id	sid	tid	token	lemma	pos
ajfa-5591	1	1	microsoft	microsoft	PROPN
ajfa-5591	1	2	word	word	NOUN
ajfa-5591	1	3	5591	5591	NUM
ajfa-5591	1	4	-	-	SYM
ajfa-5591	1	5	20141	20141	NUM
ajfa-5591	1	6	-	-	PUNCT
ajfa-5591	1	7	1	1	NUM
ajfa-5591	1	8	-	-	PUNCT
ajfa-5591	1	9	sm	sm	NOUN
ajfa-5591	1	10	-	-	PUNCT
ajfa-5591	1	11	writer2	writer2	VERB
ajfa-5591	1	12	-	-	ADJ
ajfa-5591	1	13	new	new	ADJ
ajfa-5591	1	14	asian	asian	ADJ
ajfa-5591	1	15	journal	journal	NOUN
ajfa-5591	1	16	of	of	ADP
ajfa-5591	1	17	finance	finance	PROPN
ajfa-5591	1	18	&	&	CCONJ
ajfa-5591	1	19	accounting	accounting	PROPN
ajfa-5591	1	20	issn	issn	PROPN
ajfa-5591	1	21	1946	1946	NUM
ajfa-5591	1	22	-	-	PUNCT
ajfa-5591	1	23	052x	052x	PROPN
ajfa-5591	1	24	2014	2014	NUM
ajfa-5591	1	25	,	,	PUNCT
ajfa-5591	1	26	vol	vol	NOUN
ajfa-5591	1	27	.	.	PROPN
ajfa-5591	1	28	6	6	NUM
ajfa-5591	1	29	,	,	PUNCT
ajfa-5591	1	30	no	no	INTJ
ajfa-5591	1	31	.	.	NOUN
ajfa-5591	1	32	2	2	NUM
ajfa-5591	1	33	www.macrothink.org/ajfa	www.macrothink.org/ajfa	NUM
ajfa-5591	1	34	439	439	NUM
ajfa-5591	1	35	efficiency	efficiency	NOUN
ajfa-5591	1	36	of	of	ADP
ajfa-5591	1	37	foreign	foreign	ADJ
ajfa-5591	1	38	banks	bank	NOUN
ajfa-5591	1	39	operating	operate	VERB
ajfa-5591	1	40	in	in	ADP
ajfa-5591	1	41	india	india	PROPN
ajfa-5591	1	42	:	:	PUNCT
ajfa-5591	1	43	dea	dea	PROPN
ajfa-5591	1	44	analysis	analysis	PROPN
ajfa-5591	1	45	dr	dr	PROPN
ajfa-5591	1	46	namita	namita	PROPN
ajfa-5591	1	47	rajput	rajput	PROPN
ajfa-5591	1	48	associate	associate	PROPN
ajfa-5591	1	49	professor	professor	PROPN
ajfa-5591	1	50	,	,	PUNCT
ajfa-5591	1	51	sri	sri	PROPN
ajfa-5591	1	52	aurobindo	aurobindo	PROPN
ajfa-5591	1	53	college	college	PROPN
ajfa-5591	1	54	,	,	PUNCT
ajfa-5591	1	55	university	university	NOUN
ajfa-5591	1	56	of	of	ADP
ajfa-5591	1	57	delhi	delhi	PROPN
ajfa-5591	1	58	e	e	NOUN
ajfa-5591	1	59	-	-	NOUN
ajfa-5591	1	60	mail	mail	NOUN
ajfa-5591	1	61	:	:	PUNCT
ajfa-5591	1	62	namitarajput27@gmail.com	namitarajput27@gmail.com	X
ajfa-5591	2	1	kamna	kamna	PROPN
ajfa-5591	2	2	chopra	chopra	PROPN
ajfa-5591	2	3	(	(	PUNCT
ajfa-5591	2	4	corresponding	corresponding	ADJ
ajfa-5591	2	5	author	author	NOUN
ajfa-5591	2	6	)	)	PUNCT
ajfa-5591	2	7	assistant	assistant	NOUN
ajfa-5591	2	8	professor	professor	NOUN
ajfa-5591	2	9	,	,	PUNCT
ajfa-5591	2	10	sri	sri	PROPN
ajfa-5591	2	11	aurobindo	aurobindo	PROPN
ajfa-5591	2	12	college	college	PROPN
ajfa-5591	2	13	,	,	PUNCT
ajfa-5591	2	14	university	university	NOUN
ajfa-5591	2	15	of	of	ADP
ajfa-5591	2	16	delhi	delhi	PROPN
ajfa-5591	2	17	e	e	NOUN
ajfa-5591	2	18	-	-	NOUN
ajfa-5591	2	19	mail	mail	NOUN
ajfa-5591	2	20	:	:	PUNCT
ajfa-5591	2	21	kamnachopra31@yahoo.com	kamnachopra31@yahoo.com	X
ajfa-5591	2	22	shelly	shelly	PROPN
ajfa-5591	2	23	oberoi	oberoi	PROPN
ajfa-5591	2	24	research	research	NOUN
ajfa-5591	2	25	scholar	scholar	NOUN
ajfa-5591	2	26	,	,	PUNCT
ajfa-5591	2	27	annamalai	annamalai	PROPN
ajfa-5591	2	28	university	university	PROPN
ajfa-5591	2	29	e	e	PROPN
ajfa-5591	2	30	-	-	NOUN
ajfa-5591	2	31	mail	mail	NOUN
ajfa-5591	2	32	:	:	PUNCT
ajfa-5591	2	33	shellyoberoi83@gmail.com	shellyoberoi83@gmail.com	X
ajfa-5591	2	34	received	receive	VERB
ajfa-5591	2	35	:	:	PUNCT
ajfa-5591	2	36	may	may	AUX
ajfa-5591	2	37	6	6	NUM
ajfa-5591	2	38	,	,	PUNCT
ajfa-5591	2	39	2014	2014	NUM
ajfa-5591	2	40	accepted	accept	VERB
ajfa-5591	2	41	:	:	PUNCT
ajfa-5591	2	42	july	july	PROPN
ajfa-5591	2	43	27	27	NUM
ajfa-5591	2	44	,	,	PUNCT
ajfa-5591	2	45	2014	2014	NUM
ajfa-5591	2	46	published	publish	VERB
ajfa-5591	2	47	:	:	PUNCT
ajfa-5591	2	48	december	december	PROPN
ajfa-5591	2	49	1	1	NUM
ajfa-5591	2	50	,	,	PUNCT
ajfa-5591	2	51	2014	2014	NUM
ajfa-5591	2	52	doi:10.5296	doi:10.5296	NOUN
ajfa-5591	2	53	/	/	SYM
ajfa-5591	2	54	ajfa.v6i2.5591	ajfa.v6i2.5591	NOUN
ajfa-5591	2	55	url	url	NOUN
ajfa-5591	2	56	:	:	PUNCT
ajfa-5591	2	57	http://dx.doi.org/10.5296/ajfa.v6i2.5591	http://dx.doi.org/10.5296/ajfa.v6i2.5591	X
ajfa-5591	2	58	abstract	abstract	PROPN
ajfa-5591	2	59	indian	indian	ADJ
ajfa-5591	2	60	financial	financial	ADJ
ajfa-5591	2	61	sector	sector	NOUN
ajfa-5591	2	62	has	have	AUX
ajfa-5591	2	63	observed	observe	VERB
ajfa-5591	2	64	various	various	ADJ
ajfa-5591	2	65	modifications	modification	NOUN
ajfa-5591	2	66	in	in	ADP
ajfa-5591	2	67	the	the	DET
ajfa-5591	2	68	policies	policy	NOUN
ajfa-5591	2	69	and	and	CCONJ
ajfa-5591	2	70	prudential	prudential	ADJ
ajfa-5591	2	71	norms	norm	NOUN
ajfa-5591	2	72	to	to	PART
ajfa-5591	2	73	raise	raise	VERB
ajfa-5591	2	74	the	the	DET
ajfa-5591	2	75	banking	banking	NOUN
ajfa-5591	2	76	standards	standard	NOUN
ajfa-5591	2	77	in	in	ADP
ajfa-5591	2	78	india	india	PROPN
ajfa-5591	2	79	to	to	ADP
ajfa-5591	2	80	the	the	DET
ajfa-5591	2	81	international	international	ADJ
ajfa-5591	2	82	strength	strength	NOUN
ajfa-5591	2	83	.	.	PUNCT
ajfa-5591	3	1	various	various	ADJ
ajfa-5591	3	2	financial	financial	ADJ
ajfa-5591	3	3	reforms	reform	NOUN
ajfa-5591	3	4	have	have	AUX
ajfa-5591	3	5	taken	take	VERB
ajfa-5591	3	6	place	place	NOUN
ajfa-5591	3	7	in	in	ADP
ajfa-5591	3	8	1991	1991	NUM
ajfa-5591	3	9	which	which	PRON
ajfa-5591	3	10	improved	improve	VERB
ajfa-5591	3	11	flexibility	flexibility	NOUN
ajfa-5591	3	12	and	and	CCONJ
ajfa-5591	3	13	operational	operational	ADJ
ajfa-5591	3	14	autonomy	autonomy	NOUN
ajfa-5591	3	15	in	in	ADP
ajfa-5591	3	16	the	the	DET
ajfa-5591	3	17	banking	banking	NOUN
ajfa-5591	3	18	sector	sector	NOUN
ajfa-5591	3	19	.	.	PUNCT
ajfa-5591	4	1	in	in	ADP
ajfa-5591	4	2	1992	1992	NUM
ajfa-5591	4	3	,	,	PUNCT
ajfa-5591	4	4	on	on	ADP
ajfa-5591	4	5	the	the	DET
ajfa-5591	4	6	recommendation	recommendation	NOUN
ajfa-5591	4	7	of	of	ADP
ajfa-5591	4	8	narasimham	narasimham	PROPN
ajfa-5591	4	9	committee	committee	NOUN
ajfa-5591	4	10	,	,	PUNCT
ajfa-5591	4	11	a	a	DET
ajfa-5591	4	12	series	series	NOUN
ajfa-5591	4	13	of	of	ADP
ajfa-5591	4	14	developments	development	NOUN
ajfa-5591	4	15	were	be	AUX
ajfa-5591	4	16	instigated	instigate	VERB
ajfa-5591	4	17	.	.	PUNCT
ajfa-5591	5	1	in	in	ADP
ajfa-5591	5	2	1993	1993	NUM
ajfa-5591	5	3	-	-	SYM
ajfa-5591	5	4	94	94	NUM
ajfa-5591	5	5	,	,	PUNCT
ajfa-5591	5	6	the	the	DET
ajfa-5591	5	7	approval	approval	NOUN
ajfa-5591	5	8	was	be	AUX
ajfa-5591	5	9	accepted	accept	VERB
ajfa-5591	5	10	for	for	ADP
ajfa-5591	5	11	the	the	DET
ajfa-5591	5	12	entry	entry	NOUN
ajfa-5591	5	13	of	of	ADP
ajfa-5591	5	14	new	new	ADJ
ajfa-5591	5	15	private	private	ADJ
ajfa-5591	5	16	banks	bank	NOUN
ajfa-5591	5	17	and	and	CCONJ
ajfa-5591	5	18	foreign	foreign	ADJ
ajfa-5591	5	19	banks	bank	NOUN
ajfa-5591	5	20	in	in	ADP
ajfa-5591	5	21	indian	indian	ADJ
ajfa-5591	5	22	banking	banking	NOUN
ajfa-5591	5	23	sector	sector	NOUN
ajfa-5591	5	24	.	.	PUNCT
ajfa-5591	6	1	after	after	ADP
ajfa-5591	6	2	the	the	DET
ajfa-5591	6	3	post	post	PROPN
ajfa-5591	6	4	reform	reform	PROPN
ajfa-5591	6	5	era	era	NOUN
ajfa-5591	6	6	,	,	PUNCT
ajfa-5591	6	7	the	the	DET
ajfa-5591	6	8	operations	operation	NOUN
ajfa-5591	6	9	of	of	ADP
ajfa-5591	6	10	foreign	foreign	ADJ
ajfa-5591	6	11	banks	bank	NOUN
ajfa-5591	6	12	(	(	PUNCT
ajfa-5591	6	13	fbs	fbs	PROPN
ajfa-5591	6	14	)	)	PUNCT
ajfa-5591	6	15	received	receive	VERB
ajfa-5591	6	16	a	a	DET
ajfa-5591	6	17	considerable	considerable	ADJ
ajfa-5591	6	18	boost	boost	NOUN
ajfa-5591	6	19	.	.	PUNCT
ajfa-5591	7	1	the	the	DET
ajfa-5591	7	2	reserve	reserve	PROPN
ajfa-5591	7	3	bank	bank	PROPN
ajfa-5591	7	4	of	of	ADP
ajfa-5591	7	5	india	india	PROPN
ajfa-5591	7	6	liberalized	liberalize	VERB
ajfa-5591	7	7	its	its	PRON
ajfa-5591	7	8	policy	policy	NOUN
ajfa-5591	7	9	for	for	ADP
ajfa-5591	7	10	foreign	foreign	ADJ
ajfa-5591	7	11	banks	bank	NOUN
ajfa-5591	7	12	implying	imply	VERB
ajfa-5591	7	13	new	new	ADJ
ajfa-5591	7	14	opportunities	opportunity	NOUN
ajfa-5591	7	15	for	for	ADP
ajfa-5591	7	16	growth	growth	NOUN
ajfa-5591	7	17	and	and	CCONJ
ajfa-5591	7	18	different	different	ADJ
ajfa-5591	7	19	representations	representation	NOUN
ajfa-5591	7	20	in	in	ADP
ajfa-5591	7	21	india	india	PROPN
ajfa-5591	7	22	.	.	PUNCT
ajfa-5591	8	1	the	the	DET
ajfa-5591	8	2	present	present	ADJ
ajfa-5591	8	3	study	study	NOUN
ajfa-5591	8	4	makes	make	VERB
ajfa-5591	8	5	an	an	DET
ajfa-5591	8	6	attempt	attempt	NOUN
ajfa-5591	8	7	to	to	PART
ajfa-5591	8	8	measure	measure	VERB
ajfa-5591	8	9	and	and	CCONJ
ajfa-5591	8	10	compare	compare	VERB
ajfa-5591	8	11	the	the	DET
ajfa-5591	8	12	efficiency	efficiency	NOUN
ajfa-5591	8	13	scores	score	NOUN
ajfa-5591	8	14	of	of	ADP
ajfa-5591	8	15	public	public	ADJ
ajfa-5591	8	16	sector	sector	NOUN
ajfa-5591	8	17	banks	bank	NOUN
ajfa-5591	8	18	(	(	PUNCT
ajfa-5591	8	19	psbs	psbs	NOUN
ajfa-5591	8	20	)	)	PUNCT
ajfa-5591	8	21	,	,	PUNCT
ajfa-5591	8	22	private	private	ADJ
ajfa-5591	8	23	sector	sector	NOUN
ajfa-5591	8	24	banks	bank	NOUN
ajfa-5591	8	25	and	and	CCONJ
ajfa-5591	8	26	fbs	fbs	X
ajfa-5591	8	27	operating	operate	VERB
ajfa-5591	8	28	in	in	ADP
ajfa-5591	8	29	india	india	PROPN
ajfa-5591	8	30	during	during	ADP
ajfa-5591	8	31	2008	2008	NUM
ajfa-5591	8	32	-	-	SYM
ajfa-5591	8	33	2013	2013	NUM
ajfa-5591	8	34	using	use	VERB
ajfa-5591	8	35	frontier	frontier	NOUN
ajfa-5591	8	36	based	base	VERB
ajfa-5591	8	37	non	non	ADJ
ajfa-5591	8	38	-	-	ADJ
ajfa-5591	8	39	parametric	parametric	ADJ
ajfa-5591	8	40	technique	technique	NOUN
ajfa-5591	8	41	,	,	PUNCT
ajfa-5591	8	42	i.e.	i.e.	X
ajfa-5591	8	43	,	,	PUNCT
ajfa-5591	8	44	dea	dea	PROPN
ajfa-5591	8	45	,	,	PUNCT
ajfa-5591	8	46	the	the	DET
ajfa-5591	8	47	result	result	NOUN
ajfa-5591	8	48	demonstrates	demonstrate	VERB
ajfa-5591	8	49	that	that	SCONJ
ajfa-5591	8	50	the	the	DET
ajfa-5591	8	51	efficiency	efficiency	NOUN
ajfa-5591	8	52	of	of	ADP
ajfa-5591	8	53	fbs	fbs	PROPN
ajfa-5591	8	54	has	have	AUX
ajfa-5591	8	55	shown	show	VERB
ajfa-5591	8	56	continuous	continuous	ADJ
ajfa-5591	8	57	improvement	improvement	NOUN
ajfa-5591	8	58	in	in	ADP
ajfa-5591	8	59	comparison	comparison	NOUN
ajfa-5591	8	60	with	with	ADP
ajfa-5591	8	61	psbs	psbs	NOUN
ajfa-5591	8	62	and	and	CCONJ
ajfa-5591	8	63	private	private	ADJ
ajfa-5591	8	64	banks	bank	NOUN
ajfa-5591	8	65	following	follow	VERB
ajfa-5591	8	66	the	the	DET
ajfa-5591	8	67	route	route	NOUN
ajfa-5591	8	68	of	of	ADP
ajfa-5591	8	69	deregulation	deregulation	NOUN
ajfa-5591	8	70	with	with	ADP
ajfa-5591	8	71	modest	modest	ADJ
ajfa-5591	8	72	drifts	drift	NOUN
ajfa-5591	8	73	.	.	PUNCT
ajfa-5591	9	1	keywords	keyword	NOUN
ajfa-5591	9	2	:	:	PUNCT
ajfa-5591	9	3	dea	dea	NOUN
ajfa-5591	9	4	,	,	PUNCT
ajfa-5591	9	5	efficiency	efficiency	NOUN
ajfa-5591	9	6	,	,	PUNCT
ajfa-5591	9	7	foreign	foreign	ADJ
ajfa-5591	9	8	banks	bank	NOUN
ajfa-5591	9	9	,	,	PUNCT
ajfa-5591	9	10	indian	indian	ADJ
ajfa-5591	9	11	financial	financial	ADJ
ajfa-5591	9	12	sector	sector	NOUN
ajfa-5591	9	13	,	,	PUNCT
ajfa-5591	9	14	npas	npa	VERB
ajfa-5591	9	15	asian	asian	ADJ
ajfa-5591	9	16	journal	journal	NOUN
ajfa-5591	9	17	of	of	ADP
ajfa-5591	9	18	finance	finance	PROPN
ajfa-5591	9	19	&	&	CCONJ
ajfa-5591	9	20	accounting	accounting	PROPN
ajfa-5591	9	21	issn	issn	PROPN
ajfa-5591	9	22	1946	1946	NUM
ajfa-5591	9	23	-	-	PUNCT
ajfa-5591	9	24	052x	052x	PROPN
ajfa-5591	9	25	2014	2014	NUM
ajfa-5591	9	26	,	,	PUNCT
ajfa-5591	9	27	vol	vol	NOUN
ajfa-5591	9	28	.	.	PROPN
ajfa-5591	10	1	6	6	NUM
ajfa-5591	10	2	,	,	PUNCT
ajfa-5591	10	3	no	no	INTJ
ajfa-5591	10	4	.	.	NOUN
ajfa-5591	10	5	2	2	NUM
ajfa-5591	10	6	www.macrothink.org/ajfa	www.macrothink.org/ajfa	NUM
ajfa-5591	10	7	440	440	NUM
ajfa-5591	10	8	introduction	introduction	NOUN
ajfa-5591	10	9	indian	indian	ADJ
ajfa-5591	10	10	financial	financial	ADJ
ajfa-5591	10	11	sector	sector	NOUN
ajfa-5591	10	12	has	have	AUX
ajfa-5591	10	13	incessantly	incessantly	ADV
ajfa-5591	10	14	faced	face	VERB
ajfa-5591	10	15	the	the	DET
ajfa-5591	10	16	rapid	rapid	ADJ
ajfa-5591	10	17	change	change	NOUN
ajfa-5591	10	18	in	in	ADP
ajfa-5591	10	19	the	the	DET
ajfa-5591	10	20	banking	banking	NOUN
ajfa-5591	10	21	system	system	NOUN
ajfa-5591	10	22	.	.	PUNCT
ajfa-5591	11	1	before	before	ADP
ajfa-5591	11	2	reform	reform	NOUN
ajfa-5591	11	3	period	period	NOUN
ajfa-5591	11	4	,	,	PUNCT
ajfa-5591	11	5	indian	indian	ADJ
ajfa-5591	11	6	banking	banking	NOUN
ajfa-5591	11	7	industry	industry	NOUN
ajfa-5591	11	8	was	be	AUX
ajfa-5591	11	9	neither	neither	CCONJ
ajfa-5591	11	10	perfect	perfect	ADJ
ajfa-5591	11	11	nor	nor	CCONJ
ajfa-5591	11	12	flexible	flexible	ADJ
ajfa-5591	11	13	.	.	PUNCT
ajfa-5591	12	1	in	in	ADP
ajfa-5591	12	2	order	order	NOUN
ajfa-5591	12	3	to	to	PART
ajfa-5591	12	4	create	create	VERB
ajfa-5591	12	5	more	more	ADV
ajfa-5591	12	6	diversified	diversified	ADJ
ajfa-5591	12	7	,	,	PUNCT
ajfa-5591	12	8	efficient	efficient	ADJ
ajfa-5591	12	9	and	and	CCONJ
ajfa-5591	12	10	elastic	elastic	ADJ
ajfa-5591	12	11	banking	banking	NOUN
ajfa-5591	12	12	system	system	NOUN
ajfa-5591	12	13	,	,	PUNCT
ajfa-5591	12	14	in	in	ADP
ajfa-5591	12	15	1992	1992	NUM
ajfa-5591	12	16	,	,	PUNCT
ajfa-5591	12	17	government	government	NOUN
ajfa-5591	12	18	of	of	ADP
ajfa-5591	12	19	india	india	PROPN
ajfa-5591	12	20	(	(	PUNCT
ajfa-5591	12	21	goi	goi	PROPN
ajfa-5591	12	22	)	)	PUNCT
ajfa-5591	12	23	commenced	commence	VERB
ajfa-5591	12	24	inclusive	inclusive	ADJ
ajfa-5591	12	25	banking	banking	NOUN
ajfa-5591	12	26	reforms	reform	NOUN
ajfa-5591	12	27	.	.	PUNCT
ajfa-5591	13	1	one	one	NUM
ajfa-5591	13	2	of	of	ADP
ajfa-5591	13	3	the	the	DET
ajfa-5591	13	4	chief	chief	ADJ
ajfa-5591	13	5	objectives	objective	NOUN
ajfa-5591	13	6	of	of	ADP
ajfa-5591	13	7	financial	financial	ADJ
ajfa-5591	13	8	reforms	reform	NOUN
ajfa-5591	13	9	was	be	AUX
ajfa-5591	13	10	to	to	PART
ajfa-5591	13	11	promote	promote	VERB
ajfa-5591	13	12	flexibility	flexibility	NOUN
ajfa-5591	13	13	,	,	PUNCT
ajfa-5591	13	14	operational	operational	ADJ
ajfa-5591	13	15	autonomy	autonomy	NOUN
ajfa-5591	13	16	and	and	CCONJ
ajfa-5591	13	17	to	to	PART
ajfa-5591	13	18	make	make	VERB
ajfa-5591	13	19	them	they	PRON
ajfa-5591	13	20	competitive	competitive	ADJ
ajfa-5591	13	21	by	by	ADP
ajfa-5591	13	22	raising	raise	VERB
ajfa-5591	13	23	the	the	DET
ajfa-5591	13	24	banking	banking	NOUN
ajfa-5591	13	25	standards	standard	NOUN
ajfa-5591	13	26	in	in	ADP
ajfa-5591	13	27	india	india	PROPN
ajfa-5591	13	28	to	to	ADP
ajfa-5591	13	29	the	the	DET
ajfa-5591	13	30	international	international	ADJ
ajfa-5591	13	31	best	good	ADJ
ajfa-5591	13	32	practices	practice	NOUN
ajfa-5591	13	33	(	(	PUNCT
ajfa-5591	13	34	reddy	reddy	NOUN
ajfa-5591	13	35	,	,	PUNCT
ajfa-5591	13	36	2002	2002	NUM
ajfa-5591	13	37	)	)	PUNCT
ajfa-5591	13	38	.	.	PUNCT
ajfa-5591	14	1	each	each	PRON
ajfa-5591	14	2	and	and	CCONJ
ajfa-5591	14	3	every	every	DET
ajfa-5591	14	4	facet	facet	NOUN
ajfa-5591	14	5	of	of	ADP
ajfa-5591	14	6	the	the	DET
ajfa-5591	14	7	banking	banking	NOUN
ajfa-5591	14	8	industry	industry	NOUN
ajfa-5591	14	9	,	,	PUNCT
ajfa-5591	14	10	be	be	AUX
ajfa-5591	14	11	it	it	PRON
ajfa-5591	14	12	non	non	ADJ
ajfa-5591	14	13	-	-	ADJ
ajfa-5591	14	14	performing	perform	VERB
ajfa-5591	14	15	asset	asset	NOUN
ajfa-5591	14	16	management	management	NOUN
ajfa-5591	14	17	,	,	PUNCT
ajfa-5591	14	18	customer	customer	NOUN
ajfa-5591	14	19	service	service	NOUN
ajfa-5591	14	20	,	,	PUNCT
ajfa-5591	14	21	risk	risk	NOUN
ajfa-5591	14	22	management	management	NOUN
ajfa-5591	14	23	,	,	PUNCT
ajfa-5591	14	24	human	human	ADJ
ajfa-5591	14	25	resource	resource	NOUN
ajfa-5591	14	26	development	development	NOUN
ajfa-5591	14	27	,	,	PUNCT
ajfa-5591	14	28	etc	etc	X
ajfa-5591	14	29	has	have	VERB
ajfa-5591	14	30	to	to	PART
ajfa-5591	14	31	undergo	undergo	VERB
ajfa-5591	14	32	the	the	DET
ajfa-5591	14	33	process	process	NOUN
ajfa-5591	14	34	of	of	ADP
ajfa-5591	14	35	transformation	transformation	NOUN
ajfa-5591	14	36	to	to	PART
ajfa-5591	14	37	line	line	VERB
ajfa-5591	14	38	up	up	ADP
ajfa-5591	14	39	with	with	ADP
ajfa-5591	14	40	international	international	ADJ
ajfa-5591	14	41	standards	standard	NOUN
ajfa-5591	14	42	(	(	PUNCT
ajfa-5591	14	43	muniappan	muniappan	NOUN
ajfa-5591	14	44	,	,	PUNCT
ajfa-5591	14	45	2003	2003	NUM
ajfa-5591	14	46	)	)	PUNCT
ajfa-5591	14	47	.	.	PUNCT
ajfa-5591	15	1	the	the	DET
ajfa-5591	15	2	broad	broad	ADJ
ajfa-5591	15	3	framework	framework	NOUN
ajfa-5591	15	4	of	of	ADP
ajfa-5591	15	5	reform	reform	NOUN
ajfa-5591	15	6	plan	plan	NOUN
ajfa-5591	15	7	was	be	AUX
ajfa-5591	15	8	drafted	draft	VERB
ajfa-5591	15	9	by	by	ADP
ajfa-5591	15	10	the	the	DET
ajfa-5591	15	11	committee	committee	NOUN
ajfa-5591	15	12	on	on	ADP
ajfa-5591	15	13	the	the	DET
ajfa-5591	15	14	financial	financial	ADJ
ajfa-5591	15	15	system	system	NOUN
ajfa-5591	15	16	under	under	ADP
ajfa-5591	15	17	the	the	DET
ajfa-5591	15	18	supervision	supervision	NOUN
ajfa-5591	15	19	of	of	ADP
ajfa-5591	15	20	narasimham	narasimham	PROPN
ajfa-5591	15	21	(	(	PUNCT
ajfa-5591	15	22	1991	1991	NUM
ajfa-5591	15	23	)	)	PUNCT
ajfa-5591	15	24	,	,	PUNCT
ajfa-5591	15	25	whilst	whilst	SCONJ
ajfa-5591	15	26	the	the	DET
ajfa-5591	15	27	explicit	explicit	ADJ
ajfa-5591	15	28	shape	shape	NOUN
ajfa-5591	15	29	to	to	ADP
ajfa-5591	15	30	the	the	DET
ajfa-5591	15	31	plan	plan	NOUN
ajfa-5591	15	32	was	be	AUX
ajfa-5591	15	33	provided	provide	VERB
ajfa-5591	15	34	by	by	ADP
ajfa-5591	15	35	the	the	DET
ajfa-5591	15	36	committee	committee	NOUN
ajfa-5591	15	37	on	on	ADP
ajfa-5591	15	38	the	the	DET
ajfa-5591	15	39	banking	banking	NOUN
ajfa-5591	15	40	sector	sector	NOUN
ajfa-5591	15	41	reforms	reform	NOUN
ajfa-5591	15	42	(	(	PUNCT
ajfa-5591	15	43	narasimham	narasimham	PROPN
ajfa-5591	15	44	,	,	PUNCT
ajfa-5591	15	45	1998	1998	NUM
ajfa-5591	15	46	)	)	PUNCT
ajfa-5591	15	47	.	.	PUNCT
ajfa-5591	16	1	consequently	consequently	ADV
ajfa-5591	16	2	,	,	PUNCT
ajfa-5591	16	3	the	the	DET
ajfa-5591	16	4	indian	indian	ADJ
ajfa-5591	16	5	banking	banking	NOUN
ajfa-5591	16	6	sector	sector	NOUN
ajfa-5591	16	7	,	,	PUNCT
ajfa-5591	16	8	which	which	PRON
ajfa-5591	16	9	was	be	AUX
ajfa-5591	16	10	principally	principally	ADV
ajfa-5591	16	11	controlled	control	VERB
ajfa-5591	16	12	by	by	ADP
ajfa-5591	16	13	the	the	DET
ajfa-5591	16	14	government	government	NOUN
ajfa-5591	16	15	,	,	PUNCT
ajfa-5591	16	16	was	be	AUX
ajfa-5591	16	17	liberalized	liberalize	VERB
ajfa-5591	16	18	.	.	PUNCT
ajfa-5591	17	1	as	as	ADP
ajfa-5591	17	2	an	an	DET
ajfa-5591	17	3	outcome	outcome	NOUN
ajfa-5591	17	4	,	,	PUNCT
ajfa-5591	17	5	in	in	ADP
ajfa-5591	17	6	1993	1993	NUM
ajfa-5591	17	7	,	,	PUNCT
ajfa-5591	17	8	the	the	DET
ajfa-5591	17	9	government	government	NOUN
ajfa-5591	17	10	allowed	allow	VERB
ajfa-5591	17	11	new	new	ADJ
ajfa-5591	17	12	private	private	ADJ
ajfa-5591	17	13	sector	sector	NOUN
ajfa-5591	17	14	to	to	PART
ajfa-5591	17	15	enter	enter	VERB
ajfa-5591	17	16	the	the	DET
ajfa-5591	17	17	banking	banking	NOUN
ajfa-5591	17	18	sector	sector	NOUN
ajfa-5591	17	19	and	and	CCONJ
ajfa-5591	17	20	additionally	additionally	ADV
ajfa-5591	17	21	the	the	DET
ajfa-5591	17	22	foreign	foreign	ADJ
ajfa-5591	17	23	banks	bank	NOUN
ajfa-5591	17	24	from	from	ADP
ajfa-5591	17	25	1994	1994	NUM
ajfa-5591	17	26	.	.	PUNCT
ajfa-5591	18	1	since	since	SCONJ
ajfa-5591	18	2	then	then	ADV
ajfa-5591	18	3	,	,	PUNCT
ajfa-5591	18	4	large	large	ADJ
ajfa-5591	18	5	number	number	NOUN
ajfa-5591	18	6	of	of	ADP
ajfa-5591	18	7	fbs	fbs	PROPN
ajfa-5591	18	8	showed	show	VERB
ajfa-5591	18	9	their	their	PRON
ajfa-5591	18	10	interest	interest	NOUN
ajfa-5591	18	11	in	in	ADP
ajfa-5591	18	12	opening	open	VERB
ajfa-5591	18	13	their	their	PRON
ajfa-5591	18	14	respective	respective	ADJ
ajfa-5591	18	15	branches	branch	NOUN
ajfa-5591	18	16	in	in	ADP
ajfa-5591	18	17	india	india	PROPN
ajfa-5591	18	18	to	to	PART
ajfa-5591	18	19	gain	gain	VERB
ajfa-5591	18	20	the	the	DET
ajfa-5591	18	21	noteworthy	noteworthy	ADJ
ajfa-5591	18	22	benefits	benefit	NOUN
ajfa-5591	18	23	of	of	ADP
ajfa-5591	18	24	liberalized	liberalized	ADJ
ajfa-5591	18	25	regime	regime	NOUN
ajfa-5591	18	26	of	of	ADP
ajfa-5591	18	27	indian	indian	ADJ
ajfa-5591	18	28	financial	financial	ADJ
ajfa-5591	18	29	system	system	NOUN
ajfa-5591	18	30	.	.	PUNCT
ajfa-5591	19	1	foreign	foreign	ADJ
ajfa-5591	19	2	banks	bank	NOUN
ajfa-5591	19	3	have	have	AUX
ajfa-5591	19	4	brought	bring	VERB
ajfa-5591	19	5	the	the	DET
ajfa-5591	19	6	newest	new	ADJ
ajfa-5591	19	7	technology	technology	NOUN
ajfa-5591	19	8	and	and	CCONJ
ajfa-5591	19	9	new	new	ADJ
ajfa-5591	19	10	banking	banking	NOUN
ajfa-5591	19	11	practices	practice	NOUN
ajfa-5591	19	12	to	to	ADP
ajfa-5591	19	13	india	india	PROPN
ajfa-5591	19	14	which	which	PRON
ajfa-5591	19	15	has	have	AUX
ajfa-5591	19	16	helped	help	VERB
ajfa-5591	19	17	the	the	DET
ajfa-5591	19	18	domestic	domestic	ADJ
ajfa-5591	19	19	banks	bank	NOUN
ajfa-5591	19	20	to	to	PART
ajfa-5591	19	21	improve	improve	VERB
ajfa-5591	19	22	their	their	PRON
ajfa-5591	19	23	performance	performance	NOUN
ajfa-5591	19	24	and	and	CCONJ
ajfa-5591	19	25	provide	provide	VERB
ajfa-5591	19	26	better	well	ADJ
ajfa-5591	19	27	customer	customer	NOUN
ajfa-5591	19	28	services	service	NOUN
ajfa-5591	19	29	.	.	PUNCT
ajfa-5591	20	1	foreign	foreign	ADJ
ajfa-5591	20	2	banks	bank	NOUN
ajfa-5591	20	3	in	in	ADP
ajfa-5591	20	4	india	india	PROPN
ajfa-5591	20	5	captured	capture	VERB
ajfa-5591	20	6	a	a	DET
ajfa-5591	20	7	large	large	ADJ
ajfa-5591	20	8	customer	customer	NOUN
ajfa-5591	20	9	base	base	NOUN
ajfa-5591	20	10	due	due	ADP
ajfa-5591	20	11	to	to	ADP
ajfa-5591	20	12	their	their	PRON
ajfa-5591	20	13	speedy	speedy	ADJ
ajfa-5591	20	14	and	and	CCONJ
ajfa-5591	20	15	well	well	ADV
ajfa-5591	20	16	-	-	PUNCT
ajfa-5591	20	17	organized	organize	VERB
ajfa-5591	20	18	working	working	NOUN
ajfa-5591	20	19	style	style	NOUN
ajfa-5591	20	20	and	and	CCONJ
ajfa-5591	20	21	better	well	ADJ
ajfa-5591	20	22	customer	customer	NOUN
ajfa-5591	20	23	service	service	NOUN
ajfa-5591	20	24	.	.	PUNCT
ajfa-5591	21	1	prior	prior	ADV
ajfa-5591	21	2	to	to	ADP
ajfa-5591	21	3	90s	90	NOUN
ajfa-5591	21	4	,	,	PUNCT
ajfa-5591	21	5	foreign	foreign	ADJ
ajfa-5591	21	6	banks	bank	NOUN
ajfa-5591	21	7	effortlessly	effortlessly	ADV
ajfa-5591	21	8	distinguished	distinguish	VERB
ajfa-5591	21	9	themselves	themselves	PRON
ajfa-5591	21	10	vis	vis	X
ajfa-5591	21	11	-	-	PUNCT
ajfa-5591	21	12	a	a	PRON
ajfa-5591	21	13	-	-	PUNCT
ajfa-5591	21	14	vis	vis	X
ajfa-5591	21	15	public	public	ADJ
ajfa-5591	21	16	sector	sector	NOUN
ajfa-5591	21	17	banks	bank	NOUN
ajfa-5591	21	18	.	.	PUNCT
ajfa-5591	22	1	they	they	PRON
ajfa-5591	22	2	adopted	adopt	VERB
ajfa-5591	22	3	technology	technology	NOUN
ajfa-5591	22	4	to	to	ADP
ajfa-5591	22	5	their	their	PRON
ajfa-5591	22	6	advantage	advantage	NOUN
ajfa-5591	22	7	to	to	PART
ajfa-5591	22	8	generate	generate	VERB
ajfa-5591	22	9	and	and	CCONJ
ajfa-5591	22	10	often	often	ADV
ajfa-5591	22	11	sustain	sustain	VERB
ajfa-5591	22	12	lead	lead	NOUN
ajfa-5591	22	13	in	in	ADP
ajfa-5591	22	14	premium	premium	ADJ
ajfa-5591	22	15	services	service	NOUN
ajfa-5591	22	16	like	like	ADP
ajfa-5591	22	17	integrated	integrate	VERB
ajfa-5591	22	18	cash	cash	NOUN
ajfa-5591	22	19	management	management	NOUN
ajfa-5591	22	20	,	,	PUNCT
ajfa-5591	22	21	24	24	NUM
