id	sid	tid	token	lemma	pos
ajfa-3417	1	1	microsoft	microsoft	PROPN
ajfa-3417	1	2	word	word	PROPN
ajfa-3417	1	3	3417-12838-1-sm-writer2-new.docx	3417-12838-1-sm-writer2-new.docx	NUM
ajfa-3417	1	4	asian	asian	ADJ
ajfa-3417	1	5	journal	journal	NOUN
ajfa-3417	1	6	of	of	ADP
ajfa-3417	1	7	finance	finance	PROPN
ajfa-3417	1	8	&	&	CCONJ
ajfa-3417	1	9	accounting	accounting	PROPN
ajfa-3417	1	10	issn	issn	PROPN
ajfa-3417	1	11	1946	1946	NUM
ajfa-3417	1	12	-	-	PUNCT
ajfa-3417	1	13	052x	052x	NOUN
ajfa-3417	1	14	2013	2013	NUM
ajfa-3417	1	15	,	,	PUNCT
ajfa-3417	1	16	vol	vol	NOUN
ajfa-3417	1	17	.	.	PROPN
ajfa-3417	1	18	5	5	NUM
ajfa-3417	1	19	,	,	PUNCT
ajfa-3417	1	20	no	no	INTJ
ajfa-3417	1	21	.	.	NOUN
ajfa-3417	1	22	1	1	NUM
ajfa-3417	1	23	www.macrothink.org/ajfa	www.macrothink.org/ajfa	NUM
ajfa-3417	1	24	209	209	NUM
ajfa-3417	1	25	the	the	DET
ajfa-3417	1	26	relevance	relevance	NOUN
ajfa-3417	1	27	of	of	ADP
ajfa-3417	1	28	the	the	DET
ajfa-3417	1	29	application	application	NOUN
ajfa-3417	1	30	of	of	ADP
ajfa-3417	1	31	the	the	DET
ajfa-3417	1	32	neural	neural	ADJ
ajfa-3417	1	33	approaches	approach	NOUN
ajfa-3417	1	34	in	in	ADP
ajfa-3417	1	35	the	the	DET
ajfa-3417	1	36	premature	premature	ADJ
ajfa-3417	1	37	detection	detection	NOUN
ajfa-3417	1	38	of	of	ADP
ajfa-3417	1	39	the	the	DET
ajfa-3417	1	40	banking	banking	NOUN
ajfa-3417	1	41	difficulties	difficulty	NOUN
ajfa-3417	1	42	:	:	PUNCT
ajfa-3417	1	43	case	case	NOUN
ajfa-3417	1	44	of	of	ADP
ajfa-3417	1	45	tunisia	tunisia	PROPN
ajfa-3417	1	46	niazi	niazi	PROPN
ajfa-3417	1	47	kammoun	kammoun	PROPN
ajfa-3417	1	48	&	&	CCONJ
ajfa-3417	1	49	chanez	chanez	PROPN
ajfa-3417	1	50	charfi	charfi	PROPN
ajfa-3417	1	51	university	university	PROPN
ajfa-3417	1	52	of	of	ADP
ajfa-3417	1	53	sfax	sfax	PROPN
ajfa-3417	1	54	(	(	PUNCT
ajfa-3417	1	55	tunisia	tunisia	NOUN
ajfa-3417	1	56	)	)	PUNCT
ajfa-3417	1	57	,	,	PUNCT
ajfa-3417	1	58	higher	high	ADJ
ajfa-3417	1	59	school	school	NOUN
ajfa-3417	1	60	of	of	ADP
ajfa-3417	1	61	business	business	PROPN
ajfa-3417	1	62	airport	airport	NOUN
ajfa-3417	1	63	road	road	NOUN
ajfa-3417	1	64	,	,	PUNCT
ajfa-3417	1	65	1081	1081	NUM
ajfa-3417	1	66	,	,	PUNCT
ajfa-3417	1	67	sfax	sfax	ADJ
ajfa-3417	1	68	3018	3018	NUM
ajfa-3417	1	69	,	,	PUNCT
ajfa-3417	1	70	tunisia	tunisia	PROPN
ajfa-3417	1	71	received	receive	VERB
ajfa-3417	1	72	:	:	PUNCT
ajfa-3417	1	73	jan	jan	PROPN
ajfa-3417	1	74	.	.	PROPN
ajfa-3417	1	75	30	30	NUM
ajfa-3417	1	76	,	,	PUNCT
ajfa-3417	1	77	2013	2013	NUM
ajfa-3417	1	78	accepted	accept	VERB
ajfa-3417	1	79	:	:	PUNCT
ajfa-3417	1	80	april	april	PROPN
ajfa-3417	1	81	8	8	NUM
ajfa-3417	1	82	,	,	PUNCT
ajfa-3417	1	83	2013	2013	NUM
ajfa-3417	1	84	published	publish	VERB
ajfa-3417	1	85	:	:	PUNCT
ajfa-3417	1	86	june	june	PROPN
ajfa-3417	1	87	1	1	NUM
ajfa-3417	1	88	,	,	PUNCT
ajfa-3417	1	89	2013	2013	NUM
ajfa-3417	1	90	doi:10.5296	doi:10.5296	NOUN
ajfa-3417	1	91	/	/	SYM
ajfa-3417	1	92	ajfa.v5i1.3417	ajfa.v5i1.3417	NUM
ajfa-3417	1	93	url	url	PROPN
ajfa-3417	1	94	:	:	PUNCT
ajfa-3417	1	95	http://dx.doi.org/10.5296/ajfa.v5i1.3417	http://dx.doi.org/10.5296/ajfa.v5i1.3417	X
ajfa-3417	1	96	abstract	abstract	NOUN
ajfa-3417	1	97	:	:	PUNCT
ajfa-3417	1	98	we	we	PRON
ajfa-3417	1	99	propose	propose	VERB
ajfa-3417	1	100	in	in	ADP
ajfa-3417	1	101	this	this	DET
ajfa-3417	1	102	study	study	NOUN
ajfa-3417	1	103	to	to	PART
ajfa-3417	1	104	test	test	VERB
ajfa-3417	1	105	the	the	DET
ajfa-3417	1	106	relevance	relevance	NOUN
ajfa-3417	1	107	of	of	ADP
ajfa-3417	1	108	the	the	DET
ajfa-3417	1	109	use	use	NOUN
ajfa-3417	1	110	of	of	ADP
ajfa-3417	1	111	an	an	DET
ajfa-3417	1	112	early	early	ADJ
ajfa-3417	1	113	warning	warning	NOUN
ajfa-3417	1	114	system	system	NOUN
ajfa-3417	1	115	(	(	PUNCT
ajfa-3417	1	116	ews	ews	PROPN
ajfa-3417	1	117	)	)	PUNCT
ajfa-3417	1	118	for	for	ADP
ajfa-3417	1	119	banking	banking	NOUN
ajfa-3417	1	120	difficulties	difficulty	NOUN
ajfa-3417	1	121	in	in	ADP
ajfa-3417	1	122	the	the	DET
ajfa-3417	1	123	tunisian	tunisian	ADJ
ajfa-3417	1	124	case	case	NOUN
ajfa-3417	1	125	.	.	PUNCT
ajfa-3417	2	1	this	this	DET
ajfa-3417	2	2	model	model	NOUN
ajfa-3417	2	3	is	be	AUX
ajfa-3417	2	4	based	base	VERB
ajfa-3417	2	5	on	on	ADP
ajfa-3417	2	6	the	the	DET
ajfa-3417	2	7	use	use	NOUN
ajfa-3417	2	8	of	of	ADP
ajfa-3417	2	9	a	a	DET
ajfa-3417	2	10	multilayer	multilayer	ADJ
ajfa-3417	2	11	neural	neural	ADJ
ajfa-3417	2	12	network	network	NOUN
ajfa-3417	2	13	with	with	ADP
ajfa-3417	2	14	a	a	DET
ajfa-3417	2	15	back	back	ADJ
ajfa-3417	2	16	-	-	PUNCT
ajfa-3417	2	17	propagation	propagation	NOUN
ajfa-3417	2	18	algorithm	algorithm	NOUN
ajfa-3417	2	19	.	.	PUNCT
ajfa-3417	3	1	from	from	ADP
ajfa-3417	3	2	a	a	DET
ajfa-3417	3	3	sample	sample	NOUN
ajfa-3417	3	4	of	of	ADP
ajfa-3417	3	5	18	18	NUM
ajfa-3417	3	6	tunisian	tunisian	ADJ
ajfa-3417	3	7	banks	bank	NOUN
ajfa-3417	3	8	,	,	PUNCT
ajfa-3417	3	9	we	we	PRON
ajfa-3417	3	10	try	try	VERB
ajfa-3417	3	11	to	to	PART
ajfa-3417	3	12	establish	establish	VERB
ajfa-3417	3	13	the	the	DET
ajfa-3417	3	14	different	different	ADJ
ajfa-3417	3	15	ratios	ratio	NOUN
ajfa-3417	3	16	of	of	ADP
ajfa-3417	3	17	the	the	DET
ajfa-3417	3	18	financial	financial	ADJ
ajfa-3417	3	19	health	health	NOUN
ajfa-3417	3	20	of	of	ADP
ajfa-3417	3	21	banks	bank	NOUN
ajfa-3417	3	22	,	,	PUNCT
ajfa-3417	3	23	extracted	extract	VERB
ajfa-3417	3	24	from	from	ADP
ajfa-3417	3	25	camel	camel	NOUN
ajfa-3417	3	26	rating	rating	NOUN
ajfa-3417	3	27	system	system	NOUN
ajfa-3417	3	28	.	.	PUNCT
ajfa-3417	4	1	with	with	ADP
ajfa-3417	4	2	a	a	DET
ajfa-3417	4	3	good	good	ADJ
ajfa-3417	4	4	ranking	ranking	NOUN
ajfa-3417	4	5	percentage	percentage	NOUN
ajfa-3417	4	6	obtained	obtain	VERB
ajfa-3417	4	7	for	for	ADP
ajfa-3417	4	8	the	the	DET
ajfa-3417	4	9	total	total	ADJ
ajfa-3417	4	10	sample	sample	NOUN
ajfa-3417	4	11	of	of	ADP
ajfa-3417	4	12	more	more	ADJ
ajfa-3417	4	13	than	than	ADP
ajfa-3417	4	14	93	93	NUM
ajfa-3417	4	15	%	%	NOUN
ajfa-3417	4	16	,	,	PUNCT
ajfa-3417	4	17	we	we	PRON
ajfa-3417	4	18	conclude	conclude	VERB
ajfa-3417	4	19	that	that	SCONJ
ajfa-3417	4	20	neural	neural	ADJ
ajfa-3417	4	21	networks	network	NOUN
ajfa-3417	4	22	are	be	AUX
ajfa-3417	4	23	found	find	VERB
ajfa-3417	4	24	to	to	PART
ajfa-3417	4	25	be	be	AUX
ajfa-3417	4	26	robust	robust	ADJ
ajfa-3417	4	27	for	for	ADP
ajfa-3417	4	28	the	the	DET
ajfa-3417	4	29	prediction	prediction	NOUN
ajfa-3417	4	30	of	of	ADP
ajfa-3417	4	31	the	the	DET
ajfa-3417	4	32	fragility	fragility	NOUN
ajfa-3417	4	33	of	of	ADP
ajfa-3417	4	34	the	the	DET
ajfa-3417	4	35	tunisian	tunisian	ADJ
ajfa-3417	4	36	banks	bank	NOUN
ajfa-3417	4	37	.	.	PUNCT
ajfa-3417	5	1	keywords	keyword	NOUN
ajfa-3417	5	2	:	:	PUNCT
ajfa-3417	5	3	bank	bank	NOUN
ajfa-3417	5	4	performance	performance	NOUN
ajfa-3417	5	5	;	;	PUNCT
ajfa-3417	5	6	bankruptcy	bankruptcy	NOUN
ajfa-3417	5	7	prediction	prediction	NOUN
ajfa-3417	5	8	models	model	NOUN
ajfa-3417	5	9	;	;	PUNCT
ajfa-3417	5	10	artificial	artificial	ADJ
ajfa-3417	5	11	neural	neural	ADJ
ajfa-3417	5	12	networks	network	NOUN
ajfa-3417	5	13	.	.	PUNCT
ajfa-3417	6	1	jel	jel	PROPN
ajfa-3417	6	2	classification	classification	PROPN
ajfa-3417	6	3	:	:	PUNCT
ajfa-3417	6	4	g21	g21	PROPN
ajfa-3417	6	5	,	,	PUNCT
ajfa-3417	6	6	g33	g33	PROPN
ajfa-3417	6	7	asian	asian	PROPN
ajfa-3417	6	8	journal	journal	PROPN
ajfa-3417	6	9	of	of	ADP
ajfa-3417	6	10	finance	finance	PROPN
ajfa-3417	6	11	&	&	CCONJ
ajfa-3417	6	12	accounting	accounting	PROPN
ajfa-3417	6	13	issn	issn	PROPN
ajfa-3417	6	14	1946	1946	NUM
ajfa-3417	6	15	-	-	PUNCT
ajfa-3417	6	16	052x	052x	NOUN
ajfa-3417	6	17	2013	2013	NUM
ajfa-3417	6	18	,	,	PUNCT
ajfa-3417	6	19	vol	vol	NOUN
ajfa-3417	6	20	.	.	PROPN
ajfa-3417	6	21	5	5	NUM
ajfa-3417	6	22	,	,	PUNCT
ajfa-3417	6	23	no	no	INTJ
ajfa-3417	6	24	.	.	NOUN
ajfa-3417	6	25	1	1	NUM
ajfa-3417	6	26	www.macrothink.org/ajfa	www.macrothink.org/ajfa	NOUN
ajfa-3417	6	27	210	210	NUM
ajfa-3417	6	28	1	1	NUM
ajfa-3417	6	29	.	.	PUNCT
ajfa-3417	6	30	introduction	introduction	NOUN
ajfa-3417	6	31	one	one	NUM
ajfa-3417	6	32	week	week	NOUN
ajfa-3417	6	33	after	after	SCONJ
ajfa-3417	6	34	the	the	DET
ajfa-3417	6	35	decrease	decrease	NOUN
ajfa-3417	6	36	of	of	ADP
ajfa-3417	6	37	the	the	DET
ajfa-3417	6	38	rating	rating	NOUN
ajfa-3417	6	39	of	of	ADP
ajfa-3417	6	40	the	the	DET
ajfa-3417	6	41	long	long	ADJ
ajfa-3417	6	42	-	-	PUNCT
ajfa-3417	6	43	term	term	NOUN
ajfa-3417	6	44	debt	debt	NOUN
ajfa-3417	6	45	by	by	ADP
ajfa-3417	6	46	tunisia	tunisia	NOUN
ajfa-3417	6	47	of	of	ADP
ajfa-3417	6	48	two	two	NUM
ajfa-3417	6	49	notches	notch	NOUN
ajfa-3417	6	50	to	to	ADP
ajfa-3417	6	51	bb	bb	VERB
ajfa-3417	6	52	,	,	PUNCT
ajfa-3417	6	53	the	the	DET
ajfa-3417	6	54	standards	standard	NOUN
ajfa-3417	6	55	and	and	CCONJ
ajfa-3417	6	56	poor	poor	ADJ
ajfa-3417	6	57	’s	’s	NOUN
ajfa-3417	6	58	rating	rating	NOUN
ajfa-3417	6	59	agency	agency	NOUN
ajfa-3417	6	60	announced	announce	VERB
ajfa-3417	6	61	,	,	PUNCT
ajfa-3417	6	62	on	on	ADP
ajfa-3417	6	63	may	may	PROPN
ajfa-3417	6	64	2012	2012	NUM
ajfa-3417	6	65	,	,	PUNCT
ajfa-3417	6	66	the	the	DET
ajfa-3417	6	67	reduction	reduction	NOUN
ajfa-3417	6	68	in	in	ADP
ajfa-3417	6	69	the	the	DET
ajfa-3417	6	70	rating	rating	NOUN
ajfa-3417	6	71	of	of	ADP
ajfa-3417	6	72	five	five	NUM
ajfa-3417	6	73	tunisian	tunisian	ADJ
ajfa-3417	6	74	banks	bank	NOUN
ajfa-3417	6	75	.	.	PUNCT
ajfa-3417	7	1	this	this	PRON
ajfa-3417	7	2	relates	relate	VERB
ajfa-3417	7	3	to	to	ADP
ajfa-3417	7	4	the	the	DET
ajfa-3417	7	5	arab	arab	ADJ
ajfa-3417	7	6	tunisian	tunisian	PROPN
ajfa-3417	7	7	bank	bank	PROPN
ajfa-3417	7	8	(	(	PUNCT
ajfa-3417	7	9	atb	atb	NOUN
ajfa-3417	7	10	)	)	PUNCT
ajfa-3417	7	11	,	,	PUNCT
ajfa-3417	7	12	the	the	DET
ajfa-3417	7	13	bank	bank	NOUN
ajfa-3417	7	14	of	of	ADP
ajfa-3417	7	15	housing	housing	NOUN
ajfa-3417	7	16	(	(	PUNCT
ajfa-3417	7	17	bh	bh	NOUN
ajfa-3417	7	18	)	)	PUNCT
ajfa-3417	7	19	,	,	PUNCT
ajfa-3417	7	20	the	the	DET
ajfa-3417	7	21	tuniso	tuniso	PROPN
ajfa-3417	7	22	-	-	PUNCT
ajfa-3417	7	23	kuwaiti	kuwaiti	PROPN
ajfa-3417	7	24	bank	bank	PROPN
ajfa-3417	7	25	(	(	PUNCT
ajfa-3417	7	26	btk	btk	PROPN
ajfa-3417	7	27	)	)	PUNCT
ajfa-3417	7	28	,	,	PUNCT
ajfa-3417	7	29	the	the	DET
ajfa-3417	7	30	tunisia	tunisia	PROPN
ajfa-3417	7	31	and	and	CCONJ
ajfa-3417	7	32	emirates	emirates	PROPN
ajfa-3417	7	33	bank	bank	PROPN
ajfa-3417	7	34	(	(	PUNCT
ajfa-3417	7	35	bte	bte	PROPN
ajfa-3417	7	36	)	)	PUNCT
ajfa-3417	7	37	as	as	ADV
ajfa-3417	7	38	well	well	ADV
ajfa-3417	7	39	as	as	ADP
ajfa-3417	7	40	the	the	DET
ajfa-3417	7	41	tunisian	tunisian	ADJ
ajfa-3417	7	42	banking	banking	NOUN
ajfa-3417	7	43	company	company	NOUN
ajfa-3417	7	44	(	(	PUNCT
ajfa-3417	7	45	stb	stb	PROPN
ajfa-3417	7	46	)	)	PUNCT
ajfa-3417	7	47	.	.	PUNCT
ajfa-3417	8	1	the	the	DET
ajfa-3417	8	2	decision	decision	NOUN
ajfa-3417	8	3	is	be	AUX
ajfa-3417	8	4	considerable	considerable	ADJ
ajfa-3417	8	5	as	as	ADV
ajfa-3417	8	6	far	far	ADV
ajfa-3417	8	7	as	as	SCONJ
ajfa-3417	8	8	ratings	rating	NOUN
ajfa-3417	8	9	are	be	AUX
ajfa-3417	8	10	supposed	suppose	VERB
ajfa-3417	8	11	to	to	PART
ajfa-3417	8	12	measure	measure	VERB
ajfa-3417	8	13	the	the	DET
ajfa-3417	8	14	probability	probability	NOUN
ajfa-3417	8	15	of	of	ADP
ajfa-3417	8	16	failure	failure	NOUN
ajfa-3417	8	17	,	,	PUNCT
ajfa-3417	8	18	be	be	AUX
ajfa-3417	8	19	it	it	PRON
ajfa-3417	8	20	in	in	ADP
ajfa-3417	8	21	an	an	DET
ajfa-3417	8	22	industrial	industrial	ADJ
ajfa-3417	8	23	company	company	NOUN
ajfa-3417	8	24	or	or	CCONJ
ajfa-3417	8	25	a	a	DET
ajfa-3417	8	26	bank	bank	NOUN
ajfa-3417	8	27	.	.	PUNCT
ajfa-3417	9	1	their	their	PRON
ajfa-3417	9	2	role	role	NOUN
ajfa-3417	9	3	is	be	AUX
ajfa-3417	9	4	even	even	ADV
ajfa-3417	9	5	more	more	ADV
ajfa-3417	9	6	fundamental	fundamental	ADJ
ajfa-3417	9	7	in	in	ADP
ajfa-3417	9	8	emerging	emerge	VERB
ajfa-3417	9	9	countries	country	NOUN
ajfa-3417	9	10	,	,	PUNCT
ajfa-3417	9	11	where	where	SCONJ
ajfa-3417	9	12	the	the	DET
ajfa-3417	9	13	regulatory	regulatory	ADJ
ajfa-3417	9	14	and	and	CCONJ
ajfa-3417	9	15	institutional	institutional	ADJ
ajfa-3417	9	16	environment	environment	NOUN
ajfa-3417	9	17	tends	tend	VERB
ajfa-3417	9	18	to	to	PART
ajfa-3417	9	19	create	create	VERB
ajfa-3417	9	20	incentives	incentive	NOUN
ajfa-3417	9	21	for	for	ADP
ajfa-3417	9	22	a	a	DET
ajfa-3417	9	23	better	well	ADJ
ajfa-3417	9	24	risk	risk	NOUN
ajfa-3417	9	25	management	management	NOUN
ajfa-3417	9	26	(	(	PUNCT
ajfa-3417	9	27	rojas	rojas	PROPN
ajfa-3417	9	28	-	-	PUNCT
ajfa-3417	9	29	suarez	suarez	PROPN
ajfa-3417	9	30	,	,	PUNCT
ajfa-3417	9	31	2000	2000	NUM
ajfa-3417	9	32	;	;	PUNCT
ajfa-3417	9	33	2001	2001	NUM
ajfa-3417	9	34	)	)	PUNCT
ajfa-3417	9	35	.	.	PUNCT
ajfa-3417	10	1	although	although	SCONJ
ajfa-3417	10	2	the	the	DET
ajfa-3417	10	3	tunisian	tunisian	ADJ
ajfa-3417	10	4	banking	banking	NOUN
ajfa-3417	10	5	system	system	NOUN
ajfa-3417	10	6	has	have	AUX
ajfa-3417	10	7	played	play	VERB
ajfa-3417	10	8	a	a	DET
ajfa-3417	10	9	leading	lead	VERB
ajfa-3417	10	10	role	role	NOUN
ajfa-3417	10	11	in	in	ADP
ajfa-3417	10	12	the	the	DET
ajfa-3417	10	13	development	development	NOUN
ajfa-3417	10	14	of	of	ADP
ajfa-3417	10	15	the	the	DET
ajfa-3417	10	16	tunisian	tunisian	ADJ
ajfa-3417	10	17	economy	economy	NOUN
ajfa-3417	10	18	,	,	PUNCT
ajfa-3417	10	19	it	it	PRON
ajfa-3417	10	20	has	have	AUX
ajfa-3417	10	21	witnessed	witness	VERB
ajfa-3417	10	22	many	many	ADJ
ajfa-3417	10	23	difficulties	difficulty	NOUN
ajfa-3417	10	24	particularly	particularly	ADV
ajfa-3417	10	25	the	the	DET
ajfa-3417	10	26	present	present	ADJ
ajfa-3417	10	27	-	-	PUNCT
ajfa-3417	10	28	day	day	NOUN
ajfa-3417	10	29	high	high	ADJ
ajfa-3417	10	30	level	level	NOUN
ajfa-3417	10	31	of	of	ADP
ajfa-3417	10	32	banking	bank	VERB
ajfa-3417	10	33	bad	bad	ADJ
ajfa-3417	10	34	debts	debt	NOUN
ajfa-3417	10	35	.	.	PUNCT
ajfa-3417	11	1	in	in	ADP
ajfa-3417	11	2	2010	2010	NUM
ajfa-3417	11	3	,	,	PUNCT
ajfa-3417	11	4	the	the	DET
ajfa-3417	11	5	part	part	NOUN
ajfa-3417	11	6	of	of	ADP
ajfa-3417	11	7	the	the	DET
ajfa-3417	11	8	bad	bad	ADJ
ajfa-3417	11	9	debts	debt	NOUN
ajfa-3417	11	10	in	in	ADP
ajfa-3417	11	11	the	the	DET
ajfa-3417	11	12	total	total	NOUN
ajfa-3417	11	13	of	of	ADP
ajfa-3417	11	14	bank	bank	NOUN
ajfa-3417	11	15	credits	credit	NOUN
ajfa-3417	11	16	remained	remain	VERB
ajfa-3417	11	17	very	very	ADV
ajfa-3417	11	18	high	high	ADJ
ajfa-3417	11	19	(	(	PUNCT
ajfa-3417	11	20	12.1	12.1	NUM
ajfa-3417	11	21	%	%	NOUN
ajfa-3417	11	22	)	)	PUNCT
ajfa-3417	11	23	,	,	PUNCT
ajfa-3417	11	24	a	a	DET
ajfa-3417	11	25	value	value	NOUN
ajfa-3417	11	26	which	which	PRON
ajfa-3417	11	27	reveals	reveal	VERB
ajfa-3417	11	28	a	a	DET
ajfa-3417	11	29	big	big	ADJ
ajfa-3417	11	30	gap	gap	NOUN
ajfa-3417	11	31	if	if	SCONJ
ajfa-3417	11	32	compared	compare	VERB
ajfa-3417	11	33	with	with	ADP
ajfa-3417	11	34	the	the	DET
ajfa-3417	11	35	other	other	ADJ
ajfa-3417	11	36	emerging	emerge	VERB
ajfa-3417	11	37	countries	country	NOUN
ajfa-3417	11	38	(	(	PUNCT
ajfa-3417	11	39	chile	chile	PROPN
ajfa-3417	11	40	2.7	2.7	NUM
ajfa-3417	11	41	%	%	NOUN
ajfa-3417	11	42	,	,	PUNCT
ajfa-3417	11	43	malaysia	malaysia	PROPN
ajfa-3417	11	44	3.4	3.4	NUM
ajfa-3417	11	45	%	%	NOUN
ajfa-3417	11	46	,	,	PUNCT
ajfa-3417	11	47	and	and	CCONJ
ajfa-3417	11	48	turkey	turkey	NOUN
ajfa-3417	11	49	3.2	3.2	NUM
ajfa-3417	11	50	%	%	NOUN
ajfa-3417	11	51	)	)	PUNCT
ajfa-3417	11	52	.	.	PUNCT
ajfa-3417	12	1	besides	besides	SCONJ
ajfa-3417	12	2	,	,	PUNCT
ajfa-3417	12	3	the	the	DET
ajfa-3417	12	4	rate	rate	NOUN
ajfa-3417	12	5	of	of	ADP
ajfa-3417	12	6	funding	funding	NOUN
ajfa-3417	12	7	of	of	ADP
ajfa-3417	12	8	the	the	DET
ajfa-3417	12	9	bad	bad	ADJ
ajfa-3417	12	10	debts	debt	NOUN
ajfa-3417	12	11	was	be	AUX
ajfa-3417	12	12	59.6	59.6	NUM
ajfa-3417	12	13	%	%	NOUN
ajfa-3417	12	14	,	,	PUNCT
ajfa-3417	12	15	far	far	ADV
ajfa-3417	12	16	from	from	ADP
ajfa-3417	12	17	the	the	DET
ajfa-3417	12	18	rate	rate	NOUN
ajfa-3417	12	19	of	of	ADP
ajfa-3417	12	20	70	70	NUM
ajfa-3417	12	21	%	%	NOUN
ajfa-3417	12	22	set	set	NOUN
ajfa-3417	12	23	as	as	ADP
ajfa-3417	12	24	an	an	DET
ajfa-3417	12	25	objective	objective	NOUN
ajfa-3417	12	26	by	by	ADP
ajfa-3417	12	27	the	the	DET
ajfa-3417	12	28	central	central	ADJ
ajfa-3417	12	29	tunisian	tunisian	ADJ
ajfa-3417	12	30	bank	bank	PROPN
ajfa-3417	12	31	(	(	PUNCT
ajfa-3417	12	32	ctb	ctb	PROPN
ajfa-3417	12	33	)	)	PUNCT
ajfa-3417	12	34	to	to	ADP
ajfa-3417	12	35	the	the	DET
ajfa-3417	12	36	horizon	horizon	NOUN
ajfa-3417	12	37	of	of	ADP
ajfa-3417	12	38	2012	2012	NUM
ajfa-3417	12	39	and	and	CCONJ
ajfa-3417	12	40	below	below	ADP
ajfa-3417	12	41	the	the	DET
ajfa-3417	12	42	levels	level	NOUN
ajfa-3417	12	43	reached	reach	VERB
ajfa-3417	12	44	by	by	ADP
ajfa-3417	12	45	other	other	ADJ
ajfa-3417	12	46	emerging	emerge	VERB
ajfa-3417	12	47	countries	country	NOUN
ajfa-3417	12	48	.	.	PUNCT
ajfa-3417	13	1	the	the	DET
ajfa-3417	13	2	quality	quality	NOUN
ajfa-3417	13	3	of	of	ADP
ajfa-3417	13	4	the	the	DET
ajfa-3417	13	5	banking	banking	NOUN
ajfa-3417	13	6	debts	debt	NOUN
ajfa-3417	13	7	reveals	reveal	VERB
ajfa-3417	13	8	a	a	DET
ajfa-3417	13	9	structural	structural	ADJ
ajfa-3417	13	10	problem	problem	NOUN
ajfa-3417	13	11	from	from	ADP
ajfa-3417	13	12	which	which	PRON
ajfa-3417	13	13	the	the	DET
ajfa-3417	13	14	tunisian	tunisian	ADJ
ajfa-3417	13	15	banking	banking	NOUN
ajfa-3417	13	16	sector	sector	NOUN
ajfa-3417	13	17	suffers	suffer	VERB
ajfa-3417	13	18	.	.	PUNCT
ajfa-3417	14	1	the	the	DET
ajfa-3417	14	2	tunisian	tunisian	ADJ
ajfa-3417	14	3	banks	bank	NOUN
ajfa-3417	14	4	are	be	AUX
ajfa-3417	14	5	characterized	characterize	VERB
ajfa-3417	14	6	by	by	ADP
ajfa-3417	14	7	an	an	DET
ajfa-3417	14	8	inadequacy	inadequacy	NOUN
ajfa-3417	14	9	between	between	ADP
ajfa-3417	14	10	the	the	DET
ajfa-3417	14	11	nature	nature	NOUN
ajfa-3417	14	12	of	of	ADP
ajfa-3417	14	13	the	the	DET
ajfa-3417	14	14	debts	debt	NOUN
ajfa-3417	14	15	and	and	CCONJ
ajfa-3417	14	16	the	the	DET
ajfa-3417	14	17	funding	funding	NOUN
ajfa-3417	14	18	made	make	VERB
ajfa-3417	14	19	.	.	PUNCT
ajfa-3417	15	1	fitch	fitch	PROPN
ajfa-3417	15	2	ratings	rating	NOUN
ajfa-3417	15	3	,	,	PUNCT
ajfa-3417	15	4	as	as	ADV
ajfa-3417	15	5	well	well	ADV
ajfa-3417	15	6	as	as	ADP
ajfa-3417	15	7	the	the	DET
ajfa-3417	15	8	imf	imf	PROPN
ajfa-3417	15	9	,	,	PUNCT
ajfa-3417	15	10	consider	consider	VERB
ajfa-3417	15	11	that	that	SCONJ
ajfa-3417	15	12	the	the	DET
ajfa-3417	15	13	tunisian	tunisian	ADJ
ajfa-3417	15	14	banks	bank	NOUN
ajfa-3417	15	15	were	be	AUX
ajfa-3417	15	16	not	not	PART
ajfa-3417	15	17	well	well	ADV
ajfa-3417	15	18	funded	funded	ADJ
ajfa-3417	15	19	(	(	PUNCT
ajfa-3417	15	20	international	international	ADJ
ajfa-3417	15	21	monetary	monetary	ADJ
ajfa-3417	15	22	fund	fund	NOUN
ajfa-3417	16	1	[	[	X
ajfa-3417	16	2	imf	imf	X
ajfa-3417	16	3	]	]	X
ajfa-3417	16	4	,	,	PUNCT
ajfa-3417	16	5	2006	2006	NUM
ajfa-3417	16	6	)	)	PUNCT
ajfa-3417	16	7	.	.	PUNCT
ajfa-3417	17	1	this	this	DET
ajfa-3417	17	2	situation	situation	NOUN
ajfa-3417	17	3	shows	show	VERB
ajfa-3417	17	4	that	that	SCONJ
ajfa-3417	17	5	the	the	DET
ajfa-3417	17	6	tunisian	tunisian	ADJ
ajfa-3417	17	7	banks	bank	NOUN
ajfa-3417	17	8	became	become	VERB
ajfa-3417	17	9	vulnerable	vulnerable	ADJ
ajfa-3417	17	10	because	because	SCONJ
ajfa-3417	17	11	they	they	PRON
ajfa-3417	17	12	did	do	AUX
ajfa-3417	17	13	not	not	PART
ajfa-3417	17	14	manage	manage	VERB
ajfa-3417	17	15	to	to	PART
ajfa-3417	17	16	adjust	adjust	VERB
ajfa-3417	17	17	to	to	ADP
ajfa-3417	17	18	the	the	DET
ajfa-3417	17	19	new	new	ADJ
ajfa-3417	17	20	context	context	NOUN
ajfa-3417	17	21	in	in	ADP
ajfa-3417	17	22	which	which	PRON
ajfa-3417	17	23	they	they	PRON
ajfa-3417	17	24	have	have	VERB
ajfa-3417	17	25	to	to	PART
ajfa-3417	17	26	survive	survive	VERB
ajfa-3417	17	27	.	.	PUNCT
ajfa-3417	18	1	the	the	DET
ajfa-3417	18	2	latter	latter	ADJ
ajfa-3417	18	3	is	be	AUX
ajfa-3417	18	4	characterized	characterize	VERB
ajfa-3417	18	5	by	by	ADP
ajfa-3417	18	6	important	important	ADJ
ajfa-3417	18	7	structural	structural	ADJ
ajfa-3417	18	8	changes	change	NOUN
ajfa-3417	18	9	induced	induce	VERB
ajfa-3417	18	10	by	by	ADP
ajfa-3417	18	11	a	a	DET
ajfa-3417	18	12	process	process	NOUN
ajfa-3417	18	13	of	of	ADP
ajfa-3417	18	14	opening	opening	NOUN
ajfa-3417	18	15	and	and	CCONJ
ajfa-3417	18	16	of	of	ADP
ajfa-3417	18	17	financial	financial	ADJ
ajfa-3417	18	18	liberalization	liberalization	NOUN
ajfa-3417	18	19	.	.	PUNCT
ajfa-3417	19	1	as	as	ADP
ajfa-3417	19	2	result	result	NOUN
ajfa-3417	19	3	,	,	PUNCT
ajfa-3417	19	4	they	they	PRON
ajfa-3417	19	5	were	be	AUX
ajfa-3417	19	6	less	less	ADV
ajfa-3417	19	7	dynamic	dynamic	ADJ
ajfa-3417	19	8	because	because	SCONJ
ajfa-3417	19	9	they	they	PRON
ajfa-3417	19	10	did	do	AUX
ajfa-3417	19	11	n’t	not	PART
ajfa-3417	19	12	meet	meet	VERB
ajfa-3417	19	13	the	the	DET
ajfa-3417	19	14	requirements	requirement	NOUN
ajfa-3417	19	15	of	of	ADP
ajfa-3417	19	16	the	the	DET
ajfa-3417	19	17	banking	banking	NOUN
ajfa-3417	19	18	economic	economic	ADJ
ajfa-3417	19	19	efficiency	efficiency	NOUN
ajfa-3417	19	20	.	.	PUNCT
ajfa-3417	20	1	the	the	DET
ajfa-3417	20	2	consolidation	consolidation	NOUN
ajfa-3417	20	3	of	of	ADP
ajfa-3417	20	4	the	the	DET
ajfa-3417	20	5	banking	banking	NOUN
ajfa-3417	20	6	system	system	NOUN
ajfa-3417	20	7	can	can	AUX
ajfa-3417	20	8	be	be	AUX
ajfa-3417	20	9	possible	possible	ADJ
ajfa-3417	20	10	by	by	ADP
ajfa-3417	20	11	the	the	DET
ajfa-3417	20	12	improvement	improvement	NOUN
ajfa-3417	20	13	of	of	ADP
ajfa-3417	20	14	the	the	DET
ajfa-3417	20	15	quality	quality	NOUN
ajfa-3417	20	16	of	of	ADP
ajfa-3417	20	17	the	the	DET
ajfa-3417	20	18	credit	credit	NOUN
ajfa-3417	20	19	portfolio	portfolio	NOUN
ajfa-3417	20	20	which	which	PRON
ajfa-3417	20	21	includes	include	VERB
ajfa-3417	20	22	a	a	DET
ajfa-3417	20	23	relatively	relatively	ADV
ajfa-3417	20	24	high	high	ADJ
ajfa-3417	20	25	volume	volume	NOUN
ajfa-3417	20	26	of	of	ADP
ajfa-3417	20	27	bad	bad	ADJ
ajfa-3417	20	28	debts	debt	NOUN
ajfa-3417	20	29	compared	compare	VERB
ajfa-3417	20	30	with	with	ADP
ajfa-3417	20	31	the	the	DET
ajfa-3417	20	32	international	international	ADJ
ajfa-3417	20	33	standards	standard	NOUN
ajfa-3417	20	34	,	,	PUNCT
ajfa-3417	20	35	and	and	CCONJ
ajfa-3417	20	36	this	this	PRON
ajfa-3417	20	37	is	be	AUX
ajfa-3417	20	38	true	true	ADJ
ajfa-3417	20	39	in	in	ADP
ajfa-3417	20	40	spite	spite	NOUN
ajfa-3417	20	41	of	of	ADP
ajfa-3417	20	42	the	the	DET
ajfa-3417	20	43	effort	effort	NOUN
ajfa-3417	20	44	made	make	VERB
ajfa-3417	20	45	to	to	PART
ajfa-3417	20	46	reduce	reduce	VERB
ajfa-3417	20	47	their	their	PRON
ajfa-3417	20	48	part	part	NOUN
ajfa-3417	20	49	in	in	ADP
ajfa-3417	20	50	the	the	DET
ajfa-3417	20	51	commitment	commitment	NOUN
ajfa-3417	20	52	total	total	NOUN
ajfa-3417	20	53	.	.	PUNCT
ajfa-3417	21	1	the	the	DET
ajfa-3417	21	2	public	public	ADJ
ajfa-3417	21	3	authorities	authority	NOUN
ajfa-3417	21	4	’	'	PUNCT
ajfa-3417	21	5	strategic	strategic	ADJ
ajfa-3417	21	6	choice	choice	NOUN
ajfa-3417	21	7	to	to	PART
ajfa-3417	21	8	free	free	VERB
ajfa-3417	21	9	the	the	DET
ajfa-3417	21	10	monetary	monetary	ADJ
ajfa-3417	21	11	policy	policy	NOUN
ajfa-3417	21	12	has	have	AUX
ajfa-3417	21	13	become	become	VERB
ajfa-3417	21	14	a	a	DET
ajfa-3417	21	15	reality	reality	NOUN
ajfa-3417	21	16	through	through	ADP
ajfa-3417	21	17	a	a	DET
ajfa-3417	21	18	rather	rather	ADV
ajfa-3417	21	19	careful	careful	ADJ
ajfa-3417	21	20	approach	approach	NOUN
ajfa-3417	21	21	and	and	CCONJ
ajfa-3417	21	22	this	this	PRON
ajfa-3417	21	23	is	be	AUX
ajfa-3417	21	24	by	by	ADP
ajfa-3417	21	25	establishing	establish	VERB
ajfa-3417	21	26	standards	standard	NOUN
ajfa-3417	21	27	concerning	concern	VERB
ajfa-3417	21	28	solvency	solvency	NOUN
ajfa-3417	21	29	,	,	PUNCT
ajfa-3417	21	30	division	division	NOUN
ajfa-3417	21	31	of	of	ADP
ajfa-3417	21	32	the	the	DET
ajfa-3417	21	33	risks	risk	NOUN
ajfa-3417	21	34	and	and	CCONJ
ajfa-3417	21	35	liquidity	liquidity	NOUN
ajfa-3417	21	36	.	.	PUNCT
ajfa-3417	22	1	the	the	DET
ajfa-3417	22	2	adoption	adoption	NOUN
ajfa-3417	22	3	of	of	ADP
ajfa-3417	22	4	these	these	DET
ajfa-3417	22	5	prudent	prudent	ADJ
ajfa-3417	22	6	standards	standard	NOUN
ajfa-3417	22	7	leads	lead	VERB
ajfa-3417	22	8	banks	bank	NOUN
ajfa-3417	22	9	to	to	PART
ajfa-3417	22	10	grant	grant	VERB
ajfa-3417	22	11	credits	credit	NOUN
ajfa-3417	22	12	with	with	ADP
ajfa-3417	22	13	more	more	ADJ
ajfa-3417	22	14	rationality	rationality	NOUN
ajfa-3417	22	15	and	and	CCONJ
ajfa-3417	22	16	discipline	discipline	NOUN
ajfa-3417	22	17	and	and	CCONJ
ajfa-3417	22	18	incites	incite	VERB
ajfa-3417	22	19	them	they	PRON
ajfa-3417	22	20	to	to	PART
ajfa-3417	22	21	strengthen	strengthen	VERB
ajfa-3417	22	22	their	their	PRON
ajfa-3417	22	23	stockholders	stockholder	NOUN
ajfa-3417	22	24	'	'	PART
ajfa-3417	22	25	equity	equity	NOUN
ajfa-3417	22	26	and	and	CCONJ
ajfa-3417	22	27	provide	provide	VERB
ajfa-3417	22	28	the	the	DET
ajfa-3417	22	29	necessary	necessary	ADJ
ajfa-3417	22	30	reserves	reserve	NOUN
ajfa-3417	22	31	.	.	PUNCT
ajfa-3417	23	1	the	the	DET
ajfa-3417	23	2	overall	overall	ADJ
ajfa-3417	23	3	objective	objective	NOUN
ajfa-3417	23	4	is	be	AUX
ajfa-3417	23	5	to	to	PART
ajfa-3417	23	6	prepare	prepare	VERB
ajfa-3417	23	7	an	an	DET
ajfa-3417	23	8	easy	easy	ADJ
ajfa-3417	23	9	passage	passage	NOUN
ajfa-3417	23	10	to	to	ADP
ajfa-3417	23	11	basel	basel	PROPN
ajfa-3417	23	12	ii	ii	PROPN
ajfa-3417	23	13	rules	rule	NOUN
ajfa-3417	23	14	.	.	PUNCT
ajfa-3417	24	1	considering	consider	VERB
ajfa-3417	24	2	the	the	DET
ajfa-3417	24	3	harmful	harmful	ADJ
ajfa-3417	24	4	effects	effect	NOUN
ajfa-3417	24	5	that	that	PRON
ajfa-3417	24	6	a	a	DET
ajfa-3417	24	7	banking	banking	NOUN
ajfa-3417	24	8	crisis	crisis	NOUN
ajfa-3417	24	9	can	can	AUX
ajfa-3417	24	10	have	have	VERB
ajfa-3417	24	11	_	_	PRON
ajfa-3417	24	12	not	not	PART
ajfa-3417	24	13	only	only	ADV
ajfa-3417	24	14	at	at	ADP
ajfa-3417	24	15	the	the	DET
ajfa-3417	24	16	level	level	NOUN
ajfa-3417	24	17	of	of	ADP
ajfa-3417	24	18	the	the	DET
ajfa-3417	24	19	economic	economic	ADJ
ajfa-3417	24	20	activity	activity	NOUN
ajfa-3417	24	21	but	but	CCONJ
ajfa-3417	24	22	also	also	ADV
ajfa-3417	24	23	at	at	ADP
ajfa-3417	24	24	the	the	DET
ajfa-3417	24	25	social	social	ADJ
ajfa-3417	24	26	level	level	NOUN
ajfa-3417	24	27	_	_	PUNCT
ajfa-3417	25	1	the	the	DET
ajfa-3417	25	2	prediction	prediction	NOUN
ajfa-3417	25	3	of	of	ADP
ajfa-3417	25	4	the	the	DET
ajfa-3417	25	5	bankruptcy	bankruptcy	NOUN
ajfa-3417	25	6	of	of	ADP
ajfa-3417	25	7	banking	banking	NOUN
ajfa-3417	25	8	institutions	institution	NOUN
ajfa-3417	25	9	has	have	AUX
ajfa-3417	25	10	been	be	AUX
ajfa-3417	25	11	the	the	DET
ajfa-3417	25	12	subject	subject	NOUN
ajfa-3417	25	13	of	of	ADP
ajfa-3417	25	14	several	several	ADJ
ajfa-3417	25	15	empirical	empirical	ADJ
ajfa-3417	25	16	works	work	NOUN
ajfa-3417	25	17	.	.	PUNCT
ajfa-3417	26	1	they	they	PRON
ajfa-3417	26	2	are	be	AUX
ajfa-3417	26	3	based	base	VERB
ajfa-3417	26	4	on	on	ADP
ajfa-3417	26	5	the	the	DET
ajfa-3417	26	6	economic	economic	ADJ
ajfa-3417	26	7	and	and	CCONJ
ajfa-3417	26	8	financial	financial	ADJ
ajfa-3417	26	9	analysis	analysis	NOUN
ajfa-3417	26	10	of	of	ADP
ajfa-3417	26	11	the	the	DET
ajfa-3417	26	12	failing	failing	NOUN
ajfa-3417	26	13	and	and	CCONJ
ajfa-3417	26	14	the	the	DET
ajfa-3417	26	15	solvent	solvent	ADJ
ajfa-3417	26	16	banks	bank	NOUN
ajfa-3417	26	17	so	so	SCONJ
ajfa-3417	26	18	as	as	SCONJ
ajfa-3417	26	19	to	to	PART
ajfa-3417	26	20	determine	determine	VERB
ajfa-3417	26	21	basic	basic	ADJ
ajfa-3417	26	22	indicators	indicator	NOUN
ajfa-3417	26	23	which	which	PRON
ajfa-3417	26	24	are	be	AUX
ajfa-3417	26	25	indispensable	indispensable	ADJ
ajfa-3417	26	26	to	to	PART
ajfa-3417	26	27	alert	alert	VERB
ajfa-3417	26	28	countries	country	NOUN
ajfa-3417	26	29	to	to	ADP
ajfa-3417	26	30	the	the	DET
ajfa-3417	26	31	outbreak	outbreak	NOUN
ajfa-3417	26	32	of	of	ADP
ajfa-3417	26	33	a	a	DET
ajfa-3417	26	34	crisis	crisis	NOUN
ajfa-3417	26	35	and	and	CCONJ
ajfa-3417	26	36	allow	allow	VERB
ajfa-3417	26	37	them	they	PRON
ajfa-3417	26	38	to	to	PART
ajfa-3417	26	39	manage	manage	VERB
ajfa-3417	26	40	their	their	PRON
ajfa-3417	26	41	financial	financial	ADJ
ajfa-3417	26	42	sector	sector	NOUN
ajfa-3417	26	43	and	and	CCONJ
ajfa-3417	26	44	their	their	PRON
ajfa-3417	26	45	economy	economy	NOUN
ajfa-3417	26	46	better	well	ADV
ajfa-3417	26	47	.	.	PUNCT
ajfa-3417	27	1	for	for	ADP
ajfa-3417	27	2	example	example	NOUN
ajfa-3417	27	3	,	,	PUNCT
ajfa-3417	27	4	having	having	AUX
ajfa-3417	27	5	noticed	notice	VERB
ajfa-3417	27	6	that	that	SCONJ
ajfa-3417	27	7	the	the	DET
ajfa-3417	27	8	asian	asian	ADJ
ajfa-3417	27	9	journal	journal	NOUN
ajfa-3417	27	10	of	of	ADP
ajfa-3417	27	11	finance	finance	PROPN
ajfa-3417	27	12	&	&	CCONJ
ajfa-3417	27	13	accounting	accounting	PROPN
ajfa-3417	27	14	issn	issn	PROPN
ajfa-3417	27	15	1946	1946	NUM
ajfa-3417	27	16	-	-	PUNCT
ajfa-3417	27	17	052x	052x	NOUN
ajfa-3417	27	18	2013	2013	NUM
ajfa-3417	27	19	,	,	PUNCT
ajfa-3417	27	20	vol	vol	NOUN
ajfa-3417	27	21	.	.	PROPN
ajfa-3417	27	22	5	5	NUM
ajfa-3417	27	23	,	,	PUNCT
ajfa-3417	27	24	no	no	INTJ
ajfa-3417	27	25	.	.	NOUN
ajfa-3417	27	26	1	1	NUM
ajfa-3417	27	27	www.macrothink.org/ajfa	www.macrothink.org/ajfa	NUM
ajfa-3417	27	28	211	211	NUM
ajfa-3417	27	29	non	non	ADJ
ajfa-3417	27	30	-	-	ADJ
ajfa-3417	27	31	performance	performance	NOUN
ajfa-3417	27	32	translated	translate	VERB
ajfa-3417	27	33	in	in	ADP
ajfa-3417	27	34	terms	term	NOUN
ajfa-3417	27	35	of	of	ADP
ajfa-3417	27	36	fragility	fragility	NOUN
ajfa-3417	27	37	can	can	AUX
ajfa-3417	27	38	increase	increase	VERB
ajfa-3417	27	39	the	the	DET
ajfa-3417	27	40	default	default	NOUN
ajfa-3417	27	41	risk	risk	NOUN
ajfa-3417	27	42	of	of	ADP
ajfa-3417	27	43	a	a	DET
ajfa-3417	27	44	bank	bank	NOUN
ajfa-3417	27	45	,	,	PUNCT
ajfa-3417	27	46	certain	certain	ADJ
ajfa-3417	27	47	authors	author	NOUN
ajfa-3417	27	48	,	,	PUNCT
ajfa-3417	27	49	such	such	ADJ
ajfa-3417	27	50	as	as	ADP
ajfa-3417	27	51	barr	barr	PROPN
ajfa-3417	27	52	and	and	CCONJ
ajfa-3417	27	53	siems	siem	NOUN
ajfa-3417	27	54	(	(	PUNCT
ajfa-3417	27	55	1994	1994	NUM
ajfa-3417	27	56	)	)	PUNCT
ajfa-3417	27	57	,	,	PUNCT
ajfa-3417	27	58	goyeau	goyeau	NOUN
ajfa-3417	27	59	and	and	CCONJ
ajfa-3417	27	60	tarazi	tarazi	NOUN
ajfa-3417	27	61	(	(	PUNCT
ajfa-3417	27	62	1992	1992	NUM
ajfa-3417	27	63	)	)	PUNCT
ajfa-3417	27	64	and	and	CCONJ
ajfa-3417	27	65	pantalone	pantalone	NOUN
ajfa-3417	27	66	and	and	CCONJ
ajfa-3417	27	67	platt	platt	PROPN
ajfa-3417	27	68	(	(	PUNCT
ajfa-3417	27	69	1987	1987	NUM
ajfa-3417	27	70	)	)	PUNCT
ajfa-3417	27	71	,	,	PUNCT
ajfa-3417	27	72	tried	try	VERB
ajfa-3417	27	73	to	to	PART
ajfa-3417	27	74	establish	establish	VERB
ajfa-3417	27	75	prediction	prediction	NOUN
ajfa-3417	27	76	models	model	NOUN
ajfa-3417	27	77	of	of	ADP
ajfa-3417	27	78	the	the	DET
ajfa-3417	27	79	failure	failure	NOUN
ajfa-3417	27	80	and	and	CCONJ
ajfa-3417	27	81	to	to	PART
ajfa-3417	27	82	determine	determine	VERB
ajfa-3417	27	83	its	its	PRON
ajfa-3417	27	84	explanatory	explanatory	ADJ
ajfa-3417	27	85	factors	factor	NOUN
ajfa-3417	27	86	.	.	PUNCT
ajfa-3417	28	1	they	they	PRON
ajfa-3417	28	2	have	have	AUX
ajfa-3417	28	3	asserted	assert	VERB
ajfa-3417	28	4	that	that	SCONJ
ajfa-3417	28	5	the	the	DET
ajfa-3417	28	6	failure	failure	NOUN
ajfa-3417	28	7	of	of	ADP
ajfa-3417	28	8	banks	bank	NOUN
ajfa-3417	28	9	can	can	AUX
ajfa-3417	28	10	be	be	AUX
ajfa-3417	28	11	accounted	account	VERB
ajfa-3417	28	12	for	for	ADP
ajfa-3417	28	13	by	by	ADP
ajfa-3417	28	14	internal	internal	ADJ
ajfa-3417	28	15	micro	micro	ADJ
ajfa-3417	28	16	-	-	ADJ
ajfa-3417	28	17	economic	economic	ADJ
ajfa-3417	28	18	factors	factor	NOUN
ajfa-3417	28	19	.	.	PUNCT
ajfa-3417	29	1	this	this	PRON
ajfa-3417	29	2	has	have	AUX
ajfa-3417	29	3	led	lead	VERB
ajfa-3417	29	4	to	to	ADP
ajfa-3417	29	5	the	the	DET
ajfa-3417	29	6	use	use	NOUN
ajfa-3417	29	7	of	of	ADP
ajfa-3417	29	8	variables	variable	NOUN
ajfa-3417	29	9	from	from	ADP
ajfa-3417	29	10	the	the	DET
ajfa-3417	29	11	camel	camel	NOUN
ajfa-3417	29	12	typology	typology	NOUN
ajfa-3417	29	13	which	which	PRON
ajfa-3417	29	14	was	be	AUX
ajfa-3417	29	15	originally	originally	ADV
ajfa-3417	29	16	created	create	VERB
ajfa-3417	29	17	by	by	ADP
ajfa-3417	29	18	the	the	DET
ajfa-3417	29	19	american	american	PROPN
ajfa-3417	29	20	banking	banking	NOUN
ajfa-3417	29	21	authorities	authority	NOUN
ajfa-3417	29	22	of	of	ADP
ajfa-3417	29	23	regulation	regulation	NOUN
ajfa-3417	29	24	and	and	CCONJ
ajfa-3417	29	25	supervision	supervision	NOUN
ajfa-3417	29	26	at	at	ADP
ajfa-3417	29	27	the	the	DET
ajfa-3417	29	28	beginning	beginning	NOUN
ajfa-3417	29	29	of	of	ADP
ajfa-3417	29	30	1980s	1980s	NUM
ajfa-3417	29	31	.	.	PUNCT
ajfa-3417	30	1	this	this	DET
ajfa-3417	30	2	rating	rating	NOUN
ajfa-3417	30	3	system	system	NOUN
ajfa-3417	30	4	allows	allow	VERB
ajfa-3417	30	5	,	,	PUNCT
ajfa-3417	30	6	from	from	ADP
ajfa-3417	30	7	a	a	DET
ajfa-3417	30	8	certain	certain	ADJ
ajfa-3417	30	9	number	number	NOUN
ajfa-3417	30	10	of	of	ADP
ajfa-3417	30	11	financial	financial	ADJ
ajfa-3417	30	12	ratios	ratio	NOUN
ajfa-3417	30	13	,	,	PUNCT
ajfa-3417	30	14	to	to	PART
ajfa-3417	30	15	analyze	analyze	VERB
ajfa-3417	30	16	the	the	DET
ajfa-3417	30	17	financial	financial	ADJ
ajfa-3417	30	18	situation	situation	NOUN
ajfa-3417	30	19	of	of	ADP
ajfa-3417	30	20	a	a	DET
ajfa-3417	30	21	bank	bank	NOUN
ajfa-3417	30	22	and	and	CCONJ
ajfa-3417	30	23	to	to	PART
ajfa-3417	30	24	give	give	VERB
ajfa-3417	30	25	it	it	PRON
ajfa-3417	30	26	a	a	DET
ajfa-3417	30	27	grade	grade	NOUN
ajfa-3417	30	28	by	by	ADP
ajfa-3417	30	29	combining	combine	VERB
ajfa-3417	30	30	five	five	NUM
ajfa-3417	30	31	domains	domain	NOUN
ajfa-3417	30	32	of	of	ADP
ajfa-3417	30	33	performance	performance	NOUN
ajfa-3417	30	34	:	:	PUNCT
ajfa-3417	30	35	the	the	DET
ajfa-3417	30	36	capital	capital	NOUN
ajfa-3417	30	37	adequacy	adequacy	NOUN
ajfa-3417	30	38	,	,	PUNCT
ajfa-3417	30	39	assets	asset	NOUN
ajfa-3417	30	40	quality	quality	NOUN
ajfa-3417	30	41	,	,	PUNCT
ajfa-3417	30	42	management	management	NOUN
ajfa-3417	30	43	quality	quality	NOUN
ajfa-3417	30	44	,	,	PUNCT
ajfa-3417	30	45	profitability	profitability	NOUN
ajfa-3417	30	46	(	(	PUNCT
ajfa-3417	30	47	earning	earn	VERB
ajfa-3417	30	48	ability	ability	NOUN
ajfa-3417	30	49	)	)	PUNCT
ajfa-3417	30	50	and	and	CCONJ
ajfa-3417	30	51	liquidity	liquidity	NOUN
ajfa-3417	30	52	,	,	PUNCT
ajfa-3417	30	53	and	and	CCONJ
ajfa-3417	30	54	a	a	DET
ajfa-3417	30	55	sixth	sixth	ADJ
ajfa-3417	30	56	domain	domain	NOUN
ajfa-3417	30	57	of	of	ADP
ajfa-3417	30	58	performance	performance	NOUN
ajfa-3417	30	59	came	come	VERB
ajfa-3417	30	60	to	to	PART
ajfa-3417	30	61	be	be	AUX
ajfa-3417	30	62	added	add	VERB
ajfa-3417	30	63	to	to	ADP
ajfa-3417	30	64	the	the	DET
ajfa-3417	30	65	previous	previous	ADJ
ajfa-3417	30	66	ones	one	NOUN
ajfa-3417	30	67	in	in	ADP
ajfa-3417	30	68	1996	1996	NUM
ajfa-3417	30	69	:	:	PUNCT
ajfa-3417	30	70	sensitivity	sensitivity	NOUN
ajfa-3417	30	71	to	to	ADP
ajfa-3417	30	72	market	market	NOUN
ajfa-3417	30	73	risks	risk	NOUN
ajfa-3417	30	74	.	.	PUNCT
ajfa-3417	31	1	however	however	ADV
ajfa-3417	31	2	,	,	PUNCT
ajfa-3417	31	3	other	other	ADJ
ajfa-3417	31	4	authors	author	NOUN
ajfa-3417	31	5	like	like	ADP
ajfa-3417	31	6	godlewski	godlewski	NOUN
ajfa-3417	31	7	(	(	PUNCT
ajfa-3417	31	8	2004	2004	NUM
ajfa-3417	31	9	)	)	PUNCT
ajfa-3417	31	10	assert	assert	VERB
ajfa-3417	31	11	that	that	SCONJ
ajfa-3417	31	12	besides	besides	SCONJ
ajfa-3417	31	13	the	the	DET
ajfa-3417	31	14	internal	internal	ADJ
ajfa-3417	31	15	factors	factor	NOUN
ajfa-3417	31	16	,	,	PUNCT
ajfa-3417	31	17	the	the	DET
ajfa-3417	31	18	elaboration	elaboration	NOUN
ajfa-3417	31	19	of	of	ADP
ajfa-3417	31	20	a	a	DET
ajfa-3417	31	21	model	model	NOUN
ajfa-3417	31	22	to	to	PART
ajfa-3417	31	23	predict	predict	VERB
ajfa-3417	31	24	of	of	ADP
ajfa-3417	31	25	the	the	DET
ajfa-3417	31	26	failure	failure	NOUN
ajfa-3417	31	27	of	of	ADP
ajfa-3417	31	28	a	a	DET
ajfa-3417	31	29	bank	bank	NOUN
ajfa-3417	31	30	needs	need	VERB
ajfa-3417	31	31	taking	take	VERB
ajfa-3417	31	32	to	to	PART
ajfa-3417	31	33	take	take	VERB
ajfa-3417	31	34	consideration	consideration	NOUN
ajfa-3417	31	35	the	the	DET
ajfa-3417	31	36	institutional	institutional	ADJ
ajfa-3417	31	37	factors	factor	NOUN
ajfa-3417	31	38	.	.	PUNCT
ajfa-3417	32	1	other	other	ADJ
ajfa-3417	32	2	authors_such	authors_such	ADJ
ajfa-3417	32	3	us	us	PROPN
ajfa-3417	32	4	hanschel	hanschel	NOUN
ajfa-3417	32	5	and	and	CCONJ
ajfa-3417	32	6	monnin	monnin	ADJ
ajfa-3417	32	7	(	(	PUNCT
ajfa-3417	32	8	2003	2003	NUM
ajfa-3417	32	9	)	)	PUNCT
ajfa-3417	32	10	and	and	CCONJ
ajfa-3417	32	11	kibritcioglu	kibritcioglu	PROPN
ajfa-3417	32	12	(	(	PUNCT
ajfa-3417	32	13	2002	2002	NUM
ajfa-3417	32	14	)	)	PUNCT
ajfa-3417	32	15	elaborated	elaborate	VERB
ajfa-3417	32	16	a	a	DET
ajfa-3417	32	17	clue	clue	NOUN
ajfa-3417	32	18	of	of	ADP
ajfa-3417	32	19	financial	financial	ADJ
ajfa-3417	32	20	stress	stress	NOUN
ajfa-3417	32	21	.	.	PUNCT
ajfa-3417	33	1	it	it	PRON
ajfa-3417	33	2	is	be	AUX
ajfa-3417	33	3	about	about	ADP
ajfa-3417	33	4	an	an	DET
ajfa-3417	33	5	aggregated	aggregate	VERB
ajfa-3417	33	6	indicator	indicator	NOUN
ajfa-3417	33	7	which	which	PRON
ajfa-3417	33	8	considers	consider	VERB
ajfa-3417	33	9	various	various	ADJ
ajfa-3417	33	10	macroeconomic	macroeconomic	ADJ
ajfa-3417	33	11	and	and	CCONJ
ajfa-3417	33	12	microeconomic	microeconomic	ADJ
ajfa-3417	33	13	variables	variable	NOUN
ajfa-3417	33	14	.	.	PUNCT
ajfa-3417	34	1	the	the	DET
ajfa-3417	34	2	necessary	necessary	ADJ
ajfa-3417	34	3	approach	approach	NOUN
ajfa-3417	34	4	for	for	ADP
ajfa-3417	34	5	the	the	DET
ajfa-3417	34	6	elaboration	elaboration	NOUN
ajfa-3417	34	7	of	of	ADP
ajfa-3417	34	8	such	such	DET
ajfa-3417	34	9	an	an	DET
ajfa-3417	34	10	indicator	indicator	NOUN
ajfa-3417	34	11	is	be	AUX
ajfa-3417	34	12	complex	complex	ADJ
ajfa-3417	34	13	because	because	SCONJ
ajfa-3417	34	14	it	it	PRON
ajfa-3417	34	15	has	have	VERB
ajfa-3417	34	16	to	to	PART
ajfa-3417	34	17	integrate	integrate	VERB
ajfa-3417	34	18	a	a	DET
ajfa-3417	34	19	law	law	NOUN
ajfa-3417	34	20	of	of	ADP
ajfa-3417	34	21	probability	probability	NOUN
ajfa-3417	34	22	apart	apart	ADV
ajfa-3417	34	23	from	from	ADP
ajfa-3417	34	24	the	the	DET
ajfa-3417	34	25	choice	choice	NOUN
ajfa-3417	34	26	of	of	ADP
ajfa-3417	34	27	a	a	DET
ajfa-3417	34	28	method	method	NOUN
ajfa-3417	34	29	of	of	ADP
ajfa-3417	34	30	aggregation	aggregation	NOUN
ajfa-3417	34	31	.	.	PUNCT
ajfa-3417	35	1	its	its	PRON
ajfa-3417	35	2	major	major	ADJ
ajfa-3417	35	3	interest	interest	NOUN
ajfa-3417	35	4	is	be	AUX
ajfa-3417	35	5	to	to	PART
ajfa-3417	35	6	allow	allow	VERB
ajfa-3417	35	7	the	the	DET
ajfa-3417	35	8	monetary	monetary	ADJ
ajfa-3417	35	9	and	and	CCONJ
ajfa-3417	35	10	supervisory	supervisory	ADJ
ajfa-3417	35	11	authorities	authority	NOUN
ajfa-3417	35	12	to	to	ADP
ajfa-3417	35	13	feign	feign	ADJ
ajfa-3417	35	14	macroeconomic	macroeconomic	ADJ
ajfa-3417	35	15	shocks	shock	NOUN
ajfa-3417	35	16	and	and	CCONJ
ajfa-3417	35	17	to	to	PART
ajfa-3417	35	18	quantify	quantify	VERB
ajfa-3417	35	19	their	their	PRON
ajfa-3417	35	20	impact	impact	NOUN
ajfa-3417	35	21	on	on	ADP
ajfa-3417	35	22	the	the	DET
ajfa-3417	35	23	banking	banking	NOUN
ajfa-3417	35	24	activities	activity	NOUN
ajfa-3417	35	25	(	(	PUNCT
ajfa-3417	35	26	rouabah	rouabah	NOUN
ajfa-3417	35	27	,	,	PUNCT
ajfa-3417	35	28	2006	2006	NUM
ajfa-3417	35	29	)	)	PUNCT
ajfa-3417	35	30	.	.	PUNCT
ajfa-3417	36	1	however	however	ADV
ajfa-3417	36	2	,	,	PUNCT
ajfa-3417	36	3	it	it	PRON
ajfa-3417	36	4	is	be	AUX
ajfa-3417	36	5	necessary	necessary	ADJ
ajfa-3417	36	6	to	to	PART
ajfa-3417	36	7	notice	notice	VERB
ajfa-3417	36	8	that	that	SCONJ
ajfa-3417	36	9	the	the	DET
ajfa-3417	36	10	financial	financial	ADJ
ajfa-3417	36	11	stress	stress	NOUN
ajfa-3417	36	12	indicator	indicator	NOUN
ajfa-3417	36	13	represents	represent	VERB
ajfa-3417	36	14	a	a	DET
ajfa-3417	36	15	general	general	ADJ
ajfa-3417	36	16	clue	clue	NOUN
ajfa-3417	36	17	which	which	PRON
ajfa-3417	36	18	gives	give	VERB
ajfa-3417	36	19	an	an	DET
ajfa-3417	36	20	evaluation	evaluation	NOUN
ajfa-3417	36	21	of	of	ADP
ajfa-3417	36	22	the	the	DET
ajfa-3417	36	23	vulnerability	vulnerability	NOUN
ajfa-3417	36	24	of	of	ADP
ajfa-3417	36	25	the	the	DET
ajfa-3417	36	26	banking	banking	NOUN
ajfa-3417	36	27	sector	sector	NOUN
ajfa-3417	36	28	as	as	ADP
ajfa-3417	36	29	a	a	DET
ajfa-3417	36	30	whole	whole	NOUN
ajfa-3417	36	31	and	and	CCONJ
ajfa-3417	36	32	that	that	PRON
ajfa-3417	36	33	is	be	AUX
ajfa-3417	36	34	the	the	DET
ajfa-3417	36	35	reason	reason	NOUN
ajfa-3417	36	36	why	why	SCONJ
ajfa-3417	36	37	rouabah	rouabah	NOUN
ajfa-3417	36	38	(	(	PUNCT
ajfa-3417	36	39	2006	2006	NUM
ajfa-3417	36	40	)	)	PUNCT
ajfa-3417	36	41	has	have	AUX
ajfa-3417	36	42	suggested	suggest	VERB
ajfa-3417	36	43	examining	examine	VERB
ajfa-3417	36	44	the	the	DET
ajfa-3417	36	45	possibility	possibility	NOUN
ajfa-3417	36	46	of	of	ADP
ajfa-3417	36	47	adopting	adopt	VERB
ajfa-3417	36	48	a	a	DET
ajfa-3417	36	49	clue	clue	NOUN
ajfa-3417	36	50	of	of	ADP
ajfa-3417	36	51	stress	stress	NOUN
ajfa-3417	36	52	for	for	ADP
ajfa-3417	36	53	each	each	DET
ajfa-3417	36	54	individual	individual	ADJ
ajfa-3417	36	55	bank	bank	NOUN
ajfa-3417	36	56	.	.	PUNCT
ajfa-3417	37	1	significant	significant	ADJ
ajfa-3417	37	2	advances	advance	NOUN
ajfa-3417	37	3	were	be	AUX
ajfa-3417	37	4	made	make	VERB
ajfa-3417	37	5	then	then	ADV
ajfa-3417	37	6	in	in	ADP
ajfa-3417	37	7	the	the	DET
ajfa-3417	37	8	study	study	NOUN
ajfa-3417	37	9	of	of	ADP
ajfa-3417	37	10	the	the	DET
ajfa-3417	37	11	banking	banking	NOUN
ajfa-3417	37	12	crises	crisis	NOUN
ajfa-3417	37	13	at	at	ADP
ajfa-3417	37	14	a	a	DET
ajfa-3417	37	15	microeconomic	microeconomic	ADJ
ajfa-3417	37	16	level	level	NOUN
ajfa-3417	37	17	,	,	PUNCT
ajfa-3417	37	18	that	that	PRON
ajfa-3417	37	19	is	be	AUX
ajfa-3417	37	20	at	at	ADP
ajfa-3417	37	21	the	the	DET
ajfa-3417	37	22	level	level	NOUN
ajfa-3417	37	23	of	of	ADP
ajfa-3417	37	24	an	an	DET
ajfa-3417	37	25	individual	individual	ADJ
ajfa-3417	37	26	institution	institution	NOUN
ajfa-3417	37	27	.	.	PUNCT
ajfa-3417	38	1	the	the	DET
ajfa-3417	38	2	proposed	propose	VERB
ajfa-3417	38	3	models	model	NOUN
ajfa-3417	38	4	try	try	VERB
ajfa-3417	38	5	to	to	PART
ajfa-3417	38	6	explain	explain	VERB
ajfa-3417	38	7	why	why	SCONJ
ajfa-3417	38	8	the	the	DET
ajfa-3417	38	9	banks	bank	NOUN
ajfa-3417	38	10	of	of	ADP
ajfa-3417	38	11	a	a	DET
ajfa-3417	38	12	country	country	NOUN
ajfa-3417	38	13	,	,	PUNCT
ajfa-3417	38	14	undergoing	undergo	VERB
ajfa-3417	38	15	the	the	DET
ajfa-3417	38	16	same	same	ADJ
ajfa-3417	38	17	macroeconomic	macroeconomic	ADJ
ajfa-3417	38	18	shock	shock	NOUN
ajfa-3417	38	19	,	,	PUNCT
ajfa-3417	38	20	do	do	AUX
ajfa-3417	38	21	not	not	PART
ajfa-3417	38	22	all	all	ADV
ajfa-3417	38	23	go	go	VERB
ajfa-3417	38	24	bankrupt	bankrupt	ADJ
ajfa-3417	38	25	?	?	PUNCT
ajfa-3417	39	1	have	have	AUX
ajfa-3417	39	2	those	those	PRON
ajfa-3417	39	3	which	which	PRON
ajfa-3417	39	4	went	go	VERB
ajfa-3417	39	5	bankrupt	bankrupt	ADJ
ajfa-3417	39	6	got	get	VERB
ajfa-3417	39	7	different	different	ADJ
ajfa-3417	39	8	characteristics	characteristic	NOUN
ajfa-3417	39	9	from	from	ADP
ajfa-3417	39	10	the	the	DET
ajfa-3417	39	11	others	other	NOUN
ajfa-3417	39	12	?	?	PUNCT
ajfa-3417	40	1	if	if	SCONJ
ajfa-3417	40	2	so	so	ADV
ajfa-3417	40	3	,	,	PUNCT
ajfa-3417	40	4	had	have	VERB
ajfa-3417	40	5	some	some	PRON
ajfa-3417	40	6	of	of	ADP
ajfa-3417	40	7	these	these	DET
ajfa-3417	40	8	characteristics	characteristic	NOUN
ajfa-3417	40	9	been	be	AUX
ajfa-3417	40	10	different	different	ADJ
