id	sid	tid	token	lemma	pos
ajis02-124	1	1	microsoft	microsoft	PROPN
ajis02-124	1	2	word	word	PROPN
ajis02-124	1	3	special	special	ADJ
ajis02-124	1	4	final.doc	final.doc	PROPN
ajis02-124	1	5	ajis	ajis	ADP
ajis02-124	1	6	special	special	ADJ
ajis02-124	1	7	issue	issue	NOUN
ajis02-124	1	8	december	december	PROPN
ajis02-124	1	9	2004	2004	NUM
ajis02-124	1	10	52	52	NUM
ajis02-124	1	11	usable	usable	ADJ
ajis02-124	1	12	security	security	NOUN
ajis02-124	1	13	and	and	CCONJ
ajis02-124	1	14	e	e	NOUN
ajis02-124	1	15	-	-	NOUN
ajis02-124	1	16	banking	banking	NOUN
ajis02-124	1	17	:	:	PUNCT
ajis02-124	1	18	ease	ease	NOUN
ajis02-124	1	19	of	of	ADP
ajis02-124	1	20	use	use	NOUN
ajis02-124	1	21	vis	vis	X
ajis02-124	1	22	-	-	PUNCT
ajis02-124	1	23	à	à	X
ajis02-124	1	24	-	-	PUNCT
ajis02-124	1	25	vis	vis	X
ajis02-124	1	26	security	security	NOUN
ajis02-124	1	27	morten	morten	ADJ
ajis02-124	1	28	hertzum	hertzum	NOUN
ajis02-124	1	29	,	,	PUNCT
ajis02-124	1	30	niels	niels	PROPN
ajis02-124	1	31	jørgensen	jørgensen	PROPN
ajis02-124	1	32	,	,	PUNCT
ajis02-124	1	33	mie	mie	PROPN
ajis02-124	1	34	nørgaard	nørgaard	PROPN
ajis02-124	1	35	.	.	PUNCT
ajis02-124	2	1	roskilde	roskilde	PROPN
ajis02-124	2	2	university	university	PROPN
ajis02-124	2	3	,	,	PUNCT
ajis02-124	2	4	denmark	denmark	NOUN
ajis02-124	2	5	email	email	NOUN
ajis02-124	2	6	:	:	PUNCT
ajis02-124	2	7	{	{	PUNCT
ajis02-124	2	8	mhz,nielsj,mnl}@ruc.dk	mhz,nielsj,mnl}@ruc.dk	ADJ
ajis02-124	2	9	abstract	abstract	ADJ
ajis02-124	2	10	electronic	electronic	ADJ
ajis02-124	2	11	banking	banking	NOUN
ajis02-124	2	12	must	must	AUX
ajis02-124	2	13	be	be	AUX
ajis02-124	2	14	secure	secure	ADJ
ajis02-124	2	15	and	and	CCONJ
ajis02-124	2	16	easy	easy	ADJ
ajis02-124	2	17	to	to	PART
ajis02-124	2	18	use	use	VERB
ajis02-124	2	19	.	.	PUNCT
ajis02-124	3	1	an	an	DET
ajis02-124	3	2	evaluation	evaluation	NOUN
ajis02-124	3	3	of	of	ADP
ajis02-124	3	4	six	six	NUM
ajis02-124	3	5	danish	danish	ADJ
ajis02-124	3	6	web	web	NOUN
ajis02-124	3	7	-	-	PUNCT
ajis02-124	3	8	based	base	VERB
ajis02-124	3	9	electronic	electronic	ADJ
ajis02-124	3	10	banking	banking	NOUN
ajis02-124	3	11	systems	system	NOUN
ajis02-124	3	12	indicates	indicate	VERB
ajis02-124	3	13	that	that	SCONJ
ajis02-124	3	14	the	the	DET
ajis02-124	3	15	systems	system	NOUN
ajis02-124	3	16	have	have	VERB
ajis02-124	3	17	serious	serious	ADJ
ajis02-124	3	18	weaknesses	weakness	NOUN
ajis02-124	3	19	with	with	ADP
ajis02-124	3	20	respect	respect	NOUN
ajis02-124	3	21	to	to	ADP
ajis02-124	3	22	ease	ease	NOUN
ajis02-124	3	23	of	of	ADP
ajis02-124	3	24	use	use	NOUN
ajis02-124	3	25	.	.	PUNCT
ajis02-124	4	1	our	our	PRON
ajis02-124	4	2	analysis	analysis	NOUN
ajis02-124	4	3	of	of	ADP
ajis02-124	4	4	the	the	DET
ajis02-124	4	5	weaknesses	weakness	NOUN
ajis02-124	4	6	suggests	suggest	VERB
ajis02-124	4	7	that	that	SCONJ
ajis02-124	4	8	security	security	NOUN
ajis02-124	4	9	requirements	requirement	NOUN
ajis02-124	4	10	are	be	AUX
ajis02-124	4	11	among	among	ADP
ajis02-124	4	12	their	their	PRON
ajis02-124	4	13	causes	cause	NOUN
ajis02-124	4	14	and	and	CCONJ
ajis02-124	4	15	that	that	SCONJ
ajis02-124	4	16	the	the	DET
ajis02-124	4	17	weaknesses	weakness	NOUN
ajis02-124	4	18	may	may	AUX
ajis02-124	4	19	in	in	ADP
ajis02-124	4	20	turn	turn	NOUN
ajis02-124	4	21	cause	cause	SCONJ
ajis02-124	4	22	decreased	decrease	VERB
ajis02-124	4	23	security	security	NOUN
ajis02-124	4	24	.	.	PUNCT
ajis02-124	5	1	we	we	PRON
ajis02-124	5	2	view	view	VERB
ajis02-124	5	3	the	the	DET
ajis02-124	5	4	conflict	conflict	NOUN
ajis02-124	5	5	between	between	ADP
ajis02-124	5	6	ease	ease	NOUN
ajis02-124	5	7	of	of	ADP
ajis02-124	5	8	use	use	NOUN
ajis02-124	5	9	and	and	CCONJ
ajis02-124	5	10	security	security	NOUN
ajis02-124	5	11	in	in	ADP
ajis02-124	5	12	the	the	DET
ajis02-124	5	13	context	context	NOUN
ajis02-124	5	14	of	of	ADP
ajis02-124	5	15	usable	usable	ADJ
ajis02-124	5	16	security	security	NOUN
ajis02-124	5	17	,	,	PUNCT
ajis02-124	5	18	a	a	DET
ajis02-124	5	19	concept	concept	NOUN
ajis02-124	5	20	that	that	PRON
ajis02-124	5	21	is	be	AUX
ajis02-124	5	22	intended	intend	VERB
ajis02-124	5	23	to	to	PART
ajis02-124	5	24	match	match	VERB
ajis02-124	5	25	security	security	NOUN
ajis02-124	5	26	principles	principle	NOUN
ajis02-124	5	27	and	and	CCONJ
ajis02-124	5	28	demands	demand	NOUN
ajis02-124	5	29	against	against	ADP
ajis02-124	5	30	user	user	NOUN
ajis02-124	5	31	knowledge	knowledge	NOUN
ajis02-124	5	32	and	and	CCONJ
ajis02-124	5	33	motivation	motivation	NOUN
ajis02-124	5	34	.	.	PUNCT
ajis02-124	6	1	automation	automation	NOUN
ajis02-124	6	2	,	,	PUNCT
ajis02-124	6	3	instruction	instruction	NOUN
ajis02-124	6	4	,	,	PUNCT
ajis02-124	6	5	and	and	CCONJ
ajis02-124	6	6	understanding	understanding	NOUN
ajis02-124	6	7	can	can	AUX
ajis02-124	6	8	be	be	AUX
ajis02-124	6	9	identified	identify	VERB
ajis02-124	6	10	as	as	ADP
ajis02-124	6	11	different	different	ADJ
ajis02-124	6	12	approaches	approach	NOUN
ajis02-124	6	13	to	to	PART
ajis02-124	6	14	usable	usable	ADJ
ajis02-124	6	15	security	security	NOUN
ajis02-124	6	16	.	.	PUNCT
ajis02-124	7	1	instruction	instruction	NOUN
ajis02-124	7	2	is	be	AUX
ajis02-124	7	3	the	the	DET
ajis02-124	7	4	main	main	ADJ
ajis02-124	7	5	approach	approach	NOUN
ajis02-124	7	6	of	of	ADP
ajis02-124	7	7	the	the	DET
ajis02-124	7	8	systems	system	NOUN
ajis02-124	7	9	evaluated	evaluate	VERB
ajis02-124	7	10	;	;	PUNCT
ajis02-124	7	11	automation	automation	NOUN
ajis02-124	7	12	relieves	relieve	VERB
ajis02-124	7	13	the	the	DET
ajis02-124	7	14	user	user	NOUN
ajis02-124	7	15	from	from	ADP
ajis02-124	7	16	involvement	involvement	NOUN
ajis02-124	7	17	in	in	ADP
ajis02-124	7	18	security	security	NOUN
ajis02-124	7	19	,	,	PUNCT
ajis02-124	7	20	as	as	ADV
ajis02-124	7	21	far	far	ADV
ajis02-124	7	22	as	as	ADP
ajis02-124	7	23	possible	possible	ADJ
ajis02-124	7	24	;	;	PUNCT
ajis02-124	7	25	and	and	CCONJ
ajis02-124	7	26	understanding	understanding	NOUN
ajis02-124	7	27	goes	go	VERB
ajis02-124	7	28	beyond	beyond	ADP
ajis02-124	7	29	step	step	NOUN
ajis02-124	7	30	-	-	PUNCT
ajis02-124	7	31	by	by	ADP
ajis02-124	7	32	-	-	PUNCT
ajis02-124	7	33	step	step	NOUN
ajis02-124	7	34	instructions	instruction	NOUN
ajis02-124	7	35	,	,	PUNCT
ajis02-124	7	36	to	to	PART
ajis02-124	7	37	enable	enable	VERB
ajis02-124	7	38	users	user	NOUN
ajis02-124	7	39	to	to	PART
ajis02-124	7	40	act	act	VERB
ajis02-124	7	41	competently	competently	ADV
ajis02-124	7	42	and	and	CCONJ
ajis02-124	7	43	safely	safely	ADV
ajis02-124	7	44	in	in	ADP
ajis02-124	7	45	situations	situation	NOUN
ajis02-124	7	46	that	that	PRON
ajis02-124	7	47	transcend	transcend	VERB
ajis02-124	7	48	preconceived	preconceived	ADJ
ajis02-124	7	49	instructions	instruction	NOUN
ajis02-124	7	50	.	.	PUNCT
ajis02-124	8	1	we	we	PRON
ajis02-124	8	2	discuss	discuss	VERB
ajis02-124	8	3	the	the	DET
ajis02-124	8	4	pros	pro	NOUN
ajis02-124	8	5	and	and	CCONJ
ajis02-124	8	6	cons	con	NOUN
ajis02-124	8	7	of	of	ADP
ajis02-124	8	8	automation	automation	NOUN
ajis02-124	8	9	and	and	CCONJ
ajis02-124	8	10	understanding	understanding	NOUN
ajis02-124	8	11	as	as	ADP
ajis02-124	8	12	alternative	alternative	ADJ
ajis02-124	8	13	approaches	approach	NOUN
ajis02-124	8	14	to	to	ADP
ajis02-124	8	15	the	the	DET
ajis02-124	8	16	design	design	NOUN
ajis02-124	8	17	of	of	ADP
ajis02-124	8	18	web	web	NOUN
ajis02-124	8	19	-	-	PUNCT
ajis02-124	8	20	based	base	VERB
ajis02-124	8	21	e	e	NOUN
ajis02-124	8	22	-	-	ADJ
ajis02-124	8	23	banking	banking	NOUN
ajis02-124	8	24	systems	system	NOUN
ajis02-124	8	25	.	.	PUNCT
ajis02-124	9	1	keywords	keyword	NOUN
ajis02-124	9	2	usable	usable	ADJ
ajis02-124	9	3	security	security	NOUN
ajis02-124	9	4	,	,	PUNCT
ajis02-124	9	5	ease	ease	NOUN
ajis02-124	9	6	of	of	ADP
ajis02-124	9	7	use	use	NOUN
ajis02-124	9	8	,	,	PUNCT
ajis02-124	9	9	security	security	NOUN
ajis02-124	9	10	,	,	PUNCT
ajis02-124	9	11	electronic	electronic	ADJ
ajis02-124	9	12	banking	banking	NOUN
ajis02-124	9	13	,	,	PUNCT
ajis02-124	9	14	public	public	ADJ
ajis02-124	9	15	key	key	ADJ
ajis02-124	9	16	infrastructure	infrastructure	NOUN
ajis02-124	9	17	,	,	PUNCT
ajis02-124	9	18	strong	strong	ADJ
ajis02-124	9	19	passwords	password	NOUN
ajis02-124	9	20	.	.	PUNCT
ajis02-124	10	1	introduction	introduction	NOUN
ajis02-124	10	2	e	e	NOUN
ajis02-124	10	3	-	-	NOUN
ajis02-124	10	4	banking	banking	NOUN
ajis02-124	10	5	,	,	PUNCT
ajis02-124	10	6	which	which	PRON
ajis02-124	10	7	we	we	PRON
ajis02-124	10	8	define	define	VERB
ajis02-124	10	9	as	as	ADP
ajis02-124	10	10	web	web	NOUN
ajis02-124	10	11	-	-	PUNCT
ajis02-124	10	12	based	base	VERB
ajis02-124	10	13	electronic	electronic	ADJ
ajis02-124	10	14	banking	banking	NOUN
ajis02-124	10	15	,	,	PUNCT
ajis02-124	10	16	is	be	AUX
ajis02-124	10	17	a	a	DET
ajis02-124	10	18	high	high	ADJ
ajis02-124	10	19	-	-	PUNCT
ajis02-124	10	20	risk	risk	NOUN
ajis02-124	10	21	area	area	NOUN
ajis02-124	10	22	with	with	ADP
ajis02-124	10	23	a	a	DET
ajis02-124	10	24	potential	potential	NOUN
ajis02-124	10	25	for	for	ADP
ajis02-124	10	26	substantial	substantial	ADJ
ajis02-124	10	27	economic	economic	ADJ
ajis02-124	10	28	loss	loss	NOUN
ajis02-124	10	29	.	.	PUNCT
ajis02-124	11	1	the	the	DET
ajis02-124	11	2	high	high	ADJ
ajis02-124	11	3	risk	risk	NOUN
ajis02-124	11	4	makes	make	VERB
ajis02-124	11	5	security	security	NOUN
ajis02-124	11	6	a	a	DET
ajis02-124	11	7	prime	prime	ADJ
ajis02-124	11	8	concern	concern	NOUN
ajis02-124	11	9	.	.	PUNCT
ajis02-124	12	1	in	in	ADP
ajis02-124	12	2	2001	2001	NUM
ajis02-124	12	3	,	,	PUNCT
ajis02-124	12	4	an	an	DET
ajis02-124	12	5	estimated	estimate	VERB
ajis02-124	12	6	total	total	NOUN
ajis02-124	12	7	of	of	ADP
ajis02-124	12	8	$	$	SYM
ajis02-124	12	9	17	17	NUM
ajis02-124	12	10	billion	billion	NUM
ajis02-124	12	11	was	be	AUX
ajis02-124	12	12	spent	spend	VERB
ajis02-124	12	13	on	on	ADP
ajis02-124	12	14	information	information	NOUN
ajis02-124	12	15	-	-	PUNCT
ajis02-124	12	16	security	security	NOUN
ajis02-124	12	17	products	product	NOUN
ajis02-124	12	18	and	and	CCONJ
ajis02-124	12	19	services	service	NOUN
ajis02-124	12	20	in	in	ADP
ajis02-124	12	21	the	the	DET
ajis02-124	12	22	united	united	PROPN
ajis02-124	12	23	states	states	PROPN
ajis02-124	12	24	alone	alone	ADV
ajis02-124	12	25	(	(	PUNCT
ajis02-124	12	26	idc	idc	PROPN
ajis02-124	12	27	,	,	PUNCT
ajis02-124	12	28	2003	2003	NUM
ajis02-124	12	29	)	)	PUNCT
ajis02-124	12	30	.	.	PUNCT
ajis02-124	13	1	the	the	DET
ajis02-124	13	2	diversity	diversity	NOUN
ajis02-124	13	3	of	of	ADP
ajis02-124	13	4	e	e	NOUN
ajis02-124	13	5	-	-	NOUN
ajis02-124	13	6	banking	banking	ADJ
ajis02-124	13	7	users	user	NOUN
ajis02-124	13	8	and	and	CCONJ
ajis02-124	13	9	the	the	DET
ajis02-124	13	10	absence	absence	NOUN
ajis02-124	13	11	of	of	ADP
ajis02-124	13	12	any	any	DET
ajis02-124	13	13	special	special	ADJ
ajis02-124	13	14	training	training	NOUN
ajis02-124	13	15	prior	prior	ADV
ajis02-124	13	16	to	to	ADP
ajis02-124	13	17	becoming	become	VERB
ajis02-124	13	18	one	one	NUM
ajis02-124	13	19	make	make	VERB
ajis02-124	13	20	ease	ease	NOUN
ajis02-124	13	21	of	of	ADP
ajis02-124	13	22	use	use	NOUN
ajis02-124	13	23	a	a	DET
ajis02-124	13	24	prime	prime	ADJ
ajis02-124	13	25	concern	concern	NOUN
ajis02-124	13	26	as	as	ADV
ajis02-124	13	27	well	well	ADV
ajis02-124	13	28	.	.	PUNCT
ajis02-124	14	1	the	the	DET
ajis02-124	14	2	current	current	ADJ
ajis02-124	14	3	web	web	NOUN
ajis02-124	14	4	-	-	PUNCT
ajis02-124	14	5	based	base	VERB
ajis02-124	14	6	variant	variant	NOUN
ajis02-124	14	7	of	of	ADP
ajis02-124	14	8	electronic	electronic	ADJ
ajis02-124	14	9	banking	banking	NOUN
ajis02-124	14	10	is	be	AUX
ajis02-124	14	11	the	the	DET
ajis02-124	14	12	latest	late	ADJ
ajis02-124	14	13	of	of	ADP
ajis02-124	14	14	several	several	ADJ
ajis02-124	14	15	generations	generation	NOUN
ajis02-124	14	16	of	of	ADP
ajis02-124	14	17	systems	system	NOUN
ajis02-124	14	18	:	:	PUNCT
ajis02-124	14	19	automated	automate	VERB
ajis02-124	14	20	teller	teller	NOUN
ajis02-124	14	21	machines	machine	NOUN
ajis02-124	14	22	(	(	PUNCT
ajis02-124	14	23	atms	atms	PROPN
ajis02-124	14	24	)	)	PUNCT
ajis02-124	14	25	were	be	AUX
ajis02-124	14	26	the	the	DET
ajis02-124	14	27	first	first	ADJ
ajis02-124	14	28	well	well	ADV
ajis02-124	14	29	-	-	PUNCT
ajis02-124	14	30	known	know	VERB
ajis02-124	14	31	machines	machine	NOUN
ajis02-124	14	32	to	to	PART
ajis02-124	14	33	provide	provide	VERB
ajis02-124	14	34	electronic	electronic	ADJ
ajis02-124	14	35	access	access	NOUN
ajis02-124	14	36	to	to	ADP
ajis02-124	14	37	customers	customer	NOUN
ajis02-124	14	38	of	of	ADP
ajis02-124	14	39	retail	retail	ADJ
ajis02-124	14	40	banks	bank	NOUN
ajis02-124	14	41	.	.	PUNCT
ajis02-124	15	1	next	next	ADJ
ajis02-124	15	2	came	come	VERB
ajis02-124	15	3	phone	phone	NOUN
ajis02-124	15	4	banking	banking	NOUN
ajis02-124	15	5	where	where	SCONJ
ajis02-124	15	6	users	user	NOUN
ajis02-124	15	7	call	call	VERB
ajis02-124	15	8	their	their	PRON
ajis02-124	15	9	bank	bank	NOUN
ajis02-124	15	10	’s	’s	PART
ajis02-124	15	11	computer	computer	NOUN
ajis02-124	15	12	system	system	NOUN
ajis02-124	15	13	on	on	ADP
ajis02-124	15	14	their	their	PRON
ajis02-124	15	15	ordinary	ordinary	ADJ
ajis02-124	15	16	phone	phone	NOUN
ajis02-124	15	17	and	and	CCONJ
ajis02-124	15	18	use	use	VERB
ajis02-124	15	19	the	the	DET
ajis02-124	15	20	phone	phone	NOUN
ajis02-124	15	21	keypad	keypad	NOUN
ajis02-124	15	22	to	to	PART
ajis02-124	15	23	perform	perform	VERB
ajis02-124	15	24	banking	banking	NOUN
ajis02-124	15	25	transactions	transaction	NOUN
ajis02-124	15	26	.	.	PUNCT
ajis02-124	16	1	pc	pc	NOUN
ajis02-124	16	2	banking	banking	NOUN
ajis02-124	16	3	superseded	supersede	VERB
ajis02-124	16	4	phone	phone	NOUN
ajis02-124	16	5	banking	banking	NOUN
ajis02-124	16	6	and	and	CCONJ
ajis02-124	16	7	allowed	allow	VERB
ajis02-124	16	8	users	user	NOUN
ajis02-124	16	9	to	to	PART
ajis02-124	16	10	interact	interact	VERB
ajis02-124	16	11	with	with	ADP
ajis02-124	16	12	their	their	PRON
ajis02-124	16	13	bank	bank	NOUN
ajis02-124	16	14	by	by	ADP
ajis02-124	16	15	means	mean	NOUN
ajis02-124	16	16	of	of	ADP
ajis02-124	16	17	a	a	DET
ajis02-124	16	18	computer	computer	NOUN
ajis02-124	16	19	with	with	ADP
ajis02-124	16	20	a	a	DET
ajis02-124	16	21	dial	dial	NOUN
ajis02-124	16	22	-	-	PUNCT
ajis02-124	16	23	up	up	ADP
ajis02-124	16	24	modem	modem	NOUN
ajis02-124	16	25	connection	connection	NOUN
ajis02-124	16	26	to	to	ADP
ajis02-124	16	27	the	the	DET
ajis02-124	16	28	phone	phone	NOUN
ajis02-124	16	29	network	network	NOUN
ajis02-124	16	30	.	.	PUNCT
ajis02-124	17	1	phone	phone	NOUN
ajis02-124	17	2	and	and	CCONJ
ajis02-124	17	3	pc	pc	NOUN
ajis02-124	17	4	banking	banking	NOUN
ajis02-124	17	5	entailed	entail	VERB
ajis02-124	17	6	maintenance	maintenance	NOUN
ajis02-124	17	7	costs	cost	NOUN
ajis02-124	17	8	associated	associate	VERB
ajis02-124	17	9	with	with	ADP
ajis02-124	17	10	keeping	keep	VERB
ajis02-124	17	11	up	up	ADP
ajis02-124	17	12	to	to	ADP
ajis02-124	17	13	date	date	NOUN
ajis02-124	17	14	with	with	ADP
ajis02-124	17	15	diverse	diverse	ADJ
ajis02-124	17	16	modems	modem	NOUN
ajis02-124	17	17	and	and	CCONJ
ajis02-124	17	18	with	with	ADP
ajis02-124	17	19	avoiding	avoid	VERB
ajis02-124	17	20	prohibitively	prohibitively	ADV
ajis02-124	17	21	complex	complex	ADJ
ajis02-124	17	22	installation	installation	NOUN
ajis02-124	17	23	procedures	procedure	NOUN
ajis02-124	17	24	.	.	PUNCT
ajis02-124	18	1	e	e	X
ajis02-124	18	2	-	-	NOUN
ajis02-124	18	3	banking	banking	NOUN
ajis02-124	18	4	uses	use	VERB
ajis02-124	18	5	the	the	DET
ajis02-124	18	6	web	web	NOUN
ajis02-124	18	7	browser	browser	NOUN
ajis02-124	18	8	for	for	ADP
ajis02-124	18	9	the	the	DET
ajis02-124	18	10	user	user	NOUN
ajis02-124	18	11	interface	interface	NOUN
ajis02-124	18	12	and	and	CCONJ
ajis02-124	18	13	the	the	DET
ajis02-124	18	14	internet	internet	NOUN
ajis02-124	18	15	for	for	ADP
ajis02-124	18	16	data	datum	NOUN
ajis02-124	18	17	transfer	transfer	NOUN
ajis02-124	18	18	and	and	CCONJ
ajis02-124	18	19	download	download	NOUN
ajis02-124	18	20	of	of	ADP
ajis02-124	18	21	software	software	NOUN
ajis02-124	18	22	,	,	PUNCT
ajis02-124	18	23	and	and	CCONJ
ajis02-124	18	24	so	so	ADV
ajis02-124	18	25	has	have	VERB
ajis02-124	18	26	a	a	DET
ajis02-124	18	27	potential	potential	NOUN
ajis02-124	18	28	for	for	ADP
ajis02-124	18	29	reducing	reduce	VERB
ajis02-124	18	30	maintenance	maintenance	NOUN
ajis02-124	18	31	costs	cost	NOUN
ajis02-124	18	32	.	.	PUNCT
ajis02-124	19	1	for	for	ADP
ajis02-124	19	2	users	user	NOUN
ajis02-124	19	3	,	,	PUNCT
ajis02-124	19	4	e	e	NOUN
ajis02-124	19	5	-	-	NOUN
ajis02-124	19	6	banking	banking	NOUN
ajis02-124	19	7	provides	provide	VERB
ajis02-124	19	8	current	current	ADJ
ajis02-124	19	9	information	information	NOUN
ajis02-124	19	10	,	,	PUNCT
ajis02-124	19	11	24	24	NUM
ajis02-124	19	12	-	-	PUNCT
ajis02-124	19	13	hours	hour	NOUN
ajis02-124	19	14	-	-	PUNCT
ajis02-124	19	15	a	a	DET
ajis02-124	19	16	-	-	PUNCT
ajis02-124	19	17	day	day	NOUN
ajis02-124	19	18	access	access	NOUN
ajis02-124	19	19	to	to	ADP
ajis02-124	19	20	banking	banking	NOUN
ajis02-124	19	21	services	service	NOUN
ajis02-124	19	22	–	–	PUNCT
ajis02-124	19	23	in	in	ADP
ajis02-124	19	24	addition	addition	NOUN
ajis02-124	19	25	to	to	ADP
ajis02-124	19	26	the	the	DET
ajis02-124	19	27	familiar	familiar	ADJ
ajis02-124	19	28	browser	browser	NOUN
ajis02-124	19	29	interface	interface	NOUN
ajis02-124	19	30	.	.	PUNCT
ajis02-124	20	1	the	the	DET
ajis02-124	20	2	primary	primary	ADJ
ajis02-124	20	3	services	service	NOUN
ajis02-124	20	4	provided	provide	VERB
ajis02-124	20	5	by	by	ADP
ajis02-124	20	6	ebanks	ebank	NOUN
ajis02-124	20	7	are	be	AUX
ajis02-124	20	8	transferring	transfer	VERB
ajis02-124	20	9	money	money	NOUN
ajis02-124	20	10	among	among	ADP
ajis02-124	20	11	one	one	NUM
ajis02-124	20	12	’s	’s	PART
ajis02-124	20	13	own	own	ADJ
ajis02-124	20	14	accounts	account	NOUN
ajis02-124	20	15	,	,	PUNCT
ajis02-124	20	16	paying	pay	VERB
ajis02-124	20	17	bills	bill	NOUN
ajis02-124	20	18	,	,	PUNCT
ajis02-124	20	19	and	and	CCONJ
ajis02-124	20	20	checking	check	VERB
ajis02-124	20	21	account	account	NOUN
ajis02-124	20	22	balances	balance	NOUN
ajis02-124	20	23	.	.	PUNCT
ajis02-124	21	1	loans	loan	NOUN
ajis02-124	21	2	,	,	PUNCT
ajis02-124	21	3	brokering	brokering	NOUN
ajis02-124	21	4	,	,	PUNCT
ajis02-124	21	5	share	share	NOUN
ajis02-124	21	6	trading	trading	NOUN
ajis02-124	21	7	,	,	PUNCT
ajis02-124	21	8	service	service	NOUN
ajis02-124	21	9	bundling	bundling	NOUN
ajis02-124	21	10	,	,	PUNCT
ajis02-124	21	11	and	and	CCONJ
ajis02-124	21	12	a	a	DET
ajis02-124	21	13	host	host	NOUN
ajis02-124	21	14	of	of	ADP
ajis02-124	21	15	other	other	ADJ
ajis02-124	21	16	financial	financial	ADJ
ajis02-124	21	17	services	service	NOUN
ajis02-124	21	18	are	be	AUX
ajis02-124	21	19	being	be	AUX
ajis02-124	21	20	added	add	VERB
ajis02-124	21	21	to	to	ADP
ajis02-124	21	22	these	these	DET
ajis02-124	21	23	primary	primary	ADJ
ajis02-124	21	24	services	service	NOUN
ajis02-124	21	25	(	(	PUNCT
ajis02-124	21	26	e.g.	e.g.	ADV
ajis02-124	21	27	,	,	PUNCT
ajis02-124	21	28	dewan	dewan	PROPN
ajis02-124	21	29	&	&	CCONJ
ajis02-124	21	30	seidmann	seidmann	PROPN
ajis02-124	21	31	,	,	PUNCT
ajis02-124	21	32	2001	2001	NUM
ajis02-124	21	33	)	)	PUNCT
ajis02-124	21	34	.	.	PUNCT
ajis02-124	22	1	since	since	SCONJ
ajis02-124	22	2	the	the	DET
ajis02-124	22	3	late	late	ADJ
ajis02-124	22	4	1990s	1990	NOUN
ajis02-124	22	5	ebanking	ebanking	NOUN
ajis02-124	22	6	has	have	AUX
ajis02-124	22	7	developed	develop	VERB
ajis02-124	22	8	from	from	ADP
ajis02-124	22	9	virtual	virtual	ADJ
ajis02-124	22	10	insignificance	insignificance	NOUN
ajis02-124	22	11	to	to	ADP
ajis02-124	22	12	tens	ten	NOUN
ajis02-124	22	13	of	of	ADP
ajis02-124	22	14	millions	million	NOUN
ajis02-124	22	15	of	of	ADP
ajis02-124	22	16	users	user	NOUN
ajis02-124	22	17	worldwide	worldwide	ADV
ajis02-124	22	18	,	,	PUNCT
ajis02-124	22	19	and	and	CCONJ
ajis02-124	22	20	due	due	ADP
ajis02-124	22	21	to	to	ADP
ajis02-124	22	22	their	their	PRON
ajis02-124	22	23	high	high	ADJ
ajis02-124	22	24	penetration	penetration	NOUN
ajis02-124	22	25	,	,	PUNCT
ajis02-124	22	26	e	e	NOUN
ajis02-124	22	27	-	-	ADJ
ajis02-124	22	28	banking	banking	ADJ
ajis02-124	22	29	systems	system	NOUN
ajis02-124	22	30	must	must	AUX
ajis02-124	22	31	accommodate	accommodate	VERB
ajis02-124	22	32	a	a	DET
ajis02-124	22	33	wide	wide	ADJ
ajis02-124	22	34	range	range	NOUN
ajis02-124	22	35	of	of	ADP
ajis02-124	22	36	users	user	NOUN
ajis02-124	22	37	.	.	PUNCT
ajis02-124	23	1	e	e	X
ajis02-124	23	2	-	-	NOUN
ajis02-124	23	3	banking	banking	NOUN
ajis02-124	23	4	is	be	AUX
ajis02-124	23	5	widely	widely	ADV
ajis02-124	23	6	used	use	VERB
ajis02-124	23	7	in	in	ADP
ajis02-124	23	8	,	,	PUNCT
ajis02-124	23	9	among	among	ADP
ajis02-124	23	10	other	other	ADJ
ajis02-124	23	11	places	place	NOUN
ajis02-124	23	12	,	,	PUNCT
ajis02-124	23	13	the	the	DET
ajis02-124	23	14	nordic	nordic	ADJ
ajis02-124	23	15	countries	country	NOUN
ajis02-124	23	16	.	.	PUNCT
ajis02-124	24	1	in	in	ADP
ajis02-124	24	2	2001	2001	NUM
ajis02-124	24	3	,	,	PUNCT
ajis02-124	24	4	e	e	X
ajis02-124	24	5	-	-	NOUN
ajis02-124	24	6	banking	banking	NOUN
ajis02-124	24	7	was	be	AUX
ajis02-124	24	8	used	use	VERB
ajis02-124	24	9	by	by	ADP
ajis02-124	24	10	more	more	ADJ
ajis02-124	24	11	than	than	ADP
ajis02-124	24	12	25	25	NUM
ajis02-124	24	13	%	%	NOUN
ajis02-124	24	14	of	of	ADP
ajis02-124	24	15	the	the	DET
ajis02-124	24	16	population	population	NOUN
ajis02-124	24	17	in	in	ADP
ajis02-124	24	18	norway	norway	PROPN
ajis02-124	24	19	,	,	PUNCT
ajis02-124	24	20	sweden	sweden	PROPN
ajis02-124	24	21	,	,	PUNCT
ajis02-124	24	22	and	and	CCONJ
ajis02-124	24	23	finland	finland	PROPN
ajis02-124	24	24	,	,	PUNCT
ajis02-124	24	25	and	and	CCONJ
ajis02-124	24	26	by	by	ADP
ajis02-124	24	27	15	15	NUM
ajis02-124	24	28	%	%	NOUN
ajis02-124	24	29	of	of	ADP
ajis02-124	24	30	the	the	DET
ajis02-124	24	31	population	population	NOUN
ajis02-124	24	32	in	in	ADP
ajis02-124	24	33	denmark	denmark	PROPN
ajis02-124	24	34	(	(	PUNCT
ajis02-124	24	35	oecd	oecd	PROPN
ajis02-124	24	36	,	,	PUNCT
ajis02-124	24	37	2001	2001	NUM
ajis02-124	24	38	)	)	PUNCT
ajis02-124	24	39	.	.	PUNCT
ajis02-124	25	1	in	in	ADP
ajis02-124	25	2	2004	2004	NUM
ajis02-124	25	3	,	,	PUNCT
ajis02-124	25	4	e	e	NOUN
ajis02-124	25	5	-	-	ADJ
ajis02-124	25	6	banking	banking	ADJ
ajis02-124	25	7	usage	usage	NOUN
ajis02-124	25	8	in	in	ADP
ajis02-124	25	9	denmark	denmark	NOUN
ajis02-124	25	10	had	have	AUX
ajis02-124	25	11	grown	grow	VERB
ajis02-124	25	12	to	to	ADP
ajis02-124	25	13	45	45	NUM
ajis02-124	25	14	%	%	NOUN
ajis02-124	25	15	(	(	PUNCT
ajis02-124	25	16	statistics	statistic	NOUN
ajis02-124	25	17	denmark	denmark	PROPN
ajis02-124	25	18	,	,	PUNCT
ajis02-124	25	19	2004	2004	NUM
ajis02-124	25	20	)	)	PUNCT
ajis02-124	25	21	.	.	PUNCT
ajis02-124	26	1	the	the	DET
ajis02-124	26	2	purpose	purpose	NOUN
ajis02-124	26	3	of	of	ADP
ajis02-124	26	4	this	this	DET
ajis02-124	26	5	paper	paper	NOUN
ajis02-124	26	6	is	be	AUX
ajis02-124	26	7	twofold	twofold	ADJ
ajis02-124	26	8	.	.	PUNCT
ajis02-124	27	1	at	at	ADP
ajis02-124	27	2	the	the	DET
ajis02-124	27	3	concrete	concrete	ADJ
ajis02-124	27	4	level	level	NOUN
ajis02-124	27	5	,	,	PUNCT
ajis02-124	27	6	we	we	PRON
ajis02-124	27	7	assess	assess	VERB
ajis02-124	27	8	the	the	DET
ajis02-124	27	9	security	security	NOUN
ajis02-124	27	10	and	and	CCONJ
ajis02-124	27	11	ease	ease	NOUN
ajis02-124	27	12	of	of	ADP
ajis02-124	27	13	use	use	NOUN
ajis02-124	27	14	of	of	ADP
ajis02-124	27	15	contemporary	contemporary	ADJ
ajis02-124	27	16	danish	danish	ADJ
ajis02-124	27	17	e	e	PROPN
ajis02-124	27	18	-	-	ADJ
ajis02-124	27	19	banking	banking	NOUN
ajis02-124	27	20	systems	system	NOUN
ajis02-124	27	21	.	.	PUNCT
ajis02-124	28	1	at	at	ADP
ajis02-124	28	2	the	the	DET
ajis02-124	28	3	conceptual	conceptual	ADJ
ajis02-124	28	4	level	level	NOUN
ajis02-124	28	5	,	,	PUNCT
ajis02-124	28	6	the	the	DET
ajis02-124	28	7	study	study	NOUN
ajis02-124	28	8	is	be	AUX
ajis02-124	28	9	about	about	ADP
ajis02-124	28	10	usable	usable	ADJ
ajis02-124	28	11	security	security	NOUN
ajis02-124	28	12	–	–	PUNCT
ajis02-124	28	13	ajis	ajis	ADP
ajis02-124	28	14	special	special	ADJ
ajis02-124	28	15	issue	issue	NOUN
ajis02-124	28	16	december	december	PROPN
ajis02-124	28	17	2004	2004	NUM
ajis02-124	28	18	53	53	NUM
ajis02-124	28	19	that	that	PRON
ajis02-124	28	20	is	be	AUX
ajis02-124	28	21	,	,	PUNCT
ajis02-124	28	22	matching	match	VERB
ajis02-124	28	23	security	security	NOUN
ajis02-124	28	24	principles	principle	NOUN
ajis02-124	28	25	and	and	CCONJ
ajis02-124	28	26	demands	demand	NOUN
ajis02-124	28	27	against	against	ADP
ajis02-124	28	28	user	user	NOUN
ajis02-124	28	29	knowledge	knowledge	NOUN
ajis02-124	28	30	and	and	CCONJ
ajis02-124	28	31	motivation	motivation	NOUN
ajis02-124	28	32	.	.	PUNCT
ajis02-124	29	1	to	to	PART
ajis02-124	29	2	address	address	VERB
ajis02-124	29	3	these	these	DET
ajis02-124	29	4	issues	issue	NOUN
ajis02-124	29	5	,	,	PUNCT
ajis02-124	29	6	emphasis	emphasis	NOUN
ajis02-124	29	7	is	be	AUX
ajis02-124	29	8	on	on	ADP
ajis02-124	29	9	use	use	NOUN
ajis02-124	29	10	-	-	PUNCT
ajis02-124	29	11	related	relate	VERB
ajis02-124	29	12	aspects	aspect	NOUN
ajis02-124	29	13	of	of	ADP
ajis02-124	29	14	security	security	NOUN
ajis02-124	29	15	,	,	PUNCT
ajis02-124	29	16	such	such	ADJ
ajis02-124	29	17	as	as	ADP
ajis02-124	29	18	risk	risk	NOUN
ajis02-124	29	19	awareness	awareness	NOUN
ajis02-124	29	20	,	,	PUNCT
ajis02-124	29	21	installation	installation	NOUN
ajis02-124	29	22	procedures	procedure	NOUN
ajis02-124	29	23	,	,	PUNCT
ajis02-124	29	24	and	and	CCONJ
ajis02-124	29	25	whether	whether	SCONJ
ajis02-124	29	26	systems	system	NOUN
ajis02-124	29	27	are	be	AUX
ajis02-124	29	28	oriented	orient	VERB
ajis02-124	29	29	toward	toward	ADP
ajis02-124	29	30	instruction	instruction	NOUN
ajis02-124	29	31	or	or	CCONJ
ajis02-124	29	32	understanding	understanding	NOUN
ajis02-124	29	33	rather	rather	ADV
ajis02-124	29	34	than	than	ADP
ajis02-124	29	35	on	on	ADP
ajis02-124	29	36	purely	purely	ADV
ajis02-124	29	37	technical	technical	ADJ
ajis02-124	29	38	issues	issue	NOUN
ajis02-124	29	39	,	,	PUNCT
ajis02-124	29	40	such	such	ADJ
ajis02-124	29	41	as	as	ADP
ajis02-124	29	42	encryption	encryption	NOUN
ajis02-124	29	43	algorithms	algorithm	NOUN
ajis02-124	29	44	.	.	PUNCT
ajis02-124	30	1	while	while	SCONJ
ajis02-124	30	2	we	we	PRON
ajis02-124	30	3	discuss	discuss	VERB
ajis02-124	30	4	usable	usable	ADJ
ajis02-124	30	5	security	security	NOUN
ajis02-124	30	6	in	in	ADP
ajis02-124	30	7	the	the	DET
ajis02-124	30	8	context	context	NOUN
ajis02-124	30	9	of	of	ADP
ajis02-124	30	10	e	e	NOUN
ajis02-124	30	11	-	-	NOUN
ajis02-124	30	12	banking	banking	NOUN
ajis02-124	30	13	,	,	PUNCT
ajis02-124	30	14	it	it	PRON
ajis02-124	30	15	should	should	AUX
ajis02-124	30	16	be	be	AUX
ajis02-124	30	17	noted	note	VERB
ajis02-124	30	18	that	that	SCONJ
ajis02-124	30	19	similar	similar	ADJ
ajis02-124	30	20	security	security	NOUN
ajis02-124	30	21	issues	issue	NOUN
ajis02-124	30	22	confront	confront	VERB
ajis02-124	30	23	users	user	NOUN
ajis02-124	30	24	and	and	CCONJ
ajis02-124	30	25	developers	developer	NOUN
ajis02-124	30	26	of	of	ADP
ajis02-124	30	27	e	e	NOUN
ajis02-124	30	28	-	-	NOUN
ajis02-124	30	29	commerce	commerce	NOUN
ajis02-124	30	30	and	and	CCONJ
ajis02-124	30	31	e	e	NOUN
ajis02-124	30	32	-	-	NOUN
ajis02-124	30	33	government	government	NOUN
ajis02-124	30	34	systems	system	NOUN
ajis02-124	30	35	.	.	PUNCT
ajis02-124	31	1	within	within	ADP
ajis02-124	31	2	egovernment	egovernment	NOUN
ajis02-124	31	3	examples	example	NOUN
ajis02-124	31	4	include	include	VERB
ajis02-124	31	5	the	the	DET
ajis02-124	31	6	current	current	ADJ
ajis02-124	31	7	endeavours	endeavour	NOUN
ajis02-124	31	8	toward	toward	ADP
ajis02-124	31	9	further	further	ADJ
ajis02-124	31	10	digitalization	digitalization	NOUN
ajis02-124	31	11	of	of	ADP
ajis02-124	31	12	public	public	ADJ
ajis02-124	31	13	administration	administration	NOUN
ajis02-124	31	14	by	by	ADP
ajis02-124	31	15	providing	provide	VERB
ajis02-124	31	16	citizens	citizen	NOUN
ajis02-124	31	17	with	with	ADP
ajis02-124	31	18	access	access	NOUN
ajis02-124	31	19	to	to	ADP
ajis02-124	31	20	their	their	PRON
ajis02-124	31	21	medical	medical	ADJ
ajis02-124	31	22	or	or	CCONJ
ajis02-124	31	23	tax	tax	NOUN
ajis02-124	31	24	data	datum	NOUN
ajis02-124	31	25	via	via	ADP
ajis02-124	31	26	the	the	DET
ajis02-124	31	27	internet	internet	NOUN
ajis02-124	31	28	.	.	PUNCT
ajis02-124	32	1	in	in	ADP
ajis02-124	32	2	the	the	DET
ajis02-124	32	3	remainder	remainder	NOUN
ajis02-124	32	4	of	of	ADP
ajis02-124	32	5	this	this	DET
ajis02-124	32	6	paper	paper	NOUN
ajis02-124	32	7	,	,	PUNCT
ajis02-124	32	8	we	we	PRON
ajis02-124	32	9	relate	relate	VERB
ajis02-124	32	10	usable	usable	ADJ
ajis02-124	32	11	security	security	NOUN
ajis02-124	32	12	to	to	ADP
ajis02-124	32	13	usability	usability	NOUN
ajis02-124	32	14	in	in	ADP
ajis02-124	32	15	general	general	ADJ
ajis02-124	32	16	,	,	PUNCT
ajis02-124	32	17	describe	describe	VERB
ajis02-124	32	18	our	our	PRON
ajis02-124	32	19	evaluation	evaluation	NOUN
ajis02-124	32	20	method	method	NOUN
ajis02-124	32	21	,	,	PUNCT
ajis02-124	32	22	and	and	CCONJ
ajis02-124	32	23	present	present	VERB
ajis02-124	32	24	and	and	CCONJ
ajis02-124	32	25	discuss	discuss	VERB
ajis02-124	32	26	the	the	DET
ajis02-124	32	27	results	result	NOUN
ajis02-124	32	28	.	.	PUNCT
ajis02-124	33	1	usable	usable	ADJ
ajis02-124	33	2	security	security	NOUN
ajis02-124	33	3	passwords	password	NOUN
ajis02-124	33	4	provide	provide	VERB
ajis02-124	33	5	an	an	DET
ajis02-124	33	6	illustrative	illustrative	ADJ
ajis02-124	33	7	example	example	NOUN
ajis02-124	33	8	of	of	ADP
ajis02-124	33	9	the	the	DET
ajis02-124	33	10	conflict	conflict	NOUN
ajis02-124	33	11	between	between	ADP
ajis02-124	33	12	security	security	NOUN
ajis02-124	33	13	and	and	CCONJ
ajis02-124	33	14	ease	ease	NOUN
ajis02-124	33	15	of	of	ADP
ajis02-124	33	16	use	use	NOUN
ajis02-124	33	17	and	and	CCONJ
ajis02-124	33	18	,	,	PUNCT
ajis02-124	33	19	thereby	thereby	ADV
ajis02-124	33	20	,	,	PUNCT
ajis02-124	33	21	of	of	ADP
ajis02-124	33	22	the	the	DET
ajis02-124	33	23	need	need	NOUN
ajis02-124	33	24	for	for	ADP
ajis02-124	33	25	a	a	DET
ajis02-124	33	26	concept	concept	NOUN
ajis02-124	33	27	of	of	ADP
ajis02-124	33	28	usable	usable	ADJ
ajis02-124	33	29	security	security	NOUN
ajis02-124	33	30	(	(	PUNCT
ajis02-124	33	31	e.g.	e.g.	ADV
ajis02-124	33	32	,	,	PUNCT
ajis02-124	33	33	adams	adams	PROPN
ajis02-124	33	34	et	et	PROPN
ajis02-124	33	35	al	al	PROPN
ajis02-124	33	36	.	.	PROPN
ajis02-124	33	37	,	,	PUNCT
ajis02-124	33	38	1997	1997	NUM
ajis02-124	33	39	;	;	PUNCT
ajis02-124	33	40	klein	klein	PROPN
ajis02-124	33	41	,	,	PUNCT
ajis02-124	33	42	1990	1990	NUM
ajis02-124	33	43	;	;	PUNCT
ajis02-124	33	44	morris	morris	PROPN
ajis02-124	33	45	&	&	CCONJ
ajis02-124	33	46	thompson	thompson	PROPN
ajis02-124	33	47	,	,	PUNCT
ajis02-124	33	48	1979	1979	NUM
ajis02-124	33	49	;	;	PUNCT
ajis02-124	33	50	pinkas	pinkas	NOUN
ajis02-124	33	51	&	&	CCONJ
ajis02-124	33	52	sander	sander	PROPN
ajis02-124	33	53	,	,	PUNCT
ajis02-124	33	54	2002	2002	NUM
ajis02-124	33	55	;	;	PUNCT
ajis02-124	33	56	schultz	schultz	PROPN
ajis02-124	33	57	et	et	PROPN
ajis02-124	33	58	al	al	PROPN
ajis02-124	33	59	.	.	PROPN
ajis02-124	33	60	,	,	PUNCT
ajis02-124	33	61	2001	2001	NUM
ajis02-124	33	62	)	)	PUNCT
ajis02-124	33	63	.	.	PUNCT
ajis02-124	34	1	while	while	SCONJ
ajis02-124	34	2	passwords	password	NOUN
ajis02-124	34	3	such	such	ADJ
ajis02-124	34	4	as	as	ADP
ajis02-124	34	5	person	person	NOUN
ajis02-124	34	6	names	name	NOUN
ajis02-124	34	7	or	or	CCONJ
ajis02-124	34	8	other	other	ADJ
ajis02-124	34	9	real	real	ADJ
ajis02-124	34	10	words	word	NOUN
ajis02-124	34	11	are	be	AUX
ajis02-124	34	12	relatively	relatively	ADV
ajis02-124	34	13	easy	easy	ADJ
ajis02-124	34	14	for	for	SCONJ
ajis02-124	34	15	a	a	DET
ajis02-124	34	16	user	user	NOUN
ajis02-124	34	17	to	to	PART
ajis02-124	34	18	remember	remember	VERB
ajis02-124	34	19	they	they	PRON
ajis02-124	34	20	are	be	AUX
ajis02-124	34	21	weak	weak	ADJ
ajis02-124	34	22	from	from	ADP
ajis02-124	34	23	a	a	DET
ajis02-124	34	24	security	security	NOUN
ajis02-124	34	25	point	point	NOUN
ajis02-124	34	26	of	of	ADP
ajis02-124	34	27	view	view	NOUN
ajis02-124	34	28	because	because	SCONJ
ajis02-124	34	29	they	they	PRON
ajis02-124	34	30	are	be	AUX
ajis02-124	34	31	vulnerable	vulnerable	ADJ
ajis02-124	34	32	to	to	ADP
ajis02-124	34	33	dictionary	dictionary	ADJ
ajis02-124	34	34	attacks	attack	NOUN
ajis02-124	34	35	.	.	PUNCT
ajis02-124	35	1	strong	strong	ADJ
ajis02-124	35	2	passwords	password	NOUN
ajis02-124	35	3	(	(	PUNCT
ajis02-124	35	4	e.g.	e.g.	ADV
ajis02-124	35	5	,	,	PUNCT
ajis02-124	35	6	x7h!t%c9	x7h!t%c9	ADJ
ajis02-124	35	7	)	)	PUNCT
ajis02-124	35	8	are	be	AUX
ajis02-124	35	9	less	less	ADV
ajis02-124	35	10	vulnerable	vulnerable	ADJ
ajis02-124	35	11	to	to	ADP
ajis02-124	35	12	attack	attack	NOUN
ajis02-124	35	13	but	but	CCONJ
ajis02-124	35	14	at	at	ADP
ajis02-124	35	15	the	the	DET
ajis02-124	35	16	same	same	ADJ
ajis02-124	35	17	time	time	NOUN
ajis02-124	35	18	more	more	ADV
ajis02-124	35	19	difficult	difficult	ADJ
ajis02-124	35	20	to	to	PART
ajis02-124	35	21	remember	remember	VERB
ajis02-124	35	22	.	.	PUNCT
ajis02-124	36	1	the	the	DET
ajis02-124	36	2	term	term	NOUN
ajis02-124	36	3	ease	ease	NOUN
ajis02-124	36	4	of	of	ADP
ajis02-124	36	5	use	use	NOUN
ajis02-124	36	6	is	be	AUX
ajis02-124	36	7	used	use	VERB
ajis02-124	36	8	in	in	ADP
ajis02-124	36	9	this	this	DET
ajis02-124	36	10	paper	paper	NOUN
ajis02-124	36	11	in	in	ADP
ajis02-124	36	12	the	the	DET
ajis02-124	36	13	sense	sense	NOUN
ajis02-124	36	14	of	of	ADP
ajis02-124	36	15	learnability	learnability	NOUN
ajis02-124	36	16	and	and	CCONJ
ajis02-124	36	17	understandability	understandability	NOUN
ajis02-124	36	18	of	of	ADP
ajis02-124	36	19	user	user	NOUN
ajis02-124	36	20	interfaces	interface	NOUN
ajis02-124	36	21	,	,	PUNCT
ajis02-124	36	22	and	and	CCONJ
ajis02-124	36	23	both	both	DET
ajis02-124	36	24	ease	ease	NOUN
ajis02-124	36	25	of	of	ADP
ajis02-124	36	26	use	use	NOUN
ajis02-124	36	27	and	and	CCONJ
ajis02-124	36	28	security	security	NOUN
ajis02-124	36	29	are	be	AUX
ajis02-124	36	30	considered	consider	VERB
ajis02-124	36	31	to	to	PART
ajis02-124	36	32	be	be	AUX
ajis02-124	36	33	contained	contain	VERB
ajis02-124	36	34	within	within	ADP
ajis02-124	36	35	the	the	DET
ajis02-124	36	36	concept	concept	NOUN
ajis02-124	36	37	of	of	ADP
ajis02-124	36	38	usability	usability	NOUN
ajis02-124	36	39	.	.	PUNCT
ajis02-124	37	1	within	within	ADP
ajis02-124	37	2	human	human	ADJ
ajis02-124	37	3	-	-	PUNCT
ajis02-124	37	4	computer	computer	NOUN
ajis02-124	37	5	interaction	interaction	NOUN
ajis02-124	37	6	,	,	PUNCT
ajis02-124	37	7	the	the	DET
ajis02-124	37	8	iso	iso	NOUN
ajis02-124	37	9	9241	9241	NUM
ajis02-124	37	10	-	-	SYM
ajis02-124	37	11	11	11	NUM
ajis02-124	37	12	(	(	PUNCT
ajis02-124	37	13	1998	1998	NUM
ajis02-124	37	14	)	)	PUNCT
ajis02-124	37	15	definition	definition	NOUN
ajis02-124	37	16	of	of	ADP
ajis02-124	37	17	usability	usability	NOUN
ajis02-124	37	18	has	have	AUX
ajis02-124	37	19	gained	gain	VERB
ajis02-124	37	20	widespread	widespread	ADJ
ajis02-124	37	21	acceptance	acceptance	NOUN
ajis02-124	37	22	.	.	PUNCT
ajis02-124	38	1	the	the	DET