ajfa-5591	22	22	-	-	PUNCT
ajfa-5591	22	23	hour	hour	NOUN
ajfa-5591	22	24	phone	phone	NOUN
ajfa-5591	22	25	banking	banking	NOUN
ajfa-5591	22	26	,	,	PUNCT
ajfa-5591	22	27	and	and	CCONJ
ajfa-5591	22	28	internet	internet	NOUN
ajfa-5591	22	29	banking	banking	NOUN
ajfa-5591	22	30	,	,	PUNCT
ajfa-5591	22	31	securitisation	securitisation	NOUN
ajfa-5591	22	32	,	,	PUNCT
ajfa-5591	22	33	forex	forex	ADJ
ajfa-5591	22	34	and	and	CCONJ
ajfa-5591	22	35	interest	interest	NOUN
ajfa-5591	22	36	rate	rate	NOUN
ajfa-5591	22	37	derivatives	derivative	NOUN
ajfa-5591	22	38	trading	trading	NOUN
ajfa-5591	22	39	,	,	PUNCT
ajfa-5591	22	40	risk	risk	NOUN
ajfa-5591	22	41	management	management	NOUN
ajfa-5591	22	42	and	and	CCONJ
ajfa-5591	22	43	know	know	VERB
ajfa-5591	22	44	your	your	PRON
ajfa-5591	22	45	customer	customer	NOUN
ajfa-5591	22	46	(	(	PUNCT
ajfa-5591	22	47	kyc	kyc	PROPN
ajfa-5591	22	48	)	)	PUNCT
ajfa-5591	22	49	software	software	NOUN
ajfa-5591	22	50	solutions	solution	NOUN
ajfa-5591	22	51	.	.	PUNCT
ajfa-5591	23	1	for	for	ADP
ajfa-5591	23	2	instance	instance	NOUN
ajfa-5591	23	3	,	,	PUNCT
ajfa-5591	23	4	the	the	DET
ajfa-5591	23	5	first	first	ADJ
ajfa-5591	23	6	automated	automate	VERB
ajfa-5591	23	7	teller	teller	NOUN
ajfa-5591	23	8	machine	machine	NOUN
ajfa-5591	23	9	(	(	PUNCT
ajfa-5591	23	10	atm	atm	PROPN
ajfa-5591	23	11	)	)	PUNCT
ajfa-5591	23	12	in	in	ADP
ajfa-5591	23	13	the	the	DET
ajfa-5591	23	14	country	country	NOUN
ajfa-5591	23	15	was	be	AUX
ajfa-5591	23	16	set	set	VERB
ajfa-5591	23	17	up	up	ADP
ajfa-5591	23	18	in	in	ADP
ajfa-5591	23	19	1987	1987	NUM
ajfa-5591	23	20	by	by	ADP
ajfa-5591	23	21	hsbc	hsbc	PROPN
ajfa-5591	23	22	.	.	PUNCT
ajfa-5591	24	1	this	this	DET
ajfa-5591	24	2	focus	focus	NOUN
ajfa-5591	24	3	on	on	ADP
ajfa-5591	24	4	innovation	innovation	NOUN
ajfa-5591	24	5	helped	help	VERB
ajfa-5591	24	6	foreign	foreign	ADJ
ajfa-5591	24	7	banks	bank	NOUN
ajfa-5591	24	8	build	build	VERB
ajfa-5591	24	9	gainful	gainful	ADJ
ajfa-5591	24	10	businesses	business	NOUN
ajfa-5591	24	11	with	with	ADP
ajfa-5591	24	12	a	a	DET
ajfa-5591	24	13	reasonably	reasonably	ADV
ajfa-5591	24	14	high	high	ADJ
ajfa-5591	24	15	share	share	NOUN
ajfa-5591	24	16	of	of	ADP
ajfa-5591	24	17	investment	investment	NOUN
ajfa-5591	24	18	and	and	CCONJ
ajfa-5591	24	19	income	income	NOUN
ajfa-5591	24	20	.	.	PUNCT
ajfa-5591	25	1	in	in	ADP
ajfa-5591	25	2	20012	20012	NUM
ajfa-5591	25	3	-	-	SYM
ajfa-5591	25	4	13	13	NUM
ajfa-5591	25	5	,	,	PUNCT
ajfa-5591	25	6	43	43	NUM
ajfa-5591	25	7	fbs	fb	NOUN
ajfa-5591	25	8	were	be	AUX
ajfa-5591	25	9	operated	operate	VERB
ajfa-5591	25	10	in	in	ADP
ajfa-5591	25	11	india	india	PROPN
ajfa-5591	25	12	.	.	PUNCT
ajfa-5591	26	1	top	top	ADJ
ajfa-5591	26	2	position	position	NOUN
ajfa-5591	26	3	is	be	AUX
ajfa-5591	26	4	acquired	acquire	VERB
ajfa-5591	26	5	by	by	ADP
ajfa-5591	26	6	fbs	fbs	PROPN
ajfa-5591	26	7	in	in	ADP
ajfa-5591	26	8	total	total	ADJ
ajfa-5591	26	9	number	number	NOUN
ajfa-5591	26	10	of	of	ADP
ajfa-5591	26	11	banks	bank	NOUN
ajfa-5591	26	12	in	in	ADP
ajfa-5591	26	13	all	all	DET
ajfa-5591	26	14	three	three	NUM
ajfa-5591	26	15	bank	bank	NOUN
ajfa-5591	26	16	groups	group	NOUN
ajfa-5591	26	17	of	of	ADP
ajfa-5591	26	18	indian	indian	ADJ
ajfa-5591	26	19	scheduled	schedule	VERB
ajfa-5591	26	20	commercial	commercial	ADJ
ajfa-5591	26	21	banking	banking	NOUN
ajfa-5591	26	22	system	system	NOUN
ajfa-5591	26	23	,	,	PUNCT
ajfa-5591	26	24	i.e.	i.e.	X
ajfa-5591	26	25	,	,	PUNCT
ajfa-5591	26	26	26	26	NUM
ajfa-5591	26	27	banks	bank	NOUN
ajfa-5591	26	28	of	of	ADP
ajfa-5591	26	29	public	public	ADJ
ajfa-5591	26	30	sector	sector	NOUN
ajfa-5591	26	31	banks	bank	NOUN
ajfa-5591	26	32	and	and	CCONJ
ajfa-5591	26	33	20	20	NUM
ajfa-5591	26	34	banks	bank	NOUN
ajfa-5591	26	35	of	of	ADP
ajfa-5591	26	36	private	private	ADJ
ajfa-5591	26	37	sector	sector	NOUN
ajfa-5591	26	38	banks	bank	NOUN
ajfa-5591	26	39	.	.	PUNCT
ajfa-5591	27	1	in	in	ADP
ajfa-5591	27	2	2008	2008	NUM
ajfa-5591	27	3	-	-	SYM
ajfa-5591	27	4	09	09	NUM
ajfa-5591	27	5	,	,	PUNCT
ajfa-5591	27	6	the	the	DET
ajfa-5591	27	7	reserve	reserve	PROPN
ajfa-5591	27	8	bank	bank	PROPN
ajfa-5591	27	9	of	of	ADP
ajfa-5591	27	10	india	india	PROPN
ajfa-5591	27	11	announced	announce	VERB
ajfa-5591	27	12	a	a	DET
ajfa-5591	27	13	new	new	ADJ
ajfa-5591	27	14	rule	rule	NOUN
ajfa-5591	27	15	for	for	ADP
ajfa-5591	27	16	foreign	foreign	ADJ
ajfa-5591	27	17	banks	bank	NOUN
ajfa-5591	27	18	in	in	ADP
ajfa-5591	27	19	india	india	PROPN
ajfa-5591	27	20	by	by	ADP
ajfa-5591	27	21	permitting	permit	VERB
ajfa-5591	27	22	them	they	PRON
ajfa-5591	27	23	to	to	PART
ajfa-5591	27	24	grow	grow	VERB
ajfa-5591	27	25	in	in	ADP
ajfa-5591	27	26	an	an	DET
ajfa-5591	27	27	unfettered	unfettered	ADJ
ajfa-5591	27	28	way	way	NOUN
ajfa-5591	27	29	as	as	ADP
ajfa-5591	27	30	in	in	ADP
ajfa-5591	27	31	1997	1997	NUM
ajfa-5591	27	32	,	,	PUNCT
ajfa-5591	27	33	india	india	PROPN
ajfa-5591	27	34	had	have	AUX
ajfa-5591	27	35	committed	commit	VERB
ajfa-5591	27	36	to	to	ADP
ajfa-5591	27	37	the	the	DET
ajfa-5591	27	38	world	world	NOUN
ajfa-5591	27	39	trade	trade	NOUN
ajfa-5591	27	40	organization	organization	NOUN
ajfa-5591	27	41	(	(	PUNCT
ajfa-5591	27	42	wto	wto	PROPN
ajfa-5591	27	43	)	)	PUNCT
ajfa-5591	27	44	to	to	PART
ajfa-5591	27	45	give	give	VERB
ajfa-5591	27	46	12	12	NUM
ajfa-5591	27	47	new	new	ADJ
ajfa-5591	27	48	branch	branch	NOUN
ajfa-5591	27	49	licenses	license	NOUN
ajfa-5591	27	50	to	to	ADP
ajfa-5591	27	51	foreign	foreign	ADJ
ajfa-5591	27	52	banks	bank	NOUN
ajfa-5591	27	53	every	every	DET
ajfa-5591	27	54	year	year	NOUN
ajfa-5591	27	55	,	,	PUNCT
ajfa-5591	27	56	including	include	VERB
ajfa-5591	27	57	new	new	ADJ
ajfa-5591	27	58	entrants	entrant	NOUN
ajfa-5591	27	59	and	and	CCONJ
ajfa-5591	27	60	the	the	DET
ajfa-5591	27	61	existing	exist	VERB
ajfa-5591	27	62	players	player	NOUN
ajfa-5591	27	63	.	.	PUNCT
ajfa-5591	28	1	at	at	ADP
ajfa-5591	28	2	present	present	ADJ
ajfa-5591	28	3	foreign	foreign	ADJ
ajfa-5591	28	4	banks	bank	NOUN
ajfa-5591	28	5	in	in	ADP
ajfa-5591	28	6	india	india	PROPN
ajfa-5591	28	7	are	be	AUX
ajfa-5591	28	8	legalized	legalize	VERB
ajfa-5591	28	9	to	to	PART
ajfa-5591	28	10	set	set	VERB
ajfa-5591	28	11	up	up	ADP
ajfa-5591	28	12	their	their	PRON
ajfa-5591	28	13	local	local	ADJ
ajfa-5591	28	14	subsidiaries	subsidiary	NOUN
ajfa-5591	28	15	.	.	PUNCT
ajfa-5591	29	1	after	after	ADP
ajfa-5591	29	2	the	the	DET
ajfa-5591	29	3	entry	entry	NOUN
ajfa-5591	29	4	of	of	ADP
ajfa-5591	29	5	foreign	foreign	ADJ
ajfa-5591	29	6	banks	bank	NOUN
ajfa-5591	29	7	in	in	ADP
ajfa-5591	29	8	india	india	PROPN
ajfa-5591	29	9	,	,	PUNCT
ajfa-5591	29	10	the	the	DET
ajfa-5591	29	11	indian	indian	ADJ
ajfa-5591	29	12	banking	banking	NOUN
ajfa-5591	29	13	sector	sector	NOUN
ajfa-5591	29	14	has	have	AUX
ajfa-5591	29	15	become	become	VERB
ajfa-5591	29	16	more	more	ADV
ajfa-5591	29	17	competitive	competitive	ADJ
ajfa-5591	29	18	and	and	CCONJ
ajfa-5591	29	19	proficient	proficient	ADJ
ajfa-5591	29	20	.	.	PUNCT
ajfa-5591	30	1	in	in	ADP
ajfa-5591	30	2	asia	asia	PROPN
ajfa-5591	30	3	pacific	pacific	PROPN
ajfa-5591	30	4	zone	zone	PROPN
ajfa-5591	30	5	,	,	PUNCT
ajfa-5591	30	6	india	india	PROPN
ajfa-5591	30	7	is	be	AUX
ajfa-5591	30	8	considered	consider	VERB
ajfa-5591	30	9	to	to	PART
ajfa-5591	30	10	be	be	AUX
ajfa-5591	30	11	most	most	ADV
ajfa-5591	30	12	leading	lead	VERB
ajfa-5591	30	13	investment	investment	NOUN
ajfa-5591	30	14	market	market	NOUN
ajfa-5591	30	15	due	due	ADP
ajfa-5591	30	16	to	to	ADP
ajfa-5591	30	17	the	the	DET
ajfa-5591	30	18	growth	growth	NOUN
ajfa-5591	30	19	of	of	ADP
ajfa-5591	30	20	indian	indian	ADJ
ajfa-5591	30	21	economy	economy	NOUN
ajfa-5591	30	22	and	and	CCONJ
ajfa-5591	30	23	the	the	DET
ajfa-5591	30	24	assortment	assortment	NOUN
ajfa-5591	30	25	of	of	ADP
ajfa-5591	30	26	income	income	NOUN
ajfa-5591	30	27	streams	stream	NOUN
ajfa-5591	30	28	and	and	CCONJ
ajfa-5591	30	29	product	product	NOUN
ajfa-5591	30	30	lines	line	NOUN
ajfa-5591	30	31	which	which	PRON
ajfa-5591	30	32	give	give	VERB
ajfa-5591	30	33	them	they	PRON
ajfa-5591	30	34	the	the	DET
ajfa-5591	30	35	sturdiness	sturdiness	NOUN
ajfa-5591	30	36	to	to	ADP
ajfa-5591	30	37	grow(neeraj	grow(neeraj	PROPN
ajfa-5591	30	38	swaroop,2011	swaroop,2011	NOUN
ajfa-5591	30	39	)	)	PUNCT
ajfa-5591	30	40	.	.	PUNCT
ajfa-5591	31	1	as	as	ADP
ajfa-5591	31	2	of	of	ADP
ajfa-5591	31	3	march	march	PROPN
ajfa-5591	31	4	2013	2013	NUM
ajfa-5591	31	5	,	,	PUNCT
ajfa-5591	31	6	there	there	PRON
ajfa-5591	31	7	are	be	VERB
ajfa-5591	31	8	43	43	NUM
ajfa-5591	31	9	foreign	foreign	ADJ
ajfa-5591	31	10	banks	bank	NOUN
ajfa-5591	31	11	from	from	ADP
ajfa-5591	31	12	26	26	NUM
ajfa-5591	31	13	countries	country	NOUN
ajfa-5591	31	14	operating	operate	VERB
ajfa-5591	31	15	as	as	ADP
ajfa-5591	31	16	branches	branch	NOUN
ajfa-5591	31	17	and	and	CCONJ
ajfa-5591	31	18	46	46	NUM
ajfa-5591	31	19	banks	bank	NOUN
ajfa-5591	31	20	from	from	ADP
ajfa-5591	31	21	22	22	NUM
ajfa-5591	31	22	countries	country	NOUN
ajfa-5591	31	23	operating	operate	VERB
ajfa-5591	31	24	as	as	ADP
ajfa-5591	31	25	representative	representative	ADJ
ajfa-5591	31	26	offices	office	NOUN
ajfa-5591	31	27	.	.	PUNCT
ajfa-5591	32	1	standard	standard	PROPN
ajfa-5591	32	2	chartered	chartered	PROPN
ajfa-5591	32	3	bank	bank	PROPN
ajfa-5591	32	4	,	,	PUNCT
ajfa-5591	32	5	the	the	DET
ajfa-5591	32	6	oldest	old	ADJ
ajfa-5591	32	7	foreign	foreign	ADJ
ajfa-5591	32	8	bank	bank	NOUN
ajfa-5591	32	9	that	that	PRON
ajfa-5591	32	10	came	come	VERB
ajfa-5591	32	11	to	to	ADP
ajfa-5591	32	12	india	india	PROPN
ajfa-5591	32	13	150	150	NUM
ajfa-5591	32	14	years	year	NOUN
ajfa-5591	32	15	ago	ago	ADV
ajfa-5591	32	16	is	be	AUX
ajfa-5591	32	17	now	now	ADV
ajfa-5591	32	18	operating	operate	VERB
ajfa-5591	32	19	with	with	ADP
ajfa-5591	32	20	101	101	NUM
ajfa-5591	32	21	branches	branch	NOUN
ajfa-5591	32	22	followed	follow	VERB
ajfa-5591	32	23	by	by	ADP
ajfa-5591	32	24	hsbc	hsbc	PROPN
ajfa-5591	32	25	with	with	ADP
ajfa-5591	32	26	50	50	NUM
ajfa-5591	32	27	branches	branch	NOUN
ajfa-5591	32	28	.	.	PUNCT
ajfa-5591	33	1	citibank	citibank	PROPN
ajfa-5591	33	2	has	have	VERB
ajfa-5591	33	3	42	42	NUM
ajfa-5591	33	4	branches	branch	NOUN
ajfa-5591	33	5	and	and	CCONJ
ajfa-5591	33	6	abn	abn	PROPN
ajfa-5591	33	7	amro	amro	PROPN
ajfa-5591	33	8	bank	bank	NOUN
ajfa-5591	33	9	which	which	PRON
ajfa-5591	33	10	is	be	AUX
ajfa-5591	33	11	now	now	ADV
ajfa-5591	33	12	known	know	VERB
ajfa-5591	33	13	by	by	ADP
ajfa-5591	33	14	royal	royal	ADJ
ajfa-5591	33	15	asian	asian	PROPN
ajfa-5591	33	16	journal	journal	PROPN
ajfa-5591	33	17	of	of	ADP
ajfa-5591	33	18	finance	finance	PROPN
ajfa-5591	33	19	&	&	CCONJ
ajfa-5591	33	20	accounting	accounting	PROPN
ajfa-5591	33	21	issn	issn	PROPN
ajfa-5591	33	22	1946	1946	NUM
ajfa-5591	33	23	-	-	PUNCT
ajfa-5591	33	24	052x	052x	PROPN
ajfa-5591	33	25	2014	2014	NUM
ajfa-5591	33	26	,	,	PUNCT
ajfa-5591	33	27	vol	vol	NOUN
ajfa-5591	33	28	.	.	PROPN
ajfa-5591	33	29	6	6	NUM
ajfa-5591	33	30	,	,	PUNCT
ajfa-5591	33	31	no	no	INTJ
ajfa-5591	33	32	.	.	NOUN
ajfa-5591	33	33	2	2	NUM
ajfa-5591	33	34	www.macrothink.org/ajfa	www.macrothink.org/ajfa	NUM
ajfa-5591	33	35	441	441	NUM
ajfa-5591	33	36	bank	bank	NOUN
ajfa-5591	33	37	of	of	ADP
ajfa-5591	33	38	scotland	scotland	PROPN
ajfa-5591	33	39	n.v	n.v	PROPN
ajfa-5591	33	40	has	have	VERB
ajfa-5591	33	41	24	24	NUM
ajfa-5591	33	42	branches	branch	NOUN
ajfa-5591	33	43	.	.	PUNCT
ajfa-5591	34	1	the	the	DET
ajfa-5591	34	2	other	other	ADJ
ajfa-5591	34	3	banks	bank	NOUN
ajfa-5591	34	4	that	that	PRON
ajfa-5591	34	5	have	have	VERB
ajfa-5591	34	6	a	a	DET
ajfa-5591	34	7	double	double	ADJ
ajfa-5591	34	8	digit	digit	NOUN
ajfa-5591	34	9	branch	branch	NOUN
ajfa-5591	34	10	existence	existence	NOUN
ajfa-5591	34	11	are	be	AUX
ajfa-5591	34	12	deutsche	deutsche	PROPN
ajfa-5591	34	13	bank	bank	PROPN
ajfa-5591	34	14	(	(	PUNCT
ajfa-5591	34	15	18	18	NUM
ajfa-5591	34	16	)	)	PUNCT
ajfa-5591	34	17	&	&	CCONJ
ajfa-5591	34	18	dbs	dbs	PROPN
ajfa-5591	34	19	bank	bank	PROPN
ajfa-5591	34	20	(	(	PUNCT
ajfa-5591	34	21	12).considering	12).considering	NUM
ajfa-5591	34	22	the	the	DET
ajfa-5591	34	23	current	current	ADJ
ajfa-5591	34	24	scenario	scenario	NOUN
ajfa-5591	34	25	,	,	PUNCT
ajfa-5591	34	26	an	an	DET
ajfa-5591	34	27	assessment	assessment	NOUN
ajfa-5591	34	28	of	of	ADP
ajfa-5591	34	29	performance	performance	NOUN
ajfa-5591	34	30	and	and	CCONJ
ajfa-5591	34	31	efficiency	efficiency	NOUN
ajfa-5591	34	32	level	level	NOUN
ajfa-5591	34	33	is	be	AUX
ajfa-5591	34	34	needed	need	VERB
ajfa-5591	34	35	about	about	ADP
ajfa-5591	34	36	the	the	DET
ajfa-5591	34	37	working	working	NOUN
ajfa-5591	34	38	of	of	ADP
ajfa-5591	34	39	fbs	fbs	PROPN
ajfa-5591	34	40	.	.	PUNCT
ajfa-5591	35	1	this	this	DET
ajfa-5591	35	2	paper	paper	NOUN
ajfa-5591	35	3	is	be	AUX
ajfa-5591	35	4	an	an	DET
ajfa-5591	35	5	attempt	attempt	NOUN
ajfa-5591	35	6	to	to	PART
ajfa-5591	35	7	offer	offer	VERB
ajfa-5591	35	8	insights	insight	NOUN
ajfa-5591	35	9	with	with	ADP
ajfa-5591	35	10	respect	respect	NOUN
ajfa-5591	35	11	to	to	ADP
ajfa-5591	35	12	functioning	functioning	NOUN
ajfa-5591	35	13	and	and	CCONJ
ajfa-5591	35	14	profitability	profitability	NOUN
ajfa-5591	35	15	of	of	ADP
ajfa-5591	35	16	fbs	fbs	PROPN
ajfa-5591	35	17	in	in	ADP
ajfa-5591	35	18	india	india	PROPN
ajfa-5591	35	19	and	and	CCONJ
ajfa-5591	35	20	will	will	AUX
ajfa-5591	35	21	also	also	ADV
ajfa-5591	35	22	plot	plot	VERB
ajfa-5591	35	23	the	the	DET
ajfa-5591	35	24	efficiency	efficiency	NOUN
ajfa-5591	35	25	level	level	NOUN
ajfa-5591	35	26	in	in	ADP
ajfa-5591	35	27	post	post	ADJ
ajfa-5591	35	28	-	-	ADJ
ajfa-5591	35	29	liberalized	liberalized	ADJ
ajfa-5591	35	30	regime	regime	NOUN
ajfa-5591	35	31	.	.	PUNCT
ajfa-5591	36	1	in	in	ADP
ajfa-5591	36	2	the	the	DET
ajfa-5591	36	3	above	above	ADJ
ajfa-5591	36	4	backdrop	backdrop	NOUN
ajfa-5591	36	5	,	,	PUNCT
ajfa-5591	36	6	the	the	DET
ajfa-5591	36	7	focus	focus	NOUN
ajfa-5591	36	8	of	of	ADP
ajfa-5591	36	9	the	the	DET
ajfa-5591	36	10	paper	paper	NOUN
ajfa-5591	36	11	is	be	AUX
ajfa-5591	36	12	to	to	PART
ajfa-5591	36	13	compare	compare	VERB
ajfa-5591	36	14	the	the	DET
ajfa-5591	36	15	efficiency	efficiency	NOUN
ajfa-5591	36	16	of	of	ADP
ajfa-5591	36	17	the	the	DET
ajfa-5591	36	18	foreign	foreign	ADJ
ajfa-5591	36	19	owned	own	VERB
ajfa-5591	36	20	banks	bank	NOUN
ajfa-5591	36	21	with	with	ADP
ajfa-5591	36	22	psbs	psbs	NOUN
ajfa-5591	36	23	and	and	CCONJ
ajfa-5591	36	24	private	private	ADJ
ajfa-5591	36	25	banks	bank	NOUN
ajfa-5591	36	26	operating	operate	VERB
ajfa-5591	36	27	in	in	ADP
ajfa-5591	36	28	india	india	PROPN
ajfa-5591	36	29	and	and	CCONJ
ajfa-5591	36	30	also	also	ADV
ajfa-5591	36	31	to	to	PART
ajfa-5591	36	32	determine	determine	VERB
ajfa-5591	36	33	how	how	SCONJ
ajfa-5591	36	34	the	the	DET
ajfa-5591	36	35	efficiency	efficiency	NOUN
ajfa-5591	36	36	of	of	ADP
ajfa-5591	36	37	fbs	fbs	PROPN
ajfa-5591	36	38	have	have	AUX
ajfa-5591	36	39	improved	improve	VERB
ajfa-5591	36	40	in	in	ADP
ajfa-5591	36	41	the	the	DET
ajfa-5591	36	42	recent	recent	ADJ
ajfa-5591	36	43	time	time	NOUN
ajfa-5591	36	44	period	period	NOUN
ajfa-5591	36	45	.	.	PUNCT
ajfa-5591	37	1	the	the	DET
ajfa-5591	37	2	paper	paper	NOUN
ajfa-5591	37	3	is	be	AUX
ajfa-5591	37	4	organized	organize	VERB
ajfa-5591	37	5	as	as	SCONJ
ajfa-5591	37	6	follows	follow	VERB
ajfa-5591	37	7	.	.	PUNCT
ajfa-5591	38	1	section	section	NOUN
ajfa-5591	38	2	1	1	NUM
ajfa-5591	38	3	i.e.	i.e.	X
ajfa-5591	38	4	the	the	DET
ajfa-5591	38	5	present	present	ADJ
ajfa-5591	38	6	section	section	NOUN
ajfa-5591	38	7	gives	give	VERB
ajfa-5591	38	8	the	the	DET
ajfa-5591	38	9	insights	insight	NOUN
ajfa-5591	38	10	of	of	ADP
ajfa-5591	38	11	indian	indian	ADJ
ajfa-5591	38	12	banking	banking	NOUN
ajfa-5591	38	13	industry	industry	NOUN
ajfa-5591	38	14	and	and	CCONJ
ajfa-5591	38	15	entry	entry	NOUN
ajfa-5591	38	16	of	of	ADP
ajfa-5591	38	17	fbs	fbs	PROPN
ajfa-5591	38	18	in	in	ADP
ajfa-5591	38	19	india	india	PROPN
ajfa-5591	38	20	followed	follow	VERB
ajfa-5591	38	21	by	by	ADP
ajfa-5591	38	22	section	section	NOUN
ajfa-5591	38	23	2	2	NUM
ajfa-5591	38	24	which	which	PRON
ajfa-5591	38	25	gives	give	VERB
ajfa-5591	38	26	a	a	DET
ajfa-5591	38	27	review	review	NOUN
ajfa-5591	38	28	of	of	ADP
ajfa-5591	38	29	the	the	DET
ajfa-5591	38	30	existing	exist	VERB
ajfa-5591	38	31	literature	literature	NOUN
ajfa-5591	38	32	in	in	ADP
ajfa-5591	38	33	the	the	DET
ajfa-5591	38	34	areas	area	NOUN
ajfa-5591	38	35	of	of	ADP
ajfa-5591	38	36	efficiency	efficiency	NOUN
ajfa-5591	38	37	measurement	measurement	NOUN
ajfa-5591	38	38	of	of	ADP
ajfa-5591	38	39	foreign	foreign	ADJ
ajfa-5591	38	40	banks	bank	NOUN
ajfa-5591	38	41	in	in	ADP
ajfa-5591	38	42	the	the	DET
ajfa-5591	38	43	indian	indian	ADJ
ajfa-5591	38	44	context	context	NOUN
ajfa-5591	38	45	.	.	PUNCT
ajfa-5591	39	1	research	research	NOUN
ajfa-5591	39	2	objectives	objective	NOUN
ajfa-5591	39	3	are	be	AUX
ajfa-5591	39	4	exposed	expose	VERB
ajfa-5591	39	5	in	in	ADP
ajfa-5591	39	6	section	section	NOUN
ajfa-5591	39	7	3	3	NUM
ajfa-5591	39	8	.	.	PUNCT
ajfa-5591	39	9	section	section	NOUN
ajfa-5591	39	10	4	4	NUM
ajfa-5591	39	11	identifies	identify	VERB
ajfa-5591	39	12	database	database	NOUN
ajfa-5591	39	13	and	and	CCONJ
ajfa-5591	39	14	methodology	methodology	NOUN
ajfa-5591	39	15	used	use	VERB
ajfa-5591	39	16	.	.	PUNCT
ajfa-5591	40	1	interpretation	interpretation	NOUN
ajfa-5591	40	2	of	of	ADP
ajfa-5591	40	3	the	the	DET
ajfa-5591	40	4	results	result	NOUN
ajfa-5591	40	5	and	and	CCONJ
ajfa-5591	40	6	analysis	analysis	NOUN
ajfa-5591	40	7	of	of	ADP
ajfa-5591	40	8	this	this	DET
ajfa-5591	40	9	paper	paper	NOUN
ajfa-5591	40	10	are	be	AUX
ajfa-5591	40	11	summarized	summarize	VERB
ajfa-5591	40	12	in	in	ADP
ajfa-5591	40	13	section	section	NOUN
ajfa-5591	40	14	5	5	NUM
ajfa-5591	40	15	.	.	PUNCT
ajfa-5591	41	1	conclusion	conclusion	NOUN
ajfa-5591	41	2	will	will	AUX
ajfa-5591	41	3	be	be	AUX
ajfa-5591	41	4	the	the	DET
ajfa-5591	41	5	part	part	NOUN
ajfa-5591	41	6	of	of	ADP
ajfa-5591	41	7	section	section	NOUN
ajfa-5591	41	8	6	6	NUM
ajfa-5591	41	9	.	.	PUNCT
ajfa-5591	42	1	references	reference	NOUN
ajfa-5591	42	2	used	use	VERB
ajfa-5591	42	3	in	in	ADP
ajfa-5591	42	4	the	the	DET
ajfa-5591	42	5	study	study	NOUN
ajfa-5591	42	6	will	will	AUX
ajfa-5591	42	7	be	be	AUX
ajfa-5591	42	8	a	a	DET
ajfa-5591	42	9	part	part	NOUN
ajfa-5591	42	10	of	of	ADP
ajfa-5591	42	11	the	the	DET
ajfa-5591	42	12	last	last	ADJ
ajfa-5591	42	13	section	section	NOUN
ajfa-5591	42	14	.	.	PUNCT
ajfa-5591	43	1	review	review	NOUN
ajfa-5591	43	2	of	of	ADP
ajfa-5591	43	3	literature	literature	NOUN
ajfa-5591	43	4	performance	performance	NOUN
ajfa-5591	43	5	refers	refer	VERB
ajfa-5591	43	6	to	to	ADP
ajfa-5591	43	7	financial	financial	ADJ
ajfa-5591	43	8	performance	performance	NOUN
ajfa-5591	43	9	of	of	ADP
ajfa-5591	43	10	banks	bank	NOUN
ajfa-5591	43	11	which	which	PRON
ajfa-5591	43	12	is	be	AUX
ajfa-5591	43	13	measured	measure	VERB
ajfa-5591	43	14	by	by	ADP
ajfa-5591	43	15	appropriate	appropriate	ADJ
ajfa-5591	43	16	accounting	accounting	NOUN
ajfa-5591	43	17	ratios	ratio	NOUN
ajfa-5591	43	18	,	,	PUNCT
ajfa-5591	43	19	for	for	ADP
ajfa-5591	43	20	example	example	NOUN
ajfa-5591	43	21	,	,	PUNCT
ajfa-5591	43	22	the	the	DET
ajfa-5591	43	23	return	return	NOUN
ajfa-5591	43	24	on	on	ADP
ajfa-5591	43	25	assets	asset	NOUN
ajfa-5591	43	26	(	(	PUNCT
ajfa-5591	43	27	roa	roa	NOUN
ajfa-5591	43	28	)	)	PUNCT
ajfa-5591	43	29	.	.	PUNCT
ajfa-5591	44	1	efficiency	efficiency	NOUN
ajfa-5591	44	2	refers	refer	VERB
ajfa-5591	44	3	to	to	ADP
ajfa-5591	44	4	cost	cost	NOUN
ajfa-5591	44	5	efficiency	efficiency	NOUN
ajfa-5591	44	6	,	,	PUNCT
ajfa-5591	44	7	that	that	ADV
ajfa-5591	44	8	is	is	ADV
ajfa-5591	44	9	,	,	PUNCT
ajfa-5591	44	10	the	the	DET
ajfa-5591	44	11	capability	capability	NOUN
ajfa-5591	44	12	to	to	PART
ajfa-5591	44	13	produce	produce	VERB
ajfa-5591	44	14	a	a	DET
ajfa-5591	44	15	given	give	VERB
ajfa-5591	44	16	level	level	NOUN
ajfa-5591	44	17	of	of	ADP
ajfa-5591	44	18	output	output	NOUN
ajfa-5591	44	19	at	at	ADP
ajfa-5591	44	20	the	the	DET
ajfa-5591	44	21	lowest	low	ADJ
ajfa-5591	44	22	cost	cost	NOUN
ajfa-5591	44	23	.	.	PUNCT
ajfa-5591	45	1	to	to	PART
ajfa-5591	45	2	construct	construct	VERB
ajfa-5591	45	3	the	the	DET
ajfa-5591	45	4	conceptual	conceptual	ADJ
ajfa-5591	45	5	framework	framework	NOUN
ajfa-5591	45	6	for	for	ADP
ajfa-5591	45	7	this	this	DET
ajfa-5591	45	8	paper	paper	NOUN
ajfa-5591	45	9	,	,	PUNCT
ajfa-5591	45	10	we	we	PRON
ajfa-5591	45	11	put	put	VERB
ajfa-5591	45	12	light	light	NOUN
ajfa-5591	45	13	on	on	ADP
ajfa-5591	45	14	the	the	DET
ajfa-5591	45	15	literature	literature	NOUN
ajfa-5591	45	16	on	on	ADP
ajfa-5591	45	17	psbs	psbs	NOUN
ajfa-5591	45	18	,	,	PUNCT
ajfa-5591	45	19	foreign	foreign	ADJ
ajfa-5591	45	20	banks	bank	NOUN
ajfa-5591	45	21	and	and	CCONJ
ajfa-5591	45	22	private	private	ADJ
ajfa-5591	45	23	banks	bank	NOUN
ajfa-5591	45	24	.	.	PUNCT
ajfa-5591	46	1	galalet	galalet	PROPN
ajfa-5591	46	2	al	al	PROPN
ajfa-5591	46	3	.	.	PROPN
ajfa-5591	47	1	(	(	PUNCT
ajfa-5591	47	2	1994	1994	NUM
ajfa-5591	47	3	)	)	PUNCT
ajfa-5591	47	4	,	,	PUNCT
ajfa-5591	47	5	and	and	CCONJ
ajfa-5591	47	6	la	la	DET
ajfa-5591	47	7	porta	porta	NOUN
ajfa-5591	47	8	and	and	CCONJ
ajfa-5591	47	9	lopezdesilanes	lopezdesilane	NOUN
ajfa-5591	47	10	(	(	PUNCT
ajfa-5591	47	11	1997	1997	NUM
ajfa-5591	47	12	)	)	PUNCT
ajfa-5591	47	13	uphold	uphold	VERB
ajfa-5591	47	14	the	the	DET
ajfa-5591	47	15	view	view	NOUN
ajfa-5591	47	16	that	that	SCONJ
ajfa-5591	47	17	performance	performance	NOUN
ajfa-5591	47	18	can	can	AUX
ajfa-5591	47	19	be	be	AUX
ajfa-5591	47	20	improved	improve	VERB
ajfa-5591	47	21	through	through	ADP
ajfa-5591	47	22	privatization	privatization	NOUN
ajfa-5591	47	23	.	.	PUNCT
ajfa-5591	48	1	however	however	ADV
ajfa-5591	48	2	,	,	PUNCT
ajfa-5591	48	3	recent	recent	ADJ
ajfa-5591	48	4	studies	study	NOUN
ajfa-5591	48	5	in	in	ADP
ajfa-5591	48	6	transition	transition	NOUN
ajfa-5591	48	7	economies	economy	NOUN
ajfa-5591	48	8	,	,	PUNCT
ajfa-5591	48	9	for	for	ADP
ajfa-5591	48	10	example	example	NOUN
ajfa-5591	48	11	,	,	PUNCT
ajfa-5591	48	12	by	by	ADP
ajfa-5591	48	13	carlin	carlin	PROPN
ajfa-5591	48	14	and	and	CCONJ
ajfa-5591	48	15	landesman	landesman	NOUN
ajfa-5591	48	16	(	(	PUNCT
ajfa-5591	48	17	1997	1997	NUM
ajfa-5591	48	18	)	)	PUNCT
ajfa-5591	48	19	,	,	PUNCT
ajfa-5591	48	20	frydman	frydman	NOUN
ajfa-5591	48	21	et	et	PROPN
ajfa-5591	48	22	al	al	PROPN
ajfa-5591	48	23	.	.	PUNCT
ajfa-5591	49	1	(	(	PUNCT
ajfa-5591	49	2	1998	1998	NUM
ajfa-5591	49	3	)	)	PUNCT
ajfa-5591	49	4	,	,	PUNCT
ajfa-5591	49	5	and	and	CCONJ
ajfa-5591	49	6	jones	jones	PROPN
ajfa-5591	49	7	and	and	CCONJ
ajfa-5591	49	8	mygind	mygind	PROPN
ajfa-5591	49	9	(	(	PUNCT
ajfa-5591	49	10	1999	1999	NUM
ajfa-5591	49	11	)	)	PUNCT
ajfa-5591	49	12	instituted	institute	VERB
ajfa-5591	49	13	that	that	PRON
ajfa-5591	49	14	post	post	NOUN
ajfa-5591	49	15	privatization	privatization	NOUN
