id	sid	tid	token	lemma	pos
atssr-1893	1	1	asian	asian	ADJ
atssr-1893	1	2	themes	theme	NOUN
atssr-1893	1	3	in	in	ADP
atssr-1893	1	4	social	social	ADJ
atssr-1893	1	5	sciences	sciences	PROPN
atssr-1893	1	6	research	research	PROPN
atssr-1893	1	7	issn	issn	PROPN
atssr-1893	1	8	:	:	PUNCT
atssr-1893	1	9	2578	2578	NUM
atssr-1893	1	10	-	-	SYM
atssr-1893	1	11	5516	5516	NUM
atssr-1893	1	12	vol	vol	NOUN
atssr-1893	1	13	.	.	NOUN
atssr-1893	1	14	8	8	NUM
atssr-1893	1	15	,	,	PUNCT
atssr-1893	1	16	no	no	INTJ
atssr-1893	1	17	.	.	NOUN
atssr-1893	1	18	1	1	NUM
atssr-1893	1	19	,	,	PUNCT
atssr-1893	1	20	pp	pp	ADJ
atssr-1893	1	21	.	.	PUNCT
atssr-1893	2	1	37	37	NUM
atssr-1893	2	2	-	-	SYM
atssr-1893	2	3	53	53	NUM
atssr-1893	2	4	2024	2024	NUM
atssr-1893	2	5	doi	doi	NOUN
atssr-1893	2	6	:	:	PUNCT
atssr-1893	2	7	10.33094	10.33094	NUM
atssr-1893	2	8	/	/	SYM
atssr-1893	2	9	atssr.v8i1.1893	atssr.v8i1.1893	NOUN
atssr-1893	2	10	©	©	ADP
atssr-1893	2	11	2024	2024	NUM
atssr-1893	2	12	by	by	ADP
atssr-1893	2	13	the	the	DET
atssr-1893	2	14	authors	author	NOUN
atssr-1893	2	15	;	;	PUNCT
atssr-1893	2	16	licensee	licensee	VERB
atssr-1893	2	17	online	online	ADJ
atssr-1893	2	18	academic	academic	ADJ
atssr-1893	2	19	press	press	NOUN
atssr-1893	2	20	,	,	PUNCT
atssr-1893	2	21	usa	usa	PROPN
atssr-1893	2	22	accepted	accept	VERB
atssr-1893	2	23	:	:	PUNCT
atssr-1893	2	24	19	19	NUM
atssr-1893	2	25	september	september	PROPN
atssr-1893	2	26	2024	2024	NUM
atssr-1893	2	27	|	|	ADV
atssr-1893	2	28	published	publish	VERB
atssr-1893	2	29	:	:	PUNCT
atssr-1893	2	30	2	2	NUM
atssr-1893	2	31	october	october	NOUN
atssr-1893	2	32	2024	2024	NUM
atssr-1893	2	33	37	37	NUM
atssr-1893	2	34	©	©	PROPN
atssr-1893	2	35	2024	2024	NUM
atssr-1893	2	36	by	by	ADP
atssr-1893	2	37	the	the	DET
atssr-1893	2	38	authors	author	NOUN
atssr-1893	2	39	;	;	PUNCT
atssr-1893	2	40	licensee	licensee	VERB
atssr-1893	2	41	online	online	ADJ
atssr-1893	2	42	academic	academic	ADJ
atssr-1893	2	43	press	press	NOUN
atssr-1893	2	44	,	,	PUNCT
atssr-1893	2	45	usa	usa	PROPN
atssr-1893	2	46	possibilities	possibility	NOUN
atssr-1893	2	47	to	to	PART
atssr-1893	2	48	escape	escape	VERB
atssr-1893	2	49	the	the	DET
atssr-1893	2	50	rental	rental	ADJ
atssr-1893	2	51	trap	trap	NOUN
atssr-1893	2	52	mar	mar	PROPN
atssr-1893	2	53	wolfgang	wolfgang	PROPN
atssr-1893	2	54	mixa1	mixa1	PROPN
atssr-1893	2	55	*	*	PUNCT
atssr-1893	2	56	--kristin	--kristin	PUNCT
atssr-1893	2	57	erla	erla	NOUN
atssr-1893	2	58	tryggvadottir2	tryggvadottir2	NOUN
atssr-1893	2	59	1university	1university	NUM
atssr-1893	2	60	of	of	ADP
atssr-1893	2	61	iceland	iceland	PROPN
atssr-1893	2	62	,	,	PUNCT
atssr-1893	2	63	saemundargata	saemundargata	NOUN
atssr-1893	2	64	2	2	NUM
atssr-1893	2	65	,	,	PUNCT
atssr-1893	2	66	101	101	NUM
atssr-1893	2	67	,	,	PUNCT
atssr-1893	2	68	reykjavik	reykjavik	PROPN
atssr-1893	2	69	,	,	PUNCT
atssr-1893	2	70	iceland	iceland	PROPN
atssr-1893	2	71	.	.	PUNCT
atssr-1893	3	1	email	email	NOUN
atssr-1893	3	2	:	:	PUNCT
atssr-1893	4	1	mwm@hi.is	mwm@hi.is	NUM
atssr-1893	4	2	2reykjavík	2reykjavík	NUM
atssr-1893	4	3	university	university	NOUN
atssr-1893	4	4	,	,	PUNCT
atssr-1893	4	5	iceland	iceland	PROPN
atssr-1893	4	6	.	.	PUNCT
atssr-1893	4	7	email	email	NOUN
atssr-1893	4	8	:	:	PUNCT
atssr-1893	4	9	ktryggvadottir@gmail.com	ktryggvadottir@gmail.com	X
atssr-1893	5	1	abstract	abstract	ADJ
atssr-1893	5	2	despite	despite	SCONJ
atssr-1893	5	3	a	a	DET
atssr-1893	5	4	resurgence	resurgence	NOUN
atssr-1893	5	5	of	of	ADP
atssr-1893	5	6	economic	economic	ADJ
atssr-1893	5	7	activity	activity	NOUN
atssr-1893	5	8	since	since	SCONJ
atssr-1893	5	9	the	the	DET
atssr-1893	5	10	2008	2008	NUM
atssr-1893	5	11	financial	financial	ADJ
atssr-1893	5	12	crisis	crisis	NOUN
atssr-1893	5	13	and	and	CCONJ
atssr-1893	5	14	longstanding	longstande	VERB
atssr-1893	5	15	government	government	NOUN
atssr-1893	5	16	policies	policy	NOUN
atssr-1893	5	17	promoting	promote	VERB
atssr-1893	5	18	homeownership	homeownership	NOUN
atssr-1893	5	19	,	,	PUNCT
atssr-1893	5	20	the	the	DET
atssr-1893	5	21	percentage	percentage	NOUN
atssr-1893	5	22	of	of	ADP
atssr-1893	5	23	renters	renter	NOUN
atssr-1893	5	24	has	have	AUX
atssr-1893	5	25	remained	remain	VERB
atssr-1893	5	26	stable	stable	ADJ
atssr-1893	5	27	over	over	ADP
atssr-1893	5	28	the	the	DET
atssr-1893	5	29	past	past	ADJ
atssr-1893	5	30	decade	decade	NOUN
atssr-1893	5	31	despite	despite	SCONJ
atssr-1893	5	32	most	most	ADJ
atssr-1893	5	33	preferring	prefer	VERB
atssr-1893	5	34	homeownership	homeownership	NOUN
atssr-1893	5	35	.	.	PUNCT
atssr-1893	6	1	this	this	DET
atssr-1893	6	2	study	study	NOUN
atssr-1893	6	3	examines	examine	VERB
atssr-1893	6	4	the	the	DET
atssr-1893	6	5	time	time	NOUN
atssr-1893	6	6	required	require	VERB
atssr-1893	6	7	for	for	ADP
atssr-1893	6	8	various	various	ADJ
atssr-1893	6	9	rental	rental	ADJ
atssr-1893	6	10	market	market	NOUN
atssr-1893	6	11	groups	group	NOUN
atssr-1893	6	12	to	to	PART
atssr-1893	6	13	save	save	VERB
atssr-1893	6	14	for	for	ADP
atssr-1893	6	15	a	a	DET
atssr-1893	6	16	down	down	ADJ
atssr-1893	6	17	payment	payment	NOUN
atssr-1893	6	18	on	on	ADP
atssr-1893	6	19	an	an	DET
atssr-1893	6	20	apartment	apartment	NOUN
atssr-1893	6	21	in	in	ADP
atssr-1893	6	22	the	the	DET
atssr-1893	6	23	capital	capital	NOUN
atssr-1893	6	24	area	area	NOUN
atssr-1893	6	25	from	from	ADP
atssr-1893	6	26	2011	2011	NUM
atssr-1893	6	27	to	to	ADP
atssr-1893	6	28	2022	2022	NUM
atssr-1893	6	29	.	.	PUNCT
atssr-1893	7	1	we	we	PRON
atssr-1893	7	2	also	also	ADV
atssr-1893	7	3	assess	assess	VERB
atssr-1893	7	4	the	the	DET
atssr-1893	7	5	potential	potential	ADJ
atssr-1893	7	6	impact	impact	NOUN
atssr-1893	7	7	of	of	ADP
atssr-1893	7	8	a	a	DET
atssr-1893	7	9	government	government	NOUN
atssr-1893	7	10	program	program	NOUN
atssr-1893	7	11	allowing	allow	VERB
atssr-1893	7	12	certain	certain	ADJ
atssr-1893	7	13	low	low	ADJ
atssr-1893	7	14	-	-	PUNCT
atssr-1893	7	15	income	income	NOUN
atssr-1893	7	16	groups	group	NOUN
atssr-1893	7	17	to	to	PART
atssr-1893	7	18	set	set	VERB
atssr-1893	7	19	aside	aside	ADV
atssr-1893	7	20	just	just	ADV
atssr-1893	7	21	5	5	NUM
atssr-1893	7	22	%	%	NOUN
atssr-1893	7	23	of	of	ADP
atssr-1893	7	24	a	a	DET
atssr-1893	7	25	property	property	NOUN
atssr-1893	7	26	’s	’s	PART
atssr-1893	7	27	price	price	NOUN
atssr-1893	7	28	as	as	ADP
atssr-1893	7	29	a	a	DET
atssr-1893	7	30	down	down	ADJ
atssr-1893	7	31	payment	payment	NOUN
atssr-1893	7	32	.	.	PUNCT
atssr-1893	8	1	the	the	DET
atssr-1893	8	2	focus	focus	NOUN
atssr-1893	8	3	is	be	AUX
atssr-1893	8	4	on	on	ADP
atssr-1893	8	5	people	people	NOUN
atssr-1893	8	6	in	in	ADP
atssr-1893	8	7	the	the	DET
atssr-1893	8	8	lowest	low	ADJ
atssr-1893	8	9	20th	20th	ADJ
atssr-1893	8	10	percentile	percentile	ADJ
atssr-1893	8	11	group	group	NOUN
atssr-1893	8	12	.	.	PUNCT
atssr-1893	9	1	using	use	VERB
atssr-1893	9	2	data	datum	NOUN
atssr-1893	9	3	on	on	ADP
atssr-1893	9	4	wages	wage	NOUN
atssr-1893	9	5	,	,	PUNCT
atssr-1893	9	6	taxes	taxis	NOUN
atssr-1893	9	7	,	,	PUNCT
atssr-1893	9	8	compulsory	compulsory	ADJ
atssr-1893	9	9	pension	pension	NOUN
atssr-1893	9	10	contributions	contribution	NOUN
atssr-1893	9	11	,	,	PUNCT
atssr-1893	9	12	and	and	CCONJ
atssr-1893	9	13	spending	spending	NOUN
atssr-1893	9	14	patterns	pattern	NOUN
atssr-1893	9	15	,	,	PUNCT
atssr-1893	9	16	we	we	PRON
atssr-1893	9	17	analyze	analyze	VERB
atssr-1893	9	18	how	how	SCONJ
atssr-1893	9	19	much	much	ADJ
atssr-1893	9	20	each	each	DET
atssr-1893	9	21	group	group	NOUN
atssr-1893	9	22	can	can	AUX
atssr-1893	9	23	realistically	realistically	ADV
atssr-1893	9	24	save	save	VERB
atssr-1893	9	25	,	,	PUNCT
atssr-1893	9	26	considering	consider	VERB
atssr-1893	9	27	both	both	CCONJ
atssr-1893	9	28	minimal	minimal	ADJ
atssr-1893	9	29	(	(	PUNCT
atssr-1893	9	30	bare	bare	NOUN
atssr-1893	9	31	)	)	PUNCT
atssr-1893	9	32	and	and	CCONJ
atssr-1893	9	33	typical	typical	ADJ
atssr-1893	9	34	consumption	consumption	NOUN
atssr-1893	9	35	benchmarks	benchmark	NOUN
atssr-1893	9	36	.	.	PUNCT
atssr-1893	10	1	this	this	DET
atssr-1893	10	2	analysis	analysis	NOUN
atssr-1893	10	3	reveals	reveal	VERB
atssr-1893	10	4	how	how	SCONJ
atssr-1893	10	5	much	much	ADJ
atssr-1893	10	6	each	each	DET
atssr-1893	10	7	group	group	NOUN
atssr-1893	10	8	can	can	AUX
atssr-1893	10	9	save	save	VERB
atssr-1893	10	10	for	for	ADP
atssr-1893	10	11	a	a	DET
atssr-1893	10	12	down	down	ADJ
atssr-1893	10	13	payment	payment	NOUN
atssr-1893	10	14	.	.	PUNCT
atssr-1893	11	1	our	our	PRON
atssr-1893	11	2	findings	finding	NOUN
atssr-1893	11	3	show	show	VERB
atssr-1893	11	4	that	that	SCONJ
atssr-1893	11	5	despite	despite	SCONJ
atssr-1893	11	6	economic	economic	ADJ
atssr-1893	11	7	prosperity	prosperity	NOUN
atssr-1893	11	8	and	and	CCONJ
atssr-1893	11	9	wage	wage	NOUN
atssr-1893	11	10	increases	increase	NOUN
atssr-1893	11	11	outpacing	outpace	VERB
atssr-1893	11	12	the	the	DET
atssr-1893	11	13	consumer	consumer	NOUN
atssr-1893	11	14	price	price	NOUN
atssr-1893	11	15	index	index	NOUN
atssr-1893	11	16	(	(	PUNCT
atssr-1893	11	17	excluding	exclude	VERB
atssr-1893	11	18	housing	housing	NOUN
atssr-1893	11	19	costs	cost	NOUN
atssr-1893	11	20	)	)	PUNCT
atssr-1893	11	21	,	,	PUNCT
atssr-1893	11	22	the	the	DET
atssr-1893	11	23	time	time	NOUN
atssr-1893	11	24	needed	need	VERB
atssr-1893	11	25	to	to	PART
atssr-1893	11	26	save	save	VERB
atssr-1893	11	27	for	for	ADP
atssr-1893	11	28	a	a	DET
atssr-1893	11	29	down	down	ADJ
atssr-1893	11	30	payment	payment	NOUN
atssr-1893	11	31	in	in	ADP
atssr-1893	11	32	2022	2022	NUM
atssr-1893	11	33	remains	remain	VERB
atssr-1893	11	34	nearly	nearly	ADV
atssr-1893	11	35	the	the	DET
atssr-1893	11	36	same	same	ADJ
atssr-1893	11	37	as	as	ADP
atssr-1893	11	38	in	in	ADP
atssr-1893	11	39	2011	2011	NUM
atssr-1893	11	40	due	due	ADP
atssr-1893	11	41	to	to	ADP
atssr-1893	11	42	rising	rise	VERB
atssr-1893	11	43	housing	housing	NOUN
atssr-1893	11	44	prices	price	NOUN
atssr-1893	11	45	.	.	PUNCT
atssr-1893	12	1	single	single	ADJ
atssr-1893	12	2	parents	parent	NOUN
atssr-1893	12	3	face	face	VERB
atssr-1893	12	4	the	the	DET
atssr-1893	12	5	most	most	ADJ
atssr-1893	12	6	difficulty	difficulty	NOUN
atssr-1893	12	7	saving	save	VERB
atssr-1893	12	8	for	for	ADP
atssr-1893	12	9	a	a	DET
atssr-1893	12	10	down	down	ADJ
atssr-1893	12	11	payment	payment	NOUN
atssr-1893	12	12	,	,	PUNCT
atssr-1893	12	13	but	but	CCONJ
atssr-1893	12	14	the	the	DET
atssr-1893	12	15	5	5	NUM
atssr-1893	12	16	%	%	NOUN
atssr-1893	12	17	down	down	ADP
atssr-1893	12	18	payment	payment	NOUN
atssr-1893	12	19	program	program	NOUN
atssr-1893	12	20	offers	offer	VERB
atssr-1893	12	21	a	a	DET
atssr-1893	12	22	more	more	ADV
atssr-1893	12	23	realistic	realistic	ADJ
atssr-1893	12	24	path	path	NOUN
atssr-1893	12	25	to	to	ADP
atssr-1893	12	26	homeownership	homeownership	NOUN
atssr-1893	12	27	.	.	PUNCT
atssr-1893	13	1	the	the	DET
atssr-1893	13	2	implications	implication	NOUN
atssr-1893	13	3	are	be	AUX
atssr-1893	13	4	that	that	SCONJ
atssr-1893	13	5	government	government	NOUN
atssr-1893	13	6	policies	policy	NOUN
atssr-1893	13	7	should	should	AUX
atssr-1893	13	8	focus	focus	VERB
atssr-1893	13	9	on	on	ADP
atssr-1893	13	10	controlling	control	VERB
atssr-1893	13	11	house	house	NOUN
atssr-1893	13	12	prices	price	NOUN
atssr-1893	13	13	and	and	CCONJ
atssr-1893	13	14	continuing	continue	VERB
atssr-1893	13	15	the	the	DET
atssr-1893	13	16	5	5	NUM
atssr-1893	13	17	%	%	NOUN
atssr-1893	13	18	down	down	ADP
atssr-1893	13	19	payment	payment	NOUN
atssr-1893	13	20	program	program	NOUN
atssr-1893	13	21	to	to	PART
atssr-1893	13	22	enhance	enhance	VERB
atssr-1893	13	23	homeownership	homeownership	NOUN
atssr-1893	13	24	opportunities	opportunity	NOUN
atssr-1893	13	25	.	.	PUNCT
atssr-1893	14	1	keywords	keyword	NOUN
atssr-1893	14	2	:	:	PUNCT
atssr-1893	14	3	down	down	ADJ
atssr-1893	14	4	payment	payment	NOUN
atssr-1893	14	5	,	,	PUNCT
atssr-1893	14	6	homeownership	homeownership	NOUN
atssr-1893	14	7	,	,	PUNCT
atssr-1893	14	8	housing	housing	NOUN
atssr-1893	14	9	prices	price	NOUN
atssr-1893	14	10	,	,	PUNCT
atssr-1893	14	11	rental	rental	ADJ
atssr-1893	14	12	market	market	NOUN
atssr-1893	14	13	,	,	PUNCT
atssr-1893	14	14	savings	saving	NOUN
atssr-1893	14	15	.	.	PUNCT
atssr-1893	15	1	licensed	license	VERB
atssr-1893	15	2	:	:	PUNCT
atssr-1893	15	3	this	this	DET
atssr-1893	15	4	work	work	NOUN
atssr-1893	15	5	is	be	AUX
atssr-1893	15	6	licensed	license	VERB
atssr-1893	15	7	under	under	ADP
atssr-1893	15	8	a	a	DET
atssr-1893	15	9	creative	creative	ADJ
atssr-1893	15	10	commons	common	NOUN
atssr-1893	15	11	attribution	attribution	NOUN
atssr-1893	15	12	4.0	4.0	NUM
atssr-1893	15	13	license	license	NOUN
atssr-1893	15	14	.	.	PUNCT
atssr-1893	16	1	transparency	transparency	NOUN
atssr-1893	16	2	:	:	PUNCT
atssr-1893	16	3	the	the	DET
atssr-1893	16	4	authors	author	NOUN
atssr-1893	16	5	confirm	confirm	VERB
atssr-1893	16	6	that	that	SCONJ
atssr-1893	16	7	the	the	DET
atssr-1893	16	8	manuscript	manuscript	NOUN
atssr-1893	16	9	is	be	AUX
atssr-1893	16	10	an	an	DET
atssr-1893	16	11	honest	honest	ADJ
atssr-1893	16	12	,	,	PUNCT
atssr-1893	16	13	accurate	accurate	ADJ
atssr-1893	16	14	,	,	PUNCT
atssr-1893	16	15	and	and	CCONJ
atssr-1893	16	16	transparent	transparent	ADJ
atssr-1893	16	17	account	account	NOUN
atssr-1893	16	18	of	of	ADP
atssr-1893	16	19	the	the	DET
atssr-1893	16	20	study	study	NOUN
atssr-1893	16	21	;	;	PUNCT
atssr-1893	16	22	that	that	SCONJ
atssr-1893	16	23	no	no	DET
atssr-1893	16	24	vital	vital	ADJ
atssr-1893	16	25	features	feature	NOUN
atssr-1893	16	26	of	of	ADP
atssr-1893	16	27	the	the	DET
atssr-1893	16	28	study	study	NOUN
atssr-1893	16	29	have	have	AUX
atssr-1893	16	30	been	be	AUX
atssr-1893	16	31	omitted	omit	VERB
atssr-1893	16	32	;	;	PUNCT
atssr-1893	16	33	and	and	CCONJ
atssr-1893	16	34	that	that	SCONJ
atssr-1893	16	35	any	any	DET
atssr-1893	16	36	discrepancies	discrepancy	NOUN
atssr-1893	16	37	from	from	ADP
atssr-1893	16	38	the	the	DET
atssr-1893	16	39	study	study	NOUN
atssr-1893	16	40	as	as	SCONJ
atssr-1893	16	41	planned	plan	VERB
atssr-1893	16	42	have	have	AUX
atssr-1893	16	43	been	be	AUX
atssr-1893	16	44	explained	explain	VERB
atssr-1893	16	45	.	.	PUNCT
atssr-1893	17	1	this	this	DET
atssr-1893	17	2	study	study	NOUN
atssr-1893	17	3	followed	follow	VERB
atssr-1893	17	4	all	all	DET
atssr-1893	17	5	ethical	ethical	ADJ
atssr-1893	17	6	practices	practice	NOUN
atssr-1893	17	7	during	during	ADP
atssr-1893	17	8	writing	writing	NOUN
atssr-1893	17	9	.	.	PUNCT
atssr-1893	18	1	competing	compete	VERB
atssr-1893	18	2	interests	interest	NOUN
atssr-1893	18	3	:	:	PUNCT
atssr-1893	18	4	the	the	DET
atssr-1893	18	5	authors	author	NOUN
atssr-1893	18	6	declare	declare	VERB
atssr-1893	18	7	that	that	SCONJ
atssr-1893	18	8	they	they	PRON
atssr-1893	18	9	have	have	VERB
atssr-1893	18	10	no	no	DET
atssr-1893	18	11	competing	compete	VERB
atssr-1893	18	12	interests	interest	NOUN
atssr-1893	18	13	.	.	PUNCT
atssr-1893	19	1	authors	author	NOUN
atssr-1893	19	2	’	'	PUNCT
atssr-1893	19	3	contributions	contribution	NOUN
atssr-1893	19	4	:	:	PUNCT
atssr-1893	19	5	conceptualization	conceptualization	NOUN
atssr-1893	19	6	,	,	PUNCT
atssr-1893	19	7	supervision	supervision	NOUN
atssr-1893	19	8	,	,	PUNCT
atssr-1893	19	9	writing	write	VERB
atssr-1893	19	10	–	–	PUNCT
atssr-1893	19	11	original	original	ADJ
atssr-1893	19	12	draft	draft	NOUN
atssr-1893	19	13	,	,	PUNCT
atssr-1893	19	14	m.w.m	m.w.m	NOUN
atssr-1893	19	15	..	..	PUNCT
atssr-1893	19	16	;	;	PUNCT
atssr-1893	19	17	methodology	methodology	NOUN
atssr-1893	19	18	,	,	PUNCT
atssr-1893	19	19	software	software	NOUN
atssr-1893	19	20	and	and	CCONJ
atssr-1893	19	21	formal	formal	ADJ
atssr-1893	19	22	analysis	analysis	NOUN
atssr-1893	19	23	,	,	PUNCT
atssr-1893	19	24	mwm	mwm	NOUN
atssr-1893	19	25	&	&	CCONJ
atssr-1893	19	26	ket	ket	NOUN
atssr-1893	19	27	;	;	PUNCT
atssr-1893	19	28	validation	validation	NOUN
atssr-1893	19	29	,	,	PUNCT
atssr-1893	19	30	visualization	visualization	NOUN
atssr-1893	19	31	,	,	PUNCT
atssr-1893	19	32	writing	writing	NOUN
atssr-1893	19	33	–	–	PUNCT
atssr-1893	19	34	review	review	NOUN
atssr-1893	19	35	&	&	CCONJ
atssr-1893	19	36	editing	editing	NOUN
atssr-1893	19	37	,	,	PUNCT
atssr-1893	19	38	m.w.m	m.w.m	NOUN
atssr-1893	19	39	.	.	PROPN
atssr-1893	19	40	&	&	CCONJ
atssr-1893	19	41	k.e.t	k.e.t	PROPN
atssr-1893	19	42	.	.	PROPN
atssr-1893	19	43	;	;	PUNCT
atssr-1893	19	44	investigation	investigation	NOUN
atssr-1893	19	45	,	,	PUNCT
atssr-1893	19	46	data	data	NOUN
atssr-1893	19	47	curation	curation	NOUN
atssr-1893	19	48	,	,	PUNCT
atssr-1893	19	49	k.e.t	k.e.t	PROPN
atssr-1893	19	50	.	.	PROPN
atssr-1893	19	51	&	&	CCONJ
atssr-1893	19	52	m.w.m	m.w.m	PROPN
atssr-1893	19	53	.	.	PUNCT
atssr-1893	20	1	all	all	DET
atssr-1893	20	2	authors	author	NOUN
atssr-1893	20	3	have	have	AUX
atssr-1893	20	4	read	read	VERB
atssr-1893	20	5	and	and	CCONJ
atssr-1893	20	6	agreed	agree	VERB
atssr-1893	20	7	to	to	ADP
atssr-1893	20	8	the	the	DET
atssr-1893	20	9	published	publish	VERB
atssr-1893	20	10	version	version	NOUN
atssr-1893	20	11	of	of	ADP
atssr-1893	20	12	the	the	DET
atssr-1893	20	13	manuscript	manuscript	NOUN
atssr-1893	20	14	.	.	PUNCT
atssr-1893	21	1	1	1	X
atssr-1893	21	2	.	.	X
atssr-1893	21	3	introduction	introduction	NOUN
atssr-1893	21	4	the	the	DET
atssr-1893	21	5	2008	2008	NUM
atssr-1893	21	6	-	-	SYM
atssr-1893	21	7	2012	2012	NUM
atssr-1893	21	8	housing	housing	NOUN
atssr-1893	21	9	crisis	crisis	NOUN
atssr-1893	21	10	–	–	PUNCT
atssr-1893	21	11	a	a	DET
atssr-1893	21	12	part	part	NOUN
atssr-1893	21	13	of	of	ADP
atssr-1893	21	14	the	the	DET
atssr-1893	21	15	global	global	ADJ
atssr-1893	21	16	financial	financial	ADJ
atssr-1893	21	17	crisis	crisis	NOUN
atssr-1893	21	18	(	(	PUNCT
atssr-1893	21	19	gfc	gfc	NOUN
atssr-1893	21	20	)	)	PUNCT
atssr-1893	21	21	was	be	AUX
atssr-1893	21	22	characterized	characterize	VERB
atssr-1893	21	23	by	by	ADP
atssr-1893	21	24	plummeting	plummet	VERB
atssr-1893	21	25	house	house	NOUN
atssr-1893	21	26	prices	price	NOUN
atssr-1893	21	27	worldwide	worldwide	ADV
atssr-1893	21	28	and	and	CCONJ
atssr-1893	21	29	rising	rise	VERB
atssr-1893	21	30	foreclosures	foreclosure	NOUN
atssr-1893	21	31	(	(	PUNCT
atssr-1893	21	32	mian	mian	PROPN
atssr-1893	21	33	,	,	PUNCT
atssr-1893	21	34	sufi	sufi	NOUN
atssr-1893	21	35	,	,	PUNCT
atssr-1893	21	36	&	&	CCONJ
atssr-1893	21	37	trebbi	trebbi	NOUN
atssr-1893	21	38	,	,	PUNCT
atssr-1893	21	39	2015	2015	NUM
atssr-1893	21	40	)	)	PUNCT
atssr-1893	21	41	.	.	PUNCT
atssr-1893	22	1	many	many	ADJ
atssr-1893	22	2	lost	lose	VERB
atssr-1893	22	3	the	the	DET
atssr-1893	22	4	safety	safety	NOUN
atssr-1893	22	5	of	of	ADP
atssr-1893	22	6	homeownership	homeownership	NOUN
atssr-1893	22	7	,	,	PUNCT
atssr-1893	22	8	and	and	CCONJ
atssr-1893	22	9	a	a	DET
atssr-1893	22	10	significant	significant	ADJ
atssr-1893	22	11	portion	portion	NOUN
atssr-1893	22	12	of	of	ADP
atssr-1893	22	13	their	their	PRON
atssr-1893	22	14	entire	entire	ADJ
atssr-1893	22	15	savings	saving	NOUN
atssr-1893	22	16	tied	tie	VERB
atssr-1893	22	17	to	to	ADP
atssr-1893	22	18	their	their	PRON
atssr-1893	22	19	home	home	NOUN
atssr-1893	22	20	equity	equity	NOUN
atssr-1893	22	21	.	.	PUNCT
atssr-1893	23	1	this	this	DET
atssr-1893	23	2	outcome	outcome	NOUN
atssr-1893	23	3	hit	hit	VERB
atssr-1893	23	4	low	low	ADJ
atssr-1893	23	5	-	-	PUNCT
atssr-1893	23	6	income	income	NOUN
atssr-1893	23	7	groups	group	NOUN
atssr-1893	23	8	the	the	PRON
atssr-1893	23	9	hardest	hard	ADV
atssr-1893	23	10	(	(	PUNCT
atssr-1893	23	11	zwiers	zwier	NOUN
atssr-1893	23	12	,	,	PUNCT
atssr-1893	23	13	bolt	bolt	NOUN
atssr-1893	23	14	,	,	PUNCT
atssr-1893	23	15	van	van	PROPN
atssr-1893	23	16	ham	ham	PROPN
atssr-1893	23	17	,	,	PUNCT
atssr-1893	23	18	&	&	CCONJ
atssr-1893	23	19	van	van	PROPN
atssr-1893	23	20	kempen	kempen	PROPN
atssr-1893	23	21	,	,	PUNCT
atssr-1893	23	22	2016	2016	NUM
atssr-1893	23	23	)	)	PUNCT
atssr-1893	23	24	.	.	PUNCT
atssr-1893	24	1	housing	housing	NOUN
atssr-1893	24	2	issues	issue	NOUN
atssr-1893	24	3	have	have	AUX
atssr-1893	24	4	again	again	ADV
atssr-1893	24	5	taken	take	VERB
atssr-1893	24	6	center	center	ADJ
atssr-1893	24	7	stage	stage	NOUN
atssr-1893	24	8	in	in	ADP
atssr-1893	24	9	the	the	DET
atssr-1893	24	10	global	global	ADJ
atssr-1893	24	11	north	north	NOUN
atssr-1893	24	12	,	,	PUNCT
atssr-1893	24	13	but	but	CCONJ
atssr-1893	24	14	now	now	ADV
atssr-1893	24	15	,	,	PUNCT
atssr-1893	24	16	due	due	ADP
atssr-1893	24	17	to	to	ADP
atssr-1893	24	18	a	a	DET
atssr-1893	24	19	lack	lack	NOUN
atssr-1893	24	20	of	of	ADP
atssr-1893	24	21	access	access	NOUN
atssr-1893	24	22	to	to	ADP
atssr-1893	24	23	housing	housing	NOUN
atssr-1893	24	24	.	.	PUNCT
atssr-1893	25	1	house	house	NOUN
atssr-1893	25	2	prices	price	NOUN
atssr-1893	25	3	have	have	AUX
atssr-1893	25	4	risen	rise	VERB
atssr-1893	25	5	phenomenally	phenomenally	ADV
atssr-1893	25	6	in	in	ADP
atssr-1893	25	7	the	the	DET
atssr-1893	25	8	past	past	ADJ
atssr-1893	25	9	decade	decade	NOUN
atssr-1893	25	10	,	,	PUNCT
atssr-1893	25	11	much	much	ADV
atssr-1893	25	12	more	more	ADV
atssr-1893	25	13	rapidly	rapidly	ADV
atssr-1893	25	14	than	than	ADP
atssr-1893	25	15	income	income	NOUN
atssr-1893	25	16	(	(	PUNCT
atssr-1893	25	17	tekin	tekin	PROPN
atssr-1893	25	18	,	,	PUNCT
atssr-1893	25	19	2022	2022	NUM
atssr-1893	25	20	)	)	PUNCT
atssr-1893	25	21	.	.	PUNCT
atssr-1893	26	1	in	in	ADP
atssr-1893	26	2	iceland	iceland	PROPN
atssr-1893	26	3	,	,	PUNCT
atssr-1893	26	4	many	many	ADJ
atssr-1893	26	5	people	people	NOUN
atssr-1893	26	6	struggle	struggle	VERB
atssr-1893	26	7	to	to	PART
atssr-1893	26	8	save	save	VERB
atssr-1893	26	9	for	for	ADP
atssr-1893	26	10	a	a	DET
atssr-1893	26	11	down	down	ADJ
atssr-1893	26	12	payment	payment	NOUN
atssr-1893	26	13	,	,	PUNCT
atssr-1893	26	14	some	some	PRON
atssr-1893	26	15	of	of	ADP
atssr-1893	26	16	whom	whom	PRON
atssr-1893	26	17	lost	lose	VERB
atssr-1893	26	18	their	their	PRON
atssr-1893	26	19	homes	home	NOUN
atssr-1893	26	20	during	during	ADP
atssr-1893	26	21	the	the	DET
atssr-1893	26	22	gfc	gfc	NOUN
atssr-1893	26	23	,	,	PUNCT
atssr-1893	26	24	with	with	ADP
atssr-1893	26	25	wage	wage	NOUN
atssr-1893	26	26	increases	increase	NOUN
atssr-1893	26	27	not	not	PART
atssr-1893	26	28	keeping	keep	VERB
atssr-1893	26	29	up	up	ADP
atssr-1893	26	30	with	with	ADP
atssr-1893	26	31	rising	rise	VERB
atssr-1893	26	32	housing	housing	NOUN
atssr-1893	26	33	prices	price	NOUN
atssr-1893	26	34	.	.	PUNCT
atssr-1893	27	1	according	accord	VERB
atssr-1893	27	2	to	to	ADP
atssr-1893	27	3	iceland	iceland	PROPN
atssr-1893	27	4	’s	’s	PART
atssr-1893	27	5	housing	housing	NOUN
atssr-1893	27	6	and	and	CCONJ
atssr-1893	27	7	construction	construction	NOUN
atssr-1893	27	8	authority	authority	NOUN
atssr-1893	27	9	(	(	PUNCT
atssr-1893	27	10	hms	hms	PROPN
atssr-1893	27	11	)	)	PUNCT
atssr-1893	27	12	,	,	PUNCT
atssr-1893	27	13	the	the	DET
atssr-1893	27	14	homeownership	homeownership	NOUN
atssr-1893	27	15	percentage	percentage	NOUN
atssr-1893	27	16	has	have	AUX
atssr-1893	27	17	not	not	PART
atssr-1893	27	18	reached	reach	VERB
atssr-1893	27	19	the	the	DET
atssr-1893	27	20	same	same	ADJ
atssr-1893	27	21	levels	level	NOUN
atssr-1893	27	22	as	as	ADP
atssr-1893	27	23	in	in	ADP
atssr-1893	27	24	the	the	DET
atssr-1893	27	25	pre	pre	ADJ
atssr-1893	27	26	-	-	ADJ
atssr-1893	27	27	crisis	crisis	ADJ
atssr-1893	27	28	period	period	NOUN
atssr-1893	27	29	(	(	PUNCT
atssr-1893	27	30	hms	hms	PROPN
atssr-1893	27	31	,	,	PUNCT
atssr-1893	27	32	2020	2020	NUM
atssr-1893	27	33	)	)	PUNCT
atssr-1893	27	34	and	and	CCONJ
atssr-1893	27	35	only	only	ADV
atssr-1893	27	36	increased	increase	VERB
atssr-1893	27	37	slightly	slightly	ADV
atssr-1893	27	38	during	during	ADP
atssr-1893	27	39	the	the	DET
atssr-1893	27	40	onslaught	onslaught	NOUN
atssr-1893	27	41	of	of	ADP
atssr-1893	27	42	the	the	DET
atssr-1893	27	43	covid-19	covid-19	PROPN
atssr-1893	27	44	pandemic	pandemic	ADJ
atssr-1893	27	45	(	(	PUNCT
atssr-1893	27	46	hms	hms	PROPN
atssr-1893	27	47	,	,	PUNCT
atssr-1893	27	48	2021	2021	NUM
atssr-1893	27	49	)	)	PUNCT
atssr-1893	27	50	.	.	PUNCT
atssr-1893	28	1	research	research	NOUN
atssr-1893	28	2	has	have	AUX
atssr-1893	28	3	demonstrated	demonstrate	VERB
atssr-1893	28	4	that	that	SCONJ
atssr-1893	28	5	renters	renter	NOUN
atssr-1893	28	6	in	in	ADP
atssr-1893	28	7	iceland	iceland	PROPN
atssr-1893	28	8	are	be	AUX
atssr-1893	28	9	often	often	ADV
atssr-1893	28	10	characterized	characterize	VERB
atssr-1893	28	11	by	by	ADP
atssr-1893	28	12	intense	intense	ADJ
atssr-1893	28	13	precarity	precarity	NOUN
atssr-1893	28	14	(	(	PUNCT
atssr-1893	28	15	mixa	mixa	PROPN
atssr-1893	28	16	,	,	PUNCT
atssr-1893	28	17	loftsdóttir	loftsdóttir	NOUN
atssr-1893	28	18	,	,	PUNCT
atssr-1893	28	19	&	&	CCONJ
atssr-1893	28	20	rúnarsdóttir	rúnarsdóttir	ADV
atssr-1893	28	21	,	,	PUNCT
atssr-1893	28	22	2021	2021	NUM
atssr-1893	28	23	)	)	PUNCT
atssr-1893	28	24	and	and	CCONJ
atssr-1893	28	25	that	that	SCONJ
atssr-1893	28	26	most	most	ADJ
atssr-1893	28	27	would	would	AUX
atssr-1893	28	28	rather	rather	ADV
atssr-1893	28	29	be	be	AUX
atssr-1893	28	30	homeowners	homeowner	NOUN
atssr-1893	28	31	(	(	PUNCT
atssr-1893	28	32	hms	hms	PROPN
atssr-1893	28	33	,	,	PUNCT
atssr-1893	28	34	2021	2021	NUM
atssr-1893	28	35	)	)	PUNCT
atssr-1893	28	36	.	.	PUNCT
atssr-1893	29	1	in	in	ADP
atssr-1893	29	2	other	other	ADJ
atssr-1893	29	3	countries	country	NOUN
atssr-1893	29	4	,	,	PUNCT
atssr-1893	29	5	renters	renter	NOUN
atssr-1893	29	6	often	often	ADV
atssr-1893	29	7	have	have	VERB
atssr-1893	29	8	a	a	DET
atssr-1893	29	9	more	more	ADV
atssr-1893	29	10	secure	secure	ADJ
atssr-1893	29	11	https://www.doi.org/10.33094/atssr.v8i1.1893	https://www.doi.org/10.33094/atssr.v8i1.1893	ADJ
atssr-1893	29	12	mailto:mwm@hi.is	mailto:mwm@hi.is	PROPN
atssr-1893	29	13	mailto:ktryggvadottir@gmail.com	mailto:ktryggvadottir@gmail.com	X
atssr-1893	30	1	asian	asian	ADJ
atssr-1893	30	2	themes	theme	NOUN
atssr-1893	30	3	in	in	ADP
atssr-1893	30	4	social	social	ADJ
atssr-1893	30	5	sciences	science	NOUN
atssr-1893	30	6	research	research	NOUN
atssr-1893	30	7	2024	2024	NUM
atssr-1893	30	8	,	,	PUNCT
atssr-1893	30	9	vol	vol	NOUN
atssr-1893	30	10	.	.	NOUN
atssr-1893	30	11	8	8	NUM
atssr-1893	30	12	,	,	PUNCT
atssr-1893	30	13	no	no	INTJ
atssr-1893	30	14	.	.	NOUN
atssr-1893	30	15	1	1	NUM
atssr-1893	30	16	,	,	PUNCT
atssr-1893	30	17	pp	pp	ADJ
atssr-1893	30	18	.	.	PUNCT
atssr-1893	31	1	37	37	NUM
atssr-1893	31	2	-	-	SYM
atssr-1893	31	3	53	53	NUM
atssr-1893	31	4	38	38	NUM
atssr-1893	31	5	©	©	ADP
atssr-1893	31	6	2024	2024	NUM
atssr-1893	31	7	by	by	ADP
atssr-1893	31	8	the	the	DET
atssr-1893	31	9	authors	author	NOUN
atssr-1893	31	10	;	;	PUNCT
atssr-1893	31	11	licensee	licensee	VERB
atssr-1893	31	12	online	online	ADJ
atssr-1893	31	13	academic	academic	ADJ
atssr-1893	31	14	press	press	NOUN
atssr-1893	31	15	,	,	PUNCT
atssr-1893	31	16	usa	usa	PROPN
atssr-1893	31	17	legal	legal	ADJ
atssr-1893	31	18	status	status	NOUN
atssr-1893	31	19	,	,	PUNCT
atssr-1893	31	20	but	but	CCONJ
atssr-1893	31	21	obtaining	obtain	VERB
atssr-1893	31	22	affordable	affordable	ADJ
atssr-1893	31	23	rental	rental	ADJ
atssr-1893	31	24	accommodation	accommodation	NOUN
atssr-1893	31	25	might	might	AUX
atssr-1893	31	26	be	be	AUX
atssr-1893	31	27	difficult	difficult	ADJ
atssr-1893	31	28	,	,	PUNCT
atssr-1893	31	29	as	as	ADP
atssr-1893	31	30	bergsten	bergsten	VERB
atssr-1893	31	31	and	and	CCONJ
atssr-1893	31	32	hansson	hansson	PROPN
atssr-1893	31	33	(	(	PUNCT
atssr-1893	31	34	2023	2023	NUM
atssr-1893	31	35	)	)	PUNCT
atssr-1893	31	36	point	point	NOUN
atssr-1893	31	37	out	out	ADP
atssr-1893	31	38	(	(	PUNCT
atssr-1893	31	39	2023	2023	NUM
atssr-1893	31	40	)	)	PUNCT
atssr-1893	31	41	.	.	PUNCT
atssr-1893	32	1	in	in	ADP
atssr-1893	32	2	sweden	sweden	PROPN
atssr-1893	32	3	,	,	PUNCT
atssr-1893	32	4	official	official	ADJ
atssr-1893	32	5	waiting	waiting	NOUN
atssr-1893	32	6	lists	list	NOUN
atssr-1893	32	7	for	for	ADP
atssr-1893	32	8	a	a	DET
atssr-1893	32	9	rental	rental	ADJ
atssr-1893	32	10	apartment	apartment	NOUN
atssr-1893	32	11	are	be	AUX
atssr-1893	32	12	very	very	ADV
atssr-1893	32	13	long	long	ADJ
atssr-1893	32	14	,	,	PUNCT
atssr-1893	32	15	thus	thus	ADV
atssr-1893	32	16	paradoxically	paradoxically	ADV
atssr-1893	32	17	often	often	ADV
atssr-1893	32	18	forcing	force	VERB
atssr-1893	32	19	people	people	NOUN
atssr-1893	32	20	to	to	PART
atssr-1893	32	21	settle	settle	VERB
atssr-1893	32	22	for	for	ADP
atssr-1893	32	23	inflated	inflated	ADJ
atssr-1893	32	24	rental	rental	ADJ
atssr-1893	32	25	contracts	contract	NOUN
atssr-1893	32	26	in	in	ADP
atssr-1893	32	27	the	the	DET
atssr-1893	32	28	black	black	ADJ
atssr-1893	32	29	market	market	NOUN
atssr-1893	32	30	(	(	PUNCT
atssr-1893	32	31	hananel	hananel	PROPN
atssr-1893	32	32	,	,	PUNCT
atssr-1893	32	33	krefetz	krefetz	VERB
atssr-1893	32	34	,	,	PUNCT
atssr-1893	32	35	&	&	CCONJ
atssr-1893	32	36	vatury	vatury	PROPN
atssr-1893	32	37	,	,	PUNCT
atssr-1893	32	38	2021	2021	NUM
atssr-1893	32	39	)	)	PUNCT
atssr-1893	32	40	.	.	PUNCT
atssr-1893	33	1	research	research	NOUN
atssr-1893	33	2	has	have	AUX
atssr-1893	33	3	drawn	draw	VERB
atssr-1893	33	4	attention	attention	NOUN
atssr-1893	33	5	to	to	ADP
atssr-1893	33	6	the	the	DET
atssr-1893	33	7	down	down	ADJ
atssr-1893	33	8	payment	payment	NOUN
atssr-1893	33	9	requirement	requirement	NOUN
atssr-1893	33	10	as	as	ADP
atssr-1893	33	11	an	an	DET
atssr-1893	33	12	essential	essential	ADJ
atssr-1893	33	13	factor	factor	NOUN
atssr-1893	33	14	in	in	ADP
atssr-1893	33	15	renting	renting	NOUN
atssr-1893	33	16	,	,	PUNCT
atssr-1893	33	17	even	even	ADV
atssr-1893	33	18	though	though	SCONJ
atssr-1893	33	19	results	result	NOUN
atssr-1893	33	20	regarding	regard	VERB
atssr-1893	33	21	the	the	DET
atssr-1893	33	22	possibility	possibility	NOUN
atssr-1893	33	23	of	of	ADP
atssr-1893	33	24	home	home	NOUN
atssr-1893	33	25	ownership	ownership	NOUN
atssr-1893	33	26	and	and	CCONJ
atssr-1893	33	27	interest	interest	NOUN
atssr-1893	33	28	rate	rate	NOUN
atssr-1893	33	29	change	change	NOUN
atssr-1893	33	30	are	be	AUX
atssr-1893	33	31	unclear	unclear	ADJ
atssr-1893	33	32	.	.	PUNCT
atssr-1893	34	1	hedlund	hedlund	PROPN
atssr-1893	34	2	’s	’s	PART
atssr-1893	34	3	findings	finding	NOUN
atssr-1893	34	4	regarding	regard	VERB
atssr-1893	34	5	down	down	ADP
atssr-1893	34	6	payment	payment	NOUN
atssr-1893	34	7	requirements	requirement	NOUN
atssr-1893	34	8	show	show	VERB
atssr-1893	34	9	that	that	SCONJ
atssr-1893	34	10	the	the	DET
atssr-1893	34	11	relationship	relationship	NOUN
atssr-1893	34	12	with	with	ADP
atssr-1893	34	13	the	the	DET
atssr-1893	34	14	homeownership	homeownership	NOUN
atssr-1893	34	15	rate	rate	NOUN
atssr-1893	34	16	is	be	AUX
atssr-1893	34	17	not	not	PART
atssr-1893	34	18	significantly	significantly	ADV
atssr-1893	34	19	affected	affect	VERB
atssr-1893	34	20	in	in	ADP
atssr-1893	34	21	the	the	DET
atssr-1893	34	22	long	long	ADJ
atssr-1893	34	23	run	run	NOUN
atssr-1893	34	24	.	.	PUNCT
atssr-1893	35	1	however	however	ADV
atssr-1893	35	2	,	,	PUNCT
atssr-1893	35	3	short	short	ADJ
atssr-1893	35	4	-	-	PUNCT
atssr-1893	35	5	term	term	NOUN
atssr-1893	35	6	effects	effect	NOUN
atssr-1893	35	7	may	may	AUX
atssr-1893	35	8	occur	occur	VERB
atssr-1893	35	9	while	while	SCONJ
atssr-1893	35	10	homeownership	homeownership	NOUN
atssr-1893	35	11	rates	rate	NOUN
atssr-1893	35	12	respond	respond	VERB
atssr-1893	35	13	to	to	ADP
atssr-1893	35	14	interest	interest	NOUN
atssr-1893	35	15	rate	rate	NOUN
atssr-1893	35	16	changes	change	NOUN
atssr-1893	35	17	(	(	PUNCT
atssr-1893	35	18	hedlund	hedlund	PROPN
atssr-1893	35	19	,	,	PUNCT
atssr-1893	35	20	2019a	2019a	NUM
atssr-1893	35	21	)	)	PUNCT
atssr-1893	35	22	.	.	PUNCT
atssr-1893	36	1	this	this	PRON
atssr-1893	36	2	contradicts	contradict	VERB
atssr-1893	36	3	findings	finding	NOUN
atssr-1893	36	4	by	by	ADP
atssr-1893	36	5	andrews	andrews	PROPN
atssr-1893	36	6	and	and	CCONJ
atssr-1893	36	7	sánchez	sánchez	PROPN
atssr-1893	36	8	(	(	PUNCT
atssr-1893	36	9	2011	2011	NUM
atssr-1893	36	10	)	)	PUNCT
atssr-1893	36	11	that	that	PRON
atssr-1893	36	12	show	show	VERB
atssr-1893	36	13	that	that	SCONJ
atssr-1893	36	14	the	the	DET
atssr-1893	36	15	relaxation	relaxation	NOUN
atssr-1893	36	16	of	of	ADP
atssr-1893	36	17	down	down	ADJ
atssr-1893	36	18	payment	payment	NOUN
atssr-1893	36	19	restrictions	restriction	NOUN
atssr-1893	36	20	results	result	VERB
atssr-1893	36	21	in	in	ADP
atssr-1893	36	22	a	a	DET
atssr-1893	36	23	rise	rise	NOUN
atssr-1893	36	24	in	in	ADP
atssr-1893	36	25	the	the	DET
atssr-1893	36	26	homeownership	homeownership	NOUN
atssr-1893	36	27	rate	rate	NOUN
atssr-1893	36	28	in	in	ADP
atssr-1893	36	29	oecd	oecd	PROPN
atssr-1893	36	30	countries	country	NOUN
atssr-1893	36	31	,	,	PUNCT
atssr-1893	36	32	meaning	mean	VERB
atssr-1893	36	33	that	that	SCONJ
atssr-1893	36	34	more	more	ADJ
atssr-1893	36	35	people	people	NOUN
atssr-1893	36	36	become	become	VERB
atssr-1893	36	37	homeowners	homeowner	NOUN
atssr-1893	36	38	when	when	SCONJ
atssr-1893	36	39	down	down	ADP
atssr-1893	36	40	payment	payment	NOUN
atssr-1893	36	41	restrictions	restriction	NOUN
atssr-1893	36	42	are	be	AUX
atssr-1893	36	43	eased	ease	VERB
atssr-1893	36	44	.	.	PUNCT
atssr-1893	37	1	this	this	DET
atssr-1893	37	2	paper	paper	NOUN
atssr-1893	37	3	maps	map	VERB
atssr-1893	37	4	out	out	ADP
atssr-1893	37	5	variables	variable	NOUN
atssr-1893	37	6	that	that	PRON
atssr-1893	37	7	shape	shape	VERB
atssr-1893	37	8	the	the	DET
atssr-1893	37	9	capacity	capacity	NOUN
atssr-1893	37	10	of	of	ADP
atssr-1893	37	11	individuals	individual	NOUN
atssr-1893	37	12	living	live	VERB
atssr-1893	37	13	in	in	ADP
atssr-1893	37	14	iceland	iceland	PROPN
atssr-1893	37	15	to	to	PART
atssr-1893	37	16	accumulate	accumulate	VERB
atssr-1893	37	17	savings	saving	NOUN
atssr-1893	37	18	for	for	ADP
atssr-1893	37	19	a	a	DET
atssr-1893	37	20	down	down	ADJ
atssr-1893	37	21	payment	payment	NOUN
atssr-1893	37	22	during	during	ADP
atssr-1893	37	23	the	the	DET
atssr-1893	37	24	2011	2011	NUM
atssr-1893	37	25	-	-	SYM
atssr-1893	37	26	2022	2022	NUM
atssr-1893	37	27	period	period	NOUN
atssr-1893	37	28	.	.	PUNCT
atssr-1893	38	1	the	the	DET
atssr-1893	38	2	possibility	possibility	NOUN
atssr-1893	38	3	of	of	ADP
atssr-1893	38	4	a	a	DET
atssr-1893	38	5	home	home	NOUN
atssr-1893	38	6	purchase	purchase	NOUN
atssr-1893	38	7	instead	instead	ADV
atssr-1893	38	8	of	of	ADP
atssr-1893	38	9	renting	renting	NOUN
atssr-1893	38	10	depends	depend	VERB
atssr-1893	38	11	on	on	ADP
atssr-1893	38	12	the	the	DET
atssr-1893	38	13	ability	ability	NOUN
atssr-1893	38	14	to	to	PART
atssr-1893	38	15	set	set	VERB
atssr-1893	38	16	money	money	NOUN
atssr-1893	38	17	aside	aside	ADV
atssr-1893	38	18	,	,	PUNCT
atssr-1893	38	19	i.e.	i.e.	X
atssr-1893	38	20	,	,	PUNCT
atssr-1893	38	21	the	the	DET
atssr-1893	38	22	positive	positive	ADJ
atssr-1893	38	23	difference	difference	NOUN
atssr-1893	38	24	between	between	ADP
atssr-1893	38	25	people	people	NOUN
atssr-1893	38	26	’s	’s	PART
atssr-1893	38	27	income	income	NOUN
atssr-1893	38	28	after	after	ADP
atssr-1893	38	29	taxes	taxis	NOUN
atssr-1893	38	30	and	and	CCONJ
atssr-1893	38	31	spending	spending	NOUN
atssr-1893	38	32	.	.	PUNCT
atssr-1893	39	1	the	the	DET
atssr-1893	39	2	research	research	NOUN
atssr-1893	39	3	questions	question	NOUN
atssr-1893	39	4	for	for	ADP
atssr-1893	39	5	this	this	DET
atssr-1893	39	6	paper	paper	NOUN
atssr-1893	39	7	are	be	AUX
atssr-1893	39	8	:	:	PUNCT
atssr-1893	39	9	can	can	AUX
atssr-1893	39	10	renters	renter	NOUN
atssr-1893	39	11	in	in	ADP
atssr-1893	39	12	the	the	DET
atssr-1893	39	13	lowest	low	ADJ
atssr-1893	39	14	income	income	NOUN
atssr-1893	39	15	groups	group	NOUN
atssr-1893	39	16	save	save	VERB
atssr-1893	39	17	for	for	ADP
atssr-1893	39	18	a	a	DET
atssr-1893	39	19	down	down	ADJ
atssr-1893	39	20	payment	payment	NOUN
atssr-1893	39	21	?	?	PUNCT
atssr-1893	40	1	how	how	SCONJ
atssr-1893	40	2	long	long	ADV
atssr-1893	40	3	does	do	AUX
atssr-1893	40	4	it	it	PRON
atssr-1893	40	5	take	take	VERB
atssr-1893	40	6	individuals	individual	NOUN
atssr-1893	40	7	in	in	ADP
atssr-1893	40	8	the	the	DET
atssr-1893	40	9	rental	rental	ADJ
atssr-1893	40	10	market	market	NOUN
atssr-1893	40	11	to	to	PART
atssr-1893	40	12	save	save	VERB
atssr-1893	40	13	for	for	ADP
atssr-1893	40	14	a	a	DET
atssr-1893	40	15	down	down	ADJ
atssr-1893	40	16	payment	payment	NOUN
atssr-1893	40	17	?	?	PUNCT
atssr-1893	41	1	the	the	DET
atssr-1893	41	2	paper	paper	NOUN
atssr-1893	41	3	draws	draw	VERB
atssr-1893	41	4	attention	attention	NOUN
atssr-1893	41	5	to	to	ADP
atssr-1893	41	6	the	the	DET
atssr-1893	41	7	need	need	NOUN
atssr-1893	41	8	to	to	PART
atssr-1893	41	9	acknowledge	acknowledge	VERB
atssr-1893	41	10	different	different	ADJ
atssr-1893	41	11	positionality	positionality	NOUN
atssr-1893	41	12	in	in	ADP
atssr-1893	41	13	affording	afford	VERB
atssr-1893	41	14	home	home	NOUN
atssr-1893	41	15	ownership	ownership	NOUN
atssr-1893	41	16	.	.	PUNCT
atssr-1893	42	1	scholars	scholar	NOUN
atssr-1893	42	2	have	have	AUX
atssr-1893	42	3	long	long	ADV
atssr-1893	42	4	pointed	point	VERB
atssr-1893	42	5	out	out	ADP
atssr-1893	42	6	that	that	SCONJ
atssr-1893	42	7	housing	housing	NOUN
atssr-1893	42	8	issues	issue	NOUN
atssr-1893	42	9	impact	impact	VERB
atssr-1893	42	10	social	social	ADJ
atssr-1893	42	11	groups	group	NOUN
atssr-1893	42	12	disproportionately	disproportionately	ADV
atssr-1893	42	13	(	(	PUNCT
atssr-1893	42	14	arundel	arundel	PROPN
atssr-1893	42	15	,	,	PUNCT
atssr-1893	42	16	2017	2017	NUM
atssr-1893	42	17	;	;	PUNCT
atssr-1893	42	18	howard	howard	PROPN
atssr-1893	42	19	,	,	PUNCT
atssr-1893	42	20	2024	2024	NUM
atssr-1893	42	21	;	;	PUNCT
atssr-1893	42	22	stefani	stefani	NOUN
atssr-1893	42	23	,	,	PUNCT
atssr-1893	42	24	2020	2020	NUM
atssr-1893	42	25	;	;	PUNCT
atssr-1893	42	26	timperley	timperley	ADV
atssr-1893	42	27	,	,	PUNCT
atssr-1893	42	28	2020	2020	NUM
atssr-1893	42	29	)	)	PUNCT
atssr-1893	42	30	.	.	PUNCT
atssr-1893	43	1	the	the	DET
atssr-1893	43	2	same	same	ADJ
atssr-1893	43	3	is	be	AUX
atssr-1893	43	4	the	the	DET
atssr-1893	43	5	case	case	NOUN
atssr-1893	43	6	with	with	ADP
atssr-1893	43	7	monetary	monetary	ADJ
atssr-1893	43	8	variables	variable	NOUN
atssr-1893	43	9	,	,	PUNCT
atssr-1893	43	10	including	include	VERB
atssr-1893	43	11	access	access	NOUN
atssr-1893	43	12	to	to	ADP
atssr-1893	43	13	loans	loan	NOUN
atssr-1893	43	14	,	,	PUNCT
atssr-1893	43	15	which	which	PRON
atssr-1893	43	16	can	can	AUX
atssr-1893	43	17	significantly	significantly	ADV
atssr-1893	43	18	affect	affect	VERB
atssr-1893	43	19	differently	differently	ADV
atssr-1893	43	20	positioned	position	VERB
atssr-1893	43	21	social	social	ADJ
atssr-1893	43	22	groups	group	NOUN
atssr-1893	43	23	(	(	PUNCT
atssr-1893	43	24	baxamusa	baxamusa	NOUN
atssr-1893	43	25	,	,	PUNCT
atssr-1893	43	26	2020	2020	NUM
atssr-1893	43	27	)	)	PUNCT
atssr-1893	43	28	.	.	PUNCT
atssr-1893	44	1	the	the	DET
atssr-1893	44	2	standard	standard	ADJ
atssr-1893	44	3	way	way	NOUN
atssr-1893	44	4	to	to	PART
atssr-1893	44	5	measure	measure	VERB
atssr-1893	44	6	the	the	DET
atssr-1893	44	7	affordability	affordability	NOUN
atssr-1893	44	8	index	index	NOUN
atssr-1893	44	9	is	be	AUX
atssr-1893	44	10	to	to	PART
atssr-1893	44	11	compare	compare	VERB
atssr-1893	44	12	the	the	DET
atssr-1893	44	13	percentage	percentage	NOUN
atssr-1893	44	14	of	of	ADP
atssr-1893	44	15	median	median	ADJ
atssr-1893	44	16	housing	housing	NOUN
atssr-1893	44	17	prices	price	NOUN
atssr-1893	44	18	to	to	ADP
atssr-1893	44	19	the	the	DET
atssr-1893	44	20	median	median	ADJ
atssr-1893	44	21	gross	gross	ADJ
atssr-1893	44	22	household	household	NOUN
atssr-1893	44	23	income	income	NOUN
atssr-1893	44	24	(	(	PUNCT
atssr-1893	44	25	see	see	VERB
atssr-1893	44	26	,	,	PUNCT
atssr-1893	44	27	for	for	ADP
atssr-1893	44	28	example	example	NOUN
atssr-1893	44	29	,	,	PUNCT
atssr-1893	44	30	(	(	PUNCT
atssr-1893	44	31	cox	cox	PROPN
atssr-1893	44	32	,	,	PUNCT
atssr-1893	44	33	2023	2023	NUM
atssr-1893	44	34	;	;	PUNCT
atssr-1893	44	35	lee	lee	PROPN
atssr-1893	44	36	,	,	PUNCT
atssr-1893	44	37	kemp	kemp	PROPN
atssr-1893	44	38	,	,	PUNCT
atssr-1893	44	39	&	&	CCONJ
atssr-1893	44	40	reina	reina	PROPN
atssr-1893	44	41	,	,	PUNCT
atssr-1893	44	42	2022	2022	NUM
atssr-1893	44	43	)	)	PUNCT
atssr-1893	44	44	)	)	PUNCT
atssr-1893	44	45	.	.	PUNCT
atssr-1893	45	1	our	our	PRON
atssr-1893	45	2	methodology	methodology	NOUN
atssr-1893	45	3	combines	combine	VERB
atssr-1893	45	4	living	living	NOUN
atssr-1893	45	5	expenses	expense	NOUN
atssr-1893	45	6	with	with	ADP
atssr-1893	45	7	other	other	ADJ
atssr-1893	45	8	variables	variable	NOUN
atssr-1893	45	9	and	and	CCONJ
atssr-1893	45	10	constitutes	constitute	VERB
atssr-1893	45	11	a	a	DET
atssr-1893	45	12	novel	novel	ADJ
atssr-1893	45	13	approach	approach	NOUN
atssr-1893	45	14	.	.	PUNCT
atssr-1893	46	1	we	we	PRON
atssr-1893	46	2	take	take	VERB
atssr-1893	46	3	this	this	DET
atssr-1893	46	4	one	one	NUM
atssr-1893	46	5	step	step	NOUN
atssr-1893	46	6	further	far	ADV
atssr-1893	46	7	by	by	ADP
atssr-1893	46	8	comparing	compare	VERB
atssr-1893	46	9	various	various	ADJ
atssr-1893	46	10	cost	cost	NOUN
atssr-1893	46	11	-	-	PUNCT
atssr-1893	46	12	of	of	ADP
atssr-1893	46	13	-	-	PUNCT
atssr-1893	46	14	living	living	NOUN
atssr-1893	46	15	expenditures	expenditure	NOUN
atssr-1893	46	16	for	for	ADP
atssr-1893	46	17	different	different	ADJ
atssr-1893	46	18	family	family	NOUN
atssr-1893	46	19	structures	structure	NOUN
atssr-1893	46	20	while	while	SCONJ
atssr-1893	46	21	also	also	ADV
atssr-1893	46	22	considering	consider	VERB
atssr-1893	46	23	the	the	DET
atssr-1893	46	24	interest	interest	NOUN
atssr-1893	46	25	received	receive	VERB
atssr-1893	46	26	on	on	ADP
atssr-1893	46	27	savings	saving	NOUN
atssr-1893	46	28	,	,	PUNCT
atssr-1893	46	29	thus	thus	ADV
atssr-1893	46	30	gauging	gauge	VERB
atssr-1893	46	31	state	state	NOUN
atssr-1893	46	32	policies	policy	NOUN
atssr-1893	46	33	’	'	PUNCT
atssr-1893	46	34	possible	possible	ADJ
atssr-1893	46	35	impact	impact	NOUN
atssr-1893	46	36	on	on	ADP
atssr-1893	46	37	homeownership	homeownership	NOUN
atssr-1893	46	38	.	.	PUNCT
atssr-1893	47	1	we	we	PRON
atssr-1893	47	2	see	see	VERB
atssr-1893	47	3	this	this	PRON
atssr-1893	47	4	as	as	ADP
atssr-1893	47	5	a	a	DET
atssr-1893	47	6	first	first	ADJ
atssr-1893	47	7	step	step	NOUN
atssr-1893	47	8	to	to	PART
atssr-1893	47	9	broaden	broaden	VERB
atssr-1893	47	10	the	the	DET
atssr-1893	47	11	scope	scope	NOUN
atssr-1893	47	12	to	to	PART
atssr-1893	47	13	incorporate	incorporate	VERB
atssr-1893	47	14	diverse	diverse	ADJ
atssr-1893	47	15	social	social	ADJ
atssr-1893	47	16	groups	group	NOUN
atssr-1893	47	17	with	with	ADP
atssr-1893	47	18	varying	vary	VERB
atssr-1893	47	19	expenses	expense	NOUN
atssr-1893	47	20	,	,	PUNCT
atssr-1893	47	21	focusing	focus	VERB
atssr-1893	47	22	first	first	ADV
atssr-1893	47	23	on	on	ADP
atssr-1893	47	24	iceland	iceland	PROPN
atssr-1893	47	25	and	and	CCONJ
atssr-1893	47	26	then	then	ADV
atssr-1893	47	27	for	for	SCONJ
atssr-1893	47	28	academics	academic	NOUN
atssr-1893	47	29	to	to	PART
atssr-1893	47	30	broaden	broaden	VERB
atssr-1893	47	31	such	such	ADJ
atssr-1893	47	32	research	research	NOUN
atssr-1893	47	33	in	in	ADP
atssr-1893	47	34	international	international	ADJ
atssr-1893	47	35	comparison	comparison	NOUN
atssr-1893	47	36	studies	study	NOUN
atssr-1893	47	37	.	.	PUNCT
atssr-1893	48	1	in	in	ADP
atssr-1893	48	2	our	our	PRON
atssr-1893	48	3	analysis	analysis	NOUN
atssr-1893	48	4	,	,	PUNCT
atssr-1893	48	5	we	we	PRON
atssr-1893	48	6	compare	compare	VERB
atssr-1893	48	7	down	down	ADP
atssr-1893	48	8	payments	payment	NOUN
atssr-1893	48	9	of	of	ADP
atssr-1893	48	10	5	5	NUM
atssr-1893	48	11	%	%	NOUN
atssr-1893	48	12	and	and	CCONJ
atssr-1893	48	13	15	15	NUM
atssr-1893	48	14	%	%	NOUN
atssr-1893	48	15	,	,	PUNCT
atssr-1893	48	16	reflecting	reflect	VERB
atssr-1893	48	17	changes	change	NOUN
atssr-1893	48	18	that	that	PRON
atssr-1893	48	19	were	be	AUX
atssr-1893	48	20	initiated	initiate	VERB
atssr-1893	48	21	by	by	ADP
atssr-1893	48	22	the	the	DET
atssr-1893	48	23	icelandic	icelandic	ADJ
atssr-1893	48	24	government	government	NOUN
atssr-1893	48	25	in	in	ADP
atssr-1893	48	26	2017	2017	NUM
atssr-1893	48	27	,	,	PUNCT
atssr-1893	48	28	in	in	ADP
atssr-1893	48	29	which	which	PRON
atssr-1893	48	30	first	first	ADJ
atssr-1893	48	31	-	-	PUNCT
atssr-1893	48	32	home	home	NOUN
atssr-1893	48	33	-	-	PUNCT
atssr-1893	48	34	buyers	buyer	NOUN
atssr-1893	48	35	in	in	ADP
atssr-1893	48	36	low	low	ADJ
atssr-1893	48	37	-	-	PUNCT
atssr-1893	48	38	income	income	NOUN
atssr-1893	48	39	groups	group	NOUN
atssr-1893	48	40	have	have	VERB
atssr-1893	48	41	,	,	PUNCT
atssr-1893	48	42	with	with	ADP
atssr-1893	48	43	certain	certain	ADJ
atssr-1893	48	44	restrictions	restriction	NOUN
atssr-1893	48	45	,	,	PUNCT
atssr-1893	48	46	the	the	DET
atssr-1893	48	47	opportunity	opportunity	NOUN
atssr-1893	48	48	to	to	PART
atssr-1893	48	49	pay	pay	VERB
atssr-1893	48	50	only	only	ADV
atssr-1893	48	51	5	5	NUM
atssr-1893	48	52	%	%	NOUN
atssr-1893	48	53	of	of	ADP
atssr-1893	48	54	the	the	DET
atssr-1893	48	55	purchase	purchase	NOUN
atssr-1893	48	56	price	price	NOUN
atssr-1893	48	57	as	as	ADP
atssr-1893	48	58	a	a	DET
atssr-1893	48	59	down	down	ADJ
atssr-1893	48	60	payment	payment	NOUN
atssr-1893	48	61	as	as	SCONJ
atssr-1893	48	62	opposed	oppose	VERB
atssr-1893	48	63	to	to	ADP
atssr-1893	48	64	the	the	DET
atssr-1893	48	65	regular	regular	ADJ
atssr-1893	48	66	15	15	NUM
atssr-1893	48	67	%	%	NOUN
atssr-1893	48	68	requirement	requirement	NOUN
atssr-1893	48	69	(	(	PUNCT
atssr-1893	48	70	hms	hms	PROPN
atssr-1893	48	71	,	,	PUNCT
atssr-1893	48	72	2024b	2024b	NUM
atssr-1893	48	73	)	)	PUNCT
atssr-1893	48	74	.	.	PUNCT
atssr-1893	49	1	this	this	PRON
atssr-1893	49	2	is	be	AUX
atssr-1893	49	3	similar	similar	ADJ
atssr-1893	49	4	to	to	ADP
atssr-1893	49	5	a	a	DET
atssr-1893	49	6	recent	recent	ADJ
atssr-1893	49	7	program	program	NOUN
atssr-1893	49	8	in	in	ADP
atssr-1893	49	9	sweden	sweden	PROPN
atssr-1893	49	10	(	(	PUNCT
atssr-1893	49	11	nordström	nordström	NOUN
atssr-1893	49	12	,	,	PUNCT
atssr-1893	49	13	svensén	svensén	ADJ
atssr-1893	49	14	,	,	PUNCT
atssr-1893	49	15	ribbing	ribbing	ADJ
atssr-1893	49	16	,	,	PUNCT
atssr-1893	49	17	&	&	CCONJ
atssr-1893	49	18	lepola	lepola	PROPN
atssr-1893	49	19	,	,	PUNCT
atssr-1893	49	20	2022	2022	NUM
atssr-1893	49	21	)	)	PUNCT
atssr-1893	49	22	.	.	PUNCT
atssr-1893	50	1	the	the	DET
atssr-1893	50	2	analysis	analysis	NOUN
atssr-1893	50	3	commences	commence	VERB
atssr-1893	50	4	from	from	ADP
atssr-1893	50	5	2011	2011	NUM
atssr-1893	50	6	for	for	ADP
atssr-1893	50	7	three	three	NUM
atssr-1893	50	8	reasons	reason	NOUN
atssr-1893	50	9	:	:	PUNCT
atssr-1893	50	10	firstly	firstly	ADV
atssr-1893	50	11	,	,	PUNCT
atssr-1893	50	12	during	during	ADP
atssr-1893	50	13	the	the	DET
atssr-1893	50	14	post-2008	post-2008	NOUN
atssr-1893	50	15	crisis	crisis	NOUN
atssr-1893	50	16	,	,	PUNCT
atssr-1893	50	17	many	many	ADJ
atssr-1893	50	18	icelanders	icelanders	PROPN
atssr-1893	50	19	lost	lose	VERB
atssr-1893	50	20	their	their	PRON
atssr-1893	50	21	homes	home	NOUN
atssr-1893	50	22	(	(	PUNCT
atssr-1893	50	23	matthíasson	matthíasson	NOUN
atssr-1893	50	24	,	,	PUNCT
atssr-1893	50	25	2021	2021	NUM
atssr-1893	50	26	)	)	PUNCT
atssr-1893	50	27	and	and	CCONJ
atssr-1893	50	28	savings	saving	NOUN
atssr-1893	50	29	.	.	PUNCT
atssr-1893	51	1	many	many	ADJ
atssr-1893	51	2	of	of	ADP
atssr-1893	51	3	those	those	PRON
atssr-1893	51	4	then	then	ADV
atssr-1893	51	5	faced	face	VERB
