id	sid	tid	token	lemma	pos
ajfa-3233	1	1	microsoft	microsoft	PROPN
ajfa-3233	1	2	word	word	NOUN
ajfa-3233	1	3	3233-12224-1-rv-writer2-new.doc	3233-12224-1-rv-writer2-new.doc	NUM
ajfa-3233	1	4	asian	asian	ADJ
ajfa-3233	1	5	journal	journal	NOUN
ajfa-3233	1	6	of	of	ADP
ajfa-3233	1	7	finance	finance	PROPN
ajfa-3233	1	8	&	&	CCONJ
ajfa-3233	1	9	accounting	accounting	PROPN
ajfa-3233	1	10	issn	issn	PROPN
ajfa-3233	1	11	1946	1946	NUM
ajfa-3233	1	12	-	-	PUNCT
ajfa-3233	1	13	052x	052x	NOUN
ajfa-3233	1	14	2013	2013	NUM
ajfa-3233	1	15	,	,	PUNCT
ajfa-3233	1	16	vol	vol	NOUN
ajfa-3233	1	17	.	.	PROPN
ajfa-3233	1	18	5	5	NUM
ajfa-3233	1	19	,	,	PUNCT
ajfa-3233	1	20	no	no	INTJ
ajfa-3233	1	21	.	.	NOUN
ajfa-3233	1	22	1	1	NUM
ajfa-3233	1	23	www.macrothink.org/ajfa	www.macrothink.org/ajfa	NOUN
ajfa-3233	1	24	251	251	NUM
ajfa-3233	1	25	managing	manage	VERB
ajfa-3233	1	26	financing	financing	NOUN
ajfa-3233	1	27	risks	risk	NOUN
ajfa-3233	1	28	in	in	ADP
ajfa-3233	1	29	financial	financial	ADJ
ajfa-3233	1	30	institutions	institution	NOUN
ajfa-3233	1	31	azahari	azahari	NOUN
ajfa-3233	1	32	jamaludin	jamaludin	PROPN
ajfa-3233	1	33	(	(	PUNCT
ajfa-3233	1	34	corresponding	corresponding	ADJ
ajfa-3233	1	35	author	author	NOUN
ajfa-3233	1	36	)	)	PUNCT
ajfa-3233	1	37	universiti	universiti	PROPN
ajfa-3233	1	38	kuala	kuala	PROPN
ajfa-3233	1	39	lumpur	lumpur	PROPN
ajfa-3233	1	40	business	business	PROPN
ajfa-3233	1	41	school	school	PROPN
ajfa-3233	1	42	1016	1016	NUM
ajfa-3233	1	43	jalan	jalan	PROPN
ajfa-3233	1	44	sultan	sultan	PROPN
ajfa-3233	1	45	ismail	ismail	PROPN
ajfa-3233	1	46	,	,	PUNCT
ajfa-3233	1	47	50250	50250	NUM
ajfa-3233	1	48	kuala	kuala	PROPN
ajfa-3233	1	49	lumpur	lumpur	PROPN
ajfa-3233	1	50	,	,	PUNCT
ajfa-3233	1	51	malaysia	malaysia	PROPN
ajfa-3233	1	52	tel	tel	NOUN
ajfa-3233	1	53	:	:	PUNCT
ajfa-3233	1	54	60	60	NUM
ajfa-3233	1	55	-	-	SYM
ajfa-3233	1	56	3	3	NUM
ajfa-3233	1	57	-	-	PUNCT
ajfa-3233	1	58	2681	2681	NUM
ajfa-3233	1	59	-	-	SYM
ajfa-3233	1	60	7347	7347	NUM
ajfa-3233	1	61	e	e	NOUN
ajfa-3233	1	62	-	-	NOUN
ajfa-3233	1	63	mail	mail	NOUN
ajfa-3233	1	64	:	:	PUNCT
ajfa-3233	1	65	bjazahari@bis.unikl.edu.my	bjazahari@bis.unikl.edu.my	PROPN
ajfa-3233	1	66	)	)	PUNCT
ajfa-3233	1	67	fais	fais	PROPN
ajfa-3233	1	68	ahmad	ahmad	PROPN
ajfa-3233	1	69	college	college	PROPN
ajfa-3233	1	70	of	of	ADP
ajfa-3233	1	71	business	business	PROPN
ajfa-3233	1	72	universiti	universiti	PROPN
ajfa-3233	1	73	utara	utara	PROPN
ajfa-3233	1	74	malaysia	malaysia	PROPN
ajfa-3233	1	75	kedah	kedah	PROPN
ajfa-3233	1	76	,	,	PUNCT
ajfa-3233	1	77	malaysia	malaysia	PROPN
ajfa-3233	1	78	.	.	PROPN
ajfa-3233	1	79	received	receive	VERB
ajfa-3233	1	80	:	:	PUNCT
ajfa-3233	1	81	feb	feb	PROPN
ajfa-3233	1	82	.	.	PROPN
ajfa-3233	1	83	9	9	NUM
ajfa-3233	1	84	,	,	PUNCT
ajfa-3233	1	85	2013	2013	NUM
ajfa-3233	1	86	accepted	accept	VERB
ajfa-3233	1	87	:	:	PUNCT
ajfa-3233	1	88	april	april	PROPN
ajfa-3233	1	89	9	9	NUM
ajfa-3233	1	90	,	,	PUNCT
ajfa-3233	1	91	2013	2013	NUM
ajfa-3233	1	92	published	publish	VERB
ajfa-3233	1	93	:	:	PUNCT
ajfa-3233	1	94	june	june	PROPN
ajfa-3233	1	95	1	1	NUM
ajfa-3233	1	96	,	,	PUNCT
ajfa-3233	1	97	2013	2013	NUM
ajfa-3233	1	98	doi:10.5296	doi:10.5296	NOUN
ajfa-3233	1	99	/	/	SYM
ajfa-3233	1	100	ajfa.v5i1.3233	ajfa.v5i1.3233	NUM
ajfa-3233	1	101	url	url	NOUN
ajfa-3233	1	102	:	:	PUNCT
ajfa-3233	1	103	http://dx.doi.org/10.5296/ajfa.v5i1.3233	http://dx.doi.org/10.5296/ajfa.v5i1.3233	X
ajfa-3233	1	104	abstract	abstract	ADJ
ajfa-3233	1	105	the	the	DET
ajfa-3233	1	106	rule	rule	NOUN
ajfa-3233	1	107	of	of	ADP
ajfa-3233	1	108	thumb	thumb	NOUN
ajfa-3233	1	109	for	for	ADP
ajfa-3233	1	110	any	any	DET
ajfa-3233	1	111	business	business	NOUN
ajfa-3233	1	112	decision	decision	NOUN
ajfa-3233	1	113	is	be	AUX
ajfa-3233	1	114	,	,	PUNCT
ajfa-3233	1	115	the	the	PRON
ajfa-3233	1	116	higher	high	ADJ
ajfa-3233	1	117	the	the	DET
ajfa-3233	1	118	risk	risk	NOUN
ajfa-3233	1	119	,	,	PUNCT
ajfa-3233	1	120	the	the	PRON
ajfa-3233	1	121	higher	high	ADJ
ajfa-3233	1	122	the	the	DET
ajfa-3233	1	123	return	return	NOUN
ajfa-3233	1	124	is	be	AUX
ajfa-3233	1	125	and	and	CCONJ
ajfa-3233	1	126	vice	vice	ADV
ajfa-3233	1	127	versa	versa	ADV
ajfa-3233	1	128	.	.	PUNCT
ajfa-3233	2	1	business	business	NOUN
ajfa-3233	2	2	risk	risk	NOUN
ajfa-3233	2	3	is	be	AUX
ajfa-3233	2	4	defined	define	VERB
ajfa-3233	2	5	as	as	ADP
ajfa-3233	2	6	risk	risk	NOUN
ajfa-3233	2	7	arises	arise	VERB
ajfa-3233	2	8	out	out	ADP
ajfa-3233	2	9	of	of	ADP
ajfa-3233	2	10	uncertainty	uncertainty	NOUN
ajfa-3233	2	11	of	of	ADP
ajfa-3233	2	12	future	future	ADJ
ajfa-3233	2	13	events	event	NOUN
ajfa-3233	2	14	.	.	PUNCT
ajfa-3233	3	1	if	if	SCONJ
ajfa-3233	3	2	these	these	DET
ajfa-3233	3	3	events	event	NOUN
ajfa-3233	3	4	are	be	AUX
ajfa-3233	3	5	undesirable	undesirable	ADJ
ajfa-3233	3	6	or	or	CCONJ
ajfa-3233	3	7	unfavorable	unfavorable	ADJ
ajfa-3233	3	8	for	for	ADP
ajfa-3233	3	9	business	business	NOUN
ajfa-3233	3	10	,	,	PUNCT
ajfa-3233	3	11	damages	damage	NOUN
ajfa-3233	3	12	and	and	CCONJ
ajfa-3233	3	13	losses	loss	NOUN
ajfa-3233	3	14	may	may	AUX
ajfa-3233	3	15	happen	happen	VERB
ajfa-3233	3	16	.	.	PUNCT
ajfa-3233	4	1	risk	risk	NOUN
ajfa-3233	4	2	arises	arise	VERB
ajfa-3233	4	3	because	because	SCONJ
ajfa-3233	4	4	it	it	PRON
ajfa-3233	4	5	is	be	AUX
ajfa-3233	4	6	impossible	impossible	ADJ
ajfa-3233	4	7	to	to	PART
ajfa-3233	4	8	forecast	forecast	VERB
ajfa-3233	4	9	risk	risk	NOUN
ajfa-3233	4	10	in	in	ADP
ajfa-3233	4	11	advance	advance	NOUN
ajfa-3233	4	12	whether	whether	SCONJ
ajfa-3233	4	13	and	and	CCONJ
ajfa-3233	4	14	to	to	ADP
ajfa-3233	4	15	what	what	DET
ajfa-3233	4	16	extent	extent	NOUN
ajfa-3233	4	17	a	a	DET
ajfa-3233	4	18	loss	loss	NOUN
ajfa-3233	4	19	will	will	AUX
ajfa-3233	4	20	occur	occur	VERB
ajfa-3233	4	21	.	.	PUNCT
ajfa-3233	5	1	the	the	DET
ajfa-3233	5	2	importance	importance	NOUN
ajfa-3233	5	3	elements	element	NOUN
ajfa-3233	5	4	in	in	ADP
ajfa-3233	5	5	risk	risk	NOUN
ajfa-3233	5	6	-	-	PUNCT
ajfa-3233	5	7	taking	taking	NOUN
ajfa-3233	5	8	are	be	AUX
ajfa-3233	5	9	the	the	DET
ajfa-3233	5	10	hope	hope	NOUN
ajfa-3233	5	11	of	of	ADP
ajfa-3233	5	12	success	success	NOUN
ajfa-3233	5	13	and	and	CCONJ
ajfa-3233	5	14	the	the	DET
ajfa-3233	5	15	fear	fear	NOUN
ajfa-3233	5	16	of	of	ADP
ajfa-3233	5	17	failure	failure	NOUN
ajfa-3233	5	18	.	.	PUNCT
ajfa-3233	6	1	that	that	PRON
ajfa-3233	6	2	is	be	AUX
ajfa-3233	6	3	why	why	SCONJ
ajfa-3233	6	4	it	it	PRON
ajfa-3233	6	5	is	be	AUX
ajfa-3233	6	6	said	say	VERB
ajfa-3233	6	7	that	that	SCONJ
ajfa-3233	6	8	risk	risk	NOUN
ajfa-3233	6	9	is	be	AUX
ajfa-3233	6	10	a	a	DET
ajfa-3233	6	11	no	no	DET
ajfa-3233	6	12	-	-	PUNCT
ajfa-3233	6	13	win	win	NOUN
ajfa-3233	6	14	game	game	NOUN
ajfa-3233	6	15	.	.	PUNCT
ajfa-3233	7	1	for	for	ADP
ajfa-3233	7	2	financial	financial	ADJ
ajfa-3233	7	3	institutions	institution	NOUN
ajfa-3233	7	4	,	,	PUNCT
ajfa-3233	7	5	whether	whether	SCONJ
ajfa-3233	7	6	it	it	PRON
ajfa-3233	7	7	is	be	AUX
ajfa-3233	7	8	conventional	conventional	ADJ
ajfa-3233	7	9	bank	bank	NOUN
ajfa-3233	7	10	or	or	CCONJ
ajfa-3233	7	11	islamic	islamic	PROPN
ajfa-3233	7	12	bank	bank	PROPN
ajfa-3233	7	13	,	,	PUNCT
ajfa-3233	7	14	making	make	VERB
ajfa-3233	7	15	a	a	DET
ajfa-3233	7	16	right	right	ADJ
ajfa-3233	7	17	decision	decision	NOUN
ajfa-3233	7	18	to	to	PART
ajfa-3233	7	19	finance	finance	VERB
ajfa-3233	7	20	is	be	AUX
ajfa-3233	7	21	often	often	ADV
ajfa-3233	7	22	a	a	DET
ajfa-3233	7	23	difficult	difficult	ADJ
ajfa-3233	7	24	task	task	NOUN
ajfa-3233	7	25	to	to	PART
ajfa-3233	7	26	do	do	VERB
ajfa-3233	7	27	and	and	CCONJ
ajfa-3233	7	28	crucial	crucial	ADJ
ajfa-3233	7	29	as	as	ADV
ajfa-3233	7	30	well	well	ADV
ajfa-3233	7	31	.	.	PUNCT
ajfa-3233	8	1	a	a	DET
ajfa-3233	8	2	through	through	ADP
ajfa-3233	8	3	and	and	CCONJ
ajfa-3233	8	4	strict	strict	ADJ
ajfa-3233	8	5	risk	risk	NOUN
ajfa-3233	8	6	appraisal	appraisal	NOUN
ajfa-3233	8	7	of	of	ADP
ajfa-3233	8	8	the	the	DET
ajfa-3233	8	9	business	business	NOUN
ajfa-3233	8	10	must	must	AUX
ajfa-3233	8	11	be	be	AUX
ajfa-3233	8	12	performed	perform	VERB
ajfa-3233	8	13	and	and	CCONJ
ajfa-3233	8	14	if	if	SCONJ
ajfa-3233	8	15	they	they	PRON
ajfa-3233	8	16	are	be	AUX
ajfa-3233	8	17	uncomfortable	uncomfortable	ADJ
ajfa-3233	8	18	in	in	ADP
ajfa-3233	8	19	taking	take	VERB
ajfa-3233	8	20	a	a	DET
ajfa-3233	8	21	certain	certain	ADJ
ajfa-3233	8	22	business	business	NOUN
ajfa-3233	8	23	risk	risk	NOUN
ajfa-3233	8	24	,	,	PUNCT
ajfa-3233	8	25	normally	normally	ADV
ajfa-3233	8	26	they	they	PRON
ajfa-3233	8	27	will	will	AUX
ajfa-3233	8	28	then	then	ADV
ajfa-3233	8	29	insist	insist	VERB
ajfa-3233	8	30	on	on	ADP
ajfa-3233	8	31	certain	certain	ADJ
ajfa-3233	8	32	terms	term	NOUN
ajfa-3233	8	33	and	and	CCONJ
ajfa-3233	8	34	conditions	condition	NOUN
ajfa-3233	8	35	with	with	ADP
ajfa-3233	8	36	protection	protection	NOUN
ajfa-3233	8	37	in	in	ADP
ajfa-3233	8	38	the	the	DET
ajfa-3233	8	39	form	form	NOUN
ajfa-3233	8	40	of	of	ADP
ajfa-3233	8	41	security	security	NOUN
ajfa-3233	8	42	and	and	CCONJ
ajfa-3233	8	43	guarantees	guarantee	NOUN
ajfa-3233	8	44	to	to	PART
ajfa-3233	8	45	overcome	overcome	VERB
ajfa-3233	8	46	the	the	DET
ajfa-3233	8	47	risk	risk	NOUN
ajfa-3233	8	48	identified	identify	VERB
ajfa-3233	8	49	.	.	PUNCT
ajfa-3233	9	1	the	the	DET
ajfa-3233	9	2	objectives	objective	NOUN
ajfa-3233	9	3	of	of	ADP
ajfa-3233	9	4	this	this	DET
ajfa-3233	9	5	research	research	NOUN
ajfa-3233	9	6	is	be	AUX
ajfa-3233	9	7	to	to	PART
ajfa-3233	9	8	understand	understand	VERB
ajfa-3233	9	9	the	the	DET
ajfa-3233	9	10	various	various	ADJ
ajfa-3233	9	11	types	type	NOUN
ajfa-3233	9	12	of	of	ADP
ajfa-3233	9	13	business	business	NOUN
ajfa-3233	9	14	risks	risk	NOUN
ajfa-3233	9	15	attached	attach	VERB
ajfa-3233	9	16	to	to	ADP
ajfa-3233	9	17	different	different	ADJ
ajfa-3233	9	18	businesses	business	NOUN
ajfa-3233	9	19	as	as	ADV
ajfa-3233	9	20	well	well	ADV
ajfa-3233	9	21	as	as	ADP
ajfa-3233	9	22	to	to	PART
ajfa-3233	9	23	acknowledge	acknowledge	VERB
ajfa-3233	9	24	that	that	SCONJ
ajfa-3233	9	25	business	business	NOUN
ajfa-3233	9	26	risk	risk	NOUN
ajfa-3233	9	27	can	can	AUX
ajfa-3233	9	28	be	be	AUX
ajfa-3233	9	29	mitigated	mitigate	VERB
ajfa-3233	9	30	as	as	ADV
ajfa-3233	9	31	well	well	ADV
ajfa-3233	9	32	through	through	ADP
ajfa-3233	9	33	various	various	ADJ
ajfa-3233	9	34	methods	method	NOUN
ajfa-3233	9	35	.	.	PUNCT
ajfa-3233	10	1	keywords	keyword	NOUN
ajfa-3233	10	2	:	:	PUNCT
ajfa-3233	10	3	business	business	NOUN
ajfa-3233	10	4	risks	risk	NOUN
ajfa-3233	10	5	,	,	PUNCT
ajfa-3233	10	6	financial	financial	ADJ
ajfa-3233	10	7	institutions	institution	NOUN
ajfa-3233	10	8	,	,	PUNCT
ajfa-3233	10	9	shareholders	shareholder	NOUN
ajfa-3233	10	10	’	'	PUNCT
ajfa-3233	10	11	risks	risk	NOUN
ajfa-3233	10	12	,	,	PUNCT
ajfa-3233	10	13	industry	industry	NOUN
ajfa-3233	10	14	risks	risk	NOUN
ajfa-3233	10	15	,	,	PUNCT
ajfa-3233	10	16	funds	fund	VERB
ajfa-3233	10	17	diversion	diversion	NOUN
ajfa-3233	10	18	risk	risk	NOUN
ajfa-3233	10	19	.	.	PUNCT
ajfa-3233	11	1	asian	asian	ADJ
ajfa-3233	11	2	journal	journal	PROPN
ajfa-3233	11	3	of	of	ADP
ajfa-3233	11	4	finance	finance	PROPN
ajfa-3233	11	5	&	&	CCONJ
ajfa-3233	11	6	accounting	accounting	PROPN
ajfa-3233	11	7	issn	issn	PROPN
ajfa-3233	11	8	1946	1946	NUM
ajfa-3233	11	9	-	-	PUNCT
ajfa-3233	11	10	052x	052x	NOUN
ajfa-3233	11	11	2013	2013	NUM
ajfa-3233	11	12	,	,	PUNCT
ajfa-3233	11	13	vol	vol	NOUN
ajfa-3233	11	14	.	.	PROPN
ajfa-3233	11	15	5	5	NUM
ajfa-3233	11	16	,	,	PUNCT
ajfa-3233	11	17	no	no	INTJ
ajfa-3233	11	18	.	.	NOUN
ajfa-3233	11	19	1	1	NUM
ajfa-3233	11	20	www.macrothink.org/ajfa	www.macrothink.org/ajfa	NOUN
ajfa-3233	11	21	252	252	NUM
ajfa-3233	11	22	1	1	NUM
ajfa-3233	11	23	.	.	PUNCT
ajfa-3233	12	1	introduction	introduction	NOUN
ajfa-3233	12	2	business	business	NOUN
ajfa-3233	12	3	risk	risk	NOUN
ajfa-3233	12	4	arises	arise	VERB
ajfa-3233	12	5	from	from	ADP
ajfa-3233	12	6	many	many	ADJ
ajfa-3233	12	7	different	different	ADJ
ajfa-3233	12	8	sub	sub	NOUN
ajfa-3233	12	9	-	-	NOUN
ajfa-3233	12	10	risks	risk	NOUN
ajfa-3233	12	11	and	and	CCONJ
ajfa-3233	12	12	the	the	DET
ajfa-3233	12	13	assessment	assessment	NOUN
ajfa-3233	12	14	will	will	AUX
ajfa-3233	12	15	also	also	ADV
ajfa-3233	12	16	be	be	AUX
ajfa-3233	12	17	dependent	dependent	ADJ
ajfa-3233	12	18	on	on	ADP
ajfa-3233	12	19	the	the	DET
ajfa-3233	12	20	type	type	NOUN
ajfa-3233	12	21	and	and	CCONJ
ajfa-3233	12	22	structure	structure	NOUN
ajfa-3233	12	23	of	of	ADP
ajfa-3233	12	24	lending	lending	NOUN
ajfa-3233	12	25	and	and	CCONJ
ajfa-3233	12	26	the	the	DET
ajfa-3233	12	27	time	time	NOUN
ajfa-3233	12	28	horizon	horizon	NOUN
ajfa-3233	12	29	of	of	ADP
ajfa-3233	12	30	the	the	DET
ajfa-3233	12	31	lending	lending	NOUN
ajfa-3233	12	32	.	.	PUNCT
ajfa-3233	13	1	therefore	therefore	ADV
ajfa-3233	13	2	,	,	PUNCT
ajfa-3233	13	3	the	the	DET
ajfa-3233	13	4	level	level	NOUN
ajfa-3233	13	5	of	of	ADP
ajfa-3233	13	6	the	the	DET
ajfa-3233	13	7	financial	financial	ADJ
ajfa-3233	13	8	institutions	institution	NOUN
ajfa-3233	13	9	capital	capital	NOUN
ajfa-3233	13	10	at	at	ADP
ajfa-3233	13	11	risk	risk	NOUN
ajfa-3233	13	12	will	will	AUX
ajfa-3233	13	13	be	be	AUX
ajfa-3233	13	14	reflected	reflect	VERB
ajfa-3233	13	15	through	through	ADP
ajfa-3233	13	16	the	the	DET
ajfa-3233	13	17	profit	profit	NOUN
ajfa-3233	13	18	(	(	PUNCT
ajfa-3233	13	19	islamic	islamic	PROPN
ajfa-3233	13	20	bank	bank	PROPN
ajfa-3233	13	21	)	)	PUNCT
ajfa-3233	13	22	or	or	CCONJ
ajfa-3233	13	23	interest	interest	NOUN
ajfa-3233	13	24	(	(	PUNCT
ajfa-3233	13	25	conventional	conventional	ADJ
ajfa-3233	13	26	bank	bank	NOUN
ajfa-3233	13	27	)	)	PUNCT
ajfa-3233	13	28	spread	spread	VERB
ajfa-3233	13	29	and/or	and/or	CCONJ
ajfa-3233	13	30	effective	effective	ADJ
ajfa-3233	13	31	yield	yield	NOUN
ajfa-3233	13	32	of	of	ADP
ajfa-3233	13	33	the	the	DET
ajfa-3233	13	34	investing	investing	NOUN
ajfa-3233	13	35	or	or	CCONJ
ajfa-3233	13	36	lending	lending	NOUN
ajfa-3233	13	37	relationship	relationship	NOUN
ajfa-3233	13	38	.	.	PUNCT
ajfa-3233	14	1	2	2	X
ajfa-3233	14	2	.	.	X
ajfa-3233	14	3	management	management	NOUN
ajfa-3233	14	4	and	and	CCONJ
ajfa-3233	14	5	shareholders	shareholder	NOUN
ajfa-3233	14	6	’	'	PUNCT
ajfa-3233	14	7	risk	risk	NOUN
ajfa-3233	14	8	character	character	NOUN
ajfa-3233	14	9	of	of	ADP
ajfa-3233	14	10	the	the	DET
ajfa-3233	14	11	management	management	NOUN
ajfa-3233	14	12	(	(	PUNCT
ajfa-3233	14	13	i.e.	i.e.	X
ajfa-3233	14	14	integrity	integrity	NOUN
ajfa-3233	14	15	and	and	CCONJ
ajfa-3233	14	16	dependability	dependability	NOUN
ajfa-3233	14	17	)	)	PUNCT
ajfa-3233	14	18	and	and	CCONJ
ajfa-3233	14	19	capability	capability	NOUN
ajfa-3233	14	20	of	of	ADP
ajfa-3233	14	21	the	the	DET
ajfa-3233	14	22	management	management	NOUN
ajfa-3233	14	23	(	(	PUNCT
ajfa-3233	14	24	i.e.	i.e.	X
ajfa-3233	14	25	business	business	NOUN
ajfa-3233	14	26	experience	experience	NOUN
ajfa-3233	14	27	and	and	CCONJ
ajfa-3233	14	28	business	business	NOUN
ajfa-3233	14	29	connection	connection	NOUN
ajfa-3233	14	30	)	)	PUNCT
ajfa-3233	14	31	are	be	AUX
ajfa-3233	14	32	of	of	ADP
ajfa-3233	14	33	important	important	ADJ
ajfa-3233	14	34	in	in	ADP
ajfa-3233	14	35	providing	provide	VERB
ajfa-3233	14	36	the	the	DET
ajfa-3233	14	37	company	company	NOUN
ajfa-3233	14	38	’s	’s	PART
ajfa-3233	14	39	direction	direction	NOUN
ajfa-3233	14	40	and	and	CCONJ
ajfa-3233	14	41	strategic	strategic	ADJ
ajfa-3233	14	42	plan	plan	NOUN
ajfa-3233	14	43	.	.	PUNCT
ajfa-3233	15	1	excellent	excellent	ADJ
ajfa-3233	15	2	management	management	NOUN
ajfa-3233	15	3	will	will	AUX
ajfa-3233	15	4	be	be	AUX
ajfa-3233	15	5	the	the	DET
ajfa-3233	15	6	comfort	comfort	NOUN
ajfa-3233	15	7	zone	zone	NOUN
ajfa-3233	15	8	for	for	ADP
ajfa-3233	15	9	the	the	DET
ajfa-3233	15	10	banker	banker	NOUN
ajfa-3233	15	11	or	or	CCONJ
ajfa-3233	15	12	investor	investor	NOUN
ajfa-3233	15	13	to	to	PART
ajfa-3233	15	14	even	even	ADV
ajfa-3233	15	15	start	start	VERB
ajfa-3233	15	16	negotiation	negotiation	NOUN
ajfa-3233	15	17	on	on	ADP
ajfa-3233	15	18	the	the	DET
ajfa-3233	15	19	relationship	relationship	NOUN
ajfa-3233	15	20	.	.	PUNCT
ajfa-3233	16	1	the	the	DET
ajfa-3233	16	2	issue	issue	NOUN
ajfa-3233	16	3	of	of	ADP
ajfa-3233	16	4	credibility	credibility	NOUN
ajfa-3233	16	5	in	in	ADP
ajfa-3233	16	6	complying	comply	VERB
ajfa-3233	16	7	the	the	DET
ajfa-3233	16	8	company	company	NOUN
ajfa-3233	16	9	law	law	NOUN
ajfa-3233	16	10	and	and	CCONJ
ajfa-3233	16	11	regulatory	regulatory	ADJ
ajfa-3233	16	12	requirements	requirement	NOUN
ajfa-3233	16	13	,	,	PUNCT
ajfa-3233	16	14	management	management	NOUN
ajfa-3233	16	15	ability	ability	NOUN
ajfa-3233	16	16	to	to	PART
ajfa-3233	16	17	vision	vision	VERB
ajfa-3233	16	18	the	the	DET
ajfa-3233	16	19	future	future	NOUN
ajfa-3233	16	20	,	,	PUNCT
ajfa-3233	16	21	are	be	AUX
ajfa-3233	16	22	basic	basic	ADJ
ajfa-3233	16	23	management	management	NOUN
