id	sid	tid	token	lemma	pos
ajis02-2695	1	1	paper	paper	NOUN
ajis02-2695	1	2	title	title	NOUN
ajis02-2695	1	3	(	(	PUNCT
ajis02-2695	1	4	paper	paper	NOUN
ajis02-2695	1	5	title	title	NOUN
ajis02-2695	1	6	style	style	NOUN
ajis02-2695	1	7	)	)	PUNCT
ajis02-2695	1	8	australasian	australasian	ADJ
ajis02-2695	1	9	journal	journal	NOUN
ajis02-2695	1	10	of	of	ADP
ajis02-2695	1	11	information	information	NOUN
ajis02-2695	1	12	systems	system	NOUN
ajis02-2695	1	13	singh	singh	PROPN
ajis02-2695	1	14	2020	2020	NUM
ajis02-2695	1	15	,	,	PUNCT
ajis02-2695	1	16	vol	vol	NOUN
ajis02-2695	1	17	24	24	NUM
ajis02-2695	1	18	,	,	PUNCT
ajis02-2695	1	19	research	research	NOUN
ajis02-2695	1	20	article	article	NOUN
ajis02-2695	1	21	explaining	explain	VERB
ajis02-2695	1	22	post	post	NOUN
ajis02-2695	1	23	-	-	NOUN
ajis02-2695	1	24	adoption	adoption	NOUN
ajis02-2695	1	25	of	of	ADP
ajis02-2695	1	26	mobile	mobile	ADJ
ajis02-2695	1	27	payment	payment	NOUN
ajis02-2695	1	28	systems	system	NOUN
ajis02-2695	1	29	1	1	NUM
ajis02-2695	1	30	an	an	DET
ajis02-2695	1	31	integrated	integrated	ADJ
ajis02-2695	1	32	model	model	NOUN
ajis02-2695	1	33	combining	combine	VERB
ajis02-2695	1	34	the	the	DET
ajis02-2695	1	35	ecm	ecm	NOUN
ajis02-2695	1	36	and	and	CCONJ
ajis02-2695	1	37	the	the	DET
ajis02-2695	1	38	utaut	utaut	NOUN
ajis02-2695	1	39	to	to	PART
ajis02-2695	1	40	explain	explain	VERB
ajis02-2695	1	41	users	user	NOUN
ajis02-2695	1	42	’	'	PUNCT
ajis02-2695	1	43	post	post	ADJ
ajis02-2695	1	44	-	-	ADJ
ajis02-2695	1	45	adoption	adoption	ADJ
ajis02-2695	1	46	behaviour	behaviour	NOUN
ajis02-2695	1	47	towards	towards	ADP
ajis02-2695	1	48	mobile	mobile	ADJ
ajis02-2695	1	49	payment	payment	NOUN
ajis02-2695	1	50	systems	system	NOUN
ajis02-2695	1	51	sindhu	sindhu	PROPN
ajis02-2695	1	52	singh	singh	PROPN
ajis02-2695	1	53	k.j	k.j	PROPN
ajis02-2695	1	54	.	.	PROPN
ajis02-2695	1	55	somaiya	somaiya	PROPN
ajis02-2695	1	56	institute	institute	PROPN
ajis02-2695	1	57	of	of	ADP
ajis02-2695	1	58	management	management	PROPN
ajis02-2695	1	59	studies	study	NOUN
ajis02-2695	1	60	&	&	CCONJ
ajis02-2695	1	61	research	research	PROPN
ajis02-2695	1	62	india	india	PROPN
ajis02-2695	1	63	sindhusingh@somaiya.edu	sindhusingh@somaiya.edu	PROPN
ajis02-2695	1	64	abstract	abstract	ADJ
ajis02-2695	1	65	technological	technological	ADJ
ajis02-2695	1	66	progression	progression	NOUN
ajis02-2695	1	67	in	in	ADP
ajis02-2695	1	68	mobile	mobile	ADJ
ajis02-2695	1	69	phones	phone	NOUN
ajis02-2695	1	70	has	have	AUX
ajis02-2695	1	71	increased	increase	VERB
ajis02-2695	1	72	the	the	DET
ajis02-2695	1	73	popularity	popularity	NOUN
ajis02-2695	1	74	of	of	ADP
ajis02-2695	1	75	mobile	mobile	ADJ
ajis02-2695	1	76	payments	payment	NOUN
ajis02-2695	1	77	.	.	PUNCT
ajis02-2695	2	1	users	user	NOUN
ajis02-2695	2	2	can	can	AUX
ajis02-2695	2	3	shop	shop	VERB
ajis02-2695	2	4	online	online	ADV
ajis02-2695	2	5	through	through	ADP
ajis02-2695	2	6	a	a	DET
ajis02-2695	2	7	mobile	mobile	ADJ
ajis02-2695	2	8	device	device	NOUN
ajis02-2695	2	9	,	,	PUNCT
ajis02-2695	2	10	which	which	PRON
ajis02-2695	2	11	is	be	AUX
ajis02-2695	2	12	time	time	NOUN
ajis02-2695	2	13	saving	saving	NOUN
ajis02-2695	2	14	and	and	CCONJ
ajis02-2695	2	15	convenient	convenient	ADJ
ajis02-2695	2	16	.	.	PUNCT
ajis02-2695	3	1	mobile	mobile	ADJ
ajis02-2695	3	2	payment	payment	NOUN
ajis02-2695	3	3	systems	system	NOUN
ajis02-2695	3	4	involve	involve	VERB
ajis02-2695	3	5	ongoing	ongoing	ADJ
ajis02-2695	3	6	interactions	interaction	NOUN
ajis02-2695	3	7	between	between	ADP
ajis02-2695	3	8	users	user	NOUN
ajis02-2695	3	9	and	and	CCONJ
ajis02-2695	3	10	payment	payment	NOUN
ajis02-2695	3	11	providers	provider	NOUN
ajis02-2695	3	12	.	.	PUNCT
ajis02-2695	4	1	the	the	DET
ajis02-2695	4	2	initial	initial	ADJ
ajis02-2695	4	3	acceptance	acceptance	NOUN
ajis02-2695	4	4	of	of	ADP
ajis02-2695	4	5	mobile	mobile	ADJ
ajis02-2695	4	6	payment	payment	NOUN
ajis02-2695	4	7	systems	system	NOUN
ajis02-2695	4	8	has	have	AUX
ajis02-2695	4	9	been	be	AUX
ajis02-2695	4	10	studied	study	VERB
ajis02-2695	4	11	extensively	extensively	ADV
ajis02-2695	4	12	,	,	PUNCT
ajis02-2695	4	13	but	but	CCONJ
ajis02-2695	4	14	few	few	ADJ
ajis02-2695	4	15	studies	study	NOUN
ajis02-2695	4	16	have	have	AUX
ajis02-2695	4	17	attempted	attempt	VERB
ajis02-2695	4	18	to	to	PART
ajis02-2695	4	19	understand	understand	VERB
ajis02-2695	4	20	users	user	NOUN
ajis02-2695	4	21	’	'	PUNCT
ajis02-2695	4	22	post	post	ADJ
ajis02-2695	4	23	-	-	ADJ
ajis02-2695	4	24	adoption	adoption	ADJ
ajis02-2695	4	25	behaviour	behaviour	NOUN
ajis02-2695	4	26	.	.	PUNCT
ajis02-2695	5	1	this	this	DET
ajis02-2695	5	2	study	study	NOUN
ajis02-2695	5	3	employs	employ	VERB
ajis02-2695	5	4	an	an	DET
ajis02-2695	5	5	integrated	integrated	ADJ
ajis02-2695	5	6	model	model	NOUN
ajis02-2695	5	7	with	with	ADP
ajis02-2695	5	8	the	the	DET
ajis02-2695	5	9	unified	unified	ADJ
ajis02-2695	5	10	theory	theory	NOUN
ajis02-2695	5	11	of	of	ADP
ajis02-2695	5	12	acceptance	acceptance	NOUN
ajis02-2695	5	13	and	and	CCONJ
ajis02-2695	5	14	use	use	NOUN
ajis02-2695	5	15	of	of	ADP
ajis02-2695	5	16	technology	technology	NOUN
ajis02-2695	5	17	(	(	PUNCT
ajis02-2695	5	18	utaut	utaut	NOUN
ajis02-2695	5	19	)	)	PUNCT
ajis02-2695	5	20	framework	framework	NOUN
ajis02-2695	5	21	and	and	CCONJ
ajis02-2695	5	22	the	the	DET
ajis02-2695	5	23	expectation	expectation	NOUN
ajis02-2695	5	24	confirmation	confirmation	NOUN
ajis02-2695	5	25	model	model	NOUN
ajis02-2695	5	26	(	(	PUNCT
ajis02-2695	5	27	ecm	ecm	PROPN
ajis02-2695	5	28	)	)	PUNCT
ajis02-2695	5	29	,	,	PUNCT
ajis02-2695	5	30	along	along	ADP
ajis02-2695	5	31	with	with	ADP
ajis02-2695	5	32	two	two	NUM
ajis02-2695	5	33	additional	additional	ADJ
ajis02-2695	5	34	constructs	construct	NOUN
ajis02-2695	5	35	:	:	PUNCT
ajis02-2695	5	36	perceived	perceive	VERB
ajis02-2695	5	37	security	security	NOUN
ajis02-2695	5	38	and	and	CCONJ
ajis02-2695	5	39	trust	trust	NOUN
ajis02-2695	5	40	.	.	PUNCT
ajis02-2695	6	1	the	the	DET
ajis02-2695	6	2	empirical	empirical	ADJ
ajis02-2695	6	3	results	result	NOUN
ajis02-2695	6	4	show	show	VERB
ajis02-2695	6	5	that	that	SCONJ
ajis02-2695	6	6	the	the	DET
ajis02-2695	6	7	integrated	integrate	VERB
ajis02-2695	6	8	model	model	NOUN
ajis02-2695	6	9	has	have	VERB
ajis02-2695	6	10	a	a	DET
ajis02-2695	6	11	higher	high	ADJ
ajis02-2695	6	12	predictive	predictive	ADJ
ajis02-2695	6	13	power	power	NOUN
ajis02-2695	6	14	to	to	PART
ajis02-2695	6	15	explain	explain	VERB
ajis02-2695	6	16	continuance	continuance	NOUN
ajis02-2695	6	17	intentions	intention	NOUN
ajis02-2695	6	18	for	for	ADP
ajis02-2695	6	19	using	use	VERB
ajis02-2695	6	20	mobile	mobile	ADJ
ajis02-2695	6	21	payment	payment	NOUN
ajis02-2695	6	22	systems	system	NOUN
ajis02-2695	6	23	with	with	ADP
ajis02-2695	6	24	significant	significant	ADJ
ajis02-2695	6	25	factors	factor	NOUN
ajis02-2695	6	26	of	of	ADP
ajis02-2695	6	27	satisfaction	satisfaction	NOUN
ajis02-2695	6	28	,	,	PUNCT
ajis02-2695	6	29	trust	trust	NOUN
ajis02-2695	6	30	,	,	PUNCT
ajis02-2695	6	31	performance	performance	NOUN
ajis02-2695	6	32	expectancy	expectancy	NOUN
ajis02-2695	6	33	,	,	PUNCT
ajis02-2695	6	34	and	and	CCONJ
ajis02-2695	6	35	effort	effort	NOUN
ajis02-2695	6	36	expectancy	expectancy	NOUN
ajis02-2695	6	37	.	.	PUNCT
ajis02-2695	7	1	this	this	DET
ajis02-2695	7	2	study	study	NOUN
ajis02-2695	7	3	confirmed	confirm	VERB
ajis02-2695	7	4	that	that	SCONJ
ajis02-2695	7	5	the	the	DET
ajis02-2695	7	6	utaut	utaut	PROPN
ajis02-2695	7	7	model	model	NOUN
ajis02-2695	7	8	could	could	AUX
ajis02-2695	7	9	be	be	AUX
ajis02-2695	7	10	extended	extend	VERB
ajis02-2695	7	11	to	to	PART
ajis02-2695	7	12	explain	explain	VERB
ajis02-2695	7	13	postadoption	postadoption	NOUN
ajis02-2695	7	14	behaviour	behaviour	NOUN
ajis02-2695	7	15	towards	towards	ADP
ajis02-2695	7	16	mobile	mobile	ADJ
ajis02-2695	7	17	payment	payment	NOUN
ajis02-2695	7	18	systems	system	NOUN
ajis02-2695	7	19	.	.	PUNCT
ajis02-2695	8	1	the	the	DET
ajis02-2695	8	2	study	study	NOUN
ajis02-2695	8	3	’s	’s	PART
ajis02-2695	8	4	findings	finding	NOUN
ajis02-2695	8	5	have	have	VERB
ajis02-2695	8	6	theoretical	theoretical	ADJ
ajis02-2695	8	7	and	and	CCONJ
ajis02-2695	8	8	practical	practical	ADJ
ajis02-2695	8	9	value	value	NOUN
ajis02-2695	8	10	to	to	PART
ajis02-2695	8	11	further	further	VERB
ajis02-2695	8	12	the	the	DET
ajis02-2695	8	13	understanding	understanding	NOUN
ajis02-2695	8	14	of	of	ADP
ajis02-2695	8	15	preand	preand	NOUN
ajis02-2695	8	16	post	post	ADJ
ajis02-2695	8	17	-	-	ADJ
ajis02-2695	8	18	adoption	adoption	ADJ
ajis02-2695	8	19	behaviour	behaviour	NOUN
ajis02-2695	8	20	towards	towards	ADP
ajis02-2695	8	21	mobile	mobile	ADJ
ajis02-2695	8	22	payment	payment	NOUN
ajis02-2695	8	23	systems	system	NOUN
ajis02-2695	8	24	.	.	PUNCT
ajis02-2695	9	1	keywords	keyword	NOUN
ajis02-2695	9	2	:	:	PUNCT
ajis02-2695	9	3	mobile	mobile	ADJ
ajis02-2695	9	4	payment	payment	NOUN
ajis02-2695	9	5	systems	system	NOUN
ajis02-2695	9	6	;	;	PUNCT
ajis02-2695	9	7	continuance	continuance	NOUN
ajis02-2695	9	8	intention	intention	NOUN
ajis02-2695	9	9	to	to	PART
ajis02-2695	9	10	use	use	VERB
ajis02-2695	9	11	;	;	PUNCT
ajis02-2695	9	12	utaut	utaut	PROPN
ajis02-2695	9	13	;	;	PUNCT
ajis02-2695	9	14	ecm	ecm	NOUN
ajis02-2695	9	15	;	;	PUNCT
ajis02-2695	9	16	postadoption	postadoption	NOUN
ajis02-2695	9	17	;	;	PUNCT
ajis02-2695	9	18	india	india	PROPN
ajis02-2695	9	19	1	1	NUM
ajis02-2695	9	20	introduction	introduction	NOUN
ajis02-2695	9	21	smartphone	smartphone	NOUN
ajis02-2695	9	22	usage	usage	NOUN
ajis02-2695	9	23	has	have	AUX
ajis02-2695	9	24	increased	increase	VERB
ajis02-2695	9	25	tremendously	tremendously	ADV
ajis02-2695	9	26	due	due	ADJ
ajis02-2695	9	27	to	to	ADP
ajis02-2695	9	28	price	price	NOUN
ajis02-2695	9	29	reductions	reduction	NOUN
ajis02-2695	9	30	and	and	CCONJ
ajis02-2695	9	31	the	the	DET
ajis02-2695	9	32	increasing	increase	VERB
ajis02-2695	9	33	speeds	speed	NOUN
ajis02-2695	9	34	of	of	ADP
ajis02-2695	9	35	the	the	DET
ajis02-2695	9	36	mobile	mobile	ADJ
ajis02-2695	9	37	internet	internet	NOUN
ajis02-2695	9	38	.	.	PUNCT
ajis02-2695	10	1	mobile	mobile	ADJ
ajis02-2695	10	2	phones	phone	NOUN
ajis02-2695	10	3	are	be	AUX
ajis02-2695	10	4	now	now	ADV
ajis02-2695	10	5	ubiquitous	ubiquitous	ADJ
ajis02-2695	10	6	devices	device	NOUN
ajis02-2695	10	7	,	,	PUNCT
ajis02-2695	10	8	offering	offer	VERB
ajis02-2695	10	9	entertainment	entertainment	NOUN
ajis02-2695	10	10	,	,	PUNCT
ajis02-2695	10	11	education	education	NOUN
ajis02-2695	10	12	,	,	PUNCT
ajis02-2695	10	13	personal	personal	ADJ
ajis02-2695	10	14	assistants	assistant	NOUN
ajis02-2695	10	15	and	and	CCONJ
ajis02-2695	10	16	various	various	ADJ
ajis02-2695	10	17	options	option	NOUN
ajis02-2695	10	18	for	for	ADP
ajis02-2695	10	19	conducting	conduct	VERB
ajis02-2695	10	20	financial	financial	ADJ
ajis02-2695	10	21	transactions	transaction	NOUN
ajis02-2695	10	22	.	.	PUNCT
ajis02-2695	11	1	technological	technological	ADJ
ajis02-2695	11	2	progression	progression	NOUN
ajis02-2695	11	3	in	in	ADP
ajis02-2695	11	4	mobile	mobile	ADJ
ajis02-2695	11	5	phones	phone	NOUN
ajis02-2695	11	6	has	have	AUX
ajis02-2695	11	7	increased	increase	VERB
ajis02-2695	11	8	the	the	DET
ajis02-2695	11	9	popularity	popularity	NOUN
ajis02-2695	11	10	of	of	ADP
ajis02-2695	11	11	mobile	mobile	ADJ
ajis02-2695	11	12	payments	payment	NOUN
ajis02-2695	11	13	,	,	PUNCT
ajis02-2695	11	14	which	which	PRON
ajis02-2695	11	15	are	be	AUX
ajis02-2695	11	16	widely	widely	ADV
ajis02-2695	11	17	used	use	VERB
ajis02-2695	11	18	in	in	ADP
ajis02-2695	11	19	e	e	NOUN
ajis02-2695	11	20	-	-	NOUN
ajis02-2695	11	21	commerce	commerce	NOUN
ajis02-2695	11	22	and	and	CCONJ
ajis02-2695	11	23	in	in	ADP
ajis02-2695	11	24	-	-	PUNCT
ajis02-2695	11	25	store	store	NOUN
ajis02-2695	11	26	transactions	transaction	NOUN
ajis02-2695	11	27	and	and	CCONJ
ajis02-2695	11	28	even	even	ADV
ajis02-2695	11	29	for	for	ADP
ajis02-2695	11	30	utility	utility	NOUN
ajis02-2695	11	31	bill	bill	NOUN
ajis02-2695	11	32	payments	payment	NOUN
ajis02-2695	11	33	.	.	PUNCT
ajis02-2695	12	1	the	the	DET
ajis02-2695	12	2	growth	growth	NOUN
ajis02-2695	12	3	of	of	ADP
ajis02-2695	12	4	mobile	mobile	ADJ
ajis02-2695	12	5	commerce	commerce	NOUN
ajis02-2695	12	6	and	and	CCONJ
ajis02-2695	12	7	the	the	DET
ajis02-2695	12	8	establishment	establishment	NOUN
ajis02-2695	12	9	of	of	ADP
ajis02-2695	12	10	policies	policy	NOUN
ajis02-2695	12	11	to	to	PART
ajis02-2695	12	12	enable	enable	VERB
ajis02-2695	12	13	cashless	cashless	NOUN
ajis02-2695	12	14	payments	payment	NOUN
ajis02-2695	12	15	in	in	ADP
ajis02-2695	12	16	both	both	CCONJ
ajis02-2695	12	17	developed	develop	VERB
ajis02-2695	12	18	and	and	CCONJ
ajis02-2695	12	19	emerging	emerge	VERB
ajis02-2695	12	20	economies	economy	NOUN
ajis02-2695	12	21	have	have	AUX
ajis02-2695	12	22	also	also	ADV
ajis02-2695	12	23	supported	support	VERB
ajis02-2695	12	24	these	these	DET
ajis02-2695	12	25	trends	trend	NOUN
ajis02-2695	12	26	.	.	PUNCT
ajis02-2695	13	1	mobile	mobile	ADJ
ajis02-2695	13	2	payments	payment	NOUN
ajis02-2695	13	3	allow	allow	VERB
ajis02-2695	13	4	users	user	NOUN
ajis02-2695	13	5	to	to	PART
ajis02-2695	13	6	conduct	conduct	VERB
ajis02-2695	13	7	transactions	transaction	NOUN
ajis02-2695	13	8	on	on	ADP
ajis02-2695	13	9	their	their	PRON
ajis02-2695	13	10	mobile	mobile	ADJ
ajis02-2695	13	11	devices	device	NOUN
ajis02-2695	13	12	;	;	PUNCT
ajis02-2695	13	13	the	the	DET
ajis02-2695	13	14	convenience	convenience	NOUN
ajis02-2695	13	15	of	of	ADP
ajis02-2695	13	16	this	this	DET
ajis02-2695	13	17	approach	approach	NOUN
ajis02-2695	13	18	is	be	AUX
ajis02-2695	13	19	enticing	entice	VERB
ajis02-2695	13	20	a	a	DET
ajis02-2695	13	21	growing	grow	VERB
ajis02-2695	13	22	number	number	NOUN
ajis02-2695	13	23	of	of	ADP
ajis02-2695	13	24	people	people	NOUN
ajis02-2695	13	25	to	to	PART
ajis02-2695	13	26	shop	shop	VERB
ajis02-2695	13	27	online	online	ADV
ajis02-2695	13	28	.	.	PUNCT
ajis02-2695	14	1	with	with	ADP
ajis02-2695	14	2	its	its	PRON
ajis02-2695	14	3	unparalleled	unparalleled	ADJ
ajis02-2695	14	4	convenience	convenience	NOUN
ajis02-2695	14	5	and	and	CCONJ
ajis02-2695	14	6	anytime	anytime	NOUN
ajis02-2695	14	7	and	and	CCONJ
ajis02-2695	14	8	anywhere	anywhere	ADV
ajis02-2695	14	9	payment	payment	NOUN
ajis02-2695	14	10	options	option	NOUN
ajis02-2695	14	11	,	,	PUNCT
ajis02-2695	14	12	mobile	mobile	ADJ
ajis02-2695	14	13	payment	payment	NOUN
ajis02-2695	14	14	systems	system	NOUN
ajis02-2695	14	15	will	will	AUX
ajis02-2695	14	16	continue	continue	VERB
ajis02-2695	14	17	their	their	PRON
ajis02-2695	14	18	rapid	rapid	ADJ
ajis02-2695	14	19	growth	growth	NOUN
ajis02-2695	14	20	in	in	ADP
ajis02-2695	14	21	the	the	DET
ajis02-2695	14	22	foreseeable	foreseeable	ADJ
ajis02-2695	14	23	future	future	NOUN
ajis02-2695	14	24	.	.	PUNCT
ajis02-2695	15	1	users	user	NOUN
ajis02-2695	15	2	of	of	ADP
ajis02-2695	15	3	mobile	mobile	ADJ
ajis02-2695	15	4	wallets	wallet	NOUN
ajis02-2695	15	5	reached	reach	VERB
ajis02-2695	15	6	approximately	approximately	ADV
ajis02-2695	15	7	2.1	2.1	NUM
ajis02-2695	15	8	billion	billion	NUM
ajis02-2695	15	9	in	in	ADP
ajis02-2695	15	10	2019	2019	NUM
ajis02-2695	15	11	(	(	PUNCT
ajis02-2695	15	12	mobile	mobile	ADJ
ajis02-2695	15	13	payments	payment	NOUN
ajis02-2695	15	14	world	world	NOUN
ajis02-2695	15	15	,	,	PUNCT
ajis02-2695	15	16	2019	2019	NUM
ajis02-2695	15	17	)	)	PUNCT
ajis02-2695	15	18	.	.	PUNCT
ajis02-2695	16	1	china	china	PROPN
ajis02-2695	16	2	is	be	AUX
ajis02-2695	16	3	ahead	ahead	ADV
ajis02-2695	16	4	of	of	ADP
ajis02-2695	16	5	other	other	ADJ
ajis02-2695	16	6	countries	country	NOUN
ajis02-2695	16	7	in	in	ADP
ajis02-2695	16	8	mobile	mobile	ADJ
ajis02-2695	16	9	payment	payment	NOUN
ajis02-2695	16	10	usage	usage	NOUN
ajis02-2695	16	11	,	,	PUNCT
ajis02-2695	16	12	followed	follow	VERB
ajis02-2695	16	13	by	by	ADP
ajis02-2695	16	14	india	india	PROPN
ajis02-2695	16	15	and	and	CCONJ
ajis02-2695	16	16	several	several	ADJ
ajis02-2695	16	17	african	african	ADJ
ajis02-2695	16	18	countries	country	NOUN
ajis02-2695	16	19	(	(	PUNCT
ajis02-2695	16	20	gerban	gerban	NOUN
ajis02-2695	16	21	,	,	PUNCT
ajis02-2695	16	22	2019	2019	NUM
ajis02-2695	16	23	)	)	PUNCT
ajis02-2695	16	24	.	.	PUNCT
ajis02-2695	17	1	in	in	ADP
ajis02-2695	17	2	india	india	PROPN
ajis02-2695	17	3	,	,	PUNCT
ajis02-2695	17	4	mobile	mobile	ADJ
ajis02-2695	17	5	phone	phone	NOUN
ajis02-2695	17	6	penetration	penetration	NOUN
ajis02-2695	17	7	is	be	AUX
ajis02-2695	17	8	high	high	ADJ
ajis02-2695	17	9	,	,	PUNCT
