id	sid	tid	token	lemma	pos
ajfa-9721	1	1	microsoft	microsoft	PROPN
ajfa-9721	1	2	word	word	NOUN
ajfa-9721	1	3	9721	9721	NUM
ajfa-9721	1	4	-	-	SYM
ajfa-9721	1	5	36732	36732	NUM
ajfa-9721	1	6	-	-	PUNCT
ajfa-9721	1	7	1	1	NUM
ajfa-9721	1	8	-	-	PUNCT
ajfa-9721	1	9	ed	ed	NOUN
ajfa-9721	1	10	-	-	PUNCT
ajfa-9721	1	11	new	new	ADJ
ajfa-9721	1	12	asian	asian	ADJ
ajfa-9721	1	13	journal	journal	NOUN
ajfa-9721	1	14	of	of	ADP
ajfa-9721	1	15	finance	finance	PROPN
ajfa-9721	1	16	&	&	CCONJ
ajfa-9721	1	17	accounting	accounting	PROPN
ajfa-9721	1	18	issn	issn	PROPN
ajfa-9721	1	19	1946	1946	NUM
ajfa-9721	1	20	-	-	PUNCT
ajfa-9721	1	21	052x	052x	PROPN
ajfa-9721	1	22	2016	2016	NUM
ajfa-9721	1	23	,	,	PUNCT
ajfa-9721	1	24	vol	vol	NOUN
ajfa-9721	1	25	.	.	PROPN
ajfa-9721	1	26	8	8	NUM
ajfa-9721	1	27	,	,	PUNCT
ajfa-9721	1	28	no	no	INTJ
ajfa-9721	1	29	.	.	NOUN
ajfa-9721	1	30	2	2	NUM
ajfa-9721	1	31	ajfa.macrothink.org	ajfa.macrothink.org	ADJ
ajfa-9721	1	32	70	70	NUM
ajfa-9721	1	33	the	the	DET
ajfa-9721	1	34	internal	internal	ADJ
ajfa-9721	1	35	rate	rate	NOUN
ajfa-9721	1	36	of	of	ADP
ajfa-9721	1	37	return	return	NOUN
ajfa-9721	1	38	model	model	NOUN
ajfa-9721	1	39	for	for	ADP
ajfa-9721	1	40	life	life	NOUN
ajfa-9721	1	41	insurance	insurance	NOUN
ajfa-9721	1	42	policies	policy	NOUN
ajfa-9721	1	43	prof	prof	PROPN
ajfa-9721	1	44	.	.	PUNCT
ajfa-9721	1	45	mihir	mihir	PROPN
ajfa-9721	1	46	dash	dash	NOUN
ajfa-9721	1	47	department	department	NOUN
ajfa-9721	1	48	of	of	ADP
ajfa-9721	1	49	quantitative	quantitative	ADJ
ajfa-9721	1	50	methods	method	NOUN
ajfa-9721	1	51	school	school	NOUN
ajfa-9721	1	52	of	of	ADP
ajfa-9721	1	53	business	business	NOUN
ajfa-9721	1	54	,	,	PUNCT
ajfa-9721	1	55	alliance	alliance	PROPN
ajfa-9721	1	56	university	university	PROPN
ajfa-9721	1	57	chikkahagade	chikkahagade	PROPN
ajfa-9721	1	58	cross	cross	PROPN
ajfa-9721	1	59	,	,	PUNCT
ajfa-9721	1	60	anekal	anekal	NOUN
ajfa-9721	1	61	,	,	PUNCT
ajfa-9721	1	62	bangalore	bangalore	NOUN
ajfa-9721	1	63	,	,	PUNCT
ajfa-9721	1	64	india-562106	india-562106	INTJ
ajfa-9721	1	65	tel	tel	PROPN
ajfa-9721	1	66	:	:	PUNCT
ajfa-9721	1	67	91	91	NUM
ajfa-9721	1	68	-	-	PUNCT
ajfa-9721	1	69	995	995	NUM
ajfa-9721	1	70	-	-	PUNCT
ajfa-9721	1	71	182	182	NUM
ajfa-9721	1	72	-	-	SYM
ajfa-9721	1	73	465	465	NUM
ajfa-9721	1	74	e	e	NOUN
ajfa-9721	1	75	-	-	NOUN
ajfa-9721	1	76	mail	mail	NOUN
ajfa-9721	1	77	:	:	PUNCT
ajfa-9721	1	78	mihirda@rediffmail.com	mihirda@rediffmail.com	X
ajfa-9721	1	79	received	receive	VERB
ajfa-9721	1	80	:	:	PUNCT
ajfa-9721	1	81	june	june	PROPN
ajfa-9721	1	82	20	20	NUM
ajfa-9721	1	83	,	,	PUNCT
ajfa-9721	1	84	2016	2016	NUM
ajfa-9721	1	85	accepted	accept	VERB
ajfa-9721	1	86	:	:	PUNCT
ajfa-9721	2	1	sep	sep	PROPN
ajfa-9721	2	2	.	.	PROPN
ajfa-9721	2	3	10	10	NUM
ajfa-9721	2	4	,	,	PUNCT
ajfa-9721	2	5	2016	2016	NUM
ajfa-9721	2	6	published	publish	VERB
ajfa-9721	2	7	:	:	PUNCT
ajfa-9721	2	8	december	december	PROPN
ajfa-9721	2	9	1	1	NUM
ajfa-9721	2	10	,	,	PUNCT
ajfa-9721	2	11	2016	2016	NUM
ajfa-9721	2	12	doi:10.5296	doi:10.5296	NOUN
ajfa-9721	2	13	/	/	SYM
ajfa-9721	2	14	ajfa.v8i2.9721	ajfa.v8i2.9721	NUM
ajfa-9721	2	15	url	url	NOUN
ajfa-9721	2	16	:	:	PUNCT
ajfa-9721	2	17	http://dx.doi.org/10.5296/ajfa.v8i2.9721	http://dx.doi.org/10.5296/ajfa.v8i2.9721	NUM
ajfa-9721	2	18	abstract	abstract	ADJ
ajfa-9721	2	19	life	life	NOUN
ajfa-9721	2	20	insurance	insurance	NOUN
ajfa-9721	2	21	policies	policy	NOUN
ajfa-9721	2	22	are	be	AUX
ajfa-9721	2	23	no	no	ADV
ajfa-9721	2	24	longer	long	ADV
ajfa-9721	2	25	seen	see	VERB
ajfa-9721	2	26	solely	solely	ADV
ajfa-9721	2	27	as	as	ADP
ajfa-9721	2	28	a	a	DET
ajfa-9721	2	29	means	means	NOUN
ajfa-9721	2	30	of	of	ADP
ajfa-9721	2	31	insuring	insure	VERB
ajfa-9721	2	32	life	life	NOUN
ajfa-9721	2	33	.	.	PUNCT
ajfa-9721	3	1	due	due	ADP
ajfa-9721	3	2	to	to	ADP
ajfa-9721	3	3	many	many	ADJ
ajfa-9721	3	4	new	new	ADJ
ajfa-9721	3	5	features	feature	NOUN
ajfa-9721	3	6	introduced	introduce	VERB
ajfa-9721	3	7	by	by	ADP
ajfa-9721	3	8	life	life	NOUN
ajfa-9721	3	9	insurers	insurer	NOUN
ajfa-9721	3	10	,	,	PUNCT
ajfa-9721	3	11	they	they	PRON
ajfa-9721	3	12	are	be	AUX
ajfa-9721	3	13	seen	see	VERB
ajfa-9721	3	14	in	in	ADP
ajfa-9721	3	15	the	the	DET
ajfa-9721	3	16	new	new	ADJ
ajfa-9721	3	17	light	light	NOUN
ajfa-9721	3	18	of	of	ADP
ajfa-9721	3	19	serving	serve	VERB
ajfa-9721	3	20	savings	saving	NOUN
ajfa-9721	3	21	and	and	CCONJ
ajfa-9721	3	22	even	even	ADV
ajfa-9721	3	23	investment	investment	NOUN
ajfa-9721	3	24	purposes	purpose	NOUN
ajfa-9721	3	25	besides	besides	SCONJ
ajfa-9721	3	26	the	the	DET
ajfa-9721	3	27	basic	basic	ADJ
ajfa-9721	3	28	purpose	purpose	NOUN
ajfa-9721	3	29	of	of	ADP
ajfa-9721	3	30	insuring	insure	VERB
ajfa-9721	3	31	life	life	NOUN
ajfa-9721	3	32	.	.	PUNCT
ajfa-9721	4	1	the	the	DET
ajfa-9721	4	2	present	present	ADJ
ajfa-9721	4	3	study	study	NOUN
ajfa-9721	4	4	discusses	discuss	VERB
ajfa-9721	4	5	the	the	DET
ajfa-9721	4	6	rates	rate	NOUN
ajfa-9721	4	7	of	of	ADP
ajfa-9721	4	8	return	return	NOUN
ajfa-9721	4	9	given	give	VERB
ajfa-9721	4	10	by	by	ADP
ajfa-9721	4	11	different	different	ADJ
ajfa-9721	4	12	types	type	NOUN
ajfa-9721	4	13	of	of	ADP
ajfa-9721	4	14	policies	policy	NOUN
ajfa-9721	4	15	,	,	PUNCT
ajfa-9721	4	16	and	and	CCONJ
ajfa-9721	4	17	the	the	DET
ajfa-9721	4	18	effect	effect	NOUN
ajfa-9721	4	19	of	of	ADP
ajfa-9721	4	20	mortality	mortality	NOUN
ajfa-9721	4	21	on	on	ADP
ajfa-9721	4	22	these	these	DET
ajfa-9721	4	23	rates	rate	NOUN
ajfa-9721	4	24	of	of	ADP
ajfa-9721	4	25	return	return	NOUN
ajfa-9721	4	26	across	across	ADP
ajfa-9721	4	27	age	age	NOUN
ajfa-9721	4	28	,	,	PUNCT
ajfa-9721	4	29	sum	sum	NOUN
ajfa-9721	4	30	assured	assure	VERB
ajfa-9721	4	31	,	,	PUNCT
ajfa-9721	4	32	and	and	CCONJ
ajfa-9721	4	33	maturity	maturity	NOUN
ajfa-9721	4	34	period	period	NOUN
ajfa-9721	4	35	in	in	ADP
ajfa-9721	4	36	each	each	DET
ajfa-9721	4	37	type	type	NOUN
ajfa-9721	4	38	of	of	ADP
ajfa-9721	4	39	policy	policy	NOUN
ajfa-9721	4	40	studied	study	VERB
ajfa-9721	4	41	.	.	PUNCT
ajfa-9721	5	1	the	the	DET
ajfa-9721	5	2	findings	finding	NOUN
ajfa-9721	5	3	indicate	indicate	VERB
ajfa-9721	5	4	that	that	SCONJ
ajfa-9721	5	5	different	different	ADJ
ajfa-9721	5	6	types	type	NOUN
ajfa-9721	5	7	of	of	ADP
ajfa-9721	5	8	policies	policy	NOUN
ajfa-9721	5	9	give	give	VERB
ajfa-9721	5	10	different	different	ADJ
ajfa-9721	5	11	rates	rate	NOUN
ajfa-9721	5	12	of	of	ADP
ajfa-9721	5	13	return	return	NOUN
ajfa-9721	5	14	and	and	CCONJ
ajfa-9721	5	15	that	that	SCONJ
ajfa-9721	5	16	mortality	mortality	NOUN
ajfa-9721	5	17	does	do	AUX
ajfa-9721	5	18	have	have	VERB
ajfa-9721	5	19	an	an	DET
ajfa-9721	5	20	effect	effect	NOUN
ajfa-9721	5	21	on	on	ADP
ajfa-9721	5	22	the	the	DET
ajfa-9721	5	23	rates	rate	NOUN
ajfa-9721	5	24	of	of	ADP
ajfa-9721	5	25	return	return	NOUN
ajfa-9721	5	26	.	.	PUNCT
ajfa-9721	6	1	endowment	endowment	NOUN
ajfa-9721	6	2	plans	plan	NOUN
ajfa-9721	6	3	have	have	VERB
ajfa-9721	6	4	higher	high	ADJ
ajfa-9721	6	5	rate	rate	NOUN
ajfa-9721	6	6	of	of	ADP
ajfa-9721	6	7	return	return	NOUN
ajfa-9721	6	8	with	with	ADP
ajfa-9721	6	9	mortality	mortality	NOUN
ajfa-9721	6	10	incorporated	incorporate	VERB
ajfa-9721	6	11	,	,	PUNCT
ajfa-9721	6	12	while	while	SCONJ
ajfa-9721	6	13	for	for	ADP
ajfa-9721	6	14	unit	unit	NOUN
ajfa-9721	6	15	-	-	PUNCT
ajfa-9721	6	16	linked	link	VERB
ajfa-9721	6	17	investment	investment	NOUN
ajfa-9721	6	18	plans	plan	NOUN
ajfa-9721	6	19	,	,	PUNCT
ajfa-9721	6	20	the	the	DET
ajfa-9721	6	21	rate	rate	NOUN
ajfa-9721	6	22	of	of	ADP
ajfa-9721	6	23	return	return	NOUN
ajfa-9721	6	24	is	be	AUX
ajfa-9721	6	25	higher	high	ADJ
ajfa-9721	6	26	when	when	SCONJ
ajfa-9721	6	27	it	it	PRON
ajfa-9721	6	28	is	be	AUX
ajfa-9721	6	29	treated	treat	VERB
ajfa-9721	6	30	purely	purely	ADV
ajfa-9721	6	31	as	as	ADP
ajfa-9721	6	32	an	an	DET
ajfa-9721	6	33	investment	investment	NOUN
ajfa-9721	6	34	instrument	instrument	NOUN
ajfa-9721	6	35	.	.	PUNCT
ajfa-9721	7	1	the	the	DET
ajfa-9721	7	2	study	study	NOUN
ajfa-9721	7	3	also	also	ADV
ajfa-9721	7	4	revealed	reveal	VERB
ajfa-9721	7	5	that	that	SCONJ
ajfa-9721	7	6	the	the	DET
ajfa-9721	7	7	unadjusted	unadjusted	ADJ
ajfa-9721	7	8	and	and	CCONJ
ajfa-9721	7	9	mortality	mortality	NOUN
ajfa-9721	7	10	-	-	PUNCT
ajfa-9721	7	11	adjusted	adjust	VERB
ajfa-9721	7	12	rates	rate	NOUN
ajfa-9721	7	13	of	of	ADP
ajfa-9721	7	14	return	return	NOUN
ajfa-9721	7	15	follow	follow	VERB
ajfa-9721	7	16	a	a	DET
ajfa-9721	7	17	linear	linear	ADJ
ajfa-9721	7	18	relationship	relationship	NOUN
ajfa-9721	7	19	that	that	PRON
ajfa-9721	7	20	is	be	AUX
ajfa-9721	7	21	very	very	ADV
ajfa-9721	7	22	similar	similar	ADJ
ajfa-9721	7	23	to	to	ADP
ajfa-9721	7	24	the	the	DET
ajfa-9721	7	25	capital	capital	NOUN
ajfa-9721	7	26	asset	asset	NOUN
ajfa-9721	7	27	pricing	pricing	NOUN
ajfa-9721	7	28	model	model	NOUN
ajfa-9721	7	29	.	.	PUNCT
ajfa-9721	8	1	the	the	DET
ajfa-9721	8	2	study	study	NOUN
ajfa-9721	8	3	opens	open	VERB
ajfa-9721	8	4	a	a	DET
ajfa-9721	8	5	further	further	ADJ
ajfa-9721	8	6	scope	scope	NOUN
ajfa-9721	8	7	of	of	ADP
ajfa-9721	8	8	research	research	NOUN
ajfa-9721	8	9	by	by	ADP
ajfa-9721	8	10	extending	extend	VERB
ajfa-9721	8	11	the	the	DET
ajfa-9721	8	12	methodology	methodology	NOUN
ajfa-9721	8	13	to	to	PART
ajfa-9721	8	14	include	include	VERB
ajfa-9721	8	15	other	other	ADJ
ajfa-9721	8	16	relevant	relevant	ADJ
ajfa-9721	8	17	risk	risk	NOUN
ajfa-9721	8	18	factors	factor	NOUN
ajfa-9721	8	19	besides	besides	SCONJ
ajfa-9721	8	20	mortality	mortality	NOUN
ajfa-9721	8	21	,	,	PUNCT
ajfa-9721	8	22	and	and	CCONJ
ajfa-9721	8	23	for	for	ADP
ajfa-9721	8	24	different	different	ADJ
ajfa-9721	8	25	types	type	NOUN
ajfa-9721	8	26	of	of	ADP
ajfa-9721	8	27	policies	policy	NOUN
ajfa-9721	8	28	across	across	ADP
ajfa-9721	8	29	companies	company	NOUN
ajfa-9721	8	30	.	.	PUNCT
ajfa-9721	9	1	keywords	keyword	NOUN
ajfa-9721	9	2	:	:	PUNCT
ajfa-9721	9	3	life	life	NOUN
ajfa-9721	9	4	insurance	insurance	NOUN
ajfa-9721	9	5	policies	policy	NOUN
ajfa-9721	9	6	,	,	PUNCT
ajfa-9721	9	7	rate	rate	NOUN
ajfa-9721	9	8	of	of	ADP
ajfa-9721	9	9	return	return	NOUN
ajfa-9721	9	10	,	,	PUNCT
ajfa-9721	9	11	mortality	mortality	NOUN
ajfa-9721	9	12	,	,	PUNCT
ajfa-9721	9	13	sensitivity	sensitivity	NOUN
ajfa-9721	9	14	,	,	PUNCT
ajfa-9721	9	15	endowment	endowment	NOUN
ajfa-9721	9	16	plans	plan	NOUN
ajfa-9721	9	17	,	,	PUNCT
ajfa-9721	9	18	unit	unit	NOUN
ajfa-9721	9	19	-	-	PUNCT
ajfa-9721	9	20	linked	link	VERB
ajfa-9721	9	21	investment	investment	NOUN
ajfa-9721	9	22	plans	plan	NOUN
ajfa-9721	9	23	,	,	PUNCT
ajfa-9721	9	24	capital	capital	NOUN
ajfa-9721	9	25	asset	asset	NOUN
ajfa-9721	9	26	pricing	pricing	NOUN
ajfa-9721	9	27	model	model	NOUN
ajfa-9721	9	28	.	.	PUNCT
ajfa-9721	10	1	asian	asian	ADJ
ajfa-9721	10	2	journal	journal	PROPN
ajfa-9721	10	3	of	of	ADP
ajfa-9721	10	4	finance	finance	PROPN
ajfa-9721	10	5	&	&	CCONJ
ajfa-9721	10	6	accounting	accounting	PROPN
ajfa-9721	10	7	issn	issn	PROPN
ajfa-9721	10	8	1946	1946	NUM
ajfa-9721	10	9	-	-	PUNCT
ajfa-9721	10	10	052x	052x	PROPN
ajfa-9721	10	11	2016	2016	NUM
ajfa-9721	10	12	,	,	PUNCT
ajfa-9721	10	13	vol	vol	NOUN
ajfa-9721	10	14	.	.	PROPN
ajfa-9721	10	15	8	8	NUM
ajfa-9721	10	16	,	,	PUNCT
ajfa-9721	10	17	no	no	INTJ
ajfa-9721	10	18	.	.	NOUN
ajfa-9721	10	19	2	2	NUM
ajfa-9721	10	20	ajfa.macrothink.org	ajfa.macrothink.org	ADJ
ajfa-9721	10	21	71	71	NUM
ajfa-9721	10	22	introduction	introduction	NOUN
ajfa-9721	10	23	the	the	DET
ajfa-9721	10	24	life	life	NOUN
ajfa-9721	10	25	insurance	insurance	NOUN
ajfa-9721	10	26	market	market	NOUN
ajfa-9721	10	27	has	have	AUX
ajfa-9721	10	28	over	over	ADP
ajfa-9721	10	29	time	time	NOUN
ajfa-9721	10	30	become	become	VERB
ajfa-9721	10	31	more	more	ADV
ajfa-9721	10	32	dynamic	dynamic	ADJ
ajfa-9721	10	33	.	.	PUNCT
ajfa-9721	11	1	in	in	ADP
ajfa-9721	11	2	the	the	DET
ajfa-9721	11	3	current	current	ADJ
ajfa-9721	11	4	scenario	scenario	NOUN
ajfa-9721	11	5	,	,	PUNCT
ajfa-9721	11	6	life	life	NOUN
ajfa-9721	11	7	insurance	insurance	NOUN
ajfa-9721	11	8	is	be	AUX
ajfa-9721	11	9	no	no	ADV
ajfa-9721	11	10	longer	long	ADV
ajfa-9721	11	11	seen	see	VERB
ajfa-9721	11	12	solely	solely	ADV
ajfa-9721	11	13	as	as	ADP
ajfa-9721	11	14	a	a	DET
ajfa-9721	11	15	means	means	NOUN
ajfa-9721	11	16	of	of	ADP
ajfa-9721	11	17	insuring	insure	VERB
ajfa-9721	11	18	life	life	NOUN
ajfa-9721	11	19	.	.	PUNCT
ajfa-9721	12	1	due	due	ADP
ajfa-9721	12	2	to	to	ADP
ajfa-9721	12	3	many	many	ADJ
ajfa-9721	12	4	changes	change	NOUN
ajfa-9721	12	5	and	and	CCONJ
ajfa-9721	12	6	new	new	ADJ
ajfa-9721	12	7	features	feature	NOUN
ajfa-9721	12	8	introduced	introduce	VERB
ajfa-9721	12	9	by	by	ADP
ajfa-9721	12	10	life	life	NOUN
ajfa-9721	12	11	insurers	insurer	NOUN
ajfa-9721	12	12	,	,	PUNCT
ajfa-9721	12	13	life	life	NOUN
ajfa-9721	12	14	insurance	insurance	NOUN
ajfa-9721	12	15	policies	policy	NOUN
ajfa-9721	12	16	are	be	AUX
ajfa-9721	12	17	being	be	AUX
ajfa-9721	12	18	seen	see	VERB
ajfa-9721	12	19	in	in	ADP
ajfa-9721	12	20	the	the	DET
ajfa-9721	12	21	new	new	ADJ
ajfa-9721	12	22	light	light	NOUN
ajfa-9721	12	23	of	of	ADP
ajfa-9721	12	24	serving	serve	VERB
ajfa-9721	12	25	the	the	DET
ajfa-9721	12	26	purpose	purpose	NOUN
ajfa-9721	12	27	of	of	ADP
ajfa-9721	12	28	savings	saving	NOUN
ajfa-9721	12	29	and	and	CCONJ
ajfa-9721	12	30	even	even	ADV
ajfa-9721	12	31	investment	investment	NOUN
ajfa-9721	12	32	besides	besides	SCONJ
ajfa-9721	12	33	the	the	DET
ajfa-9721	12	34	basic	basic	ADJ
ajfa-9721	12	35	purpose	purpose	NOUN
ajfa-9721	12	36	it	it	PRON
ajfa-9721	12	37	serves	serve	VERB
ajfa-9721	12	38	of	of	ADP
ajfa-9721	12	39	insuring	insure	VERB
ajfa-9721	12	40	life	life	NOUN
ajfa-9721	12	41	.	.	PUNCT
ajfa-9721	13	1	in	in	ADP
ajfa-9721	13	2	any	any	DET
ajfa-9721	13	3	life	life	NOUN
ajfa-9721	13	4	insurance	insurance	NOUN
ajfa-9721	13	5	contract	contract	NOUN
ajfa-9721	13	6	,	,	PUNCT
ajfa-9721	13	7	the	the	DET
ajfa-9721	13	8	rate	rate	NOUN
ajfa-9721	13	9	of	of	ADP
ajfa-9721	13	10	return	return	NOUN
ajfa-9721	13	11	forms	form	VERB
ajfa-9721	13	12	an	an	DET
ajfa-9721	13	13	integral	integral	ADJ
ajfa-9721	13	14	element	element	NOUN
ajfa-9721	13	15	both	both	PRON
ajfa-9721	13	16	for	for	ADP
ajfa-9721	13	17	the	the	DET
ajfa-9721	13	18	investor	investor	NOUN
ajfa-9721	13	19	and	and	CCONJ
ajfa-9721	13	20	for	for	ADP
ajfa-9721	13	21	the	the	DET
ajfa-9721	13	22	life	life	NOUN
ajfa-9721	13	23	insurer	insurer	NOUN
ajfa-9721	13	24	.	.	PUNCT
ajfa-9721	14	1	it	it	PRON
ajfa-9721	14	2	is	be	AUX
ajfa-9721	14	3	in	in	ADP
ajfa-9721	14	4	the	the	DET
ajfa-9721	14	5	interest	interest	NOUN
ajfa-9721	14	6	of	of	ADP
ajfa-9721	14	7	both	both	CCONJ
ajfa-9721	14	8	the	the	DET
ajfa-9721	14	9	parties	party	NOUN
ajfa-9721	14	10	to	to	PART
ajfa-9721	14	11	get	get	VERB
ajfa-9721	14	12	some	some	DET
ajfa-9721	14	13	favourable	favourable	ADJ
ajfa-9721	14	14	returns	return	NOUN
ajfa-9721	14	15	from	from	ADP
ajfa-9721	14	16	their	their	PRON
ajfa-9721	14	17	contract	contract	NOUN
ajfa-9721	14	18	.	.	PUNCT
ajfa-9721	15	1	a	a	DET
ajfa-9721	15	2	life	life	NOUN
ajfa-9721	15	3	insurance	insurance	NOUN
ajfa-9721	15	4	contract	contract	NOUN
ajfa-9721	15	5	involves	involve	VERB
ajfa-9721	15	6	many	many	ADJ
ajfa-9721	15	7	contingencies	contingency	NOUN
ajfa-9721	15	8	and	and	CCONJ
ajfa-9721	15	9	risks	risk	NOUN
ajfa-9721	15	10	,	,	PUNCT
ajfa-9721	15	11	mortality	mortality	NOUN
ajfa-9721	15	12	being	be	AUX
ajfa-9721	15	13	one	one	NUM
ajfa-9721	15	14	of	of	ADP
ajfa-9721	15	15	the	the	DET
ajfa-9721	15	16	major	major	ADJ
ajfa-9721	15	17	ones	one	NOUN
ajfa-9721	15	18	among	among	ADP
ajfa-9721	15	19	them	they	PRON
ajfa-9721	15	20	.	.	PUNCT
ajfa-9721	16	1	the	the	DET
ajfa-9721	16	2	effect	effect	NOUN
ajfa-9721	16	3	that	that	SCONJ
ajfa-9721	16	4	mortality	mortality	NOUN
ajfa-9721	16	5	will	will	AUX
ajfa-9721	16	6	have	have	VERB
ajfa-9721	16	7	on	on	ADP
ajfa-9721	16	8	rates	rate	NOUN
ajfa-9721	16	9	of	of	ADP
ajfa-9721	16	10	return	return	NOUN
ajfa-9721	16	11	is	be	AUX
ajfa-9721	16	12	therefore	therefore	ADV
ajfa-9721	16	13	an	an	DET
ajfa-9721	16	14	area	area	NOUN
ajfa-9721	16	15	of	of	ADP
ajfa-9721	16	16	great	great	ADJ
ajfa-9721	16	17	interest	interest	NOUN
ajfa-9721	16	18	in	in	ADP
ajfa-9721	16	19	a	a	DET
ajfa-9721	16	20	life	life	NOUN
ajfa-9721	16	21	insurance	insurance	NOUN
ajfa-9721	16	22	contract	contract	NOUN
ajfa-9721	16	23	.	.	PUNCT
ajfa-9721	17	1	it	it	PRON
ajfa-9721	17	2	is	be	AUX
ajfa-9721	17	3	therefore	therefore	ADV
ajfa-9721	17	4	of	of	ADP
ajfa-9721	17	5	relevance	relevance	NOUN
ajfa-9721	17	6	to	to	PART
ajfa-9721	17	7	study	study	VERB
ajfa-9721	17	8	the	the	DET
ajfa-9721	17	9	rates	rate	NOUN
ajfa-9721	17	10	of	of	ADP
ajfa-9721	17	11	return	return	NOUN
ajfa-9721	17	12	under	under	ADP
ajfa-9721	17	13	two	two	NUM
ajfa-9721	17	14	conditions	condition	NOUN
ajfa-9721	17	15	:	:	PUNCT
ajfa-9721	17	16	firstly	firstly	ADV
ajfa-9721	17	17	,	,	PUNCT
ajfa-9721	17	18	when	when	SCONJ
ajfa-9721	17	19	the	the	DET
ajfa-9721	17	20	life	life	NOUN
ajfa-9721	17	21	insurance	insurance	NOUN
ajfa-9721	17	22	policies	policy	NOUN
ajfa-9721	17	23	are	be	AUX
ajfa-9721	17	24	treated	treat	VERB
ajfa-9721	17	25	purely	purely	ADV
ajfa-9721	17	26	as	as	ADP
ajfa-9721	17	27	investment	investment	NOUN
ajfa-9721	17	28	instruments	instrument	NOUN
ajfa-9721	17	29	,	,	PUNCT
ajfa-9721	17	30	and	and	CCONJ
ajfa-9721	17	31	,	,	PUNCT
ajfa-9721	17	32	secondly	secondly	ADV
ajfa-9721	17	33	,	,	PUNCT
ajfa-9721	17	34	when	when	SCONJ
ajfa-9721	17	35	the	the	DET
ajfa-9721	17	36	probabilities	probability	NOUN
ajfa-9721	17	37	of	of	ADP
ajfa-9721	17	38	mortality	mortality	NOUN
ajfa-9721	17	39	are	be	AUX
ajfa-9721	17	40	incorporated	incorporate	VERB
ajfa-9721	17	41	in	in	ADP
ajfa-9721	17	42	computing	compute	VERB
ajfa-9721	17	43	the	the	DET
ajfa-9721	17	44	rates	rate	NOUN
ajfa-9721	17	45	of	of	ADP
ajfa-9721	17	46	return	return	NOUN
ajfa-9721	17	47	.	.	PUNCT
ajfa-9721	18	1	it	it	PRON
ajfa-9721	18	2	also	also	ADV
ajfa-9721	18	3	becomes	become	VERB
ajfa-9721	18	4	an	an	DET
ajfa-9721	18	5	area	area	NOUN
ajfa-9721	18	6	of	of	ADP
ajfa-9721	18	7	interest	interest	NOUN
ajfa-9721	18	8	to	to	PART
ajfa-9721	18	9	study	study	VERB
ajfa-9721	18	10	how	how	SCONJ
ajfa-9721	18	11	much	much	ADJ
ajfa-9721	18	12	these	these	DET
ajfa-9721	18	13	rates	rate	NOUN
ajfa-9721	18	14	of	of	ADP
ajfa-9721	18	15	return	return	NOUN
ajfa-9721	18	16	are	be	AUX
ajfa-9721	18	17	sensitive	sensitive	ADJ
ajfa-9721	18	18	to	to	ADP
ajfa-9721	18	19	mortality	mortality	NOUN
ajfa-9721	18	20	.	.	PUNCT
ajfa-9721	19	1	insurance	insurance	NOUN
ajfa-9721	19	2	pricing	pricing	NOUN
ajfa-9721	19	3	has	have	VERB
ajfa-9721	19	4	a	a	DET
ajfa-9721	19	5	very	very	ADV
ajfa-9721	19	6	long	long	ADJ
ajfa-9721	19	7	history	history	NOUN
ajfa-9721	19	8	,	,	PUNCT
ajfa-9721	19	9	and	and	CCONJ
ajfa-9721	19	10	discounted	discount	VERB
ajfa-9721	19	11	cash	cash	NOUN
ajfa-9721	19	12	flow	flow	NOUN
ajfa-9721	19	13	models	model	NOUN
ajfa-9721	19	14	,	,	PUNCT
ajfa-9721	19	15	along	along	ADP
ajfa-9721	19	16	with	with	ADP
ajfa-9721	19	17	the	the	DET
ajfa-9721	19	18	internal	internal	ADJ
ajfa-9721	19	19	rate	rate	NOUN
ajfa-9721	19	20	of	of	ADP
ajfa-9721	19	21	return	return	NOUN
ajfa-9721	19	22	approach	approach	NOUN
ajfa-9721	19	23	,	,	PUNCT
ajfa-9721	19	24	are	be	AUX
ajfa-9721	19	25	at	at	ADP
ajfa-9721	19	26	the	the	DET
ajfa-9721	19	27	heart	heart	NOUN
ajfa-9721	19	28	of	of	ADP
ajfa-9721	19	29	most	most	ADJ
ajfa-9721	19	30	insurance	insurance	NOUN
ajfa-9721	19	31	pricing	pricing	NOUN
ajfa-9721	19	32	models	model	NOUN
ajfa-9721	19	33	.	.	PUNCT
ajfa-9721	20	1	teufel	teufel	PROPN
ajfa-9721	20	2	et	et	PROPN
ajfa-9721	20	3	al	al	PROPN
ajfa-9721	20	4	(	(	PUNCT
ajfa-9721	20	5	2001	2001	NUM
ajfa-9721	20	6	)	)	PUNCT
ajfa-9721	20	7	reviews	review	VERB
ajfa-9721	20	8	these	these	DET
ajfa-9721	20	9	models	model	NOUN
ajfa-9721	20	10	in	in	ADP
ajfa-9721	20	11	their	their	PRON
ajfa-9721	20	12	discussion	discussion	NOUN
ajfa-9721	20	13	of	of	ADP
ajfa-9721	20	14	the	the	DET
ajfa-9721	20	15	principles	principle	NOUN
ajfa-9721	20	16	of	of	ADP
ajfa-9721	20	17	insurance	insurance	NOUN
ajfa-9721	20	18	and	and	CCONJ
ajfa-9721	20	19	the	the	DET
ajfa-9721	20	20	risks	risk	NOUN
ajfa-9721	20	21	faced	face	VERB
ajfa-9721	20	22	by	by	ADP
ajfa-9721	20	23	life	life	NOUN
ajfa-9721	20	24	insurers	insurer	NOUN
ajfa-9721	20	25	.	.	PUNCT
ajfa-9721	21	1	they	they	PRON
ajfa-9721	21	2	have	have	AUX
ajfa-9721	21	3	listed	list	VERB
ajfa-9721	21	4	mortality	mortality	NOUN
ajfa-9721	21	5	as	as	ADP
ajfa-9721	21	6	one	one	NUM
ajfa-9721	21	7	of	of	ADP
ajfa-9721	21	8	the	the	DET
ajfa-9721	21	9	major	major	ADJ
ajfa-9721	21	10	risks	risk	NOUN
ajfa-9721	21	11	and	and	CCONJ
ajfa-9721	21	12	they	they	PRON
ajfa-9721	21	13	have	have	AUX
ajfa-9721	21	14	called	call	VERB
ajfa-9721	21	15	it	it	PRON
ajfa-9721	21	16	the	the	DET
ajfa-9721	21	17	“	"	PUNCT
ajfa-9721	21	18	bedrock	bedrock	NOUN
ajfa-9721	21	19	in	in	ADP
ajfa-9721	21	20	the	the	DET
ajfa-9721	21	21	growth	growth	NOUN
ajfa-9721	21	22	and	and	CCONJ
ajfa-9721	21	23	development	development	NOUN
ajfa-9721	21	24	of	of	ADP
ajfa-9721	21	25	the	the	DET
ajfa-9721	21	26	life	life	NOUN
ajfa-9721	21	27	insurance	insurance	NOUN
ajfa-9721	21	28	industry	industry	NOUN
ajfa-9721	21	29	.	.	PUNCT
ajfa-9721	21	30	”	"	PUNCT
ajfa-9721	22	1	according	accord	VERB
ajfa-9721	22	2	to	to	ADP
ajfa-9721	22	3	the	the	DET
ajfa-9721	22	4	article	article	NOUN
ajfa-9721	22	5	,	,	PUNCT
ajfa-9721	22	6	the	the	DET
ajfa-9721	22	7	various	various	ADJ
ajfa-9721	22	8	factors	factor	NOUN
ajfa-9721	22	9	that	that	PRON
ajfa-9721	22	10	enter	enter	VERB
ajfa-9721	22	11	into	into	ADP
ajfa-9721	22	12	the	the	DET
ajfa-9721	22	13	pricing	pricing	NOUN
ajfa-9721	22	14	process	process	NOUN
ajfa-9721	22	15	of	of	ADP
ajfa-9721	22	16	insurance	insurance	NOUN
ajfa-9721	22	17	policies	policy	NOUN
ajfa-9721	22	18	are	be	AUX
ajfa-9721	22	19	:	:	PUNCT
ajfa-9721	22	20	the	the	DET
ajfa-9721	22	21	probability	probability	NOUN
ajfa-9721	22	22	of	of	ADP
ajfa-9721	22	23	mortality	mortality	NOUN
ajfa-9721	22	24	,	,	PUNCT
ajfa-9721	22	25	the	the	DET
ajfa-9721	22	26	time	time	NOUN
ajfa-9721	22	27	value	value	NOUN
ajfa-9721	22	28	of	of	ADP
ajfa-9721	22	29	money	money	NOUN
ajfa-9721	22	30	,	,	PUNCT
ajfa-9721	22	31	the	the	DET
ajfa-9721	22	32	benefits	benefit	NOUN
ajfa-9721	22	33	promised	promise	VERB
ajfa-9721	22	34	,	,	PUNCT
ajfa-9721	22	35	the	the	DET
ajfa-9721	22	36	expenses	expense	NOUN
ajfa-9721	22	37	,	,	PUNCT
ajfa-9721	22	38	and	and	CCONJ
ajfa-9721	22	39	the	the	DET
ajfa-9721	22	40	possible	possible	ADJ
ajfa-9721	22	41	contingencies/	contingencies/	NUM
ajfa-9721	22	42	scenarios	scenario	NOUN
ajfa-9721	22	43	.	.	PUNCT
ajfa-9721	23	1	the	the	DET
ajfa-9721	23	2	article	article	NOUN
ajfa-9721	23	3	also	also	ADV
ajfa-9721	23	4	discusses	discuss	VERB
ajfa-9721	23	5	risk	risk	NOUN
ajfa-9721	23	6	spreading	spread	VERB
ajfa-9721	23	7	activities	activity	NOUN
ajfa-9721	23	8	and	and	CCONJ
ajfa-9721	23	9	investment	investment	NOUN
ajfa-9721	23	10	portfolio	portfolio	NOUN
ajfa-9721	23	11	management	management	NOUN
ajfa-9721	23	12	.	.	PUNCT
ajfa-9721	24	1	feldblum	feldblum	NOUN
ajfa-9721	24	2	(	(	PUNCT
ajfa-9721	24	3	1992	1992	NUM
ajfa-9721	24	4	)	)	PUNCT
ajfa-9721	24	5	discussed	discuss	VERB
ajfa-9721	24	6	how	how	SCONJ
ajfa-9721	24	7	financial	financial	ADJ
ajfa-9721	24	8	models	model	NOUN
ajfa-9721	24	9	which	which	PRON
ajfa-9721	24	10	consider	consider	VERB
ajfa-9721	24	11	the	the	DET
ajfa-9721	24	12	time	time	NOUN
ajfa-9721	24	13	value	value	NOUN
ajfa-9721	24	14	of	of	ADP
ajfa-9721	24	15	money	money	NOUN
ajfa-9721	24	16	,	,	PUNCT
ajfa-9721	24	17	surplus	surplus	NOUN
ajfa-9721	24	18	commitments	commitment	NOUN
ajfa-9721	24	19	and	and	CCONJ
ajfa-9721	24	20	investment	investment	NOUN
ajfa-9721	24	21	income	income	NOUN
ajfa-9721	24	22	are	be	AUX
ajfa-9721	24	23	increasingly	increasingly	ADV
ajfa-9721	24	24	being	be	AUX
ajfa-9721	24	25	used	use	VERB
ajfa-9721	24	26	in	in	ADP
ajfa-9721	24	27	insurance	insurance	NOUN
ajfa-9721	24	28	ratemaking	ratemaking	NOUN
ajfa-9721	24	29	.	.	PUNCT
ajfa-9721	25	1	he	he	PRON
ajfa-9721	25	2	showed	show	VERB
ajfa-9721	25	3	how	how	SCONJ
ajfa-9721	25	4	an	an	DET
ajfa-9721	25	5	internal	internal	ADJ
ajfa-9721	25	6	rate	rate	NOUN
ajfa-9721	25	7	of	of	ADP
ajfa-9721	25	8	return	return	NOUN
ajfa-9721	25	9	model	model	NOUN
ajfa-9721	25	10	can	can	AUX
ajfa-9721	25	11	be	be	AUX
ajfa-9721	25	12	used	use	VERB
ajfa-9721	25	13	to	to	PART
ajfa-9721	25	14	price	price	NOUN
ajfa-9721	25	15	insurance	insurance	NOUN
ajfa-9721	25	16	policies	policy	NOUN
ajfa-9721	25	17	and	and	CCONJ
ajfa-9721	25	18	discusses	discuss	VERB
ajfa-9721	25	19	the	the	DET
ajfa-9721	25	20	framework	framework	NOUN
ajfa-9721	25	21	of	of	ADP
ajfa-9721	25	22	the	the	DET
ajfa-9721	25	23	irr	irr	NOUN
ajfa-9721	25	24	model	model	NOUN
ajfa-9721	25	25	.	.	PUNCT
ajfa-9721	26	1	he	he	PRON
ajfa-9721	26	2	also	also	ADV
ajfa-9721	26	3	discussed	discuss	VERB
ajfa-9721	26	4	how	how	SCONJ
ajfa-9721	26	5	insurance	insurance	NOUN
ajfa-9721	26	6	transactions	transaction	NOUN
ajfa-9721	26	7	may	may	AUX
ajfa-9721	26	8	be	be	AUX
ajfa-9721	26	9	examined	examine	VERB
ajfa-9721	26	10	from	from	ADP
ajfa-9721	26	11	two	two	NUM
ajfa-9721	26	12	points	point	NOUN
ajfa-9721	26	13	of	of	ADP
ajfa-9721	26	14	view	view	NOUN
ajfa-9721	26	15	as	as	SCONJ
ajfa-9721	26	16	follows	follow	VERB
ajfa-9721	26	17	:	:	PUNCT
ajfa-9721	26	18	between	between	ADP
ajfa-9721	26	19	the	the	DET
ajfa-9721	26	20	policyholder	policyholder	NOUN
ajfa-9721	26	21	and	and	CCONJ
ajfa-9721	26	22	the	the	DET
ajfa-9721	26	23	insurer	insurer	NOUN
ajfa-9721	26	24	(	(	PUNCT
ajfa-9721	26	25	wherein	wherein	SCONJ
ajfa-9721	26	26	the	the	DET
ajfa-9721	26	27	policyholder	policyholder	NOUN
ajfa-9721	26	28	pays	pay	VERB
ajfa-9721	26	29	premiums	premium	NOUN
ajfa-9721	26	30	to	to	PART
ajfa-9721	26	31	purchase	purchase	VERB
ajfa-9721	26	32	an	an	DET
ajfa-9721	26	33	insurance	insurance	NOUN
ajfa-9721	26	34	contract	contract	NOUN
ajfa-9721	26	35	,	,	PUNCT
ajfa-9721	26	36	obligating	obligate	VERB
ajfa-9721	26	37	the	the	DET
ajfa-9721	26	38	insurer	insurer	NOUN
ajfa-9721	26	39	to	to	PART
ajfa-9721	26	40	compensate	compensate	VERB
ajfa-9721	26	41	the	the	DET
ajfa-9721	26	42	policyholder	policyholder	NOUN
ajfa-9721	26	43	for	for	ADP
ajfa-9721	26	44	incurred	incur	VERB
ajfa-9721	26	45	losses	loss	NOUN
ajfa-9721	26	46	)	)	PUNCT
ajfa-9721	26	47	,	,	PUNCT
ajfa-9721	26	48	and	and	CCONJ
ajfa-9721	26	49	between	between	ADP
ajfa-9721	26	50	the	the	DET
ajfa-9721	26	51	equity	equity	NOUN
ajfa-9721	26	52	provider	provider	NOUN
ajfa-9721	26	53	and	and	CCONJ
ajfa-9721	26	54	the	the	DET
ajfa-9721	26	55	insurer	insurer	NOUN
ajfa-9721	26	56	(	(	PUNCT
ajfa-9721	26	57	wherein	wherein	SCONJ
ajfa-9721	26	58	equity	equity	NOUN
ajfa-9721	26	59	providers	provider	NOUN
ajfa-9721	26	60	invest	invest	VERB
ajfa-9721	26	61	funds	fund	NOUN
ajfa-9721	26	62	in	in	ADP
ajfa-9721	26	63	an	an	DET
ajfa-9721	26	64	insurance	insurance	NOUN
ajfa-9721	26	65	company	company	NOUN
ajfa-9721	26	66	,	,	PUNCT
ajfa-9721	26	67	and	and	CCONJ
ajfa-9721	26	68	this	this	DET
ajfa-9721	26	69	investment	investment	NOUN
ajfa-9721	26	70	is	be	AUX
ajfa-9721	26	71	expected	expect	VERB
ajfa-9721	26	72	to	to	PART
ajfa-9721	26	73	provide	provide	VERB
ajfa-9721	26	74	a	a	DET
ajfa-9721	26	75	return	return	NOUN
ajfa-9721	26	76	,	,	PUNCT
ajfa-9721	26	77	whether	whether	SCONJ
ajfa-9721	26	78	of	of	ADP
ajfa-9721	26	79	capital	capital	NOUN
ajfa-9721	26	80	accumulation	accumulation	NOUN
ajfa-9721	26	81	or	or	CCONJ
ajfa-9721	26	82	dividends	dividend	NOUN
ajfa-9721	26	83	)	)	PUNCT
ajfa-9721	26	84	.	.	PUNCT
ajfa-9721	27	1	the	the	DET
ajfa-9721	27	2	author	author	NOUN
ajfa-9721	27	3	then	then	ADV
ajfa-9721	27	4	explains	explain	VERB
ajfa-9721	27	5	how	how	SCONJ
ajfa-9721	27	6	these	these	DET
ajfa-9721	27	7	two	two	NUM
ajfa-9721	27	8	viewpoints	viewpoint	NOUN
ajfa-9721	27	9	are	be	AUX
ajfa-9721	27	10	interrelated	interrelate	VERB
ajfa-9721	27	11	.	.	PUNCT
ajfa-9721	28	1	the	the	DET
ajfa-9721	28	2	present	present	ADJ
ajfa-9721	28	3	study	study	NOUN
ajfa-9721	28	4	also	also	ADV
ajfa-9721	28	5	uses	use	VERB
ajfa-9721	28	6	a	a	DET
ajfa-9721	28	7	discounted	discount	VERB
ajfa-9721	28	8	cash	cash	NOUN
ajfa-9721	28	9	flow	flow	NOUN
ajfa-9721	28	10	model	model	NOUN
ajfa-9721	28	11	,	,	PUNCT
ajfa-9721	28	12	along	along	ADP
ajfa-9721	28	13	with	with	ADP
ajfa-9721	28	14	an	an	DET
ajfa-9721	28	15	internal	internal	ADJ
ajfa-9721	28	16	rate	rate	NOUN
ajfa-9721	28	17	of	of	ADP
ajfa-9721	28	18	return	return	NOUN
ajfa-9721	28	19	approach	approach	NOUN
ajfa-9721	28	20	,	,	PUNCT
ajfa-9721	28	21	but	but	CCONJ
ajfa-9721	28	22	does	do	AUX
ajfa-9721	28	23	not	not	PART
ajfa-9721	28	24	focus	focus	VERB
ajfa-9721	28	25	on	on	ADP
ajfa-9721	28	26	pricing	pricing	NOUN
ajfa-9721	28	27	issues	issue	NOUN
ajfa-9721	28	28	as	as	ADV
ajfa-9721	28	29	such	such	ADJ
ajfa-9721	28	30	.	.	PUNCT
ajfa-9721	29	1	instead	instead	ADV
ajfa-9721	29	2	,	,	PUNCT
ajfa-9721	29	3	the	the	DET
ajfa-9721	29	4	study	study	NOUN
ajfa-9721	29	5	envisages	envisage	VERB
ajfa-9721	29	6	the	the	DET
ajfa-9721	29	7	rate	rate	NOUN
ajfa-9721	29	8	of	of	ADP
ajfa-9721	29	9	return	return	NOUN
ajfa-9721	29	10	as	as	ADP
ajfa-9721	29	11	a	a	DET
ajfa-9721	29	12	characteristic	characteristic	NOUN
ajfa-9721	29	13	which	which	PRON
ajfa-9721	29	14	can	can	AUX
ajfa-9721	29	15	be	be	AUX
ajfa-9721	29	16	used	use	VERB
ajfa-9721	29	17	to	to	PART
ajfa-9721	29	18	understand	understand	VERB
ajfa-9721	29	19	life	life	NOUN
ajfa-9721	29	20	insurance	insurance	NOUN
ajfa-9721	29	21	policies	policy	NOUN
ajfa-9721	29	22	and	and	CCONJ
ajfa-9721	29	23	to	to	PART
ajfa-9721	29	24	make	make	VERB
ajfa-9721	29	25	comparisons	comparison	NOUN
ajfa-9721	29	26	between	between	ADP
ajfa-9721	29	27	different	different	ADJ
ajfa-9721	29	28	types	type	NOUN
ajfa-9721	29	29	of	of	ADP
ajfa-9721	29	30	life	life	NOUN
ajfa-9721	29	31	insurance	insurance	NOUN
ajfa-9721	29	32	policies	policy	NOUN
ajfa-9721	29	33	.	.	PUNCT
ajfa-9721	30	1	the	the	DET
ajfa-9721	30	2	present	present	ADJ
ajfa-9721	30	3	study	study	NOUN
ajfa-9721	30	4	discusses	discuss	VERB
ajfa-9721	30	5	the	the	DET
ajfa-9721	30	6	different	different	ADJ
ajfa-9721	30	7	rates	rate	NOUN
ajfa-9721	30	8	of	of	ADP
ajfa-9721	30	9	return	return	NOUN
ajfa-9721	30	10	given	give	VERB
ajfa-9721	30	11	by	by	ADP
ajfa-9721	30	12	different	different	ADJ
ajfa-9721	30	13	types	type	NOUN
ajfa-9721	30	14	of	of	ADP
ajfa-9721	30	15	policies	policy	NOUN
ajfa-9721	30	16	and	and	CCONJ
ajfa-9721	30	17	how	how	SCONJ
ajfa-9721	30	18	the	the	DET
ajfa-9721	30	19	probability	probability	NOUN
ajfa-9721	30	20	of	of	ADP
ajfa-9721	30	21	mortality	mortality	NOUN
ajfa-9721	30	22	has	have	VERB
ajfa-9721	30	23	an	an	DET
ajfa-9721	30	24	effect	effect	NOUN
ajfa-9721	30	25	on	on	ADP
ajfa-9721	30	26	these	these	DET
ajfa-9721	30	27	rates	rate	NOUN
ajfa-9721	30	28	of	of	ADP
ajfa-9721	30	29	return	return	NOUN
ajfa-9721	30	30	across	across	ADP
ajfa-9721	30	31	different	different	ADJ
ajfa-9721	30	32	ages	age	NOUN
ajfa-9721	30	33	for	for	ADP
ajfa-9721	30	34	asian	asian	ADJ
ajfa-9721	30	35	journal	journal	NOUN
ajfa-9721	30	36	of	of	ADP
ajfa-9721	30	37	finance	finance	PROPN
ajfa-9721	30	38	&	&	CCONJ
ajfa-9721	30	39	accounting	accounting	PROPN
ajfa-9721	30	40	issn	issn	PROPN
ajfa-9721	30	41	1946	1946	NUM
ajfa-9721	30	42	-	-	PUNCT
ajfa-9721	30	43	052x	052x	PROPN
ajfa-9721	30	44	2016	2016	NUM
ajfa-9721	30	45	,	,	PUNCT
ajfa-9721	30	46	vol	vol	NOUN
ajfa-9721	30	47	.	.	PROPN
ajfa-9721	30	48	8	8	NUM
ajfa-9721	30	49	,	,	PUNCT
ajfa-9721	30	50	no	no	INTJ
ajfa-9721	30	51	.	.	NOUN
ajfa-9721	30	52	2	2	NUM
ajfa-9721	30	53	ajfa.macrothink.org	ajfa.macrothink.org	ADJ
ajfa-9721	30	54	72	72	NUM
ajfa-9721	30	55	different	different	ADJ
ajfa-9721	30	56	levels	level	NOUN
ajfa-9721	30	57	of	of	ADP
ajfa-9721	30	58	sum	sum	NOUN
ajfa-9721	30	59	assured	assure	VERB
ajfa-9721	30	60	and	and	CCONJ
ajfa-9721	30	61	maturity	maturity	NOUN
ajfa-9721	30	62	periods	period	NOUN
ajfa-9721	30	63	.	.	PUNCT
ajfa-9721	31	1	the	the	DET
ajfa-9721	31	2	study	study	NOUN
ajfa-9721	31	3	compares	compare	VERB
ajfa-9721	31	4	the	the	DET
ajfa-9721	31	5	unadjusted	unadjusted	ADJ
ajfa-9721	31	6	and	and	CCONJ
ajfa-9721	31	7	mortality	mortality	NOUN
ajfa-9721	31	8	-	-	PUNCT
ajfa-9721	31	9	adjusted	adjust	VERB
ajfa-9721	31	10	rates	rate	NOUN
ajfa-9721	31	11	of	of	ADP
ajfa-9721	31	12	return	return	NOUN
ajfa-9721	31	13	in	in	ADP
ajfa-9721	31	14	all	all	DET
ajfa-9721	31	15	the	the	DET
ajfa-9721	31	16	different	different	ADJ
ajfa-9721	31	17	categories	category	NOUN
ajfa-9721	31	18	,	,	PUNCT
ajfa-9721	31	19	and	and	CCONJ
ajfa-9721	31	20	analyses	analyse	VERB
ajfa-9721	31	21	the	the	DET
ajfa-9721	31	22	relationship	relationship	NOUN
ajfa-9721	31	23	between	between	ADP
ajfa-9721	31	24	the	the	DET
ajfa-9721	31	25	mortality	mortality	NOUN
ajfa-9721	31	26	-	-	PUNCT
ajfa-9721	31	27	adjusted	adjust	VERB
ajfa-9721	31	28	rate	rate	NOUN
ajfa-9721	31	29	of	of	ADP
ajfa-9721	31	30	return	return	NOUN
ajfa-9721	31	31	and	and	CCONJ
ajfa-9721	31	32	the	the	DET
ajfa-9721	31	33	unadjusted	unadjusted	ADJ
ajfa-9721	31	34	rate	rate	NOUN
ajfa-9721	31	35	of	of	ADP
ajfa-9721	31	36	return	return	NOUN
ajfa-9721	31	37	.	.	PUNCT
ajfa-9721	32	1	the	the	DET
ajfa-9721	32	2	study	study	NOUN
ajfa-9721	32	3	also	also	ADV
ajfa-9721	32	4	analyses	analyse	VERB
ajfa-9721	32	5	the	the	DET
ajfa-9721	32	6	degree	degree	NOUN
ajfa-9721	32	7	of	of	ADP
ajfa-9721	32	8	sensitivity	sensitivity	NOUN
ajfa-9721	32	9	of	of	ADP
ajfa-9721	32	10	the	the	DET
ajfa-9721	32	11	rates	rate	NOUN
ajfa-9721	32	12	of	of	ADP
ajfa-9721	32	13	return	return	NOUN
ajfa-9721	32	14	to	to	ADP
ajfa-9721	32	15	mortality	mortality	NOUN
ajfa-9721	32	16	,	,	PUNCT
ajfa-9721	32	17	and	and	CCONJ
ajfa-9721	32	18	proposes	propose	VERB
ajfa-9721	32	19	a	a	DET
ajfa-9721	32	20	model	model	NOUN
ajfa-9721	32	21	for	for	ADP
ajfa-9721	32	22	the	the	DET
ajfa-9721	32	23	relationship	relationship	NOUN
ajfa-9721	32	24	between	between	ADP
ajfa-9721	32	25	the	the	DET
ajfa-9721	32	26	mortality	mortality	NOUN
ajfa-9721	32	27	-	-	PUNCT
ajfa-9721	32	28	adjusted	adjust	VERB
ajfa-9721	32	29	rate	rate	NOUN
ajfa-9721	32	30	of	of	ADP
ajfa-9721	32	31	return	return	NOUN
ajfa-9721	32	32	and	and	CCONJ
ajfa-9721	32	33	the	the	DET
ajfa-9721	32	34	unadjusted	unadjusted	ADJ
ajfa-9721	32	35	rate	rate	NOUN
ajfa-9721	32	36	of	of	ADP
ajfa-9721	32	37	return	return	NOUN
ajfa-9721	32	38	.	.	PUNCT
ajfa-9721	33	1	data	datum	NOUN
ajfa-9721	33	2	and	and	CCONJ
ajfa-9721	33	3	methodology	methodology	NOUN
ajfa-9721	33	4	the	the	DET
ajfa-9721	33	5	data	datum	NOUN
ajfa-9721	33	6	for	for	ADP
ajfa-9721	33	7	the	the	DET
ajfa-9721	33	8	study	study	NOUN
ajfa-9721	33	9	covers	cover	VERB
ajfa-9721	33	10	three	three	NUM
ajfa-9721	33	11	life	life	NOUN
ajfa-9721	33	12	insurance	insurance	NOUN
ajfa-9721	33	13	policies	policy	NOUN
ajfa-9721	33	14	of	of	ADP
ajfa-9721	33	15	kotak	kotak	PROPN
ajfa-9721	33	16	mahindra	mahindra	PROPN
ajfa-9721	33	17	old	old	ADJ
ajfa-9721	33	18	mutual	mutual	ADJ
ajfa-9721	33	19	life	life	NOUN
ajfa-9721	33	20	insurance	insurance	NOUN
ajfa-9721	33	21	limited	limit	VERB
ajfa-9721	33	22	,	,	PUNCT
ajfa-9721	33	23	viz	viz	PROPN
ajfa-9721	33	24	.	.	PUNCT
ajfa-9721	34	1	the	the	DET
ajfa-9721	34	2	capital	capital	NOUN
ajfa-9721	34	3	multiplier	multipli	ADJ
ajfa-9721	34	4	plan	plan	NOUN
ajfa-9721	34	5	,	,	PUNCT
ajfa-9721	34	6	the	the	DET
ajfa-9721	34	7	money	money	NOUN
ajfa-9721	34	8	back	back	NOUN
ajfa-9721	34	9	plan	plan	NOUN
ajfa-9721	34	10	,	,	PUNCT
ajfa-9721	34	11	and	and	CCONJ
ajfa-9721	34	12	the	the	DET
ajfa-9721	34	13	flexi	flexi	NOUN
ajfa-9721	34	14	-	-	PUNCT
ajfa-9721	34	15	plan	plan	NOUN
ajfa-9721	34	16	assuming	assume	VERB
ajfa-9721	34	17	8	8	NUM
ajfa-9721	34	18	%	%	NOUN
ajfa-9721	34	19	and	and	CCONJ
ajfa-9721	34	20	10	10	NUM
ajfa-9721	34	21	%	%	NOUN