ajfa-5591	49	16	performance	performance	NOUN
ajfa-5591	49	17	of	of	ADP
ajfa-5591	49	18	the	the	DET
ajfa-5591	49	19	firms	firm	NOUN
ajfa-5591	49	20	was	be	AUX
ajfa-5591	49	21	poor	poor	ADJ
ajfa-5591	49	22	.	.	PUNCT
ajfa-5591	50	1	the	the	DET
ajfa-5591	50	2	rbi	rbi	NOUN
ajfa-5591	50	3	(	(	PUNCT
ajfa-5591	50	4	2003	2003	NUM
ajfa-5591	50	5	)	)	PUNCT
ajfa-5591	50	6	affirmed	affirm	VERB
ajfa-5591	50	7	that	that	SCONJ
ajfa-5591	50	8	“	"	PUNCT
ajfa-5591	50	9	as	as	SCONJ
ajfa-5591	50	10	regards	regard	VERB
ajfa-5591	50	11	the	the	DET
ajfa-5591	50	12	linkage	linkage	NOUN
ajfa-5591	50	13	between	between	ADP
ajfa-5591	50	14	ownership	ownership	NOUN
ajfa-5591	50	15	and	and	CCONJ
ajfa-5591	50	16	performance	performance	NOUN
ajfa-5591	50	17	,	,	PUNCT
ajfa-5591	50	18	international	international	ADJ
ajfa-5591	50	19	evidence	evidence	NOUN
ajfa-5591	50	20	suggests	suggest	VERB
ajfa-5591	50	21	that	that	SCONJ
ajfa-5591	50	22	ownership	ownership	NOUN
ajfa-5591	50	23	has	have	VERB
ajfa-5591	50	24	limited	limit	VERB
ajfa-5591	50	25	impact	impact	NOUN
ajfa-5591	50	26	on	on	ADP
ajfa-5591	50	27	economic	economic	ADJ
ajfa-5591	50	28	efficiency	efficiency	NOUN
ajfa-5591	50	29	.	.	PUNCT
ajfa-5591	50	30	”	"	PUNCT
ajfa-5591	50	31	researches	research	VERB
ajfa-5591	50	32	that	that	PRON
ajfa-5591	50	33	hold	hold	VERB
ajfa-5591	50	34	this	this	DET
ajfa-5591	50	35	point	point	NOUN
ajfa-5591	50	36	include	include	VERB
ajfa-5591	50	37	those	those	PRON
ajfa-5591	50	38	of	of	ADP
ajfa-5591	50	39	tulkens	tulken	NOUN
ajfa-5591	50	40	(	(	PUNCT
ajfa-5591	50	41	1993	1993	NUM
ajfa-5591	50	42	)	)	PUNCT
ajfa-5591	50	43	,	,	PUNCT
ajfa-5591	50	44	altunbus	altunbus	NOUN
ajfa-5591	50	45	,	,	PUNCT
ajfa-5591	50	46	evans	evans	PROPN
ajfa-5591	50	47	and	and	CCONJ
ajfa-5591	50	48	molynenx	molynenx	PROPN
ajfa-5591	50	49	,	,	PUNCT
ajfa-5591	50	50	(	(	PUNCT
ajfa-5591	50	51	2000	2000	NUM
ajfa-5591	50	52	)	)	PUNCT
ajfa-5591	50	53	and	and	CCONJ
ajfa-5591	50	54	denizer	denizer	NOUN
ajfa-5591	50	55	,	,	PUNCT
ajfa-5591	50	56	tarimcilar	tarimcilar	ADJ
ajfa-5591	50	57	and	and	CCONJ
ajfa-5591	50	58	dinc	dinc	ADJ
ajfa-5591	50	59	(	(	PUNCT
ajfa-5591	50	60	2000	2000	NUM
ajfa-5591	50	61	)	)	PUNCT
ajfa-5591	50	62	.	.	PUNCT
ajfa-5591	51	1	barr	barr	PROPN
ajfa-5591	51	2	&	&	CCONJ
ajfa-5591	51	3	siems	siems	PROPN
ajfa-5591	51	4	,	,	PUNCT
ajfa-5591	51	5	(	(	PUNCT
ajfa-5591	51	6	1994	1994	NUM
ajfa-5591	51	7	)	)	PUNCT
ajfa-5591	51	8	study	study	NOUN
ajfa-5591	51	9	scrutinize	scrutinize	VERB
ajfa-5591	51	10	that	that	SCONJ
ajfa-5591	51	11	banks	bank	NOUN
ajfa-5591	51	12	are	be	AUX
ajfa-5591	51	13	more	more	ADV
ajfa-5591	51	14	efficient	efficient	ADJ
ajfa-5591	51	15	with	with	ADP
ajfa-5591	51	16	high	high	ADJ
ajfa-5591	51	17	efficiency	efficiency	NOUN
ajfa-5591	51	18	scores	score	NOUN
ajfa-5591	51	19	and	and	CCONJ
ajfa-5591	51	20	are	be	AUX
ajfa-5591	51	21	more	more	ADV
ajfa-5591	51	22	competent	competent	ADJ
ajfa-5591	51	23	to	to	PART
ajfa-5591	51	24	carry	carry	VERB
ajfa-5591	51	25	on	on	ADP
ajfa-5591	51	26	as	as	SCONJ
ajfa-5591	51	27	compare	compare	ADJ
ajfa-5591	51	28	to	to	ADP
ajfa-5591	51	29	banks	bank	NOUN
ajfa-5591	51	30	which	which	PRON
ajfa-5591	51	31	have	have	VERB
ajfa-5591	51	32	low	low	ADJ
ajfa-5591	51	33	efficiency	efficiency	NOUN
ajfa-5591	51	34	scores	score	NOUN
ajfa-5591	51	35	.	.	PUNCT
ajfa-5591	52	1	mohan	mohan	PROPN
ajfa-5591	52	2	(	(	PUNCT
ajfa-5591	52	3	2005	2005	NUM
ajfa-5591	52	4	)	)	PUNCT
ajfa-5591	52	5	concluded	conclude	VERB
ajfa-5591	52	6	that	that	SCONJ
ajfa-5591	52	7	an	an	DET
ajfa-5591	52	8	efficient	efficient	ADJ
ajfa-5591	52	9	financial	financial	ADJ
ajfa-5591	52	10	system	system	NOUN
ajfa-5591	52	11	contributes	contribute	VERB
ajfa-5591	52	12	to	to	ADP
ajfa-5591	52	13	resource	resource	NOUN
ajfa-5591	52	14	generation	generation	NOUN
ajfa-5591	52	15	,	,	PUNCT
ajfa-5591	52	16	intermediation	intermediation	NOUN
ajfa-5591	52	17	and	and	CCONJ
ajfa-5591	52	18	allocation	allocation	NOUN
ajfa-5591	52	19	and	and	CCONJ
ajfa-5591	52	20	hence	hence	ADV
ajfa-5591	52	21	contributes	contribute	VERB
ajfa-5591	52	22	to	to	ADP
ajfa-5591	52	23	economic	economic	ADJ
ajfa-5591	52	24	growth	growth	NOUN
ajfa-5591	52	25	and	and	CCONJ
ajfa-5591	52	26	risk	risk	NOUN
ajfa-5591	52	27	mitigation	mitigation	NOUN
ajfa-5591	52	28	process	process	NOUN
ajfa-5591	52	29	.	.	PUNCT
ajfa-5591	53	1	according	accord	VERB
ajfa-5591	53	2	to	to	ADP
ajfa-5591	53	3	roma	roma	PROPN
ajfa-5591	53	4	mitra	mitra	PROPN
ajfa-5591	53	5	,	,	PUNCT
ajfa-5591	53	6	shankar	shankar	PROPN
ajfa-5591	53	7	ravi	ravi	PROPN
ajfa-5591	53	8	(	(	PUNCT
ajfa-5591	53	9	2008	2008	NUM
ajfa-5591	53	10	)	)	PUNCT
ajfa-5591	53	11	,	,	PUNCT
ajfa-5591	53	12	for	for	ADP
ajfa-5591	53	13	increasing	increase	VERB
ajfa-5591	53	14	the	the	DET
ajfa-5591	53	15	economic	economic	ADJ
ajfa-5591	53	16	level	level	NOUN
ajfa-5591	53	17	of	of	ADP
ajfa-5591	53	18	a	a	DET
ajfa-5591	53	19	country	country	NOUN
ajfa-5591	53	20	,	,	PUNCT
ajfa-5591	53	21	a	a	DET
ajfa-5591	53	22	stable	stable	ADJ
ajfa-5591	53	23	and	and	CCONJ
ajfa-5591	53	24	efficient	efficient	ADJ
ajfa-5591	53	25	banking	banking	NOUN
ajfa-5591	53	26	sector	sector	NOUN
ajfa-5591	53	27	is	be	AUX
ajfa-5591	53	28	a	a	DET
ajfa-5591	53	29	prerequisite	prerequisite	NOUN
ajfa-5591	53	30	.	.	PUNCT
ajfa-5591	54	1	this	this	DET
ajfa-5591	54	2	study	study	NOUN
ajfa-5591	54	3	tries	try	VERB
ajfa-5591	54	4	to	to	PART
ajfa-5591	54	5	represent	represent	VERB
ajfa-5591	54	6	and	and	CCONJ
ajfa-5591	54	7	assess	assess	VERB
ajfa-5591	54	8	the	the	DET
ajfa-5591	54	9	efficiency	efficiency	NOUN
ajfa-5591	54	10	of	of	ADP
ajfa-5591	54	11	50	50	NUM
ajfa-5591	54	12	indian	indian	ADJ
ajfa-5591	54	13	banks	bank	NOUN
ajfa-5591	54	14	.	.	PUNCT
ajfa-5591	55	1	the	the	DET
ajfa-5591	55	2	inefficiency	inefficiency	NOUN
ajfa-5591	55	3	can	can	AUX
ajfa-5591	55	4	be	be	AUX
ajfa-5591	55	5	evaluated	evaluate	VERB
ajfa-5591	55	6	and	and	CCONJ
ajfa-5591	55	7	quantified	quantify	VERB
ajfa-5591	55	8	for	for	ADP
ajfa-5591	55	9	every	every	DET
ajfa-5591	55	10	evaluated	evaluated	ADJ
ajfa-5591	55	11	unit	unit	NOUN
ajfa-5591	55	12	.	.	PUNCT
ajfa-5591	56	1	to	to	PART
ajfa-5591	56	2	estimate	estimate	VERB
ajfa-5591	56	3	and	and	CCONJ
ajfa-5591	56	4	compare	compare	VERB
ajfa-5591	56	5	efficiency	efficiency	NOUN
ajfa-5591	56	6	of	of	ADP
ajfa-5591	56	7	the	the	DET
ajfa-5591	56	8	banking	banking	NOUN
ajfa-5591	56	9	sector	sector	NOUN
ajfa-5591	56	10	in	in	ADP
ajfa-5591	56	11	india	india	PROPN
ajfa-5591	56	12	is	be	AUX
ajfa-5591	56	13	the	the	DET
ajfa-5591	56	14	objective	objective	NOUN
ajfa-5591	56	15	of	of	ADP
ajfa-5591	56	16	this	this	DET
ajfa-5591	56	17	paper	paper	NOUN
ajfa-5591	56	18	.	.	PUNCT
ajfa-5591	57	1	the	the	DET
ajfa-5591	57	2	analysis	analysis	NOUN
ajfa-5591	57	3	inculcates	inculcate	VERB
ajfa-5591	57	4	the	the	DET
ajfa-5591	57	5	verification	verification	NOUN
ajfa-5591	57	6	or	or	CCONJ
ajfa-5591	57	7	rejection	rejection	NOUN
ajfa-5591	57	8	of	of	ADP
ajfa-5591	57	9	the	the	DET
ajfa-5591	57	10	hypothesis	hypothesis	NOUN
ajfa-5591	57	11	whether	whether	SCONJ
ajfa-5591	57	12	the	the	DET
ajfa-5591	57	13	banking	banking	NOUN
ajfa-5591	57	14	sector	sector	NOUN
ajfa-5591	57	15	fulfils	fulfil	VERB
ajfa-5591	57	16	its	its	PRON
ajfa-5591	57	17	intermediation	intermediation	NOUN
ajfa-5591	57	18	function	function	NOUN
ajfa-5591	57	19	sufficiently	sufficiently	ADV
ajfa-5591	57	20	to	to	PART
ajfa-5591	57	21	compete	compete	VERB
ajfa-5591	57	22	with	with	ADP
ajfa-5591	57	23	the	the	DET
ajfa-5591	57	24	global	global	ADJ
ajfa-5591	57	25	players	player	NOUN
ajfa-5591	57	26	and	and	CCONJ
ajfa-5591	57	27	evaluates	evaluate	VERB
ajfa-5591	57	28	the	the	DET
ajfa-5591	57	29	performance	performance	NOUN
ajfa-5591	57	30	of	of	ADP
ajfa-5591	57	31	banking	banking	NOUN
ajfa-5591	57	32	sectors	sector	NOUN
ajfa-5591	57	33	in	in	ADP
ajfa-5591	57	34	india	india	PROPN
ajfa-5591	57	35	.	.	PUNCT
ajfa-5591	58	1	the	the	DET
ajfa-5591	58	2	results	result	NOUN
ajfa-5591	58	3	are	be	AUX
ajfa-5591	58	4	insightful	insightful	ADJ
ajfa-5591	58	5	to	to	ADP
ajfa-5591	58	6	the	the	DET
ajfa-5591	58	7	financial	financial	ADJ
ajfa-5591	58	8	policy	policy	NOUN
ajfa-5591	58	9	planner	planner	NOUN
ajfa-5591	58	10	as	as	SCONJ
ajfa-5591	58	11	it	it	PRON
ajfa-5591	58	12	identifies	identify	VERB
ajfa-5591	58	13	priority	priority	NOUN
ajfa-5591	58	14	areas	area	NOUN
ajfa-5591	58	15	for	for	ADP
ajfa-5591	58	16	different	different	ADJ
ajfa-5591	58	17	banks	bank	NOUN
ajfa-5591	58	18	leading	lead	VERB
ajfa-5591	58	19	to	to	ADP
ajfa-5591	58	20	improvement	improvement	NOUN
ajfa-5591	58	21	in	in	ADP
ajfa-5591	58	22	their	their	PRON
ajfa-5591	58	23	performance	performance	NOUN
ajfa-5591	58	24	.	.	PUNCT
ajfa-5591	59	1	in	in	ADP
ajfa-5591	59	2	an	an	DET
ajfa-5591	59	3	evaluation	evaluation	NOUN
ajfa-5591	59	4	of	of	ADP
ajfa-5591	59	5	the	the	DET
ajfa-5591	59	6	financial	financial	ADJ
ajfa-5591	59	7	performance	performance	NOUN
ajfa-5591	59	8	of	of	ADP
ajfa-5591	59	9	indian	indian	ADJ
ajfa-5591	59	10	private	private	ADJ
ajfa-5591	59	11	sector	sector	NOUN
ajfa-5591	59	12	banks	bank	NOUN
ajfa-5591	59	13	said	say	VERB
ajfa-5591	59	14	that	that	SCONJ
ajfa-5591	59	15	private	private	ADJ
ajfa-5591	59	16	sector	sector	NOUN
ajfa-5591	59	17	banks	bank	NOUN
ajfa-5591	59	18	play	play	VERB
ajfa-5591	59	19	a	a	DET
ajfa-5591	59	20	key	key	ADJ
ajfa-5591	59	21	role	role	NOUN
ajfa-5591	59	22	in	in	ADP
ajfa-5591	59	23	development	development	NOUN
ajfa-5591	59	24	of	of	ADP
ajfa-5591	59	25	indian	indian	ADJ
ajfa-5591	59	26	economy	economy	NOUN
ajfa-5591	59	27	.	.	PUNCT
ajfa-5591	60	1	the	the	DET
ajfa-5591	60	2	economic	economic	ADJ
ajfa-5591	60	3	reforms	reform	NOUN
ajfa-5591	60	4	totally	totally	ADV
ajfa-5591	60	5	have	have	AUX
ajfa-5591	60	6	changed	change	VERB
ajfa-5591	60	7	the	the	DET
ajfa-5591	60	8	banking	banking	NOUN
ajfa-5591	60	9	sector	sector	NOUN
ajfa-5591	60	10	.	.	PUNCT
ajfa-5591	61	1	rbi	rbi	PROPN
ajfa-5591	61	2	asian	asian	PROPN
ajfa-5591	61	3	journal	journal	PROPN
ajfa-5591	61	4	of	of	ADP
ajfa-5591	61	5	finance	finance	PROPN
ajfa-5591	61	6	&	&	CCONJ
ajfa-5591	61	7	accounting	accounting	PROPN
ajfa-5591	61	8	issn	issn	PROPN
ajfa-5591	61	9	1946	1946	NUM
ajfa-5591	61	10	-	-	PUNCT
ajfa-5591	61	11	052x	052x	PROPN
ajfa-5591	61	12	2014	2014	NUM
ajfa-5591	61	13	,	,	PUNCT
ajfa-5591	61	14	vol	vol	NOUN
ajfa-5591	61	15	.	.	PROPN
ajfa-5591	61	16	6	6	NUM
ajfa-5591	61	17	,	,	PUNCT
ajfa-5591	61	18	no	no	INTJ
ajfa-5591	61	19	.	.	NOUN
ajfa-5591	61	20	2	2	NUM
ajfa-5591	61	21	www.macrothink.org/ajfa	www.macrothink.org/ajfa	NOUN
ajfa-5591	61	22	442	442	NUM
ajfa-5591	61	23	allowed	allow	VERB
ajfa-5591	61	24	new	new	ADJ
ajfa-5591	61	25	banks	bank	NOUN
ajfa-5591	61	26	to	to	PART
ajfa-5591	61	27	be	be	AUX
ajfa-5591	61	28	started	start	VERB
ajfa-5591	61	29	in	in	ADP
ajfa-5591	61	30	the	the	DET
ajfa-5591	61	31	private	private	ADJ
ajfa-5591	61	32	sector	sector	NOUN
ajfa-5591	61	33	as	as	ADP
ajfa-5591	61	34	per	per	ADP
ajfa-5591	61	35	the	the	DET
ajfa-5591	61	36	recommendations	recommendation	NOUN
ajfa-5591	61	37	of	of	ADP
ajfa-5591	61	38	narasimham	narasimham	PROPN
ajfa-5591	61	39	committee	committee	NOUN
ajfa-5591	61	40	.	.	PUNCT
ajfa-5591	62	1	there	there	PRON
ajfa-5591	62	2	was	be	VERB
ajfa-5591	62	3	the	the	DET
ajfa-5591	62	4	domination	domination	NOUN
ajfa-5591	62	5	of	of	ADP
ajfa-5591	62	6	indian	indian	ADJ
ajfa-5591	62	7	banking	banking	NOUN
ajfa-5591	62	8	industry	industry	NOUN
ajfa-5591	62	9	by	by	ADP
ajfa-5591	62	10	public	public	ADJ
ajfa-5591	62	11	sector	sector	NOUN
ajfa-5591	62	12	banks	bank	NOUN
ajfa-5591	62	13	.	.	PUNCT
ajfa-5591	63	1	but	but	CCONJ
ajfa-5591	63	2	now	now	ADV
ajfa-5591	63	3	the	the	DET
ajfa-5591	63	4	situations	situation	NOUN
ajfa-5591	63	5	have	have	AUX
ajfa-5591	63	6	changed	change	VERB
ajfa-5591	63	7	new	new	ADJ
ajfa-5591	63	8	generation	generation	NOUN
ajfa-5591	63	9	banks	bank	NOUN
ajfa-5591	63	10	with	with	ADP
ajfa-5591	63	11	use	use	NOUN
ajfa-5591	63	12	of	of	ADP
ajfa-5591	63	13	technology	technology	NOUN
ajfa-5591	63	14	and	and	CCONJ
ajfa-5591	63	15	professional	professional	ADJ
ajfa-5591	63	16	management	management	NOUN
ajfa-5591	63	17	has	have	AUX
ajfa-5591	63	18	gained	gain	VERB
ajfa-5591	63	19	a	a	DET
ajfa-5591	63	20	rational	rational	ADJ
ajfa-5591	63	21	position	position	NOUN
ajfa-5591	63	22	in	in	ADP
ajfa-5591	63	23	the	the	DET
ajfa-5591	63	24	banking	banking	NOUN
ajfa-5591	63	25	industry	industry	NOUN
ajfa-5591	63	26	.	.	PUNCT
ajfa-5591	64	1	brijesh	brijesh	PROPN
ajfa-5591	64	2	k.	k.	PROPN
ajfa-5591	64	3	saho	saho	PROPN
ajfa-5591	64	4	,	,	PUNCT
ajfa-5591	64	5	anandeep	anandeep	VERB
ajfa-5591	64	6	singh	singh	PROPN
ajfa-5591	64	7	(	(	PUNCT
ajfa-5591	64	8	2007	2007	NUM
ajfa-5591	64	9	)	)	PUNCT
ajfa-5591	64	10	,	,	PUNCT
ajfa-5591	64	11	this	this	DET
ajfa-5591	64	12	paper	paper	NOUN
ajfa-5591	64	13	attempts	attempt	VERB
ajfa-5591	64	14	to	to	PART
ajfa-5591	64	15	scrutinize	scrutinize	VERB
ajfa-5591	64	16	,	,	PUNCT
ajfa-5591	64	17	the	the	DET
ajfa-5591	64	18	performance	performance	NOUN
ajfa-5591	64	19	trends	trend	NOUN
ajfa-5591	64	20	of	of	ADP
ajfa-5591	64	21	the	the	DET
ajfa-5591	64	22	indian	indian	ADJ
ajfa-5591	64	23	commercial	commercial	ADJ
ajfa-5591	64	24	banks	bank	NOUN
ajfa-5591	64	25	for	for	ADP
ajfa-5591	64	26	the	the	DET
ajfa-5591	64	27	period	period	NOUN
ajfa-5591	64	28	:	:	PUNCT
ajfa-5591	64	29	1997	1997	NUM
ajfa-5591	64	30	-	-	SYM
ajfa-5591	64	31	98	98	NUM
ajfa-5591	64	32	2004	2004	NUM
ajfa-5591	64	33	-	-	SYM
ajfa-5591	64	34	2005	2005	NUM
ajfa-5591	64	35	.	.	PUNCT
ajfa-5591	65	1	our	our	PRON
ajfa-5591	65	2	broad	broad	ADJ
ajfa-5591	65	3	empirical	empirical	ADJ
ajfa-5591	65	4	findings	finding	NOUN
ajfa-5591	65	5	are	be	AUX
ajfa-5591	65	6	pinpointing	pinpoint	VERB
ajfa-5591	65	7	in	in	ADP
ajfa-5591	65	8	many	many	ADJ
ajfa-5591	65	9	ways	way	NOUN
ajfa-5591	65	10	.	.	PUNCT
ajfa-5591	66	1	first	first	ADV
ajfa-5591	66	2	,	,	PUNCT
ajfa-5591	66	3	there	there	PRON
ajfa-5591	66	4	is	be	VERB
ajfa-5591	66	5	a	a	DET
ajfa-5591	66	6	signal	signal	NOUN
ajfa-5591	66	7	of	of	ADP
ajfa-5591	66	8	an	an	DET
ajfa-5591	66	9	affirmative	affirmative	ADJ
ajfa-5591	66	10	gesture	gesture	NOUN
ajfa-5591	66	11	about	about	ADP
ajfa-5591	66	12	the	the	DET
ajfa-5591	66	13	effect	effect	NOUN
ajfa-5591	66	14	of	of	ADP
ajfa-5591	66	15	the	the	DET
ajfa-5591	66	16	reform	reform	NOUN
ajfa-5591	66	17	process	process	NOUN
ajfa-5591	66	18	on	on	ADP
ajfa-5591	66	19	the	the	DET
ajfa-5591	66	20	performance	performance	NOUN
ajfa-5591	66	21	of	of	ADP
ajfa-5591	66	22	the	the	DET
ajfa-5591	66	23	indian	indian	ADJ
ajfa-5591	66	24	banking	banking	NOUN
ajfa-5591	66	25	sector	sector	NOUN
ajfa-5591	66	26	by	by	ADP
ajfa-5591	66	27	the	the	DET
ajfa-5591	66	28	increasing	increase	VERB
ajfa-5591	66	29	average	average	ADJ
ajfa-5591	66	30	annual	annual	ADJ
ajfa-5591	66	31	trends	trend	NOUN
ajfa-5591	66	32	in	in	ADP
ajfa-5591	66	33	technical	technical	ADJ
ajfa-5591	66	34	efficiency	efficiency	NOUN
ajfa-5591	66	35	for	for	ADP
ajfa-5591	66	36	all	all	DET
ajfa-5591	66	37	ownership	ownership	NOUN
ajfa-5591	66	38	groups	group	NOUN
ajfa-5591	66	39	.	.	PUNCT
ajfa-5591	67	1	second	second	ADJ
ajfa-5591	67	2	,	,	PUNCT
ajfa-5591	67	3	the	the	DET
ajfa-5591	67	4	higher	high	ADJ
ajfa-5591	67	5	cost	cost	NOUN
ajfa-5591	67	6	efficiency	efficiency	NOUN
ajfa-5591	67	7	accrual	accrual	ADJ
ajfa-5591	67	8	of	of	ADP
ajfa-5591	67	9	private	private	ADJ
ajfa-5591	67	10	banks	bank	NOUN
ajfa-5591	67	11	over	over	ADP
ajfa-5591	67	12	nationalized	nationalize	VERB
ajfa-5591	67	13	banks	bank	NOUN
ajfa-5591	67	14	indicate	indicate	VERB
ajfa-5591	67	15	that	that	SCONJ
ajfa-5591	67	16	nationalized	nationalize	VERB
ajfa-5591	67	17	banks	bank	NOUN
ajfa-5591	67	18	,	,	PUNCT
ajfa-5591	67	19	though	though	SCONJ
ajfa-5591	67	20	old	old	ADJ
ajfa-5591	67	21	,	,	PUNCT
ajfa-5591	67	22	do	do	AUX
ajfa-5591	67	23	not	not	PART
ajfa-5591	67	24	reflect	reflect	VERB
ajfa-5591	67	25	their	their	PRON
ajfa-5591	67	26	learning	learning	NOUN
ajfa-5591	67	27	experience	experience	NOUN
ajfa-5591	67	28	in	in	ADP
ajfa-5591	67	29	their	their	PRON
ajfa-5591	67	30	cost	cost	NOUN
ajfa-5591	67	31	minimizing	minimize	VERB
ajfa-5591	67	32	behavior	behavior	NOUN
ajfa-5591	67	33	due	due	ADP
ajfa-5591	67	34	to	to	ADP
ajfa-5591	67	35	x	x	ADJ
ajfa-5591	67	36	-	-	NOUN
ajfa-5591	67	37	inefficiency	inefficiency	ADJ
ajfa-5591	67	38	factors	factor	NOUN
ajfa-5591	67	39	arising	arise	VERB
ajfa-5591	67	40	from	from	ADP
ajfa-5591	67	41	government	government	NOUN
ajfa-5591	67	42	ownership	ownership	NOUN
ajfa-5591	67	43	.	.	PUNCT
ajfa-5591	68	1	this	this	DET
ajfa-5591	68	2	finding	finding	NOUN
ajfa-5591	68	3	also	also	ADV
ajfa-5591	68	4	highlights	highlight	VERB
ajfa-5591	68	5	the	the	DET
ajfa-5591	68	6	possible	possible	ADJ
ajfa-5591	68	7	stronger	strong	ADJ
ajfa-5591	68	8	disciplining	discipline	VERB
ajfa-5591	68	9	role	role	NOUN
ajfa-5591	68	10	played	play	VERB
ajfa-5591	68	11	by	by	ADP
ajfa-5591	68	12	the	the	DET
ajfa-5591	68	13	capital	capital	NOUN
ajfa-5591	68	14	market	market	NOUN
ajfa-5591	68	15	indicating	indicate	VERB
ajfa-5591	68	16	a	a	DET
ajfa-5591	68	17	strong	strong	ADJ
ajfa-5591	68	18	link	link	NOUN
ajfa-5591	68	19	between	between	ADP
ajfa-5591	68	20	market	market	NOUN
ajfa-5591	68	21	for	for	ADP
ajfa-5591	68	22	corporate	corporate	ADJ
ajfa-5591	68	23	control	control	NOUN
ajfa-5591	68	24	and	and	CCONJ
ajfa-5591	68	25	efficiency	efficiency	NOUN
ajfa-5591	68	26	of	of	ADP
ajfa-5591	68	27	private	private	ADJ
ajfa-5591	68	28	enterprise	enterprise	NOUN
ajfa-5591	68	29	assumed	assume	VERB
ajfa-5591	68	30	by	by	ADP
ajfa-5591	68	31	property	property	NOUN
ajfa-5591	68	32	right	right	ADJ
ajfa-5591	68	33	hypothesis	hypothesis	NOUN
ajfa-5591	68	34	.	.	PUNCT
ajfa-5591	69	1	and	and	CCONJ
ajfa-5591	69	2	,	,	PUNCT
ajfa-5591	69	3	finally	finally	ADV
ajfa-5591	69	4	,	,	PUNCT
ajfa-5591	69	5	concerning	concern	VERB
ajfa-5591	69	6	the	the	DET
ajfa-5591	69	7	scale	scale	NOUN
ajfa-5591	69	8	elasticity	elasticity	NOUN
ajfa-5591	69	9	behavior	behavior	NOUN
ajfa-5591	69	10	,	,	PUNCT
ajfa-5591	69	11	the	the	DET
ajfa-5591	69	12	technology	technology	NOUN
ajfa-5591	69	13	and	and	CCONJ
ajfa-5591	69	14	market	market	NOUN
ajfa-5591	69	15	-	-	PUNCT
ajfa-5591	69	16	based	base	VERB
ajfa-5591	69	17	results	result	NOUN
ajfa-5591	69	18	differ	differ	AUX
ajfa-5591	69	19	significantly	significantly	ADV
ajfa-5591	69	20	supporting	support	VERB
ajfa-5591	69	21	the	the	DET
ajfa-5591	69	22	empirical	empirical	ADJ
ajfa-5591	69	23	distinction	distinction	NOUN
ajfa-5591	69	24	between	between	ADP
ajfa-5591	69	25	returns	return	NOUN
ajfa-5591	69	26	to	to	PART
ajfa-5591	69	27	scale	scale	VERB
ajfa-5591	69	28	and	and	CCONJ
ajfa-5591	69	29	economies	economy	NOUN
ajfa-5591	69	30	of	of	ADP
ajfa-5591	69	31	scale	scale	NOUN
ajfa-5591	69	32	,	,	PUNCT
ajfa-5591	69	33	often	often	ADV
ajfa-5591	69	34	used	use	VERB
ajfa-5591	69	35	interchangeably	interchangeably	ADV
ajfa-5591	69	36	in	in	ADP
ajfa-5591	69	37	the	the	DET
ajfa-5591	69	38	literature	literature	NOUN
ajfa-5591	69	39	.	.	PUNCT
ajfa-5591	70	1	vradi	vradi	PROPN
ajfa-5591	70	2	,	,	PUNCT
ajfa-5591	70	3	vijay	vijay	NOUN
ajfa-5591	70	4	,	,	PUNCT
ajfa-5591	70	5	mauluri	mauluri	PROPN
ajfa-5591	70	6	,	,	PUNCT
ajfa-5591	70	7	nagarjuna	nagarjuna	PROPN
ajfa-5591	70	8	(	(	PUNCT
ajfa-5591	70	9	2006	2006	NUM
ajfa-5591	70	10	)	)	PUNCT
ajfa-5591	70	11	,	,	PUNCT
ajfa-5591	70	12	in	in	ADP
ajfa-5591	70	13	his	his	PRON
ajfa-5591	70	14	study	study	NOUN
ajfa-5591	70	15	on	on	ADP
ajfa-5591	70	16	´	´	NOUN
ajfa-5591	70	17	”	"	PUNCT
ajfa-5591	70	18	measurement	measurement	NOUN
ajfa-5591	70	19	of	of	ADP
ajfa-5591	70	20	efficiency	efficiency	NOUN
ajfa-5591	70	21	of	of	ADP
ajfa-5591	70	22	banks	bank	NOUN
ajfa-5591	70	23	in	in	ADP
ajfa-5591	70	24	india	india	PROPN
ajfa-5591	70	25	”	"	PUNCT
ajfa-5591	70	26	concluded	conclude	VERB
ajfa-5591	70	27	that	that	SCONJ
ajfa-5591	70	28	in	in	ADP
ajfa-5591	70	29	modern	modern	ADJ
ajfa-5591	70	30	world	world	NOUN
ajfa-5591	70	31	performance	performance	NOUN
ajfa-5591	70	32	of	of	ADP
ajfa-5591	70	33	banking	banking	NOUN
ajfa-5591	70	34	is	be	AUX
ajfa-5591	70	35	more	more	ADV
ajfa-5591	70	36	important	important	ADJ
ajfa-5591	70	37	to	to	PART
ajfa-5591	70	38	stable	stable	VERB
ajfa-5591	70	39	the	the	DET
ajfa-5591	70	40	economy	economy	NOUN
ajfa-5591	70	41	in	in	ADP
ajfa-5591	70	42	order	order	NOUN
ajfa-5591	70	43	to	to	PART
ajfa-5591	70	44	see	see	VERB
ajfa-5591	70	45	the	the	DET
ajfa-5591	70	46	efficiency	efficiency	NOUN
ajfa-5591	70	47	of	of	ADP
ajfa-5591	70	48	indian	indian	ADJ
ajfa-5591	70	49	banks	bank	NOUN
ajfa-5591	70	50	.	.	PUNCT
ajfa-5591	71	1	we	we	PRON
ajfa-5591	71	2	have	have	AUX
ajfa-5591	71	3	seen	see	VERB
ajfa-5591	71	4	the	the	DET
ajfa-5591	71	5	fore	fore	NOUN
ajfa-5591	71	6	indicators	indicator	NOUN
ajfa-5591	71	7	i.e.	i.e.	X
ajfa-5591	71	8	profitability	profitability	NOUN
ajfa-5591	71	9	,	,	PUNCT
ajfa-5591	71	10	productivity	productivity	NOUN
ajfa-5591	71	11	,	,	PUNCT
ajfa-5591	71	12	assets	asset	NOUN
ajfa-5591	71	13	quality	quality	NOUN
ajfa-5591	71	14	and	and	CCONJ
ajfa-5591	71	15	financial	financial	ADJ
ajfa-5591	71	16	management	management	NOUN
ajfa-5591	71	17	for	for	ADP
ajfa-5591	71	18	all	all	DET
ajfa-5591	71	19	banks	bank	NOUN
ajfa-5591	71	20	such	such	ADJ
ajfa-5591	71	21	as	as	ADP
ajfa-5591	71	22	public	public	ADJ
ajfa-5591	71	23	sector	sector	NOUN
ajfa-5591	71	24	,	,	PUNCT
ajfa-5591	71	25	private	private	ADJ
ajfa-5591	71	26	sector	sector	NOUN
ajfa-5591	71	27	banks	bank	NOUN
ajfa-5591	71	28	in	in	ADP
ajfa-5591	71	29	india	india	PROPN
ajfa-5591	71	30	for	for	ADP
ajfa-5591	71	31	the	the	DET
ajfa-5591	71	32	period	period	NOUN
ajfa-5591	71	33	1999	1999	NUM
ajfa-5591	71	34	-	-	SYM
ajfa-5591	71	35	2000	2000	NUM
ajfa-5591	71	36	to	to	ADP
ajfa-5591	71	37	2002	2002	NUM
ajfa-5591	71	38	-	-	SYM
ajfa-5591	71	39	2003	2003	NUM
ajfa-5591	71	40	.	.	PUNCT
ajfa-5591	72	1	there	there	PRON
ajfa-5591	72	2	is	be	VERB
ajfa-5591	72	3	an	an	DET
ajfa-5591	72	4	adoption	adoption	NOUN
ajfa-5591	72	5	of	of	ADP
ajfa-5591	72	6	development	development	NOUN
ajfa-5591	72	7	envelopment	envelopment	ADJ
ajfa-5591	72	8	analysis	analysis	NOUN
ajfa-5591	72	9	for	for	ADP
ajfa-5591	72	10	measuring	measure	VERB
ajfa-5591	72	11	the	the	DET
ajfa-5591	72	12	efficiency	efficiency	NOUN
ajfa-5591	72	13	of	of	ADP
ajfa-5591	72	14	banks	bank	NOUN
ajfa-5591	72	15	leading	lead	VERB
ajfa-5591	72	16	to	to	ADP
ajfa-5591	72	17	a	a	DET
ajfa-5591	72	18	conclusion	conclusion	NOUN
ajfa-5591	72	19	that	that	SCONJ
ajfa-5591	72	20	public	public	ADJ
ajfa-5591	72	21	sectors	sector	NOUN
ajfa-5591	72	22	banks	bank	NOUN
ajfa-5591	72	23	are	be	AUX
ajfa-5591	72	24	more	more	ADV
ajfa-5591	72	25	efficient	efficient	ADJ
ajfa-5591	72	26	then	then	ADV
ajfa-5591	72	27	other	other	ADJ
ajfa-5591	72	28	banks	bank	NOUN