ajfa-3417	40	11	long	long	ADV
ajfa-3417	40	12	before	before	SCONJ
ajfa-3417	40	13	those	those	DET
ajfa-3417	40	14	banks	bank	NOUN
ajfa-3417	40	15	went	go	VERB
ajfa-3417	40	16	bankrupt	bankrupt	ADJ
ajfa-3417	40	17	?	?	PUNCT
ajfa-3417	41	1	in	in	ADP
ajfa-3417	41	2	this	this	DET
ajfa-3417	41	3	context	context	NOUN
ajfa-3417	41	4	,	,	PUNCT
ajfa-3417	41	5	the	the	DET
ajfa-3417	41	6	premature	premature	ADJ
ajfa-3417	41	7	detection	detection	NOUN
ajfa-3417	41	8	of	of	ADP
ajfa-3417	41	9	the	the	DET
ajfa-3417	41	10	banking	banking	NOUN
ajfa-3417	41	11	fragility	fragility	NOUN
ajfa-3417	41	12	at	at	ADP
ajfa-3417	41	13	the	the	DET
ajfa-3417	41	14	individual	individual	ADJ
ajfa-3417	41	15	level	level	NOUN
ajfa-3417	41	16	should	should	AUX
ajfa-3417	41	17	facilitate	facilitate	VERB
ajfa-3417	41	18	the	the	DET
ajfa-3417	41	19	implementation	implementation	NOUN
ajfa-3417	41	20	of	of	ADP
ajfa-3417	41	21	premature	premature	ADJ
ajfa-3417	41	22	corrective	corrective	ADJ
ajfa-3417	41	23	measures	measure	NOUN
ajfa-3417	41	24	intended	intend	VERB
ajfa-3417	41	25	to	to	PART
ajfa-3417	41	26	eliminate	eliminate	VERB
ajfa-3417	41	27	any	any	DET
ajfa-3417	41	28	risk	risk	NOUN
ajfa-3417	41	29	of	of	ADP
ajfa-3417	41	30	failure	failure	NOUN
ajfa-3417	41	31	and	and	CCONJ
ajfa-3417	41	32	contagion	contagion	NOUN
ajfa-3417	41	33	(	(	PUNCT
ajfa-3417	41	34	systematic	systematic	ADJ
ajfa-3417	41	35	risk	risk	NOUN
ajfa-3417	41	36	)	)	PUNCT
ajfa-3417	41	37	.	.	PUNCT
ajfa-3417	42	1	the	the	DET
ajfa-3417	42	2	recent	recent	ADJ
ajfa-3417	42	3	techniques	technique	NOUN
ajfa-3417	42	4	borrowed	borrow	VERB
ajfa-3417	42	5	from	from	ADP
ajfa-3417	42	6	the	the	DET
ajfa-3417	42	7	artificial	artificial	ADJ
ajfa-3417	42	8	intelligence	intelligence	NOUN
ajfa-3417	42	9	,	,	PUNCT
ajfa-3417	42	10	such	such	ADJ
ajfa-3417	42	11	as	as	ADP
ajfa-3417	42	12	the	the	DET
ajfa-3417	42	13	neural	neural	ADJ
ajfa-3417	42	14	networks	network	NOUN
ajfa-3417	42	15	,	,	PUNCT
ajfa-3417	42	16	have	have	AUX
ajfa-3417	42	17	allowed	allow	VERB
ajfa-3417	42	18	to	to	PART
ajfa-3417	42	19	work	work	VERB
ajfa-3417	42	20	out	out	ADP
ajfa-3417	42	21	models	model	NOUN
ajfa-3417	42	22	that	that	PRON
ajfa-3417	42	23	help	help	VERB
ajfa-3417	42	24	to	to	PART
ajfa-3417	42	25	obtain	obtain	VERB
ajfa-3417	42	26	good	good	ADJ
ajfa-3417	42	27	predictions	prediction	NOUN
ajfa-3417	42	28	by	by	ADP
ajfa-3417	42	29	presenting	present	VERB
ajfa-3417	42	30	the	the	DET
ajfa-3417	42	31	advantage	advantage	NOUN
ajfa-3417	42	32	of	of	ADP
ajfa-3417	42	33	not	not	PART
ajfa-3417	42	34	requiring	require	VERB
ajfa-3417	42	35	statistical	statistical	ADJ
ajfa-3417	42	36	limitations	limitation	NOUN
ajfa-3417	42	37	(	(	PUNCT
ajfa-3417	42	38	refait	refait	X
ajfa-3417	42	39	-	-	PUNCT
ajfa-3417	42	40	alexandre	alexandre	PROPN
ajfa-3417	42	41	,	,	PUNCT
ajfa-3417	42	42	2004	2004	NUM
ajfa-3417	42	43	)	)	PUNCT
ajfa-3417	42	44	.	.	PUNCT
ajfa-3417	43	1	a	a	DET
ajfa-3417	43	2	neural	neural	ADJ
ajfa-3417	43	3	network	network	NOUN
ajfa-3417	43	4	is	be	AUX
ajfa-3417	43	5	a	a	DET
ajfa-3417	43	6	set	set	NOUN
ajfa-3417	43	7	of	of	ADP
ajfa-3417	43	8	interconnected	interconnected	ADJ
ajfa-3417	43	9	units	unit	NOUN
ajfa-3417	43	10	which	which	PRON
ajfa-3417	43	11	have	have	VERB
ajfa-3417	43	12	a	a	DET
ajfa-3417	43	13	big	big	ADJ
ajfa-3417	43	14	capacity	capacity	NOUN
ajfa-3417	43	15	of	of	ADP
ajfa-3417	43	16	apprenticeship	apprenticeship	NOUN
ajfa-3417	43	17	and	and	CCONJ
ajfa-3417	43	18	data	datum	NOUN
ajfa-3417	43	19	processing	processing	NOUN
ajfa-3417	43	20	.	.	PUNCT
ajfa-3417	44	1	it	it	PRON
ajfa-3417	44	2	is	be	AUX
ajfa-3417	44	3	in	in	ADP
ajfa-3417	44	4	fact	fact	NOUN
ajfa-3417	44	5	a	a	DET
ajfa-3417	44	6	mathematical	mathematical	ADJ
ajfa-3417	44	7	algorithm	algorithm	NOUN
ajfa-3417	44	8	which	which	PRON
ajfa-3417	44	9	allows	allow	VERB
ajfa-3417	44	10	to	to	PART
ajfa-3417	44	11	treat	treat	VERB
ajfa-3417	44	12	knowledge	knowledge	NOUN
ajfa-3417	44	13	pertaining	pertain	VERB
ajfa-3417	44	14	to	to	ADP
ajfa-3417	44	15	the	the	DET
ajfa-3417	44	16	relationship	relationship	NOUN
ajfa-3417	44	17	between	between	ADP
ajfa-3417	44	18	the	the	DET
ajfa-3417	44	19	input	input	NOUN
ajfa-3417	44	20	and	and	CCONJ
ajfa-3417	44	21	output	output	NOUN
ajfa-3417	44	22	so	so	SCONJ
ajfa-3417	44	23	as	as	SCONJ
ajfa-3417	44	24	to	to	PART
ajfa-3417	44	25	classify	classify	VERB
ajfa-3417	44	26	the	the	DET
ajfa-3417	44	27	situations	situation	NOUN
ajfa-3417	44	28	correctly	correctly	ADV
ajfa-3417	44	29	.	.	PUNCT
ajfa-3417	45	1	this	this	DET
ajfa-3417	45	2	research	research	NOUN
ajfa-3417	45	3	aims	aim	VERB
ajfa-3417	45	4	to	to	PART
ajfa-3417	45	5	study	study	VERB
ajfa-3417	45	6	the	the	DET
ajfa-3417	45	7	possibility	possibility	NOUN
ajfa-3417	45	8	of	of	ADP
ajfa-3417	45	9	developing	develop	VERB
ajfa-3417	45	10	new	new	ADJ
ajfa-3417	45	11	tools	tool	NOUN
ajfa-3417	45	12	for	for	ADP
ajfa-3417	45	13	the	the	DET
ajfa-3417	45	14	detection	detection	NOUN
ajfa-3417	45	15	of	of	ADP
ajfa-3417	45	16	the	the	DET
ajfa-3417	45	17	fragility	fragility	NOUN
ajfa-3417	45	18	of	of	ADP
ajfa-3417	45	19	banking	banking	NOUN
ajfa-3417	45	20	institutions	institution	NOUN
ajfa-3417	45	21	according	accord	VERB
ajfa-3417	45	22	to	to	ADP
ajfa-3417	45	23	a	a	DET
ajfa-3417	45	24	new	new	ADJ
ajfa-3417	45	25	practical	practical	ADJ
ajfa-3417	45	26	approach	approach	NOUN
ajfa-3417	45	27	seeking	seek	VERB
ajfa-3417	45	28	to	to	PART
ajfa-3417	45	29	improve	improve	VERB
ajfa-3417	45	30	the	the	DET
ajfa-3417	45	31	capacity	capacity	NOUN
ajfa-3417	45	32	of	of	ADP
ajfa-3417	45	33	the	the	DET
ajfa-3417	45	34	authorities	authority	NOUN
ajfa-3417	45	35	to	to	PART
ajfa-3417	45	36	foresee	foresee	VERB
ajfa-3417	45	37	and	and	CCONJ
ajfa-3417	45	38	classify	classify	VERB
ajfa-3417	45	39	of	of	ADP
ajfa-3417	45	40	banks	bank	NOUN
ajfa-3417	45	41	in	in	ADP
ajfa-3417	45	42	terms	term	NOUN
ajfa-3417	45	43	of	of	ADP
ajfa-3417	45	44	performance	performance	NOUN
ajfa-3417	45	45	(	(	PUNCT
ajfa-3417	45	46	or	or	CCONJ
ajfa-3417	45	47	asian	asian	ADJ
ajfa-3417	45	48	journal	journal	NOUN
ajfa-3417	45	49	of	of	ADP
ajfa-3417	45	50	finance	finance	PROPN
ajfa-3417	45	51	&	&	CCONJ
ajfa-3417	45	52	accounting	accounting	PROPN
ajfa-3417	45	53	issn	issn	PROPN
ajfa-3417	45	54	1946	1946	NUM
ajfa-3417	45	55	-	-	PUNCT
ajfa-3417	45	56	052x	052x	NOUN
ajfa-3417	45	57	2013	2013	NUM
ajfa-3417	45	58	,	,	PUNCT
ajfa-3417	45	59	vol	vol	NOUN
ajfa-3417	45	60	.	.	PROPN
ajfa-3417	45	61	5	5	NUM
ajfa-3417	45	62	,	,	PUNCT
ajfa-3417	45	63	no	no	INTJ
ajfa-3417	45	64	.	.	NOUN
ajfa-3417	45	65	1	1	NUM
ajfa-3417	45	66	www.macrothink.org/ajfa	www.macrothink.org/ajfa	NUM
ajfa-3417	45	67	212	212	NUM
ajfa-3417	45	68	fragility	fragility	NOUN
ajfa-3417	45	69	)	)	PUNCT
ajfa-3417	45	70	.	.	PUNCT
ajfa-3417	46	1	more	more	ADV
ajfa-3417	46	2	exactly	exactly	ADV
ajfa-3417	46	3	,	,	PUNCT
ajfa-3417	46	4	this	this	DET
ajfa-3417	46	5	research	research	NOUN
ajfa-3417	46	6	thus	thus	ADV
ajfa-3417	46	7	aims	aim	VERB
ajfa-3417	46	8	at	at	ADP
ajfa-3417	46	9	determining	determine	VERB
ajfa-3417	46	10	if	if	SCONJ
ajfa-3417	46	11	it	it	PRON
ajfa-3417	46	12	is	be	AUX
ajfa-3417	46	13	relevant	relevant	ADJ
ajfa-3417	46	14	to	to	PART
ajfa-3417	46	15	use	use	VERB
ajfa-3417	46	16	the	the	DET
ajfa-3417	46	17	neural	neural	ADJ
ajfa-3417	46	18	networks	network	NOUN
ajfa-3417	46	19	in	in	ADP
ajfa-3417	46	20	developing	develop	VERB
ajfa-3417	46	21	a	a	DET
ajfa-3417	46	22	model	model	NOUN
ajfa-3417	46	23	of	of	ADP
ajfa-3417	46	24	premature	premature	ADJ
ajfa-3417	46	25	detection	detection	NOUN
ajfa-3417	46	26	of	of	ADP
ajfa-3417	46	27	the	the	DET
ajfa-3417	46	28	banking	banking	NOUN
ajfa-3417	46	29	difficulties	difficulty	NOUN
ajfa-3417	46	30	and	and	CCONJ
ajfa-3417	46	31	the	the	DET
ajfa-3417	46	32	banking	banking	NOUN
ajfa-3417	46	33	insolvency	insolvency	NOUN
ajfa-3417	46	34	in	in	ADP
ajfa-3417	46	35	tunisia	tunisia	PROPN
ajfa-3417	46	36	.	.	PUNCT
ajfa-3417	47	1	such	such	DET
ajfa-3417	47	2	a	a	DET
ajfa-3417	47	3	model	model	NOUN
ajfa-3417	47	4	could	could	AUX
ajfa-3417	47	5	enlighten	enlighten	VERB
ajfa-3417	47	6	the	the	DET
ajfa-3417	47	7	decisions	decision	NOUN
ajfa-3417	47	8	that	that	PRON
ajfa-3417	47	9	are	be	AUX
ajfa-3417	47	10	to	to	PART
ajfa-3417	47	11	be	be	AUX
ajfa-3417	47	12	made	make	VERB
ajfa-3417	47	13	by	by	ADP
ajfa-3417	47	14	the	the	DET
ajfa-3417	47	15	authorities	authority	NOUN
ajfa-3417	47	16	in	in	ADP
ajfa-3417	47	17	view	view	NOUN
ajfa-3417	47	18	of	of	ADP
ajfa-3417	47	19	preventing	prevent	VERB
ajfa-3417	47	20	the	the	DET
ajfa-3417	47	21	bankruptcies	bankruptcy	NOUN
ajfa-3417	47	22	of	of	ADP
ajfa-3417	47	23	the	the	DET
ajfa-3417	47	24	tunisian	tunisian	ADJ
ajfa-3417	47	25	banking	banking	NOUN
ajfa-3417	47	26	institutions	institution	NOUN
ajfa-3417	47	27	.	.	PUNCT
ajfa-3417	48	1	the	the	DET
ajfa-3417	48	2	rest	rest	NOUN
ajfa-3417	48	3	of	of	ADP
ajfa-3417	48	4	the	the	DET
ajfa-3417	48	5	paper	paper	NOUN
ajfa-3417	48	6	is	be	AUX
ajfa-3417	48	7	organized	organize	VERB
ajfa-3417	48	8	as	as	SCONJ
ajfa-3417	48	9	follows	follow	VERB
ajfa-3417	48	10	:	:	PUNCT
ajfa-3417	48	11	in	in	ADP
ajfa-3417	48	12	section	section	NOUN
ajfa-3417	48	13	2	2	NUM
ajfa-3417	48	14	,	,	PUNCT
ajfa-3417	48	15	we	we	PRON
ajfa-3417	48	16	will	will	AUX
ajfa-3417	48	17	evaluate	evaluate	VERB
ajfa-3417	48	18	the	the	DET
ajfa-3417	48	19	stability	stability	NOUN
ajfa-3417	48	20	of	of	ADP
ajfa-3417	48	21	the	the	DET
ajfa-3417	48	22	banking	banking	NOUN
ajfa-3417	48	23	system	system	NOUN
ajfa-3417	48	24	in	in	ADP
ajfa-3417	48	25	tunisia	tunisia	PROPN
ajfa-3417	48	26	.	.	PUNCT
ajfa-3417	49	1	then	then	ADV
ajfa-3417	49	2	,	,	PUNCT
ajfa-3417	49	3	section	section	NOUN
ajfa-3417	49	4	3	3	NUM
ajfa-3417	49	5	will	will	AUX
ajfa-3417	49	6	include	include	VERB
ajfa-3417	49	7	a	a	DET
ajfa-3417	49	8	presentation	presentation	NOUN
ajfa-3417	49	9	of	of	ADP
ajfa-3417	49	10	a	a	DET
ajfa-3417	49	11	prediction	prediction	NOUN
ajfa-3417	49	12	model	model	NOUN
ajfa-3417	49	13	of	of	ADP
ajfa-3417	49	14	the	the	DET
ajfa-3417	49	15	banking	banking	NOUN
ajfa-3417	49	16	difficulties	difficulty	NOUN
ajfa-3417	49	17	in	in	ADP
ajfa-3417	49	18	tunisia	tunisia	PROPN
ajfa-3417	49	19	.	.	PUNCT
ajfa-3417	50	1	in	in	ADP
ajfa-3417	50	2	section	section	NOUN
ajfa-3417	50	3	4	4	NUM
ajfa-3417	50	4	,	,	PUNCT
ajfa-3417	50	5	we	we	PRON
ajfa-3417	50	6	will	will	AUX
ajfa-3417	50	7	show	show	VERB
ajfa-3417	50	8	the	the	DET
ajfa-3417	50	9	results	result	NOUN
ajfa-3417	50	10	and	and	CCONJ
ajfa-3417	50	11	interpretations	interpretation	NOUN
ajfa-3417	50	12	.	.	PUNCT
ajfa-3417	51	1	section	section	NOUN
ajfa-3417	51	2	5	5	NUM
ajfa-3417	51	3	will	will	AUX
ajfa-3417	51	4	be	be	AUX
ajfa-3417	51	5	about	about	ADP
ajfa-3417	51	6	the	the	DET
ajfa-3417	51	7	conclusion	conclusion	NOUN
ajfa-3417	51	8	.	.	PUNCT
ajfa-3417	52	1	2	2	X
ajfa-3417	52	2	.	.	X
ajfa-3417	52	3	the	the	DET
ajfa-3417	52	4	evaluation	evaluation	NOUN
ajfa-3417	52	5	of	of	ADP
ajfa-3417	52	6	the	the	DET
ajfa-3417	52	7	stability	stability	NOUN
ajfa-3417	52	8	of	of	ADP
ajfa-3417	52	9	the	the	DET
ajfa-3417	52	10	banking	banking	NOUN
ajfa-3417	52	11	system	system	NOUN
ajfa-3417	52	12	in	in	ADP
ajfa-3417	52	13	tunisia	tunisia	NOUN
ajfa-3417	52	14	2.1	2.1	NUM
ajfa-3417	52	15	presentation	presentation	NOUN
ajfa-3417	52	16	of	of	ADP
ajfa-3417	52	17	the	the	DET
ajfa-3417	52	18	banking	banking	NOUN
ajfa-3417	52	19	system	system	NOUN
ajfa-3417	52	20	the	the	DET
ajfa-3417	52	21	tunisian	tunisian	ADJ
ajfa-3417	52	22	banking	banking	NOUN
ajfa-3417	52	23	sector	sector	NOUN
ajfa-3417	52	24	consists	consist	VERB
ajfa-3417	52	25	of	of	ADP
ajfa-3417	52	26	5	5	NUM
ajfa-3417	52	27	big	big	ADJ
ajfa-3417	52	28	banks	bank	NOUN
ajfa-3417	52	29	which	which	PRON
ajfa-3417	52	30	hold	hold	VERB
ajfa-3417	52	31	65	65	NUM
ajfa-3417	52	32	%	%	NOUN
ajfa-3417	52	33	of	of	ADP
ajfa-3417	52	34	market	market	NOUN
ajfa-3417	52	35	shares	share	NOUN
ajfa-3417	52	36	.	.	PUNCT
ajfa-3417	53	1	moreover	moreover	ADV
ajfa-3417	53	2	,	,	PUNCT
ajfa-3417	53	3	fitch	fitch	NOUN
ajfa-3417	53	4	ratings	rating	NOUN
ajfa-3417	53	5	has	have	AUX
ajfa-3417	53	6	found	find	VERB
ajfa-3417	53	7	that	that	SCONJ
ajfa-3417	53	8	«	«	PUNCT
ajfa-3417	53	9	tunisia	tunisia	PROPN
ajfa-3417	53	10	has	have	VERB
ajfa-3417	53	11	a	a	DET
ajfa-3417	53	12	significant	significant	ADJ
ajfa-3417	53	13	number	number	NOUN
ajfa-3417	53	14	of	of	ADP
ajfa-3417	53	15	banks	bank	NOUN
ajfa-3417	53	16	for	for	ADP
ajfa-3417	53	17	a	a	DET
ajfa-3417	53	18	relatively	relatively	ADV
ajfa-3417	53	19	modest	modest	ADJ
ajfa-3417	53	20	market	market	NOUN
ajfa-3417	53	21	»	»	NOUN
ajfa-3417	53	22	.	.	PUNCT
ajfa-3417	54	1	however	however	ADV
ajfa-3417	54	2	,	,	PUNCT
ajfa-3417	54	3	this	this	DET
ajfa-3417	54	4	market	market	NOUN
ajfa-3417	54	5	is	be	AUX
ajfa-3417	54	6	relatively	relatively	ADV
ajfa-3417	54	7	isolated	isolated	ADJ
ajfa-3417	54	8	and	and	CCONJ
ajfa-3417	54	9	is	be	AUX
ajfa-3417	54	10	very	very	ADV
ajfa-3417	54	11	weakly	weakly	ADV
ajfa-3417	54	12	exposed	expose	VERB
ajfa-3417	54	13	to	to	ADP
ajfa-3417	54	14	foreign	foreign	ADJ
ajfa-3417	54	15	capital	capital	NOUN
ajfa-3417	54	16	and	and	CCONJ
ajfa-3417	54	17	the	the	DET
ajfa-3417	54	18	majority	majority	NOUN
ajfa-3417	54	19	of	of	ADP
ajfa-3417	54	20	the	the	DET
ajfa-3417	54	21	deposits	deposit	NOUN
ajfa-3417	54	22	and	and	CCONJ
ajfa-3417	54	23	credits	credit	NOUN
ajfa-3417	54	24	are	be	AUX
ajfa-3417	54	25	local	local	ADJ
ajfa-3417	54	26	.	.	PUNCT
ajfa-3417	55	1	the	the	DET
ajfa-3417	55	2	banks	bank	NOUN
ajfa-3417	55	3	’	’	PART
ajfa-3417	55	4	assets	asset	NOUN
ajfa-3417	55	5	in	in	ADP
ajfa-3417	55	6	foreign	foreign	ADJ
ajfa-3417	55	7	currency	currency	NOUN
ajfa-3417	55	8	represented	represent	VERB
ajfa-3417	55	9	8	8	NUM
ajfa-3417	55	10	%	%	NOUN
ajfa-3417	55	11	of	of	ADP
ajfa-3417	55	12	the	the	DET
ajfa-3417	55	13	total	total	NOUN
ajfa-3417	55	14	of	of	ADP
ajfa-3417	55	15	the	the	DET
ajfa-3417	55	16	banking	banking	NOUN
ajfa-3417	55	17	assets	asset	NOUN
ajfa-3417	55	18	at	at	ADP
ajfa-3417	55	19	the	the	DET
ajfa-3417	55	20	end	end	NOUN
ajfa-3417	55	21	of	of	ADP
ajfa-3417	55	22	april	april	PROPN
ajfa-3417	55	23	2008	2008	NUM
ajfa-3417	55	24	,	,	PUNCT
ajfa-3417	55	25	and	and	CCONJ
ajfa-3417	55	26	were	be	AUX
ajfa-3417	55	27	widely	widely	ADV
ajfa-3417	55	28	dominated	dominate	VERB
ajfa-3417	55	29	by	by	ADP
ajfa-3417	55	30	banks	bank	NOUN
ajfa-3417	55	31	deposits	deposit	NOUN
ajfa-3417	55	32	,	,	PUNCT
ajfa-3417	55	33	with	with	ADP
ajfa-3417	55	34	a	a	DET
ajfa-3417	55	35	limited	limited	ADJ
ajfa-3417	55	36	exposure	exposure	NOUN
ajfa-3417	55	37	to	to	ADP
ajfa-3417	55	38	the	the	DET
ajfa-3417	55	39	international	international	ADJ
ajfa-3417	55	40	capital	capital	NOUN
ajfa-3417	55	41	markets	market	NOUN
ajfa-3417	55	42	(	(	PUNCT
ajfa-3417	55	43	0.3	0.3	NUM
ajfa-3417	55	44	%	%	NOUN
ajfa-3417	55	45	of	of	ADP
ajfa-3417	55	46	the	the	DET
ajfa-3417	55	47	total	total	NOUN
ajfa-3417	55	48	of	of	ADP
ajfa-3417	55	49	the	the	DET
ajfa-3417	55	50	banking	banking	NOUN
ajfa-3417	55	51	assets	asset	NOUN
ajfa-3417	55	52	at	at	ADP
ajfa-3417	55	53	the	the	DET
ajfa-3417	55	54	end	end	NOUN
ajfa-3417	55	55	of	of	ADP
ajfa-3417	55	56	april	april	PROPN
ajfa-3417	55	57	2008	2008	NUM
ajfa-3417	55	58	)	)	PUNCT
ajfa-3417	55	59	.	.	PUNCT
ajfa-3417	56	1	this	this	PRON
ajfa-3417	56	2	has	have	AUX
ajfa-3417	56	3	proved	prove	VERB
ajfa-3417	56	4	to	to	PART
ajfa-3417	56	5	be	be	AUX
ajfa-3417	56	6	a	a	DET
ajfa-3417	56	7	blessing	blessing	NOUN
ajfa-3417	56	8	for	for	ADP
ajfa-3417	56	9	banks	bank	NOUN
ajfa-3417	56	10	in	in	ADP
ajfa-3417	56	11	tunisia	tunisia	NOUN
ajfa-3417	56	12	because	because	SCONJ
ajfa-3417	56	13	they	they	PRON
ajfa-3417	56	14	were	be	AUX
ajfa-3417	56	15	able	able	ADJ
ajfa-3417	56	16	to	to	PART
ajfa-3417	56	17	stay	stay	VERB
ajfa-3417	56	18	completely	completely	ADV
ajfa-3417	56	19	protected	protect	VERB
ajfa-3417	56	20	from	from	ADP
ajfa-3417	56	21	the	the	DET
ajfa-3417	56	22	world	world	NOUN
ajfa-3417	56	23	financial	financial	ADJ
ajfa-3417	56	24	crisis	crisis	NOUN
ajfa-3417	56	25	.	.	PUNCT
ajfa-3417	57	1	indeed	indeed	ADV
ajfa-3417	57	2	,	,	PUNCT
ajfa-3417	57	3	the	the	DET
ajfa-3417	57	4	strict	strict	ADJ
ajfa-3417	57	5	regulatory	regulatory	ADJ
ajfa-3417	57	6	control	control	NOUN
ajfa-3417	57	7	on	on	ADP
ajfa-3417	57	8	the	the	DET
ajfa-3417	57	9	exchange	exchange	NOUN
ajfa-3417	57	10	,	,	PUNCT
ajfa-3417	57	11	namely	namely	ADV
ajfa-3417	57	12	the	the	DET
ajfa-3417	57	13	limits	limit	NOUN
ajfa-3417	57	14	on	on	ADP
ajfa-3417	57	15	the	the	DET
ajfa-3417	57	16	loans	loan	NOUN
ajfa-3417	57	17	from	from	ADP
ajfa-3417	57	18	financial	financial	ADJ
ajfa-3417	57	19	institutions	institution	NOUN
ajfa-3417	57	20	and	and	CCONJ
ajfa-3417	57	21	companies	company	NOUN
ajfa-3417	57	22	,	,	PUNCT
ajfa-3417	57	23	the	the	DET
ajfa-3417	57	24	ban	ban	NOUN
ajfa-3417	57	25	on	on	ADP
ajfa-3417	57	26	investment	investment	NOUN
ajfa-3417	57	27	in	in	ADP
ajfa-3417	57	28	the	the	DET
ajfa-3417	57	29	foreign	foreign	ADJ
ajfa-3417	57	30	capital	capital	NOUN
ajfa-3417	57	31	markets	market	NOUN
ajfa-3417	57	32	,	,	PUNCT
ajfa-3417	57	33	the	the	DET
ajfa-3417	57	34	limitations	limitation	NOUN
ajfa-3417	57	35	on	on	ADP
ajfa-3417	57	36	exchange	exchange	NOUN
ajfa-3417	57	37	and	and	CCONJ
ajfa-3417	57	38	derivative	derivative	ADJ
ajfa-3417	57	39	markets	market	NOUN
ajfa-3417	57	40	have	have	AUX
ajfa-3417	57	41	led	lead	VERB
ajfa-3417	57	42	to	to	ADP
ajfa-3417	57	43	a	a	DET
ajfa-3417	57	44	limited	limited	ADJ
ajfa-3417	57	45	exposure	exposure	NOUN
ajfa-3417	57	46	of	of	ADP
ajfa-3417	57	47	the	the	DET
ajfa-3417	57	48	local	local	ADJ
ajfa-3417	57	49	banks	bank	NOUN
ajfa-3417	57	50	to	to	ADP
ajfa-3417	57	51	the	the	DET
ajfa-3417	57	52	international	international	ADJ
ajfa-3417	57	53	financial	financial	ADJ
ajfa-3417	57	54	markets	market	NOUN
ajfa-3417	57	55	.	.	PUNCT
ajfa-3417	58	1	offshore	offshore	ADJ
ajfa-3417	58	2	banks	bank	NOUN
ajfa-3417	58	3	that	that	PRON
ajfa-3417	58	4	are	be	AUX
ajfa-3417	58	5	subjected	subject	VERB
ajfa-3417	58	6	to	to	ADP
ajfa-3417	58	7	a	a	DET
ajfa-3417	58	8	more	more	ADV
ajfa-3417	58	9	flexible	flexible	ADJ
ajfa-3417	58	10	regulation	regulation	NOUN
ajfa-3417	58	11	and	and	CCONJ
ajfa-3417	58	12	supervision	supervision	NOUN
ajfa-3417	58	13	from	from	ADP
ajfa-3417	58	14	the	the	DET
ajfa-3417	58	15	central	central	ADJ
ajfa-3417	58	16	bank	bank	PROPN
ajfa-3417	58	17	of	of	ADP
ajfa-3417	58	18	tunisia	tunisia	PROPN
ajfa-3417	58	19	hold	hold	VERB
ajfa-3417	58	20	a	a	DET
ajfa-3417	58	21	low	low	ADJ
ajfa-3417	58	22	part	part	NOUN
ajfa-3417	58	23	of	of	ADP
ajfa-3417	58	24	the	the	DET
ajfa-3417	58	25	total	total	NOUN
ajfa-3417	58	26	of	of	ADP
ajfa-3417	58	27	the	the	DET
ajfa-3417	58	28	banking	banking	NOUN
ajfa-3417	58	29	assets	asset	NOUN
ajfa-3417	58	30	(	(	PUNCT
ajfa-3417	58	31	7	7	NUM
ajfa-3417	58	32	%	%	NOUN
ajfa-3417	58	33	at	at	ADP
ajfa-3417	58	34	the	the	DET
ajfa-3417	58	35	end	end	NOUN
ajfa-3417	58	36	of	of	ADP
ajfa-3417	58	37	april	april	PROPN
ajfa-3417	58	38	2008	2008	NUM
ajfa-3417	58	39	)	)	PUNCT
ajfa-3417	58	40	.	.	PUNCT
ajfa-3417	59	1	the	the	DET
ajfa-3417	59	2	participation	participation	NOUN
ajfa-3417	59	3	of	of	ADP
ajfa-3417	59	4	foreigners	foreigner	NOUN
ajfa-3417	59	5	in	in	ADP
ajfa-3417	59	6	the	the	DET
ajfa-3417	59	7	capital	capital	NOUN
ajfa-3417	59	8	of	of	ADP
ajfa-3417	59	9	the	the	DET
ajfa-3417	59	10	tunisian	tunisian	ADJ
ajfa-3417	59	11	banks	bank	NOUN
ajfa-3417	59	12	amounted	amount	VERB
ajfa-3417	59	13	to	to	ADP
ajfa-3417	59	14	37.36	37.36	NUM
ajfa-3417	59	15	%	%	NOUN
ajfa-3417	59	16	for	for	ADP
ajfa-3417	59	17	banks	bank	NOUN
ajfa-3417	59	18	listed	list	VERB
ajfa-3417	59	19	on	on	ADP
ajfa-3417	59	20	12	12	NUM
ajfa-3417	59	21	december	december	PROPN
ajfa-3417	59	22	2008	2008	NUM
ajfa-3417	59	23	against	against	ADP
ajfa-3417	59	24	38.04	38.04	NUM
ajfa-3417	59	25	%	%	NOUN
ajfa-3417	59	26	before	before	ADP
ajfa-3417	59	27	the	the	DET
ajfa-3417	59	28	emergence	emergence	NOUN
ajfa-3417	59	29	of	of	ADP
ajfa-3417	59	30	the	the	DET
ajfa-3417	59	31	international	international	ADJ
ajfa-3417	59	32	financial	financial	ADJ
ajfa-3417	59	33	crisis	crisis	NOUN
ajfa-3417	59	34	.	.	PUNCT
ajfa-3417	60	1	this	this	DET
ajfa-3417	60	2	participation	participation	NOUN
ajfa-3417	60	3	is	be	AUX
ajfa-3417	60	4	mainly	mainly	ADV
ajfa-3417	60	5	strategic	strategic	ADJ
ajfa-3417	60	6	and	and	CCONJ
ajfa-3417	60	7	should	should	AUX
ajfa-3417	60	8	remain	remain	VERB
ajfa-3417	60	9	even	even	ADV
ajfa-3417	60	10	more	more	ADV
ajfa-3417	60	11	as	as	ADP
ajfa-3417	60	12	such	such	ADJ
ajfa-3417	60	13	owing	owe	VERB
ajfa-3417	60	14	to	to	ADP
ajfa-3417	60	15	the	the	DET
ajfa-3417	60	16	potential	potential	NOUN
ajfa-3417	60	17	offered	offer	VERB
ajfa-3417	60	18	by	by	ADP
ajfa-3417	60	19	the	the	DET
ajfa-3417	60	20	tunisian	tunisian	ADJ
ajfa-3417	60	21	banking	banking	NOUN
ajfa-3417	60	22	market	market	NOUN
ajfa-3417	60	23	.	.	PUNCT
ajfa-3417	61	1	it	it	PRON
ajfa-3417	61	2	is	be	AUX
ajfa-3417	61	3	also	also	ADV
ajfa-3417	61	4	part	part	NOUN
ajfa-3417	61	5	of	of	ADP
ajfa-3417	61	6	the	the	DET
ajfa-3417	61	7	strategy	strategy	NOUN
ajfa-3417	61	8	of	of	ADP
ajfa-3417	61	9	these	these	DET
ajfa-3417	61	10	foreign	foreign	ADJ
ajfa-3417	61	11	shareholders	shareholder	NOUN
ajfa-3417	61	12	in	in	ADP
ajfa-3417	61	13	the	the	DET
ajfa-3417	61	14	development	development	NOUN
ajfa-3417	61	15	of	of	ADP
ajfa-3417	61	16	the	the	DET
ajfa-3417	61	17	retail	retail	PROPN
ajfa-3417	61	18	bank	bank	PROPN
ajfa-3417	61	19	(	(	PUNCT
ajfa-3417	61	20	société	société	PROPN
ajfa-3417	61	21	générale	générale	PROPN
ajfa-3417	61	22	uib	uib	PROPN
ajfa-3417	61	23	,	,	PUNCT
ajfa-3417	61	24	bnp	bnp	PROPN
ajfa-3417	61	25	-	-	PUNCT
ajfa-3417	61	26	paribas	paribas	PROPN
ajfa-3417	61	27	-	-	PUNCT
ajfa-3417	61	28	ubci	ubci	ADJ
ajfa-3417	61	29	,	,	PUNCT
ajfa-3417	61	30	santander	santander	NOUN
ajfa-3417	61	31	-	-	PUNCT
ajfa-3417	61	32	attijariwafa	attijariwafa	PROPN
ajfa-3417	61	33	bank	bank	NOUN
ajfa-3417	61	34	-	-	PUNCT
ajfa-3417	61	35	attijari	attijari	ADJ
ajfa-3417	61	36	bank	bank	NOUN
ajfa-3417	61	37	company	company	NOUN
ajfa-3417	61	38	,	,	PUNCT
ajfa-3417	61	39	arab	arab	PROPN
ajfa-3417	61	40	bank	bank	PROPN
ajfa-3417	61	41	plc	plc	PROPN
ajfa-3417	61	42	-	-	PROPN
ajfa-3417	61	43	atb	atb	PROPN
ajfa-3417	61	44	,	,	PUNCT
ajfa-3417	61	45	cic	cic	PROPN
ajfa-3417	61	46	-	-	PUNCT
ajfa-3417	61	47	bt	bt	NOUN
ajfa-3417	61	48	,	,	PUNCT
ajfa-3417	61	49	etc	etc	X
ajfa-3417	61	50	.	.	X
ajfa-3417	61	51	)	)	PUNCT
ajfa-3417	61	52	.	.	PUNCT
ajfa-3417	62	1	these	these	DET
ajfa-3417	62	2	alliances	alliance	NOUN
ajfa-3417	62	3	are	be	AUX
ajfa-3417	62	4	seen	see	VERB
ajfa-3417	62	5	as	as	ADP
ajfa-3417	62	6	the	the	DET
ajfa-3417	62	7	major	major	ADJ
ajfa-3417	62	8	answer	answer	NOUN
ajfa-3417	62	9	to	to	ADP
ajfa-3417	62	10	the	the	DET
ajfa-3417	62	11	fragmentation	fragmentation	NOUN
ajfa-3417	62	12	of	of	ADP
ajfa-3417	62	13	the	the	DET
ajfa-3417	62	14	tunisian	tunisian	ADJ
ajfa-3417	62	15	banking	banking	NOUN
ajfa-3417	62	16	sector	sector	NOUN
ajfa-3417	62	17	and	and	CCONJ
ajfa-3417	62	18	the	the	DET
ajfa-3417	62	19	merger	merger	NOUN
ajfa-3417	62	20	between	between	ADP
ajfa-3417	62	21	the	the	DET
ajfa-3417	62	22	tunisian	tunisian	ADJ
ajfa-3417	62	23	banks	bank	NOUN
ajfa-3417	62	24	remains	remain	VERB
ajfa-3417	62	25	a	a	DET
ajfa-3417	62	26	solution	solution	NOUN
ajfa-3417	62	27	to	to	ADP
ajfa-3417	62	28	several	several	ADJ
ajfa-3417	62	29	other	other	ADJ
ajfa-3417	62	30	troubles	trouble	NOUN
ajfa-3417	62	31	among	among	ADP
ajfa-3417	62	32	which	which	PRON
ajfa-3417	62	33	we	we	PRON
ajfa-3417	62	34	can	can	AUX
ajfa-3417	62	35	note	note	VERB
ajfa-3417	62	36	facing	face	VERB
ajfa-3417	62	37	the	the	DET
ajfa-3417	62	38	competition	competition	NOUN
ajfa-3417	62	39	from	from	ADP
ajfa-3417	62	40	foreign	foreign	ADJ
ajfa-3417	62	41	banks	bank	NOUN
ajfa-3417	62	42	which	which	PRON
ajfa-3417	62	43	could	could	AUX
ajfa-3417	62	44	enter	enter	VERB
ajfa-3417	62	45	the	the	DET
ajfa-3417	62	46	national	national	ADJ
ajfa-3417	62	47	market	market	NOUN
ajfa-3417	62	48	following	follow	VERB
ajfa-3417	62	49	the	the	DET
ajfa-3417	62	50	liberalization	liberalization	NOUN
ajfa-3417	62	51	of	of	ADP
ajfa-3417	62	52	the	the	DET
ajfa-3417	62	53	services	service	NOUN
ajfa-3417	62	54	.	.	PUNCT
ajfa-3417	63	1	besides	besides	SCONJ
ajfa-3417	63	2	,	,	PUNCT
ajfa-3417	63	3	these	these	DET
ajfa-3417	63	4	alliances	alliance	NOUN
ajfa-3417	63	5	will	will	AUX
ajfa-3417	63	6	also	also	ADV
ajfa-3417	63	7	expand	expand	VERB
ajfa-3417	63	8	the	the	DET
ajfa-3417	63	9	tunisian	tunisian	ADJ
ajfa-3417	63	10	banks	bank	NOUN
ajfa-3417	63	11	sizes	size	NOUN
ajfa-3417	63	12	which	which	PRON
ajfa-3417	63	13	will	will	AUX
ajfa-3417	63	14	ultimately	ultimately	ADV
ajfa-3417	63	15	enable	enable	VERB
ajfa-3417	63	16	them	they	PRON
ajfa-3417	63	17	foreign	foreign	ADJ
ajfa-3417	63	18	financial	financial	ADJ
ajfa-3417	63	19	markets	market	NOUN
ajfa-3417	63	20	.	.	PUNCT
ajfa-3417	64	1	as	as	SCONJ
ajfa-3417	64	2	regards	regard	VERB
ajfa-3417	64	3	the	the	DET
ajfa-3417	64	4	evolution	evolution	NOUN
ajfa-3417	64	5	of	of	ADP
ajfa-3417	64	6	the	the	DET
ajfa-3417	64	7	tunisian	tunisian	ADJ
ajfa-3417	64	8	banking	banking	NOUN
ajfa-3417	64	9	activities	activity	NOUN
ajfa-3417	64	10	,	,	PUNCT
ajfa-3417	64	11	we	we	PRON
ajfa-3417	64	12	can	can	AUX
ajfa-3417	64	13	note	note	VERB
ajfa-3417	64	14	:	:	PUNCT
ajfa-3417	64	15	having	having	AUX
ajfa-3417	64	16	recorded	record	VERB
ajfa-3417	64	17	a	a	DET
ajfa-3417	64	18	faster	fast	ADJ
ajfa-3417	64	19	growth	growth	NOUN
ajfa-3417	64	20	than	than	ADP
ajfa-3417	64	21	that	that	PRON
ajfa-3417	64	22	of	of	ADP
ajfa-3417	64	23	the	the	DET
ajfa-3417	64	24	nominal	nominal	ADJ
ajfa-3417	64	25	gdp	gdp	NOUN
ajfa-3417	64	26	in	in	ADP
ajfa-3417	64	27	the	the	DET
ajfa-3417	64	28	1990s	1990	NOUN
ajfa-3417	64	29	,	,	PUNCT
ajfa-3417	64	30	the	the	DET
ajfa-3417	64	31	bank	bank	NOUN
ajfa-3417	64	32	credit	credit	NOUN
ajfa-3417	64	33	for	for	ADP
ajfa-3417	64	34	the	the	DET
ajfa-3417	64	35	asian	asian	ADJ
ajfa-3417	64	36	journal	journal	NOUN
ajfa-3417	64	37	of	of	ADP
ajfa-3417	64	38	finance	finance	PROPN
ajfa-3417	64	39	&	&	CCONJ
ajfa-3417	64	40	accounting	accounting	PROPN
ajfa-3417	64	41	issn	issn	PROPN
ajfa-3417	64	42	1946	1946	NUM
ajfa-3417	64	43	-	-	PUNCT
ajfa-3417	64	44	052x	052x	NOUN
ajfa-3417	64	45	2013	2013	NUM
ajfa-3417	64	46	,	,	PUNCT
ajfa-3417	64	47	vol	vol	NOUN
ajfa-3417	64	48	.	.	PROPN
ajfa-3417	64	49	5	5	NUM
ajfa-3417	64	50	,	,	PUNCT
ajfa-3417	64	51	no	no	INTJ
ajfa-3417	64	52	.	.	NOUN
ajfa-3417	64	53	1	1	NUM
ajfa-3417	64	54	www.macrothink.org/ajfa	www.macrothink.org/ajfa	NUM
ajfa-3417	64	55	213	213	NUM
ajfa-3417	64	56	non	non	ADJ
ajfa-3417	64	57	-	-	ADJ
ajfa-3417	64	58	governmental	governmental	ADJ
ajfa-3417	64	59	sector	sector	NOUN
ajfa-3417	64	60	has	have	AUX
ajfa-3417	64	61	slowed	slow	VERB
ajfa-3417	64	62	down	down	ADP
ajfa-3417	64	63	since	since	SCONJ
ajfa-3417	64	64	the	the	DET
ajfa-3417	64	65	end	end	NOUN
ajfa-3417	64	66	of	of	ADP
ajfa-3417	64	67	2000	2000	NUM
ajfa-3417	64	68	when	when	SCONJ
ajfa-3417	64	69	banks	bank	NOUN
ajfa-3417	64	70	began	begin	VERB
ajfa-3417	64	71	to	to	PART
ajfa-3417	64	72	worry	worry	VERB
ajfa-3417	64	73	about	about	ADP
ajfa-3417	64	74	the	the	DET
ajfa-3417	64	75	quality	quality	NOUN
ajfa-3417	64	76	of	of	ADP
ajfa-3417	64	77	the	the	DET
ajfa-3417	64	78	credit	credit	NOUN
ajfa-3417	64	79	,	,	PUNCT
ajfa-3417	64	80	and	and	CCONJ
ajfa-3417	64	81	it	it	PRON
ajfa-3417	64	82	has	have	AUX
ajfa-3417	64	83	increased	increase	VERB
ajfa-3417	64	84	since	since	SCONJ
ajfa-3417	64	85	2002	2002	NUM
ajfa-3417	64	86	with	with	ADP
ajfa-3417	64	87	a	a	DET
ajfa-3417	64	88	pace	pace	NOUN
ajfa-3417	64	89	almost	almost	ADV
ajfa-3417	64	90	identical	identical	ADJ
ajfa-3417	64	91	to	to	ADP
ajfa-3417	64	92	that	that	PRON
ajfa-3417	64	93	of	of	ADP
ajfa-3417	64	94	the	the	DET
ajfa-3417	64	95	nominal	nominal	PROPN
ajfa-3417	64	96	gdp	gdp	NOUN
ajfa-3417	64	97	.	.	PUNCT
ajfa-3417	65	1	in	in	ADP
ajfa-3417	65	2	2007	2007	NUM
ajfa-3417	65	3	,	,	PUNCT
ajfa-3417	65	4	the	the	DET
ajfa-3417	65	5	volume	volume	NOUN
ajfa-3417	65	6	of	of	ADP
ajfa-3417	65	7	loans	loan	NOUN
ajfa-3417	65	8	reached	reach	VERB
ajfa-3417	65	9	56.8	56.8	NUM
ajfa-3417	65	10	%	%	NOUN
ajfa-3417	65	11	of	of	ADP
ajfa-3417	65	12	the	the	DET
ajfa-3417	65	13	nominal	nominal	PROPN
ajfa-3417	65	14	gdp	gdp	PROPN
ajfa-3417	65	15	.	.	PUNCT
ajfa-3417	66	1	this	this	DET
ajfa-3417	66	2	ratio	ratio	NOUN
ajfa-3417	66	3	is	be	AUX
ajfa-3417	66	4	in	in	ADP
ajfa-3417	66	5	the	the	DET
ajfa-3417	66	6	average	average	ADJ
ajfa-3417	66	7	range	range	NOUN
ajfa-3417	66	8	of	of	ADP
ajfa-3417	66	9	the	the	DET
ajfa-3417	66	10	mena	mena	PROPN
ajfa-3417	66	11	region	region	PROPN
ajfa-3417	66	12	(	(	PUNCT
ajfa-3417	66	13	58	58	NUM
ajfa-3417	66	14	%	%	NOUN
ajfa-3417	66	15	)	)	PUNCT
ajfa-3417	66	16	and	and	CCONJ
ajfa-3417	66	17	remains	remain	VERB
ajfa-3417	66	18	sharply	sharply	ADV
ajfa-3417	66	19	above	above	ADP
ajfa-3417	66	20	the	the	DET
ajfa-3417	66	21	average	average	ADJ
ajfa-3417	66	22	level	level	NOUN
ajfa-3417	66	23	of	of	ADP
ajfa-3417	66	24	certain	certain	ADJ
ajfa-3417	66	25	countries	country	NOUN
ajfa-3417	66	26	of	of	ADP
ajfa-3417	66	27	central	central	PROPN
ajfa-3417	66	28	europe	europe	PROPN
ajfa-3417	66	29	(	(	PUNCT
ajfa-3417	66	30	around	around	ADV
ajfa-3417	66	31	30	30	NUM
ajfa-3417	66	32	%	%	NOUN
ajfa-3417	66	33	)	)	PUNCT
ajfa-3417	66	34	,	,	PUNCT
ajfa-3417	66	35	but	but	CCONJ
ajfa-3417	66	36	obviously	obviously	ADV
ajfa-3417	66	37	lower	low	ADJ
ajfa-3417	66	38	than	than	ADP
ajfa-3417	66	39	the	the	DET
ajfa-3417	66	40	average	average	ADJ
ajfa-3417	66	41	level	level	NOUN
ajfa-3417	66	42	of	of	ADP
ajfa-3417	66	43	the	the	DET
ajfa-3417	66	44	euro	euro	NOUN
ajfa-3417	66	45	-	-	PUNCT
ajfa-3417	66	46	zone	zone	NOUN
ajfa-3417	66	47	(	(	PUNCT
ajfa-3417	66	48	109.6	109.6	NUM
ajfa-3417	66	49	%	%	NOUN
ajfa-3417	66	50	)	)	PUNCT
ajfa-3417	66	51	.	.	PUNCT
ajfa-3417	67	1	in	in	ADP
ajfa-3417	67	2	terms	term	NOUN
ajfa-3417	67	3	of	of	ADP
ajfa-3417	67	4	deposits	deposit	NOUN
ajfa-3417	67	5	,	,	PUNCT
ajfa-3417	67	6	the	the	DET
ajfa-3417	67	7	rate	rate	NOUN
ajfa-3417	67	8	of	of	ADP
ajfa-3417	67	9	penetration	penetration	NOUN
ajfa-3417	67	10	remains	remain	VERB
ajfa-3417	67	11	relatively	relatively	ADV
ajfa-3417	67	12	low	low	ADJ
ajfa-3417	67	13	with	with	ADP
ajfa-3417	67	14	50.8	50.8	NUM
ajfa-3417	67	15	%	%	NOUN
ajfa-3417	67	16	at	at	ADP
ajfa-3417	67	17	the	the	DET
ajfa-3417	67	18	end	end	NOUN
ajfa-3417	67	19	of	of	ADP
ajfa-3417	67	20	2007	2007	NUM
ajfa-3417	67	21	as	as	ADP
ajfa-3417	67	22	compared	compare	VERB
ajfa-3417	67	23	to	to	ADP
ajfa-3417	67	24	morocco	morocco	PROPN
ajfa-3417	67	25	with	with	ADP
ajfa-3417	67	26	79.1	79.1	NUM
ajfa-3417	67	27	%	%	NOUN
ajfa-3417	67	28	,	,	PUNCT
ajfa-3417	67	29	kuwait	kuwait	PROPN
ajfa-3417	67	30	(	(	PUNCT
ajfa-3417	67	31	64.1	64.1	NUM
ajfa-3417	67	32	%	%	NOUN
ajfa-3417	67	33	)	)	PUNCT
ajfa-3417	67	34	and	and	CCONJ
ajfa-3417	67	35	qatar	qatar	PROPN
ajfa-3417	67	36	(	(	PUNCT
ajfa-3417	67	37	68.3	68.3	NUM
ajfa-3417	67	38	%	%	NOUN
ajfa-3417	67	39	)	)	PUNCT
ajfa-3417	67	40	.	.	PUNCT
ajfa-3417	68	1	the	the	DET
ajfa-3417	68	2	public	public	ADJ
ajfa-3417	68	3	banks	bank	NOUN
ajfa-3417	68	4	continued	continue	VERB
ajfa-3417	68	5	to	to	PART
ajfa-3417	68	6	play	play	VERB
ajfa-3417	68	7	a	a	DET
ajfa-3417	68	8	dominating	dominating	NOUN
ajfa-3417	68	9	role	role	NOUN
ajfa-3417	68	10	in	in	ADP
ajfa-3417	68	11	financing	finance	VERB
ajfa-3417	68	12	the	the	DET
ajfa-3417	68	13	economy	economy	NOUN
ajfa-3417	68	14	assuring	assure	VERB
ajfa-3417	68	15	more	more	ADJ
ajfa-3417	68	16	than	than	ADP
ajfa-3417	68	17	8.4	8.4	NUM
ajfa-3417	68	18	billion	billion	NUM
ajfa-3417	68	19	tunisian	tunisian	ADJ
ajfa-3417	68	20	dinars	dinar	NOUN
ajfa-3417	68	21	,	,	PUNCT
ajfa-3417	68	22	that	that	PRON
ajfa-3417	68	23	is	be	AUX
ajfa-3417	68	24	more	more	ADJ
ajfa-3417	68	25	than	than	ADP
ajfa-3417	68	26	40	40	NUM
ajfa-3417	68	27	%	%	NOUN
ajfa-3417	68	28	of	of	ADP
ajfa-3417	68	29	the	the	DET
ajfa-3417	68	30	global	global	ADJ
ajfa-3417	68	31	outstanding	outstanding	ADJ
ajfa-3417	68	32	credits	credit	NOUN
ajfa-3417	68	33	allocated	allocate	VERB
ajfa-3417	68	34	to	to	ADP
ajfa-3417	68	35	the	the	DET
ajfa-3417	68	36	economy	economy	NOUN
ajfa-3417	68	37	.	.	PUNCT
ajfa-3417	69	1	indeed	indeed	ADV
ajfa-3417	69	2	,	,	PUNCT
ajfa-3417	69	3	the	the	DET
ajfa-3417	69	4	bna	bna	PROPN
ajfa-3417	69	5	covered	cover	VERB
ajfa-3417	69	6	about	about	ADV
ajfa-3417	69	7	31	31	NUM
ajfa-3417	69	8	%	%	NOUN
ajfa-3417	69	9	of	of	ADP
ajfa-3417	69	10	the	the	DET
ajfa-3417	69	11	credits	credit	NOUN
ajfa-3417	69	12	granted	grant	VERB
ajfa-3417	69	13	to	to	ADP
ajfa-3417	69	14	the	the	DET
ajfa-3417	69	15	sector	sector	NOUN
ajfa-3417	69	16	of	of	ADP
ajfa-3417	69	17	agriculture	agriculture	NOUN
ajfa-3417	69	18	and	and	CCONJ
ajfa-3417	69	19	the	the	DET
ajfa-3417	69	20	fisheries	fishery	NOUN
ajfa-3417	69	21	whereas	whereas	SCONJ
ajfa-3417	69	22	the	the	DET
ajfa-3417	69	23	stb	stb	NOUN
ajfa-3417	69	24	assured	assure	VERB
ajfa-3417	69	25	,	,	PUNCT
ajfa-3417	69	26	in	in	ADP
ajfa-3417	69	27	2007	2007	NUM
ajfa-3417	69	28	,	,	PUNCT
ajfa-3417	69	29	38	38	NUM
ajfa-3417	69	30	%	%	NOUN
ajfa-3417	69	31	of	of	ADP
ajfa-3417	69	32	the	the	DET
ajfa-3417	69	33	credits	credit	NOUN
ajfa-3417	69	34	granted	grant	VERB
ajfa-3417	69	35	to	to	ADP
ajfa-3417	69	36	the	the	DET
ajfa-3417	69	37	tourism	tourism	NOUN
ajfa-3417	69	38	sector	sector	NOUN
ajfa-3417	69	39	.	.	PUNCT
ajfa-3417	70	1	as	as	ADP
ajfa-3417	70	2	for	for	ADP
ajfa-3417	70	3	the	the	DET
ajfa-3417	70	4	bh	bh	NOUN
ajfa-3417	70	5	,	,	PUNCT
ajfa-3417	70	6	it	it	PRON
ajfa-3417	70	7	served	serve	VERB
ajfa-3417	70	8	more	more	ADJ
ajfa-3417	70	9	than	than	ADP
ajfa-3417	70	10	22	22	NUM
ajfa-3417	70	11	%	%	NOUN
ajfa-3417	70	12	of	of	ADP
ajfa-3417	70	13	the	the	DET
ajfa-3417	70	14	credits	credit	NOUN
ajfa-3417	70	15	granted	grant	VERB
ajfa-3417	70	16	on	on	ADP
ajfa-3417	70	17	real	real	ADJ
ajfa-3417	70	18	-	-	PUNCT
ajfa-3417	70	19	estate	estate	NOUN
ajfa-3417	70	20	development	development	NOUN
ajfa-3417	70	21	.	.	PUNCT
ajfa-3417	71	1	however	however	ADV
ajfa-3417	71	2	,	,	PUNCT
ajfa-3417	71	3	the	the	DET
ajfa-3417	71	4	spread	spread	NOUN
ajfa-3417	71	5	of	of	ADP
ajfa-3417	71	6	the	the	DET
ajfa-3417	71	7	use	use	NOUN
ajfa-3417	71	8	of	of	ADP
ajfa-3417	71	9	banking	banking	NOUN
ajfa-3417	71	10	services	service	NOUN
ajfa-3417	71	11	by	by	ADP
ajfa-3417	71	12	the	the	DET
ajfa-3417	71	13	population	population	NOUN
ajfa-3417	71	14	,	,	PUNCT
ajfa-3417	71	15	in	in	ADP
ajfa-3417	71	16	spite	spite	NOUN
ajfa-3417	71	17	of	of	ADP
ajfa-3417	71	18	its	its	PRON
ajfa-3417	71	19	progress	progress	NOUN
ajfa-3417	71	20	,	,	PUNCT
ajfa-3417	71	21	remains	remain	VERB
ajfa-3417	71	22	still	still	ADV
ajfa-3417	71	23	low	low	ADJ
ajfa-3417	71	24	in	in	ADP
ajfa-3417	71	25	tunisia	tunisia	NOUN
ajfa-3417	71	26	(	(	PUNCT
ajfa-3417	71	27	50	50	NUM
ajfa-3417	71	28	%	%	NOUN
ajfa-3417	71	29	of	of	ADP
ajfa-3417	71	30	the	the	DET
ajfa-3417	71	31	total	total	ADJ
ajfa-3417	71	32	population	population	NOUN
ajfa-3417	71	33	in	in	ADP
ajfa-3417	71	34	2007	2007	NUM
ajfa-3417	71	35	against	against	ADP
ajfa-3417	71	36	98	98	NUM
ajfa-3417	71	37	%	%	NOUN
ajfa-3417	71	38	for	for	ADP
ajfa-3417	71	39	france	france	PROPN
ajfa-3417	71	40	,	,	PUNCT
ajfa-3417	71	41	one	one	NUM
ajfa-3417	71	42	agency	agency	NOUN
ajfa-3417	71	43	for	for	ADP
ajfa-3417	71	44	9.6	9.6	NUM
ajfa-3417	71	45	thousand	thousand	NUM
ajfa-3417	71	46	inhabitants	inhabitant	NOUN
ajfa-3417	71	47	against	against	ADP
ajfa-3417	71	48	one	one	NUM
ajfa-3417	71	49	agency	agency	NOUN
ajfa-3417	71	50	for	for	ADP
ajfa-3417	71	51	7.3	7.3	NUM
ajfa-3417	71	52	thousand	thousand	NUM
ajfa-3417	71	53	in	in	ADP
ajfa-3417	71	54	morocco	morocco	PROPN
ajfa-3417	71	55	and	and	CCONJ
ajfa-3417	71	56	one	one	NUM
ajfa-3417	71	57	agency	agency	NOUN
ajfa-3417	71	58	for	for	ADP
ajfa-3417	71	59	2.4	2.4	NUM
ajfa-3417	71	60	thousand	thousand	NUM
ajfa-3417	71	61	inhabitants	inhabitant	NOUN
ajfa-3417	71	62	in	in	ADP
ajfa-3417	71	63	france	france	PROPN
ajfa-3417	71	64	)	)	PUNCT
ajfa-3417	71	65	.	.	PUNCT
ajfa-3417	72	1	the	the	DET
ajfa-3417	72	2	tunisian	tunisian	ADJ
ajfa-3417	72	3	banks	bank	NOUN
ajfa-3417	72	4	are	be	AUX
ajfa-3417	72	5	essentially	essentially	ADV
ajfa-3417	72	6	retail	retail	ADJ
ajfa-3417	72	7	banks	bank	NOUN
ajfa-3417	72	8	and	and	CCONJ
ajfa-3417	72	9	the	the	DET
ajfa-3417	72	10	totality	totality	NOUN
ajfa-3417	72	11	of	of	ADP
ajfa-3417	72	12	the	the	DET
ajfa-3417	72	13	banking	banking	NOUN
ajfa-3417	72	14	net	net	NOUN
ajfa-3417	72	15	product	product	NOUN
ajfa-3417	72	16	results	result	VERB
ajfa-3417	72	17	from	from	ADP
ajfa-3417	72	18	the	the	DET
ajfa-3417	72	19	network	network	NOUN
ajfa-3417	72	20	of	of	ADP
ajfa-3417	72	21	agencies	agency	NOUN
ajfa-3417	72	22	.	.	PUNCT
ajfa-3417	73	1	2.2	2.2	NUM
ajfa-3417	73	2	the	the	DET
ajfa-3417	73	3	reforms	reform	NOUN
ajfa-3417	73	4	and	and	CCONJ
ajfa-3417	73	5	the	the	DET
ajfa-3417	73	6	efforts	effort	NOUN
ajfa-3417	73	7	of	of	ADP
ajfa-3417	73	8	consolidation	consolidation	NOUN
ajfa-3417	73	9	the	the	DET
ajfa-3417	73	10	liberalization	liberalization	NOUN
ajfa-3417	73	11	of	of	ADP
ajfa-3417	73	12	the	the	DET
ajfa-3417	73	13	financial	financial	ADJ
ajfa-3417	73	14	sector	sector	NOUN
ajfa-3417	73	15	was	be	AUX
ajfa-3417	73	16	part	part	NOUN
ajfa-3417	73	17	of	of	ADP
ajfa-3417	73	18	a	a	PRON
ajfa-3417	73	19	of	of	ADP
ajfa-3417	73	20	structural	structural	ADJ
ajfa-3417	73	21	adjustment	adjustment	NOUN
ajfa-3417	73	22	plan	plan	NOUN
ajfa-3417	73	23	,	,	PUNCT
ajfa-3417	73	24	partially	partially	ADV
ajfa-3417	73	25	prescribed	prescribe	VERB
ajfa-3417	73	26	by	by	ADP
ajfa-3417	73	27	the	the	DET
ajfa-3417	73	28	imf	imf	PROPN
ajfa-3417	73	29	in	in	ADP
ajfa-3417	73	30	1987	1987	NUM
ajfa-3417	73	31	,	,	PUNCT
ajfa-3417	73	32	which	which	PRON
ajfa-3417	73	33	aimed	aim	VERB
ajfa-3417	73	34	at	at	ADP
ajfa-3417	73	35	establishing	establish	VERB
ajfa-3417	73	36	a	a	DET
ajfa-3417	73	37	market	market	NOUN
ajfa-3417	73	38	economy	economy	NOUN
ajfa-3417	73	39	and	and	CCONJ
ajfa-3417	73	40	a	a	DET
ajfa-3417	73	41	major	major	ADJ
ajfa-3417	73	42	effort	effort	NOUN
ajfa-3417	73	43	regarding	regard	VERB
ajfa-3417	73	44	privatization	privatization	NOUN
ajfa-3417	73	45	.	.	PUNCT
ajfa-3417	74	1	the	the	DET
ajfa-3417	74	2	restructuring	restructuring	NOUN
ajfa-3417	74	3	of	of	ADP
ajfa-3417	74	4	the	the	DET
ajfa-3417	74	5	banking	banking	NOUN
ajfa-3417	74	6	system	system	NOUN
ajfa-3417	74	7	aimed	aim	VERB
ajfa-3417	74	8	at	at	ADP
ajfa-3417	74	9	intensifying	intensify	VERB
ajfa-3417	74	10	the	the	DET
ajfa-3417	74	11	interbank	interbank	NOUN
ajfa-3417	74	12	competition	competition	NOUN
ajfa-3417	74	13	and	and	CCONJ
ajfa-3417	74	14	at	at	ADP
ajfa-3417	74	15	allowing	allow	VERB
ajfa-3417	74	16	the	the	DET
ajfa-3417	74	17	banks	bank	NOUN
ajfa-3417	74	18	to	to	PART
ajfa-3417	74	19	be	be	AUX
ajfa-3417	74	20	more	more	ADV
ajfa-3417	74	21	responsible	responsible	ADJ
ajfa-3417	74	22	and	and	CCONJ
ajfa-3417	74	23	capable	capable	ADJ
ajfa-3417	74	24	of	of	ADP
ajfa-3417	74	25	making	make	VERB
ajfa-3417	74	26	their	their	PRON
ajfa-3417	74	27	own	own	ADJ
ajfa-3417	74	28	decisions	decision	NOUN
ajfa-3417	74	29	of	of	ADP
ajfa-3417	74	30	credit	credit	NOUN
ajfa-3417	74	31	(	(	PUNCT
ajfa-3417	74	32	moore	moore	PROPN
ajfa-3417	74	33	,	,	PUNCT
ajfa-3417	74	34	1991	1991	NUM
ajfa-3417	74	35	)	)	PUNCT
ajfa-3417	74	36	.	.	PUNCT
ajfa-3417	75	1	the	the	DET
ajfa-3417	75	2	reforms	reform	NOUN
ajfa-3417	75	3	also	also	ADV
ajfa-3417	75	4	aimed	aim	VERB
ajfa-3417	75	5	at	at	ADP
ajfa-3417	75	6	mobilizing	mobilize	VERB
ajfa-3417	75	7	the	the	DET
ajfa-3417	75	8	savings	saving	NOUN
ajfa-3417	75	9	and	and	CCONJ
ajfa-3417	75	10	at	at	ADP
ajfa-3417	75	11	leading	lead	VERB
ajfa-3417	75	12	to	to	ADP
ajfa-3417	75	13	an	an	DET
ajfa-3417	75	14	effective	effective	ADJ
ajfa-3417	75	15	allocation	allocation	NOUN
ajfa-3417	75	16	of	of	ADP
ajfa-3417	75	17	the	the	DET
ajfa-3417	75	18	resources	resource	NOUN
ajfa-3417	75	19	.	.	PUNCT
ajfa-3417	76	1	globally	globally	ADV
ajfa-3417	76	2	,	,	PUNCT
ajfa-3417	76	3	the	the	DET
ajfa-3417	76	4	reforms	reform	NOUN
ajfa-3417	76	5	introduced	introduce	VERB
ajfa-3417	76	6	in	in	ADP
ajfa-3417	76	7	tunisia	tunisia	PROPN
ajfa-3417	76	8	seem	seem	VERB
ajfa-3417	76	9	to	to	PART
ajfa-3417	76	10	have	have	AUX
ajfa-3417	76	11	made	make	VERB
ajfa-3417	76	12	a	a	DET
ajfa-3417	76	13	success	success	NOUN
ajfa-3417	76	14	.	.	PUNCT
ajfa-3417	77	1	jbili	jbili	NOUN
ajfa-3417	77	2	and	and	CCONJ
ajfa-3417	77	3	enders	ender	NOUN
ajfa-3417	77	4	(	(	PUNCT
ajfa-3417	77	5	1997	1997	NUM
ajfa-3417	77	6	)	)	PUNCT
ajfa-3417	77	7	noted	note	VERB
ajfa-3417	77	8	a	a	DET
ajfa-3417	77	9	remarkable	remarkable	ADJ
ajfa-3417	77	10	progress	progress	NOUN
ajfa-3417	77	11	in	in	ADP
ajfa-3417	77	12	relation	relation	NOUN
ajfa-3417	77	13	to	to	ADP
ajfa-3417	77	14	the	the	DET
ajfa-3417	77	15	financial	financial	ADJ
ajfa-3417	77	16	stability	stability	NOUN
ajfa-3417	77	17	and	and	CCONJ
ajfa-3417	77	18	the	the	DET
ajfa-3417	77	19	adjustment	adjustment	NOUN
ajfa-3417	77	20	of	of	ADP
ajfa-3417	77	21	the	the	DET
ajfa-3417	77	22	real	real	ADJ
ajfa-3417	77	23	interest	interest	NOUN
ajfa-3417	77	24	rates	rate	NOUN
ajfa-3417	77	25	in	in	ADP
ajfa-3417	77	26	positive	positive	ADJ
ajfa-3417	77	27	values	value	NOUN
ajfa-3417	77	28	_	_	PUNCT
ajfa-3417	78	1	-4.3	-4.3	NUM
ajfa-3417	78	2	%	%	NOUN
ajfa-3417	78	3	on	on	ADP
ajfa-3417	78	4	average	average	NOUN
ajfa-3417	78	5	during	during	ADP
ajfa-3417	78	6	the	the	DET
ajfa-3417	78	7	pre	pre	ADJ
ajfa-3417	78	8	-	-	ADJ
ajfa-3417	78	9	reform	reform	ADJ
ajfa-3417	78	10	period	period	NOUN
ajfa-3417	78	11	(	(	PUNCT
ajfa-3417	78	12	1970	1970	NUM
ajfa-3417	78	13	-	-	SYM
ajfa-3417	78	14	1986	1986	NUM
ajfa-3417	78	15	)	)	PUNCT
ajfa-3417	78	16	,	,	PUNCT
ajfa-3417	78	17	compared	compare	VERB
ajfa-3417	78	18	with	with	ADP
ajfa-3417	78	19	+2	+2	DET
ajfa-3417	78	20	%	%	NOUN
ajfa-3417	78	21	during	during	ADP
ajfa-3417	78	22	the	the	DET
ajfa-3417	78	23	reform	reform	NOUN
ajfa-3417	78	24	period	period	NOUN
ajfa-3417	78	25	(	(	PUNCT
ajfa-3417	78	26	1987	1987	NUM
ajfa-3417	78	27	1995	1995	NUM
ajfa-3417	78	28	)	)	PUNCT
ajfa-3417	78	29	.	.	PUNCT
ajfa-3417	79	1	besides	besides	ADV
ajfa-3417	79	2	,	,	PUNCT
ajfa-3417	79	3	banks	bank	NOUN
ajfa-3417	79	4	are	be	AUX
ajfa-3417	79	5	less	less	ADV
ajfa-3417	79	6	subject	subject	ADJ
ajfa-3417	79	7	to	to	ADP
ajfa-3417	79	8	governmental	governmental	ADJ
ajfa-3417	79	9	pressures	pressure	NOUN
ajfa-3417	79	10	as	as	ADP
ajfa-3417	79	11	for	for	ADP
ajfa-3417	79	12	the	the	DET
ajfa-3417	79	13	sectoral	sectoral	ADJ
ajfa-3417	79	14	distribution	distribution	NOUN
ajfa-3417	79	15	of	of	ADP
ajfa-3417	79	16	the	the	DET
ajfa-3417	79	17	credits	credit	NOUN
ajfa-3417	79	18	because	because	SCONJ
ajfa-3417	79	19	the	the	DET
ajfa-3417	79	20	part	part	NOUN
ajfa-3417	79	21	of	of	ADP
ajfa-3417	79	22	the	the	DET
ajfa-3417	79	23	credits	credit	NOUN
ajfa-3417	79	24	allotted	allot	VERB
ajfa-3417	79	25	for	for	ADP
ajfa-3417	79	26	non	non	ADJ
ajfa-3417	79	27	-	-	ADJ
ajfa-3417	79	28	governmental	governmental	ADJ
ajfa-3417	79	29	sectors	sector	NOUN
ajfa-3417	79	30	has	have	AUX
ajfa-3417	79	31	increased	increase	VERB
