id	sid	tid	token	lemma	pos
ajfa-3280	1	1	microsoft	microsoft	PROPN
ajfa-3280	1	2	word	word	PROPN
ajfa-3280	1	3	3280-12381-1-sm-wirter2-new.docx	3280-12381-1-sm-wirter2-new.docx	NUM
ajfa-3280	1	4	asian	asian	ADJ
ajfa-3280	1	5	journal	journal	NOUN
ajfa-3280	1	6	of	of	ADP
ajfa-3280	1	7	finance	finance	PROPN
ajfa-3280	1	8	&	&	CCONJ
ajfa-3280	1	9	accounting	accounting	PROPN
ajfa-3280	1	10	issn	issn	PROPN
ajfa-3280	1	11	1946	1946	NUM
ajfa-3280	1	12	-	-	PUNCT
ajfa-3280	1	13	052x	052x	NOUN
ajfa-3280	1	14	2013	2013	NUM
ajfa-3280	1	15	,	,	PUNCT
ajfa-3280	1	16	vol	vol	NOUN
ajfa-3280	1	17	.	.	PROPN
ajfa-3280	1	18	5	5	NUM
ajfa-3280	1	19	,	,	PUNCT
ajfa-3280	1	20	no	no	INTJ
ajfa-3280	1	21	.	.	NOUN
ajfa-3280	1	22	1	1	NUM
ajfa-3280	1	23	www.macrothink.org/ajfa	www.macrothink.org/ajfa	NOUN
ajfa-3280	1	24	259	259	NUM
ajfa-3280	1	25	evaluate	evaluate	VERB
ajfa-3280	1	26	the	the	DET
ajfa-3280	1	27	profitability	profitability	NOUN
ajfa-3280	1	28	in	in	ADP
ajfa-3280	1	29	commercial	commercial	ADJ
ajfa-3280	1	30	bank	bank	NOUN
ajfa-3280	1	31	comparative	comparative	ADJ
ajfa-3280	1	32	study	study	NOUN
ajfa-3280	1	33	of	of	ADP
ajfa-3280	1	34	indian	indian	ADJ
ajfa-3280	1	35	and	and	CCONJ
ajfa-3280	1	36	jordanian	jordanian	ADJ
ajfa-3280	1	37	banks	bank	NOUN
ajfa-3280	1	38	dr	dr	PROPN
ajfa-3280	1	39	ali	ali	PROPN
ajfa-3280	1	40	mahmoud	mahmoud	PROPN
ajfa-3280	1	41	abdallah	abdallah	PROPN
ajfa-3280	1	42	alrabei	alrabei	PROPN
ajfa-3280	1	43	department	department	PROPN
ajfa-3280	1	44	of	of	ADP
ajfa-3280	1	45	accounting	accounting	NOUN
ajfa-3280	1	46	,	,	PUNCT
ajfa-3280	1	47	faculty	faculty	NOUN
ajfa-3280	1	48	of	of	ADP
ajfa-3280	1	49	economic	economic	ADJ
ajfa-3280	1	50	and	and	CCONJ
ajfa-3280	1	51	business	business	NOUN
ajfa-3280	1	52	jadara	jadara	PROPN
ajfa-3280	1	53	university	university	PROPN
ajfa-3280	1	54	e	e	NOUN
ajfa-3280	1	55	-	-	NOUN
ajfa-3280	1	56	mail	mail	NOUN
ajfa-3280	1	57	:	:	PUNCT
ajfa-3280	1	58	alialrabei@yahoo.com	alialrabei@yahoo.com	PROPN
ajfa-3280	1	59	received	receive	VERB
ajfa-3280	1	60	:	:	PUNCT
ajfa-3280	1	61	feb	feb	PROPN
ajfa-3280	1	62	.	.	PROPN
ajfa-3280	1	63	19	19	NUM
ajfa-3280	1	64	,	,	PUNCT
ajfa-3280	1	65	2013	2013	NUM
ajfa-3280	1	66	accepted	accept	VERB
ajfa-3280	1	67	:	:	PUNCT
ajfa-3280	1	68	april	april	PROPN
ajfa-3280	1	69	19	19	NUM
ajfa-3280	1	70	,	,	PUNCT
ajfa-3280	1	71	2013	2013	NUM
ajfa-3280	1	72	published	publish	VERB
ajfa-3280	1	73	:	:	PUNCT
ajfa-3280	1	74	june	june	PROPN
ajfa-3280	1	75	1	1	NUM
ajfa-3280	1	76	,	,	PUNCT
ajfa-3280	1	77	2013	2013	NUM
ajfa-3280	1	78	doi:10.5296	doi:10.5296	NOUN
ajfa-3280	1	79	/	/	SYM
ajfa-3280	1	80	ajfa.v5i1.3280	ajfa.v5i1.3280	ADV
ajfa-3280	1	81	url	url	NOUN
ajfa-3280	1	82	:	:	PUNCT
ajfa-3280	1	83	http://dx.doi.org/10.5296/ajfa.v5i1.3280	http://dx.doi.org/10.5296/ajfa.v5i1.3280	ADJ
ajfa-3280	1	84	abstract	abstract	ADJ
ajfa-3280	1	85	banks	bank	NOUN
ajfa-3280	1	86	and	and	CCONJ
ajfa-3280	1	87	financial	financial	ADJ
ajfa-3280	1	88	institutions	institution	NOUN
ajfa-3280	1	89	are	be	AUX
ajfa-3280	1	90	the	the	DET
ajfa-3280	1	91	backbone	backbone	NOUN
ajfa-3280	1	92	of	of	ADP
ajfa-3280	1	93	the	the	DET
ajfa-3280	1	94	economy	economy	NOUN
ajfa-3280	1	95	of	of	ADP
ajfa-3280	1	96	the	the	DET
ajfa-3280	1	97	country	country	NOUN
ajfa-3280	1	98	everywhere	everywhere	ADV
ajfa-3280	1	99	,	,	PUNCT
ajfa-3280	1	100	in	in	ADP
ajfa-3280	1	101	india	india	PROPN
ajfa-3280	1	102	,	,	PUNCT
ajfa-3280	1	103	jordan	jordan	PROPN
ajfa-3280	1	104	and	and	CCONJ
ajfa-3280	1	105	all	all	ADV
ajfa-3280	1	106	over	over	ADP
ajfa-3280	1	107	the	the	DET
ajfa-3280	1	108	world	world	NOUN
ajfa-3280	1	109	.	.	PUNCT
ajfa-3280	2	1	profitability	profitability	NOUN
ajfa-3280	2	2	is	be	AUX
ajfa-3280	2	3	one	one	NUM
ajfa-3280	2	4	of	of	ADP
ajfa-3280	2	5	the	the	DET
ajfa-3280	2	6	major	major	ADJ
ajfa-3280	2	7	criteria	criterion	NOUN
ajfa-3280	2	8	for	for	ADP
ajfa-3280	2	9	evaluating	evaluate	VERB
ajfa-3280	2	10	the	the	DET
ajfa-3280	2	11	performance	performance	NOUN
ajfa-3280	2	12	of	of	ADP
ajfa-3280	2	13	a	a	DET
ajfa-3280	2	14	bank	bank	NOUN
ajfa-3280	2	15	;	;	PUNCT
ajfa-3280	2	16	the	the	DET
ajfa-3280	2	17	present	present	ADJ
ajfa-3280	2	18	study	study	NOUN
ajfa-3280	2	19	is	be	AUX
ajfa-3280	2	20	confined	confine	VERB
ajfa-3280	2	21	to	to	ADP
ajfa-3280	2	22	the	the	DET
ajfa-3280	2	23	state	state	NOUN
ajfa-3280	2	24	bank	bank	PROPN
ajfa-3280	2	25	of	of	ADP
ajfa-3280	2	26	india	india	PROPN
ajfa-3280	2	27	(	(	PUNCT
ajfa-3280	2	28	sbi	sbi	PROPN
ajfa-3280	2	29	)	)	PUNCT
ajfa-3280	2	30	and	and	CCONJ
ajfa-3280	2	31	cairo	cairo	PROPN
ajfa-3280	2	32	amman	amman	PROPN
ajfa-3280	2	33	bank	bank	PROPN
ajfa-3280	2	34	(	(	PUNCT
ajfa-3280	2	35	cab	cab	PROPN
ajfa-3280	2	36	)	)	PUNCT
ajfa-3280	2	37	,	,	PUNCT
ajfa-3280	2	38	jordan	jordan	PROPN
ajfa-3280	2	39	.	.	PUNCT
ajfa-3280	3	1	the	the	DET
ajfa-3280	3	2	period	period	NOUN
ajfa-3280	3	3	of	of	ADP
ajfa-3280	3	4	study	study	NOUN
ajfa-3280	3	5	is	be	AUX
ajfa-3280	3	6	from	from	ADP
ajfa-3280	3	7	2006	2006	NUM
ajfa-3280	3	8	-	-	SYM
ajfa-3280	3	9	07	07	NUM
ajfa-3280	3	10	to	to	ADP
ajfa-3280	3	11	2010	2010	NUM
ajfa-3280	3	12	-	-	SYM
ajfa-3280	3	13	11	11	NUM
ajfa-3280	3	14	.	.	PUNCT
ajfa-3280	4	1	it	it	PRON
ajfa-3280	4	2	has	have	VERB
ajfa-3280	4	3	to	to	PART
ajfa-3280	4	4	be	be	AUX
ajfa-3280	4	5	noted	note	VERB
ajfa-3280	4	6	that	that	SCONJ
ajfa-3280	4	7	the	the	DET
ajfa-3280	4	8	accounting	accounting	NOUN
ajfa-3280	4	9	year	year	NOUN
ajfa-3280	4	10	of	of	ADP
ajfa-3280	4	11	sbi	sbi	PROPN
ajfa-3280	4	12	is	be	AUX
ajfa-3280	4	13	from	from	ADP
ajfa-3280	4	14	april	april	PROPN
ajfa-3280	4	15	to	to	ADP
ajfa-3280	4	16	march	march	PROPN
ajfa-3280	4	17	while	while	SCONJ
ajfa-3280	4	18	in	in	ADP
ajfa-3280	4	19	the	the	DET
ajfa-3280	4	20	case	case	NOUN
ajfa-3280	4	21	of	of	ADP
ajfa-3280	4	22	cab	cab	NOUN
ajfa-3280	4	23	the	the	DET
ajfa-3280	4	24	accounting	accounting	NOUN
ajfa-3280	4	25	year	year	NOUN
ajfa-3280	4	26	starts	start	VERB
ajfa-3280	4	27	from	from	ADP
ajfa-3280	4	28	1st	1st	PROPN
ajfa-3280	4	29	jan	jan	PROPN
ajfa-3280	4	30	and	and	CCONJ
ajfa-3280	4	31	ends	end	VERB
ajfa-3280	4	32	on	on	ADP
ajfa-3280	4	33	31st	31st	NOUN
ajfa-3280	4	34	dec	dec	PROPN
ajfa-3280	4	35	.	.	PUNCT
ajfa-3280	5	1	there	there	PRON
ajfa-3280	5	2	are	be	VERB
ajfa-3280	5	3	two	two	NUM
ajfa-3280	5	4	sources	source	NOUN
ajfa-3280	5	5	of	of	ADP
ajfa-3280	5	6	date	date	NOUN
ajfa-3280	5	7	i.e.	i.e.	X
ajfa-3280	5	8	primary	primary	ADJ
ajfa-3280	5	9	data	datum	NOUN
ajfa-3280	5	10	and	and	CCONJ
ajfa-3280	5	11	secondary	secondary	ADJ
ajfa-3280	5	12	data	datum	NOUN
ajfa-3280	5	13	.	.	PUNCT
ajfa-3280	6	1	the	the	DET
ajfa-3280	6	2	primary	primary	ADJ
ajfa-3280	6	3	data	data	NOUN
ajfa-3280	6	4	is	be	AUX
ajfa-3280	6	5	original	original	ADJ
ajfa-3280	6	6	in	in	ADP
ajfa-3280	6	7	nature	nature	NOUN
ajfa-3280	6	8	.	.	PUNCT
ajfa-3280	7	1	the	the	DET
ajfa-3280	7	2	primary	primary	ADJ
ajfa-3280	7	3	data	datum	NOUN
ajfa-3280	7	4	has	have	AUX
ajfa-3280	7	5	been	be	AUX
ajfa-3280	7	6	collected	collect	VERB
ajfa-3280	7	7	through	through	ADP
ajfa-3280	7	8	personal	personal	ADJ
ajfa-3280	7	9	interviews	interview	NOUN
ajfa-3280	7	10	with	with	ADP
ajfa-3280	7	11	the	the	DET
ajfa-3280	7	12	officials	official	NOUN
ajfa-3280	7	13	of	of	ADP
ajfa-3280	7	14	the	the	DET
ajfa-3280	7	15	banks	bank	NOUN
ajfa-3280	7	16	.	.	PUNCT
ajfa-3280	8	1	the	the	DET
ajfa-3280	8	2	secondary	secondary	ADJ
ajfa-3280	8	3	data	datum	NOUN
ajfa-3280	8	4	have	have	AUX
ajfa-3280	8	5	been	be	AUX
ajfa-3280	8	6	collected	collect	VERB
ajfa-3280	8	7	through	through	ADP
ajfa-3280	8	8	published	publish	VERB
ajfa-3280	8	9	annual	annual	ADJ
ajfa-3280	8	10	reports	report	NOUN
ajfa-3280	8	11	,	,	PUNCT
ajfa-3280	8	12	magazine	magazine	NOUN
ajfa-3280	8	13	and	and	CCONJ
ajfa-3280	8	14	internet	internet	NOUN
ajfa-3280	8	15	.	.	PUNCT
ajfa-3280	9	1	mainly	mainly	ADV
ajfa-3280	9	2	the	the	DET
ajfa-3280	9	3	present	present	ADJ
ajfa-3280	9	4	study	study	NOUN
ajfa-3280	9	5	is	be	AUX
ajfa-3280	9	6	based	base	VERB
ajfa-3280	9	7	on	on	ADP
ajfa-3280	9	8	the	the	DET
ajfa-3280	9	9	secondary	secondary	ADJ
ajfa-3280	9	10	data	datum	NOUN
ajfa-3280	9	11	.	.	PUNCT
ajfa-3280	10	1	the	the	DET
ajfa-3280	10	2	study	study	NOUN
ajfa-3280	10	3	finding	find	VERB
ajfa-3280	10	4	the	the	DET
ajfa-3280	10	5	state	state	NOUN
ajfa-3280	10	6	bank	bank	PROPN
ajfa-3280	10	7	of	of	ADP
ajfa-3280	10	8	india	india	PROPN
ajfa-3280	10	9	should	should	AUX
ajfa-3280	10	10	try	try	VERB
ajfa-3280	10	11	to	to	PART
ajfa-3280	10	12	control	control	VERB
ajfa-3280	10	13	the	the	DET
ajfa-3280	10	14	cost	cost	NOUN
ajfa-3280	10	15	of	of	ADP
ajfa-3280	10	16	services	service	NOUN
ajfa-3280	10	17	rendered	render	VERB
ajfa-3280	10	18	to	to	PART
ajfa-3280	10	19	increase	increase	VERB
ajfa-3280	10	20	the	the	DET
ajfa-3280	10	21	gross	gross	ADJ
ajfa-3280	10	22	profit	profit	NOUN
ajfa-3280	10	23	,	,	PUNCT
ajfa-3280	10	24	and	and	CCONJ
ajfa-3280	10	25	the	the	DET
ajfa-3280	10	26	cairo	cairo	PROPN
ajfa-3280	10	27	amman	amman	PROPN
ajfa-3280	10	28	bank	bank	PROPN
ajfa-3280	10	29	should	should	AUX
ajfa-3280	10	30	try	try	VERB
ajfa-3280	10	31	to	to	PART
ajfa-3280	10	32	increase	increase	VERB
ajfa-3280	10	33	the	the	DET
ajfa-3280	10	34	number	number	NOUN
ajfa-3280	10	35	of	of	ADP
ajfa-3280	10	36	branches	branch	NOUN
ajfa-3280	10	37	at	at	ADP
ajfa-3280	10	38	global	global	ADJ
ajfa-3280	10	39	level	level	NOUN
ajfa-3280	10	40	also	also	ADV
ajfa-3280	10	41	.	.	PUNCT
ajfa-3280	11	1	keywords	keyword	NOUN
ajfa-3280	11	2	:	:	PUNCT
ajfa-3280	11	3	evaluate	evaluate	VERB
ajfa-3280	11	4	,	,	PUNCT
ajfa-3280	11	5	profitability	profitability	NOUN
ajfa-3280	11	6	,	,	PUNCT
ajfa-3280	11	7	commercial	commercial	ADJ
ajfa-3280	11	8	banks	bank	NOUN
ajfa-3280	11	9	,	,	PUNCT
ajfa-3280	11	10	jordan	jordan	PROPN
ajfa-3280	11	11	,	,	PUNCT
ajfa-3280	11	12	india	india	PROPN
ajfa-3280	11	13	asian	asian	PROPN
ajfa-3280	11	14	journal	journal	PROPN
ajfa-3280	11	15	of	of	ADP
ajfa-3280	11	16	finance	finance	PROPN
ajfa-3280	11	17	&	&	CCONJ
ajfa-3280	11	18	accounting	accounting	PROPN
ajfa-3280	11	19	issn	issn	PROPN
ajfa-3280	11	20	1946	1946	NUM
ajfa-3280	11	21	-	-	PUNCT
ajfa-3280	11	22	052x	052x	NOUN
ajfa-3280	11	23	2013	2013	NUM
ajfa-3280	11	24	,	,	PUNCT
ajfa-3280	11	25	vol	vol	NOUN
ajfa-3280	11	26	.	.	PROPN
ajfa-3280	11	27	5	5	NUM
ajfa-3280	11	28	,	,	PUNCT
ajfa-3280	11	29	no	no	INTJ
ajfa-3280	11	30	.	.	NOUN
ajfa-3280	11	31	1	1	NUM
ajfa-3280	11	32	www.macrothink.org/ajfa	www.macrothink.org/ajfa	NOUN
ajfa-3280	11	33	260	260	NUM
ajfa-3280	11	34	1	1	NUM
ajfa-3280	11	35	.	.	PUNCT
ajfa-3280	12	1	introduction	introduction	NOUN
ajfa-3280	12	2	profit	profit	NOUN
ajfa-3280	12	3	is	be	AUX
ajfa-3280	12	4	the	the	DET
ajfa-3280	12	5	prima	prima	PROPN
ajfa-3280	12	6	facie	facie	NOUN
ajfa-3280	12	7	object	object	NOUN
ajfa-3280	12	8	of	of	ADP
ajfa-3280	12	9	every	every	DET
ajfa-3280	12	10	business	business	NOUN
ajfa-3280	12	11	.	.	PUNCT
ajfa-3280	13	1	a	a	DET
ajfa-3280	13	2	business	business	NOUN
ajfa-3280	13	3	can	can	AUX
ajfa-3280	13	4	not	not	PART
ajfa-3280	13	5	breathe	breathe	VERB
ajfa-3280	13	6	well	well	ADV
ajfa-3280	13	7	without	without	ADP
ajfa-3280	13	8	profits	profit	NOUN
ajfa-3280	13	9	.	.	PUNCT
ajfa-3280	14	1	it	it	PRON
ajfa-3280	14	2	may	may	AUX
ajfa-3280	14	3	be	be	AUX
ajfa-3280	14	4	considered	consider	VERB
ajfa-3280	14	5	as	as	ADP
ajfa-3280	14	6	a	a	DET
ajfa-3280	14	7	mirror	mirror	NOUN
ajfa-3280	14	8	of	of	ADP
ajfa-3280	14	9	the	the	DET
ajfa-3280	14	10	operating	operating	NOUN
ajfa-3280	14	11	performance	performance	NOUN
ajfa-3280	14	12	of	of	ADP
ajfa-3280	14	13	a	a	DET
ajfa-3280	14	14	company	company	NOUN
ajfa-3280	14	15	.	.	PUNCT
ajfa-3280	15	1	in	in	ADP
ajfa-3280	15	2	the	the	DET
ajfa-3280	15	3	words	word	NOUN
ajfa-3280	15	4	of	of	ADP
ajfa-3280	15	5	lord	lord	PROPN
ajfa-3280	15	6	keynes	keynes	PROPN
ajfa-3280	15	7	,	,	PUNCT
ajfa-3280	15	8	"	"	PUNCT
ajfa-3280	15	9	profit	profit	NOUN
ajfa-3280	15	10	is	be	AUX
ajfa-3280	15	11	the	the	DET
ajfa-3280	15	12	engine	engine	NOUN
ajfa-3280	15	13	that	that	PRON
ajfa-3280	15	14	drives	drive	VERB
ajfa-3280	15	15	the	the	DET
ajfa-3280	15	16	business	business	NOUN
ajfa-3280	15	17	enterprise	enterprise	NOUN
ajfa-3280	15	18	.	.	PUNCT
ajfa-3280	15	19	"	"	PUNCT
ajfa-3280	16	1	a	a	DET
ajfa-3280	16	2	business	business	NOUN
ajfa-3280	16	3	needs	need	VERB
ajfa-3280	16	4	profit	profit	NOUN
ajfa-3280	16	5	not	not	PART
ajfa-3280	16	6	only	only	ADV
ajfa-3280	16	7	for	for	ADP
ajfa-3280	16	8	its	its	PRON
ajfa-3280	16	9	existence	existence	NOUN
ajfa-3280	16	10	but	but	CCONJ
ajfa-3280	16	11	also	also	ADV
ajfa-3280	16	12	for	for	ADP
ajfa-3280	16	13	the	the	DET
ajfa-3280	16	14	expansion	expansion	NOUN
ajfa-3280	16	15	and	and	CCONJ
ajfa-3280	16	16	diversification	diversification	NOUN
ajfa-3280	16	17	.	.	PUNCT
ajfa-3280	17	1	"	"	PUNCT
ajfa-3280	17	2	profit	profit	NOUN
ajfa-3280	17	3	is	be	AUX
ajfa-3280	17	4	the	the	DET
ajfa-3280	17	5	barometer	barometer	NOUN
ajfa-3280	17	6	of	of	ADP
ajfa-3280	17	7	the	the	DET
ajfa-3280	17	8	success	success	NOUN
ajfa-3280	17	9	of	of	ADP
ajfa-3280	17	10	the	the	DET
ajfa-3280	17	11	business	business	NOUN
ajfa-3280	17	12	.	.	PUNCT
ajfa-3280	18	1	it	it	PRON
ajfa-3280	18	2	is	be	AUX
ajfa-3280	18	3	indeed	indeed	ADV
ajfa-3280	18	4	,	,	PUNCT
ajfa-3280	18	5	a	a	DET
ajfa-3280	18	6	magic	magic	ADJ
ajfa-3280	18	7	eye	eye	NOUN
ajfa-3280	18	8	that	that	PRON
ajfa-3280	18	9	mirrors	mirror	VERB
ajfa-3280	18	10	all	all	DET
ajfa-3280	18	11	aspects	aspect	NOUN
ajfa-3280	18	12	of	of	ADP
ajfa-3280	18	13	entire	entire	ADJ
ajfa-3280	18	14	business	business	NOUN
ajfa-3280	18	15	operations	operation	NOUN
ajfa-3280	18	16	including	include	VERB
ajfa-3280	18	17	the	the	DET
ajfa-3280	18	18	quality	quality	NOUN
ajfa-3280	18	19	of	of	ADP
ajfa-3280	18	20	output	output	NOUN
ajfa-3280	18	21	.	.	PUNCT
ajfa-3280	19	1	"(2	"(2	NOUN
ajfa-3280	19	2	)	)	PUNCT
ajfa-3280	19	3	profits	profit	NOUN
ajfa-3280	19	4	are	be	AUX
ajfa-3280	19	5	the	the	DET
ajfa-3280	19	6	soul	soul	NOUN
ajfa-3280	19	7	of	of	ADP
ajfa-3280	19	8	the	the	DET
ajfa-3280	19	9	business	business	NOUN
ajfa-3280	19	10	without	without	ADP
ajfa-3280	19	11	which	which	PRON
ajfa-3280	19	12	it	it	PRON
ajfa-3280	19	13	is	be	AUX
ajfa-3280	19	14	lifeless	lifeless	ADJ
ajfa-3280	19	15	.	.	PUNCT
ajfa-3280	20	1	in	in	ADP
ajfa-3280	20	2	fact	fact	NOUN
ajfa-3280	20	3	,	,	PUNCT
ajfa-3280	20	4	profits	profit	NOUN
ajfa-3280	20	5	are	be	AUX
ajfa-3280	20	6	useful	useful	ADJ
ajfa-3280	20	7	intermediate	intermediate	ADJ
ajfa-3280	20	8	beacon	beacon	NOUN
ajfa-3280	20	9	towards	towards	ADP
ajfa-3280	20	10	which	which	PRON
ajfa-3280	20	11	a	a	DET
ajfa-3280	20	12	firm	firm	NOUN
ajfa-3280	20	13	's	's	PART
ajfa-3280	20	14	capital	capital	NOUN
ajfa-3280	20	15	should	should	AUX
ajfa-3280	20	16	be	be	AUX
ajfa-3280	20	17	directed	direct	VERB
ajfa-3280	20	18	.	.	PUNCT
ajfa-3280	21	1	(	(	PUNCT
ajfa-3280	21	2	4	4	X
ajfa-3280	21	3	)	)	PUNCT
ajfa-3280	21	4	m.e	m.e	PROPN
ajfa-3280	21	5	.	.	PROPN
ajfa-3280	21	6	murphy	murphy	PROPN
ajfa-3280	21	7	has	have	AUX
ajfa-3280	21	8	rightly	rightly	ADV
ajfa-3280	21	9	remarked	remark	VERB
ajfa-3280	21	10	that	that	SCONJ
ajfa-3280	21	11	“	"	PUNCT
ajfa-3280	21	12	business	business	NOUN
ajfa-3280	21	13	can	can	AUX
ajfa-3280	21	14	not	not	PART
ajfa-3280	21	15	exist	exist	VERB
ajfa-3280	21	16	without	without	ADP
ajfa-3280	21	17	profits	profit	NOUN
ajfa-3280	21	18	,	,	PUNCT
ajfa-3280	21	19	as	as	SCONJ
ajfa-3280	21	20	an	an	DET
ajfa-3280	21	21	economy	economy	NOUN
ajfa-3280	21	22	can	can	AUX
ajfa-3280	21	23	not	not	PART
ajfa-3280	21	24	exist	exist	VERB
ajfa-3280	21	25	without	without	ADP
ajfa-3280	21	26	sound	sound	ADJ
ajfa-3280	21	27	business	business	NOUN
ajfa-3280	21	28	.	.	PUNCT
ajfa-3280	22	1	profits	profit	NOUN
ajfa-3280	22	2	must	must	AUX
ajfa-3280	22	3	be	be	AUX
ajfa-3280	22	4	something	something	PRON
ajfa-3280	22	5	for	for	SCONJ
ajfa-3280	22	6	all	all	PRON
ajfa-3280	22	7	to	to	PART
ajfa-3280	22	8	be	be	AUX
ajfa-3280	22	9	proud	proud	ADJ
ajfa-3280	22	10	of	of	ADP
ajfa-3280	22	11	;	;	PUNCT
ajfa-3280	22	12	they	they	PRON
ajfa-3280	22	13	should	should	AUX
ajfa-3280	22	14	not	not	PART
ajfa-3280	22	15	be	be	AUX
ajfa-3280	22	16	suspected	suspect	VERB
ajfa-3280	22	17	.	.	PUNCT
ajfa-3280	23	1	”(6	”(6	PUNCT
ajfa-3280	23	2	)	)	PUNCT
ajfa-3280	23	3	in	in	ADP
ajfa-3280	23	4	accounting	accounting	NOUN
ajfa-3280	23	5	,	,	PUNCT
ajfa-3280	23	6	profit	profit	NOUN
ajfa-3280	23	7	is	be	AUX
ajfa-3280	23	8	defined	define	VERB
ajfa-3280	23	9	as	as	ADP
ajfa-3280	23	10	“	"	PUNCT
ajfa-3280	23	11	excess	excess	NOUN
ajfa-3280	23	12	of	of	ADP
ajfa-3280	23	13	revenues	revenue	NOUN
ajfa-3280	23	14	over	over	ADP
ajfa-3280	23	15	related	relate	VERB
ajfa-3280	23	16	cost	cost	NOUN
ajfa-3280	23	17	applicable	applicable	ADJ
ajfa-3280	23	18	to	to	PART
ajfa-3280	23	19	transaction	transaction	VERB
ajfa-3280	23	20	a	a	DET
ajfa-3280	23	21	group	group	NOUN
ajfa-3280	23	22	of	of	ADP
ajfa-3280	23	23	transactions	transaction	NOUN
ajfa-3280	23	24	or	or	CCONJ
ajfa-3280	23	25	to	to	ADP
ajfa-3280	23	26	the	the	DET
ajfa-3280	23	27	transactions	transaction	NOUN
ajfa-3280	23	28	of	of	ADP
ajfa-3280	23	29	an	an	DET
ajfa-3280	23	30	operating	operating	NOUN
ajfa-3280	23	31	period	period	NOUN
ajfa-3280	23	32	.	.	PUNCT
ajfa-3280	24	1	”(5	”(5	PUNCT
ajfa-3280	24	2	)	)	PUNCT
ajfa-3280	24	3	in	in	ADP
ajfa-3280	24	4	the	the	DET
ajfa-3280	24	5	words	word	NOUN
ajfa-3280	24	6	of	of	ADP
ajfa-3280	24	7	r.l.smith	r.l.smith	ADP
ajfa-3280	24	8	“	"	PUNCT
ajfa-3280	24	9	the	the	DET
ajfa-3280	24	10	term	term	NOUN
ajfa-3280	24	11	‘	'	PUNCT
ajfa-3280	24	12	profit	profit	NOUN
ajfa-3280	24	13	’	'	PUNCT
ajfa-3280	24	14	carries	carry	VERB
ajfa-3280	24	15	a	a	DET
ajfa-3280	24	16	variety	variety	NOUN
ajfa-3280	24	17	of	of	ADP
ajfa-3280	24	18	meanings	meaning	NOUN
ajfa-3280	24	19	not	not	PART
ajfa-3280	24	20	only	only	ADV
ajfa-3280	24	21	in	in	ADP
ajfa-3280	24	22	technical	technical	ADJ
ajfa-3280	24	23	sense	sense	NOUN
ajfa-3280	24	24	but	but	CCONJ
ajfa-3280	24	25	in	in	ADP
ajfa-3280	24	26	interpretative	interpretative	ADJ
ajfa-3280	24	27	sense	sense	NOUN
ajfa-3280	24	28	as	as	ADV
ajfa-3280	24	29	well	well	ADV
ajfa-3280	24	30	.	.	PUNCT
ajfa-3280	25	1	”(10	”(10	ADJ
ajfa-3280	25	2	)	)	PUNCT
ajfa-3280	25	3	the	the	DET
ajfa-3280	25	4	company	company	NOUN
ajfa-3280	25	5	’s	’s	PART
ajfa-3280	25	6	financial	financial	ADJ
ajfa-3280	25	7	information	information	NOUN
ajfa-3280	25	8	is	be	AUX
ajfa-3280	25	9	contained	contain	VERB
ajfa-3280	25	10	in	in	ADP
ajfa-3280	25	11	balance	balance	NOUN
ajfa-3280	25	12	sheet	sheet	NOUN
ajfa-3280	25	13	and	and	CCONJ
ajfa-3280	25	14	profit	profit	NOUN
ajfa-3280	25	15	and	and	CCONJ
ajfa-3280	25	16	loss	loss	NOUN
ajfa-3280	25	17	account	account	NOUN
ajfa-3280	25	18	.	.	PUNCT
ajfa-3280	26	1	the	the	DET
ajfa-3280	26	2	figures	figure	NOUN
ajfa-3280	26	3	contained	contain	VERB
ajfa-3280	26	4	in	in	ADP
ajfa-3280	26	5	these	these	DET
ajfa-3280	26	6	statements	statement	NOUN
ajfa-3280	26	7	are	be	AUX
ajfa-3280	26	8	absolute	absolute	ADJ
ajfa-3280	26	9	and	and	CCONJ
ajfa-3280	26	10	sometimes	sometimes	ADV
ajfa-3280	26	11	unconnected	unconnected	ADJ
ajfa-3280	26	12	with	with	ADP
ajfa-3280	26	13	one	one	NUM
ajfa-3280	26	14	another	another	DET
ajfa-3280	26	15	.	.	PUNCT
ajfa-3280	27	1	an	an	DET
ajfa-3280	27	2	absolute	absolute	ADJ
ajfa-3280	27	3	figure	figure	NOUN
ajfa-3280	27	4	does	do	AUX
ajfa-3280	27	5	not	not	PART
ajfa-3280	27	6	convey	convey	VERB
ajfa-3280	27	7	much	much	ADJ
ajfa-3280	27	8	meaning	meaning	NOUN
ajfa-3280	27	9	.	.	PUNCT
ajfa-3280	28	1	however	however	ADV
ajfa-3280	28	2	,	,	PUNCT
ajfa-3280	28	3	it	it	PRON
ajfa-3280	28	4	is	be	AUX
ajfa-3280	28	5	only	only	ADV
ajfa-3280	28	6	in	in	ADP
ajfa-3280	28	7	the	the	DET
ajfa-3280	28	8	light	light	NOUN
ajfa-3280	28	9	of	of	ADP
ajfa-3280	28	10	other	other	ADJ
ajfa-3280	28	11	information	information	NOUN
ajfa-3280	28	12	that	that	SCONJ
ajfa-3280	28	13	the	the	DET
ajfa-3280	28	14	significance	significance	NOUN
ajfa-3280	28	15	of	of	ADP
ajfa-3280	28	16	a	a	DET
ajfa-3280	28	17	figure	figure	NOUN
ajfa-3280	28	18	is	be	AUX
ajfa-3280	28	19	realized	realize	VERB
ajfa-3280	28	20	.	.	PUNCT
ajfa-3280	29	1	for	for	ADP
ajfa-3280	29	2	example	example	NOUN
ajfa-3280	29	3	,	,	PUNCT
ajfa-3280	29	4	mr	mr	PROPN
ajfa-3280	29	5	x	x	PROPN
ajfa-3280	29	6	weighs	weigh	VERB
ajfa-3280	29	7	50	50	NUM
ajfa-3280	29	8	kgs	kg	NOUN
ajfa-3280	29	9	.	.	PUNCT
ajfa-3280	30	1	is	be	AUX
ajfa-3280	30	2	he	he	PRON
ajfa-3280	30	3	fat	fat	ADJ
ajfa-3280	30	4	?	?	PUNCT
ajfa-3280	31	1	we	we	PRON
ajfa-3280	31	2	can	can	AUX
ajfa-3280	31	3	not	not	PART
ajfa-3280	31	4	give	give	VERB
ajfa-3280	31	5	answer	answer	NOUN
ajfa-3280	31	6	unless	unless	SCONJ
ajfa-3280	31	7	we	we	PRON
ajfa-3280	31	8	know	know	VERB
ajfa-3280	31	9	his	his	PRON
ajfa-3280	31	10	age	age	NOUN
ajfa-3280	31	11	and	and	CCONJ
ajfa-3280	31	12	height	height	NOUN
ajfa-3280	31	13	.	.	PUNCT
ajfa-3280	32	1	similarly	similarly	ADV
ajfa-3280	32	2	a	a	DET
ajfa-3280	32	3	company	company	NOUN
ajfa-3280	32	4	’s	’s	PART
ajfa-3280	32	5	profitability	profitability	NOUN
ajfa-3280	32	6	can	can	AUX
ajfa-3280	32	7	not	not	PART
ajfa-3280	32	8	be	be	AUX
ajfa-3280	32	9	known	know	VERB
ajfa-3280	32	10	unless	unless	SCONJ
ajfa-3280	32	11	together	together	ADV
ajfa-3280	32	12	with	with	ADP
ajfa-3280	32	13	the	the	DET
ajfa-3280	32	14	amount	amount	NOUN
ajfa-3280	32	15	of	of	ADP
ajfa-3280	32	16	profit	profit	NOUN
ajfa-3280	32	17	,	,	PUNCT
ajfa-3280	32	18	the	the	DET
ajfa-3280	32	19	capital	capital	NOUN
ajfa-3280	32	20	employed	employ	VERB
ajfa-3280	32	21	is	be	AUX
ajfa-3280	32	22	also	also	ADV
ajfa-3280	32	23	seen	see	VERB
ajfa-3280	32	24	.	.	PUNCT
ajfa-3280	33	1	the	the	DET
ajfa-3280	33	2	relationship	relationship	NOUN
ajfa-3280	33	3	of	of	ADP
ajfa-3280	33	4	these	these	DET
ajfa-3280	33	5	two	two	NUM
ajfa-3280	33	6	figures	figure	NOUN
ajfa-3280	33	7	expressed	express	VERB
ajfa-3280	33	8	mathematically	mathematically	ADV
ajfa-3280	33	9	is	be	AUX
ajfa-3280	33	10	a	a	DET
ajfa-3280	33	11	ratio	ratio	NOUN
ajfa-3280	33	12	.	.	PUNCT
ajfa-3280	34	1	the	the	DET
ajfa-3280	34	2	ratio	ratio	NOUN
ajfa-3280	34	3	refers	refer	VERB
ajfa-3280	34	4	to	to	ADP
ajfa-3280	34	5	the	the	DET
ajfa-3280	34	6	numerical	numerical	ADJ
ajfa-3280	34	7	or	or	CCONJ
ajfa-3280	34	8	quantitative	quantitative	ADJ
ajfa-3280	34	9	relationship	relationship	NOUN
ajfa-3280	34	10	with	with	ADP
ajfa-3280	34	11	the	the	DET
ajfa-3280	34	12	other	other	ADJ
ajfa-3280	34	13	.	.	PUNCT
ajfa-3280	35	1	the	the	DET
ajfa-3280	35	2	ratio	ratio	NOUN
ajfa-3280	35	3	refers	refer	VERB
ajfa-3280	35	4	to	to	ADP
ajfa-3280	35	5	the	the	DET
ajfa-3280	35	6	numerical	numerical	ADJ
ajfa-3280	35	7	or	or	CCONJ
ajfa-3280	35	8	quantitative	quantitative	ADJ
ajfa-3280	35	9	relationship	relationship	NOUN
ajfa-3280	35	10	between	between	ADP
ajfa-3280	35	11	two	two	NUM
ajfa-3280	35	12	variables	variable	NOUN
ajfa-3280	35	13	or	or	CCONJ
ajfa-3280	35	14	items	item	NOUN
ajfa-3280	35	15	.	.	PUNCT
ajfa-3280	36	1	a	a	DET
ajfa-3280	36	2	ratio	ratio	NOUN
ajfa-3280	36	3	is	be	AUX
ajfa-3280	36	4	calculated	calculate	VERB
ajfa-3280	36	5	by	by	ADP
ajfa-3280	36	6	dividing	divide	VERB
ajfa-3280	36	7	one	one	NUM
ajfa-3280	36	8	item	item	NOUN
ajfa-3280	36	9	of	of	ADP
ajfa-3280	36	10	the	the	DET
ajfa-3280	36	11	relationship	relationship	NOUN
ajfa-3280	36	12	with	with	ADP
ajfa-3280	36	13	the	the	DET
ajfa-3280	36	14	other	other	ADJ
ajfa-3280	36	15	.	.	PUNCT
ajfa-3280	37	1	the	the	DET
ajfa-3280	37	2	ratio	ratio	NOUN
ajfa-3280	37	3	analysis	analysis	NOUN
ajfa-3280	37	4	is	be	AUX
ajfa-3280	37	5	one	one	NUM
ajfa-3280	37	6	of	of	ADP
ajfa-3280	37	7	the	the	DET
ajfa-3280	37	8	most	most	ADV
ajfa-3280	37	9	useful	useful	ADJ
ajfa-3280	37	10	and	and	CCONJ
ajfa-3280	37	11	common	common	ADJ
ajfa-3280	37	12	method	method	NOUN
ajfa-3280	37	13	of	of	ADP
ajfa-3280	37	14	analyzing	analyze	VERB
ajfa-3280	37	15	financial	financial	ADJ
ajfa-3280	37	16	statements	statement	NOUN
ajfa-3280	37	17	.	.	PUNCT
ajfa-3280	38	1	as	as	SCONJ
ajfa-3280	38	2	compared	compare	VERB
ajfa-3280	38	3	to	to	ADP
ajfa-3280	38	4	other	other	ADJ
ajfa-3280	38	5	tools	tool	NOUN
ajfa-3280	38	6	of	of	ADP
ajfa-3280	38	7	financial	financial	ADJ
ajfa-3280	38	8	analysis	analysis	NOUN
ajfa-3280	38	9	,	,	PUNCT
ajfa-3280	38	10	the	the	DET
ajfa-3280	38	11	radio	radio	NOUN
ajfa-3280	38	12	analysis	analysis	NOUN
ajfa-3280	38	13	provides	provide	VERB
ajfa-3280	38	14	very	very	ADV
ajfa-3280	38	15	useful	useful	ADJ
ajfa-3280	38	16	conclusions	conclusion	NOUN
ajfa-3280	38	17	about	about	ADP
ajfa-3280	38	18	various	various	ADJ
ajfa-3280	38	19	aspects	aspect	NOUN
ajfa-3280	38	20	of	of	ADP
ajfa-3280	38	21	the	the	DET
ajfa-3280	38	22	working	working	NOUN
ajfa-3280	38	23	of	of	ADP
ajfa-3280	38	24	the	the	DET
ajfa-3280	38	25	business	business	NOUN
ajfa-3280	38	26	.	.	PUNCT
ajfa-3280	39	1	the	the	DET
ajfa-3280	39	2	need	need	NOUN
ajfa-3280	39	3	for	for	ADP
ajfa-3280	39	4	ratio	ratio	NOUN
ajfa-3280	39	5	arises	arise	VERB
ajfa-3280	39	6	due	due	ADP
ajfa-3280	39	7	to	to	ADP
ajfa-3280	39	8	the	the	DET
ajfa-3280	39	9	fact	fact	NOUN
ajfa-3280	39	10	that	that	SCONJ
ajfa-3280	39	11	absolute	absolute	ADJ
ajfa-3280	39	12	figures	figure	NOUN
ajfa-3280	39	13	and	and	CCONJ
ajfa-3280	39	14	often	often	ADV
ajfa-3280	39	15	misleading	misleading	ADJ
ajfa-3280	39	16	.	.	PUNCT
ajfa-3280	40	1	absolute	absolute	ADJ
ajfa-3280	40	2	figures	figure	NOUN
ajfa-3280	40	3	are	be	AUX
ajfa-3280	40	4	certainly	certainly	ADV
ajfa-3280	40	5	valuable	valuable	ADJ
ajfa-3280	40	6	but	but	CCONJ
ajfa-3280	40	7	their	their	PRON
ajfa-3280	40	8	value	value	NOUN
ajfa-3280	40	9	increases	increase	VERB
ajfa-3280	40	10	manifold	manifold	ADJ
ajfa-3280	40	11	if	if	SCONJ
ajfa-3280	40	12	they	they	PRON
ajfa-3280	40	13	are	be	AUX
ajfa-3280	40	14	studied	study	VERB
ajfa-3280	40	15	with	with	ADP
ajfa-3280	40	16	another	another	PRON
ajfa-3280	40	17	through	through	ADP
ajfa-3280	40	18	ratio	ratio	NOUN
ajfa-3280	40	19	analysis	analysis	NOUN
ajfa-3280	40	20	.	.	PUNCT
ajfa-3280	41	1	ratios	ratio	NOUN
ajfa-3280	41	2	enable	enable	VERB
ajfa-3280	41	3	the	the	DET
ajfa-3280	41	4	mass	mass	NOUN
ajfa-3280	41	5	of	of	ADP
ajfa-3280	41	6	data	datum	NOUN
ajfa-3280	41	7	to	to	PART
ajfa-3280	41	8	be	be	AUX
ajfa-3280	41	9	summarized	summarize	VERB
ajfa-3280	41	10	and	and	CCONJ
ajfa-3280	41	11	simplified	simplified	ADJ
ajfa-3280	41	12	.	.	PUNCT
ajfa-3280	42	1	ratio	ratio	NOUN
ajfa-3280	42	2	analysis	analysis	NOUN
ajfa-3280	42	3	is	be	AUX
ajfa-3280	42	4	an	an	DET
ajfa-3280	42	5	instrument	instrument	NOUN
ajfa-3280	42	6	for	for	ADP
ajfa-3280	42	7	diagnosis	diagnosis	NOUN
ajfa-3280	42	8	of	of	ADP
ajfa-3280	42	9	the	the	DET
ajfa-3280	42	10	financial	financial	ADJ
ajfa-3280	42	11	health	health	NOUN
ajfa-3280	42	12	of	of	ADP
ajfa-3280	42	13	an	an	DET
ajfa-3280	42	14	enterprise	enterprise	NOUN
ajfa-3280	42	15	.	.	PUNCT
ajfa-3280	43	1	ratios	ratio	NOUN
ajfa-3280	43	2	,	,	PUNCT
ajfa-3280	43	3	in	in	ADP
ajfa-3280	43	4	fact	fact	NOUN
ajfa-3280	43	5	,	,	PUNCT
ajfa-3280	43	6	are	be	AUX
ajfa-3280	43	7	full	full	ADJ
ajfa-3280	43	8	of	of	ADP
ajfa-3280	43	9	meaning	meaning	NOUN
ajfa-3280	43	10	and	and	CCONJ
ajfa-3280	43	11	communicate	communicate	VERB
ajfa-3280	43	12	the	the	DET
ajfa-3280	43	13	relative	relative	ADJ
ajfa-3280	43	14	importance	importance	NOUN
ajfa-3280	43	15	of	of	ADP
ajfa-3280	43	16	the	the	DET
ajfa-3280	43	17	various	various	ADJ
ajfa-3280	43	18	items	item	NOUN
ajfa-3280	43	19	appearing	appear	VERB
ajfa-3280	43	20	in	in	ADP
ajfa-3280	43	21	the	the	DET
ajfa-3280	43	22	balance	balance	NOUN
ajfa-3280	43	23	sheet	sheet	NOUN
ajfa-3280	43	24	and	and	CCONJ
ajfa-3280	43	25	profit	profit	NOUN
ajfa-3280	43	26	and	and	CCONJ
ajfa-3280	43	27	loss	loss	NOUN
ajfa-3280	43	28	account	account	NOUN
ajfa-3280	43	29	.	.	PUNCT
ajfa-3280	44	1	2	2	X
ajfa-3280	44	2	.	.	X
ajfa-3280	44	3	literature	literature	PROPN
ajfa-3280	44	4	review	review	PROPN
ajfa-3280	44	5	xuezhi	xuezhi	PROPN
ajfa-3280	44	6	qin	qin	PROPN
ajfa-3280	44	7	&	&	CCONJ
ajfa-3280	44	8	dickson	dickson	PROPN
ajfa-3280	44	9	pastory.(12	pastory.(12	ADV
ajfa-3280	44	10	)	)	PUNCT
ajfa-3280	44	11	commercial	commercial	ADJ
ajfa-3280	44	12	banks	bank	NOUN
ajfa-3280	44	13	profitability	profitability	NOUN
ajfa-3280	44	14	position	position	NOUN
ajfa-3280	44	15	:	:	PUNCT
ajfa-3280	44	16	the	the	DET
ajfa-3280	44	17	case	case	NOUN
ajfa-3280	44	18	of	of	ADP
ajfa-3280	44	19	tanzania	tanzania	PROPN
ajfa-3280	44	20	.	.	PUNCT
ajfa-3280	45	1	the	the	DET
ajfa-3280	45	2	study	study	NOUN
ajfa-3280	45	3	examines	examine	VERB
