id	sid	eid	entity	type
ajis02-1923	1	1	kumar	PERSON
ajis02-1923	1	2	sachan & kumar 2020	ORG
ajis02-1923	1	3	24	CARDINAL
ajis02-1923	1	4	1	CARDINAL
ajis02-1923	1	5	rajiv kumar amrita	PERSON
ajis02-1923	1	6	school of business coimbatore	ORG
ajis02-1923	1	7	india	GPE
ajis02-1923	1	8	1331.rajiv@gmail.com	CARDINAL
ajis02-1923	1	9	amit sachan	PERSON
ajis02-1923	1	10	indian institute of management	ORG
ajis02-1923	1	11	india	GPE
ajis02-1923	1	12	kumar mukhyamantri	PERSON
ajis02-1923	1	13	kutir udyam vikas board jharkhand	ORG
ajis02-1923	1	14	india	GPE
ajis02-1923	2	1	416	CARDINAL
ajis02-1923	4	1	v2.16.3	PERSON
ajis02-1923	14	1	india 1	FAC
ajis02-1923	14	2	al-somali	PERSON
ajis02-1923	14	3	2009	DATE
ajis02-1923	15	1	kesharwani & bisht	ORG
ajis02-1923	15	2	2012	DATE
ajis02-1923	15	3	hours	TIME
ajis02-1923	15	4	al-somali et australasian journal of information systems	ORG
ajis02-1923	15	5	kumar	PERSON
ajis02-1923	15	6	sachan & kumar 2020	ORG
ajis02-1923	15	7	24	CARDINAL
ajis02-1923	15	8	2 al	QUANTITY
ajis02-1923	15	9	2009	DATE
ajis02-1923	16	1	one	CARDINAL
ajis02-1923	16	2	chandra	PERSON
ajis02-1923	16	3	2015	DATE
ajis02-1923	16	4	szopiński	PERSON
ajis02-1923	16	5	2016	DATE
ajis02-1923	18	1	icts	ORG
ajis02-1923	20	1	kesharwani & bisht	ORG
ajis02-1923	20	2	2012	DATE
ajis02-1923	23	1	al-somali et al.	PERSON
ajis02-1923	23	2	2009	DATE
ajis02-1923	23	3	khalfan	PERSON
ajis02-1923	23	4	alrefaei, & alhajery	ORG
ajis02-1923	23	5	2006	DATE
ajis02-1923	24	1	the 80s	DATE
ajis02-1923	24	2	dhananjay & chandra	ORG
ajis02-1923	24	3	2015	DATE
ajis02-1923	24	4	india	GPE
ajis02-1923	24	5	the mid-nineties	DATE
ajis02-1923	24	6	kesharwani & bisht	ORG
ajis02-1923	24	7	2012	DATE
ajis02-1923	25	1	kesharwani & bisht	ORG
ajis02-1923	25	2	2012	DATE
ajis02-1923	26	1	facebook	ORG
ajis02-1923	26	2	the boston consulting group	ORG
ajis02-1923	26	3	2020	DATE
ajis02-1923	26	4	2017	DATE
ajis02-1923	26	5	india	GPE
ajis02-1923	26	6	the year 2016	DATE
ajis02-1923	27	1	2020	DATE
ajis02-1923	27	2	2017	DATE
ajis02-1923	27	3	india	GPE
ajis02-1923	27	4	45 million	CARDINAL
ajis02-1923	27	5	more than 150 million	CARDINAL
ajis02-1923	27	6	2020	DATE
ajis02-1923	28	1	india	GPE
ajis02-1923	28	2	2020	DATE
ajis02-1923	28	3	2017	DATE
ajis02-1923	29	1	facebook	ORG
ajis02-1923	29	2	the boston consulting group	ORG
ajis02-1923	29	3	2020	DATE
ajis02-1923	29	4	2017	DATE
ajis02-1923	30	1	only 12%	PERCENT
ajis02-1923	31	1	more than half	CARDINAL
ajis02-1923	31	2	2020	DATE
ajis02-1923	31	3	2017	DATE
ajis02-1923	32	1	kesharwani & bisht	ORG
ajis02-1923	32	2	2012	DATE
ajis02-1923	36	1	zeithaml	PERSON
ajis02-1923	36	2	1991	DATE
ajis02-1923	37	1	barry	GPE
ajis02-1923	37	2	chuck, & amit	ORG
ajis02-1923	37	3	2017	DATE
ajis02-1923	39	1	kumar	PERSON
ajis02-1923	39	2	sachan & kumar 2020	ORG
ajis02-1923	39	3	24	CARDINAL
ajis02-1923	39	4	3	CARDINAL
ajis02-1923	39	5	jay et al.	PERSON
ajis02-1923	39	6	2017	DATE
ajis02-1923	40	1	jay et al.	PERSON
ajis02-1923	40	2	2017	DATE
ajis02-1923	41	1	davis	PERSON
ajis02-1923	41	2	1989	DATE
ajis02-1923	41	3	kesharwani & bisht	ORG
ajis02-1923	41	4	2012	DATE
ajis02-1923	42	1	khalfan	PERSON
ajis02-1923	42	2	alrefaei	PERSON
ajis02-1923	42	3	al-hajery	PERSON
ajis02-1923	42	4	2006	DATE
ajis02-1923	42	5	al-somali	ORG
ajis02-1923	42	6	clegg	PERSON
ajis02-1923	42	7	2009	DATE
ajis02-1923	42	8	kaura	GPE
ajis02-1923	42	9	2013	DATE
ajis02-1923	42	10	bashir	PERSON
ajis02-1923	42	11	2015	DATE
ajis02-1923	42	12	singh	GPE
ajis02-1923	42	13	malhotra	GPE
ajis02-1923	42	14	2015	DATE
ajis02-1923	42	15	szopiński	PERSON
ajis02-1923	42	16	2016	DATE
ajis02-1923	43	1	al-refai	PERSON
ajis02-1923	43	2	2013	DATE
ajis02-1923	43	3	papadomichelaki & mentzas	ORG
ajis02-1923	43	4	2012	DATE
ajis02-1923	44	1	2020	DATE
ajis02-1923	44	2	2017	DATE
ajis02-1923	48	1	ba & johansson, 2008	ORG
ajis02-1923	48	2	luu	ORG
ajis02-1923	48	3	hau	GPE
ajis02-1923	48	4	ngo	GPE
ajis02-1923	48	5	bucic	GPE
ajis02-1923	48	6	& cuong	GPE
ajis02-1923	48	7	2016	DATE
ajis02-1923	48	8	kumar, & kumar	ORG
ajis02-1923	48	9	2018	DATE
ajis02-1923	50	1	ba & johansson, 2008	ORG
ajis02-1923	54	1	bashir & madhavaiah	ORG
ajis02-1923	54	2	2015	CARDINAL
ajis02-1923	54	3	khalfan et al.	PERSON
ajis02-1923	54	4	2006	DATE
ajis02-1923	54	5	laukkanen	ORG
ajis02-1923	54	6	2007	DATE
