa-14455	294	20	(	(	PUNCT
ajfa-14455	294	21	60	60	NUM
ajfa-14455	294	22	%	%	NOUN
ajfa-14455	294	23	55	55	NUM
ajfa-14455	294	24	%	%	NOUN
ajfa-14455	294	25	)	)	PUNCT
ajfa-14455	294	26	.	.	PUNCT
ajfa-14455	295	1	we	we	PRON
ajfa-14455	295	2	must	must	AUX
ajfa-14455	295	3	note	note	VERB
ajfa-14455	295	4	however	however	ADV
ajfa-14455	295	5	that	that	SCONJ
ajfa-14455	295	6	the	the	DET
ajfa-14455	295	7	accuracy	accuracy	NOUN
ajfa-14455	295	8	of	of	ADP
ajfa-14455	295	9	our	our	PRON
ajfa-14455	295	10	model	model	NOUN
ajfa-14455	295	11	in	in	ADP
ajfa-14455	295	12	correctly	correctly	ADV
ajfa-14455	295	13	classifying	classify	VERB
ajfa-14455	295	14	healthy	healthy	ADJ
ajfa-14455	295	15	banks	bank	NOUN
ajfa-14455	295	16	is	be	AUX
ajfa-14455	295	17	similar	similar	ADJ
ajfa-14455	295	18	to	to	ADP
ajfa-14455	295	19	theirs	theirs	PRON
ajfa-14455	295	20	.	.	PUNCT
ajfa-14455	296	1	4.3	4.3	NUM
ajfa-14455	296	2	the	the	DET
ajfa-14455	296	3	soundness	soundness	NOUN
ajfa-14455	296	4	of	of	ADP
ajfa-14455	296	5	malaysian	malaysian	ADJ
ajfa-14455	296	6	banks	bank	NOUN
ajfa-14455	296	7	having	having	AUX
ajfa-14455	296	8	identified	identify	VERB
ajfa-14455	296	9	the	the	DET
ajfa-14455	296	10	financial	financial	ADJ
ajfa-14455	296	11	variables	variable	NOUN
ajfa-14455	296	12	that	that	PRON
ajfa-14455	296	13	are	be	AUX
ajfa-14455	296	14	able	able	ADJ
ajfa-14455	296	15	to	to	PART
ajfa-14455	296	16	effectively	effectively	ADV
ajfa-14455	296	17	distinguish	distinguish	VERB
ajfa-14455	296	18	between	between	ADP
ajfa-14455	296	19	healthy	healthy	ADJ
ajfa-14455	296	20	and	and	CCONJ
ajfa-14455	296	21	unhealthy	unhealthy	ADJ
ajfa-14455	296	22	banks	bank	NOUN
ajfa-14455	296	23	,	,	PUNCT
ajfa-14455	296	24	we	we	PRON
ajfa-14455	296	25	then	then	ADV
ajfa-14455	296	26	construct	construct	VERB
ajfa-14455	296	27	‘	'	PUNCT
ajfa-14455	296	28	value	value	NOUN
ajfa-14455	296	29	ranges	range	NOUN
ajfa-14455	296	30	’	'	PUNCT
ajfa-14455	296	31	to	to	PART
ajfa-14455	296	32	assess	assess	VERB
ajfa-14455	296	33	the	the	DET
ajfa-14455	296	34	soundness	soundness	NOUN
ajfa-14455	296	35	of	of	ADP
ajfa-14455	296	36	malaysian	malaysian	ADJ
ajfa-14455	296	37	commercial	commercial	ADJ
ajfa-14455	296	38	banks	bank	NOUN
ajfa-14455	296	39	by	by	ADP
ajfa-14455	296	40	computing	compute	VERB
ajfa-14455	296	41	95	95	NUM
ajfa-14455	296	42	%	%	NOUN
ajfa-14455	296	43	confidence	confidence	NOUN
ajfa-14455	296	44	intervals	interval	NOUN
ajfa-14455	296	45	around	around	ADP
ajfa-14455	296	46	the	the	DET
ajfa-14455	296	47	mean	mean	ADJ
ajfa-14455	296	48	values	value	NOUN
ajfa-14455	296	49	of	of	ADP
ajfa-14455	296	50	each	each	DET
ajfa-14455	296	51	variable	variable	NOUN
ajfa-14455	296	52	for	for	ADP
ajfa-14455	296	53	both	both	CCONJ
ajfa-14455	296	54	the	the	DET
ajfa-14455	296	55	failed	failed	ADJ
ajfa-14455	296	56	and	and	CCONJ
ajfa-14455	296	57	non	non	ADJ
ajfa-14455	296	58	-	-	ADJ
ajfa-14455	296	59	failed	failed	ADJ
ajfa-14455	296	60	sample	sample	NOUN
ajfa-14455	296	61	banks	bank	NOUN
ajfa-14455	296	62	.	.	PUNCT
ajfa-14455	297	1	since	since	SCONJ
ajfa-14455	297	2	the	the	DET
ajfa-14455	297	3	predictive	predictive	ADJ
ajfa-14455	297	4	power	power	NOUN
ajfa-14455	297	5	of	of	ADP
ajfa-14455	297	6	the	the	DET
ajfa-14455	297	7	variables	variable	NOUN
ajfa-14455	297	8	diminish	diminish	VERB
ajfa-14455	297	9	beyond	beyond	ADP
ajfa-14455	297	10	two	two	NUM
ajfa-14455	297	11	years	year	NOUN
ajfa-14455	297	12	prior	prior	ADV
ajfa-14455	297	13	to	to	ADP
ajfa-14455	297	14	failure	failure	NOUN
ajfa-14455	297	15	,	,	PUNCT
ajfa-14455	297	16	we	we	PRON
ajfa-14455	297	17	only	only	ADV
ajfa-14455	297	18	computed	compute	VERB
ajfa-14455	297	19	value	value	NOUN
ajfa-14455	297	20	ranges	range	VERB
ajfa-14455	297	21	for	for	ADP
ajfa-14455	297	22	year1	year1	NOUN
ajfa-14455	297	23	and	and	CCONJ
ajfa-14455	297	24	year-2	year-2	NUM
ajfa-14455	297	25	,	,	PUNCT
ajfa-14455	297	26	although	although	SCONJ
ajfa-14455	297	27	a	a	DET
ajfa-14455	297	28	few	few	ADJ
ajfa-14455	297	29	variables	variable	NOUN
ajfa-14455	297	30	were	be	AUX
ajfa-14455	297	31	only	only	ADV
ajfa-14455	297	32	significant	significant	ADJ
ajfa-14455	297	33	for	for	ADP
ajfa-14455	297	34	just	just	ADV
ajfa-14455	297	35	one	one	NUM
ajfa-14455	297	36	year	year	NOUN
ajfa-14455	297	37	.	.	PUNCT
ajfa-14455	298	1	the	the	DET
ajfa-14455	298	2	value	value	NOUN
ajfa-14455	298	3	ranges	range	NOUN
ajfa-14455	298	4	are	be	AUX
ajfa-14455	298	5	presented	present	VERB
ajfa-14455	298	6	in	in	ADP
ajfa-14455	298	7	table	table	NOUN
ajfa-14455	298	8	10	10	NUM
ajfa-14455	298	9	below	below	ADV
ajfa-14455	298	10	.	.	PUNCT
ajfa-14455	299	1	table	table	NOUN
ajfa-14455	299	2	10	10	NUM
ajfa-14455	299	3	.	.	PUNCT
ajfa-14455	300	1	value	value	NOUN
ajfa-14455	300	2	ranges	range	NOUN
ajfa-14455	300	3	of	of	ADP
ajfa-14455	300	4	bank	bank	NOUN
ajfa-14455	300	5	distress	distress	NOUN
ajfa-14455	300	6	indicators	indicator	NOUN
ajfa-14455	300	7	non	non	ADJ
ajfa-14455	300	8	-	-	ADJ
ajfa-14455	300	9	failed	failed	ADJ
ajfa-14455	300	10	(	(	PUNCT
ajfa-14455	300	11	%	%	INTJ
ajfa-14455	300	12	)	)	PUNCT
ajfa-14455	300	13	failed	fail	VERB
ajfa-14455	300	14	(	(	PUNCT
ajfa-14455	300	15	%	%	INTJ
ajfa-14455	300	16	)	)	PUNCT
ajfa-14455	300	17	lower	low	ADJ
ajfa-14455	300	18	boundary	boundary	ADJ
ajfa-14455	300	19	upper	upper	ADJ
ajfa-14455	300	20	boundary	boundary	NOUN
ajfa-14455	300	21	lower	low	ADJ
ajfa-14455	300	22	boundary	boundary	ADJ
ajfa-14455	300	23	upper	upper	ADJ
ajfa-14455	300	24	boundary	boundary	NOUN
ajfa-14455	300	25	totcap-1	totcap-1	NUM
ajfa-14455	300	26	15.73	15.73	NUM
ajfa-14455	300	27	19.78	19.78	NUM
ajfa-14455	300	28	11.35	11.35	NUM
ajfa-14455	300	29	12.11	12.11	NUM
ajfa-14455	300	30	totcap-2	totcap-2	NUM
ajfa-14455	300	31	n	n	CCONJ
ajfa-14455	300	32	/	/	SYM
ajfa-14455	300	33	s	s	PROPN
ajfa-14455	300	34	n	n	CCONJ
ajfa-14455	300	35	/	/	SYM
ajfa-14455	300	36	s	s	NOUN
ajfa-14455	300	37	netloans-1	netloans-1	NUM
ajfa-14455	300	38	62.53	62.53	NUM
ajfa-14455	300	39	66.73	66.73	NUM
ajfa-14455	300	40	74.70	74.70	NUM
ajfa-14455	300	41	77.11	77.11	NUM
ajfa-14455	300	42	netloans-2	netloans-2	PROPN
ajfa-14455	300	43	63.73	63.73	NUM
ajfa-14455	300	44	67.58	67.58	NUM
ajfa-14455	300	45	73.17	73.17	NUM
ajfa-14455	300	46	76.41	76.41	NUM
ajfa-14455	300	47	loangrowth-1	loangrowth-1	NUM
ajfa-14455	300	48	n	n	CCONJ
ajfa-14455	300	49	/	/	SYM
ajfa-14455	300	50	s	s	PROPN
ajfa-14455	300	51	n	n	CCONJ
ajfa-14455	300	52	/	/	SYM
ajfa-14455	300	53	s	s	PART
ajfa-14455	300	54	loangrowht-2	loangrowht-2	PROPN
ajfa-14455	300	55	11.67	11.67	NUM
ajfa-14455	300	56	24.29	24.29	NUM
ajfa-14455	300	57	24.33	24.33	NUM
ajfa-14455	300	58	41.74	41.74	NUM
ajfa-14455	300	59	roaa-1	roaa-1	NUM
ajfa-14455	300	60	0.2739	0.2739	NUM
ajfa-14455	300	61	0.7437	0.7437	NUM
ajfa-14455	300	62	-0.81	-0.81	NUM
ajfa-14455	300	63	-0.33	-0.33	NUM
ajfa-14455	300	64	roaa-2	roaa-2	NUM
ajfa-14455	300	65	n	n	CCONJ
ajfa-14455	300	66	/	/	SYM
ajfa-14455	300	67	s	s	PROPN
ajfa-14455	300	68	n	n	CCONJ
ajfa-14455	300	69	/	/	SYM
ajfa-14455	300	70	s	s	PART
ajfa-14455	300	71	nim-1	nim-1	NUM
ajfa-14455	300	72	n	n	CCONJ
ajfa-14455	300	73	/	/	SYM
ajfa-14455	300	74	s	s	NOUN
ajfa-14455	300	75	n	n	CCONJ
ajfa-14455	300	76	/	/	SYM
ajfa-14455	300	77	s	s	PROPN
ajfa-14455	300	78	nim-2	nim-2	PUNCT
ajfa-14455	300	79	3.83	3.83	NUM
ajfa-14455	300	80	4.08	4.08	NUM
ajfa-14455	300	81	4.18	4.18	NUM
ajfa-14455	300	82	4.46	4.46	NUM
ajfa-14455	300	83	impe-1	impe-1	NUM
ajfa-14455	300	84	10.55	10.55	NUM
ajfa-14455	300	85	15.93	15.93	NUM
ajfa-14455	300	86	45.74	45.74	NUM
ajfa-14455	300	87	62.24	62.24	NUM
ajfa-14455	300	88	impe-2	impe-2	NUM
ajfa-14455	300	89	5.32	5.32	NUM
ajfa-14455	300	90	8.52	8.52	NUM
ajfa-14455	300	91	11.22	11.22	NUM
ajfa-14455	300	92	15.91	15.91	NUM
ajfa-14455	300	93	loandep-1	loandep-1	ADP
ajfa-14455	300	94	80.15	80.15	NUM
ajfa-14455	300	95	92.08	92.08	NUM
ajfa-14455	300	96	93.13	93.13	NUM
ajfa-14455	300	97	97.47	97.47	NUM
ajfa-14455	301	1	loandep-2	loandep-2	PROPN
ajfa-14455	301	2	80.99	80.99	NUM
ajfa-14455	301	3	91.78	91.78	NUM
ajfa-14455	301	4	95.36	95.36	NUM
ajfa-14455	301	5	102.29	102.29	NUM
ajfa-14455	301	6	impl-1	impl-1	NUM
ajfa-14455	301	7	1.74	1.74	NUM
ajfa-14455	301	8	2.52	2.52	NUM
ajfa-14455	301	9	4.62	4.62	NUM
ajfa-14455	301	10	5.94	5.94	NUM
ajfa-14455	301	11	impl-2	impl-2	NUM
ajfa-14455	301	12	1.13	1.13	NUM
ajfa-14455	301	13	1.63	1.63	NUM
ajfa-14455	301	14	1.33	1.33	NUM
ajfa-14455	301	15	1.87	1.87	NUM
ajfa-14455	301	16	note	note	NOUN
ajfa-14455	301	17	:	:	PUNCT
ajfa-14455	301	18	n	n	CCONJ
ajfa-14455	301	19	/	/	SYM
ajfa-14455	301	20	s	s	VERB
ajfa-14455	301	21	indicates	indicate	VERB
ajfa-14455	301	22	non	non	ADJ
ajfa-14455	301	23	-	-	ADJ
ajfa-14455	301	24	statistically	statistically	ADV
ajfa-14455	301	25	significant	significant	ADJ
ajfa-14455	301	26	coefficient	coefficient	NOUN
ajfa-14455	301	27	estimate	estimate	NOUN
ajfa-14455	301	28	we	we	PRON
ajfa-14455	301	29	then	then	ADV
ajfa-14455	301	30	categorise	categorise	VERB
ajfa-14455	301	31	the	the	DET
ajfa-14455	301	32	value	value	NOUN
ajfa-14455	301	33	ranges	range	VERB
ajfa-14455	301	34	in	in	ADP
ajfa-14455	301	35	table	table	NOUN
ajfa-14455	301	36	10	10	NUM
ajfa-14455	301	37	into	into	ADP
ajfa-14455	301	38	five	five	NUM
ajfa-14455	301	39	distinct	distinct	ADJ
ajfa-14455	301	40	tranches	tranche	NOUN
ajfa-14455	301	41	,	,	PUNCT
ajfa-14455	301	42	colour	colour	NOUN
ajfa-14455	301	43	-	-	PUNCT
ajfa-14455	301	44	coded	code	VERB
ajfa-14455	301	45	for	for	ADP
ajfa-14455	301	46	ease	ease	NOUN
ajfa-14455	301	47	of	of	ADP
ajfa-14455	301	48	presentation	presentation	NOUN
ajfa-14455	301	49	:	:	PUNCT
ajfa-14455	301	50	(	(	PUNCT
ajfa-14455	301	51	1	1	X
ajfa-14455	301	52	)	)	PUNCT
ajfa-14455	301	53	critical	critical	ADJ
ajfa-14455	301	54	i.e.	i.e.	X
ajfa-14455	301	55	recorded	recorded	ADJ
ajfa-14455	301	56	ratio	ratio	NOUN
ajfa-14455	301	57	is	be	AUX
ajfa-14455	301	58	worse	bad	ADJ
ajfa-14455	301	59	than	than	ADP
ajfa-14455	301	60	failed	fail	VERB
ajfa-14455	301	61	banks	bank	NOUN
ajfa-14455	301	62	(	(	PUNCT
ajfa-14455	301	63	in	in	ADP
ajfa-14455	301	64	red	red	NOUN
ajfa-14455	301	65	)	)	PUNCT
ajfa-14455	301	66	;	;	PUNCT
ajfa-14455	301	67	(	(	PUNCT
ajfa-14455	301	68	2	2	X
ajfa-14455	301	69	)	)	PUNCT
ajfa-14455	301	70	unsound	unsound	ADJ
ajfa-14455	301	71	i.e.	i.e.	X
ajfa-14455	301	72	ratio	ratio	NOUN
ajfa-14455	301	73	is	be	AUX
ajfa-14455	301	74	within	within	ADP
ajfa-14455	301	75	failed	fail	VERB
ajfa-14455	301	76	banks	bank	NOUN
ajfa-14455	301	77	’	'	PUNCT
ajfa-14455	301	78	range	range	NOUN
ajfa-14455	301	79	(	(	PUNCT
ajfa-14455	301	80	in	in	ADP
ajfa-14455	301	81	pink	pink	ADJ
ajfa-14455	301	82	)	)	PUNCT
ajfa-14455	301	83	;	;	PUNCT
ajfa-14455	301	84	(	(	PUNCT
ajfa-14455	301	85	3	3	X
ajfa-14455	301	86	)	)	PUNCT
ajfa-14455	301	87	moderate	moderate	ADJ
ajfa-14455	301	88	i.e.	i.e.	X
ajfa-14455	301	89	ratio	ratio	NOUN
ajfa-14455	301	90	is	be	AUX
ajfa-14455	301	91	between	between	ADP
ajfa-14455	301	92	failed	failed	ADJ
ajfa-14455	301	93	and	and	CCONJ
ajfa-14455	301	94	non	non	ADJ
ajfa-14455	301	95	-	-	ADJ
ajfa-14455	301	96	failed	failed	ADJ
ajfa-14455	301	97	range	range	NOUN
ajfa-14455	301	98	(	(	PUNCT
ajfa-14455	301	99	in	in	ADP
ajfa-14455	301	100	yellow	yellow	NOUN
ajfa-14455	301	101	)	)	PUNCT
ajfa-14455	301	102	;	;	PUNCT
ajfa-14455	301	103	(	(	PUNCT
ajfa-14455	301	104	4	4	X
ajfa-14455	301	105	)	)	PUNCT
ajfa-14455	301	106	sound	sound	NOUN
ajfa-14455	301	107	i.e.	i.e.	X
ajfa-14455	301	108	ratio	ratio	NOUN
ajfa-14455	301	109	is	be	AUX
ajfa-14455	301	110	within	within	ADP
ajfa-14455	301	111	non	non	ADJ
ajfa-14455	301	112	-	-	ADJ
ajfa-14455	301	113	failed	failed	ADJ
ajfa-14455	301	114	range	range	NOUN
ajfa-14455	301	115	(	(	PUNCT
ajfa-14455	301	116	in	in	ADP
ajfa-14455	301	117	light	light	ADJ
ajfa-14455	301	118	green	green	ADJ
ajfa-14455	301	119	)	)	PUNCT
ajfa-14455	301	120	;	;	PUNCT
ajfa-14455	301	121	and	and	CCONJ
ajfa-14455	301	122	(	(	PUNCT
ajfa-14455	301	123	5	5	X
ajfa-14455	301	124	)	)	PUNCT
ajfa-14455	301	125	excellent	excellent	ADJ
ajfa-14455	301	126	i.e.	i.e.	X
ajfa-14455	301	127	ratio	ratio	NOUN
ajfa-14455	301	128	is	be	AUX
ajfa-14455	301	129	better	well	ADJ
ajfa-14455	301	130	than	than	ADP
ajfa-14455	301	131	non	non	ADJ
ajfa-14455	301	132	-	-	ADJ
ajfa-14455	301	133	failed	failed	ADJ
ajfa-14455	301	134	banks	bank	NOUN
ajfa-14455	301	135	(	(	PUNCT
ajfa-14455	301	136	in	in	ADP
ajfa-14455	301	137	dark	dark	ADJ
ajfa-14455	301	138	green	green	NOUN
ajfa-14455	301	139	)	)	PUNCT
ajfa-14455	301	140	.	.	PUNCT
ajfa-14455	302	1	interpretation	interpretation	NOUN
ajfa-14455	302	2	of	of	ADP
ajfa-14455	302	3	the	the	DET
ajfa-14455	302	4	value	value	NOUN
ajfa-14455	302	5	ranges	range	VERB
ajfa-14455	302	6	is	be	AUX
ajfa-14455	302	7	variable	variable	ADJ
ajfa-14455	302	8	-	-	PUNCT
ajfa-14455	302	9	specific	specific	ADJ
ajfa-14455	302	10	.	.	PUNCT
ajfa-14455	303	1	for	for	ADP
ajfa-14455	303	2	variables	variable	NOUN
ajfa-14455	303	3	negatively	negatively	ADV
ajfa-14455	303	4	related	relate	VERB
ajfa-14455	303	5	to	to	ADP
ajfa-14455	303	6	the	the	DET
ajfa-14455	303	7	likelihood	likelihood	NOUN
ajfa-14455	303	8	of	of	ADP
ajfa-14455	303	9	failure	failure	NOUN
ajfa-14455	303	10	,	,	PUNCT
ajfa-14455	303	11	higher	high	ADJ
ajfa-14455	303	12	ratios	ratio	NOUN
ajfa-14455	303	13	indicate	indicate	VERB
ajfa-14455	303	14	better	well	ADJ
ajfa-14455	303	15	health	health	NOUN
ajfa-14455	303	16	.	.	PUNCT
ajfa-14455	304	1	ratios	ratio	NOUN
ajfa-14455	304	2	falling	fall	VERB
ajfa-14455	304	3	below	below	ADP
ajfa-14455	304	4	the	the	DET
ajfa-14455	304	5	‘	'	PUNCT
ajfa-14455	304	6	failed	failed	ADJ
ajfa-14455	304	7	’	'	PUNCT
ajfa-14455	304	8	range	range	NOUN
ajfa-14455	304	9	will	will	AUX
ajfa-14455	304	10	thus	thus	ADV
ajfa-14455	304	11	be	be	AUX
ajfa-14455	304	12	considered	consider	VERB
ajfa-14455	304	13	‘	'	PUNCT
ajfa-14455	304	14	critical	critical	ADJ
ajfa-14455	304	15	’	'	PUNCT
ajfa-14455	304	16	while	while	SCONJ
ajfa-14455	304	17	ratios	ratio	NOUN
ajfa-14455	304	18	above	above	ADP
ajfa-14455	304	19	‘	'	PUNCT
ajfa-14455	304	20	non	non	ADJ
ajfa-14455	304	21	-	-	ADJ
ajfa-14455	304	22	failed	failed	ADJ
ajfa-14455	304	23	’	'	PUNCT
ajfa-14455	304	24	are	be	AUX
ajfa-14455	304	25	considered	consider	VERB
ajfa-14455	304	26	‘	'	PUNCT
ajfa-14455	304	27	excellent	excellent	ADJ
ajfa-14455	304	28	’	'	PUNCT
ajfa-14455	304	29	.	.	PUNCT
ajfa-14455	305	1	for	for	ADP
ajfa-14455	305	2	variables	variable	NOUN
ajfa-14455	305	3	asian	asian	ADJ
ajfa-14455	305	4	journal	journal	NOUN
ajfa-14455	305	5	of	of	ADP
ajfa-14455	305	6	finance	finance	PROPN
ajfa-14455	305	7	&	&	CCONJ
ajfa-14455	305	8	accounting	accounting	PROPN
ajfa-14455	305	9	issn	issn	PROPN
ajfa-14455	305	10	1946	1946	NUM
ajfa-14455	305	11	-	-	PUNCT
ajfa-14455	305	12	052x	052x	PROPN
ajfa-14455	305	13	2019	2019	NUM
ajfa-14455	305	14	,	,	PUNCT
ajfa-14455	305	15	vol	vol	NOUN
ajfa-14455	305	16	.	.	PROPN
ajfa-14455	305	17	11	11	NUM
ajfa-14455	305	18	,	,	PUNCT
ajfa-14455	305	19	no	no	INTJ
ajfa-14455	305	20	.	.	NOUN
ajfa-14455	305	21	1	1	NUM
ajfa-14455	305	22	128	128	NUM
ajfa-14455	305	23	ajfa.macrothink.org	ajfa.macrothink.org	VERB
ajfa-14455	305	24	positively	positively	ADV
ajfa-14455	305	25	related	relate	VERB
ajfa-14455	305	26	to	to	ADP
ajfa-14455	305	27	bank	bank	NOUN
ajfa-14455	305	28	failure	failure	NOUN
ajfa-14455	305	29	,	,	PUNCT
ajfa-14455	305	30	ratios	ratio	NOUN
ajfa-14455	305	31	above	above	ADP
ajfa-14455	305	32	the	the	DET
ajfa-14455	305	33	‘	'	PUNCT
ajfa-14455	305	34	failed	failed	ADJ
ajfa-14455	305	35	’	'	PUNCT
ajfa-14455	305	36	range	range	NOUN
ajfa-14455	305	37	are	be	AUX
ajfa-14455	305	38	considered	consider	VERB
ajfa-14455	305	39	‘	'	PUNCT
ajfa-14455	305	40	critical	critical	ADJ
ajfa-14455	305	41	’	'	PUNCT
ajfa-14455	305	42	while	while	SCONJ
ajfa-14455	305	43	ratios	ratio	NOUN
ajfa-14455	305	44	below	below	ADP
ajfa-14455	305	45	‘	'	PUNCT
ajfa-14455	305	46	non	non	ADJ
ajfa-14455	305	47	-	-	ADJ
ajfa-14455	305	48	failed	failed	ADJ
ajfa-14455	305	49	’	'	PUNCT
ajfa-14455	305	50	are	be	AUX
ajfa-14455	305	51	considered	consider	VERB
ajfa-14455	305	52	‘	'	PUNCT
ajfa-14455	305	53	excellent	excellent	ADJ
ajfa-14455	305	54	’	'	PUNCT
ajfa-14455	305	55	.	.	PUNCT
ajfa-14455	306	1	interpreting	interpret	VERB
ajfa-14455	306	2	loangrowth	loangrowth	NOUN
ajfa-14455	306	3	however	however	ADV
ajfa-14455	306	4	,	,	PUNCT
ajfa-14455	306	5	requires	require	VERB
ajfa-14455	306	6	more	more	ADJ
ajfa-14455	306	7	discretion	discretion	NOUN
ajfa-14455	306	8	as	as	SCONJ
ajfa-14455	306	9	too	too	ADV
ajfa-14455	306	10	low	low	ADJ
ajfa-14455	306	11	a	a	DET
ajfa-14455	306	12	value	value	NOUN
ajfa-14455	306	13	may	may	AUX
ajfa-14455	306	14	indicate	indicate	VERB
ajfa-14455	306	15	inability	inability	NOUN
ajfa-14455	306	16	in	in	ADP
ajfa-14455	306	17	generating	generate	VERB
ajfa-14455	306	18	profits	profit	NOUN
ajfa-14455	306	19	while	while	SCONJ
ajfa-14455	306	20	too	too	ADV
ajfa-14455	306	21	high	high	ADJ
ajfa-14455	306	22	a	a	DET
ajfa-14455	306	23	value	value	NOUN
ajfa-14455	306	24	may	may	AUX
ajfa-14455	306	25	indicate	indicate	VERB
ajfa-14455	306	26	poor	poor	ADJ
ajfa-14455	306	27	lending	lending	NOUN
ajfa-14455	306	28	practices	practice	NOUN
ajfa-14455	306	29	.	.	PUNCT
ajfa-14455	307	1	we	we	PRON
ajfa-14455	307	2	assessed	assess	VERB
ajfa-14455	307	3	the	the	DET
ajfa-14455	307	4	soundness	soundness	NOUN
ajfa-14455	307	5	of	of	ADP
ajfa-14455	307	6	20	20	NUM
ajfa-14455	307	7	domestic	domestic	ADJ
ajfa-14455	307	8	and	and	CCONJ
ajfa-14455	307	9	foreign	foreign	ADJ
ajfa-14455	307	10	commercial	commercial	ADJ
ajfa-14455	307	11	banks	bank	NOUN
ajfa-14455	307	12	in	in	ADP
ajfa-14455	307	13	malaysia	malaysia	PROPN
ajfa-14455	307	14	as	as	ADP
ajfa-14455	307	15	of	of	ADP
ajfa-14455	307	16	2011	2011	NUM
ajfa-14455	307	17	based	base	VERB
ajfa-14455	307	18	on	on	ADP
ajfa-14455	307	19	our	our	PRON
ajfa-14455	307	20	colour	colour	NOUN
ajfa-14455	307	21	-	-	PUNCT
ajfa-14455	307	22	coded	code	VERB
ajfa-14455	307	23	categories	category	NOUN
ajfa-14455	307	24	above	above	ADV
ajfa-14455	307	25	.	.	PUNCT
ajfa-14455	308	1	the	the	DET
ajfa-14455	308	2	results	result	NOUN
ajfa-14455	308	3	of	of	ADP
ajfa-14455	308	4	the	the	DET
ajfa-14455	308	5	assessment	assessment	NOUN
ajfa-14455	308	6	are	be	AUX
ajfa-14455	308	7	presented	present	VERB
ajfa-14455	308	8	in	in	ADP
ajfa-14455	308	9	table	table	NOUN
ajfa-14455	308	10	11	11	NUM
ajfa-14455	308	11	below	below	ADV
ajfa-14455	308	12	.	.	PUNCT
ajfa-14455	309	1	table	table	NOUN
ajfa-14455	309	2	11	11	NUM
ajfa-14455	309	3	.	.	PUNCT
ajfa-14455	310	1	malaysian	malaysian	ADJ
ajfa-14455	310	2	commercial	commercial	PROPN
ajfa-14455	310	3	bank	bank	PROPN
ajfa-14455	310	4	soundness	soundness	PROPN
ajfa-14455	310	5	assessment	assessment	NOUN
ajfa-14455	310	6	bank	bank	PROPN
ajfa-14455	310	7	c	c	PROPN
ajfa-14455	310	8	ap	ap	PROPN
ajfa-14455	310	9	it	it	PRON
ajfa-14455	311	1	al	al	PROPN
ajfa-14455	311	2	t	t	PROPN
ajfa-14455	312	1	o	o	X
ajfa-14455	312	2	t	t	X
ajfa-14455	312	3	c	c	PROPN
ajfa-14455	312	4	a	a	DET
ajfa-14455	312	5	p	p	NOUN
ajfa-14455	312	6	a	a	DET
ajfa-14455	312	7	ss	ss	NOUN
ajfa-14455	312	8	et	et	NOUN
ajfa-14455	313	1	q	q	NOUN
ajfa-14455	313	2	u	u	NOUN
ajfa-14455	313	3	al	al	PROPN
ajfa-14455	313	4	it	it	PRON
ajfa-14455	313	5	y	y	VERB
ajfa-14455	313	6	l	l	NOUN
ajfa-14455	313	7	o	o	X
ajfa-14455	314	1	a	a	DET
ajfa-14455	314	2	n	n	NOUN
ajfa-14455	314	3	g	g	NOUN
ajfa-14455	314	4	r	r	NOUN
ajfa-14455	314	5	o	o	PROPN
ajfa-14455	314	6	w	w	PROPN
ajfa-14455	314	7	t	t	PROPN
ajfa-14455	314	8	h	h	NOUN
ajfa-14455	314	9	a	a	DET
ajfa-14455	314	10	ss	ss	NOUN
ajfa-14455	314	11	et	et	NOUN
ajfa-14455	314	12	q	q	NOUN
ajfa-14455	314	13	u	u	NOUN
ajfa-14455	314	14	al	al	PROPN
ajfa-14455	314	15	it	it	PRON
ajfa-14455	315	1	y	y	INTJ
ajfa-14455	316	1	i	i	PRON
ajfa-14455	316	2	m	m	VERB
ajfa-14455	316	3	pe	pe	VERB
ajfa-14455	316	4	a	a	DET
ajfa-14455	316	5	ss	ss	NOUN
ajfa-14455	316	6	et	et	NOUN
ajfa-14455	316	7	q	q	NOUN
ajfa-14455	316	8	u	u	NOUN
ajfa-14455	316	9	al	al	PROPN
ajfa-14455	316	10	it	it	PRON
ajfa-14455	316	11	y	y	INTJ
ajfa-14455	317	1	i	i	PRON
ajfa-14455	317	2	m	m	VERB
ajfa-14455	317	3	pl	pl	VERB
ajfa-14455	317	4	m	m	VERB
ajfa-14455	317	5	an	an	DET
ajfa-14455	317	6	ag	ag	PROPN
ajfa-14455	317	7	em	em	PRON
ajfa-14455	317	8	en	en	INTJ
ajfa-14455	317	9	t	t	PROPN
ajfa-14455	317	10	r	r	NOUN
ajfa-14455	317	11	o	o	NOUN
ajfa-14455	317	12	a	a	DET
ajfa-14455	317	13	a	a	DET
ajfa-14455	317	14	e	e	NOUN
ajfa-14455	317	15	ar	ar	NOUN
ajfa-14455	317	16	n	n	PROPN
ajfa-14455	317	17	in	in	ADP
ajfa-14455	317	18	gs	gs	INTJ
ajfa-14455	317	19	n	n	ADV
ajfa-14455	318	1	i	i	PRON
ajfa-14455	318	2	m	m	VERB
ajfa-14455	318	3	l	l	NOUN
ajfa-14455	318	4	iq	iq	NOUN
ajfa-14455	318	5	u	u	NOUN
ajfa-14455	318	6	i	i	NOUN
ajfa-14455	318	7	d	d	NOUN
ajfa-14455	318	8	it	it	PRON
ajfa-14455	319	1	y	y	NOUN
ajfa-14455	319	2	l	l	NOUN
ajfa-14455	319	3	o	o	X
ajfa-14455	320	1	a	a	DET
ajfa-14455	320	2	n	n	NOUN
ajfa-14455	320	3	d	d	X
ajfa-14455	320	4	e	e	PROPN
ajfa-14455	320	5	p	p	PROPN
ajfa-14455	320	6	l	l	NOUN
ajfa-14455	320	7	iq	iq	NOUN
ajfa-14455	320	8	u	u	NOUN
ajfa-14455	321	1	i	i	NOUN
ajfa-14455	321	2	d	d	NOUN
ajfa-14455	321	3	it	it	PRON
ajfa-14455	321	4	y	y	NOUN
ajfa-14455	321	5	n	n	NOUN
ajfa-14455	321	6	e	e	X
ajfa-14455	321	7	t	t	NOUN
ajfa-14455	321	8	l	l	NOUN
ajfa-14455	321	9	o	o	X
ajfa-14455	321	10	a	a	DET
ajfa-14455	321	11	n	n	NOUN
ajfa-14455	321	12	s	s	PART
ajfa-14455	321	13	affin	affin	NOUN
ajfa-14455	321	14	ambank	ambank	PROPN
ajfa-14455	321	15	alliance	alliance	PROPN
ajfa-14455	321	16	bangkok	bangkok	PROPN
ajfa-14455	321	17	bank	bank	PROPN
ajfa-14455	321	18	of	of	ADP
ajfa-14455	321	19	america	america	PROPN
ajfa-14455	321	20	bank	bank	PROPN
ajfa-14455	321	21	of	of	ADP
ajfa-14455	321	22	nova	nova	PROPN
ajfa-14455	321	23	scotia	scotia	PROPN
ajfa-14455	321	24	bank	bank	PROPN
ajfa-14455	321	25	of	of	ADP
ajfa-14455	321	26	tokyo	tokyo	PROPN
ajfa-14455	321	27	mitsubishi	mitsubishi	PROPN
ajfa-14455	321	28	cimb	cimb	PROPN
ajfa-14455	321	29	citibank	citibank	PROPN
ajfa-14455	321	30	deutsche	deutsche	PROPN
ajfa-14455	321	31	hong	hong	PROPN
ajfa-14455	321	32	leong	leong	PROPN
ajfa-14455	321	33	hsbc	hsbc	PROPN
ajfa-14455	321	34	jp	jp	PROPN
ajfa-14455	321	35	morgan	morgan	PROPN
ajfa-14455	321	36	chase	chase	PROPN
ajfa-14455	321	37	maybank	maybank	PROPN
ajfa-14455	321	38	ocbc	ocbc	PROPN
ajfa-14455	321	39	public	public	PROPN
ajfa-14455	321	40	bank	bank	PROPN
ajfa-14455	321	41	rhb	rhb	PROPN
ajfa-14455	321	42	royal	royal	PROPN
ajfa-14455	321	43	bank	bank	PROPN
ajfa-14455	321	44	of	of	ADP
ajfa-14455	321	45	scotland	scotland	PROPN
ajfa-14455	321	46	standard	standard	PROPN
ajfa-14455	321	47	chartered	chartered	PROPN
ajfa-14455	321	48	united	united	PROPN
ajfa-14455	321	49	overseas	overseas	PROPN
ajfa-14455	321	50	bank	bank	PROPN
ajfa-14455	321	51	the	the	DET
ajfa-14455	321	52	soundness	soundness	NOUN
ajfa-14455	321	53	of	of	ADP
ajfa-14455	321	54	malaysian	malaysian	ADJ
ajfa-14455	321	55	commercial	commercial	ADJ
ajfa-14455	321	56	banks	bank	NOUN
ajfa-14455	321	57	is	be	AUX
ajfa-14455	321	58	assessed	assess	VERB
ajfa-14455	321	59	on	on	ADP
ajfa-14455	321	60	8	8	NUM
ajfa-14455	321	61	categories	category	NOUN
ajfa-14455	321	62	formed	form	VERB
ajfa-14455	321	63	on	on	ADP
ajfa-14455	321	64	the	the	DET
ajfa-14455	321	65	basis	basis	NOUN
ajfa-14455	321	66	of	of	ADP
ajfa-14455	321	67	the	the	DET
ajfa-14455	321	68	value	value	NOUN
ajfa-14455	321	69	ranges	range	VERB
ajfa-14455	321	70	in	in	ADP
ajfa-14455	321	71	table	table	NOUN
ajfa-14455	321	72	10	10	NUM
ajfa-14455	321	73	.	.	PUNCT
ajfa-14455	322	1	each	each	DET
ajfa-14455	322	2	category	category	NOUN
ajfa-14455	322	3	is	be	AUX
ajfa-14455	322	4	divided	divide	VERB
ajfa-14455	322	5	into	into	ADP
ajfa-14455	322	6	5	5	NUM
ajfa-14455	322	7	tranches	tranche	NOUN
ajfa-14455	322	8	:	:	PUNCT
ajfa-14455	322	9	critical	critical	ADJ
ajfa-14455	322	10	(	(	PUNCT
ajfa-14455	322	11	in	in	ADP
ajfa-14455	322	12	red	red	NOUN
ajfa-14455	322	13	)	)	PUNCT
ajfa-14455	322	14	;	;	PUNCT
ajfa-14455	322	15	unsound	unsound	ADV
ajfa-14455	322	16	(	(	PUNCT
ajfa-14455	322	17	in	in	ADP
ajfa-14455	322	18	pink	pink	ADJ
ajfa-14455	322	19	)	)	PUNCT
ajfa-14455	322	20	;	;	PUNCT
ajfa-14455	322	21	moderate	moderate	ADJ
ajfa-14455	322	22	(	(	PUNCT
ajfa-14455	322	23	in	in	ADP
ajfa-14455	322	24	yellow	yellow	NOUN
ajfa-14455	322	25	)	)	PUNCT
ajfa-14455	322	26	;	;	PUNCT
ajfa-14455	322	27	sound	sound	NOUN
ajfa-14455	322	28	(	(	PUNCT
ajfa-14455	322	29	in	in	ADP
ajfa-14455	322	30	light	light	ADJ
ajfa-14455	322	31	green	green	ADJ
ajfa-14455	322	32	)	)	PUNCT
ajfa-14455	322	33	;	;	PUNCT
ajfa-14455	322	34	and	and	CCONJ
ajfa-14455	322	35	excellent	excellent	ADJ
ajfa-14455	322	36	(	(	PUNCT
ajfa-14455	322	37	in	in	ADP
ajfa-14455	322	38	dark	dark	ADJ
ajfa-14455	322	39	green	green	NOUN
ajfa-14455	322	40	)	)	PUNCT
ajfa-14455	322	41	.	.	PUNCT
ajfa-14455	323	1	the	the	DET
ajfa-14455	323	2	bank	bank	NOUN
ajfa-14455	323	3	soundness	soundness	NOUN
ajfa-14455	323	4	assessment	assessment	NOUN
ajfa-14455	323	5	in	in	ADP
ajfa-14455	323	6	table	table	NOUN
ajfa-14455	323	7	11	11	NUM
ajfa-14455	323	8	shows	show	VERB
ajfa-14455	323	9	that	that	SCONJ
ajfa-14455	323	10	for	for	ADP
ajfa-14455	323	11	the	the	DET
ajfa-14455	323	12	most	most	ADJ
ajfa-14455	323	13	part	part	NOUN
ajfa-14455	323	14	,	,	PUNCT
ajfa-14455	323	15	malaysian	malaysian	ADJ
ajfa-14455	323	16	commercial	commercial	ADJ
ajfa-14455	323	17	banks	bank	NOUN
ajfa-14455	323	18	seem	seem	VERB
ajfa-14455	323	19	to	to	PART
ajfa-14455	323	20	be	be	AUX
ajfa-14455	323	21	reasonably	reasonably	ADV
ajfa-14455	323	22	sound	sound	ADJ
ajfa-14455	323	23	.	.	PUNCT
ajfa-14455	324	1	a	a	DET
ajfa-14455	324	2	few	few	ADJ
ajfa-14455	324	3	problem	problem	NOUN
ajfa-14455	324	4	areas	area	NOUN
ajfa-14455	324	5	exist	exist	VERB
ajfa-14455	324	6	however	however	ADV
ajfa-14455	324	7	,	,	PUNCT
ajfa-14455	324	8	especially	especially	ADV
ajfa-14455	324	9	in	in	ADP
ajfa-14455	324	10	terms	term	NOUN
ajfa-14455	324	11	of	of	ADP
ajfa-14455	324	12	capitalisation	capitalisation	NOUN
ajfa-14455	324	13	and	and	CCONJ
ajfa-14455	324	14	asset	asset	NOUN
ajfa-14455	324	15	quality	quality	NOUN
ajfa-14455	324	16	.	.	PUNCT
ajfa-14455	325	1	we	we	PRON
ajfa-14455	325	2	can	can	AUX
ajfa-14455	325	3	see	see	VERB
ajfa-14455	325	4	that	that	SCONJ
ajfa-14455	325	5	banks	bank	NOUN
ajfa-14455	325	6	such	such	ADJ
ajfa-14455	325	7	as	as	ADP
ajfa-14455	325	8	ambank	ambank	NOUN
ajfa-14455	325	9	,	,	PUNCT
ajfa-14455	325	10	alliance	alliance	NOUN
ajfa-14455	325	11	,	,	PUNCT
ajfa-14455	325	12	asian	asian	ADJ
ajfa-14455	325	13	journal	journal	NOUN
ajfa-14455	325	14	of	of	ADP
ajfa-14455	325	15	finance	finance	PROPN
ajfa-14455	325	16	&	&	CCONJ
ajfa-14455	325	17	accounting	accounting	PROPN
ajfa-14455	325	18	issn	issn	PROPN
ajfa-14455	325	19	1946	1946	NUM
ajfa-14455	325	20	-	-	PUNCT
ajfa-14455	325	21	052x	052x	PROPN
ajfa-14455	325	22	2019	2019	NUM
ajfa-14455	325	23	,	,	PUNCT
ajfa-14455	325	24	vol	vol	NOUN
ajfa-14455	325	25	.	.	PROPN
ajfa-14455	325	26	11	11	NUM
ajfa-14455	325	27	,	,	PUNCT
ajfa-14455	325	28	no	no	INTJ
ajfa-14455	325	29	.	.	NOUN
ajfa-14455	325	30	1	1	NUM
ajfa-14455	325	31	129	129	NUM
ajfa-14455	325	32	ajfa.macrothink.org	ajfa.macrothink.org	ADJ
ajfa-14455	325	33	bank	bank	PROPN
ajfa-14455	325	34	of	of	ADP
ajfa-14455	325	35	america	america	PROPN
ajfa-14455	325	36	,	,	PUNCT
ajfa-14455	325	37	bank	bank	PROPN
ajfa-14455	325	38	of	of	ADP
ajfa-14455	325	39	tokyo	tokyo	PROPN
ajfa-14455	325	40	and	and	CCONJ
ajfa-14455	325	41	citibank	citibank	PROPN
ajfa-14455	325	42	have	have	VERB
ajfa-14455	325	43	very	very	ADV
ajfa-14455	325	44	low	low	ADJ
ajfa-14455	325	45	or	or	CCONJ
ajfa-14455	325	46	even	even	ADV
ajfa-14455	325	47	negative	negative	ADJ
ajfa-14455	325	48	loan	loan	NOUN
ajfa-14455	325	49	growth	growth	NOUN
ajfa-14455	325	50	rates	rate	NOUN
ajfa-14455	325	51	(	(	PUNCT
ajfa-14455	325	52	-12.63	-12.63	NOUN
ajfa-14455	325	53	%	%	NOUN
ajfa-14455	325	54	;	;	PUNCT
ajfa-14455	325	55	4.92	4.92	NUM
ajfa-14455	325	56	%	%	NOUN
ajfa-14455	325	57	;	;	PUNCT
ajfa-14455	326	1	-36.86	-36.86	PUNCT
ajfa-14455	326	2	%	%	NOUN
ajfa-14455	326	3	;	;	PUNCT
ajfa-14455	326	4	6.51	6.51	NUM
ajfa-14455	326	5	%	%	NOUN
ajfa-14455	326	6	and	and	CCONJ
ajfa-14455	326	7	4.29	4.29	NUM
ajfa-14455	326	8	%	%	NOUN
ajfa-14455	326	9	respectively	respectively	ADV
ajfa-14455	326	10	)	)	PUNCT
ajfa-14455	326	11	,	,	PUNCT
ajfa-14455	326	12	while	while	SCONJ
ajfa-14455	326	13	united	united	PROPN
ajfa-14455	326	14	overseas	overseas	PROPN
ajfa-14455	326	15	bank	bank	PROPN
ajfa-14455	326	16	recorded	record	VERB
ajfa-14455	326	17	exceptionally	exceptionally	ADV
ajfa-14455	326	18	high	high	ADJ
ajfa-14455	326	19	loan	loan	NOUN
ajfa-14455	326	20	growth	growth	NOUN
ajfa-14455	326	21	rates	rate	NOUN
ajfa-14455	326	22	(	(	PUNCT
ajfa-14455	326	23	35.4	35.4	NUM
ajfa-14455	326	24	%	%	NOUN
ajfa-14455	326	25	)	)	PUNCT
ajfa-14455	326	26	.	.	PUNCT