ajfa-3233	16	24	appraisal	appraisal	NOUN
ajfa-3233	16	25	/	/	SYM
ajfa-3233	16	26	criteria	criterion	NOUN
ajfa-3233	16	27	.	.	PUNCT
ajfa-3233	17	1	the	the	DET
ajfa-3233	17	2	management	management	NOUN
ajfa-3233	17	3	will	will	AUX
ajfa-3233	17	4	determine	determine	VERB
ajfa-3233	17	5	the	the	DET
ajfa-3233	17	6	culture	culture	NOUN
ajfa-3233	17	7	of	of	ADP
ajfa-3233	17	8	the	the	DET
ajfa-3233	17	9	organization	organization	NOUN
ajfa-3233	17	10	.	.	PUNCT
ajfa-3233	18	1	understanding	understanding	NOUN
ajfa-3233	18	2	of	of	ADP
ajfa-3233	18	3	risk	risk	NOUN
ajfa-3233	18	4	associated	associate	VERB
ajfa-3233	18	5	with	with	ADP
ajfa-3233	18	6	management	management	NOUN
ajfa-3233	18	7	and/or	and/or	CCONJ
ajfa-3233	18	8	shareholders	shareholder	NOUN
ajfa-3233	18	9	capability	capability	NOUN
ajfa-3233	18	10	can	can	AUX
ajfa-3233	18	11	be	be	AUX
ajfa-3233	18	12	further	far	ADV
ajfa-3233	18	13	divided	divide	VERB
ajfa-3233	18	14	into	into	ADP
ajfa-3233	18	15	the	the	DET
ajfa-3233	18	16	following	follow	VERB
ajfa-3233	18	17	sub	sub	NOUN
ajfa-3233	18	18	-	-	NOUN
ajfa-3233	18	19	risks	risk	NOUN
ajfa-3233	18	20	:	:	PUNCT
ajfa-3233	18	21	history	history	NOUN
ajfa-3233	18	22	,	,	PUNCT
ajfa-3233	18	23	management	management	NOUN
ajfa-3233	18	24	capability	capability	NOUN
ajfa-3233	18	25	,	,	PUNCT
ajfa-3233	18	26	organization	organization	NOUN
ajfa-3233	18	27	and	and	CCONJ
ajfa-3233	18	28	ownership	ownership	NOUN
ajfa-3233	18	29	.	.	PUNCT
ajfa-3233	19	1	2.1	2.1	NUM
ajfa-3233	19	2	history	history	NOUN
ajfa-3233	19	3	if	if	SCONJ
ajfa-3233	19	4	there	there	PRON
ajfa-3233	19	5	is	be	VERB
ajfa-3233	19	6	an	an	DET
ajfa-3233	19	7	adverse	adverse	ADJ
ajfa-3233	19	8	change	change	NOUN
ajfa-3233	19	9	in	in	ADP
ajfa-3233	19	10	directorship	directorship	NOUN
ajfa-3233	19	11	or	or	CCONJ
ajfa-3233	19	12	management	management	NOUN
ajfa-3233	19	13	team	team	NOUN
ajfa-3233	19	14	,	,	PUNCT
ajfa-3233	19	15	investor	investor	NOUN
ajfa-3233	19	16	or	or	CCONJ
ajfa-3233	19	17	banker	banker	NOUN
ajfa-3233	19	18	must	must	AUX
ajfa-3233	19	19	try	try	VERB
ajfa-3233	19	20	to	to	PART
ajfa-3233	19	21	understand	understand	VERB
ajfa-3233	19	22	the	the	DET
ajfa-3233	19	23	capability	capability	NOUN
ajfa-3233	19	24	and	and	CCONJ
ajfa-3233	19	25	style	style	NOUN
ajfa-3233	19	26	of	of	ADP
ajfa-3233	19	27	the	the	DET
ajfa-3233	19	28	new	new	ADJ
ajfa-3233	19	29	management	management	NOUN
ajfa-3233	19	30	team	team	NOUN
ajfa-3233	19	31	and	and	CCONJ
ajfa-3233	19	32	be	be	AUX
ajfa-3233	19	33	ascertained	ascertain	VERB
ajfa-3233	19	34	whether	whether	SCONJ
ajfa-3233	19	35	they	they	PRON
ajfa-3233	19	36	continue	continue	VERB
ajfa-3233	19	37	to	to	PART
ajfa-3233	19	38	adopt	adopt	VERB
ajfa-3233	19	39	a	a	DET
ajfa-3233	19	40	conservative	conservative	ADJ
ajfa-3233	19	41	or	or	CCONJ
ajfa-3233	19	42	aggressive	aggressive	ADJ
ajfa-3233	19	43	business	business	NOUN
ajfa-3233	19	44	style	style	NOUN
ajfa-3233	19	45	.	.	PUNCT
ajfa-3233	20	1	if	if	SCONJ
ajfa-3233	20	2	the	the	DET
ajfa-3233	20	3	risk	risk	NOUN
ajfa-3233	20	4	assessment	assessment	NOUN
ajfa-3233	20	5	on	on	ADP
ajfa-3233	20	6	the	the	DET
ajfa-3233	20	7	new	new	ADJ
ajfa-3233	20	8	management	management	NOUN
ajfa-3233	20	9	and	and	CCONJ
ajfa-3233	20	10	shareholders	shareholder	NOUN
ajfa-3233	20	11	indicates	indicate	VERB
ajfa-3233	20	12	that	that	SCONJ
ajfa-3233	20	13	the	the	DET
ajfa-3233	20	14	new	new	ADJ
ajfa-3233	20	15	business	business	NOUN
ajfa-3233	20	16	plan	plan	NOUN
ajfa-3233	20	17	will	will	AUX
ajfa-3233	20	18	not	not	PART
ajfa-3233	20	19	be	be	AUX
ajfa-3233	20	20	successfully	successfully	ADV
ajfa-3233	20	21	implemented	implement	VERB
ajfa-3233	20	22	,	,	PUNCT
ajfa-3233	20	23	then	then	ADV
ajfa-3233	20	24	they	they	PRON
ajfa-3233	20	25	might	might	AUX
ajfa-3233	20	26	want	want	VERB
ajfa-3233	20	27	to	to	PART
ajfa-3233	20	28	consider	consider	VERB
ajfa-3233	20	29	terminating	terminate	VERB
ajfa-3233	20	30	the	the	DET
ajfa-3233	20	31	relationship	relationship	NOUN
ajfa-3233	20	32	.	.	PUNCT
ajfa-3233	21	1	this	this	DET
ajfa-3233	21	2	change	change	NOUN
ajfa-3233	21	3	in	in	ADP
ajfa-3233	21	4	management	management	NOUN
ajfa-3233	21	5	can	can	AUX
ajfa-3233	21	6	be	be	AUX
ajfa-3233	21	7	an	an	DET
ajfa-3233	21	8	outcome	outcome	NOUN
ajfa-3233	21	9	from	from	ADP
ajfa-3233	21	10	mergers	merger	NOUN
ajfa-3233	21	11	and/or	and/or	CCONJ
ajfa-3233	21	12	acquisitions	acquisition	NOUN
ajfa-3233	21	13	or	or	CCONJ
ajfa-3233	21	14	from	from	ADP
ajfa-3233	21	15	business	business	NOUN
ajfa-3233	21	16	expansion	expansion	NOUN
ajfa-3233	21	17	.	.	PUNCT
ajfa-3233	22	1	2.2	2.2	NUM
ajfa-3233	22	2	management	management	NOUN
ajfa-3233	22	3	capability	capability	NOUN
ajfa-3233	22	4	investors	investor	NOUN
ajfa-3233	22	5	/	/	SYM
ajfa-3233	22	6	bankers	banker	NOUN
ajfa-3233	22	7	usually	usually	ADV
ajfa-3233	22	8	take	take	VERB
ajfa-3233	22	9	comfort	comfort	NOUN
ajfa-3233	22	10	if	if	SCONJ
ajfa-3233	22	11	they	they	PRON
ajfa-3233	22	12	lend	lend	VERB
ajfa-3233	22	13	to	to	ADP
ajfa-3233	22	14	people	people	NOUN
ajfa-3233	22	15	whom	whom	PRON
ajfa-3233	22	16	they	they	PRON
ajfa-3233	22	17	feel	feel	VERB
ajfa-3233	22	18	can	can	AUX
ajfa-3233	22	19	deliver	deliver	VERB
ajfa-3233	22	20	success	success	NOUN
ajfa-3233	22	21	.	.	PUNCT
ajfa-3233	23	1	judging	judge	VERB
ajfa-3233	23	2	the	the	DET
ajfa-3233	23	3	“	"	PUNCT
ajfa-3233	23	4	genuine	genuine	ADJ
ajfa-3233	23	5	”	"	PUNCT
ajfa-3233	23	6	management	management	NOUN
ajfa-3233	23	7	requires	require	VERB
ajfa-3233	23	8	interpersonal	interpersonal	ADJ
ajfa-3233	23	9	skill	skill	NOUN
ajfa-3233	23	10	and	and	CCONJ
ajfa-3233	23	11	trade	trade	NOUN
ajfa-3233	23	12	checking	checking	NOUN
ajfa-3233	23	13	and	and	CCONJ
ajfa-3233	23	14	this	this	PRON
ajfa-3233	23	15	can	can	AUX
ajfa-3233	23	16	be	be	AUX
ajfa-3233	23	17	done	do	VERB
ajfa-3233	23	18	by	by	ADP
ajfa-3233	23	19	asking	ask	VERB
ajfa-3233	23	20	questions	question	NOUN
ajfa-3233	23	21	on	on	ADP
ajfa-3233	23	22	their	their	PRON
ajfa-3233	23	23	attitude	attitude	NOUN
ajfa-3233	23	24	towards	towards	ADP
ajfa-3233	23	25	risk	risk	NOUN
ajfa-3233	23	26	(	(	PUNCT
ajfa-3233	23	27	always	always	ADV
ajfa-3233	23	28	be	be	AUX
ajfa-3233	23	29	careful	careful	ADJ
ajfa-3233	23	30	with	with	ADP
ajfa-3233	23	31	management	management	NOUN
ajfa-3233	23	32	who	who	PRON
ajfa-3233	23	33	are	be	AUX
ajfa-3233	23	34	in	in	ADP
ajfa-3233	23	35	denial	denial	ADJ
ajfa-3233	23	36	mood	mood	NOUN
ajfa-3233	23	37	)	)	PUNCT
ajfa-3233	23	38	.	.	PUNCT
ajfa-3233	24	1	assessment	assessment	NOUN
ajfa-3233	24	2	on	on	ADP
ajfa-3233	24	3	capability	capability	NOUN
ajfa-3233	24	4	should	should	AUX
ajfa-3233	24	5	include	include	VERB
ajfa-3233	24	6	the	the	DET
ajfa-3233	24	7	experience	experience	NOUN
ajfa-3233	24	8	in	in	ADP
ajfa-3233	24	9	handling	handle	VERB
ajfa-3233	24	10	change	change	NOUN
ajfa-3233	24	11	or	or	CCONJ
ajfa-3233	24	12	adversity	adversity	NOUN
ajfa-3233	24	13	.	.	PUNCT
ajfa-3233	25	1	management	management	NOUN
ajfa-3233	25	2	skills	skill	NOUN
ajfa-3233	25	3	will	will	AUX
ajfa-3233	25	4	affect	affect	VERB
ajfa-3233	25	5	the	the	DET
ajfa-3233	25	6	achievement	achievement	NOUN
ajfa-3233	25	7	of	of	ADP
ajfa-3233	25	8	goals	goal	NOUN
ajfa-3233	25	9	on	on	ADP
ajfa-3233	25	10	growth	growth	NOUN
ajfa-3233	25	11	,	,	PUNCT
ajfa-3233	25	12	profitability	profitability	NOUN
ajfa-3233	25	13	,	,	PUNCT
ajfa-3233	25	14	market	market	NOUN
ajfa-3233	25	15	share	share	NOUN
ajfa-3233	25	16	,	,	PUNCT
ajfa-3233	25	17	stock	stock	NOUN
ajfa-3233	25	18	price	price	NOUN
ajfa-3233	25	19	and	and	CCONJ
ajfa-3233	25	20	dividend	dividend	NOUN
ajfa-3233	25	21	.	.	PUNCT
ajfa-3233	26	1	2.3	2.3	NUM
ajfa-3233	26	2	organization	organization	NOUN
ajfa-3233	26	3	be	be	AUX
ajfa-3233	26	4	clear	clear	ADJ
ajfa-3233	26	5	of	of	ADP
ajfa-3233	26	6	the	the	DET
ajfa-3233	26	7	size	size	NOUN
ajfa-3233	26	8	and	and	CCONJ
ajfa-3233	26	9	layers	layer	NOUN
ajfa-3233	26	10	of	of	ADP
ajfa-3233	26	11	the	the	DET
ajfa-3233	26	12	management	management	NOUN
ajfa-3233	26	13	team	team	NOUN
ajfa-3233	26	14	.	.	PUNCT
ajfa-3233	27	1	the	the	DET
ajfa-3233	27	2	business	business	NOUN
ajfa-3233	27	3	can	can	AUX
ajfa-3233	27	4	be	be	AUX
ajfa-3233	27	5	a	a	DET
ajfa-3233	27	6	part	part	NOUN
ajfa-3233	27	7	of	of	ADP
ajfa-3233	27	8	a	a	DET
ajfa-3233	27	9	larger	large	ADJ
ajfa-3233	27	10	group	group	NOUN
ajfa-3233	27	11	of	of	ADP
ajfa-3233	27	12	companies	company	NOUN
ajfa-3233	27	13	.	.	PUNCT
ajfa-3233	28	1	as	as	ADP
ajfa-3233	28	2	such	such	ADJ
ajfa-3233	28	3	,	,	PUNCT
ajfa-3233	28	4	the	the	DET
ajfa-3233	28	5	investor	investor	NOUN
ajfa-3233	28	6	or	or	CCONJ
ajfa-3233	28	7	banker	banker	NOUN
ajfa-3233	28	8	will	will	AUX
ajfa-3233	28	9	have	have	VERB
ajfa-3233	28	10	to	to	PART
ajfa-3233	28	11	be	be	AUX
ajfa-3233	28	12	clear	clear	ADJ
ajfa-3233	28	13	of	of	ADP
ajfa-3233	28	14	the	the	DET
ajfa-3233	28	15	organizational	organizational	ADJ
ajfa-3233	28	16	role	role	NOUN
ajfa-3233	28	17	and	and	CCONJ
ajfa-3233	28	18	the	the	DET
ajfa-3233	28	19	way	way	NOUN
ajfa-3233	28	20	the	the	DET
ajfa-3233	28	21	business	business	NOUN
ajfa-3233	28	22	decision	decision	NOUN
ajfa-3233	28	23	is	be	AUX
ajfa-3233	28	24	made	make	VERB
ajfa-3233	28	25	.	.	PUNCT
ajfa-3233	29	1	here	here	ADV
ajfa-3233	29	2	,	,	PUNCT
ajfa-3233	29	3	a	a	DET
ajfa-3233	29	4	decision	decision	NOUN
ajfa-3233	29	5	is	be	AUX
ajfa-3233	29	6	based	base	VERB
ajfa-3233	29	7	on	on	ADP
ajfa-3233	29	8	two	two	NUM
ajfa-3233	29	9	key	key	ADJ
ajfa-3233	29	10	influences	influence	NOUN
ajfa-3233	29	11	elements	element	NOUN
ajfa-3233	29	12	,	,	PUNCT
ajfa-3233	29	13	namely	namely	ADV
ajfa-3233	29	14	,	,	PUNCT
ajfa-3233	29	15	the	the	DET
ajfa-3233	29	16	corporate	corporate	ADJ
ajfa-3233	29	17	culture	culture	NOUN
ajfa-3233	29	18	and	and	CCONJ
ajfa-3233	29	19	the	the	DET
ajfa-3233	29	20	different	different	ADJ
ajfa-3233	29	21	role	role	NOUN
ajfa-3233	29	22	of	of	ADP
ajfa-3233	29	23	the	the	DET
ajfa-3233	29	24	legal	legal	ADJ
ajfa-3233	29	25	entity	entity	NOUN
ajfa-3233	29	26	or	or	CCONJ
ajfa-3233	29	27	entities	entity	NOUN
ajfa-3233	29	28	.	.	PUNCT
ajfa-3233	30	1	corporate	corporate	ADJ
ajfa-3233	30	2	culture	culture	NOUN
ajfa-3233	30	3	referred	refer	VERB
ajfa-3233	30	4	to	to	ADP
ajfa-3233	30	5	the	the	DET
ajfa-3233	30	6	flexibility	flexibility	NOUN
ajfa-3233	30	7	or	or	CCONJ
ajfa-3233	30	8	bureaucracy	bureaucracy	NOUN
ajfa-3233	30	9	of	of	ADP
ajfa-3233	30	10	workflow	workflow	NOUN
ajfa-3233	30	11	and	and	CCONJ
ajfa-3233	30	12	decision	decision	NOUN
ajfa-3233	30	13	-	-	PUNCT
ajfa-3233	30	14	making	make	VERB
ajfa-3233	30	15	asian	asian	ADJ
ajfa-3233	30	16	journal	journal	NOUN
ajfa-3233	30	17	of	of	ADP
ajfa-3233	30	18	finance	finance	PROPN
ajfa-3233	30	19	&	&	CCONJ
ajfa-3233	30	20	accounting	accounting	PROPN
ajfa-3233	30	21	issn	issn	PROPN
ajfa-3233	30	22	1946	1946	NUM
ajfa-3233	30	23	-	-	PUNCT
ajfa-3233	30	24	052x	052x	NOUN
ajfa-3233	30	25	2013	2013	NUM
ajfa-3233	30	26	,	,	PUNCT
ajfa-3233	30	27	vol	vol	NOUN
ajfa-3233	30	28	.	.	PROPN
ajfa-3233	30	29	5	5	NUM
ajfa-3233	30	30	,	,	PUNCT
ajfa-3233	30	31	no	no	INTJ
ajfa-3233	30	32	.	.	NOUN
ajfa-3233	30	33	1	1	NUM
ajfa-3233	30	34	www.macrothink.org/ajfa	www.macrothink.org/ajfa	NOUN
ajfa-3233	30	35	253	253	NUM
ajfa-3233	30	36	of	of	ADP
ajfa-3233	30	37	the	the	DET
ajfa-3233	30	38	organization	organization	NOUN
ajfa-3233	30	39	is	be	AUX
ajfa-3233	30	40	part	part	NOUN
ajfa-3233	30	41	and	and	CCONJ
ajfa-3233	30	42	parcel	parcel	NOUN
ajfa-3233	30	43	of	of	ADP
ajfa-3233	30	44	the	the	DET
ajfa-3233	30	45	“	"	PUNCT
ajfa-3233	30	46	culture	culture	NOUN
ajfa-3233	30	47	”	"	PUNCT
ajfa-3233	30	48	of	of	ADP
ajfa-3233	30	49	the	the	DET
ajfa-3233	30	50	business	business	NOUN
ajfa-3233	30	51	.	.	PUNCT
ajfa-3233	31	1	some	some	DET
ajfa-3233	31	2	organization	organization	NOUN
ajfa-3233	31	3	practice	practice	VERB
ajfa-3233	31	4	the	the	DET
ajfa-3233	31	5	culture	culture	NOUN
ajfa-3233	31	6	of	of	ADP
ajfa-3233	31	7	“	"	PUNCT
ajfa-3233	31	8	divide	divide	VERB
ajfa-3233	31	9	and	and	CCONJ
ajfa-3233	31	10	rule	rule	NOUN
ajfa-3233	31	11	”	"	PUNCT
ajfa-3233	31	12	whilst	whilst	SCONJ
ajfa-3233	31	13	some	some	DET
ajfa-3233	31	14	organizations	organization	NOUN
ajfa-3233	31	15	practice	practice	VERB
ajfa-3233	31	16	the	the	DET
ajfa-3233	31	17	teamwork	teamwork	NOUN
ajfa-3233	31	18	style	style	NOUN
ajfa-3233	31	19	.	.	PUNCT
ajfa-3233	32	1	both	both	DET
ajfa-3233	32	2	cultures	culture	NOUN
ajfa-3233	32	3	have	have	VERB
ajfa-3233	32	4	their	their	PRON
ajfa-3233	32	5	good	good	ADJ
ajfa-3233	32	6	points	point	NOUN
ajfa-3233	32	7	provided	provide	VERB
ajfa-3233	32	8	that	that	SCONJ
ajfa-3233	32	9	the	the	DET
ajfa-3233	32	10	management	management	NOUN
ajfa-3233	32	11	has	have	VERB
ajfa-3233	32	12	a	a	DET
ajfa-3233	32	13	strong	strong	ADJ
ajfa-3233	32	14	hold	hold	NOUN
ajfa-3233	32	15	in	in	ADP
ajfa-3233	32	16	maintaining	maintain	VERB
ajfa-3233	32	17	the	the	DET
ajfa-3233	32	18	culture	culture	NOUN
ajfa-3233	32	19	.	.	PUNCT
ajfa-3233	33	1	divide	divide	VERB
ajfa-3233	33	2	and	and	CCONJ
ajfa-3233	33	3	rule	rule	NOUN
ajfa-3233	33	4	encourages	encourage	VERB
ajfa-3233	33	5	the	the	DET
ajfa-3233	33	6	employees	employee	NOUN
ajfa-3233	33	7	to	to	PART
ajfa-3233	33	8	strive	strive	VERB
ajfa-3233	33	9	by	by	ADP
ajfa-3233	33	10	bringing	bring	VERB
ajfa-3233	33	11	in	in	ADP
ajfa-3233	33	12	business	business	NOUN
ajfa-3233	33	13	and	and	CCONJ
ajfa-3233	33	14	revenue	revenue	NOUN
ajfa-3233	33	15	,	,	PUNCT
ajfa-3233	33	16	being	be	AUX
ajfa-3233	33	17	motivated	motivate	VERB
ajfa-3233	33	18	by	by	ADP
ajfa-3233	33	19	the	the	DET
ajfa-3233	33	20	existence	existence	NOUN
ajfa-3233	33	21	of	of	ADP
ajfa-3233	33	22	profit	profit	NOUN
ajfa-3233	33	23	sharing	sharing	NOUN
ajfa-3233	33	24	incentives	incentive	NOUN
ajfa-3233	33	25	.	.	PUNCT
ajfa-3233	34	1	their	their	PRON
ajfa-3233	34	2	incentives	incentive	NOUN
ajfa-3233	34	3	correlate	correlate	VERB
ajfa-3233	34	4	positively	positively	ADV
ajfa-3233	34	5	with	with	ADP
ajfa-3233	34	6	the	the	DET
ajfa-3233	34	7	business	business	NOUN
ajfa-3233	34	8	they	they	PRON
ajfa-3233	34	9	bring	bring	VERB
ajfa-3233	34	10	in	in	ADP
ajfa-3233	34	11	.	.	PUNCT
ajfa-3233	35	1	however	however	ADV
ajfa-3233	35	2	,	,	PUNCT
ajfa-3233	35	3	this	this	DET
ajfa-3233	35	4	strategy	strategy	NOUN
ajfa-3233	35	5	can	can	AUX
ajfa-3233	35	6	also	also	ADV
ajfa-3233	35	7	back	back	VERB
ajfa-3233	35	8	fire	fire	NOUN
ajfa-3233	35	9	due	due	ADP
ajfa-3233	35	10	to	to	ADP
ajfa-3233	35	11	the	the	DET
ajfa-3233	35	12	possibility	possibility	NOUN
ajfa-3233	35	13	of	of	ADP
ajfa-3233	35	14	back	back	NOUN
ajfa-3233	35	15	-	-	PUNCT
ajfa-3233	35	16	stabbing	stabbing	NOUN
ajfa-3233	35	17	amongst	amongst	ADP
ajfa-3233	35	18	the	the	DET
ajfa-3233	35	19	different	different	ADJ
ajfa-3233	35	20	business	business	NOUN
ajfa-3233	35	21	units	unit	NOUN
ajfa-3233	35	22	.	.	PUNCT
ajfa-3233	36	1	on	on	ADP
ajfa-3233	36	2	the	the	DET
ajfa-3233	36	3	other	other	ADJ
ajfa-3233	36	4	hand	hand	NOUN
ajfa-3233	36	5	,	,	PUNCT
ajfa-3233	36	6	the	the	DET
ajfa-3233	36	7	team	team	NOUN
ajfa-3233	36	8	work	work	NOUN
ajfa-3233	36	9	culture	culture	NOUN
ajfa-3233	36	10	is	be	AUX
ajfa-3233	36	11	also	also	ADV
ajfa-3233	36	12	good	good	ADJ
ajfa-3233	36	13	since	since	SCONJ
ajfa-3233	36	14	all	all	DET
ajfa-3233	36	15	the	the	DET
ajfa-3233	36	16	business	business	NOUN
ajfa-3233	36	17	unit	unit	NOUN
ajfa-3233	36	18	work	work	NOUN
ajfa-3233	36	19	towards	towards	ADP
ajfa-3233	36	20	one	one	NUM
ajfa-3233	36	21	common	common	ADJ
ajfa-3233	36	22	goal	goal	NOUN
ajfa-3233	36	23	,	,	PUNCT
ajfa-3233	36	24	which	which	PRON
ajfa-3233	36	25	is	be	AUX
ajfa-3233	36	26	the	the	DET
ajfa-3233	36	27	maximization	maximization	NOUN
ajfa-3233	36	28	of	of	ADP
ajfa-3233	36	29	profit	profit	NOUN
ajfa-3233	36	30	of	of	ADP
ajfa-3233	36	31	the	the	DET
ajfa-3233	36	32	whole	whole	ADJ
ajfa-3233	36	33	organization	organization	NOUN
ajfa-3233	36	34	itself	itself	PRON
ajfa-3233	36	35	.	.	PUNCT
ajfa-3233	37	1	here	here	ADV
ajfa-3233	37	2	,	,	PUNCT
ajfa-3233	37	3	since	since	SCONJ
ajfa-3233	37	4	every	every	DET
ajfa-3233	37	5	employee	employee	NOUN
ajfa-3233	37	6	is	be	AUX
ajfa-3233	37	7	a	a	DET
ajfa-3233	37	8	team	team	NOUN
ajfa-3233	37	9	player	player	NOUN
ajfa-3233	37	10	,	,	PUNCT
ajfa-3233	37	11	each	each	PRON
ajfa-3233	37	12	of	of	ADP
ajfa-3233	37	13	them	they	PRON
ajfa-3233	37	14	will	will	AUX
ajfa-3233	37	15	be	be	AUX
ajfa-3233	37	16	on	on	ADP
ajfa-3233	37	17	the	the	DET
ajfa-3233	37	18	look	look	NOUN
ajfa-3233	37	19	out	out	ADP
ajfa-3233	37	20	to	to	PART
ajfa-3233	37	21	help	help	VERB
ajfa-3233	37	22	his	his	PRON
ajfa-3233	37	23	other	other	ADJ
ajfa-3233	37	24	team	team	NOUN
ajfa-3233	37	25	members	member	NOUN
ajfa-3233	37	26	in	in	ADP