ajis02-1923	54	7	sharma & govindaluri	ORG
ajis02-1923	54	8	2014	DATE
ajis02-1923	54	9	singh & malhotra	ORG
ajis02-1923	54	10	2015	DATE
ajis02-1923	54	11	tan & teo	PERSON
ajis02-1923	54	12	2000	DATE
ajis02-1923	57	1	anderson & srinivasan	ORG
ajis02-1923	57	2	2003	DATE
ajis02-1923	57	3	chang & wang	ORG
ajis02-1923	57	4	2011	DATE
ajis02-1923	57	5	chang	PERSON
ajis02-1923	57	6	wang, & yang	ORG
ajis02-1923	57	7	2009	DATE
ajis02-1923	58	1	one	CARDINAL
ajis02-1923	58	2	chang & wang	ORG
ajis02-1923	58	3	2011	DATE
ajis02-1923	58	4	chang et al.	PERSON
ajis02-1923	58	5	2009	DATE
ajis02-1923	59	1	zeithaml, 1988	DATE
ajis02-1923	59	2	bolton	PERSON
ajis02-1923	59	3	1991	DATE
ajis02-1923	59	4	2000	DATE
ajis02-1923	59	5	mishra	PERSON
ajis02-1923	59	6	2009	DATE
ajis02-1923	60	1	kumar	PERSON
ajis02-1923	60	2	sachan & kumar 2020	ORG
ajis02-1923	60	3	24	CARDINAL
ajis02-1923	60	4	4	CARDINAL
ajis02-1923	63	1	three	CARDINAL
ajis02-1923	63	2	first	ORDINAL
ajis02-1923	63	3	second	ORDINAL
ajis02-1923	63	4	third	ORDINAL
ajis02-1923	64	1	2	CARDINAL
ajis02-1923	64	2	gupta & suri	ORG
ajis02-1923	64	3	2017	DATE
ajis02-1923	65	1	two	CARDINAL
ajis02-1923	65	2	2016	DATE
ajis02-1923	65	3	zeithaml et al.	PERSON
ajis02-1923	65	4	1991	DATE
ajis02-1923	67	1	1992	DATE
ajis02-1923	69	1	bagozzi	PERSON
ajis02-1923	69	2	1992	DATE
ajis02-1923	70	1	fourth	ORDINAL
ajis02-1923	71	1	1	CARDINAL
ajis02-1923	73	1	2.1	CARDINAL
ajis02-1923	74	1	ba & johansson, 2008	ORG
ajis02-1923	75	1	roth	PERSON
ajis02-1923	75	2	jackson	PERSON
ajis02-1923	75	3	1995	DATE
ajis02-1923	76	1	roth & jackson, 1995	ORG
ajis02-1923	77	1	kumar	PERSON
ajis02-1923	77	2	kumar	PERSON
ajis02-1923	77	3	2018	DATE
ajis02-1923	80	1	kumar	PERSON
ajis02-1923	80	2	sachan & kumar 2020	ORG
ajis02-1923	80	3	24	CARDINAL
ajis02-1923	80	4	5	CARDINAL
ajis02-1923	82	1	2.2	CARDINAL
ajis02-1923	82	2	woodruff	GPE
ajis02-1923	82	3	1997	DATE
ajis02-1923	83	1	chang et al.	PERSON
ajis02-1923	83	2	2009	DATE
ajis02-1923	83	3	1977	DATE
ajis02-1923	84	1	today	DATE
ajis02-1923	84	2	jones & sasser, 1995	ORG
ajis02-1923	84	3	mcdougall & levesque	ORG
ajis02-1923	84	4	2000	DATE
ajis02-1923	85	1	jones	PERSON
ajis02-1923	85	2	sasser, & schlesinger	ORG
ajis02-1923	85	3	1994	DATE
ajis02-1923	85	4	mcdougall & levesque	ORG
ajis02-1923	85	5	2000	DATE
ajis02-1923	86	1	one	CARDINAL
ajis02-1923	86	2	anderson & srinivasan	ORG
ajis02-1923	86	3	2003	DATE
ajis02-1923	87	1	anderson	PERSON
ajis02-1923	87	2	srinivasan	GPE
ajis02-1923	87	3	2003	DATE
ajis02-1923	88	1	meuter et al	PERSON
ajis02-1923	89	1	2000	DATE
ajis02-1923	89	2	two	CARDINAL
ajis02-1923	90	1	2.3	CARDINAL
ajis02-1923	90	2	chang et al.	PERSON
ajis02-1923	90	3	2009	DATE
ajis02-1923	91	1	chang & polonsky	ORG
ajis02-1923	91	2	2012	DATE
ajis02-1923	92	1	chang & polonsky	ORG
ajis02-1923	92	2	2012	DATE
ajis02-1923	93	1	youngdahl & kellogg	ORG
ajis02-1923	93	2	1997	DATE
ajis02-1923	94	1	cronin	PERSON
ajis02-1923	94	2	brady	PERSON
ajis02-1923	94	3	hult	PERSON
ajis02-1923	94	4	2000	DATE
ajis02-1923	94	5	chang	PERSON
ajis02-1923	94	6	polonsky	PERSON
ajis02-1923	94	7	2012	DATE
ajis02-1923	94	8	2015	DATE
ajis02-1923	95	1	2.4	CARDINAL
ajis02-1923	96	1	2015	DATE
ajis02-1923	96	2	chang & wang	ORG
ajis02-1923	96	3	2011	DATE
ajis02-1923	96	4	mcdougall & levesque	ORG
ajis02-1923	96	5	2000	DATE
ajis02-1923	96	6	wang	ORG
ajis02-1923	96	7	2014	DATE
ajis02-1923	96	8	yang & peterson	ORG
ajis02-1923	96	9	2004	DATE
ajis02-1923	97	1	2015	DATE
ajis02-1923	99	1	2.5	CARDINAL
ajis02-1923	99	2	2.5.1	CARDINAL
ajis02-1923	99	3	ba & johansson, 2008	ORG
ajis02-1923	99	4	1982	DATE
ajis02-1923	99	5	luu et al.	ORG
ajis02-1923	99	6	2016	DATE
ajis02-1923	99	7	2018	DATE
ajis02-1923	100	1	kumar	PERSON
ajis02-1923	100	2	sachan & kumar 2020	ORG
ajis02-1923	100	3	24	CARDINAL
ajis02-1923	100	4	6	CARDINAL
ajis02-1923	101	1	danaher & mattsson	ORG
ajis02-1923	101	2	1994	DATE
ajis02-1923	101	3	luu et al.	ORG
ajis02-1923	101	4	2016	DATE
ajis02-1923	102	1	2016	DATE
ajis02-1923	103	1	johansson	PERSON
ajis02-1923	103	2	2008	DATE
ajis02-1923	106	1	kumar	PERSON
ajis02-1923	106	2	kumar	PERSON
ajis02-1923	106	3	2018	DATE
ajis02-1923	107	1	luu et al	PERSON
ajis02-1923	108	1	2016	DATE
ajis02-1923	110	1	first	ORDINAL
ajis02-1923	111	1	2.5.2	CARDINAL
ajis02-1923	111	2	chang	PERSON