ajfa-14455	327	1	other	other	ADJ
ajfa-14455	327	2	aspects	aspect	NOUN
ajfa-14455	327	3	of	of	ADP
ajfa-14455	327	4	asset	asset	NOUN
ajfa-14455	327	5	quality	quality	NOUN
ajfa-14455	327	6	seem	seem	VERB
ajfa-14455	327	7	to	to	PART
ajfa-14455	327	8	be	be	AUX
ajfa-14455	327	9	acceptable	acceptable	ADJ
ajfa-14455	327	10	with	with	ADP
ajfa-14455	327	11	the	the	DET
ajfa-14455	327	12	exception	exception	NOUN
ajfa-14455	327	13	of	of	ADP
ajfa-14455	327	14	royal	royal	ADJ
ajfa-14455	327	15	bank	bank	PROPN
ajfa-14455	327	16	of	of	ADP
ajfa-14455	327	17	scotland	scotland	NOUN
ajfa-14455	327	18	which	which	PRON
ajfa-14455	327	19	recorded	record	VERB
ajfa-14455	327	20	a	a	DET
ajfa-14455	327	21	high	high	ADJ
ajfa-14455	327	22	amount	amount	NOUN
ajfa-14455	327	23	of	of	ADP
ajfa-14455	327	24	impl	impl	NOUN
ajfa-14455	327	25	(	(	PUNCT
ajfa-14455	327	26	11.65	11.65	NUM
ajfa-14455	327	27	%	%	NOUN
ajfa-14455	327	28	)	)	PUNCT
ajfa-14455	327	29	.	.	PUNCT
ajfa-14455	328	1	earnings	earning	NOUN
ajfa-14455	328	2	wise	wise	ADJ
ajfa-14455	328	3	,	,	PUNCT
ajfa-14455	328	4	bank	bank	PROPN
ajfa-14455	328	5	of	of	ADP
ajfa-14455	328	6	america	america	PROPN
ajfa-14455	328	7	recorded	record	VERB
ajfa-14455	328	8	high	high	ADJ
ajfa-14455	328	9	levels	level	NOUN
ajfa-14455	328	10	of	of	ADP
ajfa-14455	328	11	nim	nim	PROPN
ajfa-14455	328	12	(	(	PUNCT
ajfa-14455	328	13	8.18	8.18	NUM
ajfa-14455	328	14	%	%	NOUN
ajfa-14455	328	15	)	)	PUNCT
ajfa-14455	328	16	while	while	SCONJ
ajfa-14455	328	17	citibank	citibank	PROPN
ajfa-14455	328	18	was	be	AUX
ajfa-14455	328	19	just	just	ADV
ajfa-14455	328	20	the	the	DET
ajfa-14455	328	21	opposite	opposite	ADJ
ajfa-14455	328	22	(	(	PUNCT
ajfa-14455	328	23	4.26	4.26	NUM
ajfa-14455	328	24	%	%	NOUN
ajfa-14455	328	25	)	)	PUNCT
ajfa-14455	328	26	.	.	PUNCT
ajfa-14455	329	1	with	with	ADP
ajfa-14455	329	2	regards	regard	NOUN
ajfa-14455	329	3	to	to	ADP
ajfa-14455	329	4	liquidity	liquidity	NOUN
ajfa-14455	329	5	,	,	PUNCT
ajfa-14455	329	6	we	we	PRON
ajfa-14455	329	7	can	can	AUX
ajfa-14455	329	8	see	see	VERB
ajfa-14455	329	9	that	that	SCONJ
ajfa-14455	329	10	both	both	CCONJ
ajfa-14455	329	11	ambank	ambank	PROPN
ajfa-14455	329	12	and	and	CCONJ
ajfa-14455	329	13	bangkok	bangkok	PROPN
ajfa-14455	329	14	bank	bank	PROPN
ajfa-14455	329	15	recorded	record	VERB
ajfa-14455	329	16	high	high	ADJ
ajfa-14455	329	17	levels	level	NOUN
ajfa-14455	329	18	of	of	ADP
ajfa-14455	329	19	loandep	loandep	ADV
ajfa-14455	329	20	(	(	PUNCT
ajfa-14455	329	21	96.79	96.79	NUM
ajfa-14455	329	22	and	and	CCONJ
ajfa-14455	329	23	97.82	97.82	NUM
ajfa-14455	329	24	respectively	respectively	ADV
ajfa-14455	329	25	)	)	PUNCT
ajfa-14455	329	26	while	while	SCONJ
ajfa-14455	329	27	the	the	DET
ajfa-14455	329	28	bank	bank	NOUN
ajfa-14455	329	29	of	of	ADP
ajfa-14455	329	30	nova	nova	PROPN
ajfa-14455	329	31	scotia	scotia	PROPN
ajfa-14455	329	32	is	be	AUX
ajfa-14455	329	33	seemingly	seemingly	ADV
ajfa-14455	329	34	facing	face	VERB
ajfa-14455	329	35	liquidity	liquidity	NOUN
ajfa-14455	329	36	problems	problem	NOUN
ajfa-14455	329	37	with	with	ADP
ajfa-14455	329	38	high	high	ADJ
ajfa-14455	329	39	levels	level	NOUN
ajfa-14455	329	40	of	of	ADP
ajfa-14455	329	41	loandep	loandep	ADV
ajfa-14455	329	42	and	and	CCONJ
ajfa-14455	329	43	netloans	netloan	NOUN
ajfa-14455	329	44	(	(	PUNCT
ajfa-14455	329	45	>	>	NOUN
ajfa-14455	329	46	200	200	NUM
ajfa-14455	329	47	%	%	NOUN
ajfa-14455	329	48	)	)	PUNCT
ajfa-14455	329	49	.	.	PUNCT
ajfa-14455	330	1	the	the	DET
ajfa-14455	330	2	above	above	ADJ
ajfa-14455	330	3	assessment	assessment	NOUN
ajfa-14455	330	4	shows	show	VERB
ajfa-14455	330	5	that	that	SCONJ
ajfa-14455	330	6	35	35	NUM
ajfa-14455	330	7	%	%	NOUN
ajfa-14455	330	8	(	(	PUNCT
ajfa-14455	330	9	7	7	NUM
ajfa-14455	330	10	out	out	ADP
ajfa-14455	330	11	of	of	ADP
ajfa-14455	330	12	20	20	NUM
ajfa-14455	330	13	banks	bank	NOUN
ajfa-14455	330	14	)	)	PUNCT
ajfa-14455	330	15	of	of	ADP
ajfa-14455	330	16	the	the	DET
ajfa-14455	330	17	commercial	commercial	ADJ
ajfa-14455	330	18	banks	bank	NOUN
ajfa-14455	330	19	in	in	ADP
ajfa-14455	330	20	malaysia	malaysia	PROPN
ajfa-14455	330	21	have	have	VERB
ajfa-14455	330	22	asset	asset	NOUN
ajfa-14455	330	23	quality	quality	NOUN
ajfa-14455	330	24	issues	issue	NOUN
ajfa-14455	330	25	,	,	PUNCT
ajfa-14455	330	26	20	20	NUM
ajfa-14455	330	27	%	%	NOUN
ajfa-14455	330	28	(	(	PUNCT
ajfa-14455	330	29	4	4	NUM
ajfa-14455	330	30	banks	bank	NOUN
ajfa-14455	330	31	)	)	PUNCT
ajfa-14455	330	32	have	have	VERB
ajfa-14455	330	33	problem	problem	NOUN
ajfa-14455	330	34	liquidity	liquidity	NOUN
ajfa-14455	330	35	issues	issue	NOUN
ajfa-14455	330	36	and	and	CCONJ
ajfa-14455	330	37	10	10	NUM
ajfa-14455	330	38	%	%	NOUN
ajfa-14455	330	39	(	(	PUNCT
ajfa-14455	330	40	2	2	NUM
ajfa-14455	330	41	banks	bank	NOUN
ajfa-14455	330	42	)	)	PUNCT
ajfa-14455	330	43	have	have	VERB
ajfa-14455	330	44	problems	problem	NOUN
ajfa-14455	330	45	with	with	ADP
ajfa-14455	330	46	earnings	earning	NOUN
ajfa-14455	330	47	.	.	PUNCT
ajfa-14455	331	1	4.4	4.4	NUM
ajfa-14455	331	2	constructing	construct	VERB
ajfa-14455	331	3	the	the	DET
ajfa-14455	331	4	bank	bank	NOUN
ajfa-14455	331	5	soundness	soundness	NOUN
ajfa-14455	331	6	index	index	NOUN
ajfa-14455	331	7	although	although	SCONJ
ajfa-14455	331	8	the	the	DET
ajfa-14455	331	9	construction	construction	NOUN
ajfa-14455	331	10	of	of	ADP
ajfa-14455	331	11	a	a	DET
ajfa-14455	331	12	soundness	soundness	NOUN
ajfa-14455	331	13	assessment	assessment	NOUN
ajfa-14455	331	14	framework	framework	NOUN
ajfa-14455	331	15	for	for	ADP
ajfa-14455	331	16	banks	bank	NOUN
ajfa-14455	331	17	has	have	AUX
ajfa-14455	331	18	provided	provide	VERB
ajfa-14455	331	19	us	we	PRON
ajfa-14455	331	20	some	some	DET
ajfa-14455	331	21	insight	insight	NOUN
ajfa-14455	331	22	to	to	ADP
ajfa-14455	331	23	the	the	DET
ajfa-14455	331	24	bank	bank	NOUN
ajfa-14455	331	25	’s	’s	PART
ajfa-14455	331	26	health	health	NOUN
ajfa-14455	331	27	,	,	PUNCT
ajfa-14455	331	28	there	there	PRON
ajfa-14455	331	29	is	be	VERB
ajfa-14455	331	30	still	still	ADV
ajfa-14455	331	31	a	a	DET
ajfa-14455	331	32	need	need	NOUN
ajfa-14455	331	33	for	for	ADP
ajfa-14455	331	34	assessments	assessment	NOUN
ajfa-14455	331	35	from	from	ADP
ajfa-14455	331	36	a	a	DET
ajfa-14455	331	37	wider	wide	ADJ
ajfa-14455	331	38	perspective	perspective	NOUN
ajfa-14455	331	39	that	that	PRON
ajfa-14455	331	40	allows	allow	VERB
ajfa-14455	331	41	for	for	ADP
ajfa-14455	331	42	inter	inter	ADJ
ajfa-14455	331	43	-	-	ADJ
ajfa-14455	331	44	bank	bank	ADJ
ajfa-14455	331	45	comparisons	comparison	NOUN
ajfa-14455	331	46	to	to	PART
ajfa-14455	331	47	be	be	AUX
ajfa-14455	331	48	made	make	VERB
ajfa-14455	331	49	.	.	PUNCT
ajfa-14455	332	1	we	we	PRON
ajfa-14455	332	2	thus	thus	ADV
ajfa-14455	332	3	construct	construct	VERB
ajfa-14455	332	4	a	a	DET
ajfa-14455	332	5	‘	'	PUNCT
ajfa-14455	332	6	bank	bank	NOUN
ajfa-14455	332	7	health	health	NOUN
ajfa-14455	332	8	index	index	NOUN
ajfa-14455	332	9	’	'	PUNCT
ajfa-14455	332	10	that	that	PRON
ajfa-14455	332	11	gives	give	VERB
ajfa-14455	332	12	regulators	regulator	NOUN
ajfa-14455	332	13	and	and	CCONJ
ajfa-14455	332	14	interested	interested	ADJ
ajfa-14455	332	15	parties	party	NOUN
ajfa-14455	332	16	a	a	DET
ajfa-14455	332	17	birds	bird	NOUN
ajfa-14455	332	18	-	-	PUNCT
ajfa-14455	332	19	eye	eye	NOUN
ajfa-14455	332	20	view	view	NOUN
ajfa-14455	332	21	of	of	ADP
ajfa-14455	332	22	the	the	DET
ajfa-14455	332	23	soundness	soundness	NOUN
ajfa-14455	332	24	of	of	ADP
ajfa-14455	332	25	the	the	DET
ajfa-14455	332	26	overall	overall	ADJ
ajfa-14455	332	27	banking	banking	NOUN
ajfa-14455	332	28	industry	industry	NOUN
ajfa-14455	332	29	in	in	ADP
ajfa-14455	332	30	the	the	DET
ajfa-14455	332	31	country	country	NOUN
ajfa-14455	332	32	.	.	PUNCT
ajfa-14455	333	1	the	the	DET
ajfa-14455	333	2	bank	bank	PROPN
ajfa-14455	333	3	health	health	PROPN
ajfa-14455	333	4	index	index	NOUN
ajfa-14455	333	5	is	be	AUX
ajfa-14455	333	6	computed	compute	VERB
ajfa-14455	333	7	on	on	ADP
ajfa-14455	333	8	a	a	DET
ajfa-14455	333	9	score	score	NOUN
ajfa-14455	333	10	ranging	range	VERB
ajfa-14455	333	11	from	from	ADP
ajfa-14455	333	12	0	0	NUM
ajfa-14455	333	13	to	to	ADP
ajfa-14455	333	14	10	10	NUM
ajfa-14455	333	15	for	for	ADP
ajfa-14455	333	16	each	each	DET
ajfa-14455	333	17	component	component	NOUN
ajfa-14455	333	18	capital	capital	NOUN
ajfa-14455	333	19	;	;	PUNCT
ajfa-14455	333	20	asset	asset	NOUN
ajfa-14455	333	21	quality	quality	NOUN
ajfa-14455	333	22	;	;	PUNCT
ajfa-14455	333	23	management	management	NOUN
ajfa-14455	333	24	efficiency	efficiency	NOUN
ajfa-14455	333	25	;	;	PUNCT
ajfa-14455	333	26	earnings	earning	NOUN
ajfa-14455	333	27	;	;	PUNCT
ajfa-14455	333	28	and	and	CCONJ
ajfa-14455	333	29	liquidity	liquidity	NOUN
ajfa-14455	333	30	–	–	PUNCT
ajfa-14455	333	31	its	its	PRON
ajfa-14455	333	32	summation	summation	NOUN
ajfa-14455	333	33	an	an	DET
ajfa-14455	333	34	overall	overall	ADJ
ajfa-14455	333	35	“	"	PUNCT
ajfa-14455	333	36	health	health	NOUN
ajfa-14455	333	37	score	score	NOUN
ajfa-14455	333	38	”	"	PUNCT
ajfa-14455	333	39	for	for	ADP
ajfa-14455	333	40	the	the	DET
ajfa-14455	333	41	individual	individual	ADJ
ajfa-14455	333	42	bank	bank	NOUN
ajfa-14455	333	43	.	.	PUNCT
ajfa-14455	334	1	with	with	ADP
ajfa-14455	334	2	each	each	DET
ajfa-14455	334	3	bank	bank	NOUN
ajfa-14455	334	4	’s	’s	PART
ajfa-14455	334	5	health	health	NOUN
ajfa-14455	334	6	score	score	NOUN
ajfa-14455	334	7	,	,	PUNCT
ajfa-14455	334	8	an	an	DET
ajfa-14455	334	9	industry	industry	NOUN
ajfa-14455	334	10	score	score	NOUN
ajfa-14455	334	11	can	can	AUX
ajfa-14455	334	12	be	be	AUX
ajfa-14455	334	13	computed	compute	VERB
ajfa-14455	334	14	,	,	PUNCT
ajfa-14455	334	15	allowing	allow	VERB
ajfa-14455	334	16	for	for	ADP
ajfa-14455	334	17	comparisons	comparison	NOUN
ajfa-14455	334	18	against	against	ADP
ajfa-14455	334	19	the	the	DET
ajfa-14455	334	20	overall	overall	ADJ
ajfa-14455	334	21	banking	banking	NOUN
ajfa-14455	334	22	system	system	NOUN
ajfa-14455	334	23	to	to	PART
ajfa-14455	334	24	be	be	AUX
ajfa-14455	334	25	made	make	VERB
ajfa-14455	334	26	.	.	PUNCT
ajfa-14455	335	1	the	the	DET
ajfa-14455	335	2	health	health	NOUN
ajfa-14455	335	3	scores	score	NOUN
ajfa-14455	335	4	for	for	ADP
ajfa-14455	335	5	each	each	DET
ajfa-14455	335	6	bank	bank	NOUN
ajfa-14455	335	7	are	be	AUX
ajfa-14455	335	8	presented	present	VERB
ajfa-14455	335	9	in	in	ADP
ajfa-14455	335	10	table	table	NOUN
ajfa-14455	335	11	12	12	NUM
ajfa-14455	335	12	below	below	ADV
ajfa-14455	335	13	.	.	PUNCT
ajfa-14455	336	1	asian	asian	ADJ
ajfa-14455	336	2	journal	journal	PROPN
ajfa-14455	336	3	of	of	ADP
ajfa-14455	336	4	finance	finance	PROPN
ajfa-14455	336	5	&	&	CCONJ
ajfa-14455	336	6	accounting	accounting	PROPN
ajfa-14455	336	7	issn	issn	PROPN
ajfa-14455	336	8	1946	1946	NUM
ajfa-14455	336	9	-	-	PUNCT
ajfa-14455	336	10	052x	052x	PROPN
ajfa-14455	336	11	2019	2019	NUM
ajfa-14455	336	12	,	,	PUNCT
ajfa-14455	336	13	vol	vol	NOUN
ajfa-14455	336	14	.	.	PROPN
ajfa-14455	336	15	11	11	NUM
ajfa-14455	336	16	,	,	PUNCT
ajfa-14455	336	17	no	no	INTJ
ajfa-14455	336	18	.	.	NOUN
ajfa-14455	336	19	1	1	NUM
ajfa-14455	336	20	130	130	NUM
ajfa-14455	336	21	ajfa.macrothink.org	ajfa.macrothink.org	ADJ
ajfa-14455	336	22	table	table	NOUN
ajfa-14455	336	23	12	12	NUM
ajfa-14455	336	24	.	.	PUNCT
ajfa-14455	337	1	bank	bank	PROPN
ajfa-14455	337	2	health	health	PROPN
ajfa-14455	337	3	index	index	PROPN
ajfa-14455	337	4	scores	score	NOUN
ajfa-14455	337	5	ownership	ownership	NOUN
ajfa-14455	337	6	capialization	capialization	NOUN
ajfa-14455	337	7	management	management	NOUN
ajfa-14455	337	8	efficiency	efficiency	NOUN
ajfa-14455	337	9	asset	asset	NOUN
ajfa-14455	337	10	quality	quality	NOUN
ajfa-14455	337	11	earnings	earning	NOUN
ajfa-14455	337	12	liquidity	liquidity	NOUN
ajfa-14455	337	13	total	total	NOUN
ajfa-14455	337	14	score	score	NOUN
ajfa-14455	337	15	health	health	NOUN
ajfa-14455	337	16	score	score	NOUN
ajfa-14455	337	17	total	total	ADJ
ajfa-14455	337	18	assets	asset	NOUN
ajfa-14455	337	19	weighted	weight	VERB
ajfa-14455	337	20	score	score	NOUN
ajfa-14455	337	21	1	1	NUM
ajfa-14455	337	22	bank	bank	NOUN
ajfa-14455	337	23	of	of	ADP
ajfa-14455	337	24	tokyomitsubishi	tokyomitsubishi	PROPN
ajfa-14455	337	25	f	f	PROPN
ajfa-14455	337	26	9.25	9.25	NUM
ajfa-14455	337	27	8.06	8.06	NUM
ajfa-14455	337	28	8.54	8.54	NUM
ajfa-14455	337	29	7.57	7.57	NUM
ajfa-14455	337	30	10	10	NUM
ajfa-14455	337	31	43.42	43.42	NUM
ajfa-14455	337	32	86.85	86.85	NUM
ajfa-14455	337	33	2919	2919	NUM
ajfa-14455	337	34	0.46	0.46	NUM
ajfa-14455	337	35	2	2	NUM
ajfa-14455	337	36	jp	jp	NOUN
ajfa-14455	337	37	morgan	morgan	PROPN
ajfa-14455	337	38	chase	chase	PROPN
ajfa-14455	337	39	f	f	PROPN
ajfa-14455	337	40	10	10	NUM
ajfa-14455	337	41	7.06	7.06	NUM
ajfa-14455	337	42	7.19	7.19	NUM
ajfa-14455	337	43	6.61	6.61	NUM
ajfa-14455	337	44	10	10	NUM
ajfa-14455	337	45	40.86	40.86	NUM
ajfa-14455	337	46	81.73	81.73	NUM
ajfa-14455	337	47	2366	2366	NUM
ajfa-14455	337	48	0.35	0.35	NUM
ajfa-14455	337	49	3	3	NUM
ajfa-14455	337	50	royal	royal	PROPN
ajfa-14455	337	51	bank	bank	PROPN
ajfa-14455	337	52	of	of	ADP
ajfa-14455	337	53	scotland	scotland	PROPN
ajfa-14455	337	54	f	f	PROPN
ajfa-14455	337	55	6.07	6.07	NUM
ajfa-14455	337	56	6.19	6.19	NUM
ajfa-14455	337	57	5.46	5.46	NUM
ajfa-14455	337	58	9.56	9.56	NUM
ajfa-14455	337	59	10	10	NUM
ajfa-14455	337	60	37.29	37.29	NUM
ajfa-14455	337	61	74.57	74.57	NUM
ajfa-14455	337	62	1434	1434	NUM
ajfa-14455	337	63	0.2	0.2	NUM
ajfa-14455	337	64	4	4	NUM
ajfa-14455	337	65	hsbc	hsbc	PROPN
ajfa-14455	337	66	f	f	PROPN
ajfa-14455	337	67	5.25	5.25	NUM
ajfa-14455	337	68	8.26	8.26	NUM
ajfa-14455	337	69	6.27	6.27	NUM
ajfa-14455	337	70	7.06	7.06	NUM
ajfa-14455	337	71	10	10	NUM
ajfa-14455	337	72	36.84	36.84	NUM
ajfa-14455	337	73	73.68	73.68	NUM
ajfa-14455	337	74	25094	25094	NUM
ajfa-14455	337	75	3.37	3.37	NUM
ajfa-14455	337	76	5	5	NUM
ajfa-14455	337	77	standard	standard	NOUN
ajfa-14455	337	78	chartered	charter	VERB
ajfa-14455	337	79	f	f	PROPN
ajfa-14455	337	80	5.23	5.23	NUM
ajfa-14455	337	81	7.82	7.82	NUM
ajfa-14455	337	82	6.9	6.9	NUM
ajfa-14455	337	83	7.5	7.5	NUM
ajfa-14455	337	84	8.69	8.69	NUM
ajfa-14455	337	85	36.13	36.13	NUM
ajfa-14455	337	86	72.26	72.26	NUM
ajfa-14455	337	87	15531	15531	NUM
ajfa-14455	337	88	2.05	2.05	NUM
ajfa-14455	337	89	6	6	NUM
ajfa-14455	337	90	deutsche	deutsche	PROPN
ajfa-14455	337	91	bank	bank	PROPN
ajfa-14455	337	92	f	f	PROPN
ajfa-14455	337	93	5.63	5.63	NUM
ajfa-14455	337	94	5.22	5.22	NUM
ajfa-14455	337	95	8.23	8.23	NUM
ajfa-14455	337	96	6.95	6.95	NUM
ajfa-14455	337	97	10	10	NUM
ajfa-14455	337	98	36.03	36.03	NUM
ajfa-14455	337	99	72.06	72.06	NUM
ajfa-14455	337	100	3727	3727	NUM
ajfa-14455	337	101	0.49	0.49	NUM
ajfa-14455	337	102	7	7	NUM
ajfa-14455	337	103	cimb	cimb	PROPN
ajfa-14455	337	104	l	l	NOUN
ajfa-14455	337	105	6.61	6.61	NUM
ajfa-14455	337	106	7.58	7.58	NUM
ajfa-14455	337	107	5.92	5.92	NUM
ajfa-14455	337	108	6.16	6.16	NUM
ajfa-14455	337	109	9.05	9.05	NUM
ajfa-14455	337	110	35.33	35.33	NUM
ajfa-14455	337	111	70.65	70.65	NUM
ajfa-14455	337	112	73783	73783	NUM
ajfa-14455	337	113	9.51	9.51	NUM
ajfa-14455	337	114	8	8	NUM
ajfa-14455	337	115	public	public	ADJ
ajfa-14455	337	116	bank	bank	NOUN
ajfa-14455	337	117	l	l	NOUN
ajfa-14455	337	118	6.21	6.21	NUM
ajfa-14455	337	119	8.38	8.38	NUM
ajfa-14455	337	120	7.86	7.86	NUM
ajfa-14455	337	121	6.23	6.23	NUM
ajfa-14455	337	122	6.19	6.19	NUM
ajfa-14455	337	123	34.86	34.86	NUM
ajfa-14455	337	124	69.71	69.71	NUM
ajfa-14455	337	125	78505	78505	NUM
ajfa-14455	337	126	9.98	9.98	NUM
ajfa-14455	337	127	9	9	NUM
ajfa-14455	337	128	hong	hong	PROPN
ajfa-14455	337	129	leong	leong	PROPN
ajfa-14455	337	130	l	l	PROPN
ajfa-14455	337	131	5.44	5.44	NUM
ajfa-14455	337	132	6.83	6.83	NUM
ajfa-14455	337	133	5.61	5.61	NUM
ajfa-14455	337	134	6.98	6.98	NUM
ajfa-14455	337	135	10	10	NUM
ajfa-14455	337	136	34.85	34.85	NUM
ajfa-14455	337	137	69.71	69.71	NUM
ajfa-14455	337	138	49471	49471	NUM
ajfa-14455	337	139	6.29	6.29	NUM
ajfa-14455	337	140	10	10	NUM
ajfa-14455	337	141	bangkok	bangkok	PROPN
ajfa-14455	337	142	bank	bank	PROPN
ajfa-14455	337	143	f	f	PROPN
ajfa-14455	337	144	9.93	9.93	NUM
ajfa-14455	337	145	5.5	5.5	NUM
ajfa-14455	337	146	6.88	6.88	NUM
ajfa-14455	337	147	7.07	7.07	NUM
ajfa-14455	337	148	4.87	4.87	NUM
ajfa-14455	337	149	34.25	34.25	NUM
ajfa-14455	337	150	68.5	68.5	NUM
ajfa-14455	337	151	852	852	NUM
ajfa-14455	337	152	0.11	0.11	NUM
ajfa-14455	337	153	11	11	NUM
ajfa-14455	337	154	alliance	alliance	NOUN
ajfa-14455	337	155	bank	bank	NOUN
ajfa-14455	337	156	l	l	PROPN
ajfa-14455	337	157	6.48	6.48	NUM
ajfa-14455	337	158	7.59	7.59	NUM
ajfa-14455	337	159	4.36	4.36	NUM
ajfa-14455	337	160	6.24	6.24	NUM
ajfa-14455	337	161	9.55	9.55	NUM
ajfa-14455	337	162	34.22	34.22	NUM
ajfa-14455	337	163	68.43	68.43	NUM
ajfa-14455	337	164	12898	12898	NUM
ajfa-14455	337	165	1.61	1.61	NUM
ajfa-14455	337	166	12	12	NUM
ajfa-14455	337	167	ocbc	ocbc	NOUN
ajfa-14455	337	168	f	f	PROPN
ajfa-14455	337	169	6.23	6.23	NUM
ajfa-14455	337	170	7.65	7.65	NUM
ajfa-14455	337	171	5.28	5.28	NUM
ajfa-14455	337	172	6.76	6.76	NUM
ajfa-14455	337	173	7.08	7.08	NUM
ajfa-14455	337	174	32.99	32.99	NUM
ajfa-14455	337	175	65.98	65.98	NUM
ajfa-14455	337	176	20271	20271	NUM
ajfa-14455	337	177	2.44	2.44	NUM
ajfa-14455	337	178	13	13	NUM
ajfa-14455	337	179	citibank	citibank	PROPN
ajfa-14455	337	180	f	f	PROPN
ajfa-14455	337	181	5.97	5.97	NUM
ajfa-14455	337	182	9	9	NUM
ajfa-14455	337	183	4.89	4.89	NUM
ajfa-14455	337	184	3.03	3.03	NUM
ajfa-14455	337	185	10	10	NUM
ajfa-14455	337	186	32.88	32.88	NUM
ajfa-14455	337	187	65.76	65.76	NUM
ajfa-14455	337	188	13991	13991	NUM
ajfa-14455	337	189	1.68	1.68	NUM
ajfa-14455	337	190	14	14	NUM
ajfa-14455	337	191	bank	bank	NOUN
ajfa-14455	337	192	of	of	ADP
ajfa-14455	337	193	nova	nova	PROPN
ajfa-14455	337	194	scotia	scotia	PROPN
ajfa-14455	337	195	f	f	PROPN
ajfa-14455	338	1	8.59	8.59	NUM
ajfa-14455	338	2	8.77	8.77	NUM
ajfa-14455	338	3	6.71	6.71	NUM
ajfa-14455	338	4	6.68	6.68	NUM
ajfa-14455	338	5	2.08	2.08	NUM
ajfa-14455	338	6	32.82	32.82	NUM
ajfa-14455	338	7	65.65	65.65	NUM
ajfa-14455	338	8	1560	1560	NUM
ajfa-14455	338	9	0.19	0.19	NUM
ajfa-14455	338	10	15	15	NUM
ajfa-14455	338	11	bank	bank	NOUN
ajfa-14455	338	12	of	of	ADP
ajfa-14455	338	13	america	america	PROPN
ajfa-14455	338	14	f	f	PROPN
ajfa-14455	339	1	10	10	NUM
ajfa-14455	339	2	6.51	6.51	NUM
ajfa-14455	339	3	6.22	6.22	NUM
ajfa-14455	339	4	0	0	NUM
ajfa-14455	339	5	10	10	NUM
ajfa-14455	339	6	32.73	32.73	NUM
ajfa-14455	339	7	65.46	65.46	NUM
ajfa-14455	339	8	491	491	NUM
ajfa-14455	339	9	0.06	0.06	NUM
ajfa-14455	339	10	16	16	NUM
ajfa-14455	339	11	rhb	rhb	NOUN
ajfa-14455	339	12	l	l	NOUN
ajfa-14455	339	13	6.33	6.33	NUM
ajfa-14455	339	14	7.46	7.46	NUM
ajfa-14455	339	15	5.26	5.26	NUM
ajfa-14455	339	16	6.12	6.12	NUM
ajfa-14455	339	17	7.24	7.24	NUM
ajfa-14455	339	18	32.42	32.42	NUM
ajfa-14455	339	19	64.83	64.83	NUM
ajfa-14455	339	20	45006	45006	NUM
ajfa-14455	339	21	5.32	5.32	NUM
ajfa-14455	339	22	17	17	NUM
ajfa-14455	339	23	affin	affin	NOUN
ajfa-14455	339	24	l	l	PROPN
ajfa-14455	339	25	4.66	4.66	NUM
ajfa-14455	339	26	6.76	6.76	NUM
ajfa-14455	339	27	5.84	5.84	NUM
ajfa-14455	339	28	6.28	6.28	NUM
ajfa-14455	339	29	8.78	8.78	NUM
ajfa-14455	339	30	32.32	32.32	NUM
ajfa-14455	339	31	64.64	64.64	NUM
ajfa-14455	339	32	15501	15501	NUM
ajfa-14455	339	33	1.83	1.83	NUM
ajfa-14455	339	34	18	18	NUM
ajfa-14455	339	35	maybank	maybank	PROPN
ajfa-14455	339	36	l	l	NOUN
ajfa-14455	339	37	6.02	6.02	NUM
ajfa-14455	339	38	7.61	7.61	NUM
ajfa-14455	339	39	4.72	4.72	NUM
ajfa-14455	339	40	6.52	6.52	NUM
ajfa-14455	339	41	7.01	7.01	NUM
ajfa-14455	339	42	31.87	31.87	NUM
ajfa-14455	339	43	63.75	63.75	NUM
ajfa-14455	339	44	136388	136388	NUM
ajfa-14455	339	45	15.86	15.86	NUM
ajfa-14455	339	46	19	19	NUM
ajfa-14455	339	47	united	unite	VERB
ajfa-14455	339	48	overseas	overseas	PROPN
ajfa-14455	339	49	bank	bank	PROPN
ajfa-14455	339	50	f	f	PROPN
ajfa-14455	339	51	5.9	5.9	NUM
ajfa-14455	339	52	7.81	7.81	NUM
ajfa-14455	339	53	3.87	3.87	NUM
ajfa-14455	339	54	6.39	6.39	NUM
ajfa-14455	339	55	6.3	6.3	NUM
ajfa-14455	339	56	30.27	30.27	NUM
ajfa-14455	339	57	60.53	60.53	NUM
ajfa-14455	339	58	21648	21648	NUM
ajfa-14455	339	59	2.39	2.39	NUM
ajfa-14455	339	60	20	20	NUM
ajfa-14455	339	61	ambank	ambank	NOUN
ajfa-14455	339	62	l	l	PROPN
ajfa-14455	339	63	5.62	5.62	NUM
ajfa-14455	339	64	7.61	7.61	NUM
ajfa-14455	339	65	2.12	2.12	NUM
ajfa-14455	339	66	5.78	5.78	NUM
ajfa-14455	339	67	4.52	4.52	NUM
ajfa-14455	339	68	25.65	25.65	NUM
ajfa-14455	339	69	51.3	51.3	NUM
ajfa-14455	339	70	26896	26896	NUM
ajfa-14455	339	71	2.52	2.52	NUM
ajfa-14455	339	72	industry	industry	NOUN
ajfa-14455	339	73	component	component	NOUN
ajfa-14455	339	74	score	score	NOUN
ajfa-14455	339	75	6.77	6.77	NUM
ajfa-14455	339	76	7.38	7.38	NUM
ajfa-14455	339	77	5.91	5.91	NUM
ajfa-14455	339	78	6.27	6.27	NUM
ajfa-14455	339	79	8.07	8.07	NUM
ajfa-14455	339	80	industry	industry	NOUN
ajfa-14455	339	81	health	health	NOUN
ajfa-14455	339	82	score	score	NOUN
ajfa-14455	339	83	66.69	66.69	NUM
ajfa-14455	339	84	note	note	NOUN
ajfa-14455	339	85	:	:	PUNCT
ajfa-14455	339	86	f	f	PROPN
ajfa-14455	339	87	denotes	denote	VERB
ajfa-14455	339	88	foreign	foreign	PROPN
ajfa-14455	339	89	bank	bank	PROPN
ajfa-14455	339	90	;	;	PUNCT
ajfa-14455	339	91	l	l	NOUN
ajfa-14455	339	92	denotes	denote	VERB
ajfa-14455	339	93	domestic	domestic	ADJ
ajfa-14455	339	94	bank	bank	NOUN
ajfa-14455	339	95	.	.	PUNCT
ajfa-14455	340	1	health	health	NOUN
ajfa-14455	340	2	score	score	NOUN
ajfa-14455	340	3	is	be	AUX
ajfa-14455	340	4	each	each	DET
ajfa-14455	340	5	bank	bank	NOUN
ajfa-14455	340	6	’s	’s	PART
ajfa-14455	340	7	total	total	ADJ
ajfa-14455	340	8	score	score	NOUN
ajfa-14455	340	9	indexed	indexed	PROPN
ajfa-14455	340	10	to100	to100	PROPN
ajfa-14455	340	11	.	.	PUNCT
ajfa-14455	341	1	weighted	weight	VERB
ajfa-14455	341	2	score	score	NOUN
ajfa-14455	341	3	is	be	AUX
ajfa-14455	341	4	the	the	DET
ajfa-14455	341	5	health	health	NOUN
ajfa-14455	341	6	score	score	NOUN
ajfa-14455	341	7	multiplied	multiply	VERB
ajfa-14455	341	8	by	by	ADP
ajfa-14455	341	9	the	the	DET
ajfa-14455	341	10	bank	bank	NOUN
ajfa-14455	341	11	’s	’s	PART
ajfa-14455	341	12	total	total	ADJ
ajfa-14455	341	13	assets	asset	NOUN
ajfa-14455	341	14	divided	divide	VERB
ajfa-14455	341	15	by	by	ADP
ajfa-14455	341	16	the	the	DET
ajfa-14455	341	17	total	total	ADJ
ajfa-14455	341	18	assets	asset	NOUN
ajfa-14455	341	19	in	in	ADP
ajfa-14455	341	20	the	the	DET
ajfa-14455	341	21	entire	entire	ADJ
ajfa-14455	341	22	banking	banking	NOUN
ajfa-14455	341	23	industry	industry	NOUN
ajfa-14455	341	24	.	.	PUNCT
ajfa-14455	342	1	industry	industry	NOUN
ajfa-14455	342	2	health	health	NOUN
ajfa-14455	342	3	score	score	NOUN
ajfa-14455	342	4	is	be	AUX
ajfa-14455	342	5	the	the	DET
ajfa-14455	342	6	summation	summation	NOUN
ajfa-14455	342	7	of	of	ADP
ajfa-14455	342	8	the	the	DET
ajfa-14455	342	9	weighted	weight	VERB
ajfa-14455	342	10	health	health	NOUN
ajfa-14455	342	11	scores	score	NOUN
ajfa-14455	342	12	for	for	ADP
ajfa-14455	342	13	each	each	DET
ajfa-14455	342	14	bank	bank	NOUN
ajfa-14455	342	15	.	.	PUNCT
ajfa-14455	343	1	scores	score	NOUN
ajfa-14455	343	2	of	of	ADP
ajfa-14455	343	3	100	100	NUM
ajfa-14455	343	4	indicate	indicate	VERB
ajfa-14455	343	5	excellent	excellent	ADJ
ajfa-14455	343	6	health	health	NOUN
ajfa-14455	343	7	,	,	PUNCT
ajfa-14455	343	8	0	0	NUM
ajfa-14455	343	9	otherwise	otherwise	ADV
ajfa-14455	343	10	.	.	PUNCT
ajfa-14455	344	1	table	table	NOUN
ajfa-14455	344	2	12	12	NUM
ajfa-14455	344	3	presents	present	VERB
ajfa-14455	344	4	the	the	DET
ajfa-14455	344	5	health	health	NOUN
ajfa-14455	344	6	scores	score	NOUN
ajfa-14455	344	7	for	for	ADP
ajfa-14455	344	8	the	the	DET
ajfa-14455	344	9	20	20	NUM
ajfa-14455	344	10	foreign	foreign	ADJ
ajfa-14455	344	11	and	and	CCONJ
ajfa-14455	344	12	domestic	domestic	ADJ
ajfa-14455	344	13	commercial	commercial	ADJ
ajfa-14455	344	14	banks	bank	NOUN
ajfa-14455	344	15	in	in	ADP
ajfa-14455	344	16	asian	asian	ADJ
ajfa-14455	344	17	journal	journal	NOUN
ajfa-14455	344	18	of	of	ADP
ajfa-14455	344	19	finance	finance	PROPN
ajfa-14455	344	20	&	&	CCONJ
ajfa-14455	344	21	accounting	accounting	PROPN
ajfa-14455	344	22	issn	issn	PROPN
ajfa-14455	344	23	1946	1946	NUM
ajfa-14455	344	24	-	-	PUNCT
ajfa-14455	344	25	052x	052x	PROPN
ajfa-14455	344	26	2019	2019	NUM
ajfa-14455	344	27	,	,	PUNCT
ajfa-14455	344	28	vol	vol	NOUN
ajfa-14455	344	29	.	.	PROPN
ajfa-14455	345	1	11	11	NUM
ajfa-14455	345	2	,	,	PUNCT
ajfa-14455	345	3	no	no	INTJ
ajfa-14455	345	4	.	.	NOUN
ajfa-14455	345	5	1	1	NUM
ajfa-14455	345	6	131	131	NUM
ajfa-14455	345	7	ajfa.macrothink.org	ajfa.macrothink.org	ADJ
ajfa-14455	345	8	malaysia	malaysia	PROPN
ajfa-14455	345	9	for	for	ADP
ajfa-14455	345	10	the	the	DET
ajfa-14455	345	11	year	year	NOUN
ajfa-14455	345	12	2011	2011	NUM
ajfa-14455	345	13	.	.	PUNCT
ajfa-14455	346	1	we	we	PRON
ajfa-14455	346	2	can	can	AUX
ajfa-14455	346	3	see	see	VERB
ajfa-14455	346	4	that	that	SCONJ
ajfa-14455	346	5	the	the	DET
ajfa-14455	346	6	top	top	ADJ
ajfa-14455	346	7	3	3	NUM
ajfa-14455	346	8	banks	bank	NOUN
ajfa-14455	346	9	in	in	ADP
ajfa-14455	346	10	malaysia	malaysia	PROPN
ajfa-14455	346	11	in	in	ADP
ajfa-14455	346	12	terms	term	NOUN
ajfa-14455	346	13	of	of	ADP
ajfa-14455	346	14	health	health	NOUN
ajfa-14455	346	15	are	be	AUX
ajfa-14455	346	16	bank	bank	NOUN
ajfa-14455	346	17	of	of	ADP
ajfa-14455	346	18	tokyo	tokyo	PROPN
ajfa-14455	346	19	-	-	PUNCT
ajfa-14455	346	20	mitsubishi	mitsubishi	PROPN
ajfa-14455	346	21	,	,	PUNCT
ajfa-14455	346	22	jp	jp	NOUN
ajfa-14455	346	23	morgan	morgan	PROPN
ajfa-14455	346	24	chase	chase	PROPN
ajfa-14455	346	25	and	and	CCONJ
ajfa-14455	346	26	the	the	DET
ajfa-14455	346	27	royal	royal	PROPN
ajfa-14455	346	28	bank	bank	PROPN
ajfa-14455	346	29	of	of	ADP
ajfa-14455	346	30	scotland	scotland	PROPN
ajfa-14455	346	31	while	while	SCONJ
ajfa-14455	346	32	the	the	DET
ajfa-14455	346	33	bottom	bottom	NOUN
ajfa-14455	346	34	3	3	NUM
ajfa-14455	346	35	are	be	AUX
ajfa-14455	346	36	maybank	maybank	PROPN
ajfa-14455	346	37	,	,	PUNCT
ajfa-14455	346	38	united	unite	VERB
ajfa-14455	346	39	overseas	overseas	PROPN
ajfa-14455	346	40	bank	bank	PROPN
ajfa-14455	346	41	and	and	CCONJ
ajfa-14455	346	42	ambank	ambank	PROPN
ajfa-14455	346	43	.	.	PUNCT
ajfa-14455	347	1	we	we	PRON
ajfa-14455	347	2	can	can	AUX
ajfa-14455	347	3	also	also	ADV
ajfa-14455	347	4	see	see	VERB
ajfa-14455	347	5	that	that	SCONJ
ajfa-14455	347	6	on	on	ADP
ajfa-14455	347	7	average	average	ADJ
ajfa-14455	347	8	,	,	PUNCT
ajfa-14455	347	9	banks	bank	NOUN
ajfa-14455	347	10	in	in	ADP
ajfa-14455	347	11	malaysia	malaysia	PROPN
ajfa-14455	347	12	are	be	AUX
ajfa-14455	347	13	in	in	ADP
ajfa-14455	347	14	a	a	DET
ajfa-14455	347	15	sound	sound	ADJ
ajfa-14455	347	16	position	position	NOUN
ajfa-14455	347	17	in	in	ADP
ajfa-14455	347	18	terms	term	NOUN
ajfa-14455	347	19	of	of	ADP
ajfa-14455	347	20	liquidity	liquidity	NOUN
ajfa-14455	347	21	and	and	CCONJ
ajfa-14455	347	22	management	management	NOUN
ajfa-14455	347	23	efficiency	efficiency	NOUN
ajfa-14455	347	24	but	but	CCONJ
ajfa-14455	347	25	still	still	ADV
ajfa-14455	347	26	have	have	VERB
ajfa-14455	347	27	a	a	DET
ajfa-14455	347	28	long	long	ADJ
ajfa-14455	347	29	way	way	NOUN
ajfa-14455	347	30	to	to	PART
ajfa-14455	347	31	go	go	VERB
ajfa-14455	347	32	in	in	ADP
ajfa-14455	347	33	terms	term	NOUN
ajfa-14455	347	34	of	of	ADP
ajfa-14455	347	35	capitalisation	capitalisation	NOUN
ajfa-14455	347	36	,	,	PUNCT
ajfa-14455	347	37	asset	asset	NOUN
ajfa-14455	347	38	quality	quality	NOUN
ajfa-14455	347	39	and	and	CCONJ
ajfa-14455	347	40	earnings	earning	NOUN
ajfa-14455	347	41	.	.	PUNCT
ajfa-14455	348	1	eight	eight	NUM
ajfa-14455	348	2	banks	bank	NOUN
ajfa-14455	348	3	had	have	VERB
ajfa-14455	348	4	a	a	DET
ajfa-14455	348	5	perfect	perfect	ADJ
ajfa-14455	348	6	liquidity	liquidity	NOUN
ajfa-14455	348	7	score	score	NOUN
ajfa-14455	348	8	while	while	SCONJ
ajfa-14455	348	9	three	three	NUM
ajfa-14455	348	10	had	have	VERB
ajfa-14455	348	11	liquidity	liquidity	NOUN
ajfa-14455	348	12	scores	score	NOUN
ajfa-14455	348	13	below	below	ADP
ajfa-14455	348	14	5	5	NUM
ajfa-14455	348	15	.	.	PUNCT
ajfa-14455	349	1	in	in	ADP
ajfa-14455	349	2	terms	term	NOUN
ajfa-14455	349	3	of	of	ADP
ajfa-14455	349	4	management	management	NOUN
ajfa-14455	349	5	efficiency	efficiency	NOUN
ajfa-14455	349	6	,	,	PUNCT
ajfa-14455	349	7	only	only	ADV
ajfa-14455	349	8	seven	seven	NUM
ajfa-14455	349	9	banks	bank	NOUN
ajfa-14455	349	10	scored	score	VERB
ajfa-14455	349	11	below	below	ADP
ajfa-14455	349	12	the	the	DET
ajfa-14455	349	13	industry	industry	NOUN
ajfa-14455	349	14	average	average	NOUN
ajfa-14455	349	15	although	although	SCONJ
ajfa-14455	349	16	all	all	DET
ajfa-14455	349	17	20	20	NUM
ajfa-14455	349	18	banks	bank	NOUN
ajfa-14455	349	19	scored	score	VERB
ajfa-14455	349	20	above	above	ADP
ajfa-14455	349	21	5	5	NUM
ajfa-14455	349	22	–	–	PUNCT
ajfa-14455	349	23	an	an	DET
ajfa-14455	349	24	acceptable	acceptable	ADJ
ajfa-14455	349	25	level	level	NOUN