ajfa-5591	72	29	in	in	ADP
ajfa-5591	72	30	india	india	PROPN
ajfa-5591	72	31	.	.	PUNCT
ajfa-5591	73	1	petya	petya	PROPN
ajfa-5591	73	2	koeva	koeva	PROPN
ajfa-5591	73	3	(	(	PUNCT
ajfa-5591	73	4	july	july	PROPN
ajfa-5591	73	5	2003	2003	NUM
ajfa-5591	73	6	)	)	PUNCT
ajfa-5591	73	7	,	,	PUNCT
ajfa-5591	73	8	in	in	ADP
ajfa-5591	73	9	his	his	PRON
ajfa-5591	73	10	study	study	NOUN
ajfa-5591	73	11	on	on	ADP
ajfa-5591	73	12	“	"	PUNCT
ajfa-5591	73	13	the	the	DET
ajfa-5591	73	14	performance	performance	NOUN
ajfa-5591	73	15	of	of	ADP
ajfa-5591	73	16	indian	indian	ADJ
ajfa-5591	73	17	banks	bank	NOUN
ajfa-5591	73	18	”	"	PUNCT
ajfa-5591	73	19	concluded	conclude	VERB
ajfa-5591	73	20	that	that	SCONJ
ajfa-5591	73	21	during	during	ADP
ajfa-5591	73	22	financial	financial	ADJ
ajfa-5591	73	23	liberalization	liberalization	NOUN
ajfa-5591	73	24	period	period	NOUN
ajfa-5591	73	25	new	new	ADJ
ajfa-5591	73	26	empirical	empirical	ADJ
ajfa-5591	73	27	evidence	evidence	NOUN
ajfa-5591	73	28	has	have	AUX
ajfa-5591	73	29	been	be	AUX
ajfa-5591	73	30	seen	see	VERB
ajfa-5591	73	31	due	due	ADP
ajfa-5591	73	32	to	to	ADP
ajfa-5591	73	33	the	the	DET
ajfa-5591	73	34	impact	impact	NOUN
ajfa-5591	73	35	of	of	ADP
ajfa-5591	73	36	financial	financial	ADJ
ajfa-5591	73	37	liberalization	liberalization	NOUN
ajfa-5591	73	38	on	on	ADP
ajfa-5591	73	39	the	the	DET
ajfa-5591	73	40	performance	performance	NOUN
ajfa-5591	73	41	of	of	ADP
ajfa-5591	73	42	indian	indian	ADJ
ajfa-5591	73	43	commercial	commercial	ADJ
ajfa-5591	73	44	banks	bank	NOUN
ajfa-5591	73	45	.	.	PUNCT
ajfa-5591	74	1	the	the	DET
ajfa-5591	74	2	analysis	analysis	NOUN
ajfa-5591	74	3	focuses	focus	VERB
ajfa-5591	74	4	on	on	ADP
ajfa-5591	74	5	examination	examination	NOUN
ajfa-5591	74	6	of	of	ADP
ajfa-5591	74	7	the	the	DET
ajfa-5591	74	8	behavior	behavior	NOUN
ajfa-5591	74	9	and	and	CCONJ
ajfa-5591	74	10	determinants	determinant	NOUN
ajfa-5591	74	11	of	of	ADP
ajfa-5591	74	12	bank	bank	NOUN
ajfa-5591	74	13	intermediation	intermediation	NOUN
ajfa-5591	74	14	costs	cost	NOUN
ajfa-5591	74	15	and	and	CCONJ
ajfa-5591	74	16	profitability	profitability	NOUN
ajfa-5591	74	17	during	during	ADP
ajfa-5591	74	18	the	the	DET
ajfa-5591	74	19	liberalization	liberalization	NOUN
ajfa-5591	74	20	period	period	NOUN
ajfa-5591	74	21	has	have	AUX
ajfa-5591	74	22	been	be	AUX
ajfa-5591	74	23	focused	focus	VERB
ajfa-5591	74	24	by	by	ADP
ajfa-5591	74	25	the	the	DET
ajfa-5591	74	26	analysis	analysis	NOUN
ajfa-5591	74	27	.	.	PUNCT
ajfa-5591	75	1	the	the	DET
ajfa-5591	75	2	empirical	empirical	ADJ
ajfa-5591	75	3	results	result	NOUN
ajfa-5591	75	4	suggest	suggest	VERB
ajfa-5591	75	5	that	that	SCONJ
ajfa-5591	75	6	ownership	ownership	NOUN
ajfa-5591	75	7	type	type	NOUN
ajfa-5591	75	8	has	have	VERB
ajfa-5591	75	9	a	a	DET
ajfa-5591	75	10	major	major	ADJ
ajfa-5591	75	11	effect	effect	NOUN
ajfa-5591	75	12	on	on	ADP
ajfa-5591	75	13	some	some	DET
ajfa-5591	75	14	performance	performance	NOUN
ajfa-5591	75	15	indicators	indicator	NOUN
ajfa-5591	75	16	and	and	CCONJ
ajfa-5591	75	17	that	that	SCONJ
ajfa-5591	75	18	the	the	DET
ajfa-5591	75	19	observed	observe	VERB
ajfa-5591	75	20	augment	augment	NOUN
ajfa-5591	75	21	in	in	ADP
ajfa-5591	75	22	competition	competition	NOUN
ajfa-5591	75	23	during	during	ADP
ajfa-5591	75	24	financial	financial	ADJ
ajfa-5591	75	25	liberalization	liberalization	NOUN
ajfa-5591	75	26	has	have	AUX
ajfa-5591	75	27	been	be	AUX
ajfa-5591	75	28	related	relate	VERB
ajfa-5591	75	29	with	with	ADP
ajfa-5591	75	30	lower	low	ADJ
ajfa-5591	75	31	intermediation	intermediation	NOUN
ajfa-5591	75	32	costs	cost	NOUN
ajfa-5591	75	33	and	and	CCONJ
ajfa-5591	75	34	a	a	DET
ajfa-5591	75	35	profitability	profitability	NOUN
ajfa-5591	75	36	of	of	ADP
ajfa-5591	75	37	the	the	DET
ajfa-5591	75	38	indian	indian	ADJ
ajfa-5591	75	39	banks	bank	NOUN
ajfa-5591	75	40	.	.	PUNCT
ajfa-5591	76	1	research	research	NOUN
ajfa-5591	76	2	objectives	objective	NOUN
ajfa-5591	76	3	foreign	foreign	ADJ
ajfa-5591	76	4	banks	bank	NOUN
ajfa-5591	76	5	have	have	VERB
ajfa-5591	76	6	a	a	DET
ajfa-5591	76	7	progressive	progressive	ADJ
ajfa-5591	76	8	position	position	NOUN
ajfa-5591	76	9	in	in	ADP
ajfa-5591	76	10	indian	indian	ADJ
ajfa-5591	76	11	banking	banking	NOUN
ajfa-5591	76	12	system	system	NOUN
ajfa-5591	76	13	after	after	ADP
ajfa-5591	76	14	financial	financial	ADJ
ajfa-5591	76	15	reforms	reform	NOUN
ajfa-5591	76	16	.	.	PUNCT
ajfa-5591	77	1	in	in	ADP
ajfa-5591	77	2	this	this	DET
ajfa-5591	77	3	paper	paper	NOUN
ajfa-5591	77	4	,	,	PUNCT
ajfa-5591	77	5	we	we	PRON
ajfa-5591	77	6	will	will	AUX
ajfa-5591	77	7	examine	examine	VERB
ajfa-5591	77	8	the	the	DET
ajfa-5591	77	9	improved	improved	ADJ
ajfa-5591	77	10	performance	performance	NOUN
ajfa-5591	77	11	of	of	ADP
ajfa-5591	77	12	fbs	fbs	PROPN
ajfa-5591	77	13	through	through	ADP
ajfa-5591	77	14	the	the	DET
ajfa-5591	77	15	efficiency	efficiency	NOUN
ajfa-5591	77	16	measurement	measurement	NOUN
ajfa-5591	77	17	.	.	PUNCT
ajfa-5591	78	1	the	the	DET
ajfa-5591	78	2	rationale	rationale	NOUN
ajfa-5591	78	3	of	of	ADP
ajfa-5591	78	4	this	this	DET
ajfa-5591	78	5	paper	paper	NOUN
ajfa-5591	78	6	is	be	AUX
ajfa-5591	78	7	to	to	PART
ajfa-5591	78	8	compare	compare	VERB
ajfa-5591	78	9	the	the	DET
ajfa-5591	78	10	efficiency	efficiency	NOUN
ajfa-5591	78	11	of	of	ADP
ajfa-5591	78	12	foreign	foreign	ADJ
ajfa-5591	78	13	banks	bank	NOUN
ajfa-5591	78	14	with	with	ADP
ajfa-5591	78	15	psbs	psbs	NOUN
ajfa-5591	78	16	and	and	CCONJ
ajfa-5591	78	17	private	private	ADJ
ajfa-5591	78	18	banks	bank	NOUN
ajfa-5591	78	19	operating	operate	VERB
ajfa-5591	78	20	in	in	ADP
ajfa-5591	78	21	india	india	PROPN
ajfa-5591	78	22	over	over	ADP
ajfa-5591	78	23	the	the	DET
ajfa-5591	78	24	study	study	NOUN
ajfa-5591	78	25	period	period	NOUN
ajfa-5591	78	26	(	(	PUNCT
ajfa-5591	78	27	2008	2008	NUM
ajfa-5591	78	28	-	-	SYM
ajfa-5591	78	29	2013	2013	NUM
ajfa-5591	78	30	)	)	PUNCT
ajfa-5591	78	31	.	.	PUNCT
ajfa-5591	79	1	the	the	DET
ajfa-5591	79	2	noteworthy	noteworthy	ADJ
ajfa-5591	79	3	insights	insight	NOUN
ajfa-5591	79	4	are	be	AUX
ajfa-5591	79	5	attained	attain	VERB
ajfa-5591	79	6	by	by	ADP
ajfa-5591	79	7	empirical	empirical	ADJ
ajfa-5591	79	8	exploration	exploration	NOUN
ajfa-5591	79	9	which	which	PRON
ajfa-5591	79	10	could	could	AUX
ajfa-5591	79	11	be	be	AUX
ajfa-5591	79	12	useful	useful	ADJ
ajfa-5591	79	13	for	for	ADP
ajfa-5591	79	14	the	the	DET
ajfa-5591	79	15	management	management	NOUN
ajfa-5591	79	16	of	of	ADP
ajfa-5591	79	17	indian	indian	PROPN
ajfa-5591	79	18	financial	financial	PROPN
ajfa-5591	79	19	&	&	CCONJ
ajfa-5591	79	20	non	non	ADJ
ajfa-5591	79	21	-	-	ADJ
ajfa-5591	79	22	financial	financial	ADJ
ajfa-5591	79	23	counterparts	counterpart	NOUN
ajfa-5591	79	24	.	.	PUNCT
ajfa-5591	80	1	this	this	DET
ajfa-5591	80	2	paper	paper	NOUN
ajfa-5591	80	3	will	will	AUX
ajfa-5591	80	4	offer	offer	VERB
ajfa-5591	80	5	useful	useful	ADJ
ajfa-5591	80	6	information	information	NOUN
ajfa-5591	80	7	to	to	ADP
ajfa-5591	80	8	regulators	regulator	NOUN
ajfa-5591	80	9	and	and	CCONJ
ajfa-5591	80	10	policy	policy	NOUN
ajfa-5591	80	11	makers	maker	NOUN
ajfa-5591	80	12	.	.	PUNCT
ajfa-5591	81	1	we	we	PRON
ajfa-5591	81	2	can	can	AUX
ajfa-5591	81	3	postulate	postulate	VERB
ajfa-5591	81	4	the	the	DET
ajfa-5591	81	5	research	research	NOUN
ajfa-5591	81	6	objectives	objective	NOUN
ajfa-5591	81	7	as	as	SCONJ
ajfa-5591	81	8	follows	follow	VERB
ajfa-5591	81	9	:	:	PUNCT
ajfa-5591	81	10	asian	asian	ADJ
ajfa-5591	81	11	journal	journal	NOUN
ajfa-5591	81	12	of	of	ADP
ajfa-5591	81	13	finance	finance	PROPN
ajfa-5591	81	14	&	&	CCONJ
ajfa-5591	81	15	accounting	accounting	PROPN
ajfa-5591	81	16	issn	issn	PROPN
ajfa-5591	81	17	1946	1946	NUM
ajfa-5591	81	18	-	-	PUNCT
ajfa-5591	81	19	052x	052x	PROPN
ajfa-5591	81	20	2014	2014	NUM
ajfa-5591	81	21	,	,	PUNCT
ajfa-5591	81	22	vol	vol	NOUN
ajfa-5591	81	23	.	.	PROPN
ajfa-5591	82	1	6	6	NUM
ajfa-5591	82	2	,	,	PUNCT
ajfa-5591	82	3	no	no	INTJ
ajfa-5591	82	4	.	.	NOUN
ajfa-5591	82	5	2	2	NUM
ajfa-5591	82	6	www.macrothink.org/ajfa	www.macrothink.org/ajfa	NOUN
ajfa-5591	82	7	443	443	NUM
ajfa-5591	82	8			NOUN
ajfa-5591	82	9	to	to	PART
ajfa-5591	82	10	analyze	analyze	VERB
ajfa-5591	82	11	the	the	DET
ajfa-5591	82	12	overall	overall	ADJ
ajfa-5591	82	13	performance	performance	NOUN
ajfa-5591	82	14	of	of	ADP
ajfa-5591	82	15	fbs	fbs	PROPN
ajfa-5591	82	16	operating	operate	VERB
ajfa-5591	82	17	in	in	ADP
ajfa-5591	82	18	india	india	PROPN
ajfa-5591	82	19	(	(	PUNCT
ajfa-5591	82	20	as	as	ADP
ajfa-5591	82	21	a	a	DET
ajfa-5591	82	22	group	group	NOUN
ajfa-5591	82	23	)	)	PUNCT
ajfa-5591	82	24	in	in	ADP
ajfa-5591	82	25	comparison	comparison	NOUN
ajfa-5591	82	26	with	with	ADP
ajfa-5591	82	27	psbs	psbs	NOUN
ajfa-5591	82	28	and	and	CCONJ
ajfa-5591	82	29	private	private	ADJ
ajfa-5591	82	30	banks	bank	NOUN
ajfa-5591	82	31	.	.	PUNCT
ajfa-5591	83	1			NOUN
ajfa-5591	83	2	to	to	PART
ajfa-5591	83	3	gauge	gauge	VERB
ajfa-5591	83	4	the	the	DET
ajfa-5591	83	5	efficiency	efficiency	NOUN
ajfa-5591	83	6	of	of	ADP
ajfa-5591	83	7	each	each	DET
ajfa-5591	83	8	bank	bank	NOUN
ajfa-5591	83	9	towards	towards	ADP
ajfa-5591	83	10	the	the	DET
ajfa-5591	83	11	elements	element	NOUN
ajfa-5591	83	12	of	of	ADP
ajfa-5591	83	13	efficiency	efficiency	NOUN
ajfa-5591	83	14	and	and	CCONJ
ajfa-5591	83	15	overall	overall	ADJ
ajfa-5591	83	16	performance	performance	NOUN
ajfa-5591	83	17	.	.	PUNCT
ajfa-5591	84	1	to	to	PART
ajfa-5591	84	2	achieve	achieve	VERB
ajfa-5591	84	3	the	the	DET
ajfa-5591	84	4	above	above	ADJ
ajfa-5591	84	5	objectives	objective	NOUN
ajfa-5591	84	6	following	follow	VERB
ajfa-5591	84	7	empirical	empirical	ADJ
ajfa-5591	84	8	hypotheses	hypothesis	NOUN
ajfa-5591	84	9	are	be	AUX
ajfa-5591	84	10	formulated	formulate	VERB
ajfa-5591	84	11	:	:	PUNCT
ajfa-5591	84	12	hypothesis	hypothesis	NOUN
ajfa-5591	84	13	1	1	NUM
ajfa-5591	84	14	:	:	PUNCT
ajfa-5591	84	15	efficiency	efficiency	NOUN
ajfa-5591	84	16	of	of	ADP
ajfa-5591	84	17	foreign	foreign	ADJ
ajfa-5591	84	18	banks	bank	NOUN
ajfa-5591	84	19	(	(	PUNCT
ajfa-5591	84	20	as	as	ADP
ajfa-5591	84	21	a	a	DET
ajfa-5591	84	22	group	group	NOUN
ajfa-5591	84	23	)	)	PUNCT
ajfa-5591	84	24	has	have	AUX
ajfa-5591	84	25	improved	improve	VERB
ajfa-5591	84	26	during	during	ADP
ajfa-5591	84	27	the	the	DET
ajfa-5591	84	28	recent	recent	ADJ
ajfa-5591	84	29	time	time	NOUN
ajfa-5591	84	30	period	period	NOUN
ajfa-5591	84	31	from	from	ADP
ajfa-5591	84	32	2008	2008	NUM
ajfa-5591	84	33	-	-	SYM
ajfa-5591	84	34	2009	2009	NUM
ajfa-5591	84	35	to	to	ADP
ajfa-5591	84	36	2012	2012	NUM
ajfa-5591	84	37	-	-	SYM
ajfa-5591	84	38	2013	2013	NUM
ajfa-5591	84	39	in	in	ADP
ajfa-5591	84	40	comparison	comparison	NOUN
ajfa-5591	84	41	with	with	ADP
ajfa-5591	84	42	psbs	psbs	NOUN
ajfa-5591	84	43	and	and	CCONJ
ajfa-5591	84	44	private	private	ADJ
ajfa-5591	84	45	banks	bank	NOUN
ajfa-5591	84	46	.	.	PUNCT
ajfa-5591	85	1	hypothesis	hypothesis	NOUN
ajfa-5591	85	2	2	2	NUM
ajfa-5591	85	3	:	:	PUNCT
ajfa-5591	85	4	efficiency	efficiency	NOUN
ajfa-5591	85	5	measures	measure	NOUN
ajfa-5591	85	6	have	have	AUX
ajfa-5591	85	7	resulted	result	VERB
ajfa-5591	85	8	in	in	ADP
ajfa-5591	85	9	higher	high	ADJ
ajfa-5591	85	10	efficiency	efficiency	NOUN
ajfa-5591	85	11	level	level	NOUN
ajfa-5591	85	12	of	of	ADP
ajfa-5591	85	13	each	each	DET
ajfa-5591	85	14	individual	individual	ADJ
ajfa-5591	85	15	banking	banking	NOUN
ajfa-5591	85	16	unit	unit	NOUN
ajfa-5591	85	17	of	of	ADP
ajfa-5591	85	18	foreign	foreign	ADJ
ajfa-5591	85	19	sector	sector	NOUN
ajfa-5591	85	20	banks	bank	NOUN
ajfa-5591	85	21	.	.	PUNCT
ajfa-5591	86	1	data	datum	NOUN
ajfa-5591	86	2	and	and	CCONJ
ajfa-5591	86	3	methodology	methodology	NOUN
ajfa-5591	86	4	4.1	4.1	NUM
ajfa-5591	86	5	.	.	PUNCT
ajfa-5591	87	1	database	database	NOUN
ajfa-5591	87	2	the	the	DET
ajfa-5591	87	3	study	study	NOUN
ajfa-5591	87	4	has	have	AUX
ajfa-5591	87	5	measured	measure	VERB
ajfa-5591	87	6	the	the	DET
ajfa-5591	87	7	efficiency	efficiency	NOUN
ajfa-5591	87	8	level	level	NOUN
ajfa-5591	87	9	of	of	ADP
ajfa-5591	87	10	all	all	DET
ajfa-5591	87	11	fbs	fbs	X
ajfa-5591	87	12	operating	operate	VERB
ajfa-5591	87	13	in	in	ADP
ajfa-5591	87	14	india	india	PROPN
ajfa-5591	87	15	during	during	ADP
ajfa-5591	87	16	the	the	DET
ajfa-5591	87	17	last	last	ADJ
ajfa-5591	87	18	eight	eight	NUM
ajfa-5591	87	19	years	year	NOUN
ajfa-5591	87	20	from	from	ADP
ajfa-5591	87	21	2008	2008	NUM
ajfa-5591	87	22	-	-	SYM
ajfa-5591	87	23	2009	2009	NUM
ajfa-5591	87	24	to	to	ADP
ajfa-5591	87	25	2012	2012	NUM
ajfa-5591	87	26	-	-	SYM
ajfa-5591	87	27	2013	2013	NUM
ajfa-5591	87	28	.	.	PUNCT
ajfa-5591	88	1	the	the	DET
ajfa-5591	88	2	focal	focal	ADJ
ajfa-5591	88	3	point	point	NOUN
ajfa-5591	88	4	of	of	ADP
ajfa-5591	88	5	the	the	DET
ajfa-5591	88	6	paper	paper	NOUN
ajfa-5591	88	7	is	be	AUX
ajfa-5591	88	8	to	to	PART
ajfa-5591	88	9	assess	assess	VERB
ajfa-5591	88	10	the	the	DET
ajfa-5591	88	11	efficiency	efficiency	NOUN
ajfa-5591	88	12	scores	score	NOUN
ajfa-5591	88	13	of	of	ADP
ajfa-5591	88	14	the	the	DET
ajfa-5591	88	15	banks	bank	NOUN
ajfa-5591	88	16	using	use	VERB
ajfa-5591	88	17	dea	dea	NOUN
ajfa-5591	88	18	analysis	analysis	NOUN
ajfa-5591	88	19	.	.	PUNCT
ajfa-5591	89	1	while	while	SCONJ
ajfa-5591	89	2	there	there	PRON
ajfa-5591	89	3	are	be	VERB
ajfa-5591	89	4	43	43	NUM
ajfa-5591	89	5	fbs	fb	NOUN
ajfa-5591	89	6	that	that	PRON
ajfa-5591	89	7	are	be	AUX
ajfa-5591	89	8	working	work	VERB
ajfa-5591	89	9	currently	currently	ADV
ajfa-5591	89	10	in	in	ADP
ajfa-5591	89	11	india	india	PROPN
ajfa-5591	89	12	but	but	CCONJ
ajfa-5591	89	13	due	due	ADP
ajfa-5591	89	14	to	to	ADP
ajfa-5591	89	15	the	the	DET
ajfa-5591	89	16	limitation	limitation	NOUN
ajfa-5591	89	17	of	of	ADP
ajfa-5591	89	18	incomplete	incomplete	ADJ
ajfa-5591	89	19	data	datum	NOUN
ajfa-5591	89	20	of	of	ADP
ajfa-5591	89	21	twelve	twelve	NUM
ajfa-5591	89	22	banks	bank	NOUN
ajfa-5591	89	23	,	,	PUNCT
ajfa-5591	89	24	the	the	DET
ajfa-5591	89	25	paper	paper	NOUN
ajfa-5591	89	26	excluded	exclude	VERB
ajfa-5591	89	27	such	such	ADJ
ajfa-5591	89	28	banks	bank	NOUN
ajfa-5591	89	29	from	from	ADP
ajfa-5591	89	30	the	the	DET
ajfa-5591	89	31	sample	sample	NOUN
ajfa-5591	89	32	.	.	PUNCT
ajfa-5591	90	1	those	those	DET
ajfa-5591	90	2	banks	bank	NOUN
ajfa-5591	90	3	are	be	AUX
ajfa-5591	90	4	australia	australia	PROPN
ajfa-5591	90	5	and	and	CCONJ
ajfa-5591	90	6	newzealand	newzealand	PROPN
ajfa-5591	90	7	banking	banking	NOUN
ajfa-5591	90	8	group	group	NOUN
ajfa-5591	90	9	,	,	PUNCT
ajfa-5591	90	10	commonwealth	commonwealth	PROPN
ajfa-5591	90	11	bank	bank	PROPN
ajfa-5591	90	12	of	of	ADP
ajfa-5591	90	13	australia	australia	PROPN
ajfa-5591	90	14	,	,	PUNCT
ajfa-5591	90	15	credit	credit	NOUN
ajfa-5591	90	16	suisse	suisse	PROPN
ajfa-5591	90	17	ag	ag	PROPN
ajfa-5591	90	18	,	,	PUNCT
ajfa-5591	90	19	first	first	ADJ
ajfa-5591	90	20	rand	rand	NOUN
ajfa-5591	90	21	bank	bank	NOUN
ajfa-5591	90	22	,	,	PUNCT
ajfa-5591	90	23	industrial	industrial	ADJ
ajfa-5591	90	24	and	and	CCONJ
ajfa-5591	90	25	commercial	commercial	ADJ
ajfa-5591	90	26	bank	bank	PROPN
ajfa-5591	90	27	of	of	ADP
ajfa-5591	90	28	china	china	PROPN
ajfa-5591	90	29	,	,	PUNCT
ajfa-5591	90	30	national	national	PROPN
ajfa-5591	90	31	australia	australia	PROPN
ajfa-5591	90	32	bank	bank	PROPN
ajfa-5591	90	33	,	,	PUNCT
ajfa-5591	90	34	rebobank	rebobank	PROPN
ajfa-5591	90	35	international	international	PROPN
ajfa-5591	90	36	,	,	PUNCT
ajfa-5591	90	37	sber	sber	PROPN
ajfa-5591	90	38	bank	bank	PROPN
ajfa-5591	90	39	,	,	PUNCT
ajfa-5591	90	40	sumitomo	sumitomo	PROPN
ajfa-5591	90	41	mitsui	mitsui	PROPN
ajfa-5591	90	42	banking	banking	NOUN
ajfa-5591	90	43	corporation	corporation	NOUN
ajfa-5591	90	44	,	,	PUNCT
ajfa-5591	90	45	united	unite	VERB
ajfa-5591	90	46	overseas	overseas	PROPN
ajfa-5591	90	47	bank	bank	PROPN
ajfa-5591	90	48	,	,	PUNCT
ajfa-5591	90	49	westpac	westpac	PROPN
ajfa-5591	90	50	banking	banking	NOUN
ajfa-5591	90	51	corporation	corporation	NOUN
ajfa-5591	90	52	,	,	PUNCT
ajfa-5591	90	53	and	and	CCONJ
ajfa-5591	90	54	woori	woori	PROPN
ajfa-5591	90	55	bank	bank	PROPN
ajfa-5591	90	56	.	.	PUNCT
ajfa-5591	91	1	in	in	ADP
ajfa-5591	91	2	this	this	DET
ajfa-5591	91	3	study	study	NOUN
ajfa-5591	91	4	,	,	PUNCT
ajfa-5591	91	5	the	the	DET
ajfa-5591	91	6	sample	sample	NOUN
ajfa-5591	91	7	size	size	NOUN
ajfa-5591	91	8	of	of	ADP
ajfa-5591	91	9	31	31	NUM
ajfa-5591	91	10	fbs	fbs	PROPN
ajfa-5591	91	11	is	be	AUX
ajfa-5591	91	12	taken	take	VERB
ajfa-5591	91	13	which	which	PRON
ajfa-5591	91	14	is	be	AUX
ajfa-5591	91	15	adequately	adequately	ADV
ajfa-5591	91	16	large	large	ADJ
ajfa-5591	91	17	to	to	PART
ajfa-5591	91	18	take	take	VERB
ajfa-5591	91	19	care	care	NOUN
ajfa-5591	91	20	of	of	ADP
ajfa-5591	91	21	the	the	DET
ajfa-5591	91	22	constrictions	constriction	NOUN
ajfa-5591	91	23	imposed	impose	VERB
ajfa-5591	91	24	by	by	ADP
ajfa-5591	91	25	the	the	DET
ajfa-5591	91	26	requirement	requirement	NOUN
ajfa-5591	91	27	of	of	ADP
ajfa-5591	91	28	the	the	DET
ajfa-5591	91	29	dea	dea	PROPN
ajfa-5591	91	30	model	model	NOUN
ajfa-5591	91	31	.	.	PUNCT
ajfa-5591	92	1	4.2	4.2	NUM
ajfa-5591	92	2	.	.	PUNCT
ajfa-5591	92	3	methodology	methodology	NOUN
ajfa-5591	92	4	data	data	VERB
ajfa-5591	92	5	envelopment	envelopment	ADJ
ajfa-5591	92	6	analysis	analysis	NOUN
ajfa-5591	92	7	(	(	PUNCT
ajfa-5591	92	8	dea	dea	NOUN
ajfa-5591	92	9	)	)	PUNCT
ajfa-5591	92	10	is	be	AUX
ajfa-5591	92	11	a	a	DET
ajfa-5591	92	12	non	non	ADJ
ajfa-5591	92	13	-	-	ADJ
ajfa-5591	92	14	parametric	parametric	ADJ
ajfa-5591	92	15	linear	linear	ADJ
ajfa-5591	92	16	programming	programming	NOUN
ajfa-5591	92	17	based	base	VERB
ajfa-5591	92	18	data	datum	NOUN
ajfa-5591	92	19	analysis	analysis	NOUN
ajfa-5591	92	20	methodology	methodology	NOUN
ajfa-5591	92	21	introduced	introduce	VERB
ajfa-5591	92	22	by	by	ADP
ajfa-5591	92	23	charnes	charne	NOUN
ajfa-5591	92	24	,	,	PUNCT
ajfa-5591	92	25	cooper	cooper	NOUN
ajfa-5591	92	26	,	,	PUNCT
ajfa-5591	92	27	and	and	CCONJ
ajfa-5591	92	28	rhodes	rhode	NOUN
ajfa-5591	92	29	in	in	ADP
ajfa-5591	92	30	1978	1978	NUM
ajfa-5591	92	31	,	,	PUNCT
ajfa-5591	92	32	today	today	NOUN
ajfa-5591	92	33	called	call	VERB
ajfa-5591	92	34	the	the	DET
ajfa-5591	92	35	ccr	ccr	PROPN
ajfa-5591	92	36	model	model	NOUN
ajfa-5591	92	37	.	.	PUNCT
ajfa-5591	93	1	building	build	VERB
ajfa-5591	93	2	on	on	ADP
ajfa-5591	93	3	the	the	DET
ajfa-5591	93	4	ideas	idea	NOUN
ajfa-5591	93	5	of	of	ADP
ajfa-5591	93	6	farrell	farrell	PROPN
ajfa-5591	93	7	(	(	PUNCT
ajfa-5591	93	8	1957	1957	NUM
ajfa-5591	93	9	)	)	PUNCT
ajfa-5591	93	10	,	,	PUNCT
ajfa-5591	93	11	the	the	DET
ajfa-5591	93	12	seminal	seminal	ADJ
ajfa-5591	93	13	work	work	NOUN
ajfa-5591	93	14	“	"	PUNCT
ajfa-5591	93	15	measuring	measure	VERB
ajfa-5591	93	16	the	the	DET
ajfa-5591	93	17	efficiency	efficiency	NOUN
ajfa-5591	93	18	of	of	ADP
ajfa-5591	93	19	decision	decision	NOUN
ajfa-5591	93	20	making	make	VERB
ajfa-5591	93	21	units	unit	NOUN
ajfa-5591	93	22	”	"	PUNCT
ajfa-5591	93	23	by	by	ADP
ajfa-5591	93	24	charnes	charne	NOUN
ajfa-5591	93	25	et	et	PROPN
ajfa-5591	93	26	al	al	PROPN
ajfa-5591	93	27	.	.	PROPN
ajfa-5591	93	28	(	(	PUNCT
ajfa-5591	93	29	1978	1978	NUM
ajfa-5591	93	30	)	)	PUNCT
ajfa-5591	93	31	applies	apply	VERB
ajfa-5591	93	32	linear	linear	PROPN
ajfa-5591	93	33	programming	programming	NOUN
ajfa-5591	93	34	to	to	PART
ajfa-5591	93	35	estimate	estimate	VERB
ajfa-5591	93	36	an	an	DET
ajfa-5591	93	37	empirical	empirical	ADJ
ajfa-5591	93	38	production	production	NOUN
ajfa-5591	93	39	technology	technology	NOUN
ajfa-5591	93	40	frontier	frontier	NOUN
ajfa-5591	93	41	for	for	ADP
ajfa-5591	93	42	the	the	DET
ajfa-5591	93	43	first	first	ADJ
ajfa-5591	93	44	time	time	NOUN
ajfa-5591	93	45	.	.	PUNCT
ajfa-5591	94	1	since	since	SCONJ
ajfa-5591	94	2	then	then	ADV
ajfa-5591	94	3	,	,	PUNCT
ajfa-5591	94	4	there	there	PRON
ajfa-5591	94	5	have	have	AUX
ajfa-5591	94	6	been	be	AUX
ajfa-5591	94	7	a	a	DET
ajfa-5591	94	8	large	large	ADJ
ajfa-5591	94	9	number	number	NOUN
ajfa-5591	94	10	of	of	ADP
ajfa-5591	94	11	books	book	NOUN
ajfa-5591	94	12	and	and	CCONJ
ajfa-5591	94	13	articles	article	NOUN
ajfa-5591	94	14	written	write	VERB
ajfa-5591	94	15	on	on	ADP
ajfa-5591	94	16	dea	dea	PROPN
ajfa-5591	94	17	or	or	CCONJ
ajfa-5591	94	18	applying	apply	VERB
ajfa-5591	94	19	dea	dea	NOUN
ajfa-5591	94	20	on	on	ADP
ajfa-5591	94	21	various	various	ADJ
ajfa-5591	94	22	sets	set	NOUN
ajfa-5591	94	23	of	of	ADP
ajfa-5591	94	24	problems	problem	NOUN
ajfa-5591	94	25	.	.	PUNCT
ajfa-5591	95	1	other	other	ADJ
ajfa-5591	95	2	than	than	ADP
ajfa-5591	95	3	comparing	compare	VERB
ajfa-5591	95	4	efficiency	efficiency	NOUN
ajfa-5591	95	5	across	across	ADP
ajfa-5591	95	6	dmus	dmus	NOUN
ajfa-5591	95	7	within	within	ADP
ajfa-5591	95	8	an	an	DET
ajfa-5591	95	9	organization	organization	NOUN
ajfa-5591	95	10	,	,	PUNCT
ajfa-5591	95	11	dea	dea	PROPN
ajfa-5591	95	12	has	have	AUX
ajfa-5591	95	13	also	also	ADV
ajfa-5591	95	14	been	be	AUX
ajfa-5591	95	15	used	use	VERB
ajfa-5591	95	16	to	to	PART
ajfa-5591	95	17	compare	compare	VERB
ajfa-5591	95	18	efficiency	efficiency	NOUN
ajfa-5591	95	19	across	across	ADP
ajfa-5591	95	20	firms	firm	NOUN
ajfa-5591	95	21	.	.	PUNCT
ajfa-5591	96	1	there	there	PRON
ajfa-5591	96	2	are	be	VERB
ajfa-5591	96	3	several	several	ADJ
ajfa-5591	96	4	types	type	NOUN
ajfa-5591	96	5	of	of	ADP
ajfa-5591	96	6	dea	dea	NOUN
ajfa-5591	96	7	with	with	ADP
ajfa-5591	96	8	the	the	DET
ajfa-5591	96	9	most	most	ADV
ajfa-5591	96	10	basic	basic	ADJ
ajfa-5591	96	11	being	be	AUX
ajfa-5591	96	12	ccr	ccr	PROPN
ajfa-5591	96	13	,	,	PUNCT
ajfa-5591	96	14	however	however	ADV
ajfa-5591	96	15	there	there	PRON
ajfa-5591	96	16	are	be	VERB
ajfa-5591	96	17	also	also	ADV
ajfa-5591	96	18	dea	dea	NOUN
ajfa-5591	96	19	which	which	PRON
ajfa-5591	96	20	address	address	VERB
ajfa-5591	96	21	varying	vary	VERB
ajfa-5591	96	22	returns	return	NOUN
ajfa-5591	96	23	to	to	PART
ajfa-5591	96	24	scale	scale	VERB
ajfa-5591	96	25	,	,	PUNCT
ajfa-5591	96	26	either	either	CCONJ
ajfa-5591	96	27	crs	crs	PROPN
ajfa-5591	96	28	(	(	PUNCT
ajfa-5591	96	29	constant	constant	ADJ
ajfa-5591	96	30	returns	return	NOUN
ajfa-5591	96	31	to	to	PART
ajfa-5591	96	32	scale	scale	VERB
ajfa-5591	96	33	)	)	PUNCT
ajfa-5591	96	34	or	or	CCONJ
ajfa-5591	96	35	vrs	vrs	PROPN
ajfa-5591	96	36	(	(	PUNCT
ajfa-5591	96	37	variable	variable	ADJ
ajfa-5591	96	38	return	return	NOUN
ajfa-5591	96	39	to	to	ADP
ajfa-5591	96	40	scale	scale	NOUN
ajfa-5591	96	41	)	)	PUNCT
ajfa-5591	96	42	.	.	PUNCT
ajfa-5591	97	1	the	the	DET
ajfa-5591	97	2	main	main	ADJ
ajfa-5591	97	3	developments	development	NOUN
ajfa-5591	97	4	of	of	ADP
ajfa-5591	97	5	dea	dea	NOUN
ajfa-5591	97	6	in	in	ADP
ajfa-5591	97	7	the	the	DET
ajfa-5591	97	8	1970s	1970	NOUN
ajfa-5591	97	9	and	and	CCONJ
ajfa-5591	97	10	1980s	1980	NOUN
ajfa-5591	97	11	are	be	AUX
ajfa-5591	97	12	documented	document	VERB
ajfa-5591	97	13	by	by	ADP
ajfa-5591	97	14	seiford	seiford	PROPN
ajfa-5591	97	15	&	&	CCONJ