ajis02-1923	111	3	2012	DATE
ajis02-1923	111	4	2014	DATE
ajis02-1923	111	5	2015	DATE
ajis02-1923	113	1	chen, ling	ORG
ajis02-1923	113	2	ying, & meng	ORG
ajis02-1923	113	3	2012	DATE
ajis02-1923	114	1	anderson	PERSON
ajis02-1923	114	2	srinivasan	GPE
ajis02-1923	114	3	2003	DATE
ajis02-1923	116	1	2015	DATE
ajis02-1923	116	2	caruana	ORG
ajis02-1923	116	3	1998	DATE
ajis02-1923	116	4	chang et al.	PERSON
ajis02-1923	116	5	2009	DATE
ajis02-1923	116	6	2000	DATE
ajis02-1923	116	7	chang et al.	PERSON
ajis02-1923	116	8	2009	DATE
ajis02-1923	116	9	chang & polonsky	ORG
ajis02-1923	116	10	2012	DATE
ajis02-1923	116	11	zeithaml	PERSON
ajis02-1923	116	12	1996	DATE
ajis02-1923	118	1	2.5.3	CARDINAL
ajis02-1923	118	2	ibps	ORG
ajis02-1923	118	3	1998	DATE
ajis02-1923	119	1	taiwanese	NORP
ajis02-1923	119	2	chang & polonsky	ORG
ajis02-1923	119	3	2012	DATE
ajis02-1923	121	1	kumar	PERSON
ajis02-1923	121	2	sachan & kumar 2020	ORG
ajis02-1923	121	3	24	CARDINAL
ajis02-1923	121	4	7	CARDINAL
ajis02-1923	124	1	2.5.4	CARDINAL
ajis02-1923	124	2	cronin	PERSON
ajis02-1923	124	3	brady	PERSON
ajis02-1923	124	4	hult	PERSON
ajis02-1923	124	5	2000	DATE
ajis02-1923	125	1	caruana	ORG
ajis02-1923	125	2	1998	DATE
ajis02-1923	126	1	caruana et al.	ORG
ajis02-1923	126	2	1998	DATE
ajis02-1923	129	1	ba	ORG
ajis02-1923	129	2	johansson	GPE
ajis02-1923	129	3	kumar	PERSON
ajis02-1923	129	4	kumar	PERSON
ajis02-1923	129	5	2018	DATE
ajis02-1923	132	1	2.5.5	CARDINAL
ajis02-1923	132	2	2015	DATE
ajis02-1923	132	3	chang et al.	PERSON
ajis02-1923	132	4	2009	DATE
ajis02-1923	132	5	cronin et al.	PERSON
ajis02-1923	132	6	2000	DATE
ajis02-1923	133	1	cronin et al.	PERSON
ajis02-1923	133	2	2000	DATE
ajis02-1923	133	3	kim, 2014	ORG
ajis02-1923	135	1	chang et al.	PERSON
ajis02-1923	135	2	2009	DATE
ajis02-1923	136	1	chang et al.	PERSON
ajis02-1923	136	2	2009	DATE
ajis02-1923	137	1	anderson & srinivasan	ORG
ajis02-1923	137	2	2003	DATE
ajis02-1923	139	1	chang et al.	PERSON
ajis02-1923	139	2	2009	DATE
ajis02-1923	140	1	chang et al	PERSON
ajis02-1923	140	2	2009	DATE
ajis02-1923	142	1	fifth	ORDINAL
ajis02-1923	143	1	australasian journal of information systems	ORG
ajis02-1923	143	2	kumar	PERSON
ajis02-1923	143	3	sachan & kumar 2020	ORG
ajis02-1923	143	4	24	CARDINAL
ajis02-1923	143	5	8	CARDINAL
ajis02-1923	144	1	1	CARDINAL
ajis02-1923	144	2	3	CARDINAL
ajis02-1923	145	1	1	CARDINAL
ajis02-1923	148	1	between december 2017 and may 2018	DATE
ajis02-1923	148	2	india	GPE
ajis02-1923	149	1	20	CARDINAL
ajis02-1923	150	1	3.1	CARDINAL
ajis02-1923	152	1	yang	PERSON
ajis02-1923	152	2	peterson	PERSON
ajis02-1923	152	3	2004	DATE
ajis02-1923	153	1	three	CARDINAL
ajis02-1923	154	1	three	CARDINAL
ajis02-1923	154	2	2015	CARDINAL
ajis02-1923	155	1	2015	CARDINAL
ajis02-1923	156	1	six	CARDINAL
ajis02-1923	156	2	johansson	PERSON
ajis02-1923	156	3	2008	DATE
ajis02-1923	157	1	indian	NORP
ajis02-1923	159	1	five	CARDINAL
ajis02-1923	159	2	1	CARDINAL
ajis02-1923	159	3	5	CARDINAL
ajis02-1923	160	1	appendix a. australasian journal	GPE
ajis02-1923	160	2	kumar	PERSON
ajis02-1923	160	3	sachan & kumar 2020	ORG
ajis02-1923	160	4	24	CARDINAL
ajis02-1923	160	5	9 3.2	CARDINAL
ajis02-1923	160	6	six months	DATE
ajis02-1923	162	1	india	GPE
ajis02-1923	162	2	600	CARDINAL
ajis02-1923	164	1	439	CARDINAL
ajis02-1923	164	2	only 416	CARDINAL
ajis02-1923	164	3	69.33%	PERCENT
ajis02-1923	165	1	136	CARDINAL
ajis02-1923	166	1	2018	DATE
ajis02-1923	167	1	younger than	DATE
ajis02-1923	167	2	35 years of age	DATE
ajis02-1923	168	1	61.5 percent	PERCENT
ajis02-1923	168	2	26.2 percent	PERCENT
ajis02-1923	170	1	1	CARDINAL
ajis02-1923	171	1	280	CARDINAL
ajis02-1923	171	2	136	CARDINAL
ajis02-1923	171	3	32.7	MONEY
ajis02-1923	171	4	49.8	CARDINAL
ajis02-1923	171	5	5.8	CARDINAL
ajis02-1923	171	6	4 1.0	CARDINAL
ajis02-1923	171	7	20 4.8	CARDINAL
ajis02-1923	171	8	256	CARDINAL
ajis02-1923	171	9	61.5	MONEY
ajis02-1923	171	10	109	CARDINAL
ajis02-1923	171	11	26.2	MONEY
ajis02-1923	171	12	27 6.5	CARDINAL
ajis02-1923	171	13	5l	CARDINAL
ajis02-1923	171	14	231 55.5	QUANTITY
ajis02-1923	171	15	5l-10l	CARDINAL
ajis02-1923	171	16	22.4	CARDINAL
ajis02-1923	171	17	10l-15l	CARDINAL
ajis02-1923	171	18	13.7	CARDINAL
ajis02-1923	171	19	15l-20l 22	DATE
ajis02-1923	171	20	20l 13	DATE
ajis02-1923	171	21	3.1	CARDINAL