ajfa-14455	349	26	but	but	CCONJ
ajfa-14455	349	27	could	could	AUX
ajfa-14455	349	28	still	still	ADV
ajfa-14455	349	29	be	be	AUX
ajfa-14455	349	30	further	far	ADV
ajfa-14455	349	31	improved	improve	VERB
ajfa-14455	349	32	.	.	PUNCT
ajfa-14455	350	1	only	only	ADV
ajfa-14455	350	2	2	2	NUM
ajfa-14455	350	3	banks	bank	NOUN
ajfa-14455	350	4	had	have	VERB
ajfa-14455	350	5	a	a	DET
ajfa-14455	350	6	perfect	perfect	ADJ
ajfa-14455	350	7	capitalisation	capitalisation	NOUN
ajfa-14455	350	8	score	score	NOUN
ajfa-14455	350	9	while	while	SCONJ
ajfa-14455	350	10	only	only	ADV
ajfa-14455	350	11	one	one	NUM
ajfa-14455	350	12	bank	bank	NOUN
ajfa-14455	350	13	scored	score	VERB
ajfa-14455	350	14	below	below	ADP
ajfa-14455	350	15	5	5	NUM
ajfa-14455	350	16	.	.	PUNCT
ajfa-14455	351	1	although	although	SCONJ
ajfa-14455	351	2	most	most	ADJ
ajfa-14455	351	3	banks	bank	NOUN
ajfa-14455	351	4	had	have	VERB
ajfa-14455	351	5	capitalisation	capitalisation	NOUN
ajfa-14455	351	6	scores	score	NOUN
ajfa-14455	351	7	above	above	ADP
ajfa-14455	351	8	5	5	NUM
ajfa-14455	351	9	,	,	PUNCT
ajfa-14455	351	10	some	some	DET
ajfa-14455	351	11	caution	caution	NOUN
ajfa-14455	351	12	must	must	AUX
ajfa-14455	351	13	be	be	AUX
ajfa-14455	351	14	noted	note	VERB
ajfa-14455	351	15	as	as	SCONJ
ajfa-14455	351	16	only	only	ADV
ajfa-14455	351	17	five	five	NUM
ajfa-14455	351	18	banks	bank	NOUN
ajfa-14455	351	19	recorded	record	VERB
ajfa-14455	351	20	scores	score	NOUN
ajfa-14455	351	21	that	that	PRON
ajfa-14455	351	22	were	be	AUX
ajfa-14455	351	23	significantly	significantly	ADV
ajfa-14455	351	24	greater	great	ADJ
ajfa-14455	351	25	than	than	ADP
ajfa-14455	351	26	5	5	NUM
ajfa-14455	351	27	.	.	PUNCT
ajfa-14455	352	1	the	the	DET
ajfa-14455	352	2	other	other	ADJ
ajfa-14455	352	3	14	14	NUM
ajfa-14455	352	4	banks	bank	NOUN
ajfa-14455	352	5	only	only	ADV
ajfa-14455	352	6	managed	manage	VERB
ajfa-14455	352	7	scores	score	NOUN
ajfa-14455	352	8	no	no	ADV
ajfa-14455	352	9	greater	great	ADJ
ajfa-14455	352	10	than	than	ADP
ajfa-14455	352	11	6.7	6.7	NUM
ajfa-14455	352	12	.	.	PUNCT
ajfa-14455	353	1	with	with	ADP
ajfa-14455	353	2	regards	regard	NOUN
ajfa-14455	353	3	to	to	ADP
ajfa-14455	353	4	earnings	earning	NOUN
ajfa-14455	353	5	,	,	PUNCT
ajfa-14455	353	6	only	only	ADV
ajfa-14455	353	7	two	two	NUM
ajfa-14455	353	8	banks	bank	NOUN
ajfa-14455	353	9	scored	score	VERB
ajfa-14455	353	10	below	below	ADP
ajfa-14455	353	11	5	5	NUM
ajfa-14455	353	12	.	.	PUNCT
ajfa-14455	354	1	the	the	DET
ajfa-14455	354	2	other	other	ADJ
ajfa-14455	354	3	18	18	NUM
ajfa-14455	354	4	banks	bank	NOUN
ajfa-14455	354	5	recorded	record	VERB
ajfa-14455	354	6	earnings	earning	NOUN
ajfa-14455	354	7	scores	score	NOUN
ajfa-14455	354	8	that	that	PRON
ajfa-14455	354	9	were	be	AUX
ajfa-14455	354	10	comparable	comparable	ADJ
ajfa-14455	354	11	to	to	ADP
ajfa-14455	354	12	one	one	NUM
ajfa-14455	354	13	another	another	DET
ajfa-14455	354	14	and	and	CCONJ
ajfa-14455	354	15	the	the	DET
ajfa-14455	354	16	industry	industry	NOUN
ajfa-14455	354	17	average	average	NOUN
ajfa-14455	354	18	with	with	ADP
ajfa-14455	354	19	the	the	DET
ajfa-14455	354	20	exception	exception	NOUN
ajfa-14455	354	21	of	of	ADP
ajfa-14455	354	22	the	the	DET
ajfa-14455	354	23	royal	royal	ADJ
ajfa-14455	354	24	bank	bank	PROPN
ajfa-14455	354	25	of	of	ADP
ajfa-14455	354	26	scotland	scotland	NOUN
ajfa-14455	354	27	which	which	PRON
ajfa-14455	354	28	scored	score	VERB
ajfa-14455	354	29	the	the	DET
ajfa-14455	354	30	highest	high	ADJ
ajfa-14455	354	31	(	(	PUNCT
ajfa-14455	354	32	9.56	9.56	NUM
ajfa-14455	354	33	)	)	PUNCT
ajfa-14455	354	34	.	.	PUNCT
ajfa-14455	355	1	the	the	DET
ajfa-14455	355	2	asset	asset	NOUN
ajfa-14455	355	3	quality	quality	NOUN
ajfa-14455	355	4	of	of	ADP
ajfa-14455	355	5	commercial	commercial	ADJ
ajfa-14455	355	6	banks	bank	NOUN
ajfa-14455	355	7	in	in	ADP
ajfa-14455	355	8	malaysia	malaysia	PROPN
ajfa-14455	355	9	warrants	warrant	NOUN
ajfa-14455	355	10	the	the	DET
ajfa-14455	355	11	most	most	ADJ
ajfa-14455	355	12	attention	attention	NOUN
ajfa-14455	355	13	.	.	PUNCT
ajfa-14455	356	1	ten	ten	NUM
ajfa-14455	356	2	banks	bank	NOUN
ajfa-14455	356	3	recorded	record	VERB
ajfa-14455	356	4	asset	asset	NOUN
ajfa-14455	356	5	quality	quality	NOUN
ajfa-14455	356	6	scores	score	NOUN
ajfa-14455	356	7	below	below	ADP
ajfa-14455	356	8	the	the	DET
ajfa-14455	356	9	industry	industry	NOUN
ajfa-14455	356	10	average	average	NOUN
ajfa-14455	356	11	while	while	SCONJ
ajfa-14455	356	12	five	five	NUM
ajfa-14455	356	13	banks	bank	NOUN
ajfa-14455	356	14	scored	score	VERB
ajfa-14455	356	15	below	below	ADP
ajfa-14455	356	16	5	5	NUM
ajfa-14455	356	17	,	,	PUNCT
ajfa-14455	356	18	placing	place	VERB
ajfa-14455	356	19	them	they	PRON
ajfa-14455	356	20	in	in	ADP
ajfa-14455	356	21	the	the	DET
ajfa-14455	356	22	critical	critical	ADJ
ajfa-14455	356	23	category	category	NOUN
ajfa-14455	356	24	.	.	PUNCT
ajfa-14455	357	1	as	as	ADP
ajfa-14455	357	2	a	a	DET
ajfa-14455	357	3	whole	whole	NOUN
ajfa-14455	357	4	,	,	PUNCT
ajfa-14455	357	5	it	it	PRON
ajfa-14455	357	6	is	be	AUX
ajfa-14455	357	7	reasonable	reasonable	ADJ
ajfa-14455	357	8	to	to	PART
ajfa-14455	357	9	say	say	VERB
ajfa-14455	357	10	that	that	SCONJ
ajfa-14455	357	11	the	the	DET
ajfa-14455	357	12	malaysian	malaysian	ADJ
ajfa-14455	357	13	banking	banking	NOUN
ajfa-14455	357	14	industry	industry	NOUN
ajfa-14455	357	15	is	be	AUX
ajfa-14455	357	16	in	in	ADP
ajfa-14455	357	17	a	a	DET
ajfa-14455	357	18	state	state	NOUN
ajfa-14455	357	19	of	of	ADP
ajfa-14455	357	20	moderate	moderate	ADJ
ajfa-14455	357	21	health	health	NOUN
ajfa-14455	357	22	,	,	PUNCT
ajfa-14455	357	23	with	with	ADP
ajfa-14455	357	24	a	a	DET
ajfa-14455	357	25	health	health	NOUN
ajfa-14455	357	26	score	score	NOUN
ajfa-14455	357	27	of	of	ADP
ajfa-14455	357	28	66.69	66.69	NUM
ajfa-14455	357	29	–	–	PUNCT
ajfa-14455	357	30	a	a	DET
ajfa-14455	357	31	c	c	NOUN
ajfa-14455	357	32	or	or	CCONJ
ajfa-14455	357	33	c+	c+	VERB
ajfa-14455	357	34	at	at	ADV
ajfa-14455	357	35	best	good	ADJ
ajfa-14455	357	36	.	.	PUNCT
ajfa-14455	358	1	as	as	ADP
ajfa-14455	358	2	a	a	DET
ajfa-14455	358	3	result	result	NOUN
ajfa-14455	358	4	,	,	PUNCT
ajfa-14455	358	5	precautionary	precautionary	ADJ
ajfa-14455	358	6	measures	measure	NOUN
ajfa-14455	358	7	should	should	AUX
ajfa-14455	358	8	be	be	AUX
ajfa-14455	358	9	put	put	VERB
ajfa-14455	358	10	in	in	ADP
ajfa-14455	358	11	place	place	NOUN
ajfa-14455	358	12	to	to	PART
ajfa-14455	358	13	address	address	VERB
ajfa-14455	358	14	these	these	DET
ajfa-14455	358	15	concerns	concern	NOUN
ajfa-14455	358	16	,	,	PUNCT
ajfa-14455	358	17	the	the	DET
ajfa-14455	358	18	first	first	ADJ
ajfa-14455	358	19	being	be	AUX
ajfa-14455	358	20	the	the	DET
ajfa-14455	358	21	asset	asset	NOUN
ajfa-14455	358	22	quality	quality	NOUN
ajfa-14455	358	23	of	of	ADP
ajfa-14455	358	24	malaysian	malaysian	ADJ
ajfa-14455	358	25	banks	bank	NOUN
ajfa-14455	358	26	since	since	SCONJ
ajfa-14455	358	27	55.61	55.61	NUM
ajfa-14455	358	28	%	%	NOUN
ajfa-14455	358	29	of	of	ADP
ajfa-14455	358	30	the	the	DET
ajfa-14455	358	31	total	total	ADJ
ajfa-14455	358	32	loans	loan	NOUN
ajfa-14455	358	33	in	in	ADP
ajfa-14455	358	34	the	the	DET
ajfa-14455	358	35	banking	banking	NOUN
ajfa-14455	358	36	sector	sector	NOUN
ajfa-14455	358	37	are	be	AUX
ajfa-14455	358	38	driven	drive	VERB
ajfa-14455	358	39	by	by	ADP
ajfa-14455	358	40	household	household	NOUN
ajfa-14455	358	41	borrowings	borrowing	NOUN
ajfa-14455	358	42	(	(	PUNCT
ajfa-14455	358	43	bnm	bnm	PROPN
ajfa-14455	358	44	,	,	PUNCT
ajfa-14455	358	45	2011	2011	NUM
ajfa-14455	358	46	)	)	PUNCT
ajfa-14455	358	47	where	where	SCONJ
ajfa-14455	358	48	26	26	NUM
ajfa-14455	358	49	%	%	NOUN
ajfa-14455	358	50	of	of	ADP
ajfa-14455	358	51	it	it	PRON
ajfa-14455	358	52	is	be	AUX
ajfa-14455	358	53	for	for	ADP
ajfa-14455	358	54	residential	residential	ADJ
ajfa-14455	358	55	mortgages	mortgage	NOUN
ajfa-14455	358	56	.	.	PUNCT
ajfa-14455	359	1	banks	bank	NOUN
ajfa-14455	359	2	are	be	AUX
ajfa-14455	359	3	essentially	essentially	ADV
ajfa-14455	359	4	exposing	expose	VERB
ajfa-14455	359	5	themselves	themselves	PRON
ajfa-14455	359	6	to	to	ADP
ajfa-14455	359	7	high	high	ADJ
ajfa-14455	359	8	level	level	NOUN
ajfa-14455	359	9	of	of	ADP
ajfa-14455	359	10	concentration	concentration	NOUN
ajfa-14455	359	11	risk	risk	NOUN
ajfa-14455	359	12	in	in	ADP
ajfa-14455	359	13	sectors	sector	NOUN
ajfa-14455	359	14	that	that	PRON
ajfa-14455	359	15	might	might	AUX
ajfa-14455	359	16	not	not	PART
ajfa-14455	359	17	be	be	AUX
ajfa-14455	359	18	as	as	ADV
ajfa-14455	359	19	stable	stable	ADJ
ajfa-14455	359	20	as	as	SCONJ
ajfa-14455	359	21	once	once	ADV
ajfa-14455	359	22	thought	think	VERB
ajfa-14455	359	23	.	.	PUNCT
ajfa-14455	360	1	the	the	DET
ajfa-14455	360	2	drop	drop	NOUN
ajfa-14455	360	3	in	in	ADP
ajfa-14455	360	4	property	property	NOUN
ajfa-14455	360	5	prices	price	NOUN
ajfa-14455	360	6	as	as	ADP
ajfa-14455	360	7	a	a	DET
ajfa-14455	360	8	result	result	NOUN
ajfa-14455	360	9	of	of	ADP
ajfa-14455	360	10	the	the	DET
ajfa-14455	360	11	afc	afc	PROPN
ajfa-14455	360	12	and	and	CCONJ
ajfa-14455	360	13	the	the	DET
ajfa-14455	360	14	crash	crash	NOUN
ajfa-14455	360	15	in	in	ADP
ajfa-14455	360	16	the	the	DET
ajfa-14455	360	17	property	property	NOUN
ajfa-14455	360	18	and	and	CCONJ
ajfa-14455	360	19	mortgage	mortgage	NOUN
ajfa-14455	360	20	market	market	NOUN
ajfa-14455	360	21	as	as	ADP
ajfa-14455	360	22	a	a	DET
ajfa-14455	360	23	result	result	NOUN
ajfa-14455	360	24	of	of	ADP
ajfa-14455	360	25	the	the	DET
ajfa-14455	360	26	sub	sub	ADJ
ajfa-14455	360	27	-	-	ADJ
ajfa-14455	360	28	prime	prime	ADJ
ajfa-14455	360	29	crisis	crisis	NOUN
ajfa-14455	360	30	are	be	AUX
ajfa-14455	360	31	two	two	NUM
ajfa-14455	360	32	prime	prime	ADJ
ajfa-14455	360	33	examples	example	NOUN
ajfa-14455	360	34	of	of	ADP
ajfa-14455	360	35	the	the	DET
ajfa-14455	360	36	dangers	danger	NOUN
ajfa-14455	360	37	inherent	inherent	ADJ
ajfa-14455	360	38	in	in	ADP
ajfa-14455	360	39	the	the	DET
ajfa-14455	360	40	property	property	NOUN
ajfa-14455	360	41	sector	sector	NOUN
ajfa-14455	360	42	.	.	PUNCT
ajfa-14455	361	1	5	5	X
ajfa-14455	361	2	.	.	X
ajfa-14455	361	3	conclusion	conclusion	NOUN
ajfa-14455	361	4	over	over	ADP
ajfa-14455	361	5	the	the	DET
ajfa-14455	361	6	last	last	ADJ
ajfa-14455	361	7	decade	decade	NOUN
ajfa-14455	361	8	,	,	PUNCT
ajfa-14455	361	9	we	we	PRON
ajfa-14455	361	10	have	have	AUX
ajfa-14455	361	11	witnessed	witness	VERB
ajfa-14455	361	12	major	major	ADJ
ajfa-14455	361	13	financial	financial	ADJ
ajfa-14455	361	14	institutions	institution	NOUN
ajfa-14455	361	15	collapse	collapse	VERB
ajfa-14455	361	16	due	due	ADP
ajfa-14455	361	17	to	to	ADP
ajfa-14455	361	18	poor	poor	ADJ
ajfa-14455	361	19	lending	lending	NOUN
ajfa-14455	361	20	practices	practice	NOUN
ajfa-14455	361	21	.	.	PUNCT
ajfa-14455	362	1	given	give	VERB
ajfa-14455	362	2	their	their	PRON
ajfa-14455	362	3	importance	importance	NOUN
ajfa-14455	362	4	in	in	ADP
ajfa-14455	362	5	the	the	DET
ajfa-14455	362	6	economy	economy	NOUN
ajfa-14455	362	7	,	,	PUNCT
ajfa-14455	362	8	bank	bank	NOUN
ajfa-14455	362	9	failures	failure	NOUN
ajfa-14455	362	10	send	send	VERB
ajfa-14455	362	11	shockwaves	shockwave	NOUN
ajfa-14455	362	12	across	across	ADP
ajfa-14455	362	13	the	the	DET
ajfa-14455	362	14	country	country	NOUN
ajfa-14455	362	15	and	and	CCONJ
ajfa-14455	362	16	the	the	DET
ajfa-14455	362	17	region	region	NOUN
ajfa-14455	362	18	as	as	ADV
ajfa-14455	362	19	well	well	ADV
ajfa-14455	362	20	–	–	PUNCT
ajfa-14455	362	21	something	something	PRON
ajfa-14455	362	22	that	that	PRON
ajfa-14455	362	23	economies	economy	NOUN
ajfa-14455	362	24	recovering	recover	VERB
ajfa-14455	362	25	from	from	ADP
ajfa-14455	362	26	the	the	DET
ajfa-14455	362	27	recession	recession	NOUN
ajfa-14455	362	28	can	can	AUX
ajfa-14455	362	29	scarcely	scarcely	ADV
ajfa-14455	362	30	afford	afford	VERB
ajfa-14455	362	31	.	.	PUNCT
ajfa-14455	363	1	burdened	burden	VERB
ajfa-14455	363	2	with	with	ADP
ajfa-14455	363	3	the	the	DET
ajfa-14455	363	4	task	task	NOUN
ajfa-14455	363	5	of	of	ADP
ajfa-14455	363	6	steering	steer	VERB
ajfa-14455	363	7	the	the	DET
ajfa-14455	363	8	economy	economy	NOUN
ajfa-14455	363	9	into	into	ADP
ajfa-14455	363	10	recovery	recovery	NOUN
ajfa-14455	363	11	,	,	PUNCT
ajfa-14455	363	12	regulators	regulator	NOUN
ajfa-14455	363	13	find	find	VERB
ajfa-14455	363	14	it	it	PRON
ajfa-14455	363	15	difficult	difficult	ADJ
ajfa-14455	363	16	to	to	PART
ajfa-14455	363	17	dedicate	dedicate	VERB
ajfa-14455	363	18	more	more	ADJ
ajfa-14455	363	19	resources	resource	NOUN
ajfa-14455	363	20	into	into	ADP
ajfa-14455	363	21	overseeing	oversee	VERB
ajfa-14455	363	22	bank	bank	NOUN
ajfa-14455	363	23	practices	practice	NOUN
ajfa-14455	363	24	.	.	PUNCT
ajfa-14455	364	1	consequently	consequently	ADV
ajfa-14455	364	2	,	,	PUNCT
ajfa-14455	364	3	regulators	regulator	NOUN
ajfa-14455	364	4	need	need	VERB
ajfa-14455	364	5	a	a	DET
ajfa-14455	364	6	bank	bank	NOUN
ajfa-14455	364	7	health	health	NOUN
ajfa-14455	364	8	framework	framework	NOUN
ajfa-14455	364	9	that	that	PRON
ajfa-14455	364	10	makes	make	VERB
ajfa-14455	364	11	their	their	PRON
ajfa-14455	364	12	oversight	oversight	NOUN
ajfa-14455	364	13	task	task	NOUN
ajfa-14455	364	14	simpler	simple	ADJ
ajfa-14455	364	15	,	,	PUNCT
ajfa-14455	364	16	yet	yet	CCONJ
ajfa-14455	364	17	effective	effective	ADJ
ajfa-14455	364	18	.	.	PUNCT
ajfa-14455	365	1	our	our	PRON
ajfa-14455	365	2	model	model	NOUN
ajfa-14455	365	3	meets	meet	VERB
ajfa-14455	365	4	this	this	DET
ajfa-14455	365	5	purpose	purpose	NOUN
ajfa-14455	365	6	with	with	ADP
ajfa-14455	365	7	a	a	DET
ajfa-14455	365	8	much	much	ADV
ajfa-14455	365	9	higher	high	ADJ
ajfa-14455	365	10	degree	degree	NOUN
ajfa-14455	365	11	of	of	ADP
ajfa-14455	365	12	accuracy	accuracy	NOUN
ajfa-14455	365	13	as	as	SCONJ
ajfa-14455	365	14	compared	compare	VERB
ajfa-14455	365	15	to	to	ADP
ajfa-14455	365	16	others	other	NOUN
ajfa-14455	365	17	.	.	PUNCT
ajfa-14455	366	1	we	we	PRON
ajfa-14455	366	2	also	also	ADV
ajfa-14455	366	3	develop	develop	VERB
ajfa-14455	366	4	a	a	DET
ajfa-14455	366	5	bank	bank	NOUN
ajfa-14455	366	6	health	health	NOUN
ajfa-14455	366	7	index	index	NOUN
ajfa-14455	366	8	that	that	PRON
ajfa-14455	366	9	allows	allow	VERB
ajfa-14455	366	10	for	for	ADP
ajfa-14455	366	11	time	time	NOUN
ajfa-14455	366	12	-	-	PUNCT
ajfa-14455	366	13	progressive	progressive	ADJ
ajfa-14455	366	14	monitoring	monitoring	NOUN
ajfa-14455	366	15	of	of	ADP
ajfa-14455	366	16	bank	bank	NOUN
ajfa-14455	366	17	health	health	NOUN
ajfa-14455	366	18	,	,	PUNCT
ajfa-14455	366	19	as	as	SCONJ
ajfa-14455	366	20	opposed	oppose	VERB
ajfa-14455	366	21	to	to	ADP
ajfa-14455	366	22	the	the	DET
ajfa-14455	366	23	conventional	conventional	ADJ
ajfa-14455	366	24	point	point	NOUN
ajfa-14455	366	25	-	-	PUNCT
ajfa-14455	366	26	in	in	ADP
ajfa-14455	366	27	-	-	PUNCT
ajfa-14455	366	28	time	time	NOUN
ajfa-14455	366	29	assessments	assessment	NOUN
ajfa-14455	366	30	.	.	PUNCT
ajfa-14455	367	1	progressive	progressive	ADJ
ajfa-14455	367	2	monitoring	monitoring	NOUN
ajfa-14455	367	3	provides	provide	VERB
ajfa-14455	367	4	regulators	regulator	NOUN
ajfa-14455	367	5	with	with	ADP
ajfa-14455	367	6	timely	timely	ADJ
ajfa-14455	367	7	information	information	NOUN
ajfa-14455	367	8	allowing	allow	VERB
ajfa-14455	367	9	them	they	PRON
ajfa-14455	367	10	to	to	PART
ajfa-14455	367	11	take	take	VERB
ajfa-14455	367	12	precautionary	precautionary	ADJ
ajfa-14455	367	13	measures	measure	NOUN
ajfa-14455	367	14	in	in	ADP
ajfa-14455	367	15	advance	advance	NOUN
ajfa-14455	367	16	whenever	whenever	SCONJ
ajfa-14455	367	17	any	any	DET
ajfa-14455	367	18	bank	bank	NOUN
ajfa-14455	367	19	breaches	breach	VERB
ajfa-14455	367	20	a	a	DET
ajfa-14455	367	21	pre	pre	ADJ
ajfa-14455	367	22	-	-	ADJ
ajfa-14455	367	23	determined	determined	ADJ
ajfa-14455	367	24	lower	low	ADJ
ajfa-14455	367	25	threshold	threshold	NOUN
ajfa-14455	367	26	.	.	PUNCT
ajfa-14455	368	1	the	the	DET
ajfa-14455	368	2	bank	bank	PROPN
ajfa-14455	368	3	health	health	PROPN
ajfa-14455	368	4	index	index	NOUN
ajfa-14455	368	5	also	also	ADV
ajfa-14455	368	6	serves	serve	VERB
ajfa-14455	368	7	observers	observer	NOUN
ajfa-14455	368	8	,	,	PUNCT
ajfa-14455	368	9	investors	investor	NOUN
ajfa-14455	368	10	and	and	CCONJ
ajfa-14455	368	11	potential	potential	ADJ
ajfa-14455	368	12	clients	client	NOUN
ajfa-14455	368	13	by	by	ADP
ajfa-14455	368	14	providing	provide	VERB
ajfa-14455	368	15	information	information	NOUN
ajfa-14455	368	16	on	on	ADP
ajfa-14455	368	17	the	the	DET
ajfa-14455	368	18	bank	bank	NOUN
ajfa-14455	368	19	’s	’s	PART
ajfa-14455	368	20	soundness	soundness	NOUN
ajfa-14455	368	21	vis	vis	X
ajfa-14455	368	22	-	-	PUNCT
ajfa-14455	368	23	à	à	X
ajfa-14455	368	24	-	-	PUNCT
ajfa-14455	368	25	vis	vis	X
ajfa-14455	368	26	other	other	ADJ
ajfa-14455	368	27	banks	bank	NOUN
ajfa-14455	368	28	,	,	PUNCT
ajfa-14455	368	29	allowing	allow	VERB
ajfa-14455	368	30	them	they	PRON
ajfa-14455	368	31	to	to	PART
ajfa-14455	368	32	make	make	VERB
ajfa-14455	368	33	a	a	PRON
ajfa-14455	368	34	more	more	ADV
ajfa-14455	368	35	informed	informed	ADJ
ajfa-14455	368	36	when	when	SCONJ
ajfa-14455	368	37	choosing	choose	VERB
ajfa-14455	368	38	their	their	PRON
ajfa-14455	368	39	bank	bank	NOUN
ajfa-14455	368	40	,	,	PUNCT
ajfa-14455	368	41	besides	besides	SCONJ
ajfa-14455	368	42	keeping	keep	VERB
ajfa-14455	368	43	banks	bank	NOUN
ajfa-14455	368	44	in	in	ADP
ajfa-14455	368	45	check	check	NOUN
ajfa-14455	368	46	.	.	PUNCT
ajfa-14455	369	1	asian	asian	ADJ
ajfa-14455	369	2	journal	journal	PROPN
ajfa-14455	369	3	of	of	ADP
ajfa-14455	369	4	finance	finance	PROPN
ajfa-14455	369	5	&	&	CCONJ
ajfa-14455	369	6	accounting	accounting	PROPN
ajfa-14455	369	7	issn	issn	PROPN
ajfa-14455	369	8	1946	1946	NUM
ajfa-14455	369	9	-	-	PUNCT
ajfa-14455	369	10	052x	052x	PROPN
ajfa-14455	369	11	2019	2019	NUM
ajfa-14455	369	12	,	,	PUNCT
ajfa-14455	369	13	vol	vol	NOUN
ajfa-14455	369	14	.	.	PROPN
ajfa-14455	369	15	11	11	NUM
ajfa-14455	369	16	,	,	PUNCT
ajfa-14455	369	17	no	no	INTJ
ajfa-14455	369	18	.	.	NOUN
ajfa-14455	369	19	1	1	NUM
ajfa-14455	369	20	132	132	NUM
ajfa-14455	369	21	ajfa.macrothink.org	ajfa.macrothink.org	ADJ
ajfa-14455	369	22	acknowledgement	acknowledgement	NOUN
ajfa-14455	369	23	this	this	DET
ajfa-14455	369	24	paper	paper	NOUN
ajfa-14455	369	25	is	be	AUX
ajfa-14455	369	26	in	in	ADP
ajfa-14455	369	27	memory	memory	NOUN
ajfa-14455	369	28	of	of	ADP
ajfa-14455	369	29	our	our	PRON
ajfa-14455	369	30	mentor	mentor	NOUN
ajfa-14455	369	31	and	and	CCONJ
ajfa-14455	369	32	friend	friend	NOUN
ajfa-14455	369	33	associate	associate	NOUN
ajfa-14455	369	34	professor	professor	PROPN
ajfa-14455	369	35	balachandher	balachandher	PROPN
ajfa-14455	369	36	krishnan	krishnan	PROPN
ajfa-14455	369	37	guru	guru	NOUN
ajfa-14455	369	38	,	,	PUNCT
ajfa-14455	369	39	who	who	PRON
ajfa-14455	369	40	unfortunately	unfortunately	ADV
ajfa-14455	369	41	passed	pass	VERB
ajfa-14455	369	42	away	away	ADP
ajfa-14455	369	43	before	before	SCONJ
ajfa-14455	369	44	this	this	DET
ajfa-14455	369	45	paper	paper	NOUN
ajfa-14455	369	46	could	could	AUX
ajfa-14455	369	47	be	be	AUX
ajfa-14455	369	48	published	publish	VERB
ajfa-14455	369	49	.	.	PUNCT
ajfa-14455	370	1	without	without	ADP
ajfa-14455	370	2	his	his	PRON
ajfa-14455	370	3	drive	drive	NOUN
ajfa-14455	370	4	and	and	CCONJ
ajfa-14455	370	5	guidance	guidance	NOUN
ajfa-14455	370	6	,	,	PUNCT
ajfa-14455	370	7	this	this	DET
ajfa-14455	370	8	paper	paper	NOUN
ajfa-14455	370	9	would	would	AUX
ajfa-14455	370	10	have	have	AUX
ajfa-14455	370	11	never	never	ADV
ajfa-14455	370	12	seen	see	VERB
ajfa-14455	370	13	the	the	DET
ajfa-14455	370	14	light	light	NOUN
ajfa-14455	370	15	of	of	ADP
ajfa-14455	370	16	day	day	NOUN
ajfa-14455	370	17	.	.	PUNCT
ajfa-14455	371	1	notes	note	NOUN
ajfa-14455	371	2	note	note	VERB
ajfa-14455	371	3	1	1	NUM
ajfa-14455	371	4	.	.	PUNCT
ajfa-14455	372	1	in	in	ADP
ajfa-14455	372	2	the	the	DET
ajfa-14455	372	3	t	t	NOUN
ajfa-14455	372	4	-	-	PUNCT
ajfa-14455	372	5	test	test	NOUN
ajfa-14455	372	6	,	,	PUNCT
ajfa-14455	372	7	the	the	DET
ajfa-14455	372	8	hypothesis	hypothesis	NOUN
ajfa-14455	372	9	is	be	AUX
ajfa-14455	372	10	stated	state	VERB
ajfa-14455	372	11	as	as	SCONJ
ajfa-14455	372	12	follows	follow	VERB
ajfa-14455	372	13	:	:	PUNCT
ajfa-14455	372	14	h0	h0	NOUN
ajfa-14455	372	15	:	:	PUNCT
ajfa-14455	372	16	the	the	DET
ajfa-14455	372	17	difference	difference	NOUN
ajfa-14455	372	18	between	between	ADP
ajfa-14455	372	19	the	the	DET
ajfa-14455	372	20	two	two	NUM
ajfa-14455	372	21	group	group	NOUN
ajfa-14455	372	22	means	mean	VERB
ajfa-14455	372	23	is	be	AUX
ajfa-14455	372	24	zero	zero	NUM
ajfa-14455	372	25	,	,	PUNCT
ajfa-14455	372	26	h1	h1	PROPN
ajfa-14455	372	27	:	:	PUNCT
ajfa-14455	372	28	the	the	DET
ajfa-14455	372	29	difference	difference	NOUN
ajfa-14455	372	30	between	between	ADP
ajfa-14455	372	31	the	the	DET
ajfa-14455	372	32	two	two	NUM
ajfa-14455	372	33	group	group	NOUN
ajfa-14455	372	34	means	mean	VERB
ajfa-14455	372	35	is	be	AUX
ajfa-14455	372	36	significantly	significantly	ADV
ajfa-14455	372	37	different	different	ADJ
ajfa-14455	372	38	from	from	ADP
ajfa-14455	372	39	zero	zero	NUM
ajfa-14455	372	40	.	.	PUNCT
ajfa-14455	373	1	note	note	NOUN
ajfa-14455	373	2	2	2	NUM
ajfa-14455	373	3	.	.	PUNCT
ajfa-14455	374	1	in	in	ADP
ajfa-14455	374	2	this	this	DET
ajfa-14455	374	3	study	study	NOUN
ajfa-14455	374	4	,	,	PUNCT
ajfa-14455	374	5	the	the	DET
ajfa-14455	374	6	failure	failure	NOUN
ajfa-14455	374	7	-	-	PUNCT
ajfa-14455	374	8	prediction	prediction	NOUN
ajfa-14455	374	9	model	model	NOUN
ajfa-14455	374	10	is	be	AUX
ajfa-14455	374	11	not	not	PART
ajfa-14455	374	12	to	to	PART
ajfa-14455	374	13	predict	predict	VERB
ajfa-14455	374	14	failure	failure	NOUN
ajfa-14455	374	15	per	per	ADP
ajfa-14455	374	16	se	se	ADV
ajfa-14455	374	17	,	,	PUNCT
ajfa-14455	374	18	but	but	CCONJ
ajfa-14455	374	19	to	to	PART
ajfa-14455	374	20	identify	identify	VERB
ajfa-14455	374	21	which	which	DET
ajfa-14455	374	22	variables	variable	NOUN
ajfa-14455	374	23	have	have	VERB
ajfa-14455	374	24	the	the	DET
ajfa-14455	374	25	power	power	NOUN
ajfa-14455	374	26	to	to	PART
ajfa-14455	374	27	predict	predict	VERB
ajfa-14455	374	28	failure	failure	NOUN
ajfa-14455	374	29	in	in	ADP
ajfa-14455	374	30	advance	advance	NOUN
ajfa-14455	374	31	.	.	PUNCT
ajfa-14455	375	1	it	it	PRON
ajfa-14455	375	2	is	be	AUX
ajfa-14455	375	3	thus	thus	ADV
ajfa-14455	375	4	necessary	necessary	ADJ
ajfa-14455	375	5	that	that	SCONJ
ajfa-14455	375	6	the	the	DET
ajfa-14455	375	7	variables	variable	NOUN
ajfa-14455	375	8	in	in	ADP
ajfa-14455	375	9	the	the	DET
ajfa-14455	375	10	model	model	NOUN
ajfa-14455	375	11	here	here	ADV
ajfa-14455	375	12	do	do	AUX
ajfa-14455	375	13	show	show	VERB
ajfa-14455	375	14	a	a	DET
ajfa-14455	375	15	statistically	statistically	ADV
ajfa-14455	375	16	significant	significant	ADJ
ajfa-14455	375	17	difference	difference	NOUN
ajfa-14455	375	18	between	between	ADP
ajfa-14455	375	19	the	the	DET
ajfa-14455	375	20	two	two	NUM
ajfa-14455	375	21	samples	sample	NOUN
ajfa-14455	375	22	.	.	PUNCT
ajfa-14455	376	1	in	in	ADP
ajfa-14455	376	2	previous	previous	ADJ
ajfa-14455	376	3	studies	study	NOUN
ajfa-14455	376	4	of	of	ADP
ajfa-14455	376	5	bank	bank	NOUN
ajfa-14455	376	6	failure	failure	NOUN
ajfa-14455	376	7	prediction	prediction	NOUN
ajfa-14455	376	8	,	,	PUNCT
ajfa-14455	376	9	this	this	PRON
ajfa-14455	376	10	had	have	AUX
ajfa-14455	376	11	not	not	PART
ajfa-14455	376	12	been	be	AUX
ajfa-14455	376	13	a	a	DET
ajfa-14455	376	14	strict	strict	ADJ
ajfa-14455	376	15	requirement	requirement	NOUN
ajfa-14455	376	16	(	(	PUNCT
ajfa-14455	376	17	espahbodi	espahbodi	NOUN
ajfa-14455	376	18	,	,	PUNCT
ajfa-14455	376	19	1991	1991	NUM
ajfa-14455	376	20	)	)	PUNCT
ajfa-14455	376	21	.	.	PUNCT
ajfa-14455	377	1	note	note	VERB
ajfa-14455	377	2	3	3	NUM
ajfa-14455	377	3	.	.	PUNCT
ajfa-14455	377	4	due	due	ADP
ajfa-14455	377	5	to	to	ADP
ajfa-14455	377	6	space	space	NOUN
ajfa-14455	377	7	constraints	constraint	NOUN
ajfa-14455	377	8	,	,	PUNCT
ajfa-14455	377	9	we	we	PRON
ajfa-14455	377	10	did	do	AUX
ajfa-14455	377	11	not	not	PART
ajfa-14455	377	12	report	report	VERB
ajfa-14455	377	13	these	these	DET
ajfa-14455	377	14	figures	figure	NOUN
ajfa-14455	377	15	here	here	ADV
ajfa-14455	377	16	.	.	PUNCT
ajfa-14455	378	1	they	they	PRON
ajfa-14455	378	2	are	be	AUX
ajfa-14455	378	3	however	however	ADV
ajfa-14455	378	4	,	,	PUNCT
ajfa-14455	378	5	available	available	ADJ
ajfa-14455	378	6	from	from	ADP
ajfa-14455	378	7	us	we	PRON
ajfa-14455	378	8	upon	upon	SCONJ
ajfa-14455	378	9	request	request	NOUN
ajfa-14455	378	10	.	.	PUNCT
ajfa-14455	379	1	references	reference	NOUN
ajfa-14455	379	2	agarwal	agarwal	PROPN
ajfa-14455	379	3	,	,	PUNCT
ajfa-14455	379	4	v.	v.	PROPN
ajfa-14455	379	5	,	,	PUNCT
ajfa-14455	379	6	&	&	CCONJ
ajfa-14455	379	7	taffler	taffler	PROPN
ajfa-14455	379	8	,	,	PUNCT
ajfa-14455	379	9	r.	r.	PROPN
ajfa-14455	379	10	(	(	PUNCT
ajfa-14455	379	11	2008	2008	NUM
ajfa-14455	379	12	)	)	PUNCT
ajfa-14455	379	13	.	.	PUNCT
ajfa-14455	380	1	comparing	compare	VERB
ajfa-14455	380	2	the	the	DET
ajfa-14455	380	3	performance	performance	NOUN
ajfa-14455	380	4	of	of	ADP
ajfa-14455	380	5	market	market	NOUN
ajfa-14455	380	6	-	-	PUNCT
ajfa-14455	380	7	based	base	VERB
ajfa-14455	380	8	and	and	CCONJ
ajfa-14455	380	9	accounting	accounting	NOUN
ajfa-14455	380	10	-	-	PUNCT
ajfa-14455	380	11	based	base	VERB
ajfa-14455	380	12	bankruptcy	bankruptcy	NOUN
ajfa-14455	380	13	prediction	prediction	NOUN
ajfa-14455	380	14	models	model	NOUN
ajfa-14455	380	15	.	.	PUNCT
ajfa-14455	381	1	journal	journal	NOUN
ajfa-14455	381	2	of	of	ADP
ajfa-14455	381	3	banking	banking	NOUN
ajfa-14455	381	4	and	and	CCONJ
ajfa-14455	381	5	finance	finance	NOUN
ajfa-14455	381	6	,	,	PUNCT
ajfa-14455	381	7	32	32	NUM
ajfa-14455	381	8	,	,	PUNCT
ajfa-14455	381	9	15411551	15411551	NUM
ajfa-14455	381	10	,	,	PUNCT
ajfa-14455	381	11	https://doi.org/10.1016/j.jbankfin.2007.07.014	https://doi.org/10.1016/j.jbankfin.2007.07.014	PROPN
ajfa-14455	381	12	.	.	PUNCT
ajfa-14455	381	13	allen	allen	PROPN
ajfa-14455	381	14	,	,	PUNCT
ajfa-14455	381	15	l.	l.	PROPN
ajfa-14455	381	16	,	,	PUNCT
ajfa-14455	381	17	&	&	CCONJ
ajfa-14455	381	18	jagtiani	jagtiani	PROPN
ajfa-14455	381	19	,	,	PUNCT
ajfa-14455	381	20	j.	j.	PROPN
ajfa-14455	381	21	(	(	PUNCT
ajfa-14455	381	22	2000	2000	NUM
ajfa-14455	381	23	)	)	PUNCT
ajfa-14455	381	24	.	.	PUNCT
ajfa-14455	382	1	risk	risk	NOUN
ajfa-14455	382	2	effects	effect	NOUN
ajfa-14455	382	3	of	of	ADP
ajfa-14455	382	4	combining	combine	VERB
ajfa-14455	382	5	banking	banking	NOUN
ajfa-14455	382	6	,	,	PUNCT
ajfa-14455	382	7	securities	security	NOUN
ajfa-14455	382	8	,	,	PUNCT
ajfa-14455	382	9	and	and	CCONJ
ajfa-14455	382	10	insurance	insurance	NOUN
ajfa-14455	382	11	activities	activity	NOUN
ajfa-14455	382	12	.	.	PUNCT
ajfa-14455	383	1	journal	journal	NOUN
ajfa-14455	383	2	of	of	ADP
ajfa-14455	383	3	economics	economic	NOUN
ajfa-14455	383	4	and	and	CCONJ
ajfa-14455	383	5	business	business	NOUN
ajfa-14455	383	6	,	,	PUNCT
ajfa-14455	383	7	52(6	52(6	NOUN
ajfa-14455	383	8	)	)	PUNCT
ajfa-14455	383	9	,	,	PUNCT
ajfa-14455	383	10	485	485	NUM
ajfa-14455	383	11	-	-	SYM
ajfa-14455	383	12	497	497	NUM
ajfa-14455	383	13	.	.	PUNCT
ajfa-14455	384	1	https://doi.org/10.1016/s01486195(00)00033-3	https://doi.org/10.1016/s01486195(00)00033-3	NOUN
ajfa-14455	384	2	allen	allen	PROPN
ajfa-14455	384	3	,	,	PUNCT
ajfa-14455	384	4	n.b	n.b	PROPN
ajfa-14455	384	5	.	.	PROPN
ajfa-14455	384	6	,	,	PUNCT
ajfa-14455	384	7	&	&	CCONJ
ajfa-14455	384	8	yong	yong	PROPN
ajfa-14455	384	9	,	,	PUNCT
ajfa-14455	384	10	r.d	r.d	PROPN
ajfa-14455	384	11	.	.	PROPN
ajfa-14455	384	12	(	(	PUNCT
ajfa-14455	384	13	1997	1997	NUM
ajfa-14455	384	14	)	)	PUNCT
ajfa-14455	384	15	.	.	PUNCT
ajfa-14455	385	1	problem	problem	NOUN
ajfa-14455	385	2	loan	loan	NOUN
ajfa-14455	385	3	identification	identification	NOUN
ajfa-14455	385	4	and	and	CCONJ
ajfa-14455	385	5	cost	cost	NOUN
ajfa-14455	385	6	efficiency	efficiency	NOUN
ajfa-14455	385	7	in	in	ADP
ajfa-14455	385	8	commercial	commercial	ADJ
ajfa-14455	385	9	banks	bank	NOUN
ajfa-14455	385	10	.	.	PUNCT
ajfa-14455	386	1	journal	journal	NOUN
ajfa-14455	386	2	of	of	ADP
ajfa-14455	386	3	banking	banking	NOUN
ajfa-14455	386	4	and	and	CCONJ
ajfa-14455	386	5	finance	finance	NOUN
ajfa-14455	386	6	,	,	PUNCT
ajfa-14455	386	7	21	21	NUM
ajfa-14455	386	8	,	,	PUNCT
ajfa-14455	386	9	849	849	NUM
ajfa-14455	386	10	-	-	SYM
ajfa-14455	386	11	869	869	NUM
ajfa-14455	386	12	.	.	PUNCT
ajfa-14455	387	1	altman	altman	PROPN
ajfa-14455	387	2	.	.	PUNCT
ajfa-14455	388	1	e.i	e.i	PROPN
ajfa-14455	388	2	.	.	PUNCT
ajfa-14455	388	3	(	(	PUNCT
ajfa-14455	388	4	1968	1968	NUM
ajfa-14455	388	5	)	)	PUNCT
ajfa-14455	388	6	.	.	PUNCT
ajfa-14455	389	1	financial	financial	ADJ
ajfa-14455	389	2	ratios	ratio	NOUN
ajfa-14455	389	3	,	,	PUNCT
ajfa-14455	389	4	discriminant	discriminant	ADJ
ajfa-14455	389	5	analysis	analysis	NOUN
ajfa-14455	389	6	and	and	CCONJ
ajfa-14455	389	7	the	the	DET
ajfa-14455	389	8	prediction	prediction	NOUN
