id	sid	tid	token	lemma	pos
ajfa-15149	1	1	microsoft	microsoft	PROPN
ajfa-15149	1	2	word	word	NOUN
ajfa-15149	1	3	15149	15149	NUM
ajfa-15149	1	4	-	-	SYM
ajfa-15149	1	5	54665	54665	NUM
ajfa-15149	1	6	-	-	PUNCT
ajfa-15149	1	7	1	1	NUM
ajfa-15149	1	8	-	-	PUNCT
ajfa-15149	1	9	sm	sm	NOUN
ajfa-15149	1	10	-	-	PUNCT
ajfa-15149	1	11	writer2	writer2	VERB
ajfa-15149	1	12	-	-	ADJ
ajfa-15149	1	13	new	new	ADJ
ajfa-15149	1	14	-	-	PUNCT
ajfa-15149	1	15	final2	final2	NOUN
ajfa-15149	1	16	asian	asian	ADJ
ajfa-15149	1	17	journal	journal	NOUN
ajfa-15149	1	18	of	of	ADP
ajfa-15149	1	19	finance	finance	PROPN
ajfa-15149	1	20	&	&	CCONJ
ajfa-15149	1	21	accounting	accounting	PROPN
ajfa-15149	1	22	issn	issn	PROPN
ajfa-15149	1	23	1946	1946	NUM
ajfa-15149	1	24	-	-	PUNCT
ajfa-15149	1	25	052x	052x	PROPN
ajfa-15149	1	26	2019	2019	NUM
ajfa-15149	1	27	,	,	PUNCT
ajfa-15149	1	28	vol	vol	NOUN
ajfa-15149	1	29	.	.	PROPN
ajfa-15149	1	30	11	11	NUM
ajfa-15149	1	31	,	,	PUNCT
ajfa-15149	1	32	no	no	INTJ
ajfa-15149	1	33	.	.	NOUN
ajfa-15149	1	34	2	2	NUM
ajfa-15149	1	35	ajfa.macrothink.org/	ajfa.macrothink.org/	NOUN
ajfa-15149	1	36	1	1	NUM
ajfa-15149	1	37	are	be	AUX
ajfa-15149	1	38	islamic	islamic	ADJ
ajfa-15149	1	39	banks	bank	NOUN
ajfa-15149	1	40	really	really	ADV
ajfa-15149	1	41	more	more	ADV
ajfa-15149	1	42	solvent	solvent	ADJ
ajfa-15149	1	43	than	than	ADP
ajfa-15149	1	44	conventional	conventional	ADJ
ajfa-15149	1	45	banks	bank	NOUN
ajfa-15149	1	46	in	in	ADP
ajfa-15149	1	47	a	a	DET
ajfa-15149	1	48	financial	financial	ADJ
ajfa-15149	1	49	stable	stable	ADJ
ajfa-15149	1	50	period	period	NOUN
ajfa-15149	1	51	?	?	PUNCT
ajfa-15149	2	1	achraf	achraf	PROPN
ajfa-15149	2	2	haddad	haddad	PROPN
ajfa-15149	2	3	(	(	PUNCT
ajfa-15149	2	4	corresponding	correspond	VERB
ajfa-15149	2	5	author	author	NOUN
ajfa-15149	2	6	)	)	PUNCT
ajfa-15149	2	7	doctor	doctor	NOUN
ajfa-15149	2	8	in	in	ADP
ajfa-15149	2	9	financial	financial	ADJ
ajfa-15149	2	10	and	and	CCONJ
ajfa-15149	2	11	accounting	accounting	NOUN
ajfa-15149	2	12	methods	method	NOUN
ajfa-15149	2	13	.	.	PUNCT
ajfa-15149	3	1	researcher	researcher	NOUN
ajfa-15149	3	2	at	at	ADP
ajfa-15149	3	3	a	a	DET
ajfa-15149	3	4	laboratory	laboratory	NOUN
ajfa-15149	3	5	of	of	ADP
ajfa-15149	3	6	finance	finance	NOUN
ajfa-15149	3	7	,	,	PUNCT
ajfa-15149	3	8	governance	governance	NOUN
ajfa-15149	3	9	,	,	PUNCT
ajfa-15149	3	10	and	and	CCONJ
ajfa-15149	3	11	accounting	accounting	NOUN
ajfa-15149	3	12	university	university	PROPN
ajfa-15149	3	13	of	of	ADP
ajfa-15149	3	14	sfax	sfax	NOUN
ajfa-15149	3	15	,	,	PUNCT
ajfa-15149	3	16	tunisia	tunisia	PROPN
ajfa-15149	3	17	.	.	PUNCT
ajfa-15149	4	1	e	e	X
ajfa-15149	4	2	-	-	NOUN
ajfa-15149	4	3	mail	mail	NOUN
ajfa-15149	4	4	:	:	PUNCT
ajfa-15149	4	5	achraf.haddad2015@gmail.com	achraf.haddad2015@gmail.com	PROPN
ajfa-15149	4	6	anis	anis	PROPN
ajfa-15149	4	7	el	el	PROPN
ajfa-15149	4	8	ammari	ammari	PROPN
ajfa-15149	4	9	associate	associate	NOUN
ajfa-15149	4	10	professor	professor	NOUN
ajfa-15149	4	11	of	of	ADP
ajfa-15149	4	12	accounting	accounting	NOUN
ajfa-15149	4	13	and	and	CCONJ
ajfa-15149	4	14	finance	finance	PROPN
ajfa-15149	4	15	department	department	NOUN
ajfa-15149	4	16	head	head	NOUN
ajfa-15149	4	17	of	of	ADP
ajfa-15149	4	18	accounting	accounting	NOUN
ajfa-15149	4	19	and	and	CCONJ
ajfa-15149	4	20	finance	finance	NOUN
ajfa-15149	4	21	,	,	PUNCT
ajfa-15149	4	22	university	university	PROPN
ajfa-15149	4	23	of	of	ADP
ajfa-15149	4	24	monastir	monastir	PROPN
ajfa-15149	4	25	,	,	PUNCT
ajfa-15149	4	26	tunisia	tunisia	PROPN
ajfa-15149	4	27	e	e	NOUN
ajfa-15149	4	28	-	-	NOUN
ajfa-15149	4	29	mail	mail	NOUN
ajfa-15149	4	30	:	:	PUNCT
ajfa-15149	4	31	ammari_anis1@yahoo.fr	ammari_anis1@yahoo.fr	PROPN
ajfa-15149	4	32	abdelfettah	abdelfettah	PROPN
ajfa-15149	4	33	bouri	bouri	PROPN
ajfa-15149	4	34	professor	professor	NOUN
ajfa-15149	4	35	of	of	ADP
ajfa-15149	4	36	finance	finance	NOUN
ajfa-15149	4	37	at	at	ADP
ajfa-15149	4	38	the	the	DET
ajfa-15149	4	39	faculty	faculty	NOUN
ajfa-15149	4	40	of	of	ADP
ajfa-15149	4	41	economics	economic	NOUN
ajfa-15149	4	42	and	and	CCONJ
ajfa-15149	4	43	management	management	NOUN
ajfa-15149	4	44	of	of	ADP
ajfa-15149	4	45	sfax	sfax	ADJ
ajfa-15149	4	46	director	director	NOUN
ajfa-15149	4	47	of	of	ADP
ajfa-15149	4	48	finance	finance	NOUN
ajfa-15149	4	49	,	,	PUNCT
ajfa-15149	4	50	governance	governance	NOUN
ajfa-15149	4	51	,	,	PUNCT
ajfa-15149	4	52	and	and	CCONJ
ajfa-15149	4	53	accounting	accounting	NOUN
ajfa-15149	4	54	laboratory	laboratory	NOUN
ajfa-15149	4	55	,	,	PUNCT
ajfa-15149	4	56	university	university	NOUN
ajfa-15149	4	57	of	of	ADP
ajfa-15149	4	58	sfax	sfax	NOUN
ajfa-15149	4	59	,	,	PUNCT
ajfa-15149	4	60	tunisia	tunisia	NOUN
ajfa-15149	4	61	e	e	NOUN
ajfa-15149	4	62	-	-	NOUN
ajfa-15149	4	63	mail	mail	NOUN
ajfa-15149	4	64	:	:	PUNCT
ajfa-15149	4	65	bouriabdelf@gmail.com	bouriabdelf@gmail.com	NOUN
ajfa-15149	4	66	received	receive	VERB
ajfa-15149	4	67	:	:	PUNCT
ajfa-15149	4	68	august	august	PROPN
ajfa-15149	4	69	5	5	NUM
ajfa-15149	4	70	,	,	PUNCT
ajfa-15149	4	71	2019	2019	NUM
ajfa-15149	4	72	accepted	accept	VERB
ajfa-15149	4	73	:	:	PUNCT
ajfa-15149	4	74	sep	sep	PROPN
ajfa-15149	4	75	22	22	NUM
ajfa-15149	4	76	,	,	PUNCT
ajfa-15149	4	77	2019	2019	NUM
ajfa-15149	4	78	published	publish	VERB
ajfa-15149	4	79	:	:	PUNCT
ajfa-15149	4	80	december	december	PROPN
ajfa-15149	4	81	1	1	NUM
ajfa-15149	4	82	,	,	PUNCT
ajfa-15149	4	83	2019	2019	NUM
ajfa-15149	4	84	doi:10.5296	doi:10.5296	NOUN
ajfa-15149	4	85	/	/	SYM
ajfa-15149	4	86	ajfa.v11i2.15149	ajfa.v11i2.15149	NOUN
ajfa-15149	4	87	url	url	NOUN
ajfa-15149	4	88	:	:	PUNCT
ajfa-15149	4	89	https://doi.org/10.5296/ajfa.v11i2.15149	https://doi.org/10.5296/ajfa.v11i2.15149	NOUN
ajfa-15149	4	90	abstract	abstract	ADJ
ajfa-15149	4	91	:	:	PUNCT
ajfa-15149	4	92	the	the	DET
ajfa-15149	4	93	knowledge	knowledge	NOUN
ajfa-15149	4	94	value	value	NOUN
ajfa-15149	4	95	produced	produce	VERB
ajfa-15149	4	96	by	by	ADP
ajfa-15149	4	97	this	this	DET
ajfa-15149	4	98	research	research	NOUN
ajfa-15149	4	99	was	be	AUX
ajfa-15149	4	100	established	establish	VERB
ajfa-15149	4	101	in	in	ADP
ajfa-15149	4	102	particular	particular	ADJ
ajfa-15149	4	103	by	by	ADP
ajfa-15149	4	104	the	the	DET
ajfa-15149	4	105	methodological	methodological	ADJ
ajfa-15149	4	106	challenges	challenge	NOUN
ajfa-15149	4	107	of	of	ADP
ajfa-15149	4	108	the	the	DET
ajfa-15149	4	109	comparative	comparative	ADJ
ajfa-15149	4	110	study	study	NOUN
ajfa-15149	4	111	.	.	PUNCT
ajfa-15149	5	1	based	base	VERB
ajfa-15149	5	2	on	on	ADP
ajfa-15149	5	3	a	a	DET
ajfa-15149	5	4	process	process	NOUN
ajfa-15149	5	5	of	of	ADP
ajfa-15149	5	6	bibliographic	bibliographic	ADJ
ajfa-15149	5	7	research	research	NOUN
ajfa-15149	5	8	,	,	PUNCT
ajfa-15149	5	9	available	available	ADJ
ajfa-15149	5	10	conditional	conditional	ADJ
ajfa-15149	5	11	observation	observation	NOUN
ajfa-15149	5	12	and	and	CCONJ
ajfa-15149	5	13	necessary	necessary	ADJ
ajfa-15149	5	14	statistical	statistical	ADJ
ajfa-15149	5	15	tests	test	NOUN
ajfa-15149	5	16	,	,	PUNCT
ajfa-15149	5	17	we	we	PRON
ajfa-15149	5	18	innovated	innovate	VERB
ajfa-15149	5	19	an	an	DET
ajfa-15149	5	20	equiprobable	equiprobable	ADJ
ajfa-15149	5	21	comparison	comparison	NOUN
ajfa-15149	5	22	between	between	ADP
ajfa-15149	5	23	the	the	DET
ajfa-15149	5	24	solvencies	solvency	NOUN
ajfa-15149	5	25	of	of	ADP
ajfa-15149	5	26	conventional	conventional	ADJ
ajfa-15149	5	27	and	and	CCONJ
ajfa-15149	5	28	islamic	islamic	ADJ
ajfa-15149	5	29	banks	bank	NOUN
ajfa-15149	5	30	over	over	ADP
ajfa-15149	5	31	the	the	DET
ajfa-15149	5	32	period	period	NOUN
ajfa-15149	5	33	(	(	PUNCT
ajfa-15149	5	34	2010	2010	NUM
ajfa-15149	5	35	-	-	SYM
ajfa-15149	5	36	2018	2018	NUM
ajfa-15149	5	37	)	)	PUNCT
ajfa-15149	5	38	.	.	PUNCT
ajfa-15149	6	1	our	our	PRON
ajfa-15149	6	2	study	study	NOUN
ajfa-15149	6	3	is	be	AUX
ajfa-15149	6	4	not	not	PART
ajfa-15149	6	5	only	only	ADV
ajfa-15149	6	6	a	a	DET
ajfa-15149	6	7	matter	matter	NOUN
ajfa-15149	6	8	of	of	ADP
ajfa-15149	6	9	dealing	deal	VERB
ajfa-15149	6	10	generically	generically	ADV
ajfa-15149	6	11	with	with	ADP
ajfa-15149	6	12	the	the	DET
ajfa-15149	6	13	financial	financial	ADJ
ajfa-15149	6	14	solvency	solvency	NOUN
ajfa-15149	6	15	question	question	NOUN
ajfa-15149	6	16	of	of	ADP
ajfa-15149	6	17	conventional	conventional	ADJ
ajfa-15149	6	18	and	and	CCONJ
ajfa-15149	6	19	islamic	islamic	ADJ
ajfa-15149	6	20	banks	bank	NOUN
ajfa-15149	6	21	but	but	CCONJ
ajfa-15149	6	22	also	also	ADV
ajfa-15149	6	23	,	,	PUNCT
ajfa-15149	6	24	we	we	PRON
ajfa-15149	6	25	analyzed	analyze	VERB
ajfa-15149	6	26	the	the	DET
ajfa-15149	6	27	inherent	inherent	ADJ
ajfa-15149	6	28	implications	implication	NOUN
ajfa-15149	6	29	and	and	CCONJ
ajfa-15149	6	30	difficulties	difficulty	NOUN
ajfa-15149	6	31	that	that	PRON
ajfa-15149	6	32	may	may	AUX
ajfa-15149	6	33	alter	alter	VERB
ajfa-15149	6	34	the	the	DET
ajfa-15149	6	35	results	result	NOUN
ajfa-15149	6	36	and	and	CCONJ
ajfa-15149	6	37	influence	influence	VERB
ajfa-15149	6	38	the	the	DET
ajfa-15149	6	39	establishment	establishment	NOUN
ajfa-15149	6	40	of	of	ADP
ajfa-15149	6	41	an	an	DET
ajfa-15149	6	42	operative	operative	ADJ
ajfa-15149	6	43	evaluation	evaluation	NOUN
ajfa-15149	6	44	of	of	ADP
ajfa-15149	6	45	financial	financial	ADJ
ajfa-15149	6	46	institutions	institution	NOUN
ajfa-15149	6	47	.	.	PUNCT
ajfa-15149	7	1	two	two	NUM
ajfa-15149	7	2	samples	sample	NOUN
ajfa-15149	7	3	were	be	AUX
ajfa-15149	7	4	taken	take	VERB
ajfa-15149	7	5	from	from	ADP
ajfa-15149	7	6	two	two	NUM
ajfa-15149	7	7	reference	reference	NOUN
ajfa-15149	7	8	populations	population	NOUN
ajfa-15149	7	9	.	.	PUNCT
ajfa-15149	8	1	the	the	DET
ajfa-15149	8	2	core	core	NOUN
ajfa-15149	8	3	populations	population	NOUN
ajfa-15149	8	4	are	be	AUX
ajfa-15149	8	5	all	all	PRON
ajfa-15149	8	6	existing	exist	VERB
ajfa-15149	8	7	conventional	conventional	ADJ
ajfa-15149	8	8	and	and	CCONJ
ajfa-15149	8	9	islamic	islamic	ADJ
ajfa-15149	8	10	banks	bank	NOUN
ajfa-15149	8	11	in	in	ADP
ajfa-15149	8	12	the	the	DET
ajfa-15149	8	13	selected	select	VERB
ajfa-15149	8	14	countries	country	NOUN
ajfa-15149	8	15	.	.	PUNCT
ajfa-15149	9	1	the	the	DET
ajfa-15149	9	2	choice	choice	NOUN
ajfa-15149	9	3	of	of	ADP
ajfa-15149	9	4	banks	bank	NOUN
ajfa-15149	9	5	is	be	AUX
ajfa-15149	9	6	limited	limit	VERB
ajfa-15149	9	7	to	to	ADP
ajfa-15149	9	8	countries	country	NOUN
ajfa-15149	9	9	whose	whose	DET
ajfa-15149	9	10	banking	banking	NOUN
ajfa-15149	9	11	systems	system	NOUN
ajfa-15149	9	12	asian	asian	ADJ
ajfa-15149	9	13	journal	journal	PROPN
ajfa-15149	9	14	of	of	ADP
ajfa-15149	9	15	finance	finance	PROPN
ajfa-15149	9	16	&	&	CCONJ
ajfa-15149	9	17	accounting	accounting	PROPN
ajfa-15149	9	18	issn	issn	PROPN
ajfa-15149	9	19	1946	1946	NUM
ajfa-15149	9	20	-	-	PUNCT
ajfa-15149	9	21	052x	052x	PROPN
ajfa-15149	9	22	2019	2019	NUM
ajfa-15149	9	23	,	,	PUNCT
ajfa-15149	9	24	vol	vol	NOUN
ajfa-15149	9	25	.	.	PROPN
ajfa-15149	9	26	11	11	NUM
ajfa-15149	9	27	,	,	PUNCT
ajfa-15149	9	28	no	no	INTJ
ajfa-15149	9	29	.	.	NOUN
ajfa-15149	9	30	2	2	NUM
ajfa-15149	9	31	ajfa.macrothink.org/	ajfa.macrothink.org/	NOUN
ajfa-15149	9	32	2	2	NUM
ajfa-15149	9	33	incorporate	incorporate	VERB
ajfa-15149	9	34	both	both	CCONJ
ajfa-15149	9	35	islamic	islamic	ADJ
ajfa-15149	9	36	and	and	CCONJ
ajfa-15149	9	37	conventional	conventional	ADJ
ajfa-15149	9	38	banks	bank	NOUN
ajfa-15149	9	39	regardless	regardless	ADV
ajfa-15149	9	40	of	of	ADP
ajfa-15149	9	41	the	the	DET
ajfa-15149	9	42	proportion	proportion	NOUN
ajfa-15149	9	43	of	of	ADP
ajfa-15149	9	44	each	each	DET
ajfa-15149	9	45	system	system	NOUN
ajfa-15149	9	46	in	in	ADP
ajfa-15149	9	47	the	the	DET
ajfa-15149	9	48	country	country	NOUN
ajfa-15149	9	49	's	's	PART
ajfa-15149	9	50	banking	banking	NOUN
ajfa-15149	9	51	market	market	NOUN
ajfa-15149	9	52	.	.	PUNCT
ajfa-15149	10	1	subsequently	subsequently	ADV
ajfa-15149	10	2	,	,	PUNCT
ajfa-15149	10	3	each	each	DET
ajfa-15149	10	4	list	list	NOUN
ajfa-15149	10	5	bank	bank	NOUN
ajfa-15149	10	6	was	be	AUX
ajfa-15149	10	7	reduced	reduce	VERB
ajfa-15149	10	8	based	base	VERB
ajfa-15149	10	9	on	on	ADP
ajfa-15149	10	10	qualitative	qualitative	ADJ
ajfa-15149	10	11	and	and	CCONJ
ajfa-15149	10	12	quantitative	quantitative	ADJ
ajfa-15149	10	13	filtering	filtering	NOUN
ajfa-15149	10	14	criteria	criterion	NOUN
ajfa-15149	10	15	.	.	PUNCT
ajfa-15149	11	1	therefore	therefore	ADV
ajfa-15149	11	2	,	,	PUNCT
ajfa-15149	11	3	each	each	DET
ajfa-15149	11	4	conventional	conventional	ADJ
ajfa-15149	11	5	bank	bank	NOUN
ajfa-15149	11	6	has	have	VERB
ajfa-15149	11	7	its	its	PRON
ajfa-15149	11	8	closest	close	ADJ
ajfa-15149	11	9	islamic	islamic	ADJ
ajfa-15149	11	10	equivalence	equivalence	NOUN
ajfa-15149	11	11	in	in	ADP
ajfa-15149	11	12	terms	term	NOUN
ajfa-15149	11	13	of	of	ADP
ajfa-15149	11	14	capital	capital	NOUN
ajfa-15149	11	15	and	and	CCONJ
ajfa-15149	11	16	size	size	NOUN
ajfa-15149	11	17	taken	take	VERB
ajfa-15149	11	18	from	from	ADP
ajfa-15149	11	19	the	the	DET
ajfa-15149	11	20	same	same	ADJ
ajfa-15149	11	21	country	country	NOUN
ajfa-15149	11	22	.	.	PUNCT
ajfa-15149	12	1	this	this	DET
ajfa-15149	12	2	restriction	restriction	NOUN
ajfa-15149	12	3	reduced	reduce	VERB
ajfa-15149	12	4	the	the	DET
ajfa-15149	12	5	sample	sample	NOUN
ajfa-15149	12	6	size	size	NOUN
ajfa-15149	12	7	to	to	ADP
ajfa-15149	12	8	63	63	NUM
ajfa-15149	12	9	banks	bank	NOUN
ajfa-15149	12	10	each	each	PRON
ajfa-15149	12	11	.	.	PUNCT
ajfa-15149	13	1	the	the	DET
ajfa-15149	13	2	selected	select	VERB
ajfa-15149	13	3	banks	bank	NOUN
ajfa-15149	13	4	are	be	AUX
ajfa-15149	13	5	all	all	ADV
ajfa-15149	13	6	large	large	ADJ
ajfa-15149	13	7	and	and	CCONJ
ajfa-15149	13	8	listed	list	VERB
ajfa-15149	13	9	in	in	ADP
ajfa-15149	13	10	different	different	ADJ
ajfa-15149	13	11	stock	stock	NOUN
ajfa-15149	13	12	exchanges	exchange	NOUN
ajfa-15149	13	13	around	around	ADP
ajfa-15149	13	14	the	the	DET
ajfa-15149	13	15	world	world	NOUN
ajfa-15149	13	16	.	.	PUNCT
ajfa-15149	14	1	in	in	ADP
ajfa-15149	14	2	conclusion	conclusion	NOUN
ajfa-15149	14	3	,	,	PUNCT
ajfa-15149	14	4	we	we	PRON
ajfa-15149	14	5	found	find	VERB
ajfa-15149	14	6	that	that	SCONJ
ajfa-15149	14	7	conventional	conventional	ADJ
ajfa-15149	14	8	banks	bank	NOUN
ajfa-15149	14	9	are	be	AUX
ajfa-15149	14	10	more	more	ADV
ajfa-15149	14	11	solvent	solvent	ADJ
ajfa-15149	14	12	than	than	ADP
ajfa-15149	14	13	islamic	islamic	ADJ
ajfa-15149	14	14	banks	bank	NOUN
ajfa-15149	14	15	during	during	ADP
ajfa-15149	14	16	a	a	DET
ajfa-15149	14	17	financial	financial	ADJ
ajfa-15149	14	18	stable	stable	ADJ
ajfa-15149	14	19	period	period	NOUN
ajfa-15149	14	20	.	.	PUNCT
ajfa-15149	15	1	keywords	keyword	NOUN
ajfa-15149	15	2	:	:	PUNCT
ajfa-15149	15	3	conventional	conventional	ADJ
ajfa-15149	15	4	banks	bank	NOUN
ajfa-15149	15	5	,	,	PUNCT
ajfa-15149	15	6	islamic	islamic	ADJ
ajfa-15149	15	7	banks	bank	NOUN
ajfa-15149	15	8	,	,	PUNCT
ajfa-15149	15	9	solvency	solvency	NOUN
ajfa-15149	15	10	,	,	PUNCT
ajfa-15149	15	11	comparative	comparative	ADJ
ajfa-15149	15	12	study	study	NOUN
ajfa-15149	15	13	,	,	PUNCT
ajfa-15149	15	14	financial	financial	ADJ
ajfa-15149	15	15	stable	stable	ADJ
ajfa-15149	15	16	period	period	NOUN
ajfa-15149	15	17	.	.	PUNCT
ajfa-15149	16	1	jel	jel	PROPN
ajfa-15149	16	2	classification	classification	NOUN
ajfa-15149	16	3	:	:	PUNCT
ajfa-15149	16	4	f33	f33	PROPN
ajfa-15149	16	5	,	,	PUNCT
ajfa-15149	16	6	g20	g20	NOUN
ajfa-15149	16	7	,	,	PUNCT
ajfa-15149	16	8	g21	g21	PROPN
ajfa-15149	16	9	,	,	PUNCT
ajfa-15149	16	10	g24	g24	PROPN
ajfa-15149	16	11	,	,	PUNCT
ajfa-15149	16	12	g30	g30	PROPN
ajfa-15149	16	13	.	.	PUNCT
ajfa-15149	16	14	abbreviations	abbreviation	NOUN
ajfa-15149	16	15	’	'	PUNCT
ajfa-15149	16	16	meaning	mean	VERB
ajfa-15149	16	17	:	:	PUNCT
ajfa-15149	16	18	cb	cb	NOUN
ajfa-15149	16	19	:	:	PUNCT
ajfa-15149	16	20	conventional	conventional	ADJ
ajfa-15149	16	21	bank	bank	NOUN
ajfa-15149	16	22	;	;	PUNCT
ajfa-15149	16	23	cbs	cbs	PROPN
ajfa-15149	16	24	:	:	PUNCT
ajfa-15149	16	25	conventional	conventional	ADJ
ajfa-15149	16	26	banks	bank	NOUN
ajfa-15149	16	27	ib	ib	VERB
ajfa-15149	16	28	:	:	PUNCT
ajfa-15149	16	29	islamic	islamic	PROPN
ajfa-15149	16	30	bank	bank	PROPN
ajfa-15149	16	31	;	;	PUNCT
ajfa-15149	16	32	ibs	ibs	PROPN
ajfa-15149	16	33	:	:	PUNCT
ajfa-15149	16	34	islamic	islamic	ADJ
ajfa-15149	16	35	banks	bank	NOUN
ajfa-15149	16	36	asian	asian	PROPN
ajfa-15149	16	37	journal	journal	PROPN
ajfa-15149	16	38	of	of	ADP
ajfa-15149	16	39	finance	finance	PROPN
ajfa-15149	16	40	&	&	CCONJ
ajfa-15149	16	41	accounting	accounting	PROPN
ajfa-15149	16	42	issn	issn	PROPN
ajfa-15149	16	43	1946	1946	NUM
ajfa-15149	16	44	-	-	PUNCT
ajfa-15149	16	45	052x	052x	PROPN
ajfa-15149	16	46	2019	2019	NUM
ajfa-15149	16	47	,	,	PUNCT
ajfa-15149	16	48	vol	vol	NOUN
ajfa-15149	16	49	.	.	PROPN
ajfa-15149	16	50	11	11	NUM
ajfa-15149	16	51	,	,	PUNCT
ajfa-15149	16	52	no	no	INTJ
ajfa-15149	16	53	.	.	NOUN
ajfa-15149	16	54	2	2	NUM
ajfa-15149	16	55	ajfa.macrothink.org/	ajfa.macrothink.org/	NOUN
ajfa-15149	16	56	3	3	NUM
ajfa-15149	16	57	1	1	NUM
ajfa-15149	16	58	.	.	PUNCT
ajfa-15149	17	1	introduction	introduction	NOUN
ajfa-15149	17	2	performance	performance	NOUN
ajfa-15149	17	3	is	be	AUX
ajfa-15149	17	4	a	a	DET
ajfa-15149	17	5	topic	topic	NOUN
ajfa-15149	17	6	of	of	ADP
ajfa-15149	17	7	debate	debate	NOUN
ajfa-15149	17	8	,	,	PUNCT
ajfa-15149	17	9	it	it	PRON
ajfa-15149	17	10	remains	remain	VERB
ajfa-15149	17	11	the	the	DET
ajfa-15149	17	12	primary	primary	ADJ
ajfa-15149	17	13	goal	goal	NOUN
ajfa-15149	17	14	of	of	ADP
ajfa-15149	17	15	any	any	DET
ajfa-15149	17	16	business	business	NOUN
ajfa-15149	17	17	without	without	ADP
ajfa-15149	17	18	exception	exception	NOUN
ajfa-15149	17	19	(	(	PUNCT
ajfa-15149	17	20	gilbert	gilbert	PROPN
ajfa-15149	17	21	and	and	CCONJ
ajfa-15149	17	22	charpentier	charpentier	NOUN
ajfa-15149	17	23	,	,	PUNCT
ajfa-15149	17	24	2004	2004	NUM
ajfa-15149	17	25	)	)	PUNCT
ajfa-15149	17	26	.	.	PUNCT
ajfa-15149	18	1	numerous	numerous	ADJ
ajfa-15149	18	2	studies	study	NOUN
ajfa-15149	18	3	have	have	AUX
ajfa-15149	18	4	focused	focus	VERB
ajfa-15149	18	5	on	on	ADP
ajfa-15149	18	6	the	the	DET
ajfa-15149	18	7	performance	performance	NOUN
ajfa-15149	18	8	of	of	ADP
ajfa-15149	18	9	banks	bank	NOUN
ajfa-15149	18	10	because	because	SCONJ
ajfa-15149	18	11	of	of	ADP
ajfa-15149	18	12	the	the	DET
ajfa-15149	18	13	impressive	impressive	ADJ
ajfa-15149	18	14	development	development	NOUN
ajfa-15149	18	15	and	and	CCONJ
ajfa-15149	18	16	the	the	DET
ajfa-15149	18	17	pace	pace	NOUN
ajfa-15149	18	18	increasingly	increasingly	ADV
ajfa-15149	18	19	accelerated	accelerate	VERB
ajfa-15149	18	20	of	of	ADP
ajfa-15149	18	21	economic	economic	ADJ
ajfa-15149	18	22	growth	growth	NOUN
ajfa-15149	18	23	,	,	PUNCT
ajfa-15149	18	24	marked	mark	VERB
ajfa-15149	18	25	by	by	ADP
ajfa-15149	18	26	a	a	DET
ajfa-15149	18	27	succession	succession	NOUN
ajfa-15149	18	28	of	of	ADP
ajfa-15149	18	29	financial	financial	ADJ
ajfa-15149	18	30	crises	crisis	NOUN
ajfa-15149	18	31	.	.	PUNCT
ajfa-15149	19	1	interest	interest	NOUN
ajfa-15149	19	2	in	in	ADP
ajfa-15149	19	3	the	the	DET
ajfa-15149	19	4	performance	performance	NOUN
ajfa-15149	19	5	of	of	ADP
ajfa-15149	19	6	ibs	ibs	PROPN
ajfa-15149	19	7	is	be	AUX
ajfa-15149	19	8	growing	grow	VERB
ajfa-15149	19	9	due	due	ADJ
ajfa-15149	19	10	to	to	ADP
ajfa-15149	19	11	unexpected	unexpected	ADJ
ajfa-15149	19	12	financial	financial	ADJ
ajfa-15149	19	13	developments	development	NOUN
ajfa-15149	19	14	.	.	PUNCT
ajfa-15149	20	1	redesigning	redesign	VERB
ajfa-15149	20	2	this	this	DET
ajfa-15149	20	3	type	type	NOUN
ajfa-15149	20	4	of	of	ADP
ajfa-15149	20	5	institution	institution	NOUN
ajfa-15149	20	6	as	as	ADP
ajfa-15149	20	7	a	a	DET
ajfa-15149	20	8	panoply	panoply	NOUN
ajfa-15149	20	9	of	of	ADP
ajfa-15149	20	10	the	the	DET
ajfa-15149	20	11	global	global	ADJ
ajfa-15149	20	12	monetary	monetary	ADJ
ajfa-15149	20	13	system	system	NOUN
ajfa-15149	20	14	leads	lead	VERB
ajfa-15149	20	15	to	to	ADP
ajfa-15149	20	16	the	the	DET
ajfa-15149	20	17	intensification	intensification	NOUN
ajfa-15149	20	18	of	of	ADP
ajfa-15149	20	19	a	a	DET
ajfa-15149	20	20	typical	typical	ADJ
ajfa-15149	20	21	differential	differential	ADJ
ajfa-15149	20	22	competition	competition	NOUN
ajfa-15149	20	23	between	between	ADP
ajfa-15149	20	24	two	two	NUM
ajfa-15149	20	25	banking	banking	NOUN
ajfa-15149	20	26	models	model	NOUN
ajfa-15149	20	27	in	in	ADP
ajfa-15149	20	28	an	an	DET
ajfa-15149	20	29	increasingly	increasingly	ADV
ajfa-15149	20	30	hostile	hostile	ADJ
ajfa-15149	20	31	financial	financial	ADJ
ajfa-15149	20	32	world	world	NOUN
ajfa-15149	20	33	always	always	ADV
ajfa-15149	20	34	seeking	seek	VERB
ajfa-15149	20	35	the	the	DET
ajfa-15149	20	36	maximization	maximization	NOUN
ajfa-15149	20	37	of	of	ADP
ajfa-15149	20	38	performance	performance	NOUN
ajfa-15149	20	39	and	and	CCONJ
ajfa-15149	20	40	wealth	wealth	NOUN
ajfa-15149	20	41	.	.	PUNCT
ajfa-15149	21	1	the	the	DET
ajfa-15149	21	2	assessment	assessment	NOUN
ajfa-15149	21	3	of	of	ADP
ajfa-15149	21	4	bank	bank	NOUN
ajfa-15149	21	5	performance	performance	NOUN
ajfa-15149	21	6	is	be	AUX
ajfa-15149	21	7	very	very	ADV
ajfa-15149	21	8	important	important	ADJ
ajfa-15149	21	9	for	for	ADP
ajfa-15149	21	10	all	all	DET
ajfa-15149	21	11	stakeholders	stakeholder	NOUN
ajfa-15149	21	12	:	:	PUNCT
ajfa-15149	21	13	depositors	depositor	NOUN
ajfa-15149	21	14	,	,	PUNCT
ajfa-15149	21	15	bank	bank	NOUN
ajfa-15149	21	16	managers	manager	NOUN
ajfa-15149	21	17	,	,	PUNCT
ajfa-15149	21	18	investors	investor	NOUN
ajfa-15149	21	19	,	,	PUNCT
ajfa-15149	21	20	and	and	CCONJ
ajfa-15149	21	21	regulators	regulator	NOUN
ajfa-15149	21	22	.	.	PUNCT
ajfa-15149	22	1	in	in	ADP
ajfa-15149	22	2	the	the	DET
ajfa-15149	22	3	financial	financial	ADJ
ajfa-15149	22	4	market	market	NOUN
ajfa-15149	22	5	,	,	PUNCT
ajfa-15149	22	6	the	the	DET
ajfa-15149	22	7	banks	bank	NOUN
ajfa-15149	22	8	’	’	PART
ajfa-15149	22	9	performance	performance	NOUN
ajfa-15149	22	10	provides	provide	VERB
ajfa-15149	22	11	a	a	DET
ajfa-15149	22	12	signal	signal	NOUN
ajfa-15149	22	13	to	to	ADP
ajfa-15149	22	14	the	the	DET
ajfa-15149	22	15	owners	owner	NOUN
ajfa-15149	22	16	of	of	ADP
ajfa-15149	22	17	capital	capital	NOUN
ajfa-15149	22	18	,	,	PUNCT
ajfa-15149	22	19	depositors	depositor	NOUN
ajfa-15149	22	20	,	,	PUNCT
ajfa-15149	22	21	and	and	CCONJ
ajfa-15149	22	22	investors	investor	NOUN
ajfa-15149	22	23	to	to	PART
ajfa-15149	22	24	operate	operate	VERB
ajfa-15149	22	25	or	or	CCONJ
ajfa-15149	22	26	withdraw	withdraw	VERB
ajfa-15149	22	27	their	their	PRON
ajfa-15149	22	28	funds	fund	NOUN
ajfa-15149	22	29	from	from	ADP
ajfa-15149	22	30	the	the	DET
ajfa-15149	22	31	bank	bank	NOUN
ajfa-15149	22	32	.	.	PUNCT
ajfa-15149	23	1	similarly	similarly	ADV
ajfa-15149	23	2	,	,	PUNCT
ajfa-15149	23	3	the	the	DET
ajfa-15149	23	4	assessment	assessment	NOUN
ajfa-15149	23	5	provides	provide	VERB
ajfa-15149	23	6	a	a	DET
ajfa-15149	23	7	signal	signal	NOUN
ajfa-15149	23	8	to	to	ADP
ajfa-15149	23	9	islamic	islamic	ADJ
ajfa-15149	23	10	and	and	CCONJ
ajfa-15149	23	11	conventional	conventional	ADJ
ajfa-15149	23	12	bank	bank	NOUN
ajfa-15149	23	13	managers	manager	NOUN
ajfa-15149	23	14	to	to	PART
ajfa-15149	23	15	improve	improve	VERB
ajfa-15149	23	16	their	their	PRON
ajfa-15149	23	17	deposit	deposit	NOUN
ajfa-15149	23	18	and	and	CCONJ
ajfa-15149	23	19	loan	loan	NOUN
ajfa-15149	23	20	services	service	NOUN
ajfa-15149	23	21	or	or	CCONJ
ajfa-15149	23	22	both	both	PRON
ajfa-15149	23	23	to	to	PART
ajfa-15149	23	24	improve	improve	VERB
ajfa-15149	23	25	their	their	PRON
ajfa-15149	23	26	financing	financing	NOUN
ajfa-15149	23	27	capabilities	capability	NOUN
ajfa-15149	23	28	.	.	PUNCT
ajfa-15149	24	1	regulators	regulator	NOUN
ajfa-15149	24	2	are	be	AUX
ajfa-15149	24	3	also	also	ADV
ajfa-15149	24	4	interested	interested	ADJ
ajfa-15149	24	5	in	in	ADP
ajfa-15149	24	6	knowing	know	VERB
ajfa-15149	24	7	the	the	DET
ajfa-15149	24	8	degree	degree	NOUN
ajfa-15149	24	9	of	of	ADP
ajfa-15149	24	10	compliance	compliance	NOUN
ajfa-15149	24	11	as	as	ADV
ajfa-15149	24	12	well	well	ADV
ajfa-15149	24	13	as	as	ADP
ajfa-15149	24	14	the	the	DET
ajfa-15149	24	15	horizon	horizon	NOUN
ajfa-15149	24	16	of	of	ADP
ajfa-15149	24	17	its	its	PRON
ajfa-15149	24	18	regulations	regulation	NOUN
ajfa-15149	24	19	.	.	PUNCT
ajfa-15149	25	1	systemic	systemic	ADJ
ajfa-15149	25	2	risk	risk	NOUN
ajfa-15149	25	3	could	could	AUX
ajfa-15149	25	4	in	in	ADP
ajfa-15149	25	5	turn	turn	VERB
ajfa-15149	25	6	trigger	trigger	VERB
ajfa-15149	25	7	a	a	DET
ajfa-15149	25	8	solvency	solvency	NOUN
ajfa-15149	25	9	crisis	crisis	NOUN
ajfa-15149	25	10	for	for	ADP
ajfa-15149	25	11	banks	bank	NOUN
ajfa-15149	25	12	in	in	ADP
ajfa-15149	25	13	such	such	DET
ajfa-15149	25	14	a	a	DET
ajfa-15149	25	15	country	country	NOUN
ajfa-15149	25	16	ended	end	VERB
ajfa-15149	25	17	by	by	ADP
ajfa-15149	25	18	the	the	DET
ajfa-15149	25	19	destruction	destruction	NOUN
ajfa-15149	25	20	of	of	ADP
ajfa-15149	25	21	the	the	DET
ajfa-15149	25	22	banking	banking	NOUN
ajfa-15149	25	23	system	system	NOUN
ajfa-15149	25	24	at	at	ADP
ajfa-15149	25	25	the	the	DET
ajfa-15149	25	26	international	international	ADJ
ajfa-15149	25	27	level	level	NOUN
ajfa-15149	25	28	in	in	ADP
ajfa-15149	25	29	the	the	DET
ajfa-15149	25	30	broad	broad	ADJ
ajfa-15149	25	31	sense	sense	NOUN
ajfa-15149	25	32	.	.	PUNCT
ajfa-15149	26	1	from	from	ADP
ajfa-15149	26	2	here	here	ADV
ajfa-15149	26	3	,	,	PUNCT
ajfa-15149	26	4	the	the	DET
ajfa-15149	26	5	world	world	NOUN
ajfa-15149	26	6	of	of	ADP
ajfa-15149	26	7	monetary	monetary	ADJ
ajfa-15149	26	8	exchange	exchange	NOUN
ajfa-15149	26	9	has	have	AUX
ajfa-15149	26	10	given	give	VERB
ajfa-15149	26	11	attention	attention	NOUN
ajfa-15149	26	12	to	to	ADP
ajfa-15149	26	13	the	the	DET
ajfa-15149	26	14	need	need	NOUN
ajfa-15149	26	15	to	to	PART
ajfa-15149	26	16	control	control	VERB
ajfa-15149	26	17	the	the	DET
ajfa-15149	26	18	banks	bank	NOUN
ajfa-15149	26	19	’	'	PUNCT
ajfa-15149	26	20	solvency	solvency	NOUN
ajfa-15149	26	21	.	.	PUNCT
ajfa-15149	27	1	however	however	ADV
ajfa-15149	27	2	,	,	PUNCT
ajfa-15149	27	3	previous	previous	ADJ
ajfa-15149	27	4	studies	study	NOUN
ajfa-15149	27	5	of	of	ADP
ajfa-15149	27	6	bank	bank	NOUN
ajfa-15149	27	7	performance	performance	NOUN
ajfa-15149	27	8	are	be	AUX
ajfa-15149	27	9	diverse	diverse	ADJ
ajfa-15149	27	10	,	,	PUNCT
ajfa-15149	27	11	but	but	CCONJ
ajfa-15149	27	12	they	they	PRON
ajfa-15149	27	13	are	be	AUX
ajfa-15149	27	14	far	far	ADV
ajfa-15149	27	15	from	from	ADP
ajfa-15149	27	16	satisfactory	satisfactory	ADJ
ajfa-15149	27	17	(	(	PUNCT
ajfa-15149	27	18	yeh	yeh	PROPN
ajfa-15149	27	19	,	,	PUNCT
ajfa-15149	27	20	1996	1996	NUM
ajfa-15149	27	21	;	;	PUNCT
ajfa-15149	27	22	dirrar	dirrar	NOUN
ajfa-15149	27	23	,	,	PUNCT
ajfa-15149	27	24	1996	1996	NUM
ajfa-15149	27	25	;	;	PUNCT
ajfa-15149	27	26	samad	samad	PROPN
ajfa-15149	27	27	,	,	PUNCT
ajfa-15149	27	28	1999	1999	NUM
ajfa-15149	27	29	;	;	PUNCT
ajfa-15149	27	30	ariff	ariff	PROPN
ajfa-15149	27	31	and	and	CCONJ
ajfa-15149	27	32	khalid	khalid	PROPN
ajfa-15149	27	33	,	,	PUNCT
ajfa-15149	27	34	2000	2000	NUM
ajfa-15149	27	35	;	;	PUNCT
ajfa-15149	27	36	samad	samad	PROPN
ajfa-15149	27	37	and	and	CCONJ
ajfa-15149	27	38	hassan	hassan	PROPN
ajfa-15149	27	39	,	,	PUNCT
ajfa-15149	27	40	2000	2000	NUM
ajfa-15149	27	41	;	;	PUNCT
ajfa-15149	27	42	roslyand	roslyand	NOUN
ajfa-15149	27	43	bakar	bakar	PROPN
ajfa-15149	27	44	,	,	PUNCT
ajfa-15149	27	45	2003	2003	NUM
ajfa-15149	27	46	;	;	PUNCT
ajfa-15149	27	47	webb	webb	PROPN
ajfa-15149	27	48	,	,	PUNCT
ajfa-15149	27	49	2003	2003	NUM
ajfa-15149	27	50	;	;	PUNCT
ajfa-15149	27	51	lacewell	lacewell	ADV
ajfa-15149	27	52	,	,	PUNCT
ajfa-15149	27	53	2003	2003	NUM
ajfa-15149	27	54	;	;	PUNCT
ajfa-15149	27	55	halkos	halkos	PROPN
ajfa-15149	27	56	and	and	CCONJ
ajfa-15149	27	57	salamouris	salamouris	PROPN
ajfa-15149	27	58	,	,	PUNCT
ajfa-15149	27	59	2004	2004	NUM
ajfa-15149	27	60	;	;	PUNCT
ajfa-15149	27	61	samad	samad	PROPN
ajfa-15149	27	62	,	,	PUNCT
ajfa-15149	27	63	2004b	2004b	NUM
ajfa-15149	27	64	;	;	PUNCT
ajfa-15149	27	65	yudistira	yudistira	PROPN
ajfa-15149	27	66	,	,	PUNCT
ajfa-15149	27	67	2004	2004	NUM
ajfa-15149	27	68	;	;	PUNCT
ajfa-15149	27	69	hussein	hussein	PROPN
ajfa-15149	27	70	,	,	PUNCT
ajfa-15149	27	71	2004	2004	NUM
ajfa-15149	27	72	;	;	PUNCT
ajfa-15149	27	73	alkassium	alkassium	NOUN
ajfa-15149	27	74	,	,	PUNCT
ajfa-15149	27	75	2005	2005	NUM
ajfa-15149	27	76	;	;	PUNCT
ajfa-15149	27	77	majid	majid	PROPN
ajfa-15149	27	78	et	et	PROPN
ajfa-15149	27	79	al	al	PROPN
ajfa-15149	27	80	.	.	PROPN
ajfa-15149	27	81	,	,	PUNCT
ajfa-15149	27	82	2005	2005	NUM
ajfa-15149	27	83	;	;	PUNCT
ajfa-15149	27	84	tarawneh	tarawneh	PROPN
ajfa-15149	27	85	,	,	PUNCT
ajfa-15149	27	86	2006	2006	NUM
ajfa-15149	27	87	;	;	PUNCT
ajfa-15149	27	88	kader	kader	PROPN
ajfa-15149	27	89	et	et	PROPN
ajfa-15149	27	90	al	al	PROPN
ajfa-15149	27	91	.	.	PROPN
ajfa-15149	27	92	,	,	PUNCT
ajfa-15149	27	93	2007	2007	NUM
ajfa-15149	27	94	;	;	PUNCT
ajfa-15149	27	95	fadzlan	fadzlan	NOUN
ajfa-15149	27	96	,	,	PUNCT
ajfa-15149	27	97	2007	2007	NUM
ajfa-15149	27	98	;	;	PUNCT
ajfa-15149	27	99	bader	bader	PROPN
ajfa-15149	27	100	et	et	PROPN
ajfa-15149	27	101	al	al	PROPN
ajfa-15149	27	102	.	.	PROPN
ajfa-15149	27	103	,	,	PUNCT
ajfa-15149	27	104	2007	2007	NUM
ajfa-15149	27	105	;	;	PUNCT
ajfa-15149	27	106	toumi	toumi	PROPN
ajfa-15149	27	107	,	,	PUNCT
ajfa-15149	27	108	et	et	PROPN
ajfa-15149	27	109	al	al	PROPN
ajfa-15149	27	110	.	.	PROPN
ajfa-15149	27	111	,	,	PUNCT
ajfa-15149	27	112	2008	2008	NUM
ajfa-15149	27	113	;	;	PUNCT
ajfa-15149	27	114	siddiqui	siddiqui	NOUN
ajfa-15149	27	115	,	,	PUNCT
ajfa-15149	27	116	2008	2008	NUM
ajfa-15149	27	117	;	;	PUNCT
ajfa-15149	27	118	moin	moin	X
ajfa-15149	27	119	,	,	PUNCT
ajfa-15149	27	120	2008	2008	NUM
ajfa-15149	27	121	;	;	PUNCT
ajfa-15149	27	122	ben	ben	PROPN
ajfa-15149	27	123	khediri	khediri	PROPN
ajfa-15149	27	124	et	et	PROPN
ajfa-15149	27	125	al	al	PROPN
ajfa-15149	27	126	.	.	PROPN
ajfa-15149	27	127	,	,	PUNCT
ajfa-15149	27	128	2008	2008	NUM
ajfa-15149	27	129	;	;	PUNCT
ajfa-15149	27	130	olson	olson	NOUN
ajfa-15149	27	131	and	and	CCONJ
ajfa-15149	27	132	zoubi	zoubi	NOUN
ajfa-15149	27	133	,	,	PUNCT
ajfa-15149	27	134	2008	2008	NUM
ajfa-15149	27	135	;	;	PUNCT
ajfa-15149	27	136	shamsher	shamsher	X
ajfa-15149	27	137	et	et	PROPN
ajfa-15149	27	138	al	al	PROPN
ajfa-15149	27	139	.	.	PROPN
ajfa-15149	27	140	,	,	PUNCT
ajfa-15149	27	141	2008	2008	NUM
ajfa-15149	27	142	;	;	PUNCT
ajfa-15149	27	143	cihak	cihak	NOUN
ajfa-15149	27	144	and	and	CCONJ
ajfa-15149	27	145	hesse	hesse	PROPN
ajfa-15149	27	146	,	,	PUNCT
ajfa-15149	27	147	2010	2010	NUM
ajfa-15149	27	148	;	;	PUNCT
ajfa-15149	27	149	safiullah	safiullah	PROPN
ajfa-15149	27	150	,	,	PUNCT
ajfa-15149	27	151	2010	2010	NUM
ajfa-15149	27	152	;	;	PUNCT
ajfa-15149	27	153	hasan	hasan	PROPN
ajfa-15149	27	154	and	and	CCONJ
ajfa-15149	27	155	dridi	dridi	PROPN
ajfa-15149	27	156	,	,	PUNCT
ajfa-15149	27	157	2010	2010	NUM
ajfa-15149	27	158	;	;	PUNCT
ajfa-15149	27	159	hussein	hussein	PROPN
ajfa-15149	27	160	and	and	CCONJ
ajfa-15149	27	161	charif	charif	PROPN
ajfa-15149	27	162	,	,	PUNCT
ajfa-15149	27	163	2011	2011	NUM
ajfa-15149	27	164	;	;	PUNCT
ajfa-15149	27	165	ika	ika	PROPN
ajfa-15149	27	166	and	and	CCONJ
ajfa-15149	27	167	abdullah	abdullah	PROPN
ajfa-15149	27	168	,	,	PUNCT
ajfa-15149	27	169	2011	2011	NUM
ajfa-15149	27	170	;	;	PUNCT
ajfa-15149	27	171	jaffar	jaffar	PROPN
ajfa-15149	27	172	and	and	CCONJ
ajfa-15149	27	173	manarvi	manarvi	VERB
ajfa-15149	27	174	,	,	PUNCT
ajfa-15149	27	175	2011	2011	NUM
ajfa-15149	27	176	;	;	PUNCT
ajfa-15149	27	177	omar	omar	PROPN
ajfa-15149	27	178	and	and	CCONJ
ajfa-15149	27	179	muhammad	muhammad	PROPN
ajfa-15149	27	180	,	,	PUNCT
ajfa-15149	27	181	2012	2012	NUM
ajfa-15149	27	182	;	;	PUNCT
ajfa-15149	27	183	johnes	johne	NOUN
ajfa-15149	27	184	et	et	PROPN
ajfa-15149	27	185	al	al	PROPN
ajfa-15149	27	186	.	.	PROPN
ajfa-15149	27	187	,	,	PUNCT
ajfa-15149	27	188	2012	2012	NUM
ajfa-15149	27	189	;	;	PUNCT
ajfa-15149	27	190	beck	beck	PROPN
ajfa-15149	27	191	et	et	PROPN
ajfa-15149	27	192	al	al	PROPN
ajfa-15149	27	193	.	.	PROPN
ajfa-15149	27	194	,	,	PUNCT
ajfa-15149	27	195	2013	2013	NUM
ajfa-15149	27	196	;	;	PUNCT
ajfa-15149	27	197	eljelly	eljelly	ADV
ajfa-15149	27	198	and	and	CCONJ
ajfa-15149	27	199	elobeed	elobeed	ADJ
ajfa-15149	27	200	,	,	PUNCT
ajfa-15149	27	201	2013	2013	NUM
ajfa-15149	27	202	;	;	PUNCT
ajfa-15149	27	203	fayed	faye	VERB
ajfa-15149	27	204	,	,	PUNCT
ajfa-15149	27	205	2013	2013	NUM
ajfa-15149	27	206	;	;	PUNCT
ajfa-15149	27	207	rozzani	rozzani	PROPN
ajfa-15149	27	208	and	and	CCONJ
ajfa-15149	27	209	rahman	rahman	PROPN
ajfa-15149	27	210	,	,	PUNCT
ajfa-15149	27	211	2013b	2013b	NUM
ajfa-15149	27	212	;	;	PUNCT
ajfa-15149	27	213	moin	moin	NUM
ajfa-15149	27	214	,	,	PUNCT
ajfa-15149	27	215	2013	2013	NUM
ajfa-15149	27	216	;	;	PUNCT
ajfa-15149	27	217	najjar	najjar	NOUN
ajfa-15149	27	218	,	,	PUNCT
ajfa-15149	27	219	2013	2013	NUM
ajfa-15149	27	220	;	;	PUNCT
ajfa-15149	27	221	al	al	PROPN
ajfa-15149	27	222	-	-	PUNCT
ajfa-15149	27	223	kayed	kaye	VERB
ajfa-15149	27	224	et	et	PROPN
ajfa-15149	27	225	al	al	PROPN
ajfa-15149	27	226	.	.	PROPN
ajfa-15149	27	227	,	,	PUNCT
ajfa-15149	27	228	2014	2014	NUM
ajfa-15149	27	229	;	;	PUNCT
ajfa-15149	27	230	hunjra	hunjra	NOUN
ajfa-15149	27	231	and	and	CCONJ
ajfa-15149	27	232	bashir	bashir	PROPN
ajfa-15149	27	233	,	,	PUNCT
ajfa-15149	27	234	2014	2014	NUM
ajfa-15149	27	235	;	;	PUNCT
ajfa-15149	27	236	zarrouk	zarrouk	ADV
ajfa-15149	27	237	,	,	PUNCT
ajfa-15149	27	238	2014	2014	NUM
ajfa-15149	27	239	;	;	PUNCT
ajfa-15149	27	240	cengiz	cengiz	PROPN
ajfa-15149	27	241	et	et	PROPN
ajfa-15149	27	242	al	al	PROPN
ajfa-15149	27	243	.	.	PROPN
ajfa-15149	27	244	,	,	PUNCT
ajfa-15149	27	245	2014	2014	NUM
ajfa-15149	27	246	;	;	PUNCT
ajfa-15149	27	247	youssef	youssef	PROPN
ajfa-15149	27	248	and	and	CCONJ
ajfa-15149	27	249	samir	samir	PROPN
ajfa-15149	27	250	,	,	PUNCT
ajfa-15149	27	251	2015	2015	NUM
ajfa-15149	27	252	;	;	PUNCT
ajfa-15149	27	253	jaffar	jaffar	PROPN
ajfa-15149	27	254	,	,	PUNCT
ajfa-15149	27	255	2016	2016	NUM
ajfa-15149	27	256	;	;	PUNCT
ajfa-15149	27	257	tlemsani	tlemsani	PROPN
ajfa-15149	27	258	and	and	CCONJ
ajfa-15149	27	259	al	al	PROPN
ajfa-15149	27	260	-	-	PUNCT
ajfa-15149	27	261	suwaidi	suwaidi	NOUN
ajfa-15149	27	262	,	,	PUNCT
ajfa-15149	27	263	2016	2016	NUM
ajfa-15149	27	264	;	;	PUNCT
ajfa-15149	27	265	tabash	tabash	VERB
ajfa-15149	27	266	et	et	PROPN
ajfa-15149	27	267	al	al	PROPN
ajfa-15149	27	268	.	.	PROPN
ajfa-15149	27	269	,	,	PUNCT
ajfa-15149	27	270	2017	2017	NUM
ajfa-15149	27	271	)	)	PUNCT
ajfa-15149	27	272	.	.	PUNCT
ajfa-15149	28	1	although	although	SCONJ
ajfa-15149	28	2	solvency	solvency	NOUN
ajfa-15149	28	3	is	be	AUX
ajfa-15149	28	4	a	a	DET
ajfa-15149	28	5	parameter	parameter	NOUN
ajfa-15149	28	6	of	of	ADP
ajfa-15149	28	7	performance	performance	NOUN
ajfa-15149	28	8	,	,	PUNCT
ajfa-15149	28	9	from	from	ADP
ajfa-15149	28	10	the	the	DET
ajfa-15149	28	11	comparison	comparison	NOUN
ajfa-15149	28	12	of	of	ADP
ajfa-15149	28	13	bank	bank	NOUN
ajfa-15149	28	14	solvency	solvency	NOUN
ajfa-15149	28	15	indicators	indicator	NOUN
ajfa-15149	28	16	,	,	PUNCT
ajfa-15149	28	17	we	we	PRON
ajfa-15149	28	18	have	have	AUX
ajfa-15149	28	19	found	find	VERB
ajfa-15149	28	20	that	that	SCONJ
ajfa-15149	28	21	primary	primary	ADJ
ajfa-15149	28	22	research	research	NOUN
ajfa-15149	28	23	has	have	AUX
ajfa-15149	28	24	suffered	suffer	VERB
ajfa-15149	28	25	from	from	ADP
ajfa-15149	28	26	organizational	organizational	ADJ
ajfa-15149	28	27	and	and	CCONJ
ajfa-15149	28	28	technical	technical	ADJ
ajfa-15149	28	29	limitations	limitation	NOUN
ajfa-15149	28	30	to	to	PART
ajfa-15149	28	31	fill	fill	VERB
ajfa-15149	28	32	in	in	ADP
ajfa-15149	28	33	the	the	DET
ajfa-15149	28	34	application	application	NOUN
ajfa-15149	28	35	and	and	CCONJ
ajfa-15149	28	36	analysis	analysis	NOUN
ajfa-15149	28	37	required	require	VERB
ajfa-15149	28	38	.	.	PUNCT
ajfa-15149	29	1	based	base	VERB
ajfa-15149	29	2	on	on	ADP
ajfa-15149	29	3	the	the	DET
ajfa-15149	29	4	correspondence	correspondence	NOUN
ajfa-15149	29	5	of	of	ADP
ajfa-15149	29	6	the	the	DET
ajfa-15149	29	7	same	same	ADJ
ajfa-15149	29	8	performance	performance	NOUN
ajfa-15149	29	9	measures	measure	NOUN
ajfa-15149	29	10	and	and	CCONJ
ajfa-15149	29	11	the	the	DET
ajfa-15149	29	12	same	same	ADJ
ajfa-15149	29	13	scenarios	scenario	NOUN
ajfa-15149	29	14	in	in	ADP
ajfa-15149	29	15	the	the	DET
ajfa-15149	29	16	context	context	NOUN
ajfa-15149	29	17	of	of	ADP
ajfa-15149	29	18	classical	classical	ADJ
ajfa-15149	29	19	or	or	CCONJ
ajfa-15149	29	20	islamic	islamic	ADJ
ajfa-15149	29	21	banks	bank	NOUN
ajfa-15149	29	22	,	,	PUNCT
ajfa-15149	29	23	two	two	NUM
ajfa-15149	29	24	conclusions	conclusion	NOUN
ajfa-15149	29	25	have	have	AUX
ajfa-15149	29	26	been	be	AUX
ajfa-15149	29	27	drawn	draw	VERB
ajfa-15149	29	28	from	from	ADP
ajfa-15149	29	29	the	the	DET
ajfa-15149	29	30	literature	literature	NOUN
ajfa-15149	29	31	.	.	PUNCT
ajfa-15149	30	1	on	on	ADP
ajfa-15149	30	2	the	the	DET
ajfa-15149	30	3	one	one	NUM
ajfa-15149	30	4	hand	hand	NOUN
ajfa-15149	30	5	,	,	PUNCT
ajfa-15149	30	6	ibs	ibs	PROPN
ajfa-15149	30	7	are	be	AUX
ajfa-15149	30	8	more	more	ADV
ajfa-15149	30	9	solvent	solvent	ADJ
ajfa-15149	30	10	if	if	SCONJ
ajfa-15149	30	11	the	the	DET
ajfa-15149	30	12	sample	sample	NOUN
ajfa-15149	30	13	tested	test	VERB
ajfa-15149	30	14	is	be	AUX
ajfa-15149	30	15	large	large	ADJ
ajfa-15149	30	16	.	.	PUNCT
ajfa-15149	31	1	moreover	moreover	ADV
ajfa-15149	31	2	,	,	PUNCT
ajfa-15149	31	3	the	the	DET
ajfa-15149	31	4	samples	sample	NOUN
ajfa-15149	31	5	were	be	AUX
ajfa-15149	31	6	taken	take	VERB
ajfa-15149	31	7	from	from	ADP
ajfa-15149	31	8	the	the	DET
ajfa-15149	31	9	countries	country	NOUN
ajfa-15149	31	10	in	in	ADP
ajfa-15149	31	11	which	which	PRON
ajfa-15149	31	12	both	both	CCONJ
ajfa-15149	31	13	conventional	conventional	ADJ
ajfa-15149	31	14	and	and	CCONJ
ajfa-15149	31	15	islamic	islamic	ADJ
ajfa-15149	31	16	banks	bank	NOUN
ajfa-15149	31	17	exist	exist	VERB
ajfa-15149	31	18	simultaneously	simultaneously	ADV
ajfa-15149	31	19	.	.	PUNCT
ajfa-15149	32	1	on	on	ADP
ajfa-15149	32	2	the	the	DET
ajfa-15149	32	3	other	other	ADJ
ajfa-15149	32	4	hand	hand	NOUN
ajfa-15149	32	5	,	,	PUNCT
ajfa-15149	32	6	if	if	SCONJ
ajfa-15149	32	7	the	the	DET
ajfa-15149	32	8	sample	sample	NOUN
ajfa-15149	32	9	tested	test	VERB
ajfa-15149	32	10	is	be	AUX
ajfa-15149	32	11	average	average	ADJ
ajfa-15149	32	12	,	,	PUNCT
ajfa-15149	32	13	cbs	cbs	PROPN
ajfa-15149	32	14	are	be	AUX
ajfa-15149	32	15	found	find	VERB
ajfa-15149	32	16	to	to	PART
ajfa-15149	32	17	be	be	AUX
ajfa-15149	32	18	more	more	ADV
ajfa-15149	32	19	solvent	solvent	ADJ
ajfa-15149	32	20	than	than	ADP
ajfa-15149	32	21	their	their	PRON
ajfa-15149	32	22	islamic	islamic	ADJ
ajfa-15149	32	23	counterparts	counterpart	NOUN
ajfa-15149	32	24	.	.	PUNCT
ajfa-15149	33	1	however	however	ADV
ajfa-15149	33	2	,	,	PUNCT
ajfa-15149	33	3	some	some	DET
ajfa-15149	33	4	researchers	researcher	NOUN
ajfa-15149	33	5	have	have	AUX
ajfa-15149	33	6	found	find	VERB
ajfa-15149	33	7	that	that	SCONJ
ajfa-15149	33	8	in	in	ADP
ajfa-15149	33	9	countries	country	NOUN
ajfa-15149	33	10	where	where	SCONJ
ajfa-15149	33	11	the	the	DET
ajfa-15149	33	12	market	market	NOUN
ajfa-15149	33	13	share	share	NOUN
ajfa-15149	33	14	of	of	ADP
ajfa-15149	33	15	ibs	ibs	PROPN
ajfa-15149	33	16	is	be	AUX
ajfa-15149	33	17	greater	great	ADJ
ajfa-15149	33	18	than	than	ADP
ajfa-15149	33	19	that	that	PRON
ajfa-15149	33	20	of	of	ADP
ajfa-15149	33	21	cbs	cbs	PROPN
ajfa-15149	33	22	,	,	PUNCT
ajfa-15149	33	23	solvency	solvency	NOUN
ajfa-15149	33	24	and	and	CCONJ
ajfa-15149	33	25	stability	stability	NOUN
ajfa-15149	33	26	are	be	AUX
ajfa-15149	33	27	still	still	ADV
ajfa-15149	33	28	volatile	volatile	ADJ
ajfa-15149	33	29	.	.	PUNCT
ajfa-15149	34	1	specifically	specifically	ADV
ajfa-15149	34	2	,	,	PUNCT
ajfa-15149	34	3	cbs	cbs	PROPN
ajfa-15149	34	4	tend	tend	VERB
ajfa-15149	34	5	to	to	PART
ajfa-15149	34	6	be	be	AUX
ajfa-15149	34	7	more	more	ADV
ajfa-15149	34	8	solvent	solvent	ADJ
ajfa-15149	34	9	,	,	PUNCT
ajfa-15149	34	10	but	but	CCONJ
ajfa-15149	34	11	less	less	ADV
ajfa-15149	34	12	stable	stable	ADJ
ajfa-15149	34	13	.	.	PUNCT
ajfa-15149	35	1	nevertheless	nevertheless	ADV
ajfa-15149	35	2	,	,	PUNCT
ajfa-15149	35	3	this	this	PRON
ajfa-15149	35	4	does	do	AUX
ajfa-15149	35	5	not	not	PART
ajfa-15149	35	6	preclude	preclude	VERB
ajfa-15149	35	7	a	a	DET
ajfa-15149	35	8	third	third	ADJ
ajfa-15149	35	9	stream	stream	NOUN
ajfa-15149	35	10	of	of	ADP
ajfa-15149	35	11	researchers	researcher	NOUN
ajfa-15149	35	12	finding	find	VERB
ajfa-15149	35	13	that	that	SCONJ
ajfa-15149	35	14	ibs	ibs	PROPN
ajfa-15149	35	15	could	could	AUX
ajfa-15149	35	16	not	not	PART
ajfa-15149	35	17	be	be	AUX
ajfa-15149	35	18	dominant	dominant	ADJ
ajfa-15149	35	19	in	in	ADP
ajfa-15149	35	20	a	a	DET
ajfa-15149	35	21	banking	banking	NOUN
ajfa-15149	35	22	market	market	NOUN
ajfa-15149	35	23	if	if	SCONJ
ajfa-15149	35	24	they	they	PRON
ajfa-15149	35	25	operated	operate	VERB
ajfa-15149	35	26	in	in	ADP
ajfa-15149	35	27	parallel	parallel	NOUN
ajfa-15149	35	28	with	with	ADP
ajfa-15149	35	29	a	a	DET
ajfa-15149	35	30	conventional	conventional	ADJ
ajfa-15149	35	31	banking	banking	NOUN
ajfa-15149	35	32	framework	framework	NOUN
ajfa-15149	35	33	(	(	PUNCT
ajfa-15149	35	34	sarker	sarker	NOUN
ajfa-15149	35	35	,	,	PUNCT
ajfa-15149	35	36	1999a	1999a	NUM
ajfa-15149	35	37	)	)	PUNCT
ajfa-15149	35	38	.	.	PUNCT
ajfa-15149	36	1	asian	asian	ADJ
ajfa-15149	36	2	journal	journal	PROPN
ajfa-15149	36	3	of	of	ADP
ajfa-15149	36	4	finance	finance	PROPN
ajfa-15149	36	5	&	&	CCONJ
ajfa-15149	36	6	accounting	accounting	PROPN
ajfa-15149	36	7	issn	issn	PROPN
ajfa-15149	36	8	1946	1946	NUM
ajfa-15149	36	9	-	-	PUNCT
ajfa-15149	36	10	052x	052x	PROPN
ajfa-15149	36	11	2019	2019	NUM
ajfa-15149	36	12	,	,	PUNCT
ajfa-15149	36	13	vol	vol	NOUN
ajfa-15149	36	14	.	.	PROPN
ajfa-15149	36	15	11	11	NUM
ajfa-15149	36	16	,	,	PUNCT
ajfa-15149	36	17	no	no	INTJ
ajfa-15149	36	18	.	.	NOUN
ajfa-15149	36	19	2	2	NUM
ajfa-15149	36	20	ajfa.macrothink.org/	ajfa.macrothink.org/	NOUN
ajfa-15149	36	21	4	4	NUM
ajfa-15149	36	22	to	to	PART
ajfa-15149	36	23	distinguish	distinguish	VERB
ajfa-15149	36	24	between	between	ADP
ajfa-15149	36	25	conventional	conventional	ADJ
ajfa-15149	36	26	and	and	CCONJ
ajfa-15149	36	27	islamic	islamic	ADJ
ajfa-15149	36	28	banks	bank	NOUN
ajfa-15149	36	29	in	in	ADP
ajfa-15149	36	30	terms	term	NOUN
ajfa-15149	36	31	of	of	ADP
ajfa-15149	36	32	financial	financial	ADJ
ajfa-15149	36	33	performance	performance	NOUN
ajfa-15149	36	34	,	,	PUNCT
ajfa-15149	36	35	various	various	ADJ
ajfa-15149	36	36	indices	index	NOUN
ajfa-15149	36	37	have	have	AUX
ajfa-15149	36	38	been	be	AUX
ajfa-15149	36	39	provided	provide	VERB
ajfa-15149	36	40	by	by	ADP
ajfa-15149	36	41	financial	financial	ADJ
ajfa-15149	36	42	management	management	NOUN
ajfa-15149	36	43	theories	theory	NOUN
ajfa-15149	36	44	to	to	PART
ajfa-15149	36	45	measure	measure	VERB
ajfa-15149	36	46	the	the	DET
ajfa-15149	36	47	performance	performance	NOUN
ajfa-15149	36	48	of	of	ADP
ajfa-15149	36	49	banks	bank	NOUN
ajfa-15149	36	50	.	.	PUNCT
ajfa-15149	37	1	since	since	SCONJ
ajfa-15149	37	2	we	we	PRON
ajfa-15149	37	3	have	have	AUX
ajfa-15149	37	4	chosen	choose	VERB
ajfa-15149	37	5	the	the	DET
ajfa-15149	37	6	accounting	accounting	NOUN
ajfa-15149	37	7	approach	approach	NOUN
ajfa-15149	37	8	,	,	PUNCT
ajfa-15149	37	9	solvency	solvency	NOUN
ajfa-15149	37	10	has	have	AUX
ajfa-15149	37	11	been	be	AUX
ajfa-15149	37	12	used	use	VERB
ajfa-15149	37	13	very	very	ADV
ajfa-15149	37	14	often	often	ADV
ajfa-15149	37	15	in	in	ADP
ajfa-15149	37	16	the	the	DET
ajfa-15149	37	17	literature	literature	NOUN
ajfa-15149	37	18	as	as	ADP
ajfa-15149	37	19	a	a	DET
ajfa-15149	37	20	key	key	ADJ
ajfa-15149	37	21	indicator	indicator	NOUN
ajfa-15149	37	22	for	for	ADP
ajfa-15149	37	23	measuring	measure	VERB
ajfa-15149	37	24	changes	change	NOUN
ajfa-15149	37	25	in	in	ADP
ajfa-15149	37	26	financial	financial	ADJ
ajfa-15149	37	27	performance	performance	NOUN
ajfa-15149	37	28	.	.	PUNCT
ajfa-15149	38	1	among	among	ADP
ajfa-15149	38	2	the	the	DET
ajfa-15149	38	3	founders	founder	NOUN
ajfa-15149	38	4	using	use	VERB
ajfa-15149	38	5	financial	financial	ADJ
ajfa-15149	38	6	ratios	ratio	NOUN
ajfa-15149	38	7	to	to	PART
ajfa-15149	38	8	explain	explain	VERB
ajfa-15149	38	9	these	these	DET
ajfa-15149	38	10	bank	bank	NOUN
ajfa-15149	38	11	performance	performance	NOUN
ajfa-15149	38	12	indicators	indicator	NOUN
ajfa-15149	38	13	,	,	PUNCT
ajfa-15149	38	14	we	we	PRON
ajfa-15149	38	15	quote	quote	VERB
ajfa-15149	38	16	(	(	PUNCT
ajfa-15149	38	17	david	david	PROPN
ajfa-15149	38	18	and	and	CCONJ
ajfa-15149	38	19	elyas	elyas	PROPN
ajfa-15149	38	20	,	,	PUNCT
ajfa-15149	38	21	1994	1994	NUM
ajfa-15149	38	22	;	;	PUNCT
ajfa-15149	38	23	sabi	sabi	NOUN
ajfa-15149	38	24	,	,	PUNCT
ajfa-15149	38	25	1996	1996	NUM
ajfa-15149	38	26	;	;	PUNCT
ajfa-15149	38	27	metwally	metwally	ADV
ajfa-15149	38	28	,	,	PUNCT
ajfa-15149	38	29	1997	1997	NUM
ajfa-15149	38	30	;	;	PUNCT
ajfa-15149	38	31	karim	karim	PROPN
ajfa-15149	38	32	and	and	CCONJ
ajfa-15149	38	33	ali	ali	PROPN
ajfa-15149	38	34	,	,	PUNCT
ajfa-15149	38	35	1989	1989	NUM
ajfa-15149	38	36	;	;	PUNCT
ajfa-15149	38	37	samad	samad	PROPN
ajfa-15149	38	38	,	,	PUNCT
ajfa-15149	38	39	1999	1999	NUM
ajfa-15149	38	40	;	;	PUNCT
ajfa-15149	38	41	samad	samad	PROPN
ajfa-15149	38	42	and	and	CCONJ
ajfa-15149	38	43	hassan	hassan	PROPN
ajfa-15149	38	44	,	,	PUNCT
ajfa-15149	38	45	2000	2000	NUM
ajfa-15149	38	46	;	;	PUNCT
ajfa-15149	38	47	rosly	rosly	ADV
ajfa-15149	38	48	and	and	CCONJ
ajfa-15149	38	49	bakar	bakar	NOUN
ajfa-15149	38	50	,	,	PUNCT
ajfa-15149	38	51	2003	2003	NUM
ajfa-15149	38	52	;	;	PUNCT
ajfa-15149	38	53	kader	kader	PROPN
ajfa-15149	38	54	and	and	CCONJ
ajfa-15149	38	55	al	al	PROPN
ajfa-15149	38	56	-	-	PUNCT
ajfa-15149	38	57	maghaireh	maghaireh	NOUN
ajfa-15149	38	58	,	,	PUNCT
ajfa-15149	38	59	2007	2007	NUM
ajfa-15149	38	60	;	;	PUNCT
ajfa-15149	38	61	olson	olson	NOUN
ajfa-15149	38	62	and	and	CCONJ
ajfa-15149	38	63	zoubi	zoubi	NOUN
ajfa-15149	38	64	,	,	PUNCT
ajfa-15149	38	65	2008	2008	NUM
ajfa-15149	38	66	;	;	PUNCT
ajfa-15149	38	67	moin	moin	X
ajfa-15149	38	68	,	,	PUNCT
ajfa-15149	38	69	2008	2008	NUM
ajfa-15149	38	70	;	;	PUNCT
ajfa-15149	38	71	parashar	parashar	NOUN
ajfa-15149	38	72	and	and	CCONJ
ajfa-15149	38	73	venkatesh	venkatesh	PROPN
ajfa-15149	38	74	,	,	PUNCT
ajfa-15149	38	75	2010	2010	NUM
ajfa-15149	38	76	;	;	PUNCT
ajfa-15149	38	77	hasan	hasan	PROPN
ajfa-15149	38	78	and	and	CCONJ
ajfa-15149	38	79	dridi	dridi	PROPN
ajfa-15149	38	80	,	,	PUNCT
ajfa-15149	38	81	2010	2010	NUM
ajfa-15149	38	82	;	;	PUNCT
ajfa-15149	38	83	jaffar	jaffar	PROPN
ajfa-15149	38	84	and	and	CCONJ
ajfa-15149	38	85	manarvi	manarvi	VERB
ajfa-15149	38	86	,	,	PUNCT
ajfa-15149	38	87	2011	2011	NUM
ajfa-15149	38	88	;	;	PUNCT
ajfa-15149	38	89	iqbal	iqbal	PROPN
ajfa-15149	38	90	,	,	PUNCT
ajfa-15149	38	91	2012	2012	NUM
ajfa-15149	38	92	;	;	PUNCT
ajfa-15149	38	93	osama	osama	PROPN
ajfa-15149	38	94	et	et	PROPN
ajfa-15149	38	95	al	al	PROPN
ajfa-15149	38	96	.	.	PROPN
ajfa-15149	38	97	,	,	PUNCT
ajfa-15149	38	98	2013	2013	NUM
ajfa-15149	38	99	;	;	PUNCT
ajfa-15149	38	100	beck	beck	PROPN
ajfa-15149	38	101	et	et	PROPN
ajfa-15149	38	102	al	al	PROPN
ajfa-15149	38	103	.	.	PROPN
ajfa-15149	38	104	,	,	PUNCT
ajfa-15149	38	105	2013	2013	NUM
ajfa-15149	38	106	;	;	PUNCT
ajfa-15149	38	107	wasiuzzaman	wasiuzzaman	NOUN
ajfa-15149	38	108	and	and	CCONJ
ajfa-15149	38	109	gunasegavan	gunasegavan	NOUN
ajfa-15149	38	110	,	,	PUNCT
ajfa-15149	38	111	2013	2013	NUM
ajfa-15149	38	112	;	;	PUNCT
ajfa-15149	38	113	fayed	faye	VERB
ajfa-15149	38	114	,	,	PUNCT
ajfa-15149	38	115	2013	2013	NUM
ajfa-15149	38	116	;	;	PUNCT
ajfa-15149	38	117	cengiz	cengiz	PROPN
ajfa-15149	38	118	et	et	PROPN
ajfa-15149	38	119	al	al	PROPN
ajfa-15149	38	120	.	.	PROPN
ajfa-15149	38	121	,	,	PUNCT
ajfa-15149	38	122	2014	2014	NUM
ajfa-15149	38	123	)	)	PUNCT
ajfa-15149	38	124	.	.	PUNCT
ajfa-15149	39	1	the	the	DET
ajfa-15149	39	2	existence	existence	NOUN
ajfa-15149	39	3	of	of	ADP
ajfa-15149	39	4	two	two	NUM
ajfa-15149	39	5	banking	banking	NOUN
ajfa-15149	39	6	models	model	NOUN
ajfa-15149	39	7	in	in	ADP
ajfa-15149	39	8	the	the	DET
ajfa-15149	39	9	financial	financial	ADJ
ajfa-15149	39	10	market	market	NOUN
ajfa-15149	39	11	does	do	AUX
ajfa-15149	39	12	not	not	PART
ajfa-15149	39	13	protect	protect	VERB
ajfa-15149	39	14	the	the	DET
ajfa-15149	39	15	solvency	solvency	NOUN
ajfa-15149	39	16	of	of	ADP
ajfa-15149	39	17	one	one	NUM
ajfa-15149	39	18	part	part	NOUN
ajfa-15149	39	19	to	to	ADP
ajfa-15149	39	20	the	the	DET
ajfa-15149	39	21	solvency	solvency	NOUN
ajfa-15149	39	22	of	of	ADP
ajfa-15149	39	23	other	other	ADJ
ajfa-15149	39	24	parts	part	NOUN
ajfa-15149	39	25	.	.	PUNCT
ajfa-15149	40	1	on	on	ADP
ajfa-15149	40	2	the	the	DET
ajfa-15149	40	3	other	other	ADJ
ajfa-15149	40	4	hand	hand	NOUN
ajfa-15149	40	5	,	,	PUNCT
ajfa-15149	40	6	the	the	DET
ajfa-15149	40	7	literature	literature	NOUN
ajfa-15149	40	8	revealed	reveal	VERB
ajfa-15149	40	9	that	that	SCONJ
ajfa-15149	40	10	the	the	DET
ajfa-15149	40	11	two	two	NUM
ajfa-15149	40	12	categories	category	NOUN
ajfa-15149	40	13	went	go	VERB
ajfa-15149	40	14	bankrupt	bankrupt	ADJ
ajfa-15149	40	15	in	in	ADP
ajfa-15149	40	16	one	one	NUM
ajfa-15149	40	17	context	context	NOUN
ajfa-15149	40	18	or	or	CCONJ
ajfa-15149	40	19	another	another	PRON
ajfa-15149	40	20	if	if	SCONJ
ajfa-15149	40	21	not	not	PART
ajfa-15149	40	22	,	,	PUNCT
ajfa-15149	40	23	the	the	DET
ajfa-15149	40	24	weakness	weakness	NOUN
ajfa-15149	40	25	of	of	ADP
ajfa-15149	40	26	the	the	DET
ajfa-15149	40	27	solvency	solvency	NOUN
ajfa-15149	40	28	of	of	ADP
ajfa-15149	40	29	any	any	DET
ajfa-15149	40	30	banks	bank	NOUN
ajfa-15149	40	31	’	'	PUNCT
ajfa-15149	40	32	type	type	NOUN
ajfa-15149	40	33	varies	vary	VERB
ajfa-15149	40	34	from	from	ADP
ajfa-15149	40	35	one	one	NUM
ajfa-15149	40	36	context	context	NOUN
ajfa-15149	40	37	to	to	ADP
ajfa-15149	40	38	another	another	PRON
ajfa-15149	40	39	.	.	PUNCT
ajfa-15149	41	1	the	the	DET
ajfa-15149	41	2	period	period	NOUN
ajfa-15149	41	3	of	of	ADP
ajfa-15149	41	4	the	the	DET
ajfa-15149	41	5	subprime	subprime	ADJ
ajfa-15149	41	6	crisis	crisis	NOUN
ajfa-15149	41	7	forms	form	VERB
ajfa-15149	41	8	a	a	DET
ajfa-15149	41	9	temporal	temporal	ADJ
ajfa-15149	41	10	space	space	NOUN
ajfa-15149	41	11	for	for	ADP
ajfa-15149	41	12	reevaluating	reevaluate	VERB
ajfa-15149	41	13	the	the	DET
ajfa-15149	41	14	conclusions	conclusion	NOUN
ajfa-15149	41	15	of	of	ADP
ajfa-15149	41	16	previous	previous	ADJ
ajfa-15149	41	17	research	research	NOUN
ajfa-15149	41	18	focused	focus	VERB
ajfa-15149	41	19	on	on	ADP
ajfa-15149	41	20	comparative	comparative	ADJ
ajfa-15149	41	21	studies	study	NOUN
ajfa-15149	41	22	between	between	ADP
ajfa-15149	41	23	the	the	DET
ajfa-15149	41	24	solvencies	solvency	NOUN
ajfa-15149	41	25	of	of	ADP
ajfa-15149	41	26	classical	classical	ADJ
ajfa-15149	41	27	and	and	CCONJ
ajfa-15149	41	28	islamic	islamic	ADJ
ajfa-15149	41	29	banks	bank	NOUN
ajfa-15149	41	30	.	.	PUNCT
ajfa-15149	42	1	moreover	moreover	ADV
ajfa-15149	42	2	,	,	PUNCT
ajfa-15149	42	3	the	the	DET
ajfa-15149	42	4	deterioration	deterioration	NOUN
ajfa-15149	42	5	and	and	CCONJ
ajfa-15149	42	6	variability	variability	NOUN
ajfa-15149	42	7	of	of	ADP
ajfa-15149	42	8	solvency	solvency	NOUN
ajfa-15149	42	9	,	,	PUNCT
ajfa-15149	42	10	the	the	DET
ajfa-15149	42	11	appearance	appearance	NOUN
ajfa-15149	42	12	of	of	ADP
ajfa-15149	42	13	financial	financial	ADJ
ajfa-15149	42	14	crises	crisis	NOUN
ajfa-15149	42	15	randomly	randomly	ADV
ajfa-15149	42	16	and	and	CCONJ
ajfa-15149	42	17	sudden	sudden	ADJ
ajfa-15149	42	18	bankruptcy	bankruptcy	NOUN
ajfa-15149	42	19	in	in	ADP
ajfa-15149	42	20	one	one	NUM
ajfa-15149	42	21	type	type	NOUN
ajfa-15149	42	22	of	of	ADP
ajfa-15149	42	23	bank	bank	NOUN
ajfa-15149	42	24	or	or	CCONJ
ajfa-15149	42	25	another	another	PRON
ajfa-15149	42	26	with	with	ADP
ajfa-15149	42	27	different	different	ADJ
ajfa-15149	42	28	proportions	proportion	NOUN
ajfa-15149	42	29	explain	explain	VERB
ajfa-15149	42	30	the	the	DET
ajfa-15149	42	31	choice	choice	NOUN
ajfa-15149	42	32	of	of	ADP
ajfa-15149	42	33	our	our	PRON
ajfa-15149	42	34	period	period	NOUN
ajfa-15149	42	35	of	of	ADP
ajfa-15149	42	36	study	study	NOUN
ajfa-15149	42	37	.	.	PUNCT
ajfa-15149	43	1	the	the	DET
ajfa-15149	43	2	subprime	subprime	ADJ
ajfa-15149	43	3	financial	financial	ADJ
ajfa-15149	43	4	crisis	crisis	NOUN
ajfa-15149	43	5	is	be	AUX
ajfa-15149	43	6	,	,	PUNCT
ajfa-15149	43	7	therefore	therefore	ADV
ajfa-15149	43	8	,	,	PUNCT
ajfa-15149	43	9	a	a	DET
ajfa-15149	43	10	good	good	ADJ
ajfa-15149	43	11	opportunity	opportunity	NOUN
ajfa-15149	43	12	to	to	PART
ajfa-15149	43	13	test	test	VERB
ajfa-15149	43	14	and	and	CCONJ
ajfa-15149	43	15	distinguish	distinguish	VERB
ajfa-15149	43	16	the	the	DET
ajfa-15149	43	17	divergence	divergence	NOUN
ajfa-15149	43	18	between	between	ADP
ajfa-15149	43	19	the	the	DET
ajfa-15149	43	20	two	two	NUM
ajfa-15149	43	21	banking	banking	NOUN
ajfa-15149	43	22	models	model	NOUN
ajfa-15149	43	23	.	.	PUNCT
ajfa-15149	44	1	this	this	DET
ajfa-15149	44	2	crisis	crisis	NOUN
ajfa-15149	44	3	has	have	AUX
ajfa-15149	44	4	forced	force	VERB
ajfa-15149	44	5	developed	develop	VERB
ajfa-15149	44	6	countries	country	NOUN
ajfa-15149	44	7	to	to	PART
ajfa-15149	44	8	invent	invent	VERB
ajfa-15149	44	9	classical	classical	ADJ
ajfa-15149	44	10	and	and	CCONJ
ajfa-15149	44	11	islamic	islamic	ADJ
ajfa-15149	44	12	financial	financial	ADJ
ajfa-15149	44	13	models	model	NOUN
ajfa-15149	44	14	,	,	PUNCT
ajfa-15149	44	15	alternative	alternative	ADJ
ajfa-15149	44	16	arrangements	arrangement	NOUN
ajfa-15149	44	17	have	have	AUX
ajfa-15149	44	18	become	become	VERB
ajfa-15149	44	19	necessary	necessary	ADJ
ajfa-15149	44	20	,	,	PUNCT
ajfa-15149	44	21	able	able	ADJ
ajfa-15149	44	22	to	to	PART
ajfa-15149	44	23	save	save	VERB
ajfa-15149	44	24	each	each	DET
ajfa-15149	44	25	model	model	NOUN
ajfa-15149	44	26	apart	apart	ADV
ajfa-15149	44	27	from	from	ADP
ajfa-15149	44	28	everything	everything	PRON
ajfa-15149	44	29	depends	depend	VERB
ajfa-15149	44	30	on	on	ADP
ajfa-15149	44	31	its	its	PRON
ajfa-15149	44	32	particularities	particularity	NOUN
ajfa-15149	44	33	.	.	PUNCT
ajfa-15149	45	1	although	although	SCONJ
ajfa-15149	45	2	in	in	ADP
ajfa-15149	45	3	most	most	ADJ
ajfa-15149	45	4	cases	case	NOUN
ajfa-15149	45	5	previous	previous	ADJ
ajfa-15149	45	6	studies	study	NOUN
ajfa-15149	45	7	results	result	NOUN
ajfa-15149	45	8	on	on	ADP
ajfa-15149	45	9	the	the	DET
ajfa-15149	45	10	comparison	comparison	NOUN
ajfa-15149	45	11	between	between	ADP
ajfa-15149	45	12	the	the	DET
ajfa-15149	45	13	solvency	solvency	NOUN
ajfa-15149	45	14	of	of	ADP
ajfa-15149	45	15	islamic	islamic	ADJ
ajfa-15149	45	16	and	and	CCONJ
ajfa-15149	45	17	conventional	conventional	ADJ
ajfa-15149	45	18	banks	bank	NOUN
ajfa-15149	45	19	are	be	AUX
ajfa-15149	45	20	mixed	mixed	ADJ
ajfa-15149	45	21	or	or	CCONJ
ajfa-15149	45	22	contradictory	contradictory	ADJ
ajfa-15149	45	23	,	,	PUNCT
ajfa-15149	45	24	through	through	ADP
ajfa-15149	45	25	our	our	PRON
ajfa-15149	45	26	study	study	NOUN
ajfa-15149	45	27	,	,	PUNCT
ajfa-15149	45	28	we	we	PRON
ajfa-15149	45	29	sought	seek	VERB
ajfa-15149	45	30	to	to	PART
ajfa-15149	45	31	answer	answer	VERB
ajfa-15149	45	32	definitively	definitively	ADV
ajfa-15149	45	33	the	the	DET
ajfa-15149	45	34	following	follow	VERB
ajfa-15149	45	35	question	question	NOUN
ajfa-15149	45	36	:	:	PUNCT
ajfa-15149	45	37	what	what	PRON
ajfa-15149	45	38	is	be	AUX
ajfa-15149	45	39	the	the	DET
ajfa-15149	45	40	type	type	NOUN
ajfa-15149	45	41	of	of	ADP
ajfa-15149	45	42	banks	bank	NOUN
ajfa-15149	45	43	,	,	PUNCT
ajfa-15149	45	44	really	really	ADV
ajfa-15149	45	45	,	,	PUNCT
ajfa-15149	45	46	the	the	DET
ajfa-15149	45	47	most	most	ADV
ajfa-15149	45	48	solvent	solvent	NOUN
ajfa-15149	45	49	in	in	ADP
ajfa-15149	45	50	this	this	DET
ajfa-15149	45	51	comparative	comparative	ADJ
ajfa-15149	45	52	framework	framework	NOUN
ajfa-15149	45	53	?	?	PUNCT
ajfa-15149	46	1	this	this	DET
ajfa-15149	46	2	information	information	NOUN
ajfa-15149	46	3	makes	make	VERB
ajfa-15149	46	4	it	it	PRON
ajfa-15149	46	5	easier	easy	ADJ
ajfa-15149	46	6	for	for	SCONJ
ajfa-15149	46	7	economic	economic	ADJ
ajfa-15149	46	8	agents	agent	NOUN
ajfa-15149	46	9	and	and	CCONJ
ajfa-15149	46	10	decision	decision	NOUN
ajfa-15149	46	11	-	-	PUNCT
ajfa-15149	46	12	makers	maker	NOUN
ajfa-15149	46	13	to	to	PART
ajfa-15149	46	14	detect	detect	VERB
ajfa-15149	46	15	the	the	DET
ajfa-15149	46	16	best	good	ADJ
ajfa-15149	46	17	choices	choice	NOUN
ajfa-15149	46	18	of	of	ADP
ajfa-15149	46	19	financial	financial	ADJ
ajfa-15149	46	20	backers	backer	NOUN
ajfa-15149	46	21	in	in	ADP
ajfa-15149	46	22	the	the	DET
ajfa-15149	46	23	event	event	NOUN
ajfa-15149	46	24	of	of	ADP
ajfa-15149	46	25	savings	saving	NOUN
ajfa-15149	46	26	and	and	CCONJ
ajfa-15149	46	27	financing	financing	NOUN
ajfa-15149	46	28	when	when	SCONJ
ajfa-15149	46	29	investing	invest	VERB
ajfa-15149	46	30	in	in	ADP
ajfa-15149	46	31	a	a	DET
ajfa-15149	46	32	world	world	NOUN
ajfa-15149	46	33	of	of	ADP
ajfa-15149	46	34	financial	financial	ADJ
ajfa-15149	46	35	competitiveness	competitiveness	NOUN
ajfa-15149	46	36	.	.	PUNCT
ajfa-15149	47	1	besides	besides	SCONJ
ajfa-15149	47	2	,	,	PUNCT
ajfa-15149	47	3	our	our	PRON
ajfa-15149	47	4	results	result	NOUN
ajfa-15149	47	5	will	will	AUX
ajfa-15149	47	6	help	help	VERB
ajfa-15149	47	7	policymakers	policymaker	NOUN
ajfa-15149	47	8	set	set	VERB
ajfa-15149	47	9	better	well	ADJ
ajfa-15149	47	10	solvency	solvency	NOUN
ajfa-15149	47	11	targets	target	NOUN
ajfa-15149	47	12	and	and	CCONJ
ajfa-15149	47	13	enable	enable	VERB
ajfa-15149	47	14	bank	bank	NOUN
ajfa-15149	47	15	managers	manager	NOUN
ajfa-15149	47	16	to	to	PART
ajfa-15149	47	17	allocate	allocate	VERB
ajfa-15149	47	18	capital	capital	NOUN
ajfa-15149	47	19	more	more	ADV
ajfa-15149	47	20	effectively	effectively	ADV
ajfa-15149	47	21	,	,	PUNCT
ajfa-15149	47	22	publish	publish	VERB
ajfa-15149	47	23	clear	clear	ADJ
ajfa-15149	47	24	financial	financial	ADJ
ajfa-15149	47	25	information	information	NOUN
ajfa-15149	47	26	and	and	CCONJ
ajfa-15149	47	27	communicate	communicate	VERB
ajfa-15149	47	28	a	a	DET
ajfa-15149	47	29	conclusive	conclusive	ADJ
ajfa-15149	47	30	and	and	CCONJ
ajfa-15149	47	31	definitive	definitive	ADJ
ajfa-15149	47	32	answer	answer	NOUN
ajfa-15149	47	33	.	.	PUNCT
ajfa-15149	48	1	our	our	PRON
ajfa-15149	48	2	study	study	NOUN
ajfa-15149	48	3	provided	provide	VERB
ajfa-15149	48	4	an	an	DET
ajfa-15149	48	5	overview	overview	NOUN
ajfa-15149	48	6	of	of	ADP
ajfa-15149	48	7	the	the	DET
ajfa-15149	48	8	fragility	fragility	NOUN
ajfa-15149	48	9	,	,	PUNCT
ajfa-15149	48	10	vulnerability	vulnerability	NOUN
ajfa-15149	48	11	,	,	PUNCT
ajfa-15149	48	12	and	and	CCONJ
ajfa-15149	48	13	instability	instability	NOUN
ajfa-15149	48	14	of	of	ADP
ajfa-15149	48	15	conventional	conventional	ADJ
ajfa-15149	48	16	and	and	CCONJ
ajfa-15149	48	17	islamic	islamic	ADJ
ajfa-15149	48	18	banking	banking	NOUN
ajfa-15149	48	19	systems	system	NOUN
ajfa-15149	48	20	,	,	PUNCT
ajfa-15149	48	21	and	and	CCONJ
ajfa-15149	48	22	makes	make	VERB
ajfa-15149	48	23	a	a	DET
ajfa-15149	48	24	comparison	comparison	NOUN
ajfa-15149	48	25	between	between	ADP
ajfa-15149	48	26	the	the	DET
ajfa-15149	48	27	two	two	NUM
ajfa-15149	48	28	models	model	NOUN
ajfa-15149	48	29	.	.	PUNCT
ajfa-15149	49	1	this	this	DET
ajfa-15149	49	2	research	research	NOUN
ajfa-15149	49	3	work	work	NOUN
ajfa-15149	49	4	makes	make	VERB
ajfa-15149	49	5	it	it	PRON
ajfa-15149	49	6	possible	possible	ADJ
ajfa-15149	49	7	to	to	PART
ajfa-15149	49	8	achieve	achieve	VERB
ajfa-15149	49	9	the	the	DET
ajfa-15149	49	10	following	follow	VERB
ajfa-15149	49	11	objective	objective	NOUN
ajfa-15149	49	12	:	:	PUNCT
ajfa-15149	49	13	establish	establish	VERB
ajfa-15149	49	14	a	a	DET
ajfa-15149	49	15	radical	radical	ADJ
ajfa-15149	49	16	paradigm	paradigm	NOUN
ajfa-15149	49	17	of	of	ADP
ajfa-15149	49	18	choice	choice	NOUN
ajfa-15149	49	19	between	between	ADP
ajfa-15149	49	20	the	the	DET
ajfa-15149	49	21	banking	banking	NOUN
ajfa-15149	49	22	solvencies	solvency	NOUN
ajfa-15149	49	23	that	that	PRON
ajfa-15149	49	24	allows	allow	VERB
ajfa-15149	49	25	us	we	PRON
ajfa-15149	49	26	to	to	PART
ajfa-15149	49	27	review	review	VERB
ajfa-15149	49	28	its	its	PRON
ajfa-15149	49	29	degree	degree	NOUN
ajfa-15149	49	30	of	of	ADP
ajfa-15149	49	31	validity	validity	NOUN
ajfa-15149	49	32	and	and	CCONJ
ajfa-15149	49	33	develop	develop	VERB
ajfa-15149	49	34	more	more	ADV
ajfa-15149	49	35	precise	precise	ADJ
ajfa-15149	49	36	,	,	PUNCT
ajfa-15149	49	37	decisive	decisive	ADJ
ajfa-15149	49	38	and	and	CCONJ
ajfa-15149	49	39	well	well	ADV
ajfa-15149	49	40	-	-	PUNCT
ajfa-15149	49	41	argued	argue	VERB
ajfa-15149	49	42	conclusions	conclusion	NOUN
ajfa-15149	49	43	.	.	PUNCT
ajfa-15149	50	1	moreover	moreover	ADV
ajfa-15149	50	2	,	,	PUNCT
ajfa-15149	50	3	as	as	ADP
ajfa-15149	50	4	the	the	DET
ajfa-15149	50	5	first	first	ADJ
ajfa-15149	50	6	contribution	contribution	NOUN
ajfa-15149	50	7	to	to	ADP
ajfa-15149	50	8	the	the	DET
ajfa-15149	50	9	financial	financial	ADJ
ajfa-15149	50	10	literature	literature	NOUN
ajfa-15149	50	11	,	,	PUNCT
ajfa-15149	50	12	our	our	PRON
ajfa-15149	50	13	study	study	NOUN
ajfa-15149	50	14	answered	answer	VERB
ajfa-15149	50	15	explicitly	explicitly	ADV
ajfa-15149	50	16	to	to	ADP
ajfa-15149	50	17	the	the	DET
ajfa-15149	50	18	proposed	propose	VERB
ajfa-15149	50	19	gap	gap	NOUN
ajfa-15149	50	20	.	.	PUNCT
ajfa-15149	51	1	the	the	DET
ajfa-15149	51	2	second	second	ADJ
ajfa-15149	51	3	contribution	contribution	NOUN
ajfa-15149	51	4	of	of	ADP
ajfa-15149	51	5	this	this	DET
ajfa-15149	51	6	article	article	NOUN
ajfa-15149	51	7	concerns	concern	VERB
ajfa-15149	51	8	the	the	DET
ajfa-15149	51	9	conditional	conditional	ADJ
ajfa-15149	51	10	methodological	methodological	ADJ
ajfa-15149	51	11	approach	approach	NOUN
ajfa-15149	51	12	in	in	ADP
