id	keyword
ajfa-93	governance
ajfa-93	accounting
ajfa-93	vol
ajfa-93	board
ajfa-93	risk
ajfa-93	credit
ajfa-93	sustainability
ajfa-93	audit
ajfa-93	journal
ajfa-93	size
ajfa-93	finance
ajfa-93	disclosure
ajfa-93	companies
ajfa-93	proportion
ajfa-93	ratings
ajfa-93	report