ajis02-2695	17	10	and	and	CCONJ
ajis02-2695	17	11	people	people	NOUN
ajis02-2695	17	12	prefer	prefer	VERB
ajis02-2695	17	13	smartphones	smartphone	NOUN
ajis02-2695	17	14	over	over	ADP
ajis02-2695	17	15	computers	computer	NOUN
ajis02-2695	17	16	for	for	ADP
ajis02-2695	17	17	buying	buy	VERB
ajis02-2695	17	18	and	and	CCONJ
ajis02-2695	17	19	selling	sell	VERB
ajis02-2695	17	20	online	online	ADJ
ajis02-2695	17	21	(	(	PUNCT
ajis02-2695	17	22	adhikary	adhikary	ADJ
ajis02-2695	17	23	,	,	PUNCT
ajis02-2695	17	24	2018	2018	NUM
ajis02-2695	17	25	)	)	PUNCT
ajis02-2695	17	26	.	.	PUNCT
ajis02-2695	18	1	australasian	australasian	ADJ
ajis02-2695	18	2	journal	journal	NOUN
ajis02-2695	18	3	of	of	ADP
ajis02-2695	18	4	information	information	NOUN
ajis02-2695	18	5	systems	system	NOUN
ajis02-2695	18	6	singh	singh	PROPN
ajis02-2695	18	7	2020	2020	NUM
ajis02-2695	18	8	,	,	PUNCT
ajis02-2695	18	9	vol	vol	NOUN
ajis02-2695	18	10	24	24	NUM
ajis02-2695	18	11	,	,	PUNCT
ajis02-2695	18	12	research	research	NOUN
ajis02-2695	18	13	article	article	NOUN
ajis02-2695	18	14	explaining	explain	VERB
ajis02-2695	18	15	post	post	NOUN
ajis02-2695	18	16	-	-	NOUN
ajis02-2695	18	17	adoption	adoption	NOUN
ajis02-2695	18	18	of	of	ADP
ajis02-2695	18	19	mobile	mobile	ADJ
ajis02-2695	18	20	payment	payment	NOUN
ajis02-2695	18	21	systems	system	NOUN
ajis02-2695	18	22	2	2	NUM
ajis02-2695	18	23	consumers	consumer	NOUN
ajis02-2695	18	24	have	have	VERB
ajis02-2695	18	25	a	a	DET
ajis02-2695	18	26	multitude	multitude	NOUN
ajis02-2695	18	27	of	of	ADP
ajis02-2695	18	28	choices	choice	NOUN
ajis02-2695	18	29	when	when	SCONJ
ajis02-2695	18	30	it	it	PRON
ajis02-2695	18	31	comes	come	VERB
ajis02-2695	18	32	to	to	ADP
ajis02-2695	18	33	mobile	mobile	ADJ
ajis02-2695	18	34	payments	payment	NOUN
ajis02-2695	18	35	,	,	PUNCT
ajis02-2695	18	36	and	and	CCONJ
ajis02-2695	18	37	they	they	PRON
ajis02-2695	18	38	can	can	AUX
ajis02-2695	18	39	take	take	VERB
ajis02-2695	18	40	advantage	advantage	NOUN
ajis02-2695	18	41	of	of	ADP
ajis02-2695	18	42	cash	cash	NOUN
ajis02-2695	18	43	discounts	discount	NOUN
ajis02-2695	18	44	and	and	CCONJ
ajis02-2695	18	45	other	other	ADJ
ajis02-2695	18	46	offers	offer	NOUN
ajis02-2695	18	47	.	.	PUNCT
ajis02-2695	19	1	while	while	SCONJ
ajis02-2695	19	2	mobile	mobile	ADJ
ajis02-2695	19	3	payments	payment	NOUN
ajis02-2695	19	4	offer	offer	VERB
ajis02-2695	19	5	tremendous	tremendous	ADJ
ajis02-2695	19	6	convenience	convenience	NOUN
ajis02-2695	19	7	,	,	PUNCT
ajis02-2695	19	8	threats	threat	NOUN
ajis02-2695	19	9	such	such	ADJ
ajis02-2695	19	10	as	as	ADP
ajis02-2695	19	11	mobile	mobile	ADJ
ajis02-2695	19	12	device	device	NOUN
ajis02-2695	19	13	theft	theft	NOUN
ajis02-2695	19	14	,	,	PUNCT
ajis02-2695	19	15	loss	loss	NOUN
ajis02-2695	19	16	of	of	ADP
ajis02-2695	19	17	personal	personal	ADJ
ajis02-2695	19	18	information	information	NOUN
ajis02-2695	19	19	and	and	CCONJ
ajis02-2695	19	20	privacy	privacy	NOUN
ajis02-2695	19	21	incursions	incursion	NOUN
ajis02-2695	19	22	may	may	AUX
ajis02-2695	19	23	induce	induce	VERB
ajis02-2695	19	24	fear	fear	NOUN
ajis02-2695	19	25	in	in	ADP
ajis02-2695	19	26	potential	potential	ADJ
ajis02-2695	19	27	users	user	NOUN
ajis02-2695	19	28	(	(	PUNCT
ajis02-2695	19	29	fan	fan	PROPN
ajis02-2695	19	30	,	,	PUNCT
ajis02-2695	19	31	shao	shao	PROPN
ajis02-2695	19	32	,	,	PUNCT
ajis02-2695	19	33	li	li	PROPN
ajis02-2695	19	34	,	,	PUNCT
ajis02-2695	19	35	&	&	CCONJ
ajis02-2695	19	36	huang	huang	PROPN
ajis02-2695	19	37	,	,	PUNCT
ajis02-2695	19	38	2018	2018	NUM
ajis02-2695	19	39	;	;	PUNCT
ajis02-2695	19	40	iman	iman	NOUN
ajis02-2695	19	41	,	,	PUNCT
ajis02-2695	19	42	2018	2018	NUM
ajis02-2695	19	43	)	)	PUNCT
ajis02-2695	19	44	.	.	PUNCT
ajis02-2695	20	1	researchers	researcher	NOUN
ajis02-2695	20	2	have	have	AUX
ajis02-2695	20	3	extensively	extensively	ADV
ajis02-2695	20	4	studied	study	VERB
ajis02-2695	20	5	the	the	DET
ajis02-2695	20	6	initial	initial	ADJ
ajis02-2695	20	7	acceptance	acceptance	NOUN
ajis02-2695	20	8	of	of	ADP
ajis02-2695	20	9	mobile	mobile	ADJ
ajis02-2695	20	10	payments	payment	NOUN
ajis02-2695	20	11	and	and	CCONJ
ajis02-2695	20	12	have	have	AUX
ajis02-2695	20	13	explored	explore	VERB
ajis02-2695	20	14	various	various	ADJ
ajis02-2695	20	15	antecedents	antecedent	NOUN
ajis02-2695	20	16	to	to	ADP
ajis02-2695	20	17	initial	initial	ADJ
ajis02-2695	20	18	adoption	adoption	NOUN
ajis02-2695	20	19	(	(	PUNCT
ajis02-2695	20	20	fan	fan	NOUN
ajis02-2695	20	21	et	et	PROPN
ajis02-2695	20	22	al	al	PROPN
ajis02-2695	20	23	.	.	PROPN
ajis02-2695	20	24	,	,	PUNCT
ajis02-2695	20	25	2018	2018	NUM
ajis02-2695	20	26	;	;	PUNCT
ajis02-2695	20	27	hampshire	hampshire	PROPN
ajis02-2695	20	28	,	,	PUNCT
ajis02-2695	20	29	2017	2017	NUM
ajis02-2695	20	30	;	;	PUNCT
ajis02-2695	20	31	oliveira	oliveira	PROPN
ajis02-2695	20	32	,	,	PUNCT
ajis02-2695	20	33	thomas	thomas	PROPN
ajis02-2695	20	34	,	,	PUNCT
ajis02-2695	20	35	baptista	baptista	PROPN
ajis02-2695	20	36	,	,	PUNCT
ajis02-2695	20	37	&	&	CCONJ
ajis02-2695	20	38	campos	campos	PROPN
ajis02-2695	20	39	,	,	PUNCT
ajis02-2695	20	40	2016	2016	NUM
ajis02-2695	20	41	;	;	PUNCT
ajis02-2695	20	42	phonthanukitithaworn	phonthanukitithaworn	VERB
ajis02-2695	20	43	,	,	PUNCT
ajis02-2695	20	44	sellitto	sellitto	NOUN
ajis02-2695	20	45	,	,	PUNCT
ajis02-2695	20	46	&	&	CCONJ
ajis02-2695	20	47	fong	fong	PROPN
ajis02-2695	20	48	,	,	PUNCT
ajis02-2695	20	49	2015	2015	NUM
ajis02-2695	20	50	;	;	PUNCT
ajis02-2695	20	51	schierz	schierz	NOUN
ajis02-2695	20	52	,	,	PUNCT
ajis02-2695	20	53	schilke	schilke	NOUN
ajis02-2695	20	54	,	,	PUNCT
ajis02-2695	20	55	&	&	CCONJ
ajis02-2695	20	56	wirtz	wirtz	PROPN
ajis02-2695	20	57	,	,	PUNCT
ajis02-2695	20	58	2010	2010	NUM
ajis02-2695	20	59	)	)	PUNCT
ajis02-2695	20	60	.	.	PUNCT
ajis02-2695	21	1	mobile	mobile	ADJ
ajis02-2695	21	2	payment	payment	NOUN
ajis02-2695	21	3	systems	system	NOUN
ajis02-2695	21	4	involve	involve	VERB
ajis02-2695	21	5	ongoing	ongoing	ADJ
ajis02-2695	21	6	interactions	interaction	NOUN
ajis02-2695	21	7	between	between	ADP
ajis02-2695	21	8	users	user	NOUN
ajis02-2695	21	9	and	and	CCONJ
ajis02-2695	21	10	payment	payment	NOUN
ajis02-2695	21	11	providers	provider	NOUN
ajis02-2695	21	12	,	,	PUNCT
ajis02-2695	21	13	and	and	CCONJ
ajis02-2695	21	14	solid	solid	ADJ
ajis02-2695	21	15	relationships	relationship	NOUN
ajis02-2695	21	16	are	be	AUX
ajis02-2695	21	17	essential	essential	ADJ
ajis02-2695	21	18	to	to	ADP
ajis02-2695	21	19	ensuring	ensure	VERB
ajis02-2695	21	20	customers	customer	NOUN
ajis02-2695	21	21	’	'	PUNCT
ajis02-2695	21	22	continuous	continuous	ADJ
ajis02-2695	21	23	usage	usage	NOUN
ajis02-2695	21	24	,	,	PUNCT
ajis02-2695	21	25	particularly	particularly	ADV
ajis02-2695	21	26	in	in	ADP
ajis02-2695	21	27	highly	highly	ADV
ajis02-2695	21	28	competitive	competitive	ADJ
ajis02-2695	21	29	contexts	contexts	NOUN
ajis02-2695	21	30	.	.	PUNCT
ajis02-2695	22	1	for	for	ADP
ajis02-2695	22	2	example	example	NOUN
ajis02-2695	22	3	,	,	PUNCT
ajis02-2695	22	4	cutthroat	cutthroat	ADJ
ajis02-2695	22	5	competition	competition	NOUN
ajis02-2695	22	6	exists	exist	VERB
ajis02-2695	22	7	in	in	ADP
ajis02-2695	22	8	the	the	DET
ajis02-2695	22	9	mobile	mobile	ADJ
ajis02-2695	22	10	wallet	wallet	NOUN
ajis02-2695	22	11	industry	industry	NOUN
ajis02-2695	22	12	,	,	PUNCT
ajis02-2695	22	13	with	with	ADP
ajis02-2695	22	14	extremely	extremely	ADV
ajis02-2695	22	15	low	low	ADJ
ajis02-2695	22	16	switching	switching	NOUN
ajis02-2695	22	17	costs	cost	NOUN
ajis02-2695	22	18	for	for	ADP
ajis02-2695	22	19	customers	customer	NOUN
ajis02-2695	22	20	(	(	PUNCT
ajis02-2695	22	21	zhou	zhou	PROPN
ajis02-2695	22	22	,	,	PUNCT
ajis02-2695	22	23	2013	2013	NUM
ajis02-2695	22	24	)	)	PUNCT
ajis02-2695	22	25	.	.	PUNCT
ajis02-2695	23	1	hence	hence	ADV
ajis02-2695	23	2	,	,	PUNCT
ajis02-2695	23	3	the	the	DET
ajis02-2695	23	4	critical	critical	ADJ
ajis02-2695	23	5	challenge	challenge	NOUN
ajis02-2695	23	6	for	for	ADP
ajis02-2695	23	7	mobile	mobile	ADJ
ajis02-2695	23	8	payment	payment	NOUN
ajis02-2695	23	9	networks	network	NOUN
ajis02-2695	23	10	is	be	AUX
ajis02-2695	23	11	to	to	PART
ajis02-2695	23	12	retain	retain	VERB
ajis02-2695	23	13	customers	customer	NOUN
ajis02-2695	23	14	.	.	PUNCT
ajis02-2695	24	1	in	in	ADP
ajis02-2695	24	2	the	the	DET
ajis02-2695	24	3	literature	literature	NOUN
ajis02-2695	24	4	on	on	ADP
ajis02-2695	24	5	mobile	mobile	ADJ
ajis02-2695	24	6	payment	payment	NOUN
ajis02-2695	24	7	systems	system	NOUN
ajis02-2695	24	8	,	,	PUNCT
ajis02-2695	24	9	studies	study	NOUN
ajis02-2695	24	10	on	on	ADP
ajis02-2695	24	11	users	user	NOUN
ajis02-2695	24	12	’	'	PUNCT
ajis02-2695	24	13	post	post	ADJ
ajis02-2695	24	14	-	-	ADJ
ajis02-2695	24	15	adoption	adoption	ADJ
ajis02-2695	24	16	behaviour	behaviour	NOUN
ajis02-2695	24	17	are	be	AUX
ajis02-2695	24	18	scarce	scarce	ADJ
ajis02-2695	24	19	(	(	PUNCT
ajis02-2695	24	20	cao	cao	PROPN
ajis02-2695	24	21	,	,	PUNCT
ajis02-2695	24	22	yu	yu	PROPN
ajis02-2695	24	23	,	,	PUNCT
ajis02-2695	24	24	liu	liu	PROPN
ajis02-2695	24	25	,	,	PUNCT
ajis02-2695	24	26	gong	gong	PROPN
ajis02-2695	24	27	,	,	PUNCT
ajis02-2695	24	28	&	&	CCONJ
ajis02-2695	24	29	adeel	adeel	PROPN
ajis02-2695	24	30	,	,	PUNCT
ajis02-2695	24	31	2018	2018	NUM
ajis02-2695	24	32	;	;	PUNCT
ajis02-2695	24	33	chen	chen	PROPN
ajis02-2695	24	34	&	&	CCONJ
ajis02-2695	24	35	li	li	PROPN
ajis02-2695	24	36	,	,	PUNCT
ajis02-2695	24	37	2017	2017	NUM
ajis02-2695	24	38	;	;	PUNCT
ajis02-2695	24	39	zhou	zhou	PROPN
ajis02-2695	24	40	,	,	PUNCT
ajis02-2695	24	41	2013	2013	NUM
ajis02-2695	24	42	)	)	PUNCT
ajis02-2695	24	43	.	.	PUNCT
ajis02-2695	25	1	additional	additional	ADJ
ajis02-2695	25	2	studies	study	NOUN
ajis02-2695	25	3	in	in	ADP
ajis02-2695	25	4	this	this	DET
ajis02-2695	25	5	area	area	NOUN
ajis02-2695	25	6	will	will	AUX
ajis02-2695	25	7	strengthen	strengthen	VERB
ajis02-2695	25	8	the	the	DET
ajis02-2695	25	9	theoretical	theoretical	ADJ
ajis02-2695	25	10	foundation	foundation	NOUN
ajis02-2695	25	11	and	and	CCONJ
ajis02-2695	25	12	inform	inform	VERB
ajis02-2695	25	13	practical	practical	ADJ
ajis02-2695	25	14	implementation	implementation	NOUN
ajis02-2695	25	15	.	.	PUNCT
ajis02-2695	26	1	this	this	DET
ajis02-2695	26	2	study	study	NOUN
ajis02-2695	26	3	addressed	address	VERB
ajis02-2695	26	4	this	this	DET
ajis02-2695	26	5	research	research	NOUN
ajis02-2695	26	6	gap	gap	NOUN
ajis02-2695	26	7	by	by	ADP
ajis02-2695	26	8	studying	study	VERB
ajis02-2695	26	9	continuous	continuous	ADJ
ajis02-2695	26	10	intentions	intention	NOUN
ajis02-2695	26	11	to	to	PART
ajis02-2695	26	12	use	use	VERB
ajis02-2695	26	13	mobile	mobile	ADJ
ajis02-2695	26	14	payment	payment	NOUN
ajis02-2695	26	15	systems	system	NOUN
ajis02-2695	26	16	and	and	CCONJ
ajis02-2695	26	17	by	by	ADP
ajis02-2695	26	18	developing	develop	VERB
ajis02-2695	26	19	an	an	DET
ajis02-2695	26	20	integrated	integrated	ADJ
ajis02-2695	26	21	model	model	NOUN
ajis02-2695	26	22	with	with	ADP
ajis02-2695	26	23	the	the	DET
ajis02-2695	26	24	expectationconfirmation	expectationconfirmation	NOUN
ajis02-2695	26	25	model	model	NOUN
ajis02-2695	26	26	(	(	PUNCT
ajis02-2695	26	27	ecm	ecm	PROPN
ajis02-2695	26	28	)	)	PUNCT
ajis02-2695	26	29	(	(	PUNCT
ajis02-2695	26	30	bhattacherjee	bhattacherjee	ADJ
ajis02-2695	26	31	,	,	PUNCT
ajis02-2695	26	32	2001	2001	NUM
ajis02-2695	26	33	)	)	PUNCT
ajis02-2695	26	34	and	and	CCONJ
ajis02-2695	26	35	the	the	DET
ajis02-2695	26	36	unified	unified	ADJ
ajis02-2695	26	37	theory	theory	NOUN
ajis02-2695	26	38	of	of	ADP
ajis02-2695	26	39	acceptance	acceptance	NOUN
ajis02-2695	26	40	and	and	CCONJ
ajis02-2695	26	41	use	use	NOUN
ajis02-2695	26	42	of	of	ADP
ajis02-2695	26	43	technology	technology	NOUN
ajis02-2695	26	44	(	(	PUNCT
ajis02-2695	26	45	utaut	utaut	NOUN
ajis02-2695	26	46	)	)	PUNCT
ajis02-2695	26	47	framework	framework	NOUN
ajis02-2695	26	48	(	(	PUNCT
ajis02-2695	26	49	venkatesh	venkatesh	PROPN
ajis02-2695	26	50	,	,	PUNCT
ajis02-2695	26	51	morris	morris	PROPN
ajis02-2695	26	52	,	,	PUNCT
ajis02-2695	26	53	davis	davis	PROPN
ajis02-2695	26	54	,	,	PUNCT
ajis02-2695	26	55	&	&	CCONJ
ajis02-2695	26	56	davis	davis	PROPN
ajis02-2695	26	57	,	,	PUNCT
ajis02-2695	26	58	2003	2003	NUM
ajis02-2695	26	59	)	)	PUNCT
ajis02-2695	26	60	.	.	PUNCT
ajis02-2695	27	1	this	this	DET
ajis02-2695	27	2	study	study	NOUN
ajis02-2695	27	3	contributes	contribute	VERB
ajis02-2695	27	4	to	to	ADP
ajis02-2695	27	5	the	the	DET
ajis02-2695	27	6	research	research	NOUN
ajis02-2695	27	7	on	on	ADP
ajis02-2695	27	8	mobile	mobile	ADJ
ajis02-2695	27	9	payment	payment	NOUN
ajis02-2695	27	10	adoption	adoption	NOUN
ajis02-2695	27	11	and	and	CCONJ
ajis02-2695	27	12	management	management	NOUN
ajis02-2695	27	13	of	of	ADP
ajis02-2695	27	14	mobile	mobile	ADJ
ajis02-2695	27	15	payment	payment	NOUN
ajis02-2695	27	16	systems	system	NOUN
ajis02-2695	27	17	.	.	PUNCT
ajis02-2695	28	1	the	the	DET
ajis02-2695	28	2	theoretical	theoretical	ADJ
ajis02-2695	28	3	model	model	NOUN
ajis02-2695	28	4	developed	develop	VERB
ajis02-2695	28	5	in	in	ADP
ajis02-2695	28	6	this	this	DET
ajis02-2695	28	7	study	study	NOUN
ajis02-2695	28	8	sheds	shed	VERB
ajis02-2695	28	9	light	light	NOUN
ajis02-2695	28	10	on	on	ADP
ajis02-2695	28	11	the	the	DET
ajis02-2695	28	12	post	post	ADJ
ajis02-2695	28	13	-	-	ADJ
ajis02-2695	28	14	adoption	adoption	ADJ
ajis02-2695	28	15	behaviour	behaviour	NOUN
ajis02-2695	28	16	related	relate	VERB
ajis02-2695	28	17	to	to	ADP
ajis02-2695	28	18	these	these	DET
ajis02-2695	28	19	systems	system	NOUN
ajis02-2695	28	20	.	.	PUNCT
ajis02-2695	29	1	the	the	DET
ajis02-2695	29	2	initial	initial	ADJ
ajis02-2695	29	3	adoption	adoption	NOUN
ajis02-2695	29	4	of	of	ADP
ajis02-2695	29	5	mobile	mobile	ADJ
ajis02-2695	29	6	payment	payment	NOUN
ajis02-2695	29	7	systems	system	NOUN
ajis02-2695	29	8	(	(	PUNCT
ajis02-2695	29	9	baabdullah	baabdullah	PROPN
ajis02-2695	29	10	,	,	PUNCT
ajis02-2695	29	11	alalwan	alalwan	PROPN
ajis02-2695	29	12	,	,	PUNCT
ajis02-2695	29	13	rana	rana	PROPN
ajis02-2695	29	14	,	,	PUNCT
ajis02-2695	29	15	kizgin	kizgin	NOUN
ajis02-2695	29	16	,	,	PUNCT
ajis02-2695	29	17	&	&	CCONJ
ajis02-2695	29	18	patil	patil	PROPN
ajis02-2695	29	19	,	,	PUNCT
ajis02-2695	29	20	2019	2019	NUM
ajis02-2695	29	21	;	;	PUNCT
ajis02-2695	29	22	oliveira	oliveira	PROPN
ajis02-2695	29	23	et	et	PROPN
ajis02-2695	29	24	al	al	PROPN
ajis02-2695	29	25	.	.	PROPN
ajis02-2695	29	26	,	,	PUNCT
ajis02-2695	29	27	2016	2016	NUM
ajis02-2695	29	28	;	;	PUNCT
ajis02-2695	29	29	teo	teo	PROPN
ajis02-2695	29	30	,	,	PUNCT
ajis02-2695	29	31	tan	tan	PROPN
ajis02-2695	29	32	,	,	PUNCT
ajis02-2695	29	33	ooi	ooi	PROPN
ajis02-2695	29	34	,	,	PUNCT
ajis02-2695	29	35	hew	hew	VERB
ajis02-2695	29	36	,	,	PUNCT
ajis02-2695	29	37	&	&	CCONJ
ajis02-2695	29	38	yew	yew	PROPN
ajis02-2695	29	39	,	,	PUNCT
ajis02-2695	29	40	2015	2015	NUM
ajis02-2695	29	41	)	)	PUNCT
ajis02-2695	29	42	has	have	AUX
ajis02-2695	29	43	been	be	AUX
ajis02-2695	29	44	studied	study	VERB
ajis02-2695	29	45	using	use	VERB
ajis02-2695	29	46	the	the	DET
ajis02-2695	29	47	utaut	utaut	NOUN
ajis02-2695	29	48	(	(	PUNCT
ajis02-2695	29	49	venkatesh	venkatesh	PROPN
ajis02-2695	29	50	et	et	PROPN
ajis02-2695	29	51	al	al	PROPN
ajis02-2695	29	52	.	.	PROPN
ajis02-2695	29	53	,	,	PUNCT
ajis02-2695	29	54	2003	2003	NUM
ajis02-2695	29	55	)	)	PUNCT
ajis02-2695	29	56	and	and	CCONJ
ajis02-2695	29	57	the	the	DET
ajis02-2695	29	58	utaut2	utaut2	NOUN
ajis02-2695	29	59	(	(	PUNCT
ajis02-2695	29	60	venkatesh	venkatesh	PROPN
ajis02-2695	29	61	,	,	PUNCT
ajis02-2695	29	62	thong	thong	NOUN
ajis02-2695	29	63	,	,	PUNCT
ajis02-2695	29	64	&	&	CCONJ
ajis02-2695	29	65	xu	xu	PROPN
ajis02-2695	29	66	,	,	PUNCT
ajis02-2695	29	67	2012	2012	NUM
ajis02-2695	29	68	)	)	PUNCT
ajis02-2695	29	69	frameworks	framework	NOUN
ajis02-2695	29	70	.	.	PUNCT
ajis02-2695	30	1	however	however	ADV
ajis02-2695	30	2	,	,	PUNCT
ajis02-2695	30	3	few	few	ADJ
ajis02-2695	30	4	studies	study	NOUN
ajis02-2695	30	5	have	have	AUX
ajis02-2695	30	6	used	use	VERB
ajis02-2695	30	7	these	these	DET
ajis02-2695	30	8	models	model	NOUN
ajis02-2695	30	9	to	to	PART
ajis02-2695	30	10	investigate	investigate	VERB
ajis02-2695	30	11	mobile	mobile	ADJ
ajis02-2695	30	12	payment	payment	NOUN
ajis02-2695	30	13	post	post	ADJ
ajis02-2695	30	14	-	-	ADJ
ajis02-2695	30	15	adoption	adoption	ADJ
ajis02-2695	30	16	behaviour	behaviour	NOUN
ajis02-2695	30	17	.	.	PUNCT
ajis02-2695	31	1	the	the	DET
ajis02-2695	31	2	present	present	ADJ
ajis02-2695	31	3	study	study	NOUN