ajfa-15149	51	13	the	the	DET
ajfa-15149	51	14	choice	choice	NOUN
ajfa-15149	51	15	of	of	ADP
ajfa-15149	51	16	the	the	DET
ajfa-15149	51	17	banks	bank	NOUN
ajfa-15149	51	18	’	’	PART
ajfa-15149	51	19	observations	observation	NOUN
ajfa-15149	51	20	and	and	CCONJ
ajfa-15149	51	21	by	by	ADP
ajfa-15149	51	22	respecting	respect	VERB
ajfa-15149	51	23	a	a	DET
ajfa-15149	51	24	severe	severe	ADJ
ajfa-15149	51	25	procedure	procedure	NOUN
ajfa-15149	51	26	of	of	ADP
ajfa-15149	51	27	application	application	NOUN
ajfa-15149	51	28	of	of	ADP
ajfa-15149	51	29	the	the	DET
ajfa-15149	51	30	statistical	statistical	ADJ
ajfa-15149	51	31	tests	test	NOUN
ajfa-15149	51	32	.	.	PUNCT
ajfa-15149	52	1	our	our	PRON
ajfa-15149	52	2	third	third	ADJ
ajfa-15149	52	3	contribution	contribution	NOUN
ajfa-15149	52	4	is	be	AUX
ajfa-15149	52	5	to	to	PART
ajfa-15149	52	6	make	make	VERB
ajfa-15149	52	7	a	a	DET
ajfa-15149	52	8	comparison	comparison	NOUN
ajfa-15149	52	9	between	between	ADP
ajfa-15149	52	10	16	16	NUM
ajfa-15149	52	11	heterogeneous	heterogeneous	ADJ
ajfa-15149	52	12	countries	country	NOUN
ajfa-15149	52	13	covered	cover	VERB
ajfa-15149	52	14	three	three	NUM
ajfa-15149	52	15	continents	continent	NOUN
ajfa-15149	52	16	in	in	ADP
ajfa-15149	52	17	a	a	DET
ajfa-15149	52	18	stable	stable	ADJ
ajfa-15149	52	19	economic	economic	ADJ
ajfa-15149	52	20	context	context	NOUN
ajfa-15149	52	21	.	.	PUNCT
ajfa-15149	53	1	the	the	DET
ajfa-15149	53	2	fourth	fourth	ADJ
ajfa-15149	53	3	contribution	contribution	NOUN
ajfa-15149	53	4	,	,	PUNCT
ajfa-15149	53	5	this	this	DET
ajfa-15149	53	6	paper	paper	NOUN
ajfa-15149	53	7	brings	bring	VERB
ajfa-15149	53	8	a	a	DET
ajfa-15149	53	9	potentially	potentially	ADV
ajfa-15149	53	10	powerful	powerful	ADJ
ajfa-15149	53	11	empirical	empirical	ADJ
ajfa-15149	53	12	demonstration	demonstration	NOUN
ajfa-15149	53	13	and	and	CCONJ
ajfa-15149	53	14	a	a	DET
ajfa-15149	53	15	validation	validation	NOUN
ajfa-15149	53	16	of	of	ADP
ajfa-15149	53	17	our	our	PRON
ajfa-15149	53	18	hypothesis	hypothesis	NOUN
ajfa-15149	53	19	.	.	PUNCT
ajfa-15149	54	1	restriction	restriction	NOUN
ajfa-15149	54	2	of	of	ADP
ajfa-15149	54	3	size	size	NOUN
ajfa-15149	54	4	has	have	AUX
ajfa-15149	54	5	required	require	VERB
ajfa-15149	54	6	the	the	DET
ajfa-15149	54	7	elimination	elimination	NOUN
ajfa-15149	54	8	of	of	ADP
ajfa-15149	54	9	small	small	ADJ
ajfa-15149	54	10	banks	bank	NOUN
ajfa-15149	54	11	that	that	PRON
ajfa-15149	54	12	are	be	AUX
ajfa-15149	54	13	generally	generally	ADV
ajfa-15149	54	14	unlisted	unliste	VERB
ajfa-15149	54	15	,	,	PUNCT
ajfa-15149	54	16	this	this	DET
ajfa-15149	54	17	asian	asian	ADJ
ajfa-15149	54	18	journal	journal	NOUN
ajfa-15149	54	19	of	of	ADP
ajfa-15149	54	20	finance	finance	PROPN
ajfa-15149	54	21	&	&	CCONJ
ajfa-15149	54	22	accounting	accounting	PROPN
ajfa-15149	54	23	issn	issn	PROPN
ajfa-15149	54	24	1946	1946	NUM
ajfa-15149	54	25	-	-	PUNCT
ajfa-15149	54	26	052x	052x	PROPN
ajfa-15149	54	27	2019	2019	NUM
ajfa-15149	54	28	,	,	PUNCT
ajfa-15149	54	29	vol	vol	NOUN
ajfa-15149	54	30	.	.	PROPN
ajfa-15149	54	31	11	11	NUM
ajfa-15149	54	32	,	,	PUNCT
ajfa-15149	54	33	no	no	INTJ
ajfa-15149	54	34	.	.	NOUN
ajfa-15149	54	35	2	2	NUM
ajfa-15149	54	36	ajfa.macrothink.org/	ajfa.macrothink.org/	NOUN
ajfa-15149	54	37	5	5	NUM
ajfa-15149	54	38	combination	combination	NOUN
ajfa-15149	54	39	systematically	systematically	ADV
ajfa-15149	54	40	reduces	reduce	VERB
ajfa-15149	54	41	the	the	DET
ajfa-15149	54	42	effect	effect	NOUN
ajfa-15149	54	43	of	of	ADP
ajfa-15149	54	44	the	the	DET
ajfa-15149	54	45	categorical	categorical	ADJ
ajfa-15149	54	46	homogeneity	homogeneity	NOUN
ajfa-15149	54	47	,	,	PUNCT
ajfa-15149	54	48	the	the	DET
ajfa-15149	54	49	size	size	NOUN
ajfa-15149	54	50	,	,	PUNCT
ajfa-15149	54	51	the	the	DET
ajfa-15149	54	52	extent	extent	NOUN
ajfa-15149	54	53	of	of	ADP
ajfa-15149	54	54	differences	difference	NOUN
ajfa-15149	54	55	,	,	PUNCT
ajfa-15149	54	56	and	and	CCONJ
ajfa-15149	54	57	the	the	DET
ajfa-15149	54	58	particularities	particularity	NOUN
ajfa-15149	54	59	of	of	ADP
ajfa-15149	54	60	banks	bank	NOUN
ajfa-15149	54	61	’	’	PART
ajfa-15149	54	62	structures	structure	NOUN
ajfa-15149	54	63	on	on	ADP
ajfa-15149	54	64	the	the	DET
ajfa-15149	54	65	solvency	solvency	NOUN
ajfa-15149	54	66	of	of	ADP
ajfa-15149	54	67	each	each	DET
ajfa-15149	54	68	sample	sample	NOUN
ajfa-15149	54	69	.	.	PUNCT
ajfa-15149	55	1	in	in	ADP
ajfa-15149	55	2	addition	addition	NOUN
ajfa-15149	55	3	,	,	PUNCT
ajfa-15149	55	4	we	we	PRON
ajfa-15149	55	5	distinguished	distinguish	VERB
ajfa-15149	55	6	between	between	ADP
ajfa-15149	55	7	the	the	DET
ajfa-15149	55	8	two	two	NUM
ajfa-15149	55	9	types	type	NOUN
ajfa-15149	55	10	of	of	ADP
ajfa-15149	55	11	banks	bank	NOUN
ajfa-15149	55	12	based	base	VERB
ajfa-15149	55	13	on	on	ADP
ajfa-15149	55	14	a	a	DET
ajfa-15149	55	15	very	very	ADV
ajfa-15149	55	16	specific	specific	ADJ
ajfa-15149	55	17	parameter	parameter	NOUN
ajfa-15149	55	18	of	of	ADP
ajfa-15149	55	19	financial	financial	ADJ
ajfa-15149	55	20	performance	performance	NOUN
ajfa-15149	55	21	rarely	rarely	ADV
ajfa-15149	55	22	taken	take	VERB
ajfa-15149	55	23	alone	alone	ADV
ajfa-15149	55	24	in	in	ADP
ajfa-15149	55	25	previous	previous	ADJ
ajfa-15149	55	26	studies	study	NOUN
ajfa-15149	55	27	,	,	PUNCT
ajfa-15149	55	28	also	also	ADV
ajfa-15149	55	29	,	,	PUNCT
ajfa-15149	55	30	we	we	PRON
ajfa-15149	55	31	used	use	VERB
ajfa-15149	55	32	a	a	DET
ajfa-15149	55	33	single	single	ADJ
ajfa-15149	55	34	measure	measure	NOUN
ajfa-15149	55	35	of	of	ADP
ajfa-15149	55	36	solvency	solvency	NOUN
ajfa-15149	55	37	.	.	PUNCT
ajfa-15149	56	1	the	the	DET
ajfa-15149	56	2	remainder	remainder	NOUN
ajfa-15149	56	3	of	of	ADP
ajfa-15149	56	4	the	the	DET
ajfa-15149	56	5	paper	paper	NOUN
ajfa-15149	56	6	is	be	AUX
ajfa-15149	56	7	structured	structure	VERB
ajfa-15149	56	8	as	as	SCONJ
ajfa-15149	56	9	follows	follow	VERB
ajfa-15149	56	10	.	.	PUNCT
ajfa-15149	57	1	section	section	NOUN
ajfa-15149	57	2	2	2	NUM
ajfa-15149	57	3	presents	present	VERB
ajfa-15149	57	4	the	the	DET
ajfa-15149	57	5	concept	concept	NOUN
ajfa-15149	57	6	of	of	ADP
ajfa-15149	57	7	solvency	solvency	NOUN
ajfa-15149	57	8	in	in	ADP
ajfa-15149	57	9	banks	bank	NOUN
ajfa-15149	57	10	and	and	CCONJ
ajfa-15149	57	11	literature	literature	NOUN
ajfa-15149	57	12	review	review	NOUN
ajfa-15149	57	13	based	base	VERB
ajfa-15149	57	14	on	on	ADP
ajfa-15149	57	15	contradictory	contradictory	ADJ
ajfa-15149	57	16	previous	previous	ADJ
ajfa-15149	57	17	conclusions	conclusion	NOUN
ajfa-15149	57	18	.	.	PUNCT
ajfa-15149	58	1	section	section	NOUN
ajfa-15149	58	2	3	3	NUM
ajfa-15149	58	3	describes	describe	VERB
ajfa-15149	58	4	the	the	DET
ajfa-15149	58	5	methodology	methodology	NOUN
ajfa-15149	58	6	and	and	CCONJ
ajfa-15149	58	7	data	datum	NOUN
ajfa-15149	58	8	.	.	PUNCT
ajfa-15149	59	1	section	section	NOUN
ajfa-15149	59	2	4	4	NUM
ajfa-15149	59	3	discusses	discuss	VERB
ajfa-15149	59	4	the	the	DET
ajfa-15149	59	5	empirical	empirical	ADJ
ajfa-15149	59	6	results	result	NOUN
ajfa-15149	59	7	and	and	CCONJ
ajfa-15149	59	8	gives	give	VERB
ajfa-15149	59	9	the	the	DET
ajfa-15149	59	10	implications	implication	NOUN
ajfa-15149	59	11	of	of	ADP
ajfa-15149	59	12	the	the	DET
ajfa-15149	59	13	findings	finding	NOUN
ajfa-15149	59	14	.	.	PUNCT
ajfa-15149	60	1	section	section	NOUN
ajfa-15149	60	2	5	5	NUM
ajfa-15149	60	3	concludes	conclude	VERB
ajfa-15149	60	4	the	the	DET
ajfa-15149	60	5	study	study	NOUN
ajfa-15149	60	6	.	.	PUNCT
ajfa-15149	61	1	2	2	X
ajfa-15149	61	2	.	.	X
ajfa-15149	61	3	theoretical	theoretical	ADJ
ajfa-15149	61	4	approach	approach	NOUN
ajfa-15149	61	5	of	of	ADP
ajfa-15149	61	6	bank	bank	NOUN
ajfa-15149	61	7	solvency	solvency	NOUN
ajfa-15149	61	8	and	and	CCONJ
ajfa-15149	61	9	development	development	NOUN
ajfa-15149	61	10	of	of	ADP
ajfa-15149	61	11	hypothesis	hypothesis	NOUN
ajfa-15149	61	12	for	for	ADP
ajfa-15149	61	13	a	a	DET
ajfa-15149	61	14	long	long	ADJ
ajfa-15149	61	15	time	time	NOUN
ajfa-15149	61	16	,	,	PUNCT
ajfa-15149	61	17	the	the	DET
ajfa-15149	61	18	previous	previous	ADJ
ajfa-15149	61	19	studies	study	NOUN
ajfa-15149	61	20	dealing	deal	VERB
ajfa-15149	61	21	with	with	ADP
ajfa-15149	61	22	the	the	DET
ajfa-15149	61	23	ibs	ib	NOUN
ajfa-15149	61	24	’	'	PUNCT
ajfa-15149	61	25	solvency	solvency	NOUN
ajfa-15149	61	26	are	be	AUX
ajfa-15149	61	27	manifested	manifest	VERB
ajfa-15149	61	28	in	in	ADP
ajfa-15149	61	29	the	the	DET
ajfa-15149	61	30	simple	simple	ADJ
ajfa-15149	61	31	research	research	NOUN
ajfa-15149	61	32	form	form	NOUN
ajfa-15149	61	33	on	on	ADP
ajfa-15149	61	34	the	the	DET
ajfa-15149	61	35	management	management	NOUN
ajfa-15149	61	36	of	of	ADP
ajfa-15149	61	37	financial	financial	ADJ
ajfa-15149	61	38	instruments	instrument	NOUN
ajfa-15149	61	39	.	.	PUNCT
ajfa-15149	62	1	it	it	PRON
ajfa-15149	62	2	is	be	AUX
ajfa-15149	62	3	important	important	ADJ
ajfa-15149	62	4	to	to	PART
ajfa-15149	62	5	note	note	VERB
ajfa-15149	62	6	that	that	SCONJ
ajfa-15149	62	7	these	these	DET
ajfa-15149	62	8	measures	measure	NOUN
ajfa-15149	62	9	were	be	AUX
ajfa-15149	62	10	inspired	inspire	VERB
ajfa-15149	62	11	by	by	ADP
ajfa-15149	62	12	other	other	ADJ
ajfa-15149	62	13	studies	study	NOUN
ajfa-15149	62	14	on	on	ADP
ajfa-15149	62	15	cbs	cbs	PROPN
ajfa-15149	62	16	(	(	PUNCT
ajfa-15149	62	17	ariff	ariff	PROPN
ajfa-15149	62	18	and	and	CCONJ
ajfa-15149	62	19	khalid	khalid	PROPN
ajfa-15149	62	20	,	,	PUNCT
ajfa-15149	62	21	2000	2000	NUM
ajfa-15149	62	22	;	;	PUNCT
ajfa-15149	62	23	samad	samad	PROPN
ajfa-15149	62	24	and	and	CCONJ
ajfa-15149	62	25	hassan	hassan	PROPN
ajfa-15149	62	26	,	,	PUNCT
ajfa-15149	62	27	2000	2000	NUM
ajfa-15149	62	28	)	)	PUNCT
ajfa-15149	62	29	.	.	PUNCT
ajfa-15149	63	1	previous	previous	ADJ
ajfa-15149	63	2	studies	study	NOUN
ajfa-15149	63	3	have	have	AUX
ajfa-15149	63	4	perpetually	perpetually	ADV
ajfa-15149	63	5	used	use	VERB
ajfa-15149	63	6	proportional	proportional	ADJ
ajfa-15149	63	7	and	and	CCONJ
ajfa-15149	63	8	approximate	approximate	ADJ
ajfa-15149	63	9	measures	measure	NOUN
ajfa-15149	63	10	to	to	PART
ajfa-15149	63	11	assess	assess	VERB
ajfa-15149	63	12	cbs	cbs	PROPN
ajfa-15149	63	13	’	'	PUNCT
ajfa-15149	63	14	solvency	solvency	NOUN
ajfa-15149	63	15	.	.	PUNCT
ajfa-15149	64	1	subsequently	subsequently	ADV
ajfa-15149	64	2	,	,	PUNCT
ajfa-15149	64	3	researchers	researcher	NOUN
ajfa-15149	64	4	adapted	adapt	VERB
ajfa-15149	64	5	the	the	DET
ajfa-15149	64	6	same	same	ADJ
ajfa-15149	64	7	measures	measure	NOUN
ajfa-15149	64	8	to	to	PART
ajfa-15149	64	9	estimate	estimate	VERB
ajfa-15149	64	10	ibs	ib	NOUN
ajfa-15149	64	11	’	'	PUNCT
ajfa-15149	64	12	solvency	solvency	NOUN
ajfa-15149	64	13	.	.	PUNCT
ajfa-15149	65	1	the	the	DET
ajfa-15149	65	2	studies	study	NOUN
ajfa-15149	65	3	for	for	ADP
ajfa-15149	65	4	which	which	PRON
ajfa-15149	65	5	they	they	PRON
ajfa-15149	65	6	have	have	AUX
ajfa-15149	65	7	compared	compare	VERB
ajfa-15149	65	8	the	the	DET
ajfa-15149	65	9	solvency	solvency	NOUN
ajfa-15149	65	10	of	of	ADP
ajfa-15149	65	11	classical	classical	ADJ
ajfa-15149	65	12	and	and	CCONJ
ajfa-15149	65	13	islamic	islamic	ADJ
ajfa-15149	65	14	banks	bank	NOUN
ajfa-15149	65	15	are	be	AUX
ajfa-15149	65	16	divided	divide	VERB
ajfa-15149	65	17	into	into	ADP
ajfa-15149	65	18	two	two	NUM
ajfa-15149	65	19	streams	stream	NOUN
ajfa-15149	65	20	.	.	PUNCT
ajfa-15149	66	1	the	the	DET
ajfa-15149	66	2	first	first	ADJ
ajfa-15149	66	3	current	current	NOUN
ajfa-15149	66	4	has	have	AUX
ajfa-15149	66	5	considered	consider	VERB
ajfa-15149	66	6	that	that	SCONJ
ajfa-15149	66	7	the	the	DET
ajfa-15149	66	8	joint	joint	ADJ
ajfa-15149	66	9	existence	existence	NOUN
ajfa-15149	66	10	of	of	ADP
ajfa-15149	66	11	ibs	ibs	PROPN
ajfa-15149	66	12	along	along	ADP
ajfa-15149	66	13	with	with	ADP
ajfa-15149	66	14	cbs	cbs	PROPN
ajfa-15149	66	15	can	can	AUX
ajfa-15149	66	16	let	let	VERB
ajfa-15149	66	17	the	the	DET
ajfa-15149	66	18	former	former	ADJ
ajfa-15149	66	19	operate	operate	VERB
ajfa-15149	66	20	with	with	ADP
ajfa-15149	66	21	their	their	PRON
ajfa-15149	66	22	full	full	ADJ
ajfa-15149	66	23	levels	level	NOUN
ajfa-15149	66	24	of	of	ADP
ajfa-15149	66	25	solvency	solvency	NOUN
ajfa-15149	66	26	.	.	PUNCT
ajfa-15149	67	1	the	the	DET
ajfa-15149	67	2	decline	decline	NOUN
ajfa-15149	67	3	in	in	ADP
ajfa-15149	67	4	the	the	DET
ajfa-15149	67	5	solvency	solvency	NOUN
ajfa-15149	67	6	is	be	AUX
ajfa-15149	67	7	not	not	PART
ajfa-15149	67	8	only	only	ADV
ajfa-15149	67	9	due	due	ADJ
ajfa-15149	67	10	to	to	ADP
ajfa-15149	67	11	the	the	DET
ajfa-15149	67	12	mechanical	mechanical	ADJ
ajfa-15149	67	13	and	and	CCONJ
ajfa-15149	67	14	systemic	systemic	ADJ
ajfa-15149	67	15	inadequacies	inadequacy	NOUN
ajfa-15149	67	16	of	of	ADP
ajfa-15149	67	17	ibs	ibs	PROPN
ajfa-15149	67	18	,	,	PUNCT
ajfa-15149	67	19	but	but	CCONJ
ajfa-15149	67	20	also	also	ADV
ajfa-15149	67	21	to	to	ADP
ajfa-15149	67	22	the	the	DET
ajfa-15149	67	23	competition	competition	NOUN
ajfa-15149	67	24	imposed	impose	VERB
ajfa-15149	67	25	by	by	ADP
ajfa-15149	67	26	the	the	DET
ajfa-15149	67	27	conventional	conventional	ADJ
ajfa-15149	67	28	banking	banking	NOUN
ajfa-15149	67	29	market	market	NOUN
ajfa-15149	67	30	;	;	PUNCT
ajfa-15149	67	31	the	the	DET
ajfa-15149	67	32	toxic	toxic	ADJ
ajfa-15149	67	33	and	and	CCONJ
ajfa-15149	67	34	restrained	restrained	ADJ
ajfa-15149	67	35	financial	financial	ADJ
ajfa-15149	67	36	operations	operation	NOUN
ajfa-15149	67	37	of	of	ADP
ajfa-15149	67	38	the	the	DET
ajfa-15149	67	39	conventional	conventional	ADJ
ajfa-15149	67	40	banking	banking	NOUN
ajfa-15149	67	41	system	system	NOUN
ajfa-15149	67	42	,	,	PUNCT
ajfa-15149	67	43	and	and	CCONJ
ajfa-15149	67	44	the	the	DET
ajfa-15149	67	45	contradictions	contradiction	NOUN
ajfa-15149	67	46	between	between	ADP
ajfa-15149	67	47	the	the	DET
ajfa-15149	67	48	particular	particular	ADJ
ajfa-15149	67	49	dimensions	dimension	NOUN
ajfa-15149	67	50	of	of	ADP
ajfa-15149	67	51	the	the	DET
ajfa-15149	67	52	two	two	NUM
ajfa-15149	67	53	banking	banking	NOUN
ajfa-15149	67	54	segments	segment	NOUN
ajfa-15149	67	55	that	that	PRON
ajfa-15149	67	56	hinder	hinder	VERB
ajfa-15149	67	57	the	the	DET
ajfa-15149	67	58	smooth	smooth	ADJ
ajfa-15149	67	59	functioning	functioning	NOUN
ajfa-15149	67	60	of	of	ADP
ajfa-15149	67	61	ibs	ibs	PROPN
ajfa-15149	67	62	.	.	PUNCT
ajfa-15149	68	1	this	this	PRON
ajfa-15149	68	2	does	do	AUX
ajfa-15149	68	3	not	not	PART
ajfa-15149	68	4	mean	mean	VERB
ajfa-15149	68	5	that	that	SCONJ
ajfa-15149	68	6	the	the	DET
ajfa-15149	68	7	success	success	NOUN
ajfa-15149	68	8	and	and	CCONJ
ajfa-15149	68	9	survival	survival	NOUN
ajfa-15149	68	10	of	of	ADP
ajfa-15149	68	11	ibs	ibs	PROPN
ajfa-15149	68	12	is	be	AUX
ajfa-15149	68	13	conditioned	condition	VERB
ajfa-15149	68	14	by	by	ADP
ajfa-15149	68	15	the	the	DET
ajfa-15149	68	16	existence	existence	NOUN
ajfa-15149	68	17	of	of	ADP
ajfa-15149	68	18	a	a	DET
ajfa-15149	68	19	monopoly	monopoly	NOUN
ajfa-15149	68	20	banking	banking	NOUN
ajfa-15149	68	21	market	market	NOUN
ajfa-15149	68	22	.	.	PUNCT
ajfa-15149	69	1	ibs	ibs	PROPN
ajfa-15149	69	2	can	can	AUX
ajfa-15149	69	3	operate	operate	VERB
ajfa-15149	69	4	with	with	ADP
ajfa-15149	69	5	minimal	minimal	ADJ
ajfa-15149	69	6	security	security	NOUN
ajfa-15149	69	7	effectiveness	effectiveness	NOUN
ajfa-15149	69	8	which	which	PRON
ajfa-15149	69	9	guarantees	guarantee	VERB
ajfa-15149	69	10	its	its	PRON
ajfa-15149	69	11	durability	durability	NOUN
ajfa-15149	69	12	even	even	ADV
ajfa-15149	69	13	in	in	ADP
ajfa-15149	69	14	a	a	DET
ajfa-15149	69	15	conventional	conventional	ADJ
ajfa-15149	69	16	banking	banking	NOUN
ajfa-15149	69	17	framework	framework	NOUN
ajfa-15149	69	18	due	due	ADP
ajfa-15149	69	19	to	to	ADP
ajfa-15149	69	20	its	its	PRON
ajfa-15149	69	21	operating	operating	NOUN
ajfa-15149	69	22	system	system	NOUN
ajfa-15149	69	23	based	base	VERB
ajfa-15149	69	24	on	on	ADP
ajfa-15149	69	25	the	the	DET
ajfa-15149	69	26	mode	mode	NOUN
ajfa-15149	69	27	of	of	ADP
ajfa-15149	69	28	sharing	share	VERB
ajfa-15149	69	29	profits	profit	NOUN
ajfa-15149	69	30	and	and	CCONJ
ajfa-15149	69	31	losses	loss	NOUN
ajfa-15149	69	32	.	.	PUNCT
ajfa-15149	70	1	besides	besides	SCONJ
ajfa-15149	70	2	,	,	PUNCT
ajfa-15149	70	3	management	management	NOUN
ajfa-15149	70	4	of	of	ADP
ajfa-15149	70	5	ibs	ibs	PROPN
ajfa-15149	70	6	and	and	CCONJ
ajfa-15149	70	7	selection	selection	NOUN
ajfa-15149	70	8	of	of	ADP
ajfa-15149	70	9	sectors	sector	NOUN
ajfa-15149	70	10	or	or	CCONJ
ajfa-15149	70	11	areas	area	NOUN
ajfa-15149	70	12	of	of	ADP
ajfa-15149	70	13	activity	activity	NOUN
ajfa-15149	70	14	is	be	AUX
ajfa-15149	70	15	done	do	VERB
ajfa-15149	70	16	judiciously	judiciously	ADV
ajfa-15149	70	17	.	.	PUNCT
ajfa-15149	71	1	however	however	ADV
ajfa-15149	71	2	,	,	PUNCT
ajfa-15149	71	3	the	the	DET
ajfa-15149	71	4	second	second	ADJ
ajfa-15149	71	5	current	current	NOUN
ajfa-15149	71	6	has	have	AUX
ajfa-15149	71	7	considered	consider	VERB
ajfa-15149	71	8	the	the	DET
ajfa-15149	71	9	lower	low	ADJ
ajfa-15149	71	10	solvency	solvency	NOUN
ajfa-15149	71	11	of	of	ADP
ajfa-15149	71	12	ibs	ibs	PROPN
ajfa-15149	71	13	as	as	ADP
ajfa-15149	71	14	the	the	DET
ajfa-15149	71	15	origin	origin	NOUN
ajfa-15149	71	16	of	of	ADP
ajfa-15149	71	17	the	the	DET
ajfa-15149	71	18	systemic	systemic	ADJ
ajfa-15149	71	19	inefficiency	inefficiency	NOUN
ajfa-15149	71	20	of	of	ADP
ajfa-15149	71	21	the	the	DET
ajfa-15149	71	22	cbs	cbs	PROPN
ajfa-15149	71	23	.	.	PUNCT
ajfa-15149	72	1	moreover	moreover	ADV
ajfa-15149	72	2	,	,	PUNCT
ajfa-15149	72	3	ibs	ibs	PROPN
ajfa-15149	72	4	’	'	PUNCT
ajfa-15149	72	5	solvency	solvency	NOUN
ajfa-15149	72	6	compared	compare	VERB
ajfa-15149	72	7	to	to	ADP
ajfa-15149	72	8	their	their	PRON
ajfa-15149	72	9	conventional	conventional	ADJ
ajfa-15149	72	10	counterparts	counterpart	NOUN
ajfa-15149	72	11	varies	vary	VERB
ajfa-15149	72	12	from	from	ADP
ajfa-15149	72	13	one	one	NUM
ajfa-15149	72	14	region	region	NOUN
ajfa-15149	72	15	to	to	ADP
ajfa-15149	72	16	another	another	PRON
ajfa-15149	72	17	depending	depend	VERB
ajfa-15149	72	18	on	on	ADP
ajfa-15149	72	19	whether	whether	SCONJ
ajfa-15149	72	20	it	it	PRON
ajfa-15149	72	21	is	be	AUX
ajfa-15149	72	22	an	an	DET
ajfa-15149	72	23	islamic	islamic	ADJ
ajfa-15149	72	24	country	country	NOUN
ajfa-15149	72	25	or	or	CCONJ
ajfa-15149	72	26	not	not	PART
ajfa-15149	72	27	.	.	PUNCT
ajfa-15149	73	1	this	this	DET
ajfa-15149	73	2	view	view	NOUN
ajfa-15149	73	3	was	be	AUX
ajfa-15149	73	4	justified	justify	VERB
ajfa-15149	73	5	by	by	ADP
ajfa-15149	73	6	the	the	DET
ajfa-15149	73	7	difference	difference	NOUN
ajfa-15149	73	8	between	between	ADP
ajfa-15149	73	9	the	the	DET
ajfa-15149	73	10	prudential	prudential	ADJ
ajfa-15149	73	11	rules	rule	NOUN
ajfa-15149	73	12	of	of	ADP
ajfa-15149	73	13	the	the	DET
ajfa-15149	73	14	transactions	transaction	NOUN
ajfa-15149	73	15	applied	apply	VERB
ajfa-15149	73	16	in	in	ADP
ajfa-15149	73	17	the	the	DET
ajfa-15149	73	18	two	two	NUM
ajfa-15149	73	19	banking	banking	NOUN
ajfa-15149	73	20	segments	segment	NOUN
ajfa-15149	73	21	.	.	PUNCT
ajfa-15149	74	1	in	in	ADP
ajfa-15149	74	2	fact	fact	NOUN
ajfa-15149	74	3	,	,	PUNCT
ajfa-15149	74	4	the	the	DET
ajfa-15149	74	5	risk	risk	NOUN
ajfa-15149	74	6	level	level	NOUN
ajfa-15149	74	7	taken	take	VERB
ajfa-15149	74	8	by	by	ADP
ajfa-15149	74	9	the	the	DET
ajfa-15149	74	10	lender	lender	NOUN
ajfa-15149	74	11	by	by	ADP
ajfa-15149	74	12	granting	grant	VERB
ajfa-15149	74	13	credit	credit	NOUN
ajfa-15149	74	14	via	via	ADP
ajfa-15149	74	15	mushraka	mushraka	PROPN
ajfa-15149	74	16	or	or	CCONJ
ajfa-15149	74	17	mudaraba	mudaraba	NOUN
ajfa-15149	74	18	is	be	AUX
ajfa-15149	74	19	higher	high	ADJ
ajfa-15149	74	20	than	than	ADP
ajfa-15149	74	21	the	the	DET
ajfa-15149	74	22	risk	risk	NOUN
ajfa-15149	74	23	level	level	NOUN
ajfa-15149	74	24	generated	generate	VERB
ajfa-15149	74	25	by	by	ADP
ajfa-15149	74	26	the	the	DET
ajfa-15149	74	27	techniques	technique	NOUN
ajfa-15149	74	28	involved	involve	VERB
ajfa-15149	74	29	in	in	ADP
ajfa-15149	74	30	commercial	commercial	ADJ
ajfa-15149	74	31	-	-	PUNCT
ajfa-15149	74	32	type	type	NOUN
ajfa-15149	74	33	financing	financing	NOUN
ajfa-15149	74	34	(	(	PUNCT
ajfa-15149	74	35	khan	khan	PROPN
ajfa-15149	74	36	,	,	PUNCT
ajfa-15149	74	37	2012	2012	NUM
ajfa-15149	74	38	;	;	PUNCT
ajfa-15149	74	39	thomi	thomi	NOUN
ajfa-15149	74	40	,	,	PUNCT
ajfa-15149	74	41	2014	2014	NUM
ajfa-15149	74	42	)	)	PUNCT
ajfa-15149	74	43	.	.	PUNCT
ajfa-15149	75	1	the	the	DET
ajfa-15149	75	2	choice	choice	NOUN
ajfa-15149	75	3	of	of	ADP
ajfa-15149	75	4	such	such	DET
ajfa-15149	75	5	a	a	DET
ajfa-15149	75	6	ratio	ratio	NOUN
ajfa-15149	75	7	depends	depend	VERB
ajfa-15149	75	8	on	on	ADP
ajfa-15149	75	9	the	the	DET
ajfa-15149	75	10	importance	importance	NOUN
ajfa-15149	75	11	of	of	ADP
ajfa-15149	75	12	the	the	DET
ajfa-15149	75	13	obtained	obtain	VERB
ajfa-15149	75	14	results	result	NOUN
ajfa-15149	75	15	(	(	PUNCT
ajfa-15149	75	16	modell	modell	PROPN
ajfa-15149	75	17	,	,	PUNCT
ajfa-15149	75	18	2004	2004	NUM
ajfa-15149	75	19	;	;	PUNCT
ajfa-15149	75	20	vakkuri	vakkuri	NOUN
ajfa-15149	75	21	and	and	CCONJ
ajfa-15149	75	22	meklin	meklin	PROPN
ajfa-15149	75	23	,	,	PUNCT
ajfa-15149	75	24	2006	2006	NUM
ajfa-15149	75	25	)	)	PUNCT
ajfa-15149	75	26	,	,	PUNCT
ajfa-15149	75	27	the	the	DET
ajfa-15149	75	28	inclusiveness	inclusiveness	NOUN
ajfa-15149	75	29	,	,	PUNCT
ajfa-15149	75	30	the	the	DET
ajfa-15149	75	31	complementarity	complementarity	NOUN
ajfa-15149	75	32	and	and	CCONJ
ajfa-15149	75	33	the	the	DET
ajfa-15149	75	34	precision	precision	NOUN
ajfa-15149	75	35	of	of	ADP
ajfa-15149	75	36	this	this	DET
ajfa-15149	75	37	ratio	ratio	NOUN
ajfa-15149	75	38	.	.	PUNCT
ajfa-15149	76	1	this	this	PRON
ajfa-15149	76	2	ensures	ensure	VERB
ajfa-15149	76	3	the	the	DET
ajfa-15149	76	4	logic	logic	NOUN
ajfa-15149	76	5	of	of	ADP
ajfa-15149	76	6	interpretation	interpretation	NOUN
ajfa-15149	76	7	and	and	CCONJ
ajfa-15149	76	8	is	be	AUX
ajfa-15149	76	9	a	a	DET
ajfa-15149	76	10	good	good	ADJ
ajfa-15149	76	11	means	mean	NOUN
ajfa-15149	76	12	of	of	ADP
ajfa-15149	76	13	analysis	analysis	NOUN
ajfa-15149	76	14	and	and	CCONJ
ajfa-15149	76	15	an	an	DET
ajfa-15149	76	16	effective	effective	ADJ
ajfa-15149	76	17	method	method	NOUN
ajfa-15149	76	18	of	of	ADP
ajfa-15149	76	19	management	management	NOUN
ajfa-15149	76	20	(	(	PUNCT
ajfa-15149	76	21	weick	weick	NOUN
ajfa-15149	76	22	,	,	PUNCT
ajfa-15149	76	23	1995	1995	NUM
ajfa-15149	76	24	;	;	PUNCT
ajfa-15149	76	25	de	de	PROPN
ajfa-15149	76	26	-	-	NOUN
ajfa-15149	76	27	kool	kool	NOUN
ajfa-15149	76	28	,	,	PUNCT
ajfa-15149	76	29	2004	2004	NUM
ajfa-15149	76	30	)	)	PUNCT
ajfa-15149	76	31	.	.	PUNCT
ajfa-15149	77	1	however	however	ADV
ajfa-15149	77	2	,	,	PUNCT
ajfa-15149	77	3	research	research	NOUN
ajfa-15149	77	4	in	in	ADP
ajfa-15149	77	5	the	the	DET
ajfa-15149	77	6	literature	literature	NOUN
ajfa-15149	77	7	has	have	AUX
ajfa-15149	77	8	shown	show	VERB
ajfa-15149	77	9	that	that	SCONJ
ajfa-15149	77	10	the	the	DET
ajfa-15149	77	11	simultaneous	simultaneous	ADJ
ajfa-15149	77	12	highlighting	highlighting	NOUN
ajfa-15149	77	13	of	of	ADP
ajfa-15149	77	14	multiple	multiple	ADJ
ajfa-15149	77	15	solvency	solvency	NOUN
ajfa-15149	77	16	ratios	ratio	NOUN
ajfa-15149	77	17	has	have	AUX
ajfa-15149	77	18	revealed	reveal	VERB
ajfa-15149	77	19	contradictory	contradictory	ADJ
ajfa-15149	77	20	or	or	CCONJ
ajfa-15149	77	21	non	non	ADJ
ajfa-15149	77	22	-	-	ADJ
ajfa-15149	77	23	conclusive	conclusive	ADJ
ajfa-15149	77	24	conclusions	conclusion	NOUN
ajfa-15149	77	25	.	.	PUNCT
ajfa-15149	78	1	table	table	NOUN
ajfa-15149	78	2	1	1	NUM
ajfa-15149	78	3	illustrates	illustrate	VERB
ajfa-15149	78	4	some	some	DET
ajfa-15149	78	5	comparative	comparative	ADJ
ajfa-15149	78	6	and	and	CCONJ
ajfa-15149	78	7	recent	recent	ADJ
ajfa-15149	78	8	studies	study	NOUN
ajfa-15149	78	9	between	between	ADP
ajfa-15149	78	10	the	the	DET
ajfa-15149	78	11	solvency	solvency	NOUN
ajfa-15149	78	12	of	of	ADP
ajfa-15149	78	13	classical	classical	ADJ
ajfa-15149	78	14	and	and	CCONJ
ajfa-15149	78	15	islamic	islamic	ADJ
ajfa-15149	78	16	banks	bank	NOUN
ajfa-15149	78	17	already	already	ADV
ajfa-15149	78	18	published	publish	VERB
ajfa-15149	78	19	in	in	ADP
ajfa-15149	78	20	the	the	DET
ajfa-15149	78	21	literature	literature	NOUN
ajfa-15149	78	22	.	.	PUNCT
ajfa-15149	79	1	asian	asian	ADJ
ajfa-15149	79	2	journal	journal	PROPN
ajfa-15149	79	3	of	of	ADP
ajfa-15149	79	4	finance	finance	PROPN
ajfa-15149	79	5	&	&	CCONJ
ajfa-15149	79	6	accounting	accounting	PROPN
ajfa-15149	79	7	issn	issn	PROPN
ajfa-15149	79	8	1946	1946	NUM
ajfa-15149	79	9	-	-	PUNCT
ajfa-15149	79	10	052x	052x	PROPN
ajfa-15149	79	11	2019	2019	NUM
ajfa-15149	79	12	,	,	PUNCT
ajfa-15149	79	13	vol	vol	NOUN
ajfa-15149	79	14	.	.	PROPN
ajfa-15149	79	15	11	11	NUM
ajfa-15149	79	16	,	,	PUNCT
ajfa-15149	79	17	no	no	INTJ
ajfa-15149	79	18	.	.	NOUN
ajfa-15149	79	19	2	2	NUM
ajfa-15149	79	20	ajfa.macrothink.org/	ajfa.macrothink.org/	NOUN
ajfa-15149	79	21	6	6	NUM
ajfa-15149	79	22	table	table	NOUN
ajfa-15149	79	23	1	1	NUM
ajfa-15149	79	24	.	.	PUNCT
ajfa-15149	80	1	methods	method	NOUN
ajfa-15149	80	2	of	of	ADP
ajfa-15149	80	3	solvency	solvency	NOUN
ajfa-15149	80	4	evaluation	evaluation	NOUN
ajfa-15149	80	5	in	in	ADP
ajfa-15149	80	6	previous	previous	ADJ
ajfa-15149	80	7	studies	study	NOUN
ajfa-15149	80	8	.	.	PUNCT
ajfa-15149	81	1	researcher(s	researcher(s	NOUN
ajfa-15149	81	2	)	)	PUNCT
ajfa-15149	81	3	context	context	NOUN
ajfa-15149	81	4	period	period	NOUN
ajfa-15149	81	5	measurement	measurement	NOUN
ajfa-15149	81	6	results	result	NOUN
ajfa-15149	81	7	of	of	ADP
ajfa-15149	81	8	research	research	NOUN
ajfa-15149	81	9	samad	samad	PROPN
ajfa-15149	81	10	and	and	CCONJ
ajfa-15149	81	11	hassan	hassan	PROPN
ajfa-15149	81	12	(	(	PUNCT
ajfa-15149	81	13	2000	2000	NUM
ajfa-15149	81	14	)	)	PUNCT
ajfa-15149	81	15	malaysia	malaysia	NOUN
ajfa-15149	81	16	(	(	PUNCT
ajfa-15149	81	17	19841997	19841997	NUM
ajfa-15149	81	18	)	)	PUNCT
ajfa-15149	81	19	fra	fra	NOUN
ajfa-15149	81	20	method	method	NOUN
ajfa-15149	81	21	+	+	CCONJ
ajfa-15149	81	22	anova	anova	PROPN
ajfa-15149	81	23	method	method	PROPN
ajfa-15149	81	24	bank	bank	PROPN
ajfa-15149	81	25	islam	islam	PROPN
ajfa-15149	81	26	malaysia	malaysia	PROPN
ajfa-15149	81	27	berhad	berhad	PROPN
ajfa-15149	81	28	is	be	AUX
ajfa-15149	81	29	relatively	relatively	ADV
ajfa-15149	81	30	less	less	ADV
ajfa-15149	81	31	risky	risky	ADJ
ajfa-15149	81	32	and	and	CCONJ
ajfa-15149	81	33	more	more	ADJ
ajfa-15149	81	34	solvent	solvent	ADJ
ajfa-15149	81	35	than	than	ADP
ajfa-15149	81	36	those	those	PRON
ajfa-15149	81	37	of	of	ADP
ajfa-15149	81	38	cbs	cbs	PROPN
ajfa-15149	81	39	.	.	PUNCT
ajfa-15149	82	1	toumi	toumi	PROPN
ajfa-15149	82	2	et	et	PROPN
ajfa-15149	82	3	al	al	PROPN
ajfa-15149	82	4	.	.	PROPN
ajfa-15149	83	1	(	(	PUNCT
ajfa-15149	83	2	2008	2008	NUM
ajfa-15149	83	3	)	)	PUNCT
ajfa-15149	83	4	18	18	NUM
ajfa-15149	83	5	countries	country	NOUN
ajfa-15149	83	6	(	(	PUNCT
ajfa-15149	83	7	20042008	20042008	NUM
ajfa-15149	83	8	)	)	PUNCT
ajfa-15149	83	9	fra	fra	NOUN
ajfa-15149	83	10	method	method	NOUN
ajfa-15149	83	11	ibs	ibs	PROPN
ajfa-15149	83	12	have	have	VERB
ajfa-15149	83	13	a	a	DET
ajfa-15149	83	14	debt	debt	NOUN
ajfa-15149	83	15	to	to	ADP
ajfa-15149	83	16	equity	equity	NOUN
ajfa-15149	83	17	ratio	ratio	NOUN
ajfa-15149	83	18	,	,	PUNCT
ajfa-15149	83	19	debt	debt	NOUN
ajfa-15149	83	20	to	to	ADP
ajfa-15149	83	21	assets	asset	NOUN
ajfa-15149	83	22	ratio	ratio	NOUN
ajfa-15149	83	23	and	and	CCONJ
ajfa-15149	83	24	a	a	DET
ajfa-15149	83	25	long	long	ADJ
ajfa-15149	83	26	-	-	PUNCT
ajfa-15149	83	27	term	term	NOUN
ajfa-15149	83	28	debt	debt	NOUN
ajfa-15149	83	29	ratio	ratio	NOUN
ajfa-15149	83	30	lower	low	ADJ
ajfa-15149	83	31	than	than	ADP
ajfa-15149	83	32	those	those	PRON
ajfa-15149	83	33	of	of	ADP
ajfa-15149	83	34	cbs	cbs	PROPN
ajfa-15149	83	35	.	.	PUNCT
ajfa-15149	84	1	ibs	ibs	PROPN
ajfa-15149	84	2	have	have	VERB
ajfa-15149	84	3	less	less	ADJ
ajfa-15149	84	4	leverage	leverage	NOUN
ajfa-15149	84	5	compared	compare	VERB
ajfa-15149	84	6	to	to	ADP
ajfa-15149	84	7	the	the	DET
ajfa-15149	84	8	leverage	leverage	NOUN
ajfa-15149	84	9	effects	effect	NOUN
ajfa-15149	84	10	recorded	record	VERB
ajfa-15149	84	11	in	in	ADP
ajfa-15149	84	12	cbs	cbs	PROPN
ajfa-15149	84	13	.	.	PUNCT
ajfa-15149	85	1	mobeen	mobeen	NOUN
ajfa-15149	85	2	et	et	PROPN
ajfa-15149	85	3	al	al	PROPN
ajfa-15149	85	4	.	.	PROPN
ajfa-15149	86	1	(	(	PUNCT
ajfa-15149	86	2	2011	2011	NUM
ajfa-15149	86	3	)	)	PUNCT
ajfa-15149	86	4	uae	uae	PROPN
ajfa-15149	86	5	(	(	PUNCT
ajfa-15149	86	6	20062008	20062008	NUM
ajfa-15149	86	7	)	)	PUNCT
ajfa-15149	86	8	fra	fra	NOUN
ajfa-15149	86	9	method	method	NOUN
ajfa-15149	86	10	ibs	ibs	PROPN
ajfa-15149	86	11	are	be	AUX
ajfa-15149	86	12	more	more	ADV
ajfa-15149	86	13	solvent	solvent	ADJ
ajfa-15149	86	14	in	in	ADP
ajfa-15149	86	15	the	the	DET
ajfa-15149	86	16	long	long	ADJ
ajfa-15149	86	17	run	run	NOUN
ajfa-15149	86	18	.	.	PUNCT
ajfa-15149	87	1	hanif	hanif	PROPN
ajfa-15149	87	2	et	et	PROPN
ajfa-15149	87	3	al	al	PROPN
ajfa-15149	87	4	.	.	PROPN
ajfa-15149	88	1	(	(	PUNCT
ajfa-15149	88	2	2012	2012	NUM
ajfa-15149	88	3	)	)	PUNCT
ajfa-15149	88	4	pakistan	pakistan	PROPN
ajfa-15149	88	5	(	(	PUNCT
ajfa-15149	88	6	20032007	20032007	NUM
ajfa-15149	88	7	)	)	PUNCT
ajfa-15149	88	8	banco	banco	NOUN
ajfa-15149	88	9	-	-	PUNCT
ajfa-15149	88	10	meter	meter	NOUN
ajfa-15149	88	11	model	model	NOUN
ajfa-15149	88	12	ib	ib	PROPN
ajfa-15149	88	13	is	be	AUX
ajfa-15149	88	14	more	more	ADV
ajfa-15149	88	15	solvent	solvent	ADJ
ajfa-15149	88	16	(	(	PUNCT
ajfa-15149	88	17	less	less	ADV
ajfa-15149	88	18	risky	risky	ADJ
ajfa-15149	88	19	)	)	PUNCT
ajfa-15149	88	20	than	than	ADP
ajfa-15149	88	21	the	the	DET
ajfa-15149	88	22	list	list	NOUN
ajfa-15149	88	23	of	of	ADP
ajfa-15149	88	24	cbs	cbs	PROPN
ajfa-15149	88	25	.	.	PUNCT
ajfa-15149	89	1	sehrish	sehrish	PROPN
ajfa-15149	89	2	et	et	PROPN
ajfa-15149	89	3	al	al	PROPN
ajfa-15149	89	4	.	.	PROPN
ajfa-15149	90	1	(	(	PUNCT
ajfa-15149	90	2	2012	2012	NUM
ajfa-15149	90	3	)	)	PUNCT
ajfa-15149	90	4	pakistan	pakistan	PROPN
ajfa-15149	90	5	(	(	PUNCT
ajfa-15149	90	6	20072011	20072011	NUM
ajfa-15149	90	7	)	)	PUNCT
ajfa-15149	90	8	fra	fra	NOUN
ajfa-15149	90	9	method	method	NOUN
ajfa-15149	90	10	ibs	ib	NOUN
ajfa-15149	90	11	are	be	AUX
ajfa-15149	90	12	less	less	ADV
ajfa-15149	90	13	risky	risky	ADJ
ajfa-15149	90	14	and	and	CCONJ
ajfa-15149	90	15	more	more	ADJ
ajfa-15149	90	16	solvent	solvent	ADJ
ajfa-15149	90	17	than	than	ADP
ajfa-15149	90	18	their	their	PRON
ajfa-15149	90	19	conventional	conventional	ADJ
ajfa-15149	90	20	counterparts	counterpart	NOUN
ajfa-15149	90	21	.	.	PUNCT
ajfa-15149	91	1	this	this	PRON
ajfa-15149	91	2	indicates	indicate	VERB
ajfa-15149	91	3	that	that	SCONJ
ajfa-15149	91	4	the	the	DET
ajfa-15149	91	5	two	two	NUM
ajfa-15149	91	6	groups	group	NOUN
ajfa-15149	91	7	of	of	ADP
ajfa-15149	91	8	banks	bank	NOUN
ajfa-15149	91	9	do	do	AUX
ajfa-15149	91	10	not	not	PART
ajfa-15149	91	11	belong	belong	VERB
ajfa-15149	91	12	to	to	ADP
ajfa-15149	91	13	the	the	DET
ajfa-15149	91	14	same	same	ADJ
ajfa-15149	91	15	risk	risk	NOUN
ajfa-15149	91	16	class	class	NOUN
ajfa-15149	91	17	.	.	PUNCT
ajfa-15149	92	1	onakoya	onakoya	PROPN
ajfa-15149	92	2	and	and	CCONJ
ajfa-15149	92	3	onakoya	onakoya	NOUN
ajfa-15149	92	4	(	(	PUNCT
ajfa-15149	92	5	2013	2013	NUM
ajfa-15149	92	6	)	)	PUNCT
ajfa-15149	92	7	united	united	ADJ
ajfa-15149	92	8	kingdom	kingdom	NOUN
ajfa-15149	92	9	(	(	PUNCT
ajfa-15149	92	10	20072011	20072011	NUM
ajfa-15149	92	11	)	)	PUNCT
ajfa-15149	92	12	fra	fra	NOUN
ajfa-15149	92	13	method	method	NOUN
ajfa-15149	92	14	ibs	ib	NOUN
ajfa-15149	92	15	are	be	AUX
ajfa-15149	92	16	less	less	ADV
ajfa-15149	92	17	exposed	expose	VERB
ajfa-15149	92	18	to	to	ADP
ajfa-15149	92	19	solvency	solvency	NOUN
ajfa-15149	92	20	risk	risk	NOUN
ajfa-15149	92	21	,	,	PUNCT
ajfa-15149	92	22	while	while	SCONJ
ajfa-15149	92	23	cbs	cbs	PROPN
ajfa-15149	92	24	rely	rely	VERB
ajfa-15149	92	25	more	more	ADV
ajfa-15149	92	26	on	on	ADP
ajfa-15149	92	27	additional	additional	ADJ
ajfa-15149	92	28	external	external	ADJ
ajfa-15149	92	29	sources	source	NOUN
ajfa-15149	92	30	of	of	ADP
ajfa-15149	92	31	finance	finance	NOUN
ajfa-15149	92	32	.	.	PUNCT
ajfa-15149	93	1	fayed	fayed	PROPN
ajfa-15149	93	2	(	(	PUNCT
ajfa-15149	93	3	2013	2013	NUM
ajfa-15149	93	4	)	)	PUNCT
ajfa-15149	93	5	egypt	egypt	PROPN
ajfa-15149	93	6	(	(	PUNCT
ajfa-15149	93	7	20082010	20082010	NUM
ajfa-15149	93	8	)	)	PUNCT
ajfa-15149	93	9	banco	banco	NOUN
ajfa-15149	93	10	-	-	PUNCT
ajfa-15149	93	11	metre	metre	NOUN
ajfa-15149	93	12	model	model	NOUN
ajfa-15149	93	13	both	both	CCONJ
ajfa-15149	93	14	cbs	cbs	PROPN
ajfa-15149	93	15	and	and	CCONJ
ajfa-15149	93	16	ibs	ibs	PROPN
ajfa-15149	93	17	are	be	AUX
ajfa-15149	93	18	considered	consider	VERB
ajfa-15149	93	19	insolvent	insolvent	ADJ
ajfa-15149	93	20	,	,	PUNCT
ajfa-15149	93	21	but	but	CCONJ
ajfa-15149	93	22	ibs	ibs	PROPN
ajfa-15149	93	23	have	have	AUX
ajfa-15149	93	24	shown	show	VERB
ajfa-15149	93	25	superior	superior	ADJ
ajfa-15149	93	26	insolvency	insolvency	NOUN
ajfa-15149	93	27	.	.	PUNCT
ajfa-15149	94	1	zarrouk	zarrouk	INTJ
ajfa-15149	94	2	(	(	PUNCT
ajfa-15149	94	3	2014	2014	NUM
ajfa-15149	94	4	)	)	PUNCT
ajfa-15149	94	5	10	10	NUM
ajfa-15149	94	6	mena	mena	PROPN
ajfa-15149	94	7	countries	country	NOUN
ajfa-15149	94	8	(	(	PUNCT
ajfa-15149	94	9	20052010	20052010	NUM
ajfa-15149	94	10	)	)	PUNCT
ajfa-15149	94	11	fra	fra	NOUN
ajfa-15149	94	12	method	method	VERB
ajfa-15149	94	13	the	the	DET
ajfa-15149	94	14	findings	finding	NOUN
ajfa-15149	94	15	further	far	ADV
ajfa-15149	94	16	pointed	point	VERB
ajfa-15149	94	17	out	out	ADP
ajfa-15149	94	18	that	that	SCONJ
ajfa-15149	94	19	ibs	ibs	PROPN
ajfa-15149	94	20	in	in	ADP
ajfa-15149	94	21	nongcc	nongcc	NOUN
ajfa-15149	94	22	countries	country	NOUN
ajfa-15149	94	23	were	be	AUX
ajfa-15149	94	24	less	less	ADV
ajfa-15149	94	25	risky	risky	ADJ
ajfa-15149	94	26	and	and	CCONJ
ajfa-15149	94	27	more	more	ADJ
ajfa-15149	94	28	solvent	solvent	ADJ
ajfa-15149	94	29	during	during	ADP
ajfa-15149	94	30	and	and	CCONJ
ajfa-15149	94	31	after	after	ADP
ajfa-15149	94	32	the	the	DET
ajfa-15149	94	33	period	period	NOUN
ajfa-15149	94	34	of	of	ADP
ajfa-15149	94	35	the	the	DET
ajfa-15149	94	36	financial	financial	ADJ
ajfa-15149	94	37	crisis	crisis	NOUN
ajfa-15149	94	38	than	than	ADP
ajfa-15149	94	39	those	those	PRON
ajfa-15149	94	40	in	in	ADP
ajfa-15149	94	41	the	the	DET
ajfa-15149	94	42	gcc	gcc	NOUN
ajfa-15149	94	43	countries	country	NOUN
ajfa-15149	94	44	.	.	PUNCT
ajfa-15149	95	1	ola	ola	PROPN
ajfa-15149	95	2	and	and	CCONJ
ajfa-15149	95	3	suzanna	suzanna	PROPN
ajfa-15149	95	4	(	(	PUNCT
ajfa-15149	95	5	2015	2015	NUM
ajfa-15149	95	6	)	)	PUNCT
ajfa-15149	95	7	uae	uae	PROPN
ajfa-15149	95	8	(	(	PUNCT
ajfa-15149	95	9	20082014	20082014	NUM
ajfa-15149	95	10	)	)	PUNCT
ajfa-15149	95	11	fra	fra	NOUN
ajfa-15149	95	12	method	method	NOUN
ajfa-15149	95	13	cbs	cbs	PROPN
ajfa-15149	95	14	are	be	AUX
ajfa-15149	95	15	,	,	PUNCT
ajfa-15149	95	16	on	on	ADP
ajfa-15149	95	17	average	average	ADJ
ajfa-15149	95	18	,	,	PUNCT
ajfa-15149	95	19	more	more	ADV
ajfa-15149	95	20	solvent	solvent	ADJ
ajfa-15149	95	21	and	and	CCONJ
ajfa-15149	95	22	less	less	ADV
ajfa-15149	95	23	risky	risky	ADJ
ajfa-15149	95	24	compared	compare	VERB
ajfa-15149	95	25	to	to	ADP
ajfa-15149	95	26	their	their	PRON
ajfa-15149	95	27	islamic	islamic	ADJ
ajfa-15149	95	28	counterparts	counterpart	NOUN
ajfa-15149	95	29	(	(	PUNCT
ajfa-15149	95	30	kader	kader	PROPN
ajfa-15149	95	31	et	et	PROPN
ajfa-15149	95	32	al	al	PROPN
ajfa-15149	95	33	.	.	PROPN
ajfa-15149	95	34	,	,	PUNCT
ajfa-15149	95	35	2007	2007	NUM
ajfa-15149	95	36	)	)	PUNCT
ajfa-15149	95	37	.	.	PUNCT
ajfa-15149	96	1	mousa	mousa	PROPN
ajfa-15149	96	2	(	(	PUNCT
ajfa-15149	96	3	2015	2015	NUM
ajfa-15149	96	4	)	)	PUNCT
ajfa-15149	96	5	bahrain	bahrain	NOUN
ajfa-15149	96	6	(	(	PUNCT
ajfa-15149	96	7	20102013	20102013	NUM
ajfa-15149	96	8	)	)	PUNCT
ajfa-15149	96	9	fra	fra	NOUN
ajfa-15149	96	10	method	method	NOUN
ajfa-15149	96	11	and	and	CCONJ
ajfa-15149	96	12	dea	dea	PROPN
ajfa-15149	96	13	method	method	NOUN
ajfa-15149	96	14	analysis	analysis	NOUN
ajfa-15149	96	15	of	of	ADP
ajfa-15149	96	16	financial	financial	ADJ
ajfa-15149	96	17	ratios	ratio	NOUN
ajfa-15149	96	18	did	do	AUX
ajfa-15149	96	19	not	not	PART
ajfa-15149	96	20	sign	sign	VERB
ajfa-15149	96	21	definitive	definitive	ADJ
ajfa-15149	96	22	conclusions	conclusion	NOUN
ajfa-15149	96	23	about	about	ADP
ajfa-15149	96	24	the	the	DET
ajfa-15149	96	25	solvency	solvency	NOUN
ajfa-15149	96	26	capacity	capacity	NOUN
ajfa-15149	96	27	of	of	ADP
ajfa-15149	96	28	cbs	cbs	PROPN
ajfa-15149	96	29	.	.	PUNCT
ajfa-15149	97	1	banks	bank	NOUN
ajfa-15149	97	2	periodically	periodically	ADV
ajfa-15149	97	3	solvent	solvent	ADJ
ajfa-15149	97	4	in	in	ADP
ajfa-15149	97	5	a	a	DET
ajfa-15149	97	6	year	year	NOUN
ajfa-15149	97	7	or	or	CCONJ
ajfa-15149	97	8	rather	rather	ADV
ajfa-15149	97	9	the	the	DET
ajfa-15149	97	10	banks	bank	NOUN
ajfa-15149	97	11	which	which	PRON
ajfa-15149	97	12	recorded	record	VERB
ajfa-15149	97	13	a	a	DET
ajfa-15149	97	14	single	single	ADJ
ajfa-15149	97	15	significant	significant	ADJ
ajfa-15149	97	16	ratio	ratio	NOUN
ajfa-15149	97	17	were	be	AUX
ajfa-15149	97	18	not	not	PART
ajfa-15149	97	19	solvent	solvent	ADJ
ajfa-15149	97	20	in	in	ADP
ajfa-15149	97	21	other	other	ADJ
ajfa-15149	97	22	years	year	NOUN
ajfa-15149	97	23	in	in	ADP
ajfa-15149	97	24	terms	term	NOUN
ajfa-15149	97	25	of	of	ADP
ajfa-15149	97	26	periods	period	NOUN
ajfa-15149	97	27	and	and	CCONJ
ajfa-15149	97	28	type	type	NOUN
ajfa-15149	97	29	of	of	ADP
ajfa-15149	97	30	ratios	ratio	NOUN
ajfa-15149	97	31	.	.	PUNCT
ajfa-15149	98	1	maysa	maysa	PROPN
ajfa-15149	98	2	and	and	CCONJ
ajfa-15149	98	3	rasha	rasha	PROPN
ajfa-15149	98	4	(	(	PUNCT
ajfa-15149	98	5	2015	2015	NUM
ajfa-15149	98	6	)	)	PUNCT
ajfa-15149	98	7	jordan	jordan	PROPN
ajfa-15149	98	8	(	(	PUNCT
ajfa-15149	98	9	20092013	20092013	NUM
ajfa-15149	98	10	)	)	PUNCT
ajfa-15149	98	11	fra	fra	NOUN
ajfa-15149	98	12	method	method	NOUN
ajfa-15149	98	13	ibs	ib	NOUN
ajfa-15149	98	14	are	be	AUX
ajfa-15149	98	15	found	find	VERB
ajfa-15149	98	16	to	to	PART
ajfa-15149	98	17	be	be	AUX
ajfa-15149	98	18	statistically	statistically	ADV
ajfa-15149	98	19	more	more	ADV
ajfa-15149	98	20	solvent	solvent	ADJ
ajfa-15149	98	21	than	than	ADP
ajfa-15149	98	22	their	their	PRON
ajfa-15149	98	23	conventional	conventional	ADJ
ajfa-15149	98	24	counterparts	counterpart	NOUN
ajfa-15149	98	25	.	.	PUNCT
ajfa-15149	99	1	this	this	PRON
ajfa-15149	99	2	indicates	indicate	VERB
ajfa-15149	99	3	that	that	SCONJ
ajfa-15149	99	4	ibs	ib	NOUN
ajfa-15149	99	5	are	be	AUX
ajfa-15149	99	6	less	less	ADV
ajfa-15149	99	7	risky	risky	ADJ
ajfa-15149	99	8	,	,	PUNCT
ajfa-15149	99	9	which	which	PRON
ajfa-15149	99	10	reflects	reflect	VERB
ajfa-15149	99	11	their	their	PRON
ajfa-15149	99	12	financial	financial	ADJ
ajfa-15149	99	13	strength	strength	NOUN
ajfa-15149	99	14	to	to	PART
ajfa-15149	99	15	pay	pay	VERB
ajfa-15149	99	16	their	their	PRON
ajfa-15149	99	17	debtors	debtor	NOUN
ajfa-15149	99	18	.	.	PUNCT
ajfa-15149	100	1	bilal	bilal	PROPN
ajfa-15149	100	2	and	and	CCONJ
ajfa-15149	100	3	amin	amin	PROPN
ajfa-15149	100	4	(	(	PUNCT
ajfa-15149	100	5	2015	2015	NUM
ajfa-15149	100	6	)	)	PUNCT
ajfa-15149	100	7	pakistan	pakistan	PROPN
ajfa-15149	100	8	(	(	PUNCT
ajfa-15149	100	9	20072012	20072012	NUM
ajfa-15149	100	10	)	)	PUNCT
ajfa-15149	100	11	fra	fra	NOUN
ajfa-15149	100	12	method	method	NOUN
ajfa-15149	100	13	ibs	ibs	PROPN
ajfa-15149	100	14	had	have	VERB
ajfa-15149	100	15	less	less	ADJ
ajfa-15149	100	16	solvency	solvency	NOUN
ajfa-15149	100	17	risk	risk	NOUN
ajfa-15149	100	18	than	than	ADP
ajfa-15149	100	19	their	their	PRON
ajfa-15149	100	20	conventional	conventional	ADJ
ajfa-15149	100	21	counterparts	counterpart	NOUN
ajfa-15149	100	22	throughout	throughout	ADP
ajfa-15149	100	23	the	the	DET
ajfa-15149	100	24	study	study	NOUN
ajfa-15149	100	25	period	period	NOUN
ajfa-15149	100	26	.	.	PUNCT
ajfa-15149	101	1	(	(	PUNCT
ajfa-15149	101	2	kader	kader	PROPN
ajfa-15149	101	3	et	et	PROPN
ajfa-15149	101	4	al	al	PROPN
ajfa-15149	101	5	.	.	PROPN
ajfa-15149	101	6	,	,	PUNCT
ajfa-15149	101	7	2007	2007	NUM
ajfa-15149	101	8	)	)	PUNCT
ajfa-15149	101	9	asian	asian	ADJ
ajfa-15149	101	10	journal	journal	NOUN
ajfa-15149	101	11	of	of	ADP
ajfa-15149	101	12	finance	finance	PROPN
ajfa-15149	101	13	&	&	CCONJ
ajfa-15149	101	14	accounting	accounting	PROPN
ajfa-15149	101	15	issn	issn	PROPN
ajfa-15149	101	16	1946	1946	NUM
ajfa-15149	101	17	-	-	PUNCT
ajfa-15149	101	18	052x	052x	PROPN
ajfa-15149	101	19	2019	2019	NUM
ajfa-15149	101	20	,	,	PUNCT
ajfa-15149	101	21	vol	vol	NOUN
ajfa-15149	101	22	.	.	PROPN
ajfa-15149	101	23	11	11	NUM
ajfa-15149	101	24	,	,	PUNCT
ajfa-15149	101	25	no	no	INTJ
ajfa-15149	101	26	.	.	NOUN
ajfa-15149	101	27	2	2	NUM
ajfa-15149	101	28	ajfa.macrothink.org/	ajfa.macrothink.org/	NOUN
ajfa-15149	101	29	7	7	NUM
ajfa-15149	101	30	elgadi	elgadi	NOUN
ajfa-15149	101	31	(	(	PUNCT
ajfa-15149	101	32	2016	2016	NUM
ajfa-15149	101	33	)	)	PUNCT
ajfa-15149	101	34	sudan	sudan	PROPN
ajfa-15149	101	35	(	(	PUNCT
ajfa-15149	101	36	20052013	20052013	NUM
ajfa-15149	101	37	)	)	PUNCT
ajfa-15149	101	38	regression	regression	NOUN
ajfa-15149	101	39	method	method	NOUN
ajfa-15149	101	40	management	management	NOUN
ajfa-15149	101	41	quality	quality	NOUN
ajfa-15149	101	42	of	of	ADP
ajfa-15149	101	43	ibs	ibs	PROPN
ajfa-15149	101	44	is	be	AUX
ajfa-15149	101	45	insufficient	insufficient	ADJ
ajfa-15149	101	46	to	to	PART
ajfa-15149	101	47	predict	predict	VERB
ajfa-15149	101	48	and	and	CCONJ
ajfa-15149	101	49	avoid	avoid	VERB
ajfa-15149	101	50	the	the	DET
ajfa-15149	101	51	risk	risk	NOUN
ajfa-15149	101	52	associated	associate	VERB
ajfa-15149	101	53	with	with	ADP
ajfa-15149	101	54	leverage	leverage	NOUN
ajfa-15149	101	55	.	.	PUNCT
ajfa-15149	102	1	tlemsani	tlemsani	PROPN
ajfa-15149	102	2	and	and	CCONJ
ajfa-15149	102	3	al	al	PROPN
ajfa-15149	102	4	-	-	PUNCT
ajfa-15149	102	5	suwaidi	suwaidi	PROPN
ajfa-15149	102	6	(	(	PUNCT
ajfa-15149	102	7	2016	2016	NUM
ajfa-15149	102	8	)	)	PUNCT
ajfa-15149	102	9	uae	uae	PROPN
ajfa-15149	102	10	(	(	PUNCT
ajfa-15149	102	11	20072008	20072008	NUM
ajfa-15149	102	12	)	)	PUNCT
ajfa-15149	102	13	fra	fra	NOUN
ajfa-15149	102	14	and	and	CCONJ
ajfa-15149	102	15	a	a	DET
ajfa-15149	102	16	crosssectional	crosssectional	ADJ
ajfa-15149	102	17	analysis	analysis	NOUN
ajfa-15149	102	18	in	in	ADP
ajfa-15149	102	19	terms	term	NOUN
ajfa-15149	102	20	of	of	ADP
ajfa-15149	102	21	solvency	solvency	NOUN
ajfa-15149	102	22	risk	risk	NOUN
ajfa-15149	102	23	mitigation	mitigation	NOUN
ajfa-15149	102	24	,	,	PUNCT
ajfa-15149	102	25	ibs	ibs	PROPN
ajfa-15149	102	26	outperformed	outperform	VERB
ajfa-15149	102	27	cbs	cbs	PROPN
ajfa-15149	102	28	.	.	PUNCT
ajfa-15149	103	1	referring	refer	VERB
ajfa-15149	103	2	to	to	ADP
ajfa-15149	103	3	previous	previous	ADJ
ajfa-15149	103	4	comparative	comparative	ADJ
ajfa-15149	103	5	studies	study	NOUN
ajfa-15149	103	6	of	of	ADP
ajfa-15149	103	7	bank	bank	NOUN
ajfa-15149	103	8	solvency	solvency	NOUN
ajfa-15149	103	9	through	through	ADP
ajfa-15149	103	10	the	the	DET
ajfa-15149	103	11	use	use	NOUN
ajfa-15149	103	12	of	of	ADP
ajfa-15149	103	13	multiple	multiple	ADJ
ajfa-15149	103	14	ratios	ratio	NOUN
ajfa-15149	103	15	,	,	PUNCT
ajfa-15149	103	16	we	we	PRON
ajfa-15149	103	17	have	have	AUX
ajfa-15149	103	18	noticed	notice	VERB
ajfa-15149	103	19	that	that	SCONJ
ajfa-15149	103	20	the	the	DET
ajfa-15149	103	21	conclusions	conclusion	NOUN
ajfa-15149	103	22	are	be	AUX
ajfa-15149	103	23	almost	almost	ADV
ajfa-15149	103	24	always	always	ADV
ajfa-15149	103	25	mixed	mix	VERB
ajfa-15149	103	26	.	.	PUNCT
ajfa-15149	104	1	they	they	PRON
ajfa-15149	104	2	are	be	AUX
ajfa-15149	104	3	sometimes	sometimes	ADV
ajfa-15149	104	4	similar	similar	ADJ
ajfa-15149	104	5	,	,	PUNCT
ajfa-15149	104	6	but	but	CCONJ
ajfa-15149	104	7	they	they	PRON
ajfa-15149	104	8	are	be	AUX
ajfa-15149	104	9	also	also	ADV
ajfa-15149	104	10	sometimes	sometimes	ADV
ajfa-15149	104	11	contradictory	contradictory	ADJ
ajfa-15149	104	12	from	from	ADP
ajfa-15149	104	13	one	one	NUM
ajfa-15149	104	14	study	study	NOUN
ajfa-15149	104	15	to	to	ADP
ajfa-15149	104	16	another	another	PRON
ajfa-15149	104	17	.	.	PUNCT
ajfa-15149	105	1	in	in	ADP
ajfa-15149	105	2	both	both	DET
ajfa-15149	105	3	scenarios	scenario	NOUN
ajfa-15149	105	4	,	,	PUNCT
ajfa-15149	105	5	the	the	DET
ajfa-15149	105	6	advanced	advanced	ADJ
ajfa-15149	105	7	results	result	NOUN
ajfa-15149	105	8	are	be	AUX
ajfa-15149	105	9	inconclusive	inconclusive	ADJ
ajfa-15149	105	10	due	due	ADP
ajfa-15149	105	11	to	to	ADP
ajfa-15149	105	12	the	the	DET
ajfa-15149	105	13	lack	lack	NOUN
ajfa-15149	105	14	of	of	ADP
ajfa-15149	105	15	convincing	convincing	ADJ
ajfa-15149	105	16	confirmations	confirmation	NOUN
ajfa-15149	105	17	and	and	CCONJ
ajfa-15149	105	18	lack	lack	NOUN
ajfa-15149	105	19	of	of	ADP
ajfa-15149	105	20	generalization	generalization	NOUN
ajfa-15149	105	21	.	.	PUNCT
ajfa-15149	106	1	since	since	SCONJ
ajfa-15149	106	2	the	the	DET
ajfa-15149	106	3	use	use	NOUN
ajfa-15149	106	4	of	of	ADP
ajfa-15149	106	5	various	various	ADJ
ajfa-15149	106	6	ratios	ratio	NOUN
ajfa-15149	106	7	or	or	CCONJ
ajfa-15149	106	8	the	the	DET
ajfa-15149	106	9	solvency	solvency	NOUN
ajfa-15149	106	10	measures	measure	NOUN
ajfa-15149	106	11	are	be	AUX
ajfa-15149	106	12	not	not	PART
ajfa-15149	106	13	efficient	efficient	ADJ
ajfa-15149	106	14	enough	enough	ADV
ajfa-15149	106	15	to	to	PART
ajfa-15149	106	16	obtain	obtain	VERB
ajfa-15149	106	17	unique	unique	ADJ
ajfa-15149	106	18	results	result	NOUN
ajfa-15149	106	19	,	,	PUNCT
ajfa-15149	106	20	we	we	PRON
ajfa-15149	106	21	have	have	AUX
ajfa-15149	106	22	developed	develop	VERB
ajfa-15149	106	23	a	a	DET
ajfa-15149	106	24	new	new	ADJ
ajfa-15149	106	25	approach	approach	NOUN
ajfa-15149	106	26	in	in	ADP
ajfa-15149	106	27	our	our	PRON
ajfa-15149	106	28	work	work	NOUN
ajfa-15149	106	29	.	.	PUNCT
ajfa-15149	107	1	it	it	PRON
ajfa-15149	107	2	consists	consist	VERB
ajfa-15149	107	3	of	of	ADP
ajfa-15149	107	4	testing	test	VERB
ajfa-15149	107	5	its	its	PRON
ajfa-15149	107	6	approach	approach	NOUN
ajfa-15149	107	7	is	be	AUX
ajfa-15149	107	8	to	to	PART
ajfa-15149	107	9	test	test	VERB
ajfa-15149	107	10	a	a	DET
ajfa-15149	107	11	single	single	ADJ
ajfa-15149	107	12	measure	measure	NOUN
ajfa-15149	107	13	of	of	ADP
ajfa-15149	107	14	efficiency	efficiency	NOUN
ajfa-15149	107	15	in	in	ADP
ajfa-15149	107	16	order	order	NOUN
ajfa-15149	107	17	to	to	PART
ajfa-15149	107	18	have	have	AUX
ajfa-15149	107	19	convincing	convince	VERB
ajfa-15149	107	20	final	final	ADJ
ajfa-15149	107	21	answers	answer	NOUN
ajfa-15149	107	22	.	.	PUNCT
ajfa-15149	108	1	few	few	ADJ
ajfa-15149	108	2	studies	study	NOUN
ajfa-15149	108	3	have	have	AUX
ajfa-15149	108	4	focused	focus	VERB
ajfa-15149	108	5	on	on	ADP
ajfa-15149	108	6	the	the	DET
ajfa-15149	108	7	degree	degree	NOUN
ajfa-15149	108	8	of	of	ADP
ajfa-15149	108	9	ibs	ibs	PROPN
ajfa-15149	108	10	’	'	PUNCT
ajfa-15149	108	11	solvency	solvency	NOUN
ajfa-15149	108	12	,	,	PUNCT
ajfa-15149	108	13	despite	despite	SCONJ
ajfa-15149	108	14	that	that	SCONJ
ajfa-15149	108	15	this	this	DET
ajfa-15149	108	16	issue	issue	NOUN
ajfa-15149	108	17	has	have	AUX
ajfa-15149	108	18	been	be	AUX
ajfa-15149	108	19	widely	widely	ADV
ajfa-15149	108	20	explored	explore	VERB
ajfa-15149	108	21	against	against	ADP
ajfa-15149	108	22	cbs	cbs	PROPN
ajfa-15149	108	23	.	.	PUNCT
ajfa-15149	109	1	the	the	DET
ajfa-15149	109	2	subprime	subprime	ADJ
ajfa-15149	109	3	crisis	crisis	NOUN
ajfa-15149	109	4	has	have	AUX
ajfa-15149	109	5	not	not	PART
ajfa-15149	109	6	only	only	ADV
ajfa-15149	109	7	cast	cast	VERB
ajfa-15149	109	8	doubt	doubt	NOUN
ajfa-15149	109	9	on	on	ADP
ajfa-15149	109	10	the	the	DET
ajfa-15149	109	11	smooth	smooth	ADJ
ajfa-15149	109	12	functioning	functioning	NOUN
ajfa-15149	109	13	of	of	ADP
ajfa-15149	109	14	cbs	cbs	PROPN
ajfa-15149	109	15	,	,	PUNCT
ajfa-15149	109	16	but	but	CCONJ
ajfa-15149	109	17	it	it	PRON
ajfa-15149	109	18	has	have	AUX
ajfa-15149	109	19	also	also	ADV
ajfa-15149	109	20	triggered	trigger	VERB
ajfa-15149	109	21	attention	attention	NOUN
ajfa-15149	109	22	to	to	PART
ajfa-15149	109	23	demonstrate	demonstrate	VERB
ajfa-15149	109	24	the	the	DET
ajfa-15149	109	25	solvency	solvency	NOUN
ajfa-15149	109	26	horizon	horizon	NOUN
ajfa-15149	109	27	of	of	ADP
ajfa-15149	109	28	the	the	DET
ajfa-15149	109	29	ibs	ibs	PROPN
ajfa-15149	109	30	.	.	PUNCT
ajfa-15149	110	1	to	to	PART
ajfa-15149	110	2	assess	assess	VERB
ajfa-15149	110	3	banks	bank	NOUN
ajfa-15149	110	4	’	’	PART
ajfa-15149	110	5	solvency	solvency	NOUN
ajfa-15149	110	6	and	and	CCONJ
ajfa-15149	110	7	the	the	DET
ajfa-15149	110	8	degree	degree	NOUN
ajfa-15149	110	9	of	of	ADP
ajfa-15149	110	10	exposure	exposure	NOUN
ajfa-15149	110	11	to	to	ADP
ajfa-15149	110	12	credit	credit	NOUN
ajfa-15149	110	13	risk	risk	NOUN
ajfa-15149	110	14	,	,	PUNCT
ajfa-15149	110	15	several	several	ADJ
ajfa-15149	110	16	methods	method	NOUN
ajfa-15149	110	17	of	of	ADP
ajfa-15149	110	18	analysis	analysis	NOUN
ajfa-15149	110	19	are	be	AUX
ajfa-15149	110	20	available	available	ADJ
ajfa-15149	110	21	to	to	ADP
ajfa-15149	110	22	researchers	researcher	NOUN
ajfa-15149	110	23	.	.	PUNCT
ajfa-15149	111	1	although	although	SCONJ
ajfa-15149	111	2	our	our	PRON
ajfa-15149	111	3	choice	choice	NOUN
ajfa-15149	111	4	was	be	AUX
ajfa-15149	111	5	pre	pre	VERB
ajfa-15149	111	6	-	-	VERB
ajfa-15149	111	7	established	establish	VERB
ajfa-15149	111	8	on	on	ADP
ajfa-15149	111	9	the	the	DET
ajfa-15149	111	10	ratio	ratio	NOUN
ajfa-15149	111	11	method	method	NOUN
ajfa-15149	111	12	,	,	PUNCT
ajfa-15149	111	13	we	we	PRON
ajfa-15149	111	14	used	use	VERB
ajfa-15149	111	15	the	the	DET
ajfa-15149	111	16	usual	usual	ADJ
ajfa-15149	111	17	measure	measure	NOUN
ajfa-15149	111	18	.	.	PUNCT
ajfa-15149	112	1	solvency	solvency	NOUN
ajfa-15149	112	2	ratios	ratio	NOUN
ajfa-15149	112	3	are	be	AUX
ajfa-15149	112	4	primarily	primarily	ADV
ajfa-15149	112	5	related	relate	VERB
ajfa-15149	112	6	to	to	ADP
ajfa-15149	112	7	financial	financial	ADJ
ajfa-15149	112	8	leverage	leverage	NOUN
ajfa-15149	112	9	.	.	PUNCT
ajfa-15149	113	1	leverage	leverage	NOUN
ajfa-15149	113	2	represents	represent	VERB
ajfa-15149	113	3	the	the	DET
ajfa-15149	113	4	extent	extent	NOUN
ajfa-15149	113	5	to	to	PART
ajfa-15149	113	6	which	which	PRON
ajfa-15149	113	7	a	a	DET
ajfa-15149	113	8	bank	bank	NOUN
ajfa-15149	113	9	relies	rely	VERB
ajfa-15149	113	10	on	on	ADP
ajfa-15149	113	11	debt	debt	NOUN
ajfa-15149	113	12	financing	financing	NOUN
ajfa-15149	113	13	rather	rather	ADV
ajfa-15149	113	14	than	than	ADP
ajfa-15149	113	15	equity	equity	NOUN
ajfa-15149	113	16	(	(	PUNCT
ajfa-15149	113	17	osama	osama	PROPN
ajfa-15149	113	18	et	et	PROPN
ajfa-15149	113	19	al	al	PROPN
ajfa-15149	113	20	.	.	PROPN
ajfa-15149	113	21	,	,	PUNCT
ajfa-15149	113	22	2013	2013	NUM
ajfa-15149	113	23	)	)	PUNCT
ajfa-15149	113	24	.	.	PUNCT
ajfa-15149	114	1	indeed	indeed	ADV
ajfa-15149	114	2	,	,	PUNCT
ajfa-15149	114	3	solvency	solvency	NOUN
ajfa-15149	114	4	also	also	ADV
ajfa-15149	114	5	measures	measure	VERB
ajfa-15149	114	6	the	the	DET
ajfa-15149	114	7	degree	degree	NOUN
ajfa-15149	114	8	of	of	ADP
ajfa-15149	114	9	repayment	repayment	NOUN
ajfa-15149	114	10	of	of	ADP
ajfa-15149	114	11	the	the	DET
ajfa-15149	114	12	credits	credit	NOUN
ajfa-15149	114	13	granted	grant	VERB
ajfa-15149	114	14	and	and	CCONJ
ajfa-15149	114	15	the	the	DET
ajfa-15149	114	16	financial	financial	ADJ
ajfa-15149	114	17	risk	risk	NOUN
ajfa-15149	114	18	that	that	SCONJ
ajfa-15149	114	19	the	the	DET
ajfa-15149	114	20	bank	bank	NOUN
ajfa-15149	114	21	has	have	AUX
ajfa-15149	114	22	faced	face	VERB
ajfa-15149	114	23	.	.	PUNCT
ajfa-15149	115	1	(	(	PUNCT
ajfa-15149	115	2	tandelilin	tandelilin	PROPN
ajfa-15149	115	3	et	et	PROPN
ajfa-15149	115	4	al	al	PROPN
ajfa-15149	115	5	.	.	PROPN
ajfa-15149	115	6	,	,	PUNCT
ajfa-15149	115	7	2007	2007	NUM
ajfa-15149	115	8	)	)	PUNCT
ajfa-15149	115	9	concluded	conclude	VERB
ajfa-15149	115	10	that	that	SCONJ
ajfa-15149	115	11	loan	loan	NOUN
ajfa-15149	115	12	to	to	ADP
ajfa-15149	115	13	deposits	deposit	NOUN
ajfa-15149	115	14	ratio	ratio	NOUN
ajfa-15149	115	15	has	have	VERB
ajfa-15149	115	16	a	a	DET
ajfa-15149	115	17	significant	significant	ADJ
ajfa-15149	115	18	effect	effect	NOUN
ajfa-15149	115	19	on	on	ADP
ajfa-15149	115	20	performance	performance	NOUN
ajfa-15149	115	21	at	at	ADP
ajfa-15149	115	22	a	a	DET
ajfa-15149	115	23	1	1	NUM
ajfa-15149	115	24	%	%	NOUN
ajfa-15149	115	25	confidence	confidence	NOUN
ajfa-15149	115	26	level	level	NOUN
ajfa-15149	115	27	.	.	PUNCT
ajfa-15149	116	1	a	a	DET
ajfa-15149	116	2	bank	bank	NOUN
ajfa-15149	116	3	is	be	AUX
ajfa-15149	116	4	solvent	solvent	ADJ
ajfa-15149	116	5	when	when	SCONJ
ajfa-15149	116	6	the	the	DET
ajfa-15149	116	7	total	total	ADJ
ajfa-15149	116	8	value	value	NOUN
ajfa-15149	116	9	of	of	ADP
ajfa-15149	116	10	its	its	PRON
ajfa-15149	116	11	assets	asset	NOUN
ajfa-15149	116	12	exceeds	exceed	VERB
ajfa-15149	116	13	its	its	PRON
ajfa-15149	116	14	liabilities	liability	NOUN
ajfa-15149	116	15	.	.	PUNCT
ajfa-15149	117	1	in	in	ADP
ajfa-15149	117	2	the	the	DET
ajfa-15149	117	3	general	general	ADJ
ajfa-15149	117	4	sense	sense	NOUN
ajfa-15149	117	5	,	,	PUNCT
ajfa-15149	117	6	a	a	DET
ajfa-15149	117	7	high	high	ADJ
ajfa-15149	117	8	level	level	NOUN
ajfa-15149	117	9	of	of	ADP
ajfa-15149	117	10	this	this	DET
ajfa-15149	117	11	ratio	ratio	NOUN
ajfa-15149	117	12	can	can	AUX
ajfa-15149	117	13	lead	lead	VERB
ajfa-15149	117	14	to	to	ADP
ajfa-15149	117	15	a	a	DET
ajfa-15149	117	16	high	high	ADJ
ajfa-15149	117	17	probability	probability	NOUN
ajfa-15149	117	18	of	of	ADP
ajfa-15149	117	19	bankruptcy	bankruptcy	NOUN
ajfa-15149	117	20	(	(	PUNCT
ajfa-15149	117	21	norhidayah	norhidayah	NOUN
ajfa-15149	117	22	et	et	PROPN
ajfa-15149	117	23	al	al	PROPN
ajfa-15149	117	24	.	.	PROPN
ajfa-15149	117	25	,	,	PUNCT
ajfa-15149	117	26	2011	2011	NUM
ajfa-15149	117	27	)	)	PUNCT
ajfa-15149	117	28	.	.	PUNCT
ajfa-15149	118	1	the	the	DET
ajfa-15149	118	2	measures	measure	NOUN
ajfa-15149	118	3	on	on	ADP
ajfa-15149	118	4	which	which	PRON
ajfa-15149	118	5	most	most	ADJ
ajfa-15149	118	6	analyses	analysis	NOUN
ajfa-15149	118	7	of	of	ADP
ajfa-15149	118	8	a	a	DET
ajfa-15149	118	9	banks	bank	NOUN
ajfa-15149	118	10	’	'	PUNCT
ajfa-15149	118	11	solvency	solvency	NOUN
ajfa-15149	118	12	are	be	AUX
ajfa-15149	118	13	based	base	VERB
ajfa-15149	118	14	rely	rely	VERB
ajfa-15149	118	15	heavily	heavily	ADV
ajfa-15149	118	16	on	on	ADP
ajfa-15149	118	17	the	the	DET
ajfa-15149	118	18	financing	financing	NOUN
ajfa-15149	118	19	of	of	ADP
ajfa-15149	118	20	debt	debt	NOUN
ajfa-15149	118	21	rather	rather	ADV
ajfa-15149	118	22	than	than	ADP
ajfa-15149	118	23	equities	equity	NOUN
ajfa-15149	118	24	.	.	PUNCT
ajfa-15149	119	1	on	on	ADP
ajfa-15149	119	2	the	the	DET
ajfa-15149	119	3	one	one	NUM
ajfa-15149	119	4	hand	hand	NOUN
ajfa-15149	119	5	,	,	PUNCT
ajfa-15149	119	6	these	these	DET
ajfa-15149	119	7	ratios	ratio	NOUN
ajfa-15149	119	8	determine	determine	VERB
ajfa-15149	119	9	the	the	DET
ajfa-15149	119	10	likelihood	likelihood	NOUN
ajfa-15149	119	11	that	that	SCONJ
ajfa-15149	119	12	a	a	DET
ajfa-15149	119	13	bank	bank	NOUN
ajfa-15149	119	14	will	will	AUX
ajfa-15149	119	15	not	not	PART
ajfa-15149	119	16	meet	meet	VERB
ajfa-15149	119	17	the	the	DET
ajfa-15149	119	18	demand	demand	NOUN
ajfa-15149	119	19	for	for	ADP
ajfa-15149	119	20	credit	credit	NOUN
ajfa-15149	119	21	and	and	CCONJ
ajfa-15149	119	22	the	the	DET
ajfa-15149	119	23	possibility	possibility	NOUN
ajfa-15149	119	24	that	that	SCONJ
ajfa-15149	119	25	it	it	PRON
ajfa-15149	119	26	will	will	AUX
ajfa-15149	119	27	be	be	AUX
ajfa-15149	119	28	able	able	ADJ
ajfa-15149	119	29	to	to	PART
ajfa-15149	119	30	continue	continue	VERB
ajfa-15149	119	31	to	to	PART
ajfa-15149	119	32	meet	meet	VERB
ajfa-15149	119	33	its	its	PRON
ajfa-15149	119	34	long	long	ADJ
ajfa-15149	119	35	-	-	PUNCT
ajfa-15149	119	36	term	term	NOUN
ajfa-15149	119	37	debt	debt	NOUN
ajfa-15149	119	38	obligations	obligation	NOUN
ajfa-15149	119	39	(	(	PUNCT
ajfa-15149	119	40	osama	osama	X
ajfa-15149	119	41	et	et	PROPN
ajfa-15149	119	42	al	al	PROPN
ajfa-15149	119	43	.	.	PROPN
ajfa-15149	119	44	,	,	PUNCT
ajfa-15149	119	45	2013	2013	NUM
ajfa-15149	119	46	)	)	PUNCT
ajfa-15149	119	47	.	.	PUNCT
ajfa-15149	120	1	on	on	ADP
ajfa-15149	120	2	the	the	DET
ajfa-15149	120	3	other	other	ADJ
ajfa-15149	120	4	hand	hand	NOUN
ajfa-15149	120	5	,	,	PUNCT
ajfa-15149	120	6	the	the	DET
ajfa-15149	120	7	ratios	ratio	NOUN
ajfa-15149	120	8	measure	measure	VERB
ajfa-15149	120	9	the	the	DET
ajfa-15149	120	10	bank	bank	NOUN
ajfa-15149	120	11	's	's	PART
ajfa-15149	120	12	ability	ability	NOUN
ajfa-15149	120	13	to	to	PART
ajfa-15149	120	14	not	not	PART
ajfa-15149	120	15	pay	pay	VERB
ajfa-15149	120	16	its	its	PRON
ajfa-15149	120	17	debts	debt	NOUN
ajfa-15149	120	18	to	to	ADP
ajfa-15149	120	19	its	its	PRON
ajfa-15149	120	20	lenders	lender	NOUN
ajfa-15149	120	21	.	.	PUNCT
ajfa-15149	121	1	the	the	PRON
ajfa-15149	121	2	higher	high	ADJ
ajfa-15149	121	3	the	the	DET
ajfa-15149	121	4	debts	debt	NOUN
ajfa-15149	121	5	of	of	ADP
ajfa-15149	121	6	a	a	DET
ajfa-15149	121	7	bank	bank	NOUN
ajfa-15149	121	8	,	,	PUNCT
ajfa-15149	121	9	the	the	PRON
ajfa-15149	121	10	more	more	ADJ
ajfa-15149	121	11	it	it	PRON
ajfa-15149	121	12	will	will	AUX
ajfa-15149	121	13	become	become	VERB
ajfa-15149	121	14	unable	unable	ADJ
ajfa-15149	121	15	to	to	PART
ajfa-15149	121	16	fulfill	fulfill	VERB
ajfa-15149	121	17	its	its	PRON
ajfa-15149	121	18	contractual	contractual	ADJ
ajfa-15149	121	19	obligations	obligation	NOUN
ajfa-15149	121	20	.	.	PUNCT
ajfa-15149	122	1	in	in	ADP
ajfa-15149	122	2	other	other	ADJ
ajfa-15149	122	3	words	word	NOUN
ajfa-15149	122	4	,	,	PUNCT
ajfa-15149	122	5	high	high	ADJ
ajfa-15149	122	6	leverage	leverage	NOUN
ajfa-15149	122	7	translates	translate	VERB
ajfa-15149	122	8	into	into	ADP
ajfa-15149	122	9	rising	rise	VERB
ajfa-15149	122	10	debt	debt	NOUN
ajfa-15149	122	11	levels	level	NOUN
ajfa-15149	122	12	,	,	PUNCT
ajfa-15149	122	13	which	which	PRON
ajfa-15149	122	14	can	can	AUX
ajfa-15149	122	15	lead	lead	VERB
ajfa-15149	122	16	to	to	ADP
ajfa-15149	122	17	financial	financial	ADJ
ajfa-15149	122	18	distress	distress	NOUN
ajfa-15149	122	19	and	and	CCONJ
ajfa-15149	122	20	increase	increase	VERB
ajfa-15149	122	21	the	the	DET
ajfa-15149	122	22	likelihood	likelihood	NOUN
ajfa-15149	122	23	of	of	ADP
ajfa-15149	122	24	bankruptcy	bankruptcy	NOUN
ajfa-15149	122	25	.	.	PUNCT
ajfa-15149	123	1	in	in	ADP
ajfa-15149	123	2	the	the	DET
ajfa-15149	123	3	case	case	NOUN
ajfa-15149	123	4	of	of	ADP
ajfa-15149	123	5	cbs	cbs	PROPN
ajfa-15149	123	6	,	,	PUNCT
ajfa-15149	123	7	the	the	DET
ajfa-15149	123	8	loans	loan	NOUN
ajfa-15149	123	9	to	to	ADP
ajfa-15149	123	10	deposits	deposit	NOUN
ajfa-15149	123	11	rapport	rapport	NOUN
ajfa-15149	123	12	represents	represent	VERB
ajfa-15149	123	13	the	the	DET
ajfa-15149	123	14	depositors	depositor	NOUN
ajfa-15149	123	15	'	'	PART
ajfa-15149	123	16	contribution	contribution	NOUN
ajfa-15149	123	17	to	to	PART
ajfa-15149	123	18	cover	cover	VERB
ajfa-15149	123	19	loans	loan	NOUN
ajfa-15149	123	20	granted	grant	VERB
ajfa-15149	123	21	by	by	ADP
ajfa-15149	123	22	banks	bank	NOUN
ajfa-15149	123	23	to	to	ADP
ajfa-15149	123	24	their	their	PRON
ajfa-15149	123	25	borrowers	borrower	NOUN
ajfa-15149	123	26	.	.	PUNCT
ajfa-15149	124	1	banks	bank	NOUN
ajfa-15149	124	2	with	with	ADP
ajfa-15149	124	3	low	low	ADJ
ajfa-15149	124	4	solvency	solvency	NOUN
ajfa-15149	124	5	ratios	ratio	NOUN
ajfa-15149	124	6	are	be	AUX
ajfa-15149	124	7	considered	consider	VERB
ajfa-15149	124	8	to	to	PART
ajfa-15149	124	9	have	have	VERB
ajfa-15149	124	10	excess	excess	ADJ
ajfa-15149	124	11	liquidity	liquidity	NOUN
ajfa-15149	124	12	.	.	PUNCT
ajfa-15149	125	1	besides	besides	SCONJ
ajfa-15149	125	2	,	,	PUNCT
ajfa-15149	125	3	they	they	PRON
ajfa-15149	125	4	are	be	AUX
ajfa-15149	125	5	characterized	characterize	VERB
ajfa-15149	125	6	by	by	ADP
ajfa-15149	125	7	potentially	potentially	ADV
ajfa-15149	125	8	low	low	ADJ
ajfa-15149	125	9	levels	level	NOUN
ajfa-15149	125	10	of	of	ADP
ajfa-15149	125	11	risk	risk	NOUN
ajfa-15149	125	12	,	,	PUNCT
ajfa-15149	125	13	which	which	PRON
ajfa-15149	125	14	means	mean	VERB
ajfa-15149	125	15	they	they	PRON
ajfa-15149	125	16	are	be	AUX
ajfa-15149	125	17	less	less	ADV
ajfa-15149	125	18	profitable	profitable	ADJ
ajfa-15149	125	19	than	than	ADP
ajfa-15149	125	20	cbs	cbs	PROPN
ajfa-15149	125	21	with	with	ADP
ajfa-15149	125	22	high	high	ADJ
ajfa-15149	125	23	solvency	solvency	NOUN
ajfa-15149	125	24	ratios	ratio	NOUN
ajfa-15149	125	25	.	.	PUNCT
ajfa-15149	126	1	however	however	ADV
ajfa-15149	126	2	,	,	PUNCT
ajfa-15149	126	3	a	a	DET
ajfa-15149	126	4	high	high	ADJ
ajfa-15149	126	5	solvency	solvency	NOUN
ajfa-15149	126	6	ratio	ratio	NOUN
ajfa-15149	126	7	indicates	indicate	VERB
ajfa-15149	126	8	that	that	SCONJ
ajfa-15149	126	9	the	the	DET
ajfa-15149	126	10	bank	bank	NOUN
ajfa-15149	126	11	has	have	AUX
ajfa-15149	126	12	taken	take	VERB
ajfa-15149	126	13	a	a	DET
ajfa-15149	126	14	considerable	considerable	ADJ
ajfa-15149	126	15	financial	financial	ADJ
ajfa-15149	126	16	stress	stress	NOUN
ajfa-15149	126	17	(	(	PUNCT
ajfa-15149	126	18	risk	risk	NOUN
ajfa-15149	126	19	)	)	PUNCT
ajfa-15149	126	20	following	follow	VERB
ajfa-15149	126	21	the	the	DET
ajfa-15149	126	22	granting	granting	NOUN
ajfa-15149	126	23	of	of	ADP
ajfa-15149	126	24	excessive	excessive	ADJ
ajfa-15149	126	25	loans	loan	NOUN
ajfa-15149	126	26	to	to	ADP
ajfa-15149	126	27	these	these	DET
ajfa-15149	126	28	depositors	depositor	NOUN
ajfa-15149	126	29	,	,	PUNCT
ajfa-15149	126	30	up	up	ADP
ajfa-15149	126	31	to	to	ADP
ajfa-15149	126	32	the	the	DET
ajfa-15149	126	33	approval	approval	NOUN
ajfa-15149	126	34	of	of	ADP
ajfa-15149	126	35	loans	loan	NOUN
ajfa-15149	126	36	with	with	ADP
ajfa-15149	126	37	high	high	ADJ
ajfa-15149	126	38	exposure	exposure	NOUN
ajfa-15149	126	39	to	to	ADP
ajfa-15149	126	40	losses	loss	NOUN
ajfa-15149	126	41	and	and	CCONJ