ajis02-1923	171	22	less than 2 year	DATE
ajis02-1923	171	23	2 and 4 years	DATE
ajis02-1923	171	24	12.3	CARDINAL
ajis02-1923	171	25	4 and 6 years	DATE
ajis02-1923	171	26	105 25.2	QUANTITY
ajis02-1923	171	27	6 years	DATE
ajis02-1923	171	28	55.8	CARDINAL
ajis02-1923	171	29	less than 2 year	DATE
ajis02-1923	171	30	11.3	CARDINAL
ajis02-1923	171	31	2 and 4 years	DATE
ajis02-1923	171	32	4 and 6 years	DATE
ajis02-1923	171	33	6 years	DATE
ajis02-1923	171	34	38 9.1	CARDINAL
ajis02-1923	171	35	1	CARDINAL
ajis02-1923	171	36	3.3	CARDINAL
ajis02-1923	171	37	2	CARDINAL
ajis02-1923	172	1	3	CARDINAL
ajis02-1923	173	1	two	CARDINAL
ajis02-1923	173	2	ibsdsp2 & ibsdsp5	ORG
ajis02-1923	173	3	two	CARDINAL
ajis02-1923	173	4	pv3 & pv5	ORG
ajis02-1923	173	5	0.5	CARDINAL
ajis02-1923	174	1	australasian journal of information systems	ORG
ajis02-1923	174	2	kumar	PERSON
ajis02-1923	174	3	sachan & kumar 2020	ORG
ajis02-1923	174	4	24	CARDINAL
ajis02-1923	174	5	10	CARDINAL
ajis02-1923	174	6	4	CARDINAL
ajis02-1923	175	1	0.70	CARDINAL
ajis02-1923	175	2	babin	ORG
ajis02-1923	175	3	anderson, & tatham	ORG
ajis02-1923	175	4	2006	DATE
ajis02-1923	176	1	0.50	CARDINAL
ajis02-1923	176	2	fornell & larcker	ORG
ajis02-1923	176	3	1981	DATE
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ajis02-1923	176	5	chang et al.	PERSON
ajis02-1923	176	6	2009	DATE
ajis02-1923	178	1	greater than 0.70	CARDINAL
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ajis02-1923	180	2	0.899 0.826	CARDINAL
ajis02-1923	180	3	0.900 0.826	CARDINAL
ajis02-1923	180	4	2	CARDINAL
ajis02-1923	180	5	1	CARDINAL
ajis02-1923	180	6	pv6 .772	PERSON
ajis02-1923	180	7	.321	CARDINAL
ajis02-1923	180	8	cs3 .809 cs4	PERSON
ajis02-1923	181	1	ibsdsp1	ORG
ajis02-1923	182	1	ibsdsp3	ORG
ajis02-1923	183	1	ibsdsp4	PERSON
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ajis02-1923	187	1	5	CARDINAL
ajis02-1923	188	1	3	CARDINAL
ajis02-1923	188	2	4	CARDINAL
ajis02-1923	189	1	0.80	CARDINAL
ajis02-1923	190	1	2006	DATE
ajis02-1923	193	1	2002	DATE
ajis02-1923	194	1	australasian journal of information systems	ORG
ajis02-1923	194	2	kumar	PERSON
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ajis02-1923	194	4	24	CARDINAL
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ajis02-1923	195	1	cs bi ibsds	ORG
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ajis02-1923	196	1	0.783	CARDINAL
ajis02-1923	196	2	.389	CARDINAL
ajis02-1923	196	3	0.826	CARDINAL
ajis02-1923	196	4	4	CARDINAL
ajis02-1923	196	5	3.4	CARDINAL
ajis02-1923	197	1	baron & kenny	ORG
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ajis02-1923	197	3	chang & polonsky	ORG
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ajis02-1923	197	5	four	CARDINAL
ajis02-1923	197	6	1	CARDINAL
ajis02-1923	197	7	2	CARDINAL
ajis02-1923	197	8	3	CARDINAL
ajis02-1923	197	9	4	CARDINAL
ajis02-1923	199	1	& kenny	PERSON
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ajis02-1923	199	3	chang & polonsky	ORG
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ajis02-1923	199	5	1	CARDINAL
ajis02-1923	199	6	2	CARDINAL
ajis02-1923	199	7	3	CARDINAL
ajis02-1923	199	8	4	CARDINAL
ajis02-1923	199	9	1	CARDINAL
ajis02-1923	200	1	•	CARDINAL
ajis02-1923	200	2	4	CARDINAL
ajis02-1923	200	3	3	CARDINAL
ajis02-1923	200	4	1986	DATE
ajis02-1923	200	5	chang & polonsky	ORG
ajis02-1923	200	6	2012	DATE
ajis02-1923	201	1	•	CARDINAL
ajis02-1923	201	2	1995	DATE
ajis02-1923	201	3	1986	DATE
ajis02-1923	201	4	chang & polonsky	ORG
ajis02-1923	201	5	2012	DATE
ajis02-1923	202	1	australasian journal of information systems	ORG
ajis02-1923	202	2	kumar	PERSON
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ajis02-1923	202	4	24	CARDINAL
ajis02-1923	202	5	12	CARDINAL
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ajis02-1923	202	8	2012	DATE
ajis02-1923	203	1	4	CARDINAL
ajis02-1923	203	2	4.1	CARDINAL
ajis02-1923	204	1	5	CARDINAL
ajis02-1923	205	1	first	ORDINAL
ajis02-1923	205	2	1	CARDINAL
ajis02-1923	206	1	second	ORDINAL
ajis02-1923	207	1	second	ORDINAL
ajis02-1923	207	2	2	CARDINAL
ajis02-1923	208	1	third	ORDINAL
ajis02-1923	209	1	fourth	ORDINAL
ajis02-1923	209	2	4	CARDINAL
ajis02-1923	211	1	2	CARDINAL
ajis02-1923	211	2	4	CARDINAL
ajis02-1923	214	1	1	CARDINAL
ajis02-1923	214	2	2	CARDINAL
ajis02-1923	214	3	0.154	CARDINAL