ajis02-124	38	2	standard	standard	ADJ
ajis02-124	38	3	defines	define	VERB
ajis02-124	38	4	usability	usability	NOUN
ajis02-124	38	5	as	as	ADP
ajis02-124	38	6	the	the	DET
ajis02-124	38	7	“	"	PUNCT
ajis02-124	38	8	extent	extent	NOUN
ajis02-124	38	9	to	to	PART
ajis02-124	38	10	which	which	PRON
ajis02-124	38	11	a	a	DET
ajis02-124	38	12	product	product	NOUN
ajis02-124	38	13	can	can	AUX
ajis02-124	38	14	be	be	AUX
ajis02-124	38	15	used	use	VERB
ajis02-124	38	16	by	by	ADP
ajis02-124	38	17	specified	specify	VERB
ajis02-124	38	18	users	user	NOUN
ajis02-124	38	19	to	to	PART
ajis02-124	38	20	achieve	achieve	VERB
ajis02-124	38	21	specified	specified	ADJ
ajis02-124	38	22	goals	goal	NOUN
ajis02-124	38	23	with	with	ADP
ajis02-124	38	24	effectiveness	effectiveness	NOUN
ajis02-124	38	25	,	,	PUNCT
ajis02-124	38	26	efficiency	efficiency	NOUN
ajis02-124	38	27	and	and	CCONJ
ajis02-124	38	28	satisfaction	satisfaction	NOUN
ajis02-124	38	29	in	in	ADP
ajis02-124	38	30	a	a	DET
ajis02-124	38	31	specified	specified	ADJ
ajis02-124	38	32	context	context	NOUN
ajis02-124	38	33	of	of	ADP
ajis02-124	38	34	use	use	NOUN
ajis02-124	38	35	.	.	PUNCT
ajis02-124	38	36	”	"	PUNCT
ajis02-124	39	1	this	this	DET
ajis02-124	39	2	broad	broad	ADJ
ajis02-124	39	3	definition	definition	NOUN
ajis02-124	39	4	equates	equate	VERB
ajis02-124	39	5	usability	usability	NOUN
ajis02-124	39	6	with	with	ADP
ajis02-124	39	7	the	the	DET
ajis02-124	39	8	quality	quality	NOUN
ajis02-124	39	9	of	of	ADP
ajis02-124	39	10	a	a	DET
ajis02-124	39	11	system	system	NOUN
ajis02-124	39	12	in	in	ADP
ajis02-124	39	13	use	use	NOUN
ajis02-124	39	14	and	and	CCONJ
ajis02-124	39	15	,	,	PUNCT
ajis02-124	39	16	thereby	thereby	ADV
ajis02-124	39	17	,	,	PUNCT
ajis02-124	39	18	addresses	address	VERB
ajis02-124	39	19	the	the	DET
ajis02-124	39	20	entire	entire	ADJ
ajis02-124	39	21	issue	issue	NOUN
ajis02-124	39	22	of	of	ADP
ajis02-124	39	23	whether	whether	SCONJ
ajis02-124	39	24	the	the	DET
ajis02-124	39	25	system	system	NOUN
ajis02-124	39	26	meets	meet	VERB
ajis02-124	39	27	the	the	DET
ajis02-124	39	28	needs	need	NOUN
ajis02-124	39	29	of	of	ADP
ajis02-124	39	30	actual	actual	ADJ
ajis02-124	39	31	users	user	NOUN
ajis02-124	39	32	.	.	PUNCT
ajis02-124	40	1	specifically	specifically	ADV
ajis02-124	40	2	,	,	PUNCT
ajis02-124	40	3	effectiveness	effectiveness	NOUN
ajis02-124	40	4	includes	include	VERB
ajis02-124	40	5	whether	whether	SCONJ
ajis02-124	40	6	a	a	DET
ajis02-124	40	7	system	system	NOUN
ajis02-124	40	8	enables	enable	VERB
ajis02-124	40	9	users	user	NOUN
ajis02-124	40	10	to	to	PART
ajis02-124	40	11	achieve	achieve	VERB
ajis02-124	40	12	their	their	PRON
ajis02-124	40	13	goals	goal	NOUN
ajis02-124	40	14	at	at	ADP
ajis02-124	40	15	an	an	DET
ajis02-124	40	16	appropriate	appropriate	ADJ
ajis02-124	40	17	level	level	NOUN
ajis02-124	40	18	of	of	ADP
ajis02-124	40	19	security	security	NOUN
ajis02-124	40	20	,	,	PUNCT
ajis02-124	40	21	and	and	CCONJ
ajis02-124	40	22	likewise	likewise	ADV
ajis02-124	40	23	,	,	PUNCT
ajis02-124	40	24	ease	ease	NOUN
ajis02-124	40	25	of	of	ADP
ajis02-124	40	26	use	use	NOUN
ajis02-124	40	27	is	be	AUX
ajis02-124	40	28	also	also	ADV
ajis02-124	40	29	contained	contain	VERB
ajis02-124	40	30	within	within	ADP
ajis02-124	40	31	the	the	DET
ajis02-124	40	32	iso	iso	NOUN
ajis02-124	40	33	9241	9241	NUM
ajis02-124	40	34	-	-	SYM
ajis02-124	40	35	11	11	NUM
ajis02-124	40	36	definition	definition	NOUN
ajis02-124	40	37	of	of	ADP
ajis02-124	40	38	usability	usability	NOUN
ajis02-124	40	39	.	.	PUNCT
ajis02-124	41	1	in	in	ADP
ajis02-124	41	2	contrast	contrast	NOUN
ajis02-124	41	3	,	,	PUNCT
ajis02-124	41	4	several	several	ADJ
ajis02-124	41	5	other	other	ADJ
ajis02-124	41	6	studies	study	NOUN
ajis02-124	41	7	allude	allude	VERB
ajis02-124	41	8	to	to	ADP
ajis02-124	41	9	a	a	DET
ajis02-124	41	10	conflict	conflict	NOUN
ajis02-124	41	11	between	between	ADP
ajis02-124	41	12	usability	usability	NOUN
ajis02-124	41	13	and	and	CCONJ
ajis02-124	41	14	security	security	NOUN
ajis02-124	41	15	(	(	PUNCT
ajis02-124	41	16	e.g.	e.g.	ADV
ajis02-124	41	17	,	,	PUNCT
ajis02-124	41	18	adams	adams	PROPN
ajis02-124	41	19	et	et	PROPN
ajis02-124	41	20	al	al	PROPN
ajis02-124	41	21	.	.	PROPN
ajis02-124	41	22	,	,	PUNCT
ajis02-124	41	23	1997	1997	NUM
ajis02-124	41	24	;	;	PUNCT
ajis02-124	41	25	dourish	dourish	PROPN
ajis02-124	41	26	&	&	CCONJ
ajis02-124	41	27	redmiles	redmile	NOUN
ajis02-124	41	28	,	,	PUNCT
ajis02-124	41	29	2002	2002	NUM
ajis02-124	41	30	;	;	PUNCT
ajis02-124	41	31	schultz	schultz	PROPN
ajis02-124	41	32	et	et	PROPN
ajis02-124	41	33	al	al	PROPN
ajis02-124	41	34	.	.	PROPN
ajis02-124	41	35	,	,	PUNCT
ajis02-124	41	36	2001	2001	NUM
ajis02-124	41	37	;	;	PUNCT
ajis02-124	41	38	smetters	smetter	NOUN
ajis02-124	41	39	&	&	CCONJ
ajis02-124	41	40	grinter	grinter	PROPN
ajis02-124	41	41	,	,	PUNCT
ajis02-124	41	42	2002	2002	NUM
ajis02-124	41	43	)	)	PUNCT
ajis02-124	41	44	;	;	PUNCT
ajis02-124	41	45	these	these	DET
ajis02-124	41	46	studies	study	NOUN
ajis02-124	41	47	assume	assume	VERB
ajis02-124	41	48	a	a	DET
ajis02-124	41	49	narrower	narrow	ADJ
ajis02-124	41	50	definition	definition	NOUN
ajis02-124	41	51	of	of	ADP
ajis02-124	41	52	usability	usability	NOUN
ajis02-124	41	53	,	,	PUNCT
ajis02-124	41	54	as	as	ADP
ajis02-124	41	55	conventional	conventional	ADJ
ajis02-124	41	56	in	in	ADP
ajis02-124	41	57	software	software	NOUN
ajis02-124	41	58	engineering	engineering	NOUN
ajis02-124	41	59	(	(	PUNCT
ajis02-124	41	60	see	see	VERB
ajis02-124	41	61	iso	iso	NOUN
ajis02-124	41	62	/	/	SYM
ajis02-124	41	63	iec	iec	NOUN
ajis02-124	41	64	9126	9126	NUM
ajis02-124	41	65	-	-	SYM
ajis02-124	41	66	1	1	NUM
ajis02-124	41	67	,	,	PUNCT
ajis02-124	41	68	2001	2001	NUM
ajis02-124	41	69	)	)	PUNCT
ajis02-124	41	70	.	.	PUNCT
ajis02-124	42	1	although	although	SCONJ
ajis02-124	42	2	security	security	NOUN
ajis02-124	42	3	has	have	AUX
ajis02-124	42	4	become	become	VERB
ajis02-124	42	5	an	an	DET
ajis02-124	42	6	aspect	aspect	NOUN
ajis02-124	42	7	of	of	ADP
ajis02-124	42	8	virtually	virtually	ADV
ajis02-124	42	9	any	any	DET
ajis02-124	42	10	system	system	NOUN
ajis02-124	42	11	,	,	PUNCT
ajis02-124	42	12	and	and	CCONJ
ajis02-124	42	13	users	user	NOUN
ajis02-124	42	14	habitually	habitually	ADV
ajis02-124	42	15	interact	interact	VERB
ajis02-124	42	16	with	with	ADP
ajis02-124	42	17	access	access	NOUN
ajis02-124	42	18	-	-	PUNCT
ajis02-124	42	19	control	control	NOUN
ajis02-124	42	20	mechanisms	mechanism	NOUN
ajis02-124	42	21	for	for	ADP
ajis02-124	42	22	,	,	PUNCT
ajis02-124	42	23	among	among	ADP
ajis02-124	42	24	other	other	ADJ
ajis02-124	42	25	things	thing	NOUN
ajis02-124	42	26	,	,	PUNCT
ajis02-124	42	27	personal	personal	ADJ
ajis02-124	42	28	computers	computer	NOUN
ajis02-124	42	29	,	,	PUNCT
ajis02-124	42	30	email	email	NOUN
ajis02-124	42	31	accounts	account	NOUN
ajis02-124	42	32	,	,	PUNCT
ajis02-124	42	33	and	and	CCONJ
ajis02-124	42	34	ecommerce	ecommerce	NOUN
ajis02-124	42	35	or	or	CCONJ
ajis02-124	42	36	e	e	NOUN
ajis02-124	42	37	-	-	NOUN
ajis02-124	42	38	government	government	NOUN
ajis02-124	42	39	sites	site	NOUN
ajis02-124	42	40	,	,	PUNCT
ajis02-124	42	41	the	the	DET
ajis02-124	42	42	security	security	NOUN
ajis02-124	42	43	facilities	facility	NOUN
ajis02-124	42	44	of	of	ADP
ajis02-124	42	45	such	such	ADJ
ajis02-124	42	46	systems	system	NOUN
ajis02-124	42	47	are	be	AUX
ajis02-124	42	48	often	often	ADV
ajis02-124	42	49	less	less	ADJ
ajis02-124	42	50	than	than	ADP
ajis02-124	42	51	fully	fully	ADV
ajis02-124	42	52	usable	usable	ADJ
ajis02-124	42	53	.	.	PUNCT
ajis02-124	43	1	contributions	contribution	NOUN
ajis02-124	43	2	to	to	ADP
ajis02-124	43	3	a	a	DET
ajis02-124	43	4	better	well	ADJ
ajis02-124	43	5	understanding	understanding	NOUN
ajis02-124	43	6	of	of	ADP
ajis02-124	43	7	usable	usable	ADJ
ajis02-124	43	8	security	security	NOUN
ajis02-124	43	9	include	include	VERB
ajis02-124	43	10	the	the	DET
ajis02-124	43	11	set	set	NOUN
ajis02-124	43	12	of	of	ADP
ajis02-124	43	13	characteristics	characteristic	NOUN
ajis02-124	43	14	proposed	propose	VERB
ajis02-124	43	15	by	by	ADP
ajis02-124	43	16	whitten	whitten	PROPN
ajis02-124	43	17	and	and	CCONJ
ajis02-124	43	18	tygar	tygar	NOUN
ajis02-124	43	19	(	(	PUNCT
ajis02-124	43	20	1999	1999	NUM
ajis02-124	43	21	)	)	PUNCT
ajis02-124	43	22	of	of	ADP
ajis02-124	43	23	the	the	DET
ajis02-124	43	24	usability	usability	NOUN
ajis02-124	43	25	problem	problem	NOUN
ajis02-124	43	26	for	for	ADP
ajis02-124	43	27	security	security	NOUN
ajis02-124	43	28	,	,	PUNCT
ajis02-124	43	29	including	include	VERB
ajis02-124	43	30	the	the	DET
ajis02-124	43	31	weakest	weak	ADJ
ajis02-124	43	32	link	link	NOUN
ajis02-124	43	33	property	property	NOUN
ajis02-124	43	34	,	,	PUNCT
ajis02-124	43	35	the	the	DET
ajis02-124	43	36	unmotivated	unmotivated	ADJ
ajis02-124	43	37	user	user	NOUN
ajis02-124	43	38	property	property	NOUN
ajis02-124	43	39	,	,	PUNCT
ajis02-124	43	40	and	and	CCONJ
ajis02-124	43	41	the	the	DET
ajis02-124	43	42	barn	barn	ADJ
ajis02-124	43	43	door	door	NOUN
ajis02-124	43	44	property	property	NOUN
ajis02-124	43	45	.	.	PUNCT
ajis02-124	44	1	the	the	DET
ajis02-124	44	2	latter	latter	ADJ
ajis02-124	44	3	is	be	AUX
ajis02-124	44	4	the	the	DET
ajis02-124	44	5	property	property	NOUN
ajis02-124	44	6	that	that	PRON
ajis02-124	44	7	once	once	SCONJ
ajis02-124	44	8	a	a	DET
ajis02-124	44	9	secret	secret	NOUN
ajis02-124	44	10	such	such	ADJ
ajis02-124	44	11	as	as	ADP
ajis02-124	44	12	a	a	DET
ajis02-124	44	13	private	private	ADJ
ajis02-124	44	14	key	key	NOUN
ajis02-124	44	15	has	have	AUX
ajis02-124	44	16	been	be	AUX
ajis02-124	44	17	compromised	compromise	VERB
ajis02-124	44	18	,	,	PUNCT
ajis02-124	44	19	then	then	ADV
ajis02-124	44	20	closing	close	VERB
ajis02-124	44	21	the	the	DET
ajis02-124	44	22	barn	barn	NOUN
ajis02-124	44	23	door	door	NOUN
ajis02-124	44	24	,	,	PUNCT
ajis02-124	44	25	e.g.	e.g.	ADV
ajis02-124	44	26	setting	set	VERB
ajis02-124	44	27	up	up	ADP
ajis02-124	44	28	a	a	DET
ajis02-124	44	29	firewall	firewall	NOUN
ajis02-124	44	30	,	,	PUNCT
ajis02-124	44	31	does	do	AUX
ajis02-124	44	32	not	not	PART
ajis02-124	44	33	restore	restore	VERB
ajis02-124	44	34	security	security	NOUN
ajis02-124	44	35	.	.	PUNCT
ajis02-124	45	1	several	several	ADJ
ajis02-124	45	2	studies	study	NOUN
ajis02-124	45	3	including	include	VERB
ajis02-124	45	4	schultz	schultz	PROPN
ajis02-124	45	5	et	et	PROPN
ajis02-124	45	6	al	al	PROPN
ajis02-124	45	7	.	.	PROPN
ajis02-124	46	1	(	(	PUNCT
ajis02-124	46	2	2001	2001	NUM
ajis02-124	46	3	)	)	PUNCT
ajis02-124	46	4	suggest	suggest	VERB
ajis02-124	46	5	that	that	SCONJ
ajis02-124	46	6	security	security	NOUN
ajis02-124	46	7	measures	measure	NOUN
ajis02-124	46	8	that	that	PRON
ajis02-124	46	9	are	be	AUX
ajis02-124	46	10	inconvenient	inconvenient	ADJ
ajis02-124	46	11	for	for	ADP
ajis02-124	46	12	users	user	NOUN
ajis02-124	46	13	may	may	AUX
ajis02-124	46	14	weaken	weaken	VERB
ajis02-124	46	15	security	security	NOUN
ajis02-124	46	16	,	,	PUNCT
ajis02-124	46	17	for	for	ADP
ajis02-124	46	18	example	example	NOUN
ajis02-124	46	19	because	because	SCONJ
ajis02-124	46	20	of	of	ADP
ajis02-124	46	21	lack	lack	NOUN
ajis02-124	46	22	of	of	ADP
ajis02-124	46	23	user	user	NOUN
ajis02-124	46	24	acceptance	acceptance	NOUN
ajis02-124	46	25	or	or	CCONJ
ajis02-124	46	26	outright	outright	ADJ
ajis02-124	46	27	resistance	resistance	NOUN
ajis02-124	46	28	.	.	PUNCT
ajis02-124	47	1	dourish	dourish	PROPN
ajis02-124	47	2	and	and	CCONJ
ajis02-124	47	3	redmiles	redmile	NOUN
ajis02-124	47	4	(	(	PUNCT
ajis02-124	47	5	2002	2002	NUM
ajis02-124	47	6	)	)	PUNCT
ajis02-124	47	7	propose	propose	VERB
ajis02-124	47	8	a	a	DET
ajis02-124	47	9	distinction	distinction	NOUN
ajis02-124	47	10	between	between	ADP
ajis02-124	47	11	theoretical	theoretical	ADJ
ajis02-124	47	12	and	and	CCONJ
ajis02-124	47	13	effective	effective	ADJ
ajis02-124	47	14	security	security	NOUN
ajis02-124	47	15	.	.	PUNCT
ajis02-124	48	1	theoretical	theoretical	ADJ
ajis02-124	48	2	security	security	NOUN
ajis02-124	48	3	concerns	concern	VERB
ajis02-124	48	4	the	the	DET
ajis02-124	48	5	level	level	NOUN
ajis02-124	48	6	of	of	ADP
ajis02-124	48	7	security	security	NOUN
ajis02-124	48	8	that	that	PRON
ajis02-124	48	9	is	be	AUX
ajis02-124	48	10	technically	technically	ADV
ajis02-124	48	11	possible	possible	ADJ
ajis02-124	48	12	;	;	PUNCT
ajis02-124	48	13	for	for	ADP
ajis02-124	48	14	example	example	NOUN
ajis02-124	48	15	,	,	PUNCT
ajis02-124	48	16	digital	digital	ADJ
ajis02-124	48	17	signatures	signature	NOUN
ajis02-124	48	18	provide	provide	VERB
ajis02-124	48	19	strong	strong	ADJ
ajis02-124	48	20	authentication	authentication	NOUN
ajis02-124	48	21	under	under	ADP
ajis02-124	48	22	the	the	DET
ajis02-124	48	23	assumption	assumption	NOUN
ajis02-124	48	24	that	that	SCONJ
ajis02-124	48	25	various	various	ADJ
ajis02-124	48	26	computational	computational	ADJ
ajis02-124	48	27	problems	problem	NOUN
ajis02-124	48	28	related	relate	VERB
ajis02-124	48	29	to	to	ADP
ajis02-124	48	30	prime	prime	ADJ
ajis02-124	48	31	numbers	number	NOUN
ajis02-124	48	32	will	will	AUX
ajis02-124	48	33	not	not	PART
ajis02-124	48	34	be	be	AUX
ajis02-124	48	35	solved	solve	VERB
ajis02-124	48	36	within	within	ADP
ajis02-124	48	37	some	some	DET
ajis02-124	48	38	time	time	NOUN
ajis02-124	48	39	frame	frame	NOUN
ajis02-124	48	40	.	.	PUNCT
ajis02-124	49	1	effective	effective	ADJ
ajis02-124	49	2	security	security	NOUN
ajis02-124	49	3	concerns	concern	NOUN
ajis02-124	49	4	the	the	DET
ajis02-124	49	5	level	level	NOUN
ajis02-124	49	6	of	of	ADP
ajis02-124	49	7	security	security	NOUN
ajis02-124	49	8	achieved	achieve	VERB
ajis02-124	49	9	in	in	ADP
ajis02-124	49	10	practice	practice	NOUN
ajis02-124	49	11	,	,	PUNCT
ajis02-124	49	12	and	and	CCONJ
ajis02-124	49	13	is	be	AUX
ajis02-124	49	14	typically	typically	ADV
ajis02-124	49	15	lower	low	ADJ
ajis02-124	49	16	than	than	ADP
ajis02-124	49	17	theoretical	theoretical	ADJ
ajis02-124	49	18	security	security	NOUN
ajis02-124	49	19	,	,	PUNCT
ajis02-124	49	20	due	due	ADP
ajis02-124	49	21	to	to	ADP
ajis02-124	49	22	weaknesses	weakness	NOUN
ajis02-124	49	23	with	with	ADP
ajis02-124	49	24	respect	respect	NOUN
ajis02-124	49	25	to	to	ADP
ajis02-124	49	26	,	,	PUNCT
ajis02-124	49	27	among	among	ADP
ajis02-124	49	28	other	other	ADJ
ajis02-124	49	29	things	thing	NOUN
ajis02-124	49	30	,	,	PUNCT
ajis02-124	49	31	algorithm	algorithm	NOUN
ajis02-124	49	32	implementations	implementation	NOUN
ajis02-124	49	33	,	,	PUNCT
ajis02-124	49	34	protocol	protocol	NOUN
ajis02-124	49	35	design	design	NOUN
ajis02-124	49	36	–	–	PUNCT
ajis02-124	49	37	and	and	CCONJ
ajis02-124	49	38	ease	ease	NOUN
ajis02-124	49	39	of	of	ADP
ajis02-124	49	40	use	use	NOUN
ajis02-124	49	41	.	.	PUNCT
ajis02-124	50	1	further	far	ADV
ajis02-124	50	2	,	,	PUNCT
ajis02-124	50	3	a	a	DET
ajis02-124	50	4	concept	concept	NOUN
ajis02-124	50	5	of	of	ADP
ajis02-124	50	6	perceived	perceive	VERB
ajis02-124	50	7	security	security	NOUN
ajis02-124	50	8	may	may	AUX
ajis02-124	50	9	be	be	AUX
ajis02-124	50	10	useful	useful	ADJ
ajis02-124	50	11	to	to	PART
ajis02-124	50	12	capture	capture	VERB
ajis02-124	50	13	the	the	DET
ajis02-124	50	14	user	user	NOUN
ajis02-124	50	15	’s	’s	PART
ajis02-124	50	16	subjective	subjective	ADJ
ajis02-124	50	17	perception	perception	NOUN
ajis02-124	50	18	of	of	ADP
ajis02-124	50	19	the	the	DET
ajis02-124	50	20	security	security	NOUN
ajis02-124	50	21	risks	risk	NOUN
ajis02-124	50	22	involved	involve	VERB
ajis02-124	50	23	in	in	ADP
ajis02-124	50	24	ebanking	ebanke	VERB
ajis02-124	50	25	.	.	PUNCT
ajis02-124	51	1	several	several	ADJ
ajis02-124	51	2	studies	study	NOUN
ajis02-124	51	3	including	include	VERB
ajis02-124	51	4	jih	jih	PROPN
ajis02-124	51	5	et	et	PROPN
ajis02-124	51	6	al	al	PROPN
ajis02-124	51	7	.	.	PROPN
ajis02-124	51	8	(	(	PUNCT
ajis02-124	51	9	2005	2005	NUM
ajis02-124	51	10	)	)	PUNCT
ajis02-124	51	11	indicate	indicate	VERB
ajis02-124	51	12	that	that	SCONJ
ajis02-124	51	13	user	user	NOUN
ajis02-124	51	14	adoption	adoption	NOUN
ajis02-124	51	15	of	of	ADP
ajis02-124	51	16	e	e	NOUN
ajis02-124	51	17	-	-	NOUN
ajis02-124	51	18	banking	banking	NOUN
ajis02-124	51	19	is	be	AUX
ajis02-124	51	20	ajis	ajis	ADV
ajis02-124	51	21	special	special	ADJ
ajis02-124	51	22	issue	issue	NOUN
ajis02-124	51	23	december	december	PROPN
ajis02-124	51	24	2004	2004	NUM
ajis02-124	51	25	54	54	NUM
ajis02-124	51	26	affected	affect	VERB
ajis02-124	51	27	by	by	ADP
ajis02-124	51	28	perceived	perceive	VERB
ajis02-124	51	29	security	security	NOUN
ajis02-124	51	30	.	.	PUNCT
ajis02-124	52	1	this	this	PRON
ajis02-124	52	2	supports	support	VERB
ajis02-124	52	3	a	a	DET
ajis02-124	52	4	view	view	NOUN
ajis02-124	52	5	of	of	ADP
ajis02-124	52	6	security	security	NOUN
ajis02-124	52	7	as	as	ADP
ajis02-124	52	8	crucial	crucial	ADJ
ajis02-124	52	9	to	to	ADP
ajis02-124	52	10	the	the	DET
ajis02-124	52	11	overall	overall	ADJ
ajis02-124	52	12	usability	usability	NOUN
ajis02-124	52	13	of	of	ADP
ajis02-124	52	14	e	e	NOUN
ajis02-124	52	15	-	-	ADJ
ajis02-124	52	16	banking	banking	NOUN
ajis02-124	52	17	systems	system	NOUN
ajis02-124	52	18	.	.	PUNCT
ajis02-124	53	1	whitten	whitten	PROPN
ajis02-124	53	2	and	and	CCONJ
ajis02-124	53	3	tygar	tygar	NOUN
ajis02-124	53	4	(	(	PUNCT
ajis02-124	53	5	1999	1999	NUM
ajis02-124	53	6	)	)	PUNCT
ajis02-124	53	7	suggest	suggest	VERB
ajis02-124	53	8	the	the	DET
ajis02-124	53	9	following	follow	VERB
ajis02-124	53	10	definition	definition	NOUN
ajis02-124	53	11	,	,	PUNCT
ajis02-124	53	12	against	against	ADP
ajis02-124	53	13	which	which	PRON
ajis02-124	53	14	we	we	PRON
ajis02-124	53	15	measure	measure	VERB
ajis02-124	53	16	the	the	DET
ajis02-124	53	17	e	e	NOUN
ajis02-124	53	18	-	-	ADJ
ajis02-124	53	19	banking	banking	ADJ
ajis02-124	53	20	systems	system	NOUN
ajis02-124	53	21	evaluated	evaluate	VERB
ajis02-124	53	22	in	in	ADP
ajis02-124	53	23	this	this	DET
ajis02-124	53	24	study	study	NOUN
ajis02-124	53	25	:	:	PUNCT
ajis02-124	53	26	security	security	NOUN
ajis02-124	53	27	-	-	PUNCT
ajis02-124	53	28	related	relate	VERB
ajis02-124	53	29	software	software	NOUN
ajis02-124	53	30	is	be	AUX
ajis02-124	53	31	usable	usable	ADJ
ajis02-124	53	32	if	if	SCONJ
ajis02-124	53	33	the	the	DET
ajis02-124	53	34	people	people	NOUN
ajis02-124	53	35	who	who	PRON
ajis02-124	53	36	are	be	AUX
ajis02-124	53	37	expected	expect	VERB
ajis02-124	53	38	to	to	PART
ajis02-124	53	39	use	use	VERB
ajis02-124	53	40	it	it	PRON
ajis02-124	53	41	1	1	NUM
ajis02-124	53	42	.	.	PUNCT
ajis02-124	53	43	are	be	AUX
ajis02-124	53	44	reliably	reliably	ADV
ajis02-124	53	45	made	make	VERB
ajis02-124	53	46	aware	aware	ADJ
ajis02-124	53	47	of	of	ADP
ajis02-124	53	48	the	the	DET
ajis02-124	53	49	security	security	NOUN
ajis02-124	53	50	tasks	task	NOUN
ajis02-124	53	51	they	they	PRON
ajis02-124	53	52	need	need	VERB
ajis02-124	53	53	to	to	PART
ajis02-124	53	54	perform	perform	VERB
ajis02-124	53	55	;	;	PUNCT
ajis02-124	53	56	2	2	X
ajis02-124	53	57	.	.	NOUN
ajis02-124	53	58	are	be	AUX
ajis02-124	53	59	able	able	ADJ
ajis02-124	53	60	to	to	PART
ajis02-124	53	61	figure	figure	VERB
ajis02-124	53	62	out	out	ADP
ajis02-124	53	63	how	how	SCONJ
ajis02-124	53	64	to	to	PART
ajis02-124	53	65	successfully	successfully	ADV
ajis02-124	53	66	perform	perform	VERB
ajis02-124	53	67	those	those	DET
ajis02-124	53	68	tasks	task	NOUN
ajis02-124	53	69	;	;	PUNCT
ajis02-124	53	70	3	3	X
ajis02-124	53	71	.	.	X
ajis02-124	53	72	do	do	AUX
ajis02-124	53	73	n’t	not	PART
ajis02-124	53	74	make	make	VERB
ajis02-124	53	75	dangerous	dangerous	ADJ
ajis02-124	53	76	errors	error	NOUN
ajis02-124	53	77	;	;	PUNCT
ajis02-124	53	78	and	and	CCONJ
ajis02-124	53	79	4	4	X
ajis02-124	53	80	.	.	NUM
ajis02-124	53	81	are	be	AUX
ajis02-124	53	82	sufficiently	sufficiently	ADV
ajis02-124	53	83	comfortable	comfortable	ADJ
ajis02-124	53	84	with	with	ADP
ajis02-124	53	85	the	the	DET
ajis02-124	53	86	interface	interface	NOUN
ajis02-124	53	87	to	to	PART
ajis02-124	53	88	continue	continue	VERB
ajis02-124	53	89	using	use	VERB
ajis02-124	53	90	it	it	PRON
ajis02-124	53	91	.	.	PUNCT
ajis02-124	54	1	this	this	DET
ajis02-124	54	2	definition	definition	NOUN
ajis02-124	54	3	addresses	address	VERB
ajis02-124	54	4	the	the	DET
ajis02-124	54	5	effectiveness	effectiveness	NOUN
ajis02-124	54	6	(	(	PUNCT
ajis02-124	54	7	issues	issue	NOUN
ajis02-124	54	8	1	1	NUM
ajis02-124	54	9	and	and	CCONJ
ajis02-124	54	10	3	3	NUM
ajis02-124	54	11	)	)	PUNCT
ajis02-124	54	12	,	,	PUNCT
ajis02-124	54	13	efficiency	efficiency	NOUN
ajis02-124	54	14	(	(	PUNCT
ajis02-124	54	15	issues	issue	NOUN
ajis02-124	54	16	1	1	NUM
ajis02-124	54	17	through	through	ADP
ajis02-124	54	18	3	3	NUM
ajis02-124	54	19	)	)	PUNCT
ajis02-124	54	20	,	,	PUNCT
ajis02-124	54	21	and	and	CCONJ
ajis02-124	54	22	satisfaction	satisfaction	NOUN
ajis02-124	54	23	(	(	PUNCT
ajis02-124	54	24	issue	issue	NOUN
ajis02-124	54	25	4	4	NUM
ajis02-124	54	26	)	)	PUNCT
ajis02-124	54	27	of	of	ADP
ajis02-124	54	28	security	security	NOUN
ajis02-124	54	29	-	-	PUNCT
ajis02-124	54	30	related	relate	VERB
ajis02-124	54	31	software	software	NOUN
ajis02-124	54	32	,	,	PUNCT
ajis02-124	54	33	and	and	CCONJ
ajis02-124	54	34	so	so	ADV
ajis02-124	54	35	accords	accord	NOUN
ajis02-124	54	36	with	with	ADP
ajis02-124	54	37	iso	iso	NOUN
ajis02-124	54	38	9241	9241	NUM
ajis02-124	54	39	-	-	SYM
ajis02-124	54	40	11	11	NUM
ajis02-124	54	41	(	(	PUNCT
ajis02-124	54	42	1998	1998	NUM
ajis02-124	54	43	)	)	PUNCT
ajis02-124	54	44	.	.	PUNCT
ajis02-124	55	1	there	there	PRON
ajis02-124	55	2	are	be	VERB
ajis02-124	55	3	two	two	NUM
ajis02-124	55	4	ways	way	NOUN
ajis02-124	55	5	in	in	ADP
ajis02-124	55	6	which	which	PRON
ajis02-124	55	7	it	it	PRON
ajis02-124	55	8	seems	seem	VERB
ajis02-124	55	9	appropriate	appropriate	ADJ
ajis02-124	55	10	to	to	PART
ajis02-124	55	11	re	re	VERB
ajis02-124	55	12	-	-	VERB
ajis02-124	55	13	interpret	interpret	VERB
ajis02-124	55	14	whitten	whitten	PROPN
ajis02-124	55	15	and	and	CCONJ
ajis02-124	55	16	tygar	tygar	NOUN
ajis02-124	55	17	's	's	PART
ajis02-124	55	18	notion	notion	NOUN
ajis02-124	55	19	of	of	ADP
ajis02-124	55	20	a	a	DET
ajis02-124	55	21	security	security	NOUN
ajis02-124	55	22	task	task	NOUN
ajis02-124	55	23	for	for	ADP
ajis02-124	55	24	use	use	NOUN
ajis02-124	55	25	with	with	ADP
ajis02-124	55	26	our	our	PRON
ajis02-124	55	27	evaluation	evaluation	NOUN
ajis02-124	55	28	.	.	PUNCT
ajis02-124	56	1	first	first	ADV
ajis02-124	56	2	,	,	PUNCT
ajis02-124	56	3	many	many	ADJ
ajis02-124	56	4	security	security	NOUN
ajis02-124	56	5	tasks	task	NOUN
ajis02-124	56	6	in	in	ADP
ajis02-124	56	7	e	e	NOUN
ajis02-124	56	8	-	-	NOUN
ajis02-124	56	9	banking	banking	NOUN
ajis02-124	56	10	are	be	AUX
ajis02-124	56	11	tightly	tightly	ADV
ajis02-124	56	12	integrated	integrate	VERB
ajis02-124	56	13	into	into	ADP
ajis02-124	56	14	proper	proper	ADJ
ajis02-124	56	15	e	e	NOUN
ajis02-124	56	16	-	-	ADJ
ajis02-124	56	17	banking	banking	ADJ
ajis02-124	56	18	tasks	task	NOUN
ajis02-124	56	19	,	,	PUNCT
ajis02-124	56	20	e.g.	e.g.	ADV
ajis02-124	56	21	typing	type	VERB
ajis02-124	56	22	a	a	DET
ajis02-124	56	23	password	password	NOUN
ajis02-124	56	24	to	to	PART
ajis02-124	56	25	confirm	confirm	VERB
ajis02-124	56	26	a	a	DET
ajis02-124	56	27	transaction	transaction	NOUN
ajis02-124	56	28	,	,	PUNCT
ajis02-124	56	29	rather	rather	ADV
ajis02-124	56	30	than	than	ADP
ajis02-124	56	31	independent	independent	ADJ
ajis02-124	56	32	tasks	task	NOUN
ajis02-124	56	33	such	such	ADJ
ajis02-124	56	34	as	as	ADP
ajis02-124	56	35	in	in	ADP
ajis02-124	56	36	whitten	whitten	PROPN
ajis02-124	56	37	and	and	CCONJ
ajis02-124	56	38	tygar	tygar	NOUN
ajis02-124	56	39	's	's	PART
ajis02-124	56	40	evaluation	evaluation	NOUN
ajis02-124	56	41	of	of	ADP
ajis02-124	56	42	pgp	pgp	NOUN
ajis02-124	56	43	,	,	PUNCT
ajis02-124	56	44	a	a	DET
ajis02-124	56	45	tool	tool	NOUN
ajis02-124	56	46	for	for	ADP
ajis02-124	56	47	secure	secure	ADJ
ajis02-124	56	48	email	email	NOUN
ajis02-124	56	49	.	.	PUNCT
ajis02-124	57	1	second	second	ADJ
ajis02-124	57	2	,	,	PUNCT
ajis02-124	57	3	we	we	PRON
ajis02-124	57	4	stress	stress	VERB
ajis02-124	57	5	that	that	SCONJ
ajis02-124	57	6	some	some	DET
ajis02-124	57	7	security	security	NOUN
ajis02-124	57	8	tasks	task	NOUN
ajis02-124	57	9	in	in	ADP
ajis02-124	57	10	e	e	NOUN
ajis02-124	57	11	-	-	NOUN
ajis02-124	57	12	banking	banking	NOUN
ajis02-124	57	13	may	may	AUX
ajis02-124	57	14	be	be	AUX
ajis02-124	57	15	difficult	difficult	ADJ
ajis02-124	57	16	for	for	SCONJ
ajis02-124	57	17	the	the	DET
ajis02-124	57	18	system	system	NOUN
ajis02-124	57	19	designers	designer	NOUN
ajis02-124	57	20	to	to	PART
ajis02-124	57	21	predict	predict	VERB
ajis02-124	57	22	in	in	ADP
ajis02-124	57	23	advance	advance	NOUN
ajis02-124	57	24	,	,	PUNCT
ajis02-124	57	25	which	which	PRON
ajis02-124	57	26	seems	seem	VERB
ajis02-124	57	27	to	to	PART
ajis02-124	57	28	contradict	contradict	VERB
ajis02-124	57	29	an	an	DET
ajis02-124	57	30	underlying	underlying	ADJ
ajis02-124	57	31	assumption	assumption	NOUN
ajis02-124	57	32	of	of	ADP
ajis02-124	57	33	issue	issue	NOUN
ajis02-124	57	34	1	1	NUM
ajis02-124	57	35	.	.	PUNCT
ajis02-124	58	1	thus	thus	ADV
ajis02-124	58	2	,	,	PUNCT
ajis02-124	58	3	security	security	NOUN
ajis02-124	58	4	tasks	task	NOUN
ajis02-124	58	5	may	may	AUX
ajis02-124	58	6	be	be	AUX
ajis02-124	58	7	part	part	NOUN
ajis02-124	58	8	of	of	ADP
ajis02-124	58	9	other	other	ADJ
ajis02-124	58	10	tasks	task	NOUN
ajis02-124	58	11	,	,	PUNCT
ajis02-124	58	12	and	and	CCONJ
ajis02-124	58	13	may	may	AUX
ajis02-124	58	14	not	not	PART
ajis02-124	58	15	be	be	AUX
ajis02-124	58	16	predicable	predicable	ADJ
ajis02-124	58	17	in	in	ADP
ajis02-124	58	18	advance	advance	NOUN
ajis02-124	58	19	.	.	PUNCT
ajis02-124	59	1	what	what	PRON
ajis02-124	59	2	we	we	PRON
ajis02-124	59	3	evaluated	evaluate	VERB
ajis02-124	59	4	a	a	DET
ajis02-124	59	5	single	single	ADJ
ajis02-124	59	6	e	e	NOUN
ajis02-124	59	7	-	-	ADJ
ajis02-124	59	8	banking	banking	ADJ
ajis02-124	59	9	service	service	NOUN
ajis02-124	59	10	,	,	PUNCT
ajis02-124	59	11	transfer	transfer	NOUN
ajis02-124	59	12	of	of	ADP
ajis02-124	59	13	money	money	NOUN
ajis02-124	59	14	to	to	ADP
ajis02-124	59	15	an	an	DET
ajis02-124	59	16	account	account	NOUN
ajis02-124	59	17	held	hold	VERB
ajis02-124	59	18	by	by	ADP
ajis02-124	59	19	someone	someone	PRON
ajis02-124	59	20	else	else	ADV
ajis02-124	59	21	,	,	PUNCT
ajis02-124	59	22	was	be	AUX
ajis02-124	59	23	selected	select	VERB
ajis02-124	59	24	to	to	PART
ajis02-124	59	25	represent	represent	VERB
ajis02-124	59	26	ordinary	ordinary	ADJ
ajis02-124	59	27	retail	retail	ADJ
ajis02-124	59	28	banking	banking	NOUN
ajis02-124	59	29	,	,	PUNCT
ajis02-124	59	30	that	that	ADV
ajis02-124	59	31	is	is	ADV
ajis02-124	59	32	,	,	PUNCT
ajis02-124	59	33	non	non	ADJ
ajis02-124	59	34	-	-	ADJ
ajis02-124	59	35	commercial	commercial	ADJ
ajis02-124	59	36	account	account	NOUN
ajis02-124	59	37	holders	holder	NOUN
ajis02-124	59	38	'	'	PART
ajis02-124	59	39	ordinary	ordinary	ADJ
ajis02-124	59	40	interactions	interaction	NOUN
ajis02-124	59	41	with	with	ADP
ajis02-124	59	42	their	their	PRON
ajis02-124	59	43	e	e	NOUN
ajis02-124	59	44	-	-	NOUN
ajis02-124	59	45	bank	bank	NOUN
ajis02-124	59	46	.	.	PUNCT
ajis02-124	60	1	we	we	PRON
ajis02-124	60	2	believe	believe	VERB
ajis02-124	60	3	this	this	DET
ajis02-124	60	4	service	service	NOUN
ajis02-124	60	5	is	be	AUX
ajis02-124	60	6	the	the	DET
ajis02-124	60	7	most	most	ADV
ajis02-124	60	8	important	important	ADJ
ajis02-124	60	9	for	for	ADP
ajis02-124	60	10	most	most	ADJ
ajis02-124	60	11	ordinary	ordinary	ADJ
ajis02-124	60	12	users	user	NOUN
ajis02-124	60	13	,	,	PUNCT
ajis02-124	60	14	and	and	CCONJ
ajis02-124	60	15	certainly	certainly	ADV
ajis02-124	60	16	every	every	DET
ajis02-124	60	17	e	e	NOUN
ajis02-124	60	18	-	-	NOUN
ajis02-124	60	19	bank	bank	NOUN
ajis02-124	60	20	should	should	AUX
ajis02-124	60	21	provide	provide	VERB
ajis02-124	60	22	it	it	PRON
ajis02-124	60	23	in	in	ADP
ajis02-124	60	24	a	a	DET
ajis02-124	60	25	secure	secure	ADJ
ajis02-124	60	26	and	and	CCONJ
ajis02-124	60	27	easy	easy	ADJ
ajis02-124	60	28	-	-	PUNCT
ajis02-124	60	29	to	to	PART
ajis02-124	60	30	-	-	PUNCT
ajis02-124	60	31	use	use	VERB
ajis02-124	60	32	way	way	NOUN
ajis02-124	60	33	.	.	PUNCT
ajis02-124	61	1	a	a	DET
ajis02-124	61	2	sample	sample	NOUN
ajis02-124	61	3	of	of	ADP
ajis02-124	61	4	six	six	NUM
ajis02-124	61	5	danish	danish	ADJ
ajis02-124	61	6	e	e	NOUN
ajis02-124	61	7	-	-	NOUN
ajis02-124	61	8	banks	bank	NOUN
ajis02-124	61	9	was	be	AUX
ajis02-124	61	10	selected	select	VERB
ajis02-124	61	11	for	for	ADP
ajis02-124	61	12	the	the	DET
ajis02-124	61	13	evaluation	evaluation	NOUN
ajis02-124	61	14	.	.	PUNCT
ajis02-124	62	1	the	the	DET
ajis02-124	62	2	sample	sample	NOUN
ajis02-124	62	3	includes	include	VERB
ajis02-124	62	4	the	the	DET
ajis02-124	62	5	three	three	NUM
ajis02-124	62	6	ebanks	ebank	NOUN
ajis02-124	62	7	offered	offer	VERB
ajis02-124	62	8	by	by	ADP
ajis02-124	62	9	the	the	DET
ajis02-124	62	10	three	three	NUM
ajis02-124	62	11	largest	large	ADJ
ajis02-124	62	12	danish	danish	ADJ
ajis02-124	62	13	banks	bank	NOUN
ajis02-124	62	14	;	;	PUNCT
ajis02-124	62	15	these	these	PRON
ajis02-124	62	16	develop	develop	VERB
ajis02-124	62	17	their	their	PRON
ajis02-124	62	18	e	e	NOUN
ajis02-124	62	19	-	-	ADJ
ajis02-124	62	20	banking	banking	ADJ
ajis02-124	62	21	software	software	NOUN
ajis02-124	62	22	in	in	ADP
ajis02-124	62	23	-	-	PUNCT
ajis02-124	62	24	house	house	NOUN
ajis02-124	62	25	.	.	PUNCT
ajis02-124	63	1	each	each	PRON
ajis02-124	63	2	of	of	ADP
ajis02-124	63	3	the	the	DET
ajis02-124	63	4	three	three	NUM
ajis02-124	63	5	other	other	ADJ
ajis02-124	63	6	e	e	NOUN
ajis02-124	63	7	-	-	NOUN
ajis02-124	63	8	banks	bank	NOUN
ajis02-124	63	9	is	be	AUX
ajis02-124	63	10	based	base	VERB
ajis02-124	63	11	on	on	ADP
ajis02-124	63	12	software	software	NOUN
ajis02-124	63	13	from	from	ADP
ajis02-124	63	14	one	one	NUM
ajis02-124	63	15	of	of	ADP
ajis02-124	63	16	three	three	NUM
ajis02-124	63	17	independent	independent	ADJ
ajis02-124	63	18	danish	danish	ADJ
ajis02-124	63	19	manufacturers	manufacturer	NOUN
ajis02-124	63	20	of	of	ADP
ajis02-124	63	21	generic	generic	ADJ
ajis02-124	63	22	software	software	NOUN
ajis02-124	63	23	for	for	ADP
ajis02-124	63	24	e	e	NOUN
ajis02-124	63	25	-	-	NOUN
ajis02-124	63	26	banking	banking	NOUN
ajis02-124	63	27	;	;	PUNCT
ajis02-124	63	28	all	all	DET
ajis02-124	63	29	other	other	ADJ
ajis02-124	63	30	danish	danish	ADJ
ajis02-124	63	31	e	e	NOUN
ajis02-124	63	32	-	-	NOUN
ajis02-124	63	33	banks	bank	NOUN
ajis02-124	63	34	are	be	AUX
ajis02-124	63	35	based	base	VERB
ajis02-124	63	36	on	on	ADP
ajis02-124	63	37	software	software	NOUN
ajis02-124	63	38	from	from	ADP
ajis02-124	63	39	these	these	DET
ajis02-124	63	40	three	three	NUM
ajis02-124	63	41	manufacturers	manufacturer	NOUN
ajis02-124	63	42	,	,	PUNCT
ajis02-124	63	43	but	but	CCONJ
ajis02-124	63	44	customization	customization	NOUN
ajis02-124	63	45	and	and	CCONJ
ajis02-124	63	46	extension	extension	NOUN
ajis02-124	63	47	with	with	ADP
ajis02-124	63	48	new	new	ADJ
ajis02-124	63	49	features	feature	NOUN
ajis02-124	63	50	may	may	AUX
ajis02-124	63	51	result	result	VERB
ajis02-124	63	52	in	in	ADP
ajis02-124	63	53	user	user	NOUN
ajis02-124	63	54	interfaces	interface	NOUN
ajis02-124	63	55	that	that	PRON
ajis02-124	63	56	are	be	AUX
ajis02-124	63	57	different	different	ADJ
ajis02-124	63	58	from	from	ADP
ajis02-124	63	59	those	those	PRON
ajis02-124	63	60	in	in	ADP
ajis02-124	63	61	the	the	DET
ajis02-124	63	62	sample	sample	NOUN
ajis02-124	63	63	.	.	PUNCT
ajis02-124	64	1	the	the	DET
ajis02-124	64	2	task	task	NOUN
ajis02-124	64	3	of	of	ADP
ajis02-124	64	4	conducting	conduct	VERB
ajis02-124	64	5	a	a	DET
ajis02-124	64	6	money	money	NOUN
ajis02-124	64	7	transfer	transfer	NOUN
ajis02-124	64	8	in	in	ADP
ajis02-124	64	9	the	the	DET
ajis02-124	64	10	six	six	NUM
ajis02-124	64	11	e	e	NOUN
ajis02-124	64	12	-	-	NOUN
ajis02-124	64	13	banks	bank	NOUN
ajis02-124	64	14	requires	require	VERB
ajis02-124	64	15	that	that	SCONJ
ajis02-124	64	16	two	two	NUM
ajis02-124	64	17	or	or	CCONJ
ajis02-124	64	18	three	three	NUM
ajis02-124	64	19	other	other	ADJ
ajis02-124	64	20	tasks	task	NOUN
ajis02-124	64	21	are	be	AUX
ajis02-124	64	22	carried	carry	VERB
ajis02-124	64	23	out	out	ADP
ajis02-124	64	24	,	,	PUNCT
ajis02-124	64	25	namely	namely	ADV
ajis02-124	64	26	installation	installation	NOUN
ajis02-124	64	27	(	(	PUNCT
ajis02-124	64	28	five	five	NUM
ajis02-124	64	29	of	of	ADP
ajis02-124	64	30	the	the	DET
ajis02-124	64	31	e	e	NOUN
ajis02-124	64	32	-	-	NOUN
ajis02-124	64	33	banks	bank	NOUN
ajis02-124	64	34	)	)	PUNCT
ajis02-124	64	35	and	and	CCONJ
ajis02-124	64	36	logon	logon	NOUN
ajis02-124	64	37	and	and	CCONJ
ajis02-124	64	38	logoff	logoff	NOUN
ajis02-124	64	39	(	(	PUNCT
ajis02-124	64	40	all	all	PRON
ajis02-124	64	41	six	six	NUM
ajis02-124	64	42	e	e	NOUN
ajis02-124	64	43	-	-	NOUN
ajis02-124	64	44	banks	bank	NOUN
ajis02-124	64	45	)	)	PUNCT
ajis02-124	64	46	.	.	PUNCT
ajis02-124	65	1	we	we	PRON
ajis02-124	65	2	include	include	VERB
ajis02-124	65	3	these	these	DET
ajis02-124	65	4	prerequisite	prerequisite	NOUN
ajis02-124	65	5	tasks	task	NOUN
ajis02-124	65	6	in	in	ADP
ajis02-124	65	7	the	the	DET
ajis02-124	65	8	evaluation	evaluation	NOUN
ajis02-124	65	9	.	.	PUNCT
ajis02-124	66	1	the	the	DET
ajis02-124	66	2	prerequisite	prerequisite	NOUN
ajis02-124	66	3	tasks	task	NOUN
ajis02-124	66	4	serve	serve	VERB
ajis02-124	66	5	to	to	PART
ajis02-124	66	6	attain	attain	VERB
ajis02-124	66	7	various	various	ADJ
ajis02-124	66	8	security	security	NOUN
ajis02-124	66	9	requirements	requirement	NOUN
ajis02-124	66	10	:	:	PUNCT
ajis02-124	66	11	all	all	DET
ajis02-124	66	12	six	six	NUM
ajis02-124	66	13	e	e	NOUN
ajis02-124	66	14	-	-	NOUN
ajis02-124	66	15	banks	bank	NOUN
ajis02-124	66	16	have	have	AUX
ajis02-124	66	17	pledged	pledge	VERB
ajis02-124	66	18	to	to	PART
ajis02-124	66	19	comply	comply	VERB
ajis02-124	66	20	with	with	ADP
ajis02-124	66	21	the	the	DET
ajis02-124	66	22	security	security	NOUN
ajis02-124	66	23	requirements	requirement	NOUN
ajis02-124	66	24	laid	lay	VERB
ajis02-124	66	25	down	down	ADP
ajis02-124	66	26	in	in	ADP
ajis02-124	66	27	the	the	DET
ajis02-124	66	28	industry	industry	NOUN
ajis02-124	66	29	code	code	NOUN
ajis02-124	66	30	defined	define	VERB
ajis02-124	66	31	by	by	ADP
ajis02-124	66	32	the	the	DET
ajis02-124	66	33	danish	danish	PROPN
ajis02-124	66	34	bankers	bankers	PROPN
ajis02-124	66	35	association	association	PROPN
ajis02-124	66	36	.	.	PUNCT
ajis02-124	67	1	the	the	DET
ajis02-124	67	2	code	code	NOUN
ajis02-124	67	3	contains	contain	VERB
ajis02-124	67	4	the	the	DET
ajis02-124	67	5	following	follow	VERB
ajis02-124	67	6	requirements	requirement	NOUN
ajis02-124	67	7	,	,	PUNCT
ajis02-124	67	8	rephrased	rephrase	VERB
ajis02-124	67	9	here	here	ADV
ajis02-124	67	10	to	to	PART
ajis02-124	67	11	comply	comply	VERB
ajis02-124	67	12	with	with	ADP
ajis02-124	67	13	standard	standard	ADJ
ajis02-124	67	14	security	security	NOUN
ajis02-124	67	15	terminology	terminology	NOUN
ajis02-124	67	16	(	(	PUNCT
ajis02-124	67	17	see	see	VERB
ajis02-124	67	18	itu	itu	PROPN
ajis02-124	67	19	1991	1991	NUM
ajis02-124	67	20	):	):	PUNCT
ajis02-124	67	21	user	user	NOUN
ajis02-124	67	22	authentication	authentication	NOUN