ajfa-15149	126	42	losses	loss	NOUN
ajfa-15149	126	43	at	at	ADP
ajfa-15149	126	44	low	low	ADJ
ajfa-15149	126	45	collection	collection	NOUN
ajfa-15149	126	46	rates	rate	NOUN
ajfa-15149	126	47	granted	grant	VERB
ajfa-15149	126	48	to	to	ADP
ajfa-15149	126	49	doubtful	doubtful	ADJ
ajfa-15149	126	50	or	or	CCONJ
ajfa-15149	126	51	insolvent	insolvent	ADJ
ajfa-15149	126	52	customers	customer	NOUN
ajfa-15149	126	53	.	.	PUNCT
ajfa-15149	127	1	in	in	ADP
ajfa-15149	127	2	contrast	contrast	NOUN
ajfa-15149	127	3	,	,	PUNCT
ajfa-15149	127	4	in	in	ADP
ajfa-15149	127	5	the	the	DET
ajfa-15149	127	6	case	case	NOUN
ajfa-15149	127	7	of	of	ADP
ajfa-15149	127	8	ibs	ibs	PROPN
ajfa-15149	127	9	,	,	PUNCT
ajfa-15149	127	10	the	the	DET
ajfa-15149	127	11	situation	situation	NOUN
ajfa-15149	127	12	is	be	AUX
ajfa-15149	127	13	different	different	ADJ
ajfa-15149	127	14	,	,	PUNCT
ajfa-15149	127	15	since	since	SCONJ
ajfa-15149	127	16	they	they	PRON
ajfa-15149	127	17	are	be	AUX
ajfa-15149	127	18	prohibited	prohibit	VERB
ajfa-15149	127	19	from	from	ADP
ajfa-15149	127	20	granting	grant	VERB
ajfa-15149	127	21	loans	loan	NOUN
ajfa-15149	127	22	and	and	CCONJ
ajfa-15149	127	23	earning	earn	VERB
ajfa-15149	127	24	interest	interest	NOUN
ajfa-15149	127	25	.	.	PUNCT
ajfa-15149	128	1	loans	loan	NOUN
ajfa-15149	128	2	include	include	VERB
ajfa-15149	128	3	project	project	NOUN
ajfa-15149	128	4	financing	financing	NOUN
ajfa-15149	128	5	.	.	PUNCT
ajfa-15149	129	1	banks	bank	NOUN
ajfa-15149	129	2	finance	finance	VERB
ajfa-15149	129	3	only	only	ADV
ajfa-15149	129	4	projects	project	NOUN
ajfa-15149	129	5	that	that	SCONJ
ajfa-15149	129	6	asian	asian	ADJ
ajfa-15149	129	7	journal	journal	NOUN
ajfa-15149	129	8	of	of	ADP
ajfa-15149	129	9	finance	finance	PROPN
ajfa-15149	129	10	&	&	CCONJ
ajfa-15149	129	11	accounting	accounting	PROPN
ajfa-15149	129	12	issn	issn	PROPN
ajfa-15149	129	13	1946	1946	NUM
ajfa-15149	129	14	-	-	PUNCT
ajfa-15149	129	15	052x	052x	PROPN
ajfa-15149	129	16	2019	2019	NUM
ajfa-15149	129	17	,	,	PUNCT
ajfa-15149	129	18	vol	vol	NOUN
ajfa-15149	129	19	.	.	PROPN
ajfa-15149	130	1	11	11	NUM
ajfa-15149	130	2	,	,	PUNCT
ajfa-15149	130	3	no	no	INTJ
ajfa-15149	130	4	.	.	NOUN
ajfa-15149	130	5	2	2	NUM
ajfa-15149	130	6	ajfa.macrothink.org/	ajfa.macrothink.org/	NOUN
ajfa-15149	130	7	8	8	NUM
ajfa-15149	130	8	produce	produce	VERB
ajfa-15149	130	9	additional	additional	ADJ
ajfa-15149	130	10	value	value	NOUN
ajfa-15149	130	11	.	.	PUNCT
ajfa-15149	131	1	several	several	ADJ
ajfa-15149	131	2	previous	previous	ADJ
ajfa-15149	131	3	studies	study	NOUN
ajfa-15149	131	4	have	have	AUX
ajfa-15149	131	5	confirmed	confirm	VERB
ajfa-15149	131	6	the	the	DET
ajfa-15149	131	7	resilience	resilience	NOUN
ajfa-15149	131	8	of	of	ADP
ajfa-15149	131	9	ibs	ibs	PROPN
ajfa-15149	131	10	during	during	ADP
ajfa-15149	131	11	the	the	DET
ajfa-15149	131	12	subprime	subprime	ADJ
ajfa-15149	131	13	crisis	crisis	NOUN
ajfa-15149	131	14	more	more	ADJ
ajfa-15149	131	15	than	than	ADP
ajfa-15149	131	16	their	their	PRON
ajfa-15149	131	17	conventional	conventional	ADJ
ajfa-15149	131	18	counterparts	counterpart	NOUN
ajfa-15149	131	19	.	.	PUNCT
ajfa-15149	132	1	they	they	PRON
ajfa-15149	132	2	justified	justify	VERB
ajfa-15149	132	3	the	the	DET
ajfa-15149	132	4	enormous	enormous	ADJ
ajfa-15149	132	5	capacity	capacity	NOUN
ajfa-15149	132	6	of	of	ADP
ajfa-15149	132	7	financing	finance	VERB
ajfa-15149	132	8	the	the	DET
ajfa-15149	132	9	engagements	engagement	NOUN
ajfa-15149	132	10	by	by	ADP
ajfa-15149	132	11	the	the	DET
ajfa-15149	132	12	quality	quality	NOUN
ajfa-15149	132	13	of	of	ADP
ajfa-15149	132	14	investment	investment	NOUN
ajfa-15149	132	15	portfolios	portfolio	NOUN
ajfa-15149	132	16	carried	carry	VERB
ajfa-15149	132	17	out	out	ADP
ajfa-15149	132	18	by	by	ADP
ajfa-15149	132	19	ibs	ibs	PROPN
ajfa-15149	132	20	.	.	PUNCT
ajfa-15149	133	1	the	the	DET
ajfa-15149	133	2	reversals	reversal	NOUN
ajfa-15149	133	3	on	on	ADP
ajfa-15149	133	4	these	these	DET
ajfa-15149	133	5	investments	investment	NOUN
ajfa-15149	133	6	allow	allow	VERB
ajfa-15149	133	7	ibs	ib	NOUN
ajfa-15149	133	8	to	to	PART
ajfa-15149	133	9	reduce	reduce	VERB
ajfa-15149	133	10	their	their	PRON
ajfa-15149	133	11	debts	debt	NOUN
ajfa-15149	133	12	and	and	CCONJ
ajfa-15149	133	13	improve	improve	VERB
ajfa-15149	133	14	in	in	ADP
ajfa-15149	133	15	part	part	NOUN
ajfa-15149	133	16	their	their	PRON
ajfa-15149	133	17	solvency	solvency	NOUN
ajfa-15149	133	18	levels	level	NOUN
ajfa-15149	133	19	.	.	PUNCT
ajfa-15149	134	1	solvency	solvency	NOUN
ajfa-15149	134	2	ratios	ratio	NOUN
ajfa-15149	134	3	provide	provide	VERB
ajfa-15149	134	4	a	a	DET
ajfa-15149	134	5	picture	picture	NOUN
ajfa-15149	134	6	of	of	ADP
ajfa-15149	134	7	a	a	DET
ajfa-15149	134	8	bank	bank	NOUN
ajfa-15149	134	9	's	's	PART
ajfa-15149	134	10	ability	ability	NOUN
ajfa-15149	134	11	to	to	PART
ajfa-15149	134	12	generate	generate	VERB
ajfa-15149	134	13	cash	cash	NOUN
ajfa-15149	134	14	flow	flow	NOUN
ajfa-15149	134	15	and	and	CCONJ
ajfa-15149	134	16	meet	meet	VERB
ajfa-15149	134	17	its	its	PRON
ajfa-15149	134	18	long	long	ADJ
ajfa-15149	134	19	-	-	PUNCT
ajfa-15149	134	20	term	term	NOUN
ajfa-15149	134	21	financial	financial	ADJ
ajfa-15149	134	22	obligations	obligation	NOUN
ajfa-15149	134	23	.	.	PUNCT
ajfa-15149	135	1	in	in	ADP
ajfa-15149	135	2	other	other	ADJ
ajfa-15149	135	3	words	word	NOUN
ajfa-15149	135	4	,	,	PUNCT
ajfa-15149	135	5	if	if	SCONJ
ajfa-15149	135	6	the	the	DET
ajfa-15149	135	7	amount	amount	NOUN
ajfa-15149	135	8	of	of	ADP
ajfa-15149	135	9	total	total	ADJ
ajfa-15149	135	10	banking	banking	NOUN
ajfa-15149	135	11	assets	asset	NOUN
ajfa-15149	135	12	is	be	AUX
ajfa-15149	135	13	greater	great	ADJ
ajfa-15149	135	14	than	than	ADP
ajfa-15149	135	15	the	the	DET
ajfa-15149	135	16	amount	amount	NOUN
ajfa-15149	135	17	of	of	ADP
ajfa-15149	135	18	all	all	DET
ajfa-15149	135	19	types	type	NOUN
ajfa-15149	135	20	of	of	ADP
ajfa-15149	135	21	debt	debt	NOUN
ajfa-15149	135	22	(	(	PUNCT
ajfa-15149	135	23	its	its	PRON
ajfa-15149	135	24	own	own	ADJ
ajfa-15149	135	25	funds	fund	NOUN
ajfa-15149	135	26	)	)	PUNCT
ajfa-15149	135	27	,	,	PUNCT
ajfa-15149	135	28	then	then	ADV
ajfa-15149	135	29	the	the	DET
ajfa-15149	135	30	bank	bank	NOUN
ajfa-15149	135	31	is	be	AUX
ajfa-15149	135	32	considered	consider	VERB
ajfa-15149	135	33	solvent	solvent	ADJ
ajfa-15149	135	34	.	.	PUNCT
ajfa-15149	136	1	deposits	deposit	NOUN
ajfa-15149	136	2	are	be	AUX
ajfa-15149	136	3	a	a	DET
ajfa-15149	136	4	major	major	ADJ
ajfa-15149	136	5	responsibility	responsibility	NOUN
ajfa-15149	136	6	and	and	CCONJ
ajfa-15149	136	7	a	a	DET
ajfa-15149	136	8	contractual	contractual	ADJ
ajfa-15149	136	9	alliance	alliance	NOUN
ajfa-15149	136	10	commitment	commitment	NOUN
ajfa-15149	136	11	for	for	ADP
ajfa-15149	136	12	all	all	DET
ajfa-15149	136	13	banks	bank	NOUN
ajfa-15149	136	14	’	'	PUNCT
ajfa-15149	136	15	types	type	NOUN
ajfa-15149	136	16	,	,	PUNCT
ajfa-15149	136	17	be	be	VERB
ajfa-15149	136	18	they	they	PRON
ajfa-15149	136	19	islamic	islamic	ADJ
ajfa-15149	136	20	or	or	CCONJ
ajfa-15149	136	21	conventional	conventional	ADJ
ajfa-15149	136	22	.	.	PUNCT
ajfa-15149	137	1	in	in	ADP
ajfa-15149	137	2	ibs	ibs	PROPN
ajfa-15149	137	3	,	,	PUNCT
ajfa-15149	137	4	this	this	DET
ajfa-15149	137	5	rapport	rapport	NOUN
ajfa-15149	137	6	signifies	signify	VERB
ajfa-15149	137	7	the	the	DET
ajfa-15149	137	8	ability	ability	NOUN
ajfa-15149	137	9	of	of	ADP
ajfa-15149	137	10	ibs	ibs	PROPN
ajfa-15149	137	11	to	to	PART
ajfa-15149	137	12	cover	cover	VERB
ajfa-15149	137	13	their	their	PRON
ajfa-15149	137	14	claims	claim	NOUN
ajfa-15149	137	15	for	for	ADP
ajfa-15149	137	16	customer	customer	NOUN
ajfa-15149	137	17	loans	loan	NOUN
ajfa-15149	137	18	through	through	ADP
ajfa-15149	137	19	deposits	deposit	NOUN
ajfa-15149	137	20	collected	collect	VERB
ajfa-15149	137	21	,	,	PUNCT
ajfa-15149	137	22	while	while	SCONJ
ajfa-15149	137	23	respecting	respect	VERB
ajfa-15149	137	24	the	the	DET
ajfa-15149	137	25	restrictions	restriction	NOUN
ajfa-15149	137	26	of	of	ADP
ajfa-15149	137	27	islamic	islamic	PROPN
ajfa-15149	137	28	sharia	sharia	PROPN
ajfa-15149	137	29	.	.	PUNCT
ajfa-15149	138	1	a	a	DET
ajfa-15149	138	2	low	low	ADJ
ajfa-15149	138	3	ratio	ratio	NOUN
ajfa-15149	138	4	of	of	ADP
ajfa-15149	138	5	depositors	depositor	NOUN
ajfa-15149	138	6	provides	provide	VERB
ajfa-15149	138	7	a	a	DET
ajfa-15149	138	8	significant	significant	ADJ
ajfa-15149	138	9	proportion	proportion	NOUN
ajfa-15149	138	10	of	of	ADP
ajfa-15149	138	11	loans	loan	NOUN
ajfa-15149	138	12	to	to	ADP
ajfa-15149	138	13	banks	bank	NOUN
ajfa-15149	138	14	,	,	PUNCT
ajfa-15149	138	15	which	which	PRON
ajfa-15149	138	16	leads	lead	VERB
ajfa-15149	138	17	to	to	ADP
ajfa-15149	138	18	a	a	DET
ajfa-15149	138	19	lack	lack	NOUN
ajfa-15149	138	20	of	of	ADP
ajfa-15149	138	21	liquidity	liquidity	NOUN
ajfa-15149	138	22	.	.	PUNCT
ajfa-15149	139	1	this	this	PRON
ajfa-15149	139	2	makes	make	VERB
ajfa-15149	139	3	it	it	PRON
ajfa-15149	139	4	easier	easy	ADJ
ajfa-15149	139	5	for	for	SCONJ
ajfa-15149	139	6	banks	bank	NOUN
ajfa-15149	139	7	to	to	PART
ajfa-15149	139	8	meet	meet	VERB
ajfa-15149	139	9	their	their	PRON
ajfa-15149	139	10	commitments	commitment	NOUN
ajfa-15149	139	11	on	on	ADP
ajfa-15149	139	12	time	time	NOUN
ajfa-15149	139	13	.	.	PUNCT
ajfa-15149	140	1	on	on	ADP
ajfa-15149	140	2	the	the	DET
ajfa-15149	140	3	contrary	contrary	NOUN
ajfa-15149	140	4	,	,	PUNCT
ajfa-15149	140	5	a	a	DET
ajfa-15149	140	6	high	high	ADJ
ajfa-15149	140	7	ratio	ratio	NOUN
ajfa-15149	140	8	means	mean	VERB
ajfa-15149	140	9	that	that	SCONJ
ajfa-15149	140	10	the	the	DET
ajfa-15149	140	11	bank	bank	NOUN
ajfa-15149	140	12	is	be	AUX
ajfa-15149	140	13	in	in	ADP
ajfa-15149	140	14	financial	financial	ADJ
ajfa-15149	140	15	difficulty	difficulty	NOUN
ajfa-15149	140	16	because	because	SCONJ
ajfa-15149	140	17	of	of	ADP
ajfa-15149	140	18	insufficient	insufficient	ADJ
ajfa-15149	140	19	liquid	liquid	ADJ
ajfa-15149	140	20	assets	asset	NOUN
ajfa-15149	140	21	to	to	PART
ajfa-15149	140	22	meet	meet	VERB
ajfa-15149	140	23	their	their	PRON
ajfa-15149	140	24	unexpected	unexpected	ADJ
ajfa-15149	140	25	fund	fund	NOUN
ajfa-15149	140	26	requirements	requirement	NOUN
ajfa-15149	140	27	.	.	PUNCT
ajfa-15149	141	1	as	as	ADP
ajfa-15149	141	2	previous	previous	ADJ
ajfa-15149	141	3	studies	study	NOUN
ajfa-15149	141	4	dealing	deal	VERB
ajfa-15149	141	5	with	with	ADP
ajfa-15149	141	6	the	the	DET
ajfa-15149	141	7	topic	topic	NOUN
ajfa-15149	141	8	of	of	ADP
ajfa-15149	141	9	a	a	DET
ajfa-15149	141	10	convergent	convergent	NOUN
ajfa-15149	141	11	or	or	CCONJ
ajfa-15149	141	12	recurrent	recurrent	ADJ
ajfa-15149	141	13	conflict	conflict	NOUN
ajfa-15149	141	14	,	,	PUNCT
ajfa-15149	141	15	the	the	DET
ajfa-15149	141	16	comparative	comparative	ADJ
ajfa-15149	141	17	results	result	NOUN
ajfa-15149	141	18	revealed	reveal	VERB
ajfa-15149	141	19	in	in	ADP
ajfa-15149	141	20	some	some	DET
ajfa-15149	141	21	cases	case	NOUN
ajfa-15149	141	22	the	the	DET
ajfa-15149	141	23	priority	priority	NOUN
ajfa-15149	141	24	of	of	ADP
ajfa-15149	141	25	islamic	islamic	ADJ
ajfa-15149	141	26	banking	banking	NOUN
ajfa-15149	141	27	because	because	SCONJ
ajfa-15149	141	28	they	they	PRON
ajfa-15149	141	29	are	be	AUX
ajfa-15149	141	30	less	less	ADV
ajfa-15149	141	31	risky	risky	ADJ
ajfa-15149	141	32	and	and	CCONJ
ajfa-15149	141	33	more	more	ADJ
ajfa-15149	141	34	solvent	solvent	ADJ
ajfa-15149	141	35	(	(	PUNCT
ajfa-15149	141	36	samad	samad	PROPN
ajfa-15149	141	37	,	,	PUNCT
ajfa-15149	141	38	2004b	2004b	NUM
ajfa-15149	141	39	;	;	PUNCT
ajfa-15149	142	1	kader	kader	PROPN
ajfa-15149	142	2	et	et	PROPN
ajfa-15149	142	3	al	al	PROPN
ajfa-15149	142	4	.	.	PROPN
ajfa-15149	142	5	,	,	PUNCT
ajfa-15149	142	6	2007	2007	NUM
ajfa-15149	142	7	;	;	PUNCT
ajfa-15149	142	8	moin	moin	NUM
ajfa-15149	142	9	,	,	PUNCT
ajfa-15149	142	10	2008	2008	NUM
ajfa-15149	142	11	;	;	PUNCT
ajfa-15149	142	12	hanif	hanif	PROPN
ajfa-15149	142	13	et	et	PROPN
ajfa-15149	142	14	al	al	PROPN
ajfa-15149	142	15	.	.	PROPN
ajfa-15149	142	16	,	,	PUNCT
ajfa-15149	142	17	2012	2012	NUM
ajfa-15149	142	18	)	)	PUNCT
ajfa-15149	142	19	.	.	PUNCT
ajfa-15149	143	1	however	however	ADV
ajfa-15149	143	2	,	,	PUNCT
ajfa-15149	143	3	other	other	ADJ
ajfa-15149	143	4	studies	study	NOUN
ajfa-15149	143	5	confirmed	confirm	VERB
ajfa-15149	143	6	that	that	SCONJ
ajfa-15149	143	7	cbs	cbs	PROPN
ajfa-15149	143	8	are	be	AUX
ajfa-15149	143	9	more	more	ADV
ajfa-15149	143	10	solvent	solvent	ADJ
ajfa-15149	143	11	and	and	CCONJ
ajfa-15149	143	12	generated	generate	VERB
ajfa-15149	143	13	less	less	ADJ
ajfa-15149	143	14	risks	risk	NOUN
ajfa-15149	143	15	,	,	PUNCT
ajfa-15149	143	16	whereas	whereas	ADV
ajfa-15149	143	17	,	,	PUNCT
ajfa-15149	143	18	ibs	ibs	PROPN
ajfa-15149	143	19	were	be	AUX
ajfa-15149	143	20	found	find	VERB
ajfa-15149	143	21	to	to	PART
ajfa-15149	143	22	be	be	AUX
ajfa-15149	143	23	riskier	risky	ADJ
ajfa-15149	143	24	(	(	PUNCT
ajfa-15149	143	25	hasan	hasan	PROPN
ajfa-15149	143	26	and	and	CCONJ
ajfa-15149	143	27	dridi	dridi	ADJ
ajfa-15149	143	28	,	,	PUNCT
ajfa-15149	143	29	2010	2010	NUM
ajfa-15149	143	30	;	;	PUNCT
ajfa-15149	143	31	fayed	faye	VERB
ajfa-15149	143	32	,	,	PUNCT
ajfa-15149	143	33	2013	2013	NUM
ajfa-15149	143	34	)	)	PUNCT
ajfa-15149	143	35	.	.	PUNCT
ajfa-15149	144	1	hence	hence	ADV
ajfa-15149	144	2	our	our	PRON
ajfa-15149	144	3	hypothesis	hypothesis	NOUN
ajfa-15149	144	4	is	be	AUX
ajfa-15149	144	5	the	the	DET
ajfa-15149	144	6	following	follow	VERB
ajfa-15149	144	7	:	:	PUNCT
ajfa-15149	144	8	hypothesis	hypothesis	NOUN
ajfa-15149	144	9	:	:	PUNCT
ajfa-15149	144	10	ibs	ibs	PROPN
ajfa-15149	144	11	are	be	AUX
ajfa-15149	144	12	more	more	ADV
ajfa-15149	144	13	solvent	solvent	ADJ
ajfa-15149	144	14	than	than	ADP
ajfa-15149	144	15	cbs	cbs	PROPN
ajfa-15149	144	16	in	in	ADP
ajfa-15149	144	17	a	a	DET
ajfa-15149	144	18	financial	financial	ADJ
ajfa-15149	144	19	stable	stable	ADJ
ajfa-15149	144	20	period	period	NOUN
ajfa-15149	144	21	.	.	PUNCT
ajfa-15149	145	1	to	to	PART
ajfa-15149	145	2	overcome	overcome	VERB
ajfa-15149	145	3	the	the	DET
ajfa-15149	145	4	theoretical	theoretical	ADJ
ajfa-15149	145	5	confusion	confusion	NOUN
ajfa-15149	145	6	of	of	ADP
ajfa-15149	145	7	this	this	DET
ajfa-15149	145	8	subject	subject	NOUN
ajfa-15149	145	9	and	and	CCONJ
ajfa-15149	145	10	to	to	PART
ajfa-15149	145	11	answer	answer	VERB
ajfa-15149	145	12	the	the	DET
ajfa-15149	145	13	problem	problem	NOUN
ajfa-15149	145	14	posed	pose	VERB
ajfa-15149	145	15	in	in	ADP
ajfa-15149	145	16	the	the	DET
ajfa-15149	145	17	literature	literature	NOUN
ajfa-15149	145	18	review	review	NOUN
ajfa-15149	145	19	,	,	PUNCT
ajfa-15149	145	20	in	in	ADP
ajfa-15149	145	21	the	the	DET
ajfa-15149	145	22	next	next	ADJ
ajfa-15149	145	23	section	section	NOUN
ajfa-15149	145	24	,	,	PUNCT
ajfa-15149	145	25	we	we	PRON
ajfa-15149	145	26	proceed	proceed	VERB
ajfa-15149	145	27	to	to	PART
ajfa-15149	145	28	empirically	empirically	ADV
ajfa-15149	145	29	demonstrate	demonstrate	VERB
ajfa-15149	145	30	the	the	DET
ajfa-15149	145	31	evolutionary	evolutionary	ADJ
ajfa-15149	145	32	aspects	aspect	NOUN
ajfa-15149	145	33	of	of	ADP
ajfa-15149	145	34	the	the	DET
ajfa-15149	145	35	solvency	solvency	NOUN
ajfa-15149	145	36	of	of	ADP
ajfa-15149	145	37	islamic	islamic	ADJ
ajfa-15149	145	38	and	and	CCONJ
ajfa-15149	145	39	classical	classical	ADJ
ajfa-15149	145	40	banks	bank	NOUN
ajfa-15149	145	41	from	from	ADP
ajfa-15149	145	42	a	a	DET
ajfa-15149	145	43	comparative	comparative	ADJ
ajfa-15149	145	44	perspective	perspective	NOUN
ajfa-15149	145	45	.	.	PUNCT
ajfa-15149	146	1	in	in	ADP
ajfa-15149	146	2	what	what	PRON
ajfa-15149	146	3	follows	follow	VERB
ajfa-15149	146	4	,	,	PUNCT
ajfa-15149	146	5	we	we	PRON
ajfa-15149	146	6	try	try	VERB
ajfa-15149	146	7	to	to	PART
ajfa-15149	146	8	answer	answer	VERB
ajfa-15149	146	9	and	and	CCONJ
ajfa-15149	146	10	interpret	interpret	VERB
ajfa-15149	146	11	empirically	empirically	ADV
ajfa-15149	146	12	the	the	DET
ajfa-15149	146	13	test	test	NOUN
ajfa-15149	146	14	which	which	PRON
ajfa-15149	146	15	aims	aim	VERB
ajfa-15149	146	16	to	to	PART
ajfa-15149	146	17	provide	provide	VERB
ajfa-15149	146	18	answers	answer	NOUN
ajfa-15149	146	19	to	to	ADP
ajfa-15149	146	20	the	the	DET
ajfa-15149	146	21	question	question	NOUN
ajfa-15149	146	22	previously	previously	ADV
ajfa-15149	146	23	asked	ask	VERB
ajfa-15149	146	24	:	:	PUNCT
ajfa-15149	146	25	are	be	AUX
ajfa-15149	146	26	the	the	DET
ajfa-15149	146	27	ibs	ib	NOUN
ajfa-15149	146	28	really	really	ADV
ajfa-15149	146	29	financially	financially	ADV
ajfa-15149	146	30	more	more	ADV
ajfa-15149	146	31	solvent	solvent	ADJ
ajfa-15149	146	32	and	and	CCONJ
ajfa-15149	146	33	more	more	ADV
ajfa-15149	146	34	solid	solid	ADJ
ajfa-15149	146	35	than	than	ADP
ajfa-15149	146	36	cbs	cbs	PROPN
ajfa-15149	146	37	or	or	CCONJ
ajfa-15149	146	38	is	be	AUX
ajfa-15149	146	39	the	the	DET
ajfa-15149	146	40	opposite	opposite	ADJ
ajfa-15149	146	41	assertion	assertion	NOUN
ajfa-15149	146	42	right	right	ADV
ajfa-15149	146	43	?	?	PUNCT
ajfa-15149	147	1	3	3	X
ajfa-15149	147	2	.	.	X
ajfa-15149	147	3	methodological	methodological	ADJ
ajfa-15149	147	4	framework	framework	NOUN
ajfa-15149	147	5	:	:	PUNCT
ajfa-15149	147	6	presentation	presentation	NOUN
ajfa-15149	147	7	of	of	ADP
ajfa-15149	147	8	the	the	DET
ajfa-15149	147	9	data	datum	NOUN
ajfa-15149	147	10	and	and	CCONJ
ajfa-15149	147	11	comparison	comparison	NOUN
ajfa-15149	147	12	between	between	ADP
ajfa-15149	147	13	banks	bank	NOUN
ajfa-15149	147	14	solvencies	solvency	NOUN
ajfa-15149	147	15	according	accord	VERB
ajfa-15149	147	16	to	to	ADP
ajfa-15149	147	17	the	the	DET
ajfa-15149	147	18	literature	literature	NOUN
ajfa-15149	147	19	review	review	NOUN
ajfa-15149	147	20	on	on	ADP
ajfa-15149	147	21	this	this	DET
ajfa-15149	147	22	topic	topic	NOUN
ajfa-15149	147	23	,	,	PUNCT
ajfa-15149	147	24	we	we	PRON
ajfa-15149	147	25	tested	test	VERB
ajfa-15149	147	26	the	the	DET
ajfa-15149	147	27	empirical	empirical	ADJ
ajfa-15149	147	28	validity	validity	NOUN
ajfa-15149	147	29	of	of	ADP
ajfa-15149	147	30	the	the	DET
ajfa-15149	147	31	hypothesis	hypothesis	NOUN
ajfa-15149	147	32	already	already	ADV
ajfa-15149	147	33	proposed	propose	VERB
ajfa-15149	147	34	and	and	CCONJ
ajfa-15149	147	35	to	to	PART
ajfa-15149	147	36	qualify	qualify	VERB
ajfa-15149	147	37	the	the	DET
ajfa-15149	147	38	interdependence	interdependence	NOUN
ajfa-15149	147	39	,	,	PUNCT
ajfa-15149	147	40	which	which	PRON
ajfa-15149	147	41	may	may	AUX
ajfa-15149	147	42	exist	exist	VERB
ajfa-15149	147	43	,	,	PUNCT
ajfa-15149	147	44	between	between	ADP
ajfa-15149	147	45	the	the	DET
ajfa-15149	147	46	solvency	solvency	NOUN
ajfa-15149	147	47	of	of	ADP
ajfa-15149	147	48	cbs	cbs	PROPN
ajfa-15149	147	49	and	and	CCONJ
ajfa-15149	147	50	that	that	PRON
ajfa-15149	147	51	of	of	ADP
ajfa-15149	147	52	ibs	ibs	PROPN
ajfa-15149	147	53	.	.	PUNCT
ajfa-15149	148	1	several	several	ADJ
ajfa-15149	148	2	studies	study	NOUN
ajfa-15149	148	3	have	have	AUX
ajfa-15149	148	4	confirmed	confirm	VERB
ajfa-15149	148	5	the	the	DET
ajfa-15149	148	6	advantage	advantage	NOUN
ajfa-15149	148	7	of	of	ADP
ajfa-15149	148	8	ibs	ibs	PROPN
ajfa-15149	148	9	because	because	SCONJ
ajfa-15149	148	10	they	they	PRON
ajfa-15149	148	11	can	can	AUX
ajfa-15149	148	12	withstand	withstand	VERB
ajfa-15149	148	13	international	international	ADJ
ajfa-15149	148	14	financial	financial	ADJ
ajfa-15149	148	15	crises	crisis	NOUN
ajfa-15149	148	16	and	and	CCONJ
ajfa-15149	148	17	economic	economic	ADJ
ajfa-15149	148	18	collapses	collapse	NOUN
ajfa-15149	148	19	(	(	PUNCT
ajfa-15149	148	20	jouini	jouini	X
ajfa-15149	148	21	and	and	CCONJ
ajfa-15149	148	22	pastre	pastre	NOUN
ajfa-15149	148	23	,	,	PUNCT
ajfa-15149	148	24	2009	2009	NUM
ajfa-15149	148	25	;	;	PUNCT
ajfa-15149	148	26	siddiqui	siddiqui	NOUN
ajfa-15149	148	27	,	,	PUNCT
ajfa-15149	148	28	2009	2009	NUM
ajfa-15149	148	29	;	;	PUNCT
ajfa-15149	148	30	masmoudi	masmoudi	ADJ
ajfa-15149	148	31	and	and	CCONJ
ajfa-15149	148	32	belabed	belabe	VERB
ajfa-15149	148	33	,	,	PUNCT
ajfa-15149	148	34	2010	2010	NUM
ajfa-15149	148	35	)	)	PUNCT
ajfa-15149	148	36	.	.	PUNCT
ajfa-15149	149	1	indeed	indeed	ADV
ajfa-15149	149	2	,	,	PUNCT
ajfa-15149	149	3	other	other	ADJ
ajfa-15149	149	4	comparative	comparative	ADJ
ajfa-15149	149	5	studies	study	NOUN
ajfa-15149	149	6	have	have	AUX
ajfa-15149	149	7	demonstrated	demonstrate	VERB
ajfa-15149	149	8	the	the	DET
ajfa-15149	149	9	stability	stability	NOUN
ajfa-15149	149	10	of	of	ADP
ajfa-15149	149	11	the	the	DET
ajfa-15149	149	12	islamic	islamic	ADJ
ajfa-15149	149	13	financial	financial	ADJ
ajfa-15149	149	14	system	system	NOUN
ajfa-15149	149	15	and	and	CCONJ
ajfa-15149	149	16	its	its	PRON
ajfa-15149	149	17	continued	continue	VERB
ajfa-15149	149	18	ability	ability	NOUN
ajfa-15149	149	19	to	to	PART
ajfa-15149	149	20	ensure	ensure	VERB
ajfa-15149	149	21	sustainable	sustainable	ADJ
ajfa-15149	149	22	improvement	improvement	NOUN
ajfa-15149	149	23	of	of	ADP
ajfa-15149	149	24	the	the	DET
ajfa-15149	149	25	solvency	solvency	NOUN
ajfa-15149	149	26	of	of	ADP
ajfa-15149	149	27	ibs	ibs	PROPN
ajfa-15149	149	28	even	even	ADV
ajfa-15149	149	29	after	after	ADP
ajfa-15149	149	30	the	the	DET
ajfa-15149	149	31	occurrence	occurrence	NOUN
ajfa-15149	149	32	of	of	ADP
ajfa-15149	149	33	the	the	DET
ajfa-15149	149	34	crisis	crisis	NOUN
ajfa-15149	149	35	.	.	PUNCT
ajfa-15149	150	1	however	however	ADV
ajfa-15149	150	2	,	,	PUNCT
ajfa-15149	150	3	a	a	DET
ajfa-15149	150	4	third	third	ADJ
ajfa-15149	150	5	current	current	NOUN
ajfa-15149	150	6	has	have	AUX
ajfa-15149	150	7	proved	prove	VERB
ajfa-15149	150	8	that	that	SCONJ
ajfa-15149	150	9	the	the	DET
ajfa-15149	150	10	assumption	assumption	NOUN
ajfa-15149	150	11	of	of	ADP
ajfa-15149	150	12	financial	financial	ADJ
ajfa-15149	150	13	strength	strength	NOUN
ajfa-15149	150	14	/	/	SYM
ajfa-15149	150	15	fragility	fragility	NOUN
ajfa-15149	150	16	of	of	ADP
ajfa-15149	150	17	islamic	islamic	ADJ
ajfa-15149	150	18	and	and	CCONJ
ajfa-15149	150	19	conventional	conventional	ADJ
ajfa-15149	150	20	banks	bank	NOUN
ajfa-15149	150	21	has	have	AUX
ajfa-15149	150	22	been	be	AUX
ajfa-15149	150	23	destroyed	destroy	VERB
ajfa-15149	150	24	during	during	ADP
ajfa-15149	150	25	difficult	difficult	ADJ
ajfa-15149	150	26	periods	period	NOUN
ajfa-15149	150	27	of	of	ADP
ajfa-15149	150	28	financial	financial	ADJ
ajfa-15149	150	29	crisis	crisis	NOUN
ajfa-15149	150	30	/	/	SYM
ajfa-15149	150	31	stability	stability	NOUN
ajfa-15149	150	32	.	.	PUNCT
ajfa-15149	151	1	asian	asian	ADJ
ajfa-15149	151	2	journal	journal	PROPN
ajfa-15149	151	3	of	of	ADP
ajfa-15149	151	4	finance	finance	PROPN
ajfa-15149	151	5	&	&	CCONJ
ajfa-15149	151	6	accounting	accounting	PROPN
ajfa-15149	151	7	issn	issn	PROPN
ajfa-15149	151	8	1946	1946	NUM
ajfa-15149	151	9	-	-	PUNCT
ajfa-15149	151	10	052x	052x	PROPN
ajfa-15149	151	11	2019	2019	NUM
ajfa-15149	151	12	,	,	PUNCT
ajfa-15149	151	13	vol	vol	NOUN
ajfa-15149	151	14	.	.	PROPN
ajfa-15149	151	15	11	11	NUM
ajfa-15149	151	16	,	,	PUNCT
ajfa-15149	151	17	no	no	INTJ
ajfa-15149	151	18	.	.	NOUN
ajfa-15149	151	19	2	2	NUM
ajfa-15149	151	20	ajfa.macrothink.org/	ajfa.macrothink.org/	NOUN
ajfa-15149	151	21	9	9	NUM
ajfa-15149	151	22	to	to	PART
ajfa-15149	151	23	continue	continue	VERB
ajfa-15149	151	24	our	our	PRON
ajfa-15149	151	25	approach	approach	NOUN
ajfa-15149	151	26	,	,	PUNCT
ajfa-15149	151	27	we	we	PRON
ajfa-15149	151	28	began	begin	VERB
ajfa-15149	151	29	our	our	PRON
ajfa-15149	151	30	empirical	empirical	ADJ
ajfa-15149	151	31	study	study	NOUN
ajfa-15149	151	32	after	after	ADP
ajfa-15149	151	33	having	having	AUX
ajfa-15149	151	34	discussed	discuss	VERB
ajfa-15149	151	35	the	the	DET
ajfa-15149	151	36	main	main	ADJ
ajfa-15149	151	37	empirical	empirical	ADJ
ajfa-15149	151	38	results	result	NOUN
ajfa-15149	151	39	elaborated	elaborate	VERB
ajfa-15149	151	40	on	on	ADP
ajfa-15149	151	41	the	the	DET
ajfa-15149	151	42	topic	topic	NOUN
ajfa-15149	151	43	of	of	ADP
ajfa-15149	151	44	the	the	DET
ajfa-15149	151	45	financial	financial	ADJ
ajfa-15149	151	46	stability	stability	NOUN
ajfa-15149	151	47	of	of	ADP
ajfa-15149	151	48	the	the	DET
ajfa-15149	151	49	banks	bank	NOUN
ajfa-15149	151	50	.	.	PUNCT
ajfa-15149	152	1	this	this	DET
ajfa-15149	152	2	section	section	NOUN
ajfa-15149	152	3	is	be	AUX
ajfa-15149	152	4	structured	structure	VERB
ajfa-15149	152	5	as	as	SCONJ
ajfa-15149	152	6	follows	follow	VERB
ajfa-15149	152	7	:	:	PUNCT
ajfa-15149	152	8	we	we	PRON
ajfa-15149	152	9	develop	develop	VERB
ajfa-15149	152	10	the	the	DET
ajfa-15149	152	11	related	relate	VERB
ajfa-15149	152	12	methodological	methodological	ADJ
ajfa-15149	152	13	choices	choice	NOUN
ajfa-15149	152	14	in	in	ADP
ajfa-15149	152	15	the	the	DET
ajfa-15149	152	16	first	first	ADJ
ajfa-15149	152	17	section	section	NOUN
ajfa-15149	152	18	and	and	CCONJ
ajfa-15149	152	19	we	we	PRON
ajfa-15149	152	20	discuss	discuss	VERB
ajfa-15149	152	21	our	our	PRON
ajfa-15149	152	22	empirical	empirical	ADJ
ajfa-15149	152	23	evidence	evidence	NOUN
ajfa-15149	152	24	in	in	ADP
ajfa-15149	152	25	section	section	NOUN
ajfa-15149	152	26	2	2	NUM
ajfa-15149	152	27	after	after	ADP
ajfa-15149	152	28	analyzing	analyze	VERB
ajfa-15149	152	29	the	the	DET
ajfa-15149	152	30	comparative	comparative	ADJ
ajfa-15149	152	31	results	result	NOUN
ajfa-15149	152	32	of	of	ADP
ajfa-15149	152	33	the	the	DET
ajfa-15149	152	34	solvency	solvency	NOUN
ajfa-15149	152	35	values	value	NOUN
ajfa-15149	152	36	of	of	ADP
ajfa-15149	152	37	ibs	ibs	PROPN
ajfa-15149	152	38	and	and	CCONJ
ajfa-15149	152	39	cbs	cbs	PROPN
ajfa-15149	152	40	.	.	PUNCT
ajfa-15149	153	1	in	in	ADP
ajfa-15149	153	2	this	this	DET
ajfa-15149	153	3	section	section	NOUN
ajfa-15149	153	4	,	,	PUNCT
ajfa-15149	153	5	we	we	PRON
ajfa-15149	153	6	highlight	highlight	VERB
ajfa-15149	153	7	the	the	DET
ajfa-15149	153	8	best	good	ADJ
ajfa-15149	153	9	operational	operational	ADJ
ajfa-15149	153	10	approach	approach	NOUN
ajfa-15149	153	11	of	of	ADP
ajfa-15149	153	12	comparing	compare	VERB
ajfa-15149	153	13	solvencies	solvency	NOUN
ajfa-15149	153	14	’	'	PUNCT
ajfa-15149	153	15	ratios	ratio	NOUN
ajfa-15149	153	16	of	of	ADP
ajfa-15149	153	17	conventional	conventional	ADJ
ajfa-15149	153	18	and	and	CCONJ
ajfa-15149	153	19	islamic	islamic	ADJ
ajfa-15149	153	20	banks	bank	NOUN
ajfa-15149	153	21	.	.	PUNCT
ajfa-15149	154	1	we	we	PRON
ajfa-15149	154	2	adopted	adopt	VERB
ajfa-15149	154	3	the	the	DET
ajfa-15149	154	4	financial	financial	ADJ
ajfa-15149	154	5	ratios	ratio	NOUN
ajfa-15149	154	6	analysis	analysis	NOUN
ajfa-15149	154	7	method	method	NOUN
ajfa-15149	154	8	which	which	PRON
ajfa-15149	154	9	is	be	AUX
ajfa-15149	154	10	the	the	DET
ajfa-15149	154	11	most	most	ADV
ajfa-15149	154	12	practical	practical	ADJ
ajfa-15149	154	13	method	method	NOUN
ajfa-15149	154	14	applied	apply	VERB
ajfa-15149	154	15	after	after	ADP
ajfa-15149	154	16	an	an	DET
ajfa-15149	154	17	adaptation	adaptation	NOUN
ajfa-15149	154	18	procedure	procedure	NOUN
ajfa-15149	154	19	and	and	CCONJ
ajfa-15149	154	20	a	a	DET
ajfa-15149	154	21	convergent	convergent	ADJ
ajfa-15149	154	22	methodological	methodological	ADJ
ajfa-15149	154	23	demonstration	demonstration	NOUN
ajfa-15149	154	24	.	.	PUNCT
ajfa-15149	155	1	this	this	DET
ajfa-15149	155	2	choice	choice	NOUN
ajfa-15149	155	3	is	be	AUX
ajfa-15149	155	4	explained	explain	VERB
ajfa-15149	155	5	by	by	ADP
ajfa-15149	155	6	several	several	ADJ
ajfa-15149	155	7	reasons	reason	NOUN
ajfa-15149	155	8	.	.	PUNCT
ajfa-15149	156	1	first	first	ADV
ajfa-15149	156	2	,	,	PUNCT
ajfa-15149	156	3	all	all	DET
ajfa-15149	156	4	performance	performance	NOUN
ajfa-15149	156	5	indicators	indicator	NOUN
ajfa-15149	156	6	are	be	AUX
ajfa-15149	156	7	measured	measure	VERB
ajfa-15149	156	8	by	by	ADP
ajfa-15149	156	9	non	non	ADJ
ajfa-15149	156	10	-	-	ADJ
ajfa-15149	156	11	confirmatory	confirmatory	ADJ
ajfa-15149	156	12	ratios	ratio	NOUN
ajfa-15149	156	13	(	(	PUNCT
ajfa-15149	156	14	teker	teker	NOUN
ajfa-15149	156	15	,	,	PUNCT
ajfa-15149	156	16	et	et	PROPN
ajfa-15149	156	17	al	al	PROPN
ajfa-15149	156	18	.	.	PROPN
ajfa-15149	156	19	,	,	PUNCT
ajfa-15149	156	20	2011	2011	NUM
ajfa-15149	156	21	;	;	PUNCT
ajfa-15149	156	22	rashid	rashid	PROPN
ajfa-15149	156	23	and	and	CCONJ
ajfa-15149	156	24	khaleequzzaman	khaleequzzaman	PROPN
ajfa-15149	156	25	,	,	PUNCT
ajfa-15149	156	26	2015	2015	NUM
ajfa-15149	156	27	)	)	PUNCT
ajfa-15149	156	28	.	.	PUNCT
ajfa-15149	157	1	secondly	secondly	ADV
ajfa-15149	157	2	,	,	PUNCT
ajfa-15149	157	3	because	because	SCONJ
ajfa-15149	157	4	the	the	DET
ajfa-15149	157	5	solvency	solvency	NOUN
ajfa-15149	157	6	specific	specific	ADJ
ajfa-15149	157	7	data	datum	NOUN
ajfa-15149	157	8	of	of	ADP
ajfa-15149	157	9	conventional	conventional	ADJ
ajfa-15149	157	10	and	and	CCONJ
ajfa-15149	157	11	islamic	islamic	ADJ
ajfa-15149	157	12	banks	bank	NOUN
ajfa-15149	157	13	are	be	AUX
ajfa-15149	157	14	not	not	PART
ajfa-15149	157	15	easily	easily	ADV
ajfa-15149	157	16	collected	collect	VERB
ajfa-15149	157	17	from	from	ADP
ajfa-15149	157	18	their	their	PRON
ajfa-15149	157	19	annual	annual	ADJ
ajfa-15149	157	20	reports	report	NOUN
ajfa-15149	157	21	,	,	PUNCT
ajfa-15149	157	22	the	the	DET
ajfa-15149	157	23	reduction	reduction	NOUN
ajfa-15149	157	24	of	of	ADP
ajfa-15149	157	25	our	our	PRON
ajfa-15149	157	26	samples	sample	NOUN
ajfa-15149	157	27	’	'	PUNCT
ajfa-15149	157	28	size	size	NOUN
ajfa-15149	157	29	is	be	AUX
ajfa-15149	157	30	necessary	necessary	ADJ
ajfa-15149	157	31	since	since	SCONJ
ajfa-15149	157	32	the	the	DET
ajfa-15149	157	33	requested	request	VERB
ajfa-15149	157	34	information	information	NOUN
ajfa-15149	157	35	on	on	ADP
ajfa-15149	157	36	solvency	solvency	NOUN
ajfa-15149	157	37	is	be	AUX
ajfa-15149	157	38	not	not	PART
ajfa-15149	157	39	always	always	ADV
ajfa-15149	157	40	disclosed	disclose	VERB
ajfa-15149	157	41	.	.	PUNCT
ajfa-15149	158	1	finally	finally	ADV
ajfa-15149	158	2	,	,	PUNCT
ajfa-15149	158	3	given	give	VERB
ajfa-15149	158	4	the	the	DET
ajfa-15149	158	5	available	available	ADJ
ajfa-15149	158	6	banking	banking	NOUN
ajfa-15149	158	7	information	information	NOUN
ajfa-15149	158	8	,	,	PUNCT
ajfa-15149	158	9	we	we	PRON
ajfa-15149	158	10	conducted	conduct	VERB
ajfa-15149	158	11	a	a	DET
ajfa-15149	158	12	conditional	conditional	ADJ
ajfa-15149	158	13	study	study	NOUN
ajfa-15149	158	14	,	,	PUNCT
ajfa-15149	158	15	in	in	ADP
ajfa-15149	158	16	which	which	PRON
ajfa-15149	158	17	the	the	DET
ajfa-15149	158	18	selection	selection	NOUN
ajfa-15149	158	19	of	of	ADP
ajfa-15149	158	20	observations	observation	NOUN
ajfa-15149	158	21	constitutes	constitute	VERB
ajfa-15149	158	22	a	a	DET
ajfa-15149	158	23	methodological	methodological	ADJ
ajfa-15149	158	24	contribution	contribution	NOUN
ajfa-15149	158	25	of	of	ADP
ajfa-15149	158	26	high	high	ADJ
ajfa-15149	158	27	-	-	PUNCT
ajfa-15149	158	28	quality	quality	NOUN
ajfa-15149	158	29	results	result	NOUN
ajfa-15149	158	30	and	and	CCONJ
ajfa-15149	158	31	a	a	DET
ajfa-15149	158	32	basic	basic	ADJ
ajfa-15149	158	33	limit	limit	NOUN
ajfa-15149	158	34	to	to	ADP
ajfa-15149	158	35	the	the	DET
ajfa-15149	158	36	data	data	NOUN
ajfa-15149	158	37	collection	collection	NOUN
ajfa-15149	158	38	process	process	NOUN
ajfa-15149	158	39	.	.	PUNCT
ajfa-15149	159	1	the	the	DET
ajfa-15149	159	2	preliminary	preliminary	ADJ
ajfa-15149	159	3	observations	observation	NOUN
ajfa-15149	159	4	taken	take	VERB
ajfa-15149	159	5	into	into	ADP
ajfa-15149	159	6	account	account	NOUN
ajfa-15149	159	7	necessarily	necessarily	ADV
ajfa-15149	159	8	affected	affect	VERB
ajfa-15149	159	9	the	the	DET
ajfa-15149	159	10	hypotheses	hypothesis	NOUN
ajfa-15149	159	11	put	put	VERB
ajfa-15149	159	12	forward	forward	ADV
ajfa-15149	159	13	,	,	PUNCT
ajfa-15149	159	14	so	so	SCONJ
ajfa-15149	159	15	that	that	SCONJ
ajfa-15149	159	16	the	the	DET
ajfa-15149	159	17	observation	observation	NOUN
ajfa-15149	159	18	that	that	PRON
ajfa-15149	159	19	does	do	AUX
ajfa-15149	159	20	not	not	PART
ajfa-15149	159	21	comply	comply	VERB
ajfa-15149	159	22	with	with	ADP
ajfa-15149	159	23	the	the	DET
ajfa-15149	159	24	rules	rule	NOUN
ajfa-15149	159	25	of	of	ADP
ajfa-15149	159	26	the	the	DET
ajfa-15149	159	27	game	game	NOUN
ajfa-15149	159	28	has	have	AUX
ajfa-15149	159	29	been	be	AUX
ajfa-15149	159	30	eliminated	eliminate	VERB
ajfa-15149	159	31	in	in	ADP
ajfa-15149	159	32	the	the	DET
ajfa-15149	159	33	order	order	NOUN
ajfa-15149	159	34	of	of	ADP
ajfa-15149	159	35	the	the	DET
ajfa-15149	159	36	following	follow	VERB
ajfa-15149	159	37	hypotheses	hypothesis	NOUN
ajfa-15149	159	38	until	until	SCONJ
ajfa-15149	159	39	the	the	DET
ajfa-15149	159	40	two	two	NUM
ajfa-15149	159	41	final	final	ADJ
ajfa-15149	159	42	samples	sample	NOUN
ajfa-15149	159	43	are	be	AUX
ajfa-15149	159	44	obtained	obtain	VERB
ajfa-15149	159	45	.	.	PUNCT
ajfa-15149	160	1	our	our	PRON
ajfa-15149	160	2	contribution	contribution	NOUN
ajfa-15149	160	3	is	be	AUX
ajfa-15149	160	4	to	to	PART
ajfa-15149	160	5	compare	compare	VERB
ajfa-15149	160	6	a	a	DET
ajfa-15149	160	7	single	single	ADJ
ajfa-15149	160	8	solvency	solvency	NOUN
ajfa-15149	160	9	ratio	ratio	NOUN
ajfa-15149	160	10	.	.	PUNCT
ajfa-15149	161	1	first	first	ADV
ajfa-15149	161	2	,	,	PUNCT
ajfa-15149	161	3	we	we	PRON
ajfa-15149	161	4	explained	explain	VERB
ajfa-15149	161	5	the	the	DET
ajfa-15149	161	6	procedure	procedure	NOUN
ajfa-15149	161	7	for	for	ADP
ajfa-15149	161	8	selecting	select	VERB
ajfa-15149	161	9	two	two	NUM
ajfa-15149	161	10	bank	bank	NOUN
ajfa-15149	161	11	samples	sample	NOUN
ajfa-15149	161	12	definitively	definitively	ADV
ajfa-15149	161	13	selected	select	VERB
ajfa-15149	161	14	after	after	ADP
ajfa-15149	161	15	applying	apply	VERB
ajfa-15149	161	16	the	the	DET
ajfa-15149	161	17	database	database	NOUN
ajfa-15149	161	18	collecting	collecting	NOUN
ajfa-15149	161	19	method	method	NOUN
ajfa-15149	161	20	.	.	PUNCT
ajfa-15149	162	1	in	in	ADP
ajfa-15149	162	2	the	the	DET
ajfa-15149	162	3	second	second	ADJ
ajfa-15149	162	4	step	step	NOUN
ajfa-15149	162	5	,	,	PUNCT
ajfa-15149	162	6	we	we	PRON
ajfa-15149	162	7	defined	define	VERB
ajfa-15149	162	8	the	the	DET
ajfa-15149	162	9	two	two	NUM
ajfa-15149	162	10	measures	measure	NOUN
ajfa-15149	162	11	of	of	ADP
ajfa-15149	162	12	variables	variable	NOUN
ajfa-15149	162	13	.	.	PUNCT
ajfa-15149	163	1	afterward	afterward	ADV
ajfa-15149	163	2	,	,	PUNCT
ajfa-15149	163	3	we	we	PRON
ajfa-15149	163	4	have	have	AUX
ajfa-15149	163	5	exploited	exploit	VERB
ajfa-15149	163	6	the	the	DET
ajfa-15149	163	7	preferable	preferable	ADJ
ajfa-15149	163	8	method	method	NOUN
ajfa-15149	163	9	to	to	PART
ajfa-15149	163	10	interpret	interpret	VERB
ajfa-15149	163	11	the	the	DET
ajfa-15149	163	12	results	result	NOUN
ajfa-15149	163	13	found	find	VERB
ajfa-15149	163	14	.	.	PUNCT
ajfa-15149	164	1	3.1	3.1	NUM
ajfa-15149	164	2	.	.	PUNCT
ajfa-15149	164	3	description	description	NOUN
ajfa-15149	164	4	of	of	ADP
ajfa-15149	164	5	the	the	DET
ajfa-15149	164	6	samples	sample	NOUN
ajfa-15149	164	7	studied	study	VERB
ajfa-15149	164	8	3.1.1	3.1.1	NUM
ajfa-15149	164	9	.	.	PUNCT
ajfa-15149	165	1	constitution	constitution	NOUN
ajfa-15149	165	2	of	of	ADP
ajfa-15149	165	3	the	the	DET
ajfa-15149	165	4	samples	sample	NOUN
ajfa-15149	165	5	both	both	DET
ajfa-15149	165	6	samples	sample	NOUN
ajfa-15149	165	7	tested	test	VERB
ajfa-15149	165	8	were	be	AUX
ajfa-15149	165	9	taken	take	VERB
ajfa-15149	165	10	from	from	ADP
ajfa-15149	165	11	two	two	NUM
ajfa-15149	165	12	base	base	NOUN
ajfa-15149	165	13	populations	population	NOUN
ajfa-15149	165	14	.	.	PUNCT
ajfa-15149	166	1	the	the	DET
ajfa-15149	166	2	first	first	ADJ
ajfa-15149	166	3	population	population	NOUN
ajfa-15149	166	4	constituted	constitute	VERB
ajfa-15149	166	5	by	by	ADP
ajfa-15149	166	6	1788	1788	NUM
ajfa-15149	166	7	conventional	conventional	ADJ
ajfa-15149	166	8	financial	financial	ADJ
ajfa-15149	166	9	institutions	institution	NOUN
ajfa-15149	166	10	,	,	PUNCT
ajfa-15149	166	11	while	while	SCONJ
ajfa-15149	166	12	the	the	DET
ajfa-15149	166	13	second	second	ADJ
ajfa-15149	166	14	population	population	NOUN
ajfa-15149	166	15	composed	compose	VERB
ajfa-15149	166	16	of	of	ADP
ajfa-15149	166	17	467	467	NUM
ajfa-15149	166	18	islamic	islamic	ADJ
ajfa-15149	166	19	financial	financial	ADJ
ajfa-15149	166	20	institutions	institution	NOUN
ajfa-15149	166	21	.	.	PUNCT
ajfa-15149	167	1	these	these	DET
ajfa-15149	167	2	populations	population	NOUN
ajfa-15149	167	3	covered	cover	VERB
ajfa-15149	167	4	three	three	NUM
ajfa-15149	167	5	continents	continent	NOUN
ajfa-15149	167	6	:	:	PUNCT
ajfa-15149	167	7	europe	europe	PROPN
ajfa-15149	167	8	,	,	PUNCT
ajfa-15149	167	9	asia	asia	PROPN
ajfa-15149	167	10	,	,	PUNCT
ajfa-15149	167	11	and	and	CCONJ
ajfa-15149	167	12	africa	africa	PROPN
ajfa-15149	167	13	.	.	PUNCT
ajfa-15149	168	1	sixteen	sixteen	NUM
ajfa-15149	168	2	countries	country	NOUN
ajfa-15149	168	3	are	be	AUX
ajfa-15149	168	4	involved	involve	VERB
ajfa-15149	168	5	in	in	ADP
ajfa-15149	168	6	our	our	PRON
ajfa-15149	168	7	work	work	NOUN
ajfa-15149	168	8	:	:	PUNCT
ajfa-15149	168	9	egypt	egypt	PROPN
ajfa-15149	168	10	,	,	PUNCT
ajfa-15149	168	11	bangladesh	bangladesh	PROPN
ajfa-15149	168	12	,	,	PUNCT
ajfa-15149	168	13	indonesia	indonesia	PROPN
ajfa-15149	168	14	,	,	PUNCT
ajfa-15149	168	15	pakistan	pakistan	PROPN
ajfa-15149	168	16	,	,	PUNCT
ajfa-15149	168	17	malaysia	malaysia	PROPN
ajfa-15149	168	18	,	,	PUNCT
ajfa-15149	168	19	turkey	turkey	PROPN
ajfa-15149	168	20	,	,	PUNCT
ajfa-15149	168	21	united	united	ADJ
ajfa-15149	168	22	kingdom	kingdom	PROPN
ajfa-15149	168	23	,	,	PUNCT
ajfa-15149	168	24	bahrain	bahrain	NOUN
ajfa-15149	168	25	,	,	PUNCT
ajfa-15149	168	26	jordan	jordan	PROPN
ajfa-15149	168	27	,	,	PUNCT
ajfa-15149	168	28	kuwait	kuwait	PROPN
ajfa-15149	168	29	,	,	PUNCT
ajfa-15149	168	30	oman	oman	PROPN
ajfa-15149	168	31	,	,	PUNCT
ajfa-15149	168	32	qatar	qatar	PROPN
ajfa-15149	168	33	,	,	PUNCT
ajfa-15149	168	34	saudi	saudi	PROPN
ajfa-15149	168	35	arabia	arabia	PROPN
ajfa-15149	168	36	,	,	PUNCT
ajfa-15149	168	37	united	united	PROPN
ajfa-15149	168	38	arab	arab	PROPN
ajfa-15149	168	39	emirates	emirates	PROPN
ajfa-15149	168	40	,	,	PUNCT
ajfa-15149	168	41	south	south	PROPN
ajfa-15149	168	42	africa	africa	PROPN
ajfa-15149	168	43	,	,	PUNCT
ajfa-15149	168	44	and	and	CCONJ
ajfa-15149	168	45	sri	sri	PROPN
ajfa-15149	168	46	lanka	lanka	PROPN
ajfa-15149	168	47	.	.	PUNCT
ajfa-15149	169	1	however	however	ADV
ajfa-15149	169	2	,	,	PUNCT
ajfa-15149	169	3	after	after	ADP
ajfa-15149	169	4	the	the	DET
ajfa-15149	169	5	exclusion	exclusion	NOUN
ajfa-15149	169	6	of	of	ADP
ajfa-15149	169	7	all	all	DET
ajfa-15149	169	8	financial	financial	ADJ
ajfa-15149	169	9	institutions	institution	NOUN
ajfa-15149	169	10	operating	operate	VERB
ajfa-15149	169	11	with	with	ADP
ajfa-15149	169	12	specific	specific	ADJ
ajfa-15149	169	13	regulations	regulation	NOUN
ajfa-15149	169	14	,	,	PUNCT
ajfa-15149	169	15	we	we	PRON
ajfa-15149	169	16	tested	test	VERB
ajfa-15149	169	17	samples	sample	NOUN
ajfa-15149	169	18	include	include	VERB
ajfa-15149	169	19	only	only	ADV
ajfa-15149	169	20	purely	purely	ADV
ajfa-15149	169	21	conventional	conventional	ADJ
ajfa-15149	169	22	or	or	CCONJ
ajfa-15149	169	23	islamic	islamic	ADJ
ajfa-15149	169	24	banks	bank	NOUN
ajfa-15149	169	25	.	.	PUNCT
ajfa-15149	170	1	besides	besides	SCONJ
ajfa-15149	170	2	,	,	PUNCT
ajfa-15149	170	3	given	give	VERB
ajfa-15149	170	4	the	the	DET
ajfa-15149	170	5	difficulties	difficulty	NOUN
ajfa-15149	170	6	in	in	ADP
ajfa-15149	170	7	collecting	collect	VERB
ajfa-15149	170	8	financial	financial	ADJ
ajfa-15149	170	9	information	information	NOUN
ajfa-15149	170	10	,	,	PUNCT
ajfa-15149	170	11	we	we	PRON
ajfa-15149	170	12	excluded	exclude	VERB
ajfa-15149	170	13	banks	bank	NOUN
ajfa-15149	170	14	for	for	ADP
ajfa-15149	170	15	which	which	PRON
ajfa-15149	170	16	we	we	PRON
ajfa-15149	170	17	detected	detect	VERB
ajfa-15149	170	18	missing	missing	ADJ
ajfa-15149	170	19	observations	observation	NOUN
ajfa-15149	170	20	,	,	PUNCT
ajfa-15149	170	21	variables	variable	NOUN
ajfa-15149	170	22	or	or	CCONJ
ajfa-15149	170	23	data	datum	NOUN
ajfa-15149	170	24	.	.	PUNCT
ajfa-15149	171	1	moreover	moreover	ADV
ajfa-15149	171	2	,	,	PUNCT
ajfa-15149	171	3	we	we	PRON
ajfa-15149	171	4	also	also	ADV
ajfa-15149	171	5	dismissed	dismiss	VERB
ajfa-15149	171	6	multi	multi	ADJ
ajfa-15149	171	7	-	-	ADJ
ajfa-15149	171	8	type	type	ADJ
ajfa-15149	171	9	mutated	mutate	VERB
ajfa-15149	171	10	banks	bank	NOUN
ajfa-15149	171	11	(	(	PUNCT
ajfa-15149	171	12	ib	ib	NOUN
ajfa-15149	171	13	with	with	ADP
ajfa-15149	171	14	conventional	conventional	ADJ
ajfa-15149	171	15	windows	window	NOUN
ajfa-15149	171	16	and	and	CCONJ
ajfa-15149	171	17	cb	cb	PROPN
ajfa-15149	171	18	with	with	ADP
ajfa-15149	171	19	islamic	islamic	ADJ
ajfa-15149	171	20	windows	window	NOUN
ajfa-15149	171	21	)	)	PUNCT
ajfa-15149	171	22	.	.	PUNCT
ajfa-15149	172	1	these	these	DET
ajfa-15149	172	2	three	three	NUM
ajfa-15149	172	3	conditions	condition	NOUN
ajfa-15149	172	4	led	lead	VERB
ajfa-15149	172	5	us	we	PRON
ajfa-15149	172	6	to	to	PART
ajfa-15149	172	7	eliminate	eliminate	VERB
ajfa-15149	172	8	337	337	NUM
ajfa-15149	172	9	conventional	conventional	ADJ
ajfa-15149	172	10	financial	financial	ADJ
ajfa-15149	172	11	institutions	institution	NOUN
ajfa-15149	172	12	and	and	CCONJ
ajfa-15149	172	13	231	231	NUM
ajfa-15149	172	14	islamic	islamic	ADJ
ajfa-15149	172	15	financial	financial	ADJ
ajfa-15149	172	16	institutions	institution	NOUN
ajfa-15149	172	17	.	.	PUNCT
ajfa-15149	173	1	subsequently	subsequently	ADV
ajfa-15149	173	2	,	,	PUNCT
ajfa-15149	173	3	the	the	DET
ajfa-15149	173	4	number	number	NOUN
ajfa-15149	173	5	of	of	ADP
ajfa-15149	173	6	remaining	remain	VERB
ajfa-15149	173	7	banks	bank	NOUN
ajfa-15149	173	8	of	of	ADP
ajfa-15149	173	9	each	each	DET
ajfa-15149	173	10	type	type	NOUN
ajfa-15149	173	11	of	of	ADP
ajfa-15149	173	12	bank	bank	NOUN
ajfa-15149	173	13	was	be	AUX
ajfa-15149	173	14	reduced	reduce	VERB
ajfa-15149	173	15	based	base	VERB
ajfa-15149	173	16	on	on	ADP
ajfa-15149	173	17	qualitative	qualitative	ADJ
ajfa-15149	173	18	and	and	CCONJ
ajfa-15149	173	19	quantitative	quantitative	ADJ
ajfa-15149	173	20	filtering	filtering	NOUN
ajfa-15149	173	21	criteria	criterion	NOUN
ajfa-15149	173	22	(	(	PUNCT
ajfa-15149	173	23	equality	equality	NOUN
ajfa-15149	173	24	of	of	ADP
ajfa-15149	173	25	samples	sample	NOUN
ajfa-15149	173	26	,	,	PUNCT
ajfa-15149	173	27	type	type	NOUN
ajfa-15149	173	28	of	of	ADP
ajfa-15149	173	29	activity	activity	NOUN
ajfa-15149	173	30	,	,	PUNCT
ajfa-15149	173	31	similarity	similarity	NOUN
ajfa-15149	173	32	of	of	ADP
ajfa-15149	173	33	country	country	NOUN
ajfa-15149	173	34	’s	’s	PART
ajfa-15149	173	35	origin	origin	NOUN
ajfa-15149	173	36	,	,	PUNCT
ajfa-15149	173	37	bank	bank	NOUN
ajfa-15149	173	38	width	width	NOUN
ajfa-15149	173	39	)	)	PUNCT
ajfa-15149	173	40	.	.	PUNCT
ajfa-15149	174	1	therefore	therefore	ADV
ajfa-15149	174	2	,	,	PUNCT
ajfa-15149	174	3	each	each	DET
ajfa-15149	174	4	cb	cb	PROPN
ajfa-15149	174	5	has	have	VERB
ajfa-15149	174	6	its	its	PRON
ajfa-15149	174	7	closest	close	ADJ
ajfa-15149	174	8	islamic	islamic	ADJ
ajfa-15149	174	9	equivalence	equivalence	NOUN
ajfa-15149	174	10	,	,	PUNCT
ajfa-15149	174	11	taken	take	VERB
ajfa-15149	174	12	from	from	ADP
ajfa-15149	174	13	the	the	DET
ajfa-15149	174	14	same	same	ADJ
ajfa-15149	174	15	country	country	NOUN
ajfa-15149	174	16	in	in	ADP
ajfa-15149	174	17	terms	term	NOUN
ajfa-15149	174	18	of	of	ADP
ajfa-15149	174	19	capital	capital	NOUN
ajfa-15149	174	20	and	and	CCONJ
ajfa-15149	174	21	size	size	NOUN
ajfa-15149	174	22	.	.	PUNCT
ajfa-15149	175	1	this	this	DET
ajfa-15149	175	2	restriction	restriction	NOUN
ajfa-15149	175	3	reduced	reduce	VERB
ajfa-15149	175	4	our	our	PRON
ajfa-15149	175	5	samples	sample	NOUN
ajfa-15149	175	6	’	'	PUNCT
ajfa-15149	175	7	size	size	NOUN
ajfa-15149	175	8	asian	asian	ADJ
ajfa-15149	175	9	journal	journal	NOUN
ajfa-15149	175	10	of	of	ADP
ajfa-15149	175	11	finance	finance	PROPN
ajfa-15149	175	12	&	&	CCONJ
ajfa-15149	175	13	accounting	accounting	PROPN
ajfa-15149	175	14	issn	issn	PROPN
ajfa-15149	175	15	1946	1946	NUM
ajfa-15149	175	16	-	-	PUNCT
ajfa-15149	175	17	052x	052x	PROPN
ajfa-15149	175	18	2019	2019	NUM
ajfa-15149	175	19	,	,	PUNCT
ajfa-15149	175	20	vol	vol	NOUN
ajfa-15149	175	21	.	.	PROPN
ajfa-15149	175	22	11	11	NUM
ajfa-15149	175	23	,	,	PUNCT
ajfa-15149	175	24	no	no	INTJ
ajfa-15149	175	25	.	.	NOUN
ajfa-15149	175	26	2	2	NUM
ajfa-15149	175	27	ajfa.macrothink.org/	ajfa.macrothink.org/	NOUN
ajfa-15149	175	28	10	10	NUM
ajfa-15149	175	29	to	to	PART
ajfa-15149	175	30	63	63	NUM
ajfa-15149	175	31	banks	bank	NOUN
ajfa-15149	175	32	each	each	PRON
ajfa-15149	175	33	.	.	PUNCT
ajfa-15149	176	1	finally	finally	ADV
ajfa-15149	176	2	,	,	PUNCT
ajfa-15149	176	3	after	after	ADP
ajfa-15149	176	4	several	several	ADJ
ajfa-15149	176	5	eliminations	elimination	NOUN
ajfa-15149	176	6	and	and	CCONJ
ajfa-15149	176	7	deletion	deletion	NOUN
ajfa-15149	176	8	steps	step	NOUN
ajfa-15149	176	9	,	,	PUNCT
ajfa-15149	176	10	we	we	PRON
ajfa-15149	176	11	obtained	obtain	VERB
ajfa-15149	176	12	two	two	NUM
ajfa-15149	176	13	pairs	pair	NOUN
ajfa-15149	176	14	of	of	ADP
ajfa-15149	176	15	equal	equal	ADJ
ajfa-15149	176	16	samples	sample	NOUN
ajfa-15149	176	17	(	(	PUNCT
ajfa-15149	176	18	n1=	n1=	PROPN
ajfa-15149	176	19	n2	n2	NOUN
ajfa-15149	176	20	)	)	PUNCT
ajfa-15149	176	21	.	.	PUNCT
ajfa-15149	177	1	3.1.2	3.1.2	X
ajfa-15149	177	2	.	.	PUNCT
ajfa-15149	177	3	data	datum	NOUN
ajfa-15149	177	4	collection	collection	NOUN
ajfa-15149	177	5	the	the	DET
ajfa-15149	177	6	data	datum	NOUN
ajfa-15149	177	7	was	be	AUX
ajfa-15149	177	8	collected	collect	VERB
ajfa-15149	177	9	from	from	ADP
ajfa-15149	177	10	the	the	DET
ajfa-15149	177	11	datastream	datastream	ADJ
ajfa-15149	177	12	database	database	NOUN
ajfa-15149	177	13	.	.	PUNCT
ajfa-15149	178	1	to	to	PART
ajfa-15149	178	2	better	well	ADV
ajfa-15149	178	3	understand	understand	VERB
ajfa-15149	178	4	the	the	DET
ajfa-15149	178	5	dissimilarities	dissimilarity	NOUN
ajfa-15149	178	6	between	between	ADP
ajfa-15149	178	7	the	the	DET
ajfa-15149	178	8	two	two	NUM
ajfa-15149	178	9	groups	group	NOUN
ajfa-15149	178	10	of	of	ADP
ajfa-15149	178	11	banks	bank	NOUN
ajfa-15149	178	12	and	and	CCONJ
ajfa-15149	178	13	to	to	PART
ajfa-15149	178	14	improve	improve	VERB
ajfa-15149	178	15	the	the	DET
ajfa-15149	178	16	clarity	clarity	NOUN
ajfa-15149	178	17	of	of	ADP
ajfa-15149	178	18	the	the	DET
ajfa-15149	178	19	results	result	NOUN
ajfa-15149	178	20	,	,	PUNCT
ajfa-15149	178	21	the	the	DET
ajfa-15149	178	22	choice	choice	NOUN
ajfa-15149	178	23	of	of	ADP
ajfa-15149	178	24	the	the	DET
ajfa-15149	178	25	observations	observation	NOUN
ajfa-15149	178	26	relates	relate	VERB
ajfa-15149	178	27	essentially	essentially	ADV
ajfa-15149	178	28	to	to	ADP
ajfa-15149	178	29	individual	individual	ADJ
ajfa-15149	178	30	data	datum	NOUN
ajfa-15149	178	31	,	,	PUNCT
ajfa-15149	178	32	even	even	ADV
ajfa-15149	178	33	if	if	SCONJ
ajfa-15149	178	34	the	the	DET
ajfa-15149	178	35	bank	bank	NOUN
ajfa-15149	178	36	belongs	belong	VERB
ajfa-15149	178	37	to	to	ADP
ajfa-15149	178	38	a	a	DET
ajfa-15149	178	39	group	group	NOUN
ajfa-15149	178	40	of	of	ADP
ajfa-15149	178	41	banks	bank	NOUN
ajfa-15149	178	42	.	.	PUNCT
ajfa-15149	179	1	nevertheless	nevertheless	ADV
ajfa-15149	179	2	,	,	PUNCT
ajfa-15149	179	3	the	the	DET
ajfa-15149	179	4	accuracy	accuracy	NOUN
ajfa-15149	179	5	of	of	ADP
ajfa-15149	179	6	the	the	DET
ajfa-15149	179	7	results	result	NOUN
ajfa-15149	179	8	required	require	VERB
ajfa-15149	179	9	following	follow	VERB
ajfa-15149	179	10	a	a	DET
ajfa-15149	179	11	data	data	NOUN
ajfa-15149	179	12	filtering	filter	VERB
ajfa-15149	179	13	procedure	procedure	NOUN
ajfa-15149	179	14	so	so	SCONJ
ajfa-15149	179	15	that	that	SCONJ
ajfa-15149	179	16	observations	observation	NOUN
ajfa-15149	179	17	containing	contain	VERB
ajfa-15149	179	18	some	some	DET
ajfa-15149	179	19	missing	missing	ADJ
ajfa-15149	179	20	data	datum	NOUN
ajfa-15149	179	21	were	be	AUX
ajfa-15149	179	22	eliminated	eliminate	VERB
ajfa-15149	179	23	.	.	PUNCT
ajfa-15149	180	1	for	for	ADP
ajfa-15149	180	2	this	this	DET
ajfa-15149	180	3	reason	reason	NOUN
ajfa-15149	180	4	,	,	PUNCT
ajfa-15149	180	5	we	we	PRON
ajfa-15149	180	6	have	have	AUX
ajfa-15149	180	7	been	be	AUX
ajfa-15149	180	8	careful	careful	ADJ
ajfa-15149	180	9	to	to	PART
ajfa-15149	180	10	remove	remove	VERB
ajfa-15149	180	11	financial	financial	ADJ
ajfa-15149	180	12	institutions	institution	NOUN
ajfa-15149	180	13	that	that	PRON
ajfa-15149	180	14	do	do	AUX
ajfa-15149	180	15	not	not	PART
ajfa-15149	180	16	qualify	qualify	VERB
ajfa-15149	180	17	as	as	ADP
ajfa-15149	180	18	banks	bank	NOUN
ajfa-15149	180	19	.	.	PUNCT
ajfa-15149	181	1	furthermore	furthermore	ADV
ajfa-15149	181	2	,	,	PUNCT
ajfa-15149	181	3	we	we	PRON
ajfa-15149	181	4	have	have	AUX
ajfa-15149	181	5	also	also	ADV
ajfa-15149	181	6	excepted	except	VERB
ajfa-15149	181	7	the	the	DET
ajfa-15149	181	8	banks	bank	NOUN
ajfa-15149	181	9	belonging	belong	VERB
ajfa-15149	181	10	to	to	ADP
ajfa-15149	181	11	the	the	DET
ajfa-15149	181	12	same	same	ADJ
ajfa-15149	181	13	sample	sample	NOUN
ajfa-15149	181	14	whose	whose	DET
ajfa-15149	181	15	types	type	NOUN
ajfa-15149	181	16	are	be	AUX
ajfa-15149	181	17	heterogeneous	heterogeneous	ADJ
ajfa-15149	181	18	in	in	ADP
ajfa-15149	181	19	order	order	NOUN
ajfa-15149	181	20	to	to	PART
ajfa-15149	181	21	obtain	obtain	VERB
ajfa-15149	181	22	a	a	DET
ajfa-15149	181	23	sample	sample	NOUN
ajfa-15149	181	24	of	of	ADP
ajfa-15149	181	25	cbs	cbs	PROPN
ajfa-15149	181	26	which	which	PRON
ajfa-15149	181	27	is	be	AUX
ajfa-15149	181	28	almost	almost	ADV
ajfa-15149	181	29	similar	similar	ADJ
ajfa-15149	181	30	to	to	ADP
ajfa-15149	181	31	its	its	PRON
ajfa-15149	181	32	islamic	islamic	ADJ
ajfa-15149	181	33	counterpart	counterpart	NOUN
ajfa-15149	181	34	and	and	CCONJ
ajfa-15149	181	35	vice	vice	ADV
ajfa-15149	181	36	versa	versa	ADV
ajfa-15149	181	37	.	.	PUNCT
ajfa-15149	182	1	similarity	similarity	NOUN
ajfa-15149	182	2	includes	include	VERB
ajfa-15149	182	3	also	also	ADV
ajfa-15149	182	4	equality	equality	NOUN
ajfa-15149	182	5	between	between	ADP
ajfa-15149	182	6	cbs	cbs	PROPN
ajfa-15149	182	7	and	and	CCONJ
ajfa-15149	182	8	ibs	ibs	PROPN
ajfa-15149	182	9	samples	sample	NOUN
ajfa-15149	182	10	’	'	PUNCT
ajfa-15149	182	11	size	size	NOUN
ajfa-15149	182	12	.	.	PUNCT
ajfa-15149	183	1	moreover	moreover	ADV
ajfa-15149	183	2	,	,	PUNCT
ajfa-15149	183	3	the	the	DET
ajfa-15149	183	4	number	number	NOUN
ajfa-15149	183	5	of	of	ADP
ajfa-15149	183	6	ibs	ibs	PROPN
ajfa-15149	183	7	chose	choose	VERB
ajfa-15149	183	8	from	from	ADP
ajfa-15149	183	9	each	each	DET
ajfa-15149	183	10	country	country	NOUN
ajfa-15149	183	11	is	be	AUX
ajfa-15149	183	12	equal	equal	ADJ
ajfa-15149	183	13	to	to	ADP
ajfa-15149	183	14	the	the	DET
ajfa-15149	183	15	number	number	NOUN
ajfa-15149	183	16	of	of	ADP
ajfa-15149	183	17	cbs	cbs	PROPN
ajfa-15149	183	18	in	in	ADP
ajfa-15149	183	19	the	the	DET
ajfa-15149	183	20	same	same	ADJ
ajfa-15149	183	21	country	country	NOUN
ajfa-15149	183	22	.	.	PUNCT
ajfa-15149	184	1	while	while	SCONJ
ajfa-15149	184	2	,	,	PUNCT
ajfa-15149	184	3	as	as	SCONJ
ajfa-15149	184	4	revealed	reveal	VERB
ajfa-15149	184	5	in	in	ADP
ajfa-15149	184	6	table	table	NOUN
ajfa-15149	184	7	2	2	NUM
ajfa-15149	184	8	,	,	PUNCT
ajfa-15149	184	9	the	the	DET
ajfa-15149	184	10	affinity	affinity	NOUN
ajfa-15149	184	11	means	mean	VERB
ajfa-15149	184	12	that	that	SCONJ
ajfa-15149	184	13	in	in	ADP
ajfa-15149	184	14	each	each	DET
ajfa-15149	184	15	country	country	NOUN
ajfa-15149	184	16	,	,	PUNCT
ajfa-15149	184	17	the	the	DET
ajfa-15149	184	18	conventional	conventional	ADJ
ajfa-15149	184	19	or	or	CCONJ
ajfa-15149	184	20	the	the	DET
ajfa-15149	184	21	islamic	islamic	PROPN
ajfa-15149	184	22	bank	bank	PROPN
ajfa-15149	184	23	(	(	PUNCT
ajfa-15149	184	24	cob1	cob1	NOUN
ajfa-15149	184	25	,	,	PUNCT
ajfa-15149	184	26	inb2	inb2	PROPN
ajfa-15149	184	27	or	or	CCONJ
ajfa-15149	184	28	unb3	unb3	PROPN
ajfa-15149	184	29	)	)	PUNCT
ajfa-15149	184	30	of	of	ADP
ajfa-15149	184	31	the	the	DET
ajfa-15149	184	32	first	first	ADJ
ajfa-15149	184	33	sample	sample	NOUN
ajfa-15149	184	34	must	must	AUX
ajfa-15149	184	35	have	have	VERB
ajfa-15149	184	36	its	its	PRON
ajfa-15149	184	37	counterpart	counterpart	NOUN
ajfa-15149	184	38	of	of	ADP
ajfa-15149	184	39	the	the	DET
ajfa-15149	184	40	second	second	ADJ
ajfa-15149	184	41	sample	sample	NOUN
ajfa-15149	184	42	located	locate	VERB
ajfa-15149	184	43	at	at	ADP
ajfa-15149	184	44	the	the	DET
ajfa-15149	184	45	same	same	ADJ
ajfa-15149	184	46	country	country	NOUN
ajfa-15149	184	47	with	with	ADP
ajfa-15149	184	48	a	a	DET
ajfa-15149	184	49	probability	probability	NOUN
ajfa-15149	184	50	of	of	ADP
ajfa-15149	184	51	94.7%~(95	94.7%~(95	NOUN
ajfa-15149	184	52	%	%	NOUN
ajfa-15149	184	53	)	)	PUNCT
ajfa-15149	184	54	.	.	PUNCT
ajfa-15149	185	1	after	after	ADP
ajfa-15149	185	2	filtering	filter	VERB
ajfa-15149	185	3	,	,	PUNCT
ajfa-15149	185	4	each	each	DET
ajfa-15149	185	5	sample	sample	NOUN
ajfa-15149	185	6	has	have	VERB
ajfa-15149	185	7	a	a	DET
ajfa-15149	185	8	total	total	NOUN
ajfa-15149	185	9	of	of	ADP
ajfa-15149	185	10	63	63	NUM
ajfa-15149	185	11	banks	bank	NOUN
ajfa-15149	185	12	and	and	CCONJ
ajfa-15149	185	13	567	567	NUM
ajfa-15149	185	14	observations	observation	NOUN
ajfa-15149	185	15	collected	collect	VERB
ajfa-15149	185	16	during	during	ADP
ajfa-15149	185	17	the	the	DET
ajfa-15149	185	18	period	period	NOUN
ajfa-15149	185	19	(	(	PUNCT
ajfa-15149	185	20	2010	2010	NUM
ajfa-15149	185	21	-	-	SYM
ajfa-15149	185	22	2018	2018	NUM
ajfa-15149	185	23	)	)	PUNCT
ajfa-15149	185	24	.	.	PUNCT
ajfa-15149	186	1	the	the	DET
ajfa-15149	186	2	following	follow	VERB
ajfa-15149	186	3	table	table	NOUN
ajfa-15149	186	4	summarizes	summarize	NOUN
ajfa-15149	186	5	of	of	ADP
ajfa-15149	186	6	the	the	DET
ajfa-15149	186	7	process	process	NOUN
ajfa-15149	186	8	followed	follow	VERB
ajfa-15149	186	9	,	,	PUNCT
ajfa-15149	186	10	as	as	ADV
ajfa-15149	186	11	well	well	ADV
ajfa-15149	186	12	as	as	ADP
ajfa-15149	186	13	the	the	DET
ajfa-15149	186	14	different	different	ADJ
ajfa-15149	186	15	stages	stage	NOUN
ajfa-15149	186	16	of	of	ADP
ajfa-15149	186	17	the	the	DET
ajfa-15149	186	18	observation	observation	NOUN
ajfa-15149	186	19	selection	selection	NOUN
ajfa-15149	186	20	process	process	NOUN
ajfa-15149	186	21	.	.	PUNCT
ajfa-15149	187	1	table	table	NOUN
ajfa-15149	187	2	2	2	NUM
ajfa-15149	187	3	.	.	PUNCT
ajfa-15149	188	1	samples	sample	NOUN
ajfa-15149	188	2	filtering	filtering	NOUN
ajfa-15149	188	3	process	process	NOUN
ajfa-15149	188	4	of	of	ADP
ajfa-15149	188	5	classical	classical	ADJ
ajfa-15149	188	6	and	and	CCONJ
ajfa-15149	188	7	islamic	islamic	ADJ
ajfa-15149	188	8	banks	bank	NOUN
ajfa-15149	188	9	.	.	PUNCT
ajfa-15149	189	1	gait	gait	ADJ
ajfa-15149	189	2	number	number	NOUN
ajfa-15149	189	3	of	of	ADP
ajfa-15149	189	4	cbs	cbs	PROPN
ajfa-15149	189	5	number	number	NOUN
ajfa-15149	189	6	of	of	ADP
ajfa-15149	189	7	ibs	ibs	PROPN
ajfa-15149	189	8	populations	population	NOUN
ajfa-15149	189	9	of	of	ADP
ajfa-15149	189	10	initial	initial	ADJ
ajfa-15149	189	11	financial	financial	ADJ
ajfa-15149	189	12	institutions	institution	NOUN
ajfa-15149	189	13	1788	1788	NUM
ajfa-15149	189	14	467	467	NUM
ajfa-15149	189	15	exclusion	exclusion	NOUN
ajfa-15149	189	16	of	of	ADP
ajfa-15149	189	17	non	non	ADJ
ajfa-15149	189	18	-	-	ADJ
ajfa-15149	189	19	bank	bank	ADJ
ajfa-15149	189	20	financial	financial	ADJ
ajfa-15149	189	21	institutions	institution	NOUN
ajfa-15149	189	22	and	and	CCONJ
ajfa-15149	189	23	banks	bank	NOUN
ajfa-15149	189	24	whose	whose	DET
ajfa-15149	189	25	data	datum	NOUN
ajfa-15149	189	26	are	be	AUX
ajfa-15149	189	27	not	not	PART
ajfa-15149	189	28	published	publish	VERB
ajfa-15149	189	29	,	,	PUNCT
ajfa-15149	189	30	available	available	ADJ
ajfa-15149	189	31	or	or	CCONJ
ajfa-15149	189	32	have	have	AUX
ajfa-15149	189	33	missing	miss	VERB
ajfa-15149	189	34	data	datum	NOUN
ajfa-15149	189	35	as	as	ADV
ajfa-15149	189	36	well	well	ADV
ajfa-15149	189	37	as	as	ADP
ajfa-15149	189	38	nonconventional	nonconventional	ADJ
ajfa-15149	189	39	or	or	CCONJ
ajfa-15149	189	40	islamic	islamic	ADJ
ajfa-15149	189	41	banks	bank	NOUN
ajfa-15149	189	42	.	.	PUNCT
ajfa-15149	190	1	1451	1451	NUM
ajfa-15149	190	2	236	236	NUM
ajfa-15149	190	3	exclusion	exclusion	NOUN
ajfa-15149	190	4	of	of	ADP
ajfa-15149	190	5	additional	additional	ADJ
ajfa-15149	190	6	banks	bank	NOUN
ajfa-15149	190	7	at	at	ADP
ajfa-15149	190	8	the	the	DET
ajfa-15149	190	9	limit	limit	NOUN
ajfa-15149	190	10	of	of	ADP
ajfa-15149	190	11	choice	choice	NOUN
ajfa-15149	190	12	of	of	ADP
ajfa-15149	190	13	similar	similar	ADJ
ajfa-15149	190	14	banks	bank	NOUN
ajfa-15149	190	15	and	and	CCONJ
ajfa-15149	190	16	converge	converge	VERB
ajfa-15149	190	17	.	.	PUNCT
ajfa-15149	191	1	274	274	NUM
ajfa-15149	191	2	168	168	NUM
ajfa-15149	191	3	final	final	ADJ
ajfa-15149	191	4	sample	sample	NOUN
ajfa-15149	191	5	63	63	NUM
ajfa-15149	191	6	63	63	NUM
ajfa-15149	191	7	bank	bank	NOUN
ajfa-15149	191	8	type	type	NOUN
ajfa-15149	191	9	cob	cob	PROPN
ajfa-15149	191	10	inb	inb	PROPN
ajfa-15149	191	11	unb	unb	PROPN
ajfa-15149	191	12	cob	cob	PROPN
ajfa-15149	191	13	inb	inb	PROPN
ajfa-15149	191	14	unb	unb	PROPN
ajfa-15149	191	15	number	number	NOUN
ajfa-15149	191	16	of	of	ADP
ajfa-15149	191	17	banks	bank	NOUN
ajfa-15149	191	18	41	41	NUM
ajfa-15149	191	19	15	15	NUM
ajfa-15149	191	20	7	7	NUM
ajfa-15149	191	21	36	36	NUM
ajfa-15149	191	22	19	19	NUM
ajfa-15149	191	23	8	8	NUM
ajfa-15149	191	24	proportion	proportion	NOUN
ajfa-15149	191	25	of	of	ADP
ajfa-15149	191	26	total	total	ADJ
ajfa-15149	191	27	sample	sample	NOUN
ajfa-15149	191	28	65.08	65.08	NUM
ajfa-15149	191	29	%	%	NOUN
ajfa-15149	191	30	23.81	23.81	NUM
ajfa-15149	191	31	%	%	NOUN
ajfa-15149	191	32	11.11	11.11	NUM
ajfa-15149	191	33	%	%	NOUN
ajfa-15149	191	34	57.14	57.14	NUM
ajfa-15149	191	35	%	%	NOUN
ajfa-15149	191	36	30.16	30.16	NUM
ajfa-15149	191	37	%	%	NOUN
ajfa-15149	191	38	12.70	12.70	NUM
ajfa-15149	191	39	%	%	NOUN
ajfa-15149	191	40	similarity	similarity	NOUN
ajfa-15149	191	41	rate	rate	NOUN
ajfa-15149	191	42	92.06	92.06	NUM
ajfa-15149	191	43	%	%	NOUN
ajfa-15149	191	44	93.65	93.65	NUM
ajfa-15149	191	45	%	%	NOUN
ajfa-15149	191	46	98.41	98.41	NUM
ajfa-15149	191	47	%	%	NOUN
ajfa-15149	191	48	92.06	92.06	NUM
ajfa-15149	191	49	%	%	NOUN
ajfa-15149	191	50	93.65	93.65	NUM
ajfa-15149	191	51	%	%	NOUN
ajfa-15149	191	52	98.41	98.41	NUM
ajfa-15149	191	53	%	%	NOUN
ajfa-15149	191	54	difference	difference	NOUN
ajfa-15149	191	55	rate	rate	NOUN
ajfa-15149	191	56	7.94	7.94	NUM
ajfa-15149	191	57	%	%	NOUN
ajfa-15149	191	58	6.35	6.35	NUM
ajfa-15149	191	59	%	%	NOUN
ajfa-15149	191	60	1.59	1.59	NUM
ajfa-15149	191	61	%	%	NOUN
ajfa-15149	191	62	7.94	7.94	NUM
ajfa-15149	191	63	%	%	NOUN
ajfa-15149	191	64	6.35	6.35	NUM
ajfa-15149	191	65	%	%	NOUN
ajfa-15149	191	66	1.59	1.59	NUM
ajfa-15149	191	67	%	%	NOUN
ajfa-15149	191	68	3.2	3.2	NUM
ajfa-15149	191	69	.	.	PUNCT
ajfa-15149	192	1	measurement	measurement	NOUN
ajfa-15149	192	2	of	of	ADP
ajfa-15149	192	3	the	the	DET
ajfa-15149	192	4	variables	variable	NOUN
ajfa-15149	192	5	to	to	PART
ajfa-15149	192	6	be	be	AUX
ajfa-15149	192	7	compared	compare	VERB
ajfa-15149	192	8	since	since	SCONJ
ajfa-15149	192	9	the	the	DET
ajfa-15149	192	10	findings	finding	NOUN
ajfa-15149	192	11	in	in	ADP
ajfa-15149	192	12	the	the	DET
ajfa-15149	192	13	literature	literature	NOUN
ajfa-15149	192	14	are	be	AUX
ajfa-15149	192	15	inconclusive	inconclusive	ADJ
ajfa-15149	192	16	due	due	ADP
ajfa-15149	192	17	to	to	ADP
ajfa-15149	192	18	the	the	DET
ajfa-15149	192	19	heavy	heavy	ADJ
ajfa-15149	192	20	use	use	NOUN
ajfa-15149	192	21	of	of	ADP
ajfa-15149	192	22	financial	financial	ADJ
ajfa-15149	192	23	ratios	ratio	NOUN
ajfa-15149	192	24	,	,	PUNCT
ajfa-15149	192	25	we	we	PRON
ajfa-15149	192	26	1	1	NUM
ajfa-15149	192	27	cob	cob	NOUN
ajfa-15149	192	28	:	:	PUNCT
ajfa-15149	192	29	commercial	commercial	ADJ
ajfa-15149	192	30	type	type	NOUN
ajfa-15149	192	31	2	2	NUM
ajfa-15149	192	32	inb	inb	NOUN
ajfa-15149	192	33	:	:	PUNCT
ajfa-15149	192	34	investment	investment	NOUN
ajfa-15149	192	35	type	type	NOUN
ajfa-15149	192	36	3	3	NUM
ajfa-15149	192	37	unb	unb	NOUN
ajfa-15149	192	38	:	:	PUNCT
ajfa-15149	192	39	universal	universal	ADJ
ajfa-15149	192	40	type	type	NOUN
ajfa-15149	192	41	asian	asian	ADJ
ajfa-15149	192	42	journal	journal	NOUN
ajfa-15149	192	43	of	of	ADP
ajfa-15149	192	44	finance	finance	PROPN
ajfa-15149	192	45	&	&	CCONJ
ajfa-15149	192	46	accounting	accounting	PROPN
ajfa-15149	192	47	issn	issn	PROPN
ajfa-15149	192	48	1946	1946	NUM
ajfa-15149	192	49	-	-	PUNCT
ajfa-15149	192	50	052x	052x	PROPN
ajfa-15149	192	51	2019	2019	NUM
ajfa-15149	192	52	,	,	PUNCT
ajfa-15149	192	53	vol	vol	NOUN
ajfa-15149	192	54	.	.	PROPN
ajfa-15149	192	55	11	11	NUM
ajfa-15149	192	56	,	,	PUNCT
ajfa-15149	192	57	no	no	INTJ
ajfa-15149	192	58	.	.	NOUN
ajfa-15149	192	59	2	2	NUM
ajfa-15149	192	60	ajfa.macrothink.org/	ajfa.macrothink.org/	NOUN
ajfa-15149	192	61	11	11	NUM
ajfa-15149	192	62	symbolized	symbolize	VERB
ajfa-15149	192	63	the	the	DET
ajfa-15149	192	64	solvency	solvency	NOUN
ajfa-15149	192	65	by	by	ADP
ajfa-15149	192	66	a	a	DET
ajfa-15149	192	67	single	single	ADJ
ajfa-15149	192	68	ratio	ratio	NOUN
ajfa-15149	192	69	.	.	PUNCT
ajfa-15149	193	1	our	our	PRON
ajfa-15149	193	2	ratios	ratio	NOUN
ajfa-15149	193	3	choice	choice	NOUN
ajfa-15149	193	4	is	be	AUX
ajfa-15149	193	5	justified	justify	VERB
ajfa-15149	193	6	by	by	ADP
ajfa-15149	193	7	two	two	NUM
ajfa-15149	193	8	main	main	ADJ
ajfa-15149	193	9	reasons	reason	NOUN
ajfa-15149	193	10	.	.	PUNCT
ajfa-15149	194	1	on	on	ADP
ajfa-15149	194	2	the	the	DET
ajfa-15149	194	3	one	one	NUM
ajfa-15149	194	4	hand	hand	NOUN
ajfa-15149	194	5	,	,	PUNCT
ajfa-15149	194	6	in	in	ADP
ajfa-15149	194	7	practice	practice	NOUN
ajfa-15149	194	8	,	,	PUNCT
ajfa-15149	194	9	a	a	DET
ajfa-15149	194	10	deep	deep	ADJ
ajfa-15149	194	11	contention	contention	NOUN
ajfa-15149	194	12	arises	arise	VERB
ajfa-15149	194	13	.	.	PUNCT
ajfa-15149	195	1	the	the	DET
ajfa-15149	195	2	large	large	ADJ