ajfa-9721	34	22	growth	growth	NOUN
ajfa-9721	34	23	.	.	PUNCT
ajfa-9721	35	1	the	the	DET
ajfa-9721	35	2	study	study	NOUN
ajfa-9721	35	3	was	be	AUX
ajfa-9721	35	4	conducted	conduct	VERB
ajfa-9721	35	5	at	at	ADP
ajfa-9721	35	6	five	five	NUM
ajfa-9721	35	7	different	different	ADJ
ajfa-9721	35	8	levels	level	NOUN
ajfa-9721	35	9	of	of	ADP
ajfa-9721	35	10	sum	sum	NOUN
ajfa-9721	35	11	assured	assure	VERB
ajfa-9721	35	12	of	of	ADP
ajfa-9721	35	13	rs	rs	NOUN
ajfa-9721	35	14	.	.	PROPN
ajfa-9721	35	15	1	1	NUM
ajfa-9721	35	16	lakh	lakh	NOUN
ajfa-9721	35	17	,	,	PUNCT
ajfa-9721	35	18	rs	rs	NOUN
ajfa-9721	35	19	.	.	NOUN
ajfa-9721	35	20	2	2	NUM
ajfa-9721	35	21	lakhs	lakh	NOUN
ajfa-9721	35	22	,	,	PUNCT
ajfa-9721	35	23	rs	rs	NOUN
ajfa-9721	35	24	.	.	NOUN
ajfa-9721	35	25	3	3	NUM
ajfa-9721	35	26	lakhs	lakh	NOUN
ajfa-9721	35	27	,	,	PUNCT
ajfa-9721	35	28	rs	rs	NOUN
ajfa-9721	35	29	.	.	NOUN
ajfa-9721	35	30	4	4	NUM
ajfa-9721	35	31	lakhs	lakh	NOUN
ajfa-9721	35	32	,	,	PUNCT
ajfa-9721	35	33	and	and	CCONJ
ajfa-9721	36	1	rs	rs	NOUN
ajfa-9721	36	2	.	.	NOUN
ajfa-9721	36	3	5	5	NUM
ajfa-9721	36	4	lakhs	lakh	NOUN
ajfa-9721	36	5	,	,	PUNCT
ajfa-9721	36	6	with	with	ADP
ajfa-9721	36	7	three	three	NUM
ajfa-9721	36	8	different	different	ADJ
ajfa-9721	36	9	maturity	maturity	NOUN
ajfa-9721	36	10	periods	period	NOUN
ajfa-9721	36	11	of	of	ADP
ajfa-9721	36	12	15	15	NUM
ajfa-9721	36	13	years	year	NOUN
ajfa-9721	36	14	,	,	PUNCT
ajfa-9721	36	15	20	20	NUM
ajfa-9721	36	16	years	year	NOUN
ajfa-9721	36	17	,	,	PUNCT
ajfa-9721	36	18	and	and	CCONJ
ajfa-9721	36	19	25	25	NUM
ajfa-9721	36	20	years	year	NOUN
ajfa-9721	36	21	.	.	PUNCT
ajfa-9721	37	1	the	the	DET
ajfa-9721	37	2	premia	premia	NOUN
ajfa-9721	37	3	and	and	CCONJ
ajfa-9721	37	4	maturity	maturity	NOUN
ajfa-9721	37	5	values	value	NOUN
ajfa-9721	37	6	of	of	ADP
ajfa-9721	37	7	these	these	DET
ajfa-9721	37	8	policies	policy	NOUN
ajfa-9721	37	9	were	be	AUX
ajfa-9721	37	10	collected	collect	VERB
ajfa-9721	37	11	using	use	VERB
ajfa-9721	37	12	premium	premium	ADJ
ajfa-9721	37	13	calculators	calculator	NOUN
ajfa-9721	37	14	provided	provide	VERB
ajfa-9721	37	15	by	by	ADP
ajfa-9721	37	16	the	the	DET
ajfa-9721	37	17	company	company	NOUN
ajfa-9721	37	18	.	.	PUNCT
ajfa-9721	38	1	the	the	DET
ajfa-9721	38	2	mortality	mortality	NOUN
ajfa-9721	38	3	rates	rate	NOUN
ajfa-9721	38	4	used	use	VERB
ajfa-9721	38	5	in	in	ADP
ajfa-9721	38	6	the	the	DET
ajfa-9721	38	7	study	study	NOUN
ajfa-9721	38	8	were	be	AUX
ajfa-9721	38	9	collected	collect	VERB
ajfa-9721	38	10	from	from	ADP
ajfa-9721	38	11	lic	lic	PROPN
ajfa-9721	38	12	mortality	mortality	NOUN
ajfa-9721	38	13	tables	table	NOUN
ajfa-9721	38	14	.	.	PUNCT
ajfa-9721	39	1	the	the	DET
ajfa-9721	39	2	study	study	NOUN
ajfa-9721	39	3	involved	involve	VERB
ajfa-9721	39	4	the	the	DET
ajfa-9721	39	5	calculation	calculation	NOUN
ajfa-9721	39	6	of	of	ADP
ajfa-9721	39	7	the	the	DET
ajfa-9721	39	8	unadjusted	unadjusted	ADJ
ajfa-9721	39	9	rate	rate	NOUN
ajfa-9721	39	10	of	of	ADP
ajfa-9721	39	11	return	return	NOUN
ajfa-9721	39	12	and	and	CCONJ
ajfa-9721	39	13	mortality	mortality	NOUN
ajfa-9721	39	14	-	-	PUNCT
ajfa-9721	39	15	adjusted	adjust	VERB
ajfa-9721	39	16	rate	rate	NOUN
ajfa-9721	39	17	of	of	ADP
ajfa-9721	39	18	return	return	NOUN
ajfa-9721	39	19	.	.	PUNCT
ajfa-9721	40	1	in	in	ADP
ajfa-9721	40	2	both	both	CCONJ
ajfa-9721	40	3	the	the	DET
ajfa-9721	40	4	cases	case	NOUN
ajfa-9721	40	5	,	,	PUNCT
ajfa-9721	40	6	the	the	DET
ajfa-9721	40	7	net	net	ADJ
ajfa-9721	40	8	present	present	ADJ
ajfa-9721	40	9	value	value	NOUN
ajfa-9721	40	10	(	(	PUNCT
ajfa-9721	40	11	npv	npv	NOUN
ajfa-9721	40	12	)	)	PUNCT
ajfa-9721	40	13	was	be	AUX
ajfa-9721	40	14	formulated	formulate	VERB
ajfa-9721	40	15	,	,	PUNCT
ajfa-9721	40	16	and	and	CCONJ
ajfa-9721	40	17	the	the	DET
ajfa-9721	40	18	internal	internal	ADJ
ajfa-9721	40	19	rate	rate	NOUN
ajfa-9721	40	20	of	of	ADP
ajfa-9721	40	21	return	return	NOUN
ajfa-9721	40	22	(	(	PUNCT
ajfa-9721	40	23	irr	irr	PROPN
ajfa-9721	40	24	)	)	PUNCT
ajfa-9721	40	25	,	,	PUNCT
ajfa-9721	40	26	at	at	ADP
ajfa-9721	40	27	which	which	PRON
ajfa-9721	40	28	the	the	DET
ajfa-9721	40	29	npv	npv	NOUN
ajfa-9721	40	30	is	be	AUX
ajfa-9721	40	31	zero	zero	NUM
ajfa-9721	40	32	,	,	PUNCT
ajfa-9721	40	33	was	be	AUX
ajfa-9721	40	34	then	then	ADV
ajfa-9721	40	35	calculated	calculate	VERB
ajfa-9721	40	36	.	.	PUNCT
ajfa-9721	41	1	the	the	DET
ajfa-9721	41	2	npv	npv	PROPN
ajfa-9721	41	3	formulation	formulation	NOUN
ajfa-9721	41	4	differs	differ	VERB
ajfa-9721	41	5	in	in	ADP
ajfa-9721	41	6	the	the	DET
ajfa-9721	41	7	two	two	NUM
ajfa-9721	41	8	cases	case	NOUN
ajfa-9721	41	9	,	,	PUNCT
ajfa-9721	41	10	which	which	PRON
ajfa-9721	41	11	may	may	AUX
ajfa-9721	41	12	be	be	AUX
ajfa-9721	41	13	explained	explain	VERB
ajfa-9721	41	14	as	as	SCONJ
ajfa-9721	41	15	follows	follow	VERB
ajfa-9721	41	16	.	.	PUNCT
ajfa-9721	42	1	calculation	calculation	NOUN
ajfa-9721	42	2	of	of	ADP
ajfa-9721	42	3	the	the	DET
ajfa-9721	42	4	unadjusted	unadjusted	ADJ
ajfa-9721	42	5	rate	rate	NOUN
ajfa-9721	42	6	of	of	ADP
ajfa-9721	42	7	return	return	NOUN
ajfa-9721	42	8	:	:	PUNCT
ajfa-9721	42	9	in	in	ADP
ajfa-9721	42	10	the	the	DET
ajfa-9721	42	11	formulation	formulation	NOUN
ajfa-9721	42	12	of	of	ADP
ajfa-9721	42	13	npv	npv	NOUN
ajfa-9721	42	14	for	for	ADP
ajfa-9721	42	15	the	the	DET
ajfa-9721	42	16	unadjusted	unadjusted	ADJ
ajfa-9721	42	17	rate	rate	NOUN
ajfa-9721	42	18	of	of	ADP
ajfa-9721	42	19	return	return	NOUN
ajfa-9721	42	20	,	,	PUNCT
ajfa-9721	42	21	the	the	DET
ajfa-9721	42	22	effect	effect	NOUN
ajfa-9721	42	23	of	of	ADP
ajfa-9721	42	24	mortality	mortality	NOUN
ajfa-9721	42	25	is	be	AUX
ajfa-9721	42	26	ignored	ignore	VERB
ajfa-9721	42	27	,	,	PUNCT
ajfa-9721	42	28	and	and	CCONJ
ajfa-9721	42	29	hence	hence	ADV
ajfa-9721	42	30	life	life	NOUN
ajfa-9721	42	31	insurance	insurance	NOUN
ajfa-9721	42	32	policies	policy	NOUN
ajfa-9721	42	33	are	be	AUX
ajfa-9721	42	34	treated	treat	VERB
ajfa-9721	42	35	purely	purely	ADV
ajfa-9721	42	36	as	as	ADP
ajfa-9721	42	37	investment	investment	NOUN
ajfa-9721	42	38	instruments	instrument	NOUN
ajfa-9721	42	39	.	.	PUNCT
ajfa-9721	43	1	the	the	DET
ajfa-9721	43	2	underlying	underlying	ADJ
ajfa-9721	43	3	assumption	assumption	NOUN
ajfa-9721	43	4	here	here	ADV
ajfa-9721	43	5	is	be	AUX
ajfa-9721	43	6	that	that	SCONJ
ajfa-9721	43	7	in	in	ADP
ajfa-9721	43	8	each	each	DET
ajfa-9721	43	9	case	case	NOUN
ajfa-9721	43	10	,	,	PUNCT
ajfa-9721	43	11	the	the	DET
ajfa-9721	43	12	individual	individual	NOUN
ajfa-9721	43	13	survives	survive	VERB
ajfa-9721	43	14	until	until	ADP
ajfa-9721	43	15	the	the	DET
ajfa-9721	43	16	maturity	maturity	NOUN
ajfa-9721	43	17	of	of	ADP
ajfa-9721	43	18	the	the	DET
ajfa-9721	43	19	policy	policy	NOUN
ajfa-9721	43	20	.	.	PUNCT
ajfa-9721	44	1	therefore	therefore	ADV
ajfa-9721	44	2	,	,	PUNCT
ajfa-9721	44	3	taking	take	VERB
ajfa-9721	44	4	the	the	DET
ajfa-9721	44	5	discount	discount	NOUN
ajfa-9721	44	6	factor	factor	NOUN
ajfa-9721	44	7	into	into	ADP
ajfa-9721	44	8	account	account	NOUN
ajfa-9721	44	9	,	,	PUNCT
ajfa-9721	44	10	the	the	DET
ajfa-9721	44	11	calculation	calculation	NOUN
ajfa-9721	44	12	of	of	ADP
ajfa-9721	44	13	npv	npv	NOUN
ajfa-9721	44	14	takes	take	VERB
ajfa-9721	44	15	the	the	DET
ajfa-9721	44	16	form	form	NOUN
ajfa-9721	44	17	of	of	ADP
ajfa-9721	44	18	the	the	DET
ajfa-9721	44	19	present	present	ADJ
ajfa-9721	44	20	value	value	NOUN
ajfa-9721	44	21	of	of	ADP
ajfa-9721	44	22	annuity	annuity	NOUN
ajfa-9721	44	23	.	.	PUNCT
ajfa-9721	45	1	the	the	DET
ajfa-9721	45	2	formula	formula	NOUN
ajfa-9721	45	3	may	may	AUX
ajfa-9721	45	4	be	be	AUX
ajfa-9721	45	5	expressed	express	VERB
ajfa-9721	45	6	as	as	SCONJ
ajfa-9721	45	7	follows	follow	VERB
ajfa-9721	45	8	:	:	PUNCT
ajfa-9721	45	9	nj	nj	PROPN
ajfa-9721	45	10	n	n	PRON
ajfa-9721	45	11	j	j	PROPN
ajfa-9721	46	1	r	r	NOUN
ajfa-9721	46	2	mv	mv	PROPN
ajfa-9721	46	3	rr	rr	PROPN
ajfa-9721	46	4	pnpv	pnpv	PROPN
ajfa-9721	46	5	)	)	PUNCT
ajfa-9721	46	6	1()1	1()1	NUM
ajfa-9721	46	7	(	(	PUNCT
ajfa-9721	46	8	11	11	NUM
ajfa-9721	46	9	.	.	NOUN
ajfa-9721	46	10	1	1	NUM
ajfa-9721	47	1	+	+	CCONJ
ajfa-9721	47	2	+	+	ADJ
ajfa-9721	47	3			ADJ
ajfa-9721	47	4			PROPN
ajfa-9721	47	5			X
ajfa-9721	47	6			NOUN
ajfa-9721	47	7			VERB
ajfa-9721	47	8			PROPN
ajfa-9721	47	9	+	+	NUM
ajfa-9721	47	10	−−=	−−=	NOUN
ajfa-9721	47	11			X
ajfa-9721	48	1	=	=	PUNCT
ajfa-9721	48	2	,	,	PUNCT
ajfa-9721	48	3	(	(	PUNCT
ajfa-9721	48	4	1	1	X
ajfa-9721	48	5	)	)	PUNCT
ajfa-9721	48	6	where	where	SCONJ
ajfa-9721	48	7	p	p	NOUN
ajfa-9721	48	8	denotes	denote	VERB
ajfa-9721	48	9	the	the	DET
ajfa-9721	48	10	premium	premium	NOUN
ajfa-9721	48	11	,	,	PUNCT
ajfa-9721	48	12	mv	mv	PROPN
ajfa-9721	48	13	the	the	DET
ajfa-9721	48	14	maturity	maturity	NOUN
ajfa-9721	48	15	value	value	NOUN
ajfa-9721	48	16	,	,	PUNCT
ajfa-9721	48	17	r	r	NOUN
ajfa-9721	48	18	the	the	DET
ajfa-9721	48	19	rate	rate	NOUN
ajfa-9721	48	20	of	of	ADP
ajfa-9721	48	21	return	return	NOUN
ajfa-9721	48	22	,	,	PUNCT
ajfa-9721	48	23	and	and	CCONJ
ajfa-9721	48	24	n	n	DET
ajfa-9721	48	25	the	the	DET
ajfa-9721	48	26	maturity	maturity	NOUN
ajfa-9721	48	27	period	period	NOUN
ajfa-9721	48	28	.	.	PUNCT
ajfa-9721	49	1	the	the	DET
ajfa-9721	49	2	unadjusted	unadjusted	ADJ
ajfa-9721	49	3	rate	rate	NOUN
ajfa-9721	49	4	of	of	ADP
ajfa-9721	49	5	return	return	NOUN
ajfa-9721	49	6	is	be	AUX
ajfa-9721	49	7	then	then	ADV
ajfa-9721	49	8	calculated	calculate	VERB
ajfa-9721	49	9	by	by	ADP
ajfa-9721	49	10	equating	equate	VERB
ajfa-9721	49	11	the	the	DET
ajfa-9721	49	12	npv	npv	NOUN
ajfa-9721	49	13	to	to	ADP
ajfa-9721	49	14	zero	zero	NUM
ajfa-9721	49	15	.	.	PUNCT
ajfa-9721	50	1	calculation	calculation	NOUN
ajfa-9721	50	2	of	of	ADP
ajfa-9721	50	3	the	the	DET
ajfa-9721	50	4	mortality	mortality	NOUN
ajfa-9721	50	5	-	-	PUNCT
ajfa-9721	50	6	adjusted	adjust	VERB
ajfa-9721	50	7	rate	rate	NOUN
ajfa-9721	50	8	of	of	ADP
ajfa-9721	50	9	return	return	NOUN
ajfa-9721	50	10	:	:	PUNCT
ajfa-9721	50	11	in	in	ADP
ajfa-9721	50	12	the	the	DET
ajfa-9721	50	13	formulation	formulation	NOUN
ajfa-9721	50	14	of	of	ADP
ajfa-9721	50	15	npv	npv	NOUN
ajfa-9721	50	16	for	for	ADP
ajfa-9721	50	17	mortality	mortality	NOUN
ajfa-9721	50	18	-	-	PUNCT
ajfa-9721	50	19	adjusted	adjust	VERB
ajfa-9721	50	20	rate	rate	NOUN
ajfa-9721	50	21	of	of	ADP
ajfa-9721	50	22	return	return	NOUN
ajfa-9721	50	23	,	,	PUNCT
ajfa-9721	50	24	the	the	DET
ajfa-9721	50	25	effect	effect	NOUN
ajfa-9721	50	26	of	of	ADP
ajfa-9721	50	27	mortality	mortality	NOUN
ajfa-9721	50	28	is	be	AUX
ajfa-9721	50	29	taken	take	VERB
ajfa-9721	50	30	into	into	ADP
ajfa-9721	50	31	account	account	NOUN
ajfa-9721	50	32	.	.	PUNCT
ajfa-9721	51	1	mortality	mortality	NOUN
ajfa-9721	51	2	-	-	PUNCT
ajfa-9721	51	3	adjusted	adjust	VERB
ajfa-9721	51	4	rate	rate	NOUN
ajfa-9721	51	5	of	of	ADP
ajfa-9721	51	6	return	return	NOUN
ajfa-9721	51	7	basically	basically	ADV
ajfa-9721	51	8	means	mean	VERB
ajfa-9721	51	9	irr	irr	NOUN
ajfa-9721	51	10	with	with	ADP
ajfa-9721	51	11	probabilities	probability	NOUN
ajfa-9721	51	12	of	of	ADP
ajfa-9721	51	13	mortality	mortality	NOUN
ajfa-9721	51	14	incorporated	incorporate	VERB
ajfa-9721	51	15	in	in	ADP
ajfa-9721	51	16	the	the	DET
ajfa-9721	51	17	npv	npv	NOUN
ajfa-9721	51	18	formula	formula	NOUN
ajfa-9721	51	19	.	.	PUNCT
ajfa-9721	52	1	the	the	DET
ajfa-9721	52	2	underlying	underlying	ADJ
ajfa-9721	52	3	assumption	assumption	NOUN
ajfa-9721	52	4	here	here	ADV
ajfa-9721	52	5	is	be	AUX
ajfa-9721	52	6	that	that	SCONJ
ajfa-9721	52	7	life	life	NOUN
ajfa-9721	52	8	is	be	AUX
ajfa-9721	52	9	uncertain	uncertain	ADJ
ajfa-9721	52	10	and	and	CCONJ
ajfa-9721	52	11	hence	hence	ADV
ajfa-9721	52	12	,	,	PUNCT
ajfa-9721	52	13	mortality	mortality	NOUN
ajfa-9721	52	14	constitutes	constitute	VERB
ajfa-9721	52	15	an	an	DET
ajfa-9721	52	16	important	important	ADJ
ajfa-9721	52	17	element	element	NOUN
ajfa-9721	52	18	of	of	ADP
ajfa-9721	52	19	life	life	NOUN
ajfa-9721	52	20	insurance	insurance	NOUN
ajfa-9721	52	21	policies	policy	NOUN
ajfa-9721	52	22	.	.	PUNCT
ajfa-9721	53	1	the	the	DET
ajfa-9721	53	2	formula	formula	NOUN
ajfa-9721	53	3	used	use	VERB
ajfa-9721	53	4	for	for	ADP
ajfa-9721	53	5	the	the	DET
ajfa-9721	53	6	expected	expect	VERB
ajfa-9721	53	7	net	net	ADJ
ajfa-9721	53	8	present	present	ADJ
ajfa-9721	53	9	value	value	NOUN
ajfa-9721	53	10	may	may	AUX
ajfa-9721	53	11	be	be	AUX
ajfa-9721	53	12	expressed	express	VERB
ajfa-9721	53	13	as	as	SCONJ
ajfa-9721	53	14	follows	follow	VERB
ajfa-9721	53	15	,	,	PUNCT
ajfa-9721	53	16	for	for	ADP
ajfa-9721	53	17	a	a	DET
ajfa-9721	53	18	person	person	NOUN
ajfa-9721	53	19	aged	age	VERB
ajfa-9721	53	20	k	k	PROPN
ajfa-9721	53	21	at	at	ADP
ajfa-9721	53	22	the	the	DET
ajfa-9721	53	23	time	time	NOUN
ajfa-9721	53	24	of	of	ADP
ajfa-9721	53	25	entering	enter	VERB
ajfa-9721	53	26	into	into	ADP
ajfa-9721	53	27	the	the	DET
ajfa-9721	53	28	contract	contract	NOUN
ajfa-9721	53	29	:	:	PUNCT
ajfa-9721	53	30	)	)	PUNCT
ajfa-9721	53	31	(	(	PUNCT
ajfa-9721	53	32	1	1	X
ajfa-9721	53	33	)	)	PUNCT
ajfa-9721	53	34	(	(	PUNCT
ajfa-9721	53	35	)	)	PUNCT
ajfa-9721	53	36	(	(	PUNCT
ajfa-9721	53	37	1	1	NUM
ajfa-9721	53	38	.	.	PUNCT
ajfa-9721	53	39	)	)	PUNCT
ajfa-9721	54	1	1	1	NUM
ajfa-9721	54	2	(	(	PUNCT
ajfa-9721	54	3	.	.	PUNCT
ajfa-9721	54	4	)	)	PUNCT
ajfa-9721	54	5	1	1	NUM
ajfa-9721	54	6	(	(	PUNCT
ajfa-9721	54	7	.	.	PUNCT
ajfa-9721	54	8	)	)	PUNCT
ajfa-9721	54	9	1	1	NUM
ajfa-9721	54	10	(	(	PUNCT
ajfa-9721	54	11	)	)	PUNCT
ajfa-9721	54	12	(	(	PUNCT
ajfa-9721	54	13	k	k	PROPN
ajfa-9721	54	14	j	j	PROPN
ajfa-9721	54	15	n	n	CCONJ
ajfa-9721	54	16	j	j	PROPN
ajfa-9721	54	17	j	j	PROPN
ajfa-9721	54	18	jk	jk	PROPN
ajfa-9721	54	19	nn	nn	PROPN
ajfa-9721	54	20	k	k	PROPN
ajfa-9721	54	21	j	j	PROPN
ajfa-9721	54	22	n	n	CCONJ
ajfa-9721	54	23	j	j	PROPN
ajfa-9721	55	1	j	j	X
ajfa-9721	55	2	q	q	X
ajfa-9721	55	3	r	r	NOUN
ajfa-9721	55	4	mv	mv	PROPN
ajfa-9721	55	5	p	p	NOUN
ajfa-9721	55	6	r	r	NOUN
ajfa-9721	55	7	mvp	mvp	NOUN
ajfa-9721	55	8	r	r	NOUN
ajfa-9721	55	9	pnpve	pnpve	NOUN
ajfa-9721	55	10			PRON
ajfa-9721	56	1	=	=	NOUN
ajfa-9721	56	2	=	=	X
ajfa-9721	56	3	+	+	X
ajfa-9721	56	4	+	+	PUNCT
ajfa-9721	56	5	+	+	PUNCT
ajfa-9721	56	6	+	+	CCONJ
ajfa-9721	56	7	+	+	CCONJ
ajfa-9721	56	8	−=	−=	X
ajfa-9721	56	9	,	,	PUNCT
ajfa-9721	56	10	(	(	PUNCT
ajfa-9721	56	11	2	2	X
ajfa-9721	56	12	)	)	PUNCT
ajfa-9721	56	13	asian	asian	ADJ
ajfa-9721	56	14	journal	journal	NOUN
ajfa-9721	56	15	of	of	ADP
ajfa-9721	56	16	finance	finance	PROPN
ajfa-9721	56	17	&	&	CCONJ
ajfa-9721	56	18	accounting	accounting	PROPN
ajfa-9721	56	19	issn	issn	PROPN
ajfa-9721	56	20	1946	1946	NUM
ajfa-9721	56	21	-	-	PUNCT
ajfa-9721	56	22	052x	052x	PROPN
ajfa-9721	56	23	2016	2016	NUM
ajfa-9721	56	24	,	,	PUNCT
ajfa-9721	56	25	vol	vol	NOUN
ajfa-9721	56	26	.	.	PROPN
ajfa-9721	56	27	8	8	NUM
ajfa-9721	56	28	,	,	PUNCT
ajfa-9721	56	29	no	no	INTJ
ajfa-9721	56	30	.	.	NOUN
ajfa-9721	56	31	2	2	NUM
ajfa-9721	56	32	ajfa.macrothink.org	ajfa.macrothink.org	NOUN
ajfa-9721	56	33	73	73	NUM
ajfa-9721	56	34	where	where	SCONJ
ajfa-9721	56	35	p	p	PROPN
ajfa-9721	56	36	denotes	denote	VERB
ajfa-9721	56	37	the	the	DET
ajfa-9721	56	38	premium	premium	NOUN
ajfa-9721	56	39	,	,	PUNCT
ajfa-9721	56	40	mv	mv	PROPN
ajfa-9721	56	41	the	the	DET
ajfa-9721	56	42	maturity	maturity	NOUN
ajfa-9721	56	43	value	value	NOUN
ajfa-9721	56	44	,	,	PUNCT
ajfa-9721	56	45	mvj	mvj	NOUN
ajfa-9721	56	46	the	the	DET
ajfa-9721	56	47	maturity	maturity	NOUN
ajfa-9721	56	48	value	value	NOUN
ajfa-9721	56	49	in	in	ADP
ajfa-9721	56	50	year	year	PROPN
ajfa-9721	56	51	j	j	PROPN
ajfa-9721	56	52	,	,	PUNCT
ajfa-9721	56	53	pj	pj	PROPN
ajfa-9721	56	54	(	(	PUNCT
ajfa-9721	56	55	k	k	PROPN
ajfa-9721	56	56	)	)	PUNCT
ajfa-9721	56	57	the	the	DET
ajfa-9721	56	58	probability	probability	NOUN
ajfa-9721	56	59	that	that	SCONJ
ajfa-9721	56	60	a	a	DET
ajfa-9721	56	61	person	person	NOUN
ajfa-9721	56	62	aged	aged	ADJ
ajfa-9721	56	63	k	k	PROPN
ajfa-9721	56	64	will	will	AUX
ajfa-9721	56	65	survive	survive	VERB
ajfa-9721	56	66	for	for	ADP
ajfa-9721	56	67	another	another	DET
ajfa-9721	56	68	j	j	NOUN
ajfa-9721	56	69	years	year	NOUN
ajfa-9721	56	70	,	,	PUNCT
ajfa-9721	56	71	and	and	CCONJ
ajfa-9721	56	72	qj	qj	PROPN
ajfa-9721	56	73	(	(	PUNCT
ajfa-9721	56	74	k	k	NOUN
ajfa-9721	56	75	)	)	PUNCT
ajfa-9721	56	76	the	the	DET
ajfa-9721	56	77	probability	probability	NOUN
ajfa-9721	56	78	that	that	SCONJ
ajfa-9721	56	79	a	a	DET
ajfa-9721	56	80	person	person	NOUN
ajfa-9721	56	81	aged	aged	ADJ
ajfa-9721	56	82	k	k	PROPN
ajfa-9721	56	83	will	will	AUX
ajfa-9721	56	84	survive	survive	VERB
ajfa-9721	56	85	j-1	j-1	ADV
ajfa-9721	56	86	years	year	NOUN
ajfa-9721	56	87	but	but	CCONJ
ajfa-9721	56	88	not	not	PART
ajfa-9721	56	89	j	j	NOUN
ajfa-9721	56	90	years	year	NOUN
ajfa-9721	56	91	,	,	PUNCT
ajfa-9721	56	92	)	)	PUNCT
ajfa-9721	56	93	(	(	PUNCT
ajfa-9721	56	94	k	k	NOUN
ajfa-9721	56	95	jp	jp	NOUN
ajfa-9721	56	96	=	=	SYM
ajfa-9721	56	97	121	121	NUM
ajfa-9721	56	98	−+++	−+++	NUM
ajfa-9721	56	99	××××	××××	NOUN
ajfa-9721	56	100	jkkkk	jkkkk	PROPN
ajfa-9721	56	101	pppp	pppp	PROPN
ajfa-9721	56	102			PROPN
ajfa-9721	57	1	=	=	SYM
ajfa-9721	57	2	∏	∏	NUM
ajfa-9721	57	3	−	−	PROPN
ajfa-9721	58	1	=	=	PUNCT
ajfa-9721	59	1	+	+	NUM
ajfa-9721	59	2	1	1	NUM
ajfa-9721	59	3	0	0	NUM
ajfa-9721	59	4	j	j	NOUN
ajfa-9721	59	5	i	i	PRON
ajfa-9721	59	6	ikp	ikp	ADJ
ajfa-9721	59	7	,	,	PUNCT
ajfa-9721	59	8	(	(	PUNCT
ajfa-9721	59	9	3	3	NUM
ajfa-9721	59	10	)	)	PUNCT
ajfa-9721	59	11	)	)	PUNCT
ajfa-9721	60	1	(	(	PUNCT
ajfa-9721	60	2	k	k	PROPN
ajfa-9721	60	3	jq	jq	PROPN
ajfa-9721	60	4	=	=	PUNCT
ajfa-9721	60	5	)	)	PUNCT
ajfa-9721	60	6	1	1	NUM
ajfa-9721	60	7	(	(	PUNCT
ajfa-9721	60	8	.......	.......	SYM
ajfa-9721	60	9	121	121	NUM
ajfa-9721	61	1	−+−++	−+−++	PROPN
ajfa-9721	61	2	−××	−××	PROPN
ajfa-9721	61	3	jkjkkk	jkjkkk	PROPN
ajfa-9721	61	4	pppp	pppp	PROPN
ajfa-9721	61	5	=	=	PROPN
ajfa-9721	61	6	(	(	PUNCT
ajfa-9721	61	7	)	)	PUNCT
ajfa-9721	61	8	1	1	NUM
ajfa-9721	61	9	2	2	NUM
ajfa-9721	61	10	0	0	NUM
ajfa-9721	61	11	1	1	NUM
ajfa-9721	61	12	−+	−+	NOUN
ajfa-9721	61	13	−	−	NOUN
ajfa-9721	61	14	=	=	SYM
ajfa-9721	62	1	+	+	CCONJ
ajfa-9721	62	2	−	−	NOUN
ajfa-9721	62	3			NOUN
ajfa-9721	62	4			PROPN
ajfa-9721	62	5			PROPN
ajfa-9721	62	6			PROPN
ajfa-9721	63	1	∏	∏	PROPN
ajfa-9721	63	2	jk	jk	PROPN
ajfa-9721	63	3	j	j	PROPN
ajfa-9721	64	1	i	i	PRON
ajfa-9721	64	2	ik	ik	PROPN
ajfa-9721	64	3	pp	pp	ADV
ajfa-9721	64	4	,	,	PUNCT
ajfa-9721	64	5	(	(	PUNCT
ajfa-9721	64	6	4	4	NUM
ajfa-9721	64	7	)	)	PUNCT
ajfa-9721	64	8	and	and	CCONJ
ajfa-9721	64	9	where	where	SCONJ
ajfa-9721	64	10	ip	ip	NOUN
ajfa-9721	64	11	is	be	AUX
ajfa-9721	64	12	the	the	DET
ajfa-9721	64	13	probability	probability	NOUN
ajfa-9721	64	14	that	that	SCONJ
ajfa-9721	64	15	a	a	DET
ajfa-9721	64	16	person	person	NOUN
ajfa-9721	64	17	aged	age	VERB
ajfa-9721	64	18	i	i	PRON
ajfa-9721	64	19	will	will	AUX
ajfa-9721	64	20	survive	survive	VERB
ajfa-9721	64	21	for	for	ADP
ajfa-9721	64	22	age	age	NOUN
ajfa-9721	64	23	i+1	i+1	NUM
ajfa-9721	64	24	(	(	PUNCT
ajfa-9721	64	25	i.e.	i.e.	X
ajfa-9721	64	26	the	the	DET
ajfa-9721	64	27	age	age	NOUN
ajfa-9721	64	28	-	-	PUNCT
ajfa-9721	64	29	specific	specific	ADJ
ajfa-9721	64	30	survival	survival	NOUN
ajfa-9721	64	31	rate	rate	NOUN
ajfa-9721	64	32	)	)	PUNCT
ajfa-9721	64	33	.	.	PUNCT
ajfa-9721	65	1	the	the	DET
ajfa-9721	65	2	mortality	mortality	NOUN
ajfa-9721	65	3	-	-	PUNCT
ajfa-9721	65	4	adjusted	adjust	VERB
ajfa-9721	65	5	rate	rate	NOUN
ajfa-9721	65	6	of	of	ADP
ajfa-9721	65	7	return	return	NOUN
ajfa-9721	65	8	is	be	AUX
ajfa-9721	65	9	the	the	DET
ajfa-9721	65	10	calculated	calculate	VERB
ajfa-9721	65	11	by	by	ADP
ajfa-9721	65	12	equating	equate	VERB
ajfa-9721	65	13	the	the	DET
ajfa-9721	65	14	enpv	enpv	NOUN
ajfa-9721	65	15	to	to	ADP
ajfa-9721	65	16	zero	zero	NUM
ajfa-9721	65	17	.	.	PUNCT
ajfa-9721	66	1	this	this	PRON
ajfa-9721	66	2	is	be	AUX
ajfa-9721	66	3	applicable	applicable	ADJ
ajfa-9721	66	4	for	for	ADP
ajfa-9721	66	5	all	all	DET
ajfa-9721	66	6	the	the	DET
ajfa-9721	66	7	types	type	NOUN
ajfa-9721	66	8	of	of	ADP
ajfa-9721	66	9	policies	policy	NOUN
ajfa-9721	66	10	chosen	choose	VERB
ajfa-9721	66	11	for	for	ADP
ajfa-9721	66	12	the	the	DET
ajfa-9721	66	13	study	study	NOUN
ajfa-9721	66	14	,	,	PUNCT
ajfa-9721	66	15	except	except	SCONJ
ajfa-9721	66	16	for	for	ADP
ajfa-9721	66	17	the	the	DET
ajfa-9721	66	18	money	money	NOUN
ajfa-9721	66	19	back	back	NOUN
ajfa-9721	66	20	plan	plan	NOUN
ajfa-9721	66	21	.	.	PUNCT
ajfa-9721	67	1	a	a	DET
ajfa-9721	67	2	distinguishing	distinguish	VERB
ajfa-9721	67	3	feature	feature	NOUN
ajfa-9721	67	4	of	of	ADP
ajfa-9721	67	5	the	the	DET
ajfa-9721	67	6	money	money	NOUN
ajfa-9721	67	7	back	back	NOUN
ajfa-9721	67	8	plan	plan	NOUN
ajfa-9721	67	9	is	be	AUX
ajfa-9721	67	10	that	that	SCONJ
ajfa-9721	67	11	there	there	PRON
ajfa-9721	67	12	are	be	VERB
ajfa-9721	67	13	payouts	payout	NOUN
ajfa-9721	67	14	every	every	DET
ajfa-9721	67	15	five	five	NUM
ajfa-9721	67	16	years	year	NOUN
ajfa-9721	67	17	till	till	SCONJ
ajfa-9721	67	18	the	the	DET
ajfa-9721	67	19	maturity	maturity	NOUN
ajfa-9721	67	20	date	date	NOUN
ajfa-9721	67	21	.	.	PUNCT
ajfa-9721	68	1	taking	take	VERB
ajfa-9721	68	2	this	this	PRON
ajfa-9721	68	3	into	into	ADP
ajfa-9721	68	4	consideration	consideration	NOUN
ajfa-9721	68	5	,	,	PUNCT
ajfa-9721	68	6	the	the	DET
ajfa-9721	68	7	payouts	payout	NOUN
ajfa-9721	68	8	are	be	AUX
ajfa-9721	68	9	deducted	deduct	VERB
ajfa-9721	68	10	(	(	PUNCT
ajfa-9721	68	11	keeping	keep	VERB
ajfa-9721	68	12	the	the	DET
ajfa-9721	68	13	discount	discount	NOUN
ajfa-9721	68	14	factor	factor	NOUN
ajfa-9721	68	15	in	in	ADP
ajfa-9721	68	16	mind	mind	NOUN
ajfa-9721	68	17	)	)	PUNCT
ajfa-9721	68	18	while	while	SCONJ
ajfa-9721	68	19	calculating	calculate	VERB
ajfa-9721	68	20	both	both	PRON
ajfa-9721	68	21	the	the	DET
ajfa-9721	68	22	unadjusted	unadjusted	ADJ
ajfa-9721	68	23	and	and	CCONJ
ajfa-9721	68	24	mortality	mortality	NOUN
ajfa-9721	68	25	-	-	PUNCT
ajfa-9721	68	26	adjusted	adjust	VERB
ajfa-9721	68	27	rates	rate	NOUN
ajfa-9721	68	28	of	of	ADP
ajfa-9721	68	29	return	return	NOUN
ajfa-9721	68	30	.	.	PUNCT
ajfa-9721	69	1	findings	finding	VERB
ajfa-9721	69	2	the	the	DET
ajfa-9721	69	3	unadjusted	unadjusted	ADJ
ajfa-9721	69	4	and	and	CCONJ
ajfa-9721	69	5	mortality	mortality	NOUN
ajfa-9721	69	6	-	-	PUNCT
ajfa-9721	69	7	adjusted	adjust	VERB
ajfa-9721	69	8	rates	rate	NOUN
ajfa-9721	69	9	of	of	ADP
ajfa-9721	69	10	return	return	NOUN
ajfa-9721	69	11	were	be	AUX
ajfa-9721	69	12	calculated	calculate	VERB
ajfa-9721	69	13	for	for	ADP
ajfa-9721	69	14	each	each	DET
ajfa-9721	69	15	type	type	NOUN
ajfa-9721	69	16	of	of	ADP
ajfa-9721	69	17	policy	policy	NOUN
ajfa-9721	69	18	for	for	ADP
ajfa-9721	69	19	different	different	ADJ
ajfa-9721	69	20	maturity	maturity	NOUN
ajfa-9721	69	21	periods	period	NOUN
ajfa-9721	69	22	of	of	ADP
ajfa-9721	69	23	15	15	NUM
ajfa-9721	69	24	years	year	NOUN
ajfa-9721	69	25	,	,	PUNCT
ajfa-9721	69	26	20	20	NUM
ajfa-9721	69	27	years	year	NOUN
ajfa-9721	69	28	and	and	CCONJ
ajfa-9721	69	29	25	25	NUM
ajfa-9721	69	30	years	year	NOUN
ajfa-9721	69	31	and	and	CCONJ
ajfa-9721	69	32	at	at	ADP
ajfa-9721	69	33	different	different	ADJ
ajfa-9721	69	34	levels	level	NOUN
ajfa-9721	69	35	of	of	ADP
ajfa-9721	69	36	sum	sum	NOUN
ajfa-9721	69	37	assured	assure	VERB
ajfa-9721	69	38	of	of	ADP
ajfa-9721	69	39	rs	rs	NOUN
ajfa-9721	69	40	.	.	PROPN
ajfa-9721	69	41	1	1	NUM
ajfa-9721	69	42	lakh	lakh	NUM
ajfa-9721	69	43	,	,	PUNCT
ajfa-9721	69	44	rs.2	rs.2	NOUN
ajfa-9721	69	45	lakhs	lakh	NOUN
ajfa-9721	69	46	,	,	PUNCT
ajfa-9721	69	47	rs	rs	NOUN
ajfa-9721	69	48	.	.	NOUN
ajfa-9721	69	49	3	3	NUM
ajfa-9721	69	50	lakhs	lakh	NOUN
ajfa-9721	69	51	,	,	PUNCT
ajfa-9721	69	52	rs	rs	NOUN
ajfa-9721	69	53	.	.	NOUN
ajfa-9721	69	54	4	4	NUM
ajfa-9721	69	55	lakhs	lakh	NOUN
ajfa-9721	69	56	and	and	CCONJ
ajfa-9721	69	57	rs	rs	NOUN
ajfa-9721	69	58	.	.	NOUN
ajfa-9721	69	59	5	5	NUM
ajfa-9721	69	60	lakhs	lakh	NOUN
ajfa-9721	69	61	across	across	ADP
ajfa-9721	69	62	different	different	ADJ
ajfa-9721	69	63	ages	age	NOUN
ajfa-9721	69	64	.	.	PUNCT
ajfa-9721	70	1	a	a	DET
ajfa-9721	70	2	comparison	comparison	NOUN
ajfa-9721	70	3	was	be	AUX
ajfa-9721	70	4	then	then	ADV
ajfa-9721	70	5	made	make	VERB
ajfa-9721	70	6	separately	separately	ADV
ajfa-9721	70	7	for	for	ADP
ajfa-9721	70	8	unadjusted	unadjusted	ADJ
ajfa-9721	70	9	rate	rate	NOUN
ajfa-9721	70	10	of	of	ADP
ajfa-9721	70	11	return	return	NOUN
ajfa-9721	70	12	and	and	CCONJ
ajfa-9721	70	13	mortality	mortality	NOUN
ajfa-9721	70	14	-	-	PUNCT
ajfa-9721	70	15	adjusted	adjust	VERB
ajfa-9721	70	16	rate	rate	NOUN
ajfa-9721	70	17	of	of	ADP
ajfa-9721	70	18	return	return	NOUN
ajfa-9721	70	19	in	in	ADP
ajfa-9721	70	20	terms	term	NOUN
ajfa-9721	70	21	of	of	ADP
ajfa-9721	70	22	sum	sum	NOUN
ajfa-9721	70	23	assured	assure	VERB
ajfa-9721	70	24	,	,	PUNCT
ajfa-9721	70	25	in	in	ADP
ajfa-9721	70	26	terms	term	NOUN
ajfa-9721	70	27	of	of	ADP
ajfa-9721	70	28	the	the	DET
ajfa-9721	70	29	products	product	NOUN
ajfa-9721	70	30	,	,	PUNCT
ajfa-9721	70	31	and	and	CCONJ
ajfa-9721	70	32	finally	finally	ADV
ajfa-9721	70	33	in	in	ADP
ajfa-9721	70	34	terms	term	NOUN
ajfa-9721	70	35	of	of	ADP
ajfa-9721	70	36	maturity	maturity	NOUN
ajfa-9721	70	37	period	period	NOUN
ajfa-9721	70	38	.	.	PUNCT
ajfa-9721	71	1	finally	finally	ADV
ajfa-9721	71	2	,	,	PUNCT
ajfa-9721	71	3	for	for	ADP
ajfa-9721	71	4	each	each	DET
ajfa-9721	71	5	type	type	NOUN
ajfa-9721	71	6	of	of	ADP
ajfa-9721	71	7	policy	policy	NOUN
ajfa-9721	71	8	,	,	PUNCT
ajfa-9721	71	9	a	a	DET
ajfa-9721	71	10	comparison	comparison	NOUN
ajfa-9721	71	11	is	be	AUX
ajfa-9721	71	12	made	make	VERB
ajfa-9721	71	13	between	between	ADP
ajfa-9721	71	14	the	the	DET
ajfa-9721	71	15	unadjusted	unadjusted	ADJ
ajfa-9721	71	16	rate	rate	NOUN
ajfa-9721	71	17	of	of	ADP
ajfa-9721	71	18	return	return	NOUN
ajfa-9721	71	19	and	and	CCONJ
ajfa-9721	71	20	mortality	mortality	NOUN
ajfa-9721	71	21	-	-	PUNCT
ajfa-9721	71	22	adjusted	adjust	VERB
ajfa-9721	71	23	rate	rate	NOUN
ajfa-9721	71	24	of	of	ADP
ajfa-9721	71	25	return	return	NOUN
ajfa-9721	71	26	.	.	PUNCT
ajfa-9721	72	1	i.	i.	NOUN
ajfa-9721	72	2	by	by	ADP
ajfa-9721	72	3	sum	sum	NOUN
ajfa-9721	72	4	assured	assure	VERB
ajfa-9721	72	5	the	the	DET
ajfa-9721	72	6	series	series	NOUN
ajfa-9721	72	7	of	of	ADP
ajfa-9721	72	8	graphs	graph	NOUN
ajfa-9721	72	9	which	which	PRON
ajfa-9721	72	10	follow	follow	VERB
ajfa-9721	72	11	present	present	ADJ
ajfa-9721	72	12	a	a	DET
ajfa-9721	72	13	comparison	comparison	NOUN
ajfa-9721	72	14	of	of	ADP
ajfa-9721	72	15	the	the	DET
ajfa-9721	72	16	rates	rate	NOUN
ajfa-9721	72	17	of	of	ADP
ajfa-9721	72	18	return	return	NOUN
ajfa-9721	72	19	for	for	ADP
ajfa-9721	72	20	each	each	DET
ajfa-9721	72	21	policy	policy	NOUN
ajfa-9721	72	22	at	at	ADP
ajfa-9721	72	23	different	different	ADJ
ajfa-9721	72	24	maturity	maturity	NOUN
ajfa-9721	72	25	periods	period	NOUN
ajfa-9721	72	26	in	in	ADP
ajfa-9721	72	27	terms	term	NOUN
ajfa-9721	72	28	of	of	ADP
ajfa-9721	72	29	the	the	DET
ajfa-9721	72	30	sum	sum	NOUN
ajfa-9721	72	31	assured	assure	VERB
ajfa-9721	72	32	:	:	PUNCT
ajfa-9721	72	33	asian	asian	ADJ
ajfa-9721	72	34	journal	journal	NOUN
ajfa-9721	72	35	of	of	ADP
ajfa-9721	72	36	finance	finance	PROPN
ajfa-9721	72	37	&	&	CCONJ
ajfa-9721	72	38	accounting	accounting	PROPN
ajfa-9721	72	39	issn	issn	PROPN
ajfa-9721	72	40	1946	1946	NUM
ajfa-9721	72	41	-	-	PUNCT
ajfa-9721	72	42	052x	052x	PROPN
ajfa-9721	72	43	2016	2016	NUM
ajfa-9721	72	44	,	,	PUNCT
ajfa-9721	72	45	vol	vol	NOUN
ajfa-9721	72	46	.	.	PROPN
ajfa-9721	72	47	8	8	NUM
ajfa-9721	72	48	,	,	PUNCT
ajfa-9721	72	49	no	no	INTJ
ajfa-9721	72	50	.	.	NOUN
ajfa-9721	72	51	2	2	NUM
ajfa-9721	72	52	ajfa.macrothink.org	ajfa.macrothink.org	ADJ
ajfa-9721	72	53	74	74	NUM
ajfa-9721	72	54	unadjusted	unadjusted	ADJ
ajfa-9721	72	55	rate	rate	NOUN
ajfa-9721	72	56	of	of	ADP
ajfa-9721	72	57	return	return	NOUN
ajfa-9721	72	58	for	for	ADP
ajfa-9721	72	59	capital	capital	NOUN
ajfa-9721	72	60	multiplier	multiplier	ADV
ajfa-9721	72	61	with	with	ADP
ajfa-9721	72	62	rs	rs	NOUN
ajfa-9721	72	63	.	.	NOUN
ajfa-9721	72	64	1	1	NUM
ajfa-9721	72	65	lakh	lakh	NOUN
ajfa-9721	72	66	assured	assure	VERB
ajfa-9721	72	67	0.00	0.00	NUM
ajfa-9721	72	68	%	%	NOUN
ajfa-9721	72	69	1.00	1.00	NUM
ajfa-9721	72	70	%	%	NOUN
ajfa-9721	72	71	2.00	2.00	NUM
ajfa-9721	72	72	%	%	NOUN
ajfa-9721	72	73	3.00	3.00	NUM
ajfa-9721	72	74	%	%	NOUN
ajfa-9721	72	75	4.00	4.00	NUM
ajfa-9721	72	76	%	%	NOUN
ajfa-9721	72	77	5.00	5.00	NUM
ajfa-9721	72	78	%	%	NOUN
ajfa-9721	72	79	6.00	6.00	NUM
ajfa-9721	72	80	%	%	NOUN
ajfa-9721	72	81	7.00	7.00	NUM
ajfa-9721	72	82	%	%	NOUN
ajfa-9721	72	83	8.00	8.00	NUM
ajfa-9721	72	84	%	%	NOUN
ajfa-9721	72	85	18	18	NUM
ajfa-9721	72	86	20	20	NUM
ajfa-9721	72	87	22	22	NUM
ajfa-9721	72	88	24	24	NUM
ajfa-9721	72	89	26	26	NUM
ajfa-9721	72	90	28	28	NUM
ajfa-9721	72	91	30	30	NUM
ajfa-9721	72	92	32	32	NUM
ajfa-9721	72	93	34	34	NUM
ajfa-9721	72	94	36	36	NUM
ajfa-9721	72	95	38	38	NUM
ajfa-9721	72	96	40	40	NUM
ajfa-9721	72	97	42	42	NUM
ajfa-9721	72	98	44	44	NUM
ajfa-9721	72	99	46	46	NUM
ajfa-9721	72	100	48	48	NUM
ajfa-9721	72	101	50	50	NUM
ajfa-9721	72	102	age	age	NOUN
ajfa-9721	72	103	15	15	NUM
ajfa-9721	72	104	yr	yr	NOUN
ajfa-9721	72	105	.	.	PUNCT
ajfa-9721	73	1	maturity	maturity	NOUN
ajfa-9721	73	2	20	20	NUM
ajfa-9721	73	3	yr	yr	NOUN
ajfa-9721	73	4	.	.	PUNCT
ajfa-9721	74	1	maturity	maturity	NOUN
ajfa-9721	74	2	25	25	NUM
ajfa-9721	74	3	yr	yr	NOUN
ajfa-9721	74	4	.	.	PUNCT
ajfa-9721	74	5	maturity	maturity	NOUN
ajfa-9721	74	6	adjusted	adjust	VERB
ajfa-9721	74	7	rate	rate	NOUN
ajfa-9721	74	8	of	of	ADP
ajfa-9721	74	9	return	return	NOUN
ajfa-9721	74	10	for	for	ADP
ajfa-9721	74	11	capital	capital	NOUN
ajfa-9721	74	12	multiplier	multiplier	ADV
ajfa-9721	74	13	with	with	ADP
ajfa-9721	74	14	rs	rs	NOUN
ajfa-9721	74	15	.	.	NOUN
ajfa-9721	74	16	1	1	NUM
ajfa-9721	74	17	lakh	lakh	NOUN
ajfa-9721	74	18	assured	assure	VERB
ajfa-9721	74	19	0.00	0.00	NUM
ajfa-9721	74	20	%	%	NOUN
ajfa-9721	74	21	1.00	1.00	NUM
ajfa-9721	74	22	%	%	NOUN
ajfa-9721	74	23	2.00	2.00	NUM
ajfa-9721	74	24	%	%	NOUN
ajfa-9721	74	25	3.00	3.00	NUM
ajfa-9721	74	26	%	%	NOUN
ajfa-9721	74	27	4.00	4.00	NUM
ajfa-9721	74	28	%	%	NOUN
ajfa-9721	74	29	5.00	5.00	NUM
ajfa-9721	74	30	%	%	NOUN
ajfa-9721	74	31	6.00	6.00	NUM
ajfa-9721	74	32	%	%	NOUN
ajfa-9721	74	33	7.00	7.00	NUM
ajfa-9721	74	34	%	%	NOUN
ajfa-9721	74	35	8.00	8.00	NUM
ajfa-9721	74	36	%	%	NOUN
ajfa-9721	74	37	18	18	NUM
ajfa-9721	74	38	20	20	NUM
ajfa-9721	74	39	22	22	NUM
ajfa-9721	74	40	24	24	NUM
ajfa-9721	74	41	26	26	NUM
ajfa-9721	74	42	28	28	NUM
ajfa-9721	74	43	30	30	NUM
ajfa-9721	74	44	32	32	NUM
ajfa-9721	74	45	34	34	NUM
ajfa-9721	74	46	36	36	NUM
ajfa-9721	74	47	38	38	NUM
ajfa-9721	74	48	40	40	NUM
ajfa-9721	74	49	42	42	NUM
ajfa-9721	74	50	44	44	NUM
ajfa-9721	74	51	46	46	NUM
ajfa-9721	74	52	48	48	NUM
ajfa-9721	74	53	50	50	NUM
ajfa-9721	74	54	age	age	NOUN
ajfa-9721	74	55	15	15	NUM
ajfa-9721	74	56	yr	yr	NOUN
ajfa-9721	74	57	.	.	PUNCT
ajfa-9721	74	58	maturity	maturity	NOUN
ajfa-9721	74	59	20	20	NUM
ajfa-9721	74	60	yr	yr	NOUN
ajfa-9721	74	61	.	.	PUNCT
ajfa-9721	75	1	maturity	maturity	NOUN
ajfa-9721	75	2	25	25	NUM
ajfa-9721	75	3	yr	yr	NOUN
ajfa-9721	75	4	.	.	PUNCT
ajfa-9721	76	1	maturity	maturity	NOUN
ajfa-9721	76	2	the	the	DET
ajfa-9721	76	3	unadjusted	unadjusted	ADJ
ajfa-9721	76	4	and	and	CCONJ
ajfa-9721	76	5	adjusted	adjust	VERB
ajfa-9721	76	6	irr	irr	NOUN
ajfa-9721	76	7	curves	curve	NOUN
ajfa-9721	76	8	for	for	ADP
ajfa-9721	76	9	the	the	DET
ajfa-9721	76	10	capital	capital	NOUN
ajfa-9721	76	11	multiplier	multipli	ADJ
ajfa-9721	76	12	plan	plan	NOUN
ajfa-9721	76	13	are	be	AUX
ajfa-9721	76	14	observed	observe	VERB
ajfa-9721	76	15	to	to	PART
ajfa-9721	76	16	follow	follow	VERB
ajfa-9721	76	17	similar	similar	ADJ
ajfa-9721	76	18	patterns	pattern	NOUN
ajfa-9721	76	19	,	,	PUNCT
ajfa-9721	76	20	at	at	ADP
ajfa-9721	76	21	different	different	ADJ
ajfa-9721	76	22	levels	level	NOUN
ajfa-9721	76	23	of	of	ADP
ajfa-9721	76	24	sum	sum	NOUN
ajfa-9721	76	25	assured	assure	VERB
ajfa-9721	76	26	,	,	PUNCT
ajfa-9721	76	27	and	and	CCONJ
ajfa-9721	76	28	across	across	ADP
ajfa-9721	76	29	different	different	ADJ
ajfa-9721	76	30	maturity	maturity	NOUN
ajfa-9721	76	31	periods	period	NOUN
ajfa-9721	76	32	.	.	PUNCT
ajfa-9721	77	1	the	the	DET
ajfa-9721	77	2	irr	irr	NOUN
ajfa-9721	77	3	curves	curve	NOUN
ajfa-9721	77	4	slope	slope	NOUN
ajfa-9721	77	5	downwards	downward	NOUN
ajfa-9721	77	6	,	,	PUNCT
ajfa-9721	77	7	indicating	indicate	VERB
ajfa-9721	77	8	that	that	SCONJ
ajfa-9721	77	9	the	the	DET
ajfa-9721	77	10	rates	rate	NOUN
ajfa-9721	77	11	of	of	ADP
ajfa-9721	77	12	return	return	NOUN
ajfa-9721	77	13	gradually	gradually	ADV
ajfa-9721	77	14	decrease	decrease	VERB
ajfa-9721	77	15	at	at	ADP
ajfa-9721	77	16	an	an	DET
ajfa-9721	77	17	increasing	increase	VERB
ajfa-9721	77	18	rate	rate	NOUN
ajfa-9721	77	19	with	with	ADP
ajfa-9721	77	20	age	age	NOUN
ajfa-9721	77	21	.	.	PUNCT
ajfa-9721	78	1	further	far	ADV
ajfa-9721	78	2	,	,	PUNCT
ajfa-9721	78	3	it	it	PRON
ajfa-9721	78	4	is	be	AUX
ajfa-9721	78	5	observed	observe	VERB
ajfa-9721	78	6	that	that	SCONJ
ajfa-9721	78	7	higher	high	ADJ
ajfa-9721	78	8	maturity	maturity	NOUN
ajfa-9721	78	9	periods	period	NOUN
ajfa-9721	78	10	give	give	VERB
ajfa-9721	78	11	higher	high	ADJ
ajfa-9721	78	12	rates	rate	NOUN
ajfa-9721	78	13	of	of	ADP
ajfa-9721	78	14	return	return	NOUN
ajfa-9721	78	15	,	,	PUNCT
ajfa-9721	78	16	and	and	CCONJ
ajfa-9721	78	17	that	that	SCONJ
ajfa-9721	78	18	the	the	DET
ajfa-9721	78	19	adjusted	adjust	VERB
ajfa-9721	78	20	rates	rate	NOUN
ajfa-9721	78	21	of	of	ADP
ajfa-9721	78	22	return	return	NOUN
ajfa-9721	78	23	are	be	AUX
ajfa-9721	78	24	higher	high	ADJ
ajfa-9721	78	25	than	than	ADP
ajfa-9721	78	26	the	the	DET
ajfa-9721	78	27	unadjusted	unadjusted	ADJ
ajfa-9721	78	28	rates	rate	NOUN
ajfa-9721	78	29	of	of	ADP
ajfa-9721	78	30	return	return	NOUN
ajfa-9721	78	31	.	.	PUNCT
ajfa-9721	79	1	asian	asian	ADJ
ajfa-9721	79	2	journal	journal	PROPN
ajfa-9721	79	3	of	of	ADP
ajfa-9721	79	4	finance	finance	PROPN
ajfa-9721	79	5	&	&	CCONJ
ajfa-9721	79	6	accounting	accounting	PROPN
ajfa-9721	79	7	issn	issn	PROPN
ajfa-9721	79	8	1946	1946	NUM
ajfa-9721	79	9	-	-	PUNCT
ajfa-9721	79	10	052x	052x	PROPN
ajfa-9721	79	11	2016	2016	NUM
ajfa-9721	79	12	,	,	PUNCT
ajfa-9721	79	13	vol	vol	NOUN
ajfa-9721	79	14	.	.	PROPN
ajfa-9721	79	15	8	8	NUM
ajfa-9721	79	16	,	,	PUNCT
ajfa-9721	79	17	no	no	INTJ
ajfa-9721	79	18	.	.	NOUN
ajfa-9721	79	19	2	2	NUM
ajfa-9721	79	20	ajfa.macrothink.org	ajfa.macrothink.org	ADJ
ajfa-9721	79	21	75	75	NUM
ajfa-9721	79	22	adjusted	adjust	VERB
ajfa-9721	79	23	rate	rate	NOUN
ajfa-9721	79	24	of	of	ADP
ajfa-9721	79	25	return	return	NOUN
ajfa-9721	79	26	for	for	ADP
ajfa-9721	79	27	money	money	NOUN
ajfa-9721	79	28	back	back	ADV
ajfa-9721	79	29	with	with	ADP
ajfa-9721	79	30	rs	rs	NOUN
ajfa-9721	79	31	.	.	NOUN
ajfa-9721	79	32	1	1	NUM
ajfa-9721	79	33	lakh	lakh	NOUN
ajfa-9721	79	34	assured	assure	VERB
ajfa-9721	79	35	-4.00	-4.00	NUM
ajfa-9721	79	36	%	%	NOUN
ajfa-9721	79	37	-3.00	-3.00	NUM
ajfa-9721	79	38	%	%	NOUN
ajfa-9721	79	39	-2.00	-2.00	NUM
ajfa-9721	79	40	%	%	NOUN
ajfa-9721	79	41	-1.00	-1.00	NUM
ajfa-9721	79	42	%	%	NOUN
ajfa-9721	79	43	0.00	0.00	NUM
ajfa-9721	79	44	%	%	NOUN
ajfa-9721	79	45	1.00	1.00	NUM
ajfa-9721	79	46	%	%	NOUN
ajfa-9721	79	47	2.00	2.00	NUM
ajfa-9721	79	48	%	%	NOUN
ajfa-9721	79	49	3.00	3.00	NUM
ajfa-9721	79	50	%	%	NOUN
ajfa-9721	79	51	4.00	4.00	NUM
ajfa-9721	79	52	%	%	NOUN
ajfa-9721	79	53	5.00	5.00	NUM
ajfa-9721	79	54	%	%	NOUN
ajfa-9721	79	55	18	18	NUM
ajfa-9721	79	56	20	20	NUM
ajfa-9721	79	57	22	22	NUM
ajfa-9721	79	58	24	24	NUM
ajfa-9721	79	59	26	26	NUM
ajfa-9721	79	60	28	28	NUM
ajfa-9721	79	61	30	30	NUM
ajfa-9721	79	62	32	32	NUM
ajfa-9721	79	63	34	34	NUM
ajfa-9721	79	64	36	36	NUM
ajfa-9721	79	65	38	38	NUM
ajfa-9721	79	66	40	40	NUM
ajfa-9721	79	67	42	42	NUM
ajfa-9721	79	68	44	44	NUM
ajfa-9721	79	69	46	46	NUM
ajfa-9721	79	70	48	48	NUM
ajfa-9721	79	71	50	50	NUM