ajfa-3233	37	27	the	the	DET
ajfa-3233	37	28	event	event	NOUN
ajfa-3233	37	29	of	of	ADP
ajfa-3233	37	30	any	any	DET
ajfa-3233	37	31	difficulties	difficulty	NOUN
ajfa-3233	37	32	or	or	CCONJ
ajfa-3233	37	33	disruptions	disruption	NOUN
ajfa-3233	37	34	in	in	ADP
ajfa-3233	37	35	operations	operation	NOUN
ajfa-3233	37	36	for	for	ADP
ajfa-3233	37	37	the	the	DET
ajfa-3233	37	38	sake	sake	NOUN
ajfa-3233	37	39	of	of	ADP
ajfa-3233	37	40	achieving	achieve	VERB
ajfa-3233	37	41	the	the	DET
ajfa-3233	37	42	goal	goal	NOUN
ajfa-3233	37	43	of	of	ADP
ajfa-3233	37	44	the	the	DET
ajfa-3233	37	45	organization	organization	NOUN
ajfa-3233	37	46	.	.	PUNCT
ajfa-3233	38	1	however	however	ADV
ajfa-3233	38	2	,	,	PUNCT
ajfa-3233	38	3	be	be	AUX
ajfa-3233	38	4	on	on	ADP
ajfa-3233	38	5	the	the	DET
ajfa-3233	38	6	look	look	NOUN
ajfa-3233	38	7	out	out	ADP
ajfa-3233	38	8	for	for	ADP
ajfa-3233	38	9	any	any	DET
ajfa-3233	38	10	danger	danger	NOUN
ajfa-3233	38	11	signals	signal	VERB
ajfa-3233	38	12	such	such	ADJ
ajfa-3233	38	13	as	as	ADP
ajfa-3233	38	14	incompetence	incompetence	NOUN
ajfa-3233	38	15	,	,	PUNCT
ajfa-3233	38	16	fraud	fraud	NOUN
ajfa-3233	38	17	,	,	PUNCT
ajfa-3233	38	18	strikes	strike	NOUN
ajfa-3233	38	19	,	,	PUNCT
ajfa-3233	38	20	and	and	CCONJ
ajfa-3233	38	21	poor	poor	ADJ
ajfa-3233	38	22	labor	labor	NOUN
ajfa-3233	38	23	relations	relation	NOUN
ajfa-3233	38	24	legal	legal	ADJ
ajfa-3233	38	25	entity	entity	NOUN
ajfa-3233	38	26	/	/	SYM
ajfa-3233	38	27	entities	entity	NOUN
ajfa-3233	38	28	,	,	PUNCT
ajfa-3233	38	29	if	if	SCONJ
ajfa-3233	38	30	the	the	DET
ajfa-3233	38	31	business	business	NOUN
ajfa-3233	38	32	is	be	AUX
ajfa-3233	38	33	a	a	DET
ajfa-3233	38	34	part	part	NOUN
ajfa-3233	38	35	of	of	ADP
ajfa-3233	38	36	or	or	CCONJ
ajfa-3233	38	37	a	a	DET
ajfa-3233	38	38	subsidiary	subsidiary	NOUN
ajfa-3233	38	39	or	or	CCONJ
ajfa-3233	38	40	is	be	AUX
ajfa-3233	38	41	an	an	DET
ajfa-3233	38	42	associate	associate	NOUN
ajfa-3233	38	43	of	of	ADP
ajfa-3233	38	44	a	a	DET
ajfa-3233	38	45	larger	large	ADJ
ajfa-3233	38	46	group	group	NOUN
ajfa-3233	38	47	of	of	ADP
ajfa-3233	38	48	companies	company	NOUN
ajfa-3233	38	49	,	,	PUNCT
ajfa-3233	38	50	the	the	DET
ajfa-3233	38	51	investor	investor	NOUN
ajfa-3233	38	52	or	or	CCONJ
ajfa-3233	38	53	banker	banker	NOUN
ajfa-3233	38	54	has	have	VERB
ajfa-3233	38	55	to	to	PART
ajfa-3233	38	56	be	be	AUX
ajfa-3233	38	57	clear	clear	ADJ
ajfa-3233	38	58	where	where	SCONJ
ajfa-3233	38	59	the	the	DET
ajfa-3233	38	60	management	management	NOUN
ajfa-3233	38	61	team	team	NOUN
ajfa-3233	38	62	fits	fit	VERB
ajfa-3233	38	63	into	into	ADP
ajfa-3233	38	64	the	the	DET
ajfa-3233	38	65	larger	large	ADJ
ajfa-3233	38	66	group	group	NOUN
ajfa-3233	38	67	of	of	ADP
ajfa-3233	38	68	companies	company	NOUN
ajfa-3233	38	69	.	.	PUNCT
ajfa-3233	39	1	they	they	PRON
ajfa-3233	39	2	must	must	AUX
ajfa-3233	39	3	be	be	AUX
ajfa-3233	39	4	clear	clear	ADJ
ajfa-3233	39	5	of	of	ADP
ajfa-3233	39	6	their	their	PRON
ajfa-3233	39	7	right	right	NOUN
ajfa-3233	39	8	under	under	ADP
ajfa-3233	39	9	each	each	DET
ajfa-3233	39	10	respective	respective	ADJ
ajfa-3233	39	11	legal	legal	ADJ
ajfa-3233	39	12	entity	entity	NOUN
ajfa-3233	39	13	and	and	CCONJ
ajfa-3233	39	14	study	study	VERB
ajfa-3233	39	15	how	how	SCONJ
ajfa-3233	39	16	these	these	DET
ajfa-3233	39	17	entities	entity	NOUN
ajfa-3233	39	18	influence	influence	VERB
ajfa-3233	39	19	financial	financial	ADJ
ajfa-3233	39	20	decisions	decision	NOUN
ajfa-3233	39	21	of	of	ADP
ajfa-3233	39	22	the	the	DET
ajfa-3233	39	23	business	business	NOUN
ajfa-3233	39	24	.	.	PUNCT
ajfa-3233	40	1	if	if	SCONJ
ajfa-3233	40	2	the	the	DET
ajfa-3233	40	3	management	management	NOUN
ajfa-3233	40	4	team	team	NOUN
ajfa-3233	40	5	decision	decision	NOUN
ajfa-3233	40	6	about	about	ADP
ajfa-3233	40	7	financing	financing	NOUN
ajfa-3233	40	8	,	,	PUNCT
ajfa-3233	40	9	production	production	NOUN
ajfa-3233	40	10	,	,	PUNCT
ajfa-3233	40	11	and	and	CCONJ
ajfa-3233	40	12	capital	capital	NOUN
ajfa-3233	40	13	expenditures	expenditure	NOUN
ajfa-3233	40	14	is	be	AUX
ajfa-3233	40	15	made	make	VERB
ajfa-3233	40	16	outside	outside	ADP
ajfa-3233	40	17	the	the	DET
ajfa-3233	40	18	management	management	NOUN
ajfa-3233	40	19	team	team	NOUN
ajfa-3233	40	20	which	which	PRON
ajfa-3233	40	21	is	be	AUX
ajfa-3233	40	22	familiar	familiar	ADJ
ajfa-3233	40	23	to	to	ADP
ajfa-3233	40	24	the	the	DET
ajfa-3233	40	25	investor	investor	NOUN
ajfa-3233	40	26	or	or	CCONJ
ajfa-3233	40	27	banker	banker	NOUN
ajfa-3233	40	28	,	,	PUNCT
ajfa-3233	40	29	they	they	PRON
ajfa-3233	40	30	should	should	AUX
ajfa-3233	40	31	further	far	ADV
ajfa-3233	40	32	assess	assess	VERB
ajfa-3233	40	33	the	the	DET
ajfa-3233	40	34	key	key	ADJ
ajfa-3233	40	35	management	management	NOUN
ajfa-3233	40	36	team	team	NOUN
ajfa-3233	40	37	which	which	PRON
ajfa-3233	40	38	makes	make	VERB
ajfa-3233	40	39	the	the	DET
ajfa-3233	40	40	final	final	ADJ
ajfa-3233	40	41	decision	decision	NOUN
ajfa-3233	40	42	on	on	ADP
ajfa-3233	40	43	these	these	DET
ajfa-3233	40	44	issues	issue	NOUN
ajfa-3233	40	45	.	.	PUNCT
ajfa-3233	41	1	on	on	ADP
ajfa-3233	41	2	the	the	DET
ajfa-3233	41	3	other	other	ADJ
ajfa-3233	41	4	hand	hand	NOUN
ajfa-3233	41	5	,	,	PUNCT
ajfa-3233	41	6	if	if	SCONJ
ajfa-3233	41	7	financial	financial	ADJ
ajfa-3233	41	8	and	and	CCONJ
ajfa-3233	41	9	commercial	commercial	ADJ
ajfa-3233	41	10	decisions	decision	NOUN
ajfa-3233	41	11	do	do	AUX
ajfa-3233	41	12	not	not	PART
ajfa-3233	41	13	come	come	VERB
ajfa-3233	41	14	from	from	ADP
ajfa-3233	41	15	the	the	DET
ajfa-3233	41	16	legal	legal	ADJ
ajfa-3233	41	17	entity	entity	NOUN
ajfa-3233	41	18	that	that	PRON
ajfa-3233	41	19	borrows	borrow	VERB
ajfa-3233	41	20	,	,	PUNCT
ajfa-3233	41	21	the	the	DET
ajfa-3233	41	22	investor	investor	NOUN
ajfa-3233	41	23	or	or	CCONJ
ajfa-3233	41	24	banker	banker	NOUN
ajfa-3233	41	25	should	should	AUX
ajfa-3233	41	26	explore	explore	VERB
ajfa-3233	41	27	ways	way	NOUN
ajfa-3233	41	28	where	where	SCONJ
ajfa-3233	41	29	it	it	PRON
ajfa-3233	41	30	can	can	AUX
ajfa-3233	41	31	control	control	VERB
ajfa-3233	41	32	the	the	DET
ajfa-3233	41	33	sources	source	NOUN
ajfa-3233	41	34	of	of	ADP
ajfa-3233	41	35	this	this	DET
ajfa-3233	41	36	decision	decision	NOUN
ajfa-3233	41	37	.	.	PUNCT
ajfa-3233	42	1	this	this	DET
ajfa-3233	42	2	control	control	NOUN
ajfa-3233	42	3	can	can	AUX
ajfa-3233	42	4	be	be	AUX
ajfa-3233	42	5	implemented	implement	VERB
ajfa-3233	42	6	by	by	ADP
ajfa-3233	42	7	incorporating	incorporate	VERB
ajfa-3233	42	8	a	a	DET
ajfa-3233	42	9	corporate	corporate	ADJ
ajfa-3233	42	10	guarantee	guarantee	NOUN
ajfa-3233	42	11	,	,	PUNCT
ajfa-3233	42	12	letter	letter	NOUN
ajfa-3233	42	13	of	of	ADP
ajfa-3233	42	14	comfort	comfort	NOUN
ajfa-3233	42	15	,	,	PUNCT
ajfa-3233	42	16	negative	negative	ADJ
ajfa-3233	42	17	covenants	covenant	NOUN
ajfa-3233	42	18	of	of	ADP
ajfa-3233	42	19	assets	asset	NOUN
ajfa-3233	42	20	or	or	CCONJ
ajfa-3233	42	21	alternatively	alternatively	ADV
ajfa-3233	42	22	,	,	PUNCT
ajfa-3233	42	23	affirmative	affirmative	ADJ
ajfa-3233	42	24	covenant	covenant	NOUN
ajfa-3233	42	25	on	on	ADP
ajfa-3233	42	26	majority	majority	NOUN
ajfa-3233	42	27	shareholding	shareholding	NOUN
ajfa-3233	42	28	of	of	ADP
ajfa-3233	42	29	the	the	DET
ajfa-3233	42	30	business	business	NOUN
ajfa-3233	42	31	.	.	PUNCT
ajfa-3233	43	1	the	the	DET
ajfa-3233	43	2	investor	investor	NOUN
ajfa-3233	43	3	/	/	SYM
ajfa-3233	43	4	banker	banker	NOUN
ajfa-3233	43	5	can	can	AUX
ajfa-3233	43	6	control	control	VERB
ajfa-3233	43	7	the	the	DET
ajfa-3233	43	8	business	business	NOUN
ajfa-3233	43	9	loan	loan	NOUN
ajfa-3233	43	10	by	by	ADP
ajfa-3233	43	11	making	make	VERB
ajfa-3233	43	12	sure	sure	ADJ
ajfa-3233	43	13	there	there	PRON
ajfa-3233	43	14	is	be	VERB
ajfa-3233	43	15	no	no	DET
ajfa-3233	43	16	change	change	NOUN
ajfa-3233	43	17	in	in	ADP
ajfa-3233	43	18	shareholding	shareholding	NOUN
ajfa-3233	43	19	and	and	CCONJ
ajfa-3233	43	20	control	control	NOUN
ajfa-3233	43	21	.	.	PUNCT
ajfa-3233	44	1	sometimes	sometimes	ADV
ajfa-3233	44	2	,	,	PUNCT
ajfa-3233	44	3	decisions	decision	NOUN
ajfa-3233	44	4	to	to	PART
ajfa-3233	44	5	borrow	borrow	VERB
ajfa-3233	44	6	or	or	CCONJ
ajfa-3233	44	7	the	the	DET
ajfa-3233	44	8	parking	parking	NOUN
ajfa-3233	44	9	of	of	ADP
ajfa-3233	44	10	the	the	DET
ajfa-3233	44	11	loan	loan	NOUN
ajfa-3233	44	12	itself	itself	PRON
ajfa-3233	44	13	are	be	AUX
ajfa-3233	44	14	made	make	VERB
ajfa-3233	44	15	at	at	ADP
ajfa-3233	44	16	the	the	DET
ajfa-3233	44	17	holding	holding	NOUN
ajfa-3233	44	18	or	or	CCONJ
ajfa-3233	44	19	investment	investment	NOUN
ajfa-3233	44	20	company	company	NOUN
ajfa-3233	44	21	level	level	NOUN
ajfa-3233	44	22	.	.	PUNCT
ajfa-3233	45	1	the	the	DET
ajfa-3233	45	2	loan	loan	NOUN
ajfa-3233	45	3	will	will	AUX
ajfa-3233	45	4	then	then	ADV
ajfa-3233	45	5	either	either	CCONJ
ajfa-3233	45	6	be	be	AUX
ajfa-3233	45	7	on	on	ADP
ajfa-3233	45	8	-	-	PUNCT
ajfa-3233	45	9	lend	lend	VERB
ajfa-3233	45	10	to	to	ADP
ajfa-3233	45	11	the	the	DET
ajfa-3233	45	12	operating	operate	VERB
ajfa-3233	45	13	subsidiary	subsidiary	NOUN
ajfa-3233	45	14	or	or	CCONJ
ajfa-3233	45	15	will	will	AUX
ajfa-3233	45	16	be	be	AUX
ajfa-3233	45	17	used	use	VERB
ajfa-3233	45	18	by	by	ADP
ajfa-3233	45	19	the	the	DET
ajfa-3233	45	20	holding	hold	VERB
ajfa-3233	45	21	company	company	NOUN
ajfa-3233	45	22	for	for	ADP
ajfa-3233	45	23	other	other	ADJ
ajfa-3233	45	24	investments	investment	NOUN
ajfa-3233	45	25	.	.	PUNCT
ajfa-3233	46	1	therefore	therefore	ADV
ajfa-3233	46	2	,	,	PUNCT
ajfa-3233	46	3	if	if	SCONJ
ajfa-3233	46	4	an	an	DET
ajfa-3233	46	5	investor	investor	NOUN
ajfa-3233	46	6	/	/	SYM
ajfa-3233	46	7	banker	banker	NOUN
ajfa-3233	46	8	lends	lend	VERB
ajfa-3233	46	9	to	to	ADP
ajfa-3233	46	10	an	an	DET
ajfa-3233	46	11	investment	investment	NOUN
ajfa-3233	46	12	holding	hold	VERB
ajfa-3233	46	13	company	company	NOUN
ajfa-3233	46	14	,	,	PUNCT
ajfa-3233	46	15	they	they	PRON
ajfa-3233	46	16	are	be	AUX
ajfa-3233	46	17	not	not	PART
ajfa-3233	46	18	in	in	ADP
ajfa-3233	46	19	control	control	NOUN
ajfa-3233	46	20	of	of	ADP
ajfa-3233	46	21	the	the	DET
ajfa-3233	46	22	usage	usage	NOUN
ajfa-3233	46	23	of	of	ADP
ajfa-3233	46	24	the	the	DET
ajfa-3233	46	25	loan	loan	NOUN
ajfa-3233	46	26	.	.	PUNCT
ajfa-3233	47	1	it	it	PRON
ajfa-3233	47	2	is	be	AUX
ajfa-3233	47	3	for	for	ADP
ajfa-3233	47	4	this	this	DET
ajfa-3233	47	5	reason	reason	NOUN
ajfa-3233	47	6	that	that	SCONJ
ajfa-3233	47	7	they	they	PRON
ajfa-3233	47	8	prefer	prefer	VERB
ajfa-3233	47	9	to	to	PART
ajfa-3233	47	10	lend	lend	VERB
ajfa-3233	47	11	to	to	ADP
ajfa-3233	47	12	an	an	DET
ajfa-3233	47	13	operating	operate	VERB
ajfa-3233	47	14	company	company	NOUN
ajfa-3233	47	15	which	which	PRON
ajfa-3233	47	16	possesses	possess	VERB
ajfa-3233	47	17	independent	independent	ADJ
ajfa-3233	47	18	capacity	capacity	NOUN
ajfa-3233	47	19	to	to	PART
ajfa-3233	47	20	service	service	VERB
ajfa-3233	47	21	debt	debt	NOUN
ajfa-3233	47	22	through	through	ADP
ajfa-3233	47	23	its	its	PRON
ajfa-3233	47	24	own	own	ADJ
ajfa-3233	47	25	cash	cash	NOUN
ajfa-3233	47	26	flow	flow	NOUN
ajfa-3233	47	27	instead	instead	ADV
ajfa-3233	47	28	of	of	ADP
ajfa-3233	47	29	lending	lend	VERB
ajfa-3233	47	30	to	to	ADP
ajfa-3233	47	31	its	its	PRON
ajfa-3233	47	32	parent	parent	NOUN
ajfa-3233	47	33	or	or	CCONJ
ajfa-3233	47	34	its	its	PRON
ajfa-3233	47	35	investment	investment	NOUN
ajfa-3233	47	36	holding	hold	VERB
ajfa-3233	47	37	company	company	NOUN
ajfa-3233	47	38	.	.	PUNCT
ajfa-3233	48	1	lending	lend	VERB
ajfa-3233	48	2	direct	direct	ADJ
ajfa-3233	48	3	will	will	AUX
ajfa-3233	48	4	also	also	ADV
ajfa-3233	48	5	allow	allow	VERB
ajfa-3233	48	6	them	they	PRON
ajfa-3233	48	7	to	to	PART
ajfa-3233	48	8	closely	closely	ADV
ajfa-3233	48	9	monitor	monitor	VERB
ajfa-3233	48	10	that	that	SCONJ
ajfa-3233	48	11	the	the	DET
ajfa-3233	48	12	funds	fund	NOUN
ajfa-3233	48	13	are	be	AUX
ajfa-3233	48	14	being	be	AUX
ajfa-3233	48	15	used	use	VERB
ajfa-3233	48	16	for	for	ADP
ajfa-3233	48	17	the	the	DET
ajfa-3233	48	18	stated	stated	ADJ
ajfa-3233	48	19	purpose	purpose	NOUN
ajfa-3233	48	20	.	.	PUNCT
ajfa-3233	49	1	in	in	ADP
ajfa-3233	49	2	the	the	DET
ajfa-3233	49	3	event	event	NOUN
ajfa-3233	49	4	of	of	ADP
ajfa-3233	49	5	a	a	DET
ajfa-3233	49	6	crisis	crisis	NOUN
ajfa-3233	49	7	where	where	SCONJ
ajfa-3233	49	8	one	one	NUM
ajfa-3233	49	9	legal	legal	ADJ
ajfa-3233	49	10	entity	entity	NOUN
ajfa-3233	49	11	/	/	SYM
ajfa-3233	49	12	entities	entity	NOUN
ajfa-3233	49	13	shows	show	VERB
ajfa-3233	49	14	losses	loss	NOUN
ajfa-3233	49	15	and	and	CCONJ
ajfa-3233	49	16	is	be	AUX
ajfa-3233	49	17	incapable	incapable	ADJ
ajfa-3233	49	18	of	of	ADP
ajfa-3233	49	19	servicing	service	VERB
ajfa-3233	49	20	its	its	PRON
ajfa-3233	49	21	debt	debt	NOUN
ajfa-3233	49	22	this	this	PRON
ajfa-3233	49	23	can	can	AUX
ajfa-3233	49	24	result	result	VERB
ajfa-3233	49	25	in	in	ADP
ajfa-3233	49	26	a	a	DET
ajfa-3233	49	27	cross	cross	NOUN
ajfa-3233	49	28	default	default	NOUN
ajfa-3233	49	29	amongst	amongst	ADP
ajfa-3233	49	30	the	the	DET
ajfa-3233	49	31	lenders	lender	NOUN
ajfa-3233	49	32	.	.	PUNCT
ajfa-3233	50	1	the	the	DET
ajfa-3233	50	2	investors	investor	NOUN
ajfa-3233	50	3	/	/	SYM
ajfa-3233	50	4	lenders	lender	NOUN
ajfa-3233	50	5	must	must	AUX
ajfa-3233	50	6	be	be	AUX
ajfa-3233	50	7	guided	guide	VERB
ajfa-3233	50	8	by	by	ADP
ajfa-3233	50	9	the	the	DET
ajfa-3233	50	10	companies	company	NOUN
ajfa-3233	50	11	act	act	VERB
ajfa-3233	50	12	1965	1965	NUM
ajfa-3233	50	13	.	.	PUNCT
ajfa-3233	51	1	2.4	2.4	NUM
ajfa-3233	51	2	ownership	ownership	NOUN
ajfa-3233	51	3	be	be	VERB
ajfa-3233	51	4	really	really	ADV
ajfa-3233	51	5	clear	clear	ADJ
ajfa-3233	51	6	in	in	ADP
ajfa-3233	51	7	identifying	identify	VERB
ajfa-3233	51	8	whether	whether	SCONJ
ajfa-3233	51	9	ownership	ownership	NOUN
ajfa-3233	51	10	is	be	AUX
ajfa-3233	51	11	separate	separate	ADJ
ajfa-3233	51	12	or	or	CCONJ
ajfa-3233	51	13	the	the	DET
ajfa-3233	51	14	same	same	ADJ
ajfa-3233	51	15	with	with	ADP
ajfa-3233	51	16	management	management	NOUN
ajfa-3233	51	17	.	.	PUNCT
ajfa-3233	52	1	we	we	PRON
ajfa-3233	52	2	usually	usually	ADV
ajfa-3233	52	3	assume	assume	VERB
ajfa-3233	52	4	that	that	SCONJ
ajfa-3233	52	5	commitment	commitment	NOUN
ajfa-3233	52	6	is	be	AUX
ajfa-3233	52	7	assured	assure	VERB
ajfa-3233	52	8	if	if	SCONJ
ajfa-3233	52	9	ownership	ownership	NOUN
ajfa-3233	52	10	and	and	CCONJ
ajfa-3233	52	11	management	management	NOUN
ajfa-3233	52	12	are	be	AUX
ajfa-3233	52	13	one	one	NUM
ajfa-3233	52	14	and	and	CCONJ
ajfa-3233	52	15	the	the	DET
ajfa-3233	52	16	same	same	ADJ
ajfa-3233	52	17	.	.	PUNCT
ajfa-3233	53	1	however	however	ADV
ajfa-3233	53	2	,	,	PUNCT
ajfa-3233	53	3	there	there	PRON
ajfa-3233	53	4	is	be	VERB
ajfa-3233	53	5	a	a	DET
ajfa-3233	53	6	possible	possible	ADJ
ajfa-3233	53	7	risk	risk	NOUN
ajfa-3233	53	8	of	of	ADP
ajfa-3233	53	9	non	non	ADJ
ajfa-3233	53	10	-	-	NOUN
ajfa-3233	53	11	transparency	transparency	NOUN
ajfa-3233	53	12	in	in	ADP
ajfa-3233	53	13	the	the	DET
ajfa-3233	53	14	business	business	NOUN
ajfa-3233	53	15	operation	operation	NOUN
ajfa-3233	53	16	.	.	PUNCT
ajfa-3233	54	1	ownership	ownership	NOUN
ajfa-3233	54	2	of	of	ADP
ajfa-3233	54	3	public	public	ADJ
ajfa-3233	54	4	or	or	CCONJ
ajfa-3233	54	5	public	public	ADJ
ajfa-3233	54	6	-	-	PUNCT
ajfa-3233	54	7	listed	list	VERB
ajfa-3233	54	8	companies	company	NOUN
ajfa-3233	54	9	,	,	PUNCT
ajfa-3233	54	10	which	which	PRON
ajfa-3233	54	11	are	be	AUX
ajfa-3233	54	12	regulated	regulate	VERB
ajfa-3233	54	13	by	by	ADP
ajfa-3233	54	14	regulators	regulator	NOUN
ajfa-3233	54	15	,	,	PUNCT
ajfa-3233	54	16	is	be	AUX
ajfa-3233	54	17	usually	usually	ADV
ajfa-3233	54	18	asian	asian	ADJ
ajfa-3233	54	19	journal	journal	NOUN
ajfa-3233	54	20	of	of	ADP
ajfa-3233	54	21	finance	finance	PROPN
ajfa-3233	54	22	&	&	CCONJ
ajfa-3233	54	23	accounting	accounting	PROPN
ajfa-3233	54	24	issn	issn	PROPN
ajfa-3233	54	25	1946	1946	NUM
ajfa-3233	54	26	-	-	PUNCT
ajfa-3233	54	27	052x	052x	NOUN
ajfa-3233	54	28	2013	2013	NUM
ajfa-3233	54	29	,	,	PUNCT
ajfa-3233	54	30	vol	vol	NOUN
ajfa-3233	54	31	.	.	PROPN
ajfa-3233	54	32	5	5	NUM
ajfa-3233	54	33	,	,	PUNCT
ajfa-3233	54	34	no	no	INTJ
ajfa-3233	54	35	.	.	NOUN
ajfa-3233	54	36	1	1	NUM
ajfa-3233	54	37	www.macrothink.org/ajfa	www.macrothink.org/ajfa	NOUN
ajfa-3233	54	38	254	254	NUM
ajfa-3233	54	39	more	more	ADV
ajfa-3233	54	40	transparent	transparent	ADJ
ajfa-3233	54	41	and	and	CCONJ
ajfa-3233	54	42	professionally	professionally	ADV
ajfa-3233	54	43	managed	manage	VERB
ajfa-3233	54	44	compared	compare	VERB
ajfa-3233	54	45	to	to	ADP
ajfa-3233	54	46	private	private	ADJ
ajfa-3233	54	47	limited	limited	ADJ
ajfa-3233	54	48	company	company	NOUN
ajfa-3233	54	49	where	where	SCONJ
ajfa-3233	54	50	the	the	DET
ajfa-3233	54	51	investors	investor	NOUN
ajfa-3233	54	52	or	or	CCONJ
ajfa-3233	54	53	bankers	banker	NOUN