ajfa-15149	195	3	cbs	cbs	PROPN
ajfa-15149	195	4	listed	list	VERB
ajfa-15149	195	5	adopt	adopt	VERB
ajfa-15149	195	6	accounting	accounting	NOUN
ajfa-15149	195	7	rules	rule	NOUN
ajfa-15149	195	8	established	establish	VERB
ajfa-15149	195	9	by	by	ADP
ajfa-15149	195	10	international	international	ADJ
ajfa-15149	195	11	standard	standard	ADJ
ajfa-15149	195	12	setters	setter	NOUN
ajfa-15149	195	13	(	(	PUNCT
ajfa-15149	195	14	iasb)4	iasb)4	NOUN
ajfa-15149	195	15	and	and	CCONJ
ajfa-15149	195	16	(	(	PUNCT
ajfa-15149	195	17	fasb)5	fasb)5	X
ajfa-15149	195	18	.	.	PUNCT
ajfa-15149	196	1	the	the	DET
ajfa-15149	196	2	prohibition	prohibition	NOUN
ajfa-15149	196	3	of	of	ADP
ajfa-15149	196	4	using	use	VERB
ajfa-15149	196	5	of	of	ADP
ajfa-15149	196	6	interests	interest	NOUN
ajfa-15149	196	7	means	mean	VERB
ajfa-15149	196	8	that	that	SCONJ
ajfa-15149	196	9	some	some	DET
ajfa-15149	196	10	conventional	conventional	ADJ
ajfa-15149	196	11	accounting	accounting	NOUN
ajfa-15149	196	12	practices	practice	NOUN
ajfa-15149	196	13	may	may	AUX
ajfa-15149	196	14	not	not	PART
ajfa-15149	196	15	be	be	AUX
ajfa-15149	196	16	applicable	applicable	ADJ
ajfa-15149	196	17	in	in	ADP
ajfa-15149	196	18	islamic	islamic	ADJ
ajfa-15149	196	19	financial	financial	ADJ
ajfa-15149	196	20	institutions	institution	NOUN
ajfa-15149	196	21	.	.	PUNCT
ajfa-15149	197	1	therefore	therefore	ADV
ajfa-15149	197	2	,	,	PUNCT
ajfa-15149	197	3	not	not	PART
ajfa-15149	197	4	all	all	DET
ajfa-15149	197	5	measures	measure	NOUN
ajfa-15149	197	6	are	be	AUX
ajfa-15149	197	7	valid	valid	ADJ
ajfa-15149	197	8	for	for	ADP
ajfa-15149	197	9	performing	perform	VERB
ajfa-15149	197	10	a	a	DET
ajfa-15149	197	11	comparative	comparative	ADJ
ajfa-15149	197	12	study	study	NOUN
ajfa-15149	197	13	between	between	ADP
ajfa-15149	197	14	banking	banking	NOUN
ajfa-15149	197	15	systems	system	NOUN
ajfa-15149	197	16	.	.	PUNCT
ajfa-15149	198	1	in	in	ADP
ajfa-15149	198	2	this	this	DET
ajfa-15149	198	3	case	case	NOUN
ajfa-15149	198	4	,	,	PUNCT
ajfa-15149	198	5	the	the	DET
ajfa-15149	198	6	choice	choice	NOUN
ajfa-15149	198	7	of	of	ADP
ajfa-15149	198	8	a	a	DET
ajfa-15149	198	9	single	single	ADJ
ajfa-15149	198	10	ratio	ratio	NOUN
ajfa-15149	198	11	to	to	PART
ajfa-15149	198	12	assess	assess	VERB
ajfa-15149	198	13	the	the	DET
ajfa-15149	198	14	solvency	solvency	NOUN
ajfa-15149	198	15	situation	situation	NOUN
ajfa-15149	198	16	provides	provide	VERB
ajfa-15149	198	17	conclusive	conclusive	ADJ
ajfa-15149	198	18	results	result	NOUN
ajfa-15149	198	19	that	that	PRON
ajfa-15149	198	20	better	well	ADV
ajfa-15149	198	21	reflect	reflect	VERB
ajfa-15149	198	22	the	the	DET
ajfa-15149	198	23	bank	bank	NOUN
ajfa-15149	198	24	's	's	PART
ajfa-15149	198	25	reality	reality	NOUN
ajfa-15149	198	26	,	,	PUNCT
ajfa-15149	198	27	whatever	whatever	PRON
ajfa-15149	198	28	its	its	PRON
ajfa-15149	198	29	type	type	NOUN
ajfa-15149	198	30	.	.	PUNCT
ajfa-15149	199	1	on	on	ADP
ajfa-15149	199	2	the	the	DET
ajfa-15149	199	3	other	other	ADJ
ajfa-15149	199	4	hand	hand	NOUN
ajfa-15149	199	5	,	,	PUNCT
ajfa-15149	199	6	the	the	DET
ajfa-15149	199	7	two	two	NUM
ajfa-15149	199	8	models	model	NOUN
ajfa-15149	199	9	differ	differ	VERB
ajfa-15149	199	10	in	in	ADP
ajfa-15149	199	11	terms	term	NOUN
ajfa-15149	199	12	of	of	ADP
ajfa-15149	199	13	the	the	DET
ajfa-15149	199	14	asset	asset	NOUN
ajfa-15149	199	15	valuation	valuation	NOUN
ajfa-15149	199	16	method	method	NOUN
ajfa-15149	199	17	,	,	PUNCT
ajfa-15149	199	18	the	the	DET
ajfa-15149	199	19	drafting	drafting	NOUN
ajfa-15149	199	20	of	of	ADP
ajfa-15149	199	21	financing	financing	NOUN
ajfa-15149	199	22	contracts	contract	NOUN
ajfa-15149	199	23	,	,	PUNCT
ajfa-15149	199	24	the	the	DET
ajfa-15149	199	25	recognition	recognition	NOUN
ajfa-15149	199	26	and	and	CCONJ
ajfa-15149	199	27	treatment	treatment	NOUN
ajfa-15149	199	28	of	of	ADP
ajfa-15149	199	29	income	income	NOUN
ajfa-15149	199	30	(	(	PUNCT
ajfa-15149	199	31	ahmed	ahme	VERB
ajfa-15149	199	32	,	,	PUNCT
ajfa-15149	199	33	2002	2002	NUM
ajfa-15149	199	34	;	;	PUNCT
ajfa-15149	199	35	haniffa	haniffa	NOUN
ajfa-15149	199	36	and	and	CCONJ
ajfa-15149	199	37	hudaib	hudaib	PROPN
ajfa-15149	199	38	,	,	PUNCT
ajfa-15149	199	39	2002	2002	NUM
ajfa-15149	199	40	)	)	PUNCT
ajfa-15149	199	41	.	.	PUNCT
ajfa-15149	200	1	therefore	therefore	ADV
ajfa-15149	200	2	,	,	PUNCT
ajfa-15149	200	3	the	the	DET
ajfa-15149	200	4	financial	financial	ADJ
ajfa-15149	200	5	ratios	ratio	NOUN
ajfa-15149	200	6	of	of	ADP
ajfa-15149	200	7	the	the	DET
ajfa-15149	200	8	two	two	NUM
ajfa-15149	200	9	models	model	NOUN
ajfa-15149	200	10	are	be	AUX
ajfa-15149	200	11	not	not	PART
ajfa-15149	200	12	calculated	calculate	VERB
ajfa-15149	200	13	in	in	ADP
ajfa-15149	200	14	the	the	DET
ajfa-15149	200	15	same	same	ADJ
ajfa-15149	200	16	way	way	NOUN
ajfa-15149	200	17	and	and	CCONJ
ajfa-15149	200	18	the	the	DET
ajfa-15149	200	19	informational	informational	ADJ
ajfa-15149	200	20	content	content	NOUN
ajfa-15149	200	21	of	of	ADP
ajfa-15149	200	22	its	its	PRON
ajfa-15149	200	23	measures	measure	NOUN
ajfa-15149	200	24	will	will	AUX
ajfa-15149	200	25	not	not	PART
ajfa-15149	200	26	be	be	AUX
ajfa-15149	200	27	treated	treat	VERB
ajfa-15149	200	28	and	and	CCONJ
ajfa-15149	200	29	interpreted	interpret	VERB
ajfa-15149	200	30	identically	identically	ADV
ajfa-15149	200	31	.	.	PUNCT
ajfa-15149	201	1	to	to	PART
ajfa-15149	201	2	remedy	remedy	VERB
ajfa-15149	201	3	these	these	DET
ajfa-15149	201	4	problems	problem	NOUN
ajfa-15149	201	5	,	,	PUNCT
ajfa-15149	201	6	(	(	PUNCT
ajfa-15149	201	7	a.a.o.i.f.i.)6	a.a.o.i.f.i.)6	NOUN
ajfa-15149	201	8	has	have	AUX
ajfa-15149	201	9	issued	issue	VERB
ajfa-15149	201	10	custom	custom	ADV
ajfa-15149	201	11	-	-	PUNCT
ajfa-15149	201	12	tailored	tailor	VERB
ajfa-15149	201	13	accounting	accounting	NOUN
ajfa-15149	201	14	and	and	CCONJ
ajfa-15149	201	15	auditing	auditing	NOUN
ajfa-15149	201	16	standards	standard	NOUN
ajfa-15149	201	17	in	in	ADP
ajfa-15149	201	18	coordination	coordination	NOUN
ajfa-15149	201	19	with	with	ADP
ajfa-15149	201	20	other	other	ADJ
ajfa-15149	201	21	specific	specific	ADJ
ajfa-15149	201	22	agencies	agency	NOUN
ajfa-15149	201	23	for	for	ADP
ajfa-15149	201	24	use	use	NOUN
ajfa-15149	201	25	by	by	ADP
ajfa-15149	201	26	listed	list	VERB
ajfa-15149	201	27	and	and	CCONJ
ajfa-15149	201	28	unlisted	unlisted	ADJ
ajfa-15149	201	29	ibs	ib	NOUN
ajfa-15149	201	30	.	.	PUNCT
ajfa-15149	202	1	this	this	PRON
ajfa-15149	202	2	does	do	AUX
ajfa-15149	202	3	not	not	PART
ajfa-15149	202	4	mean	mean	VERB
ajfa-15149	202	5	that	that	SCONJ
ajfa-15149	202	6	existing	exist	VERB
ajfa-15149	202	7	conventional	conventional	ADJ
ajfa-15149	202	8	accounting	accounting	NOUN
ajfa-15149	202	9	measures	measure	NOUN
ajfa-15149	202	10	and	and	CCONJ
ajfa-15149	202	11	concepts	concept	NOUN
ajfa-15149	202	12	will	will	AUX
ajfa-15149	202	13	all	all	ADV
ajfa-15149	202	14	be	be	AUX
ajfa-15149	202	15	ignored	ignore	VERB
ajfa-15149	202	16	or	or	CCONJ
ajfa-15149	202	17	adopted	adopt	VERB
ajfa-15149	202	18	.	.	PUNCT
ajfa-15149	203	1	but	but	CCONJ
ajfa-15149	203	2	,	,	PUNCT
ajfa-15149	203	3	concepts	concept	NOUN
ajfa-15149	203	4	inconsistent	inconsistent	ADJ
ajfa-15149	203	5	with	with	ADP
ajfa-15149	203	6	sharia	sharia	PROPN
ajfa-15149	203	7	rules	rule	NOUN
ajfa-15149	203	8	have	have	AUX
ajfa-15149	203	9	been	be	AUX
ajfa-15149	203	10	rejected	reject	VERB
ajfa-15149	203	11	or	or	CCONJ
ajfa-15149	203	12	modified	modify	VERB
ajfa-15149	203	13	,	,	PUNCT
ajfa-15149	203	14	while	while	SCONJ
ajfa-15149	203	15	concepts	concept	NOUN
ajfa-15149	203	16	converging	converge	VERB
ajfa-15149	203	17	with	with	ADP
ajfa-15149	203	18	sharia	sharia	PROPN
ajfa-15149	203	19	principles	principle	NOUN
ajfa-15149	203	20	have	have	AUX
ajfa-15149	203	21	been	be	AUX
ajfa-15149	203	22	incorporated	incorporate	VERB
ajfa-15149	203	23	into	into	ADP
ajfa-15149	203	24	the	the	DET
ajfa-15149	203	25	norms	norm	NOUN
ajfa-15149	203	26	(	(	PUNCT
ajfa-15149	203	27	a.a.o.i.f.i	a.a.o.i.f.i	NOUN
ajfa-15149	203	28	.	.	PUNCT
ajfa-15149	203	29	)	)	PUNCT
ajfa-15149	204	1	(	(	PUNCT
ajfa-15149	204	2	lewis	lewis	PROPN
ajfa-15149	204	3	and	and	CCONJ
ajfa-15149	204	4	algaoud	algaoud	PROPN
ajfa-15149	204	5	,	,	PUNCT
ajfa-15149	204	6	2001	2001	NUM
ajfa-15149	204	7	)	)	PUNCT
ajfa-15149	204	8	.	.	PUNCT
ajfa-15149	205	1	although	although	SCONJ
ajfa-15149	205	2	each	each	DET
ajfa-15149	205	3	country	country	NOUN
ajfa-15149	205	4	has	have	VERB
ajfa-15149	205	5	its	its	PRON
ajfa-15149	205	6	own	own	ADJ
ajfa-15149	205	7	accounting	accounting	NOUN
ajfa-15149	205	8	framework	framework	NOUN
ajfa-15149	205	9	that	that	PRON
ajfa-15149	205	10	is	be	AUX
ajfa-15149	205	11	more	more	ADV
ajfa-15149	205	12	/	/	SYM
ajfa-15149	205	13	less	less	ADV
ajfa-15149	205	14	different	different	ADJ
ajfa-15149	205	15	from	from	ADP
ajfa-15149	205	16	other	other	ADJ
ajfa-15149	205	17	countries	country	NOUN
ajfa-15149	205	18	,	,	PUNCT
ajfa-15149	205	19	this	this	PRON
ajfa-15149	205	20	is	be	AUX
ajfa-15149	205	21	the	the	DET
ajfa-15149	205	22	theoretical	theoretical	ADJ
ajfa-15149	205	23	proof	proof	NOUN
ajfa-15149	205	24	that	that	PRON
ajfa-15149	205	25	avoids	avoid	VERB
ajfa-15149	205	26	the	the	DET
ajfa-15149	205	27	lack	lack	NOUN
ajfa-15149	205	28	of	of	ADP
ajfa-15149	205	29	clarity	clarity	NOUN
ajfa-15149	205	30	related	relate	VERB
ajfa-15149	205	31	to	to	ADP
ajfa-15149	205	32	differences	difference	NOUN
ajfa-15149	205	33	in	in	ADP
ajfa-15149	205	34	the	the	DET
ajfa-15149	205	35	application	application	NOUN
ajfa-15149	205	36	of	of	ADP
ajfa-15149	205	37	accounting	accounting	NOUN
ajfa-15149	205	38	standards	standard	NOUN
ajfa-15149	205	39	.	.	PUNCT
ajfa-15149	206	1	before	before	ADP
ajfa-15149	206	2	the	the	DET
ajfa-15149	206	3	determination	determination	NOUN
ajfa-15149	206	4	of	of	ADP
ajfa-15149	206	5	the	the	DET
ajfa-15149	206	6	financial	financial	ADJ
ajfa-15149	206	7	ratios	ratio	NOUN
ajfa-15149	206	8	,	,	PUNCT
ajfa-15149	206	9	the	the	DET
ajfa-15149	206	10	account	account	NOUN
ajfa-15149	206	11	must	must	AUX
ajfa-15149	206	12	be	be	AUX
ajfa-15149	206	13	taken	take	VERB
ajfa-15149	206	14	of	of	ADP
ajfa-15149	206	15	the	the	DET
ajfa-15149	206	16	constitutional	constitutional	ADJ
ajfa-15149	206	17	and	and	CCONJ
ajfa-15149	206	18	functional	functional	ADJ
ajfa-15149	206	19	differences	difference	NOUN
ajfa-15149	206	20	between	between	ADP
ajfa-15149	206	21	cbs	cbs	PROPN
ajfa-15149	206	22	and	and	CCONJ
ajfa-15149	206	23	ibs	ibs	PROPN
ajfa-15149	206	24	.	.	PUNCT
ajfa-15149	207	1	practically	practically	ADV
ajfa-15149	207	2	,	,	PUNCT
ajfa-15149	207	3	the	the	DET
ajfa-15149	207	4	functions	function	NOUN
ajfa-15149	207	5	of	of	ADP
ajfa-15149	207	6	ibs	ib	NOUN
ajfa-15149	207	7	resemble	resemble	VERB
ajfa-15149	207	8	those	those	PRON
ajfa-15149	207	9	of	of	ADP
ajfa-15149	207	10	cbs	cbs	PROPN
ajfa-15149	207	11	.	.	PUNCT
ajfa-15149	208	1	islamic	islamic	PROPN
ajfa-15149	208	2	scholars	scholar	NOUN
ajfa-15149	208	3	have	have	AUX
ajfa-15149	208	4	compared	compare	VERB
ajfa-15149	208	5	the	the	DET
ajfa-15149	208	6	discrepancies	discrepancy	NOUN
ajfa-15149	208	7	to	to	PART
ajfa-15149	208	8	develop	develop	VERB
ajfa-15149	208	9	similar	similar	ADJ
ajfa-15149	208	10	products	product	NOUN
ajfa-15149	208	11	to	to	ADP
ajfa-15149	208	12	those	those	PRON
ajfa-15149	208	13	of	of	ADP
ajfa-15149	208	14	cbs	cbs	PROPN
ajfa-15149	208	15	,	,	PUNCT
ajfa-15149	208	16	allowing	allow	VERB
ajfa-15149	208	17	them	they	PRON
ajfa-15149	208	18	to	to	PART
ajfa-15149	208	19	replace	replace	VERB
ajfa-15149	208	20	interest	interest	NOUN
ajfa-15149	208	21	rate	rate	NOUN
ajfa-15149	208	22	payments	payment	NOUN
ajfa-15149	208	23	and	and	CCONJ
ajfa-15149	208	24	update	update	NOUN
ajfa-15149	208	25	fees	fee	NOUN
ajfa-15149	208	26	(	(	PUNCT
ajfa-15149	208	27	beck	beck	PROPN
ajfa-15149	208	28	et	et	PROPN
ajfa-15149	208	29	al	al	PROPN
ajfa-15149	208	30	.	.	PROPN
ajfa-15149	208	31	,	,	PUNCT
ajfa-15149	208	32	2013	2013	NUM
ajfa-15149	208	33	;	;	PUNCT
ajfa-15149	208	34	ada	ada	PROPN
ajfa-15149	208	35	and	and	CCONJ
ajfa-15149	208	36	dalkilic	dalkilic	PROPN
ajfa-15149	208	37	,	,	PUNCT
ajfa-15149	208	38	2014	2014	NUM
ajfa-15149	208	39	)	)	PUNCT
ajfa-15149	208	40	.	.	PUNCT
ajfa-15149	209	1	for	for	ADP
ajfa-15149	209	2	example	example	NOUN
ajfa-15149	209	3	,	,	PUNCT
ajfa-15149	209	4	waseem	waseem	PROPN
ajfa-15149	209	5	(	(	PUNCT
ajfa-15149	209	6	2008	2008	NUM
ajfa-15149	209	7	)	)	PUNCT
ajfa-15149	209	8	argued	argue	VERB
ajfa-15149	209	9	that	that	SCONJ
ajfa-15149	209	10	financing	financing	NOUN
ajfa-15149	209	11	costs	cost	NOUN
ajfa-15149	209	12	are	be	AUX
ajfa-15149	209	13	almost	almost	ADV
ajfa-15149	209	14	the	the	DET
ajfa-15149	209	15	same	same	ADJ
ajfa-15149	209	16	in	in	ADP
ajfa-15149	209	17	ibs	ibs	PROPN
ajfa-15149	209	18	and	and	CCONJ
ajfa-15149	209	19	cbs	cbs	PROPN
ajfa-15149	209	20	.	.	PUNCT
ajfa-15149	210	1	his	his	PRON
ajfa-15149	210	2	argument	argument	NOUN
ajfa-15149	210	3	was	be	AUX
ajfa-15149	210	4	that	that	SCONJ
ajfa-15149	210	5	interest	interest	NOUN
ajfa-15149	210	6	rates	rate	NOUN
ajfa-15149	210	7	take	take	VERB
ajfa-15149	210	8	into	into	ADP
ajfa-15149	210	9	account	account	NOUN
ajfa-15149	210	10	administrative	administrative	ADJ
ajfa-15149	210	11	costs	cost	NOUN
ajfa-15149	210	12	,	,	PUNCT
ajfa-15149	210	13	the	the	DET
ajfa-15149	210	14	sharing	sharing	NOUN
ajfa-15149	210	15	of	of	ADP
ajfa-15149	210	16	profits	profit	NOUN
ajfa-15149	210	17	and	and	CCONJ
ajfa-15149	210	18	record	record	VERB
ajfa-15149	210	19	ancillary	ancillary	ADJ
ajfa-15149	210	20	costs	cost	NOUN
ajfa-15149	210	21	.	.	PUNCT
ajfa-15149	211	1	in	in	ADP
ajfa-15149	211	2	particular	particular	ADJ
ajfa-15149	211	3	,	,	PUNCT
ajfa-15149	211	4	(	(	PUNCT
ajfa-15149	211	5	turen	turen	NOUN
ajfa-15149	211	6	,	,	PUNCT
ajfa-15149	211	7	1996	1996	NUM
ajfa-15149	211	8	)	)	PUNCT
ajfa-15149	211	9	has	have	AUX
ajfa-15149	211	10	assimilated	assimilate	VERB
ajfa-15149	211	11	methods	method	NOUN
ajfa-15149	211	12	for	for	ADP
ajfa-15149	211	13	calculating	calculate	VERB
ajfa-15149	211	14	financial	financial	ADJ
ajfa-15149	211	15	ratios	ratio	NOUN
ajfa-15149	211	16	of	of	ADP
ajfa-15149	211	17	the	the	DET
ajfa-15149	211	18	two	two	NUM
ajfa-15149	211	19	types	type	NOUN
ajfa-15149	211	20	of	of	ADP
ajfa-15149	211	21	banks	bank	NOUN
ajfa-15149	211	22	.	.	PUNCT
ajfa-15149	212	1	he	he	PRON
ajfa-15149	212	2	suggested	suggest	VERB
ajfa-15149	212	3	that	that	SCONJ
ajfa-15149	212	4	the	the	DET
ajfa-15149	212	5	ib	ib	NOUN
ajfa-15149	212	6	activity	activity	NOUN
ajfa-15149	212	7	depends	depend	VERB
ajfa-15149	212	8	on	on	ADP
ajfa-15149	212	9	the	the	DET
ajfa-15149	212	10	combined	combine	VERB
ajfa-15149	212	11	effect	effect	NOUN
ajfa-15149	212	12	of	of	ADP
ajfa-15149	212	13	three	three	NUM
ajfa-15149	212	14	laws	law	NOUN
ajfa-15149	212	15	governing	govern	VERB
ajfa-15149	212	16	the	the	DET
ajfa-15149	212	17	degree	degree	NOUN
ajfa-15149	212	18	of	of	ADP
ajfa-15149	212	19	the	the	DET
ajfa-15149	212	20	gap	gap	NOUN
ajfa-15149	212	21	between	between	ADP
ajfa-15149	212	22	the	the	DET
ajfa-15149	212	23	two	two	NUM
ajfa-15149	212	24	banking	banking	NOUN
ajfa-15149	212	25	models	model	NOUN
ajfa-15149	212	26	.	.	PUNCT
ajfa-15149	213	1	first	first	ADV
ajfa-15149	213	2	,	,	PUNCT
ajfa-15149	213	3	the	the	DET
ajfa-15149	213	4	deposits	deposit	NOUN
ajfa-15149	213	5	holders	holder	NOUN
ajfa-15149	213	6	at	at	ADP
ajfa-15149	213	7	the	the	DET
ajfa-15149	213	8	level	level	NOUN
ajfa-15149	213	9	of	of	ADP
ajfa-15149	213	10	cbs	cbs	PROPN
ajfa-15149	213	11	are	be	AUX
ajfa-15149	213	12	replaced	replace	VERB
ajfa-15149	213	13	by	by	ADP
ajfa-15149	213	14	the	the	DET
ajfa-15149	213	15	shareholders	shareholder	NOUN
ajfa-15149	213	16	of	of	ADP
ajfa-15149	213	17	ibs	ibs	PROPN
ajfa-15149	213	18	.	.	PUNCT
ajfa-15149	214	1	second	second	ADJ
ajfa-15149	214	2	,	,	PUNCT
ajfa-15149	214	3	interest	interest	NOUN
ajfa-15149	214	4	paid	pay	VERB
ajfa-15149	214	5	to	to	ADP
ajfa-15149	214	6	depositors	depositor	NOUN
ajfa-15149	214	7	is	be	AUX
ajfa-15149	214	8	converted	convert	VERB
ajfa-15149	214	9	by	by	ADP
ajfa-15149	214	10	shared	share	VERB
ajfa-15149	214	11	profits	profit	NOUN
ajfa-15149	214	12	or	or	CCONJ
ajfa-15149	214	13	losses	loss	NOUN
ajfa-15149	214	14	.	.	PUNCT
ajfa-15149	215	1	third	third	ADJ
ajfa-15149	215	2	,	,	PUNCT
ajfa-15149	215	3	loans	loan	NOUN
ajfa-15149	215	4	to	to	ADP
ajfa-15149	215	5	cbs	cb	NOUN
ajfa-15149	215	6	’	'	PUNCT
ajfa-15149	215	7	customers	customer	NOUN
ajfa-15149	215	8	are	be	AUX
ajfa-15149	215	9	converted	convert	VERB
ajfa-15149	215	10	into	into	ADP
ajfa-15149	215	11	equity	equity	NOUN
ajfa-15149	215	12	investments	investment	NOUN
ajfa-15149	215	13	in	in	ADP
ajfa-15149	215	14	ibs	ibs	PROPN
ajfa-15149	215	15	.	.	PUNCT
ajfa-15149	216	1	compliance	compliance	NOUN
ajfa-15149	216	2	with	with	ADP
ajfa-15149	216	3	these	these	DET
ajfa-15149	216	4	three	three	NUM
ajfa-15149	216	5	principles	principle	NOUN
ajfa-15149	216	6	indicates	indicate	VERB
ajfa-15149	216	7	that	that	SCONJ
ajfa-15149	216	8	most	most	ADJ
ajfa-15149	216	9	financial	financial	ADJ
ajfa-15149	216	10	ratios	ratio	NOUN
ajfa-15149	216	11	in	in	ADP
ajfa-15149	216	12	the	the	DET
ajfa-15149	216	13	two	two	NUM
ajfa-15149	216	14	categories	category	NOUN
ajfa-15149	216	15	of	of	ADP
ajfa-15149	216	16	banks	bank	NOUN
ajfa-15149	216	17	are	be	AUX
ajfa-15149	216	18	defined	define	VERB
ajfa-15149	216	19	in	in	ADP
ajfa-15149	216	20	the	the	DET
ajfa-15149	216	21	same	same	ADJ
ajfa-15149	216	22	way	way	NOUN
ajfa-15149	216	23	.	.	PUNCT
ajfa-15149	217	1	however	however	ADV
ajfa-15149	217	2	,	,	PUNCT
ajfa-15149	217	3	the	the	DET
ajfa-15149	217	4	net	net	ADJ
ajfa-15149	217	5	income	income	NOUN
ajfa-15149	217	6	of	of	ADP
ajfa-15149	217	7	an	an	DET
ajfa-15149	217	8	ib	ib	NOUN
ajfa-15149	217	9	includes	include	VERB
ajfa-15149	217	10	the	the	DET
ajfa-15149	217	11	conventional	conventional	ADJ
ajfa-15149	217	12	net	net	ADJ
ajfa-15149	217	13	income	income	NOUN
ajfa-15149	217	14	before	before	ADP
ajfa-15149	217	15	taxes	taxis	NOUN
ajfa-15149	217	16	,	,	PUNCT
ajfa-15149	217	17	plus	plus	CCONJ
ajfa-15149	217	18	zakat	zakat	X
ajfa-15149	217	19	,	,	PUNCT
ajfa-15149	217	20	which	which	PRON
ajfa-15149	217	21	has	have	AUX
ajfa-15149	217	22	been	be	AUX
ajfa-15149	217	23	supplemented	supplement	VERB
ajfa-15149	217	24	by	by	ADP
ajfa-15149	217	25	the	the	DET
ajfa-15149	217	26	income	income	NOUN
ajfa-15149	217	27	tax	tax	NOUN
ajfa-15149	217	28	.	.	PUNCT
ajfa-15149	218	1	moreover	moreover	ADV
ajfa-15149	218	2	,	,	PUNCT
ajfa-15149	218	3	interest	interest	NOUN
ajfa-15149	218	4	expenses	expense	NOUN
ajfa-15149	218	5	are	be	AUX
ajfa-15149	218	6	replaced	replace	VERB
ajfa-15149	218	7	by	by	ADP
ajfa-15149	218	8	commission	commission	NOUN
ajfa-15149	218	9	income	income	NOUN
ajfa-15149	218	10	and	and	CCONJ
ajfa-15149	218	11	expenses	expense	NOUN
ajfa-15149	218	12	.	.	PUNCT
ajfa-15149	219	1	indeed	indeed	ADV
ajfa-15149	219	2	,	,	PUNCT
ajfa-15149	219	3	the	the	DET
ajfa-15149	219	4	loans	loan	NOUN
ajfa-15149	219	5	and	and	CCONJ
ajfa-15149	219	6	advances	advance	NOUN
ajfa-15149	219	7	granted	grant	VERB
ajfa-15149	219	8	by	by	ADP
ajfa-15149	219	9	the	the	DET
ajfa-15149	219	10	cbs	cbs	PROPN
ajfa-15149	219	11	are	be	AUX
ajfa-15149	219	12	essentially	essentially	ADV
ajfa-15149	219	13	equivalent	equivalent	ADJ
ajfa-15149	219	14	to	to	ADP
ajfa-15149	219	15	the	the	DET
ajfa-15149	219	16	investments	investment	NOUN
ajfa-15149	219	17	according	accord	VERB
ajfa-15149	219	18	to	to	ADP
ajfa-15149	219	19	the	the	DET
ajfa-15149	219	20	technique	technique	NOUN
ajfa-15149	219	21	of	of	ADP
ajfa-15149	219	22	mudaraba	mudaraba	NOUN
ajfa-15149	219	23	,	,	PUNCT
ajfa-15149	219	24	murabaha	murabaha	NOUN
ajfa-15149	219	25	,	,	PUNCT
ajfa-15149	219	26	and	and	CCONJ
ajfa-15149	219	27	moucharaka	moucharaka	ADV
ajfa-15149	219	28	.	.	PUNCT
ajfa-15149	220	1	as	as	ADP
ajfa-15149	220	2	a	a	DET
ajfa-15149	220	3	result	result	NOUN
ajfa-15149	220	4	,	,	PUNCT
ajfa-15149	220	5	all	all	DET
ajfa-15149	220	6	researchers	researcher	NOUN
ajfa-15149	220	7	tend	tend	VERB
ajfa-15149	220	8	to	to	PART
ajfa-15149	220	9	evaluate	evaluate	VERB
ajfa-15149	220	10	the	the	DET
ajfa-15149	220	11	major	major	ADJ
ajfa-15149	220	12	sections	section	NOUN
ajfa-15149	220	13	of	of	ADP
ajfa-15149	220	14	the	the	DET
ajfa-15149	220	15	financial	financial	ADJ
ajfa-15149	220	16	statements	statement	NOUN
ajfa-15149	220	17	of	of	ADP
ajfa-15149	220	18	two	two	NUM
ajfa-15149	220	19	banks	bank	NOUN
ajfa-15149	220	20	’	'	PUNCT
ajfa-15149	220	21	4iasb	4iasb	NUM
ajfa-15149	220	22	:	:	PUNCT
ajfa-15149	220	23	international	international	ADJ
ajfa-15149	220	24	accounting	accounting	NOUN
ajfa-15149	220	25	standards	standard	NOUN
ajfa-15149	220	26	board	board	NOUN
ajfa-15149	220	27	.	.	PUNCT
ajfa-15149	221	1	5fasb	5fasb	NUM
ajfa-15149	221	2	:	:	PUNCT
ajfa-15149	221	3	financial	financial	ADJ
ajfa-15149	221	4	accounting	accounting	NOUN
ajfa-15149	221	5	standards	standards	PROPN
ajfa-15149	221	6	board	board	NOUN
ajfa-15149	221	7	.	.	PUNCT
ajfa-15149	222	1	6a.a.o.i.f.i	6a.a.o.i.f.i	NUM
ajfa-15149	222	2	.	.	PUNCT
ajfa-15149	222	3	:	:	PUNCT
ajfa-15149	223	1	accounting	accounting	NOUN
ajfa-15149	223	2	and	and	CCONJ
ajfa-15149	223	3	auditing	auditing	NOUN
ajfa-15149	223	4	organization	organization	NOUN
ajfa-15149	223	5	for	for	ADP
ajfa-15149	223	6	islamic	islamic	ADJ
ajfa-15149	223	7	financial	financial	ADJ
ajfa-15149	223	8	institutions	institution	NOUN
ajfa-15149	223	9	.	.	PUNCT
ajfa-15149	224	1	asian	asian	ADJ
ajfa-15149	224	2	journal	journal	PROPN
ajfa-15149	224	3	of	of	ADP
ajfa-15149	224	4	finance	finance	PROPN
ajfa-15149	224	5	&	&	CCONJ
ajfa-15149	224	6	accounting	accounting	PROPN
ajfa-15149	224	7	issn	issn	PROPN
ajfa-15149	224	8	1946	1946	NUM
ajfa-15149	224	9	-	-	PUNCT
ajfa-15149	224	10	052x	052x	PROPN
ajfa-15149	224	11	2019	2019	NUM
ajfa-15149	224	12	,	,	PUNCT
ajfa-15149	224	13	vol	vol	NOUN
ajfa-15149	224	14	.	.	PROPN
ajfa-15149	224	15	11	11	NUM
ajfa-15149	224	16	,	,	PUNCT
ajfa-15149	224	17	no	no	INTJ
ajfa-15149	224	18	.	.	NOUN
ajfa-15149	224	19	2	2	NUM
ajfa-15149	224	20	ajfa.macrothink.org/	ajfa.macrothink.org/	NOUN
ajfa-15149	224	21	12	12	NUM
ajfa-15149	224	22	types	type	NOUN
ajfa-15149	224	23	.	.	PUNCT
ajfa-15149	225	1	they	they	PRON
ajfa-15149	225	2	find	find	VERB
ajfa-15149	225	3	that	that	SCONJ
ajfa-15149	225	4	the	the	DET
ajfa-15149	225	5	main	main	ADJ
ajfa-15149	225	6	elements	element	NOUN
ajfa-15149	225	7	are	be	AUX
ajfa-15149	225	8	almost	almost	ADV
ajfa-15149	225	9	similar	similar	ADJ
ajfa-15149	225	10	.	.	PUNCT
ajfa-15149	226	1	to	to	PART
ajfa-15149	226	2	measure	measure	VERB
ajfa-15149	226	3	bank	bank	NOUN
ajfa-15149	226	4	solvency	solvency	NOUN
ajfa-15149	226	5	,	,	PUNCT
ajfa-15149	226	6	we	we	PRON
ajfa-15149	226	7	have	have	AUX
ajfa-15149	226	8	separated	separate	VERB
ajfa-15149	226	9	this	this	DET
ajfa-15149	226	10	notion	notion	NOUN
ajfa-15149	226	11	by	by	ADP
ajfa-15149	226	12	a	a	DET
ajfa-15149	226	13	single	single	ADJ
ajfa-15149	226	14	indicator	indicator	NOUN
ajfa-15149	226	15	.	.	PUNCT
ajfa-15149	227	1	the	the	DET
ajfa-15149	227	2	table	table	NOUN
ajfa-15149	227	3	3	3	NUM
ajfa-15149	227	4	summarizes	summarize	NOUN
ajfa-15149	227	5	all	all	DET
ajfa-15149	227	6	the	the	DET
ajfa-15149	227	7	information	information	NOUN
ajfa-15149	227	8	needed	need	VERB
ajfa-15149	227	9	to	to	PART
ajfa-15149	227	10	qualify	qualify	VERB
ajfa-15149	227	11	this	this	DET
ajfa-15149	227	12	variable	variable	NOUN
ajfa-15149	227	13	.	.	PUNCT
ajfa-15149	228	1	table	table	NOUN
ajfa-15149	228	2	3	3	NUM
ajfa-15149	228	3	.	.	PUNCT
ajfa-15149	229	1	clarification	clarification	NOUN
ajfa-15149	229	2	,	,	PUNCT
ajfa-15149	229	3	description	description	NOUN
ajfa-15149	229	4	,	,	PUNCT
ajfa-15149	229	5	and	and	CCONJ
ajfa-15149	229	6	symbolization	symbolization	NOUN
ajfa-15149	229	7	of	of	ADP
ajfa-15149	229	8	banks	bank	NOUN
ajfa-15149	229	9	’	'	PUNCT
ajfa-15149	229	10	solvency	solvency	NOUN
ajfa-15149	229	11	.	.	PUNCT
ajfa-15149	230	1	cbs	cbs	PROPN
ajfa-15149	230	2	rating	rating	NOUN
ajfa-15149	230	3	ibs	ibs	PROPN
ajfa-15149	230	4	rating	rating	NOUN
ajfa-15149	230	5	measurement	measurement	NOUN
ajfa-15149	230	6	previous	previous	ADJ
ajfa-15149	230	7	studies	study	NOUN
ajfa-15149	230	8	stc	stc	PROPN
ajfa-15149	230	9	sti	sti	PROPN
ajfa-15149	230	10	total	total	ADJ
ajfa-15149	230	11	loans	loan	NOUN
ajfa-15149	230	12	/	/	SYM
ajfa-15149	230	13	total	total	NOUN
ajfa-15149	230	14	deposits	deposit	NOUN
ajfa-15149	230	15	tandelilin	tandelilin	PROPN
ajfa-15149	230	16	et	et	PROPN
ajfa-15149	230	17	al	al	PROPN
ajfa-15149	230	18	.	.	PROPN
ajfa-15149	231	1	(	(	PUNCT
ajfa-15149	231	2	2007	2007	NUM
ajfa-15149	231	3	)	)	PUNCT
ajfa-15149	231	4	olson	olson	NOUN
ajfa-15149	231	5	and	and	CCONJ
ajfa-15149	231	6	zoubi	zoubi	PROPN
ajfa-15149	231	7	(	(	PUNCT
ajfa-15149	231	8	2008	2008	NUM
ajfa-15149	231	9	)	)	PUNCT
ajfa-15149	231	10	bougatef	bougatef	PROPN
ajfa-15149	231	11	(	(	PUNCT
ajfa-15149	231	12	2011	2011	NUM
ajfa-15149	231	13	)	)	PUNCT
ajfa-15149	231	14	norhidayah	norhidayah	NOUN
ajfa-15149	231	15	et	et	PROPN
ajfa-15149	231	16	al	al	PROPN
ajfa-15149	231	17	.	.	PROPN
ajfa-15149	232	1	(	(	PUNCT
ajfa-15149	232	2	2011	2011	NUM
ajfa-15149	232	3	)	)	PUNCT
ajfa-15149	232	4	onakoya	onakoya	NOUN
ajfa-15149	232	5	and	and	CCONJ
ajfa-15149	232	6	onakoya	onakoya	NOUN
ajfa-15149	232	7	(	(	PUNCT
ajfa-15149	232	8	2013	2013	NUM
ajfa-15149	232	9	)	)	PUNCT
ajfa-15149	232	10	ola	ola	PROPN
ajfa-15149	232	11	and	and	CCONJ
ajfa-15149	232	12	suzanna	suzanna	PROPN
ajfa-15149	232	13	(	(	PUNCT
ajfa-15149	232	14	2015	2015	NUM
ajfa-15149	232	15	)	)	PUNCT
ajfa-15149	232	16	3.3	3.3	NUM
ajfa-15149	232	17	.	.	PUNCT
ajfa-15149	233	1	operative	operative	ADJ
ajfa-15149	233	2	method	method	NOUN
ajfa-15149	233	3	of	of	ADP
ajfa-15149	233	4	interpreting	interpret	VERB
ajfa-15149	233	5	the	the	DET
ajfa-15149	233	6	comparison	comparison	NOUN
ajfa-15149	233	7	results	result	NOUN
ajfa-15149	233	8	between	between	ADP
ajfa-15149	233	9	solvencies	solvency	NOUN
ajfa-15149	233	10	of	of	ADP
ajfa-15149	233	11	islamic	islamic	ADJ
ajfa-15149	233	12	and	and	CCONJ
ajfa-15149	233	13	conventional	conventional	ADJ
ajfa-15149	233	14	banks	bank	NOUN
ajfa-15149	233	15	the	the	DET
ajfa-15149	233	16	review	review	NOUN
ajfa-15149	233	17	of	of	ADP
ajfa-15149	233	18	the	the	DET
ajfa-15149	233	19	literature	literature	NOUN
ajfa-15149	233	20	assessed	assess	VERB
ajfa-15149	233	21	the	the	DET
ajfa-15149	233	22	resistance	resistance	NOUN
ajfa-15149	233	23	of	of	ADP
ajfa-15149	233	24	conventional	conventional	ADJ
ajfa-15149	233	25	or	or	CCONJ
ajfa-15149	233	26	islamic	islamic	ADJ
ajfa-15149	233	27	banking	banking	NOUN
ajfa-15149	233	28	institutions	institution	NOUN
ajfa-15149	233	29	to	to	ADP
ajfa-15149	233	30	financial	financial	ADJ
ajfa-15149	233	31	shocks	shock	NOUN
ajfa-15149	233	32	,	,	PUNCT
ajfa-15149	233	33	allowed	allow	VERB
ajfa-15149	233	34	us	we	PRON
ajfa-15149	233	35	to	to	PART
ajfa-15149	233	36	draw	draw	VERB
ajfa-15149	233	37	two	two	NUM
ajfa-15149	233	38	conclusions	conclusion	NOUN
ajfa-15149	233	39	.	.	PUNCT
ajfa-15149	234	1	in	in	ADP
ajfa-15149	234	2	previous	previous	ADJ
ajfa-15149	234	3	studies	study	NOUN
ajfa-15149	234	4	,	,	PUNCT
ajfa-15149	234	5	researchers	researcher	NOUN
ajfa-15149	234	6	have	have	AUX
ajfa-15149	234	7	in	in	ADP
ajfa-15149	234	8	most	most	ADJ
ajfa-15149	234	9	cases	case	NOUN
ajfa-15149	234	10	applied	apply	VERB
ajfa-15149	234	11	a	a	DET
ajfa-15149	234	12	deterministic	deterministic	ADJ
ajfa-15149	234	13	or	or	CCONJ
ajfa-15149	234	14	demonstrative	demonstrative	ADJ
ajfa-15149	234	15	approach	approach	NOUN
ajfa-15149	234	16	,	,	PUNCT
ajfa-15149	234	17	but	but	CCONJ
ajfa-15149	234	18	they	they	PRON
ajfa-15149	234	19	have	have	AUX
ajfa-15149	234	20	never	never	ADV
ajfa-15149	234	21	tested	test	VERB
ajfa-15149	234	22	the	the	DET
ajfa-15149	234	23	exploratory	exploratory	ADJ
ajfa-15149	234	24	approach	approach	NOUN
ajfa-15149	234	25	.	.	PUNCT
ajfa-15149	235	1	besides	besides	SCONJ
ajfa-15149	235	2	,	,	PUNCT
ajfa-15149	235	3	they	they	PRON
ajfa-15149	235	4	conducted	conduct	VERB
ajfa-15149	235	5	either	either	CCONJ
ajfa-15149	235	6	single	single	ADJ
ajfa-15149	235	7	-	-	PUNCT
ajfa-15149	235	8	sector	sector	NOUN
ajfa-15149	235	9	impact	impact	NOUN
ajfa-15149	235	10	studies	study	NOUN
ajfa-15149	235	11	encompassing	encompass	VERB
ajfa-15149	235	12	only	only	ADV
ajfa-15149	235	13	cbs	cbs	PROPN
ajfa-15149	235	14	,	,	PUNCT
ajfa-15149	235	15	only	only	ADV
ajfa-15149	235	16	ibs	ibs	PROPN
ajfa-15149	235	17	or	or	CCONJ
ajfa-15149	235	18	exceptionally	exceptionally	ADJ
ajfa-15149	235	19	case	case	NOUN
ajfa-15149	235	20	studies	study	NOUN
ajfa-15149	235	21	,	,	PUNCT
ajfa-15149	235	22	the	the	DET
ajfa-15149	235	23	objective	objective	NOUN
ajfa-15149	235	24	being	be	AUX
ajfa-15149	235	25	to	to	PART
ajfa-15149	235	26	demonstrate	demonstrate	VERB
ajfa-15149	235	27	the	the	DET
ajfa-15149	235	28	effect	effect	NOUN
ajfa-15149	235	29	of	of	ADP
ajfa-15149	235	30	financial	financial	ADJ
ajfa-15149	235	31	crises	crisis	NOUN
ajfa-15149	235	32	or	or	CCONJ
ajfa-15149	235	33	other	other	ADJ
ajfa-15149	235	34	banks	bank	NOUN
ajfa-15149	235	35	characteristics	characteristic	NOUN
ajfa-15149	235	36	on	on	ADP
ajfa-15149	235	37	a	a	DET
ajfa-15149	235	38	solvency	solvency	NOUN
ajfa-15149	235	39	parameter	parameter	NOUN
ajfa-15149	235	40	,	,	PUNCT
ajfa-15149	235	41	or	or	CCONJ
ajfa-15149	235	42	comparative	comparative	ADJ
ajfa-15149	235	43	studies	study	NOUN
ajfa-15149	235	44	between	between	ADP
ajfa-15149	235	45	two	two	NUM
ajfa-15149	235	46	or	or	CCONJ
ajfa-15149	235	47	more	more	ADJ
ajfa-15149	235	48	models	model	NOUN
ajfa-15149	235	49	to	to	PART
ajfa-15149	235	50	make	make	VERB
ajfa-15149	235	51	a	a	DET
ajfa-15149	235	52	simple	simple	ADJ
ajfa-15149	235	53	comparison	comparison	NOUN
ajfa-15149	235	54	to	to	PART
ajfa-15149	235	55	determine	determine	VERB
ajfa-15149	235	56	the	the	DET
ajfa-15149	235	57	type	type	NOUN
ajfa-15149	235	58	of	of	ADP
ajfa-15149	235	59	impact	impact	NOUN
ajfa-15149	235	60	between	between	ADP
ajfa-15149	235	61	the	the	DET
ajfa-15149	235	62	two	two	NUM
ajfa-15149	235	63	groups	group	NOUN
ajfa-15149	235	64	.	.	PUNCT
ajfa-15149	236	1	at	at	ADP
ajfa-15149	236	2	first	first	ADJ
ajfa-15149	236	3	sight	sight	NOUN
ajfa-15149	236	4	,	,	PUNCT
ajfa-15149	236	5	they	they	PRON
ajfa-15149	236	6	justified	justify	VERB
ajfa-15149	236	7	the	the	DET
ajfa-15149	236	8	bankruptcy	bankruptcy	NOUN
ajfa-15149	236	9	of	of	ADP
ajfa-15149	236	10	cbs	cbs	PROPN
ajfa-15149	236	11	independently	independently	ADV
ajfa-15149	236	12	of	of	ADP
ajfa-15149	236	13	their	their	PRON
ajfa-15149	236	14	competitors	competitor	NOUN
ajfa-15149	236	15	in	in	ADP
ajfa-15149	236	16	the	the	DET
ajfa-15149	236	17	banking	banking	NOUN
ajfa-15149	236	18	market	market	NOUN
ajfa-15149	236	19	and	and	CCONJ
ajfa-15149	236	20	without	without	ADP
ajfa-15149	236	21	performing	perform	VERB
ajfa-15149	236	22	causal	causal	ADJ
ajfa-15149	236	23	linear	linear	ADJ
ajfa-15149	236	24	reasoning	reasoning	NOUN
ajfa-15149	236	25	.	.	PUNCT
ajfa-15149	237	1	researchers	researcher	NOUN
ajfa-15149	237	2	in	in	ADP
ajfa-15149	237	3	the	the	DET
ajfa-15149	237	4	previous	previous	ADJ
ajfa-15149	237	5	studies	study	NOUN
ajfa-15149	237	6	have	have	AUX
ajfa-15149	237	7	shown	show	VERB
ajfa-15149	237	8	that	that	SCONJ
ajfa-15149	237	9	cbs	cbs	PROPN
ajfa-15149	237	10	have	have	AUX
ajfa-15149	237	11	been	be	AUX
ajfa-15149	237	12	hit	hit	VERB
ajfa-15149	237	13	hard	hard	ADV
ajfa-15149	237	14	because	because	SCONJ
ajfa-15149	237	15	of	of	ADP
ajfa-15149	237	16	the	the	DET
ajfa-15149	237	17	rapid	rapid	ADJ
ajfa-15149	237	18	decline	decline	NOUN
ajfa-15149	237	19	in	in	ADP
ajfa-15149	237	20	the	the	DET
ajfa-15149	237	21	value	value	NOUN
ajfa-15149	237	22	of	of	ADP
ajfa-15149	237	23	their	their	PRON
ajfa-15149	237	24	assets	asset	NOUN
ajfa-15149	237	25	.	.	PUNCT
ajfa-15149	238	1	some	some	DET
ajfa-15149	238	2	institutions	institution	NOUN
ajfa-15149	238	3	went	go	VERB
ajfa-15149	238	4	bankrupt	bankrupt	ADJ
ajfa-15149	238	5	while	while	SCONJ
ajfa-15149	238	6	other	other	ADJ
ajfa-15149	238	7	institutions	institution	NOUN
ajfa-15149	238	8	were	be	AUX
ajfa-15149	238	9	saved	save	VERB
ajfa-15149	238	10	because	because	SCONJ
ajfa-15149	238	11	of	of	ADP
ajfa-15149	238	12	public	public	ADJ
ajfa-15149	238	13	bailouts	bailout	NOUN
ajfa-15149	238	14	.	.	PUNCT
ajfa-15149	239	1	furthermore	furthermore	ADV
ajfa-15149	239	2	,	,	PUNCT
ajfa-15149	239	3	the	the	DET
ajfa-15149	239	4	islamic	islamic	ADJ
ajfa-15149	239	5	banking	banking	NOUN
ajfa-15149	239	6	institutions	institution	NOUN
ajfa-15149	239	7	,	,	PUNCT
ajfa-15149	239	8	in	in	ADP
ajfa-15149	239	9	all	all	DET
ajfa-15149	239	10	cases	case	NOUN
ajfa-15149	239	11	,	,	PUNCT
ajfa-15149	239	12	even	even	ADV
ajfa-15149	239	13	if	if	SCONJ
ajfa-15149	239	14	they	they	PRON
ajfa-15149	239	15	had	have	AUX
ajfa-15149	239	16	been	be	AUX
ajfa-15149	239	17	impacted	impact	VERB
ajfa-15149	239	18	,	,	PUNCT
ajfa-15149	239	19	they	they	PRON
ajfa-15149	239	20	had	have	AUX
ajfa-15149	239	21	lowered	lower	VERB
ajfa-15149	239	22	their	their	PRON
ajfa-15149	239	23	financial	financial	ADJ
ajfa-15149	239	24	performances	performance	NOUN
ajfa-15149	239	25	and	and	CCONJ
ajfa-15149	239	26	they	they	PRON
ajfa-15149	239	27	were	be	AUX
ajfa-15149	239	28	not	not	PART
ajfa-15149	239	29	widely	widely	ADV
ajfa-15149	239	30	affected	affect	VERB
ajfa-15149	239	31	.	.	PUNCT
ajfa-15149	240	1	to	to	PART
ajfa-15149	240	2	answer	answer	VERB
ajfa-15149	240	3	the	the	DET
ajfa-15149	240	4	previously	previously	ADV
ajfa-15149	240	5	asked	ask	VERB
ajfa-15149	240	6	questions	question	NOUN
ajfa-15149	240	7	,	,	PUNCT
ajfa-15149	240	8	it	it	PRON
ajfa-15149	240	9	is	be	AUX
ajfa-15149	240	10	interesting	interesting	ADJ
ajfa-15149	240	11	to	to	PART
ajfa-15149	240	12	choose	choose	VERB
ajfa-15149	240	13	the	the	DET
ajfa-15149	240	14	constructivist	constructivist	ADJ
ajfa-15149	240	15	analysis	analysis	NOUN
ajfa-15149	240	16	approach	approach	NOUN
ajfa-15149	240	17	.	.	PUNCT
ajfa-15149	241	1	this	this	DET
ajfa-15149	241	2	approach	approach	NOUN
ajfa-15149	241	3	would	would	AUX
ajfa-15149	241	4	be	be	AUX
ajfa-15149	241	5	a	a	DET
ajfa-15149	241	6	key	key	ADJ
ajfa-15149	241	7	factor	factor	NOUN
ajfa-15149	241	8	and	and	CCONJ
ajfa-15149	241	9	a	a	DET
ajfa-15149	241	10	necessary	necessary	ADJ
ajfa-15149	241	11	tool	tool	NOUN
ajfa-15149	241	12	for	for	ADP
ajfa-15149	241	13	successful	successful	ADJ
ajfa-15149	241	14	recognition	recognition	NOUN
ajfa-15149	241	15	and	and	CCONJ
ajfa-15149	241	16	legitimization	legitimization	NOUN
ajfa-15149	241	17	of	of	ADP
ajfa-15149	241	18	research	research	NOUN
ajfa-15149	241	19	.	.	PUNCT
ajfa-15149	242	1	moreover	moreover	ADV
ajfa-15149	242	2	,	,	PUNCT
ajfa-15149	242	3	the	the	DET
ajfa-15149	242	4	proposed	propose	VERB
ajfa-15149	242	5	approach	approach	NOUN
ajfa-15149	242	6	is	be	AUX
ajfa-15149	242	7	the	the	DET
ajfa-15149	242	8	most	most	ADV
ajfa-15149	242	9	appropriate	appropriate	ADJ
ajfa-15149	242	10	for	for	ADP
ajfa-15149	242	11	assessing	assess	VERB
ajfa-15149	242	12	knowledge	knowledge	NOUN
ajfa-15149	242	13	and	and	CCONJ
ajfa-15149	242	14	suggesting	suggest	VERB
ajfa-15149	242	15	new	new	ADJ
ajfa-15149	242	16	thinking	thinking	NOUN
ajfa-15149	242	17	.	.	PUNCT
ajfa-15149	243	1	constructivism	constructivism	NOUN
ajfa-15149	243	2	has	have	AUX
ajfa-15149	243	3	been	be	AUX
ajfa-15149	243	4	defined	define	VERB
ajfa-15149	243	5	by	by	ADP
ajfa-15149	243	6	perret	perret	PROPN
ajfa-15149	243	7	and	and	CCONJ
ajfa-15149	243	8	seville	seville	PROPN
ajfa-15149	243	9	(	(	PUNCT
ajfa-15149	243	10	2003	2003	NUM
ajfa-15149	243	11	)	)	PUNCT
ajfa-15149	243	12	as	as	ADP
ajfa-15149	243	13	"	"	PUNCT
ajfa-15149	243	14	an	an	DET
ajfa-15149	243	15	approach	approach	NOUN
ajfa-15149	243	16	to	to	ADP
ajfa-15149	243	17	knowledge	knowledge	NOUN
ajfa-15149	243	18	in	in	ADP
ajfa-15149	243	19	terms	term	NOUN
ajfa-15149	243	20	of	of	ADP
ajfa-15149	243	21	ethical	ethical	ADJ
ajfa-15149	243	22	validity	validity	NOUN
ajfa-15149	243	23	,	,	PUNCT
ajfa-15149	243	24	that	that	ADV
ajfa-15149	243	25	is	is	ADV
ajfa-15149	243	26	,	,	PUNCT
ajfa-15149	243	27	based	base	VERB
ajfa-15149	243	28	on	on	ADP
ajfa-15149	243	29	criteria	criterion	NOUN
ajfa-15149	243	30	and	and	CCONJ
ajfa-15149	243	31	methods	method	NOUN
ajfa-15149	243	32	that	that	PRON
ajfa-15149	243	33	can	can	AUX
ajfa-15149	243	34	be	be	AUX
ajfa-15149	243	35	discussed	discuss	VERB
ajfa-15149	243	36	"	"	PUNCT
ajfa-15149	243	37	.	.	PUNCT
ajfa-15149	244	1	our	our	PRON
ajfa-15149	244	2	study	study	NOUN
ajfa-15149	244	3	aims	aim	VERB
ajfa-15149	244	4	to	to	PART
ajfa-15149	244	5	reveal	reveal	VERB
ajfa-15149	244	6	empirically	empirically	ADV
ajfa-15149	244	7	the	the	DET
ajfa-15149	244	8	most	most	ADV
ajfa-15149	244	9	solvent	solvent	ADJ
ajfa-15149	244	10	banking	banking	NOUN
ajfa-15149	244	11	model	model	NOUN
ajfa-15149	244	12	during	during	ADP
ajfa-15149	244	13	a	a	DET
ajfa-15149	244	14	period	period	NOUN
ajfa-15149	244	15	of	of	ADP
ajfa-15149	244	16	economic	economic	ADJ
ajfa-15149	244	17	stability	stability	NOUN
ajfa-15149	244	18	,	,	PUNCT
ajfa-15149	244	19	after	after	ADP
ajfa-15149	244	20	a	a	DET
ajfa-15149	244	21	comparative	comparative	ADJ
ajfa-15149	244	22	analysis	analysis	NOUN
ajfa-15149	244	23	between	between	ADP
ajfa-15149	244	24	two	two	NUM
ajfa-15149	244	25	heterogeneous	heterogeneous	ADJ
ajfa-15149	244	26	samples	sample	NOUN
ajfa-15149	244	27	of	of	ADP
ajfa-15149	244	28	islamic	islamic	ADJ
ajfa-15149	244	29	and	and	CCONJ
ajfa-15149	244	30	classical	classical	ADJ
ajfa-15149	244	31	banks	bank	NOUN
ajfa-15149	244	32	.	.	PUNCT
ajfa-15149	245	1	the	the	DET
ajfa-15149	245	2	choice	choice	NOUN
ajfa-15149	245	3	of	of	ADP
ajfa-15149	245	4	an	an	DET
ajfa-15149	245	5	empirical	empirical	ADJ
ajfa-15149	245	6	process	process	NOUN
ajfa-15149	245	7	has	have	VERB
ajfa-15149	245	8	a	a	DET
ajfa-15149	245	9	direct	direct	ADJ
ajfa-15149	245	10	effect	effect	NOUN
ajfa-15149	245	11	on	on	ADP
ajfa-15149	245	12	the	the	DET
ajfa-15149	245	13	trends	trend	NOUN
ajfa-15149	245	14	in	in	ADP
ajfa-15149	245	15	the	the	DET
ajfa-15149	245	16	synthesis	synthesis	NOUN
ajfa-15149	245	17	results	result	NOUN
ajfa-15149	245	18	and	and	CCONJ
ajfa-15149	245	19	the	the	DET
ajfa-15149	245	20	interpretations	interpretation	NOUN
ajfa-15149	245	21	’	'	PUNCT
ajfa-15149	245	22	quality	quality	NOUN
ajfa-15149	245	23	,	,	PUNCT
ajfa-15149	245	24	which	which	PRON
ajfa-15149	245	25	was	be	AUX
ajfa-15149	245	26	why	why	SCONJ
ajfa-15149	245	27	we	we	PRON
ajfa-15149	245	28	had	have	AUX
ajfa-15149	245	29	established	establish	VERB
ajfa-15149	245	30	a	a	DET
ajfa-15149	245	31	specific	specific	ADJ
ajfa-15149	245	32	and	and	CCONJ
ajfa-15149	245	33	original	original	ADJ
ajfa-15149	245	34	method	method	NOUN
ajfa-15149	245	35	of	of	ADP
ajfa-15149	245	36	samples	sample	NOUN
ajfa-15149	245	37	’	'	PUNCT
ajfa-15149	245	38	composition	composition	NOUN
ajfa-15149	245	39	.	.	PUNCT
ajfa-15149	246	1	the	the	DET
ajfa-15149	246	2	evaluation	evaluation	NOUN
ajfa-15149	246	3	technique	technique	NOUN
ajfa-15149	246	4	of	of	ADP
ajfa-15149	246	5	associated	associated	ADJ
ajfa-15149	246	6	bank	bank	NOUN
ajfa-15149	246	7	solvency	solvency	NOUN
ajfa-15149	246	8	frequently	frequently	ADV
ajfa-15149	246	9	used	use	VERB
ajfa-15149	246	10	in	in	ADP
ajfa-15149	246	11	comparative	comparative	ADJ
ajfa-15149	246	12	studies	study	NOUN
ajfa-15149	246	13	between	between	ADP
ajfa-15149	246	14	ibs	ibs	PROPN
ajfa-15149	246	15	and	and	CCONJ
ajfa-15149	246	16	cbs	cbs	PROPN
ajfa-15149	246	17	is	be	AUX
ajfa-15149	246	18	the	the	DET
ajfa-15149	246	19	"	"	PUNCT
ajfa-15149	246	20	financial	financial	ADJ
ajfa-15149	246	21	ratio	ratio	NOUN
ajfa-15149	246	22	analysis	analysis	NOUN
ajfa-15149	246	23	method	method	NOUN
ajfa-15149	246	24	"	"	PUNCT
ajfa-15149	246	25	(	(	PUNCT
ajfa-15149	246	26	o’connor	o’connor	ADV
ajfa-15149	246	27	,	,	PUNCT
ajfa-15149	246	28	1973	1973	NUM
ajfa-15149	246	29	;	;	PUNCT
ajfa-15149	246	30	chen	chen	PROPN
ajfa-15149	246	31	and	and	CCONJ
ajfa-15149	246	32	shimerda	shimerda	PROPN
ajfa-15149	246	33	,	,	PUNCT
ajfa-15149	246	34	1981	1981	NUM
ajfa-15149	246	35	;	;	PUNCT
ajfa-15149	246	36	ross	ross	PROPN
ajfa-15149	246	37	,	,	PUNCT
ajfa-15149	246	38	1991	1991	NUM
ajfa-15149	246	39	;	;	PUNCT
ajfa-15149	246	40	hempel	hempel	NOUN
ajfa-15149	246	41	and	and	CCONJ
ajfa-15149	246	42	simonson	simonson	PROPN
ajfa-15149	246	43	,	,	PUNCT
ajfa-15149	246	44	1998	1998	NUM
ajfa-15149	246	45	;	;	PUNCT
ajfa-15149	246	46	iqbal	iqbal	PROPN
ajfa-15149	246	47	,	,	PUNCT
ajfa-15149	246	48	2001	2001	NUM
ajfa-15149	246	49	;	;	PUNCT
ajfa-15149	246	50	rosly	rosly	ADV
ajfa-15149	246	51	and	and	CCONJ
ajfa-15149	246	52	bakar	bakar	NOUN
ajfa-15149	246	53	,	,	PUNCT
ajfa-15149	246	54	2003	2003	NUM
ajfa-15149	246	55	;	;	PUNCT
ajfa-15149	246	56	asian	asian	ADJ
ajfa-15149	246	57	journal	journal	NOUN
ajfa-15149	246	58	of	of	ADP
ajfa-15149	246	59	finance	finance	PROPN
ajfa-15149	246	60	&	&	CCONJ
ajfa-15149	246	61	accounting	accounting	PROPN
ajfa-15149	246	62	issn	issn	PROPN
ajfa-15149	246	63	1946	1946	NUM
ajfa-15149	246	64	-	-	PUNCT
ajfa-15149	246	65	052x	052x	PROPN
ajfa-15149	246	66	2019	2019	NUM
ajfa-15149	246	67	,	,	PUNCT
ajfa-15149	246	68	vol	vol	NOUN
ajfa-15149	246	69	.	.	PROPN
ajfa-15149	246	70	11	11	NUM
ajfa-15149	246	71	,	,	PUNCT
ajfa-15149	246	72	no	no	INTJ
ajfa-15149	246	73	.	.	NOUN
ajfa-15149	246	74	2	2	NUM
ajfa-15149	246	75	ajfa.macrothink.org/	ajfa.macrothink.org/	PROPN
ajfa-15149	246	76	13	13	NUM
ajfa-15149	246	77	haron	haron	NOUN
ajfa-15149	246	78	,	,	PUNCT
ajfa-15149	246	79	2004	2004	NUM
ajfa-15149	246	80	;	;	PUNCT
ajfa-15149	246	81	samad	samad	PROPN
ajfa-15149	246	82	,	,	PUNCT
ajfa-15149	246	83	2004b	2004b	NUM
ajfa-15149	246	84	;	;	PUNCT
ajfa-15149	246	85	olson	olson	NOUN
ajfa-15149	246	86	and	and	CCONJ
ajfa-15149	246	87	zoubi	zoubi	NOUN
ajfa-15149	246	88	,	,	PUNCT
ajfa-15149	246	89	2008	2008	NUM
ajfa-15149	246	90	)	)	PUNCT
ajfa-15149	246	91	.	.	PUNCT
ajfa-15149	247	1	our	our	PRON
ajfa-15149	247	2	contribution	contribution	NOUN
ajfa-15149	247	3	consists	consist	VERB
ajfa-15149	247	4	in	in	ADP
ajfa-15149	247	5	adopting	adopt	VERB
ajfa-15149	247	6	a	a	DET
ajfa-15149	247	7	single	single	ADJ
ajfa-15149	247	8	parameter	parameter	NOUN
ajfa-15149	247	9	to	to	PART
ajfa-15149	247	10	express	express	VERB
ajfa-15149	247	11	the	the	DET
ajfa-15149	247	12	bank	bank	NOUN
ajfa-15149	247	13	solvency	solvency	NOUN
ajfa-15149	247	14	,	,	PUNCT
ajfa-15149	247	15	st	st	PROPN
ajfa-15149	247	16	.	.	PROPN
ajfa-15149	247	17	after	after	ADP
ajfa-15149	247	18	presenting	present	VERB
ajfa-15149	247	19	our	our	PRON
ajfa-15149	247	20	samples	sample	NOUN
ajfa-15149	247	21	and	and	CCONJ
ajfa-15149	247	22	our	our	PRON
ajfa-15149	247	23	test	test	NOUN
ajfa-15149	247	24	subjects	subject	NOUN
ajfa-15149	247	25	variables	variable	NOUN
ajfa-15149	247	26	,	,	PUNCT
ajfa-15149	247	27	this	this	DET
ajfa-15149	247	28	section	section	NOUN
ajfa-15149	247	29	is	be	AUX
ajfa-15149	247	30	devoted	devote	VERB
ajfa-15149	247	31	to	to	ADP
ajfa-15149	247	32	the	the	DET
ajfa-15149	247	33	analysis	analysis	NOUN
ajfa-15149	247	34	of	of	ADP
ajfa-15149	247	35	the	the	DET
ajfa-15149	247	36	empirical	empirical	ADJ
ajfa-15149	247	37	results	result	NOUN
ajfa-15149	247	38	of	of	ADP
ajfa-15149	247	39	the	the	DET
ajfa-15149	247	40	two	two	NUM
ajfa-15149	247	41	samples	sample	NOUN
ajfa-15149	247	42	.	.	PUNCT
ajfa-15149	248	1	the	the	DET
ajfa-15149	248	2	statistical	statistical	ADJ
ajfa-15149	248	3	interpretation	interpretation	NOUN
ajfa-15149	248	4	began	begin	VERB
ajfa-15149	248	5	with	with	ADP
ajfa-15149	248	6	the	the	DET
ajfa-15149	248	7	verification	verification	NOUN
ajfa-15149	248	8	of	of	ADP
ajfa-15149	248	9	the	the	DET
ajfa-15149	248	10	distributions	distribution	NOUN
ajfa-15149	248	11	’	'	PUNCT
ajfa-15149	248	12	normality	normality	NOUN
ajfa-15149	248	13	.	.	PUNCT
ajfa-15149	249	1	then	then	ADV
ajfa-15149	249	2	,	,	PUNCT
ajfa-15149	249	3	we	we	PRON
ajfa-15149	249	4	tested	test	VERB
ajfa-15149	249	5	averages	average	NOUN
ajfa-15149	249	6	comparison	comparison	NOUN
ajfa-15149	249	7	.	.	PUNCT
ajfa-15149	250	1	however	however	ADV
ajfa-15149	250	2	,	,	PUNCT
ajfa-15149	250	3	the	the	DET
ajfa-15149	250	4	application	application	NOUN
ajfa-15149	250	5	of	of	ADP
ajfa-15149	250	6	such	such	DET
ajfa-15149	250	7	a	a	DET
ajfa-15149	250	8	parametric	parametric	ADJ
ajfa-15149	250	9	test	test	NOUN
ajfa-15149	250	10	relies	rely	VERB
ajfa-15149	250	11	on	on	ADP
ajfa-15149	250	12	autonomous	autonomous	ADJ
ajfa-15149	250	13	conditions	condition	NOUN
ajfa-15149	250	14	before	before	ADP
ajfa-15149	250	15	its	its	PRON
ajfa-15149	250	16	adoption	adoption	NOUN
ajfa-15149	250	17	.	.	PUNCT
ajfa-15149	251	1	moreover	moreover	ADV
ajfa-15149	251	2	,	,	PUNCT
ajfa-15149	251	3	the	the	DET
ajfa-15149	251	4	implementation	implementation	NOUN
ajfa-15149	251	5	of	of	ADP
ajfa-15149	251	6	the	the	DET
ajfa-15149	251	7	comparison	comparison	NOUN
ajfa-15149	251	8	test	test	NOUN
ajfa-15149	251	9	between	between	ADP
ajfa-15149	251	10	the	the	DET
ajfa-15149	251	11	averages	average	NOUN
ajfa-15149	251	12	of	of	ADP
ajfa-15149	251	13	two	two	NUM
ajfa-15149	251	14	or	or	CCONJ
ajfa-15149	251	15	more	more	ADJ
ajfa-15149	251	16	samples	sample	NOUN
ajfa-15149	251	17	requires	require	VERB
ajfa-15149	251	18	the	the	DET
ajfa-15149	251	19	satisfaction	satisfaction	NOUN
ajfa-15149	251	20	of	of	ADP
ajfa-15149	251	21	certain	certain	ADJ
ajfa-15149	251	22	approved	approve	VERB
ajfa-15149	251	23	conditions	condition	NOUN
ajfa-15149	251	24	.	.	PUNCT
ajfa-15149	252	1	the	the	DET
ajfa-15149	252	2	choice	choice	NOUN
ajfa-15149	252	3	varies	vary	VERB
ajfa-15149	252	4	according	accord	VERB
ajfa-15149	252	5	to	to	ADP
ajfa-15149	252	6	the	the	DET
ajfa-15149	252	7	case	case	NOUN
ajfa-15149	252	8	depending	depend	VERB
ajfa-15149	252	9	on	on	ADP
ajfa-15149	252	10	the	the	DET
ajfa-15149	252	11	close	close	ADJ
ajfa-15149	252	12	link	link	NOUN
ajfa-15149	252	13	with	with	ADP
ajfa-15149	252	14	the	the	DET
ajfa-15149	252	15	type	type	NOUN
ajfa-15149	252	16	of	of	ADP
ajfa-15149	252	17	sample	sample	NOUN
ajfa-15149	252	18	(	(	PUNCT
ajfa-15149	252	19	independent	independent	ADJ
ajfa-15149	252	20	or	or	CCONJ
ajfa-15149	252	21	matched	match	VERB
ajfa-15149	252	22	sample	sample	NOUN
ajfa-15149	252	23	)	)	PUNCT
ajfa-15149	252	24	,	,	PUNCT
ajfa-15149	252	25	the	the	DET
ajfa-15149	252	26	type	type	NOUN
ajfa-15149	252	27	of	of	ADP
ajfa-15149	252	28	variables	variable	NOUN
ajfa-15149	252	29	(	(	PUNCT
ajfa-15149	252	30	qualitative	qualitative	ADJ
ajfa-15149	252	31	or	or	CCONJ
ajfa-15149	252	32	quantitative	quantitative	ADJ
ajfa-15149	252	33	)	)	PUNCT
ajfa-15149	252	34	and	and	CCONJ
ajfa-15149	252	35	if	if	SCONJ
ajfa-15149	252	36	the	the	DET
ajfa-15149	252	37	variables	variable	NOUN
ajfa-15149	252	38	to	to	PART
ajfa-15149	252	39	be	be	AUX
ajfa-15149	252	40	tested	test	VERB
ajfa-15149	252	41	are	be	AUX
ajfa-15149	252	42	quantitative	quantitative	ADJ
ajfa-15149	252	43	,	,	PUNCT
ajfa-15149	252	44	it	it	PRON
ajfa-15149	252	45	is	be	AUX
ajfa-15149	252	46	necessary	necessary	ADJ
ajfa-15149	252	47	to	to	PART
ajfa-15149	252	48	make	make	VERB
ajfa-15149	252	49	sure	sure	ADJ
ajfa-15149	252	50	of	of	ADP
ajfa-15149	252	51	the	the	DET
ajfa-15149	252	52	normality	normality	NOUN
ajfa-15149	252	53	of	of	ADP
ajfa-15149	252	54	distributions	distribution	NOUN
ajfa-15149	252	55	.	.	PUNCT
ajfa-15149	253	1	in	in	ADP
ajfa-15149	253	2	this	this	DET
ajfa-15149	253	3	case	case	NOUN
ajfa-15149	253	4	,	,	PUNCT
ajfa-15149	253	5	before	before	ADP
ajfa-15149	253	6	testing	test	VERB
ajfa-15149	253	7	the	the	DET
ajfa-15149	253	8	hypotheses	hypothesis	NOUN
ajfa-15149	253	9	,	,	PUNCT
ajfa-15149	253	10	we	we	PRON
ajfa-15149	253	11	first	first	ADV
ajfa-15149	253	12	checked	check	VERB
ajfa-15149	253	13	the	the	DET
ajfa-15149	253	14	normality	normality	NOUN
ajfa-15149	253	15	of	of	ADP
ajfa-15149	253	16	the	the	DET
ajfa-15149	253	17	variables	variable	NOUN
ajfa-15149	253	18	of	of	ADP
ajfa-15149	253	19	each	each	DET
ajfa-15149	253	20	sample	sample	NOUN
ajfa-15149	253	21	.	.	PUNCT
ajfa-15149	254	1	finally	finally	ADV
ajfa-15149	254	2	,	,	PUNCT
ajfa-15149	254	3	in	in	ADP
ajfa-15149	254	4	the	the	DET
ajfa-15149	254	5	light	light	NOUN
ajfa-15149	254	6	of	of	ADP
ajfa-15149	254	7	empirical	empirical	ADJ
ajfa-15149	254	8	results	result	NOUN
ajfa-15149	254	9	,	,	PUNCT
ajfa-15149	254	10	we	we	PRON
ajfa-15149	254	11	decided	decide	VERB
ajfa-15149	254	12	on	on	ADP
ajfa-15149	254	13	the	the	DET
ajfa-15149	254	14	most	most	ADV
ajfa-15149	254	15	solvent	solvent	ADJ
ajfa-15149	254	16	group	group	NOUN
ajfa-15149	254	17	of	of	ADP
ajfa-15149	254	18	banks	bank	NOUN
ajfa-15149	254	19	.	.	PUNCT
ajfa-15149	255	1	since	since	SCONJ
ajfa-15149	255	2	the	the	DET
ajfa-15149	255	3	two	two	NUM
ajfa-15149	255	4	samples	sample	NOUN
ajfa-15149	255	5	are	be	AUX
ajfa-15149	255	6	independent	independent	ADJ
ajfa-15149	255	7	,	,	PUNCT
ajfa-15149	255	8	the	the	DET
ajfa-15149	255	9	comparison	comparison	NOUN
ajfa-15149	255	10	can	can	AUX
ajfa-15149	255	11	not	not	PART
ajfa-15149	255	12	be	be	AUX
ajfa-15149	255	13	made	make	VERB
ajfa-15149	255	14	without	without	ADP
ajfa-15149	255	15	testing	test	VERB
ajfa-15149	255	16	the	the	DET
ajfa-15149	255	17	equality	equality	NOUN
ajfa-15149	255	18	between	between	ADP
ajfa-15149	255	19	the	the	DET
ajfa-15149	255	20	two	two	NUM
ajfa-15149	255	21	groups	group	NOUN
ajfa-15149	255	22	.	.	PUNCT
ajfa-15149	256	1	in	in	ADP
ajfa-15149	256	2	other	other	ADJ
ajfa-15149	256	3	words	word	NOUN
ajfa-15149	256	4	,	,	PUNCT
ajfa-15149	256	5	whether	whether	SCONJ
ajfa-15149	256	6	the	the	DET
ajfa-15149	256	7	two	two	NUM
ajfa-15149	256	8	samples	sample	NOUN
ajfa-15149	256	9	come	come	VERB
ajfa-15149	256	10	from	from	ADP
ajfa-15149	256	11	the	the	DET
ajfa-15149	256	12	same	same	ADJ
ajfa-15149	256	13	reference	reference	NOUN
ajfa-15149	256	14	population	population	NOUN
ajfa-15149	256	15	or	or	CCONJ
ajfa-15149	256	16	belong	belong	VERB
ajfa-15149	256	17	to	to	ADP
ajfa-15149	256	18	two	two	NUM
ajfa-15149	256	19	distinct	distinct	ADJ
ajfa-15149	256	20	populations	population	NOUN
ajfa-15149	256	21	.	.	PUNCT
ajfa-15149	257	1	we	we	PRON
ajfa-15149	257	2	need	need	VERB
ajfa-15149	257	3	to	to	PART
ajfa-15149	257	4	know	know	VERB
ajfa-15149	257	5	in	in	ADP
ajfa-15149	257	6	advance	advance	NOUN
ajfa-15149	257	7	whether	whether	SCONJ
ajfa-15149	257	8	the	the	DET
ajfa-15149	257	9	average	average	NOUN
ajfa-15149	257	10	of	of	ADP
ajfa-15149	257	11	the	the	DET
ajfa-15149	257	12	normally	normally	ADV
ajfa-15149	257	13	distributed	distribute	VERB
ajfa-15149	257	14	solvency	solvency	NOUN
ajfa-15149	257	15	of	of	ADP
ajfa-15149	257	16	cbs	cbs	PROPN
ajfa-15149	257	17	is	be	AUX
ajfa-15149	257	18	higher	high	ADJ
ajfa-15149	257	19	(	(	PUNCT
ajfa-15149	257	20	or	or	CCONJ
ajfa-15149	257	21	lower	low	ADJ
ajfa-15149	257	22	)	)	PUNCT
ajfa-15149	257	23	than	than	ADP
ajfa-15149	257	24	the	the	DET
ajfa-15149	257	25	average	average	ADJ
ajfa-15149	257	26	solvency	solvency	NOUN
ajfa-15149	257	27	of	of	ADP
ajfa-15149	257	28	ibs	ibs	PROPN
ajfa-15149	257	29	under	under	ADP
ajfa-15149	257	30	the	the	DET
ajfa-15149	257	31	same	same	ADJ
ajfa-15149	257	32	law	law	NOUN
ajfa-15149	257	33	.	.	PUNCT
ajfa-15149	258	1	3.3.1	3.3.1	X
ajfa-15149	258	2	.	.	PUNCT
ajfa-15149	258	3	test	test	NOUN
ajfa-15149	258	4	of	of	ADP
ajfa-15149	258	5	normality	normality	NOUN
ajfa-15149	258	6	this	this	DET
ajfa-15149	258	7	test	test	NOUN
ajfa-15149	258	8	allows	allow	VERB
ajfa-15149	258	9	us	we	PRON
ajfa-15149	258	10	to	to	PART
ajfa-15149	258	11	know	know	VERB
ajfa-15149	258	12	if	if	SCONJ
ajfa-15149	258	13	there	there	PRON
ajfa-15149	258	14	is	be	VERB
ajfa-15149	258	15	a	a	DET
ajfa-15149	258	16	significant	significant	ADJ
ajfa-15149	258	17	difference	difference	NOUN
ajfa-15149	258	18	between	between	ADP
ajfa-15149	258	19	the	the	DET
ajfa-15149	258	20	two	two	NUM
ajfa-15149	258	21	types	type	NOUN
ajfa-15149	258	22	of	of	ADP
ajfa-15149	258	23	banks	bank	NOUN
ajfa-15149	258	24	and	and	CCONJ
ajfa-15149	258	25	determine	determine	VERB
ajfa-15149	258	26	the	the	DET
ajfa-15149	258	27	meaning	meaning	NOUN
ajfa-15149	258	28	of	of	ADP
ajfa-15149	258	29	the	the	DET
ajfa-15149	258	30	correlation	correlation	NOUN
ajfa-15149	258	31	if	if	SCONJ
ajfa-15149	258	32	it	it	PRON
ajfa-15149	258	33	exists	exist	VERB
ajfa-15149	258	34	.	.	PUNCT
ajfa-15149	259	1	first	first	ADV
ajfa-15149	259	2	,	,	PUNCT
ajfa-15149	259	3	we	we	PRON
ajfa-15149	259	4	verified	verify	VERB
ajfa-15149	259	5	the	the	DET
ajfa-15149	259	6	distributions	distribution	NOUN
ajfa-15149	259	7	’	'	PUNCT
ajfa-15149	259	8	normality	normality	NOUN
ajfa-15149	259	9	of	of	ADP
ajfa-15149	259	10	the	the	DET
ajfa-15149	259	11	variables	variable	NOUN
ajfa-15149	259	12	explained	explain	VERB
ajfa-15149	259	13	by	by	ADP
ajfa-15149	259	14	the	the	DET
ajfa-15149	259	15	skewness	skewness	NOUN
ajfa-15149	259	16	and	and	CCONJ
ajfa-15149	259	17	kurtosis	kurtosis	VERB
ajfa-15149	259	18	test	test	NOUN
ajfa-15149	259	19	or	or	CCONJ
ajfa-15149	259	20	by	by	ADP
ajfa-15149	259	21	another	another	DET
ajfa-15149	259	22	test	test	NOUN
ajfa-15149	259	23	of	of	ADP
ajfa-15149	259	24	normality	normality	NOUN
ajfa-15149	259	25	.	.	PUNCT
ajfa-15149	260	1	then	then	ADV
ajfa-15149	260	2	we	we	PRON
ajfa-15149	260	3	went	go	VERB
ajfa-15149	260	4	on	on	ADP
ajfa-15149	260	5	to	to	PART
ajfa-15149	260	6	analyze	analyze	VERB
ajfa-15149	260	7	the	the	DET
ajfa-15149	260	8	results	result	NOUN
ajfa-15149	260	9	of	of	ADP
ajfa-15149	260	10	the	the	DET
ajfa-15149	260	11	comparison	comparison	NOUN
ajfa-15149	260	12	tests	test	VERB
ajfa-15149	260	13	between	between	ADP
ajfa-15149	260	14	the	the	DET
ajfa-15149	260	15	means	mean	NOUN
ajfa-15149	260	16	through	through	ADP
ajfa-15149	260	17	the	the	DET
ajfa-15149	260	18	student	student	NOUN
ajfa-15149	260	19	test	test	NOUN
ajfa-15149	260	20	and	and	CCONJ
ajfa-15149	260	21	variance	variance	NOUN
ajfa-15149	260	22	comparison	comparison	NOUN
ajfa-15149	260	23	test	test	NOUN
ajfa-15149	260	24	or	or	CCONJ
ajfa-15149	260	25	the	the	DET
ajfa-15149	260	26	mann	mann	PROPN
ajfa-15149	260	27	-	-	PUNCT
ajfa-15149	260	28	whitney	whitney	PROPN
ajfa-15149	260	29	test	test	NOUN
ajfa-15149	260	30	,	,	PUNCT
ajfa-15149	260	31	if	if	SCONJ
ajfa-15149	260	32	necessary	necessary	ADJ
ajfa-15149	260	33	.	.	PUNCT
ajfa-15149	261	1	it	it	PRON
ajfa-15149	261	2	all	all	PRON
ajfa-15149	261	3	depends	depend	VERB
ajfa-15149	261	4	on	on	ADP
ajfa-15149	261	5	the	the	DET
ajfa-15149	261	6	outputs	output	NOUN
ajfa-15149	261	7	of	of	ADP
ajfa-15149	261	8	the	the	DET
ajfa-15149	261	9	statistical	statistical	ADJ
ajfa-15149	261	10	tests	test	NOUN
ajfa-15149	261	11	cited	cite	VERB
ajfa-15149	261	12	,	,	PUNCT
ajfa-15149	261	13	which	which	PRON
ajfa-15149	261	14	means	mean	VERB
ajfa-15149	261	15	that	that	SCONJ
ajfa-15149	261	16	the	the	DET
ajfa-15149	261	17	variables	variable	NOUN
ajfa-15149	261	18	follow	follow	VERB
ajfa-15149	261	19	the	the	DET
ajfa-15149	261	20	normal	normal	ADJ
ajfa-15149	261	21	law	law	NOUN
ajfa-15149	261	22	or	or	CCONJ
ajfa-15149	261	23	not	not	PART
ajfa-15149	261	24	and	and	CCONJ
ajfa-15149	261	25	the	the	DET
ajfa-15149	261	26	rigorous	rigorous	ADJ
ajfa-15149	261	27	approach	approach	NOUN
ajfa-15149	261	28	to	to	PART
ajfa-15149	261	29	compare	compare	VERB
ajfa-15149	261	30	two	two	NUM
ajfa-15149	261	31	independent	independent	ADJ
ajfa-15149	261	32	samples	sample	NOUN
ajfa-15149	261	33	.	.	PUNCT
ajfa-15149	262	1	the	the	DET
ajfa-15149	262	2	selection	selection	NOUN
ajfa-15149	262	3	of	of	ADP
ajfa-15149	262	4	one	one	NUM
ajfa-15149	262	5	test	test	NOUN
ajfa-15149	262	6	instead	instead	ADV
ajfa-15149	262	7	of	of	ADP
ajfa-15149	262	8	another	another	PRON
ajfa-15149	262	9	is	be	AUX
ajfa-15149	262	10	determined	determine	VERB
ajfa-15149	262	11	by	by	ADP
ajfa-15149	262	12	two	two	NUM
ajfa-15149	262	13	conditions	condition	NOUN
ajfa-15149	262	14	:	:	PUNCT
ajfa-15149	262	15	-variables	-variable	NOUN
ajfa-15149	262	16	distributions	distribution	NOUN
ajfa-15149	262	17	’	'	PUNCT
ajfa-15149	262	18	normality	normality	NOUN
ajfa-15149	262	19	of	of	ADP
ajfa-15149	262	20	the	the	DET
ajfa-15149	262	21	two	two	NUM
ajfa-15149	262	22	samples	sample	NOUN
ajfa-15149	262	23	or	or	CCONJ
ajfa-15149	262	24	the	the	DET
ajfa-15149	262	25	non	non	NOUN
ajfa-15149	262	26	-	-	NOUN
ajfa-15149	262	27	satisfaction	satisfaction	NOUN
ajfa-15149	262	28	of	of	ADP
ajfa-15149	262	29	the	the	DET
ajfa-15149	262	30	simultaneous	simultaneous	ADJ
ajfa-15149	262	31	normality	normality	NOUN
ajfa-15149	262	32	condition	condition	NOUN
ajfa-15149	262	33	of	of	ADP
ajfa-15149	262	34	the	the	DET
ajfa-15149	262	35	variables	variable	NOUN
ajfa-15149	262	36	to	to	PART
ajfa-15149	262	37	be	be	AUX
ajfa-15149	262	38	compared	compare	VERB
ajfa-15149	262	39	;	;	PUNCT
ajfa-15149	262	40	-variances	-variance	NOUN
ajfa-15149	262	41	’	'	PUNCT
ajfa-15149	262	42	equality	equality	NOUN
ajfa-15149	262	43	of	of	ADP
ajfa-15149	262	44	similar	similar	ADJ
ajfa-15149	262	45	variables	variable	NOUN
ajfa-15149	262	46	to	to	PART
ajfa-15149	262	47	test	test	VERB
ajfa-15149	262	48	two	two	NUM
ajfa-15149	262	49	by	by	ADP
ajfa-15149	262	50	two	two	NUM
ajfa-15149	262	51	(	(	PUNCT
ajfa-15149	262	52	homoscedasticity	homoscedasticity	NOUN
ajfa-15149	262	53	)	)	PUNCT
ajfa-15149	262	54	.	.	PUNCT
ajfa-15149	263	1	figure	figure	NOUN
ajfa-15149	263	2	1	1	NUM
ajfa-15149	263	3	illustrated	illustrate	VERB
ajfa-15149	263	4	the	the	DET
ajfa-15149	263	5	choosing	choosing	NOUN
ajfa-15149	263	6	process	process	NOUN
ajfa-15149	263	7	of	of	ADP
ajfa-15149	263	8	the	the	DET
ajfa-15149	263	9	appropriate	appropriate	ADJ
ajfa-15149	263	10	test	test	NOUN
ajfa-15149	263	11	according	accord	VERB
ajfa-15149	263	12	to	to	ADP
ajfa-15149	263	13	the	the	DET
ajfa-15149	263	14	data	datum	NOUN
ajfa-15149	263	15	collected	collect	VERB
ajfa-15149	263	16	and	and	CCONJ
ajfa-15149	263	17	the	the	DET
ajfa-15149	263	18	results	result	NOUN
ajfa-15149	263	19	of	of	ADP
ajfa-15149	263	20	the	the	DET
ajfa-15149	263	21	statistical	statistical	ADJ
ajfa-15149	263	22	tests	test	NOUN
ajfa-15149	263	23	obtained	obtain	VERB
ajfa-15149	263	24	:	:	PUNCT
ajfa-15149	263	25	asian	asian	ADJ
ajfa-15149	263	26	journal	journal	NOUN
ajfa-15149	263	27	of	of	ADP
ajfa-15149	263	28	finance	finance	PROPN
ajfa-15149	263	29	&	&	CCONJ
ajfa-15149	263	30	accounting	accounting	PROPN
ajfa-15149	263	31	issn	issn	PROPN
ajfa-15149	263	32	1946	1946	NUM
ajfa-15149	263	33	-	-	PUNCT
ajfa-15149	263	34	052x	052x	PROPN
ajfa-15149	263	35	2019	2019	NUM
ajfa-15149	263	36	,	,	PUNCT
ajfa-15149	263	37	vol	vol	NOUN
ajfa-15149	263	38	.	.	PROPN
ajfa-15149	263	39	11	11	NUM
ajfa-15149	263	40	,	,	PUNCT
ajfa-15149	263	41	no	no	INTJ
ajfa-15149	263	42	.	.	NOUN
ajfa-15149	263	43	2	2	NUM
ajfa-15149	263	44	ajfa.macrothink.org/	ajfa.macrothink.org/	NOUN
ajfa-15149	263	45	14	14	NUM
ajfa-15149	263	46	figure	figure	NOUN
ajfa-15149	263	47	1	1	NUM
ajfa-15149	263	48	.	.	PUNCT
ajfa-15149	263	49	method	method	NOUN
ajfa-15149	263	50	of	of	ADP
ajfa-15149	263	51	choosing	choose	VERB
ajfa-15149	263	52	the	the	DET
ajfa-15149	263	53	appropriate	appropriate	ADJ
ajfa-15149	263	54	comparison	comparison	NOUN
ajfa-15149	263	55	test	test	NOUN
ajfa-15149	263	56	to	to	ADP
ajfa-15149	263	57	the	the	DET
ajfa-15149	263	58	results	result	NOUN
ajfa-15149	263	59	of	of	ADP
ajfa-15149	263	60	the	the	DET
ajfa-15149	263	61	normality	normality	NOUN
ajfa-15149	263	62	test	test	NOUN
ajfa-15149	263	63	for	for	ADP
ajfa-15149	263	64	all	all	DET
ajfa-15149	263	65	the	the	DET
ajfa-15149	263	66	variables	variable	NOUN
ajfa-15149	263	67	that	that	PRON
ajfa-15149	263	68	follow	follow	VERB
ajfa-15149	263	69	the	the	DET
ajfa-15149	263	70	normal	normal	ADJ
ajfa-15149	263	71	law	law	NOUN
ajfa-15149	263	72	,	,	PUNCT
ajfa-15149	263	73	before	before	ADP
ajfa-15149	263	74	applying	apply	VERB
ajfa-15149	263	75	the	the	DET
ajfa-15149	263	76	student	student	NOUN
ajfa-15149	263	77	test	test	NOUN
ajfa-15149	263	78	,	,	PUNCT
ajfa-15149	263	79	the	the	DET
ajfa-15149	263	80	procedure	procedure	NOUN
ajfa-15149	263	81	of	of	ADP
ajfa-15149	263	82	this	this	DET
ajfa-15149	263	83	test	test	NOUN
ajfa-15149	263	84	imposes	impose	VERB
ajfa-15149	263	85	the	the	DET
ajfa-15149	263	86	verification	verification	NOUN
ajfa-15149	263	87	of	of	ADP
ajfa-15149	263	88	the	the	DET
ajfa-15149	263	89	variances	variance	NOUN
ajfa-15149	263	90	’	'	PUNCT
ajfa-15149	263	91	equality	equality	NOUN
ajfa-15149	263	92	.	.	PUNCT
ajfa-15149	264	1	it	it	PRON
ajfa-15149	264	2	means	mean	VERB
ajfa-15149	264	3	that	that	SCONJ
ajfa-15149	264	4	the	the	DET
ajfa-15149	264	5	estimation	estimation	NOUN
ajfa-15149	264	6	of	of	ADP
ajfa-15149	264	7	the	the	DET
ajfa-15149	264	8	difference	difference	NOUN
ajfa-15149	264	9	between	between	ADP
ajfa-15149	264	10	the	the	DET
ajfa-15149	264	11	average	average	ADJ
ajfa-15149	264	12	solvency	solvency	NOUN
ajfa-15149	264	13	measurements	measurement	NOUN
ajfa-15149	264	14	through	through	ADP
ajfa-15149	264	15	the	the	DET
ajfa-15149	264	16	student	student	NOUN
ajfa-15149	264	17	test	test	NOUN
ajfa-15149	264	18	depends	depend	VERB
ajfa-15149	264	19	on	on	ADP
ajfa-15149	264	20	the	the	DET
ajfa-15149	264	21	validity	validity	NOUN
ajfa-15149	264	22	of	of	ADP
ajfa-15149	264	23	the	the	DET
ajfa-15149	264	24	hypothesis	hypothesis	NOUN
ajfa-15149	264	25	of	of	ADP
ajfa-15149	264	26	equality	equality	NOUN
ajfa-15149	264	27	between	between	ADP
ajfa-15149	264	28	solvency	solvency	NOUN
ajfa-15149	264	29	variances	variance	NOUN
ajfa-15149	264	30	.	.	PUNCT
ajfa-15149	265	1	if	if	SCONJ
ajfa-15149	265	2	this	this	DET
ajfa-15149	265	3	assumption	assumption	NOUN
ajfa-15149	265	4	is	be	AUX
ajfa-15149	265	5	not	not	PART
ajfa-15149	265	6	verified	verify	VERB
ajfa-15149	265	7	,	,	PUNCT
ajfa-15149	265	8	we	we	PRON
ajfa-15149	265	9	apply	apply	VERB
ajfa-15149	265	10	another	another	DET