atssr-1893	51	6	financial	financial	ADJ
atssr-1893	51	7	duress	duress	NOUN
atssr-1893	51	8	in	in	ADP
atssr-1893	51	9	the	the	DET
atssr-1893	51	10	rental	rental	ADJ
atssr-1893	51	11	sector	sector	NOUN
atssr-1893	51	12	,	,	PUNCT
atssr-1893	51	13	which	which	PRON
atssr-1893	51	14	,	,	PUNCT
atssr-1893	51	15	according	accord	VERB
atssr-1893	51	16	to	to	ADP
atssr-1893	51	17	a	a	DET
atssr-1893	51	18	2011	2011	NUM
atssr-1893	51	19	study	study	NOUN
atssr-1893	51	20	,	,	PUNCT
atssr-1893	51	21	proved	prove	VERB
atssr-1893	51	22	costlier	costly	ADJ
atssr-1893	51	23	than	than	ADP
atssr-1893	51	24	homeownership	homeownership	NOUN
atssr-1893	51	25	(	(	PUNCT
atssr-1893	51	26	institute	institute	NOUN
atssr-1893	51	27	of	of	ADP
atssr-1893	51	28	economic	economic	ADJ
atssr-1893	51	29	studies	study	NOUN
atssr-1893	51	30	,	,	PUNCT
atssr-1893	51	31	2011	2011	NUM
atssr-1893	51	32	)	)	PUNCT
atssr-1893	51	33	.	.	PUNCT
atssr-1893	52	1	real	real	ADJ
atssr-1893	52	2	wages	wage	NOUN
atssr-1893	52	3	fell	fall	VERB
atssr-1893	52	4	following	follow	VERB
atssr-1893	52	5	the	the	DET
atssr-1893	52	6	crisis	crisis	NOUN
atssr-1893	52	7	,	,	PUNCT
atssr-1893	52	8	reaching	reach	VERB
atssr-1893	52	9	a	a	DET
atssr-1893	52	10	low	low	NOUN
atssr-1893	52	11	around	around	ADP
atssr-1893	52	12	2011	2011	NUM
atssr-1893	52	13	.	.	PUNCT
atssr-1893	53	1	the	the	DET
atssr-1893	53	2	second	second	ADJ
atssr-1893	53	3	reason	reason	NOUN
atssr-1893	53	4	is	be	AUX
atssr-1893	53	5	that	that	SCONJ
atssr-1893	53	6	a	a	DET
atssr-1893	53	7	massive	massive	ADJ
atssr-1893	53	8	increase	increase	NOUN
atssr-1893	53	9	in	in	ADP
atssr-1893	53	10	tourism	tourism	NOUN
atssr-1893	53	11	characterizes	characterize	VERB
atssr-1893	53	12	this	this	DET
atssr-1893	53	13	period	period	NOUN
atssr-1893	53	14	(	(	PUNCT
atssr-1893	53	15	loftsdóttir	loftsdóttir	NOUN
atssr-1893	53	16	,	,	PUNCT
atssr-1893	53	17	2019	2019	NUM
atssr-1893	53	18	)	)	PUNCT
atssr-1893	53	19	.	.	PUNCT
atssr-1893	54	1	high	high	ADJ
atssr-1893	54	2	unemployment	unemployment	NOUN
atssr-1893	54	3	,	,	PUNCT
atssr-1893	54	4	as	as	SCONJ
atssr-1893	54	5	icelanders	icelanders	PROPN
atssr-1893	54	6	witnessed	witness	VERB
atssr-1893	54	7	following	follow	VERB
atssr-1893	54	8	the	the	DET
atssr-1893	54	9	2008	2008	NUM
atssr-1893	54	10	crisis	crisis	NOUN
atssr-1893	54	11	,	,	PUNCT
atssr-1893	54	12	not	not	PART
atssr-1893	54	13	only	only	ADV
atssr-1893	54	14	quickly	quickly	ADV
atssr-1893	54	15	became	become	VERB
atssr-1893	54	16	a	a	DET
atssr-1893	54	17	distant	distant	ADJ
atssr-1893	54	18	past	past	NOUN
atssr-1893	54	19	but	but	CCONJ
atssr-1893	54	20	caused	cause	VERB
atssr-1893	54	21	an	an	DET
atssr-1893	54	22	increased	increase	VERB
atssr-1893	54	23	speed	speed	NOUN
atssr-1893	54	24	of	of	ADP
atssr-1893	54	25	migration	migration	NOUN
atssr-1893	54	26	to	to	ADP
atssr-1893	54	27	iceland	iceland	NOUN
atssr-1893	54	28	,	,	PUNCT
atssr-1893	54	29	where	where	SCONJ
atssr-1893	54	30	jobs	job	NOUN
atssr-1893	54	31	were	be	AUX
atssr-1893	54	32	abundant	abundant	ADJ
atssr-1893	54	33	and	and	CCONJ
atssr-1893	54	34	relatively	relatively	ADV
atssr-1893	54	35	high	high	ADJ
atssr-1893	54	36	wages	wage	NOUN
atssr-1893	54	37	compared	compare	VERB
atssr-1893	54	38	to	to	ADP
atssr-1893	54	39	europe	europe	PROPN
atssr-1893	54	40	became	become	VERB
atssr-1893	54	41	even	even	ADV
atssr-1893	54	42	higher	high	ADJ
atssr-1893	54	43	.	.	PUNCT
atssr-1893	55	1	thirdly	thirdly	ADV
atssr-1893	55	2	,	,	PUNCT
atssr-1893	55	3	pivotal	pivotal	ADJ
atssr-1893	55	4	statistical	statistical	ADJ
atssr-1893	55	5	data	datum	NOUN
atssr-1893	55	6	,	,	PUNCT
atssr-1893	55	7	including	include	VERB
atssr-1893	55	8	rental	rental	NOUN
atssr-1893	55	9	and	and	CCONJ
atssr-1893	55	10	cost	cost	NOUN
atssr-1893	55	11	-	-	PUNCT
atssr-1893	55	12	of	of	ADP
atssr-1893	55	13	-	-	PUNCT
atssr-1893	55	14	living	living	NOUN
atssr-1893	55	15	indices	index	NOUN
atssr-1893	55	16	for	for	ADP
atssr-1893	55	17	varied	varied	ADJ
atssr-1893	55	18	family	family	NOUN
atssr-1893	55	19	types	type	NOUN
atssr-1893	55	20	,	,	PUNCT
atssr-1893	55	21	became	become	VERB
atssr-1893	55	22	first	first	ADV
atssr-1893	55	23	available	available	ADJ
atssr-1893	55	24	in	in	ADP
atssr-1893	55	25	2011	2011	NUM
atssr-1893	55	26	.	.	PUNCT
atssr-1893	56	1	we	we	PRON
atssr-1893	56	2	begin	begin	VERB
atssr-1893	56	3	this	this	DET
atssr-1893	56	4	paper	paper	NOUN
atssr-1893	56	5	with	with	ADP
atssr-1893	56	6	a	a	DET
atssr-1893	56	7	short	short	ADJ
atssr-1893	56	8	historical	historical	ADJ
atssr-1893	56	9	review	review	NOUN
atssr-1893	56	10	of	of	ADP
atssr-1893	56	11	international	international	ADJ
atssr-1893	56	12	trends	trend	NOUN
atssr-1893	56	13	relating	relate	VERB
atssr-1893	56	14	to	to	ADP
atssr-1893	56	15	housing	housing	NOUN
atssr-1893	56	16	and	and	CCONJ
atssr-1893	56	17	especially	especially	ADV
atssr-1893	56	18	renting	rent	VERB
atssr-1893	56	19	.	.	PUNCT
atssr-1893	57	1	we	we	PRON
atssr-1893	57	2	then	then	ADV
atssr-1893	57	3	focus	focus	VERB
atssr-1893	57	4	more	more	ADV
atssr-1893	57	5	on	on	ADP
atssr-1893	57	6	iceland	iceland	NOUN
atssr-1893	57	7	,	,	PUNCT
atssr-1893	57	8	mainly	mainly	ADV
atssr-1893	57	9	the	the	DET
atssr-1893	57	10	rental	rental	ADJ
atssr-1893	57	11	market	market	NOUN
atssr-1893	57	12	,	,	PUNCT
atssr-1893	57	13	and	and	CCONJ
atssr-1893	57	14	how	how	SCONJ
atssr-1893	57	15	tourism	tourism	NOUN
atssr-1893	57	16	’s	’s	PART
atssr-1893	57	17	effects	effect	NOUN
atssr-1893	57	18	have	have	AUX
atssr-1893	57	19	often	often	ADV
atssr-1893	57	20	kept	keep	VERB
atssr-1893	57	21	people	people	NOUN
atssr-1893	57	22	stuck	stick	VERB
atssr-1893	57	23	in	in	ADP
atssr-1893	57	24	rented	rent	VERB
atssr-1893	57	25	properties	property	NOUN
atssr-1893	57	26	.	.	PUNCT
atssr-1893	58	1	the	the	DET
atssr-1893	58	2	data	data	NOUN
atssr-1893	58	3	part	part	NOUN
atssr-1893	58	4	of	of	ADP
atssr-1893	58	5	our	our	PRON
atssr-1893	58	6	research	research	NOUN
atssr-1893	58	7	provides	provide	VERB
atssr-1893	58	8	examples	example	NOUN
atssr-1893	58	9	of	of	ADP
atssr-1893	58	10	low	low	ADJ
atssr-1893	58	11	-	-	PUNCT
atssr-1893	58	12	income	income	NOUN
atssr-1893	58	13	families	family	NOUN
atssr-1893	58	14	’	’	PART
atssr-1893	58	15	ability	ability	NOUN
atssr-1893	58	16	to	to	PART
atssr-1893	58	17	save	save	VERB
atssr-1893	58	18	for	for	ADP
atssr-1893	58	19	a	a	DET
atssr-1893	58	20	down	down	ADJ
atssr-1893	58	21	payment	payment	NOUN
atssr-1893	58	22	,	,	PUNCT
atssr-1893	58	23	thus	thus	ADV
atssr-1893	58	24	‘	'	PUNCT
atssr-1893	58	25	escaping	escape	VERB
atssr-1893	58	26	’	'	PUNCT
atssr-1893	58	27	the	the	DET
atssr-1893	58	28	rental	rental	ADJ
atssr-1893	58	29	market	market	NOUN
atssr-1893	58	30	during	during	ADP
atssr-1893	58	31	2011	2011	NUM
atssr-1893	58	32	-	-	SYM
atssr-1893	58	33	2022	2022	NUM
atssr-1893	58	34	.	.	PUNCT
atssr-1893	59	1	we	we	PRON
atssr-1893	59	2	finally	finally	ADV
atssr-1893	59	3	discuss	discuss	VERB
atssr-1893	59	4	the	the	DET
atssr-1893	59	5	implications	implication	NOUN
atssr-1893	59	6	of	of	ADP
atssr-1893	59	7	our	our	PRON
atssr-1893	59	8	findings	finding	NOUN
atssr-1893	59	9	and	and	CCONJ
atssr-1893	59	10	what	what	PRON
atssr-1893	59	11	they	they	PRON
atssr-1893	59	12	mean	mean	VERB
atssr-1893	59	13	for	for	ADP
atssr-1893	59	14	renters	renter	NOUN
atssr-1893	59	15	’	'	PUNCT
atssr-1893	59	16	ability	ability	NOUN
atssr-1893	59	17	to	to	PART
atssr-1893	59	18	become	become	VERB
atssr-1893	59	19	homeowners	homeowner	NOUN
atssr-1893	59	20	.	.	PUNCT
atssr-1893	60	1	2	2	X
atssr-1893	60	2	.	.	X
atssr-1893	60	3	housing	housing	NOUN
atssr-1893	60	4	and	and	CCONJ
atssr-1893	60	5	rental	rental	ADJ
atssr-1893	60	6	trends	trend	NOUN
atssr-1893	60	7	internationally	internationally	ADV
atssr-1893	60	8	and	and	CCONJ
atssr-1893	60	9	in	in	ADP
atssr-1893	60	10	iceland	iceland	PROPN
atssr-1893	60	11	housing	housing	NOUN
atssr-1893	60	12	is	be	AUX
atssr-1893	60	13	generally	generally	ADV
atssr-1893	60	14	the	the	DET
atssr-1893	60	15	most	most	ADV
atssr-1893	60	16	significant	significant	ADJ
atssr-1893	60	17	single	single	ADJ
atssr-1893	60	18	asset	asset	NOUN
atssr-1893	60	19	today	today	NOUN
atssr-1893	60	20	but	but	CCONJ
atssr-1893	60	21	is	be	AUX
atssr-1893	60	22	unevenly	unevenly	ADV
atssr-1893	60	23	distributed	distribute	VERB
atssr-1893	60	24	(	(	PUNCT
atssr-1893	60	25	kuo	kuo	PROPN
atssr-1893	60	26	,	,	PUNCT
atssr-1893	60	27	2021	2021	NUM
atssr-1893	60	28	)	)	PUNCT
atssr-1893	60	29	.	.	PUNCT
atssr-1893	61	1	this	this	DET
atssr-1893	61	2	wealth	wealth	NOUN
atssr-1893	61	3	inequality	inequality	NOUN
atssr-1893	61	4	underscores	underscore	VERB
atssr-1893	61	5	the	the	DET
atssr-1893	61	6	marked	mark	VERB
atssr-1893	61	7	economic	economic	ADJ
atssr-1893	61	8	distinctions	distinction	NOUN
atssr-1893	61	9	between	between	ADP
atssr-1893	61	10	homeowners	homeowner	NOUN
atssr-1893	61	11	and	and	CCONJ
atssr-1893	61	12	individuals	individual	NOUN
atssr-1893	61	13	grappling	grapple	VERB
atssr-1893	61	14	with	with	ADP
atssr-1893	61	15	the	the	DET
atssr-1893	61	16	challenges	challenge	NOUN
atssr-1893	61	17	of	of	ADP
atssr-1893	61	18	achieving	achieve	VERB
atssr-1893	61	19	homeownership	homeownership	NOUN
atssr-1893	61	20	.	.	PUNCT
atssr-1893	62	1	the	the	DET
atssr-1893	62	2	post-2008	post-2008	ADJ
atssr-1893	62	3	financial	financial	ADJ
atssr-1893	62	4	crisis	crisis	NOUN
atssr-1893	62	5	marked	mark	VERB
atssr-1893	62	6	a	a	DET
atssr-1893	62	7	crucial	crucial	ADJ
atssr-1893	62	8	turning	turning	NOUN
atssr-1893	62	9	point	point	NOUN
atssr-1893	62	10	,	,	PUNCT
atssr-1893	62	11	leading	lead	VERB
atssr-1893	62	12	to	to	ADP
atssr-1893	62	13	widespread	widespread	ADJ
atssr-1893	62	14	home	home	NOUN
atssr-1893	62	15	evictions	eviction	NOUN
atssr-1893	62	16	and	and	CCONJ
atssr-1893	62	17	housing	housing	NOUN
atssr-1893	62	18	-	-	PUNCT
atssr-1893	62	19	related	relate	VERB
atssr-1893	62	20	setbacks	setback	NOUN
atssr-1893	62	21	(	(	PUNCT
atssr-1893	62	22	fields	field	NOUN
atssr-1893	62	23	&	&	CCONJ
atssr-1893	62	24	hodkinson	hodkinson	PROPN
atssr-1893	62	25	,	,	PUNCT
atssr-1893	62	26	2017	2017	NUM
atssr-1893	62	27	;	;	PUNCT
atssr-1893	62	28	immergluck	immergluck	VERB
atssr-1893	62	29	,	,	PUNCT
atssr-1893	62	30	2009	2009	NUM
atssr-1893	62	31	)	)	PUNCT
atssr-1893	62	32	with	with	ADP
atssr-1893	62	33	low	low	ADJ
atssr-1893	62	34	-	-	PUNCT
atssr-1893	62	35	net	net	NOUN
atssr-1893	62	36	-	-	PUNCT
atssr-1893	62	37	worth	worth	NOUN
atssr-1893	62	38	households	household	NOUN
atssr-1893	62	39	bearing	bear	VERB
atssr-1893	62	40	the	the	DET
atssr-1893	62	41	brunt	brunt	NOUN
atssr-1893	62	42	(	(	PUNCT
atssr-1893	62	43	mian	mian	PROPN
atssr-1893	62	44	&	&	CCONJ
atssr-1893	62	45	sufi	sufi	PROPN
atssr-1893	62	46	,	,	PUNCT
atssr-1893	62	47	2015	2015	NUM
atssr-1893	62	48	;	;	PUNCT
atssr-1893	62	49	waldron	waldron	NOUN
atssr-1893	62	50	,	,	PUNCT
atssr-1893	62	51	2024	2024	NUM
atssr-1893	62	52	)	)	PUNCT
atssr-1893	62	53	.	.	PUNCT
atssr-1893	63	1	following	follow	VERB
atssr-1893	63	2	the	the	DET
atssr-1893	63	3	european	european	ADJ
atssr-1893	63	4	economic	economic	ADJ
atssr-1893	63	5	downturn	downturn	NOUN
atssr-1893	63	6	,	,	PUNCT
atssr-1893	63	7	the	the	DET
atssr-1893	63	8	younger	young	ADJ
atssr-1893	63	9	demographic	demographic	ADJ
atssr-1893	63	10	increasingly	increasingly	ADV
atssr-1893	63	11	relied	rely	VERB
atssr-1893	63	12	on	on	ADP
atssr-1893	63	13	assistance	assistance	NOUN
atssr-1893	63	14	to	to	PART
atssr-1893	63	15	secure	secure	VERB
atssr-1893	63	16	housing	housing	NOUN
atssr-1893	63	17	(	(	PUNCT
atssr-1893	63	18	mckee	mckee	PROPN
atssr-1893	63	19	,	,	PUNCT
atssr-1893	63	20	moore	moore	PROPN
atssr-1893	63	21	,	,	PUNCT
atssr-1893	63	22	soaita	soaita	PROPN
atssr-1893	63	23	,	,	PUNCT
atssr-1893	63	24	&	&	CCONJ
atssr-1893	63	25	crawford	crawford	PROPN
atssr-1893	63	26	,	,	PUNCT
atssr-1893	63	27	2017	2017	NUM
atssr-1893	63	28	;	;	PUNCT
atssr-1893	63	29	montanari	montanari	PROPN
atssr-1893	63	30	&	&	CCONJ
atssr-1893	63	31	staniscia	staniscia	PROPN
atssr-1893	63	32	,	,	PUNCT
atssr-1893	63	33	2017	2017	NUM
atssr-1893	63	34	;	;	PUNCT
atssr-1893	63	35	preece	preece	PROPN
atssr-1893	63	36	,	,	PUNCT
atssr-1893	63	37	crawford	crawford	PROPN
atssr-1893	63	38	,	,	PUNCT
atssr-1893	63	39	mckee	mckee	NOUN
atssr-1893	63	40	,	,	PUNCT
atssr-1893	63	41	flint	flint	PROPN
atssr-1893	63	42	,	,	PUNCT
atssr-1893	63	43	&	&	CCONJ
atssr-1893	63	44	robinson	robinson	PROPN
atssr-1893	63	45	,	,	PUNCT
atssr-1893	63	46	2020	2020	NUM
atssr-1893	63	47	)	)	PUNCT
atssr-1893	63	48	.	.	PUNCT
atssr-1893	64	1	in	in	ADP
atssr-1893	64	2	the	the	DET
atssr-1893	64	3	years	year	NOUN
atssr-1893	64	4	preceding	precede	VERB
atssr-1893	64	5	the	the	DET
atssr-1893	64	6	gfc	gfc	NOUN
atssr-1893	64	7	in	in	ADP
atssr-1893	64	8	2008	2008	NUM
atssr-1893	64	9	,	,	PUNCT
atssr-1893	64	10	homeownership	homeownership	NOUN
atssr-1893	64	11	percentages	percentage	NOUN
atssr-1893	64	12	progressively	progressively	ADV
atssr-1893	64	13	rose	rise	VERB
atssr-1893	64	14	across	across	ADP
atssr-1893	64	15	most	most	ADJ
atssr-1893	64	16	countries	country	NOUN
atssr-1893	64	17	(	(	PUNCT
atssr-1893	64	18	grinstein	grinstein	NOUN
atssr-1893	64	19	-	-	PUNCT
atssr-1893	64	20	weiss	weiss	PROPN
atssr-1893	64	21	,	,	PUNCT
atssr-1893	64	22	key	key	NOUN
atssr-1893	64	23	,	,	PUNCT
atssr-1893	64	24	&	&	CCONJ
atssr-1893	64	25	carrillo	carrillo	PROPN
atssr-1893	64	26	,	,	PUNCT
atssr-1893	64	27	2015	2015	NUM
atssr-1893	64	28	;	;	PUNCT
atssr-1893	64	29	jordà	jordà	PROPN
atssr-1893	64	30	,	,	PUNCT
atssr-1893	64	31	schularick	schularick	NOUN
atssr-1893	64	32	,	,	PUNCT
atssr-1893	64	33	&	&	CCONJ
atssr-1893	64	34	taylor	taylor	PROPN
atssr-1893	64	35	,	,	PUNCT
atssr-1893	64	36	2014	2014	NUM
atssr-1893	64	37	)	)	PUNCT
atssr-1893	64	38	.	.	PUNCT
atssr-1893	65	1	after	after	ADP
atssr-1893	65	2	the	the	DET
atssr-1893	65	3	gfc	gfc	NOUN
atssr-1893	65	4	,	,	PUNCT
atssr-1893	65	5	many	many	ADJ
atssr-1893	65	6	individuals	individual	NOUN
atssr-1893	65	7	were	be	AUX
atssr-1893	65	8	thrust	thrust	VERB
atssr-1893	65	9	back	back	ADV
atssr-1893	65	10	into	into	ADP
atssr-1893	65	11	the	the	DET
atssr-1893	65	12	rental	rental	ADJ
atssr-1893	65	13	market	market	NOUN
atssr-1893	65	14	as	as	SCONJ
atssr-1893	65	15	foreclosures	foreclosure	NOUN
atssr-1893	65	16	became	become	VERB
atssr-1893	65	17	distressingly	distressingly	ADV
atssr-1893	65	18	common	common	ADJ
atssr-1893	65	19	(	(	PUNCT
atssr-1893	65	20	hartley	hartley	NOUN
atssr-1893	65	21	,	,	PUNCT
atssr-1893	65	22	2011	2011	NUM
atssr-1893	65	23	)	)	PUNCT
atssr-1893	65	24	.	.	PUNCT
atssr-1893	66	1	although	although	SCONJ
atssr-1893	66	2	some	some	PRON
atssr-1893	66	3	regained	regain	VERB
atssr-1893	66	4	a	a	DET
atssr-1893	66	5	foothold	foothold	NOUN
atssr-1893	66	6	in	in	ADP
atssr-1893	66	7	the	the	DET
atssr-1893	66	8	rental	rental	ADJ
atssr-1893	66	9	market	market	NOUN
atssr-1893	66	10	,	,	PUNCT
atssr-1893	66	11	homeownership	homeownership	NOUN
atssr-1893	66	12	percentages	percentage	NOUN
atssr-1893	66	13	remained	remain	VERB
atssr-1893	66	14	below	below	ADP
atssr-1893	66	15	the	the	DET
atssr-1893	66	16	zenith	zenith	NOUN
atssr-1893	66	17	achieved	achieve	VERB
atssr-1893	66	18	just	just	ADV
atssr-1893	66	19	before	before	ADP
atssr-1893	66	20	the	the	DET
atssr-1893	66	21	gfc	gfc	NOUN
atssr-1893	66	22	(	(	PUNCT
atssr-1893	66	23	eurostat	eurostat	PROPN
atssr-1893	66	24	,	,	PUNCT
atssr-1893	66	25	2024	2024	NUM
atssr-1893	66	26	)	)	PUNCT
atssr-1893	66	27	.	.	PUNCT
atssr-1893	67	1	since	since	SCONJ
atssr-1893	67	2	the	the	DET
atssr-1893	67	3	gfc	gfc	NOUN
atssr-1893	67	4	,	,	PUNCT
atssr-1893	67	5	several	several	ADJ
atssr-1893	67	6	prevailing	prevail	VERB
atssr-1893	67	7	factors	factor	NOUN
atssr-1893	67	8	have	have	AUX
atssr-1893	67	9	significantly	significantly	ADV
atssr-1893	67	10	influenced	influence	VERB
atssr-1893	67	11	the	the	DET
atssr-1893	67	12	capacity	capacity	NOUN
atssr-1893	67	13	of	of	ADP
atssr-1893	67	14	individuals	individual	NOUN
atssr-1893	67	15	to	to	PART
atssr-1893	67	16	save	save	VERB
atssr-1893	67	17	for	for	ADP
atssr-1893	67	18	a	a	DET
atssr-1893	67	19	down	down	ADJ
atssr-1893	67	20	payment	payment	NOUN
atssr-1893	67	21	.	.	PUNCT
atssr-1893	68	1	for	for	ADP
atssr-1893	68	2	individuals	individual	NOUN
atssr-1893	68	3	who	who	PRON
atssr-1893	68	4	previously	previously	ADV
atssr-1893	68	5	owned	own	VERB
atssr-1893	68	6	homes	home	NOUN
atssr-1893	68	7	but	but	CCONJ
atssr-1893	68	8	were	be	AUX
atssr-1893	68	9	forced	force	VERB
atssr-1893	68	10	to	to	PART
atssr-1893	68	11	relinquish	relinquish	VERB
atssr-1893	68	12	them	they	PRON
atssr-1893	68	13	after	after	ADP
atssr-1893	68	14	the	the	DET
atssr-1893	68	15	gfc	gfc	NOUN
atssr-1893	68	16	,	,	PUNCT
atssr-1893	68	17	a	a	DET
atssr-1893	68	18	substantial	substantial	ADJ
atssr-1893	68	19	portion	portion	NOUN
atssr-1893	68	20	of	of	ADP
atssr-1893	68	21	their	their	PRON
atssr-1893	68	22	savings	saving	NOUN
atssr-1893	68	23	was	be	AUX
atssr-1893	68	24	often	often	ADV
atssr-1893	68	25	tied	tie	VERB
atssr-1893	68	26	up	up	ADP
atssr-1893	68	27	in	in	ADP
atssr-1893	68	28	their	their	PRON
atssr-1893	68	29	homes	home	NOUN
atssr-1893	68	30	(	(	PUNCT
atssr-1893	68	31	mian	mian	PROPN
atssr-1893	68	32	&	&	CCONJ
atssr-1893	68	33	sufi	sufi	PROPN
atssr-1893	68	34	,	,	PUNCT
atssr-1893	68	35	2015	2015	NUM
atssr-1893	68	36	)	)	PUNCT
atssr-1893	68	37	.	.	PUNCT
atssr-1893	69	1	consequently	consequently	ADV
atssr-1893	69	2	,	,	PUNCT
atssr-1893	69	3	this	this	DET
atssr-1893	69	4	demographic	demographic	NOUN
atssr-1893	69	5	had	have	VERB
atssr-1893	69	6	to	to	PART
atssr-1893	69	7	commence	commence	VERB
atssr-1893	69	8	their	their	PRON
atssr-1893	69	9	savings	saving	NOUN
atssr-1893	69	10	endeavors	endeavor	NOUN
atssr-1893	69	11	anew	anew	ADV
atssr-1893	69	12	.	.	PUNCT
atssr-1893	70	1	due	due	ADP
atssr-1893	70	2	to	to	ADP
atssr-1893	70	3	increased	increase	VERB
atssr-1893	70	4	rental	rental	ADJ
atssr-1893	70	5	rates	rate	NOUN
atssr-1893	70	6	,	,	PUNCT
atssr-1893	70	7	it	it	PRON
atssr-1893	70	8	has	have	AUX
atssr-1893	70	9	also	also	ADV
atssr-1893	70	10	become	become	VERB
atssr-1893	70	11	more	more	ADV
atssr-1893	70	12	difficult	difficult	ADJ
atssr-1893	70	13	for	for	SCONJ
atssr-1893	70	14	people	people	NOUN
atssr-1893	70	15	in	in	ADP
atssr-1893	70	16	the	the	DET
atssr-1893	70	17	rental	rental	ADJ
atssr-1893	70	18	market	market	NOUN
atssr-1893	70	19	to	to	PART
atssr-1893	70	20	set	set	VERB
atssr-1893	70	21	aside	aside	ADP
atssr-1893	70	22	money	money	NOUN
atssr-1893	70	23	for	for	ADP
atssr-1893	70	24	a	a	DET
atssr-1893	70	25	down	down	ADJ
atssr-1893	70	26	payment	payment	NOUN
atssr-1893	70	27	.	.	PUNCT
atssr-1893	71	1	rental	rental	ADJ
atssr-1893	71	2	rates	rate	NOUN
atssr-1893	71	3	between	between	ADP
atssr-1893	71	4	2011	2011	NUM
atssr-1893	71	5	and	and	CCONJ
atssr-1893	71	6	2014	2014	NUM
atssr-1893	71	7	rose	rise	VERB
atssr-1893	71	8	,	,	PUNCT
atssr-1893	71	9	for	for	ADP
atssr-1893	71	10	example	example	NOUN
atssr-1893	71	11	,	,	PUNCT
atssr-1893	71	12	two	two	NUM
atssr-1893	71	13	times	time	NOUN
atssr-1893	71	14	faster	fast	ADJ
atssr-1893	71	15	than	than	ADP
atssr-1893	71	16	wages	wage	NOUN
atssr-1893	71	17	for	for	ADP
atssr-1893	71	18	renters	renter	NOUN
atssr-1893	71	19	,	,	PUNCT
atssr-1893	71	20	and	and	CCONJ
atssr-1893	71	21	home	home	NOUN
atssr-1893	71	22	sale	sale	NOUN
atssr-1893	71	23	asian	asian	ADJ
atssr-1893	71	24	themes	theme	NOUN
atssr-1893	71	25	in	in	ADP
atssr-1893	71	26	social	social	ADJ
atssr-1893	71	27	sciences	science	NOUN
atssr-1893	71	28	research	research	NOUN
atssr-1893	71	29	2024	2024	NUM
atssr-1893	71	30	,	,	PUNCT
atssr-1893	71	31	vol	vol	NOUN
atssr-1893	71	32	.	.	NOUN
atssr-1893	71	33	8	8	NUM
atssr-1893	71	34	,	,	PUNCT
atssr-1893	71	35	no	no	INTJ
atssr-1893	71	36	.	.	NOUN
atssr-1893	71	37	1	1	NUM
atssr-1893	71	38	,	,	PUNCT
atssr-1893	71	39	pp	pp	ADJ
atssr-1893	71	40	.	.	PUNCT
atssr-1893	72	1	37	37	NUM
atssr-1893	72	2	-	-	SYM
atssr-1893	72	3	53	53	NUM
atssr-1893	72	4	39	39	NUM
atssr-1893	72	5	©	©	ADP
atssr-1893	72	6	2024	2024	NUM
atssr-1893	72	7	by	by	ADP
atssr-1893	72	8	the	the	DET
atssr-1893	72	9	authors	author	NOUN
atssr-1893	72	10	;	;	PUNCT
atssr-1893	72	11	licensee	licensee	VERB
atssr-1893	72	12	online	online	ADJ
atssr-1893	72	13	academic	academic	ADJ
atssr-1893	72	14	press	press	NOUN
atssr-1893	72	15	,	,	PUNCT
atssr-1893	72	16	usa	usa	PROPN
atssr-1893	72	17	prices	price	NOUN
atssr-1893	72	18	increased	increase	VERB
atssr-1893	72	19	four	four	NUM
atssr-1893	72	20	times	time	NOUN
atssr-1893	72	21	faster	fast	ADV
atssr-1893	72	22	than	than	ADP
atssr-1893	72	23	homeowners	homeowner	NOUN
atssr-1893	72	24	’	'	PUNCT
atssr-1893	72	25	wages	wage	NOUN
atssr-1893	72	26	in	in	ADP
atssr-1893	72	27	salt	salt	NOUN
atssr-1893	72	28	lake	lake	PROPN
atssr-1893	72	29	city	city	PROPN
atssr-1893	72	30	in	in	ADP
atssr-1893	72	31	the	the	DET
atssr-1893	72	32	u.s	u.s	PROPN
atssr-1893	72	33	.	.	PROPN
atssr-1893	72	34	(	(	PUNCT
atssr-1893	72	35	salt	salt	NOUN
atssr-1893	72	36	lake	lake	PROPN
atssr-1893	72	37	city	city	PROPN
atssr-1893	72	38	housing	housing	PROPN
atssr-1893	72	39	and	and	CCONJ
atssr-1893	72	40	neighborhood	neighborhood	NOUN
atssr-1893	72	41	development	development	NOUN
atssr-1893	72	42	,	,	PUNCT
atssr-1893	72	43	2018	2018	NUM
atssr-1893	72	44	)	)	PUNCT
atssr-1893	72	45	.	.	PUNCT
atssr-1893	73	1	gete	gete	NOUN
atssr-1893	73	2	and	and	CCONJ
atssr-1893	73	3	reher	reher	ADJ
atssr-1893	73	4	(	(	PUNCT
atssr-1893	73	5	2017	2017	NUM
atssr-1893	73	6	)	)	PUNCT
atssr-1893	73	7	show	show	VERB
atssr-1893	73	8	that	that	SCONJ
atssr-1893	73	9	rental	rental	ADJ
atssr-1893	73	10	rates	rate	NOUN
atssr-1893	73	11	in	in	ADP
atssr-1893	73	12	real	real	ADJ
atssr-1893	73	13	terms	term	NOUN
atssr-1893	73	14	rose	rise	VERB
atssr-1893	73	15	during	during	ADP
atssr-1893	73	16	the	the	DET
atssr-1893	73	17	same	same	ADJ
atssr-1893	73	18	2011	2011	NUM
atssr-1893	73	19	-	-	SYM
atssr-1893	73	20	2014	2014	NUM
atssr-1893	73	21	period	period	NOUN
atssr-1893	73	22	by	by	ADP
atssr-1893	73	23	more	more	ADJ
atssr-1893	73	24	than	than	ADP
atssr-1893	73	25	23	23	NUM
atssr-1893	73	26	%	%	NOUN
atssr-1893	73	27	in	in	ADP
atssr-1893	73	28	the	the	DET
atssr-1893	73	29	top	top	ADJ
atssr-1893	73	30	10	10	NUM
atssr-1893	73	31	%	%	NOUN
atssr-1893	73	32	fastest	fast	ADJ
atssr-1893	73	33	growing	grow	VERB
atssr-1893	73	34	metropolitan	metropolitan	ADJ
atssr-1893	73	35	areas	area	NOUN
atssr-1893	73	36	,	,	PUNCT
atssr-1893	73	37	yet	yet	CCONJ
atssr-1893	73	38	tighter	tight	ADJ
atssr-1893	73	39	lending	lending	NOUN
atssr-1893	73	40	standards	standard	NOUN
atssr-1893	73	41	during	during	ADP
atssr-1893	73	42	that	that	DET
atssr-1893	73	43	same	same	ADJ
atssr-1893	73	44	period	period	NOUN
atssr-1893	73	45	depressed	depress	VERB
atssr-1893	73	46	homeowner	homeowner	NOUN
atssr-1893	73	47	rates	rate	NOUN
atssr-1893	73	48	(	(	PUNCT
atssr-1893	73	49	2017	2017	NUM
atssr-1893	73	50	)	)	PUNCT
atssr-1893	73	51	.	.	PUNCT
atssr-1893	74	1	these	these	DET
atssr-1893	74	2	higher	high	ADJ
atssr-1893	74	3	rates	rate	NOUN
atssr-1893	74	4	,	,	PUNCT
atssr-1893	74	5	combined	combine	VERB
atssr-1893	74	6	with	with	ADP
atssr-1893	74	7	less	less	ADJ
atssr-1893	74	8	accessibility	accessibility	NOUN
atssr-1893	74	9	to	to	ADP
atssr-1893	74	10	mortgage	mortgage	NOUN
atssr-1893	74	11	loans	loan	NOUN
atssr-1893	74	12	,	,	PUNCT
atssr-1893	74	13	may	may	AUX
atssr-1893	74	14	have	have	AUX
atssr-1893	74	15	caused	cause	VERB
atssr-1893	74	16	institutional	institutional	ADJ
atssr-1893	74	17	investors	investor	NOUN
atssr-1893	74	18	to	to	PART
atssr-1893	74	19	enter	enter	VERB
atssr-1893	74	20	the	the	DET
atssr-1893	74	21	housing	housing	NOUN
atssr-1893	74	22	market	market	NOUN
atssr-1893	74	23	with	with	ADP
atssr-1893	74	24	better	well	ADJ
atssr-1893	74	25	access	access	NOUN
atssr-1893	74	26	to	to	ADP
atssr-1893	74	27	finance	finance	NOUN
atssr-1893	74	28	and	and	CCONJ
atssr-1893	74	29	turn	turn	VERB
atssr-1893	74	30	those	those	DET
atssr-1893	74	31	properties	property	NOUN
atssr-1893	74	32	into	into	ADP
atssr-1893	74	33	rentals	rental	NOUN
atssr-1893	74	34	(	(	PUNCT
atssr-1893	74	35	lambie	lambie	PROPN
atssr-1893	74	36	-	-	PUNCT
atssr-1893	74	37	hanson	hanson	PROPN
atssr-1893	74	38	,	,	PUNCT
atssr-1893	74	39	li	li	PROPN
atssr-1893	74	40	,	,	PUNCT
atssr-1893	74	41	&	&	CCONJ
atssr-1893	74	42	slonkosky	slonkosky	ADJ
atssr-1893	74	43	,	,	PUNCT
atssr-1893	74	44	2019	2019	NUM
atssr-1893	74	45	)	)	PUNCT
atssr-1893	74	46	.	.	PUNCT
atssr-1893	75	1	u.s	u.s	PROPN
atssr-1893	75	2	.	.	PROPN
atssr-1893	75	3	data	datum	NOUN
atssr-1893	75	4	suggests	suggest	VERB
atssr-1893	75	5	that	that	SCONJ
atssr-1893	75	6	buyers	buyer	NOUN
atssr-1893	75	7	are	be	AUX
atssr-1893	75	8	not	not	PART
atssr-1893	75	9	buying	buy	VERB
atssr-1893	75	10	more	more	ADV
atssr-1893	75	11	expensive	expensive	ADJ
atssr-1893	75	12	houses	house	NOUN
atssr-1893	75	13	because	because	SCONJ
atssr-1893	75	14	they	they	PRON
atssr-1893	75	15	earn	earn	VERB
atssr-1893	75	16	more	more	ADJ
atssr-1893	75	17	than	than	ADP
atssr-1893	75	18	before	before	ADV
atssr-1893	75	19	but	but	CCONJ
atssr-1893	75	20	because	because	SCONJ
atssr-1893	75	21	they	they	PRON
atssr-1893	75	22	have	have	AUX
atssr-1893	75	23	taken	take	VERB
atssr-1893	75	24	on	on	ADP
atssr-1893	75	25	more	more	ADJ
atssr-1893	75	26	debt	debt	NOUN
atssr-1893	75	27	.	.	PUNCT
atssr-1893	76	1	davis	davis	PROPN
atssr-1893	76	2	,	,	PUNCT
atssr-1893	76	3	larson	larson	PROPN
atssr-1893	76	4	,	,	PUNCT
atssr-1893	76	5	oliner	oliner	NOUN
atssr-1893	76	6	,	,	PUNCT
atssr-1893	76	7	and	and	CCONJ
atssr-1893	76	8	smith	smith	PROPN
atssr-1893	76	9	(	(	PUNCT
atssr-1893	76	10	2023	2023	NUM
atssr-1893	76	11	)	)	PUNCT
atssr-1893	76	12	show	show	VERB
atssr-1893	76	13	that	that	SCONJ
atssr-1893	76	14	the	the	DET
atssr-1893	76	15	average	average	ADJ
atssr-1893	76	16	debtpayment	debtpayment	NOUN
atssr-1893	76	17	-	-	PUNCT
atssr-1893	76	18	to	to	ADP
atssr-1893	76	19	-	-	PUNCT
atssr-1893	76	20	income	income	NOUN
atssr-1893	76	21	ratio	ratio	NOUN
atssr-1893	76	22	has	have	AUX
atssr-1893	76	23	risen	rise	VERB
atssr-1893	76	24	recently	recently	ADV
atssr-1893	76	25	.	.	PUNCT
atssr-1893	77	1	it	it	PRON
atssr-1893	77	2	is	be	AUX
atssr-1893	77	3	considerably	considerably	ADV
atssr-1893	77	4	higher	high	ADJ
atssr-1893	77	5	than	than	ADP
atssr-1893	77	6	most	most	ADJ
atssr-1893	77	7	of	of	ADP
atssr-1893	77	8	the	the	DET
atssr-1893	77	9	1990s	1990	NOUN
atssr-1893	77	10	and	and	CCONJ
atssr-1893	77	11	was	be	AUX
atssr-1893	77	12	only	only	ADV
atssr-1893	77	13	higher	high	ADJ
atssr-1893	77	14	than	than	ADP
atssr-1893	77	15	its	its	PRON
atssr-1893	77	16	current	current	ADJ
atssr-1893	77	17	percentage	percentage	NOUN
atssr-1893	77	18	during	during	ADP
atssr-1893	77	19	the	the	DET
atssr-1893	77	20	early	early	ADJ
atssr-1893	77	21	2000s	2000s	NUM
atssr-1893	77	22	.	.	PUNCT
atssr-1893	78	1	the	the	DET
atssr-1893	78	2	prolonged	prolonged	ADJ
atssr-1893	78	3	low	low	ADJ
atssr-1893	78	4	-	-	PUNCT
atssr-1893	78	5	interest	interest	NOUN
atssr-1893	78	6	rate	rate	NOUN
atssr-1893	78	7	environment	environment	NOUN
atssr-1893	78	8	during	during	ADP
atssr-1893	78	9	the	the	DET
atssr-1893	78	10	2000s	2000s	NUM
atssr-1893	78	11	up	up	ADP
atssr-1893	78	12	until	until	ADP
atssr-1893	78	13	2021	2021	NUM
atssr-1893	78	14	(	(	PUNCT
atssr-1893	78	15	gamber	gamber	NOUN
atssr-1893	78	16	,	,	PUNCT
atssr-1893	78	17	2020	2020	NUM
atssr-1893	78	18	)	)	PUNCT
atssr-1893	78	19	not	not	PART
atssr-1893	78	20	only	only	ADV
atssr-1893	78	21	made	make	VERB
atssr-1893	78	22	real	real	ADJ
atssr-1893	78	23	estate	estate	NOUN
atssr-1893	78	24	more	more	ADV
atssr-1893	78	25	affordable	affordable	ADJ
atssr-1893	78	26	and	and	CCONJ
atssr-1893	78	27	propelled	propel	VERB
atssr-1893	78	28	housing	housing	NOUN
atssr-1893	78	29	prices	price	NOUN
atssr-1893	78	30	upwards	upwards	ADV
atssr-1893	78	31	,	,	PUNCT
atssr-1893	78	32	but	but	CCONJ
atssr-1893	78	33	it	it	PRON
atssr-1893	78	34	also	also	ADV
atssr-1893	78	35	curtailed	curtail	VERB
atssr-1893	78	36	the	the	DET
atssr-1893	78	37	interest	interest	NOUN
atssr-1893	78	38	income	income	NOUN
atssr-1893	78	39	generated	generate	VERB
atssr-1893	78	40	from	from	ADP
atssr-1893	78	41	savings	saving	NOUN
atssr-1893	78	42	accounts	account	NOUN
atssr-1893	78	43	,	,	PUNCT
atssr-1893	78	44	adversely	adversely	ADV
atssr-1893	78	45	affecting	affect	VERB
atssr-1893	78	46	those	those	PRON
atssr-1893	78	47	accumulating	accumulate	VERB
atssr-1893	78	48	funds	fund	NOUN
atssr-1893	78	49	for	for	ADP
atssr-1893	78	50	down	down	ADJ
atssr-1893	78	51	payments	payment	NOUN
atssr-1893	78	52	.	.	PUNCT
atssr-1893	79	1	consequently	consequently	ADV
atssr-1893	79	2	,	,	PUNCT
atssr-1893	79	3	the	the	DET
atssr-1893	79	4	interest	interest	NOUN
atssr-1893	79	5	earned	earn	VERB
atssr-1893	79	6	on	on	ADP
atssr-1893	79	7	these	these	DET
atssr-1893	79	8	savings	saving	NOUN
atssr-1893	79	9	during	during	ADP
atssr-1893	79	10	2011	2011	NUM
atssr-1893	79	11	-	-	SYM
atssr-1893	79	12	2020	2020	NUM
atssr-1893	79	13	lagged	lag	VERB
atssr-1893	79	14	the	the	DET
atssr-1893	79	15	levels	level	NOUN
atssr-1893	79	16	experienced	experience	VERB
atssr-1893	79	17	in	in	ADP
atssr-1893	79	18	the	the	DET
atssr-1893	79	19	preceding	precede	VERB
atssr-1893	79	20	three	three	NUM
atssr-1893	79	21	decades	decade	NOUN
atssr-1893	79	22	.	.	PUNCT
atssr-1893	80	1	a	a	DET
atssr-1893	80	2	similar	similar	ADJ
atssr-1893	80	3	development	development	NOUN
atssr-1893	80	4	in	in	ADP
atssr-1893	80	5	the	the	DET
atssr-1893	80	6	international	international	ADJ
atssr-1893	80	7	housing	housing	NOUN
atssr-1893	80	8	market	market	NOUN
atssr-1893	80	9	occurred	occur	VERB
atssr-1893	80	10	in	in	ADP
atssr-1893	80	11	iceland	iceland	NOUN
atssr-1893	80	12	following	follow	VERB
atssr-1893	80	13	the	the	DET
atssr-1893	80	14	2008	2008	NUM
atssr-1893	80	15	economic	economic	ADJ
atssr-1893	80	16	collapse	collapse	NOUN
atssr-1893	80	17	.	.	PUNCT
atssr-1893	81	1	following	follow	VERB
atssr-1893	81	2	the	the	DET
atssr-1893	81	3	2008	2008	NUM
atssr-1893	81	4	crisis	crisis	NOUN
atssr-1893	81	5	and	and	CCONJ
atssr-1893	81	6	subsequent	subsequent	ADJ
atssr-1893	81	7	jump	jump	NOUN
atssr-1893	81	8	in	in	ADP
atssr-1893	81	9	unemployment	unemployment	NOUN
atssr-1893	81	10	,	,	PUNCT
atssr-1893	81	11	many	many	ADJ
atssr-1893	81	12	households	household	NOUN
atssr-1893	81	13	could	could	AUX
atssr-1893	81	14	not	not	PART
atssr-1893	81	15	maintain	maintain	VERB
atssr-1893	81	16	mortgage	mortgage	NOUN
atssr-1893	81	17	payments	payment	NOUN
atssr-1893	81	18	and	and	CCONJ
atssr-1893	81	19	were	be	AUX
atssr-1893	81	20	thus	thus	ADV
atssr-1893	81	21	forced	force	VERB
atssr-1893	81	22	out	out	ADP
atssr-1893	81	23	of	of	ADP
atssr-1893	81	24	their	their	PRON
atssr-1893	81	25	houses	house	NOUN
atssr-1893	81	26	and	and	CCONJ
atssr-1893	81	27	into	into	ADP
atssr-1893	81	28	the	the	DET
atssr-1893	81	29	rental	rental	ADJ
atssr-1893	81	30	market	market	NOUN
atssr-1893	81	31	(	(	PUNCT
atssr-1893	81	32	ministry	ministry	NOUN
atssr-1893	81	33	of	of	ADP
atssr-1893	81	34	social	social	ADJ
atssr-1893	81	35	affairs	affair	NOUN
atssr-1893	81	36	,	,	PUNCT
atssr-1893	81	37	2015	2015	NUM
atssr-1893	81	38	)	)	PUNCT
atssr-1893	81	39	.	.	PUNCT
atssr-1893	82	1	the	the	DET
atssr-1893	82	2	percentage	percentage	NOUN
atssr-1893	82	3	of	of	ADP
atssr-1893	82	4	households	household	NOUN
atssr-1893	82	5	living	live	VERB
atssr-1893	82	6	in	in	ADP
atssr-1893	82	7	their	their	PRON
atssr-1893	82	8	premises	premise	NOUN
atssr-1893	82	9	dropped	drop	VERB
atssr-1893	82	10	by	by	ADP
atssr-1893	82	11	4	4	NUM
atssr-1893	82	12	%	%	NOUN
atssr-1893	82	13	from	from	ADP
atssr-1893	82	14	2005	2005	NUM
atssr-1893	82	15	to	to	ADP
atssr-1893	82	16	2013	2013	NUM
atssr-1893	82	17	(	(	PUNCT
atssr-1893	82	18	jónsdóttir	jónsdóttir	PROPN
atssr-1893	82	19	,	,	PUNCT
atssr-1893	82	20	2015	2015	NUM
atssr-1893	82	21	)	)	PUNCT
atssr-1893	82	22	while	while	SCONJ
atssr-1893	82	23	the	the	DET
atssr-1893	82	24	percentage	percentage	NOUN
atssr-1893	82	25	of	of	ADP
atssr-1893	82	26	people	people	NOUN
atssr-1893	82	27	in	in	ADP
atssr-1893	82	28	the	the	DET
atssr-1893	82	29	rental	rental	ADJ
atssr-1893	82	30	market	market	NOUN
atssr-1893	82	31	increased	increase	VERB
atssr-1893	82	32	from	from	ADP
atssr-1893	82	33	17	17	NUM
atssr-1893	82	34	%	%	NOUN
atssr-1893	82	35	in	in	ADP
atssr-1893	82	36	2007	2007	NUM
atssr-1893	82	37	to	to	ADP
atssr-1893	82	38	27	27	NUM
atssr-1893	82	39	%	%	NOUN
atssr-1893	82	40	in	in	ADP
atssr-1893	82	41	2013	2013	NUM
atssr-1893	82	42	,	,	PUNCT
atssr-1893	82	43	with	with	SCONJ
atssr-1893	82	44	the	the	DET
atssr-1893	82	45	increase	increase	NOUN
atssr-1893	82	46	mainly	mainly	ADV
atssr-1893	82	47	concentrated	concentrate	VERB
atssr-1893	82	48	to	to	ADP
atssr-1893	82	49	people	people	NOUN
atssr-1893	82	50	aged	age	VERB
atssr-1893	82	51	25	25	NUM
atssr-1893	82	52	-	-	SYM
atssr-1893	82	53	34	34	NUM
atssr-1893	82	54	,	,	PUNCT
atssr-1893	82	55	low	low	ADJ
atssr-1893	82	56	-	-	PUNCT
atssr-1893	82	57	income	income	NOUN
atssr-1893	82	58	people	people	NOUN
atssr-1893	82	59	and	and	CCONJ
atssr-1893	82	60	single	single	ADJ
atssr-1893	82	61	parents	parent	NOUN
atssr-1893	82	62	(	(	PUNCT
atssr-1893	82	63	ministry	ministry	NOUN
atssr-1893	82	64	of	of	ADP
atssr-1893	82	65	social	social	ADJ
atssr-1893	82	66	affairs	affair	NOUN
atssr-1893	82	67	,	,	PUNCT
atssr-1893	82	68	2015	2015	NUM
atssr-1893	82	69	)	)	PUNCT
atssr-1893	82	70	.	.	PUNCT
atssr-1893	83	1	the	the	DET
atssr-1893	83	2	varying	vary	VERB
atssr-1893	83	3	average	average	ADJ
atssr-1893	83	4	household	household	NOUN
atssr-1893	83	5	sizes	size	NOUN
atssr-1893	83	6	in	in	ADP
atssr-1893	83	7	rented	rent	VERB
atssr-1893	83	8	versus	versus	ADP
atssr-1893	83	9	owned	own	VERB
atssr-1893	83	10	properties	property	NOUN
atssr-1893	83	11	explain	explain	VERB
atssr-1893	83	12	the	the	DET
atssr-1893	83	13	difference	difference	NOUN
atssr-1893	83	14	in	in	ADP
atssr-1893	83	15	the	the	DET
atssr-1893	83	16	growth	growth	NOUN
atssr-1893	83	17	rates	rate	NOUN
atssr-1893	83	18	of	of	ADP
atssr-1893	83	19	households	household	NOUN
atssr-1893	83	20	and	and	CCONJ
atssr-1893	83	21	population	population	NOUN
atssr-1893	83	22	historically	historically	ADV
atssr-1893	83	23	,	,	PUNCT
atssr-1893	83	24	iceland	iceland	PROPN
atssr-1893	83	25	has	have	AUX
atssr-1893	83	26	strongly	strongly	ADV
atssr-1893	83	27	emphasized	emphasize	VERB
atssr-1893	83	28	private	private	ADJ
atssr-1893	83	29	homeownership	homeownership	NOUN
atssr-1893	83	30	,	,	PUNCT
atssr-1893	83	31	with	with	ADP
atssr-1893	83	32	minimal	minimal	ADJ
atssr-1893	83	33	state	state	NOUN
atssr-1893	83	34	intervention	intervention	NOUN
atssr-1893	83	35	in	in	ADP
atssr-1893	83	36	housing	housing	NOUN
atssr-1893	83	37	policy	policy	NOUN
atssr-1893	83	38	,	,	PUNCT
atssr-1893	83	39	primarily	primarily	ADV
atssr-1893	83	40	favoring	favor	VERB
atssr-1893	83	41	self	self	NOUN
atssr-1893	83	42	-	-	PUNCT
atssr-1893	83	43	building	building	NOUN
atssr-1893	83	44	endeavors	endeavor	NOUN
atssr-1893	83	45	(	(	PUNCT
atssr-1893	83	46	sveinsson	sveinsson	PROPN
atssr-1893	83	47	,	,	PUNCT
atssr-1893	83	48	2004	2004	NUM
atssr-1893	83	49	)	)	PUNCT
atssr-1893	83	50	.	.	PUNCT
atssr-1893	84	1	iceland	iceland	PROPN
atssr-1893	84	2	’s	’s	PART
atssr-1893	84	3	minister	minister	PROPN
atssr-1893	84	4	of	of	ADP
atssr-1893	84	5	infrastructure	infrastructure	NOUN
atssr-1893	84	6	recently	recently	ADV
atssr-1893	84	7	reiterated	reiterate	VERB
atssr-1893	84	8	this	this	DET
atssr-1893	84	9	emphasis	emphasis	NOUN
atssr-1893	84	10	during	during	ADP
atssr-1893	84	11	a	a	DET
atssr-1893	84	12	presentation	presentation	NOUN
atssr-1893	84	13	outlining	outline	VERB
atssr-1893	84	14	governmental	governmental	ADJ
atssr-1893	84	15	housing	housing	NOUN
atssr-1893	84	16	policies	policy	NOUN
atssr-1893	84	17	(	(	PUNCT
atssr-1893	84	18	ministry	ministry	NOUN
atssr-1893	84	19	of	of	ADP
atssr-1893	84	20	infrastructure	infrastructure	NOUN
atssr-1893	84	21	,	,	PUNCT
atssr-1893	84	22	2023	2023	NUM
atssr-1893	84	23	)	)	PUNCT
atssr-1893	84	24	.	.	PUNCT
atssr-1893	85	1	studies	study	NOUN
atssr-1893	85	2	by	by	ADP
atssr-1893	85	3	iceland	iceland	PROPN
atssr-1893	85	4	’s	’s	PART
atssr-1893	85	5	public	public	ADJ
atssr-1893	85	6	housing	housing	NOUN
atssr-1893	85	7	and	and	CCONJ
atssr-1893	85	8	construction	construction	NOUN
atssr-1893	85	9	authority	authority	NOUN
atssr-1893	85	10	(	(	PUNCT
atssr-1893	85	11	hms	hms	PROPN
atssr-1893	85	12	)	)	PUNCT
atssr-1893	85	13	show	show	VERB
atssr-1893	85	14	that	that	SCONJ
atssr-1893	85	15	two	two	NUM
atssr-1893	85	16	-	-	PUNCT
atssr-1893	85	17	thirds	third	NOUN
atssr-1893	85	18	of	of	ADP
atssr-1893	85	19	people	people	NOUN
atssr-1893	85	20	are	be	AUX
atssr-1893	85	21	in	in	ADP
atssr-1893	85	22	the	the	DET
atssr-1893	85	23	rental	rental	ADJ
atssr-1893	85	24	market	market	NOUN
atssr-1893	85	25	because	because	SCONJ
atssr-1893	85	26	of	of	ADP
atssr-1893	85	27	necessity	necessity	NOUN
atssr-1893	85	28	,	,	PUNCT
atssr-1893	85	29	and	and	CCONJ
atssr-1893	85	30	less	less	ADJ
atssr-1893	85	31	than	than	ADP
atssr-1893	85	32	10	10	NUM
atssr-1893	85	33	%	%	NOUN
atssr-1893	85	34	want	want	VERB
atssr-1893	85	35	to	to	PART
atssr-1893	85	36	be	be	AUX
atssr-1893	85	37	in	in	ADP
atssr-1893	85	38	it	it	PRON
atssr-1893	85	39	(	(	PUNCT
atssr-1893	85	40	h.	h.	PROPN
atssr-1893	85	41	hms	hms	PROPN
atssr-1893	85	42	(	(	PUNCT
atssr-1893	85	43	2021	2021	NUM
atssr-1893	85	44	)	)	PUNCT
atssr-1893	85	45	.	.	PUNCT
atssr-1893	86	1	since	since	SCONJ
atssr-1893	86	2	households	household	NOUN
atssr-1893	86	3	in	in	ADP
atssr-1893	86	4	the	the	DET
atssr-1893	86	5	rental	rental	ADJ
atssr-1893	86	6	market	market	NOUN
atssr-1893	86	7	tend	tend	VERB
atssr-1893	86	8	to	to	PART
atssr-1893	86	9	have	have	VERB
atssr-1893	86	10	lower	low	ADJ
atssr-1893	86	11	incomes	income	NOUN
atssr-1893	86	12	than	than	ADP
atssr-1893	86	13	homeowners	homeowner	NOUN
atssr-1893	86	14	,	,	PUNCT
atssr-1893	86	15	the	the	DET
atssr-1893	86	16	question	question	NOUN
atssr-1893	86	17	is	be	AUX
atssr-1893	86	18	particularly	particularly	ADV
atssr-1893	86	19	relevant	relevant	ADJ
atssr-1893	86	20	for	for	ADP
atssr-1893	86	21	the	the	DET
atssr-1893	86	22	low	low	ADJ
atssr-1893	86	23	-	-	PUNCT
atssr-1893	86	24	income	income	NOUN
atssr-1893	86	25	segment	segment	NOUN
atssr-1893	86	26	.	.	PUNCT
atssr-1893	87	1	the	the	DET
atssr-1893	87	2	rental	rental	ADJ
atssr-1893	87	3	market	market	NOUN
atssr-1893	87	4	in	in	ADP
atssr-1893	87	5	iceland	iceland	PROPN
atssr-1893	87	6	is	be	AUX
atssr-1893	87	7	characterized	characterize	VERB
atssr-1893	87	8	by	by	ADP
atssr-1893	87	9	significant	significant	ADJ
atssr-1893	87	10	precarity	precarity	NOUN
atssr-1893	87	11	,	,	PUNCT
atssr-1893	87	12	with	with	ADP
atssr-1893	87	13	the	the	DET
atssr-1893	87	14	prevailing	prevail	VERB
atssr-1893	87	15	view	view	NOUN
atssr-1893	87	16	that	that	SCONJ
atssr-1893	87	17	participation	participation	NOUN
atssr-1893	87	18	therein	therein	ADV
atssr-1893	87	19	reflects	reflect	VERB
atssr-1893	87	20	a	a	DET
atssr-1893	87	21	certain	certain	ADJ
atssr-1893	87	22	degree	degree	NOUN
atssr-1893	87	23	of	of	ADP
atssr-1893	87	24	failure	failure	NOUN
atssr-1893	87	25	(	(	PUNCT
atssr-1893	87	26	mixa	mixa	PROPN
atssr-1893	87	27	et	et	PROPN
atssr-1893	87	28	al	al	PROPN
atssr-1893	87	29	.	.	PROPN
atssr-1893	88	1	(	(	PUNCT
atssr-1893	88	2	2021	2021	NUM
atssr-1893	88	3	)	)	PUNCT
atssr-1893	88	4	,	,	PUNCT
atssr-1893	88	5	which	which	PRON
atssr-1893	88	6	may	may	AUX
atssr-1893	88	7	explain	explain	VERB
atssr-1893	88	8	the	the	DET
atssr-1893	88	9	historically	historically	ADV
atssr-1893	88	10	relatively	relatively	ADV
atssr-1893	88	11	low	low	ADJ
atssr-1893	88	12	percentage	percentage	NOUN
atssr-1893	88	13	of	of	ADP
atssr-1893	88	14	people	people	NOUN
atssr-1893	88	15	in	in	ADP
atssr-1893	88	16	that	that	DET
atssr-1893	88	17	market	market	NOUN
atssr-1893	88	18	.	.	PUNCT
atssr-1893	89	1	while	while	SCONJ
atssr-1893	89	2	the	the	DET
atssr-1893	89	3	ratio	ratio	NOUN
atssr-1893	89	4	is	be	AUX
atssr-1893	89	5	higher	high	ADJ
atssr-1893	89	6	in	in	ADP
atssr-1893	89	7	other	other	ADJ
atssr-1893	89	8	countries	country	NOUN
atssr-1893	89	9	,	,	PUNCT
atssr-1893	89	10	the	the	DET
atssr-1893	89	11	need	need	NOUN
atssr-1893	89	12	for	for	ADP
atssr-1893	89	13	home	home	NOUN
atssr-1893	89	14	ownership	ownership	NOUN
atssr-1893	89	15	may	may	AUX
atssr-1893	89	16	remain	remain	VERB
atssr-1893	89	17	high	high	ADJ
atssr-1893	89	18	.	.	PUNCT
atssr-1893	90	1	for	for	ADP
atssr-1893	90	2	example	example	NOUN
atssr-1893	90	3	,	,	PUNCT
atssr-1893	90	4	bergsten	bergsten	VERB
atssr-1893	90	5	and	and	CCONJ
atssr-1893	90	6	hansson	hansson	PROPN
atssr-1893	90	7	(	(	PUNCT
atssr-1893	90	8	2023	2023	NUM
atssr-1893	90	9	)	)	PUNCT
atssr-1893	90	10	show	show	VERB
atssr-1893	90	11	that	that	SCONJ
atssr-1893	90	12	while	while	SCONJ
atssr-1893	90	13	around	around	ADV
atssr-1893	90	14	58	58	NUM
atssr-1893	90	15	%	%	NOUN
atssr-1893	90	16	of	of	ADP
atssr-1893	90	17	multi	multi	ADJ
atssr-1893	90	18	-	-	ADJ
atssr-1893	90	19	family	family	ADJ
atssr-1893	90	20	housing	housing	NOUN
atssr-1893	90	21	in	in	ADP
atssr-1893	90	22	sweden	sweden	PROPN
atssr-1893	90	23	is	be	AUX
atssr-1893	90	24	rental	rental	ADJ
atssr-1893	90	25	,	,	PUNCT
atssr-1893	90	26	the	the	DET
atssr-1893	90	27	long	long	ADJ
atssr-1893	90	28	queues	queue	NOUN
atssr-1893	90	29	to	to	PART
atssr-1893	90	30	access	access	VERB
atssr-1893	90	31	the	the	DET
atssr-1893	90	32	rental	rental	ADJ
atssr-1893	90	33	market	market	NOUN
atssr-1893	90	34	,	,	PUNCT
atssr-1893	90	35	income	income	NOUN
atssr-1893	90	36	demands	demand	NOUN
atssr-1893	90	37	,	,	PUNCT
atssr-1893	90	38	and	and	CCONJ
atssr-1893	90	39	other	other	ADJ
atssr-1893	90	40	factors	factor	NOUN
atssr-1893	90	41	make	make	VERB
atssr-1893	90	42	it	it	PRON
atssr-1893	90	43	inaccessible	inaccessible	ADJ
atssr-1893	90	44	for	for	ADP
atssr-1893	90	45	households	household	NOUN
atssr-1893	90	46	with	with	ADP
atssr-1893	90	47	limited	limited	ADJ
atssr-1893	90	48	income	income	NOUN
atssr-1893	90	49	and	and	CCONJ
atssr-1893	90	50	savings	saving	NOUN
atssr-1893	90	51	.	.	PUNCT
atssr-1893	91	1	mass	mass	ADJ
atssr-1893	91	2	tourism	tourism	NOUN
atssr-1893	91	3	has	have	AUX
atssr-1893	91	4	significantly	significantly	ADV
atssr-1893	91	5	impacted	impact	VERB
atssr-1893	91	6	iceland	iceland	PROPN
atssr-1893	91	7	’s	’s	PART
atssr-1893	91	8	housing	housing	NOUN
atssr-1893	91	9	market	market	NOUN
atssr-1893	91	10	since	since	SCONJ
atssr-1893	91	11	the	the	DET
atssr-1893	91	12	2008	2008	NUM
atssr-1893	91	13	crisis	crisis	NOUN
atssr-1893	91	14	,	,	PUNCT
atssr-1893	91	15	becoming	become	VERB
atssr-1893	91	16	the	the	DET
atssr-1893	91	17	centerpiece	centerpiece	NOUN
atssr-1893	91	18	of	of	ADP
atssr-1893	91	19	iceland	iceland	PROPN
atssr-1893	91	20	’s	’s	PART
atssr-1893	91	21	economic	economic	ADJ
atssr-1893	91	22	resurrection	resurrection	NOUN
atssr-1893	91	23	(	(	PUNCT
atssr-1893	91	24	benediktsson	benediktsson	PROPN
atssr-1893	91	25	,	,	PUNCT
atssr-1893	91	26	lund	lund	PROPN
atssr-1893	91	27	,	,	PUNCT
atssr-1893	91	28	&	&	CCONJ
atssr-1893	91	29	huijbens	huijbens	PROPN
atssr-1893	91	30	,	,	PUNCT
atssr-1893	91	31	2011	2011	NUM
atssr-1893	91	32	)	)	PUNCT
atssr-1893	91	33	.	.	PUNCT
atssr-1893	92	1	the	the	DET
atssr-1893	92	2	number	number	NOUN
atssr-1893	92	3	of	of	ADP
atssr-1893	92	4	tourists	tourist	NOUN
atssr-1893	92	5	arriving	arrive	VERB
atssr-1893	92	6	annually	annually	ADV
atssr-1893	92	7	in	in	ADP
atssr-1893	92	8	iceland	iceland	PROPN
atssr-1893	92	9	was	be	AUX
atssr-1893	92	10	500,000	500,000	NUM
atssr-1893	92	11	in	in	ADP
atssr-1893	92	12	2007	2007	NUM
atssr-1893	92	13	-	-	SYM
atssr-1893	92	14	2011	2011	NUM
atssr-1893	92	15	but	but	CCONJ
atssr-1893	92	16	then	then	ADV
atssr-1893	92	17	shot	shoot	VERB
atssr-1893	92	18	up	up	ADV
atssr-1893	92	19	to	to	ADP
atssr-1893	92	20	2.3	2.3	NUM
atssr-1893	92	21	million	million	NUM
atssr-1893	92	22	in	in	ADP
atssr-1893	92	23	2018	2018	NUM
atssr-1893	92	24	(	(	PUNCT
atssr-1893	92	25	icelandic	icelandic	ADJ
atssr-1893	92	26	tourist	tourist	NOUN
atssr-1893	92	27	board	board	NOUN
atssr-1893	92	28	,	,	PUNCT
atssr-1893	92	29	2018	2018	NUM
atssr-1893	92	30	)	)	PUNCT
atssr-1893	92	31	.	.	PUNCT
atssr-1893	93	1	that	that	PRON
atssr-1893	93	2	2018	2018	NUM
atssr-1893	93	3	figure	figure	NOUN
atssr-1893	93	4	corresponds	correspond	VERB
atssr-1893	93	5	to	to	ADP
atssr-1893	93	6	approximately	approximately	ADV
atssr-1893	93	7	sixfold	sixfold	ADV
atssr-1893	93	8	of	of	ADP
atssr-1893	93	9	iceland	iceland	PROPN
atssr-1893	93	10	’s	’s	PART
atssr-1893	93	11	population	population	NOUN
atssr-1893	93	12	during	during	ADP
atssr-1893	93	13	the	the	DET
atssr-1893	93	14	same	same	ADJ
atssr-1893	93	15	period	period	NOUN
atssr-1893	93	16	.	.	PUNCT
atssr-1893	94	1	the	the	DET
atssr-1893	94	2	percentage	percentage	NOUN
atssr-1893	94	3	of	of	ADP
atssr-1893	94	4	iceland	iceland	NOUN
atssr-1893	94	5	’s	’s	PART
atssr-1893	94	6	travel	travel	NOUN
atssr-1893	94	7	and	and	CCONJ
atssr-1893	94	8	leisure	leisure	NOUN
atssr-1893	94	9	industry	industry	NOUN
atssr-1893	94	10	exports	export	NOUN
atssr-1893	94	11	rose	rise	VERB
atssr-1893	94	12	from	from	ADP
atssr-1893	94	13	19	19	NUM
atssr-1893	94	14	%	%	NOUN
atssr-1893	94	15	in	in	ADP
atssr-1893	94	16	2009	2009	NUM
atssr-1893	94	17	to	to	ADP
atssr-1893	94	18	35	35	NUM
atssr-1893	94	19	%	%	NOUN
atssr-1893	94	20	in	in	ADP
atssr-1893	94	21	2019	2019	NUM
atssr-1893	94	22	(	(	PUNCT
atssr-1893	94	23	statistics	statistics	PROPN
atssr-1893	94	24	iceland	iceland	PROPN
atssr-1893	94	25	,	,	PUNCT
atssr-1893	94	26	2024c	2024c	NUM
atssr-1893	94	27	,	,	PUNCT
atssr-1893	94	28	2024e	2024e	NUM
atssr-1893	94	29	)	)	PUNCT
atssr-1893	94	30	.	.	PUNCT
atssr-1893	95	1	the	the	DET
atssr-1893	95	2	massive	massive	ADJ
atssr-1893	95	3	inflow	inflow	NOUN
atssr-1893	95	4	of	of	ADP
atssr-1893	95	5	foreign	foreign	ADJ
atssr-1893	95	6	currency	currency	NOUN
atssr-1893	95	7	kept	keep	VERB
atssr-1893	95	8	the	the	DET
atssr-1893	95	9	icelandic	icelandic	ADJ
atssr-1893	95	10	currency	currency	NOUN
atssr-1893	95	11	strong	strong	ADJ
atssr-1893	95	12	,	,	PUNCT
atssr-1893	95	13	making	make	VERB
atssr-1893	95	14	imports	import	NOUN
atssr-1893	95	15	cheaper	cheap	ADJ
atssr-1893	95	16	than	than	ADP
atssr-1893	95	17	otherwise	otherwise	ADV
atssr-1893	95	18	,	,	PUNCT
atssr-1893	95	19	thus	thus	ADV
atssr-1893	95	20	dampening	dampen	VERB
atssr-1893	95	21	inflation	inflation	NOUN
atssr-1893	95	22	pressure	pressure	NOUN
atssr-1893	95	23	.	.	PUNCT
atssr-1893	96	1	this	this	DET
atssr-1893	96	2	development	development	NOUN
atssr-1893	96	3	had	have	VERB
atssr-1893	96	4	extensive	extensive	ADJ
atssr-1893	96	5	implications	implication	NOUN
atssr-1893	96	6	on	on	ADP
atssr-1893	96	7	the	the	DET
atssr-1893	96	8	demand	demand	NOUN
atssr-1893	96	9	for	for	ADP
atssr-1893	96	10	housing	housing	NOUN
atssr-1893	96	11	due	due	ADP
atssr-1893	96	12	to	to	ADP
atssr-1893	96	13	the	the	DET
atssr-1893	96	14	increased	increase	VERB
atssr-1893	96	15	number	number	NOUN
atssr-1893	96	16	of	of	ADP
atssr-1893	96	17	tourists	tourist	NOUN
atssr-1893	96	18	and	and	CCONJ
atssr-1893	96	19	immigration	immigration	NOUN
atssr-1893	96	20	,	,	PUNCT
atssr-1893	96	21	mainly	mainly	ADV