ajfa-5591	97	16	thrall	thrall	PROPN
ajfa-5591	97	17	(	(	PUNCT
ajfa-5591	97	18	1990).it	1990).it	PRON
ajfa-5591	97	19	assumes	assume	VERB
ajfa-5591	97	20	constant	constant	ADJ
ajfa-5591	97	21	returns	return	NOUN
ajfa-5591	97	22	to	to	PART
ajfa-5591	97	23	scale	scale	VERB
ajfa-5591	97	24	and	and	CCONJ
ajfa-5591	97	25	an	an	DET
ajfa-5591	97	26	orientation	orientation	NOUN
ajfa-5591	97	27	.	.	PUNCT
ajfa-5591	98	1	the	the	DET
ajfa-5591	98	2	study	study	NOUN
ajfa-5591	98	3	suggests	suggest	VERB
ajfa-5591	98	4	the	the	DET
ajfa-5591	98	5	fact	fact	NOUN
ajfa-5591	98	6	that	that	SCONJ
ajfa-5591	98	7	banks	bank	NOUN
ajfa-5591	98	8	use	use	VERB
ajfa-5591	98	9	certain	certain	ADJ
ajfa-5591	98	10	inputs	input	NOUN
ajfa-5591	98	11	to	to	PART
ajfa-5591	98	12	produce	produce	VERB
ajfa-5591	98	13	certain	certain	ADJ
ajfa-5591	98	14	outputs	output	NOUN
ajfa-5591	98	15	.	.	PUNCT
ajfa-5591	99	1	thus	thus	ADV
ajfa-5591	99	2	,	,	PUNCT
ajfa-5591	99	3	the	the	DET
ajfa-5591	99	4	efficiency	efficiency	NOUN
ajfa-5591	99	5	of	of	ADP
ajfa-5591	99	6	the	the	DET
ajfa-5591	99	7	banks	bank	NOUN
ajfa-5591	99	8	will	will	AUX
ajfa-5591	99	9	be	be	AUX
ajfa-5591	99	10	measured	measure	VERB
ajfa-5591	99	11	with	with	ADP
ajfa-5591	99	12	respect	respect	NOUN
ajfa-5591	99	13	to	to	ADP
ajfa-5591	99	14	how	how	SCONJ
ajfa-5591	99	15	efficiently	efficiently	ADV
ajfa-5591	99	16	they	they	PRON
ajfa-5591	99	17	are	be	AUX
ajfa-5591	99	18	able	able	ADJ
ajfa-5591	99	19	to	to	PART
ajfa-5591	99	20	utilize	utilize	VERB
ajfa-5591	99	21	their	their	PRON
ajfa-5591	99	22	inputs	input	NOUN
ajfa-5591	99	23	.	.	PUNCT
ajfa-5591	100	1	efficiency	efficiency	NOUN
ajfa-5591	100	2	is	be	AUX
ajfa-5591	100	3	measured	measure	VERB
ajfa-5591	100	4	by	by	ADP
ajfa-5591	100	5	the	the	DET
ajfa-5591	100	6	ratio	ratio	NOUN
ajfa-5591	100	7	of	of	ADP
ajfa-5591	100	8	weighted	weight	VERB
ajfa-5591	100	9	outputs	output	NOUN
ajfa-5591	100	10	to	to	ADP
ajfa-5591	100	11	weighted	weight	VERB
ajfa-5591	100	12	inputs	input	NOUN
ajfa-5591	100	13	.	.	PUNCT
ajfa-5591	101	1	the	the	DET
ajfa-5591	101	2	study	study	NOUN
ajfa-5591	101	3	suggests	suggest	VERB
ajfa-5591	101	4	the	the	DET
ajfa-5591	101	5	fact	fact	NOUN
ajfa-5591	101	6	that	that	SCONJ
ajfa-5591	101	7	banks	bank	NOUN
ajfa-5591	101	8	use	use	VERB
ajfa-5591	101	9	certain	certain	ADJ
ajfa-5591	101	10	inputs	input	NOUN
ajfa-5591	101	11	to	to	PART
ajfa-5591	101	12	produce	produce	VERB
ajfa-5591	101	13	certain	certain	ADJ
ajfa-5591	101	14	outputs	output	NOUN
ajfa-5591	101	15	.	.	PUNCT
ajfa-5591	102	1	the	the	DET
ajfa-5591	102	2	ratio	ratio	NOUN
ajfa-5591	102	3	has	have	VERB
ajfa-5591	102	4	the	the	DET
ajfa-5591	102	5	following	follow	VERB
ajfa-5591	102	6	form	form	NOUN
ajfa-5591	102	7	:	:	PUNCT
ajfa-5591	102	8	asian	asian	ADJ
ajfa-5591	102	9	journal	journal	NOUN
ajfa-5591	102	10	of	of	ADP
ajfa-5591	102	11	finance	finance	PROPN
ajfa-5591	102	12	&	&	CCONJ
ajfa-5591	102	13	accounting	accounting	PROPN
ajfa-5591	102	14	issn	issn	PROPN
ajfa-5591	102	15	1946	1946	NUM
ajfa-5591	102	16	-	-	PUNCT
ajfa-5591	102	17	052x	052x	PROPN
ajfa-5591	102	18	2014	2014	NUM
ajfa-5591	102	19	,	,	PUNCT
ajfa-5591	102	20	vol	vol	NOUN
ajfa-5591	102	21	.	.	PROPN
ajfa-5591	102	22	6	6	NUM
ajfa-5591	102	23	,	,	PUNCT
ajfa-5591	102	24	no	no	INTJ
ajfa-5591	102	25	.	.	NOUN
ajfa-5591	102	26	2	2	NUM
ajfa-5591	102	27	www.macrothink.org/ajfa	www.macrothink.org/ajfa	NOUN
ajfa-5591	102	28	444	444	NUM
ajfa-5591	102	29	u1	u1	NOUN
ajfa-5591	102	30	y1	y1	NOUN
ajfa-5591	102	31	+	+	CCONJ
ajfa-5591	102	32	u2	u2	PROPN
ajfa-5591	102	33	y2	y2	PROPN
ajfa-5591	102	34	+	+	CCONJ
ajfa-5591	102	35	…	…	PUNCT
ajfa-5591	102	36	…	…	PUNCT
ajfa-5591	102	37	.unyn	.unyn	NUM
ajfa-5591	102	38	,	,	PUNCT
ajfa-5591	102	39	v1x1	v1x1	ADP
ajfa-5591	102	40	+	+	ADJ
ajfa-5591	102	41	v2x2	v2x2	X
ajfa-5591	102	42	+	+	NOUN
ajfa-5591	102	43	…	…	PUNCT
ajfa-5591	102	44	...	...	PUNCT
ajfa-5591	102	45	vnxn	vnxn	NOUN
ajfa-5591	102	46	,	,	PUNCT
ajfa-5591	102	47	where	where	SCONJ
ajfa-5591	102	48	u	u	NOUN
ajfa-5591	102	49	,	,	PUNCT
ajfa-5591	102	50	v	v	NUM
ajfa-5591	102	51	are	be	AUX
ajfa-5591	102	52	the	the	DET
ajfa-5591	102	53	weights	weight	NOUN
ajfa-5591	102	54	for	for	ADP
ajfa-5591	102	55	the	the	DET
ajfa-5591	102	56	outputs	output	NOUN
ajfa-5591	102	57	,	,	PUNCT
ajfa-5591	102	58	(	(	PUNCT
ajfa-5591	102	59	y1	y1	X
ajfa-5591	102	60	…	…	SYM
ajfa-5591	102	61	yn	yn	NOUN
ajfa-5591	102	62	)	)	PUNCT
ajfa-5591	102	63	and	and	CCONJ
ajfa-5591	102	64	inputs	input	NOUN
ajfa-5591	102	65	x	x	SYM
ajfa-5591	102	66	(	(	PUNCT
ajfa-5591	102	67	x1	x1	PROPN
ajfa-5591	102	68	…	…	PUNCT
ajfa-5591	102	69	…	…	PUNCT
ajfa-5591	102	70	..	..	PUNCT
ajfa-5591	102	71	xn	xn	NUM
ajfa-5591	102	72	)	)	PUNCT
ajfa-5591	102	73	,	,	PUNCT
ajfa-5591	102	74	respectively	respectively	ADV
ajfa-5591	102	75	assume	assume	VERB
ajfa-5591	102	76	that	that	SCONJ
ajfa-5591	102	77	for	for	ADP
ajfa-5591	102	78	each	each	PRON
ajfa-5591	102	79	of	of	ADP
ajfa-5591	102	80	the	the	DET
ajfa-5591	102	81	n	n	NOUN
ajfa-5591	102	82	firms	firm	NOUN
ajfa-5591	102	83	there	there	PRON
ajfa-5591	102	84	are	be	VERB
ajfa-5591	102	85	data	datum	NOUN
ajfa-5591	102	86	on	on	ADP
ajfa-5591	102	87	k	k	PROPN
ajfa-5591	102	88	inputs	input	NOUN
ajfa-5591	102	89	and	and	CCONJ
ajfa-5591	102	90	m	m	NOUN
ajfa-5591	102	91	outputs	output	NOUN
ajfa-5591	102	92	and	and	CCONJ
ajfa-5591	102	93	represented	represent	VERB
ajfa-5591	102	94	by	by	ADP
ajfa-5591	102	95	the	the	DET
ajfa-5591	102	96	column	column	NOUN
ajfa-5591	102	97	vectors	vector	NOUN
ajfa-5591	102	98	xi	xi	X
ajfa-5591	102	99	and	and	CCONJ
ajfa-5591	102	100	yi	yi	PROPN
ajfa-5591	102	101	respectively	respectively	ADV
ajfa-5591	102	102	for	for	ADP
ajfa-5591	102	103	the	the	DET
ajfa-5591	102	104	ith	ith	PROPN
ajfa-5591	102	105	firm	firm	NOUN
ajfa-5591	102	106	.	.	PUNCT
ajfa-5591	103	1	this	this	PRON
ajfa-5591	103	2	may	may	AUX
ajfa-5591	103	3	be	be	AUX
ajfa-5591	103	4	expressed	express	VERB
ajfa-5591	103	5	as	as	ADP
ajfa-5591	103	6	(	(	PUNCT
ajfa-5591	103	7	u	u	NOUN
ajfa-5591	103	8	’	'	PUNCT
ajfa-5591	103	9	yi/	yi/	NOUN
ajfa-5591	103	10	v	v	NOUN
ajfa-5591	103	11	’	'	PUNCT
ajfa-5591	103	12	xi	xi	NUM
ajfa-5591	103	13	)	)	PUNCT
ajfa-5591	103	14	,	,	PUNCT
ajfa-5591	103	15	where	where	SCONJ
ajfa-5591	103	16	u	u	NOUN
ajfa-5591	103	17	is	be	AUX
ajfa-5591	103	18	an	an	DET
ajfa-5591	103	19	mx1	mx1	PROPN
ajfa-5591	103	20	vector	vector	NOUN
ajfa-5591	103	21	of	of	ADP
ajfa-5591	103	22	output	output	NOUN
ajfa-5591	103	23	weights	weight	NOUN
ajfa-5591	103	24	and	and	CCONJ
ajfa-5591	103	25	v	v	NOUN
ajfa-5591	103	26	is	be	AUX
ajfa-5591	103	27	a	a	DET
ajfa-5591	103	28	kx1	kx1	PROPN
ajfa-5591	103	29	vector	vector	NOUN
ajfa-5591	103	30	of	of	ADP
ajfa-5591	103	31	input	input	NOUN
ajfa-5591	103	32	weights	weight	NOUN
ajfa-5591	103	33	.	.	PUNCT
ajfa-5591	104	1	to	to	PART
ajfa-5591	104	2	arrive	arrive	VERB
ajfa-5591	104	3	at	at	ADP
ajfa-5591	104	4	the	the	DET
ajfa-5591	104	5	optimal	optimal	ADJ
ajfa-5591	104	6	weights	weight	NOUN
ajfa-5591	104	7	,	,	PUNCT
ajfa-5591	104	8	we	we	PRON
ajfa-5591	104	9	define	define	VERB
ajfa-5591	104	10	the	the	DET
ajfa-5591	104	11	following	follow	VERB
ajfa-5591	104	12	linear	linear	ADJ
ajfa-5591	104	13	programming	programming	NOUN
ajfa-5591	104	14	problem	problem	NOUN
ajfa-5591	104	15	as	as	ADP
ajfa-5591	104	16	:	:	PUNCT
ajfa-5591	104	17	max	max	PROPN
ajfa-5591	104	18	u	u	PROPN
ajfa-5591	104	19	,	,	PUNCT
ajfa-5591	104	20	v	v	PROPN
ajfa-5591	104	21	(	(	PUNCT
ajfa-5591	104	22	u	u	NOUN
ajfa-5591	104	23	’	'	PUNCT
ajfa-5591	104	24	yi/	yi/	NOUN
ajfa-5591	104	25	v	v	NOUN
ajfa-5591	104	26	’	'	PUNCT
ajfa-5591	104	27	xj	xj	NOUN
ajfa-5591	104	28	)	)	PUNCT
ajfa-5591	104	29	,	,	PUNCT
ajfa-5591	104	30	(	(	PUNCT
ajfa-5591	104	31	1	1	X
ajfa-5591	104	32	)	)	PUNCT
ajfa-5591	104	33	subject	subject	NOUN
ajfa-5591	104	34	to	to	ADP
ajfa-5591	104	35	u’yj	u’yj	PROPN
ajfa-5591	104	36	/	/	SYM
ajfa-5591	104	37	v’xj	v’xj	PROPN
ajfa-5591	104	38	�	�	PROPN
ajfa-5591	104	39	1	1	NUM
ajfa-5591	104	40	,	,	PUNCT
ajfa-5591	104	41	j	j	PROPN
ajfa-5591	104	42	=	=	SYM
ajfa-5591	104	43	1	1	NUM
ajfa-5591	104	44	,	,	PUNCT
ajfa-5591	104	45	2	2	NUM
ajfa-5591	104	46	...	...	SYM
ajfa-5591	104	47	n	n	CCONJ
ajfa-5591	104	48	,	,	PUNCT
ajfa-5591	104	49	u	u	NOUN
ajfa-5591	104	50	,	,	PUNCT
ajfa-5591	104	51	v	v	PROPN
ajfa-5591	104	52	�	�	PROPN
ajfa-5591	104	53	0	0	NUM
ajfa-5591	104	54	(	(	PUNCT
ajfa-5591	104	55	1	1	X
ajfa-5591	104	56	)	)	PUNCT
ajfa-5591	104	57	solving	solving	NOUN
ajfa-5591	104	58	(	(	PUNCT
ajfa-5591	104	59	1	1	X
ajfa-5591	104	60	)	)	PUNCT
ajfa-5591	104	61	will	will	AUX
ajfa-5591	104	62	involve	involve	VERB
ajfa-5591	104	63	finding	find	VERB
ajfa-5591	104	64	values	value	NOUN
ajfa-5591	104	65	for	for	ADP
ajfa-5591	104	66	u	u	NOUN
ajfa-5591	104	67	and	and	CCONJ
ajfa-5591	104	68	v	v	ADP
ajfa-5591	104	69	such	such	ADJ
ajfa-5591	104	70	that	that	SCONJ
ajfa-5591	104	71	the	the	DET
ajfa-5591	104	72	efficiency	efficiency	NOUN
ajfa-5591	104	73	measure	measure	NOUN
ajfa-5591	104	74	for	for	ADP
ajfa-5591	104	75	each	each	DET
ajfa-5591	104	76	firm	firm	NOUN
ajfa-5591	104	77	is	be	AUX
ajfa-5591	104	78	maximized	maximize	VERB
ajfa-5591	104	79	.	.	PUNCT
ajfa-5591	105	1	a	a	DET
ajfa-5591	105	2	notable	notable	ADJ
ajfa-5591	105	3	difficulty	difficulty	NOUN
ajfa-5591	105	4	with	with	ADP
ajfa-5591	105	5	this	this	DET
ajfa-5591	105	6	particular	particular	ADJ
ajfa-5591	105	7	model	model	NOUN
ajfa-5591	105	8	formulation	formulation	NOUN
ajfa-5591	105	9	is	be	AUX
ajfa-5591	105	10	that	that	SCONJ
ajfa-5591	105	11	it	it	PRON
ajfa-5591	105	12	can	can	AUX
ajfa-5591	105	13	have	have	VERB
ajfa-5591	105	14	an	an	DET
ajfa-5591	105	15	infinite	infinite	ADJ
ajfa-5591	105	16	number	number	NOUN
ajfa-5591	105	17	of	of	ADP
ajfa-5591	105	18	solutions	solution	NOUN
ajfa-5591	105	19	.	.	PUNCT
ajfa-5591	106	1	thus	thus	ADV
ajfa-5591	106	2	,	,	PUNCT
ajfa-5591	106	3	an	an	DET
ajfa-5591	106	4	additional	additional	ADJ
ajfa-5591	106	5	constraint	constraint	NOUN
ajfa-5591	106	6	is	be	AUX
ajfa-5591	106	7	added	add	VERB
ajfa-5591	106	8	,	,	PUNCT
ajfa-5591	106	9	v’xi	v’xi	NOUN
ajfa-5591	106	10	=	=	NOUN
ajfa-5591	106	11	1	1	NUM
ajfa-5591	106	12	so	so	SCONJ
ajfa-5591	106	13	that	that	SCONJ
ajfa-5591	106	14	this	this	DET
ajfa-5591	106	15	problem	problem	NOUN
ajfa-5591	106	16	can	can	AUX
ajfa-5591	106	17	be	be	AUX
ajfa-5591	106	18	avoided	avoid	VERB
ajfa-5591	106	19	.	.	PUNCT
ajfa-5591	107	1	the	the	DET
ajfa-5591	107	2	new	new	ADJ
ajfa-5591	107	3	model	model	NOUN
ajfa-5591	107	4	,	,	PUNCT
ajfa-5591	107	5	known	know	VERB
ajfa-5591	107	6	as	as	ADP
ajfa-5591	107	7	the	the	DET
ajfa-5591	107	8	transformation	transformation	NOUN
ajfa-5591	107	9	model	model	NOUN
ajfa-5591	107	10	,	,	PUNCT
ajfa-5591	107	11	thus	thus	ADV
ajfa-5591	107	12	becomes	become	VERB
ajfa-5591	107	13	:	:	PUNCT
ajfa-5591	107	14	max	max	PROPN
ajfa-5591	107	15	�	�	PROPN
ajfa-5591	107	16	,	,	PUNCT
ajfa-5591	107	17	v	v	PROPN
ajfa-5591	107	18	(	(	PUNCT
ajfa-5591	107	19	�	�	NOUN
ajfa-5591	107	20	’	'	PUNCT
ajfa-5591	107	21	yi	yi	NOUN
ajfa-5591	107	22	)	)	PUNCT
ajfa-5591	107	23	,	,	PUNCT
ajfa-5591	107	24	(	(	PUNCT
ajfa-5591	107	25	2	2	X
ajfa-5591	107	26	)	)	PUNCT
ajfa-5591	107	27	subject	subject	NOUN
ajfa-5591	107	28	to	to	ADP
ajfa-5591	107	29	,	,	PUNCT
ajfa-5591	107	30	v	v	NOUN
ajfa-5591	107	31	’	'	PUNCT
ajfa-5591	107	32	xi	xi	VERB
ajfa-5591	107	33	=	=	SYM
ajfa-5591	107	34	1	1	NUM
ajfa-5591	107	35	�	�	PROPN
ajfa-5591	107	36	’	'	PUNCT
ajfa-5591	107	37	yj	yj	PROPN
ajfa-5591	107	38	–	–	PUNCT
ajfa-5591	107	39	v	v	NOUN
ajfa-5591	107	40	’	'	PUNCT
ajfa-5591	107	41	xj	xj	PROPN
ajfa-5591	107	42	�	�	PROPN
ajfa-5591	107	43	0	0	NUM
ajfa-5591	107	44	,	,	PUNCT
ajfa-5591	107	45	j=	j=	NOUN
ajfa-5591	107	46	1	1	NUM
ajfa-5591	107	47	,	,	PUNCT
ajfa-5591	107	48	2	2	NUM
ajfa-5591	107	49	...	...	SYM
ajfa-5591	107	50	n	n	CCONJ
ajfa-5591	107	51	,	,	PUNCT
ajfa-5591	107	52	�	�	PROPN
ajfa-5591	107	53	,	,	PUNCT
ajfa-5591	107	54	v	v	X
ajfa-5591	107	55	�	�	PROPN
ajfa-5591	107	56	0	0	PUNCT
ajfa-5591	107	57	(	(	PUNCT
ajfa-5591	107	58	2	2	NUM
ajfa-5591	107	59	)	)	PUNCT
ajfa-5591	107	60	to	to	PART
ajfa-5591	107	61	reflect	reflect	VERB
ajfa-5591	107	62	the	the	DET
ajfa-5591	107	63	transformation	transformation	NOUN
ajfa-5591	107	64	,	,	PUNCT
ajfa-5591	107	65	u	u	NOUN
ajfa-5591	107	66	has	have	AUX
ajfa-5591	107	67	been	be	AUX
ajfa-5591	107	68	replaced	replace	VERB
ajfa-5591	107	69	by	by	ADP
ajfa-5591	107	70	�	�	PROPN
ajfa-5591	107	71	and	and	CCONJ
ajfa-5591	107	72	v	v	NOUN
ajfa-5591	107	73	has	have	AUX
ajfa-5591	107	74	been	be	AUX
ajfa-5591	107	75	replaced	replace	VERB
ajfa-5591	107	76	by	by	ADP
ajfa-5591	107	77	v.	v.	ADP
ajfa-5591	107	78	this	this	DET
ajfa-5591	107	79	form	form	NOUN
ajfa-5591	107	80	in	in	ADP
ajfa-5591	107	81	equation	equation	NOUN
ajfa-5591	107	82	(	(	PUNCT
ajfa-5591	107	83	2	2	X
ajfa-5591	107	84	)	)	PUNCT
ajfa-5591	107	85	is	be	AUX
ajfa-5591	107	86	known	know	VERB
ajfa-5591	107	87	as	as	ADP
ajfa-5591	107	88	the	the	DET
ajfa-5591	107	89	multiplier	multipli	ADJ
ajfa-5591	107	90	form	form	NOUN
ajfa-5591	107	91	of	of	ADP
ajfa-5591	107	92	the	the	DET
ajfa-5591	107	93	dea	dea	PROPN
ajfa-5591	107	94	linear	linear	PROPN
ajfa-5591	107	95	programming	programming	NOUN
ajfa-5591	107	96	problem	problem	NOUN
ajfa-5591	107	97	.	.	PUNCT
ajfa-5591	108	1	using	use	VERB
ajfa-5591	108	2	duality	duality	NOUN
ajfa-5591	108	3	in	in	ADP
ajfa-5591	108	4	linear	linear	PROPN
ajfa-5591	108	5	programming	programming	NOUN
ajfa-5591	108	6	,	,	PUNCT
ajfa-5591	108	7	one	one	PRON
ajfa-5591	108	8	can	can	AUX
ajfa-5591	108	9	derive	derive	VERB
ajfa-5591	108	10	an	an	DET
ajfa-5591	108	11	equivalent	equivalent	ADJ
ajfa-5591	108	12	envelopment	envelopment	ADJ
ajfa-5591	108	13	form	form	NOUN
ajfa-5591	108	14	of	of	ADP
ajfa-5591	108	15	this	this	DET
ajfa-5591	108	16	problem	problem	NOUN
ajfa-5591	108	17	:	:	PUNCT
ajfa-5591	108	18	min	min	PROPN
ajfa-5591	108	19	�	�	PROPN
ajfa-5591	108	20	,	,	PUNCT
ajfa-5591	108	21	�	�	PROPN
ajfa-5591	108	22	�	�	PROPN
ajfa-5591	108	23	,	,	PUNCT
ajfa-5591	108	24	(	(	PUNCT
ajfa-5591	108	25	3	3	X
ajfa-5591	108	26	)	)	PUNCT
ajfa-5591	108	27	subject	subject	NOUN
ajfa-5591	108	28	to	to	ADP
ajfa-5591	108	29	,	,	PUNCT
ajfa-5591	108	30	-yi	-yi	PUNCT
ajfa-5591	108	31	+	+	ADJ
ajfa-5591	108	32	y	y	PROPN
ajfa-5591	108	33	�	�	PROPN
ajfa-5591	108	34	�	�	PROPN
ajfa-5591	108	35	0	0	NUM
ajfa-5591	108	36	�	�	PROPN
ajfa-5591	108	37	xi	xi	ADP
ajfa-5591	108	38	x	x	PROPN
ajfa-5591	108	39	�	�	PROPN
ajfa-5591	108	40	�	�	PROPN
ajfa-5591	108	41	0	0	NUM
ajfa-5591	108	42	(	(	PUNCT
ajfa-5591	108	43	3	3	NUM
ajfa-5591	108	44	)	)	PUNCT
ajfa-5591	108	45	�	�	PROPN
ajfa-5591	108	46	�	�	PROPN
ajfa-5591	108	47	0	0	PROPN
ajfa-5591	108	48	,	,	PUNCT
ajfa-5591	108	49	where	where	SCONJ
ajfa-5591	108	50	�	�	PROPN
ajfa-5591	108	51	is	be	AUX
ajfa-5591	108	52	a	a	DET
ajfa-5591	108	53	scalar	scalar	ADJ
ajfa-5591	108	54	and	and	CCONJ
ajfa-5591	108	55	�	�	PROPN
ajfa-5591	108	56	is	be	AUX
ajfa-5591	108	57	a	a	DET
ajfa-5591	108	58	nx1	nx1	NOUN
ajfa-5591	108	59	vector	vector	NOUN
ajfa-5591	108	60	of	of	ADP
ajfa-5591	108	61	constants	constant	NOUN
ajfa-5591	108	62	the	the	DET
ajfa-5591	108	63	value	value	NOUN
ajfa-5591	108	64	obtained	obtain	VERB
ajfa-5591	108	65	for	for	ADP
ajfa-5591	108	66	will	will	AUX
ajfa-5591	108	67	be	be	AUX
ajfa-5591	108	68	the	the	DET
ajfa-5591	108	69	efficiency	efficiency	NOUN
ajfa-5591	108	70	for	for	ADP
ajfa-5591	108	71	the	the	DET
ajfa-5591	108	72	jth	jth	PROPN
ajfa-5591	108	73	decision	decision	PROPN
ajfa-5591	108	74	making	make	VERB
ajfa-5591	108	75	unit	unit	NOUN
ajfa-5591	108	76	(	(	PUNCT
ajfa-5591	108	77	dmu	dmu	PROPN
ajfa-5591	108	78	)	)	PUNCT
ajfa-5591	108	79	.	.	PUNCT
ajfa-5591	109	1	the	the	DET
ajfa-5591	109	2	linear	linear	ADJ
ajfa-5591	109	3	programming	programming	NOUN
ajfa-5591	109	4	problem	problem	NOUN
ajfa-5591	109	5	would	would	AUX
ajfa-5591	109	6	be	be	AUX
ajfa-5591	109	7	solved	solve	VERB
ajfa-5591	109	8	for	for	SCONJ
ajfa-5591	109	9	each	each	DET
ajfa-5591	109	10	dmu	dmu	PROPN
ajfa-5591	109	11	taken	take	VERB
ajfa-5591	109	12	in	in	ADP
ajfa-5591	109	13	the	the	DET
ajfa-5591	109	14	study	study	NOUN
ajfa-5591	109	15	.	.	PUNCT
ajfa-5591	110	1	�	�	PROPN
ajfa-5591	110	2	=	=	SYM
ajfa-5591	110	3	1	1	NUM
ajfa-5591	110	4	will	will	AUX
ajfa-5591	110	5	identify	identify	VERB
ajfa-5591	110	6	the	the	DET
ajfa-5591	110	7	technically	technically	ADV
ajfa-5591	110	8	efficient	efficient	ADJ
ajfa-5591	110	9	dmu	dmu	PROPN
ajfa-5591	110	10	and	and	CCONJ
ajfa-5591	110	11	all	all	DET
ajfa-5591	110	12	other	other	ADJ
ajfa-5591	110	13	dmus	dmus	NOUN
ajfa-5591	110	14	would	would	AUX
ajfa-5591	110	15	have	have	VERB
ajfa-5591	110	16	�	�	PROPN
ajfa-5591	110	17	<	<	X
ajfa-5591	110	18	1	1	NUM
ajfa-5591	110	19	,	,	PUNCT
ajfa-5591	110	20	implying	imply	VERB
ajfa-5591	110	21	that	that	SCONJ
ajfa-5591	110	22	the	the	DET
ajfa-5591	110	23	efficiency	efficiency	NOUN
ajfa-5591	110	24	scores	score	NOUN
ajfa-5591	110	25	of	of	ADP
ajfa-5591	110	26	all	all	DET
ajfa-5591	110	27	other	other	ADJ
ajfa-5591	110	28	dmu	dmu	PROPN
ajfa-5591	110	29	will	will	AUX
ajfa-5591	110	30	be	be	AUX
ajfa-5591	110	31	measured	measure	VERB
ajfa-5591	110	32	relative	relative	ADJ
ajfa-5591	110	33	to	to	ADP
ajfa-5591	110	34	the	the	DET
ajfa-5591	110	35	technically	technically	ADV
ajfa-5591	110	36	efficient	efficient	ADJ
ajfa-5591	110	37	units	unit	NOUN
ajfa-5591	110	38	that	that	PRON
ajfa-5591	110	39	have	have	VERB
ajfa-5591	110	40	a	a	DET
ajfa-5591	110	41	score	score	NOUN
ajfa-5591	110	42	of	of	ADP
ajfa-5591	110	43	�	�	PROPN
ajfa-5591	110	44	=	=	SYM
ajfa-5591	110	45	1	1	X
ajfa-5591	110	46	.	.	PUNCT
ajfa-5591	111	1	in	in	ADP
ajfa-5591	111	2	this	this	DET
ajfa-5591	111	3	study	study	NOUN
ajfa-5591	111	4	each	each	DET
ajfa-5591	111	5	bank	bank	NOUN
ajfa-5591	111	6	under	under	ADP
ajfa-5591	111	7	observation	observation	NOUN
ajfa-5591	111	8	will	will	AUX
ajfa-5591	111	9	be	be	AUX
ajfa-5591	111	10	treated	treat	VERB
ajfa-5591	111	11	as	as	ADP
ajfa-5591	111	12	a	a	DET
ajfa-5591	111	13	asian	asian	ADJ
ajfa-5591	111	14	journal	journal	NOUN
ajfa-5591	111	15	of	of	ADP
ajfa-5591	111	16	finance	finance	PROPN
ajfa-5591	111	17	&	&	CCONJ
ajfa-5591	111	18	accounting	accounting	PROPN
ajfa-5591	111	19	issn	issn	PROPN
ajfa-5591	111	20	1946	1946	NUM
ajfa-5591	111	21	-	-	PUNCT
ajfa-5591	111	22	052x	052x	PROPN
ajfa-5591	111	23	2014	2014	NUM
ajfa-5591	111	24	,	,	PUNCT
ajfa-5591	111	25	vol	vol	NOUN
ajfa-5591	111	26	.	.	PROPN
ajfa-5591	111	27	6	6	NUM
ajfa-5591	111	28	,	,	PUNCT
ajfa-5591	111	29	no	no	INTJ
ajfa-5591	111	30	.	.	NOUN
ajfa-5591	111	31	2	2	NUM
ajfa-5591	111	32	www.macrothink.org/ajfa	www.macrothink.org/ajfa	NUM
ajfa-5591	111	33	445	445	NUM
ajfa-5591	111	34	dmu	dmu	PROPN
ajfa-5591	111	35	.	.	PUNCT
ajfa-5591	112	1	a	a	DET
ajfa-5591	112	2	separate	separate	ADJ
ajfa-5591	112	3	frontier	frontier	NOUN
ajfa-5591	112	4	will	will	AUX
ajfa-5591	112	5	emphasize	emphasize	VERB
ajfa-5591	112	6	the	the	DET
ajfa-5591	112	7	changes	change	NOUN
ajfa-5591	112	8	taking	take	VERB
ajfa-5591	112	9	place	place	NOUN
ajfa-5591	112	10	in	in	ADP
ajfa-5591	112	11	the	the	DET
ajfa-5591	112	12	macro	macro	ADJ
ajfa-5591	112	13	economy	economy	NOUN
ajfa-5591	112	14	and	and	CCONJ
ajfa-5591	112	15	the	the	DET
ajfa-5591	112	16	supervisory	supervisory	ADJ
ajfa-5591	112	17	policies	policy	NOUN
ajfa-5591	112	18	of	of	ADP
ajfa-5591	112	19	rbi	rbi	PROPN
ajfa-5591	112	20	.	.	PUNCT
ajfa-5591	113	1	dea	dea	PROPN
ajfa-5591	113	2	gives	give	VERB
ajfa-5591	113	3	us	we	PRON
ajfa-5591	113	4	the	the	DET
ajfa-5591	113	5	relative	relative	ADJ
ajfa-5591	113	6	efficiency	efficiency	NOUN
ajfa-5591	113	7	measure	measure	NOUN
ajfa-5591	113	8	of	of	ADP
ajfa-5591	113	9	the	the	DET
ajfa-5591	113	10	dmus	dmus	NOUN
ajfa-5591	113	11	.	.	PUNCT
ajfa-5591	114	1	dea	dea	PROPN
ajfa-5591	114	2	results	result	NOUN
ajfa-5591	114	3	are	be	AUX
ajfa-5591	114	4	sampled	sample	VERB
ajfa-5591	114	5	specific	specific	ADJ
ajfa-5591	114	6	.	.	PUNCT
ajfa-5591	115	1	they	they	PRON
ajfa-5591	115	2	do	do	AUX
ajfa-5591	115	3	n’t	not	PART
ajfa-5591	115	4	reflect	reflect	VERB
ajfa-5591	115	5	the	the	DET
ajfa-5591	115	6	absolute	absolute	ADJ
ajfa-5591	115	7	efficiency	efficiency	NOUN
ajfa-5591	115	8	measures	measure	NOUN
ajfa-5591	115	9	.	.	PUNCT
ajfa-5591	116	1	this	this	PRON
ajfa-5591	116	2	means	mean	VERB
ajfa-5591	116	3	that	that	SCONJ
ajfa-5591	116	4	the	the	DET
ajfa-5591	116	5	best	well	ADV
ajfa-5591	116	6	performing	perform	VERB
ajfa-5591	116	7	dmu	dmu	PROPN
ajfa-5591	116	8	out	out	ADP
ajfa-5591	116	9	of	of	ADP
ajfa-5591	116	10	the	the	DET
ajfa-5591	116	11	group	group	NOUN
ajfa-5591	116	12	will	will	AUX
ajfa-5591	116	13	be	be	AUX
ajfa-5591	116	14	shown	show	VERB
ajfa-5591	116	15	as	as	ADP
ajfa-5591	116	16	100	100	NUM
ajfa-5591	116	17	percent	percent	NOUN
ajfa-5591	116	18	efficient	efficient	ADJ
ajfa-5591	116	19	.	.	PUNCT
ajfa-5591	117	1	the	the	DET
ajfa-5591	117	2	rest	rest	NOUN
ajfa-5591	117	3	of	of	ADP
ajfa-5591	117	4	the	the	DET
ajfa-5591	117	5	dmus	dmus	NOUN
ajfa-5591	117	6	will	will	AUX
ajfa-5591	117	7	be	be	AUX
ajfa-5591	117	8	benchmarked	benchmarke	VERB
ajfa-5591	117	9	against	against	ADP
ajfa-5591	117	10	this	this	DET
ajfa-5591	117	11	one	one	NUM
ajfa-5591	117	12	.	.	PUNCT
ajfa-5591	118	1	another	another	DET
ajfa-5591	118	2	expressing	express	VERB
ajfa-5591	118	3	way	way	NOUN
ajfa-5591	118	4	of	of	ADP
ajfa-5591	118	5	this	this	PRON
ajfa-5591	118	6	is	be	AUX
ajfa-5591	118	7	to	to	PART
ajfa-5591	118	8	say	say	VERB
ajfa-5591	118	9	that	that	SCONJ
ajfa-5591	118	10	an	an	DET
ajfa-5591	118	11	efficient	efficient	ADJ
ajfa-5591	118	12	unit	unit	NOUN
ajfa-5591	118	13	does	do	AUX
ajfa-5591	118	14	n’t	not	PART
ajfa-5591	118	15	necessarily	necessarily	ADV
ajfa-5591	118	16	produce	produce	VERB
ajfa-5591	118	17	the	the	DET
ajfa-5591	118	18	maximum	maximum	ADJ
ajfa-5591	118	19	output	output	NOUN
ajfa-5591	118	20	viable	viable	ADJ
ajfa-5591	118	21	for	for	ADP
ajfa-5591	118	22	a	a	DET
ajfa-5591	118	23	given	give	VERB
ajfa-5591	118	24	level	level	NOUN
ajfa-5591	118	25	of	of	ADP
ajfa-5591	118	26	input	input	NOUN
ajfa-5591	118	27	(	(	PUNCT
ajfa-5591	118	28	miller	miller	PROPN
ajfa-5591	118	29	&	&	CCONJ
ajfa-5591	118	30	noulas	noulas	PROPN
ajfa-5591	118	31	,	,	PUNCT
ajfa-5591	118	32	1996	1996	NUM
ajfa-5591	118	33	)	)	PUNCT
ajfa-5591	118	34	.	.	PUNCT
ajfa-5591	119	1	in	in	ADP
ajfa-5591	119	2	this	this	DET
ajfa-5591	119	3	paper	paper	NOUN
ajfa-5591	119	4	,	,	PUNCT
ajfa-5591	119	5	we	we	PRON
ajfa-5591	119	6	have	have	AUX
ajfa-5591	119	7	taken	take	VERB
ajfa-5591	119	8	an	an	DET
ajfa-5591	119	9	intermediation	intermediation	NOUN
ajfa-5591	119	10	approach	approach	NOUN
ajfa-5591	119	11	.	.	PUNCT
ajfa-5591	120	1	hence	hence	ADV
ajfa-5591	120	2	,	,	PUNCT
ajfa-5591	120	3	deposits	deposit	NOUN
ajfa-5591	120	4	,	,	PUNCT
ajfa-5591	120	5	investments	investment	NOUN