ajfa-15149	265	11	substitute	substitute	NOUN
ajfa-15149	265	12	test	test	NOUN
ajfa-15149	265	13	.	.	PUNCT
ajfa-15149	266	1	in	in	ADP
ajfa-15149	266	2	case	case	NOUN
ajfa-15149	266	3	some	some	DET
ajfa-15149	266	4	variables	variable	NOUN
ajfa-15149	266	5	do	do	AUX
ajfa-15149	266	6	not	not	PART
ajfa-15149	266	7	satisfy	satisfy	VERB
ajfa-15149	266	8	the	the	DET
ajfa-15149	266	9	normality	normality	NOUN
ajfa-15149	266	10	condition	condition	NOUN
ajfa-15149	266	11	,	,	PUNCT
ajfa-15149	266	12	the	the	DET
ajfa-15149	266	13	parametric	parametric	ADJ
ajfa-15149	266	14	tests	test	NOUN
ajfa-15149	266	15	are	be	AUX
ajfa-15149	266	16	not	not	PART
ajfa-15149	266	17	applicable	applicable	ADJ
ajfa-15149	266	18	.	.	PUNCT
ajfa-15149	267	1	to	to	PART
ajfa-15149	267	2	solve	solve	VERB
ajfa-15149	267	3	this	this	DET
ajfa-15149	267	4	problem	problem	NOUN
ajfa-15149	267	5	,	,	PUNCT
ajfa-15149	267	6	we	we	PRON
ajfa-15149	267	7	can	can	AUX
ajfa-15149	267	8	call	call	VERB
ajfa-15149	267	9	,	,	PUNCT
ajfa-15149	267	10	as	as	SCONJ
ajfa-15149	267	11	the	the	DET
ajfa-15149	267	12	case	case	NOUN
ajfa-15149	267	13	may	may	AUX
ajfa-15149	267	14	be	be	AUX
ajfa-15149	267	15	,	,	PUNCT
ajfa-15149	267	16	either	either	CCONJ
ajfa-15149	267	17	the	the	DET
ajfa-15149	267	18	mann	mann	PROPN
ajfa-15149	267	19	-	-	PUNCT
ajfa-15149	267	20	whitney	whitney	PROPN
ajfa-15149	267	21	test	test	NOUN
ajfa-15149	267	22	or	or	CCONJ
ajfa-15149	267	23	the	the	DET
ajfa-15149	267	24	cochran	cochran	NOUN
ajfa-15149	267	25	test	test	NOUN
ajfa-15149	267	26	.	.	PUNCT
ajfa-15149	268	1	in	in	ADP
ajfa-15149	268	2	practice	practice	NOUN
ajfa-15149	268	3	,	,	PUNCT
ajfa-15149	268	4	normality	normality	NOUN
ajfa-15149	268	5	scanning	scanning	NOUN
ajfa-15149	268	6	is	be	AUX
ajfa-15149	268	7	mandatory	mandatory	ADJ
ajfa-15149	268	8	if	if	SCONJ
ajfa-15149	268	9	the	the	DET
ajfa-15149	268	10	samples	sample	NOUN
ajfa-15149	268	11	’	'	PUNCT
ajfa-15149	268	12	size	size	NOUN
ajfa-15149	268	13	is	be	AUX
ajfa-15149	268	14	less	less	ADJ
ajfa-15149	268	15	than	than	ADP
ajfa-15149	268	16	30	30	NUM
ajfa-15149	268	17	observations	observation	NOUN
ajfa-15149	268	18	.	.	PUNCT
ajfa-15149	269	1	this	this	DET
ajfa-15149	269	2	restriction	restriction	NOUN
ajfa-15149	269	3	is	be	AUX
ajfa-15149	269	4	not	not	PART
ajfa-15149	269	5	essential	essential	ADJ
ajfa-15149	269	6	when	when	SCONJ
ajfa-15149	269	7	the	the	DET
ajfa-15149	269	8	sample	sample	NOUN
ajfa-15149	269	9	exceeds	exceed	VERB
ajfa-15149	269	10	30	30	NUM
ajfa-15149	269	11	observations	observation	NOUN
ajfa-15149	269	12	,	,	PUNCT
ajfa-15149	269	13	the	the	DET
ajfa-15149	269	14	minimum	minimum	ADJ
ajfa-15149	269	15	size	size	NOUN
ajfa-15149	269	16	sufficient	sufficient	ADJ
ajfa-15149	269	17	to	to	PART
ajfa-15149	269	18	ensure	ensure	VERB
ajfa-15149	269	19	the	the	DET
ajfa-15149	269	20	quasi	quasi	NOUN
ajfa-15149	269	21	-	-	NOUN
ajfa-15149	269	22	normality	normality	NOUN
ajfa-15149	269	23	of	of	ADP
ajfa-15149	269	24	the	the	DET
ajfa-15149	269	25	sampling	sample	VERB
ajfa-15149	269	26	distributions	distribution	NOUN
ajfa-15149	269	27	.	.	PUNCT
ajfa-15149	270	1	however	however	ADV
ajfa-15149	270	2	,	,	PUNCT
ajfa-15149	270	3	the	the	DET
ajfa-15149	270	4	size	size	NOUN
ajfa-15149	270	5	of	of	ADP
ajfa-15149	270	6	our	our	PRON
ajfa-15149	270	7	cbs	cbs	PROPN
ajfa-15149	270	8	’	'	PUNCT
ajfa-15149	270	9	sample	sample	NOUN
ajfa-15149	270	10	,	,	PUNCT
ajfa-15149	270	11	as	as	ADV
ajfa-15149	270	12	well	well	ADV
ajfa-15149	270	13	as	as	ADP
ajfa-15149	270	14	that	that	PRON
ajfa-15149	270	15	of	of	ADP
ajfa-15149	270	16	ibs	ibs	PROPN
ajfa-15149	270	17	,	,	PUNCT
ajfa-15149	270	18	are	be	AUX
ajfa-15149	270	19	equal	equal	ADJ
ajfa-15149	270	20	to	to	ADP
ajfa-15149	270	21	63	63	NUM
ajfa-15149	270	22	banks	bank	NOUN
ajfa-15149	270	23	.	.	PUNCT
ajfa-15149	271	1	notwithstanding	notwithstanding	ADP
ajfa-15149	271	2	our	our	PRON
ajfa-15149	271	3	selection	selection	NOUN
ajfa-15149	271	4	,	,	PUNCT
ajfa-15149	271	5	to	to	PART
ajfa-15149	271	6	ensure	ensure	VERB
ajfa-15149	271	7	the	the	DET
ajfa-15149	271	8	quality	quality	NOUN
ajfa-15149	271	9	of	of	ADP
ajfa-15149	271	10	the	the	DET
ajfa-15149	271	11	results	result	NOUN
ajfa-15149	271	12	and	and	CCONJ
ajfa-15149	271	13	the	the	DET
ajfa-15149	271	14	reliability	reliability	NOUN
ajfa-15149	271	15	of	of	ADP
ajfa-15149	271	16	interpretations	interpretation	NOUN
ajfa-15149	271	17	we	we	PRON
ajfa-15149	271	18	worked	work	VERB
ajfa-15149	271	19	on	on	ADP
ajfa-15149	271	20	567	567	NUM
ajfa-15149	271	21	observations	observation	NOUN
ajfa-15149	271	22	and	and	CCONJ
ajfa-15149	271	23	we	we	PRON
ajfa-15149	271	24	verified	verify	VERB
ajfa-15149	271	25	the	the	DET
ajfa-15149	271	26	normality	normality	NOUN
ajfa-15149	271	27	of	of	ADP
ajfa-15149	271	28	distributions	distribution	NOUN
ajfa-15149	271	29	,	,	PUNCT
ajfa-15149	271	30	the	the	DET
ajfa-15149	271	31	assurance	assurance	NOUN
ajfa-15149	271	32	variables	variable	VERB
ajfa-15149	271	33	normality	normality	NOUN
ajfa-15149	271	34	maintains	maintain	VERB
ajfa-15149	271	35	the	the	DET
ajfa-15149	271	36	choice	choice	NOUN
ajfa-15149	271	37	of	of	ADP
ajfa-15149	271	38	the	the	DET
ajfa-15149	271	39	appropriate	appropriate	ADJ
ajfa-15149	271	40	tests	test	NOUN
ajfa-15149	271	41	.	.	PUNCT
ajfa-15149	272	1	furthermore	furthermore	ADV
ajfa-15149	272	2	,	,	PUNCT
ajfa-15149	272	3	there	there	PRON
ajfa-15149	272	4	is	be	VERB
ajfa-15149	272	5	a	a	DET
ajfa-15149	272	6	package	package	NOUN
ajfa-15149	272	7	of	of	ADP
ajfa-15149	272	8	normal	normal	ADJ
ajfa-15149	272	9	-	-	PUNCT
ajfa-15149	272	10	fit	fit	ADJ
ajfa-15149	272	11	tests	test	NOUN
ajfa-15149	272	12	,	,	PUNCT
ajfa-15149	272	13	among	among	ADP
ajfa-15149	272	14	which	which	PRON
ajfa-15149	272	15	we	we	PRON
ajfa-15149	272	16	have	have	AUX
ajfa-15149	272	17	chosen	choose	VERB
ajfa-15149	272	18	the	the	DET
ajfa-15149	272	19	skewness	skewness	NOUN
ajfa-15149	272	20	and	and	CCONJ
ajfa-15149	272	21	kurtosis	kurtosis	VERB
ajfa-15149	272	22	test	test	NOUN
ajfa-15149	272	23	.	.	PUNCT
ajfa-15149	273	1	our	our	PRON
ajfa-15149	273	2	approach	approach	NOUN
ajfa-15149	273	3	consists	consist	VERB
ajfa-15149	273	4	in	in	ADP
ajfa-15149	273	5	testing	test	VERB
ajfa-15149	273	6	two	two	NUM
ajfa-15149	273	7	sets	set	NOUN
ajfa-15149	273	8	of	of	ADP
ajfa-15149	273	9	variables	variable	NOUN
ajfa-15149	273	10	that	that	PRON
ajfa-15149	273	11	explain	explain	VERB
ajfa-15149	273	12	the	the	DET
ajfa-15149	273	13	bank	bank	NOUN
ajfa-15149	273	14	’s	’s	PART
ajfa-15149	273	15	solvency	solvency	NOUN
ajfa-15149	273	16	.	.	PUNCT
ajfa-15149	274	1	one	one	NUM
ajfa-15149	274	2	set	set	NOUN
ajfa-15149	274	3	of	of	ADP
ajfa-15149	274	4	variables	variable	NOUN
ajfa-15149	274	5	symbolizes	symbolize	VERB
ajfa-15149	274	6	the	the	DET
ajfa-15149	274	7	ibs	ib	NOUN
ajfa-15149	274	8	,	,	PUNCT
ajfa-15149	274	9	and	and	CCONJ
ajfa-15149	274	10	the	the	DET
ajfa-15149	274	11	other	other	ADJ
ajfa-15149	274	12	represents	represent	VERB
ajfa-15149	274	13	the	the	DET
ajfa-15149	274	14	cbs	cbs	PROPN
ajfa-15149	274	15	.	.	PUNCT
ajfa-15149	275	1	the	the	DET
ajfa-15149	275	2	results	result	NOUN
ajfa-15149	275	3	of	of	ADP
ajfa-15149	275	4	the	the	DET
ajfa-15149	275	5	hypothesis	hypothesis	NOUN
ajfa-15149	275	6	test	test	NOUN
ajfa-15149	275	7	showed	show	VERB
ajfa-15149	275	8	that	that	SCONJ
ajfa-15149	275	9	the	the	DET
ajfa-15149	275	10	normality	normality	NOUN
ajfa-15149	275	11	proposition	proposition	NOUN
ajfa-15149	275	12	when	when	SCONJ
ajfa-15149	275	13	the	the	DET
ajfa-15149	275	14	probability	probability	NOUN
ajfa-15149	275	15	associated	associate	VERB
ajfa-15149	275	16	with	with	ADP
ajfa-15149	275	17	the	the	DET
ajfa-15149	275	18	kurtosis	kurtosis	NOUN
ajfa-15149	275	19	coefficient	coefficient	NOUN
ajfa-15149	275	20	is	be	AUX
ajfa-15149	275	21	less	less	ADJ
ajfa-15149	275	22	than	than	ADP
ajfa-15149	275	23	or	or	CCONJ
ajfa-15149	275	24	equal	equal	ADJ
ajfa-15149	275	25	to	to	ADP
ajfa-15149	275	26	5	5	NUM
ajfa-15149	275	27	%	%	NOUN
ajfa-15149	275	28	.	.	PUNCT
ajfa-15149	276	1	table	table	NOUN
ajfa-15149	276	2	4	4	NUM
ajfa-15149	276	3	revealed	reveal	VERB
ajfa-15149	276	4	that	that	SCONJ
ajfa-15149	276	5	the	the	DET
ajfa-15149	276	6	pvalue	pvalue	NOUN
ajfa-15149	276	7	of	of	ADP
ajfa-15149	276	8	the	the	DET
ajfa-15149	276	9	cbs	cbs	PROPN
ajfa-15149	276	10	’	'	PUNCT
ajfa-15149	276	11	solvency	solvency	NOUN
ajfa-15149	276	12	is	be	AUX
ajfa-15149	276	13	less	less	ADJ
ajfa-15149	276	14	than	than	ADP
ajfa-15149	276	15	5	5	NUM
ajfa-15149	276	16	%	%	NOUN
ajfa-15149	276	17	(	(	PUNCT
ajfa-15149	276	18	0.0000	0.0000	NUM
ajfa-15149	276	19	)	)	PUNCT
ajfa-15149	276	20	.	.	PUNCT
ajfa-15149	277	1	otherwise	otherwise	ADV
ajfa-15149	277	2	,	,	PUNCT
ajfa-15149	277	3	the	the	DET
ajfa-15149	277	4	normality	normality	NOUN
ajfa-15149	277	5	test	test	NOUN
ajfa-15149	277	6	allows	allow	VERB
ajfa-15149	277	7	to	to	PART
ajfa-15149	277	8	state	state	VERB
ajfa-15149	277	9	,	,	PUNCT
ajfa-15149	277	10	with	with	ADP
ajfa-15149	277	11	a	a	DET
ajfa-15149	277	12	certainty	certainty	NOUN
ajfa-15149	277	13	of	of	ADP
ajfa-15149	277	14	95	95	NUM
ajfa-15149	277	15	%	%	NOUN
ajfa-15149	277	16	,	,	PUNCT
ajfa-15149	277	17	the	the	DET
ajfa-15149	277	18	non	non	ADJ
ajfa-15149	277	19	-	-	NOUN
ajfa-15149	277	20	normality	normality	NOUN
ajfa-15149	277	21	of	of	ADP
ajfa-15149	277	22	the	the	DET
ajfa-15149	277	23	data	datum	NOUN
ajfa-15149	277	24	distribution	distribution	NOUN
ajfa-15149	277	25	.	.	PUNCT
ajfa-15149	278	1	normality	normality	NOUN
ajfa-15149	278	2	test	test	NOUN
ajfa-15149	278	3	:	:	PUNCT
ajfa-15149	278	4	skewness	skewness	NOUN
ajfa-15149	278	5	and	and	CCONJ
ajfa-15149	278	6	kurtosis	kurtosis	VERB
ajfa-15149	278	7	test	test	NOUN
ajfa-15149	278	8	jarque	jarque	NOUN
ajfa-15149	278	9	-	-	PUNCT
ajfa-15149	278	10	bera	bera	NOUN
ajfa-15149	278	11	test	test	NOUN
ajfa-15149	279	1	yes	yes	INTJ
ajfa-15149	279	2	no	no	DET
ajfa-15149	279	3	equality	equality	NOUN
ajfa-15149	279	4	of	of	ADP
ajfa-15149	279	5	variances	variance	NOUN
ajfa-15149	279	6	:	:	PUNCT
ajfa-15149	279	7	fisher	fisher	PROPN
ajfa-15149	279	8	test	test	PROPN
ajfa-15149	279	9	mann	mann	PROPN
ajfa-15149	279	10	-	-	PUNCT
ajfa-15149	279	11	whitney	whitney	PROPN
ajfa-15149	279	12	test	test	NOUN
ajfa-15149	280	1	no	no	INTJ
ajfa-15149	281	1	yes	yes	INTJ
ajfa-15149	281	2	yes	yes	INTJ
ajfa-15149	282	1	no	no	DET
ajfa-15149	282	2	kolmogorov	kolmogorov	ADJ
ajfa-15149	282	3	-smirnov	-smirnov	PROPN
ajfa-15149	282	4	test	test	NOUN
ajfa-15149	282	5	comparison	comparison	NOUN
ajfa-15149	282	6	test	test	NOUN
ajfa-15149	282	7	between	between	ADP
ajfa-15149	282	8	means	mean	NOUN
ajfa-15149	282	9	:	:	PUNCT
ajfa-15149	282	10	student	student	NOUN
ajfa-15149	282	11	test	test	NOUN
ajfa-15149	282	12	cochran	cochran	PROPN
ajfa-15149	282	13	test	test	PROPN
ajfa-15149	282	14	asian	asian	PROPN
ajfa-15149	282	15	journal	journal	PROPN
ajfa-15149	282	16	of	of	ADP
ajfa-15149	282	17	finance	finance	PROPN
ajfa-15149	282	18	&	&	CCONJ
ajfa-15149	282	19	accounting	accounting	PROPN
ajfa-15149	282	20	issn	issn	PROPN
ajfa-15149	282	21	1946	1946	NUM
ajfa-15149	282	22	-	-	PUNCT
ajfa-15149	282	23	052x	052x	PROPN
ajfa-15149	282	24	2019	2019	NUM
ajfa-15149	282	25	,	,	PUNCT
ajfa-15149	282	26	vol	vol	NOUN
ajfa-15149	282	27	.	.	PROPN
ajfa-15149	283	1	11	11	NUM
ajfa-15149	283	2	,	,	PUNCT
ajfa-15149	283	3	no	no	INTJ
ajfa-15149	283	4	.	.	NOUN
ajfa-15149	283	5	2	2	NUM
ajfa-15149	283	6	ajfa.macrothink.org/	ajfa.macrothink.org/	NOUN
ajfa-15149	283	7	15	15	NUM
ajfa-15149	283	8	table	table	NOUN
ajfa-15149	283	9	4	4	NUM
ajfa-15149	283	10	.	.	PUNCT
ajfa-15149	284	1	detection	detection	NOUN
ajfa-15149	284	2	normality	normality	NOUN
ajfa-15149	284	3	of	of	ADP
ajfa-15149	284	4	the	the	DET
ajfa-15149	284	5	solvency	solvency	NOUN
ajfa-15149	284	6	relative	relative	ADJ
ajfa-15149	284	7	to	to	ADP
ajfa-15149	284	8	the	the	DET
ajfa-15149	284	9	cbs	cbs	PROPN
ajfa-15149	284	10	’	'	PUNCT
ajfa-15149	284	11	sample	sample	NOUN
ajfa-15149	284	12	.	.	PUNCT
ajfa-15149	285	1	bank	bank	NOUN
ajfa-15149	285	2	type	type	NOUN
ajfa-15149	285	3	cbs	cbs	PROPN
ajfa-15149	285	4	/	/	SYM
ajfa-15149	285	5	number	number	NOUN
ajfa-15149	285	6	of	of	ADP
ajfa-15149	285	7	observations	observation	NOUN
ajfa-15149	285	8	=	=	SYM
ajfa-15149	285	9	567	567	NUM
ajfa-15149	285	10	measurement	measurement	NOUN
ajfa-15149	285	11	skewness	skewness	NOUN
ajfa-15149	285	12	pr	pr	NOUN
ajfa-15149	285	13	(	(	PUNCT
ajfa-15149	285	14	sk	sk	INTJ
ajfa-15149	285	15	)	)	PUNCT
ajfa-15149	285	16	kurtosis	kurtosis	NOUN
ajfa-15149	285	17	pr	pr	NOUN
ajfa-15149	285	18	(	(	PUNCT
ajfa-15149	285	19	kur	kur	NOUN
ajfa-15149	285	20	)	)	PUNCT
ajfa-15149	285	21	prob	prob	NOUN
ajfa-15149	285	22	>	>	X
ajfa-15149	285	23	χ2	χ2	PROPN
ajfa-15149	285	24	p	p	ADJ
ajfa-15149	285	25	-	-	PUNCT
ajfa-15149	285	26	value	value	NOUN
ajfa-15149	285	27	normality	normality	NOUN
ajfa-15149	285	28	stc	stc	NOUN
ajfa-15149	285	29	12.461725≠0	12.461725≠0	NUM
ajfa-15149	285	30	0.0000	0.0000	NUM
ajfa-15149	285	31	26.07863≠3	26.07863≠3	NUM
ajfa-15149	286	1	0.0000	0.0000	NUM
ajfa-15149	286	2	0.0000	0.0000	NUM
ajfa-15149	286	3	no	no	PRON
ajfa-15149	286	4	similarly	similarly	ADV
ajfa-15149	286	5	,	,	PUNCT
ajfa-15149	286	6	table	table	NOUN
ajfa-15149	286	7	5	5	NUM
ajfa-15149	286	8	revealed	reveal	VERB
ajfa-15149	286	9	that	that	SCONJ
ajfa-15149	286	10	the	the	DET
ajfa-15149	286	11	skewness	skewness	NOUN
ajfa-15149	286	12	and	and	CCONJ
ajfa-15149	286	13	kurtosis	kurtosis	VERB
ajfa-15149	286	14	test	test	NOUN
ajfa-15149	286	15	specific	specific	ADJ
ajfa-15149	286	16	to	to	ADP
ajfa-15149	286	17	the	the	DET
ajfa-15149	286	18	ibs	ib	NOUN
ajfa-15149	286	19	’	'	PUNCT
ajfa-15149	286	20	solvency	solvency	NOUN
ajfa-15149	286	21	generated	generate	VERB
ajfa-15149	286	22	a	a	DET
ajfa-15149	286	23	p	p	NOUN
ajfa-15149	286	24	-	-	PUNCT
ajfa-15149	286	25	value	value	NOUN
ajfa-15149	286	26	(	(	PUNCT
ajfa-15149	286	27	0.0057	0.0057	NUM
ajfa-15149	286	28	)	)	PUNCT
ajfa-15149	286	29	less	less	ADJ
ajfa-15149	286	30	than	than	ADP
ajfa-15149	286	31	5	5	NUM
ajfa-15149	286	32	%	%	NOUN
ajfa-15149	286	33	.	.	PUNCT
ajfa-15149	287	1	therefore	therefore	ADV
ajfa-15149	287	2	,	,	PUNCT
ajfa-15149	287	3	we	we	PRON
ajfa-15149	287	4	rejected	reject	VERB
ajfa-15149	287	5	the	the	DET
ajfa-15149	287	6	null	null	ADJ
ajfa-15149	287	7	hypothesis	hypothesis	NOUN
ajfa-15149	287	8	,	,	PUNCT
ajfa-15149	287	9	which	which	PRON
ajfa-15149	287	10	indicates	indicate	VERB
ajfa-15149	287	11	that	that	SCONJ
ajfa-15149	287	12	the	the	DET
ajfa-15149	287	13	solvency	solvency	NOUN
ajfa-15149	287	14	of	of	ADP
ajfa-15149	287	15	ibs	ibs	PROPN
ajfa-15149	287	16	does	do	AUX
ajfa-15149	287	17	not	not	PART
ajfa-15149	287	18	follow	follow	VERB
ajfa-15149	287	19	the	the	DET
ajfa-15149	287	20	normal	normal	ADJ
ajfa-15149	287	21	law	law	NOUN
ajfa-15149	287	22	.	.	PUNCT
ajfa-15149	288	1	table	table	NOUN
ajfa-15149	288	2	5	5	NUM
ajfa-15149	288	3	.	.	PUNCT
ajfa-15149	289	1	detection	detection	NOUN
ajfa-15149	289	2	normality	normality	NOUN
ajfa-15149	289	3	of	of	ADP
ajfa-15149	289	4	the	the	DET
ajfa-15149	289	5	solvency	solvency	NOUN
ajfa-15149	289	6	relative	relative	ADJ
ajfa-15149	289	7	to	to	ADP
ajfa-15149	289	8	the	the	DET
ajfa-15149	289	9	ibs	ib	NOUN
ajfa-15149	289	10	’	'	PUNCT
ajfa-15149	289	11	sample	sample	NOUN
ajfa-15149	289	12	.	.	PUNCT
ajfa-15149	290	1	bank	bank	NOUN
ajfa-15149	290	2	type	type	NOUN
ajfa-15149	290	3	ibs	ibs	PROPN
ajfa-15149	290	4	/	/	SYM
ajfa-15149	290	5	number	number	NOUN
ajfa-15149	290	6	of	of	ADP
ajfa-15149	290	7	observations	observation	NOUN
ajfa-15149	290	8	=	=	SYM
ajfa-15149	290	9	567	567	NUM
ajfa-15149	290	10	measurement	measurement	NOUN
ajfa-15149	290	11	skewness	skewness	NOUN
ajfa-15149	290	12	pr	pr	NOUN
ajfa-15149	290	13	(	(	PUNCT
ajfa-15149	290	14	sk	sk	INTJ
ajfa-15149	290	15	)	)	PUNCT
ajfa-15149	290	16	kurtosis	kurtosis	NOUN
ajfa-15149	290	17	pr	pr	NOUN
ajfa-15149	290	18	(	(	PUNCT
ajfa-15149	290	19	kur	kur	NOUN
ajfa-15149	290	20	)	)	PUNCT
ajfa-15149	290	21	prob	prob	NOUN
ajfa-15149	290	22	>	>	X
ajfa-15149	290	23	χ2	χ2	PROPN
ajfa-15149	290	24	p	p	ADJ
ajfa-15149	290	25	-	-	PUNCT
ajfa-15149	290	26	value	value	NOUN
ajfa-15149	290	27	normality	normality	NOUN
ajfa-15149	290	28	sti	sti	PROPN
ajfa-15149	290	29	6.624401≠0	6.624401≠0	VERB
ajfa-15149	290	30	0.0000	0.0000	NUM
ajfa-15149	290	31	38.423971≠3	38.423971≠3	NUM
ajfa-15149	290	32	0.0000	0.0000	NUM
ajfa-15149	290	33	0.0057	0.0057	NUM
ajfa-15149	291	1	no	no	DET
ajfa-15149	291	2	3.3.2	3.3.2	NUM
ajfa-15149	291	3	.	.	PUNCT
ajfa-15149	292	1	analysis	analysis	NOUN
ajfa-15149	292	2	of	of	ADP
ajfa-15149	292	3	the	the	DET
ajfa-15149	292	4	non	non	ADJ
ajfa-15149	292	5	-	-	ADJ
ajfa-15149	292	6	parametric	parametric	ADJ
ajfa-15149	292	7	test	test	NOUN
ajfa-15149	292	8	:	:	PUNCT
ajfa-15149	292	9	results	result	NOUN
ajfa-15149	292	10	for	for	ADP
ajfa-15149	292	11	comparability	comparability	NOUN
ajfa-15149	292	12	of	of	ADP
ajfa-15149	292	13	two	two	NUM
ajfa-15149	292	14	-	-	PUNCT
ajfa-15149	292	15	samples	sample	NOUN
ajfa-15149	292	16	’	'	PUNCT
ajfa-15149	292	17	solvencies	solvency	NOUN
ajfa-15149	292	18	(	(	PUNCT
ajfa-15149	292	19	mann	mann	PROPN
ajfa-15149	292	20	-	-	PUNCT
ajfa-15149	292	21	whitney	whitney	PROPN
ajfa-15149	292	22	test	test	NOUN
ajfa-15149	292	23	)	)	PUNCT
ajfa-15149	292	24	.	.	PUNCT
ajfa-15149	293	1	although	although	SCONJ
ajfa-15149	293	2	almost	almost	ADV
ajfa-15149	293	3	all	all	PRON
ajfa-15149	293	4	statistical	statistical	ADJ
ajfa-15149	293	5	tests	test	NOUN
ajfa-15149	293	6	assume	assume	VERB
ajfa-15149	293	7	the	the	DET
ajfa-15149	293	8	normality	normality	NOUN
ajfa-15149	293	9	of	of	ADP
ajfa-15149	293	10	the	the	DET
ajfa-15149	293	11	random	random	ADJ
ajfa-15149	293	12	variables	variable	NOUN
ajfa-15149	293	13	studied	study	VERB
ajfa-15149	293	14	,	,	PUNCT
ajfa-15149	293	15	this	this	DET
ajfa-15149	293	16	condition	condition	NOUN
ajfa-15149	293	17	is	be	AUX
ajfa-15149	293	18	not	not	PART
ajfa-15149	293	19	always	always	ADV
ajfa-15149	293	20	confirmed	confirm	VERB
ajfa-15149	293	21	.	.	PUNCT
ajfa-15149	294	1	for	for	ADP
ajfa-15149	294	2	variables	variable	NOUN
ajfa-15149	294	3	that	that	PRON
ajfa-15149	294	4	do	do	AUX
ajfa-15149	294	5	not	not	PART
ajfa-15149	294	6	follow	follow	VERB
ajfa-15149	294	7	normality	normality	NOUN
ajfa-15149	294	8	law	law	NOUN
ajfa-15149	294	9	,	,	PUNCT
ajfa-15149	294	10	we	we	PRON
ajfa-15149	294	11	can	can	AUX
ajfa-15149	294	12	apply	apply	VERB
ajfa-15149	294	13	the	the	DET
ajfa-15149	294	14	mann	mann	PROPN
ajfa-15149	294	15	-	-	PUNCT
ajfa-15149	294	16	whitney	whitney	PROPN
ajfa-15149	294	17	test	test	NOUN
ajfa-15149	294	18	(	(	PUNCT
ajfa-15149	294	19	u	u	NOUN
ajfa-15149	294	20	-	-	NOUN
ajfa-15149	294	21	test	test	NOUN
ajfa-15149	294	22	)	)	PUNCT
ajfa-15149	294	23	.	.	PUNCT
ajfa-15149	295	1	from	from	ADP
ajfa-15149	295	2	two	two	NUM
ajfa-15149	295	3	independent	independent	ADJ
ajfa-15149	295	4	populations	population	NOUN
ajfa-15149	295	5	,	,	PUNCT
ajfa-15149	295	6	this	this	DET
ajfa-15149	295	7	non	non	ADJ
ajfa-15149	295	8	-	-	ADJ
ajfa-15149	295	9	parametric	parametric	ADJ
ajfa-15149	295	10	test	test	NOUN
ajfa-15149	295	11	devoted	devote	VERB
ajfa-15149	295	12	to	to	ADP
ajfa-15149	295	13	the	the	DET
ajfa-15149	295	14	comparison	comparison	NOUN
ajfa-15149	295	15	between	between	ADP
ajfa-15149	295	16	two	two	NUM
ajfa-15149	295	17	samples	sample	NOUN
ajfa-15149	295	18	.	.	PUNCT
ajfa-15149	296	1	the	the	DET
ajfa-15149	296	2	mann	mann	PROPN
ajfa-15149	296	3	-	-	PUNCT
ajfa-15149	296	4	whitney	whitney	PROPN
ajfa-15149	296	5	test	test	NOUN
ajfa-15149	296	6	replaces	replace	VERB
ajfa-15149	296	7	the	the	DET
ajfa-15149	296	8	student	student	NOUN
ajfa-15149	296	9	test	test	NOUN
ajfa-15149	296	10	but	but	CCONJ
ajfa-15149	296	11	never	never	ADV
ajfa-15149	296	12	relies	rely	VERB
ajfa-15149	296	13	on	on	ADP
ajfa-15149	296	14	the	the	DET
ajfa-15149	296	15	constraints	constraint	NOUN
ajfa-15149	296	16	of	of	ADP
ajfa-15149	296	17	the	the	DET
ajfa-15149	296	18	frequency	frequency	NOUN
ajfa-15149	296	19	distribution	distribution	NOUN
ajfa-15149	296	20	parameters	parameter	NOUN
ajfa-15149	296	21	or	or	CCONJ
ajfa-15149	296	22	the	the	DET
ajfa-15149	296	23	condition	condition	NOUN
ajfa-15149	296	24	of	of	ADP
ajfa-15149	296	25	the	the	DET
ajfa-15149	296	26	mean	mean	NOUN
ajfa-15149	296	27	and	and	CCONJ
ajfa-15149	296	28	variance	variance	NOUN
ajfa-15149	296	29	estimate	estimate	NOUN
ajfa-15149	296	30	.	.	PUNCT
ajfa-15149	297	1	when	when	SCONJ
ajfa-15149	297	2	the	the	DET
ajfa-15149	297	3	distributions	distribution	NOUN
ajfa-15149	297	4	are	be	AUX
ajfa-15149	297	5	not	not	PART
ajfa-15149	297	6	normal	normal	ADJ
ajfa-15149	297	7	,	,	PUNCT
ajfa-15149	297	8	the	the	DET
ajfa-15149	297	9	mann	mann	PROPN
ajfa-15149	297	10	-	-	PUNCT
ajfa-15149	297	11	whitney	whitney	PROPN
ajfa-15149	297	12	test	test	NOUN
ajfa-15149	297	13	is	be	AUX
ajfa-15149	297	14	appropriate	appropriate	ADJ
ajfa-15149	297	15	and	and	CCONJ
ajfa-15149	297	16	effective	effective	ADJ
ajfa-15149	297	17	because	because	SCONJ
ajfa-15149	297	18	this	this	DET
ajfa-15149	297	19	test	test	NOUN
ajfa-15149	297	20	is	be	AUX
ajfa-15149	297	21	widely	widely	ADV
ajfa-15149	297	22	applicable	applicable	ADJ
ajfa-15149	297	23	independently	independently	ADV
ajfa-15149	297	24	of	of	ADP
ajfa-15149	297	25	the	the	DET
ajfa-15149	297	26	samples	sample	NOUN
ajfa-15149	297	27	’	'	PUNCT
ajfa-15149	297	28	size	size	NOUN
ajfa-15149	297	29	,	,	PUNCT
ajfa-15149	297	30	even	even	ADV
ajfa-15149	297	31	if	if	SCONJ
ajfa-15149	297	32	they	they	PRON
ajfa-15149	297	33	are	be	AUX
ajfa-15149	297	34	not	not	PART
ajfa-15149	297	35	subject	subject	ADJ
ajfa-15149	297	36	to	to	ADP
ajfa-15149	297	37	the	the	DET
ajfa-15149	297	38	normality	normality	NOUN
ajfa-15149	297	39	requirement	requirement	NOUN
ajfa-15149	297	40	.	.	PUNCT
ajfa-15149	298	1	if	if	SCONJ
ajfa-15149	298	2	the	the	DET
ajfa-15149	298	3	solvency	solvency	NOUN
ajfa-15149	298	4	ratio	ratio	NOUN
ajfa-15149	298	5	does	do	AUX
ajfa-15149	298	6	not	not	PART
ajfa-15149	298	7	validate	validate	VERB
ajfa-15149	298	8	the	the	DET
ajfa-15149	298	9	normality	normality	NOUN
ajfa-15149	298	10	test	test	NOUN
ajfa-15149	298	11	for	for	ADP
ajfa-15149	298	12	one	one	NUM
ajfa-15149	298	13	of	of	ADP
ajfa-15149	298	14	two	two	NUM
ajfa-15149	298	15	samples	sample	NOUN
ajfa-15149	298	16	,	,	PUNCT
ajfa-15149	298	17	this	this	PRON
ajfa-15149	298	18	leads	lead	VERB
ajfa-15149	298	19	us	we	PRON
ajfa-15149	298	20	to	to	PART
ajfa-15149	298	21	ignore	ignore	VERB
ajfa-15149	298	22	the	the	DET
ajfa-15149	298	23	application	application	NOUN
ajfa-15149	298	24	of	of	ADP
ajfa-15149	298	25	the	the	DET
ajfa-15149	298	26	student	student	NOUN
ajfa-15149	298	27	test	test	NOUN
ajfa-15149	298	28	even	even	ADV
ajfa-15149	298	29	if	if	SCONJ
ajfa-15149	298	30	the	the	DET
ajfa-15149	298	31	normality	normality	NOUN
ajfa-15149	298	32	hypothesis	hypothesis	NOUN
ajfa-15149	298	33	is	be	AUX
ajfa-15149	298	34	accepted	accept	VERB
ajfa-15149	298	35	for	for	ADP
ajfa-15149	298	36	the	the	DET
ajfa-15149	298	37	same	same	ADJ
ajfa-15149	298	38	variable	variable	NOUN
ajfa-15149	298	39	in	in	ADP
ajfa-15149	298	40	the	the	DET
ajfa-15149	298	41	other	other	ADJ
ajfa-15149	298	42	sample	sample	NOUN
ajfa-15149	298	43	.	.	PUNCT
ajfa-15149	299	1	therefore	therefore	ADV
ajfa-15149	299	2	,	,	PUNCT
ajfa-15149	299	3	the	the	DET
ajfa-15149	299	4	distribution	distribution	NOUN
ajfa-15149	299	5	of	of	ADP
ajfa-15149	299	6	st	st	PROPN
ajfa-15149	299	7	is	be	AUX
ajfa-15149	299	8	n't	not	PART
ajfa-15149	299	9	normal	normal	ADJ
ajfa-15149	299	10	for	for	ADP
ajfa-15149	299	11	both	both	DET
ajfa-15149	299	12	types	type	NOUN
ajfa-15149	299	13	of	of	ADP
ajfa-15149	299	14	banks	bank	NOUN
ajfa-15149	299	15	.	.	PUNCT
ajfa-15149	300	1	in	in	ADP
ajfa-15149	300	2	this	this	DET
ajfa-15149	300	3	case	case	NOUN
ajfa-15149	300	4	,	,	PUNCT
ajfa-15149	300	5	the	the	DET
ajfa-15149	300	6	application	application	NOUN
ajfa-15149	300	7	of	of	ADP
ajfa-15149	300	8	the	the	DET
ajfa-15149	300	9	mannwhitney	mannwhitney	ADJ
ajfa-15149	300	10	test	test	NOUN
ajfa-15149	300	11	will	will	AUX
ajfa-15149	300	12	then	then	ADV
ajfa-15149	300	13	be	be	AUX
ajfa-15149	300	14	automatic	automatic	ADJ
ajfa-15149	300	15	.	.	PUNCT
ajfa-15149	301	1	according	accord	VERB
ajfa-15149	301	2	to	to	ADP
ajfa-15149	301	3	table	table	NOUN
ajfa-15149	301	4	6	6	NUM
ajfa-15149	301	5	,	,	PUNCT
ajfa-15149	301	6	we	we	PRON
ajfa-15149	301	7	have	have	AUX
ajfa-15149	301	8	detected	detect	VERB
ajfa-15149	301	9	the	the	DET
ajfa-15149	301	10	existence	existence	NOUN
ajfa-15149	301	11	of	of	ADP
ajfa-15149	301	12	a	a	DET
ajfa-15149	301	13	considerable	considerable	ADJ
ajfa-15149	301	14	difference	difference	NOUN
ajfa-15149	301	15	between	between	ADP
ajfa-15149	301	16	the	the	DET
ajfa-15149	301	17	pair	pair	NOUN
ajfa-15149	301	18	of	of	ADP
ajfa-15149	301	19	bank	bank	NOUN
ajfa-15149	301	20	solvency	solvency	NOUN
ajfa-15149	301	21	parameters	parameter	NOUN
ajfa-15149	301	22	.	.	PUNCT
ajfa-15149	302	1	also	also	ADV
ajfa-15149	302	2	,	,	PUNCT
ajfa-15149	302	3	we	we	PRON
ajfa-15149	302	4	noticed	notice	VERB
ajfa-15149	302	5	that	that	SCONJ
ajfa-15149	302	6	the	the	DET
ajfa-15149	302	7	p	p	NOUN
ajfa-15149	302	8	-	-	PUNCT
ajfa-15149	302	9	value	value	NOUN
ajfa-15149	302	10	(	(	PUNCT
ajfa-15149	302	11	0.0062	0.0062	NUM
ajfa-15149	302	12	)	)	PUNCT
ajfa-15149	302	13	of	of	ADP
ajfa-15149	302	14	st	st	PROPN
ajfa-15149	302	15	is	be	AUX
ajfa-15149	302	16	less	less	ADJ
ajfa-15149	302	17	than	than	ADP
ajfa-15149	302	18	5	5	NUM
ajfa-15149	302	19	%	%	NOUN
ajfa-15149	302	20	.	.	PUNCT
ajfa-15149	303	1	for	for	ADP
ajfa-15149	303	2	this	this	DET
ajfa-15149	303	3	reason	reason	NOUN
ajfa-15149	303	4	,	,	PUNCT
ajfa-15149	303	5	we	we	PRON
ajfa-15149	303	6	rejected	reject	VERB
ajfa-15149	303	7	h0	h0	PROPN
ajfa-15149	303	8	.	.	PUNCT
ajfa-15149	304	1	so	so	ADV
ajfa-15149	304	2	,	,	PUNCT
ajfa-15149	304	3	there	there	PRON
ajfa-15149	304	4	is	be	VERB
ajfa-15149	304	5	a	a	DET
ajfa-15149	304	6	significant	significant	ADJ
ajfa-15149	304	7	difference	difference	NOUN
ajfa-15149	304	8	between	between	ADP
ajfa-15149	304	9	the	the	DET
ajfa-15149	304	10	cbs	cbs	PROPN
ajfa-15149	304	11	’	'	PUNCT
ajfa-15149	304	12	solvency	solvency	NOUN
ajfa-15149	304	13	and	and	CCONJ
ajfa-15149	304	14	that	that	PRON
ajfa-15149	304	15	of	of	ADP
ajfa-15149	304	16	ibs	ibs	PROPN
ajfa-15149	304	17	over	over	ADP
ajfa-15149	304	18	the	the	DET
ajfa-15149	304	19	period	period	NOUN
ajfa-15149	304	20	(	(	PUNCT
ajfa-15149	304	21	2010	2010	NUM
ajfa-15149	304	22	-	-	SYM
ajfa-15149	304	23	2018	2018	NUM
ajfa-15149	304	24	)	)	PUNCT
ajfa-15149	304	25	.	.	PUNCT
ajfa-15149	305	1	asian	asian	ADJ
ajfa-15149	305	2	journal	journal	PROPN
ajfa-15149	305	3	of	of	ADP
ajfa-15149	305	4	finance	finance	PROPN
ajfa-15149	305	5	&	&	CCONJ
ajfa-15149	305	6	accounting	accounting	PROPN
ajfa-15149	305	7	issn	issn	PROPN
ajfa-15149	305	8	1946	1946	NUM
ajfa-15149	305	9	-	-	PUNCT
ajfa-15149	305	10	052x	052x	PROPN
ajfa-15149	305	11	2019	2019	NUM
ajfa-15149	305	12	,	,	PUNCT
ajfa-15149	305	13	vol	vol	NOUN
ajfa-15149	305	14	.	.	PROPN
ajfa-15149	305	15	11	11	NUM
ajfa-15149	305	16	,	,	PUNCT
ajfa-15149	305	17	no	no	INTJ
ajfa-15149	305	18	.	.	NOUN
ajfa-15149	305	19	2	2	NUM
ajfa-15149	305	20	ajfa.macrothink.org/	ajfa.macrothink.org/	NOUN
ajfa-15149	305	21	16	16	NUM
ajfa-15149	305	22	table	table	NOUN
ajfa-15149	305	23	6	6	NUM
ajfa-15149	305	24	.	.	PUNCT
ajfa-15149	306	1	mann	mann	PROPN
ajfa-15149	306	2	-	-	PUNCT
ajfa-15149	306	3	whitney	whitney	PROPN
ajfa-15149	306	4	and	and	CCONJ
ajfa-15149	306	5	kolmogorov	kolmogorov	ADJ
ajfa-15149	306	6	-	-	PUNCT
ajfa-15149	306	7	smirnov	smirnov	ADJ
ajfa-15149	306	8	test	test	NOUN
ajfa-15149	306	9	for	for	ADP
ajfa-15149	306	10	the	the	DET
ajfa-15149	306	11	detection	detection	NOUN
ajfa-15149	306	12	of	of	ADP
ajfa-15149	306	13	differences	difference	NOUN
ajfa-15149	306	14	between	between	ADP
ajfa-15149	306	15	the	the	DET
ajfa-15149	306	16	solvency	solvency	NOUN
ajfa-15149	306	17	of	of	ADP
ajfa-15149	306	18	conventional	conventional	ADJ
ajfa-15149	306	19	and	and	CCONJ
ajfa-15149	306	20	islamic	islamic	ADJ
ajfa-15149	306	21	banks	bank	NOUN
ajfa-15149	306	22	.	.	PUNCT
ajfa-15149	307	1	measurement	measurement	NOUN
ajfa-15149	307	2	kolmogorovsmirnov	kolmogorovsmirnov	VERB
ajfa-15149	307	3	p	p	NOUN
ajfa-15149	307	4	-	-	PUNCT
ajfa-15149	307	5	value	value	NOUN
ajfa-15149	307	6	mann	mann	PROPN
ajfa-15149	307	7	-	-	PUNCT
ajfa-15149	307	8	whitney	whitney	PROPN
ajfa-15149	307	9	ncb	ncb	PROPN
ajfa-15149	307	10	=	=	PROPN
ajfa-15149	307	11	567	567	NUM
ajfa-15149	307	12	nib=567	nib=567	NOUN
ajfa-15149	307	13	p	p	ADJ
ajfa-15149	307	14	-	-	PUNCT
ajfa-15149	307	15	value	value	NOUN
ajfa-15149	307	16	comparison	comparison	NOUN
ajfa-15149	307	17	test	test	NOUN
ajfa-15149	307	18	between	between	ADP
ajfa-15149	307	19	averages	average	NOUN
ajfa-15149	307	20	stc	stc	PROPN
ajfa-15149	307	21	and	and	CCONJ
ajfa-15149	307	22	sti	sti	PROPN
ajfa-15149	307	23	0.4816	0.4816	NUM
ajfa-15149	307	24	0.026	0.026	NUM
ajfa-15149	307	25	<	<	X
ajfa-15149	307	26	5	5	NUM
ajfa-15149	307	27	%	%	NOUN
ajfa-15149	307	28	2.391	2.391	NUM
ajfa-15149	307	29	0.0062<5	0.0062<5	ADJ
ajfa-15149	307	30	%	%	NOUN
ajfa-15149	307	31	h0	h0	NOUN
ajfa-15149	307	32	rejected	reject	VERB
ajfa-15149	307	33	4	4	NUM
ajfa-15149	307	34	.	.	PUNCT
ajfa-15149	308	1	interpretation	interpretation	NOUN
ajfa-15149	308	2	of	of	ADP
ajfa-15149	308	3	the	the	DET
ajfa-15149	308	4	comparative	comparative	ADJ
ajfa-15149	308	5	results	result	NOUN
ajfa-15149	308	6	between	between	ADP
ajfa-15149	308	7	conventional	conventional	ADJ
ajfa-15149	308	8	and	and	CCONJ
ajfa-15149	308	9	islamic	islamic	ADJ
ajfa-15149	308	10	banks	bank	NOUN
ajfa-15149	308	11	’	'	PUNCT
ajfa-15149	308	12	solvencies	solvency	NOUN
ajfa-15149	308	13	a	a	DET
ajfa-15149	308	14	bank	bank	NOUN
ajfa-15149	308	15	is	be	AUX
ajfa-15149	308	16	solvent	solvent	ADJ
ajfa-15149	308	17	when	when	SCONJ
ajfa-15149	308	18	the	the	DET
ajfa-15149	308	19	total	total	ADJ
ajfa-15149	308	20	value	value	NOUN
ajfa-15149	308	21	of	of	ADP
ajfa-15149	308	22	its	its	PRON
ajfa-15149	308	23	assets	asset	NOUN
ajfa-15149	308	24	exceeds	exceed	VERB
ajfa-15149	308	25	its	its	PRON
ajfa-15149	308	26	responsibilities	responsibility	NOUN
ajfa-15149	308	27	.	.	PUNCT
ajfa-15149	309	1	if	if	SCONJ
ajfa-15149	309	2	the	the	DET
ajfa-15149	309	3	bank	bank	NOUN
ajfa-15149	309	4	has	have	AUX
ajfa-15149	309	5	lost	lose	VERB
ajfa-15149	309	6	its	its	PRON
ajfa-15149	309	7	capacity	capacity	NOUN
ajfa-15149	309	8	of	of	ADP
ajfa-15149	309	9	solvency	solvency	NOUN
ajfa-15149	309	10	,	,	PUNCT
ajfa-15149	309	11	it	it	PRON
ajfa-15149	309	12	may	may	AUX
ajfa-15149	309	13	face	face	VERB
ajfa-15149	309	14	financial	financial	ADJ
ajfa-15149	309	15	difficulties	difficulty	NOUN
ajfa-15149	309	16	both	both	CCONJ
ajfa-15149	309	17	internally	internally	ADV
ajfa-15149	309	18	and	and	CCONJ
ajfa-15149	309	19	externally	externally	ADV
ajfa-15149	309	20	.	.	PUNCT
ajfa-15149	310	1	the	the	DET
ajfa-15149	310	2	solvency	solvency	NOUN
ajfa-15149	310	3	ratio	ratio	NOUN
ajfa-15149	310	4	used	use	VERB
ajfa-15149	310	5	in	in	ADP
ajfa-15149	310	6	our	our	PRON
ajfa-15149	310	7	study	study	NOUN
ajfa-15149	310	8	is	be	AUX
ajfa-15149	310	9	"	"	PUNCT
ajfa-15149	310	10	loan	loan	NOUN
ajfa-15149	310	11	deposits	deposit	NOUN
ajfa-15149	310	12	"	"	PUNCT
ajfa-15149	310	13	.	.	PUNCT
ajfa-15149	311	1	the	the	DET
ajfa-15149	311	2	ratio	ratio	NOUN
ajfa-15149	311	3	of	of	ADP
ajfa-15149	311	4	total	total	ADJ
ajfa-15149	311	5	credits	credit	NOUN
ajfa-15149	311	6	to	to	AUX
ajfa-15149	311	7	deposits	deposit	NOUN
ajfa-15149	311	8	measures	measure	NOUN
ajfa-15149	311	9	the	the	DET
ajfa-15149	311	10	risk	risk	NOUN
ajfa-15149	311	11	of	of	ADP
ajfa-15149	311	12	insolvency	insolvency	NOUN
ajfa-15149	311	13	thanks	thank	NOUN
ajfa-15149	311	14	to	to	ADP
ajfa-15149	311	15	the	the	DET
ajfa-15149	311	16	large	large	ADJ
ajfa-15149	311	17	amount	amount	NOUN
ajfa-15149	311	18	of	of	ADP
ajfa-15149	311	19	credits	credit	NOUN
ajfa-15149	311	20	granted	grant	VERB
ajfa-15149	311	21	by	by	ADP
ajfa-15149	311	22	the	the	DET
ajfa-15149	311	23	classic	classic	ADJ
ajfa-15149	311	24	or	or	CCONJ
ajfa-15149	311	25	islamic	islamic	PROPN
ajfa-15149	311	26	bank	bank	PROPN
ajfa-15149	311	27	in	in	ADP
ajfa-15149	311	28	relation	relation	NOUN
ajfa-15149	311	29	to	to	ADP
ajfa-15149	311	30	its	its	PRON
ajfa-15149	311	31	main	main	ADJ
ajfa-15149	311	32	sources	source	NOUN
ajfa-15149	311	33	of	of	ADP
ajfa-15149	311	34	financing	financing	NOUN
ajfa-15149	311	35	of	of	ADP
ajfa-15149	311	36	its	its	PRON
ajfa-15149	311	37	credits	credit	NOUN
ajfa-15149	311	38	.	.	PUNCT
ajfa-15149	312	1	this	this	DET
ajfa-15149	312	2	ratio	ratio	NOUN
ajfa-15149	312	3	represents	represent	VERB
ajfa-15149	312	4	a	a	DET
ajfa-15149	312	5	measure	measure	NOUN
ajfa-15149	312	6	of	of	ADP
ajfa-15149	312	7	the	the	DET
ajfa-15149	312	8	bank	bank	NOUN
ajfa-15149	312	9	's	's	PART
ajfa-15149	312	10	ability	ability	NOUN
ajfa-15149	312	11	to	to	PART
ajfa-15149	312	12	finance	finance	VERB
ajfa-15149	312	13	its	its	PRON
ajfa-15149	312	14	non	non	ADJ
ajfa-15149	312	15	-	-	ADJ
ajfa-15149	312	16	liquid	liquid	ADJ
ajfa-15149	312	17	assets	asset	NOUN
ajfa-15149	312	18	(	(	PUNCT
ajfa-15149	312	19	loans	loan	NOUN
ajfa-15149	312	20	)	)	PUNCT
ajfa-15149	312	21	through	through	ADP
ajfa-15149	312	22	stable	stable	ADJ
ajfa-15149	312	23	funding	funding	NOUN
ajfa-15149	312	24	availability	availability	NOUN
ajfa-15149	312	25	(	(	PUNCT
ajfa-15149	312	26	deposits	deposit	NOUN
ajfa-15149	312	27	)	)	PUNCT
ajfa-15149	312	28	.	.	PUNCT
ajfa-15149	313	1	this	this	DET
ajfa-15149	313	2	report	report	NOUN
ajfa-15149	313	3	allows	allow	VERB
ajfa-15149	313	4	banks	bank	NOUN
ajfa-15149	313	5	to	to	PART
ajfa-15149	313	6	assess	assess	VERB
ajfa-15149	313	7	their	their	PRON
ajfa-15149	313	8	ability	ability	NOUN
ajfa-15149	313	9	to	to	PART
ajfa-15149	313	10	manage	manage	VERB
ajfa-15149	313	11	cash	cash	NOUN
ajfa-15149	313	12	in	in	ADP
ajfa-15149	313	13	order	order	NOUN
ajfa-15149	313	14	to	to	PART
ajfa-15149	313	15	summarize	summarize	VERB
ajfa-15149	313	16	their	their	PRON
ajfa-15149	313	17	operational	operational	ADJ
ajfa-15149	313	18	solvency	solvency	NOUN
ajfa-15149	313	19	.	.	PUNCT
ajfa-15149	314	1	besides	besides	SCONJ
ajfa-15149	314	2	,	,	PUNCT
ajfa-15149	314	3	the	the	PRON
ajfa-15149	314	4	lower	low	ADJ
ajfa-15149	314	5	the	the	DET
ajfa-15149	314	6	ratio	ratio	NOUN
ajfa-15149	314	7	,	,	PUNCT
ajfa-15149	314	8	the	the	PRON
ajfa-15149	314	9	more	more	ADV
ajfa-15149	314	10	the	the	DET
ajfa-15149	314	11	bank	bank	NOUN
ajfa-15149	314	12	is	be	AUX
ajfa-15149	314	13	classified	classify	VERB
ajfa-15149	314	14	as	as	ADP
ajfa-15149	314	15	a	a	DET
ajfa-15149	314	16	solvent	solvent	ADJ
ajfa-15149	314	17	bank	bank	NOUN
ajfa-15149	314	18	(	(	PUNCT
ajfa-15149	314	19	jasim	jasim	PROPN
ajfa-15149	314	20	,	,	PUNCT
ajfa-15149	314	21	1994	1994	NUM
ajfa-15149	314	22	)	)	PUNCT
ajfa-15149	314	23	and	and	CCONJ
ajfa-15149	314	24	the	the	PRON
ajfa-15149	314	25	more	more	ADJ
ajfa-15149	314	26	it	it	PRON
ajfa-15149	314	27	assures	assure	VERB
ajfa-15149	314	28	its	its	PRON
ajfa-15149	314	29	favorable	favorable	ADJ
ajfa-15149	314	30	monetary	monetary	ADJ
ajfa-15149	314	31	equilibrium	equilibrium	NOUN
ajfa-15149	314	32	position	position	NOUN
ajfa-15149	314	33	and	and	CCONJ
ajfa-15149	314	34	vice	vice	NOUN
ajfa-15149	314	35	versa	versa	ADV
ajfa-15149	314	36	.	.	PUNCT
ajfa-15149	315	1	a	a	DET
ajfa-15149	315	2	high	high	ADJ
ajfa-15149	315	3	value	value	NOUN
ajfa-15149	315	4	of	of	ADP
ajfa-15149	315	5	this	this	DET
ajfa-15149	315	6	ratio	ratio	NOUN
ajfa-15149	315	7	indicates	indicate	VERB
ajfa-15149	315	8	the	the	DET
ajfa-15149	315	9	presence	presence	NOUN
ajfa-15149	315	10	of	of	ADP
ajfa-15149	315	11	a	a	DET
ajfa-15149	315	12	potential	potential	ADJ
ajfa-15149	315	13	source	source	NOUN
ajfa-15149	315	14	of	of	ADP
ajfa-15149	315	15	insolvency	insolvency	NOUN
ajfa-15149	315	16	which	which	PRON
ajfa-15149	315	17	originates	originate	VERB
ajfa-15149	315	18	either	either	CCONJ
ajfa-15149	315	19	from	from	ADP
ajfa-15149	315	20	the	the	DET
ajfa-15149	315	21	excessive	excessive	ADJ
ajfa-15149	315	22	granting	granting	NOUN
ajfa-15149	315	23	of	of	ADP
ajfa-15149	315	24	credits	credit	NOUN
ajfa-15149	315	25	or	or	CCONJ
ajfa-15149	315	26	from	from	ADP
ajfa-15149	315	27	the	the	DET
ajfa-15149	315	28	drop	drop	NOUN
ajfa-15149	315	29	-	-	PUNCT
ajfa-15149	315	30	in	in	ADP
ajfa-15149	315	31	customer	customer	NOUN
ajfa-15149	315	32	deposits	deposit	NOUN
ajfa-15149	315	33	.	.	PUNCT
ajfa-15149	316	1	the	the	DET
ajfa-15149	316	2	harmony	harmony	NOUN
ajfa-15149	316	3	between	between	ADP
ajfa-15149	316	4	deposits	deposit	NOUN
ajfa-15149	316	5	and	and	CCONJ
ajfa-15149	316	6	loans	loan	NOUN
ajfa-15149	316	7	has	have	AUX
ajfa-15149	316	8	clearly	clearly	ADV
ajfa-15149	316	9	shown	show	VERB
ajfa-15149	316	10	that	that	SCONJ
ajfa-15149	316	11	there	there	PRON
ajfa-15149	316	12	is	be	VERB
ajfa-15149	316	13	a	a	DET
ajfa-15149	316	14	significant	significant	ADJ
ajfa-15149	316	15	difference	difference	NOUN
ajfa-15149	316	16	between	between	ADP
ajfa-15149	316	17	the	the	DET
ajfa-15149	316	18	average	average	ADJ
ajfa-15149	316	19	solvency	solvency	NOUN
ajfa-15149	316	20	of	of	ADP
ajfa-15149	316	21	ibs	ibs	PROPN
ajfa-15149	316	22	and	and	CCONJ
ajfa-15149	316	23	that	that	PRON
ajfa-15149	316	24	of	of	ADP
ajfa-15149	316	25	cbs	cbs	PROPN
ajfa-15149	316	26	.	.	PUNCT
ajfa-15149	317	1	in	in	ADP
ajfa-15149	317	2	our	our	PRON
ajfa-15149	317	3	case	case	NOUN
ajfa-15149	317	4	,	,	PUNCT
ajfa-15149	317	5	table	table	NOUN
ajfa-15149	317	6	8	8	NUM
ajfa-15149	317	7	showed	show	VERB
ajfa-15149	317	8	that	that	SCONJ
ajfa-15149	317	9	the	the	DET
ajfa-15149	317	10	solvency	solvency	NOUN
ajfa-15149	317	11	values	value	NOUN
ajfa-15149	317	12	are	be	AUX
ajfa-15149	317	13	marked	mark	VERB
ajfa-15149	317	14	by	by	ADP
ajfa-15149	317	15	a	a	DET
ajfa-15149	317	16	divergence	divergence	NOUN
ajfa-15149	317	17	between	between	ADP
ajfa-15149	317	18	averages	average	NOUN
ajfa-15149	317	19	.	.	PUNCT
ajfa-15149	318	1	the	the	DET
ajfa-15149	318	2	average	average	ADJ
ajfa-15149	318	3	solvency	solvency	NOUN
ajfa-15149	318	4	generated	generate	VERB
ajfa-15149	318	5	by	by	ADP
ajfa-15149	318	6	ibs	ibs	PROPN
ajfa-15149	318	7	(	(	PUNCT
ajfa-15149	318	8	19.745	19.745	NUM
ajfa-15149	318	9	)	)	PUNCT
ajfa-15149	318	10	is	be	AUX
ajfa-15149	318	11	much	much	ADV
ajfa-15149	318	12	higher	high	ADJ
ajfa-15149	318	13	than	than	ADP
ajfa-15149	318	14	the	the	DET
ajfa-15149	318	15	solvency	solvency	NOUN
ajfa-15149	318	16	generated	generate	VERB
ajfa-15149	318	17	by	by	ADP
ajfa-15149	318	18	cbs	cbs	PROPN
ajfa-15149	318	19	(	(	PUNCT
ajfa-15149	318	20	3.168	3.168	NUM
ajfa-15149	318	21	)	)	PUNCT
ajfa-15149	318	22	.	.	PUNCT
ajfa-15149	319	1	the	the	DET
ajfa-15149	319	2	mannwhitney	mannwhitney	ADJ
ajfa-15149	319	3	test	test	NOUN
ajfa-15149	319	4	suggests	suggest	VERB
ajfa-15149	319	5	a	a	DET
ajfa-15149	319	6	risk	risk	NOUN
ajfa-15149	319	7	of	of	ADP
ajfa-15149	319	8	rejection	rejection	NOUN
ajfa-15149	319	9	of	of	ADP
ajfa-15149	319	10	the	the	DET
ajfa-15149	319	11	very	very	ADV
ajfa-15149	319	12	low	low	ADJ
ajfa-15149	319	13	null	null	ADJ
ajfa-15149	319	14	hypothesis	hypothesis	NOUN
ajfa-15149	319	15	(	(	PUNCT
ajfa-15149	319	16	0.0062<5	0.0062<5	PROPN
ajfa-15149	319	17	%	%	NOUN
ajfa-15149	319	18	)	)	PUNCT
ajfa-15149	319	19	.	.	PUNCT
ajfa-15149	320	1	indeed	indeed	ADV
ajfa-15149	320	2	,	,	PUNCT
ajfa-15149	320	3	the	the	DET
ajfa-15149	320	4	comparison	comparison	NOUN
ajfa-15149	320	5	test	test	NOUN
ajfa-15149	320	6	reported	report	VERB
ajfa-15149	320	7	the	the	DET
ajfa-15149	320	8	existence	existence	NOUN
ajfa-15149	320	9	of	of	ADP
ajfa-15149	320	10	a	a	DET
ajfa-15149	320	11	significant	significant	ADJ
ajfa-15149	320	12	difference	difference	NOUN
ajfa-15149	320	13	between	between	ADP
ajfa-15149	320	14	the	the	DET
ajfa-15149	320	15	two	two	NUM
ajfa-15149	320	16	average	average	ADJ
ajfa-15149	320	17	solvencies	solvency	NOUN
ajfa-15149	320	18	.	.	PUNCT
ajfa-15149	321	1	by	by	ADP
ajfa-15149	321	2	deduction	deduction	NOUN
ajfa-15149	321	3	,	,	PUNCT
ajfa-15149	321	4	table	table	NOUN
ajfa-15149	321	5	7	7	NUM
ajfa-15149	321	6	indicates	indicate	VERB
ajfa-15149	321	7	the	the	DET
ajfa-15149	321	8	presence	presence	NOUN
ajfa-15149	321	9	of	of	ADP
ajfa-15149	321	10	a	a	DET
ajfa-15149	321	11	significant	significant	ADJ
ajfa-15149	321	12	effect	effect	NOUN
ajfa-15149	321	13	(	(	PUNCT
ajfa-15149	321	14	0.728	0.728	NUM
ajfa-15149	321	15	±	±	NUM
ajfa-15149	321	16	5	5	NUM
ajfa-15149	321	17	%	%	NOUN
ajfa-15149	321	18	)	)	PUNCT
ajfa-15149	321	19	.	.	PUNCT
ajfa-15149	322	1	ibs	ibs	PROPN
ajfa-15149	322	2	are	be	AUX
ajfa-15149	322	3	less	less	ADV
ajfa-15149	322	4	solvent	solvent	ADJ
ajfa-15149	322	5	and	and	CCONJ
ajfa-15149	322	6	are	be	AUX
ajfa-15149	322	7	much	much	ADV
ajfa-15149	322	8	more	more	ADV
ajfa-15149	322	9	sensitive	sensitive	ADJ
ajfa-15149	322	10	to	to	ADP
ajfa-15149	322	11	the	the	DET
ajfa-15149	322	12	risk	risk	NOUN
ajfa-15149	322	13	of	of	ADP
ajfa-15149	322	14	credit	credit	NOUN
ajfa-15149	322	15	distribution	distribution	NOUN
ajfa-15149	322	16	compared	compare	VERB
ajfa-15149	322	17	to	to	ADP
ajfa-15149	322	18	their	their	PRON
ajfa-15149	322	19	traditional	traditional	ADJ
ajfa-15149	322	20	competitors	competitor	NOUN
ajfa-15149	322	21	(	(	PUNCT
ajfa-15149	322	22	hasan	hasan	PROPN
ajfa-15149	322	23	and	and	CCONJ
ajfa-15149	322	24	dridi	dridi	ADJ
ajfa-15149	322	25	,	,	PUNCT
ajfa-15149	322	26	2010	2010	NUM
ajfa-15149	322	27	)	)	PUNCT
ajfa-15149	322	28	and	and	CCONJ
ajfa-15149	322	29	(	(	PUNCT
ajfa-15149	322	30	fayed	fayed	PROPN
ajfa-15149	322	31	,	,	PUNCT
ajfa-15149	322	32	2013	2013	NUM
ajfa-15149	322	33	)	)	PUNCT
ajfa-15149	322	34	.	.	PUNCT
ajfa-15149	323	1	this	this	DET
ajfa-15149	323	2	consequence	consequence	NOUN
ajfa-15149	323	3	is	be	AUX
ajfa-15149	323	4	justified	justify	VERB
ajfa-15149	323	5	by	by	ADP
ajfa-15149	323	6	a	a	DET
ajfa-15149	323	7	largely	largely	ADV
ajfa-15149	323	8	volatile	volatile	ADJ
ajfa-15149	323	9	oscillation	oscillation	NOUN
ajfa-15149	323	10	(	(	PUNCT
ajfa-15149	323	11	standard	standard	ADJ
ajfa-15149	323	12	deviation	deviation	NOUN
ajfa-15149	323	13	=	=	SYM
ajfa-15149	323	14	36.57	36.57	NUM
ajfa-15149	323	15	)	)	PUNCT
ajfa-15149	323	16	comparing	compare	VERB
ajfa-15149	323	17	to	to	ADP
ajfa-15149	323	18	the	the	DET
ajfa-15149	323	19	variation	variation	NOUN
ajfa-15149	323	20	and	and	CCONJ
ajfa-15149	323	21	sensitivity	sensitivity	NOUN
ajfa-15149	323	22	of	of	ADP
ajfa-15149	323	23	solvency	solvency	NOUN
ajfa-15149	323	24	risk	risk	NOUN
ajfa-15149	323	25	in	in	ADP
ajfa-15149	323	26	cbs	cbs	PROPN
ajfa-15149	323	27	(	(	PUNCT
ajfa-15149	323	28	standard	standard	ADJ
ajfa-15149	323	29	deviation	deviation	NOUN
ajfa-15149	323	30	=	=	NOUN
ajfa-15149	323	31	9.37	9.37	NUM
ajfa-15149	323	32	)	)	PUNCT
ajfa-15149	323	33	.	.	PUNCT
ajfa-15149	324	1	while	while	SCONJ
ajfa-15149	324	2	the	the	DET
ajfa-15149	324	3	change	change	NOUN
ajfa-15149	324	4	in	in	ADP
ajfa-15149	324	5	the	the	DET
ajfa-15149	324	6	solvency	solvency	NOUN
ajfa-15149	324	7	risk	risk	NOUN
ajfa-15149	324	8	is	be	AUX
ajfa-15149	324	9	due	due	ADJ
ajfa-15149	324	10	to	to	ADP
ajfa-15149	324	11	a	a	DET
ajfa-15149	324	12	drop	drop	NOUN
ajfa-15149	324	13	-	-	PUNCT
ajfa-15149	324	14	in	in	ADP
ajfa-15149	324	15	the	the	DET
ajfa-15149	324	16	level	level	NOUN
ajfa-15149	324	17	of	of	ADP
ajfa-15149	324	18	deposits	deposit	NOUN
ajfa-15149	324	19	or	or	CCONJ
ajfa-15149	324	20	a	a	DET
ajfa-15149	324	21	growth	growth	NOUN
ajfa-15149	324	22	in	in	ADP
ajfa-15149	324	23	distributed	distribute	VERB
ajfa-15149	324	24	loans	loan	NOUN
ajfa-15149	324	25	,	,	PUNCT
ajfa-15149	324	26	it	it	PRON
ajfa-15149	324	27	does	do	AUX
ajfa-15149	324	28	not	not	PART
ajfa-15149	324	29	seriously	seriously	ADV
ajfa-15149	324	30	affect	affect	VERB
ajfa-15149	324	31	performance	performance	NOUN
ajfa-15149	324	32	as	as	SCONJ
ajfa-15149	324	33	ibs	ibs	PROPN
ajfa-15149	324	34	are	be	AUX
ajfa-15149	324	35	still	still	ADV
ajfa-15149	324	36	trying	try	VERB
ajfa-15149	324	37	to	to	PART
ajfa-15149	324	38	find	find	VERB
ajfa-15149	324	39	the	the	DET
ajfa-15149	324	40	financial	financial	ADJ
ajfa-15149	324	41	equilibrium	equilibrium	NOUN
ajfa-15149	324	42	across	across	ADP
ajfa-15149	324	43	the	the	DET
ajfa-15149	324	44	future	future	ADJ
ajfa-15149	324	45	cash	cash	NOUN
ajfa-15149	324	46	-	-	PUNCT
ajfa-15149	324	47	flows	flow	NOUN
ajfa-15149	324	48	.	.	PUNCT
ajfa-15149	325	1	but	but	CCONJ
ajfa-15149	325	2	the	the	DET
ajfa-15149	325	3	solvency	solvency	NOUN
ajfa-15149	325	4	variation	variation	NOUN
ajfa-15149	325	5	signals	signal	NOUN
ajfa-15149	325	6	rather	rather	ADV
ajfa-15149	325	7	the	the	DET
ajfa-15149	325	8	possibility	possibility	NOUN
ajfa-15149	325	9	of	of	ADP
ajfa-15149	325	10	the	the	DET
ajfa-15149	325	11	continuity	continuity	NOUN
ajfa-15149	325	12	and	and	CCONJ
ajfa-15149	325	13	the	the	DET
ajfa-15149	325	14	operational	operational	ADJ
ajfa-15149	325	15	,	,	PUNCT
ajfa-15149	325	16	financial	financial	ADJ
ajfa-15149	325	17	and	and	CCONJ
ajfa-15149	325	18	systematic	systematic	ADJ
ajfa-15149	325	19	durability	durability	NOUN
ajfa-15149	325	20	,	,	PUNCT
ajfa-15149	325	21	which	which	PRON
ajfa-15149	325	22	assures	assure	VERB
ajfa-15149	325	23	their	their	PRON
ajfa-15149	325	24	vitalities	vitality	NOUN
ajfa-15149	325	25	and	and	CCONJ
ajfa-15149	325	26	guarantees	guarantee	VERB
ajfa-15149	325	27	their	their	PRON
ajfa-15149	325	28	operations	operation	NOUN
ajfa-15149	325	29	.	.	PUNCT
ajfa-15149	326	1	the	the	DET
ajfa-15149	326	2	huge	huge	ADJ
ajfa-15149	326	3	amount	amount	NOUN
ajfa-15149	326	4	of	of	ADP
ajfa-15149	326	5	loans	loan	NOUN
ajfa-15149	326	6	allocated	allocate	VERB
ajfa-15149	326	7	by	by	ADP
ajfa-15149	326	8	ibs	ib	NOUN
ajfa-15149	326	9	continuously	continuously	ADV
ajfa-15149	326	10	reflects	reflect	VERB
ajfa-15149	326	11	the	the	DET
ajfa-15149	326	12	high	high	ADJ
ajfa-15149	326	13	demand	demand	NOUN
ajfa-15149	326	14	for	for	ADP
ajfa-15149	326	15	islamic	islamic	ADJ
ajfa-15149	326	16	products	product	NOUN
ajfa-15149	326	17	.	.	PUNCT
ajfa-15149	327	1	this	this	DET
ajfa-15149	327	2	act	act	NOUN
ajfa-15149	327	3	allows	allow	VERB
ajfa-15149	327	4	explaining	explain	VERB
ajfa-15149	327	5	that	that	SCONJ
ajfa-15149	327	6	the	the	DET
ajfa-15149	327	7	rise	rise	NOUN
ajfa-15149	327	8	in	in	ADP
ajfa-15149	327	9	the	the	DET
ajfa-15149	327	10	risk	risk	NOUN
ajfa-15149	327	11	of	of	ADP
ajfa-15149	327	12	solvency	solvency	NOUN
ajfa-15149	327	13	is	be	AUX
ajfa-15149	327	14	a	a	DET
ajfa-15149	327	15	normal	normal	ADJ
ajfa-15149	327	16	consequence	consequence	NOUN
ajfa-15149	327	17	after	after	ADP
ajfa-15149	327	18	the	the	DET
ajfa-15149	327	19	crisis	crisis	NOUN
ajfa-15149	327	20	of	of	ADP
ajfa-15149	327	21	lack	lack	NOUN
ajfa-15149	327	22	of	of	ADP
ajfa-15149	327	23	confidence	confidence	NOUN
ajfa-15149	327	24	in	in	ADP
ajfa-15149	327	25	cbs	cbs	PROPN
ajfa-15149	327	26	from	from	ADP
ajfa-15149	327	27	(	(	PUNCT
ajfa-15149	327	28	20072008	20072008	NUM
ajfa-15149	327	29	)	)	PUNCT
ajfa-15149	327	30	.	.	PUNCT
ajfa-15149	328	1	a	a	DET
ajfa-15149	328	2	very	very	ADV
ajfa-15149	328	3	high	high	ADJ
ajfa-15149	328	4	level	level	NOUN
ajfa-15149	328	5	of	of	ADP
ajfa-15149	328	6	liquidity	liquidity	NOUN
ajfa-15149	328	7	reduces	reduce	VERB
ajfa-15149	328	8	the	the	DET
ajfa-15149	328	9	potential	potential	NOUN
ajfa-15149	328	10	for	for	ADP
ajfa-15149	328	11	investment	investment	NOUN
ajfa-15149	328	12	.	.	PUNCT
ajfa-15149	329	1	this	this	PRON
ajfa-15149	329	2	implies	imply	VERB
ajfa-15149	329	3	meeting	meet	VERB
ajfa-15149	329	4	a	a	DET
ajfa-15149	329	5	threshold	threshold	NOUN
ajfa-15149	329	6	of	of	ADP
ajfa-15149	329	7	liquid	liquid	ADJ
ajfa-15149	329	8	assets	asset	NOUN
ajfa-15149	329	9	from	from	ADP
ajfa-15149	329	10	which	which	PRON
ajfa-15149	329	11	the	the	DET
ajfa-15149	329	12	bank	bank	NOUN
ajfa-15149	329	13	must	must	AUX
ajfa-15149	329	14	invest	invest	VERB
ajfa-15149	329	15	to	to	PART
ajfa-15149	329	16	maintain	maintain	VERB
ajfa-15149	329	17	its	its	PRON
ajfa-15149	329	18	solvency	solvency	NOUN
ajfa-15149	329	19	and	and	CCONJ
ajfa-15149	329	20	meet	meet	VERB
ajfa-15149	329	21	its	its	PRON
ajfa-15149	329	22	short	short	ADJ
ajfa-15149	329	23	-	-	PUNCT
ajfa-15149	329	24	term	term	NOUN
ajfa-15149	329	25	obligations	obligation	NOUN
ajfa-15149	329	26	(	(	PUNCT
ajfa-15149	329	27	tanimulislam	tanimulislam	NOUN
ajfa-15149	329	28	and	and	CCONJ
ajfa-15149	329	29	ashrafuzzaman	ashrafuzzaman	NOUN
ajfa-15149	329	30	,	,	PUNCT
ajfa-15149	329	31	2015	2015	NUM
ajfa-15149	329	32	)	)	PUNCT
ajfa-15149	329	33	.	.	PUNCT
ajfa-15149	330	1	although	although	SCONJ
ajfa-15149	330	2	the	the	DET
ajfa-15149	330	3	probability	probability	NOUN
ajfa-15149	330	4	asian	asian	ADJ
ajfa-15149	330	5	journal	journal	NOUN
ajfa-15149	330	6	of	of	ADP
ajfa-15149	330	7	finance	finance	PROPN
ajfa-15149	330	8	&	&	CCONJ
ajfa-15149	330	9	accounting	accounting	PROPN
ajfa-15149	330	10	issn	issn	PROPN
ajfa-15149	330	11	1946	1946	NUM
ajfa-15149	330	12	-	-	PUNCT
ajfa-15149	330	13	052x	052x	PROPN
ajfa-15149	330	14	2019	2019	NUM
ajfa-15149	330	15	,	,	PUNCT
ajfa-15149	330	16	vol	vol	NOUN
ajfa-15149	330	17	.	.	PROPN
ajfa-15149	330	18	11	11	NUM
ajfa-15149	330	19	,	,	PUNCT
ajfa-15149	330	20	no	no	INTJ
ajfa-15149	330	21	.	.	NOUN
ajfa-15149	330	22	2	2	NUM
ajfa-15149	330	23	ajfa.macrothink.org/	ajfa.macrothink.org/	NOUN
ajfa-15149	330	24	17	17	NUM
ajfa-15149	330	25	of	of	ADP
ajfa-15149	330	26	comparing	compare	VERB
ajfa-15149	330	27	bank	bank	NOUN
ajfa-15149	330	28	solvency	solvency	NOUN
ajfa-15149	330	29	is	be	AUX
ajfa-15149	330	30	lower	low	ADJ
ajfa-15149	330	31	among	among	ADP
ajfa-15149	330	32	ibs	ibs	PROPN
ajfa-15149	330	33	,	,	PUNCT
ajfa-15149	330	34	it	it	PRON
ajfa-15149	330	35	confirms	confirm	VERB
ajfa-15149	330	36	that	that	SCONJ
ajfa-15149	330	37	cbs	cbs	PROPN
ajfa-15149	330	38	are	be	AUX
ajfa-15149	330	39	more	more	ADV
ajfa-15149	330	40	solvent	solvent	ADJ
ajfa-15149	330	41	.	.	PUNCT
ajfa-15149	331	1	also	also	ADV
ajfa-15149	331	2	,	,	PUNCT
ajfa-15149	331	3	cbs	cbs	PROPN
ajfa-15149	331	4	have	have	VERB
ajfa-15149	331	5	a	a	DET
ajfa-15149	331	6	quality	quality	NOUN
ajfa-15149	331	7	of	of	ADP
ajfa-15149	331	8	control	control	NOUN
ajfa-15149	331	9	conscious	conscious	ADJ
ajfa-15149	331	10	of	of	ADP
ajfa-15149	331	11	their	their	PRON
ajfa-15149	331	12	risk	risk	NOUN
ajfa-15149	331	13	of	of	ADP
ajfa-15149	331	14	solvency	solvency	NOUN
ajfa-15149	331	15	;	;	PUNCT
ajfa-15149	331	16	they	they	PRON
ajfa-15149	331	17	take	take	VERB
ajfa-15149	331	18	account	account	NOUN
ajfa-15149	331	19	of	of	ADP
ajfa-15149	331	20	deposits	deposit	NOUN
ajfa-15149	331	21	and	and	CCONJ
ajfa-15149	331	22	short	short	ADJ
ajfa-15149	331	23	-	-	PUNCT
ajfa-15149	331	24	term	term	NOUN
ajfa-15149	331	25	financing	financing	NOUN
ajfa-15149	331	26	systematically	systematically	ADV
ajfa-15149	331	27	insofar	insofar	ADV
ajfa-15149	331	28	as	as	SCONJ
ajfa-15149	331	29	they	they	PRON
ajfa-15149	331	30	will	will	AUX
ajfa-15149	331	31	be	be	AUX
ajfa-15149	331	32	used	use	VERB
ajfa-15149	331	33	for	for	ADP
ajfa-15149	331	34	the	the	DET
ajfa-15149	331	35	creation	creation	NOUN
ajfa-15149	331	36	of	of	ADP
ajfa-15149	331	37	credits	credit	NOUN
ajfa-15149	331	38	.	.	PUNCT
ajfa-15149	332	1	therefore	therefore	ADV
ajfa-15149	332	2	,	,	PUNCT
ajfa-15149	332	3	we	we	PRON
ajfa-15149	332	4	have	have	AUX
ajfa-15149	332	5	reversed	reverse	VERB
ajfa-15149	332	6	the	the	DET
ajfa-15149	332	7	fourth	fourth	ADJ
ajfa-15149	332	8	hypothesis	hypothesis	NOUN
ajfa-15149	332	9	.	.	PUNCT
ajfa-15149	333	1	this	this	PRON
ajfa-15149	333	2	is	be	AUX
ajfa-15149	333	3	consistent	consistent	ADJ
ajfa-15149	333	4	with	with	ADP
ajfa-15149	333	5	the	the	DET
ajfa-15149	333	6	findings	finding	NOUN
ajfa-15149	333	7	of	of	ADP
ajfa-15149	333	8	the	the	DET
ajfa-15149	333	9	survey	survey	NOUN
ajfa-15149	333	10	conducted	conduct	VERB
ajfa-15149	333	11	by	by	ADP
ajfa-15149	333	12	hussain	hussain	PROPN
ajfa-15149	333	13	and	and	CCONJ
ajfa-15149	333	14	al	al	PROPN
ajfa-15149	333	15	-	-	PUNCT
ajfa-15149	333	16	ajmi	ajmi	PROPN
ajfa-15149	333	17	(	(	PUNCT
ajfa-15149	333	18	2012	2012	NUM
ajfa-15149	333	19	)	)	PUNCT
ajfa-15149	333	20	who	who	PRON
ajfa-15149	333	21	found	find	VERB
ajfa-15149	333	22	that	that	SCONJ
ajfa-15149	333	23	the	the	DET
ajfa-15149	333	24	risk	risk	NOUN
ajfa-15149	333	25	levels	level	NOUN
ajfa-15149	333	26	faced	face	VERB
ajfa-15149	333	27	by	by	ADP
ajfa-15149	333	28	ibs	ibs	PROPN
ajfa-15149	333	29	were	be	AUX
ajfa-15149	333	30	significantly	significantly	ADV
ajfa-15149	333	31	higher	high	ADJ
ajfa-15149	333	32	than	than	ADP
ajfa-15149	333	33	those	those	PRON
ajfa-15149	333	34	experienced	experience	VERB
ajfa-15149	333	35	by	by	ADP
ajfa-15149	333	36	cbs	cbs	PROPN
ajfa-15149	333	37	.	.	PUNCT
ajfa-15149	334	1	table	table	NOUN
ajfa-15149	334	2	7	7	NUM
ajfa-15149	334	3	.	.	PUNCT
ajfa-15149	334	4	comparison	comparison	NOUN
ajfa-15149	334	5	between	between	ADP
ajfa-15149	334	6	the	the	DET
ajfa-15149	334	7	solvencies	solvency	NOUN
ajfa-15149	334	8	’	'	PUNCT
ajfa-15149	334	9	ratios	ratio	NOUN
ajfa-15149	334	10	of	of	ADP
ajfa-15149	334	11	classical	classical	ADJ
ajfa-15149	334	12	and	and	CCONJ
ajfa-15149	334	13	islamic	islamic	ADJ
ajfa-15149	334	14	banks	bank	NOUN
ajfa-15149	334	15	.	.	PUNCT
ajfa-15149	335	1	measurement	measurement	NOUN
ajfa-15149	335	2	hypothesis	hypothesis	NOUN
ajfa-15149	335	3	test	test	NOUN
ajfa-15149	335	4	of	of	ADP
ajfa-15149	335	5	comparison	comparison	NOUN
ajfa-15149	335	6	between	between	ADP
ajfa-15149	335	7	the	the	DET
ajfa-15149	335	8	ratios	ratio	NOUN
ajfa-15149	335	9	of	of	ADP
ajfa-15149	335	10	the	the	DET
ajfa-15149	335	11	solvency	solvency	NOUN
ajfa-15149	335	12	decision	decision	NOUN
ajfa-15149	335	13	stc	stc	NOUN
ajfa-15149	335	14	and	and	CCONJ
ajfa-15149	335	15	sti	sti	PROPN
ajfa-15149	335	16	p(stc	p(stc	PROPN
ajfa-15149	335	17	>	>	PROPN
ajfa-15149	335	18	sti	sti	PROPN
ajfa-15149	335	19	)	)	PUNCT
ajfa-15149	335	20	=	=	PUNCT
ajfa-15149	335	21	0.728	0.728	NUM
ajfa-15149	335	22			VERB
ajfa-15149	335	23	0.05	0.05	NUM
ajfa-15149	335	24	h	h	NOUN
ajfa-15149	335	25	accepted	accept	VERB
ajfa-15149	335	26	h	h	NOUN
ajfa-15149	335	27	rejected	reject	VERB
ajfa-15149	335	28	presence	presence	NOUN
ajfa-15149	335	29	of	of	ADP
ajfa-15149	335	30	significant	significant	ADJ
ajfa-15149	335	31	difference	difference	NOUN
ajfa-15149	335	32	the	the	DET
ajfa-15149	335	33	advantage	advantage	NOUN
ajfa-15149	335	34	of	of	ADP
ajfa-15149	335	35	the	the	DET
ajfa-15149	335	36	superior	superior	ADJ
ajfa-15149	335	37	cbs	cbs	PROPN
ajfa-15149	335	38	’	'	PUNCT
ajfa-15149	335	39	solvency	solvency	NOUN
ajfa-15149	335	40	,	,	PUNCT
ajfa-15149	335	41	compared	compare	VERB
ajfa-15149	335	42	to	to	ADP
ajfa-15149	335	43	that	that	PRON
ajfa-15149	335	44	of	of	ADP
ajfa-15149	335	45	ibs	ibs	PROPN
ajfa-15149	335	46	,	,	PUNCT
ajfa-15149	335	47	is	be	AUX
ajfa-15149	335	48	explained	explain	VERB
ajfa-15149	335	49	by	by	ADP
ajfa-15149	335	50	two	two	NUM
ajfa-15149	335	51	reasons	reason	NOUN
ajfa-15149	335	52	.	.	PUNCT
ajfa-15149	336	1	on	on	ADP
ajfa-15149	336	2	the	the	DET
ajfa-15149	336	3	one	one	NUM
ajfa-15149	336	4	hand	hand	NOUN
ajfa-15149	336	5	,	,	PUNCT
ajfa-15149	336	6	after	after	ADP
ajfa-15149	336	7	the	the	DET
ajfa-15149	336	8	crisis	crisis	NOUN
ajfa-15149	336	9	of	of	ADP
ajfa-15149	336	10	2007	2007	NUM
ajfa-15149	336	11	,	,	PUNCT
ajfa-15149	336	12	cbs	cbs	PROPN
ajfa-15149	336	13	have	have	AUX
ajfa-15149	336	14	met	meet	VERB
ajfa-15149	336	15	a	a	DET
ajfa-15149	336	16	credit	credit	NOUN
ajfa-15149	336	17	account	account	NOUN
ajfa-15149	336	18	application	application	NOUN
ajfa-15149	336	19	that	that	PRON
ajfa-15149	336	20	has	have	AUX
ajfa-15149	336	21	minimized	minimize	VERB
ajfa-15149	336	22	the	the	DET
ajfa-15149	336	23	volume	volume	NOUN
ajfa-15149	336	24	of	of	ADP
ajfa-15149	336	25	credit	credit	NOUN
ajfa-15149	336	26	default	default	NOUN
ajfa-15149	336	27	.	.	PUNCT
ajfa-15149	337	1	moreover	moreover	ADV
ajfa-15149	337	2	,	,	PUNCT
ajfa-15149	337	3	they	they	PRON
ajfa-15149	337	4	have	have	AUX
ajfa-15149	337	5	kept	keep	VERB
ajfa-15149	337	6	the	the	DET
ajfa-15149	337	7	same	same	ADJ
ajfa-15149	337	8	asset	asset	NOUN
ajfa-15149	337	9	position	position	NOUN
ajfa-15149	337	10	.	.	PUNCT
ajfa-15149	338	1	on	on	ADP
ajfa-15149	338	2	the	the	DET
ajfa-15149	338	3	other	other	ADJ
ajfa-15149	338	4	hand	hand	NOUN
ajfa-15149	338	5	,	,	PUNCT
ajfa-15149	338	6	in	in	ADP
ajfa-15149	338	7	a	a	DET
ajfa-15149	338	8	reset	reset	VERB
ajfa-15149	338	9	-	-	PUNCT
ajfa-15149	338	10	off	off	ADP
ajfa-15149	338	11	period	period	NOUN
ajfa-15149	338	12	,	,	PUNCT
ajfa-15149	338	13	the	the	DET
ajfa-15149	338	14	stability	stability	NOUN
ajfa-15149	338	15	of	of	ADP
ajfa-15149	338	16	the	the	DET
ajfa-15149	338	17	solvency	solvency	NOUN
ajfa-15149	338	18	level	level	NOUN
ajfa-15149	338	19	of	of	ADP
ajfa-15149	338	20	the	the	DET
ajfa-15149	338	21	cbs	cbs	PROPN
ajfa-15149	338	22	is	be	AUX
ajfa-15149	338	23	not	not	PART
ajfa-15149	338	24	the	the	DET
ajfa-15149	338	25	result	result	NOUN
ajfa-15149	338	26	of	of	ADP
ajfa-15149	338	27	a	a	DET
ajfa-15149	338	28	positive	positive	ADJ
ajfa-15149	338	29	evolution	evolution	NOUN
ajfa-15149	338	30	of	of	ADP
ajfa-15149	338	31	the	the	DET
ajfa-15149	338	32	level	level	NOUN
ajfa-15149	338	33	of	of	ADP
ajfa-15149	338	34	deposits	deposit	NOUN
ajfa-15149	338	35	,	,	PUNCT
ajfa-15149	338	36	but	but	CCONJ
ajfa-15149	338	37	it	it	PRON
ajfa-15149	338	38	reflects	reflect	VERB
ajfa-15149	338	39	a	a	DET
ajfa-15149	338	40	drying	drying	NOUN
ajfa-15149	338	41	up	up	ADP
ajfa-15149	338	42	of	of	ADP
ajfa-15149	338	43	liquidity	liquidity	NOUN
ajfa-15149	338	44	.	.	PUNCT
ajfa-15149	339	1	the	the	DET
ajfa-15149	339	2	lack	lack	NOUN
ajfa-15149	339	3	of	of	ADP
ajfa-15149	339	4	liquidity	liquidity	NOUN
ajfa-15149	339	5	is	be	AUX
ajfa-15149	339	6	due	due	ADJ
ajfa-15149	339	7	to	to	ADP
ajfa-15149	339	8	a	a	DET
ajfa-15149	339	9	weakness	weakness	NOUN
ajfa-15149	339	10	of	of	ADP
ajfa-15149	339	11	customer	customer	NOUN
ajfa-15149	339	12	deposits	deposit	NOUN
ajfa-15149	339	13	and	and	CCONJ
ajfa-15149	339	14	the	the	DET
ajfa-15149	339	15	reception	reception	NOUN
ajfa-15149	339	16	of	of	ADP
ajfa-15149	339	17	additional	additional	ADJ
ajfa-15149	339	18	capital	capital	NOUN
ajfa-15149	339	19	made	make	VERB
ajfa-15149	339	20	available	available	ADJ
ajfa-15149	339	21	to	to	ADP
ajfa-15149	339	22	banks	bank	NOUN
ajfa-15149	339	23	.	.	PUNCT
ajfa-15149	340	1	as	as	ADP
ajfa-15149	340	2	a	a	DET
ajfa-15149	340	3	result	result	NOUN
ajfa-15149	340	4	,	,	PUNCT
ajfa-15149	340	5	the	the	DET
ajfa-15149	340	6	situation	situation	NOUN
ajfa-15149	340	7	reflects	reflect	VERB
ajfa-15149	340	8	the	the	DET
ajfa-15149	340	9	drop	drop	VERB
ajfa-15149	340	10	-	-	PUNCT
ajfa-15149	340	11	in	in	ADP
ajfa-15149	340	12	funds	fund	NOUN
ajfa-15149	340	13	collected	collect	VERB
ajfa-15149	340	14	by	by	ADP
ajfa-15149	340	15	natural	natural	ADJ
ajfa-15149	340	16	persons	person	NOUN
ajfa-15149	340	17	in	in	ADP
ajfa-15149	340	18	the	the	DET
ajfa-15149	340	19	case	case	NOUN
ajfa-15149	340	20	of	of	ADP
ajfa-15149	340	21	commercial	commercial	ADJ
ajfa-15149	340	22	banks	bank	NOUN
ajfa-15149	340	23	or	or	CCONJ
ajfa-15149	340	24	received	receive	VERB
ajfa-15149	340	25	from	from	ADP
ajfa-15149	340	26	companies	company	NOUN
ajfa-15149	340	27	in	in	ADP
ajfa-15149	340	28	the	the	DET
ajfa-15149	340	29	case	case	NOUN
ajfa-15149	340	30	of	of	ADP
ajfa-15149	340	31	investment	investment	NOUN
ajfa-15149	340	32	banks	bank	NOUN
ajfa-15149	340	33	.	.	PUNCT
ajfa-15149	341	1	however	however	ADV
ajfa-15149	341	2	,	,	PUNCT
ajfa-15149	341	3	islamic	islamic	ADJ
ajfa-15149	341	4	banking	banking	NOUN
ajfa-15149	341	5	activity	activity	NOUN
ajfa-15149	341	6	is	be	AUX
ajfa-15149	341	7	mainly	mainly	ADV
ajfa-15149	341	8	based	base	VERB
ajfa-15149	341	9	on	on	ADP
ajfa-15149	341	10	three	three	NUM
ajfa-15149	341	11	main	main	ADJ
ajfa-15149	341	12	contracts	contract	NOUN
ajfa-15149	341	13	allowing	allow	VERB
ajfa-15149	341	14	the	the	DET
ajfa-15149	341	15	bank	bank	NOUN
ajfa-15149	341	16	to	to	PART
ajfa-15149	341	17	raise	raise	VERB
ajfa-15149	341	18	funds	fund	NOUN
ajfa-15149	341	19	,	,	PUNCT
ajfa-15149	341	20	deposit	deposit	NOUN
ajfa-15149	341	21	contracts	contract	NOUN
ajfa-15149	341	22	(	(	PUNCT
ajfa-15149	341	23	qard	qard	PROPN
ajfa-15149	341	24	al	al	PROPN
ajfa-15149	341	25	hasan	hasan	PROPN
ajfa-15149	341	26	)	)	PUNCT
ajfa-15149	341	27	,	,	PUNCT
ajfa-15149	341	28	savings	saving	NOUN
ajfa-15149	341	29	contracts	contract	NOUN
ajfa-15149	341	30	whose	whose	DET
ajfa-15149	341	31	remuneration	remuneration	NOUN
ajfa-15149	341	32	depends	depend	VERB
ajfa-15149	341	33	on	on	ADP
ajfa-15149	341	34	the	the	DET
ajfa-15149	341	35	result	result	NOUN
ajfa-15149	341	36	achieved	achieve	VERB
ajfa-15149	341	37	,	,	PUNCT
ajfa-15149	341	38	the	the	DET
ajfa-15149	341	39	contracts	contract	NOUN
ajfa-15149	341	40	of	of	ADP
ajfa-15149	341	41	moucharaka	moucharaka	ADV
ajfa-15149	341	42	and	and	CCONJ
ajfa-15149	341	43	moudharaba	moudharaba	NOUN
ajfa-15149	341	44	that	that	PRON
ajfa-15149	341	45	feed	feed	VERB
ajfa-15149	341	46	the	the	DET
ajfa-15149	341	47	bank	bank	NOUN
ajfa-15149	341	48	with	with	ADP
ajfa-15149	341	49	investment	investment	NOUN
ajfa-15149	341	50	resources	resource	NOUN
ajfa-15149	341	51	.	.	PUNCT
ajfa-15149	342	1	the	the	DET
ajfa-15149	342	2	average	average	ADJ
ajfa-15149	342	3	liquidity	liquidity	NOUN
ajfa-15149	342	4	relative	relative	ADJ
ajfa-15149	342	5	to	to	ADP
ajfa-15149	342	6	ibs	ibs	PROPN
ajfa-15149	342	7	is	be	AUX
ajfa-15149	342	8	positive	positive	ADJ
ajfa-15149	342	9	(	(	PUNCT
ajfa-15149	342	10	0.682	0.682	NUM
ajfa-15149	342	11	)	)	PUNCT
ajfa-15149	342	12	during	during	ADP
ajfa-15149	342	13	the	the	DET