ajfa-3233	54	54	faced	face	VERB
ajfa-3233	54	55	the	the	DET
ajfa-3233	54	56	risk	risk	NOUN
ajfa-3233	54	57	of	of	ADP
ajfa-3233	54	58	lack	lack	NOUN
ajfa-3233	54	59	of	of	ADP
ajfa-3233	54	60	information	information	NOUN
ajfa-3233	54	61	and	and	CCONJ
ajfa-3233	54	62	non	non	NOUN
ajfa-3233	54	63	-	-	NOUN
ajfa-3233	54	64	compliance	compliance	NOUN
ajfa-3233	54	65	.	.	PUNCT
ajfa-3233	55	1	ownership	ownership	NOUN
ajfa-3233	55	2	which	which	PRON
ajfa-3233	55	3	is	be	AUX
ajfa-3233	55	4	concentrated	concentrate	VERB
ajfa-3233	55	5	in	in	ADP
ajfa-3233	55	6	a	a	DET
ajfa-3233	55	7	few	few	ADJ
ajfa-3233	55	8	persons	person	NOUN
ajfa-3233	55	9	can	can	AUX
ajfa-3233	55	10	also	also	ADV
ajfa-3233	55	11	be	be	AUX
ajfa-3233	55	12	a	a	DET
ajfa-3233	55	13	non	non	ADJ
ajfa-3233	55	14	-	-	ADJ
ajfa-3233	55	15	bureaucratic	bureaucratic	ADJ
ajfa-3233	55	16	driving	driving	NOUN
ajfa-3233	55	17	force	force	NOUN
ajfa-3233	55	18	resulting	result	VERB
ajfa-3233	55	19	in	in	ADP
ajfa-3233	55	20	speedy	speedy	ADJ
ajfa-3233	55	21	decision	decision	NOUN
ajfa-3233	55	22	compared	compare	VERB
ajfa-3233	55	23	to	to	ADP
ajfa-3233	55	24	diverse	diverse	ADJ
ajfa-3233	55	25	ownership	ownership	NOUN
ajfa-3233	55	26	.	.	PUNCT
ajfa-3233	56	1	diverse	diverse	ADJ
ajfa-3233	56	2	ownership	ownership	NOUN
ajfa-3233	56	3	may	may	AUX
ajfa-3233	56	4	result	result	VERB
ajfa-3233	56	5	in	in	ADP
ajfa-3233	56	6	shareholders	shareholder	NOUN
ajfa-3233	56	7	squabbles	squabble	NOUN
ajfa-3233	56	8	.	.	PUNCT
ajfa-3233	57	1	in	in	ADP
ajfa-3233	57	2	a	a	DET
ajfa-3233	57	3	shareholders	shareholder	NOUN
ajfa-3233	57	4	squabble	squabble	NOUN
ajfa-3233	57	5	which	which	PRON
ajfa-3233	57	6	usually	usually	ADV
ajfa-3233	57	7	involves	involve	VERB
ajfa-3233	57	8	differences	difference	NOUN
ajfa-3233	57	9	in	in	ADP
ajfa-3233	57	10	business	business	NOUN
ajfa-3233	57	11	direction	direction	NOUN
ajfa-3233	57	12	and	and	CCONJ
ajfa-3233	57	13	personality	personality	NOUN
ajfa-3233	57	14	,	,	PUNCT
ajfa-3233	57	15	it	it	PRON
ajfa-3233	57	16	is	be	AUX
ajfa-3233	57	17	usually	usually	ADV
ajfa-3233	57	18	out	out	ADP
ajfa-3233	57	19	of	of	ADP
ajfa-3233	57	20	the	the	DET
ajfa-3233	57	21	investor’s	investor’s	NOUN
ajfa-3233	57	22	/	/	SYM
ajfa-3233	57	23	banker	banker	NOUN
ajfa-3233	57	24	’s	’s	PART
ajfa-3233	57	25	control	control	NOUN
ajfa-3233	57	26	to	to	PART
ajfa-3233	57	27	prevent	prevent	VERB
ajfa-3233	57	28	the	the	DET
ajfa-3233	57	29	risk	risk	NOUN
ajfa-3233	57	30	from	from	ADP
ajfa-3233	57	31	deteriorating	deteriorate	VERB
ajfa-3233	57	32	.	.	PUNCT
ajfa-3233	58	1	therefore	therefore	ADV
ajfa-3233	58	2	,	,	PUNCT
ajfa-3233	58	3	it	it	PRON
ajfa-3233	58	4	is	be	AUX
ajfa-3233	58	5	advisable	advisable	ADJ
ajfa-3233	58	6	to	to	PART
ajfa-3233	58	7	have	have	VERB
ajfa-3233	58	8	good	good	ADJ
ajfa-3233	58	9	security	security	NOUN
ajfa-3233	58	10	for	for	ADP
ajfa-3233	58	11	loans	loan	NOUN
ajfa-3233	58	12	granted	grant	VERB
ajfa-3233	58	13	against	against	ADP
ajfa-3233	58	14	a	a	DET
ajfa-3233	58	15	situation	situation	NOUN
ajfa-3233	58	16	where	where	SCONJ
ajfa-3233	58	17	shareholders	shareholder	NOUN
ajfa-3233	58	18	are	be	AUX
ajfa-3233	58	19	diverse	diverse	ADJ
ajfa-3233	58	20	and/or	and/or	CCONJ
ajfa-3233	58	21	when	when	SCONJ
ajfa-3233	58	22	shareholders	shareholder	NOUN
ajfa-3233	58	23	are	be	AUX
ajfa-3233	58	24	of	of	ADP
ajfa-3233	58	25	equal	equal	ADJ
ajfa-3233	58	26	ranking	ranking	NOUN
ajfa-3233	58	27	.	.	PUNCT
ajfa-3233	59	1	in	in	ADP
ajfa-3233	59	2	case	case	NOUN
ajfa-3233	59	3	of	of	ADP
ajfa-3233	59	4	doubt	doubt	NOUN
ajfa-3233	59	5	,	,	PUNCT
ajfa-3233	59	6	insist	insist	VERB
ajfa-3233	59	7	on	on	ADP
ajfa-3233	59	8	assessing	assess	VERB
ajfa-3233	59	9	the	the	DET
ajfa-3233	59	10	shareholders	shareholder	NOUN
ajfa-3233	59	11	agreement	agreement	NOUN
ajfa-3233	59	12	before	before	ADP
ajfa-3233	59	13	further	far	ADV
ajfa-3233	59	14	assessing	assess	VERB
ajfa-3233	59	15	the	the	DET
ajfa-3233	59	16	credit	credit	NOUN
ajfa-3233	59	17	.	.	PUNCT
ajfa-3233	60	1	3	3	X
ajfa-3233	60	2	.	.	X
ajfa-3233	60	3	industry	industry	NOUN
ajfa-3233	60	4	risk	risk	NOUN
ajfa-3233	60	5	(	(	PUNCT
ajfa-3233	60	6	market	market	NOUN
ajfa-3233	60	7	risk	risk	NOUN
ajfa-3233	60	8	)	)	PUNCT
ajfa-3233	60	9	the	the	DET
ajfa-3233	60	10	industry	industry	NOUN
ajfa-3233	60	11	in	in	ADP
ajfa-3233	60	12	which	which	PRON
ajfa-3233	60	13	the	the	DET
ajfa-3233	60	14	business	business	NOUN
ajfa-3233	60	15	competes	compete	VERB
ajfa-3233	60	16	has	have	VERB
ajfa-3233	60	17	to	to	PART
ajfa-3233	60	18	be	be	AUX
ajfa-3233	60	19	fully	fully	ADV
ajfa-3233	60	20	understood	understand	VERB
ajfa-3233	60	21	by	by	ADP
ajfa-3233	60	22	the	the	DET
ajfa-3233	60	23	investor	investor	NOUN
ajfa-3233	60	24	or	or	CCONJ
ajfa-3233	60	25	banker	banker	NOUN
ajfa-3233	60	26	.	.	PUNCT
ajfa-3233	61	1	for	for	ADP
ajfa-3233	61	2	example	example	NOUN
ajfa-3233	61	3	,	,	PUNCT
ajfa-3233	61	4	if	if	SCONJ
ajfa-3233	61	5	they	they	PRON
ajfa-3233	61	6	provide	provide	VERB
ajfa-3233	61	7	long	long	ADJ
ajfa-3233	61	8	-	-	PUNCT
ajfa-3233	61	9	term	term	NOUN
ajfa-3233	61	10	financing	financing	NOUN
ajfa-3233	61	11	to	to	ADP
ajfa-3233	61	12	the	the	DET
ajfa-3233	61	13	business	business	NOUN
ajfa-3233	61	14	,	,	PUNCT
ajfa-3233	61	15	the	the	DET
ajfa-3233	61	16	focus	focus	NOUN
ajfa-3233	61	17	will	will	AUX
ajfa-3233	61	18	be	be	AUX
ajfa-3233	61	19	on	on	ADP
ajfa-3233	61	20	the	the	DET
ajfa-3233	61	21	long	long	ADJ
ajfa-3233	61	22	-	-	PUNCT
ajfa-3233	61	23	term	term	NOUN
ajfa-3233	61	24	viability	viability	NOUN
ajfa-3233	61	25	of	of	ADP
ajfa-3233	61	26	the	the	DET
ajfa-3233	61	27	industry	industry	NOUN
ajfa-3233	61	28	.	.	PUNCT
ajfa-3233	62	1	since	since	SCONJ
ajfa-3233	62	2	each	each	DET
ajfa-3233	62	3	industry	industry	NOUN
ajfa-3233	62	4	has	have	VERB
ajfa-3233	62	5	its	its	PRON
ajfa-3233	62	6	own	own	ADJ
ajfa-3233	62	7	market	market	NOUN
ajfa-3233	62	8	risks	risk	NOUN
ajfa-3233	62	9	and	and	CCONJ
ajfa-3233	62	10	business	business	NOUN
ajfa-3233	62	11	cycles	cycle	NOUN
ajfa-3233	62	12	.	.	PUNCT
ajfa-3233	63	1	market	market	NOUN
ajfa-3233	63	2	risk	risk	NOUN
ajfa-3233	63	3	is	be	AUX
ajfa-3233	63	4	simply	simply	ADV
ajfa-3233	63	5	defined	define	VERB
ajfa-3233	63	6	as	as	ADP
ajfa-3233	63	7	the	the	DET
ajfa-3233	63	8	risk	risk	NOUN
ajfa-3233	63	9	when	when	SCONJ
ajfa-3233	63	10	there	there	PRON
ajfa-3233	63	11	is	be	VERB
ajfa-3233	63	12	a	a	DET
ajfa-3233	63	13	sharp	sharp	ADJ
ajfa-3233	63	14	change	change	NOUN
ajfa-3233	63	15	in	in	ADP
ajfa-3233	63	16	the	the	DET
ajfa-3233	63	17	value	value	NOUN
ajfa-3233	63	18	of	of	ADP
ajfa-3233	63	19	the	the	DET
ajfa-3233	63	20	product	product	NOUN
ajfa-3233	63	21	as	as	ADP
ajfa-3233	63	22	a	a	DET
ajfa-3233	63	23	result	result	NOUN
ajfa-3233	63	24	of	of	ADP
ajfa-3233	63	25	price	price	NOUN
ajfa-3233	63	26	movement	movement	NOUN
ajfa-3233	63	27	on	on	ADP
ajfa-3233	63	28	the	the	DET
ajfa-3233	63	29	product	product	NOUN
ajfa-3233	63	30	in	in	ADP
ajfa-3233	63	31	the	the	DET
ajfa-3233	63	32	marketplace	marketplace	NOUN
ajfa-3233	63	33	.	.	PUNCT
ajfa-3233	64	1	it	it	PRON
ajfa-3233	64	2	is	be	AUX
ajfa-3233	64	3	the	the	DET
ajfa-3233	64	4	risk	risk	NOUN
ajfa-3233	64	5	of	of	ADP
ajfa-3233	64	6	changes	change	NOUN
ajfa-3233	64	7	in	in	ADP
ajfa-3233	64	8	demand	demand	NOUN
ajfa-3233	64	9	and	and	CCONJ
ajfa-3233	64	10	supply	supply	NOUN
ajfa-3233	64	11	on	on	ADP
ajfa-3233	64	12	the	the	DET
ajfa-3233	64	13	product	product	NOUN
ajfa-3233	64	14	as	as	ADP
ajfa-3233	64	15	a	a	DET
ajfa-3233	64	16	result	result	NOUN
ajfa-3233	64	17	of	of	ADP
ajfa-3233	64	18	variables	variable	NOUN
ajfa-3233	64	19	beyond	beyond	ADP
ajfa-3233	64	20	the	the	DET
ajfa-3233	64	21	control	control	NOUN
ajfa-3233	64	22	of	of	ADP
ajfa-3233	64	23	the	the	DET
ajfa-3233	64	24	business	business	NOUN
ajfa-3233	64	25	,	,	PUNCT
ajfa-3233	64	26	thereby	thereby	ADV
ajfa-3233	64	27	resulting	result	VERB
ajfa-3233	64	28	in	in	ADP
ajfa-3233	64	29	drastic	drastic	ADJ
ajfa-3233	64	30	change	change	NOUN
ajfa-3233	64	31	in	in	ADP
ajfa-3233	64	32	demand	demand	NOUN
ajfa-3233	64	33	and	and	CCONJ
ajfa-3233	64	34	price	price	NOUN
ajfa-3233	64	35	of	of	ADP
ajfa-3233	64	36	product	product	NOUN
ajfa-3233	64	37	.	.	PUNCT
ajfa-3233	65	1	for	for	ADP
ajfa-3233	65	2	example	example	NOUN
ajfa-3233	65	3	,	,	PUNCT
ajfa-3233	65	4	the	the	DET
ajfa-3233	65	5	movement	movement	NOUN
ajfa-3233	65	6	of	of	ADP
ajfa-3233	65	7	foreign	foreign	ADJ
ajfa-3233	65	8	exchange	exchange	NOUN
ajfa-3233	65	9	,	,	PUNCT
ajfa-3233	65	10	commodity	commodity	NOUN
ajfa-3233	65	11	prices	price	NOUN
ajfa-3233	65	12	and	and	CCONJ
ajfa-3233	65	13	stock	stock	NOUN
ajfa-3233	65	14	prices	price	NOUN
ajfa-3233	65	15	in	in	ADP
ajfa-3233	65	16	the	the	DET
ajfa-3233	65	17	bourses	bourse	NOUN
ajfa-3233	65	18	are	be	AUX
ajfa-3233	65	19	market	market	NOUN
ajfa-3233	65	20	risk	risk	NOUN
ajfa-3233	65	21	which	which	PRON
ajfa-3233	65	22	is	be	AUX
ajfa-3233	65	23	beyond	beyond	ADP
ajfa-3233	65	24	the	the	DET
ajfa-3233	65	25	control	control	NOUN
ajfa-3233	65	26	of	of	ADP
ajfa-3233	65	27	the	the	DET
ajfa-3233	65	28	business	business	NOUN
ajfa-3233	65	29	itself	itself	PRON
ajfa-3233	65	30	.	.	PUNCT
ajfa-3233	66	1	as	as	ADP
ajfa-3233	66	2	for	for	ADP
ajfa-3233	66	3	industry	industry	NOUN
ajfa-3233	66	4	,	,	PUNCT
ajfa-3233	66	5	which	which	PRON
ajfa-3233	66	6	changes	change	VERB
ajfa-3233	66	7	fast	fast	ADV
ajfa-3233	66	8	in	in	ADP
ajfa-3233	66	9	tandem	tandem	NOUN
ajfa-3233	66	10	with	with	ADP
ajfa-3233	66	11	customer	customer	NOUN
ajfa-3233	66	12	demand	demand	NOUN
ajfa-3233	66	13	,	,	PUNCT
ajfa-3233	66	14	for	for	ADP
ajfa-3233	66	15	example	example	NOUN
ajfa-3233	66	16	information	information	NOUN
ajfa-3233	66	17	technology	technology	NOUN
ajfa-3233	66	18	,	,	PUNCT
ajfa-3233	66	19	it	it	PRON
ajfa-3233	66	20	is	be	AUX
ajfa-3233	66	21	important	important	ADJ
ajfa-3233	66	22	to	to	PART
ajfa-3233	66	23	understand	understand	VERB
ajfa-3233	66	24	future	future	ADJ
ajfa-3233	66	25	major	major	ADJ
ajfa-3233	66	26	trends	trend	NOUN
ajfa-3233	66	27	in	in	ADP
ajfa-3233	66	28	the	the	DET
ajfa-3233	66	29	industry	industry	NOUN
ajfa-3233	66	30	that	that	PRON
ajfa-3233	66	31	will	will	AUX
ajfa-3233	66	32	affect	affect	VERB
ajfa-3233	66	33	the	the	DET
ajfa-3233	66	34	business	business	NOUN
ajfa-3233	66	35	.	.	PUNCT
ajfa-3233	67	1	this	this	PRON
ajfa-3233	67	2	can	can	AUX
ajfa-3233	67	3	be	be	AUX
ajfa-3233	67	4	assessed	assess	VERB
ajfa-3233	67	5	positively	positively	ADV
ajfa-3233	67	6	or	or	CCONJ
ajfa-3233	67	7	adversely	adversely	ADV
ajfa-3233	67	8	.	.	PUNCT
ajfa-3233	68	1	industry	industry	NOUN
ajfa-3233	68	2	risk	risk	NOUN
ajfa-3233	68	3	or	or	CCONJ
ajfa-3233	68	4	market	market	NOUN
ajfa-3233	68	5	risk	risk	NOUN
ajfa-3233	68	6	can	can	AUX
ajfa-3233	68	7	be	be	AUX
ajfa-3233	68	8	further	far	ADV
ajfa-3233	68	9	analyzed	analyze	VERB
ajfa-3233	68	10	into	into	ADP
ajfa-3233	68	11	three	three	NUM
ajfa-3233	68	12	sub	sub	NOUN
ajfa-3233	68	13	-	-	NOUN
ajfa-3233	68	14	risks	risk	NOUN
ajfa-3233	68	15	:	:	PUNCT
ajfa-3233	68	16	competition	competition	NOUN
ajfa-3233	68	17	,	,	PUNCT
ajfa-3233	68	18	industry	industry	NOUN
ajfa-3233	68	19	demand	demand	NOUN
ajfa-3233	68	20	risk	risk	NOUN
ajfa-3233	68	21	and	and	CCONJ
ajfa-3233	68	22	external	external	ADJ
ajfa-3233	68	23	factors	factor	NOUN
ajfa-3233	68	24	.	.	PUNCT
ajfa-3233	69	1	3.1	3.1	NUM
ajfa-3233	69	2	competition	competition	NOUN
ajfa-3233	69	3	competition	competition	NOUN
ajfa-3233	69	4	can	can	AUX
ajfa-3233	69	5	result	result	VERB
ajfa-3233	69	6	in	in	ADP
ajfa-3233	69	7	a	a	DET
ajfa-3233	69	8	squeeze	squeeze	NOUN
ajfa-3233	69	9	in	in	ADP
ajfa-3233	69	10	market	market	NOUN
ajfa-3233	69	11	share	share	NOUN
ajfa-3233	69	12	.	.	PUNCT
ajfa-3233	70	1	assess	assess	VERB
ajfa-3233	70	2	whether	whether	SCONJ
ajfa-3233	70	3	the	the	DET
ajfa-3233	70	4	business	business	NOUN
ajfa-3233	70	5	’s	’s	PART
ajfa-3233	70	6	market	market	NOUN
ajfa-3233	70	7	share	share	NOUN
ajfa-3233	70	8	will	will	AUX
ajfa-3233	70	9	expand	expand	VERB
ajfa-3233	70	10	or	or	CCONJ
ajfa-3233	70	11	further	far	ADV
ajfa-3233	70	12	diluted	dilute	VERB
ajfa-3233	70	13	.	.	PUNCT
ajfa-3233	71	1	determine	determine	VERB
ajfa-3233	71	2	the	the	DET
ajfa-3233	71	3	size	size	NOUN
ajfa-3233	71	4	and	and	CCONJ
ajfa-3233	71	5	strength	strength	NOUN
ajfa-3233	71	6	of	of	ADP
ajfa-3233	71	7	major	major	ADJ
ajfa-3233	71	8	competitors	competitor	NOUN
ajfa-3233	71	9	versus	versus	ADP
ajfa-3233	71	10	the	the	DET
ajfa-3233	71	11	key	key	ADJ
ajfa-3233	71	12	success	success	NOUN
ajfa-3233	71	13	variables	variable	NOUN
ajfa-3233	71	14	of	of	ADP
ajfa-3233	71	15	the	the	DET
ajfa-3233	71	16	business	business	NOUN
ajfa-3233	71	17	.	.	PUNCT
ajfa-3233	72	1	assess	assess	VERB
ajfa-3233	72	2	the	the	DET
ajfa-3233	72	3	nature	nature	NOUN
ajfa-3233	72	4	of	of	ADP
ajfa-3233	72	5	competition	competition	NOUN
ajfa-3233	72	6	on	on	ADP
ajfa-3233	72	7	the	the	DET
ajfa-3233	72	8	scale	scale	NOUN
ajfa-3233	72	9	from	from	ADP
ajfa-3233	72	10	perfect	perfect	ADJ
ajfa-3233	72	11	to	to	ADP
ajfa-3233	72	12	monopoly	monopoly	NOUN
ajfa-3233	72	13	stake	stake	NOUN
ajfa-3233	72	14	.	.	PUNCT
ajfa-3233	73	1	the	the	DET
ajfa-3233	73	2	type	type	NOUN
ajfa-3233	73	3	and	and	CCONJ
ajfa-3233	73	4	quality	quality	NOUN
ajfa-3233	73	5	of	of	ADP
ajfa-3233	73	6	products	product	NOUN
ajfa-3233	73	7	play	play	VERB
ajfa-3233	73	8	a	a	DET
ajfa-3233	73	9	big	big	ADJ
ajfa-3233	73	10	role	role	NOUN
ajfa-3233	73	11	in	in	ADP
ajfa-3233	73	12	the	the	DET
ajfa-3233	73	13	success	success	NOUN
ajfa-3233	73	14	of	of	ADP
ajfa-3233	73	15	a	a	DET
ajfa-3233	73	16	business	business	NOUN
ajfa-3233	73	17	.	.	PUNCT
ajfa-3233	74	1	assess	assess	VERB
ajfa-3233	74	2	whether	whether	SCONJ
ajfa-3233	74	3	the	the	DET
ajfa-3233	74	4	products	product	NOUN
ajfa-3233	74	5	and	and	CCONJ
ajfa-3233	74	6	services	service	NOUN
ajfa-3233	74	7	are	be	AUX
ajfa-3233	74	8	unique	unique	ADJ
ajfa-3233	74	9	of	of	ADP
ajfa-3233	74	10	uniform	uniform	NOUN
ajfa-3233	74	11	,	,	PUNCT
ajfa-3233	74	12	i.e.	i.e.	X
ajfa-3233	74	13	commodities	commodity	NOUN
ajfa-3233	74	14	.	.	PUNCT
ajfa-3233	75	1	in	in	ADP
ajfa-3233	75	2	addition	addition	NOUN
ajfa-3233	75	3	,	,	PUNCT
ajfa-3233	75	4	competition	competition	NOUN
ajfa-3233	75	5	can	can	AUX
ajfa-3233	75	6	result	result	VERB
ajfa-3233	75	7	in	in	ADP
ajfa-3233	75	8	a	a	DET
ajfa-3233	75	9	change	change	NOUN
ajfa-3233	75	10	in	in	ADP
ajfa-3233	75	11	market	market	NOUN
ajfa-3233	75	12	position	position	NOUN
ajfa-3233	75	13	if	if	SCONJ
ajfa-3233	75	14	the	the	DET
ajfa-3233	75	15	perceived	perceive	VERB
ajfa-3233	75	16	key	key	ADJ
ajfa-3233	75	17	success	success	NOUN
ajfa-3233	75	18	variables	variable	NOUN
ajfa-3233	75	19	of	of	ADP
ajfa-3233	75	20	the	the	DET
ajfa-3233	75	21	business	business	NOUN
ajfa-3233	75	22	are	be	AUX
ajfa-3233	75	23	not	not	PART
ajfa-3233	75	24	successfully	successfully	ADV
ajfa-3233	75	25	implemented	implement	VERB
ajfa-3233	75	26	.	.	PUNCT
ajfa-3233	76	1	loss	loss	NOUN
ajfa-3233	76	2	in	in	ADP
ajfa-3233	76	3	market	market	NOUN
ajfa-3233	76	4	share	share	NOUN
ajfa-3233	76	5	will	will	AUX
ajfa-3233	76	6	result	result	VERB
ajfa-3233	76	7	in	in	ADP
ajfa-3233	76	8	squeeze	squeeze	NOUN
ajfa-3233	76	9	in	in	ADP
ajfa-3233	76	10	profit	profit	NOUN
ajfa-3233	76	11	margin	margin	NOUN
ajfa-3233	76	12	due	due	ADP
ajfa-3233	76	13	to	to	ADP
ajfa-3233	76	14	high	high	ADJ
ajfa-3233	76	15	leverage	leverage	NOUN
ajfa-3233	76	16	,	,	PUNCT
ajfa-3233	76	17	low	low	ADJ
ajfa-3233	76	18	sales	sale	NOUN
ajfa-3233	76	19	or	or	CCONJ
ajfa-3233	76	20	high	high	ADJ
ajfa-3233	76	21	cost	cost	NOUN
ajfa-3233	76	22	.	.	PUNCT
ajfa-3233	77	1	3.2	3.2	NUM
ajfa-3233	77	2	industry	industry	NOUN
ajfa-3233	77	3	demand	demand	NOUN
ajfa-3233	77	4	risk	risk	NOUN
ajfa-3233	77	5	each	each	DET
ajfa-3233	77	6	industry	industry	NOUN
ajfa-3233	77	7	has	have	AUX
ajfa-3233	77	8	its	its	PRON
ajfa-3233	77	9	own	own	ADJ
ajfa-3233	77	10	variables	variable	NOUN
ajfa-3233	77	11	that	that	PRON
ajfa-3233	77	12	create	create	VERB
ajfa-3233	77	13	basic	basic	ADJ
ajfa-3233	77	14	demand	demand	NOUN
ajfa-3233	77	15	.	.	PUNCT
ajfa-3233	78	1	for	for	ADP
ajfa-3233	78	2	instant	instant	NOUN
ajfa-3233	78	3	,	,	PUNCT
ajfa-3233	78	4	the	the	DET
ajfa-3233	78	5	industry	industry	NOUN
ajfa-3233	78	6	can	can	AUX
ajfa-3233	78	7	be	be	AUX
ajfa-3233	78	8	financing	finance	VERB
ajfa-3233	78	9	intensive	intensive	ADJ
ajfa-3233	78	10	(	(	PUNCT
ajfa-3233	78	11	leasing	leasing	NOUN
ajfa-3233	78	12	and	and	CCONJ
ajfa-3233	78	13	hire	hire	NOUN
ajfa-3233	78	14	-	-	PUNCT
ajfa-3233	78	15	purchase	purchase	NOUN
ajfa-3233	78	16	companies	company	NOUN
ajfa-3233	78	17	)	)	PUNCT
ajfa-3233	78	18	,	,	PUNCT
ajfa-3233	78	19	marketing	marketing	NOUN
ajfa-3233	78	20	intensive	intensive	ADJ