ajfa-9721	79	72	52	52	NUM
ajfa-9721	79	73	54	54	NUM
ajfa-9721	79	74	56	56	NUM
ajfa-9721	79	75	58	58	NUM
ajfa-9721	79	76	60	60	NUM
ajfa-9721	79	77	age	age	NOUN
ajfa-9721	79	78	15	15	NUM
ajfa-9721	79	79	yr	yr	NOUN
ajfa-9721	79	80	.	.	PUNCT
ajfa-9721	80	1	maturity	maturity	NOUN
ajfa-9721	80	2	20	20	NUM
ajfa-9721	80	3	yr	yr	NOUN
ajfa-9721	80	4	.	.	PUNCT
ajfa-9721	81	1	maturity	maturity	NOUN
ajfa-9721	81	2	25	25	NUM
ajfa-9721	81	3	yr	yr	NOUN
ajfa-9721	81	4	.	.	PUNCT
ajfa-9721	82	1	maturity	maturity	NOUN
ajfa-9721	82	2	the	the	DET
ajfa-9721	82	3	unadjusted	unadjusted	ADJ
ajfa-9721	82	4	and	and	CCONJ
ajfa-9721	82	5	adjusted	adjust	VERB
ajfa-9721	82	6	irr	irr	NOUN
ajfa-9721	82	7	curves	curve	NOUN
ajfa-9721	82	8	for	for	ADP
ajfa-9721	82	9	the	the	DET
ajfa-9721	82	10	money	money	NOUN
ajfa-9721	82	11	back	back	NOUN
ajfa-9721	82	12	plan	plan	NOUN
ajfa-9721	82	13	are	be	AUX
ajfa-9721	82	14	observed	observe	VERB
ajfa-9721	82	15	to	to	PART
ajfa-9721	82	16	follow	follow	VERB
ajfa-9721	82	17	similar	similar	ADJ
ajfa-9721	82	18	patterns	pattern	NOUN
ajfa-9721	82	19	,	,	PUNCT
ajfa-9721	82	20	at	at	ADP
ajfa-9721	82	21	different	different	ADJ
ajfa-9721	82	22	levels	level	NOUN
ajfa-9721	82	23	of	of	ADP
ajfa-9721	82	24	sum	sum	NOUN
ajfa-9721	82	25	assured	assure	VERB
ajfa-9721	82	26	,	,	PUNCT
ajfa-9721	82	27	and	and	CCONJ
ajfa-9721	82	28	across	across	ADP
ajfa-9721	82	29	different	different	ADJ
ajfa-9721	82	30	maturity	maturity	NOUN
ajfa-9721	82	31	periods	period	NOUN
ajfa-9721	82	32	.	.	PUNCT
ajfa-9721	83	1	the	the	DET
ajfa-9721	83	2	irr	irr	NOUN
ajfa-9721	83	3	curves	curve	NOUN
ajfa-9721	83	4	slope	slope	NOUN
ajfa-9721	83	5	downwards	downward	NOUN
ajfa-9721	83	6	,	,	PUNCT
ajfa-9721	83	7	the	the	DET
ajfa-9721	83	8	slope	slope	NOUN
ajfa-9721	83	9	being	be	AUX
ajfa-9721	83	10	much	much	ADV
ajfa-9721	83	11	steeper	steep	ADJ
ajfa-9721	83	12	than	than	ADP
ajfa-9721	83	13	in	in	ADP
ajfa-9721	83	14	the	the	DET
ajfa-9721	83	15	case	case	NOUN
ajfa-9721	83	16	of	of	ADP
ajfa-9721	83	17	the	the	DET
ajfa-9721	83	18	capital	capital	NOUN
ajfa-9721	83	19	multiplier	multipli	ADJ
ajfa-9721	83	20	plan	plan	NOUN
ajfa-9721	83	21	,	,	PUNCT
ajfa-9721	83	22	indicating	indicate	VERB
ajfa-9721	83	23	that	that	SCONJ
ajfa-9721	83	24	the	the	DET
ajfa-9721	83	25	rates	rate	NOUN
ajfa-9721	83	26	of	of	ADP
ajfa-9721	83	27	return	return	NOUN
ajfa-9721	83	28	decrease	decrease	NOUN
ajfa-9721	83	29	at	at	ADP
ajfa-9721	83	30	a	a	DET
ajfa-9721	83	31	faster	fast	ADJ
ajfa-9721	83	32	rate	rate	NOUN
ajfa-9721	83	33	with	with	ADP
ajfa-9721	83	34	age	age	NOUN
ajfa-9721	83	35	than	than	ADP
ajfa-9721	83	36	in	in	ADP
ajfa-9721	83	37	the	the	DET
ajfa-9721	83	38	case	case	NOUN
ajfa-9721	83	39	of	of	ADP
ajfa-9721	83	40	the	the	DET
ajfa-9721	83	41	capital	capital	NOUN
ajfa-9721	83	42	multiplier	multipli	ADJ
ajfa-9721	83	43	plan	plan	NOUN
ajfa-9721	83	44	.	.	PUNCT
ajfa-9721	84	1	also	also	ADV
ajfa-9721	84	2	,	,	PUNCT
ajfa-9721	84	3	in	in	ADP
ajfa-9721	84	4	case	case	NOUN
ajfa-9721	84	5	of	of	ADP
ajfa-9721	84	6	the	the	DET
ajfa-9721	84	7	money	money	NOUN
ajfa-9721	84	8	back	back	NOUN
ajfa-9721	84	9	plan	plan	NOUN
ajfa-9721	84	10	,	,	PUNCT
ajfa-9721	84	11	the	the	DET
ajfa-9721	84	12	rates	rate	NOUN
ajfa-9721	84	13	of	of	ADP
ajfa-9721	84	14	return	return	NOUN
ajfa-9721	84	15	become	become	VERB
ajfa-9721	84	16	negative	negative	ADJ
ajfa-9721	84	17	at	at	ADP
ajfa-9721	84	18	certain	certain	ADJ
ajfa-9721	84	19	ages	age	NOUN
ajfa-9721	84	20	.	.	PUNCT
ajfa-9721	85	1	further	far	ADV
ajfa-9721	85	2	,	,	PUNCT
ajfa-9721	85	3	it	it	PRON
ajfa-9721	85	4	is	be	AUX
ajfa-9721	85	5	observed	observe	VERB
ajfa-9721	85	6	that	that	SCONJ
ajfa-9721	85	7	lower	low	ADJ
ajfa-9721	85	8	maturity	maturity	NOUN
ajfa-9721	85	9	periods	period	NOUN
ajfa-9721	85	10	give	give	VERB
ajfa-9721	85	11	higher	high	ADJ
ajfa-9721	85	12	rates	rate	NOUN
ajfa-9721	85	13	of	of	ADP
ajfa-9721	85	14	return	return	NOUN
ajfa-9721	85	15	,	,	PUNCT
ajfa-9721	85	16	and	and	CCONJ
ajfa-9721	85	17	that	that	SCONJ
ajfa-9721	85	18	the	the	DET
ajfa-9721	85	19	adjusted	adjust	VERB
ajfa-9721	85	20	rates	rate	NOUN
ajfa-9721	85	21	of	of	ADP
ajfa-9721	85	22	return	return	NOUN
ajfa-9721	85	23	are	be	AUX
ajfa-9721	85	24	higher	high	ADJ
ajfa-9721	85	25	than	than	ADP
ajfa-9721	85	26	the	the	DET
ajfa-9721	85	27	unadjusted	unadjusted	ADJ
ajfa-9721	85	28	rates	rate	NOUN
ajfa-9721	85	29	of	of	ADP
ajfa-9721	85	30	return	return	NOUN
ajfa-9721	85	31	.	.	PUNCT
ajfa-9721	86	1	finally	finally	ADV
ajfa-9721	86	2	,	,	PUNCT
ajfa-9721	86	3	the	the	DET
ajfa-9721	86	4	rate	rate	NOUN
ajfa-9721	86	5	of	of	ADP
ajfa-9721	86	6	decrease	decrease	NOUN
ajfa-9721	86	7	of	of	ADP
ajfa-9721	86	8	the	the	DET
ajfa-9721	86	9	adjusted	adjust	VERB
ajfa-9721	86	10	rates	rate	NOUN
ajfa-9721	86	11	of	of	ADP
ajfa-9721	86	12	return	return	NOUN
ajfa-9721	86	13	is	be	AUX
ajfa-9721	86	14	lower	low	ADJ
ajfa-9721	86	15	than	than	ADP
ajfa-9721	86	16	that	that	PRON
ajfa-9721	86	17	of	of	ADP
ajfa-9721	86	18	the	the	DET
ajfa-9721	86	19	unadjusted	unadjusted	ADJ
ajfa-9721	86	20	rates	rate	NOUN
ajfa-9721	86	21	of	of	ADP
ajfa-9721	86	22	return	return	NOUN
ajfa-9721	86	23	.	.	PUNCT
ajfa-9721	87	1	unadjusted	unadjuste	VERB
ajfa-9721	87	2	rate	rate	NOUN
ajfa-9721	87	3	of	of	ADP
ajfa-9721	87	4	return	return	NOUN
ajfa-9721	87	5	for	for	ADP
ajfa-9721	87	6	money	money	NOUN
ajfa-9721	87	7	back	back	ADV
ajfa-9721	87	8	with	with	ADP
ajfa-9721	87	9	rs	rs	NOUN
ajfa-9721	87	10	.	.	NOUN
ajfa-9721	87	11	1	1	NUM
ajfa-9721	87	12	lakh	lakh	NOUN
ajfa-9721	87	13	assured	assure	VERB
ajfa-9721	87	14	-5.00	-5.00	NUM
ajfa-9721	87	15	%	%	NOUN
ajfa-9721	87	16	-4.00	-4.00	NUM
ajfa-9721	87	17	%	%	NOUN
ajfa-9721	87	18	-3.00	-3.00	NUM
ajfa-9721	87	19	%	%	NOUN
ajfa-9721	87	20	-2.00	-2.00	NUM
ajfa-9721	87	21	%	%	NOUN
ajfa-9721	87	22	-1.00	-1.00	NUM
ajfa-9721	87	23	%	%	NOUN
ajfa-9721	87	24	0.00	0.00	NUM
ajfa-9721	87	25	%	%	NOUN
ajfa-9721	87	26	1.00	1.00	NUM
ajfa-9721	87	27	%	%	NOUN
ajfa-9721	87	28	2.00	2.00	NUM
ajfa-9721	87	29	%	%	NOUN
ajfa-9721	87	30	3.00	3.00	NUM
ajfa-9721	87	31	%	%	NOUN
ajfa-9721	87	32	4.00	4.00	NUM
ajfa-9721	87	33	%	%	NOUN
ajfa-9721	87	34	18	18	NUM
ajfa-9721	87	35	20	20	NUM
ajfa-9721	87	36	22	22	NUM
ajfa-9721	87	37	24	24	NUM
ajfa-9721	87	38	26	26	NUM
ajfa-9721	87	39	28	28	NUM
ajfa-9721	87	40	30	30	NUM
ajfa-9721	87	41	32	32	NUM
ajfa-9721	87	42	34	34	NUM
ajfa-9721	87	43	36	36	NUM
ajfa-9721	87	44	38	38	NUM
ajfa-9721	87	45	40	40	NUM
ajfa-9721	87	46	42	42	NUM
ajfa-9721	87	47	44	44	NUM
ajfa-9721	87	48	46	46	NUM
ajfa-9721	87	49	48	48	NUM
ajfa-9721	87	50	50	50	NUM
ajfa-9721	87	51	52	52	NUM
ajfa-9721	87	52	54	54	NUM
ajfa-9721	87	53	56	56	NUM
ajfa-9721	87	54	58	58	NUM
ajfa-9721	87	55	60	60	NUM
ajfa-9721	87	56	age	age	NOUN
ajfa-9721	87	57	15	15	NUM
ajfa-9721	87	58	yr	yr	NOUN
ajfa-9721	87	59	.	.	PUNCT
ajfa-9721	87	60	maturity	maturity	NOUN
ajfa-9721	87	61	20	20	NUM
ajfa-9721	87	62	yr	yr	NOUN
ajfa-9721	87	63	.	.	PUNCT
ajfa-9721	88	1	maturity	maturity	NOUN
ajfa-9721	88	2	25	25	NUM
ajfa-9721	88	3	yr	yr	NOUN
ajfa-9721	88	4	.	.	PUNCT
ajfa-9721	88	5	maturity	maturity	PROPN
ajfa-9721	88	6	asian	asian	PROPN
ajfa-9721	88	7	journal	journal	NOUN
ajfa-9721	88	8	of	of	ADP
ajfa-9721	88	9	finance	finance	PROPN
ajfa-9721	88	10	&	&	CCONJ
ajfa-9721	88	11	accounting	accounting	PROPN
ajfa-9721	88	12	issn	issn	PROPN
ajfa-9721	88	13	1946	1946	NUM
ajfa-9721	88	14	-	-	PUNCT
ajfa-9721	88	15	052x	052x	PROPN
ajfa-9721	88	16	2016	2016	NUM
ajfa-9721	88	17	,	,	PUNCT
ajfa-9721	88	18	vol	vol	NOUN
ajfa-9721	88	19	.	.	PROPN
ajfa-9721	88	20	8	8	NUM
ajfa-9721	88	21	,	,	PUNCT
ajfa-9721	88	22	no	no	INTJ
ajfa-9721	88	23	.	.	NOUN
ajfa-9721	88	24	2	2	NUM
ajfa-9721	88	25	ajfa.macrothink.org	ajfa.macrothink.org	ADJ
ajfa-9721	88	26	76	76	NUM
ajfa-9721	88	27	unadjusted	unadjusted	ADJ
ajfa-9721	88	28	rate	rate	NOUN
ajfa-9721	88	29	of	of	ADP
ajfa-9721	88	30	return	return	NOUN
ajfa-9721	88	31	for	for	ADP
ajfa-9721	88	32	flexi	flexi	NOUN
ajfa-9721	88	33	-	-	PUNCT
ajfa-9721	88	34	plan	plan	NOUN
ajfa-9721	88	35	(	(	PUNCT
ajfa-9721	88	36	assuming	assume	VERB
ajfa-9721	88	37	8	8	NUM
ajfa-9721	88	38	%	%	NOUN
ajfa-9721	88	39	growth),rs	growth),r	NOUN
ajfa-9721	88	40	.	.	PROPN
ajfa-9721	88	41	1	1	NUM
ajfa-9721	88	42	lakh	lakh	NOUN
ajfa-9721	88	43	assured	assure	VERB
ajfa-9721	88	44	0.00	0.00	NUM
ajfa-9721	88	45	%	%	NOUN
ajfa-9721	88	46	1.00	1.00	NUM
ajfa-9721	88	47	%	%	NOUN
ajfa-9721	88	48	2.00	2.00	NUM
ajfa-9721	88	49	%	%	NOUN
ajfa-9721	88	50	3.00	3.00	NUM
ajfa-9721	88	51	%	%	NOUN
ajfa-9721	88	52	4.00	4.00	NUM
ajfa-9721	88	53	%	%	NOUN
ajfa-9721	88	54	5.00	5.00	NUM
ajfa-9721	88	55	%	%	NOUN
ajfa-9721	88	56	6.00	6.00	NUM
ajfa-9721	88	57	%	%	NOUN
ajfa-9721	88	58	7.00	7.00	NUM
ajfa-9721	88	59	%	%	NOUN
ajfa-9721	88	60	18	18	NUM
ajfa-9721	88	61	20	20	NUM
ajfa-9721	88	62	22	22	NUM
ajfa-9721	88	63	24	24	NUM
ajfa-9721	88	64	26	26	NUM
ajfa-9721	88	65	28	28	NUM
ajfa-9721	88	66	30	30	NUM
ajfa-9721	88	67	32	32	NUM
ajfa-9721	88	68	34	34	NUM
ajfa-9721	88	69	36	36	NUM
ajfa-9721	88	70	38	38	NUM
ajfa-9721	88	71	40	40	NUM
ajfa-9721	88	72	42	42	NUM
ajfa-9721	88	73	44	44	NUM
ajfa-9721	88	74	46	46	NUM
ajfa-9721	88	75	48	48	NUM
ajfa-9721	88	76	50	50	NUM
ajfa-9721	88	77	52	52	NUM
ajfa-9721	88	78	54	54	NUM
ajfa-9721	88	79	56	56	NUM
ajfa-9721	88	80	58	58	NUM
ajfa-9721	88	81	60	60	NUM
ajfa-9721	88	82	age	age	NOUN
ajfa-9721	88	83	15	15	NUM
ajfa-9721	88	84	yr	yr	NOUN
ajfa-9721	88	85	.	.	PUNCT
ajfa-9721	89	1	maturity	maturity	NOUN
ajfa-9721	89	2	20	20	NUM
ajfa-9721	89	3	yr	yr	NOUN
ajfa-9721	89	4	.	.	PUNCT
ajfa-9721	90	1	maturity	maturity	NOUN
ajfa-9721	90	2	25	25	NUM
ajfa-9721	90	3	yr	yr	NOUN
ajfa-9721	90	4	.	.	PUNCT
ajfa-9721	90	5	maturity	maturity	NOUN
ajfa-9721	90	6	adjusted	adjust	VERB
ajfa-9721	90	7	rate	rate	NOUN
ajfa-9721	90	8	of	of	ADP
ajfa-9721	90	9	return	return	NOUN
ajfa-9721	90	10	for	for	ADP
ajfa-9721	90	11	flexi	flexi	NOUN
ajfa-9721	90	12	-	-	PUNCT
ajfa-9721	90	13	plan	plan	NOUN
ajfa-9721	90	14	(	(	PUNCT
ajfa-9721	90	15	assuming	assume	VERB
ajfa-9721	90	16	8	8	NUM
ajfa-9721	90	17	%	%	NOUN
ajfa-9721	90	18	growth),rs	growth),r	NOUN
ajfa-9721	90	19	.	.	PROPN
ajfa-9721	90	20	1	1	NUM
ajfa-9721	90	21	lakh	lakh	NOUN
ajfa-9721	90	22	assured	assure	VERB
ajfa-9721	90	23	0.00	0.00	NUM
ajfa-9721	90	24	%	%	NOUN
ajfa-9721	90	25	1.00	1.00	NUM
ajfa-9721	90	26	%	%	NOUN
ajfa-9721	90	27	2.00	2.00	NUM
ajfa-9721	90	28	%	%	NOUN
ajfa-9721	90	29	3.00	3.00	NUM
ajfa-9721	90	30	%	%	NOUN
ajfa-9721	90	31	4.00	4.00	NUM
ajfa-9721	90	32	%	%	NOUN
ajfa-9721	90	33	5.00	5.00	NUM
ajfa-9721	90	34	%	%	NOUN
ajfa-9721	90	35	6.00	6.00	NUM
ajfa-9721	90	36	%	%	NOUN
ajfa-9721	90	37	7.00	7.00	NUM
ajfa-9721	90	38	%	%	NOUN
ajfa-9721	90	39	18	18	NUM
ajfa-9721	90	40	20	20	NUM
ajfa-9721	90	41	22	22	NUM
ajfa-9721	90	42	24	24	NUM
ajfa-9721	90	43	26	26	NUM
ajfa-9721	90	44	28	28	NUM
ajfa-9721	90	45	30	30	NUM
ajfa-9721	90	46	32	32	NUM
ajfa-9721	90	47	34	34	NUM
ajfa-9721	90	48	36	36	NUM
ajfa-9721	90	49	38	38	NUM
ajfa-9721	90	50	40	40	NUM
ajfa-9721	90	51	42	42	NUM
ajfa-9721	90	52	44	44	NUM
ajfa-9721	90	53	46	46	NUM
ajfa-9721	90	54	48	48	NUM
ajfa-9721	90	55	50	50	NUM
ajfa-9721	90	56	52	52	NUM
ajfa-9721	90	57	54	54	NUM
ajfa-9721	90	58	56	56	NUM
ajfa-9721	90	59	58	58	NUM
ajfa-9721	90	60	60	60	NUM
ajfa-9721	90	61	age	age	NOUN
ajfa-9721	90	62	15	15	NUM
ajfa-9721	90	63	yr	yr	NOUN
ajfa-9721	90	64	.	.	PUNCT
ajfa-9721	91	1	maturity	maturity	NOUN
ajfa-9721	91	2	20	20	NUM
ajfa-9721	91	3	yr	yr	NOUN
ajfa-9721	91	4	.	.	PUNCT
ajfa-9721	92	1	maturity	maturity	NOUN
ajfa-9721	92	2	25	25	NUM
ajfa-9721	92	3	yr	yr	NOUN
ajfa-9721	92	4	.	.	PUNCT
ajfa-9721	93	1	maturity	maturity	NOUN
ajfa-9721	93	2	the	the	DET
ajfa-9721	93	3	unadjusted	unadjusted	ADJ
ajfa-9721	93	4	irr	irr	NOUN
ajfa-9721	93	5	curves	curve	NOUN
ajfa-9721	93	6	for	for	ADP
ajfa-9721	93	7	the	the	DET
ajfa-9721	93	8	flexi	flexi	NOUN
ajfa-9721	93	9	-	-	PUNCT
ajfa-9721	93	10	plan	plan	NOUN
ajfa-9721	93	11	(	(	PUNCT
ajfa-9721	93	12	assuming	assume	VERB
ajfa-9721	93	13	8	8	NUM
ajfa-9721	93	14	%	%	NOUN
ajfa-9721	93	15	growth	growth	NOUN
ajfa-9721	93	16	)	)	PUNCT
ajfa-9721	93	17	are	be	AUX
ajfa-9721	93	18	observed	observe	VERB
ajfa-9721	93	19	to	to	PART
ajfa-9721	93	20	follow	follow	VERB
ajfa-9721	93	21	similar	similar	ADJ
ajfa-9721	93	22	patterns	pattern	NOUN
ajfa-9721	93	23	,	,	PUNCT
ajfa-9721	93	24	at	at	ADP
ajfa-9721	93	25	different	different	ADJ
ajfa-9721	93	26	levels	level	NOUN
ajfa-9721	93	27	of	of	ADP
ajfa-9721	93	28	sum	sum	NOUN
ajfa-9721	93	29	assured	assure	VERB
ajfa-9721	93	30	,	,	PUNCT
ajfa-9721	93	31	and	and	CCONJ
ajfa-9721	93	32	across	across	ADP
ajfa-9721	93	33	different	different	ADJ
ajfa-9721	93	34	maturity	maturity	NOUN
ajfa-9721	93	35	periods	period	NOUN
ajfa-9721	93	36	.	.	PUNCT
ajfa-9721	94	1	it	it	PRON
ajfa-9721	94	2	is	be	AUX
ajfa-9721	94	3	observed	observe	VERB
ajfa-9721	94	4	that	that	SCONJ
ajfa-9721	94	5	higher	high	ADJ
ajfa-9721	94	6	maturity	maturity	NOUN
ajfa-9721	94	7	periods	period	NOUN
ajfa-9721	94	8	give	give	VERB
ajfa-9721	94	9	higher	high	ADJ
ajfa-9721	94	10	unadjusted	unadjusted	ADJ
ajfa-9721	94	11	rates	rate	NOUN
ajfa-9721	94	12	of	of	ADP
ajfa-9721	94	13	return	return	NOUN
ajfa-9721	94	14	,	,	PUNCT
ajfa-9721	94	15	and	and	CCONJ
ajfa-9721	94	16	that	that	SCONJ
ajfa-9721	94	17	the	the	DET
ajfa-9721	94	18	rate	rate	NOUN
ajfa-9721	94	19	of	of	ADP
ajfa-9721	94	20	decrease	decrease	NOUN
ajfa-9721	94	21	of	of	ADP
ajfa-9721	94	22	the	the	DET
ajfa-9721	94	23	unadjusted	unadjusted	ADJ
ajfa-9721	94	24	rates	rate	NOUN
ajfa-9721	94	25	of	of	ADP
ajfa-9721	94	26	return	return	NOUN
ajfa-9721	94	27	decreases	decrease	NOUN
ajfa-9721	94	28	with	with	ADP
ajfa-9721	94	29	maturity	maturity	NOUN
ajfa-9721	94	30	period	period	NOUN
ajfa-9721	94	31	.	.	PUNCT
ajfa-9721	95	1	for	for	ADP
ajfa-9721	95	2	this	this	DET
ajfa-9721	95	3	policy	policy	NOUN
ajfa-9721	95	4	,	,	PUNCT
ajfa-9721	95	5	the	the	DET
ajfa-9721	95	6	adjusted	adjusted	ADJ
ajfa-9721	95	7	irr	irr	NOUN
ajfa-9721	95	8	curves	curve	NOUN
ajfa-9721	95	9	do	do	AUX
ajfa-9721	95	10	not	not	PART
ajfa-9721	95	11	follow	follow	VERB
ajfa-9721	95	12	the	the	DET
ajfa-9721	95	13	same	same	ADJ
ajfa-9721	95	14	pattern	pattern	NOUN
ajfa-9721	95	15	as	as	ADP
ajfa-9721	95	16	those	those	PRON
ajfa-9721	95	17	of	of	ADP
ajfa-9721	95	18	the	the	DET
ajfa-9721	95	19	unadjusted	unadjusted	ADJ
ajfa-9721	95	20	irr	irr	NOUN
ajfa-9721	95	21	curves	curve	NOUN
ajfa-9721	95	22	.	.	PUNCT
ajfa-9721	96	1	the	the	DET
ajfa-9721	96	2	adjusted	adjust	VERB
ajfa-9721	96	3	irr	irr	NOUN
ajfa-9721	96	4	curves	curve	NOUN
ajfa-9721	96	5	at	at	ADP
ajfa-9721	96	6	15	15	NUM
ajfa-9721	96	7	,	,	PUNCT
ajfa-9721	96	8	20	20	NUM
ajfa-9721	96	9	and	and	CCONJ
ajfa-9721	96	10	25	25	NUM
ajfa-9721	96	11	year	year	NOUN
ajfa-9721	96	12	maturity	maturity	NOUN
ajfa-9721	96	13	periods	period	NOUN
ajfa-9721	96	14	start	start	VERB
ajfa-9721	96	15	at	at	ADP
ajfa-9721	96	16	different	different	ADJ
ajfa-9721	96	17	levels	level	NOUN
ajfa-9721	96	18	,	,	PUNCT
ajfa-9721	96	19	gradually	gradually	ADV
ajfa-9721	96	20	decrease	decrease	VERB
ajfa-9721	96	21	and	and	CCONJ
ajfa-9721	96	22	then	then	ADV
ajfa-9721	96	23	coincide	coincide	VERB
ajfa-9721	96	24	at	at	ADP
ajfa-9721	96	25	a	a	DET
ajfa-9721	96	26	later	later	ADJ
ajfa-9721	96	27	stage	stage	NOUN
ajfa-9721	96	28	,	,	PUNCT
ajfa-9721	96	29	indicating	indicate	VERB
ajfa-9721	96	30	that	that	SCONJ
ajfa-9721	96	31	the	the	DET
ajfa-9721	96	32	rate	rate	NOUN
ajfa-9721	96	33	of	of	ADP
ajfa-9721	96	34	decrease	decrease	NOUN
ajfa-9721	96	35	of	of	ADP
ajfa-9721	96	36	the	the	DET
ajfa-9721	96	37	adjusted	adjust	VERB
ajfa-9721	96	38	rate	rate	NOUN
ajfa-9721	96	39	of	of	ADP
ajfa-9721	96	40	return	return	NOUN
ajfa-9721	96	41	increases	increase	NOUN
ajfa-9721	96	42	with	with	ADP
ajfa-9721	96	43	maturity	maturity	NOUN
ajfa-9721	96	44	period	period	NOUN
ajfa-9721	96	45	.	.	PUNCT
ajfa-9721	97	1	also	also	ADV
ajfa-9721	97	2	,	,	PUNCT
ajfa-9721	97	3	the	the	DET
ajfa-9721	97	4	adjusted	adjust	VERB
ajfa-9721	97	5	rates	rate	NOUN
ajfa-9721	97	6	of	of	ADP
ajfa-9721	97	7	return	return	NOUN
ajfa-9721	97	8	are	be	AUX
ajfa-9721	97	9	observed	observe	VERB
ajfa-9721	97	10	to	to	PART
ajfa-9721	97	11	be	be	AUX
ajfa-9721	97	12	lower	low	ADJ
ajfa-9721	97	13	than	than	ADP
ajfa-9721	97	14	the	the	DET
ajfa-9721	97	15	unadjusted	unadjusted	ADJ
ajfa-9721	97	16	rates	rate	NOUN
ajfa-9721	97	17	of	of	ADP
ajfa-9721	97	18	return	return	NOUN
ajfa-9721	97	19	,	,	PUNCT
ajfa-9721	97	20	indicating	indicate	VERB
ajfa-9721	97	21	that	that	SCONJ
ajfa-9721	97	22	the	the	DET
ajfa-9721	97	23	flexi	flexi	NOUN
ajfa-9721	97	24	-	-	PUNCT
ajfa-9721	97	25	plan	plan	NOUN
ajfa-9721	97	26	is	be	AUX
ajfa-9721	97	27	more	more	ADJ
ajfa-9721	97	28	of	of	ADP
ajfa-9721	97	29	an	an	DET
ajfa-9721	97	30	investment	investment	NOUN
ajfa-9721	97	31	plan	plan	NOUN
ajfa-9721	97	32	than	than	ADP
ajfa-9721	97	33	the	the	DET
ajfa-9721	97	34	previous	previous	ADJ
ajfa-9721	97	35	plans	plan	NOUN
ajfa-9721	97	36	.	.	PUNCT
ajfa-9721	98	1	finally	finally	ADV
ajfa-9721	98	2	,	,	PUNCT
ajfa-9721	98	3	the	the	DET
ajfa-9721	98	4	rate	rate	NOUN
ajfa-9721	98	5	of	of	ADP
ajfa-9721	98	6	decrease	decrease	NOUN
ajfa-9721	98	7	of	of	ADP
ajfa-9721	98	8	adjusted	adjust	VERB
ajfa-9721	98	9	rates	rate	NOUN
ajfa-9721	98	10	of	of	ADP
ajfa-9721	98	11	return	return	NOUN
ajfa-9721	98	12	is	be	AUX
ajfa-9721	98	13	higher	high	ADJ
ajfa-9721	98	14	than	than	ADP
ajfa-9721	98	15	that	that	PRON
ajfa-9721	98	16	of	of	ADP
ajfa-9721	98	17	unadjusted	unadjusted	ADJ
ajfa-9721	98	18	rates	rate	NOUN
ajfa-9721	98	19	of	of	ADP
ajfa-9721	98	20	return	return	NOUN
ajfa-9721	98	21	.	.	PUNCT
ajfa-9721	99	1	asian	asian	ADJ
ajfa-9721	99	2	journal	journal	PROPN
ajfa-9721	99	3	of	of	ADP
ajfa-9721	99	4	finance	finance	PROPN
ajfa-9721	99	5	&	&	CCONJ
ajfa-9721	99	6	accounting	accounting	PROPN
ajfa-9721	99	7	issn	issn	PROPN
ajfa-9721	99	8	1946	1946	NUM
ajfa-9721	99	9	-	-	PUNCT
ajfa-9721	99	10	052x	052x	PROPN
ajfa-9721	99	11	2016	2016	NUM
ajfa-9721	99	12	,	,	PUNCT
ajfa-9721	99	13	vol	vol	NOUN
ajfa-9721	99	14	.	.	PROPN
ajfa-9721	99	15	8	8	NUM
ajfa-9721	99	16	,	,	PUNCT
ajfa-9721	99	17	no	no	INTJ
ajfa-9721	99	18	.	.	NOUN
ajfa-9721	99	19	2	2	NUM
ajfa-9721	99	20	ajfa.macrothink.org	ajfa.macrothink.org	ADJ
ajfa-9721	99	21	77	77	NUM
ajfa-9721	99	22	unadjusted	unadjusted	ADJ
ajfa-9721	99	23	rate	rate	NOUN
ajfa-9721	99	24	of	of	ADP
ajfa-9721	99	25	return	return	NOUN
ajfa-9721	99	26	for	for	ADP
ajfa-9721	99	27	flexi	flexi	NOUN
ajfa-9721	99	28	-	-	PUNCT
ajfa-9721	99	29	plan	plan	NOUN
ajfa-9721	99	30	(	(	PUNCT
ajfa-9721	99	31	assuming	assume	VERB
ajfa-9721	99	32	10	10	NUM
ajfa-9721	99	33	%	%	NOUN
ajfa-9721	99	34	growth),rs	growth),r	NOUN
ajfa-9721	99	35	.	.	PROPN
ajfa-9721	99	36	1	1	NUM
ajfa-9721	99	37	lakh	lakh	NOUN
ajfa-9721	99	38	assured	assure	VERB
ajfa-9721	99	39	0.00	0.00	NUM
ajfa-9721	99	40	%	%	NOUN
ajfa-9721	99	41	1.00	1.00	NUM
ajfa-9721	99	42	%	%	NOUN
ajfa-9721	99	43	2.00	2.00	NUM
ajfa-9721	99	44	%	%	NOUN
ajfa-9721	99	45	3.00	3.00	NUM
ajfa-9721	99	46	%	%	NOUN
ajfa-9721	99	47	4.00	4.00	NUM
ajfa-9721	99	48	%	%	NOUN
ajfa-9721	99	49	5.00	5.00	NUM
ajfa-9721	99	50	%	%	NOUN
ajfa-9721	99	51	6.00	6.00	NUM
ajfa-9721	99	52	%	%	NOUN
ajfa-9721	99	53	7.00	7.00	NUM
ajfa-9721	99	54	%	%	NOUN
ajfa-9721	99	55	8.00	8.00	NUM
ajfa-9721	99	56	%	%	NOUN
ajfa-9721	99	57	9.00	9.00	NUM
ajfa-9721	99	58	%	%	NOUN
ajfa-9721	99	59	18	18	NUM
ajfa-9721	99	60	20	20	NUM
ajfa-9721	99	61	22	22	NUM
ajfa-9721	99	62	24	24	NUM
ajfa-9721	99	63	26	26	NUM
ajfa-9721	99	64	28	28	NUM
ajfa-9721	99	65	30	30	NUM
ajfa-9721	99	66	32	32	NUM
ajfa-9721	99	67	34	34	NUM
ajfa-9721	99	68	36	36	NUM
ajfa-9721	99	69	38	38	NUM
ajfa-9721	99	70	40	40	NUM
ajfa-9721	99	71	42	42	NUM
ajfa-9721	99	72	44	44	NUM
ajfa-9721	99	73	46	46	NUM
ajfa-9721	99	74	48	48	NUM
ajfa-9721	99	75	50	50	NUM
ajfa-9721	99	76	52	52	NUM
ajfa-9721	99	77	54	54	NUM
ajfa-9721	99	78	56	56	NUM
ajfa-9721	99	79	58	58	NUM
ajfa-9721	99	80	60	60	NUM
ajfa-9721	99	81	age	age	NOUN
ajfa-9721	99	82	15	15	NUM
ajfa-9721	99	83	yr	yr	NOUN
ajfa-9721	99	84	.	.	PUNCT
ajfa-9721	100	1	maturity	maturity	NOUN
ajfa-9721	100	2	20	20	NUM
ajfa-9721	100	3	yr	yr	NOUN
ajfa-9721	100	4	.	.	PUNCT
ajfa-9721	101	1	maturity	maturity	NOUN
ajfa-9721	101	2	25	25	NUM
ajfa-9721	101	3	yr	yr	NOUN
ajfa-9721	101	4	.	.	PUNCT
ajfa-9721	101	5	maturity	maturity	NOUN
ajfa-9721	101	6	adjusted	adjust	VERB
ajfa-9721	101	7	rate	rate	NOUN
ajfa-9721	101	8	of	of	ADP
ajfa-9721	101	9	return	return	NOUN
ajfa-9721	101	10	for	for	ADP
ajfa-9721	101	11	flexi	flexi	NOUN
ajfa-9721	101	12	-	-	PUNCT
ajfa-9721	101	13	plan	plan	NOUN
ajfa-9721	101	14	(	(	PUNCT
ajfa-9721	101	15	assuming	assume	VERB
ajfa-9721	101	16	10	10	NUM
ajfa-9721	101	17	%	%	NOUN
ajfa-9721	101	18	growth),rs	growth),r	NOUN
ajfa-9721	101	19	.	.	PROPN
ajfa-9721	101	20	1	1	NUM
ajfa-9721	101	21	lakh	lakh	NOUN
ajfa-9721	101	22	assured	assure	VERB
ajfa-9721	101	23	0.00	0.00	NUM
ajfa-9721	101	24	%	%	NOUN
ajfa-9721	101	25	1.00	1.00	NUM
ajfa-9721	101	26	%	%	NOUN
ajfa-9721	101	27	2.00	2.00	NUM
ajfa-9721	101	28	%	%	NOUN
ajfa-9721	101	29	3.00	3.00	NUM
ajfa-9721	101	30	%	%	NOUN
ajfa-9721	101	31	4.00	4.00	NUM
ajfa-9721	101	32	%	%	NOUN
ajfa-9721	101	33	5.00	5.00	NUM
ajfa-9721	101	34	%	%	NOUN
ajfa-9721	101	35	6.00	6.00	NUM
ajfa-9721	101	36	%	%	NOUN
ajfa-9721	101	37	7.00	7.00	NUM
ajfa-9721	101	38	%	%	NOUN
ajfa-9721	101	39	8.00	8.00	NUM
ajfa-9721	101	40	%	%	NOUN
ajfa-9721	101	41	9.00	9.00	NUM
ajfa-9721	101	42	%	%	NOUN
ajfa-9721	102	1	18	18	NUM
ajfa-9721	102	2	20	20	NUM
ajfa-9721	102	3	22	22	NUM
ajfa-9721	102	4	24	24	NUM
ajfa-9721	102	5	26	26	NUM
ajfa-9721	102	6	28	28	NUM
ajfa-9721	102	7	30	30	NUM
ajfa-9721	102	8	32	32	NUM
ajfa-9721	102	9	34	34	NUM
ajfa-9721	102	10	36	36	NUM
ajfa-9721	102	11	38	38	NUM
ajfa-9721	102	12	40	40	NUM
ajfa-9721	102	13	42	42	NUM
ajfa-9721	102	14	44	44	NUM
ajfa-9721	102	15	46	46	NUM
ajfa-9721	102	16	48	48	NUM
ajfa-9721	102	17	50	50	NUM
ajfa-9721	102	18	52	52	NUM
ajfa-9721	102	19	54	54	NUM
ajfa-9721	102	20	56	56	NUM
ajfa-9721	102	21	58	58	NUM
ajfa-9721	102	22	60	60	NUM
ajfa-9721	102	23	age	age	NOUN
ajfa-9721	102	24	15	15	NUM
ajfa-9721	102	25	yr	yr	NOUN
ajfa-9721	102	26	.	.	PUNCT
ajfa-9721	102	27	maturity	maturity	NOUN
ajfa-9721	102	28	20	20	NUM
ajfa-9721	102	29	yr	yr	NOUN
ajfa-9721	102	30	.	.	PUNCT
ajfa-9721	103	1	maturity	maturity	NOUN
ajfa-9721	103	2	25	25	NUM
ajfa-9721	103	3	yr	yr	NOUN
ajfa-9721	103	4	.	.	PUNCT
ajfa-9721	104	1	maturity	maturity	NOUN
ajfa-9721	104	2	the	the	DET
ajfa-9721	104	3	irr	irr	NOUN
ajfa-9721	104	4	curves	curve	NOUN
ajfa-9721	104	5	for	for	ADP
ajfa-9721	104	6	the	the	DET
ajfa-9721	104	7	flexi	flexi	NOUN
ajfa-9721	104	8	-	-	PUNCT
ajfa-9721	104	9	plan	plan	NOUN
ajfa-9721	104	10	(	(	PUNCT
ajfa-9721	104	11	assuming	assume	VERB
ajfa-9721	104	12	10	10	NUM
ajfa-9721	104	13	%	%	NOUN
ajfa-9721	104	14	growth	growth	NOUN
ajfa-9721	104	15	)	)	PUNCT
ajfa-9721	104	16	are	be	AUX
ajfa-9721	104	17	observed	observe	VERB
ajfa-9721	104	18	to	to	PART
ajfa-9721	104	19	follow	follow	VERB
ajfa-9721	104	20	similar	similar	ADJ
ajfa-9721	104	21	patterns	pattern	NOUN
ajfa-9721	104	22	as	as	ADP
ajfa-9721	104	23	those	those	PRON
ajfa-9721	104	24	of	of	ADP
ajfa-9721	104	25	the	the	DET
ajfa-9721	104	26	flexi	flexi	NOUN
ajfa-9721	104	27	-	-	PUNCT
ajfa-9721	104	28	plan	plan	NOUN
ajfa-9721	104	29	(	(	PUNCT
ajfa-9721	104	30	assuming	assume	VERB
ajfa-9721	104	31	8	8	NUM
ajfa-9721	104	32	%	%	NOUN
ajfa-9721	104	33	growth	growth	NOUN
ajfa-9721	104	34	)	)	PUNCT
ajfa-9721	104	35	.	.	PUNCT
ajfa-9721	105	1	the	the	DET
ajfa-9721	105	2	unadjusted	unadjusted	ADJ
ajfa-9721	105	3	and	and	CCONJ
ajfa-9721	105	4	adjusted	adjusted	ADJ
ajfa-9721	105	5	rates	rate	NOUN
ajfa-9721	105	6	of	of	ADP
ajfa-9721	105	7	return	return	NOUN
ajfa-9721	105	8	for	for	ADP
ajfa-9721	105	9	the	the	DET
ajfa-9721	105	10	former	former	ADJ
ajfa-9721	105	11	are	be	AUX
ajfa-9721	105	12	all	all	ADV
ajfa-9721	105	13	uniformly	uniformly	ADV
ajfa-9721	105	14	higher	high	ADJ
ajfa-9721	105	15	than	than	ADP
ajfa-9721	105	16	for	for	ADP
ajfa-9721	105	17	the	the	DET
ajfa-9721	105	18	latter	latter	ADJ
ajfa-9721	105	19	.	.	PUNCT
ajfa-9721	106	1	ii	ii	PROPN
ajfa-9721	106	2	.	.	PUNCT
ajfa-9721	107	1	by	by	ADP
ajfa-9721	107	2	product	product	NOUN
ajfa-9721	107	3	the	the	DET
ajfa-9721	107	4	series	series	NOUN
ajfa-9721	107	5	of	of	ADP
ajfa-9721	107	6	graphs	graph	NOUN
ajfa-9721	107	7	which	which	PRON
ajfa-9721	107	8	follow	follow	VERB
ajfa-9721	107	9	present	present	ADJ
ajfa-9721	107	10	a	a	DET
ajfa-9721	107	11	comparison	comparison	NOUN
ajfa-9721	107	12	of	of	ADP
ajfa-9721	107	13	the	the	DET
ajfa-9721	107	14	rates	rate	NOUN
ajfa-9721	107	15	of	of	ADP
ajfa-9721	107	16	return	return	NOUN
ajfa-9721	107	17	at	at	ADP
ajfa-9721	107	18	different	different	ADJ
ajfa-9721	107	19	levels	level	NOUN
ajfa-9721	107	20	of	of	ADP
ajfa-9721	107	21	sum	sum	NOUN
ajfa-9721	107	22	assured	assure	VERB
ajfa-9721	107	23	and	and	CCONJ
ajfa-9721	107	24	at	at	ADP
ajfa-9721	107	25	different	different	ADJ
ajfa-9721	107	26	maturities	maturity	NOUN
ajfa-9721	107	27	in	in	ADP
ajfa-9721	107	28	terms	term	NOUN
ajfa-9721	107	29	of	of	ADP
ajfa-9721	107	30	the	the	DET
ajfa-9721	107	31	products	product	NOUN
ajfa-9721	107	32	:	:	PUNCT
ajfa-9721	107	33	unadjusted	unadjusted	ADJ
ajfa-9721	107	34	rate	rate	NOUN
ajfa-9721	107	35	of	of	ADP
ajfa-9721	107	36	return	return	NOUN
ajfa-9721	107	37	for	for	ADP
ajfa-9721	107	38	15	15	NUM
ajfa-9721	107	39	yr	yr	NOUN
ajfa-9721	107	40	.	.	PUNCT
ajfa-9721	107	41	maturity	maturity	NOUN
ajfa-9721	107	42	,	,	PUNCT
ajfa-9721	107	43	rs	rs	NOUN
ajfa-9721	107	44	.	.	NOUN
ajfa-9721	107	45	1	1	NUM
ajfa-9721	107	46	lakh	lakh	NOUN
ajfa-9721	107	47	assured	assure	VERB
ajfa-9721	107	48	-6.00	-6.00	NUM
ajfa-9721	107	49	%	%	NOUN
ajfa-9721	107	50	-4.00	-4.00	NUM
ajfa-9721	107	51	%	%	NOUN
ajfa-9721	107	52	-2.00	-2.00	NUM
ajfa-9721	107	53	%	%	NOUN
ajfa-9721	107	54	0.00	0.00	NUM
ajfa-9721	107	55	%	%	NOUN
ajfa-9721	107	56	2.00	2.00	NUM
ajfa-9721	107	57	%	%	NOUN
ajfa-9721	107	58	4.00	4.00	NUM
ajfa-9721	107	59	%	%	NOUN
ajfa-9721	107	60	6.00	6.00	NUM
ajfa-9721	107	61	%	%	NOUN
ajfa-9721	107	62	8.00	8.00	NUM
ajfa-9721	107	63	%	%	NOUN
ajfa-9721	107	64	18	18	NUM
ajfa-9721	107	65	20	20	NUM
ajfa-9721	107	66	22	22	NUM
ajfa-9721	107	67	24	24	NUM
ajfa-9721	107	68	26	26	NUM
ajfa-9721	107	69	28	28	NUM
ajfa-9721	107	70	30	30	NUM
ajfa-9721	107	71	32	32	NUM
ajfa-9721	107	72	34	34	NUM
ajfa-9721	107	73	36	36	NUM
ajfa-9721	107	74	38	38	NUM
ajfa-9721	107	75	40	40	NUM
ajfa-9721	107	76	42	42	NUM
ajfa-9721	107	77	44	44	NUM
ajfa-9721	107	78	46	46	NUM
ajfa-9721	107	79	48	48	NUM
ajfa-9721	107	80	50	50	NUM
ajfa-9721	107	81	52	52	NUM
ajfa-9721	107	82	54	54	NUM
ajfa-9721	107	83	56	56	NUM
ajfa-9721	107	84	58	58	NUM
ajfa-9721	107	85	60	60	NUM
ajfa-9721	107	86	age	age	NOUN
ajfa-9721	107	87	capital	capital	NOUN
ajfa-9721	107	88	multiplier	multipli	ADJ
ajfa-9721	107	89	plan	plan	AUX
ajfa-9721	107	90	money	money	NOUN
ajfa-9721	107	91	back	back	ADV
ajfa-9721	107	92	plan	plan	VERB
ajfa-9721	107	93	flexi	flexi	NOUN
ajfa-9721	107	94	-	-	PUNCT
ajfa-9721	107	95	plan	plan	NOUN
ajfa-9721	107	96	(	(	PUNCT
ajfa-9721	107	97	assuming	assume	VERB
ajfa-9721	107	98	8	8	NUM
ajfa-9721	107	99	%	%	NOUN
ajfa-9721	107	100	growth	growth	NOUN
ajfa-9721	107	101	)	)	PUNCT
ajfa-9721	107	102	flexi	flexi	NOUN
ajfa-9721	107	103	-	-	PUNCT
ajfa-9721	107	104	plan	plan	NOUN
ajfa-9721	107	105	(	(	PUNCT
ajfa-9721	107	106	assuming	assume	VERB
ajfa-9721	107	107	10	10	NUM
ajfa-9721	107	108	%	%	NOUN
ajfa-9721	107	109	growth	growth	NOUN
ajfa-9721	107	110	)	)	PUNCT
ajfa-9721	107	111	asian	asian	ADJ
ajfa-9721	107	112	journal	journal	NOUN
ajfa-9721	107	113	of	of	ADP
ajfa-9721	107	114	finance	finance	PROPN
ajfa-9721	107	115	&	&	CCONJ
ajfa-9721	107	116	accounting	accounting	PROPN
ajfa-9721	107	117	issn	issn	PROPN
ajfa-9721	107	118	1946	1946	NUM
ajfa-9721	107	119	-	-	PUNCT
ajfa-9721	107	120	052x	052x	PROPN
ajfa-9721	107	121	2016	2016	NUM
ajfa-9721	107	122	,	,	PUNCT
ajfa-9721	107	123	vol	vol	NOUN
ajfa-9721	107	124	.	.	PROPN
ajfa-9721	107	125	8	8	NUM
ajfa-9721	107	126	,	,	PUNCT
ajfa-9721	107	127	no	no	INTJ
ajfa-9721	107	128	.	.	NOUN
ajfa-9721	107	129	2	2	NUM
ajfa-9721	107	130	ajfa.macrothink.org	ajfa.macrothink.org	ADJ
ajfa-9721	107	131	78	78	NUM
ajfa-9721	107	132	unadjusted	unadjusted	ADJ
ajfa-9721	107	133	rate	rate	NOUN
ajfa-9721	107	134	of	of	ADP
ajfa-9721	107	135	return	return	NOUN
ajfa-9721	107	136	for	for	ADP
ajfa-9721	107	137	20	20	NUM
ajfa-9721	107	138	yr	yr	NOUN
ajfa-9721	107	139	.	.	PUNCT
ajfa-9721	108	1	maturity	maturity	NOUN
ajfa-9721	108	2	,	,	PUNCT
ajfa-9721	108	3	rs	rs	NOUN
ajfa-9721	108	4	.	.	NOUN
ajfa-9721	108	5	1	1	NUM
ajfa-9721	108	6	lakh	lakh	NOUN
ajfa-9721	108	7	assured	assure	VERB
ajfa-9721	108	8	-6.00	-6.00	NUM
ajfa-9721	108	9	%	%	NOUN
ajfa-9721	108	10	-4.00	-4.00	NUM
ajfa-9721	108	11	%	%	NOUN
ajfa-9721	108	12	-2.00	-2.00	NUM
ajfa-9721	108	13	%	%	NOUN
ajfa-9721	108	14	0.00	0.00	NUM
ajfa-9721	108	15	%	%	NOUN
ajfa-9721	108	16	2.00	2.00	NUM
ajfa-9721	108	17	%	%	NOUN
ajfa-9721	108	18	4.00	4.00	NUM
ajfa-9721	108	19	%	%	NOUN
ajfa-9721	108	20	6.00	6.00	NUM
ajfa-9721	108	21	%	%	NOUN
ajfa-9721	108	22	8.00	8.00	NUM
ajfa-9721	108	23	%	%	NOUN
ajfa-9721	108	24	10.00	10.00	NUM
ajfa-9721	108	25	%	%	NOUN
ajfa-9721	108	26	18	18	NUM
ajfa-9721	108	27	20	20	NUM
ajfa-9721	108	28	22	22	NUM
ajfa-9721	108	29	24	24	NUM
ajfa-9721	108	30	26	26	NUM
ajfa-9721	108	31	28	28	NUM
ajfa-9721	108	32	30	30	NUM
ajfa-9721	108	33	32	32	NUM
ajfa-9721	108	34	34	34	NUM
ajfa-9721	108	35	36	36	NUM
ajfa-9721	108	36	38	38	NUM
ajfa-9721	108	37	40	40	NUM
ajfa-9721	108	38	42	42	NUM
ajfa-9721	108	39	44	44	NUM
ajfa-9721	108	40	46	46	NUM
ajfa-9721	108	41	48	48	NUM
ajfa-9721	108	42	50	50	NUM
ajfa-9721	108	43	52	52	NUM
ajfa-9721	108	44	54	54	NUM
ajfa-9721	108	45	age	age	NOUN
ajfa-9721	108	46	capital	capital	NOUN
ajfa-9721	108	47	multiplier	multipli	ADJ
ajfa-9721	108	48	plan	plan	AUX
ajfa-9721	108	49	money	money	NOUN
ajfa-9721	108	50	back	back	ADV
ajfa-9721	108	51	plan	plan	VERB
ajfa-9721	108	52	flexi	flexi	NOUN
ajfa-9721	108	53	-	-	PUNCT
ajfa-9721	108	54	plan	plan	NOUN
ajfa-9721	108	55	(	(	PUNCT
ajfa-9721	108	56	assuming	assume	VERB
ajfa-9721	108	57	8	8	NUM
ajfa-9721	108	58	%	%	NOUN
ajfa-9721	108	59	growth	growth	NOUN
ajfa-9721	108	60	)	)	PUNCT
ajfa-9721	108	61	flexi	flexi	NOUN
ajfa-9721	108	62	-	-	PUNCT
ajfa-9721	108	63	plan	plan	NOUN
ajfa-9721	108	64	(	(	PUNCT
ajfa-9721	108	65	assuming	assume	VERB
ajfa-9721	108	66	10	10	NUM
ajfa-9721	108	67	%	%	NOUN
ajfa-9721	108	68	growth	growth	NOUN
ajfa-9721	108	69	)	)	PUNCT
ajfa-9721	108	70	unadjusted	unadjuste	VERB
ajfa-9721	108	71	rate	rate	NOUN
ajfa-9721	108	72	of	of	ADP
ajfa-9721	108	73	return	return	NOUN
ajfa-9721	108	74	for	for	ADP
ajfa-9721	108	75	25	25	NUM
ajfa-9721	108	76	yr	yr	NOUN
ajfa-9721	108	77	.	.	PUNCT
ajfa-9721	108	78	maturity	maturity	NOUN
ajfa-9721	108	79	,	,	PUNCT
ajfa-9721	108	80	rs	rs	NOUN
ajfa-9721	108	81	.	.	NOUN
ajfa-9721	108	82	1	1	NUM
ajfa-9721	108	83	lakh	lakh	NOUN
ajfa-9721	108	84	assured	assure	VERB
ajfa-9721	108	85	-4.00	-4.00	NUM
ajfa-9721	108	86	%	%	NOUN
ajfa-9721	108	87	-2.00	-2.00	NUM
ajfa-9721	108	88	%	%	NOUN
ajfa-9721	108	89	0.00	0.00	NUM
ajfa-9721	108	90	%	%	NOUN
ajfa-9721	108	91	2.00	2.00	NUM
ajfa-9721	108	92	%	%	NOUN
ajfa-9721	108	93	4.00	4.00	NUM
ajfa-9721	108	94	%	%	NOUN
ajfa-9721	108	95	6.00	6.00	NUM
ajfa-9721	108	96	%	%	NOUN
ajfa-9721	108	97	8.00	8.00	NUM
ajfa-9721	108	98	%	%	NOUN
ajfa-9721	108	99	10.00	10.00	NUM
ajfa-9721	108	100	%	%	NOUN
ajfa-9721	108	101	18	18	NUM
ajfa-9721	108	102	20	20	NUM
ajfa-9721	108	103	22	22	NUM
ajfa-9721	108	104	24	24	NUM
ajfa-9721	108	105	26	26	NUM
ajfa-9721	108	106	28	28	NUM
ajfa-9721	108	107	30	30	NUM
ajfa-9721	108	108	32	32	NUM
ajfa-9721	108	109	34	34	NUM
ajfa-9721	108	110	36	36	NUM
ajfa-9721	108	111	38	38	NUM
ajfa-9721	108	112	40	40	NUM
ajfa-9721	108	113	42	42	NUM
ajfa-9721	108	114	44	44	NUM
ajfa-9721	108	115	46	46	NUM
ajfa-9721	108	116	48	48	NUM
ajfa-9721	108	117	50	50	NUM
ajfa-9721	108	118	age	age	NOUN
ajfa-9721	108	119	capital	capital	NOUN
ajfa-9721	108	120	multiplier	multipli	ADJ
ajfa-9721	108	121	plan	plan	VERB
ajfa-9721	108	122	money	money	NOUN
ajfa-9721	108	123	back	back	ADV
ajfa-9721	108	124	plan	plan	VERB
ajfa-9721	108	125	flexi	flexi	NOUN
ajfa-9721	108	126	-	-	PUNCT
ajfa-9721	108	127	plan	plan	NOUN
ajfa-9721	108	128	(	(	PUNCT
ajfa-9721	108	129	assuming	assume	VERB
ajfa-9721	108	130	8	8	NUM
ajfa-9721	108	131	%	%	NOUN
ajfa-9721	108	132	growth	growth	NOUN
ajfa-9721	108	133	)	)	PUNCT
ajfa-9721	108	134	flexi	flexi	NOUN
ajfa-9721	108	135	-	-	PUNCT
ajfa-9721	108	136	plan	plan	NOUN
ajfa-9721	108	137	(	(	PUNCT
ajfa-9721	108	138	assuming	assume	VERB
ajfa-9721	108	139	10	10	NUM
ajfa-9721	108	140	%	%	NOUN
ajfa-9721	108	141	growrh	growrh	NOUN
ajfa-9721	108	142	)	)	PUNCT
ajfa-9721	108	143	adjusted	adjusted	ADJ
ajfa-9721	108	144	rate	rate	NOUN
ajfa-9721	108	145	of	of	ADP
ajfa-9721	108	146	return	return	NOUN
ajfa-9721	108	147	for	for	ADP
ajfa-9721	108	148	15	15	NUM
ajfa-9721	108	149	yr	yr	NOUN
ajfa-9721	108	150	.	.	PUNCT
ajfa-9721	109	1	maturity	maturity	NOUN
ajfa-9721	109	2	,	,	PUNCT
ajfa-9721	109	3	rs	rs	NOUN
ajfa-9721	109	4	.	.	NOUN
ajfa-9721	109	5	1	1	NUM
ajfa-9721	109	6	lakh	lakh	NOUN
ajfa-9721	109	7	assured	assure	VERB
ajfa-9721	109	8	-4.00	-4.00	NUM
ajfa-9721	109	9	%	%	NOUN
ajfa-9721	109	10	-2.00	-2.00	NUM
ajfa-9721	109	11	%	%	NOUN
ajfa-9721	109	12	0.00	0.00	NUM
ajfa-9721	109	13	%	%	NOUN
ajfa-9721	109	14	2.00	2.00	NUM
ajfa-9721	109	15	%	%	NOUN
ajfa-9721	109	16	4.00	4.00	NUM
ajfa-9721	109	17	%	%	NOUN
ajfa-9721	109	18	6.00	6.00	NUM
ajfa-9721	109	19	%	%	NOUN
ajfa-9721	109	20	8.00	8.00	NUM
ajfa-9721	109	21	%	%	NOUN
ajfa-9721	109	22	18	18	NUM
ajfa-9721	109	23	20	20	NUM
ajfa-9721	109	24	22	22	NUM
ajfa-9721	109	25	24	24	NUM
ajfa-9721	109	26	26	26	NUM
ajfa-9721	109	27	28	28	NUM
ajfa-9721	109	28	30	30	NUM
ajfa-9721	109	29	32	32	NUM
ajfa-9721	109	30	34	34	NUM
ajfa-9721	109	31	36	36	NUM
ajfa-9721	109	32	38	38	NUM
ajfa-9721	109	33	40	40	NUM
ajfa-9721	109	34	42	42	NUM
ajfa-9721	109	35	44	44	NUM
ajfa-9721	109	36	46	46	NUM
ajfa-9721	109	37	48	48	NUM
ajfa-9721	109	38	50	50	NUM
ajfa-9721	109	39	52	52	NUM
ajfa-9721	109	40	54	54	NUM
ajfa-9721	109	41	56	56	NUM
ajfa-9721	109	42	58	58	NUM
ajfa-9721	109	43	60	60	NUM
ajfa-9721	109	44	age	age	NOUN
ajfa-9721	109	45	capital	capital	NOUN
ajfa-9721	109	46	multiplier	multipli	ADJ
ajfa-9721	109	47	plan	plan	AUX
ajfa-9721	109	48	money	money	NOUN
ajfa-9721	109	49	back	back	ADV
ajfa-9721	109	50	plan	plan	VERB
ajfa-9721	109	51	flexi	flexi	NOUN
ajfa-9721	109	52	-	-	PUNCT
ajfa-9721	109	53	plan	plan	NOUN
ajfa-9721	109	54	(	(	PUNCT
ajfa-9721	109	55	assuming	assume	VERB
ajfa-9721	109	56	8	8	NUM
ajfa-9721	109	57	%	%	NOUN
ajfa-9721	109	58	growth	growth	NOUN
ajfa-9721	109	59	)	)	PUNCT
ajfa-9721	109	60	flexi	flexi	NOUN
ajfa-9721	109	61	-	-	PUNCT
ajfa-9721	109	62	plan	plan	NOUN
ajfa-9721	109	63	(	(	PUNCT
ajfa-9721	109	64	assuming	assume	VERB
ajfa-9721	109	65	10	10	NUM
ajfa-9721	109	66	%	%	NOUN
ajfa-9721	109	67	growth	growth	NOUN
ajfa-9721	109	68	)	)	PUNCT
ajfa-9721	109	69	adjusted	adjust	VERB
ajfa-9721	109	70	rate	rate	NOUN
ajfa-9721	109	71	of	of	ADP
ajfa-9721	109	72	return	return	NOUN
ajfa-9721	109	73	for	for	ADP
ajfa-9721	109	74	20	20	NUM
ajfa-9721	109	75	yr	yr	NOUN
ajfa-9721	109	76	.	.	PUNCT
ajfa-9721	109	77	maturity	maturity	NOUN
ajfa-9721	109	78	,	,	PUNCT
ajfa-9721	109	79	rs	rs	NOUN
ajfa-9721	109	80	.	.	NOUN
ajfa-9721	109	81	1	1	NUM
ajfa-9721	109	82	lakh	lakh	NOUN
ajfa-9721	109	83	assured	assure	VERB
ajfa-9721	109	84	-4.00	-4.00	NUM
ajfa-9721	109	85	%	%	NOUN
ajfa-9721	109	86	-2.00	-2.00	NUM
ajfa-9721	109	87	%	%	NOUN
ajfa-9721	109	88	0.00	0.00	NUM
ajfa-9721	109	89	%	%	NOUN
ajfa-9721	109	90	2.00	2.00	NUM
ajfa-9721	109	91	%	%	NOUN
ajfa-9721	109	92	4.00	4.00	NUM