ajfa-15149	342	14	study	study	NOUN
ajfa-15149	342	15	period	period	NOUN
ajfa-15149	342	16	,	,	PUNCT
ajfa-15149	342	17	which	which	PRON
ajfa-15149	342	18	means	mean	VERB
ajfa-15149	342	19	that	that	SCONJ
ajfa-15149	342	20	on	on	ADP
ajfa-15149	342	21	average	average	ADJ
ajfa-15149	342	22	,	,	PUNCT
ajfa-15149	342	23	ibs	ibs	PROPN
ajfa-15149	342	24	do	do	AUX
ajfa-15149	342	25	not	not	PART
ajfa-15149	342	26	have	have	VERB
ajfa-15149	342	27	deposit	deposit	NOUN
ajfa-15149	342	28	difficulties	difficulty	NOUN
ajfa-15149	342	29	as	as	ADV
ajfa-15149	342	30	long	long	ADV
ajfa-15149	342	31	as	as	SCONJ
ajfa-15149	342	32	the	the	DET
ajfa-15149	342	33	solvency	solvency	NOUN
ajfa-15149	342	34	risk	risk	NOUN
ajfa-15149	342	35	is	be	AUX
ajfa-15149	342	36	not	not	PART
ajfa-15149	342	37	accompanied	accompany	VERB
ajfa-15149	342	38	by	by	ADP
ajfa-15149	342	39	a	a	DET
ajfa-15149	342	40	decrease	decrease	NOUN
ajfa-15149	342	41	in	in	ADP
ajfa-15149	342	42	liquidity	liquidity	NOUN
ajfa-15149	342	43	.	.	PUNCT
ajfa-15149	343	1	for	for	ADP
ajfa-15149	343	2	this	this	DET
ajfa-15149	343	3	reason	reason	NOUN
ajfa-15149	343	4	,	,	PUNCT
ajfa-15149	343	5	they	they	PRON
ajfa-15149	343	6	provided	provide	VERB
ajfa-15149	343	7	greater	great	ADJ
ajfa-15149	343	8	confidence	confidence	NOUN
ajfa-15149	343	9	for	for	ADP
ajfa-15149	343	10	depositors	depositor	NOUN
ajfa-15149	343	11	and	and	CCONJ
ajfa-15149	343	12	creditors	creditor	NOUN
ajfa-15149	343	13	to	to	PART
ajfa-15149	343	14	save	save	VERB
ajfa-15149	343	15	and	and	CCONJ
ajfa-15149	343	16	invest	invest	VERB
ajfa-15149	343	17	in	in	ADP
ajfa-15149	343	18	islamic	islamic	ADJ
ajfa-15149	343	19	investments	investment	NOUN
ajfa-15149	343	20	.	.	PUNCT
ajfa-15149	344	1	the	the	DET
ajfa-15149	344	2	number	number	NOUN
ajfa-15149	344	3	of	of	ADP
ajfa-15149	344	4	overwhelming	overwhelming	ADJ
ajfa-15149	344	5	credits	credit	NOUN
ajfa-15149	344	6	granted	grant	VERB
ajfa-15149	344	7	by	by	ADP
ajfa-15149	344	8	ibs	ibs	PROPN
ajfa-15149	344	9	to	to	ADP
ajfa-15149	344	10	its	its	PRON
ajfa-15149	344	11	customers	customer	NOUN
ajfa-15149	344	12	led	lead	VERB
ajfa-15149	344	13	us	we	PRON
ajfa-15149	344	14	to	to	PART
ajfa-15149	344	15	question	question	VERB
ajfa-15149	344	16	the	the	DET
ajfa-15149	344	17	degree	degree	NOUN
ajfa-15149	344	18	of	of	ADP
ajfa-15149	344	19	control	control	NOUN
ajfa-15149	344	20	of	of	ADP
ajfa-15149	344	21	credit	credit	NOUN
ajfa-15149	344	22	risks	risk	NOUN
ajfa-15149	344	23	.	.	PUNCT
ajfa-15149	345	1	therefore	therefore	ADV
ajfa-15149	345	2	,	,	PUNCT
ajfa-15149	345	3	referring	refer	VERB
ajfa-15149	345	4	to	to	ADP
ajfa-15149	345	5	table	table	NOUN
ajfa-15149	345	6	9	9	NUM
ajfa-15149	345	7	,	,	PUNCT
ajfa-15149	345	8	although	although	SCONJ
ajfa-15149	345	9	they	they	PRON
ajfa-15149	345	10	did	do	AUX
ajfa-15149	345	11	not	not	PART
ajfa-15149	345	12	collect	collect	VERB
ajfa-15149	345	13	78.91	78.91	NUM
ajfa-15149	345	14	%	%	NOUN
ajfa-15149	345	15	of	of	ADP
ajfa-15149	345	16	deposits	deposit	NOUN
ajfa-15149	345	17	from	from	ADP
ajfa-15149	345	18	cbs	cbs	PROPN
ajfa-15149	345	19	,	,	PUNCT
ajfa-15149	345	20	ibs	ibs	PROPN
ajfa-15149	345	21	distributed	distribute	VERB
ajfa-15149	345	22	more	more	ADJ
ajfa-15149	345	23	than	than	ADP
ajfa-15149	345	24	80.81	80.81	NUM
ajfa-15149	345	25	%	%	NOUN
ajfa-15149	345	26	of	of	ADP
ajfa-15149	345	27	the	the	DET
ajfa-15149	345	28	loans	loan	NOUN
ajfa-15149	345	29	of	of	ADP
ajfa-15149	345	30	its	its	PRON
ajfa-15149	345	31	funds	fund	NOUN
ajfa-15149	345	32	with	with	ADP
ajfa-15149	345	33	a	a	DET
ajfa-15149	345	34	density	density	NOUN
ajfa-15149	345	35	higher	high	ADJ
ajfa-15149	345	36	than	than	ADP
ajfa-15149	345	37	its	its	PRON
ajfa-15149	345	38	competitors	competitor	NOUN
ajfa-15149	345	39	(	(	PUNCT
ajfa-15149	345	40	95.46	95.46	NUM
ajfa-15149	345	41	%	%	NOUN
ajfa-15149	345	42	93.22	93.22	NOUN
ajfa-15149	345	43	%	%	NOUN
ajfa-15149	345	44	)	)	PUNCT
ajfa-15149	345	45	while	while	SCONJ
ajfa-15149	345	46	exceeding	exceed	VERB
ajfa-15149	345	47	the	the	DET
ajfa-15149	345	48	constraint	constraint	NOUN
ajfa-15149	345	49	of	of	ADP
ajfa-15149	345	50	size	size	NOUN
ajfa-15149	345	51	and	and	CCONJ
ajfa-15149	345	52	seniority	seniority	NOUN
ajfa-15149	345	53	.	.	PUNCT
ajfa-15149	346	1	these	these	DET
ajfa-15149	346	2	results	result	NOUN
ajfa-15149	346	3	show	show	VERB
ajfa-15149	346	4	that	that	SCONJ
ajfa-15149	346	5	ibs	ib	NOUN
ajfa-15149	346	6	relied	rely	VERB
ajfa-15149	346	7	less	less	ADV
ajfa-15149	346	8	on	on	ADP
ajfa-15149	346	9	other	other	ADJ
ajfa-15149	346	10	non	non	ADJ
ajfa-15149	346	11	-	-	ADJ
ajfa-15149	346	12	deposit	deposit	ADJ
ajfa-15149	346	13	funds	fund	NOUN
ajfa-15149	346	14	since	since	SCONJ
ajfa-15149	346	15	the	the	DET
ajfa-15149	346	16	ratio	ratio	NOUN
ajfa-15149	346	17	(	(	PUNCT
ajfa-15149	346	18	loans	loan	NOUN
ajfa-15149	346	19	/	/	SYM
ajfa-15149	346	20	deposits	deposit	NOUN
ajfa-15149	346	21	)	)	PUNCT
ajfa-15149	346	22	is	be	AUX
ajfa-15149	346	23	higher	high	ADJ
ajfa-15149	346	24	than	than	ADP
ajfa-15149	346	25	that	that	PRON
ajfa-15149	346	26	of	of	ADP
ajfa-15149	346	27	cbs	cbs	PROPN
ajfa-15149	346	28	.	.	PUNCT
ajfa-15149	347	1	thus	thus	ADV
ajfa-15149	347	2	,	,	PUNCT
ajfa-15149	347	3	ibs	ibs	PROPN
ajfa-15149	347	4	had	have	VERB
ajfa-15149	347	5	more	more	ADJ
ajfa-15149	347	6	reserves	reserve	NOUN
ajfa-15149	347	7	for	for	ADP
ajfa-15149	347	8	loan	loan	NOUN
ajfa-15149	347	9	losses	loss	NOUN
ajfa-15149	347	10	and	and	CCONJ
ajfa-15149	347	11	less	less	ADJ
ajfa-15149	347	12	nonperforming	nonperforming	ADJ
ajfa-15149	347	13	loans	loan	NOUN
ajfa-15149	347	14	.	.	PUNCT
ajfa-15149	348	1	while	while	SCONJ
ajfa-15149	348	2	cbs	cbs	PROPN
ajfa-15149	348	3	have	have	AUX
ajfa-15149	348	4	made	make	VERB
ajfa-15149	348	5	relatively	relatively	ADV
ajfa-15149	348	6	unproductive	unproductive	ADJ
ajfa-15149	348	7	large	large	ADJ
ajfa-15149	348	8	loans	loan	NOUN
ajfa-15149	348	9	and	and	CCONJ
ajfa-15149	348	10	are	be	AUX
ajfa-15149	348	11	less	less	ADV
ajfa-15149	348	12	stable	stable	ADJ
ajfa-15149	348	13	,	,	PUNCT
ajfa-15149	348	14	they	they	PRON
ajfa-15149	348	15	have	have	VERB
ajfa-15149	348	16	1.267	1.267	NUM
ajfa-15149	348	17	of	of	ADP
ajfa-15149	348	18	the	the	DET
ajfa-15149	348	19	total	total	ADJ
ajfa-15149	348	20	deposits	deposit	NOUN
ajfa-15149	348	21	of	of	ADP
ajfa-15149	348	22	ibs	ibs	PROPN
ajfa-15149	348	23	and	and	CCONJ
ajfa-15149	348	24	they	they	PRON
ajfa-15149	348	25	have	have	AUX
ajfa-15149	348	26	granted	grant	VERB
ajfa-15149	348	27	1.237	1.237	NUM
ajfa-15149	348	28	of	of	ADP
ajfa-15149	348	29	the	the	DET
ajfa-15149	348	30	total	total	ADJ
ajfa-15149	348	31	amounts	amount	NOUN
ajfa-15149	348	32	of	of	ADP
ajfa-15149	348	33	loans	loan	NOUN
ajfa-15149	348	34	distributed	distribute	VERB
ajfa-15149	348	35	,	,	PUNCT
ajfa-15149	348	36	but	but	CCONJ
ajfa-15149	348	37	they	they	PRON
ajfa-15149	348	38	have	have	AUX
ajfa-15149	348	39	reached	reach	VERB
ajfa-15149	348	40	a	a	DET
ajfa-15149	348	41	rate	rate	NOUN
ajfa-15149	348	42	of	of	ADP
ajfa-15149	348	43	less	less	ADJ
ajfa-15149	348	44	than	than	ADP
ajfa-15149	348	45	ibs	ibs	PROPN
ajfa-15149	348	46	(	(	PUNCT
ajfa-15149	348	47	93.22	93.22	NUM
ajfa-15149	348	48	%	%	NOUN
ajfa-15149	348	49	<	<	X
ajfa-15149	348	50	95.46	95.46	NUM
ajfa-15149	348	51	%	%	NOUN
ajfa-15149	348	52	)	)	PUNCT
ajfa-15149	348	53	.	.	PUNCT
ajfa-15149	349	1	asian	asian	ADJ
ajfa-15149	349	2	journal	journal	PROPN
ajfa-15149	349	3	of	of	ADP
ajfa-15149	349	4	finance	finance	PROPN
ajfa-15149	349	5	&	&	CCONJ
ajfa-15149	349	6	accounting	accounting	PROPN
ajfa-15149	349	7	issn	issn	PROPN
ajfa-15149	349	8	1946	1946	NUM
ajfa-15149	349	9	-	-	PUNCT
ajfa-15149	349	10	052x	052x	PROPN
ajfa-15149	349	11	2019	2019	NUM
ajfa-15149	349	12	,	,	PUNCT
ajfa-15149	349	13	vol	vol	NOUN
ajfa-15149	349	14	.	.	PROPN
ajfa-15149	349	15	11	11	NUM
ajfa-15149	349	16	,	,	PUNCT
ajfa-15149	349	17	no	no	INTJ
ajfa-15149	349	18	.	.	NOUN
ajfa-15149	349	19	2	2	NUM
ajfa-15149	349	20	ajfa.macrothink.org/	ajfa.macrothink.org/	NOUN
ajfa-15149	349	21	18	18	NUM
ajfa-15149	349	22	table	table	NOUN
ajfa-15149	349	23	8	8	NUM
ajfa-15149	349	24	.	.	PUNCT
ajfa-15149	350	1	descriptive	descriptive	ADJ
ajfa-15149	350	2	statistics	statistic	NOUN
ajfa-15149	350	3	of	of	ADP
ajfa-15149	350	4	the	the	DET
ajfa-15149	350	5	solvency	solvency	NOUN
ajfa-15149	350	6	of	of	ADP
ajfa-15149	350	7	classical	classical	ADJ
ajfa-15149	350	8	and	and	CCONJ
ajfa-15149	350	9	islamic	islamic	ADJ
ajfa-15149	350	10	banks	bank	NOUN
ajfa-15149	350	11	.	.	PUNCT
ajfa-15149	351	1	measurement	measurement	NOUN
ajfa-15149	351	2	obs	obs	PROPN
ajfa-15149	351	3	mean	mean	VERB
ajfa-15149	351	4	std	std	PROPN
ajfa-15149	351	5	.	.	PUNCT
ajfa-15149	352	1	dev	dev	PROPN
ajfa-15149	352	2	min	min	PROPN
ajfa-15149	352	3	max	max	PROPN
ajfa-15149	352	4	stc	stc	PROPN
ajfa-15149	352	5	567	567	NUM
ajfa-15149	352	6	3.16807	3.16807	NUM
ajfa-15149	352	7	9.3705871	9.3705871	NUM
ajfa-15149	352	8	-22.31306	-22.31306	SYM
ajfa-15149	352	9	28.6492	28.6492	NUM
ajfa-15149	352	10	sti	sti	PROPN
ajfa-15149	352	11	567	567	NUM
ajfa-15149	352	12	19.74538	19.74538	NUM
ajfa-15149	352	13	36.571922	36.571922	NUM
ajfa-15149	352	14	-134.01564	-134.01564	NUM
ajfa-15149	352	15	173.5064	173.5064	NUM
ajfa-15149	352	16	table	table	NOUN
ajfa-15149	352	17	9	9	NUM
ajfa-15149	352	18	.	.	PUNCT
ajfa-15149	352	19	relative	relative	ADJ
ajfa-15149	352	20	solvency	solvency	NOUN
ajfa-15149	352	21	of	of	ADP
ajfa-15149	352	22	classical	classical	ADJ
ajfa-15149	352	23	and	and	CCONJ
ajfa-15149	352	24	islamic	islamic	ADJ
ajfa-15149	352	25	banks	bank	NOUN
ajfa-15149	352	26	.	.	PUNCT
ajfa-15149	353	1	bank	bank	NOUN
ajfa-15149	353	2	type	type	NOUN
ajfa-15149	353	3	/	/	SYM
ajfa-15149	353	4	measurement	measurement	NOUN
ajfa-15149	353	5	total	total	ADJ
ajfa-15149	353	6	loans	loan	NOUN
ajfa-15149	353	7	total	total	ADJ
ajfa-15149	353	8	deposits	deposit	NOUN
ajfa-15149	353	9	total	total	ADJ
ajfa-15149	353	10	solvency	solvency	NOUN
ajfa-15149	353	11	cbs	cbs	PROPN
ajfa-15149	353	12	22138659m$	22138659m$	NUM
ajfa-15149	353	13	23748029.6	23748029.6	NUM
ajfa-15149	353	14	m$	m$	NOUN
ajfa-15149	353	15	0.9322=93.22	0.9322=93.22	NOUN
ajfa-15149	353	16	%	%	NOUN
ajfa-15149	353	17	ibs	ibs	PROPN
ajfa-15149	353	18	17892101.28	17892101.28	NUM
ajfa-15149	353	19	m$	m$	ADP
ajfa-15149	353	20	18741491.34m$	18741491.34m$	NUM
ajfa-15149	353	21	0.9546=95.46	0.9546=95.46	NUM
ajfa-15149	353	22	%	%	NOUN
ajfa-15149	353	23	ratio	ratio	NOUN
ajfa-15149	353	24	of	of	ADP
ajfa-15149	353	25	relativity	relativity	NOUN
ajfa-15149	353	26	1.237	1.237	NUM
ajfa-15149	353	27	0.8081	0.8081	NUM
ajfa-15149	353	28	1.267	1.267	NUM
ajfa-15149	353	29	0.7891	0.7891	NUM
ajfa-15149	353	30	three	three	NUM
ajfa-15149	353	31	reasons	reason	NOUN
ajfa-15149	353	32	explain	explain	VERB
ajfa-15149	353	33	the	the	DET
ajfa-15149	353	34	rationality	rationality	NOUN
ajfa-15149	353	35	of	of	ADP
ajfa-15149	353	36	our	our	PRON
ajfa-15149	353	37	results	result	NOUN
ajfa-15149	353	38	.	.	PUNCT
ajfa-15149	354	1	first	first	ADV
ajfa-15149	354	2	,	,	PUNCT
ajfa-15149	354	3	the	the	DET
ajfa-15149	354	4	customer	customer	NOUN
ajfa-15149	354	5	base	base	NOUN
ajfa-15149	354	6	of	of	ADP
ajfa-15149	354	7	cbs	cbs	PROPN
ajfa-15149	354	8	is	be	AUX
ajfa-15149	354	9	much	much	ADV
ajfa-15149	354	10	narrower	narrow	ADJ
ajfa-15149	354	11	than	than	ADP
ajfa-15149	354	12	the	the	DET
ajfa-15149	354	13	customer	customer	NOUN
ajfa-15149	354	14	base	base	NOUN
ajfa-15149	354	15	of	of	ADP
ajfa-15149	354	16	ibs	ibs	PROPN
ajfa-15149	354	17	in	in	ADP
ajfa-15149	354	18	that	that	SCONJ
ajfa-15149	354	19	the	the	DET
ajfa-15149	354	20	two	two	NUM
ajfa-15149	354	21	types	type	NOUN
ajfa-15149	354	22	of	of	ADP
ajfa-15149	354	23	banks	bank	NOUN
ajfa-15149	354	24	coexist	coexist	VERB
ajfa-15149	354	25	simultaneously	simultaneously	ADV
ajfa-15149	354	26	in	in	ADP
ajfa-15149	354	27	the	the	DET
ajfa-15149	354	28	highlighted	highlight	VERB
ajfa-15149	354	29	countries	country	NOUN
ajfa-15149	354	30	,	,	PUNCT
ajfa-15149	354	31	whereas	whereas	SCONJ
ajfa-15149	354	32	the	the	DET
ajfa-15149	354	33	cbs	cbs	PROPN
ajfa-15149	354	34	are	be	AUX
ajfa-15149	354	35	older	old	ADJ
ajfa-15149	354	36	in	in	ADP
ajfa-15149	354	37	the	the	DET
ajfa-15149	354	38	modern	modern	ADJ
ajfa-15149	354	39	financial	financial	ADJ
ajfa-15149	354	40	market	market	NOUN
ajfa-15149	354	41	.	.	PUNCT
ajfa-15149	355	1	secondly	secondly	ADV
ajfa-15149	355	2	,	,	PUNCT
ajfa-15149	355	3	the	the	DET
ajfa-15149	355	4	customer	customer	NOUN
ajfa-15149	355	5	base	base	NOUN
ajfa-15149	355	6	of	of	ADP
ajfa-15149	355	7	cbs	cbs	PROPN
ajfa-15149	355	8	is	be	AUX
ajfa-15149	355	9	older	old	ADJ
ajfa-15149	355	10	,	,	PUNCT
ajfa-15149	355	11	more	more	ADV
ajfa-15149	355	12	loyal	loyal	ADJ
ajfa-15149	355	13	,	,	PUNCT
ajfa-15149	355	14	more	more	ADV
ajfa-15149	355	15	organized	organized	ADJ
ajfa-15149	355	16	and	and	CCONJ
ajfa-15149	355	17	more	more	ADV
ajfa-15149	355	18	developed	developed	ADJ
ajfa-15149	355	19	.	.	PUNCT
ajfa-15149	356	1	moreover	moreover	ADV
ajfa-15149	356	2	,	,	PUNCT
ajfa-15149	356	3	in	in	ADP
ajfa-15149	356	4	our	our	PRON
ajfa-15149	356	5	study	study	NOUN
ajfa-15149	356	6	areas	area	NOUN
ajfa-15149	356	7	,	,	PUNCT
ajfa-15149	356	8	ibs	ibs	PROPN
ajfa-15149	356	9	have	have	AUX
ajfa-15149	356	10	succeeded	succeed	VERB
ajfa-15149	356	11	in	in	ADP
ajfa-15149	356	12	amplifying	amplify	VERB
ajfa-15149	356	13	their	their	PRON
ajfa-15149	356	14	customer	customer	NOUN
ajfa-15149	356	15	bases	basis	NOUN
ajfa-15149	356	16	and	and	CCONJ
ajfa-15149	356	17	attracting	attract	VERB
ajfa-15149	356	18	the	the	DET
ajfa-15149	356	19	confidence	confidence	NOUN
ajfa-15149	356	20	of	of	ADP
ajfa-15149	356	21	new	new	ADJ
ajfa-15149	356	22	depositors	depositor	NOUN
ajfa-15149	356	23	.	.	PUNCT
ajfa-15149	357	1	with	with	ADP
ajfa-15149	357	2	increasing	increase	VERB
ajfa-15149	357	3	demands	demand	NOUN
ajfa-15149	357	4	for	for	ADP
ajfa-15149	357	5	deposit	deposit	NOUN
ajfa-15149	357	6	account	account	NOUN
ajfa-15149	357	7	openings	opening	NOUN
ajfa-15149	357	8	and	and	CCONJ
ajfa-15149	357	9	increased	increase	VERB
ajfa-15149	357	10	credit	credit	NOUN
ajfa-15149	357	11	applications	application	NOUN
ajfa-15149	357	12	,	,	PUNCT
ajfa-15149	357	13	it	it	PRON
ajfa-15149	357	14	is	be	AUX
ajfa-15149	357	15	reasonable	reasonable	ADJ
ajfa-15149	357	16	that	that	SCONJ
ajfa-15149	357	17	a	a	DET
ajfa-15149	357	18	high	high	ADJ
ajfa-15149	357	19	crediting	crediting	NOUN
ajfa-15149	357	20	rate	rate	NOUN
ajfa-15149	357	21	increases	increase	VERB
ajfa-15149	357	22	the	the	DET
ajfa-15149	357	23	risk	risk	NOUN
ajfa-15149	357	24	of	of	ADP
ajfa-15149	357	25	solvency	solvency	NOUN
ajfa-15149	357	26	,	,	PUNCT
ajfa-15149	357	27	especially	especially	ADV
ajfa-15149	357	28	in	in	ADP
ajfa-15149	357	29	islamic	islamic	ADJ
ajfa-15149	357	30	institutions	institution	NOUN
ajfa-15149	357	31	.	.	PUNCT
ajfa-15149	358	1	there	there	PRON
ajfa-15149	358	2	are	be	VERB
ajfa-15149	358	3	several	several	ADJ
ajfa-15149	358	4	differences	difference	NOUN
ajfa-15149	358	5	in	in	ADP
ajfa-15149	358	6	the	the	DET
ajfa-15149	358	7	mobilization	mobilization	NOUN
ajfa-15149	358	8	of	of	ADP
ajfa-15149	358	9	deposits	deposit	NOUN
ajfa-15149	358	10	and	and	CCONJ
ajfa-15149	358	11	the	the	DET
ajfa-15149	358	12	use	use	NOUN
ajfa-15149	358	13	of	of	ADP
ajfa-15149	358	14	funds	fund	NOUN
ajfa-15149	358	15	between	between	ADP
ajfa-15149	358	16	islamic	islamic	ADJ
ajfa-15149	358	17	and	and	CCONJ
ajfa-15149	358	18	classical	classical	ADJ
ajfa-15149	358	19	banks	bank	NOUN
ajfa-15149	358	20	.	.	PUNCT
ajfa-15149	359	1	first	first	ADV
ajfa-15149	359	2	and	and	CCONJ
ajfa-15149	359	3	foremost	foremost	ADV
ajfa-15149	359	4	,	,	PUNCT
ajfa-15149	359	5	the	the	DET
ajfa-15149	359	6	reason	reason	NOUN
ajfa-15149	359	7	for	for	ADP
ajfa-15149	359	8	the	the	DET
ajfa-15149	359	9	increase	increase	NOUN
ajfa-15149	359	10	in	in	ADP
ajfa-15149	359	11	ibs	ibs	PROPN
ajfa-15149	359	12	lending	lending	NOUN
ajfa-15149	359	13	is	be	AUX
ajfa-15149	359	14	in	in	ADP
ajfa-15149	359	15	terms	term	NOUN
ajfa-15149	359	16	of	of	ADP
ajfa-15149	359	17	the	the	DET
ajfa-15149	359	18	facilities	facility	NOUN
ajfa-15149	359	19	and	and	CCONJ
ajfa-15149	359	20	the	the	DET
ajfa-15149	359	21	remarkable	remarkable	ADJ
ajfa-15149	359	22	advantages	advantage	NOUN
ajfa-15149	359	23	that	that	PRON
ajfa-15149	359	24	come	come	VERB
ajfa-15149	359	25	with	with	ADP
ajfa-15149	359	26	the	the	DET
ajfa-15149	359	27	process	process	NOUN
ajfa-15149	359	28	of	of	ADP
ajfa-15149	359	29	obtaining	obtain	VERB
ajfa-15149	359	30	credit	credit	NOUN
ajfa-15149	359	31	.	.	PUNCT
ajfa-15149	360	1	secondly	secondly	ADV
ajfa-15149	360	2	,	,	PUNCT
ajfa-15149	360	3	the	the	DET
ajfa-15149	360	4	excessive	excessive	ADJ
ajfa-15149	360	5	demand	demand	NOUN
ajfa-15149	360	6	for	for	ADP
ajfa-15149	360	7	loans	loan	NOUN
ajfa-15149	360	8	then	then	ADV
ajfa-15149	360	9	causes	cause	VERB
ajfa-15149	360	10	less	less	ADJ
ajfa-15149	360	11	problems	problem	NOUN
ajfa-15149	360	12	of	of	ADP
ajfa-15149	360	13	balance	balance	NOUN
ajfa-15149	360	14	between	between	ADP
ajfa-15149	360	15	customer	customer	NOUN
ajfa-15149	360	16	deposits	deposit	NOUN
ajfa-15149	360	17	and	and	CCONJ
ajfa-15149	360	18	the	the	DET
ajfa-15149	360	19	risk	risk	NOUN
ajfa-15149	360	20	of	of	ADP
ajfa-15149	360	21	credit	credit	NOUN
ajfa-15149	360	22	distribution	distribution	NOUN
ajfa-15149	360	23	.	.	PUNCT
ajfa-15149	361	1	the	the	DET
ajfa-15149	361	2	growth	growth	NOUN
ajfa-15149	361	3	of	of	ADP
ajfa-15149	361	4	credit	credit	NOUN
ajfa-15149	361	5	and	and	CCONJ
ajfa-15149	361	6	insolvency	insolvency	NOUN
ajfa-15149	361	7	risk	risk	NOUN
ajfa-15149	361	8	in	in	ADP
ajfa-15149	361	9	ibs	ibs	PROPN
ajfa-15149	361	10	is	be	AUX
ajfa-15149	361	11	a	a	DET
ajfa-15149	361	12	systematic	systematic	ADJ
ajfa-15149	361	13	mechanism	mechanism	NOUN
ajfa-15149	361	14	.	.	PUNCT
ajfa-15149	362	1	as	as	SCONJ
ajfa-15149	362	2	it	it	PRON
ajfa-15149	362	3	depends	depend	VERB
ajfa-15149	362	4	on	on	ADP
ajfa-15149	362	5	the	the	DET
ajfa-15149	362	6	profitability	profitability	NOUN
ajfa-15149	362	7	of	of	ADP
ajfa-15149	362	8	the	the	DET
ajfa-15149	362	9	investments	investment	NOUN
ajfa-15149	362	10	financed	finance	VERB
ajfa-15149	362	11	by	by	ADP
ajfa-15149	362	12	the	the	DET
ajfa-15149	362	13	ibs	ibs	PROPN
ajfa-15149	362	14	,	,	PUNCT
ajfa-15149	362	15	the	the	DET
ajfa-15149	362	16	level	level	NOUN
ajfa-15149	362	17	of	of	ADP
ajfa-15149	362	18	the	the	DET
ajfa-15149	362	19	credit	credit	NOUN
ajfa-15149	362	20	risk	risk	NOUN
ajfa-15149	362	21	also	also	ADV
ajfa-15149	362	22	depends	depend	VERB
ajfa-15149	362	23	on	on	ADP
ajfa-15149	362	24	the	the	DET
ajfa-15149	362	25	projects	project	NOUN
ajfa-15149	362	26	’	'	PUNCT
ajfa-15149	362	27	durations	duration	NOUN
ajfa-15149	362	28	,	,	PUNCT
ajfa-15149	362	29	their	their	PRON
ajfa-15149	362	30	performances	performance	NOUN
ajfa-15149	362	31	and	and	CCONJ
ajfa-15149	362	32	their	their	PRON
ajfa-15149	362	33	returns	return	NOUN
ajfa-15149	362	34	on	on	ADP
ajfa-15149	362	35	funds	fund	NOUN
ajfa-15149	362	36	.	.	PUNCT
ajfa-15149	363	1	the	the	DET
ajfa-15149	363	2	risk	risk	NOUN
ajfa-15149	363	3	of	of	ADP
ajfa-15149	363	4	liquidity	liquidity	NOUN
ajfa-15149	363	5	breach	breach	NOUN
ajfa-15149	363	6	is	be	AUX
ajfa-15149	363	7	still	still	ADV
ajfa-15149	363	8	low	low	ADJ
ajfa-15149	363	9	.	.	PUNCT
ajfa-15149	364	1	money	money	NOUN
ajfa-15149	364	2	collected	collect	VERB
ajfa-15149	364	3	on	on	ADP
ajfa-15149	364	4	the	the	DET
ajfa-15149	364	5	various	various	ADJ
ajfa-15149	364	6	forms	form	NOUN
ajfa-15149	364	7	of	of	ADP
ajfa-15149	364	8	accounts	account	NOUN
ajfa-15149	364	9	will	will	AUX
ajfa-15149	364	10	be	be	AUX
ajfa-15149	364	11	invested	invest	VERB
ajfa-15149	364	12	in	in	ADP
ajfa-15149	364	13	the	the	DET
ajfa-15149	364	14	markets	market	NOUN
ajfa-15149	364	15	for	for	ADP
ajfa-15149	364	16	goods	good	NOUN
ajfa-15149	364	17	and	and	CCONJ
ajfa-15149	364	18	services	service	NOUN
ajfa-15149	364	19	,	,	PUNCT
ajfa-15149	364	20	raw	raw	ADJ
ajfa-15149	364	21	materials	material	NOUN
ajfa-15149	364	22	,	,	PUNCT
ajfa-15149	364	23	leasing	leasing	NOUN
ajfa-15149	364	24	or	or	CCONJ
ajfa-15149	364	25	real	real	ADJ
ajfa-15149	364	26	estate	estate	NOUN
ajfa-15149	364	27	funds	fund	NOUN
ajfa-15149	364	28	.	.	PUNCT
ajfa-15149	365	1	therefore	therefore	ADV
ajfa-15149	365	2	,	,	PUNCT
ajfa-15149	365	3	solvency	solvency	NOUN
ajfa-15149	365	4	depends	depend	VERB
ajfa-15149	365	5	on	on	ADP
ajfa-15149	365	6	the	the	DET
ajfa-15149	365	7	profitability	profitability	NOUN
ajfa-15149	365	8	of	of	ADP
ajfa-15149	365	9	investments	investment	NOUN
ajfa-15149	365	10	,	,	PUNCT
ajfa-15149	365	11	correlated	correlate	VERB
ajfa-15149	365	12	in	in	ADP
ajfa-15149	365	13	turn	turn	NOUN
ajfa-15149	365	14	with	with	ADP
ajfa-15149	365	15	the	the	DET
ajfa-15149	365	16	level	level	NOUN
ajfa-15149	365	17	of	of	ADP
ajfa-15149	365	18	risk	risk	NOUN
ajfa-15149	365	19	borne	borne	NOUN
ajfa-15149	365	20	.	.	PUNCT
ajfa-15149	366	1	in	in	ADP
ajfa-15149	366	2	addition	addition	NOUN
ajfa-15149	366	3	,	,	PUNCT
ajfa-15149	366	4	the	the	DET
ajfa-15149	366	5	size	size	NOUN
ajfa-15149	366	6	of	of	ADP
ajfa-15149	366	7	lending	lending	NOUN
ajfa-15149	366	8	in	in	ADP
ajfa-15149	366	9	the	the	DET
ajfa-15149	366	10	asset	asset	NOUN
ajfa-15149	366	11	mix	mix	NOUN
ajfa-15149	366	12	of	of	ADP
ajfa-15149	366	13	ibs	ibs	PROPN
ajfa-15149	366	14	is	be	AUX
ajfa-15149	366	15	marked	mark	VERB
ajfa-15149	366	16	by	by	ADP
ajfa-15149	366	17	the	the	DET
ajfa-15149	366	18	solvency	solvency	NOUN
ajfa-15149	366	19	ratio	ratio	NOUN
ajfa-15149	366	20	.	.	PUNCT
ajfa-15149	367	1	the	the	DET
ajfa-15149	367	2	volume	volume	NOUN
ajfa-15149	367	3	of	of	ADP
ajfa-15149	367	4	loans	loan	NOUN
ajfa-15149	367	5	has	have	AUX
ajfa-15149	367	6	shown	show	VERB
ajfa-15149	367	7	that	that	SCONJ
ajfa-15149	367	8	sharia	sharia	NOUN
ajfa-15149	367	9	-	-	PUNCT
ajfa-15149	367	10	compliant	compliant	ADJ
ajfa-15149	367	11	products	product	NOUN
ajfa-15149	367	12	are	be	AUX
ajfa-15149	367	13	very	very	ADV
ajfa-15149	367	14	attractive	attractive	ADJ
ajfa-15149	367	15	to	to	ADP
ajfa-15149	367	16	the	the	DET
ajfa-15149	367	17	segment	segment	NOUN
ajfa-15149	367	18	of	of	ADP
ajfa-15149	367	19	the	the	DET
ajfa-15149	367	20	population	population	NOUN
ajfa-15149	367	21	that	that	PRON
ajfa-15149	367	22	requires	require	VERB
ajfa-15149	367	23	financial	financial	ADJ
ajfa-15149	367	24	services	service	NOUN
ajfa-15149	367	25	consistent	consistent	ADJ
ajfa-15149	367	26	with	with	ADP
ajfa-15149	367	27	their	their	PRON
ajfa-15149	367	28	religious	religious	ADJ
ajfa-15149	367	29	beliefs	belief	NOUN
ajfa-15149	367	30	.	.	PUNCT
ajfa-15149	368	1	ibs	ibs	PROPN
ajfa-15149	368	2	offered	offer	VERB
ajfa-15149	368	3	a	a	DET
ajfa-15149	368	4	wide	wide	ADJ
ajfa-15149	368	5	range	range	NOUN
ajfa-15149	368	6	of	of	ADP
ajfa-15149	368	7	islamic	islamic	ADJ
ajfa-15149	368	8	financial	financial	ADJ
ajfa-15149	368	9	products	product	NOUN
ajfa-15149	368	10	and	and	CCONJ
ajfa-15149	368	11	services	service	NOUN
ajfa-15149	368	12	ranging	range	VERB
ajfa-15149	368	13	from	from	ADP
ajfa-15149	368	14	deposits	deposit	NOUN
ajfa-15149	368	15	,	,	PUNCT
ajfa-15149	368	16	savings	saving	NOUN
ajfa-15149	368	17	,	,	PUNCT
ajfa-15149	368	18	investment	investment	NOUN
ajfa-15149	368	19	,	,	PUNCT
ajfa-15149	368	20	direct	direct	ADJ
ajfa-15149	368	21	financing	financing	NOUN
ajfa-15149	368	22	products	product	NOUN
ajfa-15149	368	23	,	,	PUNCT
ajfa-15149	368	24	real	real	ADJ
ajfa-15149	368	25	estate	estate	NOUN
ajfa-15149	368	26	financing	financing	NOUN
ajfa-15149	368	27	to	to	ADP
ajfa-15149	368	28	working	work	VERB
ajfa-15149	368	29	capital	capital	NOUN
ajfa-15149	368	30	financing	financing	NOUN
ajfa-15149	368	31	,	,	PUNCT
ajfa-15149	368	32	etc	etc	X
ajfa-15149	368	33	.	.	X
ajfa-15149	369	1	they	they	PRON
ajfa-15149	369	2	invested	invest	VERB
ajfa-15149	369	3	their	their	PRON
ajfa-15149	369	4	funds	fund	NOUN
ajfa-15149	369	5	mainly	mainly	ADV
ajfa-15149	369	6	under	under	ADP
ajfa-15149	369	7	murabaha	murabaha	NOUN
ajfa-15149	369	8	,	,	PUNCT
ajfa-15149	369	9	moucharaka	moucharaka	ADV
ajfa-15149	369	10	,	,	PUNCT
ajfa-15149	369	11	bai	bai	NOUN
ajfa-15149	369	12	-	-	PUNCT
ajfa-15149	369	13	muajjal	muajjal	ADJ
ajfa-15149	369	14	,	,	PUNCT
ajfa-15149	369	15	rental	rental	ADJ
ajfa-15149	369	16	purchase	purchase	NOUN
ajfa-15149	369	17	and	and	CCONJ
ajfa-15149	369	18	qard	qard	PROPN
ajfa-15149	369	19	al	al	PROPN
ajfa-15149	369	20	hasan	hasan	PROPN
ajfa-15149	369	21	,	,	PUNCT
ajfa-15149	369	22	ijara	ijara	NOUN
ajfa-15149	369	23	and	and	CCONJ
ajfa-15149	369	24	various	various	ADJ
ajfa-15149	369	25	islamic	islamic	ADJ
ajfa-15149	369	26	lease	lease	NOUN
ajfa-15149	369	27	-	-	PUNCT
ajfa-15149	369	28	back	back	NOUN
ajfa-15149	369	29	programs	program	NOUN
ajfa-15149	369	30	.	.	PUNCT
ajfa-15149	370	1	it	it	PRON
ajfa-15149	370	2	is	be	AUX
ajfa-15149	370	3	reasonable	reasonable	ADJ
ajfa-15149	370	4	to	to	PART
ajfa-15149	370	5	assume	assume	VERB
ajfa-15149	370	6	that	that	SCONJ
ajfa-15149	370	7	the	the	DET
ajfa-15149	370	8	inherent	inherent	ADJ
ajfa-15149	370	9	risks	risk	NOUN
ajfa-15149	370	10	of	of	ADP
ajfa-15149	370	11	the	the	DET
ajfa-15149	370	12	murabaha	murabaha	NOUN
ajfa-15149	370	13	,	,	PUNCT
ajfa-15149	370	14	ijara	ijara	PROPN
ajfa-15149	370	15	,	,	PUNCT
ajfa-15149	370	16	mushraka	mushraka	PROPN
ajfa-15149	370	17	or	or	CCONJ
ajfa-15149	370	18	mudaraba	mudaraba	NOUN
ajfa-15149	370	19	financing	financing	NOUN
ajfa-15149	370	20	technique	technique	NOUN
ajfa-15149	370	21	are	be	AUX
ajfa-15149	370	22	different	different	ADJ
ajfa-15149	370	23	from	from	ADP
ajfa-15149	370	24	those	those	PRON
ajfa-15149	370	25	involved	involve	VERB
ajfa-15149	370	26	in	in	ADP
ajfa-15149	370	27	trade	trade	NOUN
ajfa-15149	370	28	receivables	receivable	NOUN
ajfa-15149	370	29	,	,	PUNCT
ajfa-15149	370	30	leasing	leasing	NOUN
ajfa-15149	370	31	,	,	PUNCT
ajfa-15149	370	32	participation	participation	NOUN
ajfa-15149	370	33	,	,	PUNCT
ajfa-15149	370	34	and	and	CCONJ
ajfa-15149	370	35	other	other	ADJ
ajfa-15149	370	36	portfolio	portfolio	NOUN
ajfa-15149	370	37	activities	activity	NOUN
ajfa-15149	370	38	or	or	CCONJ
ajfa-15149	370	39	option	option	NOUN
ajfa-15149	370	40	leases	lease	NOUN
ajfa-15149	370	41	.	.	PUNCT
ajfa-15149	371	1	the	the	DET
ajfa-15149	371	2	prudential	prudential	PROPN
ajfa-15149	371	3	rules	rule	NOUN
ajfa-15149	371	4	applied	apply	VERB
ajfa-15149	371	5	to	to	ADP
ajfa-15149	371	6	these	these	DET
ajfa-15149	371	7	transactions	transaction	NOUN
ajfa-15149	371	8	are	be	AUX
ajfa-15149	371	9	mechanically	mechanically	ADV
ajfa-15149	371	10	different	different	ADJ
ajfa-15149	371	11	(	(	PUNCT
ajfa-15149	371	12	sarker	sarker	NOUN
ajfa-15149	371	13	,	,	PUNCT
ajfa-15149	371	14	1999b	1999b	NUM
ajfa-15149	371	15	)	)	PUNCT
ajfa-15149	371	16	.	.	PUNCT
ajfa-15149	372	1	based	base	VERB
ajfa-15149	372	2	on	on	ADP
ajfa-15149	372	3	this	this	DET
ajfa-15149	372	4	observation	observation	NOUN
ajfa-15149	372	5	,	,	PUNCT
ajfa-15149	372	6	we	we	PRON
ajfa-15149	372	7	justified	justify	VERB
ajfa-15149	372	8	the	the	DET
ajfa-15149	372	9	allocation	allocation	NOUN
ajfa-15149	372	10	of	of	ADP
ajfa-15149	372	11	decisive	decisive	ADJ
ajfa-15149	372	12	asian	asian	ADJ
ajfa-15149	372	13	journal	journal	NOUN
ajfa-15149	372	14	of	of	ADP
ajfa-15149	372	15	finance	finance	PROPN
ajfa-15149	372	16	&	&	CCONJ
ajfa-15149	372	17	accounting	accounting	PROPN
ajfa-15149	372	18	issn	issn	PROPN
ajfa-15149	372	19	1946	1946	NUM
ajfa-15149	372	20	-	-	PUNCT
ajfa-15149	372	21	052x	052x	PROPN
ajfa-15149	372	22	2019	2019	NUM
ajfa-15149	372	23	,	,	PUNCT
ajfa-15149	372	24	vol	vol	NOUN
ajfa-15149	372	25	.	.	PROPN
ajfa-15149	373	1	11	11	NUM
ajfa-15149	373	2	,	,	PUNCT
ajfa-15149	373	3	no	no	INTJ
ajfa-15149	373	4	.	.	NOUN
ajfa-15149	373	5	2	2	NUM
ajfa-15149	373	6	ajfa.macrothink.org/	ajfa.macrothink.org/	NOUN
ajfa-15149	373	7	19	19	NUM
ajfa-15149	373	8	reserves	reserve	NOUN
ajfa-15149	373	9	explaining	explain	VERB
ajfa-15149	373	10	the	the	DET
ajfa-15149	373	11	protective	protective	ADJ
ajfa-15149	373	12	policy	policy	NOUN
ajfa-15149	373	13	,	,	PUNCT
ajfa-15149	373	14	simultaneously	simultaneously	ADV
ajfa-15149	373	15	to	to	PART
ajfa-15149	373	16	maximize	maximize	VERB
ajfa-15149	373	17	the	the	DET
ajfa-15149	373	18	distribution	distribution	NOUN
ajfa-15149	373	19	of	of	ADP
ajfa-15149	373	20	credits	credit	NOUN
ajfa-15149	373	21	.	.	PUNCT
ajfa-15149	374	1	alternatively	alternatively	ADV
ajfa-15149	374	2	,	,	PUNCT
ajfa-15149	374	3	ibs	ibs	PROPN
ajfa-15149	374	4	can	can	AUX
ajfa-15149	374	5	operate	operate	VERB
ajfa-15149	374	6	at	at	ADP
ajfa-15149	374	7	high	high	ADJ
ajfa-15149	374	8	risk	risk	NOUN
ajfa-15149	374	9	because	because	SCONJ
ajfa-15149	374	10	they	they	PRON
ajfa-15149	374	11	maintain	maintain	VERB
ajfa-15149	374	12	the	the	DET
ajfa-15149	374	13	necessary	necessary	ADJ
ajfa-15149	374	14	emergency	emergency	NOUN
ajfa-15149	374	15	reserves	reserve	NOUN
ajfa-15149	374	16	for	for	ADP
ajfa-15149	374	17	late	late	ADJ
ajfa-15149	374	18	recoveries	recovery	NOUN
ajfa-15149	374	19	,	,	PUNCT
ajfa-15149	374	20	non	non	ADJ
ajfa-15149	374	21	-	-	ADJ
ajfa-15149	374	22	recoverable	recoverable	ADJ
ajfa-15149	374	23	debts	debt	NOUN
ajfa-15149	374	24	,	,	PUNCT
ajfa-15149	374	25	bad	bad	ADJ
ajfa-15149	374	26	debts	debt	NOUN
ajfa-15149	374	27	,	,	PUNCT
ajfa-15149	374	28	and	and	CCONJ
ajfa-15149	374	29	high	high	ADJ
ajfa-15149	374	30	-	-	PUNCT
ajfa-15149	374	31	resistance	resistance	NOUN
ajfa-15149	374	32	recoveries	recovery	NOUN
ajfa-15149	374	33	.	.	PUNCT
ajfa-15149	375	1	however	however	ADV
ajfa-15149	375	2	,	,	PUNCT
ajfa-15149	375	3	for	for	ADP
ajfa-15149	375	4	a	a	DET
ajfa-15149	375	5	smaller	small	ADJ
ajfa-15149	375	6	number	number	NOUN
ajfa-15149	375	7	of	of	ADP
ajfa-15149	375	8	loans	loan	NOUN
ajfa-15149	375	9	distributed	distribute	VERB
ajfa-15149	375	10	,	,	PUNCT
ajfa-15149	375	11	cbs	cbs	PROPN
ajfa-15149	375	12	need	need	VERB
ajfa-15149	375	13	to	to	PART
ajfa-15149	375	14	maintain	maintain	VERB
ajfa-15149	375	15	more	more	ADJ
ajfa-15149	375	16	reserves	reserve	NOUN
ajfa-15149	375	17	on	on	ADP
ajfa-15149	375	18	loan	loan	NOUN
ajfa-15149	375	19	losses	loss	NOUN
ajfa-15149	375	20	since	since	SCONJ
ajfa-15149	375	21	they	they	PRON
ajfa-15149	375	22	have	have	VERB
ajfa-15149	375	23	more	more	ADJ
ajfa-15149	375	24	non	non	ADJ
ajfa-15149	375	25	-	-	ADJ
ajfa-15149	375	26	performing	perform	VERB
ajfa-15149	375	27	assets	asset	NOUN
ajfa-15149	375	28	.	.	PUNCT
ajfa-15149	376	1	furthermore	furthermore	ADV
ajfa-15149	376	2	,	,	PUNCT
ajfa-15149	376	3	they	they	PRON
ajfa-15149	376	4	relied	rely	VERB
ajfa-15149	376	5	mainly	mainly	ADV
ajfa-15149	376	6	on	on	ADP
ajfa-15149	376	7	fee	fee	NOUN
ajfa-15149	376	8	income	income	NOUN
ajfa-15149	376	9	,	,	PUNCT
ajfa-15149	376	10	commissions	commission	NOUN
ajfa-15149	376	11	,	,	PUNCT
ajfa-15149	376	12	late	late	ADJ
ajfa-15149	376	13	penalties	penalty	NOUN
ajfa-15149	376	14	,	,	PUNCT
ajfa-15149	376	15	interest	interest	NOUN
ajfa-15149	376	16	,	,	PUNCT
ajfa-15149	376	17	and	and	CCONJ
ajfa-15149	376	18	premiums	premium	NOUN
ajfa-15149	376	19	,	,	PUNCT
ajfa-15149	376	20	so	so	SCONJ
ajfa-15149	376	21	they	they	PRON
ajfa-15149	376	22	bore	bear	VERB
ajfa-15149	376	23	more	more	ADJ
ajfa-15149	376	24	costs	cost	NOUN
ajfa-15149	376	25	and	and	CCONJ
ajfa-15149	376	26	more	more	ADJ
ajfa-15149	376	27	loan	loan	NOUN
ajfa-15149	376	28	provisions	provision	NOUN
ajfa-15149	376	29	than	than	ADP
ajfa-15149	376	30	ibs	ibs	PROPN
ajfa-15149	376	31	.	.	PUNCT
ajfa-15149	377	1	the	the	DET
ajfa-15149	377	2	high	high	ADJ
ajfa-15149	377	3	number	number	NOUN
ajfa-15149	377	4	of	of	ADP
ajfa-15149	377	5	non	non	ADJ
ajfa-15149	377	6	-	-	ADJ
ajfa-15149	377	7	performing	performing	ADJ
ajfa-15149	377	8	loans	loan	NOUN
ajfa-15149	377	9	(	(	PUNCT
ajfa-15149	377	10	unproductive	unproductive	ADJ
ajfa-15149	377	11	loans	loan	NOUN
ajfa-15149	377	12	)	)	PUNCT
ajfa-15149	377	13	indicates	indicate	VERB
ajfa-15149	377	14	that	that	SCONJ
ajfa-15149	377	15	cbs	cbs	PROPN
ajfa-15149	377	16	were	be	AUX
ajfa-15149	377	17	riskier	risky	ADJ
ajfa-15149	377	18	in	in	ADP
ajfa-15149	377	19	their	their	PRON
ajfa-15149	377	20	financial	financial	ADJ
ajfa-15149	377	21	operations	operation	NOUN
ajfa-15149	377	22	and	and	CCONJ
ajfa-15149	377	23	also	also	ADV
ajfa-15149	377	24	took	take	VERB
ajfa-15149	377	25	more	more	ADJ
ajfa-15149	377	26	provisions	provision	NOUN
ajfa-15149	377	27	when	when	SCONJ
ajfa-15149	377	28	the	the	DET
ajfa-15149	377	29	proportion	proportion	NOUN
ajfa-15149	377	30	of	of	ADP
ajfa-15149	377	31	bad	bad	ADJ
ajfa-15149	377	32	debts	debt	NOUN
ajfa-15149	377	33	increased	increase	VERB
ajfa-15149	377	34	.	.	PUNCT
ajfa-15149	378	1	this	this	PRON
ajfa-15149	378	2	causes	cause	VERB
ajfa-15149	378	3	losses	loss	NOUN
ajfa-15149	378	4	on	on	ADP
ajfa-15149	378	5	loans	loan	NOUN
ajfa-15149	378	6	larger	large	ADJ
ajfa-15149	378	7	than	than	ADP
ajfa-15149	378	8	those	those	PRON
ajfa-15149	378	9	borne	bear	VERB
ajfa-15149	378	10	by	by	ADP
ajfa-15149	378	11	its	its	PRON
ajfa-15149	378	12	competitors	competitor	NOUN
ajfa-15149	378	13	.	.	PUNCT
ajfa-15149	379	1	to	to	PART
ajfa-15149	379	2	compete	compete	VERB
ajfa-15149	379	3	in	in	ADP
ajfa-15149	379	4	local	local	ADJ
ajfa-15149	379	5	and	and	CCONJ
ajfa-15149	379	6	global	global	ADJ
ajfa-15149	379	7	deposit	deposit	NOUN
ajfa-15149	379	8	markets	market	NOUN
ajfa-15149	379	9	and	and	CCONJ
ajfa-15149	379	10	become	become	VERB
ajfa-15149	379	11	more	more	ADV
ajfa-15149	379	12	profitable	profitable	ADJ
ajfa-15149	379	13	and	and	CCONJ
ajfa-15149	379	14	more	more	ADJ
ajfa-15149	379	15	solvent	solvent	ADJ
ajfa-15149	379	16	in	in	ADP
ajfa-15149	379	17	terms	term	NOUN
ajfa-15149	379	18	of	of	ADP
ajfa-15149	379	19	commitments	commitment	NOUN
ajfa-15149	379	20	,	,	PUNCT
ajfa-15149	379	21	ibs	ibs	PROPN
ajfa-15149	379	22	must	must	AUX
ajfa-15149	379	23	design	design	VERB
ajfa-15149	379	24	and	and	CCONJ
ajfa-15149	379	25	innovate	innovate	VERB
ajfa-15149	379	26	acceptable	acceptable	ADJ
ajfa-15149	379	27	and	and	CCONJ
ajfa-15149	379	28	innovative	innovative	ADJ
ajfa-15149	379	29	islamic	islamic	ADJ
ajfa-15149	379	30	instruments	instrument	NOUN
ajfa-15149	379	31	in	in	ADP
ajfa-15149	379	32	financial	financial	ADJ
ajfa-15149	379	33	markets	market	NOUN
ajfa-15149	379	34	.	.	PUNCT
ajfa-15149	380	1	in	in	ADP
ajfa-15149	380	2	addition	addition	NOUN
ajfa-15149	380	3	,	,	PUNCT
ajfa-15149	380	4	they	they	PRON
ajfa-15149	380	5	should	should	AUX
ajfa-15149	380	6	find	find	VERB
ajfa-15149	380	7	investment	investment	NOUN
ajfa-15149	380	8	opportunities	opportunity	NOUN
ajfa-15149	380	9	that	that	PRON
ajfa-15149	380	10	can	can	AUX
ajfa-15149	380	11	raise	raise	VERB
ajfa-15149	380	12	funds	fund	NOUN
ajfa-15149	380	13	and	and	CCONJ
ajfa-15149	380	14	offer	offer	VERB
ajfa-15149	380	15	competitive	competitive	ADJ
ajfa-15149	380	16	rates	rate	NOUN
ajfa-15149	380	17	of	of	ADP
ajfa-15149	380	18	return	return	NOUN
ajfa-15149	380	19	with	with	ADP
ajfa-15149	380	20	low	low	ADJ
ajfa-15149	380	21	levels	level	NOUN
ajfa-15149	380	22	of	of	ADP
ajfa-15149	380	23	risk	risk	NOUN
ajfa-15149	380	24	(	(	PUNCT
ajfa-15149	380	25	hassan	hassan	PROPN
ajfa-15149	380	26	and	and	CCONJ
ajfa-15149	380	27	bashir	bashir	PROPN
ajfa-15149	380	28	,	,	PUNCT
ajfa-15149	380	29	2003	2003	NUM
ajfa-15149	380	30	)	)	PUNCT
ajfa-15149	380	31	.	.	PUNCT
ajfa-15149	381	1	5	5	X
ajfa-15149	381	2	.	.	X
ajfa-15149	381	3	conclusion	conclusion	VERB
ajfa-15149	381	4	the	the	DET
ajfa-15149	381	5	choice	choice	NOUN
ajfa-15149	381	6	between	between	ADP
ajfa-15149	381	7	the	the	DET
ajfa-15149	381	8	classical	classical	ADJ
ajfa-15149	381	9	and	and	CCONJ
ajfa-15149	381	10	islamic	islamic	ADJ
ajfa-15149	381	11	banking	banking	NOUN
ajfa-15149	381	12	model	model	NOUN
ajfa-15149	381	13	by	by	ADP
ajfa-15149	381	14	referring	refer	VERB
ajfa-15149	381	15	to	to	ADP
ajfa-15149	381	16	the	the	DET
ajfa-15149	381	17	banks	bank	NOUN
ajfa-15149	381	18	’	’	PART
ajfa-15149	381	19	solvency	solvency	NOUN
ajfa-15149	381	20	parameter	parameter	NOUN
ajfa-15149	381	21	is	be	AUX
ajfa-15149	381	22	not	not	PART
ajfa-15149	381	23	a	a	DET
ajfa-15149	381	24	random	random	ADJ
ajfa-15149	381	25	act	act	NOUN
ajfa-15149	381	26	,	,	PUNCT
ajfa-15149	381	27	but	but	CCONJ
ajfa-15149	381	28	rather	rather	ADV
ajfa-15149	381	29	the	the	DET
ajfa-15149	381	30	purpose	purpose	NOUN
ajfa-15149	381	31	of	of	ADP
ajfa-15149	381	32	a	a	DET
ajfa-15149	381	33	complete	complete	ADJ
ajfa-15149	381	34	rational	rational	ADJ
ajfa-15149	381	35	analysis	analysis	NOUN
ajfa-15149	381	36	.	.	PUNCT
ajfa-15149	382	1	by	by	ADP
ajfa-15149	382	2	conducting	conduct	VERB
ajfa-15149	382	3	a	a	DET
ajfa-15149	382	4	bank	bank	NOUN
ajfa-15149	382	5	solvency	solvency	NOUN
ajfa-15149	382	6	analysis	analysis	NOUN
ajfa-15149	382	7	in	in	ADP
ajfa-15149	382	8	a	a	DET
ajfa-15149	382	9	well	well	ADV
ajfa-15149	382	10	-	-	PUNCT
ajfa-15149	382	11	focused	focus	VERB
ajfa-15149	382	12	single	single	ADJ
ajfa-15149	382	13	-	-	PUNCT
ajfa-15149	382	14	ratio	ratio	NOUN
ajfa-15149	382	15	paradigm	paradigm	NOUN
ajfa-15149	382	16	,	,	PUNCT
ajfa-15149	382	17	we	we	PRON
ajfa-15149	382	18	have	have	AUX
ajfa-15149	382	19	constructed	construct	VERB
ajfa-15149	382	20	a	a	DET
ajfa-15149	382	21	new	new	ADJ
ajfa-15149	382	22	approach	approach	NOUN
ajfa-15149	382	23	that	that	PRON
ajfa-15149	382	24	allows	allow	VERB
ajfa-15149	382	25	for	for	ADP
ajfa-15149	382	26	precise	precise	ADJ
ajfa-15149	382	27	clarification	clarification	NOUN
ajfa-15149	382	28	reflecting	reflect	VERB
ajfa-15149	382	29	the	the	DET
ajfa-15149	382	30	actual	actual	ADJ
ajfa-15149	382	31	state	state	NOUN
ajfa-15149	382	32	of	of	ADP
ajfa-15149	382	33	financial	financial	ADJ
ajfa-15149	382	34	condition	condition	NOUN
ajfa-15149	382	35	of	of	ADP
ajfa-15149	382	36	classical	classical	ADJ
ajfa-15149	382	37	or	or	CCONJ
ajfa-15149	382	38	islamic	islamic	ADJ
ajfa-15149	382	39	banks	bank	NOUN
ajfa-15149	382	40	.	.	PUNCT
ajfa-15149	383	1	the	the	DET
ajfa-15149	383	2	results	result	NOUN
ajfa-15149	383	3	already	already	ADV
ajfa-15149	383	4	found	find	VERB
ajfa-15149	383	5	in	in	ADP
ajfa-15149	383	6	our	our	PRON
ajfa-15149	383	7	study	study	NOUN
ajfa-15149	383	8	indicate	indicate	VERB
ajfa-15149	383	9	that	that	SCONJ
ajfa-15149	383	10	cbs	cbs	PROPN
ajfa-15149	383	11	are	be	AUX
ajfa-15149	383	12	more	more	ADV
ajfa-15149	383	13	solvent	solvent	ADJ
ajfa-15149	383	14	than	than	ADP
ajfa-15149	383	15	their	their	PRON
ajfa-15149	383	16	islamic	islamic	ADJ
ajfa-15149	383	17	counterparts	counterpart	NOUN
ajfa-15149	383	18	.	.	PUNCT
ajfa-15149	384	1	however	however	ADV
ajfa-15149	384	2	,	,	PUNCT
ajfa-15149	384	3	ibs	ibs	PROPN
ajfa-15149	384	4	are	be	AUX
ajfa-15149	384	5	very	very	ADV
ajfa-15149	384	6	viable	viable	ADJ
ajfa-15149	384	7	in	in	ADP
ajfa-15149	384	8	themselves	themselves	PRON
ajfa-15149	384	9	.	.	PUNCT
ajfa-15149	385	1	in	in	ADP
ajfa-15149	385	2	solvency	solvency	NOUN
ajfa-15149	385	3	management	management	NOUN
ajfa-15149	385	4	,	,	PUNCT
ajfa-15149	385	5	cbs	cbs	PROPN
ajfa-15149	385	6	took	take	VERB
ajfa-15149	385	7	solvency	solvency	NOUN
ajfa-15149	385	8	into	into	ADP
ajfa-15149	385	9	account	account	NOUN
ajfa-15149	385	10	,	,	PUNCT
ajfa-15149	385	11	although	although	SCONJ
ajfa-15149	385	12	the	the	DET
ajfa-15149	385	13	valuation	valuation	NOUN
ajfa-15149	385	14	showed	show	VERB
ajfa-15149	385	15	some	some	DET
ajfa-15149	385	16	shortcomings	shortcoming	NOUN
ajfa-15149	385	17	.	.	PUNCT
ajfa-15149	386	1	on	on	ADP
ajfa-15149	386	2	the	the	DET
ajfa-15149	386	3	contrary	contrary	NOUN
ajfa-15149	386	4	,	,	PUNCT
ajfa-15149	386	5	ibs	ibs	PROPN
ajfa-15149	386	6	have	have	AUX
ajfa-15149	386	7	given	give	VERB
ajfa-15149	386	8	the	the	DET
ajfa-15149	386	9	privilege	privilege	NOUN
ajfa-15149	386	10	to	to	ADP
ajfa-15149	386	11	liquidity	liquidity	NOUN
ajfa-15149	386	12	at	at	ADP
ajfa-15149	386	13	the	the	DET
ajfa-15149	386	14	expense	expense	NOUN
ajfa-15149	386	15	of	of	ADP
ajfa-15149	386	16	solvency	solvency	NOUN
ajfa-15149	386	17	,	,	PUNCT
ajfa-15149	386	18	they	they	PRON
ajfa-15149	386	19	are	be	AUX
ajfa-15149	386	20	characterized	characterize	VERB
ajfa-15149	386	21	by	by	ADP
ajfa-15149	386	22	a	a	DET
ajfa-15149	386	23	systemic	systemic	ADJ
ajfa-15149	386	24	capacity	capacity	NOUN
ajfa-15149	386	25	to	to	PART
ajfa-15149	386	26	absorb	absorb	VERB
ajfa-15149	386	27	shocks	shock	NOUN
ajfa-15149	386	28	by	by	ADP
ajfa-15149	386	29	smoothing	smooth	VERB
ajfa-15149	386	30	their	their	PRON
ajfa-15149	386	31	returns	return	NOUN
ajfa-15149	386	32	on	on	ADP
ajfa-15149	386	33	assets	asset	NOUN
ajfa-15149	386	34	(	(	PUNCT
ajfa-15149	386	35	hassoune	hassoune	NOUN
ajfa-15149	386	36	,	,	PUNCT
ajfa-15149	386	37	2002	2002	NUM
ajfa-15149	386	38	)	)	PUNCT
ajfa-15149	386	39	.	.	PUNCT
ajfa-15149	387	1	islamic	islamic	PROPN
ajfa-15149	387	2	finance	finance	PROPN
ajfa-15149	387	3	attracts	attract	VERB
ajfa-15149	387	4	muslim	muslim	ADJ
ajfa-15149	387	5	and	and	CCONJ
ajfa-15149	387	6	non	non	ADJ
ajfa-15149	387	7	-	-	ADJ
ajfa-15149	387	8	muslim	muslim	ADJ
ajfa-15149	387	9	customers	customer	NOUN
ajfa-15149	387	10	because	because	SCONJ
ajfa-15149	387	11	of	of	ADP
ajfa-15149	387	12	its	its	PRON
ajfa-15149	387	13	ethical	ethical	ADJ
ajfa-15149	387	14	foundation	foundation	NOUN
ajfa-15149	387	15	.	.	PUNCT
ajfa-15149	388	1	islam	islam	PROPN
ajfa-15149	388	2	teaches	teach	VERB
ajfa-15149	388	3	that	that	DET
ajfa-15149	388	4	money	money	NOUN
ajfa-15149	388	5	must	must	AUX
ajfa-15149	388	6	be	be	AUX
ajfa-15149	388	7	channeled	channel	VERB
ajfa-15149	388	8	to	to	ADP
ajfa-15149	388	9	the	the	DET
ajfa-15149	388	10	real	real	ADJ
ajfa-15149	388	11	economy	economy	NOUN
ajfa-15149	388	12	and	and	CCONJ
ajfa-15149	388	13	the	the	DET
ajfa-15149	388	14	production	production	NOUN
ajfa-15149	388	15	of	of	ADP
ajfa-15149	388	16	real	real	ADJ
ajfa-15149	388	17	goods	good	NOUN
ajfa-15149	388	18	and	and	CCONJ
ajfa-15149	388	19	services	service	NOUN
ajfa-15149	388	20	away	away	ADV
ajfa-15149	388	21	from	from	ADP
ajfa-15149	388	22	speculation	speculation	NOUN
ajfa-15149	388	23	.	.	PUNCT
ajfa-15149	389	1	the	the	DET
ajfa-15149	389	2	islamic	islamic	ADJ
ajfa-15149	389	3	finance	finance	NOUN
ajfa-15149	389	4	system	system	NOUN
ajfa-15149	389	5	could	could	AUX
ajfa-15149	389	6	create	create	VERB
ajfa-15149	389	7	a	a	DET
ajfa-15149	389	8	more	more	ADV
ajfa-15149	389	9	stable	stable	ADJ
ajfa-15149	389	10	global	global	ADJ
ajfa-15149	389	11	financial	financial	ADJ
ajfa-15149	389	12	market	market	NOUN
ajfa-15149	389	13	(	(	PUNCT
ajfa-15149	389	14	khan	khan	PROPN
ajfa-15149	389	15	,	,	PUNCT
ajfa-15149	389	16	1989	1989	NUM
ajfa-15149	389	17	)	)	PUNCT
ajfa-15149	389	18	.	.	PUNCT
ajfa-15149	390	1	pls	pls	VERB
ajfa-15149	390	2	financing	financing	NOUN
ajfa-15149	390	3	is	be	AUX
ajfa-15149	390	4	not	not	PART
ajfa-15149	390	5	popular	popular	ADJ
ajfa-15149	390	6	enough	enough	ADV
ajfa-15149	390	7	with	with	ADP
ajfa-15149	390	8	ib	ib	PROPN
ajfa-15149	390	9	’s	’s	PART
ajfa-15149	390	10	customers	customer	NOUN
ajfa-15149	390	11	around	around	ADP
ajfa-15149	390	12	the	the	DET
ajfa-15149	390	13	world	world	NOUN
ajfa-15149	390	14	(	(	PUNCT
ajfa-15149	390	15	ascarya	ascarya	NOUN
ajfa-15149	390	16	and	and	CCONJ
ajfa-15149	390	17	yumanita	yumanita	NOUN
ajfa-15149	390	18	,	,	PUNCT
ajfa-15149	390	19	2006	2006	NUM
ajfa-15149	390	20	;	;	PUNCT
ajfa-15149	390	21	ascarya	ascarya	NOUN
ajfa-15149	390	22	,	,	PUNCT
ajfa-15149	390	23	2010	2010	NUM
ajfa-15149	390	24	)	)	PUNCT
ajfa-15149	390	25	.	.	PUNCT
ajfa-15149	391	1	this	this	PRON
ajfa-15149	391	2	reflects	reflect	VERB
ajfa-15149	391	3	the	the	DET
ajfa-15149	391	4	lack	lack	NOUN
ajfa-15149	391	5	of	of	ADP
ajfa-15149	391	6	knowledge	knowledge	NOUN
ajfa-15149	391	7	of	of	ADP
ajfa-15149	391	8	islamic	islamic	ADJ
ajfa-15149	391	9	financial	financial	ADJ
ajfa-15149	391	10	products	product	NOUN
ajfa-15149	391	11	and	and	CCONJ
ajfa-15149	391	12	its	its	PRON
ajfa-15149	391	13	benefits	benefit	NOUN
ajfa-15149	391	14	to	to	ADP
ajfa-15149	391	15	the	the	DET
ajfa-15149	391	16	holders	holder	NOUN
ajfa-15149	391	17	of	of	ADP
ajfa-15149	391	18	capital	capital	NOUN
ajfa-15149	391	19	.	.	PUNCT
ajfa-15149	392	1	in	in	ADP
ajfa-15149	392	2	the	the	DET
ajfa-15149	392	3	absence	absence	NOUN
ajfa-15149	392	4	of	of	ADP
ajfa-15149	392	5	uniform	uniform	ADJ
ajfa-15149	392	6	operating	operating	NOUN
ajfa-15149	392	7	analysis	analysis	NOUN
ajfa-15149	392	8	,	,	PUNCT
ajfa-15149	392	9	and	and	CCONJ
ajfa-15149	392	10	standard	standard	ADJ
ajfa-15149	392	11	norms	norm	NOUN
ajfa-15149	392	12	for	for	ADP
ajfa-15149	392	13	the	the	DET
ajfa-15149	392	14	distribution	distribution	NOUN
ajfa-15149	392	15	of	of	ADP
ajfa-15149	392	16	loans	loan	NOUN
ajfa-15149	392	17	,	,	PUNCT
ajfa-15149	392	18	the	the	DET
ajfa-15149	392	19	application	application	NOUN
ajfa-15149	392	20	of	of	ADP
ajfa-15149	392	21	particular	particular	ADJ
ajfa-15149	392	22	standard	standard	ADJ
ajfa-15149	392	23	organization	organization	NOUN
ajfa-15149	392	24	norms	norm	VERB
ajfa-15149	392	25	for	for	ADP
ajfa-15149	392	26	pls	pls	NOUN
ajfa-15149	392	27	systems	system	NOUN
ajfa-15149	392	28	,	,	PUNCT
ajfa-15149	392	29	consists	consist	VERB
ajfa-15149	392	30	in	in	ADP
ajfa-15149	392	31	attracting	attract	VERB
ajfa-15149	392	32	a	a	DET
ajfa-15149	392	33	certain	certain	ADJ
ajfa-15149	392	34	category	category	NOUN
ajfa-15149	392	35	of	of	ADP
ajfa-15149	392	36	customers	customer	NOUN
ajfa-15149	392	37	and	and	CCONJ
ajfa-15149	392	38	depositors	depositor	NOUN
ajfa-15149	392	39	,	,	PUNCT
ajfa-15149	392	40	who	who	PRON
ajfa-15149	392	41	are	be	AUX
ajfa-15149	392	42	ready	ready	ADJ
ajfa-15149	392	43	to	to	PART
ajfa-15149	392	44	accept	accept	VERB
ajfa-15149	392	45	only	only	ADJ
ajfa-15149	392	46	moral	moral	ADJ
ajfa-15149	392	47	benefits	benefit	NOUN
ajfa-15149	392	48	(	(	PUNCT
ajfa-15149	392	49	religious	religious	ADJ
ajfa-15149	392	50	or	or	CCONJ
ajfa-15149	392	51	behavioral	behavioral	ADJ
ajfa-15149	392	52	)	)	PUNCT
ajfa-15149	392	53	and	and	CCONJ
ajfa-15149	392	54	not	not	PART
ajfa-15149	392	55	tangible	tangible	ADJ
ajfa-15149	392	56	returns	return	NOUN
ajfa-15149	392	57	(	(	PUNCT
ajfa-15149	392	58	interest	interest	NOUN
ajfa-15149	392	59	)	)	PUNCT
ajfa-15149	392	60	.	.	PUNCT
ajfa-15149	393	1	subsequently	subsequently	ADV
ajfa-15149	393	2	,	,	PUNCT
ajfa-15149	393	3	ibs	ibs	PROPN
ajfa-15149	393	4	will	will	AUX
ajfa-15149	393	5	launch	launch	VERB
ajfa-15149	393	6	their	their	PRON
ajfa-15149	393	7	offers	offer	NOUN
ajfa-15149	393	8	.	.	PUNCT
ajfa-15149	394	1	pls	pls	PROPN
ajfa-15149	394	2	is	be	AUX
ajfa-15149	394	3	not	not	PART
ajfa-15149	394	4	suitable	suitable	ADJ
ajfa-15149	394	5	for	for	ADP
ajfa-15149	394	6	short	short	ADJ
ajfa-15149	394	7	-	-	PUNCT
ajfa-15149	394	8	term	term	NOUN
ajfa-15149	394	9	financing	financing	NOUN
ajfa-15149	394	10	.	.	PUNCT
ajfa-15149	395	1	the	the	DET
ajfa-15149	395	2	islamic	islamic	ADJ
ajfa-15149	395	3	banking	banking	NOUN
ajfa-15149	395	4	sector	sector	NOUN
ajfa-15149	395	5	suffers	suffer	VERB
ajfa-15149	395	6	from	from	ADP
ajfa-15149	395	7	a	a	DET
ajfa-15149	395	8	shortage	shortage	NOUN
ajfa-15149	395	9	of	of	ADP
ajfa-15149	395	10	specialists	specialist	NOUN
ajfa-15149	395	11	in	in	ADP
ajfa-15149	395	12	sharia	sharia	PROPN
ajfa-15149	395	13	law	law	PROPN
ajfa-15149	395	14	,	,	PUNCT
ajfa-15149	395	15	control	control	NOUN
ajfa-15149	395	16	,	,	PUNCT
ajfa-15149	395	17	accounting	accounting	NOUN
ajfa-15149	395	18	,	,	PUNCT
ajfa-15149	395	19	and	and	CCONJ
ajfa-15149	395	20	islamic	islamic	ADJ
ajfa-15149	395	21	financial	financial	ADJ
ajfa-15149	395	22	auditing	auditing	NOUN
ajfa-15149	395	23	.	.	PUNCT
ajfa-15149	396	1	indeed	indeed	ADV
ajfa-15149	396	2	,	,	PUNCT
ajfa-15149	396	3	like	like	ADP
ajfa-15149	396	4	cbs	cbs	PROPN
ajfa-15149	396	5	,	,	PUNCT
ajfa-15149	396	6	ibs	ibs	PROPN
ajfa-15149	396	7	can	can	AUX
ajfa-15149	396	8	smooth	smooth	VERB
ajfa-15149	396	9	their	their	PRON
ajfa-15149	396	10	liquidity	liquidity	NOUN
ajfa-15149	396	11	,	,	PUNCT
ajfa-15149	396	12	either	either	CCONJ
ajfa-15149	396	13	by	by	ADP
ajfa-15149	396	14	extending	extend	VERB
ajfa-15149	396	15	the	the	DET
ajfa-15149	396	16	distribution	distribution	NOUN
ajfa-15149	396	17	of	of	ADP
ajfa-15149	396	18	dividends	dividend	NOUN
ajfa-15149	396	19	to	to	ADP
ajfa-15149	396	20	subsequent	subsequent	ADJ
ajfa-15149	396	21	years	year	NOUN
ajfa-15149	396	22	or	or	CCONJ
ajfa-15149	396	23	by	by	ADP
ajfa-15149	396	24	retaining	retain	VERB
ajfa-15149	396	25	annual	annual	ADJ
ajfa-15149	396	26	profits	profit	NOUN
ajfa-15149	396	27	to	to	PART
ajfa-15149	396	28	transfer	transfer	VERB
ajfa-15149	396	29	them	they	PRON
ajfa-15149	396	30	to	to	ADP
ajfa-15149	396	31	shareholders	shareholder	NOUN
ajfa-15149	396	32	’	'	PUNCT
ajfa-15149	396	33	accounts	account	NOUN
ajfa-15149	396	34	.	.	PUNCT
ajfa-15149	397	1	asian	asian	ADJ
ajfa-15149	397	2	journal	journal	PROPN
ajfa-15149	397	3	of	of	ADP
ajfa-15149	397	4	finance	finance	PROPN
ajfa-15149	397	5	&	&	CCONJ
ajfa-15149	397	6	accounting	accounting	PROPN
ajfa-15149	397	7	issn	issn	PROPN
ajfa-15149	397	8	1946	1946	NUM
ajfa-15149	397	9	-	-	PUNCT
ajfa-15149	397	10	052x	052x	PROPN
ajfa-15149	397	11	2019	2019	NUM
ajfa-15149	397	12	,	,	PUNCT
ajfa-15149	397	13	vol	vol	NOUN
ajfa-15149	397	14	.	.	PROPN
ajfa-15149	397	15	11	11	NUM
ajfa-15149	397	16	,	,	PUNCT
ajfa-15149	397	17	no	no	INTJ
ajfa-15149	397	18	.	.	NOUN
ajfa-15149	397	19	2	2	NUM
ajfa-15149	397	20	ajfa.macrothink.org/	ajfa.macrothink.org/	NOUN
ajfa-15149	397	21	20	20	NUM
ajfa-15149	397	22	references	reference	NOUN
ajfa-15149	397	23	ada	ada	PROPN
ajfa-15149	397	24	,	,	PUNCT
ajfa-15149	397	25	a.a	a.a	PROPN
ajfa-15149	397	26	.	.	PROPN
ajfa-15149	397	27	,	,	PUNCT
ajfa-15149	397	28	&	&	CCONJ
ajfa-15149	397	29	dalkilic	dalkilic	PROPN
ajfa-15149	397	30	,	,	PUNCT
ajfa-15149	397	31	n.	n.	PROPN
ajfa-15149	397	32	(	(	PUNCT
ajfa-15149	397	33	2014	2014	NUM
ajfa-15149	397	34	)	)	PUNCT
ajfa-15149	397	35	.	.	PUNCT
ajfa-15149	398	1	efficiency	efficiency	NOUN
ajfa-15149	398	2	analysis	analysis	NOUN
ajfa-15149	398	3	in	in	ADP
ajfa-15149	398	4	islamic	islamic	ADJ
ajfa-15149	398	5	banks	bank	NOUN
ajfa-15149	398	6	:	:	PUNCT
ajfa-15149	398	7	a	a	DET
ajfa-15149	398	8	study	study	NOUN
ajfa-15149	398	9	for	for	ADP
ajfa-15149	398	10	malaysia	malaysia	PROPN
ajfa-15149	398	11	and	and	CCONJ
ajfa-15149	398	12	turkey	turkey	PROPN
ajfa-15149	398	13	.	.	PUNCT
ajfa-15149	399	1	journal	journal	PROPN
ajfa-15149	399	2	of	of	ADP
ajfa-15149	399	3	brsa	brsa	PROPN
ajfa-15149	399	4	banking	banking	NOUN
ajfa-15149	399	5	and	and	CCONJ
ajfa-15149	399	6	financial	financial	ADJ
ajfa-15149	399	7	markets	market	NOUN
ajfa-15149	399	8	,	,	PUNCT
ajfa-15149	399	9	8(1	8(1	NOUN
ajfa-15149	399	10	)	)	PUNCT
ajfa-15149	399	11	,	,	PUNCT
ajfa-15149	399	12	9	9	NUM
ajfa-15149	399	13	-	-	SYM
ajfa-15149	399	14	33	33	NUM
ajfa-15149	399	15	.	.	PUNCT
ajfa-15149	400	1	ahmed	ahmed	PROPN
ajfa-15149	400	2	,	,	PUNCT
ajfa-15149	400	3	t.e	t.e	PROPN
ajfa-15149	400	4	.	.	PUNCT
ajfa-15149	400	5	(	(	PUNCT
ajfa-15149	400	6	2002	2002	NUM
ajfa-15149	400	7	)	)	PUNCT
ajfa-15149	400	8	.	.	PUNCT
ajfa-15149	401	1	accounting	accounting	NOUN
ajfa-15149	401	2	issues	issue	NOUN
ajfa-15149	401	3	for	for	ADP
ajfa-15149	401	4	islamic	islamic	ADJ
ajfa-15149	401	5	banks	bank	NOUN
ajfa-15149	401	6	.	.	PUNCT
ajfa-15149	402	1	in	in	ADP
ajfa-15149	402	2	r.a	r.a	PROPN
ajfa-15149	402	3	.	.	PROPN
ajfa-15149	402	4	karim	karim	PROPN
ajfa-15149	402	5	and	and	CCONJ
ajfa-15149	402	6	s.	s.	PROPN
ajfa-15149	402	7	archer	archer	PROPN
ajfa-15149	402	8	(	(	PUNCT
ajfa-15149	402	9	eds	ed	NOUN
ajfa-15149	402	10	)	)	PUNCT
ajfa-15149	402	11	,	,	PUNCT
ajfa-15149	402	12	islamic	islamic	ADJ
ajfa-15149	402	13	finance	finance	NOUN
ajfa-15149	402	14	:	:	PUNCT
ajfa-15149	402	15	innovation	innovation	NOUN
ajfa-15149	402	16	and	and	CCONJ
ajfa-15149	402	17	growth	growth	NOUN
ajfa-15149	402	18	,	,	PUNCT
ajfa-15149	402	19	109	109	NUM
ajfa-15149	402	20	-	-	SYM
ajfa-15149	402	21	125	125	NUM
ajfa-15149	402	22	.	.	PUNCT
ajfa-15149	402	23	euromoney	euromoney	NOUN
ajfa-15149	402	24	books	book	NOUN
ajfa-15149	402	25	and	and	CCONJ
ajfa-15149	402	26	(	(	PUNCT
ajfa-15149	402	27	a.a.o.i.f.i	a.a.o.i.f.i	NOUN
ajfa-15149	402	28	.	.	PUNCT
ajfa-15149	402	29	)	)	PUNCT
ajfa-15149	402	30	.	.	PUNCT
ajfa-15149	403	1	alkassium	alkassium	NOUN
ajfa-15149	403	2	,	,	PUNCT
ajfa-15149	403	3	f.a	f.a	PROPN
ajfa-15149	403	4	.	.	PROPN
ajfa-15149	403	5	(	(	PUNCT
ajfa-15149	403	6	2005	2005	NUM
ajfa-15149	403	7	)	)	PUNCT
ajfa-15149	403	8	.	.	PUNCT
ajfa-15149	404	1	the	the	DET
ajfa-15149	404	2	profitability	profitability	NOUN
ajfa-15149	404	3	of	of	ADP
ajfa-15149	404	4	islamic	islamic	ADJ
ajfa-15149	404	5	and	and	CCONJ
ajfa-15149	404	6	conventional	conventional	ADJ
ajfa-15149	404	7	banking	banking	NOUN
ajfa-15149	404	8	in	in	ADP
ajfa-15149	404	9	the	the	DET
ajfa-15149	404	10	gcc	gcc	NOUN
ajfa-15149	404	11	countries	country	NOUN
ajfa-15149	404	12	:	:	PUNCT
ajfa-15149	404	13	a	a	DET
ajfa-15149	404	14	comparative	comparative	ADJ
ajfa-15149	404	15	study	study	NOUN
ajfa-15149	404	16	.	.	PUNCT
ajfa-15149	405	1	working	work	VERB
ajfa-15149	405	2	paper	paper	NOUN
ajfa-15149	405	3	,	,	PUNCT
ajfa-15149	405	4	1	1	NUM
ajfa-15149	405	5	-	-	SYM
ajfa-15149	405	6	71	71	NUM
ajfa-15149	405	7	.	.	PUNCT
ajfa-15149	406	1	al	al	PROPN
ajfa-15149	406	2	-	-	PUNCT
ajfa-15149	406	3	kayed	kayed	PROPN
ajfa-15149	406	4	,	,	PUNCT
ajfa-15149	406	5	l.	l.	PROPN
ajfa-15149	406	6	,	,	PUNCT
ajfa-15149	406	7	zain	zain	PROPN
ajfa-15149	406	8	,	,	PUNCT
ajfa-15149	406	9	s.	s.	PROPN
ajfa-15149	406	10	,	,	PUNCT
ajfa-15149	406	11	&	&	CCONJ
ajfa-15149	406	12	duasa	duasa	PROPN
ajfa-15149	406	13	,	,	PUNCT
ajfa-15149	406	14	j.	j.	PROPN
ajfa-15149	406	15	(	(	PUNCT
ajfa-15149	406	16	2014	2014	NUM
ajfa-15149	406	17	)	)	PUNCT
ajfa-15149	406	18	.	.	PUNCT
ajfa-15149	407	1	the	the	DET
ajfa-15149	407	2	relationship	relationship	NOUN
ajfa-15149	407	3	between	between	ADP
ajfa-15149	407	4	capital	capital	NOUN
ajfa-15149	407	5	structure	structure	NOUN
ajfa-15149	407	6	and	and	CCONJ
ajfa-15149	407	7	performance	performance	NOUN
ajfa-15149	407	8	of	of	ADP
ajfa-15149	407	9	islamic	islamic	ADJ
ajfa-15149	407	10	banks	bank	NOUN
ajfa-15149	407	11	.	.	PUNCT
ajfa-15149	408	1	journal	journal	PROPN
ajfa-15149	408	2	of	of	ADP
ajfa-15149	408	3	islamic	islamic	PROPN
ajfa-15149	408	4	accounting	accounting	PROPN
ajfa-15149	408	5	and	and	CCONJ
ajfa-15149	408	6	business	business	NOUN
ajfa-15149	408	7	research	research	NOUN
ajfa-15149	408	8	,	,	PUNCT
ajfa-15149	408	9	5(2	5(2	NUM
ajfa-15149	408	10	)	)	PUNCT
ajfa-15149	408	11	,	,	PUNCT
ajfa-15149	408	12	158	158	NUM
ajfa-15149	408	13	-	-	SYM
ajfa-15149	408	14	181	181	NUM
ajfa-15149	408	15	.	.	PUNCT
ajfa-15149	409	1	http://dx.doi.org/10.1108/jiabr-04-2012-0024	http://dx.doi.org/10.1108/jiabr-04-2012-0024	PROPN
ajfa-15149	409	2	ariff	ariff	NOUN
ajfa-15149	409	3	,	,	PUNCT
ajfa-15149	409	4	m.	m.	NOUN
ajfa-15149	409	5	&	&	CCONJ
ajfa-15149	409	6	khalid	khalid	PROPN
ajfa-15149	409	7	,	,	PUNCT
ajfa-15149	409	8	a.m.	a.m.	PROPN
ajfa-15149	409	9	(	(	PUNCT
ajfa-15149	409	10	2000	2000	NUM
ajfa-15149	409	11	)	)	PUNCT
ajfa-15149	409	12	.	.	PUNCT
ajfa-15149	410	1	liberalization	liberalization	NOUN
ajfa-15149	410	2	,	,	PUNCT
ajfa-15149	410	3	growth	growth	NOUN
ajfa-15149	410	4	and	and	CCONJ
ajfa-15149	410	5	the	the	DET
ajfa-15149	410	6	asian	asian	ADJ
ajfa-15149	410	7	financial	financial	ADJ
ajfa-15149	410	8	crisis	crisis	NOUN
ajfa-15149	410	9	:	:	PUNCT
ajfa-15149	410	10	lessons	lesson	NOUN
ajfa-15149	410	11	for	for	ADP
ajfa-15149	410	12	developing	develop	VERB
ajfa-15149	410	13	and	and	CCONJ
ajfa-15149	410	14	transitional	transitional	ADJ
ajfa-15149	410	15	economies	economy	NOUN
ajfa-15149	410	16	in	in	ADP
ajfa-15149	410	17	asia	asia	PROPN
ajfa-15149	410	18	,	,	PUNCT
ajfa-15149	410	19	1	1	NUM
ajfa-15149	410	20	-	-	SYM
ajfa-15149	410	21	527	527	NUM
ajfa-15149	410	22	.	.	PUNCT
ajfa-15149	410	23	publisher	publisher	NOUN
ajfa-15149	410	24	:	:	PUNCT
ajfa-15149	410	25	edward	edward	PROPN
ajfa-15149	410	26	elgar	elgar	PROPN
ajfa-15149	410	27	,	,	PUNCT
ajfa-15149	410	28	amazon	amazon	PROPN
ajfa-15149	410	29	.	.	PUNCT
ajfa-15149	411	1	ascarya	ascarya	PROPN
ajfa-15149	411	2	,	,	PUNCT
ajfa-15149	411	3	&	&	CCONJ
ajfa-15149	411	4	yumanita	yumanita	PROPN
ajfa-15149	411	5	,	,	PUNCT
ajfa-15149	411	6	d.	d.	PROPN
ajfa-15149	411	7	(	(	PUNCT
ajfa-15149	411	8	2006	2006	NUM
ajfa-15149	411	9	)	)	PUNCT
ajfa-15149	411	10	.	.	PUNCT
ajfa-15149	412	1	the	the	DET
ajfa-15149	412	2	lack	lack	NOUN
ajfa-15149	412	3	of	of	ADP
ajfa-15149	412	4	profit	profit	NOUN
ajfa-15149	412	5	and	and	CCONJ
ajfa-15149	412	6	loss	loss	NOUN
ajfa-15149	412	7	sharing	sharing	NOUN
ajfa-15149	412	8	financing	financing	NOUN
ajfa-15149	412	9	in	in	ADP
ajfa-15149	412	10	indonesian	indonesian	ADJ
ajfa-15149	412	11	islamic	islamic	ADJ
ajfa-15149	412	12	banks	bank	NOUN
ajfa-15149	412	13	:	:	PUNCT
ajfa-15149	412	14	problems	problem	NOUN
ajfa-15149	412	15	and	and	CCONJ
ajfa-15149	412	16	alternative	alternative	ADJ
ajfa-15149	412	17	solutions	solution	NOUN
ajfa-15149	412	18	.	.	PUNCT
ajfa-15149	413	1	paper	paper	NOUN
ajfa-15149	413	2	presented	present	VERB
ajfa-15149	413	3	at	at	ADP
ajfa-15149	413	4	the	the	DET
ajfa-15149	413	5	inceif	inceif	NOUN
ajfa-15149	413	6	islamic	islamic	PROPN
ajfa-15149	413	7	banking	banking	NOUN
ajfa-15149	413	8	and	and	CCONJ
ajfa-15149	413	9	finance	finance	NOUN
ajfa-15149	413	10	educational	educational	ADJ
ajfa-15149	413	11	colloquium	colloquium	NOUN
ajfa-15149	413	12	,	,	PUNCT
ajfa-15149	413	13	kl	kl	PROPN
ajfa-15149	413	14	convention	convention	NOUN
ajfa-15149	413	15	center	center	NOUN
ajfa-15149	413	16	,	,	PUNCT
ajfa-15149	413	17	kuala	kuala	PROPN
ajfa-15149	413	18	lumpur	lumpur	PROPN
ajfa-15149	413	19	,	,	PUNCT
ajfa-15149	413	20	malaysia	malaysia	PROPN
ajfa-15149	413	21	.	.	PUNCT
ajfa-15149	414	1	ascarya	ascarya	PROPN
ajfa-15149	414	2	(	(	PUNCT
ajfa-15149	414	3	2010	2010	NUM
ajfa-15149	414	4	)	)	PUNCT
ajfa-15149	414	5	.	.	PUNCT
ajfa-15149	415	1	the	the	DET
ajfa-15149	415	2	lack	lack	NOUN
ajfa-15149	415	3	of	of	ADP
ajfa-15149	415	4	profit	profit	NOUN
ajfa-15149	415	5	-	-	PUNCT
ajfa-15149	415	6	and	and	CCONJ
ajfa-15149	415	7	-	-	PUNCT
ajfa-15149	415	8	loss	loss	NOUN
ajfa-15149	415	9	sharing	sharing	NOUN
ajfa-15149	415	10	financing	financing	NOUN
ajfa-15149	415	11	in	in	ADP
ajfa-15149	415	12	indonesia	indonesia	PROPN
ajfa-15149	415	13	’s	’s	PART
ajfa-15149	415	14	islamic	islamic	ADJ
ajfa-15149	415	15	banks	bank	NOUN
ajfa-15149	415	16	:	:	PUNCT
ajfa-15149	415	17	revisited	revisit	VERB
ajfa-15149	415	18	.	.	PUNCT
ajfa-15149	416	1	review	review	NOUN
ajfa-15149	416	2	of	of	ADP
ajfa-15149	416	3	indonesian	indonesian	ADJ
ajfa-15149	416	4	economic	economic	ADJ
ajfa-15149	416	5	and	and	CCONJ
ajfa-15149	416	6	business	business	NOUN
ajfa-15149	416	7	studies	study	NOUN
ajfa-15149	416	8	,	,	PUNCT
ajfa-15149	416	9	1(1	1(1	NUM
ajfa-15149	416	10	)	)	PUNCT
ajfa-15149	416	11	,	,	PUNCT
ajfa-15149	416	12	57	57	NUM
ajfa-15149	416	13	-	-	SYM
ajfa-15149	416	14	80	80	NUM
ajfa-15149	416	15	.	.	PUNCT
ajfa-15149	417	1	bader	bader	PROPN
ajfa-15149	417	2	,	,	PUNCT
ajfa-15149	417	3	m.k.i	m.k.i	NOUN
ajfa-15149	417	4	.	.	PROPN
ajfa-15149	417	5	,	,	PUNCT
ajfa-15149	417	6	shamsher	shamsher	PROPN
ajfa-15149	417	7	,	,	PUNCT
ajfa-15149	417	8	m.	m.	NOUN
ajfa-15149	417	9	,	,	PUNCT
ajfa-15149	417	10	&	&	CCONJ
ajfa-15149	417	11	hassan	hassan	PROPN
ajfa-15149	417	12	,	,	PUNCT
ajfa-15149	417	13	t.	t.	PROPN
ajfa-15149	417	14	(	(	PUNCT
ajfa-15149	417	15	2007	2007	NUM
ajfa-15149	417	16	)	)	PUNCT
ajfa-15149	417	17	.	.	PUNCT
ajfa-15149	418	1	cost	cost	NOUN
ajfa-15149	418	2	revenue	revenue	NOUN
ajfa-15149	418	3	and	and	CCONJ
ajfa-15149	418	4	profit	profit	NOUN
ajfa-15149	418	5	efficiency	efficiency	NOUN
ajfa-15149	418	6	of	of	ADP
ajfa-15149	418	7	conventional	conventional	ADJ
ajfa-15149	418	8	versus	versus	X
ajfa-15149	418	9	islamic	islamic	ADJ
ajfa-15149	418	10	banks	bank	NOUN
ajfa-15149	418	11	:	:	PUNCT
ajfa-15149	418	12	financial	financial	ADJ
ajfa-15149	418	13	ratios	ratio	NOUN
ajfa-15149	418	14	approach	approach	VERB
ajfa-15149	418	15	.	.	PUNCT
ajfa-15149	419	1	review	review	NOUN
ajfa-15149	419	2	of	of	ADP
ajfa-15149	419	3	islamic	islamic	ADJ
ajfa-15149	419	4	economics	economic	NOUN
ajfa-15149	419	5	,	,	PUNCT
ajfa-15149	419	6	11(1	11(1	NUM
ajfa-15149	419	7	)	)	PUNCT
ajfa-15149	419	8	,	,	PUNCT
ajfa-15149	419	9	89	89	NUM
ajfa-15149	419	10	-	-	SYM
ajfa-15149	419	11	106	106	NUM
ajfa-15149	419	12	.	.	PUNCT
ajfa-15149	420	1	beck	beck	PROPN
ajfa-15149	420	2	,	,	PUNCT
ajfa-15149	420	3	t.	t.	PROPN
ajfa-15149	420	4	,	,	PUNCT
ajfa-15149	420	5	demirguc	demirguc	PROPN
ajfa-15149	420	6	-	-	PUNCT
ajfa-15149	420	7	kunt	kunt	PROPN
ajfa-15149	420	8	,	,	PUNCT
ajfa-15149	420	9	a.	a.	PROPN
ajfa-15149	420	10	,	,	PUNCT
ajfa-15149	420	11	&	&	CCONJ
ajfa-15149	420	12	merrouche	merrouche	PROPN
ajfa-15149	420	13	,	,	PUNCT
ajfa-15149	420	14	o.	o.	PROPN
ajfa-15149	420	15	(	(	PUNCT
ajfa-15149	420	16	2013	2013	NUM
ajfa-15149	420	17	)	)	PUNCT
ajfa-15149	420	18	.	.	PUNCT
ajfa-15149	421	1	islamic	islamic	ADJ
ajfa-15149	421	2	vs	vs	ADP
ajfa-15149	421	3	conventional	conventional	ADJ
ajfa-15149	421	4	banking	banking	NOUN
ajfa-15149	421	5	:	:	PUNCT
ajfa-15149	421	6	business	business	NOUN
ajfa-15149	421	7	model	model	NOUN
ajfa-15149	421	8	,	,	PUNCT
ajfa-15149	421	9	efficiency	efficiency	NOUN
ajfa-15149	421	10	and	and	CCONJ
ajfa-15149	421	11	stability	stability	NOUN
ajfa-15149	421	12	.	.	PUNCT
ajfa-15149	422	1	journal	journal	NOUN
ajfa-15149	422	2	of	of	ADP
ajfa-15149	422	3	banking	banking	NOUN
ajfa-15149	422	4	and	and	CCONJ
ajfa-15149	422	5	finance	finance	NOUN
ajfa-15149	422	6	,	,	PUNCT
ajfa-15149	422	7	37(2	37(2	PROPN
ajfa-15149	422	8	)	)	PUNCT
ajfa-15149	422	9	,	,	PUNCT
ajfa-15149	422	10	433	433	NUM
ajfa-15149	422	11	-	-	SYM
ajfa-15149	422	12	447	447	NUM