ajfa-3280	45	4	commercial	commercial	ADJ
ajfa-3280	45	5	banks	bank	NOUN
ajfa-3280	45	6	profitability	profitability	NOUN
ajfa-3280	45	7	in	in	ADP
ajfa-3280	45	8	tanzania	tanzania	PROPN
ajfa-3280	45	9	for	for	ADP
ajfa-3280	45	10	the	the	DET
ajfa-3280	45	11	period	period	NOUN
ajfa-3280	45	12	of	of	ADP
ajfa-3280	45	13	ten	ten	NUM
ajfa-3280	45	14	years	year	NOUN
ajfa-3280	45	15	(	(	PUNCT
ajfa-3280	45	16	2000	2000	NUM
ajfa-3280	45	17	-	-	SYM
ajfa-3280	45	18	2009).the	2009).the	NUM
ajfa-3280	45	19	study	study	NOUN
ajfa-3280	45	20	used	use	VERB
ajfa-3280	45	21	national	national	ADJ
ajfa-3280	45	22	microfinance	microfinance	PROPN
ajfa-3280	45	23	bank	bank	PROPN
ajfa-3280	45	24	(	(	PUNCT
ajfa-3280	45	25	nmb	nmb	PROPN
ajfa-3280	45	26	)	)	PUNCT
ajfa-3280	45	27	,	,	PUNCT
ajfa-3280	45	28	national	national	PROPN
ajfa-3280	45	29	bank	bank	PROPN
ajfa-3280	45	30	of	of	ADP
ajfa-3280	45	31	commerce	commerce	PROPN
ajfa-3280	45	32	(	(	PUNCT
ajfa-3280	45	33	nbc	nbc	PROPN
ajfa-3280	45	34	)	)	PUNCT
ajfa-3280	45	35	and	and	CCONJ
ajfa-3280	45	36	crdb	crdb	NOUN
ajfa-3280	45	37	as	as	ADP
ajfa-3280	45	38	the	the	DET
ajfa-3280	45	39	case	case	NOUN
ajfa-3280	45	40	study	study	NOUN
ajfa-3280	45	41	.	.	PUNCT
ajfa-3280	46	1	the	the	DET
ajfa-3280	46	2	study	study	NOUN
ajfa-3280	46	3	employed	employ	VERB
ajfa-3280	46	4	the	the	DET
ajfa-3280	46	5	profitability	profitability	NOUN
ajfa-3280	46	6	measures	measure	NOUN
ajfa-3280	46	7	of	of	ADP
ajfa-3280	46	8	commercial	commercial	ADJ
ajfa-3280	46	9	banks	bank	NOUN
ajfa-3280	46	10	,	,	PUNCT
ajfa-3280	46	11	and	and	CCONJ
ajfa-3280	46	12	the	the	DET
ajfa-3280	46	13	evidence	evidence	NOUN
ajfa-3280	46	14	of	of	ADP
ajfa-3280	46	15	performance	performance	NOUN
ajfa-3280	46	16	in	in	ADP
ajfa-3280	46	17	terms	term	NOUN
ajfa-3280	46	18	of	of	ADP
ajfa-3280	46	19	profitability	profitability	NOUN
ajfa-3280	46	20	was	be	AUX
ajfa-3280	46	21	asian	asian	ADJ
ajfa-3280	46	22	journal	journal	NOUN
ajfa-3280	46	23	of	of	ADP
ajfa-3280	46	24	finance	finance	PROPN
ajfa-3280	46	25	&	&	CCONJ
ajfa-3280	46	26	accounting	accounting	PROPN
ajfa-3280	46	27	issn	issn	PROPN
ajfa-3280	46	28	1946	1946	NUM
ajfa-3280	46	29	-	-	PUNCT
ajfa-3280	46	30	052x	052x	NOUN
ajfa-3280	46	31	2013	2013	NUM
ajfa-3280	46	32	,	,	PUNCT
ajfa-3280	46	33	vol	vol	NOUN
ajfa-3280	46	34	.	.	PROPN
ajfa-3280	46	35	5	5	NUM
ajfa-3280	46	36	,	,	PUNCT
ajfa-3280	46	37	no	no	INTJ
ajfa-3280	46	38	.	.	NOUN
ajfa-3280	46	39	1	1	NUM
ajfa-3280	46	40	www.macrothink.org/ajfa	www.macrothink.org/ajfa	NUM
ajfa-3280	46	41	261	261	NUM
ajfa-3280	46	42	established	establish	VERB
ajfa-3280	46	43	based	base	VERB
ajfa-3280	46	44	on	on	ADP
ajfa-3280	46	45	return	return	NOUN
ajfa-3280	46	46	on	on	ADP
ajfa-3280	46	47	average	average	ADJ
ajfa-3280	46	48	asset	asset	NOUN
ajfa-3280	46	49	,	,	PUNCT
ajfa-3280	46	50	net	net	ADJ
ajfa-3280	46	51	interest	interest	NOUN
ajfa-3280	46	52	income	income	NOUN
ajfa-3280	46	53	to	to	ADP
ajfa-3280	46	54	average	average	ADJ
ajfa-3280	46	55	bearing	bear	VERB
ajfa-3280	46	56	assets	asset	NOUN
ajfa-3280	46	57	and	and	CCONJ
ajfa-3280	46	58	non	non	ADJ
ajfa-3280	46	59	-	-	ADJ
ajfa-3280	46	60	interest	interest	ADJ
ajfa-3280	46	61	expenses	expense	NOUN
ajfa-3280	46	62	to	to	ADP
ajfa-3280	46	63	average	average	ADJ
ajfa-3280	46	64	assets	asset	NOUN
ajfa-3280	46	65	.	.	PUNCT
ajfa-3280	47	1	the	the	DET
ajfa-3280	47	2	paper	paper	NOUN
ajfa-3280	47	3	utilized	utilize	VERB
ajfa-3280	47	4	panel	panel	NOUN
ajfa-3280	47	5	secondary	secondary	ADJ
ajfa-3280	47	6	data	datum	NOUN
ajfa-3280	47	7	from	from	ADP
ajfa-3280	47	8	national	national	PROPN
ajfa-3280	47	9	bank	bank	PROPN
ajfa-3280	47	10	of	of	ADP
ajfa-3280	47	11	commerce	commerce	PROPN
ajfa-3280	47	12	,	,	PUNCT
ajfa-3280	47	13	crdb	crdb	NOUN
ajfa-3280	47	14	and	and	CCONJ
ajfa-3280	47	15	national	national	PROPN
ajfa-3280	47	16	microfinance	microfinance	PROPN
ajfa-3280	47	17	bank	bank	PROPN
ajfa-3280	47	18	in	in	ADP
ajfa-3280	47	19	tanzania	tanzania	PROPN
ajfa-3280	47	20	for	for	ADP
ajfa-3280	47	21	the	the	DET
ajfa-3280	47	22	period	period	NOUN
ajfa-3280	47	23	of	of	ADP
ajfa-3280	47	24	ten	ten	NUM
ajfa-3280	47	25	years	year	NOUN
ajfa-3280	47	26	,	,	PUNCT
ajfa-3280	47	27	and	and	CCONJ
ajfa-3280	47	28	the	the	DET
ajfa-3280	47	29	hypothesis	hypothesis	NOUN
ajfa-3280	47	30	was	be	AUX
ajfa-3280	47	31	tested	test	VERB
ajfa-3280	47	32	to	to	PART
ajfa-3280	47	33	know	know	VERB
ajfa-3280	47	34	whether	whether	SCONJ
ajfa-3280	47	35	there	there	PRON
ajfa-3280	47	36	is	be	VERB
ajfa-3280	47	37	a	a	DET
ajfa-3280	47	38	significant	significant	ADJ
ajfa-3280	47	39	difference	difference	NOUN
ajfa-3280	47	40	in	in	ADP
ajfa-3280	47	41	terms	term	NOUN
ajfa-3280	47	42	of	of	ADP
ajfa-3280	47	43	profitability	profitability	NOUN
ajfa-3280	47	44	by	by	ADP
ajfa-3280	47	45	using	use	VERB
ajfa-3280	47	46	anova	anova	PROPN
ajfa-3280	47	47	test	test	NOUN
ajfa-3280	47	48	.	.	PUNCT
ajfa-3280	48	1	finally	finally	ADV
ajfa-3280	48	2	the	the	DET
ajfa-3280	48	3	regression	regression	NOUN
ajfa-3280	48	4	model	model	NOUN
ajfa-3280	48	5	was	be	AUX
ajfa-3280	48	6	run	run	VERB
ajfa-3280	48	7	to	to	PART
ajfa-3280	48	8	see	see	VERB
ajfa-3280	48	9	the	the	DET
ajfa-3280	48	10	effects	effect	NOUN
ajfa-3280	48	11	of	of	ADP
ajfa-3280	48	12	capital	capital	NOUN
ajfa-3280	48	13	adequacy	adequacy	NOUN
ajfa-3280	48	14	,	,	PUNCT
ajfa-3280	48	15	liquidity	liquidity	NOUN
ajfa-3280	48	16	and	and	CCONJ
ajfa-3280	48	17	asset	asset	NOUN
ajfa-3280	48	18	quality	quality	NOUN
ajfa-3280	48	19	on	on	ADP
ajfa-3280	48	20	the	the	DET
ajfa-3280	48	21	profitability	profitability	NOUN
ajfa-3280	48	22	of	of	ADP
ajfa-3280	48	23	commercial	commercial	ADJ
ajfa-3280	48	24	banks	bank	NOUN
ajfa-3280	48	25	.	.	PUNCT
ajfa-3280	49	1	the	the	DET
ajfa-3280	49	2	findings	finding	NOUN
ajfa-3280	49	3	revealed	reveal	VERB
ajfa-3280	49	4	that	that	SCONJ
ajfa-3280	49	5	there	there	PRON
ajfa-3280	49	6	is	be	VERB
ajfa-3280	49	7	no	no	DET
ajfa-3280	49	8	significant	significant	ADJ
ajfa-3280	49	9	difference	difference	NOUN
ajfa-3280	49	10	on	on	ADP
ajfa-3280	49	11	profitability	profitability	NOUN
ajfa-3280	49	12	among	among	ADP
ajfa-3280	49	13	the	the	DET
ajfa-3280	49	14	commercial	commercial	ADJ
ajfa-3280	49	15	banks	bank	NOUN
ajfa-3280	49	16	,	,	PUNCT
ajfa-3280	49	17	in	in	ADP
ajfa-3280	49	18	the	the	DET
ajfa-3280	49	19	context	context	NOUN
ajfa-3280	49	20	of	of	ADP
ajfa-3280	49	21	regression	regression	NOUN
ajfa-3280	49	22	model	model	NOUN
ajfa-3280	49	23	it	it	PRON
ajfa-3280	49	24	has	have	AUX
ajfa-3280	49	25	been	be	AUX
ajfa-3280	49	26	noted	note	VERB
ajfa-3280	49	27	that	that	SCONJ
ajfa-3280	49	28	liquidity	liquidity	NOUN
ajfa-3280	49	29	and	and	CCONJ
ajfa-3280	49	30	asset	asset	NOUN
ajfa-3280	49	31	quality	quality	NOUN
ajfa-3280	49	32	has	have	VERB
ajfa-3280	49	33	positive	positive	ADJ
ajfa-3280	49	34	impact	impact	NOUN
ajfa-3280	49	35	in	in	ADP
ajfa-3280	49	36	profitability	profitability	NOUN
ajfa-3280	49	37	with	with	ADP
ajfa-3280	49	38	exception	exception	NOUN
ajfa-3280	49	39	to	to	ADP
ajfa-3280	49	40	the	the	DET
ajfa-3280	49	41	level	level	NOUN
ajfa-3280	49	42	of	of	ADP
ajfa-3280	49	43	nonperforming	nonperforme	VERB
ajfa-3280	49	44	loans	loan	NOUN
ajfa-3280	49	45	which	which	PRON
ajfa-3280	49	46	has	have	VERB
ajfa-3280	49	47	a	a	DET
ajfa-3280	49	48	negative	negative	ADJ
ajfa-3280	49	49	influence	influence	NOUN
ajfa-3280	49	50	on	on	ADP
ajfa-3280	49	51	profitability	profitability	NOUN
ajfa-3280	49	52	.	.	PUNCT
ajfa-3280	50	1	also	also	ADV
ajfa-3280	50	2	capital	capital	NOUN
ajfa-3280	50	3	adequacy	adequacy	NOUN
ajfa-3280	50	4	has	have	AUX
ajfa-3280	50	5	shown	show	VERB
ajfa-3280	50	6	negative	negative	ADJ
ajfa-3280	50	7	impact	impact	NOUN
ajfa-3280	50	8	on	on	ADP
ajfa-3280	50	9	profitability	profitability	NOUN
ajfa-3280	50	10	.	.	PUNCT
ajfa-3280	51	1	the	the	DET
ajfa-3280	51	2	study	study	NOUN
ajfa-3280	51	3	confirmed	confirm	VERB
ajfa-3280	51	4	the	the	DET
ajfa-3280	51	5	profitability	profitability	NOUN
ajfa-3280	51	6	of	of	ADP
ajfa-3280	51	7	commercial	commercial	ADJ
ajfa-3280	51	8	banks	bank	NOUN
ajfa-3280	51	9	to	to	PART
ajfa-3280	51	10	stable	stable	ADJ
ajfa-3280	51	11	and	and	CCONJ
ajfa-3280	51	12	meeting	meet	VERB
ajfa-3280	51	13	the	the	DET
ajfa-3280	51	14	regulatory	regulatory	ADJ
ajfa-3280	51	15	requirement	requirement	NOUN
ajfa-3280	51	16	of	of	ADP
ajfa-3280	51	17	the	the	DET
ajfa-3280	51	18	bank	bank	PROPN
ajfa-3280	51	19	of	of	ADP
ajfa-3280	51	20	tanzania	tanzania	PROPN
ajfa-3280	51	21	(	(	PUNCT
ajfa-3280	51	22	bot	bot	NOUN
ajfa-3280	51	23	)	)	PUNCT
ajfa-3280	51	24	.	.	PUNCT
ajfa-3280	52	1	john	john	PROPN
ajfa-3280	52	2	goddard	goddard	PROPN
ajfa-3280	52	3	,	,	PUNCT
ajfa-3280	52	4	phil	phil	PROPN
ajfa-3280	52	5	molyneux	molyneux	PROPN
ajfa-3280	52	6	and	and	CCONJ
ajfa-3280	52	7	john	john	PROPN
ajfa-3280	52	8	o.	o.	PROPN
ajfa-3280	52	9	s.	s.	PROPN
ajfa-3280	52	10	wilson	wilson	PROPN
ajfa-3280	52	11	.	.	PUNCT
ajfa-3280	53	1	(	(	PUNCT
ajfa-3280	53	2	2004)(3	2004)(3	NOUN
ajfa-3280	53	3	)	)	PUNCT
ajfa-3280	53	4	.	.	PUNCT
ajfa-3280	54	1	the	the	DET
ajfa-3280	54	2	profitability	profitability	NOUN
ajfa-3280	54	3	of	of	ADP
ajfa-3280	54	4	european	european	ADJ
ajfa-3280	54	5	banks	bank	NOUN
ajfa-3280	54	6	during	during	ADP
ajfa-3280	54	7	the	the	DET
ajfa-3280	54	8	1990s	1990s	NUM
ajfa-3280	54	9	is	be	AUX
ajfa-3280	54	10	investigated	investigate	VERB
ajfa-3280	54	11	using	use	VERB
ajfa-3280	54	12	cross	cross	ADJ
ajfa-3280	54	13	-	-	ADJ
ajfa-3280	54	14	sectional	sectional	ADJ
ajfa-3280	54	15	,	,	PUNCT
ajfa-3280	54	16	pooled	pool	VERB
ajfa-3280	54	17	cross	cross	ADJ
ajfa-3280	54	18	-	-	ADJ
ajfa-3280	54	19	sectional	sectional	ADJ
ajfa-3280	54	20	time	time	NOUN
ajfa-3280	54	21	-	-	PUNCT
ajfa-3280	54	22	series	series	NOUN
ajfa-3280	54	23	and	and	CCONJ
ajfa-3280	54	24	dynamic	dynamic	ADJ
ajfa-3280	54	25	panel	panel	NOUN
ajfa-3280	54	26	models	model	NOUN
ajfa-3280	54	27	.	.	PUNCT
ajfa-3280	55	1	models	model	NOUN
ajfa-3280	55	2	for	for	ADP
ajfa-3280	55	3	the	the	DET
ajfa-3280	55	4	determinants	determinant	NOUN
ajfa-3280	55	5	of	of	ADP
ajfa-3280	55	6	profitability	profitability	NOUN
ajfa-3280	55	7	incorporate	incorporate	NOUN
ajfa-3280	55	8	size	size	NOUN
ajfa-3280	55	9	,	,	PUNCT
ajfa-3280	55	10	diversification	diversification	NOUN
ajfa-3280	55	11	,	,	PUNCT
ajfa-3280	55	12	risk	risk	NOUN
ajfa-3280	55	13	and	and	CCONJ
ajfa-3280	55	14	ownership	ownership	NOUN
ajfa-3280	55	15	type	type	NOUN
ajfa-3280	55	16	,	,	PUNCT
ajfa-3280	55	17	as	as	ADV
ajfa-3280	55	18	well	well	ADV
ajfa-3280	55	19	as	as	ADP
ajfa-3280	55	20	dynamic	dynamic	ADJ
ajfa-3280	55	21	effects	effect	NOUN
ajfa-3280	55	22	.	.	PUNCT
ajfa-3280	56	1	despite	despite	SCONJ
ajfa-3280	56	2	intensifying	intensify	VERB
ajfa-3280	56	3	competition	competition	NOUN
ajfa-3280	56	4	there	there	PRON
ajfa-3280	56	5	is	be	VERB
ajfa-3280	56	6	significant	significant	ADJ
ajfa-3280	56	7	persistence	persistence	NOUN
ajfa-3280	56	8	of	of	ADP
ajfa-3280	56	9	abnormal	abnormal	ADJ
ajfa-3280	56	10	profit	profit	NOUN
ajfa-3280	56	11	from	from	ADP
ajfa-3280	56	12	year	year	NOUN
ajfa-3280	56	13	to	to	ADP
ajfa-3280	56	14	year	year	NOUN
ajfa-3280	56	15	.	.	PUNCT
ajfa-3280	57	1	the	the	DET
ajfa-3280	57	2	evidence	evidence	NOUN
ajfa-3280	57	3	for	for	ADP
ajfa-3280	57	4	any	any	DET
ajfa-3280	57	5	consistent	consistent	ADJ
ajfa-3280	57	6	or	or	CCONJ
ajfa-3280	57	7	systematic	systematic	ADJ
ajfa-3280	57	8	size	size	NOUN
ajfa-3280	57	9	–	–	PUNCT
ajfa-3280	57	10	profitability	profitability	NOUN
ajfa-3280	57	11	relationship	relationship	NOUN
ajfa-3280	57	12	is	be	AUX
ajfa-3280	57	13	relatively	relatively	ADV
ajfa-3280	57	14	weak	weak	ADJ
ajfa-3280	57	15	.	.	PUNCT
ajfa-3280	58	1	the	the	DET
ajfa-3280	58	2	relationship	relationship	NOUN
ajfa-3280	58	3	between	between	ADP
ajfa-3280	58	4	the	the	DET
ajfa-3280	58	5	importance	importance	NOUN
ajfa-3280	58	6	of	of	ADP
ajfa-3280	58	7	off	off	ADP
ajfa-3280	58	8	-	-	PUNCT
ajfa-3280	58	9	balance	balance	NOUN
ajfa-3280	58	10	-	-	PUNCT
ajfa-3280	58	11	sheet	sheet	NOUN
ajfa-3280	58	12	business	business	NOUN
ajfa-3280	58	13	in	in	ADP
ajfa-3280	58	14	a	a	DET
ajfa-3280	58	15	bank	bank	NOUN
ajfa-3280	58	16	’s	’s	PART
ajfa-3280	58	17	portfolio	portfolio	NOUN
ajfa-3280	58	18	and	and	CCONJ
ajfa-3280	58	19	profitability	profitability	NOUN
ajfa-3280	58	20	is	be	AUX
ajfa-3280	58	21	positive	positive	ADJ
ajfa-3280	58	22	for	for	ADP
ajfa-3280	58	23	the	the	DET
ajfa-3280	58	24	uk	uk	PROPN
ajfa-3280	58	25	,	,	PUNCT
ajfa-3280	58	26	but	but	CCONJ
ajfa-3280	58	27	either	either	CCONJ
ajfa-3280	58	28	neutral	neutral	ADJ
ajfa-3280	58	29	or	or	CCONJ
ajfa-3280	58	30	negative	negative	ADJ
ajfa-3280	58	31	elsewhere	elsewhere	ADV
ajfa-3280	58	32	.	.	PUNCT
ajfa-3280	59	1	the	the	DET
ajfa-3280	59	2	relationship	relationship	NOUN
ajfa-3280	59	3	between	between	ADP
ajfa-3280	59	4	the	the	DET
ajfa-3280	59	5	capital	capital	NOUN
ajfa-3280	59	6	–	–	PUNCT
ajfa-3280	59	7	assets	asset	NOUN
ajfa-3280	59	8	ratio	ratio	NOUN
ajfa-3280	59	9	and	and	CCONJ
ajfa-3280	59	10	profitability	profitability	NOUN
ajfa-3280	59	11	is	be	AUX
ajfa-3280	59	12	positive	positive	ADJ
ajfa-3280	59	13	.	.	PUNCT
ajfa-3280	60	1	mohammad	mohammad	PROPN
ajfa-3280	60	2	khurram	khurram	PROPN
ajfa-3280	60	3	manzoor	manzoor	PROPN
ajfa-3280	60	4	,	,	PUNCT
ajfa-3280	60	5	hassan	hassan	PROPN
ajfa-3280	60	6	h.	h.	PROPN
ajfa-3280	60	7	sumra	sumra	PROPN
ajfa-3280	60	8	and	and	CCONJ
ajfa-3280	60	9	momina	momina	NOUN
ajfa-3280	60	10	abbas	abbas	PROPN
ajfa-3280	60	11	.	.	PUNCT
ajfa-3280	61	1	(	(	PUNCT
ajfa-3280	61	2	2011)(8	2011)(8	NUM
ajfa-3280	61	3	)	)	PUNCT
ajfa-3280	61	4	.	.	PUNCT
ajfa-3280	62	1	under	under	ADP
ajfa-3280	62	2	the	the	DET
ajfa-3280	62	3	title,”the	title,”the	NOUN
ajfa-3280	62	4	impact	impact	NOUN
ajfa-3280	62	5	of	of	ADP
ajfa-3280	62	6	e	e	NOUN
ajfa-3280	62	7	-	-	NOUN
ajfa-3280	62	8	banking	banking	NOUN
ajfa-3280	62	9	on	on	ADP
ajfa-3280	62	10	the	the	DET
ajfa-3280	62	11	profitability	profitability	NOUN
ajfa-3280	62	12	of	of	ADP
ajfa-3280	62	13	banks	bank	NOUN
ajfa-3280	62	14	:	:	PUNCT
ajfa-3280	62	15	a	a	DET
ajfa-3280	62	16	study	study	NOUN
ajfa-3280	62	17	of	of	ADP
ajfa-3280	62	18	pakistani	pakistani	ADJ
ajfa-3280	62	19	banks	bank	NOUN
ajfa-3280	62	20	”	"	PUNCT
ajfa-3280	62	21	this	this	DET
ajfa-3280	62	22	research	research	NOUN
ajfa-3280	62	23	paper	paper	NOUN
ajfa-3280	62	24	aims	aim	VERB
ajfa-3280	62	25	at	at	ADP
ajfa-3280	62	26	examining	examine	VERB
ajfa-3280	62	27	the	the	DET
ajfa-3280	62	28	impact	impact	NOUN
ajfa-3280	62	29	of	of	ADP
ajfa-3280	62	30	electronic	electronic	ADJ
ajfa-3280	62	31	banking	banking	NOUN
ajfa-3280	62	32	on	on	ADP
ajfa-3280	62	33	the	the	DET
ajfa-3280	62	34	profits	profit	NOUN
ajfa-3280	62	35	of	of	ADP
ajfa-3280	62	36	pakistani	pakistani	ADJ
ajfa-3280	62	37	banks	bank	NOUN
ajfa-3280	62	38	.	.	PUNCT
ajfa-3280	63	1	e	e	X
ajfa-3280	63	2	banking	banking	NOUN
ajfa-3280	63	3	has	have	AUX
ajfa-3280	63	4	increased	increase	VERB
ajfa-3280	63	5	the	the	DET
ajfa-3280	63	6	competition	competition	NOUN
ajfa-3280	63	7	among	among	ADP
ajfa-3280	63	8	the	the	DET
ajfa-3280	63	9	banks	bank	NOUN
ajfa-3280	63	10	and	and	CCONJ
ajfa-3280	63	11	both	both	CCONJ
ajfa-3280	63	12	domestic	domestic	ADJ
ajfa-3280	63	13	and	and	CCONJ
ajfa-3280	63	14	foreign	foreign	ADJ
ajfa-3280	63	15	banks	bank	NOUN
ajfa-3280	63	16	are	be	AUX
ajfa-3280	63	17	offering	offer	VERB
ajfa-3280	63	18	more	more	ADJ
ajfa-3280	63	19	and	and	CCONJ
ajfa-3280	63	20	more	more	ADJ
ajfa-3280	63	21	modern	modern	ADJ
ajfa-3280	63	22	ways	way	NOUN
ajfa-3280	63	23	of	of	ADP
ajfa-3280	63	24	e	e	NOUN
ajfa-3280	63	25	-	-	NOUN
ajfa-3280	63	26	banking	banking	NOUN
ajfa-3280	63	27	.	.	PUNCT
ajfa-3280	64	1	the	the	DET
ajfa-3280	64	2	study	study	NOUN
ajfa-3280	64	3	investigates	investigate	VERB
ajfa-3280	64	4	the	the	DET
ajfa-3280	64	5	services	service	NOUN
ajfa-3280	64	6	provided	provide	VERB
ajfa-3280	64	7	by	by	ADP
ajfa-3280	64	8	the	the	DET
ajfa-3280	64	9	banks	bank	NOUN
ajfa-3280	64	10	and	and	CCONJ
ajfa-3280	64	11	their	their	PRON
ajfa-3280	64	12	impact	impact	NOUN
ajfa-3280	64	13	on	on	ADP
ajfa-3280	64	14	their	their	PRON
ajfa-3280	64	15	profitability	profitability	NOUN
ajfa-3280	64	16	in	in	ADP
ajfa-3280	64	17	particular	particular	ADJ
ajfa-3280	64	18	.	.	PUNCT
ajfa-3280	65	1	it	it	PRON
ajfa-3280	65	2	is	be	AUX
ajfa-3280	65	3	significant	significant	ADJ
ajfa-3280	65	4	due	due	ADP
ajfa-3280	65	5	to	to	ADP
ajfa-3280	65	6	the	the	DET
ajfa-3280	65	7	proliferation	proliferation	NOUN
ajfa-3280	65	8	of	of	ADP
ajfa-3280	65	9	the	the	DET
ajfa-3280	65	10	service	service	NOUN
ajfa-3280	65	11	sector	sector	NOUN
ajfa-3280	65	12	and	and	CCONJ
ajfa-3280	65	13	its	its	PRON
ajfa-3280	65	14	importance	importance	NOUN
ajfa-3280	65	15	in	in	ADP
ajfa-3280	65	16	the	the	DET
ajfa-3280	65	17	economy	economy	NOUN
ajfa-3280	65	18	.	.	PUNCT
ajfa-3280	66	1	it	it	PRON
ajfa-3280	66	2	also	also	ADV
ajfa-3280	66	3	discusses	discuss	VERB
ajfa-3280	66	4	about	about	ADP
ajfa-3280	66	5	the	the	DET
ajfa-3280	66	6	services	service	NOUN
ajfa-3280	66	7	provided	provide	VERB
ajfa-3280	66	8	by	by	ADP
ajfa-3280	66	9	the	the	DET
ajfa-3280	66	10	banks	bank	NOUN
ajfa-3280	66	11	to	to	ADP
ajfa-3280	66	12	its	its	PRON
ajfa-3280	66	13	customers	customer	NOUN
ajfa-3280	66	14	and	and	CCONJ
ajfa-3280	66	15	also	also	ADV
ajfa-3280	66	16	reveals	reveal	VERB
ajfa-3280	66	17	the	the	DET
ajfa-3280	66	18	major	major	ADJ
ajfa-3280	66	19	rationales	rationale	NOUN
ajfa-3280	66	20	for	for	SCONJ
ajfa-3280	66	21	the	the	DET
ajfa-3280	66	22	banks	bank	NOUN
ajfa-3280	66	23	to	to	PART
ajfa-3280	66	24	use	use	VERB
ajfa-3280	66	25	internet	internet	NOUN
ajfa-3280	66	26	and	and	CCONJ
ajfa-3280	66	27	other	other	ADJ
ajfa-3280	66	28	electronic	electronic	ADJ
ajfa-3280	66	29	mediums	medium	NOUN
ajfa-3280	66	30	as	as	ADP
ajfa-3280	66	31	the	the	DET
ajfa-3280	66	32	means	mean	NOUN
ajfa-3280	66	33	to	to	ADP
ajfa-3280	66	34	providing	provide	VERB
ajfa-3280	66	35	services	service	NOUN
ajfa-3280	66	36	to	to	ADP
ajfa-3280	66	37	their	their	PRON
ajfa-3280	66	38	customers	customer	NOUN
ajfa-3280	66	39	.	.	PUNCT
ajfa-3280	67	1	it	it	PRON
ajfa-3280	67	2	is	be	AUX
ajfa-3280	67	3	a	a	DET
ajfa-3280	67	4	distinguished	distinguished	ADJ
ajfa-3280	67	5	one	one	NUM
ajfa-3280	67	6	because	because	SCONJ
ajfa-3280	67	7	it	it	PRON
ajfa-3280	67	8	reveals	reveal	VERB
ajfa-3280	67	9	the	the	DET
ajfa-3280	67	10	factors	factor	NOUN
ajfa-3280	67	11	which	which	PRON
ajfa-3280	67	12	lead	lead	VERB
ajfa-3280	67	13	to	to	ADP
ajfa-3280	67	14	the	the	DET
ajfa-3280	67	15	success	success	NOUN
ajfa-3280	67	16	of	of	ADP
ajfa-3280	67	17	the	the	DET
ajfa-3280	67	18	operations	operation	NOUN
ajfa-3280	67	19	,	,	PUNCT
ajfa-3280	67	20	giving	give	VERB
ajfa-3280	67	21	more	more	ADJ
ajfa-3280	67	22	profits	profit	NOUN
ajfa-3280	67	23	and	and	CCONJ
ajfa-3280	67	24	the	the	DET
ajfa-3280	67	25	ability	ability	NOUN
ajfa-3280	67	26	to	to	PART
ajfa-3280	67	27	manage	manage	VERB
ajfa-3280	67	28	risks	risk	NOUN
ajfa-3280	67	29	of	of	ADP
ajfa-3280	67	30	using	use	VERB
ajfa-3280	67	31	electronic	electronic	ADJ
ajfa-3280	67	32	means	mean	NOUN
ajfa-3280	67	33	and	and	CCONJ
ajfa-3280	67	34	using	use	VERB
ajfa-3280	67	35	the	the	DET
ajfa-3280	67	36	electronic	electronic	ADJ
ajfa-3280	67	37	services	service	NOUN
ajfa-3280	67	38	for	for	ADP
ajfa-3280	67	39	the	the	DET
ajfa-3280	67	40	benefit	benefit	NOUN
ajfa-3280	67	41	of	of	ADP
ajfa-3280	67	42	the	the	DET
ajfa-3280	67	43	bank	bank	NOUN
ajfa-3280	67	44	and	and	CCONJ
ajfa-3280	67	45	how	how	SCONJ
ajfa-3280	67	46	they	they	PRON
ajfa-3280	67	47	differentiate	differentiate	VERB
ajfa-3280	67	48	through	through	ADP
ajfa-3280	67	49	these	these	DET
ajfa-3280	67	50	services	service	NOUN
ajfa-3280	67	51	in	in	ADP
ajfa-3280	67	52	the	the	DET
ajfa-3280	67	53	market	market	NOUN
ajfa-3280	67	54	and	and	CCONJ
ajfa-3280	67	55	the	the	DET
ajfa-3280	67	56	factors	factor	NOUN
ajfa-3280	67	57	which	which	PRON
ajfa-3280	67	58	lead	lead	VERB
ajfa-3280	67	59	to	to	ADP
ajfa-3280	67	60	the	the	DET
ajfa-3280	67	61	increased	increase	VERB
ajfa-3280	67	62	profitability	profitability	NOUN
ajfa-3280	67	63	of	of	ADP
ajfa-3280	67	64	banks	bank	NOUN
ajfa-3280	67	65	,	,	PUNCT
ajfa-3280	67	66	be	be	AUX
ajfa-3280	67	67	it	it	PRON
ajfa-3280	67	68	public	public	ADJ
ajfa-3280	67	69	or	or	CCONJ
ajfa-3280	67	70	private	private	ADJ
ajfa-3280	67	71	.	.	PUNCT
ajfa-3280	68	1	mohammad	mohammad	PROPN
ajfa-3280	68	2	abu	abu	PROPN
ajfa-3280	68	3	sayeed	sayeed	PROPN
ajfa-3280	68	4	,	,	PUNCT
ajfa-3280	68	5	piyadasa	piyadasa	PROPN
ajfa-3280	68	6	edirisuriya	edirisuriya	PROPN
ajfa-3280	68	7	and	and	CCONJ
ajfa-3280	68	8	mohammad	mohammad	PROPN
ajfa-3280	68	9	hoque	hoque	NOUN
ajfa-3280	68	10	.	.	PUNCT
ajfa-3280	69	1	(	(	PUNCT
ajfa-3280	69	2	2012)(7	2012)(7	PROPN
ajfa-3280	69	3	)	)	PUNCT
ajfa-3280	69	4	.	.	PUNCT
ajfa-3280	70	1	bank	bank	NOUN
ajfa-3280	70	2	profitability	profitability	NOUN
ajfa-3280	70	3	:	:	PUNCT
ajfa-3280	70	4	the	the	DET
ajfa-3280	70	5	case	case	NOUN
ajfa-3280	70	6	of	of	ADP
ajfa-3280	70	7	bangladesh	bangladesh	NOUN
ajfa-3280	70	8	,	,	PUNCT
ajfa-3280	70	9	this	this	DET
ajfa-3280	70	10	study	study	NOUN
ajfa-3280	70	11	attempts	attempt	VERB
ajfa-3280	70	12	to	to	PART
ajfa-3280	70	13	examine	examine	VERB
ajfa-3280	70	14	the	the	DET
ajfa-3280	70	15	impact	impact	NOUN
ajfa-3280	70	16	of	of	ADP
ajfa-3280	70	17	asset	asset	NOUN
ajfa-3280	70	18	and	and	CCONJ
ajfa-3280	70	19	liability	liability	NOUN
ajfa-3280	70	20	management	management	NOUN
ajfa-3280	70	21	on	on	ADP
ajfa-3280	70	22	the	the	DET
ajfa-3280	70	23	profitability	profitability	NOUN
ajfa-3280	70	24	of	of	ADP
ajfa-3280	70	25	commercial	commercial	ADJ
ajfa-3280	70	26	banks	bank	NOUN
ajfa-3280	70	27	in	in	ADP
ajfa-3280	70	28	bangladesh	bangladesh	NOUN
ajfa-3280	70	29	.	.	PUNCT
ajfa-3280	71	1	commercial	commercial	ADJ
ajfa-3280	71	2	banks	bank	NOUN
ajfa-3280	71	3	are	be	AUX
ajfa-3280	71	4	segmented	segment	VERB
ajfa-3280	71	5	into	into	ADP
ajfa-3280	71	6	high	high	ADJ
ajfa-3280	71	7	profitable	profitable	ADJ
ajfa-3280	71	8	and	and	CCONJ
ajfa-3280	71	9	low	low	ADJ
ajfa-3280	71	10	profitable	profitable	ADJ
ajfa-3280	71	11	and	and	CCONJ
ajfa-3280	71	12	private	private	ADJ
ajfa-3280	71	13	and	and	CCONJ
ajfa-3280	71	14	public	public	ADJ
ajfa-3280	71	15	banks	bank	NOUN
ajfa-3280	71	16	.	.	PUNCT
ajfa-3280	72	1	while	while	SCONJ
ajfa-3280	72	2	applying	apply	VERB
ajfa-3280	72	3	statistical	statistical	ADJ
ajfa-3280	72	4	cost	cost	NOUN
ajfa-3280	72	5	accounting	accounting	NOUN
ajfa-3280	72	6	(	(	PUNCT
ajfa-3280	72	7	sca	sca	NOUN
ajfa-3280	72	8	)	)	PUNCT
ajfa-3280	72	9	methods	method	NOUN
ajfa-3280	72	10	study	study	NOUN
ajfa-3280	72	11	finds	find	VERB
ajfa-3280	72	12	high	high	ADJ
ajfa-3280	72	13	earning	earn	VERB
ajfa-3280	72	14	banks	bank	NOUN
ajfa-3280	72	15	experience	experience	VERB
ajfa-3280	72	16	higher	high	ADJ
ajfa-3280	72	17	returns	return	NOUN
ajfa-3280	72	18	from	from	ADP
ajfa-3280	72	19	their	their	PRON
ajfa-3280	72	20	assets	asset	NOUN
ajfa-3280	72	21	and	and	CCONJ
ajfa-3280	72	22	lower	low	ADJ
ajfa-3280	72	23	returns	return	NOUN
ajfa-3280	72	24	from	from	ADP
ajfa-3280	72	25	their	their	PRON
ajfa-3280	72	26	liabilities	liability	NOUN
ajfa-3280	72	27	than	than	ADP
ajfa-3280	72	28	the	the	DET
ajfa-3280	72	29	asian	asian	ADJ
ajfa-3280	72	30	journal	journal	NOUN
ajfa-3280	72	31	of	of	ADP
ajfa-3280	72	32	finance	finance	PROPN
ajfa-3280	72	33	&	&	CCONJ
ajfa-3280	72	34	accounting	accounting	PROPN
ajfa-3280	72	35	issn	issn	PROPN
ajfa-3280	72	36	1946	1946	NUM
ajfa-3280	72	37	-	-	PUNCT
ajfa-3280	72	38	052x	052x	NOUN
ajfa-3280	72	39	2013	2013	NUM
ajfa-3280	72	40	,	,	PUNCT
ajfa-3280	72	41	vol	vol	NOUN
ajfa-3280	72	42	.	.	PROPN
ajfa-3280	73	1	5	5	NUM
ajfa-3280	73	2	,	,	PUNCT
ajfa-3280	73	3	no	no	INTJ
ajfa-3280	73	4	.	.	NOUN
ajfa-3280	73	5	1	1	NUM
ajfa-3280	73	6	www.macrothink.org/ajfa	www.macrothink.org/ajfa	NUM
ajfa-3280	73	7	262	262	NUM
ajfa-3280	73	8	low	low	ADJ
ajfa-3280	73	9	earning	earn	VERB
ajfa-3280	73	10	banks	bank	NOUN
ajfa-3280	73	11	.	.	PUNCT
ajfa-3280	74	1	results	result	NOUN
ajfa-3280	74	2	are	be	AUX
ajfa-3280	74	3	inconclusive	inconclusive	ADJ
ajfa-3280	74	4	with	with	ADP
ajfa-3280	74	5	regard	regard	NOUN
ajfa-3280	74	6	to	to	ADP
ajfa-3280	74	7	private	private	ADJ
ajfa-3280	74	8	banks	bank	NOUN
ajfa-3280	74	9	’	'	PUNCT
ajfa-3280	74	10	and	and	CCONJ
ajfa-3280	74	11	public	public	ADJ
ajfa-3280	74	12	banks	bank	NOUN
ajfa-3280	74	13	’	'	PUNCT
ajfa-3280	74	14	returns	return	NOUN
ajfa-3280	74	15	.	.	PUNCT
ajfa-3280	75	1	this	this	DET
ajfa-3280	75	2	study	study	NOUN
ajfa-3280	75	3	finds	find	VERB
ajfa-3280	75	4	that	that	SCONJ
ajfa-3280	75	5	assets	asset	NOUN
ajfa-3280	75	6	management	management	NOUN
ajfa-3280	75	7	of	of	ADP
ajfa-3280	75	8	large	large	ADJ
ajfa-3280	75	9	commercial	commercial	ADJ
ajfa-3280	75	10	banks	bank	NOUN
ajfa-3280	75	11	is	be	AUX
ajfa-3280	75	12	better	well	ADJ
ajfa-3280	75	13	than	than	ADP
ajfa-3280	75	14	those	those	PRON
ajfa-3280	75	15	of	of	ADP
ajfa-3280	75	16	small	small	ADJ
ajfa-3280	75	17	banks	bank	NOUN
ajfa-3280	75	18	,	,	PUNCT
ajfa-3280	75	19	but	but	CCONJ
ajfa-3280	75	20	they	they	PRON
ajfa-3280	75	21	are	be	AUX
ajfa-3280	75	22	not	not	PART
ajfa-3280	75	23	better	well	ADJ
ajfa-3280	75	24	than	than	ADP
ajfa-3280	75	25	small	small	ADJ
ajfa-3280	75	26	banks	bank	NOUN
ajfa-3280	75	27	in	in	ADP
ajfa-3280	75	28	respect	respect	NOUN
ajfa-3280	75	29	of	of	ADP
ajfa-3280	75	30	liability	liability	NOUN
ajfa-3280	75	31	management	management	NOUN
ajfa-3280	75	32	.	.	PUNCT
ajfa-3280	76	1	vasiliou	vasiliou	NOUN
ajfa-3280	76	2	,	,	PUNCT
ajfa-3280	76	3	d.	d.	PROPN
ajfa-3280	76	4	(	(	PUNCT
ajfa-3280	76	5	1996)(11	1996)(11	NUM
ajfa-3280	76	6	)	)	PUNCT
ajfa-3280	76	7	.	.	PUNCT
ajfa-3280	77	1	linking	link	VERB
ajfa-3280	77	2	profits	profit	NOUN
ajfa-3280	77	3	to	to	PART
ajfa-3280	77	4	greek	greek	VERB
ajfa-3280	77	5	production	production	NOUN
ajfa-3280	77	6	management	management	NOUN
ajfa-3280	77	7	,	,	PUNCT
ajfa-3280	77	8	investigated	investigate	VERB
ajfa-3280	77	9	portfolio	portfolio	NOUN
ajfa-3280	77	10	of	of	ADP
ajfa-3280	77	11	assets	asset	NOUN
ajfa-3280	77	12	and	and	CCONJ
ajfa-3280	77	13	liabilities	liability	NOUN
ajfa-3280	77	14	between	between	ADP
ajfa-3280	77	15	high	high	ADJ
ajfa-3280	77	16	-	-	PUNCT
ajfa-3280	77	17	profit	profit	NOUN
ajfa-3280	77	18	and	and	CCONJ
ajfa-3280	77	19	low	low	ADJ
ajfa-3280	77	20	-	-	PUNCT
ajfa-3280	77	21	profit	profit	NOUN
ajfa-3280	77	22	greek	greek	NOUN
ajfa-3280	77	23	banks	bank	NOUN
ajfa-3280	77	24	by	by	ADP
ajfa-3280	77	25	employing	employ	VERB
ajfa-3280	77	26	sca	sca	PROPN
ajfa-3280	77	27	method	method	NOUN
ajfa-3280	77	28	.	.	PUNCT
ajfa-3280	78	1	his	his	PRON
ajfa-3280	78	2	regression	regression	NOUN
ajfa-3280	78	3	results	result	NOUN
ajfa-3280	78	4	suggest	suggest	VERB
ajfa-3280	78	5	that	that	SCONJ
ajfa-3280	78	6	it	it	PRON
ajfa-3280	78	7	is	be	AUX
ajfa-3280	78	8	the	the	DET
ajfa-3280	78	9	asset	asset	NOUN
ajfa-3280	78	10	management	management	NOUN
ajfa-3280	78	11	rather	rather	ADV
ajfa-3280	78	12	than	than	ADP
ajfa-3280	78	13	liability	liability	NOUN
ajfa-3280	78	14	management	management	NOUN
ajfa-3280	78	15	that	that	PRON
ajfa-3280	78	16	play	play	VERB
ajfa-3280	78	17	more	more	ADV
ajfa-3280	78	18	prominent	prominent	ADJ
ajfa-3280	78	19	role	role	NOUN
ajfa-3280	78	20	in	in	ADP
ajfa-3280	78	21	explaining	explain	VERB
ajfa-3280	78	22	interbank	interbank	NOUN
ajfa-3280	78	23	differences	difference	NOUN
ajfa-3280	78	24	in	in	ADP
ajfa-3280	78	25	profitability	profitability	NOUN
ajfa-3280	78	26	.	.	PUNCT
ajfa-3280	79	1	this	this	DET
ajfa-3280	79	2	study	study	NOUN
ajfa-3280	79	3	implies	imply	VERB
ajfa-3280	79	4	that	that	SCONJ
ajfa-3280	79	5	high	high	ADJ
ajfa-3280	79	6	profit	profit	NOUN
ajfa-3280	79	7	banks	bank	NOUN
ajfa-3280	79	8	earn	earn	VERB
ajfa-3280	79	9	higher	high	ADJ
ajfa-3280	79	10	return	return	NOUN
ajfa-3280	79	11	on	on	ADP
ajfa-3280	79	12	their	their	PRON
ajfa-3280	79	13	assets	asset	NOUN
ajfa-3280	79	14	than	than	ADP
ajfa-3280	79	15	that	that	PRON
ajfa-3280	79	16	of	of	ADP
ajfa-3280	79	17	low	low	ADJ
ajfa-3280	79	18	profit	profit	NOUN
ajfa-3280	79	19	banks	bank	NOUN
ajfa-3280	79	20	.	.	PUNCT
ajfa-3280	80	1	at	at	ADP
ajfa-3280	80	2	the	the	DET
ajfa-3280	80	3	same	same	ADJ
ajfa-3280	80	4	time	time	NOUN
ajfa-3280	80	5	high	high	ADJ
ajfa-3280	80	6	profit	profit	NOUN
ajfa-3280	80	7	banks	bank	NOUN
ajfa-3280	80	8	enjoy	enjoy	VERB
ajfa-3280	80	9	lower	low	ADJ
ajfa-3280	80	10	expenses	expense	NOUN