ajis02-124	67	23	to	to	PART
ajis02-124	67	24	verify	verify	VERB
ajis02-124	67	25	the	the	DET
ajis02-124	67	26	identity	identity	NOUN
ajis02-124	67	27	of	of	ADP
ajis02-124	67	28	the	the	DET
ajis02-124	67	29	user	user	NOUN
ajis02-124	67	30	prior	prior	ADV
ajis02-124	67	31	to	to	ADP
ajis02-124	67	32	completing	complete	VERB
ajis02-124	67	33	transactions	transaction	NOUN
ajis02-124	67	34	and	and	CCONJ
ajis02-124	67	35	prior	prior	ADV
ajis02-124	67	36	to	to	ADP
ajis02-124	67	37	getting	get	VERB
ajis02-124	67	38	access	access	NOUN
ajis02-124	67	39	to	to	ADP
ajis02-124	67	40	account	account	NOUN
ajis02-124	67	41	information	information	NOUN
ajis02-124	67	42	.	.	PUNCT
ajis02-124	68	1	nonrepudiation	nonrepudiation	NOUN
ajis02-124	68	2	to	to	PART
ajis02-124	68	3	enable	enable	VERB
ajis02-124	68	4	banks	bank	NOUN
ajis02-124	68	5	to	to	PART
ajis02-124	68	6	prove	prove	VERB
ajis02-124	68	7	that	that	SCONJ
ajis02-124	68	8	a	a	DET
ajis02-124	68	9	given	give	VERB
ajis02-124	68	10	transaction	transaction	NOUN
ajis02-124	68	11	has	have	AUX
ajis02-124	68	12	been	be	AUX
ajis02-124	68	13	conducted	conduct	VERB
ajis02-124	68	14	by	by	ADP
ajis02-124	68	15	a	a	DET
ajis02-124	68	16	given	give	VERB
ajis02-124	68	17	user	user	NOUN
ajis02-124	68	18	.	.	PUNCT
ajis02-124	69	1	data	datum	NOUN
ajis02-124	69	2	confidentiality	confidentiality	NOUN
ajis02-124	69	3	to	to	PART
ajis02-124	69	4	protect	protect	VERB
ajis02-124	69	5	transaction	transaction	NOUN
ajis02-124	69	6	or	or	CCONJ
ajis02-124	69	7	account	account	NOUN
ajis02-124	69	8	data	datum	NOUN
ajis02-124	69	9	communicated	communicate	VERB
ajis02-124	69	10	between	between	ADP
ajis02-124	69	11	the	the	DET
ajis02-124	69	12	user	user	NOUN
ajis02-124	69	13	and	and	CCONJ
ajis02-124	69	14	the	the	DET
ajis02-124	69	15	bank	bank	NOUN
ajis02-124	69	16	from	from	ADP
ajis02-124	69	17	disclosure	disclosure	NOUN
ajis02-124	69	18	.	.	PUNCT
ajis02-124	70	1	there	there	PRON
ajis02-124	70	2	are	be	VERB
ajis02-124	70	3	various	various	ADJ
ajis02-124	70	4	more	more	ADV
ajis02-124	70	5	specific	specific	ADJ
ajis02-124	70	6	requirements	requirement	NOUN
ajis02-124	70	7	,	,	PUNCT
ajis02-124	70	8	most	most	ADV
ajis02-124	70	9	notably	notably	ADV
ajis02-124	70	10	that	that	SCONJ
ajis02-124	70	11	user	user	NOUN
ajis02-124	70	12	authentication	authentication	NOUN
ajis02-124	70	13	is	be	AUX
ajis02-124	70	14	based	base	VERB
ajis02-124	70	15	on	on	ADP
ajis02-124	70	16	two	two	NUM
ajis02-124	70	17	independent	independent	ADJ
ajis02-124	70	18	secrets	secret	NOUN
ajis02-124	70	19	:	:	PUNCT
ajis02-124	71	1	1	1	X
ajis02-124	71	2	.	.	X
ajis02-124	71	3	a	a	DET
ajis02-124	71	4	secret	secret	NOUN
ajis02-124	71	5	the	the	DET
ajis02-124	71	6	user	user	NOUN
ajis02-124	71	7	knows	know	VERB
ajis02-124	71	8	(	(	PUNCT
ajis02-124	71	9	e.g.	e.g.	ADV
ajis02-124	71	10	,	,	PUNCT
ajis02-124	71	11	a	a	DET
ajis02-124	71	12	memorized	memorized	ADJ
ajis02-124	71	13	password	password	NOUN
ajis02-124	71	14	)	)	PUNCT
ajis02-124	71	15	2	2	NUM
ajis02-124	71	16	.	.	X
ajis02-124	71	17	a	a	DET
ajis02-124	71	18	secret	secret	NOUN
ajis02-124	71	19	the	the	DET
ajis02-124	71	20	user	user	NOUN
ajis02-124	71	21	possesses	possesse	NOUN
ajis02-124	71	22	(	(	PUNCT
ajis02-124	71	23	e.g.	e.g.	ADV
ajis02-124	71	24	,	,	PUNCT
ajis02-124	71	25	a	a	DET
ajis02-124	71	26	private	private	ADJ
ajis02-124	71	27	key	key	NOUN
ajis02-124	71	28	stored	store	VERB
ajis02-124	71	29	on	on	ADP
ajis02-124	71	30	the	the	DET
ajis02-124	71	31	user	user	NOUN
ajis02-124	71	32	’s	’s	PART
ajis02-124	71	33	computer	computer	NOUN
ajis02-124	71	34	)	)	PUNCT
ajis02-124	71	35	.	.	PUNCT
ajis02-124	72	1	the	the	DET
ajis02-124	72	2	installation	installation	NOUN
ajis02-124	72	3	task	task	NOUN
ajis02-124	72	4	is	be	AUX
ajis02-124	72	5	a	a	DET
ajis02-124	72	6	prerequisite	prerequisite	NOUN
ajis02-124	72	7	in	in	ADP
ajis02-124	72	8	the	the	DET
ajis02-124	72	9	five	five	NUM
ajis02-124	72	10	banks	bank	NOUN
ajis02-124	72	11	that	that	PRON
ajis02-124	72	12	implement	implement	VERB
ajis02-124	72	13	the	the	DET
ajis02-124	72	14	industry	industry	NOUN
ajis02-124	72	15	code	code	NOUN
ajis02-124	72	16	's	's	PART
ajis02-124	72	17	two	two	NUM
ajis02-124	72	18	-	-	PUNCT
ajis02-124	72	19	secret	secret	ADJ
ajis02-124	72	20	requirement	requirement	NOUN
ajis02-124	72	21	by	by	ADP
ajis02-124	72	22	means	mean	NOUN
ajis02-124	72	23	of	of	ADP
ajis02-124	72	24	a	a	DET
ajis02-124	72	25	public	public	ADJ
ajis02-124	72	26	key	key	ADJ
ajis02-124	72	27	infrastructure	infrastructure	NOUN
ajis02-124	72	28	(	(	PUNCT
ajis02-124	72	29	pki	pki	NOUN
ajis02-124	72	30	)	)	PUNCT
ajis02-124	72	31	solution	solution	NOUN
ajis02-124	72	32	.	.	PUNCT
ajis02-124	73	1	in	in	ADP
ajis02-124	73	2	contrast	contrast	NOUN
ajis02-124	73	3	,	,	PUNCT
ajis02-124	73	4	no	no	DET
ajis02-124	73	5	installation	installation	NOUN
ajis02-124	73	6	task	task	NOUN
ajis02-124	73	7	is	be	AUX
ajis02-124	73	8	required	require	VERB
ajis02-124	73	9	to	to	PART
ajis02-124	73	10	conduct	conduct	VERB
ajis02-124	73	11	money	money	NOUN
ajis02-124	73	12	transfers	transfer	NOUN
ajis02-124	73	13	or	or	CCONJ
ajis02-124	73	14	other	other	ADJ
ajis02-124	73	15	services	service	NOUN
ajis02-124	73	16	in	in	ADP
ajis02-124	73	17	the	the	DET
ajis02-124	73	18	e	e	NOUN
ajis02-124	73	19	-	-	NOUN
ajis02-124	73	20	bank	bank	NOUN
ajis02-124	73	21	that	that	PRON
ajis02-124	73	22	makes	make	VERB
ajis02-124	73	23	use	use	NOUN
ajis02-124	73	24	of	of	ADP
ajis02-124	73	25	a	a	DET
ajis02-124	73	26	physical	physical	ADJ
ajis02-124	73	27	code	code	NOUN
ajis02-124	73	28	card	card	NOUN
ajis02-124	73	29	.	.	PUNCT
ajis02-124	74	1	table	table	NOUN
ajis02-124	74	2	1	1	NUM
ajis02-124	74	3	summarizes	summarize	NOUN
ajis02-124	74	4	how	how	SCONJ
ajis02-124	74	5	the	the	DET
ajis02-124	74	6	two	two	NUM
ajis02-124	74	7	solutions	solution	NOUN
ajis02-124	74	8	implement	implement	VERB
ajis02-124	74	9	the	the	DET
ajis02-124	74	10	industry	industry	NOUN
ajis02-124	74	11	code	code	NOUN
ajis02-124	74	12	's	's	PART
ajis02-124	74	13	two	two	NUM
ajis02-124	74	14	-	-	PUNCT
ajis02-124	74	15	secret	secret	ADJ
ajis02-124	74	16	requirements	requirement	NOUN
ajis02-124	74	17	.	.	PUNCT
ajis02-124	75	1	ajis	ajis	AUX
ajis02-124	75	2	special	special	ADJ
ajis02-124	75	3	issue	issue	NOUN
ajis02-124	75	4	december	december	PROPN
ajis02-124	75	5	2004	2004	NUM
ajis02-124	75	6	55	55	NUM
ajis02-124	75	7	the	the	DET
ajis02-124	75	8	logon	logon	NOUN
ajis02-124	75	9	and	and	CCONJ
ajis02-124	75	10	logoff	logoff	NOUN
ajis02-124	75	11	tasks	task	NOUN
ajis02-124	75	12	establish	establish	VERB
ajis02-124	75	13	and	and	CCONJ
ajis02-124	75	14	terminate	terminate	VERB
ajis02-124	75	15	a	a	DET
ajis02-124	75	16	secure	secure	ADJ
ajis02-124	75	17	connection	connection	NOUN
ajis02-124	75	18	to	to	ADP
ajis02-124	75	19	the	the	DET
ajis02-124	75	20	e	e	NOUN
ajis02-124	75	21	-	-	NOUN
ajis02-124	75	22	bank	bank	NOUN
ajis02-124	75	23	using	use	VERB
ajis02-124	75	24	the	the	DET
ajis02-124	75	25	ssl	ssl	PROPN
ajis02-124	75	26	/	/	SYM
ajis02-124	75	27	tls	tls	PROPN
ajis02-124	75	28	(	(	PUNCT
ajis02-124	75	29	secure	secure	ADJ
ajis02-124	75	30	socket	socket	NOUN
ajis02-124	75	31	)	)	PUNCT
ajis02-124	75	32	protocol	protocol	NOUN
ajis02-124	75	33	,	,	PUNCT
ajis02-124	75	34	for	for	ADP
ajis02-124	75	35	data	datum	NOUN
ajis02-124	75	36	confidentiality	confidentiality	NOUN
ajis02-124	75	37	.	.	PUNCT
ajis02-124	76	1	logon	logon	NOUN
ajis02-124	76	2	in	in	ADP
ajis02-124	76	3	all	all	DET
ajis02-124	76	4	six	six	NUM
ajis02-124	76	5	e	e	NOUN
ajis02-124	76	6	-	-	NOUN
ajis02-124	76	7	banks	bank	NOUN
ajis02-124	76	8	requires	require	VERB
ajis02-124	76	9	both	both	CCONJ
ajis02-124	76	10	the	the	DET
ajis02-124	76	11	possessed	possessed	ADJ
ajis02-124	76	12	and	and	CCONJ
ajis02-124	76	13	known	known	ADJ
ajis02-124	76	14	secrets	secret	NOUN
ajis02-124	76	15	.	.	PUNCT
ajis02-124	77	1	the	the	DET
ajis02-124	77	2	full	full	ADJ
ajis02-124	77	3	evaluation	evaluation	NOUN
ajis02-124	77	4	comprises	comprise	VERB
ajis02-124	77	5	the	the	DET
ajis02-124	77	6	following	follow	VERB
ajis02-124	77	7	four	four	NUM
ajis02-124	77	8	tasks	task	NOUN
ajis02-124	77	9	having	have	VERB
ajis02-124	77	10	various	various	ADJ
ajis02-124	77	11	specified	specify	VERB
ajis02-124	77	12	security	security	NOUN
ajis02-124	77	13	subtasks	subtask	NOUN
ajis02-124	77	14	:	:	PUNCT
ajis02-124	77	15	installation	installation	NOUN
ajis02-124	77	16	,	,	PUNCT
ajis02-124	77	17	with	with	ADP
ajis02-124	77	18	two	two	NUM
ajis02-124	77	19	security	security	NOUN
ajis02-124	77	20	subtasks	subtask	NOUN
ajis02-124	77	21	:	:	PUNCT
ajis02-124	77	22	password	password	NOUN
ajis02-124	77	23	definition	definition	NOUN
ajis02-124	77	24	and	and	CCONJ
ajis02-124	77	25	signature	signature	NOUN
ajis02-124	77	26	-	-	PUNCT
ajis02-124	77	27	file	file	NOUN
ajis02-124	77	28	management	management	NOUN
ajis02-124	77	29	.	.	PUNCT
ajis02-124	78	1	logon	logon	PROPN
ajis02-124	78	2	,	,	PUNCT
ajis02-124	78	3	with	with	ADP
ajis02-124	78	4	one	one	NUM
ajis02-124	78	5	security	security	NOUN
ajis02-124	78	6	subtask	subtask	NOUN
ajis02-124	78	7	:	:	PUNCT
ajis02-124	78	8	user	user	NOUN
ajis02-124	78	9	authentication	authentication	NOUN
ajis02-124	78	10	.	.	PUNCT
ajis02-124	79	1	money	money	NOUN
ajis02-124	79	2	transfer	transfer	NOUN
ajis02-124	79	3	,	,	PUNCT
ajis02-124	79	4	with	with	ADP
ajis02-124	79	5	one	one	NUM
ajis02-124	79	6	security	security	NOUN
ajis02-124	79	7	subtask	subtask	NOUN
ajis02-124	79	8	:	:	PUNCT
ajis02-124	79	9	user	user	NOUN
ajis02-124	79	10	authentication	authentication	PROPN
ajis02-124	79	11	.	.	PUNCT
ajis02-124	80	1	logoff	logoff	NOUN
ajis02-124	80	2	,	,	PUNCT
ajis02-124	80	3	which	which	PRON
ajis02-124	80	4	is	be	AUX
ajis02-124	80	5	in	in	ADP
ajis02-124	80	6	itself	itself	PRON
ajis02-124	80	7	a	a	DET
ajis02-124	80	8	security	security	NOUN
ajis02-124	80	9	task	task	NOUN
ajis02-124	80	10	.	.	PUNCT
ajis02-124	81	1	the	the	DET
ajis02-124	81	2	goal	goal	NOUN
ajis02-124	81	3	of	of	ADP
ajis02-124	81	4	the	the	DET
ajis02-124	81	5	evaluation	evaluation	NOUN
ajis02-124	81	6	of	of	ADP
ajis02-124	81	7	these	these	DET
ajis02-124	81	8	tasks	task	NOUN
ajis02-124	81	9	is	be	AUX
ajis02-124	81	10	to	to	PART
ajis02-124	81	11	answer	answer	VERB
ajis02-124	81	12	the	the	DET
ajis02-124	81	13	following	follow	VERB
ajis02-124	81	14	questions	question	NOUN
ajis02-124	81	15	,	,	PUNCT
ajis02-124	81	16	which	which	PRON
ajis02-124	81	17	are	be	AUX
ajis02-124	81	18	based	base	VERB
ajis02-124	81	19	on	on	ADP
ajis02-124	81	20	whitten	whitten	PROPN
ajis02-124	81	21	and	and	CCONJ
ajis02-124	81	22	tygar	tygar	NOUN
ajis02-124	81	23	’s	’s	PART
ajis02-124	81	24	(	(	PUNCT
ajis02-124	81	25	1999	1999	NUM
ajis02-124	81	26	)	)	PUNCT
ajis02-124	81	27	definition	definition	NOUN
ajis02-124	81	28	of	of	ADP
ajis02-124	81	29	usable	usable	ADJ
ajis02-124	81	30	security	security	NOUN
ajis02-124	81	31	:	:	PUNCT
ajis02-124	81	32	is	be	AUX
ajis02-124	81	33	the	the	DET
ajis02-124	81	34	user	user	NOUN
ajis02-124	81	35	made	make	VERB
ajis02-124	81	36	reliably	reliably	ADV
ajis02-124	81	37	aware	aware	ADJ
ajis02-124	81	38	of	of	ADP
ajis02-124	81	39	,	,	PUNCT
ajis02-124	81	40	and	and	CCONJ
ajis02-124	81	41	able	able	ADJ
ajis02-124	81	42	to	to	PART
ajis02-124	81	43	successfully	successfully	ADV
ajis02-124	81	44	perform	perform	VERB
ajis02-124	81	45	the	the	DET
ajis02-124	81	46	security	security	NOUN
ajis02-124	81	47	subtasks	subtask	NOUN
ajis02-124	81	48	?	?	PUNCT
ajis02-124	82	1	is	be	AUX
ajis02-124	82	2	the	the	DET
ajis02-124	82	3	user	user	NOUN
ajis02-124	82	4	prevented	prevent	VERB
ajis02-124	82	5	from	from	ADP
ajis02-124	82	6	making	make	VERB
ajis02-124	82	7	dangerous	dangerous	ADJ
ajis02-124	82	8	errors	error	NOUN
ajis02-124	82	9	?	?	PUNCT
ajis02-124	83	1	what	what	PRON
ajis02-124	83	2	is	be	AUX
ajis02-124	83	3	the	the	DET
ajis02-124	83	4	cost	cost	NOUN
ajis02-124	83	5	of	of	ADP
ajis02-124	83	6	the	the	DET
ajis02-124	83	7	security	security	NOUN
ajis02-124	83	8	subtasks	subtask	NOUN
ajis02-124	83	9	in	in	ADP
ajis02-124	83	10	terms	term	NOUN
ajis02-124	83	11	of	of	ADP
ajis02-124	83	12	added	add	VERB
ajis02-124	83	13	user	user	NOUN
ajis02-124	83	14	-	-	PUNCT
ajis02-124	83	15	interface	interface	NOUN
ajis02-124	83	16	complexity	complexity	NOUN
ajis02-124	83	17	is	be	AUX
ajis02-124	83	18	there	there	PRON
ajis02-124	83	19	a	a	DET
ajis02-124	83	20	risk	risk	NOUN
ajis02-124	83	21	that	that	SCONJ
ajis02-124	83	22	the	the	DET
ajis02-124	83	23	user	user	NOUN
ajis02-124	83	24	does	do	AUX
ajis02-124	83	25	not	not	PART
ajis02-124	83	26	feel	feel	VERB
ajis02-124	83	27	sufficiently	sufficiently	ADV
ajis02-124	83	28	comfortable	comfortable	ADJ
ajis02-124	83	29	to	to	PART
ajis02-124	83	30	continue	continue	VERB
ajis02-124	83	31	using	use	VERB
ajis02-124	83	32	it	it	PRON
ajis02-124	83	33	?	?	PUNCT
ajis02-124	84	1	how	how	SCONJ
ajis02-124	84	2	we	we	PRON
ajis02-124	84	3	evaluated	evaluate	VERB
ajis02-124	84	4	the	the	DET
ajis02-124	84	5	e	e	NOUN
ajis02-124	84	6	-	-	ADJ
ajis02-124	84	7	banking	banking	ADJ
ajis02-124	84	8	systems	system	NOUN
ajis02-124	84	9	were	be	AUX
ajis02-124	84	10	evaluated	evaluate	VERB
ajis02-124	84	11	by	by	ADP
ajis02-124	84	12	a	a	DET
ajis02-124	84	13	walkthrough	walkthrough	NOUN
ajis02-124	84	14	of	of	ADP
ajis02-124	84	15	the	the	DET
ajis02-124	84	16	four	four	NUM
ajis02-124	84	17	tasks	task	NOUN
ajis02-124	84	18	(	(	PUNCT
ajis02-124	84	19	i.e.	i.e.	X
ajis02-124	84	20	,	,	PUNCT
ajis02-124	84	21	by	by	ADP
ajis02-124	84	22	analytic	analytic	ADJ
ajis02-124	84	23	inspection	inspection	NOUN
ajis02-124	84	24	)	)	PUNCT
ajis02-124	84	25	.	.	PUNCT
ajis02-124	85	1	accounts	account	NOUN
ajis02-124	85	2	were	be	AUX
ajis02-124	85	3	opened	open	VERB
ajis02-124	85	4	in	in	ADP
ajis02-124	85	5	the	the	DET
ajis02-124	85	6	six	six	NUM
ajis02-124	85	7	banks	bank	NOUN
ajis02-124	85	8	so	so	SCONJ
ajis02-124	85	9	that	that	SCONJ
ajis02-124	85	10	we	we	PRON
ajis02-124	85	11	could	could	AUX
ajis02-124	85	12	conduct	conduct	VERB
ajis02-124	85	13	the	the	DET
ajis02-124	85	14	four	four	NUM
ajis02-124	85	15	tasks	task	NOUN
ajis02-124	85	16	as	as	ADP
ajis02-124	85	17	ordinary	ordinary	ADJ
ajis02-124	85	18	customers	customer	NOUN
ajis02-124	85	19	.	.	PUNCT
ajis02-124	86	1	the	the	DET
ajis02-124	86	2	walkthroughs	walkthrough	NOUN
ajis02-124	86	3	consisted	consist	VERB
ajis02-124	86	4	of	of	ADP
ajis02-124	86	5	constructing	construct	VERB
ajis02-124	86	6	sequence	sequence	NOUN
ajis02-124	86	7	models	model	NOUN
ajis02-124	86	8	of	of	ADP
ajis02-124	86	9	the	the	DET
ajis02-124	86	10	actions	action	NOUN
ajis02-124	86	11	involved	involve	VERB
ajis02-124	86	12	in	in	ADP
ajis02-124	86	13	performing	perform	VERB
ajis02-124	86	14	the	the	DET
ajis02-124	86	15	four	four	NUM
ajis02-124	86	16	tasks	task	NOUN
ajis02-124	86	17	.	.	PUNCT
ajis02-124	87	1	the	the	DET
ajis02-124	87	2	sequence	sequence	NOUN
ajis02-124	87	3	models	model	NOUN
ajis02-124	87	4	,	,	PUNCT
ajis02-124	87	5	inspired	inspire	VERB
ajis02-124	87	6	by	by	ADP
ajis02-124	87	7	beyer	beyer	PROPN
ajis02-124	87	8	and	and	CCONJ
ajis02-124	87	9	holtzblatt	holtzblatt	NOUN
ajis02-124	87	10	(	(	PUNCT
ajis02-124	87	11	1998	1998	NUM
ajis02-124	87	12	)	)	PUNCT
ajis02-124	87	13	,	,	PUNCT
ajis02-124	87	14	document	document	VERB
ajis02-124	87	15	the	the	DET
ajis02-124	87	16	information	information	NOUN
ajis02-124	87	17	provided	provide	VERB
ajis02-124	87	18	by	by	ADP
ajis02-124	87	19	the	the	DET
ajis02-124	87	20	systems	system	NOUN
ajis02-124	87	21	and	and	CCONJ
ajis02-124	87	22	delineate	delineate	VERB
ajis02-124	87	23	the	the	DET
ajis02-124	87	24	correct	correct	ADJ
ajis02-124	87	25	sequence	sequence	NOUN
ajis02-124	87	26	of	of	ADP
ajis02-124	87	27	user	user	NOUN
ajis02-124	87	28	actions	action	NOUN
ajis02-124	87	29	required	require	VERB
ajis02-124	87	30	to	to	PART
ajis02-124	87	31	perform	perform	VERB
ajis02-124	87	32	the	the	DET
ajis02-124	87	33	tasks	task	NOUN
ajis02-124	87	34	.	.	PUNCT
ajis02-124	88	1	in	in	ADP
ajis02-124	88	2	a	a	DET
ajis02-124	88	3	separate	separate	ADJ
ajis02-124	88	4	test	test	NOUN
ajis02-124	88	5	we	we	PRON
ajis02-124	88	6	also	also	ADV
ajis02-124	88	7	attempted	attempt	VERB
ajis02-124	88	8	to	to	PART
ajis02-124	88	9	define	define	VERB
ajis02-124	88	10	weak	weak	ADJ
ajis02-124	88	11	passwords	password	NOUN
ajis02-124	88	12	,	,	PUNCT
ajis02-124	88	13	deliberately	deliberately	ADV
ajis02-124	88	14	disregarding	disregard	VERB
ajis02-124	88	15	any	any	DET
ajis02-124	88	16	advice	advice	NOUN
ajis02-124	88	17	given	give	VERB
ajis02-124	88	18	by	by	ADP
ajis02-124	88	19	the	the	DET
ajis02-124	88	20	systems	system	NOUN
ajis02-124	88	21	.	.	PUNCT
ajis02-124	89	1	to	to	PART
ajis02-124	89	2	attain	attain	VERB
ajis02-124	89	3	an	an	DET
ajis02-124	89	4	approximate	approximate	ADJ
ajis02-124	89	5	,	,	PUNCT
ajis02-124	89	6	quantitative	quantitative	ADJ
ajis02-124	89	7	measure	measure	NOUN
ajis02-124	89	8	of	of	ADP
ajis02-124	89	9	the	the	DET
ajis02-124	89	10	complexity	complexity	NOUN
ajis02-124	89	11	of	of	ADP
ajis02-124	89	12	the	the	DET
ajis02-124	89	13	user	user	NOUN
ajis02-124	89	14	interfaces	interface	NOUN
ajis02-124	89	15	,	,	PUNCT
ajis02-124	89	16	we	we	PRON
ajis02-124	89	17	counted	count	VERB
ajis02-124	89	18	the	the	DET
ajis02-124	89	19	number	number	NOUN
ajis02-124	89	20	of	of	ADP
ajis02-124	89	21	steps	step	NOUN
ajis02-124	89	22	,	,	PUNCT
ajis02-124	89	23	codes	code	NOUN
ajis02-124	89	24	,	,	PUNCT
ajis02-124	89	25	and	and	CCONJ
ajis02-124	89	26	concepts	concept	NOUN
ajis02-124	89	27	involved	involve	VERB
ajis02-124	89	28	in	in	ADP
ajis02-124	89	29	each	each	DET
ajis02-124	89	30	task	task	NOUN
ajis02-124	89	31	,	,	PUNCT
ajis02-124	89	32	as	as	SCONJ
ajis02-124	89	33	recorded	record	VERB
ajis02-124	89	34	in	in	ADP
ajis02-124	89	35	the	the	DET
ajis02-124	89	36	sequence	sequence	NOUN
ajis02-124	89	37	models	model	NOUN
ajis02-124	89	38	.	.	PUNCT
ajis02-124	90	1	a	a	DET
ajis02-124	90	2	step	step	NOUN
ajis02-124	90	3	is	be	AUX
ajis02-124	90	4	an	an	DET
ajis02-124	90	5	action	action	NOUN
ajis02-124	90	6	users	user	NOUN
ajis02-124	90	7	must	must	AUX
ajis02-124	90	8	perform	perform	VERB
ajis02-124	90	9	to	to	PART
ajis02-124	90	10	provide	provide	VERB
ajis02-124	90	11	input	input	NOUN
ajis02-124	90	12	to	to	ADP
ajis02-124	90	13	the	the	DET
ajis02-124	90	14	system	system	NOUN
ajis02-124	90	15	,	,	PUNCT
ajis02-124	90	16	either	either	CCONJ
ajis02-124	90	17	by	by	ADP
ajis02-124	90	18	filling	fill	VERB
ajis02-124	90	19	in	in	ADP
ajis02-124	90	20	a	a	DET
ajis02-124	90	21	field	field	NOUN
ajis02-124	90	22	or	or	CCONJ
ajis02-124	90	23	clicking	click	VERB
ajis02-124	90	24	a	a	DET
ajis02-124	90	25	link	link	NOUN
ajis02-124	90	26	.	.	PUNCT
ajis02-124	91	1	a	a	DET
ajis02-124	91	2	code	code	NOUN
ajis02-124	91	3	is	be	AUX
ajis02-124	91	4	a	a	DET
ajis02-124	91	5	character	character	NOUN
ajis02-124	91	6	string	string	NOUN
ajis02-124	91	7	users	user	NOUN
ajis02-124	91	8	must	must	AUX
ajis02-124	91	9	key	key	VERB
ajis02-124	91	10	in	in	ADP
ajis02-124	91	11	to	to	PART
ajis02-124	91	12	identify	identify	VERB
ajis02-124	91	13	themselves	themselves	PRON
ajis02-124	91	14	,	,	PUNCT
ajis02-124	91	15	including	include	VERB
ajis02-124	91	16	account	account	NOUN
ajis02-124	91	17	numbers	number	NOUN
ajis02-124	91	18	and	and	CCONJ
ajis02-124	91	19	passwords	password	NOUN
ajis02-124	91	20	.	.	PUNCT
ajis02-124	92	1	concepts	concept	NOUN
ajis02-124	92	2	are	be	AUX
ajis02-124	92	3	security	security	NOUN
ajis02-124	92	4	concepts	concept	NOUN
ajis02-124	92	5	presented	present	VERB
ajis02-124	92	6	to	to	ADP
ajis02-124	92	7	users	user	NOUN
ajis02-124	92	8	as	as	ADP
ajis02-124	92	9	part	part	NOUN
ajis02-124	92	10	of	of	ADP
ajis02-124	92	11	onscreen	onscreen	ADJ
ajis02-124	92	12	explanatory	explanatory	ADJ
ajis02-124	92	13	text	text	NOUN
ajis02-124	92	14	.	.	PUNCT
ajis02-124	93	1	the	the	DET
ajis02-124	93	2	evaluation	evaluation	NOUN
ajis02-124	93	3	was	be	AUX
ajis02-124	93	4	conducted	conduct	VERB
ajis02-124	93	5	on	on	ADP
ajis02-124	93	6	a	a	DET
ajis02-124	93	7	pc	pc	NOUN
ajis02-124	93	8	with	with	ADP
ajis02-124	93	9	microsoft	microsoft	PROPN
ajis02-124	93	10	’s	’s	PART
ajis02-124	93	11	windows	windows	PROPN
ajis02-124	93	12	2000	2000	NUM
ajis02-124	93	13	operating	operating	NOUN
ajis02-124	93	14	system	system	NOUN
ajis02-124	93	15	and	and	CCONJ
ajis02-124	93	16	internet	internet	NOUN
ajis02-124	93	17	explorer	explorer	PROPN
ajis02-124	93	18	6.0	6.0	NUM
ajis02-124	93	19	browser	browser	NOUN
ajis02-124	93	20	.	.	PUNCT
ajis02-124	94	1	the	the	DET
ajis02-124	94	2	security	security	NOUN
ajis02-124	94	3	settings	setting	NOUN
ajis02-124	94	4	of	of	ADP
ajis02-124	94	5	the	the	DET
ajis02-124	94	6	browser	browser	NOUN
ajis02-124	94	7	were	be	AUX
ajis02-124	94	8	set	set	VERB
ajis02-124	94	9	to	to	ADP
ajis02-124	94	10	“	"	PUNCT
ajis02-124	94	11	custom	custom	NOUN
ajis02-124	94	12	”	"	PUNCT
ajis02-124	94	13	and	and	CCONJ
ajis02-124	94	14	the	the	DET
ajis02-124	94	15	privacy	privacy	NOUN
ajis02-124	94	16	level	level	NOUN
ajis02-124	94	17	to	to	ADP
ajis02-124	94	18	“	"	PUNCT
ajis02-124	94	19	medium	medium	ADJ
ajis02-124	94	20	”	"	PUNCT
ajis02-124	94	21	.	.	PUNCT
ajis02-124	95	1	results	result	NOUN
ajis02-124	95	2	in	in	ADP
ajis02-124	95	3	all	all	DET
ajis02-124	95	4	six	six	NUM
ajis02-124	95	5	e	e	NOUN
ajis02-124	95	6	-	-	NOUN
ajis02-124	95	7	banks	bank	NOUN
ajis02-124	95	8	,	,	PUNCT
ajis02-124	95	9	the	the	DET
ajis02-124	95	10	user	user	NOUN
ajis02-124	95	11	authentication	authentication	NOUN
ajis02-124	95	12	subtasks	subtask	NOUN
ajis02-124	95	13	of	of	ADP
ajis02-124	95	14	logon	logon	NOUN
ajis02-124	95	15	and	and	CCONJ
ajis02-124	95	16	money	money	NOUN
ajis02-124	95	17	transfer	transfer	NOUN
ajis02-124	95	18	are	be	AUX
ajis02-124	95	19	tightly	tightly	ADV
ajis02-124	95	20	integrated	integrate	VERB
ajis02-124	95	21	.	.	PUNCT
ajis02-124	96	1	the	the	DET
ajis02-124	96	2	user	user	NOUN
ajis02-124	96	3	merely	merely	ADV
ajis02-124	96	4	has	have	VERB
ajis02-124	96	5	to	to	PART
ajis02-124	96	6	type	type	VERB
ajis02-124	96	7	the	the	DET
ajis02-124	96	8	relevant	relevant	ADJ
ajis02-124	96	9	passwords	password	NOUN
ajis02-124	96	10	etc	etc	X
ajis02-124	96	11	.	.	X
ajis02-124	97	1	when	when	SCONJ
ajis02-124	97	2	prompted	prompt	VERB
ajis02-124	97	3	.	.	PUNCT
ajis02-124	98	1	serious	serious	ADJ
ajis02-124	98	2	errors	error	NOUN
ajis02-124	98	3	are	be	AUX
ajis02-124	98	4	probably	probably	ADV
ajis02-124	98	5	prevented	prevent	VERB
ajis02-124	98	6	during	during	ADP
ajis02-124	98	7	these	these	DET
ajis02-124	98	8	tasks	task	NOUN
ajis02-124	98	9	,	,	PUNCT
ajis02-124	98	10	because	because	SCONJ
ajis02-124	98	11	the	the	DET
ajis02-124	98	12	tasks	task	NOUN
ajis02-124	98	13	can	can	AUX
ajis02-124	98	14	not	not	PART
ajis02-124	98	15	be	be	AUX
ajis02-124	98	16	completed	complete	VERB
ajis02-124	98	17	until	until	SCONJ
ajis02-124	98	18	the	the	DET
ajis02-124	98	19	user	user	NOUN
ajis02-124	98	20	provides	provide	VERB
ajis02-124	98	21	the	the	DET
ajis02-124	98	22	input	input	NOUN
ajis02-124	98	23	.	.	PUNCT
ajis02-124	99	1	ajis	ajis	AUX
ajis02-124	99	2	special	special	ADJ
ajis02-124	99	3	issue	issue	NOUN
ajis02-124	99	4	december	december	PROPN
ajis02-124	99	5	2004	2004	NUM
ajis02-124	99	6	56	56	NUM
ajis02-124	99	7	this	this	DET
ajis02-124	99	8	integration	integration	NOUN
ajis02-124	99	9	facilitates	facilitate	VERB
ajis02-124	99	10	daily	daily	ADJ
ajis02-124	99	11	use	use	NOUN
ajis02-124	99	12	of	of	ADP
ajis02-124	99	13	the	the	DET
ajis02-124	99	14	e	e	NOUN
ajis02-124	99	15	-	-	NOUN
ajis02-124	99	16	banks	bank	NOUN
ajis02-124	99	17	.	.	PUNCT
ajis02-124	100	1	still	still	ADV
ajis02-124	100	2	,	,	PUNCT
ajis02-124	100	3	the	the	DET
ajis02-124	100	4	e	e	NOUN
ajis02-124	100	5	-	-	NOUN
ajis02-124	100	6	banks	bank	NOUN
ajis02-124	100	7	suffer	suffer	VERB
ajis02-124	100	8	from	from	ADP
ajis02-124	100	9	three	three	NUM
ajis02-124	100	10	main	main	ADJ
ajis02-124	100	11	weaknesses	weakness	NOUN
ajis02-124	100	12	:	:	PUNCT
ajis02-124	101	1	1	1	X
ajis02-124	101	2	.	.	X
ajis02-124	102	1	the	the	DET
ajis02-124	102	2	installation	installation	NOUN
ajis02-124	102	3	task	task	NOUN
ajis02-124	102	4	associated	associate	VERB
ajis02-124	102	5	with	with	ADP
ajis02-124	102	6	the	the	DET
ajis02-124	102	7	five	five	NUM
ajis02-124	102	8	pki	pki	NOUN
ajis02-124	102	9	-	-	PUNCT
ajis02-124	102	10	based	base	VERB
ajis02-124	102	11	e	e	NOUN
ajis02-124	102	12	-	-	NOUN
ajis02-124	102	13	banks	bank	NOUN
ajis02-124	102	14	is	be	AUX
ajis02-124	102	15	highly	highly	ADV
ajis02-124	102	16	demanding	demanding	ADJ
ajis02-124	102	17	,	,	PUNCT
ajis02-124	102	18	and	and	CCONJ
ajis02-124	102	19	more	more	ADV
ajis02-124	102	20	complex	complex	ADJ
ajis02-124	102	21	than	than	ADP
ajis02-124	102	22	any	any	DET
ajis02-124	102	23	other	other	ADJ
ajis02-124	102	24	task	task	NOUN
ajis02-124	102	25	.	.	PUNCT
ajis02-124	103	1	in	in	ADP
ajis02-124	103	2	contrast	contrast	NOUN
ajis02-124	103	3	,	,	PUNCT
ajis02-124	103	4	the	the	DET
ajis02-124	103	5	code	code	NOUN
ajis02-124	103	6	-	-	PUNCT
ajis02-124	103	7	card	card	NOUN
ajis02-124	103	8	solution	solution	NOUN
ajis02-124	103	9	relieves	relieve	VERB
ajis02-124	103	10	the	the	DET
ajis02-124	103	11	user	user	NOUN
ajis02-124	103	12	from	from	ADP
ajis02-124	103	13	installation	installation	NOUN
ajis02-124	103	14	,	,	PUNCT
ajis02-124	103	15	but	but	CCONJ
ajis02-124	103	16	as	as	ADP
ajis02-124	103	17	a	a	DET
ajis02-124	103	18	consequence	consequence	NOUN
ajis02-124	103	19	each	each	DET
ajis02-124	103	20	logon	logon	NOUN
ajis02-124	103	21	is	be	AUX
ajis02-124	103	22	more	more	ADV
ajis02-124	103	23	cumbersome	cumbersome	ADJ
ajis02-124	103	24	(	(	PUNCT
ajis02-124	103	25	see	see	VERB
ajis02-124	103	26	table	table	NOUN
ajis02-124	103	27	2	2	NUM
ajis02-124	103	28	)	)	PUNCT
ajis02-124	103	29	.	.	PUNCT
ajis02-124	104	1	2	2	X
ajis02-124	104	2	.	.	X
ajis02-124	104	3	security	security	NOUN
ajis02-124	104	4	alerts	alert	NOUN
ajis02-124	104	5	and	and	CCONJ
ajis02-124	104	6	other	other	ADJ
ajis02-124	104	7	messages	message	NOUN
ajis02-124	104	8	from	from	ADP
ajis02-124	104	9	the	the	DET
ajis02-124	104	10	browser	browser	NOUN
ajis02-124	104	11	are	be	AUX
ajis02-124	104	12	likely	likely	ADJ
ajis02-124	104	13	to	to	PART
ajis02-124	104	14	confuse	confuse	VERB
ajis02-124	104	15	the	the	DET
ajis02-124	104	16	user	user	NOUN
ajis02-124	104	17	during	during	ADP
ajis02-124	104	18	installation	installation	NOUN
ajis02-124	104	19	(	(	PUNCT
ajis02-124	104	20	if	if	SCONJ
ajis02-124	104	21	any	any	PRON
ajis02-124	104	22	)	)	PUNCT
ajis02-124	104	23	and	and	CCONJ
ajis02-124	104	24	also	also	ADV
ajis02-124	104	25	during	during	ADP
ajis02-124	104	26	logon	logon	NOUN
ajis02-124	104	27	and	and	CCONJ
ajis02-124	104	28	logoff	logoff	NOUN
ajis02-124	104	29	.	.	PUNCT
ajis02-124	105	1	3	3	X
ajis02-124	105	2	.	.	X
ajis02-124	105	3	the	the	DET
ajis02-124	105	4	user	user	NOUN
ajis02-124	105	5	may	may	AUX
ajis02-124	105	6	not	not	PART
ajis02-124	105	7	be	be	AUX
ajis02-124	105	8	made	make	VERB
ajis02-124	105	9	sufficiently	sufficiently	ADV
ajis02-124	105	10	aware	aware	ADJ
ajis02-124	105	11	of	of	ADP
ajis02-124	105	12	the	the	DET
ajis02-124	105	13	security	security	NOUN
ajis02-124	105	14	subtasks	subtask	NOUN
ajis02-124	105	15	of	of	ADP
ajis02-124	105	16	installation	installation	NOUN
ajis02-124	105	17	;	;	PUNCT
ajis02-124	105	18	the	the	DET
ajis02-124	105	19	user	user	NOUN
ajis02-124	105	20	is	be	AUX
ajis02-124	105	21	not	not	PART
ajis02-124	105	22	likely	likely	ADJ
ajis02-124	105	23	to	to	PART
ajis02-124	105	24	be	be	AUX
ajis02-124	105	25	able	able	ADJ
ajis02-124	105	26	to	to	PART
ajis02-124	105	27	figure	figure	VERB
ajis02-124	105	28	out	out	ADP
ajis02-124	105	29	how	how	SCONJ
ajis02-124	105	30	to	to	PART
ajis02-124	105	31	perform	perform	VERB
ajis02-124	105	32	them	they	PRON
ajis02-124	105	33	;	;	PUNCT
ajis02-124	105	34	and	and	CCONJ
ajis02-124	105	35	the	the	DET
ajis02-124	105	36	creation	creation	NOUN
ajis02-124	105	37	of	of	ADP
ajis02-124	105	38	a	a	DET
ajis02-124	105	39	weak	weak	ADJ
ajis02-124	105	40	password	password	NOUN
ajis02-124	105	41	is	be	AUX
ajis02-124	105	42	not	not	PART
ajis02-124	105	43	consistently	consistently	ADV
ajis02-124	105	44	prevented	prevent	VERB
ajis02-124	105	45	.	.	PUNCT
ajis02-124	106	1	in	in	ADP
ajis02-124	106	2	the	the	DET
ajis02-124	106	3	remainder	remainder	NOUN
ajis02-124	106	4	of	of	ADP
ajis02-124	106	5	this	this	DET
ajis02-124	106	6	section	section	NOUN
ajis02-124	106	7	we	we	PRON
ajis02-124	106	8	detail	detail	VERB
ajis02-124	106	9	observations	observation	NOUN
ajis02-124	106	10	1	1	NUM
ajis02-124	106	11	-	-	SYM
ajis02-124	106	12	3	3	NUM
ajis02-124	106	13	.	.	PUNCT
ajis02-124	107	1	the	the	DET
ajis02-124	107	2	full	full	ADJ
ajis02-124	107	3	evaluation	evaluation	NOUN
ajis02-124	107	4	results	result	NOUN
ajis02-124	107	5	,	,	PUNCT
ajis02-124	107	6	including	include	VERB
ajis02-124	107	7	the	the	DET
ajis02-124	107	8	sequence	sequence	NOUN
ajis02-124	107	9	models	model	NOUN
ajis02-124	107	10	,	,	PUNCT
ajis02-124	107	11	can	can	AUX
ajis02-124	107	12	be	be	AUX
ajis02-124	107	13	seen	see	VERB
ajis02-124	107	14	in	in	ADP
ajis02-124	107	15	hertzum	hertzum	NOUN
ajis02-124	107	16	et	et	PROPN
ajis02-124	107	17	al	al	PROPN
ajis02-124	107	18	.	.	PROPN
ajis02-124	108	1	(	(	PUNCT
ajis02-124	108	2	2004	2004	NUM
ajis02-124	108	3	)	)	PUNCT
ajis02-124	108	4	.	.	PUNCT
ajis02-124	109	1	ebank1	ebank1	NOUN
ajis02-124	109	2	(	(	PUNCT
ajis02-124	109	3	code	code	NOUN
ajis02-124	109	4	card	card	NOUN
ajis02-124	109	5	)	)	PUNCT
ajis02-124	109	6	ebank2	ebank2	NOUN
ajis02-124	109	7	(	(	PUNCT
ajis02-124	109	8	pki	pki	PROPN
ajis02-124	109	9	)	)	PUNCT
ajis02-124	109	10	ebank3	ebank3	VERB
ajis02-124	109	11	(	(	PUNCT
ajis02-124	109	12	pki	pki	PROPN
ajis02-124	109	13	)	)	PUNCT
ajis02-124	109	14	ebank4	ebank4	NOUN
ajis02-124	110	1	(	(	PUNCT
ajis02-124	110	2	pki	pki	PROPN
ajis02-124	110	3	)	)	PUNCT
ajis02-124	110	4	ebank5	ebank5	PROPN
ajis02-124	110	5	(	(	PUNCT
ajis02-124	110	6	pki	pki	PROPN
ajis02-124	110	7	)	)	PUNCT
ajis02-124	110	8	ebank6	ebank6	PROPN
ajis02-124	110	9	(	(	PUNCT
ajis02-124	110	10	pki	pki	PROPN
ajis02-124	110	11	)	)	PUNCT
ajis02-124	110	12	installatio	installatio	NOUN
ajis02-124	110	13	n	n	CCONJ
ajis02-124	110	14	no	no	DET
ajis02-124	110	15	installation	installation	NOUN
ajis02-124	110	16	13	13	NUM
ajis02-124	110	17	14	14	NUM
ajis02-124	110	18	19	19	NUM
ajis02-124	110	19	15	15	NUM
ajis02-124	110	20	23	23	NUM
ajis02-124	110	21	logon	logon	NOUN
ajis02-124	110	22	9	9	NUM
ajis02-124	110	23	5	5	NUM
ajis02-124	110	24	5	5	NUM
ajis02-124	110	25	6	6	NUM
ajis02-124	110	26	6	6	NUM
ajis02-124	110	27	7	7	NUM
ajis02-124	110	28	transfer	transfer	NOUN
ajis02-124	110	29	3	3	NUM
ajis02-124	110	30	+	+	NOUN
ajis02-124	110	31	data	datum	NOUN
ajis02-124	110	32	5	5	NUM
ajis02-124	110	33	+	+	NUM
ajis02-124	110	34	data	datum	NOUN
ajis02-124	110	35	5	5	NUM
ajis02-124	110	36	+	+	NUM
ajis02-124	110	37	data	datum	NOUN
ajis02-124	110	38	6	6	NUM
ajis02-124	110	39	+	+	NUM
ajis02-124	110	40	data	datum	NOUN
ajis02-124	110	41	6	6	NUM
ajis02-124	110	42	+	+	NUM
ajis02-124	110	43	data	datum	NOUN
ajis02-124	110	44	6	6	NUM
ajis02-124	110	45	+	+	NUM
ajis02-124	110	46	data	datum	NOUN
ajis02-124	110	47	logoff	logoff	NOUN
ajis02-124	110	48	1	1	NUM
ajis02-124	110	49	2	2	NUM
ajis02-124	110	50	2	2	NUM
ajis02-124	110	51	1	1	NUM
ajis02-124	110	52	2	2	NUM
ajis02-124	110	53	2	2	NUM
ajis02-124	110	54	table	table	NOUN
ajis02-124	110	55	2	2	NUM
ajis02-124	110	56	.	.	PUNCT
ajis02-124	110	57	approximation	approximation	NOUN
ajis02-124	110	58	of	of	ADP
ajis02-124	110	59	the	the	DET
ajis02-124	110	60	complexity	complexity	NOUN
ajis02-124	110	61	of	of	ADP
ajis02-124	110	62	the	the	DET
ajis02-124	110	63	four	four	NUM
ajis02-124	110	64	steps	step	NOUN
ajis02-124	110	65	in	in	ADP
ajis02-124	110	66	the	the	DET
ajis02-124	110	67	evaluation	evaluation	NOUN
ajis02-124	110	68	by	by	ADP
ajis02-124	110	69	the	the	DET
ajis02-124	110	70	number	number	NOUN
ajis02-124	110	71	of	of	ADP
ajis02-124	110	72	steps	step	NOUN
ajis02-124	110	73	they	they	PRON
ajis02-124	110	74	require	require	VERB
ajis02-124	110	75	.	.	PUNCT
ajis02-124	111	1	the	the	DET
ajis02-124	111	2	transfer	transfer	NOUN
ajis02-124	111	3	task	task	NOUN
ajis02-124	111	4	additionally	additionally	ADV
ajis02-124	111	5	requires	require	VERB
ajis02-124	111	6	typing	type	VERB
ajis02-124	111	7	in	in	ADP
ajis02-124	111	8	data	datum	NOUN
ajis02-124	111	9	to	to	PART
ajis02-124	111	10	specify	specify	VERB
ajis02-124	111	11	the	the	DET
ajis02-124	111	12	transfer	transfer	NOUN
ajis02-124	111	13	,	,	PUNCT
ajis02-124	111	14	such	such	ADJ
ajis02-124	111	15	as	as	ADP
ajis02-124	111	16	the	the	DET
ajis02-124	111	17	amount	amount	NOUN
ajis02-124	111	18	to	to	PART
ajis02-124	111	19	be	be	AUX
ajis02-124	111	20	transferred	transfer	VERB
ajis02-124	111	21	.	.	PUNCT
ajis02-124	112	1	the	the	DET
ajis02-124	112	2	complexity	complexity	NOUN
ajis02-124	112	3	of	of	ADP
ajis02-124	112	4	the	the	DET
ajis02-124	112	5	installation	installation	NOUN
ajis02-124	112	6	task	task	NOUN
ajis02-124	112	7	in	in	ADP
ajis02-124	112	8	the	the	DET
ajis02-124	112	9	pki	pki	PROPN
ajis02-124	112	10	-	-	PUNCT
ajis02-124	112	11	based	base	VERB
ajis02-124	112	12	e	e	NOUN
ajis02-124	112	13	-	-	NOUN
ajis02-124	112	14	banks	bank	NOUN
ajis02-124	112	15	the	the	DET
ajis02-124	112	16	complexity	complexity	NOUN
ajis02-124	112	17	of	of	ADP
ajis02-124	112	18	installation	installation	NOUN
ajis02-124	112	19	in	in	ADP
ajis02-124	112	20	the	the	DET
ajis02-124	112	21	six	six	NUM
ajis02-124	112	22	e	e	NOUN
ajis02-124	112	23	-	-	ADJ
ajis02-124	112	24	banking	banking	ADJ
ajis02-124	112	25	systems	system	NOUN
ajis02-124	112	26	is	be	AUX
ajis02-124	112	27	described	describe	VERB
ajis02-124	112	28	in	in	ADP
ajis02-124	112	29	more	more	ADJ
ajis02-124	112	30	detail	detail	NOUN
ajis02-124	112	31	in	in	ADP
ajis02-124	112	32	table	table	NOUN
ajis02-124	112	33	3	3	NUM
ajis02-124	112	34	based	base	VERB
ajis02-124	112	35	on	on	ADP
ajis02-124	112	36	quantitative	quantitative	ADJ
ajis02-124	112	37	data	datum	NOUN
ajis02-124	112	38	about	about	ADP
ajis02-124	112	39	the	the	DET
ajis02-124	112	40	number	number	NOUN
ajis02-124	112	41	of	of	ADP
ajis02-124	112	42	steps	step	NOUN
ajis02-124	112	43	,	,	PUNCT
ajis02-124	112	44	codes	code	NOUN
ajis02-124	112	45	,	,	PUNCT
ajis02-124	112	46	and	and	CCONJ
ajis02-124	112	47	concepts	concept	NOUN
ajis02-124	112	48	involved	involve	VERB
ajis02-124	112	49	in	in	ADP
ajis02-124	112	50	the	the	DET
ajis02-124	112	51	installation	installation	NOUN
ajis02-124	112	52	process	process	NOUN
ajis02-124	112	53	(	(	PUNCT
ajis02-124	112	54	see	see	VERB
ajis02-124	112	55	the	the	DET
ajis02-124	112	56	previous	previous	ADJ
ajis02-124	112	57	section	section	NOUN
ajis02-124	112	58	for	for	ADP
ajis02-124	112	59	a	a	DET
ajis02-124	112	60	definition	definition	NOUN
ajis02-124	112	61	of	of	ADP
ajis02-124	112	62	these	these	DET
ajis02-124	112	63	terms	term	NOUN
ajis02-124	112	64	)	)	PUNCT
ajis02-124	112	65	.	.	PUNCT
ajis02-124	113	1	public	public	ADJ
ajis02-124	113	2	key	key	ADJ
ajis02-124	113	3	infrastructure	infrastructure	NOUN