ajfa-3417	79	32	from	from	ADP
ajfa-3417	79	33	40.3	40.3	NUM
ajfa-3417	79	34	%	%	NOUN
ajfa-3417	79	35	of	of	ADP
ajfa-3417	79	36	the	the	DET
ajfa-3417	79	37	gnp	gnp	PROPN
ajfa-3417	79	38	during	during	ADP
ajfa-3417	79	39	the	the	DET
ajfa-3417	79	40	pre	pre	ADJ
ajfa-3417	79	41	-	-	ADJ
ajfa-3417	79	42	reform	reform	ADJ
ajfa-3417	79	43	period	period	NOUN
ajfa-3417	79	44	to	to	ADP
ajfa-3417	79	45	54.1	54.1	NUM
ajfa-3417	79	46	%	%	NOUN
ajfa-3417	79	47	of	of	ADP
ajfa-3417	79	48	the	the	DET
ajfa-3417	79	49	gnp	gnp	PROPN
ajfa-3417	79	50	during	during	ADP
ajfa-3417	79	51	the	the	DET
ajfa-3417	79	52	reform	reform	NOUN
ajfa-3417	79	53	period	period	NOUN
ajfa-3417	79	54	.	.	PUNCT
ajfa-3417	80	1	however	however	ADV
ajfa-3417	80	2	,	,	PUNCT
ajfa-3417	80	3	the	the	DET
ajfa-3417	80	4	development	development	NOUN
ajfa-3417	80	5	of	of	ADP
ajfa-3417	80	6	the	the	DET
ajfa-3417	80	7	rules	rule	NOUN
ajfa-3417	80	8	of	of	ADP
ajfa-3417	80	9	banking	banking	NOUN
ajfa-3417	80	10	supervision	supervision	NOUN
ajfa-3417	80	11	was	be	AUX
ajfa-3417	80	12	relatively	relatively	ADV
ajfa-3417	80	13	limited	limited	ADJ
ajfa-3417	80	14	,	,	PUNCT
ajfa-3417	80	15	partially	partially	ADV
ajfa-3417	80	16	because	because	SCONJ
ajfa-3417	80	17	of	of	ADP
ajfa-3417	80	18	the	the	DET
ajfa-3417	80	19	direct	direct	ADJ
ajfa-3417	80	20	control	control	NOUN
ajfa-3417	80	21	which	which	PRON
ajfa-3417	80	22	the	the	DET
ajfa-3417	80	23	tunisian	tunisian	ADJ
ajfa-3417	80	24	central	central	ADJ
ajfa-3417	80	25	bank	bank	NOUN
ajfa-3417	80	26	exerted	exert	VERB
ajfa-3417	80	27	on	on	ADP
ajfa-3417	80	28	the	the	DET
ajfa-3417	80	29	distribution	distribution	NOUN
ajfa-3417	80	30	of	of	ADP
ajfa-3417	80	31	the	the	DET
ajfa-3417	80	32	credits	credit	NOUN
ajfa-3417	80	33	and	and	CCONJ
ajfa-3417	80	34	because	because	SCONJ
ajfa-3417	80	35	of	of	ADP
ajfa-3417	80	36	the	the	DET
ajfa-3417	80	37	presence	presence	NOUN
ajfa-3417	80	38	of	of	ADP
ajfa-3417	80	39	the	the	DET
ajfa-3417	80	40	government	government	NOUN
ajfa-3417	80	41	representatives	representative	NOUN
ajfa-3417	80	42	most	most	ADJ
ajfa-3417	80	43	of	of	ADP
ajfa-3417	80	44	the	the	DET
ajfa-3417	80	45	banks	bank	NOUN
ajfa-3417	80	46	’	'	PUNCT
ajfa-3417	80	47	boards	board	NOUN
ajfa-3417	80	48	of	of	ADP
ajfa-3417	80	49	directors	director	NOUN
ajfa-3417	80	50	(	(	PUNCT
ajfa-3417	80	51	cook	cook	PROPN
ajfa-3417	80	52	,	,	PUNCT
ajfa-3417	80	53	hababou	hababou	PROPN
ajfa-3417	80	54	&	&	CCONJ
ajfa-3417	80	55	robert	robert	PROPN
ajfa-3417	80	56	,	,	PUNCT
ajfa-3417	80	57	2000	2000	NUM
ajfa-3417	80	58	)	)	PUNCT
ajfa-3417	80	59	.	.	PUNCT
ajfa-3417	81	1	this	this	DET
ajfa-3417	81	2	inefficiency	inefficiency	NOUN
ajfa-3417	81	3	has	have	AUX
ajfa-3417	81	4	contributed	contribute	VERB
ajfa-3417	81	5	to	to	ADP
ajfa-3417	81	6	the	the	DET
ajfa-3417	81	7	accumulation	accumulation	NOUN
ajfa-3417	81	8	of	of	ADP
ajfa-3417	81	9	bad	bad	ADJ
ajfa-3417	81	10	debts	debt	NOUN
ajfa-3417	81	11	in	in	ADP
ajfa-3417	81	12	the	the	DET
ajfa-3417	81	13	balance	balance	NOUN
ajfa-3417	81	14	sheets	sheet	NOUN
ajfa-3417	81	15	of	of	ADP
ajfa-3417	81	16	several	several	ADJ
ajfa-3417	81	17	banks	bank	NOUN
ajfa-3417	81	18	.	.	PUNCT
ajfa-3417	82	1	these	these	DET
ajfa-3417	82	2	debts	debt	NOUN
ajfa-3417	82	3	have	have	AUX
ajfa-3417	82	4	resulted	result	VERB
ajfa-3417	82	5	on	on	ADP
ajfa-3417	82	6	the	the	DET
ajfa-3417	82	7	one	one	NUM
ajfa-3417	82	8	hand	hand	NOUN
ajfa-3417	82	9	from	from	ADP
ajfa-3417	82	10	the	the	DET
ajfa-3417	82	11	financing	financing	NOUN
ajfa-3417	82	12	of	of	ADP
ajfa-3417	82	13	public	public	ADJ
ajfa-3417	82	14	projects	project	NOUN
ajfa-3417	82	15	of	of	ADP
ajfa-3417	82	16	infrastructure	infrastructure	NOUN
ajfa-3417	82	17	asian	asian	ADJ
ajfa-3417	82	18	journal	journal	NOUN
ajfa-3417	82	19	of	of	ADP
ajfa-3417	82	20	finance	finance	PROPN
ajfa-3417	82	21	&	&	CCONJ
ajfa-3417	82	22	accounting	accounting	PROPN
ajfa-3417	82	23	issn	issn	PROPN
ajfa-3417	82	24	1946	1946	NUM
ajfa-3417	82	25	-	-	PUNCT
ajfa-3417	82	26	052x	052x	NOUN
ajfa-3417	82	27	2013	2013	NUM
ajfa-3417	82	28	,	,	PUNCT
ajfa-3417	82	29	vol	vol	NOUN
ajfa-3417	82	30	.	.	PROPN
ajfa-3417	82	31	5	5	NUM
ajfa-3417	82	32	,	,	PUNCT
ajfa-3417	82	33	no	no	INTJ
ajfa-3417	82	34	.	.	NOUN
ajfa-3417	82	35	1	1	NUM
ajfa-3417	82	36	www.macrothink.org/ajfa	www.macrothink.org/ajfa	NOUN
ajfa-3417	82	37	214	214	NUM
ajfa-3417	82	38	with	with	ADP
ajfa-3417	82	39	industrial	industrial	ADJ
ajfa-3417	82	40	and	and	CCONJ
ajfa-3417	82	41	commercial	commercial	ADJ
ajfa-3417	82	42	character	character	NOUN
ajfa-3417	82	43	and	and	CCONJ
ajfa-3417	82	44	on	on	ADP
ajfa-3417	82	45	the	the	DET
ajfa-3417	82	46	other	other	ADJ
ajfa-3417	82	47	hand	hand	NOUN
ajfa-3417	82	48	from	from	ADP
ajfa-3417	82	49	a	a	DET
ajfa-3417	82	50	lack	lack	NOUN
ajfa-3417	82	51	of	of	ADP
ajfa-3417	82	52	cautions	caution	NOUN
ajfa-3417	82	53	management	management	NOUN
ajfa-3417	82	54	.	.	PUNCT
ajfa-3417	83	1	in	in	ADP
ajfa-3417	83	2	fact	fact	NOUN
ajfa-3417	83	3	,	,	PUNCT
ajfa-3417	83	4	the	the	DET
ajfa-3417	83	5	granting	granting	NOUN
ajfa-3417	83	6	of	of	ADP
ajfa-3417	83	7	the	the	DET
ajfa-3417	83	8	banking	banking	NOUN
ajfa-3417	83	9	assistance	assistance	NOUN
ajfa-3417	83	10	continues	continue	VERB
ajfa-3417	83	11	to	to	PART
ajfa-3417	83	12	be	be	AUX
ajfa-3417	83	13	widely	widely	ADV
ajfa-3417	83	14	based	base	VERB
ajfa-3417	83	15	on	on	ADP
ajfa-3417	83	16	guarantees	guarantee	NOUN
ajfa-3417	83	17	,	,	PUNCT
ajfa-3417	83	18	to	to	ADP
ajfa-3417	83	19	the	the	DET
ajfa-3417	83	20	detriment	detriment	NOUN
ajfa-3417	83	21	of	of	ADP
ajfa-3417	83	22	a	a	DET
ajfa-3417	83	23	thorough	thorough	ADJ
ajfa-3417	83	24	financial	financial	ADJ
ajfa-3417	83	25	analysis	analysis	NOUN
ajfa-3417	83	26	intended	intend	VERB
ajfa-3417	83	27	to	to	PART
ajfa-3417	83	28	estimate	estimate	VERB
ajfa-3417	83	29	the	the	DET
ajfa-3417	83	30	counterparty	counterparty	NOUN
ajfa-3417	83	31	risk	risk	NOUN
ajfa-3417	83	32	and	and	CCONJ
ajfa-3417	83	33	based	base	VERB
ajfa-3417	83	34	in	in	ADP
ajfa-3417	83	35	particular	particular	ADJ
ajfa-3417	83	36	on	on	ADP
ajfa-3417	83	37	the	the	DET
ajfa-3417	83	38	quality	quality	NOUN
ajfa-3417	83	39	of	of	ADP
ajfa-3417	83	40	the	the	DET
ajfa-3417	83	41	project	project	NOUN
ajfa-3417	83	42	to	to	PART
ajfa-3417	83	43	be	be	AUX
ajfa-3417	83	44	financed	finance	VERB
ajfa-3417	83	45	and	and	CCONJ
ajfa-3417	83	46	its	its	PRON
ajfa-3417	83	47	capacity	capacity	NOUN
ajfa-3417	83	48	to	to	PART
ajfa-3417	83	49	yield	yield	VERB
ajfa-3417	83	50	cash	cash	NOUN
ajfa-3417	83	51	flow	flow	NOUN
ajfa-3417	83	52	.	.	PUNCT
ajfa-3417	84	1	besides	besides	SCONJ
ajfa-3417	84	2	,	,	PUNCT
ajfa-3417	84	3	the	the	DET
ajfa-3417	84	4	serious	serious	ADJ
ajfa-3417	84	5	difficulties	difficulty	NOUN
ajfa-3417	84	6	which	which	PRON
ajfa-3417	84	7	have	have	AUX
ajfa-3417	84	8	affected	affect	VERB
ajfa-3417	84	9	the	the	DET
ajfa-3417	84	10	tourist	tourist	NOUN
ajfa-3417	84	11	sector	sector	NOUN
ajfa-3417	84	12	since	since	SCONJ
ajfa-3417	84	13	2001	2001	NUM
ajfa-3417	84	14	have	have	AUX
ajfa-3417	84	15	significantly	significantly	ADV
ajfa-3417	84	16	contributed	contribute	VERB
ajfa-3417	84	17	to	to	PART
ajfa-3417	84	18	heavier	heavy	ADJ
ajfa-3417	84	19	stock	stock	NOUN
ajfa-3417	84	20	of	of	ADP
ajfa-3417	84	21	bad	bad	ADJ
ajfa-3417	84	22	debts	debt	NOUN
ajfa-3417	84	23	.	.	PUNCT
ajfa-3417	85	1	in	in	ADP
ajfa-3417	85	2	spite	spite	NOUN
ajfa-3417	85	3	of	of	ADP
ajfa-3417	85	4	a	a	DET
ajfa-3417	85	5	decrease	decrease	NOUN
ajfa-3417	85	6	in	in	ADP
ajfa-3417	85	7	2005	2005	NUM
ajfa-3417	85	8	,	,	PUNCT
ajfa-3417	85	9	the	the	DET
ajfa-3417	85	10	weight	weight	NOUN
ajfa-3417	85	11	of	of	ADP
ajfa-3417	85	12	these	these	DET
ajfa-3417	85	13	bad	bad	ADJ
ajfa-3417	85	14	debts	debt	NOUN
ajfa-3417	85	15	still	still	ADV
ajfa-3417	85	16	represents	represent	VERB
ajfa-3417	85	17	about	about	ADP
ajfa-3417	85	18	13.2	13.2	NUM
ajfa-3417	85	19	%	%	NOUN
ajfa-3417	85	20	of	of	ADP
ajfa-3417	85	21	the	the	DET
ajfa-3417	85	22	total	total	NOUN
ajfa-3417	85	23	of	of	ADP
ajfa-3417	85	24	the	the	DET
ajfa-3417	85	25	credits	credit	NOUN
ajfa-3417	85	26	in	in	ADP
ajfa-3417	85	27	2009	2009	NUM
ajfa-3417	85	28	.	.	PUNCT
ajfa-3417	86	1	the	the	DET
ajfa-3417	86	2	existence	existence	NOUN
ajfa-3417	86	3	of	of	ADP
ajfa-3417	86	4	a	a	DET
ajfa-3417	86	5	solid	solid	ADJ
ajfa-3417	86	6	financial	financial	ADJ
ajfa-3417	86	7	system	system	NOUN
ajfa-3417	86	8	is	be	AUX
ajfa-3417	86	9	an	an	DET
ajfa-3417	86	10	essential	essential	ADJ
ajfa-3417	86	11	condition	condition	NOUN
ajfa-3417	86	12	to	to	PART
ajfa-3417	86	13	support	support	VERB
ajfa-3417	86	14	the	the	DET
ajfa-3417	86	15	economic	economic	ADJ
ajfa-3417	86	16	growth	growth	NOUN
ajfa-3417	86	17	and	and	CCONJ
ajfa-3417	86	18	job	job	NOUN
ajfa-3417	86	19	creation	creation	NOUN
ajfa-3417	86	20	.	.	PUNCT
ajfa-3417	87	1	the	the	DET
ajfa-3417	87	2	important	important	ADJ
ajfa-3417	87	3	reforms	reform	NOUN
ajfa-3417	87	4	introduced	introduce	VERB
ajfa-3417	87	5	have	have	AUX
ajfa-3417	87	6	allowed	allow	VERB
ajfa-3417	87	7	to	to	PART
ajfa-3417	87	8	improve	improve	VERB
ajfa-3417	87	9	the	the	DET
ajfa-3417	87	10	transparency	transparency	NOUN
ajfa-3417	87	11	of	of	ADP
ajfa-3417	87	12	the	the	DET
ajfa-3417	87	13	financial	financial	ADJ
ajfa-3417	87	14	transactions	transaction	NOUN
ajfa-3417	87	15	.	.	PUNCT
ajfa-3417	88	1	besides	besides	SCONJ
ajfa-3417	88	2	,	,	PUNCT
ajfa-3417	88	3	the	the	DET
ajfa-3417	88	4	tunisian	tunisian	ADJ
ajfa-3417	88	5	banks	bank	NOUN
ajfa-3417	88	6	focused	focus	VERB
ajfa-3417	88	7	on	on	ADP
ajfa-3417	88	8	the	the	DET
ajfa-3417	88	9	improvement	improvement	NOUN
ajfa-3417	88	10	of	of	ADP
ajfa-3417	88	11	the	the	DET
ajfa-3417	88	12	quality	quality	NOUN
ajfa-3417	88	13	of	of	ADP
ajfa-3417	88	14	their	their	PRON
ajfa-3417	88	15	asset	asset	NOUN
ajfa-3417	88	16	portfolios	portfolio	NOUN
ajfa-3417	88	17	.	.	PUNCT
ajfa-3417	89	1	even	even	ADV
ajfa-3417	89	2	though	though	SCONJ
ajfa-3417	89	3	the	the	DET
ajfa-3417	89	4	sector	sector	NOUN
ajfa-3417	89	5	managed	manage	VERB
ajfa-3417	89	6	to	to	PART
ajfa-3417	89	7	achieve	achieve	VERB
ajfa-3417	89	8	the	the	DET
ajfa-3417	89	9	objective	objective	NOUN
ajfa-3417	89	10	of	of	ADP
ajfa-3417	89	11	reducing	reduce	VERB
ajfa-3417	89	12	of	of	ADP
ajfa-3417	89	13	the	the	DET
ajfa-3417	89	14	rate	rate	NOUN
ajfa-3417	89	15	of	of	ADP
ajfa-3417	89	16	bad	bad	ADJ
ajfa-3417	89	17	debts	debt	NOUN
ajfa-3417	89	18	at	at	ADP
ajfa-3417	89	19	the	the	DET
ajfa-3417	89	20	levels	level	NOUN
ajfa-3417	89	21	of	of	ADP
ajfa-3417	89	22	13.2	13.2	NUM
ajfa-3417	89	23	%	%	NOUN
ajfa-3417	89	24	in	in	ADP
ajfa-3417	89	25	2009	2009	NUM
ajfa-3417	89	26	and	and	CCONJ
ajfa-3417	89	27	12	12	NUM
ajfa-3417	89	28	%	%	NOUN
ajfa-3417	89	29	in	in	ADP
ajfa-3417	89	30	2011	2011	NUM
ajfa-3417	89	31	,	,	PUNCT
ajfa-3417	89	32	these	these	DET
ajfa-3417	89	33	rates	rate	NOUN
ajfa-3417	89	34	remain	remain	VERB
ajfa-3417	89	35	rather	rather	ADV
ajfa-3417	89	36	high	high	ADJ
ajfa-3417	89	37	with	with	ADP
ajfa-3417	89	38	regard	regard	NOUN
ajfa-3417	89	39	to	to	ADP
ajfa-3417	89	40	an	an	DET
ajfa-3417	89	41	average	average	NOUN
ajfa-3417	89	42	of	of	ADP
ajfa-3417	89	43	5	5	NUM
ajfa-3417	89	44	%	%	NOUN
ajfa-3417	89	45	for	for	ADP
ajfa-3417	89	46	the	the	DET
ajfa-3417	89	47	other	other	ADJ
ajfa-3417	89	48	mena	mena	PROPN
ajfa-3417	89	49	countries	country	NOUN
ajfa-3417	89	50	.	.	PUNCT
ajfa-3417	90	1	regarding	regard	VERB
ajfa-3417	90	2	provision	provision	NOUN
ajfa-3417	90	3	for	for	ADP
ajfa-3417	90	4	bad	bad	ADJ
ajfa-3417	90	5	debts	debt	NOUN
ajfa-3417	90	6	,	,	PUNCT
ajfa-3417	90	7	a	a	DET
ajfa-3417	90	8	significant	significant	ADJ
ajfa-3417	90	9	effort	effort	NOUN
ajfa-3417	90	10	remains	remain	VERB
ajfa-3417	90	11	to	to	PART
ajfa-3417	90	12	be	be	AUX
ajfa-3417	90	13	made	make	VERB
ajfa-3417	90	14	to	to	PART
ajfa-3417	90	15	cover	cover	VERB
ajfa-3417	90	16	the	the	DET
ajfa-3417	90	17	unproductive	unproductive	ADJ
ajfa-3417	90	18	debts	debt	NOUN
ajfa-3417	90	19	suitably	suitably	ADV
ajfa-3417	90	20	.	.	PUNCT
ajfa-3417	91	1	however	however	ADV
ajfa-3417	91	2	,	,	PUNCT
ajfa-3417	91	3	the	the	DET
ajfa-3417	91	4	sector	sector	NOUN
ajfa-3417	91	5	is	be	AUX
ajfa-3417	91	6	taking	take	VERB
ajfa-3417	91	7	the	the	DET
ajfa-3417	91	8	necessary	necessary	ADJ
ajfa-3417	91	9	measures	measure	NOUN
ajfa-3417	91	10	to	to	PART
ajfa-3417	91	11	improve	improve	VERB
ajfa-3417	91	12	the	the	DET
ajfa-3417	91	13	viability	viability	NOUN
ajfa-3417	91	14	of	of	ADP
ajfa-3417	91	15	the	the	DET
ajfa-3417	91	16	granted	grant	VERB
ajfa-3417	91	17	loans	loan	NOUN
ajfa-3417	91	18	.	.	PUNCT
ajfa-3417	92	1	the	the	DET
ajfa-3417	92	2	ratio	ratio	NOUN
ajfa-3417	92	3	of	of	ADP
ajfa-3417	92	4	funding	funding	NOUN
ajfa-3417	92	5	for	for	ADP
ajfa-3417	92	6	the	the	DET
ajfa-3417	92	7	whole	whole	ADJ
ajfa-3417	92	8	system	system	NOUN
ajfa-3417	92	9	was	be	AUX
ajfa-3417	92	10	53.2	53.2	NUM
ajfa-3417	92	11	%	%	NOUN
ajfa-3417	92	12	at	at	ADP
ajfa-3417	92	13	the	the	DET
ajfa-3417	92	14	end	end	NOUN
ajfa-3417	92	15	of	of	ADP
ajfa-3417	92	16	2007	2007	NUM
ajfa-3417	92	17	,	,	PUNCT
ajfa-3417	92	18	against	against	ADP
ajfa-3417	92	19	43	43	NUM
ajfa-3417	92	20	%	%	NOUN
ajfa-3417	92	21	at	at	ADP
ajfa-3417	92	22	the	the	DET
ajfa-3417	92	23	end	end	NOUN
ajfa-3417	92	24	of	of	ADP
ajfa-3417	92	25	2003	2003	NUM
ajfa-3417	92	26	.	.	PUNCT
ajfa-3417	93	1	given	give	VERB
ajfa-3417	93	2	that	that	SCONJ
ajfa-3417	93	3	the	the	DET
ajfa-3417	93	4	value	value	NOUN
ajfa-3417	93	5	of	of	ADP
ajfa-3417	93	6	the	the	DET
ajfa-3417	93	7	real	real	ADJ
ajfa-3417	93	8	estate	estate	NOUN
ajfa-3417	93	9	guarantees	guarantee	NOUN
ajfa-3417	93	10	is	be	AUX
ajfa-3417	93	11	inevitably	inevitably	ADV
ajfa-3417	93	12	subjected	subject	VERB
ajfa-3417	93	13	to	to	ADP
ajfa-3417	93	14	uncertain	uncertain	ADJ
ajfa-3417	93	15	fluctuations	fluctuation	NOUN
ajfa-3417	93	16	,	,	PUNCT
ajfa-3417	93	17	this	this	DET
ajfa-3417	93	18	relatively	relatively	ADV
ajfa-3417	93	19	low	low	ADJ
ajfa-3417	93	20	funding	funding	NOUN
ajfa-3417	93	21	makes	make	VERB
ajfa-3417	93	22	the	the	DET
ajfa-3417	93	23	system	system	NOUN
ajfa-3417	93	24	more	more	ADV
ajfa-3417	93	25	exposed	expose	VERB
ajfa-3417	93	26	to	to	ADP
ajfa-3417	93	27	external	external	ADJ
ajfa-3417	93	28	shocks	shock	NOUN
ajfa-3417	93	29	,	,	PUNCT
ajfa-3417	93	30	which	which	PRON
ajfa-3417	93	31	increases	increase	VERB
ajfa-3417	93	32	its	its	PRON
ajfa-3417	93	33	vulnerability	vulnerability	NOUN
ajfa-3417	93	34	.	.	PUNCT
ajfa-3417	94	1	to	to	PART
ajfa-3417	94	2	improve	improve	VERB
ajfa-3417	94	3	its	its	PRON
ajfa-3417	94	4	resistance	resistance	NOUN
ajfa-3417	94	5	,	,	PUNCT
ajfa-3417	94	6	the	the	DET
ajfa-3417	94	7	authorities	authority	NOUN
ajfa-3417	94	8	fixed	fix	VERB
ajfa-3417	94	9	an	an	DET
ajfa-3417	94	10	objective	objective	NOUN
ajfa-3417	94	11	of	of	ADP
ajfa-3417	94	12	70	70	NUM
ajfa-3417	94	13	%	%	NOUN
ajfa-3417	94	14	funding	funding	NOUN
ajfa-3417	94	15	for	for	ADP
ajfa-3417	94	16	2012	2012	NUM
ajfa-3417	94	17	.	.	PUNCT
ajfa-3417	95	1	indeed	indeed	ADV
ajfa-3417	95	2	,	,	PUNCT
ajfa-3417	95	3	the	the	DET
ajfa-3417	95	4	rate	rate	NOUN
ajfa-3417	95	5	of	of	ADP
ajfa-3417	95	6	funding	funding	NOUN
ajfa-3417	95	7	of	of	ADP
ajfa-3417	95	8	the	the	DET
ajfa-3417	95	9	bad	bad	ADJ
ajfa-3417	95	10	debts	debt	NOUN
ajfa-3417	95	11	is	be	AUX
ajfa-3417	95	12	one	one	NUM
ajfa-3417	95	13	of	of	ADP
ajfa-3417	95	14	the	the	DET
ajfa-3417	95	15	most	most	ADV
ajfa-3417	95	16	important	important	ADJ
ajfa-3417	95	17	prudent	prudent	ADJ
ajfa-3417	95	18	standards	standard	NOUN
ajfa-3417	95	19	considered	consider	VERB
ajfa-3417	95	20	,	,	PUNCT
ajfa-3417	95	21	but	but	CCONJ
ajfa-3417	95	22	this	this	DET
ajfa-3417	95	23	objective	objective	NOUN
ajfa-3417	95	24	is	be	AUX
ajfa-3417	95	25	far	far	ADV
ajfa-3417	95	26	from	from	ADP
ajfa-3417	95	27	being	be	AUX
ajfa-3417	95	28	achieved	achieve	VERB
ajfa-3417	95	29	by	by	ADP
ajfa-3417	95	30	most	most	ADJ
ajfa-3417	95	31	of	of	ADP
ajfa-3417	95	32	the	the	DET
ajfa-3417	95	33	tunisian	tunisian	ADJ
ajfa-3417	95	34	banks	bank	NOUN
ajfa-3417	95	35	,	,	PUNCT
ajfa-3417	95	36	especially	especially	ADV
ajfa-3417	95	37	those	those	DET
ajfa-3417	95	38	quoted	quote	VERB
ajfa-3417	95	39	banks	bank	NOUN
ajfa-3417	95	40	.	.	PUNCT
ajfa-3417	96	1	source	source	NOUN
ajfa-3417	96	2	:	:	PUNCT
ajfa-3417	96	3	maxula	maxula	PROPN
ajfa-3417	96	4	bourse	bourse	NOUN
ajfa-3417	96	5	(	(	PUNCT
ajfa-3417	96	6	2010	2010	NUM
ajfa-3417	96	7	)	)	PUNCT
ajfa-3417	96	8	figure	figure	NOUN
ajfa-3417	96	9	1	1	NUM
ajfa-3417	96	10	.	.	PUNCT
ajfa-3417	96	11	quality	quality	NOUN
ajfa-3417	96	12	of	of	ADP
ajfa-3417	96	13	the	the	DET
ajfa-3417	96	14	tunisian	tunisian	ADJ
ajfa-3417	96	15	banks	bank	NOUN
ajfa-3417	96	16	’	'	PUNCT
ajfa-3417	96	17	assets	asset	NOUN
ajfa-3417	96	18	(	(	PUNCT
ajfa-3417	96	19	in	in	ADP
ajfa-3417	96	20	%	%	NOUN
ajfa-3417	96	21	)	)	PUNCT
ajfa-3417	96	22	these	these	DET
ajfa-3417	96	23	measures	measure	NOUN
ajfa-3417	96	24	have	have	AUX
ajfa-3417	96	25	allowed	allow	VERB
ajfa-3417	96	26	the	the	DET
ajfa-3417	96	27	banks	bank	NOUN
ajfa-3417	96	28	to	to	PART
ajfa-3417	96	29	strengthen	strengthen	VERB
ajfa-3417	96	30	their	their	PRON
ajfa-3417	96	31	efforts	effort	NOUN
ajfa-3417	96	32	regarding	regard	VERB
ajfa-3417	96	33	funding	funding	NOUN
ajfa-3417	96	34	and	and	CCONJ
ajfa-3417	96	35	so	so	ADV
ajfa-3417	96	36	to	to	PART
ajfa-3417	96	37	improve	improve	VERB
ajfa-3417	96	38	the	the	DET
ajfa-3417	96	39	bad	bad	ADJ
ajfa-3417	96	40	debts	debt	NOUN
ajfa-3417	96	41	cover	cover	VERB
ajfa-3417	96	42	rate	rate	NOUN
ajfa-3417	96	43	.	.	PUNCT
ajfa-3417	97	1	in	in	ADP
ajfa-3417	97	2	spite	spite	NOUN
ajfa-3417	97	3	of	of	ADP
ajfa-3417	97	4	this	this	DET
ajfa-3417	97	5	improvement	improvement	NOUN
ajfa-3417	97	6	,	,	PUNCT
ajfa-3417	97	7	the	the	DET
ajfa-3417	97	8	rate	rate	NOUN
ajfa-3417	97	9	of	of	ADP
ajfa-3417	97	10	funding	funding	NOUN
ajfa-3417	97	11	remains	remain	VERB
ajfa-3417	97	12	20.8	20.8	NUM
ajfa-3417	97	13	24.2	24.2	NUM
ajfa-3417	97	14	23.6	23.6	NUM
ajfa-3417	97	15	20.9	20.9	NUM
ajfa-3417	97	16	19.3	19.3	NUM
ajfa-3417	97	17	17.6	17.6	NUM
ajfa-3417	97	18	15.5	15.5	NUM
ajfa-3417	97	19	13.243.7	13.243.7	NUM
ajfa-3417	97	20	44.1	44.1	NUM
ajfa-3417	97	21	45.1	45.1	NUM
ajfa-3417	97	22	46.8	46.8	NUM
ajfa-3417	97	23	49.0	49.0	NUM
ajfa-3417	97	24	53.2	53.2	NUM
ajfa-3417	97	25	56.8	56.8	NUM
ajfa-3417	97	26	58.3	58.3	NUM
ajfa-3417	97	27	40	40	NUM
ajfa-3417	97	28	45	45	NUM
ajfa-3417	97	29	50	50	NUM
ajfa-3417	97	30	55	55	NUM
ajfa-3417	97	31	60	60	NUM
ajfa-3417	97	32	12	12	NUM
ajfa-3417	97	33	17	17	NUM
ajfa-3417	97	34	22	22	NUM
ajfa-3417	97	35	27	27	NUM
ajfa-3417	97	36	2002	2002	NUM
ajfa-3417	97	37	2003	2003	NUM
ajfa-3417	97	38	2004	2004	NUM
ajfa-3417	97	39	2005	2005	NUM
ajfa-3417	97	40	2006	2006	NUM
ajfa-3417	97	41	2007	2007	NUM
ajfa-3417	97	42	2008	2008	NUM
ajfa-3417	97	43	2009	2009	NUM
ajfa-3417	97	44	bad	bad	ADJ
ajfa-3417	97	45	debts	debt	NOUN
ajfa-3417	97	46	rate	rate	NOUN
ajfa-3417	97	47	cover	cover	NOUN
ajfa-3417	97	48	rate	rate	NOUN
ajfa-3417	97	49	asian	asian	ADJ
ajfa-3417	97	50	journal	journal	NOUN
ajfa-3417	97	51	of	of	ADP
ajfa-3417	97	52	finance	finance	PROPN
ajfa-3417	97	53	&	&	CCONJ
ajfa-3417	97	54	accounting	accounting	PROPN
ajfa-3417	97	55	issn	issn	PROPN
ajfa-3417	97	56	1946	1946	NUM
ajfa-3417	97	57	-	-	PUNCT
ajfa-3417	97	58	052x	052x	NOUN
ajfa-3417	97	59	2013	2013	NUM
ajfa-3417	97	60	,	,	PUNCT
ajfa-3417	97	61	vol	vol	NOUN
ajfa-3417	97	62	.	.	PROPN
ajfa-3417	97	63	5	5	NUM
ajfa-3417	97	64	,	,	PUNCT
ajfa-3417	97	65	no	no	INTJ
ajfa-3417	97	66	.	.	NOUN
ajfa-3417	97	67	1	1	NUM
ajfa-3417	97	68	www.macrothink.org/ajfa	www.macrothink.org/ajfa	NOUN
ajfa-3417	97	69	215	215	NUM
ajfa-3417	97	70	below	below	ADP
ajfa-3417	97	71	the	the	DET
ajfa-3417	97	72	level	level	NOUN
ajfa-3417	97	73	of	of	ADP
ajfa-3417	97	74	the	the	DET
ajfa-3417	97	75	70	70	NUM
ajfa-3417	97	76	%	%	NOUN
ajfa-3417	97	77	fixed	fix	VERB
ajfa-3417	97	78	by	by	ADP
ajfa-3417	97	79	the	the	DET
ajfa-3417	97	80	central	central	ADJ
ajfa-3417	97	81	bank	bank	PROPN
ajfa-3417	97	82	of	of	ADP
ajfa-3417	97	83	tunisia	tunisia	PROPN
ajfa-3417	97	84	.	.	PUNCT
ajfa-3417	98	1	according	accord	VERB
ajfa-3417	98	2	to	to	ADP
ajfa-3417	98	3	the	the	DET
ajfa-3417	98	4	imf	imf	PROPN
ajfa-3417	98	5	,	,	PUNCT
ajfa-3417	98	6	reaching	reach	VERB
ajfa-3417	98	7	this	this	DET
ajfa-3417	98	8	objective	objective	NOUN
ajfa-3417	98	9	and	and	CCONJ
ajfa-3417	98	10	even	even	ADV
ajfa-3417	98	11	going	go	VERB
ajfa-3417	98	12	further	far	ADV
ajfa-3417	98	13	,	,	PUNCT
ajfa-3417	98	14	would	would	AUX
ajfa-3417	98	15	strengthen	strengthen	VERB
ajfa-3417	98	16	the	the	DET
ajfa-3417	98	17	banking	banking	NOUN
ajfa-3417	98	18	system	system	NOUN
ajfa-3417	98	19	capacity	capacity	NOUN
ajfa-3417	98	20	of	of	ADP
ajfa-3417	98	21	absorbing	absorb	VERB
ajfa-3417	98	22	potential	potential	ADJ
ajfa-3417	98	23	shocks	shock	NOUN
ajfa-3417	98	24	which	which	PRON
ajfa-3417	98	25	may	may	AUX
ajfa-3417	98	26	affect	affect	VERB
ajfa-3417	98	27	the	the	DET
ajfa-3417	98	28	economy	economy	NOUN
ajfa-3417	98	29	,	,	PUNCT
ajfa-3417	98	30	considering	consider	VERB
ajfa-3417	98	31	the	the	DET
ajfa-3417	98	32	progressive	progressive	ADJ
ajfa-3417	98	33	opening	opening	NOUN
ajfa-3417	98	34	of	of	ADP
ajfa-3417	98	35	the	the	DET
ajfa-3417	98	36	capital	capital	NOUN
ajfa-3417	98	37	account	account	NOUN
ajfa-3417	98	38	.	.	PUNCT
ajfa-3417	99	1	besides	besides	SCONJ
ajfa-3417	99	2	,	,	PUNCT
ajfa-3417	99	3	banks	bank	NOUN
ajfa-3417	99	4	have	have	AUX
ajfa-3417	99	5	continued	continue	VERB
ajfa-3417	99	6	their	their	PRON
ajfa-3417	99	7	efforts	effort	NOUN
ajfa-3417	99	8	regarding	regard	VERB
ajfa-3417	99	9	the	the	DET
ajfa-3417	99	10	strengthening	strengthening	NOUN
ajfa-3417	99	11	of	of	ADP
ajfa-3417	99	12	their	their	PRON
ajfa-3417	99	13	capitals	capital	NOUN
ajfa-3417	99	14	through	through	ADP
ajfa-3417	99	15	capital	capital	NOUN
ajfa-3417	99	16	increase	increase	NOUN
ajfa-3417	99	17	operations	operation	NOUN
ajfa-3417	99	18	,	,	PUNCT
ajfa-3417	99	19	which	which	PRON
ajfa-3417	99	20	has	have	AUX
ajfa-3417	99	21	contributed	contribute	VERB
ajfa-3417	99	22	to	to	ADP
ajfa-3417	99	23	an	an	PRON
ajfa-3417	99	24	of	of	ADP
ajfa-3417	99	25	the	the	DET
ajfa-3417	99	26	11.2	11.2	NUM
ajfa-3417	99	27	%	%	NOUN
ajfa-3417	99	28	progress	progress	NOUN
ajfa-3417	99	29	of	of	ADP
ajfa-3417	99	30	stockholders	stockholder	NOUN
ajfa-3417	99	31	'	'	PART
ajfa-3417	99	32	equity	equity	NOUN
ajfa-3417	99	33	in	in	ADP
ajfa-3417	99	34	2009	2009	NUM
ajfa-3417	99	35	.	.	PUNCT
ajfa-3417	100	1	as	as	ADP
ajfa-3417	100	2	a	a	DET
ajfa-3417	100	3	result	result	NOUN
ajfa-3417	100	4	of	of	ADP
ajfa-3417	100	5	this	this	DET
ajfa-3417	100	6	progress	progress	NOUN
ajfa-3417	100	7	,	,	PUNCT
ajfa-3417	100	8	the	the	DET
ajfa-3417	100	9	average	average	ADJ
ajfa-3417	100	10	ratio	ratio	NOUN
ajfa-3417	100	11	of	of	ADP
ajfa-3417	100	12	bad	bad	ADJ
ajfa-3417	100	13	debts	debt	NOUN
ajfa-3417	100	14	cover	cover	VERB
ajfa-3417	100	15	increased	increase	VERB
ajfa-3417	100	16	from	from	ADP
ajfa-3417	100	17	56.8	56.8	NUM
ajfa-3417	100	18	%	%	NOUN
ajfa-3417	100	19	in	in	ADP
ajfa-3417	100	20	2008	2008	NUM
ajfa-3417	100	21	to	to	ADP
ajfa-3417	100	22	58.3	58.3	NUM
ajfa-3417	100	23	%	%	NOUN
ajfa-3417	100	24	in	in	ADP
ajfa-3417	100	25	2009	2009	NUM
ajfa-3417	100	26	.	.	PUNCT
ajfa-3417	101	1	finally	finally	ADV
ajfa-3417	101	2	,	,	PUNCT
ajfa-3417	101	3	we	we	PRON
ajfa-3417	101	4	have	have	AUX
ajfa-3417	101	5	witnessed	witness	VERB
ajfa-3417	101	6	a	a	DET
ajfa-3417	101	7	considerable	considerable	ADJ
ajfa-3417	101	8	improvement	improvement	NOUN
ajfa-3417	101	9	on	on	ADP
ajfa-3417	101	10	fundamental	fundamental	ADJ
ajfa-3417	101	11	of	of	ADP
ajfa-3417	101	12	good	good	ADJ
ajfa-3417	101	13	governance	governance	NOUN
ajfa-3417	101	14	among	among	ADP
ajfa-3417	101	15	tunisian	tunisian	ADJ
ajfa-3417	101	16	banks	bank	NOUN
ajfa-3417	101	17	.	.	PUNCT
ajfa-3417	102	1	indeed	indeed	ADV
ajfa-3417	102	2	,	,	PUNCT
ajfa-3417	102	3	the	the	DET
ajfa-3417	102	4	banking	banking	NOUN
ajfa-3417	102	5	net	net	ADJ
ajfa-3417	102	6	product	product	NOUN
ajfa-3417	102	7	increased	increase	VERB
ajfa-3417	102	8	by	by	ADP
ajfa-3417	102	9	13.3	13.3	NUM
ajfa-3417	102	10	%	%	NOUN
ajfa-3417	102	11	in	in	ADP
ajfa-3417	102	12	2008	2008	NUM
ajfa-3417	102	13	and	and	CCONJ
ajfa-3417	102	14	by	by	ADP
ajfa-3417	102	15	7.2	7.2	NUM
ajfa-3417	102	16	%	%	NOUN
ajfa-3417	102	17	in	in	ADP
ajfa-3417	102	18	2009	2009	NUM
ajfa-3417	102	19	.	.	PUNCT
ajfa-3417	103	1	besides	besides	SCONJ
ajfa-3417	103	2	,	,	PUNCT
ajfa-3417	103	3	the	the	DET
ajfa-3417	103	4	net	net	ADJ
ajfa-3417	103	5	income	income	NOUN
ajfa-3417	103	6	reached	reach	VERB
ajfa-3417	103	7	461.6	461.6	NUM
ajfa-3417	103	8	million	million	NUM
ajfa-3417	103	9	dinars	dinar	NOUN
ajfa-3417	103	10	in	in	ADP
ajfa-3417	103	11	2009	2009	NUM
ajfa-3417	103	12	,	,	PUNCT
ajfa-3417	103	13	a	a	DET
ajfa-3417	103	14	17	17	NUM
ajfa-3417	103	15	%	%	NOUN
ajfa-3417	103	16	increase	increase	NOUN
ajfa-3417	103	17	in	in	ADP
ajfa-3417	103	18	comparison	comparison	NOUN
ajfa-3417	103	19	to	to	ADP
ajfa-3417	103	20	that	that	PRON
ajfa-3417	103	21	of	of	ADP
ajfa-3417	103	22	2008	2008	NUM
ajfa-3417	103	23	.	.	PUNCT
ajfa-3417	104	1	this	this	DET
ajfa-3417	104	2	increase	increase	NOUN
ajfa-3417	104	3	had	have	VERB
ajfa-3417	104	4	a	a	DET
ajfa-3417	104	5	positive	positive	ADJ
ajfa-3417	104	6	impact	impact	NOUN
ajfa-3417	104	7	of	of	ADP
ajfa-3417	104	8	the	the	DET
ajfa-3417	104	9	profitability	profitability	NOUN
ajfa-3417	104	10	of	of	ADP
ajfa-3417	104	11	stockholders	stockholder	NOUN
ajfa-3417	104	12	'	'	PART
ajfa-3417	104	13	equity	equity	NOUN
ajfa-3417	104	14	because	because	SCONJ
ajfa-3417	104	15	the	the	DET
ajfa-3417	104	16	roe	roe	NOUN
ajfa-3417	104	17	reached	reach	VERB
ajfa-3417	104	18	11.7	11.7	NUM
ajfa-3417	104	19	%	%	NOUN
ajfa-3417	104	20	in	in	ADP
ajfa-3417	104	21	2009	2009	NUM
ajfa-3417	104	22	against	against	ADP
ajfa-3417	104	23	11.2	11.2	NUM
ajfa-3417	104	24	%	%	NOUN
ajfa-3417	104	25	in	in	ADP
ajfa-3417	104	26	2008	2008	NUM
ajfa-3417	104	27	and	and	CCONJ
ajfa-3417	104	28	the	the	DET
ajfa-3417	104	29	return	return	NOUN
ajfa-3417	104	30	on	on	ADP
ajfa-3417	104	31	assets	asset	NOUN
ajfa-3417	104	32	(	(	PUNCT
ajfa-3417	104	33	roa	roa	NOUN
ajfa-3417	104	34	)	)	PUNCT
ajfa-3417	104	35	remained	remain	VERB
ajfa-3417	104	36	at	at	ADP
ajfa-3417	104	37	the	the	DET
ajfa-3417	104	38	same	same	ADJ
ajfa-3417	104	39	level	level	NOUN
ajfa-3417	104	40	as	as	ADP
ajfa-3417	104	41	that	that	PRON
ajfa-3417	104	42	of	of	ADP
ajfa-3417	104	43	the	the	DET
ajfa-3417	104	44	2008_1	2008_1	NUM
ajfa-3417	104	45	%	%	NOUN
ajfa-3417	104	46	.	.	PUNCT
ajfa-3417	105	1	3	3	X
ajfa-3417	105	2	.	.	X
ajfa-3417	105	3	a	a	DET
ajfa-3417	105	4	model	model	NOUN
ajfa-3417	105	5	of	of	ADP
ajfa-3417	105	6	the	the	DET
ajfa-3417	105	7	prediction	prediction	NOUN
ajfa-3417	105	8	of	of	ADP
ajfa-3417	105	9	the	the	DET
ajfa-3417	105	10	banking	banking	NOUN
ajfa-3417	105	11	difficulties	difficulty	NOUN
ajfa-3417	105	12	in	in	ADP
ajfa-3417	105	13	tunisia	tunisia	NOUN
ajfa-3417	105	14	performance	performance	NOUN
ajfa-3417	105	15	is	be	AUX
ajfa-3417	105	16	a	a	DET
ajfa-3417	105	17	complex	complex	ADJ
ajfa-3417	105	18	and	and	CCONJ
ajfa-3417	105	19	multidimensional	multidimensional	ADJ
ajfa-3417	105	20	notion	notion	NOUN
ajfa-3417	105	21	.	.	PUNCT
ajfa-3417	106	1	it	it	PRON
ajfa-3417	106	2	must	must	AUX
ajfa-3417	106	3	be	be	AUX
ajfa-3417	106	4	tackled	tackle	VERB
ajfa-3417	106	5	with	with	ADP
ajfa-3417	106	6	a	a	DET
ajfa-3417	106	7	thorough	thorough	ADJ
ajfa-3417	106	8	logic	logic	NOUN
ajfa-3417	106	9	which	which	PRON
ajfa-3417	106	10	exceeds	exceed	VERB
ajfa-3417	106	11	the	the	DET
ajfa-3417	106	12	simple	simple	ADJ
ajfa-3417	106	13	appreciation	appreciation	NOUN
ajfa-3417	106	14	of	of	ADP
ajfa-3417	106	15	profitability	profitability	NOUN
ajfa-3417	106	16	.	.	PUNCT
ajfa-3417	107	1	it	it	PRON
ajfa-3417	107	2	is	be	AUX
ajfa-3417	107	3	a	a	DET
ajfa-3417	107	4	question	question	NOUN
ajfa-3417	107	5	of	of	ADP
ajfa-3417	107	6	passing	pass	VERB
ajfa-3417	107	7	an	an	DET
ajfa-3417	107	8	objective	objective	ADJ
ajfa-3417	107	9	judgment	judgment	NOUN
ajfa-3417	107	10	on	on	ADP
ajfa-3417	107	11	the	the	DET
ajfa-3417	107	12	result	result	NOUN
ajfa-3417	107	13	,	,	PUNCT
ajfa-3417	107	14	the	the	DET
ajfa-3417	107	15	functioning	functioning	NOUN
ajfa-3417	107	16	and	and	CCONJ
ajfa-3417	107	17	the	the	DET
ajfa-3417	107	18	evolution	evolution	NOUN
ajfa-3417	107	19	of	of	ADP
ajfa-3417	107	20	the	the	DET
ajfa-3417	107	21	company	company	NOUN
ajfa-3417	107	22	as	as	ADP
ajfa-3417	107	23	a	a	DET
ajfa-3417	107	24	whole	whole	NOUN
ajfa-3417	107	25	through	through	ADP
ajfa-3417	107	26	a	a	DET
ajfa-3417	107	27	system	system	NOUN
ajfa-3417	107	28	of	of	ADP
ajfa-3417	107	29	indicators	indicator	NOUN
ajfa-3417	107	30	that	that	PRON
ajfa-3417	107	31	can	can	AUX
ajfa-3417	107	32	be	be	AUX
ajfa-3417	107	33	measured	measure	VERB
ajfa-3417	107	34	quantitatively	quantitatively	ADV
ajfa-3417	107	35	or	or	CCONJ
ajfa-3417	107	36	qualitatively	qualitatively	ADV
ajfa-3417	107	37	.	.	PUNCT
ajfa-3417	108	1	3.1	3.1	NUM
ajfa-3417	108	2	methodology	methodology	NOUN
ajfa-3417	108	3	3.1.1	3.1.1	NUM
ajfa-3417	108	4	description	description	NOUN
ajfa-3417	108	5	of	of	ADP
ajfa-3417	108	6	the	the	DET
ajfa-3417	108	7	sample	sample	NOUN
ajfa-3417	108	8	and	and	CCONJ
ajfa-3417	108	9	the	the	DET
ajfa-3417	108	10	used	use	VERB
ajfa-3417	108	11	data	datum	NOUN
ajfa-3417	108	12	our	our	PRON
ajfa-3417	108	13	sample	sample	NOUN
ajfa-3417	108	14	consists	consist	VERB
ajfa-3417	108	15	of	of	ADP
ajfa-3417	108	16	18	18	NUM
ajfa-3417	108	17	tunisian	tunisian	ADJ
ajfa-3417	108	18	banks	bank	NOUN
ajfa-3417	108	19	(	(	PUNCT
ajfa-3417	108	20	see	see	VERB
ajfa-3417	108	21	appendix	appendix	NOUN
ajfa-3417	108	22	)	)	PUNCT
ajfa-3417	108	23	.	.	PUNCT
ajfa-3417	109	1	the	the	DET
ajfa-3417	109	2	data	datum	NOUN
ajfa-3417	109	3	are	be	AUX
ajfa-3417	109	4	taken	take	VERB
ajfa-3417	109	5	from	from	ADP
ajfa-3417	109	6	the	the	DET
ajfa-3417	109	7	publications	publication	NOUN
ajfa-3417	109	8	of	of	ADP
ajfa-3417	109	9	the	the	DET
ajfa-3417	109	10	council	council	NOUN
ajfa-3417	109	11	of	of	ADP
ajfa-3417	109	12	the	the	DET
ajfa-3417	109	13	tunisian	tunisian	ADJ
ajfa-3417	109	14	financial	financial	ADJ
ajfa-3417	109	15	market	market	NOUN
ajfa-3417	109	16	and	and	CCONJ
ajfa-3417	109	17	of	of	ADP
ajfa-3417	109	18	the	the	DET
ajfa-3417	109	19	tpabfi	tpabfi	NOUN
ajfa-3417	109	20	(	(	PUNCT
ajfa-3417	109	21	tunisia	tunisia	PROPN
ajfa-3417	109	22	’s	’s	PART
ajfa-3417	109	23	professional	professional	PROPN
ajfa-3417	109	24	association	association	NOUN
ajfa-3417	109	25	of	of	ADP
ajfa-3417	109	26	banks	bank	NOUN
ajfa-3417	109	27	and	and	CCONJ
ajfa-3417	109	28	financial	financial	ADJ
ajfa-3417	109	29	institutions	institution	NOUN
ajfa-3417	109	30	)	)	PUNCT
ajfa-3417	109	31	.	.	PUNCT
ajfa-3417	110	1	the	the	DET
ajfa-3417	110	2	period	period	NOUN
ajfa-3417	110	3	of	of	ADP
ajfa-3417	110	4	study	study	NOUN
ajfa-3417	110	5	extends	extend	VERB
ajfa-3417	110	6	from	from	ADP
ajfa-3417	110	7	2002	2002	NUM
ajfa-3417	110	8	to	to	ADP
ajfa-3417	110	9	2009	2009	NUM
ajfa-3417	110	10	.	.	PUNCT
ajfa-3417	111	1	among	among	ADP
ajfa-3417	111	2	the	the	DET
ajfa-3417	111	3	18	18	NUM
ajfa-3417	111	4	banks	bank	NOUN
ajfa-3417	111	5	in	in	ADP
ajfa-3417	111	6	our	our	PRON
ajfa-3417	111	7	sample	sample	NOUN
ajfa-3417	111	8	,	,	PUNCT
ajfa-3417	111	9	11	11	NUM
ajfa-3417	111	10	banks	bank	NOUN
ajfa-3417	111	11	are	be	AUX
ajfa-3417	111	12	quoted	quote	VERB
ajfa-3417	111	13	on	on	ADP
ajfa-3417	111	14	the	the	DET
ajfa-3417	111	15	stock	stock	NOUN
ajfa-3417	111	16	exchange	exchange	NOUN
ajfa-3417	111	17	of	of	ADP
ajfa-3417	111	18	tunis	tunis	NOUN
ajfa-3417	111	19	.	.	PUNCT
ajfa-3417	112	1	moreover	moreover	ADV
ajfa-3417	112	2	,	,	PUNCT
ajfa-3417	112	3	on	on	ADP
ajfa-3417	112	4	these	these	DET
ajfa-3417	112	5	18	18	NUM
ajfa-3417	112	6	banks	bank	NOUN
ajfa-3417	112	7	,	,	PUNCT
ajfa-3417	112	8	3	3	NUM
ajfa-3417	112	9	are	be	AUX
ajfa-3417	112	10	public	public	ADJ
ajfa-3417	112	11	banks	bank	NOUN
ajfa-3417	112	12	and	and	CCONJ
ajfa-3417	112	13	15	15	NUM
ajfa-3417	112	14	are	be	AUX
ajfa-3417	112	15	private	private	ADJ
ajfa-3417	112	16	ones	one	NOUN
ajfa-3417	112	17	among	among	ADP
ajfa-3417	112	18	which	which	PRON
ajfa-3417	112	19	11	11	NUM
ajfa-3417	112	20	are	be	AUX
ajfa-3417	112	21	subsidiaries	subsidiary	NOUN
ajfa-3417	112	22	of	of	ADP
ajfa-3417	112	23	foreign	foreign	ADJ
ajfa-3417	112	24	banks	bank	NOUN
ajfa-3417	112	25	.	.	PUNCT
ajfa-3417	113	1	indeed	indeed	ADV
ajfa-3417	113	2	,	,	PUNCT
ajfa-3417	113	3	banks	bank	NOUN
ajfa-3417	113	4	having	have	VERB
ajfa-3417	113	5	a	a	DET
ajfa-3417	113	6	strong	strong	ADJ
ajfa-3417	113	7	participation	participation	NOUN
ajfa-3417	113	8	of	of	ADP
ajfa-3417	113	9	the	the	DET
ajfa-3417	113	10	state	state	NOUN
ajfa-3417	113	11	are	be	AUX
ajfa-3417	113	12	mainly	mainly	ADV
ajfa-3417	113	13	the	the	DET
ajfa-3417	113	14	bna	bna	PROPN
ajfa-3417	113	15	,	,	PUNCT
ajfa-3417	113	16	stb	stb	NOUN
ajfa-3417	113	17	and	and	CCONJ
ajfa-3417	113	18	bh	bh	PROPN
ajfa-3417	113	19	.	.	PUNCT
ajfa-3417	113	20	banks	bank	NOUN
ajfa-3417	113	21	like	like	ADP
ajfa-3417	113	22	the	the	DET
ajfa-3417	113	23	bt	bt	NOUN
ajfa-3417	113	24	and	and	CCONJ
ajfa-3417	113	25	amen	amen	INTJ
ajfa-3417	113	26	bank	bank	NOUN
ajfa-3417	113	27	have	have	VERB
ajfa-3417	113	28	private	private	ADJ
ajfa-3417	113	29	tunisian	tunisian	ADJ
ajfa-3417	113	30	capitals	capital	NOUN
ajfa-3417	113	31	and	and	CCONJ
ajfa-3417	113	32	banks	bank	NOUN
ajfa-3417	113	33	such	such	ADJ
ajfa-3417	113	34	as	as	ADP
ajfa-3417	113	35	the	the	DET
ajfa-3417	113	36	biat	biat	NOUN
ajfa-3417	113	37	,	,	PUNCT
ajfa-3417	113	38	uib	uib	ADJ
ajfa-3417	113	39	,	,	PUNCT
ajfa-3417	113	40	ubci	ubci	ADJ
ajfa-3417	113	41	,	,	PUNCT
ajfa-3417	113	42	attijari	attijari	ADJ
ajfa-3417	113	43	bank	bank	PROPN
ajfa-3417	113	44	and	and	CCONJ
ajfa-3417	113	45	atb	atb	NOUN
ajfa-3417	113	46	have	have	VERB
ajfa-3417	113	47	large	large	ADJ
ajfa-3417	113	48	foreign	foreign	ADJ
ajfa-3417	113	49	capitals	capital	NOUN
ajfa-3417	113	50	.	.	PUNCT
ajfa-3417	114	1	we	we	PRON
ajfa-3417	114	2	can	can	AUX
ajfa-3417	114	3	note	note	VERB
ajfa-3417	114	4	that	that	SCONJ
ajfa-3417	114	5	the	the	DET
ajfa-3417	114	6	total	total	ADJ
ajfa-3417	114	7	number	number	NOUN
ajfa-3417	114	8	of	of	ADP
ajfa-3417	114	9	commercial	commercial	ADJ
ajfa-3417	114	10	banks	bank	NOUN
ajfa-3417	114	11	in	in	ADP
ajfa-3417	114	12	tunisia	tunisia	PROPN
ajfa-3417	114	13	passed	pass	VERB
ajfa-3417	114	14	from	from	ADP
ajfa-3417	114	15	14	14	NUM
ajfa-3417	114	16	in	in	ADP
ajfa-3417	114	17	2002	2002	NUM
ajfa-3417	114	18	to	to	ADP
ajfa-3417	114	19	21	21	NUM
ajfa-3417	114	20	in	in	ADP
ajfa-3417	114	21	2009	2009	NUM
ajfa-3417	114	22	.	.	PUNCT
ajfa-3417	115	1	the	the	DET
ajfa-3417	115	2	first	first	ADJ
ajfa-3417	115	3	stage	stage	NOUN
ajfa-3417	115	4	of	of	ADP
ajfa-3417	115	5	our	our	PRON
ajfa-3417	115	6	empirical	empirical	ADJ
ajfa-3417	115	7	study	study	NOUN
ajfa-3417	115	8	consists	consist	VERB
ajfa-3417	115	9	in	in	ADP
ajfa-3417	115	10	identifying	identify	VERB
ajfa-3417	115	11	the	the	DET
ajfa-3417	115	12	banking	banking	NOUN
ajfa-3417	115	13	difficulty	difficulty	NOUN
ajfa-3417	115	14	.	.	PUNCT
ajfa-3417	116	1	to	to	PART
ajfa-3417	116	2	do	do	VERB
ajfa-3417	116	3	so	so	ADV
ajfa-3417	116	4	,	,	PUNCT
ajfa-3417	116	5	we	we	PRON
ajfa-3417	116	6	are	be	AUX
ajfa-3417	116	7	interested	interested	ADJ
ajfa-3417	116	8	in	in	ADP
ajfa-3417	116	9	the	the	DET
ajfa-3417	116	10	foreseeability	foreseeability	NOUN
ajfa-3417	116	11	of	of	ADP
ajfa-3417	116	12	the	the	DET
ajfa-3417	116	13	capitalization	capitalization	NOUN
ajfa-3417	116	14	ratio	ratio	NOUN
ajfa-3417	116	15	deteriorations	deterioration	NOUN
ajfa-3417	116	16	,	,	PUNCT
ajfa-3417	116	17	under	under	ADP
ajfa-3417	116	18	the	the	DET
ajfa-3417	116	19	critical	critical	ADJ
ajfa-3417	116	20	threshold	threshold	NOUN
ajfa-3417	116	21	of	of	ADP
ajfa-3417	116	22	8	8	NUM
ajfa-3417	116	23	%	%	NOUN
ajfa-3417	116	24	.	.	PUNCT
ajfa-3417	117	1	this	this	DET
ajfa-3417	117	2	threshold	threshold	NOUN
ajfa-3417	117	3	coincides	coincide	VERB
ajfa-3417	117	4	with	with	ADP
ajfa-3417	117	5	the	the	DET
ajfa-3417	117	6	regulatory	regulatory	ADJ
ajfa-3417	117	7	standards	standard	NOUN
ajfa-3417	117	8	enacted	enact	VERB
ajfa-3417	117	9	by	by	ADP
ajfa-3417	117	10	the	the	DET
ajfa-3417	117	11	1998	1998	NUM
ajfa-3417	117	12	basle	basle	PROPN
ajfa-3417	117	13	agreement	agreement	NOUN
ajfa-3417	117	14	.	.	PUNCT
ajfa-3417	118	1	for	for	ADP
ajfa-3417	118	2	the	the	DET
ajfa-3417	118	3	tunisian	tunisian	ADJ
ajfa-3417	118	4	case	case	NOUN
ajfa-3417	118	5	,	,	PUNCT
ajfa-3417	118	6	we	we	PRON
ajfa-3417	118	7	judge	judge	VERB
ajfa-3417	118	8	that	that	SCONJ
ajfa-3417	118	9	this	this	DET
ajfa-3417	118	10	threshold	threshold	NOUN
ajfa-3417	118	11	is	be	AUX
ajfa-3417	118	12	too	too	ADV
ajfa-3417	118	13	weak	weak	ADJ
ajfa-3417	118	14	and	and	CCONJ
ajfa-3417	118	15	this	this	PRON
ajfa-3417	118	16	makes	make	VERB
ajfa-3417	118	17	the	the	DET
ajfa-3417	118	18	banks	bank	NOUN
ajfa-3417	118	19	’	’	PART
ajfa-3417	118	20	managers	manager	NOUN
ajfa-3417	118	21	and	and	CCONJ
ajfa-3417	118	22	the	the	DET
ajfa-3417	118	23	supervisors	supervisor	NOUN
ajfa-3417	118	24	worry	worry	VERB
ajfa-3417	118	25	too	too	ADV
ajfa-3417	118	26	much	much	ADV
ajfa-3417	118	27	.	.	PUNCT
ajfa-3417	119	1	on	on	ADP
ajfa-3417	119	2	that	that	DET
ajfa-3417	119	3	account	account	NOUN
ajfa-3417	119	4	,	,	PUNCT
ajfa-3417	119	5	a	a	DET
ajfa-3417	119	6	bank	bank	NOUN
ajfa-3417	119	7	is	be	AUX
ajfa-3417	119	8	considered	consider	VERB
ajfa-3417	119	9	solvent	solvent	ADJ
ajfa-3417	119	10	for	for	ADP
ajfa-3417	119	11	a	a	DET
ajfa-3417	119	12	given	give	VERB
ajfa-3417	119	13	year	year	NOUN
ajfa-3417	119	14	if	if	SCONJ
ajfa-3417	119	15	its	its	PRON
ajfa-3417	119	16	ratio	ratio	NOUN
ajfa-3417	119	17	for	for	ADP
ajfa-3417	119	18	the	the	DET
ajfa-3417	119	19	same	same	ADJ
ajfa-3417	119	20	year	year	NOUN
ajfa-3417	119	21	is	be	AUX
ajfa-3417	119	22	asian	asian	ADJ
ajfa-3417	119	23	journal	journal	NOUN
ajfa-3417	119	24	of	of	ADP
ajfa-3417	119	25	finance	finance	PROPN
ajfa-3417	119	26	&	&	CCONJ
ajfa-3417	119	27	accounting	accounting	PROPN
ajfa-3417	119	28	issn	issn	PROPN
ajfa-3417	119	29	1946	1946	NUM
ajfa-3417	119	30	-	-	PUNCT
ajfa-3417	119	31	052x	052x	NOUN
ajfa-3417	119	32	2013	2013	NUM
ajfa-3417	119	33	,	,	PUNCT
ajfa-3417	119	34	vol	vol	NOUN
ajfa-3417	119	35	.	.	PROPN
ajfa-3417	119	36	5	5	NUM
ajfa-3417	119	37	,	,	PUNCT
ajfa-3417	119	38	no	no	INTJ
ajfa-3417	119	39	.	.	NOUN
ajfa-3417	119	40	1	1	NUM
ajfa-3417	119	41	www.macrothink.org/ajfa	www.macrothink.org/ajfa	NOUN
ajfa-3417	119	42	216	216	NUM
ajfa-3417	119	43	higher	high	ADJ
ajfa-3417	119	44	than	than	ADP
ajfa-3417	119	45	8	8	NUM
ajfa-3417	119	46	%	%	NOUN
ajfa-3417	119	47	.	.	PUNCT
ajfa-3417	120	1	however	however	ADV
ajfa-3417	120	2	,	,	PUNCT
ajfa-3417	120	3	if	if	SCONJ
ajfa-3417	120	4	this	this	DET
ajfa-3417	120	5	ratio	ratio	NOUN
ajfa-3417	120	6	is	be	AUX
ajfa-3417	120	7	lower	low	ADJ
ajfa-3417	120	8	than	than	ADP
ajfa-3417	120	9	or	or	CCONJ
ajfa-3417	120	10	equal	equal	ADJ
ajfa-3417	120	11	to	to	ADP
ajfa-3417	120	12	8	8	NUM
ajfa-3417	120	13	%	%	NOUN
ajfa-3417	120	14	,	,	PUNCT
ajfa-3417	120	15	this	this	DET
ajfa-3417	120	16	bank	bank	NOUN
ajfa-3417	120	17	is	be	AUX
ajfa-3417	120	18	considered	consider	VERB
ajfa-3417	120	19	as	as	ADP
ajfa-3417	120	20	insolvent	insolvent	ADJ
ajfa-3417	120	21	.	.	PUNCT
ajfa-3417	121	1	the	the	DET
ajfa-3417	121	2	desired	desire	VERB
ajfa-3417	121	3	exit	exit	NOUN
ajfa-3417	121	4	is	be	AUX
ajfa-3417	121	5	thus	thus	ADV
ajfa-3417	121	6	formed	form	VERB
ajfa-3417	121	7	by	by	ADP
ajfa-3417	121	8	binary	binary	ADJ
ajfa-3417	121	9	values	value	NOUN
ajfa-3417	121	10	:	:	PUNCT
ajfa-3417	121	11	"	"	PUNCT
ajfa-3417	121	12	1	1	NUM
ajfa-3417	121	13	"	"	PUNCT
ajfa-3417	121	14	for	for	ADP
ajfa-3417	121	15	the	the	DET
ajfa-3417	121	16	solvent	solvent	ADJ
ajfa-3417	121	17	banks	bank	NOUN
ajfa-3417	121	18	and	and	CCONJ
ajfa-3417	121	19	"	"	PUNCT
ajfa-3417	121	20	0	0	NUM
ajfa-3417	121	21	"	"	PUNCT
ajfa-3417	121	22	for	for	ADP
ajfa-3417	121	23	those	those	PRON
ajfa-3417	121	24	that	that	PRON
ajfa-3417	121	25	are	be	AUX
ajfa-3417	121	26	insolvent	insolvent	ADJ
ajfa-3417	121	27	.	.	PUNCT
ajfa-3417	122	1	this	this	DET
ajfa-3417	122	2	desired	desire	VERB
ajfa-3417	122	3	exit	exit	NOUN
ajfa-3417	122	4	is	be	AUX
ajfa-3417	122	5	going	go	VERB
ajfa-3417	122	6	to	to	PART
ajfa-3417	122	7	serve	serve	VERB
ajfa-3417	122	8	us	we	PRON
ajfa-3417	122	9	as	as	ADP
ajfa-3417	122	10	a	a	DET
ajfa-3417	122	11	comparison	comparison	NOUN
ajfa-3417	122	12	with	with	ADP
ajfa-3417	122	13	the	the	DET
ajfa-3417	122	14	calculated	calculate	VERB
ajfa-3417	122	15	exit	exit	NOUN
ajfa-3417	122	16	during	during	ADP
ajfa-3417	122	17	the	the	DET
ajfa-3417	122	18	phase	phase	NOUN
ajfa-3417	122	19	of	of	ADP
ajfa-3417	122	20	apprenticeship	apprenticeship	NOUN
ajfa-3417	122	21	and	and	CCONJ
ajfa-3417	122	22	this	this	PRON
ajfa-3417	122	23	is	be	AUX
ajfa-3417	122	24	for	for	ADP
ajfa-3417	122	25	the	the	DET
ajfa-3417	122	26	error	error	NOUN
ajfa-3417	122	27	determination	determination	NOUN
ajfa-3417	122	28	.	.	PUNCT
ajfa-3417	123	1	3.1.2	3.1.2	NUM
ajfa-3417	123	2	the	the	DET
ajfa-3417	123	3	selection	selection	NOUN
ajfa-3417	123	4	of	of	ADP
ajfa-3417	123	5	variables	variable	NOUN
ajfa-3417	123	6	the	the	DET
ajfa-3417	123	7	financial	financial	ADJ
ajfa-3417	123	8	ratios	ratio	NOUN
ajfa-3417	123	9	are	be	AUX
ajfa-3417	123	10	variables	variable	NOUN
ajfa-3417	123	11	mostly	mostly	ADV
ajfa-3417	123	12	used	use	VERB
ajfa-3417	123	13	in	in	ADP
ajfa-3417	123	14	the	the	DET
ajfa-3417	123	15	models	model	NOUN
ajfa-3417	123	16	of	of	ADP
ajfa-3417	123	17	risk	risk	NOUN
ajfa-3417	123	18	forecast	forecast	NOUN
ajfa-3417	123	19	.	.	PUNCT
ajfa-3417	124	1	a	a	DET
ajfa-3417	124	2	careful	careful	ADJ
ajfa-3417	124	3	analysis	analysis	NOUN
ajfa-3417	124	4	of	of	ADP
ajfa-3417	124	5	these	these	DET
ajfa-3417	124	6	ratios	ratio	NOUN
ajfa-3417	124	7	allows	allow	VERB
ajfa-3417	124	8	to	to	PART
ajfa-3417	124	9	estimate	estimate	VERB
ajfa-3417	124	10	the	the	DET
ajfa-3417	124	11	financial	financial	ADJ
ajfa-3417	124	12	health	health	NOUN
ajfa-3417	124	13	of	of	ADP
ajfa-3417	124	14	banks	bank	NOUN
ajfa-3417	124	15	and	and	CCONJ
ajfa-3417	124	16	to	to	PART
ajfa-3417	124	17	find	find	VERB
ajfa-3417	124	18	a	a	DET
ajfa-3417	124	19	way	way	NOUN
ajfa-3417	124	20	of	of	ADP
ajfa-3417	124	21	improving	improve	VERB
ajfa-3417	124	22	it	it	PRON
ajfa-3417	124	23	.	.	PUNCT
ajfa-3417	125	1	indeed	indeed	ADV
ajfa-3417	125	2	,	,	PUNCT
ajfa-3417	125	3	the	the	DET
ajfa-3417	125	4	ratios	ratio	NOUN
ajfa-3417	125	5	are	be	AUX
ajfa-3417	125	6	strongly	strongly	ADV
ajfa-3417	125	7	important	important	ADJ
ajfa-3417	125	8	tools	tool	NOUN
ajfa-3417	125	9	which	which	PRON
ajfa-3417	125	10	help	help	VERB
ajfa-3417	125	11	to	to	PART
ajfa-3417	125	12	apply	apply	VERB
ajfa-3417	125	13	methods	method	NOUN
ajfa-3417	125	14	which	which	PRON
ajfa-3417	125	15	improve	improve	VERB
ajfa-3417	125	16	profitability	profitability	NOUN
ajfa-3417	125	17	,	,	PUNCT
ajfa-3417	125	18	liquidity	liquidity	NOUN
ajfa-3417	125	19	,	,	PUNCT