ajis02-2695	31	4	addresses	address	VERB
ajis02-2695	31	5	this	this	DET
ajis02-2695	31	6	research	research	NOUN
ajis02-2695	31	7	gap	gap	NOUN
ajis02-2695	31	8	,	,	PUNCT
ajis02-2695	31	9	extending	extend	VERB
ajis02-2695	31	10	the	the	DET
ajis02-2695	31	11	utaut	utaut	PROPN
ajis02-2695	31	12	model	model	NOUN
ajis02-2695	31	13	to	to	ADP
ajis02-2695	31	14	post	post	ADJ
ajis02-2695	31	15	-	-	ADJ
ajis02-2695	31	16	adoption	adoption	ADJ
ajis02-2695	31	17	behaviour	behaviour	NOUN
ajis02-2695	31	18	and	and	CCONJ
ajis02-2695	31	19	adding	add	VERB
ajis02-2695	31	20	the	the	DET
ajis02-2695	31	21	constructs	construct	NOUN
ajis02-2695	31	22	of	of	ADP
ajis02-2695	31	23	trust	trust	NOUN
ajis02-2695	31	24	and	and	CCONJ
ajis02-2695	31	25	perceived	perceive	VERB
ajis02-2695	31	26	security	security	NOUN
ajis02-2695	31	27	to	to	PART
ajis02-2695	31	28	explore	explore	VERB
ajis02-2695	31	29	users	user	NOUN
ajis02-2695	31	30	’	’	PART
ajis02-2695	31	31	continuance	continuance	NOUN
ajis02-2695	31	32	intentions	intention	NOUN
ajis02-2695	31	33	.	.	PUNCT
ajis02-2695	32	1	this	this	DET
ajis02-2695	32	2	study	study	NOUN
ajis02-2695	32	3	’s	’s	PART
ajis02-2695	32	4	theoretical	theoretical	ADJ
ajis02-2695	32	5	contribution	contribution	NOUN
ajis02-2695	32	6	is	be	AUX
ajis02-2695	32	7	in	in	ADP
ajis02-2695	32	8	developing	develop	VERB
ajis02-2695	32	9	a	a	DET
ajis02-2695	32	10	novel	novel	ADJ
ajis02-2695	32	11	integrated	integrate	VERB
ajis02-2695	32	12	model	model	NOUN
ajis02-2695	32	13	to	to	PART
ajis02-2695	32	14	explore	explore	VERB
ajis02-2695	32	15	an	an	DET
ajis02-2695	32	16	understudied	understudied	ADJ
ajis02-2695	32	17	area	area	NOUN
ajis02-2695	32	18	.	.	PUNCT
ajis02-2695	33	1	this	this	DET
ajis02-2695	33	2	study	study	NOUN
ajis02-2695	33	3	’s	’s	PART
ajis02-2695	33	4	findings	finding	NOUN
ajis02-2695	33	5	have	have	VERB
ajis02-2695	33	6	both	both	CCONJ
ajis02-2695	33	7	theoretical	theoretical	ADJ
ajis02-2695	33	8	and	and	CCONJ
ajis02-2695	33	9	practical	practical	ADJ
ajis02-2695	33	10	value	value	NOUN
ajis02-2695	33	11	,	,	PUNCT
ajis02-2695	33	12	furthering	further	VERB
ajis02-2695	33	13	the	the	DET
ajis02-2695	33	14	understanding	understanding	NOUN
ajis02-2695	33	15	of	of	ADP
ajis02-2695	33	16	preand	preand	NOUN
ajis02-2695	33	17	post	post	ADJ
ajis02-2695	33	18	-	-	ADJ
ajis02-2695	33	19	adoption	adoption	ADJ
ajis02-2695	33	20	behaviour	behaviour	NOUN
ajis02-2695	33	21	with	with	ADP
ajis02-2695	33	22	respect	respect	NOUN
ajis02-2695	33	23	to	to	ADP
ajis02-2695	33	24	mobile	mobile	ADJ
ajis02-2695	33	25	payments	payment	NOUN
ajis02-2695	33	26	.	.	PUNCT
ajis02-2695	34	1	2	2	NUM
ajis02-2695	34	2	literature	literature	NOUN
ajis02-2695	34	3	review	review	VERB
ajis02-2695	34	4	2.1	2.1	NUM
ajis02-2695	34	5	mobile	mobile	ADJ
ajis02-2695	34	6	payments	payment	NOUN
ajis02-2695	34	7	mobile	mobile	ADJ
ajis02-2695	34	8	payment	payment	NOUN
ajis02-2695	34	9	systems	system	NOUN
ajis02-2695	34	10	allow	allow	VERB
ajis02-2695	34	11	payments	payment	NOUN
ajis02-2695	34	12	for	for	ADP
ajis02-2695	34	13	goods	good	NOUN
ajis02-2695	34	14	and	and	CCONJ
ajis02-2695	34	15	services	service	NOUN
ajis02-2695	34	16	through	through	ADP
ajis02-2695	34	17	mobile	mobile	ADJ
ajis02-2695	34	18	networks	network	NOUN
ajis02-2695	34	19	via	via	ADP
ajis02-2695	34	20	smartphones	smartphone	NOUN
ajis02-2695	34	21	(	(	PUNCT
ajis02-2695	34	22	dahlberg	dahlberg	PROPN
ajis02-2695	34	23	,	,	PUNCT
ajis02-2695	34	24	mallat	mallat	ADJ
ajis02-2695	34	25	,	,	PUNCT
ajis02-2695	34	26	ondrus	ondrus	ADJ
ajis02-2695	34	27	,	,	PUNCT
ajis02-2695	34	28	&	&	CCONJ
ajis02-2695	34	29	zmijewska	zmijewska	PROPN
ajis02-2695	34	30	,	,	PUNCT
ajis02-2695	34	31	2008	2008	NUM
ajis02-2695	34	32	)	)	PUNCT
ajis02-2695	34	33	.	.	PUNCT
ajis02-2695	35	1	ghezzi	ghezzi	NOUN
ajis02-2695	35	2	,	,	PUNCT
ajis02-2695	35	3	renga	renga	NOUN
ajis02-2695	35	4	,	,	PUNCT
ajis02-2695	35	5	balocco	balocco	NOUN
ajis02-2695	35	6	,	,	PUNCT
ajis02-2695	35	7	and	and	CCONJ
ajis02-2695	35	8	pescetto	pescetto	ADJ
ajis02-2695	35	9	(	(	PUNCT
ajis02-2695	35	10	2010	2010	NUM
ajis02-2695	35	11	,	,	PUNCT
ajis02-2695	35	12	p.	p.	NOUN
ajis02-2695	35	13	5	5	NUM
ajis02-2695	35	14	)	)	PUNCT
ajis02-2695	35	15	defined	define	VERB
ajis02-2695	35	16	a	a	DET
ajis02-2695	35	17	mobile	mobile	ADJ
ajis02-2695	35	18	payment	payment	NOUN
ajis02-2695	35	19	system	system	NOUN
ajis02-2695	35	20	as	as	ADP
ajis02-2695	35	21	‘	'	PUNCT
ajis02-2695	35	22	a	a	DET
ajis02-2695	35	23	process	process	NOUN
ajis02-2695	35	24	in	in	ADP
ajis02-2695	35	25	which	which	PRON
ajis02-2695	35	26	at	at	ADP
ajis02-2695	35	27	least	least	ADV
ajis02-2695	35	28	one	one	NUM
ajis02-2695	35	29	phase	phase	NOUN
ajis02-2695	35	30	of	of	ADP
ajis02-2695	35	31	the	the	DET
ajis02-2695	35	32	transaction	transaction	NOUN
ajis02-2695	35	33	is	be	AUX
ajis02-2695	35	34	conducted	conduct	VERB
ajis02-2695	35	35	using	use	VERB
ajis02-2695	35	36	a	a	DET
ajis02-2695	35	37	mobile	mobile	ADJ
ajis02-2695	35	38	device	device	NOUN
ajis02-2695	35	39	(	(	PUNCT
ajis02-2695	35	40	such	such	ADJ
ajis02-2695	35	41	as	as	ADP
ajis02-2695	35	42	mobile	mobile	ADJ
ajis02-2695	35	43	phone	phone	NOUN
ajis02-2695	35	44	,	,	PUNCT
ajis02-2695	35	45	smart	smart	ADJ
ajis02-2695	35	46	phone	phone	NOUN
ajis02-2695	35	47	,	,	PUNCT
ajis02-2695	35	48	pda	pda	NOUN
ajis02-2695	35	49	,	,	PUNCT
ajis02-2695	35	50	or	or	CCONJ
ajis02-2695	35	51	any	any	DET
ajis02-2695	35	52	wireless	wireless	NOUN
ajis02-2695	35	53	-	-	PUNCT
ajis02-2695	35	54	enabled	enable	VERB
ajis02-2695	35	55	device	device	NOUN
ajis02-2695	35	56	)	)	PUNCT
ajis02-2695	35	57	capable	capable	ADJ
ajis02-2695	35	58	of	of	ADP
ajis02-2695	35	59	securely	securely	ADV
ajis02-2695	35	60	processing	process	VERB
ajis02-2695	35	61	a	a	DET
ajis02-2695	35	62	financial	financial	ADJ
ajis02-2695	35	63	transaction	transaction	NOUN
ajis02-2695	35	64	over	over	ADP
ajis02-2695	35	65	a	a	DET
ajis02-2695	35	66	mobile	mobile	ADJ
ajis02-2695	35	67	network	network	NOUN
ajis02-2695	35	68	or	or	CCONJ
ajis02-2695	35	69	via	via	ADP
ajis02-2695	35	70	various	various	ADJ
ajis02-2695	35	71	wireless	wireless	ADJ
ajis02-2695	35	72	technologies	technology	NOUN
ajis02-2695	35	73	(	(	PUNCT
ajis02-2695	35	74	bluetooth	bluetooth	NOUN
ajis02-2695	35	75	,	,	PUNCT
ajis02-2695	35	76	radio	radio	NOUN
ajis02-2695	35	77	frequency	frequency	NOUN
ajis02-2695	35	78	identification	identification	NOUN
ajis02-2695	35	79	(	(	PUNCT
ajis02-2695	35	80	rfid	rfid	NOUN
ajis02-2695	35	81	)	)	PUNCT
ajis02-2695	35	82	,	,	PUNCT
ajis02-2695	35	83	near	near	ADP
ajis02-2695	35	84	field	field	NOUN
ajis02-2695	35	85	communication	communication	NOUN
ajis02-2695	35	86	(	(	PUNCT
ajis02-2695	35	87	nfc	nfc	NOUN
ajis02-2695	35	88	)	)	PUNCT
ajis02-2695	35	89	,	,	PUNCT
ajis02-2695	35	90	etc	etc	X
ajis02-2695	35	91	.	.	X
ajis02-2695	35	92	)	)	PUNCT
ajis02-2695	35	93	’	'	PUNCT
ajis02-2695	35	94	.	.	PUNCT
ajis02-2695	36	1	mobile	mobile	ADJ
ajis02-2695	36	2	payments	payment	NOUN
ajis02-2695	36	3	can	can	AUX
ajis02-2695	36	4	utilise	utilise	VERB
ajis02-2695	36	5	any	any	PRON
ajis02-2695	36	6	of	of	ADP
ajis02-2695	36	7	the	the	DET
ajis02-2695	36	8	following	follow	VERB
ajis02-2695	36	9	systems	system	NOUN
ajis02-2695	36	10	:	:	PUNCT
ajis02-2695	36	11	short	short	ADJ
ajis02-2695	36	12	message	message	NOUN
ajis02-2695	36	13	service	service	NOUN
ajis02-2695	36	14	(	(	PUNCT
ajis02-2695	36	15	sms	sms	PROPN
ajis02-2695	36	16	)	)	PUNCT
ajis02-2695	36	17	,	,	PUNCT
ajis02-2695	36	18	near	near	ADP
ajis02-2695	36	19	field	field	NOUN
ajis02-2695	36	20	communication	communication	NOUN
ajis02-2695	36	21	(	(	PUNCT
ajis02-2695	36	22	nfc	nfc	NOUN
ajis02-2695	36	23	)	)	PUNCT
ajis02-2695	36	24	,	,	PUNCT
ajis02-2695	36	25	wireless	wireless	ADJ
ajis02-2695	36	26	application	application	NOUN
ajis02-2695	36	27	protocol	protocol	NOUN
ajis02-2695	36	28	(	(	PUNCT
ajis02-2695	36	29	wap	wap	PROPN
ajis02-2695	36	30	)	)	PUNCT
ajis02-2695	36	31	and	and	CCONJ
ajis02-2695	36	32	quick	quick	ADJ
ajis02-2695	36	33	response	response	NOUN
ajis02-2695	36	34	code	code	NOUN
ajis02-2695	36	35	(	(	PUNCT
ajis02-2695	36	36	qr	qr	PROPN
ajis02-2695	36	37	)	)	PUNCT
ajis02-2695	36	38	(	(	PUNCT
ajis02-2695	36	39	chen	chen	PROPN
ajis02-2695	36	40	&	&	CCONJ
ajis02-2695	36	41	li	li	PROPN
ajis02-2695	36	42	,	,	PUNCT
ajis02-2695	36	43	2017	2017	NUM
ajis02-2695	36	44	)	)	PUNCT
ajis02-2695	36	45	.	.	PUNCT
ajis02-2695	37	1	in	in	ADP
ajis02-2695	37	2	sms	sms	PROPN
ajis02-2695	37	3	-	-	PUNCT
ajis02-2695	37	4	based	base	VERB
ajis02-2695	37	5	mobile	mobile	ADJ
ajis02-2695	37	6	payments	payment	NOUN
ajis02-2695	37	7	,	,	PUNCT
ajis02-2695	37	8	customers	customer	NOUN
ajis02-2695	37	9	initiate	initiate	VERB
ajis02-2695	37	10	payments	payment	NOUN
ajis02-2695	37	11	through	through	ADP
ajis02-2695	37	12	sms	sms	PROPN
ajis02-2695	37	13	,	,	PUNCT
ajis02-2695	37	14	and	and	CCONJ
ajis02-2695	37	15	merchants	merchant	NOUN
ajis02-2695	37	16	are	be	AUX
ajis02-2695	37	17	notified	notify	VERB
ajis02-2695	37	18	when	when	SCONJ
ajis02-2695	37	19	payments	payment	NOUN
ajis02-2695	37	20	are	be	AUX
ajis02-2695	37	21	successful	successful	ADJ
ajis02-2695	37	22	.	.	PUNCT
ajis02-2695	38	1	the	the	DET
ajis02-2695	38	2	payment	payment	NOUN
ajis02-2695	38	3	is	be	AUX
ajis02-2695	38	4	then	then	ADV
ajis02-2695	38	5	deducted	deduct	VERB
ajis02-2695	38	6	australasian	australasian	ADJ
ajis02-2695	38	7	journal	journal	NOUN
ajis02-2695	38	8	of	of	ADP
ajis02-2695	38	9	information	information	NOUN
ajis02-2695	38	10	systems	system	NOUN
ajis02-2695	38	11	singh	singh	PROPN
ajis02-2695	38	12	2020	2020	NUM
ajis02-2695	38	13	,	,	PUNCT
ajis02-2695	38	14	vol	vol	NOUN
ajis02-2695	38	15	24	24	NUM
ajis02-2695	38	16	,	,	PUNCT
ajis02-2695	38	17	research	research	NOUN
ajis02-2695	38	18	article	article	NOUN
ajis02-2695	38	19	explaining	explain	VERB
ajis02-2695	38	20	post	post	NOUN
ajis02-2695	38	21	-	-	NOUN
ajis02-2695	38	22	adoption	adoption	NOUN
ajis02-2695	38	23	of	of	ADP
ajis02-2695	38	24	mobile	mobile	ADJ
ajis02-2695	38	25	payment	payment	NOUN
ajis02-2695	38	26	systems	system	NOUN
ajis02-2695	38	27	3	3	NUM
ajis02-2695	38	28	from	from	ADP
ajis02-2695	38	29	the	the	DET
ajis02-2695	38	30	customer	customer	NOUN
ajis02-2695	38	31	’s	’s	PART
ajis02-2695	38	32	monthly	monthly	ADJ
ajis02-2695	38	33	phone	phone	NOUN
ajis02-2695	38	34	bill	bill	NOUN
ajis02-2695	38	35	(	(	PUNCT
ajis02-2695	38	36	ondrus	ondrus	NOUN
ajis02-2695	38	37	&	&	CCONJ
ajis02-2695	38	38	pigneur	pigneur	PROPN
ajis02-2695	38	39	,	,	PUNCT
ajis02-2695	38	40	2006	2006	NUM
ajis02-2695	38	41	)	)	PUNCT
ajis02-2695	38	42	.	.	PUNCT
ajis02-2695	39	1	nfc	nfc	NOUN
ajis02-2695	39	2	-	-	PUNCT
ajis02-2695	39	3	based	base	VERB
ajis02-2695	39	4	payment	payment	NOUN
ajis02-2695	39	5	systems	system	NOUN
ajis02-2695	39	6	require	require	VERB
ajis02-2695	39	7	that	that	SCONJ
ajis02-2695	39	8	customers	customer	NOUN
ajis02-2695	39	9	’	'	PUNCT
ajis02-2695	39	10	mobile	mobile	ADJ
ajis02-2695	39	11	phones	phone	NOUN
ajis02-2695	39	12	are	be	AUX
ajis02-2695	39	13	equipped	equip	VERB
ajis02-2695	39	14	with	with	ADP
ajis02-2695	39	15	an	an	DET
ajis02-2695	39	16	nfc	nfc	NOUN
ajis02-2695	39	17	-	-	PUNCT
ajis02-2695	39	18	enabled	enable	VERB
ajis02-2695	39	19	chip	chip	NOUN
ajis02-2695	39	20	,	,	PUNCT
ajis02-2695	39	21	and	and	CCONJ
ajis02-2695	39	22	merchants	merchant	NOUN
ajis02-2695	39	23	with	with	ADP
ajis02-2695	39	24	card	card	NOUN
ajis02-2695	39	25	readers	reader	NOUN
ajis02-2695	39	26	can	can	AUX
ajis02-2695	39	27	initiate	initiate	VERB
ajis02-2695	39	28	payment	payment	NOUN
ajis02-2695	39	29	processes	process	NOUN
ajis02-2695	39	30	(	(	PUNCT
ajis02-2695	39	31	li	li	PROPN
ajis02-2695	39	32	,	,	PUNCT
ajis02-2695	39	33	liu	liu	PROPN
ajis02-2695	39	34	,	,	PUNCT
ajis02-2695	39	35	&	&	CCONJ
ajis02-2695	39	36	heikkilä	heikkilä	PROPN
ajis02-2695	39	37	,	,	PUNCT
ajis02-2695	39	38	2014	2014	NUM
ajis02-2695	39	39	)	)	PUNCT
ajis02-2695	39	40	.	.	PUNCT
ajis02-2695	40	1	the	the	DET
ajis02-2695	40	2	wap	wap	PROPN
ajis02-2695	40	3	-	-	PUNCT
ajis02-2695	40	4	based	base	VERB
ajis02-2695	40	5	mobile	mobile	ADJ
ajis02-2695	40	6	payment	payment	NOUN
ajis02-2695	40	7	systems	system	NOUN
ajis02-2695	40	8	work	work	VERB
ajis02-2695	40	9	in	in	ADP
ajis02-2695	40	10	two	two	NUM
ajis02-2695	40	11	ways	way	NOUN
ajis02-2695	40	12	.	.	PUNCT
ajis02-2695	41	1	in	in	ADP
ajis02-2695	41	2	one	one	NUM
ajis02-2695	41	3	,	,	PUNCT
ajis02-2695	41	4	customers	customer	NOUN
ajis02-2695	41	5	use	use	VERB
ajis02-2695	41	6	mobile	mobile	ADJ
ajis02-2695	41	7	browsers	browser	NOUN
ajis02-2695	41	8	to	to	PART
ajis02-2695	41	9	initiate	initiate	VERB
ajis02-2695	41	10	payments	payment	NOUN
ajis02-2695	41	11	through	through	ADP
ajis02-2695	41	12	banks	bank	NOUN
ajis02-2695	41	13	at	at	ADP
ajis02-2695	41	14	which	which	PRON
ajis02-2695	41	15	they	they	PRON
ajis02-2695	41	16	registered	register	VERB
ajis02-2695	41	17	for	for	ADP
ajis02-2695	41	18	mobile	mobile	ADJ
ajis02-2695	41	19	payments	payment	NOUN
ajis02-2695	41	20	.	.	PUNCT
ajis02-2695	42	1	alternatively	alternatively	ADV
ajis02-2695	42	2	,	,	PUNCT
ajis02-2695	42	3	they	they	PRON
ajis02-2695	42	4	can	can	AUX
ajis02-2695	42	5	download	download	VERB
ajis02-2695	42	6	mobile	mobile	ADJ
ajis02-2695	42	7	apps	app	NOUN
ajis02-2695	42	8	(	(	PUNCT
ajis02-2695	42	9	such	such	ADJ
ajis02-2695	42	10	as	as	ADP
ajis02-2695	42	11	paytm	paytm	ADJ
ajis02-2695	42	12	and	and	CCONJ
ajis02-2695	42	13	phonepe	phonepe	NOUN
ajis02-2695	42	14	in	in	ADP
ajis02-2695	42	15	india	india	PROPN
ajis02-2695	42	16	)	)	PUNCT
ajis02-2695	42	17	and	and	CCONJ
ajis02-2695	42	18	link	link	VERB
ajis02-2695	42	19	these	these	DET
ajis02-2695	42	20	apps	app	NOUN
ajis02-2695	42	21	with	with	ADP
ajis02-2695	42	22	their	their	PRON
ajis02-2695	42	23	bank	bank	NOUN
ajis02-2695	42	24	accounts	account	NOUN
ajis02-2695	42	25	.	.	PUNCT
ajis02-2695	43	1	then	then	ADV
ajis02-2695	43	2	,	,	PUNCT
ajis02-2695	43	3	they	they	PRON
ajis02-2695	43	4	can	can	AUX
ajis02-2695	43	5	use	use	VERB
ajis02-2695	43	6	money	money	NOUN
ajis02-2695	43	7	in	in	ADP
ajis02-2695	43	8	their	their	PRON
ajis02-2695	43	9	bank	bank	NOUN
ajis02-2695	43	10	accounts	account	NOUN
ajis02-2695	43	11	to	to	PART
ajis02-2695	43	12	pay	pay	VERB
ajis02-2695	43	13	for	for	ADP
ajis02-2695	43	14	products	product	NOUN
ajis02-2695	43	15	and	and	CCONJ
ajis02-2695	43	16	services	service	NOUN
ajis02-2695	43	17	(	(	PUNCT
ajis02-2695	43	18	isaac	isaac	PROPN
ajis02-2695	43	19	&	&	CCONJ
ajis02-2695	43	20	sherali	sherali	PROPN
ajis02-2695	43	21	,	,	PUNCT
ajis02-2695	43	22	2014	2014	NUM
ajis02-2695	43	23	)	)	PUNCT
ajis02-2695	43	24	.	.	PUNCT
ajis02-2695	44	1	in	in	ADP
ajis02-2695	44	2	qr	qr	NOUN
ajis02-2695	44	3	-	-	PUNCT
ajis02-2695	44	4	based	base	VERB
ajis02-2695	44	5	payments	payment	NOUN
ajis02-2695	44	6	,	,	PUNCT
ajis02-2695	44	7	customers	customer	NOUN
ajis02-2695	44	8	open	open	VERB
ajis02-2695	44	9	mobile	mobile	ADJ
ajis02-2695	44	10	payment	payment	NOUN
ajis02-2695	44	11	apps	app	NOUN
ajis02-2695	44	12	and	and	CCONJ
ajis02-2695	44	13	scan	scan	VERB
ajis02-2695	44	14	the	the	DET
ajis02-2695	44	15	qr	qr	PROPN
ajis02-2695	44	16	code	code	NOUN
ajis02-2695	44	17	to	to	PART
ajis02-2695	44	18	initiate	initiate	VERB
ajis02-2695	44	19	payments	payment	NOUN
ajis02-2695	44	20	(	(	PUNCT
ajis02-2695	44	21	lee	lee	PROPN
ajis02-2695	44	22	,	,	PUNCT
ajis02-2695	44	23	cho	cho	PROPN
ajis02-2695	44	24	,	,	PUNCT
ajis02-2695	44	25	&	&	CCONJ
ajis02-2695	44	26	jun	jun	PROPN
ajis02-2695	44	27	,	,	PUNCT
ajis02-2695	44	28	2011	2011	NUM
ajis02-2695	44	29	)	)	PUNCT
ajis02-2695	44	30	.	.	PUNCT
ajis02-2695	45	1	some	some	PRON
ajis02-2695	45	2	of	of	ADP
ajis02-2695	45	3	the	the	DET
ajis02-2695	45	4	well	well	ADV
ajis02-2695	45	5	-	-	PUNCT
ajis02-2695	45	6	known	know	VERB
ajis02-2695	45	7	mobile	mobile	ADJ
ajis02-2695	45	8	wallet	wallet	NOUN
ajis02-2695	45	9	apps	app	NOUN
ajis02-2695	45	10	are	be	AUX
ajis02-2695	45	11	apple	apple	NOUN
ajis02-2695	45	12	pay	pay	NOUN
ajis02-2695	45	13	,	,	PUNCT
ajis02-2695	45	14	google	google	PROPN
ajis02-2695	45	15	pay	pay	NOUN
ajis02-2695	45	16	and	and	CCONJ
ajis02-2695	45	17	samsung	samsung	PROPN
ajis02-2695	45	18	pay	pay	PROPN
ajis02-2695	45	19	,	,	PUNCT
ajis02-2695	45	20	which	which	PRON
ajis02-2695	45	21	are	be	AUX
ajis02-2695	45	22	integrated	integrate	VERB
ajis02-2695	45	23	with	with	ADP
ajis02-2695	45	24	the	the	DET
ajis02-2695	45	25	banking	banking	NOUN
ajis02-2695	45	26	systems	system	NOUN
ajis02-2695	45	27	of	of	ADP