ajis02-124	113	4	(	(	PUNCT
ajis02-124	113	5	pki	pki	PROPN
ajis02-124	113	6	)	)	PUNCT
ajis02-124	113	7	code	code	NOUN
ajis02-124	113	8	card	card	NOUN
ajis02-124	113	9	possessed	possess	VERB
ajis02-124	113	10	secret	secret	ADJ
ajis02-124	113	11	the	the	DET
ajis02-124	113	12	private	private	ADJ
ajis02-124	113	13	key	key	NOUN
ajis02-124	113	14	.	.	PUNCT
ajis02-124	114	1	the	the	DET
ajis02-124	114	2	key	key	NOUN
ajis02-124	114	3	is	be	AUX
ajis02-124	114	4	stored	store	VERB
ajis02-124	114	5	in	in	ADP
ajis02-124	114	6	a	a	DET
ajis02-124	114	7	signature	signature	NOUN
ajis02-124	114	8	file	file	NOUN
ajis02-124	114	9	,	,	PUNCT
ajis02-124	114	10	typically	typically	ADV
ajis02-124	114	11	on	on	ADP
ajis02-124	114	12	the	the	DET
ajis02-124	114	13	user	user	NOUN
ajis02-124	114	14	's	's	PART
ajis02-124	114	15	computer	computer	NOUN
ajis02-124	114	16	,	,	PUNCT
ajis02-124	114	17	and	and	CCONJ
ajis02-124	114	18	is	be	AUX
ajis02-124	114	19	stored	store	VERB
ajis02-124	114	20	in	in	ADP
ajis02-124	114	21	encrypted	encrypt	VERB
ajis02-124	114	22	form	form	NOUN
ajis02-124	114	23	,	,	PUNCT
ajis02-124	114	24	to	to	PART
ajis02-124	114	25	protect	protect	VERB
ajis02-124	114	26	it	it	PRON
ajis02-124	114	27	from	from	ADP
ajis02-124	114	28	disclosure	disclosure	NOUN
ajis02-124	114	29	in	in	ADP
ajis02-124	114	30	case	case	NOUN
ajis02-124	114	31	of	of	ADP
ajis02-124	114	32	theft	theft	NOUN
ajis02-124	114	33	of	of	ADP
ajis02-124	114	34	the	the	DET
ajis02-124	114	35	signature	signature	NOUN
ajis02-124	114	36	file	file	NOUN
ajis02-124	114	37	.	.	PUNCT
ajis02-124	115	1	the	the	DET
ajis02-124	115	2	physical	physical	PROPN
ajis02-124	115	3	code	code	NOUN
ajis02-124	115	4	card	card	NOUN
ajis02-124	115	5	.	.	PUNCT
ajis02-124	116	1	the	the	DET
ajis02-124	116	2	card	card	NOUN
ajis02-124	116	3	is	be	AUX
ajis02-124	116	4	the	the	DET
ajis02-124	116	5	size	size	NOUN
ajis02-124	116	6	of	of	ADP
ajis02-124	116	7	a	a	DET
ajis02-124	116	8	credit	credit	NOUN
ajis02-124	116	9	card	card	NOUN
ajis02-124	116	10	and	and	CCONJ
ajis02-124	116	11	contains	contain	VERB
ajis02-124	116	12	80	80	NUM
ajis02-124	116	13	pairs	pair	NOUN
ajis02-124	116	14	of	of	ADP
ajis02-124	116	15	keys	key	NOUN
ajis02-124	116	16	and	and	CCONJ
ajis02-124	116	17	codes	code	NOUN
ajis02-124	116	18	.	.	PUNCT
ajis02-124	117	1	it	it	PRON
ajis02-124	117	2	has	have	VERB
ajis02-124	117	3	no	no	DET
ajis02-124	117	4	electronic	electronic	ADJ
ajis02-124	117	5	or	or	CCONJ
ajis02-124	117	6	magnetic	magnetic	ADJ
ajis02-124	117	7	components	component	NOUN
ajis02-124	117	8	;	;	PUNCT
ajis02-124	117	9	all	all	DET
ajis02-124	117	10	the	the	DET
ajis02-124	117	11	information	information	NOUN
ajis02-124	117	12	it	it	PRON
ajis02-124	117	13	contains	contain	VERB
ajis02-124	117	14	is	be	AUX
ajis02-124	117	15	conveyed	convey	VERB
ajis02-124	117	16	in	in	ADP
ajis02-124	117	17	print	print	NOUN
ajis02-124	117	18	.	.	PUNCT
ajis02-124	118	1	when	when	SCONJ
ajis02-124	118	2	prompted	prompt	VERB
ajis02-124	118	3	the	the	DET
ajis02-124	118	4	user	user	NOUN
ajis02-124	118	5	must	must	AUX
ajis02-124	118	6	type	type	VERB
ajis02-124	118	7	the	the	DET
ajis02-124	118	8	code	code	NOUN
ajis02-124	118	9	that	that	PRON
ajis02-124	118	10	corresponds	correspond	VERB
ajis02-124	118	11	to	to	ADP
ajis02-124	118	12	a	a	DET
ajis02-124	118	13	given	give	VERB
ajis02-124	118	14	key	key	NOUN
ajis02-124	118	15	.	.	PUNCT
ajis02-124	119	1	known	know	VERB
ajis02-124	119	2	secret	secret	ADJ
ajis02-124	119	3	a	a	DET
ajis02-124	119	4	password	password	NOUN
ajis02-124	119	5	used	use	VERB
ajis02-124	119	6	to	to	PART
ajis02-124	119	7	decrypt	decrypt	VERB
ajis02-124	119	8	the	the	DET
ajis02-124	119	9	private	private	ADJ
ajis02-124	119	10	key	key	NOUN
ajis02-124	119	11	.	.	PUNCT
ajis02-124	120	1	a	a	DET
ajis02-124	120	2	password	password	NOUN
ajis02-124	120	3	which	which	PRON
ajis02-124	120	4	is	be	AUX
ajis02-124	120	5	unrelated	unrelated	ADJ
ajis02-124	120	6	to	to	ADP
ajis02-124	120	7	the	the	DET
ajis02-124	120	8	code	code	NOUN
ajis02-124	120	9	card	card	NOUN
ajis02-124	120	10	.	.	PUNCT
ajis02-124	121	1	installation	installation	NOUN
ajis02-124	121	2	required	require	VERB
ajis02-124	121	3	?	?	PUNCT
ajis02-124	122	1	yes	yes	INTJ
ajis02-124	122	2	.	.	PUNCT
ajis02-124	123	1	generation	generation	NOUN
ajis02-124	123	2	by	by	ADP
ajis02-124	123	3	software	software	NOUN
ajis02-124	123	4	on	on	ADP
ajis02-124	123	5	the	the	DET
ajis02-124	123	6	user	user	NOUN
ajis02-124	123	7	's	's	PART
ajis02-124	123	8	computer	computer	NOUN
ajis02-124	123	9	of	of	ADP
ajis02-124	123	10	a	a	DET
ajis02-124	123	11	pair	pair	NOUN
ajis02-124	123	12	of	of	ADP
ajis02-124	123	13	private	private	ADJ
ajis02-124	123	14	and	and	CCONJ
ajis02-124	123	15	public	public	ADJ
ajis02-124	123	16	keys	key	NOUN
ajis02-124	123	17	,	,	PUNCT
ajis02-124	123	18	and	and	CCONJ
ajis02-124	123	19	storage	storage	NOUN
ajis02-124	123	20	of	of	ADP
ajis02-124	123	21	them	they	PRON
ajis02-124	123	22	in	in	ADP
ajis02-124	123	23	the	the	DET
ajis02-124	123	24	signature	signature	NOUN
ajis02-124	123	25	file	file	NOUN
ajis02-124	123	26	.	.	PUNCT
ajis02-124	124	1	no	no	INTJ
ajis02-124	124	2	.	.	PUNCT
ajis02-124	125	1	when	when	SCONJ
ajis02-124	125	2	the	the	DET
ajis02-124	125	3	user	user	NOUN
ajis02-124	125	4	receives	receive	VERB
ajis02-124	125	5	a	a	DET
ajis02-124	125	6	code	code	NOUN
ajis02-124	125	7	card	card	NOUN
ajis02-124	125	8	it	it	PRON
ajis02-124	125	9	is	be	AUX
ajis02-124	125	10	ready	ready	ADJ
ajis02-124	125	11	for	for	ADP
ajis02-124	125	12	use	use	NOUN
ajis02-124	125	13	.	.	PUNCT
ajis02-124	126	1	each	each	DET
ajis02-124	126	2	key	key	ADJ
ajis02-124	126	3	-	-	PUNCT
ajis02-124	126	4	code	code	NOUN
ajis02-124	126	5	pair	pair	NOUN
ajis02-124	126	6	is	be	AUX
ajis02-124	126	7	used	use	VERB
ajis02-124	126	8	only	only	ADV
ajis02-124	126	9	once	once	ADV
ajis02-124	126	10	,	,	PUNCT
ajis02-124	126	11	in	in	ADP
ajis02-124	126	12	a	a	DET
ajis02-124	126	13	random	random	ADJ
ajis02-124	126	14	order	order	NOUN
ajis02-124	126	15	chosen	choose	VERB
ajis02-124	126	16	by	by	ADP
ajis02-124	126	17	the	the	DET
ajis02-124	126	18	e	e	PROPN
ajis02-124	126	19	-	-	ADJ
ajis02-124	126	20	bank	bank	ADJ
ajis02-124	126	21	system	system	NOUN
ajis02-124	126	22	.	.	PUNCT
ajis02-124	127	1	eventually	eventually	ADV
ajis02-124	127	2	a	a	DET
ajis02-124	127	3	new	new	ADJ
ajis02-124	127	4	code	code	NOUN
ajis02-124	127	5	card	card	NOUN
ajis02-124	127	6	is	be	AUX
ajis02-124	127	7	sent	send	VERB
ajis02-124	127	8	to	to	ADP
ajis02-124	127	9	the	the	DET
ajis02-124	127	10	user	user	NOUN
ajis02-124	127	11	.	.	PUNCT
ajis02-124	128	1	table	table	NOUN
ajis02-124	128	2	1	1	NUM
ajis02-124	128	3	.	.	PUNCT
ajis02-124	128	4	user	user	NOUN
ajis02-124	128	5	authentication	authentication	NOUN
ajis02-124	128	6	by	by	ADP
ajis02-124	128	7	pki	pki	PROPN
ajis02-124	128	8	vs.	vs.	ADP
ajis02-124	128	9	code	code	NOUN
ajis02-124	128	10	card	card	NOUN
ajis02-124	128	11	,	,	PUNCT
ajis02-124	128	12	and	and	CCONJ
ajis02-124	128	13	how	how	SCONJ
ajis02-124	128	14	they	they	PRON
ajis02-124	128	15	implement	implement	VERB
ajis02-124	128	16	the	the	DET
ajis02-124	128	17	two	two	NUM
ajis02-124	128	18	-	-	PUNCT
ajis02-124	128	19	secret	secret	ADJ
ajis02-124	128	20	requirement	requirement	NOUN
ajis02-124	128	21	of	of	ADP
ajis02-124	128	22	the	the	DET
ajis02-124	128	23	danish	danish	PROPN
ajis02-124	128	24	bankers	bankers	PROPN
ajis02-124	128	25	association	association	PROPN
ajis02-124	128	26	's	's	PART
ajis02-124	128	27	industry	industry	NOUN
ajis02-124	128	28	code	code	NOUN
ajis02-124	128	29	.	.	PUNCT
ajis02-124	129	1	ajis	ajis	AUX
ajis02-124	129	2	special	special	ADJ
ajis02-124	129	3	issue	issue	NOUN
ajis02-124	129	4	december	december	PROPN
ajis02-124	129	5	2004	2004	NUM
ajis02-124	129	6	57	57	NUM
ajis02-124	129	7	a	a	DET
ajis02-124	129	8	significant	significant	ADJ
ajis02-124	129	9	part	part	NOUN
ajis02-124	129	10	of	of	ADP
ajis02-124	129	11	the	the	DET
ajis02-124	129	12	installation	installation	NOUN
ajis02-124	129	13	process	process	NOUN
ajis02-124	129	14	is	be	AUX
ajis02-124	129	15	the	the	DET
ajis02-124	129	16	typing	typing	NOUN
ajis02-124	129	17	of	of	ADP
ajis02-124	129	18	various	various	ADJ
ajis02-124	129	19	passwords	password	NOUN
ajis02-124	129	20	and	and	CCONJ
ajis02-124	129	21	other	other	ADJ
ajis02-124	129	22	codes	code	NOUN
ajis02-124	129	23	,	,	PUNCT
ajis02-124	129	24	for	for	ADP
ajis02-124	129	25	identification	identification	NOUN
ajis02-124	129	26	and	and	CCONJ
ajis02-124	129	27	authentication	authentication	NOUN
ajis02-124	129	28	.	.	PUNCT
ajis02-124	130	1	the	the	DET
ajis02-124	130	2	user	user	NOUN
ajis02-124	130	3	must	must	AUX
ajis02-124	130	4	type	type	VERB
ajis02-124	130	5	a	a	DET
ajis02-124	130	6	temporary	temporary	ADJ
ajis02-124	130	7	identification	identification	NOUN
ajis02-124	130	8	and	and	CCONJ
ajis02-124	130	9	a	a	DET
ajis02-124	130	10	temporary	temporary	ADJ
ajis02-124	130	11	password	password	NOUN
ajis02-124	130	12	,	,	PUNCT
ajis02-124	130	13	for	for	ADP
ajis02-124	130	14	initial	initial	ADJ
ajis02-124	130	15	identification	identification	NOUN
ajis02-124	130	16	and	and	CCONJ
ajis02-124	130	17	authentication	authentication	NOUN
ajis02-124	130	18	,	,	PUNCT
ajis02-124	130	19	and	and	CCONJ
ajis02-124	130	20	a	a	DET
ajis02-124	130	21	permanent	permanent	ADJ
ajis02-124	130	22	identification	identification	NOUN
ajis02-124	130	23	and	and	CCONJ
ajis02-124	130	24	a	a	DET
ajis02-124	130	25	permanent	permanent	ADJ
ajis02-124	130	26	password	password	NOUN
ajis02-124	130	27	for	for	ADP
ajis02-124	130	28	subsequent	subsequent	ADJ
ajis02-124	130	29	use	use	NOUN
ajis02-124	130	30	.	.	PUNCT
ajis02-124	131	1	all	all	DET
ajis02-124	131	2	five	five	NUM
ajis02-124	131	3	pki	pki	NOUN
ajis02-124	131	4	-	-	PUNCT
ajis02-124	131	5	based	base	VERB
ajis02-124	131	6	e	e	NOUN
ajis02-124	131	7	-	-	NOUN
ajis02-124	131	8	banks	bank	NOUN
ajis02-124	131	9	require	require	VERB
ajis02-124	131	10	users	user	NOUN
ajis02-124	131	11	to	to	PART
ajis02-124	131	12	define	define	VERB
ajis02-124	131	13	their	their	PRON
ajis02-124	131	14	own	own	ADJ
ajis02-124	131	15	permanent	permanent	ADJ
ajis02-124	131	16	passwords	password	NOUN
ajis02-124	131	17	.	.	PUNCT
ajis02-124	132	1	some	some	PRON
ajis02-124	132	2	of	of	ADP
ajis02-124	132	3	the	the	DET
ajis02-124	132	4	banks	bank	NOUN
ajis02-124	132	5	merge	merge	VERB
ajis02-124	132	6	the	the	DET
ajis02-124	132	7	two	two	NUM
ajis02-124	132	8	identification	identification	NOUN
ajis02-124	132	9	codes	code	NOUN
ajis02-124	132	10	,	,	PUNCT
ajis02-124	132	11	reducing	reduce	VERB
ajis02-124	132	12	the	the	DET
ajis02-124	132	13	number	number	NOUN
ajis02-124	132	14	of	of	ADP
ajis02-124	132	15	codes	code	NOUN
ajis02-124	132	16	from	from	ADP
ajis02-124	132	17	four	four	NUM
ajis02-124	132	18	to	to	PART
ajis02-124	132	19	three	three	NUM
ajis02-124	132	20	,	,	PUNCT
ajis02-124	132	21	as	as	SCONJ
ajis02-124	132	22	can	can	AUX
ajis02-124	132	23	be	be	AUX
ajis02-124	132	24	seen	see	VERB
ajis02-124	132	25	in	in	ADP
ajis02-124	132	26	the	the	DET
ajis02-124	132	27	table	table	NOUN
ajis02-124	132	28	.	.	PUNCT
ajis02-124	133	1	in	in	ADP
ajis02-124	133	2	addition	addition	NOUN
ajis02-124	133	3	to	to	ADP
ajis02-124	133	4	the	the	DET
ajis02-124	133	5	codes	code	NOUN
ajis02-124	133	6	users	user	NOUN
ajis02-124	133	7	are	be	AUX
ajis02-124	133	8	also	also	ADV
ajis02-124	133	9	asked	ask	VERB
ajis02-124	133	10	to	to	PART
ajis02-124	133	11	provide	provide	VERB
ajis02-124	133	12	other	other	ADJ
ajis02-124	133	13	security	security	NOUN
ajis02-124	133	14	-	-	PUNCT
ajis02-124	133	15	related	relate	VERB
ajis02-124	133	16	input	input	NOUN
ajis02-124	133	17	,	,	PUNCT
ajis02-124	133	18	such	such	ADJ
ajis02-124	133	19	as	as	ADP
ajis02-124	133	20	where	where	SCONJ
ajis02-124	133	21	to	to	PART
ajis02-124	133	22	store	store	VERB
ajis02-124	133	23	the	the	DET
ajis02-124	133	24	signature	signature	NOUN
ajis02-124	133	25	file	file	NOUN
ajis02-124	133	26	.	.	PUNCT
ajis02-124	134	1	the	the	DET
ajis02-124	134	2	security	security	NOUN
ajis02-124	134	3	concepts	concept	NOUN
ajis02-124	134	4	presented	present	VERB
ajis02-124	134	5	to	to	ADP
ajis02-124	134	6	the	the	DET
ajis02-124	134	7	user	user	NOUN
ajis02-124	134	8	during	during	ADP
ajis02-124	134	9	installation	installation	NOUN
ajis02-124	134	10	include	include	VERB
ajis02-124	134	11	concepts	concept	NOUN
ajis02-124	134	12	such	such	ADJ
ajis02-124	134	13	as	as	ADP
ajis02-124	134	14	authenticity	authenticity	NOUN
ajis02-124	134	15	,	,	PUNCT
ajis02-124	134	16	verification	verification	NOUN
ajis02-124	134	17	,	,	PUNCT
ajis02-124	134	18	signing	signing	NOUN
ajis02-124	134	19	,	,	PUNCT
ajis02-124	134	20	certificate	certificate	NOUN
ajis02-124	134	21	,	,	PUNCT
ajis02-124	134	22	secure	secure	ADJ
ajis02-124	134	23	connection	connection	NOUN
ajis02-124	134	24	,	,	PUNCT
ajis02-124	134	25	private	private	ADJ
ajis02-124	134	26	key	key	NOUN
ajis02-124	134	27	,	,	PUNCT
ajis02-124	134	28	and	and	CCONJ
ajis02-124	134	29	signature	signature	NOUN
ajis02-124	134	30	file	file	NOUN
ajis02-124	134	31	.	.	PUNCT
ajis02-124	135	1	these	these	DET
ajis02-124	135	2	concepts	concept	NOUN
ajis02-124	135	3	are	be	AUX
ajis02-124	135	4	foreign	foreign	ADJ
ajis02-124	135	5	to	to	ADP
ajis02-124	135	6	most	most	ADJ
ajis02-124	135	7	users	user	NOUN
ajis02-124	135	8	,	,	PUNCT
ajis02-124	135	9	intricately	intricately	ADV
ajis02-124	135	10	related	relate	VERB
ajis02-124	135	11	,	,	PUNCT
ajis02-124	135	12	and	and	CCONJ
ajis02-124	135	13	not	not	PART
ajis02-124	135	14	easily	easily	ADV
ajis02-124	135	15	understood	understand	VERB
ajis02-124	135	16	.	.	PUNCT
ajis02-124	136	1	users	user	NOUN
ajis02-124	136	2	are	be	AUX
ajis02-124	136	3	presented	present	VERB
ajis02-124	136	4	with	with	ADP
ajis02-124	136	5	814	814	NUM
ajis02-124	136	6	such	such	ADJ
ajis02-124	136	7	concepts	concept	NOUN
ajis02-124	136	8	during	during	ADP
ajis02-124	136	9	installation	installation	NOUN
ajis02-124	136	10	of	of	ADP
ajis02-124	136	11	their	their	PRON
ajis02-124	136	12	e	e	NOUN
ajis02-124	136	13	-	-	ADJ
ajis02-124	136	14	banking	banking	ADJ
ajis02-124	136	15	system	system	NOUN
ajis02-124	136	16	(	(	PUNCT
ajis02-124	136	17	table	table	NOUN
ajis02-124	136	18	3	3	NUM
ajis02-124	136	19	)	)	PUNCT
ajis02-124	136	20	.	.	PUNCT
ajis02-124	137	1	this	this	PRON
ajis02-124	137	2	includes	include	VERB
ajis02-124	137	3	concepts	concept	NOUN
ajis02-124	137	4	appearing	appear	VERB
ajis02-124	137	5	in	in	ADP
ajis02-124	137	6	browser	browser	NOUN
ajis02-124	137	7	messages	message	NOUN
ajis02-124	137	8	(	(	PUNCT
ajis02-124	137	9	see	see	VERB
ajis02-124	137	10	below	below	ADV
ajis02-124	137	11	)	)	PUNCT
ajis02-124	137	12	.	.	PUNCT
ajis02-124	138	1	of	of	ADP
ajis02-124	138	2	course	course	NOUN
ajis02-124	138	3	,	,	PUNCT
ajis02-124	138	4	the	the	DET
ajis02-124	138	5	number	number	NOUN
ajis02-124	138	6	of	of	ADP
ajis02-124	138	7	steps	step	NOUN
ajis02-124	138	8	increases	increase	NOUN
ajis02-124	138	9	beyond	beyond	ADP
ajis02-124	138	10	those	those	PRON
ajis02-124	138	11	in	in	ADP
ajis02-124	138	12	the	the	DET
ajis02-124	138	13	table	table	NOUN
ajis02-124	138	14	if	if	SCONJ
ajis02-124	138	15	the	the	DET
ajis02-124	138	16	user	user	NOUN
ajis02-124	138	17	chooses	choose	VERB
ajis02-124	138	18	to	to	PART
ajis02-124	138	19	inspect	inspect	VERB
ajis02-124	138	20	some	some	PRON
ajis02-124	138	21	of	of	ADP
ajis02-124	138	22	the	the	DET
ajis02-124	138	23	links	link	NOUN
ajis02-124	138	24	to	to	PART
ajis02-124	138	25	explanatory	explanatory	ADJ
ajis02-124	138	26	information	information	NOUN
ajis02-124	138	27	or	or	CCONJ
ajis02-124	138	28	has	have	VERB
ajis02-124	138	29	to	to	PART
ajis02-124	138	30	backtrack	backtrack	VERB
ajis02-124	138	31	to	to	PART
ajis02-124	138	32	make	make	VERB
ajis02-124	138	33	changes	change	NOUN
ajis02-124	138	34	or	or	CCONJ
ajis02-124	138	35	correct	correct	ADJ
ajis02-124	138	36	mistakes	mistake	NOUN
ajis02-124	138	37	.	.	PUNCT
ajis02-124	139	1	the	the	DET
ajis02-124	139	2	complexity	complexity	NOUN
ajis02-124	139	3	of	of	ADP
ajis02-124	139	4	the	the	DET
ajis02-124	139	5	installation	installation	NOUN
ajis02-124	139	6	task	task	NOUN
ajis02-124	139	7	is	be	AUX
ajis02-124	139	8	aggravated	aggravate	VERB
ajis02-124	139	9	by	by	ADP
ajis02-124	139	10	scant	scant	ADJ
ajis02-124	139	11	information	information	NOUN
ajis02-124	139	12	about	about	ADP
ajis02-124	139	13	how	how	SCONJ
ajis02-124	139	14	far	far	ADV
ajis02-124	139	15	the	the	DET
ajis02-124	139	16	user	user	NOUN
ajis02-124	139	17	has	have	AUX
ajis02-124	139	18	progressed	progress	VERB
ajis02-124	139	19	toward	toward	ADP
ajis02-124	139	20	completion	completion	NOUN
ajis02-124	139	21	of	of	ADP
ajis02-124	139	22	the	the	DET
ajis02-124	139	23	installation	installation	NOUN
ajis02-124	139	24	.	.	PUNCT
ajis02-124	140	1	the	the	PRON
ajis02-124	140	2	code	code	NOUN
ajis02-124	140	3	card	card	NOUN
ajis02-124	140	4	-	-	PUNCT
ajis02-124	140	5	based	base	VERB
ajis02-124	140	6	e	e	NOUN
ajis02-124	140	7	-	-	NOUN
ajis02-124	140	8	bank	bank	NOUN
ajis02-124	140	9	avoids	avoid	VERB
ajis02-124	140	10	installation	installation	NOUN
ajis02-124	140	11	altogether	altogether	ADV
ajis02-124	140	12	.	.	PUNCT
ajis02-124	141	1	assessment	assessment	NOUN
ajis02-124	141	2	of	of	ADP
ajis02-124	141	3	the	the	DET
ajis02-124	141	4	merits	merit	NOUN
ajis02-124	141	5	of	of	ADP
ajis02-124	141	6	the	the	DET
ajis02-124	141	7	code	code	NOUN
ajis02-124	141	8	-	-	PUNCT
ajis02-124	141	9	card	card	NOUN
ajis02-124	141	10	technology	technology	NOUN
ajis02-124	141	11	against	against	ADP
ajis02-124	141	12	a	a	DET
ajis02-124	141	13	public	public	ADJ
ajis02-124	141	14	key	key	ADJ
ajis02-124	141	15	infrastructure	infrastructure	NOUN
ajis02-124	141	16	must	must	AUX
ajis02-124	141	17	consider	consider	VERB
ajis02-124	141	18	the	the	DET
ajis02-124	141	19	trade	trade	NOUN
ajis02-124	141	20	-	-	PUNCT
ajis02-124	141	21	off	off	NOUN
ajis02-124	141	22	between	between	ADP
ajis02-124	141	23	avoiding	avoid	VERB
ajis02-124	141	24	installation	installation	NOUN
ajis02-124	141	25	and	and	CCONJ
ajis02-124	141	26	introducing	introduce	VERB
ajis02-124	141	27	some	some	DET
ajis02-124	141	28	inconvenience	inconvenience	NOUN
ajis02-124	141	29	in	in	ADP
ajis02-124	141	30	daily	daily	ADJ
ajis02-124	141	31	operation	operation	NOUN
ajis02-124	141	32	.	.	PUNCT
ajis02-124	142	1	installation	installation	NOUN
ajis02-124	142	2	may	may	AUX
ajis02-124	142	3	be	be	AUX
ajis02-124	142	4	a	a	DET
ajis02-124	142	5	barrier	barrier	NOUN
ajis02-124	142	6	that	that	PRON
ajis02-124	142	7	precludes	preclude	VERB
ajis02-124	142	8	further	further	ADJ
ajis02-124	142	9	use	use	NOUN
ajis02-124	142	10	of	of	ADP
ajis02-124	142	11	the	the	DET
ajis02-124	142	12	e	e	NOUN
ajis02-124	142	13	-	-	NOUN
ajis02-124	142	14	banks	bank	NOUN
ajis02-124	142	15	,	,	PUNCT
ajis02-124	142	16	but	but	CCONJ
ajis02-124	142	17	is	be	AUX
ajis02-124	142	18	performed	perform	VERB
ajis02-124	142	19	only	only	ADV
ajis02-124	142	20	once	once	ADV
ajis02-124	142	21	.	.	PUNCT
ajis02-124	143	1	the	the	DET
ajis02-124	143	2	three	three	NUM
ajis02-124	143	3	other	other	ADJ
ajis02-124	143	4	tasks	task	NOUN
ajis02-124	143	5	will	will	AUX
ajis02-124	143	6	be	be	AUX
ajis02-124	143	7	executed	execute	VERB
ajis02-124	143	8	repeatedly	repeatedly	ADV
ajis02-124	143	9	during	during	ADP
ajis02-124	143	10	everyday	everyday	ADJ
ajis02-124	143	11	use	use	NOUN
ajis02-124	143	12	of	of	ADP
ajis02-124	143	13	the	the	DET
ajis02-124	143	14	e	e	NOUN
ajis02-124	143	15	-	-	NOUN
ajis02-124	143	16	banks	bank	NOUN
ajis02-124	143	17	.	.	PUNCT
ajis02-124	144	1	the	the	DET
ajis02-124	144	2	code	code	NOUN
ajis02-124	144	3	card	card	NOUN
ajis02-124	144	4	is	be	AUX
ajis02-124	144	5	an	an	DET
ajis02-124	144	6	external	external	ADJ
ajis02-124	144	7	device	device	NOUN
ajis02-124	144	8	and	and	CCONJ
ajis02-124	144	9	everyday	everyday	ADJ
ajis02-124	144	10	use	use	NOUN
ajis02-124	144	11	is	be	AUX
ajis02-124	144	12	somewhat	somewhat	ADV
ajis02-124	144	13	less	less	ADV
ajis02-124	144	14	convenient	convenient	ADJ
ajis02-124	144	15	because	because	SCONJ
ajis02-124	144	16	the	the	DET
ajis02-124	144	17	card	card	NOUN
ajis02-124	144	18	must	must	AUX
ajis02-124	144	19	be	be	AUX
ajis02-124	144	20	available	available	ADJ
ajis02-124	144	21	.	.	PUNCT
ajis02-124	145	1	also	also	ADV
ajis02-124	145	2	,	,	PUNCT
ajis02-124	145	3	logon	logon	VERB
ajis02-124	145	4	to	to	ADP
ajis02-124	145	5	the	the	DET
ajis02-124	145	6	code	code	NOUN
ajis02-124	145	7	card	card	NOUN
ajis02-124	145	8	-	-	PUNCT
ajis02-124	145	9	based	base	VERB
ajis02-124	145	10	bank	bank	NOUN
ajis02-124	145	11	involves	involve	VERB
ajis02-124	145	12	more	more	ADJ
ajis02-124	145	13	steps	step	NOUN
ajis02-124	145	14	(	(	PUNCT
ajis02-124	145	15	nine	nine	NUM
ajis02-124	145	16	)	)	PUNCT
ajis02-124	145	17	than	than	ADP
ajis02-124	145	18	in	in	ADP
ajis02-124	145	19	the	the	DET
ajis02-124	145	20	other	other	ADJ
ajis02-124	145	21	e	e	NOUN
ajis02-124	145	22	-	-	NOUN
ajis02-124	145	23	banks	bank	NOUN
ajis02-124	145	24	,	,	PUNCT
ajis02-124	145	25	and	and	CCONJ
ajis02-124	145	26	the	the	DET
ajis02-124	145	27	user	user	NOUN
ajis02-124	145	28	is	be	AUX
ajis02-124	145	29	presented	present	VERB
ajis02-124	145	30	with	with	ADP
ajis02-124	145	31	11	11	NUM
ajis02-124	145	32	security	security	NOUN
ajis02-124	145	33	concepts	concept	NOUN
ajis02-124	145	34	during	during	ADP
ajis02-124	145	35	logon	logon	PROPN
ajis02-124	145	36	.	.	PUNCT
ajis02-124	146	1	for	for	ADP
ajis02-124	146	2	logon	logon	NOUN
ajis02-124	146	3	and	and	CCONJ
ajis02-124	146	4	money	money	NOUN
ajis02-124	146	5	transfer	transfer	NOUN
ajis02-124	146	6	the	the	DET
ajis02-124	146	7	user	user	NOUN
ajis02-124	146	8	must	must	AUX
ajis02-124	146	9	type	type	VERB
ajis02-124	146	10	four	four	NUM
ajis02-124	146	11	codes	code	NOUN
ajis02-124	146	12	,	,	PUNCT
ajis02-124	146	13	including	include	VERB
ajis02-124	146	14	the	the	DET
ajis02-124	146	15	code	code	NOUN
ajis02-124	146	16	-	-	PUNCT
ajis02-124	146	17	card	card	NOUN
ajis02-124	146	18	number	number	NOUN
ajis02-124	146	19	and	and	CCONJ
ajis02-124	146	20	a	a	DET
ajis02-124	146	21	key	key	NOUN
ajis02-124	146	22	,	,	PUNCT
ajis02-124	146	23	both	both	PRON
ajis02-124	146	24	of	of	ADP
ajis02-124	146	25	which	which	PRON
ajis02-124	146	26	must	must	AUX
ajis02-124	146	27	be	be	AUX
ajis02-124	146	28	read	read	VERB
ajis02-124	146	29	from	from	ADP
ajis02-124	146	30	the	the	DET
ajis02-124	146	31	card	card	NOUN
ajis02-124	146	32	.	.	PUNCT
ajis02-124	147	1	ebank1	ebank1	NOUN
ajis02-124	147	2	ebank2	ebank2	NOUN
ajis02-124	147	3	ebank3	ebank3	VERB
ajis02-124	147	4	ebank4	ebank4	PUNCT
ajis02-124	148	1	ebank5	ebank5	ADJ
ajis02-124	148	2	ebank6	ebank6	NOUN
ajis02-124	148	3	steps	step	VERB
ajis02-124	148	4	no	no	DET
ajis02-124	148	5	installation	installation	NOUN
ajis02-124	148	6	13	13	NUM
ajis02-124	148	7	14	14	NUM
ajis02-124	148	8	19	19	NUM
ajis02-124	148	9	15	15	NUM
ajis02-124	148	10	23	23	NUM
ajis02-124	148	11	codes	code	NOUN
ajis02-124	148	12	no	no	DET
ajis02-124	148	13	installation	installation	NOUN
ajis02-124	148	14	3	3	NUM
ajis02-124	148	15	4	4	NUM
ajis02-124	148	16	4	4	NUM
ajis02-124	148	17	3	3	NUM
ajis02-124	148	18	4	4	NUM
ajis02-124	148	19	concepts	concept	NOUN
ajis02-124	148	20	no	no	DET
ajis02-124	148	21	installation	installation	NOUN
ajis02-124	148	22	8	8	NUM
ajis02-124	148	23	8	8	NUM
ajis02-124	148	24	14	14	NUM
ajis02-124	148	25	12	12	NUM
ajis02-124	148	26	8	8	NUM
ajis02-124	148	27	table	table	NOUN
ajis02-124	148	28	3	3	NUM
ajis02-124	148	29	.	.	PUNCT
ajis02-124	149	1	the	the	DET
ajis02-124	149	2	complexity	complexity	NOUN
ajis02-124	149	3	of	of	ADP
ajis02-124	149	4	the	the	DET
ajis02-124	149	5	installation	installation	NOUN
ajis02-124	149	6	process	process	NOUN
ajis02-124	149	7	.	.	PUNCT
ajis02-124	150	1	ajis	ajis	AUX
ajis02-124	150	2	special	special	ADJ
ajis02-124	150	3	issue	issue	NOUN
ajis02-124	150	4	december	december	PROPN
ajis02-124	150	5	2004	2004	NUM
ajis02-124	150	6	58	58	NUM
ajis02-124	150	7	figure	figure	NOUN
ajis02-124	150	8	1	1	NUM
ajis02-124	150	9	.	.	PUNCT
ajis02-124	151	1	a	a	DET
ajis02-124	151	2	browser	browser	NOUN
ajis02-124	151	3	message	message	NOUN
ajis02-124	151	4	that	that	PRON
ajis02-124	151	5	pops	pop	VERB
ajis02-124	151	6	up	up	ADP
ajis02-124	151	7	during	during	ADP
ajis02-124	151	8	installation	installation	NOUN
ajis02-124	151	9	of	of	ADP
ajis02-124	151	10	two	two	NUM
ajis02-124	151	11	the	the	DET
ajis02-124	151	12	pki	pki	PROPN
ajis02-124	151	13	-	-	PUNCT
ajis02-124	151	14	based	base	VERB
ajis02-124	151	15	e	e	NOUN
ajis02-124	151	16	-	-	NOUN
ajis02-124	151	17	banks	bank	NOUN
ajis02-124	151	18	.	.	PUNCT
ajis02-124	152	1	the	the	DET
ajis02-124	152	2	message	message	NOUN
ajis02-124	152	3	is	be	AUX
ajis02-124	152	4	triggered	trigger	VERB
ajis02-124	152	5	by	by	ADP
ajis02-124	152	6	download	download	NOUN
ajis02-124	152	7	of	of	ADP
ajis02-124	152	8	code	code	NOUN
ajis02-124	152	9	from	from	ADP
ajis02-124	152	10	the	the	DET
ajis02-124	152	11	e	e	NOUN
ajis02-124	152	12	-	-	NOUN
ajis02-124	152	13	bank	bank	NOUN
ajis02-124	152	14	.	.	PUNCT
ajis02-124	153	1	figure	figure	NOUN
ajis02-124	153	2	2	2	NUM
ajis02-124	153	3	.	.	PUNCT
ajis02-124	153	4	a	a	DET
ajis02-124	153	5	browser	browser	NOUN
ajis02-124	153	6	message	message	NOUN
ajis02-124	153	7	that	that	PRON
ajis02-124	153	8	pops	pop	VERB
ajis02-124	153	9	up	up	ADP
ajis02-124	153	10	during	during	ADP
ajis02-124	153	11	log	log	NOUN
ajis02-124	153	12	on	on	ADP
ajis02-124	153	13	to	to	ADP
ajis02-124	153	14	all	all	DET
ajis02-124	153	15	e	e	NOUN
ajis02-124	153	16	-	-	NOUN
ajis02-124	153	17	banks	bank	NOUN
ajis02-124	153	18	.	.	PUNCT
ajis02-124	154	1	the	the	DET
ajis02-124	154	2	message	message	NOUN
ajis02-124	154	3	is	be	AUX
ajis02-124	154	4	triggered	trigger	VERB
ajis02-124	154	5	by	by	ADP
ajis02-124	154	6	the	the	DET
ajis02-124	154	7	initiation	initiation	NOUN
ajis02-124	154	8	of	of	ADP
ajis02-124	154	9	a	a	DET
ajis02-124	154	10	secure	secure	ADJ
ajis02-124	154	11	socket	socket	NOUN
ajis02-124	154	12	connection	connection	NOUN
ajis02-124	154	13	.	.	PUNCT
ajis02-124	155	1	ajis	ajis	AUX
ajis02-124	155	2	special	special	ADJ
ajis02-124	155	3	issue	issue	NOUN
ajis02-124	155	4	december	december	PROPN
ajis02-124	155	5	2004	2004	NUM
ajis02-124	155	6	59	59	NUM
ajis02-124	155	7	the	the	DET
ajis02-124	155	8	table	table	NOUN
ajis02-124	155	9	gives	give	VERB
ajis02-124	155	10	the	the	DET
ajis02-124	155	11	number	number	NOUN
ajis02-124	155	12	of	of	ADP
ajis02-124	155	13	steps	step	NOUN
ajis02-124	155	14	users	user	NOUN
ajis02-124	155	15	must	must	AUX
ajis02-124	155	16	go	go	VERB
ajis02-124	155	17	through	through	ADV
ajis02-124	155	18	,	,	PUNCT
ajis02-124	155	19	the	the	DET
ajis02-124	155	20	number	number	NOUN
ajis02-124	155	21	of	of	ADP
ajis02-124	155	22	different	different	ADJ
ajis02-124	155	23	security	security	NOUN
ajis02-124	155	24	-	-	PUNCT
ajis02-124	155	25	related	relate	VERB
ajis02-124	155	26	codes	code	NOUN
ajis02-124	155	27	users	user	NOUN
ajis02-124	155	28	must	must	AUX
ajis02-124	155	29	key	key	VERB
ajis02-124	155	30	in	in	ADP
ajis02-124	155	31	,	,	PUNCT
ajis02-124	155	32	and	and	CCONJ
ajis02-124	155	33	the	the	DET
ajis02-124	155	34	number	number	NOUN
ajis02-124	155	35	of	of	ADP
ajis02-124	155	36	security	security	NOUN
ajis02-124	155	37	concepts	concept	NOUN
ajis02-124	155	38	users	user	NOUN
ajis02-124	155	39	are	be	AUX
ajis02-124	155	40	presented	present	VERB
ajis02-124	155	41	with	with	ADP
ajis02-124	155	42	during	during	ADP
ajis02-124	155	43	installation	installation	NOUN
ajis02-124	155	44	(	(	PUNCT
ajis02-124	155	45	includes	include	VERB
ajis02-124	155	46	concepts	concept	NOUN
ajis02-124	155	47	that	that	PRON
ajis02-124	155	48	appear	appear	VERB
ajis02-124	155	49	in	in	ADP
ajis02-124	155	50	browser	browser	NOUN
ajis02-124	155	51	messages	message	NOUN
ajis02-124	155	52	)	)	PUNCT
ajis02-124	155	53	.	.	PUNCT
ajis02-124	156	1	the	the	DET
ajis02-124	156	2	browser	browser	NOUN
ajis02-124	156	3	messages	message	NOUN
ajis02-124	156	4	in	in	ADP
ajis02-124	156	5	all	all	DET
ajis02-124	156	6	six	six	NUM
ajis02-124	156	7	e	e	NOUN
ajis02-124	156	8	-	-	ADJ
ajis02-124	156	9	banking	banking	ADJ
ajis02-124	156	10	systems	system	NOUN
ajis02-124	156	11	,	,	PUNCT
ajis02-124	156	12	information	information	NOUN
ajis02-124	156	13	from	from	ADP
ajis02-124	156	14	the	the	DET
ajis02-124	156	15	banks	bank	NOUN
ajis02-124	156	16	is	be	AUX
ajis02-124	156	17	interspersed	intersperse	VERB
ajis02-124	156	18	with	with	ADP
ajis02-124	156	19	security	security	NOUN
ajis02-124	156	20	messages	message	NOUN
ajis02-124	156	21	from	from	ADP
ajis02-124	156	22	the	the	DET
ajis02-124	156	23	browser	browser	NOUN
ajis02-124	156	24	during	during	ADP
ajis02-124	156	25	installation	installation	NOUN
ajis02-124	156	26	(	(	PUNCT
ajis02-124	156	27	if	if	SCONJ
ajis02-124	156	28	any	any	PRON
ajis02-124	156	29	)	)	PUNCT
ajis02-124	156	30	and	and	CCONJ
ajis02-124	156	31	during	during	ADP
ajis02-124	156	32	logon	logon	NOUN
ajis02-124	156	33	and	and	CCONJ
ajis02-124	156	34	logoff	logoff	NOUN
ajis02-124	156	35	.	.	PUNCT
ajis02-124	157	1	figure	figure	NOUN
ajis02-124	157	2	1	1	NUM
ajis02-124	157	3	shows	show	VERB
ajis02-124	157	4	a	a	DET
ajis02-124	157	5	browser	browser	NOUN
ajis02-124	157	6	message	message	NOUN
ajis02-124	157	7	of	of	ADP
ajis02-124	157	8	a	a	DET
ajis02-124	157	9	type	type	NOUN
ajis02-124	157	10	that	that	PRON
ajis02-124	157	11	appears	appear	VERB
ajis02-124	157	12	during	during	ADP
ajis02-124	157	13	installation	installation	NOUN
ajis02-124	157	14	of	of	ADP
ajis02-124	157	15	two	two	NUM
ajis02-124	157	16	e	e	NOUN
ajis02-124	157	17	-	-	NOUN
ajis02-124	157	18	banks	bank	NOUN
ajis02-124	157	19	;	;	PUNCT
ajis02-124	157	20	one	one	NUM
ajis02-124	157	21	of	of	ADP
ajis02-124	157	22	these	these	PRON
ajis02-124	157	23	provides	provide	VERB
ajis02-124	157	24	written	write	VERB
ajis02-124	157	25	material	material	NOUN
ajis02-124	157	26	to	to	PART
ajis02-124	157	27	instruct	instruct	VERB
ajis02-124	157	28	users	user	NOUN
ajis02-124	157	29	what	what	PRON
ajis02-124	157	30	to	to	PART
ajis02-124	157	31	do	do	VERB
ajis02-124	157	32	,	,	PUNCT
ajis02-124	157	33	while	while	SCONJ
ajis02-124	157	34	the	the	DET
ajis02-124	157	35	other	other	ADJ
ajis02-124	157	36	e	e	NOUN
ajis02-124	157	37	-	-	NOUN
ajis02-124	157	38	bank	bank	NOUN
ajis02-124	157	39	does	do	AUX
ajis02-124	157	40	not	not	PART
ajis02-124	157	41	prepare	prepare	VERB
ajis02-124	157	42	the	the	DET
ajis02-124	157	43	user	user	NOUN
ajis02-124	157	44	.	.	PUNCT
ajis02-124	158	1	figure	figure	NOUN
ajis02-124	158	2	2	2	NUM
ajis02-124	158	3	shows	show	VERB
ajis02-124	158	4	a	a	DET
ajis02-124	158	5	type	type	NOUN
ajis02-124	158	6	of	of	ADP
ajis02-124	158	7	browser	browser	NOUN
ajis02-124	158	8	message	message	NOUN
ajis02-124	158	9	that	that	PRON
ajis02-124	158	10	appears	appear	VERB
ajis02-124	158	11	at	at	ADP
ajis02-124	158	12	log	log	NOUN
ajis02-124	158	13	on	on	ADP
ajis02-124	158	14	to	to	ADP
ajis02-124	158	15	all	all	DET
ajis02-124	158	16	the	the	DET
ajis02-124	158	17	e	e	NOUN
ajis02-124	158	18	-	-	NOUN
ajis02-124	158	19	banks	bank	NOUN
ajis02-124	158	20	,	,	PUNCT
ajis02-124	158	21	though	though	SCONJ
ajis02-124	158	22	only	only	ADV
ajis02-124	158	23	one	one	NUM
ajis02-124	158	24	of	of	ADP
ajis02-124	158	25	them	they	PRON
ajis02-124	158	26	attempts	attempt	VERB
ajis02-124	158	27	to	to	PART
ajis02-124	158	28	prepare	prepare	VERB
ajis02-124	158	29	the	the	DET
ajis02-124	158	30	user	user	NOUN
ajis02-124	158	31	.	.	PUNCT
ajis02-124	159	1	thus	thus	ADV
ajis02-124	159	2	in	in	ADP
ajis02-124	159	3	many	many	ADJ
ajis02-124	159	4	cases	case	NOUN
ajis02-124	159	5	users	user	NOUN
ajis02-124	159	6	are	be	AUX
ajis02-124	159	7	unprepared	unprepared	ADJ
ajis02-124	159	8	for	for	ADP
ajis02-124	159	9	the	the	DET
ajis02-124	159	10	browser	browser	NOUN
ajis02-124	159	11	messages	message	NOUN
ajis02-124	159	12	,	,	PUNCT
ajis02-124	159	13	and	and	CCONJ
ajis02-124	159	14	may	may	AUX
ajis02-124	159	15	experience	experience	VERB
ajis02-124	159	16	them	they	PRON
ajis02-124	159	17	as	as	ADP
ajis02-124	159	18	an	an	DET
ajis02-124	159	19	indication	indication	NOUN
ajis02-124	159	20	that	that	SCONJ
ajis02-124	159	21	there	there	PRON
ajis02-124	159	22	is	be	VERB
ajis02-124	159	23	something	something	PRON
ajis02-124	159	24	wrong	wrong	ADJ
ajis02-124	159	25	.	.	PUNCT
ajis02-124	160	1	in	in	ADP
ajis02-124	160	2	fact	fact	NOUN
ajis02-124	160	3	the	the	DET
ajis02-124	160	4	messages	message	NOUN
ajis02-124	160	5	are	be	AUX
ajis02-124	160	6	part	part	NOUN
ajis02-124	160	7	of	of	ADP
ajis02-124	160	8	normal	normal	ADJ
ajis02-124	160	9	operation	operation	NOUN
ajis02-124	160	10	,	,	PUNCT
ajis02-124	160	11	where	where	SCONJ
ajis02-124	160	12	sound	sound	ADJ
ajis02-124	160	13	browser	browser	NOUN
ajis02-124	160	14	design	design	NOUN
ajis02-124	160	15	prescribes	prescribe	VERB
ajis02-124	160	16	that	that	SCONJ
ajis02-124	160	17	the	the	DET
ajis02-124	160	18	user	user	NOUN
ajis02-124	160	19	is	be	AUX
ajis02-124	160	20	asked	ask	VERB
ajis02-124	160	21	about	about	ADP
ajis02-124	160	22	code	code	NOUN
ajis02-124	160	23	download	download	NOUN
ajis02-124	160	24	.	.	PUNCT
ajis02-124	161	1	most	most	ADJ
ajis02-124	161	2	users	user	NOUN
ajis02-124	161	3	,	,	PUNCT
ajis02-124	161	4	even	even	ADV
ajis02-124	161	5	if	if	SCONJ
ajis02-124	161	6	they	they	PRON
ajis02-124	161	7	recognize	recognize	VERB
ajis02-124	161	8	that	that	SCONJ
ajis02-124	161	9	the	the	DET
ajis02-124	161	10	browser	browser	NOUN
ajis02-124	161	11	messages	message	NOUN
ajis02-124	161	12	are	be	AUX
ajis02-124	161	13	part	part	NOUN
ajis02-124	161	14	of	of	ADP
ajis02-124	161	15	normal	normal	ADJ
ajis02-124	161	16	procedures	procedure	NOUN
ajis02-124	161	17	,	,	PUNCT
ajis02-124	161	18	will	will	AUX
ajis02-124	161	19	be	be	AUX
ajis02-124	161	20	unable	unable	ADJ
ajis02-124	161	21	to	to	PART
ajis02-124	161	22	understand	understand	VERB
ajis02-124	161	23	and	and	CCONJ
ajis02-124	161	24	assess	assess	VERB
ajis02-124	161	25	the	the	DET
ajis02-124	161	26	security	security	NOUN
ajis02-124	161	27	implications	implication	NOUN
ajis02-124	161	28	of	of	ADP
ajis02-124	161	29	the	the	DET
ajis02-124	161	30	messages	message	NOUN
ajis02-124	161	31	.	.	PUNCT
ajis02-124	162	1	the	the	DET
ajis02-124	162	2	security	security	NOUN
ajis02-124	162	3	warning	warn	VERB
ajis02-124	162	4	in	in	ADP
ajis02-124	162	5	figure	figure	NOUN
ajis02-124	162	6	1	1	NUM
ajis02-124	162	7	asks	ask	VERB
ajis02-124	162	8	for	for	ADP
ajis02-124	162	9	the	the	DET
ajis02-124	162	10	user	user	NOUN
ajis02-124	162	11	’s	’s	PART
ajis02-124	162	12	permission	permission	NOUN
ajis02-124	162	13	to	to	PART
ajis02-124	162	14	install	install	VERB
ajis02-124	162	15	and	and	CCONJ
ajis02-124	162	16	run	run	VERB
ajis02-124	162	17	a	a	DET
ajis02-124	162	18	piece	piece	NOUN
ajis02-124	162	19	of	of	ADP
ajis02-124	162	20	software	software	NOUN
ajis02-124	162	21	on	on	ADP
ajis02-124	162	22	the	the	DET
ajis02-124	162	23	user	user	NOUN
ajis02-124	162	24	’s	’s	PART
ajis02-124	162	25	computer	computer	NOUN
ajis02-124	162	26	.	.	PUNCT
ajis02-124	163	1	there	there	PRON
ajis02-124	163	2	are	be	VERB