ajfa-3417	125	20	financial	financial	ADJ
ajfa-3417	125	21	structure	structure	NOUN
ajfa-3417	125	22	,	,	PUNCT
ajfa-3417	125	23	debts	debt	NOUN
ajfa-3417	125	24	and	and	CCONJ
ajfa-3417	125	25	risk	risk	NOUN
ajfa-3417	125	26	cover	cover	NOUN
ajfa-3417	125	27	.	.	PUNCT
ajfa-3417	126	1	although	although	SCONJ
ajfa-3417	126	2	the	the	DET
ajfa-3417	126	3	ratios	ratio	NOUN
ajfa-3417	126	4	often	often	ADV
ajfa-3417	126	5	indicate	indicate	VERB
ajfa-3417	126	6	the	the	DET
ajfa-3417	126	7	past	past	ADJ
ajfa-3417	126	8	performance	performance	NOUN
ajfa-3417	126	9	,	,	PUNCT
ajfa-3417	126	10	they	they	PRON
ajfa-3417	126	11	can	can	AUX
ajfa-3417	126	12	predict	predict	VERB
ajfa-3417	126	13	and	and	CCONJ
ajfa-3417	126	14	supply	supply	VERB
ajfa-3417	126	15	indications	indication	NOUN
ajfa-3417	126	16	on	on	ADP
ajfa-3417	126	17	the	the	DET
ajfa-3417	126	18	potential	potential	ADJ
ajfa-3417	126	19	problems	problem	NOUN
ajfa-3417	126	20	(	(	PUNCT
ajfa-3417	126	21	gonzalez	gonzalez	PROPN
ajfa-3417	126	22	-	-	PUNCT
ajfa-3417	126	23	hermosillo	hermosillo	PROPN
ajfa-3417	126	24	,	,	PUNCT
ajfa-3417	126	25	1999	1999	NUM
ajfa-3417	126	26	)	)	PUNCT
ajfa-3417	126	27	.	.	PUNCT
ajfa-3417	127	1	the	the	DET
ajfa-3417	127	2	8	8	NUM
ajfa-3417	127	3	financial	financial	ADJ
ajfa-3417	127	4	ratios	ratio	NOUN
ajfa-3417	127	5	we	we	PRON
ajfa-3417	127	6	have	have	AUX
ajfa-3417	127	7	used	use	VERB
ajfa-3417	127	8	are	be	AUX
ajfa-3417	127	9	classified	classify	VERB
ajfa-3417	127	10	into	into	ADP
ajfa-3417	127	11	three	three	NUM
ajfa-3417	127	12	types	type	NOUN
ajfa-3417	127	13	of	of	ADP
ajfa-3417	127	14	ratios	ratio	NOUN
ajfa-3417	127	15	:	:	PUNCT
ajfa-3417	127	16	that	that	PRON
ajfa-3417	127	17	of	of	ADP
ajfa-3417	127	18	liquidity	liquidity	NOUN
ajfa-3417	127	19	,	,	PUNCT
ajfa-3417	127	20	solvency	solvency	NOUN
ajfa-3417	127	21	and	and	CCONJ
ajfa-3417	127	22	profitability	profitability	NOUN
ajfa-3417	127	23	.	.	PUNCT
ajfa-3417	128	1	these	these	DET
ajfa-3417	128	2	ratios	ratio	NOUN
ajfa-3417	128	3	have	have	AUX
ajfa-3417	128	4	been	be	AUX
ajfa-3417	128	5	chosen	choose	VERB
ajfa-3417	128	6	because	because	SCONJ
ajfa-3417	128	7	of	of	ADP
ajfa-3417	128	8	their	their	PRON
ajfa-3417	128	9	popularity	popularity	NOUN
ajfa-3417	128	10	in	in	ADP
ajfa-3417	128	11	the	the	DET
ajfa-3417	128	12	literature	literature	NOUN
ajfa-3417	128	13	and	and	CCONJ
ajfa-3417	128	14	in	in	ADP
ajfa-3417	128	15	the	the	DET
ajfa-3417	128	16	previous	previous	ADJ
ajfa-3417	128	17	researches	research	NOUN
ajfa-3417	128	18	on	on	ADP
ajfa-3417	128	19	the	the	DET
ajfa-3417	128	20	financial	financial	ADJ
ajfa-3417	128	21	analysis	analysis	NOUN
ajfa-3417	128	22	of	of	ADP
ajfa-3417	128	23	the	the	DET
ajfa-3417	128	24	situations	situation	NOUN
ajfa-3417	128	25	of	of	ADP
ajfa-3417	128	26	banks	bank	NOUN
ajfa-3417	128	27	.	.	PUNCT
ajfa-3417	129	1	they	they	PRON
ajfa-3417	129	2	are	be	AUX
ajfa-3417	129	3	going	go	VERB
ajfa-3417	129	4	to	to	PART
ajfa-3417	129	5	serve	serve	VERB
ajfa-3417	129	6	as	as	ADP
ajfa-3417	129	7	predictive	predictive	ADJ
ajfa-3417	129	8	variables	variable	NOUN
ajfa-3417	129	9	of	of	ADP
ajfa-3417	129	10	the	the	DET
ajfa-3417	129	11	banking	banking	NOUN
ajfa-3417	129	12	insolvency	insolvency	NOUN
ajfa-3417	129	13	in	in	ADP
ajfa-3417	129	14	our	our	PRON
ajfa-3417	129	15	model	model	NOUN
ajfa-3417	129	16	(	(	PUNCT
ajfa-3417	129	17	see	see	VERB
ajfa-3417	129	18	the	the	DET
ajfa-3417	129	19	tables	table	NOUN
ajfa-3417	129	20	below	below	ADP
ajfa-3417	129	21	)	)	PUNCT
ajfa-3417	129	22	.	.	PUNCT
ajfa-3417	130	1	table	table	NOUN
ajfa-3417	130	2	1	1	NUM
ajfa-3417	130	3	.	.	PUNCT
ajfa-3417	131	1	liquidity	liquidity	NOUN
ajfa-3417	131	2	ratios	ratio	NOUN
ajfa-3417	131	3	variables	variable	VERB
ajfa-3417	131	4	financial	financial	ADJ
ajfa-3417	131	5	ratio	ratio	NOUN
ajfa-3417	131	6	definition	definition	NOUN
ajfa-3417	131	7	authors	author	NOUN
ajfa-3417	131	8	r1	r1	VERB
ajfa-3417	131	9	cash	cash	NOUN
ajfa-3417	131	10	ratio	ratio	NOUN
ajfa-3417	131	11	current	current	ADJ
ajfa-3417	131	12	assets	asset	NOUN
ajfa-3417	131	13	total	total	ADJ
ajfa-3417	131	14	assets	asset	NOUN
ajfa-3417	131	15	godlewski	godlewski	ADJ
ajfa-3417	131	16	(	(	PUNCT
ajfa-3417	131	17	2003	2003	NUM
ajfa-3417	131	18	)	)	PUNCT
ajfa-3417	131	19	;	;	PUNCT
ajfa-3417	131	20	al	al	PROPN
ajfa-3417	131	21	-	-	PUNCT
ajfa-3417	131	22	shayea	shayea	PROPN
ajfa-3417	131	23	,	,	PUNCT
ajfa-3417	131	24	ghaleb	ghaleb	NOUN
ajfa-3417	131	25	,	,	PUNCT
ajfa-3417	131	26	el	el	PROPN
ajfa-3417	131	27	-	-	NOUN
ajfa-3417	131	28	refae	refae	PROPN
ajfa-3417	131	29	and	and	CCONJ
ajfa-3417	131	30	el	el	NOUN
ajfa-3417	131	31	-	-	PUNCT
ajfa-3417	131	32	itter	itter	NOUN
ajfa-3417	131	33	(	(	PUNCT
ajfa-3417	131	34	2010	2010	NUM
ajfa-3417	131	35	)	)	PUNCT
ajfa-3417	131	36	abdennour	abdennour	VERB
ajfa-3417	131	37	and	and	CCONJ
ajfa-3417	131	38	houhou	houhou	VERB
ajfa-3417	131	39	(	(	PUNCT
ajfa-3417	131	40	2008	2008	NUM
ajfa-3417	131	41	)	)	PUNCT
ajfa-3417	131	42	r2	r2	PROPN
ajfa-3417	131	43	current	current	ADJ
ajfa-3417	131	44	ratio	ratio	PROPN
ajfa-3417	131	45	current	current	ADJ
ajfa-3417	131	46	assetsshort	assetsshort	ADJ
ajfa-3417	131	47	−	−	PROPN
ajfa-3417	131	48	term	term	NOUN
ajfa-3417	131	49	deposits	deposit	VERB
ajfa-3417	131	50	al	al	PROPN
ajfa-3417	131	51	-	-	PUNCT
ajfa-3417	131	52	shayea	shayea	VERB
ajfa-3417	131	53	et	et	NOUN
ajfa-3417	131	54	al.(2010	al.(2010	NOUN
ajfa-3417	131	55	)	)	PUNCT
ajfa-3417	131	56	r3	r3	PROPN
ajfa-3417	131	57	loans	loan	NOUN
ajfa-3417	131	58	total	total	ADJ
ajfa-3417	131	59	assets	asset	NOUN
ajfa-3417	131	60	ratio	ratio	NOUN
ajfa-3417	131	61	total	total	ADJ
ajfa-3417	131	62	loanstotal	loanstotal	ADJ
ajfa-3417	131	63	assets	asset	NOUN
ajfa-3417	131	64	abdennour	abdennour	VERB
ajfa-3417	131	65	and	and	CCONJ
ajfa-3417	131	66	houhou	houhou	VERB
ajfa-3417	131	67	(	(	PUNCT
ajfa-3417	131	68	2008	2008	NUM
ajfa-3417	131	69	)	)	PUNCT
ajfa-3417	131	70	;	;	PUNCT
ajfa-3417	131	71	rouabeh	rouabeh	NOUN
ajfa-3417	131	72	(	(	PUNCT
ajfa-3417	131	73	2006	2006	NUM
ajfa-3417	131	74	)	)	PUNCT
ajfa-3417	132	1	r4	r4	VERB
ajfa-3417	132	2	intermediation	intermediation	NOUN
ajfa-3417	132	3	ratio	ratio	NOUN
ajfa-3417	132	4	total	total	NOUN
ajfa-3417	132	5	loanstotal	loanstotal	ADJ
ajfa-3417	132	6	deposits	deposit	NOUN
ajfa-3417	132	7	godlewski	godlewski	ADJ
ajfa-3417	132	8	(	(	PUNCT
ajfa-3417	132	9	2003	2003	NUM
ajfa-3417	132	10	)	)	PUNCT
ajfa-3417	132	11	we	we	PRON
ajfa-3417	132	12	consider	consider	VERB
ajfa-3417	132	13	that	that	SCONJ
ajfa-3417	132	14	the	the	DET
ajfa-3417	132	15	increase	increase	NOUN
ajfa-3417	132	16	of	of	ADP
ajfa-3417	132	17	the	the	DET
ajfa-3417	132	18	ratio	ratio	NOUN
ajfa-3417	132	19	(	(	PUNCT
ajfa-3417	132	20	r3	r3	PROPN
ajfa-3417	132	21	)	)	PUNCT
ajfa-3417	132	22	would	would	AUX
ajfa-3417	132	23	be	be	AUX
ajfa-3417	132	24	associated	associate	VERB
ajfa-3417	132	25	with	with	ADP
ajfa-3417	132	26	an	an	DET
ajfa-3417	132	27	excessive	excessive	ADJ
ajfa-3417	132	28	risk	risk	NOUN
ajfa-3417	132	29	taking	take	VERB
ajfa-3417	132	30	by	by	ADP
ajfa-3417	132	31	the	the	DET
ajfa-3417	132	32	banks	bank	NOUN
ajfa-3417	132	33	and	and	CCONJ
ajfa-3417	132	34	this	this	PRON
ajfa-3417	132	35	could	could	AUX
ajfa-3417	132	36	be	be	AUX
ajfa-3417	132	37	translated	translate	VERB
ajfa-3417	132	38	by	by	ADP
ajfa-3417	132	39	a	a	DET
ajfa-3417	132	40	severe	severe	ADJ
ajfa-3417	132	41	vulnerability	vulnerability	NOUN
ajfa-3417	132	42	of	of	ADP
ajfa-3417	132	43	the	the	DET
ajfa-3417	132	44	whole	whole	ADJ
ajfa-3417	132	45	system	system	NOUN
ajfa-3417	132	46	.	.	PUNCT
ajfa-3417	133	1	moreover	moreover	ADV
ajfa-3417	133	2	,	,	PUNCT
ajfa-3417	133	3	borio	borio	NOUN
ajfa-3417	133	4	and	and	CCONJ
ajfa-3417	133	5	lowe	lowe	PROPN
ajfa-3417	133	6	(	(	PUNCT
ajfa-3417	133	7	2002	2002	NUM
ajfa-3417	133	8	)	)	PUNCT
ajfa-3417	133	9	as	as	ADV
ajfa-3417	133	10	well	well	ADV
ajfa-3417	133	11	as	as	ADP
ajfa-3417	133	12	eichengreen	eichengreen	NOUN
ajfa-3417	133	13	and	and	CCONJ
ajfa-3417	133	14	arteta	arteta	PROPN
ajfa-3417	133	15	(	(	PUNCT
ajfa-3417	133	16	2000	2000	NUM
ajfa-3417	133	17	)	)	PUNCT
ajfa-3417	133	18	consider	consider	VERB
ajfa-3417	133	19	that	that	SCONJ
ajfa-3417	133	20	the	the	DET
ajfa-3417	133	21	fast	fast	ADJ
ajfa-3417	133	22	evolution	evolution	NOUN
ajfa-3417	133	23	of	of	ADP
ajfa-3417	133	24	bank	bank	NOUN
ajfa-3417	133	25	credits	credit	NOUN
ajfa-3417	133	26	constitutes	constitute	VERB
ajfa-3417	133	27	a	a	DET
ajfa-3417	133	28	good	good	ADJ
ajfa-3417	133	29	indicator	indicator	NOUN
ajfa-3417	133	30	of	of	ADP
ajfa-3417	133	31	crisis	crisis	NOUN
ajfa-3417	133	32	forecast	forecast	NOUN
ajfa-3417	133	33	.	.	PUNCT
ajfa-3417	134	1	the	the	DET
ajfa-3417	134	2	quality	quality	NOUN
ajfa-3417	134	3	of	of	ADP
ajfa-3417	134	4	the	the	DET
ajfa-3417	134	5	bank	bank	NOUN
ajfa-3417	134	6	management	management	NOUN
ajfa-3417	134	7	is	be	AUX
ajfa-3417	134	8	approximated	approximate	VERB
ajfa-3417	134	9	by	by	ADP
ajfa-3417	134	10	the	the	DET
ajfa-3417	134	11	variable	variable	NOUN
ajfa-3417	134	12	(	(	PUNCT
ajfa-3417	134	13	r4	r4	PROPN
ajfa-3417	134	14	)	)	PUNCT
ajfa-3417	134	15	.	.	PUNCT
ajfa-3417	135	1	this	this	DET
ajfa-3417	135	2	ratio	ratio	NOUN
ajfa-3417	135	3	asian	asian	PROPN
ajfa-3417	135	4	journal	journal	PROPN
ajfa-3417	135	5	of	of	ADP
ajfa-3417	135	6	finance	finance	PROPN
ajfa-3417	135	7	&	&	CCONJ
ajfa-3417	135	8	accounting	accounting	PROPN
ajfa-3417	135	9	issn	issn	PROPN
ajfa-3417	135	10	1946	1946	NUM
ajfa-3417	135	11	-	-	PUNCT
ajfa-3417	135	12	052x	052x	NOUN
ajfa-3417	135	13	2013	2013	NUM
ajfa-3417	135	14	,	,	PUNCT
ajfa-3417	135	15	vol	vol	NOUN
ajfa-3417	135	16	.	.	PROPN
ajfa-3417	135	17	5	5	NUM
ajfa-3417	135	18	,	,	PUNCT
ajfa-3417	135	19	no	no	INTJ
ajfa-3417	135	20	.	.	NOUN
ajfa-3417	135	21	1	1	NUM
ajfa-3417	135	22	www.macrothink.org/ajfa	www.macrothink.org/ajfa	NUM
ajfa-3417	135	23	217	217	NUM
ajfa-3417	135	24	measures	measure	VERB
ajfa-3417	135	25	the	the	DET
ajfa-3417	135	26	importance	importance	NOUN
ajfa-3417	135	27	of	of	ADP
ajfa-3417	135	28	the	the	DET
ajfa-3417	135	29	credits	credit	NOUN
ajfa-3417	135	30	granted	grant	VERB
ajfa-3417	135	31	by	by	ADP
ajfa-3417	135	32	the	the	DET
ajfa-3417	135	33	bank	bank	NOUN
ajfa-3417	135	34	with	with	ADP
ajfa-3417	135	35	regard	regard	NOUN
ajfa-3417	135	36	to	to	ADP
ajfa-3417	135	37	the	the	DET
ajfa-3417	135	38	main	main	ADJ
ajfa-3417	135	39	source	source	NOUN
ajfa-3417	135	40	of	of	ADP
ajfa-3417	135	41	funding	funding	NOUN
ajfa-3417	135	42	of	of	ADP
ajfa-3417	135	43	its	its	PRON
ajfa-3417	135	44	credits	credit	NOUN
ajfa-3417	135	45	.	.	PUNCT
ajfa-3417	136	1	it	it	PRON
ajfa-3417	136	2	is	be	AUX
ajfa-3417	136	3	a	a	DET
ajfa-3417	136	4	measure	measure	NOUN
ajfa-3417	136	5	of	of	ADP
ajfa-3417	136	6	the	the	DET
ajfa-3417	136	7	liquidity	liquidity	NOUN
ajfa-3417	136	8	of	of	ADP
ajfa-3417	136	9	the	the	DET
ajfa-3417	136	10	bank	bank	NOUN
ajfa-3417	136	11	,	,	PUNCT
ajfa-3417	136	12	because	because	SCONJ
ajfa-3417	136	13	it	it	PRON
ajfa-3417	136	14	connects	connect	VERB
ajfa-3417	136	15	the	the	DET
ajfa-3417	136	16	liquidity	liquidity	NOUN
ajfa-3417	136	17	management	management	NOUN
ajfa-3417	136	18	with	with	ADP
ajfa-3417	136	19	the	the	DET
ajfa-3417	136	20	banking	banking	NOUN
ajfa-3417	136	21	performance	performance	NOUN
ajfa-3417	136	22	.	.	PUNCT
ajfa-3417	137	1	this	this	DET
ajfa-3417	137	2	ratio	ratio	NOUN
ajfa-3417	137	3	compares	compare	VERB
ajfa-3417	137	4	the	the	DET
ajfa-3417	137	5	illiquid	illiquid	ADJ
ajfa-3417	137	6	assets	asset	NOUN
ajfa-3417	137	7	(	(	PUNCT
ajfa-3417	137	8	the	the	DET
ajfa-3417	137	9	credits	credit	NOUN
ajfa-3417	137	10	)	)	PUNCT
ajfa-3417	137	11	with	with	ADP
ajfa-3417	137	12	the	the	DET
ajfa-3417	137	13	main	main	ADJ
ajfa-3417	137	14	stable	stable	ADJ
ajfa-3417	137	15	source	source	NOUN
ajfa-3417	137	16	of	of	ADP
ajfa-3417	137	17	funding	funding	NOUN
ajfa-3417	137	18	(	(	PUNCT
ajfa-3417	137	19	the	the	DET
ajfa-3417	137	20	deposits	deposit	NOUN
ajfa-3417	137	21	)	)	PUNCT
ajfa-3417	137	22	.	.	PUNCT
ajfa-3417	138	1	so	so	ADV
ajfa-3417	138	2	,	,	PUNCT
ajfa-3417	138	3	the	the	PRON
ajfa-3417	138	4	lower	low	ADJ
ajfa-3417	138	5	this	this	DET
ajfa-3417	138	6	ratio	ratio	NOUN
ajfa-3417	138	7	is	be	AUX
ajfa-3417	138	8	,	,	PUNCT
ajfa-3417	138	9	the	the	PRON
ajfa-3417	138	10	more	more	ADV
ajfa-3417	138	11	the	the	DET
ajfa-3417	138	12	bank	bank	NOUN
ajfa-3417	138	13	is	be	AUX
ajfa-3417	138	14	considered	consider	VERB
ajfa-3417	138	15	liquid	liquid	ADJ
ajfa-3417	138	16	and	and	CCONJ
ajfa-3417	138	17	converse	converse	NOUN
ajfa-3417	138	18	is	be	AUX
ajfa-3417	138	19	true	true	ADJ
ajfa-3417	138	20	.	.	PUNCT
ajfa-3417	139	1	a	a	DET
ajfa-3417	139	2	low	low	ADJ
ajfa-3417	139	3	ratio	ratio	NOUN
ajfa-3417	139	4	of	of	ADP
ajfa-3417	139	5	intermediation	intermediation	NOUN
ajfa-3417	139	6	(	(	PUNCT
ajfa-3417	139	7	r4	r4	NOUN
ajfa-3417	139	8	)	)	PUNCT
ajfa-3417	139	9	could	could	AUX
ajfa-3417	139	10	consequently	consequently	ADV
ajfa-3417	139	11	be	be	AUX
ajfa-3417	139	12	interpreted	interpret	VERB
ajfa-3417	139	13	as	as	ADP
ajfa-3417	139	14	a	a	DET
ajfa-3417	139	15	sign	sign	NOUN
ajfa-3417	139	16	of	of	ADP
ajfa-3417	139	17	a	a	DET
ajfa-3417	139	18	good	good	ADJ
ajfa-3417	139	19	quality	quality	NOUN
ajfa-3417	139	20	of	of	ADP
ajfa-3417	139	21	management	management	NOUN
ajfa-3417	139	22	because	because	SCONJ
ajfa-3417	139	23	the	the	DET
ajfa-3417	139	24	loans	loan	NOUN
ajfa-3417	139	25	are	be	AUX
ajfa-3417	139	26	financed	finance	VERB
ajfa-3417	139	27	by	by	ADP
ajfa-3417	139	28	weakly	weakly	ADJ
ajfa-3417	139	29	paid	pay	VERB
ajfa-3417	139	30	funds	fund	NOUN
ajfa-3417	139	31	,	,	PUNCT
ajfa-3417	139	32	which	which	PRON
ajfa-3417	139	33	implies	imply	VERB
ajfa-3417	139	34	bigger	big	ADJ
ajfa-3417	139	35	margins	margin	NOUN
ajfa-3417	139	36	of	of	ADP
ajfa-3417	139	37	interest	interest	NOUN
ajfa-3417	139	38	.	.	PUNCT
ajfa-3417	140	1	however	however	ADV
ajfa-3417	140	2	,	,	PUNCT
ajfa-3417	140	3	when	when	SCONJ
ajfa-3417	140	4	the	the	DET
ajfa-3417	140	5	value	value	NOUN
ajfa-3417	140	6	of	of	ADP
ajfa-3417	140	7	this	this	DET
ajfa-3417	140	8	ratio	ratio	NOUN
ajfa-3417	140	9	increases	increase	NOUN
ajfa-3417	140	10	and	and	CCONJ
ajfa-3417	140	11	becomes	become	VERB
ajfa-3417	140	12	superior	superior	ADJ
ajfa-3417	140	13	to	to	ADP
ajfa-3417	140	14	1	1	NUM
ajfa-3417	140	15	,	,	PUNCT
ajfa-3417	140	16	the	the	DET
ajfa-3417	140	17	probability	probability	NOUN
ajfa-3417	140	18	of	of	ADP
ajfa-3417	140	19	a	a	DET
ajfa-3417	140	20	bank	bank	NOUN
ajfa-3417	140	21	to	to	PART
ajfa-3417	140	22	be	be	AUX
ajfa-3417	140	23	in	in	ADP
ajfa-3417	140	24	trouble	trouble	NOUN
ajfa-3417	140	25	becomes	become	VERB
ajfa-3417	140	26	important	important	ADJ
ajfa-3417	140	27	.	.	PUNCT
ajfa-3417	141	1	table	table	NOUN
ajfa-3417	141	2	2	2	NUM
ajfa-3417	141	3	.	.	PUNCT
ajfa-3417	142	1	solvency	solvency	NOUN
ajfa-3417	142	2	ratios	ratio	NOUN
ajfa-3417	142	3	variables	variable	VERB
ajfa-3417	142	4	financial	financial	ADJ
ajfa-3417	142	5	ratio	ratio	NOUN
ajfa-3417	142	6	definition	definition	NOUN
ajfa-3417	142	7	authors	author	NOUN
ajfa-3417	142	8	r5	r5	PROPN
ajfa-3417	142	9	capitalisation	capitalisation	PROPN
ajfa-3417	142	10	ratio	ratio	NOUN
ajfa-3417	142	11	shareholders′	shareholders′	VERB
ajfa-3417	143	1	equitytotal	equitytotal	ADJ
ajfa-3417	143	2	assets	asset	NOUN
ajfa-3417	143	3	abdennour	abdennour	VERB
ajfa-3417	143	4	and	and	CCONJ
ajfa-3417	143	5	houhou	houhou	VERB
ajfa-3417	143	6	(	(	PUNCT
ajfa-3417	143	7	2008	2008	NUM
ajfa-3417	143	8	)	)	PUNCT
ajfa-3417	143	9	;	;	PUNCT
ajfa-3417	144	1	bongini	bongini	NOUN
ajfa-3417	144	2	,	,	PUNCT
ajfa-3417	144	3	claessens	claessen	NOUN
ajfa-3417	144	4	and	and	CCONJ
ajfa-3417	144	5	ferri	ferri	PROPN
ajfa-3417	144	6	(	(	PUNCT
ajfa-3417	144	7	2000	2000	NUM
ajfa-3417	144	8	)	)	PUNCT
ajfa-3417	144	9	r6	r6	ADJ
ajfa-3417	144	10	long	long	ADJ
ajfa-3417	144	11	-	-	PUNCT
ajfa-3417	144	12	term	term	NOUN
ajfa-3417	144	13	solvency	solvency	NOUN
ajfa-3417	144	14	ratio	ratio	NOUN
ajfa-3417	144	15	shareholders′	shareholders′	PROPN
ajfa-3417	145	1	equitytotal	equitytotal	PROPN
ajfa-3417	145	2	loans	loan	NOUN
ajfa-3417	145	3	al	al	PROPN
ajfa-3417	145	4	-	-	PUNCT
ajfa-3417	145	5	shayea	shayea	VERB
ajfa-3417	145	6	et	et	NOUN
ajfa-3417	145	7	al.(2010	al.(2010	NOUN
ajfa-3417	145	8	)	)	PUNCT
ajfa-3417	145	9	the	the	DET
ajfa-3417	145	10	capitalization	capitalization	NOUN
ajfa-3417	145	11	ratio	ratio	NOUN
ajfa-3417	145	12	(	(	PUNCT
ajfa-3417	145	13	r5	r5	PROPN
ajfa-3417	145	14	)	)	PUNCT
ajfa-3417	145	15	,	,	PUNCT
ajfa-3417	145	16	called	call	VERB
ajfa-3417	145	17	also	also	ADV
ajfa-3417	145	18	the	the	DET
ajfa-3417	145	19	capital	capital	NOUN
ajfa-3417	145	20	adequacy	adequacy	NOUN
ajfa-3417	145	21	ratio	ratio	NOUN
ajfa-3417	145	22	,	,	PUNCT
ajfa-3417	145	23	measures	measure	VERB
ajfa-3417	145	24	the	the	DET
ajfa-3417	145	25	weight	weight	NOUN
ajfa-3417	145	26	of	of	ADP
ajfa-3417	145	27	the	the	DET
ajfa-3417	145	28	bank	bank	NOUN
ajfa-3417	145	29	’s	’s	PART
ajfa-3417	145	30	own	own	ADJ
ajfa-3417	145	31	capital	capital	NOUN
ajfa-3417	145	32	with	with	ADP
ajfa-3417	145	33	regard	regard	NOUN
ajfa-3417	145	34	to	to	ADP
ajfa-3417	145	35	the	the	DET
ajfa-3417	145	36	amount	amount	NOUN
ajfa-3417	145	37	of	of	ADP
ajfa-3417	145	38	its	its	PRON
ajfa-3417	145	39	total	total	ADJ
ajfa-3417	145	40	assets	asset	NOUN
ajfa-3417	145	41	.	.	PUNCT
ajfa-3417	146	1	athanasoglou	athanasoglou	PROPN
ajfa-3417	146	2	,	,	PUNCT
ajfa-3417	146	3	brissimis	brissimis	PROPN
ajfa-3417	146	4	,	,	PUNCT
ajfa-3417	146	5	and	and	CCONJ
ajfa-3417	146	6	delis	deli	NOUN
ajfa-3417	146	7	(	(	PUNCT
ajfa-3417	146	8	2005	2005	NUM
ajfa-3417	146	9	)	)	PUNCT
ajfa-3417	146	10	and	and	CCONJ
ajfa-3417	146	11	berger	berger	PROPN
ajfa-3417	146	12	(	(	PUNCT
ajfa-3417	146	13	1995	1995	NUM
ajfa-3417	146	14	)	)	PUNCT
ajfa-3417	146	15	assert	assert	VERB
ajfa-3417	146	16	that	that	SCONJ
ajfa-3417	146	17	in	in	ADP
ajfa-3417	146	18	the	the	DET
ajfa-3417	146	19	presence	presence	NOUN
ajfa-3417	146	20	of	of	ADP
ajfa-3417	146	21	asymmetry	asymmetry	NOUN
ajfa-3417	146	22	of	of	ADP
ajfa-3417	146	23	information	information	NOUN
ajfa-3417	146	24	,	,	PUNCT
ajfa-3417	146	25	the	the	DET
ajfa-3417	146	26	well	well	ADV
ajfa-3417	146	27	capitalized	capitalize	VERB
ajfa-3417	146	28	banks	bank	NOUN
ajfa-3417	146	29	can	can	AUX
ajfa-3417	146	30	reach	reach	VERB
ajfa-3417	146	31	funds	fund	NOUN
ajfa-3417	146	32	on	on	ADP
ajfa-3417	146	33	better	well	ADJ
ajfa-3417	146	34	conditions	condition	NOUN
ajfa-3417	146	35	because	because	SCONJ
ajfa-3417	146	36	they	they	PRON
ajfa-3417	146	37	are	be	AUX
ajfa-3417	146	38	considered	consider	VERB
ajfa-3417	146	39	as	as	ADP
ajfa-3417	146	40	less	less	ADV
ajfa-3417	146	41	risky	risky	ADJ
ajfa-3417	146	42	institutions	institution	NOUN
ajfa-3417	146	43	.	.	PUNCT
ajfa-3417	147	1	in	in	ADP
ajfa-3417	147	2	our	our	PRON
ajfa-3417	147	3	analysis	analysis	NOUN
ajfa-3417	147	4	,	,	PUNCT
ajfa-3417	147	5	this	this	DET
ajfa-3417	147	6	ratio	ratio	NOUN
ajfa-3417	147	7	constitutes	constitute	VERB
ajfa-3417	147	8	an	an	DET
ajfa-3417	147	9	approximation	approximation	NOUN
ajfa-3417	147	10	of	of	ADP
ajfa-3417	147	11	cooke	cooke	PROPN
ajfa-3417	147	12	ratio	ratio	PROPN
ajfa-3417	147	13	since	since	SCONJ
ajfa-3417	147	14	we	we	PRON
ajfa-3417	147	15	can	can	AUX
ajfa-3417	147	16	not	not	PART
ajfa-3417	147	17	calculate	calculate	VERB
ajfa-3417	147	18	this	this	DET
ajfa-3417	147	19	ratio	ratio	NOUN
ajfa-3417	147	20	ourselves	ourselves	PRON
ajfa-3417	147	21	.	.	PUNCT
ajfa-3417	148	1	indeed	indeed	ADV
ajfa-3417	148	2	,	,	PUNCT
ajfa-3417	148	3	we	we	PRON
ajfa-3417	148	4	have	have	AUX
ajfa-3417	148	5	failed	fail	VERB
ajfa-3417	148	6	to	to	PART
ajfa-3417	148	7	reach	reach	VERB
ajfa-3417	148	8	information	information	NOUN
ajfa-3417	148	9	relative	relative	ADJ
ajfa-3417	148	10	to	to	ADP
ajfa-3417	148	11	the	the	DET
ajfa-3417	148	12	incurred	incurred	ADJ
ajfa-3417	148	13	risks	risk	NOUN
ajfa-3417	148	14	of	of	ADP
ajfa-3417	148	15	banks	bank	NOUN
ajfa-3417	148	16	.	.	PUNCT
ajfa-3417	149	1	so	so	ADV
ajfa-3417	149	2	,	,	PUNCT
ajfa-3417	149	3	we	we	PRON
ajfa-3417	149	4	consider	consider	VERB
ajfa-3417	149	5	that	that	SCONJ
ajfa-3417	149	6	a	a	DET
ajfa-3417	149	7	high	high	ADJ
ajfa-3417	149	8	level	level	NOUN
ajfa-3417	149	9	of	of	ADP
ajfa-3417	149	10	this	this	DET
ajfa-3417	149	11	ratio	ratio	NOUN
ajfa-3417	149	12	allows	allow	VERB
ajfa-3417	149	13	the	the	DET
ajfa-3417	149	14	bank	bank	NOUN
ajfa-3417	149	15	to	to	PART
ajfa-3417	149	16	absorb	absorb	VERB
ajfa-3417	149	17	the	the	DET
ajfa-3417	149	18	possible	possible	ADJ
ajfa-3417	149	19	shocks	shock	NOUN
ajfa-3417	149	20	and	and	CCONJ
ajfa-3417	149	21	to	to	PART
ajfa-3417	149	22	improve	improve	VERB
ajfa-3417	149	23	its	its	PRON
ajfa-3417	149	24	financial	financial	ADJ
ajfa-3417	149	25	solidity	solidity	NOUN
ajfa-3417	149	26	contributing	contribute	VERB
ajfa-3417	149	27	to	to	ADP
ajfa-3417	149	28	the	the	DET
ajfa-3417	149	29	reduction	reduction	NOUN
ajfa-3417	149	30	in	in	ADP
ajfa-3417	149	31	its	its	PRON
ajfa-3417	149	32	probability	probability	NOUN
ajfa-3417	149	33	to	to	PART
ajfa-3417	149	34	be	be	AUX
ajfa-3417	149	35	under	under	ADV
ajfa-3417	149	36	-	-	PUNCT
ajfa-3417	149	37	capitalized	capitalize	VERB
ajfa-3417	149	38	.	.	PUNCT
ajfa-3417	150	1	the	the	DET
ajfa-3417	150	2	ratio	ratio	NOUN
ajfa-3417	150	3	(	(	PUNCT
ajfa-3417	150	4	r6	r6	NOUN
ajfa-3417	150	5	)	)	PUNCT
ajfa-3417	150	6	measures	measure	VERB
ajfa-3417	150	7	the	the	DET
ajfa-3417	150	8	degree	degree	NOUN
ajfa-3417	150	9	of	of	ADP
ajfa-3417	150	10	the	the	DET
ajfa-3417	150	11	long	long	ADJ
ajfa-3417	150	12	-	-	PUNCT
ajfa-3417	150	13	term	term	NOUN
ajfa-3417	150	14	financial	financial	ADJ
ajfa-3417	150	15	independence	independence	NOUN
ajfa-3417	150	16	of	of	ADP
ajfa-3417	150	17	the	the	DET
ajfa-3417	150	18	bank	bank	NOUN
ajfa-3417	150	19	and	and	CCONJ
ajfa-3417	150	20	translates	translate	VERB
ajfa-3417	150	21	its	its	PRON
ajfa-3417	150	22	financial	financial	ADJ
ajfa-3417	150	23	autonomy	autonomy	NOUN
ajfa-3417	150	24	.	.	PUNCT
ajfa-3417	151	1	generally	generally	ADV
ajfa-3417	151	2	,	,	PUNCT
ajfa-3417	151	3	a	a	DET
ajfa-3417	151	4	bank	bank	NOUN
ajfa-3417	151	5	is	be	AUX
ajfa-3417	151	6	considered	consider	VERB
ajfa-3417	151	7	financially	financially	ADV
ajfa-3417	151	8	autonomous	autonomous	ADJ
ajfa-3417	151	9	when	when	SCONJ
ajfa-3417	151	10	more	more	ADJ
ajfa-3417	151	11	than	than	ADP
ajfa-3417	151	12	half	half	NOUN
ajfa-3417	151	13	of	of	ADP
ajfa-3417	151	14	its	its	PRON
ajfa-3417	151	15	resources	resource	NOUN
ajfa-3417	151	16	come	come	VERB
ajfa-3417	151	17	from	from	ADP
ajfa-3417	151	18	equity	equity	NOUN
ajfa-3417	151	19	capital	capital	NOUN
ajfa-3417	151	20	.	.	PUNCT
ajfa-3417	152	1	the	the	PRON
ajfa-3417	152	2	higher	high	ADJ
ajfa-3417	152	3	the	the	DET
ajfa-3417	152	4	financial	financial	ADJ
ajfa-3417	152	5	independence	independence	NOUN
ajfa-3417	152	6	is	be	AUX
ajfa-3417	152	7	,	,	PUNCT
ajfa-3417	152	8	the	the	DET
ajfa-3417	152	9	healthier	healthy	ADJ
ajfa-3417	152	10	the	the	DET
ajfa-3417	152	11	bank	bank	NOUN
ajfa-3417	152	12	is	be	AUX
ajfa-3417	152	13	.	.	PUNCT
ajfa-3417	152	14	table	table	NOUN
ajfa-3417	152	15	3	3	NUM
ajfa-3417	152	16	.	.	PUNCT
ajfa-3417	153	1	the	the	DET
ajfa-3417	153	2	profitability	profitability	NOUN
ajfa-3417	153	3	ratios	ratio	NOUN
ajfa-3417	153	4	variables	variable	VERB
ajfa-3417	153	5	financial	financial	ADJ
ajfa-3417	153	6	ratio	ratio	NOUN
ajfa-3417	153	7	definition	definition	NOUN
ajfa-3417	153	8	authors	author	NOUN
ajfa-3417	153	9	asian	asian	PROPN
ajfa-3417	153	10	journal	journal	PROPN
ajfa-3417	153	11	of	of	ADP
ajfa-3417	153	12	finance	finance	PROPN
ajfa-3417	153	13	&	&	CCONJ
ajfa-3417	153	14	accounting	accounting	PROPN
ajfa-3417	153	15	issn	issn	PROPN
ajfa-3417	153	16	1946	1946	NUM
ajfa-3417	153	17	-	-	PUNCT
ajfa-3417	153	18	052x	052x	NOUN
ajfa-3417	153	19	2013	2013	NUM
ajfa-3417	153	20	,	,	PUNCT
ajfa-3417	153	21	vol	vol	NOUN
ajfa-3417	153	22	.	.	PROPN
ajfa-3417	153	23	5	5	NUM
ajfa-3417	153	24	,	,	PUNCT
ajfa-3417	153	25	no	no	INTJ
ajfa-3417	153	26	.	.	NOUN
ajfa-3417	153	27	1	1	NUM
ajfa-3417	153	28	www.macrothink.org/ajfa	www.macrothink.org/ajfa	NUM
ajfa-3417	153	29	218	218	NUM
ajfa-3417	153	30	r7	r7	PROPN
ajfa-3417	153	31	roa	roa	NOUN
ajfa-3417	153	32	pre	pre	VERB
ajfa-3417	154	1	−	−	PROPN
ajfa-3417	154	2	tax	tax	NOUN
ajfa-3417	154	3	returntotal	returntotal	NOUN
ajfa-3417	154	4	assets	asset	NOUN
ajfa-3417	154	5	al	al	PROPN
ajfa-3417	154	6	-	-	PUNCT
ajfa-3417	154	7	shayea	shayea	VERB
ajfa-3417	154	8	et	et	NOUN
ajfa-3417	154	9	al.(2010	al.(2010	PROPN
ajfa-3417	154	10	)	)	PUNCT
ajfa-3417	154	11	;	;	PUNCT
ajfa-3417	154	12	abdennour	abdennour	VERB
ajfa-3417	154	13	and	and	CCONJ
ajfa-3417	154	14	houhou	houhou	VERB
ajfa-3417	154	15	(	(	PUNCT
ajfa-3417	154	16	2008	2008	NUM
ajfa-3417	154	17	)	)	PUNCT
ajfa-3417	154	18	r8	r8	PROPN
ajfa-3417	154	19	roe	roe	NOUN
ajfa-3417	154	20	pre	pre	NOUN
ajfa-3417	155	1	−	−	PROPN
ajfa-3417	155	2	tax	tax	NOUN
ajfa-3417	155	3	returnshareholders′	returnshareholders′	NOUN
ajfa-3417	155	4	equity	equity	PROPN
ajfa-3417	155	5	al	al	PROPN
ajfa-3417	155	6	-	-	PUNCT
ajfa-3417	155	7	shayea	shayea	VERB
ajfa-3417	155	8	et	et	NOUN
ajfa-3417	155	9	al.(2010	al.(2010	PROPN
ajfa-3417	155	10	)	)	PUNCT
ajfa-3417	155	11	;	;	PUNCT
ajfa-3417	155	12	abdennour	abdennour	VERB
ajfa-3417	155	13	and	and	CCONJ
ajfa-3417	155	14	houhou	houhou	VERB
ajfa-3417	155	15	(	(	PUNCT
ajfa-3417	155	16	2008	2008	NUM
ajfa-3417	155	17	)	)	PUNCT
ajfa-3417	155	18	the	the	DET
ajfa-3417	155	19	profitability	profitability	NOUN
ajfa-3417	155	20	of	of	ADP
ajfa-3417	155	21	a	a	DET
ajfa-3417	155	22	credit	credit	NOUN
ajfa-3417	155	23	institution	institution	NOUN
ajfa-3417	155	24	represents	represent	VERB
ajfa-3417	155	25	its	its	PRON
ajfa-3417	155	26	ability	ability	NOUN
ajfa-3417	155	27	to	to	PART
ajfa-3417	155	28	make	make	VERB
ajfa-3417	155	29	sufficient	sufficient	ADJ
ajfa-3417	155	30	profits	profit	NOUN
ajfa-3417	155	31	from	from	ADP
ajfa-3417	155	32	its	its	PRON
ajfa-3417	155	33	exploitation	exploitation	NOUN
ajfa-3417	155	34	,	,	PUNCT
ajfa-3417	155	35	after	after	ADP
ajfa-3417	155	36	deduction	deduction	NOUN
ajfa-3417	155	37	of	of	ADP
ajfa-3417	155	38	the	the	DET
ajfa-3417	155	39	necessary	necessary	ADJ
ajfa-3417	155	40	costs	cost	NOUN
ajfa-3417	155	41	for	for	ADP
ajfa-3417	155	42	this	this	DET
ajfa-3417	155	43	exploitation	exploitation	NOUN
ajfa-3417	155	44	so	so	SCONJ
ajfa-3417	155	45	as	as	SCONJ
ajfa-3417	155	46	pursue	pursue	VERB
ajfa-3417	155	47	its	its	PRON
ajfa-3417	155	48	activity	activity	NOUN
ajfa-3417	155	49	.	.	PUNCT
ajfa-3417	156	1	profitability	profitability	NOUN
ajfa-3417	156	2	is	be	AUX
ajfa-3417	156	3	a	a	DET
ajfa-3417	156	4	bank	bank	NOUN
ajfa-3417	156	5	strategy	strategy	NOUN
ajfa-3417	156	6	which	which	PRON
ajfa-3417	156	7	has	have	VERB
ajfa-3417	156	8	much	much	ADV
ajfa-3417	156	9	more	more	ADJ
ajfa-3417	156	10	importance	importance	NOUN
ajfa-3417	156	11	than	than	ADP
ajfa-3417	156	12	the	the	DET
ajfa-3417	156	13	growth	growth	NOUN
ajfa-3417	156	14	of	of	ADP
ajfa-3417	156	15	its	its	PRON
ajfa-3417	156	16	total	total	ADJ
ajfa-3417	156	17	assets	asset	NOUN
ajfa-3417	156	18	.	.	PUNCT
ajfa-3417	157	1	one	one	NUM
ajfa-3417	157	2	of	of	ADP
ajfa-3417	157	3	the	the	DET
ajfa-3417	157	4	variables	variable	NOUN
ajfa-3417	157	5	which	which	PRON
ajfa-3417	157	6	assures	assure	VERB
ajfa-3417	157	7	the	the	DET
ajfa-3417	157	8	solvency	solvency	NOUN
ajfa-3417	157	9	is	be	AUX
ajfa-3417	157	10	the	the	DET
ajfa-3417	157	11	profitability	profitability	NOUN
ajfa-3417	157	12	of	of	ADP
ajfa-3417	157	13	banks	bank	NOUN
ajfa-3417	157	14	’	'	PUNCT
ajfa-3417	157	15	operations	operation	NOUN
ajfa-3417	157	16	.	.	PUNCT
ajfa-3417	158	1	it	it	PRON
ajfa-3417	158	2	is	be	AUX
ajfa-3417	158	3	thus	thus	ADV
ajfa-3417	158	4	,	,	PUNCT
ajfa-3417	158	5	a	a	DET
ajfa-3417	158	6	necessary	necessary	ADJ
ajfa-3417	158	7	condition	condition	NOUN
ajfa-3417	158	8	for	for	ADP
ajfa-3417	158	9	the	the	DET
ajfa-3417	158	10	safety	safety	NOUN
ajfa-3417	158	11	of	of	ADP
ajfa-3417	158	12	the	the	DET
ajfa-3417	158	13	whole	whole	ADJ
ajfa-3417	158	14	financial	financial	ADJ
ajfa-3417	158	15	system	system	NOUN
ajfa-3417	158	16	whether	whether	SCONJ
ajfa-3417	158	17	it	it	PRON
ajfa-3417	158	18	relates	relate	VERB
ajfa-3417	158	19	to	to	ADP
ajfa-3417	158	20	the	the	DET
ajfa-3417	158	21	return	return	NOUN
ajfa-3417	158	22	on	on	ADP
ajfa-3417	158	23	equity	equity	NOUN
ajfa-3417	158	24	(	(	PUNCT
ajfa-3417	158	25	roe	roe	PROPN
ajfa-3417	158	26	)	)	PUNCT
ajfa-3417	158	27	or	or	CCONJ
ajfa-3417	158	28	return	return	VERB
ajfa-3417	158	29	on	on	ADP
ajfa-3417	158	30	assets	asset	NOUN
ajfa-3417	158	31	(	(	PUNCT
ajfa-3417	158	32	roa	roa	NOUN
ajfa-3417	158	33	)	)	PUNCT
ajfa-3417	158	34	,	,	PUNCT
ajfa-3417	158	35	we	we	PRON
ajfa-3417	158	36	notice	notice	VERB
ajfa-3417	158	37	that	that	SCONJ
ajfa-3417	158	38	the	the	DET
ajfa-3417	158	39	tunisian	tunisian	ADJ
ajfa-3417	158	40	banks	bank	NOUN
ajfa-3417	158	41	show	show	VERB
ajfa-3417	158	42	low	low	ADJ
ajfa-3417	158	43	rates	rate	NOUN
ajfa-3417	158	44	of	of	ADP
ajfa-3417	158	45	profitability	profitability	NOUN
ajfa-3417	158	46	.	.	PUNCT
ajfa-3417	159	1	the	the	DET
ajfa-3417	159	2	measure	measure	NOUN
ajfa-3417	159	3	of	of	ADP
ajfa-3417	159	4	the	the	DET
ajfa-3417	159	5	profitability	profitability	NOUN
ajfa-3417	159	6	of	of	ADP
ajfa-3417	159	7	assets	asset	NOUN
ajfa-3417	159	8	(	(	PUNCT
ajfa-3417	159	9	r7	r7	PROPN
ajfa-3417	159	10	)	)	PUNCT
ajfa-3417	159	11	is	be	AUX
ajfa-3417	159	12	an	an	DET
ajfa-3417	159	13	indicator	indicator	NOUN
ajfa-3417	159	14	which	which	PRON
ajfa-3417	159	15	allows	allow	VERB
ajfa-3417	159	16	to	to	PART
ajfa-3417	159	17	examine	examine	VERB
ajfa-3417	159	18	the	the	DET
ajfa-3417	159	19	degree	degree	NOUN
ajfa-3417	159	20	of	of	ADP
ajfa-3417	159	21	efficiency	efficiency	NOUN
ajfa-3417	159	22	of	of	ADP
ajfa-3417	159	23	the	the	DET
ajfa-3417	159	24	use	use	NOUN
ajfa-3417	159	25	of	of	ADP
ajfa-3417	159	26	the	the	DET
ajfa-3417	159	27	available	available	ADJ
ajfa-3417	159	28	assets	asset	NOUN
ajfa-3417	159	29	,	,	PUNCT
ajfa-3417	159	30	that	that	PRON
ajfa-3417	159	31	is	be	AUX
ajfa-3417	159	32	its	its	PRON
ajfa-3417	159	33	capacity	capacity	NOUN
ajfa-3417	159	34	to	to	PART
ajfa-3417	159	35	generate	generate	VERB
ajfa-3417	159	36	profits	profit	NOUN
ajfa-3417	159	37	by	by	ADP
ajfa-3417	159	38	means	mean	NOUN
ajfa-3417	159	39	of	of	ADP
ajfa-3417	159	40	the	the	DET
ajfa-3417	159	41	assets	asset	NOUN
ajfa-3417	159	42	of	of	ADP
ajfa-3417	159	43	the	the	DET
ajfa-3417	159	44	bank	bank	NOUN
ajfa-3417	159	45	.	.	PUNCT
ajfa-3417	160	1	an	an	DET
ajfa-3417	160	2	analysis	analysis	NOUN
ajfa-3417	160	3	based	base	VERB
ajfa-3417	160	4	on	on	ADP
ajfa-3417	160	5	the	the	DET
ajfa-3417	160	6	roa	roa	NOUN
ajfa-3417	160	7	can	can	AUX
ajfa-3417	160	8	be	be	AUX
ajfa-3417	160	9	biased	bias	VERB
ajfa-3417	160	10	because	because	SCONJ
ajfa-3417	160	11	of	of	ADP
ajfa-3417	160	12	the	the	DET
ajfa-3417	160	13	activities	activity	NOUN
ajfa-3417	160	14	off	off	ADP
ajfa-3417	160	15	-	-	PUNCT
ajfa-3417	160	16	balance	balance	NOUN
ajfa-3417	160	17	sheet	sheet	NOUN
ajfa-3417	160	18	,	,	PUNCT
ajfa-3417	160	19	because	because	SCONJ
ajfa-3417	160	20	these	these	DET
ajfa-3417	160	21	activities	activity	NOUN
ajfa-3417	160	22	significantly	significantly	ADV
ajfa-3417	160	23	generate	generate	VERB
ajfa-3417	160	24	profits	profit	NOUN
ajfa-3417	160	25	but	but	CCONJ
ajfa-3417	160	26	they	they	PRON
ajfa-3417	160	27	are	be	AUX
ajfa-3417	160	28	excluded	exclude	VERB
ajfa-3417	160	29	from	from	ADP
ajfa-3417	160	30	the	the	DET
ajfa-3417	160	31	denominator	denominator	NOUN
ajfa-3417	160	32	of	of	ADP
ajfa-3417	160	33	the	the	DET
ajfa-3417	160	34	variable	variable	ADJ
ajfa-3417	160	35	roa	roa	NOUN
ajfa-3417	160	36	.	.	PUNCT
ajfa-3417	161	1	besides	besides	ADV
ajfa-3417	161	2	,	,	PUNCT
ajfa-3417	161	3	roa	roa	NOUN
ajfa-3417	161	4	places	place	VERB
ajfa-3417	161	5	the	the	DET
ajfa-3417	161	6	totality	totality	NOUN
ajfa-3417	161	7	of	of	ADP
ajfa-3417	161	8	the	the	DET
ajfa-3417	161	9	assets	asset	NOUN
ajfa-3417	161	10	of	of	ADP
ajfa-3417	161	11	the	the	DET
ajfa-3417	161	12	bank	bank	NOUN
ajfa-3417	161	13	on	on	ADP
ajfa-3417	161	14	the	the	DET
ajfa-3417	161	15	same	same	ADJ
ajfa-3417	161	16	level	level	NOUN
ajfa-3417	161	17	of	of	ADP
ajfa-3417	161	18	risk	risk	NOUN
ajfa-3417	161	19	,	,	PUNCT
ajfa-3417	161	20	while	while	SCONJ
ajfa-3417	161	21	the	the	DET
ajfa-3417	161	22	risks	risk	NOUN
ajfa-3417	161	23	relative	relative	ADJ
ajfa-3417	161	24	to	to	ADP
ajfa-3417	161	25	the	the	DET
ajfa-3417	161	26	components	component	NOUN
ajfa-3417	161	27	of	of	ADP
ajfa-3417	161	28	the	the	DET
ajfa-3417	161	29	total	total	ADJ
ajfa-3417	161	30	assets	asset	NOUN
ajfa-3417	161	31	are	be	AUX
ajfa-3417	161	32	different	different	ADJ
ajfa-3417	161	33	(	(	PUNCT
ajfa-3417	161	34	goddard	goddard	PROPN
ajfa-3417	161	35	,	,	PUNCT
ajfa-3417	161	36	molyneux	molyneux	PROPN
ajfa-3417	161	37	&	&	CCONJ
ajfa-3417	161	38	wilson	wilson	PROPN
ajfa-3417	161	39	,	,	PUNCT
ajfa-3417	161	40	2004	2004	NUM
ajfa-3417	161	41	)	)	PUNCT
ajfa-3417	161	42	;	;	PUNCT
ajfa-3417	161	43	(	(	PUNCT
ajfa-3417	161	44	athanasoglou	athanasoglou	PROPN
ajfa-3417	161	45	,	,	PUNCT
ajfa-3417	161	46	brissimis	brissimis	PROPN
ajfa-3417	161	47	&	&	CCONJ
ajfa-3417	161	48	delis	deli	NOUN
ajfa-3417	161	49	,	,	PUNCT
ajfa-3417	161	50	2008	2008	NUM
ajfa-3417	161	51	)	)	PUNCT
ajfa-3417	161	52	and	and	CCONJ
ajfa-3417	161	53	(	(	PUNCT
ajfa-3417	161	54	garcia	garcia	PROPN
ajfa-3417	161	55	-	-	PUNCT
ajfa-3417	161	56	herrero	herrero	PROPN
ajfa-3417	161	57	,	,	PUNCT
ajfa-3417	161	58	gavila	gavila	PROPN
ajfa-3417	161	59	&	&	CCONJ
ajfa-3417	161	60	santabarbara	santabarbara	PROPN
ajfa-3417	161	61	,	,	PUNCT
ajfa-3417	161	62	2009	2009	NUM
ajfa-3417	161	63	)	)	PUNCT
ajfa-3417	161	64	.	.	PUNCT
ajfa-3417	162	1	the	the	DET
ajfa-3417	162	2	use	use	NOUN
ajfa-3417	162	3	of	of	ADP
ajfa-3417	162	4	the	the	DET
ajfa-3417	162	5	second	second	ADJ
ajfa-3417	162	6	ratio	ratio	NOUN
ajfa-3417	162	7	of	of	ADP
ajfa-3417	162	8	profitability	profitability	NOUN
ajfa-3417	162	9	(	(	PUNCT
ajfa-3417	162	10	r8	r8	NOUN
ajfa-3417	162	11	)	)	PUNCT
ajfa-3417	162	12	to	to	PART
ajfa-3417	162	13	estimate	estimate	VERB
ajfa-3417	162	14	the	the	DET
ajfa-3417	162	15	performance	performance	NOUN
ajfa-3417	162	16	of	of	ADP
ajfa-3417	162	17	a	a	DET
ajfa-3417	162	18	bank	bank	NOUN
ajfa-3417	162	19	deserves	deserve	VERB
ajfa-3417	162	20	a	a	DET
ajfa-3417	162	21	particular	particular	ADJ
ajfa-3417	162	22	attention	attention	NOUN
ajfa-3417	162	23	in	in	ADP
ajfa-3417	162	24	its	its	PRON
ajfa-3417	162	25	interpretation	interpretation	NOUN
ajfa-3417	162	26	.	.	PUNCT
ajfa-3417	163	1	the	the	DET
ajfa-3417	163	2	roe	roe	NOUN
ajfa-3417	163	3	is	be	AUX
ajfa-3417	163	4	often	often	ADV
ajfa-3417	163	5	considered	consider	VERB
ajfa-3417	163	6	as	as	SCONJ
ajfa-3417	163	7	the	the	DET
ajfa-3417	163	8	major	major	ADJ
ajfa-3417	163	9	tool	tool	NOUN
ajfa-3417	163	10	of	of	ADP
ajfa-3417	163	11	banks	bank	NOUN
ajfa-3417	163	12	’	'	PUNCT
ajfa-3417	163	13	piloting	pilot	VERB
ajfa-3417	163	14	.	.	PUNCT
ajfa-3417	164	1	it	it	PRON
ajfa-3417	164	2	constitutes	constitute	VERB
ajfa-3417	164	3	a	a	DET
ajfa-3417	164	4	key	key	ADJ
ajfa-3417	164	5	indicator	indicator	NOUN
ajfa-3417	164	6	on	on	ADP
ajfa-3417	164	7	which	which	PRON
ajfa-3417	164	8	the	the	DET
ajfa-3417	164	9	managers	manager	NOUN
ajfa-3417	164	10	’	’	PART
ajfa-3417	164	11	remuneration	remuneration	NOUN
ajfa-3417	164	12	depends	depend	VERB
ajfa-3417	164	13	,	,	PUNCT
ajfa-3417	164	14	the	the	DET
ajfa-3417	164	15	analysts	analyst	NOUN
ajfa-3417	164	16	’	’	PART
ajfa-3417	164	17	recommendations	recommendation	NOUN
ajfa-3417	164	18	and	and	CCONJ
ajfa-3417	164	19	the	the	DET
ajfa-3417	164	20	market	market	NOUN
ajfa-3417	164	21	requirements	requirement	NOUN
ajfa-3417	164	22	depend	depend	VERB
ajfa-3417	164	23	.	.	PUNCT
ajfa-3417	165	1	it	it	PRON
ajfa-3417	165	2	is	be	AUX
ajfa-3417	165	3	well	well	ADV
ajfa-3417	165	4	known	know	VERB
ajfa-3417	165	5	that	that	SCONJ
ajfa-3417	165	6	the	the	DET
ajfa-3417	165	7	least	least	ADV
ajfa-3417	165	8	expensive	expensive	ADJ
ajfa-3417	165	9	and	and	CCONJ
ajfa-3417	165	10	the	the	DET
ajfa-3417	165	11	safest	safe	ADJ
ajfa-3417	165	12	way	way	NOUN
ajfa-3417	165	13	to	to	PART
ajfa-3417	165	14	increase	increase	VERB
ajfa-3417	165	15	the	the	DET
ajfa-3417	165	16	roe	roe	NOUN
ajfa-3417	165	17	is	be	AUX
ajfa-3417	165	18	to	to	PART
ajfa-3417	165	19	increase	increase	VERB
ajfa-3417	165	20	the	the	DET
ajfa-3417	165	21	level	level	NOUN
ajfa-3417	165	22	of	of	ADP
ajfa-3417	165	23	debts	debt	NOUN
ajfa-3417	165	24	with	with	ADP
ajfa-3417	165	25	regard	regard	NOUN
ajfa-3417	165	26	to	to	ADP
ajfa-3417	165	27	stockholders	stockholder	NOUN
ajfa-3417	165	28	'	'	PART
ajfa-3417	165	29	equity	equity	NOUN
ajfa-3417	165	30	.	.	PUNCT
ajfa-3417	166	1	indeed	indeed	ADV
ajfa-3417	166	2	,	,	PUNCT
ajfa-3417	166	3	the	the	DET
ajfa-3417	166	4	profitability	profitability	NOUN
ajfa-3417	166	5	of	of	ADP
ajfa-3417	166	6	shareholders	shareholder	NOUN
ajfa-3417	166	7	’	'	PUNCT
ajfa-3417	166	8	equity	equity	NOUN
ajfa-3417	166	9	is	be	AUX
ajfa-3417	166	10	equal	equal	ADJ
ajfa-3417	166	11	to	to	ADP
ajfa-3417	166	12	the	the	DET
ajfa-3417	166	13	return	return	NOUN
ajfa-3417	166	14	on	on	ADP
ajfa-3417	166	15	assets	asset	NOUN
ajfa-3417	166	16	(	(	PUNCT
ajfa-3417	166	17	roa	roa	NOUN
ajfa-3417	166	18	)	)	PUNCT
ajfa-3417	166	19	multiplied	multiply	VERB
ajfa-3417	166	20	by	by	ADP
ajfa-3417	166	21	the	the	DET
ajfa-3417	166	22	total	total	NOUN
ajfa-3417	166	23	of	of	ADP
ajfa-3417	166	24	assets	asset	NOUN
ajfa-3417	166	25	over	over	ADP
ajfa-3417	166	26	equity	equity	NOUN
ajfa-3417	166	27	capital	capital	NOUN
ajfa-3417	166	28	.	.	PUNCT
ajfa-3417	167	1	so	so	ADV
ajfa-3417	167	2	,	,	PUNCT
ajfa-3417	167	3	for	for	ADP
ajfa-3417	167	4	the	the	DET
ajfa-3417	167	5	same	same	ADJ
ajfa-3417	167	6	economic	economic	ADJ
ajfa-3417	167	7	profitability	profitability	NOUN
ajfa-3417	167	8	,	,	PUNCT
ajfa-3417	167	9	the	the	DET
ajfa-3417	167	10	financial	financial	ADJ
ajfa-3417	167	11	profitability	profitability	NOUN
ajfa-3417	167	12	is	be	AUX
ajfa-3417	167	13	raised	raise	VERB
ajfa-3417	167	14	all	all	DET
ajfa-3417	167	15	the	the	DET
ajfa-3417	167	16	more	more	ADV
ajfa-3417	167	17	as	as	SCONJ
ajfa-3417	167	18	the	the	DET
ajfa-3417	167	19	debt	debt	NOUN
ajfa-3417	167	20	is	be	AUX
ajfa-3417	167	21	bigger	big	ADJ
ajfa-3417	167	22	.	.	PUNCT
ajfa-3417	168	1	this	this	DET
ajfa-3417	168	2	leverage	leverage	NOUN
ajfa-3417	168	3	effect	effect	NOUN
ajfa-3417	168	4	is	be	AUX
ajfa-3417	168	5	situated	situate	VERB
ajfa-3417	168	6	in	in	ADP
ajfa-3417	168	7	the	the	DET
ajfa-3417	168	8	heart	heart	NOUN
ajfa-3417	168	9	of	of	ADP
ajfa-3417	168	10	the	the	DET
ajfa-3417	168	11	activities	activity	NOUN
ajfa-3417	168	12	of	of	ADP
ajfa-3417	168	13	a	a	DET
ajfa-3417	168	14	bank	bank	NOUN
ajfa-3417	168	15	,	,	PUNCT
ajfa-3417	168	16	the	the	DET
ajfa-3417	168	17	intermediation	intermediation	NOUN
ajfa-3417	168	18	is	be	AUX
ajfa-3417	168	19	indeed	indeed	ADV
ajfa-3417	168	20	only	only	ADV
ajfa-3417	168	21	the	the	DET
ajfa-3417	168	22	use	use	NOUN
ajfa-3417	168	23	of	of	ADP
ajfa-3417	168	24	funds	fund	NOUN
ajfa-3417	168	25	borrowed	borrow	VERB
ajfa-3417	168	26	from	from	ADP
ajfa-3417	168	27	customers	customer	NOUN
ajfa-3417	168	28	to	to	PART
ajfa-3417	168	29	be	be	AUX
ajfa-3417	168	30	lent	lend	VERB
ajfa-3417	168	31	to	to	ADP
ajfa-3417	168	32	the	the	DET
ajfa-3417	168	33	other	other	ADJ
ajfa-3417	168	34	customers	customer	NOUN
ajfa-3417	168	35	at	at	ADP
ajfa-3417	168	36	a	a	DET
ajfa-3417	168	37	higher	high	ADJ
ajfa-3417	168	38	rate	rate	NOUN
ajfa-3417	168	39	in	in	ADP
ajfa-3417	168	40	order	order	NOUN
ajfa-3417	168	41	to	to	PART
ajfa-3417	168	42	get	get	VERB
ajfa-3417	168	43	a	a	DET
ajfa-3417	168	44	margin	margin	NOUN
ajfa-3417	168	45	.	.	PUNCT
ajfa-3417	169	1	therefore	therefore	ADV
ajfa-3417	169	2	,	,	PUNCT
ajfa-3417	169	3	an	an	DET
ajfa-3417	169	4	analysis	analysis	NOUN
ajfa-3417	169	5	based	base	VERB
ajfa-3417	169	6	on	on	ADP
ajfa-3417	169	7	the	the	DET
ajfa-3417	169	8	roe	roe	NOUN
ajfa-3417	169	9	neglects	neglect	VERB
ajfa-3417	169	10	the	the	DET
ajfa-3417	169	11	effect	effect	NOUN
ajfa-3417	169	12	of	of	ADP
ajfa-3417	169	13	the	the	DET
ajfa-3417	169	14	capital	capital	NOUN
ajfa-3417	169	15	leverage	leverage	NOUN
ajfa-3417	169	16	and	and	CCONJ
ajfa-3417	169	17	the	the	DET
ajfa-3417	169	18	risks	risk	NOUN
ajfa-3417	169	19	associated	associate	VERB
ajfa-3417	169	20	to	to	ADP
ajfa-3417	169	21	it	it	PRON
ajfa-3417	169	22	.	.	PUNCT
ajfa-3417	170	1	so	so	ADV
ajfa-3417	170	2	,	,	PUNCT
ajfa-3417	170	3	the	the	DET
ajfa-3417	170	4	debts	debt	NOUN
ajfa-3417	170	5	increase	increase	VERB
ajfa-3417	170	6	the	the	DET
ajfa-3417	170	7	roe	roe	NOUN
ajfa-3417	170	8	that	that	SCONJ
ajfa-3417	170	9	when	when	SCONJ
ajfa-3417	170	10	the	the	DET
ajfa-3417	170	11	situation	situation	NOUN
ajfa-3417	170	12	is	be	AUX
ajfa-3417	170	13	good	good	ADJ
ajfa-3417	170	14	and	and	CCONJ
ajfa-3417	170	15	lower	lower	VERB
ajfa-3417	170	16	it	it	PRON
ajfa-3417	170	17	when	when	SCONJ
ajfa-3417	170	18	there	there	PRON
ajfa-3417	170	19	are	be	VERB
ajfa-3417	170	20	difficulties	difficulty	NOUN
ajfa-3417	170	21	.	.	PUNCT
ajfa-3417	171	1	this	this	DET
ajfa-3417	171	2	law	law	NOUN
ajfa-3417	171	3	has	have	AUX
ajfa-3417	171	4	proved	prove	VERB
ajfa-3417	171	5	to	to	PART
ajfa-3417	171	6	be	be	AUX
ajfa-3417	171	7	true	true	ADJ
ajfa-3417	171	8	in	in	ADP
ajfa-3417	171	9	the	the	DET
ajfa-3417	171	10	recent	recent	ADJ
ajfa-3417	171	11	financial	financial	ADJ
ajfa-3417	171	12	crises	crisis	NOUN
ajfa-3417	171	13	.	.	PUNCT
ajfa-3417	172	1	the	the	DET
ajfa-3417	172	2	shareholders	shareholder	NOUN
ajfa-3417	172	3	who	who	PRON
ajfa-3417	172	4	have	have	AUX
ajfa-3417	172	5	suffered	suffer	VERB
ajfa-3417	172	6	most	most	ADV
ajfa-3417	172	7	are	be	AUX
ajfa-3417	172	8	those	those	PRON
ajfa-3417	172	9	in	in	ADP
ajfa-3417	172	10	banks	bank	NOUN
ajfa-3417	172	11	where	where	SCONJ
ajfa-3417	172	12	the	the	DET
ajfa-3417	172	13	roe	roe	NOUN
ajfa-3417	172	14	and	and	CCONJ
ajfa-3417	172	15	the	the	DET
ajfa-3417	172	16	debts	debt	NOUN
ajfa-3417	172	17	were	be	AUX
ajfa-3417	172	18	the	the	DET
ajfa-3417	172	19	highest	high	ADJ
ajfa-3417	172	20	before	before	ADP
ajfa-3417	172	21	the	the	DET
ajfa-3417	172	22	crisis	crisis	NOUN
ajfa-3417	172	23	_	_	PUNCT
ajfa-3417	173	1	as	as	ADP
ajfa-3417	173	2	reveals	reveal	NOUN
ajfa-3417	173	3	in	in	ADP
ajfa-3417	173	4	the	the	DET
ajfa-3417	173	5	study	study	NOUN
ajfa-3417	173	6	of	of	ADP
ajfa-3417	173	7	beltratti	beltratti	PROPN
ajfa-3417	173	8	and	and	CCONJ
ajfa-3417	173	9	stulz	stulz	ADJ
ajfa-3417	173	10	(	(	PUNCT
ajfa-3417	173	11	2009	2009	NUM
ajfa-3417	173	12	)	)	PUNCT
ajfa-3417	173	13	.	.	PUNCT
ajfa-3417	174	1	more	more	ADV
ajfa-3417	174	2	exactly	exactly	ADV
ajfa-3417	174	3	,	,	PUNCT
ajfa-3417	174	4	when	when	SCONJ
ajfa-3417	174	5	debts	debt	NOUN
ajfa-3417	174	6	do	do	AUX
ajfa-3417	174	7	not	not	PART
ajfa-3417	174	8	create	create	VERB
ajfa-3417	174	9	value	value	NOUN
ajfa-3417	174	10	for	for	ADP
ajfa-3417	174	11	the	the	DET
ajfa-3417	174	12	shareholders	shareholder	NOUN
ajfa-3417	174	13	,	,	PUNCT