ajfa-14455	389	9	of	of	ADP
ajfa-14455	389	10	corporate	corporate	ADJ
ajfa-14455	389	11	bankruptcy	bankruptcy	NOUN
ajfa-14455	389	12	.	.	PUNCT
ajfa-14455	390	1	the	the	DET
ajfa-14455	390	2	journal	journal	PROPN
ajfa-14455	390	3	of	of	ADP
ajfa-14455	390	4	finance	finance	NOUN
ajfa-14455	390	5	,	,	PUNCT
ajfa-14455	390	6	23(4	23(4	NOUN
ajfa-14455	390	7	)	)	PUNCT
ajfa-14455	390	8	,	,	PUNCT
ajfa-14455	390	9	589	589	NUM
ajfa-14455	390	10	-	-	SYM
ajfa-14455	390	11	609	609	NUM
ajfa-14455	390	12	.	.	PUNCT
ajfa-14455	391	1	https://doi.org/10.2307/2978933	https://doi.org/10.2307/2978933	NOUN
ajfa-14455	391	2	.	.	PUNCT
ajfa-14455	392	1	andersen	andersen	PROPN
ajfa-14455	392	2	,	,	PUNCT
ajfa-14455	392	3	h.	h.	PROPN
ajfa-14455	392	4	(	(	PUNCT
ajfa-14455	392	5	2008	2008	NUM
ajfa-14455	392	6	)	)	PUNCT
ajfa-14455	392	7	.	.	PUNCT
ajfa-14455	393	1	failure	failure	NOUN
ajfa-14455	393	2	prediction	prediction	NOUN
ajfa-14455	393	3	of	of	ADP
ajfa-14455	393	4	norwegian	norwegian	ADJ
ajfa-14455	393	5	banks	bank	NOUN
ajfa-14455	393	6	:	:	PUNCT
ajfa-14455	393	7	a	a	DET
ajfa-14455	393	8	logit	logit	NOUN
ajfa-14455	393	9	approach	approach	NOUN
ajfa-14455	393	10	.	.	PUNCT
ajfa-14455	394	1	norges	norge	NOUN
ajfa-14455	394	2	bank	bank	PROPN
ajfa-14455	394	3	working	working	NOUN
ajfa-14455	394	4	paper	paper	NOUN
ajfa-14455	394	5	,	,	PUNCT
ajfa-14455	394	6	ano	ano	PROPN
ajfa-14455	394	7	2008/2.oslo	2008/2.oslo	PROPN
ajfa-14455	394	8	.	.	PUNCT
ajfa-14455	395	1	anginer	anginer	PROPN
ajfa-14455	395	2	,	,	PUNCT
ajfa-14455	395	3	d.	d.	PROPN
ajfa-14455	395	4	,	,	PUNCT
ajfa-14455	395	5	&	&	CCONJ
ajfa-14455	395	6	demirguc	demirguc	PROPN
ajfa-14455	395	7	-	-	PUNCT
ajfa-14455	395	8	kunt	kunt	PROPN
ajfa-14455	395	9	,	,	PUNCT
ajfa-14455	395	10	a.	a.	NOUN
ajfa-14455	395	11	(	(	PUNCT
ajfa-14455	395	12	2011	2011	NUM
ajfa-14455	395	13	)	)	PUNCT
ajfa-14455	395	14	.	.	PUNCT
ajfa-14455	396	1	has	have	AUX
ajfa-14455	396	2	the	the	DET
ajfa-14455	396	3	global	global	ADJ
ajfa-14455	396	4	banking	banking	NOUN
ajfa-14455	396	5	system	system	NOUN
ajfa-14455	396	6	become	become	VERB
ajfa-14455	396	7	more	more	ADV
ajfa-14455	396	8	fragile	fragile	ADJ
ajfa-14455	396	9	over	over	ADP
ajfa-14455	396	10	time	time	NOUN
ajfa-14455	396	11	?	?	PUNCT
ajfa-14455	396	12	.	.	PUNCT
ajfa-14455	397	1	policy	policy	NOUN
ajfa-14455	397	2	research	research	NOUN
ajfa-14455	397	3	working	working	NOUN
ajfa-14455	397	4	paper	paper	NOUN
ajfa-14455	397	5	5849	5849	NUM
ajfa-14455	397	6	.	.	PUNCT
ajfa-14455	398	1	world	world	PROPN
ajfa-14455	398	2	bank	bank	PROPN
ajfa-14455	398	3	,	,	PUNCT
ajfa-14455	398	4	washington	washington	PROPN
ajfa-14455	398	5	,	,	PUNCT
ajfa-14455	398	6	dc	dc	PROPN
ajfa-14455	398	7	.	.	PROPN
ajfa-14455	398	8	anglomkliew	anglomkliew	PROPN
ajfa-14455	398	9	,	,	PUNCT
ajfa-14455	398	10	s.	s.	PROPN
ajfa-14455	398	11	,	,	PUNCT
ajfa-14455	398	12	george	george	PROPN
ajfa-14455	398	13	,	,	PUNCT
ajfa-14455	398	14	j.	j.	PROPN
ajfa-14455	398	15	,	,	PUNCT
ajfa-14455	398	16	&	&	CCONJ
ajfa-14455	398	17	packer	packer	PROPN
ajfa-14455	398	18	,	,	PUNCT
ajfa-14455	398	19	f.	f.	PROPN
ajfa-14455	398	20	(	(	PUNCT
ajfa-14455	398	21	2009	2009	NUM
ajfa-14455	398	22	)	)	PUNCT
ajfa-14455	398	23	.	.	PUNCT
ajfa-14455	399	1	issues	issue	NOUN
ajfa-14455	399	2	and	and	CCONJ
ajfa-14455	399	3	developments	development	NOUN
ajfa-14455	399	4	in	in	ADP
ajfa-14455	399	5	loan	loan	NOUN
ajfa-14455	399	6	loss	loss	NOUN
ajfa-14455	399	7	provisioning	provisioning	NOUN
ajfa-14455	399	8	:	:	PUNCT
ajfa-14455	399	9	the	the	DET
ajfa-14455	399	10	case	case	NOUN
ajfa-14455	399	11	of	of	ADP
ajfa-14455	399	12	asia	asia	PROPN
ajfa-14455	399	13	.	.	PUNCT
ajfa-14455	400	1	bank	bank	PROPN
ajfa-14455	400	2	of	of	ADP
ajfa-14455	400	3	international	international	ADJ
ajfa-14455	400	4	settlements	settlement	NOUN
ajfa-14455	400	5	quarterly	quarterly	ADV
ajfa-14455	400	6	review	review	NOUN
ajfa-14455	400	7	2009	2009	NUM
ajfa-14455	400	8	.	.	PUNCT
ajfa-14455	401	1	arias	arias	PROPN
ajfa-14455	401	2	,	,	PUNCT
ajfa-14455	401	3	a.f	a.f	PROPN
ajfa-14455	401	4	.	.	PROPN
ajfa-14455	401	5	(	(	PUNCT
ajfa-14455	401	6	2000	2000	NUM
ajfa-14455	401	7	)	)	PUNCT
ajfa-14455	401	8	.	.	PUNCT
ajfa-14455	402	1	the	the	DET
ajfa-14455	402	2	colombian	colombian	ADJ
ajfa-14455	402	3	banking	banking	NOUN
ajfa-14455	402	4	crisis	crisis	NOUN
ajfa-14455	402	5	:	:	PUNCT
ajfa-14455	402	6	macroeconomic	macroeconomic	ADJ
ajfa-14455	402	7	consequences	consequence	NOUN
ajfa-14455	402	8	and	and	CCONJ
ajfa-14455	402	9	what	what	PRON
ajfa-14455	402	10	to	to	PART
ajfa-14455	402	11	expectbanco	expectbanco	VERB
ajfa-14455	402	12	de	de	X
ajfa-14455	402	13	la	la	PROPN
ajfa-14455	402	14	republica	republica	PROPN
ajfa-14455	402	15	and	and	CCONJ
ajfa-14455	402	16	university	university	PROPN
ajfa-14455	402	17	of	of	ADP
ajfa-14455	402	18	california	california	PROPN
ajfa-14455	402	19	at	at	ADP
ajfa-14455	402	20	los	los	PROPN
ajfa-14455	402	21	angeles	angeles	PROPN
ajfa-14455	402	22	.	.	PUNCT
ajfa-14455	403	1	atiya	atiya	PROPN
ajfa-14455	403	2	,	,	PUNCT
ajfa-14455	403	3	a.f	a.f	PROPN
ajfa-14455	403	4	.	.	PROPN
ajfa-14455	403	5	(	(	PUNCT
ajfa-14455	403	6	2001	2001	NUM
ajfa-14455	403	7	)	)	PUNCT
ajfa-14455	403	8	.	.	PUNCT
ajfa-14455	404	1	bankruptcy	bankruptcy	NOUN
ajfa-14455	404	2	prediction	prediction	NOUN
ajfa-14455	404	3	for	for	ADP
ajfa-14455	404	4	credit	credit	NOUN
ajfa-14455	404	5	risk	risk	NOUN
ajfa-14455	404	6	using	use	VERB
ajfa-14455	404	7	neural	neural	ADJ
ajfa-14455	404	8	networks	network	NOUN
ajfa-14455	404	9	:	:	PUNCT
ajfa-14455	404	10	a	a	DET
ajfa-14455	404	11	survey	survey	NOUN
ajfa-14455	404	12	and	and	CCONJ
ajfa-14455	404	13	new	new	ADJ
ajfa-14455	404	14	results	result	NOUN
ajfa-14455	404	15	.	.	PUNCT
ajfa-14455	405	1	ieee	ieee	NOUN
ajfa-14455	405	2	transactions	transaction	NOUN
ajfa-14455	405	3	on	on	ADP
ajfa-14455	405	4	neural	neural	ADJ
ajfa-14455	405	5	networks	network	NOUN
ajfa-14455	405	6	,	,	PUNCT
ajfa-14455	405	7	12(4	12(4	NUM
ajfa-14455	405	8	)	)	PUNCT
ajfa-14455	405	9	,	,	PUNCT
ajfa-14455	405	10	929935	929935	NUM
ajfa-14455	405	11	,	,	PUNCT
ajfa-14455	405	12	https://doi.org/	https://doi.org/	VERB
ajfa-14455	405	13	asian	asian	ADJ
ajfa-14455	405	14	journal	journal	NOUN
ajfa-14455	405	15	of	of	ADP
ajfa-14455	405	16	finance	finance	PROPN
ajfa-14455	405	17	&	&	CCONJ
ajfa-14455	405	18	accounting	accounting	PROPN
ajfa-14455	405	19	issn	issn	PROPN
ajfa-14455	405	20	1946	1946	NUM
ajfa-14455	405	21	-	-	PUNCT
ajfa-14455	405	22	052x	052x	PROPN
ajfa-14455	405	23	2019	2019	NUM
ajfa-14455	405	24	,	,	PUNCT
ajfa-14455	405	25	vol	vol	NOUN
ajfa-14455	405	26	.	.	PROPN
ajfa-14455	405	27	11	11	NUM
ajfa-14455	405	28	,	,	PUNCT
ajfa-14455	405	29	no	no	INTJ
ajfa-14455	405	30	.	.	NOUN
ajfa-14455	405	31	1	1	NUM
ajfa-14455	405	32	133	133	NUM
ajfa-14455	405	33	ajfa.macrothink.org	ajfa.macrothink.org	ADJ
ajfa-14455	405	34	https://doi.org/10.1109/72.935101	https://doi.org/10.1109/72.935101	NOUN
ajfa-14455	405	35	.	.	PUNCT
ajfa-14455	406	1	aziz	aziz	PROPN
ajfa-14455	406	2	,	,	PUNCT
ajfa-14455	406	3	m.	m.	NOUN
ajfa-14455	406	4	a.	a.	PROPN
ajfa-14455	406	5	,	,	PUNCT
ajfa-14455	406	6	&	&	CCONJ
ajfa-14455	406	7	humayon	humayon	VERB
ajfa-14455	406	8	a.	a.	PROPN
ajfa-14455	406	9	dar	dar	PROPN
ajfa-14455	406	10	.	.	PUNCT
ajfa-14455	407	1	(	(	PUNCT
ajfa-14455	407	2	2006	2006	NUM
ajfa-14455	407	3	)	)	PUNCT
ajfa-14455	407	4	.	.	PUNCT
ajfa-14455	408	1	predicting	predict	VERB
ajfa-14455	408	2	corporate	corporate	ADJ
ajfa-14455	408	3	bankruptcy	bankruptcy	NOUN
ajfa-14455	408	4	:	:	PUNCT
ajfa-14455	408	5	where	where	SCONJ
ajfa-14455	408	6	we	we	PRON
ajfa-14455	408	7	stand	stand	VERB
ajfa-14455	408	8	?	?	PUNCT
ajfa-14455	409	1	corporate	corporate	ADJ
ajfa-14455	409	2	governance	governance	NOUN
ajfa-14455	409	3	:	:	PUNCT
ajfa-14455	409	4	the	the	DET
ajfa-14455	409	5	international	international	ADJ
ajfa-14455	409	6	journal	journal	NOUN
ajfa-14455	409	7	of	of	ADP
ajfa-14455	409	8	effective	effective	ADJ
ajfa-14455	409	9	board	board	NOUN
ajfa-14455	409	10	performance	performance	NOUN
ajfa-14455	409	11	,	,	PUNCT
ajfa-14455	409	12	6(1	6(1	NUM
ajfa-14455	409	13	)	)	PUNCT
ajfa-14455	409	14	,	,	PUNCT
ajfa-14455	409	15	1833	1833	NUM
ajfa-14455	409	16	,	,	PUNCT
ajfa-14455	409	17	https://doi.org/10.1108/14720700610649436	https://doi.org/10.1108/14720700610649436	NUM
ajfa-14455	409	18	.	.	PUNCT
ajfa-14455	410	1	balcaen	balcaen	PROPN
ajfa-14455	410	2	,	,	PUNCT
ajfa-14455	410	3	s.	s.	PROPN
ajfa-14455	410	4	,	,	PUNCT
ajfa-14455	410	5	&	&	CCONJ
ajfa-14455	410	6	ooghe	ooghe	PROPN
ajfa-14455	410	7	,	,	PUNCT
ajfa-14455	410	8	h.	h.	PROPN
ajfa-14455	410	9	(	(	PUNCT
ajfa-14455	410	10	2005	2005	NUM
ajfa-14455	410	11	)	)	PUNCT
ajfa-14455	410	12	.	.	PUNCT
ajfa-14455	411	1	35	35	NUM
ajfa-14455	411	2	years	year	NOUN
ajfa-14455	411	3	of	of	ADP
ajfa-14455	411	4	studies	study	NOUN
ajfa-14455	411	5	on	on	ADP
ajfa-14455	411	6	business	business	NOUN
ajfa-14455	411	7	failure	failure	NOUN
ajfa-14455	411	8	:	:	PUNCT
ajfa-14455	411	9	an	an	DET
ajfa-14455	411	10	overview	overview	NOUN
ajfa-14455	411	11	of	of	ADP
ajfa-14455	411	12	the	the	DET
ajfa-14455	411	13	classic	classic	ADJ
ajfa-14455	411	14	statistical	statistical	ADJ
ajfa-14455	411	15	methodologies	methodology	NOUN
ajfa-14455	411	16	and	and	CCONJ
ajfa-14455	411	17	their	their	PRON
ajfa-14455	411	18	related	related	ADJ
ajfa-14455	411	19	problems	problem	NOUN
ajfa-14455	411	20	.	.	PUNCT
ajfa-14455	412	1	the	the	DET
ajfa-14455	412	2	british	british	PROPN
ajfa-14455	412	3	accounting	accounting	PROPN
ajfa-14455	412	4	review	review	PROPN
ajfa-14455	412	5	,	,	PUNCT
ajfa-14455	412	6	38	38	NUM
ajfa-14455	412	7	(	(	PUNCT
ajfa-14455	412	8	2006	2006	NUM
ajfa-14455	412	9	)	)	PUNCT
ajfa-14455	412	10	,	,	PUNCT
ajfa-14455	412	11	63	63	NUM
ajfa-14455	412	12	-	-	SYM
ajfa-14455	412	13	93	93	NUM
ajfa-14455	412	14	,	,	PUNCT
ajfa-14455	412	15	https://doi.org/10.1016/j.bar.2005.09.001	https://doi.org/10.1016/j.bar.2005.09.001	PROPN
ajfa-14455	412	16	.	.	PUNCT
ajfa-14455	413	1	bank	bank	PROPN
ajfa-14455	413	2	negara	negara	PROPN
ajfa-14455	413	3	malaysia	malaysia	PROPN
ajfa-14455	413	4	.	.	PUNCT
ajfa-14455	414	1	(	(	PUNCT
ajfa-14455	414	2	2011	2011	NUM
ajfa-14455	414	3	)	)	PUNCT
ajfa-14455	414	4	.	.	PUNCT
ajfa-14455	415	1	economic	economic	ADJ
ajfa-14455	415	2	and	and	CCONJ
ajfa-14455	415	3	financial	financial	ADJ
ajfa-14455	415	4	developments	development	NOUN
ajfa-14455	415	5	in	in	ADP
ajfa-14455	415	6	malaysia	malaysia	PROPN
ajfa-14455	415	7	in	in	ADP
ajfa-14455	415	8	the	the	DET
ajfa-14455	415	9	fourth	fourth	ADJ
ajfa-14455	415	10	quarter	quarter	NOUN
ajfa-14455	415	11	2011	2011	NUM
ajfa-14455	415	12	.	.	PUNCT
ajfa-14455	416	1	retrieved	retrieve	VERB
ajfa-14455	416	2	from	from	ADP
ajfa-14455	416	3	http://www.bnm.gov.my	http://www.bnm.gov.my	NOUN
ajfa-14455	416	4	.	.	PUNCT
ajfa-14455	417	1	bank	bank	PROPN
ajfa-14455	417	2	of	of	ADP
ajfa-14455	417	3	international	international	ADJ
ajfa-14455	417	4	settlements	settlement	NOUN
ajfa-14455	417	5	.	.	PUNCT
ajfa-14455	418	1	(	(	PUNCT
ajfa-14455	418	2	2004	2004	NUM
ajfa-14455	418	3	)	)	PUNCT
ajfa-14455	418	4	.	.	PUNCT
ajfa-14455	419	1	bank	bank	NOUN
ajfa-14455	419	2	failures	failure	NOUN
ajfa-14455	419	3	in	in	ADP
ajfa-14455	419	4	mature	mature	ADJ
ajfa-14455	419	5	economies	economy	NOUN
ajfa-14455	419	6	.	.	PUNCT
ajfa-14455	420	1	basel	basel	PROPN
ajfa-14455	420	2	committee	committee	PROPN
ajfa-14455	420	3	on	on	ADP
ajfa-14455	420	4	banking	banking	NOUN
ajfa-14455	420	5	supervision	supervision	NOUN
ajfa-14455	420	6	working	working	NOUN
ajfa-14455	420	7	paper	paper	NOUN
ajfa-14455	420	8	no.13	no.13	NOUN
ajfa-14455	420	9	.	.	PUNCT
ajfa-14455	421	1	retrieved	retrieve	VERB
ajfa-14455	421	2	from	from	ADP
ajfa-14455	421	3	http://www.bis.org	http://www.bis.org	PROPN
ajfa-14455	421	4	.	.	PUNCT
ajfa-14455	422	1	barr	barr	PROPN
ajfa-14455	422	2	,	,	PUNCT
ajfa-14455	422	3	s.r	s.r	PROPN
ajfa-14455	422	4	.	.	PROPN
ajfa-14455	422	5	,	,	PUNCT
ajfa-14455	422	6	&	&	CCONJ
ajfa-14455	422	7	siems	siems	PROPN
ajfa-14455	422	8	,	,	PUNCT
ajfa-14455	422	9	f.t	f.t	PROPN
ajfa-14455	422	10	.	.	PUNCT
ajfa-14455	422	11	(	(	PUNCT
ajfa-14455	422	12	1997	1997	NUM
ajfa-14455	422	13	)	)	PUNCT
ajfa-14455	422	14	.	.	PUNCT
ajfa-14455	423	1	bank	bank	NOUN
ajfa-14455	423	2	failure	failure	NOUN
ajfa-14455	423	3	prediction	prediction	NOUN
ajfa-14455	423	4	using	use	VERB
ajfa-14455	423	5	dea	dea	NOUN
ajfa-14455	423	6	to	to	PART
ajfa-14455	423	7	measure	measure	VERB
ajfa-14455	423	8	management	management	NOUN
ajfa-14455	423	9	quality	quality	NOUN
ajfa-14455	423	10	.	.	PUNCT
ajfa-14455	424	1	in	in	ADP
ajfa-14455	424	2	barr	barr	PROPN
ajfa-14455	424	3	,	,	PUNCT
ajfa-14455	424	4	r.s	r.s	PROPN
ajfa-14455	424	5	,	,	PUNCT
ajfa-14455	424	6	helgason	helgason	PROPN
ajfa-14455	424	7	,	,	PUNCT
ajfa-14455	424	8	r.v	r.v	PROPN
ajfa-14455	424	9	.	.	PROPN
ajfa-14455	424	10	&	&	CCONJ
ajfa-14455	424	11	kennington	kennington	PROPN
ajfa-14455	424	12	,	,	PUNCT
ajfa-14455	424	13	j.l	j.l	PROPN
ajfa-14455	424	14	.	.	PROPN
ajfa-14455	424	15	(	(	PUNCT
ajfa-14455	424	16	eds	ed	NOUN
ajfa-14455	424	17	.	.	PUNCT
ajfa-14455	424	18	)	)	PUNCT
ajfa-14455	424	19	,	,	PUNCT
ajfa-14455	424	20	advances	advance	NOUN
ajfa-14455	424	21	in	in	ADP
ajfa-14455	424	22	metaheuristics	metaheuristic	NOUN
ajfa-14455	424	23	,	,	PUNCT
ajfa-14455	424	24	optimization	optimization	NOUN
ajfa-14455	424	25	and	and	CCONJ
ajfa-14455	424	26	stochastic	stochastic	ADJ
ajfa-14455	424	27	modeling	modeling	NOUN
ajfa-14455	424	28	techniques	technique	NOUN
ajfa-14455	424	29	.	.	PUNCT
ajfa-14455	425	1	dordrecht	dordrecht	PROPN
ajfa-14455	425	2	,	,	PUNCT
ajfa-14455	425	3	kluwer	kluwer	NOUN
ajfa-14455	425	4	,	,	PUNCT
ajfa-14455	425	5	341	341	NUM
ajfa-14455	425	6	-	-	SYM
ajfa-14455	425	7	365	365	NUM
ajfa-14455	425	8	.	.	PUNCT
ajfa-14455	425	9	beaver	beaver	PROPN
ajfa-14455	425	10	,	,	PUNCT
ajfa-14455	425	11	w.	w.	PROPN
ajfa-14455	425	12	h.	h.	PROPN
ajfa-14455	425	13	(	(	PUNCT
ajfa-14455	425	14	1966	1966	NUM
ajfa-14455	425	15	)	)	PUNCT
ajfa-14455	425	16	.	.	PUNCT
ajfa-14455	426	1	financial	financial	ADJ
ajfa-14455	426	2	ratios	ratio	NOUN
ajfa-14455	426	3	as	as	ADP
ajfa-14455	426	4	predictor	predictor	NOUN
ajfa-14455	426	5	of	of	ADP
ajfa-14455	426	6	failure	failure	NOUN
ajfa-14455	426	7	.	.	PUNCT
ajfa-14455	427	1	empirical	empirical	ADJ
ajfa-14455	427	2	research	research	NOUN
ajfa-14455	427	3	in	in	ADP
ajfa-14455	427	4	accounting	accounting	NOUN
ajfa-14455	427	5	:	:	PUNCT
ajfa-14455	427	6	selected	select	VERB
ajfa-14455	427	7	studies	study	NOUN
ajfa-14455	427	8	,	,	PUNCT
ajfa-14455	427	9	1966	1966	NUM
ajfa-14455	427	10	,	,	PUNCT
ajfa-14455	427	11	supplement	supplement	NOUN
ajfa-14455	427	12	to	to	ADP
ajfa-14455	427	13	the	the	DET
ajfa-14455	427	14	journal	journal	NOUN
ajfa-14455	427	15	of	of	ADP
ajfa-14455	427	16	accounting	accounting	NOUN
ajfa-14455	427	17	research	research	NOUN
ajfa-14455	427	18	,	,	PUNCT
ajfa-14455	427	19	(	(	PUNCT
ajfa-14455	427	20	autumn	autumn	NOUN
ajfa-14455	427	21	,	,	PUNCT
ajfa-14455	427	22	1966	1966	NUM
ajfa-14455	427	23	)	)	PUNCT
ajfa-14455	427	24	,	,	PUNCT
ajfa-14455	427	25	91	91	NUM
ajfa-14455	427	26	-	-	SYM
ajfa-14455	427	27	101	101	NUM
ajfa-14455	427	28	,	,	PUNCT
ajfa-14455	427	29	https://doi.org/10.2307/2490171	https://doi.org/10.2307/2490171	NOUN
ajfa-14455	427	30	bell	bell	NOUN
ajfa-14455	427	31	,	,	PUNCT
ajfa-14455	427	32	j.	j.	PROPN
ajfa-14455	427	33	,	,	PUNCT
ajfa-14455	427	34	&	&	CCONJ
ajfa-14455	427	35	pain	pain	NOUN
ajfa-14455	427	36	,	,	PUNCT
ajfa-14455	427	37	d.	d.	PROPN
ajfa-14455	427	38	(	(	PUNCT
ajfa-14455	427	39	2000	2000	NUM
ajfa-14455	427	40	)	)	PUNCT
ajfa-14455	427	41	.	.	PUNCT
ajfa-14455	428	1	leading	lead	VERB
ajfa-14455	428	2	indicator	indicator	NOUN
ajfa-14455	428	3	models	model	NOUN
ajfa-14455	428	4	of	of	ADP
ajfa-14455	428	5	banking	banking	NOUN
ajfa-14455	428	6	crisesa	crisesa	PROPN
ajfa-14455	428	7	critical	critical	ADJ
ajfa-14455	428	8	review	review	NOUN
ajfa-14455	428	9	.	.	PUNCT
ajfa-14455	429	1	bank	bank	PROPN
ajfa-14455	429	2	of	of	ADP
ajfa-14455	429	3	england	england	PROPN
ajfa-14455	429	4	.	.	PUNCT
ajfa-14455	430	1	beltratti	beltratti	PROPN
ajfa-14455	430	2	,	,	PUNCT
ajfa-14455	430	3	a.	a.	PROPN
ajfa-14455	430	4	,	,	PUNCT
ajfa-14455	430	5	&	&	CCONJ
ajfa-14455	430	6	stulz	stulz	ADJ
ajfa-14455	430	7	,	,	PUNCT
ajfa-14455	430	8	r.m	r.m	PROPN
ajfa-14455	430	9	.	.	PROPN
ajfa-14455	430	10	(	(	PUNCT
ajfa-14455	430	11	2010	2010	NUM
ajfa-14455	430	12	)	)	PUNCT
ajfa-14455	430	13	.	.	PUNCT
ajfa-14455	431	1	the	the	DET
ajfa-14455	431	2	credit	credit	NOUN
ajfa-14455	431	3	crisis	crisis	NOUN
ajfa-14455	431	4	around	around	ADP
ajfa-14455	431	5	the	the	DET
ajfa-14455	431	6	globe	globe	NOUN
ajfa-14455	431	7	:	:	PUNCT
ajfa-14455	431	8	why	why	SCONJ
ajfa-14455	431	9	did	do	AUX
ajfa-14455	431	10	some	some	DET
ajfa-14455	431	11	banks	bank	NOUN
ajfa-14455	431	12	perform	perform	VERB
ajfa-14455	431	13	better	well	ADV
ajfa-14455	431	14	?	?	PUNCT
ajfa-14455	432	1	working	work	VERB
ajfa-14455	432	2	paper	paper	NOUN
ajfa-14455	432	3	.	.	PUNCT
ajfa-14455	433	1	ohio	ohio	PROPN
ajfa-14455	433	2	state	state	PROPN
ajfa-14455	433	3	university	university	PROPN
ajfa-14455	433	4	.	.	PUNCT
ajfa-14455	434	1	berg	berg	PROPN
ajfa-14455	434	2	,	,	PUNCT
ajfa-14455	434	3	s.a	s.a	PROPN
ajfa-14455	434	4	.	.	PROPN
ajfa-14455	434	5	,	,	PUNCT
ajfa-14455	434	6	&	&	CCONJ
ajfa-14455	434	7	hexeberg	hexeberg	PROPN
ajfa-14455	434	8	,	,	PUNCT
ajfa-14455	434	9	b.	b.	PROPN
ajfa-14455	434	10	(	(	PUNCT
ajfa-14455	434	11	1994	1994	NUM
ajfa-14455	434	12	)	)	PUNCT
ajfa-14455	434	13	.	.	PUNCT
ajfa-14455	435	1	early	early	ADJ
ajfa-14455	435	2	warning	warning	NOUN
ajfa-14455	435	3	indicators	indicator	NOUN
ajfa-14455	435	4	for	for	ADP
ajfa-14455	435	5	norwegian	norwegian	ADJ
ajfa-14455	435	6	banks	bank	NOUN
ajfa-14455	435	7	:	:	PUNCT
ajfa-14455	435	8	a	a	DET
ajfa-14455	435	9	logit	logit	NOUN
ajfa-14455	435	10	analysis	analysis	NOUN
ajfa-14455	435	11	of	of	ADP
ajfa-14455	435	12	the	the	DET
ajfa-14455	435	13	experiences	experience	NOUN
ajfa-14455	435	14	from	from	ADP
ajfa-14455	435	15	the	the	DET
ajfa-14455	435	16	banking	banking	NOUN
ajfa-14455	435	17	crisis	crisis	NOUN
ajfa-14455	435	18	.	.	PUNCT
ajfa-14455	436	1	norges	norge	NOUN
ajfa-14455	436	2	bank	bank	PROPN
ajfa-14455	436	3	working	working	NOUN
ajfa-14455	436	4	paper	paper	NOUN
ajfa-14455	436	5	,	,	PUNCT
ajfa-14455	436	6	no.1	no.1	PROPN
ajfa-14455	436	7	.	.	PUNCT
ajfa-14455	437	1	berger	berger	PROPN
ajfa-14455	437	2	,	,	PUNCT
ajfa-14455	437	3	a.n	a.n	PROPN
ajfa-14455	437	4	.	.	PROPN
ajfa-14455	437	5	,	,	PUNCT
ajfa-14455	437	6	davies	davy	NOUN
ajfa-14455	437	7	,	,	PUNCT
ajfa-14455	437	8	s.m	s.m	PROPN
ajfa-14455	437	9	.	.	PROPN
ajfa-14455	437	10	,	,	PUNCT
ajfa-14455	437	11	&	&	CCONJ
ajfa-14455	437	12	flannery	flannery	PROPN
ajfa-14455	437	13	,	,	PUNCT
ajfa-14455	437	14	m.j	m.j	PROPN
ajfa-14455	437	15	.	.	PROPN
ajfa-14455	437	16	(	(	PUNCT
ajfa-14455	437	17	2000	2000	NUM
ajfa-14455	437	18	)	)	PUNCT
ajfa-14455	437	19	.	.	PUNCT
ajfa-14455	438	1	comparing	compare	VERB
ajfa-14455	438	2	market	market	NOUN
ajfa-14455	438	3	and	and	CCONJ
ajfa-14455	438	4	supervisory	supervisory	ADJ
ajfa-14455	438	5	assessments	assessment	NOUN
ajfa-14455	438	6	of	of	ADP
ajfa-14455	438	7	bank	bank	NOUN
ajfa-14455	438	8	performance	performance	NOUN
ajfa-14455	438	9	:	:	PUNCT
ajfa-14455	438	10	who	who	PRON
ajfa-14455	438	11	knows	know	VERB
ajfa-14455	438	12	what	what	PRON
ajfa-14455	438	13	when	when	SCONJ
ajfa-14455	438	14	?	?	PUNCT
ajfa-14455	439	1	journal	journal	NOUN
ajfa-14455	439	2	of	of	ADP
ajfa-14455	439	3	money	money	NOUN
ajfa-14455	439	4	,	,	PUNCT
ajfa-14455	439	5	credit	credit	NOUN
ajfa-14455	439	6	and	and	CCONJ
ajfa-14455	439	7	banking	banking	NOUN
ajfa-14455	439	8	,	,	PUNCT
ajfa-14455	439	9	32	32	NUM
ajfa-14455	439	10	(	(	PUNCT
ajfa-14455	439	11	3	3	NUM
ajfa-14455	439	12	)	)	PUNCT
ajfa-14455	439	13	,	,	PUNCT
ajfa-14455	439	14	641	641	NUM
ajfa-14455	439	15	-	-	SYM
ajfa-14455	439	16	667	667	NUM
ajfa-14455	439	17	,	,	PUNCT
ajfa-14455	439	18	https://doi.org./10.2307/2601200	https://doi.org./10.2307/2601200	PRON
ajfa-14455	439	19	black	black	NOUN
ajfa-14455	439	20	,	,	PUNCT
ajfa-14455	439	21	f.	f.	PROPN
ajfa-14455	439	22	,	,	PUNCT
ajfa-14455	439	23	&	&	CCONJ
ajfa-14455	439	24	scholes	scholes	PROPN
ajfa-14455	439	25	,	,	PUNCT
ajfa-14455	439	26	m.	m.	NOUN
ajfa-14455	439	27	(	(	PUNCT
ajfa-14455	439	28	1973	1973	NUM
ajfa-14455	439	29	)	)	PUNCT
ajfa-14455	439	30	.	.	PUNCT
ajfa-14455	440	1	the	the	DET
ajfa-14455	440	2	pricing	pricing	NOUN
ajfa-14455	440	3	of	of	ADP
ajfa-14455	440	4	options	option	NOUN
ajfa-14455	440	5	and	and	CCONJ
ajfa-14455	440	6	corporate	corporate	ADJ
ajfa-14455	440	7	liabilities	liability	NOUN
ajfa-14455	440	8	.	.	PUNCT
ajfa-14455	441	1	the	the	DET
ajfa-14455	441	2	journal	journal	NOUN
ajfa-14455	441	3	of	of	ADP
ajfa-14455	441	4	political	political	ADJ
ajfa-14455	441	5	economy	economy	NOUN
ajfa-14455	441	6	,	,	PUNCT
ajfa-14455	441	7	81	81	NUM
ajfa-14455	441	8	(	(	PUNCT
ajfa-14455	441	9	3	3	NUM
ajfa-14455	441	10	)	)	PUNCT
ajfa-14455	441	11	,	,	PUNCT
ajfa-14455	441	12	637	637	NUM
ajfa-14455	441	13	-	-	SYM
ajfa-14455	441	14	654	654	NUM
ajfa-14455	441	15	,	,	PUNCT
ajfa-14455	441	16	https://www.jstor.org/stable/1831029	https://www.jstor.org/stable/1831029	NOUN
ajfa-14455	441	17	bongini	bongini	NOUN
ajfa-14455	441	18	,	,	PUNCT
ajfa-14455	441	19	p.	p.	NOUN
ajfa-14455	441	20	,	,	PUNCT
ajfa-14455	441	21	laeven	laeven	ADJ
ajfa-14455	441	22	,	,	PUNCT
ajfa-14455	441	23	l.	l.	PROPN
ajfa-14455	441	24	,	,	PUNCT
ajfa-14455	441	25	&	&	CCONJ
ajfa-14455	441	26	majnoni	majnoni	ADJ
ajfa-14455	441	27	,	,	PUNCT
ajfa-14455	441	28	g.	g.	PROPN
ajfa-14455	441	29	(	(	PUNCT
ajfa-14455	441	30	2002	2002	NUM
ajfa-14455	441	31	)	)	PUNCT
ajfa-14455	441	32	.	.	PUNCT
ajfa-14455	442	1	how	how	SCONJ
ajfa-14455	442	2	good	good	ADJ
ajfa-14455	442	3	is	be	AUX
ajfa-14455	442	4	the	the	DET
ajfa-14455	442	5	market	market	NOUN
ajfa-14455	442	6	at	at	ADP
ajfa-14455	442	7	assessing	assess	VERB
ajfa-14455	442	8	bank	bank	NOUN
ajfa-14455	442	9	fragility	fragility	NOUN
ajfa-14455	442	10	?	?	PUNCT
ajfa-14455	443	1	a	a	DET
ajfa-14455	443	2	horse	horse	NOUN
ajfa-14455	443	3	race	race	NOUN
ajfa-14455	443	4	between	between	ADP
ajfa-14455	443	5	different	different	ADJ
ajfa-14455	443	6	indicators	indicator	NOUN
ajfa-14455	443	7	.	.	PUNCT
ajfa-14455	444	1	journal	journal	NOUN
ajfa-14455	444	2	of	of	ADP
ajfa-14455	444	3	banking	banking	NOUN
ajfa-14455	444	4	&	&	CCONJ
ajfa-14455	444	5	finance	finance	PROPN
ajfa-14455	444	6	,	,	PUNCT
ajfa-14455	444	7	26	26	NUM
ajfa-14455	444	8	(	(	PUNCT
ajfa-14455	444	9	2002	2002	NUM
ajfa-14455	444	10	)	)	PUNCT
ajfa-14455	444	11	,	,	PUNCT
ajfa-14455	444	12	1011	1011	NUM
ajfa-14455	444	13	-	-	SYM
ajfa-14455	444	14	1028	1028	NUM
ajfa-14455	444	15	,	,	PUNCT
ajfa-14455	444	16	https://doi.org/10.1016/s0378-4266(01)00264-3	https://doi.org/10.1016/s0378-4266(01)00264-3	NOUN
ajfa-14455	444	17	brossard	brossard	NOUN
ajfa-14455	444	18	,	,	PUNCT
ajfa-14455	444	19	o.	o.	PROPN
ajfa-14455	444	20	,	,	PUNCT
ajfa-14455	444	21	ducrozet	ducrozet	PROPN
ajfa-14455	444	22	,	,	PUNCT
ajfa-14455	444	23	f.	f.	PROPN
ajfa-14455	444	24	,	,	PUNCT
ajfa-14455	444	25	&	&	CCONJ
ajfa-14455	444	26	roche	roche	PROPN
ajfa-14455	444	27	,	,	PUNCT
ajfa-14455	444	28	a.	a.	NOUN
ajfa-14455	444	29	(	(	PUNCT
ajfa-14455	444	30	2007	2007	NUM
ajfa-14455	444	31	)	)	PUNCT
ajfa-14455	444	32	.	.	PUNCT
ajfa-14455	445	1	an	an	DET
ajfa-14455	445	2	early	early	ADJ
ajfa-14455	445	3	warning	warning	NOUN
ajfa-14455	445	4	model	model	NOUN
ajfa-14455	445	5	for	for	ADP
ajfa-14455	445	6	eu	eu	PROPN
ajfa-14455	445	7	banks	bank	NOUN
ajfa-14455	445	8	with	with	ADP
ajfa-14455	445	9	detection	detection	NOUN
ajfa-14455	445	10	of	of	ADP
ajfa-14455	445	11	the	the	DET
ajfa-14455	445	12	adverse	adverse	ADJ
ajfa-14455	445	13	selection	selection	NOUN
ajfa-14455	445	14	effect	effect	NOUN
ajfa-14455	445	15	.	.	PUNCT
ajfa-14455	446	1	cahiers	cahier	NOUN
ajfa-14455	446	2	du	du	PROPN
ajfa-14455	446	3	gres	gres	PROPN
ajfa-14455	446	4	2007	2007	NUM
ajfa-14455	446	5	-	-	SYM
ajfa-14455	446	6	08	08	NUM
ajfa-14455	446	7	,	,	PUNCT
ajfa-14455	446	8	groupement	groupement	PROPN
ajfa-14455	446	9	de	de	X
ajfa-14455	446	10	recherches	recherches	PROPN
ajfa-14455	446	11	economiques	economique	NOUN
ajfa-14455	446	12	et	et	PROPN
ajfa-14455	446	13	sociales	sociales	PROPN
ajfa-14455	446	14	.	.	PUNCT
ajfa-14455	447	1	brunnermeier	brunnermeier	PROPN
ajfa-14455	447	2	,	,	PUNCT
ajfa-14455	447	3	m.k	m.k	PROPN
ajfa-14455	447	4	.	.	PUNCT
ajfa-14455	447	5	(	(	PUNCT
ajfa-14455	447	6	2009	2009	NUM
ajfa-14455	447	7	)	)	PUNCT
ajfa-14455	447	8	.	.	PUNCT
ajfa-14455	448	1	deciphering	decipher	VERB
ajfa-14455	448	2	the	the	DET
ajfa-14455	448	3	liquidity	liquidity	NOUN
ajfa-14455	448	4	and	and	CCONJ
ajfa-14455	448	5	credit	credit	NOUN
ajfa-14455	448	6	crunch	crunch	PROPN
ajfa-14455	448	7	2007–2008	2007–2008	NUM
ajfa-14455	448	8	.	.	PUNCT
ajfa-14455	449	1	journal	journal	NOUN
ajfa-14455	449	2	of	of	ADP
ajfa-14455	449	3	economic	economic	ADJ
ajfa-14455	449	4	perspective	perspective	NOUN
ajfa-14455	449	5	,	,	PUNCT
ajfa-14455	449	6	23(1	23(1	NUM
ajfa-14455	449	7	)	)	PUNCT
ajfa-14455	449	8	,	,	PUNCT
ajfa-14455	449	9	77–100	77–100	PROPN
ajfa-14455	449	10	,	,	PUNCT
ajfa-14455	449	11	https://doi.org/10.1257/jep.23.1.77	https://doi.org/10.1257/jep.23.1.77	ADJ
ajfa-14455	449	12	asian	asian	ADJ
ajfa-14455	449	13	journal	journal	NOUN
ajfa-14455	449	14	of	of	ADP
ajfa-14455	449	15	finance	finance	PROPN
ajfa-14455	449	16	&	&	CCONJ
ajfa-14455	449	17	accounting	accounting	PROPN
ajfa-14455	449	18	issn	issn	PROPN
ajfa-14455	449	19	1946	1946	NUM
ajfa-14455	449	20	-	-	PUNCT
ajfa-14455	449	21	052x	052x	PROPN
ajfa-14455	449	22	2019	2019	NUM
ajfa-14455	449	23	,	,	PUNCT
ajfa-14455	449	24	vol	vol	NOUN
ajfa-14455	449	25	.	.	PROPN
ajfa-14455	449	26	11	11	NUM
ajfa-14455	449	27	,	,	PUNCT
ajfa-14455	449	28	no	no	INTJ
ajfa-14455	449	29	.	.	NOUN
ajfa-14455	449	30	1	1	NUM
ajfa-14455	449	31	134	134	NUM
ajfa-14455	449	32	ajfa.macrothink.org	ajfa.macrothink.org	ADJ
ajfa-14455	449	33	bystrom	bystrom	NOUN
ajfa-14455	449	34	,	,	PUNCT
ajfa-14455	449	35	h.n.e	h.n.e	NOUN
ajfa-14455	449	36	.	.	PUNCT
ajfa-14455	450	1	(	(	PUNCT
ajfa-14455	450	2	2004	2004	NUM
ajfa-14455	450	3	)	)	PUNCT
ajfa-14455	450	4	.	.	PUNCT
ajfa-14455	451	1	the	the	DET
ajfa-14455	451	2	market	market	NOUN
ajfa-14455	451	3	’s	’s	PART
ajfa-14455	451	4	view	view	NOUN
ajfa-14455	451	5	on	on	ADP
ajfa-14455	451	6	the	the	DET
ajfa-14455	451	7	probability	probability	NOUN
ajfa-14455	451	8	of	of	ADP
ajfa-14455	451	9	banking	banking	NOUN
ajfa-14455	451	10	sector	sector	NOUN
ajfa-14455	451	11	failure	failure	NOUN
ajfa-14455	451	12	:	:	PUNCT
ajfa-14455	451	13	cross	cross	NOUN
ajfa-14455	451	14	country	country	NOUN
ajfa-14455	451	15	comparisons	comparison	NOUN
ajfa-14455	451	16	.	.	PUNCT
ajfa-14455	452	1	journal	journal	PROPN
ajfa-14455	452	2	of	of	ADP
ajfa-14455	452	3	international	international	ADJ
ajfa-14455	452	4	financial	financial	ADJ
ajfa-14455	452	5	markets	market	NOUN
ajfa-14455	452	6	,	,	PUNCT
ajfa-14455	452	7	institutions	institution	NOUN
ajfa-14455	452	8	&	&	CCONJ
ajfa-14455	452	9	money	money	NOUN
ajfa-14455	452	10	,	,	PUNCT
ajfa-14455	452	11	14(2004	14(2004	NUM
ajfa-14455	452	12	)	)	PUNCT
ajfa-14455	452	13	,	,	PUNCT
ajfa-14455	452	14	419438	419438	NUM
ajfa-14455	452	15	,	,	PUNCT
ajfa-14455	452	16	https://doi.org/10.1016/j.intfin.2003.12.003	https://doi.org/10.1016/j.intfin.2003.12.003	NOUN
ajfa-14455	452	17	canabas	canabas	NOUN
ajfa-14455	452	18	,	,	PUNCT
ajfa-14455	452	19	s.	s.	PROPN
ajfa-14455	452	20	,	,	PUNCT
ajfa-14455	452	21	cabuk	cabuk	VERB
ajfa-14455	452	22	,	,	PUNCT
ajfa-14455	452	23	a.	a.	NOUN
ajfa-14455	452	24	,	,	PUNCT
ajfa-14455	452	25	&	&	CCONJ
ajfa-14455	452	26	kilic	kilic	PROPN
ajfa-14455	452	27	,	,	PUNCT
ajfa-14455	452	28	s.	s.	PROPN
ajfa-14455	452	29	b.	b.	PROPN
ajfa-14455	452	30	(	(	PUNCT
ajfa-14455	452	31	2005	2005	NUM
ajfa-14455	452	32	)	)	PUNCT
ajfa-14455	452	33	.	.	PUNCT
ajfa-14455	453	1	prediction	prediction	NOUN
ajfa-14455	453	2	of	of	ADP
ajfa-14455	453	3	commercial	commercial	ADJ
ajfa-14455	453	4	bank	bank	NOUN
ajfa-14455	453	5	failure	failure	NOUN
ajfa-14455	453	6	via	via	ADP
ajfa-14455	453	7	multivariate	multivariate	NOUN
ajfa-14455	453	8	statistical	statistical	ADJ
ajfa-14455	453	9	analysis	analysis	NOUN
ajfa-14455	453	10	of	of	ADP
ajfa-14455	453	11	financial	financial	ADJ
ajfa-14455	453	12	structures	structure	NOUN
ajfa-14455	453	13	:	:	PUNCT
ajfa-14455	453	14	the	the	DET
ajfa-14455	453	15	turkish	turkish	ADJ
ajfa-14455	453	16	case	case	NOUN
ajfa-14455	453	17	.	.	PUNCT
ajfa-14455	454	1	european	european	PROPN
ajfa-14455	454	2	journal	journal	PROPN
ajfa-14455	454	3	of	of	ADP
ajfa-14455	454	4	operational	operational	ADJ
ajfa-14455	454	5	research	research	NOUN
ajfa-14455	454	6	,	,	PUNCT