ajis02-124	163	3	,	,	PUNCT
ajis02-124	163	4	however	however	ADV
ajis02-124	163	5	,	,	PUNCT
ajis02-124	163	6	multiple	multiple	ADJ
ajis02-124	163	7	problems	problem	NOUN
ajis02-124	163	8	,	,	PUNCT
ajis02-124	163	9	including	include	VERB
ajis02-124	163	10	:	:	PUNCT
ajis02-124	163	11	(	(	PUNCT
ajis02-124	163	12	1	1	X
ajis02-124	163	13	)	)	PUNCT
ajis02-124	163	14	users	user	NOUN
ajis02-124	163	15	can	can	AUX
ajis02-124	163	16	not	not	PART
ajis02-124	163	17	be	be	AUX
ajis02-124	163	18	sure	sure	ADJ
ajis02-124	163	19	that	that	SCONJ
ajis02-124	163	20	the	the	DET
ajis02-124	163	21	piece	piece	NOUN
ajis02-124	163	22	of	of	ADP
ajis02-124	163	23	software	software	NOUN
ajis02-124	163	24	is	be	AUX
ajis02-124	163	25	in	in	ADP
ajis02-124	163	26	fact	fact	NOUN
ajis02-124	163	27	distributed	distribute	VERB
ajis02-124	163	28	by	by	ADP
ajis02-124	163	29	the	the	DET
ajis02-124	163	30	entity	entity	NOUN
ajis02-124	163	31	that	that	PRON
ajis02-124	163	32	claims	claim	VERB
ajis02-124	163	33	to	to	PART
ajis02-124	163	34	be	be	AUX
ajis02-124	163	35	the	the	DET
ajis02-124	163	36	distributor	distributor	NOUN
ajis02-124	163	37	.	.	PUNCT
ajis02-124	164	1	(	(	PUNCT
ajis02-124	164	2	2	2	X
ajis02-124	164	3	)	)	PUNCT
ajis02-124	164	4	hardly	hardly	ADV
ajis02-124	164	5	any	any	DET
ajis02-124	164	6	users	user	NOUN
ajis02-124	164	7	will	will	AUX
ajis02-124	164	8	know	know	VERB
ajis02-124	164	9	what	what	PRON
ajis02-124	164	10	an	an	DET
ajis02-124	164	11	authenticity	authenticity	NOUN
ajis02-124	164	12	verification	verification	NOUN
ajis02-124	164	13	by	by	ADP
ajis02-124	164	14	“	"	PUNCT
ajis02-124	164	15	verisign	verisign	ADJ
ajis02-124	164	16	class	class	NOUN
ajis02-124	164	17	3	3	NUM
ajis02-124	164	18	code	code	NOUN
ajis02-124	164	19	signing	signing	NOUN
ajis02-124	164	20	2001	2001	NUM
ajis02-124	164	21	-	-	SYM
ajis02-124	164	22	4	4	NUM
ajis02-124	164	23	ca	ca	NOUN
ajis02-124	164	24	”	"	PUNCT
ajis02-124	164	25	is	be	AUX
ajis02-124	164	26	,	,	PUNCT
ajis02-124	164	27	or	or	CCONJ
ajis02-124	164	28	whether	whether	SCONJ
ajis02-124	164	29	it	it	PRON
ajis02-124	164	30	is	be	AUX
ajis02-124	164	31	trustworthy	trustworthy	ADJ
ajis02-124	164	32	.	.	PUNCT
ajis02-124	165	1	(	(	PUNCT
ajis02-124	165	2	3	3	X
ajis02-124	165	3	)	)	PUNCT
ajis02-124	165	4	the	the	DET
ajis02-124	165	5	security	security	NOUN
ajis02-124	165	6	warning	warning	NOUN
ajis02-124	165	7	violates	violate	VERB
ajis02-124	165	8	established	establish	VERB
ajis02-124	165	9	usability	usability	NOUN
ajis02-124	165	10	principles	principle	NOUN
ajis02-124	165	11	such	such	ADJ
ajis02-124	165	12	as	as	ADP
ajis02-124	165	13	speak	speak	VERB
ajis02-124	165	14	the	the	DET
ajis02-124	165	15	user	user	NOUN
ajis02-124	165	16	’s	’s	PART
ajis02-124	165	17	language	language	NOUN
ajis02-124	165	18	(	(	PUNCT
ajis02-124	165	19	nielsen	nielsen	PROPN
ajis02-124	165	20	&	&	CCONJ
ajis02-124	165	21	molich	molich	VERB
ajis02-124	165	22	,	,	PUNCT
ajis02-124	165	23	1990	1990	NUM
ajis02-124	165	24	)	)	PUNCT
ajis02-124	165	25	and	and	CCONJ
ajis02-124	165	26	support	support	VERB
ajis02-124	165	27	internal	internal	ADJ
ajis02-124	165	28	locus	locus	NOUN
ajis02-124	165	29	of	of	ADP
ajis02-124	165	30	control	control	NOUN
ajis02-124	165	31	(	(	PUNCT
ajis02-124	165	32	shneiderman	shneiderman	NOUN
ajis02-124	165	33	,	,	PUNCT
ajis02-124	165	34	1998	1998	NUM
ajis02-124	165	35	)	)	PUNCT
ajis02-124	165	36	.	.	PUNCT
ajis02-124	166	1	the	the	DET
ajis02-124	166	2	reason	reason	NOUN
ajis02-124	166	3	that	that	SCONJ
ajis02-124	166	4	the	the	DET
ajis02-124	166	5	e	e	NOUN
ajis02-124	166	6	-	-	NOUN
ajis02-124	166	7	banks	bank	NOUN
ajis02-124	166	8	,	,	PUNCT
ajis02-124	166	9	in	in	ADP
ajis02-124	166	10	most	most	ADJ
ajis02-124	166	11	cases	case	NOUN
ajis02-124	166	12	,	,	PUNCT
ajis02-124	166	13	do	do	AUX
ajis02-124	166	14	not	not	PART
ajis02-124	166	15	attempt	attempt	VERB
ajis02-124	166	16	to	to	PART
ajis02-124	166	17	explain	explain	VERB
ajis02-124	166	18	the	the	DET
ajis02-124	166	19	browser	browser	NOUN
ajis02-124	166	20	messages	message	NOUN
ajis02-124	166	21	may	may	AUX
ajis02-124	166	22	be	be	AUX
ajis02-124	166	23	that	that	SCONJ
ajis02-124	166	24	users	user	NOUN
ajis02-124	166	25	have	have	VERB
ajis02-124	166	26	different	different	ADJ
ajis02-124	166	27	browsers	browser	NOUN
ajis02-124	166	28	,	,	PUNCT
ajis02-124	166	29	versions	version	NOUN
ajis02-124	166	30	,	,	PUNCT
ajis02-124	166	31	and	and	CCONJ
ajis02-124	166	32	configurations	configuration	NOUN
ajis02-124	166	33	,	,	PUNCT
ajis02-124	166	34	so	so	SCONJ
ajis02-124	166	35	that	that	SCONJ
ajis02-124	166	36	the	the	DET
ajis02-124	166	37	banks	bank	NOUN
ajis02-124	166	38	are	be	AUX
ajis02-124	166	39	unable	unable	ADJ
ajis02-124	166	40	to	to	PART
ajis02-124	166	41	predict	predict	VERB
ajis02-124	166	42	what	what	PRON
ajis02-124	166	43	messages	message	NOUN
ajis02-124	166	44	are	be	AUX
ajis02-124	166	45	presented	present	VERB
ajis02-124	166	46	to	to	ADP
ajis02-124	166	47	the	the	DET
ajis02-124	166	48	individual	individual	ADJ
ajis02-124	166	49	user	user	NOUN
ajis02-124	166	50	by	by	ADP
ajis02-124	166	51	the	the	DET
ajis02-124	166	52	browser	browser	NOUN
ajis02-124	166	53	.	.	PUNCT
ajis02-124	167	1	the	the	DET
ajis02-124	167	2	e	e	NOUN
ajis02-124	167	3	-	-	NOUN
ajis02-124	167	4	bank	bank	NOUN
ajis02-124	167	5	that	that	PRON
ajis02-124	167	6	attempts	attempt	VERB
ajis02-124	167	7	to	to	PART
ajis02-124	167	8	prepare	prepare	VERB
ajis02-124	167	9	the	the	DET
ajis02-124	167	10	user	user	NOUN
ajis02-124	167	11	for	for	ADP
ajis02-124	167	12	the	the	DET
ajis02-124	167	13	message	message	NOUN
ajis02-124	167	14	shown	show	VERB
ajis02-124	167	15	in	in	ADP
ajis02-124	167	16	figure	figure	NOUN
ajis02-124	167	17	2	2	NUM
ajis02-124	167	18	simply	simply	ADV
ajis02-124	167	19	writes	write	VERB
ajis02-124	167	20	“	"	PUNCT
ajis02-124	167	21	if	if	SCONJ
ajis02-124	167	22	there	there	PRON
ajis02-124	167	23	is	be	VERB
ajis02-124	167	24	a	a	DET
ajis02-124	167	25	‘	'	PUNCT
ajis02-124	167	26	security	security	NOUN
ajis02-124	167	27	message	message	NOUN
ajis02-124	167	28	’	'	PUNCT
ajis02-124	167	29	,	,	PUNCT
ajis02-124	167	30	click	click	VERB
ajis02-124	167	31	ok	ok	INTJ
ajis02-124	167	32	”	"	PUNCT
ajis02-124	167	33	.	.	PUNCT
ajis02-124	168	1	indeed	indeed	ADV
ajis02-124	168	2	,	,	PUNCT
ajis02-124	168	3	the	the	DET
ajis02-124	168	4	user	user	NOUN
ajis02-124	168	5	has	have	VERB
ajis02-124	168	6	no	no	DET
ajis02-124	168	7	alternative	alternative	NOUN
ajis02-124	168	8	but	but	SCONJ
ajis02-124	168	9	to	to	PART
ajis02-124	168	10	comply	comply	VERB
ajis02-124	168	11	at	at	ADP
ajis02-124	168	12	each	each	DET
ajis02-124	168	13	and	and	CCONJ
ajis02-124	168	14	every	every	PRON
ajis02-124	168	15	step	step	NOUN
ajis02-124	168	16	,	,	PUNCT
ajis02-124	168	17	unless	unless	SCONJ
ajis02-124	168	18	the	the	DET
ajis02-124	168	19	user	user	NOUN
ajis02-124	168	20	is	be	AUX
ajis02-124	168	21	prepared	prepared	ADJ
ajis02-124	168	22	to	to	PART
ajis02-124	168	23	discard	discard	VERB
ajis02-124	168	24	the	the	DET
ajis02-124	168	25	e	e	NOUN
ajis02-124	168	26	-	-	ADJ
ajis02-124	168	27	banking	banking	ADJ
ajis02-124	168	28	systems	system	NOUN
ajis02-124	168	29	altogether	altogether	ADV
ajis02-124	168	30	.	.	PUNCT
ajis02-124	169	1	this	this	PRON
ajis02-124	169	2	may	may	AUX
ajis02-124	169	3	overshadow	overshadow	VERB
ajis02-124	169	4	the	the	DET
ajis02-124	169	5	user	user	NOUN
ajis02-124	169	6	's	's	PART
ajis02-124	169	7	legitimate	legitimate	ADJ
ajis02-124	169	8	security	security	NOUN
ajis02-124	169	9	concerns	concern	NOUN
ajis02-124	169	10	.	.	PUNCT
ajis02-124	170	1	the	the	DET
ajis02-124	170	2	user	user	NOUN
ajis02-124	170	3	's	's	PART
ajis02-124	170	4	awareness	awareness	NOUN
ajis02-124	170	5	of	of	ADP
ajis02-124	170	6	and	and	CCONJ
ajis02-124	170	7	ability	ability	NOUN
ajis02-124	170	8	to	to	PART
ajis02-124	170	9	successfully	successfully	ADV
ajis02-124	170	10	perform	perform	VERB
ajis02-124	170	11	the	the	DET
ajis02-124	170	12	security	security	NOUN
ajis02-124	170	13	subtasks	subtask	NOUN
ajis02-124	170	14	during	during	ADP
ajis02-124	170	15	installation	installation	NOUN
ajis02-124	170	16	the	the	DET
ajis02-124	170	17	security	security	NOUN
ajis02-124	170	18	subtasks	subtask	NOUN
ajis02-124	170	19	of	of	ADP
ajis02-124	170	20	installation	installation	NOUN
ajis02-124	170	21	are	be	AUX
ajis02-124	170	22	password	password	NOUN
ajis02-124	170	23	definition	definition	NOUN
ajis02-124	170	24	and	and	CCONJ
ajis02-124	170	25	signature	signature	NOUN
ajis02-124	170	26	-	-	PUNCT
ajis02-124	170	27	file	file	NOUN
ajis02-124	170	28	management	management	NOUN
ajis02-124	170	29	.	.	PUNCT
ajis02-124	171	1	the	the	DET
ajis02-124	171	2	user	user	NOUN
ajis02-124	171	3	is	be	AUX
ajis02-124	171	4	prompted	prompt	VERB
ajis02-124	171	5	to	to	PART
ajis02-124	171	6	define	define	VERB
ajis02-124	171	7	a	a	DET
ajis02-124	171	8	password	password	NOUN
ajis02-124	171	9	and	and	CCONJ
ajis02-124	171	10	a	a	DET
ajis02-124	171	11	path	path	NOUN
ajis02-124	171	12	(	(	PUNCT
ajis02-124	171	13	possibly	possibly	ADV
ajis02-124	171	14	a	a	DET
ajis02-124	171	15	suggested	suggest	VERB
ajis02-124	171	16	default	default	NOUN
ajis02-124	171	17	)	)	PUNCT
ajis02-124	171	18	for	for	ADP
ajis02-124	171	19	the	the	DET
ajis02-124	171	20	signature	signature	NOUN
ajis02-124	171	21	file	file	NOUN
ajis02-124	171	22	during	during	ADP
ajis02-124	171	23	installation	installation	NOUN
ajis02-124	171	24	.	.	PUNCT
ajis02-124	172	1	when	when	SCONJ
ajis02-124	172	2	prompted	prompt	VERB
ajis02-124	172	3	for	for	ADP
ajis02-124	172	4	password	password	NOUN
ajis02-124	172	5	definition	definition	NOUN
ajis02-124	172	6	,	,	PUNCT
ajis02-124	172	7	the	the	DET
ajis02-124	172	8	user	user	NOUN
ajis02-124	172	9	is	be	AUX
ajis02-124	172	10	about	about	ADV
ajis02-124	172	11	halfway	halfway	NOUN
ajis02-124	172	12	through	through	ADP
ajis02-124	172	13	installation	installation	NOUN
ajis02-124	172	14	and	and	CCONJ
ajis02-124	172	15	has	have	AUX
ajis02-124	172	16	been	be	AUX
ajis02-124	172	17	presented	present	VERB
ajis02-124	172	18	with	with	ADP
ajis02-124	172	19	one	one	NUM
ajis02-124	172	20	or	or	CCONJ
ajis02-124	172	21	more	more	ADJ
ajis02-124	172	22	browser	browser	NOUN
ajis02-124	172	23	messages	message	NOUN
ajis02-124	172	24	.	.	PUNCT
ajis02-124	173	1	unfortunately	unfortunately	ADV
ajis02-124	173	2	many	many	ADJ
ajis02-124	173	3	users	user	NOUN
ajis02-124	173	4	at	at	ADP
ajis02-124	173	5	this	this	DET
ajis02-124	173	6	stage	stage	NOUN
ajis02-124	173	7	may	may	AUX
ajis02-124	173	8	have	have	AUX
ajis02-124	173	9	already	already	ADV
ajis02-124	173	10	refrained	refrain	VERB
ajis02-124	173	11	from	from	ADP
ajis02-124	173	12	understanding	understand	VERB
ajis02-124	173	13	the	the	DET
ajis02-124	173	14	relevant	relevant	ADJ
ajis02-124	173	15	security	security	NOUN
ajis02-124	173	16	issues	issue	NOUN
ajis02-124	173	17	,	,	PUNCT
ajis02-124	173	18	started	start	VERB
ajis02-124	173	19	to	to	PART
ajis02-124	173	20	disregard	disregard	VERB
ajis02-124	173	21	his	his	PRON
ajis02-124	173	22	or	or	CCONJ
ajis02-124	173	23	her	her	PRON
ajis02-124	173	24	security	security	NOUN
ajis02-124	173	25	concerns	concern	NOUN
ajis02-124	173	26	,	,	PUNCT
ajis02-124	173	27	and	and	CCONJ
ajis02-124	173	28	may	may	AUX
ajis02-124	173	29	proceed	proceed	VERB
ajis02-124	173	30	simply	simply	ADV
ajis02-124	173	31	by	by	ADP
ajis02-124	173	32	following	follow	VERB
ajis02-124	173	33	instructions	instruction	NOUN
ajis02-124	173	34	and	and	CCONJ
ajis02-124	173	35	accepting	accept	VERB
ajis02-124	173	36	defaults	default	NOUN
ajis02-124	173	37	.	.	PUNCT
ajis02-124	174	1	keeping	keep	VERB
ajis02-124	174	2	in	in	ADP
ajis02-124	174	3	mind	mind	NOUN
ajis02-124	174	4	that	that	SCONJ
ajis02-124	174	5	the	the	DET
ajis02-124	174	6	user	user	NOUN
ajis02-124	174	7	-	-	PUNCT
ajis02-124	174	8	defined	define	VERB
ajis02-124	174	9	password	password	NOUN
ajis02-124	174	10	serves	serve	VERB
ajis02-124	174	11	to	to	PART
ajis02-124	174	12	protect	protect	VERB
ajis02-124	174	13	the	the	DET
ajis02-124	174	14	private	private	ADJ
ajis02-124	174	15	key	key	NOUN
ajis02-124	174	16	from	from	ADP
ajis02-124	174	17	disclosure	disclosure	NOUN
ajis02-124	174	18	,	,	PUNCT
ajis02-124	174	19	the	the	DET
ajis02-124	174	20	dialogues	dialogue	NOUN
ajis02-124	174	21	for	for	ADP
ajis02-124	174	22	creating	create	VERB
ajis02-124	174	23	and	and	CCONJ
ajis02-124	174	24	changing	change	VERB
ajis02-124	174	25	passwords	password	NOUN
ajis02-124	174	26	display	display	VERB
ajis02-124	174	27	severe	severe	ADJ
ajis02-124	174	28	shortcomings	shortcoming	NOUN
ajis02-124	174	29	:	:	PUNCT
ajis02-124	174	30	not	not	PART
ajis02-124	174	31	enforcing	enforce	VERB
ajis02-124	174	32	strong	strong	ADJ
ajis02-124	174	33	passwords	password	NOUN
ajis02-124	174	34	.	.	PUNCT
ajis02-124	175	1	four	four	NUM
ajis02-124	175	2	of	of	ADP
ajis02-124	175	3	the	the	DET
ajis02-124	175	4	five	five	NUM
ajis02-124	175	5	pki	pki	NOUN
ajis02-124	175	6	-	-	PUNCT
ajis02-124	175	7	based	base	VERB
ajis02-124	175	8	banks	bank	NOUN
ajis02-124	175	9	do	do	AUX
ajis02-124	175	10	not	not	PART
ajis02-124	175	11	enforce	enforce	VERB
ajis02-124	175	12	creation	creation	NOUN
ajis02-124	175	13	of	of	ADP
ajis02-124	175	14	strong	strong	ADJ
ajis02-124	175	15	passwords	password	NOUN
ajis02-124	175	16	.	.	PUNCT
ajis02-124	176	1	in	in	ADP
ajis02-124	176	2	fact	fact	NOUN
ajis02-124	176	3	,	,	PUNCT
ajis02-124	176	4	three	three	NUM
ajis02-124	176	5	banks	bank	NOUN
ajis02-124	176	6	accept	accept	VERB
ajis02-124	176	7	passwords	password	NOUN
ajis02-124	176	8	that	that	PRON
ajis02-124	176	9	consist	consist	VERB
ajis02-124	176	10	of	of	ADP
ajis02-124	176	11	multiple	multiple	ADJ
ajis02-124	176	12	instances	instance	NOUN
ajis02-124	176	13	of	of	ADP
ajis02-124	176	14	the	the	DET
ajis02-124	176	15	same	same	ADJ
ajis02-124	176	16	character	character	NOUN
ajis02-124	176	17	(	(	PUNCT
ajis02-124	176	18	e.g.	e.g.	ADV
ajis02-124	176	19	,	,	PUNCT
ajis02-124	176	20	‘	'	PUNCT
ajis02-124	176	21	aaaaaaaa	aaaaaaaa	NOUN
ajis02-124	176	22	’	'	PUNCT
ajis02-124	176	23	)	)	PUNCT
ajis02-124	176	24	and	and	CCONJ
ajis02-124	176	25	one	one	NUM
ajis02-124	176	26	bank	bank	NOUN
ajis02-124	176	27	accepts	accept	VERB
ajis02-124	176	28	passwords	password	NOUN
ajis02-124	176	29	consisting	consist	VERB
ajis02-124	176	30	of	of	ADP
ajis02-124	176	31	a	a	DET
ajis02-124	176	32	digit	digit	NOUN
ajis02-124	176	33	followed	follow	VERB
ajis02-124	176	34	by	by	ADP
ajis02-124	176	35	a	a	DET
ajis02-124	176	36	sequence	sequence	NOUN
ajis02-124	176	37	of	of	ADP
ajis02-124	176	38	instances	instance	NOUN
ajis02-124	176	39	of	of	ADP
ajis02-124	176	40	the	the	DET
ajis02-124	176	41	same	same	ADJ
ajis02-124	176	42	letter	letter	NOUN
ajis02-124	176	43	.	.	PUNCT
ajis02-124	177	1	ebank3	ebank3	VERB
ajis02-124	177	2	enforces	enforce	VERB
ajis02-124	177	3	several	several	ADJ
ajis02-124	177	4	strongpassword	strongpassword	NOUN
ajis02-124	177	5	rules	rule	NOUN
ajis02-124	177	6	.	.	PUNCT
ajis02-124	178	1	the	the	DET
ajis02-124	178	2	only	only	ADJ
ajis02-124	178	3	rule	rule	NOUN
ajis02-124	178	4	consistently	consistently	ADV
ajis02-124	178	5	enforced	enforce	VERB
ajis02-124	178	6	by	by	ADP
ajis02-124	178	7	the	the	DET
ajis02-124	178	8	banks	bank	NOUN
ajis02-124	178	9	is	be	AUX
ajis02-124	178	10	that	that	SCONJ
ajis02-124	178	11	passwords	password	NOUN
ajis02-124	178	12	must	must	AUX
ajis02-124	178	13	be	be	AUX
ajis02-124	178	14	at	at	ADV
ajis02-124	178	15	least	least	ADV
ajis02-124	178	16	eight	eight	NUM
ajis02-124	178	17	characters	character	NOUN
ajis02-124	178	18	long	long	ADJ
ajis02-124	178	19	.	.	PUNCT
ajis02-124	179	1	ajis	ajis	AUX
ajis02-124	179	2	special	special	ADJ
ajis02-124	179	3	issue	issue	NOUN
ajis02-124	179	4	december	december	PROPN
ajis02-124	179	5	2004	2004	NUM
ajis02-124	179	6	60	60	NUM
ajis02-124	179	7	insufficient	insufficient	ADJ
ajis02-124	179	8	information	information	NOUN
ajis02-124	179	9	about	about	ADP
ajis02-124	179	10	strong	strong	ADJ
ajis02-124	179	11	passwords	password	NOUN
ajis02-124	179	12	.	.	PUNCT
ajis02-124	180	1	three	three	NUM
ajis02-124	180	2	of	of	ADP
ajis02-124	180	3	the	the	DET
ajis02-124	180	4	banks	bank	NOUN
ajis02-124	180	5	provide	provide	VERB
ajis02-124	180	6	no	no	DET
ajis02-124	180	7	information	information	NOUN
ajis02-124	180	8	about	about	ADP
ajis02-124	180	9	what	what	PRON
ajis02-124	180	10	constitutes	constitute	VERB
ajis02-124	180	11	a	a	DET
ajis02-124	180	12	strong	strong	ADJ
ajis02-124	180	13	password	password	NOUN
ajis02-124	180	14	.	.	PUNCT
ajis02-124	181	1	these	these	DET
ajis02-124	181	2	banks	bank	NOUN
ajis02-124	181	3	leave	leave	VERB
ajis02-124	181	4	it	it	PRON
ajis02-124	181	5	entirely	entirely	ADV
ajis02-124	181	6	to	to	ADP
ajis02-124	181	7	users	user	NOUN
ajis02-124	181	8	to	to	PART
ajis02-124	181	9	be	be	AUX
ajis02-124	181	10	aware	aware	ADJ
ajis02-124	181	11	of	of	ADP
ajis02-124	181	12	possible	possible	ADJ
ajis02-124	181	13	threats	threat	NOUN
ajis02-124	181	14	,	,	PUNCT
ajis02-124	181	15	to	to	PART
ajis02-124	181	16	realize	realize	VERB
ajis02-124	181	17	the	the	DET
ajis02-124	181	18	consequences	consequence	NOUN
ajis02-124	181	19	of	of	ADP
ajis02-124	181	20	these	these	DET
ajis02-124	181	21	threats	threat	NOUN
ajis02-124	181	22	in	in	ADP
ajis02-124	181	23	relation	relation	NOUN
ajis02-124	181	24	to	to	PART
ajis02-124	181	25	password	password	VERB
ajis02-124	181	26	creation	creation	NOUN
ajis02-124	181	27	,	,	PUNCT
ajis02-124	181	28	and	and	CCONJ
ajis02-124	181	29	to	to	PART
ajis02-124	181	30	think	think	VERB
ajis02-124	181	31	of	of	ADP
ajis02-124	181	32	ways	way	NOUN
ajis02-124	181	33	of	of	ADP
ajis02-124	181	34	creating	create	VERB
ajis02-124	181	35	strong	strong	ADJ
ajis02-124	181	36	but	but	CCONJ
ajis02-124	181	37	memorizable	memorizable	ADJ
ajis02-124	181	38	passwords	password	NOUN
ajis02-124	181	39	.	.	PUNCT
ajis02-124	182	1	the	the	DET
ajis02-124	182	2	two	two	NUM
ajis02-124	182	3	remaining	remain	VERB
ajis02-124	182	4	pkibased	pkibase	VERB
ajis02-124	182	5	banks	bank	NOUN
ajis02-124	182	6	warn	warn	VERB
ajis02-124	182	7	against	against	ADP
ajis02-124	182	8	using	use	VERB
ajis02-124	182	9	real	real	ADJ
ajis02-124	182	10	words	word	NOUN
ajis02-124	182	11	and	and	CCONJ
ajis02-124	182	12	personal	personal	ADJ
ajis02-124	182	13	information	information	NOUN
ajis02-124	182	14	(	(	PUNCT
ajis02-124	182	15	e.g.	e.g.	ADV
ajis02-124	182	16	,	,	PUNCT
ajis02-124	182	17	phone	phone	NOUN
ajis02-124	182	18	number	number	NOUN
ajis02-124	182	19	)	)	PUNCT
ajis02-124	182	20	.	.	PUNCT
ajis02-124	183	1	one	one	NUM
ajis02-124	183	2	of	of	ADP
ajis02-124	183	3	these	these	DET
ajis02-124	183	4	banks	bank	NOUN
ajis02-124	183	5	also	also	ADV
ajis02-124	183	6	suggests	suggest	VERB
ajis02-124	183	7	how	how	SCONJ
ajis02-124	183	8	to	to	PART
ajis02-124	183	9	create	create	VERB
ajis02-124	183	10	strong	strong	ADJ
ajis02-124	183	11	passwords	password	NOUN
ajis02-124	183	12	,	,	PUNCT
ajis02-124	183	13	including	include	VERB
ajis02-124	183	14	several	several	ADJ
ajis02-124	183	15	examples	example	NOUN
ajis02-124	183	16	.	.	PUNCT
ajis02-124	184	1	the	the	DET
ajis02-124	184	2	examples	example	NOUN
ajis02-124	184	3	make	make	VERB
ajis02-124	184	4	the	the	DET
ajis02-124	184	5	suggestions	suggestion	NOUN
ajis02-124	184	6	easier	easy	ADJ
ajis02-124	184	7	to	to	PART
ajis02-124	184	8	understand	understand	VERB
ajis02-124	184	9	but	but	CCONJ
ajis02-124	184	10	are	be	AUX
ajis02-124	184	11	at	at	ADP
ajis02-124	184	12	the	the	DET
ajis02-124	184	13	same	same	ADJ
ajis02-124	184	14	time	time	NOUN
ajis02-124	184	15	a	a	DET
ajis02-124	184	16	security	security	NOUN
ajis02-124	184	17	weakness	weakness	NOUN
ajis02-124	184	18	because	because	SCONJ
ajis02-124	184	19	experience	experience	NOUN
ajis02-124	184	20	shows	show	VERB
ajis02-124	184	21	that	that	SCONJ
ajis02-124	184	22	a	a	DET
ajis02-124	184	23	disproportionate	disproportionate	ADJ
ajis02-124	184	24	number	number	NOUN
ajis02-124	184	25	of	of	ADP
ajis02-124	184	26	users	user	NOUN
ajis02-124	184	27	will	will	AUX
ajis02-124	184	28	choose	choose	VERB
ajis02-124	184	29	the	the	DET
ajis02-124	184	30	examples	example	NOUN
ajis02-124	184	31	,	,	PUNCT
ajis02-124	184	32	which	which	PRON
ajis02-124	184	33	are	be	AUX
ajis02-124	184	34	visible	visible	ADJ
ajis02-124	184	35	to	to	ADP
ajis02-124	184	36	attackers	attacker	NOUN
ajis02-124	184	37	,	,	PUNCT
ajis02-124	184	38	as	as	ADP
ajis02-124	184	39	their	their	PRON
ajis02-124	184	40	passwords	password	NOUN
ajis02-124	184	41	.	.	PUNCT
ajis02-124	185	1	preventing	prevent	VERB
ajis02-124	185	2	strong	strong	ADJ
ajis02-124	185	3	passwords	password	NOUN
ajis02-124	185	4	.	.	PUNCT
ajis02-124	186	1	three	three	NUM
ajis02-124	186	2	of	of	ADP
ajis02-124	186	3	the	the	DET
ajis02-124	186	4	banks	bank	NOUN
ajis02-124	186	5	restrict	restrict	VERB
ajis02-124	186	6	passwords	password	NOUN
ajis02-124	186	7	to	to	ADP
ajis02-124	186	8	letters	letter	NOUN
ajis02-124	186	9	and	and	CCONJ
ajis02-124	186	10	digits	digit	NOUN
ajis02-124	186	11	,	,	PUNCT
ajis02-124	186	12	and	and	CCONJ
ajis02-124	186	13	ebank3	ebank3	VERB
ajis02-124	186	14	uses	use	VERB
ajis02-124	186	15	case	case	NOUN
ajis02-124	186	16	-	-	PUNCT
ajis02-124	186	17	insensitive	insensitive	ADJ
ajis02-124	186	18	passwords	password	NOUN
ajis02-124	186	19	.	.	PUNCT
ajis02-124	187	1	this	this	PRON
ajis02-124	187	2	significantly	significantly	ADV
ajis02-124	187	3	reduces	reduce	VERB
ajis02-124	187	4	the	the	DET
ajis02-124	187	5	number	number	NOUN
ajis02-124	187	6	of	of	ADP
ajis02-124	187	7	possible	possible	ADJ
ajis02-124	187	8	passwords	password	NOUN
ajis02-124	187	9	,	,	PUNCT
ajis02-124	187	10	and	and	CCONJ
ajis02-124	187	11	increase	increase	VERB
ajis02-124	187	12	their	their	PRON
ajis02-124	187	13	vulnerability	vulnerability	NOUN
ajis02-124	187	14	to	to	ADP
ajis02-124	187	15	dictionary	dictionary	ADJ
ajis02-124	187	16	attacks	attack	NOUN
ajis02-124	187	17	.	.	PUNCT
ajis02-124	188	1	(	(	PUNCT
ajis02-124	188	2	obviously	obviously	ADV
ajis02-124	188	3	,	,	PUNCT
ajis02-124	188	4	simplifications	simplification	NOUN
ajis02-124	188	5	such	such	ADJ
ajis02-124	188	6	as	as	ADP
ajis02-124	188	7	case	case	NOUN
ajis02-124	188	8	-	-	PUNCT
ajis02-124	188	9	insensitivity	insensitivity	NOUN
ajis02-124	188	10	make	make	VERB
ajis02-124	188	11	correct	correct	ADJ
ajis02-124	188	12	typing	typing	NOUN
ajis02-124	188	13	of	of	ADP
ajis02-124	188	14	passwords	password	NOUN
ajis02-124	188	15	easier	easy	ADJ
ajis02-124	188	16	.	.	PUNCT
ajis02-124	188	17	)	)	PUNCT
ajis02-124	189	1	management	management	NOUN
ajis02-124	189	2	of	of	ADP
ajis02-124	189	3	the	the	DET
ajis02-124	189	4	signature	signature	NOUN
ajis02-124	189	5	file	file	NOUN
ajis02-124	189	6	may	may	AUX
ajis02-124	189	7	involve	involve	VERB
ajis02-124	189	8	defining	define	VERB
ajis02-124	189	9	a	a	DET
ajis02-124	189	10	non	non	ADJ
ajis02-124	189	11	-	-	ADJ
ajis02-124	189	12	standard	standard	ADJ
ajis02-124	189	13	file	file	NOUN
ajis02-124	189	14	path	path	NOUN
ajis02-124	189	15	,	,	PUNCT
ajis02-124	189	16	or	or	CCONJ
ajis02-124	189	17	storing	store	VERB
ajis02-124	189	18	the	the	DET
ajis02-124	189	19	file	file	NOUN
ajis02-124	189	20	on	on	ADP
ajis02-124	189	21	an	an	DET
ajis02-124	189	22	external	external	ADJ
ajis02-124	189	23	medium	medium	NOUN
ajis02-124	189	24	instead	instead	ADV
ajis02-124	189	25	of	of	ADP
ajis02-124	189	26	on	on	ADP
ajis02-124	189	27	the	the	DET
ajis02-124	189	28	computer	computer	NOUN
ajis02-124	189	29	.	.	PUNCT
ajis02-124	190	1	such	such	ADJ
ajis02-124	190	2	measures	measure	NOUN
ajis02-124	190	3	may	may	AUX
ajis02-124	190	4	reduce	reduce	VERB
ajis02-124	190	5	the	the	DET
ajis02-124	190	6	risk	risk	NOUN
ajis02-124	190	7	of	of	ADP
ajis02-124	190	8	theft	theft	NOUN
ajis02-124	190	9	of	of	ADP
ajis02-124	190	10	the	the	DET
ajis02-124	190	11	signature	signature	NOUN
ajis02-124	190	12	file	file	NOUN
ajis02-124	190	13	,	,	PUNCT
ajis02-124	190	14	but	but	CCONJ
ajis02-124	190	15	are	be	AUX
ajis02-124	190	16	only	only	ADV
ajis02-124	190	17	partly	partly	ADV
ajis02-124	190	18	supported	support	VERB
ajis02-124	190	19	.	.	PUNCT
ajis02-124	191	1	an	an	DET
ajis02-124	191	2	obvious	obvious	ADJ
ajis02-124	191	3	and	and	CCONJ
ajis02-124	191	4	easily	easily	ADV
ajis02-124	191	5	predictable	predictable	ADJ
ajis02-124	191	6	task	task	NOUN
ajis02-124	191	7	is	be	AUX
ajis02-124	191	8	a	a	DET
ajis02-124	191	9	change	change	NOUN
ajis02-124	191	10	of	of	ADP
ajis02-124	191	11	password	password	NOUN
ajis02-124	191	12	in	in	ADP
ajis02-124	191	13	the	the	DET
ajis02-124	191	14	situation	situation	NOUN
ajis02-124	191	15	where	where	SCONJ
ajis02-124	191	16	the	the	DET
ajis02-124	191	17	user	user	NOUN
ajis02-124	191	18	has	have	AUX
ajis02-124	191	19	made	make	VERB
ajis02-124	191	20	a	a	DET
ajis02-124	191	21	backup	backup	ADJ
ajis02-124	191	22	copy	copy	NOUN
ajis02-124	191	23	of	of	ADP
ajis02-124	191	24	the	the	DET
ajis02-124	191	25	signature	signature	NOUN
ajis02-124	191	26	file	file	NOUN
ajis02-124	191	27	.	.	PUNCT
ajis02-124	192	1	only	only	ADV
ajis02-124	192	2	two	two	NUM
ajis02-124	192	3	of	of	ADP
ajis02-124	192	4	the	the	DET
ajis02-124	192	5	five	five	NUM
ajis02-124	192	6	pki	pki	NOUN
ajis02-124	192	7	-	-	PUNCT
ajis02-124	192	8	based	base	VERB
ajis02-124	192	9	e	e	NOUN
ajis02-124	192	10	-	-	NOUN
ajis02-124	192	11	banks	bank	NOUN
ajis02-124	192	12	tell	tell	VERB
ajis02-124	192	13	the	the	DET
ajis02-124	192	14	user	user	NOUN
ajis02-124	192	15	,	,	PUNCT
ajis02-124	192	16	during	during	ADP
ajis02-124	192	17	the	the	DET
ajis02-124	192	18	dialogue	dialogue	NOUN
ajis02-124	192	19	for	for	ADP
ajis02-124	192	20	changing	change	VERB
ajis02-124	192	21	passwords	password	NOUN
ajis02-124	192	22	,	,	PUNCT
ajis02-124	192	23	that	that	SCONJ
ajis02-124	192	24	a	a	DET
ajis02-124	192	25	new	new	ADJ
ajis02-124	192	26	backup	backup	ADJ
ajis02-124	192	27	copy	copy	NOUN
ajis02-124	192	28	should	should	AUX
ajis02-124	192	29	be	be	AUX
ajis02-124	192	30	made	make	VERB
ajis02-124	192	31	(	(	PUNCT
ajis02-124	192	32	the	the	DET
ajis02-124	192	33	reason	reason	NOUN
ajis02-124	192	34	is	be	AUX
ajis02-124	192	35	that	that	SCONJ
ajis02-124	192	36	the	the	DET
ajis02-124	192	37	old	old	ADJ
ajis02-124	192	38	backup	backup	ADJ
ajis02-124	192	39	copy	copy	NOUN
ajis02-124	192	40	of	of	ADP
ajis02-124	192	41	the	the	DET
ajis02-124	192	42	signature	signature	NOUN
ajis02-124	192	43	file	file	NOUN
ajis02-124	192	44	still	still	ADV
ajis02-124	192	45	needs	need	VERB
ajis02-124	192	46	the	the	DET
ajis02-124	192	47	old	old	ADJ
ajis02-124	192	48	password	password	NOUN
ajis02-124	192	49	for	for	ADP
ajis02-124	192	50	decryption	decryption	NOUN
ajis02-124	192	51	of	of	ADP
ajis02-124	192	52	the	the	DET
ajis02-124	192	53	private	private	ADJ
ajis02-124	192	54	key	key	NOUN
ajis02-124	192	55	)	)	PUNCT
ajis02-124	192	56	.	.	PUNCT
ajis02-124	193	1	there	there	PRON
ajis02-124	193	2	are	be	VERB
ajis02-124	193	3	many	many	ADJ
ajis02-124	193	4	other	other	ADJ
ajis02-124	193	5	further	further	ADJ
ajis02-124	193	6	issues	issue	NOUN
ajis02-124	193	7	in	in	ADP
ajis02-124	193	8	signaturefile	signaturefile	NOUN
ajis02-124	193	9	management	management	NOUN
ajis02-124	193	10	,	,	PUNCT
ajis02-124	193	11	such	such	ADJ
ajis02-124	193	12	as	as	ADP
ajis02-124	193	13	transferring	transfer	VERB
ajis02-124	193	14	it	it	PRON
ajis02-124	193	15	to	to	ADP
ajis02-124	193	16	a	a	DET
ajis02-124	193	17	new	new	ADJ
ajis02-124	193	18	computer	computer	NOUN
ajis02-124	193	19	,	,	PUNCT
ajis02-124	193	20	that	that	PRON
ajis02-124	193	21	are	be	AUX
ajis02-124	193	22	not	not	PART
ajis02-124	193	23	explained	explain	VERB
ajis02-124	193	24	to	to	ADP
ajis02-124	193	25	the	the	DET
ajis02-124	193	26	user	user	NOUN
ajis02-124	193	27	at	at	ADV
ajis02-124	193	28	all	all	ADV
ajis02-124	193	29	.	.	PUNCT
ajis02-124	194	1	three	three	NUM
ajis02-124	194	2	approaches	approach	NOUN
ajis02-124	194	3	to	to	PART
ajis02-124	194	4	usable	usable	ADJ
ajis02-124	194	5	security	security	NOUN
ajis02-124	194	6	several	several	ADJ
ajis02-124	194	7	of	of	ADP
ajis02-124	194	8	the	the	DET
ajis02-124	194	9	weaknesses	weakness	NOUN
ajis02-124	194	10	of	of	ADP
ajis02-124	194	11	the	the	DET
ajis02-124	194	12	e	e	NOUN
ajis02-124	194	13	-	-	ADJ
ajis02-124	194	14	banking	banking	ADJ
ajis02-124	194	15	systems	system	NOUN
ajis02-124	194	16	discussed	discuss	VERB
ajis02-124	194	17	above	above	ADP
ajis02-124	194	18	could	could	AUX
ajis02-124	194	19	,	,	PUNCT
ajis02-124	194	20	in	in	ADP
ajis02-124	194	21	our	our	PRON
ajis02-124	194	22	judgement	judgement	NOUN
ajis02-124	194	23	,	,	PUNCT
ajis02-124	194	24	be	be	AUX
ajis02-124	194	25	overcome	overcome	VERB
ajis02-124	194	26	without	without	ADP
ajis02-124	194	27	fundamental	fundamental	ADJ
ajis02-124	194	28	changes	change	NOUN
ajis02-124	194	29	in	in	ADP
ajis02-124	194	30	the	the	DET
ajis02-124	194	31	design	design	NOUN
ajis02-124	194	32	of	of	ADP
ajis02-124	194	33	the	the	DET
ajis02-124	194	34	systems	system	NOUN
ajis02-124	194	35	.	.	PUNCT
ajis02-124	195	1	suggested	suggest	VERB
ajis02-124	195	2	changes	change	NOUN
ajis02-124	195	3	include	include	VERB
ajis02-124	195	4	explaining	explain	VERB
ajis02-124	195	5	and	and	CCONJ
ajis02-124	195	6	enforcing	enforce	VERB
ajis02-124	195	7	strong	strong	ADJ
ajis02-124	195	8	passwords	password	NOUN
ajis02-124	195	9	,	,	PUNCT
ajis02-124	195	10	using	use	VERB
ajis02-124	195	11	the	the	DET
ajis02-124	195	12	same	same	ADJ
ajis02-124	195	13	code	code	NOUN
ajis02-124	195	14	for	for	ADP
ajis02-124	195	15	temporary	temporary	ADJ
ajis02-124	195	16	and	and	CCONJ
ajis02-124	195	17	permanent	permanent	ADJ
ajis02-124	195	18	identification	identification	NOUN
ajis02-124	195	19	,	,	PUNCT
ajis02-124	195	20	and	and	CCONJ
ajis02-124	195	21	using	use	VERB
ajis02-124	195	22	a	a	DET
ajis02-124	195	23	consistent	consistent	ADJ
ajis02-124	195	24	terminology	terminology	NOUN
ajis02-124	195	25	throughout	throughout	ADP
ajis02-124	195	26	the	the	DET
ajis02-124	195	27	user	user	NOUN
ajis02-124	195	28	interface	interface	NOUN
ajis02-124	195	29	.	.	PUNCT
ajis02-124	196	1	however	however	ADV
ajis02-124	196	2	the	the	DET
ajis02-124	196	3	confusing	confusing	ADJ
ajis02-124	196	4	browser	browser	NOUN
ajis02-124	196	5	messages	message	NOUN
ajis02-124	196	6	(	(	PUNCT
ajis02-124	196	7	found	find	VERB
ajis02-124	196	8	in	in	ADP
ajis02-124	196	9	all	all	DET
ajis02-124	196	10	six	six	NUM
ajis02-124	196	11	e	e	NOUN
ajis02-124	196	12	-	-	NOUN
ajis02-124	196	13	banks	bank	NOUN
ajis02-124	196	14	)	)	PUNCT
ajis02-124	196	15	and	and	CCONJ
ajis02-124	196	16	the	the	DET
ajis02-124	196	17	complexity	complexity	NOUN
ajis02-124	196	18	of	of	ADP
ajis02-124	196	19	the	the	DET
ajis02-124	196	20	installation	installation	NOUN
ajis02-124	196	21	task	task	NOUN
ajis02-124	196	22	(	(	PUNCT
ajis02-124	196	23	the	the	DET
ajis02-124	196	24	five	five	NUM
ajis02-124	196	25	pki	pki	NOUN
ajis02-124	196	26	-	-	PUNCT
ajis02-124	196	27	based	base	VERB
ajis02-124	196	28	e	e	NOUN
ajis02-124	196	29	-	-	NOUN
ajis02-124	196	30	banks	bank	NOUN
ajis02-124	196	31	)	)	PUNCT
ajis02-124	196	32	would	would	AUX
ajis02-124	196	33	remain	remain	VERB
ajis02-124	196	34	,	,	PUNCT
ajis02-124	196	35	suggesting	suggest	VERB
ajis02-124	196	36	that	that	SCONJ
ajis02-124	196	37	more	more	ADV
ajis02-124	196	38	fundamental	fundamental	ADJ
ajis02-124	196	39	changes	change	NOUN
ajis02-124	196	40	should	should	AUX
ajis02-124	196	41	at	at	ADV
ajis02-124	196	42	least	least	ADJ
ajis02-124	196	43	be	be	AUX
ajis02-124	196	44	considered	consider	VERB
ajis02-124	196	45	.	.	PUNCT
ajis02-124	197	1	three	three	NUM
ajis02-124	197	2	approaches	approach	NOUN
ajis02-124	197	3	to	to	ADP
ajis02-124	197	4	the	the	DET
ajis02-124	197	5	design	design	NOUN
ajis02-124	197	6	of	of	ADP
ajis02-124	197	7	usable	usable	ADJ
ajis02-124	197	8	secure	secure	ADJ
ajis02-124	197	9	systems	system	NOUN
ajis02-124	197	10	are	be	AUX
ajis02-124	197	11	illustrated	illustrate	VERB
ajis02-124	197	12	in	in	ADP
ajis02-124	197	13	table	table	NOUN
ajis02-124	197	14	4	4	NUM
ajis02-124	197	15	.	.	PUNCT
ajis02-124	197	16	automation	automation	NOUN
ajis02-124	197	17	merely	merely	ADV
ajis02-124	197	18	requires	require	VERB
ajis02-124	197	19	that	that	SCONJ
ajis02-124	197	20	users	user	NOUN
ajis02-124	197	21	know	know	VERB
ajis02-124	197	22	of	of	ADP
ajis02-124	197	23	security	security	NOUN
ajis02-124	197	24	in	in	ADP
ajis02-124	197	25	the	the	DET
ajis02-124	197	26	sense	sense	NOUN
ajis02-124	197	27	that	that	SCONJ
ajis02-124	197	28	they	they	PRON
ajis02-124	197	29	are	be	AUX
ajis02-124	197	30	aware	aware	ADJ
ajis02-124	197	31	of	of	ADP
ajis02-124	197	32	the	the	DET
ajis02-124	197	33	existence	existence	NOUN
ajis02-124	197	34	and	and	CCONJ
ajis02-124	197	35	importance	importance	NOUN
ajis02-124	197	36	of	of	ADP
ajis02-124	197	37	security	security	NOUN
ajis02-124	197	38	.	.	PUNCT
ajis02-124	198	1	however	however	ADV
ajis02-124	198	2	,	,	PUNCT
ajis02-124	198	3	automation	automation	NOUN
ajis02-124	198	4	alone	alone	ADV
ajis02-124	198	5	is	be	AUX
ajis02-124	198	6	not	not	PART
ajis02-124	198	7	enough	enough	ADJ
ajis02-124	198	8	because	because	SCONJ
ajis02-124	198	9	security	security	NOUN
ajis02-124	198	10	is	be	AUX
ajis02-124	198	11	critically	critically	ADV
ajis02-124	198	12	dependent	dependent	ADJ
ajis02-124	198	13	on	on	ADP
ajis02-124	198	14	steps	step	NOUN
ajis02-124	198	15	and	and	CCONJ
ajis02-124	198	16	precautions	precaution	NOUN
ajis02-124	198	17	taken	take	VERB
ajis02-124	198	18	by	by	ADP
ajis02-124	198	19	users	user	NOUN
ajis02-124	198	20	.	.	PUNCT
ajis02-124	199	1	instruction	instruction	NOUN
ajis02-124	199	2	focuses	focus	VERB
ajis02-124	199	3	on	on	ADP
ajis02-124	199	4	providing	provide	VERB
ajis02-124	199	5	users	user	NOUN
ajis02-124	199	6	with	with	ADP
ajis02-124	199	7	the	the	DET
ajis02-124	199	8	how	how	SCONJ
ajis02-124	199	9	-	-	PUNCT
ajis02-124	199	10	to	to	PART
ajis02-124	199	11	knowledge	knowledge	NOUN
ajis02-124	199	12	they	they	PRON
ajis02-124	199	13	need	need	VERB
ajis02-124	199	14	to	to	PART
ajis02-124	199	15	complete	complete	VERB
ajis02-124	199	16	security	security	NOUN
ajis02-124	199	17	tasks	task	NOUN
ajis02-124	199	18	in	in	ADP
ajis02-124	199	19	a	a	DET
ajis02-124	199	20	step	step	NOUN
ajis02-124	199	21	-	-	PUNCT
ajis02-124	199	22	by	by	ADP
ajis02-124	199	23	-	-	PUNCT
ajis02-124	199	24	step	step	NOUN
ajis02-124	199	25	manner	manner	NOUN
ajis02-124	199	26	,	,	PUNCT
ajis02-124	199	27	without	without	ADP
ajis02-124	199	28	necessarily	necessarily	ADV
ajis02-124	199	29	knowing	know	VERB
ajis02-124	199	30	why	why	SCONJ
ajis02-124	199	31	steps	step	NOUN
ajis02-124	199	32	are	be	AUX
ajis02-124	199	33	taken	take	VERB
ajis02-124	199	34	or	or	CCONJ
ajis02-124	199	35	how	how	SCONJ
ajis02-124	199	36	individual	individual	ADJ
ajis02-124	199	37	steps	step	NOUN
ajis02-124	199	38	are	be	AUX
ajis02-124	199	39	related	relate	VERB
ajis02-124	199	40	to	to	ADP
ajis02-124	199	41	each	each	DET
ajis02-124	199	42	other	other	ADJ
ajis02-124	199	43	.	.	PUNCT
ajis02-124	200	1	understanding	understand	VERB
ajis02-124	200	2	attempts	attempt	VERB
ajis02-124	200	3	to	to	PART
ajis02-124	200	4	provide	provide	VERB