ajfa-3417	174	14	they	they	PRON
ajfa-3417	174	15	destroy	destroy	VERB
ajfa-3417	174	16	the	the	DET
ajfa-3417	174	17	company	company	NOUN
ajfa-3417	174	18	.	.	PUNCT
ajfa-3417	175	1	thus	thus	ADV
ajfa-3417	175	2	,	,	PUNCT
ajfa-3417	175	3	a	a	DET
ajfa-3417	175	4	high	high	ADJ
ajfa-3417	175	5	level	level	NOUN
ajfa-3417	175	6	of	of	ADP
ajfa-3417	175	7	stockholders	stockholder	NOUN
ajfa-3417	175	8	'	'	PART
ajfa-3417	175	9	equity	equity	NOUN
ajfa-3417	175	10	of	of	ADP
ajfa-3417	175	11	banks	bank	NOUN
ajfa-3417	175	12	does	do	AUX
ajfa-3417	175	13	not	not	PART
ajfa-3417	175	14	constitute	constitute	VERB
ajfa-3417	175	15	a	a	DET
ajfa-3417	175	16	brake	brake	NOUN
ajfa-3417	175	17	in	in	ADP
ajfa-3417	175	18	their	their	PRON
ajfa-3417	175	19	asian	asian	ADJ
ajfa-3417	175	20	journal	journal	NOUN
ajfa-3417	175	21	of	of	ADP
ajfa-3417	175	22	finance	finance	PROPN
ajfa-3417	175	23	&	&	CCONJ
ajfa-3417	175	24	accounting	accounting	PROPN
ajfa-3417	175	25	issn	issn	PROPN
ajfa-3417	175	26	1946	1946	NUM
ajfa-3417	175	27	-	-	PUNCT
ajfa-3417	175	28	052x	052x	NOUN
ajfa-3417	175	29	2013	2013	NUM
ajfa-3417	175	30	,	,	PUNCT
ajfa-3417	175	31	vol	vol	NOUN
ajfa-3417	175	32	.	.	PROPN
ajfa-3417	175	33	5	5	NUM
ajfa-3417	175	34	,	,	PUNCT
ajfa-3417	175	35	no	no	INTJ
ajfa-3417	175	36	.	.	NOUN
ajfa-3417	175	37	1	1	NUM
ajfa-3417	175	38	www.macrothink.org/ajfa	www.macrothink.org/ajfa	NUM
ajfa-3417	175	39	219	219	NUM
ajfa-3417	175	40	competitiveness	competitiveness	NOUN
ajfa-3417	175	41	while	while	SCONJ
ajfa-3417	175	42	a	a	DET
ajfa-3417	175	43	level	level	NOUN
ajfa-3417	175	44	of	of	ADP
ajfa-3417	175	45	high	high	ADJ
ajfa-3417	175	46	debts	debt	NOUN
ajfa-3417	175	47	,	,	PUNCT
ajfa-3417	175	48	based	base	VERB
ajfa-3417	175	49	on	on	ADP
ajfa-3417	175	50	a	a	DET
ajfa-3417	175	51	sterile	sterile	ADJ
ajfa-3417	175	52	quest	quest	NOUN
ajfa-3417	175	53	of	of	ADP
ajfa-3417	175	54	roe	roe	PROPN
ajfa-3417	175	55	,	,	PUNCT
ajfa-3417	175	56	is	be	AUX
ajfa-3417	175	57	undoubtedly	undoubtedly	ADV
ajfa-3417	175	58	in	in	ADP
ajfa-3417	175	59	the	the	DET
ajfa-3417	175	60	heart	heart	NOUN
ajfa-3417	175	61	of	of	ADP
ajfa-3417	175	62	the	the	DET
ajfa-3417	175	63	banking	banking	NOUN
ajfa-3417	175	64	crises	crisis	NOUN
ajfa-3417	175	65	.	.	PUNCT
ajfa-3417	176	1	that	that	PRON
ajfa-3417	176	2	is	be	AUX
ajfa-3417	176	3	why	why	SCONJ
ajfa-3417	176	4	it	it	PRON
ajfa-3417	176	5	is	be	AUX
ajfa-3417	176	6	hard	hard	ADJ
ajfa-3417	176	7	to	to	PART
ajfa-3417	176	8	judge	judge	VERB
ajfa-3417	176	9	the	the	DET
ajfa-3417	176	10	quality	quality	NOUN
ajfa-3417	176	11	of	of	ADP
ajfa-3417	176	12	the	the	DET
ajfa-3417	176	13	banking	banking	NOUN
ajfa-3417	176	14	governance	governance	NOUN
ajfa-3417	176	15	based	base	VERB
ajfa-3417	176	16	on	on	ADP
ajfa-3417	176	17	simple	simple	ADJ
ajfa-3417	176	18	consideration	consideration	NOUN
ajfa-3417	176	19	of	of	ADP
ajfa-3417	176	20	this	this	DET
ajfa-3417	176	21	indicator	indicator	NOUN
ajfa-3417	176	22	.	.	PROPN
ajfa-3417	176	23	3.2	3.2	NUM
ajfa-3417	176	24	the	the	DET
ajfa-3417	176	25	neural	neural	ADJ
ajfa-3417	176	26	network	network	NOUN
ajfa-3417	176	27	adopted	adopt	VERB
ajfa-3417	176	28	structure	structure	NOUN
ajfa-3417	176	29	the	the	DET
ajfa-3417	176	30	neural	neural	ADJ
ajfa-3417	176	31	models	model	NOUN
ajfa-3417	176	32	allow	allow	VERB
ajfa-3417	176	33	to	to	PART
ajfa-3417	176	34	plan	plan	VERB
ajfa-3417	176	35	the	the	DET
ajfa-3417	176	36	banking	banking	NOUN
ajfa-3417	176	37	difficulties	difficulty	NOUN
ajfa-3417	176	38	and	and	CCONJ
ajfa-3417	176	39	to	to	PART
ajfa-3417	176	40	classify	classify	VERB
ajfa-3417	176	41	them	they	PRON
ajfa-3417	176	42	in	in	ADP
ajfa-3417	176	43	two	two	NUM
ajfa-3417	176	44	categories	category	NOUN
ajfa-3417	176	45	:	:	PUNCT
ajfa-3417	176	46	healthy	healthy	ADJ
ajfa-3417	176	47	banks	bank	NOUN
ajfa-3417	176	48	and	and	CCONJ
ajfa-3417	176	49	insolvent	insolvent	ADJ
ajfa-3417	176	50	banks	bank	NOUN
ajfa-3417	176	51	or	or	CCONJ
ajfa-3417	176	52	banks	bank	NOUN
ajfa-3417	176	53	in	in	ADP
ajfa-3417	176	54	trouble	trouble	NOUN
ajfa-3417	176	55	.	.	PUNCT
ajfa-3417	177	1	in	in	ADP
ajfa-3417	177	2	our	our	PRON
ajfa-3417	177	3	research	research	NOUN
ajfa-3417	177	4	,	,	PUNCT
ajfa-3417	177	5	we	we	PRON
ajfa-3417	177	6	used	use	VERB
ajfa-3417	177	7	a	a	DET
ajfa-3417	177	8	multilayer	multilayer	ADJ
ajfa-3417	177	9	neural	neural	ADJ
ajfa-3417	177	10	network	network	NOUN
ajfa-3417	177	11	with	with	ADP
ajfa-3417	177	12	a	a	DET
ajfa-3417	177	13	back	back	ADJ
ajfa-3417	177	14	-	-	PUNCT
ajfa-3417	177	15	propagation	propagation	NOUN
ajfa-3417	177	16	algorithm	algorithm	NOUN
ajfa-3417	177	17	,	,	PUNCT
ajfa-3417	177	18	a	a	DET
ajfa-3417	177	19	sigmoïde	sigmoïde	ADJ
ajfa-3417	177	20	function	function	NOUN
ajfa-3417	177	21	of	of	ADP
ajfa-3417	177	22	activation	activation	NOUN
ajfa-3417	177	23	and	and	CCONJ
ajfa-3417	177	24	the	the	DET
ajfa-3417	177	25	mean	mean	ADJ
ajfa-3417	177	26	square	square	ADJ
ajfa-3417	177	27	error	error	NOUN
ajfa-3417	177	28	(	(	PUNCT
ajfa-3417	177	29	mse	mse	NOUN
ajfa-3417	177	30	)	)	PUNCT
ajfa-3417	177	31	as	as	ADP
ajfa-3417	177	32	function	function	NOUN
ajfa-3417	177	33	of	of	ADP
ajfa-3417	177	34	performance	performance	NOUN
ajfa-3417	177	35	.	.	PUNCT
ajfa-3417	178	1	however	however	ADV
ajfa-3417	178	2	,	,	PUNCT
ajfa-3417	178	3	the	the	DET
ajfa-3417	178	4	number	number	NOUN
ajfa-3417	178	5	of	of	ADP
ajfa-3417	178	6	neurons	neuron	NOUN
ajfa-3417	178	7	on	on	ADP
ajfa-3417	178	8	the	the	DET
ajfa-3417	178	9	hidden	hide	VERB
ajfa-3417	178	10	layer	layer	NOUN
ajfa-3417	178	11	is	be	AUX
ajfa-3417	178	12	fixed	fix	VERB
ajfa-3417	178	13	after	after	ADP
ajfa-3417	178	14	a	a	DET
ajfa-3417	178	15	series	series	NOUN
ajfa-3417	178	16	of	of	ADP
ajfa-3417	178	17	tests	test	NOUN
ajfa-3417	178	18	.	.	PUNCT
ajfa-3417	179	1	the	the	DET
ajfa-3417	179	2	multi	multi	ADJ
ajfa-3417	179	3	-	-	ADJ
ajfa-3417	179	4	layer	layer	ADJ
ajfa-3417	179	5	perceptron	perceptron	NOUN
ajfa-3417	179	6	(	(	PUNCT
ajfa-3417	179	7	mlp	mlp	PROPN
ajfa-3417	179	8	)	)	PUNCT
ajfa-3417	179	9	is	be	AUX
ajfa-3417	179	10	a	a	DET
ajfa-3417	179	11	feed	feed	NOUN
ajfa-3417	179	12	-	-	PUNCT
ajfa-3417	179	13	forward	forward	ADV
ajfa-3417	179	14	neural	neural	ADJ
ajfa-3417	179	15	model	model	NOUN
ajfa-3417	179	16	.	.	PUNCT
ajfa-3417	180	1	the	the	DET
ajfa-3417	180	2	mlp	mlp	NOUN
ajfa-3417	180	3	is	be	AUX
ajfa-3417	180	4	one	one	NUM
ajfa-3417	180	5	of	of	ADP
ajfa-3417	180	6	neural	neural	ADJ
ajfa-3417	180	7	networks	network	NOUN
ajfa-3417	180	8	that	that	PRON
ajfa-3417	180	9	are	be	AUX
ajfa-3417	180	10	most	most	ADV
ajfa-3417	180	11	used	use	VERB
ajfa-3417	180	12	for	for	ADP
ajfa-3417	180	13	approximation	approximation	NOUN
ajfa-3417	180	14	,	,	PUNCT
ajfa-3417	180	15	classification	classification	NOUN
ajfa-3417	180	16	and	and	CCONJ
ajfa-3417	180	17	prediction	prediction	NOUN
ajfa-3417	180	18	problems	problem	NOUN
ajfa-3417	180	19	.	.	PUNCT
ajfa-3417	181	1	these	these	DET
ajfa-3417	181	2	models	model	NOUN
ajfa-3417	181	3	are	be	AUX
ajfa-3417	181	4	widely	widely	ADV
ajfa-3417	181	5	used	use	VERB
ajfa-3417	181	6	in	in	ADP
ajfa-3417	181	7	the	the	DET
ajfa-3417	181	8	field	field	NOUN
ajfa-3417	181	9	of	of	ADP
ajfa-3417	181	10	finance	finance	NOUN
ajfa-3417	181	11	and	and	CCONJ
ajfa-3417	181	12	successfully	successfully	ADV
ajfa-3417	181	13	in	in	ADP
ajfa-3417	181	14	forecasts	forecast	NOUN
ajfa-3417	181	15	.	.	PUNCT
ajfa-3417	182	1	the	the	DET
ajfa-3417	182	2	architecture	architecture	NOUN
ajfa-3417	182	3	of	of	ADP
ajfa-3417	182	4	a	a	DET
ajfa-3417	182	5	mlp	mlp	NOUN
ajfa-3417	182	6	is	be	AUX
ajfa-3417	182	7	presented	present	VERB
ajfa-3417	182	8	in	in	ADP
ajfa-3417	182	9	the	the	DET
ajfa-3417	182	10	figure	figure	NOUN
ajfa-3417	182	11	below	below	ADV
ajfa-3417	182	12	.	.	PUNCT
ajfa-3417	183	1	figure	figure	NOUN
ajfa-3417	183	2	2	2	NUM
ajfa-3417	183	3	.	.	PUNCT
ajfa-3417	183	4	architecture	architecture	NOUN
ajfa-3417	183	5	of	of	ADP
ajfa-3417	183	6	a	a	DET
ajfa-3417	183	7	multi	multi	ADJ
ajfa-3417	183	8	-	-	ADJ
ajfa-3417	183	9	layer	layer	ADJ
ajfa-3417	183	10	perception	perception	NOUN
ajfa-3417	183	11	this	this	DET
ajfa-3417	183	12	model	model	NOUN
ajfa-3417	183	13	of	of	ADP
ajfa-3417	183	14	neural	neural	ADJ
ajfa-3417	183	15	networks	network	NOUN
ajfa-3417	183	16	is	be	AUX
ajfa-3417	183	17	completely	completely	ADV
ajfa-3417	183	18	inter	inter	ADJ
ajfa-3417	183	19	-	-	VERB
ajfa-3417	183	20	connected	connected	ADJ
ajfa-3417	183	21	.	.	PUNCT
ajfa-3417	184	1	it	it	PRON
ajfa-3417	184	2	allows	allow	VERB
ajfa-3417	184	3	signals	signal	NOUN
ajfa-3417	184	4	to	to	PART
ajfa-3417	184	5	circulate	circulate	VERB
ajfa-3417	184	6	always	always	ADV
ajfa-3417	184	7	in	in	ADP
ajfa-3417	184	8	a	a	DET
ajfa-3417	184	9	single	single	ADJ
ajfa-3417	184	10	direction	direction	NOUN
ajfa-3417	184	11	:	:	PUNCT
ajfa-3417	184	12	from	from	ADP
ajfa-3417	184	13	the	the	DET
ajfa-3417	184	14	source	source	NOUN
ajfa-3417	184	15	(	(	PUNCT
ajfa-3417	184	16	the	the	DET
ajfa-3417	184	17	input	input	NOUN
ajfa-3417	184	18	layer	layer	NOUN
ajfa-3417	184	19	)	)	PUNCT
ajfa-3417	184	20	to	to	ADP
ajfa-3417	184	21	the	the	DET
ajfa-3417	184	22	destination	destination	NOUN
ajfa-3417	184	23	(	(	PUNCT
ajfa-3417	184	24	the	the	DET
ajfa-3417	184	25	output	output	NOUN
ajfa-3417	184	26	layer	layer	NOUN
ajfa-3417	184	27	)	)	PUNCT
ajfa-3417	184	28	,	,	PUNCT
ajfa-3417	184	29	without	without	ADP
ajfa-3417	184	30	feedback	feedback	NOUN
ajfa-3417	184	31	.	.	PUNCT
ajfa-3417	185	1	so	so	ADV
ajfa-3417	185	2	,	,	PUNCT
ajfa-3417	185	3	the	the	DET
ajfa-3417	185	4	information	information	NOUN
ajfa-3417	185	5	spreads	spread	VERB
ajfa-3417	185	6	from	from	ADP
ajfa-3417	185	7	the	the	DET
ajfa-3417	185	8	layer	layer	NOUN
ajfa-3417	185	9	to	to	ADP
ajfa-3417	185	10	layer	layer	NOUN
ajfa-3417	185	11	without	without	ADP
ajfa-3417	185	12	the	the	DET
ajfa-3417	185	13	possibility	possibility	NOUN
ajfa-3417	185	14	of	of	ADP
ajfa-3417	185	15	moving	move	VERB
ajfa-3417	185	16	back	back	ADV
ajfa-3417	185	17	.	.	PUNCT
ajfa-3417	186	1	a	a	DET
ajfa-3417	186	2	multi	multi	ADJ
ajfa-3417	186	3	-	-	ADJ
ajfa-3417	186	4	layer	layer	ADJ
ajfa-3417	186	5	network	network	NOUN
ajfa-3417	186	6	can	can	AUX
ajfa-3417	186	7	include	include	VERB
ajfa-3417	186	8	one	one	NUM
ajfa-3417	186	9	or	or	CCONJ
ajfa-3417	186	10	several	several	ADJ
ajfa-3417	186	11	intermediate	intermediate	ADJ
ajfa-3417	186	12	layers	layer	NOUN
ajfa-3417	186	13	called	call	VERB
ajfa-3417	186	14	hidden	hide	VERB
ajfa-3417	186	15	layer	layer	NOUN
ajfa-3417	186	16	.	.	PUNCT
ajfa-3417	187	1	in	in	ADP
ajfa-3417	187	2	our	our	PRON
ajfa-3417	187	3	study	study	NOUN
ajfa-3417	187	4	,	,	PUNCT
ajfa-3417	187	5	we	we	PRON
ajfa-3417	187	6	will	will	AUX
ajfa-3417	187	7	be	be	AUX
ajfa-3417	187	8	using	use	VERB
ajfa-3417	187	9	a	a	DET
ajfa-3417	187	10	multi	multi	ADJ
ajfa-3417	187	11	-	-	ADJ
ajfa-3417	187	12	layer	layer	ADJ
ajfa-3417	187	13	neural	neural	ADJ
ajfa-3417	187	14	network	network	NOUN
ajfa-3417	187	15	with	with	ADP
ajfa-3417	187	16	a	a	DET
ajfa-3417	187	17	single	single	ADJ
ajfa-3417	187	18	hidden	hide	VERB
ajfa-3417	187	19	layer	layer	NOUN
ajfa-3417	187	20	.	.	PUNCT
ajfa-3417	188	1	indeed	indeed	ADV
ajfa-3417	188	2	,	,	PUNCT
ajfa-3417	188	3	parizeau	parizeau	PROPN
ajfa-3417	188	4	(	(	PUNCT
ajfa-3417	188	5	2004	2004	NUM
ajfa-3417	188	6	)	)	PUNCT
ajfa-3417	188	7	notes	note	VERB
ajfa-3417	188	8	that	that	SCONJ
ajfa-3417	188	9	the	the	DET
ajfa-3417	188	10	typical	typical	ADJ
ajfa-3417	188	11	structure	structure	NOUN
ajfa-3417	188	12	of	of	ADP
ajfa-3417	188	13	the	the	DET
ajfa-3417	188	14	back	back	ADJ
ajfa-3417	188	15	-	-	PUNCT
ajfa-3417	188	16	propagation	propagation	NOUN
ajfa-3417	188	17	neural	neural	ADJ
ajfa-3417	188	18	network	network	NOUN
ajfa-3417	188	19	consists	consist	VERB
ajfa-3417	188	20	of	of	ADP
ajfa-3417	188	21	three	three	NUM
ajfa-3417	188	22	layers	layer	NOUN
ajfa-3417	188	23	:	:	PUNCT
ajfa-3417	188	24	an	an	DET
ajfa-3417	188	25	input	input	NOUN
ajfa-3417	188	26	layer	layer	NOUN
ajfa-3417	188	27	,	,	PUNCT
ajfa-3417	188	28	a	a	DET
ajfa-3417	188	29	hidden	hidden	ADJ
ajfa-3417	188	30	layer	layer	NOUN
ajfa-3417	188	31	,	,	PUNCT
ajfa-3417	188	32	and	and	CCONJ
ajfa-3417	188	33	an	an	DET
ajfa-3417	188	34	output	output	NOUN
ajfa-3417	188	35	layer	layer	NOUN
ajfa-3417	188	36	,	,	PUNCT
ajfa-3417	188	37	provided	provide	VERB
ajfa-3417	188	38	that	that	PRON
ajfa-3417	188	39	use	use	NOUN
ajfa-3417	188	40	a	a	DET
ajfa-3417	188	41	sigmoïde	sigmoïde	ADJ
ajfa-3417	188	42	function	function	NOUN
ajfa-3417	188	43	of	of	ADP
ajfa-3417	188	44	activation	activation	NOUN
ajfa-3417	188	45	on	on	ADP
ajfa-3417	188	46	the	the	DET
ajfa-3417	188	47	hidden	hide	VERB
ajfa-3417	188	48	layer	layer	NOUN
ajfa-3417	188	49	.	.	PUNCT
ajfa-3417	189	1	on	on	ADP
ajfa-3417	189	2	the	the	DET
ajfa-3417	189	3	input	input	NOUN
ajfa-3417	189	4	layer	layer	NOUN
ajfa-3417	189	5	,	,	PUNCT
ajfa-3417	189	6	the	the	DET
ajfa-3417	189	7	neural	neural	ADJ
ajfa-3417	189	8	network	network	NOUN
ajfa-3417	189	9	receives	receive	VERB
ajfa-3417	189	10	the	the	DET
ajfa-3417	189	11	data	datum	NOUN
ajfa-3417	189	12	.	.	PUNCT
ajfa-3417	190	1	the	the	DET
ajfa-3417	190	2	number	number	NOUN
ajfa-3417	190	3	of	of	ADP
ajfa-3417	190	4	neurons	neuron	NOUN
ajfa-3417	190	5	in	in	ADP
ajfa-3417	190	6	this	this	DET
ajfa-3417	190	7	layer	layer	NOUN
ajfa-3417	190	8	depends	depend	VERB
ajfa-3417	190	9	on	on	ADP
ajfa-3417	190	10	the	the	DET
ajfa-3417	190	11	number	number	NOUN
ajfa-3417	190	12	of	of	ADP
ajfa-3417	190	13	entries	entry	NOUN
ajfa-3417	190	14	.	.	PUNCT
ajfa-3417	191	1	for	for	ADP
ajfa-3417	191	2	our	our	PRON
ajfa-3417	191	3	model	model	NOUN
ajfa-3417	191	4	,	,	PUNCT
ajfa-3417	191	5	the	the	DET
ajfa-3417	191	6	entry	entry	NOUN
ajfa-3417	191	7	layer	layer	NOUN
ajfa-3417	191	8	is	be	AUX
ajfa-3417	191	9	composed	compose	VERB
ajfa-3417	191	10	of	of	ADP
ajfa-3417	191	11	seven	seven	NUM
ajfa-3417	191	12	asian	asian	ADJ
ajfa-3417	191	13	journal	journal	NOUN
ajfa-3417	191	14	of	of	ADP
ajfa-3417	191	15	finance	finance	PROPN
ajfa-3417	191	16	&	&	CCONJ
ajfa-3417	191	17	accounting	accounting	PROPN
ajfa-3417	191	18	issn	issn	PROPN
ajfa-3417	191	19	1946	1946	NUM
ajfa-3417	191	20	-	-	PUNCT
ajfa-3417	191	21	052x	052x	NOUN
ajfa-3417	191	22	2013	2013	NUM
ajfa-3417	191	23	,	,	PUNCT
ajfa-3417	191	24	vol	vol	NOUN
ajfa-3417	191	25	.	.	PROPN
ajfa-3417	191	26	5	5	NUM
ajfa-3417	191	27	,	,	PUNCT
ajfa-3417	191	28	no	no	INTJ
ajfa-3417	191	29	.	.	NOUN
ajfa-3417	191	30	1	1	NUM
ajfa-3417	191	31	www.macrothink.org/ajfa	www.macrothink.org/ajfa	NUM
ajfa-3417	191	32	220	220	NUM
ajfa-3417	191	33	neurons	neuron	NOUN
ajfa-3417	191	34	which	which	PRON
ajfa-3417	191	35	are	be	AUX
ajfa-3417	191	36	going	go	VERB
ajfa-3417	191	37	to	to	PART
ajfa-3417	191	38	receive	receive	VERB
ajfa-3417	191	39	the	the	DET
ajfa-3417	191	40	entering	enter	VERB
ajfa-3417	191	41	signals	signal	NOUN
ajfa-3417	191	42	represented	represent	VERB
ajfa-3417	191	43	by	by	ADP
ajfa-3417	191	44	the	the	DET
ajfa-3417	191	45	values	value	NOUN
ajfa-3417	191	46	of	of	ADP
ajfa-3417	191	47	the	the	DET
ajfa-3417	191	48	seven	seven	NUM
ajfa-3417	191	49	ratios	ratio	NOUN
ajfa-3417	191	50	selected	select	VERB
ajfa-3417	191	51	according	accord	VERB
ajfa-3417	191	52	to	to	ADP
ajfa-3417	191	53	the	the	DET
ajfa-3417	191	54	previously	previously	ADV
ajfa-3417	191	55	described	describe	VERB
ajfa-3417	191	56	procedure	procedure	NOUN
ajfa-3417	191	57	,	,	PUNCT
ajfa-3417	191	58	and	and	CCONJ
ajfa-3417	191	59	a	a	DET
ajfa-3417	191	60	bias	bias	NOUN
ajfa-3417	191	61	which	which	PRON
ajfa-3417	191	62	has	have	VERB
ajfa-3417	191	63	1	1	NUM
ajfa-3417	191	64	for	for	ADP
ajfa-3417	191	65	value	value	NOUN
ajfa-3417	191	66	.	.	PUNCT
ajfa-3417	192	1	we	we	PRON
ajfa-3417	192	2	consider	consider	VERB
ajfa-3417	192	3	a	a	DET
ajfa-3417	192	4	mlp	mlp	NOUN
ajfa-3417	192	5	with	with	ADP
ajfa-3417	192	6	a	a	DET
ajfa-3417	192	7	single	single	ADJ
ajfa-3417	192	8	hidden	hide	VERB
ajfa-3417	192	9	layer	layer	NOUN
ajfa-3417	192	10	.	.	PUNCT
ajfa-3417	193	1	this	this	DET
ajfa-3417	193	2	layer	layer	NOUN
ajfa-3417	193	3	serves	serve	VERB
ajfa-3417	193	4	to	to	PART
ajfa-3417	193	5	make	make	VERB
ajfa-3417	193	6	intermediate	intermediate	ADJ
ajfa-3417	193	7	calculations	calculation	NOUN
ajfa-3417	193	8	and	and	CCONJ
ajfa-3417	193	9	this	this	PRON
ajfa-3417	193	10	allows	allow	VERB
ajfa-3417	193	11	the	the	DET
ajfa-3417	193	12	network	network	NOUN
ajfa-3417	193	13	to	to	PART
ajfa-3417	193	14	learn	learn	VERB
ajfa-3417	193	15	,	,	PUNCT
ajfa-3417	193	16	adjust	adjust	VERB
ajfa-3417	193	17	,	,	PUNCT
ajfa-3417	193	18	and	and	CCONJ
ajfa-3417	193	19	generalize	generalize	VERB
ajfa-3417	193	20	from	from	ADP
ajfa-3417	193	21	the	the	DET
ajfa-3417	193	22	previously	previously	ADV
ajfa-3417	193	23	learned	learn	VERB
ajfa-3417	193	24	facts	fact	NOUN
ajfa-3417	193	25	to	to	ADP
ajfa-3417	193	26	the	the	DET
ajfa-3417	193	27	new	new	ADJ
ajfa-3417	193	28	input	input	NOUN
ajfa-3417	193	29	.	.	PUNCT
ajfa-3417	194	1	indeed	indeed	ADV
ajfa-3417	194	2	,	,	PUNCT
ajfa-3417	194	3	every	every	DET
ajfa-3417	194	4	neuron	neuron	NOUN
ajfa-3417	194	5	in	in	ADP
ajfa-3417	194	6	this	this	DET
ajfa-3417	194	7	layer	layer	NOUN
ajfa-3417	194	8	receives	receive	VERB
ajfa-3417	194	9	the	the	DET
ajfa-3417	194	10	data	datum	NOUN
ajfa-3417	194	11	supplied	supply	VERB
ajfa-3417	194	12	by	by	ADP
ajfa-3417	194	13	the	the	DET
ajfa-3417	194	14	neurons	neuron	NOUN
ajfa-3417	194	15	of	of	ADP
ajfa-3417	194	16	the	the	DET
ajfa-3417	194	17	previous	previous	ADJ
ajfa-3417	194	18	input	input	NOUN
ajfa-3417	194	19	layer	layer	NOUN
ajfa-3417	194	20	and	and	CCONJ
ajfa-3417	194	21	makes	make	VERB
ajfa-3417	194	22	simply	simply	ADV
ajfa-3417	194	23	a	a	DET
ajfa-3417	194	24	balanced	balanced	ADJ
ajfa-3417	194	25	sum	sum	NOUN
ajfa-3417	194	26	of	of	ADP
ajfa-3417	194	27	these	these	DET
ajfa-3417	194	28	entries	entry	NOUN
ajfa-3417	194	29	,	,	PUNCT
ajfa-3417	194	30	adds	add	VERB
ajfa-3417	194	31	a	a	DET
ajfa-3417	194	32	threshold	threshold	NOUN
ajfa-3417	194	33	to	to	ADP
ajfa-3417	194	34	this	this	DET
ajfa-3417	194	35	sum	sum	NOUN
ajfa-3417	194	36	and	and	CCONJ
ajfa-3417	194	37	passes	pass	VERB
ajfa-3417	194	38	the	the	DET
ajfa-3417	194	39	result	result	NOUN
ajfa-3417	194	40	by	by	ADP
ajfa-3417	194	41	a	a	DET
ajfa-3417	194	42	transfer	transfer	NOUN
ajfa-3417	194	43	function	function	NOUN
ajfa-3417	194	44	to	to	PART
ajfa-3417	194	45	obtain	obtain	VERB
ajfa-3417	194	46	its	its	PRON
ajfa-3417	194	47	output	output	NOUN
ajfa-3417	194	48	.	.	PUNCT
ajfa-3417	195	1	the	the	DET
ajfa-3417	195	2	latter	latter	ADJ
ajfa-3417	195	3	will	will	AUX
ajfa-3417	195	4	serve	serve	VERB
ajfa-3417	195	5	as	as	ADP
ajfa-3417	195	6	new	new	ADJ
ajfa-3417	195	7	input	input	NOUN
ajfa-3417	195	8	to	to	ADP
ajfa-3417	195	9	the	the	DET
ajfa-3417	195	10	neurons	neuron	NOUN
ajfa-3417	195	11	of	of	ADP
ajfa-3417	195	12	the	the	DET
ajfa-3417	195	13	following	follow	VERB
ajfa-3417	195	14	layer	layer	NOUN
ajfa-3417	195	15	.	.	PUNCT
ajfa-3417	196	1	for	for	ADP
ajfa-3417	196	2	our	our	PRON
ajfa-3417	196	3	model	model	NOUN
ajfa-3417	196	4	,	,	PUNCT
ajfa-3417	196	5	the	the	DET
ajfa-3417	196	6	number	number	NOUN
ajfa-3417	196	7	of	of	ADP
ajfa-3417	196	8	neurons	neuron	NOUN
ajfa-3417	196	9	present	present	ADJ
ajfa-3417	196	10	on	on	ADP
ajfa-3417	196	11	this	this	DET
ajfa-3417	196	12	layer	layer	NOUN
ajfa-3417	196	13	is	be	AUX
ajfa-3417	196	14	fixed	fix	VERB
ajfa-3417	196	15	after	after	ADP
ajfa-3417	196	16	a	a	DET
ajfa-3417	196	17	series	series	NOUN
ajfa-3417	196	18	of	of	ADP
ajfa-3417	196	19	tests	test	NOUN
ajfa-3417	196	20	.	.	PUNCT
ajfa-3417	197	1	in	in	ADP
ajfa-3417	197	2	our	our	PRON
ajfa-3417	197	3	application	application	NOUN
ajfa-3417	197	4	,	,	PUNCT
ajfa-3417	197	5	the	the	DET
ajfa-3417	197	6	output	output	NOUN
ajfa-3417	197	7	layer	layer	NOUN
ajfa-3417	197	8	consists	consist	VERB
ajfa-3417	197	9	of	of	ADP
ajfa-3417	197	10	a	a	DET
ajfa-3417	197	11	single	single	ADJ
ajfa-3417	197	12	neuron	neuron	NOUN
ajfa-3417	197	13	emitting	emit	VERB
ajfa-3417	197	14	output	output	NOUN
ajfa-3417	197	15	signals	signal	NOUN
ajfa-3417	197	16	which	which	PRON
ajfa-3417	197	17	will	will	AUX
ajfa-3417	197	18	be	be	AUX
ajfa-3417	197	19	compared	compare	VERB
ajfa-3417	197	20	with	with	ADP
ajfa-3417	197	21	the	the	DET
ajfa-3417	197	22	desired	desire	VERB
ajfa-3417	197	23	values	value	NOUN
ajfa-3417	197	24	.	.	PUNCT
ajfa-3417	198	1	in	in	ADP
ajfa-3417	198	2	fact	fact	NOUN
ajfa-3417	198	3	,	,	PUNCT
ajfa-3417	198	4	desired	desire	VERB
ajfa-3417	198	5	values	value	NOUN
ajfa-3417	198	6	are	be	AUX
ajfa-3417	198	7	the	the	DET
ajfa-3417	198	8	values	value	NOUN
ajfa-3417	198	9	determined	determine	VERB
ajfa-3417	198	10	by	by	ADP
ajfa-3417	198	11	the	the	DET
ajfa-3417	198	12	capitalization	capitalization	NOUN
ajfa-3417	198	13	ratio	ratio	NOUN
ajfa-3417	198	14	(	(	PUNCT
ajfa-3417	198	15	r5	r5	PROPN
ajfa-3417	198	16	)	)	PUNCT
ajfa-3417	198	17	previously	previously	ADV
ajfa-3417	198	18	calculated	calculate	VERB
ajfa-3417	198	19	.	.	PUNCT
ajfa-3417	199	1	the	the	DET
ajfa-3417	199	2	neural	neural	ADJ
ajfa-3417	199	3	network	network	NOUN
ajfa-3417	199	4	is	be	AUX
ajfa-3417	199	5	going	go	VERB
ajfa-3417	199	6	to	to	PART
ajfa-3417	199	7	make	make	VERB
ajfa-3417	199	8	a	a	DET
ajfa-3417	199	9	series	series	NOUN
ajfa-3417	199	10	of	of	ADP
ajfa-3417	199	11	learning	learn	VERB
ajfa-3417	199	12	cycles	cycle	NOUN
ajfa-3417	199	13	with	with	ADP
ajfa-3417	199	14	the	the	DET
ajfa-3417	199	15	aim	aim	NOUN
ajfa-3417	199	16	of	of	ADP
ajfa-3417	199	17	finding	find	VERB
ajfa-3417	199	18	the	the	DET
ajfa-3417	199	19	desired	desire	VERB
ajfa-3417	199	20	values	value	NOUN
ajfa-3417	199	21	by	by	ADP
ajfa-3417	199	22	trying	try	VERB
ajfa-3417	199	23	to	to	PART
ajfa-3417	199	24	reduce	reduce	VERB
ajfa-3417	199	25	the	the	DET
ajfa-3417	199	26	differences	difference	NOUN
ajfa-3417	199	27	between	between	ADP
ajfa-3417	199	28	these	these	DET
ajfa-3417	199	29	values	value	NOUN
ajfa-3417	199	30	and	and	CCONJ
ajfa-3417	199	31	those	those	PRON
ajfa-3417	199	32	calculated	calculate	VERB
ajfa-3417	199	33	.	.	PUNCT
ajfa-3417	200	1	be	be	AUX
ajfa-3417	200	2	it	it	PRON
ajfa-3417	200	3	known	know	VERB
ajfa-3417	200	4	that	that	SCONJ
ajfa-3417	200	5	it	it	PRON
ajfa-3417	200	6	is	be	AUX
ajfa-3417	200	7	question	question	NOUN
ajfa-3417	200	8	of	of	ADP
ajfa-3417	200	9	ranking	ranking	NOUN
ajfa-3417	200	10	and	and	CCONJ
ajfa-3417	200	11	given	give	VERB
ajfa-3417	200	12	the	the	DET
ajfa-3417	200	13	fact	fact	NOUN
ajfa-3417	200	14	that	that	SCONJ
ajfa-3417	200	15	the	the	DET
ajfa-3417	200	16	desired	desire	VERB
ajfa-3417	200	17	values	value	NOUN
ajfa-3417	200	18	take	take	VERB
ajfa-3417	200	19	the	the	DET
ajfa-3417	200	20	values	value	NOUN
ajfa-3417	200	21	0	0	NUM
ajfa-3417	200	22	or	or	CCONJ
ajfa-3417	200	23	1	1	NUM
ajfa-3417	200	24	,	,	PUNCT
ajfa-3417	200	25	it	it	PRON
ajfa-3417	200	26	is	be	AUX
ajfa-3417	200	27	more	more	ADV
ajfa-3417	200	28	interesting	interesting	ADJ
ajfa-3417	200	29	to	to	PART
ajfa-3417	200	30	use	use	VERB
ajfa-3417	200	31	an	an	DET
ajfa-3417	200	32	activation	activation	NOUN
ajfa-3417	200	33	function	function	NOUN
ajfa-3417	200	34	(	(	PUNCT
ajfa-3417	200	35	or	or	CCONJ
ajfa-3417	200	36	a	a	DET
ajfa-3417	200	37	transfer	transfer	NOUN
ajfa-3417	200	38	function	function	NOUN
ajfa-3417	200	39	)	)	PUNCT
ajfa-3417	200	40	of	of	ADP
ajfa-3417	200	41	sigmoïd	sigmoïd	ADJ
ajfa-3417	200	42	type	type	NOUN
ajfa-3417	200	43	(	(	PUNCT
ajfa-3417	200	44	parizeau	parizeau	PROPN
ajfa-3417	200	45	,	,	PUNCT
ajfa-3417	200	46	2004	2004	NUM
ajfa-3417	200	47	)	)	PUNCT
ajfa-3417	200	48	.	.	PUNCT
ajfa-3417	201	1	this	this	DET
ajfa-3417	201	2	function	function	NOUN
ajfa-3417	201	3	is	be	AUX
ajfa-3417	201	4	defined	define	VERB
ajfa-3417	201	5	by	by	ADP
ajfa-3417	201	6	:	:	PUNCT
ajfa-3417	201	7	(	(	PUNCT
ajfa-3417	201	8	)	)	PUNCT
ajfa-3417	201	9			X
ajfa-3417	202	1	=	=	PUNCT
ajfa-3417	202	2	−=	−=	NOUN
ajfa-3417	202	3	n	n	PROPN
ajfa-3417	202	4	i	i	PRON
ajfa-3417	202	5	ii	ii	NOUN
ajfa-3417	202	6	yxe	yxe	VERB
ajfa-3417	202	7	1	1	NUM
ajfa-3417	202	8	221	221	NUM
ajfa-3417	202	9	(	(	PUNCT
ajfa-3417	202	10	1	1	NUM
ajfa-3417	202	11	)	)	PUNCT
ajfa-3417	202	12	with	with	ADP
ajfa-3417	202	13	:	:	PUNCT
ajfa-3417	202	14	n	n	NUM
ajfa-3417	202	15	:	:	PUNCT
ajfa-3417	202	16	number	number	NOUN
ajfa-3417	202	17	of	of	ADP
ajfa-3417	202	18	examples	example	NOUN
ajfa-3417	202	19	(	(	PUNCT
ajfa-3417	202	20	bank	bank	NOUN
ajfa-3417	202	21	-	-	PUNCT
ajfa-3417	202	22	year	year	NOUN
ajfa-3417	202	23	for	for	ADP
ajfa-3417	202	24	our	our	PRON
ajfa-3417	202	25	study	study	NOUN
ajfa-3417	202	26	)	)	PUNCT
ajfa-3417	202	27	;	;	PUNCT
ajfa-3417	202	28	ix	ix	ADP
ajfa-3417	202	29	:	:	PUNCT
ajfa-3417	202	30	value	value	NOUN
ajfa-3417	202	31	desired	desire	VERB
ajfa-3417	202	32	by	by	ADP
ajfa-3417	202	33	the	the	DET
ajfa-3417	202	34	output	output	NOUN
ajfa-3417	202	35	;	;	PUNCT
ajfa-3417	202	36	iy	iy	X
ajfa-3417	202	37	:	:	PUNCT
ajfa-3417	202	38	value	value	NOUN
ajfa-3417	202	39	calculated	calculate	VERB
ajfa-3417	202	40	by	by	ADP
ajfa-3417	202	41	the	the	DET
ajfa-3417	202	42	output	output	NOUN
ajfa-3417	202	43	;	;	PUNCT
ajfa-3417	202	44	4	4	X
ajfa-3417	202	45	.	.	NOUN
ajfa-3417	202	46	results	result	NOUN
ajfa-3417	202	47	and	and	CCONJ
ajfa-3417	202	48	interpretation	interpretation	NOUN
ajfa-3417	202	49	4.1	4.1	NUM
ajfa-3417	202	50	the	the	DET
ajfa-3417	202	51	bank	bank	NOUN
ajfa-3417	202	52	ranking	rank	VERB
ajfa-3417	202	53	quality	quality	NOUN
ajfa-3417	202	54	the	the	DET
ajfa-3417	202	55	choice	choice	NOUN
ajfa-3417	202	56	of	of	ADP
ajfa-3417	202	57	the	the	DET
ajfa-3417	202	58	neuronal	neuronal	ADJ
ajfa-3417	202	59	models	model	NOUN
ajfa-3417	202	60	to	to	PART
ajfa-3417	202	61	be	be	AUX
ajfa-3417	202	62	adopted	adopt	VERB
ajfa-3417	202	63	is	be	AUX
ajfa-3417	202	64	made	make	VERB
ajfa-3417	202	65	on	on	ADP
ajfa-3417	202	66	the	the	DET
ajfa-3417	202	67	basis	basis	NOUN
ajfa-3417	202	68	of	of	ADP
ajfa-3417	202	69	network	network	NOUN
ajfa-3417	202	70	performance	performance	NOUN
ajfa-3417	202	71	indicators	indicator	NOUN
ajfa-3417	202	72	(	(	PUNCT
ajfa-3417	202	73	the	the	DET
ajfa-3417	202	74	percentages	percentage	NOUN
ajfa-3417	202	75	of	of	ADP
ajfa-3417	202	76	good	good	ADJ
ajfa-3417	202	77	rankings	ranking	NOUN
ajfa-3417	202	78	and	and	CCONJ
ajfa-3417	202	79	the	the	DET
ajfa-3417	202	80	learning	learning	NOUN
ajfa-3417	202	81	and	and	CCONJ
ajfa-3417	202	82	test	test	NOUN
ajfa-3417	202	83	errors	error	NOUN
ajfa-3417	202	84	)	)	PUNCT
ajfa-3417	202	85	.	.	PUNCT
ajfa-3417	203	1	these	these	DET
ajfa-3417	203	2	models	model	NOUN
ajfa-3417	203	3	have	have	VERB
ajfa-3417	203	4	to	to	PART
ajfa-3417	203	5	meet	meet	VERB
ajfa-3417	203	6	the	the	DET
ajfa-3417	203	7	following	following	ADJ
ajfa-3417	203	8	conditions	condition	NOUN
ajfa-3417	203	9	:	:	PUNCT
ajfa-3417	203	10	discriminate	discriminate	VERB
ajfa-3417	203	11	between	between	ADP
ajfa-3417	203	12	the	the	DET
ajfa-3417	203	13	solvent	solvent	ADJ
ajfa-3417	203	14	banks	bank	NOUN
ajfa-3417	203	15	and	and	CCONJ
ajfa-3417	203	16	insolvent	insolvent	ADJ
ajfa-3417	203	17	banks	bank	NOUN
ajfa-3417	203	18	and	and	CCONJ
ajfa-3417	203	19	predict	predict	VERB
ajfa-3417	203	20	the	the	DET
ajfa-3417	203	21	insolvency	insolvency	NOUN
ajfa-3417	203	22	of	of	ADP
ajfa-3417	203	23	banks	bank	NOUN
ajfa-3417	203	24	.	.	PUNCT
ajfa-3417	204	1	for	for	ADP
ajfa-3417	204	2	the	the	DET
ajfa-3417	204	3	construction	construction	NOUN
ajfa-3417	204	4	of	of	ADP
ajfa-3417	204	5	our	our	PRON
ajfa-3417	204	6	final	final	ADJ
ajfa-3417	204	7	neural	neural	ADJ
ajfa-3417	204	8	model	model	NOUN
ajfa-3417	204	9	,	,	PUNCT
ajfa-3417	204	10	we	we	PRON
ajfa-3417	204	11	used	use	VERB
ajfa-3417	204	12	the	the	DET
ajfa-3417	204	13	matlab	matlab	PROPN
ajfa-3417	204	14	7.11.0	7.11.0	NUM
ajfa-3417	204	15	software	software	NOUN
ajfa-3417	204	16	.	.	PUNCT
ajfa-3417	205	1	we	we	PRON
ajfa-3417	205	2	have	have	VERB
ajfa-3417	205	3	first	first	ADV
ajfa-3417	205	4	of	of	ADP
ajfa-3417	205	5	all	all	PRON
ajfa-3417	205	6	proceeded	proceed	VERB
ajfa-3417	205	7	to	to	ADP
ajfa-3417	205	8	a	a	DET
ajfa-3417	205	9	ventilation	ventilation	NOUN
ajfa-3417	205	10	of	of	ADP
ajfa-3417	205	11	the	the	DET
ajfa-3417	205	12	initial	initial	ADJ
ajfa-3417	205	13	sample	sample	NOUN
ajfa-3417	205	14	.	.	PUNCT
ajfa-3417	206	1	indeed	indeed	ADV
ajfa-3417	206	2	,	,	PUNCT
ajfa-3417	206	3	the	the	DET
ajfa-3417	206	4	sample	sample	NOUN
ajfa-3417	206	5	established	establish	VERB
ajfa-3417	206	6	by	by	ADP
ajfa-3417	206	7	144	144	NUM
ajfa-3417	206	8	(	(	PUNCT
ajfa-3417	206	9	18	18	NUM
ajfa-3417	206	10	banks	bank	NOUN
ajfa-3417	206	11	*	*	NOUN
ajfa-3417	206	12	8	8	NUM
ajfa-3417	206	13	years	year	NOUN
ajfa-3417	206	14	)	)	PUNCT
ajfa-3417	206	15	observations	observation	NOUN
ajfa-3417	206	16	is	be	AUX
ajfa-3417	206	17	shared	share	VERB
ajfa-3417	206	18	in	in	ADP
ajfa-3417	206	19	three	three	NUM
ajfa-3417	206	20	sub	sub	NOUN
ajfa-3417	206	21	-	-	NOUN
ajfa-3417	206	22	samples	sample	NOUN
ajfa-3417	206	23	:	:	PUNCT
ajfa-3417	206	24	asian	asian	ADJ
ajfa-3417	206	25	journal	journal	NOUN
ajfa-3417	206	26	of	of	ADP
ajfa-3417	206	27	finance	finance	PROPN
ajfa-3417	206	28	&	&	CCONJ
ajfa-3417	206	29	accounting	accounting	PROPN
ajfa-3417	206	30	issn	issn	PROPN
ajfa-3417	206	31	1946	1946	NUM
ajfa-3417	206	32	-	-	PUNCT
ajfa-3417	206	33	052x	052x	NOUN
ajfa-3417	206	34	2013	2013	NUM
ajfa-3417	206	35	,	,	PUNCT
ajfa-3417	206	36	vol	vol	NOUN
ajfa-3417	206	37	.	.	PROPN
ajfa-3417	206	38	5	5	NUM
ajfa-3417	206	39	,	,	PUNCT
ajfa-3417	206	40	no	no	INTJ
ajfa-3417	206	41	.	.	NOUN
ajfa-3417	206	42	1	1	NUM
ajfa-3417	206	43	www.macrothink.org/ajfa	www.macrothink.org/ajfa	NOUN
ajfa-3417	206	44	221	221	NUM
ajfa-3417	206	45	•	•	NOUN
ajfa-3417	206	46	the	the	DET
ajfa-3417	206	47	first	first	ADJ
ajfa-3417	206	48	sub	sub	NOUN
ajfa-3417	206	49	-	-	NOUN
ajfa-3417	206	50	sample	sample	NOUN
ajfa-3417	206	51	,	,	PUNCT
ajfa-3417	206	52	called	call	VERB
ajfa-3417	206	53	"	"	PUNCT
ajfa-3417	206	54	training	training	NOUN
ajfa-3417	206	55	data	datum	NOUN
ajfa-3417	206	56	"	"	PUNCT
ajfa-3417	206	57	,	,	PUNCT
ajfa-3417	206	58	is	be	AUX
ajfa-3417	206	59	going	go	VERB
ajfa-3417	206	60	to	to	PART
ajfa-3417	206	61	serve	serve	VERB
ajfa-3417	206	62	in	in	ADP
ajfa-3417	206	63	the	the	DET
ajfa-3417	206	64	learning	learning	NOUN
ajfa-3417	206	65	phase	phase	NOUN
ajfa-3417	206	66	(	(	PUNCT
ajfa-3417	206	67	or	or	CCONJ
ajfa-3417	206	68	of	of	ADP
ajfa-3417	206	69	adaptation	adaptation	NOUN
ajfa-3417	206	70	of	of	ADP
ajfa-3417	206	71	the	the	DET
ajfa-3417	206	72	weights	weight	NOUN
ajfa-3417	206	73	)	)	PUNCT
ajfa-3417	206	74	and	and	CCONJ
ajfa-3417	206	75	represents	represent	VERB
ajfa-3417	206	76	70	70	NUM
ajfa-3417	206	77	%	%	NOUN
ajfa-3417	206	78	of	of	ADP
ajfa-3417	206	79	the	the	DET
ajfa-3417	206	80	total	total	ADJ
ajfa-3417	206	81	sample	sample	NOUN
ajfa-3417	206	82	(	(	PUNCT
ajfa-3417	206	83	100	100	NUM
ajfa-3417	206	84	observations	observation	NOUN
ajfa-3417	206	85	)	)	PUNCT
ajfa-3417	206	86	.	.	PUNCT
ajfa-3417	207	1	•	•	NOUN
ajfa-3417	208	1	the	the	DET
ajfa-3417	208	2	second	second	ADJ
ajfa-3417	208	3	sub	sub	NOUN
ajfa-3417	208	4	-	-	NOUN
ajfa-3417	208	5	sample	sample	NOUN
ajfa-3417	208	6	,	,	PUNCT
ajfa-3417	208	7	called	call	VERB
ajfa-3417	208	8	"	"	PUNCT
ajfa-3417	208	9	validation	validation	NOUN
ajfa-3417	208	10	data	datum	NOUN
ajfa-3417	208	11	"	"	PUNCT
ajfa-3417	208	12	,	,	PUNCT
ajfa-3417	208	13	represents	represent	VERB
ajfa-3417	208	14	15	15	NUM
ajfa-3417	208	15	%	%	NOUN
ajfa-3417	208	16	of	of	ADP
ajfa-3417	208	17	the	the	DET
ajfa-3417	208	18	total	total	ADJ
ajfa-3417	208	19	sample	sample	NOUN
ajfa-3417	208	20	(	(	PUNCT
ajfa-3417	208	21	22	22	NUM
ajfa-3417	208	22	observations	observation	NOUN
ajfa-3417	208	23	)	)	PUNCT
ajfa-3417	208	24	.	.	PUNCT
ajfa-3417	209	1	it	it	PRON
ajfa-3417	209	2	is	be	AUX
ajfa-3417	209	3	used	use	VERB
ajfa-3417	209	4	to	to	PART
ajfa-3417	209	5	measure	measure	VERB
ajfa-3417	209	6	the	the	DET
ajfa-3417	209	7	capacity	capacity	NOUN
ajfa-3417	209	8	of	of	ADP
ajfa-3417	209	9	generalization	generalization	NOUN
ajfa-3417	209	10	of	of	ADP
ajfa-3417	209	11	networks	network	NOUN
ajfa-3417	209	12	and	and	CCONJ
ajfa-3417	209	13	to	to	PART
ajfa-3417	209	14	stop	stop	VERB
ajfa-3417	209	15	the	the	DET
ajfa-3417	209	16	procedure	procedure	NOUN
ajfa-3417	209	17	of	of	ADP
ajfa-3417	209	18	learning	learn	VERB
ajfa-3417	209	19	when	when	SCONJ
ajfa-3417	209	20	this	this	DET
ajfa-3417	209	21	capacity	capacity	NOUN
ajfa-3417	209	22	stops	stop	VERB
ajfa-3417	209	23	improving	improve	VERB
ajfa-3417	209	24	.	.	PUNCT
ajfa-3417	210	1	•	•	NUM
ajfa-3417	210	2	the	the	DET
ajfa-3417	210	3	third	third	ADJ
ajfa-3417	210	4	sub	sub	NOUN
ajfa-3417	210	5	-	-	NOUN
ajfa-3417	210	6	sample	sample	NOUN
ajfa-3417	210	7	which	which	PRON
ajfa-3417	210	8	is	be	AUX
ajfa-3417	210	9	going	go	VERB
ajfa-3417	210	10	to	to	PART
ajfa-3417	210	11	represent	represent	VERB
ajfa-3417	210	12	the	the	DET
ajfa-3417	210	13	basis	basis	NOUN
ajfa-3417	210	14	of	of	ADP
ajfa-3417	210	15	the	the	DET
ajfa-3417	210	16	test	test	NOUN
ajfa-3417	210	17	contains	contain	VERB
ajfa-3417	210	18	15	15	NUM
ajfa-3417	210	19	%	%	NOUN
ajfa-3417	210	20	of	of	ADP
ajfa-3417	210	21	the	the	DET
ajfa-3417	210	22	total	total	ADJ
ajfa-3417	210	23	sample	sample	NOUN
ajfa-3417	210	24	(	(	PUNCT
ajfa-3417	210	25	22	22	NUM
ajfa-3417	210	26	observations	observation	NOUN
ajfa-3417	210	27	)	)	PUNCT
ajfa-3417	210	28	.	.	PUNCT
ajfa-3417	211	1	it	it	PRON
ajfa-3417	211	2	has	have	VERB
ajfa-3417	211	3	no	no	DET
ajfa-3417	211	4	effect	effect	NOUN
ajfa-3417	211	5	on	on	ADP
ajfa-3417	211	6	the	the	DET
ajfa-3417	211	7	procedure	procedure	NOUN
ajfa-3417	211	8	of	of	ADP
ajfa-3417	211	9	learning	learning	NOUN
ajfa-3417	211	10	,	,	PUNCT
ajfa-3417	211	11	but	but	CCONJ
ajfa-3417	211	12	it	it	PRON
ajfa-3417	211	13	supplies	supply	VERB
ajfa-3417	211	14	an	an	DET
ajfa-3417	211	15	independent	independent	ADJ
ajfa-3417	211	16	measure	measure	NOUN
ajfa-3417	211	17	of	of	ADP
ajfa-3417	211	18	the	the	DET
ajfa-3417	211	19	network	network	NOUN
ajfa-3417	211	20	performance	performance	NOUN
ajfa-3417	211	21	during	during	ADP
ajfa-3417	211	22	and	and	CCONJ
ajfa-3417	211	23	after	after	ADP
ajfa-3417	211	24	the	the	DET
ajfa-3417	211	25	learning	learning	NOUN
ajfa-3417	211	26	.	.	PUNCT
ajfa-3417	212	1	then	then	ADV
ajfa-3417	212	2	,	,	PUNCT
ajfa-3417	212	3	we	we	PRON
ajfa-3417	212	4	have	have	AUX
ajfa-3417	212	5	proceeded	proceed	VERB
ajfa-3417	212	6	to	to	ADP
ajfa-3417	212	7	the	the	DET
ajfa-3417	212	8	apprenticeship	apprenticeship	NOUN
ajfa-3417	212	9	of	of	ADP
ajfa-3417	212	10	a	a	DET
ajfa-3417	212	11	large	large	ADJ
ajfa-3417	212	12	number	number	NOUN
ajfa-3417	212	13	of	of	ADP
ajfa-3417	212	14	networks	network	NOUN
ajfa-3417	212	15	to	to	ADP
ajfa-3417	212	16	a	a	DET
ajfa-3417	212	17	single	single	ADJ
ajfa-3417	212	18	hidden	hide	VERB
ajfa-3417	212	19	layer	layer	NOUN
ajfa-3417	212	20	to	to	PART
ajfa-3417	212	21	find	find	VERB
ajfa-3417	212	22	the	the	DET
ajfa-3417	212	23	optimal	optimal	ADJ
ajfa-3417	212	24	architecture	architecture	NOUN
ajfa-3417	212	25	by	by	ADP
ajfa-3417	212	26	varying	vary	VERB
ajfa-3417	212	27	the	the	DET
ajfa-3417	212	28	number	number	NOUN
ajfa-3417	212	29	of	of	ADP
ajfa-3417	212	30	neuron	neuron	NOUN
ajfa-3417	212	31	on	on	ADP
ajfa-3417	212	32	this	this	DET
ajfa-3417	212	33	layer	layer	NOUN
ajfa-3417	212	34	.	.	PUNCT
ajfa-3417	213	1	in	in	ADP
ajfa-3417	213	2	fact	fact	NOUN
ajfa-3417	213	3	,	,	PUNCT
ajfa-3417	213	4	we	we	PRON
ajfa-3417	213	5	have	have	AUX
ajfa-3417	213	6	adopted	adopt	VERB
ajfa-3417	213	7	the	the	DET
ajfa-3417	213	8	procedure	procedure	NOUN
ajfa-3417	213	9	of	of	ADP
ajfa-3417	213	10	yao	yao	NOUN
ajfa-3417	213	11	,	,	PUNCT
ajfa-3417	213	12	tan	tan	PROPN
ajfa-3417	213	13	and	and	CCONJ
ajfa-3417	213	14	poh	poh	PROPN
ajfa-3417	213	15	(	(	PUNCT
ajfa-3417	213	16	1999	1999	NUM
ajfa-3417	213	17	)	)	PUNCT
ajfa-3417	213	18	.	.	PUNCT
ajfa-3417	214	1	this	this	PRON
ajfa-3417	214	2	is	be	AUX
ajfa-3417	214	3	an	an	DET
ajfa-3417	214	4	iterative	iterative	NOUN
ajfa-3417	214	5	method	method	NOUN
ajfa-3417	214	6	which	which	PRON
ajfa-3417	214	7	consists	consist	VERB
ajfa-3417	214	8	in	in	ADP
ajfa-3417	214	9	gradually	gradually	ADV
ajfa-3417	214	10	increasing	increase	VERB
ajfa-3417	214	11	the	the	DET
ajfa-3417	214	12	number	number	NOUN
ajfa-3417	214	13	of	of	ADP
ajfa-3417	214	14	hidden	hidden	ADJ
ajfa-3417	214	15	neurons	neuron	NOUN
ajfa-3417	214	16	of	of	ADP
ajfa-3417	214	17	a	a	DET
ajfa-3417	214	18	unit	unit	NOUN
ajfa-3417	214	19	until	until	SCONJ
ajfa-3417	214	20	we	we	PRON
ajfa-3417	214	21	find	find	VERB
ajfa-3417	214	22	a	a	DET
ajfa-3417	214	23	minimal	minimal	ADJ
ajfa-3417	214	24	mse	mse	NOUN
ajfa-3417	214	25	(	(	PUNCT
ajfa-3417	214	26	essid	essid	PROPN
ajfa-3417	214	27	,	,	PUNCT
ajfa-3417	214	28	zribi	zribi	PROPN
ajfa-3417	214	29	&	&	CCONJ
ajfa-3417	214	30	boujelbene	boujelbene	PROPN
ajfa-3417	214	31	,	,	PUNCT
ajfa-3417	214	32	2009	2009	NUM
ajfa-3417	214	33	)	)	PUNCT
ajfa-3417	214	34	.	.	PUNCT
ajfa-3417	215	1	the	the	DET
ajfa-3417	215	2	following	follow	VERB
ajfa-3417	215	3	table	table	NOUN
ajfa-3417	215	4	presents	present	VERB
ajfa-3417	215	5	the	the	DET
ajfa-3417	215	6	value	value	NOUN
ajfa-3417	215	7	of	of	ADP
ajfa-3417	215	8	the	the	DET
ajfa-3417	215	9	mse	mse	NOUN
ajfa-3417	215	10	calculated	calculate	VERB
ajfa-3417	215	11	at	at	ADP
ajfa-3417	215	12	the	the	DET
ajfa-3417	215	13	level	level	NOUN
ajfa-3417	215	14	of	of	ADP
ajfa-3417	215	15	3	3	NUM
ajfa-3417	215	16	sub	sub	NOUN
ajfa-3417	215	17	-	-	NOUN
ajfa-3417	215	18	samples	sample	NOUN
ajfa-3417	215	19	for	for	ADP
ajfa-3417	215	20	various	various	ADJ
ajfa-3417	215	21	numbers	number	NOUN
ajfa-3417	215	22	of	of	ADP
ajfa-3417	215	23	hidden	hidden	ADJ
ajfa-3417	215	24	neurons	neuron	NOUN
ajfa-3417	215	25	.	.	PUNCT
ajfa-3417	216	1	table	table	NOUN
ajfa-3417	216	2	4	4	NUM
ajfa-3417	216	3	.	.	PUNCT
ajfa-3417	217	1	the	the	DET
ajfa-3417	217	2	value	value	NOUN
ajfa-3417	217	3	mse	mse	NOUN
ajfa-3417	217	4	for	for	ADP
ajfa-3417	217	5	certain	certain	ADJ
ajfa-3417	217	6	architectures	architecture	NOUN
ajfa-3417	217	7	mse	mse	NOUN
ajfa-3417	217	8	value	value	NOUN
ajfa-3417	217	9	number	number	NOUN
ajfa-3417	217	10	of	of	ADP
ajfa-3417	217	11	hidden	hide	VERB
ajfa-3417	217	12	neurons	neuron	NOUN
ajfa-3417	217	13	training	training	NOUN
ajfa-3417	217	14	data	datum	NOUN
ajfa-3417	217	15	validation	validation	NOUN
ajfa-3417	217	16	data	datum	NOUN
ajfa-3417	217	17	testing	testing	NOUN
ajfa-3417	217	18	data	datum	NOUN
ajfa-3417	217	19	2	2	NUM
ajfa-3417	217	20	0.0545	0.0545	NUM
ajfa-3417	217	21	0.0301	0.0301	NUM
ajfa-3417	217	22	0.0682	0.0682	NUM
ajfa-3417	217	23	3	3	NUM
ajfa-3417	217	24	0.0615	0.0615	NUM
ajfa-3417	217	25	0.121	0.121	NUM
ajfa-3417	217	26	0.138	0.138	NUM
ajfa-3417	217	27	4	4	NUM
ajfa-3417	217	28	0.0992	0.0992	NUM
ajfa-3417	217	29	0.123	0.123	NUM
ajfa-3417	217	30	0.260	0.260	NUM
ajfa-3417	217	31	5	5	NUM
ajfa-3417	217	32	0.155	0.155	NUM
ajfa-3417	217	33	0.185	0.185	NUM
ajfa-3417	217	34	0.173	0.173	NUM
ajfa-3417	217	35	6	6	NUM
ajfa-3417	217	36	0.130	0.130	NUM
ajfa-3417	217	37	0.190	0.190	NUM
ajfa-3417	217	38	0.136	0.136	NUM
ajfa-3417	217	39	7	7	NUM
ajfa-3417	217	40	0.142	0.142	NUM
ajfa-3417	217	41	0.179	0.179	NUM
ajfa-3417	217	42	0.161	0.161	NUM
ajfa-3417	217	43	according	accord	VERB
ajfa-3417	217	44	to	to	ADP
ajfa-3417	217	45	the	the	DET
ajfa-3417	217	46	results	result	NOUN
ajfa-3417	217	47	which	which	PRON
ajfa-3417	217	48	appear	appear	VERB
ajfa-3417	217	49	in	in	ADP
ajfa-3417	217	50	the	the	DET
ajfa-3417	217	51	previous	previous	ADJ
ajfa-3417	217	52	table	table	NOUN
ajfa-3417	217	53	,	,	PUNCT
ajfa-3417	217	54	we	we	PRON
ajfa-3417	217	55	notice	notice	VERB
ajfa-3417	217	56	that	that	SCONJ
ajfa-3417	217	57	a	a	DET
ajfa-3417	217	58	neural	neural	ADJ
ajfa-3417	217	59	network	network	NOUN
ajfa-3417	217	60	with	with	ADP
ajfa-3417	217	61	two	two	NUM
ajfa-3417	217	62	neurons	neuron	NOUN
ajfa-3417	217	63	presents	present	VERB
ajfa-3417	217	64	the	the	DET
ajfa-3417	217	65	minimum	minimum	NOUN
ajfa-3417	217	66	of	of	ADP
ajfa-3417	217	67	mse	mse	NOUN
ajfa-3417	217	68	and	and	CCONJ
ajfa-3417	217	69	this	this	PRON
ajfa-3417	217	70	at	at	ADP
ajfa-3417	217	71	the	the	DET
ajfa-3417	217	72	level	level	NOUN
ajfa-3417	217	73	of	of	ADP
ajfa-3417	217	74	three	three	NUM
ajfa-3417	217	75	samples	sample	NOUN
ajfa-3417	217	76	(	(	PUNCT
ajfa-3417	217	77	0.0545	0.0545	NUM
ajfa-3417	217	78	for	for	ADP
ajfa-3417	217	79	the	the	DET
ajfa-3417	217	80	training	training	NOUN
ajfa-3417	217	81	data	datum	NOUN
ajfa-3417	217	82	,	,	PUNCT
ajfa-3417	217	83	0.0301	0.0301	NUM
ajfa-3417	217	84	for	for	ADP
ajfa-3417	217	85	the	the	DET
ajfa-3417	217	86	training	training	NOUN
ajfa-3417	217	87	data	datum	NOUN
ajfa-3417	217	88	and	and	CCONJ
ajfa-3417	217	89	0.0682	0.0682	NUM
ajfa-3417	217	90	for	for	ADP
ajfa-3417	217	91	the	the	DET
ajfa-3417	217	92	testing	testing	NOUN
ajfa-3417	217	93	data	datum	NOUN
ajfa-3417	217	94	)	)	PUNCT
ajfa-3417	217	95	.	.	PUNCT
ajfa-3417	218	1	then	then	ADV
ajfa-3417	218	2	,	,	PUNCT
ajfa-3417	218	3	the	the	DET
ajfa-3417	218	4	configuration	configuration	NOUN
ajfa-3417	218	5	of	of	ADP
ajfa-3417	218	6	the	the	DET
ajfa-3417	218	7	adopted	adopt	VERB
ajfa-3417	218	8	network	network	NOUN
ajfa-3417	218	9	is	be	AUX
ajfa-3417	218	10	presented	present	VERB
ajfa-3417	218	11	in	in	ADP
ajfa-3417	218	12	the	the	DET
ajfa-3417	218	13	following	follow	VERB
ajfa-3417	218	14	figure	figure	NOUN
ajfa-3417	218	15	.	.	PUNCT
ajfa-3417	219	1	asian	asian	ADJ
ajfa-3417	219	2	journal	journal	PROPN
ajfa-3417	219	3	of	of	ADP
ajfa-3417	219	4	finance	finance	PROPN
ajfa-3417	219	5	&	&	CCONJ
ajfa-3417	219	6	accounting	accounting	PROPN
ajfa-3417	219	7	issn	issn	PROPN
ajfa-3417	219	8	1946	1946	NUM
ajfa-3417	219	9	-	-	PUNCT
ajfa-3417	219	10	052x	052x	NOUN
ajfa-3417	219	11	2013	2013	NUM
ajfa-3417	219	12	,	,	PUNCT
ajfa-3417	219	13	vol	vol	NOUN
ajfa-3417	219	14	.	.	PROPN
ajfa-3417	219	15	5	5	NUM
ajfa-3417	219	16	,	,	PUNCT
ajfa-3417	219	17	no	no	INTJ
ajfa-3417	219	18	.	.	NOUN
ajfa-3417	219	19	1	1	NUM
ajfa-3417	219	20	www.macrothink.org/ajfa	www.macrothink.org/ajfa	NOUN
ajfa-3417	219	21	222	222	NUM
ajfa-3417	219	22	figure	figure	NOUN
ajfa-3417	219	23	3	3	NUM
ajfa-3417	219	24	.	.	PUNCT
ajfa-3417	220	1	the	the	DET
ajfa-3417	220	2	configuration	configuration	NOUN
ajfa-3417	220	3	of	of	ADP
ajfa-3417	220	4	the	the	DET
ajfa-3417	220	5	adopted	adopt	VERB
ajfa-3417	220	6	network	network	NOUN
ajfa-3417	220	7	our	our	PRON
ajfa-3417	220	8	network	network	NOUN
ajfa-3417	220	9	is	be	AUX
ajfa-3417	220	10	composed	compose	VERB
ajfa-3417	220	11	by	by	ADP
ajfa-3417	220	12	seven	seven	NUM
ajfa-3417	220	13	neurons	neuron	NOUN
ajfa-3417	220	14	on	on	ADP
ajfa-3417	220	15	the	the	DET
ajfa-3417	220	16	entry	entry	NOUN
ajfa-3417	220	17	layer	layer	NOUN
ajfa-3417	220	18	,	,	PUNCT
ajfa-3417	220	19	represented	represent	VERB
ajfa-3417	220	20	by	by	ADP
ajfa-3417	220	21	the	the	DET
ajfa-3417	220	22	values	value	NOUN
ajfa-3417	220	23	of	of	ADP
ajfa-3417	220	24	the	the	DET
ajfa-3417	220	25	seven	seven	NUM
ajfa-3417	220	26	selected	select	VERB
ajfa-3417	220	27	financial	financial	ADJ
ajfa-3417	220	28	ratios	ratio	NOUN
ajfa-3417	220	29	,	,	PUNCT
ajfa-3417	220	30	two	two	NUM
ajfa-3417	220	31	neurons	neuron	NOUN