ajfa-3280	80	11	for	for	ADP
ajfa-3280	80	12	their	their	PRON
ajfa-3280	80	13	liabilities	liability	NOUN
ajfa-3280	80	14	.	.	PUNCT
ajfa-3280	81	1	these	these	DET
ajfa-3280	81	2	findings	finding	NOUN
ajfa-3280	81	3	contrast	contrast	VERB
ajfa-3280	81	4	with	with	ADP
ajfa-3280	81	5	the	the	DET
ajfa-3280	81	6	findings	finding	NOUN
ajfa-3280	81	7	of	of	ADP
ajfa-3280	81	8	kosmidou	kosmidou	PROPN
ajfa-3280	81	9	et	et	PROPN
ajfa-3280	81	10	al	al	PROPN
ajfa-3280	81	11	(	(	PUNCT
ajfa-3280	81	12	2004	2004	NUM
ajfa-3280	81	13	)	)	PUNCT
ajfa-3280	81	14	who	who	PRON
ajfa-3280	81	15	find	find	VERB
ajfa-3280	81	16	that	that	SCONJ
ajfa-3280	81	17	liability	liability	NOUN
ajfa-3280	81	18	management	management	NOUN
ajfa-3280	81	19	contributes	contribute	VERB
ajfa-3280	81	20	more	more	ADJ
ajfa-3280	81	21	in	in	ADP
ajfa-3280	81	22	creating	create	VERB
ajfa-3280	81	23	the	the	DET
ajfa-3280	81	24	profitability	profitability	NOUN
ajfa-3280	81	25	differences	difference	NOUN
ajfa-3280	81	26	among	among	ADP
ajfa-3280	81	27	the	the	DET
ajfa-3280	81	28	banks	bank	NOUN
ajfa-3280	81	29	.	.	PUNCT
ajfa-3280	82	1	rasidah	rasidah	PROPN
ajfa-3280	82	2	mohd	mohd	PROPN
ajfa-3280	82	3	said	say	VERB
ajfa-3280	82	4	,	,	PUNCT
ajfa-3280	82	5	and	and	CCONJ
ajfa-3280	82	6	mohd	mohd	PROPN
ajfa-3280	82	7	hanafi	hanafi	PROPN
ajfa-3280	82	8	tumin	tumin	PROPN
ajfa-3280	82	9	.	.	PUNCT
ajfa-3280	83	1	(	(	PUNCT
ajfa-3280	83	2	2011)(9	2011)(9	NOUN
ajfa-3280	83	3	)	)	PUNCT
ajfa-3280	83	4	.	.	PUNCT
ajfa-3280	84	1	performance	performance	NOUN
ajfa-3280	84	2	and	and	CCONJ
ajfa-3280	84	3	financial	financial	ADJ
ajfa-3280	84	4	ratios	ratio	NOUN
ajfa-3280	84	5	of	of	ADP
ajfa-3280	84	6	commercial	commercial	ADJ
ajfa-3280	84	7	banks	bank	NOUN
ajfa-3280	84	8	in	in	ADP
ajfa-3280	84	9	malaysia	malaysia	PROPN
ajfa-3280	84	10	and	and	CCONJ
ajfa-3280	84	11	china	china	PROPN
ajfa-3280	84	12	.	.	PUNCT
ajfa-3280	85	1	this	this	DET
ajfa-3280	85	2	study	study	NOUN
ajfa-3280	85	3	aims	aim	VERB
ajfa-3280	85	4	to	to	PART
ajfa-3280	85	5	investigate	investigate	VERB
ajfa-3280	85	6	the	the	DET
ajfa-3280	85	7	impact	impact	NOUN
ajfa-3280	85	8	of	of	ADP
ajfa-3280	85	9	bank	bank	NOUN
ajfa-3280	85	10	-	-	PUNCT
ajfa-3280	85	11	specific	specific	ADJ
ajfa-3280	85	12	factors	factor	NOUN
ajfa-3280	85	13	which	which	PRON
ajfa-3280	85	14	include	include	VERB
ajfa-3280	85	15	the	the	DET
ajfa-3280	85	16	liquidity	liquidity	NOUN
ajfa-3280	85	17	,	,	PUNCT
ajfa-3280	85	18	credit	credit	NOUN
ajfa-3280	85	19	,	,	PUNCT
ajfa-3280	85	20	capital	capital	NOUN
ajfa-3280	85	21	,	,	PUNCT
ajfa-3280	85	22	operating	operate	VERB
ajfa-3280	85	23	expenses	expense	NOUN
ajfa-3280	85	24	and	and	CCONJ
ajfa-3280	85	25	the	the	DET
ajfa-3280	85	26	size	size	NOUN
ajfa-3280	85	27	of	of	ADP
ajfa-3280	85	28	commercial	commercial	ADJ
ajfa-3280	85	29	banks	bank	NOUN
ajfa-3280	85	30	on	on	ADP
ajfa-3280	85	31	their	their	PRON
ajfa-3280	85	32	performance	performance	NOUN
ajfa-3280	85	33	,	,	PUNCT
ajfa-3280	85	34	which	which	PRON
ajfa-3280	85	35	is	be	AUX
ajfa-3280	85	36	measured	measure	VERB
ajfa-3280	85	37	by	by	ADP
ajfa-3280	85	38	return	return	NOUN
ajfa-3280	85	39	on	on	ADP
ajfa-3280	85	40	average	average	ADJ
ajfa-3280	85	41	assets	asset	NOUN
ajfa-3280	85	42	(	(	PUNCT
ajfa-3280	85	43	roaa	roaa	PROPN
ajfa-3280	85	44	)	)	PUNCT
ajfa-3280	85	45	and	and	CCONJ
ajfa-3280	85	46	return	return	VERB
ajfa-3280	85	47	on	on	ADP
ajfa-3280	85	48	average	average	ADJ
ajfa-3280	85	49	equity	equity	NOUN
ajfa-3280	85	50	(	(	PUNCT
ajfa-3280	85	51	roae	roae	PROPN
ajfa-3280	85	52	)	)	PUNCT
ajfa-3280	85	53	.	.	PUNCT
ajfa-3280	86	1	the	the	DET
ajfa-3280	86	2	results	result	NOUN
ajfa-3280	86	3	imply	imply	VERB
ajfa-3280	86	4	that	that	SCONJ
ajfa-3280	86	5	ratios	ratio	NOUN
ajfa-3280	86	6	employed	employ	VERB
ajfa-3280	86	7	in	in	ADP
ajfa-3280	86	8	this	this	DET
ajfa-3280	86	9	study	study	NOUN
ajfa-3280	86	10	have	have	VERB
ajfa-3280	86	11	different	different	ADJ
ajfa-3280	86	12	effects	effect	NOUN
ajfa-3280	86	13	on	on	ADP
ajfa-3280	86	14	the	the	DET
ajfa-3280	86	15	performance	performance	NOUN
ajfa-3280	86	16	of	of	ADP
ajfa-3280	86	17	banks	bank	NOUN
ajfa-3280	86	18	in	in	ADP
ajfa-3280	86	19	both	both	DET
ajfa-3280	86	20	countries	country	NOUN
ajfa-3280	86	21	,	,	PUNCT
ajfa-3280	86	22	except	except	SCONJ
ajfa-3280	86	23	credit	credit	NOUN
ajfa-3280	86	24	and	and	CCONJ
ajfa-3280	86	25	capital	capital	NOUN
ajfa-3280	86	26	ratios	ratio	NOUN
ajfa-3280	86	27	.	.	PUNCT
ajfa-3280	87	1	operating	operate	VERB
ajfa-3280	87	2	ratios	ratio	NOUN
ajfa-3280	87	3	influence	influence	NOUN
ajfa-3280	87	4	performance	performance	NOUN
ajfa-3280	87	5	of	of	ADP
ajfa-3280	87	6	banks	bank	NOUN
ajfa-3280	87	7	in	in	ADP
ajfa-3280	87	8	china	china	PROPN
ajfa-3280	87	9	,	,	PUNCT
ajfa-3280	87	10	but	but	CCONJ
ajfa-3280	87	11	this	this	DET
ajfa-3280	87	12	influence	influence	NOUN
ajfa-3280	87	13	is	be	AUX
ajfa-3280	87	14	not	not	PART
ajfa-3280	87	15	true	true	ADJ
ajfa-3280	87	16	for	for	ADP
ajfa-3280	87	17	malaysian	malaysian	ADJ
ajfa-3280	87	18	banks	bank	NOUN
ajfa-3280	87	19	regardless	regardless	ADV
ajfa-3280	87	20	of	of	ADP
ajfa-3280	87	21	the	the	DET
ajfa-3280	87	22	measure	measure	NOUN
ajfa-3280	87	23	of	of	ADP
ajfa-3280	87	24	performance	performance	NOUN
ajfa-3280	87	25	.	.	PUNCT
ajfa-3280	88	1	ali	ali	PROPN
ajfa-3280	88	2	alp	alp	PROPN
ajfa-3280	88	3	,	,	PUNCT
ajfa-3280	88	4	ünsal	ünsal	NOUN
ajfa-3280	88	5	ban	ban	NOUN
ajfa-3280	88	6	,	,	PUNCT
ajfa-3280	88	7	kartal	kartal	ADJ
ajfa-3280	88	8	demi̇rgüneş	demi̇rgüneş	NOUN
ajfa-3280	88	9	,	,	PUNCT
ajfa-3280	88	10	and	and	CCONJ
ajfa-3280	88	11	saim	saim	PROPN
ajfa-3280	88	12	kilic	kilic	PROPN
ajfa-3280	88	13	.	.	PUNCT
ajfa-3280	89	1	(	(	PUNCT
ajfa-3280	89	2	1997)(1	1997)(1	NOUN
ajfa-3280	89	3	)	)	PUNCT
ajfa-3280	89	4	.	.	PUNCT
ajfa-3280	90	1	internal	internal	ADJ
ajfa-3280	90	2	determinants	determinant	NOUN
ajfa-3280	90	3	of	of	ADP
ajfa-3280	90	4	profitability	profitability	NOUN
ajfa-3280	90	5	in	in	ADP
ajfa-3280	90	6	turkish	turkish	ADJ
ajfa-3280	90	7	banking	banking	NOUN
ajfa-3280	90	8	sector	sector	NOUN
ajfa-3280	90	9	.	.	PUNCT
ajfa-3280	91	1	the	the	DET
ajfa-3280	91	2	aim	aim	NOUN
ajfa-3280	91	3	of	of	ADP
ajfa-3280	91	4	this	this	DET
ajfa-3280	91	5	study	study	NOUN
ajfa-3280	91	6	is	be	AUX
ajfa-3280	91	7	to	to	PART
ajfa-3280	91	8	identify	identify	VERB
ajfa-3280	91	9	the	the	DET
ajfa-3280	91	10	internal	internal	ADJ
ajfa-3280	91	11	determinants	determinant	NOUN
ajfa-3280	91	12	of	of	ADP
ajfa-3280	91	13	profitability	profitability	NOUN
ajfa-3280	91	14	of	of	ADP
ajfa-3280	91	15	turkish	turkish	ADJ
ajfa-3280	91	16	banks	bank	NOUN
ajfa-3280	91	17	in	in	ADP
ajfa-3280	91	18	the	the	DET
ajfa-3280	91	19	period	period	NOUN
ajfa-3280	91	20	of	of	ADP
ajfa-3280	91	21	2002	2002	NUM
ajfa-3280	91	22	-	-	SYM
ajfa-3280	91	23	2009	2009	NUM
ajfa-3280	91	24	.	.	PUNCT
ajfa-3280	92	1	the	the	DET
ajfa-3280	92	2	importance	importance	NOUN
ajfa-3280	92	3	of	of	ADP
ajfa-3280	92	4	the	the	DET
ajfa-3280	92	5	study	study	NOUN
ajfa-3280	92	6	derives	derive	VERB
ajfa-3280	92	7	from	from	ADP
ajfa-3280	92	8	the	the	DET
ajfa-3280	92	9	fact	fact	NOUN
ajfa-3280	92	10	that	that	SCONJ
ajfa-3280	92	11	finding	find	VERB
ajfa-3280	92	12	out	out	ADP
ajfa-3280	92	13	the	the	DET
ajfa-3280	92	14	mentioned	mention	VERB
ajfa-3280	92	15	determinants	determinant	NOUN
ajfa-3280	92	16	is	be	AUX
ajfa-3280	92	17	a	a	DET
ajfa-3280	92	18	necessity	necessity	NOUN
ajfa-3280	92	19	for	for	ADP
ajfa-3280	92	20	both	both	CCONJ
ajfa-3280	92	21	the	the	DET
ajfa-3280	92	22	managers	manager	NOUN
ajfa-3280	92	23	of	of	ADP
ajfa-3280	92	24	turkish	turkish	ADJ
ajfa-3280	92	25	banks	bank	NOUN
ajfa-3280	92	26	who	who	PRON
ajfa-3280	92	27	successfully	successfully	ADV
ajfa-3280	92	28	operates	operate	VERB
ajfa-3280	92	29	-even	-even	VERB
ajfa-3280	92	30	in	in	ADP
ajfa-3280	92	31	times	time	NOUN
ajfa-3280	92	32	of	of	ADP
ajfa-3280	92	33	financial	financial	ADJ
ajfa-3280	92	34	crisis-	crisis-	NOUN
ajfa-3280	92	35	,	,	PUNCT
ajfa-3280	92	36	and	and	CCONJ
ajfa-3280	92	37	existing	exist	VERB
ajfa-3280	92	38	(	(	PUNCT
ajfa-3280	92	39	and	and	CCONJ
ajfa-3280	92	40	potential	potential	ADJ
ajfa-3280	92	41	)	)	PUNCT
ajfa-3280	92	42	national	national	ADJ
ajfa-3280	92	43	and	and	CCONJ
ajfa-3280	92	44	international	international	ADJ
ajfa-3280	92	45	investors	investor	NOUN
ajfa-3280	92	46	.	.	PUNCT
ajfa-3280	93	1	findings	finding	NOUN
ajfa-3280	93	2	of	of	ADP
ajfa-3280	93	3	the	the	DET
ajfa-3280	93	4	study	study	NOUN
ajfa-3280	93	5	indicate	indicate	VERB
ajfa-3280	93	6	that	that	SCONJ
ajfa-3280	93	7	capital	capital	NOUN
ajfa-3280	93	8	efficiency	efficiency	NOUN
ajfa-3280	93	9	and	and	CCONJ
ajfa-3280	93	10	size	size	NOUN
ajfa-3280	93	11	affect	affect	VERB
ajfa-3280	93	12	profitability	profitability	NOUN
ajfa-3280	93	13	positively	positively	ADV
ajfa-3280	93	14	,	,	PUNCT
ajfa-3280	93	15	while	while	SCONJ
ajfa-3280	93	16	liquidity	liquidity	NOUN
ajfa-3280	93	17	and	and	CCONJ
ajfa-3280	93	18	operating	operating	NOUN
ajfa-3280	93	19	costs	cost	NOUN
ajfa-3280	93	20	negatively	negatively	ADV
ajfa-3280	93	21	.	.	PUNCT
ajfa-3280	94	1	3	3	X
ajfa-3280	94	2	.	.	X
ajfa-3280	94	3	problem	problem	NOUN
ajfa-3280	94	4	of	of	ADP
ajfa-3280	94	5	the	the	DET
ajfa-3280	94	6	study	study	NOUN
ajfa-3280	94	7	an	an	DET
ajfa-3280	94	8	analysis	analysis	NOUN
ajfa-3280	94	9	of	of	ADP
ajfa-3280	94	10	the	the	DET
ajfa-3280	94	11	profitability	profitability	NOUN
ajfa-3280	94	12	reveals	reveal	VERB
ajfa-3280	94	13	how	how	SCONJ
ajfa-3280	94	14	the	the	DET
ajfa-3280	94	15	profit	profit	NOUN
ajfa-3280	94	16	position	position	NOUN
ajfa-3280	94	17	stands	stand	VERB
ajfa-3280	94	18	as	as	ADP
ajfa-3280	94	19	a	a	DET
ajfa-3280	94	20	result	result	NOUN
ajfa-3280	94	21	of	of	ADP
ajfa-3280	94	22	total	total	ADJ
ajfa-3280	94	23	transactions	transaction	NOUN
ajfa-3280	94	24	made	make	VERB
ajfa-3280	94	25	during	during	ADP
ajfa-3280	94	26	a	a	DET
ajfa-3280	94	27	year	year	NOUN
ajfa-3280	94	28	.	.	PUNCT
ajfa-3280	95	1	such	such	ADJ
ajfa-3280	95	2	analysis	analysis	NOUN
ajfa-3280	95	3	is	be	AUX
ajfa-3280	95	4	particularly	particularly	ADV
ajfa-3280	95	5	interesting	interesting	ADJ
ajfa-3280	95	6	to	to	ADP
ajfa-3280	95	7	suppliers	supplier	NOUN
ajfa-3280	95	8	of	of	ADP
ajfa-3280	95	9	funds	fund	NOUN
ajfa-3280	95	10	who	who	PRON
ajfa-3280	95	11	can	can	AUX
ajfa-3280	95	12	evaluate	evaluate	VERB
ajfa-3280	95	13	their	their	PRON
ajfa-3280	95	14	investment	investment	NOUN
ajfa-3280	95	15	and	and	CCONJ
ajfa-3280	95	16	take	take	VERB
ajfa-3280	95	17	decision	decision	NOUN
ajfa-3280	95	18	accordingly	accordingly	ADV
ajfa-3280	95	19	.	.	PUNCT
ajfa-3280	96	1	on	on	ADP
ajfa-3280	96	2	the	the	DET
ajfa-3280	96	3	other	other	ADJ
ajfa-3280	96	4	hand	hand	NOUN
ajfa-3280	96	5	,	,	PUNCT
ajfa-3280	96	6	profit	profit	NOUN
ajfa-3280	96	7	ratios	ratio	NOUN
ajfa-3280	96	8	are	be	AUX
ajfa-3280	96	9	equally	equally	ADV
ajfa-3280	96	10	beneficial	beneficial	ADJ
ajfa-3280	96	11	to	to	ADP
ajfa-3280	96	12	the	the	DET
ajfa-3280	96	13	management	management	NOUN
ajfa-3280	96	14	because	because	SCONJ
ajfa-3280	96	15	these	these	DET
ajfa-3280	96	16	ratios	ratio	NOUN
ajfa-3280	96	17	reflect	reflect	VERB
ajfa-3280	96	18	the	the	DET
ajfa-3280	96	19	efficiency	efficiency	NOUN
ajfa-3280	96	20	of	of	ADP
ajfa-3280	96	21	the	the	DET
ajfa-3280	96	22	enterprise	enterprise	NOUN
ajfa-3280	96	23	as	as	ADP
ajfa-3280	96	24	whole	whole	ADJ
ajfa-3280	96	25	.	.	PUNCT
ajfa-3280	97	1	and	and	CCONJ
ajfa-3280	97	2	the	the	DET
ajfa-3280	97	3	question	question	NOUN
ajfa-3280	97	4	that	that	PRON
ajfa-3280	97	5	mentions	mention	VERB
ajfa-3280	97	6	here	here	ADV
ajfa-3280	97	7	is	be	AUX
ajfa-3280	97	8	how	how	SCONJ
ajfa-3280	97	9	evaluate	evaluate	VERB
ajfa-3280	97	10	the	the	DET
ajfa-3280	97	11	profitability	profitability	NOUN
ajfa-3280	97	12	effect	effect	NOUN
ajfa-3280	97	13	in	in	ADP
ajfa-3280	97	14	commercial	commercial	ADJ
ajfa-3280	97	15	banks	bank	NOUN
ajfa-3280	97	16	.	.	PUNCT
ajfa-3280	98	1	4	4	X
ajfa-3280	98	2	.	.	NOUN
ajfa-3280	98	3	significance	significance	NOUN
ajfa-3280	98	4	of	of	ADP
ajfa-3280	98	5	the	the	DET
ajfa-3280	98	6	study	study	NOUN
ajfa-3280	98	7	the	the	DET
ajfa-3280	98	8	word	word	NOUN
ajfa-3280	98	9	profitability	profitability	NOUN
ajfa-3280	98	10	may	may	AUX
ajfa-3280	98	11	be	be	AUX
ajfa-3280	98	12	defined	define	VERB
ajfa-3280	98	13	as	as	ADP
ajfa-3280	98	14	the	the	DET
ajfa-3280	98	15	ability	ability	NOUN
ajfa-3280	98	16	of	of	ADP
ajfa-3280	98	17	a	a	DET
ajfa-3280	98	18	given	give	VERB
ajfa-3280	98	19	investment	investment	NOUN
ajfa-3280	98	20	to	to	PART
ajfa-3280	98	21	earn	earn	VERB
ajfa-3280	98	22	a	a	DET
ajfa-3280	98	23	return	return	NOUN
ajfa-3280	98	24	from	from	ADP
ajfa-3280	98	25	its	its	PRON
ajfa-3280	98	26	use	use	NOUN
ajfa-3280	98	27	.	.	PUNCT
ajfa-3280	99	1	the	the	DET
ajfa-3280	99	2	state	state	NOUN
ajfa-3280	99	3	of	of	ADP
ajfa-3280	99	4	profitability	profitability	NOUN
ajfa-3280	99	5	is	be	AUX
ajfa-3280	99	6	a	a	DET
ajfa-3280	99	7	variable	variable	ADJ
ajfa-3280	99	8	thing	thing	NOUN
ajfa-3280	99	9	like	like	ADP
ajfa-3280	99	10	temperature	temperature	NOUN
ajfa-3280	99	11	and	and	CCONJ
ajfa-3280	99	12	humidity	humidity	NOUN
ajfa-3280	99	13	of	of	ADP
ajfa-3280	99	14	a	a	DET
ajfa-3280	99	15	day	day	NOUN
ajfa-3280	99	16	.	.	PUNCT
ajfa-3280	100	1	the	the	DET
ajfa-3280	100	2	definition	definition	NOUN
ajfa-3280	100	3	of	of	ADP
ajfa-3280	100	4	profitability	profitability	NOUN
ajfa-3280	100	5	by	by	ADP
ajfa-3280	100	6	an	an	DET
ajfa-3280	100	7	accountant	accountant	NOUN
ajfa-3280	100	8	and	and	CCONJ
ajfa-3280	100	9	or	or	CCONJ
ajfa-3280	100	10	analyst	analyst	NOUN
ajfa-3280	100	11	can	can	AUX
ajfa-3280	100	12	even	even	ADV
ajfa-3280	100	13	be	be	AUX
ajfa-3280	100	14	linked	link	VERB
ajfa-3280	100	15	to	to	ADP
ajfa-3280	100	16	asian	asian	ADJ
ajfa-3280	100	17	journal	journal	NOUN
ajfa-3280	100	18	of	of	ADP
ajfa-3280	100	19	finance	finance	PROPN
ajfa-3280	100	20	&	&	CCONJ
ajfa-3280	100	21	accounting	accounting	PROPN
ajfa-3280	100	22	issn	issn	PROPN
ajfa-3280	100	23	1946	1946	NUM
ajfa-3280	100	24	-	-	PUNCT
ajfa-3280	100	25	052x	052x	NOUN
ajfa-3280	100	26	2013	2013	NUM
ajfa-3280	100	27	,	,	PUNCT
ajfa-3280	100	28	vol	vol	NOUN
ajfa-3280	100	29	.	.	PROPN
ajfa-3280	100	30	5	5	NUM
ajfa-3280	100	31	,	,	PUNCT
ajfa-3280	100	32	no	no	INTJ
ajfa-3280	100	33	.	.	NOUN
ajfa-3280	100	34	1	1	NUM
ajfa-3280	100	35	www.macrothink.org/ajfa	www.macrothink.org/ajfa	NUM
ajfa-3280	100	36	263	263	NUM
ajfa-3280	100	37	temperature	temperature	NOUN
ajfa-3280	100	38	reading	reading	NOUN
ajfa-3280	100	39	and	and	CCONJ
ajfa-3280	100	40	study	study	NOUN
ajfa-3280	100	41	of	of	ADP
ajfa-3280	100	42	humidity	humidity	NOUN
ajfa-3280	100	43	by	by	ADP
ajfa-3280	100	44	meteorologist	meteorologist	NOUN
ajfa-3280	100	45	.	.	PUNCT
ajfa-3280	101	1	the	the	DET
ajfa-3280	101	2	present	present	ADJ
ajfa-3280	101	3	wealth	wealth	NOUN
ajfa-3280	101	4	of	of	ADP
ajfa-3280	101	5	a	a	DET
ajfa-3280	101	6	day	day	NOUN
ajfa-3280	101	7	is	be	AUX
ajfa-3280	101	8	recorded	record	VERB
ajfa-3280	101	9	so	so	SCONJ
ajfa-3280	101	10	that	that	SCONJ
ajfa-3280	101	11	prospects	prospect	NOUN
ajfa-3280	101	12	can	can	AUX
ajfa-3280	101	13	be	be	AUX
ajfa-3280	101	14	forecasted	forecast	VERB
ajfa-3280	101	15	.	.	PUNCT
ajfa-3280	102	1	profitability	profitability	NOUN
ajfa-3280	102	2	has	have	AUX
ajfa-3280	102	3	been	be	AUX
ajfa-3280	102	4	considered	consider	VERB
ajfa-3280	102	5	,	,	PUNCT
ajfa-3280	102	6	to	to	ADP
ajfa-3280	102	7	a	a	DET
ajfa-3280	102	8	great	great	ADJ
ajfa-3280	102	9	extent	extent	NOUN
ajfa-3280	102	10	,	,	PUNCT
ajfa-3280	102	11	as	as	SCONJ
ajfa-3280	102	12	one	one	NUM
ajfa-3280	102	13	of	of	ADP
ajfa-3280	102	14	the	the	DET
ajfa-3280	102	15	main	main	ADJ
ajfa-3280	102	16	criteria	criterion	NOUN
ajfa-3280	102	17	to	to	PART
ajfa-3280	102	18	judge	judge	VERB
ajfa-3280	102	19	the	the	DET
ajfa-3280	102	20	extent	extent	NOUN
ajfa-3280	102	21	to	to	PART
ajfa-3280	102	22	which	which	PRON
ajfa-3280	102	23	management	management	NOUN
ajfa-3280	102	24	has	have	AUX
ajfa-3280	102	25	been	be	AUX
ajfa-3280	102	26	successful	successful	ADJ
ajfa-3280	102	27	in	in	ADP
ajfa-3280	102	28	maximizing	maximize	VERB
ajfa-3280	102	29	its	its	PRON
ajfa-3280	102	30	profits	profit	NOUN
ajfa-3280	102	31	or	or	CCONJ
ajfa-3280	102	32	minimizing	minimize	VERB
ajfa-3280	102	33	it	it	PRON
ajfa-3280	102	34	loses	lose	VERB
ajfa-3280	102	35	,	,	PUNCT
ajfa-3280	102	36	if	if	SCONJ
ajfa-3280	102	37	any	any	PRON
ajfa-3280	102	38	.	.	PUNCT
ajfa-3280	103	1	the	the	DET
ajfa-3280	103	2	concept	concept	NOUN
ajfa-3280	103	3	of	of	ADP
ajfa-3280	103	4	profit	profit	NOUN
ajfa-3280	103	5	is	be	AUX
ajfa-3280	103	6	related	relate	VERB
ajfa-3280	103	7	to	to	ADP
ajfa-3280	103	8	absolute	absolute	ADJ
ajfa-3280	103	9	figures	figure	NOUN
ajfa-3280	103	10	.	.	PUNCT
ajfa-3280	104	1	it	it	PRON
ajfa-3280	104	2	does	do	AUX
ajfa-3280	104	3	not	not	PART
ajfa-3280	104	4	tell	tell	VERB
ajfa-3280	104	5	about	about	ADP
ajfa-3280	104	6	the	the	DET
ajfa-3280	104	7	reason	reason	NOUN
ajfa-3280	104	8	how	how	SCONJ
ajfa-3280	104	9	it	it	PRON
ajfa-3280	104	10	takes	take	VERB
ajfa-3280	104	11	place	place	NOUN
ajfa-3280	104	12	or	or	CCONJ
ajfa-3280	104	13	the	the	DET
ajfa-3280	104	14	relationship	relationship	NOUN
ajfa-3280	104	15	of	of	ADP
ajfa-3280	104	16	this	this	DET
ajfa-3280	104	17	figure	figure	NOUN
ajfa-3280	104	18	with	with	ADP
ajfa-3280	104	19	another	another	DET
ajfa-3280	104	20	one	one	NOUN
ajfa-3280	104	21	.	.	PUNCT
ajfa-3280	105	1	these	these	DET
ajfa-3280	105	2	questions	question	NOUN
ajfa-3280	105	3	can	can	AUX
ajfa-3280	105	4	be	be	AUX
ajfa-3280	105	5	answered	answer	VERB
ajfa-3280	105	6	by	by	ADP
ajfa-3280	105	7	a	a	DET
ajfa-3280	105	8	peep	peep	NOUN
ajfa-3280	105	9	into	into	ADP
ajfa-3280	105	10	the	the	DET
ajfa-3280	105	11	profitability	profitability	NOUN
ajfa-3280	105	12	of	of	ADP
ajfa-3280	105	13	an	an	DET
ajfa-3280	105	14	entity	entity	NOUN
ajfa-3280	105	15	.	.	PUNCT
ajfa-3280	106	1	profit	profit	NOUN
ajfa-3280	106	2	,	,	PUNCT
ajfa-3280	106	3	as	as	ADP
ajfa-3280	106	4	an	an	DET
ajfa-3280	106	5	absolute	absolute	ADJ
ajfa-3280	106	6	term	term	NOUN
ajfa-3280	106	7	,	,	PUNCT
ajfa-3280	106	8	has	have	VERB
ajfa-3280	106	9	no	no	DET
ajfa-3280	106	10	relevance	relevance	NOUN
ajfa-3280	106	11	to	to	PART
ajfa-3280	106	12	compare	compare	VERB
ajfa-3280	106	13	the	the	DET
ajfa-3280	106	14	efficiency	efficiency	NOUN
ajfa-3280	106	15	of	of	ADP
ajfa-3280	106	16	organizations	organization	NOUN
ajfa-3280	106	17	.	.	PUNCT
ajfa-3280	107	1	a	a	DET
ajfa-3280	107	2	very	very	ADV
ajfa-3280	107	3	high	high	ADJ
ajfa-3280	107	4	profit	profit	NOUN
ajfa-3280	107	5	does	do	AUX
ajfa-3280	107	6	not	not	PART
ajfa-3280	107	7	always	always	ADV
ajfa-3280	107	8	indicate	indicate	VERB
ajfa-3280	107	9	a	a	DET
ajfa-3280	107	10	sound	sound	ADJ
ajfa-3280	107	11	organizational	organizational	ADJ
ajfa-3280	107	12	efficiency	efficiency	NOUN
ajfa-3280	107	13	and	and	CCONJ
ajfa-3280	107	14	a	a	DET
ajfa-3280	107	15	low	low	ADJ
ajfa-3280	107	16	profitability	profitability	NOUN
ajfa-3280	107	17	not	not	PART
ajfa-3280	107	18	always	always	ADV
ajfa-3280	107	19	a	a	DET
ajfa-3280	107	20	sign	sign	NOUN
ajfa-3280	107	21	of	of	ADP
ajfa-3280	107	22	organizational	organizational	ADJ
ajfa-3280	107	23	sickness	sickness	NOUN
ajfa-3280	107	24	.	.	PUNCT
ajfa-3280	108	1	in	in	ADP
ajfa-3280	108	2	many	many	ADJ
ajfa-3280	108	3	a	a	DET
ajfa-3280	108	4	situation	situation	NOUN
ajfa-3280	108	5	it	it	PRON
ajfa-3280	108	6	so	so	ADV
ajfa-3280	108	7	happens	happen	VERB
ajfa-3280	108	8	that	that	SCONJ
ajfa-3280	108	9	when	when	SCONJ
ajfa-3280	108	10	a	a	DET
ajfa-3280	108	11	concern	concern	NOUN
ajfa-3280	108	12	is	be	AUX
ajfa-3280	108	13	implementing	implement	VERB
ajfa-3280	108	14	expansion	expansion	NOUN
ajfa-3280	108	15	plans	plan	NOUN
ajfa-3280	108	16	,	,	PUNCT
ajfa-3280	108	17	it	it	PRON
ajfa-3280	108	18	may	may	AUX
ajfa-3280	108	19	run	run	VERB
ajfa-3280	108	20	into	into	ADP
ajfa-3280	108	21	short	short	ADJ
ajfa-3280	108	22	term	term	NOUN
ajfa-3280	108	23	losses	loss	NOUN
ajfa-3280	108	24	.	.	PUNCT
ajfa-3280	109	1	therefore	therefore	ADV
ajfa-3280	109	2	,	,	PUNCT
ajfa-3280	109	3	it	it	PRON
ajfa-3280	109	4	can	can	AUX
ajfa-3280	109	5	be	be	AUX
ajfa-3280	109	6	said	say	VERB
ajfa-3280	109	7	that	that	SCONJ
ajfa-3280	109	8	profit	profit	NOUN
ajfa-3280	109	9	is	be	AUX
ajfa-3280	109	10	not	not	PART
ajfa-3280	109	11	the	the	DET
ajfa-3280	109	12	prime	prime	ADJ
ajfa-3280	109	13	variable	variable	NOUN
ajfa-3280	109	14	on	on	ADP
ajfa-3280	109	15	which	which	PRON
ajfa-3280	109	16	the	the	DET
ajfa-3280	109	17	operational	operational	ADJ
ajfa-3280	109	18	efficiency	efficiency	NOUN
ajfa-3280	109	19	and	and	CCONJ
ajfa-3280	109	20	financial	financial	ADJ
ajfa-3280	109	21	efficiency	efficiency	NOUN
ajfa-3280	109	22	of	of	ADP
ajfa-3280	109	23	an	an	DET
ajfa-3280	109	24	organization	organization	NOUN
ajfa-3280	109	25	can	can	AUX
ajfa-3280	109	26	be	be	AUX
ajfa-3280	109	27	compared	compare	VERB
ajfa-3280	109	28	.	.	PUNCT
ajfa-3280	110	1	5	5	X
ajfa-3280	110	2	.	.	X
ajfa-3280	110	3	objectives	objective	NOUN
ajfa-3280	110	4	of	of	ADP
ajfa-3280	110	5	the	the	DET
ajfa-3280	110	6	study	study	NOUN
ajfa-3280	110	7	the	the	DET
ajfa-3280	110	8	present	present	ADJ
ajfa-3280	110	9	research	research	NOUN
ajfa-3280	110	10	work	work	NOUN
ajfa-3280	110	11	seeks	seek	VERB
ajfa-3280	110	12	to	to	PART
ajfa-3280	110	13	examine	examine	VERB
ajfa-3280	110	14	the	the	DET
ajfa-3280	110	15	effect	effect	NOUN
ajfa-3280	110	16	of	of	ADP
ajfa-3280	110	17	profitability	profitability	NOUN
ajfa-3280	110	18	on	on	ADP
ajfa-3280	110	19	performances	performance	NOUN
ajfa-3280	110	20	of	of	ADP
ajfa-3280	110	21	commercial	commercial	ADJ
ajfa-3280	110	22	banks	bank	NOUN
ajfa-3280	110	23	.	.	PUNCT
ajfa-3280	111	1	the	the	DET
ajfa-3280	111	2	following	follow	VERB
ajfa-3280	111	3	are	be	AUX
ajfa-3280	111	4	the	the	DET
ajfa-3280	111	5	important	important	ADJ
ajfa-3280	111	6	objectives	objective	NOUN
ajfa-3280	111	7	of	of	ADP
ajfa-3280	111	8	the	the	DET
ajfa-3280	111	9	study	study	NOUN
ajfa-3280	111	10	:	:	PUNCT
ajfa-3280	111	11	1	1	X
ajfa-3280	111	12	)	)	PUNCT
ajfa-3280	111	13	to	to	PART
ajfa-3280	111	14	find	find	VERB
ajfa-3280	111	15	evaluate	evaluate	VERB
ajfa-3280	111	16	the	the	DET
ajfa-3280	111	17	profitability	profitability	NOUN
ajfa-3280	111	18	on	on	ADP
ajfa-3280	111	19	the	the	DET
ajfa-3280	111	20	gross	gross	ADJ
ajfa-3280	111	21	profit	profit	NOUN
ajfa-3280	111	22	ratio	ratio	NOUN
ajfa-3280	111	23	between	between	ADP
ajfa-3280	111	24	sbi	sbi	NOUN
ajfa-3280	111	25	and	and	CCONJ
ajfa-3280	111	26	cab	cab	NOUN
ajfa-3280	111	27	.	.	PUNCT
ajfa-3280	112	1	2	2	NUM
ajfa-3280	112	2	)	)	PUNCT
ajfa-3280	112	3	to	to	PART
ajfa-3280	112	4	find	find	VERB
ajfa-3280	112	5	evaluate	evaluate	VERB
ajfa-3280	112	6	the	the	DET
ajfa-3280	112	7	profitability	profitability	NOUN
ajfa-3280	112	8	on	on	ADP
ajfa-3280	112	9	the	the	DET
ajfa-3280	112	10	net	net	ADJ
ajfa-3280	112	11	profit	profit	NOUN
ajfa-3280	112	12	ratio	ratio	NOUN
ajfa-3280	112	13	between	between	ADP
ajfa-3280	112	14	sbi	sbi	NOUN
ajfa-3280	112	15	and	and	CCONJ
ajfa-3280	112	16	cab	cab	NOUN
ajfa-3280	112	17	3	3	NUM
ajfa-3280	112	18	)	)	PUNCT
ajfa-3280	112	19	to	to	PART
ajfa-3280	112	20	find	find	VERB
ajfa-3280	112	21	evaluate	evaluate	VERB
ajfa-3280	112	22	the	the	DET
ajfa-3280	112	23	profitability	profitability	NOUN
ajfa-3280	112	24	on	on	ADP
ajfa-3280	112	25	the	the	DET
ajfa-3280	112	26	operating	operate	VERB
ajfa-3280	112	27	profit	profit	NOUN
ajfa-3280	112	28	ratio	ratio	NOUN
ajfa-3280	112	29	between	between	ADP
ajfa-3280	112	30	sbi	sbi	NOUN
ajfa-3280	112	31	and	and	CCONJ
ajfa-3280	112	32	cab	cab	NOUN
ajfa-3280	112	33	.	.	PUNCT
ajfa-3280	113	1	4	4	NUM
ajfa-3280	113	2	)	)	PUNCT
ajfa-3280	113	3	to	to	PART
ajfa-3280	113	4	find	find	VERB
ajfa-3280	113	5	evaluate	evaluate	VERB
ajfa-3280	113	6	the	the	DET
ajfa-3280	113	7	profitability	profitability	NOUN
ajfa-3280	113	8	on	on	ADP
ajfa-3280	113	9	the	the	DET
ajfa-3280	113	10	operating	operate	VERB
ajfa-3280	113	11	ratio	ratio	NOUN
ajfa-3280	113	12	between	between	ADP
ajfa-3280	113	13	sbi	sbi	NOUN
ajfa-3280	113	14	and	and	CCONJ
ajfa-3280	113	15	cab	cab	NOUN
ajfa-3280	113	16	.	.	PUNCT
ajfa-3280	114	1	5	5	NUM
ajfa-3280	114	2	)	)	PUNCT
ajfa-3280	114	3	to	to	PART
ajfa-3280	114	4	find	find	VERB
ajfa-3280	114	5	evaluate	evaluate	VERB
ajfa-3280	114	6	the	the	DET
ajfa-3280	114	7	profitability	profitability	NOUN
ajfa-3280	114	8	on	on	ADP
ajfa-3280	114	9	the	the	DET
ajfa-3280	114	10	return	return	NOUN
ajfa-3280	114	11	on	on	ADP
ajfa-3280	114	12	equity	equity	NOUN
ajfa-3280	114	13	share	share	NOUN
ajfa-3280	114	14	holder	holder	NOUN
ajfa-3280	114	15	's	's	PART
ajfa-3280	114	16	fund	fund	NOUN
ajfa-3280	114	17	between	between	ADP
ajfa-3280	114	18	sbi	sbi	NOUN
ajfa-3280	114	19	and	and	CCONJ
ajfa-3280	114	20	cab	cab	NOUN
ajfa-3280	114	21	.	.	PUNCT
ajfa-3280	115	1	6	6	NUM
ajfa-3280	115	2	)	)	PUNCT
ajfa-3280	115	3	to	to	PART
ajfa-3280	115	4	find	find	VERB
ajfa-3280	115	5	evaluate	evaluate	VERB
ajfa-3280	115	6	the	the	DET
ajfa-3280	115	7	profitability	profitability	NOUN
ajfa-3280	115	8	on	on	ADP
ajfa-3280	115	9	the	the	DET
ajfa-3280	115	10	return	return	NOUN
ajfa-3280	115	11	on	on	ADP
ajfa-3280	115	12	capital	capital	NOUN
ajfa-3280	115	13	employed	employ	VERB
ajfa-3280	115	14	ratio	ratio	NOUN
ajfa-3280	115	15	between	between	ADP
ajfa-3280	115	16	sbi	sbi	NOUN
ajfa-3280	115	17	and	and	CCONJ
ajfa-3280	115	18	cab	cab	NOUN
ajfa-3280	115	19	.	.	PUNCT
ajfa-3280	116	1	7	7	NUM
ajfa-3280	116	2	)	)	PUNCT
ajfa-3280	116	3	to	to	PART
ajfa-3280	116	4	find	find	VERB
ajfa-3280	116	5	evaluate	evaluate	VERB
ajfa-3280	116	6	the	the	DET
ajfa-3280	116	7	profitability	profitability	NOUN
ajfa-3280	116	8	on	on	ADP
ajfa-3280	116	9	the	the	DET
ajfa-3280	116	10	return	return	NOUN
ajfa-3280	116	11	on	on	ADP
ajfa-3280	116	12	total	total	ADJ
ajfa-3280	116	13	assets	asset	NOUN
ajfa-3280	116	14	ratio	ratio	NOUN
ajfa-3280	116	15	between	between	ADP
ajfa-3280	116	16	sbi	sbi	NOUN
ajfa-3280	116	17	and	and	CCONJ
ajfa-3280	116	18	cab	cab	NOUN
ajfa-3280	116	19	.	.	PUNCT
ajfa-3280	117	1	6	6	NUM
ajfa-3280	117	2	.	.	X
ajfa-3280	117	3	research	research	NOUN
ajfa-3280	117	4	methodology	methodology	NOUN
ajfa-3280	117	5	the	the	DET
ajfa-3280	117	6	study	study	NOUN
ajfa-3280	117	7	is	be	AUX
ajfa-3280	117	8	based	base	VERB
ajfa-3280	117	9	on	on	ADP
ajfa-3280	117	10	the	the	DET
ajfa-3280	117	11	following	follow	VERB
ajfa-3280	117	12	methodology	methodology	NOUN
ajfa-3280	117	13	.	.	PUNCT
ajfa-3280	118	1	6.1	6.1	NUM
ajfa-3280	118	2	nature	nature	NOUN
ajfa-3280	118	3	of	of	ADP
ajfa-3280	118	4	data	datum	NOUN
ajfa-3280	118	5	the	the	DET
ajfa-3280	118	6	data	datum	NOUN
ajfa-3280	118	7	required	require	VERB
ajfa-3280	118	8	for	for	ADP
ajfa-3280	118	9	the	the	DET
ajfa-3280	118	10	purpose	purpose	NOUN
ajfa-3280	118	11	of	of	ADP
ajfa-3280	118	12	the	the	DET
ajfa-3280	118	13	study	study	NOUN
ajfa-3280	118	14	are	be	AUX
ajfa-3280	118	15	the	the	DET
ajfa-3280	118	16	following	following	NOUN
ajfa-3280	118	17	in	in	ADP
ajfa-3280	118	18	nature	nature	NOUN
ajfa-3280	118	19	:	:	PUNCT
ajfa-3280	118	20	1	1	X
ajfa-3280	118	21	.	.	X
ajfa-3280	118	22	information	information	NOUN
ajfa-3280	118	23	relating	relate	VERB
ajfa-3280	118	24	to	to	ADP
ajfa-3280	118	25	the	the	DET
ajfa-3280	118	26	formation	formation	NOUN
ajfa-3280	118	27	,	,	PUNCT
ajfa-3280	118	28	growth	growth	NOUN
ajfa-3280	118	29	,	,	PUNCT
ajfa-3280	118	30	operational	operational	ADJ
ajfa-3280	118	31	jurisdiction	jurisdiction	NOUN
ajfa-3280	118	32	,	,	PUNCT
ajfa-3280	118	33	financial	financial	ADJ
ajfa-3280	118	34	activities	activity	NOUN
ajfa-3280	118	35	and	and	CCONJ
ajfa-3280	118	36	programmes	programme	NOUN
ajfa-3280	118	37	of	of	ADP
ajfa-3280	118	38	commercial	commercial	ADJ
ajfa-3280	118	39	banks	bank	NOUN
ajfa-3280	118	40	.	.	PUNCT
ajfa-3280	119	1	2	2	X
ajfa-3280	119	2	.	.	X
ajfa-3280	119	3	balance	balance	NOUN
ajfa-3280	119	4	sheet	sheet	NOUN
ajfa-3280	119	5	,	,	PUNCT
ajfa-3280	119	6	profit	profit	NOUN
ajfa-3280	119	7	and	and	CCONJ
ajfa-3280	119	8	loss	loss	NOUN
ajfa-3280	119	9	account	account	NOUN
ajfa-3280	119	10	published	publish	VERB
ajfa-3280	119	11	in	in	ADP
ajfa-3280	119	12	the	the	DET
ajfa-3280	119	13	form	form	NOUN
ajfa-3280	119	14	of	of	ADP
ajfa-3280	119	15	annual	annual	ADJ
ajfa-3280	119	16	reports	report	NOUN
ajfa-3280	119	17	of	of	ADP
ajfa-3280	119	18	commercial	commercial	ADJ
ajfa-3280	119	19	banks	bank	NOUN