ajis02-124	200	5	users	user	NOUN
ajis02-124	200	6	with	with	ADP
ajis02-124	200	7	knowledge	knowledge	NOUN
ajis02-124	200	8	of	of	ADP
ajis02-124	200	9	security	security	NOUN
ajis02-124	200	10	principles	principle	NOUN
ajis02-124	200	11	and	and	CCONJ
ajis02-124	200	12	relies	rely	VERB
ajis02-124	200	13	on	on	ADP
ajis02-124	200	14	users	user	NOUN
ajis02-124	200	15	to	to	PART
ajis02-124	200	16	understand	understand	VERB
ajis02-124	200	17	these	these	DET
ajis02-124	200	18	principles	principle	NOUN
ajis02-124	200	19	sufficiently	sufficiently	ADV
ajis02-124	200	20	well	well	ADV
ajis02-124	200	21	to	to	PART
ajis02-124	200	22	be	be	AUX
ajis02-124	200	23	able	able	ADJ
ajis02-124	200	24	to	to	PART
ajis02-124	200	25	take	take	VERB
ajis02-124	200	26	competent	competent	ADJ
ajis02-124	200	27	action	action	NOUN
ajis02-124	200	28	in	in	ADP
ajis02-124	200	29	an	an	DET
ajis02-124	200	30	unspecified	unspecified	ADJ
ajis02-124	200	31	range	range	NOUN
ajis02-124	200	32	of	of	ADP
ajis02-124	200	33	situations	situation	NOUN
ajis02-124	200	34	.	.	PUNCT
ajis02-124	201	1	it	it	PRON
ajis02-124	201	2	may	may	AUX
ajis02-124	201	3	be	be	AUX
ajis02-124	201	4	useful	useful	ADJ
ajis02-124	201	5	to	to	PART
ajis02-124	201	6	discuss	discuss	VERB
ajis02-124	201	7	usable	usable	ADJ
ajis02-124	201	8	security	security	NOUN
ajis02-124	201	9	from	from	ADP
ajis02-124	201	10	the	the	DET
ajis02-124	201	11	point	point	NOUN
ajis02-124	201	12	of	of	ADP
ajis02-124	201	13	view	view	NOUN
ajis02-124	201	14	of	of	ADP
ajis02-124	201	15	how	how	SCONJ
ajis02-124	201	16	various	various	ADJ
ajis02-124	201	17	designs	design	NOUN
ajis02-124	201	18	combine	combine	VERB
ajis02-124	201	19	these	these	DET
ajis02-124	201	20	three	three	NUM
ajis02-124	201	21	approaches	approach	NOUN
ajis02-124	201	22	.	.	PUNCT
ajis02-124	202	1	the	the	DET
ajis02-124	202	2	six	six	NUM
ajis02-124	202	3	e	e	NOUN
ajis02-124	202	4	-	-	ADJ
ajis02-124	202	5	banking	banking	ADJ
ajis02-124	202	6	systems	system	NOUN
ajis02-124	202	7	are	be	AUX
ajis02-124	202	8	biased	bias	VERB
ajis02-124	202	9	toward	toward	ADP
ajis02-124	202	10	instruction	instruction	NOUN
ajis02-124	202	11	,	,	PUNCT
ajis02-124	202	12	and	and	CCONJ
ajis02-124	202	13	one	one	PRON
ajis02-124	202	14	may	may	AUX
ajis02-124	202	15	consider	consider	VERB
ajis02-124	202	16	if	if	SCONJ
ajis02-124	202	17	the	the	DET
ajis02-124	202	18	usability	usability	NOUN
ajis02-124	202	19	of	of	ADP
ajis02-124	202	20	their	their	PRON
ajis02-124	202	21	security	security	NOUN
ajis02-124	202	22	facilities	facility	NOUN
ajis02-124	202	23	could	could	AUX
ajis02-124	202	24	be	be	AUX
ajis02-124	202	25	improved	improve	VERB
ajis02-124	202	26	via	via	ADP
ajis02-124	202	27	greater	great	ADJ
ajis02-124	202	28	emphasis	emphasis	NOUN
ajis02-124	202	29	on	on	ADP
ajis02-124	202	30	automation	automation	NOUN
ajis02-124	202	31	and/or	and/or	CCONJ
ajis02-124	202	32	understanding	understanding	NOUN
ajis02-124	202	33	.	.	PUNCT
ajis02-124	203	1	instruction	instruction	NOUN
ajis02-124	203	2	the	the	DET
ajis02-124	203	3	advantage	advantage	NOUN
ajis02-124	203	4	of	of	ADP
ajis02-124	203	5	instruction	instruction	NOUN
ajis02-124	203	6	,	,	PUNCT
ajis02-124	203	7	the	the	DET
ajis02-124	203	8	main	main	ADJ
ajis02-124	203	9	approach	approach	NOUN
ajis02-124	203	10	of	of	ADP
ajis02-124	203	11	all	all	DET
ajis02-124	203	12	six	six	NUM
ajis02-124	203	13	e	e	NOUN
ajis02-124	203	14	-	-	NOUN
ajis02-124	203	15	banks	bank	NOUN
ajis02-124	203	16	,	,	PUNCT
ajis02-124	203	17	is	be	AUX
ajis02-124	203	18	that	that	SCONJ
ajis02-124	203	19	the	the	DET
ajis02-124	203	20	complexity	complexity	NOUN
ajis02-124	203	21	inflicted	inflict	VERB
ajis02-124	203	22	upon	upon	SCONJ
ajis02-124	203	23	users	user	NOUN
ajis02-124	203	24	is	be	AUX
ajis02-124	203	25	reduced	reduce	VERB
ajis02-124	203	26	by	by	ADP
ajis02-124	203	27	instructing	instruct	VERB
ajis02-124	203	28	them	they	PRON
ajis02-124	203	29	what	what	PRON
ajis02-124	203	30	to	to	PART
ajis02-124	203	31	do	do	VERB
ajis02-124	203	32	at	at	ADP
ajis02-124	203	33	each	each	DET
ajis02-124	203	34	step	step	NOUN
ajis02-124	203	35	of	of	ADP
ajis02-124	203	36	the	the	DET
ajis02-124	203	37	process	process	NOUN
ajis02-124	203	38	.	.	PUNCT
ajis02-124	204	1	this	this	PRON
ajis02-124	204	2	can	can	AUX
ajis02-124	204	3	be	be	AUX
ajis02-124	204	4	viewed	view	VERB
ajis02-124	204	5	as	as	ADP
ajis02-124	204	6	a	a	DET
ajis02-124	204	7	standard	standard	ADJ
ajis02-124	204	8	approach	approach	NOUN
ajis02-124	204	9	,	,	PUNCT
ajis02-124	204	10	and	and	CCONJ
ajis02-124	204	11	as	as	SCONJ
ajis02-124	204	12	already	already	ADV
ajis02-124	204	13	noted	note	VERB
ajis02-124	204	14	,	,	PUNCT
ajis02-124	204	15	whitten	whitten	PROPN
ajis02-124	204	16	and	and	CCONJ
ajis02-124	204	17	tygar	tygar	NOUN
ajis02-124	204	18	’s	’s	PART
ajis02-124	204	19	definition	definition	NOUN
ajis02-124	204	20	of	of	ADP
ajis02-124	204	21	usable	usable	ADJ
ajis02-124	204	22	security	security	NOUN
ajis02-124	204	23	ajis	ajis	AUX
ajis02-124	204	24	special	special	ADJ
ajis02-124	204	25	issue	issue	NOUN
ajis02-124	204	26	december	december	PROPN
ajis02-124	204	27	2004	2004	NUM
ajis02-124	204	28	61	61	NUM
ajis02-124	204	29	appears	appear	VERB
ajis02-124	204	30	to	to	PART
ajis02-124	204	31	assume	assume	VERB
ajis02-124	204	32	that	that	SCONJ
ajis02-124	204	33	there	there	PRON
ajis02-124	204	34	is	be	VERB
ajis02-124	204	35	a	a	DET
ajis02-124	204	36	given	give	VERB
ajis02-124	204	37	set	set	NOUN
ajis02-124	204	38	of	of	ADP
ajis02-124	204	39	security	security	NOUN
ajis02-124	204	40	tasks	task	NOUN
ajis02-124	204	41	which	which	PRON
ajis02-124	204	42	the	the	DET
ajis02-124	204	43	user	user	NOUN
ajis02-124	204	44	can	can	AUX
ajis02-124	204	45	be	be	AUX
ajis02-124	204	46	made	make	VERB
ajis02-124	204	47	aware	aware	ADJ
ajis02-124	204	48	of	of	ADP
ajis02-124	204	49	and	and	CCONJ
ajis02-124	204	50	instructed	instruct	VERB
ajis02-124	204	51	about	about	ADP
ajis02-124	204	52	how	how	SCONJ
ajis02-124	204	53	to	to	PART
ajis02-124	204	54	perform	perform	VERB
ajis02-124	204	55	.	.	PUNCT
ajis02-124	205	1	however	however	ADV
ajis02-124	205	2	,	,	PUNCT
ajis02-124	205	3	instructions	instruction	NOUN
ajis02-124	205	4	can	can	AUX
ajis02-124	205	5	only	only	ADV
ajis02-124	205	6	cover	cover	VERB
ajis02-124	205	7	tasks	task	NOUN
ajis02-124	205	8	predicted	predict	VERB
ajis02-124	205	9	by	by	ADP
ajis02-124	205	10	system	system	NOUN
ajis02-124	205	11	designers	designer	NOUN
ajis02-124	205	12	;	;	PUNCT
ajis02-124	205	13	they	they	PRON
ajis02-124	205	14	are	be	AUX
ajis02-124	205	15	useless	useless	ADJ
ajis02-124	205	16	when	when	SCONJ
ajis02-124	205	17	users	user	NOUN
ajis02-124	205	18	are	be	AUX
ajis02-124	205	19	faced	face	VERB
ajis02-124	205	20	with	with	ADP
ajis02-124	205	21	novel	novel	ADJ
ajis02-124	205	22	tasks	task	NOUN
ajis02-124	205	23	not	not	PART
ajis02-124	205	24	covered	cover	VERB
ajis02-124	205	25	by	by	ADP
ajis02-124	205	26	the	the	DET
ajis02-124	205	27	instructions	instruction	NOUN
ajis02-124	205	28	.	.	PUNCT
ajis02-124	206	1	this	this	PRON
ajis02-124	206	2	is	be	AUX
ajis02-124	206	3	a	a	DET
ajis02-124	206	4	critical	critical	ADJ
ajis02-124	206	5	limitation	limitation	NOUN
ajis02-124	206	6	because	because	SCONJ
ajis02-124	206	7	unpredicted	unpredicted	ADJ
ajis02-124	206	8	tasks	task	NOUN
ajis02-124	206	9	tend	tend	VERB
ajis02-124	206	10	to	to	PART
ajis02-124	206	11	be	be	AUX
ajis02-124	206	12	quite	quite	ADV
ajis02-124	206	13	frequent	frequent	ADJ
ajis02-124	206	14	in	in	ADP
ajis02-124	206	15	complex	complex	ADJ
ajis02-124	206	16	domains	domain	NOUN
ajis02-124	206	17	(	(	PUNCT
ajis02-124	206	18	rasmussen	rasmussen	PROPN
ajis02-124	206	19	et	et	PROPN
ajis02-124	206	20	al	al	PROPN
ajis02-124	206	21	.	.	PROPN
ajis02-124	206	22	,	,	PUNCT
ajis02-124	206	23	1994	1994	NUM
ajis02-124	206	24	)	)	PUNCT
ajis02-124	206	25	.	.	PUNCT
ajis02-124	207	1	the	the	DET
ajis02-124	207	2	most	most	ADV
ajis02-124	207	3	glaring	glaring	ADJ
ajis02-124	207	4	example	example	NOUN
ajis02-124	207	5	of	of	ADP
ajis02-124	207	6	the	the	DET
ajis02-124	207	7	limitations	limitation	NOUN
ajis02-124	207	8	of	of	ADP
ajis02-124	207	9	instruction	instruction	NOUN
ajis02-124	207	10	in	in	ADP
ajis02-124	207	11	relation	relation	NOUN
ajis02-124	207	12	to	to	ADP
ajis02-124	207	13	the	the	DET
ajis02-124	207	14	e	e	NOUN
ajis02-124	207	15	-	-	ADJ
ajis02-124	207	16	banking	banking	ADJ
ajis02-124	207	17	systems	system	NOUN
ajis02-124	207	18	is	be	AUX
ajis02-124	207	19	that	that	PRON
ajis02-124	207	20	part	part	NOUN
ajis02-124	207	21	of	of	ADP
ajis02-124	207	22	the	the	DET
ajis02-124	207	23	functionality	functionality	NOUN
ajis02-124	207	24	and	and	CCONJ
ajis02-124	207	25	user	user	NOUN
ajis02-124	207	26	interaction	interaction	NOUN
ajis02-124	207	27	is	be	AUX
ajis02-124	207	28	outside	outside	ADP
ajis02-124	207	29	the	the	DET
ajis02-124	207	30	control	control	NOUN
ajis02-124	207	31	of	of	ADP
ajis02-124	207	32	the	the	DET
ajis02-124	207	33	e	e	NOUN
ajis02-124	207	34	-	-	ADJ
ajis02-124	207	35	banking	banking	ADJ
ajis02-124	207	36	systems	system	NOUN
ajis02-124	207	37	because	because	SCONJ
ajis02-124	207	38	it	it	PRON
ajis02-124	207	39	is	be	AUX
ajis02-124	207	40	performed	perform	VERB
ajis02-124	207	41	by	by	ADP
ajis02-124	207	42	the	the	DET
ajis02-124	207	43	browser	browser	NOUN
ajis02-124	207	44	.	.	PUNCT
ajis02-124	208	1	users	user	NOUN
ajis02-124	208	2	may	may	AUX
ajis02-124	208	3	have	have	VERB
ajis02-124	208	4	different	different	ADJ
ajis02-124	208	5	browsers	browser	NOUN
ajis02-124	208	6	,	,	PUNCT
ajis02-124	208	7	different	different	ADJ
ajis02-124	208	8	versions	version	NOUN
ajis02-124	208	9	of	of	ADP
ajis02-124	208	10	the	the	DET
ajis02-124	208	11	same	same	ADJ
ajis02-124	208	12	browser	browser	NOUN
ajis02-124	208	13	,	,	PUNCT
ajis02-124	208	14	or	or	CCONJ
ajis02-124	208	15	their	their	PRON
ajis02-124	208	16	browsers	browser	NOUN
ajis02-124	208	17	may	may	AUX
ajis02-124	208	18	be	be	AUX
ajis02-124	208	19	set	set	VERB
ajis02-124	208	20	up	up	ADP
ajis02-124	208	21	differently	differently	ADV
ajis02-124	208	22	.	.	PUNCT
ajis02-124	209	1	this	this	PRON
ajis02-124	209	2	defeats	defeat	VERB
ajis02-124	209	3	thorough	thorough	ADJ
ajis02-124	209	4	instruction	instruction	NOUN
ajis02-124	209	5	because	because	SCONJ
ajis02-124	209	6	neither	neither	CCONJ
ajis02-124	209	7	the	the	DET
ajis02-124	209	8	sequence	sequence	NOUN
ajis02-124	209	9	of	of	ADP
ajis02-124	209	10	steps	step	NOUN
ajis02-124	209	11	a	a	DET
ajis02-124	209	12	user	user	NOUN
ajis02-124	209	13	will	will	AUX
ajis02-124	209	14	go	go	VERB
ajis02-124	209	15	through	through	ADP
ajis02-124	209	16	nor	nor	CCONJ
ajis02-124	209	17	their	their	PRON
ajis02-124	209	18	exact	exact	ADJ
ajis02-124	209	19	contents	content	NOUN
ajis02-124	209	20	is	be	AUX
ajis02-124	209	21	known	know	VERB
ajis02-124	209	22	to	to	ADP
ajis02-124	209	23	the	the	DET
ajis02-124	209	24	ebanking	ebanking	ADJ
ajis02-124	209	25	system	system	NOUN
ajis02-124	209	26	.	.	PUNCT
ajis02-124	210	1	relying	rely	VERB
ajis02-124	210	2	on	on	ADP
ajis02-124	210	3	instruction	instruction	NOUN
ajis02-124	210	4	in	in	ADP
ajis02-124	210	5	such	such	DET
ajis02-124	210	6	a	a	DET
ajis02-124	210	7	situation	situation	NOUN
ajis02-124	210	8	involves	involve	VERB
ajis02-124	210	9	a	a	DET
ajis02-124	210	10	risk	risk	NOUN
ajis02-124	210	11	of	of	ADP
ajis02-124	210	12	confusing	confusing	ADJ
ajis02-124	210	13	and	and	CCONJ
ajis02-124	210	14	frustrating	frustrating	ADJ
ajis02-124	210	15	users	user	NOUN
ajis02-124	210	16	due	due	ADP
ajis02-124	210	17	to	to	ADP
ajis02-124	210	18	mismatches	mismatch	NOUN
ajis02-124	210	19	between	between	ADP
ajis02-124	210	20	the	the	DET
ajis02-124	210	21	instructions	instruction	NOUN
ajis02-124	210	22	and	and	CCONJ
ajis02-124	210	23	the	the	DET
ajis02-124	210	24	actual	actual	ADJ
ajis02-124	210	25	system	system	NOUN
ajis02-124	210	26	behaviour	behaviour	NOUN
ajis02-124	210	27	.	.	PUNCT
ajis02-124	211	1	since	since	SCONJ
ajis02-124	211	2	instruction	instruction	NOUN
ajis02-124	211	3	lends	lend	VERB
ajis02-124	211	4	itself	itself	PRON
ajis02-124	211	5	to	to	ADP
ajis02-124	211	6	a	a	DET
ajis02-124	211	7	dialogue	dialogue	NOUN
ajis02-124	211	8	where	where	SCONJ
ajis02-124	211	9	the	the	DET
ajis02-124	211	10	system	system	NOUN
ajis02-124	211	11	is	be	AUX
ajis02-124	211	12	in	in	ADP
ajis02-124	211	13	command	command	NOUN
ajis02-124	211	14	and	and	CCONJ
ajis02-124	211	15	the	the	DET
ajis02-124	211	16	user	user	NOUN
ajis02-124	211	17	is	be	AUX
ajis02-124	211	18	assigned	assign	VERB
ajis02-124	211	19	a	a	DET
ajis02-124	211	20	residual	residual	ADJ
ajis02-124	211	21	role	role	NOUN
ajis02-124	211	22	of	of	ADP
ajis02-124	211	23	filling	fill	VERB
ajis02-124	211	24	in	in	ADP
ajis02-124	211	25	missing	miss	VERB
ajis02-124	211	26	pieces	piece	NOUN
ajis02-124	211	27	of	of	ADP
ajis02-124	211	28	information	information	NOUN
ajis02-124	211	29	,	,	PUNCT
ajis02-124	211	30	instruction	instruction	NOUN
ajis02-124	211	31	also	also	ADV
ajis02-124	211	32	entails	entail	VERB
ajis02-124	211	33	a	a	DET
ajis02-124	211	34	risk	risk	NOUN
ajis02-124	211	35	of	of	ADP
ajis02-124	211	36	compromising	compromise	VERB
ajis02-124	211	37	security	security	NOUN
ajis02-124	211	38	by	by	ADP
ajis02-124	211	39	confronting	confront	VERB
ajis02-124	211	40	users	user	NOUN
ajis02-124	211	41	with	with	ADP
ajis02-124	211	42	issues	issue	NOUN
ajis02-124	211	43	not	not	PART
ajis02-124	211	44	covered	cover	VERB
ajis02-124	211	45	by	by	ADP
ajis02-124	211	46	the	the	DET
ajis02-124	211	47	instructions	instruction	NOUN
ajis02-124	211	48	but	but	CCONJ
ajis02-124	211	49	nevertheless	nevertheless	ADV
ajis02-124	211	50	issues	issue	VERB
ajis02-124	211	51	users	user	NOUN
ajis02-124	211	52	need	need	VERB
ajis02-124	211	53	to	to	PART
ajis02-124	211	54	make	make	VERB
ajis02-124	211	55	informed	informed	ADJ
ajis02-124	211	56	decisions	decision	NOUN
ajis02-124	211	57	about	about	ADP
ajis02-124	211	58	.	.	PUNCT
ajis02-124	212	1	automation	automation	NOUN
ajis02-124	212	2	automation	automation	NOUN
ajis02-124	212	3	may	may	AUX
ajis02-124	212	4	be	be	AUX
ajis02-124	212	5	considered	consider	VERB
ajis02-124	212	6	a	a	DET
ajis02-124	212	7	possible	possible	ADJ
ajis02-124	212	8	way	way	NOUN
ajis02-124	212	9	of	of	ADP
ajis02-124	212	10	simplifying	simplify	VERB
ajis02-124	212	11	the	the	DET
ajis02-124	212	12	user	user	NOUN
ajis02-124	212	13	interfaces	interface	NOUN
ajis02-124	212	14	of	of	ADP
ajis02-124	212	15	the	the	DET
ajis02-124	212	16	e	e	NOUN
ajis02-124	212	17	-	-	ADJ
ajis02-124	212	18	banking	banking	ADJ
ajis02-124	212	19	systems	system	NOUN
ajis02-124	212	20	,	,	PUNCT
ajis02-124	212	21	for	for	ADP
ajis02-124	212	22	example	example	NOUN
ajis02-124	212	23	in	in	ADP
ajis02-124	212	24	order	order	NOUN
ajis02-124	212	25	to	to	PART
ajis02-124	212	26	minimize	minimize	VERB
ajis02-124	212	27	the	the	DET
ajis02-124	212	28	number	number	NOUN
ajis02-124	212	29	of	of	ADP
ajis02-124	212	30	steps	step	NOUN
ajis02-124	212	31	users	user	NOUN
ajis02-124	212	32	must	must	AUX
ajis02-124	212	33	go	go	VERB
ajis02-124	212	34	through	through	ADP
ajis02-124	212	35	(	(	PUNCT
ajis02-124	212	36	see	see	VERB
ajis02-124	212	37	tables	table	NOUN
ajis02-124	212	38	2	2	NUM
ajis02-124	212	39	and	and	CCONJ
ajis02-124	212	40	3	3	NUM
ajis02-124	212	41	)	)	PUNCT
ajis02-124	212	42	.	.	PUNCT
ajis02-124	213	1	one	one	PRON
ajis02-124	213	2	should	should	AUX
ajis02-124	213	3	note	note	VERB
ajis02-124	213	4	that	that	SCONJ
ajis02-124	213	5	the	the	DET
ajis02-124	213	6	banks	bank	NOUN
ajis02-124	213	7	have	have	AUX
ajis02-124	213	8	already	already	ADV
ajis02-124	213	9	automated	automate	VERB
ajis02-124	213	10	complex	complex	ADJ
ajis02-124	213	11	parts	part	NOUN
ajis02-124	213	12	of	of	ADP
ajis02-124	213	13	the	the	DET
ajis02-124	213	14	processes	process	NOUN
ajis02-124	213	15	involved	involve	VERB
ajis02-124	213	16	in	in	ADP
ajis02-124	213	17	secure	secure	ADJ
ajis02-124	213	18	use	use	NOUN
ajis02-124	213	19	of	of	ADP
ajis02-124	213	20	the	the	DET
ajis02-124	213	21	e	e	NOUN
ajis02-124	213	22	-	-	NOUN
ajis02-124	213	23	banks	bank	NOUN
ajis02-124	213	24	.	.	PUNCT
ajis02-124	214	1	for	for	ADP
ajis02-124	214	2	example	example	NOUN
ajis02-124	214	3	,	,	PUNCT
ajis02-124	214	4	the	the	DET
ajis02-124	214	5	pki	pki	PROPN
ajis02-124	214	6	-	-	PUNCT
ajis02-124	214	7	based	base	VERB
ajis02-124	214	8	e	e	NOUN
ajis02-124	214	9	-	-	NOUN
ajis02-124	214	10	banks	bank	NOUN
ajis02-124	214	11	partially	partially	ADV
ajis02-124	214	12	automate	automate	VERB
ajis02-124	214	13	key	key	ADJ
ajis02-124	214	14	generation	generation	NOUN
ajis02-124	214	15	and	and	CCONJ
ajis02-124	214	16	digital	digital	ADJ
ajis02-124	214	17	signing	signing	NOUN
ajis02-124	214	18	of	of	ADP
ajis02-124	214	19	a	a	DET
ajis02-124	214	20	payment	payment	NOUN
ajis02-124	214	21	transaction	transaction	NOUN
ajis02-124	214	22	.	.	PUNCT
ajis02-124	215	1	of	of	ADP
ajis02-124	215	2	the	the	DET
ajis02-124	215	3	seven	seven	NUM
ajis02-124	215	4	steps	step	NOUN
ajis02-124	215	5	listed	list	VERB
ajis02-124	215	6	by	by	ADP
ajis02-124	215	7	schultz	schultz	PROPN
ajis02-124	215	8	et	et	PROPN
ajis02-124	215	9	al	al	PROPN
ajis02-124	215	10	.	.	PROPN
ajis02-124	216	1	(	(	PUNCT
ajis02-124	216	2	2001	2001	NUM
ajis02-124	216	3	)	)	PUNCT
ajis02-124	216	4	as	as	ADP
ajis02-124	216	5	typical	typical	ADJ
ajis02-124	216	6	for	for	ADP
ajis02-124	216	7	digital	digital	ADJ
ajis02-124	216	8	signing	signing	NOUN
ajis02-124	216	9	,	,	PUNCT
ajis02-124	216	10	four	four	NUM
ajis02-124	216	11	are	be	AUX
ajis02-124	216	12	automated	automate	VERB
ajis02-124	216	13	.	.	PUNCT
ajis02-124	217	1	this	this	PRON
ajis02-124	217	2	is	be	AUX
ajis02-124	217	3	due	due	ADJ
ajis02-124	217	4	to	to	ADP
ajis02-124	217	5	the	the	DET
ajis02-124	217	6	integration	integration	NOUN
ajis02-124	217	7	of	of	ADP
ajis02-124	217	8	the	the	DET
ajis02-124	217	9	digital	digital	ADJ
ajis02-124	217	10	signature	signature	NOUN
ajis02-124	217	11	into	into	ADP
ajis02-124	217	12	the	the	DET
ajis02-124	217	13	e	e	NOUN
ajis02-124	217	14	-	-	ADJ
ajis02-124	217	15	banking	banking	ADJ
ajis02-124	217	16	system	system	NOUN
ajis02-124	217	17	.	.	PUNCT
ajis02-124	218	1	a	a	DET
ajis02-124	218	2	candidate	candidate	NOUN
ajis02-124	218	3	for	for	ADP
ajis02-124	218	4	further	further	ADJ
ajis02-124	218	5	automation	automation	NOUN
ajis02-124	218	6	would	would	AUX
ajis02-124	218	7	be	be	AUX
ajis02-124	218	8	a	a	DET
ajis02-124	218	9	‘	'	PUNCT
ajis02-124	218	10	remember	remember	VERB
ajis02-124	218	11	password	password	NOUN
ajis02-124	218	12	’	'	PUNCT
ajis02-124	218	13	function	function	NOUN
ajis02-124	218	14	,	,	PUNCT
ajis02-124	218	15	for	for	ADP
ajis02-124	218	16	the	the	DET
ajis02-124	218	17	password	password	NOUN
ajis02-124	218	18	that	that	PRON
ajis02-124	218	19	protects	protect	VERB
ajis02-124	218	20	the	the	DET
ajis02-124	218	21	digital	digital	ADJ
ajis02-124	218	22	signature	signature	NOUN
ajis02-124	218	23	.	.	PUNCT
ajis02-124	219	1	along	along	ADP
ajis02-124	219	2	with	with	ADP
ajis02-124	219	3	schultz	schultz	PROPN
ajis02-124	219	4	’	'	PUNCT
ajis02-124	219	5	et	et	PROPN
ajis02-124	219	6	al	al	PROPN
ajis02-124	219	7	.	.	PUNCT
ajis02-124	220	1	we	we	PRON
ajis02-124	220	2	find	find	VERB
ajis02-124	220	3	that	that	SCONJ
ajis02-124	220	4	this	this	PRON
ajis02-124	220	5	would	would	AUX
ajis02-124	220	6	introduce	introduce	VERB
ajis02-124	220	7	an	an	DET
ajis02-124	220	8	unacceptable	unacceptable	ADJ
ajis02-124	220	9	risk	risk	NOUN
ajis02-124	220	10	,	,	PUNCT
ajis02-124	220	11	because	because	SCONJ
ajis02-124	220	12	the	the	DET
ajis02-124	220	13	legitimate	legitimate	ADJ
ajis02-124	220	14	user	user	NOUN
ajis02-124	220	15	may	may	AUX
ajis02-124	220	16	leave	leave	VERB
ajis02-124	220	17	the	the	DET
ajis02-124	220	18	computer	computer	NOUN
ajis02-124	220	19	unattended	unattende	VERB
ajis02-124	220	20	.	.	PUNCT
ajis02-124	221	1	a	a	DET
ajis02-124	221	2	better	well	ADJ
ajis02-124	221	3	way	way	NOUN
ajis02-124	221	4	to	to	PART
ajis02-124	221	5	reduce	reduce	VERB
ajis02-124	221	6	the	the	DET
ajis02-124	221	7	number	number	NOUN
ajis02-124	221	8	of	of	ADP
ajis02-124	221	9	times	time	NOUN
ajis02-124	221	10	the	the	DET
ajis02-124	221	11	password	password	NOUN
ajis02-124	221	12	must	must	AUX
ajis02-124	221	13	be	be	AUX
ajis02-124	221	14	typed	type	VERB
ajis02-124	221	15	is	be	AUX
ajis02-124	221	16	to	to	PART
ajis02-124	221	17	allow	allow	VERB
ajis02-124	221	18	for	for	ADP
ajis02-124	221	19	packaging	packaging	NOUN
ajis02-124	221	20	of	of	ADP
ajis02-124	221	21	transactions	transaction	NOUN
ajis02-124	221	22	,	,	PUNCT
ajis02-124	221	23	similarly	similarly	ADV
ajis02-124	221	24	to	to	ADP
ajis02-124	221	25	collecting	collect	VERB
ajis02-124	221	26	multiple	multiple	ADJ
ajis02-124	221	27	items	item	NOUN
ajis02-124	221	28	in	in	ADP
ajis02-124	221	29	a	a	DET
ajis02-124	221	30	shopping	shopping	NOUN
ajis02-124	221	31	basket	basket	NOUN
ajis02-124	221	32	prior	prior	ADV
ajis02-124	221	33	to	to	PART
ajis02-124	221	34	purchase	purchase	VERB
ajis02-124	221	35	on	on	ADP
ajis02-124	221	36	an	an	DET
ajis02-124	221	37	e	e	NOUN
ajis02-124	221	38	-	-	NOUN
ajis02-124	221	39	commerce	commerce	NOUN
ajis02-124	221	40	site	site	NOUN
ajis02-124	221	41	.	.	PUNCT
ajis02-124	222	1	another	another	DET
ajis02-124	222	2	candidate	candidate	NOUN
ajis02-124	222	3	for	for	ADP
ajis02-124	222	4	automation	automation	NOUN
ajis02-124	222	5	is	be	AUX
ajis02-124	222	6	the	the	DET
ajis02-124	222	7	browser	browser	NOUN
ajis02-124	222	8	-	-	PUNCT
ajis02-124	222	9	based	base	VERB
ajis02-124	222	10	dialogs	dialog	NOUN
ajis02-124	222	11	,	,	PUNCT
ajis02-124	222	12	because	because	SCONJ
ajis02-124	222	13	the	the	DET
ajis02-124	222	14	browser	browser	NOUN
ajis02-124	222	15	messages	message	NOUN
ajis02-124	222	16	are	be	AUX
ajis02-124	222	17	confusing	confuse	VERB
ajis02-124	222	18	and	and	CCONJ
ajis02-124	222	19	the	the	DET
ajis02-124	222	20	user	user	NOUN
ajis02-124	222	21	always	always	ADV
ajis02-124	222	22	must	must	AUX
ajis02-124	222	23	type	type	VERB
ajis02-124	222	24	the	the	DET
ajis02-124	222	25	same	same	ADJ
ajis02-124	222	26	answer	answer	NOUN
ajis02-124	222	27	,	,	PUNCT
ajis02-124	222	28	eg	eg	NOUN
ajis02-124	222	29	.	.	PROPN
ajis02-124	222	30	,	,	PUNCT
ajis02-124	222	31	“	"	PUNCT
ajis02-124	222	32	yes	yes	INTJ
ajis02-124	222	33	”	"	PUNCT
ajis02-124	222	34	in	in	ADP
ajis02-124	222	35	the	the	DET
ajis02-124	222	36	dialog	dialog	NOUN
ajis02-124	222	37	shown	show	VERB
ajis02-124	222	38	in	in	ADP
ajis02-124	222	39	figure	figure	NOUN
ajis02-124	222	40	1	1	NUM
ajis02-124	222	41	.	.	PUNCT
ajis02-124	223	1	it	it	PRON
ajis02-124	223	2	might	might	AUX
ajis02-124	223	3	be	be	AUX
ajis02-124	223	4	possible	possible	ADJ
ajis02-124	223	5	to	to	PART
ajis02-124	223	6	automate	automate	VERB
ajis02-124	223	7	this	this	DET
ajis02-124	223	8	step	step	NOUN
ajis02-124	223	9	if	if	SCONJ
ajis02-124	223	10	the	the	DET
ajis02-124	223	11	banks	bank	NOUN
ajis02-124	223	12	provide	provide	VERB
ajis02-124	223	13	the	the	DET
ajis02-124	223	14	user	user	NOUN
ajis02-124	223	15	with	with	ADP
ajis02-124	223	16	a	a	DET
ajis02-124	223	17	specialized	specialized	ADJ
ajis02-124	223	18	user	user	NOUN
ajis02-124	223	19	interface	interface	NOUN
ajis02-124	223	20	,	,	PUNCT
ajis02-124	223	21	for	for	ADP
ajis02-124	223	22	example	example	NOUN
ajis02-124	223	23	a	a	DET
ajis02-124	223	24	preconfigured	preconfigured	ADJ
ajis02-124	223	25	browser	browser	NOUN
ajis02-124	223	26	dedicated	dedicate	VERB
ajis02-124	223	27	to	to	ADP
ajis02-124	223	28	e	e	NOUN
ajis02-124	223	29	-	-	NOUN
ajis02-124	223	30	banking	banking	NOUN
ajis02-124	223	31	.	.	PUNCT
ajis02-124	224	1	however	however	ADV
ajis02-124	224	2	,	,	PUNCT
ajis02-124	224	3	this	this	DET
ajis02-124	224	4	approach	approach	NOUN
ajis02-124	224	5	appears	appear	VERB
ajis02-124	224	6	as	as	ADP
ajis02-124	224	7	a	a	DET
ajis02-124	224	8	step	step	NOUN
ajis02-124	224	9	backwards	backwards	ADV
ajis02-124	224	10	to	to	ADP
ajis02-124	224	11	pc	pc	NOUN
ajis02-124	224	12	-	-	PUNCT
ajis02-124	224	13	banking	banking	NOUN
ajis02-124	224	14	,	,	PUNCT
ajis02-124	224	15	the	the	DET
ajis02-124	224	16	previous	previous	ADJ
ajis02-124	224	17	generation	generation	NOUN
ajis02-124	224	18	of	of	ADP
ajis02-124	224	19	electronic	electronic	ADJ
ajis02-124	224	20	banking	banking	NOUN
ajis02-124	224	21	,	,	PUNCT
ajis02-124	224	22	in	in	SCONJ
ajis02-124	224	23	that	that	SCONJ
ajis02-124	224	24	it	it	PRON
ajis02-124	224	25	eliminates	eliminate	VERB
ajis02-124	224	26	the	the	DET
ajis02-124	224	27	advantage	advantage	NOUN
ajis02-124	224	28	for	for	ADP
ajis02-124	224	29	users	user	NOUN
ajis02-124	224	30	(	(	PUNCT
ajis02-124	224	31	in	in	ADP
ajis02-124	224	32	terms	term	NOUN
ajis02-124	224	33	of	of	ADP
ajis02-124	224	34	convenience	convenience	NOUN
ajis02-124	224	35	)	)	PUNCT
ajis02-124	224	36	and	and	CCONJ
ajis02-124	224	37	banks	bank	NOUN
ajis02-124	224	38	(	(	PUNCT
ajis02-124	224	39	in	in	ADP
ajis02-124	224	40	terms	term	NOUN
ajis02-124	224	41	of	of	ADP
ajis02-124	224	42	maintenance	maintenance	NOUN
ajis02-124	224	43	costs	cost	NOUN
ajis02-124	224	44	)	)	PUNCT
ajis02-124	224	45	of	of	ADP
ajis02-124	224	46	reusing	reuse	VERB
ajis02-124	224	47	existing	exist	VERB
ajis02-124	224	48	and	and	CCONJ
ajis02-124	224	49	well	well	ADV
ajis02-124	224	50	-	-	PUNCT
ajis02-124	224	51	known	know	VERB
ajis02-124	224	52	web	web	NOUN
ajis02-124	224	53	-	-	NOUN
ajis02-124	224	54	components	component	NOUN
ajis02-124	224	55	.	.	PUNCT
ajis02-124	225	1	a	a	DET
ajis02-124	225	2	third	third	ADJ
ajis02-124	225	3	candidate	candidate	NOUN
ajis02-124	225	4	for	for	ADP
ajis02-124	225	5	automation	automation	NOUN
ajis02-124	225	6	is	be	AUX
ajis02-124	225	7	the	the	DET
ajis02-124	225	8	selection	selection	NOUN
ajis02-124	225	9	of	of	ADP
ajis02-124	225	10	a	a	DET
ajis02-124	225	11	pathname	pathname	NOUN
ajis02-124	225	12	for	for	ADP
ajis02-124	225	13	the	the	DET
ajis02-124	225	14	signature	signature	NOUN
ajis02-124	225	15	file	file	NOUN
ajis02-124	225	16	.	.	PUNCT
ajis02-124	226	1	however	however	ADV
ajis02-124	226	2	,	,	PUNCT
ajis02-124	226	3	removing	remove	VERB
ajis02-124	226	4	the	the	DET
ajis02-124	226	5	option	option	NOUN
ajis02-124	226	6	of	of	ADP
ajis02-124	226	7	selecting	select	VERB
ajis02-124	226	8	a	a	DET
ajis02-124	226	9	non	non	ADJ
ajis02-124	226	10	-	-	ADJ
ajis02-124	226	11	default	default	ADJ
ajis02-124	226	12	path	path	NOUN
ajis02-124	226	13	weakens	weaken	VERB
ajis02-124	226	14	security	security	NOUN
ajis02-124	226	15	,	,	PUNCT
ajis02-124	226	16	because	because	SCONJ
ajis02-124	226	17	it	it	PRON
ajis02-124	226	18	makes	make	VERB
ajis02-124	226	19	it	it	PRON
ajis02-124	226	20	easier	easy	ADJ
ajis02-124	226	21	for	for	ADP
ajis02-124	226	22	hostile	hostile	ADJ
ajis02-124	226	23	programs	program	NOUN
ajis02-124	226	24	,	,	PUNCT
ajis02-124	226	25	transferred	transfer	VERB
ajis02-124	226	26	by	by	ADP
ajis02-124	226	27	a	a	DET
ajis02-124	226	28	remote	remote	ADJ
ajis02-124	226	29	attacker	attacker	NOUN
ajis02-124	226	30	to	to	ADP
ajis02-124	226	31	the	the	DET
ajis02-124	226	32	user	user	NOUN
ajis02-124	226	33	’s	’s	PART
ajis02-124	226	34	computer	computer	NOUN
ajis02-124	226	35	,	,	PUNCT
ajis02-124	226	36	to	to	PART
ajis02-124	226	37	obtain	obtain	VERB
ajis02-124	226	38	a	a	DET
ajis02-124	226	39	copy	copy	NOUN
ajis02-124	226	40	of	of	ADP
ajis02-124	226	41	the	the	DET
ajis02-124	226	42	file	file	NOUN
ajis02-124	226	43	.	.	PUNCT
ajis02-124	227	1	all	all	PRON
ajis02-124	227	2	in	in	ADP
ajis02-124	227	3	all	all	PRON
ajis02-124	227	4	,	,	PUNCT
ajis02-124	227	5	further	further	ADJ
ajis02-124	227	6	automation	automation	NOUN
ajis02-124	227	7	does	do	AUX
ajis02-124	227	8	not	not	PART
ajis02-124	227	9	seem	seem	VERB
ajis02-124	227	10	to	to	PART
ajis02-124	227	11	be	be	AUX
ajis02-124	227	12	a	a	DET
ajis02-124	227	13	viable	viable	ADJ
ajis02-124	227	14	road	road	NOUN
ajis02-124	227	15	given	give	VERB
ajis02-124	227	16	the	the	DET
ajis02-124	227	17	web	web	NOUN
ajis02-124	227	18	-	-	PUNCT
ajis02-124	227	19	based	base	VERB
ajis02-124	227	20	architecture	architecture	NOUN
ajis02-124	227	21	and	and	CCONJ
ajis02-124	227	22	the	the	DET
ajis02-124	227	23	requirement	requirement	NOUN
ajis02-124	227	24	that	that	SCONJ
ajis02-124	227	25	authentication	authentication	NOUN
ajis02-124	227	26	is	be	AUX
ajis02-124	227	27	based	base	VERB
ajis02-124	227	28	,	,	PUNCT
ajis02-124	227	29	in	in	ADP
ajis02-124	227	30	part	part	NOUN
ajis02-124	227	31	,	,	PUNCT
ajis02-124	227	32	on	on	ADP
ajis02-124	227	33	a	a	DET
ajis02-124	227	34	secret	secret	NOUN
ajis02-124	227	35	the	the	DET
ajis02-124	227	36	user	user	NOUN
ajis02-124	227	37	knows	know	VERB
ajis02-124	227	38	,	,	PUNCT
ajis02-124	227	39	as	as	SCONJ
ajis02-124	227	40	required	require	VERB
ajis02-124	227	41	–	–	PUNCT
ajis02-124	227	42	rightly	rightly	ADV
ajis02-124	227	43	,	,	PUNCT
ajis02-124	227	44	we	we	PRON
ajis02-124	227	45	think	think	VERB
ajis02-124	227	46	in	in	ADP
ajis02-124	227	47	the	the	DET
ajis02-124	227	48	danish	danish	ADJ
ajis02-124	227	49	industry	industry	NOUN
ajis02-124	227	50	code	code	NOUN
ajis02-124	227	51	for	for	ADP
ajis02-124	227	52	e	e	NOUN
ajis02-124	227	53	-	-	NOUN
ajis02-124	227	54	banking	banking	NOUN
ajis02-124	227	55	.	.	PUNCT
ajis02-124	228	1	understanding	understand	VERB
ajis02-124	228	2	a	a	DET
ajis02-124	228	3	major	major	ADJ
ajis02-124	228	4	obstacle	obstacle	NOUN
ajis02-124	228	5	to	to	ADP
ajis02-124	228	6	providing	provide	VERB
ajis02-124	228	7	the	the	DET
ajis02-124	228	8	user	user	NOUN
ajis02-124	228	9	with	with	ADP
ajis02-124	228	10	an	an	DET
ajis02-124	228	11	understanding	understanding	NOUN
ajis02-124	228	12	of	of	ADP
ajis02-124	228	13	security	security	NOUN
ajis02-124	228	14	aspects	aspect	NOUN
ajis02-124	228	15	of	of	ADP
ajis02-124	228	16	e	e	NOUN
ajis02-124	228	17	-	-	NOUN
ajis02-124	228	18	banking	banking	NOUN
ajis02-124	228	19	is	be	AUX
ajis02-124	228	20	the	the	DET
ajis02-124	228	21	unforgiving	unforgiving	ADJ
ajis02-124	228	22	nature	nature	NOUN
ajis02-124	228	23	of	of	ADP
ajis02-124	228	24	security	security	NOUN
ajis02-124	228	25	breaches	breach	NOUN
ajis02-124	228	26	,	,	PUNCT
ajis02-124	228	27	i.e.	i.e.	X
ajis02-124	228	28	the	the	DET
ajis02-124	228	29	barn	barn	ADJ
ajis02-124	228	30	-	-	PUNCT
ajis02-124	228	31	door	door	NOUN
ajis02-124	228	32	property	property	NOUN
ajis02-124	228	33	mentioned	mention	VERB
ajis02-124	228	34	in	in	ADP
ajis02-124	228	35	the	the	DET
ajis02-124	228	36	usable	usable	ADJ
ajis02-124	228	37	security	security	NOUN
ajis02-124	228	38	section	section	NOUN
ajis02-124	228	39	.	.	PUNCT
ajis02-124	229	1	widely	widely	ADV
ajis02-124	229	2	used	use	VERB
ajis02-124	229	3	usability	usability	NOUN
ajis02-124	229	4	heuristics	heuristic	NOUN
ajis02-124	229	5	such	such	ADJ
ajis02-124	229	6	as	as	ADP
ajis02-124	229	7	‘	'	PUNCT
ajis02-124	229	8	permit	permit	NOUN
ajis02-124	229	9	easy	easy	ADJ
ajis02-124	229	10	reversal	reversal	NOUN
ajis02-124	229	11	of	of	ADP
ajis02-124	229	12	actions	action	NOUN
ajis02-124	229	13	’	'	PUNCT
ajis02-124	229	14	(	(	PUNCT
ajis02-124	229	15	shneiderman	shneiderman	NOUN
ajis02-124	229	16	,	,	PUNCT
ajis02-124	229	17	ajis	ajis	ADV
ajis02-124	229	18	special	special	ADJ
ajis02-124	229	19	issue	issue	NOUN
ajis02-124	229	20	december	december	PROPN
ajis02-124	229	21	2004	2004	NUM
ajis02-124	229	22	62	62	NUM
ajis02-124	229	23	1998	1998	NUM
ajis02-124	229	24	)	)	PUNCT
ajis02-124	229	25	carry	carry	VERB
ajis02-124	229	26	with	with	ADP
ajis02-124	229	27	them	they	PRON
ajis02-124	229	28	the	the	DET
ajis02-124	229	29	underlying	underlie	VERB
ajis02-124	229	30	assumption	assumption	NOUN
ajis02-124	229	31	that	that	SCONJ
ajis02-124	229	32	designs	design	NOUN
ajis02-124	229	33	should	should	AUX
ajis02-124	229	34	encourage	encourage	VERB
ajis02-124	229	35	exploration	exploration	NOUN
ajis02-124	229	36	or	or	CCONJ
ajis02-124	229	37	,	,	PUNCT
ajis02-124	229	38	at	at	ADP
ajis02-124	229	39	least	least	ADJ
ajis02-124	229	40	,	,	PUNCT
ajis02-124	229	41	allow	allow	VERB
ajis02-124	229	42	for	for	ADP
ajis02-124	229	43	a	a	DET
ajis02-124	229	44	trial	trial	NOUN
ajis02-124	229	45	-	-	PUNCT
ajis02-124	229	46	and	and	CCONJ
ajis02-124	229	47	-	-	PUNCT
ajis02-124	229	48	error	error	NOUN
ajis02-124	229	49	approach	approach	NOUN
ajis02-124	229	50	to	to	ADP
ajis02-124	229	51	learning	learn	VERB
ajis02-124	229	52	how	how	SCONJ
ajis02-124	229	53	to	to	PART
ajis02-124	229	54	use	use	VERB
ajis02-124	229	55	systems	system	NOUN
ajis02-124	229	56	.	.	PUNCT
ajis02-124	230	1	however	however	ADV
ajis02-124	230	2	,	,	PUNCT
ajis02-124	230	3	for	for	ADP
ajis02-124	230	4	e	e	NOUN
ajis02-124	230	5	-	-	NOUN
ajis02-124	230	6	banking	banking	NOUN
ajis02-124	230	7	and	and	CCONJ
ajis02-124	230	8	other	other	ADJ
ajis02-124	230	9	security	security	NOUN
ajis02-124	230	10	-	-	PUNCT
ajis02-124	230	11	sensitive	sensitive	ADJ
ajis02-124	230	12	systems	system	NOUN
ajis02-124	230	13	,	,	PUNCT
ajis02-124	230	14	a	a	DET
ajis02-124	230	15	trial	trial	NOUN
ajis02-124	230	16	-	-	PUNCT
ajis02-124	230	17	and	and	CCONJ
ajis02-124	230	18	-	-	PUNCT
ajis02-124	230	19	error	error	NOUN
ajis02-124	230	20	approach	approach	NOUN
ajis02-124	230	21	is	be	AUX
ajis02-124	230	22	generally	generally	ADV
ajis02-124	230	23	not	not	PART
ajis02-124	230	24	acceptable	acceptable	ADJ
ajis02-124	230	25	because	because	SCONJ
ajis02-124	230	26	a	a	DET
ajis02-124	230	27	security	security	NOUN
ajis02-124	230	28	breach	breach	NOUN
ajis02-124	230	29	caused	cause	VERB
ajis02-124	230	30	by	by	ADP
ajis02-124	230	31	an	an	DET
ajis02-124	230	32	error	error	NOUN
ajis02-124	230	33	may	may	AUX
ajis02-124	230	34	be	be	AUX
ajis02-124	230	35	exploited	exploit	VERB
ajis02-124	230	36	by	by	ADP
ajis02-124	230	37	an	an	DET
ajis02-124	230	38	attacker	attacker	NOUN
ajis02-124	230	39	before	before	SCONJ
ajis02-124	230	40	the	the	DET
ajis02-124	230	41	error	error	NOUN
ajis02-124	230	42	is	be	AUX
ajis02-124	230	43	revoked	revoke	VERB
ajis02-124	230	44	by	by	ADP
ajis02-124	230	45	the	the	DET
ajis02-124	230	46	user	user	NOUN
ajis02-124	230	47	.	.	PUNCT
ajis02-124	231	1	once	once	ADV
ajis02-124	231	2	a	a	DET
ajis02-124	231	3	secret	secret	NOUN
ajis02-124	231	4	has	have	AUX
ajis02-124	231	5	been	be	AUX
ajis02-124	231	6	left	leave	VERB
ajis02-124	231	7	accidentally	accidentally	ADV
ajis02-124	231	8	unprotected	unprotected	ADJ
ajis02-124	231	9	,	,	PUNCT
ajis02-124	231	10	even	even	ADV
ajis02-124	231	11	for	for	ADP
ajis02-124	231	12	a	a	DET
ajis02-124	231	13	short	short	ADJ
ajis02-124	231	14	time	time	NOUN
ajis02-124	231	15	,	,	PUNCT
ajis02-124	231	16	there	there	PRON
ajis02-124	231	17	is	be	VERB
ajis02-124	231	18	no	no	DET
ajis02-124	231	19	way	way	NOUN
ajis02-124	231	20	to	to	PART
ajis02-124	231	21	be	be	AUX
ajis02-124	231	22	sure	sure	ADJ
ajis02-124	231	23	that	that	SCONJ
ajis02-124	231	24	it	it	PRON
ajis02-124	231	25	has	have	AUX
ajis02-124	231	26	not	not	PART
ajis02-124	231	27	already	already	ADV
ajis02-124	231	28	been	be	AUX
ajis02-124	231	29	read	read	VERB
ajis02-124	231	30	by	by	ADP
ajis02-124	231	31	an	an	DET
ajis02-124	231	32	attacker	attacker	NOUN
ajis02-124	231	33	.	.	PUNCT