atssr-1893	96	22	due	due	ADP
atssr-1893	96	23	to	to	ADP
atssr-1893	96	24	labor	labor	NOUN
atssr-1893	96	25	demand	demand	NOUN
atssr-1893	96	26	in	in	ADP
atssr-1893	96	27	the	the	DET
atssr-1893	96	28	tourist	tourist	NOUN
atssr-1893	96	29	industry	industry	NOUN
atssr-1893	96	30	(	(	PUNCT
atssr-1893	96	31	mixa	mixa	PROPN
atssr-1893	96	32	&	&	CCONJ
atssr-1893	96	33	loftsdóttir	loftsdóttir	PROPN
atssr-1893	96	34	,	,	PUNCT
atssr-1893	96	35	2021	2021	NUM
atssr-1893	96	36	,	,	PUNCT
atssr-1893	96	37	2024	2024	NUM
atssr-1893	96	38	)	)	PUNCT
atssr-1893	96	39	.	.	PUNCT
atssr-1893	97	1	iceland	iceland	PROPN
atssr-1893	97	2	’s	’s	PART
atssr-1893	97	3	housing	housing	PROPN
atssr-1893	97	4	fund	fund	PROPN
atssr-1893	97	5	estimated	estimate	VERB
atssr-1893	97	6	that	that	SCONJ
atssr-1893	97	7	the	the	DET
atssr-1893	97	8	proportion	proportion	NOUN
atssr-1893	97	9	of	of	ADP
atssr-1893	97	10	apartments	apartment	NOUN
atssr-1893	97	11	rented	rent	VERB
atssr-1893	97	12	out	out	ADP
atssr-1893	97	13	for	for	ADP
atssr-1893	97	14	long	long	ADJ
atssr-1893	97	15	-	-	PUNCT
atssr-1893	97	16	term	term	NOUN
atssr-1893	97	17	leasing	leasing	NOUN
atssr-1893	97	18	in	in	ADP
atssr-1893	97	19	iceland	iceland	PROPN
atssr-1893	97	20	had	have	AUX
atssr-1893	97	21	decreased	decrease	VERB
atssr-1893	97	22	from	from	ADP
atssr-1893	97	23	10.6	10.6	NUM
atssr-1893	97	24	%	%	NOUN
atssr-1893	97	25	in	in	ADP
atssr-1893	97	26	2015	2015	NUM
atssr-1893	97	27	to	to	ADP
atssr-1893	97	28	7.5	7.5	NUM
atssr-1893	97	29	%	%	NOUN
atssr-1893	97	30	in	in	ADP
atssr-1893	97	31	2019	2019	NUM
atssr-1893	97	32	,	,	PUNCT
atssr-1893	97	33	with	with	ADP
atssr-1893	97	34	the	the	DET
atssr-1893	97	35	percentage	percentage	NOUN
atssr-1893	97	36	falling	fall	VERB
atssr-1893	97	37	most	most	ADV
atssr-1893	97	38	substantially	substantially	ADV
atssr-1893	97	39	in	in	ADP
atssr-1893	97	40	reykjavík	reykjavík	NOUN
atssr-1893	97	41	and	and	CCONJ
atssr-1893	97	42	hafnarfjörður	hafnarfjörður	PROPN
atssr-1893	97	43	(	(	PUNCT
atssr-1893	97	44	2019	2019	NUM
atssr-1893	97	45	,	,	PUNCT
atssr-1893	97	46	pp	pp	ADJ
atssr-1893	97	47	.	.	PUNCT
atssr-1893	98	1	7	7	NUM
atssr-1893	98	2	-	-	SYM
atssr-1893	98	3	8)	8)	NUM
atssr-1893	98	4	.	.	PUNCT
atssr-1893	99	1	given	give	VERB
atssr-1893	99	2	that	that	SCONJ
atssr-1893	99	3	the	the	DET
atssr-1893	99	4	number	number	NOUN
atssr-1893	99	5	of	of	ADP
atssr-1893	99	6	registered	register	VERB
atssr-1893	99	7	properties	property	NOUN
atssr-1893	99	8	in	in	ADP
atssr-1893	99	9	2018	2018	NUM
atssr-1893	99	10	was	be	AUX
atssr-1893	99	11	close	close	ADJ
atssr-1893	99	12	to	to	ADP
atssr-1893	99	13	88,000	88,000	NUM
atssr-1893	99	14	in	in	ADP
atssr-1893	99	15	that	that	DET
atssr-1893	99	16	area	area	NOUN
atssr-1893	99	17	(	(	PUNCT
atssr-1893	99	18	registers	register	NOUN
atssr-1893	99	19	iceland	iceland	PROPN
atssr-1893	99	20	,	,	PUNCT
atssr-1893	99	21	2024a	2024a	NUM
atssr-1893	99	22	)	)	PUNCT
atssr-1893	99	23	.	.	PUNCT
atssr-1893	100	1	mermet	mermet	PROPN
atssr-1893	100	2	estimates	estimate	VERB
atssr-1893	100	3	that	that	SCONJ
atssr-1893	100	4	around	around	ADV
atssr-1893	100	5	4.5	4.5	NUM
atssr-1893	100	6	%	%	NOUN
atssr-1893	100	7	of	of	ADP
atssr-1893	100	8	these	these	DET
atssr-1893	100	9	properties	property	NOUN
atssr-1893	100	10	in	in	ADP
atssr-1893	100	11	the	the	DET
atssr-1893	100	12	capital	capital	NOUN
atssr-1893	100	13	area	area	NOUN
atssr-1893	100	14	were	be	AUX
atssr-1893	100	15	listed	list	VERB
atssr-1893	100	16	on	on	ADP
atssr-1893	100	17	airbnb	airbnb	PROPN
atssr-1893	100	18	at	at	ADP
atssr-1893	100	19	some	some	DET
atssr-1893	100	20	point	point	NOUN
atssr-1893	100	21	in	in	ADP
atssr-1893	100	22	the	the	DET
atssr-1893	100	23	year	year	NOUN
atssr-1893	100	24	.	.	PUNCT
atssr-1893	101	1	the	the	DET
atssr-1893	101	2	impact	impact	NOUN
atssr-1893	101	3	was	be	AUX
atssr-1893	101	4	especially	especially	ADV
atssr-1893	101	5	significant	significant	ADJ
atssr-1893	101	6	in	in	ADP
atssr-1893	101	7	the	the	DET
atssr-1893	101	8	downtown	downtown	NOUN
atssr-1893	101	9	area	area	NOUN
atssr-1893	101	10	,	,	PUNCT
atssr-1893	101	11	where	where	SCONJ
atssr-1893	101	12	about	about	ADV
atssr-1893	101	13	20	20	NUM
atssr-1893	101	14	%	%	NOUN
atssr-1893	101	15	of	of	ADP
atssr-1893	101	16	properties	property	NOUN
atssr-1893	101	17	were	be	AUX
atssr-1893	101	18	short	short	ADJ
atssr-1893	101	19	-	-	PUNCT
atssr-1893	101	20	term	term	NOUN
atssr-1893	101	21	rentals	rental	NOUN
atssr-1893	101	22	;	;	PUNCT
atssr-1893	101	23	in	in	ADP
atssr-1893	101	24	certain	certain	ADJ
atssr-1893	101	25	parts	part	NOUN
atssr-1893	101	26	,	,	PUNCT
atssr-1893	101	27	this	this	DET
atssr-1893	101	28	figure	figure	NOUN
atssr-1893	101	29	exceeded	exceed	VERB
atssr-1893	101	30	50	50	NUM
atssr-1893	101	31	%	%	NOUN
atssr-1893	101	32	(	(	PUNCT
atssr-1893	101	33	mermet	mermet	ADJ
atssr-1893	101	34	,	,	PUNCT
atssr-1893	101	35	2019	2019	NUM
atssr-1893	101	36	)	)	PUNCT
atssr-1893	101	37	.	.	PUNCT
atssr-1893	102	1	elíasson	elíasson	NOUN
atssr-1893	102	2	and	and	CCONJ
atssr-1893	102	3	ragnarsson	ragnarsson	NOUN
atssr-1893	102	4	(	(	PUNCT
atssr-1893	102	5	2018	2018	NUM
atssr-1893	102	6	)	)	PUNCT
atssr-1893	102	7	estimated	estimate	VERB
atssr-1893	102	8	that	that	SCONJ
atssr-1893	102	9	15	15	NUM
atssr-1893	102	10	%	%	NOUN
atssr-1893	102	11	of	of	ADP
atssr-1893	102	12	the	the	DET
atssr-1893	102	13	total	total	ADJ
atssr-1893	102	14	rise	rise	NOUN
atssr-1893	102	15	in	in	ADP
atssr-1893	102	16	house	house	NOUN
atssr-1893	102	17	prices	price	NOUN
atssr-1893	102	18	in	in	ADP
atssr-1893	102	19	real	real	ADJ
atssr-1893	102	20	terms	term	NOUN
atssr-1893	102	21	during	during	ADP
atssr-1893	102	22	the	the	DET
atssr-1893	102	23	2014	2014	NUM
atssr-1893	102	24	-	-	SYM
atssr-1893	102	25	2017	2017	NUM
atssr-1893	102	26	period	period	NOUN
atssr-1893	102	27	was	be	AUX
atssr-1893	102	28	due	due	ADJ
atssr-1893	102	29	to	to	ADP
atssr-1893	102	30	airbnb	airbnb	PROPN
atssr-1893	102	31	short	short	ADJ
atssr-1893	102	32	-	-	PUNCT
atssr-1893	102	33	term	term	NOUN
atssr-1893	102	34	renting	renting	NOUN
atssr-1893	102	35	.	.	PUNCT
atssr-1893	103	1	their	their	PRON
atssr-1893	103	2	findings	finding	NOUN
atssr-1893	103	3	are	be	AUX
atssr-1893	103	4	significantly	significantly	ADV
atssr-1893	103	5	more	more	ADJ
atssr-1893	103	6	than	than	ADP
atssr-1893	103	7	those	those	PRON
atssr-1893	103	8	in	in	ADP
atssr-1893	103	9	the	the	DET
atssr-1893	103	10	united	united	PROPN
atssr-1893	103	11	states	states	PROPN
atssr-1893	103	12	.	.	PUNCT
atssr-1893	104	1	barron	barron	PROPN
atssr-1893	104	2	,	,	PUNCT
atssr-1893	104	3	kung	kung	PROPN
atssr-1893	104	4	,	,	PUNCT
atssr-1893	104	5	and	and	CCONJ
atssr-1893	104	6	proserpio	proserpio	NOUN
atssr-1893	104	7	(	(	PUNCT
atssr-1893	104	8	2020	2020	NUM
atssr-1893	104	9	)	)	PUNCT
atssr-1893	104	10	estimated	estimate	VERB
atssr-1893	104	11	an	an	DET
atssr-1893	104	12	effect	effect	NOUN
atssr-1893	104	13	of	of	ADP
atssr-1893	104	14	approximately	approximately	ADV
atssr-1893	104	15	only	only	ADV
atssr-1893	104	16	a	a	DET
atssr-1893	104	17	fourth	fourth	ADJ
atssr-1893	104	18	compared	compare	VERB
atssr-1893	104	19	to	to	ADP
atssr-1893	104	20	iceland	iceland	NOUN
atssr-1893	104	21	,	,	PUNCT
atssr-1893	104	22	despite	despite	SCONJ
atssr-1893	104	23	pointing	point	VERB
atssr-1893	104	24	out	out	ADP
atssr-1893	104	25	that	that	SCONJ
atssr-1893	104	26	heavily	heavily	ADV
atssr-1893	104	27	owner	owner	NOUN
atssr-1893	104	28	-	-	PUNCT
atssr-1893	104	29	occupied	occupy	VERB
atssr-1893	104	30	areas	area	NOUN
atssr-1893	104	31	,	,	PUNCT
atssr-1893	104	32	like	like	ADP
atssr-1893	104	33	most	most	ADJ
atssr-1893	104	34	of	of	ADP
atssr-1893	104	35	iceland	iceland	PROPN
atssr-1893	104	36	,	,	PUNCT
atssr-1893	104	37	were	be	AUX
atssr-1893	104	38	generally	generally	ADV
atssr-1893	104	39	less	less	ADV
atssr-1893	104	40	affected	affected	ADJ
atssr-1893	104	41	.	.	PUNCT
atssr-1893	105	1	the	the	DET
atssr-1893	105	2	increase	increase	NOUN
atssr-1893	105	3	of	of	ADP
atssr-1893	105	4	tourists	tourist	NOUN
atssr-1893	105	5	also	also	ADV
atssr-1893	105	6	attracted	attract	VERB
atssr-1893	105	7	foreign	foreign	ADJ
atssr-1893	105	8	labor	labor	NOUN
atssr-1893	105	9	to	to	ADP
atssr-1893	105	10	iceland	iceland	PROPN
atssr-1893	105	11	to	to	PART
atssr-1893	105	12	fulfill	fulfill	VERB
atssr-1893	105	13	the	the	DET
atssr-1893	105	14	demand	demand	NOUN
atssr-1893	105	15	within	within	ADP
atssr-1893	105	16	the	the	DET
atssr-1893	105	17	industry	industry	NOUN
atssr-1893	105	18	.	.	PUNCT
atssr-1893	106	1	new	new	ADJ
atssr-1893	106	2	employment	employment	NOUN
atssr-1893	106	3	opportunities	opportunity	NOUN
atssr-1893	106	4	related	relate	VERB
atssr-1893	106	5	to	to	ADP
atssr-1893	106	6	the	the	DET
atssr-1893	106	7	tourism	tourism	NOUN
atssr-1893	106	8	industry	industry	NOUN
atssr-1893	106	9	became	become	VERB
atssr-1893	106	10	a	a	DET
atssr-1893	106	11	significant	significant	ADJ
atssr-1893	106	12	reason	reason	NOUN
atssr-1893	106	13	foreign	foreign	ADJ
atssr-1893	106	14	nationals	national	NOUN
atssr-1893	106	15	moved	move	VERB
atssr-1893	106	16	to	to	ADP
atssr-1893	106	17	iceland	iceland	NOUN
atssr-1893	106	18	due	due	ADP
atssr-1893	106	19	to	to	ADP
atssr-1893	106	20	short	short	ADJ
atssr-1893	106	21	-	-	PUNCT
atssr-1893	106	22	term	term	NOUN
atssr-1893	106	23	and	and	CCONJ
atssr-1893	106	24	long	long	ADJ
atssr-1893	106	25	-	-	PUNCT
atssr-1893	106	26	term	term	NOUN
atssr-1893	106	27	employment	employment	NOUN
atssr-1893	106	28	opportunities	opportunity	NOUN
atssr-1893	106	29	(	(	PUNCT
atssr-1893	106	30	karlsdóttir	karlsdóttir	PROPN
atssr-1893	106	31	&	&	CCONJ
atssr-1893	106	32	jóhannesson	jóhannesson	PROPN
atssr-1893	106	33	,	,	PUNCT
atssr-1893	106	34	2016	2016	NUM
atssr-1893	106	35	)	)	PUNCT
atssr-1893	106	36	.	.	PUNCT
atssr-1893	107	1	in	in	ADP
atssr-1893	107	2	2008	2008	NUM
atssr-1893	107	3	,	,	PUNCT
atssr-1893	107	4	immigrants	immigrant	NOUN
atssr-1893	107	5	comprised	comprise	VERB
atssr-1893	107	6	less	less	ADJ
atssr-1893	107	7	than	than	ADP
atssr-1893	107	8	10	10	NUM
atssr-1893	107	9	%	%	NOUN
atssr-1893	107	10	of	of	ADP
atssr-1893	107	11	tourism	tourism	NOUN
atssr-1893	107	12	workers	worker	NOUN
atssr-1893	107	13	(	(	PUNCT
atssr-1893	107	14	vareikaité	vareikaité	NOUN
atssr-1893	107	15	,	,	PUNCT
atssr-1893	107	16	minelgaité	minelgaité	NOUN
atssr-1893	107	17	,	,	PUNCT
atssr-1893	107	18	&	&	CCONJ
atssr-1893	107	19	magnússon	magnússon	NOUN
atssr-1893	107	20	,	,	PUNCT
atssr-1893	107	21	2022	2022	NUM
atssr-1893	107	22	)	)	PUNCT
atssr-1893	107	23	.	.	PUNCT
atssr-1893	108	1	by	by	ADP
atssr-1893	108	2	2023	2023	NUM
atssr-1893	108	3	,	,	PUNCT
atssr-1893	108	4	that	that	DET
atssr-1893	108	5	percentage	percentage	NOUN
atssr-1893	108	6	had	have	AUX
atssr-1893	108	7	risen	rise	VERB
atssr-1893	108	8	to	to	ADP
atssr-1893	108	9	44	44	NUM
atssr-1893	108	10	%	%	NOUN
atssr-1893	108	11	(	(	PUNCT
atssr-1893	108	12	statistics	statistics	PROPN
atssr-1893	108	13	iceland	iceland	PROPN
atssr-1893	108	14	,	,	PUNCT
atssr-1893	108	15	2024b	2024b	NUM
atssr-1893	108	16	)	)	PUNCT
atssr-1893	108	17	.	.	PUNCT
atssr-1893	109	1	elíasson	elíasson	NOUN
atssr-1893	109	2	and	and	CCONJ
atssr-1893	109	3	ragnarsson	ragnarsson	NOUN
atssr-1893	109	4	(	(	PUNCT
atssr-1893	109	5	2018	2018	NUM
atssr-1893	109	6	)	)	PUNCT
atssr-1893	109	7	estimated	estimate	VERB
atssr-1893	109	8	that	that	SCONJ
atssr-1893	109	9	the	the	DET
atssr-1893	109	10	net	net	ADJ
atssr-1893	109	11	inflow	inflow	NOUN
atssr-1893	109	12	of	of	ADP
atssr-1893	109	13	people	people	NOUN
atssr-1893	109	14	to	to	ADP
atssr-1893	109	15	the	the	DET
atssr-1893	109	16	country	country	NOUN
atssr-1893	109	17	had	have	VERB
atssr-1893	109	18	a	a	DET
atssr-1893	109	19	30	30	NUM
atssr-1893	109	20	%	%	NOUN
atssr-1893	109	21	impact	impact	NOUN
atssr-1893	109	22	on	on	ADP
atssr-1893	109	23	the	the	DET
atssr-1893	109	24	rise	rise	NOUN
atssr-1893	109	25	in	in	ADP
atssr-1893	109	26	housing	housing	NOUN
atssr-1893	109	27	prices	price	NOUN
atssr-1893	109	28	during	during	ADP
atssr-1893	109	29	2014	2014	NUM
atssr-1893	109	30	-	-	SYM
atssr-1893	109	31	2017	2017	NUM
atssr-1893	109	32	,	,	PUNCT
atssr-1893	109	33	or	or	CCONJ
atssr-1893	109	34	twice	twice	DET
atssr-1893	109	35	the	the	DET
atssr-1893	109	36	effect	effect	NOUN
atssr-1893	109	37	of	of	ADP
atssr-1893	109	38	the	the	DET
atssr-1893	109	39	increased	increase	VERB
atssr-1893	109	40	housing	housing	NOUN
atssr-1893	109	41	demand	demand	NOUN
atssr-1893	109	42	created	create	VERB
atssr-1893	109	43	by	by	ADP
atssr-1893	109	44	airbnb	airbnb	PROPN
atssr-1893	109	45	.	.	PUNCT
atssr-1893	110	1	the	the	DET
atssr-1893	110	2	added	add	VERB
atssr-1893	110	3	job	job	NOUN
atssr-1893	110	4	creation	creation	NOUN
atssr-1893	110	5	due	due	ADP
atssr-1893	110	6	to	to	ADP
atssr-1893	110	7	the	the	DET
atssr-1893	110	8	surge	surge	NOUN
atssr-1893	110	9	within	within	ADP
atssr-1893	110	10	the	the	DET
atssr-1893	110	11	travel	travel	NOUN
atssr-1893	110	12	and	and	CCONJ
atssr-1893	110	13	leisure	leisure	NOUN
atssr-1893	110	14	industry	industry	NOUN
atssr-1893	110	15	meant	mean	VERB
atssr-1893	110	16	that	that	SCONJ
atssr-1893	110	17	iceland	iceland	PROPN
atssr-1893	110	18	’s	’s	PART
atssr-1893	110	19	economy	economy	NOUN
atssr-1893	110	20	remained	remain	VERB
atssr-1893	110	21	resilient	resilient	ADJ
atssr-1893	110	22	after	after	ADP
atssr-1893	110	23	2010	2010	NUM
atssr-1893	110	24	despite	despite	SCONJ
atssr-1893	110	25	the	the	DET
atssr-1893	110	26	massive	massive	ADJ
atssr-1893	110	27	losses	loss	NOUN
atssr-1893	110	28	related	relate	VERB
atssr-1893	110	29	to	to	ADP
atssr-1893	110	30	the	the	DET
atssr-1893	110	31	2008	2008	NUM
atssr-1893	110	32	crisis	crisis	NOUN
atssr-1893	110	33	.	.	PUNCT
atssr-1893	111	1	this	this	DET
atssr-1893	111	2	economic	economic	ADJ
atssr-1893	111	3	expansion	expansion	NOUN
atssr-1893	111	4	led	lead	VERB
atssr-1893	111	5	asian	asian	ADJ
atssr-1893	111	6	themes	theme	NOUN
atssr-1893	111	7	in	in	ADP
atssr-1893	111	8	social	social	ADJ
atssr-1893	111	9	sciences	science	NOUN
atssr-1893	111	10	research	research	NOUN
atssr-1893	111	11	2024	2024	NUM
atssr-1893	111	12	,	,	PUNCT
atssr-1893	111	13	vol	vol	NOUN
atssr-1893	111	14	.	.	NOUN
atssr-1893	111	15	8	8	NUM
atssr-1893	111	16	,	,	PUNCT
atssr-1893	111	17	no	no	INTJ
atssr-1893	111	18	.	.	NOUN
atssr-1893	111	19	1	1	NUM
atssr-1893	111	20	,	,	PUNCT
atssr-1893	111	21	pp	pp	ADJ
atssr-1893	111	22	.	.	PUNCT
atssr-1893	112	1	37	37	NUM
atssr-1893	112	2	-	-	SYM
atssr-1893	112	3	53	53	NUM
atssr-1893	112	4	40	40	NUM
atssr-1893	112	5	©	©	ADP
atssr-1893	112	6	2024	2024	NUM
atssr-1893	112	7	by	by	ADP
atssr-1893	112	8	the	the	DET
atssr-1893	112	9	authors	author	NOUN
atssr-1893	112	10	;	;	PUNCT
atssr-1893	112	11	licensee	licensee	VERB
atssr-1893	112	12	online	online	ADJ
atssr-1893	112	13	academic	academic	ADJ
atssr-1893	112	14	press	press	NOUN
atssr-1893	112	15	,	,	PUNCT
atssr-1893	112	16	usa	usa	PROPN
atssr-1893	112	17	to	to	ADP
atssr-1893	112	18	higher	high	ADJ
atssr-1893	112	19	wages	wage	NOUN
atssr-1893	112	20	,	,	PUNCT
atssr-1893	112	21	rising	rise	VERB
atssr-1893	112	22	far	far	ADV
atssr-1893	112	23	above	above	ADP
atssr-1893	112	24	the	the	DET
atssr-1893	112	25	consumer	consumer	NOUN
atssr-1893	112	26	price	price	NOUN
atssr-1893	112	27	index	index	NOUN
atssr-1893	112	28	(	(	PUNCT
atssr-1893	112	29	cpi	cpi	PROPN
atssr-1893	112	30	)	)	PUNCT
atssr-1893	112	31	,	,	PUNCT
atssr-1893	112	32	meaning	mean	VERB
atssr-1893	112	33	that	that	SCONJ
atssr-1893	112	34	real	real	ADJ
atssr-1893	112	35	wages	wage	NOUN
atssr-1893	112	36	during	during	ADP
atssr-1893	112	37	the	the	DET
atssr-1893	112	38	period	period	NOUN
atssr-1893	112	39	rose	rise	VERB
atssr-1893	112	40	substantially	substantially	ADV
atssr-1893	112	41	.	.	PUNCT
atssr-1893	113	1	the	the	DET
atssr-1893	113	2	wage	wage	NOUN
atssr-1893	113	3	increase	increase	NOUN
atssr-1893	113	4	,	,	PUNCT
atssr-1893	113	5	however	however	ADV
atssr-1893	113	6	,	,	PUNCT
atssr-1893	113	7	lagged	lag	VERB
atssr-1893	113	8	the	the	DET
atssr-1893	113	9	rise	rise	NOUN
atssr-1893	113	10	in	in	ADP
atssr-1893	113	11	housing	housing	NOUN
atssr-1893	113	12	,	,	PUNCT
atssr-1893	113	13	with	with	ADP
atssr-1893	113	14	the	the	DET
atssr-1893	113	15	housing	housing	NOUN
atssr-1893	113	16	index	index	NOUN
atssr-1893	113	17	within	within	ADP
atssr-1893	113	18	the	the	DET
atssr-1893	113	19	capital	capital	NOUN
atssr-1893	113	20	area	area	NOUN
atssr-1893	113	21	rising	rise	VERB
atssr-1893	113	22	almost	almost	ADV
atssr-1893	113	23	threefold	threefold	ADV
atssr-1893	113	24	while	while	SCONJ
atssr-1893	113	25	the	the	DET
atssr-1893	113	26	wage	wage	NOUN
atssr-1893	113	27	rise	rise	NOUN
atssr-1893	113	28	was	be	AUX
atssr-1893	113	29	just	just	ADV
atssr-1893	113	30	above	above	ADP
atssr-1893	113	31	doubling	double	VERB
atssr-1893	113	32	.	.	PUNCT
atssr-1893	114	1	as	as	SCONJ
atssr-1893	114	2	rental	rental	ADJ
atssr-1893	114	3	rates	rate	NOUN
atssr-1893	114	4	tend	tend	VERB
atssr-1893	114	5	to	to	PART
atssr-1893	114	6	correlate	correlate	VERB
atssr-1893	114	7	with	with	ADP
atssr-1893	114	8	housing	housing	NOUN
atssr-1893	114	9	prices	price	NOUN
atssr-1893	114	10	,	,	PUNCT
atssr-1893	114	11	rental	rental	ADJ
atssr-1893	114	12	rates	rate	NOUN
atssr-1893	114	13	in	in	ADP
atssr-1893	114	14	iceland	iceland	PROPN
atssr-1893	114	15	also	also	ADV
atssr-1893	114	16	increased	increase	VERB
atssr-1893	114	17	during	during	ADP
atssr-1893	114	18	the	the	DET
atssr-1893	114	19	period	period	NOUN
atssr-1893	114	20	,	,	PUNCT
atssr-1893	114	21	although	although	SCONJ
atssr-1893	114	22	not	not	PART
atssr-1893	114	23	as	as	ADV
atssr-1893	114	24	much	much	ADJ
atssr-1893	114	25	as	as	ADP
atssr-1893	114	26	housing	housing	NOUN
atssr-1893	114	27	prices	price	NOUN
atssr-1893	114	28	and	and	CCONJ
atssr-1893	114	29	close	close	ADJ
atssr-1893	114	30	to	to	ADP
atssr-1893	114	31	the	the	DET
atssr-1893	114	32	wage	wage	NOUN
atssr-1893	114	33	index	index	NOUN
atssr-1893	114	34	.	.	PUNCT
atssr-1893	115	1	as	as	ADP
atssr-1893	115	2	figure	figure	NOUN
atssr-1893	115	3	1	1	NUM
atssr-1893	115	4	.	.	PUNCT
atssr-1893	116	1	shows	show	NOUN
atssr-1893	116	2	,	,	PUNCT
atssr-1893	116	3	this	this	DET
atssr-1893	116	4	discrepancy	discrepancy	NOUN
atssr-1893	116	5	increased	increase	VERB
atssr-1893	116	6	considerably	considerably	ADV
atssr-1893	116	7	following	follow	VERB
atssr-1893	116	8	the	the	DET
atssr-1893	116	9	onslaught	onslaught	NOUN
atssr-1893	116	10	of	of	ADP
atssr-1893	116	11	the	the	DET
atssr-1893	116	12	covid-19	covid-19	PROPN
atssr-1893	116	13	pandemic	pandemic	NOUN
atssr-1893	116	14	,	,	PUNCT
atssr-1893	116	15	when	when	SCONJ
atssr-1893	116	16	the	the	DET
atssr-1893	116	17	lower	low	ADJ
atssr-1893	116	18	interest	interest	NOUN
atssr-1893	116	19	rate	rate	NOUN
atssr-1893	116	20	environment	environment	NOUN
atssr-1893	116	21	caused	cause	VERB
atssr-1893	116	22	housing	housing	NOUN
atssr-1893	116	23	prices	price	NOUN
atssr-1893	116	24	to	to	PART
atssr-1893	116	25	surge	surge	VERB
atssr-1893	116	26	.	.	PUNCT
atssr-1893	117	1	figure	figure	NOUN
atssr-1893	117	2	1	1	NUM
atssr-1893	117	3	.	.	PUNCT
atssr-1893	118	1	wages	wage	NOUN
atssr-1893	118	2	,	,	PUNCT
atssr-1893	118	3	cpi	cpi	PROPN
atssr-1893	118	4	,	,	PUNCT
atssr-1893	118	5	housing	housing	NOUN
atssr-1893	118	6	prices	price	NOUN
atssr-1893	118	7	,	,	PUNCT
atssr-1893	118	8	and	and	CCONJ
atssr-1893	118	9	rental	rental	ADJ
atssr-1893	118	10	rates	rate	NOUN
atssr-1893	118	11	in	in	ADP
atssr-1893	118	12	iceland	iceland	PROPN
atssr-1893	118	13	2011	2011	NUM
atssr-1893	118	14	-	-	SYM
atssr-1893	118	15	2022	2022	NUM
atssr-1893	118	16	.	.	PUNCT
atssr-1893	119	1	source	source	NOUN
atssr-1893	119	2	:	:	PUNCT
atssr-1893	119	3	registers	register	NOUN
atssr-1893	119	4	iceland	iceland	NOUN
atssr-1893	119	5	(	(	PUNCT
atssr-1893	119	6	2024b	2024b	NUM
atssr-1893	119	7	)	)	PUNCT
atssr-1893	119	8	;	;	PUNCT
atssr-1893	119	9	statistics	statistics	PROPN
atssr-1893	119	10	iceland	iceland	PROPN
atssr-1893	119	11	(	(	PUNCT
atssr-1893	119	12	2024d	2024d	NUM
atssr-1893	119	13	)	)	PUNCT
atssr-1893	119	14	and	and	CCONJ
atssr-1893	119	15	statistics	statistics	PROPN
atssr-1893	119	16	iceland	iceland	PROPN
atssr-1893	119	17	(	(	PUNCT
atssr-1893	119	18	2024f	2024f	NUM
atssr-1893	119	19	)	)	PUNCT
atssr-1893	119	20	.	.	PUNCT
atssr-1893	120	1	public	public	ADJ
atssr-1893	120	2	policies	policy	NOUN
atssr-1893	120	3	did	do	AUX
atssr-1893	120	4	not	not	PART
atssr-1893	120	5	react	react	VERB
atssr-1893	120	6	to	to	ADP
atssr-1893	120	7	these	these	DET
atssr-1893	120	8	forces	force	NOUN
atssr-1893	120	9	,	,	PUNCT
atssr-1893	120	10	such	such	ADJ
atssr-1893	120	11	as	as	ADP
atssr-1893	120	12	creating	create	VERB
atssr-1893	120	13	programs	program	NOUN
atssr-1893	120	14	to	to	PART
atssr-1893	120	15	add	add	VERB
atssr-1893	120	16	more	more	ADJ
atssr-1893	120	17	housing	housing	NOUN
atssr-1893	120	18	for	for	ADP
atssr-1893	120	19	the	the	DET
atssr-1893	120	20	general	general	ADJ
atssr-1893	120	21	public	public	NOUN
atssr-1893	120	22	or	or	CCONJ
atssr-1893	120	23	divert	divert	VERB
atssr-1893	120	24	new	new	ADJ
atssr-1893	120	25	property	property	NOUN
atssr-1893	120	26	buildings	building	NOUN
atssr-1893	120	27	toward	toward	ADP
atssr-1893	120	28	housing	housing	NOUN
atssr-1893	120	29	for	for	ADP
atssr-1893	120	30	residents	resident	NOUN
atssr-1893	120	31	.	.	PUNCT
atssr-1893	121	1	the	the	DET
atssr-1893	121	2	failure	failure	NOUN
atssr-1893	121	3	to	to	PART
atssr-1893	121	4	put	put	VERB
atssr-1893	121	5	a	a	DET
atssr-1893	121	6	lid	lid	NOUN
atssr-1893	121	7	on	on	ADP
atssr-1893	121	8	rising	rise	VERB
atssr-1893	121	9	real	real	ADJ
atssr-1893	121	10	estate	estate	NOUN
atssr-1893	121	11	prices	price	NOUN
atssr-1893	121	12	affects	affect	VERB
atssr-1893	121	13	renters	renter	NOUN
atssr-1893	121	14	most	most	ADV
atssr-1893	121	15	,	,	PUNCT
atssr-1893	121	16	who	who	PRON
atssr-1893	121	17	tend	tend	VERB
atssr-1893	121	18	to	to	PART
atssr-1893	121	19	be	be	AUX
atssr-1893	121	20	concentrated	concentrate	VERB
atssr-1893	121	21	in	in	ADP
atssr-1893	121	22	low	low	ADJ
atssr-1893	121	23	-	-	PUNCT
atssr-1893	121	24	income	income	NOUN
atssr-1893	121	25	groups	group	NOUN
atssr-1893	121	26	(	(	PUNCT
atssr-1893	121	27	hedlund	hedlund	PROPN
atssr-1893	121	28	,	,	PUNCT
atssr-1893	121	29	2019b	2019b	NUM
atssr-1893	121	30	)	)	PUNCT
atssr-1893	121	31	.	.	PUNCT
atssr-1893	122	1	baxamusa	baxamusa	NOUN
atssr-1893	122	2	raises	raise	VERB
atssr-1893	122	3	broader	broad	ADJ
atssr-1893	122	4	questions	question	NOUN
atssr-1893	122	5	about	about	ADP
atssr-1893	122	6	the	the	DET
atssr-1893	122	7	appropriate	appropriate	ADJ
atssr-1893	122	8	role	role	NOUN
atssr-1893	122	9	and	and	CCONJ
atssr-1893	122	10	responsibilities	responsibility	NOUN
atssr-1893	122	11	of	of	ADP
atssr-1893	122	12	the	the	DET
atssr-1893	122	13	public	public	ADJ
atssr-1893	122	14	and	and	CCONJ
atssr-1893	122	15	private	private	ADJ
atssr-1893	122	16	sectors	sector	NOUN
atssr-1893	122	17	when	when	SCONJ
atssr-1893	122	18	more	more	ADJ
atssr-1893	122	19	low	low	ADJ
atssr-1893	122	20	-	-	PUNCT
atssr-1893	122	21	wage	wage	NOUN
atssr-1893	122	22	jobs	job	NOUN
atssr-1893	122	23	are	be	AUX
atssr-1893	122	24	being	be	AUX
atssr-1893	122	25	created	create	VERB
atssr-1893	122	26	,	,	PUNCT
atssr-1893	122	27	as	as	ADP
atssr-1893	122	28	in	in	ADP
atssr-1893	122	29	iceland	iceland	NOUN
atssr-1893	122	30	within	within	ADP
atssr-1893	122	31	the	the	DET
atssr-1893	122	32	tourist	tourist	NOUN
atssr-1893	122	33	industry	industry	NOUN
atssr-1893	122	34	in	in	ADP
atssr-1893	122	35	recent	recent	ADJ
atssr-1893	122	36	years	year	NOUN
atssr-1893	122	37	than	than	ADP
atssr-1893	122	38	housing	housing	NOUN
atssr-1893	122	39	for	for	ADP
atssr-1893	122	40	them	they	PRON
atssr-1893	122	41	(	(	PUNCT
atssr-1893	122	42	baxamusa	baxamusa	NOUN
atssr-1893	122	43	,	,	PUNCT
atssr-1893	122	44	2020	2020	NUM
atssr-1893	122	45	)	)	PUNCT
atssr-1893	122	46	.	.	PUNCT
atssr-1893	123	1	while	while	SCONJ
atssr-1893	123	2	regulatory	regulatory	ADJ
atssr-1893	123	3	measures	measure	NOUN
atssr-1893	123	4	have	have	AUX
atssr-1893	123	5	been	be	AUX
atssr-1893	123	6	introduced	introduce	VERB
atssr-1893	123	7	in	in	ADP
atssr-1893	123	8	iceland	iceland	PROPN
atssr-1893	123	9	to	to	PART
atssr-1893	123	10	limit	limit	VERB
atssr-1893	123	11	the	the	DET
atssr-1893	123	12	effects	effect	NOUN
atssr-1893	123	13	of	of	ADP
atssr-1893	123	14	airbnb	airbnb	PROPN
atssr-1893	123	15	rentals	rental	NOUN
atssr-1893	123	16	(	(	PUNCT
atssr-1893	123	17	airbnb	airbnb	PROPN
atssr-1893	123	18	,	,	PUNCT
atssr-1893	123	19	2023	2023	NUM
atssr-1893	123	20	)	)	PUNCT
atssr-1893	123	21	those	those	DET
atssr-1893	123	22	limitations	limitation	NOUN
atssr-1893	123	23	have	have	AUX
atssr-1893	123	24	been	be	AUX
atssr-1893	123	25	ineffective	ineffective	ADJ
atssr-1893	123	26	.	.	PUNCT
atssr-1893	124	1	this	this	DET
atssr-1893	124	2	situation	situation	NOUN
atssr-1893	124	3	rhymes	rhyme	VERB
atssr-1893	124	4	with	with	ADP
atssr-1893	124	5	ireland	ireland	PROPN
atssr-1893	124	6	,	,	PUNCT
atssr-1893	124	7	where	where	SCONJ
atssr-1893	124	8	the	the	DET
atssr-1893	124	9	lightly	lightly	ADV
atssr-1893	124	10	regulated	regulated	ADJ
atssr-1893	124	11	model	model	NOUN
atssr-1893	124	12	of	of	ADP
atssr-1893	124	13	renting	renting	NOUN
atssr-1893	124	14	has	have	AUX
atssr-1893	124	15	led	lead	VERB
atssr-1893	124	16	to	to	ADP
atssr-1893	124	17	an	an	DET
atssr-1893	124	18	affordability	affordability	NOUN
atssr-1893	124	19	crisis	crisis	NOUN
atssr-1893	124	20	(	(	PUNCT
atssr-1893	124	21	waldron	waldron	NOUN
atssr-1893	124	22	,	,	PUNCT
atssr-1893	124	23	2024	2024	NUM
atssr-1893	124	24	)	)	PUNCT
atssr-1893	124	25	.	.	PUNCT
atssr-1893	125	1	baxamusa	baxamusa	NOUN
atssr-1893	125	2	(	(	PUNCT
atssr-1893	125	3	2020	2020	NUM
atssr-1893	125	4	)	)	PUNCT
atssr-1893	125	5	further	far	ADV
atssr-1893	125	6	points	point	VERB
atssr-1893	125	7	out	out	ADP
atssr-1893	125	8	that	that	SCONJ
atssr-1893	125	9	high	high	ADJ
atssr-1893	125	10	-	-	PUNCT
atssr-1893	125	11	growth	growth	NOUN
atssr-1893	125	12	industries	industry	NOUN
atssr-1893	125	13	produce	produce	VERB
atssr-1893	125	14	more	more	ADJ
atssr-1893	125	15	renter	renter	NOUN
atssr-1893	125	16	occupations	occupation	NOUN
atssr-1893	125	17	,	,	PUNCT
atssr-1893	125	18	explicitly	explicitly	ADV
atssr-1893	125	19	listing	list	VERB
atssr-1893	125	20	leisure	leisure	NOUN
atssr-1893	125	21	and	and	CCONJ
atssr-1893	125	22	hospitality	hospitality	NOUN
atssr-1893	125	23	as	as	ADP
atssr-1893	125	24	“	"	PUNCT
atssr-1893	125	25	renter	renter	NOUN
atssr-1893	125	26	industries	industry	NOUN
atssr-1893	125	27	”	"	PUNCT
atssr-1893	125	28	where	where	SCONJ
atssr-1893	125	29	most	most	ADJ
atssr-1893	125	30	workers	worker	NOUN
atssr-1893	125	31	in	in	ADP
atssr-1893	125	32	the	the	DET
atssr-1893	125	33	subsectors	subsector	NOUN
atssr-1893	125	34	are	be	AUX
atssr-1893	125	35	renters	renter	NOUN
atssr-1893	125	36	.	.	PUNCT
atssr-1893	126	1	with	with	ADP
atssr-1893	126	2	the	the	DET
atssr-1893	126	3	increase	increase	NOUN
atssr-1893	126	4	of	of	ADP
atssr-1893	126	5	immigrants	immigrant	NOUN
atssr-1893	126	6	and	and	CCONJ
atssr-1893	126	7	short	short	ADJ
atssr-1893	126	8	-	-	PUNCT
atssr-1893	126	9	term	term	NOUN
atssr-1893	126	10	workers	worker	NOUN
atssr-1893	126	11	,	,	PUNCT
atssr-1893	126	12	many	many	ADJ
atssr-1893	126	13	of	of	ADP
atssr-1893	126	14	whom	whom	PRON
atssr-1893	126	15	work	work	VERB
atssr-1893	126	16	in	in	ADP
atssr-1893	126	17	the	the	DET
atssr-1893	126	18	“	"	PUNCT
atssr-1893	126	19	renter	renter	NOUN
atssr-1893	126	20	industry	industry	NOUN
atssr-1893	126	21	,	,	PUNCT
atssr-1893	126	22	”	"	PUNCT
atssr-1893	126	23	it	it	PRON
atssr-1893	126	24	is	be	AUX
atssr-1893	126	25	possible	possible	ADJ
atssr-1893	126	26	that	that	SCONJ
atssr-1893	126	27	a	a	DET
atssr-1893	126	28	‘	'	PUNCT
atssr-1893	126	29	generation	generation	NOUN
atssr-1893	126	30	rent	rent	NOUN
atssr-1893	126	31	’	'	PUNCT
atssr-1893	126	32	may	may	AUX
atssr-1893	126	33	develop	develop	VERB
atssr-1893	126	34	as	as	SCONJ
atssr-1893	126	35	opposed	oppose	VERB
atssr-1893	126	36	to	to	ADP
atssr-1893	126	37	the	the	DET
atssr-1893	126	38	traditional	traditional	ADJ
atssr-1893	126	39	private	private	ADJ
atssr-1893	126	40	homeownership	homeownership	NOUN
atssr-1893	126	41	model	model	NOUN
atssr-1893	126	42	in	in	ADP
atssr-1893	126	43	iceland	iceland	PROPN
atssr-1893	126	44	,	,	PUNCT
atssr-1893	126	45	where	where	SCONJ
atssr-1893	126	46	private	private	ADJ
atssr-1893	126	47	ownership	ownership	NOUN
atssr-1893	126	48	has	have	AUX
atssr-1893	126	49	been	be	AUX
atssr-1893	126	50	a	a	DET
atssr-1893	126	51	possibility	possibility	NOUN
atssr-1893	126	52	for	for	ADP
atssr-1893	126	53	most	most	ADJ
atssr-1893	126	54	people	people	NOUN
atssr-1893	126	55	.	.	PUNCT
atssr-1893	127	1	3	3	X
atssr-1893	127	2	.	.	X
atssr-1893	127	3	the	the	DET
atssr-1893	127	4	research	research	NOUN
atssr-1893	127	5	several	several	ADJ
atssr-1893	127	6	variables	variable	NOUN
atssr-1893	127	7	are	be	AUX
atssr-1893	127	8	necessary	necessary	ADJ
atssr-1893	127	9	to	to	PART
atssr-1893	127	10	intertwine	intertwine	VERB
atssr-1893	127	11	when	when	SCONJ
atssr-1893	127	12	estimating	estimate	VERB
atssr-1893	127	13	people	people	NOUN
atssr-1893	127	14	’s	’s	PART
atssr-1893	127	15	chances	chance	NOUN
atssr-1893	127	16	of	of	ADP
atssr-1893	127	17	saving	save	VERB
atssr-1893	127	18	for	for	ADP
atssr-1893	127	19	a	a	DET
atssr-1893	127	20	down	down	ADJ
atssr-1893	127	21	payment	payment	NOUN
atssr-1893	127	22	and	and	CCONJ
atssr-1893	127	23	,	,	PUNCT
atssr-1893	127	24	if	if	SCONJ
atssr-1893	127	25	so	so	ADV
atssr-1893	127	26	,	,	PUNCT
atssr-1893	127	27	how	how	SCONJ
atssr-1893	127	28	long	long	ADV
atssr-1893	127	29	it	it	PRON
atssr-1893	127	30	takes	take	VERB
atssr-1893	127	31	.	.	PUNCT
atssr-1893	128	1	we	we	PRON
atssr-1893	128	2	begin	begin	VERB
atssr-1893	128	3	by	by	ADP
atssr-1893	128	4	listing	list	VERB
atssr-1893	128	5	those	those	DET
atssr-1893	128	6	variables	variable	NOUN
atssr-1893	128	7	,	,	PUNCT
atssr-1893	128	8	their	their	PRON
atssr-1893	128	9	usefulness	usefulness	NOUN
atssr-1893	128	10	,	,	PUNCT
atssr-1893	128	11	and	and	CCONJ
atssr-1893	128	12	limitations	limitation	NOUN
atssr-1893	128	13	.	.	PUNCT
atssr-1893	129	1	they	they	PRON
atssr-1893	129	2	are	be	AUX
atssr-1893	129	3	wages	wage	NOUN
atssr-1893	129	4	,	,	PUNCT
atssr-1893	129	5	household	household	NOUN
atssr-1893	129	6	consumption	consumption	NOUN
atssr-1893	129	7	,	,	PUNCT
atssr-1893	129	8	and	and	CCONJ
atssr-1893	129	9	rental	rental	NOUN
atssr-1893	129	10	and	and	CCONJ
atssr-1893	129	11	energy	energy	NOUN
atssr-1893	129	12	costs	cost	NOUN
atssr-1893	129	13	,	,	PUNCT
atssr-1893	129	14	which	which	PRON
atssr-1893	129	15	are	be	AUX
atssr-1893	129	16	used	use	VERB
atssr-1893	129	17	to	to	PART
atssr-1893	129	18	estimate	estimate	VERB
atssr-1893	129	19	what	what	PRON
atssr-1893	129	20	is	be	AUX
atssr-1893	129	21	left	leave	VERB
atssr-1893	129	22	to	to	PART
atssr-1893	129	23	save	save	VERB
atssr-1893	129	24	for	for	ADP
atssr-1893	129	25	a	a	DET
atssr-1893	129	26	down	down	ADJ
atssr-1893	129	27	payment	payment	NOUN
atssr-1893	129	28	.	.	PUNCT
atssr-1893	130	1	we	we	PRON
atssr-1893	130	2	estimate	estimate	VERB
atssr-1893	130	3	the	the	DET
atssr-1893	130	4	housing	housing	NOUN
atssr-1893	130	5	prices	price	NOUN
atssr-1893	130	6	to	to	PART
atssr-1893	130	7	determine	determine	VERB
atssr-1893	130	8	the	the	DET
atssr-1893	130	9	down	down	ADJ
atssr-1893	130	10	payment	payment	NOUN
atssr-1893	130	11	needed	need	VERB
atssr-1893	130	12	and	and	CCONJ
atssr-1893	130	13	interest	interest	NOUN
atssr-1893	130	14	rates	rate	NOUN
atssr-1893	130	15	a	a	DET
atssr-1893	130	16	saver	saver	NOUN
atssr-1893	130	17	receives	receive	VERB
atssr-1893	130	18	on	on	ADP
atssr-1893	130	19	accumulated	accumulate	VERB
atssr-1893	130	20	savings	saving	NOUN
atssr-1893	130	21	.	.	PUNCT
atssr-1893	131	1	we	we	PRON
atssr-1893	131	2	then	then	ADV
atssr-1893	131	3	list	list	VERB
atssr-1893	131	4	the	the	DET
atssr-1893	131	5	calculations	calculation	NOUN
atssr-1893	131	6	.	.	PUNCT
atssr-1893	132	1	we	we	PRON
atssr-1893	132	2	gathered	gather	VERB
atssr-1893	132	3	data	datum	NOUN
atssr-1893	132	4	for	for	ADP
atssr-1893	132	5	each	each	DET
atssr-1893	132	6	year	year	NOUN
atssr-1893	132	7	and	and	CCONJ
atssr-1893	132	8	assumed	assume	VERB
atssr-1893	132	9	that	that	SCONJ
atssr-1893	132	10	each	each	DET
atssr-1893	132	11	year	year	NOUN
atssr-1893	132	12	would	would	AUX
atssr-1893	132	13	mirror	mirror	VERB
atssr-1893	132	14	the	the	DET
atssr-1893	132	15	future	future	NOUN
atssr-1893	132	16	.	.	PUNCT
atssr-1893	133	1	data	datum	NOUN
atssr-1893	133	2	for	for	ADP
atssr-1893	133	3	each	each	DET
atssr-1893	133	4	year	year	NOUN
atssr-1893	133	5	does	do	AUX
atssr-1893	133	6	hence	hence	ADV
atssr-1893	133	7	not	not	PART
atssr-1893	133	8	move	move	VERB
atssr-1893	133	9	forward	forward	ADV
atssr-1893	133	10	to	to	ADP
atssr-1893	133	11	the	the	DET
atssr-1893	133	12	following	following	ADJ
atssr-1893	133	13	year	year	NOUN
atssr-1893	133	14	,	,	PUNCT
atssr-1893	133	15	as	as	SCONJ
atssr-1893	133	16	if	if	SCONJ
atssr-1893	133	17	one	one	PRON
atssr-1893	133	18	is	be	AUX
atssr-1893	133	19	looking	look	VERB
atssr-1893	133	20	at	at	ADP
atssr-1893	133	21	a	a	DET
atssr-1893	133	22	time	time	NOUN
atssr-1893	133	23	series	series	NOUN
atssr-1893	133	24	,	,	PUNCT
atssr-1893	133	25	but	but	CCONJ
atssr-1893	133	26	rather	rather	ADV
atssr-1893	133	27	that	that	SCONJ
atssr-1893	133	28	the	the	DET
atssr-1893	133	29	data	datum	NOUN
atssr-1893	133	30	each	each	DET
atssr-1893	133	31	year	year	NOUN
atssr-1893	133	32	is	be	AUX
atssr-1893	133	33	assumed	assume	VERB
atssr-1893	133	34	to	to	PART
atssr-1893	133	35	reflect	reflect	VERB
atssr-1893	133	36	future	future	ADJ
atssr-1893	133	37	data	datum	NOUN
atssr-1893	133	38	with	with	ADP
atssr-1893	133	39	the	the	DET
atssr-1893	133	40	variables	variable	NOUN
atssr-1893	133	41	being	be	AUX
atssr-1893	133	42	constant	constant	ADJ
atssr-1893	133	43	since	since	SCONJ
atssr-1893	133	44	that	that	PRON
atssr-1893	133	45	is	be	AUX
atssr-1893	133	46	the	the	DET
atssr-1893	133	47	assumption	assumption	NOUN
atssr-1893	133	48	each	each	DET
atssr-1893	133	49	individual	individual	NOUN
atssr-1893	133	50	can	can	AUX
atssr-1893	133	51	reasonably	reasonably	ADV
atssr-1893	133	52	infer	infer	VERB
atssr-1893	133	53	about	about	ADP
atssr-1893	133	54	future	future	ADJ
atssr-1893	133	55	expectations	expectation	NOUN
atssr-1893	133	56	at	at	ADP
atssr-1893	133	57	any	any	DET
atssr-1893	133	58	given	give	VERB
atssr-1893	133	59	point	point	NOUN
atssr-1893	133	60	in	in	ADP
atssr-1893	133	61	time	time	NOUN
atssr-1893	133	62	.	.	PUNCT
atssr-1893	134	1	3.1	3.1	NUM
atssr-1893	134	2	.	.	PUNCT
atssr-1893	135	1	wages	wage	NOUN
atssr-1893	135	2	wage	wage	NOUN
atssr-1893	135	3	data	datum	NOUN
atssr-1893	135	4	was	be	AUX
atssr-1893	135	5	collected	collect	VERB
atssr-1893	135	6	from	from	ADP
atssr-1893	135	7	statistics	statistics	PROPN
atssr-1893	135	8	iceland	iceland	PROPN
atssr-1893	135	9	(	(	PUNCT
atssr-1893	135	10	2024a	2024a	NUM
atssr-1893	135	11	)	)	PUNCT
atssr-1893	135	12	and	and	CCONJ
atssr-1893	135	13	wages	wage	NOUN
atssr-1893	135	14	were	be	AUX
atssr-1893	135	15	defined	define	VERB
atssr-1893	135	16	as	as	ADP
atssr-1893	135	17	total	total	ADJ
atssr-1893	135	18	wages	wage	NOUN
atssr-1893	135	19	.	.	PUNCT
atssr-1893	136	1	such	such	ADJ
atssr-1893	136	2	wages	wage	NOUN
atssr-1893	136	3	include	include	VERB
atssr-1893	136	4	work	work	NOUN
atssr-1893	136	5	done	do	VERB
atssr-1893	136	6	during	during	ADP
atssr-1893	136	7	regular	regular	ADJ
atssr-1893	136	8	business	business	NOUN
atssr-1893	136	9	hours	hour	NOUN
atssr-1893	136	10	and	and	CCONJ
atssr-1893	136	11	shift	shift	NOUN
atssr-1893	136	12	hours	hour	NOUN
atssr-1893	136	13	,	,	PUNCT
atssr-1893	136	14	bonus	bonus	NOUN
atssr-1893	136	15	payments	payment	NOUN
atssr-1893	136	16	and	and	CCONJ
atssr-1893	136	17	extra	extra	ADJ
atssr-1893	136	18	hours	hour	NOUN
atssr-1893	136	19	,	,	PUNCT
atssr-1893	136	20	and	and	CCONJ
atssr-1893	136	21	other	other	ADJ
atssr-1893	136	22	irregular	irregular	ADJ
atssr-1893	136	23	wage	wage	NOUN
atssr-1893	136	24	payments	payment	NOUN
atssr-1893	136	25	.	.	PUNCT
atssr-1893	137	1	to	to	PART
atssr-1893	137	2	estimate	estimate	VERB
atssr-1893	137	3	how	how	SCONJ
atssr-1893	137	4	much	much	ADJ
atssr-1893	137	5	money	money	NOUN
atssr-1893	137	6	a	a	DET
atssr-1893	137	7	person	person	NOUN
atssr-1893	137	8	has	have	AUX
atssr-1893	137	9	left	leave	VERB
atssr-1893	137	10	to	to	PART
atssr-1893	137	11	spend	spend	VERB
atssr-1893	137	12	on	on	ADP
atssr-1893	137	13	consumption	consumption	NOUN
atssr-1893	137	14	and	and	CCONJ
atssr-1893	137	15	savings	saving	NOUN
atssr-1893	137	16	,	,	PUNCT
atssr-1893	137	17	we	we	PRON
atssr-1893	137	18	look	look	VERB
atssr-1893	137	19	at	at	ADP
atssr-1893	137	20	after	after	ADP
atssr-1893	137	21	-	-	PUNCT
atssr-1893	137	22	tax	tax	NOUN
atssr-1893	137	23	wages	wage	NOUN
atssr-1893	137	24	manually	manually	ADV
atssr-1893	137	25	using	use	VERB
atssr-1893	137	26	a	a	DET
atssr-1893	137	27	calculator	calculator	NOUN
atssr-1893	137	28	from	from	ADP
atssr-1893	137	29	iceland	iceland	PROPN
atssr-1893	137	30	revenue	revenue	NOUN
atssr-1893	137	31	and	and	CCONJ
atssr-1893	137	32	custom	custom	NOUN
atssr-1893	137	33	(	(	PUNCT
atssr-1893	137	34	2024	2024	NUM
atssr-1893	137	35	)	)	PUNCT
atssr-1893	137	36	for	for	ADP
atssr-1893	137	37	each	each	DET
atssr-1893	137	38	group	group	NOUN
atssr-1893	137	39	.	.	PUNCT
atssr-1893	138	1	the	the	DET
atssr-1893	138	2	data	datum	NOUN
atssr-1893	138	3	assumed	assume	VERB
atssr-1893	138	4	monthly	monthly	ADJ
atssr-1893	138	5	payments	payment	NOUN
atssr-1893	138	6	,	,	PUNCT
atssr-1893	138	7	the	the	DET
atssr-1893	138	8	renter	renter	NOUN
atssr-1893	138	9	being	be	AUX
atssr-1893	138	10	single	single	ADJ
atssr-1893	138	11	,	,	PUNCT
atssr-1893	138	12	january	january	ADV
atssr-1893	138	13	being	be	AUX
atssr-1893	138	14	the	the	DET
atssr-1893	138	15	starting	starting	NOUN
atssr-1893	138	16	point	point	NOUN
atssr-1893	138	17	,	,	PUNCT
atssr-1893	138	18	and	and	CCONJ
atssr-1893	138	19	the	the	DET
atssr-1893	138	20	employee	employee	NOUN
atssr-1893	138	21	paying	pay	VERB
atssr-1893	138	22	4	4	NUM
atssr-1893	138	23	%	%	NOUN
atssr-1893	138	24	to	to	PART
atssr-1893	138	25	set	set	VERB
atssr-1893	138	26	aside	aside	ADV
atssr-1893	138	27	into	into	ADP
atssr-1893	138	28	a	a	DET
atssr-1893	138	29	mandatory	mandatory	ADJ
atssr-1893	138	30	pension	pension	NOUN
atssr-1893	138	31	.	.	PUNCT
atssr-1893	139	1	we	we	PRON
atssr-1893	139	2	assumed	assume	VERB
atssr-1893	139	3	no	no	DET
atssr-1893	139	4	money	money	NOUN
atssr-1893	139	5	was	be	AUX
atssr-1893	139	6	being	be	AUX
atssr-1893	139	7	set	set	VERB
atssr-1893	139	8	aside	aside	ADV
atssr-1893	139	9	for	for	ADP
atssr-1893	139	10	individual	individual	ADJ
atssr-1893	139	11	retirement	retirement	NOUN
atssr-1893	139	12	savings	saving	NOUN
atssr-1893	139	13	.	.	PUNCT
atssr-1893	140	1	defining	define	VERB
atssr-1893	140	2	all	all	DET
atssr-1893	140	3	renters	renter	NOUN
atssr-1893	140	4	as	as	SCONJ
atssr-1893	140	5	single	single	ADJ
atssr-1893	140	6	persons	person	NOUN
atssr-1893	140	7	simplifies	simplify	VERB
atssr-1893	140	8	the	the	DET
atssr-1893	140	9	situation	situation	NOUN
atssr-1893	140	10	for	for	ADP
atssr-1893	140	11	couples	couple	NOUN
atssr-1893	140	12	due	due	ADJ
atssr-1893	140	13	to	to	ADP
atssr-1893	140	14	tax	tax	NOUN
atssr-1893	140	15	considerations	consideration	NOUN
atssr-1893	140	16	.	.	PUNCT
atssr-1893	141	1	different	different	ADJ
atssr-1893	141	2	tax	tax	NOUN
atssr-1893	141	3	asian	asian	ADJ
atssr-1893	141	4	themes	theme	NOUN
atssr-1893	141	5	in	in	ADP
atssr-1893	141	6	social	social	ADJ
atssr-1893	141	7	sciences	science	NOUN
atssr-1893	141	8	research	research	NOUN
atssr-1893	141	9	2024	2024	NUM
atssr-1893	141	10	,	,	PUNCT
atssr-1893	141	11	vol	vol	NOUN
atssr-1893	141	12	.	.	NOUN
atssr-1893	141	13	8	8	NUM
atssr-1893	141	14	,	,	PUNCT
atssr-1893	141	15	no	no	INTJ
atssr-1893	141	16	.	.	NOUN
atssr-1893	141	17	1	1	NUM
atssr-1893	141	18	,	,	PUNCT
atssr-1893	141	19	pp	pp	ADJ
atssr-1893	141	20	.	.	PUNCT
atssr-1893	142	1	37	37	NUM
atssr-1893	142	2	-	-	SYM
atssr-1893	142	3	53	53	NUM
atssr-1893	142	4	41	41	NUM
atssr-1893	142	5	©	©	ADP
atssr-1893	142	6	2024	2024	NUM
atssr-1893	142	7	by	by	ADP
atssr-1893	142	8	the	the	DET
atssr-1893	142	9	authors	author	NOUN
atssr-1893	142	10	;	;	PUNCT
atssr-1893	142	11	licensee	licensee	VERB
atssr-1893	142	12	online	online	ADJ
atssr-1893	142	13	academic	academic	ADJ
atssr-1893	142	14	press	press	NOUN
atssr-1893	142	15	,	,	PUNCT
atssr-1893	142	16	usa	usa	PROPN
atssr-1893	142	17	codes	code	NOUN
atssr-1893	142	18	for	for	ADP
atssr-1893	142	19	single	single	ADJ
atssr-1893	142	20	persons	person	NOUN
atssr-1893	142	21	compared	compare	VERB
atssr-1893	142	22	to	to	ADP
atssr-1893	142	23	couples	couple	NOUN
atssr-1893	142	24	defined	define	VERB
atssr-1893	142	25	as	as	ADP
atssr-1893	142	26	married	married	ADJ
atssr-1893	142	27	may	may	AUX
atssr-1893	142	28	thus	thus	ADV
atssr-1893	142	29	limit	limit	VERB
atssr-1893	142	30	the	the	DET
atssr-1893	142	31	reliability	reliability	NOUN
atssr-1893	142	32	of	of	ADP
atssr-1893	142	33	the	the	DET
atssr-1893	142	34	results	result	NOUN
atssr-1893	142	35	for	for	ADP
atssr-1893	142	36	couples	couple	NOUN
atssr-1893	142	37	with	with	ADP
atssr-1893	142	38	one	one	NUM
atssr-1893	142	39	child	child	NOUN
atssr-1893	142	40	.	.	PUNCT
atssr-1893	143	1	instead	instead	ADV
atssr-1893	143	2	of	of	ADP
atssr-1893	143	3	limiting	limit	VERB
atssr-1893	143	4	the	the	DET
atssr-1893	143	5	data	datum	NOUN
atssr-1893	143	6	to	to	ADP
atssr-1893	143	7	average	average	ADJ
atssr-1893	143	8	wages	wage	NOUN
atssr-1893	143	9	,	,	PUNCT
atssr-1893	143	10	we	we	PRON
atssr-1893	143	11	compartmentalize	compartmentalize	VERB
atssr-1893	143	12	wage	wage	NOUN
atssr-1893	143	13	groups	group	NOUN
atssr-1893	143	14	.	.	PUNCT
atssr-1893	144	1	such	such	ADJ
atssr-1893	144	2	data	datum	NOUN
atssr-1893	144	3	is	be	AUX
atssr-1893	144	4	available	available	ADJ
atssr-1893	144	5	from	from	ADP
atssr-1893	144	6	2014	2014	NUM
atssr-1893	144	7	and	and	CCONJ
atssr-1893	144	8	onwards	onward	NOUN
atssr-1893	144	9	.	.	PUNCT
atssr-1893	145	1	we	we	PRON
atssr-1893	145	2	adjusted	adjust	VERB
atssr-1893	145	3	data	datum	NOUN
atssr-1893	145	4	during	during	ADP
atssr-1893	145	5	the	the	DET
atssr-1893	145	6	2011	2011	NUM
atssr-1893	145	7	-	-	SYM
atssr-1893	145	8	2014	2014	NUM
atssr-1893	145	9	period	period	NOUN
atssr-1893	145	10	for	for	ADP
atssr-1893	145	11	each	each	DET
atssr-1893	145	12	group	group	NOUN
atssr-1893	145	13	using	use	VERB
atssr-1893	145	14	the	the	DET
atssr-1893	145	15	general	general	ADJ
atssr-1893	145	16	wage	wage	NOUN
atssr-1893	145	17	index	index	NOUN
atssr-1893	145	18	for	for	ADP
atssr-1893	145	19	each	each	DET
atssr-1893	145	20	group	group	NOUN
atssr-1893	145	21	.	.	PUNCT
atssr-1893	146	1	statistics	statistic	NOUN
atssr-1893	146	2	iceland	iceland	PROPN
atssr-1893	146	3	categorizes	categorize	VERB
atssr-1893	146	4	average	average	ADJ
atssr-1893	146	5	wages	wage	NOUN
atssr-1893	146	6	into	into	ADP
atssr-1893	146	7	different	different	ADJ
atssr-1893	146	8	percentile	percentile	ADJ
atssr-1893	146	9	groups	group	NOUN
atssr-1893	146	10	,	,	PUNCT
atssr-1893	146	11	including	include	VERB
atssr-1893	146	12	the	the	DET
atssr-1893	146	13	20th	20th	ADJ
atssr-1893	146	14	,	,	PUNCT
atssr-1893	146	15	40th	40th	ADJ
atssr-1893	146	16	,	,	PUNCT
atssr-1893	146	17	60th	60th	ADJ
atssr-1893	146	18	,	,	PUNCT
atssr-1893	146	19	80th	80th	ADJ
atssr-1893	146	20	,	,	PUNCT
atssr-1893	146	21	and	and	CCONJ
atssr-1893	146	22	90th	90th	ADJ
atssr-1893	146	23	percentiles	percentile	NOUN
atssr-1893	146	24	(	(	PUNCT
atssr-1893	146	25	statistics	statistics	PROPN
atssr-1893	146	26	iceland	iceland	PROPN
atssr-1893	146	27	,	,	PUNCT
atssr-1893	146	28	2024a	2024a	NUM
atssr-1893	146	29	)	)	PUNCT
atssr-1893	146	30	.	.	PUNCT
atssr-1893	147	1	for	for	ADP
atssr-1893	147	2	instance	instance	NOUN
atssr-1893	147	3	,	,	PUNCT
atssr-1893	147	4	the	the	DET
atssr-1893	147	5	20th	20th	ADJ
atssr-1893	147	6	percentile	percentile	ADJ
atssr-1893	147	7	wage	wage	NOUN
atssr-1893	147	8	indicates	indicate	VERB
atssr-1893	147	9	that	that	SCONJ
atssr-1893	147	10	20	20	NUM
atssr-1893	147	11	%	%	NOUN
atssr-1893	147	12	of	of	ADP
atssr-1893	147	13	people	people	NOUN
atssr-1893	147	14	in	in	ADP
atssr-1893	147	15	iceland	iceland	PROPN
atssr-1893	147	16	earn	earn	VERB
atssr-1893	147	17	less	less	ADJ
atssr-1893	147	18	than	than	ADP
atssr-1893	147	19	this	this	DET
atssr-1893	147	20	amount	amount	NOUN
atssr-1893	147	21	,	,	PUNCT
atssr-1893	147	22	while	while	SCONJ
atssr-1893	147	23	80	80	NUM
atssr-1893	147	24	%	%	NOUN
atssr-1893	147	25	earn	earn	VERB
atssr-1893	147	26	more	more	ADJ
atssr-1893	147	27	.	.	PUNCT
atssr-1893	148	1	we	we	PRON
atssr-1893	148	2	focus	focus	VERB
atssr-1893	148	3	on	on	ADP
atssr-1893	148	4	the	the	DET
atssr-1893	148	5	20th	20th	ADJ
atssr-1893	148	6	and	and	CCONJ
atssr-1893	148	7	40th	40th	ADJ
atssr-1893	148	8	percentile	percentile	ADJ
atssr-1893	148	9	groups	group	NOUN
atssr-1893	148	10	,	,	PUNCT
atssr-1893	148	11	given	give	VERB
atssr-1893	148	12	that	that	SCONJ
atssr-1893	148	13	most	most	ADJ
atssr-1893	148	14	people	people	NOUN
atssr-1893	148	15	in	in	ADP
atssr-1893	148	16	the	the	DET
atssr-1893	148	17	rental	rental	ADJ
atssr-1893	148	18	market	market	NOUN
atssr-1893	148	19	are	be	AUX
atssr-1893	148	20	in	in	ADP
atssr-1893	148	21	low	low	ADJ
atssr-1893	148	22	-	-	PUNCT
atssr-1893	148	23	income	income	NOUN
atssr-1893	148	24	groups	group	NOUN
atssr-1893	148	25	(	(	PUNCT
atssr-1893	148	26	baxamusa	baxamusa	NOUN
atssr-1893	148	27	,	,	PUNCT
atssr-1893	148	28	2020	2020	NUM
atssr-1893	148	29	)	)	PUNCT
atssr-1893	148	30	.	.	PUNCT
atssr-1893	149	1	also	also	ADV
atssr-1893	149	2	,	,	PUNCT
atssr-1893	149	3	the	the	DET
atssr-1893	149	4	40th	40th	ADJ
atssr-1893	149	5	percentile	percentile	NOUN
atssr-1893	149	6	is	be	AUX
atssr-1893	149	7	approximately	approximately	ADV
atssr-1893	149	8	where	where	SCONJ
atssr-1893	149	9	the	the	DET
atssr-1893	149	10	wage	wage	NOUN
atssr-1893	149	11	limit	limit	NOUN
atssr-1893	149	12	happens	happen	VERB
atssr-1893	149	13	to	to	PART
atssr-1893	149	14	be	be	AUX
atssr-1893	149	15	for	for	ADP
atssr-1893	149	16	individuals	individual	NOUN
atssr-1893	149	17	eligible	eligible	ADJ
atssr-1893	149	18	to	to	PART
atssr-1893	149	19	receive	receive	VERB
atssr-1893	149	20	governmental	governmental	ADJ
atssr-1893	149	21	assistance	assistance	NOUN
atssr-1893	149	22	,	,	PUNCT
atssr-1893	149	23	having	have	VERB
atssr-1893	149	24	to	to	PART
atssr-1893	149	25	pay	pay	VERB
atssr-1893	149	26	only	only	ADV
atssr-1893	149	27	5	5	NUM
atssr-1893	149	28	%	%	NOUN
atssr-1893	149	29	as	as	ADP
atssr-1893	149	30	a	a	DET
atssr-1893	149	31	down	down	ADJ
atssr-1893	149	32	payment	payment	NOUN
atssr-1893	149	33	for	for	ADP
atssr-1893	149	34	a	a	DET
atssr-1893	149	35	home	home	NOUN
atssr-1893	149	36	(	(	PUNCT
atssr-1893	149	37	hms	hms	PROPN
atssr-1893	149	38	,	,	PUNCT
atssr-1893	149	39	2024a	2024a	NUM
atssr-1893	149	40	)	)	PUNCT
atssr-1893	149	41	.	.	PUNCT