ajfa-5591	120	6	,	,	PUNCT
ajfa-5591	120	7	operating	operating	NOUN
ajfa-5591	120	8	expenses	expense	NOUN
ajfa-5591	120	9	and	and	CCONJ
ajfa-5591	120	10	number	number	NOUN
ajfa-5591	120	11	of	of	ADP
ajfa-5591	120	12	employees	employee	NOUN
ajfa-5591	120	13	are	be	AUX
ajfa-5591	120	14	used	use	VERB
ajfa-5591	120	15	as	as	ADP
ajfa-5591	120	16	inputs	input	NOUN
ajfa-5591	120	17	whereas	whereas	SCONJ
ajfa-5591	120	18	return	return	VERB
ajfa-5591	120	19	on	on	ADP
ajfa-5591	120	20	assets	asset	NOUN
ajfa-5591	120	21	(	(	PUNCT
ajfa-5591	120	22	roa	roa	NOUN
ajfa-5591	120	23	)	)	PUNCT
ajfa-5591	120	24	,	,	PUNCT
ajfa-5591	120	25	interest	interest	NOUN
ajfa-5591	120	26	income	income	NOUN
ajfa-5591	120	27	and	and	CCONJ
ajfa-5591	120	28	non	non	ADJ
ajfa-5591	120	29	-	-	ADJ
ajfa-5591	120	30	interest	interest	ADJ
ajfa-5591	120	31	income	income	NOUN
ajfa-5591	120	32	together	together	ADV
ajfa-5591	120	33	as	as	SCONJ
ajfa-5591	120	34	net	net	ADJ
ajfa-5591	120	35	profits	profit	NOUN
ajfa-5591	120	36	are	be	AUX
ajfa-5591	120	37	taken	take	VERB
ajfa-5591	120	38	as	as	ADP
ajfa-5591	120	39	outputs	output	NOUN
ajfa-5591	120	40	.	.	PUNCT
ajfa-5591	121	1	interpretation	interpretation	NOUN
ajfa-5591	121	2	of	of	ADP
ajfa-5591	121	3	results	result	NOUN
ajfa-5591	121	4	hypothesis	hypothesis	NOUN
ajfa-5591	121	5	1	1	NUM
ajfa-5591	121	6	:	:	PUNCT
ajfa-5591	121	7	efficiency	efficiency	NOUN
ajfa-5591	121	8	of	of	ADP
ajfa-5591	121	9	foreign	foreign	ADJ
ajfa-5591	121	10	banks	bank	NOUN
ajfa-5591	121	11	(	(	PUNCT
ajfa-5591	121	12	as	as	ADP
ajfa-5591	121	13	a	a	DET
ajfa-5591	121	14	group	group	NOUN
ajfa-5591	121	15	)	)	PUNCT
ajfa-5591	121	16	has	have	AUX
ajfa-5591	121	17	improved	improve	VERB
ajfa-5591	121	18	during	during	ADP
ajfa-5591	121	19	the	the	DET
ajfa-5591	121	20	recent	recent	ADJ
ajfa-5591	121	21	time	time	NOUN
ajfa-5591	121	22	period	period	NOUN
ajfa-5591	121	23	from	from	ADP
ajfa-5591	121	24	2005	2005	NUM
ajfa-5591	121	25	-	-	SYM
ajfa-5591	121	26	2006	2006	NUM
ajfa-5591	121	27	to	to	ADP
ajfa-5591	121	28	2009	2009	NUM
ajfa-5591	121	29	-	-	SYM
ajfa-5591	121	30	2013	2013	NUM
ajfa-5591	121	31	in	in	ADP
ajfa-5591	121	32	comparison	comparison	NOUN
ajfa-5591	121	33	with	with	ADP
ajfa-5591	121	34	psbs	psbs	NOUN
ajfa-5591	121	35	and	and	CCONJ
ajfa-5591	121	36	private	private	ADJ
ajfa-5591	121	37	banks	bank	NOUN
ajfa-5591	121	38	.	.	PUNCT
ajfa-5591	122	1	foreign	foreign	ADJ
ajfa-5591	122	2	banks	bank	NOUN
ajfa-5591	122	3	showed	show	VERB
ajfa-5591	122	4	an	an	DET
ajfa-5591	122	5	increasing	increase	VERB
ajfa-5591	122	6	pattern	pattern	NOUN
ajfa-5591	122	7	of	of	ADP
ajfa-5591	122	8	efficiency	efficiency	NOUN
ajfa-5591	122	9	as	as	SCONJ
ajfa-5591	122	10	it	it	PRON
ajfa-5591	122	11	is	be	AUX
ajfa-5591	122	12	shown	show	VERB
ajfa-5591	122	13	in	in	ADP
ajfa-5591	122	14	graph	graph	NOUN
ajfa-5591	122	15	(	(	PUNCT
ajfa-5591	122	16	see	see	VERB
ajfa-5591	122	17	figure	figure	NOUN
ajfa-5591	122	18	1	1	NUM
ajfa-5591	122	19	and	and	CCONJ
ajfa-5591	122	20	figure	figure	VERB
ajfa-5591	122	21	2	2	NUM
ajfa-5591	122	22	)	)	PUNCT
ajfa-5591	122	23	,	,	PUNCT
ajfa-5591	122	24	i.e.	i.e.	X
ajfa-5591	122	25	,	,	PUNCT
ajfa-5591	122	26	dea	dea	NOUN
ajfa-5591	122	27	efficiency	efficiency	NOUN
ajfa-5591	122	28	score	score	NOUN
ajfa-5591	122	29	and	and	CCONJ
ajfa-5591	122	30	net	net	ADJ
ajfa-5591	122	31	profits	profit	NOUN
ajfa-5591	122	32	and	and	CCONJ
ajfa-5591	122	33	return	return	VERB
ajfa-5591	122	34	on	on	ADP
ajfa-5591	122	35	assets	asset	NOUN
ajfa-5591	122	36	(	(	PUNCT
ajfa-5591	122	37	roa	roa	NOUN
ajfa-5591	122	38	)	)	PUNCT
ajfa-5591	122	39	with	with	ADP
ajfa-5591	122	40	respective	respective	ADJ
ajfa-5591	122	41	figures	figure	NOUN
ajfa-5591	122	42	.	.	PUNCT
ajfa-5591	123	1	in	in	ADP
ajfa-5591	123	2	2008	2008	NUM
ajfa-5591	123	3	-	-	SYM
ajfa-5591	123	4	09	09	NUM
ajfa-5591	123	5	,	,	PUNCT
ajfa-5591	123	6	dea	dea	NOUN
ajfa-5591	123	7	efficiency	efficiency	NOUN
ajfa-5591	123	8	score	score	NOUN
ajfa-5591	123	9	of	of	ADP
ajfa-5591	123	10	fbs	fbs	PROPN
ajfa-5591	123	11	was	be	AUX
ajfa-5591	123	12	1	1	NUM
ajfa-5591	123	13	,	,	PUNCT
ajfa-5591	123	14	and	and	CCONJ
ajfa-5591	123	15	then	then	ADV
ajfa-5591	123	16	it	it	PRON
ajfa-5591	123	17	showed	show	VERB
ajfa-5591	123	18	a	a	DET
ajfa-5591	123	19	slight	slight	ADJ
ajfa-5591	123	20	dip	dip	NOUN
ajfa-5591	123	21	in	in	ADP
ajfa-5591	123	22	the	the	DET
ajfa-5591	123	23	dea	dea	PROPN
ajfa-5591	123	24	scores	score	NOUN
ajfa-5591	123	25	2009	2009	NUM
ajfa-5591	123	26	-	-	SYM
ajfa-5591	123	27	2010	2010	NUM
ajfa-5591	123	28	.	.	PUNCT
ajfa-5591	124	1	then	then	ADV
ajfa-5591	124	2	in	in	ADP
ajfa-5591	124	3	2010	2010	NUM
ajfa-5591	124	4	-	-	SYM
ajfa-5591	124	5	2011	2011	NUM
ajfa-5591	124	6	fbs	fbs	PROPN
ajfa-5591	124	7	had	have	VERB
ajfa-5591	124	8	100	100	NUM
ajfa-5591	124	9	%	%	NOUN
ajfa-5591	124	10	efficiency	efficiency	NOUN
ajfa-5591	124	11	level	level	NOUN
ajfa-5591	124	12	as	as	SCONJ
ajfa-5591	124	13	the	the	DET
ajfa-5591	124	14	score	score	NOUN
ajfa-5591	124	15	was	be	AUX
ajfa-5591	124	16	1	1	NUM
ajfa-5591	124	17	but	but	CCONJ
ajfa-5591	124	18	in	in	ADP
ajfa-5591	124	19	20112012	20112012	NUM
ajfa-5591	124	20	,	,	PUNCT
ajfa-5591	124	21	it	it	PRON
ajfa-5591	124	22	showed	show	VERB
ajfa-5591	124	23	a	a	DET
ajfa-5591	124	24	declining	decline	VERB
ajfa-5591	124	25	trend	trend	NOUN
ajfa-5591	124	26	in	in	ADP
ajfa-5591	124	27	efficiency	efficiency	NOUN
ajfa-5591	124	28	scores	score	NOUN
ajfa-5591	124	29	,	,	PUNCT
ajfa-5591	124	30	it	it	PRON
ajfa-5591	124	31	was	be	AUX
ajfa-5591	124	32	0.93.the	0.93.the	DET
ajfa-5591	124	33	sudden	sudden	ADJ
ajfa-5591	124	34	dip	dip	NOUN
ajfa-5591	124	35	in	in	ADP
ajfa-5591	124	36	the	the	DET
ajfa-5591	124	37	efficiency	efficiency	NOUN
ajfa-5591	124	38	scores	score	NOUN
ajfa-5591	124	39	was	be	AUX
ajfa-5591	124	40	mainly	mainly	ADV
ajfa-5591	124	41	due	due	ADJ
ajfa-5591	124	42	to	to	ADP
ajfa-5591	124	43	the	the	DET
ajfa-5591	124	44	global	global	ADJ
ajfa-5591	124	45	financial	financial	ADJ
ajfa-5591	124	46	crisis	crisis	NOUN
ajfa-5591	124	47	and	and	CCONJ
ajfa-5591	124	48	increase	increase	VERB
ajfa-5591	124	49	in	in	ADP
ajfa-5591	124	50	the	the	DET
ajfa-5591	124	51	npas	npas	NOUN
ajfa-5591	124	52	of	of	ADP
ajfa-5591	124	53	the	the	DET
ajfa-5591	124	54	foreign	foreign	ADJ
ajfa-5591	124	55	banks	bank	NOUN
ajfa-5591	124	56	in	in	ADP
ajfa-5591	124	57	that	that	DET
ajfa-5591	124	58	year	year	NOUN
ajfa-5591	124	59	.	.	PUNCT
ajfa-5591	125	1	then	then	ADV
ajfa-5591	125	2	in	in	ADP
ajfa-5591	125	3	2012	2012	NUM
ajfa-5591	125	4	-	-	SYM
ajfa-5591	125	5	13	13	NUM
ajfa-5591	125	6	fbs	fb	NOUN
ajfa-5591	125	7	have	have	AUX
ajfa-5591	125	8	recovered	recover	VERB
ajfa-5591	125	9	and	and	CCONJ
ajfa-5591	125	10	shown	show	VERB
ajfa-5591	125	11	100	100	NUM
ajfa-5591	125	12	%	%	NOUN
ajfa-5591	125	13	efficiency	efficiency	NOUN
ajfa-5591	125	14	level	level	NOUN
ajfa-5591	125	15	.	.	PUNCT
ajfa-5591	126	1	on	on	ADP
ajfa-5591	126	2	the	the	DET
ajfa-5591	126	3	other	other	ADJ
ajfa-5591	126	4	hand	hand	NOUN
ajfa-5591	126	5	,	,	PUNCT
ajfa-5591	126	6	in	in	ADP
ajfa-5591	126	7	2008	2008	NUM
ajfa-5591	126	8	-	-	SYM
ajfa-5591	126	9	09	09	NUM
ajfa-5591	126	10	,	,	PUNCT
ajfa-5591	126	11	the	the	DET
ajfa-5591	126	12	efficiency	efficiency	NOUN
ajfa-5591	126	13	scores	score	NOUN
ajfa-5591	126	14	of	of	ADP
ajfa-5591	126	15	public	public	ADJ
ajfa-5591	126	16	sector	sector	NOUN
ajfa-5591	126	17	banks	bank	NOUN
ajfa-5591	126	18	was	be	AUX
ajfa-5591	126	19	0.97	0.97	NUM
ajfa-5591	126	20	,	,	PUNCT
ajfa-5591	126	21	and	and	CCONJ
ajfa-5591	126	22	after	after	ADP
ajfa-5591	126	23	that	that	PRON
ajfa-5591	126	24	it	it	PRON
ajfa-5591	126	25	showed	show	VERB
ajfa-5591	126	26	a	a	DET
ajfa-5591	126	27	continuous	continuous	ADJ
ajfa-5591	126	28	downward	downward	ADJ
ajfa-5591	126	29	trend	trend	NOUN
ajfa-5591	126	30	till	till	SCONJ
ajfa-5591	126	31	2010	2010	NUM
ajfa-5591	126	32	-	-	SYM
ajfa-5591	126	33	11	11	NUM
ajfa-5591	126	34	.	.	PUNCT
ajfa-5591	127	1	after	after	ADP
ajfa-5591	127	2	2010	2010	NUM
ajfa-5591	127	3	-	-	SYM
ajfa-5591	127	4	2011	2011	NUM
ajfa-5591	127	5	,	,	PUNCT
ajfa-5591	127	6	public	public	ADJ
ajfa-5591	127	7	sector	sector	NOUN
ajfa-5591	127	8	banks	bank	NOUN
ajfa-5591	127	9	had	have	VERB
ajfa-5591	127	10	100	100	NUM
ajfa-5591	127	11	%	%	NOUN
ajfa-5591	127	12	efficiency	efficiency	NOUN
ajfa-5591	127	13	.	.	PUNCT
ajfa-5591	128	1	this	this	PRON
ajfa-5591	128	2	was	be	AUX
ajfa-5591	128	3	mainly	mainly	ADV
ajfa-5591	128	4	due	due	ADJ
ajfa-5591	128	5	to	to	ADP
ajfa-5591	128	6	the	the	DET
ajfa-5591	128	7	radial	radial	ADJ
ajfa-5591	128	8	changes	change	NOUN
ajfa-5591	128	9	in	in	ADP
ajfa-5591	128	10	accounting	accounting	NOUN
ajfa-5591	128	11	,	,	PUNCT
ajfa-5591	128	12	deregulation	deregulation	NOUN
ajfa-5591	128	13	of	of	ADP
ajfa-5591	128	14	interest	interest	NOUN
ajfa-5591	128	15	rates	rate	NOUN
ajfa-5591	128	16	,	,	PUNCT
ajfa-5591	128	17	close	close	ADJ
ajfa-5591	128	18	follow	follow	NOUN
ajfa-5591	128	19	-	-	PUNCT
ajfa-5591	128	20	up	up	NOUN
ajfa-5591	128	21	of	of	ADP
ajfa-5591	128	22	non	non	ADJ
ajfa-5591	128	23	-	-	ADJ
ajfa-5591	128	24	performing	perform	VERB
ajfa-5591	128	25	assets	asset	NOUN
ajfa-5591	128	26	,	,	PUNCT
ajfa-5591	128	27	introduction	introduction	NOUN
ajfa-5591	128	28	of	of	ADP
ajfa-5591	128	29	prudential	prudential	PROPN
ajfa-5591	128	30	norms	norm	NOUN
ajfa-5591	128	31	,	,	PUNCT
ajfa-5591	128	32	voluntary	voluntary	ADJ
ajfa-5591	128	33	retirement	retirement	NOUN
ajfa-5591	128	34	of	of	ADP
ajfa-5591	128	35	old	old	ADJ
ajfa-5591	128	36	generation	generation	NOUN
ajfa-5591	128	37	staff	staff	NOUN
ajfa-5591	128	38	,	,	PUNCT
ajfa-5591	128	39	concern	concern	NOUN
ajfa-5591	128	40	for	for	ADP
ajfa-5591	128	41	customer	customer	NOUN
ajfa-5591	128	42	care	care	NOUN
ajfa-5591	128	43	as	as	ADP
ajfa-5591	128	44	a	a	DET
ajfa-5591	128	45	part	part	NOUN
ajfa-5591	128	46	of	of	ADP
ajfa-5591	128	47	reform	reform	NOUN
ajfa-5591	128	48	process	process	NOUN
ajfa-5591	128	49	have	have	AUX
ajfa-5591	128	50	made	make	VERB
ajfa-5591	128	51	the	the	DET
ajfa-5591	128	52	management	management	NOUN
ajfa-5591	128	53	of	of	ADP
ajfa-5591	128	54	psbs	psbs	NOUN
ajfa-5591	128	55	to	to	PART
ajfa-5591	128	56	generate	generate	VERB
ajfa-5591	128	57	surpluses	surplus	NOUN
ajfa-5591	128	58	and	and	CCONJ
ajfa-5591	128	59	make	make	VERB
ajfa-5591	128	60	them	they	PRON
ajfa-5591	128	61	self	self	NOUN
ajfa-5591	128	62	-	-	PUNCT
ajfa-5591	128	63	sufficient	sufficient	ADJ
ajfa-5591	128	64	.	.	PUNCT
ajfa-5591	129	1	with	with	ADP
ajfa-5591	129	2	these	these	DET
ajfa-5591	129	3	developments	development	NOUN
ajfa-5591	129	4	and	and	CCONJ
ajfa-5591	129	5	advanced	advanced	ADJ
ajfa-5591	129	6	information	information	NOUN
ajfa-5591	129	7	technology	technology	NOUN
ajfa-5591	129	8	in	in	ADP
ajfa-5591	129	9	the	the	DET
ajfa-5591	129	10	psbs	psbs	NOUN
ajfa-5591	129	11	has	have	AUX
ajfa-5591	129	12	geared	gear	VERB
ajfa-5591	129	13	up	up	ADP
ajfa-5591	129	14	to	to	PART
ajfa-5591	129	15	achieve	achieve	VERB
ajfa-5591	129	16	the	the	DET
ajfa-5591	129	17	performance.similar	performance.similar	ADJ
ajfa-5591	129	18	trend	trend	NOUN
ajfa-5591	129	19	is	be	AUX
ajfa-5591	129	20	seen	see	VERB
ajfa-5591	129	21	in	in	ADP
ajfa-5591	129	22	private	private	ADJ
ajfa-5591	129	23	banks	bank	NOUN
ajfa-5591	129	24	as	as	ADP
ajfa-5591	129	25	of	of	ADP
ajfa-5591	129	26	psbs	psbs	NOUN
ajfa-5591	129	27	,	,	PUNCT
ajfa-5591	129	28	in	in	ADP
ajfa-5591	129	29	2009	2009	NUM
ajfa-5591	129	30	-	-	SYM
ajfa-5591	129	31	10	10	NUM
ajfa-5591	129	32	and	and	CCONJ
ajfa-5591	129	33	2010	2010	NUM
ajfa-5591	129	34	-	-	SYM
ajfa-5591	129	35	11	11	NUM
ajfa-5591	129	36	,	,	PUNCT
ajfa-5591	129	37	the	the	DET
ajfa-5591	129	38	efficiency	efficiency	NOUN
ajfa-5591	129	39	scores	score	NOUN
ajfa-5591	129	40	of	of	ADP
ajfa-5591	129	41	private	private	ADJ
ajfa-5591	129	42	banks	bank	NOUN
ajfa-5591	129	43	have	have	AUX
ajfa-5591	129	44	shown	show	VERB
ajfa-5591	129	45	a	a	DET
ajfa-5591	129	46	declining	decline	VERB
ajfa-5591	129	47	trend	trend	NOUN
ajfa-5591	129	48	.	.	PUNCT
ajfa-5591	130	1	in	in	ADP
ajfa-5591	130	2	2011	2011	NUM
ajfa-5591	130	3	-	-	SYM
ajfa-5591	130	4	12	12	NUM
ajfa-5591	130	5	and	and	CCONJ
ajfa-5591	130	6	2012	2012	NUM
ajfa-5591	130	7	-	-	SYM
ajfa-5591	130	8	13	13	NUM
ajfa-5591	130	9	,	,	PUNCT
ajfa-5591	130	10	the	the	DET
ajfa-5591	130	11	efficiency	efficiency	NOUN
ajfa-5591	130	12	score	score	NOUN
ajfa-5591	130	13	of	of	ADP
ajfa-5591	130	14	private	private	ADJ
ajfa-5591	130	15	banks	bank	NOUN
ajfa-5591	130	16	have	have	AUX
ajfa-5591	130	17	increased	increase	VERB
ajfa-5591	130	18	mainly	mainly	ADV
ajfa-5591	130	19	due	due	ADP
ajfa-5591	130	20	to	to	ADP
ajfa-5591	130	21	certain	certain	ADJ
ajfa-5591	130	22	reforms	reform	NOUN
ajfa-5591	130	23	.	.	PUNCT
ajfa-5591	131	1	these	these	DET
ajfa-5591	131	2	results	result	NOUN
ajfa-5591	131	3	are	be	AUX
ajfa-5591	131	4	consistent	consistent	ADJ
ajfa-5591	131	5	with	with	ADP
ajfa-5591	131	6	findings	finding	NOUN
ajfa-5591	131	7	of	of	ADP
ajfa-5591	131	8	another	another	DET
ajfa-5591	131	9	study	study	NOUN
ajfa-5591	131	10	considering	consider	VERB
ajfa-5591	131	11	a	a	DET
ajfa-5591	131	12	temporal	temporal	ADJ
ajfa-5591	131	13	trend	trend	NOUN
ajfa-5591	131	14	carried	carry	VERB
ajfa-5591	131	15	out	out	ADP
ajfa-5591	131	16	by	by	ADP
ajfa-5591	131	17	rajput	rajput	PROPN
ajfa-5591	131	18	&	&	CCONJ
ajfa-5591	131	19	gupta	gupta	PROPN
ajfa-5591	131	20	(	(	PUNCT
ajfa-5591	131	21	2010	2010	NUM
ajfa-5591	131	22	)	)	PUNCT
ajfa-5591	131	23	which	which	PRON
ajfa-5591	131	24	reported	report	VERB
ajfa-5591	131	25	that	that	SCONJ
ajfa-5591	131	26	the	the	DET
ajfa-5591	131	27	efficiency	efficiency	NOUN
ajfa-5591	131	28	of	of	ADP
ajfa-5591	131	29	fbs	fbs	PROPN
ajfa-5591	131	30	increased	increase	VERB
ajfa-5591	131	31	for	for	ADP
ajfa-5591	131	32	the	the	DET
ajfa-5591	131	33	study	study	NOUN
ajfa-5591	131	34	period	period	NOUN
ajfa-5591	131	35	of	of	ADP
ajfa-5591	131	36	2005	2005	NUM
ajfa-5591	131	37	-	-	SYM
ajfa-5591	131	38	2010	2010	NUM
ajfa-5591	131	39	in	in	ADP
ajfa-5591	131	40	relation	relation	NOUN
ajfa-5591	131	41	to	to	PART
ajfa-5591	131	42	psbs	psbs	NOUN
ajfa-5591	131	43	and	and	CCONJ
ajfa-5591	131	44	private	private	ADJ
ajfa-5591	131	45	banks	bank	NOUN
ajfa-5591	131	46	,	,	PUNCT
ajfa-5591	131	47	leading	lead	VERB
ajfa-5591	131	48	to	to	ADP
ajfa-5591	131	49	a	a	DET
ajfa-5591	131	50	conclusion	conclusion	NOUN
ajfa-5591	131	51	of	of	ADP
ajfa-5591	131	52	acceptance	acceptance	NOUN
ajfa-5591	131	53	of	of	ADP
ajfa-5591	131	54	our	our	PRON
ajfa-5591	131	55	hypothesis	hypothesis	NOUN
ajfa-5591	131	56	.	.	PUNCT
ajfa-5591	132	1	asian	asian	ADJ
ajfa-5591	132	2	journal	journal	PROPN
ajfa-5591	132	3	of	of	ADP
ajfa-5591	132	4	finance	finance	PROPN
ajfa-5591	132	5	&	&	CCONJ
ajfa-5591	132	6	accounting	accounting	PROPN
ajfa-5591	132	7	issn	issn	PROPN
ajfa-5591	132	8	1946	1946	NUM
ajfa-5591	132	9	-	-	PUNCT
ajfa-5591	132	10	052x	052x	PROPN
ajfa-5591	132	11	2014	2014	NUM
ajfa-5591	132	12	,	,	PUNCT
ajfa-5591	132	13	vol	vol	NOUN
ajfa-5591	132	14	.	.	PROPN
ajfa-5591	133	1	6	6	NUM
ajfa-5591	133	2	,	,	PUNCT
ajfa-5591	133	3	no	no	INTJ
ajfa-5591	133	4	.	.	NOUN
ajfa-5591	133	5	2	2	NUM
ajfa-5591	133	6	www.macrothink.org/ajfa	www.macrothink.org/ajfa	NOUN
ajfa-5591	133	7	446	446	NUM
ajfa-5591	133	8	figure	figure	NOUN
ajfa-5591	133	9	1	1	NUM
ajfa-5591	133	10	.	.	PUNCT
ajfa-5591	133	11	trends	trend	NOUN
ajfa-5591	133	12	of	of	ADP
ajfa-5591	133	13	net	net	ADJ
ajfa-5591	133	14	profits	profit	NOUN
ajfa-5591	133	15	of	of	ADP
ajfa-5591	133	16	psbs	psbs	NOUN
ajfa-5591	133	17	,	,	PUNCT
ajfa-5591	133	18	private	private	ADJ
ajfa-5591	133	19	sector	sector	NOUN
ajfa-5591	133	20	banks	bank	NOUN
ajfa-5591	133	21	and	and	CCONJ
ajfa-5591	133	22	foreign	foreign	ADJ
ajfa-5591	133	23	banks	bank	NOUN
ajfa-5591	133	24	figure	figure	VERB
ajfa-5591	133	25	2	2	NUM
ajfa-5591	133	26	.	.	PUNCT
ajfa-5591	133	27	trends	trend	NOUN
ajfa-5591	133	28	of	of	ADP
ajfa-5591	133	29	efficiency	efficiency	NOUN
ajfa-5591	133	30	scores	score	NOUN
ajfa-5591	133	31	of	of	ADP
ajfa-5591	133	32	psbs	psbs	NOUN
ajfa-5591	133	33	,	,	PUNCT
ajfa-5591	133	34	private	private	ADJ
ajfa-5591	133	35	sector	sector	NOUN
ajfa-5591	133	36	banks	bank	NOUN
ajfa-5591	133	37	and	and	CCONJ
ajfa-5591	133	38	foreign	foreign	ADJ
ajfa-5591	133	39	banks	bank	NOUN
ajfa-5591	133	40	hypothesis	hypothesis	NOUN
ajfa-5591	133	41	2	2	NUM
ajfa-5591	133	42	:	:	PUNCT
ajfa-5591	133	43	efficiency	efficiency	NOUN
ajfa-5591	133	44	measures	measure	NOUN
ajfa-5591	133	45	have	have	AUX
ajfa-5591	133	46	resulted	result	VERB
ajfa-5591	133	47	in	in	ADP
ajfa-5591	133	48	higher	high	ADJ
ajfa-5591	133	49	efficiency	efficiency	NOUN
ajfa-5591	133	50	level	level	NOUN
ajfa-5591	133	51	of	of	ADP
ajfa-5591	133	52	each	each	DET
ajfa-5591	133	53	individual	individual	ADJ
ajfa-5591	133	54	banking	banking	NOUN
ajfa-5591	133	55	unit	unit	NOUN
ajfa-5591	133	56	of	of	ADP
ajfa-5591	133	57	foreign	foreign	ADJ
ajfa-5591	133	58	sector	sector	NOUN
ajfa-5591	133	59	banks	bank	NOUN
ajfa-5591	133	60	.	.	PUNCT
ajfa-5591	134	1	the	the	DET
ajfa-5591	134	2	analysis	analysis	NOUN
ajfa-5591	134	3	exhibit	exhibit	VERB
ajfa-5591	134	4	mixed	mixed	ADJ
ajfa-5591	134	5	results	result	NOUN
ajfa-5591	134	6	for	for	ADP
ajfa-5591	134	7	individual	individual	ADJ
ajfa-5591	134	8	banking	banking	NOUN
ajfa-5591	134	9	unit	unit	NOUN
ajfa-5591	134	10	of	of	ADP
ajfa-5591	134	11	foreign	foreign	ADJ
ajfa-5591	134	12	sector	sector	NOUN
ajfa-5591	134	13	banks	bank	NOUN
ajfa-5591	134	14	.	.	PUNCT
ajfa-5591	135	1	there	there	PRON
ajfa-5591	135	2	are	be	VERB
ajfa-5591	135	3	four	four	NUM
ajfa-5591	135	4	banks	bank	NOUN
ajfa-5591	135	5	(	(	PUNCT
ajfa-5591	135	6	bank	bank	NOUN
ajfa-5591	135	7	internasional	internasional	PROPN
ajfa-5591	135	8	indonesia	indonesia	PROPN
ajfa-5591	135	9	,	,	PUNCT
ajfa-5591	135	10	bank	bank	PROPN
ajfa-5591	135	11	of	of	ADP
ajfa-5591	135	12	nova	nova	PROPN
ajfa-5591	135	13	scotia	scotia	PROPN
ajfa-5591	135	14	,	,	PUNCT
ajfa-5591	135	15	credit	credit	NOUN
ajfa-5591	135	16	agricol	agricol	PROPN
ajfa-5591	135	17	bank	bank	PROPN
ajfa-5591	135	18	and	and	CCONJ
ajfa-5591	135	19	krung	krung	PROPN
ajfa-5591	135	20	thai	thai	PROPN
ajfa-5591	135	21	bank	bank	PROPN
ajfa-5591	135	22	)	)	PUNCT
ajfa-5591	135	23	which	which	PRON
ajfa-5591	135	24	are	be	AUX
ajfa-5591	135	25	100	100	NUM
ajfa-5591	135	26	%	%	NOUN
ajfa-5591	135	27	efficient	efficient	ADJ
ajfa-5591	135	28	throughout	throughout	ADP
ajfa-5591	135	29	the	the	DET
ajfa-5591	135	30	assessment	assessment	NOUN
ajfa-5591	135	31	years	year	NOUN
ajfa-5591	135	32	(	(	PUNCT
ajfa-5591	135	33	table	table	NOUN
ajfa-5591	135	34	i	i	PROPN
ajfa-5591	135	35	&	&	CCONJ
ajfa-5591	135	36	ii	ii	PROPN
ajfa-5591	135	37	)	)	PUNCT
ajfa-5591	135	38	.	.	PUNCT
ajfa-5591	136	1	antwerp	antwerp	PROPN
ajfa-5591	136	2	bank	bank	PROPN
ajfa-5591	136	3	verified	verify	VERB
ajfa-5591	136	4	the	the	DET
ajfa-5591	136	5	highest	high	ADJ
ajfa-5591	136	6	efficiency	efficiency	NOUN
ajfa-5591	136	7	level	level	NOUN
ajfa-5591	136	8	,	,	PUNCT
ajfa-5591	136	9	1	1	NUM
ajfa-5591	136	10	,	,	PUNCT
ajfa-5591	136	11	in	in	ADP
ajfa-5591	136	12	all	all	DET
ajfa-5591	136	13	the	the	DET
ajfa-5591	136	14	years	year	NOUN
ajfa-5591	136	15	with	with	ADP
ajfa-5591	136	16	only	only	ADV
ajfa-5591	136	17	a	a	DET
ajfa-5591	136	18	fluctuation	fluctuation	NOUN
ajfa-5591	136	19	in	in	ADP
ajfa-5591	136	20	2010	2010	NUM
ajfa-5591	136	21	-	-	SYM
ajfa-5591	136	22	2011	2011	NUM
ajfa-5591	136	23	.	.	PUNCT
ajfa-5591	137	1	three	three	NUM
ajfa-5591	137	2	banks	bank	NOUN
ajfa-5591	137	3	(	(	PUNCT
ajfa-5591	137	4	jp	jp	PROPN
ajfa-5591	137	5	morgan	morgan	PROPN
ajfa-5591	137	6	bank	bank	PROPN
ajfa-5591	137	7	,	,	PUNCT
ajfa-5591	137	8	jsc	jsc	PROPN
ajfa-5591	137	9	vtb	vtb	PROPN
ajfa-5591	137	10	bank	bank	PROPN
ajfa-5591	137	11	and	and	CCONJ
ajfa-5591	137	12	mashreq	mashreq	PROPN
ajfa-5591	137	13	bank	bank	PROPN
ajfa-5591	137	14	)	)	PUNCT
ajfa-5591	137	15	exhibit	exhibit	VERB
ajfa-5591	137	16	100	100	NUM
ajfa-5591	137	17	%	%	NOUN
ajfa-5591	137	18	efficiency	efficiency	NOUN
ajfa-5591	137	19	except	except	SCONJ
ajfa-5591	137	20	in	in	ADP
ajfa-5591	137	21	the	the	DET
ajfa-5591	137	22	year	year	NOUN
ajfa-5591	137	23	2011-12.in	2011-12.in	NUM
ajfa-5591	137	24	2012	2012	NUM
ajfa-5591	137	25	-	-	SYM
ajfa-5591	137	26	13	13	NUM
ajfa-5591	137	27	,	,	PUNCT
ajfa-5591	137	28	out	out	ADP
ajfa-5591	137	29	of	of	ADP
ajfa-5591	137	30	31	31	NUM
ajfa-5591	137	31	foreign	foreign	ADJ
ajfa-5591	137	32	banks	bank	NOUN
ajfa-5591	137	33	9	9	NUM
ajfa-5591	137	34	banks	bank	NOUN
ajfa-5591	137	35	are	be	AUX
ajfa-5591	137	36	asian	asian	ADJ
ajfa-5591	137	37	journal	journal	NOUN
ajfa-5591	137	38	of	of	ADP
ajfa-5591	137	39	finance	finance	PROPN
ajfa-5591	137	40	&	&	CCONJ
ajfa-5591	137	41	accounting	accounting	PROPN
ajfa-5591	137	42	issn	issn	PROPN
ajfa-5591	137	43	1946	1946	NUM
ajfa-5591	137	44	-	-	PUNCT
ajfa-5591	137	45	052x	052x	PROPN
ajfa-5591	137	46	2014	2014	NUM
ajfa-5591	137	47	,	,	PUNCT
ajfa-5591	137	48	vol	vol	NOUN
ajfa-5591	137	49	.	.	PROPN
ajfa-5591	137	50	6	6	NUM
ajfa-5591	137	51	,	,	PUNCT
ajfa-5591	137	52	no	no	INTJ
ajfa-5591	137	53	.	.	NOUN
ajfa-5591	137	54	2	2	NUM
ajfa-5591	137	55	www.macrothink.org/ajfa	www.macrothink.org/ajfa	NOUN
ajfa-5591	137	56	447	447	NUM
ajfa-5591	137	57	100	100	NUM
ajfa-5591	137	58	%	%	NOUN
ajfa-5591	137	59	efficient	efficient	ADJ
ajfa-5591	137	60	.	.	PUNCT
ajfa-5591	138	1	the	the	DET
ajfa-5591	138	2	number	number	NOUN
ajfa-5591	138	3	of	of	ADP
ajfa-5591	138	4	efficient	efficient	ADJ
ajfa-5591	138	5	foreign	foreign	ADJ
ajfa-5591	138	6	banks	bank	NOUN
ajfa-5591	138	7	has	have	AUX
ajfa-5591	138	8	increased	increase	VERB
ajfa-5591	138	9	over	over	ADP
ajfa-5591	138	10	the	the	DET
ajfa-5591	138	11	assessment	assessment	NOUN
ajfa-5591	138	12	years	year	NOUN
ajfa-5591	138	13	,	,	PUNCT
ajfa-5591	138	14	7	7	NUM
ajfa-5591	138	15	out	out	ADP
ajfa-5591	138	16	of	of	ADP
ajfa-5591	138	17	31fbs	31fbs	NUM
ajfa-5591	138	18	confirmed	confirm	VERB
ajfa-5591	138	19	the	the	DET
ajfa-5591	138	20	escalating	escalate	VERB
ajfa-5591	138	21	level	level	NOUN
ajfa-5591	138	22	of	of	ADP
ajfa-5591	138	23	efficiency	efficiency	NOUN
ajfa-5591	138	24	.	.	PUNCT
ajfa-5591	139	1	hence	hence	ADV
ajfa-5591	139	2	,	,	PUNCT
ajfa-5591	139	3	our	our	PRON
ajfa-5591	139	4	hypothesis	hypothesis	NOUN
ajfa-5591	139	5	is	be	AUX
ajfa-5591	139	6	accepted	accept	VERB
ajfa-5591	139	7	for	for	ADP
ajfa-5591	139	8	9	9	NUM
ajfa-5591	139	9	foreign	foreign	ADJ
ajfa-5591	139	10	banks	bank	NOUN
ajfa-5591	139	11	which	which	PRON
ajfa-5591	139	12	showed	show	VERB
ajfa-5591	139	13	increasing	increase	VERB
ajfa-5591	139	14	trend	trend	NOUN
ajfa-5591	139	15	in	in	ADP
ajfa-5591	139	16	the	the	DET
ajfa-5591	139	17	efficiency	efficiency	NOUN
ajfa-5591	139	18	and	and	CCONJ