ajis02-124	232	1	this	this	PRON
ajis02-124	232	2	adds	add	VERB
ajis02-124	232	3	to	to	ADP
ajis02-124	232	4	the	the	DET
ajis02-124	232	5	demands	demand	NOUN
ajis02-124	232	6	involved	involve	VERB
ajis02-124	232	7	in	in	ADP
ajis02-124	232	8	learning	learn	VERB
ajis02-124	232	9	to	to	PART
ajis02-124	232	10	use	use	VERB
ajis02-124	232	11	these	these	DET
ajis02-124	232	12	systems	system	NOUN
ajis02-124	232	13	and	and	CCONJ
ajis02-124	232	14	sets	set	VERB
ajis02-124	232	15	this	this	DET
ajis02-124	232	16	learning	learning	NOUN
ajis02-124	232	17	process	process	NOUN
ajis02-124	232	18	apart	apart	ADV
ajis02-124	232	19	from	from	ADP
ajis02-124	232	20	how	how	SCONJ
ajis02-124	232	21	most	most	ADJ
ajis02-124	232	22	users	user	NOUN
ajis02-124	232	23	learn	learn	VERB
ajis02-124	232	24	to	to	PART
ajis02-124	232	25	use	use	VERB
ajis02-124	232	26	text	text	NOUN
ajis02-124	232	27	processors	processor	NOUN
ajis02-124	232	28	,	,	PUNCT
ajis02-124	232	29	spreadsheets	spreadsheet	NOUN
ajis02-124	232	30	,	,	PUNCT
ajis02-124	232	31	and	and	CCONJ
ajis02-124	232	32	similar	similar	ADJ
ajis02-124	232	33	systems	system	NOUN
ajis02-124	232	34	.	.	PUNCT
ajis02-124	233	1	several	several	ADJ
ajis02-124	233	2	questionnaire	questionnaire	NOUN
ajis02-124	233	3	studies	study	NOUN
ajis02-124	233	4	have	have	AUX
ajis02-124	233	5	attempted	attempt	VERB
ajis02-124	233	6	to	to	PART
ajis02-124	233	7	identify	identify	VERB
ajis02-124	233	8	the	the	DET
ajis02-124	233	9	factors	factor	NOUN
ajis02-124	233	10	that	that	PRON
ajis02-124	233	11	influence	influence	VERB
ajis02-124	233	12	the	the	DET
ajis02-124	233	13	adoption	adoption	NOUN
ajis02-124	233	14	of	of	ADP
ajis02-124	233	15	ebanking	ebanking	ADJ
ajis02-124	233	16	systems	system	NOUN
ajis02-124	233	17	(	(	PUNCT
ajis02-124	233	18	e.g.	e.g.	ADV
ajis02-124	233	19	,	,	PUNCT
ajis02-124	233	20	liao	liao	PROPN
ajis02-124	233	21	&	&	CCONJ
ajis02-124	233	22	cheung	cheung	PROPN
ajis02-124	233	23	,	,	PUNCT
ajis02-124	233	24	2002	2002	NUM
ajis02-124	233	25	;	;	PUNCT
ajis02-124	233	26	sohail	sohail	PROPN
ajis02-124	233	27	&	&	CCONJ
ajis02-124	233	28	shanmugham	shanmugham	PROPN
ajis02-124	233	29	,	,	PUNCT
ajis02-124	233	30	2003	2003	NUM
ajis02-124	233	31	;	;	PUNCT
ajis02-124	233	32	tan	tan	PROPN
ajis02-124	233	33	&	&	CCONJ
ajis02-124	233	34	teo	teo	PROPN
ajis02-124	233	35	,	,	PUNCT
ajis02-124	233	36	2000	2000	NUM
ajis02-124	233	37	)	)	PUNCT
ajis02-124	233	38	.	.	PUNCT
ajis02-124	234	1	these	these	DET
ajis02-124	234	2	studies	study	NOUN
ajis02-124	234	3	unanimously	unanimously	ADV
ajis02-124	234	4	find	find	VERB
ajis02-124	234	5	that	that	SCONJ
ajis02-124	234	6	security	security	NOUN
ajis02-124	234	7	is	be	AUX
ajis02-124	234	8	important	important	ADJ
ajis02-124	234	9	to	to	ADP
ajis02-124	234	10	users	user	NOUN
ajis02-124	234	11	.	.	PUNCT
ajis02-124	235	1	a	a	DET
ajis02-124	235	2	significant	significant	ADJ
ajis02-124	235	3	portion	portion	NOUN
ajis02-124	235	4	of	of	ADP
ajis02-124	235	5	the	the	DET
ajis02-124	235	6	security	security	NOUN
ajis02-124	235	7	understanding	understand	VERB
ajis02-124	235	8	users	user	NOUN
ajis02-124	235	9	must	must	AUX
ajis02-124	235	10	have	have	VERB
ajis02-124	235	11	to	to	PART
ajis02-124	235	12	perform	perform	VERB
ajis02-124	235	13	their	their	PRON
ajis02-124	235	14	e	e	NOUN
ajis02-124	235	15	-	-	ADJ
ajis02-124	235	16	banking	banking	ADJ
ajis02-124	235	17	transactions	transaction	NOUN
ajis02-124	235	18	in	in	ADP
ajis02-124	235	19	a	a	DET
ajis02-124	235	20	safe	safe	ADJ
ajis02-124	235	21	manner	manner	NOUN
ajis02-124	235	22	is	be	AUX
ajis02-124	235	23	not	not	PART
ajis02-124	235	24	specific	specific	ADJ
ajis02-124	235	25	to	to	ADP
ajis02-124	235	26	e	e	NOUN
ajis02-124	235	27	-	-	NOUN
ajis02-124	235	28	banking	banking	NOUN
ajis02-124	235	29	but	but	CCONJ
ajis02-124	235	30	,	,	PUNCT
ajis02-124	235	31	rather	rather	ADV
ajis02-124	235	32	,	,	PUNCT
ajis02-124	235	33	part	part	NOUN
ajis02-124	235	34	of	of	ADP
ajis02-124	235	35	a	a	DET
ajis02-124	235	36	general	general	ADJ
ajis02-124	235	37	requirement	requirement	NOUN
ajis02-124	235	38	for	for	ADP
ajis02-124	235	39	behaving	behave	VERB
ajis02-124	235	40	safely	safely	ADV
ajis02-124	235	41	and	and	CCONJ
ajis02-124	235	42	competently	competently	ADV
ajis02-124	235	43	in	in	ADP
ajis02-124	235	44	a	a	DET
ajis02-124	235	45	digitally	digitally	ADV
ajis02-124	235	46	networked	networked	ADJ
ajis02-124	235	47	world	world	NOUN
ajis02-124	235	48	(	(	PUNCT
ajis02-124	235	49	e.g.	e.g.	ADV
ajis02-124	235	50	,	,	PUNCT
ajis02-124	235	51	claessens	claessen	VERB
ajis02-124	235	52	et	et	PROPN
ajis02-124	235	53	al	al	PROPN
ajis02-124	235	54	.	.	PROPN
ajis02-124	235	55	,	,	PUNCT
ajis02-124	235	56	2002	2002	NUM
ajis02-124	235	57	;	;	PUNCT
ajis02-124	235	58	schneier	schneier	PROPN
ajis02-124	235	59	,	,	PUNCT
ajis02-124	235	60	2000	2000	NUM
ajis02-124	235	61	;	;	PUNCT
ajis02-124	235	62	whitman	whitman	PROPN
ajis02-124	235	63	,	,	PUNCT
ajis02-124	235	64	2003	2003	NUM
ajis02-124	235	65	)	)	PUNCT
ajis02-124	235	66	.	.	PUNCT
ajis02-124	236	1	however	however	ADV
ajis02-124	236	2	,	,	PUNCT
ajis02-124	236	3	most	most	ADJ
ajis02-124	236	4	users	user	NOUN
ajis02-124	236	5	may	may	AUX
ajis02-124	236	6	not	not	PART
ajis02-124	236	7	be	be	AUX
ajis02-124	236	8	motivated	motivate	VERB
ajis02-124	236	9	to	to	PART
ajis02-124	236	10	learn	learn	VERB
ajis02-124	236	11	about	about	ADP
ajis02-124	236	12	security	security	NOUN
ajis02-124	236	13	and	and	CCONJ
ajis02-124	236	14	may	may	AUX
ajis02-124	236	15	instead	instead	ADV
ajis02-124	236	16	tend	tend	VERB
ajis02-124	236	17	to	to	PART
ajis02-124	236	18	experience	experience	VERB
ajis02-124	236	19	it	it	PRON
ajis02-124	236	20	as	as	ADP
ajis02-124	236	21	an	an	DET
ajis02-124	236	22	obstacle	obstacle	NOUN
ajis02-124	236	23	that	that	PRON
ajis02-124	236	24	complicates	complicate	VERB
ajis02-124	236	25	and	and	CCONJ
ajis02-124	236	26	slows	slow	VERB
ajis02-124	236	27	down	down	ADP
ajis02-124	236	28	their	their	PRON
ajis02-124	236	29	business	business	NOUN
ajis02-124	236	30	with	with	ADP
ajis02-124	236	31	their	their	PRON
ajis02-124	236	32	e	e	NOUN
ajis02-124	236	33	-	-	NOUN
ajis02-124	236	34	bank	bank	NOUN
ajis02-124	236	35	.	.	PUNCT
ajis02-124	237	1	users	user	NOUN
ajis02-124	237	2	may	may	AUX
ajis02-124	237	3	be	be	AUX
ajis02-124	237	4	tempted	tempt	VERB
ajis02-124	237	5	to	to	PART
ajis02-124	237	6	put	put	VERB
ajis02-124	237	7	off	off	ADP
ajis02-124	237	8	learning	learn	VERB
ajis02-124	237	9	about	about	ADP
ajis02-124	237	10	security	security	NOUN
ajis02-124	237	11	,	,	PUNCT
ajis02-124	237	12	since	since	SCONJ
ajis02-124	237	13	they	they	PRON
ajis02-124	237	14	generally	generally	ADV
ajis02-124	237	15	do	do	AUX
ajis02-124	237	16	not	not	PART
ajis02-124	237	17	sit	sit	VERB
ajis02-124	237	18	down	down	ADP
ajis02-124	237	19	at	at	ADP
ajis02-124	237	20	their	their	PRON
ajis02-124	237	21	computers	computer	NOUN
ajis02-124	237	22	wanting	want	VERB
ajis02-124	237	23	to	to	PART
ajis02-124	237	24	scrutinize	scrutinize	VERB
ajis02-124	237	25	the	the	DET
ajis02-124	237	26	consequences	consequence	NOUN
ajis02-124	237	27	of	of	ADP
ajis02-124	237	28	suggested	suggest	VERB
ajis02-124	237	29	security	security	NOUN
ajis02-124	237	30	defaults	default	NOUN
ajis02-124	237	31	.	.	PUNCT
ajis02-124	238	1	the	the	DET
ajis02-124	238	2	security	security	NOUN
ajis02-124	238	3	skills	skill	NOUN
ajis02-124	238	4	and	and	CCONJ
ajis02-124	238	5	active	active	ADJ
ajis02-124	238	6	user	user	NOUN
ajis02-124	238	7	involvement	involvement	NOUN
ajis02-124	238	8	required	require	VERB
ajis02-124	238	9	to	to	PART
ajis02-124	238	10	understand	understand	VERB
ajis02-124	238	11	security	security	NOUN
ajis02-124	238	12	issues	issue	NOUN
ajis02-124	238	13	may	may	AUX
ajis02-124	238	14	be	be	AUX
ajis02-124	238	15	more	more	ADJ
ajis02-124	238	16	than	than	SCONJ
ajis02-124	238	17	most	most	ADJ
ajis02-124	238	18	users	user	NOUN
ajis02-124	238	19	are	be	AUX
ajis02-124	238	20	prepared	prepare	VERB
ajis02-124	238	21	to	to	PART
ajis02-124	238	22	deliver	deliver	VERB
ajis02-124	238	23	.	.	PUNCT
ajis02-124	239	1	approach	approach	NOUN
ajis02-124	239	2	to	to	ADP
ajis02-124	239	3	security	security	NOUN
ajis02-124	239	4	automation	automation	NOUN
ajis02-124	239	5	instruction	instruction	NOUN
ajis02-124	239	6	understanding	understand	VERB
ajis02-124	239	7	user	user	NOUN
ajis02-124	239	8	's	's	PART
ajis02-124	239	9	frame	frame	NOUN
ajis02-124	239	10	of	of	ADP
ajis02-124	239	11	mind	mind	NOUN
ajis02-124	239	12	trust	trust	PROPN
ajis02-124	239	13	procedural	procedural	ADJ
ajis02-124	239	14	compliance	compliance	NOUN
ajis02-124	239	15	active	active	ADJ
ajis02-124	239	16	involvement	involvement	NOUN
ajis02-124	239	17	task	task	NOUN
ajis02-124	239	18	coverage	coverage	NOUN
ajis02-124	239	19	formalized	formalize	VERB
ajis02-124	239	20	tasks	task	NOUN
ajis02-124	239	21	only	only	ADV
ajis02-124	239	22	predicted	predict	VERB
ajis02-124	239	23	tasks	task	NOUN
ajis02-124	239	24	only	only	ADV
ajis02-124	239	25	predicted	predict	VERB
ajis02-124	239	26	and	and	CCONJ
ajis02-124	239	27	unpredicted	unpredicted	ADJ
ajis02-124	239	28	tasks	task	NOUN
ajis02-124	239	29	type	type	NOUN
ajis02-124	239	30	of	of	ADP
ajis02-124	239	31	user	user	NOUN
ajis02-124	239	32	knowledge	knowledge	NOUN
ajis02-124	239	33	awareness	awareness	NOUN
ajis02-124	239	34	knowledge	knowledge	NOUN
ajis02-124	239	35	how	how	SCONJ
ajis02-124	239	36	-	-	PUNCT
ajis02-124	239	37	to	to	ADP
ajis02-124	239	38	-	-	PUNCT
ajis02-124	239	39	knowledge	knowledge	NOUN
ajis02-124	239	40	principles	principle	NOUN
ajis02-124	239	41	knowledge	knowledge	NOUN
ajis02-124	239	42	table	table	NOUN
ajis02-124	239	43	4	4	NUM
ajis02-124	239	44	.	.	PUNCT
ajis02-124	239	45	three	three	NUM
ajis02-124	239	46	approaches	approach	NOUN
ajis02-124	239	47	to	to	PART
ajis02-124	239	48	usable	usable	ADJ
ajis02-124	239	49	security	security	NOUN
ajis02-124	239	50	.	.	PUNCT
ajis02-124	240	1	from	from	ADP
ajis02-124	240	2	a	a	DET
ajis02-124	240	3	pragmatic	pragmatic	ADJ
ajis02-124	240	4	point	point	NOUN
ajis02-124	240	5	of	of	ADP
ajis02-124	240	6	view	view	NOUN
ajis02-124	240	7	,	,	PUNCT
ajis02-124	240	8	instruction	instruction	NOUN
ajis02-124	240	9	appears	appear	VERB
ajis02-124	240	10	the	the	DET
ajis02-124	240	11	main	main	ADJ
ajis02-124	240	12	approach	approach	NOUN
ajis02-124	240	13	,	,	PUNCT
ajis02-124	240	14	but	but	CCONJ
ajis02-124	240	15	to	to	PART
ajis02-124	240	16	handle	handle	VERB
ajis02-124	240	17	complex	complex	ADJ
ajis02-124	240	18	security	security	NOUN
ajis02-124	240	19	issues	issue	NOUN
ajis02-124	240	20	aspects	aspect	NOUN
ajis02-124	240	21	of	of	ADP
ajis02-124	240	22	automation	automation	NOUN
ajis02-124	240	23	and	and	CCONJ
ajis02-124	240	24	understanding	understanding	NOUN
ajis02-124	240	25	must	must	AUX
ajis02-124	240	26	be	be	AUX
ajis02-124	240	27	incorporated	incorporate	VERB
ajis02-124	240	28	.	.	PUNCT
ajis02-124	241	1	conclusion	conclusion	NOUN
ajis02-124	241	2	attaining	attain	VERB
ajis02-124	241	3	both	both	CCONJ
ajis02-124	241	4	security	security	NOUN
ajis02-124	241	5	and	and	CCONJ
ajis02-124	241	6	ease	ease	NOUN
ajis02-124	241	7	of	of	ADP
ajis02-124	241	8	use	use	NOUN
ajis02-124	241	9	in	in	ADP
ajis02-124	241	10	e	e	NOUN
ajis02-124	241	11	-	-	ADJ
ajis02-124	241	12	banking	banking	ADJ
ajis02-124	241	13	systems	system	NOUN
ajis02-124	241	14	is	be	AUX
ajis02-124	241	15	difficult	difficult	ADJ
ajis02-124	241	16	because	because	SCONJ
ajis02-124	241	17	security	security	NOUN
ajis02-124	241	18	is	be	AUX
ajis02-124	241	19	not	not	PART
ajis02-124	241	20	a	a	DET
ajis02-124	241	21	system	system	NOUN
ajis02-124	241	22	feature	feature	NOUN
ajis02-124	241	23	that	that	PRON
ajis02-124	241	24	can	can	AUX
ajis02-124	241	25	be	be	AUX
ajis02-124	241	26	provided	provide	VERB
ajis02-124	241	27	automatically	automatically	ADV
ajis02-124	241	28	while	while	SCONJ
ajis02-124	241	29	users	user	NOUN
ajis02-124	241	30	focus	focus	VERB
ajis02-124	241	31	on	on	ADP
ajis02-124	241	32	their	their	PRON
ajis02-124	241	33	primary	primary	ADJ
ajis02-124	241	34	goal	goal	NOUN
ajis02-124	241	35	of	of	ADP
ajis02-124	241	36	accomplishing	accomplish	VERB
ajis02-124	241	37	their	their	PRON
ajis02-124	241	38	business	business	NOUN
ajis02-124	241	39	with	with	ADP
ajis02-124	241	40	their	their	PRON
ajis02-124	241	41	bank	bank	NOUN
ajis02-124	241	42	.	.	PUNCT
ajis02-124	242	1	in	in	ADP
ajis02-124	242	2	the	the	DET
ajis02-124	242	3	six	six	NUM
ajis02-124	242	4	surveyed	survey	VERB
ajis02-124	242	5	e	e	NOUN
ajis02-124	242	6	-	-	ADJ
ajis02-124	242	7	banking	banking	ADJ
ajis02-124	242	8	systems	system	NOUN
ajis02-124	242	9	,	,	PUNCT
ajis02-124	242	10	security	security	NOUN
ajis02-124	242	11	and	and	CCONJ
ajis02-124	242	12	ease	ease	NOUN
ajis02-124	242	13	of	of	ADP
ajis02-124	242	14	use	use	NOUN
ajis02-124	242	15	are	be	AUX
ajis02-124	242	16	traded	trade	VERB
ajis02-124	242	17	against	against	ADP
ajis02-124	242	18	each	each	DET
ajis02-124	242	19	other	other	ADJ
ajis02-124	242	20	at	at	ADP
ajis02-124	242	21	three	three	NUM
ajis02-124	242	22	levels	level	NOUN
ajis02-124	242	23	:	:	PUNCT
ajis02-124	242	24	the	the	DET
ajis02-124	242	25	individual	individual	ADJ
ajis02-124	242	26	-	-	PUNCT
ajis02-124	242	27	features	feature	NOUN
ajis02-124	242	28	level	level	NOUN
ajis02-124	242	29	.	.	PUNCT
ajis02-124	243	1	passwords	password	NOUN
ajis02-124	243	2	provide	provide	VERB
ajis02-124	243	3	a	a	DET
ajis02-124	243	4	prominent	prominent	ADJ
ajis02-124	243	5	example	example	NOUN
ajis02-124	243	6	of	of	ADP
ajis02-124	243	7	a	a	DET
ajis02-124	243	8	feature	feature	NOUN
ajis02-124	243	9	that	that	PRON
ajis02-124	243	10	involves	involve	VERB
ajis02-124	243	11	a	a	DET
ajis02-124	243	12	trade	trade	NOUN
ajis02-124	243	13	-	-	PUNCT
ajis02-124	243	14	off	off	NOUN
ajis02-124	243	15	between	between	ADP
ajis02-124	243	16	security	security	NOUN
ajis02-124	243	17	and	and	CCONJ
ajis02-124	243	18	ease	ease	NOUN
ajis02-124	243	19	of	of	ADP
ajis02-124	243	20	use	use	NOUN
ajis02-124	243	21	.	.	PUNCT
ajis02-124	244	1	four	four	NUM
ajis02-124	244	2	of	of	ADP
ajis02-124	244	3	the	the	DET
ajis02-124	244	4	e	e	NOUN
ajis02-124	244	5	-	-	ADJ
ajis02-124	244	6	banking	banking	ADJ
ajis02-124	244	7	systems	system	NOUN
ajis02-124	244	8	do	do	AUX
ajis02-124	244	9	not	not	PART
ajis02-124	244	10	enforce	enforce	VERB
ajis02-124	244	11	strong	strong	ADJ
ajis02-124	244	12	passwords	password	NOUN
ajis02-124	244	13	.	.	PUNCT
ajis02-124	245	1	further	far	ADV
ajis02-124	245	2	,	,	PUNCT
ajis02-124	245	3	three	three	NUM
ajis02-124	245	4	of	of	ADP
ajis02-124	245	5	the	the	DET
ajis02-124	245	6	systems	system	NOUN
ajis02-124	245	7	have	have	AUX
ajis02-124	245	8	drastically	drastically	ADV
ajis02-124	245	9	restricted	restrict	VERB
ajis02-124	245	10	the	the	DET
ajis02-124	245	11	set	set	NOUN
ajis02-124	245	12	of	of	ADP
ajis02-124	245	13	characters	character	NOUN
ajis02-124	245	14	that	that	PRON
ajis02-124	245	15	can	can	AUX
ajis02-124	245	16	appear	appear	VERB
ajis02-124	245	17	in	in	ADP
ajis02-124	245	18	passwords	password	NOUN
ajis02-124	245	19	and	and	CCONJ
ajis02-124	245	20	thereby	thereby	ADV
ajis02-124	245	21	prevented	prevent	VERB
ajis02-124	245	22	strong	strong	ADJ
ajis02-124	245	23	passwords	password	NOUN
ajis02-124	245	24	.	.	PUNCT
ajis02-124	246	1	some	some	PRON
ajis02-124	246	2	of	of	ADP
ajis02-124	246	3	these	these	DET
ajis02-124	246	4	restrictions	restriction	NOUN
ajis02-124	246	5	–	–	PUNCT
ajis02-124	246	6	for	for	ADP
ajis02-124	246	7	example	example	NOUN
ajis02-124	246	8	case	case	NOUN
ajis02-124	246	9	insensitivity	insensitivity	NOUN
ajis02-124	246	10	–	–	PUNCT
ajis02-124	246	11	make	make	VERB
ajis02-124	246	12	passwords	password	NOUN
ajis02-124	246	13	easier	easy	ADJ
ajis02-124	246	14	to	to	PART
ajis02-124	246	15	use	use	VERB
ajis02-124	246	16	by	by	ADP
ajis02-124	246	17	avoiding	avoid	VERB
ajis02-124	246	18	frequent	frequent	ADJ
ajis02-124	246	19	usability	usability	NOUN
ajis02-124	246	20	problems	problem	NOUN
ajis02-124	246	21	.	.	PUNCT
ajis02-124	247	1	the	the	DET
ajis02-124	247	2	system	system	NOUN
ajis02-124	247	3	-	-	PUNCT
ajis02-124	247	4	architecture	architecture	NOUN
ajis02-124	247	5	level	level	NOUN
ajis02-124	247	6	.	.	PUNCT
ajis02-124	248	1	five	five	NUM
ajis02-124	248	2	of	of	ADP
ajis02-124	248	3	the	the	DET
ajis02-124	248	4	e	e	NOUN
ajis02-124	248	5	-	-	ADJ
ajis02-124	248	6	banking	banking	ADJ
ajis02-124	248	7	systems	system	NOUN
ajis02-124	248	8	are	be	AUX
ajis02-124	248	9	public	public	ADJ
ajis02-124	248	10	key	key	ADJ
ajis02-124	248	11	infrastructure	infrastructure	NOUN
ajis02-124	248	12	solutions	solution	NOUN
ajis02-124	248	13	and	and	CCONJ
ajis02-124	248	14	the	the	DET
ajis02-124	248	15	last	last	ADJ
ajis02-124	248	16	e	e	NOUN
ajis02-124	248	17	-	-	ADJ
ajis02-124	248	18	banking	banking	ADJ
ajis02-124	248	19	system	system	NOUN
ajis02-124	248	20	makes	make	VERB
ajis02-124	248	21	use	use	NOUN
ajis02-124	248	22	of	of	ADP
ajis02-124	248	23	one	one	NUM
ajis02-124	248	24	-	-	PUNCT
ajis02-124	248	25	time	time	NOUN
ajis02-124	248	26	codes	code	NOUN
ajis02-124	248	27	drawn	draw	VERB
ajis02-124	248	28	from	from	ADP
ajis02-124	248	29	a	a	DET
ajis02-124	248	30	physical	physical	ADJ
ajis02-124	248	31	card	card	NOUN
ajis02-124	248	32	.	.	PUNCT
ajis02-124	249	1	both	both	DET
ajis02-124	249	2	types	type	NOUN
ajis02-124	249	3	of	of	ADP
ajis02-124	249	4	security	security	NOUN
ajis02-124	249	5	solutions	solution	NOUN
ajis02-124	249	6	entail	entail	VERB
ajis02-124	249	7	considerable	considerable	ADJ
ajis02-124	249	8	complexity	complexity	NOUN
ajis02-124	249	9	within	within	ADP
ajis02-124	249	10	three	three	NUM
ajis02-124	249	11	areas	area	NOUN
ajis02-124	249	12	:	:	PUNCT
ajis02-124	249	13	the	the	DET
ajis02-124	249	14	number	number	NOUN
ajis02-124	249	15	of	of	ADP
ajis02-124	249	16	steps	step	NOUN
ajis02-124	249	17	users	user	NOUN
ajis02-124	249	18	must	must	AUX
ajis02-124	249	19	go	go	VERB
ajis02-124	249	20	through	through	ADP
ajis02-124	249	21	to	to	PART
ajis02-124	249	22	complete	complete	VERB
ajis02-124	249	23	transactions	transaction	NOUN
ajis02-124	249	24	,	,	PUNCT
ajis02-124	249	25	the	the	DET
ajis02-124	249	26	number	number	NOUN
ajis02-124	249	27	of	of	ADP
ajis02-124	249	28	security	security	NOUN
ajis02-124	249	29	concepts	concept	NOUN
ajis02-124	249	30	with	with	ADP
ajis02-124	249	31	which	which	PRON
ajis02-124	249	32	users	user	NOUN
ajis02-124	249	33	are	be	AUX
ajis02-124	249	34	presented	present	VERB
ajis02-124	249	35	,	,	PUNCT
ajis02-124	249	36	and	and	CCONJ
ajis02-124	249	37	the	the	DET
ajis02-124	249	38	number	number	NOUN
ajis02-124	249	39	of	of	ADP
ajis02-124	249	40	security	security	NOUN
ajis02-124	249	41	-	-	PUNCT
ajis02-124	249	42	related	relate	VERB
ajis02-124	249	43	codes	code	NOUN
ajis02-124	249	44	users	user	NOUN
ajis02-124	249	45	must	must	AUX
ajis02-124	249	46	key	key	VERB
ajis02-124	249	47	in	in	ADP
ajis02-124	249	48	during	during	ADP
ajis02-124	249	49	system	system	NOUN
ajis02-124	249	50	installation	installation	NOUN
ajis02-124	249	51	.	.	PUNCT
ajis02-124	250	1	by	by	ADP
ajis02-124	250	2	relying	rely	VERB
ajis02-124	250	3	on	on	ADP
ajis02-124	250	4	the	the	DET
ajis02-124	250	5	user	user	NOUN
ajis02-124	250	6	’s	’s	PART
ajis02-124	250	7	browser	browser	NOUN
ajis02-124	250	8	as	as	ADP
ajis02-124	250	9	their	their	PRON
ajis02-124	250	10	basic	basic	ADJ
ajis02-124	250	11	platform	platform	NOUN
ajis02-124	250	12	,	,	PUNCT
ajis02-124	250	13	the	the	DET
ajis02-124	250	14	e	e	NOUN
ajis02-124	250	15	-	-	ADJ
ajis02-124	250	16	banking	banking	ADJ
ajis02-124	250	17	systems	system	NOUN
ajis02-124	250	18	get	get	VERB
ajis02-124	250	19	access	access	NOUN
ajis02-124	250	20	to	to	ADP
ajis02-124	250	21	a	a	DET
ajis02-124	250	22	standard	standard	ADJ
ajis02-124	250	23	set	set	NOUN
ajis02-124	250	24	of	of	ADP
ajis02-124	250	25	well	well	ADV
ajis02-124	250	26	-	-	PUNCT
ajis02-124	250	27	tested	test	VERB
ajis02-124	250	28	communication	communication	NOUN
ajis02-124	250	29	and	and	CCONJ
ajis02-124	250	30	security	security	NOUN
ajis02-124	250	31	ajis	ajis	AUX
ajis02-124	250	32	special	special	ADJ
ajis02-124	250	33	issue	issue	NOUN
ajis02-124	250	34	december	december	PROPN
ajis02-124	250	35	2004	2004	NUM
ajis02-124	250	36	63	63	NUM
ajis02-124	250	37	facilities	facility	NOUN
ajis02-124	250	38	.	.	PUNCT
ajis02-124	251	1	however	however	ADV
ajis02-124	251	2	,	,	PUNCT
ajis02-124	251	3	in	in	ADP
ajis02-124	251	4	making	make	VERB
ajis02-124	251	5	use	use	NOUN
ajis02-124	251	6	of	of	ADP
ajis02-124	251	7	these	these	DET
ajis02-124	251	8	facilities	facility	NOUN
ajis02-124	251	9	the	the	DET
ajis02-124	251	10	e	e	NOUN
ajis02-124	251	11	-	-	ADJ
ajis02-124	251	12	banking	banking	ADJ
ajis02-124	251	13	systems	system	NOUN
ajis02-124	251	14	give	give	VERB
ajis02-124	251	15	up	up	ADP
ajis02-124	251	16	some	some	DET
ajis02-124	251	17	control	control	NOUN
ajis02-124	251	18	over	over	ADP
ajis02-124	251	19	how	how	SCONJ
ajis02-124	251	20	security	security	NOUN
ajis02-124	251	21	issues	issue	NOUN
ajis02-124	251	22	are	be	AUX
ajis02-124	251	23	negotiated	negotiate	VERB
ajis02-124	251	24	with	with	ADP
ajis02-124	251	25	users	user	NOUN
ajis02-124	251	26	,	,	PUNCT
ajis02-124	251	27	and	and	CCONJ
ajis02-124	251	28	unless	unless	SCONJ
ajis02-124	251	29	the	the	DET
ajis02-124	251	30	user	user	NOUN
ajis02-124	251	31	is	be	AUX
ajis02-124	251	32	prepared	prepared	ADJ
ajis02-124	251	33	to	to	PART
ajis02-124	251	34	discard	discard	VERB
ajis02-124	251	35	the	the	DET
ajis02-124	251	36	e	e	NOUN
ajis02-124	251	37	-	-	ADJ
ajis02-124	251	38	banking	banking	ADJ
ajis02-124	251	39	system	system	NOUN
ajis02-124	251	40	there	there	PRON
ajis02-124	251	41	is	be	VERB
ajis02-124	251	42	no	no	DET
ajis02-124	251	43	alternative	alternative	NOUN
ajis02-124	251	44	to	to	ADP
ajis02-124	251	45	granting	grant	VERB
ajis02-124	251	46	the	the	DET
ajis02-124	251	47	browser	browser	NOUN
ajis02-124	251	48	the	the	DET
ajis02-124	251	49	privileges	privilege	NOUN
ajis02-124	251	50	it	it	PRON
ajis02-124	251	51	requests	request	VERB
ajis02-124	251	52	and	and	CCONJ
ajis02-124	251	53	,	,	PUNCT
ajis02-124	251	54	hence	hence	ADV
ajis02-124	251	55	,	,	PUNCT
ajis02-124	251	56	no	no	DET
ajis02-124	251	57	reason	reason	NOUN
ajis02-124	251	58	to	to	PART
ajis02-124	251	59	scrutinize	scrutinize	VERB
ajis02-124	251	60	even	even	ADV
ajis02-124	251	61	legitimate	legitimate	ADJ
ajis02-124	251	62	security	security	NOUN
ajis02-124	251	63	concerns	concern	NOUN
ajis02-124	251	64	.	.	PUNCT
ajis02-124	252	1	the	the	DET
ajis02-124	252	2	basic	basic	ADJ
ajis02-124	252	3	-	-	PUNCT
ajis02-124	252	4	assumptions	assumption	NOUN
ajis02-124	252	5	level	level	NOUN
ajis02-124	252	6	.	.	PUNCT
ajis02-124	253	1	the	the	DET
ajis02-124	253	2	six	six	NUM
ajis02-124	253	3	e	e	NOUN
ajis02-124	253	4	-	-	ADJ
ajis02-124	253	5	banking	banking	ADJ
ajis02-124	253	6	systems	system	NOUN
ajis02-124	253	7	share	share	VERB
ajis02-124	253	8	the	the	DET
ajis02-124	253	9	assumption	assumption	NOUN
ajis02-124	253	10	that	that	SCONJ
ajis02-124	253	11	information	information	NOUN
ajis02-124	253	12	provided	provide	VERB
ajis02-124	253	13	to	to	ADP
ajis02-124	253	14	users	user	NOUN
ajis02-124	253	15	should	should	AUX
ajis02-124	253	16	be	be	AUX
ajis02-124	253	17	step	step	NOUN
ajis02-124	253	18	-	-	PUNCT
ajis02-124	253	19	by	by	ADP
ajis02-124	253	20	-	-	PUNCT
ajis02-124	253	21	step	step	NOUN
ajis02-124	253	22	instructions	instruction	NOUN
ajis02-124	253	23	stipulating	stipulate	VERB
ajis02-124	253	24	how	how	SCONJ
ajis02-124	253	25	to	to	PART
ajis02-124	253	26	perform	perform	VERB
ajis02-124	253	27	specified	specified	ADJ
ajis02-124	253	28	tasks	task	NOUN
ajis02-124	253	29	.	.	PUNCT
ajis02-124	254	1	the	the	DET
ajis02-124	254	2	instructions	instruction	NOUN
ajis02-124	254	3	enable	enable	VERB
ajis02-124	254	4	users	user	NOUN
ajis02-124	254	5	to	to	PART
ajis02-124	254	6	perform	perform	VERB
ajis02-124	254	7	the	the	DET
ajis02-124	254	8	specified	specified	ADJ
ajis02-124	254	9	tasks	task	NOUN
ajis02-124	254	10	without	without	ADP
ajis02-124	254	11	concerning	concern	VERB
ajis02-124	254	12	themselves	themselves	PRON
ajis02-124	254	13	with	with	ADP
ajis02-124	254	14	the	the	DET
ajis02-124	254	15	underlying	underlie	VERB
ajis02-124	254	16	security	security	NOUN
ajis02-124	254	17	issues	issue	NOUN
ajis02-124	254	18	but	but	CCONJ
ajis02-124	254	19	at	at	ADP
ajis02-124	254	20	the	the	DET
ajis02-124	254	21	same	same	ADJ
ajis02-124	254	22	time	time	NOUN
ajis02-124	254	23	leave	leave	VERB
ajis02-124	254	24	users	user	NOUN
ajis02-124	254	25	without	without	ADP
ajis02-124	254	26	the	the	DET
ajis02-124	254	27	understanding	understanding	NOUN
ajis02-124	254	28	required	require	VERB
ajis02-124	254	29	to	to	PART
ajis02-124	254	30	act	act	VERB
ajis02-124	254	31	competently	competently	ADV
ajis02-124	254	32	in	in	ADP
ajis02-124	254	33	situations	situation	NOUN
ajis02-124	254	34	not	not	PART
ajis02-124	254	35	covered	cover	VERB
ajis02-124	254	36	by	by	ADP
ajis02-124	254	37	the	the	DET
ajis02-124	254	38	instructions	instruction	NOUN
ajis02-124	254	39	.	.	PUNCT
ajis02-124	255	1	this	this	PRON
ajis02-124	255	2	is	be	AUX
ajis02-124	255	3	a	a	DET
ajis02-124	255	4	critical	critical	ADJ
ajis02-124	255	5	trade	trade	NOUN
ajis02-124	255	6	-	-	PUNCT
ajis02-124	255	7	off	off	NOUN
ajis02-124	255	8	because	because	SCONJ
ajis02-124	255	9	,	,	PUNCT
ajis02-124	255	10	on	on	ADP
ajis02-124	255	11	the	the	DET
ajis02-124	255	12	one	one	NUM
ajis02-124	255	13	hand	hand	NOUN
ajis02-124	255	14	,	,	PUNCT
ajis02-124	255	15	e	e	NOUN
ajis02-124	255	16	-	-	ADJ
ajis02-124	255	17	banking	banking	ADJ
ajis02-124	255	18	users	user	NOUN
ajis02-124	255	19	can	can	AUX
ajis02-124	255	20	not	not	PART
ajis02-124	255	21	generally	generally	ADV
ajis02-124	255	22	be	be	AUX
ajis02-124	255	23	expected	expect	VERB
ajis02-124	255	24	to	to	PART
ajis02-124	255	25	be	be	AUX
ajis02-124	255	26	motivated	motivate	VERB
ajis02-124	255	27	to	to	PART
ajis02-124	255	28	learn	learn	VERB
ajis02-124	255	29	about	about	ADP
ajis02-124	255	30	security	security	NOUN
ajis02-124	255	31	but	but	CCONJ
ajis02-124	255	32	,	,	PUNCT
ajis02-124	255	33	on	on	ADP
ajis02-124	255	34	the	the	DET
ajis02-124	255	35	other	other	ADJ
ajis02-124	255	36	hand	hand	NOUN
ajis02-124	255	37	,	,	PUNCT
ajis02-124	255	38	they	they	PRON
ajis02-124	255	39	need	need	VERB
ajis02-124	255	40	to	to	PART
ajis02-124	255	41	understand	understand	VERB
ajis02-124	255	42	it	it	PRON
ajis02-124	255	43	well	well	ADV
ajis02-124	255	44	enough	enough	ADV
ajis02-124	255	45	to	to	PART
ajis02-124	255	46	avoid	avoid	VERB
ajis02-124	255	47	unsafe	unsafe	ADJ
ajis02-124	255	48	actions	action	NOUN
ajis02-124	255	49	.	.	PUNCT
ajis02-124	256	1	the	the	DET
ajis02-124	256	2	bias	bias	NOUN
ajis02-124	256	3	toward	toward	ADP
ajis02-124	256	4	instruction	instruction	NOUN
ajis02-124	256	5	gives	give	VERB
ajis02-124	256	6	priority	priority	NOUN
ajis02-124	256	7	to	to	PART
ajis02-124	256	8	ease	ease	NOUN
ajis02-124	256	9	of	of	ADP
ajis02-124	256	10	use	use	NOUN
ajis02-124	256	11	in	in	ADP
ajis02-124	256	12	predicted	predict	VERB
ajis02-124	256	13	situations	situation	NOUN
ajis02-124	256	14	at	at	ADP
ajis02-124	256	15	the	the	DET
ajis02-124	256	16	expense	expense	NOUN
ajis02-124	256	17	of	of	ADP
ajis02-124	256	18	making	make	VERB
ajis02-124	256	19	the	the	DET
ajis02-124	256	20	systems	system	NOUN
ajis02-124	256	21	more	more	ADV
ajis02-124	256	22	difficult	difficult	ADJ
ajis02-124	256	23	to	to	PART
ajis02-124	256	24	use	use	VERB
ajis02-124	256	25	safely	safely	ADV
ajis02-124	256	26	in	in	ADP
ajis02-124	256	27	an	an	DET
ajis02-124	256	28	unknown	unknown	ADJ
ajis02-124	256	29	range	range	NOUN
ajis02-124	256	30	of	of	ADP
ajis02-124	256	31	unpredicted	unpredicted	ADJ
ajis02-124	256	32	situations	situation	NOUN
ajis02-124	256	33	.	.	PUNCT
ajis02-124	257	1	we	we	PRON
ajis02-124	257	2	conclude	conclude	VERB
ajis02-124	257	3	that	that	SCONJ
ajis02-124	257	4	most	most	ADJ
ajis02-124	257	5	users	user	NOUN
ajis02-124	257	6	are	be	AUX
ajis02-124	257	7	only	only	ADV
ajis02-124	257	8	able	able	ADJ
ajis02-124	257	9	to	to	PART
ajis02-124	257	10	complete	complete	VERB
ajis02-124	257	11	installation	installation	NOUN
ajis02-124	257	12	of	of	ADP
ajis02-124	257	13	the	the	DET
ajis02-124	257	14	e	e	NOUN
ajis02-124	257	15	-	-	ADJ
ajis02-124	257	16	banking	banking	ADJ
ajis02-124	257	17	systems	system	NOUN
ajis02-124	257	18	by	by	ADP
ajis02-124	257	19	painstakingly	painstakingly	ADV
ajis02-124	257	20	following	follow	VERB
ajis02-124	257	21	instructions	instruction	NOUN
ajis02-124	257	22	,	,	PUNCT
ajis02-124	257	23	accepting	accept	VERB
ajis02-124	257	24	defaults	default	NOUN
ajis02-124	257	25	,	,	PUNCT
ajis02-124	257	26	and	and	CCONJ
ajis02-124	257	27	refraining	refrain	VERB
ajis02-124	257	28	from	from	ADP
ajis02-124	257	29	any	any	DET
ajis02-124	257	30	real	real	ADJ
ajis02-124	257	31	understanding	understanding	NOUN
ajis02-124	257	32	of	of	ADP
ajis02-124	257	33	the	the	DET
ajis02-124	257	34	involved	involved	ADJ
ajis02-124	257	35	security	security	NOUN
ajis02-124	257	36	issues	issue	NOUN
ajis02-124	257	37	.	.	PUNCT
ajis02-124	258	1	however	however	ADV
ajis02-124	258	2	,	,	PUNCT
ajis02-124	258	3	the	the	DET
ajis02-124	258	4	high	high	ADJ
ajis02-124	258	5	penetration	penetration	NOUN
ajis02-124	258	6	of	of	ADP
ajis02-124	258	7	e	e	NOUN
ajis02-124	258	8	-	-	ADJ
ajis02-124	258	9	banking	banking	ADJ
ajis02-124	258	10	systems	system	NOUN
ajis02-124	258	11	in	in	ADP
ajis02-124	258	12	denmark	denmark	NOUN
ajis02-124	258	13	suggests	suggest	VERB
ajis02-124	258	14	that	that	SCONJ
ajis02-124	258	15	many	many	ADJ
ajis02-124	258	16	people	people	NOUN
ajis02-124	258	17	are	be	AUX
ajis02-124	258	18	prepared	prepared	ADJ
ajis02-124	258	19	to	to	PART
ajis02-124	258	20	trust	trust	VERB
ajis02-124	258	21	e	e	NOUN
ajis02-124	258	22	-	-	ADJ
ajis02-124	258	23	banking	banking	ADJ
ajis02-124	258	24	systems	system	NOUN
ajis02-124	258	25	in	in	ADP
ajis02-124	258	26	the	the	DET
ajis02-124	258	27	absence	absence	NOUN
ajis02-124	258	28	of	of	ADP
ajis02-124	258	29	compelling	compelling	ADJ
ajis02-124	258	30	,	,	PUNCT
ajis02-124	258	31	publicly	publicly	ADV
ajis02-124	258	32	known	know	VERB
ajis02-124	258	33	evidence	evidence	NOUN
ajis02-124	258	34	about	about	ADP
ajis02-124	258	35	security	security	NOUN
ajis02-124	258	36	breaches	breach	NOUN
ajis02-124	258	37	leading	lead	VERB
ajis02-124	258	38	to	to	ADP
ajis02-124	258	39	financial	financial	ADJ
ajis02-124	258	40	loss	loss	NOUN
ajis02-124	258	41	by	by	ADP
ajis02-124	258	42	e	e	NOUN
ajis02-124	258	43	-	-	ADJ
ajis02-124	258	44	banking	banking	ADJ
ajis02-124	258	45	customers	customer	NOUN
ajis02-124	258	46	.	.	PUNCT
ajis02-124	259	1	references	reference	NOUN
ajis02-124	259	2	adams	adams	PROPN
ajis02-124	259	3	,	,	PUNCT
ajis02-124	259	4	a.	a.	PROPN
ajis02-124	259	5	,	,	PUNCT
ajis02-124	259	6	sasse	sasse	NOUN
ajis02-124	259	7	,	,	PUNCT
ajis02-124	259	8	m.a	m.a	PROPN
ajis02-124	259	9	.	.	PROPN
ajis02-124	259	10	,	,	PUNCT
ajis02-124	259	11	and	and	CCONJ
ajis02-124	259	12	lunt	lunt	PROPN
ajis02-124	259	13	,	,	PUNCT
ajis02-124	259	14	p.	p.	NOUN
ajis02-124	259	15	(	(	PUNCT
ajis02-124	259	16	1997	1997	NUM
ajis02-124	259	17	)	)	PUNCT
ajis02-124	259	18	“	"	PUNCT
ajis02-124	259	19	making	make	VERB
ajis02-124	259	20	passwords	password	NOUN
ajis02-124	259	21	secure	secure	ADJ
ajis02-124	259	22	and	and	CCONJ
ajis02-124	259	23	usable	usable	ADJ
ajis02-124	259	24	”	"	PUNCT
ajis02-124	259	25	in	in	ADP
ajis02-124	259	26	people	people	NOUN
ajis02-124	259	27	and	and	CCONJ
ajis02-124	259	28	computers	computer	NOUN
ajis02-124	259	29	xii	xii	NOUN
ajis02-124	259	30	:	:	PUNCT
ajis02-124	259	31	proceedings	proceeding	NOUN
ajis02-124	259	32	of	of	ADP
ajis02-124	259	33	hci’97	hci’97	PROPN
ajis02-124	259	34	,	,	PUNCT
ajis02-124	259	35	springer	springer	NOUN
ajis02-124	259	36	,	,	PUNCT
ajis02-124	259	37	berlin	berlin	PROPN
ajis02-124	259	38	,	,	PUNCT
ajis02-124	259	39	pp	pp	ADJ
ajis02-124	259	40	.	.	PUNCT
ajis02-124	260	1	1	1	NUM
ajis02-124	260	2	-	-	SYM
ajis02-124	260	3	19	19	NUM
ajis02-124	260	4	.	.	PUNCT
ajis02-124	261	1	beyer	beyer	PROPN
ajis02-124	261	2	,	,	PUNCT
ajis02-124	261	3	h.	h.	PROPN
ajis02-124	261	4	,	,	PUNCT
ajis02-124	261	5	and	and	CCONJ
ajis02-124	261	6	holtzblatt	holtzblatt	NOUN
ajis02-124	261	7	,	,	PUNCT
ajis02-124	261	8	k.	k.	PROPN
ajis02-124	261	9	(	(	PUNCT
ajis02-124	261	10	1998	1998	NUM
ajis02-124	261	11	)	)	PUNCT
ajis02-124	261	12	contextual	contextual	ADJ
ajis02-124	261	13	design	design	NOUN
ajis02-124	261	14	:	:	PUNCT
ajis02-124	261	15	defining	define	VERB
ajis02-124	261	16	customer	customer	NOUN
ajis02-124	261	17	-	-	PUNCT
ajis02-124	261	18	centered	center	VERB
ajis02-124	261	19	systems	system	NOUN
ajis02-124	261	20	,	,	PUNCT
ajis02-124	261	21	morgan	morgan	PROPN
ajis02-124	261	22	kaufmann	kaufmann	PROPN
ajis02-124	261	23	,	,	PUNCT
ajis02-124	261	24	san	san	PROPN
ajis02-124	261	25	francisco	francisco	PROPN
ajis02-124	261	26	,	,	PUNCT
ajis02-124	261	27	ca	ca	NOUN
ajis02-124	261	28	.	.	PUNCT
ajis02-124	261	29	claessens	claessens	PROPN
ajis02-124	261	30	,	,	PUNCT
ajis02-124	261	31	j.	j.	PROPN
ajis02-124	261	32	,	,	PUNCT
ajis02-124	261	33	dem	dem	PROPN
ajis02-124	261	34	,	,	PUNCT
ajis02-124	261	35	v.	v.	NOUN
ajis02-124	261	36	,	,	PUNCT
ajis02-124	261	37	cock	cock	NOUN
ajis02-124	261	38	,	,	PUNCT
ajis02-124	261	39	d.d	d.d	PROPN
ajis02-124	261	40	.	.	PROPN
ajis02-124	261	41	,	,	PUNCT
ajis02-124	261	42	preneel	preneel	PROPN
ajis02-124	261	43	,	,	PUNCT
ajis02-124	261	44	b.	b.	PROPN
ajis02-124	261	45	,	,	PUNCT
ajis02-124	261	46	and	and	CCONJ
ajis02-124	261	47	vandewalle	vandewalle	PROPN
ajis02-124	261	48	,	,	PUNCT
ajis02-124	261	49	j.	j.	PROPN
ajis02-124	261	50	(	(	PUNCT
ajis02-124	261	51	2002	2002	NUM
ajis02-124	261	52	)	)	PUNCT
ajis02-124	261	53	on	on	ADP
ajis02-124	261	54	the	the	DET
ajis02-124	261	55	security	security	NOUN
ajis02-124	261	56	of	of	ADP
ajis02-124	261	57	today	today	NOUN
ajis02-124	261	58	’s	’s	PART
ajis02-124	261	59	electronic	electronic	ADJ
ajis02-124	261	60	banking	banking	NOUN
ajis02-124	261	61	systems	system	NOUN
ajis02-124	261	62	,	,	PUNCT
ajis02-124	261	63	computers	computer	NOUN
ajis02-124	261	64	&	&	CCONJ
ajis02-124	261	65	security	security	NOUN
ajis02-124	261	66	,	,	PUNCT
ajis02-124	261	67	21(3	21(3	NUM
ajis02-124	261	68	)	)	PUNCT
ajis02-124	261	69	,	,	PUNCT
ajis02-124	261	70	257	257	NUM
ajis02-124	261	71	-	-	SYM
ajis02-124	261	72	269	269	NUM
ajis02-124	261	73	.	.	PUNCT
ajis02-124	261	74	dewan	dewan	PROPN
ajis02-124	261	75	,	,	PUNCT
ajis02-124	261	76	r.	r.	PROPN
ajis02-124	261	77	,	,	PUNCT
ajis02-124	261	78	and	and	CCONJ
ajis02-124	261	79	seidmann	seidmann	NOUN
ajis02-124	261	80	,	,	PUNCT
ajis02-124	261	81	a.	a.	NOUN
ajis02-124	261	82	(	(	PUNCT
ajis02-124	261	83	eds	eds	PROPN
ajis02-124	261	84	.	.	PUNCT
ajis02-124	261	85	)	)	PUNCT
ajis02-124	262	1	(	(	PUNCT
ajis02-124	262	2	2001	2001	NUM
ajis02-124	262	3	)	)	PUNCT
ajis02-124	262	4	current	current	ADJ
ajis02-124	262	5	issues	issue	NOUN
ajis02-124	262	6	in	in	ADP
ajis02-124	262	7	e	e	NOUN
ajis02-124	262	8	-	-	NOUN
