id	keyword
ajfa-10372	bank
ajfa-10372	risk
ajfa-10372	management
ajfa-10372	performance
ajfa-10372	erm
ajfa-10372	credit
ajfa-10372	crm
ajfa-10372	risk management
ajfa-10372	accounting
ajfa-10372	journal
ajfa-10372	relationship
ajfa-10372	bank performance
ajfa-10372	independent