ajfa-3280	119	20	.	.	PUNCT
ajfa-3280	120	1	asian	asian	ADJ
ajfa-3280	120	2	journal	journal	PROPN
ajfa-3280	120	3	of	of	ADP
ajfa-3280	120	4	finance	finance	PROPN
ajfa-3280	120	5	&	&	CCONJ
ajfa-3280	120	6	accounting	accounting	PROPN
ajfa-3280	120	7	issn	issn	PROPN
ajfa-3280	120	8	1946	1946	NUM
ajfa-3280	120	9	-	-	PUNCT
ajfa-3280	120	10	052x	052x	NOUN
ajfa-3280	120	11	2013	2013	NUM
ajfa-3280	120	12	,	,	PUNCT
ajfa-3280	120	13	vol	vol	NOUN
ajfa-3280	120	14	.	.	PROPN
ajfa-3280	120	15	5	5	NUM
ajfa-3280	120	16	,	,	PUNCT
ajfa-3280	120	17	no	no	INTJ
ajfa-3280	120	18	.	.	NOUN
ajfa-3280	120	19	1	1	NUM
ajfa-3280	120	20	www.macrothink.org/ajfa	www.macrothink.org/ajfa	NOUN
ajfa-3280	120	21	264	264	NUM
ajfa-3280	120	22	3	3	NUM
ajfa-3280	120	23	.	.	PUNCT
ajfa-3280	121	1	statistical	statistical	ADJ
ajfa-3280	121	2	summary	summary	NOUN
ajfa-3280	121	3	of	of	ADP
ajfa-3280	121	4	all	all	DET
ajfa-3280	121	5	scheduled	schedule	VERB
ajfa-3280	121	6	commercial	commercial	ADJ
ajfa-3280	121	7	banks	bank	NOUN
ajfa-3280	121	8	in	in	ADP
ajfa-3280	121	9	jordan	jordan	PROPN
ajfa-3280	121	10	published	publish	VERB
ajfa-3280	121	11	in	in	ADP
ajfa-3280	121	12	annual	annual	ADJ
ajfa-3280	121	13	reports	report	NOUN
ajfa-3280	121	14	of	of	ADP
ajfa-3280	121	15	commercial	commercial	ADJ
ajfa-3280	121	16	banks	bank	NOUN
ajfa-3280	121	17	present	present	ADJ
ajfa-3280	121	18	and	and	CCONJ
ajfa-3280	121	19	past	past	ADJ
ajfa-3280	121	20	practices	practice	NOUN
ajfa-3280	121	21	.	.	PUNCT
ajfa-3280	122	1	4	4	X
ajfa-3280	122	2	.	.	X
ajfa-3280	122	3	banking	banking	NOUN
ajfa-3280	122	4	statistics	statistic	NOUN
ajfa-3280	122	5	published	publish	VERB
ajfa-3280	122	6	in	in	ADP
ajfa-3280	122	7	the	the	DET
ajfa-3280	122	8	central	central	ADJ
ajfa-3280	122	9	bank	bank	PROPN
ajfa-3280	122	10	of	of	ADP
ajfa-3280	122	11	jordan	jordan	PROPN
ajfa-3280	122	12	bulletin	bulletin	PROPN
ajfa-3280	122	13	.	.	PUNCT
ajfa-3280	123	1	6.2	6.2	NUM
ajfa-3280	123	2	sources	source	NOUN
ajfa-3280	123	3	of	of	ADP
ajfa-3280	123	4	data	datum	NOUN
ajfa-3280	123	5	most	most	ADJ
ajfa-3280	123	6	of	of	ADP
ajfa-3280	123	7	the	the	DET
ajfa-3280	123	8	information	information	NOUN
ajfa-3280	123	9	collected	collect	VERB
ajfa-3280	123	10	for	for	ADP
ajfa-3280	123	11	the	the	DET
ajfa-3280	123	12	study	study	NOUN
ajfa-3280	123	13	will	will	AUX
ajfa-3280	123	14	be	be	AUX
ajfa-3280	123	15	secondary	secondary	ADJ
ajfa-3280	123	16	in	in	ADP
ajfa-3280	123	17	nature	nature	NOUN
ajfa-3280	123	18	.	.	PUNCT
ajfa-3280	124	1	the	the	DET
ajfa-3280	124	2	secondary	secondary	ADJ
ajfa-3280	124	3	data	datum	NOUN
ajfa-3280	124	4	will	will	AUX
ajfa-3280	124	5	be	be	AUX
ajfa-3280	124	6	collected	collect	VERB
ajfa-3280	124	7	from	from	ADP
ajfa-3280	124	8	the	the	DET
ajfa-3280	124	9	following	follow	VERB
ajfa-3280	124	10	sources	source	NOUN
ajfa-3280	124	11	:	:	PUNCT
ajfa-3280	124	12	information	information	NOUN
ajfa-3280	124	13	relating	relate	VERB
ajfa-3280	124	14	to	to	ADP
ajfa-3280	124	15	scheduled	schedule	VERB
ajfa-3280	124	16	commercial	commercial	ADJ
ajfa-3280	124	17	bank	bank	NOUN
ajfa-3280	124	18	offices	office	NOUN
ajfa-3280	124	19	will	will	AUX
ajfa-3280	124	20	be	be	AUX
ajfa-3280	124	21	obtained	obtain	VERB
ajfa-3280	124	22	from	from	ADP
ajfa-3280	124	23	the	the	DET
ajfa-3280	124	24	bank	bank	NOUN
ajfa-3280	124	25	.	.	PUNCT
ajfa-3280	125	1	annual	annual	ADJ
ajfa-3280	125	2	reports	report	NOUN
ajfa-3280	125	3	of	of	ADP
ajfa-3280	125	4	banks	bank	NOUN
ajfa-3280	125	5	.	.	PUNCT
ajfa-3280	126	1	6.3	6.3	NUM
ajfa-3280	126	2	period	period	NOUN
ajfa-3280	126	3	of	of	ADP
ajfa-3280	126	4	study	study	NOUN
ajfa-3280	126	5	the	the	DET
ajfa-3280	126	6	period	period	NOUN
ajfa-3280	126	7	of	of	ADP
ajfa-3280	126	8	study	study	NOUN
ajfa-3280	126	9	spans	span	NOUN
ajfa-3280	126	10	over	over	ADP
ajfa-3280	126	11	the	the	DET
ajfa-3280	126	12	years	year	NOUN
ajfa-3280	126	13	between	between	ADP
ajfa-3280	126	14	year	year	NOUN
ajfa-3280	126	15	2006/2007	2006/2007	NUM
ajfa-3280	126	16	to	to	ADP
ajfa-3280	126	17	2010/2011	2010/2011	NUM
ajfa-3280	126	18	.	.	PUNCT
ajfa-3280	126	19	.	.	PUNCT
ajfa-3280	127	1	it	it	PRON
ajfa-3280	127	2	has	have	VERB
ajfa-3280	127	3	to	to	PART
ajfa-3280	127	4	be	be	AUX
ajfa-3280	127	5	noted	note	VERB
ajfa-3280	127	6	that	that	SCONJ
ajfa-3280	127	7	the	the	DET
ajfa-3280	127	8	accounting	accounting	NOUN
ajfa-3280	127	9	year	year	NOUN
ajfa-3280	127	10	of	of	ADP
ajfa-3280	127	11	state	state	PROPN
ajfa-3280	127	12	bank	bank	PROPN
ajfa-3280	127	13	of	of	ADP
ajfa-3280	127	14	india	india	PROPN
ajfa-3280	127	15	(	(	PUNCT
ajfa-3280	127	16	sbi	sbi	PROPN
ajfa-3280	127	17	)	)	PUNCT
ajfa-3280	127	18	is	be	AUX
ajfa-3280	127	19	from	from	ADP
ajfa-3280	127	20	april	april	PROPN
ajfa-3280	127	21	to	to	ADP
ajfa-3280	127	22	march	march	PROPN
ajfa-3280	127	23	while	while	SCONJ
ajfa-3280	127	24	in	in	ADP
ajfa-3280	127	25	the	the	DET
ajfa-3280	127	26	case	case	NOUN
ajfa-3280	127	27	of	of	ADP
ajfa-3280	127	28	cairo	cairo	PROPN
ajfa-3280	127	29	amman	amman	PROPN
ajfa-3280	127	30	bank	bank	PROPN
ajfa-3280	127	31	(	(	PUNCT
ajfa-3280	127	32	cab	cab	PROPN
ajfa-3280	127	33	)	)	PUNCT
ajfa-3280	127	34	the	the	DET
ajfa-3280	127	35	accounting	accounting	NOUN
ajfa-3280	127	36	year	year	NOUN
ajfa-3280	127	37	starts	start	VERB
ajfa-3280	127	38	from	from	ADP
ajfa-3280	127	39	1st	1st	PROPN
ajfa-3280	127	40	jan	jan	PROPN
ajfa-3280	127	41	and	and	CCONJ
ajfa-3280	127	42	ends	end	VERB
ajfa-3280	127	43	on	on	ADP
ajfa-3280	127	44	31st	31st	NOUN
ajfa-3280	127	45	dec	dec	PROPN
ajfa-3280	127	46	.	.	PUNCT
ajfa-3280	128	1	the	the	DET
ajfa-3280	128	2	period	period	NOUN
ajfa-3280	128	3	of	of	ADP
ajfa-3280	128	4	five	five	NUM
ajfa-3280	128	5	years	year	NOUN
ajfa-3280	128	6	has	have	AUX
ajfa-3280	128	7	been	be	AUX
ajfa-3280	128	8	taken	take	VERB
ajfa-3280	128	9	mainly	mainly	ADV
ajfa-3280	128	10	to	to	PART
ajfa-3280	128	11	analyze	analyze	VERB
ajfa-3280	128	12	the	the	DET
ajfa-3280	128	13	impact	impact	NOUN
ajfa-3280	128	14	of	of	ADP
ajfa-3280	128	15	profitability	profitability	NOUN
ajfa-3280	128	16	of	of	ADP
ajfa-3280	128	17	commercial	commercial	ADJ
ajfa-3280	128	18	banks	bank	NOUN
ajfa-3280	128	19	.	.	PUNCT
ajfa-3280	129	1	incidentally	incidentally	ADV
ajfa-3280	129	2	this	this	PRON
ajfa-3280	129	3	is	be	AUX
ajfa-3280	129	4	most	most	ADV
ajfa-3280	129	5	significant	significant	ADJ
ajfa-3280	129	6	period	period	NOUN
ajfa-3280	129	7	,	,	PUNCT
ajfa-3280	129	8	in	in	ADP
ajfa-3280	129	9	the	the	DET
ajfa-3280	129	10	life	life	NOUN
ajfa-3280	129	11	of	of	ADP
ajfa-3280	129	12	banks	bank	NOUN
ajfa-3280	129	13	because	because	SCONJ
ajfa-3280	129	14	the	the	DET
ajfa-3280	129	15	profits	profit	NOUN
ajfa-3280	129	16	are	be	AUX
ajfa-3280	129	17	more	more	ADV
ajfa-3280	129	18	or	or	CCONJ
ajfa-3280	129	19	less	less	ADV
ajfa-3280	129	20	volatile	volatile	ADJ
ajfa-3280	129	21	during	during	ADP
ajfa-3280	129	22	the	the	DET
ajfa-3280	129	23	period	period	NOUN
ajfa-3280	129	24	.	.	PUNCT
ajfa-3280	130	1	thus	thus	ADV
ajfa-3280	130	2	,	,	PUNCT
ajfa-3280	130	3	the	the	DET
ajfa-3280	130	4	study	study	NOUN
ajfa-3280	130	5	covers	cover	VERB
ajfa-3280	130	6	a	a	DET
ajfa-3280	130	7	period	period	NOUN
ajfa-3280	130	8	of	of	ADP
ajfa-3280	130	9	five	five	NUM
ajfa-3280	130	10	years	year	NOUN
ajfa-3280	130	11	from	from	ADP
ajfa-3280	130	12	2006/2007	2006/2007	NUM
ajfa-3280	130	13	to	to	ADP
ajfa-3280	130	14	2010/2011	2010/2011	NUM
ajfa-3280	130	15	.	.	PUNCT
ajfa-3280	131	1	6.4	6.4	NUM
ajfa-3280	131	2	scope	scope	NOUN
ajfa-3280	131	3	of	of	ADP
ajfa-3280	131	4	the	the	DET
ajfa-3280	131	5	study	study	NOUN
ajfa-3280	131	6	:	:	PUNCT
ajfa-3280	131	7	in	in	ADP
ajfa-3280	131	8	the	the	DET
ajfa-3280	131	9	present	present	ADJ
ajfa-3280	131	10	study	study	NOUN
ajfa-3280	131	11	following	follow	VERB
ajfa-3280	131	12	banks	bank	NOUN
ajfa-3280	131	13	have	have	AUX
ajfa-3280	131	14	been	be	AUX
ajfa-3280	131	15	covered	cover	VERB
ajfa-3280	131	16	state	state	NOUN
ajfa-3280	131	17	bank	bank	PROPN
ajfa-3280	131	18	of	of	ADP
ajfa-3280	131	19	india	india	PROPN
ajfa-3280	131	20	(	(	PUNCT
ajfa-3280	131	21	sbi	sbi	PROPN
ajfa-3280	131	22	)	)	PUNCT
ajfa-3280	131	23	cairo	cairo	PROPN
ajfa-3280	131	24	amman	amman	PROPN
ajfa-3280	131	25	bank	bank	PROPN
ajfa-3280	131	26	,	,	PUNCT
ajfa-3280	131	27	jordan	jordan	PROPN
ajfa-3280	131	28	(	(	PUNCT
ajfa-3280	131	29	cab	cab	PROPN
ajfa-3280	131	30	)	)	PUNCT
ajfa-3280	131	31	6.5	6.5	NUM
ajfa-3280	131	32	hypotheses	hypothesis	NOUN
ajfa-3280	131	33	of	of	ADP
ajfa-3280	131	34	the	the	DET
ajfa-3280	131	35	study	study	NOUN
ajfa-3280	131	36	h1	h1	VERB
ajfa-3280	131	37	there	there	PRON
ajfa-3280	131	38	is	be	VERB
ajfa-3280	131	39	no	no	DET
ajfa-3280	131	40	significant	significant	ADJ
ajfa-3280	131	41	difference	difference	NOUN
ajfa-3280	131	42	in	in	ADP
ajfa-3280	131	43	gross	gross	ADJ
ajfa-3280	131	44	profit	profit	NOUN
ajfa-3280	131	45	ratio	ratio	NOUN
ajfa-3280	131	46	between	between	ADP
ajfa-3280	131	47	sbi	sbi	NOUN
ajfa-3280	131	48	and	and	CCONJ
ajfa-3280	131	49	cab	cab	NOUN
ajfa-3280	131	50	h2	h2	PROPN
ajfa-3280	131	51	there	there	PRON
ajfa-3280	131	52	is	be	VERB
ajfa-3280	131	53	no	no	DET
ajfa-3280	131	54	significant	significant	ADJ
ajfa-3280	131	55	difference	difference	NOUN
ajfa-3280	131	56	in	in	ADP
ajfa-3280	131	57	net	net	ADJ
ajfa-3280	131	58	profit	profit	NOUN
ajfa-3280	131	59	ratio	ratio	NOUN
ajfa-3280	131	60	between	between	ADP
ajfa-3280	131	61	sbi	sbi	NOUN
ajfa-3280	131	62	and	and	CCONJ
ajfa-3280	131	63	cab	cab	NOUN
ajfa-3280	131	64	h3	h3	NOUN
ajfa-3280	131	65	there	there	PRON
ajfa-3280	131	66	is	be	VERB
ajfa-3280	131	67	no	no	DET
ajfa-3280	131	68	significant	significant	ADJ
ajfa-3280	131	69	difference	difference	NOUN
ajfa-3280	131	70	in	in	ADP
ajfa-3280	131	71	operating	operate	VERB
ajfa-3280	131	72	profit	profit	NOUN
ajfa-3280	131	73	ratio	ratio	NOUN
ajfa-3280	131	74	between	between	ADP
ajfa-3280	131	75	sbi	sbi	NOUN
ajfa-3280	131	76	and	and	CCONJ
ajfa-3280	131	77	cab	cab	NOUN
ajfa-3280	131	78	h4	h4	NOUN
ajfa-3280	131	79	there	there	PRON
ajfa-3280	131	80	is	be	VERB
ajfa-3280	131	81	no	no	DET
ajfa-3280	131	82	significant	significant	ADJ
ajfa-3280	131	83	difference	difference	NOUN
ajfa-3280	131	84	in	in	ADP
ajfa-3280	131	85	operating	operate	VERB
ajfa-3280	131	86	ratio	ratio	NOUN
ajfa-3280	131	87	between	between	ADP
ajfa-3280	131	88	sbi	sbi	NOUN
ajfa-3280	131	89	and	and	CCONJ
ajfa-3280	131	90	cab	cab	NOUN
ajfa-3280	131	91	h5	h5	NOUN
ajfa-3280	131	92	there	there	PRON
ajfa-3280	131	93	is	be	VERB
ajfa-3280	131	94	no	no	DET
ajfa-3280	131	95	significant	significant	ADJ
ajfa-3280	131	96	difference	difference	NOUN
ajfa-3280	131	97	in	in	ADP
ajfa-3280	131	98	return	return	NOUN
ajfa-3280	131	99	on	on	ADP
ajfa-3280	131	100	equity	equity	NOUN
ajfa-3280	131	101	share	share	NOUN
ajfa-3280	131	102	holder	holder	NOUN
ajfa-3280	131	103	's	's	PART
ajfa-3280	131	104	fund	fund	NOUN
ajfa-3280	131	105	between	between	ADP
ajfa-3280	131	106	sbi	sbi	NOUN
ajfa-3280	131	107	and	and	CCONJ
ajfa-3280	131	108	cab	cab	NOUN
ajfa-3280	131	109	h6	h6	PROPN
ajfa-3280	131	110	there	there	PRON
ajfa-3280	131	111	is	be	VERB
ajfa-3280	131	112	no	no	DET
ajfa-3280	131	113	significant	significant	ADJ
ajfa-3280	131	114	difference	difference	NOUN
ajfa-3280	131	115	in	in	ADP
ajfa-3280	131	116	return	return	NOUN
ajfa-3280	131	117	on	on	ADP
ajfa-3280	131	118	capital	capital	NOUN
ajfa-3280	131	119	employed	employ	VERB
ajfa-3280	131	120	ratio	ratio	NOUN
ajfa-3280	131	121	between	between	ADP
ajfa-3280	131	122	sbi	sbi	PROPN
ajfa-3280	131	123	and	and	CCONJ
ajfa-3280	131	124	cab	cab	PROPN
ajfa-3280	131	125	h7	h7	PROPN
ajfa-3280	131	126	there	there	PRON
ajfa-3280	131	127	is	be	VERB
ajfa-3280	131	128	no	no	DET
ajfa-3280	131	129	significant	significant	ADJ
ajfa-3280	131	130	difference	difference	NOUN
ajfa-3280	131	131	in	in	ADP
ajfa-3280	131	132	return	return	NOUN
ajfa-3280	131	133	on	on	ADP
ajfa-3280	131	134	total	total	ADJ
ajfa-3280	131	135	assets	asset	NOUN
ajfa-3280	131	136	ratio	ratio	NOUN
ajfa-3280	131	137	between	between	ADP
ajfa-3280	131	138	sbi	sbi	NOUN
ajfa-3280	131	139	and	and	CCONJ
ajfa-3280	131	140	cab	cab	NOUN
ajfa-3280	131	141	.	.	PUNCT
ajfa-3280	132	1	6.5.1	6.5.1	NUM
ajfa-3280	132	2	first	first	ADJ
ajfa-3280	132	3	hypothesis	hypothesis	NOUN
ajfa-3280	132	4	h1	h1	NOUN
ajfa-3280	132	5	:	:	PUNCT
ajfa-3280	132	6	there	there	PRON
ajfa-3280	132	7	is	be	VERB
ajfa-3280	132	8	no	no	DET
ajfa-3280	132	9	significant	significant	ADJ
ajfa-3280	132	10	difference	difference	NOUN
ajfa-3280	132	11	in	in	ADP
ajfa-3280	132	12	gross	gross	ADJ
ajfa-3280	132	13	profit	profit	NOUN
ajfa-3280	132	14	ratio	ratio	NOUN
ajfa-3280	132	15	between	between	ADP
ajfa-3280	132	16	sbi	sbi	NOUN
ajfa-3280	132	17	and	and	CCONJ
ajfa-3280	132	18	cab	cab	VERB
ajfa-3280	132	19	the	the	DET
ajfa-3280	132	20	gross	gross	ADJ
ajfa-3280	132	21	profit	profit	NOUN
ajfa-3280	132	22	ratio	ratio	NOUN
ajfa-3280	132	23	of	of	ADP
ajfa-3280	132	24	sbi	sbi	PROPN
ajfa-3280	132	25	(	(	PUNCT
ajfa-3280	132	26	india	india	PROPN
ajfa-3280	132	27	)	)	PUNCT
ajfa-3280	132	28	and	and	CCONJ
ajfa-3280	132	29	cab	cab	PROPN
ajfa-3280	132	30	(	(	PUNCT
ajfa-3280	132	31	jordan	jordan	PROPN
ajfa-3280	132	32	)	)	PUNCT
ajfa-3280	132	33	has	have	AUX
ajfa-3280	132	34	been	be	AUX
ajfa-3280	132	35	presented	present	VERB
ajfa-3280	132	36	in	in	ADP
ajfa-3280	132	37	the	the	DET
ajfa-3280	132	38	table	table	NOUN
ajfa-3280	132	39	1.1	1.1	NUM
ajfa-3280	132	40	asian	asian	ADJ
ajfa-3280	132	41	journal	journal	NOUN
ajfa-3280	132	42	of	of	ADP
ajfa-3280	132	43	finance	finance	PROPN
ajfa-3280	132	44	&	&	CCONJ
ajfa-3280	132	45	accounting	accounting	PROPN
ajfa-3280	132	46	issn	issn	PROPN
ajfa-3280	132	47	1946	1946	NUM
ajfa-3280	132	48	-	-	PUNCT
ajfa-3280	132	49	052x	052x	NOUN
ajfa-3280	132	50	2013	2013	NUM
ajfa-3280	132	51	,	,	PUNCT
ajfa-3280	132	52	vol	vol	NOUN
ajfa-3280	132	53	.	.	PROPN
ajfa-3280	132	54	5	5	NUM
ajfa-3280	132	55	,	,	PUNCT
ajfa-3280	132	56	no	no	INTJ
ajfa-3280	132	57	.	.	NOUN
ajfa-3280	132	58	1	1	NUM
ajfa-3280	132	59	www.macrothink.org/ajfa	www.macrothink.org/ajfa	NOUN
ajfa-3280	132	60	265	265	NUM
ajfa-3280	132	61	it	it	PRON
ajfa-3280	132	62	can	can	AUX
ajfa-3280	132	63	be	be	AUX
ajfa-3280	132	64	visualized	visualize	VERB
ajfa-3280	132	65	from	from	ADP
ajfa-3280	132	66	the	the	DET
ajfa-3280	132	67	table	table	NOUN
ajfa-3280	132	68	1.1	1.1	NUM
ajfa-3280	132	69	that	that	PRON
ajfa-3280	132	70	the	the	DET
ajfa-3280	132	71	gross	gross	ADJ
ajfa-3280	132	72	profit	profit	NOUN
ajfa-3280	132	73	ratio	ratio	NOUN
ajfa-3280	132	74	in	in	ADP
ajfa-3280	132	75	sbi	sbi	PROPN
ajfa-3280	132	76	,	,	PUNCT
ajfa-3280	132	77	india	india	PROPN
ajfa-3280	132	78	showed	show	VERB
ajfa-3280	132	79	a	a	DET
ajfa-3280	132	80	fluctuating	fluctuate	VERB
ajfa-3280	132	81	trend	trend	NOUN
ajfa-3280	132	82	and	and	CCONJ
ajfa-3280	132	83	varied	varied	ADJ
ajfa-3280	132	84	within	within	ADP
ajfa-3280	132	85	the	the	DET
ajfa-3280	132	86	range	range	NOUN
ajfa-3280	132	87	of	of	ADP
ajfa-3280	132	88	40.39	40.39	NUM
ajfa-3280	132	89	percent	percent	NOUN
ajfa-3280	132	90	in	in	ADP
ajfa-3280	132	91	2006	2006	NUM
ajfa-3280	132	92	-	-	SYM
ajfa-3280	132	93	07	07	NUM
ajfa-3280	132	94	to	to	ADP
ajfa-3280	132	95	23.26	23.26	NUM
ajfa-3280	132	96	percent	percent	NOUN
ajfa-3280	132	97	in	in	ADP
ajfa-3280	132	98	2009	2009	NUM
ajfa-3280	132	99	-	-	SYM
ajfa-3280	132	100	10	10	NUM
ajfa-3280	132	101	i.e.	i.e.	X
ajfa-3280	132	102	the	the	DET
ajfa-3280	132	103	range	range	NOUN
ajfa-3280	132	104	of	of	ADP
ajfa-3280	132	105	total	total	ADJ
ajfa-3280	132	106	variation	variation	NOUN
ajfa-3280	132	107	was	be	AUX
ajfa-3280	132	108	17.13	17.13	NUM
ajfa-3280	132	109	percent	percent	NOUN
ajfa-3280	132	110	.	.	PUNCT
ajfa-3280	133	1	on	on	ADP
ajfa-3280	133	2	the	the	DET
ajfa-3280	133	3	other	other	ADJ
ajfa-3280	133	4	hand	hand	NOUN
ajfa-3280	133	5	the	the	DET
ajfa-3280	133	6	gross	gross	ADJ
ajfa-3280	133	7	profit	profit	NOUN
ajfa-3280	133	8	ratio	ratio	NOUN
ajfa-3280	133	9	in	in	ADP
ajfa-3280	133	10	cab	cab	NOUN
ajfa-3280	133	11	,	,	PUNCT
ajfa-3280	133	12	jordan	jordan	PROPN
ajfa-3280	133	13	almost	almost	ADV
ajfa-3280	133	14	showed	show	VERB
ajfa-3280	133	15	a	a	DET
ajfa-3280	133	16	consistent	consistent	ADJ
ajfa-3280	133	17	trend	trend	NOUN
ajfa-3280	133	18	during	during	ADP
ajfa-3280	133	19	the	the	DET
ajfa-3280	133	20	period	period	NOUN
ajfa-3280	133	21	of	of	ADP
ajfa-3280	133	22	study	study	NOUN
ajfa-3280	133	23	except	except	SCONJ
ajfa-3280	133	24	in	in	ADP
ajfa-3280	133	25	the	the	DET
ajfa-3280	133	26	year	year	NOUN
ajfa-3280	133	27	2008	2008	NUM
ajfa-3280	133	28	-	-	SYM
ajfa-3280	133	29	09	09	NUM
ajfa-3280	133	30	and	and	CCONJ
ajfa-3280	133	31	varied	varied	ADJ
ajfa-3280	133	32	within	within	ADP
ajfa-3280	133	33	the	the	DET
ajfa-3280	133	34	range	range	NOUN
ajfa-3280	133	35	of	of	ADP
ajfa-3280	133	36	71.72	71.72	NUM
ajfa-3280	133	37	percent	percent	NOUN
ajfa-3280	133	38	in	in	ADP
ajfa-3280	133	39	2010	2010	NUM
ajfa-3280	133	40	-	-	SYM
ajfa-3280	133	41	11	11	NUM
ajfa-3280	133	42	to	to	ADP
ajfa-3280	133	43	16.37	16.37	NUM
ajfa-3280	133	44	percent	percent	NOUN
ajfa-3280	133	45	in	in	ADP
ajfa-3280	133	46	2008	2008	NUM
ajfa-3280	133	47	-	-	SYM
ajfa-3280	133	48	09	09	NUM
ajfa-3280	133	49	.	.	PUNCT
ajfa-3280	134	1	the	the	DET
ajfa-3280	134	2	width	width	NOUN
ajfa-3280	134	3	of	of	ADP
ajfa-3280	134	4	range	range	NOUN
ajfa-3280	134	5	was	be	AUX
ajfa-3280	134	6	very	very	ADV
ajfa-3280	134	7	high	high	ADJ
ajfa-3280	134	8	i.e.	i.e.	X
ajfa-3280	134	9	,	,	PUNCT
ajfa-3280	134	10	55.35	55.35	NUM
ajfa-3280	134	11	percent	percent	NOUN
ajfa-3280	134	12	which	which	PRON
ajfa-3280	134	13	is	be	AUX
ajfa-3280	134	14	not	not	PART
ajfa-3280	134	15	favourable	favourable	ADJ
ajfa-3280	134	16	for	for	ADP
ajfa-3280	134	17	the	the	DET
ajfa-3280	134	18	bank	bank	NOUN
ajfa-3280	134	19	.	.	PUNCT
ajfa-3280	135	1	.the	.the	PRON
ajfa-3280	136	1	average	average	NOUN
ajfa-3280	136	2	of	of	ADP
ajfa-3280	136	3	gross	gross	ADJ
ajfa-3280	136	4	profit	profit	NOUN
ajfa-3280	136	5	ratio	ratio	NOUN
ajfa-3280	136	6	in	in	ADP
ajfa-3280	136	7	sbi	sbi	PROPN
ajfa-3280	136	8	,	,	PUNCT
ajfa-3280	136	9	india	india	PROPN
ajfa-3280	136	10	was	be	AUX
ajfa-3280	136	11	32.24	32.24	NUM
ajfa-3280	136	12	percent	percent	NOUN
ajfa-3280	136	13	while	while	SCONJ
ajfa-3280	136	14	for	for	ADP
ajfa-3280	136	15	cab	cab	NOUN
ajfa-3280	136	16	,	,	PUNCT
ajfa-3280	136	17	jordan	jordan	PROPN
ajfa-3280	136	18	it	it	PRON
ajfa-3280	136	19	was	be	AUX
ajfa-3280	136	20	59.76	59.76	NUM
ajfa-3280	136	21	percent	percent	NOUN
ajfa-3280	136	22	.	.	PUNCT
ajfa-3280	137	1	from	from	ADP
ajfa-3280	137	2	average	average	ADJ
ajfa-3280	137	3	point	point	NOUN
ajfa-3280	137	4	of	of	ADP
ajfa-3280	137	5	view	view	NOUN
ajfa-3280	137	6	cab	cab	NOUN
ajfa-3280	137	7	,	,	PUNCT
ajfa-3280	137	8	jordan	jordan	PROPN
ajfa-3280	137	9	is	be	AUX
ajfa-3280	137	10	better	well	ADV
ajfa-3280	137	11	placed	place	VERB
ajfa-3280	137	12	and	and	CCONJ
ajfa-3280	137	13	signifies	signifie	NOUN
ajfa-3280	137	14	that	that	SCONJ
ajfa-3280	137	15	the	the	DET
ajfa-3280	137	16	cost	cost	NOUN
ajfa-3280	137	17	of	of	ADP
ajfa-3280	137	18	services	service	NOUN
ajfa-3280	137	19	rendered	render	VERB
ajfa-3280	137	20	is	be	AUX
ajfa-3280	137	21	less	less	ADJ
ajfa-3280	137	22	in	in	ADP
ajfa-3280	137	23	comparison	comparison	NOUN
ajfa-3280	137	24	to	to	ADP
ajfa-3280	137	25	the	the	DET
ajfa-3280	137	26	cost	cost	NOUN
ajfa-3280	137	27	of	of	ADP
ajfa-3280	137	28	services	service	NOUN
ajfa-3280	137	29	rendered	render	VERB
ajfa-3280	137	30	by	by	ADP
ajfa-3280	137	31	sbi	sbi	PROPN
ajfa-3280	137	32	,	,	PUNCT
ajfa-3280	137	33	india	india	PROPN
ajfa-3280	137	34	.	.	PUNCT
ajfa-3280	138	1	it	it	PRON
ajfa-3280	138	2	denotes	denote	VERB
ajfa-3280	138	3	an	an	DET
ajfa-3280	138	4	effective	effective	ADJ
ajfa-3280	138	5	management	management	NOUN
ajfa-3280	138	6	.	.	PUNCT
ajfa-3280	139	1	the	the	DET
ajfa-3280	139	2	variations	variation	NOUN
ajfa-3280	139	3	were	be	AUX
ajfa-3280	139	4	high	high	ADJ
ajfa-3280	139	5	in	in	ADP
ajfa-3280	139	6	cab	cab	NOUN
ajfa-3280	139	7	,	,	PUNCT
ajfa-3280	139	8	jordan	jordan	PROPN
ajfa-3280	139	9	because	because	SCONJ
ajfa-3280	139	10	the	the	DET
ajfa-3280	139	11	coefficient	coefficient	NOUN
ajfa-3280	139	12	of	of	ADP
ajfa-3280	139	13	variation	variation	NOUN
ajfa-3280	139	14	in	in	ADP
ajfa-3280	139	15	cab	cab	NOUN
ajfa-3280	139	16	,	,	PUNCT
ajfa-3280	139	17	jordan	jordan	PROPN
ajfa-3280	139	18	was	be	AUX
ajfa-3280	139	19	36.32	36.32	NUM
ajfa-3280	139	20	percent	percent	NOUN
ajfa-3280	139	21	while	while	SCONJ
ajfa-3280	139	22	in	in	ADP
ajfa-3280	139	23	sbi	sbi	PROPN
ajfa-3280	139	24	,	,	PUNCT
ajfa-3280	139	25	india	india	PROPN
ajfa-3280	139	26	it	it	PRON
ajfa-3280	139	27	was	be	AUX
ajfa-3280	139	28	16.89	16.89	NUM
ajfa-3280	139	29	percent	percent	NOUN
ajfa-3280	139	30	.	.	PUNCT
ajfa-3280	140	1	it	it	PRON
ajfa-3280	140	2	is	be	AUX
ajfa-3280	140	3	suggested	suggest	VERB
ajfa-3280	140	4	that	that	SCONJ
ajfa-3280	140	5	the	the	DET
ajfa-3280	140	6	management	management	NOUN
ajfa-3280	140	7	of	of	ADP
ajfa-3280	140	8	sbi	sbi	PROPN
ajfa-3280	140	9	,	,	PUNCT
ajfa-3280	140	10	india	india	PROPN
ajfa-3280	140	11	should	should	AUX
ajfa-3280	140	12	try	try	VERB
ajfa-3280	140	13	to	to	PART
ajfa-3280	140	14	reduce	reduce	VERB
ajfa-3280	140	15	and	and	CCONJ
ajfa-3280	140	16	control	control	VERB
ajfa-3280	140	17	the	the	DET
ajfa-3280	140	18	cost	cost	NOUN
ajfa-3280	140	19	of	of	ADP
ajfa-3280	140	20	services	service	NOUN
ajfa-3280	140	21	rendered	render	VERB
ajfa-3280	140	22	while	while	SCONJ
ajfa-3280	140	23	the	the	DET
ajfa-3280	140	24	management	management	NOUN
ajfa-3280	140	25	of	of	ADP
ajfa-3280	140	26	cab	cab	NOUN
ajfa-3280	140	27	,	,	PUNCT
ajfa-3280	140	28	jordan	jordan	PROPN
ajfa-3280	140	29	should	should	AUX
ajfa-3280	140	30	try	try	VERB
ajfa-3280	140	31	to	to	PART
ajfa-3280	140	32	maintain	maintain	VERB
ajfa-3280	140	33	the	the	DET
ajfa-3280	140	34	same	same	ADJ
ajfa-3280	140	35	pattern	pattern	NOUN
ajfa-3280	140	36	of	of	ADP
ajfa-3280	140	37	gross	gross	ADJ
ajfa-3280	140	38	profit	profit	NOUN
ajfa-3280	140	39	ratio	ratio	NOUN
ajfa-3280	140	40	but	but	CCONJ
ajfa-3280	140	41	try	try	VERB
ajfa-3280	140	42	to	to	PART
ajfa-3280	140	43	control	control	VERB
ajfa-3280	140	44	the	the	DET
ajfa-3280	140	45	fluctuations	fluctuation	NOUN
ajfa-3280	140	46	.	.	PUNCT
ajfa-3280	141	1	test	test	NOUN
ajfa-3280	141	2	of	of	ADP
ajfa-3280	141	3	significance	significance	NOUN
ajfa-3280	141	4	(	(	PUNCT
ajfa-3280	141	5	t	t	NOUN
ajfa-3280	141	6	test	test	NOUN
ajfa-3280	141	7	for	for	ADP
ajfa-3280	141	8	two	two	NUM
ajfa-3280	141	9	sample	sample	NOUN
ajfa-3280	141	10	means):to	means):to	NOUN
ajfa-3280	141	11	apply	apply	VERB
ajfa-3280	141	12	the	the	DET
ajfa-3280	141	13	t	t	PROPN
ajfa-3280	141	14	test	test	NOUN
ajfa-3280	141	15	,	,	PUNCT
ajfa-3280	141	16	let	let	VERB
ajfa-3280	141	17	the	the	DET
ajfa-3280	141	18	hypothesis	hypothesis	NOUN
ajfa-3280	141	19	be	be	AUX
ajfa-3280	141	20	that	that	SCONJ
ajfa-3280	141	21	the	the	DET
ajfa-3280	141	22	gross	gross	ADJ
ajfa-3280	141	23	profit	profit	NOUN
ajfa-3280	141	24	ratio	ratio	NOUN
ajfa-3280	141	25	of	of	ADP
ajfa-3280	141	26	both	both	CCONJ
ajfa-3280	141	27	the	the	DET
ajfa-3280	141	28	banks	bank	NOUN
ajfa-3280	141	29	is	be	AUX
ajfa-3280	141	30	same	same	ADJ
ajfa-3280	141	31	and	and	CCONJ
ajfa-3280	141	32	there	there	PRON
ajfa-3280	141	33	is	be	VERB
ajfa-3280	141	34	no	no	DET
ajfa-3280	141	35	significant	significant	ADJ
ajfa-3280	141	36	difference	difference	NOUN
ajfa-3280	141	37	computed	compute	VERB
ajfa-3280	141	38	value	value	NOUN
ajfa-3280	141	39	of	of	ADP
ajfa-3280	141	40	t	t	PROPN
ajfa-3280	141	41	for	for	ADP
ajfa-3280	141	42	two	two	NUM
ajfa-3280	141	43	sample	sample	NOUN
ajfa-3280	141	44	means=2.75	means=2.75	NOUN
ajfa-3280	141	45	table	table	NOUN
ajfa-3280	141	46	value	value	NOUN
ajfa-3280	141	47	of	of	ADP
ajfa-3280	141	48	t	t	PROPN
ajfa-3280	141	49	at	at	ADP
ajfa-3280	141	50	5	5	NUM
ajfa-3280	141	51	percent	percent	NOUN
ajfa-3280	141	52	level	level	NOUN
ajfa-3280	141	53	of	of	ADP
ajfa-3280	141	54	significance	significance	NOUN
ajfa-3280	141	55	(	(	PUNCT
ajfa-3280	141	56	for	for	ADP
ajfa-3280	141	57	v=5	v=5	PROPN
ajfa-3280	141	58	+	+	PROPN
ajfa-3280	141	59	5	5	NUM
ajfa-3280	141	60	-	-	SYM
ajfa-3280	141	61	2=8	2=8	NUM
ajfa-3280	141	62	)	)	PUNCT
ajfa-3280	141	63	is	be	AUX
ajfa-3280	141	64	2.306	2.306	NUM
ajfa-3280	141	65	since	since	SCONJ
ajfa-3280	141	66	the	the	DET
ajfa-3280	141	67	calculated	calculate	VERB
ajfa-3280	141	68	value	value	NOUN
ajfa-3280	141	69	of	of	ADP
ajfa-3280	141	70	t	t	PROPN
ajfa-3280	141	71	(	(	PUNCT
ajfa-3280	141	72	2.75	2.75	NUM
ajfa-3280	141	73	)	)	PUNCT
ajfa-3280	141	74	is	be	AUX
ajfa-3280	141	75	more	more	ADJ
ajfa-3280	141	76	than	than	ADP
ajfa-3280	141	77	the	the	DET
ajfa-3280	141	78	table	table	NOUN
ajfa-3280	141	79	value	value	NOUN
ajfa-3280	141	80	(	(	PUNCT
ajfa-3280	141	81	2.306	2.306	NUM
ajfa-3280	141	82	)	)	PUNCT
ajfa-3280	141	83	,	,	PUNCT
ajfa-3280	141	84	hence	hence	ADV
ajfa-3280	141	85	there	there	PRON
ajfa-3280	141	86	is	be	VERB
ajfa-3280	141	87	no	no	DET
ajfa-3280	141	88	evidence	evidence	NOUN
ajfa-3280	141	89	of	of	ADP
ajfa-3280	141	90	accepting	accept	VERB
ajfa-3280	141	91	the	the	DET
ajfa-3280	141	92	hypothesis	hypothesis	NOUN
ajfa-3280	141	93	.	.	PUNCT
ajfa-3280	142	1	therefore	therefore	ADV
ajfa-3280	142	2	,	,	PUNCT
ajfa-3280	142	3	the	the	DET
ajfa-3280	142	4	hypothesis	hypothesis	NOUN
ajfa-3280	142	5	is	be	AUX
ajfa-3280	142	6	rejected	reject	VERB
ajfa-3280	142	7	and	and	CCONJ
ajfa-3280	142	8	it	it	PRON
ajfa-3280	142	9	is	be	AUX
ajfa-3280	142	10	concluded	conclude	VERB
ajfa-3280	142	11	that	that	SCONJ
ajfa-3280	142	12	the	the	DET
ajfa-3280	142	13	gross	gross	ADJ
ajfa-3280	142	14	profit	profit	NOUN
ajfa-3280	142	15	ratio	ratio	NOUN
ajfa-3280	142	16	of	of	ADP
ajfa-3280	142	17	both	both	CCONJ
ajfa-3280	142	18	the	the	DET
ajfa-3280	142	19	banks	bank	NOUN
ajfa-3280	142	20	differs	differ	VERB
ajfa-3280	142	21	significantly	significantly	ADV
ajfa-3280	142	22	or	or	CCONJ
ajfa-3280	142	23	it	it	PRON
ajfa-3280	142	24	can	can	AUX
ajfa-3280	142	25	be	be	AUX
ajfa-3280	142	26	inferred	infer	VERB
ajfa-3280	142	27	that	that	SCONJ
ajfa-3280	142	28	the	the	DET
ajfa-3280	142	29	gross	gross	ADJ
ajfa-3280	142	30	profit	profit	NOUN
ajfa-3280	142	31	ratio	ratio	NOUN
ajfa-3280	142	32	of	of	ADP
ajfa-3280	142	33	cab	cab	NOUN
ajfa-3280	142	34	,	,	PUNCT
ajfa-3280	142	35	jordan	jordan	PROPN
ajfa-3280	142	36	is	be	AUX
ajfa-3280	142	37	better	well	ADJ
ajfa-3280	142	38	than	than	ADP
ajfa-3280	142	39	the	the	DET
ajfa-3280	142	40	gross	gross	ADJ
ajfa-3280	142	41	profit	profit	NOUN
ajfa-3280	142	42	ratio	ratio	NOUN
ajfa-3280	142	43	of	of	ADP
ajfa-3280	142	44	sbi	sbi	PROPN
ajfa-3280	142	45	,	,	PUNCT
ajfa-3280	142	46	india	india	PROPN
ajfa-3280	142	47	.	.	PUNCT
ajfa-3280	143	1	6.5.2	6.5.2	NUM
ajfa-3280	143	2	second	second	ADJ
ajfa-3280	143	3	hypothesis	hypothesis	NOUN
ajfa-3280	143	4	h2	h2	NOUN
ajfa-3280	143	5	:	:	PUNCT
ajfa-3280	143	6	there	there	PRON
ajfa-3280	143	7	is	be	VERB
ajfa-3280	143	8	no	no	DET
ajfa-3280	143	9	significant	significant	ADJ
ajfa-3280	143	10	difference	difference	NOUN
ajfa-3280	143	11	in	in	ADP
ajfa-3280	143	12	net	net	ADJ
ajfa-3280	143	13	profit	profit	NOUN
ajfa-3280	143	14	ratio	ratio	NOUN
ajfa-3280	143	15	between	between	ADP
ajfa-3280	143	16	sbi	sbi	NOUN
ajfa-3280	143	17	and	and	CCONJ
ajfa-3280	143	18	cab	cab	NOUN
ajfa-3280	143	19	inter	inter	PROPN
ajfa-3280	143	20	bank	bank	PROPN
ajfa-3280	143	21	comparison	comparison	NOUN
ajfa-3280	143	22	:	:	PUNCT
ajfa-3280	143	23	a	a	DET
ajfa-3280	143	24	comparative	comparative	ADJ
ajfa-3280	143	25	study	study	NOUN
ajfa-3280	143	26	of	of	ADP
ajfa-3280	143	27	both	both	CCONJ
ajfa-3280	143	28	the	the	DET
ajfa-3280	143	29	banks	bank	NOUN
ajfa-3280	143	30	with	with	ADP
ajfa-3280	143	31	regard	regard	NOUN
ajfa-3280	143	32	to	to	ADP
ajfa-3280	143	33	net	net	ADJ
ajfa-3280	143	34	profit	profit	NOUN
ajfa-3280	143	35	ratio	ratio	NOUN
ajfa-3280	143	36	can	can	AUX
ajfa-3280	143	37	be	be	AUX
ajfa-3280	143	38	made	make	VERB
ajfa-3280	143	39	through	through	ADP
ajfa-3280	143	40	the	the	DET
ajfa-3280	143	41	table	table	NOUN
ajfa-3280	143	42	1.2	1.2	NUM
ajfa-3280	143	43	it	it	PRON
ajfa-3280	143	44	can	can	AUX
ajfa-3280	143	45	be	be	AUX
ajfa-3280	143	46	observed	observe	VERB
ajfa-3280	143	47	from	from	ADP
ajfa-3280	143	48	the	the	DET
ajfa-3280	143	49	table	table	NOUN
ajfa-3280	143	50	1.2	1.2	NUM
ajfa-3280	143	51	that	that	PRON
ajfa-3280	143	52	the	the	DET