ajis02-124	262	9	banking	banking	ADJ
ajis02-124	262	10	(	(	PUNCT
ajis02-124	262	11	special	special	ADJ
ajis02-124	262	12	section	section	NOUN
ajis02-124	262	13	)	)	PUNCT
ajis02-124	262	14	,	,	PUNCT
ajis02-124	262	15	communications	communication	NOUN
ajis02-124	262	16	of	of	ADP
ajis02-124	262	17	the	the	DET
ajis02-124	262	18	acm	acm	PROPN
ajis02-124	262	19	,	,	PUNCT
ajis02-124	262	20	44(6	44(6	PROPN
ajis02-124	262	21	)	)	PUNCT
ajis02-124	262	22	,	,	PUNCT
ajis02-124	262	23	31	31	NUM
ajis02-124	262	24	-	-	SYM
ajis02-124	262	25	57	57	NUM
ajis02-124	262	26	.	.	PUNCT
ajis02-124	263	1	dourish	dourish	PROPN
ajis02-124	263	2	,	,	PUNCT
ajis02-124	263	3	p.	p.	NOUN
ajis02-124	263	4	,	,	PUNCT
ajis02-124	263	5	and	and	CCONJ
ajis02-124	263	6	redmiles	redmile	NOUN
ajis02-124	263	7	,	,	PUNCT
ajis02-124	263	8	d.	d.	PROPN
ajis02-124	263	9	(	(	PUNCT
ajis02-124	263	10	2002	2002	NUM
ajis02-124	263	11	)	)	PUNCT
ajis02-124	263	12	“	"	PUNCT
ajis02-124	263	13	an	an	DET
ajis02-124	263	14	approach	approach	NOUN
ajis02-124	263	15	to	to	ADP
ajis02-124	263	16	usable	usable	ADJ
ajis02-124	263	17	security	security	NOUN
ajis02-124	263	18	based	base	VERB
ajis02-124	263	19	on	on	ADP
ajis02-124	263	20	event	event	NOUN
ajis02-124	263	21	monitoring	monitoring	NOUN
ajis02-124	263	22	and	and	CCONJ
ajis02-124	263	23	visualization	visualization	NOUN
ajis02-124	263	24	”	"	PUNCT
ajis02-124	263	25	in	in	ADP
ajis02-124	263	26	proceedings	proceeding	NOUN
ajis02-124	263	27	of	of	ADP
ajis02-124	263	28	the	the	DET
ajis02-124	263	29	2002	2002	NUM
ajis02-124	263	30	workshop	workshop	NOUN
ajis02-124	263	31	on	on	ADP
ajis02-124	263	32	new	new	ADJ
ajis02-124	263	33	security	security	NOUN
ajis02-124	263	34	paradigms	paradigm	NOUN
ajis02-124	263	35	,	,	PUNCT
ajis02-124	263	36	acm	acm	PROPN
ajis02-124	263	37	press	press	PROPN
ajis02-124	263	38	,	,	PUNCT
ajis02-124	263	39	new	new	PROPN
ajis02-124	263	40	york	york	PROPN
ajis02-124	263	41	,	,	PUNCT
ajis02-124	263	42	pp	pp	X
ajis02-124	263	43	.	.	PUNCT
ajis02-124	264	1	75	75	NUM
ajis02-124	264	2	-	-	SYM
ajis02-124	264	3	81	81	NUM
ajis02-124	264	4	.	.	PUNCT
ajis02-124	265	1	hertzum	hertzum	NOUN
ajis02-124	265	2	,	,	PUNCT
ajis02-124	265	3	m.	m.	NOUN
ajis02-124	265	4	,	,	PUNCT
ajis02-124	265	5	juul	juul	NOUN
ajis02-124	265	6	,	,	PUNCT
ajis02-124	265	7	n.c	n.c	PROPN
ajis02-124	265	8	.	.	PROPN
ajis02-124	265	9	,	,	PUNCT
ajis02-124	265	10	jørgensen	jørgensen	PROPN
ajis02-124	265	11	,	,	PUNCT
ajis02-124	265	12	n.	n.	NOUN
ajis02-124	265	13	,	,	PUNCT
ajis02-124	265	14	and	and	CCONJ
ajis02-124	265	15	nørgaard	nørgaard	NOUN
ajis02-124	265	16	,	,	PUNCT
ajis02-124	265	17	m.	m.	NOUN
ajis02-124	265	18	(	(	PUNCT
ajis02-124	265	19	2004	2004	NUM
ajis02-124	265	20	)	)	PUNCT
ajis02-124	265	21	usable	usable	ADJ
ajis02-124	265	22	security	security	NOUN
ajis02-124	265	23	and	and	CCONJ
ajis02-124	265	24	e	e	NOUN
ajis02-124	265	25	-	-	NOUN
ajis02-124	265	26	banking	banking	NOUN
ajis02-124	265	27	:	:	PUNCT
ajis02-124	265	28	ease	ease	NOUN
ajis02-124	265	29	of	of	ADP
ajis02-124	265	30	use	use	NOUN
ajis02-124	265	31	vis	vis	X
ajis02-124	265	32	-	-	PUNCT
ajis02-124	265	33	à	à	X
ajis02-124	265	34	-	-	NOUN
ajis02-124	265	35	vis	vis	X
ajis02-124	265	36	security	security	NOUN
ajis02-124	265	37	.	.	PUNCT
ajis02-124	266	1	technical	technical	ADJ
ajis02-124	266	2	report	report	PROPN
ajis02-124	266	3	.	.	PUNCT
ajis02-124	267	1	url	url	PROPN
ajis02-124	267	2	:	:	PUNCT
ajis02-124	268	1	http://www.ruc.dk/~nielsj/research/papers/ebanking-tr.pdf	http://www.ruc.dk/~nielsj/research/papers/ebanking-tr.pdf	PROPN
ajis02-124	268	2	.	.	PUNCT
ajis02-124	268	3	idc	idc	PROPN
ajis02-124	268	4	(	(	PUNCT
ajis02-124	268	5	2003	2003	NUM
ajis02-124	268	6	)	)	PUNCT
ajis02-124	268	7	total	total	VERB
ajis02-124	268	8	it	it	PRON
ajis02-124	268	9	security	security	NOUN
ajis02-124	268	10	market	market	NOUN
ajis02-124	268	11	–	–	PUNCT
ajis02-124	268	12	including	include	VERB
ajis02-124	268	13	software	software	NOUN
ajis02-124	268	14	,	,	PUNCT
ajis02-124	268	15	hardware	hardware	NOUN
ajis02-124	268	16	,	,	PUNCT
ajis02-124	268	17	and	and	CCONJ
ajis02-124	268	18	services	service	NOUN
ajis02-124	268	19	–	–	PUNCT
ajis02-124	268	20	to	to	PART
ajis02-124	268	21	reach	reach	VERB
ajis02-124	268	22	$	$	SYM
ajis02-124	268	23	45	45	NUM
ajis02-124	268	24	billion	billion	NUM
ajis02-124	268	25	by	by	ADP
ajis02-124	268	26	2006	2006	NUM
ajis02-124	268	27	,	,	PUNCT
ajis02-124	269	1	according	accord	VERB
ajis02-124	269	2	to	to	ADP
ajis02-124	269	3	idc	idc	PROPN
ajis02-124	269	4	(	(	PUNCT
ajis02-124	269	5	press	press	NOUN
ajis02-124	269	6	release	release	NOUN
ajis02-124	269	7	)	)	PUNCT
ajis02-124	269	8	,	,	PUNCT
ajis02-124	269	9	idc	idc	PROPN
ajis02-124	269	10	,	,	PUNCT
ajis02-124	269	11	framingham	framingham	PROPN
ajis02-124	269	12	,	,	PUNCT
ajis02-124	269	13	ma	ma	PROPN
ajis02-124	269	14	.	.	PROPN
ajis02-124	269	15	available	available	ADJ
ajis02-124	269	16	at	at	ADP
ajis02-124	269	17	:	:	PUNCT
ajis02-124	269	18	www.idc.com/getdoc.jhtml?containerid=pr2003_01_28_085549	www.idc.com/getdoc.jhtml?containerid=pr2003_01_28_085549	PROPN
ajis02-124	269	19	.	.	PROPN
ajis02-124	269	20	consulted	consult	VERB
ajis02-124	269	21	:	:	PUNCT
ajis02-124	269	22	september	september	PROPN
ajis02-124	269	23	19	19	NUM
ajis02-124	269	24	,	,	PUNCT
ajis02-124	269	25	2003	2003	NUM
ajis02-124	269	26	.	.	PUNCT
ajis02-124	270	1	iso	iso	NOUN
ajis02-124	270	2	9241	9241	NUM
ajis02-124	270	3	-	-	SYM
ajis02-124	270	4	11	11	NUM
ajis02-124	270	5	(	(	PUNCT
ajis02-124	270	6	1998	1998	NUM
ajis02-124	270	7	)	)	PUNCT
ajis02-124	270	8	ergonomic	ergonomic	ADJ
ajis02-124	270	9	requirements	requirement	NOUN
ajis02-124	270	10	for	for	ADP
ajis02-124	270	11	office	office	NOUN
ajis02-124	270	12	work	work	NOUN
ajis02-124	270	13	with	with	ADP
ajis02-124	270	14	visual	visual	ADJ
ajis02-124	270	15	display	display	NOUN
ajis02-124	270	16	terminals	terminal	NOUN
ajis02-124	270	17	(	(	PUNCT
ajis02-124	270	18	vdts	vdts	PROPN
ajis02-124	270	19	)	)	PUNCT
ajis02-124	270	20	part	part	NOUN
ajis02-124	270	21	11	11	NUM
ajis02-124	270	22	:	:	PUNCT
ajis02-124	270	23	guidance	guidance	NOUN
ajis02-124	270	24	on	on	ADP
ajis02-124	270	25	usability	usability	NOUN
ajis02-124	270	26	,	,	PUNCT
ajis02-124	270	27	international	international	ADJ
ajis02-124	270	28	organization	organization	NOUN
ajis02-124	270	29	for	for	ADP
ajis02-124	270	30	standardization	standardization	NOUN
ajis02-124	270	31	,	,	PUNCT
ajis02-124	270	32	geneva	geneva	PROPN
ajis02-124	270	33	.	.	PUNCT
ajis02-124	271	1	iso	iso	PROPN
ajis02-124	271	2	/	/	SYM
ajis02-124	271	3	iec	iec	PROPN
ajis02-124	271	4	9126	9126	NUM
ajis02-124	271	5	-	-	SYM
ajis02-124	271	6	1	1	NUM
ajis02-124	271	7	(	(	PUNCT
ajis02-124	271	8	2001	2001	NUM
ajis02-124	271	9	)	)	PUNCT
ajis02-124	271	10	software	software	NOUN
ajis02-124	271	11	engineering	engineering	NOUN
ajis02-124	271	12	–	–	PUNCT
ajis02-124	271	13	product	product	NOUN
ajis02-124	271	14	quality	quality	NOUN
ajis02-124	271	15	–	–	PUNCT
ajis02-124	271	16	part	part	NOUN
ajis02-124	271	17	1	1	NUM
ajis02-124	271	18	:	:	PUNCT
ajis02-124	271	19	quality	quality	NOUN
ajis02-124	271	20	model	model	NOUN
ajis02-124	271	21	,	,	PUNCT
ajis02-124	271	22	international	international	ADJ
ajis02-124	271	23	organization	organization	NOUN
ajis02-124	271	24	for	for	ADP
ajis02-124	271	25	standardization	standardization	NOUN
ajis02-124	271	26	,	,	PUNCT
ajis02-124	271	27	geneva	geneva	PROPN
ajis02-124	271	28	.	.	PUNCT
ajis02-124	272	1	itu	itu	PROPN
ajis02-124	272	2	(	(	PUNCT
ajis02-124	272	3	1991	1991	NUM
ajis02-124	272	4	)	)	PUNCT
ajis02-124	272	5	security	security	NOUN
ajis02-124	272	6	architecture	architecture	NOUN
ajis02-124	272	7	for	for	ADP
ajis02-124	272	8	open	open	ADJ
ajis02-124	272	9	systems	system	NOUN
ajis02-124	272	10	interconnection	interconnection	NOUN
ajis02-124	272	11	for	for	ADP
ajis02-124	272	12	ccitt	ccitt	NOUN
ajis02-124	272	13	applications	application	NOUN
ajis02-124	272	14	.	.	PUNCT
ajis02-124	273	1	recommendation	recommendation	NOUN
ajis02-124	273	2	x.800	x.800	NUM
ajis02-124	273	3	,	,	PUNCT
ajis02-124	273	4	international	international	ADJ
ajis02-124	273	5	telecommunication	telecommunication	NOUN
ajis02-124	273	6	union	union	PROPN
ajis02-124	273	7	,	,	PUNCT
ajis02-124	273	8	geneva	geneva	PROPN
ajis02-124	273	9	.	.	PUNCT
ajis02-124	274	1	jih	jih	PROPN
ajis02-124	274	2	,	,	PUNCT
ajis02-124	274	3	w.-j	w.-j	PROPN
ajis02-124	274	4	.	.	PROPN
ajis02-124	274	5	,	,	PUNCT
ajis02-124	274	6	wong	wong	PROPN
ajis02-124	274	7	,	,	PUNCT
ajis02-124	274	8	s.-y	s.-y	NOUN
ajis02-124	274	9	.	.	PUNCT
ajis02-124	274	10	,	,	PUNCT
ajis02-124	274	11	and	and	CCONJ
ajis02-124	274	12	chang	chang	PROPN
ajis02-124	274	13	,	,	PUNCT
ajis02-124	274	14	t.-b	t.-b	PROPN
ajis02-124	274	15	.	.	PUNCT
ajis02-124	275	1	(	(	PUNCT
ajis02-124	275	2	2005	2005	NUM
ajis02-124	275	3	)	)	PUNCT
ajis02-124	275	4	effects	effect	NOUN
ajis02-124	275	5	of	of	ADP
ajis02-124	275	6	perceived	perceive	VERB
ajis02-124	275	7	risks	risk	NOUN
ajis02-124	275	8	on	on	ADP
ajis02-124	275	9	adoption	adoption	NOUN
ajis02-124	275	10	of	of	ADP
ajis02-124	275	11	internet	internet	NOUN
ajis02-124	275	12	banking	banking	NOUN
ajis02-124	275	13	services	service	NOUN
ajis02-124	275	14	:	:	PUNCT
ajis02-124	275	15	an	an	DET
ajis02-124	275	16	empirical	empirical	ADJ
ajis02-124	275	17	investigation	investigation	NOUN
ajis02-124	275	18	in	in	ADP
ajis02-124	275	19	taiwan	taiwan	PROPN
ajis02-124	275	20	,	,	PUNCT
ajis02-124	275	21	international	international	ADJ
ajis02-124	275	22	journal	journal	NOUN
ajis02-124	275	23	of	of	ADP
ajis02-124	275	24	e	e	PROPN
ajis02-124	275	25	-	-	NOUN
ajis02-124	275	26	business	business	NOUN
ajis02-124	275	27	research	research	NOUN
ajis02-124	275	28	,	,	PUNCT
ajis02-124	275	29	1(1	1(1	NUM
ajis02-124	275	30	)	)	PUNCT
ajis02-124	275	31	,	,	PUNCT
ajis02-124	275	32	70	70	NUM
ajis02-124	275	33	-	-	SYM
ajis02-124	275	34	88	88	NUM
ajis02-124	275	35	.	.	PUNCT
ajis02-124	276	1	ajis	ajis	AUX
ajis02-124	276	2	special	special	ADJ
ajis02-124	276	3	issue	issue	NOUN
ajis02-124	276	4	december	december	PROPN
ajis02-124	276	5	2004	2004	NUM
ajis02-124	276	6	64	64	NUM
ajis02-124	276	7	klein	klein	PROPN
ajis02-124	276	8	,	,	PUNCT
ajis02-124	276	9	d.v	d.v	PROPN
ajis02-124	276	10	.	.	PUNCT
ajis02-124	276	11	(	(	PUNCT
ajis02-124	276	12	1990	1990	NUM
ajis02-124	276	13	)	)	PUNCT
ajis02-124	276	14	“	"	PUNCT
ajis02-124	276	15	’	'	PUNCT
ajis02-124	276	16	foiling	foil	VERB
ajis02-124	276	17	the	the	DET
ajis02-124	276	18	cracker	cracker	NOUN
ajis02-124	276	19	’	'	PUNCT
ajis02-124	276	20	:	:	PUNCT
ajis02-124	276	21	a	a	DET
ajis02-124	276	22	survey	survey	NOUN
ajis02-124	276	23	of	of	ADP
ajis02-124	276	24	,	,	PUNCT
ajis02-124	276	25	and	and	CCONJ
ajis02-124	276	26	improvements	improvement	NOUN
ajis02-124	276	27	to	to	PART
ajis02-124	276	28	,	,	PUNCT
ajis02-124	276	29	password	password	NOUN
ajis02-124	276	30	security	security	NOUN
ajis02-124	276	31	”	"	PUNCT
ajis02-124	276	32	in	in	ADP
ajis02-124	276	33	proceedings	proceeding	NOUN
ajis02-124	276	34	of	of	ADP
ajis02-124	276	35	the	the	DET
ajis02-124	276	36	second	second	ADJ
ajis02-124	276	37	usenix	usenix	NOUN
ajis02-124	276	38	security	security	NOUN
ajis02-124	276	39	workshop	workshop	NOUN
ajis02-124	276	40	,	,	PUNCT
ajis02-124	276	41	usenix	usenix	NOUN
ajis02-124	276	42	,	,	PUNCT
ajis02-124	276	43	berkeley	berkeley	PROPN
ajis02-124	276	44	,	,	PUNCT
ajis02-124	276	45	ca	can	AUX
ajis02-124	276	46	,	,	PUNCT
ajis02-124	276	47	pp	pp	ADJ
ajis02-124	276	48	.	.	PUNCT
ajis02-124	277	1	514	514	NUM
ajis02-124	277	2	.	.	X
ajis02-124	277	3	liao	liao	PROPN
ajis02-124	277	4	,	,	PUNCT
ajis02-124	277	5	z.	z.	PROPN
ajis02-124	277	6	,	,	PUNCT
ajis02-124	277	7	and	and	CCONJ
ajis02-124	277	8	cheung	cheung	PROPN
ajis02-124	277	9	,	,	PUNCT
ajis02-124	277	10	t.	t.	PROPN
ajis02-124	277	11	(	(	PUNCT
ajis02-124	277	12	2002	2002	NUM
ajis02-124	277	13	)	)	PUNCT
ajis02-124	277	14	internet	internet	NOUN
ajis02-124	277	15	-	-	PUNCT
ajis02-124	277	16	based	base	VERB
ajis02-124	277	17	e	e	NOUN
ajis02-124	277	18	-	-	NOUN
ajis02-124	277	19	banking	banking	NOUN
ajis02-124	277	20	and	and	CCONJ
ajis02-124	277	21	consumer	consumer	NOUN
ajis02-124	277	22	attitudes	attitude	NOUN
ajis02-124	277	23	:	:	PUNCT
ajis02-124	277	24	an	an	DET
ajis02-124	277	25	empirical	empirical	ADJ
ajis02-124	277	26	study	study	NOUN
ajis02-124	277	27	,	,	PUNCT
ajis02-124	277	28	information	information	NOUN
ajis02-124	277	29	&	&	CCONJ
ajis02-124	277	30	management	management	NOUN
ajis02-124	277	31	,	,	PUNCT
ajis02-124	277	32	39(4	39(4	NOUN
ajis02-124	277	33	)	)	PUNCT
ajis02-124	277	34	,	,	PUNCT
ajis02-124	277	35	283	283	NUM
ajis02-124	277	36	-	-	SYM
ajis02-124	277	37	295	295	NUM
ajis02-124	277	38	.	.	PUNCT
ajis02-124	278	1	morris	morris	PROPN
ajis02-124	278	2	,	,	PUNCT
ajis02-124	278	3	r.	r.	PROPN
ajis02-124	278	4	,	,	PUNCT
ajis02-124	278	5	and	and	CCONJ
ajis02-124	278	6	thompson	thompson	PROPN
ajis02-124	278	7	,	,	PUNCT
ajis02-124	278	8	k.	k.	PROPN
ajis02-124	278	9	(	(	PUNCT
ajis02-124	278	10	1979	1979	NUM
ajis02-124	278	11	)	)	PUNCT
ajis02-124	278	12	password	password	NOUN
ajis02-124	278	13	security	security	NOUN
ajis02-124	278	14	:	:	PUNCT
ajis02-124	278	15	a	a	DET
ajis02-124	278	16	case	case	NOUN
ajis02-124	278	17	history	history	NOUN
ajis02-124	278	18	,	,	PUNCT
ajis02-124	278	19	communications	communication	NOUN
ajis02-124	278	20	of	of	ADP
ajis02-124	278	21	the	the	DET
ajis02-124	278	22	acm	acm	NOUN
ajis02-124	278	23	,	,	PUNCT
ajis02-124	278	24	22(11	22(11	NUM
ajis02-124	278	25	)	)	PUNCT
ajis02-124	278	26	,	,	PUNCT
ajis02-124	278	27	594	594	NUM
ajis02-124	278	28	-	-	SYM
ajis02-124	278	29	597	597	NUM
ajis02-124	278	30	.	.	PUNCT
ajis02-124	279	1	nielsen	nielsen	PROPN
ajis02-124	279	2	,	,	PUNCT
ajis02-124	279	3	j.	j.	PROPN
ajis02-124	279	4	,	,	PUNCT
ajis02-124	279	5	and	and	CCONJ
ajis02-124	279	6	molich	molich	VERB
ajis02-124	279	7	;	;	PUNCT
ajis02-124	279	8	r.	r.	PROPN
ajis02-124	279	9	(	(	PUNCT
ajis02-124	279	10	1990	1990	NUM
ajis02-124	279	11	)	)	PUNCT
ajis02-124	279	12	“	"	PUNCT
ajis02-124	279	13	heuristic	heuristic	ADJ
ajis02-124	279	14	evaluation	evaluation	NOUN
ajis02-124	279	15	of	of	ADP
ajis02-124	279	16	user	user	NOUN
ajis02-124	279	17	interfaces	interface	NOUN
ajis02-124	279	18	”	"	PUNCT
ajis02-124	279	19	in	in	ADP
ajis02-124	279	20	proceedings	proceeding	NOUN
ajis02-124	279	21	of	of	ADP
ajis02-124	279	22	the	the	DET
ajis02-124	279	23	acm	acm	PROPN
ajis02-124	279	24	chi	chi	NOUN
ajis02-124	279	25	‘	'	PUNCT
ajis02-124	279	26	90	90	NUM
ajis02-124	279	27	conference	conference	NOUN
ajis02-124	279	28	on	on	ADP
ajis02-124	279	29	human	human	ADJ
ajis02-124	279	30	factors	factor	NOUN
ajis02-124	279	31	in	in	ADP
ajis02-124	279	32	computing	computing	NOUN
ajis02-124	279	33	systems	system	NOUN
ajis02-124	279	34	,	,	PUNCT
ajis02-124	279	35	acm	acm	PROPN
ajis02-124	279	36	press	press	PROPN
ajis02-124	279	37	,	,	PUNCT
ajis02-124	279	38	new	new	PROPN
ajis02-124	279	39	york	york	PROPN
ajis02-124	279	40	,	,	PUNCT
ajis02-124	279	41	pp	pp	PROPN
ajis02-124	279	42	.	.	PUNCT
ajis02-124	280	1	249	249	NUM
ajis02-124	280	2	-	-	SYM
ajis02-124	280	3	256	256	NUM
ajis02-124	280	4	.	.	PUNCT
ajis02-124	281	1	oecd	oecd	PROPN
ajis02-124	281	2	(	(	PUNCT
ajis02-124	281	3	2001	2001	NUM
ajis02-124	281	4	)	)	PUNCT
ajis02-124	281	5	electronic	electronic	ADJ
ajis02-124	281	6	finance	finance	NOUN
ajis02-124	281	7	:	:	PUNCT
ajis02-124	281	8	economics	economic	NOUN
ajis02-124	281	9	and	and	CCONJ
ajis02-124	281	10	institutional	institutional	ADJ
ajis02-124	281	11	factors	factor	NOUN
ajis02-124	281	12	,	,	PUNCT
ajis02-124	281	13	occasional	occasional	ADJ
ajis02-124	281	14	papers	paper	NOUN
ajis02-124	281	15	no	no	INTJ
ajis02-124	281	16	.	.	NOUN
ajis02-124	281	17	2	2	NUM
ajis02-124	281	18	,	,	PUNCT
ajis02-124	281	19	financial	financial	ADJ
ajis02-124	281	20	affairs	affair	NOUN
ajis02-124	281	21	division	division	NOUN
ajis02-124	281	22	,	,	PUNCT
ajis02-124	281	23	organisation	organisation	NOUN
ajis02-124	281	24	for	for	ADP
ajis02-124	281	25	economic	economic	ADJ
ajis02-124	281	26	co	co	NOUN
ajis02-124	281	27	-	-	NOUN
ajis02-124	281	28	operation	operation	NOUN
ajis02-124	281	29	and	and	CCONJ
ajis02-124	281	30	development	development	NOUN
ajis02-124	281	31	,	,	PUNCT
ajis02-124	281	32	paris	paris	PROPN
ajis02-124	281	33	,	,	PUNCT
ajis02-124	281	34	france	france	PROPN
ajis02-124	281	35	.	.	PUNCT
ajis02-124	281	36	pinkas	pinkas	PROPN
ajis02-124	281	37	,	,	PUNCT
ajis02-124	281	38	b.	b.	PROPN
ajis02-124	281	39	,	,	PUNCT
ajis02-124	281	40	and	and	CCONJ
ajis02-124	281	41	sander	sander	NOUN
ajis02-124	281	42	,	,	PUNCT
ajis02-124	281	43	t.	t.	PROPN
ajis02-124	281	44	(	(	PUNCT
ajis02-124	281	45	2002	2002	NUM
ajis02-124	281	46	)	)	PUNCT
ajis02-124	281	47	“	"	PUNCT
ajis02-124	281	48	securing	secure	VERB
ajis02-124	281	49	passwords	password	NOUN
ajis02-124	281	50	against	against	ADP
ajis02-124	281	51	dictionary	dictionary	ADJ
ajis02-124	281	52	attacks	attack	NOUN
ajis02-124	281	53	”	"	PUNCT
ajis02-124	281	54	in	in	ADP
ajis02-124	281	55	proceedings	proceeding	NOUN
ajis02-124	281	56	of	of	ADP
ajis02-124	281	57	the	the	DET
ajis02-124	281	58	9th	9th	ADJ
ajis02-124	281	59	acm	acm	NOUN
ajis02-124	281	60	conference	conference	NOUN
ajis02-124	281	61	on	on	ADP
ajis02-124	281	62	computer	computer	NOUN
ajis02-124	281	63	and	and	CCONJ
ajis02-124	281	64	communications	communication	NOUN
ajis02-124	281	65	security	security	NOUN
ajis02-124	281	66	,	,	PUNCT
ajis02-124	281	67	acm	acm	PROPN
ajis02-124	281	68	press	press	PROPN
ajis02-124	281	69	,	,	PUNCT
ajis02-124	281	70	new	new	PROPN
ajis02-124	281	71	york	york	PROPN
ajis02-124	281	72	,	,	PUNCT
ajis02-124	281	73	pp	pp	PROPN
ajis02-124	281	74	.	.	PUNCT
ajis02-124	282	1	161	161	NUM
ajis02-124	282	2	-	-	SYM
ajis02-124	282	3	170	170	NUM
ajis02-124	282	4	.	.	PUNCT
ajis02-124	283	1	rasmussen	rasmussen	PROPN
ajis02-124	283	2	,	,	PUNCT
ajis02-124	283	3	j.	j.	PROPN
ajis02-124	283	4	,	,	PUNCT
ajis02-124	283	5	pejtersen	pejtersen	PROPN
ajis02-124	283	6	,	,	PUNCT
ajis02-124	283	7	a.m.	a.m.	ADV
ajis02-124	283	8	,	,	PUNCT
ajis02-124	283	9	and	and	CCONJ
ajis02-124	283	10	goodstein	goodstein	PRON
ajis02-124	283	11	,	,	PUNCT
ajis02-124	283	12	l.p	l.p	PROPN
ajis02-124	283	13	.	.	PROPN
ajis02-124	283	14	(	(	PUNCT
ajis02-124	283	15	1994	1994	NUM
ajis02-124	283	16	)	)	PUNCT
ajis02-124	283	17	cognitive	cognitive	ADJ
ajis02-124	283	18	systems	system	NOUN
ajis02-124	283	19	engineering	engineering	NOUN
ajis02-124	283	20	,	,	PUNCT
ajis02-124	283	21	wiley	wiley	PROPN
ajis02-124	283	22	,	,	PUNCT
ajis02-124	283	23	new	new	PROPN
ajis02-124	283	24	york	york	PROPN
ajis02-124	283	25	.	.	PUNCT
ajis02-124	284	1	schneier	schneier	PROPN
ajis02-124	284	2	,	,	PUNCT
ajis02-124	284	3	b.	b.	PROPN
ajis02-124	284	4	(	(	PUNCT
ajis02-124	284	5	2000	2000	NUM
ajis02-124	284	6	)	)	PUNCT
ajis02-124	284	7	secrets	secret	NOUN
ajis02-124	284	8	and	and	CCONJ
ajis02-124	284	9	lies	lie	NOUN
ajis02-124	284	10	:	:	PUNCT
ajis02-124	284	11	digital	digital	ADJ
ajis02-124	284	12	security	security	NOUN
ajis02-124	284	13	in	in	ADP
ajis02-124	284	14	a	a	DET
ajis02-124	284	15	networked	networked	ADJ
ajis02-124	284	16	world	world	NOUN
ajis02-124	284	17	,	,	PUNCT
ajis02-124	284	18	wiley	wiley	PROPN
ajis02-124	284	19	,	,	PUNCT
ajis02-124	284	20	new	new	PROPN
ajis02-124	284	21	york	york	PROPN
ajis02-124	284	22	.	.	PUNCT
ajis02-124	285	1	schultz	schultz	PROPN
ajis02-124	285	2	,	,	PUNCT
ajis02-124	285	3	e.e	e.e	PROPN
ajis02-124	285	4	.	.	PROPN
ajis02-124	285	5	,	,	PUNCT
ajis02-124	285	6	proctor	proctor	PROPN
ajis02-124	285	7	,	,	PUNCT
ajis02-124	285	8	r.w	r.w	PROPN
ajis02-124	285	9	.	.	PROPN
ajis02-124	285	10	,	,	PUNCT
ajis02-124	285	11	lien	lien	NOUN
ajis02-124	285	12	,	,	PUNCT
ajis02-124	285	13	m.-c	m.-c	NOUN
ajis02-124	285	14	.	.	PUNCT
ajis02-124	285	15	,	,	PUNCT
ajis02-124	285	16	and	and	CCONJ
ajis02-124	285	17	salvendy	salvendy	ADJ
ajis02-124	285	18	,	,	PUNCT
ajis02-124	285	19	g.	g.	PROPN
ajis02-124	285	20	(	(	PUNCT
ajis02-124	285	21	2001	2001	NUM
ajis02-124	285	22	)	)	PUNCT
ajis02-124	285	23	usability	usability	NOUN
ajis02-124	285	24	and	and	CCONJ
ajis02-124	285	25	security	security	NOUN
ajis02-124	285	26	:	:	PUNCT
ajis02-124	285	27	an	an	DET
ajis02-124	285	28	appraisal	appraisal	NOUN
ajis02-124	285	29	of	of	ADP
ajis02-124	285	30	usability	usability	NOUN
ajis02-124	285	31	issues	issue	NOUN
ajis02-124	285	32	in	in	ADP
ajis02-124	285	33	information	information	NOUN
ajis02-124	285	34	security	security	NOUN
ajis02-124	285	35	methods	method	NOUN
ajis02-124	285	36	,	,	PUNCT
ajis02-124	285	37	computers	computer	NOUN
ajis02-124	285	38	&	&	CCONJ
ajis02-124	285	39	security	security	NOUN
ajis02-124	285	40	,	,	PUNCT
ajis02-124	285	41	20(7	20(7	NUM
ajis02-124	285	42	)	)	PUNCT
ajis02-124	285	43	,	,	PUNCT
ajis02-124	285	44	620	620	NUM
ajis02-124	285	45	-	-	SYM
ajis02-124	285	46	634	634	NUM
ajis02-124	285	47	.	.	PUNCT
ajis02-124	285	48	shneiderman	shneiderman	PROPN
ajis02-124	285	49	,	,	PUNCT
ajis02-124	285	50	b.	b.	PROPN
ajis02-124	285	51	(	(	PUNCT
ajis02-124	285	52	1998	1998	NUM
ajis02-124	285	53	)	)	PUNCT
ajis02-124	285	54	designing	design	VERB
ajis02-124	285	55	the	the	DET
ajis02-124	285	56	user	user	NOUN
ajis02-124	285	57	interface	interface	NOUN
ajis02-124	285	58	:	:	PUNCT
ajis02-124	285	59	strategies	strategy	NOUN
ajis02-124	285	60	for	for	ADP
ajis02-124	285	61	effective	effective	ADJ
ajis02-124	285	62	humancomputer	humancomputer	NOUN
ajis02-124	285	63	interaction	interaction	NOUN
ajis02-124	285	64	,	,	PUNCT
ajis02-124	285	65	third	third	ADJ
ajis02-124	285	66	edition	edition	NOUN
ajis02-124	285	67	,	,	PUNCT
ajis02-124	285	68	addison	addison	PROPN
ajis02-124	285	69	wesley	wesley	PROPN
ajis02-124	285	70	,	,	PUNCT
ajis02-124	285	71	reading	reading	NOUN
ajis02-124	285	72	,	,	PUNCT
ajis02-124	285	73	ma	ma	PROPN
ajis02-124	285	74	.	.	PROPN
ajis02-124	285	75	smetters	smetters	PROPN
ajis02-124	285	76	,	,	PUNCT
ajis02-124	285	77	d.k	d.k	PROPN
ajis02-124	285	78	.	.	PROPN
ajis02-124	285	79	,	,	PUNCT
ajis02-124	285	80	and	and	CCONJ
ajis02-124	285	81	grinter	grinter	ADJ
ajis02-124	285	82	,	,	PUNCT
ajis02-124	285	83	r.e	r.e	PROPN
ajis02-124	285	84	.	.	PROPN
ajis02-124	285	85	(	(	PUNCT
ajis02-124	285	86	2002	2002	NUM
ajis02-124	285	87	)	)	PUNCT
ajis02-124	285	88	“	"	PUNCT
ajis02-124	285	89	moving	move	VERB
ajis02-124	285	90	from	from	ADP
ajis02-124	285	91	the	the	DET
ajis02-124	285	92	design	design	NOUN
ajis02-124	285	93	of	of	ADP
ajis02-124	285	94	usable	usable	ADJ
ajis02-124	285	95	security	security	NOUN
ajis02-124	285	96	technologies	technology	NOUN
ajis02-124	285	97	to	to	ADP
ajis02-124	285	98	the	the	DET
ajis02-124	285	99	design	design	NOUN
ajis02-124	285	100	of	of	ADP
ajis02-124	285	101	useful	useful	ADJ
ajis02-124	285	102	secure	secure	ADJ
ajis02-124	285	103	applications	application	NOUN
ajis02-124	285	104	”	"	PUNCT
ajis02-124	285	105	in	in	ADP
ajis02-124	285	106	proceedings	proceeding	NOUN
ajis02-124	285	107	of	of	ADP
ajis02-124	285	108	the	the	DET
ajis02-124	285	109	2002	2002	NUM
ajis02-124	285	110	workshop	workshop	NOUN
ajis02-124	285	111	on	on	ADP
ajis02-124	285	112	new	new	ADJ
ajis02-124	285	113	security	security	NOUN
ajis02-124	285	114	paradigms	paradigm	NOUN
ajis02-124	285	115	,	,	PUNCT
ajis02-124	285	116	acm	acm	PROPN
ajis02-124	285	117	press	press	PROPN
ajis02-124	285	118	,	,	PUNCT
ajis02-124	285	119	new	new	PROPN
ajis02-124	285	120	york	york	PROPN
ajis02-124	285	121	,	,	PUNCT
ajis02-124	285	122	pp	pp	PROPN
ajis02-124	285	123	.	.	PUNCT
ajis02-124	286	1	82	82	NUM
ajis02-124	286	2	-	-	SYM
ajis02-124	286	3	89	89	NUM
ajis02-124	286	4	.	.	PUNCT
ajis02-124	287	1	sohail	sohail	PROPN
ajis02-124	287	2	,	,	PUNCT
ajis02-124	287	3	m.s	m.s	PROPN
ajis02-124	287	4	.	.	PROPN
ajis02-124	287	5	,	,	PUNCT
ajis02-124	287	6	and	and	CCONJ
ajis02-124	287	7	shanmugham	shanmugham	PROPN
ajis02-124	287	8	,	,	PUNCT
ajis02-124	287	9	b.	b.	PROPN
ajis02-124	287	10	(	(	PUNCT
ajis02-124	287	11	2003	2003	NUM
ajis02-124	287	12	)	)	PUNCT
ajis02-124	288	1	e	e	X
ajis02-124	288	2	-	-	NOUN
ajis02-124	288	3	banking	banking	NOUN
ajis02-124	288	4	and	and	CCONJ
ajis02-124	288	5	customer	customer	NOUN
ajis02-124	288	6	preferences	preference	NOUN
ajis02-124	288	7	in	in	ADP
ajis02-124	288	8	malaysia	malaysia	PROPN
ajis02-124	288	9	:	:	PUNCT
ajis02-124	288	10	an	an	DET
ajis02-124	288	11	empirical	empirical	ADJ
ajis02-124	288	12	investigation	investigation	NOUN
ajis02-124	288	13	,	,	PUNCT
ajis02-124	288	14	information	information	NOUN
ajis02-124	288	15	sciences	science	NOUN
ajis02-124	288	16	,	,	PUNCT
ajis02-124	288	17	150(3&4	150(3&4	PROPN
ajis02-124	288	18	)	)	PUNCT
ajis02-124	288	19	,	,	PUNCT
ajis02-124	288	20	207	207	NUM
ajis02-124	288	21	-	-	SYM
ajis02-124	288	22	217	217	NUM
ajis02-124	288	23	.	.	PUNCT
ajis02-124	289	1	statistics	statistic	NOUN
ajis02-124	289	2	denmark	denmark	PROPN
ajis02-124	289	3	(	(	PUNCT
ajis02-124	289	4	2004	2004	NUM
ajis02-124	289	5	)	)	PUNCT
ajis02-124	289	6	.	.	PUNCT
ajis02-124	290	1	information	information	NOUN
ajis02-124	290	2	society	society	PROPN
ajis02-124	290	3	denmark	denmark	PROPN
ajis02-124	290	4	.	.	PUNCT
ajis02-124	291	1	ict	ict	PROPN
ajis02-124	291	2	status	status	NOUN
ajis02-124	291	3	2004	2004	NUM
ajis02-124	291	4	.	.	PUNCT
ajis02-124	292	1	url	url	PROPN
ajis02-124	292	2	:	:	PUNCT
ajis02-124	292	3	http://www.dst.dk/infosamfundet2004.aspx	http://www.dst.dk/infosamfundet2004.aspx	PROPN
ajis02-124	292	4	.	.	PROPN
ajis02-124	292	5	tan	tan	PROPN
ajis02-124	292	6	,	,	PUNCT
ajis02-124	292	7	m.	m.	NOUN
ajis02-124	292	8	,	,	PUNCT
ajis02-124	292	9	and	and	CCONJ
ajis02-124	292	10	teo	teo	PROPN
ajis02-124	292	11	,	,	PUNCT
ajis02-124	292	12	t.s.h	t.s.h	NOUN
ajis02-124	292	13	.	.	PUNCT
ajis02-124	293	1	(	(	PUNCT
ajis02-124	293	2	2000	2000	NUM
ajis02-124	293	3	)	)	PUNCT
ajis02-124	293	4	factors	factor	NOUN
ajis02-124	293	5	influencing	influence	VERB
ajis02-124	293	6	the	the	DET
ajis02-124	293	7	adoption	adoption	NOUN
ajis02-124	293	8	of	of	ADP
ajis02-124	293	9	internet	internet	NOUN
ajis02-124	293	10	banking	banking	NOUN
ajis02-124	293	11	,	,	PUNCT
ajis02-124	293	12	journal	journal	NOUN
ajis02-124	293	13	of	of	ADP
ajis02-124	293	14	the	the	DET
ajis02-124	293	15	association	association	NOUN
ajis02-124	293	16	for	for	ADP
ajis02-124	293	17	information	information	NOUN
ajis02-124	293	18	systems	system	NOUN
ajis02-124	293	19	,	,	PUNCT
ajis02-124	293	20	1	1	NUM
ajis02-124	293	21	,	,	PUNCT
ajis02-124	293	22	article	article	NOUN
ajis02-124	293	23	5	5	NUM
ajis02-124	293	24	.	.	PUNCT
ajis02-124	293	25	available	available	ADJ
ajis02-124	293	26	at	at	ADP
ajis02-124	293	27	:	:	PUNCT
ajis02-124	293	28	http://jais.isworld.org/articles/	http://jais.isworld.org/articles/	NOUN
ajis02-124	293	29	default.asp?vol=1&art=5	default.asp?vol=1&art=5	NOUN
ajis02-124	293	30	.	.	PUNCT
ajis02-124	294	1	consulted	consult	VERB
ajis02-124	294	2	:	:	PUNCT
ajis02-124	294	3	december	december	PROPN
ajis02-124	294	4	5	5	NUM
ajis02-124	294	5	,	,	PUNCT
ajis02-124	294	6	2003	2003	NUM
ajis02-124	294	7	.	.	PUNCT
ajis02-124	295	1	whitman	whitman	PROPN
ajis02-124	295	2	,	,	PUNCT
ajis02-124	295	3	m.e	m.e	PROPN
ajis02-124	295	4	.	.	PROPN
ajis02-124	295	5	(	(	PUNCT
ajis02-124	295	6	2003	2003	NUM
ajis02-124	295	7	)	)	PUNCT
ajis02-124	295	8	enemy	enemy	NOUN
ajis02-124	295	9	at	at	ADP
ajis02-124	295	10	the	the	DET
ajis02-124	295	11	gate	gate	NOUN
ajis02-124	295	12	:	:	PUNCT
ajis02-124	295	13	threats	threat	NOUN
ajis02-124	295	14	to	to	ADP
ajis02-124	295	15	information	information	NOUN
ajis02-124	295	16	security	security	NOUN
ajis02-124	295	17	,	,	PUNCT
ajis02-124	295	18	communications	communication	NOUN
ajis02-124	295	19	of	of	ADP
ajis02-124	295	20	the	the	DET
ajis02-124	295	21	acm	acm	NOUN
ajis02-124	295	22	,	,	PUNCT
ajis02-124	295	23	46(8	46(8	NOUN
ajis02-124	295	24	)	)	PUNCT
ajis02-124	295	25	,	,	PUNCT
ajis02-124	295	26	91	91	NUM
ajis02-124	295	27	-	-	SYM
ajis02-124	295	28	95	95	NUM
ajis02-124	295	29	.	.	PUNCT
ajis02-124	296	1	whitten	whitten	PROPN
ajis02-124	296	2	,	,	PUNCT
ajis02-124	296	3	a.	a.	PROPN
ajis02-124	296	4	,	,	PUNCT
ajis02-124	296	5	and	and	CCONJ
ajis02-124	296	6	tygar	tygar	NOUN
ajis02-124	296	7	,	,	PUNCT
ajis02-124	296	8	j.d	j.d	PROPN
ajis02-124	296	9	.	.	PROPN
ajis02-124	296	10	(	(	PUNCT
ajis02-124	296	11	1999	1999	NUM
ajis02-124	296	12	)	)	PUNCT
ajis02-124	296	13	“	"	PUNCT
ajis02-124	296	14	why	why	SCONJ
ajis02-124	296	15	johnny	johnny	PROPN
ajis02-124	296	16	ca	can	AUX
ajis02-124	296	17	n’t	not	PART
ajis02-124	296	18	encrypt	encrypt	VERB
ajis02-124	296	19	:	:	PUNCT
ajis02-124	296	20	a	a	DET
ajis02-124	296	21	usability	usability	NOUN
ajis02-124	296	22	evaluation	evaluation	NOUN
ajis02-124	296	23	of	of	ADP
ajis02-124	296	24	pgp	pgp	NOUN
ajis02-124	296	25	5.0	5.0	NUM
ajis02-124	296	26	”	"	PUNCT
ajis02-124	296	27	in	in	ADP
ajis02-124	296	28	proceedings	proceeding	NOUN
ajis02-124	296	29	of	of	ADP
ajis02-124	296	30	the	the	DET
ajis02-124	296	31	8th	8th	ADJ
ajis02-124	296	32	usenix	usenix	NOUN
ajis02-124	296	33	security	security	NOUN
ajis02-124	296	34	symposium	symposium	NOUN
ajis02-124	296	35	,	,	PUNCT
ajis02-124	296	36	usenix	usenix	NOUN
ajis02-124	296	37	,	,	PUNCT
ajis02-124	296	38	berkeley	berkeley	PROPN
ajis02-124	296	39	,	,	PUNCT
ajis02-124	296	40	ca	ca	NOUN
ajis02-124	296	41	.	.	PUNCT
ajis02-124	297	1	acknowledgements	acknowledgement	NOUN
ajis02-124	297	2	thanks	thank	NOUN
ajis02-124	297	3	to	to	ADP
ajis02-124	297	4	niels	niels	PROPN
ajis02-124	297	5	christian	christian	PROPN
ajis02-124	297	6	juul	juul	NOUN
ajis02-124	297	7	for	for	ADP
ajis02-124	297	8	contributions	contribution	NOUN
ajis02-124	297	9	to	to	ADP
ajis02-124	297	10	this	this	DET
ajis02-124	297	11	study	study	NOUN
ajis02-124	297	12	.	.	PUNCT
ajis02-124	298	1	the	the	DET
ajis02-124	298	2	study	study	NOUN
ajis02-124	298	3	was	be	AUX
ajis02-124	298	4	supported	support	VERB
ajis02-124	298	5	,	,	PUNCT
ajis02-124	298	6	in	in	ADP
ajis02-124	298	7	part	part	NOUN
ajis02-124	298	8	,	,	PUNCT
ajis02-124	298	9	by	by	ADP
ajis02-124	298	10	the	the	DET
ajis02-124	298	11	development	development	NOUN
ajis02-124	298	12	centre	centre	NOUN
ajis02-124	298	13	for	for	ADP
ajis02-124	298	14	electronic	electronic	ADJ
ajis02-124	298	15	business	business	NOUN
ajis02-124	298	16	,	,	PUNCT
ajis02-124	298	17	copenhagen	copenhagen	PROPN
ajis02-124	298	18	business	business	PROPN
ajis02-124	298	19	school	school	NOUN
ajis02-124	298	20	,	,	PUNCT
ajis02-124	298	21	and	and	CCONJ
ajis02-124	298	22	the	the	DET
ajis02-124	298	23	it	it	PROPN
ajis02-124	298	24	university	university	PROPN
ajis02-124	298	25	of	of	ADP
ajis02-124	298	26	copenhagen	copenhagen	PROPN
ajis02-124	298	27	.	.	PUNCT
ajis02-124	299	1	copyright	copyright	NOUN
ajis02-124	299	2	morten	morten	PROPN
ajis02-124	299	3	hertzum	hertzum	PROPN
ajis02-124	299	4	,	,	PUNCT
ajis02-124	299	5	niels	niels	PROPN
ajis02-124	299	6	christian	christian	PROPN
ajis02-124	299	7	juul	juul	PROPN
ajis02-124	299	8	,	,	PUNCT
ajis02-124	299	9	niels	niels	PROPN
ajis02-124	299	10	jørgensen	jørgensen	PROPN
ajis02-124	299	11	,	,	PUNCT
ajis02-124	299	12	mie	mie	PROPN
ajis02-124	299	13	nørgaard	nørgaard	ADV
ajis02-124	300	1	©	©	PROPN
ajis02-124	300	2	2004	2004	NUM
ajis02-124	300	3	.	.	PUNCT
ajis02-124	301	1	the	the	DET
ajis02-124	301	2	authors	author	NOUN
ajis02-124	301	3	assign	assign	VERB
ajis02-124	301	4	to	to	PART
ajis02-124	301	5	ozchi	ozchi	VERB
ajis02-124	301	6	and	and	CCONJ
ajis02-124	301	7	educational	educational	ADJ
ajis02-124	301	8	and	and	CCONJ
ajis02-124	301	9	non	non	ADJ
ajis02-124	301	10	-	-	ADJ
ajis02-124	301	11	profit	profit	ADJ
ajis02-124	301	12	institutions	institution	NOUN
ajis02-124	301	13	a	a	DET
ajis02-124	301	14	non	non	ADJ
ajis02-124	301	15	-	-	ADJ
ajis02-124	301	16	exclusive	exclusive	ADJ
ajis02-124	301	17	licence	licence	NOUN
ajis02-124	301	18	to	to	PART
ajis02-124	301	19	use	use	VERB
ajis02-124	301	20	this	this	DET
ajis02-124	301	21	document	document	NOUN
ajis02-124	301	22	for	for	ADP
ajis02-124	301	23	personal	personal	ADJ
ajis02-124	301	24	use	use	NOUN
ajis02-124	301	25	and	and	CCONJ
ajis02-124	301	26	in	in	ADP
ajis02-124	301	27	courses	course	NOUN
ajis02-124	301	28	of	of	ADP
ajis02-124	301	29	instruction	instruction	NOUN
ajis02-124	301	30	provided	provide	VERB
ajis02-124	301	31	that	that	SCONJ
ajis02-124	301	32	the	the	DET
ajis02-124	301	33	article	article	NOUN
ajis02-124	301	34	is	be	AUX
ajis02-124	301	35	used	use	VERB
ajis02-124	301	36	in	in	ADP
ajis02-124	301	37	full	full	ADJ
ajis02-124	301	38	and	and	CCONJ
ajis02-124	301	39	this	this	DET
ajis02-124	301	40	copyright	copyright	NOUN
ajis02-124	301	41	ajis	ajis	ADV
ajis02-124	301	42	special	special	ADJ
ajis02-124	301	43	issue	issue	NOUN
ajis02-124	301	44	december	december	PROPN
ajis02-124	301	45	2004	2004	NUM
ajis02-124	301	46	65	65	NUM
ajis02-124	301	47	statement	statement	NOUN
ajis02-124	301	48	is	be	AUX
ajis02-124	301	49	reproduced	reproduce	VERB
ajis02-124	301	50	.	.	PUNCT
ajis02-124	302	1	the	the	DET
ajis02-124	302	2	authors	author	NOUN
ajis02-124	302	3	also	also	ADV
ajis02-124	302	4	grant	grant	VERB
ajis02-124	302	5	a	a	DET
ajis02-124	302	6	non	non	ADJ
ajis02-124	302	7	-	-	ADJ
ajis02-124	302	8	exclusive	exclusive	ADJ
ajis02-124	302	9	licence	licence	NOUN
ajis02-124	302	10	to	to	PART
ajis02-124	302	11	ozchi	ozchi	VERB
ajis02-124	302	12	to	to	PART
ajis02-124	302	13	publish	publish	VERB
ajis02-124	302	14	this	this	DET
ajis02-124	302	15	document	document	NOUN
ajis02-124	302	16	in	in	ADP
ajis02-124	302	17	full	full	ADJ
ajis02-124	302	18	in	in	ADP
ajis02-124	302	19	the	the	DET
ajis02-124	302	20	conference	conference	NOUN
ajis02-124	302	21	papers	paper	NOUN
ajis02-124	302	22	and	and	CCONJ
ajis02-124	302	23	proceedings	proceeding	NOUN
ajis02-124	302	24	.	.	PUNCT
ajis02-124	303	1	those	those	DET
ajis02-124	303	2	documents	document	NOUN
ajis02-124	303	3	may	may	AUX
ajis02-124	303	4	be	be	AUX
ajis02-124	303	5	published	publish	VERB
ajis02-124	303	6	on	on	ADP
ajis02-124	303	7	the	the	DET
ajis02-124	303	8	world	world	NOUN
ajis02-124	303	9	wide	wide	ADJ
ajis02-124	303	10	web	web	NOUN
ajis02-124	303	11	,	,	PUNCT
ajis02-124	303	12	cd	cd	PROPN
ajis02-124	303	13	-	-	PUNCT
ajis02-124	303	14	rom	rom	NOUN
ajis02-124	303	15	,	,	PUNCT
ajis02-124	303	16	in	in	ADP
ajis02-124	303	17	printed	print	VERB
ajis02-124	303	18	form	form	NOUN
ajis02-124	303	19	,	,	PUNCT
ajis02-124	303	20	and	and	CCONJ
ajis02-124	303	21	on	on	ADP
ajis02-124	303	22	mirror	mirror	NOUN
ajis02-124	303	23	sites	site	NOUN
ajis02-124	303	24	on	on	ADP
ajis02-124	303	25	the	the	DET
ajis02-124	303	26	world	world	NOUN
ajis02-124	303	27	wide	wide	ADJ
ajis02-124	303	28	web	web	NOUN
ajis02-124	303	29	.	.	PUNCT
ajis02-124	304	1	any	any	DET
ajis02-124	304	2	other	other	ADJ
ajis02-124	304	3	usage	usage	NOUN
ajis02-124	304	4	is	be	AUX
ajis02-124	304	5	prohibited	prohibit	VERB
ajis02-124	304	6	without	without	ADP
ajis02-124	304	7	the	the	DET
ajis02-124	304	8	express	express	ADJ
ajis02-124	304	9	permission	permission	NOUN
ajis02-124	304	10	of	of	ADP
ajis02-124	304	11	the	the	DET
ajis02-124	304	12	authors	author	NOUN
ajis02-124	304	13	.	.	PUNCT