ajis02-1923	214	4	0.395 0.00	QUANTITY
ajis02-1923	214	5	2	CARDINAL
ajis02-1923	214	6	2	CARDINAL
ajis02-1923	214	7	0.223	CARDINAL
ajis02-1923	214	8	0.498 0.00	CARDINAL
ajis02-1923	214	9	3	CARDINAL
ajis02-1923	214	10	2	CARDINAL
ajis02-1923	214	11	.150	CARDINAL
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ajis02-1923	214	14	2	CARDINAL
ajis02-1923	214	15	0.292	CARDINAL
ajis02-1923	214	16	0.229	CARDINAL
ajis02-1923	214	17	cs-0.00	PERSON
ajis02-1923	214	18	5	CARDINAL
ajis02-1923	214	19	4.1	CARDINAL
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ajis02-1923	214	23	1	CARDINAL
ajis02-1923	214	24	6	CARDINAL
ajis02-1923	214	25	7	CARDINAL
ajis02-1923	215	1	zero	CARDINAL
ajis02-1923	215	2	6	CARDINAL
ajis02-1923	215	3	kumar	PERSON
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ajis02-1923	215	5	24	CARDINAL
ajis02-1923	215	6	13	CARDINAL
ajis02-1923	215	7	h4	ORG
ajis02-1923	218	1	3.0000 412.0000 .0000	QUANTITY
ajis02-1923	218	2	coeff	ORG
ajis02-1923	221	1	1.9912	CARDINAL
ajis02-1923	221	2	1.8810	CARDINAL
ajis02-1923	222	1	.7277	ORG
ajis02-1923	223	1	5.5156	CARDINAL
ajis02-1923	226	1	3.5638 .0004	MONEY
ajis02-1923	229	1	t p	ORG
ajis02-1923	230	1	2.8798	CARDINAL
ajis02-1923	231	1	4.4651	CARDINAL
ajis02-1923	232	1	3.6514	CARDINAL
ajis02-1923	233	1	3.7562	CARDINAL
ajis02-1923	234	1	1.6492	CARDINAL
ajis02-1923	234	2	6	CARDINAL
ajis02-1923	237	1	3.0000 412.0000	QUANTITY
ajis02-1923	238	1	coeff	ORG
ajis02-1923	238	2	t p	ORG
ajis02-1923	239	1	.5251	GPE
ajis02-1923	240	1	1.6860	CARDINAL
ajis02-1923	242	1	3.9065 .0001	CARDINAL
ajis02-1923	242	2	1.0501 cs .5885 .1453	QUANTITY
ajis02-1923	242	3	4.0499 .0001	MONEY
ajis02-1923	243	1	t p llci ulci	ORG
ajis02-1923	243	2	2.8798	CARDINAL
ajis02-1923	245	1	.2447	PERSON
ajis02-1923	246	1	3.6514 .2745	PERSON
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ajis02-1923	248	1	4.4231 .2082	CARDINAL
ajis02-1923	248	2	3.2186	CARDINAL
ajis02-1923	248	3	7	CARDINAL
ajis02-1923	248	4	2	CARDINAL
ajis02-1923	248	5	3	CARDINAL
ajis02-1923	249	1	fig	ORG
ajis02-1923	249	2	2	CARDINAL
ajis02-1923	249	3	6	CARDINAL
ajis02-1923	250	1	h4	ORG
ajis02-1923	251	1	3	CARDINAL
ajis02-1923	251	2	7	CARDINAL
ajis02-1923	252	1	kumar	PERSON
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ajis02-1923	254	1	2	CARDINAL
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ajis02-1923	259	1	three	CARDINAL
ajis02-1923	259	2	first	ORDINAL
ajis02-1923	259	3	second	ORDINAL
ajis02-1923	260	1	fa ct io n	PERSON
ajis02-1923	260	2	0 1 2 3 4 5	QUANTITY
ajis02-1923	260	3	vi	PERSON
ajis02-1923	260	4	al	PERSON
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ajis02-1923	260	8	24	CARDINAL
ajis02-1923	260	9	15	CARDINAL
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ajis02-1923	260	15	khalfan	PERSON
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ajis02-1923	260	19	al-somali	ORG
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ajis02-1923	260	22	kesharwani	GPE
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ajis02-1923	262	1	three	CARDINAL
ajis02-1923	263	1	first	ORDINAL
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ajis02-1923	265	2	2018	DATE
ajis02-1923	267	1	second	ORDINAL
ajis02-1923	268	1	chang & wang	ORG
ajis02-1923	268	2	2011	DATE
ajis02-1923	268	3	chang et al.	PERSON
ajis02-1923	268	4	2009	DATE
ajis02-1923	269	1	ibps	ORG
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ajis02-1923	278	1	anderson & srinivasan	ORG
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ajis02-1923	278	3	chang & wang	ORG
ajis02-1923	278	4	2011	DATE
ajis02-1923	278	5	chang et al.	PERSON
ajis02-1923	278	6	2009	DATE
ajis02-1923	283	1	kumar	PERSON
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ajis02-1923	283	3	24	CARDINAL
ajis02-1923	283	4	16	CARDINAL
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ajis02-1923	298	1	6	CARDINAL
ajis02-1923	301	1	416	CARDINAL
ajis02-1923	301	2	india	GPE
ajis02-1923	303	1	one	CARDINAL
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ajis02-1923	304	4	sweeney	ORG
ajis02-1923	304	5	2001	DATE
ajis02-1923	307	1	first	ORDINAL
ajis02-1923	310	1	australasian journal of information systems	ORG
ajis02-1923	310	2	kumar	PERSON
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ajis02-1923	310	4	24	CARDINAL