ajfa-14455	454	7	166(2	166(2	NUM
ajfa-14455	454	8	)	)	PUNCT
ajfa-14455	454	9	,	,	PUNCT
ajfa-14455	454	10	528546	528546	NUM
ajfa-14455	454	11	,	,	PUNCT
ajfa-14455	454	12	https://doi.org/10.1016/j.ejor.2004.03.023	https://doi.org/10.1016/j.ejor.2004.03.023	PROPN
ajfa-14455	454	13	.	.	PUNCT
ajfa-14455	455	1	caprio	caprio	PROPN
ajfa-14455	455	2	,	,	PUNCT
ajfa-14455	455	3	g.	g.	PROPN
ajfa-14455	455	4	,	,	PUNCT
ajfa-14455	455	5	&	&	CCONJ
ajfa-14455	455	6	klingebiel	klingebiel	PROPN
ajfa-14455	455	7	,	,	PUNCT
ajfa-14455	455	8	d.	d.	PROPN
ajfa-14455	455	9	bank	bank	PROPN
ajfa-14455	455	10	insolvency	insolvency	PROPN
ajfa-14455	455	11	:	:	PUNCT
ajfa-14455	455	12	bad	bad	ADJ
ajfa-14455	455	13	luck	luck	NOUN
ajfa-14455	455	14	,	,	PUNCT
ajfa-14455	455	15	bad	bad	ADJ
ajfa-14455	455	16	policy	policy	NOUN
ajfa-14455	455	17	or	or	CCONJ
ajfa-14455	455	18	bad	bad	ADJ
ajfa-14455	455	19	banking	banking	NOUN
ajfa-14455	455	20	.	.	PUNCT
ajfa-14455	456	1	annual	annual	ADJ
ajfa-14455	456	2	world	world	PROPN
ajfa-14455	456	3	bank	bank	PROPN
ajfa-14455	456	4	conference	conference	NOUN
ajfa-14455	456	5	on	on	ADP
ajfa-14455	456	6	development	development	NOUN
ajfa-14455	456	7	economics	economic	NOUN
ajfa-14455	456	8	.	.	PUNCT
ajfa-14455	457	1	cerutti	cerutti	PROPN
ajfa-14455	457	2	,	,	PUNCT
ajfa-14455	457	3	e.	e.	PROPN
ajfa-14455	457	4	,	,	PUNCT
ajfa-14455	457	5	claessens	claessen	NOUN
ajfa-14455	457	6	,	,	PUNCT
ajfa-14455	457	7	s.	s.	PROPN
ajfa-14455	457	8	,	,	PUNCT
ajfa-14455	457	9	&	&	CCONJ
ajfa-14455	457	10	mcguire	mcguire	PROPN
ajfa-14455	457	11	,	,	PUNCT
ajfa-14455	457	12	p.	p.	NOUN
ajfa-14455	457	13	(	(	PUNCT
ajfa-14455	457	14	2012	2012	NUM
ajfa-14455	457	15	)	)	PUNCT
ajfa-14455	457	16	.	.	PUNCT
ajfa-14455	458	1	systemic	systemic	ADJ
ajfa-14455	458	2	risks	risk	NOUN
ajfa-14455	458	3	in	in	ADP
ajfa-14455	458	4	global	global	ADJ
ajfa-14455	458	5	banking	banking	NOUN
ajfa-14455	458	6	:	:	PUNCT
ajfa-14455	458	7	what	what	PRON
ajfa-14455	458	8	can	can	AUX
ajfa-14455	458	9	available	available	VERB
ajfa-14455	458	10	data	datum	NOUN
ajfa-14455	458	11	tell	tell	VERB
ajfa-14455	458	12	us	we	PRON
ajfa-14455	458	13	and	and	CCONJ
ajfa-14455	458	14	what	what	PRON
ajfa-14455	458	15	more	more	ADJ
ajfa-14455	458	16	data	datum	NOUN
ajfa-14455	458	17	are	be	AUX
ajfa-14455	458	18	needed	need	VERB
ajfa-14455	458	19	?	?	PUNCT
ajfa-14455	458	20	.	.	PUNCT
ajfa-14455	459	1	bank	bank	PROPN
ajfa-14455	459	2	for	for	ADP
ajfa-14455	459	3	international	international	ADJ
ajfa-14455	459	4	settlements	settlement	NOUN
ajfa-14455	459	5	working	work	VERB
ajfa-14455	459	6	paper	paper	NOUN
ajfa-14455	459	7	no	no	INTJ
ajfa-14455	459	8	.	.	PROPN
ajfa-14455	459	9	376	376	NUM
ajfa-14455	459	10	.	.	PUNCT
ajfa-14455	460	1	ciolli	ciolli	PROPN
ajfa-14455	460	2	,	,	PUNCT
ajfa-14455	460	3	j.	j.	PROPN
ajfa-14455	460	4	(	(	PUNCT
ajfa-14455	460	5	2012	2012	NUM
ajfa-14455	460	6	,	,	PUNCT
ajfa-14455	460	7	june	june	PROPN
ajfa-14455	460	8	22	22	NUM
ajfa-14455	460	9	)	)	PUNCT
ajfa-14455	460	10	.	.	PUNCT
ajfa-14455	461	1	euro	euro	NOUN
ajfa-14455	461	2	tumbles	tumble	NOUN
ajfa-14455	461	3	as	as	SCONJ
ajfa-14455	461	4	moody	moody	PROPN
ajfa-14455	461	5	’s	’s	PART
ajfa-14455	461	6	downgrades	downgrade	VERB
ajfa-14455	461	7	ratings	rating	NOUN
ajfa-14455	461	8	for	for	ADP
ajfa-14455	461	9	15	15	NUM
ajfa-14455	461	10	banks	bank	NOUN
ajfa-14455	461	11	.	.	PUNCT
ajfa-14455	462	1	bloomberg	bloomberg	PROPN
ajfa-14455	462	2	.	.	PUNCT
ajfa-14455	462	3	retrieved	retrieve	VERB
ajfa-14455	462	4	from	from	ADP
ajfa-14455	462	5	http://www.bloomberg.com	http://www.bloomberg.com	PROPN
ajfa-14455	462	6	.	.	PUNCT
ajfa-14455	463	1	clark	clark	PROPN
ajfa-14455	463	2	,	,	PUNCT
ajfa-14455	463	3	t.	t.	PROPN
ajfa-14455	463	4	,	,	PUNCT
ajfa-14455	463	5	dick	dick	PROPN
ajfa-14455	463	6	,	,	PUNCT
ajfa-14455	463	7	a.	a.	NOUN
ajfa-14455	463	8	,	,	PUNCT
ajfa-14455	463	9	hirtle	hirtle	NOUN
ajfa-14455	463	10	,	,	PUNCT
ajfa-14455	463	11	b.	b.	PROPN
ajfa-14455	463	12	,	,	PUNCT
ajfa-14455	463	13	stiroh	stiroh	PROPN
ajfa-14455	463	14	,	,	PUNCT
ajfa-14455	463	15	k.j	k.j	PROPN
ajfa-14455	463	16	.	.	PROPN
ajfa-14455	463	17	,	,	PUNCT
ajfa-14455	463	18	&	&	CCONJ
ajfa-14455	463	19	williams	williams	PROPN
ajfa-14455	463	20	,	,	PUNCT
ajfa-14455	463	21	r.	r.	PROPN
ajfa-14455	463	22	(	(	PUNCT
ajfa-14455	463	23	2007	2007	NUM
ajfa-14455	463	24	)	)	PUNCT
ajfa-14455	463	25	.	.	PUNCT
ajfa-14455	464	1	the	the	DET
ajfa-14455	464	2	role	role	NOUN
ajfa-14455	464	3	of	of	ADP
ajfa-14455	464	4	banking	banking	NOUN
ajfa-14455	464	5	in	in	ADP
ajfa-14455	464	6	the	the	DET
ajfa-14455	464	7	us	us	PROPN
ajfa-14455	464	8	banking	banking	NOUN
ajfa-14455	464	9	industry	industry	NOUN
ajfa-14455	464	10	:	:	PUNCT
ajfa-14455	464	11	risk	risk	NOUN
ajfa-14455	464	12	,	,	PUNCT
ajfa-14455	464	13	return	return	NOUN
ajfa-14455	464	14	and	and	CCONJ
ajfa-14455	464	15	industry	industry	NOUN
ajfa-14455	464	16	structure	structure	NOUN
ajfa-14455	464	17	.	.	PUNCT
ajfa-14455	465	1	econ	econ	PROPN
ajfa-14455	465	2	.	.	PUNCT
ajfa-14455	466	1	pol	pol	PROPN
ajfa-14455	466	2	.	.	PUNCT
ajfa-14455	467	1	rev	rev	PROPN
ajfa-14455	467	2	.	.	PROPN
ajfa-14455	467	3	,	,	PUNCT
ajfa-14455	467	4	fed	fed	PROPN
ajfa-14455	467	5	.	.	PROPN
ajfa-14455	467	6	reserve	reserve	PROPN
ajfa-14455	467	7	bank	bank	PROPN
ajfa-14455	467	8	new	new	PROPN
ajfa-14455	467	9	york	york	PROPN
ajfa-14455	467	10	13	13	NUM
ajfa-14455	467	11	,	,	PUNCT
ajfa-14455	467	12	39–56	39–56	NUM
ajfa-14455	467	13	.	.	PUNCT
ajfa-14455	468	1	cleary	cleary	PROPN
ajfa-14455	468	2	,	,	PUNCT
ajfa-14455	468	3	s.	s.	PROPN
ajfa-14455	468	4	,	,	PUNCT
ajfa-14455	468	5	&	&	CCONJ
ajfa-14455	468	6	hebb	hebb	PROPN
ajfa-14455	468	7	,	,	PUNCT
ajfa-14455	468	8	g.	g.	PROPN
ajfa-14455	468	9	(	(	PUNCT
ajfa-14455	468	10	2010	2010	NUM
ajfa-14455	468	11	)	)	PUNCT
ajfa-14455	468	12	.	.	PUNCT
ajfa-14455	469	1	bankruptcy	bankruptcy	NOUN
ajfa-14455	469	2	prediction	prediction	NOUN
ajfa-14455	469	3	for	for	ADP
ajfa-14455	469	4	u.s	u.s	PROPN
ajfa-14455	469	5	.	.	PROPN
ajfa-14455	469	6	banks	bank	NOUN
ajfa-14455	469	7	.	.	PUNCT
ajfa-14455	470	1	nfa	nfa	PROPN
ajfa-14455	470	2	papers	paper	NOUN
ajfa-14455	470	3	no.51	no.51	PROPN
ajfa-14455	470	4	.	.	PUNCT
ajfa-14455	471	1	northern	northern	ADJ
ajfa-14455	471	2	finance	finance	PROPN
ajfa-14455	471	3	association	association	PROPN
ajfa-14455	471	4	.	.	PUNCT
ajfa-14455	472	1	cole	cole	PROPN
ajfa-14455	472	2	,	,	PUNCT
ajfa-14455	472	3	r.a	r.a	PROPN
ajfa-14455	472	4	.	.	PROPN
ajfa-14455	472	5	,	,	PUNCT
ajfa-14455	472	6	&	&	CCONJ
ajfa-14455	472	7	gunther	gunther	PROPN
ajfa-14455	472	8	,	,	PUNCT
ajfa-14455	472	9	j.w	j.w	PROPN
ajfa-14455	472	10	.	.	PROPN
ajfa-14455	472	11	(	(	PUNCT
ajfa-14455	472	12	1995	1995	NUM
ajfa-14455	472	13	)	)	PUNCT
ajfa-14455	472	14	.	.	PUNCT
ajfa-14455	473	1	separating	separate	VERB
ajfa-14455	473	2	the	the	DET
ajfa-14455	473	3	likelihood	likelihood	NOUN
ajfa-14455	473	4	and	and	CCONJ
ajfa-14455	473	5	timing	timing	NOUN
ajfa-14455	473	6	of	of	ADP
ajfa-14455	473	7	bank	bank	NOUN
ajfa-14455	473	8	failure	failure	NOUN
ajfa-14455	473	9	.	.	PUNCT
ajfa-14455	474	1	journal	journal	NOUN
ajfa-14455	474	2	of	of	ADP
ajfa-14455	474	3	banking	banking	NOUN
ajfa-14455	474	4	and	and	CCONJ
ajfa-14455	474	5	finance	finance	NOUN
ajfa-14455	474	6	,	,	PUNCT
ajfa-14455	474	7	19	19	NUM
ajfa-14455	474	8	(	(	PUNCT
ajfa-14455	474	9	1995	1995	NUM
ajfa-14455	474	10	)	)	PUNCT
ajfa-14455	474	11	,	,	PUNCT
ajfa-14455	474	12	1073	1073	NUM
ajfa-14455	474	13	-	-	SYM
ajfa-14455	474	14	1089	1089	NUM
ajfa-14455	474	15	,	,	PUNCT
ajfa-14455	474	16	https://doi.org/10.1016/03784266(95)98952-m	https://doi.org/10.1016/03784266(95)98952-m	PROPN
ajfa-14455	474	17	.	.	PUNCT
ajfa-14455	474	18	cole	cole	PROPN
ajfa-14455	474	19	,	,	PUNCT
ajfa-14455	474	20	r.a	r.a	PROPN
ajfa-14455	474	21	.	.	PROPN
ajfa-14455	474	22	&	&	CCONJ
ajfa-14455	474	23	wu	wu	PROPN
ajfa-14455	474	24	,	,	PUNCT
ajfa-14455	474	25	q.	q.	PROPN
ajfa-14455	474	26	(	(	PUNCT
ajfa-14455	474	27	2009	2009	NUM
ajfa-14455	474	28	)	)	PUNCT
ajfa-14455	474	29	.	.	PUNCT
ajfa-14455	475	1	predicting	predict	VERB
ajfa-14455	475	2	bank	bank	NOUN
ajfa-14455	475	3	failures	failure	NOUN
ajfa-14455	475	4	using	use	VERB
ajfa-14455	475	5	a	a	DET
ajfa-14455	475	6	simple	simple	ADJ
ajfa-14455	475	7	dynamic	dynamic	ADJ
ajfa-14455	475	8	hazard	hazard	NOUN
ajfa-14455	475	9	model	model	NOUN
ajfa-14455	475	10	.	.	PUNCT
ajfa-14455	476	1	retrieved	retrieve	VERB
ajfa-14455	476	2	from	from	ADP
ajfa-14455	476	3	http://www.fdic.gov	http://www.fdic.gov	PROPN
ajfa-14455	476	4	.	.	PUNCT
ajfa-14455	477	1	cramer	cramer	PROPN
ajfa-14455	477	2	,	,	PUNCT
ajfa-14455	477	3	j.s	j.s	PROPN
ajfa-14455	477	4	.	.	PROPN
ajfa-14455	477	5	(	(	PUNCT
ajfa-14455	477	6	1991	1991	NUM
ajfa-14455	477	7	)	)	PUNCT
ajfa-14455	477	8	.	.	PUNCT
ajfa-14455	478	1	an	an	DET
ajfa-14455	478	2	introduction	introduction	NOUN
ajfa-14455	478	3	,	,	PUNCT
ajfa-14455	478	4	the	the	DET
ajfa-14455	478	5	logit	logit	NOUN
ajfa-14455	478	6	model	model	NOUN
ajfa-14455	478	7	for	for	ADP
ajfa-14455	478	8	economists	economist	NOUN
ajfa-14455	478	9	.	.	PUNCT
ajfa-14455	479	1	new	new	PROPN
ajfa-14455	479	2	york	york	PROPN
ajfa-14455	479	3	:	:	PUNCT
ajfa-14455	479	4	edward	edward	PROPN
ajfa-14455	479	5	arnold	arnold	PROPN
ajfa-14455	479	6	,	,	PUNCT
ajfa-14455	479	7	london	london	PROPN
ajfa-14455	479	8	.	.	PUNCT
ajfa-14455	480	1	creane	creane	PROPN
ajfa-14455	480	2	,	,	PUNCT
ajfa-14455	480	3	s.	s.	PROPN
ajfa-14455	480	4	,	,	PUNCT
ajfa-14455	480	5	goyal	goyal	PROPN
ajfa-14455	480	6	,	,	PUNCT
ajfa-14455	480	7	r.	r.	PROPN
ajfa-14455	480	8	,	,	PUNCT
ajfa-14455	480	9	mubarak	mubarak	PROPN
ajfa-14455	480	10	,	,	PUNCT
ajfa-14455	480	11	m.	m.	NOUN
ajfa-14455	480	12	,	,	PUNCT
ajfa-14455	480	13	&	&	CCONJ
ajfa-14455	480	14	sab	sab	PROPN
ajfa-14455	480	15	,	,	PUNCT
ajfa-14455	480	16	r.	r.	PROPN
ajfa-14455	480	17	(	(	PUNCT
ajfa-14455	480	18	2004	2004	NUM
ajfa-14455	480	19	)	)	PUNCT
ajfa-14455	480	20	.	.	PUNCT
ajfa-14455	481	1	financial	financial	ADJ
ajfa-14455	481	2	sector	sector	NOUN
ajfa-14455	481	3	development	development	NOUN
ajfa-14455	481	4	in	in	ADP
ajfa-14455	481	5	the	the	DET
ajfa-14455	481	6	middle	middle	PROPN
ajfa-14455	481	7	east	east	PROPN
ajfa-14455	481	8	and	and	CCONJ
ajfa-14455	481	9	north	north	PROPN
ajfa-14455	481	10	africa	africa	PROPN
ajfa-14455	481	11	.	.	PUNCT
ajfa-14455	482	1	imf	imf	PROPN
ajfa-14455	482	2	working	working	PROPN
ajfa-14455	482	3	paper	paper	NOUN
ajfa-14455	482	4	,	,	PUNCT
ajfa-14455	482	5	washington	washington	PROPN
ajfa-14455	482	6	d.c	d.c	PROPN
ajfa-14455	482	7	,	,	PUNCT
ajfa-14455	482	8	middle	middle	PROPN
ajfa-14455	482	9	east	east	PROPN
ajfa-14455	482	10	and	and	CCONJ
ajfa-14455	482	11	central	central	PROPN
ajfa-14455	482	12	asia	asia	PROPN
ajfa-14455	482	13	department	department	PROPN
ajfa-14455	482	14	.	.	PUNCT
ajfa-14455	483	1	curry	curry	PROPN
ajfa-14455	483	2	,	,	PUNCT
ajfa-14455	483	3	t.j	t.j	PROPN
ajfa-14455	483	4	.	.	PROPN
ajfa-14455	483	5	,	,	PUNCT
ajfa-14455	483	6	elmer	elmer	PROPN
ajfa-14455	483	7	,	,	PUNCT
ajfa-14455	483	8	p.j	p.j	PROPN
ajfa-14455	483	9	.	.	PROPN
ajfa-14455	483	10	,	,	PUNCT
ajfa-14455	483	11	&	&	CCONJ
ajfa-14455	483	12	fissel	fissel	PROPN
ajfa-14455	483	13	,	,	PUNCT
ajfa-14455	483	14	g.s	g.s	PROPN
ajfa-14455	483	15	(	(	PUNCT
ajfa-14455	483	16	2007	2007	NUM
ajfa-14455	483	17	)	)	PUNCT
ajfa-14455	483	18	.	.	PUNCT
ajfa-14455	484	1	equity	equity	NOUN
ajfa-14455	484	2	market	market	NOUN
ajfa-14455	484	3	data	data	PROPN
ajfa-14455	484	4	,	,	PUNCT
ajfa-14455	484	5	bank	bank	NOUN
ajfa-14455	484	6	failure	failure	NOUN
ajfa-14455	484	7	and	and	CCONJ
ajfa-14455	484	8	market	market	NOUN
ajfa-14455	484	9	efficiency	efficiency	NOUN
ajfa-14455	484	10	.	.	PUNCT
ajfa-14455	485	1	journal	journal	PROPN
ajfa-14455	485	2	of	of	ADP
ajfa-14455	485	3	economics	economic	NOUN
ajfa-14455	485	4	and	and	CCONJ
ajfa-14455	485	5	business	business	NOUN
ajfa-14455	485	6	,	,	PUNCT
ajfa-14455	485	7	6	6	NUM
ajfa-14455	485	8	,	,	PUNCT
ajfa-14455	485	9	536	536	NUM
ajfa-14455	485	10	-	-	SYM
ajfa-14455	485	11	559	559	NUM
ajfa-14455	485	12	,	,	PUNCT
ajfa-14455	485	13	https://doi.org/10.1016/j.jeconbus.2007.02.002	https://doi.org/10.1016/j.jeconbus.2007.02.002	PROPN
ajfa-14455	485	14	davis	davis	PROPN
ajfa-14455	485	15	,	,	PUNCT
ajfa-14455	485	16	e.	e.	PROPN
ajfa-14455	485	17	p.	p.	PROPN
ajfa-14455	485	18	,	,	PUNCT
ajfa-14455	485	19	&	&	CCONJ
ajfa-14455	485	20	karim	karim	PROPN
ajfa-14455	485	21	,	,	PUNCT
ajfa-14455	485	22	d.	d.	PROPN
ajfa-14455	485	23	(	(	PUNCT
ajfa-14455	485	24	2008	2008	NUM
ajfa-14455	485	25	)	)	PUNCT
ajfa-14455	485	26	.	.	PUNCT
ajfa-14455	486	1	comparing	compare	VERB
ajfa-14455	486	2	early	early	ADJ
ajfa-14455	486	3	warning	warning	NOUN
ajfa-14455	486	4	systems	system	NOUN
ajfa-14455	486	5	for	for	ADP
ajfa-14455	486	6	banking	banking	NOUN
ajfa-14455	486	7	crises	crisis	NOUN
ajfa-14455	486	8	.	.	PUNCT
ajfa-14455	487	1	journal	journal	NOUN
ajfa-14455	487	2	of	of	ADP
ajfa-14455	487	3	financial	financial	ADJ
ajfa-14455	487	4	stability	stability	NOUN
ajfa-14455	487	5	,	,	PUNCT
ajfa-14455	487	6	4	4	NUM
ajfa-14455	487	7	(	(	PUNCT
ajfa-14455	487	8	2),89	2),89	NUM
ajfa-14455	487	9	-	-	SYM
ajfa-14455	487	10	120	120	NUM
ajfa-14455	487	11	,	,	PUNCT
ajfa-14455	487	12	https://doi.org/10.1016/j.jfs.2007.12.004	https://doi.org/10.1016/j.jfs.2007.12.004	NOUN
ajfa-14455	487	13	demirguc	demirguc	PROPN
ajfa-14455	487	14	-	-	PUNCT
ajfa-14455	487	15	kunt	kunt	PROPN
ajfa-14455	487	16	,	,	PUNCT
ajfa-14455	487	17	a.	a.	PROPN
ajfa-14455	487	18	&	&	CCONJ
ajfa-14455	487	19	detragiache	detragiache	PROPN
ajfa-14455	487	20	,	,	PUNCT
ajfa-14455	487	21	e.	e.	PROPN
ajfa-14455	487	22	(	(	PUNCT
ajfa-14455	487	23	1997	1997	NUM
ajfa-14455	487	24	)	)	PUNCT
ajfa-14455	487	25	.	.	PUNCT
ajfa-14455	488	1	financial	financial	ADJ
ajfa-14455	488	2	liberalization	liberalization	NOUN
ajfa-14455	488	3	and	and	CCONJ
ajfa-14455	488	4	financial	financial	ADJ
ajfa-14455	488	5	fragility	fragility	NOUN
ajfa-14455	488	6	.	.	PUNCT
ajfa-14455	489	1	international	international	ADJ
ajfa-14455	489	2	monetary	monetary	ADJ
ajfa-14455	489	3	fund	fund	PROPN
ajfa-14455	489	4	working	working	PROPN
ajfa-14455	489	5	paper	paper	NOUN
ajfa-14455	489	6	,	,	PUNCT
ajfa-14455	489	7	wp/98/83	wp/98/83	PROPN
ajfa-14455	489	8	.	.	PUNCT
ajfa-14455	490	1	demirguc	demirguc	PROPN
ajfa-14455	490	2	-	-	PUNCT
ajfa-14455	490	3	kunt	kunt	PROPN
ajfa-14455	490	4	,	,	PUNCT
ajfa-14455	490	5	a.	a.	PROPN
ajfa-14455	490	6	,	,	PUNCT
ajfa-14455	490	7	&	&	CCONJ
ajfa-14455	490	8	levine	levine	PROPN
ajfa-14455	490	9	,	,	PUNCT
ajfa-14455	490	10	r.	r.	PROPN
ajfa-14455	490	11	(	(	PUNCT
ajfa-14455	490	12	1996	1996	NUM
ajfa-14455	490	13	)	)	PUNCT
ajfa-14455	490	14	.	.	PUNCT
ajfa-14455	491	1	stock	stock	NOUN
ajfa-14455	491	2	market	market	NOUN
ajfa-14455	491	3	development	development	NOUN
ajfa-14455	491	4	and	and	CCONJ
ajfa-14455	491	5	financial	financial	ADJ
ajfa-14455	491	6	asian	asian	ADJ
ajfa-14455	491	7	journal	journal	NOUN
ajfa-14455	491	8	of	of	ADP
ajfa-14455	491	9	finance	finance	PROPN
ajfa-14455	491	10	&	&	CCONJ
ajfa-14455	491	11	accounting	accounting	PROPN
ajfa-14455	491	12	issn	issn	PROPN
ajfa-14455	491	13	1946	1946	NUM
ajfa-14455	491	14	-	-	PUNCT
ajfa-14455	491	15	052x	052x	PROPN
ajfa-14455	491	16	2019	2019	NUM
ajfa-14455	491	17	,	,	PUNCT
ajfa-14455	491	18	vol	vol	NOUN
ajfa-14455	491	19	.	.	PROPN
ajfa-14455	491	20	11	11	NUM
ajfa-14455	491	21	,	,	PUNCT
ajfa-14455	491	22	no	no	INTJ
ajfa-14455	491	23	.	.	NOUN
ajfa-14455	491	24	1	1	NUM
ajfa-14455	491	25	135	135	NUM
ajfa-14455	491	26	ajfa.macrothink.org	ajfa.macrothink.org	ADJ
ajfa-14455	491	27	intermediaries	intermediary	NOUN
ajfa-14455	491	28	:	:	PUNCT
ajfa-14455	491	29	stylized	stylize	VERB
ajfa-14455	491	30	facts	fact	NOUN
ajfa-14455	491	31	.	.	PUNCT
ajfa-14455	492	1	policy	policy	NOUN
ajfa-14455	492	2	research	research	NOUN
ajfa-14455	492	3	working	working	NOUN
ajfa-14455	492	4	paper	paper	NOUN
ajfa-14455	492	5	series	series	NOUN
ajfa-14455	492	6	1686	1686	NUM
ajfa-14455	492	7	,	,	PUNCT
ajfa-14455	492	8	the	the	DET
ajfa-14455	492	9	world	world	PROPN
ajfa-14455	492	10	bank	bank	PROPN
ajfa-14455	492	11	.	.	PUNCT
ajfa-14455	493	1	demyanyk	demyanyk	PROPN
ajfa-14455	493	2	,	,	PUNCT
ajfa-14455	493	3	y.	y.	PROPN
ajfa-14455	493	4	&	&	CCONJ
ajfa-14455	493	5	hasan	hasan	PROPN
ajfa-14455	493	6	,	,	PUNCT
ajfa-14455	493	7	i.	i.	PROPN
ajfa-14455	493	8	(	(	PUNCT
ajfa-14455	493	9	2010	2010	NUM
ajfa-14455	493	10	)	)	PUNCT
ajfa-14455	493	11	.	.	PUNCT
ajfa-14455	494	1	financial	financial	ADJ
ajfa-14455	494	2	crises	crisis	NOUN
ajfa-14455	494	3	and	and	CCONJ
ajfa-14455	494	4	bank	bank	NOUN
ajfa-14455	494	5	failures	failure	NOUN
ajfa-14455	494	6	:	:	PUNCT
ajfa-14455	494	7	a	a	DET
ajfa-14455	494	8	review	review	NOUN
ajfa-14455	494	9	of	of	ADP
ajfa-14455	494	10	prediction	prediction	NOUN
ajfa-14455	494	11	methods	method	NOUN
ajfa-14455	494	12	.	.	PUNCT
ajfa-14455	495	1	omega	omega	NOUN
ajfa-14455	495	2	,	,	PUNCT
ajfa-14455	495	3	8	8	NUM
ajfa-14455	495	4	(	(	PUNCT
ajfa-14455	495	5	5	5	NUM
ajfa-14455	495	6	)	)	PUNCT
ajfa-14455	495	7	,	,	PUNCT
ajfa-14455	495	8	315324	315324	NUM
ajfa-14455	495	9	,	,	PUNCT
ajfa-14455	495	10	https://doi.org/10.1016/j.omega.2009.09.007	https://doi.org/10.1016/j.omega.2009.09.007	NUM
ajfa-14455	495	11	despagne	despagne	NOUN
ajfa-14455	495	12	,	,	PUNCT
ajfa-14455	495	13	g.	g.	PROPN
ajfa-14455	495	14	(	(	PUNCT
ajfa-14455	495	15	2010	2010	NUM
ajfa-14455	495	16	)	)	PUNCT
ajfa-14455	495	17	.	.	PUNCT
ajfa-14455	496	1	the	the	DET
ajfa-14455	496	2	determinants	determinant	NOUN
ajfa-14455	496	3	of	of	ADP
ajfa-14455	496	4	us	us	PROPN
ajfa-14455	496	5	regional	regional	ADJ
ajfa-14455	496	6	bank	bank	NOUN
ajfa-14455	496	7	failures	failure	NOUN
ajfa-14455	496	8	during	during	ADP
ajfa-14455	496	9	the	the	DET
ajfa-14455	496	10	subprime	subprime	ADJ
ajfa-14455	496	11	crisis	crisis	NOUN
ajfa-14455	496	12	.	.	PUNCT
ajfa-14455	497	1	hec	hec	PROPN
ajfa-14455	497	2	paris	paris	PROPN
ajfa-14455	497	3	.	.	PUNCT
ajfa-14455	498	1	masters	master	NOUN
ajfa-14455	498	2	thesis	thesis	NOUN
ajfa-14455	498	3	.	.	PUNCT
ajfa-14455	499	1	de	de	X
ajfa-14455	499	2	young	young	PROPN
ajfa-14455	499	3	,	,	PUNCT
ajfa-14455	499	4	r.	r.	PROPN
ajfa-14455	499	5	,	,	PUNCT
ajfa-14455	499	6	&	&	CCONJ
ajfa-14455	499	7	torna	torna	PROPN
ajfa-14455	499	8	,	,	PUNCT
ajfa-14455	499	9	g.	g.	PROPN
ajfa-14455	499	10	(	(	PUNCT
ajfa-14455	499	11	2012	2012	NUM
ajfa-14455	499	12	)	)	PUNCT
ajfa-14455	499	13	.	.	PUNCT
ajfa-14455	500	1	non	non	PROPN
ajfa-14455	500	2	traditional	traditional	ADJ
ajfa-14455	500	3	banking	banking	NOUN
ajfa-14455	500	4	activities	activity	NOUN
ajfa-14455	500	5	and	and	CCONJ
ajfa-14455	500	6	bank	bank	NOUN
ajfa-14455	500	7	failures	failure	NOUN
ajfa-14455	500	8	during	during	ADP
ajfa-14455	500	9	the	the	DET
ajfa-14455	500	10	financial	financial	ADJ
ajfa-14455	500	11	crisis	crisis	NOUN
ajfa-14455	500	12	.	.	PUNCT
ajfa-14455	501	1	social	social	ADJ
ajfa-14455	501	2	science	science	PROPN
ajfa-14455	501	3	research	research	NOUN
ajfa-14455	501	4	network	network	NOUN
ajfa-14455	501	5	.	.	PUNCT
ajfa-14455	502	1	diamond	diamond	NOUN
ajfa-14455	502	2	,	,	PUNCT
ajfa-14455	502	3	d.w	d.w	PROPN
ajfa-14455	502	4	.	.	PROPN
ajfa-14455	502	5	,	,	PUNCT
ajfa-14455	502	6	&	&	CCONJ
ajfa-14455	502	7	dybvig	dybvig	PROPN
ajfa-14455	502	8	,	,	PUNCT
ajfa-14455	502	9	p.h	p.h	PROPN
ajfa-14455	502	10	.	.	PROPN
ajfa-14455	502	11	(	(	PUNCT
ajfa-14455	502	12	1986	1986	NUM
ajfa-14455	502	13	)	)	PUNCT
ajfa-14455	502	14	.	.	PUNCT
ajfa-14455	503	1	banking	banking	NOUN
ajfa-14455	503	2	theory	theory	NOUN
ajfa-14455	503	3	,	,	PUNCT
ajfa-14455	503	4	deposit	deposit	NOUN
ajfa-14455	503	5	insurance	insurance	NOUN
ajfa-14455	503	6	,	,	PUNCT
ajfa-14455	503	7	and	and	CCONJ
ajfa-14455	503	8	bank	bank	NOUN
ajfa-14455	503	9	regulation	regulation	NOUN
ajfa-14455	503	10	.	.	PUNCT
ajfa-14455	504	1	journal	journal	PROPN
ajfa-14455	504	2	of	of	ADP
ajfa-14455	504	3	business	business	NOUN
ajfa-14455	504	4	,	,	PUNCT
ajfa-14455	504	5	59(1	59(1	NUM
ajfa-14455	504	6	)	)	PUNCT
ajfa-14455	504	7	,	,	PUNCT
ajfa-14455	504	8	55	55	NUM
ajfa-14455	504	9	-	-	SYM
ajfa-14455	504	10	68	68	NUM
ajfa-14455	504	11	,	,	PUNCT
ajfa-14455	504	12	https://www.jstor.org/stable/2352687	https://www.jstor.org/stable/2352687	NOUN
ajfa-14455	504	13	.	.	PUNCT
ajfa-14455	505	1	dimitras	dimitras	PROPN
ajfa-14455	505	2	,	,	PUNCT
ajfa-14455	505	3	a.i	a.i	PROPN
ajfa-14455	505	4	.	.	PROPN
ajfa-14455	505	5	,	,	PUNCT
ajfa-14455	505	6	zanakis	zanakis	PROPN
ajfa-14455	505	7	,	,	PUNCT
ajfa-14455	505	8	s.h	s.h	PROPN
ajfa-14455	505	9	.	.	PROPN
ajfa-14455	505	10	,	,	PUNCT
ajfa-14455	505	11	&	&	CCONJ
ajfa-14455	505	12	zopounidis	zopounidis	PROPN
ajfa-14455	505	13	,	,	PUNCT
ajfa-14455	505	14	c.	c.	PROPN
ajfa-14455	505	15	(	(	PUNCT
ajfa-14455	505	16	1996	1996	NUM
ajfa-14455	505	17	)	)	PUNCT
ajfa-14455	505	18	.	.	PUNCT
ajfa-14455	506	1	a	a	DET
ajfa-14455	506	2	survey	survey	NOUN
ajfa-14455	506	3	of	of	ADP
ajfa-14455	506	4	business	business	NOUN
ajfa-14455	506	5	failures	failure	NOUN
ajfa-14455	506	6	with	with	ADP
ajfa-14455	506	7	an	an	DET
ajfa-14455	506	8	emphasis	emphasis	NOUN
ajfa-14455	506	9	on	on	ADP
ajfa-14455	506	10	prediction	prediction	NOUN
ajfa-14455	506	11	methods	method	NOUN
ajfa-14455	506	12	and	and	CCONJ
ajfa-14455	506	13	industrial	industrial	ADJ
ajfa-14455	506	14	applications	application	NOUN
ajfa-14455	506	15	.	.	PUNCT
ajfa-14455	507	1	european	european	ADJ
ajfa-14455	507	2	journal	journal	PROPN
ajfa-14455	507	3	of	of	ADP
ajfa-14455	507	4	operational	operational	ADJ
ajfa-14455	507	5	research	research	NOUN
ajfa-14455	507	6	,	,	PUNCT
ajfa-14455	507	7	90	90	NUM
ajfa-14455	507	8	(	(	PUNCT
ajfa-14455	507	9	1996	1996	NUM
ajfa-14455	507	10	)	)	PUNCT
ajfa-14455	507	11	,	,	PUNCT
ajfa-14455	507	12	487513	487513	NUM
ajfa-14455	507	13	,	,	PUNCT
ajfa-14455	507	14	https://doi.org/10.1016/0377-2217(95)00070-4	https://doi.org/10.1016/0377-2217(95)00070-4	PROPN
ajfa-14455	507	15	.	.	PROPN
ajfa-14455	507	16	distinguin	distinguin	PROPN
ajfa-14455	507	17	,	,	PUNCT
ajfa-14455	507	18	i.	i.	PROPN
ajfa-14455	507	19	,	,	PUNCT
ajfa-14455	507	20	tarazi	tarazi	NOUN
ajfa-14455	507	21	,	,	PUNCT
ajfa-14455	507	22	a.	a.	NOUN
ajfa-14455	507	23	,	,	PUNCT
ajfa-14455	507	24	&	&	CCONJ
ajfa-14455	507	25	trinidad	trinidad	PROPN
ajfa-14455	507	26	,	,	PUNCT
ajfa-14455	507	27	j.	j.	PROPN
ajfa-14455	507	28	(	(	PUNCT
ajfa-14455	507	29	2011	2011	NUM
ajfa-14455	507	30	)	)	PUNCT
ajfa-14455	507	31	.	.	PUNCT
ajfa-14455	508	1	the	the	DET
ajfa-14455	508	2	use	use	NOUN
ajfa-14455	508	3	of	of	ADP
ajfa-14455	508	4	accounting	accounting	NOUN
ajfa-14455	508	5	and	and	CCONJ
ajfa-14455	508	6	stock	stock	NOUN
ajfa-14455	508	7	market	market	NOUN
ajfa-14455	508	8	data	datum	NOUN
ajfa-14455	508	9	to	to	PART
ajfa-14455	508	10	predict	predict	VERB
ajfa-14455	508	11	bank	bank	NOUN
ajfa-14455	508	12	financial	financial	ADJ
ajfa-14455	508	13	distress	distress	NOUN
ajfa-14455	508	14	:	:	PUNCT
ajfa-14455	508	15	the	the	DET
ajfa-14455	508	16	case	case	NOUN
ajfa-14455	508	17	of	of	ADP
ajfa-14455	508	18	east	east	ADJ
ajfa-14455	508	19	asian	asian	ADJ
ajfa-14455	508	20	banks	bank	NOUN
ajfa-14455	508	21	.	.	PUNCT
ajfa-14455	509	1	philippine	philippine	ADJ
ajfa-14455	509	2	management	management	NOUN
ajfa-14455	509	3	review	review	NOUN
ajfa-14455	509	4	(	(	PUNCT
ajfa-14455	509	5	special	special	ADJ
ajfa-14455	509	6	issue	issue	NOUN
ajfa-14455	509	7	)	)	PUNCT
ajfa-14455	509	8	,	,	PUNCT
ajfa-14455	509	9	18(2011	18(2011	NUM
ajfa-14455	509	10	)	)	PUNCT
ajfa-14455	509	11	,	,	PUNCT
ajfa-14455	509	12	1	1	NUM
ajfa-14455	509	13	-	-	SYM
ajfa-14455	509	14	18	18	NUM
ajfa-14455	509	15	.	.	PUNCT
ajfa-14455	510	1	eichengreen	eichengreen	PROPN
ajfa-14455	510	2	,	,	PUNCT
ajfa-14455	510	3	b.	b.	PROPN
ajfa-14455	510	4	,	,	PUNCT
ajfa-14455	510	5	&	&	CCONJ
ajfa-14455	510	6	arteta	arteta	PROPN
ajfa-14455	510	7	,	,	PUNCT
ajfa-14455	510	8	c.	c.	PROPN
ajfa-14455	510	9	(	(	PUNCT
ajfa-14455	510	10	2000	2000	NUM
ajfa-14455	510	11	)	)	PUNCT
ajfa-14455	510	12	.	.	PUNCT
ajfa-14455	511	1	banking	banking	NOUN
ajfa-14455	511	2	crises	crisis	NOUN
ajfa-14455	511	3	in	in	ADP
ajfa-14455	511	4	emerging	emerge	VERB
ajfa-14455	511	5	markets	market	NOUN
ajfa-14455	511	6	:	:	PUNCT
ajfa-14455	511	7	presumptions	presumption	NOUN
ajfa-14455	511	8	and	and	CCONJ
ajfa-14455	511	9	evidence	evidence	NOUN
ajfa-14455	511	10	.	.	PUNCT
ajfa-14455	512	1	centre	centre	NOUN
ajfa-14455	512	2	for	for	ADP
ajfa-14455	512	3	international	international	ADJ
ajfa-14455	512	4	development	development	NOUN
ajfa-14455	512	5	economics	economic	NOUN
ajfa-14455	512	6	research	research	NOUN
ajfa-14455	512	7	(	(	PUNCT
ajfa-14455	512	8	cider	cider	NOUN
ajfa-14455	512	9	)	)	PUNCT
ajfa-14455	512	10	working	working	NOUN
ajfa-14455	512	11	paper	paper	NOUN
ajfa-14455	512	12	c00	c00	NOUN
ajfa-14455	512	13	-	-	PUNCT
ajfa-14455	512	14	115	115	NUM
ajfa-14455	512	15	.	.	PUNCT
ajfa-14455	513	1	university	university	PROPN
ajfa-14455	513	2	of	of	ADP
ajfa-14455	513	3	california	california	PROPN
ajfa-14455	513	4	.	.	PUNCT
ajfa-14455	514	1	espahbodi	espahbodi	VERB
ajfa-14455	514	2	,	,	PUNCT
ajfa-14455	514	3	p.	p.	NOUN
ajfa-14455	514	4	(	(	PUNCT
ajfa-14455	514	5	1991	1991	NUM
ajfa-14455	514	6	)	)	PUNCT
ajfa-14455	514	7	.	.	PUNCT
ajfa-14455	515	1	identification	identification	NOUN
ajfa-14455	515	2	of	of	ADP
ajfa-14455	515	3	problem	problem	NOUN
ajfa-14455	515	4	banks	bank	NOUN
ajfa-14455	515	5	and	and	CCONJ
ajfa-14455	515	6	binary	binary	ADJ
ajfa-14455	515	7	choice	choice	NOUN
ajfa-14455	515	8	models	model	NOUN
ajfa-14455	515	9	.	.	PUNCT
ajfa-14455	516	1	journal	journal	NOUN
ajfa-14455	516	2	of	of	ADP
ajfa-14455	516	3	banking	banking	NOUN
ajfa-14455	516	4	and	and	CCONJ
ajfa-14455	516	5	finance	finance	NOUN
ajfa-14455	516	6	,	,	PUNCT
ajfa-14455	516	7	15	15	NUM
ajfa-14455	516	8	(	(	PUNCT
ajfa-14455	516	9	1991	1991	NUM
ajfa-14455	516	10	)	)	PUNCT
ajfa-14455	516	11	,	,	PUNCT
ajfa-14455	516	12	53	53	NUM
ajfa-14455	516	13	-	-	SYM
ajfa-14455	516	14	71	71	NUM
ajfa-14455	516	15	,	,	PUNCT
ajfa-14455	516	16	https://doi.org/10.1016/0378-4266(91)90037-m	https://doi.org/10.1016/0378-4266(91)90037-m	PROPN
ajfa-14455	516	17	.	.	PROPN
ajfa-14455	516	18	estrella	estrella	PROPN
ajfa-14455	516	19	,	,	PUNCT
ajfa-14455	516	20	a.	a.	NOUN
ajfa-14455	516	21	,	,	PUNCT
ajfa-14455	516	22	park	park	NOUN
ajfa-14455	516	23	,	,	PUNCT
ajfa-14455	516	24	s.	s.	PROPN
ajfa-14455	516	25	,	,	PUNCT
ajfa-14455	516	26	&	&	CCONJ
ajfa-14455	516	27	peristiani	peristiani	PROPN
ajfa-14455	516	28	,	,	PUNCT
ajfa-14455	516	29	s.	s.	PROPN
ajfa-14455	516	30	(	(	PUNCT
ajfa-14455	516	31	2000	2000	NUM
ajfa-14455	516	32	)	)	PUNCT
ajfa-14455	516	33	.	.	PUNCT
ajfa-14455	517	1	capital	capital	NOUN
ajfa-14455	517	2	ratios	ratio	NOUN
ajfa-14455	517	3	as	as	ADP
ajfa-14455	517	4	predictors	predictor	NOUN
ajfa-14455	517	5	of	of	ADP
ajfa-14455	517	6	bank	bank	NOUN
ajfa-14455	517	7	failure	failure	NOUN
ajfa-14455	517	8	.	.	PUNCT
ajfa-14455	518	1	frbny	frbny	PROPN
ajfa-14455	518	2	economic	economic	ADJ
ajfa-14455	518	3	policy	policy	NOUN
ajfa-14455	518	4	review	review	NOUN
ajfa-14455	518	5	,	,	PUNCT
ajfa-14455	518	6	july	july	PROPN
ajfa-14455	518	7	2000	2000	NUM
ajfa-14455	518	8	,	,	PUNCT
ajfa-14455	518	9	6(2	6(2	NUM
ajfa-14455	518	10	)	)	PUNCT
ajfa-14455	518	11	,	,	PUNCT
ajfa-14455	518	12	33	33	NUM
ajfa-14455	518	13	-	-	SYM
ajfa-14455	518	14	52	52	NUM
ajfa-14455	518	15	.	.	PUNCT
ajfa-14455	519	1	evanoff	evanoff	PROPN
ajfa-14455	519	2	,	,	PUNCT
ajfa-14455	519	3	d.d	d.d	PROPN
ajfa-14455	519	4	.	.	PROPN
ajfa-14455	519	5	,	,	PUNCT
ajfa-14455	519	6	&	&	CCONJ
ajfa-14455	519	7	wall	wall	PROPN
ajfa-14455	519	8	,	,	PUNCT
ajfa-14455	519	9	l.d	l.d	PROPN
ajfa-14455	519	10	.	.	PROPN
ajfa-14455	519	11	(	(	PUNCT
ajfa-14455	519	12	2001	2001	NUM
ajfa-14455	519	13	)	)	PUNCT
ajfa-14455	519	14	.	.	PUNCT
ajfa-14455	520	1	measures	measure	NOUN
ajfa-14455	520	2	of	of	ADP
ajfa-14455	520	3	the	the	DET
ajfa-14455	520	4	riskiness	riskiness	NOUN
ajfa-14455	520	5	of	of	ADP
ajfa-14455	520	6	banking	banking	NOUN
ajfa-14455	520	7	organizations	organization	NOUN
ajfa-14455	520	8	:	:	PUNCT
ajfa-14455	520	9	subordinated	subordinated	ADJ
ajfa-14455	520	10	debt	debt	NOUN
ajfa-14455	520	11	-	-	PUNCT
ajfa-14455	520	12	yields	yield	NOUN
ajfa-14455	520	13	,	,	PUNCT
ajfa-14455	520	14	risk	risk	NOUN
ajfa-14455	520	15	-	-	PUNCT
ajfa-14455	520	16	based	base	VERB
ajfa-14455	520	17	capital	capital	NOUN
ajfa-14455	520	18	and	and	CCONJ
ajfa-14455	520	19	examination	examination	NOUN
ajfa-14455	520	20	ratings	rating	NOUN
ajfa-14455	520	21	.	.	PUNCT
ajfa-14455	521	1	federal	federal	PROPN
ajfa-14455	521	2	reserve	reserve	PROPN
ajfa-14455	521	3	bank	bank	PROPN
ajfa-14455	521	4	of	of	ADP
ajfa-14455	521	5	atlanta	atlanta	PROPN
ajfa-14455	521	6	working	working	PROPN
ajfa-14455	521	7	paper	paper	NOUN
ajfa-14455	521	8	2001	2001	NUM
ajfa-14455	521	9	-	-	SYM