ajfa-3233	78	21	(	(	PUNCT
ajfa-3233	78	22	consumer	consumer	NOUN
ajfa-3233	78	23	durable	durable	ADJ
ajfa-3233	78	24	)	)	PUNCT
ajfa-3233	78	25	,	,	PUNCT
ajfa-3233	78	26	quality	quality	NOUN
ajfa-3233	78	27	intensive	intensive	ADJ
ajfa-3233	78	28	(	(	PUNCT
ajfa-3233	78	29	engineering	engineering	NOUN
ajfa-3233	78	30	and	and	CCONJ
ajfa-3233	78	31	electronic	electronic	ADJ
ajfa-3233	78	32	products	product	NOUN
ajfa-3233	78	33	)	)	PUNCT
ajfa-3233	78	34	,	,	PUNCT
ajfa-3233	78	35	or	or	CCONJ
ajfa-3233	78	36	service	service	NOUN
ajfa-3233	78	37	intensive	intensive	ADJ
ajfa-3233	78	38	asian	asian	ADJ
ajfa-3233	78	39	journal	journal	NOUN
ajfa-3233	78	40	of	of	ADP
ajfa-3233	78	41	finance	finance	PROPN
ajfa-3233	78	42	&	&	CCONJ
ajfa-3233	78	43	accounting	accounting	PROPN
ajfa-3233	78	44	issn	issn	PROPN
ajfa-3233	78	45	1946	1946	NUM
ajfa-3233	78	46	-	-	PUNCT
ajfa-3233	78	47	052x	052x	NOUN
ajfa-3233	78	48	2013	2013	NUM
ajfa-3233	78	49	,	,	PUNCT
ajfa-3233	78	50	vol	vol	NOUN
ajfa-3233	78	51	.	.	PROPN
ajfa-3233	78	52	5	5	NUM
ajfa-3233	78	53	,	,	PUNCT
ajfa-3233	78	54	no	no	INTJ
ajfa-3233	78	55	.	.	NOUN
ajfa-3233	78	56	1	1	NUM
ajfa-3233	78	57	www.macrothink.org/ajfa	www.macrothink.org/ajfa	NOUN
ajfa-3233	78	58	255	255	NUM
ajfa-3233	78	59	(	(	PUNCT
ajfa-3233	78	60	investment	investment	NOUN
ajfa-3233	78	61	banking	banking	NOUN
ajfa-3233	78	62	)	)	PUNCT
ajfa-3233	78	63	.	.	PUNCT
ajfa-3233	79	1	the	the	DET
ajfa-3233	79	2	features	feature	NOUN
ajfa-3233	79	3	of	of	ADP
ajfa-3233	79	4	the	the	DET
ajfa-3233	79	5	products	product	NOUN
ajfa-3233	79	6	and	and	CCONJ
ajfa-3233	79	7	services	service	NOUN
ajfa-3233	79	8	,	,	PUNCT
ajfa-3233	79	9	therefore	therefore	ADV
ajfa-3233	79	10	,	,	PUNCT
ajfa-3233	79	11	need	need	VERB
ajfa-3233	79	12	to	to	PART
ajfa-3233	79	13	change	change	VERB
ajfa-3233	79	14	in	in	ADP
ajfa-3233	79	15	tandem	tandem	NOUN
ajfa-3233	79	16	with	with	ADP
ajfa-3233	79	17	the	the	DET
ajfa-3233	79	18	change	change	NOUN
ajfa-3233	79	19	in	in	ADP
ajfa-3233	79	20	consumer	consumer	NOUN
ajfa-3233	79	21	demand	demand	NOUN
ajfa-3233	79	22	.	.	PUNCT
ajfa-3233	80	1	demand	demand	NOUN
ajfa-3233	80	2	risk	risk	NOUN
ajfa-3233	80	3	can	can	AUX
ajfa-3233	80	4	also	also	ADV
ajfa-3233	80	5	be	be	AUX
ajfa-3233	80	6	a	a	DET
ajfa-3233	80	7	result	result	NOUN
ajfa-3233	80	8	of	of	ADP
ajfa-3233	80	9	benefits	benefit	NOUN
ajfa-3233	80	10	or	or	CCONJ
ajfa-3233	80	11	hindrances	hindrance	NOUN
ajfa-3233	80	12	derived	derive	VERB
ajfa-3233	80	13	from	from	ADP
ajfa-3233	80	14	legal	legal	ADJ
ajfa-3233	80	15	or	or	CCONJ
ajfa-3233	80	16	regulatory	regulatory	ADJ
ajfa-3233	80	17	support	support	NOUN
ajfa-3233	80	18	,	,	PUNCT
ajfa-3233	80	19	protection	protection	NOUN
ajfa-3233	80	20	,	,	PUNCT
ajfa-3233	80	21	tariffs	tariff	NOUN
ajfa-3233	80	22	,	,	PUNCT
ajfa-3233	80	23	and	and	CCONJ
ajfa-3233	80	24	taxes	taxis	NOUN
ajfa-3233	80	25	as	as	ADV
ajfa-3233	80	26	well	well	ADV
ajfa-3233	80	27	as	as	ADP
ajfa-3233	80	28	demographic	demographic	ADJ
ajfa-3233	80	29	and	and	CCONJ
ajfa-3233	80	30	social	social	ADJ
ajfa-3233	80	31	factors	factor	NOUN
ajfa-3233	80	32	.	.	PUNCT
ajfa-3233	81	1	3.3	3.3	NUM
ajfa-3233	81	2	external	external	ADJ
ajfa-3233	81	3	factors	factor	NOUN
ajfa-3233	81	4	the	the	DET
ajfa-3233	81	5	effect	effect	NOUN
ajfa-3233	81	6	of	of	ADP
ajfa-3233	81	7	inflation	inflation	NOUN
ajfa-3233	81	8	on	on	ADP
ajfa-3233	81	9	the	the	DET
ajfa-3233	81	10	industry	industry	NOUN
ajfa-3233	81	11	’s	’s	PART
ajfa-3233	81	12	cycle	cycle	NOUN
ajfa-3233	81	13	,	,	PUNCT
ajfa-3233	81	14	political	political	ADJ
ajfa-3233	81	15	instability	instability	NOUN
ajfa-3233	81	16	,	,	PUNCT
ajfa-3233	81	17	war	war	NOUN
ajfa-3233	81	18	,	,	PUNCT
ajfa-3233	81	19	electricity	electricity	NOUN
ajfa-3233	81	20	or	or	CCONJ
ajfa-3233	81	21	power	power	NOUN
ajfa-3233	81	22	supply	supply	NOUN
ajfa-3233	81	23	/	/	SYM
ajfa-3233	81	24	disruption	disruption	NOUN
ajfa-3233	81	25	or	or	CCONJ
ajfa-3233	81	26	the	the	DET
ajfa-3233	81	27	failure	failure	NOUN
ajfa-3233	81	28	of	of	ADP
ajfa-3233	81	29	transport	transport	NOUN
ajfa-3233	81	30	or	or	CCONJ
ajfa-3233	81	31	communication	communication	NOUN
ajfa-3233	81	32	system	system	NOUN
ajfa-3233	81	33	are	be	AUX
ajfa-3233	81	34	also	also	ADV
ajfa-3233	81	35	external	external	ADJ
ajfa-3233	81	36	factors	factor	NOUN
ajfa-3233	81	37	that	that	PRON
ajfa-3233	81	38	will	will	AUX
ajfa-3233	81	39	affect	affect	VERB
ajfa-3233	81	40	the	the	DET
ajfa-3233	81	41	industry	industry	NOUN
ajfa-3233	81	42	’s	’s	PART
ajfa-3233	81	43	strength	strength	NOUN
ajfa-3233	81	44	.	.	PUNCT
ajfa-3233	82	1	in	in	ADP
ajfa-3233	82	2	analyzing	analyze	VERB
ajfa-3233	82	3	such	such	ADJ
ajfa-3233	82	4	factors	factor	NOUN
ajfa-3233	82	5	the	the	DET
ajfa-3233	82	6	investor	investor	NOUN
ajfa-3233	82	7	/	/	SYM
ajfa-3233	82	8	banker	banker	NOUN
ajfa-3233	82	9	must	must	AUX
ajfa-3233	82	10	ascertain	ascertain	VERB
ajfa-3233	82	11	whether	whether	SCONJ
ajfa-3233	82	12	insurance	insurance	NOUN
ajfa-3233	82	13	can	can	AUX
ajfa-3233	82	14	be	be	AUX
ajfa-3233	82	15	taken	take	VERB
ajfa-3233	82	16	to	to	PART
ajfa-3233	82	17	mitigate	mitigate	VERB
ajfa-3233	82	18	such	such	ADJ
ajfa-3233	82	19	external	external	ADJ
ajfa-3233	82	20	risks	risk	NOUN
ajfa-3233	82	21	on	on	ADP
ajfa-3233	82	22	the	the	DET
ajfa-3233	82	23	industry	industry	NOUN
ajfa-3233	82	24	.	.	PUNCT
ajfa-3233	83	1	4	4	X
ajfa-3233	83	2	.	.	X
ajfa-3233	83	3	funds	fund	NOUN
ajfa-3233	83	4	diversion	diversion	NOUN
ajfa-3233	83	5	risk	risk	NOUN
ajfa-3233	83	6	this	this	DET
ajfa-3233	83	7	risk	risk	NOUN
ajfa-3233	83	8	can	can	AUX
ajfa-3233	83	9	be	be	AUX
ajfa-3233	83	10	interpreted	interpret	VERB
ajfa-3233	83	11	as	as	ADP
ajfa-3233	83	12	an	an	DET
ajfa-3233	83	13	internal	internal	ADJ
ajfa-3233	83	14	and	and	CCONJ
ajfa-3233	83	15	external	external	ADJ
ajfa-3233	83	16	source	source	NOUN
ajfa-3233	83	17	.	.	PUNCT
ajfa-3233	84	1	it	it	PRON
ajfa-3233	84	2	is	be	AUX
ajfa-3233	84	3	easier	easy	ADJ
ajfa-3233	84	4	to	to	PART
ajfa-3233	84	5	identify	identify	VERB
ajfa-3233	84	6	this	this	DET
ajfa-3233	84	7	risk	risk	NOUN
ajfa-3233	84	8	when	when	SCONJ
ajfa-3233	84	9	the	the	DET
ajfa-3233	84	10	business	business	NOUN
ajfa-3233	84	11	is	be	AUX
ajfa-3233	84	12	already	already	ADV
ajfa-3233	84	13	an	an	DET
ajfa-3233	84	14	existing	exist	VERB
ajfa-3233	84	15	client	client	NOUN
ajfa-3233	84	16	of	of	ADP
ajfa-3233	84	17	the	the	DET
ajfa-3233	84	18	investor	investor	NOUN
ajfa-3233	84	19	or	or	CCONJ
ajfa-3233	84	20	banker	banker	NOUN
ajfa-3233	84	21	.	.	PUNCT
ajfa-3233	85	1	if	if	SCONJ
ajfa-3233	85	2	they	they	PRON
ajfa-3233	85	3	suspect	suspect	VERB
ajfa-3233	85	4	funds	fund	NOUN
ajfa-3233	85	5	are	be	AUX
ajfa-3233	85	6	being	be	AUX
ajfa-3233	85	7	diverted	divert	VERB
ajfa-3233	85	8	to	to	ADP
ajfa-3233	85	9	various	various	ADJ
ajfa-3233	85	10	economic	economic	ADJ
ajfa-3233	85	11	entities	entity	NOUN
ajfa-3233	85	12	or	or	CCONJ
ajfa-3233	85	13	out	out	ADP
ajfa-3233	85	14	of	of	ADP
ajfa-3233	85	15	the	the	DET
ajfa-3233	85	16	country	country	NOUN
ajfa-3233	85	17	,	,	PUNCT
ajfa-3233	85	18	they	they	PRON
ajfa-3233	85	19	should	should	AUX
ajfa-3233	85	20	conduct	conduct	VERB
ajfa-3233	85	21	a	a	DET
ajfa-3233	85	22	due	due	ADJ
ajfa-3233	85	23	diligence	diligence	NOUN
ajfa-3233	85	24	meeting	meeting	NOUN
ajfa-3233	85	25	with	with	ADP
ajfa-3233	85	26	the	the	DET
ajfa-3233	85	27	business	business	NOUN
ajfa-3233	85	28	.	.	PUNCT
ajfa-3233	86	1	if	if	SCONJ
ajfa-3233	86	2	it	it	PRON
ajfa-3233	86	3	is	be	AUX
ajfa-3233	86	4	true	true	ADJ
ajfa-3233	86	5	,	,	PUNCT
ajfa-3233	86	6	and	and	CCONJ
ajfa-3233	86	7	there	there	PRON
ajfa-3233	86	8	is	be	VERB
ajfa-3233	86	9	no	no	DET
ajfa-3233	86	10	acceptable	acceptable	ADJ
ajfa-3233	86	11	explanation	explanation	NOUN
ajfa-3233	86	12	,	,	PUNCT
ajfa-3233	86	13	they	they	PRON
ajfa-3233	86	14	can	can	AUX
ajfa-3233	86	15	request	request	VERB
ajfa-3233	86	16	that	that	SCONJ
ajfa-3233	86	17	remedial	remedial	ADJ
ajfa-3233	86	18	be	be	AUX
ajfa-3233	86	19	done	do	VERB
ajfa-3233	86	20	(	(	PUNCT
ajfa-3233	86	21	repayment	repayment	NOUN
ajfa-3233	86	22	to	to	ADP
ajfa-3233	86	23	the	the	DET
ajfa-3233	86	24	investor	investor	NOUN
ajfa-3233	86	25	or	or	CCONJ
ajfa-3233	86	26	banker	banker	NOUN
ajfa-3233	86	27	)	)	PUNCT
ajfa-3233	86	28	within	within	ADP
ajfa-3233	86	29	a	a	DET
ajfa-3233	86	30	reasonable	reasonable	ADJ
ajfa-3233	86	31	time	time	NOUN
ajfa-3233	86	32	period	period	NOUN
ajfa-3233	86	33	.	.	PUNCT
ajfa-3233	87	1	if	if	SCONJ
ajfa-3233	87	2	such	such	ADJ
ajfa-3233	87	3	remedial	remedial	NOUN
ajfa-3233	87	4	is	be	AUX
ajfa-3233	87	5	not	not	PART
ajfa-3233	87	6	implemented	implement	VERB
ajfa-3233	87	7	,	,	PUNCT
ajfa-3233	87	8	they	they	PRON
ajfa-3233	87	9	can	can	AUX
ajfa-3233	87	10	request	request	VERB
ajfa-3233	87	11	to	to	PART
ajfa-3233	87	12	terminate	terminate	VERB
ajfa-3233	87	13	the	the	DET
ajfa-3233	87	14	relationship	relationship	NOUN
ajfa-3233	87	15	.	.	PUNCT
ajfa-3233	88	1	fund	fund	NOUN
ajfa-3233	88	2	diversion	diversion	NOUN
ajfa-3233	88	3	can	can	AUX
ajfa-3233	88	4	be	be	AUX
ajfa-3233	88	5	done	do	VERB
ajfa-3233	88	6	through	through	ADP
ajfa-3233	88	7	the	the	DET
ajfa-3233	88	8	following	follow	VERB
ajfa-3233	88	9	two	two	NUM
ajfa-3233	88	10	methods	method	NOUN
ajfa-3233	88	11	,	,	PUNCT
ajfa-3233	88	12	which	which	PRON
ajfa-3233	88	13	are	be	AUX
ajfa-3233	88	14	usually	usually	ADV
ajfa-3233	88	15	considered	consider	VERB
ajfa-3233	88	16	an	an	DET
ajfa-3233	88	17	acceptable	acceptable	ADJ
ajfa-3233	88	18	practice	practice	NOUN
ajfa-3233	88	19	by	by	ADP
ajfa-3233	88	20	the	the	DET
ajfa-3233	88	21	investor	investor	NOUN
ajfa-3233	88	22	or	or	CCONJ
ajfa-3233	88	23	banker	banker	NOUN
ajfa-3233	88	24	as	as	ADV
ajfa-3233	88	25	long	long	ADV
ajfa-3233	88	26	as	as	SCONJ
ajfa-3233	88	27	they	they	PRON
ajfa-3233	88	28	being	be	AUX
ajfa-3233	88	29	notified	notify	VERB
ajfa-3233	88	30	of	of	ADP
ajfa-3233	88	31	such	such	DET
ajfa-3233	88	32	a	a	DET
ajfa-3233	88	33	policy	policy	NOUN
ajfa-3233	88	34	/	/	SYM
ajfa-3233	88	35	arrangement	arrangement	NOUN
ajfa-3233	88	36	:	:	PUNCT
ajfa-3233	88	37	transfer	transfer	NOUN
ajfa-3233	88	38	pricing	pricing	NOUN
ajfa-3233	88	39	and	and	CCONJ
ajfa-3233	88	40	dividend	dividend	NOUN
ajfa-3233	88	41	policy	policy	NOUN
ajfa-3233	88	42	4.1	4.1	NUM
ajfa-3233	88	43	transfer	transfer	NOUN
ajfa-3233	88	44	pricing	pricing	NOUN
ajfa-3233	88	45	transfer	transfer	NOUN
ajfa-3233	88	46	pricing	pricing	NOUN
ajfa-3233	88	47	can	can	AUX
ajfa-3233	88	48	happen	happen	VERB
ajfa-3233	88	49	through	through	ADP
ajfa-3233	88	50	the	the	DET
ajfa-3233	88	51	sales	sale	NOUN
ajfa-3233	88	52	or	or	CCONJ
ajfa-3233	88	53	purchase	purchase	NOUN
ajfa-3233	88	54	of	of	ADP
ajfa-3233	88	55	the	the	DET
ajfa-3233	88	56	business	business	NOUN
ajfa-3233	88	57	as	as	ADP
ajfa-3233	88	58	a	a	DET
ajfa-3233	88	59	result	result	NOUN
ajfa-3233	88	60	of	of	ADP
ajfa-3233	88	61	inter	inter	ADJ
ajfa-3233	88	62	-	-	ADJ
ajfa-3233	88	63	company	company	ADJ
ajfa-3233	88	64	sales	sale	NOUN
ajfa-3233	88	65	or	or	CCONJ
ajfa-3233	88	66	purchases	purchase	NOUN
ajfa-3233	88	67	within	within	ADP
ajfa-3233	88	68	a	a	DET
ajfa-3233	88	69	bigger	big	ADJ
ajfa-3233	88	70	group	group	NOUN
ajfa-3233	88	71	.	.	PUNCT
ajfa-3233	89	1	assuming	assume	VERB
ajfa-3233	89	2	the	the	DET
ajfa-3233	89	3	flagship	flagship	NOUN
ajfa-3233	89	4	of	of	ADP
ajfa-3233	89	5	a	a	DET
ajfa-3233	89	6	group	group	NOUN
ajfa-3233	89	7	of	of	ADP
ajfa-3233	89	8	companies	company	NOUN
ajfa-3233	89	9	is	be	AUX
ajfa-3233	89	10	not	not	PART
ajfa-3233	89	11	the	the	DET
ajfa-3233	89	12	borrower	borrower	NOUN
ajfa-3233	89	13	itself	itself	PRON
ajfa-3233	89	14	,	,	PUNCT
ajfa-3233	89	15	the	the	DET
ajfa-3233	89	16	transfer	transfer	NOUN
ajfa-3233	89	17	pricing	pricing	NOUN
ajfa-3233	89	18	as	as	ADP
ajfa-3233	89	19	a	a	DET
ajfa-3233	89	20	result	result	NOUN
ajfa-3233	89	21	of	of	ADP
ajfa-3233	89	22	higher	high	ADJ
ajfa-3233	89	23	purchase	purchase	NOUN
ajfa-3233	89	24	price	price	NOUN
ajfa-3233	89	25	and/or	and/or	CCONJ
ajfa-3233	89	26	higher	high	ADJ
ajfa-3233	89	27	cost	cost	NOUN
ajfa-3233	89	28	of	of	ADP
ajfa-3233	89	29	good	good	ADJ
ajfa-3233	89	30	sold	sell	VERB
ajfa-3233	89	31	will	will	AUX
ajfa-3233	89	32	result	result	VERB
ajfa-3233	89	33	in	in	ADP
ajfa-3233	89	34	poor	poor	ADJ
ajfa-3233	89	35	profitability	profitability	NOUN
ajfa-3233	89	36	for	for	ADP
ajfa-3233	89	37	the	the	DET
ajfa-3233	89	38	borrower	borrower	NOUN
ajfa-3233	89	39	.	.	PUNCT
ajfa-3233	90	1	whilst	whilst	SCONJ
ajfa-3233	90	2	the	the	DET
ajfa-3233	90	3	other	other	ADJ
ajfa-3233	90	4	economic	economic	ADJ
ajfa-3233	90	5	entity	entity	NOUN
ajfa-3233	90	6	which	which	PRON
ajfa-3233	90	7	will	will	AUX
ajfa-3233	90	8	be	be	AUX
ajfa-3233	90	9	the	the	DET
ajfa-3233	90	10	flagship	flagship	NOUN
ajfa-3233	90	11	of	of	ADP
ajfa-3233	90	12	the	the	DET
ajfa-3233	90	13	group	group	NOUN
ajfa-3233	90	14	that	that	PRON
ajfa-3233	90	15	sells	sell	VERB
ajfa-3233	90	16	the	the	DET
ajfa-3233	90	17	product	product	NOUN
ajfa-3233	90	18	to	to	ADP
ajfa-3233	90	19	the	the	DET
ajfa-3233	90	20	borrower	borrower	NOUN
ajfa-3233	90	21	,	,	PUNCT
ajfa-3233	90	22	will	will	AUX
ajfa-3233	90	23	show	show	VERB
ajfa-3233	90	24	good	good	ADJ
ajfa-3233	90	25	profitability	profitability	NOUN
ajfa-3233	90	26	.	.	PUNCT
ajfa-3233	91	1	the	the	DET
ajfa-3233	91	2	investor	investor	NOUN
ajfa-3233	91	3	/	/	SYM
ajfa-3233	91	4	banker	banker	NOUN
ajfa-3233	91	5	then	then	ADV
ajfa-3233	91	6	might	might	AUX
ajfa-3233	91	7	decide	decide	VERB
ajfa-3233	91	8	to	to	PART
ajfa-3233	91	9	use	use	VERB
ajfa-3233	91	10	the	the	DET
ajfa-3233	91	11	flagship	flagship	NOUN
ajfa-3233	91	12	entity	entity	NOUN
ajfa-3233	91	13	as	as	ADP
ajfa-3233	91	14	the	the	DET
ajfa-3233	91	15	borrowing	borrowing	NOUN
ajfa-3233	91	16	vehicle	vehicle	NOUN
ajfa-3233	91	17	instead	instead	ADV
ajfa-3233	91	18	of	of	ADP
ajfa-3233	91	19	the	the	DET
ajfa-3233	91	20	loss	loss	NOUN
ajfa-3233	91	21	-	-	PUNCT
ajfa-3233	91	22	making	make	VERB
ajfa-3233	91	23	entity	entity	NOUN
ajfa-3233	91	24	.	.	PUNCT
ajfa-3233	92	1	4.2	4.2	NUM
ajfa-3233	92	2	dividend	dividend	NOUN
ajfa-3233	92	3	policy	policy	NOUN
ajfa-3233	92	4	fund	fund	NOUN
ajfa-3233	92	5	diversion	diversion	NOUN
ajfa-3233	92	6	can	can	AUX
ajfa-3233	92	7	also	also	ADV
ajfa-3233	92	8	be	be	AUX
ajfa-3233	92	9	done	do	VERB
ajfa-3233	92	10	through	through	ADP
ajfa-3233	92	11	generous	generous	ADJ
ajfa-3233	92	12	dividend	dividend	NOUN
ajfa-3233	92	13	policy	policy	NOUN
ajfa-3233	92	14	.	.	PUNCT
ajfa-3233	93	1	the	the	DET
ajfa-3233	93	2	banker	banker	NOUN
ajfa-3233	93	3	will	will	AUX
ajfa-3233	93	4	have	have	VERB
ajfa-3233	93	5	to	to	PART
ajfa-3233	93	6	ascertain	ascertain	VERB
ajfa-3233	93	7	whether	whether	SCONJ
ajfa-3233	93	8	such	such	ADJ
ajfa-3233	93	9	generous	generous	ADJ
ajfa-3233	93	10	dividend	dividend	NOUN
ajfa-3233	93	11	policy	policy	NOUN
ajfa-3233	93	12	has	have	AUX
ajfa-3233	93	13	been	be	AUX
ajfa-3233	93	14	consistent	consistent	ADJ
ajfa-3233	93	15	.	.	PUNCT
ajfa-3233	94	1	if	if	SCONJ
ajfa-3233	94	2	it	it	PRON
ajfa-3233	94	3	is	be	AUX
ajfa-3233	94	4	not	not	PART
ajfa-3233	94	5	,	,	PUNCT
ajfa-3233	94	6	investigate	investigate	VERB
ajfa-3233	94	7	on	on	ADP
ajfa-3233	94	8	the	the	DET
ajfa-3233	94	9	sudden	sudden	ADJ
ajfa-3233	94	10	change	change	NOUN
ajfa-3233	94	11	in	in	ADP
ajfa-3233	94	12	policy	policy	NOUN
ajfa-3233	94	13	because	because	SCONJ
ajfa-3233	94	14	it	it	PRON
ajfa-3233	94	15	can	can	AUX
ajfa-3233	94	16	be	be	AUX
ajfa-3233	94	17	the	the	DET
ajfa-3233	94	18	beginning	beginning	NOUN
ajfa-3233	94	19	of	of	ADP
ajfa-3233	94	20	a	a	DET
ajfa-3233	94	21	problem	problem	NOUN
ajfa-3233	94	22	at	at	ADP
ajfa-3233	94	23	the	the	DET
ajfa-3233	94	24	shareholders	shareholder	NOUN
ajfa-3233	94	25	’	'	PUNCT
ajfa-3233	94	26	level	level	NOUN
ajfa-3233	94	27	and	and	CCONJ
ajfa-3233	94	28	the	the	DET
ajfa-3233	94	29	banker	banker	NOUN
ajfa-3233	94	30	-	-	PUNCT
ajfa-3233	94	31	borrower	borrower	NOUN
ajfa-3233	94	32	relationship	relationship	NOUN
ajfa-3233	94	33	.	.	PUNCT
ajfa-3233	95	1	if	if	SCONJ
ajfa-3233	95	2	much	much	ADJ
ajfa-3233	95	3	needed	need	VERB
ajfa-3233	95	4	funds	fund	NOUN
ajfa-3233	95	5	of	of	ADP
ajfa-3233	95	6	the	the	DET
ajfa-3233	95	7	business	business	NOUN
ajfa-3233	95	8	are	be	AUX
ajfa-3233	95	9	siphoned	siphon	VERB
ajfa-3233	95	10	out	out	ADP
ajfa-3233	95	11	through	through	ADP
ajfa-3233	95	12	dividends	dividend	NOUN
ajfa-3233	95	13	,	,	PUNCT
ajfa-3233	95	14	the	the	DET
ajfa-3233	95	15	banker	banker	NOUN
ajfa-3233	95	16	might	might	AUX
ajfa-3233	95	17	want	want	VERB
ajfa-3233	95	18	to	to	PART
ajfa-3233	95	19	terminate	terminate	VERB
ajfa-3233	95	20	the	the	DET
ajfa-3233	95	21	relationship	relationship	NOUN
ajfa-3233	95	22	for	for	ADP
ajfa-3233	95	23	fear	fear	NOUN