ajfa-9721	109	93	%	%	NOUN
ajfa-9721	109	94	6.00	6.00	NUM
ajfa-9721	109	95	%	%	NOUN
ajfa-9721	109	96	8.00	8.00	NUM
ajfa-9721	109	97	%	%	NOUN
ajfa-9721	109	98	10.00	10.00	NUM
ajfa-9721	109	99	%	%	NOUN
ajfa-9721	109	100	18	18	NUM
ajfa-9721	109	101	20	20	NUM
ajfa-9721	109	102	22	22	NUM
ajfa-9721	109	103	24	24	NUM
ajfa-9721	109	104	26	26	NUM
ajfa-9721	109	105	28	28	NUM
ajfa-9721	109	106	30	30	NUM
ajfa-9721	109	107	32	32	NUM
ajfa-9721	109	108	34	34	NUM
ajfa-9721	109	109	36	36	NUM
ajfa-9721	109	110	38	38	NUM
ajfa-9721	109	111	40	40	NUM
ajfa-9721	109	112	42	42	NUM
ajfa-9721	109	113	44	44	NUM
ajfa-9721	109	114	46	46	NUM
ajfa-9721	109	115	48	48	NUM
ajfa-9721	109	116	50	50	NUM
ajfa-9721	109	117	52	52	NUM
ajfa-9721	109	118	54	54	NUM
ajfa-9721	109	119	age	age	NOUN
ajfa-9721	109	120	capital	capital	NOUN
ajfa-9721	109	121	multiplier	multipli	ADJ
ajfa-9721	109	122	plan	plan	AUX
ajfa-9721	109	123	money	money	NOUN
ajfa-9721	109	124	back	back	ADV
ajfa-9721	109	125	plan	plan	VERB
ajfa-9721	109	126	flexi	flexi	NOUN
ajfa-9721	109	127	-	-	PUNCT
ajfa-9721	109	128	plan	plan	NOUN
ajfa-9721	109	129	(	(	PUNCT
ajfa-9721	109	130	assuming	assume	VERB
ajfa-9721	109	131	8	8	NUM
ajfa-9721	109	132	%	%	NOUN
ajfa-9721	109	133	growth	growth	NOUN
ajfa-9721	109	134	)	)	PUNCT
ajfa-9721	109	135	flexi	flexi	NOUN
ajfa-9721	109	136	-	-	PUNCT
ajfa-9721	109	137	plan	plan	NOUN
ajfa-9721	109	138	(	(	PUNCT
ajfa-9721	109	139	assuming	assume	VERB
ajfa-9721	109	140	10	10	NUM
ajfa-9721	109	141	%	%	NOUN
ajfa-9721	109	142	growth	growth	NOUN
ajfa-9721	109	143	)	)	PUNCT
ajfa-9721	109	144	asian	asian	ADJ
ajfa-9721	109	145	journal	journal	NOUN
ajfa-9721	109	146	of	of	ADP
ajfa-9721	109	147	finance	finance	PROPN
ajfa-9721	109	148	&	&	CCONJ
ajfa-9721	109	149	accounting	accounting	PROPN
ajfa-9721	109	150	issn	issn	PROPN
ajfa-9721	109	151	1946	1946	NUM
ajfa-9721	109	152	-	-	PUNCT
ajfa-9721	109	153	052x	052x	PROPN
ajfa-9721	109	154	2016	2016	NUM
ajfa-9721	109	155	,	,	PUNCT
ajfa-9721	109	156	vol	vol	NOUN
ajfa-9721	109	157	.	.	PROPN
ajfa-9721	109	158	8	8	NUM
ajfa-9721	109	159	,	,	PUNCT
ajfa-9721	109	160	no	no	INTJ
ajfa-9721	109	161	.	.	NOUN
ajfa-9721	109	162	2	2	NUM
ajfa-9721	109	163	ajfa.macrothink.org	ajfa.macrothink.org	ADJ
ajfa-9721	109	164	79	79	NUM
ajfa-9721	109	165	adjusted	adjust	VERB
ajfa-9721	109	166	rate	rate	NOUN
ajfa-9721	109	167	of	of	ADP
ajfa-9721	109	168	return	return	NOUN
ajfa-9721	109	169	for	for	ADP
ajfa-9721	109	170	25	25	NUM
ajfa-9721	109	171	yr	yr	NOUN
ajfa-9721	109	172	.	.	PUNCT
ajfa-9721	109	173	maturity	maturity	NOUN
ajfa-9721	109	174	,	,	PUNCT
ajfa-9721	109	175	rs	rs	NOUN
ajfa-9721	109	176	.	.	NOUN
ajfa-9721	109	177	1	1	NUM
ajfa-9721	109	178	lakh	lakh	NOUN
ajfa-9721	109	179	assured	assure	VERB
ajfa-9721	109	180	-4.00	-4.00	NUM
ajfa-9721	109	181	%	%	NOUN
ajfa-9721	109	182	-2.00	-2.00	NUM
ajfa-9721	109	183	%	%	NOUN
ajfa-9721	109	184	0.00	0.00	NUM
ajfa-9721	109	185	%	%	NOUN
ajfa-9721	109	186	2.00	2.00	NUM
ajfa-9721	109	187	%	%	NOUN
ajfa-9721	109	188	4.00	4.00	NUM
ajfa-9721	109	189	%	%	NOUN
ajfa-9721	109	190	6.00	6.00	NUM
ajfa-9721	109	191	%	%	NOUN
ajfa-9721	109	192	8.00	8.00	NUM
ajfa-9721	109	193	%	%	NOUN
ajfa-9721	109	194	10.00	10.00	NUM
ajfa-9721	109	195	%	%	NOUN
ajfa-9721	109	196	18	18	NUM
ajfa-9721	109	197	20	20	NUM
ajfa-9721	109	198	22	22	NUM
ajfa-9721	109	199	24	24	NUM
ajfa-9721	109	200	26	26	NUM
ajfa-9721	109	201	28	28	NUM
ajfa-9721	109	202	30	30	NUM
ajfa-9721	109	203	32	32	NUM
ajfa-9721	109	204	34	34	NUM
ajfa-9721	109	205	36	36	NUM
ajfa-9721	109	206	38	38	NUM
ajfa-9721	109	207	40	40	NUM
ajfa-9721	109	208	42	42	NUM
ajfa-9721	109	209	44	44	NUM
ajfa-9721	109	210	46	46	NUM
ajfa-9721	109	211	48	48	NUM
ajfa-9721	109	212	50	50	NUM
ajfa-9721	109	213	age	age	NOUN
ajfa-9721	109	214	capital	capital	NOUN
ajfa-9721	109	215	multiplier	multipli	ADJ
ajfa-9721	109	216	plan	plan	VERB
ajfa-9721	109	217	money	money	NOUN
ajfa-9721	109	218	back	back	ADV
ajfa-9721	109	219	plan	plan	VERB
ajfa-9721	109	220	flexi	flexi	NOUN
ajfa-9721	109	221	-	-	PUNCT
ajfa-9721	109	222	plan	plan	NOUN
ajfa-9721	109	223	(	(	PUNCT
ajfa-9721	109	224	assuming	assume	VERB
ajfa-9721	109	225	8	8	NUM
ajfa-9721	109	226	%	%	NOUN
ajfa-9721	109	227	growth	growth	NOUN
ajfa-9721	109	228	)	)	PUNCT
ajfa-9721	109	229	flexi	flexi	NOUN
ajfa-9721	109	230	-	-	PUNCT
ajfa-9721	109	231	plan	plan	NOUN
ajfa-9721	109	232	(	(	PUNCT
ajfa-9721	109	233	assuming	assume	VERB
ajfa-9721	109	234	10	10	NUM
ajfa-9721	109	235	%	%	NOUN
ajfa-9721	109	236	growth	growth	NOUN
ajfa-9721	109	237	)	)	PUNCT
ajfa-9721	109	238	the	the	DET
ajfa-9721	109	239	unadjusted	unadjusted	ADJ
ajfa-9721	109	240	and	and	CCONJ
ajfa-9721	109	241	adjusted	adjust	VERB
ajfa-9721	109	242	irr	irr	NOUN
ajfa-9721	109	243	curves	curve	NOUN
ajfa-9721	109	244	are	be	AUX
ajfa-9721	109	245	observed	observe	VERB
ajfa-9721	109	246	to	to	PART
ajfa-9721	109	247	follow	follow	VERB
ajfa-9721	109	248	similar	similar	ADJ
ajfa-9721	109	249	patterns	pattern	NOUN
ajfa-9721	109	250	,	,	PUNCT
ajfa-9721	109	251	at	at	ADP
ajfa-9721	109	252	different	different	ADJ
ajfa-9721	109	253	levels	level	NOUN
ajfa-9721	109	254	of	of	ADP
ajfa-9721	109	255	sum	sum	NOUN
ajfa-9721	109	256	assured	assure	VERB
ajfa-9721	109	257	,	,	PUNCT
ajfa-9721	109	258	and	and	CCONJ
ajfa-9721	109	259	across	across	ADP
ajfa-9721	109	260	different	different	ADJ
ajfa-9721	109	261	maturity	maturity	NOUN
ajfa-9721	109	262	periods	period	NOUN
ajfa-9721	109	263	,	,	PUNCT
ajfa-9721	109	264	the	the	DET
ajfa-9721	109	265	only	only	ADJ
ajfa-9721	109	266	difference	difference	NOUN
ajfa-9721	109	267	being	be	AUX
ajfa-9721	109	268	that	that	PRON
ajfa-9721	109	269	for	for	ADP
ajfa-9721	109	270	the	the	DET
ajfa-9721	109	271	flexi	flexi	NOUN
ajfa-9721	109	272	-	-	PUNCT
ajfa-9721	109	273	plan	plan	NOUN
ajfa-9721	109	274	(	(	PUNCT
ajfa-9721	109	275	both	both	DET
ajfa-9721	109	276	cases	case	NOUN
ajfa-9721	109	277	)	)	PUNCT
ajfa-9721	109	278	,	,	PUNCT
ajfa-9721	109	279	adjusted	adjust	VERB
ajfa-9721	109	280	irr	irr	NOUN
ajfa-9721	109	281	curves	curve	NOUN
ajfa-9721	109	282	have	have	VERB
ajfa-9721	109	283	a	a	DET
ajfa-9721	109	284	much	much	ADV
ajfa-9721	109	285	steeper	steep	ADJ
ajfa-9721	109	286	slope	slope	NOUN
ajfa-9721	109	287	than	than	ADP
ajfa-9721	109	288	in	in	ADP
ajfa-9721	109	289	the	the	DET
ajfa-9721	109	290	case	case	NOUN
ajfa-9721	109	291	of	of	ADP
ajfa-9721	109	292	unadjusted	unadjusted	ADJ
ajfa-9721	109	293	irr	irr	NOUN
ajfa-9721	109	294	,	,	PUNCT
ajfa-9721	109	295	indicating	indicate	VERB
ajfa-9721	109	296	that	that	SCONJ
ajfa-9721	109	297	the	the	DET
ajfa-9721	109	298	rate	rate	NOUN
ajfa-9721	109	299	of	of	ADP
ajfa-9721	109	300	decrease	decrease	NOUN
ajfa-9721	109	301	of	of	ADP
ajfa-9721	109	302	the	the	DET
ajfa-9721	109	303	rates	rate	NOUN
ajfa-9721	109	304	of	of	ADP
ajfa-9721	109	305	return	return	NOUN
ajfa-9721	109	306	is	be	AUX
ajfa-9721	109	307	higher	high	ADJ
ajfa-9721	109	308	for	for	ADP
ajfa-9721	109	309	the	the	DET
ajfa-9721	109	310	adjusted	adjust	VERB
ajfa-9721	109	311	rates	rate	NOUN
ajfa-9721	109	312	of	of	ADP
ajfa-9721	109	313	return	return	NOUN
ajfa-9721	109	314	than	than	ADP
ajfa-9721	109	315	for	for	ADP
ajfa-9721	109	316	the	the	DET
ajfa-9721	109	317	unadjusted	unadjusted	ADJ
ajfa-9721	109	318	rates	rate	NOUN
ajfa-9721	109	319	of	of	ADP
ajfa-9721	109	320	return	return	NOUN
ajfa-9721	109	321	.	.	PUNCT
ajfa-9721	110	1	the	the	DET
ajfa-9721	110	2	flexi	flexi	NOUN
ajfa-9721	110	3	-	-	PUNCT
ajfa-9721	110	4	plan	plan	NOUN
ajfa-9721	110	5	(	(	PUNCT
ajfa-9721	110	6	assuming	assume	VERB
ajfa-9721	110	7	10	10	NUM
ajfa-9721	110	8	%	%	NOUN
ajfa-9721	110	9	growth	growth	NOUN
ajfa-9721	110	10	)	)	PUNCT
ajfa-9721	110	11	is	be	AUX
ajfa-9721	110	12	observed	observe	VERB
ajfa-9721	110	13	to	to	PART
ajfa-9721	110	14	have	have	VERB
ajfa-9721	110	15	the	the	DET
ajfa-9721	110	16	highest	high	ADJ
ajfa-9721	110	17	rate	rate	NOUN
ajfa-9721	110	18	of	of	ADP
ajfa-9721	110	19	return	return	NOUN
ajfa-9721	110	20	,	,	PUNCT
ajfa-9721	110	21	followed	follow	VERB
ajfa-9721	110	22	by	by	ADP
ajfa-9721	110	23	the	the	DET
ajfa-9721	110	24	capital	capital	NOUN
ajfa-9721	110	25	multiplier	multipli	ADJ
ajfa-9721	110	26	plan	plan	NOUN
ajfa-9721	110	27	and	and	CCONJ
ajfa-9721	110	28	then	then	ADV
ajfa-9721	110	29	the	the	DET
ajfa-9721	110	30	flexi	flexi	NOUN
ajfa-9721	110	31	-	-	PUNCT
ajfa-9721	110	32	plan	plan	NOUN
ajfa-9721	110	33	(	(	PUNCT
ajfa-9721	110	34	assuming	assume	VERB
ajfa-9721	110	35	8	8	NUM
ajfa-9721	110	36	%	%	NOUN
ajfa-9721	110	37	growth	growth	NOUN
ajfa-9721	110	38	)	)	PUNCT
ajfa-9721	110	39	,	,	PUNCT
ajfa-9721	110	40	while	while	SCONJ
ajfa-9721	110	41	money	money	NOUN
ajfa-9721	110	42	back	back	NOUN
ajfa-9721	110	43	plan	plan	NOUN
ajfa-9721	110	44	is	be	AUX
ajfa-9721	110	45	observed	observe	VERB
ajfa-9721	110	46	to	to	PART
ajfa-9721	110	47	have	have	VERB
ajfa-9721	110	48	the	the	DET
ajfa-9721	110	49	lowest	low	ADJ
ajfa-9721	110	50	rate	rate	NOUN
ajfa-9721	110	51	of	of	ADP
ajfa-9721	110	52	return	return	NOUN
ajfa-9721	110	53	.	.	PUNCT
ajfa-9721	111	1	the	the	DET
ajfa-9721	111	2	irr	irr	NOUN
ajfa-9721	111	3	curves	curve	NOUN
ajfa-9721	111	4	of	of	ADP
ajfa-9721	111	5	the	the	DET
ajfa-9721	111	6	flexi	flexi	NOUN
ajfa-9721	111	7	-	-	PUNCT
ajfa-9721	111	8	plan	plan	NOUN
ajfa-9721	111	9	(	(	PUNCT
ajfa-9721	111	10	assuming	assume	VERB
ajfa-9721	111	11	8	8	NUM
ajfa-9721	111	12	%	%	NOUN
ajfa-9721	111	13	growth	growth	NOUN
ajfa-9721	111	14	)	)	PUNCT
ajfa-9721	111	15	and	and	CCONJ
ajfa-9721	111	16	flexi	flexi	NOUN
ajfa-9721	111	17	-	-	PUNCT
ajfa-9721	111	18	plan	plan	NOUN
ajfa-9721	111	19	(	(	PUNCT
ajfa-9721	111	20	assuming	assume	VERB
ajfa-9721	111	21	10	10	NUM
ajfa-9721	111	22	%	%	NOUN
ajfa-9721	111	23	growth	growth	NOUN
ajfa-9721	111	24	)	)	PUNCT
ajfa-9721	111	25	are	be	AUX
ajfa-9721	111	26	parallel	parallel	ADJ
ajfa-9721	111	27	to	to	ADP
ajfa-9721	111	28	each	each	DET
ajfa-9721	111	29	other	other	ADJ
ajfa-9721	111	30	,	,	PUNCT
ajfa-9721	111	31	indicating	indicate	VERB
ajfa-9721	111	32	that	that	SCONJ
ajfa-9721	111	33	plans	plan	NOUN
ajfa-9721	111	34	of	of	ADP
ajfa-9721	111	35	the	the	DET
ajfa-9721	111	36	same	same	ADJ
ajfa-9721	111	37	type	type	NOUN
ajfa-9721	111	38	show	show	VERB
ajfa-9721	111	39	a	a	DET
ajfa-9721	111	40	similar	similar	ADJ
ajfa-9721	111	41	pattern	pattern	NOUN
ajfa-9721	111	42	:	:	PUNCT
ajfa-9721	111	43	their	their	PRON
ajfa-9721	111	44	irr	irr	NOUN
ajfa-9721	111	45	curves	curve	NOUN
ajfa-9721	111	46	are	be	AUX
ajfa-9721	111	47	constant	constant	ADJ
ajfa-9721	111	48	almost	almost	ADV
ajfa-9721	111	49	throughout	throughout	ADV
ajfa-9721	111	50	,	,	PUNCT
ajfa-9721	111	51	with	with	ADP
ajfa-9721	111	52	only	only	ADV
ajfa-9721	111	53	a	a	DET
ajfa-9721	111	54	slight	slight	ADJ
ajfa-9721	111	55	rate	rate	NOUN
ajfa-9721	111	56	of	of	ADP
ajfa-9721	111	57	decrease	decrease	NOUN
ajfa-9721	111	58	before	before	ADP
ajfa-9721	111	59	the	the	DET
ajfa-9721	111	60	maximum	maximum	ADJ
ajfa-9721	111	61	age	age	NOUN
ajfa-9721	111	62	.	.	PUNCT
ajfa-9721	112	1	the	the	DET
ajfa-9721	112	2	capital	capital	NOUN
ajfa-9721	112	3	multiplier	multipli	ADJ
ajfa-9721	112	4	plan	plan	NOUN
ajfa-9721	112	5	has	have	VERB
ajfa-9721	112	6	a	a	DET
ajfa-9721	112	7	gradual	gradual	ADJ
ajfa-9721	112	8	slope	slope	NOUN
ajfa-9721	112	9	,	,	PUNCT
ajfa-9721	112	10	indicating	indicate	VERB
ajfa-9721	112	11	that	that	SCONJ
ajfa-9721	112	12	the	the	DET
ajfa-9721	112	13	rate	rate	NOUN
ajfa-9721	112	14	of	of	ADP
ajfa-9721	112	15	return	return	NOUN
ajfa-9721	112	16	gradually	gradually	ADV
ajfa-9721	112	17	decreases	decrease	VERB
ajfa-9721	112	18	with	with	ADP
ajfa-9721	112	19	age	age	NOUN
ajfa-9721	112	20	.	.	PUNCT
ajfa-9721	113	1	the	the	DET
ajfa-9721	113	2	money	money	NOUN
ajfa-9721	113	3	back	back	NOUN
ajfa-9721	113	4	plan	plan	NOUN
ajfa-9721	113	5	has	have	VERB
ajfa-9721	113	6	the	the	DET
ajfa-9721	113	7	steepest	steep	ADJ
ajfa-9721	113	8	slope	slope	NOUN
ajfa-9721	113	9	.	.	PUNCT
ajfa-9721	114	1	the	the	DET
ajfa-9721	114	2	rate	rate	NOUN
ajfa-9721	114	3	of	of	ADP
ajfa-9721	114	4	decrease	decrease	NOUN
ajfa-9721	114	5	of	of	ADP
ajfa-9721	114	6	the	the	DET
ajfa-9721	114	7	rates	rate	NOUN
ajfa-9721	114	8	of	of	ADP
ajfa-9721	114	9	return	return	NOUN
ajfa-9721	114	10	in	in	ADP
ajfa-9721	114	11	this	this	DET
ajfa-9721	114	12	case	case	NOUN
ajfa-9721	114	13	is	be	AUX
ajfa-9721	114	14	fast	fast	ADJ
ajfa-9721	114	15	,	,	PUNCT
ajfa-9721	114	16	and	and	CCONJ
ajfa-9721	114	17	the	the	DET
ajfa-9721	114	18	rates	rate	NOUN
ajfa-9721	114	19	of	of	ADP
ajfa-9721	114	20	return	return	NOUN
ajfa-9721	114	21	become	become	VERB
ajfa-9721	114	22	negative	negative	ADJ
ajfa-9721	114	23	at	at	ADP
ajfa-9721	114	24	certain	certain	ADJ
ajfa-9721	114	25	ages	age	NOUN
ajfa-9721	114	26	.	.	PUNCT
ajfa-9721	115	1	iii	iii	X
ajfa-9721	115	2	.	.	PUNCT
ajfa-9721	116	1	by	by	ADP
ajfa-9721	116	2	maturity	maturity	NOUN
ajfa-9721	116	3	period	period	NOUN
ajfa-9721	116	4	the	the	DET
ajfa-9721	116	5	series	series	NOUN
ajfa-9721	116	6	of	of	ADP
ajfa-9721	116	7	graphs	graph	NOUN
ajfa-9721	116	8	which	which	PRON
ajfa-9721	116	9	follow	follow	VERB
ajfa-9721	116	10	present	present	ADJ
ajfa-9721	116	11	a	a	DET
ajfa-9721	116	12	comparison	comparison	NOUN
ajfa-9721	116	13	of	of	ADP
ajfa-9721	116	14	the	the	DET
ajfa-9721	116	15	rates	rate	NOUN
ajfa-9721	116	16	of	of	ADP
ajfa-9721	116	17	return	return	NOUN
ajfa-9721	116	18	for	for	ADP
ajfa-9721	116	19	each	each	DET
ajfa-9721	116	20	policy	policy	NOUN
ajfa-9721	116	21	at	at	ADP
ajfa-9721	116	22	different	different	ADJ
ajfa-9721	116	23	levels	level	NOUN
ajfa-9721	116	24	of	of	ADP
ajfa-9721	116	25	sum	sum	NOUN
ajfa-9721	116	26	assured	assure	VERB
ajfa-9721	116	27	in	in	ADP
ajfa-9721	116	28	terms	term	NOUN
ajfa-9721	116	29	of	of	ADP
ajfa-9721	116	30	the	the	DET
ajfa-9721	116	31	maturity	maturity	NOUN
ajfa-9721	116	32	periods	period	NOUN
ajfa-9721	116	33	:	:	PUNCT
ajfa-9721	116	34	unadjusted	unadjusted	ADJ
ajfa-9721	116	35	rate	rate	NOUN
ajfa-9721	116	36	of	of	ADP
ajfa-9721	116	37	return	return	NOUN
ajfa-9721	116	38	for	for	ADP
ajfa-9721	116	39	capital	capital	NOUN
ajfa-9721	116	40	multiplier	multipli	ADJ
ajfa-9721	116	41	plan	plan	NOUN
ajfa-9721	116	42	with	with	ADP
ajfa-9721	116	43	15	15	NUM
ajfa-9721	116	44	yr	yr	NOUN
ajfa-9721	116	45	.	.	PUNCT
ajfa-9721	116	46	maturity	maturity	NOUN
ajfa-9721	116	47	0.00	0.00	NUM
ajfa-9721	116	48	%	%	NOUN
ajfa-9721	116	49	1.00	1.00	NUM
ajfa-9721	116	50	%	%	NOUN
ajfa-9721	116	51	2.00	2.00	NUM
ajfa-9721	116	52	%	%	NOUN
ajfa-9721	116	53	3.00	3.00	NUM
ajfa-9721	116	54	%	%	NOUN
ajfa-9721	116	55	4.00	4.00	NUM
ajfa-9721	116	56	%	%	NOUN
ajfa-9721	116	57	5.00	5.00	NUM
ajfa-9721	116	58	%	%	NOUN
ajfa-9721	116	59	6.00	6.00	NUM
ajfa-9721	116	60	%	%	NOUN
ajfa-9721	116	61	7.00	7.00	NUM
ajfa-9721	116	62	%	%	NOUN
ajfa-9721	116	63	8.00	8.00	NUM
ajfa-9721	116	64	%	%	NOUN
ajfa-9721	116	65	18	18	NUM
ajfa-9721	116	66	20	20	NUM
ajfa-9721	116	67	22	22	NUM
ajfa-9721	116	68	24	24	NUM
ajfa-9721	116	69	26	26	NUM
ajfa-9721	116	70	28	28	NUM
ajfa-9721	116	71	30	30	NUM
ajfa-9721	116	72	32	32	NUM
ajfa-9721	116	73	34	34	NUM
ajfa-9721	116	74	36	36	NUM
ajfa-9721	116	75	38	38	NUM
ajfa-9721	116	76	40	40	NUM
ajfa-9721	116	77	42	42	NUM
ajfa-9721	116	78	44	44	NUM
ajfa-9721	116	79	46	46	NUM
ajfa-9721	116	80	48	48	NUM
ajfa-9721	116	81	50	50	NUM
ajfa-9721	116	82	age	age	NOUN
ajfa-9721	116	83	rs	rs	NOUN
ajfa-9721	116	84	.	.	NOUN
ajfa-9721	117	1	1	1	NUM
ajfa-9721	117	2	lakh	lakh	NOUN
ajfa-9721	117	3	assured	assure	VERB
ajfa-9721	117	4	rs	rs	NOUN
ajfa-9721	117	5	.	.	NOUN
ajfa-9721	117	6	2	2	NUM
ajfa-9721	117	7	lakh	lakh	NOUN
ajfa-9721	117	8	assured	assure	VERB
ajfa-9721	117	9	rs	rs	NOUN
ajfa-9721	117	10	.	.	PROPN
ajfa-9721	117	11	3	3	NUM
ajfa-9721	117	12	lakh	lakh	NOUN
ajfa-9721	117	13	assured	assure	VERB
ajfa-9721	117	14	rs	rs	NOUN
ajfa-9721	117	15	.	.	PROPN
ajfa-9721	117	16	4	4	NUM
ajfa-9721	117	17	lakh	lakh	NOUN
ajfa-9721	117	18	assured	assure	VERB
ajfa-9721	117	19	rs	rs	NOUN
ajfa-9721	117	20	.	.	PROPN
ajfa-9721	117	21	5	5	NUM
ajfa-9721	117	22	lakh	lakh	NOUN
ajfa-9721	117	23	assured	assure	VERB
ajfa-9721	117	24	asian	asian	ADJ
ajfa-9721	117	25	journal	journal	NOUN
ajfa-9721	117	26	of	of	ADP
ajfa-9721	117	27	finance	finance	PROPN
ajfa-9721	117	28	&	&	CCONJ
ajfa-9721	117	29	accounting	accounting	PROPN
ajfa-9721	117	30	issn	issn	PROPN
ajfa-9721	117	31	1946	1946	NUM
ajfa-9721	117	32	-	-	PUNCT
ajfa-9721	117	33	052x	052x	PROPN
ajfa-9721	117	34	2016	2016	NUM
ajfa-9721	117	35	,	,	PUNCT
ajfa-9721	117	36	vol	vol	NOUN
ajfa-9721	117	37	.	.	PROPN
ajfa-9721	117	38	8	8	NUM
ajfa-9721	117	39	,	,	PUNCT
ajfa-9721	117	40	no	no	INTJ
ajfa-9721	117	41	.	.	NOUN
ajfa-9721	117	42	2	2	NUM
ajfa-9721	117	43	ajfa.macrothink.org	ajfa.macrothink.org	ADJ
ajfa-9721	117	44	80	80	NUM
ajfa-9721	117	45	unadjusted	unadjusted	ADJ
ajfa-9721	117	46	rate	rate	NOUN
ajfa-9721	117	47	of	of	ADP
ajfa-9721	117	48	return	return	NOUN
ajfa-9721	117	49	for	for	ADP
ajfa-9721	117	50	capital	capital	NOUN
ajfa-9721	117	51	multiplier	multipli	ADJ
ajfa-9721	117	52	plan	plan	NOUN
ajfa-9721	117	53	with	with	ADP
ajfa-9721	117	54	20	20	NUM
ajfa-9721	117	55	yr	yr	NOUN
ajfa-9721	117	56	.	.	PUNCT
ajfa-9721	117	57	maturity	maturity	NOUN
ajfa-9721	117	58	5.80	5.80	NUM
ajfa-9721	117	59	%	%	NOUN
ajfa-9721	117	60	6.00	6.00	NUM
ajfa-9721	117	61	%	%	NOUN
ajfa-9721	117	62	6.20	6.20	NUM
ajfa-9721	117	63	%	%	NOUN
ajfa-9721	117	64	6.40	6.40	NUM
ajfa-9721	117	65	%	%	NOUN
ajfa-9721	117	66	6.60	6.60	NUM
ajfa-9721	117	67	%	%	NOUN
ajfa-9721	117	68	6.80	6.80	NUM
ajfa-9721	117	69	%	%	NOUN
ajfa-9721	117	70	7.00	7.00	NUM
ajfa-9721	117	71	%	%	NOUN
ajfa-9721	117	72	7.20	7.20	NUM
ajfa-9721	117	73	%	%	NOUN
ajfa-9721	117	74	7.40	7.40	NUM
ajfa-9721	117	75	%	%	NOUN
ajfa-9721	117	76	18	18	NUM
ajfa-9721	117	77	20	20	NUM
ajfa-9721	117	78	22	22	NUM
ajfa-9721	117	79	24	24	NUM
ajfa-9721	117	80	26	26	NUM
ajfa-9721	117	81	28	28	NUM
ajfa-9721	117	82	30	30	NUM
ajfa-9721	117	83	32	32	NUM
ajfa-9721	117	84	34	34	NUM
ajfa-9721	117	85	36	36	NUM
ajfa-9721	117	86	38	38	NUM
ajfa-9721	117	87	40	40	NUM
ajfa-9721	117	88	42	42	NUM
ajfa-9721	117	89	44	44	NUM
ajfa-9721	117	90	age	age	NOUN
ajfa-9721	117	91	rs	rs	NOUN
ajfa-9721	117	92	.	.	NOUN
ajfa-9721	118	1	1	1	NUM
ajfa-9721	118	2	lakh	lakh	NOUN
ajfa-9721	118	3	assured	assure	VERB
ajfa-9721	118	4	rs	rs	NOUN
ajfa-9721	118	5	.	.	NOUN
ajfa-9721	118	6	2	2	NUM
ajfa-9721	118	7	lakh	lakh	NOUN
ajfa-9721	118	8	assured	assure	VERB
ajfa-9721	118	9	rs	rs	NOUN
ajfa-9721	118	10	.	.	PROPN
ajfa-9721	118	11	3	3	NUM
ajfa-9721	118	12	lakh	lakh	NOUN
ajfa-9721	118	13	assured	assure	VERB
ajfa-9721	118	14	rs	rs	NOUN
ajfa-9721	118	15	.	.	PROPN
ajfa-9721	118	16	4	4	NUM
ajfa-9721	118	17	lakh	lakh	NOUN
ajfa-9721	118	18	assured	assure	VERB
ajfa-9721	118	19	rs	rs	NOUN
ajfa-9721	118	20	.	.	PROPN
ajfa-9721	118	21	5	5	NUM
ajfa-9721	118	22	lakh	lakh	NOUN
ajfa-9721	118	23	assured	assure	VERB
ajfa-9721	118	24	unadjusted	unadjusted	ADJ
ajfa-9721	118	25	rate	rate	NOUN
ajfa-9721	118	26	of	of	ADP
ajfa-9721	118	27	return	return	NOUN
ajfa-9721	118	28	for	for	ADP
ajfa-9721	118	29	capital	capital	NOUN
ajfa-9721	118	30	multiplier	multipli	ADJ
ajfa-9721	118	31	plan	plan	NOUN
ajfa-9721	118	32	with	with	ADP
ajfa-9721	118	33	25	25	NUM
ajfa-9721	118	34	yr	yr	NOUN
ajfa-9721	118	35	.	.	PUNCT
ajfa-9721	118	36	maturity	maturity	NOUN
ajfa-9721	118	37	6.60	6.60	NUM
ajfa-9721	118	38	%	%	NOUN
ajfa-9721	118	39	6.70	6.70	NUM
ajfa-9721	118	40	%	%	NOUN
ajfa-9721	118	41	6.80	6.80	NUM
ajfa-9721	118	42	%	%	NOUN
ajfa-9721	118	43	6.90	6.90	NUM
ajfa-9721	118	44	%	%	NOUN
ajfa-9721	118	45	7.00	7.00	NUM
ajfa-9721	118	46	%	%	NOUN
ajfa-9721	118	47	7.10	7.10	NUM
ajfa-9721	118	48	%	%	NOUN
ajfa-9721	118	49	7.20	7.20	NUM
ajfa-9721	118	50	%	%	NOUN
ajfa-9721	118	51	7.30	7.30	NUM
ajfa-9721	118	52	%	%	NOUN
ajfa-9721	118	53	7.40	7.40	NUM
ajfa-9721	118	54	%	%	NOUN
ajfa-9721	118	55	7.50	7.50	NUM
ajfa-9721	118	56	%	%	NOUN
ajfa-9721	118	57	18	18	NUM
ajfa-9721	118	58	19	19	NUM
ajfa-9721	118	59	20	20	NUM
ajfa-9721	118	60	21	21	NUM
ajfa-9721	118	61	22	22	NUM
ajfa-9721	118	62	23	23	NUM
ajfa-9721	118	63	24	24	NUM
ajfa-9721	118	64	25	25	NUM
ajfa-9721	118	65	26	26	NUM
ajfa-9721	118	66	27	27	NUM
ajfa-9721	118	67	28	28	NUM
ajfa-9721	118	68	29	29	NUM
ajfa-9721	118	69	30	30	NUM
ajfa-9721	118	70	31	31	NUM
ajfa-9721	118	71	32	32	NUM
ajfa-9721	118	72	33	33	NUM
ajfa-9721	118	73	34	34	NUM
ajfa-9721	118	74	35	35	NUM
ajfa-9721	118	75	36	36	NUM
ajfa-9721	118	76	37	37	NUM
ajfa-9721	118	77	38	38	NUM
ajfa-9721	118	78	39	39	NUM
ajfa-9721	118	79	40	40	NUM
ajfa-9721	118	80	age	age	NOUN
ajfa-9721	118	81	rs	rs	NOUN
ajfa-9721	118	82	.	.	NOUN
ajfa-9721	119	1	1	1	NUM
ajfa-9721	119	2	lakh	lakh	NOUN
ajfa-9721	119	3	assured	assure	VERB
ajfa-9721	119	4	rs	rs	NOUN
ajfa-9721	119	5	.	.	NOUN
ajfa-9721	119	6	2	2	NUM
ajfa-9721	119	7	lakh	lakh	NOUN
ajfa-9721	119	8	assured	assure	VERB
ajfa-9721	119	9	rs	rs	NOUN
ajfa-9721	119	10	.	.	PROPN
ajfa-9721	119	11	3	3	NUM
ajfa-9721	119	12	lakh	lakh	NOUN
ajfa-9721	119	13	assured	assure	VERB
ajfa-9721	119	14	rs	rs	NOUN
ajfa-9721	119	15	.	.	PROPN
ajfa-9721	119	16	4	4	NUM
ajfa-9721	119	17	lakh	lakh	NOUN
ajfa-9721	119	18	assured	assure	VERB
ajfa-9721	119	19	rs	rs	NOUN
ajfa-9721	119	20	.	.	PROPN
ajfa-9721	119	21	5	5	NUM
ajfa-9721	119	22	lakh	lakh	NOUN
ajfa-9721	119	23	assured	assure	VERB
ajfa-9721	119	24	adjusted	adjusted	ADJ
ajfa-9721	119	25	rate	rate	NOUN
ajfa-9721	119	26	of	of	ADP
ajfa-9721	119	27	return	return	NOUN
ajfa-9721	119	28	for	for	ADP
ajfa-9721	119	29	capital	capital	NOUN
ajfa-9721	119	30	multiplier	multipli	ADJ
ajfa-9721	119	31	plan	plan	NOUN
ajfa-9721	119	32	with	with	ADP
ajfa-9721	119	33	15	15	NUM
ajfa-9721	119	34	yr	yr	NOUN
ajfa-9721	119	35	.	.	PUNCT
ajfa-9721	120	1	maturity	maturity	NOUN
ajfa-9721	120	2	0.00	0.00	NUM
ajfa-9721	120	3	%	%	NOUN
ajfa-9721	120	4	1.00	1.00	NUM
ajfa-9721	120	5	%	%	NOUN
ajfa-9721	120	6	2.00	2.00	NUM
ajfa-9721	120	7	%	%	NOUN
ajfa-9721	120	8	3.00	3.00	NUM
ajfa-9721	120	9	%	%	NOUN
ajfa-9721	120	10	4.00	4.00	NUM
ajfa-9721	120	11	%	%	NOUN
ajfa-9721	120	12	5.00	5.00	NUM
ajfa-9721	120	13	%	%	NOUN
ajfa-9721	120	14	6.00	6.00	NUM
ajfa-9721	120	15	%	%	NOUN
ajfa-9721	120	16	7.00	7.00	NUM
ajfa-9721	120	17	%	%	NOUN
ajfa-9721	120	18	8.00	8.00	NUM
ajfa-9721	120	19	%	%	NOUN
ajfa-9721	120	20	18	18	NUM
ajfa-9721	120	21	20	20	NUM
ajfa-9721	120	22	22	22	NUM
ajfa-9721	120	23	24	24	NUM
ajfa-9721	120	24	26	26	NUM
ajfa-9721	120	25	28	28	NUM
ajfa-9721	120	26	30	30	NUM
ajfa-9721	120	27	32	32	NUM
ajfa-9721	120	28	34	34	NUM
ajfa-9721	120	29	36	36	NUM
ajfa-9721	120	30	38	38	NUM
ajfa-9721	120	31	40	40	NUM
ajfa-9721	120	32	42	42	NUM
ajfa-9721	120	33	44	44	NUM
ajfa-9721	120	34	46	46	NUM
ajfa-9721	120	35	48	48	NUM
ajfa-9721	120	36	50	50	NUM
ajfa-9721	120	37	age	age	NOUN
ajfa-9721	120	38	rs	rs	NOUN
ajfa-9721	120	39	.	.	NOUN
ajfa-9721	120	40	1	1	NUM
ajfa-9721	120	41	lakh	lakh	NOUN
ajfa-9721	120	42	assured	assure	VERB
ajfa-9721	120	43	rs	rs	NOUN
ajfa-9721	120	44	.	.	NOUN
ajfa-9721	120	45	2	2	NUM
ajfa-9721	120	46	lakh	lakh	NOUN
ajfa-9721	120	47	assured	assure	VERB
ajfa-9721	120	48	rs	rs	NOUN
ajfa-9721	120	49	.	.	PROPN
ajfa-9721	120	50	3	3	NUM
ajfa-9721	120	51	lakh	lakh	NOUN
ajfa-9721	120	52	assured	assure	VERB
ajfa-9721	120	53	rs	rs	NOUN
ajfa-9721	120	54	.	.	PROPN
ajfa-9721	120	55	4	4	NUM
ajfa-9721	120	56	lakh	lakh	NOUN
ajfa-9721	120	57	assured	assure	VERB
ajfa-9721	120	58	rs	rs	NOUN
ajfa-9721	120	59	.	.	PROPN
ajfa-9721	120	60	5	5	NUM
ajfa-9721	120	61	lakh	lakh	NOUN
ajfa-9721	120	62	assured	assure	VERB
ajfa-9721	120	63	asian	asian	ADJ
ajfa-9721	120	64	journal	journal	NOUN
ajfa-9721	120	65	of	of	ADP
ajfa-9721	120	66	finance	finance	PROPN
ajfa-9721	120	67	&	&	CCONJ
ajfa-9721	120	68	accounting	accounting	PROPN
ajfa-9721	120	69	issn	issn	PROPN
ajfa-9721	120	70	1946	1946	NUM
ajfa-9721	120	71	-	-	PUNCT
ajfa-9721	120	72	052x	052x	PROPN
ajfa-9721	120	73	2016	2016	NUM
ajfa-9721	120	74	,	,	PUNCT
ajfa-9721	120	75	vol	vol	NOUN
ajfa-9721	120	76	.	.	PROPN
ajfa-9721	120	77	8	8	NUM
ajfa-9721	120	78	,	,	PUNCT
ajfa-9721	120	79	no	no	INTJ
ajfa-9721	120	80	.	.	NOUN
ajfa-9721	120	81	2	2	NUM
ajfa-9721	120	82	ajfa.macrothink.org	ajfa.macrothink.org	ADJ
ajfa-9721	120	83	81	81	NUM
ajfa-9721	120	84	adjusted	adjust	VERB
ajfa-9721	120	85	rate	rate	NOUN
ajfa-9721	120	86	of	of	ADP
ajfa-9721	120	87	return	return	NOUN
ajfa-9721	120	88	for	for	ADP
ajfa-9721	120	89	capital	capital	NOUN
ajfa-9721	120	90	multiplier	multipli	ADJ
ajfa-9721	120	91	plan	plan	NOUN
ajfa-9721	120	92	with	with	ADP
ajfa-9721	120	93	20	20	NUM
ajfa-9721	120	94	yr	yr	NOUN
ajfa-9721	120	95	.	.	PUNCT
ajfa-9721	121	1	maturity	maturity	NOUN
ajfa-9721	121	2	6.00	6.00	NUM
ajfa-9721	121	3	%	%	NOUN
ajfa-9721	121	4	6.20	6.20	NUM
ajfa-9721	121	5	%	%	NOUN
ajfa-9721	121	6	6.40	6.40	NUM
ajfa-9721	121	7	%	%	NOUN
ajfa-9721	121	8	6.60	6.60	NUM
ajfa-9721	121	9	%	%	NOUN
ajfa-9721	121	10	6.80	6.80	NUM
ajfa-9721	121	11	%	%	NOUN
ajfa-9721	121	12	7.00	7.00	NUM
ajfa-9721	121	13	%	%	NOUN
ajfa-9721	121	14	7.20	7.20	NUM
ajfa-9721	121	15	%	%	NOUN
ajfa-9721	121	16	7.40	7.40	NUM
ajfa-9721	121	17	%	%	NOUN
ajfa-9721	121	18	18	18	NUM
ajfa-9721	121	19	20	20	NUM
ajfa-9721	121	20	22	22	NUM
ajfa-9721	121	21	24	24	NUM
ajfa-9721	121	22	26	26	NUM
ajfa-9721	121	23	28	28	NUM
ajfa-9721	121	24	30	30	NUM
ajfa-9721	121	25	32	32	NUM
ajfa-9721	121	26	34	34	NUM
ajfa-9721	121	27	36	36	NUM
ajfa-9721	121	28	38	38	NUM
ajfa-9721	121	29	40	40	NUM
ajfa-9721	121	30	42	42	NUM
ajfa-9721	121	31	44	44	NUM
ajfa-9721	121	32	age	age	NOUN
ajfa-9721	121	33	rs	rs	NOUN
ajfa-9721	121	34	.	.	NOUN
ajfa-9721	122	1	1	1	NUM
ajfa-9721	122	2	lakh	lakh	NOUN
ajfa-9721	122	3	assured	assure	VERB
ajfa-9721	122	4	rs.2	rs.2	NUM
ajfa-9721	122	5	lakh	lakh	NOUN
ajfa-9721	122	6	assured	assure	VERB
ajfa-9721	122	7	rs	rs	NOUN
ajfa-9721	122	8	.	.	PROPN
ajfa-9721	122	9	3	3	NUM
ajfa-9721	122	10	lakh	lakh	NOUN
ajfa-9721	122	11	assured	assure	VERB
ajfa-9721	122	12	rs	rs	NOUN
ajfa-9721	122	13	.	.	PROPN
ajfa-9721	122	14	4	4	NUM
ajfa-9721	122	15	lakh	lakh	NOUN
ajfa-9721	122	16	assured	assure	VERB
ajfa-9721	122	17	rs	rs	NOUN
ajfa-9721	122	18	.	.	PROPN
ajfa-9721	122	19	5	5	NUM
ajfa-9721	122	20	lakh	lakh	NOUN
ajfa-9721	122	21	assured	assure	VERB
ajfa-9721	122	22	adjusted	adjusted	ADJ
ajfa-9721	122	23	rate	rate	NOUN
ajfa-9721	122	24	of	of	ADP
ajfa-9721	122	25	return	return	NOUN
ajfa-9721	122	26	for	for	ADP
ajfa-9721	122	27	capital	capital	NOUN
ajfa-9721	122	28	multiplier	multipli	ADJ
ajfa-9721	122	29	plan	plan	NOUN
ajfa-9721	122	30	with	with	ADP
ajfa-9721	122	31	25	25	NUM
ajfa-9721	122	32	yr	yr	NOUN
ajfa-9721	122	33	.	.	PUNCT
ajfa-9721	122	34	maturity	maturity	NOUN
ajfa-9721	122	35	6.60	6.60	NUM
ajfa-9721	122	36	%	%	NOUN
ajfa-9721	122	37	6.70	6.70	NUM
ajfa-9721	122	38	%	%	NOUN
ajfa-9721	122	39	6.80	6.80	NUM
ajfa-9721	122	40	%	%	NOUN
ajfa-9721	122	41	6.90	6.90	NUM
ajfa-9721	122	42	%	%	NOUN
ajfa-9721	122	43	7.00	7.00	NUM
ajfa-9721	122	44	%	%	NOUN
ajfa-9721	122	45	7.10	7.10	NUM
ajfa-9721	122	46	%	%	NOUN
ajfa-9721	122	47	7.20	7.20	NUM
ajfa-9721	122	48	%	%	NOUN
ajfa-9721	122	49	7.30	7.30	NUM
ajfa-9721	122	50	%	%	NOUN
ajfa-9721	122	51	7.40	7.40	NUM
ajfa-9721	122	52	%	%	NOUN
ajfa-9721	122	53	7.50	7.50	NUM
ajfa-9721	122	54	%	%	NOUN
ajfa-9721	122	55	7.60	7.60	NUM
ajfa-9721	122	56	%	%	NOUN
ajfa-9721	122	57	18	18	NUM
ajfa-9721	122	58	19	19	NUM
ajfa-9721	122	59	20	20	NUM
ajfa-9721	122	60	21	21	NUM
ajfa-9721	122	61	22	22	NUM
ajfa-9721	122	62	23	23	NUM
ajfa-9721	122	63	24	24	NUM
ajfa-9721	122	64	25	25	NUM
ajfa-9721	122	65	26	26	NUM
ajfa-9721	122	66	27	27	NUM
ajfa-9721	122	67	28	28	NUM
ajfa-9721	122	68	29	29	NUM
ajfa-9721	122	69	30	30	NUM
ajfa-9721	122	70	31	31	NUM
ajfa-9721	122	71	32	32	NUM
ajfa-9721	122	72	33	33	NUM
ajfa-9721	122	73	34	34	NUM
ajfa-9721	122	74	35	35	NUM
ajfa-9721	122	75	36	36	NUM
ajfa-9721	122	76	37	37	NUM
ajfa-9721	122	77	38	38	NUM
ajfa-9721	122	78	39	39	NUM
ajfa-9721	122	79	40	40	NUM
ajfa-9721	122	80	age	age	NOUN
ajfa-9721	122	81	rs	rs	NOUN
ajfa-9721	122	82	.	.	NOUN
ajfa-9721	122	83	1	1	NUM
ajfa-9721	122	84	lakh	lakh	NOUN
ajfa-9721	122	85	assured	assure	VERB
ajfa-9721	122	86	rs	rs	NOUN
ajfa-9721	122	87	.	.	NOUN
ajfa-9721	122	88	2	2	NUM
ajfa-9721	122	89	lakh	lakh	NOUN
ajfa-9721	122	90	assured	assure	VERB
ajfa-9721	122	91	rs.3	rs.3	NOUN
ajfa-9721	122	92	lakh	lakh	NOUN
ajfa-9721	122	93	assured	assure	VERB
ajfa-9721	122	94	rs	rs	NOUN
ajfa-9721	122	95	.	.	PROPN
ajfa-9721	122	96	4	4	NUM
ajfa-9721	122	97	lakh	lakh	NOUN
ajfa-9721	122	98	assured	assure	VERB
ajfa-9721	122	99	rs	rs	NOUN
ajfa-9721	122	100	.	.	PROPN
ajfa-9721	122	101	5	5	NUM
ajfa-9721	122	102	lakh	lakh	NOUN
ajfa-9721	122	103	assured	assure	VERB
ajfa-9721	122	104	as	as	SCONJ
ajfa-9721	122	105	noted	note	VERB
ajfa-9721	122	106	before	before	ADV
ajfa-9721	122	107	,	,	PUNCT
ajfa-9721	122	108	the	the	DET
ajfa-9721	122	109	unadjusted	unadjusted	ADJ
ajfa-9721	122	110	and	and	CCONJ
ajfa-9721	122	111	adjusted	adjust	VERB
ajfa-9721	122	112	irr	irr	NOUN
ajfa-9721	122	113	curves	curve	NOUN
ajfa-9721	122	114	for	for	ADP
ajfa-9721	122	115	the	the	DET
ajfa-9721	122	116	capital	capital	NOUN
ajfa-9721	122	117	multiplier	multipli	ADJ
ajfa-9721	122	118	plan	plan	NOUN
ajfa-9721	122	119	are	be	AUX
ajfa-9721	122	120	observed	observe	VERB
ajfa-9721	122	121	to	to	PART
ajfa-9721	122	122	follow	follow	VERB
ajfa-9721	122	123	similar	similar	ADJ
ajfa-9721	122	124	patterns	pattern	NOUN
ajfa-9721	122	125	,	,	PUNCT
ajfa-9721	122	126	at	at	ADP
ajfa-9721	122	127	different	different	ADJ
ajfa-9721	122	128	levels	level	NOUN
ajfa-9721	122	129	of	of	ADP
ajfa-9721	122	130	sum	sum	NOUN
ajfa-9721	122	131	assured	assure	VERB
ajfa-9721	122	132	,	,	PUNCT
ajfa-9721	122	133	and	and	CCONJ
ajfa-9721	122	134	across	across	ADP
ajfa-9721	122	135	different	different	ADJ
ajfa-9721	122	136	maturity	maturity	NOUN
ajfa-9721	122	137	periods	period	NOUN
ajfa-9721	122	138	.	.	PUNCT
ajfa-9721	123	1	it	it	PRON
ajfa-9721	123	2	is	be	AUX
ajfa-9721	123	3	observed	observe	VERB
ajfa-9721	123	4	that	that	SCONJ
ajfa-9721	123	5	the	the	DET
ajfa-9721	123	6	irr	irr	NOUN
ajfa-9721	123	7	curves	curve	NOUN
ajfa-9721	123	8	all	all	DET
ajfa-9721	123	9	coincide	coincide	VERB
ajfa-9721	123	10	together	together	ADV
ajfa-9721	123	11	,	,	PUNCT
ajfa-9721	123	12	indicating	indicate	VERB
ajfa-9721	123	13	that	that	SCONJ
ajfa-9721	123	14	the	the	DET
ajfa-9721	123	15	rate	rate	NOUN
ajfa-9721	123	16	of	of	ADP
ajfa-9721	123	17	decrease	decrease	NOUN
ajfa-9721	123	18	of	of	ADP
ajfa-9721	123	19	rates	rate	NOUN
ajfa-9721	123	20	of	of	ADP
ajfa-9721	123	21	return	return	NOUN
ajfa-9721	123	22	with	with	ADP
ajfa-9721	123	23	age	age	NOUN
ajfa-9721	123	24	at	at	ADP
ajfa-9721	123	25	different	different	ADJ
ajfa-9721	123	26	levels	level	NOUN
ajfa-9721	123	27	of	of	ADP
ajfa-9721	123	28	sum	sum	NOUN
ajfa-9721	123	29	assured	assure	VERB
ajfa-9721	123	30	is	be	AUX
ajfa-9721	123	31	more	more	ADV
ajfa-9721	123	32	or	or	CCONJ
ajfa-9721	123	33	less	less	ADJ
ajfa-9721	123	34	uniform	uniform	NOUN
ajfa-9721	123	35	in	in	ADP
ajfa-9721	123	36	all	all	DET
ajfa-9721	123	37	the	the	DET
ajfa-9721	123	38	cases	case	NOUN
ajfa-9721	123	39	.	.	PUNCT
ajfa-9721	124	1	also	also	ADV
ajfa-9721	124	2	,	,	PUNCT
ajfa-9721	124	3	the	the	DET
ajfa-9721	124	4	irr	irr	NOUN
ajfa-9721	124	5	curves	curve	NOUN
ajfa-9721	124	6	at	at	ADP
ajfa-9721	124	7	20	20	NUM
ajfa-9721	124	8	and	and	CCONJ
ajfa-9721	124	9	25	25	NUM
ajfa-9721	124	10	year	year	NOUN
ajfa-9721	124	11	maturity	maturity	NOUN
ajfa-9721	124	12	periods	period	NOUN
ajfa-9721	124	13	have	have	VERB
ajfa-9721	124	14	a	a	DET
ajfa-9721	124	15	steeper	steep	ADJ
ajfa-9721	124	16	slope	slope	NOUN
ajfa-9721	124	17	,	,	PUNCT
ajfa-9721	124	18	indicating	indicate	VERB
ajfa-9721	124	19	that	that	SCONJ
ajfa-9721	124	20	the	the	DET
ajfa-9721	124	21	rate	rate	NOUN
ajfa-9721	124	22	of	of	ADP
ajfa-9721	124	23	decrease	decrease	NOUN
ajfa-9721	124	24	in	in	ADP
ajfa-9721	124	25	rates	rate	NOUN
ajfa-9721	124	26	of	of	ADP
ajfa-9721	124	27	return	return	NOUN
ajfa-9721	124	28	with	with	ADP
ajfa-9721	124	29	age	age	NOUN
ajfa-9721	124	30	increases	increase	NOUN
ajfa-9721	124	31	with	with	ADP
ajfa-9721	124	32	maturity	maturity	NOUN
ajfa-9721	124	33	period	period	NOUN
ajfa-9721	124	34	.	.	PUNCT
ajfa-9721	125	1	unadjusted	unadjuste	VERB
ajfa-9721	125	2	rate	rate	NOUN
ajfa-9721	125	3	of	of	ADP
ajfa-9721	125	4	return	return	NOUN
ajfa-9721	125	5	for	for	ADP
ajfa-9721	125	6	money	money	NOUN
ajfa-9721	125	7	back	back	NOUN
ajfa-9721	125	8	plan	plan	NOUN
ajfa-9721	125	9	with	with	ADP
ajfa-9721	125	10	15	15	NUM
ajfa-9721	125	11	yr	yr	NOUN
ajfa-9721	125	12	.	.	PUNCT
ajfa-9721	126	1	maturity	maturity	NOUN
ajfa-9721	126	2	-6.00	-6.00	NUM
ajfa-9721	126	3	%	%	NOUN
ajfa-9721	126	4	-4.00	-4.00	NUM
ajfa-9721	126	5	%	%	NOUN
ajfa-9721	126	6	-2.00	-2.00	NUM
ajfa-9721	126	7	%	%	NOUN
ajfa-9721	126	8	0.00	0.00	NUM
ajfa-9721	126	9	%	%	NOUN
ajfa-9721	126	10	2.00	2.00	NUM
ajfa-9721	126	11	%	%	NOUN
ajfa-9721	126	12	4.00	4.00	NUM
ajfa-9721	126	13	%	%	NOUN
ajfa-9721	126	14	6.00	6.00	NUM
ajfa-9721	126	15	%	%	NOUN
ajfa-9721	126	16	18	18	NUM
ajfa-9721	126	17	20	20	NUM
ajfa-9721	126	18	22	22	NUM
ajfa-9721	126	19	24	24	NUM
ajfa-9721	126	20	26	26	NUM
ajfa-9721	126	21	28	28	NUM
ajfa-9721	126	22	30	30	NUM
ajfa-9721	126	23	32	32	NUM
ajfa-9721	126	24	34	34	NUM
ajfa-9721	126	25	36	36	NUM
ajfa-9721	126	26	38	38	NUM
ajfa-9721	126	27	40	40	NUM
ajfa-9721	126	28	42	42	NUM
ajfa-9721	126	29	44	44	NUM
ajfa-9721	126	30	46	46	NUM
ajfa-9721	126	31	48	48	NUM
ajfa-9721	126	32	50	50	NUM
ajfa-9721	126	33	52	52	NUM
ajfa-9721	126	34	54	54	NUM
ajfa-9721	126	35	56	56	NUM
ajfa-9721	126	36	58	58	NUM
ajfa-9721	126	37	60	60	NUM
ajfa-9721	126	38	age	age	NOUN
ajfa-9721	126	39	rs	rs	NOUN
ajfa-9721	126	40	.	.	NOUN
ajfa-9721	127	1	1	1	NUM
ajfa-9721	127	2	lakh	lakh	NOUN
ajfa-9721	127	3	assured	assure	VERB
ajfa-9721	127	4	rs	rs	NOUN
ajfa-9721	127	5	.	.	NOUN
ajfa-9721	127	6	2	2	NUM
ajfa-9721	127	7	lakh	lakh	NOUN
ajfa-9721	127	8	assured	assure	VERB
ajfa-9721	127	9	rs	rs	NOUN
ajfa-9721	127	10	.	.	PROPN
ajfa-9721	127	11	3	3	NUM
ajfa-9721	127	12	lakh	lakh	NOUN
ajfa-9721	127	13	assured	assure	VERB
ajfa-9721	127	14	rs	rs	NOUN
ajfa-9721	127	15	.	.	PROPN
ajfa-9721	127	16	4	4	NUM
ajfa-9721	127	17	lakh	lakh	NOUN
ajfa-9721	127	18	assured	assure	VERB
ajfa-9721	127	19	rs	rs	NOUN
ajfa-9721	127	20	.	.	PROPN
ajfa-9721	127	21	5	5	NUM
ajfa-9721	127	22	lakh	lakh	NOUN
ajfa-9721	127	23	assured	assure	VERB
ajfa-9721	127	24	asian	asian	ADJ
ajfa-9721	127	25	journal	journal	NOUN
ajfa-9721	127	26	of	of	ADP
ajfa-9721	127	27	finance	finance	PROPN
ajfa-9721	127	28	&	&	CCONJ
ajfa-9721	127	29	accounting	accounting	PROPN
ajfa-9721	127	30	issn	issn	PROPN
ajfa-9721	127	31	1946	1946	NUM
ajfa-9721	127	32	-	-	PUNCT
ajfa-9721	127	33	052x	052x	PROPN
ajfa-9721	127	34	2016	2016	NUM
ajfa-9721	127	35	,	,	PUNCT
ajfa-9721	127	36	vol	vol	NOUN
ajfa-9721	127	37	.	.	PROPN
ajfa-9721	127	38	8	8	NUM
ajfa-9721	127	39	,	,	PUNCT
ajfa-9721	127	40	no	no	INTJ
ajfa-9721	127	41	.	.	NOUN
ajfa-9721	127	42	2	2	NUM
ajfa-9721	127	43	ajfa.macrothink.org	ajfa.macrothink.org	ADJ
ajfa-9721	127	44	82	82	NUM
ajfa-9721	127	45	adjusted	adjust	VERB
ajfa-9721	127	46	rate	rate	NOUN
ajfa-9721	127	47	of	of	ADP
ajfa-9721	127	48	return	return	NOUN
ajfa-9721	127	49	for	for	ADP
ajfa-9721	127	50	money	money	NOUN
ajfa-9721	127	51	back	back	NOUN
ajfa-9721	127	52	plan	plan	NOUN
ajfa-9721	127	53	with	with	ADP
ajfa-9721	127	54	15	15	NUM
ajfa-9721	127	55	yr	yr	NOUN
ajfa-9721	127	56	.	.	PUNCT
ajfa-9721	128	1	maturity	maturity	NOUN
ajfa-9721	128	2	-4.00	-4.00	NUM
ajfa-9721	128	3	%	%	NOUN
ajfa-9721	128	4	-3.00	-3.00	NUM
ajfa-9721	128	5	%	%	NOUN
ajfa-9721	128	6	-2.00	-2.00	NUM
ajfa-9721	128	7	%	%	NOUN
ajfa-9721	128	8	-1.00	-1.00	NUM
ajfa-9721	128	9	%	%	NOUN
ajfa-9721	128	10	0.00	0.00	NUM
ajfa-9721	128	11	%	%	NOUN
ajfa-9721	128	12	1.00	1.00	NUM
ajfa-9721	128	13	%	%	NOUN
