id	keyword
ajfa-5505	loan spreads
ajfa-5505	banks
ajfa-5505	credit
ajfa-5505	credit risk
ajfa-5505	companies
ajfa-5505	borrowers
ajfa-5505	journal
ajfa-5505	borrowing
ajfa-5505	lending
ajfa-5505	finance
ajfa-5505	relationships
ajfa-5505	ratio
ajfa-5505	banking
ajfa-5505	holding
ajfa-5505	creditor banks
ajfa-5505	state
ajfa-5505	wobd
ajfa-5505	foreign
ajfa-5505	table
ajfa-5505	hccl