ajfa-3280	143	53	net	net	ADJ
ajfa-3280	143	54	profit	profit	NOUN
ajfa-3280	143	55	ratio	ratio	NOUN
ajfa-3280	143	56	in	in	ADP
ajfa-3280	143	57	sbi	sbi	PROPN
ajfa-3280	143	58	,	,	PUNCT
ajfa-3280	143	59	india	india	PROPN
ajfa-3280	143	60	showed	show	VERB
ajfa-3280	143	61	a	a	DET
ajfa-3280	143	62	consistent	consistent	ADJ
ajfa-3280	143	63	trend	trend	NOUN
ajfa-3280	143	64	up	up	ADP
ajfa-3280	143	65	to	to	ADP
ajfa-3280	143	66	the	the	DET
ajfa-3280	143	67	year	year	NOUN
ajfa-3280	143	68	2008	2008	NUM
ajfa-3280	143	69	-	-	SYM
ajfa-3280	143	70	09	09	NUM
ajfa-3280	143	71	and	and	CCONJ
ajfa-3280	143	72	then	then	ADV
ajfa-3280	143	73	after	after	ADP
ajfa-3280	143	74	a	a	DET
ajfa-3280	143	75	decreasing	decrease	VERB
ajfa-3280	143	76	trend	trend	NOUN
ajfa-3280	143	77	.	.	PUNCT
ajfa-3280	144	1	the	the	DET
ajfa-3280	144	2	net	net	ADJ
ajfa-3280	144	3	profit	profit	NOUN
ajfa-3280	144	4	ratio	ratio	NOUN
ajfa-3280	144	5	varied	varied	ADJ
ajfa-3280	144	6	within	within	ADP
ajfa-3280	144	7	the	the	DET
ajfa-3280	144	8	range	range	NOUN
ajfa-3280	144	9	of	of	ADP
ajfa-3280	144	10	12.89	12.89	NUM
ajfa-3280	144	11	percent	percent	NOUN
ajfa-3280	144	12	in	in	ADP
ajfa-3280	144	13	2007	2007	NUM
ajfa-3280	144	14	-	-	SYM
ajfa-3280	144	15	08	08	NUM
ajfa-3280	144	16	to	to	PART
ajfa-3280	144	17	9.84	9.84	NUM
ajfa-3280	144	18	percent	percent	NOUN
ajfa-3280	144	19	in	in	ADP
ajfa-3280	144	20	2010	2010	NUM
ajfa-3280	144	21	-	-	SYM
ajfa-3280	144	22	11	11	NUM
ajfa-3280	144	23	,	,	PUNCT
ajfa-3280	144	24	hence	hence	ADV
ajfa-3280	144	25	the	the	DET
ajfa-3280	144	26	variations	variation	NOUN
ajfa-3280	144	27	were	be	AUX
ajfa-3280	144	28	not	not	PART
ajfa-3280	144	29	high	high	ADJ
ajfa-3280	144	30	but	but	CCONJ
ajfa-3280	144	31	however	however	ADV
ajfa-3280	144	32	,	,	PUNCT
ajfa-3280	144	33	the	the	DET
ajfa-3280	144	34	profitability	profitability	NOUN
ajfa-3280	144	35	was	be	AUX
ajfa-3280	144	36	low	low	ADJ
ajfa-3280	144	37	.	.	PUNCT
ajfa-3280	145	1	on	on	ADP
ajfa-3280	145	2	the	the	DET
ajfa-3280	145	3	other	other	ADJ
ajfa-3280	145	4	hand	hand	NOUN
ajfa-3280	145	5	the	the	DET
ajfa-3280	145	6	net	net	ADJ
ajfa-3280	145	7	profit	profit	NOUN
ajfa-3280	145	8	ratio	ratio	NOUN
ajfa-3280	145	9	in	in	ADP
ajfa-3280	145	10	cab	cab	NOUN
ajfa-3280	145	11	,	,	PUNCT
ajfa-3280	145	12	jordan	jordan	PROPN
ajfa-3280	145	13	showed	show	VERB
ajfa-3280	145	14	a	a	DET
ajfa-3280	145	15	decreasing	decrease	VERB
ajfa-3280	145	16	cum	cum	NOUN
ajfa-3280	145	17	increasing	increase	VERB
ajfa-3280	145	18	trend	trend	NOUN
ajfa-3280	145	19	and	and	CCONJ
ajfa-3280	145	20	varied	varied	ADJ
ajfa-3280	145	21	within	within	ADP
ajfa-3280	145	22	the	the	DET
ajfa-3280	145	23	range	range	NOUN
ajfa-3280	145	24	of	of	ADP
ajfa-3280	145	25	27.73	27.73	NUM
ajfa-3280	145	26	percent	percent	NOUN
ajfa-3280	145	27	in	in	ADP
ajfa-3280	145	28	2010	2010	NUM
ajfa-3280	145	29	-	-	SYM
ajfa-3280	145	30	11	11	NUM
ajfa-3280	145	31	to	to	ADP
ajfa-3280	145	32	19.66	19.66	NUM
ajfa-3280	145	33	percent	percent	NOUN
ajfa-3280	145	34	in	in	ADP
ajfa-3280	145	35	2008	2008	NUM
ajfa-3280	145	36	-	-	SYM
ajfa-3280	145	37	09	09	NUM
ajfa-3280	145	38	denoting	denote	VERB
ajfa-3280	145	39	that	that	SCONJ
ajfa-3280	145	40	the	the	DET
ajfa-3280	145	41	range	range	NOUN
ajfa-3280	145	42	of	of	ADP
ajfa-3280	145	43	variations	variation	NOUN
ajfa-3280	145	44	in	in	ADP
ajfa-3280	145	45	the	the	DET
ajfa-3280	145	46	net	net	ADJ
ajfa-3280	145	47	profit	profit	NOUN
ajfa-3280	145	48	ratio	ratio	NOUN
ajfa-3280	145	49	was	be	AUX
ajfa-3280	145	50	higher	high	ADJ
ajfa-3280	145	51	in	in	ADP
ajfa-3280	145	52	cab	cab	NOUN
ajfa-3280	145	53	,	,	PUNCT
ajfa-3280	145	54	jordan	jordan	PROPN
ajfa-3280	145	55	than	than	ADP
ajfa-3280	145	56	sbi	sbi	PROPN
ajfa-3280	145	57	,	,	PUNCT
ajfa-3280	145	58	india	india	PROPN
ajfa-3280	145	59	.	.	PUNCT
ajfa-3280	146	1	it	it	PRON
ajfa-3280	146	2	can	can	AUX
ajfa-3280	146	3	further	far	ADV
ajfa-3280	146	4	be	be	AUX
ajfa-3280	146	5	noted	note	VERB
ajfa-3280	146	6	that	that	SCONJ
ajfa-3280	146	7	the	the	DET
ajfa-3280	146	8	net	net	ADJ
ajfa-3280	146	9	profit	profit	NOUN
ajfa-3280	146	10	ratio	ratio	NOUN
ajfa-3280	146	11	in	in	ADP
ajfa-3280	146	12	sbi	sbi	PROPN
ajfa-3280	146	13	was	be	AUX
ajfa-3280	146	14	in	in	ADP
ajfa-3280	146	15	proportion	proportion	NOUN
ajfa-3280	146	16	to	to	ADP
ajfa-3280	146	17	gross	gross	ADJ
ajfa-3280	146	18	profit	profit	NOUN
ajfa-3280	146	19	ratio	ratio	NOUN
ajfa-3280	146	20	whereas	whereas	SCONJ
ajfa-3280	146	21	the	the	DET
ajfa-3280	146	22	gross	gross	ADJ
ajfa-3280	146	23	profit	profit	NOUN
ajfa-3280	146	24	ratio	ratio	NOUN
ajfa-3280	146	25	in	in	ADP
ajfa-3280	146	26	cab	cab	NOUN
ajfa-3280	146	27	was	be	AUX
ajfa-3280	146	28	very	very	ADV
ajfa-3280	146	29	high	high	ADJ
ajfa-3280	146	30	and	and	CCONJ
ajfa-3280	146	31	in	in	ADP
ajfa-3280	146	32	comparison	comparison	NOUN
ajfa-3280	146	33	to	to	ADP
ajfa-3280	146	34	gross	gross	ADJ
ajfa-3280	146	35	profit	profit	NOUN
ajfa-3280	146	36	ratio	ratio	NOUN
ajfa-3280	146	37	the	the	DET
ajfa-3280	146	38	net	net	ADJ
ajfa-3280	146	39	profit	profit	NOUN
ajfa-3280	146	40	ratio	ratio	NOUN
ajfa-3280	146	41	of	of	ADP
ajfa-3280	146	42	cab	cab	NOUN
ajfa-3280	146	43	can	can	AUX
ajfa-3280	146	44	not	not	PART
ajfa-3280	146	45	be	be	AUX
ajfa-3280	146	46	regarded	regard	VERB
ajfa-3280	146	47	satisfactory	satisfactory	ADJ
ajfa-3280	146	48	as	as	SCONJ
ajfa-3280	146	49	it	it	PRON
ajfa-3280	146	50	implies	imply	VERB
ajfa-3280	146	51	that	that	SCONJ
ajfa-3280	146	52	the	the	DET
ajfa-3280	146	53	bank	bank	NOUN
ajfa-3280	146	54	had	have	VERB
ajfa-3280	146	55	to	to	PART
ajfa-3280	146	56	spend	spend	VERB
ajfa-3280	146	57	a	a	DET
ajfa-3280	146	58	lot	lot	NOUN
ajfa-3280	146	59	on	on	ADP
ajfa-3280	146	60	the	the	DET
ajfa-3280	146	61	indirect	indirect	ADJ
ajfa-3280	146	62	cost	cost	NOUN
ajfa-3280	146	63	of	of	ADP
ajfa-3280	146	64	operations	operation	NOUN
ajfa-3280	146	65	which	which	PRON
ajfa-3280	146	66	should	should	AUX
ajfa-3280	146	67	be	be	AUX
ajfa-3280	146	68	controlled	control	VERB
ajfa-3280	146	69	.	.	PUNCT
ajfa-3280	147	1	net	net	ADJ
ajfa-3280	147	2	profit	profit	NOUN
ajfa-3280	147	3	ratio	ratio	NOUN
ajfa-3280	147	4	of	of	ADP
ajfa-3280	147	5	both	both	CCONJ
ajfa-3280	147	6	the	the	DET
ajfa-3280	147	7	banks	bank	NOUN
ajfa-3280	147	8	showed	show	VERB
ajfa-3280	147	9	a	a	DET
ajfa-3280	147	10	consistent	consistent	ADJ
ajfa-3280	147	11	trend	trend	NOUN
ajfa-3280	147	12	as	as	ADP
ajfa-3280	147	13	the	the	DET
ajfa-3280	147	14	coefficient	coefficient	NOUN
ajfa-3280	147	15	of	of	ADP
ajfa-3280	147	16	variation	variation	NOUN
ajfa-3280	147	17	in	in	ADP
ajfa-3280	147	18	sbi	sbi	PROPN
ajfa-3280	147	19	,	,	PUNCT
ajfa-3280	147	20	india	india	PROPN
ajfa-3280	147	21	was	be	AUX
ajfa-3280	147	22	8.76	8.76	NUM
ajfa-3280	147	23	percent	percent	NOUN
ajfa-3280	147	24	and	and	CCONJ
ajfa-3280	147	25	for	for	ADP
ajfa-3280	147	26	cab	cab	NOUN
ajfa-3280	147	27	,	,	PUNCT
ajfa-3280	147	28	jordan	jordan	PROPN
ajfa-3280	147	29	it	it	PRON
ajfa-3280	147	30	was	be	AUX
ajfa-3280	147	31	11.50	11.50	NUM
ajfa-3280	147	32	.	.	PUNCT
ajfa-3280	148	1	however	however	ADV
ajfa-3280	148	2	,	,	PUNCT
ajfa-3280	148	3	it	it	PRON
ajfa-3280	148	4	is	be	AUX
ajfa-3280	148	5	suggested	suggest	VERB
ajfa-3280	148	6	that	that	SCONJ
ajfa-3280	148	7	the	the	DET
ajfa-3280	148	8	management	management	NOUN
ajfa-3280	148	9	of	of	ADP
ajfa-3280	148	10	cab	cab	NOUN
ajfa-3280	148	11	,	,	PUNCT
ajfa-3280	148	12	jordan	jordan	PROPN
ajfa-3280	148	13	should	should	AUX
ajfa-3280	148	14	try	try	VERB
ajfa-3280	148	15	to	to	PART
ajfa-3280	148	16	control	control	VERB
ajfa-3280	148	17	the	the	DET
ajfa-3280	148	18	asian	asian	ADJ
ajfa-3280	148	19	journal	journal	NOUN
ajfa-3280	148	20	of	of	ADP
ajfa-3280	148	21	finance	finance	PROPN
ajfa-3280	148	22	&	&	CCONJ
ajfa-3280	148	23	accounting	accounting	PROPN
ajfa-3280	148	24	issn	issn	PROPN
ajfa-3280	148	25	1946	1946	NUM
ajfa-3280	148	26	-	-	PUNCT
ajfa-3280	148	27	052x	052x	NOUN
ajfa-3280	148	28	2013	2013	NUM
ajfa-3280	148	29	,	,	PUNCT
ajfa-3280	148	30	vol	vol	NOUN
ajfa-3280	148	31	.	.	PROPN
ajfa-3280	148	32	5	5	NUM
ajfa-3280	148	33	,	,	PUNCT
ajfa-3280	148	34	no	no	INTJ
ajfa-3280	148	35	.	.	NOUN
ajfa-3280	148	36	1	1	NUM
ajfa-3280	148	37	www.macrothink.org/ajfa	www.macrothink.org/ajfa	NOUN
ajfa-3280	148	38	266	266	NUM
ajfa-3280	148	39	fluctuations	fluctuation	NOUN
ajfa-3280	148	40	.	.	PUNCT
ajfa-3280	149	1	on	on	ADP
ajfa-3280	149	2	the	the	DET
ajfa-3280	149	3	whole	whole	NOUN
ajfa-3280	149	4	it	it	PRON
ajfa-3280	149	5	can	can	AUX
ajfa-3280	149	6	be	be	AUX
ajfa-3280	149	7	said	say	VERB
ajfa-3280	149	8	that	that	SCONJ
ajfa-3280	149	9	the	the	DET
ajfa-3280	149	10	net	net	ADJ
ajfa-3280	149	11	profit	profit	NOUN
ajfa-3280	149	12	ratio	ratio	NOUN
ajfa-3280	149	13	of	of	ADP
ajfa-3280	149	14	cab	cab	NOUN
ajfa-3280	149	15	,	,	PUNCT
ajfa-3280	149	16	jordan	jordan	PROPN
ajfa-3280	149	17	was	be	AUX
ajfa-3280	149	18	greater	great	ADJ
ajfa-3280	149	19	than	than	ADP
ajfa-3280	149	20	the	the	DET
ajfa-3280	149	21	net	net	ADJ
ajfa-3280	149	22	profit	profit	NOUN
ajfa-3280	149	23	ratio	ratio	NOUN
ajfa-3280	149	24	of	of	ADP
ajfa-3280	149	25	sbi	sbi	PROPN
ajfa-3280	149	26	,	,	PUNCT
ajfa-3280	149	27	india	india	PROPN
ajfa-3280	149	28	.	.	PUNCT
ajfa-3280	150	1	test	test	NOUN
ajfa-3280	150	2	of	of	ADP
ajfa-3280	150	3	significance	significance	NOUN
ajfa-3280	150	4	of	of	ADP
ajfa-3280	150	5	net	net	ADJ
ajfa-3280	150	6	profit	profit	NOUN
ajfa-3280	150	7	ratio	ratio	NOUN
ajfa-3280	150	8	(	(	PUNCT
ajfa-3280	150	9	t	t	NOUN
ajfa-3280	150	10	test	test	NOUN
ajfa-3280	150	11	for	for	ADP
ajfa-3280	150	12	2	2	NUM
ajfa-3280	150	13	sample	sample	NOUN
ajfa-3280	150	14	means	mean	NOUN
ajfa-3280	150	15	)	)	PUNCT
ajfa-3280	150	16	to	to	PART
ajfa-3280	150	17	apply	apply	VERB
ajfa-3280	150	18	the	the	DET
ajfa-3280	150	19	t	t	PROPN
ajfa-3280	150	20	test	test	NOUN
ajfa-3280	150	21	for	for	ADP
ajfa-3280	150	22	net	net	ADJ
ajfa-3280	150	23	profit	profit	NOUN
ajfa-3280	150	24	ratio	ratio	NOUN
ajfa-3280	150	25	of	of	ADP
ajfa-3280	150	26	both	both	DET
ajfa-3280	150	27	the	the	DET
ajfa-3280	150	28	banks	bank	NOUN
ajfa-3280	150	29	following	follow	VERB
ajfa-3280	150	30	hypotheses	hypothesis	NOUN
ajfa-3280	150	31	have	have	AUX
ajfa-3280	150	32	been	be	AUX
ajfa-3280	150	33	used	use	VERB
ajfa-3280	150	34	(	(	PUNCT
ajfa-3280	150	35	i	i	NOUN
ajfa-3280	150	36	)	)	PUNCT
ajfa-3280	150	37	null	null	NOUN
ajfa-3280	150	38	hypothesis(ho):there	hypothesis(ho):there	ADV
ajfa-3280	150	39	is	be	AUX
ajfa-3280	150	40	no	no	DET
ajfa-3280	150	41	significant	significant	ADJ
ajfa-3280	150	42	difference	difference	NOUN
ajfa-3280	150	43	in	in	ADP
ajfa-3280	150	44	the	the	DET
ajfa-3280	150	45	net	net	ADJ
ajfa-3280	150	46	profit	profit	NOUN
ajfa-3280	150	47	ratio	ratio	NOUN
ajfa-3280	150	48	of	of	ADP
ajfa-3280	150	49	both	both	CCONJ
ajfa-3280	150	50	the	the	DET
ajfa-3280	150	51	banks	bank	NOUN
ajfa-3280	150	52	(	(	PUNCT
ajfa-3280	150	53	ii	ii	NOUN
ajfa-3280	150	54	)	)	PUNCT
ajfa-3280	150	55	alternative	alternative	ADJ
ajfa-3280	150	56	hypothesis	hypothesis	NOUN
ajfa-3280	150	57	(	(	PUNCT
ajfa-3280	150	58	ha):the	ha):the	DET
ajfa-3280	150	59	net	net	ADJ
ajfa-3280	150	60	profit	profit	NOUN
ajfa-3280	150	61	ratio	ratio	NOUN
ajfa-3280	150	62	in	in	ADP
ajfa-3280	150	63	cab	cab	NOUN
ajfa-3280	150	64	,	,	PUNCT
ajfa-3280	150	65	jordan	jordan	PROPN
ajfa-3280	150	66	is	be	AUX
ajfa-3280	150	67	better	well	ADJ
ajfa-3280	150	68	than	than	ADP
ajfa-3280	150	69	the	the	DET
ajfa-3280	150	70	net	net	ADJ
ajfa-3280	150	71	profit	profit	NOUN
ajfa-3280	150	72	ratio	ratio	NOUN
ajfa-3280	150	73	of	of	ADP
ajfa-3280	150	74	sbi	sbi	PROPN
ajfa-3280	150	75	,	,	PUNCT
ajfa-3280	150	76	india	india	PROPN
ajfa-3280	150	77	.	.	PROPN
ajfa-3280	151	1	calculated	calculate	VERB
ajfa-3280	151	2	value	value	NOUN
ajfa-3280	151	3	of	of	ADP
ajfa-3280	151	4	t	t	PROPN
ajfa-3280	151	5	for	for	ADP
ajfa-3280	151	6	two	two	NUM
ajfa-3280	151	7	sample	sample	NOUN
ajfa-3280	151	8	means=	means=	NUM
ajfa-3280	151	9	9.10	9.10	NUM
ajfa-3280	151	10	degree	degree	NOUN
ajfa-3280	151	11	of	of	ADP
ajfa-3280	151	12	freedom	freedom	NOUN
ajfa-3280	151	13	(	(	PUNCT
ajfa-3280	151	14	v	v	NOUN
ajfa-3280	151	15	)	)	PUNCT
ajfa-3280	151	16	=	=	SYM
ajfa-3280	152	1	5	5	NUM
ajfa-3280	152	2	+	+	SYM
ajfa-3280	152	3	5	5	NUM
ajfa-3280	152	4	-	-	SYM
ajfa-3280	152	5	2=8	2=8	NUM
ajfa-3280	152	6	table	table	NOUN
ajfa-3280	152	7	value	value	NOUN
ajfa-3280	152	8	of	of	ADP
ajfa-3280	152	9	t	t	PROPN
ajfa-3280	152	10	at	at	ADP
ajfa-3280	152	11	5	5	NUM
ajfa-3280	152	12	percent	percent	NOUN
ajfa-3280	152	13	level	level	NOUN
ajfa-3280	152	14	of	of	ADP
ajfa-3280	152	15	significance	significance	NOUN
ajfa-3280	152	16	(	(	PUNCT
ajfa-3280	152	17	for	for	ADP
ajfa-3280	152	18	v=8	v=8	NOUN
ajfa-3280	152	19	)	)	PUNCT
ajfa-3280	152	20	=	=	SYM
ajfa-3280	152	21	2.306	2.306	NUM
ajfa-3280	152	22	decision	decision	NOUN
ajfa-3280	152	23	:	:	PUNCT
ajfa-3280	152	24	as	as	SCONJ
ajfa-3280	152	25	the	the	DET
ajfa-3280	152	26	calculated	calculated	ADJ
ajfa-3280	152	27	value	value	NOUN
ajfa-3280	152	28	of	of	ADP
ajfa-3280	152	29	t	t	PROPN
ajfa-3280	152	30	is	be	AUX
ajfa-3280	152	31	more	more	ADJ
ajfa-3280	152	32	than	than	ADP
ajfa-3280	152	33	the	the	DET
ajfa-3280	152	34	table	table	NOUN
ajfa-3280	152	35	value	value	NOUN
ajfa-3280	152	36	,	,	PUNCT
ajfa-3280	152	37	hence	hence	ADV
ajfa-3280	152	38	the	the	DET
ajfa-3280	152	39	null	null	ADJ
ajfa-3280	152	40	hypothesis	hypothesis	NOUN
ajfa-3280	152	41	is	be	AUX
ajfa-3280	152	42	rejected	reject	VERB
ajfa-3280	152	43	and	and	CCONJ
ajfa-3280	152	44	alternative	alternative	ADJ
ajfa-3280	152	45	hypothesis	hypothesis	NOUN
ajfa-3280	152	46	is	be	AUX
ajfa-3280	152	47	accepted	accept	VERB
ajfa-3280	152	48	and	and	CCONJ
ajfa-3280	152	49	it	it	PRON
ajfa-3280	152	50	is	be	AUX
ajfa-3280	152	51	concluded	conclude	VERB
ajfa-3280	152	52	that	that	SCONJ
ajfa-3280	152	53	the	the	DET
ajfa-3280	152	54	net	net	ADJ
ajfa-3280	152	55	profit	profit	NOUN
ajfa-3280	152	56	ratio	ratio	NOUN
ajfa-3280	152	57	in	in	ADP
ajfa-3280	152	58	cab	cab	NOUN
ajfa-3280	152	59	,	,	PUNCT
ajfa-3280	152	60	jordan	jordan	PROPN
ajfa-3280	152	61	is	be	AUX
ajfa-3280	152	62	better	well	ADJ
ajfa-3280	152	63	than	than	ADP
ajfa-3280	152	64	the	the	DET
ajfa-3280	152	65	net	net	ADJ
ajfa-3280	152	66	profit	profit	NOUN
ajfa-3280	152	67	ratio	ratio	NOUN
ajfa-3280	152	68	of	of	ADP
ajfa-3280	152	69	sbi	sbi	PROPN
ajfa-3280	152	70	,	,	PUNCT
ajfa-3280	152	71	india	india	PROPN
ajfa-3280	152	72	.	.	PUNCT
ajfa-3280	153	1	6.5.3	6.5.3	NUM
ajfa-3280	153	2	third	third	ADJ
ajfa-3280	153	3	hypothesis	hypothesis	NOUN
ajfa-3280	153	4	h3	h3	NOUN
ajfa-3280	153	5	:	:	PUNCT
ajfa-3280	153	6	there	there	PRON
ajfa-3280	153	7	is	be	VERB
ajfa-3280	153	8	no	no	DET
ajfa-3280	153	9	significant	significant	ADJ
ajfa-3280	153	10	difference	difference	NOUN
ajfa-3280	153	11	in	in	ADP
ajfa-3280	153	12	operating	operate	VERB
ajfa-3280	153	13	profit	profit	NOUN
ajfa-3280	153	14	ratio	ratio	NOUN
ajfa-3280	153	15	between	between	ADP
ajfa-3280	153	16	sbi	sbi	NOUN
ajfa-3280	153	17	and	and	CCONJ
ajfa-3280	153	18	cab	cab	NOUN
ajfa-3280	153	19	inter	inter	PROPN
ajfa-3280	153	20	bank	bank	PROPN
ajfa-3280	153	21	comparison	comparison	NOUN
ajfa-3280	153	22	the	the	DET
ajfa-3280	153	23	table	table	NOUN
ajfa-3280	153	24	1.3	1.3	NUM
ajfa-3280	153	25	shows	show	VERB
ajfa-3280	153	26	inter	inter	PROPN
ajfa-3280	153	27	firm	firm	ADJ
ajfa-3280	153	28	comparison	comparison	NOUN
ajfa-3280	153	29	of	of	ADP
ajfa-3280	153	30	the	the	DET
ajfa-3280	153	31	banks	bank	NOUN
ajfa-3280	153	32	for	for	ADP
ajfa-3280	153	33	operating	operate	VERB
ajfa-3280	153	34	profit	profit	NOUN
ajfa-3280	153	35	ratio	ratio	NOUN
ajfa-3280	153	36	.	.	PUNCT
ajfa-3280	154	1	it	it	PRON
ajfa-3280	154	2	can	can	AUX
ajfa-3280	154	3	be	be	AUX
ajfa-3280	154	4	noted	note	VERB
ajfa-3280	154	5	from	from	ADP
ajfa-3280	154	6	the	the	DET
ajfa-3280	154	7	table	table	NOUN
ajfa-3280	154	8	(	(	PUNCT
ajfa-3280	154	9	1.3	1.3	NUM
ajfa-3280	154	10	)	)	PUNCT
ajfa-3280	154	11	that	that	SCONJ
ajfa-3280	154	12	there	there	PRON
ajfa-3280	154	13	was	be	VERB
ajfa-3280	154	14	no	no	DET
ajfa-3280	154	15	operating	operate	VERB
ajfa-3280	154	16	profit	profit	NOUN
ajfa-3280	154	17	in	in	ADP
ajfa-3280	154	18	sbi	sbi	PROPN
ajfa-3280	154	19	,	,	PUNCT
ajfa-3280	154	20	india	india	PROPN
ajfa-3280	154	21	accordingly	accordingly	ADV
ajfa-3280	154	22	the	the	DET
ajfa-3280	154	23	operating	operate	VERB
ajfa-3280	154	24	profit	profit	NOUN
ajfa-3280	154	25	ratio	ratio	NOUN
ajfa-3280	154	26	was	be	AUX
ajfa-3280	154	27	negative	negative	ADJ
ajfa-3280	154	28	throughout	throughout	ADP
ajfa-3280	154	29	the	the	DET
ajfa-3280	154	30	period	period	NOUN
ajfa-3280	154	31	under	under	ADP
ajfa-3280	154	32	study	study	NOUN
ajfa-3280	154	33	and	and	CCONJ
ajfa-3280	154	34	it	it	PRON
ajfa-3280	154	35	fluctuated	fluctuate	VERB
ajfa-3280	154	36	within	within	ADP
ajfa-3280	154	37	the	the	DET
ajfa-3280	154	38	range	range	NOUN
ajfa-3280	154	39	of	of	ADP
ajfa-3280	154	40	-3.33	-3.33	NUM
ajfa-3280	154	41	percent	percent	NOUN
ajfa-3280	154	42	in	in	ADP
ajfa-3280	154	43	2008	2008	NUM
ajfa-3280	154	44	-	-	SYM
ajfa-3280	154	45	09	09	NUM
ajfa-3280	154	46	to	to	PART
ajfa-3280	154	47	-16.19	-16.19	NOUN
ajfa-3280	154	48	percent	percent	NOUN
ajfa-3280	154	49	in	in	ADP
ajfa-3280	154	50	2009	2009	NUM
ajfa-3280	154	51	-	-	SYM
ajfa-3280	154	52	10	10	NUM
ajfa-3280	154	53	while	while	SCONJ
ajfa-3280	154	54	the	the	DET
ajfa-3280	154	55	operating	operate	VERB
ajfa-3280	154	56	profit	profit	NOUN
ajfa-3280	154	57	ratio	ratio	NOUN
ajfa-3280	154	58	in	in	ADP
ajfa-3280	154	59	cairo	cairo	PROPN
ajfa-3280	154	60	amman	amman	PROPN
ajfa-3280	154	61	bank	bank	PROPN
ajfa-3280	154	62	showed	show	VERB
ajfa-3280	154	63	an	an	DET
ajfa-3280	154	64	increasing	increase	VERB
ajfa-3280	154	65	trend	trend	NOUN
ajfa-3280	154	66	except	except	SCONJ
ajfa-3280	154	67	in	in	ADP
ajfa-3280	154	68	the	the	DET
ajfa-3280	154	69	year	year	NOUN
ajfa-3280	154	70	2009	2009	NUM
ajfa-3280	154	71	-	-	SYM
ajfa-3280	154	72	10	10	NUM
ajfa-3280	154	73	.	.	PUNCT
ajfa-3280	155	1	the	the	DET
ajfa-3280	155	2	average	average	NOUN
ajfa-3280	155	3	of	of	ADP
ajfa-3280	155	4	the	the	DET
ajfa-3280	155	5	operating	operate	VERB
ajfa-3280	155	6	profit	profit	NOUN
ajfa-3280	155	7	ratio	ratio	NOUN
ajfa-3280	155	8	in	in	ADP
ajfa-3280	155	9	sbi	sbi	PROPN
ajfa-3280	155	10	was	be	AUX
ajfa-3280	155	11	-8.25	-8.25	ADJ
ajfa-3280	155	12	percent	percent	NOUN
ajfa-3280	155	13	,	,	PUNCT
ajfa-3280	155	14	which	which	PRON
ajfa-3280	155	15	denotes	denote	VERB
ajfa-3280	155	16	inefficiency	inefficiency	NOUN
ajfa-3280	155	17	of	of	ADP
ajfa-3280	155	18	management	management	NOUN
ajfa-3280	155	19	and	and	CCONJ
ajfa-3280	155	20	it	it	PRON
ajfa-3280	155	21	is	be	AUX
ajfa-3280	155	22	suggested	suggest	VERB
ajfa-3280	155	23	that	that	SCONJ
ajfa-3280	155	24	the	the	DET
ajfa-3280	155	25	management	management	NOUN
ajfa-3280	155	26	should	should	AUX
ajfa-3280	155	27	try	try	VERB
ajfa-3280	155	28	to	to	PART
ajfa-3280	155	29	control	control	VERB
ajfa-3280	155	30	operating	operate	VERB
ajfa-3280	155	31	expense	expense	NOUN
ajfa-3280	155	32	to	to	PART
ajfa-3280	155	33	increase	increase	VERB
ajfa-3280	155	34	this	this	DET
ajfa-3280	155	35	ratio	ratio	NOUN
ajfa-3280	155	36	.	.	PUNCT
ajfa-3280	156	1	the	the	DET
ajfa-3280	156	2	average	average	NOUN
ajfa-3280	156	3	of	of	ADP
ajfa-3280	156	4	the	the	DET
ajfa-3280	156	5	operating	operate	VERB
ajfa-3280	156	6	profit	profit	NOUN
ajfa-3280	156	7	ratio	ratio	NOUN
ajfa-3280	156	8	in	in	ADP
ajfa-3280	156	9	cairo	cairo	PROPN
ajfa-3280	156	10	amman	amman	PROPN
ajfa-3280	156	11	bank	bank	PROPN
ajfa-3280	156	12	was	be	AUX
ajfa-3280	156	13	51.93	51.93	NUM
ajfa-3280	156	14	percent	percent	NOUN
ajfa-3280	156	15	denoting	denote	VERB
ajfa-3280	156	16	an	an	DET
ajfa-3280	156	17	efficient	efficient	ADJ
ajfa-3280	156	18	management	management	NOUN
ajfa-3280	156	19	and	and	CCONJ
ajfa-3280	156	20	proper	proper	ADJ
ajfa-3280	156	21	control	control	NOUN
ajfa-3280	156	22	over	over	ADP
ajfa-3280	156	23	the	the	DET
ajfa-3280	156	24	operating	operate	VERB
ajfa-3280	156	25	cost	cost	NOUN
ajfa-3280	156	26	of	of	ADP
ajfa-3280	156	27	the	the	DET
ajfa-3280	156	28	business	business	NOUN
ajfa-3280	156	29	.	.	PUNCT
ajfa-3280	157	1	through	through	ADP
ajfa-3280	157	2	the	the	DET
ajfa-3280	157	3	inter	inter	PROPN
ajfa-3280	157	4	bank	bank	PROPN
ajfa-3280	157	5	comparison	comparison	NOUN
ajfa-3280	157	6	it	it	PRON
ajfa-3280	157	7	can	can	AUX
ajfa-3280	157	8	be	be	AUX
ajfa-3280	157	9	stated	state	VERB
ajfa-3280	157	10	that	that	SCONJ
ajfa-3280	157	11	the	the	DET
ajfa-3280	157	12	performance	performance	NOUN
ajfa-3280	157	13	of	of	ADP
ajfa-3280	157	14	cab	cab	NOUN
ajfa-3280	157	15	,	,	PUNCT
ajfa-3280	157	16	jordan	jordan	PROPN
ajfa-3280	157	17	was	be	AUX
ajfa-3280	157	18	better	well	ADJ
ajfa-3280	157	19	than	than	ADP
ajfa-3280	157	20	sbi	sbi	PROPN
ajfa-3280	157	21	,	,	PUNCT
ajfa-3280	157	22	india	india	PROPN
ajfa-3280	157	23	.	.	PUNCT
ajfa-3280	158	1	test	test	NOUN
ajfa-3280	158	2	of	of	ADP
ajfa-3280	158	3	significance	significance	NOUN
ajfa-3280	158	4	for	for	ADP
ajfa-3280	158	5	operating	operate	VERB
ajfa-3280	158	6	profit	profit	NOUN
ajfa-3280	158	7	ratio	ratio	NOUN
ajfa-3280	158	8	(	(	PUNCT
ajfa-3280	158	9	t	t	NOUN
ajfa-3280	158	10	test	test	NOUN
ajfa-3280	158	11	for	for	ADP
ajfa-3280	158	12	two	two	NUM
ajfa-3280	158	13	sample	sample	NOUN
ajfa-3280	158	14	means	mean	NOUN
ajfa-3280	158	15	)	)	PUNCT
ajfa-3280	158	16	hypotheses	hypothesis	NOUN
ajfa-3280	158	17	:	:	PUNCT
ajfa-3280	158	18	(	(	PUNCT
ajfa-3280	158	19	i	i	NOUN
ajfa-3280	158	20	)	)	PUNCT
ajfa-3280	158	21	null	null	NOUN
ajfa-3280	158	22	hypothesis(ho):there	hypothesis(ho):there	ADV
ajfa-3280	158	23	is	be	AUX
ajfa-3280	158	24	no	no	DET
ajfa-3280	158	25	significant	significant	ADJ
ajfa-3280	158	26	difference	difference	NOUN
ajfa-3280	158	27	in	in	ADP
ajfa-3280	158	28	the	the	DET
ajfa-3280	158	29	operating	operate	VERB
ajfa-3280	158	30	profit	profit	NOUN
ajfa-3280	158	31	ratio	ratio	NOUN
ajfa-3280	158	32	of	of	ADP
ajfa-3280	158	33	both	both	CCONJ
ajfa-3280	158	34	the	the	DET
ajfa-3280	158	35	banks	bank	NOUN
ajfa-3280	158	36	(	(	PUNCT
ajfa-3280	158	37	ii	ii	NOUN
ajfa-3280	158	38	)	)	PUNCT
ajfa-3280	158	39	alternative	alternative	ADJ
ajfa-3280	158	40	hypothesis	hypothesis	NOUN
ajfa-3280	158	41	(	(	PUNCT
ajfa-3280	158	42	ha):the	ha):the	DET
ajfa-3280	158	43	operating	operate	VERB
ajfa-3280	158	44	profit	profit	NOUN
ajfa-3280	158	45	ratio	ratio	NOUN
ajfa-3280	158	46	in	in	ADP
ajfa-3280	158	47	cab	cab	NOUN
ajfa-3280	158	48	,	,	PUNCT
ajfa-3280	158	49	jordan	jordan	PROPN
ajfa-3280	158	50	is	be	AUX
ajfa-3280	158	51	better	well	ADJ
ajfa-3280	158	52	than	than	ADP
ajfa-3280	158	53	the	the	DET
ajfa-3280	158	54	operating	operate	VERB
ajfa-3280	158	55	profit	profit	NOUN
ajfa-3280	158	56	ratio	ratio	NOUN
ajfa-3280	158	57	of	of	ADP
ajfa-3280	158	58	sbi	sbi	PROPN
ajfa-3280	158	59	,	,	PUNCT
ajfa-3280	158	60	india	india	PROPN
ajfa-3280	158	61	.	.	PROPN
ajfa-3280	159	1	calculated	calculate	VERB
ajfa-3280	159	2	value	value	NOUN
ajfa-3280	159	3	of	of	ADP
ajfa-3280	159	4	t	t	PROPN
ajfa-3280	159	5	for	for	ADP
ajfa-3280	159	6	the	the	DET
ajfa-3280	159	7	mean	mean	ADJ
ajfa-3280	159	8	values	value	NOUN
ajfa-3280	159	9	of	of	ADP
ajfa-3280	159	10	operating	operate	VERB
ajfa-3280	159	11	profit	profit	NOUN
ajfa-3280	159	12	=	=	NOUN
ajfa-3280	159	13	21.43	21.43	NUM
ajfa-3280	159	14	asian	asian	ADJ
ajfa-3280	159	15	journal	journal	NOUN
ajfa-3280	159	16	of	of	ADP
ajfa-3280	159	17	finance	finance	PROPN
ajfa-3280	159	18	&	&	CCONJ
ajfa-3280	159	19	accounting	accounting	PROPN
ajfa-3280	159	20	issn	issn	PROPN
ajfa-3280	159	21	1946	1946	NUM
ajfa-3280	159	22	-	-	PUNCT
ajfa-3280	159	23	052x	052x	NOUN
ajfa-3280	159	24	2013	2013	NUM
ajfa-3280	159	25	,	,	PUNCT
ajfa-3280	159	26	vol	vol	NOUN
ajfa-3280	159	27	.	.	PROPN
ajfa-3280	159	28	5	5	NUM
ajfa-3280	159	29	,	,	PUNCT
ajfa-3280	159	30	no	no	INTJ
ajfa-3280	159	31	.	.	NOUN
ajfa-3280	159	32	1	1	NUM
ajfa-3280	159	33	www.macrothink.org/ajfa	www.macrothink.org/ajfa	NUM
ajfa-3280	159	34	267	267	NUM
ajfa-3280	159	35	degree	degree	NOUN
ajfa-3280	159	36	of	of	ADP
ajfa-3280	159	37	freedom	freedom	NOUN
ajfa-3280	159	38	(	(	PUNCT
ajfa-3280	159	39	v	v	NOUN
ajfa-3280	159	40	)	)	PUNCT
ajfa-3280	159	41	=	=	SYM
ajfa-3280	160	1	5	5	NUM
ajfa-3280	160	2	+	+	SYM
ajfa-3280	160	3	5	5	NUM
ajfa-3280	160	4	-	-	SYM
ajfa-3280	160	5	2=8	2=8	NUM
ajfa-3280	160	6	table	table	NOUN
ajfa-3280	160	7	value	value	NOUN
ajfa-3280	160	8	of	of	ADP
ajfa-3280	160	9	t	t	PROPN
ajfa-3280	160	10	at	at	ADP
ajfa-3280	160	11	5	5	NUM
ajfa-3280	160	12	percent	percent	NOUN
ajfa-3280	160	13	level	level	NOUN
ajfa-3280	160	14	of	of	ADP
ajfa-3280	160	15	significance	significance	NOUN
ajfa-3280	160	16	for	for	ADP
ajfa-3280	160	17	v=8	v=8	PROPN
ajfa-3280	160	18	is	be	AUX
ajfa-3280	160	19	2.306	2.306	NUM
ajfa-3280	160	20	decision	decision	NOUN
ajfa-3280	160	21	:	:	PUNCT
ajfa-3280	160	22	since	since	SCONJ
ajfa-3280	160	23	the	the	DET
ajfa-3280	160	24	calculated	calculate	VERB
ajfa-3280	160	25	value	value	NOUN
ajfa-3280	160	26	of	of	ADP
ajfa-3280	160	27	t	t	PROPN
ajfa-3280	160	28	is	be	AUX
ajfa-3280	160	29	more	more	ADJ
ajfa-3280	160	30	than	than	ADP
ajfa-3280	160	31	the	the	DET
ajfa-3280	160	32	table	table	NOUN
ajfa-3280	160	33	value	value	NOUN
ajfa-3280	160	34	,	,	PUNCT
ajfa-3280	160	35	therefore	therefore	ADV
ajfa-3280	160	36	,	,	PUNCT
ajfa-3280	160	37	the	the	DET
ajfa-3280	160	38	null	null	ADJ
ajfa-3280	160	39	hypothesis	hypothesis	NOUN
ajfa-3280	160	40	is	be	AUX
ajfa-3280	160	41	rejected	reject	VERB
ajfa-3280	160	42	and	and	CCONJ
ajfa-3280	160	43	alternative	alternative	ADJ
ajfa-3280	160	44	hypothesis	hypothesis	NOUN
ajfa-3280	160	45	is	be	AUX
ajfa-3280	160	46	accepted	accept	VERB
ajfa-3280	160	47	and	and	CCONJ
ajfa-3280	160	48	concluded	conclude	VERB
ajfa-3280	160	49	that	that	SCONJ
ajfa-3280	160	50	the	the	DET
ajfa-3280	160	51	difference	difference	NOUN
ajfa-3280	160	52	in	in	ADP
ajfa-3280	160	53	the	the	DET
ajfa-3280	160	54	operating	operate	VERB
ajfa-3280	160	55	profit	profit	NOUN
ajfa-3280	160	56	ratio	ratio	NOUN
ajfa-3280	160	57	of	of	ADP
ajfa-3280	160	58	sbi	sbi	NOUN
ajfa-3280	160	59	and	and	CCONJ
ajfa-3280	160	60	cab	cab	NOUN
ajfa-3280	160	61	is	be	AUX
ajfa-3280	160	62	significant	significant	ADJ
ajfa-3280	160	63	.	.	PUNCT
ajfa-3280	161	1	on	on	ADP
ajfa-3280	161	2	account	account	NOUN
ajfa-3280	161	3	of	of	ADP
ajfa-3280	161	4	accepting	accept	VERB
ajfa-3280	161	5	alternative	alternative	ADJ
ajfa-3280	161	6	hypothesis	hypothesis	NOUN
ajfa-3280	161	7	it	it	PRON
ajfa-3280	161	8	is	be	AUX
ajfa-3280	161	9	inferred	infer	VERB
ajfa-3280	161	10	that	that	SCONJ
ajfa-3280	161	11	the	the	DET
ajfa-3280	161	12	operating	operate	VERB
ajfa-3280	161	13	profit	profit	NOUN
ajfa-3280	161	14	ratio	ratio	NOUN
ajfa-3280	161	15	of	of	ADP
ajfa-3280	161	16	cab	cab	NOUN
ajfa-3280	161	17	,	,	PUNCT
ajfa-3280	161	18	jordan	jordan	PROPN
ajfa-3280	161	19	is	be	AUX
ajfa-3280	161	20	better	well	ADJ
ajfa-3280	161	21	than	than	ADP
ajfa-3280	161	22	sbi	sbi	PROPN
ajfa-3280	161	23	,	,	PUNCT
ajfa-3280	161	24	india	india	PROPN
ajfa-3280	161	25	.	.	PUNCT
ajfa-3280	162	1	6.5.4	6.5.4	NUM
ajfa-3280	162	2	fourth	fourth	ADJ
ajfa-3280	162	3	hypothesis	hypothesis	NOUN
ajfa-3280	162	4	h4	h4	NOUN
ajfa-3280	162	5	:	:	PUNCT
ajfa-3280	162	6	there	there	PRON
ajfa-3280	162	7	is	be	VERB
ajfa-3280	162	8	no	no	DET
ajfa-3280	162	9	significant	significant	ADJ
ajfa-3280	162	10	difference	difference	NOUN
ajfa-3280	162	11	in	in	ADP
ajfa-3280	162	12	operating	operate	VERB
ajfa-3280	162	13	ratio	ratio	NOUN
ajfa-3280	162	14	between	between	ADP
ajfa-3280	162	15	sbi	sbi	NOUN
ajfa-3280	162	16	and	and	CCONJ
ajfa-3280	162	17	cab	cab	NOUN
ajfa-3280	162	18	inter	inter	PROPN
ajfa-3280	162	19	bank	bank	PROPN
ajfa-3280	162	20	comparison	comparison	NOUN
ajfa-3280	162	21	the	the	DET
ajfa-3280	162	22	operating	operating	NOUN
ajfa-3280	162	23	ratio	ratio	NOUN
ajfa-3280	162	24	of	of	ADP
ajfa-3280	162	25	both	both	DET
ajfa-3280	162	26	the	the	DET
ajfa-3280	162	27	banks	bank	NOUN
ajfa-3280	162	28	under	under	ADP
ajfa-3280	162	29	study	study	NOUN
ajfa-3280	162	30	has	have	AUX
ajfa-3280	162	31	been	be	AUX
ajfa-3280	162	32	shown	show	VERB
ajfa-3280	162	33	collectively	collectively	ADV
ajfa-3280	162	34	in	in	ADP
ajfa-3280	162	35	the	the	DET
ajfa-3280	162	36	table	table	NOUN
ajfa-3280	162	37	1.4	1.4	NUM
ajfa-3280	162	38	it	it	PRON
ajfa-3280	162	39	is	be	AUX
ajfa-3280	162	40	evident	evident	ADJ