ajis02-2695	45	28	their	their	PRON
ajis02-2695	45	29	resident	resident	ADJ
ajis02-2695	45	30	countries	country	NOUN
ajis02-2695	45	31	.	.	PUNCT
ajis02-2695	46	1	apple	apple	NOUN
ajis02-2695	46	2	pay	pay	NOUN
ajis02-2695	46	3	works	work	NOUN
ajis02-2695	46	4	only	only	ADV
ajis02-2695	46	5	with	with	ADP
ajis02-2695	46	6	apple	apple	NOUN
ajis02-2695	46	7	devices	device	NOUN
ajis02-2695	46	8	,	,	PUNCT
ajis02-2695	46	9	uses	use	VERB
ajis02-2695	46	10	only	only	ADV
ajis02-2695	46	11	nfc	nfc	NOUN
ajis02-2695	46	12	mechanisms	mechanism	NOUN
ajis02-2695	46	13	,	,	PUNCT
ajis02-2695	46	14	and	and	CCONJ
ajis02-2695	46	15	uses	use	VERB
ajis02-2695	46	16	encryption	encryption	NOUN
ajis02-2695	46	17	techniques	technique	NOUN
ajis02-2695	46	18	and	and	CCONJ
ajis02-2695	46	19	tokenisation	tokenisation	NOUN
ajis02-2695	46	20	for	for	ADP
ajis02-2695	46	21	secure	secure	ADJ
ajis02-2695	46	22	transactions	transaction	NOUN
ajis02-2695	46	23	(	(	PUNCT
ajis02-2695	46	24	kang	kang	PROPN
ajis02-2695	46	25	,	,	PUNCT
ajis02-2695	46	26	2018	2018	NUM
ajis02-2695	46	27	)	)	PUNCT
ajis02-2695	46	28	.	.	PUNCT
ajis02-2695	47	1	using	use	VERB
ajis02-2695	47	2	any	any	PRON
ajis02-2695	47	3	of	of	ADP
ajis02-2695	47	4	these	these	DET
ajis02-2695	47	5	payment	payment	NOUN
ajis02-2695	47	6	mechanisms	mechanism	NOUN
ajis02-2695	47	7	,	,	PUNCT
ajis02-2695	47	8	the	the	DET
ajis02-2695	47	9	mobile	mobile	ADJ
ajis02-2695	47	10	wallet	wallet	NOUN
ajis02-2695	47	11	user	user	NOUN
ajis02-2695	47	12	can	can	AUX
ajis02-2695	47	13	add	add	VERB
ajis02-2695	47	14	their	their	PRON
ajis02-2695	47	15	debit	debit	NOUN
ajis02-2695	47	16	/	/	SYM
ajis02-2695	47	17	credit	credit	NOUN
ajis02-2695	47	18	card	card	NOUN
ajis02-2695	47	19	details	detail	NOUN
ajis02-2695	47	20	to	to	ADP
ajis02-2695	47	21	their	their	PRON
ajis02-2695	47	22	wallets	wallet	NOUN
ajis02-2695	47	23	,	,	PUNCT
ajis02-2695	47	24	after	after	ADP
ajis02-2695	47	25	which	which	PRON
ajis02-2695	47	26	the	the	DET
ajis02-2695	47	27	mobile	mobile	ADJ
ajis02-2695	47	28	wallet	wallet	NOUN
ajis02-2695	47	29	providers	provider	NOUN
ajis02-2695	47	30	contact	contact	VERB
ajis02-2695	47	31	the	the	DET
ajis02-2695	47	32	card	card	NOUN
ajis02-2695	47	33	issuer	issuer	NOUN
ajis02-2695	47	34	for	for	ADP
ajis02-2695	47	35	authentication	authentication	NOUN
ajis02-2695	47	36	and	and	CCONJ
ajis02-2695	47	37	add	add	VERB
ajis02-2695	47	38	the	the	DET
ajis02-2695	47	39	card	card	NOUN
ajis02-2695	47	40	information	information	NOUN
ajis02-2695	47	41	to	to	ADP
ajis02-2695	47	42	the	the	DET
ajis02-2695	47	43	wallets	wallet	NOUN
ajis02-2695	47	44	after	after	ADP
ajis02-2695	47	45	successful	successful	ADJ
ajis02-2695	47	46	authentication	authentication	NOUN
ajis02-2695	47	47	(	(	PUNCT
ajis02-2695	47	48	wang	wang	PROPN
ajis02-2695	47	49	,	,	PUNCT
ajis02-2695	47	50	hahn	hahn	PROPN
ajis02-2695	47	51	,	,	PUNCT
ajis02-2695	47	52	&	&	CCONJ
ajis02-2695	47	53	sutrave	sutrave	PROPN
ajis02-2695	47	54	,	,	PUNCT
ajis02-2695	47	55	2016	2016	NUM
ajis02-2695	47	56	)	)	PUNCT
ajis02-2695	47	57	.	.	PUNCT
ajis02-2695	48	1	samsung	samsung	PROPN
ajis02-2695	48	2	pay	pay	PROPN
ajis02-2695	48	3	uses	use	NOUN
ajis02-2695	48	4	,	,	PUNCT
ajis02-2695	48	5	in	in	ADP
ajis02-2695	48	6	addition	addition	NOUN
ajis02-2695	48	7	to	to	ADP
ajis02-2695	48	8	nfc	nfc	NOUN
ajis02-2695	48	9	,	,	PUNCT
ajis02-2695	48	10	magnetic	magnetic	ADJ
ajis02-2695	48	11	secure	secure	ADJ
ajis02-2695	48	12	transmission	transmission	NOUN
ajis02-2695	48	13	(	(	PUNCT
ajis02-2695	48	14	mst	mst	PROPN
ajis02-2695	48	15	)	)	PUNCT
ajis02-2695	48	16	,	,	PUNCT
ajis02-2695	48	17	which	which	PRON
ajis02-2695	48	18	allows	allow	VERB
ajis02-2695	48	19	mobile	mobile	ADJ
ajis02-2695	48	20	wallet	wallet	NOUN
ajis02-2695	48	21	users	user	NOUN
ajis02-2695	48	22	to	to	PART
ajis02-2695	48	23	use	use	VERB
ajis02-2695	48	24	samsung	samsung	PROPN
ajis02-2695	48	25	pay	pay	NOUN
ajis02-2695	48	26	in	in	ADP
ajis02-2695	48	27	store	store	NOUN
ajis02-2695	48	28	even	even	ADV
ajis02-2695	48	29	when	when	SCONJ
ajis02-2695	48	30	retailers	retailer	NOUN
ajis02-2695	48	31	have	have	AUX
ajis02-2695	48	32	not	not	PART
ajis02-2695	48	33	upgraded	upgrade	VERB
ajis02-2695	48	34	to	to	ADP
ajis02-2695	48	35	an	an	DET
ajis02-2695	48	36	nfc	nfc	NOUN
ajis02-2695	48	37	reader	reader	NOUN
ajis02-2695	48	38	,	,	PUNCT
ajis02-2695	48	39	thereby	thereby	ADV
ajis02-2695	48	40	ensuring	ensure	VERB
ajis02-2695	48	41	the	the	DET
ajis02-2695	48	42	compatibility	compatibility	NOUN
ajis02-2695	48	43	and	and	CCONJ
ajis02-2695	48	44	convenience	convenience	NOUN
ajis02-2695	48	45	of	of	ADP
ajis02-2695	48	46	the	the	DET
ajis02-2695	48	47	payment	payment	NOUN
ajis02-2695	48	48	method	method	NOUN
ajis02-2695	48	49	(	(	PUNCT
ajis02-2695	48	50	kang	kang	PROPN
ajis02-2695	48	51	,	,	PUNCT
ajis02-2695	48	52	2018	2018	NUM
ajis02-2695	48	53	;	;	PUNCT
ajis02-2695	48	54	wang	wang	PROPN
ajis02-2695	48	55	et	et	PROPN
ajis02-2695	48	56	al	al	PROPN
ajis02-2695	48	57	.	.	PROPN
ajis02-2695	48	58	,	,	PUNCT
ajis02-2695	48	59	2016	2016	NUM
ajis02-2695	48	60	)	)	PUNCT
ajis02-2695	48	61	.	.	PUNCT
ajis02-2695	49	1	google	google	PROPN
ajis02-2695	49	2	pay	pay	PROPN
ajis02-2695	49	3	,	,	PUNCT
ajis02-2695	49	4	formerly	formerly	ADV
ajis02-2695	49	5	known	know	VERB
ajis02-2695	49	6	as	as	ADP
ajis02-2695	49	7	android	android	PROPN
ajis02-2695	49	8	pay	pay	PROPN
ajis02-2695	49	9	,	,	PUNCT
ajis02-2695	49	10	supports	support	VERB
ajis02-2695	49	11	only	only	ADV
ajis02-2695	49	12	nfc	nfc	NOUN
ajis02-2695	49	13	technologies	technology	NOUN
ajis02-2695	49	14	and	and	CCONJ
ajis02-2695	49	15	works	work	VERB
ajis02-2695	49	16	with	with	ADP
ajis02-2695	49	17	any	any	DET
ajis02-2695	49	18	android	android	PROPN
ajis02-2695	49	19	devices	device	NOUN
ajis02-2695	49	20	for	for	ADP
ajis02-2695	49	21	in	in	ADP
ajis02-2695	49	22	-	-	PUNCT
ajis02-2695	49	23	store	store	NOUN
ajis02-2695	49	24	and	and	CCONJ
ajis02-2695	49	25	peer	peer	NOUN
ajis02-2695	49	26	-	-	PUNCT
ajis02-2695	49	27	to	to	ADP
ajis02-2695	49	28	-	-	PUNCT
ajis02-2695	49	29	peer	peer	NOUN
ajis02-2695	49	30	payments	payment	NOUN
ajis02-2695	49	31	(	(	PUNCT
ajis02-2695	49	32	kang	kang	PROPN
ajis02-2695	49	33	,	,	PUNCT
ajis02-2695	49	34	2018	2018	NUM
ajis02-2695	49	35	)	)	PUNCT
ajis02-2695	49	36	.	.	PUNCT
ajis02-2695	50	1	along	along	ADP
ajis02-2695	50	2	with	with	ADP
ajis02-2695	50	3	in	in	ADP
ajis02-2695	50	4	-	-	PUNCT
ajis02-2695	50	5	store	store	NOUN
ajis02-2695	50	6	and	and	CCONJ
ajis02-2695	50	7	online	online	ADJ
ajis02-2695	50	8	payments	payment	NOUN
ajis02-2695	50	9	,	,	PUNCT
ajis02-2695	50	10	in	in	ADP
ajis02-2695	50	11	india	india	PROPN
ajis02-2695	50	12	,	,	PUNCT
ajis02-2695	50	13	google	google	PROPN
ajis02-2695	50	14	pay	pay	NOUN
ajis02-2695	50	15	can	can	AUX
ajis02-2695	50	16	be	be	AUX
ajis02-2695	50	17	linked	link	VERB
ajis02-2695	50	18	to	to	ADP
ajis02-2695	50	19	bank	bank	NOUN
ajis02-2695	50	20	accounts	account	NOUN
ajis02-2695	50	21	that	that	PRON
ajis02-2695	50	22	support	support	VERB
ajis02-2695	50	23	unified	unified	ADJ
ajis02-2695	50	24	payment	payment	NOUN
ajis02-2695	50	25	interface	interface	NOUN
ajis02-2695	50	26	(	(	PUNCT
ajis02-2695	50	27	upi	upi	PROPN
ajis02-2695	50	28	)	)	PUNCT
ajis02-2695	50	29	for	for	ADP
ajis02-2695	50	30	direct	direct	ADJ
ajis02-2695	50	31	transactions	transaction	NOUN
ajis02-2695	50	32	instead	instead	ADV
ajis02-2695	50	33	of	of	ADP
ajis02-2695	50	34	adding	add	VERB
ajis02-2695	50	35	money	money	NOUN
ajis02-2695	50	36	to	to	ADP
ajis02-2695	50	37	the	the	DET
ajis02-2695	50	38	wallet	wallet	NOUN
ajis02-2695	50	39	.	.	PUNCT
ajis02-2695	51	1	similarly	similarly	ADV
ajis02-2695	51	2	,	,	PUNCT
ajis02-2695	51	3	paypal	paypal	PROPN
ajis02-2695	51	4	’s	’s	PART
ajis02-2695	51	5	mobile	mobile	ADJ
ajis02-2695	51	6	app	app	NOUN
ajis02-2695	51	7	offers	offer	VERB
ajis02-2695	51	8	various	various	ADJ
ajis02-2695	51	9	services	service	NOUN
ajis02-2695	51	10	,	,	PUNCT
ajis02-2695	51	11	such	such	ADJ
ajis02-2695	51	12	as	as	ADP
ajis02-2695	51	13	send	send	VERB
ajis02-2695	51	14	and	and	CCONJ
ajis02-2695	51	15	receive	receive	VERB
ajis02-2695	51	16	money	money	NOUN
ajis02-2695	51	17	,	,	PUNCT
ajis02-2695	51	18	by	by	ADP
ajis02-2695	51	19	linking	link	VERB
ajis02-2695	51	20	paypal	paypal	ADJ
ajis02-2695	51	21	accounts	account	NOUN
ajis02-2695	51	22	with	with	ADP
ajis02-2695	51	23	banks	bank	NOUN
ajis02-2695	51	24	as	as	ADV
ajis02-2695	51	25	well	well	ADV
ajis02-2695	51	26	as	as	ADV
ajis02-2695	51	27	online	online	ADJ
ajis02-2695	51	28	and	and	CCONJ
ajis02-2695	51	29	in	in	ADP
ajis02-2695	51	30	-	-	PUNCT
ajis02-2695	51	31	store	store	NOUN
ajis02-2695	51	32	payments	payment	NOUN
ajis02-2695	51	33	.	.	PUNCT
ajis02-2695	52	1	in	in	ADP
ajis02-2695	52	2	addition	addition	NOUN
ajis02-2695	52	3	,	,	PUNCT
ajis02-2695	52	4	paypal	paypal	NOUN
ajis02-2695	52	5	accounts	account	NOUN
ajis02-2695	52	6	can	can	AUX
ajis02-2695	52	7	be	be	AUX
ajis02-2695	52	8	linked	link	VERB
ajis02-2695	52	9	to	to	ADP
ajis02-2695	52	10	google	google	PROPN
ajis02-2695	52	11	pay	pay	NOUN
ajis02-2695	52	12	,	,	PUNCT
ajis02-2695	52	13	and	and	CCONJ
ajis02-2695	52	14	the	the	DET
ajis02-2695	52	15	paypal	paypal	PROPN
ajis02-2695	52	16	app	app	NOUN
ajis02-2695	52	17	allows	allow	VERB
ajis02-2695	52	18	access	access	NOUN
ajis02-2695	52	19	to	to	ADP
ajis02-2695	52	20	these	these	DET
ajis02-2695	52	21	accounts	account	NOUN
ajis02-2695	52	22	from	from	ADP
ajis02-2695	52	23	iphones	iphone	NOUN
ajis02-2695	52	24	/	/	SYM
ajis02-2695	52	25	android	android	PROPN
ajis02-2695	52	26	phones	phone	NOUN
ajis02-2695	52	27	as	as	ADV
ajis02-2695	52	28	well	well	ADV
ajis02-2695	52	29	as	as	ADP
ajis02-2695	52	30	the	the	DET
ajis02-2695	52	31	ability	ability	NOUN
ajis02-2695	52	32	to	to	PART
ajis02-2695	52	33	transfer	transfer	VERB
ajis02-2695	52	34	funds	fund	NOUN
ajis02-2695	52	35	through	through	ADP
ajis02-2695	52	36	the	the	DET
ajis02-2695	52	37	linked	link	VERB
ajis02-2695	52	38	bank	bank	NOUN
ajis02-2695	52	39	account	account	NOUN
ajis02-2695	52	40	or	or	CCONJ
ajis02-2695	52	41	through	through	ADP
ajis02-2695	52	42	attached	attached	ADJ
ajis02-2695	52	43	credit	credit	NOUN
ajis02-2695	52	44	/	/	SYM
ajis02-2695	52	45	debit	debit	NOUN
ajis02-2695	52	46	cards	card	NOUN
ajis02-2695	52	47	.	.	PUNCT
ajis02-2695	53	1	this	this	DET
ajis02-2695	53	2	study	study	NOUN
ajis02-2695	53	3	considers	consider	VERB
ajis02-2695	53	4	both	both	DET
ajis02-2695	53	5	types	type	NOUN
ajis02-2695	53	6	of	of	ADP
ajis02-2695	53	7	mobile	mobile	ADJ
ajis02-2695	53	8	payments	payment	NOUN
ajis02-2695	53	9	:	:	PUNCT
ajis02-2695	53	10	payments	payment	NOUN
ajis02-2695	53	11	initiated	initiate	VERB
ajis02-2695	53	12	through	through	ADP
ajis02-2695	53	13	mobile	mobile	ADJ
ajis02-2695	53	14	apps	app	NOUN
ajis02-2695	53	15	,	,	PUNCT
ajis02-2695	53	16	and	and	CCONJ
ajis02-2695	53	17	payments	payment	NOUN
ajis02-2695	53	18	conducted	conduct	VERB
ajis02-2695	53	19	through	through	ADP
ajis02-2695	53	20	mobile	mobile	ADJ
ajis02-2695	53	21	browsers	browser	NOUN
ajis02-2695	53	22	(	(	PUNCT
ajis02-2695	53	23	figure	figure	NOUN
ajis02-2695	53	24	1	1	NUM
ajis02-2695	53	25	)	)	PUNCT
ajis02-2695	53	26	.	.	PUNCT
ajis02-2695	54	1	australasian	australasian	ADJ
ajis02-2695	54	2	journal	journal	NOUN
ajis02-2695	54	3	of	of	ADP
ajis02-2695	54	4	information	information	NOUN
ajis02-2695	54	5	systems	system	NOUN
ajis02-2695	54	6	singh	singh	PROPN
ajis02-2695	54	7	2020	2020	NUM
ajis02-2695	54	8	,	,	PUNCT
ajis02-2695	54	9	vol	vol	NOUN
ajis02-2695	54	10	24	24	NUM
ajis02-2695	54	11	,	,	PUNCT
ajis02-2695	54	12	research	research	NOUN
ajis02-2695	54	13	article	article	NOUN
ajis02-2695	54	14	explaining	explain	VERB
ajis02-2695	54	15	post	post	NOUN
ajis02-2695	54	16	-	-	NOUN
ajis02-2695	54	17	adoption	adoption	NOUN
ajis02-2695	54	18	of	of	ADP
ajis02-2695	54	19	mobile	mobile	ADJ
ajis02-2695	54	20	payment	payment	NOUN
ajis02-2695	54	21	systems	system	NOUN
ajis02-2695	54	22	4	4	NUM
ajis02-2695	54	23	figure	figure	NOUN
ajis02-2695	54	24	1	1	NUM
ajis02-2695	54	25	:	:	PUNCT
ajis02-2695	54	26	mobile	mobile	ADJ
ajis02-2695	54	27	payment	payment	NOUN
ajis02-2695	54	28	process	process	NOUN
ajis02-2695	54	29	(	(	PUNCT
ajis02-2695	54	30	source	source	NOUN
ajis02-2695	54	31	:	:	PUNCT
ajis02-2695	54	32	wang	wang	PROPN
ajis02-2695	54	33	,	,	PUNCT
ajis02-2695	54	34	hahn	hahn	PROPN
ajis02-2695	54	35	,	,	PUNCT
ajis02-2695	54	36	&	&	CCONJ
ajis02-2695	54	37	sutrave	sutrave	PROPN
ajis02-2695	54	38	(	(	PUNCT
ajis02-2695	54	39	2016	2016	NUM
ajis02-2695	54	40	)	)	PUNCT
ajis02-2695	54	41	)	)	PUNCT
ajis02-2695	55	1	2.2	2.2	NUM
ajis02-2695	55	2	post	post	NOUN
ajis02-2695	55	3	-	-	NOUN
ajis02-2695	55	4	adoption	adoption	NOUN
ajis02-2695	55	5	of	of	ADP
ajis02-2695	55	6	mobile	mobile	ADJ
ajis02-2695	55	7	payments	payment	NOUN
ajis02-2695	55	8	many	many	ADJ
ajis02-2695	55	9	studies	study	NOUN
ajis02-2695	55	10	of	of	ADP
ajis02-2695	55	11	users	user	NOUN
ajis02-2695	55	12	’	'	PUNCT
ajis02-2695	55	13	initial	initial	ADJ
ajis02-2695	55	14	adoption	adoption	NOUN
ajis02-2695	55	15	of	of	ADP
ajis02-2695	55	16	mobile	mobile	ADJ
ajis02-2695	55	17	payments	payment	NOUN
ajis02-2695	55	18	appear	appear	VERB
ajis02-2695	55	19	in	in	ADP
ajis02-2695	55	20	the	the	DET
ajis02-2695	55	21	literature	literature	NOUN
ajis02-2695	55	22	,	,	PUNCT
ajis02-2695	55	23	and	and	CCONJ
ajis02-2695	55	24	these	these	DET
ajis02-2695	55	25	studies	study	NOUN
ajis02-2695	55	26	have	have	AUX
ajis02-2695	55	27	identified	identify	VERB
ajis02-2695	55	28	antecedents	antecedent	NOUN
ajis02-2695	55	29	of	of	ADP
ajis02-2695	55	30	mobile	mobile	ADJ
ajis02-2695	55	31	payments	payment	NOUN
ajis02-2695	55	32	initial	initial	ADJ
ajis02-2695	55	33	adoption	adoption	NOUN
ajis02-2695	55	34	,	,	PUNCT
ajis02-2695	55	35	such	such	ADJ
ajis02-2695	55	36	as	as	ADP
ajis02-2695	55	37	performance	performance	NOUN
ajis02-2695	55	38	expectancy	expectancy	NOUN
ajis02-2695	55	39	,	,	PUNCT
ajis02-2695	55	40	perceived	perceive	VERB
ajis02-2695	55	41	security	security	NOUN
ajis02-2695	55	42	,	,	PUNCT
ajis02-2695	55	43	social	social	ADJ
ajis02-2695	55	44	influence	influence	NOUN
ajis02-2695	55	45	,	,	PUNCT
ajis02-2695	55	46	compatibility	compatibility	NOUN
ajis02-2695	55	47	and	and	CCONJ
ajis02-2695	55	48	trust	trust	NOUN
ajis02-2695	55	49	(	(	PUNCT
ajis02-2695	55	50	fan	fan	NOUN
ajis02-2695	55	51	et	et	PROPN
ajis02-2695	55	52	al	al	PROPN
ajis02-2695	55	53	.	.	PROPN
ajis02-2695	55	54	,	,	PUNCT
ajis02-2695	55	55	2018	2018	NUM
ajis02-2695	55	56	;	;	PUNCT
ajis02-2695	55	57	hampshire	hampshire	PROPN
ajis02-2695	55	58	,	,	PUNCT
ajis02-2695	55	59	2017	2017	NUM
ajis02-2695	55	60	;	;	PUNCT
ajis02-2695	55	61	kim	kim	PROPN
ajis02-2695	55	62	,	,	PUNCT
ajis02-2695	55	63	mirusmonov	mirusmonov	PROPN
ajis02-2695	55	64	,	,	PUNCT
ajis02-2695	55	65	&	&	CCONJ
ajis02-2695	55	66	lee	lee	PROPN
ajis02-2695	55	67	,	,	PUNCT
ajis02-2695	55	68	2010	2010	NUM
ajis02-2695	55	69	;	;	PUNCT
ajis02-2695	55	70	musa	musa	PROPN
ajis02-2695	55	71	&	&	CCONJ
ajis02-2695	55	72	aishare	aishare	PROPN
ajis02-2695	55	73	,	,	PUNCT
ajis02-2695	55	74	2015	2015	NUM
ajis02-2695	55	75	;	;	PUNCT
ajis02-2695	55	76	oliveira	oliveira	PROPN
ajis02-2695	55	77	et	et	PROPN
ajis02-2695	55	78	al	al	PROPN
ajis02-2695	55	79	.	.	PROPN
ajis02-2695	55	80	,	,	PUNCT
ajis02-2695	55	81	2016	2016	NUM
ajis02-2695	55	82	;	;	PUNCT
ajis02-2695	55	83	ramadan	ramadan	PROPN
ajis02-2695	55	84	&	&	CCONJ
ajis02-2695	55	85	aita	aita	PROPN
ajis02-2695	55	86	,	,	PUNCT
ajis02-2695	55	87	2018	2018	NUM
ajis02-2695	55	88	)	)	PUNCT
ajis02-2695	55	89	.	.	PUNCT
ajis02-2695	56	1	conversely	conversely	ADV
ajis02-2695	56	2	,	,	PUNCT
ajis02-2695	56	3	only	only	ADV
ajis02-2695	56	4	a	a	DET
ajis02-2695	56	5	few	few	ADJ
ajis02-2695	56	6	studies	study	NOUN
ajis02-2695	56	7	have	have	AUX
ajis02-2695	56	8	focused	focus	VERB
ajis02-2695	56	9	on	on	ADP
ajis02-2695	56	10	users	user	NOUN
ajis02-2695	56	11	’	'	PUNCT
ajis02-2695	56	12	post	post	ADJ
ajis02-2695	56	13	-	-	ADJ
ajis02-2695	56	14	adoption	adoption	ADJ
ajis02-2695	56	15	behaviour	behaviour	NOUN
ajis02-2695	56	16	towards	towards	ADP
ajis02-2695	56	17	mobile	mobile	ADJ
ajis02-2695	56	18	payment	payment	NOUN
ajis02-2695	56	19	systems	system	NOUN
ajis02-2695	56	20	.	.	PUNCT
ajis02-2695	57	1	among	among	ADP
ajis02-2695	57	2	these	these	DET
ajis02-2695	57	3	few	few	ADJ
ajis02-2695	57	4	studies	study	NOUN
ajis02-2695	57	5	,	,	PUNCT
ajis02-2695	57	6	cao	cao	PROPN