atssr-1893	150	1	we	we	PRON
atssr-1893	150	2	focus	focus	VERB
atssr-1893	150	3	on	on	ADP
atssr-1893	150	4	the	the	DET
atssr-1893	150	5	most	most	ADV
atssr-1893	150	6	common	common	ADJ
atssr-1893	150	7	groups	group	NOUN
atssr-1893	150	8	in	in	ADP
atssr-1893	150	9	the	the	DET
atssr-1893	150	10	rental	rental	ADJ
atssr-1893	150	11	market	market	NOUN
atssr-1893	150	12	in	in	ADP
atssr-1893	150	13	iceland	iceland	PROPN
atssr-1893	150	14	:	:	PUNCT
atssr-1893	150	15	singles	single	NOUN
atssr-1893	150	16	or	or	CCONJ
atssr-1893	150	17	single	single	ADJ
atssr-1893	150	18	parents	parent	NOUN
atssr-1893	150	19	(	(	PUNCT
atssr-1893	150	20	ministry	ministry	NOUN
atssr-1893	150	21	of	of	ADP
atssr-1893	150	22	social	social	ADJ
atssr-1893	150	23	affairs	affair	NOUN
atssr-1893	150	24	,	,	PUNCT
atssr-1893	150	25	2015	2015	NUM
atssr-1893	150	26	)	)	PUNCT
atssr-1893	150	27	while	while	SCONJ
atssr-1893	150	28	also	also	ADV
atssr-1893	150	29	focusing	focus	VERB
atssr-1893	150	30	on	on	ADP
atssr-1893	150	31	couples	couple	NOUN
atssr-1893	150	32	with	with	ADP
atssr-1893	150	33	one	one	NUM
atssr-1893	150	34	child	child	NOUN
atssr-1893	150	35	.	.	PUNCT
atssr-1893	151	1	additionally	additionally	ADV
atssr-1893	151	2	,	,	PUNCT
atssr-1893	151	3	we	we	PRON
atssr-1893	151	4	compare	compare	VERB
atssr-1893	151	5	average	average	ADJ
atssr-1893	151	6	wages	wage	NOUN
atssr-1893	151	7	between	between	ADP
atssr-1893	151	8	women	woman	NOUN
atssr-1893	151	9	and	and	CCONJ
atssr-1893	151	10	men	man	NOUN
atssr-1893	151	11	.	.	PUNCT
atssr-1893	152	1	it	it	PRON
atssr-1893	152	2	should	should	AUX
atssr-1893	152	3	be	be	AUX
atssr-1893	152	4	noted	note	VERB
atssr-1893	152	5	that	that	SCONJ
atssr-1893	152	6	migrants	migrant	NOUN
atssr-1893	152	7	receive	receive	VERB
atssr-1893	152	8	around	around	ADV
atssr-1893	152	9	8	8	NUM
atssr-1893	152	10	%	%	NOUN
atssr-1893	152	11	lower	low	ADJ
atssr-1893	152	12	wages	wage	NOUN
atssr-1893	152	13	than	than	ADP
atssr-1893	152	14	icelanders	icelanders	PROPN
atssr-1893	152	15	for	for	ADP
atssr-1893	152	16	comparable	comparable	ADJ
atssr-1893	152	17	occupations	occupation	NOUN
atssr-1893	152	18	(	(	PUNCT
atssr-1893	152	19	statistics	statistics	PROPN
atssr-1893	152	20	iceland	iceland	PROPN
atssr-1893	152	21	,	,	PUNCT
atssr-1893	152	22	2019	2019	NUM
atssr-1893	152	23	)	)	PUNCT
atssr-1893	152	24	.	.	PUNCT
atssr-1893	153	1	analyzing	analyze	VERB
atssr-1893	153	2	those	those	DET
atssr-1893	153	3	effects	effect	NOUN
atssr-1893	153	4	is	be	AUX
atssr-1893	153	5	beyond	beyond	ADP
atssr-1893	153	6	the	the	DET
atssr-1893	153	7	scope	scope	NOUN
atssr-1893	153	8	of	of	ADP
atssr-1893	153	9	this	this	DET
atssr-1893	153	10	article	article	NOUN
atssr-1893	153	11	,	,	PUNCT
atssr-1893	153	12	but	but	CCONJ
atssr-1893	153	13	waits	wait	VERB
atssr-1893	153	14	for	for	ADP
atssr-1893	153	15	future	future	ADJ
atssr-1893	153	16	analysis	analysis	NOUN
atssr-1893	153	17	.	.	PUNCT
atssr-1893	154	1	3.2	3.2	NUM
atssr-1893	154	2	.	.	PUNCT
atssr-1893	155	1	household	household	NOUN
atssr-1893	155	2	consumption	consumption	NOUN
atssr-1893	155	3	one	one	NUM
atssr-1893	155	4	of	of	ADP
atssr-1893	155	5	the	the	DET
atssr-1893	155	6	lessons	lesson	NOUN
atssr-1893	155	7	of	of	ADP
atssr-1893	155	8	the	the	DET
atssr-1893	155	9	2008	2008	NUM
atssr-1893	155	10	crisis	crisis	NOUN
atssr-1893	155	11	was	be	AUX
atssr-1893	155	12	that	that	SCONJ
atssr-1893	155	13	many	many	ADJ
atssr-1893	155	14	in	in	ADP
atssr-1893	155	15	iceland	iceland	PROPN
atssr-1893	155	16	became	become	VERB
atssr-1893	155	17	heavily	heavily	ADV
atssr-1893	155	18	indebted	indebted	ADJ
atssr-1893	155	19	due	due	ADP
atssr-1893	155	20	to	to	ADP
atssr-1893	155	21	high	high	ADJ
atssr-1893	155	22	consumption	consumption	NOUN
atssr-1893	155	23	during	during	ADP
atssr-1893	155	24	the	the	DET
atssr-1893	155	25	goldilocks	goldilock	NOUN
atssr-1893	155	26	years	year	NOUN
atssr-1893	155	27	before	before	ADP
atssr-1893	155	28	the	the	DET
atssr-1893	155	29	crash	crash	NOUN
atssr-1893	155	30	.	.	PUNCT
atssr-1893	156	1	after	after	ADP
atssr-1893	156	2	the	the	DET
atssr-1893	156	3	2008	2008	NUM
atssr-1893	156	4	crisis	crisis	NOUN
atssr-1893	156	5	,	,	PUNCT
atssr-1893	156	6	the	the	DET
atssr-1893	156	7	icelandic	icelandic	ADJ
atssr-1893	156	8	government	government	NOUN
atssr-1893	156	9	established	establish	VERB
atssr-1893	156	10	a	a	DET
atssr-1893	156	11	consumption	consumption	NOUN
atssr-1893	156	12	benchmark	benchmark	NOUN
atssr-1893	156	13	program	program	NOUN
atssr-1893	156	14	to	to	PART
atssr-1893	156	15	determine	determine	VERB
atssr-1893	156	16	household	household	NOUN
atssr-1893	156	17	costs	cost	NOUN
atssr-1893	156	18	to	to	PART
atssr-1893	156	19	maintain	maintain	VERB
atssr-1893	156	20	a	a	DET
atssr-1893	156	21	sensible	sensible	ADJ
atssr-1893	156	22	living	live	VERB
atssr-1893	156	23	(	(	PUNCT
atssr-1893	156	24	ministry	ministry	NOUN
atssr-1893	156	25	of	of	ADP
atssr-1893	156	26	social	social	ADJ
atssr-1893	156	27	affairs	affair	NOUN
atssr-1893	156	28	,	,	PUNCT
atssr-1893	156	29	2011	2011	NUM
atssr-1893	156	30	)	)	PUNCT
atssr-1893	156	31	.	.	PUNCT
atssr-1893	157	1	depending	depend	VERB
atssr-1893	157	2	on	on	ADP
atssr-1893	157	3	their	their	PRON
atssr-1893	157	4	structure	structure	NOUN
atssr-1893	157	5	,	,	PUNCT
atssr-1893	157	6	these	these	DET
atssr-1893	157	7	costs	cost	NOUN
atssr-1893	157	8	are	be	AUX
atssr-1893	157	9	defined	define	VERB
atssr-1893	157	10	as	as	ADP
atssr-1893	157	11	a	a	DET
atssr-1893	157	12	benchmark	benchmark	NOUN
atssr-1893	157	13	for	for	ADP
atssr-1893	157	14	family	family	NOUN
atssr-1893	157	15	consumption	consumption	NOUN
atssr-1893	157	16	.	.	PUNCT
atssr-1893	158	1	financial	financial	ADJ
atssr-1893	158	2	institutions	institution	NOUN
atssr-1893	158	3	have	have	AUX
atssr-1893	158	4	since	since	SCONJ
atssr-1893	158	5	used	use	VERB
atssr-1893	158	6	this	this	DET
atssr-1893	158	7	database	database	NOUN
atssr-1893	158	8	to	to	PART
atssr-1893	158	9	determine	determine	VERB
atssr-1893	158	10	whether	whether	SCONJ
atssr-1893	158	11	families	family	NOUN
atssr-1893	158	12	can	can	AUX
atssr-1893	158	13	receive	receive	VERB
atssr-1893	158	14	housing	housing	NOUN
atssr-1893	158	15	loans	loan	NOUN
atssr-1893	158	16	and	and	CCONJ
atssr-1893	158	17	to	to	ADP
atssr-1893	158	18	what	what	DET
atssr-1893	158	19	extent	extent	NOUN
atssr-1893	158	20	.	.	PUNCT
atssr-1893	159	1	these	these	DET
atssr-1893	159	2	costs	cost	NOUN
atssr-1893	159	3	do	do	AUX
atssr-1893	159	4	not	not	PART
atssr-1893	159	5	include	include	VERB
atssr-1893	159	6	housing	housing	NOUN
atssr-1893	159	7	costs	cost	NOUN
atssr-1893	159	8	,	,	PUNCT
atssr-1893	159	9	such	such	ADJ
atssr-1893	159	10	as	as	ADP
atssr-1893	159	11	electricity	electricity	NOUN
atssr-1893	159	12	and	and	CCONJ
atssr-1893	159	13	heating	heating	NOUN
atssr-1893	159	14	,	,	PUNCT
atssr-1893	159	15	rent	rent	NOUN
atssr-1893	159	16	,	,	PUNCT
atssr-1893	159	17	or	or	CCONJ
atssr-1893	159	18	mortgage	mortgage	NOUN
atssr-1893	159	19	.	.	PUNCT
atssr-1893	160	1	the	the	DET
atssr-1893	160	2	benchmark	benchmark	NOUN
atssr-1893	160	3	consists	consist	VERB
atssr-1893	160	4	of	of	ADP
atssr-1893	160	5	two	two	NUM
atssr-1893	160	6	scenarios	scenario	NOUN
atssr-1893	160	7	.	.	PUNCT
atssr-1893	161	1	the	the	DET
atssr-1893	161	2	first	first	ADJ
atssr-1893	161	3	one	one	NOUN
atssr-1893	161	4	aims	aim	VERB
atssr-1893	161	5	to	to	PART
atssr-1893	161	6	determine	determine	VERB
atssr-1893	161	7	typical	typical	ADJ
atssr-1893	161	8	or	or	CCONJ
atssr-1893	161	9	what	what	PRON
atssr-1893	161	10	can	can	AUX
atssr-1893	161	11	be	be	AUX
atssr-1893	161	12	defined	define	VERB
atssr-1893	161	13	as	as	ADP
atssr-1893	161	14	reasonable	reasonable	ADJ
atssr-1893	161	15	costs	cost	NOUN
atssr-1893	161	16	for	for	ADP
atssr-1893	161	17	each	each	DET
atssr-1893	161	18	family	family	NOUN
atssr-1893	161	19	structure	structure	NOUN
atssr-1893	161	20	.	.	PUNCT
atssr-1893	162	1	we	we	PRON
atssr-1893	162	2	simplify	simplify	VERB
atssr-1893	162	3	by	by	ADP
atssr-1893	162	4	naming	name	VERB
atssr-1893	162	5	that	that	DET
atssr-1893	162	6	scenario	scenario	NOUN
atssr-1893	162	7	“	"	PUNCT
atssr-1893	162	8	typical	typical	ADJ
atssr-1893	162	9	.	.	PUNCT
atssr-1893	162	10	”	"	PUNCT
atssr-1893	163	1	the	the	DET
atssr-1893	163	2	second	second	ADJ
atssr-1893	163	3	scenario	scenario	NOUN
atssr-1893	163	4	assumes	assume	VERB
atssr-1893	163	5	that	that	SCONJ
atssr-1893	163	6	consumption	consumption	NOUN
atssr-1893	163	7	is	be	AUX
atssr-1893	163	8	limited	limit	VERB
atssr-1893	163	9	to	to	ADP
atssr-1893	163	10	bare	bare	ADJ
atssr-1893	163	11	necessities	necessity	NOUN
atssr-1893	163	12	.	.	PUNCT
atssr-1893	164	1	we	we	PRON
atssr-1893	164	2	define	define	VERB
atssr-1893	164	3	that	that	DET
atssr-1893	164	4	scenario	scenario	NOUN
atssr-1893	164	5	as	as	ADP
atssr-1893	164	6	“	"	PUNCT
atssr-1893	164	7	bare	bare	ADJ
atssr-1893	164	8	.	.	PUNCT
atssr-1893	164	9	”	"	PUNCT
atssr-1893	165	1	our	our	PRON
atssr-1893	165	2	analysis	analysis	NOUN
atssr-1893	165	3	shows	show	VERB
atssr-1893	165	4	that	that	SCONJ
atssr-1893	165	5	there	there	PRON
atssr-1893	165	6	is	be	VERB
atssr-1893	165	7	a	a	DET
atssr-1893	165	8	considerable	considerable	ADJ
atssr-1893	165	9	difference	difference	NOUN
atssr-1893	165	10	.	.	PUNCT
atssr-1893	166	1	typical	typical	ADJ
atssr-1893	166	2	costs	cost	NOUN
atssr-1893	166	3	are	be	AUX
atssr-1893	166	4	often	often	ADV
atssr-1893	166	5	more	more	ADJ
atssr-1893	166	6	than	than	ADP
atssr-1893	166	7	twice	twice	DET
atssr-1893	166	8	the	the	DET
atssr-1893	166	9	bare	bare	ADJ
atssr-1893	166	10	costs	cost	NOUN
atssr-1893	166	11	.	.	PUNCT
atssr-1893	167	1	in	in	ADP
atssr-1893	167	2	the	the	DET
atssr-1893	167	3	database	database	NOUN
atssr-1893	167	4	,	,	PUNCT
atssr-1893	167	5	it	it	PRON
atssr-1893	167	6	is	be	AUX
atssr-1893	167	7	possible	possible	ADJ
atssr-1893	167	8	to	to	PART
atssr-1893	167	9	manually	manually	ADV
atssr-1893	167	10	see	see	VERB
atssr-1893	167	11	how	how	SCONJ
atssr-1893	167	12	these	these	DET
atssr-1893	167	13	costs	cost	NOUN
atssr-1893	167	14	vary	vary	VERB
atssr-1893	167	15	by	by	ADP
atssr-1893	167	16	selecting	select	VERB
atssr-1893	167	17	a	a	DET
atssr-1893	167	18	few	few	ADJ
atssr-1893	167	19	predetermined	predetermined	ADJ
atssr-1893	167	20	variables	variable	NOUN
atssr-1893	167	21	.	.	PUNCT
atssr-1893	168	1	the	the	DET
atssr-1893	168	2	most	most	ADV
atssr-1893	168	3	significant	significant	ADJ
atssr-1893	168	4	variables	variable	NOUN
atssr-1893	168	5	are	be	AUX
atssr-1893	168	6	the	the	DET
atssr-1893	168	7	number	number	NOUN
atssr-1893	168	8	of	of	ADP
atssr-1893	168	9	adults	adult	NOUN
atssr-1893	168	10	and	and	CCONJ
atssr-1893	168	11	children	child	NOUN
atssr-1893	168	12	in	in	ADP
atssr-1893	168	13	each	each	DET
atssr-1893	168	14	family	family	NOUN
atssr-1893	168	15	.	.	PUNCT
atssr-1893	169	1	one	one	PRON
atssr-1893	169	2	can	can	AUX
atssr-1893	169	3	choose	choose	VERB
atssr-1893	169	4	whether	whether	SCONJ
atssr-1893	169	5	the	the	DET
atssr-1893	169	6	family	family	NOUN
atssr-1893	169	7	lives	live	VERB
atssr-1893	169	8	in	in	ADP
atssr-1893	169	9	the	the	DET
atssr-1893	169	10	capital	capital	NOUN
atssr-1893	169	11	area	area	NOUN
atssr-1893	169	12	or	or	CCONJ
atssr-1893	169	13	more	more	ADJ
atssr-1893	169	14	rural	rural	ADJ
atssr-1893	169	15	areas	area	NOUN
atssr-1893	169	16	.	.	PUNCT
atssr-1893	170	1	here	here	ADV
atssr-1893	170	2	,	,	PUNCT
atssr-1893	170	3	we	we	PRON
atssr-1893	170	4	limit	limit	VERB
atssr-1893	170	5	the	the	DET
atssr-1893	170	6	analysis	analysis	NOUN
atssr-1893	170	7	to	to	ADP
atssr-1893	170	8	the	the	DET
atssr-1893	170	9	capital	capital	NOUN
atssr-1893	170	10	area	area	NOUN
atssr-1893	170	11	.	.	PUNCT
atssr-1893	171	1	since	since	SCONJ
atssr-1893	171	2	houses	house	NOUN
atssr-1893	171	3	are	be	AUX
atssr-1893	171	4	most	most	ADV
atssr-1893	171	5	expensive	expensive	ADJ
atssr-1893	171	6	near	near	ADP
atssr-1893	171	7	central	central	ADJ
atssr-1893	171	8	places	place	NOUN
atssr-1893	171	9	,	,	PUNCT
atssr-1893	171	10	where	where	SCONJ
atssr-1893	171	11	one	one	PRON
atssr-1893	171	12	might	might	AUX
atssr-1893	171	13	not	not	PART
atssr-1893	171	14	need	need	VERB
atssr-1893	171	15	a	a	DET
atssr-1893	171	16	car	car	NOUN
atssr-1893	171	17	,	,	PUNCT
atssr-1893	171	18	we	we	PRON
atssr-1893	171	19	assume	assume	VERB
atssr-1893	171	20	that	that	SCONJ
atssr-1893	171	21	people	people	NOUN
atssr-1893	171	22	in	in	ADP
atssr-1893	171	23	our	our	PRON
atssr-1893	171	24	examples	example	NOUN
atssr-1893	171	25	own	own	VERB
atssr-1893	171	26	a	a	DET
atssr-1893	171	27	vehicle	vehicle	NOUN
atssr-1893	171	28	.	.	PUNCT
atssr-1893	172	1	these	these	DET
atssr-1893	172	2	assumptions	assumption	NOUN
atssr-1893	172	3	are	be	AUX
atssr-1893	172	4	due	due	ADJ
atssr-1893	172	5	to	to	ADP
atssr-1893	172	6	the	the	DET
atssr-1893	172	7	need	need	NOUN
atssr-1893	172	8	to	to	PART
atssr-1893	172	9	delimit	delimit	VERB
atssr-1893	172	10	the	the	DET
atssr-1893	172	11	analysis	analysis	NOUN
atssr-1893	172	12	,	,	PUNCT
atssr-1893	172	13	while	while	SCONJ
atssr-1893	172	14	further	further	ADJ
atssr-1893	172	15	extensions	extension	NOUN
atssr-1893	172	16	would	would	AUX
atssr-1893	172	17	be	be	AUX
atssr-1893	172	18	interesting	interesting	ADJ
atssr-1893	172	19	.	.	PUNCT
atssr-1893	173	1	after	after	ADP
atssr-1893	173	2	considering	consider	VERB
atssr-1893	173	3	these	these	DET
atssr-1893	173	4	costs	cost	NOUN
atssr-1893	173	5	,	,	PUNCT
atssr-1893	173	6	they	they	PRON
atssr-1893	173	7	are	be	AUX
atssr-1893	173	8	deducted	deduct	VERB
atssr-1893	173	9	from	from	ADP
atssr-1893	173	10	the	the	DET
atssr-1893	173	11	after	after	ADP
atssr-1893	173	12	-	-	PUNCT
atssr-1893	173	13	tax	tax	NOUN
atssr-1893	173	14	wages	wage	NOUN
atssr-1893	173	15	depending	depend	VERB
atssr-1893	173	16	on	on	ADP
atssr-1893	173	17	whether	whether	SCONJ
atssr-1893	173	18	one	one	NOUN
atssr-1893	173	19	assumes	assume	VERB
atssr-1893	173	20	typical	typical	ADJ
atssr-1893	173	21	or	or	CCONJ
atssr-1893	173	22	bare	bare	ADJ
atssr-1893	173	23	costs	cost	NOUN
atssr-1893	173	24	.	.	PUNCT
atssr-1893	174	1	this	this	PRON
atssr-1893	174	2	provides	provide	VERB
atssr-1893	174	3	information	information	NOUN
atssr-1893	174	4	on	on	ADP
atssr-1893	174	5	what	what	DET
atssr-1893	174	6	money	money	NOUN
atssr-1893	174	7	is	be	AUX
atssr-1893	174	8	left	leave	VERB
atssr-1893	174	9	for	for	ADP
atssr-1893	174	10	rental	rental	ADJ
atssr-1893	174	11	costs	cost	NOUN
atssr-1893	174	12	and	and	CCONJ
atssr-1893	174	13	energy	energy	NOUN
atssr-1893	174	14	,	,	PUNCT
atssr-1893	174	15	which	which	PRON
atssr-1893	174	16	then	then	ADV
atssr-1893	174	17	provides	provide	VERB
atssr-1893	174	18	an	an	DET
atssr-1893	174	19	estimate	estimate	NOUN
atssr-1893	174	20	of	of	ADP
atssr-1893	174	21	what	what	DET
atssr-1893	174	22	money	money	NOUN
atssr-1893	174	23	is	be	AUX
atssr-1893	174	24	left	leave	VERB
atssr-1893	174	25	to	to	PART
atssr-1893	174	26	set	set	VERB
atssr-1893	174	27	aside	aside	ADV
atssr-1893	174	28	for	for	ADP
atssr-1893	174	29	savings	saving	NOUN
atssr-1893	174	30	.	.	PUNCT
atssr-1893	175	1	direct	direct	ADJ
atssr-1893	175	2	data	datum	NOUN
atssr-1893	175	3	is	be	AUX
atssr-1893	175	4	available	available	ADJ
atssr-1893	175	5	for	for	ADP
atssr-1893	175	6	2011	2011	NUM
atssr-1893	175	7	-	-	SYM
atssr-1893	175	8	2019	2019	NUM
atssr-1893	175	9	.	.	PUNCT
atssr-1893	176	1	the	the	DET
atssr-1893	176	2	numbers	number	NOUN
atssr-1893	176	3	have	have	AUX
atssr-1893	176	4	not	not	PART
atssr-1893	176	5	been	be	AUX
atssr-1893	176	6	updated	update	VERB
atssr-1893	176	7	since	since	SCONJ
atssr-1893	176	8	then	then	ADV
atssr-1893	176	9	,	,	PUNCT
atssr-1893	176	10	and	and	CCONJ
atssr-1893	176	11	an	an	DET
atssr-1893	176	12	estimation	estimation	NOUN
atssr-1893	176	13	is	be	AUX
atssr-1893	176	14	thus	thus	ADV
atssr-1893	176	15	needed	need	VERB
atssr-1893	176	16	.	.	PUNCT
atssr-1893	177	1	the	the	DET
atssr-1893	177	2	year	year	NOUN
atssr-1893	177	3	2019	2019	NUM
atssr-1893	177	4	has	have	AUX
atssr-1893	177	5	been	be	AUX
atssr-1893	177	6	used	use	VERB
atssr-1893	177	7	as	as	ADP
atssr-1893	177	8	a	a	DET
atssr-1893	177	9	starting	starting	NOUN
atssr-1893	177	10	point	point	NOUN
atssr-1893	177	11	and	and	CCONJ
atssr-1893	177	12	adjusted	adjust	VERB
atssr-1893	177	13	for	for	ADP
atssr-1893	177	14	2020	2020	NUM
atssr-1893	177	15	-	-	SYM
atssr-1893	177	16	2022	2022	NUM
atssr-1893	177	17	by	by	ADP
atssr-1893	177	18	the	the	DET
atssr-1893	177	19	cpi	cpi	PROPN
atssr-1893	177	20	.	.	PUNCT
atssr-1893	178	1	3.3	3.3	NUM
atssr-1893	178	2	.	.	PUNCT
atssr-1893	179	1	rental	rental	ADJ
atssr-1893	179	2	costs	cost	NOUN
atssr-1893	179	3	registers	register	NOUN
atssr-1893	179	4	iceland	iceland	NOUN
atssr-1893	179	5	began	begin	VERB
atssr-1893	179	6	estimating	estimate	VERB
atssr-1893	179	7	rental	rental	ADJ
atssr-1893	179	8	prices	price	NOUN
atssr-1893	179	9	monthly	monthly	ADV
atssr-1893	179	10	in	in	ADP
atssr-1893	179	11	iceland	iceland	NOUN
atssr-1893	179	12	in	in	ADP
atssr-1893	179	13	2011	2011	NUM
atssr-1893	179	14	,	,	PUNCT
atssr-1893	179	15	creating	create	VERB
atssr-1893	179	16	a	a	DET
atssr-1893	179	17	rental	rental	ADJ
atssr-1893	179	18	index	index	NOUN
atssr-1893	179	19	for	for	ADP
atssr-1893	179	20	the	the	DET
atssr-1893	179	21	capital	capital	NOUN
atssr-1893	179	22	area	area	NOUN
atssr-1893	179	23	.	.	PUNCT
atssr-1893	180	1	it	it	PRON
atssr-1893	180	2	also	also	ADV
atssr-1893	180	3	began	begin	VERB
atssr-1893	180	4	assessing	assess	VERB
atssr-1893	180	5	rental	rental	ADJ
atssr-1893	180	6	prices	price	NOUN
atssr-1893	180	7	in	in	ADP
atssr-1893	180	8	14	14	NUM
atssr-1893	180	9	regions	region	NOUN
atssr-1893	180	10	,	,	PUNCT
atssr-1893	180	11	of	of	ADP
atssr-1893	180	12	which	which	PRON
atssr-1893	180	13	seven	seven	NUM
atssr-1893	180	14	are	be	AUX
atssr-1893	180	15	in	in	ADP
atssr-1893	180	16	the	the	DET
atssr-1893	180	17	capital	capital	NOUN
atssr-1893	180	18	area	area	NOUN
atssr-1893	180	19	.	.	PUNCT
atssr-1893	181	1	those	those	DET
atssr-1893	181	2	estimates	estimate	NOUN
atssr-1893	181	3	differed	differ	VERB
atssr-1893	181	4	between	between	ADP
atssr-1893	181	5	apartment	apartment	NOUN
atssr-1893	181	6	size	size	NOUN
atssr-1893	181	7	types	type	NOUN
atssr-1893	181	8	(	(	PUNCT
atssr-1893	181	9	registers	register	NOUN
atssr-1893	181	10	iceland	iceland	NOUN
atssr-1893	181	11	,	,	PUNCT
atssr-1893	181	12	2024c	2024c	NUM
atssr-1893	181	13	)	)	PUNCT
atssr-1893	181	14	.	.	PUNCT
atssr-1893	182	1	from	from	ADP
atssr-1893	182	2	such	such	ADJ
atssr-1893	182	3	data	datum	NOUN
atssr-1893	182	4	,	,	PUNCT
atssr-1893	182	5	one	one	PRON
atssr-1893	182	6	can	can	AUX
atssr-1893	182	7	estimate	estimate	VERB
atssr-1893	182	8	the	the	DET
atssr-1893	182	9	average	average	ADJ
atssr-1893	182	10	rental	rental	ADJ
atssr-1893	182	11	cost	cost	NOUN
atssr-1893	182	12	per	per	ADP
atssr-1893	182	13	square	square	ADJ
atssr-1893	182	14	meter	meter	NOUN
atssr-1893	182	15	for	for	ADP
atssr-1893	182	16	a	a	DET
atssr-1893	182	17	specific	specific	ADJ
atssr-1893	182	18	apartment	apartment	NOUN
atssr-1893	182	19	type	type	NOUN
atssr-1893	182	20	within	within	ADP
atssr-1893	182	21	each	each	DET
atssr-1893	182	22	area	area	NOUN
atssr-1893	182	23	.	.	PUNCT
atssr-1893	183	1	we	we	PRON
atssr-1893	183	2	compiled	compile	VERB
atssr-1893	183	3	the	the	DET
atssr-1893	183	4	average	average	ADJ
atssr-1893	183	5	annual	annual	ADJ
atssr-1893	183	6	prices	price	NOUN
atssr-1893	183	7	for	for	ADP
atssr-1893	183	8	each	each	DET
atssr-1893	183	9	apartment	apartment	NOUN
atssr-1893	183	10	type	type	NOUN
atssr-1893	183	11	in	in	ADP
atssr-1893	183	12	an	an	DET
atssr-1893	183	13	area	area	NOUN
atssr-1893	183	14	within	within	ADP
atssr-1893	183	15	the	the	DET
atssr-1893	183	16	capital	capital	NOUN
atssr-1893	183	17	.	.	PUNCT
atssr-1893	184	1	we	we	PRON
atssr-1893	184	2	did	do	AUX
atssr-1893	184	3	not	not	PART
atssr-1893	184	4	focus	focus	VERB
atssr-1893	184	5	on	on	ADP
atssr-1893	184	6	the	the	DET
atssr-1893	184	7	area	area	NOUN
atssr-1893	184	8	with	with	ADP
atssr-1893	184	9	the	the	DET
atssr-1893	184	10	highest	high	ADJ
atssr-1893	184	11	turnover	turnover	NOUN
atssr-1893	184	12	since	since	SCONJ
atssr-1893	184	13	it	it	PRON
atssr-1893	184	14	is	be	AUX
atssr-1893	184	15	also	also	ADV
atssr-1893	184	16	the	the	DET
atssr-1893	184	17	most	most	ADV
atssr-1893	184	18	expensive	expensive	ADJ
atssr-1893	184	19	.	.	PUNCT
atssr-1893	185	1	instead	instead	ADV
atssr-1893	185	2	,	,	PUNCT
atssr-1893	185	3	we	we	PRON
atssr-1893	185	4	rely	rely	VERB
atssr-1893	185	5	on	on	ADP
atssr-1893	185	6	an	an	DET
atssr-1893	185	7	area	area	NOUN
atssr-1893	185	8	with	with	ADP
atssr-1893	185	9	the	the	DET
atssr-1893	185	10	second	second	ADJ
atssr-1893	185	11	highest	high	ADJ
atssr-1893	185	12	turnover	turnover	NOUN
atssr-1893	185	13	but	but	CCONJ
atssr-1893	185	14	is	be	AUX
atssr-1893	185	15	among	among	ADP
atssr-1893	185	16	the	the	DET
atssr-1893	185	17	cheapest	cheap	ADJ
atssr-1893	185	18	within	within	ADP
atssr-1893	185	19	the	the	DET
atssr-1893	185	20	capital	capital	NOUN
atssr-1893	185	21	area	area	NOUN
atssr-1893	185	22	(	(	PUNCT
atssr-1893	185	23	between	between	ADP
atssr-1893	185	24	kringlumýrabraut	kringlumýrabraut	PROPN
atssr-1893	185	25	and	and	CCONJ
atssr-1893	185	26	reykjanesbraut	reykjanesbraut	NOUN
atssr-1893	185	27	)	)	PUNCT
atssr-1893	185	28	.	.	PUNCT
atssr-1893	186	1	we	we	PRON
atssr-1893	186	2	rely	rely	VERB
atssr-1893	186	3	on	on	ADP
atssr-1893	186	4	an	an	DET
atssr-1893	186	5	area	area	NOUN
atssr-1893	186	6	with	with	ADP
atssr-1893	186	7	a	a	DET
atssr-1893	186	8	large	large	ADJ
atssr-1893	186	9	enough	enough	ADJ
atssr-1893	186	10	sample	sample	NOUN
atssr-1893	186	11	to	to	PART
atssr-1893	186	12	be	be	AUX
atssr-1893	186	13	considered	consider	VERB
atssr-1893	186	14	somewhat	somewhat	ADV
atssr-1893	186	15	reliable	reliable	ADJ
atssr-1893	186	16	(	(	PUNCT
atssr-1893	186	17	some	some	DET
atssr-1893	186	18	areas	area	NOUN
atssr-1893	186	19	have	have	VERB
atssr-1893	186	20	small	small	ADJ
atssr-1893	186	21	samples	sample	NOUN
atssr-1893	186	22	)	)	PUNCT
atssr-1893	186	23	.	.	PUNCT
atssr-1893	187	1	3.4	3.4	NUM
atssr-1893	187	2	.	.	PUNCT
atssr-1893	187	3	energy	energy	NOUN
atssr-1893	187	4	costs	cost	VERB
atssr-1893	187	5	the	the	DET
atssr-1893	187	6	icelandic	icelandic	ADJ
atssr-1893	187	7	regional	regional	PROPN
atssr-1893	187	8	development	development	PROPN
atssr-1893	187	9	institute	institute	NOUN
atssr-1893	187	10	provides	provide	VERB
atssr-1893	187	11	information	information	NOUN
atssr-1893	187	12	about	about	ADP
atssr-1893	187	13	electricity	electricity	NOUN
atssr-1893	187	14	and	and	CCONJ
atssr-1893	187	15	heating	heating	NOUN
atssr-1893	187	16	costs	cost	NOUN
atssr-1893	187	17	for	for	ADP
atssr-1893	187	18	general	general	ADJ
atssr-1893	187	19	households	household	NOUN
atssr-1893	187	20	(	(	PUNCT
atssr-1893	187	21	icelandic	icelandic	ADJ
atssr-1893	187	22	regional	regional	PROPN
atssr-1893	187	23	development	development	PROPN
atssr-1893	187	24	institute	institute	PROPN
atssr-1893	187	25	,	,	PUNCT
atssr-1893	187	26	2024	2024	NUM
atssr-1893	187	27	)	)	PUNCT
atssr-1893	187	28	.	.	PUNCT
atssr-1893	188	1	in	in	ADP
atssr-1893	188	2	our	our	PRON
atssr-1893	188	3	study	study	NOUN
atssr-1893	188	4	,	,	PUNCT
atssr-1893	188	5	we	we	PRON
atssr-1893	188	6	use	use	VERB
atssr-1893	188	7	what	what	PRON
atssr-1893	188	8	the	the	DET
atssr-1893	188	9	institute	institute	NOUN
atssr-1893	188	10	defines	define	VERB
atssr-1893	188	11	as	as	ADP
atssr-1893	188	12	the	the	DET
atssr-1893	188	13	lowest	low	ADJ
atssr-1893	188	14	electricity	electricity	NOUN
atssr-1893	188	15	and	and	CCONJ
atssr-1893	188	16	most	most	ADV
atssr-1893	188	17	common	common	ADJ
atssr-1893	188	18	cost	cost	NOUN
atssr-1893	188	19	for	for	ADP
atssr-1893	188	20	heating	heating	NOUN
atssr-1893	188	21	in	in	ADP
atssr-1893	188	22	reykjavík	reykjavík	NOUN
atssr-1893	188	23	.	.	PUNCT
atssr-1893	189	1	once	once	ADV
atssr-1893	189	2	typical	typical	ADJ
atssr-1893	189	3	or	or	CCONJ
atssr-1893	189	4	bare	bare	ADJ
atssr-1893	189	5	costs	cost	NOUN
atssr-1893	189	6	,	,	PUNCT
atssr-1893	189	7	in	in	ADP
atssr-1893	189	8	addition	addition	NOUN
atssr-1893	189	9	to	to	ADP
atssr-1893	189	10	rental	rental	ADJ
atssr-1893	189	11	and	and	CCONJ
atssr-1893	189	12	energy	energy	NOUN
atssr-1893	189	13	costs	cost	NOUN
atssr-1893	189	14	,	,	PUNCT
atssr-1893	189	15	have	have	AUX
atssr-1893	189	16	been	be	AUX
atssr-1893	189	17	deducted	deduct	VERB
atssr-1893	189	18	from	from	ADP
atssr-1893	189	19	the	the	DET
atssr-1893	189	20	net	net	ADJ
atssr-1893	189	21	income	income	NOUN
atssr-1893	189	22	,	,	PUNCT
atssr-1893	189	23	the	the	DET
atssr-1893	189	24	remaining	remain	VERB
atssr-1893	189	25	money	money	NOUN
atssr-1893	189	26	,	,	PUNCT
atssr-1893	189	27	if	if	SCONJ
atssr-1893	189	28	any	any	PRON
atssr-1893	189	29	,	,	PUNCT
atssr-1893	189	30	can	can	AUX
atssr-1893	189	31	be	be	AUX
atssr-1893	189	32	set	set	VERB
atssr-1893	189	33	aside	aside	ADV
atssr-1893	189	34	as	as	ADP
atssr-1893	189	35	savings	saving	NOUN
atssr-1893	189	36	for	for	ADP
atssr-1893	189	37	a	a	DET
atssr-1893	189	38	down	down	ADJ
atssr-1893	189	39	payment	payment	NOUN
atssr-1893	189	40	.	.	PUNCT
atssr-1893	190	1	3.5	3.5	NUM
atssr-1893	190	2	.	.	PUNCT
atssr-1893	191	1	housing	housing	NOUN
atssr-1893	191	2	purchase	purchase	NOUN
atssr-1893	191	3	prices	price	NOUN
atssr-1893	191	4	registers	register	VERB
atssr-1893	191	5	iceland	iceland	PROPN
atssr-1893	191	6	provides	provide	VERB
atssr-1893	191	7	information	information	NOUN
atssr-1893	191	8	about	about	ADP
atssr-1893	191	9	square	square	ADJ
atssr-1893	191	10	meter	meter	NOUN
atssr-1893	191	11	sales	sale	NOUN
atssr-1893	191	12	prices	price	NOUN
atssr-1893	191	13	in	in	ADP
atssr-1893	191	14	various	various	ADJ
atssr-1893	191	15	sections	section	NOUN
atssr-1893	191	16	of	of	ADP
atssr-1893	191	17	iceland	iceland	PROPN
atssr-1893	191	18	(	(	PUNCT
atssr-1893	191	19	registers	register	NOUN
atssr-1893	191	20	iceland	iceland	PROPN
atssr-1893	191	21	,	,	PUNCT
atssr-1893	191	22	2024b	2024b	NUM
atssr-1893	191	23	)	)	PUNCT
atssr-1893	191	24	.	.	PUNCT
atssr-1893	192	1	we	we	PRON
atssr-1893	192	2	assume	assume	VERB
atssr-1893	192	3	that	that	SCONJ
atssr-1893	192	4	people	people	NOUN
atssr-1893	192	5	in	in	ADP
atssr-1893	192	6	the	the	DET
atssr-1893	192	7	rental	rental	ADJ
atssr-1893	192	8	market	market	NOUN
atssr-1893	192	9	would	would	AUX
atssr-1893	192	10	buy	buy	VERB
atssr-1893	192	11	a	a	DET
atssr-1893	192	12	home	home	NOUN
atssr-1893	192	13	in	in	ADP
atssr-1893	192	14	a	a	DET
atssr-1893	192	15	relatively	relatively	ADV
atssr-1893	192	16	inexpensive	inexpensive	ADJ
atssr-1893	192	17	neighborhood	neighborhood	NOUN
atssr-1893	192	18	.	.	PUNCT
atssr-1893	193	1	among	among	ADP
atssr-1893	193	2	the	the	DET
atssr-1893	193	3	cheapest	cheap	ADJ
atssr-1893	193	4	ones	one	NOUN
atssr-1893	193	5	is	be	AUX
atssr-1893	193	6	breiðholt	breiðholt	ADJ
atssr-1893	193	7	,	,	PUNCT
atssr-1893	193	8	a	a	DET
atssr-1893	193	9	neighborhood	neighborhood	NOUN
atssr-1893	193	10	that	that	PRON
atssr-1893	193	11	is	be	AUX
atssr-1893	193	12	relatively	relatively	ADV
atssr-1893	193	13	far	far	ADV
atssr-1893	193	14	away	away	ADV
atssr-1893	193	15	from	from	ADP
atssr-1893	193	16	the	the	DET
atssr-1893	193	17	downtown	downtown	NOUN
atssr-1893	193	18	center	center	NOUN
atssr-1893	193	19	.	.	PUNCT
atssr-1893	194	1	there	there	PRON
atssr-1893	194	2	are	be	VERB
atssr-1893	194	3	also	also	ADV
atssr-1893	194	4	sufficient	sufficient	ADJ
atssr-1893	194	5	sales	sale	NOUN
atssr-1893	194	6	transactions	transaction	NOUN
atssr-1893	194	7	,	,	PUNCT
atssr-1893	194	8	so	so	SCONJ
atssr-1893	194	9	the	the	DET
atssr-1893	194	10	data	datum	NOUN
atssr-1893	194	11	is	be	AUX
atssr-1893	194	12	reliable	reliable	ADJ
atssr-1893	194	13	.	.	PUNCT
atssr-1893	195	1	asian	asian	ADJ
atssr-1893	195	2	themes	theme	NOUN
atssr-1893	195	3	in	in	ADP
atssr-1893	195	4	social	social	ADJ
atssr-1893	195	5	sciences	science	NOUN
atssr-1893	195	6	research	research	NOUN
atssr-1893	195	7	2024	2024	NUM
atssr-1893	195	8	,	,	PUNCT
atssr-1893	195	9	vol	vol	NOUN
atssr-1893	195	10	.	.	NOUN
atssr-1893	195	11	8	8	NUM
atssr-1893	195	12	,	,	PUNCT
atssr-1893	195	13	no	no	INTJ
atssr-1893	195	14	.	.	NOUN
atssr-1893	195	15	1	1	NUM
atssr-1893	195	16	,	,	PUNCT
atssr-1893	195	17	pp	pp	ADJ
atssr-1893	195	18	.	.	PUNCT
atssr-1893	196	1	37	37	NUM
atssr-1893	196	2	-	-	SYM
atssr-1893	196	3	53	53	NUM
atssr-1893	196	4	42	42	NUM
atssr-1893	196	5	©	©	ADP
atssr-1893	196	6	2024	2024	NUM
atssr-1893	196	7	by	by	ADP
atssr-1893	196	8	the	the	DET
atssr-1893	196	9	authors	author	NOUN
atssr-1893	196	10	;	;	PUNCT
atssr-1893	196	11	licensee	licensee	VERB
atssr-1893	196	12	online	online	ADJ
atssr-1893	196	13	academic	academic	ADJ
atssr-1893	196	14	press	press	NOUN
atssr-1893	196	15	,	,	PUNCT
atssr-1893	196	16	usa	usa	PROPN
atssr-1893	196	17	square	square	PROPN
atssr-1893	196	18	meter	meter	NOUN
atssr-1893	196	19	sales	sale	NOUN
atssr-1893	196	20	data	datum	NOUN
atssr-1893	196	21	is	be	AUX
atssr-1893	196	22	compiled	compile	VERB
atssr-1893	196	23	for	for	ADP
atssr-1893	196	24	that	that	DET
atssr-1893	196	25	area	area	NOUN
atssr-1893	196	26	from	from	ADP
atssr-1893	196	27	2011	2011	NUM
atssr-1893	196	28	-	-	SYM
atssr-1893	196	29	2022	2022	NUM
atssr-1893	196	30	.	.	PUNCT
atssr-1893	197	1	the	the	DET
atssr-1893	197	2	price	price	NOUN
atssr-1893	197	3	of	of	ADP
atssr-1893	197	4	each	each	DET
atssr-1893	197	5	apartment	apartment	NOUN
atssr-1893	197	6	is	be	AUX
atssr-1893	197	7	then	then	ADV
atssr-1893	197	8	multiplied	multiply	VERB
atssr-1893	197	9	by	by	ADP
atssr-1893	197	10	the	the	DET
atssr-1893	197	11	number	number	NOUN
atssr-1893	197	12	of	of	ADP
atssr-1893	197	13	square	square	ADJ
atssr-1893	197	14	meters	meter	NOUN
atssr-1893	197	15	of	of	ADP
atssr-1893	197	16	the	the	DET
atssr-1893	197	17	apartment	apartment	NOUN
atssr-1893	197	18	bought	buy	VERB
atssr-1893	197	19	.	.	PUNCT
atssr-1893	198	1	we	we	PRON
atssr-1893	198	2	assume	assume	VERB
atssr-1893	198	3	that	that	SCONJ
atssr-1893	198	4	a	a	DET
atssr-1893	198	5	single	single	ADJ
atssr-1893	198	6	person	person	NOUN
atssr-1893	198	7	buys	buy	VERB
atssr-1893	198	8	a	a	DET
atssr-1893	198	9	60square	60square	ADJ
atssr-1893	198	10	-	-	PUNCT
atssr-1893	198	11	meter	meter	NOUN
atssr-1893	198	12	apartment	apartment	NOUN
atssr-1893	198	13	.	.	PUNCT
atssr-1893	199	1	that	that	DET
atssr-1893	199	2	number	number	NOUN
atssr-1893	199	3	rises	rise	VERB
atssr-1893	199	4	to	to	ADP
atssr-1893	199	5	70	70	NUM
atssr-1893	199	6	for	for	ADP
atssr-1893	199	7	a	a	DET
atssr-1893	199	8	single	single	ADJ
atssr-1893	199	9	person	person	NOUN
atssr-1893	199	10	with	with	ADP
atssr-1893	199	11	one	one	NUM
atssr-1893	199	12	child	child	NOUN
atssr-1893	199	13	and	and	CCONJ
atssr-1893	199	14	80	80	NUM
atssr-1893	199	15	for	for	ADP
atssr-1893	199	16	a	a	DET
atssr-1893	199	17	couple	couple	NOUN
atssr-1893	199	18	with	with	ADP
atssr-1893	199	19	one	one	NUM
atssr-1893	199	20	child	child	NOUN
atssr-1893	199	21	.	.	PUNCT
atssr-1893	200	1	we	we	PRON
atssr-1893	200	2	assume	assume	VERB
atssr-1893	200	3	buyers	buyer	NOUN
atssr-1893	200	4	must	must	AUX
atssr-1893	200	5	save	save	VERB
atssr-1893	200	6	for	for	ADP
atssr-1893	200	7	a	a	DET
atssr-1893	200	8	15	15	NUM
atssr-1893	200	9	%	%	NOUN
atssr-1893	200	10	or	or	CCONJ
atssr-1893	200	11	5	5	NUM
atssr-1893	200	12	%	%	NOUN
atssr-1893	200	13	down	down	ADP
atssr-1893	200	14	payment	payment	NOUN
atssr-1893	200	15	,	,	PUNCT
atssr-1893	200	16	the	the	DET
atssr-1893	200	17	target	target	NOUN
atssr-1893	200	18	price	price	NOUN
atssr-1893	200	19	to	to	PART
atssr-1893	200	20	accumulate	accumulate	VERB
atssr-1893	200	21	.	.	PUNCT
atssr-1893	201	1	3.6	3.6	NUM
atssr-1893	201	2	.	.	PUNCT
atssr-1893	202	1	interest	interest	NOUN
atssr-1893	202	2	rates	rate	NOUN
atssr-1893	202	3	we	we	PRON
atssr-1893	202	4	presume	presume	VERB
atssr-1893	202	5	that	that	SCONJ
atssr-1893	202	6	people	people	NOUN
atssr-1893	202	7	invest	invest	VERB
atssr-1893	202	8	their	their	PRON
atssr-1893	202	9	savings	saving	NOUN
atssr-1893	202	10	in	in	ADP
atssr-1893	202	11	a	a	DET
atssr-1893	202	12	bank	bank	NOUN
atssr-1893	202	13	account	account	NOUN
atssr-1893	202	14	due	due	ADP
atssr-1893	202	15	to	to	ADP
atssr-1893	202	16	stability	stability	NOUN
atssr-1893	202	17	in	in	ADP
atssr-1893	202	18	returns	return	NOUN
atssr-1893	202	19	instead	instead	ADV
atssr-1893	202	20	of	of	ADP
atssr-1893	202	21	stocks	stock	NOUN
atssr-1893	202	22	and	and	CCONJ
atssr-1893	202	23	bonds	bond	NOUN
atssr-1893	202	24	.	.	PUNCT
atssr-1893	203	1	savers	saver	NOUN
atssr-1893	203	2	in	in	ADP
atssr-1893	203	3	iceland	iceland	PROPN
atssr-1893	203	4	have	have	VERB
atssr-1893	203	5	two	two	NUM
atssr-1893	203	6	options	option	NOUN
atssr-1893	203	7	to	to	PART
atssr-1893	203	8	save	save	VERB
atssr-1893	203	9	in	in	ADP
atssr-1893	203	10	bank	bank	NOUN
atssr-1893	203	11	accounts	account	NOUN
atssr-1893	203	12	:	:	PUNCT
atssr-1893	203	13	non	non	ADJ
atssr-1893	203	14	-	-	ADJ
atssr-1893	203	15	indexed	indexed	ADJ
atssr-1893	203	16	accounts	account	NOUN
atssr-1893	203	17	and	and	CCONJ
atssr-1893	203	18	bank	bank	NOUN
atssr-1893	203	19	accounts	account	NOUN
atssr-1893	203	20	indexed	index	VERB
atssr-1893	203	21	to	to	ADP
atssr-1893	203	22	the	the	DET
atssr-1893	203	23	cpi	cpi	PROPN
atssr-1893	203	24	.	.	PUNCT
atssr-1893	204	1	there	there	PRON
atssr-1893	204	2	are	be	VERB
atssr-1893	204	3	pros	pro	NOUN
atssr-1893	204	4	and	and	CCONJ
atssr-1893	204	5	cons	con	NOUN
atssr-1893	204	6	to	to	ADP
atssr-1893	204	7	either	either	DET
atssr-1893	204	8	choice	choice	NOUN
atssr-1893	204	9	.	.	PUNCT
atssr-1893	205	1	the	the	DET
atssr-1893	205	2	deciding	decide	VERB
atssr-1893	205	3	factor	factor	NOUN
atssr-1893	205	4	in	in	ADP
atssr-1893	205	5	choosing	choose	VERB
atssr-1893	205	6	the	the	DET
atssr-1893	205	7	non	non	ADJ
atssr-1893	205	8	-	-	ADJ
atssr-1893	205	9	indexed	indexed	ADJ
atssr-1893	205	10	account	account	NOUN
atssr-1893	205	11	is	be	AUX
atssr-1893	205	12	that	that	SCONJ
atssr-1893	205	13	since	since	SCONJ
atssr-1893	205	14	2010	2010	NUM
atssr-1893	205	15	,	,	PUNCT
atssr-1893	205	16	people	people	NOUN
atssr-1893	205	17	in	in	ADP
atssr-1893	205	18	iceland	iceland	PROPN
atssr-1893	205	19	have	have	AUX
atssr-1893	205	20	received	receive	VERB
atssr-1893	205	21	a	a	DET
atssr-1893	205	22	certain	certain	ADJ
atssr-1893	205	23	amount	amount	NOUN
atssr-1893	205	24	of	of	ADP
atssr-1893	205	25	interest	interest	NOUN
atssr-1893	205	26	on	on	ADP
atssr-1893	205	27	their	their	PRON
atssr-1893	205	28	tax	tax	NOUN
atssr-1893	205	29	-	-	PUNCT
atssr-1893	205	30	free	free	ADJ
atssr-1893	205	31	savings	saving	NOUN
atssr-1893	205	32	(	(	PUNCT
atssr-1893	205	33	including	include	VERB
atssr-1893	205	34	net	net	ADJ
atssr-1893	205	35	capital	capital	NOUN
atssr-1893	205	36	gains	gain	NOUN
atssr-1893	205	37	and	and	CCONJ
atssr-1893	205	38	dividends	dividend	NOUN
atssr-1893	205	39	from	from	ADP
atssr-1893	205	40	listed	list	VERB
atssr-1893	205	41	companies	company	NOUN
atssr-1893	205	42	and	and	CCONJ
atssr-1893	205	43	coupon	coupon	NOUN
atssr-1893	205	44	payments	payment	NOUN
atssr-1893	205	45	from	from	ADP
atssr-1893	205	46	bonds	bond	NOUN
atssr-1893	205	47	)	)	PUNCT
atssr-1893	205	48	.	.	PUNCT
atssr-1893	206	1	hence	hence	ADV
atssr-1893	206	2	,	,	PUNCT
atssr-1893	206	3	it	it	PRON
atssr-1893	206	4	is	be	AUX
atssr-1893	206	5	more	more	ADV
atssr-1893	206	6	apparent	apparent	ADJ
atssr-1893	206	7	how	how	SCONJ
atssr-1893	206	8	much	much	ADJ
atssr-1893	206	9	people	people	NOUN
atssr-1893	206	10	save	save	VERB
atssr-1893	206	11	from	from	ADP
atssr-1893	206	12	a	a	DET
atssr-1893	206	13	nonindexed	nonindexe	VERB
atssr-1893	206	14	account	account	NOUN
atssr-1893	206	15	,	,	PUNCT
atssr-1893	206	16	while	while	SCONJ
atssr-1893	206	17	nominal	nominal	ADJ
atssr-1893	206	18	returns	return	NOUN
atssr-1893	206	19	from	from	ADP
atssr-1893	206	20	index	index	NOUN
atssr-1893	206	21	accounts	account	NOUN
atssr-1893	206	22	would	would	AUX
atssr-1893	206	23	fluctuate	fluctuate	VERB
atssr-1893	206	24	with	with	ADP
atssr-1893	206	25	inflation	inflation	NOUN
atssr-1893	206	26	.	.	PUNCT
atssr-1893	207	1	we	we	PRON
atssr-1893	207	2	thus	thus	ADV
atssr-1893	207	3	calculate	calculate	VERB
atssr-1893	207	4	first	first	ADJ
atssr-1893	207	5	total	total	ADJ
atssr-1893	207	6	interest	interest	NOUN
atssr-1893	207	7	returns	return	NOUN
atssr-1893	207	8	,	,	PUNCT
atssr-1893	207	9	then	then	ADV
atssr-1893	207	10	consider	consider	VERB
atssr-1893	207	11	and	and	CCONJ
atssr-1893	207	12	apply	apply	VERB
atssr-1893	207	13	the	the	DET
atssr-1893	207	14	capital	capital	NOUN
atssr-1893	207	15	gains	gain	NOUN
atssr-1893	207	16	tax	tax	NOUN
atssr-1893	207	17	only	only	ADV
atssr-1893	207	18	in	in	ADP
atssr-1893	207	19	cases	case	NOUN
atssr-1893	207	20	where	where	SCONJ
atssr-1893	207	21	the	the	DET
atssr-1893	207	22	annual	annual	ADJ
atssr-1893	207	23	interest	interest	NOUN
atssr-1893	207	24	rate	rate	NOUN
atssr-1893	207	25	income	income	NOUN
atssr-1893	207	26	exceeds	exceed	VERB
atssr-1893	207	27	the	the	DET
atssr-1893	207	28	tax	tax	NOUN
atssr-1893	207	29	-	-	PUNCT
atssr-1893	207	30	free	free	ADJ
atssr-1893	207	31	threshold	threshold	NOUN
atssr-1893	207	32	.	.	PUNCT
atssr-1893	208	1	we	we	PRON
atssr-1893	208	2	assume	assume	VERB
atssr-1893	208	3	people	people	NOUN
atssr-1893	208	4	put	put	VERB
atssr-1893	208	5	their	their	PRON
atssr-1893	208	6	savings	saving	NOUN
atssr-1893	208	7	into	into	ADP
atssr-1893	208	8	a	a	DET
atssr-1893	208	9	one	one	NUM
atssr-1893	208	10	-	-	PUNCT
atssr-1893	208	11	year	year	NOUN
atssr-1893	208	12	time	time	NOUN
atssr-1893	208	13	account	account	NOUN
atssr-1893	208	14	,	,	PUNCT
atssr-1893	208	15	which	which	PRON
atssr-1893	208	16	provides	provide	VERB
atssr-1893	208	17	slightly	slightly	ADV
atssr-1893	208	18	higher	high	ADJ
atssr-1893	208	19	interest	interest	NOUN
atssr-1893	208	20	and	and	CCONJ
atssr-1893	208	21	is	be	AUX
atssr-1893	208	22	available	available	ADJ
atssr-1893	208	23	with	with	ADP
atssr-1893	208	24	relatively	relatively	ADV
atssr-1893	208	25	short	short	ADJ
atssr-1893	208	26	-	-	PUNCT
atssr-1893	208	27	term	term	NOUN
atssr-1893	208	28	notice	notice	NOUN
atssr-1893	208	29	.	.	PUNCT
atssr-1893	209	1	to	to	PART
atssr-1893	209	2	estimate	estimate	VERB
atssr-1893	209	3	the	the	DET
atssr-1893	209	4	savings	saving	NOUN
atssr-1893	209	5	in	in	ADP
atssr-1893	209	6	real	real	ADJ
atssr-1893	209	7	terms	term	NOUN
atssr-1893	209	8	,	,	PUNCT
atssr-1893	209	9	we	we	PRON
atssr-1893	209	10	deduct	deduct	VERB
atssr-1893	209	11	the	the	DET
atssr-1893	209	12	average	average	ADJ
atssr-1893	209	13	inflation	inflation	NOUN
atssr-1893	209	14	each	each	DET
atssr-1893	209	15	year	year	NOUN
atssr-1893	209	16	from	from	ADP
atssr-1893	209	17	the	the	DET
atssr-1893	209	18	nominal	nominal	ADJ
atssr-1893	209	19	savings	saving	NOUN
atssr-1893	209	20	rate	rate	NOUN
atssr-1893	209	21	.	.	PUNCT
atssr-1893	210	1	3.7	3.7	NUM
atssr-1893	210	2	.	.	PUNCT
atssr-1893	210	3	summarization	summarization	NOUN
atssr-1893	210	4	to	to	PART
atssr-1893	210	5	summarize	summarize	VERB
atssr-1893	210	6	,	,	PUNCT
atssr-1893	210	7	we	we	PRON
atssr-1893	210	8	begin	begin	VERB
atssr-1893	210	9	by	by	ADP
atssr-1893	210	10	finding	find	VERB
atssr-1893	210	11	the	the	DET
atssr-1893	210	12	amount	amount	NOUN
atssr-1893	210	13	available	available	ADJ
atssr-1893	210	14	for	for	ADP
atssr-1893	210	15	savings	saving	NOUN
atssr-1893	210	16	.	.	PUNCT
atssr-1893	211	1	this	this	PRON
atssr-1893	211	2	is	be	AUX
atssr-1893	211	3	done	do	VERB
atssr-1893	211	4	by	by	ADP
atssr-1893	211	5	finding	find	VERB
atssr-1893	211	6	total	total	ADJ
atssr-1893	211	7	wages	wage	NOUN
atssr-1893	211	8	and	and	CCONJ
atssr-1893	211	9	subtracting	subtract	VERB
atssr-1893	211	10	taxes	taxis	NOUN
atssr-1893	211	11	,	,	PUNCT
atssr-1893	211	12	typical	typical	ADJ
atssr-1893	211	13	or	or	CCONJ
atssr-1893	211	14	bare	bare	ADJ
atssr-1893	211	15	consumption	consumption	NOUN
atssr-1893	211	16	,	,	PUNCT
atssr-1893	211	17	rent	rent	NOUN
atssr-1893	211	18	,	,	PUNCT
atssr-1893	211	19	and	and	CCONJ
atssr-1893	211	20	energy	energy	NOUN
atssr-1893	211	21	costs	cost	NOUN
atssr-1893	211	22	.	.	PUNCT
atssr-1893	212	1	this	this	PRON
atssr-1893	212	2	gives	give	VERB
atssr-1893	212	3	us	we	PRON
atssr-1893	212	4	the	the	DET
atssr-1893	212	5	money	money	NOUN
atssr-1893	212	6	available	available	ADJ
atssr-1893	212	7	to	to	PART
atssr-1893	212	8	save	save	VERB
atssr-1893	212	9	.	.	PUNCT
atssr-1893	213	1	𝑃	𝑃	NOUN
atssr-1893	213	2	=	=	SYM
atssr-1893	213	3	𝑇𝑊	𝑇𝑊	PROPN
atssr-1893	213	4	−	−	NOUN
atssr-1893	213	5	𝑡	𝑡	PROPN
atssr-1893	213	6	−	−	PROPN
atssr-1893	213	7	𝐶	𝐶	PROPN
atssr-1893	213	8	−	−	PROPN
atssr-1893	213	9	𝑟𝑒	𝑟𝑒	ADP
atssr-1893	213	10	(	(	PUNCT
atssr-1893	213	11	1	1	X
atssr-1893	213	12	)	)	PUNCT
atssr-1893	213	13	we	we	PRON
atssr-1893	213	14	denote	denote	VERB
atssr-1893	213	15	p	p	NOUN
atssr-1893	213	16	as	as	ADP
atssr-1893	213	17	the	the	DET
atssr-1893	213	18	annual	annual	ADJ
atssr-1893	213	19	savings	saving	NOUN
atssr-1893	213	20	,	,	PUNCT
atssr-1893	213	21	tw	tw	PROPN
atssr-1893	213	22	is	be	AUX
atssr-1893	213	23	the	the	DET
atssr-1893	213	24	total	total	ADJ
atssr-1893	213	25	wages	wage	NOUN
atssr-1893	213	26	,	,	PUNCT
atssr-1893	213	27	t	t	PROPN
atssr-1893	213	28	is	be	AUX
atssr-1893	213	29	taxes	taxis	NOUN
atssr-1893	213	30	,	,	PUNCT
atssr-1893	213	31	c	c	PROPN
atssr-1893	213	32	is	be	AUX
atssr-1893	213	33	consumption	consumption	NOUN
atssr-1893	213	34	(	(	PUNCT
atssr-1893	213	35	typical	typical	ADJ
atssr-1893	213	36	or	or	CCONJ
atssr-1893	213	37	bare	bare	ADJ
atssr-1893	213	38	)	)	PUNCT
atssr-1893	213	39	,	,	PUNCT
atssr-1893	213	40	and	and	CCONJ
atssr-1893	213	41	re	re	NOUN
atssr-1893	213	42	is	be	AUX
atssr-1893	213	43	rent	rent	NOUN
atssr-1893	213	44	and	and	CCONJ
atssr-1893	213	45	energy	energy	NOUN
atssr-1893	213	46	costs	cost	NOUN
atssr-1893	213	47	.	.	PUNCT
atssr-1893	214	1	3.8	3.8	NUM
atssr-1893	214	2	.	.	PUNCT
atssr-1893	214	3	accumulation	accumulation	NOUN
atssr-1893	214	4	of	of	ADP
atssr-1893	214	5	savings	saving	NOUN
atssr-1893	214	6	savings	saving	NOUN
atssr-1893	214	7	and	and	CCONJ
atssr-1893	214	8	interest	interest	NOUN
atssr-1893	214	9	per	per	ADP
atssr-1893	214	10	year	year	NOUN
atssr-1893	214	11	are	be	AUX
atssr-1893	214	12	added	add	VERB
atssr-1893	214	13	up	up	ADP
atssr-1893	214	14	.	.	PUNCT
atssr-1893	215	1	when	when	SCONJ
atssr-1893	215	2	savings	saving	NOUN
atssr-1893	215	3	are	be	AUX
atssr-1893	215	4	negative	negative	ADJ
atssr-1893	215	5	,	,	PUNCT
atssr-1893	215	6	or	or	CCONJ
atssr-1893	215	7	if	if	SCONJ
atssr-1893	215	8	it	it	PRON
atssr-1893	215	9	takes	take	VERB
atssr-1893	215	10	over	over	ADP
atssr-1893	215	11	30	30	NUM
atssr-1893	215	12	years	year	NOUN
atssr-1893	215	13	to	to	PART
atssr-1893	215	14	accumulate	accumulate	VERB
atssr-1893	215	15	,	,	PUNCT
atssr-1893	215	16	we	we	PRON
atssr-1893	215	17	set	set	VERB
atssr-1893	215	18	the	the	DET
atssr-1893	215	19	value	value	NOUN
atssr-1893	215	20	to	to	ADP
atssr-1893	215	21	zero	zero	NUM
atssr-1893	215	22	and	and	CCONJ
atssr-1893	215	23	assume	assume	VERB
atssr-1893	215	24	that	that	SCONJ
atssr-1893	215	25	saving	save	VERB
atssr-1893	215	26	for	for	ADP
atssr-1893	215	27	a	a	DET
atssr-1893	215	28	down	down	ADJ
atssr-1893	215	29	payment	payment	NOUN
atssr-1893	215	30	is	be	AUX
atssr-1893	215	31	impossible	impossible	ADJ
atssr-1893	215	32	.	.	PUNCT
atssr-1893	216	1	the	the	DET
atssr-1893	216	2	money	money	NOUN
atssr-1893	216	3	is	be	AUX
atssr-1893	216	4	assumed	assume	VERB
atssr-1893	216	5	to	to	PART
atssr-1893	216	6	provide	provide	VERB
atssr-1893	216	7	a	a	DET
atssr-1893	216	8	twelve	twelve	NUM
atssr-1893	216	9	-	-	PUNCT
atssr-1893	216	10	month	month	NOUN
atssr-1893	216	11	interest	interest	NOUN
atssr-1893	216	12	rate	rate	NOUN
atssr-1893	216	13	.	.	PUNCT
atssr-1893	217	1	the	the	DET
atssr-1893	217	2	sum	sum	NOUN
atssr-1893	217	3	of	of	ADP
atssr-1893	217	4	that	that	DET
atssr-1893	217	5	amount	amount	NOUN
atssr-1893	217	6	is	be	AUX
atssr-1893	217	7	the	the	DET
atssr-1893	217	8	total	total	ADJ
atssr-1893	217	9	annual	annual	ADJ
atssr-1893	217	10	savings	saving	NOUN
atssr-1893	217	11	.	.	PUNCT
atssr-1893	218	1	that	that	DET
atssr-1893	218	2	value	value	NOUN
atssr-1893	218	3	is	be	AUX
atssr-1893	218	4	plugged	plug	VERB
atssr-1893	218	5	into	into	ADP
atssr-1893	218	6	a	a	DET
atssr-1893	218	7	rearranged	rearrange	VERB
atssr-1893	218	8	logarithmic	logarithmic	ADJ
atssr-1893	218	9	future	future	ADJ
atssr-1893	218	10	annuity	annuity	NOUN
atssr-1893	218	11	formula	formula	NOUN
atssr-1893	218	12	as	as	ADP
atssr-1893	218	13	the	the	DET
atssr-1893	218	14	future	future	ADJ
atssr-1893	218	15	value	value	NOUN
atssr-1893	218	16	,	,	PUNCT
atssr-1893	218	17	which	which	PRON
atssr-1893	218	18	determines	determine	VERB
atssr-1893	218	19	the	the	DET
atssr-1893	218	20	number	number	NOUN
atssr-1893	218	21	of	of	ADP
atssr-1893	218	22	years	year	NOUN
atssr-1893	218	23	required	require	VERB
atssr-1893	218	24	to	to	PART
atssr-1893	218	25	save	save	VERB
atssr-1893	218	26	for	for	ADP
atssr-1893	218	27	a	a	DET
atssr-1893	218	28	down	down	ADJ
atssr-1893	218	29	payment	payment	NOUN
atssr-1893	218	30	.	.	PUNCT
atssr-1893	219	1	the	the	DET
atssr-1893	219	2	target	target	NOUN
atssr-1893	219	3	amount	amount	NOUN
atssr-1893	219	4	is	be	AUX
atssr-1893	219	5	the	the	DET
atssr-1893	219	6	square	square	ADJ
atssr-1893	219	7	meter	meter	NOUN
atssr-1893	219	8	price	price	NOUN
atssr-1893	219	9	times	time	NOUN
atssr-1893	219	10	the	the	DET
atssr-1893	219	11	size	size	NOUN
atssr-1893	219	12	of	of	ADP
atssr-1893	219	13	the	the	DET
atssr-1893	219	14	home	home	NOUN
atssr-1893	219	15	bought	buy	VERB
atssr-1893	219	16	for	for	ADP
atssr-1893	219	17	each	each	DET
atssr-1893	219	18	type	type	NOUN
atssr-1893	219	19	of	of	ADP
atssr-1893	219	20	family	family	NOUN
atssr-1893	219	21	unit	unit	NOUN
atssr-1893	219	22	and	and	CCONJ
atssr-1893	219	23	the	the	DET
atssr-1893	219	24	percentage	percentage	NOUN
atssr-1893	219	25	,	,	PUNCT
atssr-1893	219	26	15	15	NUM
atssr-1893	219	27	%	%	NOUN
atssr-1893	219	28	or	or	CCONJ
atssr-1893	219	29	5	5	NUM
atssr-1893	219	30	%	%	NOUN
atssr-1893	219	31	,	,	PUNCT
atssr-1893	219	32	needed	need	VERB
atssr-1893	219	33	for	for	ADP
atssr-1893	219	34	a	a	DET
atssr-1893	219	35	down	down	ADJ
atssr-1893	219	36	payment	payment	NOUN
atssr-1893	219	37	.	.	PUNCT
atssr-1893	220	1	in	in	ADP
atssr-1893	220	2	calculating	calculate	VERB
atssr-1893	220	3	the	the	DET
atssr-1893	220	4	years	year	NOUN
atssr-1893	220	5	it	it	PRON
atssr-1893	220	6	takes	take	VERB
atssr-1893	220	7	to	to	PART
atssr-1893	220	8	save	save	VERB
atssr-1893	220	9	for	for	ADP
atssr-1893	220	10	a	a	DET
atssr-1893	220	11	down	down	ADJ
atssr-1893	220	12	payment	payment	NOUN
atssr-1893	220	13	,	,	PUNCT
atssr-1893	220	14	we	we	PRON
atssr-1893	220	15	rearrange	rearrange	VERB
atssr-1893	220	16	the	the	DET
atssr-1893	220	17	future	future	ADJ
atssr-1893	220	18	annuity	annuity	NOUN
atssr-1893	220	19	formula	formula	NOUN
atssr-1893	220	20	to	to	PART
atssr-1893	220	21	find	find	VERB
atssr-1893	220	22	the	the	DET
atssr-1893	220	23	years	year	NOUN
atssr-1893	220	24	it	it	PRON
atssr-1893	220	25	takes	take	VERB
atssr-1893	220	26	to	to	PART