ajfa-3280	162	41	from	from	ADP
ajfa-3280	162	42	the	the	DET
ajfa-3280	162	43	table	table	NOUN
ajfa-3280	162	44	1.4	1.4	NUM
ajfa-3280	162	45	that	that	PRON
ajfa-3280	162	46	the	the	DET
ajfa-3280	162	47	operating	operate	VERB
ajfa-3280	162	48	ratio	ratio	NOUN
ajfa-3280	162	49	in	in	ADP
ajfa-3280	162	50	sbi	sbi	PROPN
ajfa-3280	162	51	is	be	AUX
ajfa-3280	162	52	greater	great	ADJ
ajfa-3280	162	53	than	than	ADP
ajfa-3280	162	54	the	the	DET
ajfa-3280	162	55	operating	operate	VERB
ajfa-3280	162	56	income	income	NOUN
ajfa-3280	162	57	resulting	result	VERB
ajfa-3280	162	58	into	into	ADP
ajfa-3280	162	59	operating	operate	VERB
ajfa-3280	162	60	loss	loss	NOUN
ajfa-3280	162	61	.	.	PUNCT
ajfa-3280	163	1	it	it	PRON
ajfa-3280	163	2	denotes	denote	VERB
ajfa-3280	163	3	that	that	SCONJ
ajfa-3280	163	4	the	the	DET
ajfa-3280	163	5	operating	operating	NOUN
ajfa-3280	163	6	cost	cost	NOUN
ajfa-3280	163	7	in	in	ADP
ajfa-3280	163	8	sbi	sbi	PROPN
ajfa-3280	163	9	is	be	AUX
ajfa-3280	163	10	excessively	excessively	ADV
ajfa-3280	163	11	high	high	ADJ
ajfa-3280	163	12	not	not	PART
ajfa-3280	163	13	being	be	AUX
ajfa-3280	163	14	covered	cover	VERB
ajfa-3280	163	15	by	by	ADP
ajfa-3280	163	16	the	the	DET
ajfa-3280	163	17	operating	operating	NOUN
ajfa-3280	163	18	incomes	income	NOUN
ajfa-3280	163	19	.	.	PUNCT
ajfa-3280	164	1	the	the	DET
ajfa-3280	164	2	average	average	NOUN
ajfa-3280	164	3	of	of	ADP
ajfa-3280	164	4	the	the	DET
ajfa-3280	164	5	operating	operate	VERB
ajfa-3280	164	6	ratio	ratio	NOUN
ajfa-3280	164	7	in	in	ADP
ajfa-3280	164	8	sbi	sbi	PROPN
ajfa-3280	164	9	is	be	AUX
ajfa-3280	164	10	108.25	108.25	NUM
ajfa-3280	164	11	percent	percent	NOUN
ajfa-3280	164	12	.	.	PUNCT
ajfa-3280	165	1	the	the	DET
ajfa-3280	165	2	management	management	NOUN
ajfa-3280	165	3	of	of	ADP
ajfa-3280	165	4	sbi	sbi	PROPN
ajfa-3280	165	5	should	should	AUX
ajfa-3280	165	6	either	either	CCONJ
ajfa-3280	165	7	reduce	reduce	VERB
ajfa-3280	165	8	the	the	DET
ajfa-3280	165	9	operating	operating	NOUN
ajfa-3280	165	10	cost	cost	NOUN
ajfa-3280	165	11	or	or	CCONJ
ajfa-3280	165	12	increase	increase	VERB
ajfa-3280	165	13	the	the	DET
ajfa-3280	165	14	operating	operating	NOUN
ajfa-3280	165	15	incomes	income	NOUN
ajfa-3280	165	16	to	to	PART
ajfa-3280	165	17	convert	convert	VERB
ajfa-3280	165	18	the	the	DET
ajfa-3280	165	19	operating	operate	VERB
ajfa-3280	165	20	loss	loss	NOUN
ajfa-3280	165	21	into	into	ADP
ajfa-3280	165	22	operating	operating	NOUN
ajfa-3280	165	23	profit	profit	NOUN
ajfa-3280	165	24	.	.	PUNCT
ajfa-3280	166	1	it	it	PRON
ajfa-3280	166	2	can	can	AUX
ajfa-3280	166	3	be	be	AUX
ajfa-3280	166	4	noted	note	VERB
ajfa-3280	166	5	from	from	ADP
ajfa-3280	166	6	the	the	DET
ajfa-3280	166	7	table	table	NOUN
ajfa-3280	166	8	that	that	SCONJ
ajfa-3280	166	9	the	the	DET
ajfa-3280	166	10	management	management	NOUN
ajfa-3280	166	11	failed	fail	VERB
ajfa-3280	166	12	to	to	PART
ajfa-3280	166	13	control	control	VERB
ajfa-3280	166	14	the	the	DET
ajfa-3280	166	15	operating	operating	NOUN
ajfa-3280	166	16	cost	cost	NOUN
ajfa-3280	166	17	as	as	SCONJ
ajfa-3280	166	18	the	the	DET
ajfa-3280	166	19	operating	operating	NOUN
ajfa-3280	166	20	ratio	ratio	NOUN
ajfa-3280	166	21	increased	increase	VERB
ajfa-3280	166	22	during	during	ADP
ajfa-3280	166	23	2009	2009	NUM
ajfa-3280	166	24	-	-	SYM
ajfa-3280	166	25	10	10	NUM
ajfa-3280	166	26	and	and	CCONJ
ajfa-3280	166	27	2010	2010	NUM
ajfa-3280	166	28	-	-	SYM
ajfa-3280	166	29	11	11	NUM
ajfa-3280	166	30	.	.	PUNCT
ajfa-3280	167	1	it	it	PRON
ajfa-3280	167	2	shows	show	VERB
ajfa-3280	167	3	inefficiency	inefficiency	NOUN
ajfa-3280	167	4	of	of	ADP
ajfa-3280	167	5	management	management	NOUN
ajfa-3280	167	6	.	.	PUNCT
ajfa-3280	168	1	on	on	ADP
ajfa-3280	168	2	the	the	DET
ajfa-3280	168	3	other	other	ADJ
ajfa-3280	168	4	hand	hand	NOUN
ajfa-3280	168	5	,	,	PUNCT
ajfa-3280	168	6	the	the	DET
ajfa-3280	168	7	operating	operate	VERB
ajfa-3280	168	8	ratio	ratio	NOUN
ajfa-3280	168	9	in	in	ADP
ajfa-3280	168	10	cab	cab	NOUN
ajfa-3280	168	11	,	,	PUNCT
ajfa-3280	168	12	jordan	jordan	PROPN
ajfa-3280	168	13	almost	almost	ADV
ajfa-3280	168	14	showed	show	VERB
ajfa-3280	168	15	a	a	DET
ajfa-3280	168	16	decreasing	decrease	VERB
ajfa-3280	168	17	trend	trend	NOUN
ajfa-3280	168	18	which	which	PRON
ajfa-3280	168	19	denotes	denote	VERB
ajfa-3280	168	20	an	an	DET
ajfa-3280	168	21	effective	effective	ADJ
ajfa-3280	168	22	management	management	NOUN
ajfa-3280	168	23	and	and	CCONJ
ajfa-3280	168	24	control	control	NOUN
ajfa-3280	168	25	over	over	ADP
ajfa-3280	168	26	unnecessary	unnecessary	ADJ
ajfa-3280	168	27	operating	operating	NOUN
ajfa-3280	168	28	cost	cost	NOUN
ajfa-3280	168	29	.	.	PUNCT
ajfa-3280	169	1	the	the	DET
ajfa-3280	169	2	coefficient	coefficient	NOUN
ajfa-3280	169	3	of	of	ADP
ajfa-3280	169	4	variation	variation	NOUN
ajfa-3280	169	5	was	be	AUX
ajfa-3280	169	6	6.00	6.00	NUM
ajfa-3280	169	7	percent	percent	NOUN
ajfa-3280	169	8	denoting	denote	VERB
ajfa-3280	169	9	a	a	DET
ajfa-3280	169	10	consistent	consistent	ADJ
ajfa-3280	169	11	trend	trend	NOUN
ajfa-3280	169	12	.	.	PUNCT
ajfa-3280	170	1	the	the	DET
ajfa-3280	170	2	management	management	NOUN
ajfa-3280	170	3	of	of	ADP
ajfa-3280	170	4	cab	cab	NOUN
ajfa-3280	170	5	should	should	AUX
ajfa-3280	170	6	try	try	VERB
ajfa-3280	170	7	to	to	PART
ajfa-3280	170	8	maintain	maintain	VERB
ajfa-3280	170	9	the	the	DET
ajfa-3280	170	10	same	same	ADJ
ajfa-3280	170	11	position	position	NOUN
ajfa-3280	170	12	in	in	ADP
ajfa-3280	170	13	future	future	NOUN
ajfa-3280	170	14	also	also	ADV
ajfa-3280	170	15	.	.	PUNCT
ajfa-3280	171	1	6.5.5	6.5.5	NUM
ajfa-3280	171	2	fifth	fifth	ADJ
ajfa-3280	171	3	hypothesis	hypothesis	NOUN
ajfa-3280	171	4	h5	h5	NOUN
ajfa-3280	171	5	:	:	PUNCT
ajfa-3280	171	6	there	there	PRON
ajfa-3280	171	7	is	be	VERB
ajfa-3280	171	8	no	no	DET
ajfa-3280	171	9	significant	significant	ADJ
ajfa-3280	171	10	difference	difference	NOUN
ajfa-3280	171	11	in	in	ADP
ajfa-3280	171	12	return	return	NOUN
ajfa-3280	171	13	on	on	ADP
ajfa-3280	171	14	equity	equity	NOUN
ajfa-3280	171	15	share	share	NOUN
ajfa-3280	171	16	holder	holder	NOUN
ajfa-3280	171	17	's	's	PART
ajfa-3280	171	18	fund	fund	NOUN
ajfa-3280	171	19	between	between	ADP
ajfa-3280	171	20	sbi	sbi	NOUN
ajfa-3280	171	21	and	and	CCONJ
ajfa-3280	171	22	cab	cab	NOUN
ajfa-3280	171	23	.	.	PUNCT
ajfa-3280	172	1	inter	inter	PROPN
ajfa-3280	172	2	bank	bank	PROPN
ajfa-3280	172	3	comparison	comparison	NOUN
ajfa-3280	172	4	a	a	DET
ajfa-3280	172	5	comparative	comparative	ADJ
ajfa-3280	172	6	study	study	NOUN
ajfa-3280	172	7	of	of	ADP
ajfa-3280	172	8	return	return	NOUN
ajfa-3280	172	9	on	on	ADP
ajfa-3280	172	10	equity	equity	NOUN
ajfa-3280	172	11	shareholder	shareholder	NOUN
ajfa-3280	172	12	’s	’s	PART
ajfa-3280	172	13	funds	fund	NOUN
ajfa-3280	172	14	as	as	SCONJ
ajfa-3280	172	15	shown	show	VERB
ajfa-3280	172	16	in	in	ADP
ajfa-3280	172	17	the	the	DET
ajfa-3280	172	18	table	table	NOUN
ajfa-3280	172	19	1.5	1.5	NUM
ajfa-3280	172	20	it	it	PRON
ajfa-3280	172	21	can	can	AUX
ajfa-3280	172	22	be	be	AUX
ajfa-3280	172	23	noted	note	VERB
ajfa-3280	172	24	that	that	SCONJ
ajfa-3280	172	25	the	the	DET
ajfa-3280	172	26	return	return	NOUN
ajfa-3280	172	27	on	on	ADP
ajfa-3280	172	28	shareholder	shareholder	NOUN
ajfa-3280	172	29	’s	’s	PART
ajfa-3280	172	30	funds	fund	NOUN
ajfa-3280	172	31	showed	show	VERB
ajfa-3280	172	32	a	a	DET
ajfa-3280	172	33	decreasing	decrease	VERB
ajfa-3280	172	34	trend	trend	NOUN
ajfa-3280	172	35	in	in	ADP
ajfa-3280	172	36	sbi	sbi	PROPN
ajfa-3280	172	37	,	,	PUNCT
ajfa-3280	172	38	india	india	PROPN
ajfa-3280	172	39	except	except	SCONJ
ajfa-3280	172	40	in	in	ADP
ajfa-3280	172	41	the	the	DET
ajfa-3280	172	42	year	year	NOUN
ajfa-3280	172	43	2008	2008	NUM
ajfa-3280	172	44	-	-	SYM
ajfa-3280	172	45	09	09	NUM
ajfa-3280	172	46	whereas	whereas	SCONJ
ajfa-3280	172	47	this	this	DET
ajfa-3280	172	48	ratio	ratio	NOUN
ajfa-3280	172	49	showed	show	VERB
ajfa-3280	172	50	an	an	DET
ajfa-3280	172	51	increasing	increase	VERB
ajfa-3280	172	52	trend	trend	NOUN
ajfa-3280	172	53	in	in	ADP
ajfa-3280	172	54	cab	cab	NOUN
ajfa-3280	172	55	,	,	PUNCT
ajfa-3280	172	56	jordan	jordan	PROPN
ajfa-3280	172	57	.	.	PUNCT
ajfa-3280	173	1	the	the	DET
ajfa-3280	173	2	average	average	NOUN
ajfa-3280	173	3	of	of	ADP
ajfa-3280	173	4	the	the	DET
ajfa-3280	173	5	ratio	ratio	NOUN
ajfa-3280	173	6	was	be	AUX
ajfa-3280	173	7	14.78	14.78	NUM
ajfa-3280	173	8	percent	percent	NOUN
ajfa-3280	173	9	for	for	ADP
ajfa-3280	173	10	sbi	sbi	PROPN
ajfa-3280	173	11	,	,	PUNCT
ajfa-3280	173	12	india	india	PROPN
ajfa-3280	173	13	and	and	CCONJ
ajfa-3280	173	14	14.61	14.61	NUM
ajfa-3280	173	15	percent	percent	NOUN
ajfa-3280	173	16	for	for	ADP
ajfa-3280	173	17	cab	cab	NOUN
ajfa-3280	173	18	,	,	PUNCT
ajfa-3280	173	19	jordan	jordan	PROPN
ajfa-3280	173	20	.	.	PUNCT
ajfa-3280	174	1	from	from	ADP
ajfa-3280	174	2	average	average	ADJ
ajfa-3280	174	3	point	point	NOUN
ajfa-3280	174	4	of	of	ADP
ajfa-3280	174	5	view	view	NOUN
ajfa-3280	174	6	the	the	DET
ajfa-3280	174	7	performance	performance	NOUN
ajfa-3280	174	8	of	of	ADP
ajfa-3280	174	9	both	both	CCONJ
ajfa-3280	174	10	the	the	DET
ajfa-3280	174	11	banks	bank	NOUN
ajfa-3280	174	12	is	be	AUX
ajfa-3280	174	13	same	same	ADJ
ajfa-3280	174	14	.	.	PUNCT
ajfa-3280	175	1	however	however	ADV
ajfa-3280	175	2	,	,	PUNCT
ajfa-3280	175	3	the	the	DET
ajfa-3280	175	4	rate	rate	NOUN
ajfa-3280	175	5	of	of	ADP
ajfa-3280	175	6	return	return	NOUN
ajfa-3280	175	7	on	on	ADP
ajfa-3280	175	8	equity	equity	NOUN
ajfa-3280	175	9	shareholder	shareholder	NOUN
ajfa-3280	175	10	’s	’s	PART
ajfa-3280	175	11	funds	fund	NOUN
ajfa-3280	175	12	can	can	AUX
ajfa-3280	175	13	be	be	AUX
ajfa-3280	175	14	increased	increase	VERB
ajfa-3280	175	15	if	if	SCONJ
ajfa-3280	175	16	the	the	DET
ajfa-3280	175	17	operating	operating	NOUN
ajfa-3280	175	18	cost	cost	NOUN
ajfa-3280	175	19	is	be	AUX
ajfa-3280	175	20	decreased	decrease	VERB
ajfa-3280	175	21	and	and	CCONJ
ajfa-3280	175	22	operating	operating	NOUN
ajfa-3280	175	23	incomes	income	NOUN
ajfa-3280	175	24	are	be	AUX
ajfa-3280	175	25	increased	increase	VERB
ajfa-3280	175	26	by	by	ADP
ajfa-3280	175	27	the	the	DET
ajfa-3280	175	28	management	management	NOUN
ajfa-3280	175	29	of	of	ADP
ajfa-3280	175	30	the	the	DET
ajfa-3280	175	31	bank	bank	NOUN
ajfa-3280	175	32	.	.	PUNCT
ajfa-3280	176	1	the	the	DET
ajfa-3280	176	2	fluctuations	fluctuation	NOUN
ajfa-3280	176	3	in	in	ADP
ajfa-3280	176	4	the	the	DET
ajfa-3280	176	5	ratio	ratio	NOUN
ajfa-3280	176	6	of	of	ADP
ajfa-3280	176	7	sbi	sbi	PROPN
ajfa-3280	176	8	were	be	AUX
ajfa-3280	176	9	less	less	ADJ
ajfa-3280	176	10	as	as	SCONJ
ajfa-3280	176	11	the	the	DET
ajfa-3280	176	12	coefficient	coefficient	NOUN
ajfa-3280	176	13	of	of	ADP
ajfa-3280	176	14	variation	variation	NOUN
ajfa-3280	176	15	was	be	AUX
ajfa-3280	176	16	5.36	5.36	NUM
ajfa-3280	176	17	percent	percent	NOUN
ajfa-3280	176	18	while	while	SCONJ
ajfa-3280	176	19	the	the	DET
ajfa-3280	176	20	variations	variation	NOUN
ajfa-3280	176	21	in	in	ADP
ajfa-3280	176	22	cab	cab	NOUN
ajfa-3280	176	23	were	be	AUX
ajfa-3280	176	24	high	high	ADJ
ajfa-3280	176	25	because	because	SCONJ
ajfa-3280	176	26	the	the	DET
ajfa-3280	176	27	coefficient	coefficient	NOUN
ajfa-3280	176	28	of	of	ADP
ajfa-3280	176	29	variation	variation	NOUN
ajfa-3280	176	30	was	be	AUX
ajfa-3280	176	31	8.18	8.18	NUM
ajfa-3280	176	32	percent	percent	NOUN
ajfa-3280	176	33	which	which	PRON
ajfa-3280	176	34	should	should	AUX
ajfa-3280	176	35	be	be	AUX
ajfa-3280	176	36	controlled	control	VERB
ajfa-3280	176	37	by	by	ADP
ajfa-3280	176	38	the	the	DET
ajfa-3280	176	39	management	management	NOUN
ajfa-3280	176	40	.	.	PUNCT
ajfa-3280	177	1	test	test	NOUN
ajfa-3280	177	2	of	of	ADP
ajfa-3280	177	3	significance	significance	NOUN
ajfa-3280	177	4	for	for	ADP
ajfa-3280	177	5	return	return	NOUN
ajfa-3280	177	6	on	on	ADP
ajfa-3280	177	7	equity	equity	NOUN
ajfa-3280	177	8	shareholder	shareholder	NOUN
ajfa-3280	177	9	’s	’s	PART
ajfa-3280	177	10	funds	fund	NOUN
ajfa-3280	177	11	(	(	PUNCT
ajfa-3280	177	12	t	t	NOUN
ajfa-3280	177	13	test	test	NOUN
ajfa-3280	177	14	)	)	PUNCT
ajfa-3280	177	15	null	null	ADJ
ajfa-3280	177	16	hypothesis	hypothesis	NOUN
ajfa-3280	177	17	(	(	PUNCT
ajfa-3280	177	18	ho)-there	ho)-there	NOUN
ajfa-3280	177	19	is	be	AUX
ajfa-3280	177	20	no	no	DET
ajfa-3280	177	21	significant	significant	ADJ
ajfa-3280	177	22	difference	difference	NOUN
ajfa-3280	177	23	in	in	ADP
ajfa-3280	177	24	the	the	DET
ajfa-3280	177	25	return	return	NOUN
ajfa-3280	177	26	on	on	ADP
ajfa-3280	177	27	equity	equity	NOUN
ajfa-3280	177	28	shareholders	shareholder	NOUN
ajfa-3280	177	29	’	'	PUNCT
ajfa-3280	177	30	funds	fund	NOUN
ajfa-3280	177	31	of	of	ADP
ajfa-3280	177	32	the	the	DET
ajfa-3280	177	33	banks	bank	NOUN
ajfa-3280	177	34	under	under	ADP
ajfa-3280	177	35	study	study	NOUN
ajfa-3280	177	36	asian	asian	ADJ
ajfa-3280	177	37	journal	journal	PROPN
ajfa-3280	177	38	of	of	ADP
ajfa-3280	177	39	finance	finance	PROPN
ajfa-3280	177	40	&	&	CCONJ
ajfa-3280	177	41	accounting	accounting	PROPN
ajfa-3280	177	42	issn	issn	PROPN
ajfa-3280	177	43	1946	1946	NUM
ajfa-3280	177	44	-	-	PUNCT
ajfa-3280	177	45	052x	052x	NOUN
ajfa-3280	177	46	2013	2013	NUM
ajfa-3280	177	47	,	,	PUNCT
ajfa-3280	177	48	vol	vol	NOUN
ajfa-3280	177	49	.	.	PROPN
ajfa-3280	177	50	5	5	NUM
ajfa-3280	177	51	,	,	PUNCT
ajfa-3280	177	52	no	no	INTJ
ajfa-3280	177	53	.	.	NOUN
ajfa-3280	177	54	1	1	NUM
ajfa-3280	177	55	www.macrothink.org/ajfa	www.macrothink.org/ajfa	NOUN
ajfa-3280	177	56	268	268	NUM
ajfa-3280	177	57	alternative	alternative	ADJ
ajfa-3280	177	58	hypothesis	hypothesis	NOUN
ajfa-3280	177	59	(	(	PUNCT
ajfa-3280	177	60	ha)-there	ha)-there	ADV
ajfa-3280	177	61	is	be	AUX
ajfa-3280	177	62	significant	significant	ADJ
ajfa-3280	177	63	difference	difference	NOUN
ajfa-3280	177	64	in	in	ADP
ajfa-3280	177	65	the	the	DET
ajfa-3280	177	66	return	return	NOUN
ajfa-3280	177	67	on	on	ADP
ajfa-3280	177	68	equity	equity	NOUN
ajfa-3280	177	69	shareholders	shareholder	NOUN
ajfa-3280	177	70	’	’	PART
ajfa-3280	177	71	funds	fund	NOUN
ajfa-3280	177	72	and	and	CCONJ
ajfa-3280	177	73	cab	cab	NOUN
ajfa-3280	177	74	,	,	PUNCT
ajfa-3280	177	75	jordan	jordan	PROPN
ajfa-3280	177	76	has	have	AUX
ajfa-3280	177	77	performed	perform	VERB
ajfa-3280	177	78	better	well	ADV
ajfa-3280	177	79	than	than	ADP
ajfa-3280	177	80	sbi	sbi	PROPN
ajfa-3280	177	81	,	,	PUNCT
ajfa-3280	177	82	india	india	PROPN
ajfa-3280	177	83	computed	compute	VERB
ajfa-3280	177	84	value	value	NOUN
ajfa-3280	177	85	of	of	ADP
ajfa-3280	177	86	t	t	PROPN
ajfa-3280	177	87	for	for	ADP
ajfa-3280	177	88	the	the	DET
ajfa-3280	177	89	difference	difference	NOUN
ajfa-3280	177	90	of	of	ADP
ajfa-3280	177	91	the	the	DET
ajfa-3280	177	92	mean	mean	ADJ
ajfa-3280	177	93	values	value	NOUN
ajfa-3280	177	94	=	=	SYM
ajfa-3280	177	95	0.263	0.263	NUM
ajfa-3280	177	96	table	table	NOUN
ajfa-3280	177	97	value	value	NOUN
ajfa-3280	177	98	of	of	ADP
ajfa-3280	177	99	t	t	PROPN
ajfa-3280	177	100	(	(	PUNCT
ajfa-3280	177	101	v=8	v=8	PROPN
ajfa-3280	177	102	)	)	PUNCT
ajfa-3280	177	103	at	at	ADP
ajfa-3280	177	104	5	5	NUM
ajfa-3280	177	105	%	%	NOUN
ajfa-3280	177	106	level	level	NOUN
ajfa-3280	177	107	of	of	ADP
ajfa-3280	177	108	significance=2.306	significance=2.306	NOUN
ajfa-3280	177	109	as	as	SCONJ
ajfa-3280	177	110	the	the	DET
ajfa-3280	177	111	computed	computed	ADJ
ajfa-3280	177	112	value	value	NOUN
ajfa-3280	177	113	of	of	ADP
ajfa-3280	177	114	t	t	PROPN
ajfa-3280	177	115	is	be	AUX
ajfa-3280	177	116	less	less	ADJ
ajfa-3280	177	117	than	than	ADP
ajfa-3280	177	118	the	the	DET
ajfa-3280	177	119	table	table	NOUN
ajfa-3280	177	120	value	value	NOUN
ajfa-3280	177	121	,	,	PUNCT
ajfa-3280	177	122	hence	hence	ADV
ajfa-3280	177	123	the	the	DET
ajfa-3280	177	124	null	null	ADJ
ajfa-3280	177	125	hypothesis	hypothesis	NOUN
ajfa-3280	177	126	is	be	AUX
ajfa-3280	177	127	accepted	accept	VERB
ajfa-3280	177	128	and	and	CCONJ
ajfa-3280	177	129	it	it	PRON
ajfa-3280	177	130	is	be	AUX
ajfa-3280	177	131	inferred	infer	VERB
ajfa-3280	177	132	that	that	SCONJ
ajfa-3280	177	133	both	both	CCONJ
ajfa-3280	177	134	the	the	DET
ajfa-3280	177	135	banks	bank	NOUN
ajfa-3280	177	136	have	have	AUX
ajfa-3280	177	137	performed	perform	VERB
ajfa-3280	177	138	equally	equally	ADV
ajfa-3280	177	139	good	good	ADJ
ajfa-3280	177	140	as	as	SCONJ
ajfa-3280	177	141	regards	regard	VERB
ajfa-3280	177	142	the	the	DET
ajfa-3280	177	143	return	return	NOUN
ajfa-3280	177	144	on	on	ADP
ajfa-3280	177	145	equity	equity	NOUN
ajfa-3280	177	146	shareholder	shareholder	NOUN
ajfa-3280	177	147	’s	’s	PART
ajfa-3280	177	148	funds	fund	NOUN
ajfa-3280	177	149	.	.	PUNCT
ajfa-3280	178	1	6.5.6	6.5.6	NUM
ajfa-3280	178	2	sixth	sixth	ADJ
ajfa-3280	178	3	hypothesis	hypothesis	NOUN
ajfa-3280	178	4	h6	h6	NOUN
ajfa-3280	178	5	:	:	PUNCT
ajfa-3280	178	6	there	there	PRON
ajfa-3280	178	7	is	be	VERB
ajfa-3280	178	8	no	no	DET
ajfa-3280	178	9	significant	significant	ADJ
ajfa-3280	178	10	difference	difference	NOUN
ajfa-3280	178	11	in	in	ADP
ajfa-3280	178	12	return	return	NOUN
ajfa-3280	178	13	on	on	ADP
ajfa-3280	178	14	capital	capital	NOUN
ajfa-3280	178	15	employed	employ	VERB
ajfa-3280	178	16	ratio	ratio	NOUN
ajfa-3280	178	17	between	between	ADP
ajfa-3280	178	18	sbi	sbi	NOUN
ajfa-3280	178	19	and	and	CCONJ
ajfa-3280	178	20	cab	cab	NOUN
ajfa-3280	178	21	inter	inter	PROPN
ajfa-3280	178	22	bank	bank	PROPN
ajfa-3280	178	23	comparison	comparison	NOUN
ajfa-3280	178	24	a	a	DET
ajfa-3280	178	25	comparative	comparative	ADJ
ajfa-3280	178	26	study	study	NOUN
ajfa-3280	178	27	of	of	ADP
ajfa-3280	178	28	the	the	DET
ajfa-3280	178	29	return	return	NOUN
ajfa-3280	178	30	on	on	ADP
ajfa-3280	178	31	capital	capital	NOUN
ajfa-3280	178	32	employed	employ	VERB
ajfa-3280	178	33	of	of	ADP
ajfa-3280	178	34	both	both	CCONJ
ajfa-3280	178	35	the	the	DET
ajfa-3280	178	36	banks	bank	NOUN
ajfa-3280	178	37	has	have	AUX
ajfa-3280	178	38	been	be	AUX
ajfa-3280	178	39	highlighted	highlight	VERB
ajfa-3280	178	40	in	in	ADP
ajfa-3280	178	41	the	the	DET
ajfa-3280	178	42	table	table	NOUN
ajfa-3280	178	43	1.6	1.6	NUM
ajfa-3280	178	44	.	.	PUNCT
ajfa-3280	179	1	it	it	PRON
ajfa-3280	179	2	can	can	AUX
ajfa-3280	179	3	be	be	AUX
ajfa-3280	179	4	observed	observe	VERB
ajfa-3280	179	5	from	from	ADP
ajfa-3280	179	6	the	the	DET
ajfa-3280	179	7	table	table	NOUN
ajfa-3280	179	8	(	(	PUNCT
ajfa-3280	179	9	1.6	1.6	NUM
ajfa-3280	179	10	)	)	PUNCT
ajfa-3280	179	11	that	that	SCONJ
ajfa-3280	179	12	the	the	DET
ajfa-3280	179	13	return	return	NOUN
ajfa-3280	179	14	on	on	ADP
ajfa-3280	179	15	capital	capital	NOUN
ajfa-3280	179	16	employed	employ	VERB
ajfa-3280	179	17	in	in	ADP
ajfa-3280	179	18	sbi	sbi	PROPN
ajfa-3280	179	19	,	,	PUNCT
ajfa-3280	179	20	india	india	PROPN
ajfa-3280	179	21	was	be	AUX
ajfa-3280	179	22	very	very	ADV
ajfa-3280	179	23	than	than	ADP
ajfa-3280	179	24	the	the	DET
ajfa-3280	179	25	return	return	NOUN
ajfa-3280	179	26	on	on	ADP
ajfa-3280	179	27	capital	capital	NOUN
ajfa-3280	179	28	employed	employ	VERB
ajfa-3280	179	29	of	of	ADP
ajfa-3280	179	30	cab	cab	NOUN
ajfa-3280	179	31	,	,	PUNCT
ajfa-3280	179	32	jordan	jordan	PROPN
ajfa-3280	179	33	.	.	PUNCT
ajfa-3280	180	1	the	the	DET
ajfa-3280	180	2	average	average	NOUN
ajfa-3280	180	3	of	of	ADP
ajfa-3280	180	4	the	the	DET
ajfa-3280	180	5	ratio	ratio	NOUN
ajfa-3280	180	6	in	in	ADP
ajfa-3280	180	7	sbi	sbi	PROPN
ajfa-3280	180	8	was	be	AUX
ajfa-3280	180	9	just	just	ADV
ajfa-3280	180	10	1.48	1.48	NUM
ajfa-3280	180	11	percent	percent	NOUN
ajfa-3280	180	12	while	while	SCONJ
ajfa-3280	180	13	in	in	ADP
ajfa-3280	180	14	cab	cab	NOUN
ajfa-3280	180	15	it	it	PRON
ajfa-3280	180	16	was	be	AUX
ajfa-3280	180	17	33.90	33.90	NUM
ajfa-3280	180	18	percent	percent	NOUN
ajfa-3280	180	19	indicating	indicate	VERB
ajfa-3280	180	20	that	that	SCONJ
ajfa-3280	180	21	the	the	DET
ajfa-3280	180	22	management	management	NOUN
ajfa-3280	180	23	of	of	ADP
ajfa-3280	180	24	cab	cab	NOUN
ajfa-3280	180	25	was	be	AUX
ajfa-3280	180	26	very	very	ADV
ajfa-3280	180	27	efficient	efficient	ADJ
ajfa-3280	180	28	to	to	PART
ajfa-3280	180	29	make	make	VERB
ajfa-3280	180	30	an	an	DET
ajfa-3280	180	31	optimum	optimum	ADJ
ajfa-3280	180	32	use	use	NOUN
ajfa-3280	180	33	of	of	ADP
ajfa-3280	180	34	the	the	DET
ajfa-3280	180	35	resources	resource	NOUN
ajfa-3280	180	36	.	.	PUNCT
ajfa-3280	181	1	the	the	DET
ajfa-3280	181	2	management	management	NOUN
ajfa-3280	181	3	of	of	ADP
ajfa-3280	181	4	sbi	sbi	PROPN
ajfa-3280	181	5	should	should	AUX
ajfa-3280	181	6	plan	plan	VERB
ajfa-3280	181	7	their	their	PRON
ajfa-3280	181	8	investment	investment	NOUN
ajfa-3280	181	9	policy	policy	NOUN
ajfa-3280	181	10	to	to	PART
ajfa-3280	181	11	yield	yield	VERB
ajfa-3280	181	12	an	an	DET
ajfa-3280	181	13	optimum	optimum	ADJ
ajfa-3280	181	14	return	return	NOUN
ajfa-3280	181	15	.	.	PUNCT
ajfa-3280	182	1	the	the	DET
ajfa-3280	182	2	consistency	consistency	NOUN
ajfa-3280	182	3	in	in	ADP
ajfa-3280	182	4	the	the	DET
ajfa-3280	182	5	return	return	NOUN
ajfa-3280	182	6	on	on	ADP
ajfa-3280	182	7	capital	capital	NOUN
ajfa-3280	182	8	employed	employ	VERB
ajfa-3280	182	9	was	be	AUX
ajfa-3280	182	10	higher	high	ADJ
ajfa-3280	182	11	in	in	ADP
ajfa-3280	182	12	cab	cab	NOUN
ajfa-3280	182	13	than	than	ADP
ajfa-3280	182	14	the	the	DET
ajfa-3280	182	15	consistency	consistency	NOUN
ajfa-3280	182	16	in	in	ADP
ajfa-3280	182	17	sbi	sbi	PROPN
ajfa-3280	182	18	,	,	PUNCT
ajfa-3280	182	19	india	india	PROPN
ajfa-3280	182	20	.	.	PUNCT
ajfa-3280	183	1	test	test	NOUN
ajfa-3280	183	2	of	of	ADP
ajfa-3280	183	3	significance	significance	NOUN
ajfa-3280	183	4	(	(	PUNCT
ajfa-3280	183	5	t	t	NOUN
ajfa-3280	183	6	test	test	NOUN
ajfa-3280	183	7	)	)	PUNCT
ajfa-3280	183	8	for	for	ADP
ajfa-3280	183	9	return	return	NOUN
ajfa-3280	183	10	on	on	ADP
ajfa-3280	183	11	capital	capital	NOUN
ajfa-3280	183	12	employed	employ	VERB
ajfa-3280	183	13	hypothesis	hypothesis	NOUN
ajfa-3280	183	14	–	–	PUNCT
ajfa-3280	183	15	a	a	X
ajfa-3280	183	16	)	)	PUNCT
ajfa-3280	183	17	null	null	ADJ
ajfa-3280	183	18	hypothesis	hypothesis	NOUN
ajfa-3280	183	19	(	(	PUNCT
ajfa-3280	183	20	ho)there	ho)there	NOUN
ajfa-3280	183	21	is	be	AUX
ajfa-3280	183	22	no	no	DET
ajfa-3280	183	23	significant	significant	ADJ
ajfa-3280	183	24	difference	difference	NOUN
ajfa-3280	183	25	in	in	ADP
ajfa-3280	183	26	the	the	DET
ajfa-3280	183	27	return	return	NOUN
ajfa-3280	183	28	on	on	ADP
ajfa-3280	183	29	capital	capital	NOUN
ajfa-3280	183	30	employed	employ	VERB
ajfa-3280	183	31	ratio	ratio	NOUN
ajfa-3280	183	32	of	of	ADP
ajfa-3280	183	33	the	the	DET
ajfa-3280	183	34	banks	bank	NOUN
ajfa-3280	183	35	under	under	ADP
ajfa-3280	183	36	study	study	NOUN
ajfa-3280	183	37	b	b	NUM
ajfa-3280	183	38	)	)	PUNCT
ajfa-3280	183	39	alternative	alternative	ADJ
ajfa-3280	183	40	hypothesis	hypothesis	NOUN
ajfa-3280	183	41	(	(	PUNCT
ajfa-3280	183	42	ha)-the	ha)-the	DET
ajfa-3280	183	43	performance	performance	NOUN
ajfa-3280	183	44	of	of	ADP
ajfa-3280	183	45	cab	cab	NOUN
ajfa-3280	183	46	is	be	AUX
ajfa-3280	183	47	better	well	ADJ
ajfa-3280	183	48	than	than	ADP
ajfa-3280	183	49	sbi	sbi	NOUN
ajfa-3280	183	50	as	as	SCONJ
ajfa-3280	183	51	regards	regard	VERB
ajfa-3280	183	52	the	the	DET
ajfa-3280	183	53	return	return	NOUN
ajfa-3280	183	54	on	on	ADP
ajfa-3280	183	55	capital	capital	NOUN
ajfa-3280	183	56	employed	employ	VERB
ajfa-3280	183	57	computed	compute	VERB
ajfa-3280	183	58	value	value	NOUN
ajfa-3280	183	59	of	of	ADP
ajfa-3280	183	60	t	t	PROPN
ajfa-3280	183	61	for	for	ADP
ajfa-3280	183	62	the	the	DET
ajfa-3280	183	63	mean	mean	ADJ
ajfa-3280	183	64	values	value	NOUN
ajfa-3280	183	65	=	=	NOUN
ajfa-3280	183	66	26.68	26.68	NUM
ajfa-3280	183	67	table	table	NOUN
ajfa-3280	183	68	value	value	NOUN
ajfa-3280	183	69	of	of	ADP
ajfa-3280	183	70	t	t	PROPN
ajfa-3280	183	71	at	at	ADP
ajfa-3280	183	72	5	5	NUM
ajfa-3280	183	73	percent	percent	NOUN
ajfa-3280	183	74	level	level	NOUN
ajfa-3280	183	75	of	of	ADP
ajfa-3280	183	76	significance	significance	NOUN
ajfa-3280	183	77	for	for	ADP
ajfa-3280	183	78	d.f	d.f	PROPN
ajfa-3280	183	79	.	.	PROPN
ajfa-3280	183	80	8	8	NUM
ajfa-3280	183	81	is	be	AUX
ajfa-3280	183	82	2.306	2.306	NUM
ajfa-3280	183	83	decision	decision	NOUN
ajfa-3280	183	84	:	:	PUNCT
ajfa-3280	183	85	the	the	DET
ajfa-3280	183	86	calculated	calculate	VERB
ajfa-3280	183	87	value	value	NOUN
ajfa-3280	183	88	of	of	ADP
ajfa-3280	183	89	t	t	PROPN
ajfa-3280	183	90	is	be	AUX
ajfa-3280	183	91	higher	high	ADJ
ajfa-3280	183	92	than	than	ADP
ajfa-3280	183	93	the	the	DET
ajfa-3280	183	94	table	table	NOUN
ajfa-3280	183	95	value	value	NOUN
ajfa-3280	183	96	,	,	PUNCT
ajfa-3280	183	97	hence	hence	ADV
ajfa-3280	183	98	the	the	DET
ajfa-3280	183	99	null	null	ADJ
ajfa-3280	183	100	hypothesis	hypothesis	NOUN
ajfa-3280	183	101	is	be	AUX
ajfa-3280	183	102	rejected	reject	VERB
ajfa-3280	183	103	and	and	CCONJ
ajfa-3280	183	104	alternative	alternative	ADJ
ajfa-3280	183	105	hypothesis	hypothesis	NOUN
ajfa-3280	183	106	is	be	AUX
ajfa-3280	183	107	accepted	accept	VERB
ajfa-3280	183	108	.	.	PUNCT
ajfa-3280	184	1	accordingly	accordingly	ADV
ajfa-3280	184	2	it	it	PRON
ajfa-3280	184	3	is	be	AUX
ajfa-3280	184	4	concluded	conclude	VERB
ajfa-3280	184	5	that	that	SCONJ
ajfa-3280	184	6	the	the	DET
ajfa-3280	184	7	return	return	NOUN
ajfa-3280	184	8	on	on	ADP
ajfa-3280	184	9	capital	capital	NOUN
ajfa-3280	184	10	employed	employ	VERB
ajfa-3280	184	11	in	in	ADP
ajfa-3280	184	12	cab	cab	NOUN
ajfa-3280	184	13	,	,	PUNCT
ajfa-3280	184	14	jordan	jordan	PROPN
ajfa-3280	184	15	is	be	AUX
ajfa-3280	184	16	higher	high	ADJ
ajfa-3280	184	17	than	than	ADP
ajfa-3280	184	18	the	the	DET
ajfa-3280	184	19	return	return	NOUN
ajfa-3280	184	20	on	on	ADP
ajfa-3280	184	21	capital	capital	NOUN
ajfa-3280	184	22	employed	employ	VERB
ajfa-3280	184	23	in	in	ADP
ajfa-3280	184	24	sbi	sbi	PROPN
ajfa-3280	184	25	,	,	PUNCT
ajfa-3280	184	26	india	india	PROPN
ajfa-3280	184	27	.	.	PUNCT
ajfa-3280	185	1	6.5.7	6.5.7	NUM
ajfa-3280	185	2	seventh	seventh	ADJ
ajfa-3280	185	3	hypothesis	hypothesis	NOUN
ajfa-3280	185	4	h7	h7	NOUN
ajfa-3280	185	5	:	:	PUNCT
ajfa-3280	185	6	there	there	PRON
ajfa-3280	185	7	is	be	VERB
ajfa-3280	185	8	no	no	DET
ajfa-3280	185	9	significant	significant	ADJ
ajfa-3280	185	10	difference	difference	NOUN
ajfa-3280	185	11	in	in	ADP
ajfa-3280	185	12	return	return	NOUN
ajfa-3280	185	13	on	on	ADP
ajfa-3280	185	14	total	total	ADJ
ajfa-3280	185	15	assets	asset	NOUN
ajfa-3280	185	16	ratio	ratio	NOUN
ajfa-3280	185	17	between	between	ADP
ajfa-3280	185	18	sbi	sbi	NOUN
ajfa-3280	185	19	and	and	CCONJ
ajfa-3280	185	20	cab	cab	NOUN
ajfa-3280	185	21	inter	inter	PROPN
ajfa-3280	185	22	bank	bank	PROPN
ajfa-3280	185	23	comparison	comparison	NOUN
ajfa-3280	185	24	the	the	DET
ajfa-3280	185	25	table	table	NOUN
ajfa-3280	185	26	1.7	1.7	NUM
ajfa-3280	185	27	shows	show	VERB
ajfa-3280	185	28	a	a	DET
ajfa-3280	185	29	comparative	comparative	ADJ
ajfa-3280	185	30	position	position	NOUN
ajfa-3280	185	31	of	of	ADP
ajfa-3280	185	32	both	both	CCONJ
ajfa-3280	185	33	the	the	DET
ajfa-3280	185	34	banks	bank	NOUN
ajfa-3280	185	35	for	for	ADP
ajfa-3280	185	36	return	return	NOUN
ajfa-3280	185	37	on	on	ADP
ajfa-3280	185	38	total	total	ADJ
ajfa-3280	185	39	assets	asset	NOUN
ajfa-3280	185	40	.	.	PUNCT
ajfa-3280	186	1	it	it	PRON
ajfa-3280	186	2	can	can	AUX
ajfa-3280	186	3	be	be	AUX
ajfa-3280	186	4	asian	asian	ADJ
ajfa-3280	186	5	journal	journal	NOUN
ajfa-3280	186	6	of	of	ADP
ajfa-3280	186	7	finance	finance	PROPN
ajfa-3280	186	8	&	&	CCONJ
ajfa-3280	186	9	accounting	accounting	PROPN
ajfa-3280	186	10	issn	issn	PROPN
ajfa-3280	186	11	1946	1946	NUM
ajfa-3280	186	12	-	-	PUNCT
ajfa-3280	186	13	052x	052x	NOUN
ajfa-3280	186	14	2013	2013	NUM
ajfa-3280	186	15	,	,	PUNCT
ajfa-3280	186	16	vol	vol	NOUN
ajfa-3280	186	17	.	.	PROPN
ajfa-3280	186	18	5	5	NUM
ajfa-3280	186	19	,	,	PUNCT
ajfa-3280	186	20	no	no	INTJ
ajfa-3280	186	21	.	.	NOUN
ajfa-3280	186	22	1	1	NUM
ajfa-3280	186	23	www.macrothink.org/ajfa	www.macrothink.org/ajfa	NOUN
ajfa-3280	186	24	269	269	NUM
ajfa-3280	186	25	observed	observe	VERB
ajfa-3280	186	26	from	from	ADP
ajfa-3280	186	27	the	the	DET
ajfa-3280	186	28	table	table	NOUN
ajfa-3280	186	29	(	(	PUNCT
ajfa-3280	186	30	1.7	1.7	NUM
ajfa-3280	186	31	)	)	PUNCT
ajfa-3280	186	32	that	that	SCONJ
ajfa-3280	186	33	the	the	DET
ajfa-3280	186	34	return	return	NOUN
ajfa-3280	186	35	on	on	ADP
ajfa-3280	186	36	total	total	ADJ
ajfa-3280	186	37	assets	asset	NOUN
ajfa-3280	186	38	in	in	ADP
ajfa-3280	186	39	sbi	sbi	PROPN
ajfa-3280	186	40	,	,	PUNCT
ajfa-3280	186	41	india	india	PROPN
ajfa-3280	186	42	was	be	AUX
ajfa-3280	186	43	less	less	ADJ
ajfa-3280	186	44	than	than	ADP