ajis02-2695	57	7	,	,	PUNCT
ajis02-2695	57	8	yu	yu	PROPN
ajis02-2695	57	9	,	,	PUNCT
ajis02-2695	57	10	liu	liu	PROPN
ajis02-2695	57	11	,	,	PUNCT
ajis02-2695	57	12	gong	gong	NOUN
ajis02-2695	57	13	,	,	PUNCT
ajis02-2695	57	14	and	and	CCONJ
ajis02-2695	57	15	adeel	adeel	PROPN
ajis02-2695	57	16	(	(	PUNCT
ajis02-2695	57	17	2018	2018	NUM
ajis02-2695	57	18	)	)	PUNCT
ajis02-2695	57	19	used	use	VERB
ajis02-2695	57	20	a	a	DET
ajis02-2695	57	21	trust	trust	NOUN
ajis02-2695	57	22	transfer	transfer	NOUN
ajis02-2695	57	23	perspective	perspective	NOUN
ajis02-2695	57	24	to	to	PART
ajis02-2695	57	25	investigate	investigate	VERB
ajis02-2695	57	26	the	the	DET
ajis02-2695	57	27	continuous	continuous	ADJ
ajis02-2695	57	28	intention	intention	NOUN
ajis02-2695	57	29	to	to	PART
ajis02-2695	57	30	use	use	VERB
ajis02-2695	57	31	mobile	mobile	ADJ
ajis02-2695	57	32	payments	payment	NOUN
ajis02-2695	57	33	in	in	ADP
ajis02-2695	57	34	219	219	NUM
ajis02-2695	57	35	mobile	mobile	ADJ
ajis02-2695	57	36	payment	payment	NOUN
ajis02-2695	57	37	users	user	NOUN
ajis02-2695	57	38	in	in	ADP
ajis02-2695	57	39	china	china	PROPN
ajis02-2695	57	40	.	.	PUNCT
ajis02-2695	58	1	their	their	PRON
ajis02-2695	58	2	study	study	NOUN
ajis02-2695	58	3	revealed	reveal	VERB
ajis02-2695	58	4	that	that	SCONJ
ajis02-2695	58	5	trust	trust	NOUN
ajis02-2695	58	6	transfer	transfer	NOUN
ajis02-2695	58	7	positively	positively	ADV
ajis02-2695	58	8	influenced	influence	VERB
ajis02-2695	58	9	continuous	continuous	ADJ
ajis02-2695	58	10	intention	intention	NOUN
ajis02-2695	58	11	through	through	ADP
ajis02-2695	58	12	satisfaction	satisfaction	NOUN
ajis02-2695	58	13	.	.	PUNCT
ajis02-2695	59	1	kumar	kumar	PROPN
ajis02-2695	59	2	,	,	PUNCT
ajis02-2695	59	3	adlakaha	adlakaha	PROPN
ajis02-2695	59	4	,	,	PUNCT
ajis02-2695	59	5	and	and	CCONJ
ajis02-2695	59	6	mukherjee	mukherjee	PROPN
ajis02-2695	59	7	(	(	PUNCT
ajis02-2695	59	8	2018	2018	NUM
ajis02-2695	59	9	)	)	PUNCT
ajis02-2695	59	10	studied	study	VERB
ajis02-2695	59	11	continuance	continuance	NOUN
ajis02-2695	59	12	intention	intention	NOUN
ajis02-2695	59	13	to	to	PART
ajis02-2695	59	14	use	use	VERB
ajis02-2695	59	15	m	m	NOUN
ajis02-2695	59	16	-	-	PUNCT
ajis02-2695	59	17	wallets	wallet	NOUN
ajis02-2695	59	18	in	in	ADP
ajis02-2695	59	19	265	265	NUM
ajis02-2695	59	20	mobile	mobile	ADJ
ajis02-2695	59	21	wallet	wallet	NOUN
ajis02-2695	59	22	users	user	NOUN
ajis02-2695	59	23	in	in	ADP
ajis02-2695	59	24	india	india	PROPN
ajis02-2695	59	25	using	use	VERB
ajis02-2695	59	26	the	the	DET
ajis02-2695	59	27	technology	technology	NOUN
ajis02-2695	59	28	acceptance	acceptance	NOUN
ajis02-2695	59	29	model	model	NOUN
ajis02-2695	59	30	(	(	PUNCT
ajis02-2695	59	31	tam	tam	PROPN
ajis02-2695	59	32	)	)	PUNCT
ajis02-2695	59	33	and	and	CCONJ
ajis02-2695	59	34	the	the	DET
ajis02-2695	59	35	ecm	ecm	NOUN
ajis02-2695	59	36	with	with	ADP
ajis02-2695	59	37	the	the	DET
ajis02-2695	59	38	additional	additional	ADJ
ajis02-2695	59	39	constructs	construct	NOUN
ajis02-2695	59	40	of	of	ADP
ajis02-2695	59	41	perceived	perceive	VERB
ajis02-2695	59	42	security	security	NOUN
ajis02-2695	59	43	,	,	PUNCT
ajis02-2695	59	44	trust	trust	NOUN
ajis02-2695	59	45	and	and	CCONJ
ajis02-2695	59	46	grievance	grievance	NOUN
ajis02-2695	59	47	redressal	redressal	NOUN
ajis02-2695	59	48	.	.	PUNCT
ajis02-2695	60	1	their	their	PRON
ajis02-2695	60	2	results	result	NOUN
ajis02-2695	60	3	revealed	reveal	VERB
ajis02-2695	60	4	that	that	SCONJ
ajis02-2695	60	5	grievance	grievance	NOUN
ajis02-2695	60	6	redressal	redressal	NOUN
ajis02-2695	60	7	,	,	PUNCT
ajis02-2695	60	8	trust	trust	NOUN
ajis02-2695	60	9	and	and	CCONJ
ajis02-2695	60	10	satisfaction	satisfaction	NOUN
ajis02-2695	60	11	influenced	influence	VERB
ajis02-2695	60	12	continuance	continuance	NOUN
ajis02-2695	60	13	intention	intention	NOUN
ajis02-2695	60	14	.	.	PUNCT
ajis02-2695	61	1	in	in	ADP
ajis02-2695	61	2	china	china	PROPN
ajis02-2695	61	3	,	,	PUNCT
ajis02-2695	61	4	chen	chen	PROPN
ajis02-2695	61	5	and	and	CCONJ
ajis02-2695	61	6	li	li	PROPN
ajis02-2695	61	7	(	(	PUNCT
ajis02-2695	61	8	2017	2017	NUM
ajis02-2695	61	9	)	)	PUNCT
ajis02-2695	61	10	studied	study	VERB
ajis02-2695	61	11	the	the	DET
ajis02-2695	61	12	continuous	continuous	ADJ
ajis02-2695	61	13	intention	intention	NOUN
ajis02-2695	61	14	to	to	PART
ajis02-2695	61	15	use	use	VERB
ajis02-2695	61	16	mobile	mobile	ADJ
ajis02-2695	61	17	payments	payment	NOUN
ajis02-2695	61	18	in	in	ADP
ajis02-2695	61	19	38	38	NUM
ajis02-2695	61	20	interviewees	interviewee	NOUN
ajis02-2695	61	21	(	(	PUNCT
ajis02-2695	61	22	qualitative	qualitative	ADJ
ajis02-2695	61	23	analysis	analysis	NOUN
ajis02-2695	61	24	)	)	PUNCT
ajis02-2695	61	25	and	and	CCONJ
ajis02-2695	61	26	243	243	NUM
ajis02-2695	61	27	survey	survey	NOUN
ajis02-2695	61	28	respondents	respondent	NOUN
ajis02-2695	61	29	(	(	PUNCT
ajis02-2695	61	30	quantitative	quantitative	ADJ
ajis02-2695	61	31	analysis	analysis	NOUN
ajis02-2695	61	32	)	)	PUNCT
ajis02-2695	61	33	using	use	VERB
ajis02-2695	61	34	it	it	PRON
ajis02-2695	61	35	continuance	continuance	NOUN
ajis02-2695	61	36	theory	theory	NOUN
ajis02-2695	61	37	and	and	CCONJ
ajis02-2695	61	38	the	the	DET
ajis02-2695	61	39	risk	risk	NOUN
ajis02-2695	61	40	–	–	PUNCT
ajis02-2695	61	41	trust	trust	NOUN
ajis02-2695	61	42	and	and	CCONJ
ajis02-2695	61	43	affect	affect	ADJ
ajis02-2695	61	44	–	–	PUNCT
ajis02-2695	61	45	cognition	cognition	NOUN
ajis02-2695	61	46	framework	framework	NOUN
ajis02-2695	61	47	.	.	PUNCT
ajis02-2695	62	1	in	in	ADP
ajis02-2695	62	2	this	this	DET
ajis02-2695	62	3	study	study	NOUN
ajis02-2695	62	4	,	,	PUNCT
ajis02-2695	62	5	satisfaction	satisfaction	NOUN
ajis02-2695	62	6	and	and	CCONJ
ajis02-2695	62	7	postadoption	postadoption	NOUN
ajis02-2695	62	8	perceived	perceive	VERB
ajis02-2695	62	9	usefulness	usefulness	NOUN
ajis02-2695	62	10	significantly	significantly	ADV
ajis02-2695	62	11	impacted	impact	VERB
ajis02-2695	62	12	the	the	DET
ajis02-2695	62	13	continuance	continuance	NOUN
ajis02-2695	62	14	intention	intention	NOUN
ajis02-2695	62	15	to	to	PART
ajis02-2695	62	16	use	use	VERB
ajis02-2695	62	17	mobile	mobile	ADJ
ajis02-2695	62	18	payments	payment	NOUN
ajis02-2695	62	19	.	.	PUNCT
ajis02-2695	63	1	lu	lu	PROPN
ajis02-2695	63	2	,	,	PUNCT
ajis02-2695	63	3	wei	wei	PROPN
ajis02-2695	63	4	,	,	PUNCT
ajis02-2695	63	5	yu	yu	PROPN
ajis02-2695	63	6	,	,	PUNCT
ajis02-2695	63	7	and	and	CCONJ
ajis02-2695	63	8	liu	liu	PROPN
ajis02-2695	63	9	(	(	PUNCT
ajis02-2695	63	10	2016	2016	NUM
ajis02-2695	63	11	)	)	PUNCT
ajis02-2695	63	12	examined	examine	VERB
ajis02-2695	63	13	the	the	DET
ajis02-2695	63	14	post	post	NOUN
ajis02-2695	63	15	-	-	NOUN
ajis02-2695	63	16	usage	usage	NOUN
ajis02-2695	63	17	of	of	ADP
ajis02-2695	63	18	m	m	NOUN
ajis02-2695	63	19	-	-	NOUN
ajis02-2695	63	20	payments	payment	NOUN
ajis02-2695	63	21	in	in	ADP
ajis02-2695	63	22	724	724	NUM
ajis02-2695	63	23	mobile	mobile	ADJ
ajis02-2695	63	24	payment	payment	NOUN
ajis02-2695	63	25	users	user	NOUN
ajis02-2695	63	26	in	in	ADP
ajis02-2695	63	27	china	china	PROPN
ajis02-2695	63	28	using	use	VERB
ajis02-2695	63	29	expectation	expectation	NOUN
ajis02-2695	63	30	-	-	PUNCT
ajis02-2695	63	31	confirmation	confirmation	NOUN
ajis02-2695	63	32	theory	theory	NOUN
ajis02-2695	63	33	.	.	PUNCT
ajis02-2695	64	1	their	their	PRON
ajis02-2695	64	2	findings	finding	NOUN
ajis02-2695	64	3	revealed	reveal	VERB
ajis02-2695	64	4	that	that	SCONJ
ajis02-2695	64	5	post	post	ADJ
ajis02-2695	64	6	-	-	ADJ
ajis02-2695	64	7	usage	usage	ADJ
ajis02-2695	64	8	privacy	privacy	NOUN
ajis02-2695	64	9	protections	protection	NOUN
ajis02-2695	64	10	and	and	CCONJ
ajis02-2695	64	11	social	social	ADJ
ajis02-2695	64	12	influence	influence	NOUN
ajis02-2695	64	13	impacted	impact	VERB
ajis02-2695	64	14	continued	continue	VERB
ajis02-2695	64	15	usage	usage	NOUN
ajis02-2695	64	16	,	,	PUNCT
ajis02-2695	64	17	whereas	whereas	SCONJ
ajis02-2695	64	18	postusage	postusage	NOUN
ajis02-2695	64	19	mobility	mobility	NOUN
ajis02-2695	64	20	impacted	impact	VERB
ajis02-2695	64	21	satisfaction	satisfaction	NOUN
ajis02-2695	64	22	.	.	PUNCT
ajis02-2695	65	1	other	other	ADJ
ajis02-2695	65	2	findings	finding	NOUN
ajis02-2695	65	3	from	from	ADP
ajis02-2695	65	4	their	their	PRON
ajis02-2695	65	5	research	research	NOUN
ajis02-2695	65	6	were	be	AUX
ajis02-2695	65	7	that	that	SCONJ
ajis02-2695	65	8	espoused	espouse	VERB
ajis02-2695	65	9	australasian	australasian	ADJ
ajis02-2695	65	10	journal	journal	NOUN
ajis02-2695	65	11	of	of	ADP
ajis02-2695	65	12	information	information	NOUN
ajis02-2695	65	13	systems	system	NOUN
ajis02-2695	65	14	singh	singh	PROPN
ajis02-2695	65	15	2020	2020	NUM
ajis02-2695	65	16	,	,	PUNCT
ajis02-2695	65	17	vol	vol	NOUN
ajis02-2695	65	18	24	24	NUM
ajis02-2695	65	19	,	,	PUNCT
ajis02-2695	65	20	research	research	NOUN
ajis02-2695	65	21	article	article	NOUN
ajis02-2695	65	22	explaining	explain	VERB
ajis02-2695	65	23	post	post	NOUN
ajis02-2695	65	24	-	-	NOUN
ajis02-2695	65	25	adoption	adoption	NOUN
ajis02-2695	65	26	of	of	ADP
ajis02-2695	65	27	mobile	mobile	ADJ
ajis02-2695	65	28	payment	payment	NOUN
ajis02-2695	65	29	systems	system	NOUN
ajis02-2695	65	30	5	5	NUM
ajis02-2695	65	31	cultural	cultural	ADJ
ajis02-2695	65	32	values	value	NOUN
ajis02-2695	65	33	acted	act	VERB
ajis02-2695	65	34	as	as	ADP
ajis02-2695	65	35	antecedents	antecedent	NOUN
ajis02-2695	65	36	to	to	ADP
ajis02-2695	65	37	social	social	ADJ
ajis02-2695	65	38	influence	influence	NOUN
ajis02-2695	65	39	and	and	CCONJ
ajis02-2695	65	40	post	post	ADJ
ajis02-2695	65	41	-	-	ADJ
ajis02-2695	65	42	usage	usage	ADJ
ajis02-2695	65	43	mobility	mobility	NOUN
ajis02-2695	65	44	.	.	PUNCT
ajis02-2695	66	1	yuan	yuan	NOUN
ajis02-2695	66	2	,	,	PUNCT
ajis02-2695	66	3	liu	liu	PROPN
ajis02-2695	66	4	,	,	PUNCT
ajis02-2695	66	5	yao	yao	PROPN
ajis02-2695	66	6	,	,	PUNCT
ajis02-2695	66	7	and	and	CCONJ
ajis02-2695	66	8	liu	liu	PROPN
ajis02-2695	66	9	(	(	PUNCT
ajis02-2695	66	10	2014	2014	NUM
ajis02-2695	66	11	)	)	PUNCT
ajis02-2695	66	12	studied	study	VERB
ajis02-2695	66	13	the	the	DET
ajis02-2695	66	14	continuance	continuance	NOUN
ajis02-2695	66	15	intention	intention	NOUN
ajis02-2695	66	16	to	to	PART
ajis02-2695	66	17	use	use	VERB
ajis02-2695	66	18	mobile	mobile	ADJ
ajis02-2695	66	19	payments	payment	NOUN
ajis02-2695	66	20	in	in	ADP
ajis02-2695	66	21	434	434	NUM
ajis02-2695	66	22	users	user	NOUN
ajis02-2695	66	23	in	in	ADP
ajis02-2695	66	24	china	china	PROPN
ajis02-2695	66	25	using	use	VERB
ajis02-2695	66	26	an	an	DET
ajis02-2695	66	27	integrated	integrated	ADJ
ajis02-2695	66	28	model	model	NOUN
ajis02-2695	66	29	comprising	comprise	VERB
ajis02-2695	66	30	the	the	DET
ajis02-2695	66	31	tam	tam	PROPN
ajis02-2695	66	32	,	,	PUNCT
ajis02-2695	66	33	task	task	NOUN
ajis02-2695	66	34	–	–	PUNCT
ajis02-2695	66	35	technology	technology	NOUN
ajis02-2695	66	36	fit	fit	ADJ
ajis02-2695	66	37	and	and	CCONJ
ajis02-2695	66	38	perceived	perceive	VERB
ajis02-2695	66	39	risk	risk	NOUN
ajis02-2695	66	40	with	with	ADP
ajis02-2695	66	41	the	the	DET
ajis02-2695	66	42	ecm	ecm	NOUN
ajis02-2695	66	43	.	.	PUNCT
ajis02-2695	67	1	their	their	PRON
ajis02-2695	67	2	findings	finding	NOUN
ajis02-2695	67	3	showed	show	VERB
ajis02-2695	67	4	that	that	SCONJ
ajis02-2695	67	5	satisfaction	satisfaction	NOUN
ajis02-2695	67	6	,	,	PUNCT
ajis02-2695	67	7	perceived	perceive	VERB
ajis02-2695	67	8	risk	risk	NOUN
ajis02-2695	67	9	,	,	PUNCT
ajis02-2695	67	10	perceived	perceive	VERB
ajis02-2695	67	11	usefulness	usefulness	NOUN
ajis02-2695	67	12	and	and	CCONJ
ajis02-2695	67	13	perceived	perceive	VERB
ajis02-2695	67	14	task	task	NOUN
ajis02-2695	67	15	–	–	PUNCT
ajis02-2695	67	16	technology	technology	NOUN
ajis02-2695	67	17	fit	fit	NOUN
ajis02-2695	67	18	were	be	AUX
ajis02-2695	67	19	the	the	DET
ajis02-2695	67	20	main	main	ADJ
ajis02-2695	67	21	drivers	driver	NOUN
ajis02-2695	67	22	of	of	ADP
ajis02-2695	67	23	continuance	continuance	NOUN
ajis02-2695	67	24	intention	intention	NOUN
ajis02-2695	67	25	.	.	PUNCT
ajis02-2695	68	1	zhou	zhou	PROPN
ajis02-2695	68	2	(	(	PUNCT
ajis02-2695	68	3	2013	2013	NUM
ajis02-2695	68	4	,	,	PUNCT
ajis02-2695	68	5	2014	2014	NUM
ajis02-2695	68	6	)	)	PUNCT
ajis02-2695	68	7	examined	examine	VERB
ajis02-2695	68	8	the	the	DET
ajis02-2695	68	9	factors	factor	NOUN
ajis02-2695	68	10	of	of	ADP
ajis02-2695	68	11	continuance	continuance	NOUN
ajis02-2695	68	12	intention	intention	NOUN
ajis02-2695	68	13	to	to	PART
ajis02-2695	68	14	use	use	VERB
ajis02-2695	68	15	mobile	mobile	ADJ
ajis02-2695	68	16	payments	payment	NOUN
ajis02-2695	68	17	in	in	ADP
ajis02-2695	68	18	195	195	NUM
ajis02-2695	68	19	respondents	respondent	NOUN
ajis02-2695	68	20	in	in	ADP
ajis02-2695	68	21	china	china	PROPN
ajis02-2695	68	22	using	use	VERB
ajis02-2695	68	23	the	the	PRON
ajis02-2695	68	24	is	be	AUX
ajis02-2695	68	25	success	success	NOUN
ajis02-2695	68	26	model	model	NOUN
ajis02-2695	68	27	(	(	PUNCT
ajis02-2695	68	28	delone	delone	PROPN
ajis02-2695	68	29	&	&	CCONJ
ajis02-2695	68	30	mclean	mclean	PROPN
ajis02-2695	68	31	,	,	PUNCT
ajis02-2695	68	32	1993	1993	NUM
ajis02-2695	68	33	)	)	PUNCT
ajis02-2695	68	34	and	and	CCONJ
ajis02-2695	68	35	flow	flow	NOUN
ajis02-2695	68	36	theory	theory	NOUN
ajis02-2695	68	37	.	.	PUNCT
ajis02-2695	69	1	his	his	PRON
ajis02-2695	69	2	findings	finding	NOUN
ajis02-2695	69	3	indicated	indicate	VERB
ajis02-2695	69	4	that	that	SCONJ
ajis02-2695	69	5	trust	trust	NOUN
ajis02-2695	69	6	,	,	PUNCT
ajis02-2695	69	7	flow	flow	NOUN
ajis02-2695	69	8	and	and	CCONJ
ajis02-2695	69	9	satisfaction	satisfaction	NOUN
ajis02-2695	69	10	influenced	influence	VERB
ajis02-2695	69	11	continuance	continuance	NOUN
ajis02-2695	69	12	intention	intention	NOUN
ajis02-2695	69	13	;	;	PUNCT
ajis02-2695	69	14	service	service	NOUN
ajis02-2695	69	15	quality	quality	NOUN
ajis02-2695	69	16	influenced	influence	VERB
ajis02-2695	69	17	trust	trust	NOUN
ajis02-2695	69	18	;	;	PUNCT
ajis02-2695	69	19	system	system	NOUN
ajis02-2695	69	20	quality	quality	NOUN
ajis02-2695	69	21	affected	affect	VERB
ajis02-2695	69	22	satisfaction	satisfaction	NOUN
ajis02-2695	69	23	;	;	PUNCT
ajis02-2695	69	24	and	and	CCONJ
ajis02-2695	69	25	information	information	NOUN
ajis02-2695	69	26	quality	quality	NOUN
ajis02-2695	69	27	and	and	CCONJ
ajis02-2695	69	28	service	service	NOUN
ajis02-2695	69	29	quality	quality	NOUN
ajis02-2695	69	30	affected	affect	VERB
ajis02-2695	69	31	flow	flow	NOUN
ajis02-2695	69	32	(	(	PUNCT
ajis02-2695	69	33	zhou	zhou	PROPN
ajis02-2695	69	34	,	,	PUNCT
ajis02-2695	69	35	2013	2013	NUM
ajis02-2695	69	36	,	,	PUNCT
ajis02-2695	69	37	2014	2014	NUM
ajis02-2695	69	38	)	)	PUNCT
ajis02-2695	69	39	.	.	PUNCT
ajis02-2695	70	1	there	there	PRON
ajis02-2695	70	2	have	have	AUX
ajis02-2695	70	3	been	be	AUX
ajis02-2695	70	4	a	a	DET
ajis02-2695	70	5	limited	limited	ADJ
ajis02-2695	70	6	number	number	NOUN
ajis02-2695	70	7	of	of	ADP
ajis02-2695	70	8	studies	study	NOUN
ajis02-2695	70	9	on	on	ADP
ajis02-2695	70	10	post	post	ADJ
ajis02-2695	70	11	-	-	ADJ
ajis02-2695	70	12	adoption	adoption	ADJ
ajis02-2695	70	13	behaviour	behaviour	NOUN
ajis02-2695	70	14	towards	towards	ADP
ajis02-2695	70	15	mobile	mobile	ADJ
ajis02-2695	70	16	payment	payment	NOUN
ajis02-2695	70	17	systems	system	NOUN
ajis02-2695	70	18	,	,	PUNCT
ajis02-2695	70	19	and	and	CCONJ
ajis02-2695	70	20	the	the	DET
ajis02-2695	70	21	majority	majority	NOUN
ajis02-2695	70	22	of	of	ADP
ajis02-2695	70	23	these	these	DET
ajis02-2695	70	24	studies	study	NOUN
ajis02-2695	70	25	have	have	AUX
ajis02-2695	70	26	been	be	AUX
ajis02-2695	70	27	conducted	conduct	VERB
ajis02-2695	70	28	in	in	ADP
ajis02-2695	70	29	china	china	PROPN
ajis02-2695	70	30	(	(	PUNCT
ajis02-2695	70	31	cao	cao	PROPN
ajis02-2695	70	32	et	et	PROPN
ajis02-2695	70	33	al	al	PROPN
ajis02-2695	70	34	.	.	PROPN
ajis02-2695	70	35	,	,	PUNCT
ajis02-2695	70	36	2018	2018	NUM
ajis02-2695	70	37	;	;	PUNCT
ajis02-2695	70	38	chen	chen	PROPN
ajis02-2695	70	39	&	&	CCONJ
ajis02-2695	70	40	li	li	PROPN
ajis02-2695	70	41	,	,	PUNCT
ajis02-2695	70	42	2017	2017	NUM
ajis02-2695	70	43	;	;	PUNCT
ajis02-2695	70	44	lu	lu	PROPN
ajis02-2695	70	45	,	,	PUNCT
ajis02-2695	70	46	wei	wei	PROPN
ajis02-2695	70	47	,	,	PUNCT
ajis02-2695	70	48	yu	yu	PROPN
ajis02-2695	70	49	,	,	PUNCT
ajis02-2695	70	50	&	&	CCONJ
ajis02-2695	70	51	liu	liu	PROPN
ajis02-2695	70	52	,	,	PUNCT
ajis02-2695	70	53	2016	2016	NUM
ajis02-2695	70	54	;	;	PUNCT
ajis02-2695	70	55	yuan	yuan	NOUN
ajis02-2695	70	56	,	,	PUNCT
ajis02-2695	70	57	liu	liu	PROPN