ajfa-14455	521	10	25	25	NUM
ajfa-14455	521	11	.	.	PUNCT
ajfa-14455	522	1	evans	evans	PROPN
ajfa-14455	522	2	,	,	PUNCT
ajfa-14455	522	3	o.	o.	PROPN
ajfa-14455	522	4	,	,	PUNCT
ajfa-14455	522	5	leone	leone	NOUN
ajfa-14455	522	6	,	,	PUNCT
ajfa-14455	522	7	a.m.	a.m.	ADV
ajfa-14455	522	8	,	,	PUNCT
ajfa-14455	522	9	gill	gill	NOUN
ajfa-14455	522	10	,	,	PUNCT
ajfa-14455	522	11	m.	m.	NOUN
ajfa-14455	522	12	,	,	PUNCT
ajfa-14455	522	13	&	&	CCONJ
ajfa-14455	522	14	hilbers	hilber	NOUN
ajfa-14455	522	15	,	,	PUNCT
ajfa-14455	522	16	p.	p.	NOUN
ajfa-14455	522	17	(	(	PUNCT
ajfa-14455	522	18	2000	2000	NUM
ajfa-14455	522	19	)	)	PUNCT
ajfa-14455	522	20	.	.	PUNCT
ajfa-14455	523	1	macroprudential	macroprudential	ADJ
ajfa-14455	523	2	indicators	indicator	NOUN
ajfa-14455	523	3	of	of	ADP
ajfa-14455	523	4	financial	financial	ADJ
ajfa-14455	523	5	system	system	NOUN
ajfa-14455	523	6	soundness	soundness	NOUN
ajfa-14455	523	7	.	.	PUNCT
ajfa-14455	524	1	international	international	ADJ
ajfa-14455	524	2	monetary	monetary	ADJ
ajfa-14455	524	3	fund	fund	PROPN
ajfa-14455	524	4	.	.	PUNCT
ajfa-14455	525	1	washington	washington	PROPN
ajfa-14455	525	2	dc	dc	PROPN
ajfa-14455	525	3	.	.	PUNCT
ajfa-14455	525	4	field	field	PROPN
ajfa-14455	525	5	,	,	PUNCT
ajfa-14455	525	6	a.	a.	NOUN
ajfa-14455	525	7	(	(	PUNCT
ajfa-14455	525	8	2005	2005	NUM
ajfa-14455	525	9	)	)	PUNCT
ajfa-14455	525	10	.	.	PUNCT
ajfa-14455	526	1	discovering	discover	VERB
ajfa-14455	526	2	statistics	statistic	NOUN
ajfa-14455	526	3	using	use	VERB
ajfa-14455	526	4	spss	spss	PROPN
ajfa-14455	526	5	(	(	PUNCT
ajfa-14455	526	6	2nd	2nd	ADJ
ajfa-14455	526	7	ed	ed	NOUN
ajfa-14455	526	8	.	.	PUNCT
ajfa-14455	526	9	)	)	PUNCT
ajfa-14455	527	1	london	london	PROPN
ajfa-14455	527	2	:	:	PUNCT
ajfa-14455	527	3	sage	sage	NOUN
ajfa-14455	527	4	publications	publication	NOUN
ajfa-14455	527	5	.	.	PUNCT
ajfa-14455	528	1	firdmuc	firdmuc	PROPN
ajfa-14455	528	2	,	,	PUNCT
ajfa-14455	528	3	j.	j.	PROPN
ajfa-14455	528	4	,	,	PUNCT
ajfa-14455	528	5	&	&	CCONJ
ajfa-14455	528	6	süβ	süβ	PROPN
ajfa-14455	528	7	,	,	PUNCT
ajfa-14455	528	8	p.j	p.j	PROPN
ajfa-14455	528	9	.	.	PROPN
ajfa-14455	528	10	(	(	PUNCT
ajfa-14455	528	11	2009	2009	NUM
ajfa-14455	528	12	)	)	PUNCT
ajfa-14455	528	13	.	.	PUNCT
ajfa-14455	529	1	the	the	DET
ajfa-14455	529	2	outbreak	outbreak	NOUN
ajfa-14455	529	3	of	of	ADP
ajfa-14455	529	4	the	the	DET
ajfa-14455	529	5	russian	russian	ADJ
ajfa-14455	529	6	banking	banking	NOUN
ajfa-14455	529	7	crisis	crisis	NOUN
ajfa-14455	529	8	:	:	PUNCT
ajfa-14455	529	9	what	what	PRON
ajfa-14455	529	10	a	a	DET
ajfa-14455	529	11	surprise	surprise	NOUN
ajfa-14455	529	12	.	.	PUNCT
ajfa-14455	530	1	munich	munich	PROPN
ajfa-14455	530	2	discussion	discussion	PROPN
ajfa-14455	530	3	paper	paper	PROPN
ajfa-14455	530	4	no	no	NOUN
ajfa-14455	530	5	.	.	PUNCT
ajfa-14455	530	6	2009	2009	NUM
ajfa-14455	530	7	-	-	SYM
ajfa-14455	530	8	16	16	NUM
ajfa-14455	530	9	.	.	PUNCT
ajfa-14455	530	10	floro	floro	PROPN
ajfa-14455	530	11	.	.	PUNCT
ajfa-14455	531	1	(	(	PUNCT
ajfa-14455	531	2	2010	2010	NUM
ajfa-14455	531	3	)	)	PUNCT
ajfa-14455	531	4	.	.	PUNCT
ajfa-14455	532	1	loan	loan	NOUN
ajfa-14455	532	2	loss	loss	NOUN
ajfa-14455	532	3	provisioning	provisioning	NOUN
ajfa-14455	532	4	and	and	CCONJ
ajfa-14455	532	5	the	the	DET
ajfa-14455	532	6	business	business	NOUN
ajfa-14455	532	7	cycle	cycle	NOUN
ajfa-14455	532	8	:	:	PUNCT
ajfa-14455	532	9	does	do	VERB
ajfa-14455	532	10	capital	capital	NOUN
ajfa-14455	532	11	matter	matter	NOUN
ajfa-14455	532	12	?	?	PUNCT
ajfa-14455	533	1	evidence	evidence	NOUN
ajfa-14455	533	2	from	from	ADP
ajfa-14455	533	3	philippine	philippine	ADJ
ajfa-14455	533	4	banks	bank	NOUN
ajfa-14455	533	5	.	.	PUNCT
ajfa-14455	534	1	bank	bank	PROPN
ajfa-14455	534	2	of	of	ADP
ajfa-14455	534	3	international	international	ADJ
ajfa-14455	534	4	settlements	settlement	NOUN
ajfa-14455	534	5	.	.	PUNCT
ajfa-14455	535	1	retrieved	retrieve	VERB
ajfa-14455	535	2	from	from	ADP
ajfa-14455	535	3	http://www.bis.org	http://www.bis.org	PROPN
ajfa-14455	535	4	.	.	PUNCT
ajfa-14455	536	1	foos	foo	NOUN
ajfa-14455	536	2	,	,	PUNCT
ajfa-14455	536	3	d.	d.	PROPN
ajfa-14455	536	4	,	,	PUNCT
ajfa-14455	536	5	norden	norden	PROPN
ajfa-14455	536	6	,	,	PUNCT
ajfa-14455	536	7	l.	l.	PROPN
ajfa-14455	536	8	,	,	PUNCT
ajfa-14455	536	9	weber	weber	PROPN
ajfa-14455	536	10	,	,	PUNCT
ajfa-14455	536	11	m.	m.	NOUN
ajfa-14455	536	12	,	,	PUNCT
ajfa-14455	536	13	(	(	PUNCT
ajfa-14455	536	14	2010	2010	NUM
ajfa-14455	536	15	)	)	PUNCT
ajfa-14455	536	16	,	,	PUNCT
ajfa-14455	536	17	loan	loan	NOUN
ajfa-14455	536	18	growth	growth	NOUN
ajfa-14455	536	19	and	and	CCONJ
ajfa-14455	536	20	riskiness	riskiness	NOUN
ajfa-14455	536	21	of	of	ADP
ajfa-14455	536	22	banks	bank	NOUN
ajfa-14455	536	23	,	,	PUNCT
ajfa-14455	536	24	journal	journal	NOUN
ajfa-14455	536	25	of	of	ADP
ajfa-14455	536	26	banking	banking	NOUN
ajfa-14455	536	27	and	and	CCONJ
ajfa-14455	536	28	finance	finance	NOUN
ajfa-14455	536	29	,	,	PUNCT
ajfa-14455	536	30	34	34	NUM
ajfa-14455	536	31	,	,	PUNCT
ajfa-14455	536	32	2929	2929	NUM
ajfa-14455	536	33	-	-	SYM
ajfa-14455	536	34	2940	2940	NUM
ajfa-14455	536	35	,	,	PUNCT
ajfa-14455	536	36	https://doi.org/10.1016/j.jbankfin.2010.06.007	https://doi.org/10.1016/j.jbankfin.2010.06.007	ADJ
ajfa-14455	536	37	gamra	gamra	NOUN
ajfa-14455	536	38	,	,	PUNCT
ajfa-14455	536	39	s.b	s.b	PROPN
ajfa-14455	536	40	.	.	PROPN
ajfa-14455	536	41	,	,	PUNCT
ajfa-14455	536	42	&	&	CCONJ
ajfa-14455	536	43	plihon	plihon	PROPN
ajfa-14455	536	44	,	,	PUNCT
ajfa-14455	536	45	d.	d.	PROPN
ajfa-14455	536	46	(	(	PUNCT
ajfa-14455	536	47	2011	2011	NUM
ajfa-14455	536	48	)	)	PUNCT
ajfa-14455	536	49	.	.	PUNCT
ajfa-14455	537	1	revenue	revenue	NOUN
ajfa-14455	537	2	diversification	diversification	NOUN
ajfa-14455	537	3	in	in	ADP
ajfa-14455	537	4	emerging	emerge	VERB
ajfa-14455	537	5	market	market	NOUN
ajfa-14455	537	6	banks	bank	NOUN
ajfa-14455	537	7	:	:	PUNCT
ajfa-14455	537	8	asian	asian	ADJ
ajfa-14455	537	9	journal	journal	NOUN
ajfa-14455	537	10	of	of	ADP
ajfa-14455	537	11	finance	finance	PROPN
ajfa-14455	537	12	&	&	CCONJ
ajfa-14455	537	13	accounting	accounting	PROPN
ajfa-14455	537	14	issn	issn	PROPN
ajfa-14455	537	15	1946	1946	NUM
ajfa-14455	537	16	-	-	PUNCT
ajfa-14455	537	17	052x	052x	PROPN
ajfa-14455	537	18	2019	2019	NUM
ajfa-14455	537	19	,	,	PUNCT
ajfa-14455	537	20	vol	vol	NOUN
ajfa-14455	537	21	.	.	PROPN
ajfa-14455	537	22	11	11	NUM
ajfa-14455	537	23	,	,	PUNCT
ajfa-14455	537	24	no	no	INTJ
ajfa-14455	537	25	.	.	NOUN
ajfa-14455	537	26	1	1	NUM
ajfa-14455	537	27	136	136	NUM
ajfa-14455	537	28	ajfa.macrothink.org	ajfa.macrothink.org	ADJ
ajfa-14455	537	29	implications	implication	NOUN
ajfa-14455	537	30	for	for	ADP
ajfa-14455	537	31	financial	financial	ADJ
ajfa-14455	537	32	performance	performance	NOUN
ajfa-14455	537	33	.	.	PUNCT
ajfa-14455	538	1	quantitative	quantitative	ADJ
ajfa-14455	538	2	finance	finance	NOUN
ajfa-14455	538	3	papers	paper	NOUN
ajfa-14455	538	4	,	,	PUNCT
ajfa-14455	538	5	https://arxiv.org/abs/1107.0170v1	https://arxiv.org/abs/1107.0170v1	PROPN
ajfa-14455	538	6	gasbarro	gasbarro	PROPN
ajfa-14455	538	7	,	,	PUNCT
ajfa-14455	538	8	d.	d.	PROPN
ajfa-14455	538	9	,	,	PUNCT
ajfa-14455	538	10	sadguna	sadguna	PROPN
ajfa-14455	538	11	,	,	PUNCT
ajfa-14455	538	12	i.g.m	i.g.m	PROPN
ajfa-14455	538	13	.	.	PROPN
ajfa-14455	538	14	,	,	PUNCT
ajfa-14455	538	15	&	&	CCONJ
ajfa-14455	538	16	zumwalt	zumwalt	PROPN
ajfa-14455	538	17	,	,	PUNCT
ajfa-14455	538	18	j.k	j.k	PROPN
ajfa-14455	538	19	(	(	PUNCT
ajfa-14455	538	20	2002	2002	NUM
ajfa-14455	538	21	)	)	PUNCT
ajfa-14455	538	22	.	.	PUNCT
ajfa-14455	539	1	the	the	DET
ajfa-14455	539	2	changing	change	VERB
ajfa-14455	539	3	relationship	relationship	NOUN
ajfa-14455	539	4	between	between	ADP
ajfa-14455	539	5	camel	camel	NOUN
ajfa-14455	539	6	ratings	rating	NOUN
ajfa-14455	539	7	and	and	CCONJ
ajfa-14455	539	8	bank	bank	NOUN
ajfa-14455	539	9	soundness	soundness	NOUN
ajfa-14455	539	10	during	during	ADP
ajfa-14455	539	11	the	the	DET
ajfa-14455	539	12	indonesian	indonesian	ADJ
ajfa-14455	539	13	banking	banking	NOUN
ajfa-14455	539	14	crisis	crisis	NOUN
ajfa-14455	539	15	.	.	PUNCT
ajfa-14455	540	1	review	review	NOUN
ajfa-14455	540	2	of	of	ADP
ajfa-14455	540	3	quantitative	quantitative	ADJ
ajfa-14455	540	4	finance	finance	NOUN
ajfa-14455	540	5	and	and	CCONJ
ajfa-14455	540	6	accounting	accounting	NOUN
ajfa-14455	540	7	,	,	PUNCT
ajfa-14455	540	8	19	19	NUM
ajfa-14455	540	9	(	(	PUNCT
ajfa-14455	540	10	2002	2002	NUM
ajfa-14455	540	11	)	)	PUNCT
ajfa-14455	540	12	,	,	PUNCT
ajfa-14455	540	13	247	247	NUM
ajfa-14455	540	14	-	-	SYM
ajfa-14455	540	15	260	260	NUM
ajfa-14455	540	16	,	,	PUNCT
ajfa-14455	540	17	https://doi.org/10.1023/a:1020724907031	https://doi.org/10.1023/a:1020724907031	NOUN
ajfa-14455	540	18	gaytan	gaytan	ADJ
ajfa-14455	540	19	,	,	PUNCT
ajfa-14455	540	20	a.	a.	PROPN
ajfa-14455	540	21	,	,	PUNCT
ajfa-14455	540	22	&	&	CCONJ
ajfa-14455	540	23	johnson	johnson	PROPN
ajfa-14455	540	24	,	,	PUNCT
ajfa-14455	540	25	c.a	c.a	PROPN
ajfa-14455	540	26	.	.	PROPN
ajfa-14455	540	27	(	(	PUNCT
ajfa-14455	540	28	2002	2002	NUM
ajfa-14455	540	29	)	)	PUNCT
ajfa-14455	540	30	.	.	PUNCT
ajfa-14455	541	1	a	a	DET
ajfa-14455	541	2	review	review	NOUN
ajfa-14455	541	3	of	of	ADP
ajfa-14455	541	4	the	the	DET
ajfa-14455	541	5	literature	literature	NOUN
ajfa-14455	541	6	on	on	ADP
ajfa-14455	541	7	early	early	ADJ
ajfa-14455	541	8	warning	warning	NOUN
ajfa-14455	541	9	systems	system	NOUN
ajfa-14455	541	10	for	for	ADP
ajfa-14455	541	11	banking	banking	NOUN
ajfa-14455	541	12	crises	crisis	NOUN
ajfa-14455	541	13	.	.	PUNCT
ajfa-14455	542	1	central	central	ADJ
ajfa-14455	542	2	bank	bank	PROPN
ajfa-14455	542	3	of	of	ADP
ajfa-14455	542	4	chile	chile	PROPN
ajfa-14455	542	5	,	,	PUNCT
ajfa-14455	542	6	working	work	VERB
ajfa-14455	542	7	paper	paper	NOUN
ajfa-14455	542	8	number	number	NOUN
ajfa-14455	542	9	183	183	NUM
ajfa-14455	542	10	.	.	PUNCT
ajfa-14455	543	1	gersl	gersl	PROPN
ajfa-14455	543	2	,	,	PUNCT
ajfa-14455	543	3	a.	a.	NOUN
ajfa-14455	543	4	,	,	PUNCT
ajfa-14455	543	5	&	&	CCONJ
ajfa-14455	543	6	hermanek	hermanek	ADV
ajfa-14455	543	7	,	,	PUNCT
ajfa-14455	543	8	j.	j.	PROPN
ajfa-14455	543	9	(	(	PUNCT
ajfa-14455	543	10	2006	2006	NUM
ajfa-14455	543	11	)	)	PUNCT
ajfa-14455	543	12	.	.	PUNCT
ajfa-14455	544	1	financial	financial	ADJ
ajfa-14455	544	2	stability	stability	NOUN
ajfa-14455	544	3	indicators	indicator	NOUN
ajfa-14455	544	4	:	:	PUNCT
ajfa-14455	544	5	advantage	advantage	NOUN
ajfa-14455	544	6	and	and	CCONJ
ajfa-14455	544	7	disadvantages	disadvantage	NOUN
ajfa-14455	544	8	of	of	ADP
ajfa-14455	544	9	their	their	PRON
ajfa-14455	544	10	use	use	NOUN
ajfa-14455	544	11	in	in	ADP
ajfa-14455	544	12	the	the	DET
ajfa-14455	544	13	assessment	assessment	NOUN
ajfa-14455	544	14	of	of	ADP
ajfa-14455	544	15	financial	financial	ADJ
ajfa-14455	544	16	system	system	NOUN
ajfa-14455	544	17	stability	stability	NOUN
ajfa-14455	544	18	.	.	PUNCT
ajfa-14455	545	1	cnb	cnb	PROPN
ajfa-14455	545	2	financial	financial	PROPN
ajfa-14455	545	3	stability	stability	PROPN
ajfa-14455	545	4	report	report	VERB
ajfa-14455	545	5	2006	2006	NUM
ajfa-14455	545	6	.	.	PUNCT
ajfa-14455	546	1	czech	czech	PROPN
ajfa-14455	546	2	national	national	PROPN
ajfa-14455	546	3	bank	bank	PROPN
ajfa-14455	546	4	,	,	PUNCT
ajfa-14455	546	5	research	research	NOUN
ajfa-14455	546	6	department	department	PROPN
ajfa-14455	546	7	.	.	PUNCT
ajfa-14455	547	1	ghosh	ghosh	PROPN
ajfa-14455	547	2	,	,	PUNCT
ajfa-14455	547	3	j.	j.	PROPN
ajfa-14455	547	4	(	(	PUNCT
ajfa-14455	547	5	2005	2005	NUM
ajfa-14455	547	6	)	)	PUNCT
ajfa-14455	547	7	.	.	PUNCT
ajfa-14455	548	1	the	the	DET
ajfa-14455	548	2	economic	economic	ADJ
ajfa-14455	548	3	and	and	CCONJ
ajfa-14455	548	4	social	social	ADJ
ajfa-14455	548	5	effects	effect	NOUN
ajfa-14455	548	6	of	of	ADP
ajfa-14455	548	7	financial	financial	ADJ
ajfa-14455	548	8	liberalization	liberalization	NOUN
ajfa-14455	548	9	:	:	PUNCT
ajfa-14455	548	10	a	a	DET
ajfa-14455	548	11	primer	primer	NOUN
ajfa-14455	548	12	for	for	ADP
ajfa-14455	548	13	developing	develop	VERB
ajfa-14455	548	14	countries	country	NOUN
ajfa-14455	548	15	.	.	PUNCT
ajfa-14455	549	1	desa	desa	NOUN
ajfa-14455	549	2	working	working	PROPN
ajfa-14455	549	3	paper	paper	NOUN
ajfa-14455	549	4	no.4	no.4	PROPN
ajfa-14455	549	5	.	.	PUNCT
ajfa-14455	550	1	glezakos	glezakos	ADJ
ajfa-14455	550	2	,	,	PUNCT
ajfa-14455	550	3	m.	m.	NOUN
ajfa-14455	550	4	,	,	PUNCT
ajfa-14455	550	5	mylonakis	mylonakis	PROPN
ajfa-14455	550	6	,	,	PUNCT
ajfa-14455	550	7	j.	j.	PROPN
ajfa-14455	550	8	,	,	PUNCT
ajfa-14455	550	9	&	&	CCONJ
ajfa-14455	550	10	oikonomou	oikonomou	PROPN
ajfa-14455	550	11	,	,	PUNCT
ajfa-14455	550	12	k.	k.	PROPN
ajfa-14455	550	13	(	(	PUNCT
ajfa-14455	550	14	2010	2010	NUM
ajfa-14455	550	15	)	)	PUNCT
ajfa-14455	550	16	.	.	PUNCT
ajfa-14455	551	1	an	an	DET
ajfa-14455	551	2	empirical	empirical	ADJ
ajfa-14455	551	3	research	research	NOUN
ajfa-14455	551	4	on	on	ADP
ajfa-14455	551	5	early	early	ADJ
ajfa-14455	551	6	bankruptcy	bankruptcy	NOUN
ajfa-14455	551	7	forecasting	forecasting	NOUN
ajfa-14455	551	8	models	model	NOUN
ajfa-14455	551	9	:	:	PUNCT
ajfa-14455	551	10	does	do	AUX
ajfa-14455	551	11	logit	logit	VERB
ajfa-14455	551	12	analysis	analysis	NOUN
ajfa-14455	551	13	enhance	enhance	NOUN
ajfa-14455	551	14	business	business	NOUN
ajfa-14455	551	15	failure	failure	NOUN
ajfa-14455	551	16	predictability	predictability	NOUN
ajfa-14455	551	17	?	?	PUNCT
ajfa-14455	552	1	european	european	ADJ
ajfa-14455	552	2	journal	journal	PROPN
ajfa-14455	552	3	of	of	ADP
ajfa-14455	552	4	finance	finance	NOUN
ajfa-14455	552	5	and	and	CCONJ
ajfa-14455	552	6	banking	banking	NOUN
ajfa-14455	552	7	research	research	NOUN
ajfa-14455	552	8	,	,	PUNCT
ajfa-14455	552	9	3(3	3(3	NUM
ajfa-14455	552	10	)	)	PUNCT
ajfa-14455	552	11	,	,	PUNCT
ajfa-14455	552	12	1	1	NUM
ajfa-14455	552	13	-	-	SYM
ajfa-14455	552	14	15	15	NUM
ajfa-14455	552	15	.	.	PUNCT
ajfa-14455	553	1	gonzalez	gonzalez	PROPN
ajfa-14455	553	2	-	-	PUNCT
ajfa-14455	553	3	hermosillo	hermosillo	PROPN
ajfa-14455	553	4	,	,	PUNCT
ajfa-14455	553	5	b.	b.	PROPN
ajfa-14455	553	6	(	(	PUNCT
ajfa-14455	553	7	1999	1999	NUM
ajfa-14455	553	8	)	)	PUNCT
ajfa-14455	553	9	.	.	PUNCT
ajfa-14455	554	1	determinants	determinant	NOUN
ajfa-14455	554	2	of	of	ADP
ajfa-14455	554	3	ex	ex	PROPN
ajfa-14455	554	4	-	-	ADJ
ajfa-14455	554	5	ante	ante	ADJ
ajfa-14455	554	6	banking	banking	NOUN
ajfa-14455	554	7	system	system	NOUN
ajfa-14455	554	8	distress	distress	NOUN
ajfa-14455	554	9	:	:	PUNCT
ajfa-14455	554	10	a	a	DET
ajfa-14455	554	11	macromicro	macromicro	NOUN
ajfa-14455	554	12	empirical	empirical	ADJ
ajfa-14455	554	13	exploration	exploration	NOUN
ajfa-14455	554	14	of	of	ADP
ajfa-14455	554	15	some	some	DET
ajfa-14455	554	16	recent	recent	ADJ
ajfa-14455	554	17	episodes	episode	NOUN
ajfa-14455	554	18	.	.	PUNCT
ajfa-14455	555	1	international	international	ADJ
ajfa-14455	555	2	monetary	monetary	ADJ
ajfa-14455	555	3	fund	fund	PROPN
ajfa-14455	555	4	working	working	PROPN
ajfa-14455	555	5	paper	paper	NOUN
ajfa-14455	555	6	,	,	PUNCT
ajfa-14455	555	7	wp/99/33	wp/99/33	PROPN
ajfa-14455	555	8	.	.	PUNCT
ajfa-14455	556	1	gonzalez	gonzalez	PROPN
ajfa-14455	556	2	-	-	PUNCT
ajfa-14455	556	3	paramo	paramo	PROPN
ajfa-14455	556	4	,	,	PUNCT
ajfa-14455	556	5	j.m	j.m	PROPN
ajfa-14455	556	6	.	.	PROPN
ajfa-14455	556	7	(	(	PUNCT
ajfa-14455	556	8	2011	2011	NUM
ajfa-14455	556	9	)	)	PUNCT
ajfa-14455	556	10	.	.	PUNCT
ajfa-14455	557	1	risk	risk	NOUN
ajfa-14455	557	2	,	,	PUNCT
ajfa-14455	557	3	return	return	NOUN
ajfa-14455	557	4	,	,	PUNCT
ajfa-14455	557	5	resilience	resilience	NOUN
ajfa-14455	557	6	:	:	PUNCT
ajfa-14455	557	7	the	the	DET
ajfa-14455	557	8	future	future	ADJ
ajfa-14455	557	9	financial	financial	ADJ
ajfa-14455	557	10	system	system	NOUN
ajfa-14455	557	11	.	.	PUNCT
ajfa-14455	557	12	presented	present	VERB
ajfa-14455	557	13	at	at	ADP
ajfa-14455	557	14	the	the	DET
ajfa-14455	557	15	3rd	3rd	ADJ
ajfa-14455	557	16	annual	annual	ADJ
ajfa-14455	557	17	risk	risk	NOUN
ajfa-14455	557	18	and	and	CCONJ
ajfa-14455	557	19	return	return	VERB
ajfa-14455	557	20	russian	russian	ADJ
ajfa-14455	557	21	conference	conference	NOUN
ajfa-14455	557	22	,	,	PUNCT
ajfa-14455	557	23	moscow	moscow	PROPN
ajfa-14455	557	24	.	.	PUNCT
ajfa-14455	558	1	gross	gross	PROPN
ajfa-14455	558	2	,	,	PUNCT
ajfa-14455	558	3	r.	r.	PROPN
ajfa-14455	558	4	,	,	PUNCT
ajfa-14455	558	5	vesala	vesala	NOUN
ajfa-14455	558	6	,	,	PUNCT
ajfa-14455	558	7	j.	j.	PROPN
ajfa-14455	558	8	,	,	PUNCT
ajfa-14455	558	9	&	&	CCONJ
ajfa-14455	558	10	vulpes	vulpe	NOUN
ajfa-14455	558	11	,	,	PUNCT
ajfa-14455	558	12	g.	g.	PROPN
ajfa-14455	558	13	(	(	PUNCT
ajfa-14455	558	14	2004	2004	NUM
ajfa-14455	558	15	)	)	PUNCT
ajfa-14455	558	16	.	.	PUNCT
ajfa-14455	559	1	market	market	NOUN
ajfa-14455	559	2	indicators	indicator	NOUN
ajfa-14455	559	3	,	,	PUNCT
ajfa-14455	559	4	bank	bank	NOUN
ajfa-14455	559	5	fragility	fragility	NOUN
ajfa-14455	559	6	,	,	PUNCT
ajfa-14455	559	7	and	and	CCONJ
ajfa-14455	559	8	indirect	indirect	ADJ
ajfa-14455	559	9	market	market	NOUN
ajfa-14455	559	10	discipline	discipline	NOUN
ajfa-14455	559	11	.	.	PUNCT
ajfa-14455	560	1	federal	federal	PROPN
ajfa-14455	560	2	reserve	reserve	PROPN
ajfa-14455	560	3	bank	bank	PROPN
ajfa-14455	560	4	of	of	ADP
ajfa-14455	560	5	new	new	PROPN
ajfa-14455	560	6	york	york	PROPN
ajfa-14455	560	7	economic	economic	ADJ
ajfa-14455	560	8	policy	policy	NOUN
ajfa-14455	560	9	review	review	NOUN
ajfa-14455	560	10	.	.	PUNCT
ajfa-14455	561	1	gropp	gropp	PROPN
ajfa-14455	561	2	,	,	PUNCT
ajfa-14455	561	3	r.	r.	PROPN
ajfa-14455	561	4	,	,	PUNCT
ajfa-14455	561	5	vesala	vesala	NOUN
ajfa-14455	561	6	,	,	PUNCT
ajfa-14455	561	7	j.	j.	PROPN
ajfa-14455	561	8	,	,	PUNCT
ajfa-14455	561	9	&	&	CCONJ
ajfa-14455	561	10	vulpes	vulpe	NOUN
ajfa-14455	561	11	,	,	PUNCT
ajfa-14455	561	12	g.	g.	PROPN
ajfa-14455	561	13	(	(	PUNCT
ajfa-14455	561	14	2006	2006	NUM
ajfa-14455	561	15	)	)	PUNCT
ajfa-14455	561	16	.	.	PUNCT
ajfa-14455	562	1	equity	equity	NOUN
ajfa-14455	562	2	and	and	CCONJ
ajfa-14455	562	3	bond	bond	NOUN
ajfa-14455	562	4	market	market	NOUN
ajfa-14455	562	5	signals	signal	NOUN
ajfa-14455	562	6	as	as	ADP
ajfa-14455	562	7	leading	lead	VERB
ajfa-14455	562	8	indicators	indicator	NOUN
ajfa-14455	562	9	of	of	ADP
ajfa-14455	562	10	bank	bank	NOUN
ajfa-14455	562	11	fragility	fragility	NOUN
ajfa-14455	562	12	.	.	PUNCT
ajfa-14455	563	1	journal	journal	NOUN
ajfa-14455	563	2	of	of	ADP
ajfa-14455	563	3	money	money	NOUN
ajfa-14455	563	4	,	,	PUNCT
ajfa-14455	563	5	credit	credit	NOUN
ajfa-14455	563	6	and	and	CCONJ
ajfa-14455	563	7	banking	banking	NOUN
ajfa-14455	563	8	,	,	PUNCT
ajfa-14455	563	9	38	38	NUM
ajfa-14455	563	10	(	(	PUNCT
ajfa-14455	563	11	2	2	NUM
ajfa-14455	563	12	)	)	PUNCT
ajfa-14455	563	13	,	,	PUNCT
ajfa-14455	563	14	399428	399428	NUM
ajfa-14455	563	15	,	,	PUNCT
ajfa-14455	563	16	https://www.jstor.org/stable/3839126	https://www.jstor.org/stable/3839126	VERB
ajfa-14455	563	17	gujarati	gujarati	PROPN
ajfa-14455	563	18	,	,	PUNCT
ajfa-14455	563	19	d.n	d.n	PROPN
ajfa-14455	563	20	.	.	PROPN
ajfa-14455	563	21	(	(	PUNCT
ajfa-14455	563	22	1995	1995	NUM
ajfa-14455	563	23	)	)	PUNCT
ajfa-14455	563	24	.	.	PUNCT
ajfa-14455	564	1	basic	basic	ADJ
ajfa-14455	564	2	econometrics	econometric	NOUN
ajfa-14455	564	3	(	(	PUNCT
ajfa-14455	564	4	3rd	3rd	ADJ
ajfa-14455	564	5	ed	ed	NOUN
ajfa-14455	564	6	.	.	PUNCT
ajfa-14455	564	7	)	)	PUNCT
ajfa-14455	564	8	.	.	PUNCT
ajfa-14455	565	1	new	new	PROPN
ajfa-14455	565	2	york	york	PROPN
ajfa-14455	565	3	:	:	PUNCT
ajfa-14455	565	4	mcgraw	mcgraw	PROPN
ajfa-14455	565	5	-	-	PUNCT
ajfa-14455	565	6	hill	hill	NOUN
ajfa-14455	565	7	.	.	PUNCT
ajfa-14455	566	1	hanschel	hanschel	PROPN
ajfa-14455	566	2	,	,	PUNCT
ajfa-14455	566	3	e.	e.	PROPN
ajfa-14455	566	4	,	,	PUNCT
ajfa-14455	566	5	&	&	CCONJ
ajfa-14455	566	6	monnin	monnin	ADJ
ajfa-14455	566	7	,	,	PUNCT
ajfa-14455	566	8	p.	p.	NOUN
ajfa-14455	566	9	(	(	PUNCT
ajfa-14455	566	10	2005	2005	NUM
ajfa-14455	566	11	)	)	PUNCT
ajfa-14455	566	12	.	.	PUNCT
ajfa-14455	567	1	measuring	measure	VERB
ajfa-14455	567	2	and	and	CCONJ
ajfa-14455	567	3	forecasting	forecast	VERB
ajfa-14455	567	4	stress	stress	NOUN
ajfa-14455	567	5	in	in	ADP
ajfa-14455	567	6	the	the	DET
ajfa-14455	567	7	banking	banking	NOUN
ajfa-14455	567	8	sector	sector	NOUN
ajfa-14455	567	9	:	:	PUNCT
ajfa-14455	567	10	evidence	evidence	NOUN
ajfa-14455	567	11	from	from	ADP
ajfa-14455	567	12	switzerland	switzerland	PROPN
ajfa-14455	567	13	.	.	PUNCT
ajfa-14455	568	1	the	the	DET
ajfa-14455	568	2	bank	bank	PROPN
ajfa-14455	568	3	of	of	ADP
ajfa-14455	568	4	international	international	ADJ
ajfa-14455	568	5	settlements	settlement	NOUN
ajfa-14455	568	6	paper	paper	NOUN
ajfa-14455	568	7	22	22	NUM
ajfa-14455	568	8	.	.	PUNCT
ajfa-14455	568	9	retrieved	retrieve	VERB
ajfa-14455	568	10	from	from	ADP
ajfa-14455	568	11	http://www.bis.org	http://www.bis.org	PROPN
ajfa-14455	568	12	.	.	PUNCT
ajfa-14455	569	1	hanosek	hanosek	PROPN
ajfa-14455	569	2	,	,	PUNCT
ajfa-14455	569	3	j.	j.	PROPN
ajfa-14455	569	4	,	,	PUNCT
ajfa-14455	569	5	kocenda	kocenda	PROPN
ajfa-14455	569	6	,	,	PUNCT
ajfa-14455	569	7	e.	e.	PROPN
ajfa-14455	569	8	,	,	PUNCT
ajfa-14455	569	9	&	&	CCONJ
ajfa-14455	569	10	ondko	ondko	PROPN
ajfa-14455	569	11	,	,	PUNCT
ajfa-14455	569	12	p.	p.	NOUN
ajfa-14455	569	13	(	(	PUNCT
ajfa-14455	569	14	2007	2007	NUM
ajfa-14455	569	15	)	)	PUNCT
ajfa-14455	569	16	.	.	PUNCT
ajfa-14455	570	1	the	the	DET
ajfa-14455	570	2	banking	banking	NOUN
ajfa-14455	570	3	sector	sector	NOUN
ajfa-14455	570	4	in	in	ADP
ajfa-14455	570	5	new	new	PROPN
ajfa-14455	570	6	eu	eu	PROPN
ajfa-14455	570	7	member	member	NOUN
ajfa-14455	570	8	countries	country	NOUN
ajfa-14455	570	9	:	:	PUNCT
ajfa-14455	570	10	a	a	DET
ajfa-14455	570	11	sectoral	sectoral	ADJ
ajfa-14455	570	12	financial	financial	ADJ
ajfa-14455	570	13	flows	flow	NOUN
ajfa-14455	570	14	analysis	analysis	NOUN
ajfa-14455	570	15	,	,	PUNCT
ajfa-14455	570	16	czech	czech	ADJ
ajfa-14455	570	17	journal	journal	NOUN
ajfa-14455	570	18	of	of	ADP
ajfa-14455	570	19	economics	economic	NOUN
ajfa-14455	570	20	and	and	CCONJ
ajfa-14455	570	21	finance	finance	NOUN
ajfa-14455	570	22	,	,	PUNCT
ajfa-14455	570	23	57	57	NUM
ajfa-14455	570	24	(	(	PUNCT
ajfa-14455	570	25	5	5	NUM
ajfa-14455	570	26	-	-	SYM
ajfa-14455	570	27	6	6	NUM
ajfa-14455	570	28	)	)	PUNCT
ajfa-14455	570	29	,	,	PUNCT
ajfa-14455	570	30	200224	200224	NUM
ajfa-14455	570	31	.	.	PUNCT
ajfa-14455	571	1	hoggarth	hoggarth	PROPN
ajfa-14455	571	2	,	,	PUNCT
ajfa-14455	571	3	g.	g.	PROPN
ajfa-14455	571	4	&	&	CCONJ
ajfa-14455	571	5	reis	reis	PROPN
ajfa-14455	571	6	,	,	PUNCT
ajfa-14455	571	7	r.	r.	PROPN
ajfa-14455	571	8	,	,	PUNCT
ajfa-14455	571	9	&	&	CCONJ
ajfa-14455	571	10	saporta	saporta	PROPN
ajfa-14455	571	11	,	,	PUNCT
ajfa-14455	571	12	v.	v.	PROPN
ajfa-14455	571	13	(	(	PUNCT
ajfa-14455	571	14	2002	2002	NUM
ajfa-14455	571	15	)	)	PUNCT
ajfa-14455	571	16	.	.	PUNCT
ajfa-14455	572	1	costs	cost	NOUN
ajfa-14455	572	2	of	of	ADP
ajfa-14455	572	3	banking	banking	NOUN
ajfa-14455	572	4	system	system	NOUN
ajfa-14455	572	5	instability	instability	NOUN
ajfa-14455	572	6	:	:	PUNCT
ajfa-14455	572	7	some	some	DET
ajfa-14455	572	8	empirical	empirical	ADJ
ajfa-14455	572	9	evidence	evidence	NOUN
ajfa-14455	572	10	.	.	PUNCT
ajfa-14455	573	1	journal	journal	NOUN
ajfa-14455	573	2	of	of	ADP
ajfa-14455	573	3	banking	banking	NOUN
ajfa-14455	573	4	&	&	CCONJ
ajfa-14455	573	5	finance	finance	PROPN
ajfa-14455	573	6	,	,	PUNCT
ajfa-14455	573	7	26(5	26(5	NUM
ajfa-14455	573	8	)	)	PUNCT
ajfa-14455	573	9	,	,	PUNCT
ajfa-14455	573	10	825	825	NUM
ajfa-14455	573	11	-	-	SYM
ajfa-14455	573	12	855	855	NUM
ajfa-14455	573	13	,	,	PUNCT
ajfa-14455	573	14	https://doi.org/10.1016/s0378-4266(01)00268-0	https://doi.org/10.1016/s0378-4266(01)00268-0	X
ajfa-14455	573	15	asian	asian	PROPN
ajfa-14455	573	16	journal	journal	PROPN
ajfa-14455	573	17	of	of	ADP
ajfa-14455	573	18	finance	finance	PROPN
ajfa-14455	573	19	&	&	CCONJ
ajfa-14455	573	20	accounting	accounting	PROPN
ajfa-14455	573	21	issn	issn	PROPN
ajfa-14455	573	22	1946	1946	NUM
ajfa-14455	573	23	-	-	PUNCT
ajfa-14455	573	24	052x	052x	PROPN
ajfa-14455	573	25	2019	2019	NUM
ajfa-14455	573	26	,	,	PUNCT
ajfa-14455	573	27	vol	vol	NOUN
ajfa-14455	573	28	.	.	PROPN
ajfa-14455	573	29	11	11	NUM
ajfa-14455	573	30	,	,	PUNCT
ajfa-14455	573	31	no	no	INTJ
ajfa-14455	573	32	.	.	NOUN
ajfa-14455	573	33	1	1	NUM
ajfa-14455	573	34	137	137	NUM
ajfa-14455	573	35	ajfa.macrothink.org	ajfa.macrothink.org	ADJ
ajfa-14455	573	36	illing	illing	NOUN
ajfa-14455	573	37	,	,	PUNCT
ajfa-14455	573	38	m.	m.	NOUN
ajfa-14455	573	39	,	,	PUNCT
ajfa-14455	573	40	&	&	CCONJ
ajfa-14455	573	41	ying	ying	PROPN
ajfa-14455	573	42	,	,	PUNCT
ajfa-14455	573	43	l.	l.	PROPN
ajfa-14455	573	44	(	(	PUNCT
ajfa-14455	573	45	2003	2003	NUM
ajfa-14455	573	46	)	)	PUNCT
ajfa-14455	573	47	.	.	PUNCT
ajfa-14455	574	1	an	an	DET
ajfa-14455	574	2	index	index	NOUN
ajfa-14455	574	3	of	of	ADP
ajfa-14455	574	4	financial	financial	ADJ
ajfa-14455	574	5	stress	stress	NOUN
ajfa-14455	574	6	for	for	ADP
ajfa-14455	574	7	canada	canada	PROPN
ajfa-14455	574	8	.	.	PUNCT
ajfa-14455	575	1	working	work	VERB
ajfa-14455	575	2	papers	paper	NOUN
ajfa-14455	575	3	03	03	NUM
ajfa-14455	575	4	-	-	SYM
ajfa-14455	575	5	14	14	NUM
ajfa-14455	575	6	,	,	PUNCT
ajfa-14455	575	7	bank	bank	NOUN
ajfa-14455	575	8	of	of	ADP
ajfa-14455	575	9	canada	canada	PROPN
ajfa-14455	575	10	.	.	PUNCT
ajfa-14455	576	1	international	international	ADJ
ajfa-14455	576	2	monetary	monetary	ADJ
ajfa-14455	576	3	fund	fund	NOUN
ajfa-14455	576	4	.	.	PUNCT
ajfa-14455	577	1	(	(	PUNCT
ajfa-14455	577	2	2011	2011	NUM
ajfa-14455	577	3	)	)	PUNCT
ajfa-14455	577	4	.	.	PUNCT
ajfa-14455	578	1	global	global	ADJ
ajfa-14455	578	2	financial	financial	ADJ
ajfa-14455	578	3	stability	stability	NOUN
ajfa-14455	578	4	report	report	NOUN
ajfa-14455	578	5	.	.	PUNCT
ajfa-14455	579	1	retrieved	retrieve	VERB
ajfa-14455	579	2	from	from	ADP
ajfa-14455	579	3	www.imf.org	www.imf.org	PROPN
ajfa-14455	579	4	.	.	PUNCT
ajfa-14455	580	1	jagtiani	jagtiani	PROPN
ajfa-14455	580	2	,	,	PUNCT
ajfa-14455	580	3	j.a	j.a	PROPN
ajfa-14455	580	4	.	.	PROPN
ajfa-14455	580	5	,	,	PUNCT
ajfa-14455	580	6	kolari	kolari	PROPN
ajfa-14455	580	7	,	,	PUNCT
ajfa-14455	580	8	j.w	j.w	PROPN
ajfa-14455	580	9	.	.	PROPN
ajfa-14455	580	10	&	&	CCONJ
ajfa-14455	580	11	lemieux	lemieux	PROPN
ajfa-14455	580	12	,	,	PUNCT
ajfa-14455	580	13	c.m	c.m	PROPN
ajfa-14455	580	14	.	.	PROPN
ajfa-14455	580	15	,	,	PUNCT
ajfa-14455	580	16	&	&	CCONJ
ajfa-14455	580	17	shin	shin	PROPN
ajfa-14455	580	18	,	,	PUNCT
ajfa-14455	580	19	g.h	g.h	PROPN
ajfa-14455	580	20	.	.	PROPN
ajfa-14455	580	21	(	(	PUNCT
ajfa-14455	580	22	2000	2000	NUM
ajfa-14455	580	23	)	)	PUNCT
ajfa-14455	580	24	.	.	PUNCT
ajfa-14455	581	1	predicting	predict	VERB
ajfa-14455	581	2	inadequate	inadequate	ADJ
ajfa-14455	581	3	capitalization	capitalization	NOUN
ajfa-14455	581	4	:	:	PUNCT
ajfa-14455	581	5	early	early	ADJ
ajfa-14455	581	6	warning	warning	NOUN
ajfa-14455	581	7	system	system	NOUN
ajfa-14455	581	8	for	for	ADP
ajfa-14455	581	9	banking	banking	NOUN
ajfa-14455	581	10	supervision	supervision	NOUN
ajfa-14455	581	11	.	.	PUNCT
ajfa-14455	582	1	federal	federal	PROPN
ajfa-14455	582	2	reserve	reserve	PROPN
ajfa-14455	582	3	bank	bank	PROPN
ajfa-14455	582	4	of	of	ADP
ajfa-14455	582	5	chicago	chicago	PROPN
ajfa-14455	582	6	,	,	PUNCT
ajfa-14455	582	7	emerging	emerge	VERB
ajfa-14455	582	8	issues	issue	NOUN
ajfa-14455	582	9	series	series	NOUN
ajfa-14455	582	10	.	.	PUNCT
ajfa-14455	583	1	jimenez	jimenez	PROPN
ajfa-14455	583	2	,	,	PUNCT
ajfa-14455	583	3	gabriel	gabriel	PROPN
ajfa-14455	583	4	and	and	CCONJ
ajfa-14455	583	5	jesus	jesus	PROPN
ajfa-14455	583	6	saurina	saurina	PROPN
ajfa-14455	583	7	.	.	PUNCT
ajfa-14455	584	1	(	(	PUNCT
ajfa-14455	584	2	2005	2005	NUM
ajfa-14455	584	3	)	)	PUNCT
ajfa-14455	584	4	.	.	PUNCT
ajfa-14455	585	1	credit	credit	NOUN
ajfa-14455	585	2	cycles	cycle	NOUN
ajfa-14455	585	3	,	,	PUNCT
ajfa-14455	585	4	credit	credit	NOUN
ajfa-14455	585	5	risk	risk	NOUN
ajfa-14455	585	6	and	and	CCONJ
ajfa-14455	585	7	prudential	prudential	ADJ
ajfa-14455	585	8	regulation	regulation	NOUN
ajfa-14455	585	9	.	.	PUNCT
ajfa-14455	586	1	banco	banco	PROPN
ajfa-14455	586	2	de	de	PROPN
ajfa-14455	586	3	espana	espana	PROPN
ajfa-14455	586	4	working	working	PROPN
ajfa-14455	586	5	paper	paper	PROPN
ajfa-14455	586	6	531	531	NUM
ajfa-14455	586	7	.	.	PUNCT
ajfa-14455	587	1	jin	jin	NOUN
ajfa-14455	587	2	,	,	PUNCT
ajfa-14455	587	3	j.y	j.y	PROPN
ajfa-14455	587	4	.	.	PROPN
ajfa-14455	587	5	,	,	PUNCT
ajfa-14455	587	6	kanagaretnam	kanagaretnam	PROPN
ajfa-14455	587	7	,	,	PUNCT
ajfa-14455	587	8	k.	k.	PROPN
ajfa-14455	587	9	,	,	PUNCT
ajfa-14455	587	10	&	&	CCONJ
ajfa-14455	587	11	lobo	lobo	PROPN
ajfa-14455	587	12	,	,	PUNCT
ajfa-14455	587	13	g.j	g.j	PROPN
ajfa-14455	587	14	.	.	PROPN
ajfa-14455	587	15	(	(	PUNCT
ajfa-14455	587	16	2011	2011	NUM
ajfa-14455	587	17	)	)	PUNCT
ajfa-14455	587	18	.	.	PUNCT
ajfa-14455	588	1	ability	ability	NOUN