ajfa-3280	186	45	the	the	DET
ajfa-3280	186	46	return	return	NOUN
ajfa-3280	186	47	on	on	ADP
ajfa-3280	186	48	total	total	ADJ
ajfa-3280	186	49	assets	asset	NOUN
ajfa-3280	186	50	in	in	ADP
ajfa-3280	186	51	cab	cab	NOUN
ajfa-3280	186	52	,	,	PUNCT
ajfa-3280	186	53	jordan	jordan	PROPN
ajfa-3280	186	54	.	.	PUNCT
ajfa-3280	187	1	the	the	DET
ajfa-3280	187	2	average	average	ADJ
ajfa-3280	187	3	rate	rate	NOUN
ajfa-3280	187	4	of	of	ADP
ajfa-3280	187	5	return	return	NOUN
ajfa-3280	187	6	on	on	ADP
ajfa-3280	187	7	total	total	ADJ
ajfa-3280	187	8	assets	asset	NOUN
ajfa-3280	187	9	in	in	ADP
ajfa-3280	187	10	sbi	sbi	PROPN
ajfa-3280	187	11	was	be	AUX
ajfa-3280	187	12	1.32	1.32	NUM
ajfa-3280	187	13	percent	percent	NOUN
ajfa-3280	187	14	while	while	SCONJ
ajfa-3280	187	15	in	in	ADP
ajfa-3280	187	16	cab	cab	NOUN
ajfa-3280	187	17	,	,	PUNCT
ajfa-3280	187	18	jordan	jordan	PROPN
ajfa-3280	187	19	it	it	PRON
ajfa-3280	187	20	was	be	AUX
ajfa-3280	187	21	3.68	3.68	NUM
ajfa-3280	187	22	percent	percent	NOUN
ajfa-3280	187	23	which	which	PRON
ajfa-3280	187	24	means	mean	VERB
ajfa-3280	187	25	that	that	SCONJ
ajfa-3280	187	26	the	the	DET
ajfa-3280	187	27	total	total	ADJ
ajfa-3280	187	28	assets	asset	NOUN
ajfa-3280	187	29	were	be	AUX
ajfa-3280	187	30	used	use	VERB
ajfa-3280	187	31	in	in	ADP
ajfa-3280	187	32	cab	cab	NOUN
ajfa-3280	187	33	,	,	PUNCT
ajfa-3280	187	34	jordan	jordan	PROPN
ajfa-3280	187	35	effectively	effectively	ADV
ajfa-3280	187	36	in	in	ADP
ajfa-3280	187	37	comparison	comparison	NOUN
ajfa-3280	187	38	to	to	ADP
ajfa-3280	187	39	sbi	sbi	PROPN
ajfa-3280	187	40	,	,	PUNCT
ajfa-3280	187	41	india	india	PROPN
ajfa-3280	187	42	.	.	PUNCT
ajfa-3280	188	1	the	the	DET
ajfa-3280	188	2	variations	variation	NOUN
ajfa-3280	188	3	were	be	AUX
ajfa-3280	188	4	high	high	ADJ
ajfa-3280	188	5	in	in	ADP
ajfa-3280	188	6	sbi	sbi	PROPN
ajfa-3280	188	7	,	,	PUNCT
ajfa-3280	188	8	india	india	PROPN
ajfa-3280	188	9	as	as	SCONJ
ajfa-3280	188	10	the	the	DET
ajfa-3280	188	11	coefficient	coefficient	NOUN
ajfa-3280	188	12	of	of	ADP
ajfa-3280	188	13	variation	variation	NOUN
ajfa-3280	188	14	in	in	ADP
ajfa-3280	188	15	sbi	sbi	PROPN
ajfa-3280	188	16	was	be	AUX
ajfa-3280	188	17	10.30	10.30	NUM
ajfa-3280	188	18	percent	percent	NOUN
ajfa-3280	188	19	while	while	SCONJ
ajfa-3280	188	20	in	in	ADP
ajfa-3280	188	21	cab	cab	NOUN
ajfa-3280	188	22	,	,	PUNCT
ajfa-3280	188	23	jordan	jordan	PROPN
ajfa-3280	188	24	it	it	PRON
ajfa-3280	188	25	was	be	AUX
ajfa-3280	188	26	4.55	4.55	NUM
ajfa-3280	188	27	percent	percent	NOUN
ajfa-3280	188	28	.	.	PUNCT
ajfa-3280	189	1	it	it	PRON
ajfa-3280	189	2	can	can	AUX
ajfa-3280	189	3	be	be	AUX
ajfa-3280	189	4	concluded	conclude	VERB
ajfa-3280	189	5	that	that	SCONJ
ajfa-3280	189	6	the	the	DET
ajfa-3280	189	7	return	return	NOUN
ajfa-3280	189	8	on	on	ADP
ajfa-3280	189	9	total	total	ADJ
ajfa-3280	189	10	assets	asset	NOUN
ajfa-3280	189	11	was	be	AUX
ajfa-3280	189	12	better	well	ADJ
ajfa-3280	189	13	in	in	ADP
ajfa-3280	189	14	cab	cab	NOUN
ajfa-3280	189	15	,	,	PUNCT
ajfa-3280	189	16	jordan	jordan	PROPN
ajfa-3280	189	17	.	.	PUNCT
ajfa-3280	190	1	test	test	NOUN
ajfa-3280	190	2	of	of	ADP
ajfa-3280	190	3	significance	significance	NOUN
ajfa-3280	190	4	for	for	ADP
ajfa-3280	190	5	return	return	NOUN
ajfa-3280	190	6	on	on	ADP
ajfa-3280	190	7	total	total	ADJ
ajfa-3280	190	8	assets	asset	NOUN
ajfa-3280	190	9	(	(	PUNCT
ajfa-3280	190	10	t	t	NOUN
ajfa-3280	190	11	test	test	NOUN
ajfa-3280	190	12	)	)	PUNCT
ajfa-3280	191	1	hypothesis	hypothesis	NOUN
ajfa-3280	191	2	:	:	PUNCT
ajfa-3280	191	3	a	a	X
ajfa-3280	191	4	)	)	PUNCT
ajfa-3280	191	5	null	null	ADJ
ajfa-3280	191	6	hypothesis	hypothesis	NOUN
ajfa-3280	191	7	:	:	PUNCT
ajfa-3280	191	8	there	there	PRON
ajfa-3280	191	9	is	be	VERB
ajfa-3280	191	10	no	no	DET
ajfa-3280	191	11	significant	significant	ADJ
ajfa-3280	191	12	difference	difference	NOUN
ajfa-3280	191	13	in	in	ADP
ajfa-3280	191	14	the	the	DET
ajfa-3280	191	15	return	return	NOUN
ajfa-3280	191	16	on	on	ADP
ajfa-3280	191	17	total	total	ADJ
ajfa-3280	191	18	assets	asset	NOUN
ajfa-3280	191	19	of	of	ADP
ajfa-3280	191	20	both	both	CCONJ
ajfa-3280	191	21	the	the	DET
ajfa-3280	191	22	banks	bank	NOUN
ajfa-3280	191	23	under	under	ADP
ajfa-3280	191	24	study	study	NOUN
ajfa-3280	191	25	.	.	PUNCT
ajfa-3280	192	1	b	b	X
ajfa-3280	192	2	)	)	PUNCT
ajfa-3280	192	3	alternative	alternative	ADJ
ajfa-3280	192	4	hypothesis	hypothesis	NOUN
ajfa-3280	192	5	:	:	PUNCT
ajfa-3280	192	6	the	the	DET
ajfa-3280	192	7	return	return	NOUN
ajfa-3280	192	8	on	on	ADP
ajfa-3280	192	9	total	total	ADJ
ajfa-3280	192	10	assets	asset	NOUN
ajfa-3280	192	11	in	in	ADP
ajfa-3280	192	12	cab	cab	NOUN
ajfa-3280	192	13	,	,	PUNCT
ajfa-3280	192	14	jordan	jordan	PROPN
ajfa-3280	192	15	is	be	AUX
ajfa-3280	192	16	more	more	ADJ
ajfa-3280	192	17	than	than	ADP
ajfa-3280	192	18	the	the	DET
ajfa-3280	192	19	rate	rate	NOUN
ajfa-3280	192	20	of	of	ADP
ajfa-3280	192	21	return	return	NOUN
ajfa-3280	192	22	on	on	ADP
ajfa-3280	192	23	total	total	ADJ
ajfa-3280	192	24	assets	asset	NOUN
ajfa-3280	192	25	in	in	ADP
ajfa-3280	192	26	sbi	sbi	PROPN
ajfa-3280	192	27	,	,	PUNCT
ajfa-3280	192	28	india	india	PROPN
ajfa-3280	192	29	.	.	PUNCT
ajfa-3280	193	1	computed	compute	VERB
ajfa-3280	193	2	value	value	NOUN
ajfa-3280	193	3	of	of	ADP
ajfa-3280	193	4	t	t	PROPN
ajfa-3280	193	5	=	=	SYM
ajfa-3280	193	6	23.90	23.90	NUM
ajfa-3280	193	7	table	table	NOUN
ajfa-3280	193	8	value	value	NOUN
ajfa-3280	193	9	of	of	ADP
ajfa-3280	193	10	t	t	PROPN
ajfa-3280	193	11	at	at	ADP
ajfa-3280	193	12	5	5	NUM
ajfa-3280	193	13	percent	percent	NOUN
ajfa-3280	193	14	level	level	NOUN
ajfa-3280	193	15	of	of	ADP
ajfa-3280	193	16	significance=2.306	significance=2.306	NUM
ajfa-3280	193	17	decision	decision	NOUN
ajfa-3280	193	18	:	:	PUNCT
ajfa-3280	193	19	since	since	SCONJ
ajfa-3280	193	20	the	the	DET
ajfa-3280	193	21	computed	compute	VERB
ajfa-3280	193	22	value	value	NOUN
ajfa-3280	193	23	of	of	ADP
ajfa-3280	193	24	t	t	PROPN
ajfa-3280	193	25	is	be	AUX
ajfa-3280	193	26	more	more	ADJ
ajfa-3280	193	27	than	than	ADP
ajfa-3280	193	28	the	the	DET
ajfa-3280	193	29	table	table	NOUN
ajfa-3280	193	30	value	value	NOUN
ajfa-3280	193	31	,	,	PUNCT
ajfa-3280	193	32	the	the	DET
ajfa-3280	193	33	null	null	ADJ
ajfa-3280	193	34	hypothesis	hypothesis	NOUN
ajfa-3280	193	35	is	be	AUX
ajfa-3280	193	36	not	not	PART
ajfa-3280	193	37	accepted	accept	VERB
ajfa-3280	193	38	and	and	CCONJ
ajfa-3280	193	39	it	it	PRON
ajfa-3280	193	40	can	can	AUX
ajfa-3280	193	41	be	be	AUX
ajfa-3280	193	42	concluded	conclude	VERB
ajfa-3280	193	43	that	that	SCONJ
ajfa-3280	193	44	the	the	DET
ajfa-3280	193	45	rate	rate	NOUN
ajfa-3280	193	46	of	of	ADP
ajfa-3280	193	47	return	return	NOUN
ajfa-3280	193	48	on	on	ADP
ajfa-3280	193	49	total	total	ADJ
ajfa-3280	193	50	assets	asset	NOUN
ajfa-3280	193	51	in	in	ADP
ajfa-3280	193	52	cab	cab	NOUN
ajfa-3280	193	53	,	,	PUNCT
ajfa-3280	193	54	jordan	jordan	PROPN
ajfa-3280	193	55	is	be	AUX
ajfa-3280	193	56	more	more	ADJ
ajfa-3280	193	57	than	than	ADP
ajfa-3280	193	58	that	that	PRON
ajfa-3280	193	59	of	of	ADP
ajfa-3280	193	60	sbi	sbi	PROPN
ajfa-3280	193	61	,	,	PUNCT
ajfa-3280	193	62	india	india	PROPN
ajfa-3280	193	63	.	.	PROPN
ajfa-3280	194	1	7	7	X
ajfa-3280	194	2	.	.	NUM
ajfa-3280	194	3	conclusions	conclusion	NOUN
ajfa-3280	194	4	1	1	NUM
ajfa-3280	194	5	)	)	PUNCT
ajfa-3280	194	6	test	test	NOUN
ajfa-3280	194	7	of	of	ADP
ajfa-3280	194	8	significance	significance	NOUN
ajfa-3280	194	9	has	have	AUX
ajfa-3280	194	10	been	be	AUX
ajfa-3280	194	11	carried	carry	VERB
ajfa-3280	194	12	out	out	ADP
ajfa-3280	194	13	by	by	ADP
ajfa-3280	194	14	applying	apply	VERB
ajfa-3280	194	15	t	t	PROPN
ajfa-3280	194	16	test	test	NOUN
ajfa-3280	194	17	.	.	PUNCT
ajfa-3280	195	1	since	since	SCONJ
ajfa-3280	195	2	the	the	DET
ajfa-3280	195	3	calculated	calculate	VERB
ajfa-3280	195	4	value	value	NOUN
ajfa-3280	195	5	of	of	ADP
ajfa-3280	195	6	t	t	PROPN
ajfa-3280	195	7	(	(	PUNCT
ajfa-3280	195	8	2.75	2.75	NUM
ajfa-3280	195	9	)	)	PUNCT
ajfa-3280	195	10	is	be	AUX
ajfa-3280	195	11	more	more	ADJ
ajfa-3280	195	12	than	than	ADP
ajfa-3280	195	13	the	the	DET
ajfa-3280	195	14	table	table	NOUN
ajfa-3280	195	15	value	value	NOUN
ajfa-3280	195	16	(	(	PUNCT
ajfa-3280	195	17	2.306	2.306	NUM
ajfa-3280	195	18	)	)	PUNCT
ajfa-3280	195	19	,	,	PUNCT
ajfa-3280	195	20	hence	hence	ADV
ajfa-3280	195	21	there	there	PRON
ajfa-3280	195	22	is	be	VERB
ajfa-3280	195	23	no	no	DET
ajfa-3280	195	24	evidence	evidence	NOUN
ajfa-3280	195	25	of	of	ADP
ajfa-3280	195	26	accepting	accept	VERB
ajfa-3280	195	27	the	the	DET
ajfa-3280	195	28	hypothesis	hypothesis	NOUN
ajfa-3280	195	29	.	.	PUNCT
ajfa-3280	196	1	therefore	therefore	ADV
ajfa-3280	196	2	,	,	PUNCT
ajfa-3280	196	3	the	the	DET
ajfa-3280	196	4	hypothesis	hypothesis	NOUN
ajfa-3280	196	5	is	be	AUX
ajfa-3280	196	6	rejected	reject	VERB
ajfa-3280	196	7	and	and	CCONJ
ajfa-3280	196	8	it	it	PRON
ajfa-3280	196	9	is	be	AUX
ajfa-3280	196	10	concluded	conclude	VERB
ajfa-3280	196	11	that	that	SCONJ
ajfa-3280	196	12	the	the	DET
ajfa-3280	196	13	gross	gross	ADJ
ajfa-3280	196	14	profit	profit	NOUN
ajfa-3280	196	15	ratio	ratio	NOUN
ajfa-3280	196	16	of	of	ADP
ajfa-3280	196	17	both	both	CCONJ
ajfa-3280	196	18	the	the	DET
ajfa-3280	196	19	banks	bank	NOUN
ajfa-3280	196	20	differs	differ	VERB
ajfa-3280	196	21	significantly	significantly	ADV
ajfa-3280	196	22	or	or	CCONJ
ajfa-3280	196	23	it	it	PRON
ajfa-3280	196	24	can	can	AUX
ajfa-3280	196	25	be	be	AUX
ajfa-3280	196	26	inferred	infer	VERB
ajfa-3280	196	27	that	that	SCONJ
ajfa-3280	196	28	the	the	DET
ajfa-3280	196	29	gross	gross	ADJ
ajfa-3280	196	30	profit	profit	NOUN
ajfa-3280	196	31	ratio	ratio	NOUN
ajfa-3280	196	32	of	of	ADP
ajfa-3280	196	33	cab	cab	NOUN
ajfa-3280	196	34	,	,	PUNCT
ajfa-3280	196	35	jordan	jordan	PROPN
ajfa-3280	196	36	is	be	AUX
ajfa-3280	196	37	better	well	ADJ
ajfa-3280	196	38	than	than	ADP
ajfa-3280	196	39	the	the	DET
ajfa-3280	196	40	gross	gross	ADJ
ajfa-3280	196	41	profit	profit	NOUN
ajfa-3280	196	42	ratio	ratio	NOUN
ajfa-3280	196	43	of	of	ADP
ajfa-3280	196	44	sbi	sbi	PROPN
ajfa-3280	196	45	,	,	PUNCT
ajfa-3280	196	46	india	india	PROPN
ajfa-3280	196	47	.	.	PROPN
ajfa-3280	197	1	2	2	NUM
ajfa-3280	197	2	)	)	PUNCT
ajfa-3280	197	3	as	as	ADP
ajfa-3280	197	4	the	the	DET
ajfa-3280	197	5	calculated	calculate	VERB
ajfa-3280	197	6	value	value	NOUN
ajfa-3280	197	7	of	of	ADP
ajfa-3280	197	8	t	t	PROPN
ajfa-3280	197	9	is	be	AUX
ajfa-3280	197	10	more	more	ADJ
ajfa-3280	197	11	than	than	ADP
ajfa-3280	197	12	the	the	DET
ajfa-3280	197	13	table	table	NOUN
ajfa-3280	197	14	value	value	NOUN
ajfa-3280	197	15	,	,	PUNCT
ajfa-3280	197	16	hence	hence	ADV
ajfa-3280	197	17	the	the	DET
ajfa-3280	197	18	null	null	ADJ
ajfa-3280	197	19	hypothesis	hypothesis	NOUN
ajfa-3280	197	20	is	be	AUX
ajfa-3280	197	21	rejected	reject	VERB
ajfa-3280	197	22	and	and	CCONJ
ajfa-3280	197	23	alternative	alternative	ADJ
ajfa-3280	197	24	hypothesis	hypothesis	NOUN
ajfa-3280	197	25	is	be	AUX
ajfa-3280	197	26	accepted	accept	VERB
ajfa-3280	197	27	and	and	CCONJ
ajfa-3280	197	28	it	it	PRON
ajfa-3280	197	29	is	be	AUX
ajfa-3280	197	30	concluded	conclude	VERB
ajfa-3280	197	31	that	that	SCONJ
ajfa-3280	197	32	the	the	DET
ajfa-3280	197	33	net	net	ADJ
ajfa-3280	197	34	profit	profit	NOUN
ajfa-3280	197	35	ratio	ratio	NOUN
ajfa-3280	197	36	in	in	ADP
ajfa-3280	197	37	cab	cab	NOUN
ajfa-3280	197	38	,	,	PUNCT
ajfa-3280	197	39	jordan	jordan	PROPN
ajfa-3280	197	40	is	be	AUX
ajfa-3280	197	41	better	well	ADJ
ajfa-3280	197	42	than	than	ADP
ajfa-3280	197	43	the	the	DET
ajfa-3280	197	44	net	net	ADJ
ajfa-3280	197	45	profit	profit	NOUN
ajfa-3280	197	46	ratio	ratio	NOUN
ajfa-3280	197	47	of	of	ADP
ajfa-3280	197	48	sbi	sbi	PROPN
ajfa-3280	197	49	,	,	PUNCT
ajfa-3280	197	50	india	india	PROPN
ajfa-3280	197	51	.	.	PROPN
ajfa-3280	198	1	3	3	NUM
ajfa-3280	198	2	)	)	PUNCT
ajfa-3280	198	3	since	since	SCONJ
ajfa-3280	198	4	the	the	DET
ajfa-3280	198	5	calculated	calculate	VERB
ajfa-3280	198	6	value	value	NOUN
ajfa-3280	198	7	of	of	ADP
ajfa-3280	198	8	t	t	PROPN
ajfa-3280	198	9	is	be	AUX
ajfa-3280	198	10	more	more	ADJ
ajfa-3280	198	11	than	than	ADP
ajfa-3280	198	12	the	the	DET
ajfa-3280	198	13	table	table	NOUN
ajfa-3280	198	14	value	value	NOUN
ajfa-3280	198	15	,	,	PUNCT
ajfa-3280	198	16	therefore	therefore	ADV
ajfa-3280	198	17	,	,	PUNCT
ajfa-3280	198	18	the	the	DET
ajfa-3280	198	19	null	null	ADJ
ajfa-3280	198	20	hypothesis	hypothesis	NOUN
ajfa-3280	198	21	is	be	AUX
ajfa-3280	198	22	rejected	reject	VERB
ajfa-3280	198	23	and	and	CCONJ
ajfa-3280	198	24	alternative	alternative	ADJ
ajfa-3280	198	25	hypothesis	hypothesis	NOUN
ajfa-3280	198	26	is	be	AUX
ajfa-3280	198	27	accepted	accept	VERB
ajfa-3280	198	28	and	and	CCONJ
ajfa-3280	198	29	concluded	conclude	VERB
ajfa-3280	198	30	that	that	SCONJ
ajfa-3280	198	31	the	the	DET
ajfa-3280	198	32	difference	difference	NOUN
ajfa-3280	198	33	in	in	ADP
ajfa-3280	198	34	the	the	DET
ajfa-3280	198	35	operating	operate	VERB
ajfa-3280	198	36	profit	profit	NOUN
ajfa-3280	198	37	ratio	ratio	NOUN
ajfa-3280	198	38	of	of	ADP
ajfa-3280	198	39	sbi	sbi	NOUN
ajfa-3280	198	40	and	and	CCONJ
ajfa-3280	198	41	cab	cab	NOUN
ajfa-3280	198	42	is	be	AUX
ajfa-3280	198	43	significant	significant	ADJ
ajfa-3280	198	44	.	.	PUNCT
ajfa-3280	199	1	on	on	ADP
ajfa-3280	199	2	account	account	NOUN
ajfa-3280	199	3	of	of	ADP
ajfa-3280	199	4	accepting	accept	VERB
ajfa-3280	199	5	alternative	alternative	ADJ
ajfa-3280	199	6	hypothesis	hypothesis	NOUN
ajfa-3280	199	7	it	it	PRON
ajfa-3280	199	8	is	be	AUX
ajfa-3280	199	9	inferred	infer	VERB
ajfa-3280	199	10	that	that	SCONJ
ajfa-3280	199	11	the	the	DET
ajfa-3280	199	12	operating	operate	VERB
ajfa-3280	199	13	profit	profit	NOUN
ajfa-3280	199	14	ratio	ratio	NOUN
ajfa-3280	199	15	of	of	ADP
ajfa-3280	199	16	cab	cab	NOUN
ajfa-3280	199	17	,	,	PUNCT
ajfa-3280	199	18	jordan	jordan	PROPN
ajfa-3280	199	19	is	be	AUX
ajfa-3280	199	20	better	well	ADJ
ajfa-3280	199	21	than	than	ADP
ajfa-3280	199	22	sbi	sbi	PROPN
ajfa-3280	199	23	.	.	PUNCT
ajfa-3280	200	1	4	4	NUM
ajfa-3280	200	2	)	)	PUNCT
ajfa-3280	200	3	as	as	SCONJ
ajfa-3280	200	4	the	the	DET
ajfa-3280	200	5	computed	computed	ADJ
ajfa-3280	200	6	value	value	NOUN
ajfa-3280	200	7	of	of	ADP
ajfa-3280	200	8	t	t	PROPN
ajfa-3280	200	9	(	(	PUNCT
ajfa-3280	200	10	0.263	0.263	NUM
ajfa-3280	200	11	)	)	PUNCT
ajfa-3280	200	12	is	be	AUX
ajfa-3280	200	13	less	less	ADJ
ajfa-3280	200	14	than	than	ADP
ajfa-3280	200	15	the	the	DET
ajfa-3280	200	16	table	table	NOUN
ajfa-3280	200	17	value	value	NOUN
ajfa-3280	200	18	(	(	PUNCT
ajfa-3280	200	19	2.306	2.306	NUM
ajfa-3280	200	20	)	)	PUNCT
ajfa-3280	200	21	at	at	ADP
ajfa-3280	200	22	5	5	NUM
ajfa-3280	200	23	percent	percent	NOUN
ajfa-3280	200	24	level	level	NOUN
ajfa-3280	200	25	of	of	ADP
ajfa-3280	200	26	significance	significance	NOUN
ajfa-3280	200	27	,	,	PUNCT
ajfa-3280	200	28	hence	hence	ADV
ajfa-3280	200	29	the	the	DET
ajfa-3280	200	30	null	null	ADJ
ajfa-3280	200	31	hypothesis	hypothesis	NOUN
ajfa-3280	200	32	is	be	AUX
ajfa-3280	200	33	accepted	accept	VERB
ajfa-3280	200	34	and	and	CCONJ
ajfa-3280	200	35	it	it	PRON
ajfa-3280	200	36	is	be	AUX
ajfa-3280	200	37	inferred	infer	VERB
ajfa-3280	200	38	that	that	SCONJ
ajfa-3280	200	39	both	both	CCONJ
ajfa-3280	200	40	the	the	DET
ajfa-3280	200	41	banks	bank	NOUN
ajfa-3280	200	42	have	have	AUX
ajfa-3280	200	43	performed	perform	VERB
ajfa-3280	200	44	equally	equally	ADV
ajfa-3280	200	45	good	good	ADJ
ajfa-3280	200	46	as	as	SCONJ
ajfa-3280	200	47	regards	regard	VERB
ajfa-3280	200	48	the	the	DET
ajfa-3280	200	49	return	return	NOUN
ajfa-3280	200	50	on	on	ADP
ajfa-3280	200	51	equity	equity	NOUN
ajfa-3280	200	52	shareholder	shareholder	NOUN
ajfa-3280	200	53	’s	’s	PART
ajfa-3280	200	54	funds	fund	NOUN
ajfa-3280	200	55	.	.	PUNCT
ajfa-3280	201	1	5	5	X
ajfa-3280	201	2	)	)	PUNCT
ajfa-3280	201	3	the	the	DET
ajfa-3280	201	4	calculated	calculate	VERB
ajfa-3280	201	5	value	value	NOUN
ajfa-3280	201	6	of	of	ADP
ajfa-3280	201	7	t	t	PROPN
ajfa-3280	201	8	is	be	AUX
ajfa-3280	201	9	higher	high	ADJ
ajfa-3280	201	10	than	than	ADP
ajfa-3280	201	11	the	the	DET
ajfa-3280	201	12	table	table	NOUN
ajfa-3280	201	13	value	value	NOUN
ajfa-3280	201	14	,	,	PUNCT
ajfa-3280	201	15	hence	hence	ADV
ajfa-3280	201	16	the	the	DET
ajfa-3280	201	17	null	null	ADJ
ajfa-3280	201	18	hypothesis	hypothesis	NOUN
ajfa-3280	201	19	is	be	AUX
ajfa-3280	201	20	rejected	reject	VERB
ajfa-3280	201	21	and	and	CCONJ
ajfa-3280	201	22	alternative	alternative	ADJ
ajfa-3280	201	23	hypothesis	hypothesis	NOUN
ajfa-3280	201	24	is	be	AUX
ajfa-3280	201	25	accepted	accept	VERB
ajfa-3280	201	26	.	.	PUNCT
ajfa-3280	202	1	accordingly	accordingly	ADV
ajfa-3280	202	2	it	it	PRON
ajfa-3280	202	3	is	be	AUX
ajfa-3280	202	4	concluded	conclude	VERB
ajfa-3280	202	5	that	that	SCONJ
ajfa-3280	202	6	the	the	DET
ajfa-3280	202	7	return	return	NOUN
ajfa-3280	202	8	on	on	ADP
ajfa-3280	202	9	capital	capital	NOUN
ajfa-3280	202	10	employed	employ	VERB
ajfa-3280	202	11	in	in	ADP
ajfa-3280	202	12	cab	cab	NOUN
ajfa-3280	202	13	,	,	PUNCT
ajfa-3280	202	14	jordan	jordan	PROPN
ajfa-3280	202	15	is	be	AUX
ajfa-3280	202	16	higher	high	ADJ
ajfa-3280	202	17	than	than	ADP
ajfa-3280	202	18	the	the	DET
ajfa-3280	202	19	return	return	NOUN
ajfa-3280	202	20	on	on	ADP
ajfa-3280	202	21	capital	capital	NOUN
ajfa-3280	202	22	employed	employ	VERB
ajfa-3280	202	23	in	in	ADP
ajfa-3280	202	24	sbi	sbi	PROPN
ajfa-3280	202	25	.	.	PUNCT
ajfa-3280	203	1	asian	asian	ADJ
ajfa-3280	203	2	journal	journal	PROPN
ajfa-3280	203	3	of	of	ADP
ajfa-3280	203	4	finance	finance	PROPN
ajfa-3280	203	5	&	&	CCONJ
ajfa-3280	203	6	accounting	accounting	PROPN
ajfa-3280	203	7	issn	issn	PROPN
ajfa-3280	203	8	1946	1946	NUM
ajfa-3280	203	9	-	-	PUNCT
ajfa-3280	203	10	052x	052x	NOUN
ajfa-3280	203	11	2013	2013	NUM
ajfa-3280	203	12	,	,	PUNCT
ajfa-3280	203	13	vol	vol	NOUN
ajfa-3280	203	14	.	.	PROPN
ajfa-3280	203	15	5	5	NUM
ajfa-3280	203	16	,	,	PUNCT
ajfa-3280	203	17	no	no	INTJ
ajfa-3280	203	18	.	.	NOUN
ajfa-3280	203	19	1	1	NUM
ajfa-3280	203	20	www.macrothink.org/ajfa	www.macrothink.org/ajfa	NOUN
ajfa-3280	203	21	270	270	NUM
ajfa-3280	203	22	6	6	NUM
ajfa-3280	203	23	)	)	PUNCT
ajfa-3280	203	24	since	since	SCONJ
ajfa-3280	203	25	the	the	DET
ajfa-3280	203	26	computed	compute	VERB
ajfa-3280	203	27	value	value	NOUN
ajfa-3280	203	28	of	of	ADP
ajfa-3280	203	29	t	t	PROPN
ajfa-3280	203	30	test	test	NOUN
ajfa-3280	203	31	is	be	AUX
ajfa-3280	203	32	more	more	ADJ
ajfa-3280	203	33	than	than	ADP
ajfa-3280	203	34	the	the	DET
ajfa-3280	203	35	table	table	NOUN
ajfa-3280	203	36	value	value	NOUN
ajfa-3280	203	37	,	,	PUNCT
ajfa-3280	203	38	the	the	DET
ajfa-3280	203	39	null	null	ADJ
ajfa-3280	203	40	hypothesis	hypothesis	NOUN
ajfa-3280	203	41	is	be	AUX
ajfa-3280	203	42	not	not	PART
ajfa-3280	203	43	accepted	accept	VERB
ajfa-3280	203	44	and	and	CCONJ
ajfa-3280	203	45	it	it	PRON
ajfa-3280	203	46	can	can	AUX
ajfa-3280	203	47	be	be	AUX
ajfa-3280	203	48	concluded	conclude	VERB
ajfa-3280	203	49	that	that	SCONJ
ajfa-3280	203	50	the	the	DET
ajfa-3280	203	51	rate	rate	NOUN
ajfa-3280	203	52	of	of	ADP
ajfa-3280	203	53	return	return	NOUN
ajfa-3280	203	54	on	on	ADP
ajfa-3280	203	55	total	total	ADJ
ajfa-3280	203	56	assets	asset	NOUN
ajfa-3280	203	57	in	in	ADP
ajfa-3280	203	58	cab	cab	NOUN
ajfa-3280	203	59	,	,	PUNCT
ajfa-3280	203	60	jordan	jordan	PROPN
ajfa-3280	203	61	is	be	AUX
ajfa-3280	203	62	more	more	ADJ
ajfa-3280	203	63	than	than	ADP
ajfa-3280	203	64	that	that	PRON
ajfa-3280	203	65	of	of	ADP
ajfa-3280	203	66	sbi	sbi	PROPN
ajfa-3280	203	67	,	,	PUNCT
ajfa-3280	203	68	india	india	PROPN
ajfa-3280	203	69	.	.	PROPN
ajfa-3280	204	1	8	8	NUM
ajfa-3280	204	2	.	.	PUNCT
ajfa-3280	204	3	recommendations	recommendation	NOUN
ajfa-3280	204	4	1	1	NUM
ajfa-3280	204	5	.	.	PUNCT
ajfa-3280	205	1	state	state	PROPN
ajfa-3280	205	2	bank	bank	PROPN
ajfa-3280	205	3	of	of	ADP
ajfa-3280	205	4	india	india	PROPN
ajfa-3280	205	5	should	should	AUX
ajfa-3280	205	6	try	try	VERB
ajfa-3280	205	7	to	to	PART
ajfa-3280	205	8	control	control	VERB
ajfa-3280	205	9	the	the	DET
ajfa-3280	205	10	cost	cost	NOUN
ajfa-3280	205	11	of	of	ADP
ajfa-3280	205	12	services	service	NOUN
ajfa-3280	205	13	rendered	render	VERB
ajfa-3280	205	14	to	to	PART
ajfa-3280	205	15	increase	increase	VERB
ajfa-3280	205	16	the	the	DET
ajfa-3280	205	17	gross	gross	ADJ
ajfa-3280	205	18	profit	profit	NOUN
ajfa-3280	205	19	.	.	PUNCT
ajfa-3280	206	1	2	2	X
ajfa-3280	206	2	.	.	X
ajfa-3280	206	3	state	state	PROPN
ajfa-3280	206	4	bank	bank	PROPN
ajfa-3280	206	5	of	of	ADP
ajfa-3280	206	6	india	india	PROPN
ajfa-3280	206	7	should	should	AUX
ajfa-3280	206	8	also	also	ADV
ajfa-3280	206	9	try	try	VERB
ajfa-3280	206	10	to	to	PART
ajfa-3280	206	11	control	control	VERB
ajfa-3280	206	12	and	and	CCONJ
ajfa-3280	206	13	reduce	reduce	VERB
ajfa-3280	206	14	the	the	DET
ajfa-3280	206	15	indirect	indirect	ADJ
ajfa-3280	206	16	cost	cost	NOUN
ajfa-3280	206	17	to	to	PART
ajfa-3280	206	18	increase	increase	VERB
ajfa-3280	206	19	the	the	DET
ajfa-3280	206	20	net	net	ADJ
ajfa-3280	206	21	profit	profit	NOUN
ajfa-3280	206	22	and	and	CCONJ
ajfa-3280	206	23	maintain	maintain	VERB
ajfa-3280	206	24	consistency	consistency	NOUN
ajfa-3280	206	25	in	in	ADP
ajfa-3280	206	26	the	the	DET
ajfa-3280	206	27	net	net	ADJ
ajfa-3280	206	28	profit	profit	NOUN
ajfa-3280	206	29	ratio	ratio	NOUN
ajfa-3280	206	30	.	.	PUNCT
ajfa-3280	207	1	3	3	X
ajfa-3280	207	2	.	.	X
ajfa-3280	207	3	state	state	PROPN
ajfa-3280	207	4	bank	bank	PROPN
ajfa-3280	207	5	of	of	ADP
ajfa-3280	207	6	india	india	PROPN
ajfa-3280	207	7	should	should	AUX
ajfa-3280	207	8	follow	follow	VERB
ajfa-3280	207	9	a	a	DET
ajfa-3280	207	10	strict	strict	ADJ
ajfa-3280	207	11	credit	credit	NOUN
ajfa-3280	207	12	policy	policy	NOUN
ajfa-3280	207	13	to	to	PART
ajfa-3280	207	14	avoid	avoid	VERB
ajfa-3280	207	15	unnecessary	unnecessary	ADJ
ajfa-3280	207	16	losses	loss	NOUN
ajfa-3280	207	17	and	and	CCONJ
ajfa-3280	207	18	try	try	VERB
ajfa-3280	207	19	to	to	PART
ajfa-3280	207	20	control	control	VERB
ajfa-3280	207	21	operating	operating	NOUN
ajfa-3280	207	22	cost	cost	NOUN
ajfa-3280	207	23	which	which	PRON
ajfa-3280	207	24	was	be	AUX
ajfa-3280	207	25	more	more	ADJ
ajfa-3280	207	26	than	than	ADP
ajfa-3280	207	27	100	100	NUM
ajfa-3280	207	28	percent	percent	NOUN
ajfa-3280	207	29	.	.	PUNCT
ajfa-3280	208	1	4	4	X
ajfa-3280	208	2	.	.	X
ajfa-3280	208	3	cairo	cairo	PROPN
ajfa-3280	208	4	amman	amman	PROPN
ajfa-3280	208	5	bank	bank	PROPN
ajfa-3280	208	6	should	should	AUX
ajfa-3280	208	7	try	try	VERB
ajfa-3280	208	8	to	to	PART
ajfa-3280	208	9	maintain	maintain	VERB
ajfa-3280	208	10	the	the	DET
ajfa-3280	208	11	same	same	ADJ
ajfa-3280	208	12	position	position	NOUN
ajfa-3280	208	13	in	in	ADP
ajfa-3280	208	14	future	future	NOUN
ajfa-3280	208	15	also	also	ADV
ajfa-3280	208	16	because	because	SCONJ
ajfa-3280	208	17	its	its	PRON
ajfa-3280	208	18	operating	operating	NOUN
ajfa-3280	208	19	cost	cost	NOUN
ajfa-3280	208	20	was	be	AUX
ajfa-3280	208	21	under	under	ADP
ajfa-3280	208	22	control	control	NOUN
ajfa-3280	208	23	and	and	CCONJ
ajfa-3280	208	24	the	the	DET
ajfa-3280	208	25	gross	gross	ADJ
ajfa-3280	208	26	profit	profit	NOUN
ajfa-3280	208	27	as	as	ADV
ajfa-3280	208	28	well	well	ADV
ajfa-3280	208	29	as	as	ADP
ajfa-3280	208	30	the	the	DET
ajfa-3280	208	31	net	net	ADJ
ajfa-3280	208	32	profit	profit	NOUN
ajfa-3280	208	33	ratio	ratio	NOUN
ajfa-3280	208	34	showed	show	VERB
ajfa-3280	208	35	a	a	DET
ajfa-3280	208	36	satisfactory	satisfactory	ADJ
ajfa-3280	208	37	trend	trend	NOUN
ajfa-3280	208	38	.	.	PUNCT
ajfa-3280	209	1	5	5	X
ajfa-3280	209	2	.	.	X
ajfa-3280	209	3	the	the	DET
ajfa-3280	209	4	cairo	cairo	PROPN
ajfa-3280	209	5	amman	amman	PROPN
ajfa-3280	209	6	bank	bank	PROPN
ajfa-3280	209	7	should	should	AUX
ajfa-3280	209	8	try	try	VERB
ajfa-3280	209	9	to	to	PART
ajfa-3280	209	10	increase	increase	VERB
ajfa-3280	209	11	the	the	DET
ajfa-3280	209	12	number	number	NOUN
ajfa-3280	209	13	of	of	ADP
ajfa-3280	209	14	branches	branch	NOUN
ajfa-3280	209	15	at	at	ADP
ajfa-3280	209	16	global	global	ADJ
ajfa-3280	209	17	level	level	NOUN
ajfa-3280	209	18	also	also	ADV
ajfa-3280	209	19	.	.	PUNCT
ajfa-3280	210	1	references	reference	NOUN
ajfa-3280	210	2	ali	ali	PROPN
ajfa-3280	210	3	,	,	PUNCT
ajfa-3280	210	4	a.	a.	PROPN
ajfa-3280	210	5	,ünsal	,ünsal	PROPN
ajfa-3280	210	6	,	,	PUNCT
ajfa-3280	210	7	b.	b.	PROPN
ajfa-3280	210	8	,	,	PUNCT
ajfa-3280	210	9	kartal	kartal	PROPN
ajfa-3280	210	10	,	,	PUNCT
ajfa-3280	210	11	&	&	CCONJ
ajfa-3280	210	12	demirgüneş	demirgüneş	PROPN
ajfa-3280	210	13	,	,	PUNCT
ajfa-3280	210	14	kilic	kilic	NOUN
ajfa-3280	210	15	.	.	PUNCT
ajfa-3280	210	16	(	(	PUNCT
ajfa-3280	210	17	1997	1997	NUM
ajfa-3280	210	18	)	)	PUNCT
ajfa-3280	210	19	.	.	PUNCT
ajfa-3280	211	1	internal	internal	ADJ
ajfa-3280	211	2	determinants	determinant	NOUN
ajfa-3280	211	3	of	of	ADP
ajfa-3280	211	4	profitability	profitability	NOUN
ajfa-3280	211	5	in	in	ADP
ajfa-3280	211	6	tyrkish	tyrkish	ADJ
ajfa-3280	211	7	banking	banking	NOUN
ajfa-3280	211	8	sector	sector	NOUN
ajfa-3280	211	9	.	.	PUNCT
ajfa-3280	212	1	the	the	DET
ajfa-3280	212	2	ise	ise	PROPN
ajfa-3280	212	3	review	review	PROPN
ajfa-3280	212	4	,	,	PUNCT
ajfa-3280	212	5	12	12	NUM
ajfa-3280	212	6	,	,	PUNCT
ajfa-3280	212	7	1301	1301	NUM
ajfa-3280	212	8	-	-	SYM
ajfa-3280	212	9	1642	1642	NUM
ajfa-3280	212	10	.	.	PUNCT
ajfa-3280	213	1	http://dx.doi.org/10.2139/ssrn.1231064	http://dx.doi.org/10.2139/ssrn.1231064	PUNCT
ajfa-3280	213	2	argenti	argenti	PROPN
ajfa-3280	213	3	,	,	PUNCT
ajfa-3280	213	4	john	john	PROPN
ajfa-3280	213	5	.	.	PUNCT
ajfa-3280	214	1	(	(	PUNCT
ajfa-3280	214	2	1968	1968	NUM
ajfa-3280	214	3	)	)	PUNCT
ajfa-3280	214	4	.	.	PUNCT
ajfa-3280	215	1	corporate	corporate	ADJ
ajfa-3280	215	2	planning	planning	NOUN
ajfa-3280	215	3	a	a	DET
ajfa-3280	215	4	practical	practical	ADJ
ajfa-3280	215	5	guide	guide	NOUN
ajfa-3280	215	6	.	.	PUNCT
ajfa-3280	216	1	george	george	PROPN
ajfa-3280	216	2	allen	allen	PROPN
ajfa-3280	216	3	and	and	CCONJ
ajfa-3280	216	4	unwin	unwin	PROPN
ajfa-3280	216	5	ltd	ltd	PROPN
ajfa-3280	216	6	.	.	PROPN
ajfa-3280	216	7	,	,	PUNCT
ajfa-3280	216	8	london	london	PROPN
ajfa-3280	216	9	.	.	PUNCT
ajfa-3280	217	1	john	john	PROPN
ajfa-3280	217	2	,	,	PUNCT
ajfa-3280	217	3	g.	g.	PROPN
ajfa-3280	217	4	,	,	PUNCT
ajfa-3280	217	5	&	&	CCONJ
ajfa-3280	217	6	phil	phil	PROPN
ajfa-3280	217	7	,	,	PUNCT
ajfa-3280	217	8	m.	m.	NOUN
ajfa-3280	217	9	,	,	PUNCT
ajfa-3280	217	10	&	&	CCONJ
ajfa-3280	217	11	john	john	PROPN
ajfa-3280	217	12	,	,	PUNCT
ajfa-3280	217	13	o.	o.	PROPN
ajfa-3280	217	14	s.	s.	PROPN
ajfa-3280	217	15	(	(	PUNCT
ajfa-3280	217	16	2004).the	2004).the	DET
ajfa-3280	217	17	profitability	profitability	NOUN
ajfa-3280	217	18	of	of	ADP
ajfa-3280	217	19	european	european	ADJ
ajfa-3280	217	20	banks	bank	NOUN
ajfa-3280	217	21	:	:	PUNCT
ajfa-3280	217	22	a	a	DET
ajfa-3280	217	23	cross	cross	ADJ
ajfa-3280	217	24	-	-	ADJ
ajfa-3280	217	25	sectional	sectional	ADJ
ajfa-3280	217	26	and	and	CCONJ
ajfa-3280	217	27	dynamic	dynamic	ADJ
ajfa-3280	217	28	panel	panel	NOUN
ajfa-3280	217	29	analysis	analysis	NOUN
ajfa-3280	217	30	.	.	PUNCT
ajfa-3280	218	1	the	the	DET
ajfa-3280	218	2	manchester	manchester	PROPN
ajfa-3280	218	3	school	school	PROPN
ajfa-3280	218	4	,	,	PUNCT
ajfa-3280	218	5	london	london	PROPN
ajfa-3280	218	6	.	.	PUNCT
ajfa-3280	219	1	joseph	joseph	PROPN
ajfa-3280	219	2	,	,	PUNCT
ajfa-3280	219	3	f.	f.	PROPN
ajfa-3280	219	4	,	,	PUNCT
ajfa-3280	219	5	&	&	CCONJ
ajfa-3280	219	6	bradley	bradley	PROPN
ajfa-3280	219	7	.	.	PUNCT
ajfa-3280	220	1	(	(	PUNCT
ajfa-3280	220	2	1964	1964	NUM
ajfa-3280	220	3	)	)	PUNCT
ajfa-3280	220	4	.	.	PUNCT
ajfa-3280	221	1	administrative	administrative	ADJ
ajfa-3280	221	2	financial	financial	ADJ
ajfa-3280	221	3	management	management	NOUN
ajfa-3280	221	4	.	.	PUNCT
ajfa-3280	222	1	kohler	kohler	PROPN
ajfa-3280	222	2	,	,	PUNCT
ajfa-3280	222	3	l.	l.	PROPN
ajfa-3280	222	4	,	,	PUNCT
ajfa-3280	222	5	&	&	CCONJ
ajfa-3280	222	6	eric	eric	PROPN
ajfa-3280	222	7	.	.	PUNCT
ajfa-3280	223	1	(	(	PUNCT
ajfa-3280	223	2	1984	1984	NUM
ajfa-3280	223	3	)	)	PUNCT
ajfa-3280	223	4	.	.	PUNCT
ajfa-3280	224	1	a	a	DET
ajfa-3280	224	2	dictionary	dictionary	NOUN
ajfa-3280	224	3	for	for	ADP
ajfa-3280	224	4	accountants	accountant	NOUN
ajfa-3280	224	5	,	,	PUNCT
ajfa-3280	224	6	prentice	prentice	NOUN
ajfa-3280	224	7	hall	hall	NOUN
ajfa-3280	224	8	of	of	ADP
ajfa-3280	224	9	india	india	PROPN
ajfa-3280	224	10	private	private	PROPN
ajfa-3280	224	11	limited	limited	ADJ
ajfa-3280	224	12	,	,	PUNCT
ajfa-3280	224	13	new	new	ADJ
ajfa-3280	224	14	delhi	delhi	PROPN
ajfa-3280	224	15	.	.	PUNCT