ajis02-2695	70	58	,	,	PUNCT
ajis02-2695	70	59	yao	yao	PROPN
ajis02-2695	70	60	,	,	PUNCT
ajis02-2695	70	61	&	&	CCONJ
ajis02-2695	70	62	liu	liu	PROPN
ajis02-2695	70	63	,	,	PUNCT
ajis02-2695	70	64	2014	2014	NUM
ajis02-2695	70	65	;	;	PUNCT
ajis02-2695	70	66	zhou	zhou	PROPN
ajis02-2695	70	67	,	,	PUNCT
ajis02-2695	70	68	2013	2013	NUM
ajis02-2695	70	69	)	)	PUNCT
ajis02-2695	70	70	.	.	PUNCT
ajis02-2695	71	1	more	more	ADJ
ajis02-2695	71	2	studies	study	NOUN
ajis02-2695	71	3	are	be	AUX
ajis02-2695	71	4	needed	need	VERB
ajis02-2695	71	5	to	to	PART
ajis02-2695	71	6	shed	shed	VERB
ajis02-2695	71	7	light	light	NOUN
ajis02-2695	71	8	on	on	ADP
ajis02-2695	71	9	users	user	NOUN
ajis02-2695	71	10	’	'	PUNCT
ajis02-2695	71	11	post	post	ADJ
ajis02-2695	71	12	-	-	ADJ
ajis02-2695	71	13	adoption	adoption	ADJ
ajis02-2695	71	14	behaviour	behaviour	NOUN
ajis02-2695	71	15	,	,	PUNCT
ajis02-2695	71	16	which	which	PRON
ajis02-2695	71	17	often	often	ADV
ajis02-2695	71	18	changes	change	VERB
ajis02-2695	71	19	depending	depend	VERB
ajis02-2695	71	20	on	on	ADP
ajis02-2695	71	21	the	the	DET
ajis02-2695	71	22	cultural	cultural	ADJ
ajis02-2695	71	23	,	,	PUNCT
ajis02-2695	71	24	economic	economic	ADJ
ajis02-2695	71	25	and	and	CCONJ
ajis02-2695	71	26	research	research	NOUN
ajis02-2695	71	27	context	context	NOUN
ajis02-2695	71	28	.	.	PUNCT
ajis02-2695	72	1	hence	hence	ADV
ajis02-2695	72	2	,	,	PUNCT
ajis02-2695	72	3	in	in	ADP
ajis02-2695	72	4	the	the	DET
ajis02-2695	72	5	interest	interest	NOUN
ajis02-2695	72	6	of	of	ADP
ajis02-2695	72	7	generalisability	generalisability	NOUN
ajis02-2695	72	8	,	,	PUNCT
ajis02-2695	72	9	adoption	adoption	NOUN
ajis02-2695	72	10	behaviour	behaviour	NOUN
ajis02-2695	72	11	should	should	AUX
ajis02-2695	72	12	be	be	AUX
ajis02-2695	72	13	studied	study	VERB
ajis02-2695	72	14	in	in	ADP
ajis02-2695	72	15	other	other	ADJ
ajis02-2695	72	16	parts	part	NOUN
ajis02-2695	72	17	of	of	ADP
ajis02-2695	72	18	the	the	DET
ajis02-2695	72	19	world	world	NOUN
ajis02-2695	72	20	.	.	PUNCT
ajis02-2695	73	1	the	the	DET
ajis02-2695	73	2	initial	initial	ADJ
ajis02-2695	73	3	adoption	adoption	NOUN
ajis02-2695	73	4	of	of	ADP
ajis02-2695	73	5	mobile	mobile	ADJ
ajis02-2695	73	6	payment	payment	NOUN
ajis02-2695	73	7	systems	system	NOUN
ajis02-2695	73	8	(	(	PUNCT
ajis02-2695	73	9	baabdullah	baabdullah	PROPN
ajis02-2695	73	10	et	et	PROPN
ajis02-2695	73	11	al	al	PROPN
ajis02-2695	73	12	.	.	PROPN
ajis02-2695	73	13	,	,	PUNCT
ajis02-2695	73	14	2019	2019	NUM
ajis02-2695	73	15	;	;	PUNCT
ajis02-2695	73	16	oliveira	oliveira	PROPN
ajis02-2695	73	17	et	et	PROPN
ajis02-2695	73	18	al	al	PROPN
ajis02-2695	73	19	.	.	PROPN
ajis02-2695	73	20	,	,	PUNCT
ajis02-2695	73	21	2016	2016	NUM
ajis02-2695	73	22	;	;	PUNCT
ajis02-2695	73	23	teo	teo	PROPN
ajis02-2695	73	24	et	et	PROPN
ajis02-2695	73	25	al	al	PROPN
ajis02-2695	73	26	.	.	PROPN
ajis02-2695	73	27	,	,	PUNCT
ajis02-2695	73	28	2015	2015	NUM
ajis02-2695	73	29	)	)	PUNCT
ajis02-2695	73	30	has	have	AUX
ajis02-2695	73	31	been	be	AUX
ajis02-2695	73	32	studied	study	VERB
ajis02-2695	73	33	using	use	VERB
ajis02-2695	73	34	the	the	DET
ajis02-2695	73	35	utaut	utaut	NOUN
ajis02-2695	73	36	(	(	PUNCT
ajis02-2695	73	37	venkatesh	venkatesh	PROPN
ajis02-2695	73	38	et	et	PROPN
ajis02-2695	73	39	al	al	PROPN
ajis02-2695	73	40	.	.	PROPN
ajis02-2695	73	41	,	,	PUNCT
ajis02-2695	73	42	2003	2003	NUM
ajis02-2695	73	43	)	)	PUNCT
ajis02-2695	73	44	and	and	CCONJ
ajis02-2695	73	45	the	the	DET
ajis02-2695	73	46	utaut2	utaut2	NOUN
ajis02-2695	73	47	(	(	PUNCT
ajis02-2695	73	48	venkatesh	venkatesh	PROPN
ajis02-2695	73	49	et	et	PROPN
ajis02-2695	73	50	al	al	PROPN
ajis02-2695	73	51	.	.	PROPN
ajis02-2695	73	52	,	,	PUNCT
ajis02-2695	73	53	2012	2012	NUM
ajis02-2695	73	54	)	)	PUNCT
ajis02-2695	73	55	frameworks	framework	NOUN
ajis02-2695	73	56	,	,	PUNCT
ajis02-2695	73	57	but	but	CCONJ
ajis02-2695	73	58	few	few	ADJ
ajis02-2695	73	59	studies	study	NOUN
ajis02-2695	73	60	have	have	AUX
ajis02-2695	73	61	used	use	VERB
ajis02-2695	73	62	this	this	DET
ajis02-2695	73	63	model	model	NOUN
ajis02-2695	73	64	to	to	PART
ajis02-2695	73	65	study	study	VERB
ajis02-2695	73	66	post	post	ADJ
ajis02-2695	73	67	-	-	ADJ
ajis02-2695	73	68	adoption	adoption	ADJ
ajis02-2695	73	69	behaviour	behaviour	NOUN
ajis02-2695	73	70	.	.	PUNCT
ajis02-2695	74	1	mobile	mobile	ADJ
ajis02-2695	74	2	payment	payment	NOUN
ajis02-2695	74	3	is	be	AUX
ajis02-2695	74	4	a	a	DET
ajis02-2695	74	5	convenient	convenient	ADJ
ajis02-2695	74	6	option	option	NOUN
ajis02-2695	74	7	for	for	ADP
ajis02-2695	74	8	conducting	conduct	VERB
ajis02-2695	74	9	financial	financial	ADJ
ajis02-2695	74	10	transactions	transaction	NOUN
ajis02-2695	74	11	,	,	PUNCT
ajis02-2695	74	12	but	but	CCONJ
ajis02-2695	74	13	it	it	PRON
ajis02-2695	74	14	is	be	AUX
ajis02-2695	74	15	still	still	ADV
ajis02-2695	74	16	in	in	ADP
ajis02-2695	74	17	its	its	PRON
ajis02-2695	74	18	infancy	infancy	NOUN
ajis02-2695	74	19	,	,	PUNCT
ajis02-2695	74	20	and	and	CCONJ
ajis02-2695	74	21	not	not	PART
ajis02-2695	74	22	much	much	ADV
ajis02-2695	74	23	is	be	AUX
ajis02-2695	74	24	known	know	VERB
ajis02-2695	74	25	about	about	ADP
ajis02-2695	74	26	post	post	ADJ
ajis02-2695	74	27	-	-	ADJ
ajis02-2695	74	28	adoption	adoption	ADJ
ajis02-2695	74	29	behaviour	behaviour	NOUN
ajis02-2695	74	30	.	.	PUNCT
ajis02-2695	75	1	ensuring	ensure	VERB
ajis02-2695	75	2	the	the	DET
ajis02-2695	75	3	loyalty	loyalty	NOUN
ajis02-2695	75	4	of	of	ADP
ajis02-2695	75	5	customers	customer	NOUN
ajis02-2695	75	6	,	,	PUNCT
ajis02-2695	75	7	who	who	PRON
ajis02-2695	75	8	expect	expect	VERB
ajis02-2695	75	9	user	user	NOUN
ajis02-2695	75	10	-	-	PUNCT
ajis02-2695	75	11	friendly	friendly	ADJ
ajis02-2695	75	12	interfaces	interface	NOUN
ajis02-2695	75	13	for	for	ADP
ajis02-2695	75	14	their	their	PRON
ajis02-2695	75	15	mobile	mobile	ADJ
ajis02-2695	75	16	payment	payment	NOUN
ajis02-2695	75	17	wallets	wallet	NOUN
ajis02-2695	75	18	and	and	CCONJ
ajis02-2695	75	19	the	the	DET
ajis02-2695	75	20	option	option	NOUN
ajis02-2695	75	21	to	to	PART
ajis02-2695	75	22	choose	choose	VERB
ajis02-2695	75	23	from	from	ADP
ajis02-2695	75	24	a	a	DET
ajis02-2695	75	25	wide	wide	ADJ
ajis02-2695	75	26	variety	variety	NOUN
ajis02-2695	75	27	of	of	ADP
ajis02-2695	75	28	mobile	mobile	ADJ
ajis02-2695	75	29	payment	payment	NOUN
ajis02-2695	75	30	solutions	solution	NOUN
ajis02-2695	75	31	,	,	PUNCT
ajis02-2695	75	32	is	be	AUX
ajis02-2695	75	33	an	an	DET
ajis02-2695	75	34	enormous	enormous	ADJ
ajis02-2695	75	35	challenge	challenge	NOUN
ajis02-2695	75	36	for	for	ADP
ajis02-2695	75	37	providers	provider	NOUN
ajis02-2695	75	38	.	.	PUNCT
ajis02-2695	76	1	thus	thus	ADV
ajis02-2695	76	2	,	,	PUNCT
ajis02-2695	76	3	it	it	PRON
ajis02-2695	76	4	is	be	AUX
ajis02-2695	76	5	critical	critical	ADJ
ajis02-2695	76	6	to	to	PART
ajis02-2695	76	7	examine	examine	VERB
ajis02-2695	76	8	the	the	DET
ajis02-2695	76	9	influence	influence	NOUN
ajis02-2695	76	10	of	of	ADP
ajis02-2695	76	11	usage	usage	NOUN
ajis02-2695	76	12	factors	factor	NOUN
ajis02-2695	76	13	,	,	PUNCT
ajis02-2695	76	14	such	such	ADJ
ajis02-2695	76	15	as	as	ADP
ajis02-2695	76	16	performance	performance	NOUN
ajis02-2695	76	17	expectancy	expectancy	NOUN
ajis02-2695	76	18	and	and	CCONJ
ajis02-2695	76	19	effort	effort	NOUN
ajis02-2695	76	20	expectancy	expectancy	NOUN
ajis02-2695	76	21	,	,	PUNCT
ajis02-2695	76	22	in	in	ADP
ajis02-2695	76	23	post	post	ADJ
ajis02-2695	76	24	-	-	ADJ
ajis02-2695	76	25	adoption	adoption	ADJ
ajis02-2695	76	26	behaviour	behaviour	NOUN
ajis02-2695	76	27	towards	towards	ADP
ajis02-2695	76	28	mobile	mobile	ADJ
ajis02-2695	76	29	payment	payment	NOUN
ajis02-2695	76	30	systems	system	NOUN
ajis02-2695	76	31	.	.	PUNCT
ajis02-2695	77	1	3	3	NUM
ajis02-2695	77	2	theoretical	theoretical	ADJ
ajis02-2695	77	3	model	model	NOUN
ajis02-2695	77	4	and	and	CCONJ
ajis02-2695	77	5	hypotheses	hypothese	VERB
ajis02-2695	77	6	development	development	NOUN
ajis02-2695	77	7	this	this	DET
ajis02-2695	77	8	study	study	NOUN
ajis02-2695	77	9	used	use	VERB
ajis02-2695	77	10	an	an	DET
ajis02-2695	77	11	integrated	integrate	VERB
ajis02-2695	77	12	theoretical	theoretical	ADJ
ajis02-2695	77	13	model	model	NOUN
ajis02-2695	77	14	(	(	PUNCT
ajis02-2695	77	15	figure	figure	NOUN
ajis02-2695	77	16	2	2	NUM
ajis02-2695	77	17	)	)	PUNCT
ajis02-2695	77	18	based	base	VERB
ajis02-2695	77	19	on	on	ADP
ajis02-2695	77	20	the	the	DET
ajis02-2695	77	21	utaut	utaut	PROPN
ajis02-2695	77	22	(	(	PUNCT
ajis02-2695	77	23	venkatesh	venkatesh	PROPN
ajis02-2695	77	24	et	et	PROPN
ajis02-2695	77	25	al	al	PROPN
ajis02-2695	77	26	.	.	PROPN
ajis02-2695	77	27	,	,	PUNCT
ajis02-2695	77	28	2003	2003	NUM
ajis02-2695	77	29	)	)	PUNCT
ajis02-2695	77	30	and	and	CCONJ
ajis02-2695	77	31	the	the	DET
ajis02-2695	77	32	ecm	ecm	NOUN
ajis02-2695	77	33	(	(	PUNCT
ajis02-2695	77	34	bhattacherjee	bhattacherjee	ADJ
ajis02-2695	77	35	,	,	PUNCT
ajis02-2695	77	36	2001	2001	NUM
ajis02-2695	77	37	)	)	PUNCT
ajis02-2695	77	38	.	.	PUNCT
ajis02-2695	78	1	it	it	PRON
ajis02-2695	78	2	added	add	VERB
ajis02-2695	78	3	two	two	NUM
ajis02-2695	78	4	additional	additional	ADJ
ajis02-2695	78	5	constructs	construct	NOUN
ajis02-2695	78	6	,	,	PUNCT
ajis02-2695	78	7	perceived	perceive	VERB
ajis02-2695	78	8	security	security	NOUN
ajis02-2695	78	9	and	and	CCONJ
ajis02-2695	78	10	trust	trust	NOUN
ajis02-2695	78	11	,	,	PUNCT
ajis02-2695	78	12	with	with	ADP
ajis02-2695	78	13	continuance	continuance	NOUN
ajis02-2695	78	14	intention	intention	NOUN
ajis02-2695	78	15	to	to	PART
ajis02-2695	78	16	use	use	VERB
ajis02-2695	78	17	mobile	mobile	ADJ
ajis02-2695	78	18	payment	payment	NOUN
ajis02-2695	78	19	systems	system	NOUN
ajis02-2695	78	20	as	as	ADP
ajis02-2695	78	21	the	the	DET
ajis02-2695	78	22	dependent	dependent	ADJ
ajis02-2695	78	23	variable	variable	NOUN
ajis02-2695	78	24	.	.	PUNCT
ajis02-2695	79	1	mobile	mobile	ADJ
ajis02-2695	79	2	payment	payment	NOUN
ajis02-2695	79	3	systems	system	NOUN
ajis02-2695	79	4	are	be	AUX
ajis02-2695	79	5	still	still	ADV
ajis02-2695	79	6	emerging	emerge	VERB
ajis02-2695	79	7	.	.	PUNCT
ajis02-2695	80	1	to	to	AUX
ajis02-2695	80	2	more	more	ADV
ajis02-2695	80	3	fully	fully	ADV
ajis02-2695	80	4	capture	capture	VERB
ajis02-2695	80	5	the	the	DET
ajis02-2695	80	6	unique	unique	ADJ
ajis02-2695	80	7	characteristics	characteristic	NOUN
ajis02-2695	80	8	of	of	ADP
ajis02-2695	80	9	this	this	DET
ajis02-2695	80	10	new	new	ADJ
ajis02-2695	80	11	technology	technology	NOUN
ajis02-2695	80	12	and	and	CCONJ
ajis02-2695	80	13	to	to	PART
ajis02-2695	80	14	better	well	ADV
ajis02-2695	80	15	understand	understand	VERB
ajis02-2695	80	16	its	its	PRON
ajis02-2695	80	17	continuous	continuous	ADJ
ajis02-2695	80	18	acceptance	acceptance	NOUN
ajis02-2695	80	19	,	,	PUNCT
ajis02-2695	80	20	it	it	PRON
ajis02-2695	80	21	is	be	AUX
ajis02-2695	80	22	preferable	preferable	ADJ
ajis02-2695	80	23	to	to	PART
ajis02-2695	80	24	integrate	integrate	VERB
ajis02-2695	80	25	multiple	multiple	ADJ
ajis02-2695	80	26	theoretical	theoretical	ADJ
ajis02-2695	80	27	frameworks	framework	NOUN
ajis02-2695	80	28	(	(	PUNCT
ajis02-2695	80	29	apanasevic	apanasevic	ADJ
ajis02-2695	80	30	,	,	PUNCT
ajis02-2695	80	31	markendahl	markendahl	ADJ
ajis02-2695	80	32	,	,	PUNCT
ajis02-2695	80	33	&	&	CCONJ
ajis02-2695	80	34	arvidsson	arvidsson	PROPN
ajis02-2695	80	35	,	,	PUNCT
ajis02-2695	80	36	2016	2016	NUM
ajis02-2695	80	37	;	;	PUNCT
ajis02-2695	81	1	oliveira	oliveira	PROPN
ajis02-2695	81	2	et	et	PROPN
ajis02-2695	81	3	al	al	PROPN
ajis02-2695	81	4	.	.	PROPN
ajis02-2695	81	5	,	,	PUNCT
ajis02-2695	81	6	2016	2016	NUM
ajis02-2695	81	7	;	;	PUNCT
ajis02-2695	81	8	zhou	zhou	PROPN
ajis02-2695	81	9	,	,	PUNCT
ajis02-2695	81	10	2013	2013	NUM
ajis02-2695	81	11	)	)	PUNCT
ajis02-2695	81	12	.	.	PUNCT
ajis02-2695	82	1	3.1	3.1	NUM
ajis02-2695	82	2	expectation	expectation	NOUN
ajis02-2695	82	3	-	-	PUNCT
ajis02-2695	82	4	confirmation	confirmation	NOUN
ajis02-2695	82	5	model	model	NOUN
ajis02-2695	82	6	the	the	DET
ajis02-2695	82	7	expectation	expectation	NOUN
ajis02-2695	82	8	-	-	PUNCT
ajis02-2695	82	9	confirmation	confirmation	NOUN
ajis02-2695	82	10	model	model	NOUN
ajis02-2695	82	11	(	(	PUNCT
ajis02-2695	82	12	ecm	ecm	PROPN
ajis02-2695	82	13	)	)	PUNCT
ajis02-2695	82	14	(	(	PUNCT
ajis02-2695	82	15	bhattacherjee	bhattacherjee	ADJ
ajis02-2695	82	16	,	,	PUNCT
ajis02-2695	82	17	2001	2001	NUM
ajis02-2695	82	18	)	)	PUNCT
ajis02-2695	82	19	posits	posit	NOUN
ajis02-2695	82	20	that	that	PRON
ajis02-2695	82	21	users	user	NOUN
ajis02-2695	82	22	’	’	PART
ajis02-2695	82	23	continuance	continuance	NOUN
ajis02-2695	82	24	intention	intention	NOUN
ajis02-2695	82	25	for	for	ADP
ajis02-2695	82	26	any	any	DET
ajis02-2695	82	27	information	information	NOUN
ajis02-2695	82	28	system	system	NOUN
ajis02-2695	82	29	is	be	AUX
ajis02-2695	82	30	influenced	influence	VERB
ajis02-2695	82	31	by	by	ADP
ajis02-2695	82	32	their	their	PRON
ajis02-2695	82	33	satisfaction	satisfaction	NOUN
ajis02-2695	82	34	and	and	CCONJ
ajis02-2695	82	35	their	their	PRON
ajis02-2695	82	36	perceived	perceive	VERB
ajis02-2695	82	37	usefulness	usefulness	NOUN
ajis02-2695	82	38	of	of	ADP
ajis02-2695	82	39	continued	continue	VERB
ajis02-2695	82	40	usage	usage	NOUN
ajis02-2695	82	41	.	.	PUNCT
ajis02-2695	83	1	satisfaction	satisfaction	NOUN
ajis02-2695	83	2	results	result	NOUN
ajis02-2695	83	3	when	when	SCONJ
ajis02-2695	83	4	expectations	expectation	NOUN
ajis02-2695	83	5	from	from	ADP
ajis02-2695	83	6	prior	prior	ADJ
ajis02-2695	83	7	use	use	NOUN
ajis02-2695	83	8	of	of	ADP
ajis02-2695	83	9	information	information	NOUN
ajis02-2695	83	10	systems	system	NOUN
ajis02-2695	83	11	and	and	CCONJ
ajis02-2695	83	12	from	from	ADP
ajis02-2695	83	13	perceived	perceive	VERB
ajis02-2695	83	14	usefulness	usefulness	NOUN
ajis02-2695	83	15	are	be	AUX
ajis02-2695	83	16	confirmed	confirm	VERB
ajis02-2695	83	17	(	(	PUNCT
ajis02-2695	83	18	bhattacherjee	bhattacherjee	ADJ
ajis02-2695	83	19	,	,	PUNCT
ajis02-2695	83	20	2001	2001	NUM
ajis02-2695	83	21	)	)	PUNCT
ajis02-2695	83	22	.	.	PUNCT
ajis02-2695	84	1	the	the	DET
ajis02-2695	84	2	post	post	NOUN
ajis02-2695	84	3	-	-	NOUN
ajis02-2695	84	4	acceptance	acceptance	NOUN
ajis02-2695	84	5	of	of	ADP
ajis02-2695	84	6	any	any	PRON
ajis02-2695	84	7	is	be	AUX
ajis02-2695	84	8	depends	depend	VERB
ajis02-2695	84	9	upon	upon	SCONJ
ajis02-2695	84	10	the	the	DET
ajis02-2695	84	11	user	user	NOUN
ajis02-2695	84	12	satisfaction	satisfaction	NOUN
ajis02-2695	84	13	,	,	PUNCT
ajis02-2695	84	14	which	which	PRON
ajis02-2695	84	15	impacts	impact	VERB
ajis02-2695	84	16	continuance	continuance	NOUN
ajis02-2695	84	17	(	(	PUNCT
ajis02-2695	84	18	2001	2001	NUM
ajis02-2695	84	19	)	)	PUNCT
ajis02-2695	84	20	.	.	PUNCT
ajis02-2695	85	1	continuance	continuance	NOUN
ajis02-2695	85	2	intention	intention	NOUN
ajis02-2695	85	3	is	be	AUX
ajis02-2695	85	4	defined	define	VERB
ajis02-2695	85	5	as	as	ADP
ajis02-2695	85	6	‘	'	PUNCT
ajis02-2695	85	7	users	user	NOUN
ajis02-2695	85	8	’	'	PUNCT
ajis02-2695	85	9	intention	intention	NOUN
ajis02-2695	85	10	to	to	PART
ajis02-2695	85	11	continue	continue	VERB
ajis02-2695	85	12	using	use	VERB
ajis02-2695	85	13	is	be	AUX
ajis02-2695	85	14	’	'	PUNCT
ajis02-2695	85	15	(	(	PUNCT
ajis02-2695	85	16	2001	2001	NUM
ajis02-2695	85	17	,	,	PUNCT
ajis02-2695	85	18	p.	p.	NOUN
ajis02-2695	85	19	359	359	NUM
ajis02-2695	85	20	)	)	PUNCT
ajis02-2695	85	21	.	.	PUNCT
ajis02-2695	86	1	the	the	DET
ajis02-2695	86	2	ecm	ecm	PROPN
ajis02-2695	86	3	has	have	AUX
ajis02-2695	86	4	been	be	AUX
ajis02-2695	86	5	used	use	VERB
ajis02-2695	86	6	extensively	extensively	ADV
ajis02-2695	86	7	to	to	PART
ajis02-2695	86	8	study	study	VERB
ajis02-2695	86	9	the	the	DET
ajis02-2695	86	10	relationship	relationship	NOUN
ajis02-2695	86	11	between	between	ADP
ajis02-2695	86	12	satisfaction	satisfaction	NOUN
ajis02-2695	86	13	and	and	CCONJ
ajis02-2695	86	14	continuance	continuance	NOUN
ajis02-2695	86	15	intention	intention	NOUN
ajis02-2695	86	16	to	to	PART
ajis02-2695	86	17	use	use	VERB
ajis02-2695	86	18	various	various	ADJ
ajis02-2695	86	19	information	information	NOUN
ajis02-2695	86	20	systems	system	NOUN
ajis02-2695	86	21	(	(	PUNCT
ajis02-2695	86	22	shang	shang	PROPN
ajis02-2695	86	23	&	&	CCONJ
ajis02-2695	86	24	wu	wu	PROPN
ajis02-2695	86	25	,	,	PUNCT
ajis02-2695	86	26	2017	2017	NUM
ajis02-2695	86	27	;	;	PUNCT
ajis02-2695	86	28	zhang	zhang	PROPN
ajis02-2695	86	29	,	,	PUNCT
ajis02-2695	86	30	lu	lu	PROPN
ajis02-2695	86	31	,	,	PUNCT
ajis02-2695	86	32	gupta	gupta	PROPN