ajfa-3233	95	24	that	that	SCONJ
ajfa-3233	95	25	the	the	DET
ajfa-3233	95	26	business	business	NOUN
ajfa-3233	95	27	financial	financial	ADJ
ajfa-3233	95	28	position	position	NOUN
ajfa-3233	95	29	will	will	AUX
ajfa-3233	95	30	be	be	AUX
ajfa-3233	95	31	adversely	adversely	ADV
ajfa-3233	95	32	affected	affect	VERB
ajfa-3233	95	33	.	.	PUNCT
ajfa-3233	96	1	internally	internally	ADV
ajfa-3233	96	2	,	,	PUNCT
ajfa-3233	96	3	at	at	ADP
ajfa-3233	96	4	the	the	DET
ajfa-3233	96	5	banker	banker	NOUN
ajfa-3233	96	6	’s	’s	PART
ajfa-3233	96	7	level	level	NOUN
ajfa-3233	96	8	–	–	PUNCT
ajfa-3233	96	9	if	if	SCONJ
ajfa-3233	96	10	this	this	PRON
ajfa-3233	96	11	is	be	AUX
ajfa-3233	96	12	an	an	DET
ajfa-3233	96	13	existing	exist	VERB
ajfa-3233	96	14	customer	customer	NOUN
ajfa-3233	96	15	’s	’s	PART
ajfa-3233	96	16	–	–	PUNCT
ajfa-3233	96	17	the	the	DET
ajfa-3233	96	18	bankers	banker	NOUN
ajfa-3233	96	19	can	can	AUX
ajfa-3233	96	20	further	far	ADV
ajfa-3233	96	21	verify	verify	VERB
ajfa-3233	96	22	movement	movement	NOUN
ajfa-3233	96	23	of	of	ADP
ajfa-3233	96	24	funds	fund	NOUN
ajfa-3233	96	25	on	on	ADP
ajfa-3233	96	26	an	an	DET
ajfa-3233	96	27	inter	inter	ADJ
ajfa-3233	96	28	-	-	ADJ
ajfa-3233	96	29	company	company	ADJ
ajfa-3233	96	30	basis	basis	NOUN
ajfa-3233	96	31	and	and	CCONJ
ajfa-3233	96	32	check	check	VERB
ajfa-3233	96	33	whether	whether	SCONJ
ajfa-3233	96	34	it	it	PRON
ajfa-3233	96	35	is	be	AUX
ajfa-3233	96	36	consistent	consistent	ADJ
ajfa-3233	96	37	with	with	ADP
ajfa-3233	96	38	asian	asian	ADJ
ajfa-3233	96	39	journal	journal	NOUN
ajfa-3233	96	40	of	of	ADP
ajfa-3233	96	41	finance	finance	PROPN
ajfa-3233	96	42	&	&	CCONJ
ajfa-3233	96	43	accounting	accounting	PROPN
ajfa-3233	96	44	issn	issn	PROPN
ajfa-3233	96	45	1946	1946	NUM
ajfa-3233	96	46	-	-	PUNCT
ajfa-3233	96	47	052x	052x	NOUN
ajfa-3233	96	48	2013	2013	NUM
ajfa-3233	96	49	,	,	PUNCT
ajfa-3233	96	50	vol	vol	NOUN
ajfa-3233	96	51	.	.	PROPN
ajfa-3233	96	52	5	5	NUM
ajfa-3233	96	53	,	,	PUNCT
ajfa-3233	96	54	no	no	INTJ
ajfa-3233	96	55	.	.	NOUN
ajfa-3233	96	56	1	1	NUM
ajfa-3233	96	57	www.macrothink.org/ajfa	www.macrothink.org/ajfa	NOUN
ajfa-3233	96	58	256	256	NUM
ajfa-3233	96	59	the	the	DET
ajfa-3233	96	60	banker	banker	NOUN
ajfa-3233	96	61	’s	’s	PART
ajfa-3233	96	62	understanding	understanding	NOUN
ajfa-3233	96	63	of	of	ADP
ajfa-3233	96	64	the	the	DET
ajfa-3233	96	65	business	business	NOUN
ajfa-3233	96	66	.	.	PUNCT
ajfa-3233	97	1	at	at	ADP
ajfa-3233	97	2	the	the	DET
ajfa-3233	97	3	same	same	ADJ
ajfa-3233	97	4	time	time	NOUN
ajfa-3233	97	5	,	,	PUNCT
ajfa-3233	97	6	knowing	know	VERB
ajfa-3233	97	7	that	that	SCONJ
ajfa-3233	97	8	the	the	DET
ajfa-3233	97	9	borrower	borrower	NOUN
ajfa-3233	97	10	is	be	AUX
ajfa-3233	97	11	part	part	NOUN
ajfa-3233	97	12	of	of	ADP
ajfa-3233	97	13	a	a	DET
ajfa-3233	97	14	large	large	ADJ
ajfa-3233	97	15	group	group	NOUN
ajfa-3233	97	16	,	,	PUNCT
ajfa-3233	97	17	a	a	DET
ajfa-3233	97	18	complete	complete	ADJ
ajfa-3233	97	19	understanding	understanding	NOUN
ajfa-3233	97	20	of	of	ADP
ajfa-3233	97	21	inter	inter	ADJ
ajfa-3233	97	22	-	-	ADJ
ajfa-3233	97	23	company	company	ADJ
ajfa-3233	97	24	sales	sale	NOUN
ajfa-3233	97	25	purchases	purchase	NOUN
ajfa-3233	97	26	,	,	PUNCT
ajfa-3233	97	27	royalties	royalty	NOUN
ajfa-3233	97	28	,	,	PUNCT
ajfa-3233	97	29	management	management	NOUN
ajfa-3233	97	30	fees	fee	NOUN
ajfa-3233	97	31	,	,	PUNCT
ajfa-3233	97	32	loans	loan	NOUN
ajfa-3233	97	33	,	,	PUNCT
ajfa-3233	97	34	investments	investment	NOUN
ajfa-3233	97	35	or	or	CCONJ
ajfa-3233	97	36	dividend	dividend	NOUN
ajfa-3233	97	37	policies	policy	NOUN
ajfa-3233	97	38	,	,	PUNCT
ajfa-3233	97	39	will	will	AUX
ajfa-3233	97	40	have	have	VERB
ajfa-3233	97	41	to	to	PART
ajfa-3233	97	42	be	be	AUX
ajfa-3233	97	43	fully	fully	ADV
ajfa-3233	97	44	understood	understand	VERB
ajfa-3233	97	45	before	before	SCONJ
ajfa-3233	97	46	money	money	NOUN
ajfa-3233	97	47	is	be	AUX
ajfa-3233	97	48	lent	lend	VERB
ajfa-3233	97	49	out	out	ADP
ajfa-3233	97	50	.	.	PUNCT
ajfa-3233	98	1	5	5	X
ajfa-3233	98	2	.	.	X
ajfa-3233	98	3	regulatory	regulatory	ADJ
ajfa-3233	98	4	risk	risk	NOUN
ajfa-3233	98	5	whenever	whenever	SCONJ
ajfa-3233	98	6	required	require	VERB
ajfa-3233	98	7	,	,	PUNCT
ajfa-3233	98	8	the	the	DET
ajfa-3233	98	9	investors	investor	NOUN
ajfa-3233	98	10	or	or	CCONJ
ajfa-3233	98	11	bankers	banker	NOUN
ajfa-3233	98	12	must	must	AUX
ajfa-3233	98	13	be	be	AUX
ajfa-3233	98	14	thorough	thorough	ADJ
ajfa-3233	98	15	and	and	CCONJ
ajfa-3233	98	16	satisfied	satisfied	ADJ
ajfa-3233	98	17	that	that	SCONJ
ajfa-3233	98	18	all	all	DET
ajfa-3233	98	19	regulatory	regulatory	ADJ
ajfa-3233	98	20	approvals	approval	NOUN
ajfa-3233	98	21	have	have	AUX
ajfa-3233	98	22	been	be	AUX
ajfa-3233	98	23	complied	comply	VERB
ajfa-3233	98	24	with	with	ADP
ajfa-3233	98	25	or	or	CCONJ
ajfa-3233	98	26	obtained	obtain	VERB
ajfa-3233	98	27	by	by	ADP
ajfa-3233	98	28	the	the	DET
ajfa-3233	98	29	business	business	NOUN
ajfa-3233	98	30	.	.	PUNCT
ajfa-3233	99	1	in	in	ADP
ajfa-3233	99	2	malaysia	malaysia	PROPN
ajfa-3233	99	3	,	,	PUNCT
ajfa-3233	99	4	for	for	ADP
ajfa-3233	99	5	example	example	NOUN
ajfa-3233	99	6	,	,	PUNCT
ajfa-3233	99	7	the	the	DET
ajfa-3233	99	8	movement	movement	NOUN
ajfa-3233	99	9	of	of	ADP
ajfa-3233	99	10	funds	fund	NOUN
ajfa-3233	99	11	is	be	AUX
ajfa-3233	99	12	controlled	control	VERB
ajfa-3233	99	13	by	by	ADP
ajfa-3233	99	14	bank	bank	PROPN
ajfa-3233	99	15	negara	negara	PROPN
ajfa-3233	99	16	malaysia	malaysia	PROPN
ajfa-3233	99	17	through	through	ADP
ajfa-3233	99	18	the	the	DET
ajfa-3233	99	19	exchange	exchange	NOUN
ajfa-3233	99	20	control	control	PROPN
ajfa-3233	99	21	malaysia	malaysia	PROPN
ajfa-3233	99	22	(	(	PUNCT
ajfa-3233	99	23	ecm	ecm	PROPN
ajfa-3233	99	24	)	)	PUNCT
ajfa-3233	99	25	notices	notice	NOUN
ajfa-3233	99	26	.	.	PUNCT
ajfa-3233	100	1	if	if	SCONJ
ajfa-3233	100	2	a	a	DET
ajfa-3233	100	3	financing	financing	NOUN
ajfa-3233	100	4	involves	involve	VERB
ajfa-3233	100	5	the	the	DET
ajfa-3233	100	6	company	company	NOUN
ajfa-3233	100	7	’s	’s	PART
ajfa-3233	100	8	corporate	corporate	ADJ
ajfa-3233	100	9	exercises	exercise	NOUN
ajfa-3233	100	10	which	which	PRON
ajfa-3233	100	11	,	,	PUNCT
ajfa-3233	100	12	in	in	ADP
ajfa-3233	100	13	turn	turn	NOUN
ajfa-3233	100	14	,	,	PUNCT
ajfa-3233	100	15	involve	involve	VERB
ajfa-3233	100	16	equity	equity	NOUN
ajfa-3233	100	17	restructuring	restructuring	NOUN
ajfa-3233	100	18	and	and	CCONJ
ajfa-3233	100	19	private	private	ADJ
ajfa-3233	100	20	debt	debt	NOUN
ajfa-3233	100	21	securities	security	NOUN
ajfa-3233	100	22	,	,	PUNCT
ajfa-3233	100	23	approvals	approval	NOUN
ajfa-3233	100	24	from	from	ADP
ajfa-3233	100	25	regulators	regulator	NOUN
ajfa-3233	100	26	like	like	ADP
ajfa-3233	100	27	securities	security	NOUN
ajfa-3233	100	28	commission	commission	PROPN
ajfa-3233	100	29	,	,	PUNCT
ajfa-3233	100	30	the	the	DET
ajfa-3233	100	31	kuala	kuala	PROPN
ajfa-3233	100	32	lumpur	lumpur	PROPN
ajfa-3233	100	33	stock	stock	PROPN
ajfa-3233	100	34	exchange	exchange	PROPN
ajfa-3233	100	35	and/or	and/or	CCONJ
ajfa-3233	100	36	the	the	DET
ajfa-3233	100	37	shareholders	shareholder	NOUN
ajfa-3233	100	38	must	must	AUX
ajfa-3233	100	39	be	be	AUX
ajfa-3233	100	40	obtained	obtain	VERB
ajfa-3233	100	41	.	.	PUNCT
ajfa-3233	101	1	compliance	compliance	NOUN
ajfa-3233	101	2	to	to	ADP
ajfa-3233	101	3	the	the	DET
ajfa-3233	101	4	companies	company	NOUN
ajfa-3233	101	5	act	act	VERB
ajfa-3233	101	6	1965	1965	NUM
ajfa-3233	101	7	is	be	AUX
ajfa-3233	101	8	a	a	DET
ajfa-3233	101	9	must	must	NOUN
ajfa-3233	101	10	.	.	PUNCT
ajfa-3233	102	1	government	government	NOUN
ajfa-3233	102	2	regulations	regulation	NOUN
ajfa-3233	102	3	support	support	VERB
ajfa-3233	102	4	the	the	DET
ajfa-3233	102	5	profitability	profitability	NOUN
ajfa-3233	102	6	of	of	ADP
ajfa-3233	102	7	some	some	DET
ajfa-3233	102	8	businesses	business	NOUN
ajfa-3233	102	9	such	such	ADJ
ajfa-3233	102	10	as	as	ADP
ajfa-3233	102	11	public	public	ADJ
ajfa-3233	102	12	utilities	utility	NOUN
ajfa-3233	102	13	and	and	CCONJ
ajfa-3233	102	14	entities	entity	NOUN
ajfa-3233	102	15	which	which	PRON
ajfa-3233	102	16	rely	rely	VERB
ajfa-3233	102	17	on	on	ADP
ajfa-3233	102	18	tariff	tariff	NOUN
ajfa-3233	102	19	walls	wall	NOUN
ajfa-3233	102	20	,	,	PUNCT
ajfa-3233	102	21	taxes	taxis	NOUN
ajfa-3233	102	22	,	,	PUNCT
ajfa-3233	102	23	and	and	CCONJ
ajfa-3233	102	24	subsidies	subsidy	NOUN
ajfa-3233	102	25	.	.	PUNCT
ajfa-3233	103	1	telephone	telephone	NOUN
ajfa-3233	103	2	and	and	CCONJ
ajfa-3233	103	3	electricity	electricity	NOUN
ajfa-3233	103	4	monopolies	monopoly	NOUN
ajfa-3233	103	5	are	be	AUX
ajfa-3233	103	6	some	some	DET
ajfa-3233	103	7	examples	example	NOUN
ajfa-3233	103	8	.	.	PUNCT
ajfa-3233	104	1	the	the	DET
ajfa-3233	104	2	investors	investor	NOUN
ajfa-3233	104	3	/	/	SYM
ajfa-3233	104	4	bankers	banker	NOUN
ajfa-3233	104	5	must	must	AUX
ajfa-3233	104	6	understand	understand	VERB
ajfa-3233	104	7	the	the	DET
ajfa-3233	104	8	effect	effect	NOUN
ajfa-3233	104	9	of	of	ADP
ajfa-3233	104	10	the	the	DET
ajfa-3233	104	11	regulations	regulation	NOUN
ajfa-3233	104	12	and	and	CCONJ
ajfa-3233	104	13	judge	judge	VERB
ajfa-3233	104	14	how	how	SCONJ
ajfa-3233	104	15	likely	likely	ADV
ajfa-3233	104	16	the	the	DET
ajfa-3233	104	17	policies	policy	NOUN
ajfa-3233	104	18	are	be	AUX
ajfa-3233	104	19	to	to	PART
ajfa-3233	104	20	change	change	VERB
ajfa-3233	104	21	and	and	CCONJ
ajfa-3233	104	22	how	how	SCONJ
ajfa-3233	104	23	change	change	NOUN
ajfa-3233	104	24	would	would	AUX
ajfa-3233	104	25	affect	affect	VERB
ajfa-3233	104	26	the	the	DET
ajfa-3233	104	27	business	business	NOUN
ajfa-3233	104	28	.	.	PUNCT
ajfa-3233	105	1	6	6	X
ajfa-3233	105	2	.	.	X
ajfa-3233	105	3	downside	downside	ADJ
ajfa-3233	105	4	risk	risk	NOUN
ajfa-3233	105	5	some	some	DET
ajfa-3233	105	6	risks	risk	NOUN
ajfa-3233	105	7	can	can	AUX
ajfa-3233	105	8	be	be	AUX
ajfa-3233	105	9	mitigated	mitigate	VERB
ajfa-3233	105	10	and	and	CCONJ
ajfa-3233	105	11	some	some	PRON
ajfa-3233	105	12	can	can	AUX
ajfa-3233	105	13	not	not	PART
ajfa-3233	105	14	be	be	AUX
ajfa-3233	105	15	mitigated	mitigate	VERB
ajfa-3233	105	16	at	at	ADP
ajfa-3233	105	17	all	all	ADV
ajfa-3233	105	18	are	be	AUX
ajfa-3233	105	19	called	call	VERB
ajfa-3233	105	20	downside	downside	ADJ
ajfa-3233	105	21	risks	risk	NOUN
ajfa-3233	105	22	.	.	PUNCT
ajfa-3233	106	1	downside	downside	ADJ
ajfa-3233	106	2	risk	risk	NOUN
ajfa-3233	106	3	is	be	AUX
ajfa-3233	106	4	defined	define	VERB
ajfa-3233	106	5	as	as	ADP
ajfa-3233	106	6	possible	possible	ADJ
ajfa-3233	106	7	but	but	CCONJ
ajfa-3233	106	8	unlikely	unlikely	ADJ
ajfa-3233	106	9	.	.	PUNCT
ajfa-3233	107	1	it	it	PRON
ajfa-3233	107	2	means	mean	VERB
ajfa-3233	107	3	identifying	identify	VERB
ajfa-3233	107	4	possible	possible	ADJ
ajfa-3233	107	5	real	real	ADJ
ajfa-3233	107	6	world	world	NOUN
ajfa-3233	107	7	events	event	NOUN
ajfa-3233	107	8	which	which	PRON
ajfa-3233	107	9	could	could	AUX
ajfa-3233	107	10	create	create	VERB
ajfa-3233	107	11	a	a	DET
ajfa-3233	107	12	loss	loss	NOUN
ajfa-3233	107	13	to	to	ADP
ajfa-3233	107	14	the	the	DET
ajfa-3233	107	15	business	business	NOUN
ajfa-3233	107	16	or	or	CCONJ
ajfa-3233	107	17	general	general	ADJ
ajfa-3233	107	18	market	market	NOUN
ajfa-3233	107	19	.	.	PUNCT
ajfa-3233	108	1	for	for	ADP
ajfa-3233	108	2	example	example	NOUN
ajfa-3233	108	3	,	,	PUNCT
ajfa-3233	108	4	the	the	DET
ajfa-3233	108	5	death	death	NOUN
ajfa-3233	108	6	of	of	ADP
ajfa-3233	108	7	the	the	DET
ajfa-3233	108	8	major	major	ADJ
ajfa-3233	108	9	shareholder	shareholder	NOUN
ajfa-3233	108	10	can	can	AUX
ajfa-3233	108	11	be	be	AUX
ajfa-3233	108	12	a	a	DET
ajfa-3233	108	13	downside	downside	ADJ
ajfa-3233	108	14	risk	risk	NOUN
ajfa-3233	108	15	to	to	ADP
ajfa-3233	108	16	the	the	DET
ajfa-3233	108	17	credit	credit	NOUN
ajfa-3233	108	18	by	by	ADP
ajfa-3233	108	19	virtue	virtue	NOUN
ajfa-3233	108	20	that	that	PRON
ajfa-3233	108	21	he	he	PRON
ajfa-3233	108	22	provides	provide	VERB
ajfa-3233	108	23	a	a	DET
ajfa-3233	108	24	pivotal	pivotal	ADJ
ajfa-3233	108	25	role	role	NOUN
ajfa-3233	108	26	in	in	ADP
ajfa-3233	108	27	the	the	DET
ajfa-3233	108	28	success	success	NOUN
ajfa-3233	108	29	of	of	ADP
ajfa-3233	108	30	the	the	DET
ajfa-3233	108	31	business	business	NOUN
ajfa-3233	108	32	.	.	PUNCT
ajfa-3233	109	1	alternatively	alternatively	ADV
ajfa-3233	109	2	,	,	PUNCT
ajfa-3233	109	3	the	the	DET
ajfa-3233	109	4	crash	crash	NOUN
ajfa-3233	109	5	of	of	ADP
ajfa-3233	109	6	the	the	DET
ajfa-3233	109	7	stock	stock	NOUN
ajfa-3233	109	8	exchanges	exchange	NOUN
ajfa-3233	109	9	can	can	AUX
ajfa-3233	109	10	be	be	AUX
ajfa-3233	109	11	the	the	DET
ajfa-3233	109	12	real	real	ADJ
ajfa-3233	109	13	event	event	NOUN
ajfa-3233	109	14	for	for	ADP
ajfa-3233	109	15	a	a	DET
ajfa-3233	109	16	downside	downside	ADJ
ajfa-3233	109	17	risk	risk	NOUN
ajfa-3233	109	18	to	to	ADP
ajfa-3233	109	19	any	any	DET
ajfa-3233	109	20	share	share	NOUN
ajfa-3233	109	21	margin	margin	NOUN
ajfa-3233	109	22	financing	financing	NOUN
ajfa-3233	109	23	.	.	PUNCT
ajfa-3233	110	1	here	here	ADV
ajfa-3233	110	2	,	,	PUNCT
ajfa-3233	110	3	the	the	DET
ajfa-3233	110	4	crash	crash	NOUN
ajfa-3233	110	5	will	will	AUX
ajfa-3233	110	6	result	result	VERB
ajfa-3233	110	7	in	in	ADP
ajfa-3233	110	8	a	a	DET
ajfa-3233	110	9	massive	massive	ADJ
ajfa-3233	110	10	loss	loss	NOUN
ajfa-3233	110	11	to	to	ADP
ajfa-3233	110	12	the	the	DET
ajfa-3233	110	13	general	general	ADJ
ajfa-3233	110	14	investing	investing	NOUN
ajfa-3233	110	15	community	community	NOUN
ajfa-3233	110	16	or	or	CCONJ
ajfa-3233	110	17	market	market	NOUN
ajfa-3233	110	18	itself	itself	PRON
ajfa-3233	110	19	.	.	PUNCT
ajfa-3233	111	1	in	in	ADP
ajfa-3233	111	2	assessing	assess	VERB
ajfa-3233	111	3	a	a	DET
ajfa-3233	111	4	business	business	NOUN
ajfa-3233	111	5	risk	risk	NOUN
ajfa-3233	111	6	,	,	PUNCT
ajfa-3233	111	7	investors	investor	NOUN
ajfa-3233	111	8	or	or	CCONJ
ajfa-3233	111	9	bankers	banker	NOUN
ajfa-3233	111	10	have	have	AUX
ajfa-3233	111	11	got	get	VERB
ajfa-3233	111	12	to	to	PART
ajfa-3233	111	13	acknowledge	acknowledge	VERB
ajfa-3233	111	14	the	the	DET
ajfa-3233	111	15	existence	existence	NOUN
ajfa-3233	111	16	of	of	ADP
ajfa-3233	111	17	such	such	ADJ
ajfa-3233	111	18	downside	downside	ADJ
ajfa-3233	111	19	risks	risk	NOUN
ajfa-3233	111	20	although	although	SCONJ
ajfa-3233	111	21	they	they	PRON
ajfa-3233	111	22	can	can	AUX
ajfa-3233	111	23	not	not	PART
ajfa-3233	111	24	be	be	AUX
ajfa-3233	111	25	totally	totally	ADV
ajfa-3233	111	26	mitigated	mitigate	VERB
ajfa-3233	111	27	.	.	PUNCT
ajfa-3233	112	1	even	even	ADV
ajfa-3233	112	2	with	with	ADP
ajfa-3233	112	3	the	the	DET
ajfa-3233	112	4	acknowledgement	acknowledgement	NOUN
ajfa-3233	112	5	of	of	ADP
ajfa-3233	112	6	the	the	DET
ajfa-3233	112	7	downside	downside	ADJ
ajfa-3233	112	8	risk	risk	NOUN
ajfa-3233	112	9	,	,	PUNCT
ajfa-3233	112	10	they	they	PRON
ajfa-3233	112	11	still	still	ADV
ajfa-3233	112	12	extend	extend	VERB
ajfa-3233	112	13	the	the	DET
ajfa-3233	112	14	financing	financing	NOUN
ajfa-3233	112	15	based	base	VERB
ajfa-3233	112	16	on	on	ADP
ajfa-3233	112	17	the	the	DET
ajfa-3233	112	18	key	key	ADJ
ajfa-3233	112	19	success	success	NOUN
ajfa-3233	112	20	variables	variable	NOUN
ajfa-3233	112	21	of	of	ADP
ajfa-3233	112	22	the	the	DET
ajfa-3233	112	23	credit	credit	NOUN
ajfa-3233	112	24	or	or	CCONJ
ajfa-3233	112	25	the	the	DET
ajfa-3233	112	26	business	business	NOUN
ajfa-3233	112	27	itself	itself	PRON
ajfa-3233	112	28	.	.	PUNCT
ajfa-3233	113	1	all	all	DET
ajfa-3233	113	2	financing	financing	NOUN
ajfa-3233	113	3	activities	activity	NOUN
ajfa-3233	113	4	can	can	AUX
ajfa-3233	113	5	not	not	PART
ajfa-3233	113	6	run	run	VERB
ajfa-3233	113	7	away	away	ADV
ajfa-3233	113	8	from	from	ADP
ajfa-3233	113	9	their	their	PRON
ajfa-3233	113	10	respective	respective	ADJ
ajfa-3233	113	11	downside	downside	ADJ
ajfa-3233	113	12	risks	risk	NOUN
ajfa-3233	113	13	.	.	PUNCT
ajfa-3233	114	1	if	if	SCONJ
ajfa-3233	114	2	such	such	DET
ajfa-3233	114	3	a	a	DET
ajfa-3233	114	4	risk	risk	NOUN
ajfa-3233	114	5	can	can	AUX
ajfa-3233	114	6	not	not	PART
ajfa-3233	114	7	be	be	AUX
ajfa-3233	114	8	mitigated	mitigate	VERB
ajfa-3233	114	9	in	in	ADP
ajfa-3233	114	10	totality	totality	NOUN
ajfa-3233	114	11	,	,	PUNCT
ajfa-3233	114	12	the	the	DET
ajfa-3233	114	13	investor	investor	NOUN
ajfa-3233	114	14	or	or	CCONJ
ajfa-3233	114	15	banker	banker	NOUN
ajfa-3233	114	16	usually	usually	ADV
ajfa-3233	114	17	part	part	NOUN
ajfa-3233	114	18	mitigates	mitigate	VERB
ajfa-3233	114	19	it	it	PRON
ajfa-3233	114	20	by	by	ADP
ajfa-3233	114	21	taking	take	VERB
ajfa-3233	114	22	collateral	collateral	NOUN
ajfa-3233	114	23	.	.	PUNCT
ajfa-3233	115	1	7	7	X
ajfa-3233	115	2	.	.	X
ajfa-3233	115	3	other	other	ADJ
ajfa-3233	115	4	business	business	NOUN
ajfa-3233	115	5	risk	risk	NOUN