ajfa-15149	422	13	.	.	PUNCT
ajfa-15149	423	1	https://doi.org/10.1016/j.jbankfin.2012.09.016	https://doi.org/10.1016/j.jbankfin.2012.09.016	PROPN
ajfa-15149	423	2	ben	ben	PROPN
ajfa-15149	423	3	khediri	khediri	PROPN
ajfa-15149	423	4	,	,	PUNCT
ajfa-15149	423	5	k.	k.	PROPN
ajfa-15149	423	6	,	,	PUNCT
ajfa-15149	423	7	charfeddine	charfeddine	PROPN
ajfa-15149	423	8	,	,	PUNCT
ajfa-15149	423	9	l.	l.	PROPN
ajfa-15149	423	10	,	,	PUNCT
ajfa-15149	423	11	&	&	CCONJ
ajfa-15149	423	12	ben	ben	PROPN
ajfa-15149	423	13	youssef	youssef	PROPN
ajfa-15149	423	14	,	,	PUNCT
ajfa-15149	423	15	s.	s.	PROPN
ajfa-15149	423	16	(	(	PUNCT
ajfa-15149	423	17	2008	2008	NUM
ajfa-15149	423	18	)	)	PUNCT
ajfa-15149	423	19	.	.	PUNCT
ajfa-15149	424	1	islamic	islamic	ADJ
ajfa-15149	424	2	versus	versus	ADP
ajfa-15149	424	3	conventional	conventional	ADJ
ajfa-15149	424	4	banks	bank	NOUN
ajfa-15149	424	5	in	in	ADP
ajfa-15149	424	6	the	the	DET
ajfa-15149	424	7	gcc	gcc	NOUN
ajfa-15149	424	8	countries	country	NOUN
ajfa-15149	424	9	:	:	PUNCT
ajfa-15149	424	10	a	a	DET
ajfa-15149	424	11	comparative	comparative	ADJ
ajfa-15149	424	12	study	study	NOUN
ajfa-15149	424	13	using	use	VERB
ajfa-15149	424	14	classification	classification	NOUN
ajfa-15149	424	15	techniques	technique	NOUN
ajfa-15149	424	16	.	.	PUNCT
ajfa-15149	425	1	research	research	NOUN
ajfa-15149	425	2	in	in	ADP
ajfa-15149	425	3	international	international	ADJ
ajfa-15149	425	4	business	business	NOUN
ajfa-15149	425	5	and	and	CCONJ
ajfa-15149	425	6	finance	finance	NOUN
ajfa-15149	425	7	,	,	PUNCT
ajfa-15149	425	8	33	33	NUM
ajfa-15149	425	9	,	,	PUNCT
ajfa-15149	425	10	75	75	NUM
ajfa-15149	425	11	-	-	SYM
ajfa-15149	425	12	98	98	NUM
ajfa-15149	425	13	.	.	PUNCT
ajfa-15149	426	1	https://doi.org/10.1016/j.ribaf.2014.07.002	https://doi.org/10.1016/j.ribaf.2014.07.002	NUM
ajfa-15149	426	2	bilal	bilal	PROPN
ajfa-15149	426	3	,	,	PUNCT
ajfa-15149	426	4	m.	m.	NOUN
ajfa-15149	426	5	,	,	PUNCT
ajfa-15149	426	6	&	&	CCONJ
ajfa-15149	426	7	amin	amin	PROPN
ajfa-15149	426	8	,	,	PUNCT
ajfa-15149	426	9	h.	h.	PROPN
ajfa-15149	426	10	(	(	PUNCT
ajfa-15149	426	11	2015	2015	NUM
ajfa-15149	426	12	)	)	PUNCT
ajfa-15149	426	13	.	.	PUNCT
ajfa-15149	427	1	financial	financial	ADJ
ajfa-15149	427	2	performance	performance	NOUN
ajfa-15149	427	3	of	of	ADP
ajfa-15149	427	4	islamic	islamic	ADJ
ajfa-15149	427	5	and	and	CCONJ
ajfa-15149	427	6	conventional	conventional	ADJ
ajfa-15149	427	7	banks	bank	NOUN
ajfa-15149	427	8	during	during	ADP
ajfa-15149	427	9	and	and	CCONJ
ajfa-15149	427	10	after	after	ADP
ajfa-15149	427	11	us	we	PRON
ajfa-15149	427	12	subprime	subprime	ADJ
ajfa-15149	427	13	crisis	crisis	NOUN
ajfa-15149	427	14	in	in	ADP
ajfa-15149	427	15	pakistan	pakistan	PROPN
ajfa-15149	427	16	:	:	PUNCT
ajfa-15149	427	17	a	a	DET
ajfa-15149	427	18	comparative	comparative	ADJ
ajfa-15149	427	19	study	study	NOUN
ajfa-15149	427	20	.	.	PUNCT
ajfa-15149	428	1	global	global	PROPN
ajfa-15149	428	2	journal	journal	PROPN
ajfa-15149	428	3	al	al	PROPN
ajfa-15149	428	4	-	-	PUNCT
ajfa-15149	428	5	thaqafah	thaqafah	NOUN
ajfa-15149	428	6	,	,	PUNCT
ajfa-15149	428	7	5(2	5(2	NUM
ajfa-15149	428	8	)	)	PUNCT
ajfa-15149	428	9	,	,	PUNCT
ajfa-15149	428	10	73	73	NUM
ajfa-15149	428	11	-	-	SYM
ajfa-15149	428	12	87	87	NUM
ajfa-15149	428	13	.	.	PUNCT
ajfa-15149	429	1	https://doi.org/10.7187/gjat922015.05.02	https://doi.org/10.7187/gjat922015.05.02	PROPN
ajfa-15149	429	2	bougatef	bougatef	PROPN
ajfa-15149	429	3	,	,	PUNCT
ajfa-15149	429	4	k.	k.	PROPN
ajfa-15149	429	5	(	(	PUNCT
ajfa-15149	429	6	2011	2011	NUM
ajfa-15149	429	7	)	)	PUNCT
ajfa-15149	429	8	.	.	PUNCT
ajfa-15149	430	1	differences	difference	NOUN
ajfa-15149	430	2	between	between	ADP
ajfa-15149	430	3	islamic	islamic	ADJ
ajfa-15149	430	4	and	and	CCONJ
ajfa-15149	430	5	conventional	conventional	ADJ
ajfa-15149	430	6	banking	banking	NOUN
ajfa-15149	430	7	:	:	PUNCT
ajfa-15149	430	8	evidence	evidence	NOUN
ajfa-15149	430	9	from	from	ADP
ajfa-15149	430	10	tunisia	tunisia	PROPN
ajfa-15149	430	11	.	.	PUNCT
ajfa-15149	431	1	business	business	NOUN
ajfa-15149	431	2	school	school	PROPN
ajfa-15149	431	3	of	of	ADP
ajfa-15149	431	4	tunis	tunis	PROPN
ajfa-15149	431	5	,	,	PUNCT
ajfa-15149	431	6	university	university	NOUN
ajfa-15149	431	7	of	of	ADP
ajfa-15149	431	8	manouba	manouba	PROPN
ajfa-15149	431	9	,	,	PUNCT
ajfa-15149	431	10	tunisia	tunisia	PROPN
ajfa-15149	431	11	.	.	PUNCT
ajfa-15149	432	1	https://doi.org/10.2139/ssrn.1856143	https://doi.org/10.2139/ssrn.1856143	PROPN
ajfa-15149	432	2	cengiz	cengiz	PROPN
ajfa-15149	432	3	,	,	PUNCT
ajfa-15149	432	4	e.	e.	PROPN
ajfa-15149	432	5	,	,	PUNCT
ajfa-15149	432	6	hasan	hasan	PROPN
ajfa-15149	432	7	,	,	PUNCT
ajfa-15149	432	8	f.b	f.b	PROPN
ajfa-15149	432	9	.	.	PROPN
ajfa-15149	432	10	,	,	PUNCT
ajfa-15149	432	11	aydogan	aydogan	PROPN
ajfa-15149	432	12	,	,	PUNCT
ajfa-15149	432	13	b.	b.	PROPN
ajfa-15149	432	14	,	,	PUNCT
ajfa-15149	432	15	&	&	CCONJ
ajfa-15149	432	16	gokce	gokce	NOUN
ajfa-15149	432	17	,	,	PUNCT
ajfa-15149	432	18	t.	t.	PROPN
ajfa-15149	432	19	(	(	PUNCT
ajfa-15149	432	20	2014	2014	NUM
ajfa-15149	432	21	)	)	PUNCT
ajfa-15149	432	22	.	.	PUNCT
ajfa-15149	433	1	performance	performance	NOUN
ajfa-15149	433	2	comparison	comparison	NOUN
ajfa-15149	433	3	of	of	ADP
ajfa-15149	433	4	islamic	islamic	ADJ
ajfa-15149	433	5	(	(	PUNCT
ajfa-15149	433	6	participation	participation	NOUN
ajfa-15149	433	7	)	)	PUNCT
ajfa-15149	433	8	banks	bank	NOUN
ajfa-15149	433	9	and	and	CCONJ
ajfa-15149	433	10	commercial	commercial	ADJ
ajfa-15149	433	11	banks	bank	NOUN
ajfa-15149	433	12	in	in	ADP
ajfa-15149	433	13	turkish	turkish	ADJ
ajfa-15149	433	14	banking	banking	NOUN
ajfa-15149	433	15	sector	sector	NOUN
ajfa-15149	433	16	.	.	PUNCT
ajfa-15149	434	1	euro	euro	PROPN
ajfa-15149	434	2	med	med	PROPN
ajfa-15149	434	3	journal	journal	PROPN
ajfa-15149	434	4	of	of	ADP
ajfa-15149	434	5	business	business	NOUN
ajfa-15149	434	6	,	,	PUNCT
ajfa-15149	434	7	9(2	9(2	NUM
ajfa-15149	434	8	)	)	PUNCT
ajfa-15149	434	9	,	,	PUNCT
ajfa-15149	434	10	114	114	NUM
ajfa-15149	434	11	-	-	SYM
ajfa-15149	434	12	128	128	NUM
ajfa-15149	434	13	.	.	PUNCT
ajfa-15149	435	1	https://doi.org/10.1108/emjb-05-2013-0024	https://doi.org/10.1108/emjb-05-2013-0024	VERB
ajfa-15149	435	2	chen	chen	PROPN
ajfa-15149	435	3	,	,	PUNCT
ajfa-15149	435	4	k.h	k.h	PROPN
ajfa-15149	435	5	.	.	PROPN
ajfa-15149	435	6	,	,	PUNCT
ajfa-15149	435	7	&	&	CCONJ
ajfa-15149	435	8	shimerda	shimerda	PROPN
ajfa-15149	435	9	,	,	PUNCT
ajfa-15149	435	10	t.a	t.a	PROPN
ajfa-15149	435	11	.	.	PROPN
ajfa-15149	435	12	(	(	PUNCT
ajfa-15149	435	13	1981	1981	NUM
ajfa-15149	435	14	)	)	PUNCT
ajfa-15149	435	15	.	.	PUNCT
ajfa-15149	436	1	an	an	DET
ajfa-15149	436	2	empirical	empirical	ADJ
ajfa-15149	436	3	analysis	analysis	NOUN
ajfa-15149	436	4	of	of	ADP
ajfa-15149	436	5	useful	useful	ADJ
ajfa-15149	436	6	financial	financial	ADJ
ajfa-15149	436	7	ratios	ratio	NOUN
ajfa-15149	436	8	.	.	PUNCT
ajfa-15149	437	1	asian	asian	ADJ
ajfa-15149	437	2	journal	journal	PROPN
ajfa-15149	437	3	of	of	ADP
ajfa-15149	437	4	finance	finance	PROPN
ajfa-15149	437	5	&	&	CCONJ
ajfa-15149	437	6	accounting	accounting	PROPN
ajfa-15149	437	7	issn	issn	PROPN
ajfa-15149	437	8	1946	1946	NUM
ajfa-15149	437	9	-	-	PUNCT
ajfa-15149	437	10	052x	052x	PROPN
ajfa-15149	437	11	2019	2019	NUM
ajfa-15149	437	12	,	,	PUNCT
ajfa-15149	437	13	vol	vol	NOUN
ajfa-15149	437	14	.	.	PROPN
ajfa-15149	437	15	11	11	NUM
ajfa-15149	437	16	,	,	PUNCT
ajfa-15149	437	17	no	no	INTJ
ajfa-15149	437	18	.	.	NOUN
ajfa-15149	437	19	2	2	NUM
ajfa-15149	437	20	ajfa.macrothink.org/	ajfa.macrothink.org/	NOUN
ajfa-15149	437	21	21	21	NUM
ajfa-15149	437	22	financial	financial	ADJ
ajfa-15149	437	23	management	management	NOUN
ajfa-15149	437	24	,	,	PUNCT
ajfa-15149	437	25	10(1	10(1	NUM
ajfa-15149	437	26	)	)	PUNCT
ajfa-15149	437	27	,	,	PUNCT
ajfa-15149	437	28	5160	5160	NUM
ajfa-15149	437	29	.	.	PUNCT
ajfa-15149	438	1	https://doi.org/10.2307/3665113	https://doi.org/10.2307/3665113	ADJ
ajfa-15149	438	2	cihak	cihak	NOUN
ajfa-15149	438	3	,	,	PUNCT
ajfa-15149	438	4	m.	m.	NOUN
ajfa-15149	438	5	,	,	PUNCT
ajfa-15149	438	6	&	&	CCONJ
ajfa-15149	438	7	hesse	hesse	PROPN
ajfa-15149	438	8	,	,	PUNCT
ajfa-15149	438	9	h.	h.	PROPN
ajfa-15149	438	10	(	(	PUNCT
ajfa-15149	438	11	2010	2010	NUM
ajfa-15149	438	12	)	)	PUNCT
ajfa-15149	438	13	.	.	PUNCT
ajfa-15149	439	1	islamic	islamic	ADJ
ajfa-15149	439	2	banks	bank	NOUN
ajfa-15149	439	3	and	and	CCONJ
ajfa-15149	439	4	financial	financial	ADJ
ajfa-15149	439	5	stability	stability	NOUN
ajfa-15149	439	6	:	:	PUNCT
ajfa-15149	439	7	an	an	DET
ajfa-15149	439	8	empirical	empirical	ADJ
ajfa-15149	439	9	analysis	analysis	NOUN
ajfa-15149	439	10	.	.	PUNCT
ajfa-15149	440	1	journal	journal	NOUN
ajfa-15149	440	2	of	of	ADP
ajfa-15149	440	3	financial	financial	ADJ
ajfa-15149	440	4	services	service	NOUN
ajfa-15149	440	5	research	research	NOUN
ajfa-15149	440	6	,	,	PUNCT
ajfa-15149	440	7	38(2	38(2	NOUN
ajfa-15149	440	8	-	-	SYM
ajfa-15149	440	9	3	3	NUM
ajfa-15149	440	10	)	)	PUNCT
ajfa-15149	440	11	,	,	PUNCT
ajfa-15149	440	12	95	95	NUM
ajfa-15149	440	13	-	-	SYM
ajfa-15149	440	14	113	113	NUM
ajfa-15149	440	15	.	.	PUNCT
ajfa-15149	441	1	https://doi.org/10.1007/s10693-0100089-0	https://doi.org/10.1007/s10693-0100089-0	PROPN
ajfa-15149	441	2	david	david	PROPN
ajfa-15149	441	3	,	,	PUNCT
ajfa-15149	441	4	m.	m.	NOUN
ajfa-15149	441	5	,	,	PUNCT
ajfa-15149	441	6	&	&	CCONJ
ajfa-15149	441	7	elyas	elyas	PROPN
ajfa-15149	441	8	,	,	PUNCT
ajfa-15149	441	9	e.	e.	PROPN
ajfa-15149	441	10	(	(	PUNCT
ajfa-15149	441	11	1994	1994	NUM
ajfa-15149	441	12	)	)	PUNCT
ajfa-15149	441	13	.	.	PUNCT
ajfa-15149	442	1	an	an	DET
ajfa-15149	442	2	empirical	empirical	ADJ
ajfa-15149	442	3	test	test	NOUN
ajfa-15149	442	4	of	of	ADP
ajfa-15149	442	5	test	test	NOUN
ajfa-15149	442	6	of	of	ADP
ajfa-15149	442	7	association	association	NOUN
ajfa-15149	442	8	between	between	ADP
ajfa-15149	442	9	production	production	NOUN
ajfa-15149	442	10	and	and	CCONJ
ajfa-15149	442	11	financial	financial	ADJ
ajfa-15149	442	12	performance	performance	NOUN
ajfa-15149	442	13	:	:	PUNCT
ajfa-15149	442	14	the	the	DET
ajfa-15149	442	15	case	case	NOUN
ajfa-15149	442	16	of	of	ADP
ajfa-15149	442	17	commercial	commercial	ADJ
ajfa-15149	442	18	banking	banking	NOUN
ajfa-15149	442	19	industry	industry	NOUN
ajfa-15149	442	20	.	.	PUNCT
ajfa-15149	443	1	applied	apply	VERB
ajfa-15149	443	2	financial	financial	ADJ
ajfa-15149	443	3	economics	economic	NOUN
ajfa-15149	443	4	,	,	PUNCT
ajfa-15149	443	5	4	4	NUM
ajfa-15149	443	6	,	,	PUNCT
ajfa-15149	443	7	55	55	NUM
ajfa-15149	443	8	-	-	SYM
ajfa-15149	443	9	59	59	NUM
ajfa-15149	443	10	.	.	PUNCT
ajfa-15149	444	1	https://doi.org/10.1080/758522125	https://doi.org/10.1080/758522125	X
ajfa-15149	444	2	de	de	PROPN
ajfa-15149	444	3	-	-	NOUN
ajfa-15149	444	4	kool	kool	PROPN
ajfa-15149	444	5	,	,	PUNCT
ajfa-15149	444	6	d.	d.	PROPN
ajfa-15149	444	7	(	(	PUNCT
ajfa-15149	444	8	2004	2004	NUM
ajfa-15149	444	9	)	)	PUNCT
ajfa-15149	444	10	.	.	PUNCT
ajfa-15149	445	1	monitoring	monitoring	NOUN
ajfa-15149	445	2	and	and	CCONJ
ajfa-15149	445	3	utilization	utilization	NOUN
ajfa-15149	445	4	:	:	PUNCT
ajfa-15149	445	5	surveillance	surveillance	NOUN
ajfa-15149	445	6	,	,	PUNCT
ajfa-15149	445	7	struggle	struggle	NOUN
ajfa-15149	445	8	,	,	PUNCT
ajfa-15149	445	9	symbol	symbol	NOUN
ajfa-15149	445	10	or	or	CCONJ
ajfa-15149	445	11	source	source	NOUN
ajfa-15149	445	12	of	of	ADP
ajfa-15149	445	13	inspiration	inspiration	NOUN
ajfa-15149	445	14	.	.	PUNCT
ajfa-15149	446	1	conference	conference	NOUN
ajfa-15149	446	2	of	of	ADP
ajfa-15149	446	3	the	the	DET
ajfa-15149	446	4	european	european	PROPN
ajfa-15149	446	5	group	group	NOUN
ajfa-15149	446	6	of	of	ADP
ajfa-15149	446	7	public	public	ADJ
ajfa-15149	446	8	administration	administration	NOUN
ajfa-15149	446	9	,	,	PUNCT
ajfa-15149	446	10	ljubljana	ljubljana	PROPN
ajfa-15149	446	11	,	,	PUNCT
ajfa-15149	446	12	slovenia	slovenia	PROPN
ajfa-15149	446	13	dirrar	dirrar	PROPN
ajfa-15149	446	14	,	,	PUNCT
ajfa-15149	446	15	e.e	e.e	PROPN
ajfa-15149	446	16	.	.	PROPN
ajfa-15149	446	17	(	(	PUNCT
ajfa-15149	446	18	1996	1996	NUM
ajfa-15149	446	19	)	)	PUNCT
ajfa-15149	446	20	.	.	PUNCT
ajfa-15149	447	1	economics	economic	NOUN
ajfa-15149	447	2	and	and	CCONJ
ajfa-15149	447	3	financial	financial	ADJ
ajfa-15149	447	4	evaluation	evaluation	NOUN
ajfa-15149	447	5	of	of	ADP
ajfa-15149	447	6	islamic	islamic	ADJ
ajfa-15149	447	7	banking	banking	NOUN
ajfa-15149	447	8	operations	operation	NOUN
ajfa-15149	447	9	:	:	PUNCT
ajfa-15149	447	10	a	a	DET
ajfa-15149	447	11	case	case	NOUN
ajfa-15149	447	12	of	of	ADP
ajfa-15149	447	13	bank	bank	PROPN
ajfa-15149	447	14	islam	islam	PROPN
ajfa-15149	447	15	malaysia	malaysia	PROPN
ajfa-15149	447	16	1983	1983	NUM
ajfa-15149	447	17	-	-	SYM
ajfa-15149	447	18	1995	1995	NUM
ajfa-15149	447	19	.	.	PUNCT
ajfa-15149	448	1	working	work	VERB
ajfa-15149	448	2	paper	paper	NOUN
ajfa-15149	448	3	.	.	PUNCT
ajfa-15149	449	1	elgadi	elgadi	NOUN
ajfa-15149	449	2	,	,	PUNCT
ajfa-15149	449	3	e.	e.	PROPN
ajfa-15149	449	4	(	(	PUNCT
ajfa-15149	449	5	2016	2016	NUM
ajfa-15149	449	6	)	)	PUNCT
ajfa-15149	449	7	.	.	PUNCT
ajfa-15149	450	1	assessing	assess	VERB
ajfa-15149	450	2	the	the	DET
ajfa-15149	450	3	financial	financial	ADJ
ajfa-15149	450	4	performance	performance	NOUN
ajfa-15149	450	5	of	of	ADP
ajfa-15149	450	6	islamic	islamic	ADJ
ajfa-15149	450	7	banking	banking	NOUN
ajfa-15149	450	8	:	:	PUNCT
ajfa-15149	450	9	the	the	DET
ajfa-15149	450	10	case	case	NOUN
ajfa-15149	450	11	of	of	ADP
ajfa-15149	450	12	sudanese	sudanese	ADJ
ajfa-15149	450	13	banks	bank	NOUN
ajfa-15149	450	14	.	.	PUNCT
ajfa-15149	451	1	ph.d	ph.d	PROPN
ajfa-15149	451	2	.	.	PUNCT
ajfa-15149	452	1	thesis	thesis	NOUN
ajfa-15149	452	2	,	,	PUNCT
ajfa-15149	452	3	university	university	PROPN
ajfa-15149	452	4	of	of	ADP
ajfa-15149	452	5	east	east	PROPN
ajfa-15149	452	6	london	london	PROPN
ajfa-15149	452	7	.	.	PUNCT
ajfa-15149	453	1	eljelly	eljelly	ADV
ajfa-15149	453	2	,	,	PUNCT
ajfa-15149	453	3	a.m.a	a.m.a	NOUN
ajfa-15149	453	4	,	,	PUNCT
ajfa-15149	453	5	&	&	CCONJ
ajfa-15149	453	6	elobeed	elobeed	PROPN
ajfa-15149	453	7	,	,	PUNCT
ajfa-15149	453	8	a.a	a.a	PROPN
ajfa-15149	453	9	.	.	PROPN
ajfa-15149	453	10	(	(	PUNCT
ajfa-15149	453	11	2013	2013	NUM
ajfa-15149	453	12	)	)	PUNCT
ajfa-15149	453	13	.	.	PUNCT
ajfa-15149	454	1	performance	performance	NOUN
ajfa-15149	454	2	indicators	indicator	NOUN
ajfa-15149	454	3	of	of	ADP
ajfa-15149	454	4	banks	bank	NOUN
ajfa-15149	454	5	in	in	ADP
ajfa-15149	454	6	a	a	DET
ajfa-15149	454	7	total	total	ADJ
ajfa-15149	454	8	islamic	islamic	ADJ
ajfa-15149	454	9	banking	banking	NOUN
ajfa-15149	454	10	system	system	NOUN
ajfa-15149	454	11	:	:	PUNCT
ajfa-15149	454	12	the	the	DET
ajfa-15149	454	13	case	case	NOUN
ajfa-15149	454	14	of	of	ADP
ajfa-15149	454	15	sudan	sudan	PROPN
ajfa-15149	454	16	.	.	PUNCT
ajfa-15149	455	1	international	international	ADJ
ajfa-15149	455	2	journal	journal	PROPN
ajfa-15149	455	3	of	of	ADP
ajfa-15149	455	4	islamic	islamic	ADJ
ajfa-15149	455	5	and	and	CCONJ
ajfa-15149	455	6	middle	middle	ADJ
ajfa-15149	455	7	eastern	eastern	ADJ
ajfa-15149	455	8	finance	finance	NOUN
ajfa-15149	455	9	and	and	CCONJ
ajfa-15149	455	10	management	management	NOUN
ajfa-15149	455	11	,	,	PUNCT
ajfa-15149	455	12	6(2	6(2	NUM
ajfa-15149	455	13	)	)	PUNCT
ajfa-15149	455	14	,	,	PUNCT
ajfa-15149	455	15	142	142	NUM
ajfa-15149	455	16	-	-	SYM
ajfa-15149	455	17	155	155	NUM
ajfa-15149	455	18	.	.	PUNCT
ajfa-15149	456	1	https://doi.org/10.1108/17538391311329833	https://doi.org/10.1108/17538391311329833	X
ajfa-15149	456	2	fadzlan	fadzlan	NOUN
ajfa-15149	456	3	,	,	PUNCT
ajfa-15149	456	4	s.	s.	PROPN
ajfa-15149	456	5	(	(	PUNCT
ajfa-15149	456	6	2007	2007	NUM
ajfa-15149	456	7	)	)	PUNCT
ajfa-15149	456	8	.	.	PUNCT
ajfa-15149	457	1	the	the	DET
ajfa-15149	457	2	efficiency	efficiency	NOUN
ajfa-15149	457	3	of	of	ADP
ajfa-15149	457	4	islamic	islamic	ADJ
ajfa-15149	457	5	banking	banking	NOUN
ajfa-15149	457	6	industry	industry	NOUN
ajfa-15149	457	7	in	in	ADP
ajfa-15149	457	8	malaysia	malaysia	PROPN
ajfa-15149	457	9	:	:	PUNCT
ajfa-15149	457	10	foreign	foreign	ADJ
ajfa-15149	457	11	vs	vs	ADP
ajfa-15149	457	12	domestic	domestic	ADJ
ajfa-15149	457	13	banks	bank	NOUN
ajfa-15149	457	14	.	.	PUNCT
ajfa-15149	458	1	humanomics	humanomic	NOUN
ajfa-15149	458	2	,	,	PUNCT
ajfa-15149	458	3	23(3	23(3	NUM
ajfa-15149	458	4	)	)	PUNCT
ajfa-15149	458	5	,	,	PUNCT
ajfa-15149	458	6	174	174	NUM
ajfa-15149	458	7	-	-	SYM
ajfa-15149	458	8	192	192	NUM
ajfa-15149	458	9	.	.	PUNCT
ajfa-15149	459	1	https://doi.org/10.1108/08288660710779399	https://doi.org/10.1108/08288660710779399	NOUN
ajfa-15149	459	2	fayed	fayed	PROPN
ajfa-15149	459	3	,	,	PUNCT
ajfa-15149	459	4	m.e	m.e	PROPN
ajfa-15149	459	5	.	.	PROPN
ajfa-15149	460	1	(	(	PUNCT
ajfa-15149	460	2	2013	2013	NUM
ajfa-15149	460	3	)	)	PUNCT
ajfa-15149	460	4	.	.	PUNCT
ajfa-15149	461	1	comparative	comparative	ADJ
ajfa-15149	461	2	performance	performance	NOUN
ajfa-15149	461	3	study	study	NOUN
ajfa-15149	461	4	of	of	ADP
ajfa-15149	461	5	conventional	conventional	ADJ
ajfa-15149	461	6	and	and	CCONJ
ajfa-15149	461	7	islamic	islamic	ADJ
ajfa-15149	461	8	banking	banking	NOUN
ajfa-15149	461	9	in	in	ADP
ajfa-15149	461	10	egypt	egypt	PROPN
ajfa-15149	461	11	.	.	PUNCT
ajfa-15149	462	1	journal	journal	PROPN
ajfa-15149	462	2	of	of	ADP
ajfa-15149	462	3	applied	apply	VERB
ajfa-15149	462	4	finance	finance	NOUN
ajfa-15149	462	5	and	and	CCONJ
ajfa-15149	462	6	banking	banking	NOUN
ajfa-15149	462	7	,	,	PUNCT
ajfa-15149	462	8	3(2	3(2	NUM
ajfa-15149	462	9	)	)	PUNCT
ajfa-15149	462	10	,	,	PUNCT
ajfa-15149	462	11	1	1	NUM
ajfa-15149	462	12	-	-	SYM
ajfa-15149	462	13	14	14	NUM
ajfa-15149	462	14	.	.	PUNCT
ajfa-15149	463	1	gilbert	gilbert	PROPN
ajfa-15149	463	2	,	,	PUNCT
ajfa-15149	463	3	p.	p.	PROPN
ajfa-15149	463	4	,	,	PUNCT
ajfa-15149	463	5	&	&	CCONJ
ajfa-15149	463	6	charpentier	charpentier	PROPN
ajfa-15149	463	7	,	,	PUNCT
ajfa-15149	463	8	m.	m.	NOUN
ajfa-15149	463	9	(	(	PUNCT
ajfa-15149	463	10	2004	2004	NUM
ajfa-15149	463	11	)	)	PUNCT
ajfa-15149	463	12	.	.	PUNCT
ajfa-15149	464	1	comment	comment	NOUN
ajfa-15149	464	2	évaluer	évaluer	PROPN
ajfa-15149	464	3	la	la	PROPN
ajfa-15149	464	4	performance	performance	PROPN
ajfa-15149	464	5	rh	rh	PROPN
ajfa-15149	464	6	?	?	PUNCT
ajfa-15149	464	7	question	question	NOUN
ajfa-15149	464	8	universelle	universelle	PROPN
ajfa-15149	464	9	,	,	PUNCT
ajfa-15149	464	10	réponses	réponse	NOUN
ajfa-15149	464	11	contingentes	contingente	NOUN
ajfa-15149	464	12	.	.	PUNCT
ajfa-15149	465	1	halkos	halkos	PROPN
ajfa-15149	465	2	,	,	PUNCT
ajfa-15149	465	3	g.e	g.e	PROPN
ajfa-15149	465	4	.	.	PROPN
ajfa-15149	465	5	&	&	CCONJ
ajfa-15149	465	6	salamouris	salamouris	PROPN
ajfa-15149	465	7	,	,	PUNCT
ajfa-15149	465	8	d.s	d.s	PROPN
ajfa-15149	465	9	.	.	PROPN
ajfa-15149	465	10	(	(	PUNCT
ajfa-15149	465	11	2004	2004	NUM
ajfa-15149	465	12	)	)	PUNCT
ajfa-15149	465	13	.	.	PUNCT
ajfa-15149	466	1	efficiency	efficiency	NOUN
ajfa-15149	466	2	measurement	measurement	NOUN
ajfa-15149	466	3	of	of	ADP
ajfa-15149	466	4	the	the	DET
ajfa-15149	466	5	greek	greek	ADJ
ajfa-15149	466	6	commercial	commercial	ADJ
ajfa-15149	466	7	banks	bank	NOUN
ajfa-15149	466	8	with	with	ADP
ajfa-15149	466	9	the	the	DET
ajfa-15149	466	10	use	use	NOUN
ajfa-15149	466	11	of	of	ADP
ajfa-15149	466	12	financial	financial	ADJ
ajfa-15149	466	13	ratios	ratio	NOUN
ajfa-15149	466	14	:	:	PUNCT
ajfa-15149	466	15	a	a	DET
ajfa-15149	466	16	data	datum	NOUN
ajfa-15149	466	17	envelopment	envelopment	ADJ
ajfa-15149	466	18	analysis	analysis	NOUN
ajfa-15149	466	19	approach	approach	NOUN
ajfa-15149	466	20	.	.	PUNCT
ajfa-15149	467	1	management	management	NOUN
ajfa-15149	467	2	accounting	accounting	NOUN
ajfa-15149	467	3	research	research	NOUN
ajfa-15149	467	4	,	,	PUNCT
ajfa-15149	467	5	15(2	15(2	NUM
ajfa-15149	467	6	)	)	PUNCT
ajfa-15149	467	7	,	,	PUNCT
ajfa-15149	467	8	201	201	NUM
ajfa-15149	467	9	-	-	SYM
ajfa-15149	467	10	224	224	NUM
ajfa-15149	467	11	.	.	PUNCT
ajfa-15149	468	1	https://doi.org/10.1016/j.mar.2004.02.001	https://doi.org/10.1016/j.mar.2004.02.001	PROPN
ajfa-15149	468	2	hanif	hanif	PROPN
ajfa-15149	468	3	,	,	PUNCT
ajfa-15149	468	4	m.	m.	NOUN
ajfa-15149	468	5	,	,	PUNCT
ajfa-15149	468	6	tariq	tariq	NOUN
ajfa-15149	468	7	,	,	PUNCT
ajfa-15149	468	8	m.	m.	NOUN
ajfa-15149	468	9	,	,	PUNCT
ajfa-15149	468	10	tahir	tahir	PROPN
ajfa-15149	468	11	,	,	PUNCT
ajfa-15149	468	12	a.	a.	PROPN
ajfa-15149	468	13	,	,	PUNCT
ajfa-15149	468	14	&	&	CCONJ
ajfa-15149	468	15	momeneen	momeneen	PROPN
ajfa-15149	468	16	,	,	PUNCT
ajfa-15149	468	17	w.	w.	PROPN
ajfa-15149	468	18	(	(	PUNCT
ajfa-15149	468	19	2012	2012	NUM
ajfa-15149	468	20	)	)	PUNCT
ajfa-15149	468	21	.	.	PUNCT
ajfa-15149	469	1	comparative	comparative	ADJ
ajfa-15149	469	2	performance	performance	NOUN
ajfa-15149	469	3	study	study	NOUN
ajfa-15149	469	4	of	of	ADP
ajfa-15149	469	5	conventional	conventional	ADJ
ajfa-15149	469	6	and	and	CCONJ
ajfa-15149	469	7	islamic	islamic	ADJ
ajfa-15149	469	8	banking	banking	NOUN
ajfa-15149	469	9	in	in	ADP
ajfa-15149	469	10	pakistan	pakistan	PROPN
ajfa-15149	469	11	.	.	PUNCT
ajfa-15149	470	1	international	international	ADJ
ajfa-15149	470	2	research	research	PROPN
ajfa-15149	470	3	journal	journal	NOUN
ajfa-15149	470	4	of	of	ADP
ajfa-15149	470	5	finance	finance	NOUN
ajfa-15149	470	6	and	and	CCONJ
ajfa-15149	470	7	economics	economic	NOUN
ajfa-15149	470	8	,	,	PUNCT
ajfa-15149	470	9	83(1	83(1	PROPN
ajfa-15149	470	10	)	)	PUNCT
ajfa-15149	470	11	,	,	PUNCT
ajfa-15149	470	12	62	62	NUM
ajfa-15149	470	13	-	-	SYM
ajfa-15149	470	14	72	72	NUM
ajfa-15149	470	15	.	.	PUNCT
ajfa-15149	471	1	haniffa	haniffa	PROPN
ajfa-15149	471	2	,	,	PUNCT
ajfa-15149	471	3	r.	r.	PROPN
ajfa-15149	471	4	,	,	PUNCT
ajfa-15149	471	5	&	&	CCONJ
ajfa-15149	471	6	hudaib	hudaib	PROPN
ajfa-15149	471	7	,	,	PUNCT
ajfa-15149	471	8	a.	a.	NOUN
ajfa-15149	471	9	(	(	PUNCT
ajfa-15149	471	10	2002	2002	NUM
ajfa-15149	471	11	)	)	PUNCT
ajfa-15149	471	12	.	.	PUNCT
ajfa-15149	472	1	a	a	DET
ajfa-15149	472	2	theoretical	theoretical	ADJ
ajfa-15149	472	3	framework	framework	NOUN
ajfa-15149	472	4	for	for	ADP
ajfa-15149	472	5	the	the	DET
ajfa-15149	472	6	development	development	NOUN
ajfa-15149	472	7	of	of	ADP
ajfa-15149	472	8	the	the	DET
ajfa-15149	472	9	islamic	islamic	PROPN
ajfa-15149	472	10	perspective	perspective	NOUN
ajfa-15149	472	11	of	of	ADP
ajfa-15149	472	12	accounting	accounting	NOUN
ajfa-15149	472	13	.	.	PUNCT
ajfa-15149	473	1	accounting	accounting	NOUN
ajfa-15149	473	2	,	,	PUNCT
ajfa-15149	473	3	commerce	commerce	NOUN
ajfa-15149	473	4	,	,	PUNCT
ajfa-15149	473	5	and	and	CCONJ
ajfa-15149	473	6	finance	finance	NOUN
ajfa-15149	473	7	:	:	PUNCT
ajfa-15149	473	8	the	the	DET
ajfa-15149	473	9	islamic	islamic	PROPN
ajfa-15149	473	10	perspective	perspective	PROPN
ajfa-15149	473	11	journal	journal	PROPN
ajfa-15149	473	12	,	,	PUNCT
ajfa-15149	473	13	6(1	6(1	NUM
ajfa-15149	473	14	-	-	SYM
ajfa-15149	473	15	2	2	NUM
ajfa-15149	473	16	)	)	PUNCT
ajfa-15149	473	17	,	,	PUNCT
ajfa-15149	473	18	1	1	NUM
ajfa-15149	473	19	-	-	SYM
ajfa-15149	473	20	72	72	NUM
ajfa-15149	473	21	.	.	PUNCT
ajfa-15149	474	1	haron	haron	PROPN
ajfa-15149	474	2	,	,	PUNCT
ajfa-15149	474	3	s.	s.	PROPN
ajfa-15149	474	4	(	(	PUNCT
ajfa-15149	474	5	2004	2004	NUM
ajfa-15149	474	6	)	)	PUNCT
ajfa-15149	474	7	.	.	PUNCT
ajfa-15149	475	1	determinants	determinant	NOUN
ajfa-15149	475	2	of	of	ADP
ajfa-15149	475	3	islamic	islamic	PROPN
ajfa-15149	475	4	bank	bank	PROPN
ajfa-15149	475	5	profitability	profitability	NOUN
ajfa-15149	475	6	.	.	PUNCT
ajfa-15149	476	1	global	global	ADJ
ajfa-15149	476	2	journal	journal	PROPN
ajfa-15149	476	3	of	of	ADP
ajfa-15149	476	4	finance	finance	NOUN
ajfa-15149	476	5	and	and	CCONJ
ajfa-15149	476	6	economics	economic	NOUN
ajfa-15149	476	7	,	,	PUNCT
ajfa-15149	476	8	1(1	1(1	NUM
ajfa-15149	476	9	)	)	PUNCT
ajfa-15149	476	10	,	,	PUNCT
ajfa-15149	476	11	11	11	NUM
ajfa-15149	476	12	-	-	SYM
ajfa-15149	476	13	33	33	NUM
ajfa-15149	476	14	.	.	PUNCT
ajfa-15149	477	1	hasan	hasan	PROPN
ajfa-15149	477	2	,	,	PUNCT
ajfa-15149	477	3	m.	m.	NOUN
ajfa-15149	477	4	,	,	PUNCT
ajfa-15149	477	5	&	&	CCONJ
ajfa-15149	477	6	dridi	dridi	PROPN
ajfa-15149	477	7	,	,	PUNCT
ajfa-15149	477	8	j.	j.	PROPN
ajfa-15149	477	9	(	(	PUNCT
ajfa-15149	477	10	2010	2010	NUM
ajfa-15149	477	11	)	)	PUNCT
ajfa-15149	477	12	.	.	PUNCT
ajfa-15149	478	1	the	the	DET
ajfa-15149	478	2	effects	effect	NOUN
ajfa-15149	478	3	of	of	ADP
ajfa-15149	478	4	the	the	DET
ajfa-15149	478	5	global	global	ADJ
ajfa-15149	478	6	crisis	crisis	NOUN
ajfa-15149	478	7	on	on	ADP
ajfa-15149	478	8	islamic	islamic	ADJ
ajfa-15149	478	9	and	and	CCONJ
ajfa-15149	478	10	conventional	conventional	ADJ
ajfa-15149	478	11	banks	bank	NOUN
ajfa-15149	478	12	:	:	PUNCT
ajfa-15149	478	13	a	a	DET
ajfa-15149	478	14	comparative	comparative	ADJ
ajfa-15149	478	15	study	study	NOUN
ajfa-15149	478	16	.	.	PUNCT
ajfa-15149	479	1	imf	imf	PROPN
ajfa-15149	479	2	working	working	PROPN
ajfa-15149	479	3	paper	paper	PROPN
ajfa-15149	479	4	10/201	10/201	NUM
ajfa-15149	479	5	,	,	PUNCT
ajfa-15149	479	6	international	international	ADJ
ajfa-15149	479	7	monetary	monetary	ADJ
ajfa-15149	479	8	fund	fund	NOUN
ajfa-15149	479	9	.	.	PUNCT
ajfa-15149	480	1	https://doi.org/10.5089/9781455205318.001	https://doi.org/10.5089/9781455205318.001	PROPN
ajfa-15149	480	2	asian	asian	PROPN
ajfa-15149	480	3	journal	journal	NOUN
ajfa-15149	480	4	of	of	ADP
ajfa-15149	480	5	finance	finance	PROPN
ajfa-15149	480	6	&	&	CCONJ
ajfa-15149	480	7	accounting	accounting	PROPN
ajfa-15149	480	8	issn	issn	PROPN
ajfa-15149	480	9	1946	1946	NUM
ajfa-15149	480	10	-	-	PUNCT
ajfa-15149	480	11	052x	052x	PROPN
ajfa-15149	480	12	2019	2019	NUM
ajfa-15149	480	13	,	,	PUNCT
ajfa-15149	480	14	vol	vol	NOUN
ajfa-15149	480	15	.	.	PROPN
ajfa-15149	480	16	11	11	NUM
ajfa-15149	480	17	,	,	PUNCT
ajfa-15149	480	18	no	no	INTJ
ajfa-15149	480	19	.	.	NOUN
ajfa-15149	480	20	2	2	NUM
ajfa-15149	480	21	ajfa.macrothink.org/	ajfa.macrothink.org/	NOUN
ajfa-15149	480	22	22	22	NUM
ajfa-15149	480	23	hassan	hassan	PROPN
ajfa-15149	480	24	,	,	PUNCT
ajfa-15149	480	25	m.k	m.k	PROPN
ajfa-15149	480	26	.	.	PROPN
ajfa-15149	480	27	,	,	PUNCT
ajfa-15149	480	28	&	&	CCONJ
ajfa-15149	480	29	bashir	bashir	PROPN
ajfa-15149	480	30	,	,	PUNCT
ajfa-15149	480	31	a.m.	a.m.	PROPN
ajfa-15149	480	32	(	(	PUNCT
ajfa-15149	480	33	2003	2003	NUM
ajfa-15149	480	34	)	)	PUNCT
ajfa-15149	480	35	.	.	PUNCT
ajfa-15149	481	1	determinants	determinant	NOUN
ajfa-15149	481	2	of	of	ADP
ajfa-15149	481	3	islamic	islamic	ADJ
ajfa-15149	481	4	profitability	profitability	NOUN
ajfa-15149	481	5	.	.	PUNCT
ajfa-15149	482	1	paper	paper	NOUN
ajfa-15149	482	2	presented	present	VERB
ajfa-15149	482	3	at	at	ADP
ajfa-15149	482	4	economic	economic	ADJ
ajfa-15149	482	5	research	research	NOUN
ajfa-15149	482	6	forum	forum	PROPN
ajfa-15149	482	7	conference	conference	PROPN
ajfa-15149	482	8	10th	10th	ADJ
ajfa-15149	482	9	annual	annual	ADJ
ajfa-15149	482	10	conference	conference	NOUN
ajfa-15149	482	11	morocco	morocco	PROPN
ajfa-15149	482	12	,	,	PUNCT
ajfa-15149	482	13	16	16	NUM
ajfa-15149	482	14	-	-	SYM
ajfa-15149	482	15	18	18	NUM
ajfa-15149	482	16	.	.	PUNCT
ajfa-15149	483	1	hassoune	hassoune	PROPN
ajfa-15149	483	2	,	,	PUNCT
ajfa-15149	483	3	a.	a.	NOUN
ajfa-15149	483	4	(	(	PUNCT
ajfa-15149	483	5	2002	2002	NUM
ajfa-15149	483	6	)	)	PUNCT
ajfa-15149	483	7	.	.	PUNCT
ajfa-15149	484	1	islamic	islamic	ADJ
ajfa-15149	484	2	banks	bank	NOUN
ajfa-15149	484	3	’	’	PART
ajfa-15149	484	4	profitability	profitability	NOUN
ajfa-15149	484	5	in	in	ADP
ajfa-15149	484	6	an	an	DET
ajfa-15149	484	7	interest	interest	NOUN
ajfa-15149	484	8	rate	rate	NOUN
ajfa-15149	484	9	cycle	cycle	NOUN
ajfa-15149	484	10	.	.	PUNCT
ajfa-15149	485	1	international	international	ADJ
ajfa-15149	485	2	journal	journal	PROPN
ajfa-15149	485	3	of	of	ADP
ajfa-15149	485	4	islamic	islamic	ADJ
ajfa-15149	485	5	financial	financial	PROPN
ajfa-15149	485	6	services	service	NOUN
ajfa-15149	485	7	,	,	PUNCT
ajfa-15149	485	8	4(2	4(2	NUM
ajfa-15149	485	9	)	)	PUNCT
ajfa-15149	485	10	,	,	PUNCT
ajfa-15149	485	11	1	1	NUM
ajfa-15149	485	12	-	-	SYM
ajfa-15149	485	13	13	13	NUM
ajfa-15149	485	14	.	.	PUNCT
ajfa-15149	486	1	hempel	hempel	PROPN
ajfa-15149	486	2	,	,	PUNCT
ajfa-15149	486	3	g.h	g.h	PROPN
ajfa-15149	486	4	.	.	PROPN
ajfa-15149	486	5	,	,	PUNCT
ajfa-15149	486	6	&	&	CCONJ
ajfa-15149	486	7	simonson	simonson	PROPN
ajfa-15149	486	8	,	,	PUNCT
ajfa-15149	486	9	d.g	d.g	PROPN
ajfa-15149	486	10	.	.	PROPN
ajfa-15149	486	11	(	(	PUNCT
ajfa-15149	486	12	1998	1998	NUM
ajfa-15149	486	13	)	)	PUNCT
ajfa-15149	486	14	.	.	PUNCT
ajfa-15149	487	1	bank	bank	NOUN
ajfa-15149	487	2	management	management	NOUN
ajfa-15149	487	3	.	.	PUNCT
ajfa-15149	488	1	text	text	NOUN
ajfa-15149	488	2	and	and	CCONJ
ajfa-15149	488	3	cases	case	NOUN
ajfa-15149	488	4	.	.	PUNCT
ajfa-15149	489	1	5th	5th	ADJ
ajfa-15149	489	2	edition	edition	NOUN
ajfa-15149	489	3	,	,	PUNCT
ajfa-15149	489	4	publisher	publisher	NOUN
ajfa-15149	489	5	:	:	PUNCT
ajfa-15149	489	6	john	john	PROPN
ajfa-15149	489	7	wiley	wiley	PROPN
ajfa-15149	489	8	and	and	CCONJ
ajfa-15149	489	9	sons	son	NOUN
ajfa-15149	489	10	.	.	PUNCT
ajfa-15149	490	1	hunjra	hunjra	PROPN
ajfa-15149	490	2	,	,	PUNCT
ajfa-15149	490	3	a.i	a.i	PROPN
ajfa-15149	490	4	.	.	PROPN
ajfa-15149	490	5	,	,	PUNCT
ajfa-15149	490	6	&	&	CCONJ
ajfa-15149	490	7	bashir	bashir	PROPN
ajfa-15149	490	8	,	,	PUNCT
ajfa-15149	490	9	a.	a.	NOUN
ajfa-15149	490	10	(	(	PUNCT
ajfa-15149	490	11	2014	2014	NUM
ajfa-15149	490	12	)	)	PUNCT
ajfa-15149	490	13	.	.	PUNCT
ajfa-15149	491	1	comparative	comparative	ADJ
ajfa-15149	491	2	financial	financial	ADJ
ajfa-15149	491	3	performance	performance	NOUN
ajfa-15149	491	4	analysis	analysis	NOUN
ajfa-15149	491	5	of	of	ADP
ajfa-15149	491	6	conventional	conventional	ADJ
ajfa-15149	491	7	and	and	CCONJ
ajfa-15149	491	8	islamic	islamic	ADJ
ajfa-15149	491	9	banks	bank	NOUN
ajfa-15149	491	10	in	in	ADP
ajfa-15149	491	11	pakistan	pakistan	PROPN
ajfa-15149	491	12	.	.	PUNCT
ajfa-15149	492	1	bulletin	bulletin	NOUN
ajfa-15149	492	2	of	of	ADP
ajfa-15149	492	3	business	business	NOUN
ajfa-15149	492	4	and	and	CCONJ
ajfa-15149	492	5	economics	economic	NOUN
ajfa-15149	492	6	,	,	PUNCT
ajfa-15149	492	7	3(4	3(4	NUM
ajfa-15149	492	8	)	)	PUNCT
ajfa-15149	492	9	,	,	PUNCT
ajfa-15149	492	10	196	196	NUM
ajfa-15149	492	11	-	-	SYM
ajfa-15149	492	12	206	206	NUM
ajfa-15149	492	13	.	.	PUNCT
ajfa-15149	493	1	https://doi.org/10.2139/ssrn.3229708	https://doi.org/10.2139/ssrn.3229708	PROPN
ajfa-15149	493	2	hussain	hussain	PROPN
ajfa-15149	493	3	,	,	PUNCT
ajfa-15149	493	4	h.	h.	PROPN
ajfa-15149	493	5	,	,	PUNCT
ajfa-15149	493	6	&	&	CCONJ
ajfa-15149	493	7	al	al	PROPN
ajfa-15149	493	8	-	-	PUNCT
ajfa-15149	493	9	ajmi	ajmi	PROPN
ajfa-15149	493	10	,	,	PUNCT
ajfa-15149	493	11	j.	j.	PROPN
ajfa-15149	493	12	(	(	PUNCT
ajfa-15149	493	13	2012	2012	NUM
ajfa-15149	493	14	)	)	PUNCT
ajfa-15149	493	15	.	.	PUNCT
ajfa-15149	494	1	risk	risk	NOUN
ajfa-15149	494	2	management	management	NOUN
ajfa-15149	494	3	practices	practice	NOUN
ajfa-15149	494	4	of	of	ADP
ajfa-15149	494	5	conventional	conventional	ADJ
ajfa-15149	494	6	and	and	CCONJ
ajfa-15149	494	7	islamic	islamic	ADJ
ajfa-15149	494	8	banks	bank	NOUN
ajfa-15149	494	9	in	in	ADP
ajfa-15149	494	10	bahrain	bahrain	NOUN
ajfa-15149	494	11	.	.	PUNCT
ajfa-15149	495	1	journal	journal	NOUN
ajfa-15149	495	2	of	of	ADP
ajfa-15149	495	3	risk	risk	NOUN
ajfa-15149	495	4	finance	finance	NOUN
ajfa-15149	495	5	,	,	PUNCT
ajfa-15149	495	6	13(3	13(3	NUM
ajfa-15149	495	7	)	)	PUNCT
ajfa-15149	495	8	,	,	PUNCT
ajfa-15149	495	9	215	215	NUM
ajfa-15149	495	10	-	-	SYM
ajfa-15149	495	11	239	239	NUM
ajfa-15149	495	12	.	.	PUNCT
ajfa-15149	496	1	https://doi.org/10.1108/15265941211229244	https://doi.org/10.1108/15265941211229244	PROPN
ajfa-15149	496	2	hussein	hussein	PROPN
ajfa-15149	496	3	,	,	PUNCT
ajfa-15149	496	4	h.a	h.a	PROPN
ajfa-15149	496	5	.	.	PROPN
ajfa-15149	496	6	,	,	PUNCT
ajfa-15149	496	7	&	&	CCONJ
ajfa-15149	496	8	charif	charif	PROPN
ajfa-15149	496	9	,	,	PUNCT
ajfa-15149	496	10	h.	h.	PROPN
ajfa-15149	496	11	(	(	PUNCT
ajfa-15149	496	12	2011	2011	NUM
ajfa-15149	496	13	)	)	PUNCT
ajfa-15149	496	14	.	.	PUNCT
ajfa-15149	497	1	multiple	multiple	ADJ
ajfa-15149	497	2	approaches	approach	NOUN
ajfa-15149	497	3	in	in	ADP
ajfa-15149	497	4	performance	performance	NOUN
ajfa-15149	497	5	assessment	assessment	NOUN
ajfa-15149	497	6	of	of	ADP
ajfa-15149	497	7	uae	uae	PROPN
ajfa-15149	497	8	commercial	commercial	ADJ
ajfa-15149	497	9	banks	bank	NOUN
ajfa-15149	497	10	.	.	PUNCT
ajfa-15149	498	1	international	international	ADJ
ajfa-15149	498	2	journal	journal	PROPN
ajfa-15149	498	3	of	of	ADP
ajfa-15149	498	4	islamic	islamic	ADJ
ajfa-15149	498	5	and	and	CCONJ
ajfa-15149	498	6	middle	middle	ADJ
ajfa-15149	498	7	eastern	eastern	ADJ
ajfa-15149	498	8	finance	finance	NOUN
ajfa-15149	498	9	and	and	CCONJ
ajfa-15149	498	10	management	management	NOUN
ajfa-15149	498	11	,	,	PUNCT
ajfa-15149	498	12	4(1	4(1	NOUN
ajfa-15149	498	13	)	)	PUNCT
ajfa-15149	498	14	,	,	PUNCT
ajfa-15149	498	15	74	74	NUM
ajfa-15149	498	16	-	-	SYM
ajfa-15149	498	17	82	82	NUM
ajfa-15149	498	18	.	.	PUNCT
ajfa-15149	499	1	https://doi.org/10.1108/17538391111122212	https://doi.org/10.1108/17538391111122212	PROPN
ajfa-15149	499	2	hussein	hussein	PROPN
ajfa-15149	499	3	,	,	PUNCT
ajfa-15149	499	4	k.a	k.a	PROPN
ajfa-15149	499	5	.	.	PROPN
ajfa-15149	499	6	(	(	PUNCT
ajfa-15149	499	7	2004	2004	NUM
ajfa-15149	499	8	)	)	PUNCT
ajfa-15149	499	9	.	.	PUNCT
ajfa-15149	500	1	banking	banking	NOUN
ajfa-15149	500	2	efficiency	efficiency	NOUN
ajfa-15149	500	3	in	in	ADP
ajfa-15149	500	4	bahrain	bahrain	NOUN
ajfa-15149	500	5	:	:	PUNCT
ajfa-15149	500	6	islamic	islamic	ADJ
ajfa-15149	500	7	versus	versus	ADP
ajfa-15149	500	8	conventional	conventional	ADJ
ajfa-15149	500	9	banks	bank	NOUN
ajfa-15149	500	10	.	.	PUNCT
ajfa-15149	501	1	islamic	islamic	PROPN
ajfa-15149	501	2	development	development	PROPN
ajfa-15149	501	3	bank	bank	PROPN
ajfa-15149	501	4	,	,	PUNCT
ajfa-15149	501	5	islamic	islamic	ADJ
ajfa-15149	501	6	research	research	NOUN
ajfa-15149	501	7	and	and	CCONJ
ajfa-15149	501	8	training	training	NOUN
ajfa-15149	501	9	institute	institute	PROPN
ajfa-15149	501	10	research	research	PROPN
ajfa-15149	501	11	paper	paper	PROPN
ajfa-15149	501	12	no	no	INTJ
ajfa-15149	501	13	.	.	PROPN
ajfa-15149	501	14	68	68	NUM
ajfa-15149	501	15	,	,	PUNCT
ajfa-15149	501	16	jeddah	jeddah	PROPN
ajfa-15149	501	17	.	.	PUNCT
ajfa-15149	502	1	ika	ika	PROPN
ajfa-15149	502	2	,	,	PUNCT
ajfa-15149	502	3	s.	s.	PROPN
ajfa-15149	502	4	,	,	PUNCT
ajfa-15149	502	5	&	&	CCONJ
ajfa-15149	502	6	abdullah	abdullah	PROPN
ajfa-15149	502	7	,	,	PUNCT
ajfa-15149	502	8	n.	n.	PROPN
ajfa-15149	502	9	(	(	PUNCT
ajfa-15149	502	10	2011	2011	NUM
ajfa-15149	502	11	)	)	PUNCT
ajfa-15149	502	12	.	.	PUNCT
ajfa-15149	503	1	a	a	DET
ajfa-15149	503	2	comparative	comparative	ADJ
ajfa-15149	503	3	study	study	NOUN
ajfa-15149	503	4	of	of	ADP
ajfa-15149	503	5	financial	financial	ADJ
ajfa-15149	503	6	performance	performance	NOUN
ajfa-15149	503	7	of	of	ADP
ajfa-15149	503	8	islamic	islamic	ADJ
ajfa-15149	503	9	banks	bank	NOUN
ajfa-15149	503	10	and	and	CCONJ
ajfa-15149	503	11	conventional	conventional	ADJ
ajfa-15149	503	12	banks	bank	NOUN
ajfa-15149	503	13	in	in	ADP
ajfa-15149	503	14	indonesia	indonesia	PROPN
ajfa-15149	503	15	.	.	PUNCT
ajfa-15149	504	1	international	international	ADJ
ajfa-15149	504	2	journal	journal	PROPN
ajfa-15149	504	3	of	of	ADP
ajfa-15149	504	4	business	business	NOUN
ajfa-15149	504	5	and	and	CCONJ
ajfa-15149	504	6	social	social	ADJ
ajfa-15149	504	7	science	science	NOUN
ajfa-15149	504	8	,	,	PUNCT
ajfa-15149	504	9	2(15	2(15	NUM
ajfa-15149	504	10	)	)	PUNCT
ajfa-15149	504	11	,	,	PUNCT
ajfa-15149	504	12	199	199	NUM
ajfa-15149	504	13	-	-	SYM
ajfa-15149	504	14	207	207	NUM
ajfa-15149	504	15	.	.	PUNCT
ajfa-15149	505	1	iqbal	iqbal	PROPN
ajfa-15149	505	2	,	,	PUNCT
ajfa-15149	505	3	a.	a.	NOUN
ajfa-15149	505	4	(	(	PUNCT
ajfa-15149	505	5	2012	2012	NUM
ajfa-15149	505	6	)	)	PUNCT
ajfa-15149	505	7	.	.	PUNCT
ajfa-15149	506	1	liquidity	liquidity	NOUN
ajfa-15149	506	2	risk	risk	NOUN
ajfa-15149	506	3	management	management	NOUN
ajfa-15149	506	4	:	:	PUNCT
ajfa-15149	506	5	a	a	DET
ajfa-15149	506	6	comparative	comparative	ADJ
ajfa-15149	506	7	study	study	NOUN
ajfa-15149	506	8	between	between	ADP
ajfa-15149	506	9	conventional	conventional	ADJ
ajfa-15149	506	10	and	and	CCONJ
ajfa-15149	506	11	islamic	islamic	ADJ
ajfa-15149	506	12	banks	bank	NOUN
ajfa-15149	506	13	of	of	ADP
ajfa-15149	506	14	pakistan	pakistan	PROPN
ajfa-15149	506	15	.	.	PUNCT
ajfa-15149	507	1	global	global	ADJ
ajfa-15149	507	2	journal	journal	PROPN
ajfa-15149	507	3	of	of	ADP
ajfa-15149	507	4	management	management	NOUN
ajfa-15149	507	5	and	and	CCONJ
ajfa-15149	507	6	business	business	NOUN
ajfa-15149	507	7	research	research	NOUN
ajfa-15149	507	8	,	,	PUNCT
ajfa-15149	507	9	12(5	12(5	NUM
ajfa-15149	507	10	)	)	PUNCT
ajfa-15149	507	11	,	,	PUNCT
ajfa-15149	507	12	5464	5464	NUM
ajfa-15149	507	13	.	.	PUNCT
ajfa-15149	508	1	iqbal	iqbal	PROPN
ajfa-15149	508	2	,	,	PUNCT
ajfa-15149	508	3	m.	m.	NOUN
ajfa-15149	508	4	(	(	PUNCT
ajfa-15149	508	5	2001	2001	NUM
ajfa-15149	508	6	)	)	PUNCT
ajfa-15149	508	7	.	.	PUNCT
ajfa-15149	509	1	islamic	islamic	ADJ
ajfa-15149	509	2	and	and	CCONJ
ajfa-15149	509	3	conventional	conventional	ADJ
ajfa-15149	509	4	banking	banking	NOUN
ajfa-15149	509	5	in	in	ADP
ajfa-15149	509	6	the	the	DET
ajfa-15149	509	7	nineties	ninety	NOUN
ajfa-15149	509	8	:	:	PUNCT
ajfa-15149	509	9	a	a	DET
ajfa-15149	509	10	comparative	comparative	ADJ
ajfa-15149	509	11	study	study	NOUN
ajfa-15149	509	12	.	.	PUNCT
ajfa-15149	510	1	islamic	islamic	ADJ
ajfa-15149	510	2	economic	economic	ADJ
ajfa-15149	510	3	studies	study	NOUN
ajfa-15149	510	4	,	,	PUNCT
ajfa-15149	510	5	8(2	8(2	NUM
ajfa-15149	510	6	)	)	PUNCT
ajfa-15149	510	7	,	,	PUNCT
ajfa-15149	510	8	1	1	NUM
ajfa-15149	510	9	-	-	SYM
ajfa-15149	510	10	28	28	NUM
ajfa-15149	510	11	.	.	PUNCT
ajfa-15149	511	1	jaffar	jaffar	PROPN
ajfa-15149	511	2	,	,	PUNCT
ajfa-15149	511	3	h.o	h.o	PROPN
ajfa-15149	511	4	.	.	PROPN
ajfa-15149	512	1	(	(	PUNCT
ajfa-15149	512	2	2016	2016	NUM
ajfa-15149	512	3	)	)	PUNCT
ajfa-15149	512	4	.	.	PUNCT
ajfa-15149	513	1	impact	impact	NOUN
ajfa-15149	513	2	of	of	ADP
ajfa-15149	513	3	islamic	islamic	ADJ
ajfa-15149	513	4	banking	banking	NOUN
ajfa-15149	513	5	on	on	ADP
ajfa-15149	513	6	the	the	DET
ajfa-15149	513	7	financial	financial	ADJ
ajfa-15149	513	8	performance	performance	NOUN
ajfa-15149	513	9	of	of	ADP
ajfa-15149	513	10	conventional	conventional	ADJ
ajfa-15149	513	11	banks	bank	NOUN
ajfa-15149	513	12	offering	offer	VERB
ajfa-15149	513	13	islamic	islamic	ADJ
ajfa-15149	513	14	banking	banking	NOUN
ajfa-15149	513	15	products	product	NOUN
ajfa-15149	513	16	in	in	ADP
ajfa-15149	513	17	kenya	kenya	PROPN
ajfa-15149	513	18	.	.	PUNCT
ajfa-15149	514	1	ph.d	ph.d	PROPN
ajfa-15149	514	2	.	.	PUNCT
ajfa-15149	515	1	thesis	thesis	NOUN
ajfa-15149	515	2	,	,	PUNCT
ajfa-15149	515	3	university	university	NOUN
ajfa-15149	515	4	of	of	ADP
ajfa-15149	515	5	nairobi	nairobi	PROPN
ajfa-15149	515	6	.	.	PUNCT
ajfa-15149	516	1	jaffar	jaffar	PROPN
ajfa-15149	516	2	,	,	PUNCT
ajfa-15149	516	3	m.	m.	NOUN
ajfa-15149	516	4	,	,	PUNCT
ajfa-15149	516	5	&	&	CCONJ
ajfa-15149	516	6	manarvi	manarvi	PROPN
ajfa-15149	516	7	,	,	PUNCT
ajfa-15149	516	8	i.	i.	PROPN
ajfa-15149	516	9	(	(	PUNCT
ajfa-15149	516	10	2011	2011	NUM
ajfa-15149	516	11	)	)	PUNCT
ajfa-15149	516	12	.	.	PUNCT
ajfa-15149	517	1	performance	performance	NOUN
ajfa-15149	517	2	comparison	comparison	NOUN
ajfa-15149	517	3	of	of	ADP
ajfa-15149	517	4	islamic	islamic	ADJ
ajfa-15149	517	5	and	and	CCONJ
ajfa-15149	517	6	conventional	conventional	ADJ
ajfa-15149	517	7	banks	bank	NOUN
ajfa-15149	517	8	in	in	ADP
ajfa-15149	517	9	pakistan	pakistan	PROPN
ajfa-15149	517	10	.	.	PUNCT
ajfa-15149	518	1	global	global	ADJ
ajfa-15149	518	2	journal	journal	PROPN
ajfa-15149	518	3	of	of	ADP
ajfa-15149	518	4	management	management	NOUN
ajfa-15149	518	5	and	and	CCONJ
ajfa-15149	518	6	business	business	NOUN
ajfa-15149	518	7	research	research	NOUN
ajfa-15149	518	8	,	,	PUNCT
ajfa-15149	518	9	11(1	11(1	NUM
ajfa-15149	518	10	)	)	PUNCT
ajfa-15149	518	11	,	,	PUNCT
ajfa-15149	518	12	60	60	NUM
ajfa-15149	518	13	-	-	SYM
ajfa-15149	518	14	66	66	NUM
ajfa-15149	518	15	.	.	PUNCT
ajfa-15149	519	1	jasim	jasim	PROPN
ajfa-15149	519	2	,	,	PUNCT
ajfa-15149	519	3	a.	a.	NOUN
ajfa-15149	519	4	(	(	PUNCT
ajfa-15149	519	5	1994	1994	NUM
ajfa-15149	519	6	)	)	PUNCT
ajfa-15149	519	7	.	.	PUNCT
ajfa-15149	520	1	an	an	DET
ajfa-15149	520	2	empirical	empirical	ADJ
ajfa-15149	520	3	analysis	analysis	NOUN
ajfa-15149	520	4	of	of	ADP
ajfa-15149	520	5	commercial	commercial	ADJ
ajfa-15149	520	6	bank	bank	NOUN
ajfa-15149	520	7	performance	performance	NOUN
ajfa-15149	520	8	in	in	ADP
ajfa-15149	520	9	bahrain	bahrain	NOUN
ajfa-15149	520	10	.	.	PUNCT
ajfa-15149	521	1	savings	saving	NOUN
ajfa-15149	521	2	and	and	CCONJ
ajfa-15149	521	3	development	development	NOUN
ajfa-15149	521	4	,	,	PUNCT
ajfa-15149	521	5	3(18	3(18	NUM
ajfa-15149	521	6	)	)	PUNCT
ajfa-15149	521	7	,	,	PUNCT
ajfa-15149	521	8	307	307	NUM
ajfa-15149	521	9	-	-	SYM
ajfa-15149	521	10	322	322	NUM
ajfa-15149	521	11	.	.	PUNCT
ajfa-15149	521	12	johnes	johne	NOUN
ajfa-15149	521	13	,	,	PUNCT
ajfa-15149	521	14	j.	j.	PROPN
ajfa-15149	521	15	,	,	PUNCT
ajfa-15149	521	16	izzeldin	izzeldin	NOUN
ajfa-15149	521	17	,	,	PUNCT
ajfa-15149	521	18	m.	m.	NOUN
ajfa-15149	521	19	,	,	PUNCT
ajfa-15149	521	20	&	&	CCONJ
ajfa-15149	521	21	pappas	pappas	PROPN
ajfa-15149	521	22	,	,	PUNCT
ajfa-15149	521	23	v.	v.	PROPN
ajfa-15149	521	24	(	(	PUNCT
ajfa-15149	521	25	2012	2012	NUM
ajfa-15149	521	26	)	)	PUNCT
ajfa-15149	521	27	.	.	PUNCT
ajfa-15149	522	1	a	a	DET
ajfa-15149	522	2	comparison	comparison	NOUN
ajfa-15149	522	3	of	of	ADP
ajfa-15149	522	4	performance	performance	NOUN
ajfa-15149	522	5	of	of	ADP
ajfa-15149	522	6	islamic	islamic	ADJ
ajfa-15149	522	7	and	and	CCONJ
ajfa-15149	522	8	conventional	conventional	ADJ
ajfa-15149	522	9	banks	bank	NOUN
ajfa-15149	522	10	.	.	PUNCT
ajfa-15149	523	1	journal	journal	PROPN
ajfa-15149	523	2	of	of	ADP
ajfa-15149	523	3	applied	apply	VERB
ajfa-15149	523	4	finance	finance	NOUN
ajfa-15149	523	5	and	and	CCONJ
ajfa-15149	523	6	banking	banking	NOUN
ajfa-15149	523	7	,	,	PUNCT
ajfa-15149	523	8	2(3	2(3	NUM
ajfa-15149	523	9	)	)	PUNCT
ajfa-15149	523	10	,	,	PUNCT
ajfa-15149	523	11	123	123	NUM
ajfa-15149	523	12	-	-	SYM
ajfa-15149	523	13	161	161	NUM
ajfa-15149	523	14	.	.	PUNCT
ajfa-15149	524	1	jouini	jouini	PROPN
ajfa-15149	524	2	,	,	PUNCT
ajfa-15149	524	3	e.	e.	PROPN
ajfa-15149	524	4	,	,	PUNCT
ajfa-15149	524	5	&	&	CCONJ
ajfa-15149	524	6	pastre	pastre	NOUN
ajfa-15149	524	7	,	,	PUNCT
ajfa-15149	524	8	o.	o.	PROPN
ajfa-15149	524	9	(	(	PUNCT
ajfa-15149	524	10	2009	2009	NUM
ajfa-15149	524	11	)	)	PUNCT
ajfa-15149	524	12	.	.	PUNCT
ajfa-15149	525	1	islamic	islamic	PROPN
ajfa-15149	525	2	finance	finance	PROPN
ajfa-15149	525	3	-	-	PUNCT
ajfa-15149	525	4	a	a	DET
ajfa-15149	525	5	solution	solution	NOUN
ajfa-15149	525	6	to	to	ADP
ajfa-15149	525	7	the	the	DET
ajfa-15149	525	8	crisis	crisis	NOUN
ajfa-15149	525	9	?	?	PUNCT
ajfa-15149	526	1	economica	economica	PROPN
ajfa-15149	526	2	,	,	PUNCT
ajfa-15149	526	3	122	122	NUM
ajfa-15149	526	4	(	(	PUNCT
ajfa-15149	526	5	halshs-00701937	halshs-00701937	NOUN
ajfa-15149	526	6	)	)	PUNCT
ajfa-15149	526	7	,	,	PUNCT
ajfa-15149	526	8	paris	paris	PROPN
ajfa-15149	526	9	.	.	PUNCT
ajfa-15149	527	1	asian	asian	PROPN
ajfa-15149	527	2	journal	journal	PROPN
ajfa-15149	527	3	of	of	ADP
ajfa-15149	527	4	finance	finance	PROPN
ajfa-15149	527	5	&	&	CCONJ
ajfa-15149	527	6	accounting	accounting	PROPN
ajfa-15149	527	7	issn	issn	PROPN
ajfa-15149	527	8	1946	1946	NUM
ajfa-15149	527	9	-	-	PUNCT
ajfa-15149	527	10	052x	052x	PROPN
ajfa-15149	527	11	2019	2019	NUM
ajfa-15149	527	12	,	,	PUNCT
ajfa-15149	527	13	vol	vol	NOUN
ajfa-15149	527	14	.	.	PROPN
ajfa-15149	527	15	11	11	NUM
ajfa-15149	527	16	,	,	PUNCT
ajfa-15149	527	17	no	no	INTJ
ajfa-15149	527	18	.	.	NOUN
ajfa-15149	527	19	2	2	NUM
ajfa-15149	527	20	ajfa.macrothink.org/	ajfa.macrothink.org/	NOUN
ajfa-15149	527	21	23	23	NUM
ajfa-15149	527	22	kader	kader	PROPN
ajfa-15149	527	23	,	,	PUNCT
ajfa-15149	527	24	j.m	j.m	PROPN
ajfa-15149	527	25	.	.	PROPN
ajfa-15149	527	26	,	,	PUNCT
ajfa-15149	527	27	asarpota	asarpota	PROPN
ajfa-15149	527	28	,	,	PUNCT
ajfa-15149	527	29	a.k	a.k	PROPN
ajfa-15149	527	30	.	.	PROPN
ajfa-15149	527	31	,	,	PUNCT
ajfa-15149	527	32	&	&	CCONJ
ajfa-15149	527	33	al	al	PROPN
ajfa-15149	527	34	-	-	PUNCT
ajfa-15149	527	35	maghaireh	maghaireh	NOUN
ajfa-15149	527	36	,	,	PUNCT
ajfa-15149	527	37	a.	a.	NOUN
ajfa-15149	527	38	,	,	PUNCT
ajfa-15149	527	39	2007	2007	NUM
ajfa-15149	527	40	.	.	PUNCT
ajfa-15149	528	1	comparative	comparative	ADJ
ajfa-15149	528	2	financial	financial	ADJ
ajfa-15149	528	3	performance	performance	NOUN
ajfa-15149	528	4	of	of	ADP
ajfa-15149	528	5	islamic	islamic	PROPN
ajfa-15149	528	6	vs	vs	ADP
ajfa-15149	528	7	conventional	conventional	ADJ
ajfa-15149	528	8	banks	bank	NOUN
ajfa-15149	528	9	in	in	ADP
ajfa-15149	528	10	the	the	DET
ajfa-15149	528	11	uae	uae	PROPN
ajfa-15149	528	12	.	.	PUNCT
ajfa-15149	528	13	paper	paper	PROPN
ajfa-15149	528	14	presented	present	VERB
ajfa-15149	528	15	at	at	ADP
ajfa-15149	528	16	2006	2006	NUM
ajfa-15149	528	17	-	-	SYM
ajfa-15149	528	18	2007	2007	NUM
ajfa-15149	528	19	annual	annual	ADJ
ajfa-15149	528	20	student	student	NOUN
ajfa-15149	528	21	research	research	NOUN
ajfa-15149	528	22	symposium	symposium	NOUN
ajfa-15149	528	23	and	and	CCONJ
ajfa-15149	528	24	first	first	ADJ
ajfa-15149	528	25	chancellor	chancellor	NOUN
ajfa-15149	528	26	’s	’s	PART
ajfa-15149	528	27	undergraduate	undergraduate	ADJ
ajfa-15149	528	28	research	research	NOUN
ajfa-15149	528	29	award	award	NOUN
ajfa-15149	528	30	,	,	PUNCT
ajfa-15149	528	31	p.	p.	NOUN
ajfa-15149	528	32	38	38	NUM
ajfa-15149	528	33	-	-	SYM
ajfa-15149	528	34	52	52	NUM
ajfa-15149	528	35	.	.	PUNCT
ajfa-15149	529	1	university	university	PROPN
ajfa-15149	529	2	al	al	PROPN
ajfa-15149	529	3	-	-	PUNCT
ajfa-15149	529	4	ain	ain	PROPN
ajfa-15149	529	5	,	,	PUNCT
ajfa-15149	529	6	united	united	PROPN
ajfa-15149	529	7	arab	arab	PROPN
ajfa-15149	529	8	emirates	emirates	PROPN
ajfa-15149	529	9	.	.	PUNCT
ajfa-15149	530	1	karim	karim	PROPN
ajfa-15149	530	2	,	,	PUNCT
ajfa-15149	530	3	r.	r.	PROPN
ajfa-15149	530	4	,	,	PUNCT
ajfa-15149	530	5	&	&	CCONJ
ajfa-15149	530	6	ali	ali	PROPN
ajfa-15149	530	7	,	,	PUNCT
ajfa-15149	530	8	a.	a.	PROPN
ajfa-15149	530	9	(	(	PUNCT
ajfa-15149	530	10	1989	1989	NUM
ajfa-15149	530	11	)	)	PUNCT
ajfa-15149	530	12	.	.	PUNCT
ajfa-15149	531	1	determinants	determinant	NOUN
ajfa-15149	531	2	of	of	ADP
ajfa-15149	531	3	the	the	DET
ajfa-15149	531	4	financial	financial	ADJ
ajfa-15149	531	5	strategy	strategy	NOUN
ajfa-15149	531	6	of	of	ADP
ajfa-15149	531	7	islamic	islamic	ADJ
ajfa-15149	531	8	banks	bank	NOUN
ajfa-15149	531	9	.	.	PUNCT
ajfa-15149	532	1	journal	journal	PROPN
ajfa-15149	532	2	of	of	ADP
ajfa-15149	532	3	business	business	NOUN
ajfa-15149	532	4	finance	finance	NOUN
ajfa-15149	532	5	and	and	CCONJ
ajfa-15149	532	6	accounting	accounting	NOUN
ajfa-15149	532	7	,	,	PUNCT
ajfa-15149	532	8	16(12	16(12	NUM
ajfa-15149	532	9	)	)	PUNCT
ajfa-15149	532	10	,	,	PUNCT
ajfa-15149	532	11	193	193	NUM
ajfa-15149	532	12	-	-	SYM
ajfa-15149	532	13	212	212	NUM
ajfa-15149	532	14	.	.	PUNCT
ajfa-15149	533	1	https://doi.org/10.1111/j.14685957.1989.tb00013.x	https://doi.org/10.1111/j.14685957.1989.tb00013.x	PROPN
ajfa-15149	533	2	khan	khan	PROPN
ajfa-15149	533	3	,	,	PUNCT
ajfa-15149	533	4	o.h	o.h	PROPN
ajfa-15149	533	5	.	.	PROPN
ajfa-15149	533	6	(	(	PUNCT
ajfa-15149	533	7	2012	2012	NUM
ajfa-15149	533	8	)	)	PUNCT
ajfa-15149	533	9	.	.	PUNCT
ajfa-15149	534	1	an	an	DET
ajfa-15149	534	2	examination	examination	NOUN
ajfa-15149	534	3	of	of	ADP
ajfa-15149	534	4	the	the	DET
ajfa-15149	534	5	underlying	underlying	ADJ
ajfa-15149	534	6	rationale	rationale	NOUN
ajfa-15149	534	7	of	of	ADP
ajfa-15149	534	8	the	the	DET
ajfa-15149	534	9	profit	profit	NOUN
ajfa-15149	534	10	and	and	CCONJ
ajfa-15149	534	11	loss	loss	NOUN
ajfa-15149	534	12	sharing	sharing	NOUN
ajfa-15149	534	13	system	system	NOUN
ajfa-15149	534	14	,	,	PUNCT
ajfa-15149	534	15	with	with	ADP
ajfa-15149	534	16	special	special	ADJ
ajfa-15149	534	17	emphasis	emphasis	NOUN
ajfa-15149	534	18	on	on	ADP
ajfa-15149	534	19	the	the	DET
ajfa-15149	534	20	mudarabah	mudarabah	NOUN
ajfa-15149	534	21	and	and	CCONJ
ajfa-15149	534	22	musharakah	musharakah	NOUN
ajfa-15149	534	23	within	within	ADP
ajfa-15149	534	24	the	the	DET
ajfa-15149	534	25	context	context	NOUN
ajfa-15149	534	26	of	of	ADP
ajfa-15149	534	27	islamic	islamic	ADJ
ajfa-15149	534	28	law	law	NOUN
ajfa-15149	534	29	and	and	CCONJ
ajfa-15149	534	30	banking	banking	NOUN
ajfa-15149	534	31	.	.	PUNCT
ajfa-15149	535	1	journal	journal	PROPN
ajfa-15149	535	2	of	of	ADP
ajfa-15149	535	3	finance	finance	NOUN
ajfa-15149	535	4	,	,	PUNCT
ajfa-15149	535	5	accounting	accounting	NOUN
ajfa-15149	535	6	,	,	PUNCT
ajfa-15149	535	7	and	and	CCONJ
ajfa-15149	535	8	management	management	NOUN
ajfa-15149	535	9	,	,	PUNCT
ajfa-15149	535	10	3(1	3(1	NUM
ajfa-15149	535	11	)	)	PUNCT
ajfa-15149	535	12	,	,	PUNCT
ajfa-15149	535	13	23	23	NUM
ajfa-15149	535	14	-	-	SYM
ajfa-15149	535	15	31	31	NUM
ajfa-15149	535	16	.	.	PUNCT
ajfa-15149	536	1	khan	khan	PROPN
ajfa-15149	536	2	,	,	PUNCT
ajfa-15149	536	3	w.m	w.m	PROPN
ajfa-15149	536	4	.	.	PROPN
ajfa-15149	536	5	(	(	PUNCT
ajfa-15149	536	6	1989	1989	NUM
ajfa-15149	536	7	)	)	PUNCT
ajfa-15149	536	8	.	.	PUNCT
ajfa-15149	537	1	towards	towards	ADP
ajfa-15149	537	2	an	an	DET
ajfa-15149	537	3	interest	interest	NOUN
ajfa-15149	537	4	-	-	PUNCT
ajfa-15149	537	5	free	free	ADJ
ajfa-15149	537	6	islamic	islamic	ADJ
ajfa-15149	537	7	economic	economic	ADJ
ajfa-15149	537	8	system	system	NOUN
ajfa-15149	537	9	.	.	PUNCT
ajfa-15149	538	1	journal	journal	PROPN
ajfa-15149	538	2	of	of	ADP
ajfa-15149	538	3	king	king	PROPN
ajfa-15149	538	4	abdulaziz	abdulaziz	PROPN
ajfa-15149	538	5	university	university	PROPN
ajfa-15149	538	6	:	:	PUNCT
ajfa-15149	538	7	islamic	islamic	ADJ
ajfa-15149	538	8	economics	economic	NOUN
ajfa-15149	538	9	,	,	PUNCT
ajfa-15149	538	10	1	1	NUM
ajfa-15149	538	11	,	,	PUNCT
ajfa-15149	538	12	3	3	NUM
ajfa-15149	538	13	-	-	SYM
ajfa-15149	538	14	38	38	NUM
ajfa-15149	538	15	.	.	PUNCT
ajfa-15149	539	1	https://doi.org/10.4197/islec.1-1.1	https://doi.org/10.4197/islec.1-1.1	PROPN
ajfa-15149	539	2	lacewell	lacewell	ADV
ajfa-15149	539	3	,	,	PUNCT
ajfa-15149	539	4	s.k	s.k	PROPN
ajfa-15149	539	5	.	.	PUNCT
ajfa-15149	539	6	(	(	PUNCT
ajfa-15149	539	7	2003	2003	NUM
ajfa-15149	539	8	)	)	PUNCT
ajfa-15149	539	9	.	.	PUNCT
ajfa-15149	540	1	do	do	AUX
ajfa-15149	540	2	efficient	efficient	ADJ
ajfa-15149	540	3	institutions	institution	NOUN
ajfa-15149	540	4	score	score	VERB
ajfa-15149	540	5	well	well	ADV
ajfa-15149	540	6	-	-	PUNCT
ajfa-15149	540	7	using	use	VERB
ajfa-15149	540	8	ratio	ratio	NOUN
ajfa-15149	540	9	analysis	analysis	NOUN
ajfa-15149	540	10	?	?	PUNCT
ajfa-15149	541	1	an	an	DET
ajfa-15149	541	2	examination	examination	NOUN
ajfa-15149	541	3	of	of	ADP
ajfa-15149	541	4	commercial	commercial	ADJ
ajfa-15149	541	5	banks	bank	NOUN
ajfa-15149	541	6	in	in	ADP
ajfa-15149	541	7	the	the	DET
ajfa-15149	541	8	1990s	1990s	NUM
ajfa-15149	541	9	.	.	PUNCT
ajfa-15149	542	1	journal	journal	NOUN
ajfa-15149	542	2	of	of	ADP
ajfa-15149	542	3	commercial	commercial	ADJ
ajfa-15149	542	4	banking	banking	NOUN
ajfa-15149	542	5	and	and	CCONJ
ajfa-15149	542	6	finance	finance	NOUN
ajfa-15149	542	7	,	,	PUNCT
ajfa-15149	542	8	2	2	NUM
ajfa-15149	542	9	,	,	PUNCT
ajfa-15149	542	10	17	17	NUM
ajfa-15149	542	11	-	-	SYM
ajfa-15149	542	12	33	33	NUM
ajfa-15149	542	13	.	.	PUNCT
ajfa-15149	543	1	lewis	lewis	PROPN
ajfa-15149	543	2	,	,	PUNCT
ajfa-15149	543	3	m.k	m.k	PROPN
ajfa-15149	543	4	.	.	PROPN
ajfa-15149	543	5	,	,	PUNCT
ajfa-15149	543	6	&	&	CCONJ
ajfa-15149	543	7	algaoud	algaoud	PROPN
ajfa-15149	543	8	,	,	PUNCT
ajfa-15149	543	9	l.m	l.m	PROPN
ajfa-15149	543	10	.	.	PROPN
ajfa-15149	543	11	(	(	PUNCT
ajfa-15149	543	12	2001	2001	NUM
ajfa-15149	543	13	)	)	PUNCT
ajfa-15149	543	14	.	.	PUNCT
ajfa-15149	544	1	islamic	islamic	PROPN
ajfa-15149	544	2	banking	banking	PROPN
ajfa-15149	544	3	.	.	PUNCT
ajfa-15149	545	1	edward	edward	PROPN
ajfa-15149	545	2	elgar	elgar	PROPN
ajfa-15149	545	3	,	,	PUNCT
ajfa-15149	545	4	northampton	northampton	PROPN
ajfa-15149	545	5	,	,	PUNCT
ajfa-15149	545	6	cheltenham	cheltenham	PROPN
ajfa-15149	545	7	,	,	PUNCT
ajfa-15149	545	8	uk	uk	PROPN
ajfa-15149	545	9	.	.	PROPN
ajfa-15149	545	10	https://doi.org/10.4337/9781843762959	https://doi.org/10.4337/9781843762959	PROPN
ajfa-15149	545	11	majid	majid	PROPN
ajfa-15149	545	12	,	,	PUNCT
ajfa-15149	545	13	m.a	m.a	PROPN
ajfa-15149	545	14	.	.	PROPN
ajfa-15149	545	15	,	,	PUNCT
ajfa-15149	545	16	saal	saal	PROPN
ajfa-15149	545	17	,	,	PUNCT
ajfa-15149	545	18	d.s	d.s	PROPN
ajfa-15149	545	19	.	.	PROPN
ajfa-15149	545	20	,	,	PUNCT
ajfa-15149	545	21	&	&	CCONJ
ajfa-15149	545	22	battisti	battisti	PROPN
ajfa-15149	545	23	,	,	PUNCT
ajfa-15149	545	24	g.	g.	PROPN
ajfa-15149	545	25	(	(	PUNCT
ajfa-15149	545	26	2005	2005	NUM
ajfa-15149	545	27	)	)	PUNCT
ajfa-15149	545	28	.	.	PUNCT
ajfa-15149	546	1	efficiency	efficiency	NOUN
ajfa-15149	546	2	in	in	ADP
ajfa-15149	546	3	islamic	islamic	ADJ
ajfa-15149	546	4	and	and	CCONJ
ajfa-15149	546	5	conventional	conventional	ADJ
ajfa-15149	546	6	banking	banking	NOUN
ajfa-15149	546	7	:	:	PUNCT
ajfa-15149	546	8	an	an	DET
ajfa-15149	546	9	international	international	ADJ
ajfa-15149	546	10	comparison	comparison	NOUN
ajfa-15149	546	11	.	.	PUNCT
ajfa-15149	547	1	journal	journal	PROPN
ajfa-15149	547	2	of	of	ADP
ajfa-15149	547	3	productivity	productivity	NOUN
ajfa-15149	547	4	analysis	analysis	NOUN
ajfa-15149	547	5	,	,	PUNCT
ajfa-15149	547	6	3(4	3(4	NUM
ajfa-15149	547	7	)	)	PUNCT
ajfa-15149	547	8	,	,	PUNCT
ajfa-15149	547	9	25	25	NUM
ajfa-15149	547	10	-	-	SYM
ajfa-15149	547	11	43	43	NUM
ajfa-15149	547	12	.	.	PUNCT
ajfa-15149	548	1	masmoudi	masmoudi	PROPN
ajfa-15149	548	2	,	,	PUNCT
ajfa-15149	548	3	f.	f.	PROPN
ajfa-15149	548	4	,	,	PUNCT
ajfa-15149	548	5	&	&	CCONJ
ajfa-15149	548	6	belabed	belabe	VERB
ajfa-15149	548	7	,	,	PUNCT
ajfa-15149	548	8	t.	t.	PROPN
ajfa-15149	548	9	(	(	PUNCT
ajfa-15149	548	10	2010	2010	NUM
ajfa-15149	548	11	)	)	PUNCT
ajfa-15149	548	12	.	.	PUNCT
ajfa-15149	549	1	islamic	islamic	ADJ
ajfa-15149	549	2	finance	finance	NOUN
ajfa-15149	549	3	in	in	ADP
ajfa-15149	549	4	the	the	DET
ajfa-15149	549	5	context	context	NOUN
ajfa-15149	549	6	of	of	ADP
ajfa-15149	549	7	the	the	DET
ajfa-15149	549	8	financial	financial	ADJ
ajfa-15149	549	9	crisis	crisis	NOUN
ajfa-15149	549	10	:	:	PUNCT
ajfa-15149	549	11	opportunity	opportunity	NOUN
ajfa-15149	549	12	and	and	CCONJ
ajfa-15149	549	13	challenges	challenge	NOUN
ajfa-15149	549	14	.	.	PUNCT
ajfa-15149	550	1	note	note	VERB
ajfa-15149	550	2	for	for	ADP
ajfa-15149	550	3	capmena	capmena	NOUN
ajfa-15149	550	4	.	.	PUNCT
ajfa-15149	551	1	maysa	maysa	PROPN
ajfa-15149	551	2	,	,	PUNCT
ajfa-15149	551	3	m.m	m.m	PROPN
ajfa-15149	551	4	.	.	PROPN
ajfa-15149	551	5	,	,	PUNCT
ajfa-15149	551	6	&	&	CCONJ
ajfa-15149	551	7	rasha	rasha	PROPN
ajfa-15149	551	8	,	,	PUNCT
ajfa-15149	551	9	m.s.i	m.s.i	NOUN
ajfa-15149	551	10	.	.	PUNCT
ajfa-15149	551	11	(	(	PUNCT
ajfa-15149	551	12	2015	2015	NUM
ajfa-15149	551	13	)	)	PUNCT
ajfa-15149	551	14	.	.	PUNCT
ajfa-15149	552	1	financial	financial	ADJ
ajfa-15149	552	2	performance	performance	NOUN
ajfa-15149	552	3	of	of	ADP
ajfa-15149	552	4	islamic	islamic	ADJ
ajfa-15149	552	5	and	and	CCONJ
ajfa-15149	552	6	conventional	conventional	ADJ
ajfa-15149	552	7	banks	bank	NOUN
ajfa-15149	552	8	:	:	PUNCT
ajfa-15149	552	9	evidence	evidence	NOUN
ajfa-15149	552	10	from	from	ADP
ajfa-15149	552	11	jordan	jordan	PROPN
ajfa-15149	552	12	.	.	PUNCT
ajfa-15149	553	1	global	global	ADJ
ajfa-15149	553	2	journal	journal	PROPN
ajfa-15149	553	3	of	of	ADP
ajfa-15149	553	4	business	business	NOUN
ajfa-15149	553	5	research	research	NOUN
ajfa-15149	553	6	,	,	PUNCT
ajfa-15149	553	7	9(3	9(3	NUM
ajfa-15149	553	8	)	)	PUNCT
ajfa-15149	553	9	,	,	PUNCT
ajfa-15149	553	10	27	27	NUM
ajfa-15149	553	11	-	-	SYM
ajfa-15149	553	12	41	41	NUM
ajfa-15149	553	13	.	.	PUNCT
ajfa-15149	554	1	metwally	metwally	ADV
ajfa-15149	554	2	,	,	PUNCT
ajfa-15149	554	3	m.m	m.m	PROPN
ajfa-15149	554	4	.	.	PROPN
ajfa-15149	554	5	(	(	PUNCT
ajfa-15149	554	6	1997	1997	NUM
ajfa-15149	554	7	)	)	PUNCT
ajfa-15149	554	8	.	.	PUNCT
ajfa-15149	555	1	differences	difference	NOUN
ajfa-15149	555	2	between	between	ADP
ajfa-15149	555	3	the	the	DET
ajfa-15149	555	4	financial	financial	ADJ
ajfa-15149	555	5	characteristics	characteristic	NOUN
ajfa-15149	555	6	of	of	ADP
ajfa-15149	555	7	interest	interest	NOUN
ajfa-15149	555	8	-	-	PUNCT
ajfa-15149	555	9	free	free	ADJ
ajfa-15149	555	10	banks	bank	NOUN
ajfa-15149	555	11	and	and	CCONJ
ajfa-15149	555	12	conventional	conventional	ADJ
ajfa-15149	555	13	banks	bank	NOUN
ajfa-15149	555	14	.	.	PUNCT
ajfa-15149	556	1	european	european	PROPN
ajfa-15149	556	2	business	business	PROPN
ajfa-15149	556	3	review	review	PROPN
ajfa-15149	556	4	,	,	PUNCT
ajfa-15149	556	5	97(2	97(2	NUM
ajfa-15149	556	6	)	)	PUNCT
ajfa-15149	556	7	,	,	PUNCT
ajfa-15149	556	8	92	92	NUM
ajfa-15149	556	9	-	-	SYM
ajfa-15149	556	10	98	98	NUM
ajfa-15149	556	11	.	.	PUNCT
ajfa-15149	557	1	https://doi.org/10.1108/09555349710162607	https://doi.org/10.1108/09555349710162607	PROPN
ajfa-15149	557	2	mobeen	mobeen	PROPN
ajfa-15149	557	3	,	,	PUNCT
ajfa-15149	557	4	a.h	a.h	PROPN
ajfa-15149	557	5	.	.	PROPN
ajfa-15149	557	6	,	,	PUNCT
ajfa-15149	557	7	hafsa	hafsa	PROPN
ajfa-15149	557	8	,	,	PUNCT
ajfa-15149	557	9	n.	n.	PROPN
ajfa-15149	557	10	,	,	PUNCT
ajfa-15149	557	11	monazza	monazza	PROPN
ajfa-15149	557	12	,	,	PUNCT
ajfa-15149	557	13	k.	k.	PROPN
ajfa-15149	557	14	,	,	PUNCT
ajfa-15149	557	15	&	&	CCONJ
ajfa-15149	557	16	muhammad	muhammad	PROPN
ajfa-15149	557	17	,	,	PUNCT
ajfa-15149	557	18	i.	i.	PROPN
ajfa-15149	557	19	(	(	PUNCT
ajfa-15149	557	20	2011	2011	NUM
ajfa-15149	557	21	)	)	PUNCT
ajfa-15149	557	22	.	.	PUNCT
ajfa-15149	558	1	islamic	islamic	ADJ
ajfa-15149	558	2	banking	banking	PROPN
ajfa-15149	558	3	insulation	insulation	NOUN
ajfa-15149	558	4	us	us	PROPN
ajfa-15149	558	5	credit	credit	NOUN
ajfa-15149	558	6	crisis	crisis	NOUN
ajfa-15149	558	7	.	.	PUNCT
ajfa-15149	559	1	international	international	ADJ
ajfa-15149	559	2	journal	journal	PROPN
ajfa-15149	559	3	of	of	ADP
ajfa-15149	559	4	business	business	NOUN
ajfa-15149	559	5	and	and	CCONJ
ajfa-15149	559	6	social	social	ADJ
ajfa-15149	559	7	science	science	NOUN
ajfa-15149	559	8	,	,	PUNCT
ajfa-15149	559	9	10(2	10(2	NUM
ajfa-15149	559	10	)	)	PUNCT
ajfa-15149	559	11	,	,	PUNCT
ajfa-15149	559	12	193	193	NUM
ajfa-15149	559	13	-	-	SYM
ajfa-15149	559	14	205	205	NUM
ajfa-15149	559	15	.	.	PUNCT
ajfa-15149	560	1	modell	modell	PROPN
ajfa-15149	560	2	,	,	PUNCT
ajfa-15149	560	3	s.	s.	PROPN
ajfa-15149	560	4	(	(	PUNCT
ajfa-15149	560	5	2004	2004	NUM
ajfa-15149	560	6	)	)	PUNCT
ajfa-15149	560	7	.	.	PUNCT
ajfa-15149	561	1	performance	performance	NOUN
ajfa-15149	561	2	measurement	measurement	NOUN
ajfa-15149	561	3	myths	myth	NOUN
ajfa-15149	561	4	in	in	ADP
ajfa-15149	561	5	the	the	DET
ajfa-15149	561	6	public	public	ADJ
ajfa-15149	561	7	sector	sector	NOUN
ajfa-15149	561	8	:	:	PUNCT
ajfa-15149	561	9	a	a	DET
ajfa-15149	561	10	research	research	NOUN
ajfa-15149	561	11	note	note	NOUN
ajfa-15149	561	12	.	.	PUNCT
ajfa-15149	562	1	financial	financial	ADJ
ajfa-15149	562	2	accountability	accountability	NOUN
ajfa-15149	562	3	and	and	CCONJ
ajfa-15149	562	4	management	management	NOUN
ajfa-15149	562	5	,	,	PUNCT
ajfa-15149	562	6	20(1	20(1	NUM
ajfa-15149	562	7	)	)	PUNCT
ajfa-15149	562	8	,	,	PUNCT
ajfa-15149	562	9	39	39	NUM
ajfa-15149	562	10	-	-	SYM
ajfa-15149	562	11	55	55	NUM
ajfa-15149	562	12	.	.	PUNCT
ajfa-15149	563	1	https://doi.org/10.1111/j.14680408.2004.00185.x	https://doi.org/10.1111/j.14680408.2004.00185.x	PROPN
ajfa-15149	563	2	moin	moin	PROPN
ajfa-15149	563	3	,	,	PUNCT
ajfa-15149	563	4	m.s	m.s	PROPN
ajfa-15149	563	5	.	.	PROPN
ajfa-15149	563	6	(	(	PUNCT
ajfa-15149	563	7	2008	2008	NUM
ajfa-15149	563	8	)	)	PUNCT
ajfa-15149	563	9	.	.	PUNCT
ajfa-15149	564	1	financial	financial	ADJ
ajfa-15149	564	2	performance	performance	NOUN
ajfa-15149	564	3	of	of	ADP
ajfa-15149	564	4	islamic	islamic	ADJ
ajfa-15149	564	5	banking	banking	NOUN
ajfa-15149	564	6	and	and	CCONJ
ajfa-15149	564	7	conventional	conventional	ADJ
ajfa-15149	564	8	banking	banking	NOUN
ajfa-15149	564	9	in	in	ADP
ajfa-15149	564	10	pakistan	pakistan	PROPN
ajfa-15149	564	11	:	:	PUNCT
ajfa-15149	564	12	a	a	DET
ajfa-15149	564	13	comparative	comparative	ADJ
ajfa-15149	564	14	study	study	NOUN
ajfa-15149	564	15	.	.	PUNCT
ajfa-15149	565	1	master	master	NOUN
ajfa-15149	565	2	degree	degree	NOUN
ajfa-15149	565	3	project	project	NOUN
ajfa-15149	565	4	,	,	PUNCT
ajfa-15149	565	5	school	school	NOUN
ajfa-15149	565	6	of	of	ADP
ajfa-15149	565	7	technology	technology	NOUN
ajfa-15149	565	8	and	and	CCONJ
ajfa-15149	565	9	society	society	NOUN
ajfa-15149	565	10	,	,	PUNCT
ajfa-15149	565	11	university	university	NOUN
ajfa-15149	565	12	of	of	ADP
ajfa-15149	565	13	skovde	skovde	PROPN
ajfa-15149	565	14	.	.	PUNCT
ajfa-15149	566	1	moin	moin	PROPN
ajfa-15149	566	2	,	,	PUNCT
ajfa-15149	566	3	m.s	m.s	PROPN
ajfa-15149	566	4	.	.	PROPN
ajfa-15149	566	5	(	(	PUNCT
ajfa-15149	566	6	2013	2013	NUM
ajfa-15149	566	7	)	)	PUNCT
ajfa-15149	566	8	.	.	PUNCT
ajfa-15149	567	1	performance	performance	NOUN
ajfa-15149	567	2	of	of	ADP
ajfa-15149	567	3	islamic	islamic	ADJ
ajfa-15149	567	4	and	and	CCONJ
ajfa-15149	567	5	conventional	conventional	ADJ
ajfa-15149	567	6	banking	banking	NOUN
ajfa-15149	567	7	in	in	ADP
ajfa-15149	567	8	pakistan	pakistan	PROPN
ajfa-15149	567	9	:	:	PUNCT
ajfa-15149	567	10	a	a	DET
ajfa-15149	567	11	comparative	comparative	ADJ
ajfa-15149	567	12	study	study	NOUN
ajfa-15149	567	13	.	.	PUNCT
ajfa-15149	568	1	international	international	ADJ
ajfa-15149	568	2	journal	journal	NOUN
ajfa-15149	568	3	of	of	ADP
ajfa-15149	568	4	innovative	innovative	ADJ