ajfa-3417	220	32	on	on	ADP
ajfa-3417	220	33	the	the	DET
ajfa-3417	220	34	hidden	hide	VERB
ajfa-3417	220	35	layer	layer	NOUN
ajfa-3417	220	36	and	and	CCONJ
ajfa-3417	220	37	one	one	NUM
ajfa-3417	220	38	neuron	neuron	NOUN
ajfa-3417	220	39	on	on	ADP
ajfa-3417	220	40	the	the	DET
ajfa-3417	220	41	exit	exit	NOUN
ajfa-3417	220	42	layer	layer	NOUN
ajfa-3417	220	43	)	)	PUNCT
ajfa-3417	220	44	which	which	PRON
ajfa-3417	220	45	produces	produce	VERB
ajfa-3417	220	46	the	the	DET
ajfa-3417	220	47	ranking	ranking	NOUN
ajfa-3417	220	48	result	result	NOUN
ajfa-3417	220	49	.	.	PUNCT
ajfa-3417	221	1	the	the	DET
ajfa-3417	221	2	test	test	NOUN
ajfa-3417	221	3	is	be	AUX
ajfa-3417	221	4	a	a	DET
ajfa-3417	221	5	very	very	ADV
ajfa-3417	221	6	important	important	ADJ
ajfa-3417	221	7	stage	stage	NOUN
ajfa-3417	221	8	in	in	ADP
ajfa-3417	221	9	the	the	DET
ajfa-3417	221	10	determination	determination	NOUN
ajfa-3417	221	11	of	of	ADP
ajfa-3417	221	12	a	a	DET
ajfa-3417	221	13	network	network	NOUN
ajfa-3417	221	14	performance	performance	NOUN
ajfa-3417	221	15	.	.	PUNCT
ajfa-3417	222	1	so	so	ADV
ajfa-3417	222	2	,	,	PUNCT
ajfa-3417	222	3	we	we	PRON
ajfa-3417	222	4	have	have	AUX
ajfa-3417	222	5	fed	feed	VERB
ajfa-3417	222	6	our	our	PRON
ajfa-3417	222	7	network	network	NOUN
ajfa-3417	222	8	with	with	ADP
ajfa-3417	222	9	the	the	DET
ajfa-3417	222	10	matrix	matrix	NOUN
ajfa-3417	222	11	of	of	ADP
ajfa-3417	222	12	the	the	DET
ajfa-3417	222	13	testing	testing	NOUN
ajfa-3417	222	14	data	datum	NOUN
ajfa-3417	222	15	(	(	PUNCT
ajfa-3417	222	16	t	t	NOUN
ajfa-3417	222	17	)	)	PUNCT
ajfa-3417	222	18	to	to	PART
ajfa-3417	222	19	obtain	obtain	VERB
ajfa-3417	222	20	an	an	DET
ajfa-3417	222	21	exit	exit	NOUN
ajfa-3417	222	22	vector	vector	NOUN
ajfa-3417	222	23	,	,	PUNCT
ajfa-3417	222	24	a	a	DET
ajfa-3417	222	25	single	single	ADJ
ajfa-3417	222	26	column	column	NOUN
ajfa-3417	222	27	and	and	CCONJ
ajfa-3417	222	28	144	144	NUM
ajfa-3417	222	29	lines	line	NOUN
ajfa-3417	222	30	which	which	PRON
ajfa-3417	222	31	we	we	PRON
ajfa-3417	222	32	have	have	AUX
ajfa-3417	222	33	compared	compare	VERB
ajfa-3417	222	34	with	with	ADP
ajfa-3417	222	35	the	the	DET
ajfa-3417	222	36	real	real	ADJ
ajfa-3417	222	37	values	value	NOUN
ajfa-3417	222	38	(	(	PUNCT
ajfa-3417	222	39	r5	r5	PROPN
ajfa-3417	222	40	)	)	PUNCT
ajfa-3417	222	41	.	.	PUNCT
ajfa-3417	223	1	thus	thus	ADV
ajfa-3417	223	2	,	,	PUNCT
ajfa-3417	223	3	we	we	PRON
ajfa-3417	223	4	have	have	AUX
ajfa-3417	223	5	proceeded	proceed	VERB
ajfa-3417	223	6	to	to	ADP
ajfa-3417	223	7	the	the	DET
ajfa-3417	223	8	calculation	calculation	NOUN
ajfa-3417	223	9	of	of	ADP
ajfa-3417	223	10	the	the	DET
ajfa-3417	223	11	rate	rate	NOUN
ajfa-3417	223	12	of	of	ADP
ajfa-3417	223	13	good	good	ADJ
ajfa-3417	223	14	ranking	ranking	NOUN
ajfa-3417	223	15	,	,	PUNCT
ajfa-3417	223	16	by	by	ADP
ajfa-3417	223	17	bringing	bring	VERB
ajfa-3417	223	18	the	the	DET
ajfa-3417	223	19	number	number	NOUN
ajfa-3417	223	20	of	of	ADP
ajfa-3417	223	21	well	well	ADV
ajfa-3417	223	22	classified	classified	ADJ
ajfa-3417	223	23	observations	observation	NOUN
ajfa-3417	223	24	to	to	ADP
ajfa-3417	223	25	the	the	DET
ajfa-3417	223	26	total	total	ADJ
ajfa-3417	223	27	number	number	NOUN
ajfa-3417	223	28	of	of	ADP
ajfa-3417	223	29	observations	observation	NOUN
ajfa-3417	223	30	.	.	PUNCT
ajfa-3417	224	1	the	the	DET
ajfa-3417	224	2	following	follow	VERB
ajfa-3417	224	3	table	table	NOUN
ajfa-3417	224	4	presents	present	VERB
ajfa-3417	224	5	the	the	DET
ajfa-3417	224	6	obtained	obtain	VERB
ajfa-3417	224	7	results	result	NOUN
ajfa-3417	224	8	.	.	PUNCT
ajfa-3417	225	1	table	table	NOUN
ajfa-3417	225	2	5	5	NUM
ajfa-3417	225	3	.	.	PUNCT
ajfa-3417	226	1	the	the	DET
ajfa-3417	226	2	calculation	calculation	NOUN
ajfa-3417	226	3	of	of	ADP
ajfa-3417	226	4	the	the	DET
ajfa-3417	226	5	rate	rate	NOUN
ajfa-3417	226	6	of	of	ADP
ajfa-3417	226	7	good	good	ADJ
ajfa-3417	226	8	ranking	ranking	ADJ
ajfa-3417	226	9	real	real	ADJ
ajfa-3417	226	10	situation	situation	NOUN
ajfa-3417	226	11	adjusted	adjust	VERB
ajfa-3417	226	12	situation	situation	NOUN
ajfa-3417	226	13	details	detail	NOUN
ajfa-3417	226	14	according	accord	VERB
ajfa-3417	226	15	to	to	ADP
ajfa-3417	226	16	the	the	DET
ajfa-3417	226	17	state	state	NOUN
ajfa-3417	226	18	of	of	ADP
ajfa-3417	226	19	solvency	solvency	NOUN
ajfa-3417	226	20	global	global	ADJ
ajfa-3417	226	21	results	result	NOUN
ajfa-3417	226	22	1	1	NUM
ajfa-3417	226	23	0	0	NUM
ajfa-3417	226	24	samples	sample	NOUN
ajfa-3417	226	25	a	a	DET
ajfa-3417	226	26	v	v	NOUN
ajfa-3417	226	27	t	t	NOUN
ajfa-3417	226	28	a	a	DET
ajfa-3417	226	29	v	v	NOUN
ajfa-3417	226	30	t	t	NOUN
ajfa-3417	226	31	a	a	DET
ajfa-3417	226	32	v	v	NOUN
ajfa-3417	226	33	t	t	NOUN
ajfa-3417	226	34	total	total	NOUN
ajfa-3417	226	35	1	1	NUM
ajfa-3417	226	36	64	64	NUM
ajfa-3417	226	37	11	11	NUM
ajfa-3417	226	38	16	16	NUM
ajfa-3417	226	39	0	0	NUM
ajfa-3417	226	40	1	1	NUM
ajfa-3417	226	41	0	0	NUM
ajfa-3417	226	42	64	64	NUM
ajfa-3417	226	43	12	12	NUM
ajfa-3417	226	44	16	16	NUM
ajfa-3417	226	45	92	92	NUM
ajfa-3417	226	46	0	0	NUM
ajfa-3417	226	47	6	6	NUM
ajfa-3417	226	48	0	0	NUM
ajfa-3417	226	49	2	2	NUM
ajfa-3417	226	50	30	30	NUM
ajfa-3417	226	51	10	10	NUM
ajfa-3417	226	52	4	4	NUM
ajfa-3417	226	53	36	36	NUM
ajfa-3417	226	54	10	10	NUM
ajfa-3417	226	55	6	6	NUM
ajfa-3417	226	56	52	52	NUM
ajfa-3417	226	57	total	total	ADJ
ajfa-3417	226	58	real	real	ADJ
ajfa-3417	226	59	situation	situation	NOUN
ajfa-3417	226	60	70	70	NUM
ajfa-3417	226	61	11	11	NUM
ajfa-3417	226	62	18	18	NUM
ajfa-3417	226	63	30	30	NUM
ajfa-3417	226	64	11	11	NUM
ajfa-3417	226	65	4	4	NUM
ajfa-3417	226	66	100	100	NUM
ajfa-3417	226	67	22	22	NUM
ajfa-3417	226	68	22	22	NUM
ajfa-3417	226	69	144	144	NUM
ajfa-3417	226	70	percentage	percentage	NOUN
ajfa-3417	226	71	of	of	ADP
ajfa-3417	226	72	good	good	ADJ
ajfa-3417	226	73	ranking	rank	VERB
ajfa-3417	226	74	91.43	91.43	NUM
ajfa-3417	226	75	100	100	NUM
ajfa-3417	226	76	88.89	88.89	NUM
ajfa-3417	226	77	100	100	NUM
ajfa-3417	226	78	90.91	90.91	NUM
ajfa-3417	226	79	100	100	NUM
ajfa-3417	226	80	94	94	NUM
ajfa-3417	226	81	95.45	95.45	NUM
ajfa-3417	226	82	90.91	90.91	NUM
ajfa-3417	226	83	93.75	93.75	NUM
ajfa-3417	226	84	percentage	percentage	NOUN
ajfa-3417	226	85	of	of	ADP
ajfa-3417	226	86	good	good	ADJ
ajfa-3417	226	87	global	global	ADJ
ajfa-3417	226	88	ranking	rank	VERB
ajfa-3417	226	89	91.91	91.91	NUM
ajfa-3417	226	90	%	%	NOUN
ajfa-3417	226	91	97.77	97.77	NUM
ajfa-3417	226	92	%	%	NOUN
ajfa-3417	226	93	93.75	93.75	NUM
ajfa-3417	226	94	%	%	NOUN
ajfa-3417	226	95	a	a	PRON
ajfa-3417	226	96	:	:	PUNCT
ajfa-3417	226	97	training	train	VERB
ajfa-3417	226	98	data	datum	NOUN
ajfa-3417	226	99	v	v	NOUN
ajfa-3417	226	100	:	:	PUNCT
ajfa-3417	226	101	validation	validation	NOUN
ajfa-3417	226	102	data	datum	NOUN
ajfa-3417	226	103	t	t	PROPN
ajfa-3417	226	104	:	:	PUNCT
ajfa-3417	226	105	testing	testing	NOUN
ajfa-3417	226	106	data	datum	NOUN
ajfa-3417	227	1	this	this	DET
ajfa-3417	227	2	table	table	NOUN
ajfa-3417	227	3	shows	show	VERB
ajfa-3417	227	4	that	that	SCONJ
ajfa-3417	227	5	the	the	DET
ajfa-3417	227	6	rate	rate	NOUN
ajfa-3417	227	7	of	of	ADP
ajfa-3417	227	8	good	good	ADJ
ajfa-3417	227	9	global	global	ADJ
ajfa-3417	227	10	ranking	ranking	NOUN
ajfa-3417	227	11	of	of	ADP
ajfa-3417	227	12	the	the	DET
ajfa-3417	227	13	solvent	solvent	ADJ
ajfa-3417	227	14	banks	bank	NOUN
ajfa-3417	227	15	is	be	AUX
ajfa-3417	227	16	91.91	91.91	NUM
ajfa-3417	227	17	%	%	NOUN
ajfa-3417	227	18	and	and	CCONJ
ajfa-3417	227	19	the	the	DET
ajfa-3417	227	20	rate	rate	NOUN
ajfa-3417	227	21	of	of	ADP
ajfa-3417	227	22	good	good	ADJ
ajfa-3417	227	23	ranking	ranking	NOUN
ajfa-3417	227	24	)	)	PUNCT
ajfa-3417	227	25	of	of	ADP
ajfa-3417	227	26	the	the	DET
ajfa-3417	227	27	insolvent	insolvent	ADJ
ajfa-3417	227	28	banks	bank	NOUN
ajfa-3417	227	29	is	be	AUX
ajfa-3417	227	30	97.77	97.77	NUM
ajfa-3417	227	31	%	%	NOUN
ajfa-3417	227	32	.	.	PUNCT
ajfa-3417	228	1	so	so	ADV
ajfa-3417	228	2	,	,	PUNCT
ajfa-3417	228	3	the	the	DET
ajfa-3417	228	4	percentage	percentage	NOUN
ajfa-3417	228	5	of	of	ADP
ajfa-3417	228	6	good	good	ADJ
ajfa-3417	228	7	total	total	ADJ
ajfa-3417	228	8	ranking	ranking	NOUN
ajfa-3417	228	9	stemming	stemming	NOUN
ajfa-3417	228	10	from	from	ADP
ajfa-3417	228	11	the	the	DET
ajfa-3417	228	12	application	application	NOUN
ajfa-3417	228	13	of	of	ADP
ajfa-3417	228	14	the	the	DET
ajfa-3417	228	15	neural	neural	ADJ
ajfa-3417	228	16	networks	network	NOUN
ajfa-3417	228	17	is	be	AUX
ajfa-3417	228	18	93.75	93.75	NUM
ajfa-3417	228	19	%	%	NOUN
ajfa-3417	228	20	.	.	PUNCT
ajfa-3417	229	1	this	this	PRON
ajfa-3417	229	2	implies	imply	VERB
ajfa-3417	229	3	that	that	SCONJ
ajfa-3417	229	4	the	the	DET
ajfa-3417	229	5	considered	consider	VERB
ajfa-3417	229	6	model	model	NOUN
ajfa-3417	229	7	manages	manage	VERB
ajfa-3417	229	8	to	to	PART
ajfa-3417	229	9	learn	learn	VERB
ajfa-3417	229	10	the	the	DET
ajfa-3417	229	11	patterns	pattern	NOUN
ajfa-3417	229	12	corresponding	correspond	VERB
ajfa-3417	229	13	financial	financial	ADJ
ajfa-3417	229	14	fragility	fragility	NOUN
ajfa-3417	229	15	of	of	ADP
ajfa-3417	229	16	the	the	DET
ajfa-3417	229	17	tunisian	tunisian	ADJ
ajfa-3417	229	18	banks	bank	NOUN
ajfa-3417	229	19	included	include	VERB
ajfa-3417	229	20	in	in	ADP
ajfa-3417	229	21	the	the	DET
ajfa-3417	229	22	sample	sample	NOUN
ajfa-3417	229	23	.	.	PUNCT
ajfa-3417	230	1	the	the	DET
ajfa-3417	230	2	mlp	mlp	PROPN
ajfa-3417	230	3	neural	neural	ADJ
ajfa-3417	230	4	network	network	NOUN
ajfa-3417	230	5	constitutes	constitute	VERB
ajfa-3417	230	6	a	a	DET
ajfa-3417	230	7	powerful	powerful	ADJ
ajfa-3417	230	8	tool	tool	NOUN
ajfa-3417	230	9	in	in	ADP
ajfa-3417	230	10	the	the	DET
ajfa-3417	230	11	ranking	ranking	NOUN
ajfa-3417	230	12	of	of	ADP
ajfa-3417	230	13	banks	bank	NOUN
ajfa-3417	230	14	according	accord	VERB
ajfa-3417	230	15	to	to	ADP
ajfa-3417	230	16	their	their	PRON
ajfa-3417	230	17	degree	degree	NOUN
ajfa-3417	230	18	of	of	ADP
ajfa-3417	230	19	performance	performance	NOUN
ajfa-3417	230	20	.	.	PUNCT
ajfa-3417	231	1	likewise	likewise	ADV
ajfa-3417	231	2	,	,	PUNCT
ajfa-3417	231	3	the	the	DET
ajfa-3417	231	4	results	result	NOUN
ajfa-3417	231	5	show	show	VERB
ajfa-3417	231	6	a	a	DET
ajfa-3417	231	7	big	big	ADJ
ajfa-3417	231	8	capacity	capacity	NOUN
ajfa-3417	231	9	of	of	ADP
ajfa-3417	231	10	the	the	DET
ajfa-3417	231	11	model	model	NOUN
ajfa-3417	231	12	in	in	ADP
ajfa-3417	231	13	recognizing	recognize	VERB
ajfa-3417	231	14	the	the	DET
ajfa-3417	231	15	level	level	NOUN
ajfa-3417	231	16	of	of	ADP
ajfa-3417	231	17	fragility	fragility	NOUN
ajfa-3417	231	18	of	of	ADP
ajfa-3417	231	19	certain	certain	ADJ
ajfa-3417	231	20	banks	bank	NOUN
ajfa-3417	231	21	which	which	PRON
ajfa-3417	231	22	have	have	AUX
ajfa-3417	231	23	not	not	PART
ajfa-3417	231	24	been	be	AUX
ajfa-3417	231	25	taken	take	VERB
ajfa-3417	231	26	into	into	ADP
ajfa-3417	231	27	account	account	NOUN
ajfa-3417	231	28	during	during	ADP
ajfa-3417	231	29	the	the	DET
ajfa-3417	231	30	apprenticeship	apprenticeship	NOUN
ajfa-3417	231	31	(	(	PUNCT
ajfa-3417	231	32	belonging	belong	VERB
ajfa-3417	231	33	to	to	ADP
ajfa-3417	231	34	the	the	DET
ajfa-3417	231	35	test	test	NOUN
ajfa-3417	231	36	sample	sample	NOUN
ajfa-3417	231	37	)	)	PUNCT
ajfa-3417	231	38	.	.	PUNCT
ajfa-3417	232	1	indeed	indeed	ADV
ajfa-3417	232	2	,	,	PUNCT
ajfa-3417	232	3	the	the	DET
ajfa-3417	232	4	rate	rate	NOUN
ajfa-3417	232	5	of	of	ADP
ajfa-3417	232	6	good	good	ADJ
ajfa-3417	232	7	ranking	ranking	NOUN
ajfa-3417	232	8	at	at	ADP
ajfa-3417	232	9	the	the	DET
ajfa-3417	232	10	level	level	NOUN
ajfa-3417	232	11	of	of	ADP
ajfa-3417	232	12	the	the	DET
ajfa-3417	232	13	test	test	NOUN
ajfa-3417	232	14	sample	sample	NOUN
ajfa-3417	232	15	reached	reach	VERB
ajfa-3417	232	16	90.91	90.91	NUM
ajfa-3417	232	17	%	%	NOUN
ajfa-3417	232	18	.	.	PUNCT
ajfa-3417	233	1	we	we	PRON
ajfa-3417	233	2	note	note	VERB
ajfa-3417	233	3	that	that	SCONJ
ajfa-3417	233	4	there	there	PRON
ajfa-3417	233	5	is	be	VERB
ajfa-3417	233	6	a	a	DET
ajfa-3417	233	7	total	total	ADJ
ajfa-3417	233	8	recognition	recognition	NOUN
ajfa-3417	233	9	of	of	ADP
ajfa-3417	233	10	the	the	DET
ajfa-3417	233	11	unsuccessful	unsuccessful	ADJ
ajfa-3417	233	12	banks	bank	NOUN
ajfa-3417	233	13	.	.	PUNCT
ajfa-3417	234	1	their	their	PRON
ajfa-3417	234	2	rate	rate	NOUN
ajfa-3417	234	3	of	of	ADP
ajfa-3417	234	4	asian	asian	ADJ
ajfa-3417	234	5	journal	journal	NOUN
ajfa-3417	234	6	of	of	ADP
ajfa-3417	234	7	finance	finance	PROPN
ajfa-3417	234	8	&	&	CCONJ
ajfa-3417	234	9	accounting	accounting	PROPN
ajfa-3417	234	10	issn	issn	PROPN
ajfa-3417	234	11	1946	1946	NUM
ajfa-3417	234	12	-	-	PUNCT
ajfa-3417	234	13	052x	052x	NOUN
ajfa-3417	234	14	2013	2013	NUM
ajfa-3417	234	15	,	,	PUNCT
ajfa-3417	234	16	vol	vol	NOUN
ajfa-3417	234	17	.	.	PROPN
ajfa-3417	234	18	5	5	NUM
ajfa-3417	234	19	,	,	PUNCT
ajfa-3417	234	20	no	no	INTJ
ajfa-3417	234	21	.	.	NOUN
ajfa-3417	234	22	1	1	NUM
ajfa-3417	234	23	www.macrothink.org/ajfa	www.macrothink.org/ajfa	NUM
ajfa-3417	234	24	223	223	NUM
ajfa-3417	234	25	good	good	ADJ
ajfa-3417	234	26	ranking	ranking	NOUN
ajfa-3417	234	27	in	in	ADP
ajfa-3417	234	28	the	the	DET
ajfa-3417	234	29	test	test	NOUN
ajfa-3417	234	30	sample	sample	NOUN
ajfa-3417	234	31	is	be	AUX
ajfa-3417	234	32	100	100	NUM
ajfa-3417	234	33	%	%	NOUN
ajfa-3417	234	34	.	.	PUNCT
ajfa-3417	235	1	however	however	ADV
ajfa-3417	235	2	,	,	PUNCT
ajfa-3417	235	3	it	it	PRON
ajfa-3417	235	4	is	be	AUX
ajfa-3417	235	5	88.89	88.89	NUM
ajfa-3417	235	6	%	%	NOUN
ajfa-3417	235	7	for	for	ADP
ajfa-3417	235	8	the	the	DET
ajfa-3417	235	9	successful	successful	ADJ
ajfa-3417	235	10	banks	bank	NOUN
ajfa-3417	235	11	.	.	PUNCT
ajfa-3417	236	1	the	the	DET
ajfa-3417	236	2	results	result	NOUN
ajfa-3417	236	3	of	of	ADP
ajfa-3417	236	4	the	the	DET
ajfa-3417	236	5	application	application	NOUN
ajfa-3417	236	6	of	of	ADP
ajfa-3417	236	7	the	the	DET
ajfa-3417	236	8	methodology	methodology	NOUN
ajfa-3417	236	9	of	of	ADP
ajfa-3417	236	10	the	the	DET
ajfa-3417	236	11	mlp	mlp	PROPN
ajfa-3417	236	12	artificial	artificial	ADJ
ajfa-3417	236	13	neural	neural	ADJ
ajfa-3417	236	14	networks	network	NOUN
ajfa-3417	236	15	to	to	PART
ajfa-3417	236	16	predict	predict	VERB
ajfa-3417	236	17	the	the	DET
ajfa-3417	236	18	banking	banking	NOUN
ajfa-3417	236	19	insolvency	insolvency	NOUN
ajfa-3417	236	20	based	base	VERB
ajfa-3417	236	21	on	on	ADP
ajfa-3417	236	22	the	the	DET
ajfa-3417	236	23	selected	select	VERB
ajfa-3417	236	24	financial	financial	ADJ
ajfa-3417	236	25	ratios	ratio	NOUN
ajfa-3417	236	26	have	have	AUX
ajfa-3417	236	27	showed	show	VERB
ajfa-3417	236	28	a	a	DET
ajfa-3417	236	29	very	very	ADV
ajfa-3417	236	30	good	good	ADJ
ajfa-3417	236	31	disposal	disposal	NOUN
ajfa-3417	236	32	of	of	ADP
ajfa-3417	236	33	this	this	DET
ajfa-3417	236	34	technique	technique	NOUN
ajfa-3417	236	35	in	in	ADP
ajfa-3417	236	36	the	the	DET
ajfa-3417	236	37	construction	construction	NOUN
ajfa-3417	236	38	of	of	ADP
ajfa-3417	236	39	a	a	DET
ajfa-3417	236	40	model	model	NOUN
ajfa-3417	236	41	for	for	ADP
ajfa-3417	236	42	the	the	DET
ajfa-3417	236	43	premature	premature	ADJ
ajfa-3417	236	44	detection	detection	NOUN
ajfa-3417	236	45	of	of	ADP
ajfa-3417	236	46	the	the	DET
ajfa-3417	236	47	banking	banking	NOUN
ajfa-3417	236	48	difficulties	difficulty	NOUN
ajfa-3417	236	49	and	and	CCONJ
ajfa-3417	236	50	the	the	DET
ajfa-3417	236	51	supervision	supervision	NOUN
ajfa-3417	236	52	of	of	ADP
ajfa-3417	236	53	their	their	PRON
ajfa-3417	236	54	solvency	solvency	NOUN
ajfa-3417	236	55	in	in	ADP
ajfa-3417	236	56	tunisia	tunisia	PROPN
ajfa-3417	236	57	.	.	PUNCT
ajfa-3417	237	1	4.2	4.2	NUM
ajfa-3417	237	2	the	the	DET
ajfa-3417	237	3	performances	performance	NOUN
ajfa-3417	237	4	of	of	ADP
ajfa-3417	237	5	the	the	DET
ajfa-3417	237	6	tunisian	tunisian	ADJ
ajfa-3417	237	7	banks	bank	NOUN
ajfa-3417	237	8	to	to	PART
ajfa-3417	237	9	draw	draw	VERB
ajfa-3417	237	10	finer	fine	ADJ
ajfa-3417	237	11	conclusions	conclusion	NOUN
ajfa-3417	237	12	,	,	PUNCT
ajfa-3417	237	13	we	we	PRON
ajfa-3417	237	14	propose	propose	VERB
ajfa-3417	237	15	table	table	NOUN
ajfa-3417	237	16	6	6	NUM
ajfa-3417	237	17	which	which	PRON
ajfa-3417	237	18	presents	present	VERB
ajfa-3417	237	19	the	the	DET
ajfa-3417	237	20	descriptive	descriptive	ADJ
ajfa-3417	237	21	statistics	statistic	NOUN
ajfa-3417	237	22	of	of	ADP
ajfa-3417	237	23	all	all	DET
ajfa-3417	237	24	the	the	DET
ajfa-3417	237	25	ratios	ratio	NOUN
ajfa-3417	237	26	used	use	VERB
ajfa-3417	237	27	for	for	ADP
ajfa-3417	237	28	each	each	DET
ajfa-3417	237	29	type	type	NOUN
ajfa-3417	237	30	of	of	ADP
ajfa-3417	237	31	bank	bank	NOUN
ajfa-3417	237	32	(	(	PUNCT
ajfa-3417	237	33	solvent	solvent	ADJ
ajfa-3417	237	34	and	and	CCONJ
ajfa-3417	237	35	insolvent	insolvent	ADJ
ajfa-3417	237	36	)	)	PUNCT
ajfa-3417	237	37	.	.	PUNCT
ajfa-3417	238	1	table	table	NOUN
ajfa-3417	238	2	6	6	NUM
ajfa-3417	238	3	.	.	PUNCT
ajfa-3417	239	1	descriptive	descriptive	ADJ
ajfa-3417	239	2	statistics	statistic	NOUN
ajfa-3417	239	3	of	of	ADP
ajfa-3417	239	4	all	all	DET
ajfa-3417	239	5	the	the	DET
ajfa-3417	239	6	ratios	ratio	NOUN
ajfa-3417	239	7	in	in	ADP
ajfa-3417	239	8	%	%	NOUN
ajfa-3417	239	9	solvent	solvent	ADJ
ajfa-3417	239	10	banks	bank	NOUN
ajfa-3417	239	11	(	(	PUNCT
ajfa-3417	239	12	99	99	NUM
ajfa-3417	239	13	observations	observation	NOUN
ajfa-3417	239	14	)	)	PUNCT
ajfa-3417	239	15	ratios	ratio	NOUN
ajfa-3417	239	16	mean	mean	VERB
ajfa-3417	239	17	standard	standard	ADJ
ajfa-3417	239	18	deviation	deviation	NOUN
ajfa-3417	239	19	max	max	PROPN
ajfa-3417	239	20	min	min	PROPN
ajfa-3417	239	21	r1	r1	PROPN
ajfa-3417	239	22	91.560	91.560	NUM
ajfa-3417	239	23	4.791	4.791	NUM
ajfa-3417	239	24	99.964	99.964	NUM
ajfa-3417	239	25	75.776	75.776	NUM
ajfa-3417	239	26	r2	r2	NOUN
ajfa-3417	239	27	248.783	248.783	NUM
ajfa-3417	239	28	309.287	309.287	NUM
ajfa-3417	239	29	1534.826	1534.826	NUM
ajfa-3417	239	30	101.285	101.285	NUM
ajfa-3417	239	31	r3	r3	PROPN
ajfa-3417	239	32	79.567	79.567	NUM
ajfa-3417	239	33	9.029	9.029	NUM
ajfa-3417	239	34	94.225	94.225	NUM
ajfa-3417	239	35	37.115	37.115	NUM
ajfa-3417	239	36	r4	r4	VERB
ajfa-3417	239	37	101.774	101.774	NUM
ajfa-3417	239	38	24.694	24.694	NUM
ajfa-3417	239	39	209.621	209.621	NUM
ajfa-3417	239	40	41.128	41.128	NUM
ajfa-3417	239	41	r5	r5	PROPN
ajfa-3417	239	42	18.993	18.993	NUM
ajfa-3417	239	43	13.644	13.644	NUM
ajfa-3417	239	44	60.401	60.401	NUM
ajfa-3417	239	45	8.021	8.021	NUM
ajfa-3417	239	46	r6	r6	NOUN
ajfa-3417	239	47	59.568	59.568	NUM
ajfa-3417	239	48	21.744	21.744	NUM
ajfa-3417	239	49	100.000	100.000	NUM
ajfa-3417	239	50	8.924	8.924	NUM
ajfa-3417	239	51	r7	r7	NOUN
ajfa-3417	239	52	-0.497	-0.497	NUM
ajfa-3417	239	53	8.433	8.433	NUM
ajfa-3417	239	54	3.865	3.865	NUM
ajfa-3417	239	55	-75.196	-75.196	NOUN
ajfa-3417	239	56	r8	r8	ADJ
ajfa-3417	239	57	-1.195	-1.195	NOUN
ajfa-3417	239	58	46.832	46.832	NUM
ajfa-3417	239	59	17.624	17.624	NUM
ajfa-3417	239	60	-429.050	-429.050	VERB
ajfa-3417	239	61	insolvent	insolvent	ADJ
ajfa-3417	239	62	banks	bank	NOUN
ajfa-3417	239	63	(	(	PUNCT
ajfa-3417	239	64	45	45	NUM
ajfa-3417	239	65	observations	observation	NOUN
ajfa-3417	239	66	)	)	PUNCT
ajfa-3417	239	67	ratios	ratio	NOUN
ajfa-3417	239	68	mean	mean	VERB
ajfa-3417	239	69	standard	standard	ADJ
ajfa-3417	239	70	deviation	deviation	NOUN
ajfa-3417	239	71	max	max	PROPN
ajfa-3417	239	72	min	min	PROPN
ajfa-3417	239	73	r1	r1	PROPN
ajfa-3417	239	74	96.119	96.119	NUM
ajfa-3417	239	75	2.977	2.977	NUM
ajfa-3417	239	76	99.972	99.972	NUM
ajfa-3417	239	77	86.843	86.843	NUM
ajfa-3417	239	78	r2	r2	NOUN
ajfa-3417	239	79	139.158	139.158	NUM
ajfa-3417	239	80	207.964	207.964	NUM
ajfa-3417	239	81	1502.175	1502.175	NUM
ajfa-3417	239	82	95.612	95.612	NUM
ajfa-3417	239	83	r3	r3	NOUN
ajfa-3417	239	84	82.703	82.703	NUM
ajfa-3417	239	85	9.363	9.363	NUM
ajfa-3417	239	86	95.665	95.665	NUM
ajfa-3417	240	1	56.476	56.476	NUM
ajfa-3417	240	2	r4	r4	NOUN
ajfa-3417	240	3	87.916	87.916	NUM
ajfa-3417	240	4	9.830	9.830	NUM
ajfa-3417	240	5	103.335	103.335	NUM
ajfa-3417	240	6	59.936	59.936	NUM
ajfa-3417	240	7	r5	r5	NOUN
ajfa-3417	240	8	5.918	5.918	NUM
ajfa-3417	240	9	2.201	2.201	NUM
ajfa-3417	240	10	7.996	7.996	NUM
ajfa-3417	240	11	-1.098	-1.098	PUNCT
ajfa-3417	240	12	r6	r6	NOUN
ajfa-3417	240	13	59.873	59.873	NUM
ajfa-3417	240	14	40.264	40.264	NUM
ajfa-3417	240	15	100.000	100.000	NUM
ajfa-3417	240	16	-148.730	-148.730	PUNCT
ajfa-3417	240	17	r7	r7	NOUN
ajfa-3417	240	18	-0.128	-0.128	PUNCT
ajfa-3417	240	19	2.093	2.093	NUM
ajfa-3417	240	20	1.436	1.436	NUM
ajfa-3417	240	21	-10.351	-10.351	NOUN
ajfa-3417	240	22	r8	r8	PROPN
ajfa-3417	240	23	21.508	21.508	NUM
ajfa-3417	240	24	143.259	143.259	NUM
ajfa-3417	240	25	942.262	942.262	NUM
ajfa-3417	240	26	-176.480	-176.480	PUNCT
ajfa-3417	240	27	this	this	DET
ajfa-3417	240	28	table	table	NOUN
ajfa-3417	240	29	highlights	highlight	NOUN
ajfa-3417	240	30	that	that	SCONJ
ajfa-3417	240	31	there	there	PRON
ajfa-3417	240	32	is	be	VERB
ajfa-3417	240	33	a	a	DET
ajfa-3417	240	34	disparity	disparity	NOUN
ajfa-3417	240	35	between	between	ADP
ajfa-3417	240	36	18	18	NUM
ajfa-3417	240	37	tunisian	tunisian	ADJ
ajfa-3417	240	38	banks	bank	NOUN
ajfa-3417	240	39	of	of	ADP
ajfa-3417	240	40	our	our	PRON
ajfa-3417	240	41	sample	sample	NOUN
ajfa-3417	240	42	during	during	ADP
ajfa-3417	240	43	the	the	DET
ajfa-3417	240	44	period	period	NOUN
ajfa-3417	240	45	2002	2002	NUM
ajfa-3417	240	46	-	-	SYM
ajfa-3417	240	47	2009	2009	NUM
ajfa-3417	240	48	regarding	regard	VERB
ajfa-3417	240	49	banking	banking	NOUN
ajfa-3417	240	50	solvency	solvency	NOUN
ajfa-3417	240	51	.	.	PUNCT
ajfa-3417	241	1	it	it	PRON
ajfa-3417	241	2	allows	allow	VERB
ajfa-3417	241	3	to	to	PART
ajfa-3417	241	4	have	have	VERB
ajfa-3417	241	5	an	an	DET
ajfa-3417	241	6	idea	idea	NOUN
ajfa-3417	241	7	about	about	ADP
ajfa-3417	241	8	the	the	DET
ajfa-3417	241	9	various	various	ADJ
ajfa-3417	241	10	"	"	PUNCT
ajfa-3417	241	11	banks	bank	NOUN
ajfa-3417	241	12	-	-	PUNCT
ajfa-3417	241	13	years	year	NOUN
ajfa-3417	241	14	"	"	PUNCT
ajfa-3417	241	15	of	of	ADP
ajfa-3417	241	16	each	each	DET
ajfa-3417	241	17	category	category	NOUN
ajfa-3417	241	18	(	(	PUNCT
ajfa-3417	241	19	solvent	solvent	ADJ
ajfa-3417	241	20	and	and	CCONJ
ajfa-3417	241	21	insolvent	insolvent	ADJ
ajfa-3417	241	22	)	)	PUNCT
ajfa-3417	241	23	.	.	PUNCT
ajfa-3417	242	1	we	we	PRON
ajfa-3417	242	2	notice	notice	VERB
ajfa-3417	242	3	that	that	SCONJ
ajfa-3417	242	4	the	the	DET
ajfa-3417	242	5	aggravating	aggravating	ADJ
ajfa-3417	242	6	factors	factor	NOUN
ajfa-3417	242	7	of	of	ADP
ajfa-3417	242	8	risk	risk	NOUN
ajfa-3417	242	9	are	be	AUX
ajfa-3417	242	10	more	more	ADV
ajfa-3417	242	11	present	present	ADJ
ajfa-3417	242	12	,	,	PUNCT
ajfa-3417	242	13	on	on	ADP
ajfa-3417	242	14	average	average	ADJ
ajfa-3417	242	15	,	,	PUNCT
ajfa-3417	242	16	in	in	ADP
ajfa-3417	242	17	the	the	DET
ajfa-3417	242	18	failing	fail	VERB
ajfa-3417	242	19	banks	bank	NOUN
ajfa-3417	242	20	.	.	PUNCT
ajfa-3417	243	1	these	these	DET
ajfa-3417	243	2	banks	bank	NOUN
ajfa-3417	243	3	have	have	VERB
ajfa-3417	243	4	less	less	ADJ
ajfa-3417	243	5	capital	capital	NOUN
ajfa-3417	243	6	in	in	ADP
ajfa-3417	243	7	the	the	DET
ajfa-3417	243	8	total	total	NOUN
ajfa-3417	243	9	of	of	ADP
ajfa-3417	243	10	their	their	PRON
ajfa-3417	243	11	assets	asset	NOUN
ajfa-3417	243	12	(	(	PUNCT
ajfa-3417	243	13	low	low	ADJ
ajfa-3417	243	14	r5	r5	PROPN
ajfa-3417	243	15	)	)	PUNCT
ajfa-3417	243	16	,	,	PUNCT
ajfa-3417	243	17	more	more	ADJ
ajfa-3417	243	18	loans	loan	NOUN
ajfa-3417	243	19	in	in	ADP
ajfa-3417	243	20	their	their	PRON
ajfa-3417	243	21	balance	balance	NOUN
ajfa-3417	243	22	sheets	sheet	NOUN
ajfa-3417	243	23	(	(	PUNCT
ajfa-3417	243	24	high	high	ADJ
ajfa-3417	243	25	r3	r3	PROPN
ajfa-3417	243	26	)	)	PUNCT
ajfa-3417	243	27	and	and	CCONJ
ajfa-3417	243	28	fewer	few	ADJ
ajfa-3417	243	29	liquid	liquid	ADJ
ajfa-3417	243	30	assets	asset	NOUN
ajfa-3417	243	31	with	with	ADP
ajfa-3417	243	32	regard	regard	NOUN
ajfa-3417	243	33	to	to	ADP
ajfa-3417	243	34	the	the	DET
ajfa-3417	243	35	total	total	ADJ
ajfa-3417	243	36	assets	asset	NOUN
ajfa-3417	243	37	(	(	PUNCT
ajfa-3417	243	38	r1	r1	PROPN
ajfa-3417	243	39	)	)	PUNCT
ajfa-3417	243	40	and	and	CCONJ
ajfa-3417	243	41	with	with	ADP
ajfa-3417	243	42	asian	asian	ADJ
ajfa-3417	243	43	journal	journal	NOUN
ajfa-3417	243	44	of	of	ADP
ajfa-3417	243	45	finance	finance	PROPN
ajfa-3417	243	46	&	&	CCONJ
ajfa-3417	243	47	accounting	accounting	PROPN
ajfa-3417	243	48	issn	issn	PROPN
ajfa-3417	243	49	1946	1946	NUM
ajfa-3417	243	50	-	-	PUNCT
ajfa-3417	243	51	052x	052x	NOUN
ajfa-3417	243	52	2013	2013	NUM
ajfa-3417	243	53	,	,	PUNCT
ajfa-3417	243	54	vol	vol	NOUN
ajfa-3417	243	55	.	.	PROPN
ajfa-3417	243	56	5	5	NUM
ajfa-3417	243	57	,	,	PUNCT
ajfa-3417	243	58	no	no	INTJ
ajfa-3417	243	59	.	.	NOUN
ajfa-3417	243	60	1	1	NUM
ajfa-3417	243	61	www.macrothink.org/ajfa	www.macrothink.org/ajfa	NOUN
ajfa-3417	243	62	224	224	NUM
ajfa-3417	243	63	regard	regard	NOUN
ajfa-3417	243	64	to	to	ADP
ajfa-3417	243	65	the	the	DET
ajfa-3417	243	66	short	short	ADJ
ajfa-3417	243	67	-	-	PUNCT
ajfa-3417	243	68	term	term	NOUN
ajfa-3417	243	69	debts	debt	NOUN
ajfa-3417	243	70	(	(	PUNCT
ajfa-3417	243	71	r2	r2	PROPN
ajfa-3417	243	72	)	)	PUNCT
ajfa-3417	243	73	.	.	PUNCT
ajfa-3417	244	1	on	on	ADP
ajfa-3417	244	2	the	the	DET
ajfa-3417	244	3	other	other	ADJ
ajfa-3417	244	4	hand	hand	NOUN
ajfa-3417	244	5	,	,	PUNCT
ajfa-3417	244	6	the	the	DET
ajfa-3417	244	7	ratio	ratio	NOUN
ajfa-3417	244	8	of	of	ADP
ajfa-3417	244	9	capital	capital	NOUN
ajfa-3417	244	10	which	which	PRON
ajfa-3417	244	11	covers	cover	VERB
ajfa-3417	244	12	their	their	PRON
ajfa-3417	244	13	long	long	ADJ
ajfa-3417	244	14	-	-	PUNCT
ajfa-3417	244	15	term	term	NOUN
ajfa-3417	244	16	credits	credit	NOUN
ajfa-3417	244	17	(	(	PUNCT
ajfa-3417	244	18	r6	r6	NOUN
ajfa-3417	244	19	)	)	PUNCT
ajfa-3417	244	20	is	be	AUX
ajfa-3417	244	21	equivalent	equivalent	ADJ
ajfa-3417	244	22	to	to	ADP
ajfa-3417	244	23	that	that	PRON
ajfa-3417	244	24	of	of	ADP
ajfa-3417	244	25	successful	successful	ADJ
ajfa-3417	244	26	banks	bank	NOUN
ajfa-3417	244	27	,	,	PUNCT
ajfa-3417	244	28	while	while	SCONJ
ajfa-3417	244	29	the	the	DET
ajfa-3417	244	30	ratio	ratio	NOUN
ajfa-3417	244	31	of	of	ADP
ajfa-3417	244	32	intermediation	intermediation	NOUN
ajfa-3417	244	33	for	for	ADP
ajfa-3417	244	34	healthy	healthy	ADJ
ajfa-3417	244	35	banks	bank	NOUN
ajfa-3417	244	36	is	be	AUX
ajfa-3417	244	37	more	more	ADV
ajfa-3417	244	38	important	important	ADJ
ajfa-3417	244	39	than	than	ADP
ajfa-3417	244	40	that	that	PRON
ajfa-3417	244	41	of	of	ADP
ajfa-3417	244	42	the	the	DET
ajfa-3417	244	43	failing	fail	VERB
ajfa-3417	244	44	banks	bank	NOUN
ajfa-3417	244	45	(	(	PUNCT
ajfa-3417	244	46	r4	r4	PROPN
ajfa-3417	244	47	)	)	PUNCT
ajfa-3417	244	48	.	.	PUNCT
ajfa-3417	245	1	the	the	DET
ajfa-3417	245	2	obtained	obtain	VERB
ajfa-3417	245	3	results	result	NOUN
ajfa-3417	245	4	have	have	AUX
ajfa-3417	245	5	allowed	allow	VERB
ajfa-3417	245	6	us	we	PRON
ajfa-3417	245	7	to	to	PART
ajfa-3417	245	8	make	make	VERB
ajfa-3417	245	9	a	a	DET
ajfa-3417	245	10	ranking	ranking	NOUN
ajfa-3417	245	11	of	of	ADP
ajfa-3417	245	12	banks	bank	NOUN
ajfa-3417	245	13	considered	consider	VERB
ajfa-3417	245	14	in	in	ADP
ajfa-3417	245	15	our	our	PRON
ajfa-3417	245	16	application	application	NOUN
ajfa-3417	245	17	.	.	PUNCT
ajfa-3417	246	1	this	this	DET
ajfa-3417	246	2	ranking	ranking	NOUN
ajfa-3417	246	3	is	be	AUX
ajfa-3417	246	4	based	base	VERB
ajfa-3417	246	5	on	on	ADP
ajfa-3417	246	6	,	,	PUNCT
ajfa-3417	246	7	s	s	PART
ajfa-3417	246	8	,	,	PUNCT
ajfa-3417	246	9	the	the	DET
ajfa-3417	246	10	number	number	NOUN
ajfa-3417	246	11	of	of	ADP
ajfa-3417	246	12	times	time	NOUN
ajfa-3417	246	13	a	a	DET
ajfa-3417	246	14	bank	bank	NOUN
ajfa-3417	246	15	shows	show	VERB
ajfa-3417	246	16	itself	itself	PRON
ajfa-3417	246	17	solvent	solvent	NOUN
ajfa-3417	246	18	,	,	PUNCT
ajfa-3417	246	19	and	and	CCONJ
ajfa-3417	246	20	this	this	PRON
ajfa-3417	246	21	over	over	ADP
ajfa-3417	246	22	the	the	DET
ajfa-3417	246	23	8	8	NUM
ajfa-3417	246	24	years	year	NOUN
ajfa-3417	246	25	of	of	ADP
ajfa-3417	246	26	our	our	PRON
ajfa-3417	246	27	study	study	NOUN
ajfa-3417	246	28	period	period	NOUN
ajfa-3417	246	29	.	.	PUNCT
ajfa-3417	247	1	table	table	NOUN
ajfa-3417	247	2	7	7	NUM
ajfa-3417	247	3	shows	show	VERB
ajfa-3417	247	4	the	the	DET
ajfa-3417	247	5	category	category	NOUN
ajfa-3417	247	6	of	of	ADP
ajfa-3417	247	7	each	each	DET
ajfa-3417	247	8	bank	bank	NOUN
ajfa-3417	247	9	for	for	ADP
ajfa-3417	247	10	every	every	DET
ajfa-3417	247	11	year	year	NOUN
ajfa-3417	247	12	included	include	VERB
ajfa-3417	247	13	in	in	ADP
ajfa-3417	247	14	the	the	DET
ajfa-3417	247	15	period	period	NOUN
ajfa-3417	247	16	of	of	ADP
ajfa-3417	247	17	study	study	NOUN
ajfa-3417	247	18	.	.	PUNCT
ajfa-3417	248	1	by	by	ADP
ajfa-3417	248	2	considering	consider	VERB
ajfa-3417	248	3	all	all	DET
ajfa-3417	248	4	these	these	DET
ajfa-3417	248	5	characteristics	characteristic	NOUN
ajfa-3417	248	6	,	,	PUNCT
ajfa-3417	248	7	we	we	PRON
ajfa-3417	248	8	have	have	AUX
ajfa-3417	248	9	been	be	AUX
ajfa-3417	248	10	able	able	ADJ
ajfa-3417	248	11	to	to	PART
ajfa-3417	248	12	establish	establish	VERB
ajfa-3417	248	13	the	the	DET
ajfa-3417	248	14	ranking	ranking	NOUN
ajfa-3417	248	15	of	of	ADP
ajfa-3417	248	16	the	the	DET
ajfa-3417	248	17	banks	bank	NOUN
ajfa-3417	248	18	belonging	belong	VERB
ajfa-3417	248	19	to	to	ADP
ajfa-3417	248	20	the	the	DET
ajfa-3417	248	21	sample	sample	NOUN
ajfa-3417	248	22	of	of	ADP
ajfa-3417	248	23	study	study	NOUN
ajfa-3417	248	24	according	accord	VERB
ajfa-3417	248	25	to	to	ADP
ajfa-3417	248	26	a	a	DET
ajfa-3417	248	27	decreasing	decrease	VERB
ajfa-3417	248	28	degree	degree	NOUN
ajfa-3417	248	29	.	.	PUNCT
ajfa-3417	249	1	a	a	DET
ajfa-3417	249	2	first	first	ADJ
ajfa-3417	249	3	examination	examination	NOUN
ajfa-3417	249	4	of	of	ADP
ajfa-3417	249	5	this	this	DET
ajfa-3417	249	6	ranking	ranking	NOUN
ajfa-3417	249	7	for	for	ADP
ajfa-3417	249	8	the	the	DET
ajfa-3417	249	9	period	period	NOUN
ajfa-3417	249	10	2002	2002	NUM
ajfa-3417	249	11	-	-	SYM
ajfa-3417	249	12	2009	2009	NUM
ajfa-3417	249	13	shows	show	VERB
ajfa-3417	249	14	that	that	SCONJ
ajfa-3417	249	15	the	the	DET
ajfa-3417	249	16	banks	bank	NOUN
ajfa-3417	249	17	which	which	PRON
ajfa-3417	249	18	occupy	occupy	VERB
ajfa-3417	249	19	the	the	DET
ajfa-3417	249	20	first	first	ADJ
ajfa-3417	249	21	rank	rank	NOUN
ajfa-3417	249	22	are	be	AUX
ajfa-3417	249	23	the	the	DET
ajfa-3417	249	24	most	most	ADV
ajfa-3417	249	25	successful	successful	ADJ
ajfa-3417	249	26	banks	bank	NOUN
ajfa-3417	249	27	.	.	PUNCT
ajfa-3417	250	1	according	accord	VERB
ajfa-3417	250	2	to	to	ADP
ajfa-3417	250	3	the	the	DET
ajfa-3417	250	4	criterion	criterion	NOUN
ajfa-3417	250	5	r5	r5	PROPN
ajfa-3417	250	6	,	,	PUNCT
ajfa-3417	250	7	we	we	PRON
ajfa-3417	250	8	find	find	VERB
ajfa-3417	250	9	at	at	ADP
ajfa-3417	250	10	the	the	DET
ajfa-3417	250	11	bottom	bottom	NOUN
ajfa-3417	250	12	of	of	ADP
ajfa-3417	250	13	the	the	DET
ajfa-3417	250	14	ranking	rank	VERB
ajfa-3417	250	15	the	the	DET
ajfa-3417	250	16	bft	bft	NOUN
ajfa-3417	250	17	(	(	PUNCT
ajfa-3417	250	18	insolvent	insolvent	ADJ
ajfa-3417	250	19	bank	bank	NOUN
ajfa-3417	250	20	over	over	ADP
ajfa-3417	250	21	the	the	DET
ajfa-3417	250	22	whole	whole	ADJ
ajfa-3417	250	23	study	study	NOUN
ajfa-3417	250	24	period	period	NOUN
ajfa-3417	250	25	)	)	PUNCT
ajfa-3417	250	26	and	and	CCONJ
ajfa-3417	250	27	to	to	ADP
ajfa-3417	250	28	a	a	DET
ajfa-3417	250	29	lesser	less	ADJ
ajfa-3417	250	30	extent	extent	NOUN
ajfa-3417	250	31	the	the	DET
ajfa-3417	250	32	abc	abc	PROPN
ajfa-3417	250	33	and	and	CCONJ
ajfa-3417	250	34	attijari	attijari	ADJ
ajfa-3417	250	35	.	.	PUNCT
ajfa-3417	251	1	all	all	DET
ajfa-3417	251	2	these	these	DET
ajfa-3417	251	3	banks	bank	NOUN
ajfa-3417	251	4	are	be	AUX
ajfa-3417	251	5	small	small	ADJ
ajfa-3417	251	6	in	in	ADP
ajfa-3417	251	7	size	size	NOUN
ajfa-3417	251	8	and	and	CCONJ
ajfa-3417	251	9	are	be	AUX
ajfa-3417	251	10	not	not	PART
ajfa-3417	251	11	quoted	quote	VERB
ajfa-3417	251	12	on	on	ADP
ajfa-3417	251	13	the	the	DET
ajfa-3417	251	14	stock	stock	NOUN
ajfa-3417	251	15	exchange	exchange	NOUN
ajfa-3417	251	16	of	of	ADP
ajfa-3417	251	17	tunis	tunis	NOUN
ajfa-3417	251	18	.	.	PUNCT
ajfa-3417	252	1	they	they	PRON
ajfa-3417	252	2	can	can	AUX
ajfa-3417	252	3	go	go	VERB
ajfa-3417	252	4	bankrupt	bankrupt	ADJ
ajfa-3417	252	5	if	if	SCONJ
ajfa-3417	252	6	the	the	DET
ajfa-3417	252	7	supervision	supervision	NOUN
ajfa-3417	252	8	authorities	authority	NOUN
ajfa-3417	252	9	do	do	AUX
ajfa-3417	252	10	not	not	PART
ajfa-3417	252	11	take	take	VERB
ajfa-3417	252	12	urgent	urgent	ADJ
ajfa-3417	252	13	restructuring	restructuring	NOUN
ajfa-3417	252	14	measures	measure	NOUN
ajfa-3417	252	15	.	.	PUNCT
ajfa-3417	253	1	table	table	NOUN
ajfa-3417	253	2	7	7	NUM
ajfa-3417	253	3	.	.	PUNCT
ajfa-3417	254	1	the	the	DET
ajfa-3417	254	2	rankings	ranking	NOUN
ajfa-3417	254	3	of	of	ADP
ajfa-3417	254	4	the	the	DET
ajfa-3417	254	5	tunisian	tunisian	ADJ
ajfa-3417	254	6	banks	bank	NOUN
ajfa-3417	254	7	(	(	PUNCT
ajfa-3417	254	8	2002	2002	NUM
ajfa-3417	254	9	-	-	SYM
ajfa-3417	254	10	2009	2009	NUM
ajfa-3417	254	11	)	)	PUNCT
ajfa-3417	254	12	according	accord	VERB
ajfa-3417	254	13	to	to	ADP
ajfa-3417	254	14	the	the	DET
ajfa-3417	254	15	capitalization	capitalization	NOUN
ajfa-3417	254	16	ratio	ratio	NOUN
ajfa-3417	254	17	r5	r5	PROPN
ajfa-3417	254	18	according	accord	VERB
ajfa-3417	254	19	to	to	ADP
ajfa-3417	254	20	the	the	DET
ajfa-3417	254	21	mlp	mlp	NOUN
ajfa-3417	254	22	exit	exit	NOUN
ajfa-3417	254	23	rank	rank	PROPN
ajfa-3417	254	24	banks	bank	NOUN
ajfa-3417	254	25	s	s	PART
ajfa-3417	254	26	rank	rank	NOUN
ajfa-3417	254	27	banks	bank	NOUN
ajfa-3417	254	28	s	s	PART
ajfa-3417	254	29	1	1	NUM
ajfa-3417	254	30	stb	stb	NOUN
ajfa-3417	254	31	8	8	NUM
ajfa-3417	254	32	1	1	NUM
ajfa-3417	254	33	stb	stb	NOUN
ajfa-3417	254	34	8	8	NUM
ajfa-3417	254	35	bt	bt	NOUN
ajfa-3417	254	36	8	8	NUM
ajfa-3417	254	37	bt	bt	NOUN
ajfa-3417	254	38	8	8	NUM
ajfa-3417	254	39	bte	bte	NOUN
ajfa-3417	254	40	8	8	NUM
ajfa-3417	254	41	bte	bte	X
ajfa-3417	254	42	8	8	NUM
ajfa-3417	254	43	btl	btl	X
ajfa-3417	254	44	8	8	NUM
ajfa-3417	254	45	btl	btl	NOUN
ajfa-3417	254	46	8	8	NUM
ajfa-3417	254	47	btk	btk	NOUN
ajfa-3417	254	48	8	8	NUM
ajfa-3417	254	49	btk	btk	NOUN
ajfa-3417	254	50	8	8	NUM
ajfa-3417	254	51	ab	ab	PROPN
ajfa-3417	254	52	8	8	NUM
ajfa-3417	254	53	ab	ab	PROPN
ajfa-3417	254	54	8	8	NUM
ajfa-3417	254	55	ubci	ubci	ADJ
ajfa-3417	254	56	8	8	NUM
ajfa-3417	254	57	ubci	ubci	NOUN
ajfa-3417	254	58	8	8	NUM
ajfa-3417	254	59	tqb	tqb	NOUN
ajfa-3417	254	60	8	8	NUM
ajfa-3417	254	61	2	2	NUM
ajfa-3417	254	62	tqb	tqb	NOUN
ajfa-3417	254	63	7	7	NUM
ajfa-3417	254	64	2	2	NUM
ajfa-3417	254	65	bts	bt	NOUN
ajfa-3417	254	66	7	7	NUM
ajfa-3417	254	67	3	3	NUM
ajfa-3417	254	68	bna	bna	PROPN
ajfa-3417	254	69	6	6	NUM
ajfa-3417	254	70	3	3	NUM
ajfa-3417	254	71	bna	bna	PROPN
ajfa-3417	254	72	6	6	NUM
ajfa-3417	254	73	4	4	NUM
ajfa-3417	254	74	atb	atb	NOUN
ajfa-3417	254	75	5	5	NUM
ajfa-3417	254	76	4	4	NUM
ajfa-3417	254	77	atb	atb	NOUN
ajfa-3417	254	78	5	5	NUM
ajfa-3417	254	79	5	5	NUM
ajfa-3417	254	80	biat	biat	NOUN
ajfa-3417	254	81	4	4	NUM
ajfa-3417	254	82	5	5	NUM
ajfa-3417	254	83	biat	biat	NOUN
ajfa-3417	254	84	4	4	NUM
ajfa-3417	254	85	citibank	citibank	NOUN
ajfa-3417	254	86	4	4	NUM
ajfa-3417	254	87	citibank	citibank	PROPN
ajfa-3417	254	88	4	4	NUM
ajfa-3417	254	89	6	6	NUM
ajfa-3417	254	90	uib	uib	NOUN
ajfa-3417	254	91	3	3	NUM
ajfa-3417	254	92	6	6	NUM
ajfa-3417	254	93	uib	uib	NOUN
ajfa-3417	254	94	3	3	NUM
ajfa-3417	254	95	bh	bh	NOUN
ajfa-3417	254	96	3	3	NUM
ajfa-3417	254	97	7	7	NUM
ajfa-3417	254	98	bh	bh	NOUN
ajfa-3417	254	99	2	2	NUM
ajfa-3417	254	100	7	7	NUM
ajfa-3417	254	101	attijari	attijari	PROPN
ajfa-3417	254	102	bank	bank	NOUN
ajfa-3417	254	103	2	2	NUM
ajfa-3417	254	104	attijari	attijari	PROPN
ajfa-3417	254	105	bank	bank	NOUN
ajfa-3417	254	106	2	2	NUM
ajfa-3417	254	107	abc	abc	PROPN
ajfa-3417	254	108	2	2	NUM
ajfa-3417	254	109	abc	abc	PROPN
ajfa-3417	254	110	2	2	NUM
ajfa-3417	254	111	8	8	NUM
ajfa-3417	254	112	bts	bt	NOUN
ajfa-3417	254	113	0	0	NUM
ajfa-3417	254	114	asian	asian	ADJ
ajfa-3417	254	115	journal	journal	NOUN
ajfa-3417	254	116	of	of	ADP
ajfa-3417	254	117	finance	finance	PROPN
ajfa-3417	254	118	&	&	CCONJ
ajfa-3417	254	119	accounting	accounting	PROPN
ajfa-3417	254	120	issn	issn	PROPN
ajfa-3417	254	121	1946	1946	NUM
ajfa-3417	254	122	-	-	PUNCT
ajfa-3417	254	123	052x	052x	NOUN
ajfa-3417	254	124	2013	2013	NUM
ajfa-3417	254	125	,	,	PUNCT
ajfa-3417	254	126	vol	vol	NOUN
ajfa-3417	254	127	.	.	PROPN
ajfa-3417	254	128	5	5	NUM
ajfa-3417	254	129	,	,	PUNCT
ajfa-3417	254	130	no	no	INTJ
ajfa-3417	254	131	.	.	NOUN
ajfa-3417	254	132	1	1	NUM
ajfa-3417	254	133	www.macrothink.org/ajfa	www.macrothink.org/ajfa	NOUN
ajfa-3417	254	134	225	225	NUM
ajfa-3417	254	135	8	8	NUM
ajfa-3417	254	136	bft	bft	X
ajfa-3417	254	137	0	0	X
ajfa-3417	254	138	bft	bft	X
ajfa-3417	254	139	0	0	NUM
ajfa-3417	254	140	for	for	ADP
ajfa-3417	254	141	a	a	DET
ajfa-3417	254	142	better	well	ADJ
ajfa-3417	254	143	characterization	characterization	NOUN
ajfa-3417	254	144	of	of	ADP
ajfa-3417	254	145	the	the	DET
ajfa-3417	254	146	ranking	ranking	NOUN
ajfa-3417	254	147	of	of	ADP
ajfa-3417	254	148	banks	bank	NOUN
ajfa-3417	254	149	according	accord	VERB
ajfa-3417	254	150	to	to	ADP
ajfa-3417	254	151	the	the	DET
ajfa-3417	254	152	capitalization	capitalization	NOUN
ajfa-3417	254	153	ratio	ratio	NOUN
ajfa-3417	254	154	r5	r5	PROPN
ajfa-3417	255	1	,	,	PUNCT
ajfa-3417	255	2	we	we	PRON
ajfa-3417	255	3	propose	propose	VERB
ajfa-3417	255	4	the	the	DET
ajfa-3417	255	5	following	follow	VERB
ajfa-3417	255	6	illustration	illustration	NOUN
ajfa-3417	255	7	.	.	PUNCT
ajfa-3417	256	1	banks	bank	NOUN
ajfa-3417	256	2	s	s	PART
ajfa-3417	256	3	2002	2002	NUM
ajfa-3417	256	4	2003	2003	NUM
ajfa-3417	256	5	2004	2004	NUM
ajfa-3417	256	6	2005	2005	NUM
ajfa-3417	256	7	2006	2006	NUM
ajfa-3417	256	8	2007	2007	NUM
ajfa-3417	256	9	2008	2008	NUM
ajfa-3417	256	10	2009	2009	NUM
ajfa-3417	256	11	stb	stb	NOUN
ajfa-3417	256	12	8	8	NUM
ajfa-3417	256	13	bt	bt	NOUN
ajfa-3417	256	14	8	8	NUM
ajfa-3417	256	15	bte	bte	NOUN
ajfa-3417	256	16	8	8	NUM
ajfa-3417	256	17	btl	btl	NOUN
ajfa-3417	256	18	8	8	NUM
ajfa-3417	256	19	btk	btk	NOUN
ajfa-3417	256	20	8	8	NUM
ajfa-3417	256	21	ab	ab	NUM
ajfa-3417	256	22	8	8	NUM
ajfa-3417	256	23	ubci	ubci	ADJ
ajfa-3417	256	24	8	8	NUM
ajfa-3417	256	25	tqb	tqb	NOUN
ajfa-3417	256	26	8	8	NUM
ajfa-3417	256	27	bts	bt	NOUN
ajfa-3417	256	28	7	7	NUM
ajfa-3417	256	29	bna	bna	PROPN
ajfa-3417	256	30	6	6	NUM
ajfa-3417	256	31	atb	atb	NOUN
ajfa-3417	256	32	5	5	NUM
ajfa-3417	256	33	biat	biat	NOUN
ajfa-3417	256	34	4	4	NUM
ajfa-3417	256	35	citibank	citibank	NOUN
ajfa-3417	256	36	4	4	NUM
ajfa-3417	256	37	uib	uib	VERB
ajfa-3417	256	38	3	3	NUM
ajfa-3417	256	39	bh	bh	NOUN
ajfa-3417	256	40	2	2	NUM
ajfa-3417	256	41	attijari	attijari	PROPN
ajfa-3417	256	42	bank	bank	NOUN
ajfa-3417	256	43	2	2	NUM
ajfa-3417	256	44	abc	abc	PROPN
ajfa-3417	256	45	2	2	NUM
ajfa-3417	256	46	bft	bft	X
ajfa-3417	256	47	0	0	X
ajfa-3417	256	48	solvent	solvent	NOUN
ajfa-3417	256	49	insolvent	insolvent	NOUN
ajfa-3417	256	50	this	this	DET
ajfa-3417	256	51	illustration	illustration	NOUN
ajfa-3417	256	52	shows	show	VERB
ajfa-3417	256	53	the	the	DET
ajfa-3417	256	54	predominance	predominance	NOUN
ajfa-3417	256	55	of	of	ADP
ajfa-3417	256	56	the	the	DET
ajfa-3417	256	57	grey	grey	ADJ
ajfa-3417	256	58	color	color	NOUN
ajfa-3417	256	59	in	in	ADP
ajfa-3417	256	60	the	the	DET
ajfa-3417	256	61	matrix	matrix	NOUN
ajfa-3417	256	62	,	,	PUNCT
ajfa-3417	256	63	which	which	PRON
ajfa-3417	256	64	implies	imply	VERB
ajfa-3417	256	65	that	that	SCONJ
ajfa-3417	256	66	the	the	DET
ajfa-3417	256	67	tunisian	tunisian	ADJ
ajfa-3417	256	68	banking	banking	NOUN
ajfa-3417	256	69	sector	sector	NOUN
ajfa-3417	256	70	is	be	AUX
ajfa-3417	256	71	globally	globally	ADV
ajfa-3417	256	72	solvent	solvent	ADJ
ajfa-3417	256	73	.	.	PUNCT
ajfa-3417	257	1	however	however	ADV
ajfa-3417	257	2	,	,	PUNCT
ajfa-3417	257	3	the	the	DET
ajfa-3417	257	4	black	black	ADJ
ajfa-3417	257	5	color	color	NOUN
ajfa-3417	257	6	_	_	NOUN
ajfa-3417	257	7	implying	imply	VERB
ajfa-3417	257	8	banking	banking	NOUN
ajfa-3417	257	9	fragility	fragility	NOUN
ajfa-3417	257	10	_	_	PRON
ajfa-3417	257	11	is	be	AUX
ajfa-3417	257	12	relatively	relatively	ADV
ajfa-3417	257	13	important	important	ADJ
ajfa-3417	257	14	over	over	ADP
ajfa-3417	257	15	the	the	DET
ajfa-3417	257	16	periods	period	NOUN
ajfa-3417	257	17	2002	2002	NUM
ajfa-3417	257	18	-	-	SYM
ajfa-3417	257	19	2003	2003	NUM
ajfa-3417	257	20	and	and	CCONJ
ajfa-3417	257	21	2007	2007	NUM
ajfa-3417	257	22	-	-	SYM
ajfa-3417	257	23	2009	2009	NUM
ajfa-3417	257	24	.	.	PUNCT
ajfa-3417	258	1	during	during	ADP
ajfa-3417	258	2	these	these	DET
ajfa-3417	258	3	two	two	NUM
ajfa-3417	258	4	periods	period	NOUN
ajfa-3417	258	5	,	,	PUNCT
ajfa-3417	258	6	the	the	DET
ajfa-3417	258	7	majority	majority	NOUN
ajfa-3417	258	8	of	of	ADP
ajfa-3417	258	9	banking	banking	NOUN
ajfa-3417	258	10	institutions	institution	NOUN
ajfa-3417	258	11	witnessed	witness	VERB
ajfa-3417	258	12	a	a	DET
ajfa-3417	258	13	degradation	degradation	NOUN
ajfa-3417	258	14	in	in	ADP
ajfa-3417	258	15	their	their	PRON
ajfa-3417	258	16	results	result	NOUN
ajfa-3417	258	17	.	.	PUNCT
ajfa-3417	259	1	consequently	consequently	ADV
ajfa-3417	259	2	,	,	PUNCT
ajfa-3417	259	3	they	they	PRON
ajfa-3417	259	4	carried	carry	VERB
ajfa-3417	259	5	out	out	ADP
ajfa-3417	259	6	considerable	considerable	ADJ
ajfa-3417	259	7	efforts	effort	NOUN
ajfa-3417	259	8	to	to	PART
ajfa-3417	259	9	strengthen	strengthen	VERB
ajfa-3417	259	10	their	their	PRON
ajfa-3417	259	11	stockholders	stockholder	NOUN
ajfa-3417	259	12	'	'	PART
ajfa-3417	259	13	equity	equity	NOUN
ajfa-3417	259	14	to	to	PART
ajfa-3417	259	15	restore	restore	VERB
ajfa-3417	259	16	their	their	PRON
ajfa-3417	259	17	financial	financial	ADJ
ajfa-3417	259	18	balance	balance	NOUN
ajfa-3417	259	19	.	.	PUNCT
ajfa-3417	260	1	taken	take	VERB
ajfa-3417	260	2	as	as	ADP
ajfa-3417	260	3	a	a	DET
ajfa-3417	260	4	whole	whole	NOUN
ajfa-3417	260	5	,	,	PUNCT
ajfa-3417	260	6	these	these	DET
ajfa-3417	260	7	consolidation	consolidation	NOUN
ajfa-3417	260	8	efforts	effort	NOUN
ajfa-3417	260	9	resulted	result	VERB
ajfa-3417	260	10	in	in	ADP
ajfa-3417	260	11	slight	slight	ADJ
ajfa-3417	260	12	improvement	improvement	NOUN
ajfa-3417	260	13	of	of	ADP
ajfa-3417	260	14	the	the	DET
ajfa-3417	260	15	sectoral	sectoral	ADJ
ajfa-3417	260	16	mean	mean	PROPN
ajfa-3417	260	17	cooke	cooke	PROPN
ajfa-3417	260	18	ratio	ratio	NOUN
ajfa-3417	260	19	which	which	PRON
ajfa-3417	260	20	changed	change	VERB
ajfa-3417	260	21	from	from	ADP
ajfa-3417	260	22	12.2	12.2	NUM
ajfa-3417	260	23	%	%	NOUN
ajfa-3417	260	24	in	in	ADP
ajfa-3417	260	25	2008	2008	NUM
ajfa-3417	260	26	to	to	ADP
ajfa-3417	260	27	12.51	12.51	NUM
ajfa-3417	260	28	%	%	NOUN
ajfa-3417	260	29	in	in	ADP
ajfa-3417	260	30	2009	2009	NUM
ajfa-3417	260	31	,	,	PUNCT
ajfa-3417	260	32	thus	thus	ADV
ajfa-3417	260	33	respecting	respect	VERB
ajfa-3417	260	34	the	the	DET
ajfa-3417	260	35	8	8	NUM
ajfa-3417	260	36	%	%	NOUN
ajfa-3417	260	37	standard	standard	NOUN
ajfa-3417	260	38	[	[	X
ajfa-3417	260	39	see	see	VERB
ajfa-3417	260	40	table	table	NOUN
ajfa-3417	260	41	8	8	NUM
ajfa-3417	260	42	]	]	PUNCT
ajfa-3417	260	43	.	.	PUNCT
ajfa-3417	261	1	asian	asian	ADJ
ajfa-3417	261	2	journal	journal	PROPN