ajfa-3233	115	6	position	position	NOUN
ajfa-3233	115	7	risk	risk	NOUN
ajfa-3233	115	8	,	,	PUNCT
ajfa-3233	115	9	concentration	concentration	NOUN
ajfa-3233	115	10	risk	risk	NOUN
ajfa-3233	115	11	,	,	PUNCT
ajfa-3233	115	12	performance	performance	NOUN
ajfa-3233	115	13	risk	risk	NOUN
ajfa-3233	115	14	and	and	CCONJ
ajfa-3233	115	15	country	country	NOUN
ajfa-3233	115	16	risk	risk	NOUN
ajfa-3233	115	17	are	be	AUX
ajfa-3233	115	18	other	other	ADJ
ajfa-3233	115	19	business	business	NOUN
ajfa-3233	115	20	risks	risk	NOUN
ajfa-3233	115	21	that	that	SCONJ
ajfa-3233	115	22	bankers	banker	NOUN
ajfa-3233	115	23	or	or	CCONJ
ajfa-3233	115	24	investors	investor	NOUN
ajfa-3233	115	25	need	need	VERB
ajfa-3233	115	26	to	to	PART
ajfa-3233	115	27	carefully	carefully	ADV
ajfa-3233	115	28	examine	examine	VERB
ajfa-3233	115	29	.	.	PUNCT
ajfa-3233	116	1	7.1	7.1	NUM
ajfa-3233	116	2	position	position	NOUN
ajfa-3233	116	3	risk	risk	NOUN
ajfa-3233	116	4	a	a	DET
ajfa-3233	116	5	position	position	NOUN
ajfa-3233	116	6	is	be	AUX
ajfa-3233	116	7	the	the	DET
ajfa-3233	116	8	extent	extent	NOUN
ajfa-3233	116	9	to	to	PART
ajfa-3233	116	10	which	which	PRON
ajfa-3233	116	11	a	a	DET
ajfa-3233	116	12	business	business	NOUN
ajfa-3233	116	13	is	be	AUX
ajfa-3233	116	14	exposed	expose	VERB
ajfa-3233	116	15	to	to	ADP
ajfa-3233	116	16	price	price	NOUN
ajfa-3233	116	17	movement	movement	NOUN
ajfa-3233	116	18	in	in	ADP
ajfa-3233	116	19	something	something	PRON
ajfa-3233	116	20	they	they	PRON
ajfa-3233	116	21	buy	buy	VERB
ajfa-3233	116	22	,	,	PUNCT
ajfa-3233	116	23	sell	sell	VERB
ajfa-3233	116	24	,	,	PUNCT
ajfa-3233	116	25	or	or	CCONJ
ajfa-3233	116	26	own	own	ADJ
ajfa-3233	116	27	.	.	PUNCT
ajfa-3233	117	1	once	once	SCONJ
ajfa-3233	117	2	you	you	PRON
ajfa-3233	117	3	have	have	AUX
ajfa-3233	117	4	identified	identify	VERB
ajfa-3233	117	5	a	a	DET
ajfa-3233	117	6	position	position	NOUN
ajfa-3233	117	7	and	and	CCONJ
ajfa-3233	117	8	its	its	PRON
ajfa-3233	117	9	duration	duration	NOUN
ajfa-3233	117	10	,	,	PUNCT
ajfa-3233	117	11	you	you	PRON
ajfa-3233	117	12	can	can	AUX
ajfa-3233	117	13	decide	decide	VERB
ajfa-3233	117	14	how	how	SCONJ
ajfa-3233	117	15	great	great	ADJ
ajfa-3233	117	16	the	the	DET
ajfa-3233	117	17	potential	potential	NOUN
ajfa-3233	117	18	for	for	ADP
ajfa-3233	117	19	adverse	adverse	ADJ
ajfa-3233	117	20	market	market	NOUN
ajfa-3233	117	21	movement	movement	NOUN
ajfa-3233	117	22	over	over	ADP
ajfa-3233	117	23	the	the	DET
ajfa-3233	117	24	time	time	NOUN
ajfa-3233	117	25	in	in	ADP
ajfa-3233	117	26	question	question	NOUN
ajfa-3233	117	27	is	be	AUX
ajfa-3233	117	28	.	.	PUNCT
ajfa-3233	118	1	the	the	PRON
ajfa-3233	118	2	greater	great	ADJ
ajfa-3233	118	3	the	the	DET
ajfa-3233	118	4	asian	asian	ADJ
ajfa-3233	118	5	journal	journal	NOUN
ajfa-3233	118	6	of	of	ADP
ajfa-3233	118	7	finance	finance	PROPN
ajfa-3233	118	8	&	&	CCONJ
ajfa-3233	118	9	accounting	accounting	PROPN
ajfa-3233	118	10	issn	issn	PROPN
ajfa-3233	118	11	1946	1946	NUM
ajfa-3233	118	12	-	-	PUNCT
ajfa-3233	118	13	052x	052x	NOUN
ajfa-3233	118	14	2013	2013	NUM
ajfa-3233	118	15	,	,	PUNCT
ajfa-3233	118	16	vol	vol	NOUN
ajfa-3233	118	17	.	.	PROPN
ajfa-3233	118	18	5	5	NUM
ajfa-3233	118	19	,	,	PUNCT
ajfa-3233	118	20	no	no	INTJ
ajfa-3233	118	21	.	.	NOUN
ajfa-3233	118	22	1	1	NUM
ajfa-3233	118	23	www.macrothink.org/ajfa	www.macrothink.org/ajfa	NUM
ajfa-3233	118	24	257	257	NUM
ajfa-3233	118	25	risk	risk	NOUN
ajfa-3233	118	26	,	,	PUNCT
ajfa-3233	118	27	the	the	PRON
ajfa-3233	118	28	greater	great	ADJ
ajfa-3233	118	29	the	the	DET
ajfa-3233	118	30	profit	profit	NOUN
ajfa-3233	118	31	margin	margin	NOUN
ajfa-3233	118	32	required	require	VERB
ajfa-3233	118	33	to	to	PART
ajfa-3233	118	34	offset	offset	VERB
ajfa-3233	118	35	the	the	DET
ajfa-3233	118	36	risk	risk	NOUN
ajfa-3233	118	37	.	.	PUNCT
ajfa-3233	119	1	taking	take	VERB
ajfa-3233	119	2	position	position	NOUN
ajfa-3233	119	3	can	can	AUX
ajfa-3233	119	4	also	also	ADV
ajfa-3233	119	5	be	be	AUX
ajfa-3233	119	6	seen	see	VERB
ajfa-3233	119	7	as	as	ADP
ajfa-3233	119	8	over	over	ADP
ajfa-3233	119	9	stocking	stock	VERB
ajfa-3233	119	10	.	.	PUNCT
ajfa-3233	120	1	once	once	SCONJ
ajfa-3233	120	2	the	the	DET
ajfa-3233	120	3	business	business	NOUN
ajfa-3233	120	4	position	position	NOUN
ajfa-3233	120	5	has	have	AUX
ajfa-3233	120	6	been	be	AUX
ajfa-3233	120	7	identified	identify	VERB
ajfa-3233	120	8	,	,	PUNCT
ajfa-3233	120	9	two	two	NUM
ajfa-3233	120	10	other	other	ADJ
ajfa-3233	120	11	risks	risk	NOUN
ajfa-3233	120	12	hidden	hide	VERB
ajfa-3233	120	13	in	in	ADP
ajfa-3233	120	14	the	the	DET
ajfa-3233	120	15	business	business	NOUN
ajfa-3233	120	16	(	(	PUNCT
ajfa-3233	120	17	i.e.	i.e.	X
ajfa-3233	120	18	concentration	concentration	NOUN
ajfa-3233	120	19	risk	risk	NOUN
ajfa-3233	120	20	and	and	CCONJ
ajfa-3233	120	21	performance	performance	NOUN
ajfa-3233	120	22	risk	risk	NOUN
ajfa-3233	120	23	)	)	PUNCT
ajfa-3233	120	24	can	can	AUX
ajfa-3233	120	25	be	be	AUX
ajfa-3233	120	26	further	far	ADV
ajfa-3233	120	27	analyzed	analyze	VERB
ajfa-3233	120	28	.	.	PUNCT
ajfa-3233	121	1	7.2	7.2	NUM
ajfa-3233	121	2	concentration	concentration	NOUN
ajfa-3233	121	3	risk	risk	NOUN
ajfa-3233	121	4	a	a	DET
ajfa-3233	121	5	business	business	NOUN
ajfa-3233	121	6	selling	sell	VERB
ajfa-3233	121	7	a	a	DET
ajfa-3233	121	8	large	large	ADJ
ajfa-3233	121	9	portion	portion	NOUN
ajfa-3233	121	10	of	of	ADP
ajfa-3233	121	11	its	its	PRON
ajfa-3233	121	12	output	output	NOUN
ajfa-3233	121	13	to	to	ADP
ajfa-3233	121	14	one	one	NUM
ajfa-3233	121	15	purchaser	purchaser	NOUN
ajfa-3233	121	16	creates	create	VERB
ajfa-3233	121	17	a	a	DET
ajfa-3233	121	18	risk	risk	NOUN
ajfa-3233	121	19	.	.	PUNCT
ajfa-3233	122	1	a	a	DET
ajfa-3233	122	2	single	single	ADJ
ajfa-3233	122	3	plant	plant	NOUN
ajfa-3233	122	4	or	or	CCONJ
ajfa-3233	122	5	facility	facility	NOUN
ajfa-3233	122	6	has	have	VERB
ajfa-3233	122	7	greater	great	ADJ
ajfa-3233	122	8	risk	risk	NOUN
ajfa-3233	122	9	than	than	ADP
ajfa-3233	122	10	one	one	NUM
ajfa-3233	122	11	with	with	ADP
ajfa-3233	122	12	many	many	ADJ
ajfa-3233	122	13	free	free	ADJ
ajfa-3233	122	14	standing	standing	NOUN
ajfa-3233	122	15	plants	plant	NOUN
ajfa-3233	122	16	.	.	PUNCT
ajfa-3233	123	1	selling	sell	VERB
ajfa-3233	123	2	one	one	NUM
ajfa-3233	123	3	product	product	NOUN
ajfa-3233	123	4	as	as	SCONJ
ajfa-3233	123	5	opposed	oppose	VERB
ajfa-3233	123	6	to	to	ADP
ajfa-3233	123	7	selling	sell	VERB
ajfa-3233	123	8	a	a	DET
ajfa-3233	123	9	variety	variety	NOUN
ajfa-3233	123	10	of	of	ADP
ajfa-3233	123	11	products	product	NOUN
ajfa-3233	123	12	,	,	PUNCT
ajfa-3233	123	13	although	although	SCONJ
ajfa-3233	123	14	is	be	AUX
ajfa-3233	123	15	a	a	DET
ajfa-3233	123	16	monopoly	monopoly	NOUN
ajfa-3233	123	17	also	also	ADV
ajfa-3233	123	18	creates	create	VERB
ajfa-3233	123	19	a	a	DET
ajfa-3233	123	20	risk	risk	NOUN
ajfa-3233	123	21	.	.	PUNCT
ajfa-3233	124	1	purchasing	purchase	VERB
ajfa-3233	124	2	a	a	DET
ajfa-3233	124	3	large	large	ADJ
ajfa-3233	124	4	portion	portion	NOUN
ajfa-3233	124	5	of	of	ADP
ajfa-3233	124	6	raw	raw	ADJ
ajfa-3233	124	7	materials	material	NOUN
ajfa-3233	124	8	from	from	ADP
ajfa-3233	124	9	one	one	NUM
ajfa-3233	124	10	supplier	supplier	NOUN
ajfa-3233	124	11	creates	create	VERB
ajfa-3233	124	12	a	a	DET
ajfa-3233	124	13	risk	risk	NOUN
ajfa-3233	124	14	as	as	ADV
ajfa-3233	124	15	well	well	ADV
ajfa-3233	124	16	.	.	PUNCT
ajfa-3233	125	1	7.3	7.3	NUM
ajfa-3233	125	2	performance	performance	NOUN
ajfa-3233	125	3	risk	risk	NOUN
ajfa-3233	125	4	a	a	DET
ajfa-3233	125	5	buyer	buyer	NOUN
ajfa-3233	125	6	might	might	AUX
ajfa-3233	125	7	not	not	PART
ajfa-3233	125	8	want	want	VERB
ajfa-3233	125	9	to	to	PART
ajfa-3233	125	10	honor	honor	VERB
ajfa-3233	125	11	its	its	PRON
ajfa-3233	125	12	commitment	commitment	NOUN
ajfa-3233	125	13	to	to	PART
ajfa-3233	125	14	pay	pay	VERB
ajfa-3233	125	15	when	when	SCONJ
ajfa-3233	125	16	it	it	PRON
ajfa-3233	125	17	finds	find	VERB
ajfa-3233	125	18	out	out	ADP
ajfa-3233	125	19	that	that	SCONJ
ajfa-3233	125	20	the	the	DET
ajfa-3233	125	21	goods	good	NOUN
ajfa-3233	125	22	delivered	deliver	VERB
ajfa-3233	125	23	are	be	AUX
ajfa-3233	125	24	substandard	substandard	ADJ
ajfa-3233	125	25	.	.	PUNCT
ajfa-3233	126	1	analyze	analyze	VERB
ajfa-3233	126	2	the	the	DET
ajfa-3233	126	3	technical	technical	ADJ
ajfa-3233	126	4	competency	competency	NOUN
ajfa-3233	126	5	of	of	ADP
ajfa-3233	126	6	the	the	DET
ajfa-3233	126	7	business	business	NOUN
ajfa-3233	126	8	and	and	CCONJ
ajfa-3233	126	9	decide	decide	VERB
ajfa-3233	126	10	whether	whether	SCONJ
ajfa-3233	126	11	it	it	PRON
ajfa-3233	126	12	is	be	AUX
ajfa-3233	126	13	able	able	ADJ
ajfa-3233	126	14	to	to	PART
ajfa-3233	126	15	perform	perform	VERB
ajfa-3233	126	16	to	to	PART
ajfa-3233	126	17	meet	meet	VERB
ajfa-3233	126	18	its	its	PRON
ajfa-3233	126	19	sales	sale	NOUN
ajfa-3233	126	20	commitment	commitment	NOUN
ajfa-3233	126	21	,	,	PUNCT
ajfa-3233	126	22	its	its	PRON
ajfa-3233	126	23	contracts	contract	NOUN
ajfa-3233	126	24	in	in	ADP
ajfa-3233	126	25	hand	hand	NOUN
ajfa-3233	126	26	and	and	CCONJ
ajfa-3233	126	27	deliver	deliver	VERB
ajfa-3233	126	28	them	they	PRON
ajfa-3233	126	29	in	in	ADP
ajfa-3233	126	30	time	time	NOUN
ajfa-3233	126	31	and	and	CCONJ
ajfa-3233	126	32	to	to	PART
ajfa-3233	126	33	confirm	confirm	VERB
ajfa-3233	126	34	that	that	SCONJ
ajfa-3233	126	35	the	the	DET
ajfa-3233	126	36	commitments	commitment	NOUN
ajfa-3233	126	37	are	be	AUX
ajfa-3233	126	38	legally	legally	ADV
ajfa-3233	126	39	binding	binding	ADJ
ajfa-3233	126	40	.	.	PUNCT
ajfa-3233	127	1	7.4	7.4	NUM
ajfa-3233	127	2	country	country	NOUN
ajfa-3233	127	3	risk	risk	NOUN
ajfa-3233	127	4	country	country	NOUN
ajfa-3233	127	5	risk	risk	NOUN
ajfa-3233	127	6	arises	arise	VERB
ajfa-3233	127	7	from	from	ADP
ajfa-3233	127	8	uncertainty	uncertainty	NOUN
ajfa-3233	127	9	in	in	ADP
ajfa-3233	127	10	the	the	DET
ajfa-3233	127	11	country	country	NOUN
ajfa-3233	127	12	’s	’s	PART
ajfa-3233	127	13	direction	direction	NOUN
ajfa-3233	127	14	or	or	CCONJ
ajfa-3233	127	15	probably	probably	ADV
ajfa-3233	127	16	a	a	DET
ajfa-3233	127	17	lack	lack	NOUN
ajfa-3233	127	18	of	of	ADP
ajfa-3233	127	19	permanent	permanent	ADJ
ajfa-3233	127	20	leadership	leadership	NOUN
ajfa-3233	127	21	.	.	PUNCT
ajfa-3233	128	1	if	if	SCONJ
ajfa-3233	128	2	there	there	PRON
ajfa-3233	128	3	is	be	VERB
ajfa-3233	128	4	a	a	DET
ajfa-3233	128	5	tussle	tussle	NOUN
ajfa-3233	128	6	of	of	ADP
ajfa-3233	128	7	power	power	NOUN
ajfa-3233	128	8	and	and	CCONJ
ajfa-3233	128	9	frequent	frequent	ADJ
ajfa-3233	128	10	change	change	NOUN
ajfa-3233	128	11	in	in	ADP
ajfa-3233	128	12	leadership	leadership	NOUN
ajfa-3233	128	13	of	of	ADP
ajfa-3233	128	14	a	a	DET
ajfa-3233	128	15	country	country	NOUN
ajfa-3233	128	16	,	,	PUNCT
ajfa-3233	128	17	vague	vague	ADJ
ajfa-3233	128	18	and	and	CCONJ
ajfa-3233	128	19	frequent	frequent	ADJ
ajfa-3233	128	20	changes	change	NOUN
ajfa-3233	128	21	in	in	ADP
ajfa-3233	128	22	policies	policy	NOUN
ajfa-3233	128	23	can	can	AUX
ajfa-3233	128	24	cause	cause	VERB
ajfa-3233	128	25	disruption	disruption	NOUN
ajfa-3233	128	26	in	in	ADP
ajfa-3233	128	27	plans	plan	NOUN
ajfa-3233	128	28	and	and	CCONJ
ajfa-3233	128	29	loss	loss	NOUN
ajfa-3233	128	30	of	of	ADP
ajfa-3233	128	31	confidence	confidence	NOUN
ajfa-3233	128	32	by	by	ADP
ajfa-3233	128	33	investors	investor	NOUN
ajfa-3233	128	34	.	.	PUNCT
ajfa-3233	129	1	8	8	X
ajfa-3233	129	2	.	.	X
ajfa-3233	129	3	conclusion	conclusion	NOUN
ajfa-3233	129	4	risk	risk	NOUN
ajfa-3233	129	5	judgment	judgment	NOUN
ajfa-3233	129	6	is	be	AUX
ajfa-3233	129	7	the	the	DET
ajfa-3233	129	8	most	most	ADV
ajfa-3233	129	9	difficult	difficult	ADJ
ajfa-3233	129	10	part	part	NOUN
ajfa-3233	129	11	of	of	ADP
ajfa-3233	129	12	financing	financing	NOUN
ajfa-3233	129	13	assessment	assessment	NOUN
ajfa-3233	129	14	because	because	SCONJ
ajfa-3233	129	15	it	it	PRON
ajfa-3233	129	16	also	also	ADV
ajfa-3233	129	17	involves	involve	VERB
ajfa-3233	129	18	subjective	subjective	ADJ
ajfa-3233	129	19	and	and	CCONJ
ajfa-3233	129	20	qualitative	qualitative	ADJ
ajfa-3233	129	21	issues	issue	NOUN
ajfa-3233	129	22	.	.	PUNCT
ajfa-3233	130	1	experience	experience	NOUN
ajfa-3233	130	2	,	,	PUNCT
ajfa-3233	130	3	comprehension	comprehension	NOUN
ajfa-3233	130	4	of	of	ADP
ajfa-3233	130	5	financing	finance	VERB
ajfa-3233	130	6	analysis	analysis	NOUN
ajfa-3233	130	7	techniques	technique	NOUN
ajfa-3233	130	8	and	and	CCONJ
ajfa-3233	130	9	depth	depth	NOUN
ajfa-3233	130	10	of	of	ADP
ajfa-3233	130	11	business	business	NOUN
ajfa-3233	130	12	knowledge	knowledge	NOUN
ajfa-3233	130	13	will	will	AUX
ajfa-3233	130	14	result	result	VERB
ajfa-3233	130	15	in	in	ADP
ajfa-3233	130	16	a	a	DET
ajfa-3233	130	17	more	more	ADV
ajfa-3233	130	18	reliable	reliable	ADJ
ajfa-3233	130	19	conclusion	conclusion	NOUN
ajfa-3233	130	20	.	.	PUNCT
ajfa-3233	131	1	understanding	understand	VERB
ajfa-3233	131	2	the	the	DET
ajfa-3233	131	3	major	major	ADJ
ajfa-3233	131	4	types	type	NOUN
ajfa-3233	131	5	of	of	ADP
ajfa-3233	131	6	business	business	NOUN
ajfa-3233	131	7	risks	risk	NOUN
ajfa-3233	131	8	that	that	PRON
ajfa-3233	131	9	have	have	VERB
ajfa-3233	131	10	an	an	DET
ajfa-3233	131	11	impact	impact	NOUN
ajfa-3233	131	12	on	on	ADP
ajfa-3233	131	13	financing	financing	NOUN
ajfa-3233	131	14	risk	risk	NOUN
ajfa-3233	131	15	will	will	AUX
ajfa-3233	131	16	result	result	VERB
ajfa-3233	131	17	in	in	ADP
ajfa-3233	131	18	a	a	DET
ajfa-3233	131	19	better	well	ADJ
ajfa-3233	131	20	and	and	CCONJ
ajfa-3233	131	21	more	more	ADV
ajfa-3233	131	22	informed	informed	ADJ
ajfa-3233	131	23	financing	financing	NOUN
ajfa-3233	131	24	decision	decision	NOUN
ajfa-3233	131	25	,	,	PUNCT
ajfa-3233	131	26	notwithstanding	notwithstanding	ADP
ajfa-3233	131	27	that	that	SCONJ
ajfa-3233	131	28	different	different	ADJ
ajfa-3233	131	29	financing	financing	NOUN
ajfa-3233	131	30	institutions	institution	NOUN
ajfa-3233	131	31	have	have	AUX
ajfa-3233	131	32	different	different	ADJ
ajfa-3233	131	33	financing	financing	NOUN
ajfa-3233	131	34	bias	bias	NOUN
ajfa-3233	131	35	and	and	CCONJ
ajfa-3233	131	36	risk	risk	NOUN
ajfa-3233	131	37	appetites	appetite	NOUN
ajfa-3233	131	38	.	.	PUNCT
ajfa-3233	132	1	therefore	therefore	ADV
ajfa-3233	132	2	,	,	PUNCT
ajfa-3233	132	3	we	we	PRON
ajfa-3233	132	4	may	may	AUX
ajfa-3233	132	5	find	find	VERB
ajfa-3233	132	6	that	that	SCONJ
ajfa-3233	132	7	one	one	NUM
ajfa-3233	132	8	banker	banker	NOUN
ajfa-3233	132	9	or	or	CCONJ
ajfa-3233	132	10	investor	investor	NOUN
ajfa-3233	132	11	may	may	AUX
ajfa-3233	132	12	reject	reject	VERB
ajfa-3233	132	13	a	a	DET
ajfa-3233	132	14	financing	financing	NOUN
ajfa-3233	132	15	application	application	NOUN
ajfa-3233	132	16	from	from	ADP
ajfa-3233	132	17	a	a	DET
ajfa-3233	132	18	business	business	NOUN
ajfa-3233	132	19	whereas	whereas	SCONJ
ajfa-3233	132	20	another	another	DET
ajfa-3233	132	21	banker	banker	NOUN
ajfa-3233	132	22	or	or	CCONJ
ajfa-3233	132	23	investor	investor	NOUN
ajfa-3233	132	24	may	may	AUX
ajfa-3233	132	25	approve	approve	VERB
ajfa-3233	132	26	the	the	DET
ajfa-3233	132	27	application	application	NOUN
ajfa-3233	132	28	.	.	PUNCT
ajfa-3233	133	1	since	since	SCONJ
ajfa-3233	133	2	financing	financing	NOUN
ajfa-3233	133	3	is	be	AUX
ajfa-3233	133	4	basically	basically	ADV
ajfa-3233	133	5	a	a	DET
ajfa-3233	133	6	game	game	NOUN
ajfa-3233	133	7	at	at	ADP
ajfa-3233	133	8	perception	perception	NOUN
ajfa-3233	133	9	risk	risk	NOUN
ajfa-3233	133	10	for	for	ADP
ajfa-3233	133	11	each	each	PRON
ajfa-3233	133	12	of	of	ADP
ajfa-3233	133	13	the	the	DET
ajfa-3233	133	14	bankers	banker	NOUN
ajfa-3233	133	15	or	or	CCONJ
ajfa-3233	133	16	investors	investor	NOUN
ajfa-3233	133	17	,	,	PUNCT
ajfa-3233	133	18	the	the	DET
ajfa-3233	133	19	key	key	ADJ
ajfa-3233	133	20	risk	risk	NOUN
ajfa-3233	133	21	areas	area	NOUN
ajfa-3233	133	22	identified	identify	VERB
ajfa-3233	133	23	should	should	AUX
ajfa-3233	133	24	be	be	AUX
ajfa-3233	133	25	the	the	DET
ajfa-3233	133	26	same	same	ADJ
ajfa-3233	133	27	and	and	CCONJ
ajfa-3233	133	28	this	this	PRON
ajfa-3233	133	29	is	be	AUX
ajfa-3233	133	30	the	the	DET
ajfa-3233	133	31	essence	essence	NOUN
ajfa-3233	133	32	of	of	ADP
ajfa-3233	133	33	good	good	ADJ
ajfa-3233	133	34	credit	credit	NOUN
ajfa-3233	133	35	risk	risk	NOUN
ajfa-3233	133	36	analysis	analysis	NOUN
ajfa-3233	133	37	.	.	PUNCT
ajfa-3233	134	1	references	reference	NOUN
ajfa-3233	134	2	azahari	azahari	PROPN
ajfa-3233	134	3	,	,	PUNCT
ajfa-3233	134	4	j.	j.	PROPN
ajfa-3233	134	5	,	,	PUNCT
ajfa-3233	134	6	&	&	CCONJ
ajfa-3233	134	7	marhaini	marhaini	PROPN
ajfa-3233	134	8	,	,	PUNCT
ajfa-3233	134	9	i.	i.	PROPN
ajfa-3233	134	10	(	(	PUNCT
ajfa-3233	134	11	2007	2007	NUM
ajfa-3233	134	12	)	)	PUNCT
ajfa-3233	134	13	.	.	PUNCT
ajfa-3233	135	1	types	type	NOUN
ajfa-3233	135	2	of	of	ADP
ajfa-3233	135	3	business	business	NOUN