ajfa-14455	588	2	of	of	ADP
ajfa-14455	588	3	accounting	accounting	NOUN
ajfa-14455	588	4	and	and	CCONJ
ajfa-14455	588	5	audit	audit	NOUN
ajfa-14455	588	6	quality	quality	NOUN
ajfa-14455	588	7	variables	variable	NOUN
ajfa-14455	588	8	to	to	PART
ajfa-14455	588	9	predict	predict	VERB
ajfa-14455	588	10	bank	bank	NOUN
ajfa-14455	588	11	failure	failure	NOUN
ajfa-14455	588	12	during	during	ADP
ajfa-14455	588	13	the	the	DET
ajfa-14455	588	14	financial	financial	ADJ
ajfa-14455	588	15	crisis	crisis	NOUN
ajfa-14455	588	16	.	.	PUNCT
ajfa-14455	589	1	journal	journal	NOUN
ajfa-14455	589	2	of	of	ADP
ajfa-14455	589	3	banking	banking	NOUN
ajfa-14455	589	4	&	&	CCONJ
ajfa-14455	589	5	finance	finance	PROPN
ajfa-14455	589	6	,	,	PUNCT
ajfa-14455	589	7	35	35	NUM
ajfa-14455	589	8	(	(	PUNCT
ajfa-14455	589	9	2011	2011	NUM
ajfa-14455	589	10	)	)	PUNCT
ajfa-14455	589	11	,	,	PUNCT
ajfa-14455	589	12	2811	2811	NUM
ajfa-14455	589	13	-	-	SYM
ajfa-14455	589	14	2819	2819	NUM
ajfa-14455	589	15	,	,	PUNCT
ajfa-14455	589	16	https://doi.org/10.1016/j.jbankfin.2011.03.005	https://doi.org/10.1016/j.jbankfin.2011.03.005	PROPN
ajfa-14455	589	17	.	.	PUNCT
ajfa-14455	590	1	jordan	jordan	PROPN
ajfa-14455	590	2	,	,	PUNCT
ajfa-14455	590	3	d.j	d.j	PROPN
ajfa-14455	590	4	.	.	PROPN
ajfa-14455	590	5	,	,	PUNCT
ajfa-14455	590	6	douglas	douglas	PROPN
ajfa-14455	590	7	,	,	PUNCT
ajfa-14455	590	8	r.	r.	PROPN
ajfa-14455	590	9	,	,	PUNCT
ajfa-14455	590	10	sanchez	sanchez	PROPN
ajfa-14455	590	11	,	,	PUNCT
ajfa-14455	590	12	j.	j.	PROPN
ajfa-14455	590	13	walker	walker	PROPN
ajfa-14455	590	14	,	,	PUNCT
ajfa-14455	590	15	c.	c.	PROPN
ajfa-14455	590	16	,	,	PUNCT
ajfa-14455	590	17	&	&	CCONJ
ajfa-14455	590	18	wort	wort	NOUN
ajfa-14455	590	19	,	,	PUNCT
ajfa-14455	590	20	d.h	d.h	PROPN
ajfa-14455	590	21	.	.	PROPN
ajfa-14455	590	22	(	(	PUNCT
ajfa-14455	590	23	2010	2010	NUM
ajfa-14455	590	24	)	)	PUNCT
ajfa-14455	590	25	.	.	PUNCT
ajfa-14455	591	1	predicting	predict	VERB
ajfa-14455	591	2	bank	bank	NOUN
ajfa-14455	591	3	failures	failure	NOUN
ajfa-14455	591	4	:	:	PUNCT
ajfa-14455	591	5	evidence	evidence	NOUN
ajfa-14455	591	6	from	from	ADP
ajfa-14455	591	7	2007	2007	NUM
ajfa-14455	591	8	to	to	ADP
ajfa-14455	591	9	2010	2010	NUM
ajfa-14455	591	10	.	.	PUNCT
ajfa-14455	592	1	ssrn	ssrn	PROPN
ajfa-14455	592	2	working	work	VERB
ajfa-14455	592	3	paper	paper	NOUN
ajfa-14455	592	4	.	.	PUNCT
ajfa-14455	593	1	karacabey	karacabey	PROPN
ajfa-14455	593	2	,	,	PUNCT
ajfa-14455	593	3	a.a	a.a	PROPN
ajfa-14455	593	4	.	.	PROPN
ajfa-14455	593	5	(	(	PUNCT
ajfa-14455	593	6	2007	2007	NUM
ajfa-14455	593	7	)	)	PUNCT
ajfa-14455	593	8	.	.	PUNCT
ajfa-14455	594	1	bank	bank	NOUN
ajfa-14455	594	2	failure	failure	NOUN
ajfa-14455	594	3	prediction	prediction	NOUN
ajfa-14455	594	4	using	use	VERB
ajfa-14455	594	5	modified	modify	VERB
ajfa-14455	594	6	minimum	minimum	ADJ
ajfa-14455	594	7	deviation	deviation	NOUN
ajfa-14455	594	8	method	method	NOUN
ajfa-14455	594	9	.	.	PUNCT
ajfa-14455	595	1	international	international	ADJ
ajfa-14455	595	2	research	research	PROPN
ajfa-14455	595	3	journal	journal	NOUN
ajfa-14455	595	4	of	of	ADP
ajfa-14455	595	5	finance	finance	NOUN
ajfa-14455	595	6	and	and	CCONJ
ajfa-14455	595	7	economics	economic	NOUN
ajfa-14455	595	8	,	,	PUNCT
ajfa-14455	595	9	12	12	NUM
ajfa-14455	595	10	(	(	PUNCT
ajfa-14455	595	11	2007	2007	NUM
ajfa-14455	595	12	)	)	PUNCT
ajfa-14455	595	13	,	,	PUNCT
ajfa-14455	595	14	147	147	NUM
ajfa-14455	595	15	-	-	SYM
ajfa-14455	595	16	159	159	NUM
ajfa-14455	595	17	.	.	PUNCT
ajfa-14455	596	1	karim	karim	PROPN
ajfa-14455	596	2	,	,	PUNCT
ajfa-14455	596	3	m.z.a	m.z.a	PROPN
ajfa-14455	596	4	.	.	PROPN
ajfa-14455	596	5	,	,	PUNCT
ajfa-14455	596	6	chan	chan	PROPN
ajfa-14455	596	7	,	,	PUNCT
ajfa-14455	596	8	s.g	s.g	PROPN
ajfa-14455	596	9	.	.	PROPN
ajfa-14455	596	10	,	,	PUNCT
ajfa-14455	596	11	&	&	CCONJ
ajfa-14455	596	12	hassan	hassan	PROPN
ajfa-14455	596	13	,	,	PUNCT
ajfa-14455	596	14	s.	s.	PROPN
ajfa-14455	596	15	(	(	PUNCT
ajfa-14455	596	16	2010	2010	NUM
ajfa-14455	596	17	)	)	PUNCT
ajfa-14455	596	18	.	.	PUNCT
ajfa-14455	597	1	bank	bank	NOUN
ajfa-14455	597	2	efficiency	efficiency	NOUN
ajfa-14455	597	3	and	and	CCONJ
ajfa-14455	597	4	non	non	ADJ
ajfa-14455	597	5	-	-	ADJ
ajfa-14455	597	6	performing	performing	ADJ
ajfa-14455	597	7	loans	loan	NOUN
ajfa-14455	597	8	:	:	PUNCT
ajfa-14455	597	9	evidence	evidence	NOUN
ajfa-14455	597	10	from	from	ADP
ajfa-14455	597	11	malaysia	malaysia	PROPN
ajfa-14455	597	12	and	and	CCONJ
ajfa-14455	597	13	singapore	singapore	PROPN
ajfa-14455	597	14	.	.	PUNCT
ajfa-14455	598	1	prague	prague	PROPN
ajfa-14455	598	2	economic	economic	ADJ
ajfa-14455	598	3	papers	paper	NOUN
ajfa-14455	598	4	.	.	PUNCT
ajfa-14455	599	1	retrieved	retrieve	VERB
ajfa-14455	599	2	from	from	ADP
ajfa-14455	599	3	http://www.vse.cz	http://www.vse.cz	PROPN
ajfa-14455	599	4	.	.	PUNCT
ajfa-14455	600	1	kaufman	kaufman	PROPN
ajfa-14455	600	2	,	,	PUNCT
ajfa-14455	600	3	g.g	g.g	PROPN
ajfa-14455	600	4	.	.	PUNCT
ajfa-14455	600	5	(	(	PUNCT
ajfa-14455	600	6	2009	2009	NUM
ajfa-14455	600	7	)	)	PUNCT
ajfa-14455	600	8	.	.	PUNCT
ajfa-14455	601	1	bank	bank	NOUN
ajfa-14455	601	2	failures	failure	NOUN
ajfa-14455	601	3	,	,	PUNCT
ajfa-14455	601	4	systemic	systemic	ADJ
ajfa-14455	601	5	risk	risk	NOUN
ajfa-14455	601	6	and	and	CCONJ
ajfa-14455	601	7	bank	bank	NOUN
ajfa-14455	601	8	regulation	regulation	NOUN
ajfa-14455	601	9	.	.	PUNCT
ajfa-14455	602	1	cato	cato	PROPN
ajfa-14455	602	2	journal	journal	PROPN
ajfa-14455	602	3	,	,	PUNCT
ajfa-14455	602	4	16(1	16(1	NUM
ajfa-14455	602	5	)	)	PUNCT
ajfa-14455	602	6	,	,	PUNCT
ajfa-14455	602	7	17	17	NUM
ajfa-14455	602	8	-	-	SYM
ajfa-14455	602	9	29	29	NUM
ajfa-14455	602	10	.	.	PUNCT
ajfa-14455	603	1	keasey	keasey	ADJ
ajfa-14455	603	2	,	,	PUNCT
ajfa-14455	603	3	k.	k.	PROPN
ajfa-14455	603	4	,	,	PUNCT
ajfa-14455	603	5	&	&	CCONJ
ajfa-14455	603	6	watson	watson	PROPN
ajfa-14455	603	7	,	,	PUNCT
ajfa-14455	603	8	r.	r.	PROPN
ajfa-14455	603	9	(	(	PUNCT
ajfa-14455	603	10	1991	1991	NUM
ajfa-14455	603	11	)	)	PUNCT
ajfa-14455	603	12	.	.	PUNCT
ajfa-14455	604	1	financial	financial	ADJ
ajfa-14455	604	2	distress	distress	NOUN
ajfa-14455	604	3	prediction	prediction	NOUN
ajfa-14455	604	4	models	model	NOUN
ajfa-14455	604	5	:	:	PUNCT
ajfa-14455	604	6	a	a	DET
ajfa-14455	604	7	review	review	NOUN
ajfa-14455	604	8	of	of	ADP
ajfa-14455	604	9	their	their	PRON
ajfa-14455	604	10	usefulness	usefulness	NOUN
ajfa-14455	604	11	.	.	PUNCT
ajfa-14455	605	1	british	british	ADJ
ajfa-14455	605	2	journal	journal	PROPN
ajfa-14455	605	3	of	of	ADP
ajfa-14455	605	4	management	management	NOUN
ajfa-14455	605	5	,	,	PUNCT
ajfa-14455	605	6	2	2	NUM
ajfa-14455	605	7	,	,	PUNCT
ajfa-14455	605	8	89	89	NUM
ajfa-14455	605	9	-	-	SYM
ajfa-14455	605	10	102	102	NUM
ajfa-14455	605	11	,	,	PUNCT
ajfa-14455	605	12	https://doi.org/10.1111/j.14678551.1991.tb00019.x	https://doi.org/10.1111/j.14678551.1991.tb00019.x	PROPN
ajfa-14455	605	13	king	king	PROPN
ajfa-14455	605	14	,	,	PUNCT
ajfa-14455	605	15	r.g	r.g	PROPN
ajfa-14455	605	16	.	.	PROPN
ajfa-14455	605	17	,	,	PUNCT
ajfa-14455	605	18	&	&	CCONJ
ajfa-14455	605	19	levine	levine	PROPN
ajfa-14455	605	20	,	,	PUNCT
ajfa-14455	605	21	r.	r.	PROPN
ajfa-14455	605	22	(	(	PUNCT
ajfa-14455	605	23	1993	1993	NUM
ajfa-14455	605	24	)	)	PUNCT
ajfa-14455	605	25	.	.	PUNCT
ajfa-14455	606	1	finance	finance	NOUN
ajfa-14455	606	2	and	and	CCONJ
ajfa-14455	606	3	growth	growth	NOUN
ajfa-14455	606	4	:	:	PUNCT
ajfa-14455	606	5	schumpeter	schumpeter	NOUN
ajfa-14455	606	6	might	might	AUX
ajfa-14455	606	7	be	be	AUX
ajfa-14455	606	8	right	right	ADJ
ajfa-14455	606	9	.	.	PUNCT
ajfa-14455	607	1	quarterly	quarterly	ADJ
ajfa-14455	607	2	journal	journal	NOUN
ajfa-14455	607	3	of	of	ADP
ajfa-14455	607	4	economics	economic	NOUN
ajfa-14455	607	5	,	,	PUNCT
ajfa-14455	607	6	108	108	NUM
ajfa-14455	607	7	(	(	PUNCT
ajfa-14455	607	8	3	3	NUM
ajfa-14455	607	9	)	)	PUNCT
ajfa-14455	607	10	,	,	PUNCT
ajfa-14455	607	11	717	717	NUM
ajfa-14455	607	12	-	-	SYM
ajfa-14455	607	13	737	737	NUM
ajfa-14455	607	14	,	,	PUNCT
ajfa-14455	607	15	https://doi.org/10.2307/2118406	https://doi.org/10.2307/2118406	PROPN
ajfa-14455	607	16	.	.	PUNCT
ajfa-14455	608	1	laitinen	laitinen	PROPN
ajfa-14455	608	2	,	,	PUNCT
ajfa-14455	608	3	t.	t.	PROPN
ajfa-14455	608	4	,	,	PUNCT
ajfa-14455	608	5	&	&	CCONJ
ajfa-14455	608	6	kankaanpää	kankaanpää	PROPN
ajfa-14455	608	7	,	,	PUNCT
ajfa-14455	608	8	m.	m.	NOUN
ajfa-14455	608	9	(	(	PUNCT
ajfa-14455	608	10	1999	1999	NUM
ajfa-14455	608	11	)	)	PUNCT
ajfa-14455	608	12	.	.	PUNCT
ajfa-14455	609	1	comparative	comparative	ADJ
ajfa-14455	609	2	analysis	analysis	NOUN
ajfa-14455	609	3	of	of	ADP
ajfa-14455	609	4	failure	failure	NOUN
ajfa-14455	609	5	prediction	prediction	NOUN
ajfa-14455	609	6	methods	method	NOUN
ajfa-14455	609	7	:	:	PUNCT
ajfa-14455	609	8	the	the	DET
ajfa-14455	609	9	finnish	finnish	ADJ
ajfa-14455	609	10	case	case	NOUN
ajfa-14455	609	11	.	.	PUNCT
ajfa-14455	610	1	the	the	DET
ajfa-14455	610	2	european	european	PROPN
ajfa-14455	610	3	accounting	accounting	PROPN
ajfa-14455	610	4	review	review	PROPN
ajfa-14455	610	5	,	,	PUNCT
ajfa-14455	610	6	8(1	8(1	NOUN
ajfa-14455	610	7	)	)	PUNCT
ajfa-14455	610	8	,	,	PUNCT
ajfa-14455	610	9	67	67	NUM
ajfa-14455	610	10	-	-	SYM
ajfa-14455	610	11	92	92	NUM
ajfa-14455	610	12	,	,	PUNCT
ajfa-14455	610	13	https://doi.org/10.1080/096381899336159	https://doi.org/10.1080/096381899336159	NOUN
ajfa-14455	610	14	lane	lane	NOUN
ajfa-14455	610	15	.	.	PUNCT
ajfa-14455	611	1	w.r	w.r	PROPN
ajfa-14455	611	2	.	.	PROPN
ajfa-14455	611	3	,	,	PUNCT
ajfa-14455	611	4	looney	looney	PROPN
ajfa-14455	611	5	,	,	PUNCT
ajfa-14455	611	6	s.w	s.w	PROPN
ajfa-14455	611	7	.	.	PROPN
ajfa-14455	611	8	,	,	PUNCT
ajfa-14455	611	9	&	&	CCONJ
ajfa-14455	611	10	wansley	wansley	PROPN
ajfa-14455	611	11	,	,	PUNCT
ajfa-14455	611	12	j.w	j.w	PROPN
ajfa-14455	611	13	.	.	PROPN
ajfa-14455	611	14	(	(	PUNCT
ajfa-14455	611	15	1986	1986	NUM
ajfa-14455	611	16	)	)	PUNCT
ajfa-14455	611	17	.	.	PUNCT
ajfa-14455	612	1	an	an	DET
ajfa-14455	612	2	application	application	NOUN
ajfa-14455	612	3	of	of	ADP
ajfa-14455	612	4	the	the	DET
ajfa-14455	612	5	cox	cox	PROPN
ajfa-14455	612	6	proportional	proportional	PROPN
ajfa-14455	612	7	hazards	hazard	NOUN
ajfa-14455	612	8	model	model	NOUN
ajfa-14455	612	9	to	to	ADP
ajfa-14455	612	10	bank	bank	NOUN
ajfa-14455	612	11	failure	failure	NOUN
ajfa-14455	612	12	.	.	PUNCT
ajfa-14455	613	1	journal	journal	NOUN
ajfa-14455	613	2	of	of	ADP
ajfa-14455	613	3	banking	banking	NOUN
ajfa-14455	613	4	&	&	CCONJ
ajfa-14455	613	5	finance	finance	PROPN
ajfa-14455	613	6	,	,	PUNCT
ajfa-14455	613	7	10	10	NUM
ajfa-14455	613	8	(	(	PUNCT
ajfa-14455	613	9	4	4	NUM
ajfa-14455	613	10	)	)	PUNCT
ajfa-14455	613	11	,	,	PUNCT
ajfa-14455	613	12	511	511	NUM
ajfa-14455	613	13	-	-	SYM
ajfa-14455	613	14	531	531	NUM
ajfa-14455	613	15	,	,	PUNCT
ajfa-14455	613	16	https://doi.org/10.1016/s0378-4266(86)80003-6	https://doi.org/10.1016/s0378-4266(86)80003-6	PROPN
ajfa-14455	613	17	levine	levine	PROPN
ajfa-14455	613	18	,	,	PUNCT
ajfa-14455	613	19	r.	r.	PROPN
ajfa-14455	613	20	(	(	PUNCT
ajfa-14455	613	21	2005	2005	NUM
ajfa-14455	613	22	)	)	PUNCT
ajfa-14455	613	23	.	.	PUNCT
ajfa-14455	614	1	finance	finance	NOUN
ajfa-14455	614	2	and	and	CCONJ
ajfa-14455	614	3	growth	growth	NOUN
ajfa-14455	614	4	:	:	PUNCT
ajfa-14455	614	5	theory	theory	NOUN
ajfa-14455	614	6	and	and	CCONJ
ajfa-14455	614	7	evidence	evidence	NOUN
ajfa-14455	614	8	.	.	PUNCT
ajfa-14455	615	1	in	in	ADP
ajfa-14455	615	2	philippine	philippine	ADJ
ajfa-14455	615	3	aghion	aghion	NOUN
ajfa-14455	615	4	and	and	CCONJ
ajfa-14455	615	5	steven	steven	PROPN
ajfa-14455	615	6	durlauf	durlauf	PROPN
ajfa-14455	615	7	(	(	PUNCT
ajfa-14455	615	8	ed	ed	NOUN
ajfa-14455	615	9	.	.	PUNCT
ajfa-14455	615	10	)	)	PUNCT
ajfa-14455	615	11	.	.	PUNCT
ajfa-14455	616	1	handbook	handbook	NOUN
ajfa-14455	616	2	of	of	ADP
ajfa-14455	616	3	economic	economic	ADJ
ajfa-14455	616	4	growth	growth	NOUN
ajfa-14455	616	5	.	.	PUNCT
ajfa-14455	617	1	the	the	DET
ajfa-14455	617	2	netherlands	netherlands	PROPN
ajfa-14455	617	3	:	:	PUNCT
ajfa-14455	617	4	elsevier	elsevier	PROPN
ajfa-14455	617	5	science	science	PROPN
ajfa-14455	617	6	.	.	PUNCT
ajfa-14455	618	1	levine	levine	PROPN
ajfa-14455	618	2	,	,	PUNCT
ajfa-14455	618	3	r.	r.	PROPN
ajfa-14455	618	4	,	,	PUNCT
ajfa-14455	618	5	&	&	CCONJ
ajfa-14455	618	6	zevros	zevros	PROPN
ajfa-14455	618	7	,	,	PUNCT
ajfa-14455	618	8	s.	s.	PROPN
ajfa-14455	618	9	(	(	PUNCT
ajfa-14455	618	10	1998	1998	NUM
ajfa-14455	618	11	)	)	PUNCT
ajfa-14455	618	12	.	.	PUNCT
ajfa-14455	619	1	stock	stock	NOUN
ajfa-14455	619	2	markets	market	NOUN
ajfa-14455	619	3	,	,	PUNCT
ajfa-14455	619	4	banks	bank	NOUN
ajfa-14455	619	5	,	,	PUNCT
ajfa-14455	619	6	and	and	CCONJ
ajfa-14455	619	7	economic	economic	ADJ
ajfa-14455	619	8	growth	growth	NOUN
ajfa-14455	619	9	.	.	PUNCT
ajfa-14455	620	1	the	the	DET
ajfa-14455	620	2	american	american	PROPN
ajfa-14455	620	3	economic	economic	PROPN
ajfa-14455	620	4	review	review	PROPN
ajfa-14455	620	5	,	,	PUNCT
ajfa-14455	620	6	88	88	NUM
ajfa-14455	620	7	(	(	PUNCT
ajfa-14455	620	8	3	3	NUM
ajfa-14455	620	9	)	)	PUNCT
ajfa-14455	620	10	,	,	PUNCT
ajfa-14455	620	11	537	537	NUM
ajfa-14455	620	12	-	-	SYM
ajfa-14455	620	13	558	558	NUM
ajfa-14455	620	14	,	,	PUNCT
ajfa-14455	620	15	https://www.jstor.org/stable/116848	https://www.jstor.org/stable/116848	NUM
ajfa-14455	620	16	asian	asian	ADJ
ajfa-14455	620	17	journal	journal	NOUN
ajfa-14455	620	18	of	of	ADP
ajfa-14455	620	19	finance	finance	PROPN
ajfa-14455	620	20	&	&	CCONJ
ajfa-14455	620	21	accounting	accounting	PROPN
ajfa-14455	620	22	issn	issn	PROPN
ajfa-14455	620	23	1946	1946	NUM
ajfa-14455	620	24	-	-	PUNCT
ajfa-14455	620	25	052x	052x	PROPN
ajfa-14455	620	26	2019	2019	NUM
ajfa-14455	620	27	,	,	PUNCT
ajfa-14455	620	28	vol	vol	NOUN
ajfa-14455	620	29	.	.	PROPN
ajfa-14455	620	30	11	11	NUM
ajfa-14455	620	31	,	,	PUNCT
ajfa-14455	620	32	no	no	INTJ
ajfa-14455	620	33	.	.	NOUN
ajfa-14455	620	34	1	1	NUM
ajfa-14455	620	35	138	138	NUM
ajfa-14455	620	36	ajfa.macrothink.org	ajfa.macrothink.org	ADJ
ajfa-14455	620	37	lev	lev	NOUN
ajfa-14455	620	38	,	,	PUNCT
ajfa-14455	620	39	b.	b.	PROPN
ajfa-14455	620	40	(	(	PUNCT
ajfa-14455	620	41	1973	1973	NUM
ajfa-14455	620	42	)	)	PUNCT
ajfa-14455	620	43	.	.	PUNCT
ajfa-14455	621	1	decomposition	decomposition	NOUN
ajfa-14455	621	2	measures	measure	NOUN
ajfa-14455	621	3	for	for	ADP
ajfa-14455	621	4	financial	financial	ADJ
ajfa-14455	621	5	analysis	analysis	NOUN
ajfa-14455	621	6	,	,	PUNCT
ajfa-14455	621	7	financial	financial	ADJ
ajfa-14455	621	8	management	management	NOUN
ajfa-14455	621	9	,	,	PUNCT
ajfa-14455	621	10	spring	spring	NOUN
ajfa-14455	621	11	(	(	PUNCT
ajfa-14455	621	12	1973	1973	NUM
ajfa-14455	621	13	)	)	PUNCT
ajfa-14455	621	14	,	,	PUNCT
ajfa-14455	621	15	36	36	NUM
ajfa-14455	621	16	-	-	SYM
ajfa-14455	621	17	63	63	NUM
ajfa-14455	621	18	,	,	PUNCT
ajfa-14455	621	19	https://doi.org/10.2307/3665101	https://doi.org/10.2307/3665101	PROPN
ajfa-14455	621	20	lindgren	lindgren	PROPN
ajfa-14455	621	21	,	,	PUNCT
ajfa-14455	621	22	c.j	c.j	PROPN
ajfa-14455	621	23	.	.	PROPN
ajfa-14455	621	24	,	,	PUNCT
ajfa-14455	621	25	garicia	garicia	PROPN
ajfa-14455	621	26	,	,	PUNCT
ajfa-14455	621	27	g.	g.	PROPN
ajfa-14455	621	28	,	,	PUNCT
ajfa-14455	621	29	&	&	CCONJ
ajfa-14455	621	30	saal	saal	PROPN
ajfa-14455	621	31	,	,	PUNCT
ajfa-14455	621	32	m.i	m.i	PROPN
ajfa-14455	621	33	.	.	PROPN
ajfa-14455	621	34	(	(	PUNCT
ajfa-14455	621	35	1996	1996	NUM
ajfa-14455	621	36	)	)	PUNCT
ajfa-14455	621	37	.	.	PUNCT
ajfa-14455	622	1	bank	bank	NOUN
ajfa-14455	622	2	soundness	soundness	NOUN
ajfa-14455	622	3	and	and	CCONJ
ajfa-14455	622	4	macroeconomic	macroeconomic	ADJ
ajfa-14455	622	5	policy	policy	NOUN
ajfa-14455	622	6	.	.	PUNCT
ajfa-14455	623	1	international	international	ADJ
ajfa-14455	623	2	monetary	monetary	ADJ
ajfa-14455	623	3	fund	fund	NOUN
ajfa-14455	623	4	.	.	PUNCT
ajfa-14455	624	1	long	long	ADV
ajfa-14455	624	2	,	,	PUNCT
ajfa-14455	624	3	s.	s.	PROPN
ajfa-14455	624	4	j.	j.	PROPN
ajfa-14455	624	5	&	&	CCONJ
ajfa-14455	624	6	freese	freese	PROPN
ajfa-14455	624	7	,	,	PUNCT
ajfa-14455	624	8	j.	j.	PROPN
ajfa-14455	624	9	(	(	PUNCT
ajfa-14455	624	10	2003	2003	NUM
ajfa-14455	624	11	)	)	PUNCT
ajfa-14455	624	12	.	.	PUNCT
ajfa-14455	625	1	regression	regression	NOUN
ajfa-14455	625	2	models	model	NOUN
ajfa-14455	625	3	for	for	ADP
ajfa-14455	625	4	categorical	categorical	ADJ
ajfa-14455	625	5	dependant	dependant	ADJ
ajfa-14455	625	6	variables	variable	NOUN
ajfa-14455	625	7	using	use	VERB
ajfa-14455	625	8	stata	stata	PROPN
ajfa-14455	625	9	.	.	PUNCT
ajfa-14455	626	1	college	college	NOUN
ajfa-14455	626	2	station	station	PROPN
ajfa-14455	626	3	,	,	PUNCT
ajfa-14455	626	4	texas	texas	PROPN
ajfa-14455	626	5	:	:	PUNCT
ajfa-14455	626	6	a	a	DET
ajfa-14455	626	7	stata	stata	NOUN
ajfa-14455	626	8	press	press	NOUN
ajfa-14455	626	9	publication	publication	NOUN
ajfa-14455	626	10	.	.	PUNCT
ajfa-14455	627	1	maddala	maddala	PROPN
ajfa-14455	627	2	,	,	PUNCT
ajfa-14455	627	3	g.s	g.s	PROPN
ajfa-14455	627	4	.	.	PROPN
ajfa-14455	627	5	,	,	PUNCT
ajfa-14455	627	6	&	&	CCONJ
ajfa-14455	627	7	lahiri	lahiri	PROPN
ajfa-14455	627	8	,	,	PUNCT
ajfa-14455	627	9	k.	k.	PROPN
ajfa-14455	627	10	(	(	PUNCT
ajfa-14455	627	11	2009	2009	NUM
ajfa-14455	627	12	)	)	PUNCT
ajfa-14455	627	13	.	.	PUNCT
ajfa-14455	628	1	introduction	introduction	NOUN
ajfa-14455	628	2	to	to	ADP
ajfa-14455	628	3	econometrics	econometric	NOUN
ajfa-14455	628	4	.	.	PUNCT
ajfa-14455	629	1	west	west	PROPN
ajfa-14455	629	2	sussex	sussex	PROPN
ajfa-14455	629	3	,	,	PUNCT
ajfa-14455	629	4	england	england	PROPN
ajfa-14455	629	5	:	:	PUNCT
ajfa-14455	629	6	john	john	PROPN
ajfa-14455	629	7	wiley	wiley	PROPN
ajfa-14455	629	8	&	&	CCONJ
ajfa-14455	629	9	sons	sons	PROPN
ajfa-14455	629	10	ltd	ltd	PROPN
ajfa-14455	629	11	.	.	PROPN
ajfa-14455	629	12	mannasoo	mannasoo	PROPN
ajfa-14455	629	13	,	,	PUNCT
ajfa-14455	629	14	k.	k.	PROPN
ajfa-14455	629	15	,	,	PUNCT
ajfa-14455	629	16	&	&	CCONJ
ajfa-14455	629	17	mayes	mayes	PROPN
ajfa-14455	629	18	,	,	PUNCT
ajfa-14455	629	19	g.d	g.d	PROPN
ajfa-14455	629	20	.	.	PROPN
ajfa-14455	629	21	(	(	PUNCT
ajfa-14455	629	22	2009	2009	NUM
ajfa-14455	629	23	)	)	PUNCT
ajfa-14455	629	24	.	.	PUNCT
ajfa-14455	630	1	explaining	explain	VERB
ajfa-14455	630	2	bank	bank	NOUN
ajfa-14455	630	3	distress	distress	NOUN
ajfa-14455	630	4	in	in	ADP
ajfa-14455	630	5	eastern	eastern	ADJ
ajfa-14455	630	6	european	european	ADJ
ajfa-14455	630	7	transition	transition	NOUN
ajfa-14455	630	8	economies	economy	NOUN
ajfa-14455	630	9	.	.	PUNCT
ajfa-14455	631	1	journal	journal	NOUN
ajfa-14455	631	2	of	of	ADP
ajfa-14455	631	3	banking	banking	NOUN
ajfa-14455	631	4	and	and	CCONJ
ajfa-14455	631	5	finance	finance	NOUN
ajfa-14455	631	6	,	,	PUNCT
ajfa-14455	631	7	33	33	NUM
ajfa-14455	631	8	(	(	PUNCT
ajfa-14455	631	9	2009	2009	NUM
ajfa-14455	631	10	)	)	PUNCT
ajfa-14455	631	11	,	,	PUNCT
ajfa-14455	631	12	244	244	NUM
ajfa-14455	631	13	-	-	SYM
ajfa-14455	631	14	253	253	NUM
ajfa-14455	631	15	,	,	PUNCT
ajfa-14455	631	16	https://doi.org/10.1016/j.jbankfin.2008.07.016	https://doi.org/10.1016/j.jbankfin.2008.07.016	PROPN
ajfa-14455	631	17	martin	martin	PROPN
ajfa-14455	631	18	,	,	PUNCT
ajfa-14455	631	19	d.	d.	PROPN
ajfa-14455	631	20	(	(	PUNCT
ajfa-14455	631	21	1977	1977	NUM
ajfa-14455	631	22	)	)	PUNCT
ajfa-14455	631	23	.	.	PUNCT
ajfa-14455	632	1	early	early	ADJ
ajfa-14455	632	2	warning	warning	NOUN
ajfa-14455	632	3	of	of	ADP
ajfa-14455	632	4	bank	bank	NOUN
ajfa-14455	632	5	failure	failure	NOUN
ajfa-14455	632	6	:	:	PUNCT
ajfa-14455	632	7	a	a	DET
ajfa-14455	632	8	logit	logit	NOUN
ajfa-14455	632	9	regression	regression	NOUN
ajfa-14455	632	10	approach	approach	NOUN
ajfa-14455	632	11	.	.	PUNCT
ajfa-14455	633	1	journal	journal	NOUN
ajfa-14455	633	2	of	of	ADP
ajfa-14455	633	3	banking	banking	NOUN
ajfa-14455	633	4	and	and	CCONJ
ajfa-14455	633	5	finance	finance	NOUN
ajfa-14455	633	6	,	,	PUNCT
ajfa-14455	633	7	1	1	NUM
ajfa-14455	633	8	,	,	PUNCT
ajfa-14455	633	9	249	249	NUM
ajfa-14455	633	10	-	-	SYM
ajfa-14455	633	11	276	276	NUM
ajfa-14455	633	12	,	,	PUNCT
ajfa-14455	633	13	https://doi.org/10.1016/0378-4266(77)90022-x	https://doi.org/10.1016/0378-4266(77)90022-x	PROPN
ajfa-14455	633	14	merton	merton	PROPN
ajfa-14455	633	15	,	,	PUNCT
ajfa-14455	633	16	r.c	r.c	PROPN
ajfa-14455	633	17	.	.	PROPN
ajfa-14455	634	1	(	(	PUNCT
ajfa-14455	634	2	1974	1974	NUM
ajfa-14455	634	3	)	)	PUNCT
ajfa-14455	634	4	.	.	PUNCT
ajfa-14455	635	1	on	on	ADP
ajfa-14455	635	2	the	the	DET
ajfa-14455	635	3	pricing	pricing	NOUN
ajfa-14455	635	4	of	of	ADP
ajfa-14455	635	5	corporate	corporate	ADJ
ajfa-14455	635	6	debt	debt	NOUN
ajfa-14455	635	7	:	:	PUNCT
ajfa-14455	635	8	the	the	DET
ajfa-14455	635	9	risk	risk	NOUN
ajfa-14455	635	10	structure	structure	NOUN
ajfa-14455	635	11	of	of	ADP
ajfa-14455	635	12	interest	interest	NOUN
ajfa-14455	635	13	rates	rate	NOUN
ajfa-14455	635	14	.	.	PUNCT
ajfa-14455	636	1	the	the	DET
ajfa-14455	636	2	journal	journal	PROPN
ajfa-14455	636	3	of	of	ADP
ajfa-14455	636	4	finance	finance	NOUN
ajfa-14455	636	5	,	,	PUNCT
ajfa-14455	636	6	29	29	NUM
ajfa-14455	636	7	(	(	PUNCT
ajfa-14455	636	8	2	2	NUM
ajfa-14455	636	9	)	)	PUNCT
ajfa-14455	636	10	,	,	PUNCT
ajfa-14455	636	11	449	449	NUM
ajfa-14455	636	12	-	-	SYM
ajfa-14455	636	13	470	470	NUM
ajfa-14455	636	14	,	,	PUNCT
ajfa-14455	636	15	https://doi.org/10.2307/2978814	https://doi.org/10.2307/2978814	X
ajfa-14455	636	16	merton	merton	NOUN
ajfa-14455	636	17	,	,	PUNCT
ajfa-14455	636	18	r.c	r.c	PROPN
ajfa-14455	636	19	.	.	PROPN
ajfa-14455	636	20	,	,	PUNCT
ajfa-14455	636	21	&	&	CCONJ
ajfa-14455	636	22	bodie	bodie	PROPN
ajfa-14455	636	23	,	,	PUNCT
ajfa-14455	636	24	z.	z.	PROPN
ajfa-14455	636	25	(	(	PUNCT
ajfa-14455	636	26	2005	2005	NUM
ajfa-14455	636	27	)	)	PUNCT
ajfa-14455	636	28	.	.	PUNCT
ajfa-14455	637	1	design	design	NOUN
ajfa-14455	637	2	of	of	ADP
ajfa-14455	637	3	financial	financial	ADJ
ajfa-14455	637	4	systems	system	NOUN
ajfa-14455	637	5	:	:	PUNCT
ajfa-14455	637	6	towards	towards	ADP
ajfa-14455	637	7	a	a	DET
ajfa-14455	637	8	synthesis	synthesis	NOUN
ajfa-14455	637	9	of	of	ADP
ajfa-14455	637	10	function	function	NOUN
ajfa-14455	637	11	and	and	CCONJ
ajfa-14455	637	12	structure	structure	NOUN
ajfa-14455	637	13	.	.	PUNCT
ajfa-14455	638	1	journal	journal	NOUN
ajfa-14455	638	2	of	of	ADP
ajfa-14455	638	3	investment	investment	NOUN
ajfa-14455	638	4	management	management	NOUN
ajfa-14455	638	5	,	,	PUNCT
ajfa-14455	638	6	3	3	NUM
ajfa-14455	638	7	(	(	PUNCT
ajfa-14455	638	8	1	1	NUM
ajfa-14455	638	9	)	)	PUNCT
ajfa-14455	638	10	,	,	PUNCT
ajfa-14455	638	11	1	1	NUM
ajfa-14455	638	12	-	-	SYM
ajfa-14455	638	13	23	23	NUM
ajfa-14455	638	14	.	.	PUNCT
ajfa-14455	639	1	meyer	meyer	PROPN
ajfa-14455	639	2	,	,	PUNCT
ajfa-14455	639	3	p.a	p.a	PROPN
ajfa-14455	639	4	.	.	PROPN
ajfa-14455	639	5	,	,	PUNCT
ajfa-14455	639	6	&	&	CCONJ
ajfa-14455	639	7	pifer	pifer	VERB
ajfa-14455	639	8	,	,	PUNCT
ajfa-14455	639	9	h.	h.	PROPN
ajfa-14455	639	10	w.	w.	PROPN
ajfa-14455	639	11	prediction	prediction	NOUN
ajfa-14455	639	12	of	of	ADP
ajfa-14455	639	13	bank	bank	NOUN
ajfa-14455	639	14	failures	failure	NOUN
ajfa-14455	639	15	.	.	PUNCT
ajfa-14455	640	1	journal	journal	NOUN
ajfa-14455	640	2	of	of	ADP
ajfa-14455	640	3	finance	finance	NOUN
ajfa-14455	640	4	,	,	PUNCT
ajfa-14455	640	5	25	25	NUM
ajfa-14455	640	6	(	(	PUNCT
ajfa-14455	640	7	4	4	NUM
ajfa-14455	640	8	)	)	PUNCT
ajfa-14455	640	9	,	,	PUNCT
ajfa-14455	640	10	853	853	NUM
ajfa-14455	640	11	-	-	SYM
ajfa-14455	640	12	868	868	NUM
ajfa-14455	640	13	.	.	PUNCT
ajfa-14455	640	14	https://doi.org/10.2307/2325421	https://doi.org/10.2307/2325421	PROPN
ajfa-14455	640	15	monin	monin	PROPN
ajfa-14455	640	16	,	,	PUNCT
ajfa-14455	640	17	p.	p.	NOUN
ajfa-14455	640	18	&	&	CCONJ
ajfa-14455	640	19	jokipii	jokipii	PROPN
ajfa-14455	640	20	,	,	PUNCT
ajfa-14455	640	21	t.	t.	PROPN
ajfa-14455	640	22	(	(	PUNCT
ajfa-14455	640	23	2010	2010	NUM
ajfa-14455	640	24	)	)	PUNCT
ajfa-14455	640	25	.	.	PUNCT
ajfa-14455	641	1	the	the	DET
ajfa-14455	641	2	impact	impact	NOUN
ajfa-14455	641	3	of	of	ADP
ajfa-14455	641	4	banking	banking	NOUN
ajfa-14455	641	5	sector	sector	NOUN
ajfa-14455	641	6	stability	stability	NOUN
ajfa-14455	641	7	on	on	ADP
ajfa-14455	641	8	the	the	DET
ajfa-14455	641	9	real	real	ADJ
ajfa-14455	641	10	economy	economy	NOUN
ajfa-14455	641	11	.	.	PUNCT
ajfa-14455	642	1	swiss	swiss	ADJ
ajfa-14455	642	2	national	national	PROPN
ajfa-14455	642	3	bank	bank	PROPN
ajfa-14455	642	4	working	work	VERB
ajfa-14455	642	5	papers	paper	NOUN
ajfa-14455	642	6	.	.	PUNCT
ajfa-14455	643	1	retrieved	retrieve	VERB
ajfa-14455	643	2	from	from	ADP
ajfa-14455	643	3	http://www.snb.ch	http://www.snb.ch	PROPN
ajfa-14455	643	4	.	.	PROPN
ajfa-14455	643	5	morck	morck	PROPN
ajfa-14455	643	6	,	,	PUNCT
ajfa-14455	643	7	r.	r.	PROPN
ajfa-14455	643	8	,	,	PUNCT
ajfa-14455	643	9	yavuz	yavuz	PROPN
ajfa-14455	643	10	,	,	PUNCT
ajfa-14455	643	11	m.d	m.d	PROPN
ajfa-14455	643	12	.	.	PROPN
ajfa-14455	643	13	,	,	PUNCT
ajfa-14455	643	14	&	&	CCONJ
ajfa-14455	643	15	yeung	yeung	PROPN
ajfa-14455	643	16	,	,	PUNCT
ajfa-14455	643	17	b.	b.	PROPN
ajfa-14455	643	18	(	(	PUNCT
ajfa-14455	643	19	2011	2011	NUM
ajfa-14455	643	20	)	)	PUNCT
ajfa-14455	643	21	.	.	PUNCT
ajfa-14455	644	1	banking	banking	NOUN
ajfa-14455	644	2	system	system	NOUN
ajfa-14455	644	3	control	control	NOUN
ajfa-14455	644	4	,	,	PUNCT
ajfa-14455	644	5	capital	capital	NOUN
ajfa-14455	644	6	allocation	allocation	NOUN
ajfa-14455	644	7	and	and	CCONJ
ajfa-14455	644	8	economy	economy	NOUN
ajfa-14455	644	9	performance	performance	NOUN
ajfa-14455	644	10	.	.	PUNCT
ajfa-14455	645	1	journal	journal	NOUN
ajfa-14455	645	2	of	of	ADP
ajfa-14455	645	3	financial	financial	ADJ
ajfa-14455	645	4	economics	economic	NOUN
ajfa-14455	645	5	,	,	PUNCT
ajfa-14455	645	6	100	100	NUM
ajfa-14455	645	7	(	(	PUNCT
ajfa-14455	645	8	2	2	NUM
ajfa-14455	645	9	)	)	PUNCT
ajfa-14455	645	10	,	,	PUNCT
ajfa-14455	645	11	264	264	NUM
ajfa-14455	645	12	-	-	SYM
ajfa-14455	645	13	283	283	NUM
ajfa-14455	645	14	,	,	PUNCT
ajfa-14455	645	15	https://doi.org/10.1016/j.jfineco.2010.12.004	https://doi.org/10.1016/j.jfineco.2010.12.004	NOUN
ajfa-14455	645	16	myers	myers	PROPN
ajfa-14455	645	17	,	,	PUNCT
ajfa-14455	645	18	s.c	s.c	PROPN
ajfa-14455	645	19	.	.	PROPN
ajfa-14455	645	20	(	(	PUNCT
ajfa-14455	645	21	1977	1977	NUM
ajfa-14455	645	22	)	)	PUNCT
ajfa-14455	645	23	.	.	PUNCT
ajfa-14455	646	1	determinants	determinant	NOUN
ajfa-14455	646	2	of	of	ADP
ajfa-14455	646	3	corporate	corporate	ADJ
ajfa-14455	646	4	borrowing	borrowing	NOUN
ajfa-14455	646	5	.	.	PUNCT
ajfa-14455	647	1	journal	journal	NOUN
ajfa-14455	647	2	of	of	ADP
ajfa-14455	647	3	financial	financial	ADJ
ajfa-14455	647	4	economics	economic	NOUN
ajfa-14455	647	5	,	,	PUNCT
ajfa-14455	647	6	5	5	NUM
ajfa-14455	647	7	(	(	PUNCT
ajfa-14455	647	8	2	2	NUM
ajfa-14455	647	9	)	)	PUNCT
ajfa-14455	647	10	,	,	PUNCT
ajfa-14455	647	11	147	147	NUM
ajfa-14455	647	12	-	-	SYM
ajfa-14455	647	13	175	175	NUM
ajfa-14455	647	14	,	,	PUNCT
ajfa-14455	647	15	https://doi.org/10.1016/0304-405x(77)90015-0	https://doi.org/10.1016/0304-405x(77)90015-0	PROPN
ajfa-14455	647	16	odom	odom	NOUN
ajfa-14455	647	17	,	,	PUNCT
ajfa-14455	647	18	m.	m.	PROPN
ajfa-14455	647	19	d.	d.	PROPN
ajfa-14455	647	20	and	and	CCONJ
ajfa-14455	647	21	r.	r.	PROPN
ajfa-14455	647	22	sharda	sharda	PROPN
ajfa-14455	647	23	.	.	PUNCT
ajfa-14455	648	1	(	(	PUNCT
ajfa-14455	648	2	1990	1990	NUM
ajfa-14455	648	3	):	):	PUNCT
ajfa-14455	648	4	a	a	DET
ajfa-14455	648	5	neural	neural	ADJ
ajfa-14455	648	6	network	network	NOUN
ajfa-14455	648	7	model	model	NOUN
ajfa-14455	648	8	for	for	ADP
ajfa-14455	648	9	bankruptcy	bankruptcy	NOUN
ajfa-14455	648	10	prediction	prediction	NOUN
ajfa-14455	648	11	.	.	PUNCT
ajfa-14455	649	1	proceedings	proceeding	NOUN
ajfa-14455	649	2	of	of	ADP
ajfa-14455	649	3	the	the	DET
ajfa-14455	649	4	international	international	ADJ
ajfa-14455	649	5	joint	joint	ADJ
ajfa-14455	649	6	conference	conference	NOUN
ajfa-14455	649	7	on	on	ADP
ajfa-14455	649	8	neural	neural	ADJ
ajfa-14455	649	9	networks	network	NOUN
ajfa-14455	649	10	ii:163	ii:163	NOUN
ajfa-14455	649	11	-	-	SYM
ajfa-14455	649	12	167	167	NUM
ajfa-14455	649	13	.	.	PUNCT
ajfa-14455	650	1	ohlson	ohlson	NOUN
ajfa-14455	650	2	,	,	PUNCT
ajfa-14455	650	3	j.a	j.a	PROPN
ajfa-14455	650	4	(	(	PUNCT
ajfa-14455	650	5	1980	1980	NUM
ajfa-14455	650	6	)	)	PUNCT
ajfa-14455	650	7	.	.	PUNCT
ajfa-14455	651	1	financial	financial	ADJ
ajfa-14455	651	2	ratios	ratio	NOUN
ajfa-14455	651	3	and	and	CCONJ
ajfa-14455	651	4	the	the	DET
ajfa-14455	651	5	probabilistic	probabilistic	ADJ
ajfa-14455	651	6	prediction	prediction	NOUN
ajfa-14455	651	7	of	of	ADP
ajfa-14455	651	8	bankruptcy	bankruptcy	NOUN
ajfa-14455	651	9	.	.	PUNCT
ajfa-14455	652	1	journal	journal	PROPN
ajfa-14455	652	2	of	of	ADP
ajfa-14455	652	3	accounting	accounting	NOUN
ajfa-14455	652	4	research	research	NOUN
ajfa-14455	652	5	,	,	PUNCT
ajfa-14455	652	6	18	18	NUM
ajfa-14455	652	7	(	(	PUNCT