ajfa-3280	225	1	murphy	murphy	PROPN
ajfa-3280	225	2	,	,	PUNCT
ajfa-3280	225	3	m.	m.	PROPN
ajfa-3280	225	4	e.	e.	PROPN
ajfa-3280	225	5	(	(	PUNCT
ajfa-3280	225	6	2007	2007	NUM
ajfa-3280	225	7	)	)	PUNCT
ajfa-3280	225	8	.	.	PUNCT
ajfa-3280	226	1	managerial	managerial	ADJ
ajfa-3280	226	2	accounting	accounting	NOUN
ajfa-3280	226	3	.	.	PUNCT
ajfa-3280	227	1	indian	indian	ADJ
ajfa-3280	227	2	reprint	reprint	NOUN
ajfa-3280	227	3	:	:	PUNCT
ajfa-3280	227	4	affiliated	affiliated	ADJ
ajfa-3280	227	5	east	east	NOUN
ajfa-3280	227	6	–	–	PUNCT
ajfa-3280	227	7	west	west	PROPN
ajfa-3280	227	8	press	press	PROPN
ajfa-3280	227	9	,	,	PUNCT
ajfa-3280	227	10	new	new	PROPN
ajfa-3280	227	11	delhi	delhi	PROPN
ajfa-3280	227	12	.	.	PUNCT
ajfa-3280	228	1	mohammad	mohammad	PROPN
ajfa-3280	228	2	,	,	PUNCT
ajfa-3280	228	3	abu	abu	PROPN
ajfa-3280	228	4	sayeed	sayeed	PROPN
ajfa-3280	228	5	.	.	PROPN
ajfa-3280	228	6	,	,	PUNCT
ajfa-3280	228	7	&	&	CCONJ
ajfa-3280	228	8	piyadasa	piyadasa	PROPN
ajfa-3280	228	9	,	,	PUNCT
ajfa-3280	228	10	edirisuriya	edirisuriya	PROPN
ajfa-3280	228	11	.	.	PUNCT
ajfa-3280	228	12	,	,	PUNCT
ajfa-3280	228	13	&	&	CCONJ
ajfa-3280	228	14	mohammad	mohammad	PROPN
ajfa-3280	228	15	,	,	PUNCT
ajfa-3280	228	16	hoque	hoque	NOUN
ajfa-3280	228	17	.	.	PUNCT
ajfa-3280	229	1	(	(	PUNCT
ajfa-3280	229	2	2012	2012	NUM
ajfa-3280	229	3	)	)	PUNCT
ajfa-3280	229	4	.	.	PUNCT
ajfa-3280	230	1	bank	bank	NOUN
ajfa-3280	230	2	profitability	profitability	NOUN
ajfa-3280	230	3	:	:	PUNCT
ajfa-3280	230	4	the	the	DET
ajfa-3280	230	5	case	case	NOUN
ajfa-3280	230	6	of	of	ADP
ajfa-3280	230	7	bangladesh	bangladesh	NOUN
ajfa-3280	230	8	.	.	PUNCT
ajfa-3280	231	1	international	international	ADJ
ajfa-3280	231	2	review	review	PROPN
ajfa-3280	231	3	of	of	ADP
ajfa-3280	231	4	business	business	NOUN
ajfa-3280	231	5	research	research	NOUN
ajfa-3280	231	6	papers	paper	NOUN
ajfa-3280	231	7	,	,	PUNCT
ajfa-3280	231	8	8(4	8(4	NUM
ajfa-3280	231	9	)	)	PUNCT
ajfa-3280	231	10	,	,	PUNCT
ajfa-3280	231	11	157	157	NUM
ajfa-3280	231	12	-	-	SYM
ajfa-3280	231	13	176	176	NUM
ajfa-3280	231	14	.	.	PUNCT
ajfa-3280	232	1	mohammad	mohammad	PROPN
ajfa-3280	232	2	,	,	PUNCT
ajfa-3280	232	3	khurram	khurram	PROPN
ajfa-3280	232	4	.	.	PROPN
ajfa-3280	232	5	,	,	PUNCT
ajfa-3280	232	6	&	&	CCONJ
ajfa-3280	232	7	manzoor	manzoor	PROPN
ajfa-3280	232	8	.	.	PUNCT
ajfa-3280	233	1	h	h	PROPN
ajfa-3280	233	2	h.	h.	PROPN
ajfa-3280	233	3	,	,	PUNCT
ajfa-3280	233	4	&	&	CCONJ
ajfa-3280	233	5	momina	momina	NOUN
ajfa-3280	233	6	,	,	PUNCT
ajfa-3280	233	7	abbas	abbas	PROPN
ajfa-3280	233	8	.	.	PUNCT
ajfa-3280	234	1	(	(	PUNCT
ajfa-3280	234	2	2011).the	2011).the	DET
ajfa-3280	234	3	impact	impact	NOUN
ajfa-3280	234	4	of	of	ADP
ajfa-3280	234	5	e	e	NOUN
ajfa-3280	234	6	-	-	NOUN
ajfa-3280	234	7	banking	banking	NOUN
ajfa-3280	234	8	on	on	ADP
ajfa-3280	234	9	the	the	DET
ajfa-3280	234	10	profitability	profitability	NOUN
ajfa-3280	234	11	of	of	ADP
ajfa-3280	234	12	banks	bank	NOUN
ajfa-3280	234	13	:	:	PUNCT
ajfa-3280	234	14	a	a	DET
ajfa-3280	234	15	study	study	NOUN
ajfa-3280	234	16	of	of	ADP
ajfa-3280	234	17	pakistani	pakistani	ADJ
ajfa-3280	234	18	banks	bank	NOUN
ajfa-3280	234	19	.	.	PUNCT
ajfa-3280	235	1	journal	journal	PROPN
ajfa-3280	235	2	of	of	ADP
ajfa-3280	235	3	public	public	ADJ
ajfa-3280	235	4	administration	administration	NOUN
ajfa-3280	235	5	and	and	CCONJ
ajfa-3280	235	6	governance	governance	NOUN
ajfa-3280	235	7	,	,	PUNCT
ajfa-3280	235	8	1(1	1(1	NUM
ajfa-3280	235	9	)	)	PUNCT
ajfa-3280	235	10	.	.	PUNCT
ajfa-3280	236	1	http://dx.doi.org/10.1080/09669582.2012.709859	http://dx.doi.org/10.1080/09669582.2012.709859	PROPN
ajfa-3280	236	2	asian	asian	PROPN
ajfa-3280	236	3	journal	journal	PROPN
ajfa-3280	236	4	of	of	ADP
ajfa-3280	236	5	finance	finance	PROPN
ajfa-3280	236	6	&	&	CCONJ
ajfa-3280	236	7	accounting	accounting	PROPN
ajfa-3280	236	8	issn	issn	PROPN
ajfa-3280	236	9	1946	1946	NUM
ajfa-3280	236	10	-	-	PUNCT
ajfa-3280	236	11	052x	052x	NOUN
ajfa-3280	236	12	2013	2013	NUM
ajfa-3280	236	13	,	,	PUNCT
ajfa-3280	236	14	vol	vol	NOUN
ajfa-3280	236	15	.	.	PROPN
ajfa-3280	236	16	5	5	NUM
ajfa-3280	236	17	,	,	PUNCT
ajfa-3280	236	18	no	no	INTJ
ajfa-3280	236	19	.	.	NOUN
ajfa-3280	236	20	1	1	NUM
ajfa-3280	236	21	www.macrothink.org/ajfa	www.macrothink.org/ajfa	NOUN
ajfa-3280	236	22	271	271	NUM
ajfa-3280	236	23	rasidah	rasidah	NOUN
ajfa-3280	236	24	,	,	PUNCT
ajfa-3280	236	25	m.	m.	NOUN
ajfa-3280	236	26	,	,	PUNCT
ajfa-3280	236	27	s.	s.	PROPN
ajfa-3280	236	28	,	,	PUNCT
ajfa-3280	236	29	&	&	CCONJ
ajfa-3280	236	30	mohd	mohd	PROPN
ajfa-3280	236	31	,	,	PUNCT
ajfa-3280	236	32	h.t	h.t	PROPN
ajfa-3280	236	33	.	.	PROPN
ajfa-3280	236	34	(	(	PUNCT
ajfa-3280	236	35	2011	2011	NUM
ajfa-3280	236	36	)	)	PUNCT
ajfa-3280	236	37	.	.	PUNCT
ajfa-3280	237	1	performance	performance	NOUN
ajfa-3280	237	2	and	and	CCONJ
ajfa-3280	237	3	financial	financial	ADJ
ajfa-3280	237	4	ratios	ratio	NOUN
ajfa-3280	237	5	of	of	ADP
ajfa-3280	237	6	commercial	commercial	ADJ
ajfa-3280	237	7	banks	bank	NOUN
ajfa-3280	237	8	in	in	ADP
ajfa-3280	237	9	malaysia	malaysia	PROPN
ajfa-3280	237	10	and	and	CCONJ
ajfa-3280	237	11	china	china	PROPN
ajfa-3280	237	12	.	.	PUNCT
ajfa-3280	238	1	international	international	ADJ
ajfa-3280	238	2	review	review	PROPN
ajfa-3280	238	3	of	of	ADP
ajfa-3280	238	4	business	business	NOUN
ajfa-3280	238	5	research	research	NOUN
ajfa-3280	238	6	papers	paper	NOUN
ajfa-3280	238	7	,	,	PUNCT
ajfa-3280	238	8	7(2	7(2	NUM
ajfa-3280	238	9	)	)	PUNCT
ajfa-3280	238	10	,	,	PUNCT
ajfa-3280	238	11	157	157	NUM
ajfa-3280	238	12	-	-	SYM
ajfa-3280	238	13	169	169	NUM
ajfa-3280	238	14	.	.	PUNCT
ajfa-3280	239	1	http://dx.doi.org/10.1016/j.omega.2010.08.001	http://dx.doi.org/10.1016/j.omega.2010.08.001	PROPN
ajfa-3280	239	2	smith	smith	PROPN
ajfa-3280	239	3	,	,	PUNCT
ajfa-3280	239	4	r.	r.	PROPN
ajfa-3280	239	5	,	,	PUNCT
ajfa-3280	239	6	l.	l.	PROPN
ajfa-3280	239	7	(	(	PUNCT
ajfa-3280	239	8	1992	1992	NUM
ajfa-3280	239	9	)	)	PUNCT
ajfa-3280	239	10	.	.	PUNCT
ajfa-3280	240	1	management	management	NOUN
ajfa-3280	240	2	accounting	accounting	NOUN
ajfa-3280	240	3	,	,	PUNCT
ajfa-3280	240	4	prentice	prentice	NOUN
ajfa-3280	240	5	hall	hall	PROPN
ajfa-3280	240	6	,	,	PUNCT
ajfa-3280	240	7	new	new	PROPN
ajfa-3280	240	8	jersey	jersey	PROPN
ajfa-3280	240	9	.	.	PUNCT
ajfa-3280	241	1	vasiliou	vasiliou	PROPN
ajfa-3280	241	2	,	,	PUNCT
ajfa-3280	241	3	d.	d.	PROPN
ajfa-3280	241	4	(	(	PUNCT
ajfa-3280	241	5	1996	1996	NUM
ajfa-3280	241	6	)	)	PUNCT
ajfa-3280	241	7	.	.	PUNCT
ajfa-3280	242	1	linking	link	VERB
ajfa-3280	242	2	profits	profit	NOUN
ajfa-3280	242	3	to	to	PART
ajfa-3280	242	4	greek	greek	VERB
ajfa-3280	242	5	production	production	NOUN
ajfa-3280	242	6	management	management	NOUN
ajfa-3280	242	7	.	.	PUNCT
ajfa-3280	243	1	international	international	ADJ
ajfa-3280	243	2	journal	journal	PROPN
ajfa-3280	243	3	of	of	ADP
ajfa-3280	243	4	production	production	NOUN
ajfa-3280	243	5	economics	economic	NOUN
ajfa-3280	243	6	,	,	PUNCT
ajfa-3280	243	7	43	43	NUM
ajfa-3280	243	8	,	,	PUNCT
ajfa-3280	243	9	67	67	NUM
ajfa-3280	243	10	-	-	SYM
ajfa-3280	243	11	73	73	NUM
ajfa-3280	243	12	.	.	PUNCT
ajfa-3280	244	1	http://dx.doi.org/10.1080/0960310042000293146	http://dx.doi.org/10.1080/0960310042000293146	PROPN
ajfa-3280	244	2	xuezhi	xuezhi	PROPN
ajfa-3280	244	3	,	,	PUNCT
ajfa-3280	244	4	qin	qin	PROPN
ajfa-3280	244	5	.	.	PROPN
ajfa-3280	244	6	,	,	PUNCT
ajfa-3280	244	7	&	&	CCONJ
ajfa-3280	244	8	dickson	dickson	PROPN
ajfa-3280	244	9	,	,	PUNCT
ajfa-3280	244	10	pastory	pastory	NOUN
ajfa-3280	244	11	.	.	PUNCT
ajfa-3280	245	1	(	(	PUNCT
ajfa-3280	245	2	2012	2012	NUM
ajfa-3280	245	3	)	)	PUNCT
ajfa-3280	245	4	.	.	PUNCT
ajfa-3280	246	1	commercial	commercial	ADJ
ajfa-3280	246	2	banks	bank	NOUN
ajfa-3280	246	3	profitability	profitability	NOUN
ajfa-3280	246	4	position	position	NOUN
ajfa-3280	246	5	:	:	PUNCT
ajfa-3280	246	6	the	the	DET
ajfa-3280	246	7	case	case	NOUN
ajfa-3280	246	8	of	of	ADP
ajfa-3280	246	9	tanzania	tanzania	PROPN
ajfa-3280	246	10	,	,	PUNCT
ajfa-3280	246	11	international	international	ADJ
ajfa-3280	246	12	journal	journal	NOUN
ajfa-3280	246	13	of	of	ADP
ajfa-3280	246	14	business	business	NOUN
ajfa-3280	246	15	and	and	CCONJ
ajfa-3280	246	16	management	management	NOUN
ajfa-3280	246	17	,	,	PUNCT
ajfa-3280	246	18	7(13	7(13	NUM
ajfa-3280	246	19	)	)	PUNCT
ajfa-3280	246	20	.	.	PUNCT
ajfa-3280	247	1	http://dx.doi.org/10.5539/ijbm.v7n13p136	http://dx.doi.org/10.5539/ijbm.v7n13p136	ADJ
ajfa-3280	247	2	table	table	NOUN
ajfa-3280	247	3	1	1	NUM
ajfa-3280	247	4	.	.	PUNCT
ajfa-3280	247	5	gross	gross	ADJ
ajfa-3280	247	6	profit	profit	NOUN
ajfa-3280	247	7	ratio	ratio	NOUN
ajfa-3280	247	8	of	of	ADP
ajfa-3280	247	9	the	the	DET
ajfa-3280	247	10	banks	bank	NOUN
ajfa-3280	247	11	under	under	ADP
ajfa-3280	247	12	study	study	NOUN
ajfa-3280	247	13	(	(	PUNCT
ajfa-3280	247	14	from	from	ADP
ajfa-3280	247	15	2006	2006	NUM
ajfa-3280	247	16	-	-	SYM
ajfa-3280	247	17	07	07	NUM
ajfa-3280	247	18	to	to	ADP
ajfa-3280	247	19	2010	2010	NUM
ajfa-3280	247	20	-	-	SYM
ajfa-3280	247	21	11	11	NUM
ajfa-3280	247	22	)	)	PUNCT
ajfa-3280	247	23	(	(	PUNCT
ajfa-3280	247	24	ratio	ratio	NOUN
ajfa-3280	247	25	in	in	ADP
ajfa-3280	247	26	percentage	percentage	NOUN
ajfa-3280	247	27	)	)	PUNCT
ajfa-3280	247	28	years	year	NOUN
ajfa-3280	247	29	sbi	sbi	PROPN
ajfa-3280	247	30	cairo	cairo	PROPN
ajfa-3280	247	31	amman	amman	PROPN
ajfa-3280	247	32	bank	bank	PROPN
ajfa-3280	247	33	2006	2006	NUM
ajfa-3280	247	34	-	-	SYM
ajfa-3280	247	35	07	07	NUM
ajfa-3280	247	36	40.39	40.39	NUM
ajfa-3280	247	37	71.04	71.04	NUM
ajfa-3280	247	38	2007	2007	NUM
ajfa-3280	247	39	-	-	SYM
ajfa-3280	247	40	08	08	NUM
ajfa-3280	248	1	32.21	32.21	NUM
ajfa-3280	248	2	69.67	69.67	NUM
ajfa-3280	248	3	2008	2008	NUM
ajfa-3280	248	4	-	-	SYM
ajfa-3280	248	5	09	09	NUM
ajfa-3280	248	6	33.28	33.28	NUM
ajfa-3280	248	7	16.37	16.37	NUM
ajfa-3280	248	8	2009	2009	NUM
ajfa-3280	248	9	-	-	SYM
ajfa-3280	248	10	10	10	NUM
ajfa-3280	248	11	23.26	23.26	NUM
ajfa-3280	248	12	69.98	69.98	NUM
ajfa-3280	248	13	2010	2010	NUM
ajfa-3280	248	14	-	-	SYM
ajfa-3280	248	15	11	11	NUM
ajfa-3280	248	16	32.05	32.05	NUM
ajfa-3280	248	17	71.72	71.72	NUM
ajfa-3280	248	18	average	average	NOUN
ajfa-3280	248	19	32.24	32.24	NUM
ajfa-3280	248	20	59.76	59.76	NUM
ajfa-3280	248	21	s.d	s.d	PROPN
ajfa-3280	248	22	.	.	PROPN
ajfa-3280	249	1	5.44	5.44	NUM
ajfa-3280	249	2	21.70	21.70	NUM
ajfa-3280	249	3	c.v.(%	c.v.(%	X
ajfa-3280	249	4	)	)	PUNCT
ajfa-3280	249	5	16.89	16.89	NUM
ajfa-3280	249	6	36.32	36.32	NUM
ajfa-3280	249	7	source	source	NOUN
ajfa-3280	249	8	:	:	PUNCT
ajfa-3280	249	9	annual	annual	ADJ
ajfa-3280	249	10	reports	report	NOUN
ajfa-3280	249	11	&	&	CCONJ
ajfa-3280	249	12	accounts	account	VERB
ajfa-3280	249	13	the	the	DET
ajfa-3280	249	14	banks	bank	NOUN
ajfa-3280	249	15	under	under	ADP
ajfa-3280	249	16	study	study	NOUN
ajfa-3280	249	17	for	for	ADP
ajfa-3280	249	18	the	the	DET
ajfa-3280	249	19	period	period	NOUN
ajfa-3280	249	20	from	from	ADP
ajfa-3280	249	21	2006	2006	NUM
ajfa-3280	249	22	-	-	SYM
ajfa-3280	249	23	07	07	NUM
ajfa-3280	249	24	to	to	ADP
ajfa-3280	249	25	2010	2010	NUM
ajfa-3280	249	26	-	-	SYM
ajfa-3280	249	27	11	11	NUM
ajfa-3280	249	28	.	.	PUNCT
ajfa-3280	249	29	table	table	NOUN
ajfa-3280	249	30	2	2	NUM
ajfa-3280	249	31	.	.	PUNCT
ajfa-3280	249	32	net	net	ADJ
ajfa-3280	249	33	profit	profit	NOUN
ajfa-3280	249	34	ratio	ratio	NOUN
ajfa-3280	249	35	of	of	ADP
ajfa-3280	249	36	the	the	DET
ajfa-3280	249	37	banks	bank	NOUN
ajfa-3280	249	38	under	under	ADP
ajfa-3280	249	39	study	study	NOUN
ajfa-3280	249	40	(	(	PUNCT
ajfa-3280	249	41	from	from	ADP
ajfa-3280	249	42	2006	2006	NUM
ajfa-3280	249	43	-	-	SYM
ajfa-3280	249	44	07	07	NUM
ajfa-3280	249	45	to	to	ADP
ajfa-3280	249	46	2010	2010	NUM
ajfa-3280	249	47	-	-	SYM
ajfa-3280	249	48	11	11	NUM
ajfa-3280	249	49	)	)	PUNCT
ajfa-3280	249	50	years	year	NOUN
ajfa-3280	249	51	sbi	sbi	PROPN
ajfa-3280	249	52	,	,	PUNCT
ajfa-3280	249	53	india	india	PROPN
ajfa-3280	249	54	cairo	cairo	PROPN
ajfa-3280	249	55	amman	amman	PROPN
ajfa-3280	249	56	bank	bank	PROPN
ajfa-3280	249	57	,	,	PUNCT
ajfa-3280	249	58	jordan	jordan	PROPN
ajfa-3280	249	59	2006	2006	NUM
ajfa-3280	249	60	-	-	SYM
ajfa-3280	249	61	07	07	NUM
ajfa-3280	249	62	12.18	12.18	NUM
ajfa-3280	249	63	25.52	25.52	NUM
ajfa-3280	249	64	2007	2007	NUM
ajfa-3280	249	65	-	-	SYM
ajfa-3280	249	66	08	08	NUM
ajfa-3280	249	67	12.89	12.89	NUM
ajfa-3280	249	68	23.18	23.18	NUM
ajfa-3280	249	69	2008	2008	NUM
ajfa-3280	249	70	-	-	SYM
ajfa-3280	249	71	09	09	NUM
ajfa-3280	249	72	12.19	12.19	NUM
ajfa-3280	249	73	19.66	19.66	NUM
ajfa-3280	249	74	2009	2009	NUM
ajfa-3280	249	75	-	-	SYM
ajfa-3280	249	76	10	10	NUM
ajfa-3280	249	77	12.00	12.00	NUM
ajfa-3280	249	78	22.64	22.64	NUM
ajfa-3280	249	79	2010	2010	NUM
ajfa-3280	249	80	-	-	SYM
ajfa-3280	249	81	11	11	NUM
ajfa-3280	249	82	9.84	9.84	NUM
ajfa-3280	249	83	27.73	27.73	NUM
ajfa-3280	249	84	average	average	ADJ
ajfa-3280	249	85	11.82	11.82	NUM
ajfa-3280	249	86	23.74	23.74	NUM
ajfa-3280	249	87	s.d	s.d	PROPN
ajfa-3280	249	88	.	.	PROPN
ajfa-3280	249	89	1.04	1.04	NUM
ajfa-3280	249	90	2.73	2.73	NUM
ajfa-3280	249	91	c.v.(%	c.v.(%	X
ajfa-3280	249	92	)	)	PUNCT
ajfa-3280	249	93	8.76	8.76	NUM
ajfa-3280	249	94	11.50	11.50	NUM
ajfa-3280	249	95	source	source	NOUN
ajfa-3280	249	96	:	:	PUNCT
ajfa-3280	249	97	annual	annual	ADJ
ajfa-3280	249	98	reports	report	NOUN
ajfa-3280	249	99	&	&	CCONJ
ajfa-3280	249	100	accounts	account	VERB
ajfa-3280	249	101	the	the	DET
ajfa-3280	249	102	banks	bank	NOUN
ajfa-3280	249	103	under	under	ADP
ajfa-3280	249	104	study	study	NOUN
ajfa-3280	249	105	for	for	ADP
ajfa-3280	249	106	the	the	DET
ajfa-3280	249	107	period	period	NOUN
ajfa-3280	249	108	from	from	ADP
ajfa-3280	249	109	2006	2006	NUM
ajfa-3280	249	110	-	-	SYM
ajfa-3280	249	111	07	07	NUM
ajfa-3280	249	112	to	to	ADP
ajfa-3280	249	113	2010	2010	NUM
ajfa-3280	249	114	-	-	SYM
ajfa-3280	249	115	11	11	NUM
ajfa-3280	249	116	.	.	PUNCT
ajfa-3280	250	1	asian	asian	ADJ
ajfa-3280	250	2	journal	journal	PROPN
ajfa-3280	250	3	of	of	ADP
ajfa-3280	250	4	finance	finance	PROPN
ajfa-3280	250	5	&	&	CCONJ
ajfa-3280	250	6	accounting	accounting	PROPN
ajfa-3280	250	7	issn	issn	PROPN
ajfa-3280	250	8	1946	1946	NUM
ajfa-3280	250	9	-	-	PUNCT
ajfa-3280	250	10	052x	052x	NOUN
ajfa-3280	250	11	2013	2013	NUM
ajfa-3280	250	12	,	,	PUNCT
ajfa-3280	250	13	vol	vol	NOUN
ajfa-3280	250	14	.	.	PROPN
ajfa-3280	250	15	5	5	NUM
ajfa-3280	250	16	,	,	PUNCT
ajfa-3280	250	17	no	no	INTJ
ajfa-3280	250	18	.	.	NOUN
ajfa-3280	250	19	1	1	NUM
ajfa-3280	250	20	www.macrothink.org/ajfa	www.macrothink.org/ajfa	NOUN
ajfa-3280	250	21	272	272	NUM
ajfa-3280	250	22	table	table	NOUN
ajfa-3280	250	23	3	3	NUM
ajfa-3280	250	24	.	.	PUNCT
ajfa-3280	251	1	operating	operate	VERB
ajfa-3280	251	2	profit	profit	NOUN
ajfa-3280	251	3	ratio	ratio	NOUN
ajfa-3280	251	4	of	of	ADP
ajfa-3280	251	5	the	the	DET
ajfa-3280	251	6	banks	bank	NOUN
ajfa-3280	251	7	under	under	ADP
ajfa-3280	251	8	study	study	NOUN
ajfa-3280	251	9	(	(	PUNCT
ajfa-3280	251	10	from	from	ADP
ajfa-3280	251	11	2006	2006	NUM
ajfa-3280	251	12	-	-	SYM
ajfa-3280	251	13	07	07	NUM
ajfa-3280	251	14	to	to	ADP
ajfa-3280	251	15	2010	2010	NUM
ajfa-3280	251	16	-	-	SYM
ajfa-3280	251	17	11	11	NUM
ajfa-3280	251	18	)	)	PUNCT
ajfa-3280	251	19	years	year	NOUN
ajfa-3280	251	20	sbi	sbi	PROPN
ajfa-3280	251	21	cairo	cairo	PROPN
ajfa-3280	251	22	amman	amman	PROPN
ajfa-3280	251	23	bank	bank	PROPN
ajfa-3280	251	24	2006	2006	NUM
ajfa-3280	251	25	-	-	SYM
ajfa-3280	251	26	07	07	NUM
ajfa-3280	251	27	-3.35	-3.35	NUM
ajfa-3280	251	28	46.81	46.81	NUM
ajfa-3280	251	29	2007	2007	NUM
ajfa-3280	251	30	-	-	SYM
ajfa-3280	251	31	08	08	NUM
ajfa-3280	251	32	-4.59	-4.59	NUM
ajfa-3280	251	33	50.76	50.76	NUM
ajfa-3280	251	34	2008	2008	NUM
ajfa-3280	251	35	-	-	SYM
ajfa-3280	251	36	09	09	NUM
ajfa-3280	251	37	-3.33	-3.33	NUM
ajfa-3280	251	38	53.78	53.78	NUM
ajfa-3280	251	39	2009	2009	NUM
ajfa-3280	251	40	-	-	SYM
ajfa-3280	251	41	10	10	NUM
ajfa-3280	251	42	-16.19	-16.19	NUM
ajfa-3280	251	43	53.50	53.50	NUM
ajfa-3280	251	44	2010	2010	NUM
ajfa-3280	251	45	-	-	SYM
ajfa-3280	251	46	11	11	NUM
ajfa-3280	251	47	-13.81	-13.81	NUM
ajfa-3280	251	48	54.78	54.78	NUM
ajfa-3280	251	49	average	average	NOUN
ajfa-3280	251	50	-8.25	-8.25	PROPN
ajfa-3280	251	51	51.93	51.93	NUM
ajfa-3280	251	52	s.d	s.d	PROPN
ajfa-3280	251	53	.	.	PROPN
ajfa-3280	251	54	5.58	5.58	NUM
ajfa-3280	251	55	2.88	2.88	NUM
ajfa-3280	251	56	c.v.(%	c.v.(%	X
ajfa-3280	251	57	)	)	PUNCT
ajfa-3280	251	58	-67.62	-67.62	PROPN
ajfa-3280	251	59	5.55	5.55	NUM
ajfa-3280	251	60	source	source	NOUN
ajfa-3280	251	61	:	:	PUNCT
ajfa-3280	251	62	annual	annual	ADJ
ajfa-3280	251	63	reports	report	NOUN
ajfa-3280	251	64	&	&	CCONJ
ajfa-3280	251	65	accounts	account	VERB
ajfa-3280	251	66	the	the	DET
ajfa-3280	251	67	banks	bank	NOUN
ajfa-3280	251	68	under	under	ADP
ajfa-3280	251	69	study	study	NOUN
ajfa-3280	251	70	for	for	ADP
ajfa-3280	251	71	the	the	DET
ajfa-3280	251	72	period	period	NOUN
ajfa-3280	251	73	from	from	ADP
ajfa-3280	251	74	2006	2006	NUM
ajfa-3280	251	75	-	-	SYM
ajfa-3280	251	76	07	07	NUM
ajfa-3280	251	77	to	to	ADP
ajfa-3280	251	78	2010	2010	NUM
ajfa-3280	251	79	-	-	SYM
ajfa-3280	251	80	11	11	NUM
ajfa-3280	251	81	.	.	PUNCT
ajfa-3280	251	82	table	table	NOUN
ajfa-3280	251	83	4	4	NUM
ajfa-3280	251	84	.	.	PUNCT
ajfa-3280	251	85	operating	operate	VERB
ajfa-3280	251	86	ratio	ratio	NOUN
ajfa-3280	251	87	of	of	ADP
ajfa-3280	251	88	the	the	DET
ajfa-3280	251	89	banks	bank	NOUN
ajfa-3280	251	90	under	under	ADP
ajfa-3280	251	91	study	study	NOUN
ajfa-3280	251	92	(	(	PUNCT
ajfa-3280	251	93	from	from	ADP
ajfa-3280	251	94	2006	2006	NUM
ajfa-3280	251	95	-	-	SYM
ajfa-3280	251	96	07	07	NUM
ajfa-3280	251	97	to	to	ADP
ajfa-3280	251	98	2010	2010	NUM
ajfa-3280	251	99	-	-	SYM
ajfa-3280	251	100	11	11	NUM
ajfa-3280	251	101	)	)	PUNCT
ajfa-3280	251	102	years	year	NOUN
ajfa-3280	251	103	sbi	sbi	PROPN
ajfa-3280	251	104	cairo	cairo	PROPN
ajfa-3280	251	105	amman	amman	PROPN
ajfa-3280	251	106	bank	bank	PROPN
ajfa-3280	251	107	2006	2006	NUM
ajfa-3280	251	108	-	-	SYM
ajfa-3280	251	109	07	07	NUM
ajfa-3280	251	110	103.35	103.35	NUM
ajfa-3280	251	111	53.19	53.19	NUM
ajfa-3280	251	112	2007	2007	NUM
ajfa-3280	251	113	-	-	SYM
ajfa-3280	251	114	08	08	NUM
ajfa-3280	252	1	104.59	104.59	NUM
ajfa-3280	252	2	49.24	49.24	NUM
ajfa-3280	252	3	2008	2008	NUM
ajfa-3280	252	4	-	-	SYM
ajfa-3280	252	5	09	09	NUM
ajfa-3280	252	6	103.33	103.33	NUM
ajfa-3280	252	7	46.22	46.22	NUM
ajfa-3280	252	8	2009	2009	NUM
ajfa-3280	252	9	-	-	SYM
ajfa-3280	252	10	10	10	NUM
ajfa-3280	252	11	116.19	116.19	NUM
ajfa-3280	252	12	46.50	46.50	NUM
ajfa-3280	252	13	2010	2010	NUM
ajfa-3280	252	14	-	-	SYM
ajfa-3280	252	15	11	11	NUM
ajfa-3280	252	16	113.81	113.81	NUM
ajfa-3280	252	17	45.22	45.22	NUM
ajfa-3280	252	18	average	average	ADJ
ajfa-3280	252	19	108.25	108.25	NUM
ajfa-3280	252	20	48.07	48.07	NUM
ajfa-3280	252	21	s.d	s.d	PROPN
ajfa-3280	252	22	.	.	PROPN
ajfa-3280	252	23	5.58	5.58	NUM
ajfa-3280	252	24	2.88	2.88	NUM
ajfa-3280	252	25	c.v.(%	c.v.(%	X
ajfa-3280	252	26	)	)	PUNCT
ajfa-3280	252	27	5.15	5.15	NUM
ajfa-3280	252	28	6.00	6.00	NUM
ajfa-3280	252	29	source	source	NOUN
ajfa-3280	252	30	:	:	PUNCT
ajfa-3280	252	31	annual	annual	ADJ
ajfa-3280	252	32	reports	report	NOUN
ajfa-3280	252	33	&	&	CCONJ
ajfa-3280	252	34	accounts	account	VERB
ajfa-3280	252	35	the	the	DET
ajfa-3280	252	36	banks	bank	NOUN
ajfa-3280	252	37	under	under	ADP
ajfa-3280	252	38	study	study	NOUN
ajfa-3280	252	39	for	for	ADP
ajfa-3280	252	40	the	the	DET
ajfa-3280	252	41	period	period	NOUN
ajfa-3280	252	42	from	from	ADP
ajfa-3280	252	43	2006	2006	NUM
ajfa-3280	252	44	-	-	SYM
ajfa-3280	252	45	07	07	NUM
ajfa-3280	252	46	to	to	ADP
ajfa-3280	252	47	2010	2010	NUM
ajfa-3280	252	48	-	-	SYM
ajfa-3280	252	49	11	11	NUM
ajfa-3280	252	50	.	.	PUNCT
ajfa-3280	252	51	table	table	NOUN
ajfa-3280	252	52	5	5	NUM
ajfa-3280	252	53	.	.	PUNCT
ajfa-3280	252	54	return	return	VERB
ajfa-3280	252	55	on	on	ADP
ajfa-3280	252	56	equity	equity	NOUN
ajfa-3280	252	57	share	share	NOUN
ajfa-3280	252	58	’s	’s	PART
ajfa-3280	252	59	holder	holder	NOUN
ajfa-3280	252	60	fund	fund	NOUN
ajfa-3280	252	61	ratio	ratio	NOUN
ajfa-3280	252	62	of	of	ADP
ajfa-3280	252	63	the	the	DET
ajfa-3280	252	64	banks	bank	NOUN
ajfa-3280	252	65	under	under	ADP
ajfa-3280	252	66	study	study	NOUN
ajfa-3280	252	67	(	(	PUNCT
ajfa-3280	252	68	from	from	ADP
ajfa-3280	252	69	2006	2006	NUM
ajfa-3280	252	70	-	-	SYM
ajfa-3280	252	71	07	07	NUM
ajfa-3280	252	72	to	to	ADP
ajfa-3280	252	73	2010	2010	NUM
ajfa-3280	252	74	-	-	SYM
ajfa-3280	252	75	11	11	NUM
ajfa-3280	252	76	)	)	PUNCT
ajfa-3280	252	77	years	year	NOUN
ajfa-3280	252	78	sbi	sbi	PROPN
ajfa-3280	252	79	cairo	cairo	PROPN
ajfa-3280	252	80	amman	amman	PROPN
ajfa-3280	252	81	bank	bank	PROPN
ajfa-3280	252	82	2006	2006	NUM
ajfa-3280	252	83	-	-	SYM
ajfa-3280	252	84	07	07	NUM
ajfa-3280	252	85	15.56	15.56	NUM
ajfa-3280	252	86	13.92	13.92	NUM
ajfa-3280	252	87	2007	2007	NUM
ajfa-3280	252	88	-	-	SYM
ajfa-3280	252	89	08	08	NUM
ajfa-3280	252	90	15.04	15.04	NUM
ajfa-3280	252	91	14.42	14.42	NUM
ajfa-3280	252	92	2008	2008	NUM
ajfa-3280	252	93	-	-	SYM
ajfa-3280	252	94	09	09	NUM
ajfa-3280	252	95	15.43	15.43	NUM
ajfa-3280	252	96	13.40	13.40	NUM
ajfa-3280	252	97	2009	2009	NUM
ajfa-3280	252	98	-	-	SYM
ajfa-3280	252	99	10	10	NUM
ajfa-3280	252	100	14.45	14.45	NUM
ajfa-3280	252	101	14.43	14.43	NUM
ajfa-3280	252	102	2010	2010	NUM
ajfa-3280	252	103	-	-	SYM
ajfa-3280	252	104	11	11	NUM
ajfa-3280	252	105	13.39	13.39	NUM
ajfa-3280	252	106	16.87	16.87	NUM
ajfa-3280	252	107	average	average	NOUN
ajfa-3280	252	108	14.78	14.78	NUM
ajfa-3280	252	109	14.61	14.61	NUM
ajfa-3280	252	110	s.d	s.d	PROPN
ajfa-3280	252	111	.	.	PROPN
ajfa-3280	252	112	0.79	0.79	NUM
ajfa-3280	252	113	1.20	1.20	NUM
ajfa-3280	252	114	c.v.(%	c.v.(%	X
ajfa-3280	252	115	)	)	PUNCT
ajfa-3280	252	116	5.36	5.36	NUM
ajfa-3280	252	117	8.18	8.18	NUM
ajfa-3280	252	118	source	source	NOUN
ajfa-3280	252	119	:	:	PUNCT
ajfa-3280	252	120	annual	annual	ADJ
ajfa-3280	252	121	reports	report	NOUN
ajfa-3280	252	122	&	&	CCONJ
ajfa-3280	252	123	accounts	account	VERB
ajfa-3280	252	124	the	the	DET
ajfa-3280	252	125	banks	bank	NOUN
ajfa-3280	252	126	under	under	ADP
ajfa-3280	252	127	study	study	NOUN
ajfa-3280	252	128	for	for	ADP
ajfa-3280	252	129	the	the	DET
ajfa-3280	252	130	period	period	NOUN
ajfa-3280	252	131	from	from	ADP
ajfa-3280	252	132	2006	2006	NUM
ajfa-3280	252	133	-	-	SYM
ajfa-3280	252	134	07	07	NUM
ajfa-3280	252	135	to	to	ADP
ajfa-3280	252	136	2010	2010	NUM
ajfa-3280	252	137	-	-	SYM
ajfa-3280	252	138	11	11	NUM
ajfa-3280	252	139	.	.	PUNCT
ajfa-3280	253	1	asian	asian	ADJ
ajfa-3280	253	2	journal	journal	PROPN
ajfa-3280	253	3	of	of	ADP
ajfa-3280	253	4	finance	finance	PROPN
ajfa-3280	253	5	&	&	CCONJ
ajfa-3280	253	6	accounting	accounting	PROPN
ajfa-3280	253	7	issn	issn	PROPN
ajfa-3280	253	8	1946	1946	NUM
ajfa-3280	253	9	-	-	PUNCT
ajfa-3280	253	10	052x	052x	NOUN
ajfa-3280	253	11	2013	2013	NUM
ajfa-3280	253	12	,	,	PUNCT
ajfa-3280	253	13	vol	vol	NOUN
ajfa-3280	253	14	.	.	PROPN
ajfa-3280	253	15	5	5	NUM
ajfa-3280	253	16	,	,	PUNCT
ajfa-3280	253	17	no	no	INTJ
ajfa-3280	253	18	.	.	NOUN
ajfa-3280	253	19	1	1	NUM
ajfa-3280	253	20	www.macrothink.org/ajfa	www.macrothink.org/ajfa	NOUN
ajfa-3280	253	21	273	273	NUM
ajfa-3280	253	22	table	table	NOUN
ajfa-3280	253	23	6	6	NUM
ajfa-3280	253	24	.	.	PUNCT
ajfa-3280	253	25	return	return	NOUN
ajfa-3280	253	26	on	on	ADP
ajfa-3280	253	27	capital	capital	NOUN
ajfa-3280	253	28	employed	employ	VERB
ajfa-3280	253	29	ratio	ratio	NOUN
ajfa-3280	253	30	of	of	ADP
ajfa-3280	253	31	the	the	DET
ajfa-3280	253	32	banks	bank	NOUN
ajfa-3280	253	33	under	under	ADP
ajfa-3280	253	34	study	study	NOUN
ajfa-3280	253	35	(	(	PUNCT
ajfa-3280	253	36	from	from	ADP
ajfa-3280	253	37	2006	2006	NUM
ajfa-3280	253	38	-	-	SYM
ajfa-3280	253	39	07	07	NUM
ajfa-3280	253	40	to	to	ADP
ajfa-3280	253	41	2010	2010	NUM
ajfa-3280	253	42	-	-	SYM
ajfa-3280	253	43	11	11	NUM
ajfa-3280	253	44	)	)	PUNCT
ajfa-3280	253	45	years	year	NOUN
ajfa-3280	253	46	sbi	sbi	PROPN
ajfa-3280	253	47	cairo	cairo	PROPN
ajfa-3280	253	48	amman	amman	PROPN
ajfa-3280	253	49	bank	bank	PROPN
ajfa-3280	253	50	2006	2006	NUM
ajfa-3280	253	51	-	-	SYM
ajfa-3280	253	52	07	07	NUM
ajfa-3280	253	53	1.50	1.50	NUM
ajfa-3280	253	54	34.82	34.82	NUM
ajfa-3280	253	55	2007	2007	NUM
ajfa-3280	253	56	-	-	SYM
ajfa-3280	253	57	08	08	NUM
ajfa-3280	253	58	1.71	1.71	NUM
ajfa-3280	253	59	36.85	36.85	NUM
ajfa-3280	253	60	2008	2008	NUM
ajfa-3280	253	61	-	-	SYM
ajfa-3280	253	62	09	09	NUM
ajfa-3280	253	63	1.60	1.60	NUM
ajfa-3280	253	64	35.41	35.41	NUM
ajfa-3280	253	65	2009	2009	NUM
ajfa-3280	253	66	-	-	SYM
ajfa-3280	253	67	10	10	NUM
ajfa-3280	253	68	1.33	1.33	NUM
ajfa-3280	253	69	33.12	33.12	NUM
ajfa-3280	253	70	2010	2010	NUM
ajfa-3280	253	71	-	-	SYM
ajfa-3280	253	72	11	11	NUM
ajfa-3280	253	73	1.25	1.25	NUM
ajfa-3280	253	74	29.27	29.27	NUM
ajfa-3280	253	75	average	average	NOUN
ajfa-3280	253	76	1.48	1.48	NUM
ajfa-3280	253	77	33.90	33.90	NUM
ajfa-3280	253	78	s.d	s.d	PROPN
ajfa-3280	253	79	.	.	PROPN
ajfa-3280	254	1	0.17	0.17	NUM
ajfa-3280	254	2	2.60	2.60	NUM
ajfa-3280	254	3	c.v.(%	c.v.(%	NOUN
ajfa-3280	254	4	)	)	PUNCT
ajfa-3280	255	1	11.44	11.44	NUM
ajfa-3280	255	2	7.67	7.67	NUM
ajfa-3280	255	3	source	source	NOUN
ajfa-3280	255	4	:	:	PUNCT
ajfa-3280	255	5	annual	annual	ADJ
ajfa-3280	255	6	reports	report	NOUN
ajfa-3280	255	7	&	&	CCONJ
ajfa-3280	255	8	accounts	account	VERB
ajfa-3280	255	9	the	the	DET
ajfa-3280	255	10	banks	bank	NOUN
ajfa-3280	255	11	under	under	ADP
ajfa-3280	255	12	study	study	NOUN
ajfa-3280	255	13	for	for	ADP
ajfa-3280	255	14	the	the	DET
ajfa-3280	255	15	period	period	NOUN
ajfa-3280	255	16	from	from	ADP
ajfa-3280	255	17	2006	2006	NUM
ajfa-3280	255	18	-	-	SYM
ajfa-3280	255	19	07	07	NUM
ajfa-3280	255	20	to	to	ADP
ajfa-3280	255	21	2010	2010	NUM
ajfa-3280	255	22	-	-	SYM
ajfa-3280	255	23	11	11	NUM
ajfa-3280	255	24	.	.	PUNCT
ajfa-3280	255	25	table	table	NOUN
ajfa-3280	255	26	7	7	NUM
ajfa-3280	255	27	.	.	X
ajfa-3280	255	28	return	return	VERB
ajfa-3280	255	29	on	on	ADP
ajfa-3280	255	30	total	total	ADJ
ajfa-3280	255	31	assets	asset	NOUN
ajfa-3280	255	32	ratio	ratio	NOUN
ajfa-3280	255	33	of	of	ADP
ajfa-3280	255	34	the	the	DET
ajfa-3280	255	35	banks	bank	NOUN
ajfa-3280	255	36	under	under	ADP
ajfa-3280	255	37	study	study	NOUN
ajfa-3280	255	38	(	(	PUNCT
ajfa-3280	255	39	from	from	ADP
ajfa-3280	255	40	2006	2006	NUM
ajfa-3280	255	41	-	-	SYM
ajfa-3280	255	42	07	07	NUM
ajfa-3280	255	43	to	to	ADP
ajfa-3280	255	44	2010	2010	NUM
ajfa-3280	255	45	-	-	SYM
ajfa-3280	255	46	11	11	NUM
ajfa-3280	255	47	)	)	PUNCT
ajfa-3280	255	48	years	year	NOUN
ajfa-3280	255	49	sbi	sbi	PROPN
ajfa-3280	255	50	cairo	cairo	PROPN
ajfa-3280	255	51	amman	amman	PROPN
ajfa-3280	255	52	bank	bank	PROPN
ajfa-3280	255	53	2006	2006	NUM
ajfa-3280	255	54	-	-	SYM
ajfa-3280	255	55	07	07	NUM
ajfa-3280	255	56	1.34	1.34	NUM
ajfa-3280	255	57	3.55	3.55	NUM
ajfa-3280	255	58	2007	2007	NUM
ajfa-3280	255	59	-	-	SYM
ajfa-3280	255	60	08	08	NUM
ajfa-3280	255	61	1.50	1.50	NUM
ajfa-3280	255	62	3.97	3.97	NUM
ajfa-3280	255	63	2008	2008	NUM
ajfa-3280	255	64	-	-	SYM
ajfa-3280	255	65	09	09	NUM
ajfa-3280	255	66	1.41	1.41	NUM
ajfa-3280	255	67	3.78	3.78	NUM
ajfa-3280	255	68	2009	2009	NUM
ajfa-3280	255	69	-	-	SYM
ajfa-3280	255	70	10	10	NUM
ajfa-3280	255	71	1.21	1.21	NUM
ajfa-3280	255	72	3.58	3.58	NUM
ajfa-3280	255	73	2010	2010	NUM
ajfa-3280	255	74	-	-	SYM
ajfa-3280	255	75	11	11	NUM
ajfa-3280	255	76	1.12	1.12	NUM
ajfa-3280	255	77	3.54	3.54	NUM
ajfa-3280	255	78	average	average	NOUN
ajfa-3280	255	79	1.32	1.32	NUM
ajfa-3280	255	80	3.68	3.68	NUM
ajfa-3280	255	81	s.d	s.d	PROPN
ajfa-3280	255	82	.	.	PROPN
ajfa-3280	255	83	0.14	0.14	NUM
ajfa-3280	255	84	0.17	0.17	NUM
ajfa-3280	255	85	c.v.(%	c.v.(%	PROPN
ajfa-3280	255	86	)	)	PUNCT
ajfa-3280	255	87	10.30	10.30	NUM
ajfa-3280	255	88	4.55	4.55	NUM
ajfa-3280	255	89	source	source	NOUN
ajfa-3280	255	90	:	:	PUNCT
ajfa-3280	255	91	annual	annual	ADJ
ajfa-3280	255	92	reports	report	NOUN
ajfa-3280	255	93	&	&	CCONJ
ajfa-3280	255	94	accounts	account	VERB
ajfa-3280	255	95	the	the	DET
ajfa-3280	255	96	banks	bank	NOUN
ajfa-3280	255	97	under	under	ADP
ajfa-3280	255	98	study	study	NOUN
ajfa-3280	255	99	for	for	ADP
ajfa-3280	255	100	the	the	DET
ajfa-3280	255	101	period	period	NOUN
ajfa-3280	255	102	from	from	ADP
ajfa-3280	255	103	2006	2006	NUM
ajfa-3280	255	104	-	-	SYM
ajfa-3280	255	105	07	07	NUM
ajfa-3280	255	106	to	to	ADP
ajfa-3280	255	107	2010	2010	NUM
ajfa-3280	255	108	-	-	SYM
ajfa-3280	255	109	11	11	NUM
ajfa-3280	255	110	.	.	PUNCT