ajfa-3417	261	3	of	of	ADP
ajfa-3417	261	4	finance	finance	PROPN
ajfa-3417	261	5	&	&	CCONJ
ajfa-3417	261	6	accounting	accounting	PROPN
ajfa-3417	261	7	issn	issn	PROPN
ajfa-3417	261	8	1946	1946	NUM
ajfa-3417	261	9	-	-	PUNCT
ajfa-3417	261	10	052x	052x	NOUN
ajfa-3417	261	11	2013	2013	NUM
ajfa-3417	261	12	,	,	PUNCT
ajfa-3417	261	13	vol	vol	NOUN
ajfa-3417	261	14	.	.	PROPN
ajfa-3417	261	15	5	5	NUM
ajfa-3417	261	16	,	,	PUNCT
ajfa-3417	261	17	no	no	INTJ
ajfa-3417	261	18	.	.	NOUN
ajfa-3417	261	19	1	1	NUM
ajfa-3417	261	20	www.macrothink.org/ajfa	www.macrothink.org/ajfa	NUM
ajfa-3417	261	21	226	226	NUM
ajfa-3417	261	22	table	table	NOUN
ajfa-3417	261	23	8	8	NUM
ajfa-3417	261	24	.	.	PUNCT
ajfa-3417	262	1	the	the	DET
ajfa-3417	262	2	ratio	ratio	NOUN
ajfa-3417	262	3	cooke	cooke	PROPN
ajfa-3417	262	4	(	(	PUNCT
ajfa-3417	262	5	in	in	ADP
ajfa-3417	262	6	%	%	NOUN
ajfa-3417	262	7	)	)	PUNCT
ajfa-3417	262	8	2008	2008	NUM
ajfa-3417	262	9	2009	2009	NUM
ajfa-3417	262	10	ab	ab	PROPN
ajfa-3417	262	11	12.6	12.6	NUM
ajfa-3417	262	12	13.1	13.1	NUM
ajfa-3417	262	13	atb	atb	NOUN
ajfa-3417	262	14	11.0	11.0	NUM
ajfa-3417	262	15	14.3	14.3	NUM
ajfa-3417	262	16	attijari	attijari	PROPN
ajfa-3417	262	17	bank	bank	NOUN
ajfa-3417	262	18	6.8	6.8	NUM
ajfa-3417	262	19	9.2	9.2	NUM
ajfa-3417	262	20	biat	biat	NOUN
ajfa-3417	262	21	13.7	13.7	NUM
ajfa-3417	262	22	11.9	11.9	NUM
ajfa-3417	262	23	bh	bh	NOUN
ajfa-3417	262	24	10.4	10.4	NUM
ajfa-3417	262	25	10.2	10.2	NUM
ajfa-3417	262	26	bna	bna	PROPN
ajfa-3417	262	27	8.2	8.2	NUM
ajfa-3417	262	28	11.4	11.4	NUM
ajfa-3417	262	29	bt	bt	PROPN
ajfa-3417	262	30	22.1	22.1	NUM
ajfa-3417	262	31	21.8	21.8	NUM
ajfa-3417	262	32	stb	stb	NOUN
ajfa-3417	262	33	9.3	9.3	NUM
ajfa-3417	262	34	9.0	9.0	NUM
ajfa-3417	262	35	ubci	ubci	PROPN
ajfa-3417	262	36	10.95	10.95	NUM
ajfa-3417	262	37	10.51	10.51	NUM
ajfa-3417	262	38	uib	uib	VERB
ajfa-3417	262	39	8.6	8.6	NUM
ajfa-3417	262	40	9.2	9.2	NUM
ajfa-3417	262	41	sectoral	sectoral	ADJ
ajfa-3417	262	42	mean	mean	NOUN
ajfa-3417	262	43	12.2	12.2	NUM
ajfa-3417	262	44	12.51	12.51	NUM
ajfa-3417	262	45	source	source	NOUN
ajfa-3417	262	46	:	:	PUNCT
ajfa-3417	262	47	maxula	maxula	PROPN
ajfa-3417	262	48	bourse	bourse	NOUN
ajfa-3417	262	49	(	(	PUNCT
ajfa-3417	262	50	2010	2010	NUM
ajfa-3417	262	51	)	)	PUNCT
ajfa-3417	262	52	all	all	DET
ajfa-3417	262	53	the	the	DET
ajfa-3417	262	54	banks	bank	NOUN
ajfa-3417	262	55	have	have	VERB
ajfa-3417	262	56	to	to	PART
ajfa-3417	262	57	respect	respect	VERB
ajfa-3417	262	58	this	this	DET
ajfa-3417	262	59	minimum	minimum	ADJ
ajfa-3417	262	60	rate	rate	NOUN
ajfa-3417	262	61	to	to	PART
ajfa-3417	262	62	avoid	avoid	VERB
ajfa-3417	262	63	the	the	DET
ajfa-3417	262	64	effect	effect	NOUN
ajfa-3417	262	65	of	of	ADP
ajfa-3417	262	66	contagion	contagion	NOUN
ajfa-3417	262	67	of	of	ADP
ajfa-3417	262	68	the	the	DET
ajfa-3417	262	69	financial	financial	ADJ
ajfa-3417	262	70	instability	instability	NOUN
ajfa-3417	262	71	to	to	ADP
ajfa-3417	262	72	the	the	DET
ajfa-3417	262	73	whole	whole	ADJ
ajfa-3417	262	74	system	system	NOUN
ajfa-3417	262	75	in	in	ADP
ajfa-3417	262	76	the	the	DET
ajfa-3417	262	77	case	case	NOUN
ajfa-3417	262	78	of	of	ADP
ajfa-3417	262	79	a	a	DET
ajfa-3417	262	80	possible	possible	ADJ
ajfa-3417	262	81	insolvency	insolvency	NOUN
ajfa-3417	262	82	of	of	ADP
ajfa-3417	262	83	one	one	NUM
ajfa-3417	262	84	of	of	ADP
ajfa-3417	262	85	them	they	PRON
ajfa-3417	262	86	.	.	PUNCT
ajfa-3417	263	1	in	in	ADP
ajfa-3417	263	2	the	the	DET
ajfa-3417	263	3	same	same	ADJ
ajfa-3417	263	4	way	way	NOUN
ajfa-3417	263	5	,	,	PUNCT
ajfa-3417	263	6	the	the	DET
ajfa-3417	263	7	cover	cover	NOUN
ajfa-3417	263	8	rate	rate	NOUN
ajfa-3417	263	9	of	of	ADP
ajfa-3417	263	10	the	the	DET
ajfa-3417	263	11	bad	bad	ADJ
ajfa-3417	263	12	debts	debt	NOUN
ajfa-3417	263	13	by	by	ADP
ajfa-3417	263	14	the	the	DET
ajfa-3417	263	15	sector	sector	NOUN
ajfa-3417	263	16	passed	pass	VERB
ajfa-3417	263	17	from	from	ADP
ajfa-3417	263	18	46	46	NUM
ajfa-3417	263	19	%	%	NOUN
ajfa-3417	263	20	in	in	ADP
ajfa-3417	263	21	2005	2005	NUM
ajfa-3417	263	22	to	to	ADP
ajfa-3417	263	23	58	58	NUM
ajfa-3417	263	24	%	%	NOUN
ajfa-3417	263	25	in	in	ADP
ajfa-3417	263	26	2009	2009	NUM
ajfa-3417	263	27	(	(	PUNCT
ajfa-3417	263	28	maxula	maxula	NOUN
ajfa-3417	263	29	bourse	bourse	NOUN
ajfa-3417	263	30	,	,	PUNCT
ajfa-3417	263	31	2010	2010	NUM
ajfa-3417	263	32	)	)	PUNCT
ajfa-3417	263	33	.	.	PUNCT
ajfa-3417	264	1	besides	besides	SCONJ
ajfa-3417	264	2	,	,	PUNCT
ajfa-3417	264	3	the	the	DET
ajfa-3417	264	4	stb	stb	NOUN
ajfa-3417	264	5	(	(	PUNCT
ajfa-3417	264	6	one	one	NUM
ajfa-3417	264	7	of	of	ADP
ajfa-3417	264	8	the	the	DET
ajfa-3417	264	9	biggest	big	ADJ
ajfa-3417	264	10	public	public	ADJ
ajfa-3417	264	11	banks	bank	NOUN
ajfa-3417	264	12	in	in	ADP
ajfa-3417	264	13	tunisia	tunisia	NOUN
ajfa-3417	264	14	)	)	PUNCT
ajfa-3417	264	15	is	be	AUX
ajfa-3417	264	16	considered	consider	VERB
ajfa-3417	264	17	_	_	ADP
ajfa-3417	264	18	according	accord	VERB
ajfa-3417	264	19	to	to	ADP
ajfa-3417	264	20	our	our	PRON
ajfa-3417	264	21	ranking	ranking	NOUN
ajfa-3417	264	22	_	_	NOUN
ajfa-3417	264	23	among	among	ADP
ajfa-3417	264	24	the	the	DET
ajfa-3417	264	25	group	group	NOUN
ajfa-3417	264	26	of	of	ADP
ajfa-3417	264	27	the	the	DET
ajfa-3417	264	28	healthy	healthy	ADJ
ajfa-3417	264	29	banks	bank	NOUN
ajfa-3417	264	30	over	over	ADP
ajfa-3417	264	31	the	the	DET
ajfa-3417	264	32	whole	whole	ADJ
ajfa-3417	264	33	study	study	NOUN
ajfa-3417	264	34	period	period	NOUN
ajfa-3417	264	35	though	though	SCONJ
ajfa-3417	264	36	it	it	PRON
ajfa-3417	264	37	is	be	AUX
ajfa-3417	264	38	relatively	relatively	ADV
ajfa-3417	264	39	undercapitalized	undercapitalized	ADJ
ajfa-3417	264	40	(	(	PUNCT
ajfa-3417	264	41	cooke	cooke	PROPN
ajfa-3417	264	42	ratio	ratio	NOUN
ajfa-3417	264	43	near	near	ADP
ajfa-3417	264	44	9	9	NUM
ajfa-3417	264	45	%	%	NOUN
ajfa-3417	264	46	)	)	PUNCT
ajfa-3417	264	47	in	in	ADP
ajfa-3417	264	48	comparison	comparison	NOUN
ajfa-3417	264	49	with	with	ADP
ajfa-3417	264	50	the	the	DET
ajfa-3417	264	51	atb	atb	NOUN
ajfa-3417	264	52	and	and	CCONJ
ajfa-3417	264	53	especially	especially	ADV
ajfa-3417	264	54	to	to	ADP
ajfa-3417	264	55	the	the	DET
ajfa-3417	264	56	bt	bt	NOUN
ajfa-3417	264	57	which	which	PRON
ajfa-3417	264	58	have	have	VERB
ajfa-3417	264	59	a	a	DET
ajfa-3417	264	60	cooke	cooke	PROPN
ajfa-3417	264	61	ratio	ratio	NOUN
ajfa-3417	264	62	higher	high	ADJ
ajfa-3417	264	63	than	than	ADP
ajfa-3417	264	64	20	20	NUM
ajfa-3417	264	65	%	%	NOUN
ajfa-3417	264	66	.	.	PUNCT
ajfa-3417	265	1	the	the	DET
ajfa-3417	265	2	latter	latter	ADJ
ajfa-3417	265	3	show	show	VERB
ajfa-3417	265	4	a	a	DET
ajfa-3417	265	5	solidity	solidity	NOUN
ajfa-3417	265	6	allowing	allow	VERB
ajfa-3417	265	7	them	they	PRON
ajfa-3417	265	8	a	a	DET
ajfa-3417	265	9	potential	potential	ADJ
ajfa-3417	265	10	credit	credit	NOUN
ajfa-3417	265	11	granting	grant	VERB
ajfa-3417	265	12	capacity	capacity	NOUN
ajfa-3417	265	13	much	much	ADV
ajfa-3417	265	14	superior	superior	ADJ
ajfa-3417	265	15	to	to	ADP
ajfa-3417	265	16	that	that	PRON
ajfa-3417	265	17	of	of	ADP
ajfa-3417	265	18	their	their	PRON
ajfa-3417	265	19	competitors	competitor	NOUN
ajfa-3417	265	20	.	.	PUNCT
ajfa-3417	266	1	contrary	contrary	ADJ
ajfa-3417	266	2	to	to	ADP
ajfa-3417	266	3	the	the	DET
ajfa-3417	266	4	bt	bt	NOUN
ajfa-3417	266	5	which	which	PRON
ajfa-3417	266	6	remains	remain	VERB
ajfa-3417	266	7	characterized	characterize	VERB
ajfa-3417	266	8	by	by	ADP
ajfa-3417	266	9	the	the	DET
ajfa-3417	266	10	lowest	low	ADJ
ajfa-3417	266	11	rate	rate	NOUN
ajfa-3417	266	12	of	of	ADP
ajfa-3417	266	13	bad	bad	ADJ
ajfa-3417	266	14	debts	debt	NOUN
ajfa-3417	266	15	of	of	ADP
ajfa-3417	266	16	the	the	DET
ajfa-3417	266	17	sector	sector	NOUN
ajfa-3417	266	18	(	(	PUNCT
ajfa-3417	266	19	8	8	NUM
ajfa-3417	266	20	%	%	NOUN
ajfa-3417	266	21	)	)	PUNCT
ajfa-3417	266	22	and	and	CCONJ
ajfa-3417	266	23	associated	associate	VERB
ajfa-3417	266	24	with	with	ADP
ajfa-3417	266	25	the	the	DET
ajfa-3417	266	26	highest	high	ADJ
ajfa-3417	266	27	rate	rate	NOUN
ajfa-3417	266	28	of	of	ADP
ajfa-3417	266	29	funding	funding	NOUN
ajfa-3417	266	30	(	(	PUNCT
ajfa-3417	266	31	about	about	ADV
ajfa-3417	266	32	83	83	NUM
ajfa-3417	266	33	%	%	NOUN
ajfa-3417	266	34	)	)	PUNCT
ajfa-3417	266	35	,	,	PUNCT
ajfa-3417	266	36	the	the	DET
ajfa-3417	266	37	stb	stb	NOUN
ajfa-3417	266	38	and	and	CCONJ
ajfa-3417	266	39	the	the	DET
ajfa-3417	266	40	uib	uib	NOUN
ajfa-3417	266	41	still	still	ADV
ajfa-3417	266	42	suffer	suffer	VERB
ajfa-3417	266	43	from	from	ADP
ajfa-3417	266	44	the	the	DET
ajfa-3417	266	45	weight	weight	NOUN
ajfa-3417	266	46	of	of	ADP
ajfa-3417	266	47	the	the	DET
ajfa-3417	266	48	bad	bad	ADJ
ajfa-3417	266	49	debts	debt	NOUN
ajfa-3417	266	50	from	from	ADP
ajfa-3417	266	51	the	the	DET
ajfa-3417	266	52	weakness	weakness	NOUN
ajfa-3417	266	53	of	of	ADP
ajfa-3417	266	54	their	their	PRON
ajfa-3417	266	55	cover	cover	NOUN
ajfa-3417	266	56	with	with	ADP
ajfa-3417	266	57	regard	regard	NOUN
ajfa-3417	266	58	to	to	ADP
ajfa-3417	266	59	the	the	DET
ajfa-3417	266	60	sector	sector	NOUN
ajfa-3417	266	61	average	average	NOUN
ajfa-3417	266	62	.	.	PUNCT
ajfa-3417	267	1	the	the	DET
ajfa-3417	267	2	stb	stb	NOUN
ajfa-3417	267	3	,	,	PUNCT
ajfa-3417	267	4	for	for	ADP
ajfa-3417	267	5	example	example	NOUN
ajfa-3417	267	6	,	,	PUNCT
ajfa-3417	267	7	had	have	VERB
ajfa-3417	267	8	about	about	ADV
ajfa-3417	267	9	20	20	NUM
ajfa-3417	267	10	%	%	NOUN
ajfa-3417	267	11	of	of	ADP
ajfa-3417	267	12	bad	bad	ADJ
ajfa-3417	267	13	debts	debt	NOUN
ajfa-3417	267	14	in	in	ADP
ajfa-3417	267	15	2009	2009	NUM
ajfa-3417	267	16	but	but	CCONJ
ajfa-3417	267	17	they	they	PRON
ajfa-3417	267	18	were	be	AUX
ajfa-3417	267	19	covered	cover	VERB
ajfa-3417	267	20	only	only	ADV
ajfa-3417	267	21	at	at	ADP
ajfa-3417	267	22	the	the	DET
ajfa-3417	267	23	level	level	NOUN
ajfa-3417	267	24	of	of	ADP
ajfa-3417	267	25	49.7	49.7	NUM
ajfa-3417	267	26	%	%	NOUN
ajfa-3417	267	27	.	.	PUNCT
ajfa-3417	268	1	the	the	DET
ajfa-3417	268	2	low	low	ADJ
ajfa-3417	268	3	quality	quality	NOUN
ajfa-3417	268	4	of	of	ADP
ajfa-3417	268	5	the	the	DET
ajfa-3417	268	6	assets	asset	NOUN
ajfa-3417	268	7	of	of	ADP
ajfa-3417	268	8	the	the	DET
ajfa-3417	268	9	stb	stb	NOUN
ajfa-3417	268	10	dates	date	VERB
ajfa-3417	268	11	back	back	ADV
ajfa-3417	268	12	,	,	PUNCT
ajfa-3417	268	13	partially	partially	ADV
ajfa-3417	268	14	,	,	PUNCT
ajfa-3417	268	15	to	to	ADP
ajfa-3417	268	16	its	its	PRON
ajfa-3417	268	17	merger	merger	NOUN
ajfa-3417	268	18	with	with	ADP
ajfa-3417	268	19	the	the	DET
ajfa-3417	268	20	economic	economic	PROPN
ajfa-3417	268	21	development	development	PROPN
ajfa-3417	268	22	bank	bank	PROPN
ajfa-3417	268	23	of	of	ADP
ajfa-3417	268	24	tunisia	tunisia	PROPN
ajfa-3417	268	25	(	(	PUNCT
ajfa-3417	268	26	edbt	edbt	PROPN
ajfa-3417	268	27	)	)	PUNCT
ajfa-3417	268	28	and	and	CCONJ
ajfa-3417	268	29	the	the	DET
ajfa-3417	268	30	national	national	PROPN
ajfa-3417	268	31	bank	bank	PROPN
ajfa-3417	268	32	of	of	ADP
ajfa-3417	268	33	tourism	tourism	NOUN
ajfa-3417	268	34	development	development	NOUN
ajfa-3417	268	35	(	(	PUNCT
ajfa-3417	268	36	nbtd	nbtd	NOUN
ajfa-3417	268	37	)	)	PUNCT
ajfa-3417	268	38	in	in	ADP
ajfa-3417	268	39	2000	2000	NUM
ajfa-3417	268	40	.	.	PUNCT
ajfa-3417	269	1	in	in	ADP
ajfa-3417	269	2	2009	2009	NUM
ajfa-3417	269	3	,	,	PUNCT
ajfa-3417	269	4	the	the	DET
ajfa-3417	269	5	yield	yield	NOUN
ajfa-3417	269	6	on	on	ADP
ajfa-3417	269	7	its	its	PRON
ajfa-3417	269	8	assets	asset	NOUN
ajfa-3417	269	9	was	be	AUX
ajfa-3417	269	10	only	only	ADV
ajfa-3417	269	11	0.3	0.3	NUM
ajfa-3417	269	12	%	%	NOUN
ajfa-3417	269	13	while	while	SCONJ
ajfa-3417	269	14	the	the	DET
ajfa-3417	269	15	subsidiary	subsidiary	NOUN
ajfa-3417	269	16	of	of	ADP
ajfa-3417	269	17	attijari	attijari	PROPN
ajfa-3417	269	18	bank	bank	PROPN
ajfa-3417	269	19	in	in	ADP
ajfa-3417	269	20	tunisia	tunisia	PROPN
ajfa-3417	269	21	reached	reach	VERB
ajfa-3417	269	22	1.2	1.2	NUM
ajfa-3417	269	23	%	%	NOUN
ajfa-3417	269	24	.	.	PUNCT
ajfa-3417	270	1	besides	besides	SCONJ
ajfa-3417	270	2	,	,	PUNCT
ajfa-3417	270	3	it	it	PRON
ajfa-3417	270	4	specialized	specialize	VERB
ajfa-3417	270	5	in	in	ADP
ajfa-3417	270	6	financing	finance	VERB
ajfa-3417	270	7	the	the	DET
ajfa-3417	270	8	tourism	tourism	NOUN
ajfa-3417	270	9	sector	sector	NOUN
ajfa-3417	270	10	,	,	PUNCT
ajfa-3417	270	11	which	which	PRON
ajfa-3417	270	12	has	have	AUX
ajfa-3417	270	13	largely	largely	ADV
ajfa-3417	270	14	weakened	weaken	VERB
ajfa-3417	270	15	due	due	ADJ
ajfa-3417	270	16	to	to	ADP
ajfa-3417	270	17	a	a	DET
ajfa-3417	270	18	bad	bad	ADJ
ajfa-3417	270	19	situation	situation	NOUN
ajfa-3417	270	20	.	.	PUNCT
ajfa-3417	271	1	in	in	ADP
ajfa-3417	271	2	spite	spite	NOUN
ajfa-3417	271	3	of	of	ADP
ajfa-3417	271	4	the	the	DET
ajfa-3417	271	5	massive	massive	ADJ
ajfa-3417	271	6	transfers	transfer	NOUN
ajfa-3417	271	7	of	of	ADP
ajfa-3417	271	8	the	the	DET
ajfa-3417	271	9	bad	bad	ADJ
ajfa-3417	271	10	debts	debt	NOUN
ajfa-3417	271	11	to	to	ADP
ajfa-3417	271	12	its	its	PRON
ajfa-3417	271	13	covering	covering	NOUN
ajfa-3417	271	14	subsidiary	subsidiary	NOUN
ajfa-3417	271	15	,	,	PUNCT
ajfa-3417	271	16	the	the	DET
ajfa-3417	271	17	stb	stb	PROPN
ajfa-3417	271	18	still	still	ADV
ajfa-3417	271	19	suffers	suffer	VERB
ajfa-3417	271	20	from	from	ADP
ajfa-3417	271	21	its	its	PRON
ajfa-3417	271	22	active	active	ADJ
ajfa-3417	271	23	contribution	contribution	NOUN
ajfa-3417	271	24	in	in	ADP
ajfa-3417	271	25	financing	finance	VERB
ajfa-3417	271	26	the	the	DET
ajfa-3417	271	27	tourism	tourism	NOUN
ajfa-3417	271	28	sector	sector	NOUN
ajfa-3417	271	29	considered	consider	VERB
ajfa-3417	271	30	to	to	PART
ajfa-3417	271	31	be	be	AUX
ajfa-3417	271	32	having	have	VERB
ajfa-3417	271	33	priority	priority	NOUN
ajfa-3417	271	34	by	by	ADP
ajfa-3417	271	35	the	the	DET
ajfa-3417	271	36	public	public	ADJ
ajfa-3417	271	37	authorities	authority	NOUN
ajfa-3417	271	38	.	.	PUNCT
ajfa-3417	272	1	the	the	DET
ajfa-3417	272	2	part	part	NOUN
ajfa-3417	272	3	of	of	ADP
ajfa-3417	272	4	bad	bad	ADJ
ajfa-3417	272	5	debts	debt	NOUN
ajfa-3417	272	6	accumulated	accumulate	VERB
ajfa-3417	272	7	from	from	ADP
ajfa-3417	272	8	the	the	DET
ajfa-3417	272	9	tourism	tourism	NOUN
ajfa-3417	272	10	sector	sector	NOUN
ajfa-3417	272	11	remains	remain	VERB
ajfa-3417	272	12	the	the	DET
ajfa-3417	272	13	most	most	ADV
ajfa-3417	272	14	asian	asian	ADJ
ajfa-3417	272	15	journal	journal	NOUN
ajfa-3417	272	16	of	of	ADP
ajfa-3417	272	17	finance	finance	PROPN
ajfa-3417	272	18	&	&	CCONJ
ajfa-3417	272	19	accounting	accounting	PROPN
ajfa-3417	272	20	issn	issn	PROPN
ajfa-3417	272	21	1946	1946	NUM
ajfa-3417	272	22	-	-	PUNCT
ajfa-3417	272	23	052x	052x	NOUN
ajfa-3417	272	24	2013	2013	NUM
ajfa-3417	272	25	,	,	PUNCT
ajfa-3417	272	26	vol	vol	NOUN
ajfa-3417	272	27	.	.	PROPN
ajfa-3417	272	28	5	5	NUM
ajfa-3417	272	29	,	,	PUNCT
ajfa-3417	272	30	no	no	INTJ
ajfa-3417	272	31	.	.	NOUN
ajfa-3417	272	32	1	1	NUM
ajfa-3417	272	33	www.macrothink.org/ajfa	www.macrothink.org/ajfa	NUM
ajfa-3417	272	34	227	227	NUM
ajfa-3417	272	35	important	important	ADJ
ajfa-3417	272	36	reaching	reach	VERB
ajfa-3417	272	37	49.5	49.5	NUM
ajfa-3417	272	38	%	%	NOUN
ajfa-3417	272	39	.	.	PUNCT
ajfa-3417	273	1	besides	besides	SCONJ
ajfa-3417	273	2	,	,	PUNCT
ajfa-3417	273	3	the	the	DET
ajfa-3417	273	4	stb	stb	NOUN
ajfa-3417	273	5	still	still	ADV
ajfa-3417	273	6	has	have	VERB
ajfa-3417	273	7	a	a	DET
ajfa-3417	273	8	low	low	ADJ
ajfa-3417	273	9	rate	rate	NOUN
ajfa-3417	273	10	of	of	ADP
ajfa-3417	273	11	cover	cover	NOUN
ajfa-3417	273	12	(	(	PUNCT
ajfa-3417	273	13	49.7	49.7	NUM
ajfa-3417	273	14	%	%	NOUN
ajfa-3417	273	15	)	)	PUNCT
ajfa-3417	273	16	,	,	PUNCT
ajfa-3417	273	17	lower	low	ADJ
ajfa-3417	273	18	than	than	ADP
ajfa-3417	273	19	the	the	DET
ajfa-3417	273	20	sectoral	sectoral	ADJ
ajfa-3417	273	21	average	average	NOUN
ajfa-3417	273	22	(	(	PUNCT
ajfa-3417	273	23	58.78	58.78	NUM
ajfa-3417	273	24	%	%	NOUN
ajfa-3417	273	25	,	,	PUNCT
ajfa-3417	273	26	)	)	PUNCT
ajfa-3417	273	27	.	.	PUNCT
ajfa-3417	274	1	the	the	DET
ajfa-3417	274	2	table	table	NOUN
ajfa-3417	274	3	below	below	ADP
ajfa-3417	274	4	summarizes	summarize	NOUN
ajfa-3417	274	5	the	the	DET
ajfa-3417	274	6	position	position	NOUN
ajfa-3417	274	7	of	of	ADP
ajfa-3417	274	8	the	the	DET
ajfa-3417	274	9	stb	stb	NOUN
ajfa-3417	274	10	with	with	ADP
ajfa-3417	274	11	regard	regard	NOUN
ajfa-3417	274	12	to	to	ADP
ajfa-3417	274	13	the	the	DET
ajfa-3417	274	14	other	other	ADJ
ajfa-3417	274	15	public	public	ADJ
ajfa-3417	274	16	banks	bank	NOUN
ajfa-3417	274	17	.	.	PUNCT
ajfa-3417	275	1	table	table	NOUN
ajfa-3417	275	2	9	9	NUM
ajfa-3417	275	3	.	.	PUNCT
ajfa-3417	276	1	the	the	DET
ajfa-3417	276	2	rate	rate	NOUN
ajfa-3417	276	3	of	of	ADP
ajfa-3417	276	4	bad	bad	ADJ
ajfa-3417	276	5	debts	debt	NOUN
ajfa-3417	276	6	and	and	CCONJ
ajfa-3417	276	7	the	the	DET
ajfa-3417	276	8	rate	rate	NOUN
ajfa-3417	276	9	of	of	ADP
ajfa-3417	276	10	cover	cover	NOUN
ajfa-3417	276	11	of	of	ADP
ajfa-3417	276	12	the	the	DET
ajfa-3417	276	13	public	public	ADJ
ajfa-3417	276	14	banks	bank	NOUN
ajfa-3417	276	15	(	(	PUNCT
ajfa-3417	276	16	2009	2009	NUM
ajfa-3417	276	17	)	)	PUNCT
ajfa-3417	276	18	rate	rate	NOUN
ajfa-3417	276	19	of	of	ADP
ajfa-3417	276	20	bad	bad	ADJ
ajfa-3417	276	21	debts	debt	NOUN
ajfa-3417	276	22	rate	rate	NOUN
ajfa-3417	276	23	of	of	ADP
ajfa-3417	276	24	cover	cover	NOUN
ajfa-3417	276	25	bh	bh	NOUN
ajfa-3417	276	26	8.9	8.9	NUM
ajfa-3417	276	27	%	%	NOUN
ajfa-3417	276	28	70	70	NUM
ajfa-3417	276	29	%	%	NOUN
ajfa-3417	276	30	bna	bna	PROPN
ajfa-3417	276	31	11.9	11.9	NUM
ajfa-3417	276	32	%	%	NOUN
ajfa-3417	276	33	68.6	68.6	NUM
ajfa-3417	276	34	%	%	NOUN
ajfa-3417	276	35	stb	stb	PROPN
ajfa-3417	276	36	19.8	19.8	NUM
ajfa-3417	276	37	%	%	NOUN
ajfa-3417	276	38	49.7	49.7	NUM
ajfa-3417	276	39	%	%	NOUN
ajfa-3417	276	40	sectoral	sectoral	ADJ
ajfa-3417	276	41	mean	mean	NOUN
ajfa-3417	276	42	13.96	13.96	NUM
ajfa-3417	276	43	%	%	NOUN
ajfa-3417	276	44	58.78	58.78	NUM
ajfa-3417	276	45	%	%	NOUN
ajfa-3417	276	46	source	source	NOUN
ajfa-3417	276	47	:	:	PUNCT
ajfa-3417	276	48	maxula	maxula	PROPN
ajfa-3417	276	49	bourse	bourse	NOUN
ajfa-3417	276	50	(	(	PUNCT
ajfa-3417	276	51	2010	2010	NUM
ajfa-3417	276	52	)	)	PUNCT
ajfa-3417	276	53	the	the	DET
ajfa-3417	276	54	results	result	NOUN
ajfa-3417	276	55	obtained	obtain	VERB
ajfa-3417	276	56	in	in	ADP
ajfa-3417	276	57	our	our	PRON
ajfa-3417	276	58	rankings	ranking	NOUN
ajfa-3417	276	59	(	(	PUNCT
ajfa-3417	276	60	according	accord	VERB
ajfa-3417	276	61	to	to	ADP
ajfa-3417	276	62	the	the	DET
ajfa-3417	276	63	ratio	ratio	NOUN
ajfa-3417	276	64	r5	r5	PROPN
ajfa-3417	276	65	or	or	CCONJ
ajfa-3417	276	66	according	accord	VERB
ajfa-3417	276	67	to	to	ADP
ajfa-3417	276	68	the	the	DET
ajfa-3417	276	69	mlp	mlp	NOUN
ajfa-3417	276	70	exit	exit	NOUN
ajfa-3417	276	71	as	as	ADV
ajfa-3417	276	72	well	well	ADV
ajfa-3417	276	73	)	)	PUNCT
ajfa-3417	276	74	could	could	AUX
ajfa-3417	276	75	be	be	AUX
ajfa-3417	276	76	explained	explain	VERB
ajfa-3417	276	77	by	by	ADP
ajfa-3417	276	78	the	the	DET
ajfa-3417	276	79	fact	fact	NOUN
ajfa-3417	276	80	that	that	SCONJ
ajfa-3417	276	81	r5	r5	PROPN
ajfa-3417	276	82	ratio	ratio	NOUN
ajfa-3417	276	83	,	,	PUNCT
ajfa-3417	276	84	used	use	VERB
ajfa-3417	276	85	as	as	ADP
ajfa-3417	276	86	a	a	DET
ajfa-3417	276	87	discriminating	discriminate	VERB
ajfa-3417	276	88	variable	variable	NOUN
ajfa-3417	276	89	,	,	PUNCT
ajfa-3417	276	90	is	be	AUX
ajfa-3417	276	91	an	an	DET
ajfa-3417	276	92	imperfect	imperfect	ADJ
ajfa-3417	276	93	approximation	approximation	NOUN
ajfa-3417	276	94	of	of	ADP
ajfa-3417	276	95	the	the	DET
ajfa-3417	276	96	cooke	cooke	PROPN
ajfa-3417	276	97	ratio	ratio	NOUN
ajfa-3417	276	98	.	.	PUNCT
ajfa-3417	277	1	indeed	indeed	ADV
ajfa-3417	277	2	,	,	PUNCT
ajfa-3417	277	3	the	the	DET
ajfa-3417	277	4	r5	r5	PROPN
ajfa-3417	277	5	ratio	ratio	NOUN
ajfa-3417	277	6	constitutes	constitute	VERB
ajfa-3417	277	7	a	a	DET
ajfa-3417	277	8	simple	simple	ADJ
ajfa-3417	277	9	measure	measure	NOUN
ajfa-3417	277	10	of	of	ADP
ajfa-3417	277	11	the	the	DET
ajfa-3417	277	12	weight	weight	NOUN
ajfa-3417	277	13	of	of	ADP
ajfa-3417	277	14	the	the	DET
ajfa-3417	277	15	bank	bank	NOUN
ajfa-3417	277	16	’s	’s	PART
ajfa-3417	277	17	capital	capital	NOUN
ajfa-3417	277	18	.	.	PUNCT
ajfa-3417	278	1	it	it	PRON
ajfa-3417	278	2	determines	determine	VERB
ajfa-3417	278	3	the	the	DET
ajfa-3417	278	4	allocation	allocation	NOUN
ajfa-3417	278	5	of	of	ADP
ajfa-3417	278	6	the	the	DET
ajfa-3417	278	7	bank	bank	NOUN
ajfa-3417	278	8	’s	’s	PART
ajfa-3417	278	9	sources	source	NOUN
ajfa-3417	278	10	of	of	ADP
ajfa-3417	278	11	funding	funding	NOUN
ajfa-3417	278	12	into	into	ADP
ajfa-3417	278	13	debts	debt	NOUN
ajfa-3417	278	14	and	and	CCONJ
ajfa-3417	278	15	stockholders	stockholder	NOUN
ajfa-3417	278	16	’	'	PUNCT
ajfa-3417	278	17	equity	equity	NOUN
ajfa-3417	278	18	.	.	PUNCT
ajfa-3417	279	1	it	it	PRON
ajfa-3417	279	2	gives	give	VERB
ajfa-3417	279	3	no	no	DET
ajfa-3417	279	4	information	information	NOUN
ajfa-3417	279	5	about	about	ADP
ajfa-3417	279	6	the	the	DET
ajfa-3417	279	7	quality	quality	NOUN
ajfa-3417	279	8	of	of	ADP
ajfa-3417	279	9	the	the	DET
ajfa-3417	279	10	assets	asset	NOUN
ajfa-3417	279	11	held	hold	VERB
ajfa-3417	279	12	by	by	ADP
ajfa-3417	279	13	the	the	DET
ajfa-3417	279	14	bank	bank	NOUN
ajfa-3417	279	15	.	.	PUNCT
ajfa-3417	280	1	on	on	ADP
ajfa-3417	280	2	the	the	DET
ajfa-3417	280	3	other	other	ADJ
ajfa-3417	280	4	hand	hand	NOUN
ajfa-3417	280	5	,	,	PUNCT
ajfa-3417	280	6	the	the	DET
ajfa-3417	280	7	cooke	cooke	PROPN
ajfa-3417	280	8	ratio	ratio	NOUN
ajfa-3417	280	9	is	be	AUX
ajfa-3417	280	10	a	a	DET
ajfa-3417	280	11	ratio	ratio	NOUN
ajfa-3417	280	12	of	of	ADP
ajfa-3417	280	13	risk	risk	NOUN
ajfa-3417	280	14	cover	cover	NOUN
ajfa-3417	280	15	.	.	PUNCT
ajfa-3417	281	1	it	it	PRON
ajfa-3417	281	2	is	be	AUX
ajfa-3417	281	3	defined	define	VERB
ajfa-3417	281	4	as	as	ADP
ajfa-3417	281	5	being	be	AUX
ajfa-3417	281	6	the	the	DET
ajfa-3417	281	7	ratio	ratio	NOUN
ajfa-3417	281	8	of	of	ADP
ajfa-3417	281	9	the	the	DET
ajfa-3417	281	10	stockholders	stockholder	NOUN
ajfa-3417	281	11	'	'	PART
ajfa-3417	281	12	equity	equity	NOUN
ajfa-3417	281	13	of	of	ADP
ajfa-3417	281	14	a	a	DET
ajfa-3417	281	15	bank	bank	NOUN
ajfa-3417	281	16	over	over	ADP
ajfa-3417	281	17	its	its	PRON
ajfa-3417	281	18	assets	asset	NOUN
ajfa-3417	281	19	balanced	balance	VERB
ajfa-3417	281	20	by	by	ADP
ajfa-3417	281	21	the	the	DET
ajfa-3417	281	22	risks	risk	NOUN
ajfa-3417	281	23	.	.	PUNCT
ajfa-3417	282	1	it	it	PRON
ajfa-3417	282	2	is	be	AUX
ajfa-3417	282	3	an	an	DET
ajfa-3417	282	4	indicator	indicator	NOUN
ajfa-3417	282	5	which	which	PRON
ajfa-3417	282	6	allows	allow	VERB
ajfa-3417	282	7	to	to	PART
ajfa-3417	282	8	estimate	estimate	VERB
ajfa-3417	282	9	the	the	DET
ajfa-3417	282	10	extent	extent	NOUN
ajfa-3417	282	11	to	to	PART
ajfa-3417	282	12	which	which	DET
ajfa-3417	282	13	point	point	VERB
ajfa-3417	282	14	the	the	DET
ajfa-3417	282	15	banking	banking	NOUN
ajfa-3417	282	16	system	system	NOUN
ajfa-3417	282	17	is	be	AUX
ajfa-3417	282	18	threatened	threaten	VERB
ajfa-3417	282	19	by	by	ADP
ajfa-3417	282	20	the	the	DET
ajfa-3417	282	21	credit	credit	NOUN
ajfa-3417	282	22	risks	risk	NOUN
ajfa-3417	282	23	and	and	CCONJ
ajfa-3417	282	24	the	the	DET
ajfa-3417	282	25	quality	quality	NOUN
ajfa-3417	282	26	of	of	ADP
ajfa-3417	282	27	the	the	DET
ajfa-3417	282	28	held	hold	VERB
ajfa-3417	282	29	claims	claim	NOUN
ajfa-3417	282	30	.	.	PUNCT
ajfa-3417	283	1	we	we	PRON
ajfa-3417	283	2	indeed	indeed	ADV
ajfa-3417	283	3	notice	notice	VERB
ajfa-3417	283	4	why	why	SCONJ
ajfa-3417	283	5	the	the	DET
ajfa-3417	283	6	r5	r5	PROPN
ajfa-3417	283	7	ratio	ratio	NOUN
ajfa-3417	283	8	does	do	AUX
ajfa-3417	283	9	not	not	PART
ajfa-3417	283	10	establish	establish	VERB
ajfa-3417	283	11	a	a	DET
ajfa-3417	283	12	good	good	ADJ
ajfa-3417	283	13	approximation	approximation	NOUN
ajfa-3417	283	14	of	of	ADP
ajfa-3417	283	15	the	the	DET
ajfa-3417	283	16	cooke	cooke	PROPN
ajfa-3417	283	17	ratio	ratio	NOUN
ajfa-3417	283	18	.	.	PUNCT
ajfa-3417	284	1	it	it	PRON
ajfa-3417	284	2	ensues	ensue	VERB
ajfa-3417	284	3	from	from	ADP
ajfa-3417	284	4	this	this	PRON
ajfa-3417	284	5	that	that	SCONJ
ajfa-3417	284	6	its	its	PRON
ajfa-3417	284	7	use	use	NOUN
ajfa-3417	284	8	did	do	AUX
ajfa-3417	284	9	not	not	PART
ajfa-3417	284	10	allow	allow	VERB
ajfa-3417	284	11	to	to	PART
ajfa-3417	284	12	characterize	characterize	VERB
ajfa-3417	284	13	the	the	DET
ajfa-3417	284	14	stb	stb	NOUN
ajfa-3417	284	15	vulnerability	vulnerability	VERB
ajfa-3417	284	16	our	our	PRON
ajfa-3417	284	17	ranking	ranking	NOUN
ajfa-3417	284	18	.	.	PUNCT
ajfa-3417	285	1	finally	finally	ADV
ajfa-3417	285	2	,	,	PUNCT
ajfa-3417	285	3	we	we	PRON
ajfa-3417	285	4	find	find	VERB
ajfa-3417	285	5	in	in	ADP
ajfa-3417	285	6	this	this	DET
ajfa-3417	285	7	ranking	rank	VERB
ajfa-3417	285	8	the	the	DET
ajfa-3417	285	9	bft	bft	NOUN
ajfa-3417	285	10	which	which	PRON
ajfa-3417	285	11	occupies	occupy	VERB
ajfa-3417	285	12	the	the	DET
ajfa-3417	285	13	last	last	ADJ
ajfa-3417	285	14	position	position	NOUN
ajfa-3417	285	15	.	.	PUNCT
ajfa-3417	286	1	the	the	DET
ajfa-3417	286	2	vulnerability	vulnerability	NOUN
ajfa-3417	286	3	of	of	ADP
ajfa-3417	286	4	this	this	DET
ajfa-3417	286	5	bank	bank	NOUN
ajfa-3417	286	6	is	be	AUX
ajfa-3417	286	7	explained	explain	VERB
ajfa-3417	286	8	by	by	ADP
ajfa-3417	286	9	the	the	DET
ajfa-3417	286	10	bad	bad	ADJ
ajfa-3417	286	11	practices	practice	NOUN
ajfa-3417	286	12	which	which	PRON
ajfa-3417	286	13	created	create	VERB
ajfa-3417	286	14	a	a	DET
ajfa-3417	286	15	volume	volume	NOUN
ajfa-3417	286	16	of	of	ADP
ajfa-3417	286	17	bad	bad	ADJ
ajfa-3417	286	18	debts	debt	NOUN
ajfa-3417	286	19	17.5	17.5	NUM
ajfa-3417	286	20	times	time	NOUN
ajfa-3417	286	21	as	as	ADV
ajfa-3417	286	22	important	important	ADJ
ajfa-3417	286	23	as	as	ADP
ajfa-3417	286	24	its	its	PRON
ajfa-3417	286	25	capital	capital	NOUN
ajfa-3417	286	26	.	.	PUNCT
ajfa-3417	287	1	consequently	consequently	ADV
ajfa-3417	287	2	,	,	PUNCT
ajfa-3417	287	3	its	its	PRON
ajfa-3417	287	4	indicators	indicator	NOUN
ajfa-3417	287	5	of	of	ADP
ajfa-3417	287	6	profitability	profitability	NOUN
ajfa-3417	287	7	did	do	AUX
ajfa-3417	287	8	not	not	PART
ajfa-3417	287	9	stop	stop	VERB
ajfa-3417	287	10	degrading	degrade	VERB
ajfa-3417	287	11	:	:	PUNCT
ajfa-3417	287	12	its	its	PRON
ajfa-3417	287	13	banking	banking	NOUN
ajfa-3417	287	14	net	net	NOUN
ajfa-3417	287	15	product	product	NOUN
ajfa-3417	287	16	(	(	PUNCT
ajfa-3417	287	17	bnp	bnp	PROPN
ajfa-3417	287	18	)	)	PUNCT
ajfa-3417	287	19	has	have	AUX
ajfa-3417	287	20	constantly	constantly	ADV
ajfa-3417	287	21	decreased	decrease	VERB
ajfa-3417	287	22	passing	pass	VERB
ajfa-3417	287	23	from	from	ADP
ajfa-3417	287	24	11	11	NUM
ajfa-3417	287	25	.	.	PUNCT
ajfa-3417	288	1	4	4	NUM
ajfa-3417	288	2	million	million	NUM
ajfa-3417	288	3	tunisian	tunisian	ADJ
ajfa-3417	288	4	dinars	dinar	NOUN
ajfa-3417	288	5	in	in	ADP
ajfa-3417	288	6	2007	2007	NUM
ajfa-3417	288	7	to	to	ADP
ajfa-3417	288	8	8.318	8.318	NUM
ajfa-3417	288	9	million	million	NUM
ajfa-3417	288	10	tunisian	tunisian	ADJ
ajfa-3417	288	11	dinars	dinar	NOUN
ajfa-3417	288	12	in	in	ADP
ajfa-3417	288	13	2008	2008	NUM
ajfa-3417	288	14	(	(	PUNCT
ajfa-3417	288	15	a	a	DET
ajfa-3417	288	16	27	27	NUM
ajfa-3417	288	17	%	%	NOUN
ajfa-3417	288	18	reduction	reduction	NOUN
ajfa-3417	288	19	)	)	PUNCT
ajfa-3417	288	20	,	,	PUNCT
ajfa-3417	288	21	to	to	PART
ajfa-3417	288	22	finish	finish	VERB
ajfa-3417	288	23	with	with	ADP
ajfa-3417	288	24	another	another	DET
ajfa-3417	288	25	decrease	decrease	NOUN
ajfa-3417	288	26	of	of	ADP
ajfa-3417	288	27	13	13	NUM
ajfa-3417	288	28	%	%	NOUN
ajfa-3417	288	29	in	in	ADP
ajfa-3417	288	30	2009	2009	NUM
ajfa-3417	288	31	.	.	PUNCT
ajfa-3417	289	1	this	this	DET
ajfa-3417	289	2	disastrous	disastrous	ADJ
ajfa-3417	289	3	situation	situation	NOUN
ajfa-3417	289	4	also	also	ADV
ajfa-3417	289	5	represents	represent	VERB
ajfa-3417	289	6	the	the	DET
ajfa-3417	289	7	main	main	ADJ
ajfa-3417	289	8	threat	threat	NOUN
ajfa-3417	289	9	for	for	ADP
ajfa-3417	289	10	the	the	DET
ajfa-3417	289	11	future	future	NOUN
ajfa-3417	289	12	of	of	ADP
ajfa-3417	289	13	the	the	DET
ajfa-3417	289	14	stb	stb	PROPN
ajfa-3417	289	15	bank	bank	PROPN
ajfa-3417	289	16	which	which	PRON
ajfa-3417	289	17	holds	hold	VERB
ajfa-3417	289	18	78.18	78.18	NUM
ajfa-3417	289	19	%	%	NOUN
ajfa-3417	289	20	of	of	ADP
ajfa-3417	289	21	its	its	PRON
ajfa-3417	289	22	capital	capital	NOUN
ajfa-3417	289	23	.	.	PUNCT
ajfa-3417	290	1	the	the	DET
ajfa-3417	290	2	bft	bft	NOUN
ajfa-3417	290	3	will	will	AUX
ajfa-3417	290	4	probably	probably	ADV
ajfa-3417	290	5	be	be	AUX
ajfa-3417	290	6	the	the	DET
ajfa-3417	290	7	first	first	ADJ
ajfa-3417	290	8	bank	bank	NOUN
ajfa-3417	290	9	to	to	PART
ajfa-3417	290	10	go	go	VERB
ajfa-3417	290	11	bankrupt	bankrupt	ADJ
ajfa-3417	290	12	of	of	ADP
ajfa-3417	290	13	a	a	DET
ajfa-3417	290	14	bank	bank	NOUN
ajfa-3417	290	15	in	in	ADP
ajfa-3417	290	16	tunisia	tunisia	PROPN
ajfa-3417	290	17	,	,	PUNCT
ajfa-3417	290	18	but	but	CCONJ
ajfa-3417	290	19	it	it	PRON
ajfa-3417	290	20	is	be	AUX
ajfa-3417	290	21	very	very	ADV
ajfa-3417	290	22	likely	likely	ADJ
ajfa-3417	290	23	that	that	SCONJ
ajfa-3417	290	24	the	the	DET
ajfa-3417	290	25	monetary	monetary	ADJ
ajfa-3417	290	26	authorities	authority	NOUN
ajfa-3417	290	27	will	will	AUX
ajfa-3417	290	28	come	come	VERB
ajfa-3417	290	29	to	to	ADP
ajfa-3417	290	30	its	its	PRON
ajfa-3417	290	31	rescue	rescue	NOUN
ajfa-3417	290	32	taking	take	VERB
ajfa-3417	290	33	into	into	ADP
ajfa-3417	290	34	account	account	NOUN
ajfa-3417	290	35	the	the	DET
ajfa-3417	290	36	predictable	predictable	ADJ
ajfa-3417	290	37	affects	affect	NOUN
ajfa-3417	290	38	on	on	ADP
ajfa-3417	290	39	all	all	DET
ajfa-3417	290	40	the	the	DET
ajfa-3417	290	41	other	other	ADJ
ajfa-3417	290	42	tunisian	tunisian	ADJ
ajfa-3417	290	43	banking	banking	NOUN
ajfa-3417	290	44	institutions	institution	NOUN
ajfa-3417	290	45	.	.	PUNCT
ajfa-3417	291	1	5	5	X
ajfa-3417	291	2	.	.	X
ajfa-3417	291	3	conclusion	conclusion	NOUN
ajfa-3417	291	4	within	within	ADP
ajfa-3417	291	5	the	the	DET
ajfa-3417	291	6	framework	framework	NOUN
ajfa-3417	291	7	of	of	ADP
ajfa-3417	291	8	this	this	DET
ajfa-3417	291	9	study	study	NOUN
ajfa-3417	291	10	,	,	PUNCT
ajfa-3417	291	11	we	we	PRON
ajfa-3417	291	12	have	have	AUX
ajfa-3417	291	13	proposed	propose	VERB
ajfa-3417	291	14	a	a	DET
ajfa-3417	291	15	model	model	NOUN
ajfa-3417	291	16	of	of	ADP
ajfa-3417	291	17	premature	premature	ADJ
ajfa-3417	291	18	detection	detection	NOUN
ajfa-3417	291	19	of	of	ADP
ajfa-3417	291	20	the	the	DET
ajfa-3417	291	21	banking	banking	NOUN
ajfa-3417	291	22	difficulties	difficulty	NOUN
ajfa-3417	291	23	in	in	ADP
ajfa-3417	291	24	tunisia	tunisia	PROPN
ajfa-3417	291	25	.	.	PUNCT
ajfa-3417	292	1	this	this	DET
ajfa-3417	292	2	model	model	NOUN
ajfa-3417	292	3	aims	aim	VERB
ajfa-3417	292	4	at	at	ADP
ajfa-3417	292	5	identifying	identify	VERB
ajfa-3417	292	6	the	the	DET
ajfa-3417	292	7	institutions	institution	NOUN
ajfa-3417	292	8	whose	whose	DET
ajfa-3417	292	9	financial	financial	ADJ
ajfa-3417	292	10	asian	asian	ADJ
ajfa-3417	292	11	journal	journal	NOUN
ajfa-3417	292	12	of	of	ADP
ajfa-3417	292	13	finance	finance	PROPN
ajfa-3417	292	14	&	&	CCONJ
ajfa-3417	292	15	accounting	accounting	PROPN
ajfa-3417	292	16	issn	issn	PROPN
ajfa-3417	292	17	1946	1946	NUM
ajfa-3417	292	18	-	-	PUNCT
ajfa-3417	292	19	052x	052x	NOUN
ajfa-3417	292	20	2013	2013	NUM
ajfa-3417	292	21	,	,	PUNCT
ajfa-3417	292	22	vol	vol	NOUN
ajfa-3417	292	23	.	.	PROPN
ajfa-3417	293	1	5	5	NUM
ajfa-3417	293	2	,	,	PUNCT
ajfa-3417	293	3	no	no	INTJ
ajfa-3417	293	4	.	.	NOUN
ajfa-3417	293	5	1	1	NUM
ajfa-3417	293	6	www.macrothink.org/ajfa	www.macrothink.org/ajfa	NUM
ajfa-3417	293	7	228	228	NUM
ajfa-3417	293	8	situation	situation	NOUN
ajfa-3417	293	9	seems	seem	VERB
ajfa-3417	293	10	worrisome	worrisome	ADJ
ajfa-3417	293	11	on	on	ADP
ajfa-3417	293	12	the	the	DET
ajfa-3417	293	13	one	one	NUM
ajfa-3417	293	14	hand	hand	NOUN
ajfa-3417	293	15	,	,	PUNCT
ajfa-3417	293	16	and	and	CCONJ
ajfa-3417	293	17	on	on	ADP
ajfa-3417	293	18	the	the	DET
ajfa-3417	293	19	other	other	ADJ
ajfa-3417	293	20	hand	hand	NOUN
ajfa-3417	293	21	allowing	allow	VERB
ajfa-3417	293	22	the	the	DET
ajfa-3417	293	23	supervision	supervision	NOUN
ajfa-3417	293	24	authorities	authority	NOUN
ajfa-3417	293	25	to	to	PART
ajfa-3417	293	26	take	take	VERB
ajfa-3417	293	27	the	the	DET
ajfa-3417	293	28	necessary	necessary	ADJ
ajfa-3417	293	29	corrective	corrective	ADJ
ajfa-3417	293	30	measures	measure	NOUN
ajfa-3417	293	31	for	for	ADP
ajfa-3417	293	32	banks	bank	NOUN
ajfa-3417	293	33	in	in	ADP
ajfa-3417	293	34	trouble	trouble	NOUN
ajfa-3417	293	35	before	before	SCONJ
ajfa-3417	293	36	their	their	PRON
ajfa-3417	293	37	situation	situation	NOUN
ajfa-3417	293	38	worsens	worsen	VERB
ajfa-3417	293	39	and	and	CCONJ
ajfa-3417	293	40	results	result	NOUN
ajfa-3417	293	41	in	in	ADP
ajfa-3417	293	42	bankruptcy	bankruptcy	NOUN
ajfa-3417	293	43	.	.	PUNCT
ajfa-3417	294	1	for	for	ADP
ajfa-3417	294	2	that	that	DET
ajfa-3417	294	3	purpose	purpose	NOUN
ajfa-3417	294	4	,	,	PUNCT
ajfa-3417	294	5	we	we	PRON
ajfa-3417	294	6	have	have	AUX
ajfa-3417	294	7	tested	test	VERB
ajfa-3417	294	8	the	the	DET
ajfa-3417	294	9	validity	validity	NOUN
ajfa-3417	294	10	of	of	ADP
ajfa-3417	294	11	the	the	DET
ajfa-3417	294	12	technique	technique	NOUN
ajfa-3417	294	13	of	of	ADP
ajfa-3417	294	14	the	the	DET
ajfa-3417	294	15	neural	neural	ADJ
ajfa-3417	294	16	networks	network	NOUN
ajfa-3417	294	17	of	of	ADP
ajfa-3417	294	18	neurons	neuron	NOUN
ajfa-3417	294	19	in	in	ADP
ajfa-3417	294	20	the	the	DET
ajfa-3417	294	21	construction	construction	NOUN
ajfa-3417	294	22	of	of	ADP
ajfa-3417	294	23	a	a	DET
ajfa-3417	294	24	model	model	NOUN
ajfa-3417	294	25	of	of	ADP
ajfa-3417	294	26	premature	premature	ADJ
ajfa-3417	294	27	detection	detection	NOUN
ajfa-3417	294	28	of	of	ADP
ajfa-3417	294	29	the	the	DET
ajfa-3417	294	30	banking	banking	NOUN
ajfa-3417	294	31	insolvencies	insolvency	NOUN
ajfa-3417	294	32	in	in	ADP
ajfa-3417	294	33	tunisia	tunisia	PROPN
ajfa-3417	294	34	.	.	PUNCT
ajfa-3417	295	1	although	although	SCONJ
ajfa-3417	295	2	the	the	DET
ajfa-3417	295	3	artificial	artificial	ADJ
ajfa-3417	295	4	neural	neural	ADJ
ajfa-3417	295	5	networks	network	NOUN
ajfa-3417	295	6	seem	seem	VERB
ajfa-3417	295	7	well	well	ADV
ajfa-3417	295	8	adapted	adapt	VERB
ajfa-3417	295	9	to	to	ADP
ajfa-3417	295	10	the	the	DET
ajfa-3417	295	11	problems	problem	NOUN
ajfa-3417	295	12	of	of	ADP
ajfa-3417	295	13	forecast	forecast	NOUN
ajfa-3417	295	14	of	of	ADP
ajfa-3417	295	15	the	the	DET
ajfa-3417	295	16	financial	financial	ADJ
ajfa-3417	295	17	distress	distress	NOUN
ajfa-3417	295	18	and	and	CCONJ
ajfa-3417	295	19	failure	failure	NOUN
ajfa-3417	295	20	,	,	PUNCT
ajfa-3417	295	21	they	they	PRON
ajfa-3417	295	22	have	have	VERB
ajfa-3417	295	23	certain	certain	ADJ
ajfa-3417	295	24	limitations	limitation	NOUN
ajfa-3417	295	25	.	.	PUNCT
ajfa-3417	296	1	indeed	indeed	ADV
ajfa-3417	296	2	,	,	PUNCT
ajfa-3417	296	3	there	there	PRON
ajfa-3417	296	4	is	be	VERB
ajfa-3417	296	5	no	no	DET
ajfa-3417	296	6	theory	theory	NOUN
ajfa-3417	296	7	allowing	allow	VERB
ajfa-3417	296	8	to	to	PART
ajfa-3417	296	9	build	build	VERB
ajfa-3417	296	10	neural	neural	ADJ
ajfa-3417	296	11	networks	network	NOUN
ajfa-3417	296	12	.	.	PUNCT
ajfa-3417	297	1	as	as	SCONJ
ajfa-3417	297	2	numerous	numerous	ADJ
ajfa-3417	297	3	parameters	parameter	NOUN
ajfa-3417	297	4	are	be	AUX
ajfa-3417	297	5	involved	involve	VERB
ajfa-3417	297	6	in	in	ADP
ajfa-3417	297	7	construction	construction	NOUN
ajfa-3417	297	8	of	of	ADP
ajfa-3417	297	9	networks	network	NOUN
ajfa-3417	297	10	,	,	PUNCT
ajfa-3417	297	11	we	we	PRON
ajfa-3417	297	12	do	do	AUX
ajfa-3417	297	13	know	know	VERB
ajfa-3417	297	14	how	how	SCONJ
ajfa-3417	297	15	to	to	PART
ajfa-3417	297	16	examine	examine	VERB
ajfa-3417	297	17	them	they	PRON
ajfa-3417	297	18	very	very	ADV
ajfa-3417	297	19	well	well	ADV
ajfa-3417	297	20	.	.	PUNCT
ajfa-3417	298	1	a	a	DET
ajfa-3417	298	2	judicious	judicious	ADJ
ajfa-3417	298	3	choice	choice	NOUN
ajfa-3417	298	4	of	of	ADP
ajfa-3417	298	5	the	the	DET
ajfa-3417	298	6	parameters	parameter	NOUN
ajfa-3417	298	7	depends	depend	VERB
ajfa-3417	298	8	on	on	ADP
ajfa-3417	298	9	the	the	DET
ajfa-3417	298	10	intuition	intuition	NOUN
ajfa-3417	298	11	and	and	CCONJ
ajfa-3417	298	12	the	the	DET
ajfa-3417	298	13	experience	experience	NOUN
ajfa-3417	298	14	which	which	DET
ajfa-3417	298	15	researcher	researcher	NOUN
ajfa-3417	298	16	has	have	VERB
ajfa-3417	298	17	during	during	ADP
ajfa-3417	298	18	the	the	DET
ajfa-3417	298	19	model	model	NOUN
ajfa-3417	298	20	construction	construction	NOUN
ajfa-3417	298	21	process	process	NOUN
ajfa-3417	298	22	.	.	PUNCT
ajfa-3417	299	1	the	the	DET
ajfa-3417	299	2	results	result	NOUN
ajfa-3417	299	3	obtained	obtain	VERB
ajfa-3417	299	4	_	_	NOUN
ajfa-3417	299	5	by	by	ADP
ajfa-3417	299	6	the	the	DET
ajfa-3417	299	7	application	application	NOUN
ajfa-3417	299	8	of	of	ADP
ajfa-3417	299	9	the	the	DET
ajfa-3417	299	10	methodology	methodology	NOUN
ajfa-3417	299	11	of	of	ADP
ajfa-3417	299	12	neural	neural	ADJ
ajfa-3417	299	13	networks	network	NOUN
ajfa-3417	299	14	to	to	PART
ajfa-3417	299	15	predict	predict	VERB
ajfa-3417	299	16	the	the	DET
ajfa-3417	299	17	banking	banking	NOUN
ajfa-3417	299	18	fragility	fragility	NOUN
ajfa-3417	299	19	based	base	VERB
ajfa-3417	299	20	on	on	ADP
ajfa-3417	299	21	8	8	NUM
ajfa-3417	299	22	financial	financial	ADJ
ajfa-3417	299	23	ratios	ratio	NOUN
ajfa-3417	299	24	for	for	ADP
ajfa-3417	299	25	a	a	DET
ajfa-3417	299	26	sample	sample	NOUN
ajfa-3417	299	27	of	of	ADP
ajfa-3417	299	28	18	18	NUM
ajfa-3417	299	29	tunisian	tunisian	ADJ
ajfa-3417	299	30	banks	bank	NOUN
ajfa-3417	299	31	examined	examine	VERB
ajfa-3417	299	32	over	over	ADP
ajfa-3417	299	33	the	the	DET
ajfa-3417	299	34	period	period	NOUN
ajfa-3417	299	35	2002	2002	NUM
ajfa-3417	299	36	-	-	SYM
ajfa-3417	299	37	2009	2009	NUM
ajfa-3417	299	38	_	_	PUNCT
ajfa-3417	299	39	showed	show	VERB
ajfa-3417	299	40	a	a	DET
ajfa-3417	299	41	very	very	ADV
ajfa-3417	299	42	good	good	ADJ
ajfa-3417	299	43	disposition	disposition	NOUN
ajfa-3417	299	44	of	of	ADP
ajfa-3417	299	45	the	the	DET
ajfa-3417	299	46	neural	neural	ADJ
ajfa-3417	299	47	networks	network	NOUN
ajfa-3417	299	48	in	in	ADP
ajfa-3417	299	49	the	the	DET
ajfa-3417	299	50	construction	construction	NOUN
ajfa-3417	299	51	of	of	ADP
ajfa-3417	299	52	a	a	DET
ajfa-3417	299	53	model	model	NOUN
ajfa-3417	299	54	of	of	ADP
ajfa-3417	299	55	premature	premature	ADJ
ajfa-3417	299	56	detection	detection	NOUN
ajfa-3417	299	57	of	of	ADP
ajfa-3417	299	58	the	the	DET
ajfa-3417	299	59	banking	banking	NOUN
ajfa-3417	299	60	difficulties	difficulty	NOUN
ajfa-3417	299	61	and	and	CCONJ
ajfa-3417	299	62	the	the	DET
ajfa-3417	299	63	supervision	supervision	NOUN
ajfa-3417	299	64	of	of	ADP
ajfa-3417	299	65	their	their	PRON
ajfa-3417	299	66	solvency	solvency	NOUN
ajfa-3417	299	67	in	in	ADP
ajfa-3417	299	68	tunisia	tunisia	PROPN
ajfa-3417	299	69	.	.	PUNCT
ajfa-3417	300	1	indeed	indeed	ADV
ajfa-3417	300	2	,	,	PUNCT
ajfa-3417	300	3	the	the	DET
ajfa-3417	300	4	percentage	percentage	NOUN
ajfa-3417	300	5	of	of	ADP
ajfa-3417	300	6	a	a	DET
ajfa-3417	300	7	good	good	ADJ
ajfa-3417	300	8	ranking	ranking	NOUN
ajfa-3417	300	9	by	by	ADP
ajfa-3417	300	10	multilayer	multilayer	ADJ
ajfa-3417	300	11	neural	neural	ADJ
ajfa-3417	300	12	networks	network	NOUN
ajfa-3417	300	13	the	the	DET
ajfa-3417	300	14	total	total	ADJ
ajfa-3417	300	15	sample	sample	NOUN
ajfa-3417	300	16	was	be	AUX
ajfa-3417	300	17	superior	superior	ADJ
ajfa-3417	300	18	to	to	ADP
ajfa-3417	300	19	93	93	NUM
ajfa-3417	300	20	%	%	NOUN
ajfa-3417	300	21	.	.	PUNCT
ajfa-3417	301	1	then	then	ADV
ajfa-3417	301	2	the	the	DET
ajfa-3417	301	3	neural	neural	ADJ
ajfa-3417	301	4	networks	network	NOUN
ajfa-3417	301	5	turn	turn	VERB
ajfa-3417	301	6	out	out	ADP
ajfa-3417	301	7	to	to	PART
ajfa-3417	301	8	be	be	AUX
ajfa-3417	301	9	a	a	DET
ajfa-3417	301	10	strong	strong	ADJ
ajfa-3417	301	11	as	as	ADP
ajfa-3417	301	12	method	method	NOUN
ajfa-3417	301	13	for	for	ADP
ajfa-3417	301	14	the	the	DET
ajfa-3417	301	15	purpose	purpose	NOUN
ajfa-3417	301	16	of	of	ADP
ajfa-3417	301	17	prediction	prediction	NOUN
ajfa-3417	301	18	.	.	PUNCT
ajfa-3417	302	1	although	although	SCONJ
ajfa-3417	302	2	these	these	DET
ajfa-3417	302	3	results	result	NOUN
ajfa-3417	302	4	seem	seem	VERB
ajfa-3417	302	5	to	to	PART
ajfa-3417	302	6	be	be	AUX
ajfa-3417	302	7	interesting	interesting	ADJ
ajfa-3417	302	8	from	from	ADP
ajfa-3417	302	9	in	in	ADP
ajfa-3417	302	10	terms	term	NOUN
ajfa-3417	302	11	of	of	ADP
ajfa-3417	302	12	classification	classification	NOUN
ajfa-3417	302	13	of	of	ADP
ajfa-3417	302	14	the	the	DET
ajfa-3417	302	15	tunisian	tunisian	ADJ
ajfa-3417	302	16	banks	bank	NOUN
ajfa-3417	302	17	,	,	PUNCT
ajfa-3417	302	18	they	they	PRON
ajfa-3417	302	19	must	must	AUX
ajfa-3417	302	20	be	be	AUX
ajfa-3417	302	21	considered	consider	VERB
ajfa-3417	302	22	subject	subject	ADJ
ajfa-3417	302	23	to	to	ADP
ajfa-3417	302	24	the	the	DET
ajfa-3417	302	25	reliability	reliability	NOUN
ajfa-3417	302	26	of	of	ADP
ajfa-3417	302	27	the	the	DET
ajfa-3417	302	28	published	publish	VERB
ajfa-3417	302	29	financial	financial	ADJ
ajfa-3417	302	30	statements	statement	NOUN
ajfa-3417	302	31	,	,	PUNCT
ajfa-3417	302	32	especially	especially	ADV
ajfa-3417	302	33	the	the	DET
ajfa-3417	302	34	question	question	NOUN
ajfa-3417	302	35	of	of	ADP
ajfa-3417	302	36	bad	bad	ADJ
ajfa-3417	302	37	debts	debt	NOUN
ajfa-3417	302	38	.	.	PUNCT
ajfa-3417	303	1	besides	besides	SCONJ
ajfa-3417	303	2	,	,	PUNCT
ajfa-3417	303	3	it	it	PRON
ajfa-3417	303	4	would	would	AUX
ajfa-3417	303	5	be	be	AUX
ajfa-3417	303	6	interesting	interesting	ADJ
ajfa-3417	303	7	to	to	PART
ajfa-3417	303	8	take	take	VERB
ajfa-3417	303	9	into	into	ADP
ajfa-3417	303	10	account	account	NOUN
ajfa-3417	303	11	the	the	DET
ajfa-3417	303	12	nature	nature	NOUN
ajfa-3417	303	13	and	and	CCONJ
ajfa-3417	303	14	the	the	DET
ajfa-3417	303	15	quality	quality	NOUN
ajfa-3417	303	16	of	of	ADP
ajfa-3417	303	17	the	the	DET
ajfa-3417	303	18	institutional	institutional	ADJ
ajfa-3417	303	19	,	,	PUNCT
ajfa-3417	303	20	legal	legal	ADJ
ajfa-3417	303	21	and	and	CCONJ
ajfa-3417	303	22	statutory	statutory	ADJ
ajfa-3417	303	23	environment	environment	NOUN
ajfa-3417	303	24	in	in	ADP
ajfa-3417	303	25	which	which	PRON
ajfa-3417	303	26	the	the	DET
ajfa-3417	303	27	tunisian	tunisian	ADJ
ajfa-3417	303	28	banks	bank	NOUN
ajfa-3417	303	29	operate	operate	VERB
ajfa-3417	303	30	and	and	CCONJ
ajfa-3417	303	31	that	that	PRON
ajfa-3417	303	32	are	be	AUX
ajfa-3417	303	33	crucial	crucial	ADJ
ajfa-3417	303	34	for	for	ADP
ajfa-3417	303	35	the	the	DET
ajfa-3417	303	36	banks	bank	NOUN
ajfa-3417	303	37	’	’	PART
ajfa-3417	303	38	risk	risk	NOUN
ajfa-3417	303	39	-	-	PUNCT
ajfa-3417	303	40	taking	taking	NOUN
ajfa-3417	303	41	.	.	PUNCT
ajfa-3417	304	1	so	so	ADV
ajfa-3417	304	2	,	,	PUNCT
ajfa-3417	304	3	a	a	DET
ajfa-3417	304	4	system	system	NOUN
ajfa-3417	304	5	of	of	ADP
ajfa-3417	304	6	premature	premature	ADJ
ajfa-3417	304	7	detection	detection	NOUN
ajfa-3417	304	8	alarm	alarm	NOUN
ajfa-3417	304	9	of	of	ADP
ajfa-3417	304	10	banking	banking	NOUN
ajfa-3417	304	11	difficulties	difficulty	NOUN
ajfa-3417	304	12	including	include	VERB
ajfa-3417	304	13	camel	camel	NOUN
ajfa-3417	304	14	financial	financial	ADJ
