id	keyword
ajfa-10095	r&d
ajfa-10095	year
ajfa-10095	earnings
ajfa-10095	d&o
ajfa-10095	insurance
ajfa-10095	journal
ajfa-10095	group
ajfa-10095	expenditures
ajfa-10095	value
ajfa-10095	managers
ajfa-10095	accounting
ajfa-10095	coverage
ajfa-10095	firm