id	keyword
ajfa-6244	efficiency
ajfa-6244	stage
ajfa-6244	banks
ajfa-6244	banking
ajfa-6244	production
ajfa-6244	intermediation
ajfa-6244	journal
ajfa-6244	interest
ajfa-6244	finance
ajfa-6244	kong
ajfa-6244	hong
ajfa-6244	production stage
ajfa-6244	values
ajfa-6244	taiwan