ajfa-9721	128	14	2.00	2.00	NUM
ajfa-9721	128	15	%	%	NOUN
ajfa-9721	128	16	3.00	3.00	NUM
ajfa-9721	128	17	%	%	NOUN
ajfa-9721	128	18	4.00	4.00	NUM
ajfa-9721	128	19	%	%	NOUN
ajfa-9721	128	20	5.00	5.00	NUM
ajfa-9721	128	21	%	%	NOUN
ajfa-9721	128	22	6.00	6.00	NUM
ajfa-9721	128	23	%	%	NOUN
ajfa-9721	128	24	18	18	NUM
ajfa-9721	128	25	20	20	NUM
ajfa-9721	128	26	22	22	NUM
ajfa-9721	128	27	24	24	NUM
ajfa-9721	128	28	26	26	NUM
ajfa-9721	128	29	28	28	NUM
ajfa-9721	128	30	30	30	NUM
ajfa-9721	128	31	32	32	NUM
ajfa-9721	128	32	34	34	NUM
ajfa-9721	128	33	36	36	NUM
ajfa-9721	128	34	38	38	NUM
ajfa-9721	128	35	40	40	NUM
ajfa-9721	128	36	42	42	NUM
ajfa-9721	128	37	44	44	NUM
ajfa-9721	128	38	46	46	NUM
ajfa-9721	128	39	48	48	NUM
ajfa-9721	128	40	50	50	NUM
ajfa-9721	128	41	52	52	NUM
ajfa-9721	128	42	54	54	NUM
ajfa-9721	128	43	56	56	NUM
ajfa-9721	128	44	58	58	NUM
ajfa-9721	128	45	60	60	NUM
ajfa-9721	128	46	age	age	NOUN
ajfa-9721	128	47	rs	rs	NOUN
ajfa-9721	128	48	.	.	NOUN
ajfa-9721	128	49	1	1	NUM
ajfa-9721	128	50	lakh	lakh	NOUN
ajfa-9721	128	51	assured	assure	VERB
ajfa-9721	128	52	rs	rs	NOUN
ajfa-9721	128	53	.	.	NOUN
ajfa-9721	128	54	2	2	NUM
ajfa-9721	128	55	lakh	lakh	NOUN
ajfa-9721	128	56	assured	assure	VERB
ajfa-9721	128	57	rs	rs	NOUN
ajfa-9721	128	58	.	.	PROPN
ajfa-9721	128	59	3	3	NUM
ajfa-9721	128	60	lakh	lakh	NOUN
ajfa-9721	128	61	assured	assure	VERB
ajfa-9721	128	62	rs	rs	NOUN
ajfa-9721	128	63	.	.	PROPN
ajfa-9721	128	64	4	4	NUM
ajfa-9721	128	65	lakh	lakh	NOUN
ajfa-9721	128	66	assured	assure	VERB
ajfa-9721	128	67	rs	rs	NOUN
ajfa-9721	128	68	.	.	PROPN
ajfa-9721	128	69	5	5	NUM
ajfa-9721	128	70	lakh	lakh	NOUN
ajfa-9721	128	71	assured	assure	VERB
ajfa-9721	128	72	as	as	SCONJ
ajfa-9721	128	73	noted	note	VERB
ajfa-9721	128	74	before	before	ADV
ajfa-9721	128	75	,	,	PUNCT
ajfa-9721	128	76	the	the	DET
ajfa-9721	128	77	unadjusted	unadjusted	ADJ
ajfa-9721	128	78	and	and	CCONJ
ajfa-9721	128	79	adjusted	adjust	VERB
ajfa-9721	128	80	irr	irr	NOUN
ajfa-9721	128	81	curves	curve	NOUN
ajfa-9721	128	82	for	for	ADP
ajfa-9721	128	83	the	the	DET
ajfa-9721	128	84	money	money	NOUN
ajfa-9721	128	85	back	back	NOUN
ajfa-9721	128	86	plan	plan	NOUN
ajfa-9721	128	87	are	be	AUX
ajfa-9721	128	88	observed	observe	VERB
ajfa-9721	128	89	to	to	PART
ajfa-9721	128	90	follow	follow	VERB
ajfa-9721	128	91	similar	similar	ADJ
ajfa-9721	128	92	patterns	pattern	NOUN
ajfa-9721	128	93	,	,	PUNCT
ajfa-9721	128	94	at	at	ADP
ajfa-9721	128	95	different	different	ADJ
ajfa-9721	128	96	levels	level	NOUN
ajfa-9721	128	97	of	of	ADP
ajfa-9721	128	98	sum	sum	NOUN
ajfa-9721	128	99	assured	assure	VERB
ajfa-9721	128	100	,	,	PUNCT
ajfa-9721	128	101	and	and	CCONJ
ajfa-9721	128	102	across	across	ADP
ajfa-9721	128	103	different	different	ADJ
ajfa-9721	128	104	maturity	maturity	NOUN
ajfa-9721	128	105	periods	period	NOUN
ajfa-9721	128	106	.	.	PUNCT
ajfa-9721	129	1	for	for	ADP
ajfa-9721	129	2	this	this	DET
ajfa-9721	129	3	policy	policy	NOUN
ajfa-9721	129	4	,	,	PUNCT
ajfa-9721	129	5	higher	high	ADJ
ajfa-9721	129	6	levels	level	NOUN
ajfa-9721	129	7	of	of	ADP
ajfa-9721	129	8	sum	sum	NOUN
ajfa-9721	129	9	assured	assure	VERB
ajfa-9721	129	10	are	be	AUX
ajfa-9721	129	11	observed	observe	VERB
ajfa-9721	129	12	to	to	PART
ajfa-9721	129	13	give	give	VERB
ajfa-9721	129	14	higher	high	ADJ
ajfa-9721	129	15	rates	rate	NOUN
ajfa-9721	129	16	of	of	ADP
ajfa-9721	129	17	return	return	NOUN
ajfa-9721	129	18	.	.	PUNCT
ajfa-9721	130	1	the	the	DET
ajfa-9721	130	2	rates	rate	NOUN
ajfa-9721	130	3	of	of	ADP
ajfa-9721	130	4	returns	return	NOUN
ajfa-9721	130	5	are	be	AUX
ajfa-9721	130	6	observed	observe	VERB
ajfa-9721	130	7	to	to	PART
ajfa-9721	130	8	decrease	decrease	VERB
ajfa-9721	130	9	with	with	ADP
ajfa-9721	130	10	age	age	NOUN
ajfa-9721	130	11	.	.	PUNCT
ajfa-9721	131	1	the	the	DET
ajfa-9721	131	2	rate	rate	NOUN
ajfa-9721	131	3	of	of	ADP
ajfa-9721	131	4	decrease	decrease	NOUN
ajfa-9721	131	5	of	of	ADP
ajfa-9721	131	6	rates	rate	NOUN
ajfa-9721	131	7	of	of	ADP
ajfa-9721	131	8	return	return	NOUN
ajfa-9721	131	9	with	with	ADP
ajfa-9721	131	10	age	age	NOUN
ajfa-9721	131	11	is	be	AUX
ajfa-9721	131	12	fast	fast	ADJ
ajfa-9721	131	13	in	in	ADP
ajfa-9721	131	14	all	all	DET
ajfa-9721	131	15	the	the	DET
ajfa-9721	131	16	cases	case	NOUN
ajfa-9721	131	17	,	,	PUNCT
ajfa-9721	131	18	and	and	CCONJ
ajfa-9721	131	19	hence	hence	ADV
ajfa-9721	131	20	the	the	DET
ajfa-9721	131	21	irr	irr	NOUN
ajfa-9721	131	22	curves	curve	NOUN
ajfa-9721	131	23	in	in	ADP
ajfa-9721	131	24	each	each	DET
ajfa-9721	131	25	case	case	NOUN
ajfa-9721	131	26	have	have	VERB
ajfa-9721	131	27	a	a	DET
ajfa-9721	131	28	steep	steep	ADJ
ajfa-9721	131	29	slope	slope	NOUN
ajfa-9721	131	30	,	,	PUNCT
ajfa-9721	131	31	becoming	become	VERB
ajfa-9721	131	32	negative	negative	ADJ
ajfa-9721	131	33	at	at	ADP
ajfa-9721	131	34	certain	certain	ADJ
ajfa-9721	131	35	ages	age	NOUN
ajfa-9721	131	36	.	.	PUNCT
ajfa-9721	132	1	the	the	DET
ajfa-9721	132	2	irr	irr	NOUN
ajfa-9721	132	3	curves	curve	NOUN
ajfa-9721	132	4	are	be	AUX
ajfa-9721	132	5	almost	almost	ADV
ajfa-9721	132	6	parallel	parallel	ADJ
ajfa-9721	132	7	to	to	ADP
ajfa-9721	132	8	each	each	DET
ajfa-9721	132	9	other	other	ADJ
ajfa-9721	132	10	,	,	PUNCT
ajfa-9721	132	11	indicating	indicate	VERB
ajfa-9721	132	12	that	that	SCONJ
ajfa-9721	132	13	at	at	ADP
ajfa-9721	132	14	different	different	ADJ
ajfa-9721	132	15	levels	level	NOUN
ajfa-9721	132	16	of	of	ADP
ajfa-9721	132	17	sum	sum	NOUN
ajfa-9721	132	18	assured	assure	VERB
ajfa-9721	132	19	the	the	DET
ajfa-9721	132	20	rates	rate	NOUN
ajfa-9721	132	21	of	of	ADP
ajfa-9721	132	22	return	return	NOUN
ajfa-9721	132	23	decrease	decrease	NOUN
ajfa-9721	132	24	at	at	ADP
ajfa-9721	132	25	a	a	DET
ajfa-9721	132	26	uniform	uniform	ADJ
ajfa-9721	132	27	rate	rate	NOUN
ajfa-9721	132	28	.	.	PUNCT
ajfa-9721	133	1	unadjusted	unadjuste	VERB
ajfa-9721	133	2	rate	rate	NOUN
ajfa-9721	133	3	of	of	ADP
ajfa-9721	133	4	return	return	NOUN
ajfa-9721	133	5	for	for	ADP
ajfa-9721	133	6	flexi	flexi	NOUN
ajfa-9721	133	7	-	-	PUNCT
ajfa-9721	133	8	plan	plan	NOUN
ajfa-9721	133	9	(	(	PUNCT
ajfa-9721	133	10	assuming	assume	VERB
ajfa-9721	133	11	8	8	NUM
ajfa-9721	133	12	%	%	NOUN
ajfa-9721	133	13	growth	growth	NOUN
ajfa-9721	133	14	)	)	PUNCT
ajfa-9721	133	15	with	with	ADP
ajfa-9721	133	16	15	15	NUM
ajfa-9721	133	17	yr	yr	NOUN
ajfa-9721	133	18	.	.	PUNCT
ajfa-9721	133	19	maturity	maturity	NOUN
ajfa-9721	133	20	0.00	0.00	NUM
ajfa-9721	133	21	%	%	NOUN
ajfa-9721	133	22	1.00	1.00	NUM
ajfa-9721	133	23	%	%	NOUN
ajfa-9721	133	24	2.00	2.00	NUM
ajfa-9721	133	25	%	%	NOUN
ajfa-9721	133	26	3.00	3.00	NUM
ajfa-9721	133	27	%	%	NOUN
ajfa-9721	133	28	4.00	4.00	NUM
ajfa-9721	133	29	%	%	NOUN
ajfa-9721	133	30	5.00	5.00	NUM
ajfa-9721	133	31	%	%	NOUN
ajfa-9721	133	32	6.00	6.00	NUM
ajfa-9721	133	33	%	%	NOUN
ajfa-9721	133	34	18	18	NUM
ajfa-9721	133	35	20	20	NUM
ajfa-9721	133	36	22	22	NUM
ajfa-9721	133	37	24	24	NUM
ajfa-9721	133	38	26	26	NUM
ajfa-9721	133	39	28	28	NUM
ajfa-9721	133	40	30	30	NUM
ajfa-9721	133	41	32	32	NUM
ajfa-9721	133	42	34	34	NUM
ajfa-9721	133	43	36	36	NUM
ajfa-9721	133	44	38	38	NUM
ajfa-9721	133	45	40	40	NUM
ajfa-9721	133	46	42	42	NUM
ajfa-9721	133	47	44	44	NUM
ajfa-9721	133	48	46	46	NUM
ajfa-9721	133	49	48	48	NUM
ajfa-9721	133	50	50	50	NUM
ajfa-9721	133	51	52	52	NUM
ajfa-9721	133	52	54	54	NUM
ajfa-9721	133	53	56	56	NUM
ajfa-9721	133	54	58	58	NUM
ajfa-9721	133	55	60	60	NUM
ajfa-9721	133	56	age	age	NOUN
ajfa-9721	133	57	rs	rs	NOUN
ajfa-9721	133	58	.	.	NOUN
ajfa-9721	134	1	1	1	NUM
ajfa-9721	134	2	lakh	lakh	NOUN
ajfa-9721	134	3	assured	assure	VERB
ajfa-9721	134	4	rs	rs	NOUN
ajfa-9721	134	5	.	.	NOUN
ajfa-9721	134	6	2	2	NUM
ajfa-9721	134	7	lakh	lakh	NOUN
ajfa-9721	134	8	assured	assure	VERB
ajfa-9721	134	9	rs	rs	NOUN
ajfa-9721	134	10	.	.	PROPN
ajfa-9721	134	11	3	3	NUM
ajfa-9721	134	12	lakh	lakh	NOUN
ajfa-9721	134	13	assured	assure	VERB
ajfa-9721	134	14	rs	rs	NOUN
ajfa-9721	134	15	.	.	PROPN
ajfa-9721	134	16	4	4	NUM
ajfa-9721	134	17	lakh	lakh	NOUN
ajfa-9721	134	18	assured	assure	VERB
ajfa-9721	134	19	rs	rs	NOUN
ajfa-9721	134	20	.	.	PROPN
ajfa-9721	134	21	5	5	NUM
ajfa-9721	134	22	lakh	lakh	NOUN
ajfa-9721	134	23	assured	assure	VERB
ajfa-9721	134	24	unadjusted	unadjusted	ADJ
ajfa-9721	134	25	rate	rate	NOUN
ajfa-9721	134	26	of	of	ADP
ajfa-9721	134	27	return	return	NOUN
ajfa-9721	134	28	for	for	ADP
ajfa-9721	134	29	flexi	flexi	NOUN
ajfa-9721	134	30	-	-	PUNCT
ajfa-9721	134	31	plan	plan	NOUN
ajfa-9721	134	32	(	(	PUNCT
ajfa-9721	134	33	assuming	assume	VERB
ajfa-9721	134	34	8	8	NUM
ajfa-9721	134	35	%	%	NOUN
ajfa-9721	134	36	growth	growth	NOUN
ajfa-9721	134	37	)	)	PUNCT
ajfa-9721	134	38	with	with	ADP
ajfa-9721	134	39	20	20	NUM
ajfa-9721	134	40	yr	yr	NOUN
ajfa-9721	134	41	.	.	PUNCT
ajfa-9721	134	42	maturity	maturity	NOUN
ajfa-9721	134	43	5.10	5.10	NUM
ajfa-9721	134	44	%	%	NOUN
ajfa-9721	134	45	5.20	5.20	NUM
ajfa-9721	134	46	%	%	NOUN
ajfa-9721	134	47	5.30	5.30	NUM
ajfa-9721	134	48	%	%	NOUN
ajfa-9721	134	49	5.40	5.40	NUM
ajfa-9721	134	50	%	%	NOUN
ajfa-9721	134	51	5.50	5.50	NUM
ajfa-9721	134	52	%	%	NOUN
ajfa-9721	134	53	5.60	5.60	NUM
ajfa-9721	134	54	%	%	NOUN
ajfa-9721	134	55	5.70	5.70	NUM
ajfa-9721	134	56	%	%	NOUN
ajfa-9721	134	57	5.80	5.80	NUM
ajfa-9721	134	58	%	%	NOUN
ajfa-9721	134	59	5.90	5.90	NUM
ajfa-9721	134	60	%	%	NOUN
ajfa-9721	134	61	6.00	6.00	NUM
ajfa-9721	134	62	%	%	NOUN
ajfa-9721	134	63	6.10	6.10	NUM
ajfa-9721	134	64	%	%	NOUN
ajfa-9721	134	65	18	18	NUM
ajfa-9721	134	66	20	20	NUM
ajfa-9721	134	67	22	22	NUM
ajfa-9721	134	68	24	24	NUM
ajfa-9721	134	69	26	26	NUM
ajfa-9721	134	70	28	28	NUM
ajfa-9721	134	71	30	30	NUM
ajfa-9721	134	72	32	32	NUM
ajfa-9721	134	73	34	34	NUM
ajfa-9721	134	74	36	36	NUM
ajfa-9721	134	75	38	38	NUM
ajfa-9721	134	76	40	40	NUM
ajfa-9721	134	77	42	42	NUM
ajfa-9721	134	78	44	44	NUM
ajfa-9721	134	79	46	46	NUM
ajfa-9721	134	80	48	48	NUM
ajfa-9721	134	81	50	50	NUM
ajfa-9721	134	82	52	52	NUM
ajfa-9721	134	83	54	54	NUM
ajfa-9721	134	84	age	age	NOUN
ajfa-9721	134	85	rs	rs	NOUN
ajfa-9721	134	86	.	.	NOUN
ajfa-9721	135	1	1	1	NUM
ajfa-9721	135	2	lakh	lakh	NOUN
ajfa-9721	135	3	assured	assure	VERB
ajfa-9721	135	4	rs	rs	NOUN
ajfa-9721	135	5	.	.	NOUN
ajfa-9721	135	6	2	2	NUM
ajfa-9721	135	7	lakh	lakh	NOUN
ajfa-9721	135	8	assured	assure	VERB
ajfa-9721	135	9	rs	rs	NOUN
ajfa-9721	135	10	.	.	PROPN
ajfa-9721	135	11	3	3	NUM
ajfa-9721	135	12	lakh	lakh	NOUN
ajfa-9721	135	13	assured	assure	VERB
ajfa-9721	135	14	rs	rs	NOUN
ajfa-9721	135	15	.	.	PROPN
ajfa-9721	135	16	4	4	NUM
ajfa-9721	135	17	lakh	lakh	NOUN
ajfa-9721	135	18	assured	assure	VERB
ajfa-9721	135	19	rs.5	rs.5	PROPN
ajfa-9721	135	20	lakh	lakh	PROPN
ajfa-9721	135	21	assured	assure	VERB
ajfa-9721	135	22	asian	asian	ADJ
ajfa-9721	135	23	journal	journal	NOUN
ajfa-9721	135	24	of	of	ADP
ajfa-9721	135	25	finance	finance	PROPN
ajfa-9721	135	26	&	&	CCONJ
ajfa-9721	135	27	accounting	accounting	PROPN
ajfa-9721	135	28	issn	issn	PROPN
ajfa-9721	135	29	1946	1946	NUM
ajfa-9721	135	30	-	-	PUNCT
ajfa-9721	135	31	052x	052x	PROPN
ajfa-9721	135	32	2016	2016	NUM
ajfa-9721	135	33	,	,	PUNCT
ajfa-9721	135	34	vol	vol	NOUN
ajfa-9721	135	35	.	.	PROPN
ajfa-9721	135	36	8	8	NUM
ajfa-9721	135	37	,	,	PUNCT
ajfa-9721	135	38	no	no	INTJ
ajfa-9721	135	39	.	.	NOUN
ajfa-9721	135	40	2	2	NUM
ajfa-9721	135	41	ajfa.macrothink.org	ajfa.macrothink.org	ADJ
ajfa-9721	135	42	83	83	NUM
ajfa-9721	135	43	unadjusted	unadjusted	ADJ
ajfa-9721	135	44	rate	rate	NOUN
ajfa-9721	135	45	of	of	ADP
ajfa-9721	135	46	return	return	NOUN
ajfa-9721	135	47	for	for	ADP
ajfa-9721	135	48	flexi	flexi	NOUN
ajfa-9721	135	49	-	-	PUNCT
ajfa-9721	135	50	plan	plan	NOUN
ajfa-9721	135	51	(	(	PUNCT
ajfa-9721	135	52	assuming	assume	VERB
ajfa-9721	135	53	8	8	NUM
ajfa-9721	135	54	%	%	NOUN
ajfa-9721	135	55	growth	growth	NOUN
ajfa-9721	135	56	)	)	PUNCT
ajfa-9721	135	57	with	with	ADP
ajfa-9721	135	58	25	25	NUM
ajfa-9721	135	59	yr	yr	NOUN
ajfa-9721	135	60	.	.	PUNCT
ajfa-9721	135	61	maturity	maturity	NOUN
ajfa-9721	135	62	5.70	5.70	NUM
ajfa-9721	135	63	%	%	NOUN
ajfa-9721	135	64	5.80	5.80	NUM
ajfa-9721	135	65	%	%	NOUN
ajfa-9721	135	66	5.90	5.90	NUM
ajfa-9721	135	67	%	%	NOUN
ajfa-9721	135	68	6.00	6.00	NUM
ajfa-9721	135	69	%	%	NOUN
ajfa-9721	135	70	6.10	6.10	NUM
ajfa-9721	135	71	%	%	NOUN
ajfa-9721	135	72	6.20	6.20	NUM
ajfa-9721	135	73	%	%	NOUN
ajfa-9721	135	74	6.30	6.30	NUM
ajfa-9721	135	75	%	%	NOUN
ajfa-9721	135	76	18	18	NUM
ajfa-9721	135	77	20	20	NUM
ajfa-9721	135	78	22	22	NUM
ajfa-9721	135	79	24	24	NUM
ajfa-9721	135	80	26	26	NUM
ajfa-9721	135	81	28	28	NUM
ajfa-9721	135	82	30	30	NUM
ajfa-9721	135	83	32	32	NUM
ajfa-9721	135	84	34	34	NUM
ajfa-9721	135	85	36	36	NUM
ajfa-9721	135	86	38	38	NUM
ajfa-9721	135	87	40	40	NUM
ajfa-9721	135	88	42	42	NUM
ajfa-9721	135	89	44	44	NUM
ajfa-9721	135	90	46	46	NUM
ajfa-9721	135	91	48	48	NUM
ajfa-9721	135	92	50	50	NUM
ajfa-9721	135	93	age	age	NOUN
ajfa-9721	135	94	rs.1	rs.1	NOUN
ajfa-9721	135	95	lakh	lakh	NOUN
ajfa-9721	135	96	assured	assure	VERB
ajfa-9721	135	97	rs	rs	NOUN
ajfa-9721	135	98	.	.	NOUN
ajfa-9721	135	99	2	2	NUM
ajfa-9721	135	100	lakh	lakh	NOUN
ajfa-9721	135	101	assured	assure	VERB
ajfa-9721	135	102	rs	rs	NOUN
ajfa-9721	135	103	.	.	PROPN
ajfa-9721	135	104	3	3	NUM
ajfa-9721	135	105	lakh	lakh	NOUN
ajfa-9721	135	106	assured	assure	VERB
ajfa-9721	135	107	rs	rs	NOUN
ajfa-9721	135	108	.	.	PROPN
ajfa-9721	135	109	4	4	NUM
ajfa-9721	135	110	lakh	lakh	NOUN
ajfa-9721	135	111	assured	assure	VERB
ajfa-9721	135	112	rs	rs	NOUN
ajfa-9721	135	113	.	.	PROPN
ajfa-9721	135	114	5	5	NUM
ajfa-9721	135	115	lakh	lakh	NOUN
ajfa-9721	135	116	assured	assure	VERB
ajfa-9721	135	117	adjusted	adjusted	ADJ
ajfa-9721	135	118	rate	rate	NOUN
ajfa-9721	135	119	of	of	ADP
ajfa-9721	135	120	return	return	NOUN
ajfa-9721	135	121	for	for	ADP
ajfa-9721	135	122	flexi	flexi	NOUN
ajfa-9721	135	123	-	-	PUNCT
ajfa-9721	135	124	plan	plan	NOUN
ajfa-9721	135	125	(	(	PUNCT
ajfa-9721	135	126	assuming	assume	VERB
ajfa-9721	135	127	8	8	NUM
ajfa-9721	135	128	%	%	NOUN
ajfa-9721	135	129	growth	growth	NOUN
ajfa-9721	135	130	)	)	PUNCT
ajfa-9721	135	131	with	with	ADP
ajfa-9721	135	132	15	15	NUM
ajfa-9721	135	133	yr	yr	NOUN
ajfa-9721	135	134	.	.	PUNCT
ajfa-9721	135	135	maturity	maturity	NOUN
ajfa-9721	135	136	0.00	0.00	NUM
ajfa-9721	135	137	%	%	NOUN
ajfa-9721	135	138	1.00	1.00	NUM
ajfa-9721	135	139	%	%	NOUN
ajfa-9721	135	140	2.00	2.00	NUM
ajfa-9721	135	141	%	%	NOUN
ajfa-9721	135	142	3.00	3.00	NUM
ajfa-9721	135	143	%	%	NOUN
ajfa-9721	135	144	4.00	4.00	NUM
ajfa-9721	135	145	%	%	NOUN
ajfa-9721	135	146	5.00	5.00	NUM
ajfa-9721	135	147	%	%	NOUN
ajfa-9721	135	148	6.00	6.00	NUM
ajfa-9721	135	149	%	%	NOUN
ajfa-9721	135	150	18	18	NUM
ajfa-9721	135	151	20	20	NUM
ajfa-9721	135	152	22	22	NUM
ajfa-9721	135	153	24	24	NUM
ajfa-9721	135	154	26	26	NUM
ajfa-9721	135	155	28	28	NUM
ajfa-9721	135	156	30	30	NUM
ajfa-9721	135	157	32	32	NUM
ajfa-9721	135	158	34	34	NUM
ajfa-9721	135	159	36	36	NUM
ajfa-9721	135	160	38	38	NUM
ajfa-9721	135	161	40	40	NUM
ajfa-9721	135	162	42	42	NUM
ajfa-9721	135	163	44	44	NUM
ajfa-9721	135	164	46	46	NUM
ajfa-9721	135	165	48	48	NUM
ajfa-9721	135	166	50	50	NUM
ajfa-9721	135	167	52	52	NUM
ajfa-9721	135	168	54	54	NUM
ajfa-9721	135	169	56	56	NUM
ajfa-9721	135	170	58	58	NUM
ajfa-9721	135	171	60	60	NUM
ajfa-9721	135	172	age	age	NOUN
ajfa-9721	135	173	rs	rs	NOUN
ajfa-9721	135	174	.	.	NOUN
ajfa-9721	136	1	1	1	NUM
ajfa-9721	136	2	lakh	lakh	NOUN
ajfa-9721	136	3	assured	assure	VERB
ajfa-9721	136	4	rs	rs	NOUN
ajfa-9721	136	5	.	.	NOUN
ajfa-9721	136	6	2	2	NUM
ajfa-9721	136	7	lakh	lakh	NOUN
ajfa-9721	136	8	assured	assure	VERB
ajfa-9721	136	9	rs	rs	NOUN
ajfa-9721	136	10	.	.	PROPN
ajfa-9721	136	11	3	3	NUM
ajfa-9721	136	12	lakh	lakh	NOUN
ajfa-9721	136	13	assured	assure	VERB
ajfa-9721	136	14	rs	rs	NOUN
ajfa-9721	136	15	.	.	PROPN
ajfa-9721	136	16	4	4	NUM
ajfa-9721	136	17	lakh	lakh	NOUN
ajfa-9721	136	18	assured	assure	VERB
ajfa-9721	136	19	rs	rs	NOUN
ajfa-9721	136	20	.	.	PROPN
ajfa-9721	136	21	5	5	NUM
ajfa-9721	136	22	lakh	lakh	NOUN
ajfa-9721	136	23	assured	assure	VERB
ajfa-9721	136	24	adjusted	adjusted	ADJ
ajfa-9721	136	25	rate	rate	NOUN
ajfa-9721	136	26	of	of	ADP
ajfa-9721	136	27	return	return	NOUN
ajfa-9721	136	28	for	for	ADP
ajfa-9721	136	29	flexi	flexi	NOUN
ajfa-9721	136	30	-	-	PUNCT
ajfa-9721	136	31	plan	plan	NOUN
ajfa-9721	136	32	(	(	PUNCT
ajfa-9721	136	33	assuming	assume	VERB
ajfa-9721	136	34	8	8	NUM
ajfa-9721	136	35	%	%	NOUN
ajfa-9721	136	36	growth	growth	NOUN
ajfa-9721	136	37	)	)	PUNCT
ajfa-9721	136	38	with	with	ADP
ajfa-9721	136	39	20	20	NUM
ajfa-9721	136	40	yr	yr	NOUN
ajfa-9721	136	41	.	.	PUNCT
ajfa-9721	136	42	maturity	maturity	NOUN
ajfa-9721	136	43	0.00	0.00	NUM
ajfa-9721	136	44	%	%	NOUN
ajfa-9721	136	45	1.00	1.00	NUM
ajfa-9721	136	46	%	%	NOUN
ajfa-9721	136	47	2.00	2.00	NUM
ajfa-9721	136	48	%	%	NOUN
ajfa-9721	136	49	3.00	3.00	NUM
ajfa-9721	136	50	%	%	NOUN
ajfa-9721	136	51	4.00	4.00	NUM
ajfa-9721	136	52	%	%	NOUN
ajfa-9721	136	53	5.00	5.00	NUM
ajfa-9721	136	54	%	%	NOUN
ajfa-9721	136	55	6.00	6.00	NUM
ajfa-9721	136	56	%	%	NOUN
ajfa-9721	136	57	7.00	7.00	NUM
ajfa-9721	136	58	%	%	NOUN
ajfa-9721	136	59	18	18	NUM
ajfa-9721	136	60	20	20	NUM
ajfa-9721	136	61	22	22	NUM
ajfa-9721	136	62	24	24	NUM
ajfa-9721	136	63	26	26	NUM
ajfa-9721	136	64	28	28	NUM
ajfa-9721	136	65	30	30	NUM
ajfa-9721	136	66	32	32	NUM
ajfa-9721	136	67	34	34	NUM
ajfa-9721	136	68	36	36	NUM
ajfa-9721	136	69	38	38	NUM
ajfa-9721	136	70	40	40	NUM
ajfa-9721	136	71	42	42	NUM
ajfa-9721	136	72	44	44	NUM
ajfa-9721	136	73	46	46	NUM
ajfa-9721	136	74	48	48	NUM
ajfa-9721	136	75	50	50	NUM
ajfa-9721	136	76	52	52	NUM
ajfa-9721	136	77	54	54	NUM
ajfa-9721	136	78	age	age	NOUN
ajfa-9721	136	79	rs	rs	NOUN
ajfa-9721	136	80	.	.	NOUN
ajfa-9721	137	1	1	1	NUM
ajfa-9721	137	2	lakh	lakh	NOUN
ajfa-9721	137	3	assured	assure	VERB
ajfa-9721	137	4	rs	rs	NOUN
ajfa-9721	137	5	.	.	NOUN
ajfa-9721	137	6	2	2	NUM
ajfa-9721	137	7	lakh	lakh	NOUN
ajfa-9721	137	8	assured	assure	VERB
ajfa-9721	137	9	rs	rs	NOUN
ajfa-9721	137	10	.	.	PROPN
ajfa-9721	137	11	3	3	NUM
ajfa-9721	137	12	lakh	lakh	NOUN
ajfa-9721	137	13	assured	assure	VERB
ajfa-9721	137	14	rs	rs	NOUN
ajfa-9721	137	15	.	.	PROPN
ajfa-9721	137	16	4	4	NUM
ajfa-9721	137	17	lakh	lakh	NOUN
ajfa-9721	137	18	assured	assure	VERB
ajfa-9721	137	19	rs.5	rs.5	PROPN
ajfa-9721	137	20	lakh	lakh	PROPN
ajfa-9721	137	21	assured	assure	VERB
ajfa-9721	137	22	adjusted	adjusted	ADJ
ajfa-9721	137	23	rate	rate	NOUN
ajfa-9721	137	24	of	of	ADP
ajfa-9721	137	25	return	return	NOUN
ajfa-9721	137	26	for	for	ADP
ajfa-9721	137	27	flexi	flexi	NOUN
ajfa-9721	137	28	-	-	PUNCT
ajfa-9721	137	29	plan	plan	NOUN
ajfa-9721	137	30	(	(	PUNCT
ajfa-9721	137	31	assuming	assume	VERB
ajfa-9721	137	32	8	8	NUM
ajfa-9721	137	33	%	%	NOUN
ajfa-9721	137	34	growth	growth	NOUN
ajfa-9721	137	35	)	)	PUNCT
ajfa-9721	137	36	with	with	ADP
ajfa-9721	137	37	25	25	NUM
ajfa-9721	137	38	yr	yr	NOUN
ajfa-9721	137	39	.	.	PUNCT
ajfa-9721	137	40	maturity	maturity	NOUN
ajfa-9721	137	41	0.00	0.00	NUM
ajfa-9721	137	42	%	%	NOUN
ajfa-9721	137	43	1.00	1.00	NUM
ajfa-9721	137	44	%	%	NOUN
ajfa-9721	137	45	2.00	2.00	NUM
ajfa-9721	137	46	%	%	NOUN
ajfa-9721	137	47	3.00	3.00	NUM
ajfa-9721	137	48	%	%	NOUN
ajfa-9721	137	49	4.00	4.00	NUM
ajfa-9721	137	50	%	%	NOUN
ajfa-9721	137	51	5.00	5.00	NUM
ajfa-9721	137	52	%	%	NOUN
ajfa-9721	137	53	6.00	6.00	NUM
ajfa-9721	137	54	%	%	NOUN
ajfa-9721	137	55	7.00	7.00	NUM
ajfa-9721	137	56	%	%	NOUN
ajfa-9721	137	57	18	18	NUM
ajfa-9721	137	58	20	20	NUM
ajfa-9721	137	59	22	22	NUM
ajfa-9721	137	60	24	24	NUM
ajfa-9721	137	61	26	26	NUM
ajfa-9721	137	62	28	28	NUM
ajfa-9721	137	63	30	30	NUM
ajfa-9721	137	64	32	32	NUM
ajfa-9721	137	65	34	34	NUM
ajfa-9721	137	66	36	36	NUM
ajfa-9721	137	67	38	38	NUM
ajfa-9721	137	68	40	40	NUM
ajfa-9721	137	69	42	42	NUM
ajfa-9721	137	70	44	44	NUM
ajfa-9721	137	71	46	46	NUM
ajfa-9721	137	72	48	48	NUM
ajfa-9721	137	73	50	50	NUM
ajfa-9721	137	74	age	age	NOUN
ajfa-9721	137	75	rs	rs	NOUN
ajfa-9721	137	76	.	.	NOUN
ajfa-9721	138	1	1	1	NUM
ajfa-9721	138	2	lakh	lakh	NOUN
ajfa-9721	138	3	assured	assure	VERB
ajfa-9721	138	4	rs	rs	NOUN
ajfa-9721	138	5	.	.	NOUN
ajfa-9721	138	6	2	2	NUM
ajfa-9721	138	7	lakh	lakh	NOUN
ajfa-9721	138	8	assured	assure	VERB
ajfa-9721	138	9	rs	rs	NOUN
ajfa-9721	138	10	.	.	PROPN
ajfa-9721	138	11	3	3	NUM
ajfa-9721	138	12	lakh	lakh	NOUN
ajfa-9721	138	13	assured	assure	VERB
ajfa-9721	138	14	rs	rs	NOUN
ajfa-9721	138	15	.	.	PROPN
ajfa-9721	138	16	4	4	NUM
ajfa-9721	138	17	lakh	lakh	NOUN
ajfa-9721	138	18	assured	assure	VERB
ajfa-9721	138	19	rs	rs	NOUN
ajfa-9721	138	20	5	5	NUM
ajfa-9721	138	21	lakh	lakh	NOUN
ajfa-9721	138	22	assured	assure	VERB
ajfa-9721	138	23	asian	asian	ADJ
ajfa-9721	138	24	journal	journal	NOUN
ajfa-9721	138	25	of	of	ADP
ajfa-9721	138	26	finance	finance	PROPN
ajfa-9721	138	27	&	&	CCONJ
ajfa-9721	138	28	accounting	accounting	PROPN
ajfa-9721	138	29	issn	issn	PROPN
ajfa-9721	138	30	1946	1946	NUM
ajfa-9721	138	31	-	-	PUNCT
ajfa-9721	138	32	052x	052x	PROPN
ajfa-9721	138	33	2016	2016	NUM
ajfa-9721	138	34	,	,	PUNCT
ajfa-9721	138	35	vol	vol	NOUN
ajfa-9721	138	36	.	.	PROPN
ajfa-9721	138	37	8	8	NUM
ajfa-9721	138	38	,	,	PUNCT
ajfa-9721	138	39	no	no	INTJ
ajfa-9721	138	40	.	.	NOUN
ajfa-9721	138	41	2	2	NUM
ajfa-9721	138	42	ajfa.macrothink.org	ajfa.macrothink.org	ADJ
ajfa-9721	138	43	84	84	NUM
ajfa-9721	138	44	unadjusted	unadjusted	ADJ
ajfa-9721	138	45	rate	rate	NOUN
ajfa-9721	138	46	of	of	ADP
ajfa-9721	138	47	return	return	NOUN
ajfa-9721	138	48	for	for	ADP
ajfa-9721	138	49	flexi	flexi	NOUN
ajfa-9721	138	50	-	-	PUNCT
ajfa-9721	138	51	plan	plan	NOUN
ajfa-9721	138	52	(	(	PUNCT
ajfa-9721	138	53	assuming	assume	VERB
ajfa-9721	138	54	10	10	NUM
ajfa-9721	138	55	%	%	NOUN
ajfa-9721	138	56	growth	growth	NOUN
ajfa-9721	138	57	)	)	PUNCT
ajfa-9721	138	58	with	with	ADP
ajfa-9721	138	59	15	15	NUM
ajfa-9721	138	60	yr	yr	NOUN
ajfa-9721	138	61	.	.	PUNCT
ajfa-9721	138	62	maturity	maturity	NOUN
ajfa-9721	138	63	6.00	6.00	NUM
ajfa-9721	138	64	%	%	NOUN
ajfa-9721	138	65	6.20	6.20	NUM
ajfa-9721	138	66	%	%	NOUN
ajfa-9721	138	67	6.40	6.40	NUM
ajfa-9721	138	68	%	%	NOUN
ajfa-9721	138	69	6.60	6.60	NUM
ajfa-9721	138	70	%	%	NOUN
ajfa-9721	138	71	6.80	6.80	NUM
ajfa-9721	138	72	%	%	NOUN
ajfa-9721	138	73	7.00	7.00	NUM
ajfa-9721	138	74	%	%	NOUN
ajfa-9721	138	75	7.20	7.20	NUM
ajfa-9721	138	76	%	%	NOUN
ajfa-9721	138	77	7.40	7.40	NUM
ajfa-9721	138	78	%	%	NOUN
ajfa-9721	138	79	7.60	7.60	NUM
ajfa-9721	138	80	%	%	NOUN
ajfa-9721	138	81	18	18	NUM
ajfa-9721	138	82	20	20	NUM
ajfa-9721	138	83	22	22	NUM
ajfa-9721	138	84	24	24	NUM
ajfa-9721	138	85	26	26	NUM
ajfa-9721	138	86	28	28	NUM
ajfa-9721	138	87	30	30	NUM
ajfa-9721	138	88	32	32	NUM
ajfa-9721	138	89	34	34	NUM
ajfa-9721	138	90	36	36	NUM
ajfa-9721	138	91	38	38	NUM
ajfa-9721	138	92	40	40	NUM
ajfa-9721	138	93	42	42	NUM
ajfa-9721	138	94	44	44	NUM
ajfa-9721	138	95	46	46	NUM
ajfa-9721	138	96	48	48	NUM
ajfa-9721	138	97	50	50	NUM
ajfa-9721	138	98	52	52	NUM
ajfa-9721	138	99	54	54	NUM
ajfa-9721	138	100	56	56	NUM
ajfa-9721	138	101	58	58	NUM
ajfa-9721	138	102	60	60	NUM
ajfa-9721	138	103	age	age	NOUN
ajfa-9721	138	104	rs	rs	NOUN
ajfa-9721	138	105	.	.	NOUN
ajfa-9721	139	1	1	1	NUM
ajfa-9721	139	2	lakh	lakh	NOUN
ajfa-9721	139	3	assured	assure	VERB
ajfa-9721	139	4	rs	rs	NOUN
ajfa-9721	139	5	.	.	NOUN
ajfa-9721	139	6	2	2	NUM
ajfa-9721	139	7	lakh	lakh	NOUN
ajfa-9721	139	8	assured	assure	VERB
ajfa-9721	139	9	rs	rs	NOUN
ajfa-9721	139	10	.	.	PROPN
ajfa-9721	139	11	3	3	NUM
ajfa-9721	139	12	lakh	lakh	NOUN
ajfa-9721	139	13	assured	assure	VERB
ajfa-9721	139	14	rs	rs	NOUN
ajfa-9721	139	15	4	4	NUM
ajfa-9721	139	16	lakh	lakh	NOUN
ajfa-9721	139	17	assured	assure	VERB
ajfa-9721	139	18	rs	rs	NOUN
ajfa-9721	139	19	.	.	PROPN
ajfa-9721	139	20	5	5	NUM
ajfa-9721	139	21	lakh	lakh	NOUN
ajfa-9721	139	22	assured	assure	VERB
ajfa-9721	139	23	adjusted	adjusted	ADJ
ajfa-9721	139	24	rate	rate	NOUN
ajfa-9721	139	25	of	of	ADP
ajfa-9721	139	26	return	return	NOUN
ajfa-9721	139	27	for	for	ADP
ajfa-9721	139	28	flexi	flexi	NOUN
ajfa-9721	139	29	-	-	PUNCT
ajfa-9721	139	30	plan	plan	NOUN
ajfa-9721	139	31	(	(	PUNCT
ajfa-9721	139	32	assuming	assume	VERB
ajfa-9721	139	33	10	10	NUM
ajfa-9721	139	34	%	%	NOUN
ajfa-9721	139	35	growth	growth	NOUN
ajfa-9721	139	36	)	)	PUNCT
ajfa-9721	139	37	with	with	ADP
ajfa-9721	139	38	15	15	NUM
ajfa-9721	139	39	yr	yr	NOUN
ajfa-9721	139	40	.	.	PUNCT
ajfa-9721	139	41	maturity	maturity	NOUN
ajfa-9721	139	42	0.00	0.00	NUM
ajfa-9721	139	43	%	%	NOUN
ajfa-9721	139	44	1.00	1.00	NUM
ajfa-9721	139	45	%	%	NOUN
ajfa-9721	139	46	2.00	2.00	NUM
ajfa-9721	139	47	%	%	NOUN
ajfa-9721	139	48	3.00	3.00	NUM
ajfa-9721	139	49	%	%	NOUN
ajfa-9721	139	50	4.00	4.00	NUM
ajfa-9721	139	51	%	%	NOUN
ajfa-9721	139	52	5.00	5.00	NUM
ajfa-9721	139	53	%	%	NOUN
ajfa-9721	139	54	6.00	6.00	NUM
ajfa-9721	139	55	%	%	NOUN
ajfa-9721	139	56	7.00	7.00	NUM
ajfa-9721	139	57	%	%	NOUN
ajfa-9721	139	58	8.00	8.00	NUM
ajfa-9721	139	59	%	%	NOUN
ajfa-9721	139	60	18	18	NUM
ajfa-9721	139	61	20	20	NUM
ajfa-9721	139	62	22	22	NUM
ajfa-9721	139	63	24	24	NUM
ajfa-9721	139	64	26	26	NUM
ajfa-9721	139	65	28	28	NUM
ajfa-9721	139	66	30	30	NUM
ajfa-9721	139	67	32	32	NUM
ajfa-9721	139	68	34	34	NUM
ajfa-9721	139	69	36	36	NUM
ajfa-9721	139	70	38	38	NUM
ajfa-9721	139	71	40	40	NUM
ajfa-9721	139	72	42	42	NUM
ajfa-9721	139	73	44	44	NUM
ajfa-9721	139	74	46	46	NUM
ajfa-9721	139	75	48	48	NUM
ajfa-9721	139	76	50	50	NUM
ajfa-9721	139	77	52	52	NUM
ajfa-9721	139	78	54	54	NUM
ajfa-9721	139	79	56	56	NUM
ajfa-9721	139	80	58	58	NUM
ajfa-9721	139	81	60	60	NUM
ajfa-9721	139	82	age	age	NOUN
ajfa-9721	139	83	rs	rs	NOUN
ajfa-9721	139	84	.	.	NOUN
ajfa-9721	140	1	1	1	NUM
ajfa-9721	140	2	lakh	lakh	NOUN
ajfa-9721	140	3	assured	assure	VERB
ajfa-9721	140	4	rs	rs	NOUN
ajfa-9721	140	5	.	.	NOUN
ajfa-9721	140	6	2	2	NUM
ajfa-9721	140	7	lakh	lakh	NOUN
ajfa-9721	140	8	assured	assure	VERB
ajfa-9721	140	9	rs	rs	NOUN
ajfa-9721	140	10	.	.	PROPN
ajfa-9721	140	11	3	3	NUM
ajfa-9721	140	12	lakh	lakh	NOUN
ajfa-9721	140	13	assured	assure	VERB
ajfa-9721	140	14	rs	rs	NOUN
ajfa-9721	140	15	.	.	PROPN
ajfa-9721	140	16	4	4	NUM
ajfa-9721	140	17	lakh	lakh	NOUN
ajfa-9721	140	18	assured	assure	VERB
ajfa-9721	140	19	rs	rs	NOUN
ajfa-9721	140	20	.	.	PROPN
ajfa-9721	140	21	5	5	NUM
ajfa-9721	140	22	lakh	lakh	NOUN
ajfa-9721	140	23	assured	assure	VERB
ajfa-9721	140	24	as	as	SCONJ
ajfa-9721	140	25	noted	note	VERB
ajfa-9721	140	26	before	before	ADV
ajfa-9721	140	27	,	,	PUNCT
ajfa-9721	140	28	the	the	DET
ajfa-9721	140	29	unadjusted	unadjusted	ADJ
ajfa-9721	140	30	and	and	CCONJ
ajfa-9721	140	31	adjusted	adjust	VERB
ajfa-9721	140	32	irr	irr	NOUN
ajfa-9721	140	33	curves	curve	NOUN
ajfa-9721	140	34	for	for	ADP
ajfa-9721	140	35	the	the	DET
ajfa-9721	140	36	flexi	flexi	NOUN
ajfa-9721	140	37	-	-	PUNCT
ajfa-9721	140	38	plan	plan	NOUN
ajfa-9721	140	39	(	(	PUNCT
ajfa-9721	140	40	assuming	assume	VERB
ajfa-9721	140	41	8	8	NUM
ajfa-9721	140	42	%	%	NOUN
ajfa-9721	140	43	growth	growth	NOUN
ajfa-9721	140	44	)	)	PUNCT
ajfa-9721	140	45	are	be	AUX
ajfa-9721	140	46	observed	observe	VERB
ajfa-9721	140	47	to	to	PART
ajfa-9721	140	48	follow	follow	VERB
ajfa-9721	140	49	similar	similar	ADJ
ajfa-9721	140	50	patterns	pattern	NOUN
ajfa-9721	140	51	,	,	PUNCT
ajfa-9721	140	52	at	at	ADP
ajfa-9721	140	53	different	different	ADJ
ajfa-9721	140	54	levels	level	NOUN
ajfa-9721	140	55	of	of	ADP
ajfa-9721	140	56	sum	sum	NOUN
ajfa-9721	140	57	assured	assure	VERB
ajfa-9721	140	58	,	,	PUNCT
ajfa-9721	140	59	and	and	CCONJ
ajfa-9721	140	60	across	across	ADP
ajfa-9721	140	61	different	different	ADJ
ajfa-9721	140	62	maturity	maturity	NOUN
ajfa-9721	140	63	periods	period	NOUN
ajfa-9721	140	64	.	.	PUNCT
ajfa-9721	141	1	it	it	PRON
ajfa-9721	141	2	is	be	AUX
ajfa-9721	141	3	observed	observe	VERB
ajfa-9721	141	4	that	that	SCONJ
ajfa-9721	141	5	higher	high	ADJ
ajfa-9721	141	6	levels	level	NOUN
ajfa-9721	141	7	of	of	ADP
ajfa-9721	141	8	sum	sum	NOUN
ajfa-9721	141	9	assured	assure	VERB
ajfa-9721	141	10	give	give	VERB
ajfa-9721	141	11	higher	high	ADJ
ajfa-9721	141	12	returns	return	NOUN
ajfa-9721	141	13	.	.	PUNCT
ajfa-9721	142	1	the	the	DET
ajfa-9721	142	2	unadjusted	unadjusted	ADJ
ajfa-9721	142	3	irr	irr	NOUN
ajfa-9721	142	4	curves	curve	NOUN
ajfa-9721	142	5	are	be	AUX
ajfa-9721	142	6	almost	almost	ADV
ajfa-9721	142	7	parallel	parallel	ADJ
ajfa-9721	142	8	to	to	ADP
ajfa-9721	142	9	each	each	DET
ajfa-9721	142	10	other	other	ADJ
ajfa-9721	142	11	,	,	PUNCT
ajfa-9721	142	12	indicating	indicate	VERB
ajfa-9721	142	13	that	that	SCONJ
ajfa-9721	142	14	at	at	ADP
ajfa-9721	142	15	different	different	ADJ
ajfa-9721	142	16	levels	level	NOUN
ajfa-9721	142	17	of	of	ADP
ajfa-9721	142	18	sum	sum	NOUN
ajfa-9721	142	19	assured	assure	VERB
ajfa-9721	142	20	,	,	PUNCT
ajfa-9721	142	21	the	the	DET
ajfa-9721	142	22	rate	rate	NOUN
ajfa-9721	142	23	of	of	ADP
ajfa-9721	142	24	decrease	decrease	NOUN
ajfa-9721	142	25	of	of	ADP
ajfa-9721	142	26	unadjusted	unadjusted	ADJ
ajfa-9721	142	27	rate	rate	NOUN
ajfa-9721	142	28	of	of	ADP
ajfa-9721	142	29	return	return	NOUN
ajfa-9721	142	30	with	with	ADP
ajfa-9721	142	31	age	age	NOUN
ajfa-9721	142	32	follows	follow	VERB
ajfa-9721	142	33	a	a	DET
ajfa-9721	142	34	uniform	uniform	ADJ
ajfa-9721	142	35	pattern	pattern	NOUN
ajfa-9721	142	36	.	.	PUNCT
ajfa-9721	143	1	also	also	ADV
ajfa-9721	143	2	,	,	PUNCT
ajfa-9721	143	3	the	the	DET
ajfa-9721	143	4	unadjusted	unadjusted	ADJ
ajfa-9721	143	5	irr	irr	NOUN
ajfa-9721	143	6	curves	curve	NOUN
ajfa-9721	143	7	at	at	ADP
ajfa-9721	143	8	20	20	NUM
ajfa-9721	143	9	and	and	CCONJ
ajfa-9721	143	10	25	25	NUM
ajfa-9721	143	11	year	year	NOUN
ajfa-9721	143	12	maturity	maturity	NOUN
ajfa-9721	143	13	periods	period	NOUN
ajfa-9721	143	14	have	have	VERB
ajfa-9721	143	15	a	a	DET
ajfa-9721	143	16	steeper	steep	ADJ
ajfa-9721	143	17	slope	slope	NOUN
ajfa-9721	143	18	,	,	PUNCT
ajfa-9721	143	19	indicating	indicate	VERB
ajfa-9721	143	20	that	that	SCONJ
ajfa-9721	143	21	the	the	DET
ajfa-9721	143	22	rate	rate	NOUN
ajfa-9721	143	23	of	of	ADP
ajfa-9721	143	24	decrease	decrease	NOUN
ajfa-9721	143	25	in	in	ADP
ajfa-9721	143	26	unadjusted	unadjusted	ADJ
ajfa-9721	143	27	rate	rate	NOUN
ajfa-9721	143	28	of	of	ADP
ajfa-9721	143	29	return	return	NOUN
ajfa-9721	143	30	increases	increase	NOUN
ajfa-9721	143	31	with	with	ADP
ajfa-9721	143	32	maturity	maturity	NOUN
ajfa-9721	143	33	period	period	NOUN
ajfa-9721	143	34	.	.	PUNCT
ajfa-9721	144	1	on	on	ADP
ajfa-9721	144	2	the	the	DET
ajfa-9721	144	3	other	other	ADJ
ajfa-9721	144	4	hand	hand	NOUN
ajfa-9721	144	5	,	,	PUNCT
ajfa-9721	144	6	the	the	DET
ajfa-9721	144	7	adjusted	adjust	VERB
ajfa-9721	144	8	irr	irr	NOUN
ajfa-9721	144	9	curves	curve	NOUN
ajfa-9721	144	10	coincide	coincide	NOUN
ajfa-9721	144	11	together	together	ADV
ajfa-9721	144	12	,	,	PUNCT
ajfa-9721	144	13	indicating	indicate	VERB
ajfa-9721	144	14	that	that	SCONJ
ajfa-9721	144	15	at	at	ADP
ajfa-9721	144	16	different	different	ADJ
ajfa-9721	144	17	levels	level	NOUN
ajfa-9721	144	18	of	of	ADP
ajfa-9721	144	19	sum	sum	NOUN
ajfa-9721	144	20	assured	assure	VERB
ajfa-9721	144	21	the	the	DET
ajfa-9721	144	22	differences	difference	NOUN
ajfa-9721	144	23	between	between	ADP
ajfa-9721	144	24	the	the	DET
ajfa-9721	144	25	adjusted	adjust	VERB
ajfa-9721	144	26	rates	rate	NOUN
ajfa-9721	144	27	of	of	ADP
ajfa-9721	144	28	return	return	NOUN
ajfa-9721	144	29	are	be	AUX
ajfa-9721	144	30	very	very	ADV
ajfa-9721	144	31	small	small	ADJ
ajfa-9721	144	32	.	.	PUNCT
ajfa-9721	145	1	a	a	DET
ajfa-9721	145	2	similar	similar	ADJ
ajfa-9721	145	3	pattern	pattern	NOUN
ajfa-9721	145	4	is	be	AUX
ajfa-9721	145	5	observed	observe	VERB
ajfa-9721	145	6	for	for	ADP
ajfa-9721	145	7	the	the	DET
ajfa-9721	145	8	flex	flex	ADJ
ajfa-9721	145	9	-	-	PUNCT
ajfa-9721	145	10	plan	plan	NOUN
ajfa-9721	145	11	(	(	PUNCT
ajfa-9721	145	12	assuming	assume	VERB
ajfa-9721	145	13	10	10	NUM
ajfa-9721	145	14	%	%	NOUN
ajfa-9721	145	15	growth	growth	NOUN
ajfa-9721	145	16	)	)	PUNCT
ajfa-9721	145	17	,	,	PUNCT
ajfa-9721	145	18	with	with	ADP
ajfa-9721	145	19	even	even	ADV
ajfa-9721	145	20	steeper	steep	ADJ
ajfa-9721	145	21	slope	slope	NOUN
ajfa-9721	145	22	.	.	PUNCT
ajfa-9721	146	1	iv	iv	X
ajfa-9721	146	2	.	.	PUNCT
ajfa-9721	147	1	by	by	ADP
ajfa-9721	147	2	adjusted/	adjusted/	NUM
ajfa-9721	147	3	unadjusted	unadjusted	ADJ
ajfa-9721	147	4	rates	rate	NOUN
ajfa-9721	147	5	the	the	DET
ajfa-9721	147	6	series	series	NOUN
ajfa-9721	147	7	of	of	ADP
ajfa-9721	147	8	graphs	graph	NOUN
ajfa-9721	147	9	which	which	PRON
ajfa-9721	147	10	follow	follow	VERB
ajfa-9721	147	11	present	present	ADJ
ajfa-9721	147	12	a	a	DET
ajfa-9721	147	13	comparison	comparison	NOUN
ajfa-9721	147	14	of	of	ADP
ajfa-9721	147	15	the	the	DET
ajfa-9721	147	16	adjusted	adjust	VERB
ajfa-9721	147	17	and	and	CCONJ
ajfa-9721	147	18	unadjusted	unadjusted	ADJ
ajfa-9721	147	19	rates	rate	NOUN
ajfa-9721	147	20	of	of	ADP
ajfa-9721	147	21	return	return	NOUN
ajfa-9721	147	22	for	for	ADP
ajfa-9721	147	23	each	each	DET
ajfa-9721	147	24	policy	policy	NOUN
ajfa-9721	147	25	at	at	ADP
ajfa-9721	147	26	different	different	ADJ
ajfa-9721	147	27	levels	level	NOUN
ajfa-9721	147	28	of	of	ADP
ajfa-9721	147	29	sum	sum	NOUN
ajfa-9721	147	30	assured	assure	VERB
ajfa-9721	147	31	and	and	CCONJ
ajfa-9721	147	32	at	at	ADP
ajfa-9721	147	33	different	different	ADJ
ajfa-9721	147	34	maturity	maturity	NOUN
ajfa-9721	147	35	periods	period	NOUN
ajfa-9721	147	36	:	:	PUNCT
ajfa-9721	147	37	asian	asian	ADJ
ajfa-9721	147	38	journal	journal	NOUN
ajfa-9721	147	39	of	of	ADP
ajfa-9721	147	40	finance	finance	PROPN
ajfa-9721	147	41	&	&	CCONJ
ajfa-9721	147	42	accounting	accounting	PROPN
ajfa-9721	147	43	issn	issn	PROPN
ajfa-9721	147	44	1946	1946	NUM
ajfa-9721	147	45	-	-	PUNCT
ajfa-9721	147	46	052x	052x	PROPN
ajfa-9721	147	47	2016	2016	NUM
ajfa-9721	147	48	,	,	PUNCT
ajfa-9721	147	49	vol	vol	NOUN
ajfa-9721	147	50	.	.	PROPN
ajfa-9721	147	51	8	8	NUM
ajfa-9721	147	52	,	,	PUNCT
ajfa-9721	147	53	no	no	INTJ
ajfa-9721	147	54	.	.	NOUN
ajfa-9721	147	55	2	2	NUM
ajfa-9721	147	56	ajfa.macrothink.org	ajfa.macrothink.org	ADJ
ajfa-9721	147	57	85	85	NUM
ajfa-9721	147	58	unadjusted	unadjusted	ADJ
ajfa-9721	147	59	and	and	CCONJ
ajfa-9721	147	60	adjusted	adjust	VERB
ajfa-9721	147	61	rate	rate	NOUN
ajfa-9721	147	62	of	of	ADP
ajfa-9721	147	63	return	return	NOUN
ajfa-9721	147	64	for	for	ADP
ajfa-9721	147	65	capital	capital	NOUN
ajfa-9721	147	66	multiplier	multipli	ADJ
ajfa-9721	147	67	plan	plan	NOUN
ajfa-9721	147	68	with	with	ADP
ajfa-9721	147	69	15	15	NUM
ajfa-9721	147	70	yr	yr	NOUN
ajfa-9721	147	71	.	.	PUNCT
ajfa-9721	147	72	maturity	maturity	NOUN
ajfa-9721	147	73	,	,	PUNCT
ajfa-9721	147	74	rs	rs	NOUN
ajfa-9721	147	75	.	.	NOUN
ajfa-9721	147	76	1	1	NUM
ajfa-9721	147	77	lakh	lakh	NOUN
ajfa-9721	147	78	assured	assure	VERB
ajfa-9721	147	79	0.00	0.00	NUM
ajfa-9721	147	80	%	%	NOUN
ajfa-9721	147	81	1.00	1.00	NUM
ajfa-9721	147	82	%	%	NOUN
ajfa-9721	147	83	2.00	2.00	NUM
ajfa-9721	147	84	%	%	NOUN
ajfa-9721	147	85	3.00	3.00	NUM
ajfa-9721	147	86	%	%	NOUN
ajfa-9721	147	87	4.00	4.00	NUM
ajfa-9721	147	88	%	%	NOUN
ajfa-9721	147	89	5.00	5.00	NUM
ajfa-9721	147	90	%	%	NOUN
ajfa-9721	147	91	6.00	6.00	NUM
ajfa-9721	147	92	%	%	NOUN
ajfa-9721	147	93	7.00	7.00	NUM
ajfa-9721	147	94	%	%	NOUN
ajfa-9721	147	95	18	18	NUM
ajfa-9721	147	96	20	20	NUM
ajfa-9721	147	97	22	22	NUM
ajfa-9721	147	98	24	24	NUM
ajfa-9721	147	99	26	26	NUM
ajfa-9721	147	100	28	28	NUM
ajfa-9721	147	101	30	30	NUM
ajfa-9721	147	102	32	32	NUM
ajfa-9721	147	103	34	34	NUM
ajfa-9721	147	104	36	36	NUM
ajfa-9721	147	105	38	38	NUM
ajfa-9721	147	106	40	40	NUM
ajfa-9721	147	107	42	42	NUM
ajfa-9721	147	108	44	44	NUM
ajfa-9721	147	109	46	46	NUM
ajfa-9721	147	110	48	48	NUM
ajfa-9721	147	111	50	50	NUM
ajfa-9721	147	112	age	age	NOUN
ajfa-9721	147	113	unadjusted	unadjuste	VERB
ajfa-9721	147	114	adjusted	adjust	VERB
ajfa-9721	147	115	unadjusted	unadjuste	VERB
ajfa-9721	147	116	and	and	CCONJ