atssr-1893	220	27	accumulate	accumulate	VERB
atssr-1893	220	28	the	the	DET
atssr-1893	220	29	target	target	NOUN
atssr-1893	220	30	price	price	NOUN
atssr-1893	220	31	.	.	PUNCT
atssr-1893	221	1	this	this	DET
atssr-1893	221	2	formula	formula	NOUN
atssr-1893	221	3	takes	take	VERB
atssr-1893	221	4	into	into	ADP
atssr-1893	221	5	account	account	NOUN
atssr-1893	221	6	interest	interest	NOUN
atssr-1893	221	7	on	on	ADP
atssr-1893	221	8	interest	interest	NOUN
atssr-1893	221	9	,	,	PUNCT
atssr-1893	221	10	assuming	assume	VERB
atssr-1893	221	11	the	the	DET
atssr-1893	221	12	same	same	ADJ
atssr-1893	221	13	annual	annual	ADJ
atssr-1893	221	14	savings	saving	NOUN
atssr-1893	221	15	are	be	AUX
atssr-1893	221	16	set	set	VERB
atssr-1893	221	17	aside	aside	ADV
atssr-1893	221	18	every	every	DET
atssr-1893	221	19	year	year	NOUN
atssr-1893	221	20	.	.	PUNCT
atssr-1893	222	1	the	the	DET
atssr-1893	222	2	rearranged	rearrange	VERB
atssr-1893	222	3	future	future	ADJ
atssr-1893	222	4	annuity	annuity	NOUN
atssr-1893	222	5	formula	formula	NOUN
atssr-1893	222	6	is	be	AUX
atssr-1893	222	7	:	:	PUNCT
atssr-1893	222	8	𝑛	𝑛	PROPN
atssr-1893	222	9	=	=	PUNCT
atssr-1893	222	10	log	log	NOUN
atssr-1893	222	11	(	(	PUNCT
atssr-1893	222	12	𝐹𝑉	𝐹𝑉	VERB
atssr-1893	222	13	×𝑅	×𝑅	ADV
atssr-1893	222	14	𝑃	𝑃	NOUN
atssr-1893	222	15	+1	+1	ADJ
atssr-1893	222	16	)	)	PUNCT
atssr-1893	222	17	log	log	NOUN
atssr-1893	222	18	(	(	PUNCT
atssr-1893	222	19	1+𝑅	1+𝑅	NUM
atssr-1893	222	20	)	)	PUNCT
atssr-1893	222	21	(	(	PUNCT
atssr-1893	222	22	2	2	X
atssr-1893	222	23	)	)	PUNCT
atssr-1893	222	24	the	the	DET
atssr-1893	222	25	number	number	NOUN
atssr-1893	222	26	of	of	ADP
atssr-1893	222	27	years	year	NOUN
atssr-1893	222	28	needed	need	VERB
atssr-1893	222	29	to	to	PART
atssr-1893	222	30	save	save	VERB
atssr-1893	222	31	for	for	ADP
atssr-1893	222	32	a	a	DET
atssr-1893	222	33	down	down	ADJ
atssr-1893	222	34	payment	payment	NOUN
atssr-1893	222	35	is	be	AUX
atssr-1893	222	36	n	n	PRON
atssr-1893	222	37	,	,	PUNCT
atssr-1893	222	38	the	the	DET
atssr-1893	222	39	target	target	NOUN
atssr-1893	222	40	amount	amount	NOUN
atssr-1893	222	41	,	,	PUNCT
atssr-1893	222	42	which	which	PRON
atssr-1893	222	43	is	be	AUX
atssr-1893	222	44	a	a	DET
atssr-1893	222	45	down	down	ADJ
atssr-1893	222	46	payment	payment	NOUN
atssr-1893	222	47	,	,	PUNCT
atssr-1893	222	48	is	be	AUX
atssr-1893	222	49	f.v	f.v	PROPN
atssr-1893	222	50	.	.	PUNCT
atssr-1893	223	1	(	(	PUNCT
atssr-1893	223	2	future	future	ADJ
atssr-1893	223	3	value	value	NOUN
atssr-1893	223	4	)	)	PUNCT
atssr-1893	223	5	,	,	PUNCT
atssr-1893	223	6	p	p	PROPN
atssr-1893	223	7	is	be	AUX
atssr-1893	223	8	the	the	DET
atssr-1893	223	9	annual	annual	ADJ
atssr-1893	223	10	savings	saving	NOUN
atssr-1893	223	11	,	,	PUNCT
atssr-1893	223	12	and	and	CCONJ
atssr-1893	223	13	r	r	NOUN
atssr-1893	223	14	is	be	AUX
atssr-1893	223	15	the	the	DET
atssr-1893	223	16	interest	interest	NOUN
atssr-1893	223	17	rate	rate	NOUN
atssr-1893	223	18	per	per	ADP
atssr-1893	223	19	period	period	NOUN
atssr-1893	223	20	in	in	ADP
atssr-1893	223	21	real	real	ADJ
atssr-1893	223	22	terms	term	NOUN
atssr-1893	223	23	.	.	PUNCT
atssr-1893	224	1	we	we	PRON
atssr-1893	224	2	thus	thus	ADV
atssr-1893	224	3	estimate	estimate	VERB
atssr-1893	224	4	future	future	ADJ
atssr-1893	224	5	interest	interest	NOUN
atssr-1893	224	6	on	on	ADP
atssr-1893	224	7	annual	annual	ADJ
atssr-1893	224	8	savings	saving	NOUN
atssr-1893	224	9	and	and	CCONJ
atssr-1893	224	10	interest	interest	NOUN
atssr-1893	224	11	.	.	PUNCT
atssr-1893	225	1	since	since	SCONJ
atssr-1893	225	2	we	we	PRON
atssr-1893	225	3	estimate	estimate	VERB
atssr-1893	225	4	a	a	DET
atssr-1893	225	5	future	future	ADJ
atssr-1893	225	6	target	target	NOUN
atssr-1893	225	7	price	price	NOUN
atssr-1893	225	8	each	each	DET
atssr-1893	225	9	year	year	NOUN
atssr-1893	225	10	for	for	ADP
atssr-1893	225	11	a	a	DET
atssr-1893	225	12	target	target	NOUN
atssr-1893	225	13	that	that	PRON
atssr-1893	225	14	fluctuates	fluctuate	VERB
atssr-1893	225	15	,	,	PUNCT
atssr-1893	225	16	i.e.	i.e.	X
atssr-1893	225	17	,	,	PUNCT
atssr-1893	225	18	a	a	DET
atssr-1893	225	19	percentage	percentage	NOUN
atssr-1893	225	20	of	of	ADP
atssr-1893	225	21	housing	housing	NOUN
atssr-1893	225	22	prices	price	NOUN
atssr-1893	225	23	,	,	PUNCT
atssr-1893	225	24	we	we	PRON
atssr-1893	225	25	apply	apply	VERB
atssr-1893	225	26	real	real	ADJ
atssr-1893	225	27	interest	interest	NOUN
atssr-1893	225	28	rates	rate	NOUN
atssr-1893	225	29	within	within	ADP
atssr-1893	225	30	the	the	DET
atssr-1893	225	31	annuity	annuity	NOUN
atssr-1893	225	32	formula	formula	NOUN
atssr-1893	225	33	.	.	PUNCT
atssr-1893	226	1	that	that	PRON
atssr-1893	226	2	is	be	AUX
atssr-1893	226	3	done	do	VERB
atssr-1893	226	4	by	by	ADP
atssr-1893	226	5	subtracting	subtract	VERB
atssr-1893	226	6	the	the	DET
atssr-1893	226	7	average	average	ADJ
atssr-1893	226	8	inflation	inflation	NOUN
atssr-1893	226	9	for	for	ADP
atssr-1893	226	10	each	each	DET
atssr-1893	226	11	given	give	VERB
atssr-1893	226	12	year	year	NOUN
atssr-1893	226	13	from	from	ADP
atssr-1893	226	14	the	the	DET
atssr-1893	226	15	nominal	nominal	ADJ
atssr-1893	226	16	returns	return	NOUN
atssr-1893	226	17	received	receive	VERB
atssr-1893	226	18	in	in	ADP
atssr-1893	226	19	the	the	DET
atssr-1893	226	20	bank	bank	NOUN
atssr-1893	226	21	account	account	NOUN
atssr-1893	226	22	.	.	PUNCT
atssr-1893	227	1	this	this	DET
atssr-1893	227	2	assumption	assumption	NOUN
atssr-1893	227	3	about	about	ADP
atssr-1893	227	4	savings	saving	NOUN
atssr-1893	227	5	reflects	reflect	VERB
atssr-1893	227	6	what	what	PRON
atssr-1893	227	7	people	people	NOUN
atssr-1893	227	8	might	might	AUX
atssr-1893	227	9	expect	expect	VERB
atssr-1893	227	10	in	in	ADP
atssr-1893	227	11	real	real	ADJ
atssr-1893	227	12	terms	term	NOUN
atssr-1893	227	13	;	;	PUNCT
atssr-1893	227	14	however	however	ADV
atssr-1893	227	15	,	,	PUNCT
atssr-1893	227	16	the	the	DET
atssr-1893	227	17	rising	rise	VERB
atssr-1893	227	18	housing	housing	NOUN
atssr-1893	227	19	prices	price	NOUN
atssr-1893	227	20	relative	relative	ADJ
atssr-1893	227	21	to	to	ADP
atssr-1893	227	22	other	other	ADJ
atssr-1893	227	23	goods	good	NOUN
atssr-1893	227	24	and	and	CCONJ
atssr-1893	227	25	services	service	NOUN
atssr-1893	227	26	diminish	diminish	VERB
atssr-1893	227	27	the	the	DET
atssr-1893	227	28	real	real	ADJ
atssr-1893	227	29	value	value	NOUN
atssr-1893	227	30	of	of	ADP
atssr-1893	227	31	these	these	DET
atssr-1893	227	32	savings	saving	NOUN
atssr-1893	227	33	.	.	PUNCT
atssr-1893	228	1	4	4	X
atssr-1893	228	2	.	.	X
atssr-1893	228	3	results	result	NOUN
atssr-1893	228	4	we	we	PRON
atssr-1893	228	5	look	look	VERB
atssr-1893	228	6	at	at	ADP
atssr-1893	228	7	three	three	NUM
atssr-1893	228	8	types	type	NOUN
atssr-1893	228	9	of	of	ADP
atssr-1893	228	10	groups	group	NOUN
atssr-1893	228	11	.	.	PUNCT
atssr-1893	229	1	we	we	PRON
atssr-1893	229	2	begin	begin	VERB
atssr-1893	229	3	by	by	ADP
atssr-1893	229	4	looking	look	VERB
atssr-1893	229	5	at	at	ADP
atssr-1893	229	6	the	the	DET
atssr-1893	229	7	average	average	ADJ
atssr-1893	229	8	icelandic	icelandic	ADJ
atssr-1893	229	9	person	person	NOUN
atssr-1893	229	10	income	income	NOUN
atssr-1893	229	11	-	-	PUNCT
atssr-1893	229	12	wise	wise	ADJ
atssr-1893	229	13	.	.	PUNCT
atssr-1893	230	1	first	first	ADV
atssr-1893	230	2	,	,	PUNCT
atssr-1893	230	3	we	we	PRON
atssr-1893	230	4	look	look	VERB
atssr-1893	230	5	at	at	ADP
atssr-1893	230	6	what	what	PRON
atssr-1893	230	7	is	be	AUX
atssr-1893	230	8	categorized	categorize	VERB
atssr-1893	230	9	as	as	ADP
atssr-1893	230	10	“	"	PUNCT
atssr-1893	230	11	all	all	PRON
atssr-1893	230	12	”	"	PUNCT
atssr-1893	230	13	by	by	ADP
atssr-1893	230	14	statistics	statistic	NOUN
atssr-1893	230	15	iceland	iceland	PROPN
atssr-1893	230	16	(	(	PUNCT
atssr-1893	230	17	2024a	2024a	NUM
atssr-1893	230	18	)	)	PUNCT
atssr-1893	230	19	followed	follow	VERB
atssr-1893	230	20	by	by	ADP
atssr-1893	230	21	women	woman	NOUN
atssr-1893	230	22	and	and	CCONJ
atssr-1893	230	23	men	man	NOUN
atssr-1893	230	24	(	(	PUNCT
atssr-1893	230	25	the	the	DET
atssr-1893	230	26	only	only	ADJ
atssr-1893	230	27	gender	gender	NOUN
atssr-1893	230	28	categories	category	NOUN
atssr-1893	230	29	available	available	ADJ
atssr-1893	230	30	)	)	PUNCT
atssr-1893	230	31	.	.	PUNCT
atssr-1893	231	1	we	we	PRON
atssr-1893	231	2	then	then	ADV
atssr-1893	231	3	focus	focus	VERB
atssr-1893	231	4	on	on	ADP
atssr-1893	231	5	groups	group	NOUN
atssr-1893	231	6	based	base	VERB
atssr-1893	231	7	on	on	ADP
atssr-1893	231	8	their	their	PRON
atssr-1893	231	9	income	income	NOUN
atssr-1893	231	10	:	:	PUNCT
atssr-1893	231	11	the	the	DET
atssr-1893	231	12	lowest	low	ADJ
atssr-1893	231	13	20	20	NUM
atssr-1893	231	14	%	%	NOUN
atssr-1893	231	15	percentile	percentile	ADJ
atssr-1893	231	16	income	income	NOUN
atssr-1893	231	17	and	and	CCONJ
atssr-1893	231	18	lowest	low	ADJ
atssr-1893	231	19	40	40	NUM
atssr-1893	231	20	%	%	NOUN
atssr-1893	231	21	percentile	percentile	ADJ
atssr-1893	231	22	income	income	NOUN
atssr-1893	231	23	groups	group	NOUN
atssr-1893	231	24	.	.	PUNCT
atssr-1893	232	1	the	the	DET
atssr-1893	232	2	third	third	ADJ
atssr-1893	232	3	type	type	NOUN
atssr-1893	232	4	is	be	AUX
atssr-1893	232	5	subgroups	subgroup	NOUN
atssr-1893	232	6	of	of	ADP
atssr-1893	232	7	single	single	ADJ
atssr-1893	232	8	individuals	individual	NOUN
atssr-1893	232	9	,	,	PUNCT
atssr-1893	232	10	single	single	ADJ
atssr-1893	232	11	parents	parent	NOUN
atssr-1893	232	12	,	,	PUNCT
atssr-1893	232	13	and	and	CCONJ
atssr-1893	232	14	couples	couple	NOUN
atssr-1893	232	15	with	with	ADP
atssr-1893	232	16	one	one	NUM
atssr-1893	232	17	child	child	NOUN
atssr-1893	232	18	.	.	PUNCT
atssr-1893	233	1	4.1	4.1	NUM
atssr-1893	233	2	.	.	PUNCT
atssr-1893	233	3	average	average	ADJ
atssr-1893	233	4	income	income	NOUN
atssr-1893	233	5	we	we	PRON
atssr-1893	233	6	begin	begin	VERB
atssr-1893	233	7	by	by	ADP
atssr-1893	233	8	looking	look	VERB
atssr-1893	233	9	at	at	ADP
atssr-1893	233	10	the	the	DET
atssr-1893	233	11	years	year	NOUN
atssr-1893	233	12	it	it	PRON
atssr-1893	233	13	takes	take	VERB
atssr-1893	233	14	to	to	PART
atssr-1893	233	15	save	save	VERB
atssr-1893	233	16	for	for	ADP
atssr-1893	233	17	a	a	DET
atssr-1893	233	18	15	15	NUM
atssr-1893	233	19	%	%	NOUN
atssr-1893	233	20	down	down	ADP
atssr-1893	233	21	payment	payment	NOUN
atssr-1893	233	22	for	for	ADP
atssr-1893	233	23	an	an	DET
atssr-1893	233	24	average	average	ADJ
atssr-1893	233	25	wage	wage	NOUN
atssr-1893	233	26	-	-	PUNCT
atssr-1893	233	27	wise	wise	ADJ
atssr-1893	233	28	person	person	NOUN
atssr-1893	233	29	,	,	PUNCT
atssr-1893	233	30	man	man	NOUN
atssr-1893	233	31	or	or	CCONJ
atssr-1893	233	32	woman	woman	NOUN
atssr-1893	233	33	,	,	PUNCT
atssr-1893	233	34	as	as	SCONJ
atssr-1893	233	35	seen	see	VERB
atssr-1893	233	36	in	in	ADP
atssr-1893	233	37	figure	figure	NOUN
atssr-1893	233	38	2	2	NUM
atssr-1893	233	39	.	.	PUNCT
atssr-1893	234	1	each	each	DET
atssr-1893	234	2	case	case	NOUN
atssr-1893	234	3	assumes	assume	VERB
atssr-1893	234	4	that	that	SCONJ
atssr-1893	234	5	the	the	DET
atssr-1893	234	6	person	person	NOUN
atssr-1893	234	7	is	be	AUX
atssr-1893	234	8	single	single	ADJ
atssr-1893	234	9	and	and	CCONJ
atssr-1893	234	10	childless	childless	ADJ
atssr-1893	234	11	,	,	PUNCT
atssr-1893	234	12	owns	own	VERB
atssr-1893	234	13	a	a	DET
atssr-1893	234	14	car	car	NOUN
atssr-1893	234	15	,	,	PUNCT
atssr-1893	234	16	and	and	CCONJ
atssr-1893	234	17	lives	live	VERB
atssr-1893	234	18	in	in	ADP
atssr-1893	234	19	a	a	DET
atssr-1893	234	20	studio	studio	NOUN
atssr-1893	234	21	rental	rental	NOUN
atssr-1893	234	22	apartment	apartment	NOUN
atssr-1893	234	23	in	in	ADP
atssr-1893	234	24	the	the	DET
atssr-1893	234	25	kringlumýrabraut	kringlumýrabraut	PROPN
atssr-1893	234	26	area	area	NOUN
atssr-1893	234	27	.	.	PUNCT
atssr-1893	235	1	we	we	PRON
atssr-1893	235	2	do	do	AUX
atssr-1893	235	3	not	not	PART
atssr-1893	235	4	observe	observe	VERB
atssr-1893	235	5	the	the	DET
atssr-1893	235	6	time	time	NOUN
atssr-1893	235	7	for	for	ADP
atssr-1893	235	8	a	a	DET
atssr-1893	235	9	5	5	NUM
atssr-1893	235	10	%	%	NOUN
atssr-1893	235	11	down	down	ADP
atssr-1893	235	12	payment	payment	NOUN
atssr-1893	235	13	since	since	SCONJ
atssr-1893	235	14	none	none	NOUN
atssr-1893	235	15	of	of	ADP
atssr-1893	235	16	those	those	DET
atssr-1893	235	17	groups	group	NOUN
atssr-1893	235	18	are	be	AUX
atssr-1893	235	19	eligible	eligible	ADJ
atssr-1893	235	20	for	for	ADP
atssr-1893	235	21	such	such	ADJ
atssr-1893	235	22	government	government	NOUN
atssr-1893	235	23	assistance	assistance	NOUN
atssr-1893	235	24	.	.	PUNCT
atssr-1893	236	1	asian	asian	ADJ
atssr-1893	236	2	themes	theme	NOUN
atssr-1893	236	3	in	in	ADP
atssr-1893	236	4	social	social	ADJ
atssr-1893	236	5	sciences	science	NOUN
atssr-1893	236	6	research	research	NOUN
atssr-1893	236	7	2024	2024	NUM
atssr-1893	236	8	,	,	PUNCT
atssr-1893	236	9	vol	vol	NOUN
atssr-1893	236	10	.	.	NOUN
atssr-1893	236	11	8	8	NUM
atssr-1893	236	12	,	,	PUNCT
atssr-1893	236	13	no	no	INTJ
atssr-1893	236	14	.	.	NOUN
atssr-1893	236	15	1	1	NUM
atssr-1893	236	16	,	,	PUNCT
atssr-1893	236	17	pp	pp	ADJ
atssr-1893	236	18	.	.	PUNCT
atssr-1893	237	1	37	37	NUM
atssr-1893	237	2	-	-	SYM
atssr-1893	237	3	53	53	NUM
atssr-1893	237	4	43	43	NUM
atssr-1893	237	5	©	©	ADP
atssr-1893	237	6	2024	2024	NUM
atssr-1893	237	7	by	by	ADP
atssr-1893	237	8	the	the	DET
atssr-1893	237	9	authors	author	NOUN
atssr-1893	237	10	;	;	PUNCT
atssr-1893	237	11	licensee	licensee	VERB
atssr-1893	237	12	online	online	ADJ
atssr-1893	237	13	academic	academic	ADJ
atssr-1893	237	14	press	press	NOUN
atssr-1893	237	15	,	,	PUNCT
atssr-1893	237	16	usa	usa	PROPN
atssr-1893	237	17	figure	figure	NOUN
atssr-1893	237	18	2	2	NUM
atssr-1893	237	19	.	.	PUNCT
atssr-1893	238	1	the	the	DET
atssr-1893	238	2	time	time	NOUN
atssr-1893	238	3	it	it	PRON
atssr-1893	238	4	takes	take	VERB
atssr-1893	238	5	to	to	PART
atssr-1893	238	6	save	save	VERB
atssr-1893	238	7	for	for	ADP
atssr-1893	238	8	a	a	DET
atssr-1893	238	9	15	15	NUM
atssr-1893	238	10	%	%	NOUN
atssr-1893	238	11	down	down	ADP
atssr-1893	238	12	payment	payment	NOUN
atssr-1893	238	13	with	with	ADP
atssr-1893	238	14	typical	typical	ADJ
atssr-1893	238	15	spending	spending	NOUN
atssr-1893	238	16	from	from	ADP
atssr-1893	238	17	2011	2011	NUM
atssr-1893	238	18	-	-	SYM
atssr-1893	238	19	2022	2022	NUM
atssr-1893	238	20	.	.	PUNCT
atssr-1893	239	1	since	since	SCONJ
atssr-1893	239	2	these	these	DET
atssr-1893	239	3	groups	group	NOUN
atssr-1893	239	4	could	could	AUX
atssr-1893	239	5	very	very	ADV
atssr-1893	239	6	quickly	quickly	ADV
atssr-1893	239	7	save	save	VERB
atssr-1893	239	8	for	for	ADP
atssr-1893	239	9	a	a	DET
atssr-1893	239	10	down	down	ADJ
atssr-1893	239	11	payment	payment	NOUN
atssr-1893	239	12	during	during	ADP
atssr-1893	239	13	the	the	DET
atssr-1893	239	14	whole	whole	ADJ
atssr-1893	239	15	2011	2011	NUM
atssr-1893	239	16	-	-	SYM
atssr-1893	239	17	2022	2022	NUM
atssr-1893	239	18	period	period	NOUN
atssr-1893	239	19	by	by	ADP
atssr-1893	239	20	consuming	consume	VERB
atssr-1893	239	21	only	only	ADV
atssr-1893	239	22	the	the	DET
atssr-1893	239	23	bare	bare	ADJ
atssr-1893	239	24	minimum	minimum	NOUN
atssr-1893	239	25	,	,	PUNCT
atssr-1893	239	26	or	or	CCONJ
atssr-1893	239	27	around	around	ADP
atssr-1893	239	28	one	one	NUM
atssr-1893	239	29	year	year	NOUN
atssr-1893	239	30	,	,	PUNCT
atssr-1893	239	31	our	our	PRON
atssr-1893	239	32	focus	focus	NOUN
atssr-1893	239	33	is	be	AUX
atssr-1893	239	34	on	on	ADP
atssr-1893	239	35	typical	typical	ADJ
atssr-1893	239	36	spending	spending	NOUN
atssr-1893	239	37	.	.	PUNCT
atssr-1893	240	1	it	it	PRON
atssr-1893	240	2	takes	take	VERB
atssr-1893	240	3	an	an	DET
atssr-1893	240	4	averageincome	averageincome	ADJ
atssr-1893	240	5	person	person	NOUN
atssr-1893	240	6	and	and	CCONJ
atssr-1893	240	7	average	average	ADJ
atssr-1893	240	8	male	male	NOUN
atssr-1893	240	9	a	a	DET
atssr-1893	240	10	slightly	slightly	ADV
atssr-1893	240	11	more	more	ADV
atssr-1893	240	12	protracted	protract	VERB
atssr-1893	240	13	amount	amount	NOUN
atssr-1893	240	14	of	of	ADP
atssr-1893	240	15	time	time	NOUN
atssr-1893	240	16	to	to	PART
atssr-1893	240	17	save	save	VERB
atssr-1893	240	18	for	for	ADP
atssr-1893	240	19	a	a	DET
atssr-1893	240	20	down	down	ADJ
atssr-1893	240	21	payment	payment	NOUN
atssr-1893	240	22	in	in	ADP
atssr-1893	240	23	2022	2022	NUM
atssr-1893	240	24	as	as	ADP
atssr-1893	240	25	in	in	ADP
atssr-1893	240	26	2011	2011	NUM
atssr-1893	240	27	when	when	SCONJ
atssr-1893	240	28	iceland	iceland	PROPN
atssr-1893	240	29	was	be	AUX
atssr-1893	240	30	still	still	ADV
atssr-1893	240	31	reeling	reel	VERB
atssr-1893	240	32	from	from	ADP
atssr-1893	240	33	the	the	DET
atssr-1893	240	34	economic	economic	ADJ
atssr-1893	240	35	crisis	crisis	NOUN
atssr-1893	240	36	.	.	PUNCT
atssr-1893	241	1	women	woman	NOUN
atssr-1893	241	2	need	need	VERB
atssr-1893	241	3	,	,	PUNCT
atssr-1893	241	4	however	however	ADV
atssr-1893	241	5	,	,	PUNCT
atssr-1893	241	6	a	a	DET
atssr-1893	241	7	slightly	slightly	ADV
atssr-1893	241	8	shorter	short	ADJ
atssr-1893	241	9	time	time	NOUN
atssr-1893	241	10	to	to	PART
atssr-1893	241	11	save	save	VERB
atssr-1893	241	12	for	for	ADP
atssr-1893	241	13	a	a	DET
atssr-1893	241	14	down	down	ADJ
atssr-1893	241	15	payment	payment	NOUN
atssr-1893	241	16	in	in	ADP
atssr-1893	241	17	2022	2022	NUM
atssr-1893	241	18	compared	compare	VERB
atssr-1893	241	19	to	to	ADP
atssr-1893	241	20	2011	2011	NUM
atssr-1893	241	21	,	,	PUNCT
atssr-1893	241	22	but	but	CCONJ
atssr-1893	241	23	still	still	ADV
atssr-1893	241	24	a	a	DET
atssr-1893	241	25	considerably	considerably	ADV
atssr-1893	241	26	longer	long	ADJ
atssr-1893	241	27	time	time	NOUN
atssr-1893	241	28	compared	compare	VERB
atssr-1893	241	29	to	to	ADP
atssr-1893	241	30	men	man	NOUN
atssr-1893	241	31	.	.	PUNCT
atssr-1893	242	1	even	even	ADV
atssr-1893	242	2	though	though	SCONJ
atssr-1893	242	3	wage	wage	NOUN
atssr-1893	242	4	discrepancies	discrepancy	NOUN
atssr-1893	242	5	between	between	ADP
atssr-1893	242	6	the	the	DET
atssr-1893	242	7	sexes	sex	NOUN
atssr-1893	242	8	have	have	AUX
atssr-1893	242	9	diminished	diminish	VERB
atssr-1893	242	10	,	,	PUNCT
atssr-1893	242	11	the	the	DET
atssr-1893	242	12	difference	difference	NOUN
atssr-1893	242	13	is	be	AUX
atssr-1893	242	14	still	still	ADV
atssr-1893	242	15	visible	visible	ADJ
atssr-1893	242	16	,	,	PUNCT
atssr-1893	242	17	partly	partly	ADV
atssr-1893	242	18	due	due	ADP
atssr-1893	242	19	to	to	ADP
atssr-1893	242	20	the	the	DET
atssr-1893	242	21	amplification	amplification	NOUN
atssr-1893	242	22	in	in	ADP
atssr-1893	242	23	the	the	DET
atssr-1893	242	24	narrow	narrow	ADJ
atssr-1893	242	25	distinction	distinction	NOUN
atssr-1893	242	26	between	between	ADP
atssr-1893	242	27	after	after	ADP
atssr-1893	242	28	-	-	PUNCT
atssr-1893	242	29	tax	tax	NOUN
atssr-1893	242	30	wages	wage	NOUN
atssr-1893	242	31	and	and	CCONJ
atssr-1893	242	32	consumption	consumption	NOUN
atssr-1893	242	33	.	.	PUNCT
atssr-1893	243	1	looking	look	VERB
atssr-1893	243	2	at	at	ADP
atssr-1893	243	3	the	the	DET
atssr-1893	243	4	savings	saving	NOUN
atssr-1893	243	5	possible	possible	ADJ
atssr-1893	243	6	by	by	ADP
atssr-1893	243	7	living	live	VERB
atssr-1893	243	8	a	a	DET
atssr-1893	243	9	typical	typical	ADJ
atssr-1893	243	10	life	life	NOUN
atssr-1893	243	11	for	for	ADP
atssr-1893	243	12	these	these	DET
atssr-1893	243	13	two	two	NUM
atssr-1893	243	14	genders	gender	NOUN
atssr-1893	243	15	,	,	PUNCT
atssr-1893	243	16	as	as	SCONJ
atssr-1893	243	17	seen	see	VERB
atssr-1893	243	18	in	in	ADP
atssr-1893	243	19	figure	figure	NOUN
atssr-1893	243	20	3	3	NUM
atssr-1893	243	21	,	,	PUNCT
atssr-1893	243	22	one	one	PRON
atssr-1893	243	23	can	can	AUX
atssr-1893	243	24	see	see	VERB
atssr-1893	243	25	the	the	DET
atssr-1893	243	26	effects	effect	NOUN
atssr-1893	243	27	of	of	ADP
atssr-1893	243	28	wages	wage	NOUN
atssr-1893	243	29	constantly	constantly	ADV
atssr-1893	243	30	rising	rise	VERB
atssr-1893	243	31	more	more	ADV
atssr-1893	243	32	than	than	ADP
atssr-1893	243	33	the	the	DET
atssr-1893	243	34	cpi	cpi	NOUN
atssr-1893	243	35	during	during	ADP
atssr-1893	243	36	2011	2011	NUM
atssr-1893	243	37	-	-	SYM
atssr-1893	243	38	2022	2022	NUM
atssr-1893	243	39	,	,	PUNCT
atssr-1893	243	40	as	as	SCONJ
atssr-1893	243	41	demonstrated	demonstrate	VERB
atssr-1893	243	42	in	in	ADP
atssr-1893	243	43	figure	figure	NOUN
atssr-1893	243	44	1	1	NUM
atssr-1893	243	45	.	.	PUNCT
atssr-1893	243	46	with	with	ADP
atssr-1893	243	47	higher	high	ADJ
atssr-1893	243	48	real	real	ADJ
atssr-1893	243	49	wages	wage	NOUN
atssr-1893	243	50	,	,	PUNCT
atssr-1893	243	51	the	the	DET
atssr-1893	243	52	average	average	ADJ
atssr-1893	243	53	-	-	PUNCT
atssr-1893	243	54	wage	wage	NOUN
atssr-1893	243	55	person	person	NOUN
atssr-1893	243	56	has	have	AUX
atssr-1893	243	57	been	be	AUX
atssr-1893	243	58	able	able	ADJ
atssr-1893	243	59	to	to	PART
atssr-1893	243	60	set	set	VERB
atssr-1893	243	61	aside	aside	ADP
atssr-1893	243	62	more	more	ADJ
atssr-1893	243	63	money	money	NOUN
atssr-1893	243	64	for	for	ADP
atssr-1893	243	65	savings	saving	NOUN
atssr-1893	243	66	constantly	constantly	ADV
atssr-1893	243	67	.	.	PUNCT
atssr-1893	244	1	during	during	ADP
atssr-1893	244	2	2011	2011	NUM
atssr-1893	244	3	-	-	SYM
atssr-1893	244	4	2014	2014	NUM
atssr-1893	244	5	,	,	PUNCT
atssr-1893	244	6	it	it	PRON
atssr-1893	244	7	remained	remain	VERB
atssr-1893	244	8	similar	similar	ADJ
atssr-1893	244	9	,	,	PUNCT
atssr-1893	244	10	between	between	ADP
atssr-1893	244	11	20	20	NUM
atssr-1893	244	12	%	%	NOUN
atssr-1893	244	13	and	and	CCONJ
atssr-1893	244	14	23	23	NUM
atssr-1893	244	15	%	%	NOUN
atssr-1893	244	16	,	,	PUNCT
atssr-1893	244	17	but	but	CCONJ
atssr-1893	244	18	it	it	PRON
atssr-1893	244	19	has	have	AUX
atssr-1893	244	20	risen	rise	VERB
atssr-1893	244	21	continuously	continuously	ADV
atssr-1893	244	22	and	and	CCONJ
atssr-1893	244	23	hovered	hover	VERB
atssr-1893	244	24	around	around	ADV
atssr-1893	244	25	30	30	NUM
atssr-1893	244	26	%	%	NOUN
atssr-1893	244	27	during	during	ADP
atssr-1893	244	28	2015	2015	NUM
atssr-1893	244	29	-	-	SYM
atssr-1893	244	30	2022	2022	NUM
atssr-1893	244	31	.	.	PUNCT
atssr-1893	245	1	this	this	DET
atssr-1893	245	2	trend	trend	NOUN
atssr-1893	245	3	was	be	AUX
atssr-1893	245	4	reflected	reflect	VERB
atssr-1893	245	5	in	in	ADP
atssr-1893	245	6	the	the	DET
atssr-1893	245	7	number	number	NOUN
atssr-1893	245	8	of	of	ADP
atssr-1893	245	9	years	year	NOUN
atssr-1893	245	10	reaching	reach	VERB
atssr-1893	245	11	the	the	DET
atssr-1893	245	12	target	target	NOUN
atssr-1893	245	13	from	from	ADP
atssr-1893	245	14	2011	2011	NUM
atssr-1893	245	15	-	-	SYM
atssr-1893	245	16	2016	2016	NUM
atssr-1893	245	17	.	.	PUNCT
atssr-1893	246	1	after	after	ADP
atssr-1893	246	2	that	that	PRON
atssr-1893	246	3	,	,	PUNCT
atssr-1893	246	4	however	however	ADV
atssr-1893	246	5	,	,	PUNCT
atssr-1893	246	6	it	it	PRON
atssr-1893	246	7	remained	remain	VERB
atssr-1893	246	8	steady	steady	ADJ
atssr-1893	246	9	until	until	ADP
atssr-1893	246	10	the	the	DET
atssr-1893	246	11	covid-19	covid-19	PROPN
atssr-1893	246	12	pandemic	pandemic	ADJ
atssr-1893	246	13	hit	hit	NOUN
atssr-1893	246	14	in	in	ADP
atssr-1893	246	15	march	march	PROPN
atssr-1893	246	16	2020	2020	NUM
atssr-1893	246	17	,	,	PUNCT
atssr-1893	246	18	causing	cause	VERB
atssr-1893	246	19	central	central	ADJ
atssr-1893	246	20	banks	bank	NOUN
atssr-1893	246	21	to	to	PART
atssr-1893	246	22	lower	lower	VERB
atssr-1893	246	23	interest	interest	NOUN
atssr-1893	246	24	rates	rate	NOUN
atssr-1893	246	25	and	and	CCONJ
atssr-1893	246	26	a	a	DET
atssr-1893	246	27	housing	housing	NOUN
atssr-1893	246	28	boom	boom	NOUN
atssr-1893	246	29	.	.	PUNCT
atssr-1893	247	1	interest	interest	NOUN
atssr-1893	247	2	on	on	ADP
atssr-1893	247	3	savings	saving	NOUN
atssr-1893	247	4	fell	fall	VERB
atssr-1893	247	5	by	by	ADP
atssr-1893	247	6	around	around	ADV
atssr-1893	247	7	2	2	NUM
atssr-1893	247	8	%	%	NOUN
atssr-1893	247	9	of	of	ADP
atssr-1893	247	10	the	the	DET
atssr-1893	247	11	total	total	ADJ
atssr-1893	247	12	annual	annual	ADJ
atssr-1893	247	13	savings	saving	NOUN
atssr-1893	247	14	set	set	VERB
atssr-1893	247	15	aside	aside	ADV
atssr-1893	247	16	and	and	CCONJ
atssr-1893	247	17	interest	interest	NOUN
atssr-1893	247	18	returns	return	NOUN
atssr-1893	247	19	,	,	PUNCT
atssr-1893	247	20	while	while	SCONJ
atssr-1893	247	21	the	the	DET
atssr-1893	247	22	housing	housing	NOUN
atssr-1893	247	23	index	index	NOUN
atssr-1893	247	24	rose	rise	VERB
atssr-1893	247	25	from	from	ADP
atssr-1893	247	26	late	late	ADJ
atssr-1893	247	27	2019	2019	NUM
atssr-1893	247	28	to	to	ADP
atssr-1893	247	29	late	late	ADJ
atssr-1893	247	30	2022	2022	NUM
atssr-1893	247	31	almost	almost	ADV
atssr-1893	247	32	50	50	NUM
atssr-1893	247	33	%	%	NOUN
atssr-1893	247	34	.	.	PUNCT
atssr-1893	248	1	hence	hence	ADV
atssr-1893	248	2	,	,	PUNCT
atssr-1893	248	3	the	the	DET
atssr-1893	248	4	years	year	NOUN
atssr-1893	248	5	needed	need	VERB
atssr-1893	248	6	to	to	PART
atssr-1893	248	7	save	save	VERB
atssr-1893	248	8	for	for	ADP
atssr-1893	248	9	a	a	DET
atssr-1893	248	10	down	down	ADJ
atssr-1893	248	11	payment	payment	NOUN
atssr-1893	248	12	increased	increase	VERB
atssr-1893	248	13	from	from	ADP
atssr-1893	248	14	1.8	1.8	NUM
atssr-1893	248	15	to	to	PART
atssr-1893	248	16	2.3	2.3	NUM
atssr-1893	248	17	during	during	ADP
atssr-1893	248	18	2020	2020	NUM
atssr-1893	248	19	-	-	SYM
atssr-1893	248	20	2022	2022	NUM
atssr-1893	248	21	.	.	PUNCT
atssr-1893	249	1	figure	figure	NOUN
atssr-1893	249	2	3	3	NUM
atssr-1893	249	3	.	.	PUNCT
atssr-1893	249	4	average	average	ADJ
atssr-1893	249	5	savings	saving	NOUN
atssr-1893	249	6	and	and	CCONJ
atssr-1893	249	7	years	year	NOUN
atssr-1893	249	8	needed	need	VERB
atssr-1893	249	9	to	to	PART
atssr-1893	249	10	save	save	VERB
atssr-1893	249	11	for	for	ADP
atssr-1893	249	12	a	a	DET
atssr-1893	249	13	15	15	NUM
atssr-1893	249	14	%	%	NOUN
atssr-1893	249	15	down	down	ADP
atssr-1893	249	16	payment	payment	NOUN
atssr-1893	249	17	2011	2011	NUM
atssr-1893	249	18	-	-	SYM
atssr-1893	249	19	2022	2022	NUM
atssr-1893	249	20	for	for	ADP
atssr-1893	249	21	all	all	DET
atssr-1893	249	22	genders	gender	NOUN
atssr-1893	249	23	.	.	PUNCT
atssr-1893	250	1	as	as	SCONJ
atssr-1893	250	2	expected	expect	VERB
atssr-1893	250	3	,	,	PUNCT
atssr-1893	250	4	the	the	DET
atssr-1893	250	5	average	average	ADJ
atssr-1893	250	6	-	-	PUNCT
atssr-1893	250	7	wage	wage	NOUN
atssr-1893	250	8	man	man	NOUN
atssr-1893	250	9	needed	need	VERB
atssr-1893	250	10	fewer	few	ADJ
atssr-1893	250	11	years	year	NOUN
atssr-1893	250	12	to	to	PART
atssr-1893	250	13	save	save	VERB
atssr-1893	250	14	for	for	ADP
atssr-1893	250	15	a	a	DET
atssr-1893	250	16	down	down	ADJ
atssr-1893	250	17	payment	payment	NOUN
atssr-1893	250	18	than	than	ADP
atssr-1893	250	19	the	the	DET
atssr-1893	250	20	average	average	ADJ
atssr-1893	250	21	-	-	PUNCT
atssr-1893	250	22	wage	wage	NOUN
atssr-1893	250	23	person	person	NOUN
atssr-1893	250	24	.	.	PUNCT
atssr-1893	251	1	figure	figure	VERB
atssr-1893	251	2	4	4	NUM
atssr-1893	251	3	.	.	PUNCT
atssr-1893	251	4	illustrates	illustrate	VERB
atssr-1893	251	5	that	that	SCONJ
atssr-1893	251	6	the	the	DET
atssr-1893	251	7	time	time	NOUN
atssr-1893	251	8	required	require	VERB
atssr-1893	251	9	rose	rise	VERB
atssr-1893	251	10	from	from	ADP
atssr-1893	251	11	a	a	DET
atssr-1893	251	12	low	low	NOUN
atssr-1893	251	13	of	of	ADP
atssr-1893	251	14	1.3	1.3	NUM
atssr-1893	251	15	years	year	NOUN
atssr-1893	251	16	during	during	ADP
atssr-1893	251	17	2016	2016	NUM
atssr-1893	251	18	-	-	SYM
atssr-1893	251	19	2017	2017	NUM
atssr-1893	251	20	to	to	ADP
atssr-1893	251	21	1.9	1.9	NUM
atssr-1893	251	22	years	year	NOUN
atssr-1893	251	23	asian	asian	ADJ
atssr-1893	251	24	themes	theme	NOUN
atssr-1893	251	25	in	in	ADP
atssr-1893	251	26	social	social	ADJ
atssr-1893	251	27	sciences	science	NOUN
atssr-1893	251	28	research	research	NOUN
atssr-1893	251	29	2024	2024	NUM
atssr-1893	251	30	,	,	PUNCT
atssr-1893	251	31	vol	vol	NOUN
atssr-1893	251	32	.	.	NOUN
atssr-1893	251	33	8	8	NUM
atssr-1893	251	34	,	,	PUNCT
atssr-1893	251	35	no	no	INTJ
atssr-1893	251	36	.	.	NOUN
atssr-1893	251	37	1	1	NUM
atssr-1893	251	38	,	,	PUNCT
atssr-1893	251	39	pp	pp	ADJ
atssr-1893	251	40	.	.	PUNCT
atssr-1893	252	1	37	37	NUM
atssr-1893	252	2	-	-	SYM
atssr-1893	252	3	53	53	NUM
atssr-1893	252	4	44	44	NUM
atssr-1893	252	5	©	©	ADP
atssr-1893	252	6	2024	2024	NUM
atssr-1893	252	7	by	by	ADP
atssr-1893	252	8	the	the	DET
atssr-1893	252	9	authors	author	NOUN
atssr-1893	252	10	;	;	PUNCT
atssr-1893	252	11	licensee	licensee	VERB
atssr-1893	252	12	online	online	ADJ
atssr-1893	252	13	academic	academic	ADJ
atssr-1893	252	14	press	press	NOUN
atssr-1893	252	15	,	,	PUNCT
atssr-1893	252	16	usa	usa	PROPN
atssr-1893	252	17	in	in	ADP
atssr-1893	252	18	2022	2022	NUM
atssr-1893	252	19	,	,	PUNCT
atssr-1893	252	20	or	or	CCONJ
atssr-1893	252	21	around	around	ADP
atssr-1893	252	22	50	50	NUM
atssr-1893	252	23	%	%	NOUN
atssr-1893	252	24	,	,	PUNCT
atssr-1893	252	25	despite	despite	SCONJ
atssr-1893	252	26	the	the	DET
atssr-1893	252	27	potential	potential	NOUN
atssr-1893	252	28	to	to	PART
atssr-1893	252	29	save	save	VERB
atssr-1893	252	30	each	each	DET
atssr-1893	252	31	year	year	NOUN
atssr-1893	252	32	continued	continue	VERB
atssr-1893	252	33	to	to	PART
atssr-1893	252	34	increase	increase	VERB
atssr-1893	252	35	in	in	ADP
atssr-1893	252	36	the	the	DET
atssr-1893	252	37	following	following	ADJ
atssr-1893	252	38	years	year	NOUN
atssr-1893	252	39	,	,	PUNCT
atssr-1893	252	40	although	although	SCONJ
atssr-1893	252	41	the	the	DET
atssr-1893	252	42	change	change	NOUN
atssr-1893	252	43	was	be	AUX
atssr-1893	252	44	incremental	incremental	ADJ
atssr-1893	252	45	.	.	PUNCT
atssr-1893	253	1	figure	figure	NOUN
atssr-1893	253	2	4	4	NUM
atssr-1893	253	3	.	.	PUNCT
atssr-1893	253	4	average	average	ADJ
atssr-1893	253	5	savings	saving	NOUN
atssr-1893	253	6	and	and	CCONJ
atssr-1893	253	7	years	year	NOUN
atssr-1893	253	8	needed	need	VERB
atssr-1893	253	9	to	to	PART
atssr-1893	253	10	save	save	VERB
atssr-1893	253	11	for	for	ADP
atssr-1893	253	12	a	a	DET
atssr-1893	253	13	15	15	NUM
atssr-1893	253	14	%	%	NOUN
atssr-1893	253	15	down	down	ADP
atssr-1893	253	16	payment	payment	NOUN
atssr-1893	253	17	2011	2011	NUM
atssr-1893	253	18	-	-	SYM
atssr-1893	253	19	2022	2022	NUM
atssr-1893	253	20	for	for	ADP
atssr-1893	253	21	men	man	NOUN
atssr-1893	253	22	.	.	PUNCT
atssr-1893	254	1	figure	figure	VERB
atssr-1893	254	2	5	5	NUM
atssr-1893	254	3	.	.	PUNCT
atssr-1893	254	4	illustrates	illustrate	VERB
atssr-1893	254	5	that	that	SCONJ
atssr-1893	254	6	the	the	DET
atssr-1893	254	7	average	average	ADJ
atssr-1893	254	8	-	-	PUNCT
atssr-1893	254	9	wage	wage	NOUN
atssr-1893	254	10	woman	woman	NOUN
atssr-1893	254	11	must	must	AUX
atssr-1893	254	12	spend	spend	VERB
atssr-1893	254	13	more	more	ADJ
atssr-1893	254	14	years	year	NOUN
atssr-1893	254	15	saving	save	VERB
atssr-1893	254	16	for	for	ADP
atssr-1893	254	17	a	a	DET
atssr-1893	254	18	down	down	ADJ
atssr-1893	254	19	payment	payment	NOUN
atssr-1893	254	20	,	,	PUNCT
atssr-1893	254	21	or	or	CCONJ
atssr-1893	254	22	roughly	roughly	ADV
atssr-1893	254	23	three	three	NUM
atssr-1893	254	24	years	year	NOUN
atssr-1893	254	25	,	,	PUNCT
atssr-1893	254	26	as	as	SCONJ
atssr-1893	254	27	opposed	oppose	VERB
atssr-1893	254	28	to	to	ADP
atssr-1893	254	29	2	2	NUM
atssr-1893	254	30	years	year	NOUN
atssr-1893	254	31	for	for	ADP
atssr-1893	254	32	an	an	DET
atssr-1893	254	33	average	average	ADJ
atssr-1893	254	34	-	-	PUNCT
atssr-1893	254	35	wage	wage	NOUN
atssr-1893	254	36	man	man	NOUN
atssr-1893	254	37	.	.	PUNCT
atssr-1893	255	1	the	the	DET
atssr-1893	255	2	reason	reason	NOUN
atssr-1893	255	3	is	be	AUX
atssr-1893	255	4	that	that	SCONJ
atssr-1893	255	5	the	the	DET
atssr-1893	255	6	average	average	ADJ
atssr-1893	255	7	wages	wage	NOUN
atssr-1893	255	8	for	for	ADP
atssr-1893	255	9	women	woman	NOUN
atssr-1893	255	10	have	have	AUX
atssr-1893	255	11	risen	rise	VERB
atssr-1893	255	12	(	(	PUNCT
atssr-1893	255	13	very	very	ADV
atssr-1893	255	14	)	)	PUNCT
atssr-1893	255	15	slightly	slightly	ADV
atssr-1893	255	16	more	more	ADJ
atssr-1893	255	17	than	than	ADP
atssr-1893	255	18	men	man	NOUN
atssr-1893	255	19	’s	’s	PART
atssr-1893	255	20	.	.	PUNCT
atssr-1893	256	1	men	man	NOUN
atssr-1893	256	2	had	have	VERB
atssr-1893	256	3	13.6	13.6	NUM
atssr-1893	256	4	%	%	NOUN
atssr-1893	256	5	higher	high	ADJ
atssr-1893	256	6	salaries	salary	NOUN
atssr-1893	256	7	in	in	ADP
atssr-1893	256	8	2011	2011	NUM
atssr-1893	256	9	but	but	CCONJ
atssr-1893	256	10	13.3	13.3	NUM
atssr-1893	256	11	%	%	NOUN
atssr-1893	256	12	in	in	ADP
atssr-1893	256	13	2022	2022	NUM
atssr-1893	256	14	(	(	PUNCT
atssr-1893	256	15	statistics	statistics	PROPN
atssr-1893	256	16	iceland	iceland	PROPN
atssr-1893	256	17	,	,	PUNCT
atssr-1893	256	18	2024a	2024a	NUM
atssr-1893	256	19	)	)	PUNCT
atssr-1893	256	20	.	.	PUNCT
atssr-1893	257	1	this	this	DET
atssr-1893	257	2	slight	slight	ADJ
atssr-1893	257	3	change	change	NOUN
atssr-1893	257	4	still	still	ADV
atssr-1893	257	5	has	have	AUX
atssr-1893	257	6	had	have	VERB
atssr-1893	257	7	the	the	DET
atssr-1893	257	8	effect	effect	NOUN
atssr-1893	257	9	that	that	SCONJ
atssr-1893	257	10	it	it	PRON
atssr-1893	257	11	takes	take	VERB
atssr-1893	257	12	the	the	DET
atssr-1893	257	13	average	average	ADJ
atssr-1893	257	14	-	-	PUNCT
atssr-1893	257	15	wage	wage	NOUN
atssr-1893	257	16	woman	woman	NOUN
atssr-1893	257	17	fewer	few	ADJ
atssr-1893	257	18	years	year	NOUN
atssr-1893	257	19	to	to	PART
atssr-1893	257	20	save	save	VERB
atssr-1893	257	21	for	for	ADP
atssr-1893	257	22	a	a	DET
atssr-1893	257	23	regular	regular	ADJ
atssr-1893	257	24	down	down	ADJ
atssr-1893	257	25	payment	payment	NOUN
atssr-1893	257	26	in	in	ADP
atssr-1893	257	27	2022	2022	NUM
atssr-1893	257	28	than	than	ADP
atssr-1893	257	29	in	in	ADP
atssr-1893	257	30	2011	2011	NUM
atssr-1893	257	31	.	.	PUNCT
atssr-1893	258	1	this	this	DET
atssr-1893	258	2	trend	trend	NOUN
atssr-1893	258	3	is	be	AUX
atssr-1893	258	4	also	also	ADV
atssr-1893	258	5	exemplified	exemplify	VERB
atssr-1893	258	6	by	by	ADP
atssr-1893	258	7	the	the	DET
atssr-1893	258	8	percentage	percentage	NOUN
atssr-1893	258	9	a	a	DET
atssr-1893	258	10	woman	woman	NOUN
atssr-1893	258	11	can	can	AUX
atssr-1893	258	12	set	set	VERB
atssr-1893	258	13	aside	aside	ADV
atssr-1893	258	14	for	for	ADP
atssr-1893	258	15	savings	saving	NOUN
atssr-1893	258	16	,	,	PUNCT
atssr-1893	258	17	which	which	PRON
atssr-1893	258	18	rose	rise	VERB
atssr-1893	258	19	9	9	NUM
atssr-1893	258	20	%	%	NOUN
atssr-1893	258	21	versus	versus	ADP
atssr-1893	258	22	8	8	NUM
atssr-1893	258	23	%	%	NOUN
atssr-1893	258	24	for	for	ADP
atssr-1893	258	25	men	man	NOUN
atssr-1893	258	26	.	.	PUNCT
atssr-1893	259	1	figure	figure	VERB
atssr-1893	259	2	5	5	NUM
atssr-1893	259	3	.	.	PUNCT
atssr-1893	259	4	average	average	ADJ
atssr-1893	259	5	savings	saving	NOUN
atssr-1893	259	6	and	and	CCONJ
atssr-1893	259	7	years	year	NOUN
atssr-1893	259	8	needed	need	VERB
atssr-1893	259	9	to	to	PART
atssr-1893	259	10	save	save	VERB
atssr-1893	259	11	for	for	ADP
atssr-1893	259	12	a	a	DET
atssr-1893	259	13	15	15	NUM
atssr-1893	259	14	%	%	NOUN
atssr-1893	259	15	down	down	ADP
atssr-1893	259	16	payment	payment	NOUN
atssr-1893	259	17	2011	2011	NUM
atssr-1893	259	18	-	-	SYM
atssr-1893	259	19	2022	2022	NUM
atssr-1893	259	20	for	for	ADP
atssr-1893	259	21	women	woman	NOUN
atssr-1893	259	22	.	.	PUNCT
atssr-1893	260	1	4.2	4.2	NUM
atssr-1893	260	2	.	.	PUNCT
atssr-1893	261	1	20th	20th	ADJ
atssr-1893	261	2	percentile	percentile	ADJ
atssr-1893	261	3	income	income	NOUN
atssr-1893	261	4	group	group	NOUN
atssr-1893	261	5	we	we	PRON
atssr-1893	261	6	first	first	ADV
atssr-1893	261	7	look	look	VERB
atssr-1893	261	8	at	at	ADP
atssr-1893	261	9	a	a	DET
atssr-1893	261	10	single	single	ADJ
atssr-1893	261	11	person	person	NOUN
atssr-1893	261	12	in	in	ADP
atssr-1893	261	13	the	the	DET
atssr-1893	261	14	20th	20th	ADJ
atssr-1893	261	15	percentile	percentile	ADJ
atssr-1893	261	16	income	income	NOUN
atssr-1893	261	17	group	group	NOUN
atssr-1893	261	18	.	.	PUNCT
atssr-1893	262	1	that	that	DET
atssr-1893	262	2	person	person	NOUN
atssr-1893	262	3	can	can	AUX
atssr-1893	262	4	not	not	PART
atssr-1893	262	5	save	save	VERB
atssr-1893	262	6	for	for	ADP
atssr-1893	262	7	a	a	DET
atssr-1893	262	8	down	down	ADJ
atssr-1893	262	9	payment	payment	NOUN
atssr-1893	262	10	by	by	ADP
atssr-1893	262	11	living	live	VERB
atssr-1893	262	12	a	a	DET
atssr-1893	262	13	typical	typical	ADJ
atssr-1893	262	14	consumption	consumption	NOUN
atssr-1893	262	15	standard	standard	NOUN
atssr-1893	262	16	,	,	PUNCT
atssr-1893	262	17	so	so	SCONJ
atssr-1893	262	18	we	we	PRON
atssr-1893	262	19	focus	focus	VERB
atssr-1893	262	20	on	on	ADP
atssr-1893	262	21	a	a	DET
atssr-1893	262	22	bare	bare	ADJ
atssr-1893	262	23	state	state	NOUN
atssr-1893	262	24	of	of	ADP
atssr-1893	262	25	expenditures	expenditure	NOUN
atssr-1893	262	26	.	.	PUNCT
atssr-1893	263	1	figure	figure	VERB
atssr-1893	263	2	6	6	NUM
atssr-1893	263	3	.	.	PUNCT
atssr-1893	263	4	shows	show	VERB
atssr-1893	263	5	that	that	SCONJ
atssr-1893	263	6	by	by	ADP
atssr-1893	263	7	living	live	VERB
atssr-1893	263	8	by	by	ADP
atssr-1893	263	9	such	such	ADJ
atssr-1893	263	10	bare	bare	ADJ
atssr-1893	263	11	standards	standard	NOUN
atssr-1893	263	12	,	,	PUNCT
atssr-1893	263	13	that	that	DET
atssr-1893	263	14	person	person	NOUN
atssr-1893	263	15	can	can	AUX
atssr-1893	263	16	in	in	ADP
atssr-1893	263	17	2	2	NUM
atssr-1893	263	18	-	-	SYM
atssr-1893	263	19	3	3	NUM
atssr-1893	263	20	years	year	NOUN
atssr-1893	263	21	save	save	VERB
atssr-1893	263	22	for	for	ADP
atssr-1893	263	23	a	a	DET
atssr-1893	263	24	15	15	NUM
atssr-1893	263	25	%	%	NOUN
atssr-1893	263	26	down	down	ADP
atssr-1893	263	27	payment	payment	NOUN
atssr-1893	263	28	and	and	CCONJ
atssr-1893	263	29	less	less	ADJ
atssr-1893	263	30	than	than	ADP
atssr-1893	263	31	a	a	PRON
atssr-1893	263	32	year	year	NOUN
atssr-1893	263	33	by	by	ADP
atssr-1893	263	34	only	only	ADV
atssr-1893	263	35	needing	need	VERB
atssr-1893	263	36	to	to	PART
atssr-1893	263	37	save	save	VERB
atssr-1893	263	38	for	for	ADP
atssr-1893	263	39	a	a	DET
atssr-1893	263	40	5	5	NUM
atssr-1893	263	41	%	%	NOUN
atssr-1893	263	42	payment	payment	NOUN
atssr-1893	263	43	.	.	PUNCT
atssr-1893	264	1	the	the	DET
atssr-1893	264	2	number	number	NOUN
atssr-1893	264	3	of	of	ADP
atssr-1893	264	4	years	year	NOUN
atssr-1893	264	5	it	it	PRON
atssr-1893	264	6	took	take	VERB
atssr-1893	264	7	was	be	AUX
atssr-1893	264	8	stable	stable	ADJ
atssr-1893	264	9	in	in	ADP
atssr-1893	264	10	2011	2011	NUM
atssr-1893	264	11	-	-	SYM
atssr-1893	264	12	2015	2015	NUM
atssr-1893	264	13	but	but	CCONJ
atssr-1893	264	14	has	have	AUX
atssr-1893	264	15	risen	rise	VERB
atssr-1893	264	16	considerably	considerably	ADV
atssr-1893	264	17	since	since	SCONJ
atssr-1893	264	18	then	then	ADV
atssr-1893	264	19	,	,	PUNCT
atssr-1893	264	20	reaching	reach	VERB
atssr-1893	264	21	a	a	DET
atssr-1893	264	22	peak	peak	NOUN
atssr-1893	264	23	in	in	ADP
atssr-1893	264	24	2022	2022	NUM
atssr-1893	264	25	.	.	PUNCT
atssr-1893	265	1	asian	asian	ADJ
atssr-1893	265	2	themes	theme	NOUN
atssr-1893	265	3	in	in	ADP
atssr-1893	265	4	social	social	ADJ
atssr-1893	265	5	sciences	science	NOUN
atssr-1893	265	6	research	research	NOUN
atssr-1893	265	7	2024	2024	NUM
atssr-1893	265	8	,	,	PUNCT
atssr-1893	265	9	vol	vol	NOUN
atssr-1893	265	10	.	.	NOUN
atssr-1893	265	11	8	8	NUM
atssr-1893	265	12	,	,	PUNCT
atssr-1893	265	13	no	no	INTJ
atssr-1893	265	14	.	.	NOUN
atssr-1893	265	15	1	1	NUM
atssr-1893	265	16	,	,	PUNCT
atssr-1893	265	17	pp	pp	ADJ
atssr-1893	265	18	.	.	PUNCT
atssr-1893	266	1	37	37	NUM
atssr-1893	266	2	-	-	SYM
atssr-1893	266	3	53	53	NUM
atssr-1893	266	4	45	45	NUM
atssr-1893	266	5	©	©	ADP
atssr-1893	266	6	2024	2024	NUM
atssr-1893	266	7	by	by	ADP
atssr-1893	266	8	the	the	DET
atssr-1893	266	9	authors	author	NOUN
atssr-1893	266	10	;	;	PUNCT
atssr-1893	266	11	licensee	licensee	VERB
atssr-1893	266	12	online	online	ADJ
atssr-1893	266	13	academic	academic	ADJ
atssr-1893	266	14	press	press	NOUN
atssr-1893	266	15	,	,	PUNCT
atssr-1893	266	16	usa	usa	PROPN
atssr-1893	266	17	figure	figure	NOUN
atssr-1893	266	18	6	6	NUM
atssr-1893	266	19	.	.	PUNCT
atssr-1893	267	1	the	the	DET
atssr-1893	267	2	time	time	NOUN
atssr-1893	267	3	it	it	PRON
atssr-1893	267	4	takes	take	VERB
atssr-1893	267	5	to	to	PART
atssr-1893	267	6	save	save	VERB
atssr-1893	267	7	for	for	ADP
atssr-1893	267	8	a	a	DET
atssr-1893	267	9	15	15	NUM
atssr-1893	267	10	%	%	NOUN
atssr-1893	267	11	and	and	CCONJ
atssr-1893	267	12	5	5	NUM
atssr-1893	267	13	%	%	NOUN
atssr-1893	267	14	down	down	ADP
atssr-1893	267	15	payment	payment	NOUN
atssr-1893	267	16	with	with	ADP
atssr-1893	267	17	bare	bare	ADJ
atssr-1893	267	18	spending	spending	NOUN
atssr-1893	267	19	from	from	ADP
atssr-1893	267	20	2011	2011	NUM
atssr-1893	267	21	to	to	ADP
atssr-1893	267	22	2022	2022	NUM
atssr-1893	267	23	for	for	ADP
atssr-1893	267	24	a	a	DET
atssr-1893	267	25	20th	20th	ADJ
atssr-1893	267	26	percentile	percentile	ADJ
atssr-1893	267	27	single	single	ADJ
atssr-1893	267	28	person	person	NOUN
atssr-1893	267	29	.	.	PUNCT
atssr-1893	268	1	figure	figure	VERB
atssr-1893	268	2	7	7	NUM
atssr-1893	268	3	shows	show	VERB
atssr-1893	268	4	that	that	SCONJ
atssr-1893	268	5	the	the	DET
atssr-1893	268	6	percentage	percentage	NOUN
atssr-1893	268	7	of	of	ADP
atssr-1893	268	8	money	money	NOUN
atssr-1893	268	9	available	available	ADJ
atssr-1893	268	10	to	to	PART
atssr-1893	268	11	set	set	VERB
atssr-1893	268	12	aside	aside	ADV
atssr-1893	268	13	as	as	SCONJ
atssr-1893	268	14	savings	saving	NOUN
atssr-1893	268	15	remained	remain	VERB
atssr-1893	268	16	similar	similar	ADJ
atssr-1893	268	17	during	during	ADP
atssr-1893	268	18	20112022	20112022	NUM
atssr-1893	268	19	.	.	PUNCT
atssr-1893	269	1	the	the	DET
atssr-1893	269	2	number	number	NOUN
atssr-1893	269	3	of	of	ADP
atssr-1893	269	4	years	year	NOUN
atssr-1893	269	5	needed	need	VERB
atssr-1893	269	6	to	to	PART
atssr-1893	269	7	save	save	VERB
atssr-1893	269	8	for	for	ADP
atssr-1893	269	9	a	a	DET
atssr-1893	269	10	down	down	ADJ
atssr-1893	269	11	payment	payment	NOUN
atssr-1893	269	12	never	never	ADV
atssr-1893	269	13	-	-	PUNCT
atssr-1893	269	14	the	the	DET
atssr-1893	269	15	-	-	PUNCT
atssr-1893	269	16	less	less	ADV
atssr-1893	269	17	increased	increase	VERB
atssr-1893	269	18	and	and	CCONJ
atssr-1893	269	19	has	have	AUX
atssr-1893	269	20	never	never	ADV
atssr-1893	269	21	been	be	AUX
atssr-1893	269	22	as	as	ADV
atssr-1893	269	23	high	high	ADJ
atssr-1893	269	24	as	as	ADP
atssr-1893	269	25	in	in	ADP
atssr-1893	269	26	2022	2022	NUM
atssr-1893	269	27	.	.	PUNCT
atssr-1893	270	1	figure	figure	VERB
atssr-1893	270	2	7	7	NUM
atssr-1893	270	3	.	.	PUNCT
atssr-1893	270	4	average	average	ADJ
atssr-1893	270	5	savings	saving	NOUN
atssr-1893	270	6	and	and	CCONJ
atssr-1893	270	7	years	year	NOUN
atssr-1893	270	8	needed	need	VERB
atssr-1893	270	9	to	to	PART
atssr-1893	270	10	save	save	VERB
atssr-1893	270	11	for	for	ADP
atssr-1893	270	12	a	a	DET
atssr-1893	270	13	15	15	NUM
atssr-1893	270	14	%	%	NOUN
atssr-1893	270	15	down	down	ADP
atssr-1893	270	16	payment	payment	NOUN
atssr-1893	270	17	2011	2011	NUM
atssr-1893	270	18	-	-	SYM
atssr-1893	270	19	2022	2022	NUM
atssr-1893	270	20	for	for	ADP
atssr-1893	270	21	a	a	DET
atssr-1893	270	22	20th	20th	ADJ
atssr-1893	270	23	percentile	percentile	ADJ
atssr-1893	270	24	single	single	ADJ
atssr-1893	270	25	person	person	NOUN
atssr-1893	270	26	.	.	PUNCT
atssr-1893	271	1	next	next	ADV
atssr-1893	271	2	,	,	PUNCT
atssr-1893	271	3	we	we	PRON
atssr-1893	271	4	focus	focus	VERB
atssr-1893	271	5	on	on	ADP
atssr-1893	271	6	a	a	DET
atssr-1893	271	7	single	single	ADJ
atssr-1893	271	8	parent	parent	NOUN
atssr-1893	271	9	with	with	ADP
atssr-1893	271	10	one	one	NUM
atssr-1893	271	11	child	child	NOUN
atssr-1893	271	12	in	in	ADP
atssr-1893	271	13	kindergarten	kindergarten	NOUN
atssr-1893	271	14	.	.	PUNCT
atssr-1893	272	1	like	like	ADP
atssr-1893	272	2	a	a	DET
atssr-1893	272	3	single	single	ADJ
atssr-1893	272	4	person	person	NOUN
atssr-1893	272	5	in	in	ADP
atssr-1893	272	6	the	the	DET
atssr-1893	272	7	same	same	ADJ
atssr-1893	272	8	income	income	NOUN
atssr-1893	272	9	group	group	NOUN
atssr-1893	272	10	,	,	PUNCT
atssr-1893	272	11	there	there	PRON
atssr-1893	272	12	is	be	VERB
atssr-1893	272	13	no	no	DET
atssr-1893	272	14	realistic	realistic	ADJ
atssr-1893	272	15	chance	chance	NOUN
atssr-1893	272	16	of	of	ADP
atssr-1893	272	17	saving	save	VERB
atssr-1893	272	18	for	for	ADP
atssr-1893	272	19	an	an	DET
atssr-1893	272	20	apartment	apartment	NOUN
atssr-1893	272	21	or	or	CCONJ
atssr-1893	272	22	living	live	VERB
atssr-1893	272	23	a	a	DET
atssr-1893	272	24	typical	typical	ADJ
atssr-1893	272	25	expenditure	expenditure	NOUN
atssr-1893	272	26	lifestyle	lifestyle	NOUN
atssr-1893	272	27	.	.	PUNCT
atssr-1893	273	1	when	when	SCONJ
atssr-1893	273	2	saving	save	VERB
atssr-1893	273	3	for	for	ADP
atssr-1893	273	4	a	a	DET
atssr-1893	273	5	15	15	NUM
atssr-1893	273	6	%	%	NOUN
atssr-1893	273	7	down	down	ADP
atssr-1893	273	8	payment	payment	NOUN
atssr-1893	273	9	,	,	PUNCT
atssr-1893	273	10	the	the	DET
atssr-1893	273	11	task	task	NOUN
atssr-1893	273	12	is	be	AUX
atssr-1893	273	13	virtually	virtually	ADV
atssr-1893	273	14	impossible	impossible	ADJ
atssr-1893	273	15	for	for	ADP
atssr-1893	273	16	2012	2012	NUM
atssr-1893	273	17	-	-	SYM
atssr-1893	273	18	2013	2013	NUM
atssr-1893	273	19	and	and	CCONJ
atssr-1893	273	20	practically	practically	ADV
atssr-1893	273	21	impossible	impossible	ADJ
atssr-1893	273	22	for	for	ADP
atssr-1893	273	23	most	most	ADJ
atssr-1893	273	24	other	other	ADJ
atssr-1893	273	25	years	year	NOUN
atssr-1893	273	26	,	,	PUNCT
atssr-1893	273	27	being	be	AUX
atssr-1893	273	28	ten	ten	NUM
atssr-1893	273	29	years	year	NOUN
atssr-1893	273	30	in	in	ADP
atssr-1893	273	31	2022	2022	NUM
atssr-1893	273	32	.	.	PUNCT
atssr-1893	274	1	the	the	DET
atssr-1893	274	2	task	task	NOUN
atssr-1893	274	3	is	be	AUX
atssr-1893	274	4	much	much	ADV
atssr-1893	274	5	more	more	ADV
atssr-1893	274	6	manageable	manageable	ADJ
atssr-1893	274	7	when	when	SCONJ
atssr-1893	274	8	aiming	aim	VERB
atssr-1893	274	9	for	for	ADP
atssr-1893	274	10	a	a	DET
atssr-1893	274	11	5	5	NUM
atssr-1893	274	12	%	%	NOUN
atssr-1893	274	13	down	down	ADP
atssr-1893	274	14	payment	payment	NOUN
atssr-1893	274	15	,	,	PUNCT
atssr-1893	274	16	which	which	PRON
atssr-1893	274	17	,	,	PUNCT
atssr-1893	274	18	despite	despite	SCONJ
atssr-1893	274	19	rising	rise	VERB
atssr-1893	274	20	housing	housing	NOUN
atssr-1893	274	21	costs	cost	NOUN
atssr-1893	274	22	,	,	PUNCT
atssr-1893	274	23	has	have	AUX
atssr-1893	274	24	been	be	AUX
atssr-1893	274	25	at	at	ADP
atssr-1893	274	26	the	the	DET
atssr-1893	274	27	lowest	low	ADJ
atssr-1893	274	28	levels	level	NOUN
atssr-1893	274	29	during	during	ADP
atssr-1893	274	30	the	the	DET
atssr-1893	274	31	period	period	NOUN
atssr-1893	274	32	,	,	PUNCT
atssr-1893	274	33	hovering	hover	VERB
atssr-1893	274	34	between	between	ADP
atssr-1893	274	35	2	2	NUM
atssr-1893	274	36	-	-	SYM
atssr-1893	274	37	3	3	NUM
atssr-1893	274	38	years	year	NOUN
atssr-1893	274	39	.	.	PUNCT
atssr-1893	275	1	asian	asian	ADJ
atssr-1893	275	2	themes	theme	NOUN
atssr-1893	275	3	in	in	ADP
atssr-1893	275	4	social	social	ADJ
atssr-1893	275	5	sciences	science	NOUN
atssr-1893	275	6	research	research	NOUN
atssr-1893	275	7	2024	2024	NUM