ajfa-15149	568	5	and	and	CCONJ
ajfa-15149	568	6	applied	applied	ADJ
ajfa-15149	568	7	sciences	science	NOUN
ajfa-15149	568	8	,	,	PUNCT
ajfa-15149	568	9	16(3	16(3	NOUN
ajfa-15149	568	10	)	)	PUNCT
ajfa-15149	568	11	,	,	PUNCT
ajfa-15149	568	12	22	22	NUM
ajfa-15149	568	13	-	-	SYM
ajfa-15149	568	14	34	34	NUM
ajfa-15149	568	15	.	.	PUNCT
ajfa-15149	569	1	mousa	mousa	PROPN
ajfa-15149	569	2	,	,	PUNCT
ajfa-15149	569	3	g.	g.	PROPN
ajfa-15149	569	4	(	(	PUNCT
ajfa-15149	569	5	2015	2015	NUM
ajfa-15149	569	6	)	)	PUNCT
ajfa-15149	569	7	.	.	PUNCT
ajfa-15149	570	1	financial	financial	ADJ
ajfa-15149	570	2	ratios	ratio	NOUN
ajfa-15149	570	3	versus	versus	ADP
ajfa-15149	570	4	data	datum	NOUN
ajfa-15149	570	5	envelopment	envelopment	ADJ
ajfa-15149	570	6	analysis	analysis	NOUN
ajfa-15149	570	7	:	:	PUNCT
ajfa-15149	570	8	the	the	DET
ajfa-15149	570	9	efficiency	efficiency	NOUN
ajfa-15149	570	10	assessment	assessment	NOUN
ajfa-15149	570	11	asian	asian	PROPN
ajfa-15149	570	12	journal	journal	PROPN
ajfa-15149	570	13	of	of	ADP
ajfa-15149	570	14	finance	finance	PROPN
ajfa-15149	570	15	&	&	CCONJ
ajfa-15149	570	16	accounting	accounting	PROPN
ajfa-15149	570	17	issn	issn	PROPN
ajfa-15149	570	18	1946	1946	NUM
ajfa-15149	570	19	-	-	PUNCT
ajfa-15149	570	20	052x	052x	PROPN
ajfa-15149	570	21	2019	2019	NUM
ajfa-15149	570	22	,	,	PUNCT
ajfa-15149	570	23	vol	vol	NOUN
ajfa-15149	570	24	.	.	PROPN
ajfa-15149	570	25	11	11	NUM
ajfa-15149	570	26	,	,	PUNCT
ajfa-15149	570	27	no	no	INTJ
ajfa-15149	570	28	.	.	NOUN
ajfa-15149	570	29	2	2	NUM
ajfa-15149	570	30	ajfa.macrothink.org/	ajfa.macrothink.org/	NOUN
ajfa-15149	570	31	24	24	NUM
ajfa-15149	570	32	of	of	ADP
ajfa-15149	570	33	banking	banking	NOUN
ajfa-15149	570	34	sector	sector	NOUN
ajfa-15149	570	35	in	in	ADP
ajfa-15149	570	36	bahrain	bahrain	NOUN
ajfa-15149	570	37	bourse	bourse	NOUN
ajfa-15149	570	38	.	.	PUNCT
ajfa-15149	571	1	international	international	ADJ
ajfa-15149	571	2	journal	journal	PROPN
ajfa-15149	571	3	of	of	ADP
ajfa-15149	571	4	business	business	NOUN
ajfa-15149	571	5	and	and	CCONJ
ajfa-15149	571	6	statistical	statistical	ADJ
ajfa-15149	571	7	analysis	analysis	NOUN
ajfa-15149	571	8	,	,	PUNCT
ajfa-15149	571	9	2(2	2(2	NUM
ajfa-15149	571	10	)	)	PUNCT
ajfa-15149	571	11	,	,	PUNCT
ajfa-15149	571	12	75	75	NUM
ajfa-15149	571	13	-	-	SYM
ajfa-15149	571	14	84	84	NUM
ajfa-15149	571	15	.	.	PUNCT
ajfa-15149	572	1	https://doi.org/10.12785/ijbsa/020202	https://doi.org/10.12785/ijbsa/020202	PROPN
ajfa-15149	572	2	najjar	najjar	PROPN
ajfa-15149	572	3	,	,	PUNCT
ajfa-15149	572	4	n.j	n.j	PROPN
ajfa-15149	572	5	.	.	PROPN
ajfa-15149	572	6	(	(	PUNCT
ajfa-15149	572	7	2013	2013	NUM
ajfa-15149	572	8	)	)	PUNCT
ajfa-15149	572	9	.	.	PUNCT
ajfa-15149	573	1	can	can	AUX
ajfa-15149	573	2	financial	financial	ADJ
ajfa-15149	573	3	ratios	ratio	NOUN
ajfa-15149	573	4	reliably	reliably	ADV
ajfa-15149	573	5	measure	measure	VERB
ajfa-15149	573	6	the	the	DET
ajfa-15149	573	7	performance	performance	NOUN
ajfa-15149	573	8	of	of	ADP
ajfa-15149	573	9	banks	bank	NOUN
ajfa-15149	573	10	in	in	ADP
ajfa-15149	573	11	bahrain	bahrain	NOUN
ajfa-15149	573	12	?	?	PUNCT
ajfa-15149	574	1	international	international	ADJ
ajfa-15149	574	2	journal	journal	PROPN
ajfa-15149	574	3	of	of	ADP
ajfa-15149	574	4	economics	economic	NOUN
ajfa-15149	574	5	and	and	CCONJ
ajfa-15149	574	6	finance	finance	NOUN
ajfa-15149	574	7	,	,	PUNCT
ajfa-15149	574	8	5(3	5(3	NUM
ajfa-15149	574	9	)	)	PUNCT
ajfa-15149	574	10	,	,	PUNCT
ajfa-15149	574	11	152	152	NUM
ajfa-15149	574	12	-	-	SYM
ajfa-15149	574	13	163	163	NUM
ajfa-15149	574	14	.	.	PUNCT
ajfa-15149	575	1	https://doi.org/10.5539/ijef.v5n3p152	https://doi.org/10.5539/ijef.v5n3p152	PROPN
ajfa-15149	575	2	norhidayah	norhidayah	PROPN
ajfa-15149	575	3	,	,	PUNCT
ajfa-15149	575	4	a.k	a.k	PROPN
ajfa-15149	575	5	,	,	PUNCT
ajfa-15149	575	6	abdullah	abdullah	PROPN
ajfa-15149	575	7	,	,	PUNCT
ajfa-15149	575	8	n.r	n.r	PROPN
ajfa-15149	575	9	.	.	PROPN
ajfa-15149	575	10	,	,	PUNCT
ajfa-15149	575	11	harun	harun	PROPN
ajfa-15149	575	12	,	,	PUNCT
ajfa-15149	575	13	n.	n.	PROPN
ajfa-15149	575	14	,	,	PUNCT
ajfa-15149	575	15	nordin	nordin	PROPN
ajfa-15149	575	16	,	,	PUNCT
ajfa-15149	575	17	n.a	n.a	PROPN
ajfa-15149	575	18	.	.	PROPN
ajfa-15149	575	19	,	,	PUNCT
ajfa-15149	575	20	&	&	CCONJ
ajfa-15149	575	21	jaffar	jaffar	PROPN
ajfa-15149	575	22	,	,	PUNCT
ajfa-15149	575	23	a.	a.	PROPN
ajfa-15149	575	24	(	(	PUNCT
ajfa-15149	575	25	2011	2011	NUM
ajfa-15149	575	26	)	)	PUNCT
ajfa-15149	575	27	.	.	PUNCT
ajfa-15149	576	1	financial	financial	ADJ
ajfa-15149	576	2	performance	performance	NOUN
ajfa-15149	576	3	of	of	ADP
ajfa-15149	576	4	islamic	islamic	ADJ
ajfa-15149	576	5	banks	bank	NOUN
ajfa-15149	576	6	in	in	ADP
ajfa-15149	576	7	malaysia	malaysia	PROPN
ajfa-15149	576	8	during	during	ADP
ajfa-15149	576	9	and	and	CCONJ
ajfa-15149	576	10	after	after	ADP
ajfa-15149	576	11	economic	economic	ADJ
ajfa-15149	576	12	crisis	crisis	NOUN
ajfa-15149	576	13	,	,	PUNCT
ajfa-15149	576	14	839	839	NUM
ajfa-15149	576	15	-	-	SYM
ajfa-15149	576	16	844	844	NUM
ajfa-15149	576	17	.	.	PUNCT
ajfa-15149	576	18	colloquium	colloquium	NOUN
ajfa-15149	576	19	on	on	ADP
ajfa-15149	576	20	humanities	humanity	NOUN
ajfa-15149	576	21	,	,	PUNCT
ajfa-15149	576	22	science	science	NOUN
ajfa-15149	576	23	,	,	PUNCT
ajfa-15149	576	24	and	and	CCONJ
ajfa-15149	576	25	engineering	engineering	NOUN
ajfa-15149	576	26	research	research	NOUN
ajfa-15149	576	27	penang	penang	PROPN
ajfa-15149	576	28	,	,	PUNCT
ajfa-15149	576	29	malaysia	malaysia	PROPN
ajfa-15149	576	30	,	,	PUNCT
ajfa-15149	576	31	ieee	ieee	PROPN
ajfa-15149	576	32	.	.	PUNCT
ajfa-15149	577	1	o'connor	o'connor	PROPN
ajfa-15149	577	2	,	,	PUNCT
ajfa-15149	577	3	m.c	m.c	PROPN
ajfa-15149	577	4	.	.	PROPN
ajfa-15149	577	5	(	(	PUNCT
ajfa-15149	577	6	1973	1973	NUM
ajfa-15149	577	7	)	)	PUNCT
ajfa-15149	577	8	.	.	PUNCT
ajfa-15149	578	1	on	on	ADP
ajfa-15149	578	2	the	the	DET
ajfa-15149	578	3	usefulness	usefulness	NOUN
ajfa-15149	578	4	of	of	ADP
ajfa-15149	578	5	financial	financial	ADJ
ajfa-15149	578	6	ratios	ratio	NOUN
ajfa-15149	578	7	to	to	ADP
ajfa-15149	578	8	investors	investor	NOUN
ajfa-15149	578	9	in	in	ADP
ajfa-15149	578	10	common	common	ADJ
ajfa-15149	578	11	stock	stock	NOUN
ajfa-15149	578	12	.	.	PUNCT
ajfa-15149	579	1	the	the	DET
ajfa-15149	579	2	accounting	accounting	NOUN
ajfa-15149	579	3	review	review	NOUN
ajfa-15149	579	4	,	,	PUNCT
ajfa-15149	579	5	48(2	48(2	NUM
ajfa-15149	579	6	)	)	PUNCT
ajfa-15149	579	7	,	,	PUNCT
ajfa-15149	579	8	339	339	NUM
ajfa-15149	579	9	-	-	SYM
ajfa-15149	579	10	352	352	NUM
ajfa-15149	579	11	.	.	PUNCT
ajfa-15149	580	1	ola	ola	PROPN
ajfa-15149	580	2	,	,	PUNCT
ajfa-15149	580	3	a.s	a.s	PROPN
ajfa-15149	580	4	.	.	PROPN
ajfa-15149	580	5	,	,	PUNCT
ajfa-15149	580	6	&	&	CCONJ
ajfa-15149	580	7	suzanna	suzanna	PROPN
ajfa-15149	580	8	,	,	PUNCT
ajfa-15149	580	9	e.m	e.m	PROPN
ajfa-15149	580	10	.	.	PROPN
ajfa-15149	580	11	(	(	PUNCT
ajfa-15149	580	12	2015	2015	NUM
ajfa-15149	580	13	)	)	PUNCT
ajfa-15149	580	14	.	.	PUNCT
ajfa-15149	581	1	banking	banking	NOUN
ajfa-15149	581	2	sector	sector	NOUN
ajfa-15149	581	3	performance	performance	NOUN
ajfa-15149	581	4	:	:	PUNCT
ajfa-15149	581	5	islamic	islamic	ADJ
ajfa-15149	581	6	and	and	CCONJ
ajfa-15149	581	7	conventional	conventional	ADJ
ajfa-15149	581	8	banks	bank	NOUN
ajfa-15149	581	9	in	in	ADP
ajfa-15149	581	10	the	the	DET
ajfa-15149	581	11	uae	uae	PROPN
ajfa-15149	581	12	.	.	PUNCT
ajfa-15149	582	1	international	international	PROPN
ajfa-15149	582	2	journal	journal	PROPN
ajfa-15149	582	3	of	of	ADP
ajfa-15149	582	4	information	information	NOUN
ajfa-15149	582	5	technology	technology	NOUN
ajfa-15149	582	6	and	and	CCONJ
ajfa-15149	582	7	business	business	NOUN
ajfa-15149	582	8	management	management	NOUN
ajfa-15149	582	9	,	,	PUNCT
ajfa-15149	582	10	36(1	36(1	NUM
ajfa-15149	582	11	)	)	PUNCT
ajfa-15149	582	12	,	,	PUNCT
ajfa-15149	582	13	69	69	NUM
ajfa-15149	582	14	-	-	SYM
ajfa-15149	582	15	81	81	NUM
ajfa-15149	582	16	.	.	PUNCT
ajfa-15149	583	1	olson	olson	PROPN
ajfa-15149	583	2	,	,	PUNCT
ajfa-15149	583	3	d.	d.	PROPN
ajfa-15149	583	4	,	,	PUNCT
ajfa-15149	583	5	&	&	CCONJ
ajfa-15149	583	6	zoubi	zoubi	PROPN
ajfa-15149	583	7	,	,	PUNCT
ajfa-15149	583	8	t.a	t.a	PROPN
ajfa-15149	583	9	.	.	PROPN
ajfa-15149	583	10	(	(	PUNCT
ajfa-15149	583	11	2008	2008	NUM
ajfa-15149	583	12	)	)	PUNCT
ajfa-15149	583	13	.	.	PUNCT
ajfa-15149	584	1	using	use	VERB
ajfa-15149	584	2	accounting	accounting	NOUN
ajfa-15149	584	3	ratios	ratio	NOUN
ajfa-15149	584	4	to	to	PART
ajfa-15149	584	5	distinguish	distinguish	VERB
ajfa-15149	584	6	between	between	ADP
ajfa-15149	584	7	islamic	islamic	ADJ
ajfa-15149	584	8	and	and	CCONJ
ajfa-15149	584	9	conventional	conventional	ADJ
ajfa-15149	584	10	banks	bank	NOUN
ajfa-15149	584	11	in	in	ADP
ajfa-15149	584	12	the	the	DET
ajfa-15149	584	13	gcc	gcc	NOUN
ajfa-15149	584	14	region	region	NOUN
ajfa-15149	584	15	.	.	PUNCT
ajfa-15149	585	1	the	the	DET
ajfa-15149	585	2	international	international	ADJ
ajfa-15149	585	3	journal	journal	NOUN
ajfa-15149	585	4	of	of	ADP
ajfa-15149	585	5	accounting	accounting	NOUN
ajfa-15149	585	6	,	,	PUNCT
ajfa-15149	585	7	43(1	43(1	NOUN
ajfa-15149	585	8	)	)	PUNCT
ajfa-15149	585	9	,	,	PUNCT
ajfa-15149	585	10	45	45	NUM
ajfa-15149	585	11	-	-	SYM
ajfa-15149	585	12	65	65	NUM
ajfa-15149	585	13	.	.	PUNCT
ajfa-15149	585	14	https://doi.org/10.1016/j.intacc.2008.01.003	https://doi.org/10.1016/j.intacc.2008.01.003	X
ajfa-15149	585	15	.	.	PUNCT
ajfa-15149	586	1	omar	omar	PROPN
ajfa-15149	586	2	,	,	PUNCT
ajfa-15149	586	3	m.	m.	NOUN
ajfa-15149	586	4	,	,	PUNCT
ajfa-15149	586	5	&	&	CCONJ
ajfa-15149	586	6	muhammad	muhammad	PROPN
ajfa-15149	586	7	,	,	PUNCT
ajfa-15149	586	8	a.	a.	NOUN
ajfa-15149	586	9	(	(	PUNCT
ajfa-15149	586	10	2012	2012	NUM
ajfa-15149	586	11	)	)	PUNCT
ajfa-15149	586	12	.	.	PUNCT
ajfa-15149	587	1	bank	bank	NOUN
ajfa-15149	587	2	-	-	PUNCT
ajfa-15149	587	3	specific	specific	ADJ
ajfa-15149	587	4	and	and	CCONJ
ajfa-15149	587	5	macroeconomic	macroeconomic	ADJ
ajfa-15149	587	6	profitability	profitability	NOUN
ajfa-15149	587	7	determinants	determinant	NOUN
ajfa-15149	587	8	of	of	ADP
ajfa-15149	587	9	islamic	islamic	ADJ
ajfa-15149	587	10	banks	bank	NOUN
ajfa-15149	587	11	:	:	PUNCT
ajfa-15149	587	12	the	the	DET
ajfa-15149	587	13	case	case	NOUN
ajfa-15149	587	14	of	of	ADP
ajfa-15149	587	15	different	different	ADJ
ajfa-15149	587	16	countries	country	NOUN
ajfa-15149	587	17	.	.	PUNCT
ajfa-15149	588	1	qualitative	qualitative	ADJ
ajfa-15149	588	2	research	research	NOUN
ajfa-15149	588	3	in	in	ADP
ajfa-15149	588	4	financial	financial	ADJ
ajfa-15149	588	5	markets	market	NOUN
ajfa-15149	588	6	,	,	PUNCT
ajfa-15149	588	7	4(2/3	4(2/3	NUM
ajfa-15149	588	8	)	)	PUNCT
ajfa-15149	588	9	,	,	PUNCT
ajfa-15149	588	10	255	255	NUM
ajfa-15149	588	11	-	-	SYM
ajfa-15149	588	12	268	268	NUM
ajfa-15149	588	13	.	.	PUNCT
ajfa-15149	589	1	https://doi.org/10.1108/17554171211252565	https://doi.org/10.1108/17554171211252565	NOUN
ajfa-15149	589	2	.	.	PUNCT
ajfa-15149	590	1	onakoya	onakoya	PROPN
ajfa-15149	590	2	,	,	PUNCT
ajfa-15149	590	3	a.b	a.b	PROPN
ajfa-15149	590	4	.	.	PROPN
ajfa-15149	590	5	,	,	PUNCT
ajfa-15149	590	6	&	&	CCONJ
ajfa-15149	590	7	onakoya	onakoya	PROPN
ajfa-15149	590	8	,	,	PUNCT
ajfa-15149	590	9	a.o	a.o	PROPN
ajfa-15149	590	10	.	.	PROPN
ajfa-15149	590	11	(	(	PUNCT
ajfa-15149	590	12	2013	2013	NUM
ajfa-15149	590	13	)	)	PUNCT
ajfa-15149	590	14	.	.	PUNCT
ajfa-15149	591	1	the	the	DET
ajfa-15149	591	2	performance	performance	NOUN
ajfa-15149	591	3	of	of	ADP
ajfa-15149	591	4	conventional	conventional	ADJ
ajfa-15149	591	5	and	and	CCONJ
ajfa-15149	591	6	islamic	islamic	ADJ
ajfa-15149	591	7	banks	bank	NOUN
ajfa-15149	591	8	in	in	ADP
ajfa-15149	591	9	the	the	DET
ajfa-15149	591	10	united	united	ADJ
ajfa-15149	591	11	kingdom	kingdom	PROPN
ajfa-15149	591	12	:	:	PUNCT
ajfa-15149	591	13	a	a	DET
ajfa-15149	591	14	comparative	comparative	ADJ
ajfa-15149	591	15	analysis	analysis	NOUN
ajfa-15149	591	16	.	.	PUNCT
ajfa-15149	592	1	journal	journal	PROPN
ajfa-15149	592	2	of	of	ADP
ajfa-15149	592	3	research	research	NOUN
ajfa-15149	592	4	in	in	ADP
ajfa-15149	592	5	economics	economic	NOUN
ajfa-15149	592	6	and	and	CCONJ
ajfa-15149	592	7	international	international	ADJ
ajfa-15149	592	8	finance	finance	NOUN
ajfa-15149	592	9	,	,	PUNCT
ajfa-15149	592	10	2(2	2(2	NUM
ajfa-15149	592	11	)	)	PUNCT
ajfa-15149	592	12	,	,	PUNCT
ajfa-15149	592	13	29	29	NUM
ajfa-15149	592	14	-	-	SYM
ajfa-15149	592	15	38	38	NUM
ajfa-15149	592	16	.	.	PUNCT
ajfa-15149	593	1	osama	osama	PROPN
ajfa-15149	593	2	,	,	PUNCT
ajfa-15149	593	3	m.a.h	m.a.h	PROPN
ajfa-15149	593	4	.	.	PROPN
ajfa-15149	593	5	,	,	PUNCT
ajfa-15149	593	6	naser	naser	PROPN
ajfa-15149	593	7	,	,	PUNCT
ajfa-15149	593	8	m.a.g	m.a.g	NOUN
ajfa-15149	593	9	.	.	PROPN
ajfa-15149	593	10	,	,	PUNCT
ajfa-15149	593	11	&	&	CCONJ
ajfa-15149	593	12	ahmed	ahmed	PROPN
ajfa-15149	593	13	,	,	PUNCT
ajfa-15149	593	14	m.e.g	m.e.g	PROPN
ajfa-15149	593	15	.	.	PROPN
ajfa-15149	593	16	(	(	PUNCT
ajfa-15149	593	17	2013	2013	NUM
ajfa-15149	593	18	)	)	PUNCT
ajfa-15149	593	19	.	.	PUNCT
ajfa-15149	594	1	financial	financial	ADJ
ajfa-15149	594	2	performance	performance	NOUN
ajfa-15149	594	3	and	and	CCONJ
ajfa-15149	594	4	compliance	compliance	NOUN
ajfa-15149	594	5	with	with	ADP
ajfa-15149	594	6	basel	basel	PROPN
ajfa-15149	594	7	iii	iii	PROPN
ajfa-15149	594	8	capital	capital	NOUN
ajfa-15149	594	9	standards	standard	NOUN
ajfa-15149	594	10	:	:	PUNCT
ajfa-15149	594	11	conventional	conventional	ADJ
ajfa-15149	594	12	vs	vs	ADP
ajfa-15149	594	13	islamic	islamic	ADJ
ajfa-15149	594	14	banks	bank	NOUN
ajfa-15149	594	15	,	,	PUNCT
ajfa-15149	594	16	the	the	DET
ajfa-15149	594	17	journal	journal	NOUN
ajfa-15149	594	18	of	of	ADP
ajfa-15149	594	19	applied	apply	VERB
ajfa-15149	594	20	business	business	NOUN
ajfa-15149	594	21	research	research	NOUN
ajfa-15149	594	22	,	,	PUNCT
ajfa-15149	594	23	29(4	29(4	NOUN
ajfa-15149	594	24	)	)	PUNCT
ajfa-15149	594	25	,	,	PUNCT
ajfa-15149	594	26	1031	1031	NUM
ajfa-15149	594	27	-	-	SYM
ajfa-15149	594	28	1048	1048	NUM
ajfa-15149	594	29	.	.	PUNCT
ajfa-15149	595	1	https://doi.org/10.19030/jabr.v29i4.7914	https://doi.org/10.19030/jabr.v29i4.7914	X
ajfa-15149	595	2	.	.	PUNCT
ajfa-15149	596	1	parashar	parashar	PROPN
ajfa-15149	596	2	,	,	PUNCT
ajfa-15149	596	3	s.p	s.p	PROPN
ajfa-15149	596	4	.	.	PROPN
ajfa-15149	596	5	,	,	PUNCT
ajfa-15149	596	6	&	&	CCONJ
ajfa-15149	596	7	venkatesh	venkatesh	PROPN
ajfa-15149	596	8	,	,	PUNCT
ajfa-15149	596	9	j.	j.	PROPN
ajfa-15149	596	10	(	(	PUNCT
ajfa-15149	596	11	2010	2010	NUM
ajfa-15149	596	12	)	)	PUNCT
ajfa-15149	596	13	.	.	PUNCT
ajfa-15149	597	1	how	how	SCONJ
ajfa-15149	597	2	did	do	AUX
ajfa-15149	597	3	islamic	islamic	ADJ
ajfa-15149	597	4	banks	bank	NOUN
ajfa-15149	597	5	do	do	VERB
ajfa-15149	597	6	during	during	ADP
ajfa-15149	597	7	global	global	ADJ
ajfa-15149	597	8	financial	financial	ADJ
ajfa-15149	597	9	crisis	crisis	NOUN
ajfa-15149	597	10	?	?	PUNCT
ajfa-15149	598	1	banks	bank	NOUN
ajfa-15149	598	2	and	and	CCONJ
ajfa-15149	598	3	bank	bank	NOUN
ajfa-15149	598	4	systems	system	NOUN
ajfa-15149	598	5	,	,	PUNCT
ajfa-15149	598	6	5(4	5(4	NUM
ajfa-15149	598	7	)	)	PUNCT
ajfa-15149	598	8	,	,	PUNCT
ajfa-15149	598	9	54	54	NUM
ajfa-15149	598	10	-	-	SYM
ajfa-15149	598	11	62	62	NUM
ajfa-15149	598	12	.	.	PUNCT
ajfa-15149	599	1	perret	perret	PROPN
ajfa-15149	599	2	,	,	PUNCT
ajfa-15149	599	3	v.	v.	PROPN
ajfa-15149	599	4	,	,	PUNCT
ajfa-15149	599	5	&	&	CCONJ
ajfa-15149	599	6	seville	seville	PROPN
ajfa-15149	599	7	,	,	PUNCT
ajfa-15149	599	8	m.	m.	NOUN
ajfa-15149	599	9	(	(	PUNCT
ajfa-15149	599	10	2003	2003	NUM
ajfa-15149	599	11	)	)	PUNCT
ajfa-15149	599	12	.	.	PUNCT
ajfa-15149	600	1	epistemological	epistemological	ADJ
ajfa-15149	600	2	foundations	foundation	NOUN
ajfa-15149	600	3	of	of	ADP
ajfa-15149	600	4	research	research	NOUN
ajfa-15149	600	5	.	.	PUNCT
ajfa-15149	601	1	in	in	ADP
ajfa-15149	601	2	research	research	NOUN
ajfa-15149	601	3	methods	method	NOUN
ajfa-15149	601	4	in	in	ADP
ajfa-15149	601	5	management	management	NOUN
ajfa-15149	601	6	,	,	PUNCT
ajfa-15149	601	7	r	r	NOUN
ajfa-15149	601	8	-	-	PUNCT
ajfa-15149	601	9	a.	a.	NOUN
ajfa-15149	601	10	thietart	thietart	NOUN
ajfa-15149	601	11	and	and	CCONJ
ajfa-15149	601	12	al	al	PROPN
ajfa-15149	601	13	.	.	PROPN
ajfa-15149	601	14	,	,	PUNCT
ajfa-15149	601	15	dunod	dunod	PROPN
ajfa-15149	601	16	,	,	PUNCT
ajfa-15149	601	17	2nd	2nd	PROPN
ajfa-15149	601	18	edition	edition	NOUN
ajfa-15149	601	19	,	,	PUNCT
ajfa-15149	601	20	paris	paris	PROPN
ajfa-15149	601	21	,	,	PUNCT
ajfa-15149	601	22	13	13	NUM
ajfa-15149	601	23	-	-	SYM
ajfa-15149	601	24	34	34	NUM
ajfa-15149	601	25	rashid	rashid	PROPN
ajfa-15149	601	26	,	,	PUNCT
ajfa-15149	601	27	a.	a.	NOUN
ajfa-15149	601	28	,	,	PUNCT
ajfa-15149	601	29	&	&	CCONJ
ajfa-15149	601	30	khaleequzzaman	khaleequzzaman	PROPN
ajfa-15149	601	31	,	,	PUNCT
ajfa-15149	601	32	m.	m.	NOUN
ajfa-15149	601	33	(	(	PUNCT
ajfa-15149	601	34	2015	2015	NUM
ajfa-15149	601	35	)	)	PUNCT
ajfa-15149	601	36	.	.	PUNCT
ajfa-15149	602	1	analyzing	analyze	VERB
ajfa-15149	602	2	performance	performance	NOUN
ajfa-15149	602	3	of	of	ADP
ajfa-15149	602	4	banks	bank	NOUN
ajfa-15149	602	5	in	in	ADP
ajfa-15149	602	6	pakistan	pakistan	PROPN
ajfa-15149	602	7	:	:	PUNCT
ajfa-15149	602	8	conventional	conventional	ADJ
ajfa-15149	602	9	versus	versus	ADP
ajfa-15149	602	10	islamic	islamic	ADJ
ajfa-15149	602	11	banks	bank	NOUN
ajfa-15149	602	12	.	.	PUNCT
ajfa-15149	603	1	journal	journal	PROPN
ajfa-15149	603	2	of	of	ADP
ajfa-15149	603	3	islamic	islamic	PROPN
ajfa-15149	603	4	business	business	NOUN
ajfa-15149	603	5	and	and	CCONJ
ajfa-15149	603	6	management	management	NOUN
ajfa-15149	603	7	,	,	PUNCT
ajfa-15149	603	8	5(2	5(2	NUM
ajfa-15149	603	9	)	)	PUNCT
ajfa-15149	603	10	,	,	PUNCT
ajfa-15149	603	11	17	17	NUM
ajfa-15149	603	12	-	-	SYM
ajfa-15149	603	13	42	42	NUM
ajfa-15149	603	14	.	.	PUNCT
ajfa-15149	604	1	https://doi.org/10.12816/0026416	https://doi.org/10.12816/0026416	X
ajfa-15149	604	2	rosly	rosly	ADV
ajfa-15149	604	3	,	,	PUNCT
ajfa-15149	604	4	s.a	s.a	PROPN
ajfa-15149	604	5	.	.	PROPN
ajfa-15149	604	6	,	,	PUNCT
ajfa-15149	604	7	&	&	CCONJ
ajfa-15149	604	8	bakar	bakar	PROPN
ajfa-15149	604	9	,	,	PUNCT
ajfa-15149	604	10	m.a.a	m.a.a	PROPN
ajfa-15149	604	11	.	.	PUNCT
ajfa-15149	605	1	(	(	PUNCT
ajfa-15149	605	2	2003	2003	NUM
ajfa-15149	605	3	)	)	PUNCT
ajfa-15149	605	4	.	.	PUNCT
ajfa-15149	606	1	performance	performance	NOUN
ajfa-15149	606	2	of	of	ADP
ajfa-15149	606	3	islamic	islamic	ADJ
ajfa-15149	606	4	and	and	CCONJ
ajfa-15149	606	5	mainstream	mainstream	ADJ
ajfa-15149	606	6	banks	bank	NOUN
ajfa-15149	606	7	in	in	ADP
ajfa-15149	606	8	malaysia	malaysia	PROPN
ajfa-15149	606	9	.	.	PUNCT
ajfa-15149	607	1	international	international	ADJ
ajfa-15149	607	2	journal	journal	PROPN
ajfa-15149	607	3	of	of	ADP
ajfa-15149	607	4	social	social	ADJ
ajfa-15149	607	5	economics	economic	NOUN
ajfa-15149	607	6	,	,	PUNCT
ajfa-15149	607	7	30(12	30(12	NUM
ajfa-15149	607	8	)	)	PUNCT
ajfa-15149	607	9	,	,	PUNCT
ajfa-15149	607	10	1249	1249	NUM
ajfa-15149	607	11	-	-	SYM
ajfa-15149	607	12	1265	1265	NUM
ajfa-15149	607	13	.	.	PUNCT
ajfa-15149	608	1	https://doi.org/10.1108/03068290310500652	https://doi.org/10.1108/03068290310500652	PROPN
ajfa-15149	608	2	ross	ross	PROPN
ajfa-15149	608	3	,	,	PUNCT
ajfa-15149	608	4	p.s	p.s	PROPN
ajfa-15149	608	5	.	.	PROPN
ajfa-15149	608	6	(	(	PUNCT
ajfa-15149	608	7	1991	1991	NUM
ajfa-15149	608	8	)	)	PUNCT
ajfa-15149	608	9	.	.	PUNCT
ajfa-15149	609	1	commercial	commercial	ADJ
ajfa-15149	609	2	bank	bank	PROPN
ajfa-15149	609	3	management	management	NOUN
ajfa-15149	609	4	.	.	PUNCT
ajfa-15149	610	1	7th	7th	ADJ
ajfa-15149	610	2	edition	edition	PROPN
ajfa-15149	610	3	.	.	PUNCT
ajfa-15149	610	4	,	,	PUNCT
ajfa-15149	610	5	publisher	publisher	NOUN
ajfa-15149	610	6	:	:	PUNCT
ajfa-15149	610	7	mcgraw	mcgraw	PROPN
ajfa-15149	610	8	-	-	PUNCT
ajfa-15149	610	9	hill	hill	PROPN
ajfa-15149	610	10	irwin	irwin	PROPN
ajfa-15149	610	11	,	,	PUNCT
ajfa-15149	610	12	pp.1	pp.1	PROPN
ajfa-15149	610	13	-	-	PUNCT
ajfa-15149	610	14	971	971	NUM
ajfa-15149	610	15	.	.	PUNCT
ajfa-15149	611	1	asian	asian	ADJ
ajfa-15149	611	2	journal	journal	PROPN
ajfa-15149	611	3	of	of	ADP
ajfa-15149	611	4	finance	finance	PROPN
ajfa-15149	611	5	&	&	CCONJ
ajfa-15149	611	6	accounting	accounting	PROPN
ajfa-15149	611	7	issn	issn	PROPN
ajfa-15149	611	8	1946	1946	NUM
ajfa-15149	611	9	-	-	PUNCT
ajfa-15149	611	10	052x	052x	PROPN
ajfa-15149	611	11	2019	2019	NUM
ajfa-15149	611	12	,	,	PUNCT
ajfa-15149	611	13	vol	vol	NOUN
ajfa-15149	611	14	.	.	PROPN
ajfa-15149	611	15	11	11	NUM
ajfa-15149	611	16	,	,	PUNCT
ajfa-15149	611	17	no	no	INTJ
ajfa-15149	611	18	.	.	NOUN
ajfa-15149	611	19	2	2	NUM
ajfa-15149	611	20	ajfa.macrothink.org/	ajfa.macrothink.org/	NOUN
ajfa-15149	611	21	25	25	NUM
ajfa-15149	611	22	rozzani	rozzani	PROPN
ajfa-15149	611	23	,	,	PUNCT
ajfa-15149	611	24	n.	n.	NOUN
ajfa-15149	611	25	,	,	PUNCT
ajfa-15149	611	26	&	&	CCONJ
ajfa-15149	611	27	rahman	rahman	PROPN
ajfa-15149	611	28	,	,	PUNCT
ajfa-15149	611	29	r.a	r.a	PROPN
ajfa-15149	611	30	.	.	PROPN
ajfa-15149	611	31	(	(	PUNCT
ajfa-15149	611	32	2013b	2013b	NUM
ajfa-15149	611	33	)	)	PUNCT
ajfa-15149	611	34	.	.	PUNCT
ajfa-15149	612	1	camel	camel	NOUN
ajfa-15149	612	2	and	and	CCONJ
ajfa-15149	612	3	performance	performance	NOUN
ajfa-15149	612	4	evaluation	evaluation	NOUN
ajfa-15149	612	5	of	of	ADP
ajfa-15149	612	6	banks	bank	NOUN
ajfa-15149	612	7	in	in	ADP
ajfa-15149	612	8	malaysia	malaysia	PROPN
ajfa-15149	612	9	:	:	PUNCT
ajfa-15149	612	10	conventional	conventional	ADJ
ajfa-15149	612	11	versus	versus	ADP
ajfa-15149	612	12	islamic	islamic	PROPN
ajfa-15149	612	13	.	.	PUNCT
ajfa-15149	613	1	journal	journal	PROPN
ajfa-15149	613	2	of	of	ADP
ajfa-15149	613	3	islamic	islamic	ADJ
ajfa-15149	613	4	finance	finance	PROPN
ajfa-15149	613	5	and	and	CCONJ
ajfa-15149	613	6	business	business	NOUN
ajfa-15149	613	7	research	research	NOUN
ajfa-15149	613	8	,	,	PUNCT
ajfa-15149	613	9	2(1	2(1	NUM
ajfa-15149	613	10	)	)	PUNCT
ajfa-15149	613	11	,	,	PUNCT
ajfa-15149	613	12	36	36	NUM
ajfa-15149	613	13	-	-	SYM
ajfa-15149	613	14	45	45	NUM
ajfa-15149	613	15	.	.	PUNCT
ajfa-15149	614	1	sabi	sabi	PROPN
ajfa-15149	614	2	,	,	PUNCT
ajfa-15149	614	3	m.	m.	NOUN
ajfa-15149	614	4	(	(	PUNCT
ajfa-15149	614	5	1996	1996	NUM
ajfa-15149	614	6	)	)	PUNCT
ajfa-15149	614	7	.	.	PUNCT
ajfa-15149	615	1	comparative	comparative	ADJ
ajfa-15149	615	2	analysis	analysis	NOUN
ajfa-15149	615	3	of	of	ADP
ajfa-15149	615	4	foreign	foreign	ADJ
ajfa-15149	615	5	and	and	CCONJ
ajfa-15149	615	6	domestic	domestic	ADJ
ajfa-15149	615	7	bank	bank	NOUN
ajfa-15149	615	8	operations	operation	NOUN
ajfa-15149	615	9	in	in	ADP
ajfa-15149	615	10	hungary	hungary	PROPN
ajfa-15149	615	11	.	.	PUNCT
ajfa-15149	616	1	journal	journal	PROPN
ajfa-15149	616	2	of	of	ADP
ajfa-15149	616	3	comparative	comparative	ADJ
ajfa-15149	616	4	economics	economic	NOUN
ajfa-15149	616	5	,	,	PUNCT
ajfa-15149	616	6	22(2	22(2	NUM
ajfa-15149	616	7	)	)	PUNCT
ajfa-15149	616	8	,	,	PUNCT
ajfa-15149	616	9	179	179	NUM
ajfa-15149	616	10	-	-	SYM
ajfa-15149	616	11	188	188	NUM
ajfa-15149	616	12	.	.	PUNCT
ajfa-15149	617	1	https://doi.org/10.1006/jcec.1996.0017	https://doi.org/10.1006/jcec.1996.0017	PROPN
ajfa-15149	617	2	safiullah	safiullah	NOUN
ajfa-15149	617	3	,	,	PUNCT
ajfa-15149	617	4	m.	m.	NOUN
ajfa-15149	617	5	(	(	PUNCT
ajfa-15149	617	6	2010	2010	NUM
ajfa-15149	617	7	)	)	PUNCT
ajfa-15149	617	8	.	.	PUNCT
ajfa-15149	618	1	superiority	superiority	NOUN
ajfa-15149	618	2	of	of	ADP
ajfa-15149	618	3	conventional	conventional	ADJ
ajfa-15149	618	4	banks	bank	NOUN
ajfa-15149	618	5	and	and	CCONJ
ajfa-15149	618	6	islamic	islamic	ADJ
ajfa-15149	618	7	banks	bank	NOUN
ajfa-15149	618	8	of	of	ADP
ajfa-15149	618	9	bangladesh	bangladesh	PROPN
ajfa-15149	618	10	:	:	PUNCT
ajfa-15149	618	11	a	a	DET
ajfa-15149	618	12	comparative	comparative	ADJ
ajfa-15149	618	13	study	study	NOUN
ajfa-15149	618	14	.	.	PUNCT
ajfa-15149	619	1	international	international	ADJ
ajfa-15149	619	2	journal	journal	PROPN
ajfa-15149	619	3	of	of	ADP
ajfa-15149	619	4	economics	economic	NOUN
ajfa-15149	619	5	and	and	CCONJ
ajfa-15149	619	6	finance	finance	NOUN
ajfa-15149	619	7	,	,	PUNCT
ajfa-15149	619	8	2(3	2(3	NUM
ajfa-15149	619	9	)	)	PUNCT
ajfa-15149	619	10	,	,	PUNCT
ajfa-15149	619	11	199	199	NUM
ajfa-15149	619	12	-	-	SYM
ajfa-15149	619	13	207	207	NUM
ajfa-15149	619	14	.	.	PUNCT
ajfa-15149	620	1	https://doi.org/10.5539/ijef.v2n3p199	https://doi.org/10.5539/ijef.v2n3p199	ADP
ajfa-15149	620	2	samad	samad	PROPN
ajfa-15149	620	3	,	,	PUNCT
ajfa-15149	620	4	a.	a.	NOUN
ajfa-15149	620	5	,	,	PUNCT
ajfa-15149	620	6	1999	1999	NUM
ajfa-15149	620	7	.	.	PUNCT
ajfa-15149	621	1	comparative	comparative	ADJ
ajfa-15149	621	2	efficiency	efficiency	NOUN
ajfa-15149	621	3	of	of	ADP
ajfa-15149	621	4	the	the	DET
ajfa-15149	621	5	islamic	islamic	PROPN
ajfa-15149	621	6	bank	bank	PROPN
ajfa-15149	621	7	vs	vs	ADP
ajfa-15149	621	8	conventional	conventional	ADJ
ajfa-15149	621	9	banks	bank	NOUN
ajfa-15149	621	10	in	in	ADP
ajfa-15149	621	11	malaysia	malaysia	PROPN
ajfa-15149	621	12	.	.	PUNCT
ajfa-15149	622	1	iium	iium	PROPN
ajfa-15149	622	2	journal	journal	PROPN
ajfa-15149	622	3	of	of	ADP
ajfa-15149	622	4	economics	economic	NOUN
ajfa-15149	622	5	and	and	CCONJ
ajfa-15149	622	6	management	management	NOUN
ajfa-15149	622	7	,	,	PUNCT
ajfa-15149	622	8	7(1	7(1	NUM
ajfa-15149	622	9	)	)	PUNCT
ajfa-15149	622	10	,	,	PUNCT
ajfa-15149	622	11	1	1	NUM
ajfa-15149	622	12	-	-	SYM
ajfa-15149	622	13	25	25	NUM
ajfa-15149	622	14	.	.	PUNCT
ajfa-15149	623	1	samad	samad	PROPN
ajfa-15149	623	2	,	,	PUNCT
ajfa-15149	623	3	a.	a.	NOUN
ajfa-15149	623	4	(	(	PUNCT
ajfa-15149	623	5	2004b	2004b	NUM
ajfa-15149	623	6	)	)	PUNCT
ajfa-15149	623	7	.	.	PUNCT
ajfa-15149	624	1	bahrain	bahrain	PROPN
ajfa-15149	624	2	commercial	commercial	PROPN
ajfa-15149	624	3	bank	bank	NOUN
ajfa-15149	624	4	's	's	PART
ajfa-15149	624	5	performance	performance	NOUN
ajfa-15149	624	6	during	during	ADP
ajfa-15149	624	7	1994	1994	NUM
ajfa-15149	624	8	-	-	SYM
ajfa-15149	624	9	2001	2001	NUM
ajfa-15149	624	10	.	.	PUNCT
ajfa-15149	625	1	credit	credit	NOUN
ajfa-15149	625	2	and	and	CCONJ
ajfa-15149	625	3	financial	financial	ADJ
ajfa-15149	625	4	management	management	NOUN
ajfa-15149	625	5	review	review	NOUN
ajfa-15149	625	6	,	,	PUNCT
ajfa-15149	625	7	10(1	10(1	NUM
ajfa-15149	625	8	)	)	PUNCT
ajfa-15149	625	9	,	,	PUNCT
ajfa-15149	625	10	33	33	NUM
ajfa-15149	625	11	-	-	SYM
ajfa-15149	625	12	40	40	NUM
ajfa-15149	625	13	.	.	PUNCT
ajfa-15149	626	1	samad	samad	PROPN
ajfa-15149	626	2	,	,	PUNCT
ajfa-15149	626	3	a.	a.	PROPN
ajfa-15149	626	4	,	,	PUNCT
ajfa-15149	626	5	&	&	CCONJ
ajfa-15149	626	6	hassan	hassan	PROPN
ajfa-15149	626	7	,	,	PUNCT
ajfa-15149	626	8	m.k	m.k	PROPN
ajfa-15149	626	9	.	.	PUNCT
ajfa-15149	626	10	(	(	PUNCT
ajfa-15149	626	11	2000	2000	NUM
ajfa-15149	626	12	)	)	PUNCT
ajfa-15149	626	13	.	.	PUNCT
ajfa-15149	627	1	the	the	DET
ajfa-15149	627	2	performance	performance	NOUN
ajfa-15149	627	3	of	of	ADP
ajfa-15149	627	4	malaysian	malaysian	ADJ
ajfa-15149	627	5	islamic	islamic	ADJ
ajfa-15149	627	6	banks	bank	NOUN
ajfa-15149	627	7	during	during	ADP
ajfa-15149	627	8	19841997	19841997	NUM
ajfa-15149	627	9	:	:	PUNCT
ajfa-15149	627	10	an	an	DET
ajfa-15149	627	11	explanatory	explanatory	ADJ
ajfa-15149	627	12	study	study	NOUN
ajfa-15149	627	13	.	.	PUNCT
ajfa-15149	628	1	international	international	ADJ
ajfa-15149	628	2	journal	journal	PROPN
ajfa-15149	628	3	of	of	ADP
ajfa-15149	628	4	islamic	islamic	ADJ
ajfa-15149	628	5	financial	financial	PROPN
ajfa-15149	628	6	services	services	PROPN
ajfa-15149	628	7	,	,	PUNCT
ajfa-15149	628	8	1(3	1(3	NUM
ajfa-15149	628	9	)	)	PUNCT
ajfa-15149	628	10	,	,	PUNCT
ajfa-15149	628	11	1	1	NUM
ajfa-15149	628	12	-	-	SYM
ajfa-15149	628	13	14	14	NUM
ajfa-15149	628	14	.	.	PUNCT
ajfa-15149	629	1	http://dx.doi.org/10.2139/ssrn.3263331	http://dx.doi.org/10.2139/ssrn.3263331	PRON
ajfa-15149	629	2	sarker	sarker	NOUN
ajfa-15149	629	3	,	,	PUNCT
ajfa-15149	629	4	m.a.a	m.a.a	NOUN
ajfa-15149	629	5	.	.	PUNCT
ajfa-15149	629	6	(	(	PUNCT
ajfa-15149	629	7	1999a	1999a	NUM
ajfa-15149	629	8	)	)	PUNCT
ajfa-15149	629	9	.	.	PUNCT
ajfa-15149	630	1	islamic	islamic	ADJ
ajfa-15149	630	2	banking	banking	PROPN
ajfa-15149	630	3	in	in	ADP
ajfa-15149	630	4	bangladesh	bangladesh	NOUN
ajfa-15149	630	5	:	:	PUNCT
ajfa-15149	630	6	performance	performance	NOUN
ajfa-15149	630	7	,	,	PUNCT
ajfa-15149	630	8	problems	problem	NOUN
ajfa-15149	630	9	,	,	PUNCT
ajfa-15149	630	10	and	and	CCONJ
ajfa-15149	630	11	prospects	prospect	NOUN
ajfa-15149	630	12	.	.	PUNCT
ajfa-15149	631	1	international	international	ADJ
ajfa-15149	631	2	journal	journal	PROPN
ajfa-15149	631	3	of	of	ADP
ajfa-15149	631	4	islamic	islamic	ADJ
ajfa-15149	631	5	financial	financial	PROPN
ajfa-15149	631	6	services	services	PROPN
ajfa-15149	631	7	,	,	PUNCT
ajfa-15149	631	8	1(3	1(3	NUM
ajfa-15149	631	9	)	)	PUNCT
ajfa-15149	631	10	,	,	PUNCT
ajfa-15149	631	11	15	15	NUM
ajfa-15149	631	12	-	-	SYM
ajfa-15149	631	13	36	36	NUM
ajfa-15149	631	14	.	.	PUNCT
ajfa-15149	631	15	sarker	sarker	NOUN
ajfa-15149	631	16	,	,	PUNCT
ajfa-15149	631	17	m.a.a	m.a.a	NOUN
ajfa-15149	631	18	.	.	PUNCT
ajfa-15149	632	1	(	(	PUNCT
ajfa-15149	632	2	1999b	1999b	NUM
ajfa-15149	632	3	)	)	PUNCT
ajfa-15149	632	4	.	.	PUNCT
ajfa-15149	633	1	islamic	islamic	ADJ
ajfa-15149	633	2	business	business	NOUN
ajfa-15149	633	3	contracts	contract	NOUN
ajfa-15149	633	4	,	,	PUNCT
ajfa-15149	633	5	agency	agency	NOUN
ajfa-15149	633	6	problem	problem	NOUN
ajfa-15149	633	7	and	and	CCONJ
ajfa-15149	633	8	the	the	DET
ajfa-15149	633	9	theory	theory	NOUN
ajfa-15149	633	10	of	of	ADP
ajfa-15149	633	11	islamic	islamic	PROPN
ajfa-15149	633	12	firm	firm	NOUN
ajfa-15149	633	13	.	.	PUNCT
ajfa-15149	634	1	international	international	ADJ
ajfa-15149	634	2	journal	journal	PROPN
ajfa-15149	634	3	of	of	ADP
ajfa-15149	634	4	islamic	islamic	ADJ
ajfa-15149	634	5	financial	financial	PROPN
ajfa-15149	634	6	services	services	PROPN
ajfa-15149	634	7	,	,	PUNCT
ajfa-15149	634	8	1(2	1(2	NUM
ajfa-15149	634	9	)	)	PUNCT
ajfa-15149	634	10	,	,	PUNCT
ajfa-15149	634	11	12	12	NUM
ajfa-15149	634	12	-	-	SYM
ajfa-15149	634	13	28	28	NUM
ajfa-15149	634	14	.	.	PUNCT
ajfa-15149	635	1	sehrish	sehrish	PROPN
ajfa-15149	635	2	,	,	PUNCT
ajfa-15149	635	3	s.	s.	PROPN
ajfa-15149	635	4	,	,	PUNCT
ajfa-15149	635	5	saleem	saleem	PROPN
ajfa-15149	635	6	,	,	PUNCT
ajfa-15149	635	7	f.	f.	PROPN
ajfa-15149	635	8	,	,	PUNCT
ajfa-15149	635	9	yasir	yasir	PROPN
ajfa-15149	635	10	,	,	PUNCT
ajfa-15149	635	11	m.	m.	NOUN
ajfa-15149	635	12	,	,	PUNCT
ajfa-15149	635	13	shehzad	shehzad	PROPN
ajfa-15149	635	14	,	,	PUNCT
ajfa-15149	635	15	f.	f.	PROPN
ajfa-15149	635	16	,	,	PUNCT
ajfa-15149	635	17	&	&	CCONJ
ajfa-15149	635	18	ahmed	ahmed	PROPN
ajfa-15149	635	19	,	,	PUNCT
ajfa-15149	635	20	k.	k.	PROPN
ajfa-15149	635	21	(	(	PUNCT
ajfa-15149	635	22	2012	2012	NUM
ajfa-15149	635	23	)	)	PUNCT
ajfa-15149	635	24	.	.	PUNCT
ajfa-15149	636	1	financial	financial	ADJ
ajfa-15149	636	2	performance	performance	NOUN
ajfa-15149	636	3	analysis	analysis	NOUN
ajfa-15149	636	4	of	of	ADP
ajfa-15149	636	5	islamic	islamic	ADJ
ajfa-15149	636	6	banks	bank	NOUN
ajfa-15149	636	7	and	and	CCONJ
ajfa-15149	636	8	conventional	conventional	ADJ
ajfa-15149	636	9	banks	bank	NOUN
ajfa-15149	636	10	in	in	ADP
ajfa-15149	636	11	pakistan	pakistan	PROPN
ajfa-15149	636	12	:	:	PUNCT
ajfa-15149	636	13	a	a	DET
ajfa-15149	636	14	comparative	comparative	ADJ
ajfa-15149	636	15	study	study	NOUN
ajfa-15149	636	16	.	.	PUNCT
ajfa-15149	637	1	interdisciplinary	interdisciplinary	ADJ
ajfa-15149	637	2	journal	journal	NOUN
ajfa-15149	637	3	of	of	ADP
ajfa-15149	637	4	contemporary	contemporary	ADJ
ajfa-15149	637	5	research	research	NOUN
ajfa-15149	637	6	in	in	ADP
ajfa-15149	637	7	business	business	NOUN
ajfa-15149	637	8	,	,	PUNCT
ajfa-15149	637	9	4(5	4(5	PROPN
ajfa-15149	637	10	)	)	PUNCT
ajfa-15149	637	11	,	,	PUNCT
ajfa-15149	637	12	186	186	NUM
ajfa-15149	637	13	-	-	SYM
ajfa-15149	637	14	200	200	NUM
ajfa-15149	637	15	.	.	PUNCT
ajfa-15149	638	1	shamsher	shamsher	PROPN
ajfa-15149	638	2	,	,	PUNCT
ajfa-15149	638	3	m.	m.	NOUN
ajfa-15149	638	4	,	,	PUNCT
ajfa-15149	638	5	hassan	hassan	PROPN
ajfa-15149	638	6	,	,	PUNCT
ajfa-15149	638	7	t.	t.	PROPN
ajfa-15149	638	8	,	,	PUNCT
ajfa-15149	638	9	&	&	CCONJ
ajfa-15149	638	10	bader	bader	PROPN
ajfa-15149	638	11	,	,	PUNCT
ajfa-15149	638	12	m.k.i	m.k.i	NOUN
ajfa-15149	638	13	.	.	PUNCT
ajfa-15149	639	1	(	(	PUNCT
ajfa-15149	639	2	2008	2008	NUM
ajfa-15149	639	3	)	)	PUNCT
ajfa-15149	639	4	.	.	PUNCT
ajfa-15149	640	1	efficiency	efficiency	NOUN
ajfa-15149	640	2	of	of	ADP
ajfa-15149	640	3	conventional	conventional	ADJ
ajfa-15149	640	4	versus	versus	X
ajfa-15149	640	5	islamic	islamic	ADJ
ajfa-15149	640	6	banks	bank	NOUN
ajfa-15149	640	7	:	:	PUNCT
ajfa-15149	640	8	international	international	ADJ
ajfa-15149	640	9	evidence	evidence	NOUN
ajfa-15149	640	10	using	use	VERB
ajfa-15149	640	11	the	the	DET
ajfa-15149	640	12	stochastic	stochastic	ADJ
ajfa-15149	640	13	frontier	frontier	NOUN
ajfa-15149	640	14	approach	approach	NOUN
ajfa-15149	640	15	(	(	PUNCT
ajfa-15149	640	16	sfa	sfa	PROPN
ajfa-15149	640	17	)	)	PUNCT
ajfa-15149	640	18	.	.	PUNCT
ajfa-15149	641	1	journal	journal	PROPN
ajfa-15149	641	2	of	of	ADP
ajfa-15149	641	3	islamic	islamic	ADJ
ajfa-15149	641	4	economics	economic	NOUN
ajfa-15149	641	5	,	,	PUNCT
ajfa-15149	641	6	banking	banking	NOUN
ajfa-15149	641	7	,	,	PUNCT
ajfa-15149	641	8	and	and	CCONJ
ajfa-15149	641	9	finance	finance	NOUN
ajfa-15149	641	10	,	,	PUNCT
ajfa-15149	641	11	4(2	4(2	NUM
ajfa-15149	641	12	)	)	PUNCT
ajfa-15149	641	13	,	,	PUNCT
ajfa-15149	641	14	107	107	NUM
ajfa-15149	641	15	-	-	SYM
ajfa-15149	641	16	130	130	NUM
ajfa-15149	641	17	.	.	PUNCT
ajfa-15149	642	1	siddiqui	siddiqui	NOUN
ajfa-15149	642	2	,	,	PUNCT
ajfa-15149	642	3	a.	a.	NOUN
ajfa-15149	642	4	(	(	PUNCT
ajfa-15149	642	5	2008	2008	NUM
ajfa-15149	642	6	)	)	PUNCT
ajfa-15149	642	7	.	.	PUNCT
ajfa-15149	643	1	financial	financial	ADJ
ajfa-15149	643	2	contracts	contract	NOUN
ajfa-15149	643	3	,	,	PUNCT
ajfa-15149	643	4	risk	risk	NOUN
ajfa-15149	643	5	,	,	PUNCT
ajfa-15149	643	6	and	and	CCONJ
ajfa-15149	643	7	performance	performance	NOUN
ajfa-15149	643	8	of	of	ADP
ajfa-15149	643	9	islamic	islamic	ADJ
ajfa-15149	643	10	banking	banking	NOUN
ajfa-15149	643	11	.	.	PUNCT
ajfa-15149	644	1	managerial	managerial	ADJ
ajfa-15149	644	2	finance	finance	NOUN
ajfa-15149	644	3	,	,	PUNCT
ajfa-15149	644	4	34(10	34(10	NUM
ajfa-15149	644	5	)	)	PUNCT
ajfa-15149	644	6	,	,	PUNCT
ajfa-15149	644	7	680	680	NUM
ajfa-15149	644	8	-	-	SYM
ajfa-15149	644	9	694	694	NUM
ajfa-15149	644	10	.	.	PUNCT
ajfa-15149	645	1	https://doi.org/10.1108/03074350810891001	https://doi.org/10.1108/03074350810891001	PROPN
ajfa-15149	645	2	siddiqui	siddiqui	PROPN
ajfa-15149	645	3	,	,	PUNCT
ajfa-15149	645	4	m.n	m.n	PROPN
ajfa-15149	645	5	.	.	PROPN
ajfa-15149	645	6	(	(	PUNCT
ajfa-15149	645	7	2009	2009	NUM
ajfa-15149	645	8	)	)	PUNCT
ajfa-15149	645	9	.	.	PUNCT
ajfa-15149	646	1	current	current	ADJ
ajfa-15149	646	2	financial	financial	ADJ
ajfa-15149	646	3	crisis	crisis	NOUN
ajfa-15149	646	4	and	and	CCONJ
ajfa-15149	646	5	islamic	islamic	ADJ
ajfa-15149	646	6	economics	economic	NOUN
ajfa-15149	646	7	.	.	PUNCT
ajfa-15149	647	1	this	this	DET
ajfa-15149	647	2	article	article	NOUN
ajfa-15149	647	3	is	be	AUX
ajfa-15149	647	4	based	base	VERB
ajfa-15149	647	5	on	on	ADP
ajfa-15149	647	6	a	a	DET
ajfa-15149	647	7	lecture	lecture	NOUN
ajfa-15149	647	8	which	which	PRON
ajfa-15149	647	9	the	the	DET
ajfa-15149	647	10	author	author	NOUN
ajfa-15149	647	11	delivered	deliver	VERB
ajfa-15149	647	12	on	on	ADP
ajfa-15149	647	13	october	october	PROPN
ajfa-15149	647	14	31	31	NUM
ajfa-15149	647	15	,	,	PUNCT
ajfa-15149	647	16	2008	2008	NUM
ajfa-15149	647	17	,	,	PUNCT
ajfa-15149	647	18	at	at	ADP
ajfa-15149	647	19	aligarh	aligarh	PROPN
ajfa-15149	647	20	,	,	PUNCT
ajfa-15149	647	21	india	india	PROPN
ajfa-15149	647	22	,	,	PUNCT
ajfa-15149	647	23	which	which	PRON
ajfa-15149	647	24	is	be	AUX
ajfa-15149	647	25	available	available	ADJ
ajfa-15149	647	26	at	at	ADP
ajfa-15149	647	27	:	:	PUNCT
ajfa-15149	647	28	http://ierc.sbu.ac.ir/file/article/current%20financial%20crisis%20and%20isla	http://ierc.sbu.ac.ir/file/article/current%20financial%20crisis%20and%20isla	ADJ
ajfa-15149	647	29	mic%20economics_92999.pdf	mic%20economics_92999.pdf	ADJ
ajfa-15149	647	30	tabash	tabash	NOUN
ajfa-15149	647	31	m.i	m.i	PROPN
ajfa-15149	647	32	.	.	PROPN
ajfa-15149	647	33	,	,	PUNCT
ajfa-15149	647	34	yahya	yahya	PROPN
ajfa-15149	647	35	a.t	a.t	PROPN
ajfa-15149	647	36	.	.	PROPN
ajfa-15149	647	37	,	,	PUNCT
ajfa-15149	647	38	&	&	CCONJ
ajfa-15149	647	39	akhtar	akhtar	PROPN
ajfa-15149	647	40	,	,	PUNCT
ajfa-15149	647	41	a.	a.	NOUN
ajfa-15149	647	42	(	(	PUNCT
ajfa-15149	647	43	2017	2017	NUM
ajfa-15149	647	44	)	)	PUNCT
ajfa-15149	647	45	.	.	PUNCT
ajfa-15149	648	1	financial	financial	ADJ
ajfa-15149	648	2	performance	performance	NOUN
ajfa-15149	648	3	comparison	comparison	NOUN
ajfa-15149	648	4	of	of	ADP
ajfa-15149	648	5	islamic	islamic	ADJ
ajfa-15149	648	6	and	and	CCONJ
ajfa-15149	648	7	conventional	conventional	ADJ
ajfa-15149	648	8	banks	bank	NOUN
ajfa-15149	648	9	in	in	ADP
ajfa-15149	648	10	the	the	DET
ajfa-15149	648	11	united	united	PROPN
ajfa-15149	648	12	arab	arab	PROPN
ajfa-15149	648	13	emirates	emirates	PROPN
ajfa-15149	648	14	(	(	PUNCT
ajfa-15149	648	15	uae	uae	PROPN
ajfa-15149	648	16	)	)	PUNCT
ajfa-15149	648	17	.	.	PUNCT
ajfa-15149	649	1	1st	1st	ADJ
ajfa-15149	649	2	international	international	ADJ
ajfa-15149	649	3	conference	conference	NOUN
ajfa-15149	649	4	on	on	ADP
ajfa-15149	649	5	advances	advance	NOUN
ajfa-15149	649	6	in	in	ADP
ajfa-15149	649	7	business	business	NOUN
ajfa-15149	649	8	management	management	NOUN
ajfa-15149	649	9	and	and	CCONJ
ajfa-15149	649	10	law	law	NOUN
ajfa-15149	649	11	(	(	PUNCT
ajfa-15149	649	12	2017	2017	NUM
ajfa-15149	649	13	)	)	PUNCT
ajfa-15149	649	14	,	,	PUNCT
ajfa-15149	649	15	volume	volume	NOUN
ajfa-15149	649	16	2017	2017	NUM
ajfa-15149	649	17	.	.	PUNCT
ajfa-15149	650	1	icabml	icabml	ADJ
ajfa-15149	650	2	conference	conference	NOUN
ajfa-15149	650	3	proceedings	proceeding	NOUN
ajfa-15149	650	4	issn	issn	VERB
ajfa-15149	650	5	2523	2523	NUM
ajfa-15149	650	6	-	-	SYM
ajfa-15149	650	7	6547	6547	NUM
ajfa-15149	650	8	.	.	PUNCT
ajfa-15149	651	1	https://doi.org/10.30585/icabml-cp.v1i1.39	https://doi.org/10.30585/icabml-cp.v1i1.39	NOUN
ajfa-15149	651	2	tandelilin	tandelilin	PROPN
ajfa-15149	651	3	,	,	PUNCT
ajfa-15149	651	4	e.	e.	PROPN
ajfa-15149	651	5	,	,	PUNCT
ajfa-15149	651	6	kaaro	kaaro	PROPN
ajfa-15149	651	7	,	,	PUNCT
ajfa-15149	651	8	h.	h.	PROPN
ajfa-15149	651	9	,	,	PUNCT
ajfa-15149	651	10	mahadwartha	mahadwartha	PROPN
ajfa-15149	651	11	,	,	PUNCT
ajfa-15149	651	12	p.a	p.a	PROPN
ajfa-15149	651	13	.	.	PROPN
ajfa-15149	651	14	,	,	PUNCT
ajfa-15149	651	15	&	&	CCONJ
ajfa-15149	651	16	supriyatna	supriyatna	PROPN
ajfa-15149	651	17	.	.	PUNCT
ajfa-15149	652	1	(	(	PUNCT
ajfa-15149	652	2	2007	2007	NUM
ajfa-15149	652	3	)	)	PUNCT
ajfa-15149	652	4	.	.	PUNCT
ajfa-15149	653	1	corporate	corporate	ADJ
ajfa-15149	653	2	governance	governance	NOUN
ajfa-15149	653	3	,	,	PUNCT
ajfa-15149	653	4	asian	asian	ADJ
ajfa-15149	653	5	journal	journal	NOUN
ajfa-15149	653	6	of	of	ADP
ajfa-15149	653	7	finance	finance	PROPN
ajfa-15149	653	8	&	&	CCONJ
ajfa-15149	653	9	accounting	accounting	PROPN
ajfa-15149	653	10	issn	issn	PROPN
ajfa-15149	653	11	1946	1946	NUM
ajfa-15149	653	12	-	-	PUNCT
ajfa-15149	653	13	052x	052x	PROPN
ajfa-15149	653	14	2019	2019	NUM
ajfa-15149	653	15	,	,	PUNCT
ajfa-15149	653	16	vol	vol	NOUN
ajfa-15149	653	17	.	.	PROPN
ajfa-15149	653	18	11	11	NUM
ajfa-15149	653	19	,	,	PUNCT
ajfa-15149	653	20	no	no	INTJ
ajfa-15149	653	21	.	.	NOUN
ajfa-15149	653	22	2	2	NUM
ajfa-15149	653	23	ajfa.macrothink.org/	ajfa.macrothink.org/	NOUN
ajfa-15149	653	24	26	26	NUM
ajfa-15149	653	25	risk	risk	NOUN
ajfa-15149	653	26	management	management	NOUN
ajfa-15149	653	27	,	,	PUNCT
ajfa-15149	653	28	and	and	CCONJ
ajfa-15149	653	29	bank	bank	NOUN
ajfa-15149	653	30	performance	performance	NOUN
ajfa-15149	653	31	:	:	PUNCT
ajfa-15149	653	32	does	do	VERB
ajfa-15149	653	33	type	type	NOUN
ajfa-15149	653	34	of	of	ADP
ajfa-15149	653	35	ownership	ownership	NOUN
ajfa-15149	653	36	matter	matter	NOUN
ajfa-15149	653	37	?	?	PUNCT
ajfa-15149	654	1	eadn	eadn	NOUN
ajfa-15149	654	2	working	working	PROPN
ajfa-15149	654	3	paper	paper	NOUN
ajfa-15149	654	4	no	no	INTJ
ajfa-15149	654	5	.	.	PROPN
ajfa-15149	655	1	34	34	NUM
ajfa-15149	655	2	.	.	X
ajfa-15149	656	1	tanimulislam	tanimulislam	PROPN
ajfa-15149	656	2	,	,	PUNCT
ajfa-15149	656	3	m.	m.	NOUN
ajfa-15149	656	4	,	,	PUNCT
ajfa-15149	656	5	&	&	CCONJ
ajfa-15149	656	6	ashrafuzzaman	ashrafuzzaman	PROPN
ajfa-15149	656	7	,	,	PUNCT
ajfa-15149	656	8	m.	m.	NOUN
ajfa-15149	656	9	(	(	PUNCT
ajfa-15149	656	10	2015	2015	NUM
ajfa-15149	656	11	)	)	PUNCT
ajfa-15149	656	12	.	.	PUNCT
ajfa-15149	657	1	a	a	DET
ajfa-15149	657	2	comparative	comparative	ADJ
ajfa-15149	657	3	study	study	NOUN
ajfa-15149	657	4	of	of	ADP
ajfa-15149	657	5	islamic	islamic	ADJ
ajfa-15149	657	6	and	and	CCONJ
ajfa-15149	657	7	conventional	conventional	ADJ
ajfa-15149	657	8	banking	banking	NOUN
ajfa-15149	657	9	in	in	ADP
ajfa-15149	657	10	bangladesh	bangladesh	NOUN
ajfa-15149	657	11	:	:	PUNCT
ajfa-15149	657	12	camel	camel	NOUN
ajfa-15149	657	13	analysis	analysis	NOUN
ajfa-15149	657	14	.	.	PUNCT
ajfa-15149	658	1	journal	journal	PROPN
ajfa-15149	658	2	of	of	ADP
ajfa-15149	658	3	business	business	NOUN
ajfa-15149	658	4	and	and	CCONJ
ajfa-15149	658	5	technology	technology	NOUN
ajfa-15149	658	6	,	,	PUNCT
ajfa-15149	658	7	x(1	x(1	PROPN
ajfa-15149	658	8	)	)	PUNCT
ajfa-15149	658	9	,	,	PUNCT
ajfa-15149	658	10	73	73	NUM
ajfa-15149	658	11	-	-	SYM
ajfa-15149	658	12	91	91	NUM
ajfa-15149	658	13	.	.	PUNCT
ajfa-15149	659	1	https://doi.org/10.3329/jbt.v10i1.26907	https://doi.org/10.3329/jbt.v10i1.26907	PROPN
ajfa-15149	659	2	tarawneh	tarawneh	PROPN
ajfa-15149	659	3	,	,	PUNCT
ajfa-15149	659	4	m.	m.	NOUN
ajfa-15149	659	5	(	(	PUNCT
ajfa-15149	659	6	2006	2006	NUM
ajfa-15149	659	7	)	)	PUNCT
ajfa-15149	659	8	.	.	PUNCT
ajfa-15149	660	1	a	a	DET
ajfa-15149	660	2	comparison	comparison	NOUN
ajfa-15149	660	3	of	of	ADP
ajfa-15149	660	4	financial	financial	ADJ
ajfa-15149	660	5	performance	performance	NOUN
ajfa-15149	660	6	in	in	ADP
ajfa-15149	660	7	the	the	DET
ajfa-15149	660	8	banking	banking	NOUN
ajfa-15149	660	9	sector	sector	NOUN
ajfa-15149	660	10	:	:	PUNCT
ajfa-15149	660	11	some	some	DET
ajfa-15149	660	12	evidence	evidence	NOUN
ajfa-15149	660	13	from	from	ADP
ajfa-15149	660	14	omani	omani	ADJ
ajfa-15149	660	15	commercial	commercial	ADJ
ajfa-15149	660	16	banks	bank	NOUN
ajfa-15149	660	17	.	.	PUNCT
ajfa-15149	661	1	international	international	ADJ
ajfa-15149	661	2	research	research	PROPN
ajfa-15149	661	3	journal	journal	NOUN
ajfa-15149	661	4	of	of	ADP
ajfa-15149	661	5	finance	finance	NOUN
ajfa-15149	661	6	and	and	CCONJ
ajfa-15149	661	7	economics	economic	NOUN
ajfa-15149	661	8	,	,	PUNCT
ajfa-15149	661	9	3	3	NUM
ajfa-15149	661	10	,	,	PUNCT
ajfa-15149	661	11	101	101	NUM
ajfa-15149	661	12	-	-	SYM
ajfa-15149	661	13	112	112	NUM
ajfa-15149	661	14	.	.	PUNCT
ajfa-15149	662	1	teker	teker	NOUN
ajfa-15149	662	2	,	,	PUNCT
ajfa-15149	662	3	s.	s.	PROPN
ajfa-15149	662	4	,	,	PUNCT
ajfa-15149	662	5	teker	teker	NOUN
ajfa-15149	662	6	,	,	PUNCT
ajfa-15149	662	7	d.	d.	PROPN
ajfa-15149	662	8	,	,	PUNCT
ajfa-15149	662	9	&	&	CCONJ
ajfa-15149	662	10	kent	kent	PROPN
ajfa-15149	662	11	,	,	PUNCT
ajfa-15149	662	12	o.	o.	PROPN
ajfa-15149	662	13	(	(	PUNCT
ajfa-15149	662	14	2011	2011	NUM
ajfa-15149	662	15	)	)	PUNCT
ajfa-15149	662	16	.	.	PUNCT
ajfa-15149	663	1	measuring	measure	VERB
ajfa-15149	663	2	commercial	commercial	ADJ
ajfa-15149	663	3	banks	bank	NOUN
ajfa-15149	663	4	’	'	PUNCT
ajfa-15149	663	5	performance	performance	NOUN
ajfa-15149	663	6	in	in	ADP
ajfa-15149	663	7	turkey	turkey	PROPN
ajfa-15149	663	8	:	:	PUNCT
ajfa-15149	663	9	a	a	DET
ajfa-15149	663	10	proposed	propose	VERB
ajfa-15149	663	11	model	model	NOUN
ajfa-15149	663	12	.	.	PUNCT
ajfa-15149	664	1	journal	journal	PROPN
ajfa-15149	664	2	of	of	ADP
ajfa-15149	664	3	applied	apply	VERB
ajfa-15149	664	4	finance	finance	NOUN
ajfa-15149	664	5	and	and	CCONJ
ajfa-15149	664	6	banking	banking	NOUN
ajfa-15149	664	7	,	,	PUNCT
ajfa-15149	664	8	1(3	1(3	NUM
ajfa-15149	664	9	)	)	PUNCT
ajfa-15149	664	10	,	,	PUNCT
ajfa-15149	664	11	97	97	NUM
ajfa-15149	664	12	-	-	SYM
ajfa-15149	664	13	112	112	NUM
ajfa-15149	664	14	.	.	PUNCT
ajfa-15149	665	1	thomi	thomi	PROPN
ajfa-15149	665	2	,	,	PUNCT
ajfa-15149	665	3	d.k	d.k	PROPN
ajfa-15149	665	4	.	.	PROPN
ajfa-15149	665	5	(	(	PUNCT
ajfa-15149	665	6	2014	2014	NUM
ajfa-15149	665	7	)	)	PUNCT
ajfa-15149	665	8	.	.	PUNCT
ajfa-15149	666	1	the	the	DET
ajfa-15149	666	2	effect	effect	NOUN
ajfa-15149	666	3	of	of	ADP
ajfa-15149	666	4	islamic	islamic	ADJ
ajfa-15149	666	5	banking	banking	NOUN
ajfa-15149	666	6	products	product	NOUN
ajfa-15149	666	7	on	on	ADP
ajfa-15149	666	8	financial	financial	ADJ
ajfa-15149	666	9	performance	performance	NOUN
ajfa-15149	666	10	of	of	ADP
ajfa-15149	666	11	commercial	commercial	ADJ
ajfa-15149	666	12	banks	bank	NOUN
ajfa-15149	666	13	in	in	ADP
ajfa-15149	666	14	kenya	kenya	PROPN
ajfa-15149	666	15	.	.	PUNCT
ajfa-15149	667	1	doctoral	doctoral	ADJ
ajfa-15149	667	2	thesis	thesis	NOUN
ajfa-15149	667	3	,	,	PUNCT
ajfa-15149	667	4	editor	editor	NOUN
ajfa-15149	667	5	:	:	PUNCT
ajfa-15149	667	6	university	university	NOUN
ajfa-15149	667	7	of	of	ADP
ajfa-15149	667	8	nairobi	nairobi	PROPN
ajfa-15149	667	9	,	,	PUNCT
ajfa-15149	667	10	collections	collection	NOUN
ajfa-15149	667	11	:	:	PUNCT
ajfa-15149	667	12	college	college	NOUN
ajfa-15149	667	13	of	of	ADP
ajfa-15149	667	14	humanities	humanity	NOUN
ajfa-15149	667	15	and	and	CCONJ
ajfa-15149	667	16	social	social	ADJ
ajfa-15149	667	17	sciences	science	NOUN
ajfa-15149	667	18	(	(	PUNCT
ajfa-15149	667	19	chss	chss	NOUN
ajfa-15149	667	20	)	)	PUNCT
ajfa-15149	668	1	[	[	X
ajfa-15149	668	2	23318	23318	NUM
ajfa-15149	668	3	]	]	PUNCT
ajfa-15149	668	4	.	.	PUNCT
ajfa-15149	669	1	tlemsani	tlemsani	PROPN
ajfa-15149	669	2	,	,	PUNCT
ajfa-15149	669	3	i.	i.	PROPN
ajfa-15149	669	4	,	,	PUNCT
ajfa-15149	669	5	&	&	CCONJ
ajfa-15149	669	6	al	al	PROPN
ajfa-15149	669	7	-	-	PUNCT
ajfa-15149	669	8	suwaidi	suwaidi	PROPN
ajfa-15149	669	9	,	,	PUNCT
ajfa-15149	669	10	h.	h.	PROPN
ajfa-15149	669	11	(	(	PUNCT
ajfa-15149	669	12	2016	2016	NUM
ajfa-15149	669	13	)	)	PUNCT
ajfa-15149	669	14	.	.	PUNCT
ajfa-15149	670	1	comparative	comparative	ADJ
ajfa-15149	670	2	analysis	analysis	NOUN
ajfa-15149	670	3	of	of	ADP
ajfa-15149	670	4	islamic	islamic	ADJ
ajfa-15149	670	5	and	and	CCONJ
ajfa-15149	670	6	conventional	conventional	ADJ
ajfa-15149	670	7	banks	bank	NOUN
ajfa-15149	670	8	in	in	ADP
ajfa-15149	670	9	the	the	DET
ajfa-15149	670	10	uae	uae	PROPN
ajfa-15149	670	11	during	during	ADP
ajfa-15149	670	12	the	the	DET
ajfa-15149	670	13	financial	financial	ADJ
ajfa-15149	670	14	crisis	crisis	NOUN
ajfa-15149	670	15	.	.	PUNCT
ajfa-15149	671	1	asian	asian	ADJ
ajfa-15149	671	2	economic	economic	ADJ
ajfa-15149	671	3	and	and	CCONJ
ajfa-15149	671	4	financial	financial	ADJ
ajfa-15149	671	5	review	review	NOUN
ajfa-15149	671	6	,	,	PUNCT
ajfa-15149	671	7	6(6	6(6	NOUN
ajfa-15149	671	8	)	)	PUNCT
ajfa-15149	671	9	,	,	PUNCT
ajfa-15149	671	10	298309	298309	NUM
ajfa-15149	671	11	.	.	PUNCT
ajfa-15149	672	1	https://doi.org/10.18488/journal.aefr/2016.6.6/102.6.298.309	https://doi.org/10.18488/journal.aefr/2016.6.6/102.6.298.309	PROPN
ajfa-15149	672	2	toumi	toumi	PROPN
ajfa-15149	672	3	,	,	PUNCT
ajfa-15149	672	4	k.	k.	PROPN
ajfa-15149	672	5	,	,	PUNCT
ajfa-15149	672	6	viviani	viviani	PROPN
ajfa-15149	672	7	,	,	PUNCT
ajfa-15149	672	8	j.l	j.l	PROPN
ajfa-15149	672	9	.	.	PROPN
ajfa-15149	672	10	,	,	PUNCT
ajfa-15149	672	11	&	&	CCONJ
ajfa-15149	672	12	belkacem	belkacem	PROPN
ajfa-15149	672	13	,	,	PUNCT
ajfa-15149	672	14	l.	l.	PROPN
ajfa-15149	672	15	(	(	PUNCT
ajfa-15149	672	16	2008	2008	NUM
ajfa-15149	672	17	)	)	PUNCT
ajfa-15149	672	18	.	.	PUNCT
ajfa-15149	673	1	a	a	DET
ajfa-15149	673	2	comparison	comparison	NOUN
ajfa-15149	673	3	of	of	ADP
ajfa-15149	673	4	leverage	leverage	NOUN
ajfa-15149	673	5	and	and	CCONJ
ajfa-15149	673	6	profitability	profitability	NOUN
ajfa-15149	673	7	of	of	ADP
ajfa-15149	673	8	islamic	islamic	ADJ
ajfa-15149	673	9	and	and	CCONJ
ajfa-15149	673	10	conventional	conventional	ADJ
ajfa-15149	673	11	banks	bank	NOUN
ajfa-15149	673	12	,	,	PUNCT
ajfa-15149	673	13	international	international	ADJ
ajfa-15149	673	14	conference	conference	NOUN
ajfa-15149	673	15	of	of	ADP
ajfa-15149	673	16	the	the	DET
ajfa-15149	673	17	french	french	ADJ
ajfa-15149	673	18	finance	finance	NOUN
ajfa-15149	673	19	association	association	NOUN
ajfa-15149	673	20	(	(	PUNCT
ajfa-15149	673	21	affi	affi	PROPN
ajfa-15149	673	22	)	)	PUNCT
ajfa-15149	673	23	,	,	PUNCT
ajfa-15149	673	24	p.	p.	NOUN
ajfa-15149	673	25	11	11	NUM
ajfa-15149	673	26	-	-	SYM
ajfa-15149	673	27	13	13	NUM
ajfa-15149	673	28	.	.	PUNCT
ajfa-15149	674	1	turen	turen	PROPN
ajfa-15149	674	2	,	,	PUNCT
ajfa-15149	674	3	s.	s.	PROPN
ajfa-15149	674	4	(	(	PUNCT
ajfa-15149	674	5	1996	1996	NUM
ajfa-15149	674	6	)	)	PUNCT
ajfa-15149	674	7	.	.	PUNCT
ajfa-15149	675	1	performance	performance	NOUN
ajfa-15149	675	2	and	and	CCONJ
ajfa-15149	675	3	risk	risk	VERB
ajfa-15149	675	4	analysis	analysis	NOUN
ajfa-15149	675	5	of	of	ADP
ajfa-15149	675	6	the	the	DET
ajfa-15149	675	7	islamic	islamic	ADJ
ajfa-15149	675	8	banks	bank	NOUN
ajfa-15149	675	9	:	:	PUNCT
ajfa-15149	675	10	the	the	DET
ajfa-15149	675	11	case	case	NOUN
ajfa-15149	675	12	of	of	ADP
ajfa-15149	675	13	bahrain	bahrain	PROPN
ajfa-15149	675	14	islamic	islamic	PROPN
ajfa-15149	675	15	bank	bank	PROPN
ajfa-15149	675	16	.	.	PUNCT
ajfa-15149	676	1	journal	journal	PROPN
ajfa-15149	676	2	of	of	ADP
ajfa-15149	676	3	king	king	PROPN
ajfa-15149	676	4	abdulaziz	abdulaziz	PROPN
ajfa-15149	676	5	university	university	PROPN
ajfa-15149	676	6	:	:	PUNCT
ajfa-15149	676	7	islamic	islamic	ADJ
ajfa-15149	676	8	economics	economic	NOUN
ajfa-15149	676	9	,	,	PUNCT
ajfa-15149	676	10	8	8	NUM
ajfa-15149	676	11	,	,	PUNCT
ajfa-15149	676	12	3	3	NUM
ajfa-15149	676	13	-	-	SYM
ajfa-15149	676	14	13	13	NUM
ajfa-15149	676	15	.	.	PUNCT
ajfa-15149	677	1	https://doi.org/10.4197/islec.7-1.1	https://doi.org/10.4197/islec.7-1.1	ADJ
ajfa-15149	677	2	vakkuri	vakkuri	NOUN
ajfa-15149	677	3	,	,	PUNCT
ajfa-15149	677	4	j.	j.	PROPN
ajfa-15149	677	5	,	,	PUNCT
ajfa-15149	677	6	&	&	CCONJ
ajfa-15149	677	7	meklin	meklin	PROPN
ajfa-15149	677	8	,	,	PUNCT
ajfa-15149	677	9	p.	p.	NOUN
ajfa-15149	677	10	(	(	PUNCT
ajfa-15149	677	11	2006	2006	NUM
ajfa-15149	677	12	)	)	PUNCT
ajfa-15149	677	13	.	.	PUNCT
ajfa-15149	678	1	ambiguity	ambiguity	NOUN
ajfa-15149	678	2	in	in	ADP
ajfa-15149	678	3	performance	performance	NOUN
ajfa-15149	678	4	measurement	measurement	NOUN
ajfa-15149	678	5	:	:	PUNCT
ajfa-15149	678	6	a	a	DET
ajfa-15149	678	7	theoretical	theoretical	ADJ
ajfa-15149	678	8	approach	approach	NOUN
ajfa-15149	678	9	to	to	ADP
ajfa-15149	678	10	organisational	organisational	ADJ
ajfa-15149	678	11	uses	use	NOUN
ajfa-15149	678	12	of	of	ADP
ajfa-15149	678	13	performance	performance	NOUN
ajfa-15149	678	14	measurement	measurement	NOUN
ajfa-15149	678	15	.	.	PUNCT
ajfa-15149	679	1	financial	financial	ADJ
ajfa-15149	679	2	accountability	accountability	NOUN
ajfa-15149	679	3	and	and	CCONJ
ajfa-15149	679	4	management	management	NOUN
ajfa-15149	679	5	,	,	PUNCT
ajfa-15149	679	6	22(3	22(3	NUM
ajfa-15149	679	7	)	)	PUNCT
ajfa-15149	679	8	,	,	PUNCT
ajfa-15149	679	9	235	235	NUM
ajfa-15149	679	10	-	-	SYM
ajfa-15149	679	11	250	250	NUM
ajfa-15149	679	12	.	.	PUNCT
ajfa-15149	680	1	https://doi.org/10.1111/j.0267-4424.2006.00401.x	https://doi.org/10.1111/j.0267-4424.2006.00401.x	NOUN
ajfa-15149	680	2	waseem	waseem	PROPN
ajfa-15149	680	3	,	,	PUNCT
ajfa-15149	680	4	a.	a.	NOUN
ajfa-15149	680	5	(	(	PUNCT
ajfa-15149	680	6	2008	2008	NUM
ajfa-15149	680	7	)	)	PUNCT
ajfa-15149	680	8	.	.	PUNCT
ajfa-15149	681	1	islamic	islamic	ADJ
ajfa-15149	681	2	banking	banking	NOUN
ajfa-15149	681	3	in	in	ADP
ajfa-15149	681	4	the	the	DET
ajfa-15149	681	5	united	united	ADJ
ajfa-15149	681	6	kingdom	kingdom	PROPN
ajfa-15149	681	7	:	:	PUNCT
ajfa-15149	681	8	opportunities	opportunity	NOUN
ajfa-15149	681	9	and	and	CCONJ
ajfa-15149	681	10	challenges	challenge	NOUN
ajfa-15149	681	11	,	,	PUNCT
ajfa-15149	681	12	msc	msc	PROPN
ajfa-15149	681	13	thesis	thesis	PROPN
ajfa-15149	681	14	,	,	PUNCT
ajfa-15149	681	15	kingston	kingston	PROPN
ajfa-15149	681	16	university	university	PROPN
ajfa-15149	681	17	,	,	PUNCT
ajfa-15149	681	18	london	london	PROPN
ajfa-15149	681	19	.	.	PUNCT
ajfa-15149	681	20	wasiuzzaman	wasiuzzaman	PROPN
ajfa-15149	681	21	,	,	PUNCT
ajfa-15149	681	22	s.	s.	PROPN
ajfa-15149	681	23	,	,	PUNCT
ajfa-15149	681	24	&	&	CCONJ
ajfa-15149	681	25	gunasegavan	gunasegavan	PROPN
ajfa-15149	681	26	,	,	PUNCT
ajfa-15149	681	27	u.n	u.n	PROPN
ajfa-15149	681	28	.	.	PROPN
ajfa-15149	681	29	(	(	PUNCT
ajfa-15149	681	30	2013	2013	NUM
ajfa-15149	681	31	)	)	PUNCT
ajfa-15149	681	32	.	.	PUNCT
ajfa-15149	682	1	comparative	comparative	ADJ
ajfa-15149	682	2	study	study	NOUN
ajfa-15149	682	3	of	of	ADP
ajfa-15149	682	4	the	the	DET
ajfa-15149	682	5	performance	performance	NOUN
ajfa-15149	682	6	of	of	ADP
ajfa-15149	682	7	islamic	islamic	ADJ
ajfa-15149	682	8	and	and	CCONJ
ajfa-15149	682	9	conventional	conventional	ADJ
ajfa-15149	682	10	banks	bank	NOUN
ajfa-15149	682	11	:	:	PUNCT
ajfa-15149	682	12	the	the	DET
ajfa-15149	682	13	case	case	NOUN
ajfa-15149	682	14	of	of	ADP
ajfa-15149	682	15	malaysia	malaysia	PROPN
ajfa-15149	682	16	.	.	PUNCT
ajfa-15149	683	1	humanomics	humanomic	NOUN
ajfa-15149	683	2	,	,	PUNCT
ajfa-15149	683	3	29(1	29(1	NUM
ajfa-15149	683	4	)	)	PUNCT
ajfa-15149	683	5	,	,	PUNCT
ajfa-15149	683	6	43	43	NUM
ajfa-15149	683	7	-	-	SYM
ajfa-15149	683	8	60	60	NUM
ajfa-15149	683	9	.	.	PUNCT
ajfa-15149	684	1	https://doi.org/10.1108/08288661311299312	https://doi.org/10.1108/08288661311299312	PROPN
ajfa-15149	684	2	webb	webb	PROPN
ajfa-15149	684	3	,	,	PUNCT
ajfa-15149	684	4	r.m	r.m	PROPN
ajfa-15149	684	5	.	.	PROPN
ajfa-15149	684	6	(	(	PUNCT
ajfa-15149	684	7	2003	2003	NUM
ajfa-15149	684	8	)	)	PUNCT
ajfa-15149	684	9	.	.	PUNCT
ajfa-15149	684	10	levels	level	NOUN
ajfa-15149	684	11	of	of	ADP
ajfa-15149	684	12	efficiency	efficiency	NOUN
ajfa-15149	684	13	in	in	ADP
ajfa-15149	684	14	uk	uk	PROPN
ajfa-15149	684	15	retail	retail	ADJ
ajfa-15149	684	16	banks	bank	NOUN
ajfa-15149	684	17	:	:	PUNCT
ajfa-15149	684	18	a	a	DET
ajfa-15149	684	19	dea	dea	PROPN
ajfa-15149	684	20	window	window	NOUN
ajfa-15149	684	21	analysis	analysis	NOUN
ajfa-15149	684	22	.	.	PUNCT
ajfa-15149	685	1	international	international	ADJ
ajfa-15149	685	2	journal	journal	NOUN
ajfa-15149	685	3	of	of	ADP
ajfa-15149	685	4	the	the	DET
ajfa-15149	685	5	economics	economic	NOUN
ajfa-15149	685	6	of	of	ADP
ajfa-15149	685	7	business	business	NOUN
ajfa-15149	685	8	,	,	PUNCT
ajfa-15149	685	9	10(3	10(3	NUM
ajfa-15149	685	10	)	)	PUNCT
ajfa-15149	685	11	,	,	PUNCT
ajfa-15149	685	12	305	305	NUM
ajfa-15149	685	13	-	-	SYM
ajfa-15149	685	14	322	322	NUM
ajfa-15149	685	15	.	.	PUNCT
ajfa-15149	686	1	https://doi.org/10.1080/1357151032000126256	https://doi.org/10.1080/1357151032000126256	PROPN
ajfa-15149	686	2	weick	weick	PROPN
ajfa-15149	686	3	,	,	PUNCT
ajfa-15149	686	4	k.e	k.e	PROPN
ajfa-15149	686	5	.	.	PROPN
ajfa-15149	686	6	(	(	PUNCT
ajfa-15149	686	7	1995	1995	NUM
ajfa-15149	686	8	)	)	PUNCT
ajfa-15149	686	9	.	.	PUNCT
ajfa-15149	687	1	sense	sense	NOUN
ajfa-15149	687	2	making	make	VERB
ajfa-15149	687	3	in	in	ADP
ajfa-15149	687	4	organizations	organization	NOUN
ajfa-15149	687	5	sage	sage	NOUN
ajfa-15149	687	6	:	:	PUNCT
ajfa-15149	687	7	thousand	thousand	NUM
ajfa-15149	687	8	oaks	oak	NOUN
ajfa-15149	687	9	,	,	PUNCT
ajfa-15149	687	10	california	california	PROPN
ajfa-15149	687	11	.	.	PUNCT
ajfa-15149	688	1	sociology	sociology	NOUN
ajfa-15149	688	2	of	of	ADP
ajfa-15149	688	3	work	work	NOUN
ajfa-15149	688	4	,	,	PUNCT
ajfa-15149	688	5	225	225	NUM
ajfa-15149	688	6	-	-	SYM
ajfa-15149	688	7	232	232	NUM
ajfa-15149	688	8	.	.	PUNCT
ajfa-15149	689	1	editor	editor	NOUN
ajfa-15149	689	2	:	:	PUNCT
ajfa-15149	689	3	laroche	laroche	PROPN
ajfa-15149	689	4	hervé	hervé	PROPN
ajfa-15149	689	5	.	.	PUNCT
ajfa-15149	690	1	yeh	yeh	PROPN
ajfa-15149	690	2	,	,	PUNCT
ajfa-15149	690	3	q.j	q.j	PROPN
ajfa-15149	690	4	.	.	PROPN
ajfa-15149	690	5	(	(	PUNCT
ajfa-15149	690	6	1996	1996	NUM
ajfa-15149	690	7	)	)	PUNCT
ajfa-15149	690	8	.	.	PUNCT
ajfa-15149	691	1	the	the	DET
ajfa-15149	691	2	application	application	NOUN
ajfa-15149	691	3	of	of	ADP
ajfa-15149	691	4	data	datum	NOUN
ajfa-15149	691	5	envelopment	envelopment	ADJ
ajfa-15149	691	6	analysis	analysis	NOUN
ajfa-15149	691	7	in	in	ADP
ajfa-15149	691	8	conjunction	conjunction	NOUN
ajfa-15149	691	9	with	with	ADP
ajfa-15149	691	10	financial	financial	ADJ
ajfa-15149	691	11	ratios	ratio	NOUN
ajfa-15149	691	12	for	for	ADP
ajfa-15149	691	13	bank	bank	NOUN
ajfa-15149	691	14	performance	performance	NOUN
ajfa-15149	691	15	evaluation	evaluation	NOUN
ajfa-15149	691	16	.	.	PUNCT
ajfa-15149	692	1	journal	journal	NOUN
ajfa-15149	692	2	of	of	ADP
ajfa-15149	692	3	the	the	DET
ajfa-15149	692	4	operational	operational	ADJ
ajfa-15149	692	5	research	research	NOUN
ajfa-15149	692	6	society	society	NOUN
ajfa-15149	692	7	,	,	PUNCT
ajfa-15149	692	8	47(8	47(8	NOUN
ajfa-15149	692	9	)	)	PUNCT
ajfa-15149	692	10	,	,	PUNCT
ajfa-15149	692	11	asian	asian	ADJ
ajfa-15149	692	12	journal	journal	NOUN
ajfa-15149	692	13	of	of	ADP
ajfa-15149	692	14	finance	finance	PROPN
ajfa-15149	692	15	&	&	CCONJ
ajfa-15149	692	16	accounting	accounting	PROPN
ajfa-15149	692	17	issn	issn	PROPN
ajfa-15149	692	18	1946	1946	NUM
ajfa-15149	692	19	-	-	PUNCT
ajfa-15149	692	20	052x	052x	PROPN
ajfa-15149	692	21	2019	2019	NUM
ajfa-15149	692	22	,	,	PUNCT
ajfa-15149	692	23	vol	vol	NOUN
ajfa-15149	692	24	.	.	PROPN
ajfa-15149	692	25	11	11	NUM
ajfa-15149	692	26	,	,	PUNCT
ajfa-15149	692	27	no	no	INTJ
ajfa-15149	692	28	.	.	NOUN
ajfa-15149	692	29	2	2	NUM
ajfa-15149	692	30	ajfa.macrothink.org/	ajfa.macrothink.org/	VERB
ajfa-15149	692	31	27	27	NUM
ajfa-15149	692	32	980	980	NUM
ajfa-15149	692	33	-	-	PUNCT
ajfa-15149	692	34	988	988	NUM
ajfa-15149	692	35	.	.	PUNCT
ajfa-15149	693	1	https://doi.org/10.1057/jors.1996.125	https://doi.org/10.1057/jors.1996.125	PROPN
ajfa-15149	693	2	youssef	youssef	PROPN
ajfa-15149	693	3	,	,	PUNCT
ajfa-15149	693	4	w.	w.	PROPN
ajfa-15149	693	5	,	,	PUNCT
ajfa-15149	693	6	&	&	CCONJ
ajfa-15149	693	7	samir	samir	PROPN
ajfa-15149	693	8	,	,	PUNCT
ajfa-15149	693	9	d.	d.	PROPN
ajfa-15149	693	10	(	(	PUNCT
ajfa-15149	693	11	2015	2015	NUM
ajfa-15149	693	12	)	)	PUNCT
ajfa-15149	693	13	.	.	PUNCT
ajfa-15149	694	1	a	a	DET
ajfa-15149	694	2	comparative	comparative	ADJ
ajfa-15149	694	3	analysis	analysis	NOUN
ajfa-15149	694	4	of	of	ADP
ajfa-15149	694	5	islamic	islamic	ADJ
ajfa-15149	694	6	and	and	CCONJ
ajfa-15149	694	7	conventional	conventional	ADJ
ajfa-15149	694	8	banks	bank	NOUN
ajfa-15149	694	9	in	in	ADP
ajfa-15149	694	10	india	india	PROPN
ajfa-15149	694	11	.	.	PUNCT
ajfa-15149	695	1	journal	journal	PROPN
ajfa-15149	695	2	of	of	ADP
ajfa-15149	695	3	finance	finance	NOUN
ajfa-15149	695	4	and	and	CCONJ
ajfa-15149	695	5	economics	economic	NOUN
ajfa-15149	695	6	,	,	PUNCT
ajfa-15149	695	7	5(2	5(2	NUM
ajfa-15149	695	8	)	)	PUNCT
ajfa-15149	695	9	,	,	PUNCT
ajfa-15149	695	10	1	1	NUM
ajfa-15149	695	11	-	-	SYM
ajfa-15149	695	12	16	16	NUM
ajfa-15149	695	13	.	.	PUNCT
ajfa-15149	696	1	yudistira	yudistira	PROPN
ajfa-15149	696	2	,	,	PUNCT
ajfa-15149	696	3	d.	d.	PROPN
ajfa-15149	696	4	(	(	PUNCT
ajfa-15149	696	5	2004	2004	NUM
ajfa-15149	696	6	)	)	PUNCT
ajfa-15149	696	7	.	.	PUNCT
ajfa-15149	697	1	efficiency	efficiency	NOUN
ajfa-15149	697	2	in	in	ADP
ajfa-15149	697	3	islamic	islamic	ADJ
ajfa-15149	697	4	banking	banking	NOUN
ajfa-15149	697	5	:	:	PUNCT
ajfa-15149	697	6	an	an	DET
ajfa-15149	697	7	empirical	empirical	ADJ
ajfa-15149	697	8	analysis	analysis	NOUN
ajfa-15149	697	9	of	of	ADP
ajfa-15149	697	10	18	18	NUM
ajfa-15149	697	11	banks	bank	NOUN
ajfa-15149	697	12	.	.	PUNCT
ajfa-15149	698	1	islamic	islamic	ADJ
ajfa-15149	698	2	economic	economic	ADJ
ajfa-15149	698	3	studies	study	NOUN
ajfa-15149	698	4	,	,	PUNCT
ajfa-15149	698	5	12(1	12(1	NUM
ajfa-15149	698	6	)	)	PUNCT
ajfa-15149	698	7	,	,	PUNCT
ajfa-15149	698	8	1	1	NUM
ajfa-15149	698	9	-	-	SYM
ajfa-15149	698	10	19	19	NUM
ajfa-15149	698	11	.	.	PUNCT
ajfa-15149	699	1	zarrouk	zarrouk	ADV
ajfa-15149	699	2	,	,	PUNCT
ajfa-15149	699	3	h.	h.	PROPN
ajfa-15149	699	4	(	(	PUNCT
ajfa-15149	699	5	2014	2014	NUM
ajfa-15149	699	6	)	)	PUNCT
ajfa-15149	699	7	.	.	PUNCT
ajfa-15149	700	1	the	the	DET
ajfa-15149	700	2	impact	impact	NOUN
ajfa-15149	700	3	of	of	ADP
ajfa-15149	700	4	the	the	DET
ajfa-15149	700	5	international	international	ADJ
ajfa-15149	700	6	financial	financial	ADJ
ajfa-15149	700	7	crisis	crisis	NOUN
ajfa-15149	700	8	on	on	ADP
ajfa-15149	700	9	the	the	DET
ajfa-15149	700	10	performance	performance	NOUN
ajfa-15149	700	11	of	of	ADP
ajfa-15149	700	12	islamic	islamic	ADJ
ajfa-15149	700	13	banks	bank	NOUN
ajfa-15149	700	14	in	in	ADP
ajfa-15149	700	15	mena	mena	PROPN
ajfa-15149	700	16	countries	countries	PROPN
ajfa-15149	700	17	.	.	PUNCT
ajfa-15149	701	1	contemporary	contemporary	ADJ
ajfa-15149	701	2	studies	study	NOUN
ajfa-15149	701	3	in	in	ADP
ajfa-15149	701	4	economic	economic	ADJ
ajfa-15149	701	5	and	and	CCONJ
ajfa-15149	701	6	financial	financial	ADJ
ajfa-15149	701	7	analysis	analysis	NOUN
ajfa-15149	701	8	,	,	PUNCT
ajfa-15149	701	9	emerald	emerald	NOUN
ajfa-15149	701	10	group	group	NOUN
ajfa-15149	701	11	publishing	publishing	PROPN
ajfa-15149	701	12	limited	limit	VERB
ajfa-15149	701	13	,	,	PUNCT
ajfa-15149	701	14	95	95	NUM
ajfa-15149	701	15	,	,	PUNCT
ajfa-15149	701	16	45	45	NUM
ajfa-15149	701	17	-	-	SYM
ajfa-15149	701	18	69	69	NUM
ajfa-15149	701	19	.	.	PUNCT
ajfa-15149	702	1	https://doi.org/10.1108/s15693759(2014)0000095011	https://doi.org/10.1108/s15693759(2014)0000095011	NOUN