ajfa-9721	147	117	adjusted	adjust	VERB
ajfa-9721	147	118	rate	rate	NOUN
ajfa-9721	147	119	of	of	ADP
ajfa-9721	147	120	return	return	NOUN
ajfa-9721	147	121	for	for	ADP
ajfa-9721	147	122	capital	capital	NOUN
ajfa-9721	147	123	multiplier	multipli	ADJ
ajfa-9721	147	124	plan	plan	NOUN
ajfa-9721	147	125	with	with	ADP
ajfa-9721	147	126	20	20	NUM
ajfa-9721	147	127	yr	yr	NOUN
ajfa-9721	147	128	.	.	PUNCT
ajfa-9721	147	129	maturity	maturity	NOUN
ajfa-9721	147	130	,	,	PUNCT
ajfa-9721	147	131	rs.1	rs.1	NOUN
ajfa-9721	147	132	lakh	lakh	NOUN
ajfa-9721	147	133	assured	assure	VERB
ajfa-9721	147	134	5.80	5.80	NUM
ajfa-9721	147	135	%	%	NOUN
ajfa-9721	147	136	6.00	6.00	NUM
ajfa-9721	147	137	%	%	NOUN
ajfa-9721	147	138	6.20	6.20	NUM
ajfa-9721	147	139	%	%	NOUN
ajfa-9721	147	140	6.40	6.40	NUM
ajfa-9721	147	141	%	%	NOUN
ajfa-9721	147	142	6.60	6.60	NUM
ajfa-9721	147	143	%	%	NOUN
ajfa-9721	147	144	6.80	6.80	NUM
ajfa-9721	147	145	%	%	NOUN
ajfa-9721	147	146	7.00	7.00	NUM
ajfa-9721	147	147	%	%	NOUN
ajfa-9721	147	148	7.20	7.20	NUM
ajfa-9721	147	149	%	%	NOUN
ajfa-9721	147	150	7.40	7.40	NUM
ajfa-9721	147	151	%	%	NOUN
ajfa-9721	147	152	18	18	NUM
ajfa-9721	147	153	19	19	NUM
ajfa-9721	147	154	20	20	NUM
ajfa-9721	147	155	21	21	NUM
ajfa-9721	147	156	22	22	NUM
ajfa-9721	147	157	23	23	NUM
ajfa-9721	147	158	24	24	NUM
ajfa-9721	147	159	25	25	NUM
ajfa-9721	147	160	26	26	NUM
ajfa-9721	147	161	27	27	NUM
ajfa-9721	147	162	28	28	NUM
ajfa-9721	147	163	29	29	NUM
ajfa-9721	147	164	30	30	NUM
ajfa-9721	147	165	31	31	NUM
ajfa-9721	147	166	32	32	NUM
ajfa-9721	147	167	33	33	NUM
ajfa-9721	147	168	34	34	NUM
ajfa-9721	147	169	35	35	NUM
ajfa-9721	147	170	36	36	NUM
ajfa-9721	147	171	37	37	NUM
ajfa-9721	147	172	38	38	NUM
ajfa-9721	147	173	39	39	NUM
ajfa-9721	147	174	40	40	NUM
ajfa-9721	147	175	41	41	NUM
ajfa-9721	147	176	42	42	NUM
ajfa-9721	147	177	43	43	NUM
ajfa-9721	147	178	44	44	NUM
ajfa-9721	147	179	45	45	NUM
ajfa-9721	147	180	age	age	NOUN
ajfa-9721	147	181	unadjusted	unadjuste	VERB
ajfa-9721	147	182	adjusted	adjust	VERB
ajfa-9721	147	183	unadjusted	unadjuste	VERB
ajfa-9721	147	184	and	and	CCONJ
ajfa-9721	147	185	adjusted	adjust	VERB
ajfa-9721	147	186	rate	rate	NOUN
ajfa-9721	147	187	of	of	ADP
ajfa-9721	147	188	return	return	NOUN
ajfa-9721	147	189	for	for	ADP
ajfa-9721	147	190	capital	capital	NOUN
ajfa-9721	147	191	multiplier	multipli	ADJ
ajfa-9721	147	192	plan	plan	NOUN
ajfa-9721	147	193	with	with	ADP
ajfa-9721	147	194	25	25	NUM
ajfa-9721	147	195	yr	yr	NOUN
ajfa-9721	147	196	.	.	PUNCT
ajfa-9721	147	197	maturity	maturity	NOUN
ajfa-9721	147	198	,	,	PUNCT
ajfa-9721	147	199	rs	rs	NOUN
ajfa-9721	147	200	.	.	NOUN
ajfa-9721	147	201	1	1	NUM
ajfa-9721	147	202	lakh	lakh	NOUN
ajfa-9721	147	203	assured	assure	VERB
ajfa-9721	147	204	6.60	6.60	NUM
ajfa-9721	147	205	%	%	NOUN
ajfa-9721	147	206	6.70	6.70	NUM
ajfa-9721	147	207	%	%	NOUN
ajfa-9721	147	208	6.80	6.80	NUM
ajfa-9721	147	209	%	%	NOUN
ajfa-9721	147	210	6.90	6.90	NUM
ajfa-9721	147	211	%	%	NOUN
ajfa-9721	147	212	7.00	7.00	NUM
ajfa-9721	147	213	%	%	NOUN
ajfa-9721	147	214	7.10	7.10	NUM
ajfa-9721	147	215	%	%	NOUN
ajfa-9721	147	216	7.20	7.20	NUM
ajfa-9721	147	217	%	%	NOUN
ajfa-9721	147	218	7.30	7.30	NUM
ajfa-9721	147	219	%	%	NOUN
ajfa-9721	147	220	7.40	7.40	NUM
ajfa-9721	147	221	%	%	NOUN
ajfa-9721	147	222	7.50	7.50	NUM
ajfa-9721	147	223	%	%	NOUN
ajfa-9721	147	224	7.60	7.60	NUM
ajfa-9721	147	225	%	%	NOUN
ajfa-9721	147	226	18	18	NUM
ajfa-9721	147	227	19	19	NUM
ajfa-9721	147	228	20	20	NUM
ajfa-9721	147	229	21	21	NUM
ajfa-9721	147	230	22	22	NUM
ajfa-9721	147	231	23	23	NUM
ajfa-9721	147	232	24	24	NUM
ajfa-9721	147	233	25	25	NUM
ajfa-9721	147	234	26	26	NUM
ajfa-9721	147	235	27	27	NUM
ajfa-9721	147	236	28	28	NUM
ajfa-9721	147	237	29	29	NUM
ajfa-9721	147	238	30	30	NUM
ajfa-9721	147	239	31	31	NUM
ajfa-9721	147	240	32	32	NUM
ajfa-9721	147	241	33	33	NUM
ajfa-9721	147	242	34	34	NUM
ajfa-9721	147	243	35	35	NUM
ajfa-9721	147	244	36	36	NUM
ajfa-9721	147	245	37	37	NUM
ajfa-9721	147	246	38	38	NUM
ajfa-9721	147	247	39	39	NUM
ajfa-9721	147	248	40	40	NUM
ajfa-9721	147	249	age	age	NOUN
ajfa-9721	147	250	unadjusted	unadjuste	VERB
ajfa-9721	147	251	adjusted	adjust	VERB
ajfa-9721	147	252	again	again	ADV
ajfa-9721	147	253	,	,	PUNCT
ajfa-9721	147	254	the	the	DET
ajfa-9721	147	255	unadjusted	unadjusted	ADJ
ajfa-9721	147	256	and	and	CCONJ
ajfa-9721	147	257	adjusted	adjust	VERB
ajfa-9721	147	258	irr	irr	NOUN
ajfa-9721	147	259	curves	curve	NOUN
ajfa-9721	147	260	for	for	ADP
ajfa-9721	147	261	the	the	DET
ajfa-9721	147	262	capital	capital	NOUN
ajfa-9721	147	263	multiplier	multipli	ADJ
ajfa-9721	147	264	plan	plan	NOUN
ajfa-9721	147	265	are	be	AUX
ajfa-9721	147	266	observed	observe	VERB
ajfa-9721	147	267	to	to	PART
ajfa-9721	147	268	follow	follow	VERB
ajfa-9721	147	269	similar	similar	ADJ
ajfa-9721	147	270	patterns	pattern	NOUN
ajfa-9721	147	271	,	,	PUNCT
ajfa-9721	147	272	at	at	ADP
ajfa-9721	147	273	different	different	ADJ
ajfa-9721	147	274	levels	level	NOUN
ajfa-9721	147	275	of	of	ADP
ajfa-9721	147	276	sum	sum	NOUN
ajfa-9721	147	277	assured	assure	VERB
ajfa-9721	147	278	,	,	PUNCT
ajfa-9721	147	279	and	and	CCONJ
ajfa-9721	147	280	across	across	ADP
ajfa-9721	147	281	different	different	ADJ
ajfa-9721	147	282	maturity	maturity	NOUN
ajfa-9721	147	283	periods	period	NOUN
ajfa-9721	147	284	.	.	PUNCT
ajfa-9721	148	1	it	it	PRON
ajfa-9721	148	2	is	be	AUX
ajfa-9721	148	3	observed	observe	VERB
ajfa-9721	148	4	that	that	SCONJ
ajfa-9721	148	5	the	the	DET
ajfa-9721	148	6	adjusted	adjust	VERB
ajfa-9721	148	7	rates	rate	NOUN
ajfa-9721	148	8	of	of	ADP
ajfa-9721	148	9	return	return	NOUN
ajfa-9721	148	10	are	be	AUX
ajfa-9721	148	11	always	always	ADV
ajfa-9721	148	12	higher	high	ADJ
ajfa-9721	148	13	than	than	ADP
ajfa-9721	148	14	the	the	DET
ajfa-9721	148	15	unadjusted	unadjusted	ADJ
ajfa-9721	148	16	rates	rate	NOUN
ajfa-9721	148	17	of	of	ADP
ajfa-9721	148	18	return	return	NOUN
ajfa-9721	148	19	.	.	PUNCT
ajfa-9721	149	1	however	however	ADV
ajfa-9721	149	2	,	,	PUNCT
ajfa-9721	149	3	in	in	ADP
ajfa-9721	149	4	the	the	DET
ajfa-9721	149	5	case	case	NOUN
ajfa-9721	149	6	of	of	ADP
ajfa-9721	149	7	15	15	NUM
ajfa-9721	149	8	year	year	NOUN
ajfa-9721	149	9	maturity	maturity	NOUN
ajfa-9721	149	10	period	period	NOUN
ajfa-9721	149	11	,	,	PUNCT
ajfa-9721	149	12	the	the	DET
ajfa-9721	149	13	difference	difference	NOUN
ajfa-9721	149	14	between	between	ADP
ajfa-9721	149	15	adjusted	adjusted	ADJ
ajfa-9721	149	16	and	and	CCONJ
ajfa-9721	149	17	unadjusted	unadjusted	ADJ
ajfa-9721	149	18	rates	rate	NOUN
ajfa-9721	149	19	of	of	ADP
ajfa-9721	149	20	return	return	NOUN
ajfa-9721	149	21	increases	increase	NOUN
ajfa-9721	149	22	with	with	ADP
ajfa-9721	149	23	age	age	NOUN
ajfa-9721	149	24	,	,	PUNCT
ajfa-9721	149	25	while	while	SCONJ
ajfa-9721	149	26	the	the	DET
ajfa-9721	149	27	difference	difference	NOUN
ajfa-9721	149	28	between	between	ADP
ajfa-9721	149	29	the	the	DET
ajfa-9721	149	30	adjusted	adjust	VERB
ajfa-9721	149	31	and	and	CCONJ
ajfa-9721	149	32	unadjusted	unadjusted	ADJ
ajfa-9721	149	33	rates	rate	NOUN
ajfa-9721	149	34	of	of	ADP
ajfa-9721	149	35	return	return	NOUN
ajfa-9721	149	36	is	be	AUX
ajfa-9721	149	37	more	more	ADJ
ajfa-9721	149	38	in	in	ADP
ajfa-9721	149	39	case	case	NOUN
ajfa-9721	149	40	of	of	ADP
ajfa-9721	149	41	20	20	NUM
ajfa-9721	149	42	year	year	NOUN
ajfa-9721	149	43	maturity	maturity	NOUN
ajfa-9721	149	44	period	period	NOUN
ajfa-9721	149	45	,	,	PUNCT
ajfa-9721	149	46	remaining	remain	VERB
ajfa-9721	149	47	constant	constant	ADJ
ajfa-9721	149	48	with	with	ADP
ajfa-9721	149	49	age	age	NOUN
ajfa-9721	149	50	,	,	PUNCT
ajfa-9721	149	51	and	and	CCONJ
ajfa-9721	149	52	in	in	ADP
ajfa-9721	149	53	the	the	DET
ajfa-9721	149	54	case	case	NOUN
ajfa-9721	149	55	of	of	ADP
ajfa-9721	149	56	25	25	NUM
ajfa-9721	149	57	year	year	NOUN
ajfa-9721	149	58	maturity	maturity	NOUN
ajfa-9721	149	59	period	period	NOUN
ajfa-9721	149	60	,	,	PUNCT
ajfa-9721	149	61	the	the	DET
ajfa-9721	149	62	difference	difference	NOUN
ajfa-9721	149	63	between	between	ADP
ajfa-9721	149	64	the	the	DET
ajfa-9721	149	65	adjusted	adjust	VERB
ajfa-9721	149	66	and	and	CCONJ
ajfa-9721	149	67	unadjusted	unadjusted	ADJ
ajfa-9721	149	68	rates	rate	NOUN
ajfa-9721	149	69	of	of	ADP
ajfa-9721	149	70	return	return	NOUN
ajfa-9721	149	71	decreases	decrease	NOUN
ajfa-9721	149	72	with	with	ADP
ajfa-9721	149	73	age	age	NOUN
ajfa-9721	149	74	.	.	PUNCT
ajfa-9721	150	1	asian	asian	ADJ
ajfa-9721	150	2	journal	journal	PROPN
ajfa-9721	150	3	of	of	ADP
ajfa-9721	150	4	finance	finance	PROPN
ajfa-9721	150	5	&	&	CCONJ
ajfa-9721	150	6	accounting	accounting	PROPN
ajfa-9721	150	7	issn	issn	PROPN
ajfa-9721	150	8	1946	1946	NUM
ajfa-9721	150	9	-	-	PUNCT
ajfa-9721	150	10	052x	052x	PROPN
ajfa-9721	150	11	2016	2016	NUM
ajfa-9721	150	12	,	,	PUNCT
ajfa-9721	150	13	vol	vol	NOUN
ajfa-9721	150	14	.	.	PROPN
ajfa-9721	150	15	8	8	NUM
ajfa-9721	150	16	,	,	PUNCT
ajfa-9721	150	17	no	no	INTJ
ajfa-9721	150	18	.	.	NOUN
ajfa-9721	150	19	2	2	NUM
ajfa-9721	150	20	ajfa.macrothink.org	ajfa.macrothink.org	ADJ
ajfa-9721	150	21	86	86	NUM
ajfa-9721	150	22	unadjusted	unadjusted	ADJ
ajfa-9721	150	23	and	and	CCONJ
ajfa-9721	150	24	adjusted	adjust	VERB
ajfa-9721	150	25	rate	rate	NOUN
ajfa-9721	150	26	of	of	ADP
ajfa-9721	150	27	return	return	NOUN
ajfa-9721	150	28	for	for	ADP
ajfa-9721	150	29	money	money	NOUN
ajfa-9721	150	30	back	back	NOUN
ajfa-9721	150	31	plan	plan	NOUN
ajfa-9721	150	32	with	with	ADP
ajfa-9721	150	33	15	15	NUM
ajfa-9721	150	34	yr	yr	NOUN
ajfa-9721	150	35	.	.	PUNCT
ajfa-9721	150	36	maturity	maturity	NOUN
ajfa-9721	150	37	,	,	PUNCT
ajfa-9721	150	38	rs	rs	NOUN
ajfa-9721	150	39	.	.	NOUN
ajfa-9721	150	40	1	1	NUM
ajfa-9721	150	41	lakh	lakh	NOUN
ajfa-9721	150	42	assured	assure	VERB
ajfa-9721	150	43	-5.00	-5.00	NUM
ajfa-9721	150	44	%	%	NOUN
ajfa-9721	150	45	-4.00	-4.00	NUM
ajfa-9721	150	46	%	%	NOUN
ajfa-9721	150	47	-3.00	-3.00	NUM
ajfa-9721	150	48	%	%	NOUN
ajfa-9721	150	49	-2.00	-2.00	NUM
ajfa-9721	150	50	%	%	NOUN
ajfa-9721	150	51	-1.00	-1.00	NUM
ajfa-9721	150	52	%	%	NOUN
ajfa-9721	150	53	0.00	0.00	NUM
ajfa-9721	150	54	%	%	NOUN
ajfa-9721	150	55	1.00	1.00	NUM
ajfa-9721	150	56	%	%	NOUN
ajfa-9721	150	57	2.00	2.00	NUM
ajfa-9721	150	58	%	%	NOUN
ajfa-9721	150	59	3.00	3.00	NUM
ajfa-9721	150	60	%	%	NOUN
ajfa-9721	150	61	4.00	4.00	NUM
ajfa-9721	150	62	%	%	NOUN
ajfa-9721	150	63	5.00	5.00	NUM
ajfa-9721	150	64	%	%	NOUN
ajfa-9721	150	65	18	18	NUM
ajfa-9721	150	66	20	20	NUM
ajfa-9721	150	67	22	22	NUM
ajfa-9721	150	68	24	24	NUM
ajfa-9721	150	69	26	26	NUM
ajfa-9721	150	70	28	28	NUM
ajfa-9721	150	71	30	30	NUM
ajfa-9721	150	72	32	32	NUM
ajfa-9721	150	73	34	34	NUM
ajfa-9721	150	74	36	36	NUM
ajfa-9721	150	75	38	38	NUM
ajfa-9721	150	76	40	40	NUM
ajfa-9721	150	77	42	42	NUM
ajfa-9721	150	78	44	44	NUM
ajfa-9721	150	79	46	46	NUM
ajfa-9721	150	80	48	48	NUM
ajfa-9721	150	81	50	50	NUM
ajfa-9721	150	82	52	52	NUM
ajfa-9721	150	83	54	54	NUM
ajfa-9721	150	84	56	56	NUM
ajfa-9721	150	85	58	58	NUM
ajfa-9721	150	86	60	60	NUM
ajfa-9721	150	87	age	age	NOUN
ajfa-9721	150	88	unadjusted	unadjuste	VERB
ajfa-9721	150	89	adjusted	adjust	VERB
ajfa-9721	150	90	again	again	ADV
ajfa-9721	150	91	,	,	PUNCT
ajfa-9721	150	92	the	the	DET
ajfa-9721	150	93	unadjusted	unadjusted	ADJ
ajfa-9721	150	94	and	and	CCONJ
ajfa-9721	150	95	adjusted	adjust	VERB
ajfa-9721	150	96	irr	irr	NOUN
ajfa-9721	150	97	curves	curve	NOUN
ajfa-9721	150	98	for	for	ADP
ajfa-9721	150	99	the	the	DET
ajfa-9721	150	100	money	money	NOUN
ajfa-9721	150	101	back	back	NOUN
ajfa-9721	150	102	plan	plan	NOUN
ajfa-9721	150	103	are	be	AUX
ajfa-9721	150	104	observed	observe	VERB
ajfa-9721	150	105	to	to	PART
ajfa-9721	150	106	follow	follow	VERB
ajfa-9721	150	107	similar	similar	ADJ
ajfa-9721	150	108	patterns	pattern	NOUN
ajfa-9721	150	109	,	,	PUNCT
ajfa-9721	150	110	at	at	ADP
ajfa-9721	150	111	different	different	ADJ
ajfa-9721	150	112	levels	level	NOUN
ajfa-9721	150	113	of	of	ADP
ajfa-9721	150	114	sum	sum	NOUN
ajfa-9721	150	115	assured	assure	VERB
ajfa-9721	150	116	,	,	PUNCT
ajfa-9721	150	117	and	and	CCONJ
ajfa-9721	150	118	across	across	ADP
ajfa-9721	150	119	different	different	ADJ
ajfa-9721	150	120	maturity	maturity	NOUN
ajfa-9721	150	121	periods	period	NOUN
ajfa-9721	150	122	.	.	PUNCT
ajfa-9721	151	1	it	it	PRON
ajfa-9721	151	2	is	be	AUX
ajfa-9721	151	3	observed	observe	VERB
ajfa-9721	151	4	that	that	SCONJ
ajfa-9721	151	5	the	the	DET
ajfa-9721	151	6	adjusted	adjust	VERB
ajfa-9721	151	7	rates	rate	NOUN
ajfa-9721	151	8	of	of	ADP
ajfa-9721	151	9	return	return	NOUN
ajfa-9721	151	10	are	be	AUX
ajfa-9721	151	11	always	always	ADV
ajfa-9721	151	12	higher	high	ADJ
ajfa-9721	151	13	than	than	ADP
ajfa-9721	151	14	the	the	DET
ajfa-9721	151	15	unadjusted	unadjusted	ADJ
ajfa-9721	151	16	rates	rate	NOUN
ajfa-9721	151	17	of	of	ADP
ajfa-9721	151	18	return	return	NOUN
ajfa-9721	151	19	.	.	PUNCT
ajfa-9721	152	1	in	in	ADP
ajfa-9721	152	2	this	this	DET
ajfa-9721	152	3	case	case	NOUN
ajfa-9721	152	4	,	,	PUNCT
ajfa-9721	152	5	however	however	ADV
ajfa-9721	152	6	,	,	PUNCT
ajfa-9721	152	7	the	the	DET
ajfa-9721	152	8	unadjusted	unadjusted	ADJ
ajfa-9721	152	9	and	and	CCONJ
ajfa-9721	152	10	adjusted	adjust	VERB
ajfa-9721	152	11	irr	irr	NOUN
ajfa-9721	152	12	curves	curve	NOUN
ajfa-9721	152	13	are	be	AUX
ajfa-9721	152	14	steeply	steeply	ADJ
ajfa-9721	152	15	downward	downward	ADJ
ajfa-9721	152	16	sloping	sloping	NOUN
ajfa-9721	152	17	,	,	PUNCT
ajfa-9721	152	18	and	and	CCONJ
ajfa-9721	152	19	become	become	VERB
ajfa-9721	152	20	negative	negative	ADJ
ajfa-9721	152	21	at	at	ADP
ajfa-9721	152	22	certain	certain	ADJ
ajfa-9721	152	23	ages	age	NOUN
ajfa-9721	152	24	.	.	PUNCT
ajfa-9721	153	1	the	the	DET
ajfa-9721	153	2	difference	difference	NOUN
ajfa-9721	153	3	between	between	ADP
ajfa-9721	153	4	adjusted	adjusted	ADJ
ajfa-9721	153	5	and	and	CCONJ
ajfa-9721	153	6	unadjusted	unadjusted	ADJ
ajfa-9721	153	7	rates	rate	NOUN
ajfa-9721	153	8	of	of	ADP
ajfa-9721	153	9	return	return	NOUN
ajfa-9721	153	10	rapidly	rapidly	ADV
ajfa-9721	153	11	increases	increase	VERB
ajfa-9721	153	12	with	with	ADP
ajfa-9721	153	13	age	age	NOUN
ajfa-9721	153	14	.	.	PUNCT
ajfa-9721	154	1	unadjusted	unadjuste	VERB
ajfa-9721	154	2	and	and	CCONJ
ajfa-9721	154	3	adjusted	adjust	VERB
ajfa-9721	154	4	rate	rate	NOUN
ajfa-9721	154	5	of	of	ADP
ajfa-9721	154	6	return	return	NOUN
ajfa-9721	154	7	for	for	ADP
ajfa-9721	154	8	flexi	flexi	NOUN
ajfa-9721	154	9	-	-	PUNCT
ajfa-9721	154	10	plan	plan	NOUN
ajfa-9721	154	11	(	(	PUNCT
ajfa-9721	154	12	assuming	assume	VERB
ajfa-9721	154	13	8	8	NUM
ajfa-9721	154	14	%	%	NOUN
ajfa-9721	154	15	growth),15	growth),15	NOUN
ajfa-9721	154	16	yr	yr	NOUN
ajfa-9721	154	17	.	.	PUNCT
ajfa-9721	154	18	maturity	maturity	NOUN
ajfa-9721	154	19	,	,	PUNCT
ajfa-9721	154	20	rs	rs	NOUN
ajfa-9721	154	21	.	.	NOUN
ajfa-9721	154	22	1	1	NUM
ajfa-9721	154	23	lakh	lakh	NOUN
ajfa-9721	154	24	assured	assure	VERB
ajfa-9721	154	25	0.00	0.00	NUM
ajfa-9721	154	26	%	%	NOUN
ajfa-9721	154	27	1.00	1.00	NUM
ajfa-9721	154	28	%	%	NOUN
ajfa-9721	154	29	2.00	2.00	NUM
ajfa-9721	154	30	%	%	NOUN
ajfa-9721	154	31	3.00	3.00	NUM
ajfa-9721	154	32	%	%	NOUN
ajfa-9721	154	33	4.00	4.00	NUM
ajfa-9721	154	34	%	%	NOUN
ajfa-9721	154	35	5.00	5.00	NUM
ajfa-9721	154	36	%	%	NOUN
ajfa-9721	154	37	6.00	6.00	NUM
ajfa-9721	154	38	%	%	NOUN
ajfa-9721	154	39	18	18	NUM
ajfa-9721	154	40	20	20	NUM
ajfa-9721	154	41	22	22	NUM
ajfa-9721	154	42	24	24	NUM
ajfa-9721	154	43	26	26	NUM
ajfa-9721	154	44	28	28	NUM
ajfa-9721	154	45	30	30	NUM
ajfa-9721	154	46	32	32	NUM
ajfa-9721	154	47	34	34	NUM
ajfa-9721	154	48	36	36	NUM
ajfa-9721	154	49	38	38	NUM
ajfa-9721	154	50	40	40	NUM
ajfa-9721	154	51	42	42	NUM
ajfa-9721	154	52	44	44	NUM
ajfa-9721	154	53	46	46	NUM
ajfa-9721	154	54	48	48	NUM
ajfa-9721	154	55	50	50	NUM
ajfa-9721	154	56	52	52	NUM
ajfa-9721	154	57	54	54	NUM
ajfa-9721	154	58	56	56	NUM
ajfa-9721	154	59	58	58	NUM
ajfa-9721	154	60	60	60	NUM
ajfa-9721	154	61	age	age	NOUN
ajfa-9721	154	62	unadjusted	unadjuste	VERB
ajfa-9721	154	63	adjusted	adjust	VERB
ajfa-9721	154	64	unadjusted	unadjuste	VERB
ajfa-9721	154	65	and	and	CCONJ
ajfa-9721	154	66	adjusted	adjust	VERB
ajfa-9721	154	67	rate	rate	NOUN
ajfa-9721	154	68	of	of	ADP
ajfa-9721	154	69	return	return	NOUN
ajfa-9721	154	70	for	for	ADP
ajfa-9721	154	71	flexi	flexi	NOUN
ajfa-9721	154	72	-	-	PUNCT
ajfa-9721	154	73	plan	plan	NOUN
ajfa-9721	154	74	(	(	PUNCT
ajfa-9721	154	75	assuming	assume	VERB
ajfa-9721	154	76	10	10	NUM
ajfa-9721	154	77	%	%	NOUN
ajfa-9721	154	78	growth),15	growth),15	NOUN
ajfa-9721	154	79	yr	yr	NOUN
ajfa-9721	154	80	.	.	PUNCT
ajfa-9721	155	1	maturity	maturity	NOUN
ajfa-9721	155	2	,	,	PUNCT
ajfa-9721	155	3	rs	rs	NOUN
ajfa-9721	155	4	.	.	NOUN
ajfa-9721	155	5	1	1	NUM
ajfa-9721	155	6	lakh	lakh	NOUN
ajfa-9721	155	7	assured	assure	VERB
ajfa-9721	155	8	0.00	0.00	NUM
ajfa-9721	155	9	%	%	NOUN
ajfa-9721	155	10	1.00	1.00	NUM
ajfa-9721	155	11	%	%	NOUN
ajfa-9721	155	12	2.00	2.00	NUM
ajfa-9721	155	13	%	%	NOUN
ajfa-9721	155	14	3.00	3.00	NUM
ajfa-9721	155	15	%	%	NOUN
ajfa-9721	155	16	4.00	4.00	NUM
ajfa-9721	155	17	%	%	NOUN
ajfa-9721	155	18	5.00	5.00	NUM
ajfa-9721	155	19	%	%	NOUN
ajfa-9721	155	20	6.00	6.00	NUM
ajfa-9721	155	21	%	%	NOUN
ajfa-9721	155	22	7.00	7.00	NUM
ajfa-9721	155	23	%	%	NOUN
ajfa-9721	155	24	8.00	8.00	NUM
ajfa-9721	155	25	%	%	NOUN
ajfa-9721	155	26	18	18	NUM
ajfa-9721	155	27	20	20	NUM
ajfa-9721	155	28	22	22	NUM
ajfa-9721	155	29	24	24	NUM
ajfa-9721	155	30	26	26	NUM
ajfa-9721	155	31	28	28	NUM
ajfa-9721	155	32	30	30	NUM
ajfa-9721	155	33	32	32	NUM
ajfa-9721	155	34	34	34	NUM
ajfa-9721	155	35	36	36	NUM
ajfa-9721	155	36	38	38	NUM
ajfa-9721	155	37	40	40	NUM
ajfa-9721	155	38	42	42	NUM
ajfa-9721	155	39	44	44	NUM
ajfa-9721	155	40	46	46	NUM
ajfa-9721	155	41	48	48	NUM
ajfa-9721	155	42	50	50	NUM
ajfa-9721	155	43	52	52	NUM
ajfa-9721	155	44	54	54	NUM
ajfa-9721	155	45	56	56	NUM
ajfa-9721	155	46	58	58	NUM
ajfa-9721	155	47	60	60	NUM
ajfa-9721	155	48	age	age	NOUN
ajfa-9721	155	49	unadjusted	unadjuste	VERB
ajfa-9721	155	50	adjusted	adjust	VERB
ajfa-9721	155	51	asian	asian	ADJ
ajfa-9721	155	52	journal	journal	NOUN
ajfa-9721	155	53	of	of	ADP
ajfa-9721	155	54	finance	finance	PROPN
ajfa-9721	155	55	&	&	CCONJ
ajfa-9721	155	56	accounting	accounting	PROPN
ajfa-9721	155	57	issn	issn	PROPN
ajfa-9721	155	58	1946	1946	NUM
ajfa-9721	155	59	-	-	PUNCT
ajfa-9721	155	60	052x	052x	PROPN
ajfa-9721	155	61	2016	2016	NUM
ajfa-9721	155	62	,	,	PUNCT
ajfa-9721	155	63	vol	vol	NOUN
ajfa-9721	155	64	.	.	PROPN
ajfa-9721	155	65	8	8	NUM
ajfa-9721	155	66	,	,	PUNCT
ajfa-9721	155	67	no	no	INTJ
ajfa-9721	155	68	.	.	NOUN
ajfa-9721	155	69	2	2	NUM
ajfa-9721	155	70	ajfa.macrothink.org	ajfa.macrothink.org	NOUN
ajfa-9721	155	71	87	87	NUM
ajfa-9721	155	72	again	again	ADV
ajfa-9721	155	73	,	,	PUNCT
ajfa-9721	155	74	the	the	DET
ajfa-9721	155	75	unadjusted	unadjusted	ADJ
ajfa-9721	155	76	and	and	CCONJ
ajfa-9721	155	77	adjusted	adjust	VERB
ajfa-9721	155	78	irr	irr	NOUN
ajfa-9721	155	79	curves	curve	NOUN
ajfa-9721	155	80	for	for	ADP
ajfa-9721	155	81	the	the	DET
ajfa-9721	155	82	flexi	flexi	NOUN
ajfa-9721	155	83	-	-	PUNCT
ajfa-9721	155	84	plan	plan	NOUN
ajfa-9721	155	85	are	be	AUX
ajfa-9721	155	86	observed	observe	VERB
ajfa-9721	155	87	to	to	PART
ajfa-9721	155	88	follow	follow	VERB
ajfa-9721	155	89	similar	similar	ADJ
ajfa-9721	155	90	patterns	pattern	NOUN
ajfa-9721	155	91	,	,	PUNCT
ajfa-9721	155	92	at	at	ADP
ajfa-9721	155	93	different	different	ADJ
ajfa-9721	155	94	levels	level	NOUN
ajfa-9721	155	95	of	of	ADP
ajfa-9721	155	96	sum	sum	NOUN
ajfa-9721	155	97	assured	assure	VERB
ajfa-9721	155	98	,	,	PUNCT
ajfa-9721	155	99	and	and	CCONJ
ajfa-9721	155	100	across	across	ADP
ajfa-9721	155	101	different	different	ADJ
ajfa-9721	155	102	maturity	maturity	NOUN
ajfa-9721	155	103	periods	period	NOUN
ajfa-9721	155	104	.	.	PUNCT
ajfa-9721	156	1	it	it	PRON
ajfa-9721	156	2	is	be	AUX
ajfa-9721	156	3	observed	observe	VERB
ajfa-9721	156	4	that	that	SCONJ
ajfa-9721	156	5	the	the	DET
ajfa-9721	156	6	adjusted	adjust	VERB
ajfa-9721	156	7	rates	rate	NOUN
ajfa-9721	156	8	of	of	ADP
ajfa-9721	156	9	return	return	NOUN
ajfa-9721	156	10	are	be	AUX
ajfa-9721	156	11	always	always	ADV
ajfa-9721	156	12	lower	low	ADJ
ajfa-9721	156	13	than	than	ADP
ajfa-9721	156	14	the	the	DET
ajfa-9721	156	15	unadjusted	unadjusted	ADJ
ajfa-9721	156	16	rates	rate	NOUN
ajfa-9721	156	17	of	of	ADP
ajfa-9721	156	18	return	return	NOUN
ajfa-9721	156	19	,	,	PUNCT
ajfa-9721	156	20	in	in	ADP
ajfa-9721	156	21	contrast	contrast	NOUN
ajfa-9721	156	22	to	to	ADP
ajfa-9721	156	23	the	the	DET
ajfa-9721	156	24	capital	capital	NOUN
ajfa-9721	156	25	multiplier	multipli	ADJ
ajfa-9721	156	26	plan	plan	NOUN
ajfa-9721	156	27	and	and	CCONJ
ajfa-9721	156	28	the	the	DET
ajfa-9721	156	29	money	money	NOUN
ajfa-9721	156	30	back	back	NOUN
ajfa-9721	156	31	plan	plan	NOUN
ajfa-9721	156	32	,	,	PUNCT
ajfa-9721	156	33	indicating	indicate	VERB
ajfa-9721	156	34	that	that	SCONJ
ajfa-9721	156	35	the	the	DET
ajfa-9721	156	36	flexi	flexi	NOUN
ajfa-9721	156	37	-	-	PUNCT
ajfa-9721	156	38	plan	plan	NOUN
ajfa-9721	156	39	is	be	AUX
ajfa-9721	156	40	more	more	ADJ
ajfa-9721	156	41	of	of	ADP
ajfa-9721	156	42	an	an	DET
ajfa-9721	156	43	investment	investment	NOUN
ajfa-9721	156	44	plan	plan	NOUN
ajfa-9721	156	45	.	.	PUNCT
ajfa-9721	157	1	the	the	DET
ajfa-9721	157	2	difference	difference	NOUN
ajfa-9721	157	3	between	between	ADP
ajfa-9721	157	4	the	the	DET
ajfa-9721	157	5	adjusted	adjust	VERB
ajfa-9721	157	6	and	and	CCONJ
ajfa-9721	157	7	unadjusted	unadjusted	ADJ
ajfa-9721	157	8	rates	rate	NOUN
ajfa-9721	157	9	of	of	ADP
ajfa-9721	157	10	return	return	NOUN
ajfa-9721	157	11	rapidly	rapidly	ADV
ajfa-9721	157	12	increases	increase	VERB
ajfa-9721	157	13	beyond	beyond	ADP
ajfa-9721	157	14	a	a	DET
ajfa-9721	157	15	certain	certain	ADJ
ajfa-9721	157	16	age	age	NOUN
ajfa-9721	157	17	.	.	PUNCT
ajfa-9721	158	1	v.	v.	ADP
ajfa-9721	158	2	relationship	relationship	NOUN
ajfa-9721	158	3	between	between	ADP
ajfa-9721	158	4	rates	rate	NOUN
ajfa-9721	158	5	of	of	ADP
ajfa-9721	158	6	return	return	NOUN
ajfa-9721	158	7	another	another	DET
ajfa-9721	158	8	type	type	NOUN
ajfa-9721	158	9	of	of	ADP
ajfa-9721	158	10	comparison	comparison	NOUN
ajfa-9721	158	11	was	be	AUX
ajfa-9721	158	12	made	make	VERB
ajfa-9721	158	13	of	of	ADP
ajfa-9721	158	14	the	the	DET
ajfa-9721	158	15	difference	difference	NOUN
ajfa-9721	158	16	between	between	ADP
ajfa-9721	158	17	adjusted	adjusted	ADJ
ajfa-9721	158	18	and	and	CCONJ
ajfa-9721	158	19	unadjusted	unadjusted	ADJ
ajfa-9721	158	20	rates	rate	NOUN
ajfa-9721	158	21	of	of	ADP
ajfa-9721	158	22	return	return	NOUN
ajfa-9721	158	23	for	for	ADP
ajfa-9721	158	24	each	each	DET
ajfa-9721	158	25	policy	policy	NOUN
ajfa-9721	158	26	,	,	PUNCT
ajfa-9721	158	27	in	in	ADP
ajfa-9721	158	28	which	which	PRON
ajfa-9721	158	29	the	the	DET
ajfa-9721	158	30	probability	probability	NOUN
ajfa-9721	158	31	of	of	ADP
ajfa-9721	158	32	not	not	PART
ajfa-9721	158	33	surviving	survive	VERB
ajfa-9721	158	34	until	until	ADP
ajfa-9721	158	35	the	the	DET
ajfa-9721	158	36	end	end	NOUN
ajfa-9721	158	37	of	of	ADP
ajfa-9721	158	38	a	a	DET
ajfa-9721	158	39	particular	particular	ADJ
ajfa-9721	158	40	contact	contact	NOUN
ajfa-9721	158	41	(	(	PUNCT
ajfa-9721	158	42	dependent	dependent	ADJ
ajfa-9721	158	43	on	on	ADP
ajfa-9721	158	44	the	the	DET
ajfa-9721	158	45	maturity	maturity	NOUN
ajfa-9721	158	46	period	period	NOUN
ajfa-9721	158	47	;	;	PUNCT
ajfa-9721	158	48	for	for	ADP
ajfa-9721	158	49	example	example	NOUN
ajfa-9721	158	50	,	,	PUNCT
ajfa-9721	158	51	for	for	ADP
ajfa-9721	158	52	a	a	DET
ajfa-9721	158	53	15	15	NUM
ajfa-9721	158	54	year	year	NOUN
ajfa-9721	158	55	maturity	maturity	NOUN
ajfa-9721	158	56	period	period	NOUN
ajfa-9721	158	57	,	,	PUNCT
ajfa-9721	158	58	the	the	DET
ajfa-9721	158	59	probability	probability	NOUN
ajfa-9721	158	60	of	of	ADP
ajfa-9721	158	61	not	not	PART
ajfa-9721	158	62	surviving	survive	VERB
ajfa-9721	158	63	until	until	ADP
ajfa-9721	158	64	the	the	DET
ajfa-9721	158	65	end	end	NOUN
ajfa-9721	158	66	of	of	ADP
ajfa-9721	158	67	the	the	DET
ajfa-9721	158	68	15th	15th	ADJ
ajfa-9721	158	69	year	year	NOUN
ajfa-9721	158	70	of	of	ADP
ajfa-9721	158	71	the	the	DET
ajfa-9721	158	72	contract	contract	NOUN
ajfa-9721	158	73	)	)	PUNCT
ajfa-9721	158	74	was	be	AUX
ajfa-9721	158	75	taken	take	VERB
ajfa-9721	158	76	into	into	ADP
ajfa-9721	158	77	consideration	consideration	NOUN
ajfa-9721	158	78	.	.	PUNCT
ajfa-9721	159	1	in	in	ADP
ajfa-9721	159	2	this	this	DET
ajfa-9721	159	3	case	case	NOUN
ajfa-9721	159	4	,	,	PUNCT
ajfa-9721	159	5	both	both	CCONJ
ajfa-9721	159	6	the	the	DET
ajfa-9721	159	7	unadjusted	unadjusted	ADJ
ajfa-9721	159	8	and	and	CCONJ
ajfa-9721	159	9	adjusted	adjusted	ADJ
ajfa-9721	159	10	rates	rate	NOUN
ajfa-9721	159	11	of	of	ADP
ajfa-9721	159	12	return	return	NOUN
ajfa-9721	159	13	were	be	AUX
ajfa-9721	159	14	plotted	plot	VERB
ajfa-9721	159	15	against	against	ADP
ajfa-9721	159	16	the	the	DET
ajfa-9721	159	17	probability	probability	NOUN
ajfa-9721	159	18	of	of	ADP
ajfa-9721	159	19	not	not	PART
ajfa-9721	159	20	surviving	survive	VERB
ajfa-9721	159	21	until	until	ADP
ajfa-9721	159	22	the	the	DET
ajfa-9721	159	23	end	end	NOUN
ajfa-9721	159	24	of	of	ADP
ajfa-9721	159	25	the	the	DET
ajfa-9721	159	26	particular	particular	ADJ
ajfa-9721	159	27	contract	contract	NOUN
ajfa-9721	159	28	,	,	PUNCT
ajfa-9721	159	29	across	across	ADP
ajfa-9721	159	30	different	different	ADJ
ajfa-9721	159	31	ages	age	NOUN
ajfa-9721	159	32	.	.	PUNCT
ajfa-9721	160	1	the	the	DET
ajfa-9721	160	2	comparison	comparison	NOUN
ajfa-9721	160	3	for	for	ADP
ajfa-9721	160	4	each	each	DET
ajfa-9721	160	5	type	type	NOUN
ajfa-9721	160	6	of	of	ADP
ajfa-9721	160	7	policy	policy	NOUN
ajfa-9721	160	8	is	be	AUX
ajfa-9721	160	9	presented	present	VERB
ajfa-9721	160	10	in	in	ADP
ajfa-9721	160	11	the	the	DET
ajfa-9721	160	12	following	follow	VERB
ajfa-9721	160	13	series	series	NOUN
ajfa-9721	160	14	of	of	ADP
ajfa-9721	160	15	graphs	graph	NOUN
ajfa-9721	160	16	:	:	PUNCT
ajfa-9721	160	17	unadjusted	unadjusted	ADJ
ajfa-9721	160	18	and	and	CCONJ
ajfa-9721	160	19	adjusted	adjust	VERB
ajfa-9721	160	20	rate	rate	NOUN
ajfa-9721	160	21	of	of	ADP
ajfa-9721	160	22	return	return	NOUN
ajfa-9721	160	23	for	for	ADP
ajfa-9721	160	24	capital	capital	NOUN
ajfa-9721	160	25	multiplier	multipli	ADJ
ajfa-9721	160	26	plan	plan	NOUN
ajfa-9721	160	27	with	with	ADP
ajfa-9721	160	28	15	15	NUM
ajfa-9721	160	29	yr	yr	NOUN
ajfa-9721	160	30	.	.	PUNCT
ajfa-9721	160	31	maturity	maturity	NOUN
ajfa-9721	160	32	,	,	PUNCT
ajfa-9721	160	33	rs	rs	NOUN
ajfa-9721	160	34	.	.	NOUN
ajfa-9721	160	35	1	1	NUM
ajfa-9721	160	36	lakh	lakh	NOUN
ajfa-9721	160	37	assured	assure	VERB
ajfa-9721	160	38	0.00	0.00	NUM
ajfa-9721	160	39	%	%	NOUN
ajfa-9721	160	40	1.00	1.00	NUM
ajfa-9721	160	41	%	%	NOUN
ajfa-9721	160	42	2.00	2.00	NUM
ajfa-9721	160	43	%	%	NOUN
ajfa-9721	160	44	3.00	3.00	NUM
ajfa-9721	160	45	%	%	NOUN
ajfa-9721	160	46	4.00	4.00	NUM
ajfa-9721	160	47	%	%	NOUN
ajfa-9721	160	48	5.00	5.00	NUM
ajfa-9721	160	49	%	%	NOUN
ajfa-9721	160	50	6.00	6.00	NUM
ajfa-9721	160	51	%	%	NOUN
ajfa-9721	160	52	7.00	7.00	NUM
ajfa-9721	160	53	%	%	NOUN
ajfa-9721	160	54	0	0	NUM
ajfa-9721	160	55	0.02	0.02	NUM
ajfa-9721	160	56	0.04	0.04	NUM
ajfa-9721	160	57	0.06	0.06	NUM
ajfa-9721	160	58	0.08	0.08	NUM
ajfa-9721	160	59	0.1	0.1	NUM
ajfa-9721	160	60	0.12	0.12	NUM
ajfa-9721	160	61	0.14	0.14	NUM
ajfa-9721	160	62	0.16	0.16	NUM
ajfa-9721	160	63	probability	probability	NOUN
ajfa-9721	160	64	of	of	ADP
ajfa-9721	160	65	not	not	PART
ajfa-9721	160	66	surviving	survive	VERB
ajfa-9721	160	67	until	until	ADP
ajfa-9721	160	68	15	15	NUM
ajfa-9721	160	69	year	year	NOUN
ajfa-9721	160	70	maturity	maturity	NOUN
ajfa-9721	160	71	unadjusted	unadjuste	VERB
ajfa-9721	160	72	adjusted	adjust	VERB
ajfa-9721	160	73	unadjusted	unadjuste	VERB
ajfa-9721	160	74	and	and	CCONJ
ajfa-9721	160	75	adjusted	adjust	VERB
ajfa-9721	160	76	rate	rate	NOUN
ajfa-9721	160	77	of	of	ADP
ajfa-9721	160	78	return	return	NOUN
ajfa-9721	160	79	for	for	ADP
ajfa-9721	160	80	money	money	NOUN
ajfa-9721	160	81	back	back	NOUN
ajfa-9721	160	82	plan	plan	NOUN
ajfa-9721	160	83	with	with	ADP
ajfa-9721	160	84	15	15	NUM
ajfa-9721	160	85	yr	yr	NOUN
ajfa-9721	160	86	.	.	PUNCT
ajfa-9721	160	87	maturity	maturity	NOUN
ajfa-9721	160	88	,	,	PUNCT
ajfa-9721	160	89	rs	rs	NOUN
ajfa-9721	160	90	.	.	NOUN
ajfa-9721	160	91	1	1	NUM
ajfa-9721	160	92	lakh	lakh	NOUN
ajfa-9721	160	93	assured	assure	VERB
ajfa-9721	160	94	-5.00	-5.00	NUM
ajfa-9721	160	95	%	%	NOUN
ajfa-9721	160	96	-4.00	-4.00	NUM
ajfa-9721	160	97	%	%	NOUN
ajfa-9721	160	98	-3.00	-3.00	NUM
ajfa-9721	160	99	%	%	NOUN
ajfa-9721	160	100	-2.00	-2.00	NUM
ajfa-9721	160	101	%	%	NOUN
ajfa-9721	160	102	-1.00	-1.00	NUM
ajfa-9721	160	103	%	%	NOUN
ajfa-9721	160	104	0.00	0.00	NUM
ajfa-9721	160	105	%	%	NOUN
ajfa-9721	160	106	1.00	1.00	NUM
ajfa-9721	160	107	%	%	NOUN
ajfa-9721	160	108	2.00	2.00	NUM
ajfa-9721	160	109	%	%	NOUN
ajfa-9721	160	110	3.00	3.00	NUM
ajfa-9721	160	111	%	%	NOUN
ajfa-9721	160	112	4.00	4.00	NUM
ajfa-9721	160	113	%	%	NOUN
ajfa-9721	160	114	5.00	5.00	NUM
ajfa-9721	160	115	%	%	NOUN
ajfa-9721	160	116	0	0	NUM
ajfa-9721	160	117	0.05	0.05	NUM
ajfa-9721	160	118	0.1	0.1	NUM
ajfa-9721	160	119	0.15	0.15	NUM
ajfa-9721	160	120	0.2	0.2	NUM
ajfa-9721	160	121	0.25	0.25	NUM
ajfa-9721	160	122	0.3	0.3	NUM
ajfa-9721	160	123	0.35	0.35	NUM
ajfa-9721	160	124	0.4	0.4	NUM
ajfa-9721	160	125	probability	probability	NOUN
ajfa-9721	160	126	of	of	ADP
ajfa-9721	160	127	not	not	PART
ajfa-9721	160	128	surviving	survive	VERB
ajfa-9721	160	129	until	until	SCONJ
ajfa-9721	160	130	15	15	NUM
ajfa-9721	160	131	year	year	NOUN
ajfa-9721	160	132	maturity	maturity	NOUN
ajfa-9721	160	133	unadjusted	unadjuste	VERB
ajfa-9721	160	134	adjusted	adjust	VERB
ajfa-9721	160	135	asian	asian	ADJ
ajfa-9721	160	136	journal	journal	NOUN
ajfa-9721	160	137	of	of	ADP
ajfa-9721	160	138	finance	finance	PROPN
ajfa-9721	160	139	&	&	CCONJ
ajfa-9721	160	140	accounting	accounting	PROPN
ajfa-9721	160	141	issn	issn	PROPN
ajfa-9721	160	142	1946	1946	NUM
ajfa-9721	160	143	-	-	PUNCT
ajfa-9721	160	144	052x	052x	PROPN
ajfa-9721	160	145	2016	2016	NUM
ajfa-9721	160	146	,	,	PUNCT
ajfa-9721	160	147	vol	vol	NOUN
ajfa-9721	160	148	.	.	PROPN
ajfa-9721	160	149	8	8	NUM
ajfa-9721	160	150	,	,	PUNCT
ajfa-9721	160	151	no	no	INTJ
ajfa-9721	160	152	.	.	NOUN
ajfa-9721	160	153	2	2	NUM
ajfa-9721	160	154	ajfa.macrothink.org	ajfa.macrothink.org	ADJ
ajfa-9721	160	155	88	88	NUM
ajfa-9721	160	156	unadjusted	unadjusted	ADJ
ajfa-9721	160	157	and	and	CCONJ
ajfa-9721	160	158	adjusted	adjust	VERB
ajfa-9721	160	159	rate	rate	NOUN
ajfa-9721	160	160	of	of	ADP
ajfa-9721	160	161	return	return	NOUN
ajfa-9721	160	162	for	for	ADP
ajfa-9721	160	163	flexi	flexi	NOUN
ajfa-9721	160	164	-	-	PUNCT
ajfa-9721	160	165	plan	plan	NOUN
ajfa-9721	160	166	(	(	PUNCT
ajfa-9721	160	167	assuming	assume	VERB
ajfa-9721	160	168	8	8	NUM
ajfa-9721	160	169	%	%	NOUN
ajfa-9721	160	170	growth),15	growth),15	NOUN
ajfa-9721	160	171	yr	yr	NOUN
ajfa-9721	160	172	.	.	PUNCT
ajfa-9721	160	173	maturity	maturity	NOUN
ajfa-9721	160	174	,	,	PUNCT
ajfa-9721	160	175	rs	rs	NOUN
ajfa-9721	160	176	.	.	NOUN
ajfa-9721	160	177	1	1	NUM
ajfa-9721	160	178	lakh	lakh	NOUN
ajfa-9721	160	179	assured	assure	VERB
ajfa-9721	160	180	0.00	0.00	NUM
ajfa-9721	160	181	%	%	NOUN
ajfa-9721	160	182	1.00	1.00	NUM
ajfa-9721	160	183	%	%	NOUN
ajfa-9721	160	184	2.00	2.00	NUM
ajfa-9721	160	185	%	%	NOUN
ajfa-9721	160	186	3.00	3.00	NUM
ajfa-9721	160	187	%	%	NOUN
ajfa-9721	160	188	4.00	4.00	NUM
ajfa-9721	160	189	%	%	NOUN
ajfa-9721	160	190	5.00	5.00	NUM
ajfa-9721	160	191	%	%	NOUN
ajfa-9721	160	192	6.00	6.00	NUM
ajfa-9721	160	193	%	%	NOUN
ajfa-9721	160	194	0	0	NUM
ajfa-9721	160	195	0.05	0.05	NUM
ajfa-9721	160	196	0.1	0.1	NUM
ajfa-9721	160	197	0.15	0.15	NUM
ajfa-9721	160	198	0.2	0.2	NUM
ajfa-9721	160	199	0.25	0.25	NUM
ajfa-9721	160	200	0.3	0.3	NUM
ajfa-9721	160	201	0.35	0.35	NUM
ajfa-9721	160	202	0.4	0.4	NUM
ajfa-9721	160	203	probability	probability	NOUN
ajfa-9721	160	204	of	of	ADP
ajfa-9721	160	205	not	not	PART
ajfa-9721	160	206	surviving	survive	VERB
ajfa-9721	160	207	until	until	ADP
ajfa-9721	160	208	15	15	NUM
ajfa-9721	160	209	year	year	NOUN
ajfa-9721	160	210	maturity	maturity	NOUN
ajfa-9721	160	211	unadjusted	unadjuste	VERB
ajfa-9721	160	212	adjusted	adjust	VERB
ajfa-9721	160	213	unadjusted	unadjuste	VERB
ajfa-9721	160	214	and	and	CCONJ
ajfa-9721	160	215	adjusted	adjust	VERB
ajfa-9721	160	216	rate	rate	NOUN
ajfa-9721	160	217	of	of	ADP
ajfa-9721	160	218	return	return	NOUN
ajfa-9721	160	219	for	for	ADP
ajfa-9721	160	220	flexi	flexi	NOUN
ajfa-9721	160	221	-	-	PUNCT
ajfa-9721	160	222	plan	plan	NOUN
ajfa-9721	160	223	(	(	PUNCT
ajfa-9721	160	224	assuming	assume	VERB
ajfa-9721	160	225	10	10	NUM
ajfa-9721	160	226	%	%	NOUN
ajfa-9721	160	227	growth),15	growth),15	NOUN
ajfa-9721	160	228	yr	yr	NOUN
ajfa-9721	160	229	.	.	PUNCT
ajfa-9721	160	230	maturity	maturity	NOUN
ajfa-9721	160	231	,	,	PUNCT
ajfa-9721	160	232	rs	rs	NOUN
ajfa-9721	160	233	.	.	NOUN
ajfa-9721	160	234	1	1	NUM
ajfa-9721	160	235	lakh	lakh	NOUN
ajfa-9721	160	236	assured	assure	VERB
ajfa-9721	160	237	0.00	0.00	NUM
ajfa-9721	160	238	%	%	NOUN
ajfa-9721	160	239	1.00	1.00	NUM
ajfa-9721	160	240	%	%	NOUN
ajfa-9721	160	241	2.00	2.00	NUM
ajfa-9721	160	242	%	%	NOUN
ajfa-9721	160	243	3.00	3.00	NUM
ajfa-9721	160	244	%	%	NOUN
ajfa-9721	160	245	4.00	4.00	NUM
ajfa-9721	160	246	%	%	NOUN
ajfa-9721	160	247	5.00	5.00	NUM
ajfa-9721	160	248	%	%	NOUN
ajfa-9721	160	249	6.00	6.00	NUM
ajfa-9721	160	250	%	%	NOUN
ajfa-9721	160	251	7.00	7.00	NUM
ajfa-9721	160	252	%	%	NOUN
ajfa-9721	160	253	8.00	8.00	NUM
ajfa-9721	160	254	%	%	NOUN
ajfa-9721	160	255	0	0	NUM
ajfa-9721	160	256	0.05	0.05	NUM
ajfa-9721	160	257	0.1	0.1	NUM
ajfa-9721	160	258	0.15	0.15	NUM
ajfa-9721	160	259	0.2	0.2	NUM
ajfa-9721	160	260	0.25	0.25	NUM
ajfa-9721	160	261	0.3	0.3	NUM
ajfa-9721	160	262	0.35	0.35	NUM
ajfa-9721	160	263	0.4	0.4	NUM
ajfa-9721	160	264	probability	probability	NOUN
ajfa-9721	160	265	of	of	ADP
ajfa-9721	160	266	not	not	PART
ajfa-9721	160	267	surviving	survive	VERB
ajfa-9721	160	268	until	until	ADP
ajfa-9721	160	269	15	15	NUM
ajfa-9721	160	270	year	year	NOUN
ajfa-9721	160	271	maturity	maturity	NOUN
ajfa-9721	160	272	unadjusted	unadjuste	VERB
ajfa-9721	160	273	adjusted	adjust	VERB
ajfa-9721	160	274	in	in	ADP
ajfa-9721	160	275	all	all	DET
ajfa-9721	160	276	the	the	DET
ajfa-9721	160	277	cases	case	NOUN
ajfa-9721	160	278	,	,	PUNCT
ajfa-9721	160	279	it	it	PRON
ajfa-9721	160	280	was	be	AUX
ajfa-9721	160	281	found	find	VERB
ajfa-9721	160	282	that	that	SCONJ
ajfa-9721	160	283	the	the	DET
ajfa-9721	160	284	unadjusted	unadjusted	ADJ
ajfa-9721	160	285	and	and	CCONJ
ajfa-9721	160	286	adjusted	adjusted	ADJ
ajfa-9721	160	287	rates	rate	NOUN
ajfa-9721	160	288	of	of	ADP
ajfa-9721	160	289	return	return	NOUN
ajfa-9721	160	290	follow	follow	VERB
ajfa-9721	160	291	a	a	DET
ajfa-9721	160	292	linear	linear	ADJ
ajfa-9721	160	293	relationship	relationship	NOUN
ajfa-9721	160	294	.	.	PUNCT
ajfa-9721	161	1	using	use	VERB
ajfa-9721	161	2	linear	linear	PROPN
ajfa-9721	161	3	regression	regression	NOUN
ajfa-9721	161	4	analysis	analysis	NOUN
ajfa-9721	161	5	,	,	PUNCT
ajfa-9721	161	6	it	it	PRON
ajfa-9721	161	7	was	be	AUX
ajfa-9721	161	8	found	find	VERB
ajfa-9721	161	9	that	that	SCONJ
ajfa-9721	161	10	the	the	DET
ajfa-9721	161	11	mortality	mortality	NOUN
ajfa-9721	161	12	-	-	PUNCT
ajfa-9721	161	13	adjusted	adjust	VERB
ajfa-9721	161	14	rates	rate	NOUN
ajfa-9721	161	15	of	of	ADP
ajfa-9721	161	16	return	return	NOUN
ajfa-9721	161	17	and	and	CCONJ
ajfa-9721	161	18	the	the	DET
ajfa-9721	161	19	unadjusted	unadjusted	ADJ
ajfa-9721	161	20	rates	rate	NOUN
ajfa-9721	161	21	of	of	ADP
ajfa-9721	161	22	return	return	NOUN
ajfa-9721	161	23	follow	follow	VERB
ajfa-9721	161	24	a	a	DET
ajfa-9721	161	25	relationship	relationship	NOUN