ajis02-2695	86	33	,	,	PUNCT
ajis02-2695	86	34	&	&	CCONJ
ajis02-2695	86	35	gao	gao	PROPN
ajis02-2695	86	36	,	,	PUNCT
ajis02-2695	86	37	2015	2015	NUM
ajis02-2695	86	38	)	)	PUNCT
ajis02-2695	86	39	.	.	PUNCT
ajis02-2695	87	1	however	however	ADV
ajis02-2695	87	2	,	,	PUNCT
ajis02-2695	87	3	there	there	PRON
ajis02-2695	87	4	have	have	AUX
ajis02-2695	87	5	been	be	AUX
ajis02-2695	87	6	limited	limit	VERB
ajis02-2695	87	7	studies	study	NOUN
ajis02-2695	87	8	in	in	ADP
ajis02-2695	87	9	the	the	DET
ajis02-2695	87	10	area	area	NOUN
ajis02-2695	87	11	of	of	ADP
ajis02-2695	87	12	mobile	mobile	ADJ
ajis02-2695	87	13	payment	payment	NOUN
ajis02-2695	87	14	australasian	australasian	ADJ
ajis02-2695	87	15	journal	journal	NOUN
ajis02-2695	87	16	of	of	ADP
ajis02-2695	87	17	information	information	NOUN
ajis02-2695	87	18	systems	system	NOUN
ajis02-2695	87	19	singh	singh	PROPN
ajis02-2695	87	20	2020	2020	NUM
ajis02-2695	87	21	,	,	PUNCT
ajis02-2695	87	22	vol	vol	NOUN
ajis02-2695	87	23	24	24	NUM
ajis02-2695	87	24	,	,	PUNCT
ajis02-2695	87	25	research	research	NOUN
ajis02-2695	87	26	article	article	NOUN
ajis02-2695	87	27	explaining	explain	VERB
ajis02-2695	87	28	post	post	NOUN
ajis02-2695	87	29	-	-	NOUN
ajis02-2695	87	30	adoption	adoption	NOUN
ajis02-2695	87	31	of	of	ADP
ajis02-2695	87	32	mobile	mobile	ADJ
ajis02-2695	87	33	payment	payment	NOUN
ajis02-2695	87	34	systems	system	NOUN
ajis02-2695	87	35	6	6	NUM
ajis02-2695	87	36	usage	usage	NOUN
ajis02-2695	87	37	(	(	PUNCT
ajis02-2695	87	38	susanto	susanto	NOUN
ajis02-2695	87	39	,	,	PUNCT
ajis02-2695	87	40	chang	chang	PROPN
ajis02-2695	87	41	,	,	PUNCT
ajis02-2695	87	42	&	&	CCONJ
ajis02-2695	87	43	ha	ha	INTJ
ajis02-2695	87	44	,	,	PUNCT
ajis02-2695	87	45	2016	2016	NUM
ajis02-2695	87	46	)	)	PUNCT
ajis02-2695	87	47	.	.	PUNCT
ajis02-2695	88	1	to	to	PART
ajis02-2695	88	2	understand	understand	VERB
ajis02-2695	88	3	post	post	ADJ
ajis02-2695	88	4	-	-	ADJ
ajis02-2695	88	5	adoption	adoption	ADJ
ajis02-2695	88	6	behaviour	behaviour	NOUN
ajis02-2695	88	7	towards	towards	ADP
ajis02-2695	88	8	mobile	mobile	ADJ
ajis02-2695	88	9	payment	payment	NOUN
ajis02-2695	88	10	systems	system	NOUN
ajis02-2695	88	11	,	,	PUNCT
ajis02-2695	88	12	satisfaction	satisfaction	NOUN
ajis02-2695	88	13	and	and	CCONJ
ajis02-2695	88	14	continuance	continuance	NOUN
ajis02-2695	88	15	intention	intention	NOUN
ajis02-2695	88	16	were	be	AUX
ajis02-2695	88	17	used	use	VERB
ajis02-2695	88	18	as	as	ADP
ajis02-2695	88	19	dependent	dependent	ADJ
ajis02-2695	88	20	variables	variable	NOUN
ajis02-2695	88	21	,	,	PUNCT
ajis02-2695	88	22	and	and	CCONJ
ajis02-2695	88	23	the	the	DET
ajis02-2695	88	24	ecm	ecm	PROPN
ajis02-2695	88	25	served	serve	VERB
ajis02-2695	88	26	as	as	ADP
ajis02-2695	88	27	the	the	DET
ajis02-2695	88	28	theoretical	theoretical	ADJ
ajis02-2695	88	29	basis	basis	NOUN
ajis02-2695	88	30	of	of	ADP
ajis02-2695	88	31	the	the	DET
ajis02-2695	88	32	research	research	NOUN
ajis02-2695	88	33	model	model	NOUN
ajis02-2695	88	34	.	.	PUNCT
ajis02-2695	89	1	3.2	3.2	NUM
ajis02-2695	89	2	unified	unify	VERB
ajis02-2695	89	3	theory	theory	NOUN
ajis02-2695	89	4	of	of	ADP
ajis02-2695	89	5	acceptance	acceptance	NOUN
ajis02-2695	89	6	and	and	CCONJ
ajis02-2695	89	7	use	use	NOUN
ajis02-2695	89	8	of	of	ADP
ajis02-2695	89	9	technology	technology	NOUN
ajis02-2695	89	10	the	the	DET
ajis02-2695	89	11	unified	unified	ADJ
ajis02-2695	89	12	theory	theory	NOUN
ajis02-2695	89	13	of	of	ADP
ajis02-2695	89	14	acceptance	acceptance	NOUN
ajis02-2695	89	15	and	and	CCONJ
ajis02-2695	89	16	use	use	NOUN
ajis02-2695	89	17	of	of	ADP
ajis02-2695	89	18	technology	technology	NOUN
ajis02-2695	89	19	(	(	PUNCT
ajis02-2695	89	20	utaut	utaut	PROPN
ajis02-2695	89	21	)	)	PUNCT
ajis02-2695	89	22	(	(	PUNCT
ajis02-2695	89	23	venkatesh	venkatesh	NOUN
ajis02-2695	89	24	et	et	PROPN
ajis02-2695	89	25	al	al	PROPN
ajis02-2695	89	26	.	.	PROPN
ajis02-2695	89	27	,	,	PUNCT
ajis02-2695	89	28	2003	2003	NUM
ajis02-2695	89	29	)	)	PUNCT
ajis02-2695	89	30	was	be	AUX
ajis02-2695	89	31	developed	develop	VERB
ajis02-2695	89	32	by	by	ADP
ajis02-2695	89	33	assimilating	assimilate	VERB
ajis02-2695	89	34	elements	element	NOUN
ajis02-2695	89	35	from	from	ADP
ajis02-2695	89	36	eight	eight	NUM
ajis02-2695	89	37	widely	widely	ADV
ajis02-2695	89	38	accepted	accept	VERB
ajis02-2695	89	39	models	model	NOUN
ajis02-2695	89	40	of	of	ADP
ajis02-2695	89	41	information	information	NOUN
ajis02-2695	89	42	systems	system	NOUN
ajis02-2695	89	43	(	(	PUNCT
ajis02-2695	89	44	is	be	AUX
ajis02-2695	89	45	)	)	PUNCT
ajis02-2695	89	46	.	.	PUNCT
ajis02-2695	90	1	the	the	DET
ajis02-2695	90	2	core	core	NOUN
ajis02-2695	90	3	constructs	construct	NOUN
ajis02-2695	90	4	of	of	ADP
ajis02-2695	90	5	the	the	DET
ajis02-2695	90	6	model	model	NOUN
ajis02-2695	90	7	were	be	AUX
ajis02-2695	90	8	performance	performance	NOUN
ajis02-2695	90	9	expectancy	expectancy	NOUN
ajis02-2695	90	10	,	,	PUNCT
ajis02-2695	90	11	effort	effort	NOUN
ajis02-2695	90	12	expectancy	expectancy	NOUN
ajis02-2695	90	13	,	,	PUNCT
ajis02-2695	90	14	social	social	ADJ
ajis02-2695	90	15	influence	influence	NOUN
ajis02-2695	90	16	and	and	CCONJ
ajis02-2695	90	17	facilitating	facilitate	VERB
ajis02-2695	90	18	conditions	condition	NOUN
ajis02-2695	90	19	,	,	PUNCT
ajis02-2695	90	20	all	all	PRON
ajis02-2695	90	21	of	of	ADP
ajis02-2695	90	22	which	which	PRON
ajis02-2695	90	23	influence	influence	VERB
ajis02-2695	90	24	behavioural	behavioural	ADJ
ajis02-2695	90	25	intention	intention	NOUN
ajis02-2695	90	26	to	to	PART
ajis02-2695	90	27	use	use	VERB
ajis02-2695	90	28	technology	technology	NOUN
ajis02-2695	90	29	,	,	PUNCT
ajis02-2695	90	30	while	while	SCONJ
ajis02-2695	90	31	the	the	DET
ajis02-2695	90	32	moderators	moderator	NOUN
ajis02-2695	90	33	were	be	AUX
ajis02-2695	90	34	age	age	NOUN
ajis02-2695	90	35	,	,	PUNCT
ajis02-2695	90	36	experience	experience	NOUN
ajis02-2695	90	37	,	,	PUNCT
ajis02-2695	90	38	gender	gender	NOUN
ajis02-2695	90	39	and	and	CCONJ
ajis02-2695	90	40	the	the	DET
ajis02-2695	90	41	voluntariness	voluntariness	NOUN
ajis02-2695	90	42	of	of	ADP
ajis02-2695	90	43	use	use	NOUN
ajis02-2695	90	44	(	(	PUNCT
ajis02-2695	90	45	venkatesh	venkatesh	PROPN
ajis02-2695	90	46	et	et	PROPN
ajis02-2695	90	47	al	al	PROPN
ajis02-2695	90	48	.	.	PROPN
ajis02-2695	90	49	,	,	PUNCT
ajis02-2695	90	50	2003	2003	NUM
ajis02-2695	90	51	)	)	PUNCT
ajis02-2695	90	52	.	.	PUNCT
ajis02-2695	91	1	the	the	DET
ajis02-2695	91	2	utaut	utaut	PROPN
ajis02-2695	91	3	explains	explain	VERB
ajis02-2695	91	4	higher	high	ADJ
ajis02-2695	91	5	variance	variance	NOUN
ajis02-2695	91	6	in	in	ADP
ajis02-2695	91	7	behavioural	behavioural	ADJ
ajis02-2695	91	8	intentions	intention	NOUN
ajis02-2695	91	9	compared	compare	VERB
ajis02-2695	91	10	to	to	ADP
ajis02-2695	91	11	the	the	DET
ajis02-2695	91	12	eight	eight	NUM
ajis02-2695	91	13	other	other	ADJ
ajis02-2695	91	14	models	model	NOUN
ajis02-2695	91	15	(	(	PUNCT
ajis02-2695	91	16	venkatesh	venkatesh	PROPN
ajis02-2695	91	17	et	et	PROPN
ajis02-2695	91	18	al	al	PROPN
ajis02-2695	91	19	.	.	PROPN
ajis02-2695	91	20	,	,	PUNCT
ajis02-2695	91	21	2003	2003	NUM
ajis02-2695	91	22	)	)	PUNCT
ajis02-2695	91	23	.	.	PUNCT
ajis02-2695	92	1	subsequently	subsequently	ADV
ajis02-2695	92	2	,	,	PUNCT
ajis02-2695	92	3	many	many	ADJ
ajis02-2695	92	4	studies	study	NOUN
ajis02-2695	92	5	have	have	AUX
ajis02-2695	92	6	used	use	VERB
ajis02-2695	92	7	the	the	DET
ajis02-2695	92	8	model	model	NOUN
ajis02-2695	92	9	(	(	PUNCT
ajis02-2695	92	10	hoque	hoque	NOUN
ajis02-2695	92	11	&	&	CCONJ
ajis02-2695	92	12	sorwar	sorwar	PROPN
ajis02-2695	92	13	,	,	PUNCT
ajis02-2695	92	14	2017	2017	NUM
ajis02-2695	92	15	;	;	PUNCT
ajis02-2695	92	16	khalilzadeh	khalilzadeh	PROPN
ajis02-2695	92	17	,	,	PUNCT
ajis02-2695	92	18	ozturk	ozturk	PROPN
ajis02-2695	92	19	,	,	PUNCT
ajis02-2695	92	20	&	&	CCONJ
ajis02-2695	92	21	bilgihan	bilgihan	ADJ
ajis02-2695	92	22	,	,	PUNCT
ajis02-2695	92	23	2017	2017	NUM
ajis02-2695	92	24	)	)	PUNCT
ajis02-2695	92	25	.	.	PUNCT
ajis02-2695	93	1	although	although	SCONJ
ajis02-2695	93	2	the	the	DET
ajis02-2695	93	3	model	model	NOUN
ajis02-2695	93	4	has	have	AUX
ajis02-2695	93	5	been	be	AUX
ajis02-2695	93	6	widely	widely	ADV
ajis02-2695	93	7	utilised	utilise	VERB
ajis02-2695	93	8	to	to	PART
ajis02-2695	93	9	explore	explore	VERB
ajis02-2695	93	10	behavioural	behavioural	ADJ
ajis02-2695	93	11	intentions	intention	NOUN
ajis02-2695	93	12	to	to	PART
ajis02-2695	93	13	use	use	VERB
ajis02-2695	93	14	mobile	mobile	ADJ
ajis02-2695	93	15	payment	payment	NOUN
ajis02-2695	93	16	systems	system	NOUN
ajis02-2695	93	17	(	(	PUNCT
ajis02-2695	93	18	cao	cao	PROPN
ajis02-2695	93	19	&	&	CCONJ
ajis02-2695	93	20	niu	niu	PROPN
ajis02-2695	93	21	,	,	PUNCT
ajis02-2695	93	22	2019	2019	NUM
ajis02-2695	93	23	;	;	PUNCT
ajis02-2695	93	24	teo	teo	PROPN
ajis02-2695	93	25	et	et	PROPN
ajis02-2695	93	26	al	al	PROPN
ajis02-2695	93	27	.	.	PROPN
ajis02-2695	93	28	,	,	PUNCT
ajis02-2695	93	29	2015	2015	NUM
ajis02-2695	93	30	)	)	PUNCT
ajis02-2695	93	31	,	,	PUNCT
ajis02-2695	93	32	it	it	PRON
ajis02-2695	93	33	has	have	AUX
ajis02-2695	93	34	seldom	seldom	ADV
ajis02-2695	93	35	been	be	AUX
ajis02-2695	93	36	employed	employ	VERB
ajis02-2695	93	37	to	to	PART
ajis02-2695	93	38	study	study	VERB
ajis02-2695	93	39	post	post	ADJ
ajis02-2695	93	40	-	-	ADJ
ajis02-2695	93	41	adoption	adoption	ADJ
ajis02-2695	93	42	behaviour	behaviour	NOUN
ajis02-2695	93	43	(	(	PUNCT
ajis02-2695	93	44	oliveira	oliveira	PROPN
ajis02-2695	93	45	et	et	PROPN
ajis02-2695	93	46	al	al	PROPN
ajis02-2695	93	47	.	.	PROPN
ajis02-2695	93	48	,	,	PUNCT
ajis02-2695	93	49	2016	2016	NUM
ajis02-2695	93	50	)	)	PUNCT
ajis02-2695	93	51	.	.	PUNCT
ajis02-2695	94	1	while	while	SCONJ
ajis02-2695	94	2	the	the	DET
ajis02-2695	94	3	derivation	derivation	NOUN
ajis02-2695	94	4	of	of	ADP
ajis02-2695	94	5	the	the	DET
ajis02-2695	94	6	utaut	utaut	PROPN
ajis02-2695	94	7	model	model	NOUN
ajis02-2695	94	8	has	have	AUX
ajis02-2695	94	9	demonstrated	demonstrate	VERB
ajis02-2695	94	10	user	user	NOUN
ajis02-2695	94	11	adoption	adoption	NOUN
ajis02-2695	94	12	of	of	ADP
ajis02-2695	94	13	technologies	technology	NOUN
ajis02-2695	94	14	,	,	PUNCT
ajis02-2695	94	15	which	which	PRON
ajis02-2695	94	16	is	be	AUX
ajis02-2695	94	17	in	in	ADP
ajis02-2695	94	18	effect	effect	NOUN
ajis02-2695	94	19	a	a	DET
ajis02-2695	94	20	single	single	ADJ
ajis02-2695	94	21	choice	choice	NOUN
ajis02-2695	94	22	,	,	PUNCT
ajis02-2695	94	23	mobile	mobile	ADJ
ajis02-2695	94	24	payment	payment	NOUN
ajis02-2695	94	25	continuance	continuance	NOUN
ajis02-2695	94	26	intention	intention	NOUN
ajis02-2695	94	27	depends	depend	VERB
ajis02-2695	94	28	on	on	ADP
ajis02-2695	94	29	users	user	NOUN
ajis02-2695	94	30	’	’	PART
ajis02-2695	94	31	ongoing	ongoing	ADJ
ajis02-2695	94	32	choices	choice	NOUN
ajis02-2695	94	33	(	(	PUNCT
ajis02-2695	94	34	dwivedi	dwivedi	PROPN
ajis02-2695	94	35	,	,	PUNCT
ajis02-2695	94	36	rana	rana	PROPN
ajis02-2695	94	37	,	,	PUNCT
ajis02-2695	94	38	jeyaraj	jeyaraj	PROPN
ajis02-2695	94	39	,	,	PUNCT
ajis02-2695	94	40	clement	clement	PROPN
ajis02-2695	94	41	,	,	PUNCT
ajis02-2695	94	42	&	&	CCONJ
ajis02-2695	94	43	williams	williams	PROPN
ajis02-2695	94	44	,	,	PUNCT
ajis02-2695	94	45	2017	2017	NUM
ajis02-2695	94	46	)	)	PUNCT
ajis02-2695	94	47	.	.	PUNCT
ajis02-2695	95	1	thus	thus	ADV
ajis02-2695	95	2	,	,	PUNCT
ajis02-2695	95	3	this	this	DET
ajis02-2695	95	4	research	research	NOUN
ajis02-2695	95	5	addresses	address	VERB
ajis02-2695	95	6	a	a	DET
ajis02-2695	95	7	gap	gap	NOUN
ajis02-2695	95	8	and	and	CCONJ
ajis02-2695	95	9	extends	extend	VERB
ajis02-2695	95	10	the	the	DET
ajis02-2695	95	11	utaut	utaut	PROPN
ajis02-2695	95	12	and	and	CCONJ
ajis02-2695	95	13	ecm	ecm	NOUN
ajis02-2695	95	14	frameworks	framework	NOUN
ajis02-2695	95	15	(	(	PUNCT
ajis02-2695	95	16	bhattacherjee	bhattacherjee	ADJ
ajis02-2695	95	17	,	,	PUNCT
ajis02-2695	95	18	2001	2001	NUM
ajis02-2695	95	19	)	)	PUNCT
ajis02-2695	95	20	to	to	PART
ajis02-2695	95	21	explore	explore	VERB
ajis02-2695	95	22	customers	customer	NOUN
ajis02-2695	95	23	’	’	PART
ajis02-2695	95	24	postadoption	postadoption	NOUN
ajis02-2695	95	25	behaviour	behaviour	NOUN
ajis02-2695	95	26	regarding	regard	VERB
ajis02-2695	95	27	mobile	mobile	ADJ
ajis02-2695	95	28	payment	payment	NOUN
ajis02-2695	95	29	services	service	NOUN
ajis02-2695	95	30	.	.	PUNCT
ajis02-2695	96	1	the	the	DET
ajis02-2695	96	2	adapted	adapt	VERB
ajis02-2695	96	3	theoretical	theoretical	ADJ
ajis02-2695	96	4	model	model	NOUN
ajis02-2695	96	5	used	use	VERB
ajis02-2695	96	6	performance	performance	NOUN
ajis02-2695	96	7	expectancy	expectancy	NOUN
ajis02-2695	96	8	and	and	CCONJ
ajis02-2695	96	9	effort	effort	NOUN
ajis02-2695	96	10	expectancy	expectancy	NOUN
ajis02-2695	96	11	from	from	ADP
ajis02-2695	96	12	the	the	DET
ajis02-2695	96	13	utaut	utaut	PROPN
ajis02-2695	96	14	model	model	NOUN
ajis02-2695	96	15	(	(	PUNCT
ajis02-2695	96	16	venkatesh	venkatesh	PROPN
ajis02-2695	96	17	et	et	PROPN
ajis02-2695	96	18	al	al	PROPN
ajis02-2695	96	19	.	.	PROPN
ajis02-2695	96	20	,	,	PUNCT
ajis02-2695	96	21	2003	2003	NUM
ajis02-2695	96	22	)	)	PUNCT
ajis02-2695	96	23	.	.	PUNCT
ajis02-2695	97	1	facilitating	facilitate	VERB
ajis02-2695	97	2	conditions	condition	NOUN
ajis02-2695	97	3	and	and	CCONJ
ajis02-2695	97	4	social	social	ADJ
ajis02-2695	97	5	influence	influence	NOUN
ajis02-2695	97	6	were	be	AUX
ajis02-2695	97	7	not	not	PART
ajis02-2695	97	8	used	use	VERB
ajis02-2695	97	9	,	,	PUNCT
ajis02-2695	97	10	since	since	SCONJ
ajis02-2695	97	11	these	these	DET
ajis02-2695	97	12	constructs	construct	NOUN
ajis02-2695	97	13	are	be	AUX
ajis02-2695	97	14	more	more	ADV
ajis02-2695	97	15	relevant	relevant	ADJ
ajis02-2695	97	16	to	to	ADP
ajis02-2695	97	17	the	the	DET
ajis02-2695	97	18	initial	initial	ADJ
ajis02-2695	97	19	adoption	adoption	NOUN
ajis02-2695	97	20	process	process	NOUN
ajis02-2695	97	21	than	than	ADP
ajis02-2695	97	22	to	to	ADP
ajis02-2695	97	23	continuance	continuance	NOUN
ajis02-2695	97	24	intention	intention	NOUN
ajis02-2695	97	25	.	.	PUNCT
ajis02-2695	98	1	this	this	DET
ajis02-2695	98	2	theoretical	theoretical	ADJ
ajis02-2695	98	3	model	model	NOUN
ajis02-2695	98	4	integrated	integrate	VERB
ajis02-2695	98	5	confirmation	confirmation	NOUN
ajis02-2695	98	6	,	,	PUNCT
ajis02-2695	98	7	satisfaction	satisfaction	NOUN
ajis02-2695	98	8	and	and	CCONJ
ajis02-2695	98	9	continuance	continuance	NOUN
ajis02-2695	98	10	intention	intention	NOUN
ajis02-2695	98	11	from	from	ADP
ajis02-2695	98	12	the	the	DET
ajis02-2695	98	13	ecm	ecm	PROPN
ajis02-2695	98	14	model	model	NOUN
ajis02-2695	98	15	(	(	PUNCT
ajis02-2695	98	16	bhattacherjee	bhattacherjee	ADJ
ajis02-2695	98	17	,	,	PUNCT
ajis02-2695	98	18	2001	2001	NUM
ajis02-2695	98	19	)	)	PUNCT
ajis02-2695	98	20	to	to	PART
ajis02-2695	98	21	understand	understand	VERB
ajis02-2695	98	22	the	the	DET
ajis02-2695	98	23	postadoption	postadoption	NOUN
ajis02-2695	98	24	behaviour	behaviour	NOUN
ajis02-2695	98	25	of	of	ADP
ajis02-2695	98	26	mobile	mobile	ADJ
ajis02-2695	98	27	payment	payment	NOUN
ajis02-2695	98	28	users	user	NOUN
ajis02-2695	98	29	.	.	PUNCT
ajis02-2695	99	1	mobile	mobile	ADJ
ajis02-2695	99	2	payment	payment	NOUN
ajis02-2695	99	3	systems	system	NOUN
ajis02-2695	99	4	are	be	AUX
ajis02-2695	99	5	vulnerable	vulnerable	ADJ
ajis02-2695	99	6	to	to	ADP
ajis02-2695	99	7	various	various	ADJ
ajis02-2695	99	8	security	security	NOUN
ajis02-2695	99	9	threats	threat	NOUN
ajis02-2695	99	10	.	.	PUNCT
ajis02-2695	100	1	therefore	therefore	ADV
ajis02-2695	100	2	,	,	PUNCT
ajis02-2695	100	3	in	in	ADP
ajis02-2695	100	4	the	the	DET
ajis02-2695	100	5	post	post	ADJ
ajis02-2695	100	6	-	-	ADJ
ajis02-2695	100	7	adoption	adoption	ADJ
ajis02-2695	100	8	phase	phase	NOUN
ajis02-2695	100	9	,	,	PUNCT
ajis02-2695	100	10	perceived	perceive	VERB
ajis02-2695	100	11	security	security	NOUN
ajis02-2695	100	12	is	be	AUX
ajis02-2695	100	13	critical	critical	ADJ
ajis02-2695	100	14	.	.	PUNCT
ajis02-2695	101	1	it	it	PRON
ajis02-2695	101	2	thus	thus	ADV
ajis02-2695	101	3	follows	follow	VERB
ajis02-2695	101	4	that	that	SCONJ
ajis02-2695	101	5	when	when	SCONJ
ajis02-2695	101	6	users	user	NOUN
ajis02-2695	101	7	trust	trust	VERB
ajis02-2695	101	8	their	their	PRON
ajis02-2695	101	9	mobile	mobile	ADJ
ajis02-2695	101	10	payment	payment	NOUN
ajis02-2695	101	11	service	service	NOUN
ajis02-2695	101	12	provider	provider	NOUN
ajis02-2695	101	13	,	,	PUNCT
ajis02-2695	101	14	usage	usage	NOUN