ajfa-3233	135	4	risk	risk	NOUN
ajfa-3233	135	5	:	:	PUNCT
ajfa-3233	135	6	in	in	ADP
ajfa-3233	135	7	the	the	DET
ajfa-3233	135	8	investors	investor	NOUN
ajfa-3233	135	9	and	and	CCONJ
ajfa-3233	135	10	bankers	banker	NOUN
ajfa-3233	135	11	perspectives	perspective	NOUN
ajfa-3233	135	12	.	.	PUNCT
ajfa-3233	136	1	1st	1st	ADJ
ajfa-3233	136	2	miit	miit	NOUN
ajfa-3233	136	3	mini	mini	NOUN
ajfa-3233	136	4	seminar	seminar	NOUN
ajfa-3233	136	5	at	at	ADP
ajfa-3233	136	6	malaysian	malaysian	PROPN
ajfa-3233	136	7	institute	institute	PROPN
ajfa-3233	136	8	of	of	ADP
ajfa-3233	136	9	information	information	NOUN
ajfa-3233	136	10	technology	technology	NOUN
ajfa-3233	136	11	(	(	PUNCT
ajfa-3233	136	12	miit	miit	NOUN
ajfa-3233	136	13	)	)	PUNCT
ajfa-3233	136	14	.	.	PUNCT
ajfa-3233	137	1	27th-28th	27th-28th	NUM
ajfa-3233	137	2	march	march	NOUN
ajfa-3233	137	3	,	,	PUNCT
ajfa-3233	137	4	2007	2007	NUM
ajfa-3233	137	5	,	,	PUNCT
ajfa-3233	137	6	universiti	universiti	PROPN
ajfa-3233	137	7	kuala	kuala	PROPN
ajfa-3233	137	8	lumpur	lumpur	PROPN
ajfa-3233	137	9	,	,	PUNCT
ajfa-3233	137	10	kuala	kuala	PROPN
ajfa-3233	137	11	lumpur	lumpur	PROPN
ajfa-3233	137	12	,	,	PUNCT
ajfa-3233	137	13	malaysia	malaysia	PROPN
ajfa-3233	137	14	.	.	PROPN
ajfa-3233	137	15	bessis	bessis	PROPN
ajfa-3233	137	16	,	,	PUNCT
ajfa-3233	137	17	j.	j.	PROPN
ajfa-3233	137	18	(	(	PUNCT
ajfa-3233	137	19	2010	2010	NUM
ajfa-3233	137	20	)	)	PUNCT
ajfa-3233	137	21	.	.	PUNCT
ajfa-3233	138	1	risk	risk	NOUN
ajfa-3233	138	2	management	management	NOUN
ajfa-3233	138	3	in	in	ADP
ajfa-3233	138	4	banking	banking	NOUN
ajfa-3233	138	5	.	.	PUNCT
ajfa-3233	139	1	3rd	3rd	ADJ
ajfa-3233	139	2	edition	edition	NOUN
ajfa-3233	139	3	,	,	PUNCT
ajfa-3233	139	4	wiley	wiley	PROPN
ajfa-3233	139	5	.	.	PUNCT
ajfa-3233	140	1	retrieved	retrieve	VERB
ajfa-3233	140	2	from	from	ADP
ajfa-3233	140	3	www.wiley.com/wileycda/wileytitle/productcd-0470019131.html	www.wiley.com/wileycda/wileytitle/productcd-0470019131.html	ADP
ajfa-3233	140	4	choudhry	choudhry	NOUN
ajfa-3233	140	5	,	,	PUNCT
ajfa-3233	140	6	m.	m.	NOUN
ajfa-3233	140	7	(	(	PUNCT
ajfa-3233	140	8	2007	2007	NUM
ajfa-3233	140	9	)	)	PUNCT
ajfa-3233	140	10	.	.	PUNCT
ajfa-3233	141	1	bank	bank	NOUN
ajfa-3233	141	2	asset	asset	NOUN
ajfa-3233	141	3	and	and	CCONJ
ajfa-3233	141	4	liability	liability	NOUN
ajfa-3233	141	5	management	management	NOUN
ajfa-3233	141	6	:	:	PUNCT
ajfa-3233	141	7	strategy	strategy	NOUN
ajfa-3233	141	8	,	,	PUNCT
ajfa-3233	141	9	trading	trading	NOUN
ajfa-3233	141	10	,	,	PUNCT
ajfa-3233	141	11	analysis	analysis	NOUN
ajfa-3233	141	12	,	,	PUNCT
ajfa-3233	141	13	wiley	wiley	NOUN
ajfa-3233	141	14	.	.	PUNCT
ajfa-3233	142	1	retrieved	retrieve	VERB
ajfa-3233	142	2	from	from	ADP
ajfa-3233	142	3	www.amazon.com/bank-asset-liability-management-strategy/dp/0470821353	www.amazon.com/bank-asset-liability-management-strategy/dp/0470821353	PROPN
ajfa-3233	142	4	asian	asian	ADJ
ajfa-3233	142	5	journal	journal	NOUN
ajfa-3233	142	6	of	of	ADP
ajfa-3233	142	7	finance	finance	PROPN
ajfa-3233	142	8	&	&	CCONJ
ajfa-3233	142	9	accounting	accounting	PROPN
ajfa-3233	142	10	issn	issn	PROPN
ajfa-3233	142	11	1946	1946	NUM
ajfa-3233	142	12	-	-	PUNCT
ajfa-3233	142	13	052x	052x	NOUN
ajfa-3233	142	14	2013	2013	NUM
ajfa-3233	142	15	,	,	PUNCT
ajfa-3233	142	16	vol	vol	NOUN
ajfa-3233	142	17	.	.	PROPN
ajfa-3233	142	18	5	5	NUM
ajfa-3233	142	19	,	,	PUNCT
ajfa-3233	142	20	no	no	INTJ
ajfa-3233	142	21	.	.	NOUN
ajfa-3233	142	22	1	1	NUM
ajfa-3233	142	23	www.macrothink.org/ajfa	www.macrothink.org/ajfa	NUM
ajfa-3233	142	24	258	258	NUM
ajfa-3233	142	25	coleman	coleman	PROPN
ajfa-3233	142	26	,	,	PUNCT
ajfa-3233	142	27	t.s	t.s	PROPN
ajfa-3233	142	28	.	.	PROPN
ajfa-3233	142	29	(	(	PUNCT
ajfa-3233	142	30	2011	2011	NUM
ajfa-3233	142	31	)	)	PUNCT
ajfa-3233	142	32	.	.	PUNCT
ajfa-3233	143	1	a	a	DET
ajfa-3233	143	2	practical	practical	ADJ
ajfa-3233	143	3	guide	guide	NOUN
ajfa-3233	143	4	to	to	PART
ajfa-3233	143	5	risk	risk	NOUN
ajfa-3233	143	6	management	management	NOUN
ajfa-3233	143	7	.	.	PUNCT
ajfa-3233	144	1	research	research	NOUN
ajfa-3233	144	2	foundation	foundation	PROPN
ajfa-3233	144	3	of	of	ADP
ajfa-3233	144	4	cfa	cfa	PROPN
ajfa-3233	144	5	institute	institute	PROPN
ajfa-3233	144	6	.	.	PUNCT
ajfa-3233	145	1	retrieved	retrieve	VERB
ajfa-3233	145	2	from	from	ADP
ajfa-3233	145	3	www.fhwa.dot.gov/asset/pubs/hif12035.pdf	www.fhwa.dot.gov/asset/pubs/hif12035.pdf	PROPN
ajfa-3233	145	4	crouhy	crouhy	NOUN
ajfa-3233	145	5	,	,	PUNCT
ajfa-3233	145	6	m.	m.	NOUN
ajfa-3233	145	7	,	,	PUNCT
ajfa-3233	145	8	galai	galai	PROPN
ajfa-3233	145	9	,	,	PUNCT
ajfa-3233	145	10	d.	d.	PROPN
ajfa-3233	145	11	,	,	PUNCT
ajfa-3233	145	12	&	&	CCONJ
ajfa-3233	145	13	mark	mark	PROPN
ajfa-3233	145	14	,	,	PUNCT
ajfa-3233	145	15	r.	r.	PROPN
ajfa-3233	145	16	(	(	PUNCT
ajfa-3233	145	17	2005	2005	NUM
ajfa-3233	145	18	)	)	PUNCT
ajfa-3233	145	19	.	.	PUNCT
ajfa-3233	146	1	the	the	DET
ajfa-3233	146	2	essentials	essential	NOUN
ajfa-3233	146	3	of	of	ADP
ajfa-3233	146	4	risk	risk	NOUN
ajfa-3233	146	5	management	management	NOUN
ajfa-3233	146	6	.	.	PUNCT
ajfa-3233	147	1	1st	1st	ADJ
ajfa-3233	147	2	ed	ed	NOUN
ajfa-3233	147	3	.	.	PROPN
ajfa-3233	147	4	,	,	PUNCT
ajfa-3233	147	5	mcgraw	mcgraw	PROPN
ajfa-3233	147	6	-	-	PUNCT
ajfa-3233	147	7	hill	hill	NOUN
ajfa-3233	147	8	.	.	PUNCT
ajfa-3233	148	1	retrieved	retrieve	VERB
ajfa-3233	148	2	from	from	ADP
ajfa-3233	148	3	ww.amazon.com/essentials-risk-management-michel-crouhy/dp/0071429662	ww.amazon.com/essentials-risk-management-michel-crouhy/dp/0071429662	PROPN
ajfa-3233	148	4	garp	garp	NOUN
ajfa-3233	148	5	(	(	PUNCT
ajfa-3233	148	6	global	global	ADJ
ajfa-3233	148	7	association	association	NOUN
ajfa-3233	148	8	of	of	ADP
ajfa-3233	148	9	risk	risk	NOUN
ajfa-3233	148	10	professionals	professional	NOUN
ajfa-3233	148	11	)	)	PUNCT
ajfa-3233	148	12	(	(	PUNCT
ajfa-3233	148	13	2009	2009	NUM
ajfa-3233	148	14	)	)	PUNCT
ajfa-3233	148	15	.	.	PUNCT
ajfa-3233	149	1	foundations	foundation	NOUN
ajfa-3233	149	2	of	of	ADP
ajfa-3233	149	3	banking	banking	NOUN
ajfa-3233	149	4	risk	risk	NOUN
ajfa-3233	149	5	:	:	PUNCT
ajfa-3233	149	6	an	an	DET
ajfa-3233	149	7	overview	overview	NOUN
ajfa-3233	149	8	of	of	ADP
ajfa-3233	149	9	banking	banking	NOUN
ajfa-3233	149	10	,	,	PUNCT
ajfa-3233	149	11	banking	banking	NOUN
ajfa-3233	149	12	risks	risk	NOUN
ajfa-3233	149	13	,	,	PUNCT
ajfa-3233	149	14	and	and	CCONJ
ajfa-3233	149	15	risk	risk	NOUN
ajfa-3233	149	16	-	-	PUNCT
ajfa-3233	149	17	based	base	VERB
ajfa-3233	149	18	banking	banking	NOUN
ajfa-3233	149	19	regulation	regulation	NOUN
ajfa-3233	149	20	.	.	PUNCT
ajfa-3233	150	1	1st	1st	PROPN
ajfa-3233	150	2	edition	edition	PROPN
ajfa-3233	150	3	,	,	PUNCT
ajfa-3233	150	4	wiley	wiley	PROPN
ajfa-3233	150	5	.	.	PUNCT
ajfa-3233	151	1	retrieved	retrieve	VERB
ajfa-3233	151	2	from	from	ADP
ajfa-3233	151	3	www.ababj.com/briefing/book-review-foundations-of-banking-risk-an-overview-of-bankingbanking-	www.ababj.com/briefing/book-review-foundations-of-banking-risk-an-overview-of-bankingbanking-	ADJ
ajfa-3233	151	4	...	...	PROPN
ajfa-3233	151	5	hull	hull	NOUN
ajfa-3233	151	6	,	,	PUNCT
ajfa-3233	151	7	j.c	j.c	PROPN
ajfa-3233	151	8	.	.	PROPN
ajfa-3233	151	9	(	(	PUNCT
ajfa-3233	151	10	2009	2009	NUM
ajfa-3233	151	11	)	)	PUNCT
ajfa-3233	151	12	.	.	PUNCT
ajfa-3233	152	1	risk	risk	NOUN
ajfa-3233	152	2	management	management	NOUN
ajfa-3233	152	3	and	and	CCONJ
ajfa-3233	152	4	financial	financial	ADJ
ajfa-3233	152	5	institutions	institution	NOUN
ajfa-3233	152	6	.	.	PUNCT
ajfa-3233	153	1	2nd	2nd	ADJ
ajfa-3233	153	2	ed	ed	NOUN
ajfa-3233	153	3	.	.	PROPN
ajfa-3233	153	4	,	,	PUNCT
ajfa-3233	153	5	englewood	englewood	PROPN
ajfa-3233	153	6	cliffs	cliffs	PROPN
ajfa-3233	153	7	,	,	PUNCT
ajfa-3233	153	8	nj	nj	PROPN
ajfa-3233	153	9	:	:	PUNCT
ajfa-3233	153	10	prentice	prentice	PROPN
ajfa-3233	153	11	hall	hall	PROPN
ajfa-3233	153	12	.	.	PUNCT
ajfa-3233	154	1	retrieved	retrieve	VERB
ajfa-3233	154	2	from	from	ADP
ajfa-3233	154	3	onlinelibrary.wiley.com/doi/10.1111/j.1539-6975.2009.01332.x/pdf	onlinelibrary.wiley.com/doi/10.1111/j.1539-6975.2009.01332.x/pdf	PROPN
ajfa-3233	154	4	hull	hull	NOUN
ajfa-3233	154	5	,	,	PUNCT
ajfa-3233	154	6	j.c	j.c	PROPN
ajfa-3233	154	7	.	.	PROPN
ajfa-3233	154	8	(	(	PUNCT
ajfa-3233	154	9	2012	2012	NUM
ajfa-3233	154	10	)	)	PUNCT
ajfa-3233	154	11	.	.	PUNCT
ajfa-3233	155	1	risk	risk	NOUN
ajfa-3233	155	2	management	management	NOUN
ajfa-3233	155	3	and	and	CCONJ
ajfa-3233	155	4	financial	financial	ADJ
ajfa-3233	155	5	institutions	institution	NOUN
ajfa-3233	155	6	.	.	PUNCT
ajfa-3233	156	1	3rd	3rd	ADJ
ajfa-3233	156	2	ed	ed	NOUN
ajfa-3233	156	3	.	.	PROPN
ajfa-3233	156	4	,	,	PUNCT
ajfa-3233	156	5	wiley	wiley	PROPN
ajfa-3233	156	6	.	.	PUNCT
ajfa-3233	157	1	retrieved	retrieve	VERB
ajfa-3233	157	2	from	from	ADP
ajfa-3233	157	3	onlinelibrary.wiley.com/doi/10.1111/j.1539-6975.2009.01332.x/pdf	onlinelibrary.wiley.com/doi/10.1111/j.1539-6975.2009.01332.x/pdf	PROPN
ajfa-3233	157	4	institut	institut	PROPN
ajfa-3233	157	5	bank	bank	PROPN
ajfa-3233	157	6	-	-	PUNCT
ajfa-3233	157	7	bank	bank	NOUN
ajfa-3233	157	8	malaysia	malaysia	PROPN
ajfa-3233	157	9	(	(	PUNCT
ajfa-3233	157	10	2001	2001	NUM
ajfa-3233	157	11	)	)	PUNCT
ajfa-3233	157	12	.	.	PUNCT
ajfa-3233	158	1	certified	certify	VERB
ajfa-3233	158	2	credit	credit	NOUN
ajfa-3233	158	3	professional	professional	NOUN
ajfa-3233	158	4	(	(	PUNCT
ajfa-3233	158	5	ccp	ccp	PROPN
ajfa-3233	158	6	)	)	PUNCT
ajfa-3233	158	7	,	,	PUNCT
ajfa-3233	158	8	study	study	NOUN
ajfa-3233	158	9	guide	guide	NOUN
ajfa-3233	158	10	,	,	PUNCT
ajfa-3233	158	11	kuala	kuala	PROPN
ajfa-3233	158	12	lumpur	lumpur	PROPN
ajfa-3233	158	13	,	,	PUNCT
ajfa-3233	158	14	malaysia	malaysia	PROPN
ajfa-3233	158	15	:	:	PUNCT
ajfa-3233	158	16	ibbm	ibbm	NOUN
ajfa-3233	158	17	.	.	PUNCT
ajfa-3233	159	1	retrieved	retrieve	VERB
ajfa-3233	159	2	from	from	ADP
ajfa-3233	159	3	www.ibbm.org.my/v2/wp-content/uploads/2011/06/ibbm010	www.ibbm.org.my/v2/wp-content/uploads/2011/06/ibbm010	NOUN
ajfa-3233	159	4	06	06	NUM
ajfa-3233	159	5	sept-oct.pdf	sept-oct.pdf	NOUN
ajfa-3233	159	6	jorion	jorion	NOUN
ajfa-3233	159	7	,	,	PUNCT
ajfa-3233	159	8	p.	p.	NOUN
ajfa-3233	159	9	,	,	PUNCT
ajfa-3233	159	10	&	&	CCONJ
ajfa-3233	159	11	garp	garp	PROPN
ajfa-3233	159	12	(	(	PUNCT
ajfa-3233	159	13	global	global	ADJ
ajfa-3233	159	14	association	association	NOUN
ajfa-3233	159	15	of	of	ADP
ajfa-3233	159	16	risk	risk	NOUN
ajfa-3233	159	17	professionals	professional	NOUN
ajfa-3233	159	18	)	)	PUNCT
ajfa-3233	159	19	(	(	PUNCT
ajfa-3233	159	20	2010	2010	NUM
ajfa-3233	159	21	)	)	PUNCT
ajfa-3233	159	22	.	.	PUNCT
ajfa-3233	160	1	financial	financial	ADJ
ajfa-3233	160	2	risk	risk	NOUN
ajfa-3233	160	3	manager	manager	NOUN
ajfa-3233	160	4	handbook	handbook	NOUN
ajfa-3233	160	5	.	.	PUNCT
ajfa-3233	161	1	6th	6th	ADJ
ajfa-3233	161	2	ed	ed	NOUN
ajfa-3233	161	3	.	.	PROPN
ajfa-3233	161	4	,	,	PUNCT
ajfa-3233	161	5	wiley	wiley	PROPN
ajfa-3233	161	6	.	.	PUNCT
ajfa-3233	162	1	retrieved	retrieve	VERB
ajfa-3233	162	2	from	from	ADP
ajfa-3233	162	3	www.amazon.com/financial-manager-handbook-second-edition/dp/047143003x	www.amazon.com/financial-manager-handbook-second-edition/dp/047143003x	PROPN
ajfa-3233	162	4	malz	malz	PROPN
ajfa-3233	162	5	,	,	PUNCT
ajfa-3233	162	6	a.m.	a.m.	PROPN
ajfa-3233	162	7	(	(	PUNCT
ajfa-3233	162	8	2011	2011	NUM
ajfa-3233	162	9	)	)	PUNCT
ajfa-3233	162	10	.	.	PUNCT
ajfa-3233	163	1	financial	financial	ADJ
ajfa-3233	163	2	risk	risk	NOUN
ajfa-3233	163	3	management	management	NOUN
ajfa-3233	163	4	:	:	PUNCT
ajfa-3233	163	5	models	model	NOUN
ajfa-3233	163	6	,	,	PUNCT
ajfa-3233	163	7	history	history	NOUN
ajfa-3233	163	8	,	,	PUNCT
ajfa-3233	163	9	and	and	CCONJ
ajfa-3233	163	10	institutions	institution	NOUN
ajfa-3233	163	11	.	.	PUNCT
ajfa-3233	164	1	1st	1st	PROPN
ajfa-3233	164	2	edition	edition	PROPN
ajfa-3233	164	3	,	,	PUNCT
ajfa-3233	164	4	wiley	wiley	PROPN
ajfa-3233	164	5	.	.	PUNCT
ajfa-3233	165	1	retrieved	retrieve	VERB
ajfa-3233	165	2	from	from	ADP
ajfa-3233	165	3	value-at-risk.net/references/	value-at-risk.net/references/	PROPN
ajfa-3233	165	4	pritchard	pritchard	PROPN
ajfa-3233	165	5	,	,	PUNCT
ajfa-3233	165	6	c.l	c.l	PROPN
ajfa-3233	165	7	.	.	PROPN
ajfa-3233	166	1	(	(	PUNCT
ajfa-3233	166	2	2010	2010	NUM
ajfa-3233	166	3	)	)	PUNCT
ajfa-3233	166	4	.	.	PUNCT
ajfa-3233	167	1	risk	risk	NOUN
ajfa-3233	167	2	management	management	NOUN
ajfa-3233	167	3	:	:	PUNCT
ajfa-3233	167	4	concepts	concept	NOUN
ajfa-3233	167	5	and	and	CCONJ
ajfa-3233	167	6	guidance	guidance	NOUN
ajfa-3233	167	7	.	.	PUNCT
ajfa-3233	168	1	4th	4th	ADJ
ajfa-3233	168	2	edition	edition	PROPN
ajfa-3233	168	3	,	,	PUNCT
ajfa-3233	168	4	esi	esi	PROPN
ajfa-3233	168	5	international	international	PROPN
ajfa-3233	168	6	.	.	PUNCT
ajfa-3233	169	1	retrieved	retrieve	VERB
ajfa-3233	169	2	from	from	ADP
ajfa-3233	169	3	www.amazon.com/risk-management-concepts-guidance-4th/dp/1890367559	www.amazon.com/risk-management-concepts-guidance-4th/dp/1890367559	PROPN
ajfa-3233	169	4	saunders	saunder	NOUN
ajfa-3233	169	5	,	,	PUNCT
ajfa-3233	169	6	a.	a.	PROPN
ajfa-3233	169	7	,	,	PUNCT
ajfa-3233	169	8	&	&	CCONJ
ajfa-3233	169	9	cornett	cornett	PROPN
ajfa-3233	169	10	,	,	PUNCT
ajfa-3233	169	11	m.	m.	NOUN
ajfa-3233	169	12	(	(	PUNCT
ajfa-3233	169	13	2010	2010	NUM
ajfa-3233	169	14	)	)	PUNCT
ajfa-3233	169	15	.	.	PUNCT
ajfa-3233	170	1	financial	financial	ADJ
ajfa-3233	170	2	institutions	institution	NOUN
ajfa-3233	170	3	management	management	NOUN
ajfa-3233	170	4	:	:	PUNCT
ajfa-3233	170	5	a	a	DET
ajfa-3233	170	6	risk	risk	NOUN
ajfa-3233	170	7	management	management	NOUN
ajfa-3233	170	8	approach	approach	NOUN
ajfa-3233	170	9	.	.	PUNCT
ajfa-3233	171	1	7th	7th	ADJ
ajfa-3233	171	2	ed	ed	NOUN
ajfa-3233	171	3	.	.	PROPN
ajfa-3233	171	4	,	,	PUNCT
ajfa-3233	171	5	mcgraw	mcgraw	PROPN
ajfa-3233	171	6	-	-	PUNCT
ajfa-3233	171	7	hill	hill	PROPN
ajfa-3233	171	8	/	/	SYM
ajfa-3233	171	9	irwin	irwin	PROPN
ajfa-3233	171	10	.	.	PUNCT
ajfa-3233	172	1	retrieved	retrieve	VERB
ajfa-3233	172	2	from	from	ADP
ajfa-3233	172	3	www.amazon.com/financial-institutions-management-mcgraw-hill-insurance/dp/00735307	www.amazon.com/financial-institutions-management-mcgraw-hill-insurance/dp/00735307	NOUN
ajfa-3233	172	4	51	51	NUM
ajfa-3233	172	5	saunders	saunder	NOUN
ajfa-3233	172	6	,	,	PUNCT
ajfa-3233	172	7	a.	a.	PROPN
ajfa-3233	172	8	&	&	CCONJ
ajfa-3233	172	9	cornett	cornett	PROPN
ajfa-3233	172	10	,	,	PUNCT
ajfa-3233	172	11	m.	m.	NOUN
ajfa-3233	172	12	(	(	PUNCT
ajfa-3233	172	13	2007	2007	NUM
ajfa-3233	172	14	)	)	PUNCT
ajfa-3233	172	15	.	.	PUNCT
ajfa-3233	173	1	financial	financial	ADJ
ajfa-3233	173	2	institutions	institution	NOUN
ajfa-3233	173	3	management	management	NOUN
ajfa-3233	173	4	:	:	PUNCT
ajfa-3233	173	5	a	a	DET
ajfa-3233	173	6	risk	risk	NOUN
ajfa-3233	173	7	management	management	NOUN
ajfa-3233	173	8	approach	approach	NOUN
ajfa-3233	173	9	with	with	ADP
ajfa-3233	173	10	s	s	PROPN
ajfa-3233	173	11	&	&	CCONJ
ajfa-3233	173	12	p	p	NOUN
ajfa-3233	173	13	card	card	NOUN
ajfa-3233	173	14	.	.	PUNCT
ajfa-3233	174	1	6th	6th	ADJ
ajfa-3233	174	2	edition	edition	PROPN
ajfa-3233	174	3	,	,	PUNCT
ajfa-3233	174	4	mcgraw	mcgraw	PROPN
ajfa-3233	174	5	-	-	PUNCT
ajfa-3233	174	6	hill	hill	PROPN
ajfa-3233	174	7	/	/	SYM
ajfa-3233	174	8	irwin	irwin	PROPN
ajfa-3233	174	9	.	.	PUNCT
ajfa-3233	175	1	retrieved	retrieve	VERB
ajfa-3233	175	2	from	from	ADP
ajfa-3233	175	3	www.amazon.com/financial-institutions-management-mcgraw-hill-insurance/dp/00735307	www.amazon.com/financial-institutions-management-mcgraw-hill-insurance/dp/00735307	NOUN
ajfa-3233	175	4	51	51	NUM
ajfa-3233	175	5	copyright	copyright	NOUN
ajfa-3233	175	6	disclaimer	disclaimer	NOUN
ajfa-3233	175	7	copyright	copyright	NOUN
ajfa-3233	175	8	reserved	reserve	VERB
ajfa-3233	175	9	by	by	ADP
ajfa-3233	175	10	the	the	DET
ajfa-3233	175	11	author(s	author(s	NOUN
ajfa-3233	175	12	)	)	PUNCT
ajfa-3233	175	13	.	.	PUNCT
ajfa-3233	176	1	this	this	DET
ajfa-3233	176	2	article	article	NOUN
ajfa-3233	176	3	is	be	AUX
ajfa-3233	176	4	an	an	DET
ajfa-3233	176	5	open	open	ADJ
ajfa-3233	176	6	-	-	PUNCT
ajfa-3233	176	7	access	access	NOUN
ajfa-3233	176	8	article	article	NOUN
ajfa-3233	176	9	distributed	distribute	VERB
ajfa-3233	176	10	under	under	ADP
ajfa-3233	176	11	the	the	DET
ajfa-3233	176	12	terms	term	NOUN
ajfa-3233	176	13	and	and	CCONJ
ajfa-3233	176	14	conditions	condition	NOUN
ajfa-3233	176	15	of	of	ADP
ajfa-3233	176	16	the	the	DET
ajfa-3233	176	17	creative	creative	ADJ
ajfa-3233	176	18	commons	common	NOUN
ajfa-3233	176	19	attribution	attribution	NOUN
ajfa-3233	176	20	license	license	NOUN
ajfa-3233	176	21	(	(	PUNCT
ajfa-3233	176	22	http://creativecommons.org/licenses/by/3.0/	http://creativecommons.org/licenses/by/3.0/	PROPN
ajfa-3233	176	23	)	)	PUNCT
ajfa-3233	176	24	.	.	PUNCT