ajfa-9721	161	26	that	that	PRON
ajfa-9721	161	27	is	be	AUX
ajfa-9721	161	28	analogous	analogous	ADJ
ajfa-9721	161	29	to	to	ADP
ajfa-9721	161	30	the	the	DET
ajfa-9721	161	31	capital	capital	NOUN
ajfa-9721	161	32	asset	asset	NOUN
ajfa-9721	161	33	pricing	pricing	NOUN
ajfa-9721	161	34	model	model	NOUN
ajfa-9721	161	35	(	(	PUNCT
ajfa-9721	161	36	capm	capm	PROPN
ajfa-9721	161	37	)	)	PUNCT
ajfa-9721	161	38	.	.	PUNCT
ajfa-9721	162	1	this	this	DET
ajfa-9721	162	2	relationship	relationship	NOUN
ajfa-9721	162	3	can	can	AUX
ajfa-9721	162	4	be	be	AUX
ajfa-9721	162	5	expressed	express	VERB
ajfa-9721	162	6	as	as	SCONJ
ajfa-9721	162	7	follows	follow	VERB
ajfa-9721	162	8	:	:	PUNCT
ajfa-9721	162	9	)	)	PUNCT
ajfa-9721	162	10	(	(	PUNCT
ajfa-9721	162	11	,	,	PUNCT
ajfa-9721	162	12	,	,	PUNCT
ajfa-9721	162	13	.	.	PUNCT
ajfa-9721	163	1	k	k	PROPN
ajfa-9721	163	2	nnknk	nnknk	PROPN
ajfa-9721	163	3	xuarrmarr	xuarrmarr	X
ajfa-9721	163	4	β+=	β+=	NUM
ajfa-9721	163	5	(	(	PUNCT
ajfa-9721	163	6	5	5	NUM
ajfa-9721	163	7	)	)	PUNCT
ajfa-9721	163	8	where	where	SCONJ
ajfa-9721	163	9	nkmarr	nkmarr	NOUN
ajfa-9721	163	10	,	,	PUNCT
ajfa-9721	163	11	denotes	denote	VERB
ajfa-9721	163	12	the	the	DET
ajfa-9721	163	13	mortality	mortality	NOUN
ajfa-9721	163	14	adjusted	adjust	VERB
ajfa-9721	163	15	rate	rate	NOUN
ajfa-9721	163	16	of	of	ADP
ajfa-9721	163	17	return	return	NOUN
ajfa-9721	163	18	,	,	PUNCT
ajfa-9721	163	19	nkuarr	nkuarr	NOUN
ajfa-9721	163	20	.	.	PUNCT
ajfa-9721	164	1	the	the	DET
ajfa-9721	164	2	unadjusted	unadjusted	ADJ
ajfa-9721	164	3	rate	rate	NOUN
ajfa-9721	164	4	of	of	ADP
ajfa-9721	164	5	return	return	NOUN
ajfa-9721	164	6	,	,	PUNCT
ajfa-9721	164	7	)	)	PUNCT
ajfa-9721	164	8	(	(	PUNCT
ajfa-9721	164	9	k	k	PROPN
ajfa-9721	164	10	nx	nx	PROPN
ajfa-9721	164	11	=	=	SYM
ajfa-9721	164	12	)	)	PUNCT
ajfa-9721	164	13	1	1	NUM
ajfa-9721	164	14	(	(	PUNCT
ajfa-9721	164	15	)	)	PUNCT
ajfa-9721	164	16	(	(	PUNCT
ajfa-9721	164	17	k	k	PROPN
ajfa-9721	164	18	np−	np−	PROPN
ajfa-9721	164	19	is	be	AUX
ajfa-9721	164	20	the	the	DET
ajfa-9721	164	21	probability	probability	NOUN
ajfa-9721	164	22	of	of	ADP
ajfa-9721	164	23	a	a	DET
ajfa-9721	164	24	person	person	NOUN
ajfa-9721	164	25	aged	age	VERB
ajfa-9721	164	26	k	k	PROPN
ajfa-9721	164	27	not	not	PART
ajfa-9721	164	28	surviving	survive	VERB
ajfa-9721	164	29	until	until	ADP
ajfa-9721	164	30	maturity	maturity	NOUN
ajfa-9721	164	31	n	n	CCONJ
ajfa-9721	164	32	,	,	PUNCT
ajfa-9721	164	33	and	and	CCONJ
ajfa-9721	164	34	β	β	X
ajfa-9721	164	35	is	be	AUX
ajfa-9721	164	36	the	the	DET
ajfa-9721	164	37	degree	degree	NOUN
ajfa-9721	164	38	of	of	ADP
ajfa-9721	164	39	responsiveness	responsiveness	NOUN
ajfa-9721	164	40	or	or	CCONJ
ajfa-9721	164	41	sensitivity	sensitivity	NOUN
ajfa-9721	164	42	.	.	PUNCT
ajfa-9721	165	1	the	the	DET
ajfa-9721	165	2	regression	regression	NOUN
ajfa-9721	165	3	coefficient	coefficient	NOUN
ajfa-9721	165	4	β	β	PRON
ajfa-9721	165	5	could	could	AUX
ajfa-9721	165	6	be	be	AUX
ajfa-9721	165	7	interpreted	interpret	VERB
ajfa-9721	165	8	as	as	ADP
ajfa-9721	165	9	the	the	DET
ajfa-9721	165	10	increase	increase	NOUN
ajfa-9721	165	11	in	in	ADP
ajfa-9721	165	12	the	the	DET
ajfa-9721	165	13	discrepancy	discrepancy	NOUN
ajfa-9721	165	14	between	between	ADP
ajfa-9721	165	15	unadjusted	unadjusted	ADJ
ajfa-9721	165	16	and	and	CCONJ
ajfa-9721	165	17	mortality	mortality	NOUN
ajfa-9721	165	18	-	-	PUNCT
ajfa-9721	165	19	adjusted	adjust	VERB
ajfa-9721	165	20	rates	rate	NOUN
ajfa-9721	165	21	of	of	ADP
ajfa-9721	165	22	return	return	NOUN
ajfa-9721	165	23	with	with	ADP
ajfa-9721	165	24	1	1	NUM
ajfa-9721	165	25	%	%	NOUN
ajfa-9721	165	26	increase	increase	NOUN
ajfa-9721	165	27	in	in	ADP
ajfa-9721	165	28	probability	probability	NOUN
ajfa-9721	165	29	of	of	ADP
ajfa-9721	165	30	not	not	PART
ajfa-9721	165	31	surviving	survive	VERB
ajfa-9721	165	32	until	until	ADP
ajfa-9721	165	33	maturity	maturity	NOUN
ajfa-9721	165	34	.	.	PUNCT
ajfa-9721	166	1	the	the	DET
ajfa-9721	166	2	unadjusted	unadjusted	ADJ
ajfa-9721	166	3	rate	rate	NOUN
ajfa-9721	166	4	of	of	ADP
ajfa-9721	166	5	return	return	NOUN
ajfa-9721	166	6	represents	represent	VERB
ajfa-9721	166	7	a	a	DET
ajfa-9721	166	8	“	"	PUNCT
ajfa-9721	166	9	risk	risk	NOUN
ajfa-9721	166	10	-	-	PUNCT
ajfa-9721	166	11	free	free	ADJ
ajfa-9721	166	12	”	"	PUNCT
ajfa-9721	166	13	rate	rate	NOUN
ajfa-9721	166	14	of	of	ADP
ajfa-9721	166	15	return	return	NOUN
ajfa-9721	166	16	,	,	PUNCT
ajfa-9721	166	17	as	as	SCONJ
ajfa-9721	166	18	individuals	individual	NOUN
ajfa-9721	166	19	are	be	AUX
ajfa-9721	166	20	assumed	assume	VERB
ajfa-9721	166	21	to	to	PART
ajfa-9721	166	22	survive	survive	VERB
ajfa-9721	166	23	until	until	ADP
ajfa-9721	166	24	the	the	DET
ajfa-9721	166	25	end	end	NOUN
ajfa-9721	166	26	of	of	ADP
ajfa-9721	166	27	the	the	DET
ajfa-9721	166	28	maturity	maturity	NOUN
ajfa-9721	166	29	period	period	NOUN
ajfa-9721	166	30	.	.	PUNCT
ajfa-9721	167	1	mortality	mortality	NOUN
ajfa-9721	167	2	asian	asian	PROPN
ajfa-9721	167	3	journal	journal	PROPN
ajfa-9721	167	4	of	of	ADP
ajfa-9721	167	5	finance	finance	PROPN
ajfa-9721	167	6	&	&	CCONJ
ajfa-9721	167	7	accounting	accounting	PROPN
ajfa-9721	167	8	issn	issn	PROPN
ajfa-9721	167	9	1946	1946	NUM
ajfa-9721	167	10	-	-	PUNCT
ajfa-9721	167	11	052x	052x	PROPN
ajfa-9721	167	12	2016	2016	NUM
ajfa-9721	167	13	,	,	PUNCT
ajfa-9721	167	14	vol	vol	NOUN
ajfa-9721	167	15	.	.	PROPN
ajfa-9721	167	16	8	8	NUM
ajfa-9721	167	17	,	,	PUNCT
ajfa-9721	167	18	no	no	INTJ
ajfa-9721	167	19	.	.	NOUN
ajfa-9721	167	20	2	2	NUM
ajfa-9721	167	21	ajfa.macrothink.org	ajfa.macrothink.org	NOUN
ajfa-9721	167	22	89	89	NUM
ajfa-9721	167	23	represents	represent	VERB
ajfa-9721	167	24	a	a	DET
ajfa-9721	167	25	“	"	PUNCT
ajfa-9721	167	26	systematic	systematic	ADJ
ajfa-9721	167	27	risk	risk	NOUN
ajfa-9721	167	28	”	"	PUNCT
ajfa-9721	167	29	which	which	PRON
ajfa-9721	167	30	can	can	AUX
ajfa-9721	167	31	not	not	PART
ajfa-9721	167	32	be	be	AUX
ajfa-9721	167	33	avoided	avoid	VERB
ajfa-9721	167	34	,	,	PUNCT
ajfa-9721	167	35	since	since	SCONJ
ajfa-9721	167	36	it	it	PRON
ajfa-9721	167	37	is	be	AUX
ajfa-9721	167	38	influenced	influence	VERB
ajfa-9721	167	39	by	by	ADP
ajfa-9721	167	40	external	external	ADJ
ajfa-9721	167	41	factors	factor	NOUN
ajfa-9721	167	42	.	.	PUNCT
ajfa-9721	168	1	the	the	DET
ajfa-9721	168	2	β	β	PROPN
ajfa-9721	168	3	values	value	NOUN
ajfa-9721	168	4	were	be	AUX
ajfa-9721	168	5	computed	compute	VERB
ajfa-9721	168	6	at	at	ADP
ajfa-9721	168	7	each	each	DET
ajfa-9721	168	8	level	level	NOUN
ajfa-9721	168	9	of	of	ADP
ajfa-9721	168	10	maturity	maturity	NOUN
ajfa-9721	168	11	period	period	NOUN
ajfa-9721	168	12	and	and	CCONJ
ajfa-9721	168	13	at	at	ADP
ajfa-9721	168	14	each	each	DET
ajfa-9721	168	15	level	level	NOUN
ajfa-9721	168	16	of	of	ADP
ajfa-9721	168	17	sum	sum	NOUN
ajfa-9721	168	18	assured	assure	VERB
ajfa-9721	168	19	to	to	PART
ajfa-9721	168	20	find	find	VERB
ajfa-9721	168	21	out	out	ADP
ajfa-9721	168	22	how	how	SCONJ
ajfa-9721	168	23	the	the	DET
ajfa-9721	168	24	degree	degree	NOUN
ajfa-9721	168	25	of	of	ADP
ajfa-9721	168	26	sensitivity	sensitivity	NOUN
ajfa-9721	168	27	varied	varied	ADJ
ajfa-9721	168	28	with	with	ADP
ajfa-9721	168	29	these	these	DET
ajfa-9721	168	30	factors	factor	NOUN
ajfa-9721	168	31	.	.	PUNCT
ajfa-9721	169	1	by	by	ADP
ajfa-9721	169	2	taking	take	VERB
ajfa-9721	169	3	the	the	DET
ajfa-9721	169	4	probability	probability	NOUN
ajfa-9721	169	5	of	of	ADP
ajfa-9721	169	6	not	not	PART
ajfa-9721	169	7	surviving	survive	VERB
ajfa-9721	169	8	until	until	ADP
ajfa-9721	169	9	maturity	maturity	NOUN
ajfa-9721	169	10	as	as	ADP
ajfa-9721	169	11	an	an	DET
ajfa-9721	169	12	independent	independent	ADJ
ajfa-9721	169	13	factor	factor	NOUN
ajfa-9721	169	14	and	and	CCONJ
ajfa-9721	169	15	the	the	DET
ajfa-9721	169	16	adjustment	adjustment	NOUN
ajfa-9721	169	17	term	term	NOUN
ajfa-9721	169	18	(	(	PUNCT
ajfa-9721	169	19	mortality	mortality	NOUN
ajfa-9721	169	20	adjusted	adjust	VERB
ajfa-9721	169	21	rate	rate	NOUN
ajfa-9721	169	22	of	of	ADP
ajfa-9721	169	23	return	return	NOUN
ajfa-9721	169	24	less	less	ADV
ajfa-9721	169	25	unadjusted	unadjusted	ADJ
ajfa-9721	169	26	rate	rate	NOUN
ajfa-9721	169	27	of	of	ADP
ajfa-9721	169	28	return	return	NOUN
ajfa-9721	169	29	)	)	PUNCT
ajfa-9721	169	30	to	to	PART
ajfa-9721	169	31	be	be	AUX
ajfa-9721	169	32	a	a	DET
ajfa-9721	169	33	dependent	dependent	ADJ
ajfa-9721	169	34	factor	factor	NOUN
ajfa-9721	169	35	,	,	PUNCT
ajfa-9721	169	36	the	the	DET
ajfa-9721	169	37	relationship	relationship	NOUN
ajfa-9721	169	38	between	between	ADP
ajfa-9721	169	39	them	they	PRON
ajfa-9721	169	40	is	be	AUX
ajfa-9721	169	41	analysed	analyse	VERB
ajfa-9721	169	42	.	.	PUNCT
ajfa-9721	170	1	in	in	ADP
ajfa-9721	170	2	each	each	DET
ajfa-9721	170	3	case	case	NOUN
ajfa-9721	170	4	,	,	PUNCT
ajfa-9721	170	5	they	they	PRON
ajfa-9721	170	6	show	show	VERB
ajfa-9721	170	7	a	a	DET
ajfa-9721	170	8	statistically	statistically	ADV
ajfa-9721	170	9	significant	significant	ADJ
ajfa-9721	170	10	linear	linear	ADJ
ajfa-9721	170	11	relationship	relationship	NOUN
ajfa-9721	170	12	.	.	PUNCT
ajfa-9721	171	1	linear	linear	ADJ
ajfa-9721	171	2	regression	regression	NOUN
ajfa-9721	171	3	analysis	analysis	NOUN
ajfa-9721	171	4	through	through	ADP
ajfa-9721	171	5	the	the	DET
ajfa-9721	171	6	origin	origin	NOUN
ajfa-9721	171	7	gives	give	VERB
ajfa-9721	171	8	the	the	DET
ajfa-9721	171	9	following	follow	VERB
ajfa-9721	171	10	β	β	X
ajfa-9721	171	11	values	value	NOUN
ajfa-9721	171	12	for	for	ADP
ajfa-9721	171	13	each	each	PRON
ajfa-9721	171	14	of	of	ADP
ajfa-9721	171	15	the	the	DET
ajfa-9721	171	16	policies	policy	NOUN
ajfa-9721	171	17	,	,	PUNCT
ajfa-9721	171	18	as	as	SCONJ
ajfa-9721	171	19	shown	show	VERB
ajfa-9721	171	20	in	in	ADP
ajfa-9721	171	21	tables	table	NOUN
ajfa-9721	171	22	1	1	NUM
ajfa-9721	171	23	-	-	SYM
ajfa-9721	171	24	4	4	NUM
ajfa-9721	171	25	:	:	PUNCT
ajfa-9721	171	26	table	table	NOUN
ajfa-9721	171	27	1	1	NUM
ajfa-9721	171	28	.	.	PUNCT
ajfa-9721	172	1	β	β	NOUN
ajfa-9721	172	2	values	value	NOUN
ajfa-9721	172	3	for	for	ADP
ajfa-9721	172	4	the	the	DET
ajfa-9721	172	5	capital	capital	NOUN
ajfa-9721	172	6	multiplier	multipli	ADJ
ajfa-9721	172	7	plan	plan	NOUN
ajfa-9721	172	8	1	1	NUM
ajfa-9721	172	9	lakh	lakh	NUM
ajfa-9721	172	10	2	2	NUM
ajfa-9721	172	11	lakhs	lakh	NOUN
ajfa-9721	172	12	3	3	NUM
ajfa-9721	172	13	lakhs	lakh	NOUN
ajfa-9721	172	14	4	4	NUM
ajfa-9721	172	15	lakhs	lakh	NOUN
ajfa-9721	172	16	5	5	NUM
ajfa-9721	172	17	lakhs	lakh	NOUN
ajfa-9721	172	18	15	15	NUM
ajfa-9721	172	19	yrs	yr	NOUN
ajfa-9721	172	20	2.380	2.380	NUM
ajfa-9721	172	21	2.360	2.360	NUM
ajfa-9721	172	22	2.359	2.359	NUM
ajfa-9721	172	23	2.414	2.414	NUM
ajfa-9721	172	24	2.434	2.434	NUM
ajfa-9721	172	25	20	20	NUM
ajfa-9721	172	26	yrs	yr	NOUN
ajfa-9721	172	27	1.227	1.227	NUM
ajfa-9721	172	28	1.215	1.215	NUM
ajfa-9721	172	29	1.213	1.213	NUM
ajfa-9721	172	30	1.215	1.215	NUM
ajfa-9721	172	31	1.239	1.239	NUM
ajfa-9721	172	32	25	25	NUM
ajfa-9721	172	33	yrs	yr	NOUN
ajfa-9721	172	34	0.444	0.444	NUM
ajfa-9721	172	35	0.444	0.444	NUM
ajfa-9721	172	36	0.444	0.444	NUM
ajfa-9721	172	37	0.443	0.443	NUM
ajfa-9721	172	38	0.444	0.444	NUM
ajfa-9721	172	39	table	table	NOUN
ajfa-9721	172	40	2	2	NUM
ajfa-9721	172	41	:	:	PUNCT
ajfa-9721	172	42	β	β	NOUN
ajfa-9721	172	43	values	value	NOUN
ajfa-9721	172	44	for	for	ADP
ajfa-9721	172	45	the	the	DET
ajfa-9721	172	46	money	money	NOUN
ajfa-9721	172	47	back	back	NOUN
ajfa-9721	172	48	plan	plan	NOUN
ajfa-9721	172	49	1	1	NUM
ajfa-9721	172	50	lakh	lakh	NUM
ajfa-9721	172	51	2	2	NUM
ajfa-9721	172	52	lakhs	lakh	NOUN
ajfa-9721	172	53	3	3	NUM
ajfa-9721	172	54	lakhs	lakh	NOUN
ajfa-9721	172	55	4	4	NUM
ajfa-9721	172	56	lakhs	lakh	NOUN
ajfa-9721	172	57	5	5	NUM
ajfa-9721	172	58	lakhs	lakh	NOUN
ajfa-9721	172	59	15	15	NUM
ajfa-9721	172	60	yrs	yr	NOUN
ajfa-9721	172	61	4.809	4.809	NUM
ajfa-9721	172	62	4.961	4.961	NUM
ajfa-9721	172	63	5.074	5.074	NUM
ajfa-9721	172	64	5.132	5.132	NUM
ajfa-9721	172	65	5.168	5.168	NUM
ajfa-9721	172	66	20	20	NUM
ajfa-9721	172	67	yrs	yr	NOUN
ajfa-9721	172	68	3.440	3.440	NUM
ajfa-9721	172	69	3.500	3.500	NUM
ajfa-9721	172	70	3.602	3.602	NUM
ajfa-9721	172	71	3.656	3.656	NUM
ajfa-9721	172	72	3.689	3.689	NUM
ajfa-9721	172	73	25	25	NUM
ajfa-9721	172	74	yrs	yr	NOUN
ajfa-9721	172	75	1.620	1.620	NUM
ajfa-9721	172	76	1.633	1.633	NUM
ajfa-9721	172	77	1.706	1.706	NUM
ajfa-9721	172	78	1.750	1.750	NUM
ajfa-9721	172	79	1.778	1.778	NUM
ajfa-9721	172	80	table	table	NOUN
ajfa-9721	172	81	3	3	NUM
ajfa-9721	172	82	.	.	PUNCT
ajfa-9721	173	1	β	β	NOUN
ajfa-9721	173	2	values	value	NOUN
ajfa-9721	173	3	for	for	ADP
ajfa-9721	173	4	the	the	DET
ajfa-9721	173	5	flexi	flexi	NOUN
ajfa-9721	173	6	-	-	PUNCT
ajfa-9721	173	7	plan	plan	NOUN
ajfa-9721	173	8	(	(	PUNCT
ajfa-9721	173	9	assuming	assume	VERB
ajfa-9721	173	10	8	8	NUM
ajfa-9721	173	11	%	%	NOUN
ajfa-9721	173	12	growth	growth	NOUN
ajfa-9721	173	13	)	)	PUNCT
ajfa-9721	173	14	1	1	NUM
ajfa-9721	173	15	lakh	lakh	NOUN
ajfa-9721	173	16	2	2	NUM
ajfa-9721	173	17	lakhs	lakh	NOUN
ajfa-9721	173	18	3	3	NUM
ajfa-9721	173	19	lakhs	lakh	NOUN
ajfa-9721	173	20	4	4	NUM
ajfa-9721	173	21	lakhs	lakh	NOUN
ajfa-9721	173	22	5	5	NUM
ajfa-9721	173	23	lakhs	lakh	NOUN
ajfa-9721	173	24	15	15	NUM
ajfa-9721	173	25	yrs	yr	NOUN
ajfa-9721	173	26	-3.165	-3.165	NUM
ajfa-9721	173	27	-3.190	-3.190	PUNCT
ajfa-9721	173	28	-3.214	-3.214	PUNCT
ajfa-9721	173	29	-3.212	-3.212	X
ajfa-9721	173	30	-3.233	-3.233	PUNCT
ajfa-9721	173	31	20	20	NUM
ajfa-9721	173	32	yrs	yr	NOUN
ajfa-9721	173	33	-3.009	-3.009	X
ajfa-9721	174	1	-3.009	-3.009	X
ajfa-9721	175	1	-3.028	-3.028	PROPN
ajfa-9721	175	2	-3.038	-3.038	PUNCT
ajfa-9721	176	1	-3.043	-3.043	PROPN
ajfa-9721	176	2	25	25	NUM
ajfa-9721	176	3	yrs	yr	NOUN
ajfa-9721	176	4	-2.974	-2.974	PRON
ajfa-9721	176	5	-2.974	-2.974	X
ajfa-9721	176	6	-2.980	-2.980	X
ajfa-9721	176	7	-2.988	-2.988	PUNCT
ajfa-9721	176	8	-2.993	-2.993	NOUN
ajfa-9721	176	9	table	table	NOUN
ajfa-9721	176	10	4	4	NUM
ajfa-9721	176	11	.	.	PUNCT
ajfa-9721	177	1	β	β	NOUN
ajfa-9721	177	2	values	value	NOUN
ajfa-9721	177	3	for	for	ADP
ajfa-9721	177	4	the	the	DET
ajfa-9721	177	5	flexi	flexi	NOUN
ajfa-9721	177	6	-	-	PUNCT
ajfa-9721	177	7	plan	plan	NOUN
ajfa-9721	177	8	(	(	PUNCT
ajfa-9721	177	9	assuming	assume	VERB
ajfa-9721	177	10	10	10	NUM
ajfa-9721	177	11	%	%	NOUN
ajfa-9721	177	12	growth	growth	NOUN
ajfa-9721	177	13	)	)	PUNCT
ajfa-9721	177	14	1	1	NUM
ajfa-9721	177	15	lakh	lakh	NOUN
ajfa-9721	177	16	2	2	NUM
ajfa-9721	177	17	lakhs	lakh	NOUN
ajfa-9721	177	18	3	3	NUM
ajfa-9721	177	19	lakhs	lakh	NOUN
ajfa-9721	177	20	4	4	NUM
ajfa-9721	177	21	lakhs	lakh	NOUN
ajfa-9721	177	22	5	5	NUM
ajfa-9721	177	23	lakhs	lakh	NOUN
ajfa-9721	177	24	15	15	NUM
ajfa-9721	177	25	yrs	yr	NOUN
ajfa-9721	177	26	-3.677	-3.677	PROPN
ajfa-9721	177	27	-3.700	-3.700	NUM
ajfa-9721	177	28	-3.722	-3.722	PRON
ajfa-9721	177	29	-3.733	-3.733	SYM
ajfa-9721	177	30	-3.740	-3.740	PUNCT
ajfa-9721	177	31	20	20	NUM
ajfa-9721	177	32	yrs	yr	NOUN
ajfa-9721	177	33	-3.413	-3.413	PUNCT
ajfa-9721	177	34	-3.413	-3.413	PUNCT
ajfa-9721	177	35	-3.430	-3.430	PUNCT
ajfa-9721	178	1	-3.438	-3.438	PRON
ajfa-9721	179	1	-3.443	-3.443	NUM
ajfa-9721	179	2	25	25	NUM
ajfa-9721	179	3	yrs	yr	NOUN
ajfa-9721	179	4	-3.298	-3.298	PUNCT
ajfa-9721	179	5	-3.298	-3.298	PUNCT
ajfa-9721	180	1	-3.304	-3.304	PRON
ajfa-9721	180	2	-3.310	-3.310	PUNCT
ajfa-9721	181	1	-3.314	-3.314	PUNCT
ajfa-9721	181	2	asian	asian	ADJ
ajfa-9721	181	3	journal	journal	NOUN
ajfa-9721	181	4	of	of	ADP
ajfa-9721	181	5	finance	finance	PROPN
ajfa-9721	181	6	&	&	CCONJ
ajfa-9721	181	7	accounting	accounting	PROPN
ajfa-9721	181	8	issn	issn	PROPN
ajfa-9721	181	9	1946	1946	NUM
ajfa-9721	181	10	-	-	PUNCT
ajfa-9721	181	11	052x	052x	PROPN
ajfa-9721	181	12	2016	2016	NUM
ajfa-9721	181	13	,	,	PUNCT
ajfa-9721	181	14	vol	vol	NOUN
ajfa-9721	181	15	.	.	PROPN
ajfa-9721	181	16	8	8	NUM
ajfa-9721	181	17	,	,	PUNCT
ajfa-9721	181	18	no	no	INTJ
ajfa-9721	181	19	.	.	NOUN
ajfa-9721	181	20	2	2	NUM
ajfa-9721	182	1	ajfa.macrothink.org	ajfa.macrothink.org	ADJ
ajfa-9721	182	2	90	90	NUM
ajfa-9721	183	1	it	it	PRON
ajfa-9721	183	2	is	be	AUX
ajfa-9721	183	3	observed	observe	VERB
ajfa-9721	183	4	that	that	SCONJ
ajfa-9721	183	5	,	,	PUNCT
ajfa-9721	183	6	in	in	ADP
ajfa-9721	183	7	almost	almost	ADV
ajfa-9721	183	8	all	all	DET
ajfa-9721	183	9	the	the	DET
ajfa-9721	183	10	cases	case	NOUN
ajfa-9721	183	11	,	,	PUNCT
ajfa-9721	183	12	at	at	ADP
ajfa-9721	183	13	each	each	DET
ajfa-9721	183	14	level	level	NOUN
ajfa-9721	183	15	of	of	ADP
ajfa-9721	183	16	maturity	maturity	NOUN
ajfa-9721	183	17	period	period	NOUN
ajfa-9721	183	18	,	,	PUNCT
ajfa-9721	183	19	the	the	DET
ajfa-9721	183	20	degree	degree	NOUN
ajfa-9721	183	21	of	of	ADP
ajfa-9721	183	22	sensitivity	sensitivity	NOUN
ajfa-9721	183	23	increases	increase	NOUN
ajfa-9721	183	24	as	as	ADP
ajfa-9721	183	25	the	the	DET
ajfa-9721	183	26	level	level	NOUN
ajfa-9721	183	27	of	of	ADP
ajfa-9721	183	28	sum	sum	NOUN
ajfa-9721	183	29	assured	assure	VERB
ajfa-9721	183	30	increases	increase	NOUN
ajfa-9721	183	31	,	,	PUNCT
ajfa-9721	183	32	and	and	CCONJ
ajfa-9721	183	33	that	that	SCONJ
ajfa-9721	183	34	the	the	DET
ajfa-9721	183	35	degree	degree	NOUN
ajfa-9721	183	36	of	of	ADP
ajfa-9721	183	37	sensitivity	sensitivity	NOUN
ajfa-9721	183	38	is	be	AUX
ajfa-9721	183	39	higher	high	ADJ
ajfa-9721	183	40	at	at	ADP
ajfa-9721	183	41	lower	low	ADJ
ajfa-9721	183	42	maturity	maturity	NOUN
ajfa-9721	183	43	periods	period	NOUN
ajfa-9721	183	44	,	,	PUNCT
ajfa-9721	183	45	i.e.	i.e.	X
ajfa-9721	183	46	the	the	DET
ajfa-9721	183	47	sensitivity	sensitivity	NOUN
ajfa-9721	183	48	decreases	decrease	VERB
ajfa-9721	183	49	as	as	ADP
ajfa-9721	183	50	maturity	maturity	NOUN
ajfa-9721	183	51	period	period	NOUN
ajfa-9721	183	52	increases	increase	NOUN
ajfa-9721	183	53	.	.	PUNCT
ajfa-9721	184	1	further	far	ADV
ajfa-9721	184	2	,	,	PUNCT
ajfa-9721	184	3	the	the	DET
ajfa-9721	184	4	money	money	NOUN
ajfa-9721	184	5	back	back	NOUN
ajfa-9721	184	6	plan	plan	NOUN
ajfa-9721	184	7	shows	show	VERB
ajfa-9721	184	8	the	the	DET
ajfa-9721	184	9	highest	high	ADJ
ajfa-9721	184	10	degree	degree	NOUN
ajfa-9721	184	11	of	of	ADP
ajfa-9721	184	12	sensitivity	sensitivity	NOUN
ajfa-9721	184	13	and	and	CCONJ
ajfa-9721	184	14	the	the	DET
ajfa-9721	184	15	capital	capital	NOUN
ajfa-9721	184	16	multiplier	multipli	ADJ
ajfa-9721	184	17	plan	plan	NOUN
ajfa-9721	184	18	shows	show	VERB
ajfa-9721	184	19	the	the	DET
ajfa-9721	184	20	lowest	low	ADJ
ajfa-9721	184	21	degree	degree	NOUN
ajfa-9721	184	22	of	of	ADP
ajfa-9721	184	23	sensitivity	sensitivity	NOUN
ajfa-9721	184	24	.	.	PUNCT
ajfa-9721	185	1	in	in	ADP
ajfa-9721	185	2	fact	fact	NOUN
ajfa-9721	185	3	,	,	PUNCT
ajfa-9721	185	4	the	the	DET
ajfa-9721	185	5	β	β	PROPN
ajfa-9721	185	6	values	value	NOUN
ajfa-9721	185	7	for	for	ADP
ajfa-9721	185	8	the	the	DET
ajfa-9721	185	9	capital	capital	NOUN
ajfa-9721	185	10	multiplier	multipli	ADJ
ajfa-9721	185	11	plan	plan	NOUN
ajfa-9721	185	12	show	show	VERB
ajfa-9721	185	13	an	an	DET
ajfa-9721	185	14	anomalous	anomalous	ADJ
ajfa-9721	185	15	trend	trend	NOUN
ajfa-9721	185	16	with	with	ADP
ajfa-9721	185	17	the	the	DET
ajfa-9721	185	18	level	level	NOUN
ajfa-9721	185	19	of	of	ADP
ajfa-9721	185	20	sum	sum	NOUN
ajfa-9721	185	21	assured	assure	VERB
ajfa-9721	185	22	.	.	PUNCT
ajfa-9721	186	1	finally	finally	ADV
ajfa-9721	186	2	,	,	PUNCT
ajfa-9721	186	3	the	the	DET
ajfa-9721	186	4	flexi	flexi	NOUN
ajfa-9721	186	5	-	-	PUNCT
ajfa-9721	186	6	plan	plan	NOUN
ajfa-9721	186	7	(	(	PUNCT
ajfa-9721	186	8	assuming	assume	VERB
ajfa-9721	186	9	10	10	NUM
ajfa-9721	186	10	%	%	NOUN
ajfa-9721	186	11	growth	growth	NOUN
ajfa-9721	186	12	)	)	PUNCT
ajfa-9721	186	13	shows	show	VERB
ajfa-9721	186	14	a	a	DET
ajfa-9721	186	15	higher	high	ADJ
ajfa-9721	186	16	degree	degree	NOUN
ajfa-9721	186	17	of	of	ADP
ajfa-9721	186	18	sensitivity	sensitivity	NOUN
ajfa-9721	186	19	than	than	ADP
ajfa-9721	186	20	the	the	DET
ajfa-9721	186	21	flexi	flexi	NOUN
ajfa-9721	186	22	-	-	PUNCT
ajfa-9721	186	23	plan	plan	NOUN
ajfa-9721	186	24	(	(	PUNCT
ajfa-9721	186	25	assuming	assume	VERB
ajfa-9721	186	26	8	8	NUM
ajfa-9721	186	27	%	%	NOUN
ajfa-9721	186	28	growth	growth	NOUN
ajfa-9721	186	29	)	)	PUNCT
ajfa-9721	186	30	.	.	PUNCT
ajfa-9721	187	1	finally	finally	ADV
ajfa-9721	187	2	,	,	PUNCT
ajfa-9721	187	3	in	in	ADP
ajfa-9721	187	4	order	order	NOUN
ajfa-9721	187	5	to	to	PART
ajfa-9721	187	6	understand	understand	VERB
ajfa-9721	187	7	how	how	SCONJ
ajfa-9721	187	8	the	the	DET
ajfa-9721	187	9	degree	degree	NOUN
ajfa-9721	187	10	of	of	ADP
ajfa-9721	187	11	sensitivity	sensitivity	NOUN
ajfa-9721	187	12	varied	varied	ADJ
ajfa-9721	187	13	with	with	ADP
ajfa-9721	187	14	the	the	DET
ajfa-9721	187	15	level	level	NOUN
ajfa-9721	187	16	of	of	ADP
ajfa-9721	187	17	sum	sum	NOUN
ajfa-9721	187	18	assured	assure	VERB
ajfa-9721	187	19	and	and	CCONJ
ajfa-9721	187	20	the	the	DET
ajfa-9721	187	21	maturity	maturity	NOUN
ajfa-9721	187	22	period	period	NOUN
ajfa-9721	187	23	for	for	ADP
ajfa-9721	187	24	each	each	DET
ajfa-9721	187	25	policy	policy	NOUN
ajfa-9721	187	26	,	,	PUNCT
ajfa-9721	187	27	a	a	DET
ajfa-9721	187	28	second	second	ADJ
ajfa-9721	187	29	-	-	PUNCT
ajfa-9721	187	30	stage	stage	NOUN
ajfa-9721	187	31	regression	regression	NOUN
ajfa-9721	187	32	was	be	AUX
ajfa-9721	187	33	performed	perform	VERB
ajfa-9721	187	34	for	for	ADP
ajfa-9721	187	35	the	the	DET
ajfa-9721	187	36	β	β	PROPN
ajfa-9721	187	37	values	value	NOUN
ajfa-9721	187	38	on	on	ADP
ajfa-9721	187	39	the	the	DET
ajfa-9721	187	40	level	level	NOUN
ajfa-9721	187	41	of	of	ADP
ajfa-9721	187	42	sum	sum	NOUN
ajfa-9721	187	43	assured	assure	VERB
ajfa-9721	187	44	and	and	CCONJ
ajfa-9721	187	45	the	the	DET
ajfa-9721	187	46	maturity	maturity	NOUN
ajfa-9721	187	47	.	.	PUNCT
ajfa-9721	188	1	the	the	DET
ajfa-9721	188	2	results	result	NOUN
ajfa-9721	188	3	of	of	ADP
ajfa-9721	188	4	the	the	DET
ajfa-9721	188	5	second	second	ADJ
ajfa-9721	188	6	-	-	PUNCT
ajfa-9721	188	7	stage	stage	NOUN
ajfa-9721	188	8	regression	regression	NOUN
ajfa-9721	188	9	are	be	AUX
ajfa-9721	188	10	shown	show	VERB
ajfa-9721	188	11	in	in	ADP
ajfa-9721	188	12	tables	table	NOUN
ajfa-9721	188	13	5	5	NUM
ajfa-9721	188	14	-	-	SYM
ajfa-9721	188	15	8	8	NUM
ajfa-9721	188	16	:	:	PUNCT
ajfa-9721	188	17	table	table	NOUN
ajfa-9721	188	18	5	5	NUM
ajfa-9721	188	19	.	.	PUNCT
ajfa-9721	189	1	β	β	NOUN
ajfa-9721	189	2	regression	regression	NOUN
ajfa-9721	189	3	for	for	ADP
ajfa-9721	189	4	the	the	DET
ajfa-9721	189	5	capital	capital	NOUN
ajfa-9721	189	6	multiplier	multipli	ADJ
ajfa-9721	189	7	plan	plan	NOUN
ajfa-9721	189	8	coefficient	coefficient	NOUN
ajfa-9721	189	9	t	t	PROPN
ajfa-9721	189	10	stat	stat	PROPN
ajfa-9721	189	11	p	p	NOUN
ajfa-9721	189	12	-	-	PUNCT
ajfa-9721	189	13	value	value	NOUN
ajfa-9721	189	14	intercept	intercept	NOUN
ajfa-9721	189	15	5.2244	5.2244	NUM
ajfa-9721	189	16	35.7489	35.7489	NUM
ajfa-9721	189	17	0.0000	0.0000	NUM
ajfa-9721	189	18	sum	sum	NOUN
ajfa-9721	189	19	assured	assure	VERB
ajfa-9721	189	20	0.0000	0.0000	NUM
ajfa-9721	189	21	0.3241	0.3241	NUM
ajfa-9721	189	22	0.7514	0.7514	NUM
ajfa-9721	189	23	maturity	maturity	NOUN
ajfa-9721	189	24	-0.1946	-0.1946	NOUN
ajfa-9721	189	25	-29.5201	-29.5201	NUM
ajfa-9721	190	1	0.0000	0.0000	NUM
ajfa-9721	190	2	anova	anova	PROPN
ajfa-9721	190	3	df	df	PROPN
ajfa-9721	190	4	ss	ss	PROPN
ajfa-9721	190	5	ms	ms	PROPN
ajfa-9721	190	6	f	f	PROPN
ajfa-9721	190	7	significance	significance	NOUN
ajfa-9721	190	8	f	f	PROPN
ajfa-9721	190	9	regression	regression	VERB
ajfa-9721	190	10	2	2	NUM
ajfa-9721	190	11	9.4645	9.4645	NUM
ajfa-9721	190	12	4.7323	4.7323	NUM
ajfa-9721	190	13	435.7720	435.7720	NUM
ajfa-9721	190	14	0.0000	0.0000	NUM
ajfa-9721	190	15	residual	residual	ADJ
ajfa-9721	190	16	12	12	NUM
ajfa-9721	190	17	0.1303	0.1303	NUM
ajfa-9721	190	18	0.0109	0.0109	NUM
ajfa-9721	190	19	total	total	ADJ
ajfa-9721	190	20	14	14	NUM
ajfa-9721	190	21	9.5949	9.5949	NUM
ajfa-9721	190	22	regression	regression	NOUN
ajfa-9721	190	23	statistics	statistic	NOUN
ajfa-9721	190	24	multiple	multiple	NOUN
ajfa-9721	190	25	r	r	NOUN
ajfa-9721	190	26	99.32	99.32	NUM
ajfa-9721	190	27	%	%	NOUN
ajfa-9721	190	28	r	r	NOUN
ajfa-9721	190	29	square	square	NOUN
ajfa-9721	190	30	98.64	98.64	NUM
ajfa-9721	190	31	%	%	NOUN
ajfa-9721	190	32	adjusted	adjust	VERB
ajfa-9721	190	33	r	r	NOUN
ajfa-9721	190	34	square	square	NOUN
ajfa-9721	190	35	98.42	98.42	NUM
ajfa-9721	190	36	%	%	NOUN
ajfa-9721	190	37	asian	asian	ADJ
ajfa-9721	190	38	journal	journal	NOUN
ajfa-9721	190	39	of	of	ADP
ajfa-9721	190	40	finance	finance	PROPN
ajfa-9721	190	41	&	&	CCONJ
ajfa-9721	190	42	accounting	accounting	PROPN
ajfa-9721	190	43	issn	issn	PROPN
ajfa-9721	190	44	1946	1946	NUM
ajfa-9721	190	45	-	-	PUNCT
ajfa-9721	190	46	052x	052x	PROPN
ajfa-9721	190	47	2016	2016	NUM
ajfa-9721	190	48	,	,	PUNCT
ajfa-9721	190	49	vol	vol	NOUN
ajfa-9721	190	50	.	.	PROPN
ajfa-9721	190	51	8	8	NUM
ajfa-9721	190	52	,	,	PUNCT
ajfa-9721	190	53	no	no	INTJ
ajfa-9721	190	54	.	.	NOUN
ajfa-9721	190	55	2	2	NUM
ajfa-9721	190	56	ajfa.macrothink.org	ajfa.macrothink.org	ADJ
ajfa-9721	190	57	91	91	NUM
ajfa-9721	190	58	table	table	NOUN
ajfa-9721	190	59	6	6	NUM
ajfa-9721	190	60	.	.	PUNCT
ajfa-9721	191	1	β	β	NOUN
ajfa-9721	191	2	regression	regression	NOUN
ajfa-9721	191	3	for	for	ADP
ajfa-9721	191	4	the	the	DET
ajfa-9721	191	5	money	money	NOUN
ajfa-9721	191	6	back	back	NOUN
ajfa-9721	191	7	plan	plan	NOUN
ajfa-9721	191	8	coefficient	coefficient	NOUN
ajfa-9721	191	9	t	t	PROPN
ajfa-9721	191	10	stat	stat	PROPN
ajfa-9721	191	11	p	p	NOUN
ajfa-9721	191	12	-	-	PUNCT
ajfa-9721	191	13	value	value	NOUN
ajfa-9721	191	14	intercept	intercept	NOUN
ajfa-9721	191	15	9.8997	9.8997	NUM
ajfa-9721	191	16	59.0512	59.0512	NUM
ajfa-9721	191	17	0.0000	0.0000	NUM
ajfa-9721	191	18	sum	sum	NOUN
ajfa-9721	191	19	assured	assure	VERB
ajfa-9721	191	20	0.0000	0.0000	NUM
ajfa-9721	191	21	3.0178	3.0178	NUM
ajfa-9721	191	22	0.0107	0.0107	NUM
ajfa-9721	191	23	maturity	maturity	NOUN
ajfa-9721	191	24	-0.3331	-0.3331	NOUN
ajfa-9721	191	25	-44.0623	-44.0623	NUM
ajfa-9721	191	26	0.0000	0.0000	NUM
ajfa-9721	191	27	anova	anova	PROPN
ajfa-9721	191	28	df	df	PROPN
ajfa-9721	191	29	ss	ss	PROPN
ajfa-9721	191	30	ms	ms	PROPN
ajfa-9721	191	31	f	f	PROPN
ajfa-9721	191	32	significance	significance	NOUN
ajfa-9721	191	33	f	f	PROPN
ajfa-9721	191	34	regression	regression	VERB
ajfa-9721	191	35	2	2	NUM
ajfa-9721	191	36	27.8757	27.8757	NUM
ajfa-9721	191	37	13.9379	13.9379	NUM
ajfa-9721	191	38	975.2989	975.2989	NUM
ajfa-9721	191	39	0.0000	0.0000	NUM
ajfa-9721	191	40	residual	residual	ADJ
ajfa-9721	191	41	12	12	NUM
ajfa-9721	191	42	0.1715	0.1715	NUM
ajfa-9721	191	43	0.0143	0.0143	NUM
ajfa-9721	191	44	total	total	NOUN
ajfa-9721	191	45	14	14	NUM
ajfa-9721	191	46	28.0472	28.0472	NUM
ajfa-9721	191	47	regression	regression	NOUN
ajfa-9721	191	48	statistics	statistic	NOUN
ajfa-9721	191	49	multiple	multiple	ADJ
ajfa-9721	191	50	r	r	NOUN
ajfa-9721	191	51	99.69	99.69	NUM
ajfa-9721	191	52	%	%	NOUN
ajfa-9721	191	53	r	r	NOUN
ajfa-9721	191	54	square	square	NOUN
ajfa-9721	191	55	99.39	99.39	NUM
ajfa-9721	191	56	%	%	NOUN
ajfa-9721	191	57	adjusted	adjust	VERB
ajfa-9721	191	58	r	r	NOUN
ajfa-9721	191	59	square	square	NOUN
ajfa-9721	191	60	99.29	99.29	NUM
ajfa-9721	191	61	%	%	NOUN
ajfa-9721	191	62	table	table	NOUN
ajfa-9721	191	63	7	7	NUM
ajfa-9721	191	64	.	.	PUNCT
ajfa-9721	192	1	β	β	NOUN
ajfa-9721	192	2	regression	regression	NOUN
ajfa-9721	192	3	for	for	ADP
ajfa-9721	192	4	the	the	DET
ajfa-9721	192	5	flexi	flexi	NOUN
ajfa-9721	192	6	-	-	PUNCT
ajfa-9721	192	7	plan	plan	NOUN
ajfa-9721	192	8	(	(	PUNCT
ajfa-9721	192	9	assuming	assume	VERB
ajfa-9721	192	10	8	8	NUM
ajfa-9721	192	11	%	%	NOUN
ajfa-9721	192	12	growth	growth	NOUN
ajfa-9721	192	13	)	)	PUNCT
ajfa-9721	192	14	coefficients	coefficient	NOUN
ajfa-9721	192	15	t	t	PROPN
ajfa-9721	192	16	stat	stat	PROPN
ajfa-9721	192	17	p	p	ADJ
ajfa-9721	192	18	-	-	PUNCT
ajfa-9721	192	19	value	value	NOUN
ajfa-9721	192	20	intercept	intercept	NOUN
ajfa-9721	192	21	-3.4813	-3.4813	NOUN
ajfa-9721	192	22	-68.4262	-68.4262	PUNCT
ajfa-9721	192	23	0.0000	0.0000	NUM
ajfa-9721	192	24	sum	sum	NOUN
ajfa-9721	192	25	assured	assure	VERB
ajfa-9721	192	26	0.0000	0.0000	NUM
ajfa-9721	192	27	-1.5450	-1.5450	NOUN
ajfa-9721	193	1	0.1483	0.1483	NUM
ajfa-9721	193	2	maturity	maturity	NOUN
ajfa-9721	193	3	0.0221	0.0221	NUM
ajfa-9721	193	4	9.6318	9.6318	NUM
ajfa-9721	193	5	0.0000	0.0000	NUM
ajfa-9721	193	6	anova	anova	PROPN
ajfa-9721	193	7	df	df	PROPN
ajfa-9721	193	8	ss	ss	PROPN
ajfa-9721	193	9	ms	ms	PROPN
ajfa-9721	193	10	f	f	PROPN
ajfa-9721	193	11	significance	significance	NOUN
ajfa-9721	193	12	f	f	PROPN
ajfa-9721	193	13	regression	regression	VERB
ajfa-9721	193	14	2	2	NUM
ajfa-9721	193	15	0.1252	0.1252	NUM
ajfa-9721	193	16	0.0626	0.0626	NUM
ajfa-9721	193	17	47.5795	47.5795	NUM
ajfa-9721	193	18	0.0000	0.0000	NUM
ajfa-9721	193	19	residual	residual	ADJ
ajfa-9721	193	20	12	12	NUM
ajfa-9721	193	21	0.0158	0.0158	NUM
ajfa-9721	193	22	0.0013	0.0013	NUM
ajfa-9721	193	23	total	total	NOUN
ajfa-9721	193	24	14	14	NUM
ajfa-9721	193	25	0.1410	0.1410	NUM
ajfa-9721	193	26	regression	regression	NOUN
ajfa-9721	193	27	statistics	statistic	NOUN
ajfa-9721	193	28	multiple	multiple	ADJ
ajfa-9721	193	29	r	r	NOUN
ajfa-9721	193	30	94.23	94.23	NUM
ajfa-9721	193	31	%	%	NOUN
ajfa-9721	193	32	r	r	NOUN
ajfa-9721	193	33	square	square	NOUN
ajfa-9721	193	34	88.80	88.80	NUM
ajfa-9721	193	35	%	%	NOUN
ajfa-9721	193	36	adjusted	adjust	VERB
ajfa-9721	193	37	r	r	NOUN
ajfa-9721	193	38	square	square	ADJ
ajfa-9721	193	39	86.94	86.94	NUM
ajfa-9721	193	40	%	%	NOUN
ajfa-9721	193	41	asian	asian	ADJ
ajfa-9721	193	42	journal	journal	NOUN
ajfa-9721	193	43	of	of	ADP
ajfa-9721	193	44	finance	finance	PROPN
ajfa-9721	193	45	&	&	CCONJ
ajfa-9721	193	46	accounting	accounting	PROPN
ajfa-9721	193	47	issn	issn	PROPN
ajfa-9721	193	48	1946	1946	NUM
ajfa-9721	193	49	-	-	PUNCT
ajfa-9721	193	50	052x	052x	PROPN
ajfa-9721	193	51	2016	2016	NUM
ajfa-9721	193	52	,	,	PUNCT
ajfa-9721	193	53	vol	vol	NOUN
ajfa-9721	193	54	.	.	PROPN
ajfa-9721	193	55	8	8	NUM
ajfa-9721	193	56	,	,	PUNCT
ajfa-9721	193	57	no	no	INTJ
ajfa-9721	193	58	.	.	NOUN
ajfa-9721	193	59	2	2	NUM
ajfa-9721	193	60	ajfa.macrothink.org	ajfa.macrothink.org	ADJ
ajfa-9721	193	61	92	92	NUM
ajfa-9721	193	62	table	table	NOUN
ajfa-9721	193	63	8	8	NUM
ajfa-9721	193	64	.	.	PUNCT
ajfa-9721	194	1	β	β	NOUN
ajfa-9721	194	2	regression	regression	NOUN
ajfa-9721	194	3	for	for	ADP
ajfa-9721	194	4	the	the	DET
ajfa-9721	194	5	flexi	flexi	NOUN
ajfa-9721	194	6	-	-	PUNCT
ajfa-9721	194	7	plan	plan	NOUN
ajfa-9721	194	8	(	(	PUNCT
ajfa-9721	194	9	assuming	assume	VERB
ajfa-9721	194	10	10	10	NUM
ajfa-9721	194	11	%	%	NOUN
ajfa-9721	194	12	growth	growth	NOUN
ajfa-9721	194	13	)	)	PUNCT
ajfa-9721	194	14	coefficient	coefficient	NOUN
ajfa-9721	194	15	t	t	PROPN
ajfa-9721	194	16	stat	stat	PROPN
ajfa-9721	194	17	p	p	ADJ
ajfa-9721	194	18	-	-	PUNCT
ajfa-9721	194	19	value	value	NOUN
ajfa-9721	194	20	intercept	intercept	NOUN
ajfa-9721	194	21	-4.2726	-4.2726	NOUN
ajfa-9721	194	22	-68.9861	-68.9861	NUM
ajfa-9721	195	1	0.0000	0.0000	NUM
ajfa-9721	195	2	sum	sum	NOUN
ajfa-9721	195	3	assured	assure	VERB
ajfa-9721	195	4	0.0000	0.0000	NUM
ajfa-9721	195	5	-1.1906	-1.1906	VERB
ajfa-9721	195	6	0.2568	0.2568	NUM
ajfa-9721	195	7	maturity	maturity	NOUN
ajfa-9721	195	8	0.0410	0.0410	NUM
ajfa-9721	195	9	14.6644	14.6644	NUM
ajfa-9721	195	10	0.0000	0.0000	NUM
ajfa-9721	195	11	anova	anova	PROPN
ajfa-9721	195	12	df	df	PROPN
ajfa-9721	195	13	ss	ss	PROPN
ajfa-9721	196	1	ms	ms	PROPN
ajfa-9721	196	2	f	f	PROPN
ajfa-9721	196	3	significance	significance	NOUN
ajfa-9721	196	4	f	f	PROPN
ajfa-9721	196	5	regression	regression	NOUN
ajfa-9721	196	6	2	2	NUM
ajfa-9721	196	7	0.4222	0.4222	NUM
ajfa-9721	196	8	0.2111	0.2111	NUM
ajfa-9721	196	9	108.2311	108.2311	NUM
ajfa-9721	196	10	0.0000	0.0000	NUM
ajfa-9721	196	11	residual	residual	ADJ
ajfa-9721	196	12	12	12	NUM
ajfa-9721	196	13	0.0234	0.0234	NUM
ajfa-9721	196	14	0.0020	0.0020	NUM
ajfa-9721	196	15	total	total	NOUN
ajfa-9721	196	16	14	14	NUM
ajfa-9721	196	17	0.4456	0.4456	NUM
ajfa-9721	196	18	regression	regression	NOUN
ajfa-9721	196	19	statistics	statistic	NOUN
ajfa-9721	196	20	multiple	multiple	ADJ
ajfa-9721	196	21	r	r	NOUN
ajfa-9721	196	22	97.34	97.34	NUM
ajfa-9721	196	23	%	%	NOUN
ajfa-9721	196	24	r	r	NOUN
ajfa-9721	196	25	square	square	NOUN
ajfa-9721	196	26	94.75	94.75	NUM
ajfa-9721	196	27	%	%	NOUN
ajfa-9721	196	28	adjusted	adjust	VERB
ajfa-9721	196	29	r	r	NOUN
ajfa-9721	196	30	square	square	NOUN
ajfa-9721	196	31	93.87	93.87	NUM
ajfa-9721	196	32	%	%	NOUN
ajfa-9721	196	33	for	for	ADP
ajfa-9721	196	34	the	the	DET
ajfa-9721	196	35	capital	capital	NOUN
ajfa-9721	196	36	multiplier	multipli	ADJ
ajfa-9721	196	37	plan	plan	NOUN
ajfa-9721	196	38	,	,	PUNCT
ajfa-9721	196	39	it	it	PRON
ajfa-9721	196	40	was	be	AUX
ajfa-9721	196	41	found	find	VERB
ajfa-9721	196	42	that	that	SCONJ
ajfa-9721	196	43	the	the	DET
ajfa-9721	196	44	level	level	NOUN
ajfa-9721	196	45	of	of	ADP
ajfa-9721	196	46	sum	sum	NOUN
ajfa-9721	196	47	assured	assure	VERB
ajfa-9721	196	48	has	have	VERB
ajfa-9721	196	49	no	no	DET
ajfa-9721	196	50	statistically	statistically	ADV
ajfa-9721	196	51	significant	significant	ADJ
ajfa-9721	196	52	effect	effect	NOUN
ajfa-9721	196	53	on	on	ADP
ajfa-9721	196	54	the	the	DET
ajfa-9721	196	55	degree	degree	NOUN
ajfa-9721	196	56	of	of	ADP
ajfa-9721	196	57	sensitivity	sensitivity	NOUN
ajfa-9721	196	58	,	,	PUNCT
ajfa-9721	196	59	while	while	SCONJ
ajfa-9721	196	60	the	the	DET
ajfa-9721	196	61	maturity	maturity	NOUN
ajfa-9721	196	62	period	period	NOUN
ajfa-9721	196	63	has	have	VERB
ajfa-9721	196	64	a	a	DET
ajfa-9721	196	65	statistically	statistically	ADV
ajfa-9721	196	66	significant	significant	ADJ
ajfa-9721	196	67	negative	negative	ADJ
ajfa-9721	196	68	effect	effect	NOUN
ajfa-9721	196	69	on	on	ADP
ajfa-9721	196	70	the	the	DET
ajfa-9721	196	71	degree	degree	NOUN
ajfa-9721	196	72	of	of	ADP
ajfa-9721	196	73	sensitivity	sensitivity	NOUN
ajfa-9721	196	74	.	.	PUNCT
ajfa-9721	197	1	for	for	ADP
ajfa-9721	197	2	the	the	DET
ajfa-9721	197	3	money	money	NOUN
ajfa-9721	197	4	back	back	NOUN
ajfa-9721	197	5	plan	plan	NOUN
ajfa-9721	197	6	,	,	PUNCT
ajfa-9721	197	7	however	however	ADV
ajfa-9721	197	8	,	,	PUNCT
ajfa-9721	197	9	it	it	PRON
ajfa-9721	197	10	was	be	AUX
ajfa-9721	197	11	found	find	VERB
ajfa-9721	197	12	that	that	SCONJ
ajfa-9721	197	13	the	the	DET
ajfa-9721	197	14	level	level	NOUN
ajfa-9721	197	15	of	of	ADP
ajfa-9721	197	16	sum	sum	NOUN
ajfa-9721	197	17	assured	assure	VERB
ajfa-9721	197	18	has	have	VERB
ajfa-9721	197	19	a	a	DET
ajfa-9721	197	20	statistically	statistically	ADV
ajfa-9721	197	21	significant	significant	ADJ
ajfa-9721	197	22	positive	positive	ADJ
ajfa-9721	197	23	effect	effect	NOUN
ajfa-9721	197	24	on	on	ADP
ajfa-9721	197	25	the	the	DET
ajfa-9721	197	26	degree	degree	NOUN
ajfa-9721	197	27	of	of	ADP
ajfa-9721	197	28	sensitivity	sensitivity	NOUN
ajfa-9721	197	29	,	,	PUNCT
ajfa-9721	197	30	while	while	SCONJ
ajfa-9721	197	31	the	the	DET
ajfa-9721	197	32	maturity	maturity	NOUN
ajfa-9721	197	33	period	period	NOUN
ajfa-9721	197	34	has	have	VERB
ajfa-9721	197	35	a	a	DET
ajfa-9721	197	36	statistically	statistically	ADV
ajfa-9721	197	37	significant	significant	ADJ
ajfa-9721	197	38	negative	negative	ADJ
ajfa-9721	197	39	effect	effect	NOUN
ajfa-9721	197	40	on	on	ADP
ajfa-9721	197	41	the	the	DET
ajfa-9721	197	42	degree	degree	NOUN
ajfa-9721	197	43	of	of	ADP
ajfa-9721	197	44	sensitivity	sensitivity	NOUN
ajfa-9721	197	45	.	.	PUNCT
ajfa-9721	198	1	finally	finally	ADV
ajfa-9721	198	2	,	,	PUNCT
ajfa-9721	198	3	for	for	ADP
ajfa-9721	198	4	the	the	DET
ajfa-9721	198	5	flexi	flexi	NOUN
ajfa-9721	198	6	-	-	PUNCT
ajfa-9721	198	7	plan(s	plan(s	NOUN
ajfa-9721	198	8	)	)	PUNCT
ajfa-9721	198	9	,	,	PUNCT
ajfa-9721	198	10	it	it	PRON
ajfa-9721	198	11	was	be	AUX