ajfa-3417	304	15	variables	variable	NOUN
ajfa-3417	304	16	and	and	CCONJ
ajfa-3417	304	17	institutional	institutional	ADJ
ajfa-3417	304	18	,	,	PUNCT
ajfa-3417	304	19	legal	legal	ADJ
ajfa-3417	304	20	and	and	CCONJ
ajfa-3417	304	21	statutory	statutory	ADJ
ajfa-3417	304	22	variables	variable	NOUN
ajfa-3417	304	23	could	could	AUX
ajfa-3417	304	24	represent	represent	VERB
ajfa-3417	304	25	a	a	DET
ajfa-3417	304	26	more	more	ADV
ajfa-3417	304	27	efficient	efficient	ADJ
ajfa-3417	304	28	tool	tool	NOUN
ajfa-3417	304	29	to	to	PART
ajfa-3417	304	30	identify	identify	VERB
ajfa-3417	304	31	the	the	DET
ajfa-3417	304	32	institutions	institution	NOUN
ajfa-3417	304	33	having	have	VERB
ajfa-3417	304	34	financial	financial	ADJ
ajfa-3417	304	35	difficulties	difficulty	NOUN
ajfa-3417	304	36	,	,	PUNCT
ajfa-3417	304	37	especially	especially	ADV
ajfa-3417	304	38	in	in	ADP
ajfa-3417	304	39	emergent	emergent	ADJ
ajfa-3417	304	40	nations	nation	NOUN
ajfa-3417	304	41	.	.	PUNCT
ajfa-3417	305	1	asian	asian	ADJ
ajfa-3417	305	2	journal	journal	PROPN
ajfa-3417	305	3	of	of	ADP
ajfa-3417	305	4	finance	finance	PROPN
ajfa-3417	305	5	&	&	CCONJ
ajfa-3417	305	6	accounting	accounting	PROPN
ajfa-3417	305	7	issn	issn	PROPN
ajfa-3417	305	8	1946	1946	NUM
ajfa-3417	305	9	-	-	PUNCT
ajfa-3417	305	10	052x	052x	NOUN
ajfa-3417	305	11	2013	2013	NUM
ajfa-3417	305	12	,	,	PUNCT
ajfa-3417	305	13	vol	vol	NOUN
ajfa-3417	305	14	.	.	PROPN
ajfa-3417	305	15	5	5	NUM
ajfa-3417	305	16	,	,	PUNCT
ajfa-3417	305	17	no	no	INTJ
ajfa-3417	305	18	.	.	NOUN
ajfa-3417	305	19	1	1	NUM
ajfa-3417	305	20	www.macrothink.org/ajfa	www.macrothink.org/ajfa	NOUN
ajfa-3417	305	21	229	229	NUM
ajfa-3417	305	22	appendix	appendix	NOUN
ajfa-3417	305	23	18	18	NUM
ajfa-3417	305	24	tunisian	tunisian	ADJ
ajfa-3417	305	25	banks	bank	NOUN
ajfa-3417	305	26	of	of	ADP
ajfa-3417	305	27	the	the	DET
ajfa-3417	305	28	sample	sample	NOUN
ajfa-3417	305	29	ab	ab	PROPN
ajfa-3417	305	30	amen	amen	INTJ
ajfa-3417	305	31	bank	bank	PROPN
ajfa-3417	305	32	abc	abc	PROPN
ajfa-3417	305	33	arab	arab	PROPN
ajfa-3417	305	34	banking	banking	PROPN
ajfa-3417	305	35	corporation	corporation	PROPN
ajfa-3417	305	36	atb	atb	PROPN
ajfa-3417	305	37	arab	arab	PROPN
ajfa-3417	305	38	tunisian	tunisian	PROPN
ajfa-3417	305	39	bank	bank	PROPN
ajfa-3417	305	40	attijari	attijari	PROPN
ajfa-3417	305	41	bank	bank	PROPN
ajfa-3417	305	42	attijari	attijari	PROPN
ajfa-3417	305	43	bank	bank	PROPN
ajfa-3417	305	44	of	of	ADP
ajfa-3417	305	45	tunisia	tunisia	PROPN
ajfa-3417	305	46	(	(	PUNCT
ajfa-3417	305	47	attijari	attijari	PROPN
ajfa-3417	305	48	bank	bank	NOUN
ajfa-3417	305	49	)	)	PUNCT
ajfa-3417	305	50	biat	biat	PROPN
ajfa-3417	305	51	arab	arab	PROPN
ajfa-3417	305	52	international	international	PROPN
ajfa-3417	305	53	bank	bank	PROPN
ajfa-3417	305	54	of	of	ADP
ajfa-3417	305	55	tunisia	tunisia	PROPN
ajfa-3417	305	56	bft	bft	PROPN
ajfa-3417	305	57	franco	franco	PROPN
ajfa-3417	305	58	-	-	PUNCT
ajfa-3417	305	59	tunisian	tunisian	PROPN
ajfa-3417	305	60	bank	bank	PROPN
ajfa-3417	305	61	bh	bh	PROPN
ajfa-3417	305	62	bank	bank	PROPN
ajfa-3417	305	63	of	of	ADP
ajfa-3417	305	64	housing	housing	PROPN
ajfa-3417	305	65	bna	bna	PROPN
ajfa-3417	305	66	national	national	PROPN
ajfa-3417	305	67	agricultural	agricultural	PROPN
ajfa-3417	305	68	bank	bank	PROPN
ajfa-3417	305	69	bt	bt	PROPN
ajfa-3417	305	70	bank	bank	PROPN
ajfa-3417	305	71	of	of	ADP
ajfa-3417	305	72	tunisia	tunisia	PROPN
ajfa-3417	305	73	bte	bte	PROPN
ajfa-3417	305	74	tunisia	tunisia	PROPN
ajfa-3417	305	75	and	and	CCONJ
ajfa-3417	305	76	emirates	emirates	PROPN
ajfa-3417	305	77	bank	bank	PROPN
ajfa-3417	305	78	btk	btk	PROPN
ajfa-3417	305	79	tuniso	tuniso	PROPN
ajfa-3417	305	80	-	-	PUNCT
ajfa-3417	305	81	kuwaiti	kuwaiti	PROPN
ajfa-3417	305	82	bank	bank	PROPN
ajfa-3417	305	83	btl	btl	PROPN
ajfa-3417	305	84	tuniso	tuniso	PROPN
ajfa-3417	305	85	-	-	PUNCT
ajfa-3417	305	86	libyan	libyan	ADJ
ajfa-3417	305	87	bank	bank	NOUN
ajfa-3417	305	88	bts	bts	PROPN
ajfa-3417	305	89	tunisian	tunisian	PROPN
ajfa-3417	305	90	solidarity	solidarity	PROPN
ajfa-3417	305	91	bank	bank	PROPN
ajfa-3417	305	92	citibank	citibank	PROPN
ajfa-3417	305	93	citibank	citibank	PROPN
ajfa-3417	305	94	(	(	PUNCT
ajfa-3417	305	95	onshore	onshore	NOUN
ajfa-3417	305	96	branch	branch	NOUN
ajfa-3417	305	97	)	)	PUNCT
ajfa-3417	305	98	stb	stb	PROPN
ajfa-3417	305	99	tunisian	tunisian	PROPN
ajfa-3417	305	100	banking	banking	PROPN
ajfa-3417	305	101	company	company	PROPN
ajfa-3417	305	102	tqb	tqb	CCONJ
ajfa-3417	305	103	tunisian	tunisian	PROPN
ajfa-3417	305	104	qatari	qatari	PROPN
ajfa-3417	305	105	bank	bank	PROPN
ajfa-3417	305	106	ubci	ubci	PROPN
ajfa-3417	305	107	banking	banking	NOUN
ajfa-3417	305	108	union	union	NOUN
ajfa-3417	305	109	for	for	ADP
ajfa-3417	305	110	trade	trade	NOUN
ajfa-3417	305	111	and	and	CCONJ
ajfa-3417	305	112	industry	industry	NOUN
ajfa-3417	305	113	uib	uib	VERB
ajfa-3417	305	114	international	international	ADJ
ajfa-3417	305	115	banking	banking	NOUN
ajfa-3417	305	116	union	union	PROPN
ajfa-3417	305	117	references	reference	NOUN
ajfa-3417	305	118	abdennour	abdennour	VERB
ajfa-3417	305	119	,	,	PUNCT
ajfa-3417	305	120	f.	f.	PROPN
ajfa-3417	305	121	,	,	PUNCT
ajfa-3417	305	122	&	&	CCONJ
ajfa-3417	305	123	houhou	houhou	PROPN
ajfa-3417	305	124	,	,	PUNCT
ajfa-3417	305	125	s.	s.	PROPN
ajfa-3417	305	126	(	(	PUNCT
ajfa-3417	305	127	2008	2008	NUM
ajfa-3417	305	128	)	)	PUNCT
ajfa-3417	305	129	.	.	PUNCT
ajfa-3417	306	1	un	un	PROPN
ajfa-3417	306	2	modèle	modèle	PROPN
ajfa-3417	306	3	d’alerte	d’alerte	PROPN
ajfa-3417	306	4	précoce	précoce	PROPN
ajfa-3417	306	5	de	de	X
ajfa-3417	306	6	difficultés	difficultés	X
ajfa-3417	306	7	bancaires	bancaire	NOUN
ajfa-3417	306	8	pour	pour	VERB
ajfa-3417	306	9	les	les	PROPN
ajfa-3417	306	10	pays	pay	VERB
ajfa-3417	306	11	émergents	émergent	NOUN
ajfa-3417	306	12	.	.	PUNCT
ajfa-3417	307	1	économie	économie	PROPN
ajfa-3417	307	2	internationale	internationale	PROPN
ajfa-3417	307	3	,	,	PUNCT
ajfa-3417	307	4	114	114	NUM
ajfa-3417	307	5	,	,	PUNCT
ajfa-3417	307	6	69	69	NUM
ajfa-3417	307	7	-	-	SYM
ajfa-3417	307	8	92	92	NUM
ajfa-3417	307	9	.	.	PUNCT
ajfa-3417	308	1	al	al	PROPN
ajfa-3417	308	2	-	-	PUNCT
ajfa-3417	308	3	shayea	shayea	PROPN
ajfa-3417	308	4	,	,	PUNCT
ajfa-3417	308	5	q.	q.	PROPN
ajfa-3417	308	6	k.	k.	PROPN
ajfa-3417	308	7	,	,	PUNCT
ajfa-3417	308	8	ghaleb	ghaleb	PROPN
ajfa-3417	308	9	,	,	PUNCT
ajfa-3417	308	10	a.	a.	PROPN
ajfa-3417	308	11	,	,	PUNCT
ajfa-3417	308	12	el	el	PROPN
ajfa-3417	308	13	-	-	PROPN
ajfa-3417	308	14	refae	refae	PROPN
ajfa-3417	308	15	,	,	PUNCT
ajfa-3417	308	16	g.	g.	PROPN
ajfa-3417	308	17	a.	a.	PROPN
ajfa-3417	308	18	,	,	PUNCT
ajfa-3417	308	19	&	&	CCONJ
ajfa-3417	308	20	el	el	PROPN
ajfa-3417	308	21	-	-	PUNCT
ajfa-3417	308	22	itter	itter	PROPN
ajfa-3417	308	23	,	,	PUNCT
ajfa-3417	308	24	s.	s.	PROPN
ajfa-3417	308	25	f.	f.	PROPN
ajfa-3417	308	26	(	(	PUNCT
ajfa-3417	308	27	2010	2010	NUM
ajfa-3417	308	28	)	)	PUNCT
ajfa-3417	308	29	.	.	PUNCT
ajfa-3417	309	1	neural	neural	ADJ
ajfa-3417	309	2	networks	network	NOUN
ajfa-3417	309	3	in	in	ADP
ajfa-3417	309	4	bank	bank	NOUN
ajfa-3417	309	5	insolvency	insolvency	NOUN
ajfa-3417	309	6	prediction	prediction	NOUN
ajfa-3417	309	7	.	.	PUNCT
ajfa-3417	310	1	ijcsns	ijcsn	VERB
ajfa-3417	310	2	-	-	PUNCT
ajfa-3417	310	3	international	international	ADJ
ajfa-3417	310	4	journal	journal	NOUN
ajfa-3417	310	5	of	of	ADP
ajfa-3417	310	6	computer	computer	NOUN
ajfa-3417	310	7	science	science	NOUN
ajfa-3417	310	8	and	and	CCONJ
ajfa-3417	310	9	network	network	NOUN
ajfa-3417	310	10	security	security	NOUN
ajfa-3417	310	11	,	,	PUNCT
ajfa-3417	310	12	10(5	10(5	NUM
ajfa-3417	310	13	)	)	PUNCT
ajfa-3417	310	14	,	,	PUNCT
ajfa-3417	310	15	240	240	NUM
ajfa-3417	310	16	-	-	SYM
ajfa-3417	310	17	245	245	NUM
ajfa-3417	310	18	.	.	PUNCT
ajfa-3417	311	1	athanasoglou	athanasoglou	PROPN
ajfa-3417	311	2	,	,	PUNCT
ajfa-3417	311	3	p.	p.	PROPN
ajfa-3417	311	4	p.	p.	PROPN
ajfa-3417	311	5	,	,	PUNCT
ajfa-3417	311	6	brissimis	brissimis	PROPN
ajfa-3417	311	7	,	,	PUNCT
ajfa-3417	311	8	n.	n.	PROPN
ajfa-3417	311	9	s.	s.	PROPN
ajfa-3417	311	10	,	,	PUNCT
ajfa-3417	311	11	&	&	CCONJ
ajfa-3417	311	12	delis	deli	NOUN
ajfa-3417	311	13	,	,	PUNCT
ajfa-3417	312	1	m.	m.	NOUN
ajfa-3417	312	2	d.	d.	PROPN
ajfa-3417	312	3	(	(	PUNCT
ajfa-3417	312	4	2008	2008	NUM
ajfa-3417	312	5	)	)	PUNCT
ajfa-3417	312	6	.	.	PUNCT
ajfa-3417	313	1	bank	bank	NOUN
ajfa-3417	313	2	-	-	PUNCT
ajfa-3417	313	3	specific	specific	ADJ
ajfa-3417	313	4	,	,	PUNCT
ajfa-3417	313	5	industry	industry	NOUN
ajfa-3417	313	6	-	-	PUNCT
ajfa-3417	313	7	specific	specific	ADJ
ajfa-3417	313	8	and	and	CCONJ
ajfa-3417	313	9	macroeconomic	macroeconomic	ADJ
ajfa-3417	313	10	determinants	determinant	NOUN
ajfa-3417	313	11	of	of	ADP
ajfa-3417	313	12	bank	bank	NOUN
ajfa-3417	313	13	profitability	profitability	NOUN
ajfa-3417	313	14	.	.	PUNCT
ajfa-3417	314	1	journal	journal	PROPN
ajfa-3417	314	2	of	of	ADP
ajfa-3417	314	3	international	international	ADJ
ajfa-3417	314	4	financial	financial	ADJ
ajfa-3417	314	5	markets	market	NOUN
ajfa-3417	314	6	,	,	PUNCT
ajfa-3417	314	7	institutions	institution	NOUN
ajfa-3417	314	8	and	and	CCONJ
ajfa-3417	314	9	money	money	NOUN
ajfa-3417	314	10	,	,	PUNCT
ajfa-3417	314	11	18	18	NUM
ajfa-3417	314	12	,	,	PUNCT
ajfa-3417	314	13	121	121	NUM
ajfa-3417	314	14	-	-	SYM
ajfa-3417	314	15	136	136	NUM
ajfa-3417	314	16	.	.	PUNCT
ajfa-3417	315	1	http://dx.doi.org/10.1016/j.intfin.2006.07.001	http://dx.doi.org/10.1016/j.intfin.2006.07.001	NOUN
ajfa-3417	315	2	athanasoglou	athanasoglou	NOUN
ajfa-3417	315	3	,	,	PUNCT
ajfa-3417	315	4	p.	p.	PROPN
ajfa-3417	315	5	p.	p.	PROPN
ajfa-3417	315	6	,	,	PUNCT
ajfa-3417	315	7	brissimis	brissimis	PROPN
ajfa-3417	315	8	,	,	PUNCT
ajfa-3417	315	9	n.	n.	PROPN
ajfa-3417	315	10	s.	s.	PROPN
ajfa-3417	315	11	,	,	PUNCT
ajfa-3417	315	12	&	&	CCONJ
ajfa-3417	315	13	delis	deli	NOUN
ajfa-3417	315	14	,	,	PUNCT
ajfa-3417	315	15	m.	m.	NOUN
ajfa-3417	315	16	d.	d.	PROPN
ajfa-3417	315	17	(	(	PUNCT
ajfa-3417	315	18	2005	2005	NUM
ajfa-3417	315	19	)	)	PUNCT
ajfa-3417	315	20	.	.	PUNCT
ajfa-3417	316	1	bank	bank	NOUN
ajfa-3417	316	2	-	-	PUNCT
ajfa-3417	316	3	specific	specific	ADJ
ajfa-3417	316	4	,	,	PUNCT
ajfa-3417	316	5	industry	industry	NOUN
ajfa-3417	316	6	-	-	PUNCT
ajfa-3417	316	7	specific	specific	ADJ
ajfa-3417	316	8	and	and	CCONJ
ajfa-3417	316	9	macroeconomic	macroeconomic	ADJ
ajfa-3417	316	10	determinants	determinant	NOUN
ajfa-3417	316	11	of	of	ADP
ajfa-3417	316	12	bank	bank	NOUN
ajfa-3417	316	13	profitability	profitability	NOUN
ajfa-3417	316	14	.	.	PUNCT
ajfa-3417	317	1	bank	bank	PROPN
ajfa-3417	317	2	of	of	ADP
ajfa-3417	317	3	greece	greece	PROPN
ajfa-3417	317	4	working	working	PROPN
ajfa-3417	317	5	paper	paper	NOUN
ajfa-3417	317	6	,	,	PUNCT
ajfa-3417	317	7	no	no	INTJ
ajfa-3417	317	8	.	.	PROPN
ajfa-3417	317	9	25	25	NUM
ajfa-3417	317	10	.	.	PUNCT
ajfa-3417	318	1	barr	barr	PROPN
ajfa-3417	318	2	,	,	PUNCT
ajfa-3417	318	3	r.	r.	PROPN
ajfa-3417	318	4	s.	s.	PROPN
ajfa-3417	318	5	,	,	PUNCT
ajfa-3417	318	6	&	&	CCONJ
ajfa-3417	318	7	siems	siem	NOUN
ajfa-3417	318	8	,	,	PUNCT
ajfa-3417	318	9	t.	t.	PROPN
ajfa-3417	318	10	f.	f.	PROPN
ajfa-3417	318	11	(	(	PUNCT
ajfa-3417	318	12	1994	1994	NUM
ajfa-3417	318	13	)	)	PUNCT
ajfa-3417	318	14	.	.	PUNCT
ajfa-3417	319	1	predicting	predict	VERB
ajfa-3417	319	2	bank	bank	NOUN
ajfa-3417	319	3	failure	failure	NOUN
ajfa-3417	319	4	using	use	VERB
ajfa-3417	319	5	dea	dea	NOUN
ajfa-3417	319	6	to	to	PART
ajfa-3417	319	7	quantify	quantify	VERB
ajfa-3417	319	8	management	management	NOUN
ajfa-3417	319	9	quality	quality	NOUN
ajfa-3417	319	10	.	.	PUNCT
ajfa-3417	320	1	financial	financial	ADJ
ajfa-3417	320	2	industry	industry	NOUN
ajfa-3417	320	3	studies	study	NOUN
ajfa-3417	320	4	working	work	VERB
ajfa-3417	320	5	paper	paper	NOUN
ajfa-3417	320	6	,	,	PUNCT
ajfa-3417	320	7	federal	federal	PROPN
ajfa-3417	320	8	reserve	reserve	PROPN
ajfa-3417	320	9	bank	bank	PROPN
ajfa-3417	320	10	of	of	ADP
ajfa-3417	320	11	asian	asian	ADJ
ajfa-3417	320	12	journal	journal	PROPN
ajfa-3417	320	13	of	of	ADP
ajfa-3417	320	14	finance	finance	PROPN
ajfa-3417	320	15	&	&	CCONJ
ajfa-3417	320	16	accounting	accounting	PROPN
ajfa-3417	320	17	issn	issn	PROPN
ajfa-3417	320	18	1946	1946	NUM
ajfa-3417	320	19	-	-	PUNCT
ajfa-3417	320	20	052x	052x	NOUN
ajfa-3417	320	21	2013	2013	NUM
ajfa-3417	320	22	,	,	PUNCT
ajfa-3417	320	23	vol	vol	NOUN
ajfa-3417	320	24	.	.	PROPN
ajfa-3417	320	25	5	5	NUM
ajfa-3417	320	26	,	,	PUNCT
ajfa-3417	320	27	no	no	INTJ
ajfa-3417	320	28	.	.	NOUN
ajfa-3417	320	29	1	1	NUM
ajfa-3417	320	30	www.macrothink.org/ajfa	www.macrothink.org/ajfa	NUM
ajfa-3417	320	31	230	230	NUM
ajfa-3417	320	32	dallas	dalla	NOUN
ajfa-3417	320	33	.	.	PUNCT
ajfa-3417	321	1	beltratti	beltratti	PROPN
ajfa-3417	321	2	,	,	PUNCT
ajfa-3417	321	3	a.	a.	PROPN
ajfa-3417	321	4	,	,	PUNCT
ajfa-3417	321	5	&	&	CCONJ
ajfa-3417	321	6	stulz	stulz	PROPN
ajfa-3417	321	7	,	,	PUNCT
ajfa-3417	321	8	r.	r.	PROPN
ajfa-3417	321	9	(	(	PUNCT
ajfa-3417	321	10	2009	2009	NUM
ajfa-3417	321	11	)	)	PUNCT
ajfa-3417	321	12	.	.	PUNCT
ajfa-3417	322	1	why	why	SCONJ
ajfa-3417	322	2	did	do	AUX
ajfa-3417	322	3	some	some	DET
ajfa-3417	322	4	banks	bank	NOUN
ajfa-3417	322	5	perform	perform	VERB
ajfa-3417	322	6	better	well	ADV
ajfa-3417	322	7	during	during	ADP
ajfa-3417	322	8	the	the	DET
ajfa-3417	322	9	credit	credit	NOUN
ajfa-3417	322	10	crisis	crisis	NOUN
ajfa-3417	322	11	?	?	PUNCT
ajfa-3417	323	1	a	a	DET
ajfa-3417	323	2	cross	cross	ADJ
ajfa-3417	323	3	-	-	ADJ
ajfa-3417	323	4	country	country	ADJ
ajfa-3417	323	5	study	study	NOUN
ajfa-3417	323	6	of	of	ADP
ajfa-3417	323	7	the	the	DET
ajfa-3417	323	8	impact	impact	NOUN
ajfa-3417	323	9	of	of	ADP
ajfa-3417	323	10	governance	governance	NOUN
ajfa-3417	323	11	and	and	CCONJ
ajfa-3417	323	12	regulation	regulation	NOUN
ajfa-3417	323	13	.	.	PUNCT
ajfa-3417	324	1	ecgi	ecgi	PROPN
ajfa-3417	324	2	working	working	PROPN
ajfa-3417	324	3	paper	paper	NOUN
ajfa-3417	324	4	series	series	NOUN
ajfa-3417	324	5	in	in	ADP
ajfa-3417	324	6	finance	finance	PROPN
ajfa-3417	324	7	n	n	CCONJ
ajfa-3417	324	8	°	°	PROPN
ajfa-3417	324	9	.	.	PROPN
ajfa-3417	324	10	254/2009	254/2009	NUM
ajfa-3417	324	11	.	.	PUNCT
ajfa-3417	325	1	berger	berger	PROPN
ajfa-3417	325	2	,	,	PUNCT
ajfa-3417	325	3	a.	a.	PROPN
ajfa-3417	325	4	(	(	PUNCT
ajfa-3417	325	5	1995	1995	NUM
ajfa-3417	325	6	)	)	PUNCT
ajfa-3417	325	7	.	.	PUNCT
ajfa-3417	326	1	the	the	DET
ajfa-3417	326	2	relationship	relationship	NOUN
ajfa-3417	326	3	between	between	ADP
ajfa-3417	326	4	capital	capital	NOUN
ajfa-3417	326	5	and	and	CCONJ
ajfa-3417	326	6	earnings	earning	NOUN
ajfa-3417	326	7	in	in	ADP
ajfa-3417	326	8	banking	banking	NOUN
ajfa-3417	326	9	.	.	PUNCT
ajfa-3417	327	1	journal	journal	PROPN
ajfa-3417	327	2	of	of	ADP
ajfa-3417	327	3	money	money	NOUN
ajfa-3417	327	4	,	,	PUNCT
ajfa-3417	327	5	credit	credit	NOUN
ajfa-3417	327	6	and	and	CCONJ
ajfa-3417	327	7	banking	banking	NOUN
ajfa-3417	327	8	,	,	PUNCT
ajfa-3417	327	9	27	27	NUM
ajfa-3417	327	10	,	,	PUNCT
ajfa-3417	327	11	404	404	NUM
ajfa-3417	327	12	-	-	SYM
ajfa-3417	327	13	431	431	NUM
ajfa-3417	327	14	.	.	PUNCT
ajfa-3417	328	1	http://dx.doi.org/10.2307/2077876	http://dx.doi.org/10.2307/2077876	NOUN
ajfa-3417	328	2	bongini	bongini	PROPN
ajfa-3417	328	3	,	,	PUNCT
ajfa-3417	328	4	p.	p.	NOUN
ajfa-3417	328	5	,	,	PUNCT
ajfa-3417	328	6	claessens	claessen	NOUN
ajfa-3417	328	7	,	,	PUNCT
ajfa-3417	328	8	s.	s.	PROPN
ajfa-3417	328	9	,	,	PUNCT
ajfa-3417	328	10	&	&	CCONJ
ajfa-3417	328	11	ferri	ferri	PROPN
ajfa-3417	328	12	,	,	PUNCT
ajfa-3417	328	13	g.	g.	PROPN
ajfa-3417	328	14	(	(	PUNCT
ajfa-3417	328	15	2000	2000	NUM
ajfa-3417	328	16	)	)	PUNCT
ajfa-3417	328	17	.	.	PUNCT
ajfa-3417	329	1	the	the	DET
ajfa-3417	329	2	political	political	ADJ
ajfa-3417	329	3	economy	economy	NOUN
ajfa-3417	329	4	of	of	ADP
ajfa-3417	329	5	distress	distress	NOUN
ajfa-3417	329	6	in	in	ADP
ajfa-3417	329	7	east	east	ADJ
ajfa-3417	329	8	asian	asian	ADJ
ajfa-3417	329	9	financial	financial	ADJ
ajfa-3417	329	10	institutions	institution	NOUN
ajfa-3417	329	11	,	,	PUNCT
ajfa-3417	329	12	world	world	NOUN
ajfa-3417	329	13	bank	bank	PROPN
ajfa-3417	329	14	policy	policy	NOUN
ajfa-3417	329	15	research	research	NOUN
ajfa-3417	329	16	paper	paper	NOUN
ajfa-3417	329	17	no	no	NOUN
ajfa-3417	329	18	.	.	PROPN
ajfa-3417	329	19	2265	2265	NUM
ajfa-3417	329	20	.	.	PUNCT
ajfa-3417	330	1	borio	borio	PROPN
ajfa-3417	330	2	,	,	PUNCT
ajfa-3417	330	3	c.	c.	PROPN
ajfa-3417	330	4	,	,	PUNCT
ajfa-3417	330	5	&	&	CCONJ
ajfa-3417	330	6	lowe	lowe	PROPN
ajfa-3417	330	7	,	,	PUNCT
ajfa-3417	330	8	p.	p.	PROPN
ajfa-3417	330	9	(	(	PUNCT
ajfa-3417	330	10	2002	2002	NUM
ajfa-3417	330	11	)	)	PUNCT
ajfa-3417	330	12	.	.	PUNCT
ajfa-3417	331	1	asset	asset	NOUN
ajfa-3417	331	2	prices	price	NOUN
ajfa-3417	331	3	,	,	PUNCT
ajfa-3417	331	4	financial	financial	ADJ
ajfa-3417	331	5	and	and	CCONJ
ajfa-3417	331	6	monetary	monetary	ADJ
ajfa-3417	331	7	stability	stability	NOUN
ajfa-3417	331	8	:	:	PUNCT
ajfa-3417	331	9	exploring	explore	VERB
ajfa-3417	331	10	the	the	DET
ajfa-3417	331	11	nexus	nexus	NOUN
ajfa-3417	331	12	,	,	PUNCT
ajfa-3417	331	13	bis	bis	ADJ
ajfa-3417	331	14	working	working	NOUN
ajfa-3417	331	15	papers	paper	NOUN
ajfa-3417	331	16	,	,	PUNCT
ajfa-3417	331	17	n	n	CCONJ
ajfa-3417	331	18	°	°	NUM
ajfa-3417	331	19	114	114	NUM
ajfa-3417	331	20	,	,	PUNCT
ajfa-3417	331	21	bâle	bâle	NOUN
ajfa-3417	331	22	,	,	PUNCT
ajfa-3417	331	23	juillet	juillet	PROPN
ajfa-3417	331	24	.	.	PUNCT
ajfa-3417	332	1	cook	cook	PROPN
ajfa-3417	332	2	,	,	PUNCT
ajfa-3417	332	3	w.	w.	PROPN
ajfa-3417	332	4	d.	d.	PROPN
ajfa-3417	332	5	,	,	PUNCT
ajfa-3417	332	6	hababou	hababou	PROPN
ajfa-3417	332	7	,	,	PUNCT
ajfa-3417	332	8	m.	m.	NOUN
ajfa-3417	332	9	,	,	PUNCT
ajfa-3417	332	10	&	&	CCONJ
ajfa-3417	332	11	roberts	roberts	PROPN
ajfa-3417	332	12	,	,	PUNCT
ajfa-3417	332	13	g.	g.	PROPN
ajfa-3417	332	14	s.	s.	PROPN
ajfa-3417	332	15	(	(	PUNCT
ajfa-3417	332	16	2000	2000	NUM
ajfa-3417	332	17	)	)	PUNCT
ajfa-3417	332	18	.	.	PUNCT
ajfa-3417	333	1	financial	financial	ADJ
ajfa-3417	333	2	liberalization	liberalization	NOUN
ajfa-3417	333	3	and	and	CCONJ
ajfa-3417	333	4	efficiency	efficiency	NOUN
ajfa-3417	333	5	intunisian	intunisian	ADJ
ajfa-3417	333	6	banking	banking	NOUN
ajfa-3417	333	7	industry	industry	NOUN
ajfa-3417	333	8	:	:	PUNCT
ajfa-3417	333	9	dea	dea	NOUN
ajfa-3417	333	10	tests	test	NOUN
ajfa-3417	333	11	,	,	PUNCT
ajfa-3417	333	12	working	working	NOUN
ajfa-3417	333	13	paper	paper	NOUN
ajfa-3417	333	14	,	,	PUNCT
ajfa-3417	333	15	schulich	schulich	PROPN
ajfa-3417	333	16	school	school	NOUN
ajfa-3417	333	17	of	of	ADP
ajfa-3417	333	18	business	business	NOUN
ajfa-3417	333	19	,	,	PUNCT
ajfa-3417	333	20	york	york	PROPN
ajfa-3417	333	21	university	university	PROPN
ajfa-3417	333	22	,	,	PUNCT
ajfa-3417	333	23	september	september	PROPN
ajfa-3417	333	24	.	.	PUNCT
ajfa-3417	334	1	eichengreen	eichengreen	PROPN
ajfa-3417	334	2	,	,	PUNCT
ajfa-3417	334	3	b.	b.	PROPN
ajfa-3417	334	4	,	,	PUNCT
ajfa-3417	334	5	&	&	CCONJ
ajfa-3417	334	6	arteta	arteta	PROPN
ajfa-3417	334	7	,	,	PUNCT
ajfa-3417	334	8	c.	c.	PROPN
ajfa-3417	334	9	(	(	PUNCT
ajfa-3417	334	10	2000	2000	NUM
ajfa-3417	334	11	)	)	PUNCT
ajfa-3417	334	12	.	.	PUNCT
ajfa-3417	335	1	banking	banking	NOUN
ajfa-3417	335	2	crises	crisis	NOUN
ajfa-3417	335	3	in	in	ADP
ajfa-3417	335	4	emerging	emerge	VERB
ajfa-3417	335	5	markets	market	NOUN
ajfa-3417	335	6	:	:	PUNCT
ajfa-3417	335	7	presumptions	presumption	NOUN
ajfa-3417	335	8	and	and	CCONJ
ajfa-3417	335	9	evidence	evidence	NOUN
ajfa-3417	335	10	,	,	PUNCT
ajfa-3417	335	11	center	center	NOUN
ajfa-3417	335	12	for	for	ADP
ajfa-3417	335	13	international	international	ADJ
ajfa-3417	335	14	and	and	CCONJ
ajfa-3417	335	15	development	development	NOUN
ajfa-3417	335	16	economics	economic	NOUN
ajfa-3417	335	17	research	research	PROPN
ajfa-3417	335	18	working	working	NOUN
ajfa-3417	335	19	paper	paper	NOUN
ajfa-3417	335	20	,	,	PUNCT
ajfa-3417	335	21	c00	c00	NOUN
ajfa-3417	335	22	-	-	PUNCT
ajfa-3417	335	23	115	115	NUM
ajfa-3417	335	24	,	,	PUNCT
ajfa-3417	335	25	août	août	PROPN
ajfa-3417	335	26	.	.	PUNCT
ajfa-3417	335	27	essid	essid	PROPN
ajfa-3417	335	28	,	,	PUNCT
ajfa-3417	335	29	z.	z.	PROPN
ajfa-3417	335	30	,	,	PUNCT
ajfa-3417	335	31	zribi	zribi	NOUN
ajfa-3417	335	32	,	,	PUNCT
ajfa-3417	335	33	m.	m.	NOUN
ajfa-3417	335	34	,	,	PUNCT
ajfa-3417	335	35	&	&	CCONJ
ajfa-3417	335	36	boujelbene	boujelbene	PROPN
ajfa-3417	335	37	,	,	PUNCT
ajfa-3417	335	38	y.	y.	PROPN
ajfa-3417	335	39	(	(	PUNCT
ajfa-3417	335	40	2009	2009	NUM
ajfa-3417	335	41	)	)	PUNCT
ajfa-3417	335	42	.	.	PUNCT
ajfa-3417	336	1	la	la	PROPN
ajfa-3417	336	2	prévision	prévision	PROPN
ajfa-3417	336	3	des	des	PROPN
ajfa-3417	336	4	difficultés	difficultés	PROPN
ajfa-3417	336	5	bancaires	bancaire	NOUN
ajfa-3417	336	6	:	:	PUNCT
ajfa-3417	336	7	application	application	NOUN
ajfa-3417	336	8	d’une	d’une	NOUN
ajfa-3417	336	9	approche	approche	X
ajfa-3417	336	10	neuronale	neuronale	NOUN
ajfa-3417	336	11	,	,	PUNCT
ajfa-3417	336	12	communications	communication	NOUN
ajfa-3417	336	13	of	of	ADP
ajfa-3417	336	14	the	the	DET
ajfa-3417	336	15	ibima	ibima	NOUN
ajfa-3417	336	16	,	,	PUNCT
ajfa-3417	336	17	11	11	NUM
ajfa-3417	336	18	,	,	PUNCT
ajfa-3417	336	19	67	67	NUM
ajfa-3417	336	20	-	-	SYM
ajfa-3417	336	21	74	74	NUM
ajfa-3417	336	22	.	.	PUNCT
ajfa-3417	337	1	garcia	garcia	PROPN
ajfa-3417	337	2	-	-	PUNCT
ajfa-3417	337	3	herrero	herrero	PROPN
ajfa-3417	337	4	,	,	PUNCT
ajfa-3417	337	5	a.	a.	NOUN
ajfa-3417	337	6	,	,	PUNCT
ajfa-3417	337	7	gavila	gavila	PROPN
ajfa-3417	337	8	,	,	PUNCT
ajfa-3417	337	9	s.	s.	PROPN
ajfa-3417	337	10	,	,	PUNCT
ajfa-3417	337	11	&	&	CCONJ
ajfa-3417	337	12	santabarbara	santabarbara	PROPN
ajfa-3417	337	13	,	,	PUNCT
ajfa-3417	337	14	d.	d.	PROPN
ajfa-3417	337	15	(	(	PUNCT
ajfa-3417	337	16	2009	2009	NUM
ajfa-3417	337	17	)	)	PUNCT
ajfa-3417	337	18	.	.	PUNCT
ajfa-3417	338	1	what	what	PRON
ajfa-3417	338	2	explain	explain	VERB
ajfa-3417	338	3	the	the	DET
ajfa-3417	338	4	low	low	ADJ
ajfa-3417	338	5	profitability	profitability	NOUN
ajfa-3417	338	6	of	of	ADP
ajfa-3417	338	7	chinese	chinese	ADJ
ajfa-3417	338	8	banks	bank	NOUN
ajfa-3417	338	9	.	.	PUNCT
ajfa-3417	339	1	journal	journal	PROPN
ajfa-3417	339	2	of	of	ADP
ajfa-3417	339	3	banking	banking	NOUN
ajfa-3417	339	4	&	&	CCONJ
ajfa-3417	339	5	finance	finance	PROPN
ajfa-3417	339	6	,	,	PUNCT
ajfa-3417	339	7	33(11	33(11	NUM
ajfa-3417	339	8	)	)	PUNCT
ajfa-3417	339	9	,	,	PUNCT
ajfa-3417	339	10	2080	2080	NUM
ajfa-3417	339	11	-	-	SYM
ajfa-3417	339	12	2092	2092	NUM
ajfa-3417	339	13	.	.	PUNCT
ajfa-3417	340	1	http://dx.doi.org/10.1016/j.jbankfin.2009.05.005	http://dx.doi.org/10.1016/j.jbankfin.2009.05.005	PROPN
ajfa-3417	340	2	goddard	goddard	PROPN
ajfa-3417	340	3	,	,	PUNCT
ajfa-3417	340	4	j.	j.	PROPN
ajfa-3417	340	5	,	,	PUNCT
ajfa-3417	340	6	molyneux	molyneux	PROPN
ajfa-3417	340	7	,	,	PUNCT
ajfa-3417	340	8	p.	p.	PROPN
ajfa-3417	340	9	,	,	PUNCT
ajfa-3417	340	10	&	&	CCONJ
ajfa-3417	340	11	wilson	wilson	PROPN
ajfa-3417	340	12	,	,	PUNCT
ajfa-3417	340	13	j.	j.	PROPN
ajfa-3417	340	14	o.	o.	PROPN
ajfa-3417	340	15	s.	s.	PROPN
ajfa-3417	340	16	(	(	PUNCT
ajfa-3417	340	17	2004	2004	NUM
ajfa-3417	340	18	)	)	PUNCT
ajfa-3417	340	19	.	.	PUNCT
ajfa-3417	341	1	the	the	DET
ajfa-3417	341	2	profitability	profitability	NOUN
ajfa-3417	341	3	of	of	ADP
ajfa-3417	341	4	european	european	ADJ
ajfa-3417	341	5	banks	bank	NOUN
ajfa-3417	341	6	:	:	PUNCT
ajfa-3417	341	7	a	a	DET
ajfa-3417	341	8	cross	cross	ADJ
ajfa-3417	341	9	-	-	ADJ
ajfa-3417	341	10	sectional	sectional	ADJ
ajfa-3417	341	11	and	and	CCONJ
ajfa-3417	341	12	dynamic	dynamic	ADJ
ajfa-3417	341	13	panel	panel	NOUN
ajfa-3417	341	14	analysis	analysis	NOUN
ajfa-3417	341	15	.	.	PUNCT
ajfa-3417	342	1	manchester	manchester	PROPN
ajfa-3417	342	2	school	school	PROPN
ajfa-3417	342	3	,	,	PUNCT
ajfa-3417	342	4	72(3	72(3	NUM
ajfa-3417	342	5	)	)	PUNCT
ajfa-3417	342	6	,	,	PUNCT
ajfa-3417	342	7	363	363	NUM
ajfa-3417	342	8	-	-	SYM
ajfa-3417	342	9	381	381	NUM
ajfa-3417	342	10	.	.	PUNCT
ajfa-3417	343	1	http://dx.doi.org/10.1111/j.1467-9957.2004.00397.x	http://dx.doi.org/10.1111/j.1467-9957.2004.00397.x	NOUN
ajfa-3417	343	2	godlewski	godlewski	NOUN
ajfa-3417	343	3	,	,	PUNCT
ajfa-3417	343	4	c.	c.	PROPN
ajfa-3417	343	5	j.	j.	PROPN
ajfa-3417	343	6	(	(	PUNCT
ajfa-3417	343	7	2004	2004	NUM
ajfa-3417	343	8	)	)	PUNCT
ajfa-3417	343	9	.	.	PUNCT
ajfa-3417	344	1	le	le	PROPN
ajfa-3417	344	2	rôle	rôle	PROPN
ajfa-3417	344	3	de	de	PROPN
ajfa-3417	344	4	l’environnement	l’environnement	PROPN
ajfa-3417	344	5	réglementaire	réglementaire	NOUN
ajfa-3417	344	6	,	,	PUNCT
ajfa-3417	344	7	légal	légal	PROPN
ajfa-3417	344	8	et	et	NOUN
ajfa-3417	344	9	institutionnel	institutionnel	NOUN
ajfa-3417	344	10	dans	dan	NOUN
ajfa-3417	344	11	la	la	PROPN
ajfa-3417	344	12	défaillance	défaillance	PROPN
ajfa-3417	344	13	des	des	PROPN
ajfa-3417	344	14	banques	banques	PROPN
ajfa-3417	344	15	le	le	X
ajfa-3417	344	16	cas	cas	PROPN
ajfa-3417	344	17	des	des	PROPN
ajfa-3417	344	18	pays	pay	VERB
ajfa-3417	344	19	emergents	emergent	NOUN
ajfa-3417	344	20	,	,	PUNCT
ajfa-3417	344	21	banque	banque	PROPN
ajfa-3417	344	22	&	&	CCONJ
ajfa-3417	344	23	marchés	marchés	PROPN
ajfa-3417	344	24	,	,	PUNCT
ajfa-3417	344	25	73	73	NUM
ajfa-3417	344	26	,	,	PUNCT
ajfa-3417	344	27	20	20	NUM
ajfa-3417	344	28	-	-	SYM
ajfa-3417	344	29	31	31	NUM
ajfa-3417	344	30	.	.	PUNCT
ajfa-3417	345	1	godlewski	godlewski	PROPN
ajfa-3417	345	2	,	,	PUNCT
ajfa-3417	345	3	c.	c.	PROPN
ajfa-3417	345	4	j.	j.	PROPN
ajfa-3417	345	5	(	(	PUNCT
ajfa-3417	345	6	2003	2003	NUM
ajfa-3417	345	7	)	)	PUNCT
ajfa-3417	345	8	.	.	PUNCT
ajfa-3417	346	1	modélisation	modélisation	PROPN
ajfa-3417	346	2	de	de	PROPN
ajfa-3417	346	3	la	la	PROPN
ajfa-3417	346	4	prévision	prévision	PROPN
ajfa-3417	346	5	de	de	PROPN
ajfa-3417	346	6	défaillance	défaillance	PROPN
ajfa-3417	346	7	bancaire	bancaire	NOUN
ajfa-3417	346	8	et	et	PROPN
ajfa-3417	346	9	facteurs	facteur	VERB
ajfa-3417	346	10	réglementaires	réglementaire	NOUN
ajfa-3417	346	11	:	:	PUNCT
ajfa-3417	346	12	une	une	PROPN
ajfa-3417	346	13	application	application	PROPN
ajfa-3417	346	14	aux	aux	PROPN
ajfa-3417	346	15	banques	banques	PROPN
ajfa-3417	346	16	des	des	PROPN
ajfa-3417	346	17	pays	pay	VERB
ajfa-3417	346	18	émergents	émergent	NOUN
ajfa-3417	346	19	,	,	PUNCT
ajfa-3417	346	20	large	large	ADJ
ajfa-3417	346	21	research	research	NOUN
ajfa-3417	346	22	center	center	NOUN
ajfa-3417	346	23	(	(	PUNCT
ajfa-3417	346	24	laboratoire	laboratoire	PROPN
ajfa-3417	346	25	de	de	X
ajfa-3417	346	26	recherche	recherche	X
ajfa-3417	346	27	en	en	X
ajfa-3417	346	28	gestion	gestion	PROPN
ajfa-3417	346	29	et	et	PROPN
ajfa-3417	346	30	economie	economie	PROPN
ajfa-3417	346	31	)	)	PUNCT
ajfa-3417	346	32	,	,	PUNCT
ajfa-3417	346	33	université	université	PROPN
ajfa-3417	346	34	de	de	X
ajfa-3417	346	35	strasbourg	strasbourg	PROPN
ajfa-3417	346	36	,	,	PUNCT
ajfa-3417	346	37	juillet	juillet	PROPN
ajfa-3417	346	38	.	.	PUNCT
ajfa-3417	347	1	gonzalez	gonzalez	PROPN
ajfa-3417	347	2	-	-	PUNCT
ajfa-3417	347	3	hermosillo	hermosillo	PROPN
ajfa-3417	347	4	,	,	PUNCT
ajfa-3417	347	5	b.	b.	PROPN
ajfa-3417	347	6	(	(	PUNCT
ajfa-3417	347	7	1999	1999	NUM
ajfa-3417	347	8	)	)	PUNCT
ajfa-3417	347	9	.	.	PUNCT
ajfa-3417	348	1	determinants	determinant	NOUN
ajfa-3417	348	2	of	of	ADP
ajfa-3417	348	3	ex	ex	PROPN
ajfa-3417	348	4	-	-	ADJ
ajfa-3417	348	5	ante	ante	ADJ
ajfa-3417	348	6	banking	banking	NOUN
ajfa-3417	348	7	system	system	NOUN
ajfa-3417	348	8	distress	distress	NOUN
ajfa-3417	348	9	:	:	PUNCT
ajfa-3417	348	10	a	a	DET
ajfa-3417	348	11	macro	macro	ADJ
ajfa-3417	348	12	-	-	ADJ
ajfa-3417	348	13	micro	micro	ADJ
ajfa-3417	348	14	empirical	empirical	ADJ
ajfa-3417	348	15	exploration	exploration	NOUN
ajfa-3417	348	16	of	of	ADP
ajfa-3417	348	17	some	some	DET
ajfa-3417	348	18	recent	recent	ADJ
ajfa-3417	348	19	episodes	episode	NOUN
ajfa-3417	348	20	,	,	PUNCT
ajfa-3417	348	21	working	work	VERB
ajfa-3417	348	22	paper	paper	NOUN
ajfa-3417	348	23	n	n	CCONJ
ajfa-3417	348	24	°	°	NOUN
ajfa-3417	348	25	99/33	99/33	NUM
ajfa-3417	348	26	,	,	PUNCT
ajfa-3417	348	27	international	international	ADJ
ajfa-3417	348	28	monetary	monetary	ADJ
ajfa-3417	348	29	fund	fund	NOUN
ajfa-3417	348	30	.	.	PUNCT
ajfa-3417	349	1	goyeau	goyeau	PROPN
ajfa-3417	349	2	,	,	PUNCT
ajfa-3417	349	3	d.	d.	PROPN
ajfa-3417	349	4	,	,	PUNCT
ajfa-3417	349	5	&	&	CCONJ
ajfa-3417	349	6	tarazi	tarazi	NOUN
ajfa-3417	349	7	,	,	PUNCT
ajfa-3417	349	8	a.	a.	NOUN
ajfa-3417	349	9	(	(	PUNCT
ajfa-3417	349	10	1992	1992	NUM
ajfa-3417	349	11	)	)	PUNCT
ajfa-3417	349	12	.	.	PUNCT
ajfa-3417	350	1	evaluation	evaluation	NOUN
ajfa-3417	350	2	du	du	PROPN
ajfa-3417	350	3	risque	risque	X
ajfa-3417	350	4	de	de	PROPN
ajfa-3417	350	5	défaillance	défaillance	PROPN
ajfa-3417	350	6	bancaire	bancaire	PROPN
ajfa-3417	350	7	en	en	PROPN
ajfa-3417	350	8	europe	europe	PROPN
ajfa-3417	350	9	,	,	PUNCT
ajfa-3417	350	10	revue	revue	NOUN
ajfa-3417	350	11	d’economie	d’economie	VERB
ajfa-3417	350	12	politique	politique	NOUN
ajfa-3417	350	13	,	,	PUNCT
ajfa-3417	350	14	102(2	102(2	NUM
ajfa-3417	350	15	)	)	PUNCT
ajfa-3417	350	16	.	.	PUNCT
ajfa-3417	351	1	hanschel	hanschel	PROPN
ajfa-3417	351	2	,	,	PUNCT
ajfa-3417	351	3	e.	e.	PROPN
ajfa-3417	351	4	,	,	PUNCT
ajfa-3417	351	5	&	&	CCONJ
ajfa-3417	351	6	monnin	monnin	ADJ
ajfa-3417	351	7	,	,	PUNCT
ajfa-3417	351	8	p.	p.	NOUN
ajfa-3417	351	9	(	(	PUNCT
ajfa-3417	351	10	2003	2003	NUM
ajfa-3417	351	11	)	)	PUNCT
ajfa-3417	351	12	.	.	PUNCT
ajfa-3417	352	1	measuring	measure	VERB
ajfa-3417	352	2	and	and	CCONJ
ajfa-3417	352	3	forecasting	forecast	VERB
ajfa-3417	352	4	stress	stress	NOUN
ajfa-3417	352	5	in	in	ADP
ajfa-3417	352	6	the	the	DET
ajfa-3417	352	7	banking	banking	NOUN
ajfa-3417	352	8	sector	sector	NOUN
ajfa-3417	352	9	:	:	PUNCT
ajfa-3417	352	10	evidence	evidence	NOUN
ajfa-3417	352	11	from	from	ADP
ajfa-3417	352	12	switzerland	switzerland	PROPN
ajfa-3417	352	13	,	,	PUNCT
ajfa-3417	352	14	bis	bis	ADJ
ajfa-3417	352	15	papers	paper	NOUN
ajfa-3417	352	16	n	n	CCONJ
ajfa-3417	352	17	°	°	NOUN
ajfa-3417	352	18	22	22	NUM
ajfa-3417	352	19	.	.	PUNCT
ajfa-3417	353	1	asian	asian	ADJ
ajfa-3417	353	2	journal	journal	PROPN
ajfa-3417	353	3	of	of	ADP
ajfa-3417	353	4	finance	finance	PROPN
ajfa-3417	353	5	&	&	CCONJ
ajfa-3417	353	6	accounting	accounting	PROPN
ajfa-3417	353	7	issn	issn	PROPN
ajfa-3417	353	8	1946	1946	NUM
ajfa-3417	353	9	-	-	PUNCT
ajfa-3417	353	10	052x	052x	NOUN
ajfa-3417	353	11	2013	2013	NUM
ajfa-3417	353	12	,	,	PUNCT
ajfa-3417	353	13	vol	vol	NOUN
ajfa-3417	353	14	.	.	PROPN
ajfa-3417	353	15	5	5	NUM
ajfa-3417	353	16	,	,	PUNCT
ajfa-3417	353	17	no	no	INTJ
ajfa-3417	353	18	.	.	NOUN
ajfa-3417	353	19	1	1	NUM
ajfa-3417	353	20	www.macrothink.org/ajfa	www.macrothink.org/ajfa	NUM
ajfa-3417	353	21	231	231	NUM
ajfa-3417	353	22	international	international	ADJ
ajfa-3417	353	23	monetary	monetary	ADJ
ajfa-3417	353	24	fund	fund	NOUN
ajfa-3417	353	25	.	.	PUNCT
ajfa-3417	354	1	[	[	X
ajfa-3417	354	2	imf	imf	X
ajfa-3417	354	3	]	]	X
ajfa-3417	354	4	,	,	PUNCT
ajfa-3417	354	5	country	country	NOUN
ajfa-3417	354	6	report	report	VERB
ajfa-3417	354	7	no.06	no.06	ADP
ajfa-3417	354	8	/	/	SYM
ajfa-3417	354	9	207	207	NUM
ajfa-3417	354	10	,	,	PUNCT
ajfa-3417	354	11	june	june	PROPN
ajfa-3417	354	12	(	(	PUNCT
ajfa-3417	354	13	2006	2006	NUM
ajfa-3417	354	14	)	)	PUNCT
ajfa-3417	354	15	.	.	PUNCT
ajfa-3417	355	1	jbili	jbili	PROPN
ajfa-3417	355	2	,	,	PUNCT
ajfa-3417	355	3	a.	a.	PROPN
ajfa-3417	355	4	,	,	PUNCT
ajfa-3417	355	5	&	&	CCONJ
ajfa-3417	355	6	enders	ender	NOUN
ajfa-3417	355	7	,	,	PUNCT
ajfa-3417	355	8	k.	k.	PROPN
ajfa-3417	355	9	(	(	PUNCT
ajfa-3417	355	10	1997	1997	NUM
ajfa-3417	355	11	)	)	PUNCT
ajfa-3417	355	12	.	.	PUNCT
ajfa-3417	356	1	financial	financial	ADJ
ajfa-3417	356	2	sector	sector	NOUN
ajfa-3417	356	3	reforms	reform	NOUN
ajfa-3417	356	4	in	in	ADP
ajfa-3417	356	5	algeria	algeria	PROPN
ajfa-3417	356	6	,	,	PUNCT
ajfa-3417	356	7	morocco	morocco	PROPN
ajfa-3417	356	8	and	and	CCONJ
ajfa-3417	356	9	tunisia	tunisia	NOUN
ajfa-3417	356	10	:	:	PUNCT
ajfa-3417	356	11	a	a	DET
ajfa-3417	356	12	preliminary	preliminary	ADJ
ajfa-3417	356	13	assessment	assessment	NOUN
ajfa-3417	356	14	,	,	PUNCT
ajfa-3417	356	15	imf	imf	PROPN
ajfa-3417	356	16	working	working	PROPN
ajfa-3417	356	17	paper	paper	PROPN
ajfa-3417	356	18	n	n	CCONJ
ajfa-3417	356	19	°	°	NUM
ajfa-3417	356	20	97/81	97/81	NUM
ajfa-3417	356	21	.	.	PUNCT
ajfa-3417	357	1	kibritçioglu	kibritçioglu	PROPN
ajfa-3417	357	2	,	,	PUNCT
ajfa-3417	357	3	a.	a.	NOUN
ajfa-3417	357	4	(	(	PUNCT
ajfa-3417	357	5	2002	2002	NUM
ajfa-3417	357	6	)	)	PUNCT
ajfa-3417	357	7	.	.	PUNCT
ajfa-3417	358	1	excessive	excessive	ADJ
ajfa-3417	358	2	risk	risk	NOUN
ajfa-3417	358	3	-	-	PUNCT
ajfa-3417	358	4	taking	taking	NOUN
ajfa-3417	358	5	,	,	PUNCT
ajfa-3417	358	6	banking	banking	NOUN
ajfa-3417	358	7	sector	sector	NOUN
ajfa-3417	358	8	fragility	fragility	NOUN
ajfa-3417	358	9	,	,	PUNCT
ajfa-3417	358	10	and	and	CCONJ
ajfa-3417	358	11	banking	banking	NOUN
ajfa-3417	358	12	crises	crisis	NOUN
ajfa-3417	358	13	,	,	PUNCT
ajfa-3417	358	14	working	working	NOUN
ajfa-3417	358	15	paper	paper	NOUN
ajfa-3417	358	16	n	n	CCONJ
ajfa-3417	358	17	°	°	ADV
ajfa-3417	358	18	02	02	NUM
ajfa-3417	358	19	-	-	PUNCT
ajfa-3417	358	20	0114	0114	NUM
ajfa-3417	358	21	,	,	PUNCT
ajfa-3417	358	22	university	university	NOUN
ajfa-3417	358	23	of	of	ADP
ajfa-3417	358	24	illinois	illinois	PROPN
ajfa-3417	358	25	at	at	ADP
ajfa-3417	358	26	urbana	urbana	PROPN
ajfa-3417	358	27	-	-	PUNCT
ajfa-3417	358	28	champaign	champaign	PROPN
ajfa-3417	358	29	.	.	PUNCT
ajfa-3417	359	1	maxula	maxula	PROPN
ajfa-3417	359	2	bourse	bourse	NOUN
ajfa-3417	359	3	.	.	PUNCT
ajfa-3417	360	1	(	(	PUNCT
ajfa-3417	360	2	2010	2010	NUM
ajfa-3417	360	3	)	)	PUNCT
ajfa-3417	360	4	.	.	PUNCT
ajfa-3417	361	1	revue	revue	PROPN
ajfa-3417	361	2	bancaire	bancaire	PROPN
ajfa-3417	361	3	.	.	PUNCT
ajfa-3417	362	1	document	document	NOUN
ajfa-3417	362	2	de	de	X
ajfa-3417	362	3	travail	travail	NOUN
ajfa-3417	362	4	,	,	PUNCT
ajfa-3417	362	5	département	département	ADJ
ajfa-3417	362	6	recherches	recherche	NOUN
ajfa-3417	362	7	et	et	NOUN
ajfa-3417	362	8	analyses	analysis	NOUN
ajfa-3417	362	9	,	,	PUNCT
ajfa-3417	362	10	novembre	novembre	PROPN
ajfa-3417	362	11	.	.	PUNCT
ajfa-3417	362	12	moore	moore	PROPN
ajfa-3417	362	13	,	,	PUNCT
ajfa-3417	362	14	c.	c.	PROPN
ajfa-3417	362	15	h.	h.	PROPN
ajfa-3417	362	16	(	(	PUNCT
ajfa-3417	362	17	1991	1991	NUM
ajfa-3417	362	18	)	)	PUNCT
ajfa-3417	362	19	.	.	PUNCT
ajfa-3417	363	1	tunisian	tunisian	ADJ
ajfa-3417	363	2	banking	banking	NOUN
ajfa-3417	363	3	:	:	PUNCT
ajfa-3417	363	4	politics	politic	NOUN
ajfa-3417	363	5	of	of	ADP
ajfa-3417	363	6	adjustment	adjustment	NOUN
ajfa-3417	363	7	and	and	CCONJ
ajfa-3417	363	8	the	the	DET
ajfa-3417	363	9	adjustment	adjustment	NOUN
ajfa-3417	363	10	of	of	ADP
ajfa-3417	363	11	politics	politic	NOUN
ajfa-3417	363	12	,	,	PUNCT
ajfa-3417	363	13	in	in	ADP
ajfa-3417	363	14	zartman	zartman	PROPN
ajfa-3417	363	15	i.	i.	PROPN
ajfa-3417	363	16	w.	w.	PROPN
ajfa-3417	363	17	ed	ed	PROPN
ajfa-3417	363	18	.	.	PUNCT
ajfa-3417	364	1	tunisia	tunisia	PROPN
ajfa-3417	364	2	,	,	PUNCT
ajfa-3417	364	3	the	the	DET
ajfa-3417	364	4	political	political	ADJ
ajfa-3417	364	5	economy	economy	NOUN
ajfa-3417	364	6	of	of	ADP
ajfa-3417	364	7	reform	reform	NOUN
ajfa-3417	364	8	,	,	PUNCT
ajfa-3417	364	9	lynne	lynne	PROPN
ajfa-3417	364	10	rienneer	rienneer	NOUN
ajfa-3417	364	11	publishers	publisher	NOUN
ajfa-3417	364	12	.	.	PUNCT
ajfa-3417	365	1	pantalone	pantalone	NOUN
ajfa-3417	365	2	,	,	PUNCT
ajfa-3417	365	3	c.	c.	PROPN
ajfa-3417	365	4	c.	c.	PROPN
ajfa-3417	365	5	,	,	PUNCT
ajfa-3417	365	6	&	&	CCONJ
ajfa-3417	365	7	platt	platt	PROPN
ajfa-3417	365	8	,	,	PUNCT
ajfa-3417	365	9	m.	m.	PROPN
ajfa-3417	365	10	b.	b.	PROPN
ajfa-3417	365	11	(	(	PUNCT
ajfa-3417	365	12	1987	1987	NUM
ajfa-3417	365	13	)	)	PUNCT
ajfa-3417	365	14	.	.	PUNCT
ajfa-3417	366	1	predicting	predict	VERB
ajfa-3417	366	2	commercial	commercial	ADJ
ajfa-3417	366	3	bank	bank	NOUN
ajfa-3417	366	4	failure	failure	NOUN
ajfa-3417	366	5	since	since	SCONJ
ajfa-3417	366	6	deregulation	deregulation	NOUN
ajfa-3417	366	7	,	,	PUNCT
ajfa-3417	366	8	new	new	PROPN
ajfa-3417	366	9	england	england	PROPN
ajfa-3417	366	10	economic	economic	PROPN
ajfa-3417	366	11	review	review	PROPN
ajfa-3417	366	12	,	,	PUNCT
ajfa-3417	366	13	jul	jul	PROPN
ajfa-3417	366	14	/	/	SYM
ajfa-3417	366	15	aug	aug	PROPN
ajfa-3417	366	16	,	,	PUNCT
ajfa-3417	366	17	37	37	NUM
ajfa-3417	366	18	-	-	SYM
ajfa-3417	366	19	47	47	NUM
ajfa-3417	366	20	.	.	PUNCT
ajfa-3417	367	1	parizeau	parizeau	PROPN
ajfa-3417	367	2	,	,	PUNCT
ajfa-3417	367	3	m.	m.	NOUN
ajfa-3417	367	4	(	(	PUNCT
ajfa-3417	367	5	2004	2004	NUM
ajfa-3417	367	6	)	)	PUNCT
ajfa-3417	367	7	.	.	PUNCT
ajfa-3417	368	1	réseaux	réseaux	PROPN
ajfa-3417	368	2	de	de	X
ajfa-3417	368	3	neurones	neurone	NOUN
ajfa-3417	368	4	,	,	PUNCT
ajfa-3417	368	5	département	département	X
ajfa-3417	368	6	de	de	X
ajfa-3417	368	7	génie	génie	X
ajfa-3417	368	8	électrique	électrique	X
ajfa-3417	368	9	et	et	PROPN
ajfa-3417	368	10	de	de	PROPN
ajfa-3417	368	11	génie	génie	PROPN
ajfa-3417	368	12	informatique	informatique	PROPN
ajfa-3417	368	13	université	université	PROPN
ajfa-3417	368	14	laval	laval	PROPN
ajfa-3417	368	15	,	,	PUNCT
ajfa-3417	368	16	septembre	septembre	PROPN
ajfa-3417	368	17	.	.	PUNCT
ajfa-3417	369	1	refait	refait	PROPN
ajfa-3417	369	2	-	-	PUNCT
ajfa-3417	369	3	alexandre	alexandre	PROPN
ajfa-3417	369	4	,	,	PUNCT
ajfa-3417	369	5	c.	c.	PROPN
ajfa-3417	369	6	(	(	PUNCT
ajfa-3417	369	7	2004	2004	NUM
ajfa-3417	369	8	)	)	PUNCT
ajfa-3417	369	9	.	.	PUNCT
ajfa-3417	370	1	la	la	PROPN
ajfa-3417	370	2	prévision	prévision	PROPN
ajfa-3417	370	3	de	de	PROPN
ajfa-3417	370	4	la	la	PROPN
ajfa-3417	370	5	faillite	faillite	PROPN
ajfa-3417	370	6	fondée	fondée	PROPN
ajfa-3417	370	7	sur	sur	PROPN
ajfa-3417	370	8	l'analyse	l'analyse	PROPN
ajfa-3417	370	9	financière	financière	PROPN
ajfa-3417	370	10	de	de	X
ajfa-3417	370	11	l'entreprise	l'entreprise	PROPN
ajfa-3417	370	12	:	:	PUNCT
ajfa-3417	370	13	un	un	PROPN
ajfa-3417	370	14	état	état	PROPN
ajfa-3417	370	15	des	des	PROPN
ajfa-3417	370	16	lieux	lieux	PROPN
ajfa-3417	370	17	,	,	PUNCT
ajfa-3417	370	18	economie	economie	PROPN
ajfa-3417	370	19	&	&	CCONJ
ajfa-3417	370	20	prévision	prévision	PROPN
ajfa-3417	370	21	,	,	PUNCT
ajfa-3417	370	22	2004/1	2004/1	NUM
ajfa-3417	370	23	,	,	PUNCT
ajfa-3417	370	24	162	162	NUM
ajfa-3417	370	25	,	,	PUNCT
ajfa-3417	370	26	129	129	NUM
ajfa-3417	370	27	-	-	SYM
ajfa-3417	370	28	147	147	NUM
ajfa-3417	370	29	.	.	PUNCT
ajfa-3417	371	1	rojas	rojas	PROPN
ajfa-3417	371	2	-	-	PUNCT
ajfa-3417	371	3	suarez	suarez	PROPN
ajfa-3417	371	4	,	,	PUNCT
ajfa-3417	371	5	l.	l.	PROPN
ajfa-3417	371	6	(	(	PUNCT
ajfa-3417	371	7	2001	2001	NUM
ajfa-3417	371	8	)	)	PUNCT
ajfa-3417	371	9	.	.	PUNCT
ajfa-3417	372	1	rating	rate	VERB
ajfa-3417	372	2	banks	bank	NOUN
ajfa-3417	372	3	in	in	ADP
ajfa-3417	372	4	emerging	emerge	VERB
ajfa-3417	372	5	markets	market	NOUN
ajfa-3417	372	6	:	:	PUNCT
ajfa-3417	372	7	what	what	DET
ajfa-3417	372	8	credit	credit	NOUN
ajfa-3417	372	9	rating	rating	NOUN
ajfa-3417	372	10	agency	agency	NOUN
ajfa-3417	372	11	should	should	AUX
ajfa-3417	372	12	learn	learn	VERB
ajfa-3417	372	13	firm	firm	ADJ
ajfa-3417	372	14	financial	financial	ADJ
ajfa-3417	372	15	indicators	indicator	NOUN
ajfa-3417	372	16	?	?	PUNCT
ajfa-3417	372	17	,	,	PUNCT
ajfa-3417	372	18	working	working	NOUN
ajfa-3417	372	19	paper	paper	NOUN
ajfa-3417	372	20	,	,	PUNCT
ajfa-3417	372	21	institute	institute	NOUN
ajfa-3417	372	22	for	for	ADP
ajfa-3417	372	23	international	international	ADJ
ajfa-3417	372	24	economics	economic	NOUN
ajfa-3417	372	25	.	.	PUNCT
ajfa-3417	373	1	rojas	rojas	PROPN
ajfa-3417	373	2	-	-	PUNCT
ajfa-3417	373	3	suarez	suarez	PROPN
ajfa-3417	373	4	,	,	PUNCT
ajfa-3417	373	5	l.	l.	PROPN
ajfa-3417	373	6	(	(	PUNCT
ajfa-3417	373	7	2000	2000	NUM
ajfa-3417	373	8	)	)	PUNCT
ajfa-3417	373	9	.	.	PUNCT
ajfa-3417	374	1	can	can	AUX
ajfa-3417	374	2	international	international	ADJ
ajfa-3417	374	3	capital	capital	NOUN
ajfa-3417	374	4	standards	standard	NOUN
ajfa-3417	374	5	strengthen	strengthen	VERB
ajfa-3417	374	6	banks	bank	NOUN
ajfa-3417	374	7	in	in	ADP
ajfa-3417	374	8	emerging	emerge	VERB
ajfa-3417	374	9	markets	market	NOUN
ajfa-3417	374	10	?	?	PUNCT
ajfa-3417	374	11	,	,	PUNCT
ajfa-3417	374	12	working	working	NOUN
ajfa-3417	374	13	paper	paper	NOUN
ajfa-3417	374	14	,	,	PUNCT
ajfa-3417	374	15	institute	institute	NOUN
ajfa-3417	374	16	for	for	ADP
ajfa-3417	374	17	international	international	ADJ
ajfa-3417	374	18	economics	economic	NOUN
ajfa-3417	374	19	.	.	PUNCT
ajfa-3417	375	1	rouabah	rouabah	PROPN
ajfa-3417	375	2	,	,	PUNCT
ajfa-3417	375	3	a.	a.	NOUN
ajfa-3417	375	4	(	(	PUNCT
ajfa-3417	375	5	2006	2006	NUM
ajfa-3417	375	6	)	)	PUNCT
ajfa-3417	375	7	.	.	PUNCT
ajfa-3417	376	1	la	la	PROPN
ajfa-3417	376	2	sensibilité	sensibilité	PROPN
ajfa-3417	376	3	de	de	PROPN
ajfa-3417	376	4	l’activité	l’activité	PROPN
ajfa-3417	376	5	bancaire	bancaire	PROPN
ajfa-3417	376	6	aux	aux	PROPN
ajfa-3417	376	7	chocs	chocs	PROPN
ajfa-3417	376	8	macroéconomiques	macroéconomique	NOUN
ajfa-3417	376	9	:	:	PUNCT
ajfa-3417	376	10	une	une	PROPN
ajfa-3417	376	11	analyse	analyse	PROPN
ajfa-3417	376	12	de	de	PROPN
ajfa-3417	376	13	panel	panel	PROPN
ajfa-3417	376	14	sur	sur	PROPN
ajfa-3417	376	15	des	des	PROPN
ajfa-3417	376	16	données	données	PROPN
ajfa-3417	376	17	de	de	PROPN
ajfa-3417	376	18	banques	banques	PROPN
ajfa-3417	376	19	luxembourgeoises	luxembourgeoise	NOUN
ajfa-3417	376	20	1994	1994	NUM
ajfa-3417	376	21	-	-	SYM
ajfa-3417	376	22	2005	2005	NUM
ajfa-3417	376	23	,	,	PUNCT
ajfa-3417	376	24	banque	banque	PROPN
ajfa-3417	376	25	centrale	centrale	PROPN
ajfa-3417	376	26	du	du	PROPN
ajfa-3417	376	27	luxembourg	luxembourg	PROPN
ajfa-3417	376	28	,	,	PUNCT
ajfa-3417	376	29	cahier	cahier	NOUN
ajfa-3417	376	30	d’études	d’étude	NOUN
ajfa-3417	376	31	n	n	CCONJ
ajfa-3417	376	32	°	°	NUM
ajfa-3417	376	33	26	26	NUM
ajfa-3417	376	34	,	,	PUNCT
ajfa-3417	376	35	mai	mai	PROPN
ajfa-3417	376	36	.	.	PUNCT
ajfa-3417	376	37	yao	yao	PROPN
ajfa-3417	376	38	,	,	PUNCT
ajfa-3417	376	39	j.	j.	PROPN
ajfa-3417	376	40	,	,	PUNCT
ajfa-3417	376	41	tan	tan	PROPN
ajfa-3417	376	42	,	,	PUNCT
ajfa-3417	376	43	c.j	c.j	PROPN
ajfa-3417	376	44	.	.	PROPN
ajfa-3417	376	45	,	,	PUNCT
ajfa-3417	376	46	&	&	CCONJ
ajfa-3417	376	47	poh	poh	PROPN
ajfa-3417	376	48	,	,	PUNCT
ajfa-3417	376	49	h.	h.	PROPN
ajfa-3417	376	50	l.	l.	PROPN
ajfa-3417	376	51	(	(	PUNCT
ajfa-3417	376	52	1999	1999	NUM
ajfa-3417	376	53	)	)	PUNCT
ajfa-3417	376	54	.	.	PUNCT
ajfa-3417	377	1	neural	neural	ADJ
ajfa-3417	377	2	networks	network	NOUN
ajfa-3417	377	3	for	for	ADP
ajfa-3417	377	4	technical	technical	ADJ
ajfa-3417	377	5	analysis	analysis	NOUN
ajfa-3417	377	6	:	:	PUNCT
ajfa-3417	377	7	a	a	DET
ajfa-3417	377	8	study	study	NOUN
ajfa-3417	377	9	on	on	ADP
ajfa-3417	377	10	klci	klci	NOUN
ajfa-3417	377	11	,	,	PUNCT
ajfa-3417	377	12	international	international	ADJ
ajfa-3417	377	13	journal	journal	NOUN
ajfa-3417	377	14	of	of	ADP
ajfa-3417	377	15	theoretical	theoretical	ADJ
ajfa-3417	377	16	and	and	CCONJ
ajfa-3417	377	17	applied	applied	ADJ
ajfa-3417	377	18	finance	finance	NOUN
ajfa-3417	377	19	,	,	PUNCT
ajfa-3417	377	20	2(2	2(2	NUM
ajfa-3417	377	21	)	)	PUNCT
ajfa-3417	377	22	,	,	PUNCT
ajfa-3417	378	1	http://dx.doi.org/10.1142/s0219024999000145	http://dx.doi.org/10.1142/s0219024999000145	PROPN