atssr-1893	275	8	,	,	PUNCT
atssr-1893	275	9	vol	vol	NOUN
atssr-1893	275	10	.	.	NOUN
atssr-1893	275	11	8	8	NUM
atssr-1893	275	12	,	,	PUNCT
atssr-1893	275	13	no	no	INTJ
atssr-1893	275	14	.	.	NOUN
atssr-1893	275	15	1	1	NUM
atssr-1893	275	16	,	,	PUNCT
atssr-1893	275	17	pp	pp	ADJ
atssr-1893	275	18	.	.	PUNCT
atssr-1893	276	1	37	37	NUM
atssr-1893	276	2	-	-	SYM
atssr-1893	276	3	53	53	NUM
atssr-1893	276	4	46	46	NUM
atssr-1893	276	5	©	©	ADP
atssr-1893	276	6	2024	2024	NUM
atssr-1893	276	7	by	by	ADP
atssr-1893	276	8	the	the	DET
atssr-1893	276	9	authors	author	NOUN
atssr-1893	276	10	;	;	PUNCT
atssr-1893	276	11	licensee	licensee	VERB
atssr-1893	276	12	online	online	ADJ
atssr-1893	276	13	academic	academic	ADJ
atssr-1893	276	14	press	press	NOUN
atssr-1893	276	15	,	,	PUNCT
atssr-1893	276	16	usa	usa	PROPN
atssr-1893	276	17	figure	figure	NOUN
atssr-1893	276	18	8	8	NUM
atssr-1893	276	19	.	.	PUNCT
atssr-1893	277	1	the	the	DET
atssr-1893	277	2	time	time	NOUN
atssr-1893	277	3	it	it	PRON
atssr-1893	277	4	takes	take	VERB
atssr-1893	277	5	to	to	PART
atssr-1893	277	6	save	save	VERB
atssr-1893	277	7	for	for	ADP
atssr-1893	277	8	a	a	DET
atssr-1893	277	9	15	15	NUM
atssr-1893	277	10	%	%	NOUN
atssr-1893	277	11	and	and	CCONJ
atssr-1893	277	12	5	5	NUM
atssr-1893	277	13	%	%	NOUN
atssr-1893	277	14	down	down	ADP
atssr-1893	277	15	payment	payment	NOUN
atssr-1893	277	16	with	with	ADP
atssr-1893	277	17	bare	bare	ADJ
atssr-1893	277	18	spending	spending	NOUN
atssr-1893	277	19	2011	2011	NUM
atssr-1893	277	20	-	-	SYM
atssr-1893	277	21	2022	2022	NUM
atssr-1893	277	22	for	for	ADP
atssr-1893	277	23	a	a	DET
atssr-1893	277	24	20th	20th	ADJ
atssr-1893	277	25	percentile	percentile	ADJ
atssr-1893	277	26	single	single	ADJ
atssr-1893	277	27	parent	parent	NOUN
atssr-1893	277	28	.	.	PUNCT
atssr-1893	278	1	as	as	SCONJ
atssr-1893	278	2	figure	figure	NOUN
atssr-1893	278	3	9	9	NUM
atssr-1893	278	4	illustrates	illustrate	NOUN
atssr-1893	278	5	,	,	PUNCT
atssr-1893	278	6	single	single	ADJ
atssr-1893	278	7	parents	parent	NOUN
atssr-1893	278	8	have	have	VERB
atssr-1893	278	9	practically	practically	ADV
atssr-1893	278	10	no	no	DET
atssr-1893	278	11	chance	chance	NOUN
atssr-1893	278	12	of	of	ADP
atssr-1893	278	13	saving	save	VERB
atssr-1893	278	14	for	for	ADP
atssr-1893	278	15	an	an	DET
atssr-1893	278	16	apartment	apartment	NOUN
atssr-1893	278	17	,	,	PUNCT
atssr-1893	278	18	even	even	ADV
atssr-1893	278	19	when	when	SCONJ
atssr-1893	278	20	spending	spend	VERB
atssr-1893	278	21	merely	merely	ADV
atssr-1893	278	22	bare	bare	ADJ
atssr-1893	278	23	expenditures	expenditure	NOUN
atssr-1893	278	24	.	.	PUNCT
atssr-1893	279	1	the	the	DET
atssr-1893	279	2	lowest	low	ADJ
atssr-1893	279	3	figure	figure	NOUN
atssr-1893	279	4	during	during	ADP
atssr-1893	279	5	2011	2011	NUM
atssr-1893	279	6	-	-	SYM
atssr-1893	279	7	2022	2022	NUM
atssr-1893	279	8	was	be	AUX
atssr-1893	279	9	eight	eight	NUM
atssr-1893	279	10	years	year	NOUN
atssr-1893	279	11	,	,	PUNCT
atssr-1893	279	12	which	which	PRON
atssr-1893	279	13	rose	rise	VERB
atssr-1893	279	14	to	to	ADP
atssr-1893	279	15	10	10	NUM
atssr-1893	279	16	years	year	NOUN
atssr-1893	279	17	in	in	ADP
atssr-1893	279	18	2022	2022	NUM
atssr-1893	279	19	.	.	PUNCT
atssr-1893	280	1	this	this	DET
atssr-1893	280	2	trend	trend	NOUN
atssr-1893	280	3	occurred	occur	VERB
atssr-1893	280	4	despite	despite	SCONJ
atssr-1893	280	5	wages	wage	NOUN
atssr-1893	280	6	increasing	increase	VERB
atssr-1893	280	7	considerably	considerably	ADV
atssr-1893	280	8	and	and	CCONJ
atssr-1893	280	9	an	an	DET
atssr-1893	280	10	ever	ever	ADV
atssr-1893	280	11	-	-	PUNCT
atssr-1893	280	12	increasing	increase	VERB
atssr-1893	280	13	amount	amount	NOUN
atssr-1893	280	14	available	available	ADJ
atssr-1893	280	15	to	to	PART
atssr-1893	280	16	set	set	VERB
atssr-1893	280	17	aside	aside	ADV
atssr-1893	280	18	under	under	ADP
atssr-1893	280	19	bare	bare	ADJ
atssr-1893	280	20	conditions	condition	NOUN
atssr-1893	280	21	.	.	PUNCT
atssr-1893	281	1	figure	figure	NOUN
atssr-1893	281	2	8	8	NUM
atssr-1893	281	3	illustrates	illustrate	VERB
atssr-1893	281	4	that	that	SCONJ
atssr-1893	281	5	the	the	DET
atssr-1893	281	6	5	5	NUM
atssr-1893	281	7	%	%	NOUN
atssr-1893	281	8	barrier	barrier	NOUN
atssr-1893	281	9	is	be	AUX
atssr-1893	281	10	a	a	DET
atssr-1893	281	11	more	more	ADV
atssr-1893	281	12	realistic	realistic	ADJ
atssr-1893	281	13	goal	goal	NOUN
atssr-1893	281	14	.	.	PUNCT
atssr-1893	282	1	figure	figure	NOUN
atssr-1893	282	2	9	9	NUM
atssr-1893	282	3	.	.	PUNCT
atssr-1893	283	1	average	average	ADJ
atssr-1893	283	2	savings	saving	NOUN
atssr-1893	283	3	and	and	CCONJ
atssr-1893	283	4	years	year	NOUN
atssr-1893	283	5	needed	need	VERB
atssr-1893	283	6	to	to	PART
atssr-1893	283	7	save	save	VERB
atssr-1893	283	8	for	for	ADP
atssr-1893	283	9	a	a	DET
atssr-1893	283	10	15	15	NUM
atssr-1893	283	11	%	%	NOUN
atssr-1893	283	12	down	down	ADP
atssr-1893	283	13	payment	payment	NOUN
atssr-1893	283	14	2011	2011	NUM
atssr-1893	283	15	-	-	SYM
atssr-1893	283	16	2022	2022	NUM
atssr-1893	283	17	for	for	ADP
atssr-1893	283	18	a	a	DET
atssr-1893	283	19	20th	20th	ADJ
atssr-1893	283	20	percentile	percentile	ADJ
atssr-1893	283	21	single	single	ADJ
atssr-1893	283	22	parent	parent	NOUN
atssr-1893	283	23	.	.	PUNCT
atssr-1893	284	1	figure	figure	VERB
atssr-1893	284	2	10	10	NUM
atssr-1893	284	3	shows	show	VERB
atssr-1893	284	4	that	that	SCONJ
atssr-1893	284	5	a	a	DET
atssr-1893	284	6	couple	couple	NOUN
atssr-1893	284	7	with	with	ADP
atssr-1893	284	8	one	one	NUM
atssr-1893	284	9	child	child	NOUN
atssr-1893	284	10	should	should	AUX
atssr-1893	284	11	be	be	AUX
atssr-1893	284	12	able	able	ADJ
atssr-1893	284	13	to	to	PART
atssr-1893	284	14	save	save	VERB
atssr-1893	284	15	for	for	ADP
atssr-1893	284	16	a	a	DET
atssr-1893	284	17	down	down	ADJ
atssr-1893	284	18	payment	payment	NOUN
atssr-1893	284	19	in	in	ADP
atssr-1893	284	20	a	a	DET
atssr-1893	284	21	relatively	relatively	ADV
atssr-1893	284	22	short	short	ADJ
atssr-1893	284	23	time	time	NOUN
atssr-1893	284	24	.	.	PUNCT
atssr-1893	285	1	even	even	ADV
atssr-1893	285	2	under	under	ADP
atssr-1893	285	3	typical	typical	ADJ
atssr-1893	285	4	expenditure	expenditure	NOUN
atssr-1893	285	5	circumstances	circumstance	NOUN
atssr-1893	285	6	,	,	PUNCT
atssr-1893	285	7	the	the	DET
atssr-1893	285	8	number	number	NOUN
atssr-1893	285	9	of	of	ADP
atssr-1893	285	10	years	year	NOUN
atssr-1893	285	11	needed	need	VERB
atssr-1893	285	12	is	be	AUX
atssr-1893	285	13	under	under	ADP
atssr-1893	285	14	three	three	NUM
atssr-1893	285	15	,	,	PUNCT
atssr-1893	285	16	while	while	SCONJ
atssr-1893	285	17	it	it	PRON
atssr-1893	285	18	was	be	AUX
atssr-1893	285	19	over	over	ADV
atssr-1893	285	20	five	five	NUM
atssr-1893	285	21	years	year	NOUN
atssr-1893	285	22	from	from	ADP
atssr-1893	285	23	2011	2011	NUM
atssr-1893	285	24	to	to	ADP
atssr-1893	285	25	2012	2012	NUM
atssr-1893	285	26	.	.	PUNCT
atssr-1893	286	1	if	if	SCONJ
atssr-1893	286	2	the	the	DET
atssr-1893	286	3	couple	couple	NOUN
atssr-1893	286	4	is	be	AUX
atssr-1893	286	5	unmarried	unmarried	ADJ
atssr-1893	286	6	,	,	PUNCT
atssr-1893	286	7	they	they	PRON
atssr-1893	286	8	might	might	AUX
atssr-1893	286	9	still	still	ADV
atssr-1893	286	10	be	be	AUX
atssr-1893	286	11	eligible	eligible	ADJ
atssr-1893	286	12	to	to	PART
atssr-1893	286	13	receive	receive	VERB
atssr-1893	286	14	governmental	governmental	ADJ
atssr-1893	286	15	assistance	assistance	NOUN
atssr-1893	286	16	for	for	ADP
atssr-1893	286	17	the	the	DET
atssr-1893	286	18	5	5	NUM
atssr-1893	286	19	%	%	NOUN
atssr-1893	286	20	down	down	ADP
atssr-1893	286	21	payment	payment	NOUN
atssr-1893	286	22	option	option	NOUN
atssr-1893	286	23	.	.	PUNCT
atssr-1893	287	1	here	here	ADV
atssr-1893	287	2	,	,	PUNCT
atssr-1893	287	3	the	the	DET
atssr-1893	287	4	increased	increase	VERB
atssr-1893	287	5	salary	salary	NOUN
atssr-1893	287	6	considerably	considerably	ADV
atssr-1893	287	7	outweighs	outweigh	VERB
atssr-1893	287	8	the	the	DET
atssr-1893	287	9	increase	increase	NOUN
atssr-1893	287	10	in	in	ADP
atssr-1893	287	11	housing	housing	NOUN
atssr-1893	287	12	prices	price	NOUN
atssr-1893	287	13	,	,	PUNCT
atssr-1893	287	14	with	with	ADP
atssr-1893	287	15	the	the	DET
atssr-1893	287	16	savings	savings	NOUN
atssr-1893	287	17	years	year	NOUN
atssr-1893	287	18	gradually	gradually	ADV
atssr-1893	287	19	decreasing	decrease	VERB
atssr-1893	287	20	.	.	PUNCT
atssr-1893	288	1	asian	asian	ADJ
atssr-1893	288	2	themes	theme	NOUN
atssr-1893	288	3	in	in	ADP
atssr-1893	288	4	social	social	ADJ
atssr-1893	288	5	sciences	science	NOUN
atssr-1893	288	6	research	research	NOUN
atssr-1893	288	7	2024	2024	NUM
atssr-1893	288	8	,	,	PUNCT
atssr-1893	288	9	vol	vol	NOUN
atssr-1893	288	10	.	.	NOUN
atssr-1893	288	11	8	8	NUM
atssr-1893	288	12	,	,	PUNCT
atssr-1893	288	13	no	no	INTJ
atssr-1893	288	14	.	.	NOUN
atssr-1893	288	15	1	1	NUM
atssr-1893	288	16	,	,	PUNCT
atssr-1893	288	17	pp	pp	ADJ
atssr-1893	288	18	.	.	PUNCT
atssr-1893	289	1	37	37	NUM
atssr-1893	289	2	-	-	SYM
atssr-1893	289	3	53	53	NUM
atssr-1893	289	4	47	47	NUM
atssr-1893	289	5	©	©	ADP
atssr-1893	289	6	2024	2024	NUM
atssr-1893	289	7	by	by	ADP
atssr-1893	289	8	the	the	DET
atssr-1893	289	9	authors	author	NOUN
atssr-1893	289	10	;	;	PUNCT
atssr-1893	289	11	licensee	licensee	VERB
atssr-1893	289	12	online	online	ADJ
atssr-1893	289	13	academic	academic	ADJ
atssr-1893	289	14	press	press	NOUN
atssr-1893	289	15	,	,	PUNCT
atssr-1893	289	16	usa	usa	PROPN
atssr-1893	289	17	figure	figure	NOUN
atssr-1893	289	18	10	10	NUM
atssr-1893	289	19	.	.	PUNCT
atssr-1893	290	1	the	the	DET
atssr-1893	290	2	time	time	NOUN
atssr-1893	290	3	it	it	PRON
atssr-1893	290	4	takes	take	VERB
atssr-1893	290	5	to	to	PART
atssr-1893	290	6	save	save	VERB
atssr-1893	290	7	for	for	ADP
atssr-1893	290	8	a	a	DET
atssr-1893	290	9	15	15	NUM
atssr-1893	290	10	%	%	NOUN
atssr-1893	290	11	and	and	CCONJ
atssr-1893	290	12	5	5	NUM
atssr-1893	290	13	%	%	NOUN
atssr-1893	290	14	down	down	ADP
atssr-1893	290	15	payment	payment	NOUN
atssr-1893	290	16	with	with	ADP
atssr-1893	290	17	bare	bare	ADJ
atssr-1893	290	18	and	and	CCONJ
atssr-1893	290	19	typical	typical	ADJ
atssr-1893	290	20	spending	spending	NOUN
atssr-1893	290	21	from	from	ADP
atssr-1893	290	22	2011	2011	NUM
atssr-1893	290	23	to	to	ADP
atssr-1893	290	24	2022	2022	NUM
atssr-1893	290	25	for	for	ADP
atssr-1893	290	26	a	a	DET
atssr-1893	290	27	20	20	NUM
atssr-1893	290	28	th	th	X
atssr-1893	290	29	percentile	percentile	ADJ
atssr-1893	290	30	couple	couple	NOUN
atssr-1893	290	31	with	with	ADP
atssr-1893	290	32	one	one	NUM
atssr-1893	290	33	child	child	NOUN
atssr-1893	290	34	.	.	PUNCT
atssr-1893	291	1	the	the	DET
atssr-1893	291	2	effects	effect	NOUN
atssr-1893	291	3	are	be	AUX
atssr-1893	291	4	further	far	ADV
atssr-1893	291	5	shown	show	VERB
atssr-1893	291	6	in	in	ADP
atssr-1893	291	7	figure	figure	NOUN
atssr-1893	291	8	11	11	NUM
atssr-1893	291	9	.	.	NUM
atssr-1893	291	10	,	,	PUNCT
atssr-1893	291	11	which	which	PRON
atssr-1893	291	12	shows	show	VERB
atssr-1893	291	13	that	that	SCONJ
atssr-1893	291	14	the	the	DET
atssr-1893	291	15	couple	couple	NOUN
atssr-1893	291	16	in	in	ADP
atssr-1893	291	17	this	this	DET
atssr-1893	291	18	example	example	NOUN
atssr-1893	291	19	has	have	AUX
atssr-1893	291	20	been	be	AUX
atssr-1893	291	21	able	able	ADJ
atssr-1893	291	22	to	to	PART
atssr-1893	291	23	set	set	VERB
atssr-1893	291	24	aside	aside	ADV
atssr-1893	291	25	much	much	ADV
atssr-1893	291	26	more	more	ADJ
atssr-1893	291	27	money	money	NOUN
atssr-1893	291	28	(	(	PUNCT
atssr-1893	291	29	almost	almost	ADV
atssr-1893	291	30	a	a	DET
atssr-1893	291	31	fourth	fourth	ADJ
atssr-1893	291	32	of	of	ADP
atssr-1893	291	33	net	net	ADJ
atssr-1893	291	34	wages	wage	NOUN
atssr-1893	291	35	)	)	PUNCT
atssr-1893	291	36	in	in	ADP
atssr-1893	291	37	the	the	DET
atssr-1893	291	38	later	later	ADJ
atssr-1893	291	39	part	part	NOUN
atssr-1893	291	40	of	of	ADP
atssr-1893	291	41	the	the	DET
atssr-1893	291	42	period	period	NOUN
atssr-1893	291	43	compared	compare	VERB
atssr-1893	291	44	to	to	ADP
atssr-1893	291	45	the	the	DET
atssr-1893	291	46	first	first	ADJ
atssr-1893	291	47	years	year	NOUN
atssr-1893	291	48	.	.	PUNCT
atssr-1893	292	1	this	this	DET
atssr-1893	292	2	trend	trend	NOUN
atssr-1893	292	3	is	be	AUX
atssr-1893	292	4	amplified	amplify	VERB
atssr-1893	292	5	with	with	ADP
atssr-1893	292	6	two	two	NUM
atssr-1893	292	7	wage	wage	NOUN
atssr-1893	292	8	earners	earner	NOUN
atssr-1893	292	9	in	in	ADP
atssr-1893	292	10	the	the	DET
atssr-1893	292	11	household	household	NOUN
atssr-1893	292	12	.	.	PUNCT
atssr-1893	293	1	hence	hence	ADV
atssr-1893	293	2	,	,	PUNCT
atssr-1893	293	3	despite	despite	SCONJ
atssr-1893	293	4	typical	typical	ADJ
atssr-1893	293	5	living	living	NOUN
atssr-1893	293	6	standards	standard	NOUN
atssr-1893	293	7	and	and	CCONJ
atssr-1893	293	8	being	be	AUX
atssr-1893	293	9	low	low	ADJ
atssr-1893	293	10	-	-	PUNCT
atssr-1893	293	11	income	income	NOUN
atssr-1893	293	12	,	,	PUNCT
atssr-1893	293	13	such	such	DET
atssr-1893	293	14	a	a	DET
atssr-1893	293	15	household	household	NOUN
atssr-1893	293	16	has	have	VERB
atssr-1893	293	17	opportunities	opportunity	NOUN
atssr-1893	293	18	to	to	PART
atssr-1893	293	19	save	save	VERB
atssr-1893	293	20	for	for	ADP
atssr-1893	293	21	a	a	DET
atssr-1893	293	22	down	down	ADJ
atssr-1893	293	23	payment	payment	NOUN
atssr-1893	293	24	,	,	PUNCT
atssr-1893	293	25	which	which	PRON
atssr-1893	293	26	explains	explain	VERB
atssr-1893	293	27	why	why	SCONJ
atssr-1893	293	28	single	single	ADJ
atssr-1893	293	29	individuals	individual	NOUN
atssr-1893	293	30	and	and	CCONJ
atssr-1893	293	31	single	single	ADJ
atssr-1893	293	32	parents	parent	NOUN
atssr-1893	293	33	are	be	AUX
atssr-1893	293	34	most	most	ADV
atssr-1893	293	35	likely	likely	ADJ
atssr-1893	293	36	to	to	PART
atssr-1893	293	37	be	be	AUX
atssr-1893	293	38	in	in	ADP
atssr-1893	293	39	the	the	DET
atssr-1893	293	40	rental	rental	ADJ
atssr-1893	293	41	market	market	NOUN
atssr-1893	293	42	.	.	PUNCT
atssr-1893	294	1	figure	figure	VERB
atssr-1893	294	2	11	11	NUM
atssr-1893	294	3	.	.	PUNCT
atssr-1893	295	1	average	average	ADJ
atssr-1893	295	2	savings	saving	NOUN
atssr-1893	295	3	and	and	CCONJ
atssr-1893	295	4	years	year	NOUN
atssr-1893	295	5	needed	need	VERB
atssr-1893	295	6	to	to	PART
atssr-1893	295	7	save	save	VERB
atssr-1893	295	8	for	for	ADP
atssr-1893	295	9	a	a	DET
atssr-1893	295	10	15	15	NUM
atssr-1893	295	11	%	%	NOUN
atssr-1893	295	12	down	down	ADP
atssr-1893	295	13	payment	payment	NOUN
atssr-1893	295	14	2011	2011	NUM
atssr-1893	295	15	-	-	SYM
atssr-1893	295	16	2022	2022	NUM
atssr-1893	295	17	for	for	ADP
atssr-1893	295	18	a	a	DET
atssr-1893	295	19	20th	20th	ADJ
atssr-1893	295	20	percentile	percentile	ADJ
atssr-1893	295	21	couple	couple	NOUN
atssr-1893	295	22	with	with	ADP
atssr-1893	295	23	one	one	NUM
atssr-1893	295	24	child	child	NOUN
atssr-1893	295	25	.	.	PUNCT
atssr-1893	296	1	4.3	4.3	NUM
atssr-1893	296	2	.	.	PUNCT
atssr-1893	297	1	40th	40th	ADJ
atssr-1893	297	2	percentile	percentile	ADJ
atssr-1893	297	3	income	income	NOUN
atssr-1893	297	4	group	group	NOUN
atssr-1893	297	5	finally	finally	ADV
atssr-1893	297	6	,	,	PUNCT
atssr-1893	297	7	we	we	PRON
atssr-1893	297	8	look	look	VERB
atssr-1893	297	9	at	at	ADP
atssr-1893	297	10	the	the	DET
atssr-1893	297	11	same	same	ADJ
atssr-1893	297	12	three	three	NUM
atssr-1893	297	13	group	group	NOUN
atssr-1893	297	14	samples	sample	NOUN
atssr-1893	297	15	in	in	ADP
atssr-1893	297	16	the	the	DET
atssr-1893	297	17	40th	40th	ADJ
atssr-1893	297	18	percentile	percentile	ADJ
atssr-1893	297	19	income	income	NOUN
atssr-1893	297	20	group	group	NOUN
atssr-1893	297	21	.	.	PUNCT
atssr-1893	298	1	we	we	PRON
atssr-1893	298	2	start	start	VERB
atssr-1893	298	3	again	again	ADV
atssr-1893	298	4	with	with	ADP
atssr-1893	298	5	a	a	DET
atssr-1893	298	6	single	single	ADJ
atssr-1893	298	7	person	person	NOUN
atssr-1893	298	8	living	live	VERB
atssr-1893	298	9	in	in	ADP
atssr-1893	298	10	a	a	DET
atssr-1893	298	11	studio	studio	NOUN
atssr-1893	298	12	apartment	apartment	NOUN
atssr-1893	298	13	and	and	CCONJ
atssr-1893	298	14	owns	own	VERB
atssr-1893	298	15	a	a	DET
atssr-1893	298	16	car	car	NOUN
atssr-1893	298	17	.	.	PUNCT
atssr-1893	299	1	compared	compare	VERB
atssr-1893	299	2	to	to	ADP
atssr-1893	299	3	the	the	DET
atssr-1893	299	4	20th	20th	ADJ
atssr-1893	299	5	percentile	percentile	ADJ
atssr-1893	299	6	single	single	ADJ
atssr-1893	299	7	person	person	NOUN
atssr-1893	299	8	,	,	PUNCT
atssr-1893	299	9	the	the	DET
atssr-1893	299	10	possibility	possibility	NOUN
atssr-1893	299	11	of	of	ADP
atssr-1893	299	12	owning	own	VERB
atssr-1893	299	13	a	a	DET
atssr-1893	299	14	home	home	NOUN
atssr-1893	299	15	increases	increase	NOUN
atssr-1893	299	16	dramatically	dramatically	ADV
atssr-1893	299	17	.	.	PUNCT
atssr-1893	300	1	while	while	SCONJ
atssr-1893	300	2	the	the	DET
atssr-1893	300	3	20th	20th	ADJ
atssr-1893	300	4	percentile	percentile	ADJ
atssr-1893	300	5	person	person	NOUN
atssr-1893	300	6	could	could	AUX
atssr-1893	300	7	only	only	ADV
atssr-1893	300	8	save	save	VERB
atssr-1893	300	9	by	by	ADP
atssr-1893	300	10	bare	bare	ADJ
atssr-1893	300	11	expenditures	expenditure	NOUN
atssr-1893	300	12	and	and	CCONJ
atssr-1893	300	13	then	then	ADV
atssr-1893	300	14	need	need	VERB
atssr-1893	300	15	almost	almost	ADV
atssr-1893	300	16	three	three	NUM
atssr-1893	300	17	years	year	NOUN
atssr-1893	300	18	under	under	ADP
atssr-1893	300	19	such	such	ADJ
atssr-1893	300	20	conditions	condition	NOUN
atssr-1893	300	21	for	for	ADP
atssr-1893	300	22	a	a	DET
atssr-1893	300	23	15	15	NUM
atssr-1893	300	24	%	%	NOUN
atssr-1893	300	25	down	down	ADP
atssr-1893	300	26	payment	payment	NOUN
atssr-1893	300	27	,	,	PUNCT
atssr-1893	300	28	a	a	DET
atssr-1893	300	29	40th	40th	ADJ
atssr-1893	300	30	percentile	percentile	ADJ
atssr-1893	300	31	person	person	NOUN
atssr-1893	300	32	could	could	AUX
atssr-1893	300	33	lead	lead	VERB
atssr-1893	300	34	a	a	DET
atssr-1893	300	35	typical	typical	ADJ
atssr-1893	300	36	lifestyle	lifestyle	NOUN
atssr-1893	300	37	expenditure	expenditure	NOUN
atssr-1893	300	38	-	-	PUNCT
atssr-1893	300	39	wise	wise	ADJ
atssr-1893	300	40	and	and	CCONJ
atssr-1893	300	41	save	save	VERB
atssr-1893	300	42	for	for	ADP
atssr-1893	300	43	a	a	DET
atssr-1893	300	44	down	down	ADJ
atssr-1893	300	45	payment	payment	NOUN
atssr-1893	300	46	in	in	ADP
atssr-1893	300	47	approximately	approximately	ADV
atssr-1893	300	48	four	four	NUM
atssr-1893	300	49	years	year	NOUN
atssr-1893	300	50	,	,	PUNCT
atssr-1893	300	51	as	as	ADP
atssr-1893	300	52	figure	figure	NOUN
atssr-1893	300	53	12	12	NUM
atssr-1893	300	54	shows	show	NOUN
atssr-1893	300	55	.	.	PUNCT
atssr-1893	301	1	asian	asian	ADJ
atssr-1893	301	2	themes	theme	NOUN
atssr-1893	301	3	in	in	ADP
atssr-1893	301	4	social	social	ADJ
atssr-1893	301	5	sciences	science	NOUN
atssr-1893	301	6	research	research	NOUN
atssr-1893	301	7	2024	2024	NUM
atssr-1893	301	8	,	,	PUNCT
atssr-1893	301	9	vol	vol	NOUN
atssr-1893	301	10	.	.	NOUN
atssr-1893	301	11	8	8	NUM
atssr-1893	301	12	,	,	PUNCT
atssr-1893	301	13	no	no	INTJ
atssr-1893	301	14	.	.	NOUN
atssr-1893	301	15	1	1	NUM
atssr-1893	301	16	,	,	PUNCT
atssr-1893	301	17	pp	pp	ADJ
atssr-1893	301	18	.	.	PUNCT
atssr-1893	302	1	37	37	NUM
atssr-1893	302	2	-	-	SYM
atssr-1893	302	3	53	53	NUM
atssr-1893	302	4	48	48	NUM
atssr-1893	302	5	©	©	ADP
atssr-1893	302	6	2024	2024	NUM
atssr-1893	302	7	by	by	ADP
atssr-1893	302	8	the	the	DET
atssr-1893	302	9	authors	author	NOUN
atssr-1893	302	10	;	;	PUNCT
atssr-1893	302	11	licensee	licensee	VERB
atssr-1893	302	12	online	online	ADJ
atssr-1893	302	13	academic	academic	ADJ
atssr-1893	302	14	press	press	NOUN
atssr-1893	302	15	,	,	PUNCT
atssr-1893	302	16	usa	usa	PROPN
atssr-1893	302	17	figure	figure	NOUN
atssr-1893	302	18	12	12	NUM
atssr-1893	302	19	.	.	PUNCT
atssr-1893	303	1	the	the	DET
atssr-1893	303	2	time	time	NOUN
atssr-1893	303	3	it	it	PRON
atssr-1893	303	4	takes	take	VERB
atssr-1893	303	5	to	to	PART
atssr-1893	303	6	save	save	VERB
atssr-1893	303	7	for	for	ADP
atssr-1893	303	8	a	a	DET
atssr-1893	303	9	15	15	NUM
atssr-1893	303	10	%	%	NOUN
atssr-1893	303	11	and	and	CCONJ
atssr-1893	303	12	5	5	NUM
atssr-1893	303	13	%	%	NOUN
atssr-1893	303	14	down	down	ADP
atssr-1893	303	15	payment	payment	NOUN
atssr-1893	303	16	with	with	ADP
atssr-1893	303	17	typical	typical	ADJ
atssr-1893	303	18	and	and	CCONJ
atssr-1893	303	19	bare	bare	ADJ
atssr-1893	303	20	spending	spending	NOUN
atssr-1893	303	21	2011	2011	NUM
atssr-1893	303	22	-	-	SYM
atssr-1893	303	23	2022	2022	NUM
atssr-1893	303	24	for	for	ADP
atssr-1893	303	25	a	a	DET
atssr-1893	303	26	40th	40th	ADJ
atssr-1893	303	27	percentile	percentile	ADJ
atssr-1893	303	28	single	single	ADJ
atssr-1893	303	29	person	person	NOUN
atssr-1893	303	30	.	.	PUNCT
atssr-1893	304	1	meanwhile	meanwhile	ADV
atssr-1893	304	2	,	,	PUNCT
atssr-1893	304	3	a	a	DET
atssr-1893	304	4	single	single	ADJ
atssr-1893	304	5	person	person	NOUN
atssr-1893	304	6	in	in	ADP
atssr-1893	304	7	the	the	DET
atssr-1893	304	8	20th	20th	ADJ
atssr-1893	304	9	percentile	percentile	NOUN
atssr-1893	304	10	could	could	AUX
atssr-1893	304	11	save	save	VERB
atssr-1893	304	12	around	around	ADP
atssr-1893	304	13	a	a	DET
atssr-1893	304	14	third	third	NOUN
atssr-1893	304	15	of	of	ADP
atssr-1893	304	16	net	net	ADJ
atssr-1893	304	17	wages	wage	NOUN
atssr-1893	304	18	.	.	PUNCT
atssr-1893	305	1	figure	figure	VERB
atssr-1893	305	2	13	13	NUM
atssr-1893	305	3	shows	show	VERB
atssr-1893	305	4	that	that	SCONJ
atssr-1893	305	5	the	the	DET
atssr-1893	305	6	percentage	percentage	NOUN
atssr-1893	305	7	hovers	hover	NOUN
atssr-1893	305	8	in	in	ADP
atssr-1893	305	9	the	the	DET
atssr-1893	305	10	mid-40	mid-40	ADJ
atssr-1893	305	11	%	%	NOUN
atssr-1893	305	12	for	for	ADP
atssr-1893	305	13	the	the	DET
atssr-1893	305	14	40th	40th	ADJ
atssr-1893	305	15	percentile	percentile	ADJ
atssr-1893	305	16	person	person	NOUN
atssr-1893	305	17	for	for	ADP
atssr-1893	305	18	most	most	ADJ
atssr-1893	305	19	years	year	NOUN
atssr-1893	305	20	.	.	PUNCT
atssr-1893	306	1	it	it	PRON
atssr-1893	306	2	takes	take	VERB
atssr-1893	306	3	only	only	ADV
atssr-1893	306	4	a	a	DET
atssr-1893	306	5	tad	tad	NOUN
atssr-1893	306	6	bit	bit	NOUN
atssr-1893	306	7	less	less	ADJ
atssr-1893	306	8	than	than	ADP
atssr-1893	306	9	two	two	NUM
atssr-1893	306	10	years	year	NOUN
atssr-1893	306	11	for	for	SCONJ
atssr-1893	306	12	such	such	DET
atssr-1893	306	13	a	a	DET
atssr-1893	306	14	person	person	NOUN
atssr-1893	306	15	to	to	PART
atssr-1893	306	16	save	save	VERB
atssr-1893	306	17	for	for	ADP
atssr-1893	306	18	a	a	DET
atssr-1893	306	19	15	15	NUM
atssr-1893	306	20	%	%	NOUN
atssr-1893	306	21	down	down	ADP
atssr-1893	306	22	payment	payment	NOUN
atssr-1893	306	23	by	by	ADP
atssr-1893	306	24	living	live	VERB
atssr-1893	306	25	in	in	ADP
atssr-1893	306	26	bare	bare	ADJ
atssr-1893	306	27	expenditure	expenditure	NOUN
atssr-1893	306	28	conditions	condition	NOUN
atssr-1893	306	29	.	.	PUNCT
atssr-1893	307	1	this	this	PRON
atssr-1893	307	2	is	be	AUX
atssr-1893	307	3	almost	almost	ADV
atssr-1893	307	4	a	a	PRON
atssr-1893	307	5	year	year	NOUN
atssr-1893	307	6	less	less	ADJ
atssr-1893	307	7	than	than	ADP
atssr-1893	307	8	a	a	DET
atssr-1893	307	9	person	person	NOUN
atssr-1893	307	10	in	in	ADP
atssr-1893	307	11	the	the	DET
atssr-1893	307	12	20th	20th	ADJ
atssr-1893	307	13	percentile	percentile	ADJ
atssr-1893	307	14	group	group	NOUN
atssr-1893	307	15	.	.	PUNCT
atssr-1893	308	1	figure	figure	NOUN
atssr-1893	308	2	13	13	NUM
atssr-1893	308	3	.	.	PUNCT
atssr-1893	309	1	average	average	ADJ
atssr-1893	309	2	savings	saving	NOUN
atssr-1893	309	3	and	and	CCONJ
atssr-1893	309	4	years	year	NOUN
atssr-1893	309	5	needed	need	VERB
atssr-1893	309	6	to	to	PART
atssr-1893	309	7	save	save	VERB
atssr-1893	309	8	for	for	ADP
atssr-1893	309	9	a	a	DET
atssr-1893	309	10	15	15	NUM
atssr-1893	309	11	%	%	NOUN
atssr-1893	309	12	down	down	ADP
atssr-1893	309	13	payment	payment	NOUN
atssr-1893	309	14	2011	2011	NUM
atssr-1893	309	15	-	-	SYM
atssr-1893	309	16	2022	2022	NUM
atssr-1893	309	17	for	for	ADP
atssr-1893	309	18	a	a	DET
atssr-1893	309	19	40th	40th	ADJ
atssr-1893	309	20	percentile	percentile	ADJ
atssr-1893	309	21	single	single	ADJ
atssr-1893	309	22	person	person	NOUN
atssr-1893	309	23	.	.	PUNCT
atssr-1893	310	1	while	while	SCONJ
atssr-1893	310	2	the	the	DET
atssr-1893	310	3	situation	situation	NOUN
atssr-1893	310	4	is	be	AUX
atssr-1893	310	5	better	well	ADJ
atssr-1893	310	6	for	for	ADP
atssr-1893	310	7	single	single	ADJ
atssr-1893	310	8	individuals	individual	NOUN
atssr-1893	310	9	in	in	ADP
atssr-1893	310	10	the	the	DET
atssr-1893	310	11	40th	40th	ADJ
atssr-1893	310	12	percentile	percentile	NOUN
atssr-1893	310	13	,	,	PUNCT
atssr-1893	310	14	it	it	PRON
atssr-1893	310	15	is	be	AUX
atssr-1893	310	16	still	still	ADV
atssr-1893	310	17	strenuous	strenuous	ADJ
atssr-1893	310	18	for	for	ADP
atssr-1893	310	19	single	single	ADJ
atssr-1893	310	20	parents	parent	NOUN
atssr-1893	310	21	.	.	PUNCT
atssr-1893	311	1	they	they	PRON
atssr-1893	311	2	still	still	ADV
atssr-1893	311	3	can	can	AUX
atssr-1893	311	4	not	not	PART
atssr-1893	311	5	set	set	VERB
atssr-1893	311	6	money	money	NOUN
atssr-1893	311	7	aside	aside	ADV
atssr-1893	311	8	for	for	ADP
atssr-1893	311	9	a	a	DET
atssr-1893	311	10	down	down	ADJ
atssr-1893	311	11	payment	payment	NOUN
atssr-1893	311	12	,	,	PUNCT
atssr-1893	311	13	living	live	VERB
atssr-1893	311	14	typical	typical	ADJ
atssr-1893	311	15	lives	life	NOUN
atssr-1893	311	16	expenditure	expenditure	NOUN
atssr-1893	311	17	-	-	PUNCT
atssr-1893	311	18	wise	wise	ADJ
atssr-1893	311	19	.	.	PUNCT
atssr-1893	312	1	while	while	SCONJ
atssr-1893	312	2	the	the	DET
atssr-1893	312	3	20th	20th	ADJ
atssr-1893	312	4	percentile	percentile	ADJ
atssr-1893	312	5	single	single	ADJ
atssr-1893	312	6	parents	parent	NOUN
atssr-1893	312	7	needed	need	VERB
atssr-1893	312	8	around	around	ADP
atssr-1893	312	9	ten	ten	NUM
atssr-1893	312	10	years	year	NOUN
atssr-1893	312	11	of	of	ADP
atssr-1893	312	12	living	live	VERB
atssr-1893	312	13	in	in	ADP
atssr-1893	312	14	bare	bare	ADJ
atssr-1893	312	15	conditions	condition	NOUN
atssr-1893	312	16	to	to	PART
atssr-1893	312	17	save	save	VERB
atssr-1893	312	18	for	for	ADP
atssr-1893	312	19	a	a	DET
atssr-1893	312	20	down	down	ADJ
atssr-1893	312	21	payment	payment	NOUN
atssr-1893	312	22	,	,	PUNCT
atssr-1893	312	23	figure	figure	NOUN
atssr-1893	312	24	14	14	NUM
atssr-1893	312	25	.	.	PUNCT
atssr-1893	313	1	shows	show	VERB
atssr-1893	313	2	that	that	SCONJ
atssr-1893	313	3	it	it	PRON
atssr-1893	313	4	takes	take	VERB
atssr-1893	313	5	a	a	DET
atssr-1893	313	6	40th	40th	ADJ
atssr-1893	313	7	percentile	percentile	ADJ
atssr-1893	313	8	single	single	ADJ
atssr-1893	313	9	parent	parent	NOUN
atssr-1893	313	10	a	a	PRON
atssr-1893	313	11	much	much	ADV
atssr-1893	313	12	more	more	ADV
atssr-1893	313	13	tolerable	tolerable	ADJ
atssr-1893	313	14	four	four	NUM
atssr-1893	313	15	years	year	NOUN
atssr-1893	313	16	.	.	PUNCT
atssr-1893	314	1	2022	2022	NUM
atssr-1893	314	2	is	be	AUX
atssr-1893	314	3	notably	notably	ADV
atssr-1893	314	4	the	the	DET
atssr-1893	314	5	second	second	ADV
atssr-1893	314	6	-	-	PUNCT
atssr-1893	314	7	highest	high	ADJ
atssr-1893	314	8	year	year	NOUN
atssr-1893	314	9	in	in	ADP
atssr-1893	314	10	the	the	DET
atssr-1893	314	11	sample	sample	NOUN
atssr-1893	314	12	,	,	PUNCT
atssr-1893	314	13	hovering	hover	VERB
atssr-1893	314	14	around	around	ADV
atssr-1893	314	15	or	or	CCONJ
atssr-1893	314	16	above	above	ADP
atssr-1893	314	17	three	three	NUM
atssr-1893	314	18	years	year	NOUN
atssr-1893	314	19	for	for	ADP
atssr-1893	314	20	most	most	ADJ
atssr-1893	314	21	of	of	ADP
atssr-1893	314	22	the	the	DET
atssr-1893	314	23	period	period	NOUN
atssr-1893	314	24	.	.	PUNCT
atssr-1893	315	1	it	it	PRON
atssr-1893	315	2	is	be	AUX
atssr-1893	315	3	,	,	PUNCT
atssr-1893	315	4	however	however	ADV
atssr-1893	315	5	,	,	PUNCT
atssr-1893	315	6	possible	possible	ADJ
atssr-1893	315	7	to	to	PART
atssr-1893	315	8	reach	reach	VERB
atssr-1893	315	9	the	the	DET
atssr-1893	315	10	5	5	NUM
atssr-1893	315	11	%	%	NOUN
atssr-1893	315	12	threshold	threshold	NOUN
atssr-1893	315	13	in	in	ADP
atssr-1893	315	14	only	only	ADV
atssr-1893	315	15	approximately	approximately	ADV
atssr-1893	315	16	one	one	NUM
atssr-1893	315	17	year	year	NOUN
atssr-1893	315	18	,	,	PUNCT
atssr-1893	315	19	compared	compare	VERB
atssr-1893	315	20	to	to	ADP
atssr-1893	315	21	2	2	NUM
atssr-1893	315	22	-	-	SYM
atssr-1893	315	23	3	3	NUM
atssr-1893	315	24	years	year	NOUN
atssr-1893	315	25	for	for	ADP
atssr-1893	315	26	a	a	DET
atssr-1893	315	27	single	single	ADJ
atssr-1893	315	28	parent	parent	NOUN
atssr-1893	315	29	in	in	ADP
atssr-1893	315	30	the	the	DET
atssr-1893	315	31	20th	20th	ADJ
atssr-1893	315	32	percentile	percentile	ADJ
atssr-1893	315	33	group	group	NOUN
atssr-1893	315	34	.	.	PUNCT
atssr-1893	316	1	asian	asian	ADJ
atssr-1893	316	2	themes	theme	NOUN
atssr-1893	316	3	in	in	ADP
atssr-1893	316	4	social	social	ADJ
atssr-1893	316	5	sciences	science	NOUN
atssr-1893	316	6	research	research	NOUN
atssr-1893	316	7	2024	2024	NUM
atssr-1893	316	8	,	,	PUNCT
atssr-1893	316	9	vol	vol	NOUN
atssr-1893	316	10	.	.	NOUN
atssr-1893	316	11	8	8	NUM
atssr-1893	316	12	,	,	PUNCT
atssr-1893	316	13	no	no	INTJ
atssr-1893	316	14	.	.	NOUN
atssr-1893	316	15	1	1	NUM
atssr-1893	316	16	,	,	PUNCT
atssr-1893	316	17	pp	pp	ADJ
atssr-1893	316	18	.	.	PUNCT
atssr-1893	317	1	37	37	NUM
atssr-1893	317	2	-	-	SYM
atssr-1893	317	3	53	53	NUM
atssr-1893	317	4	49	49	NUM
atssr-1893	317	5	©	©	ADP
atssr-1893	317	6	2024	2024	NUM
atssr-1893	317	7	by	by	ADP
atssr-1893	317	8	the	the	DET
atssr-1893	317	9	authors	author	NOUN
atssr-1893	317	10	;	;	PUNCT
atssr-1893	317	11	licensee	licensee	VERB
atssr-1893	317	12	online	online	ADJ
atssr-1893	317	13	academic	academic	ADJ
atssr-1893	317	14	press	press	NOUN
atssr-1893	317	15	,	,	PUNCT
atssr-1893	317	16	usa	usa	PROPN
atssr-1893	317	17	figure	figure	NOUN
atssr-1893	317	18	14	14	NUM
atssr-1893	317	19	.	.	PUNCT
atssr-1893	318	1	the	the	DET
atssr-1893	318	2	time	time	NOUN
atssr-1893	318	3	it	it	PRON
atssr-1893	318	4	takes	take	VERB
atssr-1893	318	5	to	to	PART
atssr-1893	318	6	save	save	VERB
atssr-1893	318	7	for	for	ADP
atssr-1893	318	8	a	a	DET
atssr-1893	318	9	15	15	NUM
atssr-1893	318	10	%	%	NOUN
atssr-1893	318	11	and	and	CCONJ
atssr-1893	318	12	5	5	NUM
atssr-1893	318	13	%	%	NOUN
atssr-1893	318	14	down	down	ADP
atssr-1893	318	15	payment	payment	NOUN
atssr-1893	318	16	with	with	ADP
atssr-1893	318	17	bare	bare	ADJ
atssr-1893	318	18	spending	spending	NOUN
atssr-1893	318	19	2011	2011	NUM
atssr-1893	318	20	-	-	SYM
atssr-1893	318	21	2022	2022	NUM
atssr-1893	318	22	for	for	ADP
atssr-1893	318	23	a	a	DET
atssr-1893	318	24	40th	40th	ADJ
atssr-1893	318	25	percentile	percentile	ADJ
atssr-1893	318	26	single	single	ADJ
atssr-1893	318	27	parent	parent	NOUN
atssr-1893	318	28	.	.	PUNCT
atssr-1893	319	1	figure	figure	VERB
atssr-1893	319	2	15	15	NUM
atssr-1893	319	3	shows	show	VERB
atssr-1893	319	4	that	that	SCONJ
atssr-1893	319	5	even	even	ADV
atssr-1893	319	6	though	though	SCONJ
atssr-1893	319	7	more	more	ADJ
atssr-1893	319	8	money	money	NOUN
atssr-1893	319	9	is	be	AUX
atssr-1893	319	10	available	available	ADJ
atssr-1893	319	11	to	to	PART
atssr-1893	319	12	save	save	VERB
atssr-1893	319	13	,	,	PUNCT
atssr-1893	319	14	or	or	CCONJ
atssr-1893	319	15	25	25	NUM
atssr-1893	319	16	%	%	NOUN
atssr-1893	319	17	in	in	ADP
atssr-1893	319	18	2022	2022	NUM
atssr-1893	319	19	compared	compare	VERB
atssr-1893	319	20	to	to	ADP
atssr-1893	319	21	17	17	NUM
atssr-1893	319	22	%	%	NOUN
atssr-1893	319	23	in	in	ADP
atssr-1893	319	24	2011	2011	NUM
atssr-1893	319	25	,	,	PUNCT
atssr-1893	319	26	the	the	DET
atssr-1893	319	27	number	number	NOUN
atssr-1893	319	28	of	of	ADP
atssr-1893	319	29	years	year	NOUN
atssr-1893	319	30	it	it	PRON
atssr-1893	319	31	takes	take	VERB
atssr-1893	319	32	to	to	PART
atssr-1893	319	33	save	save	VERB
atssr-1893	319	34	for	for	ADP
atssr-1893	319	35	a	a	DET
atssr-1893	319	36	15	15	NUM
atssr-1893	319	37	%	%	NOUN
atssr-1893	319	38	down	down	ADP
atssr-1893	319	39	payment	payment	NOUN
atssr-1893	319	40	was	be	AUX
atssr-1893	319	41	practically	practically	ADV
atssr-1893	319	42	the	the	DET
atssr-1893	319	43	same	same	ADJ
atssr-1893	319	44	due	due	ADJ
atssr-1893	319	45	to	to	ADP
atssr-1893	319	46	higher	high	ADJ
atssr-1893	319	47	rental	rental	ADJ
atssr-1893	319	48	costs	cost	NOUN
atssr-1893	319	49	and	and	CCONJ
atssr-1893	319	50	housing	housing	NOUN
atssr-1893	319	51	prices	price	NOUN
atssr-1893	319	52	.	.	PUNCT
atssr-1893	320	1	figure	figure	VERB
atssr-1893	320	2	15	15	NUM
atssr-1893	320	3	.	.	PUNCT
atssr-1893	321	1	average	average	ADJ
atssr-1893	321	2	savings	saving	NOUN
atssr-1893	321	3	and	and	CCONJ
atssr-1893	321	4	years	year	NOUN
atssr-1893	321	5	needed	need	VERB
atssr-1893	321	6	to	to	PART
atssr-1893	321	7	save	save	VERB
atssr-1893	321	8	for	for	ADP
atssr-1893	321	9	a	a	DET
atssr-1893	321	10	15	15	NUM
atssr-1893	321	11	%	%	NOUN
atssr-1893	321	12	down	down	ADP
atssr-1893	321	13	payment	payment	NOUN
atssr-1893	321	14	2011	2011	NUM
atssr-1893	321	15	-	-	SYM
atssr-1893	321	16	2022	2022	NUM
atssr-1893	321	17	for	for	ADP
atssr-1893	321	18	a	a	DET
atssr-1893	321	19	40th	40th	ADJ
atssr-1893	321	20	percentile	percentile	ADJ
atssr-1893	321	21	single	single	ADJ
atssr-1893	321	22	parent	parent	NOUN
atssr-1893	321	23	.	.	PUNCT
atssr-1893	322	1	figure	figure	NOUN
atssr-1893	322	2	16	16	NUM
atssr-1893	322	3	.	.	PUNCT
atssr-1893	323	1	demonstrates	demonstrate	VERB
atssr-1893	323	2	that	that	SCONJ
atssr-1893	323	3	a	a	DET
atssr-1893	323	4	couple	couple	NOUN
atssr-1893	323	5	in	in	ADP
atssr-1893	323	6	the	the	DET
atssr-1893	323	7	40th	40th	ADJ
atssr-1893	323	8	percentile	percentile	NOUN
atssr-1893	323	9	with	with	ADP
atssr-1893	323	10	one	one	NUM
atssr-1893	323	11	child	child	NOUN
atssr-1893	323	12	can	can	AUX
atssr-1893	323	13	easily	easily	ADV
atssr-1893	323	14	save	save	VERB
atssr-1893	323	15	for	for	ADP
atssr-1893	323	16	a	a	DET
atssr-1893	323	17	down	down	ADJ
atssr-1893	323	18	payment	payment	NOUN
atssr-1893	323	19	.	.	PUNCT
atssr-1893	324	1	the	the	DET
atssr-1893	324	2	time	time	NOUN
atssr-1893	324	3	it	it	PRON
atssr-1893	324	4	takes	take	VERB
atssr-1893	324	5	has	have	AUX
atssr-1893	324	6	been	be	AUX
atssr-1893	324	7	stable	stable	ADJ
atssr-1893	324	8	throughout	throughout	ADP
atssr-1893	324	9	the	the	DET
atssr-1893	324	10	2011	2011	NUM
atssr-1893	324	11	-	-	SYM
atssr-1893	324	12	2022	2022	NUM
atssr-1893	324	13	period	period	NOUN
atssr-1893	324	14	.	.	PUNCT
atssr-1893	325	1	the	the	DET
atssr-1893	325	2	amount	amount	NOUN
atssr-1893	325	3	of	of	ADP
atssr-1893	325	4	time	time	NOUN
atssr-1893	325	5	leading	lead	VERB
atssr-1893	325	6	a	a	DET
atssr-1893	325	7	typical	typical	ADJ
atssr-1893	325	8	expenditure	expenditure	NOUN
atssr-1893	325	9	lifestyle	lifestyle	NOUN
atssr-1893	325	10	saving	saving	NOUN
atssr-1893	325	11	for	for	ADP
atssr-1893	325	12	a	a	DET
atssr-1893	325	13	15	15	NUM
atssr-1893	325	14	%	%	NOUN
atssr-1893	325	15	down	down	ADP
atssr-1893	325	16	payment	payment	NOUN
atssr-1893	325	17	is	be	AUX
atssr-1893	325	18	around	around	ADV
atssr-1893	325	19	a	a	DET
atssr-1893	325	20	year	year	NOUN
atssr-1893	325	21	and	and	CCONJ
atssr-1893	325	22	a	a	DET
atssr-1893	325	23	half	half	NOUN
atssr-1893	325	24	compared	compare	VERB
atssr-1893	325	25	to	to	ADP
atssr-1893	325	26	almost	almost	ADV
atssr-1893	325	27	three	three	NUM
atssr-1893	325	28	years	year	NOUN
atssr-1893	325	29	for	for	ADP
atssr-1893	325	30	the	the	DET
atssr-1893	325	31	comparable	comparable	ADJ
atssr-1893	325	32	family	family	NOUN
atssr-1893	325	33	in	in	ADP
atssr-1893	325	34	the	the	DET
atssr-1893	325	35	20th	20th	ADJ
atssr-1893	325	36	percentile	percentile	ADJ
atssr-1893	325	37	income	income	NOUN
atssr-1893	325	38	category	category	NOUN
atssr-1893	325	39	.	.	PUNCT
atssr-1893	326	1	asian	asian	ADJ
atssr-1893	326	2	themes	theme	NOUN
atssr-1893	326	3	in	in	ADP
atssr-1893	326	4	social	social	ADJ
atssr-1893	326	5	sciences	science	NOUN
atssr-1893	326	6	research	research	NOUN
atssr-1893	326	7	2024	2024	NUM
atssr-1893	326	8	,	,	PUNCT
atssr-1893	326	9	vol	vol	NOUN
atssr-1893	326	10	.	.	NOUN
atssr-1893	326	11	8	8	NUM
atssr-1893	326	12	,	,	PUNCT
atssr-1893	326	13	no	no	INTJ
atssr-1893	326	14	.	.	NOUN
atssr-1893	326	15	1	1	NUM
atssr-1893	326	16	,	,	PUNCT
atssr-1893	326	17	pp	pp	ADJ
atssr-1893	326	18	.	.	PUNCT
atssr-1893	327	1	37	37	NUM
atssr-1893	327	2	-	-	SYM
atssr-1893	327	3	53	53	NUM
atssr-1893	327	4	50	50	NUM
atssr-1893	327	5	©	©	ADP
atssr-1893	327	6	2024	2024	NUM
atssr-1893	327	7	by	by	ADP
atssr-1893	327	8	the	the	DET
atssr-1893	327	9	authors	author	NOUN
atssr-1893	327	10	;	;	PUNCT
atssr-1893	327	11	licensee	licensee	VERB
atssr-1893	327	12	online	online	ADJ
atssr-1893	327	13	academic	academic	ADJ
atssr-1893	327	14	press	press	NOUN
atssr-1893	327	15	,	,	PUNCT
atssr-1893	327	16	usa	usa	PROPN
atssr-1893	327	17	figure	figure	NOUN
atssr-1893	327	18	16	16	NUM
atssr-1893	327	19	.	.	PUNCT
atssr-1893	328	1	the	the	DET
atssr-1893	328	2	time	time	NOUN
atssr-1893	328	3	it	it	PRON
atssr-1893	328	4	takes	take	VERB
atssr-1893	328	5	to	to	PART
atssr-1893	328	6	save	save	VERB
atssr-1893	328	7	for	for	ADP
atssr-1893	328	8	a	a	DET
atssr-1893	328	9	15	15	NUM
atssr-1893	328	10	%	%	NOUN
atssr-1893	328	11	and	and	CCONJ
atssr-1893	328	12	5	5	NUM
atssr-1893	328	13	%	%	NOUN
atssr-1893	328	14	down	down	ADP
atssr-1893	328	15	payment	payment	NOUN
atssr-1893	328	16	with	with	ADP
atssr-1893	328	17	bare	bare	ADJ
atssr-1893	328	18	and	and	CCONJ
atssr-1893	328	19	typical	typical	ADJ
atssr-1893	328	20	spending	spending	NOUN
atssr-1893	328	21	2011	2011	NUM
atssr-1893	328	22	-	-	SYM
atssr-1893	328	23	2022	2022	NUM
atssr-1893	328	24	for	for	ADP
atssr-1893	328	25	a	a	DET
atssr-1893	328	26	40th	40th	ADJ
atssr-1893	328	27	percentile	percentile	ADJ
atssr-1893	328	28	couple	couple	NOUN
atssr-1893	328	29	with	with	ADP
atssr-1893	328	30	one	one	NUM
atssr-1893	328	31	child	child	NOUN
atssr-1893	328	32	.	.	PUNCT
atssr-1893	329	1	although	although	SCONJ
atssr-1893	329	2	housing	housing	NOUN
atssr-1893	329	3	prices	price	NOUN
atssr-1893	329	4	have	have	AUX
atssr-1893	329	5	significantly	significantly	ADV
atssr-1893	329	6	risen	rise	VERB
atssr-1893	329	7	,	,	PUNCT
atssr-1893	329	8	the	the	DET
atssr-1893	329	9	time	time	NOUN
atssr-1893	329	10	it	it	PRON
atssr-1893	329	11	takes	take	VERB
atssr-1893	329	12	to	to	PART
atssr-1893	329	13	save	save	VERB
atssr-1893	329	14	for	for	ADP
atssr-1893	329	15	a	a	DET
atssr-1893	329	16	down	down	ADJ
atssr-1893	329	17	payment	payment	NOUN
atssr-1893	329	18	for	for	ADP
atssr-1893	329	19	a	a	DET
atssr-1893	329	20	40th	40th	ADJ
atssr-1893	329	21	percentile	percentile	ADJ
atssr-1893	329	22	couple	couple	NOUN
atssr-1893	329	23	with	with	ADP
atssr-1893	329	24	one	one	NUM
atssr-1893	329	25	child	child	NOUN
atssr-1893	329	26	remains	remain	VERB
atssr-1893	329	27	low	low	ADJ
atssr-1893	329	28	.	.	PUNCT
atssr-1893	330	1	figure	figure	NOUN
atssr-1893	330	2	17	17	NUM
atssr-1893	330	3	.	.	PUNCT
atssr-1893	330	4	shows	show	VERB
atssr-1893	330	5	that	that	SCONJ
atssr-1893	330	6	the	the	DET
atssr-1893	330	7	percentage	percentage	NOUN
atssr-1893	330	8	of	of	ADP
atssr-1893	330	9	wages	wage	NOUN
atssr-1893	330	10	available	available	ADJ
atssr-1893	330	11	to	to	PART
atssr-1893	330	12	set	set	VERB
atssr-1893	330	13	aside	aside	ADV
atssr-1893	330	14	for	for	ADP
atssr-1893	330	15	savings	saving	NOUN
atssr-1893	330	16	has	have	AUX
atssr-1893	330	17	canceled	cancel	VERB
atssr-1893	330	18	out	out	ADP
atssr-1893	330	19	the	the	DET
atssr-1893	330	20	higher	high	ADJ
atssr-1893	330	21	cost	cost	NOUN
atssr-1893	330	22	associated	associate	VERB
atssr-1893	330	23	with	with	ADP
atssr-1893	330	24	a	a	DET
atssr-1893	330	25	15	15	NUM
atssr-1893	330	26	%	%	NOUN
atssr-1893	330	27	down	down	ADP
atssr-1893	330	28	payment	payment	NOUN
atssr-1893	330	29	.	.	PUNCT
atssr-1893	331	1	figure	figure	NOUN
atssr-1893	331	2	17	17	NUM
atssr-1893	331	3	.	.	PUNCT
atssr-1893	332	1	average	average	ADJ
atssr-1893	332	2	savings	saving	NOUN
atssr-1893	332	3	and	and	CCONJ
atssr-1893	332	4	years	year	NOUN
atssr-1893	332	5	needed	need	VERB
atssr-1893	332	6	to	to	PART
atssr-1893	332	7	save	save	VERB
atssr-1893	332	8	for	for	ADP
atssr-1893	332	9	a	a	DET
atssr-1893	332	10	15	15	NUM
atssr-1893	332	11	%	%	NOUN
atssr-1893	332	12	down	down	ADP
atssr-1893	332	13	payment	payment	NOUN
atssr-1893	332	14	2011	2011	NUM
atssr-1893	332	15	-	-	SYM
atssr-1893	332	16	2022	2022	NUM
atssr-1893	332	17	for	for	ADP
atssr-1893	332	18	a	a	DET
atssr-1893	332	19	40th	40th	ADJ
atssr-1893	332	20	percentile	percentile	ADJ
atssr-1893	332	21	couple	couple	NOUN
atssr-1893	332	22	with	with	ADP
atssr-1893	332	23	one	one	NUM
atssr-1893	332	24	child	child	NOUN
atssr-1893	332	25	.	.	PUNCT
atssr-1893	333	1	5	5	X
atssr-1893	333	2	.	.	X
atssr-1893	333	3	discussion	discussion	NOUN
atssr-1893	333	4	we	we	PRON
atssr-1893	333	5	analyzed	analyze	VERB
atssr-1893	333	6	the	the	DET
atssr-1893	333	7	time	time	NOUN
atssr-1893	333	8	required	require	VERB
atssr-1893	333	9	for	for	ADP
atssr-1893	333	10	individuals	individual	NOUN
atssr-1893	333	11	and	and	CCONJ
atssr-1893	333	12	specific	specific	ADJ
atssr-1893	333	13	family	family	NOUN
atssr-1893	333	14	types	type	NOUN
atssr-1893	333	15	in	in	ADP
atssr-1893	333	16	the	the	DET
atssr-1893	333	17	capital	capital	NOUN
atssr-1893	333	18	area	area	NOUN
atssr-1893	333	19	’s	’s	PART
atssr-1893	333	20	rental	rental	ADJ
atssr-1893	333	21	market	market	NOUN
atssr-1893	333	22	to	to	PART
atssr-1893	333	23	save	save	VERB
atssr-1893	333	24	for	for	ADP
atssr-1893	333	25	a	a	DET
atssr-1893	333	26	down	down	ADJ
atssr-1893	333	27	payment	payment	NOUN
atssr-1893	333	28	,	,	PUNCT
atssr-1893	333	29	assessing	assess	VERB
atssr-1893	333	30	whether	whether	SCONJ
atssr-1893	333	31	saving	saving	NOUN
atssr-1893	333	32	is	be	AUX
atssr-1893	333	33	feasible	feasible	ADJ
atssr-1893	333	34	under	under	ADP
atssr-1893	333	35	normal	normal	ADJ
atssr-1893	333	36	conditions	condition	NOUN
atssr-1893	333	37	.	.	PUNCT
atssr-1893	334	1	it	it	PRON
atssr-1893	334	2	appears	appear	VERB
atssr-1893	334	3	that	that	SCONJ
atssr-1893	334	4	,	,	PUNCT
atssr-1893	334	5	on	on	ADP
atssr-1893	334	6	average	average	ADJ
atssr-1893	334	7	,	,	PUNCT
atssr-1893	334	8	the	the	DET
atssr-1893	334	9	duration	duration	NOUN
atssr-1893	334	10	required	require	VERB
atssr-1893	334	11	to	to	PART
atssr-1893	334	12	save	save	VERB
atssr-1893	334	13	for	for	ADP
atssr-1893	334	14	a	a	DET
atssr-1893	334	15	down	down	ADJ
atssr-1893	334	16	payment	payment	NOUN
atssr-1893	334	17	in	in	ADP
atssr-1893	334	18	2022	2022	NUM
atssr-1893	334	19	remains	remain	VERB
atssr-1893	334	20	similar	similar	ADJ
atssr-1893	334	21	to	to	ADP
atssr-1893	334	22	that	that	PRON
atssr-1893	334	23	in	in	ADP
atssr-1893	334	24	2011	2011	NUM
atssr-1893	334	25	.	.	PUNCT
atssr-1893	335	1	this	this	DET
atssr-1893	335	2	similar	similar	ADJ
atssr-1893	335	3	amount	amount	NOUN
atssr-1893	335	4	of	of	ADP
atssr-1893	335	5	time	time	NOUN
atssr-1893	335	6	is	be	AUX
atssr-1893	335	7	particularly	particularly	ADV
atssr-1893	335	8	striking	striking	ADJ
atssr-1893	335	9	given	give	VERB
atssr-1893	335	10	the	the	DET
atssr-1893	335	11	overall	overall	ADJ
atssr-1893	335	12	economic	economic	ADJ
atssr-1893	335	13	prosperity	prosperity	NOUN
atssr-1893	335	14	.	.	PUNCT
atssr-1893	336	1	notably	notably	ADV
atssr-1893	336	2	,	,	PUNCT
atssr-1893	336	3	women	woman	NOUN
atssr-1893	336	4	typically	typically	ADV
atssr-1893	336	5	require	require	VERB
atssr-1893	336	6	more	more	ADJ
atssr-1893	336	7	time	time	NOUN
atssr-1893	336	8	to	to	PART
atssr-1893	336	9	save	save	VERB
atssr-1893	336	10	for	for	ADP
atssr-1893	336	11	a	a	DET
atssr-1893	336	12	down	down	ADJ
atssr-1893	336	13	payment	payment	NOUN
atssr-1893	336	14	than	than	ADP
atssr-1893	336	15	men	man	NOUN
atssr-1893	336	16	,	,	PUNCT
atssr-1893	336	17	a	a	DET
atssr-1893	336	18	discrepancy	discrepancy	NOUN
atssr-1893	336	19	that	that	SCONJ
atssr-1893	336	20	greater	great	ADJ
atssr-1893	336	21	familial	familial	ADJ
atssr-1893	336	22	responsibilities	responsibility	NOUN
atssr-1893	336	23	,	,	PUNCT
atssr-1893	336	24	such	such	ADJ
atssr-1893	336	25	as	as	ADP
atssr-1893	336	26	child	child	NOUN
atssr-1893	336	27	-	-	PUNCT
atssr-1893	336	28	related	relate	VERB
atssr-1893	336	29	sick	sick	ADJ
atssr-1893	336	30	leaves	leave	NOUN
atssr-1893	336	31	,	,	PUNCT
atssr-1893	336	32	may	may	AUX
atssr-1893	336	33	exacerbate	exacerbate	VERB
atssr-1893	336	34	.	.	PUNCT
atssr-1893	337	1	among	among	ADP
atssr-1893	337	2	the	the	DET
atssr-1893	337	3	three	three	NUM
atssr-1893	337	4	family	family	NOUN
atssr-1893	337	5	categories	category	NOUN
atssr-1893	337	6	analyzed	analyze	VERB
atssr-1893	337	7	(	(	PUNCT
atssr-1893	337	8	single	single	ADJ
atssr-1893	337	9	,	,	PUNCT
atssr-1893	337	10	single	single	ADJ
atssr-1893	337	11	with	with	ADP
atssr-1893	337	12	child	child	NOUN
atssr-1893	337	13	,	,	PUNCT
atssr-1893	337	14	married	married	ADJ
atssr-1893	337	15	)	)	PUNCT
atssr-1893	337	16	,	,	PUNCT
atssr-1893	337	17	those	those	PRON
atssr-1893	337	18	in	in	ADP
atssr-1893	337	19	the	the	DET
atssr-1893	337	20	20th	20th	ADJ
atssr-1893	337	21	income	income	NOUN
atssr-1893	337	22	percentile	percentile	ADJ
atssr-1893	337	23	,	,	PUNCT
atssr-1893	337	24	especially	especially	ADV
atssr-1893	337	25	single	single	ADJ
atssr-1893	337	26	parents	parent	NOUN
atssr-1893	337	27	,	,	PUNCT
atssr-1893	337	28	face	face	VERB
atssr-1893	337	29	considerable	considerable	ADJ
atssr-1893	337	30	challenges	challenge	NOUN
atssr-1893	337	31	accumulating	accumulate	VERB
atssr-1893	337	32	enough	enough	ADJ
atssr-1893	337	33	for	for	ADP
atssr-1893	337	34	a	a	DET
atssr-1893	337	35	down	down	ADJ
atssr-1893	337	36	payment	payment	NOUN
atssr-1893	337	37	.	.	PUNCT
atssr-1893	338	1	part	part	NOUN
atssr-1893	338	2	of	of	ADP
atssr-1893	338	3	the	the	DET
atssr-1893	338	4	analysis	analysis	NOUN
atssr-1893	338	5	focused	focus	VERB
atssr-1893	338	6	on	on	ADP
atssr-1893	338	7	the	the	DET
atssr-1893	338	8	difference	difference	NOUN
atssr-1893	338	9	between	between	ADP
atssr-1893	338	10	the	the	DET
atssr-1893	338	11	5	5	NUM
atssr-1893	338	12	%	%	NOUN
atssr-1893	338	13	downpayment	downpayment	NOUN
atssr-1893	338	14	and	and	CCONJ
atssr-1893	338	15	15	15	NUM
atssr-1893	338	16	%	%	NOUN
atssr-1893	338	17	.	.	PUNCT
atssr-1893	339	1	our	our	PRON
atssr-1893	339	2	study	study	NOUN
atssr-1893	339	3	shows	show	VERB
atssr-1893	339	4	that	that	SCONJ
atssr-1893	339	5	lowering	lower	VERB
atssr-1893	339	6	the	the	DET
atssr-1893	339	7	down	down	ADJ
atssr-1893	339	8	payment	payment	NOUN
atssr-1893	339	9	threshold	threshold	NOUN
atssr-1893	339	10	to	to	ADP
atssr-1893	339	11	5	5	NUM
atssr-1893	339	12	%	%	NOUN
atssr-1893	339	13	is	be	AUX
atssr-1893	339	14	essential	essential	ADJ
atssr-1893	339	15	for	for	ADP
atssr-1893	339	16	the	the	DET
atssr-1893	339	17	20th	20th	ADJ
atssr-1893	339	18	percentile	percentile	ADJ
atssr-1893	339	19	income	income	NOUN
atssr-1893	339	20	group´s	group´s	PROPN
atssr-1893	339	21	chances	chance	NOUN
atssr-1893	339	22	of	of	ADP
atssr-1893	339	23	becoming	become	VERB
atssr-1893	339	24	homeowners	homeowner	NOUN
atssr-1893	339	25	.	.	PUNCT
atssr-1893	340	1	it	it	PRON
atssr-1893	340	2	can	can	AUX
atssr-1893	340	3	be	be	AUX
atssr-1893	340	4	argued	argue	VERB