ajfa-14455	652	8	1	1	NUM
ajfa-14455	652	9	)	)	PUNCT
ajfa-14455	652	10	,	,	PUNCT
ajfa-14455	652	11	109	109	NUM
ajfa-14455	652	12	-	-	SYM
ajfa-14455	652	13	131	131	NUM
ajfa-14455	652	14	,	,	PUNCT
ajfa-14455	652	15	https://doi.org/10.2307/2490395	https://doi.org/10.2307/2490395	PROPN
ajfa-14455	652	16	pettaway	pettaway	NOUN
ajfa-14455	652	17	,	,	PUNCT
ajfa-14455	652	18	r.h	r.h	PROPN
ajfa-14455	652	19	.	.	PROPN
ajfa-14455	652	20	,	,	PUNCT
ajfa-14455	652	21	&	&	CCONJ
ajfa-14455	652	22	sinkey	sinkey	PROPN
ajfa-14455	652	23	,	,	PUNCT
ajfa-14455	652	24	j.f	j.f	PROPN
ajfa-14455	652	25	.	.	PROPN
ajfa-14455	652	26	(	(	PUNCT
ajfa-14455	652	27	1980	1980	NUM
ajfa-14455	652	28	)	)	PUNCT
ajfa-14455	652	29	.	.	PUNCT
ajfa-14455	653	1	establishing	establish	VERB
ajfa-14455	653	2	on	on	ADP
ajfa-14455	653	3	-	-	PUNCT
ajfa-14455	653	4	site	site	NOUN
ajfa-14455	653	5	bank	bank	NOUN
ajfa-14455	653	6	examination	examination	NOUN
ajfa-14455	653	7	priorities	priority	NOUN
ajfa-14455	653	8	:	:	PUNCT
ajfa-14455	653	9	an	an	DET
ajfa-14455	653	10	early	early	ADJ
ajfa-14455	653	11	warning	warning	NOUN
ajfa-14455	653	12	system	system	NOUN
ajfa-14455	653	13	using	use	VERB
ajfa-14455	653	14	accounting	accounting	NOUN
ajfa-14455	653	15	and	and	CCONJ
ajfa-14455	653	16	market	market	NOUN
ajfa-14455	653	17	information	information	NOUN
ajfa-14455	653	18	.	.	PUNCT
ajfa-14455	654	1	the	the	DET
ajfa-14455	654	2	journal	journal	PROPN
ajfa-14455	654	3	of	of	ADP
ajfa-14455	654	4	finance	finance	NOUN
ajfa-14455	654	5	,	,	PUNCT
ajfa-14455	654	6	35	35	NUM
ajfa-14455	654	7	(	(	PUNCT
ajfa-14455	654	8	1	1	NUM
ajfa-14455	654	9	)	)	PUNCT
ajfa-14455	654	10	,	,	PUNCT
ajfa-14455	654	11	137	137	NUM
ajfa-14455	654	12	-	-	SYM
ajfa-14455	654	13	150	150	NUM
ajfa-14455	654	14	,	,	PUNCT
ajfa-14455	654	15	https://doi.org/10.1111/j.1540-6261.1980.tb03476.x	https://doi.org/10.1111/j.1540-6261.1980.tb03476.x	PROPN
ajfa-14455	654	16	rahman	rahman	PROPN
ajfa-14455	654	17	,	,	PUNCT
ajfa-14455	654	18	s.	s.	PROPN
ajfa-14455	654	19	,	,	PUNCT
ajfa-14455	654	20	tan	tan	PROPN
ajfa-14455	654	21	,	,	PUNCT
ajfa-14455	654	22	l.h	l.h	PROPN
ajfa-14455	654	23	.	.	PROPN
ajfa-14455	654	24	,	,	PUNCT
ajfa-14455	654	25	hew	hew	VERB
ajfa-14455	654	26	,	,	PUNCT
ajfa-14455	654	27	o.l	o.l	PROPN
ajfa-14455	654	28	.	.	PROPN
ajfa-14455	654	29	,	,	PUNCT
ajfa-14455	654	30	&	&	CCONJ
ajfa-14455	654	31	tan	tan	PROPN
ajfa-14455	654	32	,	,	PUNCT
ajfa-14455	654	33	y.s	y.s	PROPN
ajfa-14455	654	34	.	.	PROPN
ajfa-14455	654	35	(	(	PUNCT
ajfa-14455	654	36	2004	2004	NUM
ajfa-14455	654	37	)	)	PUNCT
ajfa-14455	654	38	.	.	PUNCT
ajfa-14455	655	1	identifying	identify	VERB
ajfa-14455	655	2	financial	financial	ADJ
ajfa-14455	655	3	distress	distress	NOUN
ajfa-14455	655	4	indicators	indicator	NOUN
ajfa-14455	655	5	of	of	ADP
ajfa-14455	655	6	selected	select	VERB
ajfa-14455	655	7	banks	bank	NOUN
ajfa-14455	655	8	in	in	ADP
ajfa-14455	655	9	asia	asia	PROPN
ajfa-14455	655	10	.	.	PUNCT
ajfa-14455	656	1	asian	asian	ADJ
ajfa-14455	656	2	economics	economic	NOUN
ajfa-14455	656	3	journal	journal	NOUN
ajfa-14455	656	4	,	,	PUNCT
ajfa-14455	656	5	18	18	NUM
ajfa-14455	656	6	(	(	PUNCT
ajfa-14455	656	7	1	1	NUM
ajfa-14455	656	8	)	)	PUNCT
ajfa-14455	656	9	,	,	PUNCT
ajfa-14455	656	10	45	45	NUM
ajfa-14455	656	11	-	-	SYM
ajfa-14455	656	12	57	57	NUM
ajfa-14455	656	13	,	,	PUNCT
ajfa-14455	656	14	asian	asian	ADJ
ajfa-14455	656	15	journal	journal	NOUN
ajfa-14455	656	16	of	of	ADP
ajfa-14455	656	17	finance	finance	PROPN
ajfa-14455	656	18	&	&	CCONJ
ajfa-14455	656	19	accounting	accounting	PROPN
ajfa-14455	656	20	issn	issn	PROPN
ajfa-14455	656	21	1946	1946	NUM
ajfa-14455	656	22	-	-	PUNCT
ajfa-14455	656	23	052x	052x	PROPN
ajfa-14455	656	24	2019	2019	NUM
ajfa-14455	656	25	,	,	PUNCT
ajfa-14455	656	26	vol	vol	NOUN
ajfa-14455	656	27	.	.	PROPN
ajfa-14455	656	28	11	11	NUM
ajfa-14455	656	29	,	,	PUNCT
ajfa-14455	656	30	no	no	INTJ
ajfa-14455	656	31	.	.	NOUN
ajfa-14455	656	32	1	1	NUM
ajfa-14455	656	33	139	139	NUM
ajfa-14455	656	34	ajfa.macrothink.org	ajfa.macrothink.org	ADJ
ajfa-14455	656	35	https://doi.org/10.1111/j.1467-8381.2004.00181.x	https://doi.org/10.1111/j.1467-8381.2004.00181.x	PROPN
ajfa-14455	656	36	rajan	rajan	PROPN
ajfa-14455	656	37	,	,	PUNCT
ajfa-14455	656	38	r.g	r.g	PROPN
ajfa-14455	656	39	.	.	PROPN
ajfa-14455	656	40	,	,	PUNCT
ajfa-14455	656	41	&	&	CCONJ
ajfa-14455	656	42	zingales	zingales	PROPN
ajfa-14455	656	43	,	,	PUNCT
ajfa-14455	656	44	l.	l.	PROPN
ajfa-14455	656	45	(	(	PUNCT
ajfa-14455	656	46	1998	1998	NUM
ajfa-14455	656	47	)	)	PUNCT
ajfa-14455	656	48	.	.	PUNCT
ajfa-14455	657	1	financial	financial	ADJ
ajfa-14455	657	2	dependence	dependence	NOUN
ajfa-14455	657	3	and	and	CCONJ
ajfa-14455	657	4	growth	growth	NOUN
ajfa-14455	657	5	.	.	PUNCT
ajfa-14455	658	1	the	the	DET
ajfa-14455	658	2	american	american	PROPN
ajfa-14455	658	3	economic	economic	PROPN
ajfa-14455	658	4	review	review	PROPN
ajfa-14455	658	5	,	,	PUNCT
ajfa-14455	658	6	88	88	NUM
ajfa-14455	658	7	(	(	PUNCT
ajfa-14455	658	8	3	3	NUM
ajfa-14455	658	9	)	)	PUNCT
ajfa-14455	658	10	,	,	PUNCT
ajfa-14455	658	11	559	559	NUM
ajfa-14455	658	12	-	-	SYM
ajfa-14455	658	13	586	586	NUM
ajfa-14455	658	14	,	,	PUNCT
ajfa-14455	658	15	https://www.jstor.org/stable/116849	https://www.jstor.org/stable/116849	ADJ
ajfa-14455	658	16	rosli	rosli	NOUN
ajfa-14455	658	17	,	,	PUNCT
ajfa-14455	658	18	f.	f.	PROPN
ajfa-14455	658	19	(	(	PUNCT
ajfa-14455	658	20	2012	2012	NUM
ajfa-14455	658	21	)	)	PUNCT
ajfa-14455	658	22	.	.	PUNCT
ajfa-14455	659	1	malaysian	malaysian	ADJ
ajfa-14455	659	2	economy	economy	NOUN
ajfa-14455	659	3	in	in	ADP
ajfa-14455	659	4	2012	2012	NUM
ajfa-14455	659	5	:	:	PUNCT
ajfa-14455	659	6	risks	risk	NOUN
ajfa-14455	659	7	and	and	CCONJ
ajfa-14455	659	8	rewards	reward	NOUN
ajfa-14455	659	9	?	?	PUNCT
ajfa-14455	659	10	.	.	PUNCT
ajfa-14455	660	1	institute	institute	PROPN
ajfa-14455	660	2	of	of	ADP
ajfa-14455	660	3	strategic	strategic	ADJ
ajfa-14455	660	4	and	and	CCONJ
ajfa-14455	660	5	international	international	ADJ
ajfa-14455	660	6	studies	study	NOUN
ajfa-14455	660	7	malaysia	malaysia	PROPN
ajfa-14455	660	8	.	.	PUNCT
ajfa-14455	660	9	retrived	retrive	VERB
ajfa-14455	660	10	from	from	ADP
ajfa-14455	660	11	http://www.isis.org.my	http://www.isis.org.my	NOUN
ajfa-14455	660	12	.	.	PUNCT
ajfa-14455	661	1	ross	ross	PROPN
ajfa-14455	661	2	,	,	PUNCT
ajfa-14455	661	3	s.a	s.a	PROPN
ajfa-14455	661	4	.	.	PROPN
ajfa-14455	661	5	,	,	PUNCT
ajfa-14455	661	6	westerfield	westerfield	PROPN
ajfa-14455	661	7	,	,	PUNCT
ajfa-14455	661	8	r.w	r.w	PROPN
ajfa-14455	661	9	.	.	PROPN
ajfa-14455	661	10	,	,	PUNCT
ajfa-14455	661	11	jordan	jordan	PROPN
ajfa-14455	661	12	,	,	PUNCT
ajfa-14455	661	13	b.d	b.d	PROPN
ajfa-14455	661	14	.	.	PROPN
ajfa-14455	661	15	,	,	PUNCT
ajfa-14455	661	16	&	&	CCONJ
ajfa-14455	661	17	jaffe	jaffe	PROPN
ajfa-14455	661	18	,	,	PUNCT
ajfa-14455	661	19	j.	j.	PROPN
ajfa-14455	661	20	(	(	PUNCT
ajfa-14455	661	21	2007	2007	NUM
ajfa-14455	661	22	)	)	PUNCT
ajfa-14455	661	23	.	.	PUNCT
ajfa-14455	662	1	corporate	corporate	ADJ
ajfa-14455	662	2	finance	finance	NOUN
ajfa-14455	662	3	:	:	PUNCT
ajfa-14455	662	4	core	core	NOUN
ajfa-14455	662	5	principals	principal	NOUN
ajfa-14455	662	6	and	and	CCONJ
ajfa-14455	662	7	applications	application	NOUN
ajfa-14455	662	8	.	.	PUNCT
ajfa-14455	663	1	mcgraw	mcgraw	PROPN
ajfa-14455	663	2	hill	hill	PROPN
ajfa-14455	663	3	.	.	PUNCT
ajfa-14455	664	1	sanya	sanya	PROPN
ajfa-14455	664	2	,	,	PUNCT
ajfa-14455	664	3	s.	s.	PROPN
ajfa-14455	664	4	o.	o.	PROPN
ajfa-14455	664	5	,	,	PUNCT
ajfa-14455	664	6	&	&	CCONJ
ajfa-14455	664	7	wolfe	wolfe	PROPN
ajfa-14455	664	8	,	,	PUNCT
ajfa-14455	664	9	s.	s.	PROPN
ajfa-14455	664	10	(	(	PUNCT
ajfa-14455	664	11	2010	2010	NUM
ajfa-14455	664	12	)	)	PUNCT
ajfa-14455	664	13	.	.	PUNCT
ajfa-14455	665	1	can	can	AUX
ajfa-14455	665	2	banks	bank	NOUN
ajfa-14455	665	3	in	in	ADP
ajfa-14455	665	4	emerging	emerge	VERB
ajfa-14455	665	5	economies	economy	NOUN
ajfa-14455	665	6	benefit	benefit	VERB
ajfa-14455	665	7	from	from	ADP
ajfa-14455	665	8	revenue	revenue	NOUN
ajfa-14455	665	9	diversification	diversification	NOUN
ajfa-14455	665	10	?	?	PUNCT
ajfa-14455	666	1	journal	journal	NOUN
ajfa-14455	666	2	of	of	ADP
ajfa-14455	666	3	financial	financial	ADJ
ajfa-14455	666	4	services	service	NOUN
ajfa-14455	666	5	research	research	NOUN
ajfa-14455	666	6	,	,	PUNCT
ajfa-14455	666	7	40	40	NUM
ajfa-14455	666	8	(	(	PUNCT
ajfa-14455	666	9	1	1	NUM
ajfa-14455	666	10	)	)	PUNCT
ajfa-14455	666	11	,	,	PUNCT
ajfa-14455	666	12	79	79	NUM
ajfa-14455	666	13	-	-	SYM
ajfa-14455	666	14	101	101	NUM
ajfa-14455	666	15	,	,	PUNCT
ajfa-14455	666	16	https://doi.org/10.1007/s10693-010-0098-z	https://doi.org/10.1007/s10693-010-0098-z	PROPN
ajfa-14455	666	17	schaeck	schaeck	NOUN
ajfa-14455	666	18	,	,	PUNCT
ajfa-14455	666	19	k.	k.	PROPN
ajfa-14455	666	20	&	&	CCONJ
ajfa-14455	666	21	čihàk	čihàk	PROPN
ajfa-14455	666	22	,	,	PUNCT
ajfa-14455	666	23	m.	m.	NOUN
ajfa-14455	666	24	(	(	PUNCT
ajfa-14455	666	25	2007	2007	NUM
ajfa-14455	666	26	)	)	PUNCT
ajfa-14455	666	27	.	.	PUNCT
ajfa-14455	667	1	banking	banking	NOUN
ajfa-14455	667	2	competition	competition	NOUN
ajfa-14455	667	3	and	and	CCONJ
ajfa-14455	667	4	capital	capital	NOUN
ajfa-14455	667	5	ratios	ratio	NOUN
ajfa-14455	667	6	.	.	PUNCT
ajfa-14455	668	1	international	international	ADJ
ajfa-14455	668	2	monetary	monetary	ADJ
ajfa-14455	668	3	fund	fund	PROPN
ajfa-14455	668	4	working	working	PROPN
ajfa-14455	668	5	paper	paper	NOUN
ajfa-14455	668	6	wp/07/216	wp/07/216	PROPN
ajfa-14455	668	7	.	.	PUNCT
ajfa-14455	668	8	retrieved	retrieve	VERB
ajfa-14455	668	9	from	from	ADP
ajfa-14455	668	10	http://www.imf.org	http://www.imf.org	PROPN
ajfa-14455	668	11	.	.	PUNCT
ajfa-14455	669	1	scott	scott	PROPN
ajfa-14455	669	2	,	,	PUNCT
ajfa-14455	669	3	j.	j.	PROPN
ajfa-14455	669	4	(	(	PUNCT
ajfa-14455	669	5	1981	1981	NUM
ajfa-14455	669	6	)	)	PUNCT
ajfa-14455	669	7	.	.	PUNCT
ajfa-14455	670	1	the	the	DET
ajfa-14455	670	2	probability	probability	NOUN
ajfa-14455	670	3	of	of	ADP
ajfa-14455	670	4	bankruptcy	bankruptcy	NOUN
ajfa-14455	670	5	:	:	PUNCT
ajfa-14455	670	6	a	a	DET
ajfa-14455	670	7	comparison	comparison	NOUN
ajfa-14455	670	8	of	of	ADP
ajfa-14455	670	9	empirical	empirical	ADJ
ajfa-14455	670	10	prediction	prediction	NOUN
ajfa-14455	670	11	and	and	CCONJ
ajfa-14455	670	12	theoretical	theoretical	ADJ
ajfa-14455	670	13	models	model	NOUN
ajfa-14455	670	14	.	.	PUNCT
ajfa-14455	671	1	the	the	DET
ajfa-14455	671	2	journal	journal	NOUN
ajfa-14455	671	3	of	of	ADP
ajfa-14455	671	4	banking	banking	NOUN
ajfa-14455	671	5	and	and	CCONJ
ajfa-14455	671	6	finance	finance	NOUN
ajfa-14455	671	7	,	,	PUNCT
ajfa-14455	671	8	5(1981	5(1981	PROPN
ajfa-14455	671	9	)	)	PUNCT
ajfa-14455	671	10	,	,	PUNCT
ajfa-14455	671	11	317	317	NUM
ajfa-14455	671	12	-	-	SYM
ajfa-14455	671	13	344	344	NUM
ajfa-14455	671	14	,	,	PUNCT
ajfa-14455	671	15	https://doi.org/10.1016/0378-4266(81)90029-7	https://doi.org/10.1016/0378-4266(81)90029-7	PROPN
ajfa-14455	671	16	shen	shen	NOUN
ajfa-14455	671	17	,	,	PUNCT
ajfa-14455	671	18	c.	c.	PROPN
ajfa-14455	671	19	,	,	PUNCT
ajfa-14455	671	20	hsieh	hsieh	PROPN
ajfa-14455	671	21	,	,	PUNCT
ajfa-14455	671	22	m.	m.	NOUN
ajfa-14455	671	23	(	(	PUNCT
ajfa-14455	671	24	2003	2003	NUM
ajfa-14455	671	25	)	)	PUNCT
ajfa-14455	671	26	.	.	PUNCT
ajfa-14455	672	1	prediction	prediction	NOUN
ajfa-14455	672	2	of	of	ADP
ajfa-14455	672	3	bank	bank	NOUN
ajfa-14455	672	4	failures	failure	NOUN
ajfa-14455	672	5	using	use	VERB
ajfa-14455	672	6	combined	combined	ADJ
ajfa-14455	672	7	micro	micro	NOUN
ajfa-14455	672	8	and	and	CCONJ
ajfa-14455	672	9	macro	macro	ADJ
ajfa-14455	672	10	data	data	PROPN
ajfa-14455	672	11	.	.	PUNCT
ajfa-14455	673	1	national	national	PROPN
ajfa-14455	673	2	cheng	cheng	PROPN
ajfa-14455	673	3	chi	chi	PROPN
ajfa-14455	673	4	university	university	PROPN
ajfa-14455	673	5	&	&	CCONJ
ajfa-14455	673	6	meng	meng	PROPN
ajfa-14455	673	7	-	-	PUNCT
ajfa-14455	673	8	fen	fen	PROPN
ajfa-14455	673	9	hsieh	hsieh	PROPN
ajfa-14455	673	10	of	of	ADP
ajfa-14455	673	11	van	van	PROPN
ajfa-14455	673	12	nung	nung	PROPN
ajfa-14455	673	13	institute	institute	PROPN
ajfa-14455	673	14	of	of	ADP
ajfa-14455	673	15	technology	technology	PROPN
ajfa-14455	673	16	.	.	PUNCT
ajfa-14455	674	1	shin	shin	PROPN
ajfa-14455	674	2	,	,	PUNCT
ajfa-14455	674	3	k.s	k.s	PROPN
ajfa-14455	674	4	.	.	PROPN
ajfa-14455	674	5	,	,	PUNCT
ajfa-14455	674	6	&	&	CCONJ
ajfa-14455	674	7	lee	lee	PROPN
ajfa-14455	674	8	,	,	PUNCT
ajfa-14455	674	9	y.j	y.j	PROPN
ajfa-14455	674	10	(	(	PUNCT
ajfa-14455	674	11	2002	2002	NUM
ajfa-14455	674	12	)	)	PUNCT
ajfa-14455	674	13	.	.	PUNCT
ajfa-14455	675	1	a	a	DET
ajfa-14455	675	2	genetic	genetic	ADJ
ajfa-14455	675	3	algorithm	algorithm	NOUN
ajfa-14455	675	4	application	application	NOUN
ajfa-14455	675	5	in	in	ADP
ajfa-14455	675	6	bankruptcy	bankruptcy	NOUN
ajfa-14455	675	7	prediction	prediction	NOUN
ajfa-14455	675	8	modeling	modeling	NOUN
ajfa-14455	675	9	.	.	PUNCT
ajfa-14455	676	1	expert	expert	NOUN
ajfa-14455	676	2	systems	system	NOUN
ajfa-14455	676	3	with	with	ADP
ajfa-14455	676	4	applications	application	NOUN
ajfa-14455	676	5	,	,	PUNCT
ajfa-14455	676	6	23(1	23(1	NUM
ajfa-14455	676	7	)	)	PUNCT
ajfa-14455	676	8	,	,	PUNCT
ajfa-14455	676	9	321	321	NUM
ajfa-14455	676	10	-	-	SYM
ajfa-14455	676	11	328	328	NUM
ajfa-14455	676	12	,	,	PUNCT
ajfa-14455	676	13	https://doi.org/10.1016/s09574174(02)00051-9	https://doi.org/10.1016/s09574174(02)00051-9	NOUN
ajfa-14455	676	14	shumway	shumway	NOUN
ajfa-14455	676	15	,	,	PUNCT
ajfa-14455	676	16	t.	t.	PROPN
ajfa-14455	676	17	(	(	PUNCT
ajfa-14455	676	18	2001	2001	NUM
ajfa-14455	676	19	)	)	PUNCT
ajfa-14455	676	20	.	.	PUNCT
ajfa-14455	677	1	forecasting	forecasting	NOUN
ajfa-14455	677	2	bankruptcy	bankruptcy	NOUN
ajfa-14455	677	3	more	more	ADV
ajfa-14455	677	4	accurately	accurately	ADV
ajfa-14455	677	5	:	:	PUNCT
ajfa-14455	677	6	a	a	DET
ajfa-14455	677	7	simple	simple	ADJ
ajfa-14455	677	8	hazard	hazard	NOUN
ajfa-14455	677	9	model	model	NOUN
ajfa-14455	677	10	.	.	PUNCT
ajfa-14455	678	1	journal	journal	PROPN
ajfa-14455	678	2	of	of	ADP
ajfa-14455	678	3	business	business	NOUN
ajfa-14455	678	4	,	,	PUNCT
ajfa-14455	678	5	74(1	74(1	NOUN
ajfa-14455	678	6	)	)	PUNCT
ajfa-14455	678	7	,	,	PUNCT
ajfa-14455	678	8	101	101	NUM
ajfa-14455	678	9	-	-	SYM
ajfa-14455	678	10	125	125	NUM
ajfa-14455	678	11	,	,	PUNCT
ajfa-14455	678	12	https://doi.org/10.1086/209665	https://doi.org/10.1086/209665	PUNCT
ajfa-14455	678	13	sinkey	sinkey	NOUN
ajfa-14455	678	14	,	,	PUNCT
ajfa-14455	678	15	j.f	j.f	PROPN
ajfa-14455	678	16	.	.	PROPN
ajfa-14455	678	17	(	(	PUNCT
ajfa-14455	678	18	1975	1975	NUM
ajfa-14455	678	19	)	)	PUNCT
ajfa-14455	678	20	.	.	PUNCT
ajfa-14455	679	1	a	a	DET
ajfa-14455	679	2	multivariate	multivariate	ADJ
ajfa-14455	679	3	statistical	statistical	ADJ
ajfa-14455	679	4	analysis	analysis	NOUN
ajfa-14455	679	5	of	of	ADP
ajfa-14455	679	6	the	the	DET
ajfa-14455	679	7	characteristics	characteristic	NOUN
ajfa-14455	679	8	of	of	ADP
ajfa-14455	679	9	problem	problem	NOUN
ajfa-14455	679	10	banks	bank	NOUN
ajfa-14455	679	11	.	.	PUNCT
ajfa-14455	680	1	the	the	DET
ajfa-14455	680	2	journal	journal	PROPN
ajfa-14455	680	3	of	of	ADP
ajfa-14455	680	4	finance	finance	NOUN
ajfa-14455	680	5	,	,	PUNCT
ajfa-14455	680	6	30	30	NUM
ajfa-14455	680	7	(	(	PUNCT
ajfa-14455	680	8	1	1	NUM
ajfa-14455	680	9	)	)	PUNCT
ajfa-14455	680	10	,	,	PUNCT
ajfa-14455	680	11	21	21	NUM
ajfa-14455	680	12	-	-	SYM
ajfa-14455	680	13	36	36	NUM
ajfa-14455	680	14	,	,	PUNCT
ajfa-14455	680	15	https://doi.org/10.2307/2978429	https://doi.org/10.2307/2978429	VERB
ajfa-14455	680	16	takatoshi	takatoshi	ADJ
ajfa-14455	680	17	,	,	PUNCT
ajfa-14455	680	18	i.	i.	PROPN
ajfa-14455	680	19	,	,	PUNCT
ajfa-14455	680	20	&	&	CCONJ
ajfa-14455	680	21	yuko	yuko	PROPN
ajfa-14455	680	22	,	,	PUNCT
ajfa-14455	680	23	h.	h.	PROPN
ajfa-14455	680	24	(	(	PUNCT
ajfa-14455	680	25	2007	2007	NUM
ajfa-14455	680	26	)	)	PUNCT
ajfa-14455	680	27	.	.	PUNCT
ajfa-14455	681	1	bank	bank	NOUN
ajfa-14455	681	2	restructuring	restructuring	NOUN
ajfa-14455	681	3	in	in	ADP
ajfa-14455	681	4	asia	asia	PROPN
ajfa-14455	681	5	:	:	PUNCT
ajfa-14455	681	6	crisis	crisis	NOUN
ajfa-14455	681	7	management	management	NOUN
ajfa-14455	681	8	in	in	ADP
ajfa-14455	681	9	the	the	DET
ajfa-14455	681	10	aftermath	aftermath	NOUN
ajfa-14455	681	11	of	of	ADP
ajfa-14455	681	12	the	the	DET
ajfa-14455	681	13	asian	asian	ADJ
ajfa-14455	681	14	financial	financial	ADJ
ajfa-14455	681	15	crisis	crisis	NOUN
ajfa-14455	681	16	and	and	CCONJ
ajfa-14455	681	17	prospects	prospect	NOUN
ajfa-14455	681	18	for	for	ADP
ajfa-14455	681	19	crisis	crisis	NOUN
ajfa-14455	681	20	prevention	prevention	NOUN
ajfa-14455	681	21	.	.	PUNCT
ajfa-14455	682	1	the	the	DET
ajfa-14455	682	2	research	research	PROPN
ajfa-14455	682	3	institute	institute	PROPN
ajfa-14455	682	4	of	of	ADP
ajfa-14455	682	5	economy	economy	NOUN
ajfa-14455	682	6	,	,	PUNCT
ajfa-14455	682	7	trade	trade	NOUN
ajfa-14455	682	8	and	and	CCONJ
ajfa-14455	682	9	industry	industry	NOUN
ajfa-14455	682	10	discussion	discussion	NOUN
ajfa-14455	682	11	paper	paper	NOUN
ajfa-14455	682	12	series	series	NOUN
ajfa-14455	682	13	07	07	NUM
ajfa-14455	682	14	-	-	PUNCT
ajfa-14455	682	15	e-039	e-039	NOUN
ajfa-14455	682	16	.	.	PUNCT
ajfa-14455	682	17	retrieved	retrieve	VERB
ajfa-14455	682	18	from	from	ADP
ajfa-14455	682	19	http://rieti.go.jp/en	http://rieti.go.jp/en	PROPN
ajfa-14455	682	20	.	.	PUNCT
ajfa-14455	683	1	taran	taran	PROPN
ajfa-14455	683	2	,	,	PUNCT
ajfa-14455	683	3	y.	y.	PROPN
ajfa-14455	683	4	(	(	PUNCT
ajfa-14455	683	5	2012	2012	NUM
ajfa-14455	683	6	)	)	PUNCT
ajfa-14455	683	7	.	.	PUNCT
ajfa-14455	684	1	what	what	PRON
ajfa-14455	684	2	factors	factor	NOUN
ajfa-14455	684	3	can	can	AUX
ajfa-14455	684	4	predict	predict	VERB
ajfa-14455	684	5	that	that	SCONJ
ajfa-14455	684	6	a	a	DET
ajfa-14455	684	7	bank	bank	NOUN
ajfa-14455	684	8	will	will	AUX
ajfa-14455	684	9	get	get	VERB
ajfa-14455	684	10	in	in	ADP
ajfa-14455	684	11	trouble	trouble	NOUN
ajfa-14455	684	12	during	during	ADP
ajfa-14455	684	13	a	a	DET
ajfa-14455	684	14	crisis	crisis	NOUN
ajfa-14455	684	15	?	?	PUNCT
ajfa-14455	685	1	evidence	evidence	NOUN
ajfa-14455	685	2	from	from	ADP
ajfa-14455	685	3	ukraine	ukraine	NOUN
ajfa-14455	685	4	,	,	PUNCT
ajfa-14455	685	5	master	master	NOUN
ajfa-14455	685	6	’s	’s	PART
ajfa-14455	685	7	dissertation	dissertation	NOUN
ajfa-14455	685	8	.	.	PUNCT
ajfa-14455	686	1	kyiv	kyiv	ADJ
ajfa-14455	686	2	school	school	NOUN
ajfa-14455	686	3	of	of	ADP
ajfa-14455	686	4	economics	economic	NOUN
ajfa-14455	686	5	.	.	PUNCT
ajfa-14455	687	1	thomson	thomson	PROPN
ajfa-14455	687	2	,	,	PUNCT
ajfa-14455	687	3	j.b	j.b	PROPN
ajfa-14455	687	4	.	.	PUNCT
ajfa-14455	687	5	(	(	PUNCT
ajfa-14455	687	6	1991	1991	NUM
ajfa-14455	687	7	)	)	PUNCT
ajfa-14455	687	8	.	.	PUNCT
ajfa-14455	688	1	predicting	predict	VERB
ajfa-14455	688	2	bank	bank	NOUN
ajfa-14455	688	3	failures	failure	NOUN
ajfa-14455	688	4	in	in	ADP
ajfa-14455	688	5	the	the	DET
ajfa-14455	688	6	1980s	1980s	NUM
ajfa-14455	688	7	.	.	PUNCT
ajfa-14455	689	1	federal	federal	PROPN
ajfa-14455	689	2	reserve	reserve	PROPN
ajfa-14455	689	3	bank	bank	PROPN
ajfa-14455	689	4	of	of	ADP
ajfa-14455	689	5	cleveland	cleveland	PROPN
ajfa-14455	689	6	.	.	PUNCT
ajfa-14455	690	1	retrieved	retrieve	VERB
ajfa-14455	690	2	from	from	ADP
ajfa-14455	690	3	http://www.clevelandfed.org	http://www.clevelandfed.org	NUM
ajfa-14455	690	4	.	.	PUNCT
ajfa-14455	691	1	vilen	vilen	NOUN
ajfa-14455	691	2	,	,	PUNCT
ajfa-14455	691	3	m.	m.	NOUN
ajfa-14455	691	4	(	(	PUNCT
ajfa-14455	691	5	2010	2010	NUM
ajfa-14455	691	6	)	)	PUNCT
ajfa-14455	691	7	.	.	PUNCT
ajfa-14455	692	1	predicting	predict	VERB
ajfa-14455	692	2	failures	failure	NOUN
ajfa-14455	692	3	of	of	ADP
ajfa-14455	692	4	large	large	ADJ
ajfa-14455	692	5	u.s	u.s	ADJ
ajfa-14455	692	6	commercial	commercial	ADJ
ajfa-14455	692	7	banks	bank	NOUN
ajfa-14455	692	8	(	(	PUNCT
ajfa-14455	692	9	master	master	NOUN
ajfa-14455	692	10	’s	’s	PART
ajfa-14455	692	11	thesis	thesis	NOUN
ajfa-14455	692	12	)	)	PUNCT
ajfa-14455	692	13	.	.	PUNCT
ajfa-14455	693	1	retrieved	retrieve	VERB
ajfa-14455	693	2	from	from	ADP
ajfa-14455	693	3	http://epub.lib.aalto.fi/fi/	http://epub.lib.aalto.fi/fi/	NOUN
ajfa-14455	693	4	,	,	PUNCT
ajfa-14455	693	5	aalto	aalto	PROPN
ajfa-14455	693	6	school	school	NOUN
ajfa-14455	693	7	of	of	ADP
ajfa-14455	693	8	economics	economics	PROPN
ajfa-14455	693	9	.	.	PUNCT
ajfa-14455	694	1	walker	walker	PROPN
ajfa-14455	694	2	,	,	PUNCT
ajfa-14455	694	3	m.c	m.c	PROPN
ajfa-14455	694	4	.	.	PROPN
ajfa-14455	694	5	,	,	PUNCT
ajfa-14455	694	6	stowe	stowe	PROPN
ajfa-14455	694	7	,	,	PUNCT
ajfa-14455	694	8	j.d	j.d	PROPN
ajfa-14455	694	9	.	.	PROPN
ajfa-14455	694	10	&	&	CCONJ
ajfa-14455	694	11	moriarity	moriarity	PROPN
ajfa-14455	694	12	,	,	PUNCT
ajfa-14455	694	13	s.	s.	PROPN
ajfa-14455	694	14	(	(	PUNCT
ajfa-14455	694	15	1979	1979	NUM
ajfa-14455	694	16	)	)	PUNCT
ajfa-14455	694	17	.	.	PUNCT
ajfa-14455	695	1	decomposition	decomposition	NOUN
ajfa-14455	695	2	analysis	analysis	NOUN
ajfa-14455	695	3	of	of	ADP
ajfa-14455	695	4	financial	financial	ADJ
ajfa-14455	695	5	asian	asian	ADJ
ajfa-14455	695	6	journal	journal	NOUN
ajfa-14455	695	7	of	of	ADP
ajfa-14455	695	8	finance	finance	PROPN
ajfa-14455	695	9	&	&	CCONJ
ajfa-14455	695	10	accounting	accounting	PROPN
ajfa-14455	695	11	issn	issn	PROPN
ajfa-14455	695	12	1946	1946	NUM
ajfa-14455	695	13	-	-	PUNCT
ajfa-14455	695	14	052x	052x	PROPN
ajfa-14455	695	15	2019	2019	NUM
ajfa-14455	695	16	,	,	PUNCT
ajfa-14455	695	17	vol	vol	NOUN
ajfa-14455	695	18	.	.	PROPN
ajfa-14455	696	1	11	11	NUM
ajfa-14455	696	2	,	,	PUNCT
ajfa-14455	696	3	no	no	INTJ
ajfa-14455	696	4	.	.	NOUN
ajfa-14455	696	5	1	1	NUM
ajfa-14455	696	6	140	140	NUM
ajfa-14455	696	7	ajfa.macrothink.org	ajfa.macrothink.org	ADJ
ajfa-14455	696	8	statements	statement	NOUN
ajfa-14455	696	9	.	.	PUNCT
ajfa-14455	697	1	journal	journal	NOUN
ajfa-14455	697	2	of	of	ADP
ajfa-14455	697	3	business	business	NOUN
ajfa-14455	697	4	finance	finance	PROPN
ajfa-14455	697	5	&	&	CCONJ
ajfa-14455	697	6	accounting	accounting	PROPN
ajfa-14455	697	7	,	,	PUNCT
ajfa-14455	697	8	6	6	NUM
ajfa-14455	697	9	(	(	PUNCT
ajfa-14455	697	10	2	2	NUM
ajfa-14455	697	11	)	)	PUNCT
ajfa-14455	697	12	,	,	PUNCT
ajfa-14455	697	13	173	173	NUM
ajfa-14455	697	14	-	-	SYM
ajfa-14455	697	15	186	186	NUM
ajfa-14455	697	16	,	,	PUNCT
ajfa-14455	697	17	https://doi.org/10.1111/j.1468-5957.1979.tb01082.x	https://doi.org/10.1111/j.1468-5957.1979.tb01082.x	PROPN
ajfa-14455	697	18	whalen	whalen	PROPN
ajfa-14455	697	19	,	,	PUNCT
ajfa-14455	697	20	g.	g.	PROPN
ajfa-14455	697	21	(	(	PUNCT
ajfa-14455	697	22	1991	1991	NUM
ajfa-14455	697	23	)	)	PUNCT
ajfa-14455	697	24	.	.	PUNCT
ajfa-14455	698	1	a	a	DET
ajfa-14455	698	2	proportional	proportional	ADJ
ajfa-14455	698	3	hazards	hazard	NOUN
ajfa-14455	698	4	model	model	NOUN
ajfa-14455	698	5	of	of	ADP
ajfa-14455	698	6	bank	bank	NOUN
ajfa-14455	698	7	failure	failure	NOUN
ajfa-14455	698	8	:	:	PUNCT
ajfa-14455	698	9	an	an	DET
ajfa-14455	698	10	examination	examination	NOUN
ajfa-14455	698	11	of	of	ADP
ajfa-14455	698	12	its	its	PRON
ajfa-14455	698	13	usefulness	usefulness	NOUN
ajfa-14455	698	14	as	as	ADP
ajfa-14455	698	15	an	an	DET
ajfa-14455	698	16	early	early	ADJ
ajfa-14455	698	17	warning	warning	NOUN
ajfa-14455	698	18	tool	tool	NOUN
ajfa-14455	698	19	.	.	PUNCT
ajfa-14455	699	1	economic	economic	ADJ
ajfa-14455	699	2	review	review	NOUN
ajfa-14455	699	3	,	,	PUNCT
ajfa-14455	699	4	27	27	NUM
ajfa-14455	699	5	(	(	PUNCT
ajfa-14455	699	6	1	1	NUM
ajfa-14455	699	7	)	)	PUNCT
ajfa-14455	699	8	,	,	PUNCT
ajfa-14455	699	9	21	21	NUM
ajfa-14455	699	10	-	-	SYM
ajfa-14455	699	11	32	32	NUM
ajfa-14455	699	12	.	.	PUNCT
ajfa-14455	700	1	yee	yee	PROPN
ajfa-14455	700	2	,	,	PUNCT
ajfa-14455	700	3	c.f	c.f	PROPN
ajfa-14455	700	4	.	.	PROPN
ajfa-14455	700	5	&	&	CCONJ
ajfa-14455	700	6	tan	tan	PROPN
ajfa-14455	700	7	,	,	PUNCT
ajfa-14455	700	8	a.e.c	a.e.c	PROPN
ajfa-14455	700	9	.	.	PUNCT
ajfa-14455	700	10	(	(	PUNCT
ajfa-14455	700	11	2009	2009	NUM
ajfa-14455	700	12	)	)	PUNCT
ajfa-14455	700	13	,	,	PUNCT
ajfa-14455	700	14	banking	banking	NOUN
ajfa-14455	700	15	sector	sector	NOUN
ajfa-14455	700	16	stability	stability	NOUN
ajfa-14455	700	17	and	and	CCONJ
ajfa-14455	700	18	financial	financial	ADJ
ajfa-14455	700	19	liberalization	liberalization	NOUN
ajfa-14455	700	20	:	:	PUNCT
ajfa-14455	700	21	some	some	DET
ajfa-14455	700	22	evidence	evidence	NOUN
ajfa-14455	700	23	from	from	ADP
ajfa-14455	700	24	malaysia	malaysia	PROPN
ajfa-14455	700	25	.	.	PUNCT
ajfa-14455	701	1	canadian	canadian	ADJ
ajfa-14455	701	2	economics	economics	PROPN
ajfa-14455	701	3	association	association	PROPN
ajfa-14455	701	4	.	.	PUNCT
ajfa-14455	702	1	retrieved	retrieve	VERB
ajfa-14455	702	2	from	from	ADP
ajfa-14455	702	3	http://economics.ca	http://economics.ca	PROPN
ajfa-14455	702	4	.	.	PUNCT
ajfa-14455	703	1	yeoh	yeoh	PROPN
ajfa-14455	703	2	,	,	PUNCT
ajfa-14455	703	3	p.	p.	NOUN
ajfa-14455	703	4	(	(	PUNCT
ajfa-14455	703	5	2009	2009	NUM
ajfa-14455	703	6	)	)	PUNCT
ajfa-14455	703	7	.	.	PUNCT
ajfa-14455	704	1	causes	cause	NOUN
ajfa-14455	704	2	of	of	ADP
ajfa-14455	704	3	the	the	DET
ajfa-14455	704	4	global	global	ADJ
ajfa-14455	704	5	financial	financial	ADJ
ajfa-14455	704	6	crisis	crisis	NOUN
ajfa-14455	704	7	:	:	PUNCT
ajfa-14455	704	8	learning	learn	VERB
ajfa-14455	704	9	from	from	ADP
ajfa-14455	704	10	the	the	DET
ajfa-14455	704	11	competing	compete	VERB
ajfa-14455	704	12	insights	insight	NOUN
ajfa-14455	704	13	.	.	PUNCT
ajfa-14455	705	1	international	international	ADJ
ajfa-14455	705	2	journal	journal	NOUN
ajfa-14455	705	3	of	of	ADP
ajfa-14455	705	4	disclosure	disclosure	NOUN
ajfa-14455	705	5	and	and	CCONJ
ajfa-14455	705	6	governance	governance	NOUN
ajfa-14455	705	7	,	,	PUNCT
ajfa-14455	705	8	7	7	NUM
ajfa-14455	705	9	(	(	PUNCT
ajfa-14455	705	10	1	1	NUM
ajfa-14455	705	11	)	)	PUNCT
ajfa-14455	705	12	,	,	PUNCT
ajfa-14455	705	13	42	42	NUM
ajfa-14455	705	14	-	-	SYM
ajfa-14455	705	15	69	69	NUM
ajfa-14455	705	16	,	,	PUNCT
ajfa-14455	705	17	https://doi.org/10.1057/jdg.2009.18	https://doi.org/10.1057/jdg.2009.18	PROPN
ajfa-14455	705	18	zmijewski	zmijewski	PROPN
ajfa-14455	705	19	,	,	PUNCT
ajfa-14455	705	20	m.e	m.e	PROPN
ajfa-14455	705	21	.	.	PROPN
ajfa-14455	705	22	(	(	PUNCT
ajfa-14455	705	23	1984	1984	NUM
ajfa-14455	705	24	)	)	PUNCT
ajfa-14455	705	25	.	.	PUNCT
ajfa-14455	706	1	methodological	methodological	ADJ
ajfa-14455	706	2	issues	issue	NOUN
ajfa-14455	706	3	related	relate	VERB
ajfa-14455	706	4	to	to	ADP
ajfa-14455	706	5	the	the	DET
ajfa-14455	706	6	estimation	estimation	NOUN
ajfa-14455	706	7	of	of	ADP
ajfa-14455	706	8	financial	financial	ADJ
ajfa-14455	706	9	distress	distress	NOUN
ajfa-14455	706	10	prediction	prediction	NOUN
ajfa-14455	706	11	models	model	NOUN
ajfa-14455	706	12	.	.	PUNCT
ajfa-14455	707	1	journal	journal	NOUN
ajfa-14455	707	2	of	of	ADP
ajfa-14455	707	3	accounting	accounting	NOUN
ajfa-14455	707	4	research	research	NOUN
ajfa-14455	707	5	,	,	PUNCT
ajfa-14455	707	6	22	22	NUM
ajfa-14455	707	7	(	(	PUNCT
ajfa-14455	707	8	1984	1984	NUM
ajfa-14455	707	9	)	)	PUNCT
ajfa-14455	707	10	,	,	PUNCT
ajfa-14455	707	11	59	59	NUM
ajfa-14455	707	12	-	-	SYM
ajfa-14455	707	13	82	82	NUM
ajfa-14455	707	14	,	,	PUNCT
ajfa-14455	707	15	https://doi.org/10.2307/2490859	https://doi.org/10.2307/2490859	SCONJ
ajfa-14455	707	16	copyright	copyright	NOUN
ajfa-14455	707	17	disclaimer	disclaimer	ADJ
ajfa-14455	707	18	copyright	copyright	NOUN
ajfa-14455	707	19	for	for	ADP
ajfa-14455	707	20	this	this	DET
ajfa-14455	707	21	article	article	NOUN
ajfa-14455	707	22	is	be	AUX
ajfa-14455	707	23	retained	retain	VERB
ajfa-14455	707	24	by	by	ADP
ajfa-14455	707	25	the	the	DET
ajfa-14455	707	26	author(s	author(s	PROPN
ajfa-14455	707	27	)	)	PUNCT
ajfa-14455	707	28	,	,	PUNCT
ajfa-14455	707	29	with	with	ADP
ajfa-14455	707	30	first	first	ADJ
ajfa-14455	707	31	publication	publication	NOUN
ajfa-14455	707	32	rights	right	NOUN
ajfa-14455	707	33	granted	grant	VERB
ajfa-14455	707	34	to	to	ADP
ajfa-14455	707	35	the	the	DET
ajfa-14455	707	36	journal	journal	NOUN
ajfa-14455	707	37	.	.	PUNCT
ajfa-14455	708	1	this	this	PRON
ajfa-14455	708	2	is	be	AUX
ajfa-14455	708	3	an	an	DET
ajfa-14455	708	4	open	open	ADJ
ajfa-14455	708	5	-	-	PUNCT
ajfa-14455	708	6	access	access	NOUN
ajfa-14455	708	7	article	article	NOUN
ajfa-14455	708	8	distributed	distribute	VERB
ajfa-14455	708	9	under	under	ADP
ajfa-14455	708	10	the	the	DET
ajfa-14455	708	11	terms	term	NOUN
ajfa-14455	708	12	and	and	CCONJ
ajfa-14455	708	13	conditions	condition	NOUN
ajfa-14455	708	14	of	of	ADP
ajfa-14455	708	15	the	the	DET
ajfa-14455	708	16	creative	creative	ADJ
ajfa-14455	708	17	commons	common	NOUN
ajfa-14455	708	18	attribution	attribution	NOUN
ajfa-14455	708	19	license	license	NOUN
ajfa-14455	708	20	(	(	PUNCT
ajfa-14455	708	21	http://creativecommons.org/licenses/by/3.0/	http://creativecommons.org/licenses/by/3.0/	PROPN
ajfa-14455	708	22	)	)	PUNCT
ajfa-14455	708	23	.	.	PUNCT