ajfa-5591	139	19	rejected	reject	VERB
ajfa-5591	139	20	in	in	ADP
ajfa-5591	139	21	remaining	remain	VERB
ajfa-5591	139	22	22	22	NUM
ajfa-5591	139	23	banks	bank	NOUN
ajfa-5591	139	24	with	with	ADP
ajfa-5591	139	25	the	the	DET
ajfa-5591	139	26	inverse	inverse	NOUN
ajfa-5591	139	27	picture	picture	NOUN
ajfa-5591	139	28	exhibited	exhibit	VERB
ajfa-5591	139	29	in	in	ADP
ajfa-5591	139	30	the	the	DET
ajfa-5591	139	31	results	result	NOUN
ajfa-5591	139	32	.	.	PUNCT
ajfa-5591	140	1	summary	summary	NOUN
ajfa-5591	140	2	and	and	CCONJ
ajfa-5591	140	3	conclusion	conclusion	NOUN
ajfa-5591	140	4	with	with	ADP
ajfa-5591	140	5	india	india	PROPN
ajfa-5591	140	6	rising	rise	VERB
ajfa-5591	140	7	as	as	ADP
ajfa-5591	140	8	a	a	DET
ajfa-5591	140	9	major	major	ADJ
ajfa-5591	140	10	information	information	NOUN
ajfa-5591	140	11	technology	technology	NOUN
ajfa-5591	140	12	service	service	NOUN
ajfa-5591	140	13	provider	provider	NOUN
ajfa-5591	140	14	in	in	ADP
ajfa-5591	140	15	the	the	DET
ajfa-5591	140	16	21st	21st	ADJ
ajfa-5591	140	17	century	century	NOUN
ajfa-5591	140	18	,	,	PUNCT
ajfa-5591	140	19	many	many	ADJ
ajfa-5591	140	20	global	global	ADJ
ajfa-5591	140	21	banks	bank	NOUN
ajfa-5591	140	22	have	have	AUX
ajfa-5591	140	23	entered	enter	VERB
ajfa-5591	140	24	in	in	ADP
ajfa-5591	140	25	india	india	PROPN
ajfa-5591	140	26	;	;	PUNCT
ajfa-5591	140	27	primarily	primarily	ADV
ajfa-5591	140	28	to	to	PART
ajfa-5591	140	29	take	take	VERB
ajfa-5591	140	30	advantage	advantage	NOUN
ajfa-5591	140	31	of	of	ADP
ajfa-5591	140	32	the	the	DET
ajfa-5591	140	33	low	low	ADJ
ajfa-5591	140	34	-	-	PUNCT
ajfa-5591	140	35	cost	cost	NOUN
ajfa-5591	140	36	technology	technology	NOUN
ajfa-5591	140	37	and	and	CCONJ
ajfa-5591	140	38	available	available	ADJ
ajfa-5591	140	39	manpower	manpower	NOUN
ajfa-5591	140	40	.	.	PUNCT
ajfa-5591	141	1	some	some	DET
ajfa-5591	141	2	foreign	foreign	ADJ
ajfa-5591	141	3	banks	bank	NOUN
ajfa-5591	141	4	also	also	ADV
ajfa-5591	141	5	created	create	VERB
ajfa-5591	141	6	centres	centre	NOUN
ajfa-5591	141	7	of	of	ADP
ajfa-5591	141	8	excellence	excellence	NOUN
ajfa-5591	141	9	that	that	PRON
ajfa-5591	141	10	provided	provide	VERB
ajfa-5591	141	11	services	service	NOUN
ajfa-5591	141	12	at	at	ADP
ajfa-5591	141	13	the	the	DET
ajfa-5591	141	14	higher	high	ADJ
ajfa-5591	141	15	end	end	NOUN
ajfa-5591	141	16	of	of	ADP
ajfa-5591	141	17	the	the	DET
ajfa-5591	141	18	value	value	NOUN
ajfa-5591	141	19	chain	chain	NOUN
ajfa-5591	141	20	.	.	PUNCT
ajfa-5591	142	1	foreign	foreign	ADJ
ajfa-5591	142	2	banks	bank	NOUN
ajfa-5591	142	3	have	have	AUX
ajfa-5591	142	4	made	make	VERB
ajfa-5591	142	5	substantial	substantial	ADJ
ajfa-5591	142	6	contribution	contribution	NOUN
ajfa-5591	142	7	to	to	ADP
ajfa-5591	142	8	the	the	DET
ajfa-5591	142	9	indian	indian	ADJ
ajfa-5591	142	10	banking	banking	NOUN
ajfa-5591	142	11	sector	sector	NOUN
ajfa-5591	142	12	over	over	ADP
ajfa-5591	142	13	the	the	DET
ajfa-5591	142	14	years	year	NOUN
ajfa-5591	142	15	by	by	ADP
ajfa-5591	142	16	bringing	bring	VERB
ajfa-5591	142	17	capital	capital	NOUN
ajfa-5591	142	18	and	and	CCONJ
ajfa-5591	142	19	global	global	ADJ
ajfa-5591	142	20	best	good	ADJ
ajfa-5591	142	21	practices	practice	NOUN
ajfa-5591	142	22	as	as	ADV
ajfa-5591	142	23	well	well	ADV
ajfa-5591	142	24	as	as	ADP
ajfa-5591	142	25	grooming	groom	VERB
ajfa-5591	142	26	talent	talent	NOUN
ajfa-5591	142	27	.	.	PUNCT
ajfa-5591	143	1	foreign	foreign	ADJ
ajfa-5591	143	2	banks	bank	NOUN
ajfa-5591	143	3	has	have	AUX
ajfa-5591	143	4	shown	show	VERB
ajfa-5591	143	5	an	an	DET
ajfa-5591	143	6	increasing	increase	VERB
ajfa-5591	143	7	trend	trend	NOUN
ajfa-5591	143	8	of	of	ADP
ajfa-5591	143	9	efficiency	efficiency	NOUN
ajfa-5591	143	10	through	through	ADP
ajfa-5591	143	11	their	their	PRON
ajfa-5591	143	12	efficient	efficient	ADJ
ajfa-5591	143	13	working	working	NOUN
ajfa-5591	143	14	style	style	NOUN
ajfa-5591	143	15	and	and	CCONJ
ajfa-5591	143	16	better	well	ADJ
ajfa-5591	143	17	customer	customer	NOUN
ajfa-5591	143	18	service	service	NOUN
ajfa-5591	143	19	except	except	SCONJ
ajfa-5591	143	20	in	in	ADP
ajfa-5591	143	21	2009	2009	NUM
ajfa-5591	143	22	-	-	SYM
ajfa-5591	143	23	10	10	NUM
ajfa-5591	143	24	which	which	PRON
ajfa-5591	143	25	was	be	AUX
ajfa-5591	143	26	mainly	mainly	ADV
ajfa-5591	143	27	due	due	ADJ
ajfa-5591	143	28	to	to	ADP
ajfa-5591	143	29	the	the	DET
ajfa-5591	143	30	global	global	ADJ
ajfa-5591	143	31	financial	financial	ADJ
ajfa-5591	143	32	crisis	crisis	NOUN
ajfa-5591	143	33	.	.	PUNCT
ajfa-5591	144	1	over	over	ADP
ajfa-5591	144	2	the	the	DET
ajfa-5591	144	3	last	last	ADJ
ajfa-5591	144	4	five	five	NUM
ajfa-5591	144	5	years	year	NOUN
ajfa-5591	144	6	,	,	PUNCT
ajfa-5591	144	7	there	there	PRON
ajfa-5591	144	8	is	be	VERB
ajfa-5591	144	9	persistent	persistent	ADJ
ajfa-5591	144	10	increase	increase	NOUN
ajfa-5591	144	11	in	in	ADP
ajfa-5591	144	12	the	the	DET
ajfa-5591	144	13	net	net	ADJ
ajfa-5591	144	14	profits	profit	NOUN
ajfa-5591	144	15	of	of	ADP
ajfa-5591	144	16	psbs	psbs	NOUN
ajfa-5591	144	17	and	and	CCONJ
ajfa-5591	144	18	private	private	ADJ
ajfa-5591	144	19	banks	bank	NOUN
ajfa-5591	144	20	in	in	ADP
ajfa-5591	144	21	comparison	comparison	NOUN
ajfa-5591	144	22	with	with	ADP
ajfa-5591	144	23	foreign	foreign	ADJ
ajfa-5591	144	24	banks	bank	NOUN
ajfa-5591	144	25	but	but	CCONJ
ajfa-5591	144	26	as	as	ADV
ajfa-5591	144	27	far	far	ADV
ajfa-5591	144	28	as	as	SCONJ
ajfa-5591	144	29	efficiency	efficiency	NOUN
ajfa-5591	144	30	scores	score	NOUN
ajfa-5591	144	31	are	be	AUX
ajfa-5591	144	32	concerned	concerned	ADJ
ajfa-5591	144	33	foreign	foreign	ADJ
ajfa-5591	144	34	banks	bank	NOUN
ajfa-5591	144	35	has	have	AUX
ajfa-5591	144	36	shown	show	VERB
ajfa-5591	144	37	substantial	substantial	ADJ
ajfa-5591	144	38	improvement	improvement	NOUN
ajfa-5591	144	39	.	.	PUNCT
ajfa-5591	145	1	indian	indian	ADJ
ajfa-5591	145	2	banks	bank	NOUN
ajfa-5591	145	3	need	need	VERB
ajfa-5591	145	4	to	to	PART
ajfa-5591	145	5	improve	improve	VERB
ajfa-5591	145	6	their	their	PRON
ajfa-5591	145	7	technological	technological	ADJ
ajfa-5591	145	8	orientation	orientation	NOUN
ajfa-5591	145	9	,	,	PUNCT
ajfa-5591	145	10	to	to	PART
ajfa-5591	145	11	continue	continue	VERB
ajfa-5591	145	12	their	their	PRON
ajfa-5591	145	13	efforts	effort	NOUN
ajfa-5591	145	14	to	to	PART
ajfa-5591	145	15	reduce	reduce	VERB
ajfa-5591	145	16	the	the	DET
ajfa-5591	145	17	percentage	percentage	NOUN
ajfa-5591	145	18	of	of	ADP
ajfa-5591	145	19	npas	npas	NOUN
ajfa-5591	145	20	in	in	ADP
ajfa-5591	145	21	order	order	NOUN
ajfa-5591	145	22	to	to	PART
ajfa-5591	145	23	augment	augment	VERB
ajfa-5591	145	24	their	their	PRON
ajfa-5591	145	25	profitable	profitable	ADJ
ajfa-5591	145	26	efficiency	efficiency	NOUN
ajfa-5591	145	27	in	in	ADP
ajfa-5591	145	28	the	the	DET
ajfa-5591	145	29	near	near	ADJ
ajfa-5591	145	30	future	future	NOUN
ajfa-5591	145	31	.	.	PUNCT
ajfa-5591	146	1	at	at	ADP
ajfa-5591	146	2	the	the	DET
ajfa-5591	146	3	same	same	ADJ
ajfa-5591	146	4	time	time	NOUN
ajfa-5591	146	5	,	,	PUNCT
ajfa-5591	146	6	they	they	PRON
ajfa-5591	146	7	should	should	AUX
ajfa-5591	146	8	stay	stay	VERB
ajfa-5591	146	9	in	in	ADP
ajfa-5591	146	10	the	the	DET
ajfa-5591	146	11	game	game	NOUN
ajfa-5591	146	12	for	for	ADP
ajfa-5591	146	13	impending	impending	ADJ
ajfa-5591	146	14	acquisition	acquisition	NOUN
ajfa-5591	146	15	opportunities	opportunity	NOUN
ajfa-5591	146	16	as	as	ADP
ajfa-5591	146	17	and	and	CCONJ
ajfa-5591	146	18	when	when	SCONJ
ajfa-5591	146	19	they	they	PRON
ajfa-5591	146	20	appear	appear	VERB
ajfa-5591	146	21	in	in	ADP
ajfa-5591	146	22	the	the	DET
ajfa-5591	146	23	near	near	ADJ
ajfa-5591	146	24	term	term	NOUN
ajfa-5591	146	25	.	.	PUNCT
ajfa-5591	147	1	our	our	PRON
ajfa-5591	147	2	result	result	NOUN
ajfa-5591	147	3	exhibits	exhibit	VERB
ajfa-5591	147	4	that	that	SCONJ
ajfa-5591	147	5	in	in	ADP
ajfa-5591	147	6	case	case	NOUN
ajfa-5591	147	7	of	of	ADP
ajfa-5591	147	8	foreign	foreign	ADJ
ajfa-5591	147	9	banks	bank	NOUN
ajfa-5591	147	10	the	the	DET
ajfa-5591	147	11	efficiency	efficiency	NOUN
ajfa-5591	147	12	has	have	AUX
ajfa-5591	147	13	been	be	AUX
ajfa-5591	147	14	tremendous	tremendous	ADJ
ajfa-5591	147	15	and	and	CCONJ
ajfa-5591	147	16	consistent	consistent	ADJ
ajfa-5591	147	17	throughout	throughout	ADP
ajfa-5591	147	18	the	the	DET
ajfa-5591	147	19	period	period	NOUN
ajfa-5591	147	20	of	of	ADP
ajfa-5591	147	21	study	study	NOUN
ajfa-5591	147	22	,	,	PUNCT
ajfa-5591	147	23	especially	especially	ADV
ajfa-5591	147	24	four	four	NUM
ajfa-5591	147	25	foreign	foreign	ADJ
ajfa-5591	147	26	banks	bank	NOUN
ajfa-5591	147	27	.i.e	.i.e	PUNCT
ajfa-5591	147	28	.	.	PUNCT
ajfa-5591	148	1	bank	bank	PROPN
ajfa-5591	148	2	internasional	internasional	PROPN
ajfa-5591	148	3	indonesia	indonesia	PROPN
ajfa-5591	148	4	,	,	PUNCT
ajfa-5591	148	5	credit	credit	NOUN
ajfa-5591	148	6	agricol	agricol	PROPN
ajfa-5591	148	7	bank	bank	PROPN
ajfa-5591	148	8	,	,	PUNCT
ajfa-5591	148	9	krung	krung	PROPN
ajfa-5591	148	10	thai	thai	PROPN
ajfa-5591	148	11	bank	bank	PROPN
ajfa-5591	148	12	and	and	CCONJ
ajfa-5591	148	13	nova	nova	PROPN
ajfa-5591	148	14	scotia	scotia	PROPN
ajfa-5591	148	15	bank	bank	PROPN
ajfa-5591	148	16	.	.	PUNCT
ajfa-5591	149	1	the	the	DET
ajfa-5591	149	2	foreign	foreign	ADJ
ajfa-5591	149	3	banks	bank	NOUN
ajfa-5591	149	4	have	have	AUX
ajfa-5591	149	5	dominated	dominate	VERB
ajfa-5591	149	6	the	the	DET
ajfa-5591	149	7	list	list	NOUN
ajfa-5591	149	8	of	of	ADP
ajfa-5591	149	9	the	the	DET
ajfa-5591	149	10	highly	highly	ADV
ajfa-5591	149	11	efficient	efficient	ADJ
ajfa-5591	149	12	banks	bank	NOUN
ajfa-5591	149	13	as	as	SCONJ
ajfa-5591	149	14	compared	compare	VERB
ajfa-5591	149	15	to	to	ADP
ajfa-5591	149	16	all	all	DET
ajfa-5591	149	17	scheduled	schedule	VERB
ajfa-5591	149	18	commercial	commercial	ADJ
ajfa-5591	149	19	banks	bank	NOUN
ajfa-5591	149	20	.	.	PUNCT
ajfa-5591	150	1	participation	participation	NOUN
ajfa-5591	150	2	of	of	ADP
ajfa-5591	150	3	foreign	foreign	ADJ
ajfa-5591	150	4	banks	bank	NOUN
ajfa-5591	150	5	in	in	ADP
ajfa-5591	150	6	the	the	DET
ajfa-5591	150	7	growth	growth	NOUN
ajfa-5591	150	8	curve	curve	NOUN
ajfa-5591	150	9	of	of	ADP
ajfa-5591	150	10	the	the	DET
ajfa-5591	150	11	indian	indian	ADJ
ajfa-5591	150	12	economy	economy	NOUN
ajfa-5591	150	13	in	in	ADP
ajfa-5591	150	14	future	future	ADJ
ajfa-5591	150	15	years	year	NOUN
ajfa-5591	150	16	will	will	AUX
ajfa-5591	150	17	provide	provide	VERB
ajfa-5591	150	18	foreign	foreign	ADJ
ajfa-5591	150	19	banks	bank	NOUN
ajfa-5591	150	20	a	a	DET
ajfa-5591	150	21	launch	launch	NOUN
ajfa-5591	150	22	pad	pad	NOUN
ajfa-5591	150	23	for	for	ADP
ajfa-5591	150	24	greater	great	ADJ
ajfa-5591	150	25	business	business	NOUN
ajfa-5591	150	26	expansion	expansion	NOUN
ajfa-5591	150	27	.	.	PUNCT
ajfa-5591	151	1	references	reference	NOUN
ajfa-5591	151	2	altunbus	altunbus	VERB
ajfa-5591	151	3	,	,	PUNCT
ajfa-5591	151	4	y	y	PROPN
ajfa-5591	151	5	,	,	PUNCT
ajfa-5591	151	6	evans	evans	PROPN
ajfa-5591	151	7	,	,	PUNCT
ajfa-5591	151	8	l	l	PROPN
ajfa-5591	151	9	and	and	CCONJ
ajfa-5591	151	10	molyneux	molyneux	PROPN
ajfa-5591	151	11	,	,	PUNCT
ajfa-5591	151	12	p.	p.	NOUN
ajfa-5591	151	13	(	(	PUNCT
ajfa-5591	151	14	2000	2000	NUM
ajfa-5591	151	15	)	)	PUNCT
ajfa-5591	151	16	.	.	PUNCT
ajfa-5591	152	1	bank	bank	NOUN
ajfa-5591	152	2	ownership	ownership	NOUN
ajfa-5591	152	3	and	and	CCONJ
ajfa-5591	152	4	efficiency	efficiency	NOUN
ajfa-5591	152	5	.	.	PUNCT
ajfa-5591	153	1	journal	journal	NOUN
ajfa-5591	153	2	of	of	ADP
ajfa-5591	153	3	money	money	NOUN
ajfa-5591	153	4	,	,	PUNCT
ajfa-5591	153	5	credit	credit	NOUN
ajfa-5591	153	6	and	and	CCONJ
ajfa-5591	153	7	banking	banking	NOUN
ajfa-5591	153	8	,	,	PUNCT
ajfa-5591	153	9	33(4	33(4	NUM
ajfa-5591	153	10	)	)	PUNCT
ajfa-5591	153	11	,	,	PUNCT
ajfa-5591	153	12	926	926	NUM
ajfa-5591	153	13	-	-	SYM
ajfa-5591	153	14	954	954	NUM
ajfa-5591	153	15	.	.	PUNCT
ajfa-5591	154	1	http://dx.doi.org/10.2307/2673929	http://dx.doi.org/10.2307/2673929	NOUN
ajfa-5591	154	2	annual	annual	ADJ
ajfa-5591	154	3	report	report	NOUN
ajfa-5591	154	4	.	.	PUNCT
ajfa-5591	155	1	(	(	PUNCT
ajfa-5591	155	2	2003	2003	NUM
ajfa-5591	155	3	)	)	PUNCT
ajfa-5591	155	4	.	.	PUNCT
ajfa-5591	156	1	reserve	reserve	PROPN
ajfa-5591	156	2	bank	bank	PROPN
ajfa-5591	156	3	of	of	ADP
ajfa-5591	156	4	india	india	PROPN
ajfa-5591	156	5	,	,	PUNCT
ajfa-5591	156	6	mumbai	mumbai	PROPN
ajfa-5591	156	7	.	.	PUNCT
ajfa-5591	157	1	barr	barr	PROPN
ajfa-5591	157	2	&	&	CCONJ
ajfa-5591	157	3	siems	siems	PROPN
ajfa-5591	157	4	.	.	PUNCT
ajfa-5591	158	1	(	(	PUNCT
ajfa-5591	158	2	1994	1994	NUM
ajfa-5591	158	3	)	)	PUNCT
ajfa-5591	158	4	.	.	PUNCT
ajfa-5591	159	1	forecasting	forecast	VERB
ajfa-5591	159	2	bank	bank	NOUN
ajfa-5591	159	3	failure	failure	NOUN
ajfa-5591	159	4	:	:	PUNCT
ajfa-5591	159	5	a	a	DET
ajfa-5591	159	6	non	non	ADJ
ajfa-5591	159	7	-	-	ADJ
ajfa-5591	159	8	parametric	parametric	ADJ
ajfa-5591	159	9	approach	approach	NOUN
ajfa-5591	159	10	.	.	PUNCT
ajfa-5591	160	1	recherches	recherche	NOUN
ajfa-5591	160	2	economiques	economique	NOUN
ajfa-5591	160	3	de	de	X
ajfa-5591	160	4	louvain	louvain	NOUN
ajfa-5591	160	5	,	,	PUNCT
ajfa-5591	160	6	60	60	NUM
ajfa-5591	160	7	,	,	PUNCT
ajfa-5591	160	8	411	411	NUM
ajfa-5591	160	9	-	-	SYM
ajfa-5591	160	10	29	29	NUM
ajfa-5591	160	11	carlin	carlin	PROPN
ajfa-5591	160	12	,	,	PUNCT
ajfa-5591	160	13	w	w	PROPN
ajfa-5591	160	14	and	and	CCONJ
ajfa-5591	160	15	landesmann	landesmann	PROPN
ajfa-5591	160	16	,	,	PUNCT
ajfa-5591	160	17	m.	m.	NOUN
ajfa-5591	160	18	(	(	PUNCT
ajfa-5591	160	19	1997	1997	NUM
ajfa-5591	160	20	)	)	PUNCT
ajfa-5591	160	21	.	.	PUNCT
ajfa-5591	161	1	from	from	ADP
ajfa-5591	161	2	theory	theory	NOUN
ajfa-5591	161	3	into	into	ADP
ajfa-5591	161	4	practice	practice	NOUN
ajfa-5591	161	5	?	?	PUNCT
ajfa-5591	161	6	restructuring	restructuring	NOUN
ajfa-5591	161	7	and	and	CCONJ
ajfa-5591	161	8	dynamism	dynamism	NOUN
ajfa-5591	161	9	in	in	ADP
ajfa-5591	161	10	transition	transition	NOUN
ajfa-5591	161	11	economies	economy	NOUN
ajfa-5591	161	12	.	.	PUNCT
ajfa-5591	162	1	oxford	oxford	PROPN
ajfa-5591	162	2	review	review	NOUN
ajfa-5591	162	3	of	of	ADP
ajfa-5591	162	4	economic	economic	ADJ
ajfa-5591	162	5	policy	policy	NOUN
ajfa-5591	162	6	,	,	PUNCT
ajfa-5591	162	7	13(2	13(2	NOUN
ajfa-5591	162	8	)	)	PUNCT
ajfa-5591	162	9	,	,	PUNCT
ajfa-5591	162	10	77	77	NUM
ajfa-5591	162	11	-	-	SYM
ajfa-5591	162	12	89	89	NUM
ajfa-5591	162	13	.	.	PUNCT
ajfa-5591	163	1	denizer	denizer	NOUN
ajfa-5591	163	2	,	,	PUNCT
ajfa-5591	163	3	c	c	NOUN
ajfa-5591	163	4	,	,	PUNCT
ajfa-5591	163	5	tarimcilar	tarimcilar	ADJ
ajfa-5591	163	6	,	,	PUNCT
ajfa-5591	163	7	m	m	NOUN
ajfa-5591	163	8	and	and	CCONJ
ajfa-5591	163	9	dinc	dinc	PROPN
ajfa-5591	163	10	,	,	PUNCT
ajfa-5591	163	11	m.	m.	NOUN
ajfa-5591	163	12	(	(	PUNCT
ajfa-5591	163	13	2000	2000	NUM
ajfa-5591	163	14	)	)	PUNCT
ajfa-5591	163	15	.	.	PUNCT
ajfa-5591	164	1	measuring	measure	VERB
ajfa-5591	164	2	banking	banking	NOUN
ajfa-5591	164	3	efficiency	efficiency	NOUN
ajfa-5591	164	4	in	in	ADP
ajfa-5591	164	5	the	the	DET
ajfa-5591	164	6	pre	pre	NOUN
ajfa-5591	164	7	-	-	ADJ
ajfa-5591	164	8	and	and	CCONJ
ajfa-5591	164	9	post	post	ADJ
ajfa-5591	164	10	-	-	ADJ
ajfa-5591	164	11	liberalization	liberalization	ADJ
ajfa-5591	164	12	environment	environment	NOUN
ajfa-5591	164	13	:	:	PUNCT
ajfa-5591	164	14	evidence	evidence	NOUN
ajfa-5591	164	15	from	from	ADP
ajfa-5591	164	16	the	the	DET
ajfa-5591	164	17	turkish	turkish	ADJ
ajfa-5591	164	18	banking	banking	NOUN
ajfa-5591	164	19	system	system	NOUN
ajfa-5591	164	20	.	.	PUNCT
ajfa-5591	165	1	world	world	PROPN
ajfa-5591	165	2	bank	bank	PROPN
ajfa-5591	165	3	policy	policy	PROPN
ajfa-5591	165	4	research	research	NOUN
ajfa-5591	165	5	paper	paper	NOUN
ajfa-5591	165	6	,	,	PUNCT
ajfa-5591	165	7	no	no	DET
ajfa-5591	165	8	2476	2476	NUM
ajfa-5591	165	9	.	.	PUNCT
ajfa-5591	166	1	frydman	frydman	ADJ
ajfa-5591	166	2	,	,	PUNCT
ajfa-5591	166	3	r	r	NOUN
ajfa-5591	166	4	;	;	PUNCT
ajfa-5591	166	5	gray	gray	ADJ
ajfa-5591	166	6	,	,	PUNCT
ajfa-5591	166	7	c	c	X
ajfa-5591	166	8	,	,	PUNCT
ajfa-5591	166	9	hessel	hessel	NOUN
ajfa-5591	166	10	,	,	PUNCT
ajfa-5591	166	11	m	m	PRON
ajfa-5591	166	12	and	and	CCONJ
ajfa-5591	166	13	rapaczynski	rapaczynski	ADJ
ajfa-5591	166	14	,	,	PUNCT
ajfa-5591	166	15	a.	a.	NOUN
ajfa-5591	166	16	(	(	PUNCT
ajfa-5591	166	17	1998	1998	NUM
ajfa-5591	166	18	)	)	PUNCT
ajfa-5591	166	19	.	.	PUNCT
ajfa-5591	167	1	when	when	SCONJ
ajfa-5591	167	2	does	do	AUX
ajfa-5591	167	3	privatization	privatization	NOUN
ajfa-5591	167	4	work	work	VERB
ajfa-5591	167	5	?	?	PUNCT
ajfa-5591	168	1	the	the	DET
ajfa-5591	168	2	impact	impact	NOUN
ajfa-5591	168	3	of	of	ADP
ajfa-5591	168	4	private	private	ADJ
ajfa-5591	168	5	ownership	ownership	NOUN
ajfa-5591	168	6	on	on	ADP
ajfa-5591	168	7	corporate	corporate	ADJ
ajfa-5591	168	8	performance	performance	NOUN
ajfa-5591	168	9	in	in	ADP
ajfa-5591	168	10	the	the	DET
ajfa-5591	168	11	transition	transition	NOUN
ajfa-5591	168	12	economies	economy	NOUN
ajfa-5591	168	13	.	.	PUNCT
ajfa-5591	169	1	asian	asian	ADJ
ajfa-5591	169	2	journal	journal	PROPN
ajfa-5591	169	3	of	of	ADP
ajfa-5591	169	4	finance	finance	PROPN
ajfa-5591	169	5	&	&	CCONJ
ajfa-5591	169	6	accounting	accounting	PROPN
ajfa-5591	169	7	issn	issn	PROPN
ajfa-5591	169	8	1946	1946	NUM
ajfa-5591	169	9	-	-	PUNCT
ajfa-5591	169	10	052x	052x	PROPN
ajfa-5591	169	11	2014	2014	NUM
ajfa-5591	169	12	,	,	PUNCT
ajfa-5591	169	13	vol	vol	NOUN
ajfa-5591	169	14	.	.	PROPN
ajfa-5591	170	1	6	6	NUM
ajfa-5591	170	2	,	,	PUNCT
ajfa-5591	170	3	no	no	INTJ
ajfa-5591	170	4	.	.	NOUN
ajfa-5591	170	5	2	2	NUM
ajfa-5591	170	6	www.macrothink.org/ajfa	www.macrothink.org/ajfa	NUM
ajfa-5591	170	7	448	448	NUM
ajfa-5591	170	8	economic	economic	ADJ
ajfa-5591	170	9	research	research	NOUN
ajfa-5591	170	10	reports	report	NOUN
ajfa-5591	170	11	,	,	PUNCT
ajfa-5591	170	12	98	98	NUM
ajfa-5591	170	13	-	-	SYM
ajfa-5591	170	14	32	32	NUM
ajfa-5591	170	15	,	,	PUNCT
ajfa-5591	170	16	new	new	PROPN
ajfa-5591	170	17	york	york	PROPN
ajfa-5591	170	18	:	:	PUNCT
ajfa-5591	170	19	cv	cv	PROPN
ajfa-5591	170	20	starr	starr	PROPN
ajfa-5591	170	21	centre	centre	PROPN
ajfa-5591	170	22	for	for	ADP
ajfa-5591	170	23	applied	applied	ADJ
ajfa-5591	170	24	economics	economic	NOUN
ajfa-5591	170	25	,	,	PUNCT
ajfa-5591	170	26	new	new	PROPN
ajfa-5591	170	27	york	york	PROPN
ajfa-5591	170	28	university	university	PROPN
ajfa-5591	170	29	.	.	PUNCT
ajfa-5591	171	1	galal	galal	PROPN
ajfa-5591	171	2	,	,	PUNCT
ajfa-5591	171	3	a.	a.	NOUN
ajfa-5591	171	4	jones	jones	PROPN
ajfa-5591	171	5	,	,	PUNCT
ajfa-5591	171	6	l	l	PROPN
ajfa-5591	171	7	,	,	PUNCT
ajfa-5591	171	8	tandon	tandon	PROPN
ajfa-5591	171	9	,	,	PUNCT
ajfa-5591	171	10	p	p	PROPN
ajfa-5591	171	11	and	and	CCONJ
ajfa-5591	171	12	vogelsang	vogelsang	PROPN
ajfa-5591	171	13	,	,	PUNCT
ajfa-5591	171	14	i	i	PRON
ajfa-5591	171	15	(	(	PUNCT
ajfa-5591	171	16	1994).welfare	1994).welfare	NUM
ajfa-5591	171	17	consequences	consequence	NOUN
ajfa-5591	171	18	of	of	ADP
ajfa-5591	171	19	selling	sell	VERB
ajfa-5591	171	20	public	public	ADJ
ajfa-5591	171	21	enterprises	enterprise	NOUN
ajfa-5591	171	22	:	:	PUNCT
ajfa-5591	171	23	an	an	DET
ajfa-5591	171	24	empirical	empirical	ADJ
ajfa-5591	171	25	analysis	analysis	NOUN
ajfa-5591	171	26	,	,	PUNCT
ajfa-5591	171	27	oxford	oxford	PROPN
ajfa-5591	171	28	,	,	PUNCT
ajfa-5591	171	29	uk	uk	PROPN
ajfa-5591	171	30	:	:	PUNCT
ajfa-5591	171	31	oxford	oxford	PROPN
ajfa-5591	171	32	university	university	PROPN
ajfa-5591	171	33	press	press	NOUN
ajfa-5591	171	34	.	.	PUNCT
ajfa-5591	172	1	gazette	gazette	PROPN
ajfa-5591	172	2	of	of	ADP
ajfa-5591	172	3	india	india	PROPN
ajfa-5591	172	4	-	-	PUNCT
ajfa-5591	172	5	extraordinary	extraordinary	ADJ
ajfa-5591	172	6	notification	notification	NOUN
ajfa-5591	172	7	,	,	PUNCT
ajfa-5591	172	8	part	part	PROPN
ajfa-5591	172	9	ii	ii	PROPN
ajfa-5591	172	10	,	,	PUNCT
ajfa-5591	172	11	sec	sec	PROPN
ajfa-5591	172	12	3	3	NUM
ajfa-5591	172	13	(	(	PUNCT
ajfa-5591	172	14	ii	ii	NOUN
ajfa-5591	172	15	)	)	PUNCT
ajfa-5591	172	16	(	(	PUNCT
ajfa-5591	172	17	1991	1991	NUM
ajfa-5591	172	18	and	and	CCONJ
ajfa-5591	172	19	1997	1997	NUM
ajfa-5591	172	20	)	)	PUNCT
ajfa-5591	172	21	.	.	PUNCT
ajfa-5591	173	1	committee	committee	NOUN
ajfa-5591	173	2	on	on	ADP
ajfa-5591	173	3	banking	banking	NOUN
ajfa-5591	173	4	sector	sector	NOUN
ajfa-5591	173	5	reform	reform	NOUN
ajfa-5591	173	6	,	,	PUNCT
ajfa-5591	173	7	narasimham	narasimham	PROPN
ajfa-5591	173	8	committee	committee	PROPN
ajfa-5591	173	9	,	,	PUNCT
ajfa-5591	173	10	ministry	ministry	PROPN
ajfa-5591	173	11	of	of	ADP
ajfa-5591	173	12	finance	finance	PROPN
ajfa-5591	173	13	,	,	PUNCT
ajfa-5591	173	14	government	government	NOUN
ajfa-5591	173	15	of	of	ADP
ajfa-5591	173	16	india	india	PROPN
ajfa-5591	173	17	.	.	PUNCT
ajfa-5591	174	1	jones	jones	PROPN
ajfa-5591	174	2	,	,	PUNCT
ajfa-5591	174	3	derek	derek	PROPN
ajfa-5591	174	4	c	c	PROPN
ajfa-5591	174	5	and	and	CCONJ
ajfa-5591	174	6	mygind	mygind	NOUN
ajfa-5591	174	7	,	,	PUNCT
ajfa-5591	174	8	niels	niels	PROPN
ajfa-5591	174	9	(	(	PUNCT
ajfa-5591	174	10	1999	1999	NUM
ajfa-5591	174	11	)	)	PUNCT
ajfa-5591	174	12	.	.	PUNCT
ajfa-5591	175	1	the	the	DET
ajfa-5591	175	2	nature	nature	NOUN
ajfa-5591	175	3	and	and	CCONJ
ajfa-5591	175	4	determinants	determinant	NOUN
ajfa-5591	175	5	of	of	ADP
ajfa-5591	175	6	ownership	ownership	NOUN
ajfa-5591	175	7	changes	change	NOUN
ajfa-5591	175	8	after	after	ADP
ajfa-5591	175	9	privatization	privatization	NOUN
ajfa-5591	175	10	:	:	PUNCT
ajfa-5591	175	11	evidence	evidence	NOUN
ajfa-5591	175	12	from	from	ADP
ajfa-5591	175	13	estonia	estonia	PROPN
ajfa-5591	175	14	.	.	PUNCT
ajfa-5591	176	1	journal	journal	PROPN
ajfa-5591	176	2	of	of	ADP
ajfa-5591	176	3	comparative	comparative	ADJ
ajfa-5591	176	4	economics	economic	NOUN
ajfa-5591	176	5	,	,	PUNCT
ajfa-5591	176	6	27	27	NUM
ajfa-5591	176	7	,	,	PUNCT
ajfa-5591	176	8	422	422	NUM
ajfa-5591	176	9	-	-	SYM
ajfa-5591	176	10	441	441	NUM
ajfa-5591	176	11	.	.	PUNCT
ajfa-5591	177	1	http://dx.doi.org/10.1006/jcec.1999.1604	http://dx.doi.org/10.1006/jcec.1999.1604	VERB
ajfa-5591	177	2	la	la	PRON
ajfa-5591	177	3	porta	porta	PROPN
ajfa-5591	177	4	,	,	PUNCT
ajfa-5591	177	5	r	r	NOUN
ajfa-5591	177	6	and	and	CCONJ
ajfa-5591	177	7	lopez	lopez	NOUN
ajfa-5591	177	8	-	-	PUNCT
ajfa-5591	177	9	de	de	NOUN
ajfa-5591	177	10	-	-	NOUN
ajfa-5591	177	11	silanes	silanes	PROPN
ajfa-5591	177	12	,	,	PUNCT
ajfa-5591	177	13	f	f	PROPN
ajfa-5591	177	14	(	(	PUNCT
ajfa-5591	177	15	1997	1997	NUM
ajfa-5591	177	16	)	)	PUNCT
ajfa-5591	177	17	.	.	PUNCT
ajfa-5591	178	1	the	the	DET
ajfa-5591	178	2	benefits	benefit	NOUN
ajfa-5591	178	3	of	of	ADP
ajfa-5591	178	4	privatization	privatization	NOUN
ajfa-5591	178	5	—	—	PUNCT
ajfa-5591	178	6	evidence	evidence	NOUN
ajfa-5591	178	7	from	from	ADP
ajfa-5591	178	8	mexico	mexico	PROPN
ajfa-5591	178	9	.	.	PUNCT
ajfa-5591	179	1	viewpoint	viewpoint	NOUN