atssr-1893	340	5	that	that	SCONJ
atssr-1893	340	6	single	single	ADJ
atssr-1893	340	7	parents	parent	NOUN
atssr-1893	340	8	in	in	ADP
atssr-1893	340	9	that	that	DET
atssr-1893	340	10	category	category	NOUN
atssr-1893	340	11	would	would	AUX
atssr-1893	340	12	need	need	VERB
atssr-1893	340	13	additional	additional	ADJ
atssr-1893	340	14	aid	aid	NOUN
atssr-1893	340	15	to	to	PART
atssr-1893	340	16	have	have	VERB
atssr-1893	340	17	a	a	DET
atssr-1893	340	18	realistic	realistic	ADJ
atssr-1893	340	19	hope	hope	NOUN
atssr-1893	340	20	of	of	ADP
atssr-1893	340	21	becoming	become	VERB
atssr-1893	340	22	homeowners	homeowner	NOUN
atssr-1893	340	23	.	.	PUNCT
atssr-1893	341	1	in	in	ADP
atssr-1893	341	2	the	the	DET
atssr-1893	341	3	40th	40th	ADJ
atssr-1893	341	4	percentile	percentile	ADJ
atssr-1893	341	5	income	income	NOUN
atssr-1893	341	6	-	-	PUNCT
atssr-1893	341	7	group	group	NOUN
atssr-1893	341	8	category	category	NOUN
atssr-1893	341	9	,	,	PUNCT
atssr-1893	341	10	the	the	DET
atssr-1893	341	11	chances	chance	NOUN
atssr-1893	341	12	are	be	AUX
atssr-1893	341	13	asian	asian	ADJ
atssr-1893	341	14	themes	theme	NOUN
atssr-1893	341	15	in	in	ADP
atssr-1893	341	16	social	social	ADJ
atssr-1893	341	17	sciences	science	NOUN
atssr-1893	341	18	research	research	NOUN
atssr-1893	341	19	2024	2024	NUM
atssr-1893	341	20	,	,	PUNCT
atssr-1893	341	21	vol	vol	NOUN
atssr-1893	341	22	.	.	NOUN
atssr-1893	341	23	8	8	NUM
atssr-1893	341	24	,	,	PUNCT
atssr-1893	341	25	no	no	INTJ
atssr-1893	341	26	.	.	NOUN
atssr-1893	341	27	1	1	NUM
atssr-1893	341	28	,	,	PUNCT
atssr-1893	341	29	pp	pp	ADJ
atssr-1893	341	30	.	.	PUNCT
atssr-1893	342	1	37	37	NUM
atssr-1893	342	2	-	-	SYM
atssr-1893	342	3	53	53	NUM
atssr-1893	342	4	51	51	NUM
atssr-1893	342	5	©	©	ADP
atssr-1893	342	6	2024	2024	NUM
atssr-1893	342	7	by	by	ADP
atssr-1893	342	8	the	the	DET
atssr-1893	342	9	authors	author	NOUN
atssr-1893	342	10	;	;	PUNCT
atssr-1893	342	11	licensee	licensee	VERB
atssr-1893	342	12	online	online	ADJ
atssr-1893	342	13	academic	academic	ADJ
atssr-1893	342	14	press	press	NOUN
atssr-1893	342	15	,	,	PUNCT
atssr-1893	342	16	usa	usa	PROPN
atssr-1893	342	17	considerably	considerably	ADV
atssr-1893	342	18	better	well	ADV
atssr-1893	342	19	in	in	ADP
atssr-1893	342	20	all	all	DET
atssr-1893	342	21	three	three	NUM
atssr-1893	342	22	categories	category	NOUN
atssr-1893	342	23	.	.	PUNCT
atssr-1893	343	1	single	single	ADJ
atssr-1893	343	2	parents	parent	NOUN
atssr-1893	343	3	in	in	ADP
atssr-1893	343	4	that	that	DET
atssr-1893	343	5	group	group	NOUN
atssr-1893	343	6	have	have	VERB
atssr-1893	343	7	,	,	PUNCT
atssr-1893	343	8	however	however	ADV
atssr-1893	343	9	,	,	PUNCT
atssr-1893	343	10	still	still	ADV
atssr-1893	343	11	difficulties	difficulty	NOUN
atssr-1893	343	12	reaching	reach	VERB
atssr-1893	343	13	that	that	PRON
atssr-1893	343	14	aim	aim	NOUN
atssr-1893	343	15	with	with	ADP
atssr-1893	343	16	a	a	DET
atssr-1893	343	17	15	15	NUM
atssr-1893	343	18	%	%	NOUN
atssr-1893	343	19	down	down	ADP
atssr-1893	343	20	payment	payment	NOUN
atssr-1893	343	21	threshold	threshold	NOUN
atssr-1893	343	22	.	.	PUNCT
atssr-1893	344	1	having	have	VERB
atssr-1893	344	2	access	access	NOUN
atssr-1893	344	3	to	to	ADP
atssr-1893	344	4	5	5	NUM
atssr-1893	344	5	%	%	NOUN
atssr-1893	344	6	down	down	ADP
atssr-1893	344	7	payments	payment	NOUN
atssr-1893	344	8	is	be	AUX
atssr-1893	344	9	essential	essential	ADJ
atssr-1893	344	10	for	for	ADP
atssr-1893	344	11	that	that	DET
atssr-1893	344	12	group	group	NOUN
atssr-1893	344	13	.	.	PUNCT
atssr-1893	345	1	the	the	DET
atssr-1893	345	2	icelandic	icelandic	ADJ
atssr-1893	345	3	government	government	NOUN
atssr-1893	345	4	has	have	AUX
atssr-1893	345	5	stated	state	VERB
atssr-1893	345	6	that	that	SCONJ
atssr-1893	345	7	it	it	PRON
atssr-1893	345	8	intends	intend	VERB
atssr-1893	345	9	to	to	PART
atssr-1893	345	10	support	support	VERB
atssr-1893	345	11	people	people	NOUN
atssr-1893	345	12	willing	willing	ADJ
atssr-1893	345	13	to	to	PART
atssr-1893	345	14	become	become	VERB
atssr-1893	345	15	homeowners	homeowner	NOUN
atssr-1893	345	16	.	.	PUNCT
atssr-1893	346	1	our	our	PRON
atssr-1893	346	2	data	datum	NOUN
atssr-1893	346	3	indicates	indicate	VERB
atssr-1893	346	4	that	that	SCONJ
atssr-1893	346	5	the	the	DET
atssr-1893	346	6	5	5	NUM
atssr-1893	346	7	%	%	NOUN
atssr-1893	346	8	down	down	ADP
atssr-1893	346	9	payment	payment	NOUN
atssr-1893	346	10	program	program	NOUN
atssr-1893	346	11	might	might	AUX
atssr-1893	346	12	be	be	AUX
atssr-1893	346	13	essential	essential	ADJ
atssr-1893	346	14	in	in	ADP
atssr-1893	346	15	opening	open	VERB
atssr-1893	346	16	doors	door	NOUN
atssr-1893	346	17	for	for	ADP
atssr-1893	346	18	such	such	ADJ
atssr-1893	346	19	possibilities	possibility	NOUN
atssr-1893	346	20	.	.	PUNCT
atssr-1893	347	1	while	while	SCONJ
atssr-1893	347	2	people	people	NOUN
atssr-1893	347	3	might	might	AUX
atssr-1893	347	4	eventually	eventually	ADV
atssr-1893	347	5	manage	manage	VERB
atssr-1893	347	6	to	to	PART
atssr-1893	347	7	save	save	VERB
atssr-1893	347	8	for	for	ADP
atssr-1893	347	9	a	a	DET
atssr-1893	347	10	down	down	ADJ
atssr-1893	347	11	payment	payment	NOUN
atssr-1893	347	12	,	,	PUNCT
atssr-1893	347	13	they	they	PRON
atssr-1893	347	14	could	could	AUX
atssr-1893	347	15	ask	ask	VERB
atssr-1893	347	16	themselves	themselves	PRON
atssr-1893	347	17	whether	whether	SCONJ
atssr-1893	347	18	they	they	PRON
atssr-1893	347	19	perceive	perceive	VERB
atssr-1893	347	20	it	it	PRON
atssr-1893	347	21	to	to	PART
atssr-1893	347	22	be	be	AUX
atssr-1893	347	23	worth	worth	ADJ
atssr-1893	347	24	it	it	PRON
atssr-1893	347	25	.	.	PUNCT
atssr-1893	348	1	as	as	SCONJ
atssr-1893	348	2	timperley	timperley	PROPN
atssr-1893	348	3	says	say	VERB
atssr-1893	348	4	in	in	ADP
atssr-1893	348	5	her	her	PRON
atssr-1893	348	6	book	book	NOUN
atssr-1893	348	7	generation	generation	NOUN
atssr-1893	348	8	rent	rent	NOUN
atssr-1893	348	9	,	,	PUNCT
atssr-1893	348	10	many	many	ADJ
atssr-1893	348	11	young	young	ADJ
atssr-1893	348	12	people	people	NOUN
atssr-1893	348	13	have	have	AUX
atssr-1893	348	14	given	give	VERB
atssr-1893	348	15	up	up	ADP
atssr-1893	348	16	hope	hope	NOUN
atssr-1893	348	17	of	of	ADP
atssr-1893	348	18	ever	ever	ADV
atssr-1893	348	19	being	be	AUX
atssr-1893	348	20	able	able	ADJ
atssr-1893	348	21	to	to	PART
atssr-1893	348	22	save	save	VERB
atssr-1893	348	23	for	for	ADP
atssr-1893	348	24	a	a	DET
atssr-1893	348	25	down	down	ADJ
atssr-1893	348	26	payment	payment	NOUN
atssr-1893	348	27	and	and	CCONJ
atssr-1893	348	28	ask	ask	VERB
atssr-1893	348	29	themselves	themselves	PRON
atssr-1893	348	30	if	if	SCONJ
atssr-1893	348	31	it	it	PRON
atssr-1893	348	32	is	be	AUX
atssr-1893	348	33	worth	worth	ADJ
atssr-1893	348	34	trying	try	VERB
atssr-1893	348	35	.	.	PUNCT
atssr-1893	349	1	the	the	DET
atssr-1893	349	2	yolo	yolo	NOUN
atssr-1893	349	3	(	(	PUNCT
atssr-1893	349	4	you	you	PRON
atssr-1893	349	5	only	only	ADV
atssr-1893	349	6	live	live	VERB
atssr-1893	349	7	once	once	ADV
atssr-1893	349	8	)	)	PUNCT
atssr-1893	349	9	attitude	attitude	NOUN
atssr-1893	349	10	has	have	AUX
atssr-1893	349	11	emerged	emerge	VERB
atssr-1893	349	12	,	,	PUNCT
atssr-1893	349	13	which	which	PRON
atssr-1893	349	14	can	can	AUX
atssr-1893	349	15	be	be	AUX
atssr-1893	349	16	viewed	view	VERB
atssr-1893	349	17	as	as	ADP
atssr-1893	349	18	a	a	DET
atssr-1893	349	19	response	response	NOUN
atssr-1893	349	20	to	to	ADP
atssr-1893	349	21	an	an	DET
atssr-1893	349	22	increasingly	increasingly	ADV
atssr-1893	349	23	insecure	insecure	ADJ
atssr-1893	349	24	world	world	NOUN
atssr-1893	349	25	despite	despite	SCONJ
atssr-1893	349	26	higher	high	ADJ
atssr-1893	349	27	wages	wage	NOUN
atssr-1893	349	28	due	due	ADP
atssr-1893	349	29	to	to	ADP
atssr-1893	349	30	higher	high	ADJ
atssr-1893	349	31	rental	rental	ADJ
atssr-1893	349	32	rates	rate	NOUN
atssr-1893	349	33	and	and	CCONJ
atssr-1893	349	34	rising	rise	VERB
atssr-1893	349	35	house	house	NOUN
atssr-1893	349	36	prices	price	NOUN
atssr-1893	349	37	(	(	PUNCT
atssr-1893	349	38	2020	2020	NUM
atssr-1893	349	39	,	,	PUNCT
atssr-1893	349	40	pp	pp	PROPN
atssr-1893	349	41	.	.	PUNCT
atssr-1893	350	1	8–23	8–23	PROPN
atssr-1893	350	2	)	)	PUNCT
atssr-1893	350	3	,	,	PUNCT
atssr-1893	350	4	meaning	mean	VERB
atssr-1893	350	5	that	that	SCONJ
atssr-1893	350	6	becoming	become	VERB
atssr-1893	350	7	a	a	DET
atssr-1893	350	8	homeowner	homeowner	NOUN
atssr-1893	350	9	being	being	NOUN
atssr-1893	350	10	is	be	AUX
atssr-1893	350	11	seemingly	seemingly	ADV
atssr-1893	350	12	ever	ever	ADV
atssr-1893	350	13	more	more	ADV
atssr-1893	350	14	far	far	ADV
atssr-1893	350	15	-	-	PUNCT
atssr-1893	350	16	fetched	fetch	VERB
atssr-1893	350	17	.	.	PUNCT
atssr-1893	351	1	references	reference	NOUN
atssr-1893	351	2	airbnb	airbnb	PROPN
atssr-1893	351	3	.	.	PUNCT
atssr-1893	352	1	(	(	PUNCT
atssr-1893	352	2	2023	2023	NUM
atssr-1893	352	3	)	)	PUNCT
atssr-1893	352	4	.	.	PUNCT
atssr-1893	353	1	responsible	responsible	ADJ
atssr-1893	353	2	hosting	host	VERB
atssr-1893	353	3	in	in	ADP
atssr-1893	353	4	iceland	iceland	PROPN
atssr-1893	353	5	—	—	PUNCT
atssr-1893	353	6	airbnb	airbnb	PROPN
atssr-1893	353	7	help	help	PROPN
atssr-1893	353	8	center	center	PROPN
atssr-1893	353	9	airbnb	airbnb	PROPN
atssr-1893	353	10	.	.	PUNCT
atssr-1893	354	1	retrieved	retrieve	VERB
atssr-1893	354	2	from	from	ADP
atssr-1893	354	3	https://www.airbnb.com/help/article/2462	https://www.airbnb.com/help/article/2462	PROPN
atssr-1893	354	4	andrews	andrews	PROPN
atssr-1893	354	5	,	,	PUNCT
atssr-1893	354	6	d.	d.	PROPN
atssr-1893	354	7	,	,	PUNCT
atssr-1893	354	8	&	&	CCONJ
atssr-1893	354	9	sánchez	sánchez	PROPN
atssr-1893	354	10	,	,	PUNCT
atssr-1893	354	11	c.	c.	PROPN
atssr-1893	354	12	a.	a.	PROPN
atssr-1893	354	13	(	(	PUNCT
atssr-1893	354	14	2011	2011	NUM
atssr-1893	354	15	)	)	PUNCT
atssr-1893	354	16	.	.	PUNCT
atssr-1893	355	1	the	the	DET
atssr-1893	355	2	evolution	evolution	NOUN
atssr-1893	355	3	of	of	ADP
atssr-1893	355	4	homeownership	homeownership	NOUN
atssr-1893	355	5	rates	rate	NOUN
atssr-1893	355	6	in	in	ADP
atssr-1893	355	7	selected	select	VERB
atssr-1893	355	8	oecd	oecd	PROPN
atssr-1893	355	9	countries	country	NOUN
atssr-1893	355	10	:	:	PUNCT
atssr-1893	355	11	demographic	demographic	ADJ
atssr-1893	355	12	and	and	CCONJ
atssr-1893	355	13	public	public	ADJ
atssr-1893	355	14	policy	policy	NOUN
atssr-1893	355	15	influences	influence	NOUN
atssr-1893	355	16	.	.	PUNCT
atssr-1893	356	1	oecd	oecd	PROPN
atssr-1893	356	2	journal	journal	PROPN
atssr-1893	356	3	:	:	PUNCT
atssr-1893	356	4	economic	economic	ADJ
atssr-1893	356	5	studies	study	NOUN
atssr-1893	356	6	,	,	PUNCT
atssr-1893	356	7	2011(1	2011(1	NUM
atssr-1893	356	8	)	)	PUNCT
atssr-1893	356	9	,	,	PUNCT
atssr-1893	356	10	1–37	1–37	NOUN
atssr-1893	356	11	.	.	PUNCT
atssr-1893	357	1	https://doi.org/10.1787/eco_studies2011-5kg0vswqpmg2	https://doi.org/10.1787/eco_studies2011-5kg0vswqpmg2	NUM
atssr-1893	357	2	arundel	arundel	PROPN
atssr-1893	357	3	,	,	PUNCT
atssr-1893	357	4	r.	r.	PROPN
atssr-1893	357	5	(	(	PUNCT
atssr-1893	357	6	2017	2017	NUM
atssr-1893	357	7	)	)	PUNCT
atssr-1893	357	8	.	.	PUNCT
atssr-1893	358	1	equity	equity	NOUN
atssr-1893	358	2	inequity	inequity	NOUN
atssr-1893	358	3	:	:	PUNCT
atssr-1893	358	4	housing	housing	NOUN
atssr-1893	358	5	wealth	wealth	NOUN
atssr-1893	358	6	inequality	inequality	NOUN
atssr-1893	358	7	,	,	PUNCT
atssr-1893	358	8	inter	inter	ADJ
atssr-1893	358	9	and	and	CCONJ
atssr-1893	358	10	intra	intra	ADJ
atssr-1893	358	11	-	-	ADJ
atssr-1893	358	12	generational	generational	ADJ
atssr-1893	358	13	divergences	divergence	NOUN
atssr-1893	358	14	,	,	PUNCT
atssr-1893	358	15	and	and	CCONJ
atssr-1893	358	16	the	the	DET
atssr-1893	358	17	rise	rise	NOUN
atssr-1893	358	18	of	of	ADP
atssr-1893	358	19	private	private	ADJ
atssr-1893	358	20	landlordism	landlordism	NOUN
atssr-1893	358	21	.	.	PUNCT
atssr-1893	359	1	housing	housing	NOUN
atssr-1893	359	2	,	,	PUNCT
atssr-1893	359	3	theory	theory	NOUN
atssr-1893	359	4	and	and	CCONJ
atssr-1893	359	5	society	society	NOUN
atssr-1893	359	6	,	,	PUNCT
atssr-1893	359	7	34(2	34(2	NUM
atssr-1893	359	8	)	)	PUNCT
atssr-1893	359	9	,	,	PUNCT
atssr-1893	359	10	176–200	176–200	NUM
atssr-1893	359	11	.	.	PUNCT
atssr-1893	360	1	https://doi.org/10.1080/14036096.2017.1284154	https://doi.org/10.1080/14036096.2017.1284154	PROPN
atssr-1893	360	2	barron	barron	PROPN
atssr-1893	360	3	,	,	PUNCT
atssr-1893	360	4	k.	k.	PROPN
atssr-1893	360	5	,	,	PUNCT
atssr-1893	360	6	kung	kung	PROPN
atssr-1893	360	7	,	,	PUNCT
atssr-1893	360	8	e.	e.	PROPN
atssr-1893	360	9	,	,	PUNCT
atssr-1893	360	10	&	&	CCONJ
atssr-1893	360	11	proserpio	proserpio	PROPN
atssr-1893	360	12	,	,	PUNCT
atssr-1893	360	13	d.	d.	PROPN
atssr-1893	360	14	(	(	PUNCT
atssr-1893	360	15	2020	2020	NUM
atssr-1893	360	16	)	)	PUNCT
atssr-1893	360	17	.	.	PUNCT
atssr-1893	361	1	the	the	DET
atssr-1893	361	2	effect	effect	NOUN
atssr-1893	361	3	of	of	ADP
atssr-1893	361	4	home	home	NOUN
atssr-1893	361	5	-	-	PUNCT
atssr-1893	361	6	sharing	sharing	NOUN
atssr-1893	361	7	on	on	ADP
atssr-1893	361	8	house	house	NOUN
atssr-1893	361	9	prices	price	NOUN
atssr-1893	361	10	and	and	CCONJ
atssr-1893	361	11	rents	rent	NOUN
atssr-1893	361	12	:	:	PUNCT
atssr-1893	361	13	evidence	evidence	NOUN
atssr-1893	361	14	from	from	ADP
atssr-1893	361	15	airbnb	airbnb	PROPN
atssr-1893	361	16	.	.	PUNCT
atssr-1893	362	1	ssrn	ssrn	PROPN
atssr-1893	362	2	scholarly	scholarly	ADJ
atssr-1893	362	3	paper	paper	NOUN
atssr-1893	362	4	3006832	3006832	NUM
atssr-1893	362	5	.	.	PUNCT
atssr-1893	362	6	https://doi.org/10.2139/ssrn.3006832	https://doi.org/10.2139/ssrn.3006832	NOUN
atssr-1893	362	7	baxamusa	baxamusa	NOUN
atssr-1893	362	8	,	,	PUNCT
atssr-1893	362	9	m.	m.	NOUN
atssr-1893	362	10	(	(	PUNCT
atssr-1893	362	11	2020	2020	NUM
atssr-1893	362	12	)	)	PUNCT
atssr-1893	362	13	.	.	PUNCT
atssr-1893	363	1	a	a	DET
atssr-1893	363	2	new	new	ADJ
atssr-1893	363	3	model	model	NOUN
atssr-1893	363	4	for	for	ADP
atssr-1893	363	5	housing	housing	NOUN
atssr-1893	363	6	finance	finance	NOUN
atssr-1893	363	7	public	public	ADJ
atssr-1893	363	8	and	and	CCONJ
atssr-1893	363	9	private	private	ADJ
atssr-1893	363	10	sectors	sector	NOUN
atssr-1893	363	11	working	work	VERB
atssr-1893	363	12	together	together	ADV
atssr-1893	363	13	to	to	PART
atssr-1893	363	14	build	build	VERB
atssr-1893	363	15	affordability	affordability	NOUN
atssr-1893	363	16	.	.	PUNCT
atssr-1893	364	1	new	new	PROPN
atssr-1893	364	2	york	york	PROPN
atssr-1893	364	3	:	:	PUNCT
atssr-1893	365	1	routledge	routledge	PROPN
atssr-1893	365	2	.	.	PUNCT
atssr-1893	365	3	benediktsson	benediktsson	PROPN
atssr-1893	365	4	,	,	PUNCT
atssr-1893	365	5	k.	k.	PROPN
atssr-1893	365	6	,	,	PUNCT
atssr-1893	365	7	lund	lund	PROPN
atssr-1893	365	8	,	,	PUNCT
atssr-1893	365	9	k.	k.	PROPN
atssr-1893	365	10	a.	a.	PROPN
atssr-1893	365	11	,	,	PUNCT
atssr-1893	365	12	&	&	CCONJ
atssr-1893	365	13	huijbens	huijbens	PROPN
atssr-1893	365	14	,	,	PUNCT
atssr-1893	365	15	e.	e.	PROPN
atssr-1893	365	16	(	(	PUNCT
atssr-1893	365	17	2011	2011	NUM
atssr-1893	365	18	)	)	PUNCT
atssr-1893	365	19	.	.	PUNCT
atssr-1893	366	1	inspired	inspire	VERB
atssr-1893	366	2	by	by	ADP
atssr-1893	366	3	eruptions	eruption	NOUN
atssr-1893	366	4	?	?	PUNCT
atssr-1893	367	1	eyjafjallajökull	eyjafjallajökull	ADJ
atssr-1893	367	2	and	and	CCONJ
atssr-1893	367	3	icelandic	icelandic	ADJ
atssr-1893	367	4	tourism	tourism	NOUN
atssr-1893	367	5	.	.	PUNCT
atssr-1893	368	1	mobilities	mobility	NOUN
atssr-1893	368	2	,	,	PUNCT
atssr-1893	368	3	6(1	6(1	NUM
atssr-1893	368	4	)	)	PUNCT
atssr-1893	368	5	,	,	PUNCT
atssr-1893	368	6	77	77	NUM
atssr-1893	368	7	-	-	SYM
atssr-1893	368	8	84	84	NUM
atssr-1893	368	9	.	.	PUNCT
atssr-1893	369	1	https://doi.org/10.1080/17450101.2011.532654	https://doi.org/10.1080/17450101.2011.532654	ADJ
atssr-1893	369	2	bergsten	bergsten	PROPN
atssr-1893	369	3	,	,	PUNCT
atssr-1893	369	4	l.	l.	PROPN
atssr-1893	369	5	,	,	PUNCT
atssr-1893	369	6	&	&	CCONJ
atssr-1893	369	7	hansson	hansson	PROPN
atssr-1893	369	8	,	,	PUNCT
atssr-1893	369	9	a.	a.	PROPN
atssr-1893	369	10	g.	g.	PROPN
atssr-1893	369	11	(	(	PUNCT
atssr-1893	369	12	2023	2023	NUM
atssr-1893	369	13	)	)	PUNCT
atssr-1893	369	14	.	.	PUNCT
atssr-1893	370	1	intermediary	intermediary	ADJ
atssr-1893	370	2	housing	housing	NOUN
atssr-1893	370	3	tenures	tenure	NOUN
atssr-1893	370	4	in	in	ADP
atssr-1893	370	5	sweden	sweden	PROPN
atssr-1893	370	6	:	:	PUNCT
atssr-1893	370	7	developers	developer	NOUN
atssr-1893	370	8	’	’	PART
atssr-1893	370	9	response	response	NOUN
atssr-1893	370	10	to	to	ADP
atssr-1893	370	11	inaccessible	inaccessible	ADJ
atssr-1893	370	12	housing	housing	NOUN
atssr-1893	370	13	markets	market	NOUN
atssr-1893	370	14	and	and	CCONJ
atssr-1893	370	15	its	its	PRON
atssr-1893	370	16	implications	implication	NOUN
atssr-1893	370	17	for	for	ADP
atssr-1893	370	18	tenant	tenant	NOUN
atssr-1893	370	19	-	-	PUNCT
atssr-1893	370	20	buyers	buyer	NOUN
atssr-1893	370	21	.	.	PUNCT
atssr-1893	371	1	nordic	nordic	ADJ
atssr-1893	371	2	journal	journal	PROPN
atssr-1893	371	3	of	of	ADP
atssr-1893	371	4	urban	urban	ADJ
atssr-1893	371	5	studies	study	NOUN
atssr-1893	371	6	,	,	PUNCT
atssr-1893	371	7	3(1	3(1	NUM
atssr-1893	371	8	)	)	PUNCT
atssr-1893	371	9	,	,	PUNCT
atssr-1893	371	10	4	4	NUM
atssr-1893	371	11	-	-	SYM
atssr-1893	371	12	22	22	NUM
atssr-1893	371	13	.	.	PUNCT
atssr-1893	372	1	https://doi.org/10.18261/njus.3.1.1	https://doi.org/10.18261/njus.3.1.1	PROPN
atssr-1893	372	2	cox	cox	PROPN
atssr-1893	372	3	,	,	PUNCT
atssr-1893	372	4	w.	w.	PROPN
atssr-1893	372	5	(	(	PUNCT
atssr-1893	372	6	2023	2023	NUM
atssr-1893	372	7	)	)	PUNCT
atssr-1893	372	8	.	.	PUNCT
atssr-1893	373	1	demographia	demographia	PROPN
atssr-1893	373	2	international	international	PROPN
atssr-1893	373	3	housing	housing	PROPN
atssr-1893	373	4	affordability	affordability	NOUN
atssr-1893	373	5	,	,	PUNCT
atssr-1893	373	6	2023	2023	NUM
atssr-1893	373	7	edition	edition	NOUN
atssr-1893	373	8	.	.	PUNCT
atssr-1893	374	1	retrieved	retrieve	VERB
atssr-1893	374	2	from	from	ADP
atssr-1893	374	3	https://fcpp.org/wpcontent/uploads/demographia-international-housing-affordability-2023-edition-final.pdf	https://fcpp.org/wpcontent/uploads/demographia-international-housing-affordability-2023-edition-final.pdf	ADJ
atssr-1893	374	4	davis	davis	PROPN
atssr-1893	374	5	,	,	PUNCT
atssr-1893	374	6	m.	m.	NOUN
atssr-1893	374	7	a.	a.	PROPN
atssr-1893	374	8	,	,	PUNCT
atssr-1893	374	9	larson	larson	PROPN
atssr-1893	374	10	,	,	PUNCT
atssr-1893	374	11	w.	w.	PROPN
atssr-1893	374	12	d.	d.	PROPN
atssr-1893	374	13	,	,	PUNCT
atssr-1893	374	14	oliner	oliner	PROPN
atssr-1893	374	15	,	,	PUNCT
atssr-1893	374	16	s.	s.	PROPN
atssr-1893	374	17	d.	d.	PROPN
atssr-1893	374	18	,	,	PUNCT
atssr-1893	374	19	&	&	CCONJ
atssr-1893	374	20	smith	smith	PROPN
atssr-1893	374	21	,	,	PUNCT
atssr-1893	374	22	b.	b.	PROPN
atssr-1893	374	23	r.	r.	PROPN
atssr-1893	374	24	(	(	PUNCT
atssr-1893	374	25	2023	2023	NUM
atssr-1893	374	26	)	)	PUNCT
atssr-1893	374	27	.	.	PUNCT
atssr-1893	375	1	a	a	DET
atssr-1893	375	2	quarter	quarter	NOUN
atssr-1893	375	3	century	century	NOUN
atssr-1893	375	4	of	of	ADP
atssr-1893	375	5	mortgage	mortgage	NOUN
atssr-1893	375	6	risk	risk	NOUN
atssr-1893	375	7	.	.	PUNCT
atssr-1893	376	1	review	review	NOUN
atssr-1893	376	2	of	of	ADP
atssr-1893	376	3	finance	finance	NOUN
atssr-1893	376	4	,	,	PUNCT
atssr-1893	376	5	27(2	27(2	NUM
atssr-1893	376	6	)	)	PUNCT
atssr-1893	376	7	,	,	PUNCT
atssr-1893	376	8	581	581	NUM
atssr-1893	376	9	-	-	SYM
atssr-1893	376	10	618	618	NUM
atssr-1893	376	11	.	.	PUNCT
atssr-1893	377	1	https://doi.org/10.1093/rof/rfac034	https://doi.org/10.1093/rof/rfac034	PROPN
atssr-1893	377	2	elíasson	elíasson	PROPN
atssr-1893	377	3	,	,	PUNCT
atssr-1893	377	4	l.	l.	PROPN
atssr-1893	377	5	,	,	PUNCT
atssr-1893	377	6	&	&	CCONJ
atssr-1893	377	7	ragnarsson	ragnarsson	PROPN
atssr-1893	377	8	,	,	PUNCT
atssr-1893	377	9	ö.	ö.	PROPN
atssr-1893	378	1	p.	p.	NOUN
atssr-1893	378	2	(	(	PUNCT
atssr-1893	378	3	2018	2018	NUM
atssr-1893	378	4	)	)	PUNCT
atssr-1893	378	5	.	.	PUNCT
atssr-1893	379	1	short	short	ADJ
atssr-1893	379	2	-	-	PUNCT
atssr-1893	379	3	term	term	NOUN
atssr-1893	379	4	renting	renting	NOUN
atssr-1893	379	5	of	of	ADP
atssr-1893	379	6	residential	residential	ADJ
atssr-1893	379	7	apartments	apartment	NOUN
atssr-1893	379	8	effects	effect	NOUN
atssr-1893	379	9	of	of	ADP
atssr-1893	379	10	airbnb	airbnb	PROPN
atssr-1893	379	11	in	in	ADP
atssr-1893	379	12	the	the	DET
atssr-1893	379	13	icelandic	icelandic	ADJ
atssr-1893	379	14	housing	housing	NOUN
atssr-1893	379	15	market	market	NOUN
atssr-1893	379	16	central	central	PROPN
atssr-1893	379	17	bank	bank	PROPN
atssr-1893	379	18	of	of	ADP
atssr-1893	379	19	iceland	iceland	PROPN
atssr-1893	379	20	.	.	PUNCT
atssr-1893	380	1	retrieved	retrieve	VERB
atssr-1893	380	2	from	from	ADP
atssr-1893	380	3	https://www.sedlabanki.is/library/skraarsafn---en/workingpapers/wp%2076.pdf	https://www.sedlabanki.is/library/skraarsafn---en/workingpapers/wp%2076.pdf	PROPN
atssr-1893	380	4	eurostat	eurostat	PROPN
atssr-1893	380	5	.	.	PUNCT
atssr-1893	381	1	(	(	PUNCT
atssr-1893	381	2	2024	2024	NUM
atssr-1893	381	3	)	)	PUNCT
atssr-1893	381	4	.	.	PUNCT
atssr-1893	382	1	distribution	distribution	NOUN
atssr-1893	382	2	of	of	ADP
atssr-1893	382	3	population	population	NOUN
atssr-1893	382	4	by	by	ADP
atssr-1893	382	5	tenure	tenure	NOUN
atssr-1893	382	6	status	status	NOUN
atssr-1893	382	7	,	,	PUNCT
atssr-1893	382	8	type	type	NOUN
atssr-1893	382	9	of	of	ADP
atssr-1893	382	10	household	household	NOUN
atssr-1893	382	11	and	and	CCONJ
atssr-1893	382	12	income	income	NOUN
atssr-1893	382	13	group	group	NOUN
atssr-1893	382	14	—	—	PUNCT
atssr-1893	382	15	eu	eu	PROPN
atssr-1893	382	16	-	-	PROPN
atssr-1893	382	17	silc	silc	PROPN
atssr-1893	382	18	survey	survey	NOUN
atssr-1893	382	19	.	.	PUNCT
atssr-1893	383	1	retrieved	retrieve	VERB
atssr-1893	383	2	from	from	ADP
atssr-1893	383	3	https://data.europa.eu/data/datasets/fatiyjckzlxuhnx3wzuw?locale=en	https://data.europa.eu/data/datasets/fatiyjckzlxuhnx3wzuw?locale=en	PROPN
atssr-1893	383	4	fields	field	NOUN
atssr-1893	383	5	,	,	PUNCT
atssr-1893	383	6	d.	d.	PROPN
atssr-1893	383	7	j.	j.	PROPN
atssr-1893	383	8	,	,	PUNCT
atssr-1893	383	9	&	&	CCONJ
atssr-1893	383	10	hodkinson	hodkinson	PROPN
atssr-1893	383	11	,	,	PUNCT
atssr-1893	383	12	s.	s.	PROPN
atssr-1893	383	13	n.	n.	PROPN
atssr-1893	383	14	(	(	PUNCT
atssr-1893	383	15	2017	2017	NUM
atssr-1893	383	16	)	)	PUNCT
atssr-1893	383	17	.	.	PUNCT
atssr-1893	384	1	housing	housing	NOUN
atssr-1893	384	2	policy	policy	NOUN
atssr-1893	384	3	in	in	ADP
atssr-1893	384	4	crisis	crisis	NOUN
atssr-1893	384	5	:	:	PUNCT
atssr-1893	384	6	an	an	DET
atssr-1893	384	7	international	international	ADJ
atssr-1893	384	8	perspective	perspective	NOUN
atssr-1893	384	9	.	.	PUNCT
atssr-1893	385	1	housing	housing	NOUN
atssr-1893	385	2	policy	policy	NOUN
atssr-1893	385	3	debate	debate	NOUN
atssr-1893	385	4	,	,	PUNCT
atssr-1893	385	5	28(1	28(1	NOUN
atssr-1893	385	6	)	)	PUNCT
atssr-1893	385	7	,	,	PUNCT
atssr-1893	385	8	1–5	1–5	PROPN
atssr-1893	385	9	.	.	PUNCT
atssr-1893	385	10	https://doi.org/10.1080/10511482.2018.1395988	https://doi.org/10.1080/10511482.2018.1395988	PROPN
atssr-1893	385	11	gamber	gamber	PROPN
atssr-1893	385	12	,	,	PUNCT
atssr-1893	385	13	e.	e.	PROPN
atssr-1893	385	14	n.	n.	PROPN
atssr-1893	385	15	(	(	PUNCT
atssr-1893	385	16	2020	2020	NUM
atssr-1893	385	17	)	)	PUNCT
atssr-1893	385	18	.	.	PUNCT
atssr-1893	386	1	the	the	DET
atssr-1893	386	2	historical	historical	ADJ
atssr-1893	386	3	decline	decline	NOUN
atssr-1893	386	4	in	in	ADP
atssr-1893	386	5	real	real	ADJ
atssr-1893	386	6	interest	interest	NOUN
atssr-1893	386	7	rates	rate	NOUN
atssr-1893	386	8	and	and	CCONJ
atssr-1893	386	9	its	its	PRON
atssr-1893	386	10	implications	implication	NOUN
atssr-1893	386	11	for	for	ADP
atssr-1893	386	12	cbo	cbo	PROPN
atssr-1893	386	13	’s	’s	PART
atssr-1893	386	14	projections	projection	NOUN
atssr-1893	386	15	.	.	PUNCT
atssr-1893	387	1	retrieved	retrieve	VERB
atssr-1893	387	2	from	from	ADP
atssr-1893	387	3	congressional	congressional	ADJ
atssr-1893	387	4	budget	budget	NOUN
atssr-1893	387	5	office	office	NOUN
atssr-1893	387	6	,	,	PUNCT
atssr-1893	387	7	working	work	VERB
atssr-1893	387	8	paper	paper	NOUN
atssr-1893	387	9	no	no	INTJ
atssr-1893	387	10	.	.	PUNCT
atssr-1893	388	1	2020	2020	NUM
atssr-1893	388	2	-	-	SYM
atssr-1893	388	3	09	09	NUM
atssr-1893	388	4	:	:	PUNCT
atssr-1893	388	5	gete	gete	NOUN
atssr-1893	388	6	,	,	PUNCT
atssr-1893	388	7	p.	p.	PROPN
atssr-1893	388	8	,	,	PUNCT
atssr-1893	388	9	&	&	CCONJ
atssr-1893	388	10	reher	reher	NOUN
atssr-1893	388	11	,	,	PUNCT
atssr-1893	388	12	m.	m.	NOUN
atssr-1893	388	13	(	(	PUNCT
atssr-1893	388	14	2017	2017	NUM
atssr-1893	388	15	)	)	PUNCT
atssr-1893	388	16	.	.	PUNCT
atssr-1893	389	1	mortgage	mortgage	NOUN
atssr-1893	389	2	supply	supply	NOUN
atssr-1893	389	3	and	and	CCONJ
atssr-1893	389	4	housing	housing	NOUN
atssr-1893	389	5	rents	rent	NOUN
atssr-1893	389	6	.	.	PUNCT
atssr-1893	390	1	ssrn	ssrn	PROPN
atssr-1893	390	2	scholarly	scholarly	ADJ
atssr-1893	390	3	paper	paper	NOUN
atssr-1893	390	4	2756056	2756056	NUM
atssr-1893	390	5	.	.	PUNCT
atssr-1893	391	1	https://doi.org/10.2139/ssrn.2756056	https://doi.org/10.2139/ssrn.2756056	PROPN
atssr-1893	391	2	grinstein	grinstein	NOUN
atssr-1893	391	3	-	-	PUNCT
atssr-1893	391	4	weiss	weiss	NOUN
atssr-1893	391	5	,	,	PUNCT
atssr-1893	391	6	m.	m.	NOUN
atssr-1893	391	7	,	,	PUNCT
atssr-1893	391	8	key	key	NOUN
atssr-1893	391	9	,	,	PUNCT
atssr-1893	391	10	c.	c.	PROPN
atssr-1893	391	11	,	,	PUNCT
atssr-1893	391	12	&	&	CCONJ
atssr-1893	391	13	carrillo	carrillo	PROPN
atssr-1893	391	14	,	,	PUNCT
atssr-1893	391	15	s.	s.	PROPN
atssr-1893	391	16	(	(	PUNCT
atssr-1893	391	17	2015	2015	NUM
atssr-1893	391	18	)	)	PUNCT
atssr-1893	391	19	.	.	PUNCT
atssr-1893	392	1	homeownership	homeownership	NOUN
atssr-1893	392	2	,	,	PUNCT
atssr-1893	392	3	the	the	DET
atssr-1893	392	4	great	great	ADJ
atssr-1893	392	5	recession	recession	NOUN
atssr-1893	392	6	,	,	PUNCT
atssr-1893	392	7	and	and	CCONJ
atssr-1893	392	8	wealth	wealth	NOUN
atssr-1893	392	9	:	:	PUNCT
atssr-1893	392	10	evidence	evidence	NOUN
atssr-1893	392	11	from	from	ADP
atssr-1893	392	12	the	the	DET
atssr-1893	392	13	survey	survey	NOUN
atssr-1893	392	14	of	of	ADP
atssr-1893	392	15	consumer	consumer	NOUN
atssr-1893	392	16	finances	finance	NOUN
atssr-1893	392	17	.	.	PUNCT
atssr-1893	393	1	housing	housing	NOUN
atssr-1893	393	2	policy	policy	NOUN
atssr-1893	393	3	debate	debate	NOUN
atssr-1893	393	4	,	,	PUNCT
atssr-1893	393	5	25(3	25(3	NUM
atssr-1893	393	6	)	)	PUNCT
atssr-1893	393	7	,	,	PUNCT
atssr-1893	393	8	419–445	419–445	NUM
atssr-1893	393	9	.	.	PUNCT
atssr-1893	394	1	https://doi.org/10.1080/10511482.2014.971042	https://doi.org/10.1080/10511482.2014.971042	PROPN
atssr-1893	394	2	hananel	hananel	PROPN
atssr-1893	394	3	,	,	PUNCT
atssr-1893	394	4	r.	r.	PROPN
atssr-1893	394	5	,	,	PUNCT
atssr-1893	394	6	krefetz	krefetz	VERB
atssr-1893	394	7	,	,	PUNCT
atssr-1893	394	8	s.	s.	PROPN
atssr-1893	394	9	p.	p.	PROPN
atssr-1893	394	10	,	,	PUNCT
atssr-1893	394	11	&	&	CCONJ
atssr-1893	394	12	vatury	vatury	PROPN
atssr-1893	394	13	,	,	PUNCT
atssr-1893	394	14	a.	a.	NOUN
atssr-1893	394	15	(	(	PUNCT
atssr-1893	394	16	2021	2021	NUM
atssr-1893	394	17	)	)	PUNCT
atssr-1893	394	18	.	.	PUNCT
atssr-1893	395	1	public	public	ADJ
atssr-1893	395	2	housing	housing	NOUN
atssr-1893	395	3	matters	matter	NOUN
atssr-1893	395	4	:	:	PUNCT
atssr-1893	395	5	public	public	ADJ
atssr-1893	395	6	housing	housing	NOUN
atssr-1893	395	7	policy	policy	NOUN
atssr-1893	395	8	in	in	ADP
atssr-1893	395	9	sweden	sweden	PROPN
atssr-1893	395	10	,	,	PUNCT
atssr-1893	395	11	the	the	DET
atssr-1893	395	12	united	united	PROPN
atssr-1893	395	13	states	states	PROPN
atssr-1893	395	14	,	,	PUNCT
atssr-1893	395	15	and	and	CCONJ
atssr-1893	395	16	israel	israel	PROPN
atssr-1893	395	17	.	.	PUNCT
atssr-1893	396	1	journal	journal	PROPN
atssr-1893	396	2	of	of	ADP
atssr-1893	396	3	planning	planning	NOUN
atssr-1893	396	4	education	education	NOUN
atssr-1893	396	5	and	and	CCONJ
atssr-1893	396	6	research	research	NOUN
atssr-1893	396	7	,	,	PUNCT
atssr-1893	396	8	41(4	41(4	NUM
atssr-1893	396	9	)	)	PUNCT
atssr-1893	396	10	,	,	PUNCT
atssr-1893	396	11	461	461	NUM
atssr-1893	396	12	-	-	SYM
atssr-1893	396	13	476	476	NUM
atssr-1893	396	14	.	.	PUNCT
atssr-1893	397	1	https://doi.org/10.1177/0739456x18793702	https://doi.org/10.1177/0739456x18793702	PROPN
atssr-1893	397	2	hartley	hartley	PROPN
atssr-1893	397	3	,	,	PUNCT
atssr-1893	397	4	d.	d.	PROPN
atssr-1893	397	5	(	(	PUNCT
atssr-1893	397	6	2011	2011	NUM
atssr-1893	397	7	)	)	PUNCT
atssr-1893	397	8	.	.	PUNCT
atssr-1893	398	1	distressed	distressed	ADJ
atssr-1893	398	2	sales	sale	NOUN
atssr-1893	398	3	and	and	CCONJ
atssr-1893	398	4	housing	housing	NOUN
atssr-1893	398	5	prices	price	NOUN
atssr-1893	398	6	google	google	PROPN
atssr-1893	398	7	docs	doc	NOUN
atssr-1893	398	8	.	.	PUNCT
atssr-1893	399	1	retrieved	retrieve	VERB
atssr-1893	399	2	from	from	ADP
atssr-1893	399	3	https://drive.google.com/file/u/0/d/0b1lm3i0qzvxqdzj2qwx3ow1funm/view?usp=sharing&resourcekey	https://drive.google.com/file/u/0/d/0b1lm3i0qzvxqdzj2qwx3ow1funm/view?usp=sharing&resourcekey	PROPN
atssr-1893	399	4	=	=	NOUN
atssr-1893	399	5	0	0	NUM
atssr-1893	399	6	-	-	PUNCT
atssr-1893	399	7	1nfgvnebgjpvxt0m2y01eq&pli=1&usp	1nfgvnebgjpvxt0m2y01eq&pli=1&usp	NUM
atssr-1893	399	8	=	=	SYM
atssr-1893	399	9	embed_facebook	embed_facebook	NOUN
atssr-1893	399	10	hedlund	hedlund	PROPN
atssr-1893	399	11	,	,	PUNCT
atssr-1893	399	12	a.	a.	NOUN
atssr-1893	399	13	(	(	PUNCT
atssr-1893	399	14	2019a	2019a	NUM
atssr-1893	399	15	)	)	PUNCT
atssr-1893	399	16	.	.	PUNCT
atssr-1893	400	1	down	down	ADP
atssr-1893	400	2	payments	payment	NOUN
atssr-1893	400	3	and	and	CCONJ
atssr-1893	400	4	the	the	DET
atssr-1893	400	5	homeownership	homeownership	NOUN
atssr-1893	400	6	dream	dream	NOUN
atssr-1893	400	7	:	:	PUNCT
atssr-1893	400	8	not	not	PART
atssr-1893	400	9	such	such	DET
atssr-1893	400	10	a	a	DET
atssr-1893	400	11	barrier	barrier	NOUN
atssr-1893	400	12	after	after	ADV
atssr-1893	400	13	all	all	ADV
atssr-1893	400	14	?	?	PUNCT
atssr-1893	401	1	the	the	DET
atssr-1893	401	2	center	center	NOUN
atssr-1893	401	3	for	for	ADP
atssr-1893	401	4	growth	growth	NOUN
atssr-1893	401	5	and	and	CCONJ
atssr-1893	401	6	opportunity	opportunity	NOUN
atssr-1893	401	7	.	.	PUNCT
atssr-1893	402	1	retrieved	retrieve	VERB
atssr-1893	402	2	from	from	ADP
atssr-1893	402	3	https://www.thecgo.org/research/down-payments-and-the-homeownership-dreamnot-such-a-barrier-after-all/	https://www.thecgo.org/research/down-payments-and-the-homeownership-dreamnot-such-a-barrier-after-all/	PROPN
atssr-1893	402	4	hedlund	hedlund	PROPN
atssr-1893	402	5	,	,	PUNCT
atssr-1893	402	6	a.	a.	NOUN
atssr-1893	402	7	(	(	PUNCT
atssr-1893	402	8	2019b	2019b	NUM
atssr-1893	402	9	)	)	PUNCT
atssr-1893	402	10	.	.	PUNCT
atssr-1893	403	1	housing	housing	NOUN
atssr-1893	403	2	affordability	affordability	NOUN
atssr-1893	403	3	–	–	PUNCT
atssr-1893	403	4	trends	trend	NOUN
atssr-1893	403	5	,	,	PUNCT
atssr-1893	403	6	consequences	consequence	NOUN
atssr-1893	403	7	,	,	PUNCT
atssr-1893	403	8	and	and	CCONJ
atssr-1893	403	9	policies	policy	NOUN
atssr-1893	403	10	.	.	PUNCT
atssr-1893	404	1	the	the	DET
atssr-1893	404	2	center	center	NOUN
atssr-1893	404	3	for	for	ADP
atssr-1893	404	4	growth	growth	NOUN
atssr-1893	404	5	and	and	CCONJ
atssr-1893	404	6	opportunity	opportunity	NOUN
atssr-1893	404	7	.	.	PUNCT
atssr-1893	405	1	retrieved	retrieve	VERB
atssr-1893	405	2	from	from	ADP
atssr-1893	405	3	https://www.thecgo.org/research/housing-affordability-trends-consequences-and-policies/	https://www.thecgo.org/research/housing-affordability-trends-consequences-and-policies/	PROPN
atssr-1893	405	4	hms	hms	PROPN
atssr-1893	405	5	.	.	PUNCT
atssr-1893	406	1	(	(	PUNCT
atssr-1893	406	2	2020	2020	NUM
atssr-1893	406	3	)	)	PUNCT
atssr-1893	406	4	.	.	PUNCT
atssr-1893	407	1	conditions	condition	NOUN
atssr-1893	407	2	on	on	ADP
atssr-1893	407	3	the	the	DET
atssr-1893	407	4	housing	housing	NOUN
atssr-1893	407	5	market	market	NOUN
atssr-1893	407	6	results	result	NOUN
atssr-1893	407	7	of	of	ADP
atssr-1893	407	8	an	an	DET
atssr-1893	407	9	attitude	attitude	NOUN
atssr-1893	407	10	survey	survey	NOUN
atssr-1893	407	11	.	.	PUNCT
atssr-1893	408	1	retrieved	retrieve	VERB
atssr-1893	408	2	from	from	ADP
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atssr-1893	408	4	hms	hms	PROPN
atssr-1893	408	5	.	.	PUNCT
atssr-1893	409	1	(	(	PUNCT
atssr-1893	409	2	2024a	2024a	NUM
atssr-1893	409	3	)	)	PUNCT
atssr-1893	409	4	.	.	PUNCT
atssr-1893	410	1	affiliate	affiliate	NOUN
atssr-1893	410	2	loans	loan	NOUN
atssr-1893	410	3	.	.	PUNCT
atssr-1893	411	1	retrieved	retrieve	VERB
atssr-1893	411	2	from	from	ADP
atssr-1893	411	3	https://reiknivel.hlutdeildarlan.is/	https://reiknivel.hlutdeildarlan.is/	PROPN
atssr-1893	411	4	hms	hms	PROPN
atssr-1893	411	5	.	.	PUNCT
atssr-1893	412	1	(	(	PUNCT
atssr-1893	412	2	2024b	2024b	NUM
atssr-1893	412	3	)	)	PUNCT
atssr-1893	412	4	.	.	PUNCT
atssr-1893	413	1	equity	equity	NOUN
atssr-1893	413	2	loan	loan	NOUN
atssr-1893	413	3	.	.	PUNCT
atssr-1893	414	1	retrieved	retrieve	VERB
atssr-1893	414	2	from	from	ADP
atssr-1893	414	3	https://hms.is/en/loans-and-benefits/equity-loan	https://hms.is/en/loans-and-benefits/equity-loan	PROPN
atssr-1893	414	4	hms	hms	PROPN
atssr-1893	414	5	,	,	PUNCT
atssr-1893	414	6	h.	h.	PROPN
atssr-1893	414	7	(	(	PUNCT
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atssr-1893	414	9	)	)	PUNCT
atssr-1893	414	10	.	.	PUNCT
atssr-1893	415	1	the	the	DET
atssr-1893	415	2	state	state	NOUN
atssr-1893	415	3	of	of	ADP
atssr-1893	415	4	the	the	DET
atssr-1893	415	5	rental	rental	ADJ
atssr-1893	415	6	market	market	NOUN
atssr-1893	415	7	—	—	PUNCT
atssr-1893	415	8	results	result	NOUN
atssr-1893	415	9	of	of	ADP
atssr-1893	415	10	the	the	DET
atssr-1893	415	11	2021	2021	NUM
atssr-1893	415	12	survey	survey	NOUN
atssr-1893	415	13	.	.	PUNCT
atssr-1893	416	1	retrieved	retrieve	VERB
atssr-1893	416	2	from	from	ADP
atssr-1893	416	3	https://hms-web.cdn.prismic.io/hmsweb/1f7bab32-bd5b-4ae2-96e6-d8eb7efff53c_stadan-a-leigumarkadi-konnun-arsins-2021.pdf	https://hms-web.cdn.prismic.io/hmsweb/1f7bab32-bd5b-4ae2-96e6-d8eb7efff53c_stadan-a-leigumarkadi-konnun-arsins-2021.pdf	PROPN
atssr-1893	416	4	howard	howard	PROPN
atssr-1893	416	5	,	,	PUNCT
atssr-1893	416	6	a.	a.	NOUN
atssr-1893	416	7	(	(	PUNCT
atssr-1893	416	8	2024	2024	NUM
atssr-1893	416	9	)	)	PUNCT
atssr-1893	416	10	.	.	PUNCT
atssr-1893	417	1	seven	seven	NUM
atssr-1893	417	2	propositions	proposition	NOUN
atssr-1893	417	3	about	about	ADP
atssr-1893	417	4	‘	'	PUNCT
atssr-1893	417	5	generation	generation	NOUN
atssr-1893	417	6	rent	rent	NOUN
atssr-1893	417	7	’	'	PUNCT
atssr-1893	417	8	.	.	PUNCT
atssr-1893	418	1	housing	housing	NOUN
atssr-1893	418	2	,	,	PUNCT
atssr-1893	418	3	theory	theory	NOUN
atssr-1893	418	4	and	and	CCONJ
atssr-1893	418	5	society	society	NOUN
atssr-1893	418	6	,	,	PUNCT
atssr-1893	418	7	1–22	1–22	NOUN
atssr-1893	418	8	.	.	PUNCT
atssr-1893	419	1	https://doi.org/10.1080/14036096.2024.2319758	https://doi.org/10.1080/14036096.2024.2319758	PROPN
atssr-1893	419	2	iceland	iceland	PROPN
atssr-1893	419	3	revenue	revenue	NOUN
atssr-1893	419	4	and	and	CCONJ
atssr-1893	419	5	custom	custom	NOUN
atssr-1893	419	6	.	.	PUNCT
atssr-1893	420	1	(	(	PUNCT
atssr-1893	420	2	2024	2024	NUM
atssr-1893	420	3	)	)	PUNCT
atssr-1893	420	4	.	.	PUNCT
atssr-1893	421	1	withholding	withhold	VERB
atssr-1893	421	2	tax	tax	NOUN
atssr-1893	421	3	calculator	calculator	NOUN
atssr-1893	421	4	.	.	PUNCT
atssr-1893	422	1	retrieved	retrieve	VERB
atssr-1893	422	2	from	from	ADP
atssr-1893	422	3	https://www.skatturinn.is/einstaklingar/reiknivelar/reiknivel-stadgreidslu/	https://www.skatturinn.is/einstaklingar/reiknivelar/reiknivel-stadgreidslu/	PROPN
atssr-1893	422	4	icelandic	icelandic	ADJ
atssr-1893	422	5	regional	regional	PROPN
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atssr-1893	422	8	.	.	PUNCT
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atssr-1893	423	3	)	)	PUNCT
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atssr-1893	424	1	graphs	graph	NOUN
atssr-1893	424	2	and	and	CCONJ
atssr-1893	424	3	records	record	NOUN
atssr-1893	424	4	.	.	PUNCT
atssr-1893	425	1	regional	regional	ADJ
atssr-1893	425	2	organization	organization	NOUN
atssr-1893	425	3	.	.	PUNCT
atssr-1893	426	1	retrieved	retrieve	VERB
atssr-1893	426	2	from	from	ADP
atssr-1893	426	3	https://www.byggdastofnun.is/is/utgefid-efni/grof-og-skrar	https://www.byggdastofnun.is/is/utgefid-efni/grof-og-skrar	NOUN
atssr-1893	426	4	https://www.airbnb.com/help/article/2462	https://www.airbnb.com/help/article/2462	PROPN
atssr-1893	426	5	https://doi.org/10.1787/eco_studies-2011-5kg0vswqpmg2	https://doi.org/10.1787/eco_studies-2011-5kg0vswqpmg2	NOUN
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atssr-1893	426	9	https://doi.org/10.1080/17450101.2011.532654	https://doi.org/10.1080/17450101.2011.532654	PROPN
atssr-1893	426	10	https://doi.org/10.18261/njus.3.1.1	https://doi.org/10.18261/njus.3.1.1	PROPN
atssr-1893	426	11	https://fcpp.org/wp-content/uploads/demographia-international-housing-affordability-2023-edition-final.pdf	https://fcpp.org/wp-content/uploads/demographia-international-housing-affordability-2023-edition-final.pdf	PROPN
atssr-1893	426	12	https://fcpp.org/wp-content/uploads/demographia-international-housing-affordability-2023-edition-final.pdf	https://fcpp.org/wp-content/uploads/demographia-international-housing-affordability-2023-edition-final.pdf	PROPN
atssr-1893	426	13	https://doi.org/10.1093/rof/rfac034	https://doi.org/10.1093/rof/rfac034	PROPN
atssr-1893	426	14	https://www.sedlabanki.is/library/skraarsafn---en/working-papers/wp%2076.pdf	https://www.sedlabanki.is/library/skraarsafn---en/working-papers/wp%2076.pdf	PROPN
atssr-1893	426	15	https://www.sedlabanki.is/library/skraarsafn---en/working-papers/wp%2076.pdf	https://www.sedlabanki.is/library/skraarsafn---en/working-papers/wp%2076.pdf	PROPN
atssr-1893	426	16	https://data.europa.eu/data/datasets/fatiyjckzlxuhnx3wzuw?locale=en	https://data.europa.eu/data/datasets/fatiyjckzlxuhnx3wzuw?locale=en	PROPN
atssr-1893	426	17	https://doi.org/10.1080/10511482.2018.1395988	https://doi.org/10.1080/10511482.2018.1395988	PROPN
atssr-1893	426	18	https://doi.org/10.2139/ssrn.2756056	https://doi.org/10.2139/ssrn.2756056	PROPN
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atssr-1893	426	21	https://drive.google.com/file/u/0/d/0b1lm3i0qzvxqdzj2qwx3ow1funm/view?usp=sharing&resourcekey=0-1nfgvnebgjpvxt0m2y01eq&pli=1&usp=embed_facebook	https://drive.google.com/file/u/0/d/0b1lm3i0qzvxqdzj2qwx3ow1funm/view?usp=sharing&resourcekey=0-1nfgvnebgjpvxt0m2y01eq&pli=1&usp=embed_facebook	PROPN
atssr-1893	426	22	https://drive.google.com/file/u/0/d/0b1lm3i0qzvxqdzj2qwx3ow1funm/view?usp=sharing&resourcekey=0-1nfgvnebgjpvxt0m2y01eq&pli=1&usp=embed_facebook	https://drive.google.com/file/u/0/d/0b1lm3i0qzvxqdzj2qwx3ow1funm/view?usp=sharing&resourcekey=0-1nfgvnebgjpvxt0m2y01eq&pli=1&usp=embed_facebook	PROPN
atssr-1893	426	23	https://www.thecgo.org/research/down-payments-and-the-homeownership-dream-not-such-a-barrier-after-all/	https://www.thecgo.org/research/down-payments-and-the-homeownership-dream-not-such-a-barrier-after-all/	PROPN
atssr-1893	426	24	https://www.thecgo.org/research/down-payments-and-the-homeownership-dream-not-such-a-barrier-after-all/	https://www.thecgo.org/research/down-payments-and-the-homeownership-dream-not-such-a-barrier-after-all/	PROPN
atssr-1893	427	1	https://www.thecgo.org/research/housing-affordability-trends-consequences-and-policies/	https://www.thecgo.org/research/housing-affordability-trends-consequences-and-policies/	PROPN
atssr-1893	427	2	https://hms-web.cdn.prismic.io/hms-web/7082cff2-cc85-4508-a9f9-938036b5256e_adstaedur-a-husnaedismarkadi_mai-2020.pdf	https://hms-web.cdn.prismic.io/hms-web/7082cff2-cc85-4508-a9f9-938036b5256e_adstaedur-a-husnaedismarkadi_mai-2020.pdf	PROPN
atssr-1893	427	3	https://hms-web.cdn.prismic.io/hms-web/7082cff2-cc85-4508-a9f9-938036b5256e_adstaedur-a-husnaedismarkadi_mai-2020.pdf	https://hms-web.cdn.prismic.io/hms-web/7082cff2-cc85-4508-a9f9-938036b5256e_adstaedur-a-husnaedismarkadi_mai-2020.pdf	PROPN
atssr-1893	427	4	https://reiknivel.hlutdeildarlan.is/	https://reiknivel.hlutdeildarlan.is/	PROPN
atssr-1893	427	5	https://hms.is/en/loans-and-benefits/equity-loan	https://hms.is/en/loans-and-benefits/equity-loan	PROPN
atssr-1893	427	6	https://hms-web.cdn.prismic.io/hms-web/1f7bab32-bd5b-4ae2-96e6-d8eb7efff53c_stadan-a-leigumarkadi-konnun-arsins-2021.pdf	https://hms-web.cdn.prismic.io/hms-web/1f7bab32-bd5b-4ae2-96e6-d8eb7efff53c_stadan-a-leigumarkadi-konnun-arsins-2021.pdf	PROPN
atssr-1893	427	7	https://hms-web.cdn.prismic.io/hms-web/1f7bab32-bd5b-4ae2-96e6-d8eb7efff53c_stadan-a-leigumarkadi-konnun-arsins-2021.pdf	https://hms-web.cdn.prismic.io/hms-web/1f7bab32-bd5b-4ae2-96e6-d8eb7efff53c_stadan-a-leigumarkadi-konnun-arsins-2021.pdf	PROPN
atssr-1893	427	8	https://doi.org/10.1080/14036096.2024.2319758	https://doi.org/10.1080/14036096.2024.2319758	X
atssr-1893	427	9	https://www.skatturinn.is/einstaklingar/reiknivelar/reiknivel-stadgreidslu/	https://www.skatturinn.is/einstaklingar/reiknivelar/reiknivel-stadgreidslu/	ADP
atssr-1893	427	10	https://www.byggdastofnun.is/is/utgefid-efni/grof-og-skrar	https://www.byggdastofnun.is/is/utgefid-efni/grof-og-skrar	NOUN
atssr-1893	427	11	asian	asian	ADJ
atssr-1893	427	12	themes	theme	NOUN
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atssr-1893	427	17	2024	2024	NUM
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atssr-1893	427	20	.	.	NOUN
atssr-1893	427	21	8	8	NUM
atssr-1893	427	22	,	,	PUNCT
atssr-1893	427	23	no	no	INTJ
atssr-1893	427	24	.	.	NOUN
atssr-1893	427	25	1	1	NUM
atssr-1893	427	26	,	,	PUNCT
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atssr-1893	428	1	37	37	NUM
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atssr-1893	428	5	©	©	ADP
atssr-1893	428	6	2024	2024	NUM
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atssr-1893	428	12	online	online	ADJ
atssr-1893	428	13	academic	academic	ADJ
atssr-1893	428	14	press	press	NOUN
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atssr-1893	428	17	icelandic	icelandic	PROPN
atssr-1893	428	18	tourist	tourist	PROPN
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atssr-1893	430	1	report	report	NOUN
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atssr-1893	430	3	the	the	DET
atssr-1893	430	4	minister	minister	NOUN
atssr-1893	430	5	of	of	ADP
atssr-1893	430	6	tourism	tourism	NOUN
atssr-1893	430	7	,	,	PUNCT
atssr-1893	430	8	industry	industry	NOUN
atssr-1893	430	9	and	and	CCONJ
atssr-1893	430	10	innovation	innovation	NOUN
atssr-1893	430	11	on	on	ADP
atssr-1893	430	12	tourism	tourism	NOUN
atssr-1893	430	13	tolerance	tolerance	NOUN
atssr-1893	430	14	.	.	PUNCT
atssr-1893	431	1	tourism	tourism	NOUN
atssr-1893	431	2	office	office	NOUN
atssr-1893	431	3	.	.	PUNCT
atssr-1893	432	1	retrieved	retrieve	VERB
atssr-1893	432	2	from	from	ADP
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atssr-1893	432	4	immergluck	immergluck	PROPN
atssr-1893	432	5	,	,	PUNCT
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atssr-1893	432	7	(	(	PUNCT
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atssr-1893	433	2	foreclosure	foreclosure	NOUN
atssr-1893	433	3	crisis	crisis	NOUN
atssr-1893	433	4	,	,	PUNCT
atssr-1893	433	5	foreclosed	foreclose	VERB
atssr-1893	433	6	properties	property	NOUN
atssr-1893	433	7	,	,	PUNCT
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atssr-1893	433	9	federal	federal	ADJ
atssr-1893	433	10	policy	policy	NOUN
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atssr-1893	433	13	implications	implication	NOUN
atssr-1893	433	14	for	for	ADP
atssr-1893	433	15	housing	housing	NOUN
atssr-1893	433	16	and	and	CCONJ
atssr-1893	433	17	community	community	NOUN
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atssr-1893	434	8	75(4	75(4	NOUN
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atssr-1893	435	1	https://doi.org/10.1080/01944360903124316	https://doi.org/10.1080/01944360903124316	VERB
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atssr-1893	437	1	housing	housing	NOUN
atssr-1893	437	2	market	market	NOUN
atssr-1893	437	3	development	development	NOUN
atssr-1893	437	4	and	and	CCONJ
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atssr-1893	437	6	with	with	ADP
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atssr-1893	437	9	.	.	PUNCT
atssr-1893	438	1	retrieved	retrieve	VERB
atssr-1893	438	2	from	from	ADP
atssr-1893	438	3	https://ioes.hi.is/files/2021-05/throun_a_husnaedismarkadi_og_samanburdur_vid_onnur_lond.pdf	https://ioes.hi.is/files/2021-05/throun_a_husnaedismarkadi_og_samanburdur_vid_onnur_lond.pdf	PROPN
atssr-1893	438	4	jónsdóttir	jónsdóttir	PROPN
atssr-1893	438	5	,	,	PUNCT
atssr-1893	438	6	u.	u.	PROPN
atssr-1893	438	7	(	(	PUNCT
atssr-1893	438	8	2015	2015	NUM
atssr-1893	438	9	)	)	PUNCT
atssr-1893	438	10	.	.	PUNCT
atssr-1893	439	1	the	the	DET
atssr-1893	439	2	rental	rental	ADJ
atssr-1893	439	3	market	market	NOUN
atssr-1893	439	4	status	status	NOUN
atssr-1893	439	5	and	and	CCONJ
atssr-1893	439	6	prospects	prospect	NOUN
atssr-1893	439	7	.	.	PUNCT
atssr-1893	440	1	people	people	NOUN
atssr-1893	440	2	's	's	PART
atssr-1893	440	3	association	association	NOUN
atssr-1893	440	4	of	of	ADP
atssr-1893	440	5	iceland	iceland	PROPN
atssr-1893	440	6	.	.	PUNCT
atssr-1893	441	1	retrieved	retrieve	VERB
atssr-1893	441	2	from	from	ADP
atssr-1893	441	3	https://www.asi.is/media/266394/leigumarkadur_una.pdf	https://www.asi.is/media/266394/leigumarkadur_una.pdf	PROPN
atssr-1893	441	4	jordà	jordà	PROPN
atssr-1893	441	5	,	,	PUNCT
atssr-1893	441	6	ò	ò	PROPN
atssr-1893	441	7	.	.	PROPN
atssr-1893	441	8	,	,	PUNCT
atssr-1893	441	9	schularick	schularick	NOUN
atssr-1893	441	10	,	,	PUNCT
atssr-1893	441	11	m.	m.	NOUN
atssr-1893	441	12	,	,	PUNCT
atssr-1893	441	13	&	&	CCONJ
atssr-1893	441	14	taylor	taylor	PROPN
atssr-1893	441	15	,	,	PUNCT
atssr-1893	441	16	a.	a.	NOUN
atssr-1893	441	17	m.	m.	NOUN
atssr-1893	441	18	(	(	PUNCT
atssr-1893	441	19	2014	2014	NUM
atssr-1893	441	20	)	)	PUNCT
atssr-1893	441	21	.	.	PUNCT
atssr-1893	442	1	the	the	DET
atssr-1893	442	2	great	great	ADJ
atssr-1893	442	3	mortgaging	mortgaging	NOUN
atssr-1893	442	4	:	:	PUNCT
atssr-1893	442	5	housing	housing	NOUN
atssr-1893	442	6	finance	finance	NOUN
atssr-1893	442	7	,	,	PUNCT
atssr-1893	442	8	crises	crisis	NOUN
atssr-1893	442	9	,	,	PUNCT
atssr-1893	442	10	and	and	CCONJ
atssr-1893	442	11	business	business	NOUN
atssr-1893	442	12	cycles	cycle	NOUN
atssr-1893	442	13	retrieved	retrieve	VERB
atssr-1893	442	14	from	from	ADP
atssr-1893	442	15	(	(	PUNCT
atssr-1893	442	16	ssrn	ssrn	PROPN
atssr-1893	442	17	scholarly	scholarly	ADJ
atssr-1893	442	18	paper	paper	NOUN
atssr-1893	442	19	i	i	PROPN
atssr-1893	442	20	d	d	PROPN
atssr-1893	442	21	2507753	2507753	NUM
atssr-1893	442	22	)	)	PUNCT
atssr-1893	442	23	.	.	PUNCT
atssr-1893	443	1	social	social	ADJ
atssr-1893	443	2	science	science	PROPN
atssr-1893	443	3	research	research	NOUN
atssr-1893	443	4	network	network	NOUN
atssr-1893	443	5	:	:	PUNCT
atssr-1893	443	6	karlsdóttir	karlsdóttir	PROPN