ajis02-1923	310	5	17	CARDINAL
ajis02-1923	310	6	al-somali	PERSON
ajis02-1923	310	7	s. a.	PERSON
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ajis02-1923	311	1	saudi arabia	GPE
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ajis02-1923	312	2	29(2	CARDINAL
ajis02-1923	312	3	130–141	CARDINAL
ajis02-1923	313	1	a.	PERSON
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ajis02-1923	315	2	30(3	CARDINAL
ajis02-1923	315	3	277–288	CARDINAL
ajis02-1923	316	1	anderson	PERSON
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ajis02-1923	316	4	2003	DATE
ajis02-1923	318	1	20(2	CARDINAL
ajis02-1923	318	2	123–138	CARDINAL
ajis02-1923	319	1	https://doi.org/10.1002/mar.10063 ba	PERSON
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ajis02-1923	319	3	w. c. (	PERSON
ajis02-1923	321	1	17(1	CARDINAL
ajis02-1923	321	2	107–119	CARDINAL
ajis02-1923	322	1	r. p.	PERSON
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ajis02-1923	325	1	quarterly	DATE
ajis02-1923	325	2	178–204	DATE
ajis02-1923	326	1	r. m.	PERSON
ajis02-1923	326	2	d. a.	PERSON
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ajis02-1923	328	1	51(6	CARDINAL
ajis02-1923	328	2	1173–1182	CARDINAL
ajis02-1923	329	1	bashir	PERSON
ajis02-1923	329	2	i., & madhavaiah	ORG
ajis02-1923	330	1	india	GPE
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ajis02-1923	331	2	indian	NORP
ajis02-1923	331	3	7(1	DATE
ajis02-1923	332	1	67–102	CARDINAL
ajis02-1923	332	2	https://doi.org/10.1108/el-01-2017-0019 bauer	PERSON
ajis02-1923	332	3	h. h.	PERSON
ajis02-1923	332	4	m., & falk	ORG
ajis02-1923	332	5	t. (	GPE
ajis02-1923	332	6	2005	DATE
ajis02-1923	334	1	international journal of bank	ORG
ajis02-1923	334	2	23(2	CARDINAL
ajis02-1923	334	3	153–175	CARDINAL
ajis02-1923	335	1	j., de ruyter	ORG
ajis02-1923	335	2	k., & peeters	ORG
ajis02-1923	335	3	1998	DATE
ajis02-1923	337	1	international journal of bank	ORG
ajis02-1923	337	2	16(7	CARDINAL
ajis02-1923	337	3	276–286	CARDINAL
ajis02-1923	338	1	https://doi.org/10.1108/02652329810245984 bolton	PERSON
ajis02-1923	338	2	r. n., & drew	PERSON
ajis02-1923	338	3	j. h.	PERSON
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ajis02-1923	340	1	17(4	CARDINAL
ajis02-1923	340	2	375	CARDINAL
ajis02-1923	341	1	k. r.	PERSON
ajis02-1923	341	2	2015	DATE
ajis02-1923	343	1	retail & distribution management	ORG
ajis02-1923	343	2	727–751	DATE
ajis02-1923	344	1	k.	PERSON
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ajis02-1923	344	3	f.	PERSON
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ajis02-1923	346	1	503–514	CARDINAL
ajis02-1923	347	1	https://doi.org/10.1108/08876040210443382 caruana	ORG
ajis02-1923	347	2	a.	PERSON
ajis02-1923	347	3	a. h.	PERSON
ajis02-1923	347	4	1998	DATE
ajis02-1923	349	1	european journal of marketing	ORG
ajis02-1923	349	2	34(11/12	CARDINAL
ajis02-1923	349	3	1338–1353	CARDINAL
ajis02-1923	350	1	chang, h. h., & wang	ORG
ajis02-1923	350	2	2011	DATE
ajis02-1923	352	1	35(3	CARDINAL
ajis02-1923	352	2	333–359	CARDINAL
ajis02-1923	353	1	chang, h. h.	ORG
ajis02-1923	353	2	wang	PERSON
ajis02-1923	353	3	w.	PERSON
ajis02-1923	353	4	2009	DATE
ajis02-1923	355	1	kumar	PERSON
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ajis02-1923	355	3	24	CARDINAL
ajis02-1923	355	4	18	CARDINAL
ajis02-1923	355	5	423–443	CARDINAL
ajis02-1923	356	1	https://doi.org/10.1080/14783360902781923 chang	PERSON
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ajis02-1923	356	3	2012	DATE
ajis02-1923	357	1	taiwanese	NORP
ajis02-1923	358	1	31(1	CARDINAL
ajis02-1923	358	2	107–118	CARDINAL
ajis02-1923	359	1	https://doi.org/10.1016/j.ijhm.2011.05.003 chen	PERSON
ajis02-1923	359	2	z., ling	PERSON
ajis02-1923	359	3	k. c.	PERSON
ajis02-1923	359	4	t. c.	GPE
ajis02-1923	359	5	2012	DATE
ajis02-1923	360	1	china	GPE
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ajis02-1923	362	2	j. j.	PERSON
ajis02-1923	362	3	brady	PERSON
ajis02-1923	362	4	m. k.	PERSON
ajis02-1923	362	5	g. t. m.	PERSON
ajis02-1923	362	6	2000	DATE
ajis02-1923	364	1	76(2	CARDINAL
ajis02-1923	364	2	193–218	CARDINAL
ajis02-1923	365	1	dabholkar, p. a.	ORG
ajis02-1923	365	2	2000	DATE
ajis02-1923	368	1	beverly hills	GPE
ajis02-1923	370	1	danaher	PERSON
ajis02-1923	370	2	j., & mattsson	ORG
ajis02-1923	370	3	1994	DATE