ajfa-5591	179	2	117	117	NUM
ajfa-5591	179	3	,	,	PUNCT
ajfa-5591	179	4	washington	washington	PROPN
ajfa-5591	179	5	,	,	PUNCT
ajfa-5591	179	6	dc	dc	PROPN
ajfa-5591	179	7	:	:	PUNCT
ajfa-5591	179	8	world	world	PROPN
ajfa-5591	179	9	bank	bank	PROPN
ajfa-5591	179	10	.	.	PUNCT
ajfa-5591	180	1	mohan	mohan	PROPN
ajfa-5591	180	2	(	(	PUNCT
ajfa-5591	180	3	2005	2005	NUM
ajfa-5591	180	4	)	)	PUNCT
ajfa-5591	180	5	.	.	PUNCT
ajfa-5591	181	1	india	india	PROPN
ajfa-5591	181	2	's	's	PART
ajfa-5591	181	3	experience	experience	NOUN
ajfa-5591	181	4	with	with	ADP
ajfa-5591	181	5	financial	financial	ADJ
ajfa-5591	181	6	sector	sector	NOUN
ajfa-5591	181	7	development	development	NOUN
ajfa-5591	181	8	.	.	PUNCT
ajfa-5591	182	1	in	in	ADP
ajfa-5591	182	2	:	:	PUNCT
ajfa-5591	182	3	basu	basu	PROPN
ajfa-5591	182	4	p	p	PROPN
ajfa-5591	182	5	(	(	PUNCT
ajfa-5591	182	6	ed	ed	NOUN
ajfa-5591	182	7	)	)	PUNCT
ajfa-5591	182	8	india	india	PROPN
ajfa-5591	182	9	's	's	PART
ajfa-5591	182	10	financial	financial	ADJ
ajfa-5591	182	11	sector	sector	NOUN
ajfa-5591	182	12	:	:	PUNCT
ajfa-5591	182	13	recent	recent	ADJ
ajfa-5591	182	14	reforms	reform	NOUN
ajfa-5591	182	15	,	,	PUNCT
ajfa-5591	182	16	future	future	ADJ
ajfa-5591	182	17	challenges	challenge	NOUN
ajfa-5591	182	18	,	,	PUNCT
ajfa-5591	182	19	macmillan	macmillan	PROPN
ajfa-5591	182	20	india	india	PROPN
ajfa-5591	182	21	ltd	ltd	PROPN
ajfa-5591	182	22	.	.	PROPN
ajfa-5591	182	23	,	,	PUNCT
ajfa-5591	182	24	new	new	PROPN
ajfa-5591	182	25	delhi	delhi	PROPN
ajfa-5591	182	26	muniappan	muniappan	PROPN
ajfa-5591	182	27	(	(	PUNCT
ajfa-5591	182	28	2003	2003	NUM
ajfa-5591	182	29	)	)	PUNCT
ajfa-5591	182	30	.	.	PUNCT
ajfa-5591	183	1	management	management	NOUN
ajfa-5591	183	2	challenges	challenge	NOUN
ajfa-5591	183	3	in	in	ADP
ajfa-5591	183	4	banking	banking	NOUN
ajfa-5591	183	5	.	.	PUNCT
ajfa-5591	184	1	address	address	NOUN
ajfa-5591	184	2	at	at	ADP
ajfa-5591	184	3	the	the	DET
ajfa-5591	184	4	nibm	nibm	PROPN
ajfa-5591	184	5	annual	annual	ADJ
ajfa-5591	184	6	day	day	NOUN
ajfa-5591	184	7	,	,	PUNCT
ajfa-5591	184	8	january	january	PROPN
ajfa-5591	184	9	6	6	NUM
ajfa-5591	184	10	.	.	PUNCT
ajfa-5591	185	1	narasimham	narasimham	PROPN
ajfa-5591	185	2	,	,	PUNCT
ajfa-5591	185	3	m.	m.	NOUN
ajfa-5591	185	4	(	(	PUNCT
ajfa-5591	185	5	1991	1991	NUM
ajfa-5591	185	6	)	)	PUNCT
ajfa-5591	185	7	.	.	PUNCT
ajfa-5591	186	1	report	report	NOUN
ajfa-5591	186	2	of	of	ADP
ajfa-5591	186	3	the	the	DET
ajfa-5591	186	4	committee	committee	NOUN
ajfa-5591	186	5	on	on	ADP
ajfa-5591	186	6	the	the	DET
ajfa-5591	186	7	financial	financial	ADJ
ajfa-5591	186	8	system	system	NOUN
ajfa-5591	186	9	,	,	PUNCT
ajfa-5591	186	10	government	government	NOUN
ajfa-5591	186	11	of	of	ADP
ajfa-5591	186	12	india	india	PROPN
ajfa-5591	186	13	narasimham	narasimham	PROPN
ajfa-5591	186	14	,	,	PUNCT
ajfa-5591	186	15	m.	m.	NOUN
ajfa-5591	186	16	(	(	PUNCT
ajfa-5591	186	17	1998	1998	NUM
ajfa-5591	186	18	)	)	PUNCT
ajfa-5591	186	19	.	.	PUNCT
ajfa-5591	187	1	report	report	NOUN
ajfa-5591	187	2	of	of	ADP
ajfa-5591	187	3	the	the	DET
ajfa-5591	187	4	committee	committee	NOUN
ajfa-5591	187	5	on	on	ADP
ajfa-5591	187	6	banking	banking	NOUN
ajfa-5591	187	7	sector	sector	NOUN
ajfa-5591	187	8	reforms	reform	NOUN
ajfa-5591	187	9	,	,	PUNCT
ajfa-5591	187	10	government	government	NOUN
ajfa-5591	187	11	of	of	ADP
ajfa-5591	187	12	india	india	PROPN
ajfa-5591	187	13	.	.	PUNCT
ajfa-5591	188	1	neeraj	neeraj	PROPN
ajfa-5591	188	2	swaroop	swaroop	PROPN
ajfa-5591	188	3	(	(	PUNCT
ajfa-5591	188	4	2011	2011	NUM
ajfa-5591	188	5	)	)	PUNCT
ajfa-5591	188	6	.	.	PUNCT
ajfa-5591	189	1	stan	stan	PROPN
ajfa-5591	189	2	chart	chart	PROPN
ajfa-5591	189	3	's	's	PART
ajfa-5591	189	4	regional	regional	ADJ
ajfa-5591	189	5	chief	chief	ADJ
ajfa-5591	189	6	executive	executive	NOUN
ajfa-5591	189	7	for	for	ADP
ajfa-5591	189	8	india	india	PROPN
ajfa-5591	189	9	and	and	CCONJ
ajfa-5591	189	10	south	south	PROPN
ajfa-5591	189	11	asia	asia	PROPN
ajfa-5591	189	12	,	,	PUNCT
ajfa-5591	189	13	rbi	rbi	PROPN
ajfa-5591	189	14	.	.	PUNCT
ajfa-5591	190	1	rajput	rajput	PROPN
ajfa-5591	190	2	&	&	CCONJ
ajfa-5591	190	3	gupta	gupta	PROPN
ajfa-5591	190	4	(	(	PUNCT
ajfa-5591	190	5	2010	2010	NUM
ajfa-5591	190	6	)	)	PUNCT
ajfa-5591	190	7	.	.	PUNCT
ajfa-5591	191	1	efficiency	efficiency	NOUN
ajfa-5591	191	2	,	,	PUNCT
ajfa-5591	191	3	productivity	productivity	NOUN
ajfa-5591	191	4	and	and	CCONJ
ajfa-5591	191	5	soundness	soundness	NOUN
ajfa-5591	191	6	of	of	ADP
ajfa-5591	191	7	the	the	DET
ajfa-5591	191	8	banking	banking	NOUN
ajfa-5591	191	9	sector	sector	NOUN
ajfa-5591	191	10	in	in	ADP
ajfa-5591	191	11	india	india	PROPN
ajfa-5591	191	12	:	:	PUNCT
ajfa-5591	191	13	data	data	VERB
ajfa-5591	191	14	envelopment	envelopment	ADJ
ajfa-5591	191	15	analysis	analysis	NOUN
ajfa-5591	191	16	.	.	PUNCT
ajfa-5591	192	1	bvimr	bvimr	NOUN
ajfa-5591	192	2	,	,	PUNCT
ajfa-5591	192	3	management	management	NOUN
ajfa-5591	192	4	edge	edge	NOUN
ajfa-5591	192	5	,	,	PUNCT
ajfa-5591	192	6	december	december	PROPN
ajfa-5591	192	7	issue	issue	NOUN
ajfa-5591	192	8	2011	2011	NUM
ajfa-5591	192	9	.	.	PUNCT
ajfa-5591	193	1	reddy	reddy	PROPN
ajfa-5591	193	2	(	(	PUNCT
ajfa-5591	193	3	2002	2002	NUM
ajfa-5591	193	4	)	)	PUNCT
ajfa-5591	193	5	.	.	PUNCT
ajfa-5591	194	1	rbi	rbi	NOUN
ajfa-5591	194	2	and	and	CCONJ
ajfa-5591	194	3	banking	banking	NOUN
ajfa-5591	194	4	sector	sector	NOUN
ajfa-5591	194	5	reforms	reform	NOUN
ajfa-5591	194	6	.	.	PUNCT
ajfa-5591	195	1	reserve	reserve	PROPN
ajfa-5591	195	2	bank	bank	PROPN
ajfa-5591	195	3	of	of	ADP
ajfa-5591	195	4	india	india	PROPN
ajfa-5591	195	5	monthly	monthly	ADJ
ajfa-5591	195	6	bulletin	bulletin	NOUN
ajfa-5591	195	7	(	(	PUNCT
ajfa-5591	195	8	december	december	PROPN
ajfa-5591	195	9	)	)	PUNCT
ajfa-5591	195	10	,	,	PUNCT
ajfa-5591	195	11	99	99	NUM
ajfa-5591	195	12	-	-	SYM
ajfa-5591	195	13	1008	1008	NUM
ajfa-5591	195	14	.	.	PUNCT
ajfa-5591	196	1	roma	roma	PROPN
ajfa-5591	196	2	mitra	mitra	PROPN
ajfa-5591	196	3	debnath	debnath	PROPN
ajfa-5591	196	4	,	,	PUNCT
ajfa-5591	196	5	ravi	ravi	PROPN
ajfa-5591	196	6	shankar	shankar	PROPN
ajfa-5591	196	7	(	(	PUNCT
ajfa-5591	196	8	2008	2008	NUM
ajfa-5591	196	9	)	)	PUNCT
ajfa-5591	196	10	.	.	PUNCT
ajfa-5591	197	1	measuring	measure	VERB
ajfa-5591	197	2	performance	performance	NOUN
ajfa-5591	197	3	of	of	ADP
ajfa-5591	197	4	indian	indian	ADJ
ajfa-5591	197	5	banks	bank	NOUN
ajfa-5591	197	6	:	:	PUNCT
ajfa-5591	197	7	an	an	DET
ajfa-5591	197	8	application	application	NOUN
ajfa-5591	197	9	data	data	VERB
ajfa-5591	197	10	envelopment	envelopment	ADJ
ajfa-5591	197	11	analysis	analysis	NOUN
ajfa-5591	197	12	.	.	PUNCT
ajfa-5591	198	1	sahoo	sahoo	PROPN
ajfa-5591	198	2	et	et	PROPN
ajfa-5591	198	3	al	al	PROPN
ajfa-5591	198	4	.	.	PROPN
ajfa-5591	198	5	(	(	PUNCT
ajfa-5591	198	6	2007	2007	NUM
ajfa-5591	198	7	)	)	PUNCT
ajfa-5591	198	8	.	.	PUNCT
ajfa-5591	199	1	productive	productive	ADJ
ajfa-5591	199	2	performance	performance	NOUN
ajfa-5591	199	3	evaluation	evaluation	NOUN
ajfa-5591	199	4	of	of	ADP
ajfa-5591	199	5	the	the	DET
ajfa-5591	199	6	banking	banking	NOUN
ajfa-5591	199	7	sector	sector	NOUN
ajfa-5591	199	8	in	in	ADP
ajfa-5591	199	9	india	india	PROPN
ajfa-5591	199	10	using	use	VERB
ajfa-5591	199	11	data	datum	NOUN
ajfa-5591	199	12	envelopment	envelopment	ADJ
ajfa-5591	199	13	analysis	analysis	NOUN
ajfa-5591	199	14	.	.	PUNCT
ajfa-5591	200	1	international	international	ADJ
ajfa-5591	200	2	journal	journal	PROPN
ajfa-5591	200	3	of	of	ADP
ajfa-5591	200	4	operations	operation	NOUN
ajfa-5591	200	5	research	research	NOUN
ajfa-5591	200	6	,	,	PUNCT
ajfa-5591	200	7	4(2	4(2	NUM
ajfa-5591	200	8	)	)	PUNCT
ajfa-5591	200	9	,	,	PUNCT
ajfa-5591	200	10	63	63	NUM
ajfa-5591	200	11	-	-	SYM
ajfa-5591	200	12	79	79	NUM
ajfa-5591	200	13	.	.	PUNCT
ajfa-5591	201	1	tulkens	tulken	NOUN
ajfa-5591	201	2	,	,	PUNCT
ajfa-5591	201	3	h	h	NOUN
ajfa-5591	201	4	(	(	PUNCT
ajfa-5591	201	5	1993	1993	NUM
ajfa-5591	201	6	)	)	PUNCT
ajfa-5591	201	7	.	.	PUNCT
ajfa-5591	202	1	on	on	ADP
ajfa-5591	202	2	fdh	fdh	PROPN
ajfa-5591	202	3	efficiency	efficiency	NOUN
ajfa-5591	202	4	analysis	analysis	NOUN
ajfa-5591	202	5	:	:	PUNCT
ajfa-5591	202	6	some	some	DET
ajfa-5591	202	7	methodological	methodological	ADJ
ajfa-5591	202	8	issues	issue	NOUN
ajfa-5591	202	9	and	and	CCONJ
ajfa-5591	202	10	applications	application	NOUN
ajfa-5591	202	11	to	to	ADP
ajfa-5591	202	12	retail	retail	ADJ
ajfa-5591	202	13	banking	banking	NOUN
ajfa-5591	202	14	.	.	PUNCT
ajfa-5591	203	1	journal	journal	PROPN
ajfa-5591	203	2	of	of	ADP
ajfa-5591	203	3	productivity	productivity	NOUN
ajfa-5591	203	4	analysis	analysis	NOUN
ajfa-5591	203	5	,	,	PUNCT
ajfa-5591	203	6	4(1	4(1	NOUN
ajfa-5591	203	7	)	)	PUNCT
ajfa-5591	203	8	,	,	PUNCT
ajfa-5591	203	9	183	183	NUM
ajfa-5591	203	10	-	-	SYM
ajfa-5591	203	11	210	210	NUM
ajfa-5591	203	12	.	.	PUNCT
ajfa-5591	204	1	http://dx.doi.org/10.1007/bf01073473	http://dx.doi.org/10.1007/bf01073473	PROPN
ajfa-5591	204	2	asian	asian	ADJ
ajfa-5591	204	3	journal	journal	PROPN
ajfa-5591	204	4	of	of	ADP
ajfa-5591	204	5	finance	finance	PROPN
ajfa-5591	204	6	&	&	CCONJ
ajfa-5591	204	7	accounting	accounting	PROPN
ajfa-5591	204	8	issn	issn	PROPN
ajfa-5591	204	9	1946	1946	NUM
ajfa-5591	204	10	-	-	PUNCT
ajfa-5591	204	11	052x	052x	PROPN
ajfa-5591	204	12	2014	2014	NUM
ajfa-5591	204	13	,	,	PUNCT
ajfa-5591	204	14	vol	vol	NOUN
ajfa-5591	204	15	.	.	PROPN
ajfa-5591	205	1	6	6	NUM
ajfa-5591	205	2	,	,	PUNCT
ajfa-5591	205	3	no	no	INTJ
ajfa-5591	205	4	.	.	NOUN
ajfa-5591	205	5	2	2	NUM
ajfa-5591	205	6	www.macrothink.org/ajfa	www.macrothink.org/ajfa	NOUN
ajfa-5591	205	7	449	449	NUM
ajfa-5591	205	8	appendix	appendix	ADJ
ajfa-5591	205	9	table	table	NOUN
ajfa-5591	205	10	i	i	PRON
ajfa-5591	205	11	:	:	PUNCT
ajfa-5591	205	12	net	net	ADJ
ajfa-5591	205	13	profits	profit	NOUN
ajfa-5591	205	14	and	and	CCONJ
ajfa-5591	205	15	efficiency	efficiency	NOUN
ajfa-5591	205	16	scores	score	NOUN
ajfa-5591	205	17	of	of	ADP
ajfa-5591	205	18	foreign	foreign	ADJ
ajfa-5591	205	19	banks	bank	NOUN
ajfa-5591	205	20	(	(	PUNCT
ajfa-5591	205	21	as	as	ADP
ajfa-5591	205	22	a	a	DET
ajfa-5591	205	23	group	group	NOUN
ajfa-5591	205	24	)	)	PUNCT
ajfa-5591	205	25	year	year	NOUN
ajfa-5591	205	26	net	net	ADJ
ajfa-5591	205	27	profits	profit	NOUN
ajfa-5591	205	28	efficiency	efficiency	NOUN
ajfa-5591	205	29	scores	score	NOUN
ajfa-5591	205	30	2008	2008	NUM
ajfa-5591	205	31	-	-	SYM
ajfa-5591	205	32	09	09	NUM
ajfa-5591	205	33	452160	452160	NUM
ajfa-5591	205	34	1	1	NUM
ajfa-5591	205	35	2009	2009	NUM
ajfa-5591	205	36	-	-	SYM
ajfa-5591	205	37	10	10	NUM
ajfa-5591	205	38	363410	363410	NUM
ajfa-5591	205	39	0.847199824	0.847199824	NUM
ajfa-5591	205	40	2010	2010	NUM
ajfa-5591	205	41	-	-	SYM
ajfa-5591	205	42	11	11	NUM
ajfa-5591	205	43	395049	395049	NUM
ajfa-5591	205	44	1	1	NUM
ajfa-5591	205	45	2011	2011	NUM
ajfa-5591	205	46	-	-	SYM
ajfa-5591	205	47	12	12	NUM
ajfa-5591	205	48	468925	468925	NUM
ajfa-5591	205	49	0.939770526	0.939770526	NUM
ajfa-5591	205	50	2012	2012	NUM
ajfa-5591	205	51	-	-	SYM
ajfa-5591	205	52	13	13	NUM
ajfa-5591	205	53	534613	534613	NUM
ajfa-5591	205	54	1	1	NUM
ajfa-5591	205	55	source	source	NOUN
ajfa-5591	205	56	:	:	PUNCT
ajfa-5591	205	57	rbi	rbi	NOUN
ajfa-5591	205	58	publication	publication	NOUN
ajfa-5591	205	59	,	,	PUNCT
ajfa-5591	205	60	a	a	DET
ajfa-5591	205	61	profile	profile	NOUN
ajfa-5591	205	62	of	of	ADP
ajfa-5591	205	63	banks	bank	NOUN
ajfa-5591	205	64	table	table	PROPN
ajfa-5591	205	65	ii	ii	PROPN
ajfa-5591	205	66	.	.	PUNCT
ajfa-5591	206	1	dea	dea	PROPN
ajfa-5591	206	2	efficiency	efficiency	NOUN
ajfa-5591	206	3	scores	score	NOUN
ajfa-5591	206	4	of	of	ADP
ajfa-5591	206	5	foreign	foreign	ADJ
ajfa-5591	206	6	banks	bank	NOUN
ajfa-5591	206	7	(	(	PUNCT
ajfa-5591	206	8	individual	individual	NOUN
ajfa-5591	206	9	)	)	PUNCT
ajfa-5591	206	10	no	no	DET
ajfa-5591	206	11	name	name	NOUN
ajfa-5591	206	12	of	of	ADP
ajfa-5591	206	13	the	the	DET
ajfa-5591	206	14	bank	bank	NOUN
ajfa-5591	206	15	2008	2008	NUM
ajfa-5591	206	16	-	-	SYM
ajfa-5591	206	17	09	09	NUM
ajfa-5591	206	18	2009	2009	NUM
ajfa-5591	206	19	-	-	SYM
ajfa-5591	206	20	10	10	NUM
ajfa-5591	206	21	2010	2010	NUM
ajfa-5591	206	22	-	-	SYM
ajfa-5591	206	23	11	11	NUM
ajfa-5591	206	24	2011	2011	NUM
ajfa-5591	206	25	-	-	SYM
ajfa-5591	206	26	12	12	NUM
ajfa-5591	206	27	2012	2012	NUM
ajfa-5591	206	28	-	-	SYM
ajfa-5591	206	29	13	13	NUM
ajfa-5591	206	30	1	1	NUM
ajfa-5591	206	31	ab	ab	PROPN
ajfa-5591	206	32	bank	bank	PROPN
ajfa-5591	206	33	1	1	NUM
ajfa-5591	206	34	1	1	NUM
ajfa-5591	206	35	0.601172	0.601172	NUM
ajfa-5591	206	36	1	1	NUM
ajfa-5591	206	37	0.699619	0.699619	NUM
ajfa-5591	206	38	2	2	NUM
ajfa-5591	206	39	abu	abu	PROPN
ajfa-5591	206	40	dhabi	dhabi	PROPN
ajfa-5591	206	41	bank	bank	PROPN
ajfa-5591	206	42	0.458207	0.458207	NUM
ajfa-5591	207	1	0.496351	0.496351	NUM
ajfa-5591	207	2	0.54963	0.54963	NUM
ajfa-5591	207	3	0.720938	0.720938	NUM
ajfa-5591	207	4	0.951938	0.951938	NUM
ajfa-5591	207	5	3	3	NUM
ajfa-5591	207	6	american	american	NOUN
ajfa-5591	207	7	express	express	VERB
ajfa-5591	207	8	0.773916	0.773916	NUM
ajfa-5591	207	9	0.902884	0.902884	NUM
ajfa-5591	207	10	0.439515	0.439515	NUM
ajfa-5591	207	11	0.751628	0.751628	NUM
ajfa-5591	207	12	1	1	NUM
ajfa-5591	207	13	4	4	NUM
ajfa-5591	207	14	antwerp	antwerp	PROPN
ajfa-5591	207	15	diamond	diamond	PROPN
ajfa-5591	207	16	bank	bank	PROPN
ajfa-5591	207	17	1	1	NUM
ajfa-5591	207	18	1	1	NUM
ajfa-5591	207	19	0.857509	0.857509	NUM
ajfa-5591	207	20	1	1	NUM
ajfa-5591	207	21	1	1	NUM
ajfa-5591	207	22	5	5	NUM
ajfa-5591	207	23	bank	bank	NOUN
ajfa-5591	207	24	internasional	internasional	NOUN
ajfa-5591	207	25	indonesia	indonesia	PROPN
ajfa-5591	207	26	1	1	NUM
ajfa-5591	207	27	1	1	NUM
ajfa-5591	207	28	1	1	NUM
ajfa-5591	207	29	1	1	NUM
ajfa-5591	207	30	1	1	NUM
ajfa-5591	207	31	6	6	NUM
ajfa-5591	207	32	bank	bank	NOUN
ajfa-5591	207	33	of	of	ADP
ajfa-5591	207	34	america	america	PROPN
ajfa-5591	207	35	0.651736	0.651736	NUM
ajfa-5591	207	36	0.82944	0.82944	NUM
ajfa-5591	207	37	1	1	NUM
ajfa-5591	207	38	0.782573	0.782573	NUM
ajfa-5591	207	39	0.948063	0.948063	NUM
ajfa-5591	207	40	7	7	NUM
ajfa-5591	207	41	bank	bank	NOUN
ajfa-5591	207	42	of	of	ADP
ajfa-5591	207	43	bahrain	bahrain	PROPN
ajfa-5591	207	44	and	and	CCONJ
ajfa-5591	207	45	kuwait	kuwait	PROPN
ajfa-5591	207	46	0.280476	0.280476	NUM
ajfa-5591	207	47	0.629936	0.629936	NUM
ajfa-5591	207	48	0.527522	0.527522	NUM
ajfa-5591	207	49	0.63218	0.63218	NUM
ajfa-5591	207	50	0.699172	0.699172	NUM
ajfa-5591	207	51	8	8	NUM
ajfa-5591	207	52	bank	bank	NOUN
ajfa-5591	207	53	of	of	ADP
ajfa-5591	207	54	ceylon	ceylon	PROPN
ajfa-5591	207	55	1	1	NUM
ajfa-5591	207	56	0.796349	0.796349	NUM
ajfa-5591	207	57	0.777925	0.777925	NUM
ajfa-5591	207	58	0.997031	0.997031	NUM
ajfa-5591	207	59	0.937036	0.937036	NUM
ajfa-5591	207	60	9	9	NUM
ajfa-5591	207	61	bank	bank	NOUN
ajfa-5591	207	62	of	of	ADP
ajfa-5591	207	63	nova	nova	PROPN
ajfa-5591	207	64	scotia	scotia	PROPN
ajfa-5591	207	65	1	1	NUM
ajfa-5591	207	66	1	1	NUM
ajfa-5591	207	67	1	1	NUM
ajfa-5591	207	68	1	1	NUM
ajfa-5591	207	69	1	1	NUM
ajfa-5591	207	70	10	10	NUM
ajfa-5591	207	71	bank	bank	NOUN
ajfa-5591	207	72	of	of	ADP
ajfa-5591	207	73	tokyo	tokyo	PROPN
ajfa-5591	207	74	and	and	CCONJ
ajfa-5591	207	75	mitsubishi	mitsubishi	PROPN
ajfa-5591	207	76	0.873156	0.873156	NUM
ajfa-5591	207	77	0.553055	0.553055	NUM
ajfa-5591	207	78	1	1	NUM
ajfa-5591	207	79	0.761446	0.761446	NUM
ajfa-5591	207	80	0.802786	0.802786	NUM
ajfa-5591	207	81	11	11	NUM
ajfa-5591	207	82	barclays	barclay	NOUN
ajfa-5591	207	83	bank	bank	NOUN
ajfa-5591	207	84	0.478877	0.478877	NUM
ajfa-5591	207	85	0.695733	0.695733	NUM
ajfa-5591	207	86	0.755045	0.755045	NUM
ajfa-5591	207	87	0.425205	0.425205	NUM
ajfa-5591	207	88	0.775214	0.775214	NUM
ajfa-5591	207	89	12	12	NUM
ajfa-5591	207	90	bnp	bnp	PROPN
ajfa-5591	207	91	paribas	paribas	PROPN
ajfa-5591	207	92	0.576987	0.576987	NUM
ajfa-5591	207	93	0.793923	0.793923	NUM
ajfa-5591	207	94	0.829472	0.829472	NUM
ajfa-5591	207	95	0.659577	0.659577	NUM
ajfa-5591	207	96	0.866426	0.866426	NUM
ajfa-5591	207	97	13	13	NUM
ajfa-5591	207	98	china	china	PROPN
ajfa-5591	207	99	trust	trust	PROPN
ajfa-5591	207	100	commercial	commercial	PROPN
ajfa-5591	207	101	bank	bank	PROPN
ajfa-5591	207	102	0.782612	0.782612	NUM
ajfa-5591	207	103	1	1	NUM
ajfa-5591	207	104	0.626425	0.626425	NUM
ajfa-5591	207	105	0.904947	0.904947	NUM
ajfa-5591	207	106	0.492183	0.492183	NUM
ajfa-5591	207	107	14	14	NUM
ajfa-5591	207	108	citibank	citibank	PROPN
ajfa-5591	207	109	0.502283	0.502283	NUM
ajfa-5591	207	110	0.812547	0.812547	NUM
ajfa-5591	207	111	0.714478	0.714478	NUM
ajfa-5591	207	112	1	1	NUM
ajfa-5591	207	113	0.615562	0.615562	NUM
ajfa-5591	207	114	15	15	NUM
ajfa-5591	207	115	credit	credit	NOUN
ajfa-5591	207	116	agricol	agricol	NOUN
ajfa-5591	207	117	1	1	NUM
ajfa-5591	207	118	1	1	NUM
ajfa-5591	207	119	1	1	NUM
ajfa-5591	207	120	1	1	NUM
ajfa-5591	207	121	1	1	NUM
ajfa-5591	207	122	16	16	NUM
ajfa-5591	207	123	dbs	dbs	PROPN
ajfa-5591	207	124	bank	bank	NOUN
ajfa-5591	207	125	0.651035	0.651035	NUM
ajfa-5591	207	126	0.682199	0.682199	NUM
ajfa-5591	207	127	0.565053	0.565053	NUM
ajfa-5591	207	128	0.594942	0.594942	NUM
ajfa-5591	207	129	0.68051	0.68051	NUM
ajfa-5591	207	130	17	17	NUM
ajfa-5591	207	131	deutsche	deutsche	PROPN
ajfa-5591	207	132	bank	bank	NOUN
ajfa-5591	207	133	0.475781	0.475781	NUM
ajfa-5591	207	134	0.801458	0.801458	NUM
ajfa-5591	207	135	0.852679	0.852679	NUM
ajfa-5591	207	136	0.746494	0.746494	NUM
ajfa-5591	207	137	0.70769	0.70769	NUM
ajfa-5591	207	138	asian	asian	ADJ
ajfa-5591	207	139	journal	journal	NOUN
ajfa-5591	207	140	of	of	ADP
ajfa-5591	207	141	finance	finance	PROPN
ajfa-5591	207	142	&	&	CCONJ
ajfa-5591	207	143	accounting	accounting	PROPN
ajfa-5591	207	144	issn	issn	PROPN
ajfa-5591	207	145	1946	1946	NUM
ajfa-5591	207	146	-	-	PUNCT
ajfa-5591	207	147	052x	052x	PROPN
ajfa-5591	207	148	2014	2014	NUM
ajfa-5591	207	149	,	,	PUNCT
ajfa-5591	207	150	vol	vol	NOUN
ajfa-5591	207	151	.	.	PROPN
ajfa-5591	207	152	6	6	NUM
ajfa-5591	207	153	,	,	PUNCT
ajfa-5591	207	154	no	no	INTJ
ajfa-5591	207	155	.	.	NOUN
ajfa-5591	207	156	2	2	NUM
ajfa-5591	207	157	www.macrothink.org/ajfa	www.macrothink.org/ajfa	NUM
ajfa-5591	207	158	450	450	NUM
ajfa-5591	207	159	18	18	NUM
ajfa-5591	207	160	hongkong	hongkong	PROPN
ajfa-5591	207	161	and	and	CCONJ
ajfa-5591	207	162	shanghai	shanghai	PROPN
ajfa-5591	207	163	bank	bank	PROPN
ajfa-5591	207	164	0.472976	0.472976	NUM
ajfa-5591	207	165	0.579553	0.579553	NUM
ajfa-5591	207	166	0.535199	0.535199	NUM
ajfa-5591	207	167	0.466043	0.466043	NUM
ajfa-5591	207	168	0.498516	0.498516	NUM
ajfa-5591	207	169	19	19	NUM
ajfa-5591	207	170	hsbs	hsbs	ADJ
ajfa-5591	207	171	bank	bank	NOUN
ajfa-5591	207	172	oman	oman	NOUN
ajfa-5591	207	173	0.290802	0.290802	NUM
ajfa-5591	207	174	0.661437	0.661437	NUM
ajfa-5591	207	175	0.569308	0.569308	NUM
ajfa-5591	207	176	1	1	NUM
ajfa-5591	207	177	1	1	NUM
ajfa-5591	207	178	20	20	NUM
ajfa-5591	207	179	jp	jp	NOUN
ajfa-5591	207	180	morgan	morgan	PROPN
ajfa-5591	207	181	chase	chase	PROPN
ajfa-5591	207	182	bank	bank	PROPN
ajfa-5591	207	183	1	1	NUM
ajfa-5591	207	184	0.358754	0.358754	NUM
ajfa-5591	207	185	1	1	NUM
ajfa-5591	207	186	0.975539	0.975539	NUM
ajfa-5591	207	187	1	1	NUM
ajfa-5591	207	188	21	21	NUM
ajfa-5591	207	189	jsc	jsc	PROPN
ajfa-5591	207	190	vtb	vtb	PROPN
ajfa-5591	207	191	bank	bank	PROPN
ajfa-5591	207	192	1	1	NUM
ajfa-5591	207	193	0.788584	0.788584	NUM
ajfa-5591	207	194	1	1	NUM
ajfa-5591	207	195	0.883756	0.883756	NUM
ajfa-5591	207	196	1	1	NUM
ajfa-5591	207	197	22	22	NUM
ajfa-5591	207	198	krung	krung	PROPN
ajfa-5591	207	199	thai	thai	PROPN
ajfa-5591	207	200	bank	bank	PROPN
ajfa-5591	207	201	1	1	NUM
ajfa-5591	207	202	1	1	NUM
ajfa-5591	207	203	1	1	NUM
ajfa-5591	207	204	1	1	NUM
ajfa-5591	207	205	1	1	NUM
ajfa-5591	207	206	23	23	NUM
ajfa-5591	207	207	mashreq	mashreq	PROPN
ajfa-5591	207	208	bank	bank	NOUN
ajfa-5591	207	209	0.735466	0.735466	NUM
ajfa-5591	207	210	1	1	NUM
ajfa-5591	207	211	1	1	NUM
ajfa-5591	207	212	0.940777	0.940777	NUM
ajfa-5591	207	213	1	1	NUM
ajfa-5591	207	214	24	24	NUM
ajfa-5591	207	215	mizuho	mizuho	PROPN
ajfa-5591	207	216	corporation	corporation	PROPN
ajfa-5591	207	217	bank	bank	PROPN
ajfa-5591	207	218	0.475165	0.475165	NUM
ajfa-5591	207	219	0.713082	0.713082	NUM
ajfa-5591	207	220	0.958932	0.958932	NUM
ajfa-5591	207	221	1	1	NUM
ajfa-5591	207	222	0.891328	0.891328	NUM
ajfa-5591	207	223	25	25	NUM
ajfa-5591	207	224	royal	royal	PROPN
ajfa-5591	207	225	bank	bank	NOUN
ajfa-5591	207	226	of	of	ADP
ajfa-5591	207	227	scotland	scotland	NOUN
ajfa-5591	207	228	0.548023	0.548023	NUM
ajfa-5591	207	229	0.842036	0.842036	NUM
ajfa-5591	207	230	0.650288	0.650288	NUM
ajfa-5591	207	231	0.569072	0.569072	NUM
ajfa-5591	207	232	0.52036	0.52036	NUM
ajfa-5591	207	233	26	26	NUM
ajfa-5591	207	234	shinhan	shinhan	PROPN
ajfa-5591	207	235	bank	bank	NOUN
ajfa-5591	207	236	0.544028	0.544028	NUM
ajfa-5591	207	237	1	1	NUM
ajfa-5591	207	238	0.895405	0.895405	NUM
ajfa-5591	207	239	1	1	NUM
ajfa-5591	207	240	0.89409	0.89409	NUM
ajfa-5591	207	241	27	27	NUM
ajfa-5591	207	242	societe	societe	ADJ
ajfa-5591	207	243	generale	generale	NOUN
ajfa-5591	207	244	0.493528	0.493528	NUM
ajfa-5591	207	245	0.351455	0.351455	NUM
ajfa-5591	207	246	0.630969	0.630969	NUM
ajfa-5591	207	247	0.550888	0.550888	NUM
ajfa-5591	207	248	0.693161	0.693161	NUM
ajfa-5591	207	249	28	28	NUM
ajfa-5591	207	250	sonali	sonali	PROPN
ajfa-5591	207	251	bank	bank	PROPN
ajfa-5591	207	252	0.597904	0.597904	NUM
ajfa-5591	207	253	0.527954	0.527954	NUM
ajfa-5591	207	254	0.26438	0.26438	NUM
ajfa-5591	207	255	0.797799	0.797799	NUM
ajfa-5591	207	256	1	1	NUM
ajfa-5591	207	257	29	29	NUM
ajfa-5591	207	258	standard	standard	ADJ
ajfa-5591	207	259	chartered	chartered	ADJ
ajfa-5591	207	260	bank	bank	NOUN
ajfa-5591	207	261	0.509163	0.509163	NUM
ajfa-5591	207	262	0.939145	0.939145	NUM
ajfa-5591	207	263	0.716881	0.716881	NUM
ajfa-5591	207	264	0.674554	0.674554	NUM
ajfa-5591	207	265	0.699164	0.699164	NUM
ajfa-5591	207	266	30	30	NUM
ajfa-5591	207	267	state	state	NOUN
ajfa-5591	207	268	bank	bank	NOUN
ajfa-5591	207	269	of	of	ADP
ajfa-5591	207	270	mauritius	mauritius	PROPN
ajfa-5591	207	271	0.689526	0.689526	NUM
ajfa-5591	207	272	1	1	NUM
ajfa-5591	207	273	0.65126	0.65126	NUM
ajfa-5591	207	274	0.89717	0.89717	NUM
ajfa-5591	207	275	1	1	NUM
ajfa-5591	207	276	31	31	NUM
ajfa-5591	207	277	ubs	ubs	NOUN
ajfa-5591	207	278	ag	ag	PROPN
ajfa-5591	207	279	0.603175	0.603175	NUM
ajfa-5591	207	280	0.561402	0.561402	NUM
ajfa-5591	207	281	0.878827	0.878827	NUM
ajfa-5591	207	282	0.641769	0.641769	NUM
ajfa-5591	207	283	1	1	NUM
ajfa-5591	207	284	source	source	NOUN
ajfa-5591	207	285	:	:	PUNCT
ajfa-5591	207	286	rbi	rbi	NOUN
ajfa-5591	207	287	publication	publication	NOUN
ajfa-5591	207	288	,	,	PUNCT
ajfa-5591	207	289	a	a	DET
ajfa-5591	207	290	profile	profile	NOUN
ajfa-5591	207	291	of	of	ADP
ajfa-5591	207	292	banks	bank	NOUN