atssr-1893	443	7	,	,	PUNCT
atssr-1893	443	8	a.	a.	PROPN
atssr-1893	443	9	,	,	PUNCT
atssr-1893	443	10	&	&	CCONJ
atssr-1893	443	11	jóhannesson	jóhannesson	PROPN
atssr-1893	443	12	,	,	PUNCT
atssr-1893	444	1	g.	g.	PROPN
atssr-1893	444	2	p.	p.	PROPN
atssr-1893	444	3	(	(	PUNCT
atssr-1893	444	4	2016	2016	NUM
atssr-1893	444	5	)	)	PUNCT
atssr-1893	444	6	.	.	PUNCT
atssr-1893	445	1	tourists	tourist	NOUN
atssr-1893	445	2	as	as	ADP
atssr-1893	445	3	migrants	migrant	NOUN
atssr-1893	445	4	/	/	SYM
atssr-1893	445	5	migrants	migrant	NOUN
atssr-1893	445	6	as	as	ADP
atssr-1893	445	7	entrepreneurs	entrepreneur	NOUN
atssr-1893	445	8	–	–	PUNCT
atssr-1893	445	9	the	the	DET
atssr-1893	445	10	agency	agency	NOUN
atssr-1893	445	11	of	of	ADP
atssr-1893	445	12	the	the	DET
atssr-1893	445	13	visitor	visitor	NOUN
atssr-1893	445	14	’s	’s	PART
atssr-1893	445	15	eye	eye	NOUN
atssr-1893	445	16	.	.	PUNCT
atssr-1893	446	1	in	in	ADP
atssr-1893	446	2	mobility	mobility	NOUN
atssr-1893	446	3	to	to	ADP
atssr-1893	446	4	the	the	DET
atssr-1893	446	5	edges	edge	NOUN
atssr-1893	446	6	of	of	ADP
atssr-1893	446	7	europe	europe	PROPN
atssr-1893	446	8	:	:	PUNCT
atssr-1893	446	9	the	the	DET
atssr-1893	446	10	case	case	NOUN
atssr-1893	446	11	of	of	ADP
atssr-1893	446	12	iceland	iceland	PROPN
atssr-1893	446	13	and	and	CCONJ
atssr-1893	446	14	poland	poland	PROPN
atssr-1893	446	15	:	:	PUNCT
atssr-1893	446	16	vol	vol	NOUN
atssr-1893	446	17	.	.	PUNCT
atssr-1893	447	1	ed	ed	NOUN
atssr-1893	447	2	.	.	PUNCT
atssr-1893	447	3	rancew	rancew	PROPN
atssr-1893	447	4	-	-	PUNCT
atssr-1893	447	5	sikora	sikora	PROPN
atssr-1893	447	6	,	,	PUNCT
atssr-1893	447	7	dorota	dorota	PROPN
atssr-1893	447	8	,	,	PUNCT
atssr-1893	447	9	and	and	CCONJ
atssr-1893	447	10	unnur	unnur	VERB
atssr-1893	447	11	dís	dís	PROPN
atssr-1893	447	12	skaptadóttir	skaptadóttir	PROPN
atssr-1893	447	13	.	.	PUNCT
atssr-1893	448	1	in	in	ADP
atssr-1893	448	2	(	(	PUNCT
atssr-1893	448	3	pp	pp	ADJ
atssr-1893	448	4	.	.	PUNCT
atssr-1893	448	5	38–65	38–65	NUM
atssr-1893	448	6	)	)	PUNCT
atssr-1893	448	7	.	.	PUNCT
atssr-1893	449	1	warsaw	warsaw	PROPN
atssr-1893	449	2	:	:	PUNCT
atssr-1893	449	3	scholar	scholar	NOUN
atssr-1893	449	4	publishing	publishing	NOUN
atssr-1893	449	5	house	house	PROPN
atssr-1893	449	6	.	.	PUNCT
atssr-1893	450	1	kuo	kuo	PROPN
atssr-1893	450	2	,	,	PUNCT
atssr-1893	450	3	f.-y	f.-y	NOUN
atssr-1893	450	4	.	.	PUNCT
atssr-1893	451	1	(	(	PUNCT
atssr-1893	451	2	2021	2021	NUM
atssr-1893	451	3	)	)	PUNCT
atssr-1893	451	4	.	.	PUNCT
atssr-1893	452	1	homeownership	homeownership	NOUN
atssr-1893	452	2	remains	remain	VERB
atssr-1893	452	3	primary	primary	ADJ
atssr-1893	452	4	driver	driver	NOUN
atssr-1893	452	5	of	of	ADP
atssr-1893	452	6	household	household	NOUN
atssr-1893	452	7	wealth	wealth	NOUN
atssr-1893	452	8	.	.	PUNCT
atssr-1893	453	1	eye	eye	NOUN
atssr-1893	453	2	on	on	ADP
atssr-1893	453	3	housing	housing	PROPN
atssr-1893	453	4	national	national	PROPN
atssr-1893	453	5	association	association	PROPN
atssr-1893	453	6	of	of	ADP
atssr-1893	453	7	home	home	NOUN
atssr-1893	453	8	builders	builder	NOUN
atssr-1893	453	9	.	.	PUNCT
atssr-1893	454	1	retrieved	retrieve	VERB
atssr-1893	454	2	from	from	ADP
atssr-1893	454	3	https://www.nahb.org/blog/2021/02/homeownership-remains-primary-driver-ofhousehold-wealth	https://www.nahb.org/blog/2021/02/homeownership-remains-primary-driver-ofhousehold-wealth	PROPN
atssr-1893	454	4	lambie	lambie	PROPN
atssr-1893	454	5	-	-	PUNCT
atssr-1893	454	6	hanson	hanson	PROPN
atssr-1893	454	7	,	,	PUNCT
atssr-1893	454	8	l.	l.	PROPN
atssr-1893	454	9	,	,	PUNCT
atssr-1893	454	10	li	li	PROPN
atssr-1893	454	11	,	,	PUNCT
atssr-1893	454	12	w.	w.	PROPN
atssr-1893	454	13	,	,	PUNCT
atssr-1893	454	14	&	&	CCONJ
atssr-1893	454	15	slonkosky	slonkosky	ADJ
atssr-1893	454	16	,	,	PUNCT
atssr-1893	454	17	m.	m.	NOUN
atssr-1893	454	18	(	(	PUNCT
atssr-1893	454	19	2019	2019	NUM
atssr-1893	454	20	)	)	PUNCT
atssr-1893	454	21	.	.	PUNCT
atssr-1893	455	1	leaving	leave	VERB
atssr-1893	455	2	households	household	NOUN
atssr-1893	455	3	behind	behind	ADP
atssr-1893	455	4	:	:	PUNCT
atssr-1893	455	5	institutional	institutional	ADJ
atssr-1893	455	6	investors	investor	NOUN
atssr-1893	455	7	and	and	CCONJ
atssr-1893	455	8	the	the	DET
atssr-1893	455	9	us	us	PROPN
atssr-1893	455	10	housing	housing	NOUN
atssr-1893	455	11	recovery	recovery	NOUN
atssr-1893	455	12	.	.	PUNCT
atssr-1893	456	1	retrieved	retrieve	VERB
atssr-1893	456	2	from	from	ADP
atssr-1893	456	3	(	(	PUNCT
atssr-1893	456	4	ssrn	ssrn	PROPN
atssr-1893	456	5	scholarly	scholarly	ADJ
atssr-1893	456	6	paper	paper	NOUN
atssr-1893	456	7	no	no	NOUN
atssr-1893	456	8	.	.	PROPN
atssr-1893	456	9	3314570	3314570	NUM
atssr-1893	456	10	):	):	PUNCT
atssr-1893	456	11	lee	lee	PROPN
atssr-1893	456	12	,	,	PUNCT
atssr-1893	456	13	y.	y.	PROPN
atssr-1893	456	14	,	,	PUNCT
atssr-1893	456	15	kemp	kemp	PROPN
atssr-1893	456	16	,	,	PUNCT
atssr-1893	456	17	p.	p.	PROPN
atssr-1893	456	18	a.	a.	PROPN
atssr-1893	456	19	,	,	PUNCT
atssr-1893	456	20	&	&	CCONJ
atssr-1893	456	21	reina	reina	PROPN
atssr-1893	456	22	,	,	PUNCT
atssr-1893	456	23	v.	v.	PROPN
atssr-1893	456	24	j.	j.	PROPN
atssr-1893	456	25	(	(	PUNCT
atssr-1893	456	26	2022	2022	NUM
atssr-1893	456	27	)	)	PUNCT
atssr-1893	456	28	.	.	PUNCT
atssr-1893	457	1	drivers	driver	NOUN
atssr-1893	457	2	of	of	ADP
atssr-1893	457	3	housing	housing	NOUN
atssr-1893	457	4	(	(	PUNCT
atssr-1893	457	5	un	un	PROPN
atssr-1893	457	6	)	)	PUNCT
atssr-1893	457	7	affordability	affordability	NOUN
atssr-1893	457	8	in	in	ADP
atssr-1893	457	9	the	the	DET
atssr-1893	457	10	advanced	advanced	ADJ
atssr-1893	457	11	economies	economy	NOUN
atssr-1893	457	12	:	:	PUNCT
atssr-1893	457	13	a	a	DET
atssr-1893	457	14	review	review	NOUN
atssr-1893	457	15	and	and	CCONJ
atssr-1893	457	16	new	new	ADJ
atssr-1893	457	17	evidence	evidence	NOUN
atssr-1893	457	18	.	.	PUNCT
atssr-1893	458	1	housing	housing	NOUN
atssr-1893	458	2	studies	study	NOUN
atssr-1893	458	3	,	,	PUNCT
atssr-1893	458	4	37(10	37(10	NUM
atssr-1893	458	5	)	)	PUNCT
atssr-1893	458	6	,	,	PUNCT
atssr-1893	458	7	1739	1739	NUM
atssr-1893	458	8	-	-	SYM
atssr-1893	458	9	1752	1752	NUM
atssr-1893	458	10	.	.	PUNCT
atssr-1893	459	1	https://doi.org/10.1080/02673037.2022.2123623	https://doi.org/10.1080/02673037.2022.2123623	PROPN
atssr-1893	459	2	loftsdóttir	loftsdóttir	PROPN
atssr-1893	459	3	,	,	PUNCT
atssr-1893	459	4	k.	k.	PROPN
atssr-1893	459	5	(	(	PUNCT
atssr-1893	459	6	2019	2019	NUM
atssr-1893	459	7	)	)	PUNCT
atssr-1893	459	8	.	.	PUNCT
atssr-1893	460	1	crisis	crisis	NOUN
atssr-1893	460	2	and	and	CCONJ
atssr-1893	460	3	coloniality	coloniality	NOUN
atssr-1893	460	4	at	at	ADP
atssr-1893	460	5	europe	europe	PROPN
atssr-1893	460	6	’s	’s	PART
atssr-1893	460	7	margins	margin	NOUN
atssr-1893	460	8	:	:	PUNCT
atssr-1893	460	9	creating	create	VERB
atssr-1893	460	10	exotic	exotic	ADJ
atssr-1893	460	11	iceland	iceland	NOUN
atssr-1893	460	12	.	.	PUNCT
atssr-1893	461	1	nora	nora	PROPN
atssr-1893	461	2	-	-	PUNCT
atssr-1893	461	3	nordic	nordic	PROPN
atssr-1893	461	4	journal	journal	PROPN
atssr-1893	461	5	of	of	ADP
atssr-1893	461	6	feminist	feminist	PROPN
atssr-1893	461	7	and	and	CCONJ
atssr-1893	461	8	gender	gender	NOUN
atssr-1893	461	9	research	research	NOUN
atssr-1893	461	10	,	,	PUNCT
atssr-1893	461	11	23(4	23(4	NOUN
atssr-1893	461	12	)	)	PUNCT
atssr-1893	461	13	,	,	PUNCT
atssr-1893	461	14	246–260	246–260	NUM
atssr-1893	461	15	.	.	PUNCT
atssr-1893	462	1	matthíasson	matthíasson	NOUN
atssr-1893	462	2	,	,	PUNCT
atssr-1893	462	3	p.	p.	NOUN
atssr-1893	462	4	(	(	PUNCT
atssr-1893	462	5	2021	2021	NUM
atssr-1893	462	6	)	)	PUNCT
atssr-1893	462	7	.	.	PUNCT
atssr-1893	462	8	is	be	AUX
atssr-1893	462	9	it	it	PRON
atssr-1893	462	10	true	true	ADJ
atssr-1893	462	11	that	that	SCONJ
atssr-1893	462	12	close	close	ADJ
atssr-1893	462	13	to	to	PART
atssr-1893	462	14	14	14	NUM
atssr-1893	462	15	thousand	thousand	NUM
atssr-1893	462	16	families	family	NOUN
atssr-1893	462	17	in	in	ADP
atssr-1893	462	18	iceland	iceland	PROPN
atssr-1893	462	19	were	be	AUX
atssr-1893	462	20	"	"	PUNCT
atssr-1893	462	21	carried	carry	VERB
atssr-1893	462	22	out	out	ADP
atssr-1893	462	23	onto	onto	ADP
atssr-1893	462	24	the	the	DET
atssr-1893	462	25	street	street	NOUN
atssr-1893	462	26	"	"	PUNCT
atssr-1893	462	27	following	follow	VERB
atssr-1893	462	28	the	the	DET
atssr-1893	462	29	economic	economic	ADJ
atssr-1893	462	30	collapse	collapse	NOUN
atssr-1893	462	31	of	of	ADP
atssr-1893	462	32	2008	2008	NUM
atssr-1893	462	33	?	?	PUNCT
atssr-1893	463	1	the	the	DET
atssr-1893	463	2	science	science	PROPN
atssr-1893	463	3	web	web	PROPN
atssr-1893	463	4	.	.	PROPN
atssr-1893	463	5	retrieved	retrieve	VERB
atssr-1893	463	6	from	from	ADP
atssr-1893	463	7	http://www.visindavefur.is/svar.php?id=79336	http://www.visindavefur.is/svar.php?id=79336	PROPN
atssr-1893	463	8	mckee	mckee	PROPN
atssr-1893	463	9	,	,	PUNCT
atssr-1893	463	10	k.	k.	PROPN
atssr-1893	463	11	,	,	PUNCT
atssr-1893	463	12	moore	moore	PROPN
atssr-1893	463	13	,	,	PUNCT
atssr-1893	463	14	t.	t.	PROPN
atssr-1893	463	15	,	,	PUNCT
atssr-1893	463	16	soaita	soaita	PROPN
atssr-1893	463	17	,	,	PUNCT
atssr-1893	463	18	a.	a.	PROPN
atssr-1893	463	19	,	,	PUNCT
atssr-1893	463	20	&	&	CCONJ
atssr-1893	463	21	crawford	crawford	PROPN
atssr-1893	463	22	,	,	PUNCT
atssr-1893	463	23	j.	j.	PROPN
atssr-1893	463	24	(	(	PUNCT
atssr-1893	463	25	2017	2017	NUM
atssr-1893	463	26	)	)	PUNCT
atssr-1893	463	27	.	.	PUNCT
atssr-1893	464	1	‘	'	PUNCT
atssr-1893	464	2	generation	generation	NOUN
atssr-1893	464	3	rent’and	rent’and	VERB
atssr-1893	464	4	the	the	DET
atssr-1893	464	5	fallacy	fallacy	NOUN
atssr-1893	464	6	of	of	ADP
atssr-1893	464	7	choice	choice	NOUN
atssr-1893	464	8	.	.	PUNCT
atssr-1893	465	1	international	international	ADJ
atssr-1893	465	2	journal	journal	PROPN
atssr-1893	465	3	of	of	ADP
atssr-1893	465	4	urban	urban	ADJ
atssr-1893	465	5	and	and	CCONJ
atssr-1893	465	6	regional	regional	ADJ
atssr-1893	465	7	research	research	NOUN
atssr-1893	465	8	,	,	PUNCT
atssr-1893	465	9	41(2	41(2	NUM
atssr-1893	465	10	)	)	PUNCT
atssr-1893	465	11	,	,	PUNCT
atssr-1893	465	12	318	318	NUM
atssr-1893	465	13	-	-	SYM
atssr-1893	465	14	333	333	NUM
atssr-1893	465	15	.	.	PUNCT
atssr-1893	466	1	https://doi.org/10.1111/1468-2427.12445	https://doi.org/10.1111/1468-2427.12445	NOUN
atssr-1893	466	2	mermet	mermet	NOUN
atssr-1893	466	3	,	,	PUNCT
atssr-1893	466	4	a.-c	a.-c	PROPN
atssr-1893	466	5	.	.	PUNCT
atssr-1893	467	1	(	(	PUNCT
atssr-1893	467	2	2019	2019	NUM
atssr-1893	467	3	)	)	PUNCT
atssr-1893	467	4	.	.	PUNCT
atssr-1893	468	1	the	the	DET
atssr-1893	468	2	“	"	PUNCT
atssr-1893	468	3	airbnbfication	airbnbfication	NOUN
atssr-1893	468	4	”	"	PUNCT
atssr-1893	468	5	of	of	ADP
atssr-1893	468	6	the	the	DET
atssr-1893	468	7	icelandic	icelandic	ADJ
atssr-1893	468	8	capital	capital	NOUN
atssr-1893	468	9	.	.	PUNCT
atssr-1893	469	1	towards	towards	ADP
atssr-1893	469	2	an	an	DET
atssr-1893	469	3	assessment	assessment	NOUN
atssr-1893	469	4	of	of	ADP
atssr-1893	469	5	the	the	DET
atssr-1893	469	6	socio	socio	NOUN
atssr-1893	469	7	-	-	PUNCT
atssr-1893	469	8	spatialimpacts	spatialimpact	NOUN
atssr-1893	469	9	of	of	ADP
atssr-1893	469	10	airbnb	airbnb	PROPN
atssr-1893	469	11	in	in	ADP
atssr-1893	469	12	the	the	DET
atssr-1893	469	13	reykjavik	reykjavik	PROPN
atssr-1893	469	14	capital	capital	PROPN
atssr-1893	469	15	area	area	NOUN
atssr-1893	469	16	.	.	PUNCT
atssr-1893	470	1	reykjavík	reykjavík	NOUN
atssr-1893	470	2	:	:	PUNCT
atssr-1893	470	3	icelandic	icelandic	ADJ
atssr-1893	470	4	tourist	tourist	NOUN
atssr-1893	470	5	board	board	NOUN
atssr-1893	470	6	.	.	PUNCT
atssr-1893	471	1	mian	mian	PROPN
atssr-1893	471	2	,	,	PUNCT
atssr-1893	471	3	a.	a.	PROPN
atssr-1893	471	4	,	,	PUNCT
atssr-1893	471	5	&	&	CCONJ
atssr-1893	471	6	sufi	sufi	NOUN
atssr-1893	471	7	,	,	PUNCT
atssr-1893	471	8	a.	a.	NOUN
atssr-1893	471	9	(	(	PUNCT
atssr-1893	471	10	2015	2015	NUM
atssr-1893	471	11	)	)	PUNCT
atssr-1893	471	12	.	.	PUNCT
atssr-1893	472	1	house	house	PROPN
atssr-1893	472	2	of	of	ADP
atssr-1893	472	3	debt	debt	NOUN
atssr-1893	472	4	:	:	PUNCT
atssr-1893	472	5	how	how	SCONJ
atssr-1893	472	6	they	they	PRON
atssr-1893	472	7	(	(	PUNCT
atssr-1893	472	8	and	and	CCONJ
atssr-1893	472	9	you	you	PRON
atssr-1893	472	10	)	)	PUNCT
atssr-1893	472	11	caused	cause	VERB
atssr-1893	472	12	the	the	DET
atssr-1893	472	13	great	great	ADJ
atssr-1893	472	14	recession	recession	NOUN
atssr-1893	472	15	,	,	PUNCT
atssr-1893	472	16	and	and	CCONJ
atssr-1893	472	17	how	how	SCONJ
atssr-1893	472	18	we	we	PRON
atssr-1893	472	19	can	can	AUX
atssr-1893	472	20	prevent	prevent	VERB
atssr-1893	472	21	it	it	PRON
atssr-1893	472	22	from	from	ADP
atssr-1893	472	23	happening	happen	VERB
atssr-1893	472	24	again	again	ADV
atssr-1893	472	25	.	.	PUNCT
atssr-1893	473	1	chicago	chicago	PROPN
atssr-1893	473	2	:	:	PUNCT
atssr-1893	474	1	the	the	DET
atssr-1893	474	2	university	university	PROPN
atssr-1893	474	3	of	of	ADP
atssr-1893	474	4	chicago	chicago	PROPN
atssr-1893	474	5	press	press	NOUN
atssr-1893	474	6	.	.	PUNCT
atssr-1893	475	1	mian	mian	PROPN
atssr-1893	475	2	,	,	PUNCT
atssr-1893	475	3	a.	a.	PROPN
atssr-1893	475	4	,	,	PUNCT
atssr-1893	475	5	sufi	sufi	NOUN
atssr-1893	475	6	,	,	PUNCT
atssr-1893	475	7	a.	a.	NOUN
atssr-1893	475	8	,	,	PUNCT
atssr-1893	475	9	&	&	CCONJ
atssr-1893	475	10	trebbi	trebbi	VERB
atssr-1893	475	11	,	,	PUNCT
atssr-1893	475	12	f.	f.	PROPN
atssr-1893	475	13	(	(	PUNCT
atssr-1893	475	14	2015	2015	NUM
atssr-1893	475	15	)	)	PUNCT
atssr-1893	475	16	.	.	PUNCT
atssr-1893	476	1	foreclosures	foreclosure	NOUN
atssr-1893	476	2	,	,	PUNCT
atssr-1893	476	3	house	house	NOUN
atssr-1893	476	4	prices	price	NOUN
atssr-1893	476	5	,	,	PUNCT
atssr-1893	476	6	and	and	CCONJ
atssr-1893	476	7	the	the	DET
atssr-1893	476	8	real	real	ADJ
atssr-1893	476	9	economy	economy	NOUN
atssr-1893	476	10	.	.	PUNCT
atssr-1893	477	1	the	the	DET
atssr-1893	477	2	journal	journal	PROPN
atssr-1893	477	3	of	of	ADP
atssr-1893	477	4	finance	finance	NOUN
atssr-1893	477	5	,	,	PUNCT
atssr-1893	477	6	70(6	70(6	NOUN
atssr-1893	477	7	)	)	PUNCT
atssr-1893	477	8	,	,	PUNCT
atssr-1893	477	9	25872634	25872634	NUM
atssr-1893	477	10	.	.	PUNCT
atssr-1893	478	1	https://doi.org/10.1111/jofi.12310	https://doi.org/10.1111/jofi.12310	PROPN
atssr-1893	478	2	ministry	ministry	PROPN
atssr-1893	478	3	of	of	ADP
atssr-1893	478	4	infrastructure	infrastructure	PROPN
atssr-1893	478	5	.	.	PUNCT
atssr-1893	479	1	(	(	PUNCT
atssr-1893	479	2	2023	2023	NUM
atssr-1893	479	3	)	)	PUNCT
atssr-1893	479	4	.	.	PUNCT
atssr-1893	480	1	housing	housing	NOUN
atssr-1893	480	2	forum	forum	PROPN
atssr-1893	480	3	:	:	PUNCT
atssr-1893	480	4	the	the	DET
atssr-1893	480	5	goal	goal	NOUN
atssr-1893	480	6	is	be	AUX
atssr-1893	480	7	to	to	PART
atssr-1893	480	8	create	create	VERB
atssr-1893	480	9	a	a	DET
atssr-1893	480	10	fairer	fair	ADJ
atssr-1893	480	11	housing	housing	NOUN
atssr-1893	480	12	market	market	NOUN
atssr-1893	480	13	.	.	PUNCT
atssr-1893	481	1	retrieved	retrieve	VERB
atssr-1893	481	2	from	from	ADP
atssr-1893	481	3	https://www.stjornarradid.is/efst-a-baugi/frettir/stok-frett/2023/08/30/husnaedisthing-markmidid-adskapa-rettlatari-husnaedismarkad/	https://www.stjornarradid.is/efst-a-baugi/frettir/stok-frett/2023/08/30/husnaedisthing-markmidid-adskapa-rettlatari-husnaedismarkad/	PROPN
atssr-1893	481	4	ministry	ministry	PROPN
atssr-1893	481	5	of	of	ADP
atssr-1893	481	6	social	social	ADJ
atssr-1893	481	7	affairs	affair	NOUN
atssr-1893	481	8	.	.	PUNCT
atssr-1893	482	1	(	(	PUNCT
atssr-1893	482	2	2011	2011	NUM
atssr-1893	482	3	)	)	PUNCT
atssr-1893	482	4	.	.	PUNCT
atssr-1893	483	1	icelandic	icelandic	ADJ
atssr-1893	483	2	consumer	consumer	NOUN
atssr-1893	483	3	guide	guide	NOUN
atssr-1893	483	4	.	.	PUNCT
atssr-1893	484	1	retrieved	retrieve	VERB
atssr-1893	484	2	from	from	ADP
atssr-1893	484	3	https://www.stjornarradid.is/verkefni/felags-ogfjolskyldumal/neysluvidmid/	https://www.stjornarradid.is/verkefni/felags-ogfjolskyldumal/neysluvidmid/	PROPN
atssr-1893	484	4	ministry	ministry	PROPN
atssr-1893	484	5	of	of	ADP
atssr-1893	484	6	social	social	ADJ
atssr-1893	484	7	affairs	affair	NOUN
atssr-1893	484	8	.	.	PUNCT
atssr-1893	485	1	(	(	PUNCT
atssr-1893	485	2	2015	2015	NUM
atssr-1893	485	3	)	)	PUNCT
atssr-1893	485	4	.	.	PUNCT
atssr-1893	486	1	information	information	NOUN
atssr-1893	486	2	about	about	ADP
atssr-1893	486	3	the	the	DET
atssr-1893	486	4	situation	situation	NOUN
atssr-1893	486	5	in	in	ADP
atssr-1893	486	6	the	the	DET
atssr-1893	486	7	housing	housing	NOUN
atssr-1893	486	8	market	market	NOUN
atssr-1893	486	9	.	.	PUNCT
atssr-1893	487	1	retrieved	retrieve	VERB
atssr-1893	487	2	from	from	ADP
atssr-1893	487	3	https://www.stjornarradid.is/efst-a-baugi/frettir/stok-frett/2015/09/23/upplysingar-um-stoduna-ahusnaedismarkadi/	https://www.stjornarradid.is/efst-a-baugi/frettir/stok-frett/2015/09/23/upplysingar-um-stoduna-ahusnaedismarkadi/	ADV
atssr-1893	487	4	mixa	mixa	ADJ
atssr-1893	487	5	,	,	PUNCT
atssr-1893	487	6	m.	m.	PROPN
atssr-1893	487	7	w.	w.	PROPN
atssr-1893	487	8	,	,	PUNCT
atssr-1893	487	9	&	&	CCONJ
atssr-1893	487	10	loftsdóttir	loftsdóttir	PROPN
atssr-1893	487	11	,	,	PUNCT
atssr-1893	487	12	k.	k.	PROPN
atssr-1893	487	13	(	(	PUNCT
atssr-1893	487	14	2021	2021	NUM
atssr-1893	487	15	)	)	PUNCT
atssr-1893	487	16	.	.	PUNCT
atssr-1893	488	1	tourism	tourism	NOUN
atssr-1893	488	2	development	development	NOUN
atssr-1893	488	3	and	and	CCONJ
atssr-1893	488	4	housing	housing	NOUN
atssr-1893	488	5	after	after	ADP
atssr-1893	488	6	iceland	iceland	PROPN
atssr-1893	488	7	’s	’s	PART
atssr-1893	488	8	2008	2008	NUM
atssr-1893	488	9	crash	crash	NOUN
atssr-1893	488	10	.	.	PUNCT
atssr-1893	489	1	in	in	ADP
atssr-1893	489	2	j.	j.	PROPN
atssr-1893	489	3	dominguezmujica	dominguezmujica	PROPN
atssr-1893	489	4	,	,	PUNCT
atssr-1893	489	5	j.	j.	PROPN
atssr-1893	489	6	mcgarrigle	mcgarrigle	PROPN
atssr-1893	489	7	,	,	PUNCT
atssr-1893	489	8	&	&	CCONJ
atssr-1893	489	9	j.	j.	PROPN
atssr-1893	489	10	m.	m.	PROPN
atssr-1893	489	11	parreño	parreño	PROPN
atssr-1893	489	12	-	-	PUNCT
atssr-1893	489	13	castellano	castellano	NOUN
atssr-1893	489	14	(	(	PUNCT
atssr-1893	489	15	eds	ed	NOUN
atssr-1893	489	16	.	.	PUNCT
atssr-1893	489	17	)	)	PUNCT
atssr-1893	489	18	,	,	PUNCT
atssr-1893	489	19	international	international	ADJ
atssr-1893	489	20	residential	residential	ADJ
atssr-1893	489	21	mobilities	mobility	NOUN
atssr-1893	489	22	:	:	PUNCT
atssr-1893	489	23	from	from	ADP
atssr-1893	489	24	lifestyle	lifestyle	NOUN
atssr-1893	489	25	migrations	migration	NOUN
atssr-1893	489	26	to	to	ADP
atssr-1893	489	27	tourism	tourism	NOUN
atssr-1893	489	28	gentrification	gentrification	NOUN
atssr-1893	489	29	.	.	PUNCT
atssr-1893	490	1	in	in	ADP
atssr-1893	490	2	(	(	PUNCT
atssr-1893	490	3	pp	pp	ADJ
atssr-1893	490	4	.	.	PUNCT
atssr-1893	491	1	269–289	269–289	NUM
atssr-1893	491	2	):	):	PUNCT
atssr-1893	491	3	springer	springer	NOUN
atssr-1893	491	4	international	international	ADJ
atssr-1893	491	5	publishing	publishing	NOUN
atssr-1893	491	6	.	.	PUNCT
atssr-1893	492	1	https://doi.org/10.1007/978-3-030-77466-0_14	https://doi.org/10.1007/978-3-030-77466-0_14	NOUN
atssr-1893	492	2	.	.	NOUN
atssr-1893	492	3	mixa	mixa	PROPN
atssr-1893	492	4	,	,	PUNCT
atssr-1893	492	5	m.	m.	PROPN
atssr-1893	492	6	w.	w.	PROPN
atssr-1893	492	7	,	,	PUNCT
atssr-1893	492	8	&	&	CCONJ
atssr-1893	492	9	loftsdóttir	loftsdóttir	PROPN
atssr-1893	492	10	,	,	PUNCT
atssr-1893	492	11	k.	k.	PROPN
atssr-1893	492	12	(	(	PUNCT
atssr-1893	492	13	2024	2024	NUM
atssr-1893	492	14	)	)	PUNCT
atssr-1893	492	15	.	.	PUNCT
atssr-1893	493	1	‘	'	PUNCT
atssr-1893	493	2	people	people	NOUN
atssr-1893	493	3	need	need	VERB
atssr-1893	493	4	housing	housing	NOUN
atssr-1893	493	5	to	to	PART
atssr-1893	493	6	live	live	VERB
atssr-1893	493	7	in	in	ADP
atssr-1893	493	8	’	'	PUNCT
atssr-1893	493	9	:	:	PUNCT
atssr-1893	493	10	precarity	precarity	NOUN
atssr-1893	493	11	and	and	CCONJ
atssr-1893	493	12	the	the	DET
atssr-1893	493	13	rental	rental	ADJ
atssr-1893	493	14	market	market	NOUN
atssr-1893	493	15	during	during	ADP
atssr-1893	493	16	tourism	tourism	NOUN
atssr-1893	493	17	gentrification	gentrification	NOUN
atssr-1893	493	18	.	.	PUNCT
atssr-1893	494	1	housing	housing	NOUN
atssr-1893	494	2	studies	study	NOUN
atssr-1893	494	3	,	,	PUNCT
atssr-1893	494	4	1	1	NUM
atssr-1893	494	5	-	-	SYM
atssr-1893	494	6	22	22	NUM
atssr-1893	494	7	.	.	PUNCT
atssr-1893	495	1	https://doi.org/10.1080/02673037.2024.2339920	https://doi.org/10.1080/02673037.2024.2339920	PRON
atssr-1893	495	2	mixa	mixa	ADJ
atssr-1893	495	3	,	,	PUNCT
atssr-1893	495	4	m.	m.	PROPN
atssr-1893	495	5	w.	w.	PROPN
atssr-1893	495	6	,	,	PUNCT
atssr-1893	495	7	loftsdóttir	loftsdóttir	PROPN
atssr-1893	495	8	,	,	PUNCT
atssr-1893	495	9	k.	k.	PROPN
atssr-1893	495	10	,	,	PUNCT
atssr-1893	495	11	&	&	CCONJ
atssr-1893	495	12	rúnarsdóttir	rúnarsdóttir	ADV
atssr-1893	495	13	,	,	PUNCT
atssr-1893	495	14	a.	a.	PROPN
atssr-1893	495	15	l.	l.	PROPN
atssr-1893	495	16	(	(	PUNCT
atssr-1893	495	17	2021	2021	NUM
atssr-1893	495	18	)	)	PUNCT
atssr-1893	495	19	.	.	PUNCT
atssr-1893	496	1	you	you	PRON
atssr-1893	496	2	do	do	AUX
atssr-1893	496	3	n't	not	PART
atssr-1893	496	4	know	know	VERB
atssr-1893	496	5	which	which	DET
atssr-1893	496	6	house	house	NOUN
atssr-1893	496	7	you	you	PRON
atssr-1893	496	8	'll	will	AUX
atssr-1893	496	9	move	move	VERB
atssr-1893	496	10	into	into	ADP
atssr-1893	496	11	next	next	ADJ
atssr-1893	496	12	:	:	PUNCT
atssr-1893	496	13	ambiguity	ambiguity	NOUN
atssr-1893	496	14	and	and	CCONJ
atssr-1893	496	15	tenants	tenant	NOUN
atssr-1893	496	16	'	'	PART
atssr-1893	496	17	experience	experience	NOUN
atssr-1893	496	18	of	of	ADP
atssr-1893	496	19	the	the	DET
atssr-1893	496	20	icelandic	icelandic	ADJ
atssr-1893	496	21	housing	housing	NOUN
atssr-1893	496	22	market	market	NOUN
atssr-1893	496	23	.	.	PUNCT
atssr-1893	497	1	icelandic	icelandic	ADJ
atssr-1893	497	2	national	national	ADJ
atssr-1893	497	3	society	society	NOUN
atssr-1893	497	4	,	,	PUNCT
atssr-1893	497	5	12(1	12(1	NUM
atssr-1893	497	6	)	)	PUNCT
atssr-1893	497	7	,	,	PUNCT
atssr-1893	497	8	87–104	87–104	PROPN
atssr-1893	497	9	.	.	PUNCT
atssr-1893	498	1	montanari	montanari	PROPN
atssr-1893	498	2	,	,	PUNCT
atssr-1893	498	3	a.	a.	PROPN
atssr-1893	498	4	,	,	PUNCT
atssr-1893	498	5	&	&	CCONJ
atssr-1893	498	6	staniscia	staniscia	PROPN
atssr-1893	498	7	,	,	PUNCT
atssr-1893	498	8	b.	b.	PROPN
atssr-1893	498	9	(	(	PUNCT
atssr-1893	498	10	2017	2017	NUM
atssr-1893	498	11	)	)	PUNCT
atssr-1893	498	12	.	.	PUNCT
atssr-1893	499	1	3	3	X
atssr-1893	499	2	.	.	X
atssr-1893	499	3	young	young	ADJ
atssr-1893	499	4	italians	italian	NOUN
atssr-1893	499	5	on	on	ADP
atssr-1893	499	6	the	the	DET
atssr-1893	499	7	move	move	NOUN
atssr-1893	499	8	.	.	PUNCT
atssr-1893	500	1	in	in	ADP
atssr-1893	500	2	b.	b.	PROPN
atssr-1893	500	3	glorius	glorius	PROPN
atssr-1893	500	4	&	&	CCONJ
atssr-1893	500	5	j.	j.	PROPN
atssr-1893	500	6	domínguez	domínguez	PROPN
atssr-1893	500	7	-	-	PUNCT
atssr-1893	500	8	mujica	mujica	PROPN
atssr-1893	500	9	(	(	PUNCT
atssr-1893	500	10	eds	ed	NOUN
atssr-1893	500	11	.	.	PUNCT
atssr-1893	500	12	)	)	PUNCT
atssr-1893	500	13	,	,	PUNCT
atssr-1893	500	14	kultur	kultur	X
atssr-1893	500	15	und	und	VERB
atssr-1893	500	16	soziale	soziale	ADJ
atssr-1893	500	17	praxis	praxis	NOUN
atssr-1893	500	18	.	.	PUNCT
atssr-1893	501	1	in	in	ADP
atssr-1893	501	2	(	(	PUNCT
atssr-1893	501	3	1st	1st	ADJ
atssr-1893	501	4	ed	ed	NOUN
atssr-1893	501	5	.	.	PROPN
atssr-1893	501	6	,	,	PUNCT
atssr-1893	501	7	pp	pp	PROPN
atssr-1893	501	8	.	.	PUNCT
atssr-1893	502	1	49–74	49–74	NUM
atssr-1893	502	2	):	):	PUNCT
atssr-1893	502	3	transcript	transcript	NOUN
atssr-1893	502	4	verlag	verlag	NOUN
atssr-1893	502	5	.	.	PUNCT
atssr-1893	503	1	https://doi.org/10.14361/9783839434789-003	https://doi.org/10.14361/9783839434789-003	PROPN
atssr-1893	503	2	.	.	PUNCT
atssr-1893	504	1	nordström	nordström	PROPN
atssr-1893	504	2	,	,	PUNCT
atssr-1893	504	3	e.	e.	PROPN
atssr-1893	504	4	,	,	PUNCT
atssr-1893	504	5	svensén	svensén	PROPN
atssr-1893	504	6	,	,	PUNCT
atssr-1893	504	7	r.	r.	PROPN
atssr-1893	504	8	,	,	PUNCT
atssr-1893	504	9	ribbing	ribbing	ADJ
atssr-1893	504	10	,	,	PUNCT
atssr-1893	504	11	m.	m.	NOUN
atssr-1893	504	12	,	,	PUNCT
atssr-1893	504	13	&	&	CCONJ
atssr-1893	504	14	lepola	lepola	PROPN
atssr-1893	504	15	,	,	PUNCT
atssr-1893	504	16	k.	k.	PROPN
atssr-1893	504	17	(	(	PUNCT
atssr-1893	504	18	2022	2022	NUM
atssr-1893	504	19	)	)	PUNCT
atssr-1893	504	20	.	.	PUNCT
atssr-1893	505	1	starter	starter	ADJ
atssr-1893	505	2	loan	loan	NOUN
atssr-1893	505	3	for	for	ADP
atssr-1893	505	4	first	first	ADJ
atssr-1893	505	5	-	-	PUNCT
atssr-1893	505	6	time	time	NOUN
atssr-1893	505	7	home	home	NOUN
atssr-1893	505	8	buyers	buyer	NOUN
atssr-1893	505	9	(	(	PUNCT
atssr-1893	505	10	sou	sou	NOUN
atssr-1893	505	11	2022:12	2022:12	NUM
atssr-1893	505	12	)	)	PUNCT
atssr-1893	505	13	.	.	PUNCT
atssr-1893	506	1	the	the	DET
atssr-1893	506	2	state	state	NOUN
atssr-1893	506	3	's	's	PART
atssr-1893	506	4	public	public	ADJ
atssr-1893	506	5	investigations	investigation	NOUN
atssr-1893	506	6	.	.	PUNCT
atssr-1893	507	1	retrieved	retrieve	VERB
atssr-1893	507	2	from	from	ADP
atssr-1893	507	3	https://www.regeringen.se/contentassets/5563926cf5244002a1645c13b35e294b/startlan-tillforstagangskopare-av-bostad-sou-202212.pdf	https://www.regeringen.se/contentassets/5563926cf5244002a1645c13b35e294b/startlan-tillforstagangskopare-av-bostad-sou-202212.pdf	NOUN
atssr-1893	507	4	preece	preece	PROPN
atssr-1893	507	5	,	,	PUNCT
atssr-1893	507	6	j.	j.	PROPN
atssr-1893	507	7	,	,	PUNCT
atssr-1893	507	8	crawford	crawford	PROPN
atssr-1893	507	9	,	,	PUNCT
atssr-1893	507	10	j.	j.	PROPN
atssr-1893	507	11	,	,	PUNCT
atssr-1893	507	12	mckee	mckee	PROPN
atssr-1893	507	13	,	,	PUNCT
atssr-1893	507	14	k.	k.	PROPN
atssr-1893	507	15	,	,	PUNCT
atssr-1893	507	16	flint	flint	PROPN
atssr-1893	507	17	,	,	PUNCT
atssr-1893	507	18	j.	j.	PROPN
atssr-1893	507	19	,	,	PUNCT
atssr-1893	507	20	&	&	CCONJ
atssr-1893	507	21	robinson	robinson	PROPN
atssr-1893	507	22	,	,	PUNCT
atssr-1893	507	23	d.	d.	PROPN
atssr-1893	507	24	(	(	PUNCT
atssr-1893	507	25	2020	2020	NUM
atssr-1893	507	26	)	)	PUNCT
atssr-1893	507	27	.	.	PUNCT
atssr-1893	508	1	understanding	understand	VERB
atssr-1893	508	2	changing	change	VERB
atssr-1893	508	3	housing	housing	NOUN
atssr-1893	508	4	aspirations	aspiration	NOUN
atssr-1893	508	5	:	:	PUNCT
atssr-1893	508	6	a	a	DET
atssr-1893	508	7	review	review	NOUN
atssr-1893	508	8	of	of	ADP
atssr-1893	508	9	the	the	DET
atssr-1893	508	10	evidence	evidence	NOUN
atssr-1893	508	11	.	.	PUNCT
atssr-1893	509	1	housing	housing	NOUN
atssr-1893	509	2	studies	study	NOUN
atssr-1893	509	3	,	,	PUNCT
atssr-1893	509	4	35(1	35(1	NUM
atssr-1893	509	5	)	)	PUNCT
atssr-1893	509	6	,	,	PUNCT
atssr-1893	509	7	87	87	NUM
atssr-1893	509	8	-	-	SYM
atssr-1893	509	9	106	106	NUM
atssr-1893	509	10	.	.	PUNCT
atssr-1893	510	1	https://doi.org/10.1080/02673037.2019.1584665	https://doi.org/10.1080/02673037.2019.1584665	AUX
atssr-1893	510	2	registers	register	VERB
atssr-1893	510	3	iceland	iceland	NOUN
atssr-1893	510	4	.	.	PUNCT
atssr-1893	511	1	(	(	PUNCT
atssr-1893	511	2	2024a	2024a	NUM
atssr-1893	511	3	)	)	PUNCT
atssr-1893	511	4	.	.	PUNCT
atssr-1893	512	1	number	number	NOUN
atssr-1893	512	2	of	of	ADP
atssr-1893	512	3	apartments	apartment	NOUN
atssr-1893	512	4	|	|	ADV
atssr-1893	512	5	national	national	ADJ
atssr-1893	512	6	register	register	NOUN
atssr-1893	512	7	of	of	ADP
atssr-1893	512	8	iceland	iceland	PROPN
atssr-1893	512	9	.	.	PUNCT
atssr-1893	513	1	retrieved	retrieve	VERB
atssr-1893	513	2	from	from	ADP
atssr-1893	513	3	https://www.skra.is/thjonusta/gogn/talnaefni/fjoldi-ibuda/	https://www.skra.is/thjonusta/gogn/talnaefni/fjoldi-ibuda/	PROPN
atssr-1893	513	4	registers	register	NOUN
atssr-1893	513	5	iceland	iceland	NOUN
atssr-1893	513	6	.	.	PUNCT
atssr-1893	514	1	(	(	PUNCT
atssr-1893	514	2	2024b	2024b	NUM
atssr-1893	514	3	)	)	PUNCT
atssr-1893	514	4	.	.	PUNCT
atssr-1893	515	1	real	real	ADJ
atssr-1893	515	2	estate	estate	NOUN
atssr-1893	515	3	prices	price	NOUN
atssr-1893	515	4	.	.	PUNCT
atssr-1893	516	1	retrieved	retrieve	VERB
atssr-1893	516	2	from	from	ADP
atssr-1893	516	3	https://verdsja.fasteignaskra.is/#/kaupverd	https://verdsja.fasteignaskra.is/#/kaupverd	NOUN
atssr-1893	516	4	registers	register	NOUN
atssr-1893	516	5	iceland	iceland	PROPN
atssr-1893	516	6	.	.	PUNCT
atssr-1893	517	1	(	(	PUNCT
atssr-1893	517	2	2024c	2024c	NUM
atssr-1893	517	3	)	)	PUNCT
atssr-1893	517	4	.	.	PUNCT
atssr-1893	518	1	indices	index	NOUN
atssr-1893	518	2	of	of	ADP
atssr-1893	518	3	purchase	purchase	NOUN
atssr-1893	518	4	and	and	CCONJ
atssr-1893	518	5	rental	rental	ADJ
atssr-1893	518	6	price	price	NOUN
atssr-1893	518	7	.	.	PUNCT
atssr-1893	519	1	retrieved	retrieve	VERB
atssr-1893	519	2	from	from	ADP
atssr-1893	519	3	https://shiny.skra.is/ytrivefur/visitala/	https://shiny.skra.is/ytrivefur/visitala/	PROPN
atssr-1893	519	4	salt	salt	NOUN
atssr-1893	519	5	lake	lake	PROPN
atssr-1893	519	6	city	city	PROPN
atssr-1893	519	7	housing	housing	PROPN
atssr-1893	519	8	and	and	CCONJ
atssr-1893	519	9	neighborhood	neighborhood	NOUN
atssr-1893	519	10	development	development	NOUN
atssr-1893	519	11	.	.	PUNCT
atssr-1893	520	1	(	(	PUNCT
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atssr-1893	520	3	)	)	PUNCT
atssr-1893	520	4	.	.	PUNCT
atssr-1893	521	1	growing	grow	VERB
atssr-1893	521	2	slc	slc	PROPN
atssr-1893	521	3	:	:	PUNCT
atssr-1893	521	4	a	a	DET
atssr-1893	521	5	five	five	NUM
atssr-1893	521	6	year	year	NOUN
atssr-1893	521	7	housing	housing	NOUN
atssr-1893	521	8	plan	plan	NOUN
atssr-1893	521	9	2018	2018	NUM
atssr-1893	521	10	-	-	SYM
atssr-1893	521	11	2022	2022	NUM
atssr-1893	521	12	.	.	PUNCT
atssr-1893	522	1	retrieved	retrieve	VERB
atssr-1893	522	2	from	from	ADP
atssr-1893	522	3	http://www.slcdocs.com/hand/growing_slc_final_no_attachments.pdf	http://www.slcdocs.com/hand/growing_slc_final_no_attachments.pdf	PROPN
atssr-1893	522	4	statistics	statistic	NOUN
atssr-1893	522	5	iceland	iceland	PROPN
atssr-1893	522	6	.	.	PUNCT
atssr-1893	523	1	(	(	PUNCT
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atssr-1893	523	3	)	)	PUNCT
atssr-1893	523	4	.	.	PUNCT
atssr-1893	524	1	statistics	statistics	PROPN
atssr-1893	524	2	norway	norway	PROPN
atssr-1893	524	3	:	:	PUNCT
atssr-1893	524	4	immigrants	immigrant	NOUN
atssr-1893	524	5	with	with	ADP
atssr-1893	524	6	about	about	ADV
atssr-1893	524	7	8	8	NUM
atssr-1893	524	8	%	%	NOUN
atssr-1893	524	9	lower	low	ADJ
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atssr-1893	524	11	than	than	ADP
atssr-1893	524	12	nationals	national	NOUN
atssr-1893	524	13	.	.	PUNCT
atssr-1893	525	1	statistics	statistics	PROPN
atssr-1893	525	2	iceland	iceland	PROPN
atssr-1893	525	3	.	.	PUNCT
atssr-1893	526	1	retrieved	retrieve	VERB
atssr-1893	526	2	from	from	ADP
atssr-1893	526	3	https://hagstofa.is/utgafur/frettasafn/laun-og-tekjur/rannsokn-a-launamun-eftir-bakgrunni-2008-201710942/	https://hagstofa.is/utgafur/frettasafn/laun-og-tekjur/rannsokn-a-launamun-eftir-bakgrunni-2008-201710942/	PROPN
atssr-1893	526	4	statistics	statistics	PROPN
atssr-1893	526	5	iceland	iceland	PROPN
atssr-1893	526	6	.	.	PUNCT
atssr-1893	527	1	(	(	PUNCT
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atssr-1893	527	4	.	.	PUNCT
atssr-1893	528	1	distribution	distribution	NOUN
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atssr-1893	528	4	-	-	PUNCT
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atssr-1893	528	6	wage	wage	NOUN
atssr-1893	528	7	earners	earner	NOUN
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atssr-1893	528	10	group	group	NOUN
atssr-1893	528	11	,	,	PUNCT
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atssr-1893	528	13	and	and	CCONJ
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atssr-1893	528	16	-	-	SYM
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atssr-1893	528	18	.	.	PUNCT
atssr-1893	529	1	retrieved	retrieve	VERB
atssr-1893	529	2	from	from	ADP
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atssr-1893	529	16	https://www.stjornarradid.is/efst-a-baugi/frettir/stok-frett/2023/08/30/husnaedisthing-markmidid-ad-skapa-rettlatari-husnaedismarkad/	https://www.stjornarradid.is/efst-a-baugi/frettir/stok-frett/2023/08/30/husnaedisthing-markmidid-ad-skapa-rettlatari-husnaedismarkad/	X
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atssr-1893	530	13	https://shiny.skra.is/ytrivefur/visitala/	https://shiny.skra.is/ytrivefur/visitala/	PROPN
atssr-1893	530	14	http://www.slcdocs.com/hand/growing_slc_final_no_attachments.pdf	http://www.slcdocs.com/hand/growing_slc_final_no_attachments.pdf	PROPN
atssr-1893	530	15	https://hagstofa.is/utgafur/frettasafn/laun-og-tekjur/rannsokn-a-launamun-eftir-bakgrunni-2008-2017-10942/	https://hagstofa.is/utgafur/frettasafn/laun-og-tekjur/rannsokn-a-launamun-eftir-bakgrunni-2008-2017-10942/	PROPN
atssr-1893	530	16	https://hagstofa.is/utgafur/frettasafn/laun-og-tekjur/rannsokn-a-launamun-eftir-bakgrunni-2008-2017-10942/	https://hagstofa.is/utgafur/frettasafn/laun-og-tekjur/rannsokn-a-launamun-eftir-bakgrunni-2008-2017-10942/	PROPN
atssr-1893	530	17	https://px.hagstofa.is/pxis/pxweb/is/samfelag/samfelag__launogtekjur__1_laun__1_laun/vin02004.px/table/tableviewlayout1/?loadedqueryid=04d47ace-c064-4442-9871-98c9d2e5e75b&timetype=from&timevalue=2014	https://px.hagstofa.is/pxis/pxweb/is/samfelag/samfelag__launogtekjur__1_laun__1_laun/vin02004.px/table/tableviewlayout1/?loadedqueryid=04d47ace-c064-4442-9871-98c9d2e5e75b&timetype=from&timevalue=2014	PROPN
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atssr-1893	531	6	2024	2024	NUM
atssr-1893	531	7	by	by	ADP
atssr-1893	531	8	the	the	DET
atssr-1893	531	9	authors	author	NOUN
atssr-1893	531	10	;	;	PUNCT
atssr-1893	531	11	licensee	licensee	VERB
atssr-1893	531	12	online	online	ADJ
atssr-1893	531	13	academic	academic	ADJ
atssr-1893	531	14	press	press	NOUN
atssr-1893	531	15	,	,	PUNCT
atssr-1893	531	16	usa	usa	PROPN
atssr-1893	531	17	/tableviewlayout1/?loadedqueryid=04d47ace	/tableviewlayout1/?loadedqueryid=04d47ace	PROPN
atssr-1893	531	18	-	-	PUNCT
atssr-1893	531	19	c064	c064	PROPN
atssr-1893	531	20	-	-	PUNCT
atssr-1893	531	21	4442	4442	NUM
atssr-1893	531	22	-	-	PUNCT
atssr-1893	531	23	987198c9d2e5e75b&timetype	987198c9d2e5e75b&timetype	NUM
atssr-1893	531	24	=	=	SYM
atssr-1893	531	25	from&timevalue=2014	from&timevalue=2014	PROPN
atssr-1893	531	26	statistics	statistics	PROPN
atssr-1893	531	27	iceland	iceland	PROPN
atssr-1893	531	28	.	.	PUNCT
atssr-1893	532	1	(	(	PUNCT
atssr-1893	532	2	2024b	2024b	NUM
atssr-1893	532	3	)	)	PUNCT
atssr-1893	532	4	.	.	PUNCT
atssr-1893	533	1	number	number	NOUN
atssr-1893	533	2	of	of	ADP
atssr-1893	533	3	people	people	NOUN
atssr-1893	533	4	employed	employ	VERB
atssr-1893	533	5	in	in	ADP
atssr-1893	533	6	industries	industry	NOUN
atssr-1893	533	7	according	accord	VERB
atssr-1893	533	8	to	to	ADP
atssr-1893	533	9	records	record	NOUN
atssr-1893	533	10	by	by	ADP
atssr-1893	533	11	month	month	NOUN
atssr-1893	533	12	,	,	PUNCT
atssr-1893	533	13	sex	sex	NOUN
atssr-1893	533	14	,	,	PUNCT
atssr-1893	533	15	age	age	NOUN
atssr-1893	533	16	and	and	CCONJ
atssr-1893	533	17	background	background	NOUN
atssr-1893	533	18	.	.	PUNCT
atssr-1893	534	1	20082023	20082023	NUM
atssr-1893	534	2	.	.	PUNCT
atssr-1893	535	1	retrieved	retrieve	VERB
atssr-1893	535	2	from	from	ADP
atssr-1893	535	3	https://px.hagstofa.is/pxis/pxweb/is/samfelag/samfelag__vinnumarkadur__vinnuaflskraargogn/vin10030.p	https://px.hagstofa.is/pxis/pxweb/is/samfelag/samfelag__vinnumarkadur__vinnuaflskraargogn/vin10030.p	PROPN
atssr-1893	535	4	x/	x/	PROPN
atssr-1893	535	5	statistics	statistics	PROPN
atssr-1893	535	6	iceland	iceland	PROPN
atssr-1893	535	7	.	.	PUNCT
atssr-1893	536	1	(	(	PUNCT
atssr-1893	536	2	2024c	2024c	NUM
atssr-1893	536	3	)	)	PUNCT
atssr-1893	536	4	.	.	PUNCT
atssr-1893	537	1	the	the	DET
atssr-1893	537	2	main	main	ADJ
atssr-1893	537	3	items	item	NOUN
atssr-1893	537	4	of	of	ADP
atssr-1893	537	5	export	export	NOUN
atssr-1893	537	6	of	of	ADP
atssr-1893	537	7	goods	good	NOUN
atssr-1893	537	8	and	and	CCONJ
atssr-1893	537	9	services	service	NOUN
atssr-1893	537	10	2009	2009	NUM
atssr-1893	537	11	-	-	SYM
atssr-1893	537	12	2012	2012	NUM
atssr-1893	537	13	.	.	PUNCT
atssr-1893	538	1	retrieved	retrieve	VERB
atssr-1893	538	2	from	from	ADP
atssr-1893	538	3	https://px.hagstofa.is/pxis/pxweb/is/efnahagur/efnahagur__utanrikisverslun__3_voruthjonusta__voruthjonu	https://px.hagstofa.is/pxis/pxweb/is/efnahagur/efnahagur__utanrikisverslun__3_voruthjonusta__voruthjonu	NOUN
atssr-1893	538	4	staeldra	staeldra	PROPN
atssr-1893	538	5	/	/	SYM
atssr-1893	538	6	uta05001.px	uta05001.px	ADJ
atssr-1893	538	7	/	/	SYM
atssr-1893	538	8	table	table	NOUN
atssr-1893	538	9	/	/	SYM
atssr-1893	538	10	tableviewlayout2/	tableviewlayout2/	PROPN
atssr-1893	538	11	statistics	statistic	NOUN
atssr-1893	538	12	iceland	iceland	PROPN
atssr-1893	538	13	.	.	PUNCT
atssr-1893	539	1	(	(	PUNCT
atssr-1893	539	2	2024d	2024d	NUM
atssr-1893	539	3	)	)	PUNCT
atssr-1893	539	4	.	.	PUNCT
atssr-1893	540	1	wage	wage	NOUN
atssr-1893	540	2	index	index	NOUN
atssr-1893	540	3	,	,	PUNCT
atssr-1893	540	4	annual	annual	ADJ
atssr-1893	540	5	averages	average	NOUN
atssr-1893	540	6	from	from	ADP
atssr-1893	540	7	1989	1989	NUM
atssr-1893	540	8	.	.	PUNCT
atssr-1893	541	1	retrieved	retrieve	VERB
atssr-1893	541	2	from	from	ADP
atssr-1893	541	3	https://hagstofa.is/talnaefni/samfelag/laun-ogtekjur/launavisitala/#:~:text=v%c3%adsit%c3%b6lur%20launa.%20myndrit.%20talnaefni.%20528%201000	https://hagstofa.is/talnaefni/samfelag/laun-ogtekjur/launavisitala/#:~:text=v%c3%adsit%c3%b6lur%20launa.%20myndrit.%20talnaefni.%20528%201000	PROPN
atssr-1893	541	4	.	.	PUNCT
atssr-1893	542	1	%	%	INTJ
atssr-1893	542	2	20borgart%c3%ban%2021a,%20105%20reykjav%c3%adk	20borgart%c3%ban%2021a,%20105%20reykjav%c3%adk	NUM
atssr-1893	542	3	statistics	statistic	NOUN
atssr-1893	542	4	iceland	iceland	PROPN
atssr-1893	542	5	.	.	PUNCT
atssr-1893	543	1	(	(	PUNCT
atssr-1893	543	2	2024e	2024e	NUM
atssr-1893	543	3	)	)	PUNCT
atssr-1893	543	4	.	.	PUNCT
atssr-1893	544	1	selected	select	VERB
atssr-1893	544	2	items	item	NOUN
atssr-1893	544	3	of	of	ADP
atssr-1893	544	4	export	export	NOUN
atssr-1893	544	5	of	of	ADP
atssr-1893	544	6	goods	good	NOUN
atssr-1893	544	7	and	and	CCONJ
atssr-1893	544	8	services	service	NOUN
atssr-1893	544	9	2013	2013	NUM
atssr-1893	544	10	-	-	SYM
atssr-1893	544	11	2023	2023	NUM
atssr-1893	544	12	.	.	PUNCT
atssr-1893	544	13	retrieved	retrieve	VERB
atssr-1893	544	14	from	from	ADP
atssr-1893	544	15	https://px.hagstofa.is/pxis/pxweb/is/efnahagur/efnahagur__utanrikisverslun__3_voruthjonusta__voruthjonu	https://px.hagstofa.is/pxis/pxweb/is/efnahagur/efnahagur__utanrikisverslun__3_voruthjonusta__voruthjonu	NOUN
atssr-1893	544	16	sta	sta	NOUN
atssr-1893	544	17	/	/	SYM
atssr-1893	544	18	uta05003.px	uta05003.px	ADJ
atssr-1893	544	19	/	/	SYM
atssr-1893	544	20	table	table	NOUN
atssr-1893	544	21	/	/	SYM
atssr-1893	544	22	tableviewlayout2/	tableviewlayout2/	PROPN
atssr-1893	544	23	statistics	statistic	NOUN
atssr-1893	544	24	iceland	iceland	PROPN
atssr-1893	544	25	.	.	PUNCT
atssr-1893	545	1	(	(	PUNCT
atssr-1893	545	2	2024f	2024f	NUM
atssr-1893	545	3	)	)	PUNCT
atssr-1893	545	4	.	.	PUNCT
atssr-1893	546	1	consumer	consumer	NOUN
atssr-1893	546	2	price	price	NOUN
atssr-1893	546	3	index	index	NOUN
atssr-1893	546	4	,	,	PUNCT
atssr-1893	546	5	annual	annual	ADJ
atssr-1893	546	6	averages	average	NOUN
atssr-1893	546	7	.	.	PUNCT
atssr-1893	547	1	retrieved	retrieve	VERB
atssr-1893	547	2	from	from	ADP
atssr-1893	547	3	https://hagstofa.is/talnaefni/efnahagur/verdlag/visitalaneysluverds/#:~:text=v%c3%adsitala%20neysluver%c3%b0s.%20myndrit.%20talnaefni.%20ver%c3%b0lag	https://hagstofa.is/talnaefni/efnahagur/verdlag/visitalaneysluverds/#:~:text=v%c3%adsitala%20neysluver%c3%b0s.%20myndrit.%20talnaefni.%20ver%c3%b0lag	PROPN
atssr-1893	547	4	sreikniv%c3%a9l.%20til%20grundvallar%20%c3%batreikningnum%20eru%20notu%c3%b0	sreikniv%c3%a9l.%20til%20grundvallar%20%c3%batreikningnum%20eru%20notu%c3%b0	PROPN
atssr-1893	547	5	stefani	stefani	PROPN
atssr-1893	547	6	,	,	PUNCT
atssr-1893	547	7	a.	a.	PROPN
atssr-1893	547	8	d.	d.	PROPN
atssr-1893	547	9	(	(	PUNCT
atssr-1893	547	10	2020	2020	NUM
atssr-1893	547	11	)	)	PUNCT
atssr-1893	547	12	.	.	PUNCT
atssr-1893	548	1	debt	debt	NOUN
atssr-1893	548	2	,	,	PUNCT
atssr-1893	548	3	inequality	inequality	NOUN
atssr-1893	548	4	and	and	CCONJ
atssr-1893	548	5	house	house	NOUN
atssr-1893	548	6	prices	price	NOUN
atssr-1893	548	7	:	:	PUNCT
atssr-1893	548	8	explaining	explain	VERB
atssr-1893	548	9	the	the	DET
atssr-1893	548	10	dynamics	dynamic	NOUN
atssr-1893	548	11	of	of	ADP
atssr-1893	548	12	household	household	NOUN
atssr-1893	548	13	borrowing	borrowing	NOUN
atssr-1893	548	14	prior	prior	ADV
atssr-1893	548	15	to	to	ADP
atssr-1893	548	16	the	the	DET
atssr-1893	548	17	great	great	ADJ
atssr-1893	548	18	recession	recession	NOUN
atssr-1893	548	19	.	.	PUNCT
atssr-1893	549	1	journal	journal	NOUN
atssr-1893	549	2	of	of	ADP
atssr-1893	549	3	housing	housing	NOUN
atssr-1893	549	4	economics	economic	NOUN
atssr-1893	549	5	,	,	PUNCT
atssr-1893	549	6	47	47	NUM
atssr-1893	549	7	.	.	PUNCT
atssr-1893	550	1	https://doi.org/10.1016/j.jhe.2018.09.001	https://doi.org/10.1016/j.jhe.2018.09.001	PROPN
atssr-1893	550	2	sveinsson	sveinsson	PROPN
atssr-1893	550	3	,	,	PUNCT
atssr-1893	550	4	j.	j.	PROPN
atssr-1893	550	5	r.	r.	PROPN
atssr-1893	550	6	(	(	PUNCT
atssr-1893	550	7	2004	2004	NUM
atssr-1893	550	8	)	)	PUNCT
atssr-1893	550	9	.	.	PUNCT
atssr-1893	551	1	the	the	DET
atssr-1893	551	2	formation	formation	NOUN
atssr-1893	551	3	of	of	ADP
atssr-1893	551	4	urban	urban	ADJ
atssr-1893	551	5	homeownership	homeownership	NOUN
atssr-1893	551	6	in	in	ADP
atssr-1893	551	7	iceland	iceland	PROPN
atssr-1893	551	8	.	.	PUNCT
atssr-1893	552	1	paper	paper	PROPN
atssr-1893	552	2	presented	present	VERB
atssr-1893	552	3	at	at	ADP
atssr-1893	552	4	the	the	DET
atssr-1893	552	5	enhr	enhr	NOUN
atssr-1893	552	6	conference	conference	NOUN
atssr-1893	552	7	july	july	PROPN
atssr-1893	552	8	2	2	NUM
atssr-1893	552	9	-	-	SYM
atssr-1893	552	10	6	6	NUM
atssr-1893	552	11	,	,	PUNCT
atssr-1893	552	12	cambridge	cambridge	PROPN
atssr-1893	552	13	.	.	PUNCT
atssr-1893	553	1	tekin	tekin	PROPN
atssr-1893	553	2	,	,	PUNCT
atssr-1893	553	3	e.	e.	PROPN
atssr-1893	553	4	(	(	PUNCT
atssr-1893	553	5	2022	2022	NUM
atssr-1893	553	6	)	)	PUNCT
atssr-1893	553	7	.	.	PUNCT
atssr-1893	554	1	how	how	SCONJ
atssr-1893	554	2	home	home	NOUN
atssr-1893	554	3	prices	price	NOUN
atssr-1893	554	4	and	and	CCONJ
atssr-1893	554	5	household	household	NOUN
atssr-1893	554	6	incomes	income	NOUN
atssr-1893	554	7	changed	change	VERB
atssr-1893	554	8	since	since	SCONJ
atssr-1893	554	9	1960	1960	NUM
atssr-1893	554	10	.	.	PUNCT
atssr-1893	555	1	clever	clever	ADJ
atssr-1893	555	2	real	real	ADJ
atssr-1893	555	3	estate	estate	NOUN
atssr-1893	555	4	.	.	PUNCT
atssr-1893	556	1	retrieved	retrieve	VERB
atssr-1893	556	2	from	from	ADP
atssr-1893	556	3	https://listwithclever.com/research/home-price-v-income-historical-study/	https://listwithclever.com/research/home-price-v-income-historical-study/	X
atssr-1893	556	4	timperley	timperley	NOUN
atssr-1893	556	5	,	,	PUNCT
atssr-1893	556	6	c.	c.	NOUN
atssr-1893	556	7	(	(	PUNCT
atssr-1893	556	8	2020	2020	NUM
atssr-1893	556	9	)	)	PUNCT
atssr-1893	556	10	.	.	PUNCT
atssr-1893	557	1	generation	generation	NOUN
atssr-1893	557	2	rent	rent	NOUN
atssr-1893	557	3	.	.	PUNCT
atssr-1893	558	1	surrey	surrey	NOUN
atssr-1893	558	2	:	:	PUNCT
atssr-1893	558	3	canbury	canbury	PROPN
atssr-1893	558	4	press	press	NOUN
atssr-1893	558	5	.	.	PUNCT
atssr-1893	559	1	vareikaité	vareikaité	PROPN
atssr-1893	559	2	,	,	PUNCT
atssr-1893	559	3	s.	s.	PROPN
atssr-1893	559	4	,	,	PUNCT
atssr-1893	559	5	minelgaité	minelgaité	NOUN
atssr-1893	559	6	,	,	PUNCT
atssr-1893	559	7	i.	i.	NOUN
atssr-1893	559	8	,	,	PUNCT
atssr-1893	559	9	&	&	CCONJ
atssr-1893	559	10	magnússon	magnússon	PROPN
atssr-1893	559	11	,	,	PUNCT
atssr-1893	559	12	g.	g.	PROPN
atssr-1893	559	13	(	(	PUNCT
atssr-1893	559	14	2022	2022	NUM
atssr-1893	559	15	)	)	PUNCT
atssr-1893	559	16	.	.	PUNCT
atssr-1893	560	1	national	national	ADJ
atssr-1893	560	2	diversity	diversity	NOUN
atssr-1893	560	3	in	in	ADP
atssr-1893	560	4	the	the	DET
atssr-1893	560	5	management	management	NOUN
atssr-1893	560	6	of	of	ADP
atssr-1893	560	7	icelandic	icelandic	ADJ
atssr-1893	560	8	limited	limited	ADJ
atssr-1893	560	9	companies	company	NOUN
atssr-1893	560	10	.	.	PUNCT
atssr-1893	561	1	journal	journal	PROPN
atssr-1893	561	2	of	of	ADP
atssr-1893	561	3	business	business	NOUN
atssr-1893	561	4	and	and	CCONJ
atssr-1893	561	5	economics	economic	NOUN
atssr-1893	561	6	,	,	PUNCT
atssr-1893	561	7	19(1	19(1	NUM
atssr-1893	561	8	)	)	PUNCT
atssr-1893	561	9	,	,	PUNCT
atssr-1893	561	10	27	27	NUM
atssr-1893	561	11	-	-	SYM
atssr-1893	561	12	52	52	NUM
atssr-1893	561	13	.	.	PUNCT
atssr-1893	562	1	https://doi.org/10.24122/tve.a.2022.19.1.2	https://doi.org/10.24122/tve.a.2022.19.1.2	NOUN
atssr-1893	562	2	waldron	waldron	NOUN
atssr-1893	562	3	,	,	PUNCT
atssr-1893	562	4	r.	r.	PROPN
atssr-1893	562	5	(	(	PUNCT
atssr-1893	562	6	2024	2024	NUM
atssr-1893	562	7	)	)	PUNCT
atssr-1893	562	8	.	.	PUNCT
atssr-1893	563	1	responding	respond	VERB
atssr-1893	563	2	to	to	ADP
atssr-1893	563	3	housing	housing	NOUN
atssr-1893	563	4	precarity	precarity	NOUN
atssr-1893	563	5	:	:	PUNCT
atssr-1893	563	6	the	the	DET
atssr-1893	563	7	coping	cope	VERB
atssr-1893	563	8	strategies	strategy	NOUN
atssr-1893	563	9	of	of	ADP
atssr-1893	563	10	generation	generation	NOUN
atssr-1893	563	11	rent	rent	NOUN
atssr-1893	563	12	.	.	PUNCT
atssr-1893	564	1	housing	housing	NOUN
atssr-1893	564	2	studies	study	NOUN
atssr-1893	564	3	,	,	PUNCT
atssr-1893	564	4	39(1	39(1	NUM
atssr-1893	564	5	)	)	PUNCT
atssr-1893	564	6	,	,	PUNCT
atssr-1893	564	7	124145	124145	NUM
atssr-1893	564	8	.	.	PUNCT
atssr-1893	565	1	https://doi.org/10.1080/02673037.2021.2022606	https://doi.org/10.1080/02673037.2021.2022606	PROPN
atssr-1893	565	2	zwiers	zwier	NOUN
atssr-1893	565	3	,	,	PUNCT
atssr-1893	565	4	m.	m.	NOUN
atssr-1893	565	5	,	,	PUNCT
atssr-1893	565	6	bolt	bolt	NOUN
atssr-1893	565	7	,	,	PUNCT
atssr-1893	565	8	g.	g.	PROPN
atssr-1893	565	9	,	,	PUNCT
atssr-1893	565	10	van	van	PROPN
atssr-1893	565	11	ham	ham	PROPN
atssr-1893	565	12	,	,	PUNCT
atssr-1893	565	13	m.	m.	NOUN
atssr-1893	565	14	,	,	PUNCT
atssr-1893	565	15	&	&	CCONJ
atssr-1893	565	16	van	van	PROPN
atssr-1893	565	17	kempen	kempen	PROPN
atssr-1893	565	18	,	,	PUNCT
atssr-1893	565	19	r.	r.	PROPN
atssr-1893	565	20	(	(	PUNCT
atssr-1893	565	21	2016	2016	NUM
atssr-1893	565	22	)	)	PUNCT
atssr-1893	565	23	.	.	PUNCT
atssr-1893	566	1	the	the	DET
atssr-1893	566	2	global	global	ADJ
atssr-1893	566	3	financial	financial	ADJ
atssr-1893	566	4	crisis	crisis	NOUN
atssr-1893	566	5	and	and	CCONJ
atssr-1893	566	6	neighborhood	neighborhood	NOUN
atssr-1893	566	7	decline	decline	NOUN
atssr-1893	566	8	.	.	PUNCT
atssr-1893	567	1	urban	urban	ADJ
atssr-1893	567	2	geography	geography	NOUN
atssr-1893	567	3	,	,	PUNCT
atssr-1893	567	4	37(5	37(5	NUM
atssr-1893	567	5	)	)	PUNCT
atssr-1893	567	6	,	,	PUNCT
atssr-1893	567	7	664	664	NUM
atssr-1893	567	8	-	-	SYM
atssr-1893	567	9	684	684	NUM
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