ajis02-1923	372	1	european journal of marketing	ORG
ajis02-1923	372	2	28(5	CARDINAL
ajis02-1923	372	3	5–16	CARDINAL
ajis02-1923	373	1	davis	ORG
ajis02-1923	373	2	f. d.	PERSON
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ajis02-1923	375	1	quarterly	DATE
ajis02-1923	375	2	13(3	CARDINAL
ajis02-1923	375	3	319–340	CARDINAL
ajis02-1923	376	1	b., & chandra	ORG
ajis02-1923	376	2	s. b.	PERSON
ajis02-1923	376	3	2015	DATE
ajis02-1923	377	1	india	GPE
ajis02-1923	377	2	20(2	CARDINAL
ajis02-1923	377	3	1	CARDINAL
ajis02-1923	377	4	2020	DATE
ajis02-1923	378	1	2017	CARDINAL
ajis02-1923	379	1	c., & larcker	ORG
ajis02-1923	379	2	d. f. (	PERSON
ajis02-1923	379	3	1981	DATE
ajis02-1923	381	1	382–388	CARDINAL
ajis02-1923	382	1	grönroos	PERSON
ajis02-1923	382	2	1982	DATE
ajis02-1923	384	1	european journal of marketing	ORG
ajis02-1923	384	2	30–41	CARDINAL
ajis02-1923	385	1	gupta	GPE
ajis02-1923	385	2	j., & suri	ORG
ajis02-1923	385	3	2017	CARDINAL
ajis02-1923	386	1	india	GPE
ajis02-1923	387	1	11(2	CARDINAL
ajis02-1923	387	2	236–261	CARDINAL
ajis02-1923	388	1	j. e.	PERSON
ajis02-1923	388	2	w. c.	PERSON
ajis02-1923	388	3	babin	ORG
ajis02-1923	388	4	b. j.	PERSON
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ajis02-1923	388	6	r. e.	PERSON
ajis02-1923	388	7	r. l.	PERSON
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ajis02-1923	389	1	6th	ORDINAL
ajis02-1923	390	1	nj	ORG
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ajis02-1923	392	1	hayes	PERSON
ajis02-1923	392	2	a. f.	PERSON
ajis02-1923	392	3	2012	DATE
ajis02-1923	394	1	1–39	CARDINAL
ajis02-1923	395	1	heskett	PERSON
ajis02-1923	395	2	b. y. j. l.	PERSON
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ajis02-1923	395	4	t. o.	GPE
ajis02-1923	395	5	g. w.	PERSON
ajis02-1923	395	6	sasser	PERSON
ajis02-1923	395	7	w. e., & schlesinger	PERSON
ajis02-1923	395	8	l. a.	PERSON
ajis02-1923	395	9	1994	DATE
ajis02-1923	397	1	harvard business review	ORG
ajis02-1923	397	2	164–174	CARDINAL
ajis02-1923	398	1	h. keith	PERSON
ajis02-1923	398	2	e.	PERSON
ajis02-1923	398	3	1977	DATE
ajis02-1923	400	1	institut2	PERSON
ajis02-1923	400	2	77–103	DATE
ajis02-1923	400	3	australasian journal of information systems	ORG
ajis02-1923	400	4	kumar	PERSON
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ajis02-1923	400	7	19	CARDINAL
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ajis02-1923	406	2	73(6	CARDINAL
ajis02-1923	406	3	88	DATE
ajis02-1923	407	1	kaura	PERSON
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ajis02-1923	408	1	indian	NORP
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ajis02-1923	409	2	31(3	CARDINAL
ajis02-1923	409	3	167–186	CARDINAL
ajis02-1923	410	1	kesharwani, a., & bisht	ORG
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ajis02-1923	411	1	india	GPE
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ajis02-1923	412	2	30(4	CARDINAL
ajis02-1923	412	3	303–322	CARDINAL
ajis02-1923	412	4	khalfan	GPE
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ajis02-1923	413	1	india	GPE
ajis02-1923	414	1	155–172	CARDINAL
ajis02-1923	415	1	kim	PERSON
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ajis02-1923	416	1	korean	NORP
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ajis02-1923	417	2	1–13	CARDINAL
ajis02-1923	418	1	laukkanen	ORG
ajis02-1923	418	2	t.	GPE
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ajis02-1923	420	1	13(6	CARDINAL
ajis02-1923	421	1	788–797	CARDINAL
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ajis02-1923	424	2	114(2	CARDINAL
ajis02-1923	424	3	597–611	CARDINAL
ajis02-1923	425	1	https://doi.org/10.1108/imds-10-2013-0432 luu	PERSON
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ajis02-1923	425	9	p. h.	ORG
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ajis02-1923	430	1	14(5	CARDINAL
ajis02-1923	430	2	392–410	CARDINAL
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ajis02-1923	436	2	16(4	CARDINAL
ajis02-1923	436	3	127–147	CARDINAL
ajis02-1923	437	1	i., & finn	ORG
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ajis02-1923	438	1	redux	GPE
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ajis02-1923	439	2	155–164	CARDINAL
ajis02-1923	440	1	x.	GPE
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ajis02-1923	442	2	29(1	CARDINAL