ajfa-9721	198	12	found	find	VERB
ajfa-9721	198	13	that	that	SCONJ
ajfa-9721	198	14	the	the	DET
ajfa-9721	198	15	level	level	NOUN
ajfa-9721	198	16	of	of	ADP
ajfa-9721	198	17	sum	sum	NOUN
ajfa-9721	198	18	assured	assure	VERB
ajfa-9721	198	19	has	have	VERB
ajfa-9721	198	20	no	no	DET
ajfa-9721	198	21	statistically	statistically	ADV
ajfa-9721	198	22	significant	significant	ADJ
ajfa-9721	198	23	effect	effect	NOUN
ajfa-9721	198	24	on	on	ADP
ajfa-9721	198	25	the	the	DET
ajfa-9721	198	26	degree	degree	NOUN
ajfa-9721	198	27	of	of	ADP
ajfa-9721	198	28	sensitivity	sensitivity	NOUN
ajfa-9721	198	29	,	,	PUNCT
ajfa-9721	198	30	while	while	SCONJ
ajfa-9721	198	31	the	the	DET
ajfa-9721	198	32	maturity	maturity	NOUN
ajfa-9721	198	33	period	period	NOUN
ajfa-9721	198	34	has	have	VERB
ajfa-9721	198	35	a	a	DET
ajfa-9721	198	36	statistically	statistically	ADV
ajfa-9721	198	37	significant	significant	ADJ
ajfa-9721	198	38	positive	positive	ADJ
ajfa-9721	198	39	effect	effect	NOUN
ajfa-9721	198	40	on	on	ADP
ajfa-9721	198	41	the	the	DET
ajfa-9721	198	42	degree	degree	NOUN
ajfa-9721	198	43	of	of	ADP
ajfa-9721	198	44	sensitivity	sensitivity	NOUN
ajfa-9721	198	45	.	.	PUNCT
ajfa-9721	199	1	all	all	DET
ajfa-9721	199	2	the	the	DET
ajfa-9721	199	3	regressions	regression	NOUN
ajfa-9721	199	4	are	be	AUX
ajfa-9721	199	5	statistically	statistically	ADV
ajfa-9721	199	6	significant	significant	ADJ
ajfa-9721	199	7	,	,	PUNCT
ajfa-9721	199	8	explaining	explain	VERB
ajfa-9721	199	9	about	about	ADV
ajfa-9721	199	10	90	90	NUM
ajfa-9721	199	11	%	%	NOUN
ajfa-9721	199	12	or	or	CCONJ
ajfa-9721	199	13	more	more	ADJ
ajfa-9721	199	14	of	of	ADP
ajfa-9721	199	15	the	the	DET
ajfa-9721	199	16	variation	variation	NOUN
ajfa-9721	199	17	in	in	ADP
ajfa-9721	199	18	the	the	DET
ajfa-9721	199	19	degree	degree	NOUN
ajfa-9721	199	20	of	of	ADP
ajfa-9721	199	21	sensitivity	sensitivity	NOUN
ajfa-9721	199	22	.	.	PUNCT
ajfa-9721	200	1	discussion	discussion	NOUN
ajfa-9721	200	2	the	the	DET
ajfa-9721	200	3	primary	primary	ADJ
ajfa-9721	200	4	objective	objective	NOUN
ajfa-9721	200	5	of	of	ADP
ajfa-9721	200	6	the	the	DET
ajfa-9721	200	7	study	study	NOUN
ajfa-9721	200	8	was	be	AUX
ajfa-9721	200	9	to	to	PART
ajfa-9721	200	10	analyse	analyse	VERB
ajfa-9721	200	11	and	and	CCONJ
ajfa-9721	200	12	compare	compare	VERB
ajfa-9721	200	13	the	the	DET
ajfa-9721	200	14	pattern	pattern	NOUN
ajfa-9721	200	15	of	of	ADP
ajfa-9721	200	16	adjusted	adjusted	ADJ
ajfa-9721	200	17	and	and	CCONJ
ajfa-9721	200	18	unadjusted	unadjusted	ADJ
ajfa-9721	200	19	rates	rate	NOUN
ajfa-9721	200	20	of	of	ADP
ajfa-9721	200	21	return	return	NOUN
ajfa-9721	200	22	for	for	ADP
ajfa-9721	200	23	different	different	ADJ
ajfa-9721	200	24	types	type	NOUN
ajfa-9721	200	25	of	of	ADP
ajfa-9721	200	26	policies	policy	NOUN
ajfa-9721	200	27	.	.	PUNCT
ajfa-9721	201	1	from	from	ADP
ajfa-9721	201	2	these	these	DET
ajfa-9721	201	3	comparisons	comparison	NOUN
ajfa-9721	201	4	,	,	PUNCT
ajfa-9721	201	5	the	the	DET
ajfa-9721	201	6	following	follow	VERB
ajfa-9721	201	7	were	be	AUX
ajfa-9721	201	8	the	the	DET
ajfa-9721	201	9	key	key	ADJ
ajfa-9721	201	10	findings	finding	NOUN
ajfa-9721	201	11	:	:	PUNCT
ajfa-9721	201	12	•	•	NOUN
ajfa-9721	201	13	for	for	ADP
ajfa-9721	201	14	each	each	DET
ajfa-9721	201	15	type	type	NOUN
ajfa-9721	201	16	of	of	ADP
ajfa-9721	201	17	policy	policy	NOUN
ajfa-9721	201	18	,	,	PUNCT
ajfa-9721	201	19	in	in	ADP
ajfa-9721	201	20	each	each	DET
ajfa-9721	201	21	type	type	NOUN
ajfa-9721	201	22	of	of	ADP
ajfa-9721	201	23	comparison	comparison	NOUN
ajfa-9721	201	24	made	make	VERB
ajfa-9721	201	25	for	for	ADP
ajfa-9721	201	26	unadjusted	unadjusted	ADJ
ajfa-9721	201	27	rates	rate	NOUN
ajfa-9721	201	28	of	of	ADP
ajfa-9721	201	29	return	return	NOUN
ajfa-9721	201	30	,	,	PUNCT
ajfa-9721	201	31	the	the	DET
ajfa-9721	201	32	irr	irr	NOUN
ajfa-9721	201	33	curves	curve	NOUN
ajfa-9721	201	34	follow	follow	VERB
ajfa-9721	201	35	similar	similar	ADJ
ajfa-9721	201	36	patterns	pattern	NOUN
ajfa-9721	201	37	.	.	PUNCT
ajfa-9721	202	1	•	•	NUM
ajfa-9721	202	2	for	for	ADP
ajfa-9721	202	3	each	each	DET
ajfa-9721	202	4	type	type	NOUN
ajfa-9721	202	5	of	of	ADP
ajfa-9721	202	6	policy	policy	NOUN
ajfa-9721	202	7	,	,	PUNCT
ajfa-9721	202	8	in	in	ADP
ajfa-9721	202	9	each	each	DET
ajfa-9721	202	10	type	type	NOUN
ajfa-9721	202	11	of	of	ADP
ajfa-9721	202	12	comparison	comparison	NOUN
ajfa-9721	202	13	made	make	VERB
ajfa-9721	202	14	for	for	ADP
ajfa-9721	202	15	mortality	mortality	NOUN
ajfa-9721	202	16	-	-	PUNCT
ajfa-9721	202	17	adjusted	adjust	VERB
ajfa-9721	202	18	rates	rate	NOUN
ajfa-9721	202	19	of	of	ADP
ajfa-9721	202	20	return	return	NOUN
ajfa-9721	202	21	,	,	PUNCT
ajfa-9721	202	22	the	the	DET
ajfa-9721	202	23	irr	irr	NOUN
ajfa-9721	202	24	curves	curve	NOUN
ajfa-9721	202	25	follow	follow	VERB
ajfa-9721	202	26	similar	similar	ADJ
ajfa-9721	202	27	patterns	pattern	NOUN
ajfa-9721	202	28	.	.	PUNCT
ajfa-9721	203	1	•	•	NUM
ajfa-9721	203	2	in	in	ADP
ajfa-9721	203	3	the	the	DET
ajfa-9721	203	4	comparison	comparison	NOUN
ajfa-9721	203	5	based	base	VERB
ajfa-9721	203	6	on	on	ADP
ajfa-9721	203	7	sum	sum	NOUN
ajfa-9721	203	8	assured	assure	VERB
ajfa-9721	203	9	made	make	VERB
ajfa-9721	203	10	separately	separately	ADV
ajfa-9721	203	11	for	for	ADP
ajfa-9721	203	12	unadjusted	unadjusted	ADJ
ajfa-9721	203	13	and	and	CCONJ
ajfa-9721	203	14	adjusted	adjust	VERB
ajfa-9721	203	15	rates	rate	NOUN
ajfa-9721	203	16	of	of	ADP
ajfa-9721	203	17	return	return	NOUN
ajfa-9721	203	18	for	for	ADP
ajfa-9721	203	19	each	each	DET
ajfa-9721	203	20	specific	specific	ADJ
ajfa-9721	203	21	policy	policy	NOUN
ajfa-9721	203	22	,	,	PUNCT
ajfa-9721	203	23	it	it	PRON
ajfa-9721	203	24	was	be	AUX
ajfa-9721	203	25	found	find	VERB
ajfa-9721	203	26	that	that	SCONJ
ajfa-9721	203	27	,	,	PUNCT
ajfa-9721	203	28	for	for	ADP
ajfa-9721	203	29	the	the	DET
ajfa-9721	203	30	capital	capital	NOUN
ajfa-9721	203	31	multiplier	multipli	ADJ
ajfa-9721	203	32	plan	plan	NOUN
ajfa-9721	203	33	and	and	CCONJ
ajfa-9721	203	34	money	money	NOUN
ajfa-9721	203	35	back	back	NOUN
ajfa-9721	203	36	plan	plan	NOUN
ajfa-9721	203	37	,	,	PUNCT
ajfa-9721	203	38	the	the	DET
ajfa-9721	203	39	unadjusted	unadjusted	ADJ
ajfa-9721	203	40	and	and	CCONJ
ajfa-9721	203	41	mortality	mortality	NOUN
ajfa-9721	203	42	-	-	PUNCT
ajfa-9721	203	43	adjusted	adjust	VERB
ajfa-9721	203	44	rates	rate	NOUN
ajfa-9721	203	45	of	of	ADP
ajfa-9721	203	46	return	return	NOUN
ajfa-9721	203	47	follow	follow	VERB
ajfa-9721	203	48	similar	similar	ADJ
ajfa-9721	203	49	patterns	pattern	NOUN
ajfa-9721	203	50	,	,	PUNCT
ajfa-9721	203	51	while	while	SCONJ
ajfa-9721	203	52	for	for	ADP
ajfa-9721	203	53	the	the	DET
ajfa-9721	203	54	flexi	flexi	NOUN
ajfa-9721	203	55	-	-	PUNCT
ajfa-9721	203	56	plan	plan	NOUN
ajfa-9721	203	57	they	they	PRON
ajfa-9721	203	58	do	do	AUX
ajfa-9721	203	59	not	not	PART
ajfa-9721	203	60	follow	follow	VERB
ajfa-9721	203	61	similar	similar	ADJ
ajfa-9721	203	62	patterns	pattern	NOUN
ajfa-9721	203	63	.	.	PUNCT
ajfa-9721	204	1	for	for	ADP
ajfa-9721	204	2	other	other	ADJ
ajfa-9721	204	3	types	type	NOUN
ajfa-9721	204	4	of	of	ADP
ajfa-9721	204	5	comparisons	comparison	NOUN
ajfa-9721	204	6	,	,	PUNCT
ajfa-9721	204	7	the	the	DET
ajfa-9721	204	8	unadjusted	unadjusted	ADJ
ajfa-9721	204	9	and	and	CCONJ
ajfa-9721	204	10	adjusted	adjusted	ADJ
ajfa-9721	204	11	rates	rate	NOUN
ajfa-9721	204	12	of	of	ADP
ajfa-9721	204	13	return	return	NOUN
ajfa-9721	204	14	follow	follow	VERB
ajfa-9721	204	15	similar	similar	ADJ
ajfa-9721	204	16	patterns	pattern	NOUN
ajfa-9721	204	17	.	.	PUNCT
ajfa-9721	205	1	asian	asian	ADJ
ajfa-9721	205	2	journal	journal	PROPN
ajfa-9721	205	3	of	of	ADP
ajfa-9721	205	4	finance	finance	PROPN
ajfa-9721	205	5	&	&	CCONJ
ajfa-9721	205	6	accounting	accounting	PROPN
ajfa-9721	205	7	issn	issn	PROPN
ajfa-9721	205	8	1946	1946	NUM
ajfa-9721	205	9	-	-	PUNCT
ajfa-9721	205	10	052x	052x	PROPN
ajfa-9721	205	11	2016	2016	NUM
ajfa-9721	205	12	,	,	PUNCT
ajfa-9721	205	13	vol	vol	NOUN
ajfa-9721	205	14	.	.	PROPN
ajfa-9721	205	15	8	8	NUM
ajfa-9721	205	16	,	,	PUNCT
ajfa-9721	205	17	no	no	INTJ
ajfa-9721	205	18	.	.	NOUN
ajfa-9721	205	19	2	2	NUM
ajfa-9721	205	20	ajfa.macrothink.org	ajfa.macrothink.org	NOUN
ajfa-9721	205	21	93	93	NUM
ajfa-9721	205	22	•	•	NUM
ajfa-9721	205	23	higher	high	ADJ
ajfa-9721	205	24	maturity	maturity	NOUN
ajfa-9721	205	25	periods	period	NOUN
ajfa-9721	205	26	tend	tend	VERB
ajfa-9721	205	27	to	to	PART
ajfa-9721	205	28	give	give	VERB
ajfa-9721	205	29	higher	high	ADJ
ajfa-9721	205	30	rates	rate	NOUN
ajfa-9721	205	31	of	of	ADP
ajfa-9721	205	32	return	return	NOUN
ajfa-9721	205	33	in	in	ADP
ajfa-9721	205	34	the	the	DET
ajfa-9721	205	35	case	case	NOUN
ajfa-9721	205	36	of	of	ADP
ajfa-9721	205	37	capital	capital	NOUN
ajfa-9721	205	38	multiplier	multipli	ADJ
ajfa-9721	205	39	plan	plan	NOUN
ajfa-9721	205	40	and	and	CCONJ
ajfa-9721	205	41	the	the	DET
ajfa-9721	205	42	flexi	flexi	NOUN
ajfa-9721	205	43	-	-	PUNCT
ajfa-9721	205	44	plan	plan	NOUN
ajfa-9721	205	45	,	,	PUNCT
ajfa-9721	205	46	but	but	CCONJ
ajfa-9721	205	47	the	the	DET
ajfa-9721	205	48	reverse	reverse	NOUN
ajfa-9721	205	49	is	be	AUX
ajfa-9721	205	50	true	true	ADJ
ajfa-9721	205	51	in	in	ADP
ajfa-9721	205	52	the	the	DET
ajfa-9721	205	53	case	case	NOUN
ajfa-9721	205	54	of	of	ADP
ajfa-9721	205	55	the	the	DET
ajfa-9721	205	56	money	money	NOUN
ajfa-9721	205	57	back	back	NOUN
ajfa-9721	205	58	plan	plan	NOUN
ajfa-9721	205	59	.	.	PUNCT
ajfa-9721	206	1	•	•	NUM
ajfa-9721	206	2	for	for	ADP
ajfa-9721	206	3	each	each	DET
ajfa-9721	206	4	type	type	NOUN
ajfa-9721	206	5	of	of	ADP
ajfa-9721	206	6	policy	policy	NOUN
ajfa-9721	206	7	,	,	PUNCT
ajfa-9721	206	8	higher	high	ADJ
ajfa-9721	206	9	levels	level	NOUN
ajfa-9721	206	10	of	of	ADP
ajfa-9721	206	11	sum	sum	NOUN
ajfa-9721	206	12	assured	assure	VERB
ajfa-9721	206	13	tend	tend	VERB
ajfa-9721	206	14	to	to	PART
ajfa-9721	206	15	give	give	VERB
ajfa-9721	206	16	higher	high	ADJ
ajfa-9721	206	17	levels	level	NOUN
ajfa-9721	206	18	of	of	ADP
ajfa-9721	206	19	rates	rate	NOUN
ajfa-9721	206	20	of	of	ADP
ajfa-9721	206	21	return	return	NOUN
ajfa-9721	206	22	.	.	PUNCT
ajfa-9721	207	1	•	•	NOUN
ajfa-9721	207	2	in	in	ADP
ajfa-9721	207	3	the	the	DET
ajfa-9721	207	4	comparisons	comparison	NOUN
ajfa-9721	207	5	between	between	ADP
ajfa-9721	207	6	unadjusted	unadjusted	ADJ
ajfa-9721	207	7	and	and	CCONJ
ajfa-9721	207	8	mortality	mortality	NOUN
ajfa-9721	207	9	-	-	PUNCT
ajfa-9721	207	10	adjusted	adjust	VERB
ajfa-9721	207	11	rates	rate	NOUN
ajfa-9721	207	12	of	of	ADP
ajfa-9721	207	13	return	return	NOUN
ajfa-9721	207	14	,	,	PUNCT
ajfa-9721	207	15	the	the	DET
ajfa-9721	207	16	adjusted	adjust	VERB
ajfa-9721	207	17	rates	rate	NOUN
ajfa-9721	207	18	of	of	ADP
ajfa-9721	207	19	return	return	NOUN
ajfa-9721	207	20	are	be	AUX
ajfa-9721	207	21	higher	high	ADJ
ajfa-9721	207	22	than	than	ADP
ajfa-9721	207	23	unadjusted	unadjusted	ADJ
ajfa-9721	207	24	rates	rate	NOUN
ajfa-9721	207	25	of	of	ADP
ajfa-9721	207	26	return	return	NOUN
ajfa-9721	207	27	in	in	ADP
ajfa-9721	207	28	the	the	DET
ajfa-9721	207	29	case	case	NOUN
ajfa-9721	207	30	of	of	ADP
ajfa-9721	207	31	capital	capital	NOUN
ajfa-9721	207	32	multiplier	multipli	ADJ
ajfa-9721	207	33	plan	plan	NOUN
ajfa-9721	207	34	and	and	CCONJ
ajfa-9721	207	35	money	money	NOUN
ajfa-9721	207	36	back	back	NOUN
ajfa-9721	207	37	plan	plan	NOUN
ajfa-9721	207	38	,	,	PUNCT
ajfa-9721	207	39	but	but	CCONJ
ajfa-9721	207	40	,	,	PUNCT
ajfa-9721	207	41	in	in	ADP
ajfa-9721	207	42	the	the	DET
ajfa-9721	207	43	case	case	NOUN
ajfa-9721	207	44	of	of	ADP
ajfa-9721	207	45	flexi	flexi	NOUN
ajfa-9721	207	46	-	-	PUNCT
ajfa-9721	207	47	plan	plan	NOUN
ajfa-9721	207	48	,	,	PUNCT
ajfa-9721	207	49	the	the	DET
ajfa-9721	207	50	unadjusted	unadjusted	ADJ
ajfa-9721	207	51	rates	rate	NOUN
ajfa-9721	207	52	of	of	ADP
ajfa-9721	207	53	return	return	NOUN
ajfa-9721	207	54	are	be	AUX
ajfa-9721	207	55	higher	high	ADJ
ajfa-9721	207	56	.	.	PUNCT
ajfa-9721	208	1	•	•	INTJ
ajfa-9721	208	2	it	it	PRON
ajfa-9721	208	3	was	be	AUX
ajfa-9721	208	4	found	find	VERB
ajfa-9721	208	5	that	that	SCONJ
ajfa-9721	208	6	the	the	DET
ajfa-9721	208	7	difference	difference	NOUN
ajfa-9721	208	8	between	between	ADP
ajfa-9721	208	9	unadjusted	unadjusted	ADJ
ajfa-9721	208	10	and	and	CCONJ
ajfa-9721	208	11	mortality	mortality	NOUN
ajfa-9721	208	12	-	-	PUNCT
ajfa-9721	208	13	adjusted	adjust	VERB
ajfa-9721	208	14	rates	rate	NOUN
ajfa-9721	208	15	of	of	ADP
ajfa-9721	208	16	return	return	NOUN
ajfa-9721	208	17	follow	follow	VERB
ajfa-9721	208	18	a	a	DET
ajfa-9721	208	19	linear	linear	ADJ
ajfa-9721	208	20	relationship	relationship	NOUN
ajfa-9721	208	21	against	against	ADP
ajfa-9721	208	22	the	the	DET
ajfa-9721	208	23	probability	probability	NOUN
ajfa-9721	208	24	of	of	ADP
ajfa-9721	208	25	not	not	PART
ajfa-9721	208	26	surviving	survive	VERB
ajfa-9721	208	27	until	until	ADP
ajfa-9721	208	28	the	the	DET
ajfa-9721	208	29	end	end	NOUN
ajfa-9721	208	30	of	of	ADP
ajfa-9721	208	31	the	the	DET
ajfa-9721	208	32	contact	contact	NOUN
ajfa-9721	208	33	that	that	PRON
ajfa-9721	208	34	is	be	AUX
ajfa-9721	208	35	very	very	ADV
ajfa-9721	208	36	similar	similar	ADJ
ajfa-9721	208	37	to	to	ADP
ajfa-9721	208	38	the	the	DET
ajfa-9721	208	39	capital	capital	NOUN
ajfa-9721	208	40	asset	asset	NOUN
ajfa-9721	208	41	pricing	pricing	NOUN
ajfa-9721	208	42	model	model	NOUN
ajfa-9721	208	43	.	.	PUNCT
ajfa-9721	209	1	this	this	DET
ajfa-9721	209	2	linear	linear	PROPN
ajfa-9721	209	3	relationship	relationship	NOUN
ajfa-9721	209	4	introduces	introduce	VERB
ajfa-9721	209	5	a	a	DET
ajfa-9721	209	6	natural	natural	ADJ
ajfa-9721	209	7	notion	notion	NOUN
ajfa-9721	209	8	of	of	ADP
ajfa-9721	209	9	the	the	DET
ajfa-9721	209	10	sensitivity	sensitivity	NOUN
ajfa-9721	209	11	of	of	ADP
ajfa-9721	209	12	the	the	DET
ajfa-9721	209	13	rates	rate	NOUN
ajfa-9721	209	14	of	of	ADP
ajfa-9721	209	15	return	return	NOUN
ajfa-9721	209	16	to	to	ADP
ajfa-9721	209	17	mortality	mortality	NOUN
ajfa-9721	209	18	.	.	PUNCT
ajfa-9721	210	1	it	it	PRON
ajfa-9721	210	2	was	be	AUX
ajfa-9721	210	3	found	find	VERB
ajfa-9721	210	4	that	that	SCONJ
ajfa-9721	210	5	the	the	DET
ajfa-9721	210	6	money	money	NOUN
ajfa-9721	210	7	back	back	NOUN
ajfa-9721	210	8	plan	plan	NOUN
ajfa-9721	210	9	showed	show	VERB
ajfa-9721	210	10	the	the	DET
ajfa-9721	210	11	highest	high	ADJ
ajfa-9721	210	12	degree	degree	NOUN
ajfa-9721	210	13	of	of	ADP
ajfa-9721	210	14	sensitivity	sensitivity	NOUN
ajfa-9721	210	15	.	.	PUNCT
ajfa-9721	211	1	•	•	INTJ
ajfa-9721	211	2	it	it	PRON
ajfa-9721	211	3	was	be	AUX
ajfa-9721	211	4	found	find	VERB
ajfa-9721	211	5	that	that	SCONJ
ajfa-9721	211	6	the	the	DET
ajfa-9721	211	7	linear	linear	ADJ
ajfa-9721	211	8	relationship	relationship	NOUN
ajfa-9721	211	9	could	could	AUX
ajfa-9721	211	10	be	be	AUX
ajfa-9721	211	11	extended	extend	VERB
ajfa-9721	211	12	to	to	PART
ajfa-9721	211	13	include	include	VERB
ajfa-9721	211	14	the	the	DET
ajfa-9721	211	15	effects	effect	NOUN
ajfa-9721	211	16	of	of	ADP
ajfa-9721	211	17	the	the	DET
ajfa-9721	211	18	level	level	NOUN
ajfa-9721	211	19	of	of	ADP
ajfa-9721	211	20	sum	sum	NOUN
ajfa-9721	211	21	assured	assure	VERB
ajfa-9721	211	22	and	and	CCONJ
ajfa-9721	211	23	the	the	DET
ajfa-9721	211	24	maturity	maturity	NOUN
ajfa-9721	211	25	period	period	NOUN
ajfa-9721	211	26	on	on	ADP
ajfa-9721	211	27	the	the	DET
ajfa-9721	211	28	sensitivity	sensitivity	NOUN
ajfa-9721	211	29	,	,	PUNCT
ajfa-9721	211	30	specific	specific	ADJ
ajfa-9721	211	31	to	to	ADP
ajfa-9721	211	32	a	a	DET
ajfa-9721	211	33	(	(	PUNCT
ajfa-9721	211	34	type	type	NOUN
ajfa-9721	211	35	of	of	ADP
ajfa-9721	211	36	)	)	PUNCT
ajfa-9721	211	37	policy	policy	NOUN
ajfa-9721	211	38	.	.	PUNCT
ajfa-9721	212	1	as	as	ADP
ajfa-9721	212	2	a	a	DET
ajfa-9721	212	3	result	result	NOUN
ajfa-9721	212	4	of	of	ADP
ajfa-9721	212	5	the	the	DET
ajfa-9721	212	6	above	above	ADJ
ajfa-9721	212	7	analyses	analysis	NOUN
ajfa-9721	212	8	,	,	PUNCT
ajfa-9721	212	9	it	it	PRON
ajfa-9721	212	10	is	be	AUX
ajfa-9721	212	11	possible	possible	ADJ
ajfa-9721	212	12	to	to	PART
ajfa-9721	212	13	propose	propose	VERB
ajfa-9721	212	14	a	a	DET
ajfa-9721	212	15	model	model	NOUN
ajfa-9721	212	16	for	for	ADP
ajfa-9721	212	17	the	the	DET
ajfa-9721	212	18	relationship	relationship	NOUN
ajfa-9721	212	19	between	between	ADP
ajfa-9721	212	20	the	the	DET
ajfa-9721	212	21	adjusted	adjust	VERB
ajfa-9721	212	22	and	and	CCONJ
ajfa-9721	212	23	unadjusted	unadjusted	ADJ
ajfa-9721	212	24	rates	rate	NOUN
ajfa-9721	212	25	of	of	ADP
ajfa-9721	212	26	return	return	NOUN
ajfa-9721	212	27	,	,	PUNCT
ajfa-9721	212	28	specific	specific	ADJ
ajfa-9721	212	29	to	to	ADP
ajfa-9721	212	30	a	a	DET
ajfa-9721	212	31	policy	policy	NOUN
ajfa-9721	212	32	(	(	PUNCT
ajfa-9721	212	33	or	or	CCONJ
ajfa-9721	212	34	type	type	NOUN
ajfa-9721	212	35	of	of	ADP
ajfa-9721	212	36	policy	policy	NOUN
ajfa-9721	212	37	)	)	PUNCT
ajfa-9721	212	38	,	,	PUNCT
ajfa-9721	212	39	as	as	SCONJ
ajfa-9721	212	40	follows	follow	VERB
ajfa-9721	212	41	:	:	PUNCT
ajfa-9721	212	42	(	(	PUNCT
ajfa-9721	212	43	6	6	NUM
ajfa-9721	212	44	)	)	PUNCT
ajfa-9721	212	45	where	where	SCONJ
ajfa-9721	212	46	nkmarr	nkmarr	NOUN
ajfa-9721	212	47	,	,	PUNCT
ajfa-9721	212	48	is	be	AUX
ajfa-9721	212	49	the	the	DET
ajfa-9721	212	50	mortality	mortality	NOUN
ajfa-9721	212	51	adjusted	adjust	VERB
ajfa-9721	212	52	rate	rate	NOUN
ajfa-9721	212	53	of	of	ADP
ajfa-9721	212	54	return	return	NOUN
ajfa-9721	212	55	,	,	PUNCT
ajfa-9721	212	56	nkuarr	nkuarr	NOUN
ajfa-9721	212	57	.	.	PUNCT
ajfa-9721	213	1	is	be	AUX
ajfa-9721	213	2	the	the	DET
ajfa-9721	213	3	unadjusted	unadjusted	ADJ
ajfa-9721	213	4	rate	rate	NOUN
ajfa-9721	213	5	of	of	ADP
ajfa-9721	213	6	return	return	NOUN
ajfa-9721	213	7	,	,	PUNCT
ajfa-9721	213	8	)	)	PUNCT
ajfa-9721	214	1	(	(	PUNCT
ajfa-9721	214	2	k	k	PROPN
ajfa-9721	214	3	nx	nx	PROPN
ajfa-9721	214	4	=	=	SYM
ajfa-9721	214	5	)	)	PUNCT
ajfa-9721	214	6	1	1	NUM
ajfa-9721	214	7	(	(	PUNCT
ajfa-9721	214	8	)	)	PUNCT
ajfa-9721	214	9	(	(	PUNCT
ajfa-9721	214	10	k	k	PROPN
ajfa-9721	214	11	np−	np−	PROPN
ajfa-9721	214	12	is	be	AUX
ajfa-9721	214	13	the	the	DET
ajfa-9721	214	14	probability	probability	NOUN
ajfa-9721	214	15	of	of	ADP
ajfa-9721	214	16	a	a	DET
ajfa-9721	214	17	person	person	NOUN
ajfa-9721	214	18	aged	age	VERB
ajfa-9721	214	19	k	k	PROPN
ajfa-9721	214	20	not	not	PART
ajfa-9721	214	21	surviving	survive	VERB
ajfa-9721	214	22	until	until	ADP
ajfa-9721	214	23	maturity	maturity	NOUN
ajfa-9721	214	24	n	n	CCONJ
ajfa-9721	214	25	,	,	PUNCT
ajfa-9721	214	26	jβ	jβ	PROPN
ajfa-9721	214	27	’s	’	VERB
ajfa-9721	214	28	are	be	AUX
ajfa-9721	214	29	the	the	DET
ajfa-9721	214	30	degrees	degree	NOUN
ajfa-9721	214	31	of	of	ADP
ajfa-9721	214	32	responsiveness	responsiveness	NOUN
ajfa-9721	214	33	or	or	CCONJ
ajfa-9721	214	34	sensitivity	sensitivity	NOUN
ajfa-9721	214	35	,	,	PUNCT
ajfa-9721	214	36	and	and	CCONJ
ajfa-9721	214	37	sa	sa	PROPN
ajfa-9721	214	38	is	be	AUX
ajfa-9721	214	39	the	the	DET
ajfa-9721	214	40	level	level	NOUN
ajfa-9721	214	41	of	of	ADP
ajfa-9721	214	42	sum	sum	NOUN
ajfa-9721	214	43	assured	assure	VERB
ajfa-9721	214	44	.	.	PUNCT
ajfa-9721	215	1	it	it	PRON
ajfa-9721	215	2	is	be	AUX
ajfa-9721	215	3	to	to	PART
ajfa-9721	215	4	be	be	AUX
ajfa-9721	215	5	noted	note	VERB
ajfa-9721	215	6	that	that	SCONJ
ajfa-9721	215	7	the	the	DET
ajfa-9721	215	8	model	model	NOUN
ajfa-9721	215	9	above	above	ADP
ajfa-9721	215	10	only	only	ADV
ajfa-9721	215	11	specifies	specify	VERB
ajfa-9721	215	12	a	a	DET
ajfa-9721	215	13	relationship	relationship	NOUN
ajfa-9721	215	14	between	between	ADP
ajfa-9721	215	15	the	the	DET
ajfa-9721	215	16	adjusted	adjust	VERB
ajfa-9721	215	17	and	and	CCONJ
ajfa-9721	215	18	unadjusted	unadjusted	ADJ
ajfa-9721	215	19	rates	rate	NOUN
ajfa-9721	215	20	of	of	ADP
ajfa-9721	215	21	return	return	NOUN
ajfa-9721	215	22	,	,	PUNCT
ajfa-9721	215	23	and	and	CCONJ
ajfa-9721	215	24	does	do	AUX
ajfa-9721	215	25	not	not	PART
ajfa-9721	215	26	specify	specify	VERB
ajfa-9721	215	27	a	a	DET
ajfa-9721	215	28	model	model	NOUN
ajfa-9721	215	29	for	for	ADP
ajfa-9721	215	30	unadjusted	unadjusted	ADJ
ajfa-9721	215	31	rates	rate	NOUN
ajfa-9721	215	32	of	of	ADP
ajfa-9721	215	33	return	return	NOUN
ajfa-9721	215	34	.	.	PUNCT
ajfa-9721	216	1	as	as	SCONJ
ajfa-9721	216	2	earlier	early	ADJ
ajfa-9721	216	3	results	result	NOUN
ajfa-9721	216	4	had	have	AUX
ajfa-9721	216	5	suggested	suggest	VERB
ajfa-9721	216	6	,	,	PUNCT
ajfa-9721	216	7	the	the	DET
ajfa-9721	216	8	adjusted	adjust	VERB
ajfa-9721	216	9	and	and	CCONJ
ajfa-9721	216	10	unadjusted	unadjusted	ADJ
ajfa-9721	216	11	rates	rate	NOUN
ajfa-9721	216	12	of	of	ADP
ajfa-9721	216	13	return	return	NOUN
ajfa-9721	216	14	follow	follow	VERB
ajfa-9721	216	15	a	a	DET
ajfa-9721	216	16	linear	linear	ADJ
ajfa-9721	216	17	relationship	relationship	NOUN
ajfa-9721	216	18	with	with	ADP
ajfa-9721	216	19	the	the	DET
ajfa-9721	216	20	probability	probability	NOUN
ajfa-9721	216	21	of	of	ADP
ajfa-9721	216	22	not	not	PART
ajfa-9721	216	23	surviving	survive	VERB
ajfa-9721	216	24	until	until	ADP
ajfa-9721	216	25	the	the	DET
ajfa-9721	216	26	end	end	NOUN
ajfa-9721	216	27	of	of	ADP
ajfa-9721	216	28	the	the	DET
ajfa-9721	216	29	contract	contract	NOUN
ajfa-9721	216	30	,	,	PUNCT
ajfa-9721	216	31	mediated	mediate	VERB
ajfa-9721	216	32	by	by	ADP
ajfa-9721	216	33	the	the	DET
ajfa-9721	216	34	parameters	parameter	NOUN
ajfa-9721	216	35	of	of	ADP
ajfa-9721	216	36	the	the	DET
ajfa-9721	216	37	level	level	NOUN
ajfa-9721	216	38	of	of	ADP
ajfa-9721	216	39	sum	sum	NOUN
ajfa-9721	216	40	assured	assure	VERB
ajfa-9721	216	41	and	and	CCONJ
ajfa-9721	216	42	the	the	DET
ajfa-9721	216	43	maturity	maturity	NOUN
ajfa-9721	216	44	period	period	NOUN
ajfa-9721	216	45	.	.	PUNCT
ajfa-9721	217	1	a	a	DET
ajfa-9721	217	2	similar	similar	ADJ
ajfa-9721	217	3	linear	linear	ADJ
ajfa-9721	217	4	regression	regression	NOUN
ajfa-9721	217	5	analysis	analysis	NOUN
ajfa-9721	217	6	would	would	AUX
ajfa-9721	217	7	yield	yield	VERB
ajfa-9721	217	8	a	a	DET
ajfa-9721	217	9	model	model	NOUN
ajfa-9721	217	10	for	for	ADP
ajfa-9721	217	11	unadjusted	unadjusted	ADJ
ajfa-9721	217	12	rates	rate	NOUN
ajfa-9721	217	13	of	of	ADP
ajfa-9721	217	14	return	return	NOUN
ajfa-9721	217	15	in	in	ADP
ajfa-9721	217	16	terms	term	NOUN
ajfa-9721	217	17	of	of	ADP
ajfa-9721	217	18	these	these	DET
ajfa-9721	217	19	same	same	ADJ
ajfa-9721	217	20	variables	variable	NOUN
ajfa-9721	217	21	.	.	PUNCT
ajfa-9721	218	1	however	however	ADV
ajfa-9721	218	2	,	,	PUNCT
ajfa-9721	218	3	this	this	PRON
ajfa-9721	218	4	is	be	AUX
ajfa-9721	218	5	beyond	beyond	ADP
ajfa-9721	218	6	the	the	DET
ajfa-9721	218	7	scope	scope	NOUN
ajfa-9721	218	8	of	of	ADP
ajfa-9721	218	9	the	the	DET
ajfa-9721	218	10	present	present	ADJ
ajfa-9721	218	11	study	study	NOUN
ajfa-9721	218	12	,	,	PUNCT
ajfa-9721	218	13	and	and	CCONJ
ajfa-9721	218	14	would	would	AUX
ajfa-9721	218	15	be	be	AUX
ajfa-9721	218	16	an	an	DET
ajfa-9721	218	17	interesting	interesting	ADJ
ajfa-9721	218	18	direction	direction	NOUN
ajfa-9721	218	19	for	for	ADP
ajfa-9721	218	20	further	further	ADJ
ajfa-9721	218	21	research	research	NOUN
ajfa-9721	218	22	.	.	PUNCT
ajfa-9721	219	1	the	the	DET
ajfa-9721	219	2	study	study	NOUN
ajfa-9721	219	3	does	do	AUX
ajfa-9721	219	4	suffer	suffer	VERB
ajfa-9721	219	5	from	from	ADP
ajfa-9721	219	6	a	a	DET
ajfa-9721	219	7	few	few	ADJ
ajfa-9721	219	8	limitations	limitation	NOUN
ajfa-9721	219	9	.	.	PUNCT
ajfa-9721	220	1	firstly	firstly	ADV
ajfa-9721	220	2	,	,	PUNCT
ajfa-9721	220	3	only	only	ADV
ajfa-9721	220	4	three	three	NUM
ajfa-9721	220	5	life	life	NOUN
ajfa-9721	220	6	insurance	insurance	NOUN
ajfa-9721	220	7	policies	policy	NOUN
ajfa-9721	220	8	were	be	AUX
ajfa-9721	220	9	considered	consider	VERB
ajfa-9721	220	10	in	in	ADP
ajfa-9721	220	11	the	the	DET
ajfa-9721	220	12	analysis	analysis	NOUN
ajfa-9721	220	13	and	and	CCONJ
ajfa-9721	220	14	that	that	SCONJ
ajfa-9721	220	15	too	too	ADV
ajfa-9721	220	16	from	from	ADP
ajfa-9721	220	17	only	only	ADV
ajfa-9721	220	18	one	one	NUM
ajfa-9721	220	19	life	life	NOUN
ajfa-9721	220	20	insurance	insurance	NOUN
ajfa-9721	220	21	company	company	NOUN
ajfa-9721	220	22	,	,	PUNCT
ajfa-9721	220	23	viz	viz	PROPN
ajfa-9721	220	24	.	.	PUNCT
ajfa-9721	221	1	kotak	kotak	PROPN
ajfa-9721	221	2	mahindra	mahindra	PROPN
ajfa-9721	221	3	old	old	ADJ
ajfa-9721	221	4	mutual	mutual	ADJ
ajfa-9721	221	5	life	life	NOUN
ajfa-9721	221	6	insurance	insurance	NOUN
ajfa-9721	221	7	limited	limit	VERB
ajfa-9721	221	8	.	.	PUNCT
ajfa-9721	222	1	a	a	DET
ajfa-9721	222	2	more	more	ADV
ajfa-9721	222	3	extensive	extensive	ADJ
ajfa-9721	222	4	study	study	NOUN
ajfa-9721	222	5	of	of	ADP
ajfa-9721	222	6	a	a	DET
ajfa-9721	222	7	larger	large	ADJ
ajfa-9721	222	8	number	number	NOUN
ajfa-9721	222	9	and	and	CCONJ
ajfa-9721	222	10	different	different	ADJ
ajfa-9721	222	11	types	type	NOUN
ajfa-9721	222	12	of	of	ADP
ajfa-9721	222	13	policies	policy	NOUN
ajfa-9721	222	14	would	would	AUX
ajfa-9721	222	15	be	be	AUX
ajfa-9721	222	16	required	require	VERB
ajfa-9721	222	17	to	to	PART
ajfa-9721	222	18	confirm	confirm	VERB
ajfa-9721	222	19	the	the	DET
ajfa-9721	222	20	generalisability	generalisability	NOUN
ajfa-9721	222	21	of	of	ADP
ajfa-9721	222	22	the	the	DET
ajfa-9721	222	23	results	result	NOUN
ajfa-9721	222	24	.	.	PUNCT
ajfa-9721	222	25	)	)	PUNCT
ajfa-9721	223	1	(	(	PUNCT
ajfa-9721	223	2	210	210	NUM
ajfa-9721	223	3	,	,	PUNCT
ajfa-9721	223	4	,	,	PUNCT
ajfa-9721	223	5	)	)	PUNCT
ajfa-9721	223	6	..	..	PUNCT
ajfa-9721	223	7	(	(	PUNCT
ajfa-9721	223	8	k	k	PROPN
ajfa-9721	223	9	nnknk	nnknk	PROPN
ajfa-9721	223	10	xnsauarrmarr	xnsauarrmarr	PROPN
ajfa-9721	223	11	βββ	βββ	VERB
ajfa-9721	224	1	+	+	PROPN
ajfa-9721	224	2	+	+	ADJ
ajfa-9721	224	3	+	+	ADJ
ajfa-9721	224	4	=	=	ADJ
ajfa-9721	224	5	asian	asian	ADJ
ajfa-9721	224	6	journal	journal	NOUN
ajfa-9721	224	7	of	of	ADP
ajfa-9721	224	8	finance	finance	PROPN
ajfa-9721	224	9	&	&	CCONJ
ajfa-9721	224	10	accounting	accounting	PROPN
ajfa-9721	224	11	issn	issn	PROPN
ajfa-9721	224	12	1946	1946	NUM
ajfa-9721	224	13	-	-	PUNCT
ajfa-9721	224	14	052x	052x	PROPN
ajfa-9721	224	15	2016	2016	NUM
ajfa-9721	224	16	,	,	PUNCT
ajfa-9721	224	17	vol	vol	NOUN
ajfa-9721	224	18	.	.	PROPN
ajfa-9721	224	19	8	8	NUM
ajfa-9721	224	20	,	,	PUNCT
ajfa-9721	224	21	no	no	INTJ
ajfa-9721	224	22	.	.	NOUN
ajfa-9721	224	23	2	2	NUM
ajfa-9721	224	24	ajfa.macrothink.org	ajfa.macrothink.org	ADJ
ajfa-9721	224	25	94	94	NUM
ajfa-9721	224	26	another	another	DET
ajfa-9721	224	27	limitation	limitation	NOUN
ajfa-9721	224	28	of	of	ADP
ajfa-9721	224	29	the	the	DET
ajfa-9721	224	30	study	study	NOUN
ajfa-9721	224	31	is	be	AUX
ajfa-9721	224	32	the	the	DET
ajfa-9721	224	33	reliance	reliance	NOUN
ajfa-9721	224	34	on	on	ADP
ajfa-9721	224	35	lic	lic	PROPN
ajfa-9721	224	36	mortality	mortality	NOUN
ajfa-9721	224	37	tables	table	NOUN
ajfa-9721	224	38	,	,	PUNCT
ajfa-9721	224	39	which	which	PRON
ajfa-9721	224	40	are	be	AUX
ajfa-9721	224	41	known	know	VERB
ajfa-9721	224	42	to	to	PART
ajfa-9721	224	43	be	be	AUX
ajfa-9721	224	44	somewhat	somewhat	ADV
ajfa-9721	224	45	outdated	outdated	ADJ
ajfa-9721	224	46	,	,	PUNCT
ajfa-9721	224	47	though	though	SCONJ
ajfa-9721	224	48	they	they	PRON
ajfa-9721	224	49	are	be	AUX
ajfa-9721	224	50	used	use	VERB
ajfa-9721	224	51	by	by	ADP
ajfa-9721	224	52	practically	practically	ADV
ajfa-9721	224	53	all	all	PRON
ajfa-9721	224	54	life	life	NOUN
ajfa-9721	224	55	insurance	insurance	NOUN
ajfa-9721	224	56	companies	company	NOUN
ajfa-9721	224	57	even	even	ADV
ajfa-9721	224	58	to	to	ADP
ajfa-9721	224	59	date	date	NOUN
ajfa-9721	224	60	.	.	PUNCT
ajfa-9721	225	1	moreover	moreover	ADV
ajfa-9721	225	2	,	,	PUNCT
ajfa-9721	225	3	the	the	DET
ajfa-9721	225	4	mortality	mortality	NOUN
ajfa-9721	225	5	rates	rate	NOUN
ajfa-9721	225	6	used	use	VERB
ajfa-9721	225	7	are	be	AUX
ajfa-9721	225	8	generalised	generalise	VERB
ajfa-9721	225	9	rates	rate	NOUN
ajfa-9721	225	10	and	and	CCONJ
ajfa-9721	225	11	there	there	PRON
ajfa-9721	225	12	is	be	VERB
ajfa-9721	225	13	always	always	ADV
ajfa-9721	225	14	a	a	DET
ajfa-9721	225	15	possibility	possibility	NOUN
ajfa-9721	225	16	that	that	SCONJ
ajfa-9721	225	17	these	these	DET
ajfa-9721	225	18	rates	rate	NOUN
ajfa-9721	225	19	may	may	AUX
ajfa-9721	225	20	differ	differ	VERB
ajfa-9721	225	21	for	for	ADP
ajfa-9721	225	22	different	different	ADJ
ajfa-9721	225	23	categories	category	NOUN
ajfa-9721	225	24	of	of	ADP
ajfa-9721	225	25	individuals	individual	NOUN
ajfa-9721	225	26	.	.	PUNCT
ajfa-9721	226	1	such	such	ADJ
ajfa-9721	226	2	considerations	consideration	NOUN
ajfa-9721	226	3	may	may	AUX
ajfa-9721	226	4	be	be	AUX
ajfa-9721	226	5	incorporated	incorporate	VERB
ajfa-9721	226	6	in	in	ADP
ajfa-9721	226	7	the	the	DET
ajfa-9721	226	8	methodology	methodology	NOUN
ajfa-9721	226	9	in	in	ADP
ajfa-9721	226	10	a	a	DET
ajfa-9721	226	11	straightforward	straightforward	ADJ
ajfa-9721	226	12	manner	manner	NOUN
ajfa-9721	226	13	to	to	PART
ajfa-9721	226	14	yield	yield	VERB
ajfa-9721	226	15	richer	rich	ADJ
ajfa-9721	226	16	results	result	NOUN
ajfa-9721	226	17	.	.	PUNCT
ajfa-9721	227	1	finally	finally	ADV
ajfa-9721	227	2	,	,	PUNCT
ajfa-9721	227	3	a	a	DET
ajfa-9721	227	4	point	point	NOUN
ajfa-9721	227	5	to	to	PART
ajfa-9721	227	6	be	be	AUX
ajfa-9721	227	7	noted	note	VERB
ajfa-9721	227	8	here	here	ADV
ajfa-9721	227	9	is	be	AUX
ajfa-9721	227	10	that	that	SCONJ
ajfa-9721	227	11	the	the	DET
ajfa-9721	227	12	study	study	NOUN
ajfa-9721	227	13	took	take	VERB
ajfa-9721	227	14	into	into	ADP
ajfa-9721	227	15	consideration	consideration	NOUN
ajfa-9721	227	16	mortality	mortality	NOUN
ajfa-9721	227	17	risk	risk	NOUN
ajfa-9721	227	18	only	only	ADV
ajfa-9721	227	19	.	.	PUNCT
ajfa-9721	228	1	life	life	NOUN
ajfa-9721	228	2	insurance	insurance	NOUN
ajfa-9721	228	3	contracts	contract	NOUN
ajfa-9721	228	4	may	may	AUX
ajfa-9721	228	5	involve	involve	VERB
ajfa-9721	228	6	many	many	ADJ
ajfa-9721	228	7	other	other	ADJ
ajfa-9721	228	8	risks	risk	NOUN
ajfa-9721	228	9	besides	besides	SCONJ
ajfa-9721	228	10	the	the	DET
ajfa-9721	228	11	major	major	ADJ
ajfa-9721	228	12	risk	risk	NOUN
ajfa-9721	228	13	of	of	ADP
ajfa-9721	228	14	mortality	mortality	NOUN
ajfa-9721	228	15	.	.	PUNCT
ajfa-9721	229	1	as	as	ADP
ajfa-9721	229	2	such	such	ADJ
ajfa-9721	229	3	,	,	PUNCT
ajfa-9721	229	4	the	the	DET
ajfa-9721	229	5	methodology	methodology	NOUN
ajfa-9721	229	6	used	use	VERB
ajfa-9721	229	7	in	in	ADP
ajfa-9721	229	8	the	the	DET
ajfa-9721	229	9	study	study	NOUN
ajfa-9721	229	10	did	do	AUX
ajfa-9721	229	11	not	not	PART
ajfa-9721	229	12	take	take	VERB
ajfa-9721	229	13	into	into	ADP
ajfa-9721	229	14	account	account	NOUN
ajfa-9721	229	15	other	other	ADJ
ajfa-9721	229	16	risk	risk	NOUN
ajfa-9721	229	17	factors	factor	NOUN
ajfa-9721	229	18	.	.	PUNCT
ajfa-9721	230	1	the	the	DET
ajfa-9721	230	2	study	study	NOUN
ajfa-9721	230	3	opens	open	VERB
ajfa-9721	230	4	a	a	DET
ajfa-9721	230	5	further	further	ADJ
ajfa-9721	230	6	scope	scope	NOUN
ajfa-9721	230	7	of	of	ADP
ajfa-9721	230	8	research	research	NOUN
ajfa-9721	230	9	to	to	PART
ajfa-9721	230	10	include	include	VERB
ajfa-9721	230	11	other	other	ADJ
ajfa-9721	230	12	risk	risk	NOUN
ajfa-9721	230	13	factors	factor	NOUN
ajfa-9721	230	14	which	which	PRON
ajfa-9721	230	15	may	may	AUX
ajfa-9721	230	16	be	be	AUX
ajfa-9721	230	17	relevant	relevant	ADJ
ajfa-9721	230	18	in	in	ADP
ajfa-9721	230	19	addition	addition	NOUN
ajfa-9721	230	20	to	to	ADP
ajfa-9721	230	21	the	the	DET
ajfa-9721	230	22	risk	risk	NOUN
ajfa-9721	230	23	of	of	ADP
ajfa-9721	230	24	mortality	mortality	NOUN
ajfa-9721	230	25	.	.	PUNCT
ajfa-9721	231	1	references	reference	NOUN
ajfa-9721	231	2	brealey	brealey	PROPN
ajfa-9721	231	3	,	,	PUNCT
ajfa-9721	231	4	r.a	r.a	PROPN
ajfa-9721	231	5	.	.	PROPN
ajfa-9721	231	6	,	,	PUNCT
ajfa-9721	231	7	&	&	CCONJ
ajfa-9721	231	8	myers	myers	PROPN
ajfa-9721	231	9	,	,	PUNCT
ajfa-9721	231	10	s.c	s.c	PROPN
ajfa-9721	231	11	.	.	PROPN
ajfa-9721	231	12	(	(	PUNCT
ajfa-9721	231	13	1996	1996	NUM
ajfa-9721	231	14	)	)	PUNCT
ajfa-9721	231	15	.	.	PUNCT
ajfa-9721	232	1	principles	principle	NOUN
ajfa-9721	232	2	of	of	ADP
ajfa-9721	232	3	corporate	corporate	ADJ
ajfa-9721	232	4	finance	finance	NOUN
ajfa-9721	232	5	(	(	PUNCT
ajfa-9721	232	6	5th	5th	ADJ
ajfa-9721	232	7	ed	ed	NOUN
ajfa-9721	232	8	.	.	PUNCT
ajfa-9721	232	9	)	)	PUNCT
ajfa-9721	232	10	mcgraw	mcgraw	PROPN
ajfa-9721	232	11	-	-	PUNCT
ajfa-9721	232	12	hill	hill	NOUN
ajfa-9721	232	13	.	.	PUNCT
ajfa-9721	233	1	feldblum	feldblum	PROPN
ajfa-9721	233	2	,	,	PUNCT
ajfa-9721	233	3	s.	s.	PROPN
ajfa-9721	233	4	(	(	PUNCT
ajfa-9721	233	5	1992	1992	NUM
ajfa-9721	233	6	)	)	PUNCT
ajfa-9721	233	7	.	.	PUNCT
ajfa-9721	234	1	pricing	pricing	NOUN
ajfa-9721	234	2	insurance	insurance	NOUN
ajfa-9721	234	3	policies	policy	NOUN
ajfa-9721	234	4	:	:	PUNCT
ajfa-9721	234	5	the	the	DET
ajfa-9721	234	6	internal	internal	ADJ
ajfa-9721	234	7	rate	rate	NOUN
ajfa-9721	234	8	of	of	ADP
ajfa-9721	234	9	return	return	NOUN
ajfa-9721	234	10	model	model	NOUN
ajfa-9721	234	11	.	.	PUNCT
ajfa-9721	235	1	study	study	NOUN
ajfa-9721	235	2	note	note	NOUN
ajfa-9721	235	3	,	,	PUNCT
ajfa-9721	235	4	casualty	casualty	NOUN
ajfa-9721	235	5	actuarial	actuarial	ADJ
ajfa-9721	235	6	society	society	NOUN
ajfa-9721	235	7	.	.	PUNCT
ajfa-9721	236	1	available	available	ADJ
ajfa-9721	236	2	at	at	ADP
ajfa-9721	236	3	:	:	PUNCT
ajfa-9721	236	4	www.casact.org/library/studynotes/feldblum9.pdf	www.casact.org/library/studynotes/feldblum9.pdf	PROPN
ajfa-9721	236	5	myers	myers	PROPN
ajfa-9721	236	6	,	,	PUNCT
ajfa-9721	236	7	s.c	s.c	PROPN
ajfa-9721	236	8	.	.	PROPN
ajfa-9721	236	9	,	,	PUNCT
ajfa-9721	236	10	&	&	CCONJ
ajfa-9721	236	11	cohn	cohn	PROPN
ajfa-9721	236	12	,	,	PUNCT
ajfa-9721	236	13	r.a	r.a	PROPN
ajfa-9721	236	14	.	.	PROPN
ajfa-9721	236	15	(	(	PUNCT
ajfa-9721	236	16	1987	1987	NUM
ajfa-9721	236	17	)	)	PUNCT
ajfa-9721	236	18	.	.	PUNCT
ajfa-9721	237	1	a	a	DET
ajfa-9721	237	2	discounted	discount	VERB
ajfa-9721	237	3	cash	cash	NOUN
ajfa-9721	237	4	flow	flow	NOUN
ajfa-9721	237	5	approach	approach	NOUN
ajfa-9721	237	6	to	to	ADP
ajfa-9721	237	7	property	property	NOUN
ajfa-9721	237	8	-	-	PUNCT
ajfa-9721	237	9	liability	liability	NOUN
ajfa-9721	237	10	insurance	insurance	NOUN
ajfa-9721	237	11	rate	rate	NOUN
ajfa-9721	237	12	regulation	regulation	NOUN
ajfa-9721	237	13	.	.	PUNCT
ajfa-9721	238	1	fair	fair	ADJ
ajfa-9721	238	2	rate	rate	NOUN
ajfa-9721	238	3	of	of	ADP
ajfa-9721	238	4	return	return	NOUN
ajfa-9721	238	5	in	in	ADP
ajfa-9721	238	6	property	property	NOUN
ajfa-9721	238	7	-	-	PUNCT
ajfa-9721	238	8	liability	liability	NOUN
ajfa-9721	238	9	insurance	insurance	NOUN
ajfa-9721	238	10	,	,	PUNCT
ajfa-9721	238	11	klower	klower	NOUN
ajfa-9721	238	12	-	-	PUNCT
ajfa-9721	238	13	nijhoff	nijhoff	NOUN
ajfa-9721	238	14	.	.	PUNCT
ajfa-9721	239	1	http://dx.doi.org/10.1007/978-94-015-7753-3_3	http://dx.doi.org/10.1007/978-94-015-7753-3_3	PROPN
ajfa-9721	239	2	teufel	teufel	PROPN
ajfa-9721	239	3	,	,	PUNCT
ajfa-9721	239	4	p.	p.	NOUN
ajfa-9721	239	5	,	,	PUNCT
ajfa-9721	239	6	tongson	tongson	PROPN
ajfa-9721	239	7	,	,	PUNCT
ajfa-9721	239	8	t.j	t.j	PROPN
ajfa-9721	239	9	.	.	PROPN
ajfa-9721	239	10	,	,	PUNCT
ajfa-9721	239	11	&	&	CCONJ
ajfa-9721	239	12	rech	rech	NOUN
ajfa-9721	239	13	,	,	PUNCT
ajfa-9721	239	14	j.e	j.e	PROPN
ajfa-9721	239	15	.	.	PROPN
ajfa-9721	239	16	(	(	PUNCT
ajfa-9721	239	17	2001	2001	NUM
ajfa-9721	239	18	)	)	PUNCT
ajfa-9721	239	19	.	.	PUNCT
ajfa-9721	240	1	insurance	insurance	NOUN
ajfa-9721	240	2	risk	risk	NOUN
ajfa-9721	240	3	101	101	NUM
ajfa-9721	240	4	,	,	PUNCT
ajfa-9721	240	5	technical	technical	ADJ
ajfa-9721	240	6	report	report	NOUN
ajfa-9721	240	7	,	,	PUNCT
ajfa-9721	240	8	american	american	PROPN
ajfa-9721	240	9	academy	academy	PROPN
ajfa-9721	240	10	of	of	ADP
ajfa-9721	240	11	actuaries	actuary	NOUN
ajfa-9721	240	12	,	,	PUNCT
ajfa-9721	240	13	washington	washington	PROPN
ajfa-9721	240	14	d.c	d.c	PROPN
ajfa-9721	240	15	.	.	PUNCT