ajis02-1923	443	1	98–109	CARDINAL
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ajis02-1923	446	1	41(11	DATE
ajis02-1923	446	2	1720	CARDINAL
ajis02-1923	446	3	1733	DATE
ajis02-1923	447	1	australasian journal of information systems	ORG
ajis02-1923	447	2	kumar	PERSON
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ajis02-1923	447	4	24	CARDINAL
ajis02-1923	447	5	20	CARDINAL
ajis02-1923	447	6	kumar	PERSON
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ajis02-1923	449	1	11(3	CARDINAL
ajis02-1923	450	1	sanghera	PERSON
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ajis02-1923	451	1	80%	PERCENT
ajis02-1923	451	2	indians	NORP
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ajis02-1923	453	2	https://www.businessstandard.com/article/finance/80-of-indians-now-have-a-bank-account-so-why-isfinancial-inclusion-low-118051700150_1.html	ORG
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ajis02-1923	454	1	india	GPE
ajis02-1923	455	1	indian	NORP
ajis02-1923	455	2	6(2	CARDINAL
ajis02-1923	455	3	155–169	CARDINAL
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ajis02-1923	458	1	22(2	CARDINAL
ajis02-1923	458	2	159–171	CARDINAL
ajis02-1923	459	1	singh	GPE
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ajis02-1923	460	1	indian	NORP
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ajis02-1923	462	1	sweeney	ORG
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ajis02-1923	464	2	t. s.	PERSON
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ajis02-1923	465	1	poland	GPE
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ajis02-1923	466	3	4763–4768	DATE
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ajis02-1923	469	1	1(1	CARDINAL
ajis02-1923	469	2	1–44	CARDINAL
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ajis02-1923	472	2	140	CARDINAL
ajis02-1923	472	3	147	CARDINAL
ajis02-1923	473	1	woodruff	GPE
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ajis02-1923	475	1	the academy of marketing science	ORG
ajis02-1923	475	2	25(2	CARDINAL
ajis02-1923	475	3	139–153	CARDINAL
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ajis02-1923	476	3	r. t.	PERSON
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ajis02-1923	478	1	799–822	DATE
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ajis02-1923	481	1	15	CARDINAL
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ajis02-1923	484	1	52(3	CARDINAL
ajis02-1923	484	2	2–22	CARDINAL
ajis02-1923	485	1	zeithaml	PERSON
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ajis02-1923	485	3	a. .	PERSON
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ajis02-1923	488	3	zeithaml	PERSON
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ajis02-1923	488	5	a.	PERSON
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ajis02-1923	490	1	sloan management review	ORG
ajis02-1923	490	2	42	DATE
ajis02-1923	491	1	australasian journal of information systems	ORG
ajis02-1923	491	2	kumar	PERSON
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ajis02-1923	491	4	24	CARDINAL
ajis02-1923	491	5	21	CARDINAL
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ajis02-1923	492	2	2008)adopted	PRODUCT
ajis02-1923	492	3	ebsdsp2	ORG
ajis02-1923	494	1	ibsdsp4	PERSON
ajis02-1923	495	1	first	ORDINAL
ajis02-1923	500	1	2015)adopted	CARDINAL
ajis02-1923	509	1	2015)adopted	CARDINAL
ajis02-1923	509	2	one	CARDINAL
ajis02-1923	510	1	yang & peterson	ORG
ajis02-1923	510	2	2004	DATE
ajis02-1923	511	1	bi3	PERSON
ajis02-1923	513	1	australasian journal of information systems	ORG
ajis02-1923	513	2	kumar	PERSON
ajis02-1923	513	3	sachan & kumar 2020	ORG
ajis02-1923	513	4	24	CARDINAL
ajis02-1923	513	5	22	CARDINAL
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ajis02-1923	515	1	3.0	CARDINAL
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ajis02-1923	516	1	1	CARDINAL
ajis02-1923	516	2	2	CARDINAL
ajis02-1923	516	3	2.1	CARDINAL
ajis02-1923	516	4	2.2	CARDINAL
ajis02-1923	516	5	2.3	CARDINAL
ajis02-1923	516	6	2.4	CARDINAL
ajis02-1923	516	7	2.5	CARDINAL
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ajis02-1923	516	9	2.5.2	CARDINAL
ajis02-1923	516	10	2.5.3	CARDINAL
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ajis02-1923	516	14	3	CARDINAL
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