ajis02-2695	101	15	will	will	AUX
ajis02-2695	101	16	increase	increase	VERB
ajis02-2695	101	17	.	.	PUNCT
ajis02-2695	102	1	this	this	PRON
ajis02-2695	102	2	is	be	AUX
ajis02-2695	102	3	because	because	SCONJ
ajis02-2695	102	4	each	each	DET
ajis02-2695	102	5	time	time	NOUN
ajis02-2695	102	6	a	a	DET
ajis02-2695	102	7	user	user	NOUN
ajis02-2695	102	8	has	have	VERB
ajis02-2695	102	9	a	a	DET
ajis02-2695	102	10	positive	positive	ADJ
ajis02-2695	102	11	experience	experience	NOUN
ajis02-2695	102	12	with	with	ADP
ajis02-2695	102	13	a	a	DET
ajis02-2695	102	14	mobile	mobile	ADJ
ajis02-2695	102	15	payment	payment	NOUN
ajis02-2695	102	16	service	service	NOUN
ajis02-2695	102	17	provider	provider	NOUN
ajis02-2695	102	18	,	,	PUNCT
ajis02-2695	102	19	it	it	PRON
ajis02-2695	102	20	enhances	enhance	VERB
ajis02-2695	102	21	user	user	NOUN
ajis02-2695	102	22	trust	trust	PROPN
ajis02-2695	102	23	,	,	PUNCT
ajis02-2695	102	24	which	which	PRON
ajis02-2695	102	25	accumulates	accumulate	VERB
ajis02-2695	102	26	with	with	ADP
ajis02-2695	102	27	each	each	DET
ajis02-2695	102	28	positive	positive	ADJ
ajis02-2695	102	29	experience	experience	NOUN
ajis02-2695	102	30	.	.	PUNCT
ajis02-2695	103	1	positive	positive	ADJ
ajis02-2695	103	2	experiences	experience	NOUN
ajis02-2695	103	3	also	also	ADV
ajis02-2695	103	4	strengthen	strengthen	VERB
ajis02-2695	103	5	users	user	NOUN
ajis02-2695	103	6	’	'	PUNCT
ajis02-2695	103	7	confidence	confidence	NOUN
ajis02-2695	103	8	in	in	ADP
ajis02-2695	103	9	the	the	DET
ajis02-2695	103	10	system	system	NOUN
ajis02-2695	103	11	’s	’s	PART
ajis02-2695	103	12	overall	overall	ADJ
ajis02-2695	103	13	security	security	NOUN
ajis02-2695	103	14	,	,	PUNCT
ajis02-2695	103	15	making	make	VERB
ajis02-2695	103	16	it	it	PRON
ajis02-2695	103	17	more	more	ADV
ajis02-2695	103	18	likely	likely	ADJ
ajis02-2695	103	19	that	that	SCONJ
ajis02-2695	103	20	they	they	PRON
ajis02-2695	103	21	will	will	AUX
ajis02-2695	103	22	use	use	VERB
ajis02-2695	103	23	the	the	DET
ajis02-2695	103	24	system	system	NOUN
ajis02-2695	103	25	again	again	ADV
ajis02-2695	103	26	.	.	PUNCT
ajis02-2695	104	1	thus	thus	ADV
ajis02-2695	104	2	,	,	PUNCT
ajis02-2695	104	3	these	these	DET
ajis02-2695	104	4	constructs	construct	NOUN
ajis02-2695	104	5	play	play	VERB
ajis02-2695	104	6	a	a	DET
ajis02-2695	104	7	significant	significant	ADJ
ajis02-2695	104	8	role	role	NOUN
ajis02-2695	104	9	in	in	ADP
ajis02-2695	104	10	continuous	continuous	ADJ
ajis02-2695	104	11	usage	usage	NOUN
ajis02-2695	104	12	of	of	ADP
ajis02-2695	104	13	mobile	mobile	ADJ
ajis02-2695	104	14	payment	payment	NOUN
ajis02-2695	104	15	systems	system	NOUN
ajis02-2695	104	16	.	.	PUNCT
ajis02-2695	105	1	prior	prior	ADJ
ajis02-2695	105	2	research	research	NOUN
ajis02-2695	105	3	has	have	AUX
ajis02-2695	105	4	confirmed	confirm	VERB
ajis02-2695	105	5	that	that	SCONJ
ajis02-2695	105	6	trust	trust	NOUN
ajis02-2695	105	7	and	and	CCONJ
ajis02-2695	105	8	perceived	perceive	VERB
ajis02-2695	105	9	security	security	NOUN
ajis02-2695	105	10	can	can	AUX
ajis02-2695	105	11	influence	influence	VERB
ajis02-2695	105	12	decisions	decision	NOUN
ajis02-2695	105	13	to	to	PART
ajis02-2695	105	14	use	use	VERB
ajis02-2695	105	15	mobile	mobile	ADJ
ajis02-2695	105	16	payment	payment	NOUN
ajis02-2695	105	17	systems	system	NOUN
ajis02-2695	105	18	(	(	PUNCT
ajis02-2695	105	19	giovanis	giovanis	PROPN
ajis02-2695	105	20	,	,	PUNCT
ajis02-2695	105	21	assimakopoulos	assimakopoulo	NOUN
ajis02-2695	105	22	,	,	PUNCT
ajis02-2695	105	23	&	&	CCONJ
ajis02-2695	105	24	sarmaniotis	sarmaniotis	PROPN
ajis02-2695	105	25	,	,	PUNCT
ajis02-2695	105	26	2018	2018	NUM
ajis02-2695	105	27	;	;	PUNCT
ajis02-2695	105	28	phonthanukitithaworn	phonthanukitithaworn	VERB
ajis02-2695	105	29	et	et	PROPN
ajis02-2695	105	30	al	al	PROPN
ajis02-2695	105	31	.	.	PROPN
ajis02-2695	105	32	,	,	PUNCT
ajis02-2695	105	33	2015	2015	NUM
ajis02-2695	105	34	;	;	PUNCT
ajis02-2695	105	35	schierz	schierz	NOUN
ajis02-2695	105	36	et	et	PROPN
ajis02-2695	105	37	al	al	PROPN
ajis02-2695	105	38	.	.	PROPN
ajis02-2695	105	39	,	,	PUNCT
ajis02-2695	105	40	2010).the	2010).the	DET
ajis02-2695	105	41	independent	independent	ADJ
ajis02-2695	105	42	variables	variable	NOUN
ajis02-2695	105	43	used	use	VERB
ajis02-2695	105	44	in	in	ADP
ajis02-2695	105	45	the	the	DET
ajis02-2695	105	46	model	model	NOUN
ajis02-2695	105	47	are	be	AUX
ajis02-2695	105	48	described	describe	VERB
ajis02-2695	105	49	in	in	ADP
ajis02-2695	105	50	the	the	DET
ajis02-2695	105	51	next	next	ADJ
ajis02-2695	105	52	section	section	NOUN
ajis02-2695	105	53	.	.	PUNCT
ajis02-2695	106	1	3.3	3.3	NUM
ajis02-2695	106	2	performance	performance	NOUN
ajis02-2695	106	3	expectancy	expectancy	NOUN
ajis02-2695	106	4	in	in	ADP
ajis02-2695	106	5	the	the	DET
ajis02-2695	106	6	utaut	utaut	PROPN
ajis02-2695	106	7	model	model	NOUN
ajis02-2695	106	8	(	(	PUNCT
ajis02-2695	106	9	venkatesh	venkatesh	PROPN
ajis02-2695	106	10	et	et	PROPN
ajis02-2695	106	11	al	al	PROPN
ajis02-2695	106	12	.	.	PROPN
ajis02-2695	106	13	,	,	PUNCT
ajis02-2695	106	14	2003	2003	NUM
ajis02-2695	106	15	,	,	PUNCT
ajis02-2695	106	16	p.	p.	NOUN
ajis02-2695	106	17	447	447	NUM
ajis02-2695	106	18	)	)	PUNCT
ajis02-2695	106	19	,	,	PUNCT
ajis02-2695	106	20	performance	performance	NOUN
ajis02-2695	106	21	expectancy	expectancy	NOUN
ajis02-2695	106	22	is	be	AUX
ajis02-2695	106	23	defined	define	VERB
ajis02-2695	106	24	as	as	ADP
ajis02-2695	106	25	'	'	PUNCT
ajis02-2695	106	26	the	the	DET
ajis02-2695	106	27	degree	degree	NOUN
ajis02-2695	106	28	to	to	PART
ajis02-2695	106	29	which	which	PRON
ajis02-2695	106	30	an	an	DET
ajis02-2695	106	31	individual	individual	NOUN
ajis02-2695	106	32	believes	believe	VERB
ajis02-2695	106	33	that	that	SCONJ
ajis02-2695	106	34	using	use	VERB
ajis02-2695	106	35	the	the	DET
ajis02-2695	106	36	system	system	NOUN
ajis02-2695	106	37	will	will	AUX
ajis02-2695	106	38	help	help	VERB
ajis02-2695	106	39	him	he	PRON
ajis02-2695	106	40	or	or	CCONJ
ajis02-2695	106	41	her	she	PRON
ajis02-2695	106	42	to	to	PART
ajis02-2695	106	43	attain	attain	VERB
ajis02-2695	106	44	gains	gain	NOUN
ajis02-2695	106	45	in	in	ADP
ajis02-2695	106	46	job	job	NOUN
ajis02-2695	106	47	performance	performance	NOUN
ajis02-2695	106	48	’	'	PUNCT
ajis02-2695	106	49	.	.	PUNCT
ajis02-2695	107	1	in	in	ADP
ajis02-2695	107	2	the	the	DET
ajis02-2695	107	3	utaut2	utaut2	PROPN
ajis02-2695	107	4	model	model	PROPN
ajis02-2695	107	5	(	(	PUNCT
ajis02-2695	107	6	venkatesh	venkatesh	PROPN
ajis02-2695	107	7	et	et	PROPN
ajis02-2695	107	8	al	al	PROPN
ajis02-2695	107	9	.	.	PROPN
ajis02-2695	107	10	,	,	PUNCT
ajis02-2695	107	11	2012	2012	NUM
ajis02-2695	107	12	,	,	PUNCT
ajis02-2695	107	13	p.	p.	NOUN
ajis02-2695	107	14	159	159	NUM
ajis02-2695	107	15	)	)	PUNCT
ajis02-2695	107	16	,	,	PUNCT
ajis02-2695	107	17	performance	performance	NOUN
ajis02-2695	107	18	expectancy	expectancy	NOUN
ajis02-2695	107	19	in	in	ADP
ajis02-2695	107	20	a	a	DET
ajis02-2695	107	21	consumer	consumer	NOUN
ajis02-2695	107	22	context	context	NOUN
ajis02-2695	107	23	‘	'	PUNCT
ajis02-2695	107	24	is	be	AUX
ajis02-2695	107	25	defined	define	VERB
ajis02-2695	107	26	as	as	ADP
ajis02-2695	107	27	the	the	DET
ajis02-2695	107	28	degree	degree	NOUN
ajis02-2695	107	29	to	to	PART
ajis02-2695	107	30	which	which	PRON
ajis02-2695	107	31	using	use	VERB
ajis02-2695	107	32	technology	technology	NOUN
ajis02-2695	107	33	will	will	AUX
ajis02-2695	107	34	provide	provide	VERB
ajis02-2695	107	35	benefits	benefit	NOUN
ajis02-2695	107	36	to	to	ADP
ajis02-2695	107	37	consumers	consumer	NOUN
ajis02-2695	107	38	in	in	ADP
ajis02-2695	107	39	performing	perform	VERB
ajis02-2695	107	40	certain	certain	ADJ
ajis02-2695	107	41	activities	activity	NOUN
ajis02-2695	107	42	’	'	PUNCT
ajis02-2695	107	43	.	.	PUNCT
ajis02-2695	108	1	mobile	mobile	ADJ
ajis02-2695	108	2	payment	payment	NOUN
ajis02-2695	108	3	systems	system	NOUN
ajis02-2695	108	4	offer	offer	VERB
ajis02-2695	108	5	customers	customer	NOUN
ajis02-2695	108	6	greater	great	ADJ
ajis02-2695	108	7	convenience	convenience	NOUN
ajis02-2695	108	8	by	by	ADP
ajis02-2695	108	9	allowing	allow	VERB
ajis02-2695	108	10	them	they	PRON
ajis02-2695	108	11	to	to	PART
ajis02-2695	108	12	conduct	conduct	VERB
ajis02-2695	108	13	financial	financial	ADJ
ajis02-2695	108	14	transactions	transaction	NOUN
ajis02-2695	108	15	through	through	ADP
ajis02-2695	108	16	their	their	PRON
ajis02-2695	108	17	personal	personal	ADJ
ajis02-2695	108	18	mobile	mobile	ADJ
ajis02-2695	108	19	device	device	NOUN
ajis02-2695	108	20	anytime	anytime	ADV
ajis02-2695	108	21	and	and	CCONJ
ajis02-2695	108	22	anywhere	anywhere	ADV
ajis02-2695	108	23	.	.	PUNCT
ajis02-2695	109	1	when	when	SCONJ
ajis02-2695	109	2	customers	customer	NOUN
ajis02-2695	109	3	realise	realise	VERB
ajis02-2695	109	4	this	this	DET
ajis02-2695	109	5	utility	utility	NOUN
ajis02-2695	109	6	value	value	NOUN
ajis02-2695	109	7	australasian	australasian	ADJ
ajis02-2695	109	8	journal	journal	NOUN
ajis02-2695	109	9	of	of	ADP
ajis02-2695	109	10	information	information	NOUN
ajis02-2695	109	11	systems	system	NOUN
ajis02-2695	109	12	singh	singh	PROPN
ajis02-2695	109	13	2020	2020	NUM
ajis02-2695	109	14	,	,	PUNCT
ajis02-2695	109	15	vol	vol	NOUN
ajis02-2695	109	16	24	24	NUM
ajis02-2695	109	17	,	,	PUNCT
ajis02-2695	109	18	research	research	NOUN
ajis02-2695	109	19	article	article	NOUN
ajis02-2695	109	20	explaining	explain	VERB
ajis02-2695	109	21	post	post	NOUN
ajis02-2695	109	22	-	-	NOUN
ajis02-2695	109	23	adoption	adoption	NOUN
ajis02-2695	109	24	of	of	ADP
ajis02-2695	109	25	mobile	mobile	ADJ
ajis02-2695	109	26	payment	payment	NOUN
ajis02-2695	109	27	systems	system	NOUN
ajis02-2695	109	28	7	7	NUM
ajis02-2695	109	29	of	of	ADP
ajis02-2695	109	30	the	the	DET
ajis02-2695	109	31	mobile	mobile	ADJ
ajis02-2695	109	32	payment	payment	NOUN
ajis02-2695	109	33	system	system	NOUN
ajis02-2695	109	34	,	,	PUNCT
ajis02-2695	109	35	their	their	PRON
ajis02-2695	109	36	performance	performance	NOUN
ajis02-2695	109	37	expectancy	expectancy	NOUN
ajis02-2695	109	38	beliefs	belief	NOUN
ajis02-2695	109	39	also	also	ADV
ajis02-2695	109	40	increase	increase	VERB
ajis02-2695	109	41	(	(	PUNCT
ajis02-2695	109	42	oliveira	oliveira	PROPN
ajis02-2695	109	43	et	et	PROPN
ajis02-2695	109	44	al	al	PROPN
ajis02-2695	109	45	.	.	PROPN
ajis02-2695	109	46	,	,	PUNCT
ajis02-2695	109	47	2016	2016	NUM
ajis02-2695	109	48	;	;	PUNCT
ajis02-2695	109	49	zhou	zhou	PROPN
ajis02-2695	109	50	,	,	PUNCT
ajis02-2695	109	51	2014	2014	NUM
ajis02-2695	109	52	)	)	PUNCT
ajis02-2695	109	53	.	.	PUNCT
ajis02-2695	110	1	hence	hence	ADV
ajis02-2695	110	2	,	,	PUNCT
ajis02-2695	110	3	the	the	DET
ajis02-2695	110	4	following	follow	VERB
ajis02-2695	110	5	hypothesis	hypothesis	NOUN
ajis02-2695	110	6	is	be	AUX
ajis02-2695	110	7	proposed	propose	VERB
ajis02-2695	110	8	.	.	PUNCT
ajis02-2695	111	1	h1	h1	NOUN
ajis02-2695	111	2	:	:	PUNCT
ajis02-2695	111	3	performance	performance	NOUN
ajis02-2695	111	4	expectancy	expectancy	NOUN
ajis02-2695	111	5	significantly	significantly	ADV
ajis02-2695	111	6	influences	influence	VERB
ajis02-2695	111	7	the	the	DET
ajis02-2695	111	8	continuance	continuance	NOUN
ajis02-2695	111	9	intention	intention	NOUN
ajis02-2695	111	10	to	to	PART
ajis02-2695	111	11	use	use	VERB
ajis02-2695	111	12	mobile	mobile	ADJ
ajis02-2695	111	13	payment	payment	NOUN
ajis02-2695	111	14	systems	system	NOUN
ajis02-2695	111	15	.	.	PUNCT
ajis02-2695	112	1	3.4	3.4	NUM
ajis02-2695	112	2	effort	effort	NOUN
ajis02-2695	112	3	expectancy	expectancy	NOUN
ajis02-2695	112	4	in	in	ADP
ajis02-2695	112	5	the	the	DET
ajis02-2695	112	6	utaut	utaut	PROPN
ajis02-2695	112	7	model	model	NOUN
ajis02-2695	112	8	(	(	PUNCT
ajis02-2695	112	9	venkatesh	venkatesh	PROPN
ajis02-2695	112	10	et	et	PROPN
ajis02-2695	112	11	al	al	PROPN
ajis02-2695	112	12	.	.	PROPN
ajis02-2695	112	13	,	,	PUNCT
ajis02-2695	112	14	2003	2003	NUM
ajis02-2695	112	15	,	,	PUNCT
ajis02-2695	112	16	p.	p.	NOUN
ajis02-2695	112	17	447	447	NUM
ajis02-2695	112	18	)	)	PUNCT
ajis02-2695	112	19	,	,	PUNCT
ajis02-2695	112	20	effort	effort	NOUN
ajis02-2695	112	21	expectancy	expectancy	NOUN
ajis02-2695	112	22	is	be	AUX
ajis02-2695	112	23	defined	define	VERB
ajis02-2695	112	24	as	as	ADP
ajis02-2695	112	25	‘	'	PUNCT
ajis02-2695	112	26	the	the	DET
ajis02-2695	112	27	degree	degree	NOUN
ajis02-2695	112	28	of	of	ADP
ajis02-2695	112	29	ease	ease	NOUN
ajis02-2695	112	30	associated	associate	VERB
ajis02-2695	112	31	with	with	ADP
ajis02-2695	112	32	the	the	DET
ajis02-2695	112	33	use	use	NOUN
ajis02-2695	112	34	of	of	ADP
ajis02-2695	112	35	the	the	DET
ajis02-2695	112	36	system	system	NOUN
ajis02-2695	112	37	’	'	PUNCT
ajis02-2695	112	38	.	.	PUNCT
ajis02-2695	113	1	venkatesh	venkatesh	PROPN
ajis02-2695	113	2	et	et	PROPN
ajis02-2695	113	3	al	al	PROPN
ajis02-2695	113	4	.	.	PROPN
ajis02-2695	114	1	(	(	PUNCT
ajis02-2695	114	2	2012	2012	NUM
ajis02-2695	114	3	,	,	PUNCT
ajis02-2695	114	4	p.	p.	NOUN
ajis02-2695	114	5	159	159	NUM
ajis02-2695	114	6	)	)	PUNCT
ajis02-2695	114	7	adapted	adapt	VERB
ajis02-2695	114	8	this	this	DET
ajis02-2695	114	9	construct	construct	NOUN
ajis02-2695	114	10	in	in	ADP
ajis02-2695	114	11	the	the	DET
ajis02-2695	114	12	utaut2	utaut2	PROPN
ajis02-2695	114	13	model	model	PROPN
ajis02-2695	114	14	,	,	PUNCT
ajis02-2695	114	15	defining	define	VERB
ajis02-2695	114	16	it	it	PRON
ajis02-2695	114	17	as	as	ADP
ajis02-2695	114	18	‘	'	PUNCT
ajis02-2695	114	19	the	the	DET
ajis02-2695	114	20	degree	degree	NOUN
ajis02-2695	114	21	of	of	ADP
ajis02-2695	114	22	ease	ease	NOUN
ajis02-2695	114	23	associated	associate	VERB
ajis02-2695	114	24	with	with	ADP
ajis02-2695	114	25	consumers	consumer	NOUN
ajis02-2695	114	26	’	'	PUNCT
ajis02-2695	114	27	use	use	NOUN
ajis02-2695	114	28	of	of	ADP
ajis02-2695	114	29	technology	technology	NOUN
ajis02-2695	114	30	’	'	PUNCT
ajis02-2695	114	31	.	.	PUNCT
ajis02-2695	115	1	customers	customer	NOUN
ajis02-2695	115	2	expect	expect	VERB
ajis02-2695	115	3	their	their	PRON
ajis02-2695	115	4	mobile	mobile	ADJ
ajis02-2695	115	5	payment	payment	NOUN
ajis02-2695	115	6	system	system	NOUN
ajis02-2695	115	7	to	to	PART
ajis02-2695	115	8	have	have	VERB
ajis02-2695	115	9	a	a	DET
ajis02-2695	115	10	simple	simple	ADJ
ajis02-2695	115	11	interface	interface	NOUN
ajis02-2695	115	12	,	,	PUNCT
ajis02-2695	115	13	which	which	PRON
ajis02-2695	115	14	increases	increase	VERB
ajis02-2695	115	15	the	the	DET
ajis02-2695	115	16	utility	utility	NOUN
ajis02-2695	115	17	value	value	NOUN
ajis02-2695	115	18	of	of	ADP
ajis02-2695	115	19	the	the	DET
ajis02-2695	115	20	system	system	NOUN
ajis02-2695	115	21	.	.	PUNCT
ajis02-2695	116	1	user	user	NOUN
ajis02-2695	116	2	-	-	PUNCT
ajis02-2695	116	3	friendly	friendly	ADJ
ajis02-2695	116	4	payment	payment	NOUN
ajis02-2695	116	5	systems	system	NOUN
ajis02-2695	116	6	not	not	PART
ajis02-2695	116	7	only	only	ADV
ajis02-2695	116	8	promote	promote	VERB
ajis02-2695	116	9	initial	initial	ADJ
ajis02-2695	116	10	acceptance	acceptance	NOUN
ajis02-2695	116	11	,	,	PUNCT
ajis02-2695	116	12	they	they	PRON
ajis02-2695	116	13	also	also	ADV
ajis02-2695	116	14	play	play	VERB
ajis02-2695	116	15	a	a	DET
ajis02-2695	116	16	major	major	ADJ
ajis02-2695	116	17	role	role	NOUN
ajis02-2695	116	18	in	in	ADP
ajis02-2695	116	19	continuance	continuance	NOUN
ajis02-2695	116	20	intention	intention	NOUN
ajis02-2695	116	21	.	.	PUNCT
ajis02-2695	117	1	past	past	ADJ
ajis02-2695	117	2	research	research	NOUN
ajis02-2695	117	3	has	have	AUX
ajis02-2695	117	4	confirmed	confirm	VERB
ajis02-2695	117	5	that	that	PRON
ajis02-2695	117	6	effort	effort	NOUN
ajis02-2695	117	7	expectancy	expectancy	NOUN
ajis02-2695	117	8	influences	influence	VERB
ajis02-2695	117	9	the	the	DET
ajis02-2695	117	10	initial	initial	ADJ
ajis02-2695	117	11	adoption	adoption	NOUN
ajis02-2695	117	12	of	of	ADP
ajis02-2695	117	13	mobile	mobile	ADJ
ajis02-2695	117	14	payment	payment	NOUN
ajis02-2695	117	15	systems	system	NOUN
ajis02-2695	117	16	(	(	PUNCT
ajis02-2695	117	17	cao	cao	PROPN
ajis02-2695	117	18	&	&	CCONJ
ajis02-2695	117	19	niu	niu	PROPN
ajis02-2695	117	20	,	,	PUNCT
ajis02-2695	117	21	2019	2019	NUM
ajis02-2695	117	22	;	;	PUNCT
ajis02-2695	117	23	teo	teo	PROPN
ajis02-2695	117	24	et	et	PROPN
ajis02-2695	117	25	al	al	PROPN
ajis02-2695	117	26	.	.	PROPN
ajis02-2695	117	27	,	,	PUNCT
ajis02-2695	117	28	2015	2015	NUM
ajis02-2695	117	29	)	)	PUNCT
ajis02-2695	117	30	.	.	PUNCT
ajis02-2695	118	1	hence	hence	ADV
ajis02-2695	118	2	,	,	PUNCT
ajis02-2695	118	3	the	the	DET
ajis02-2695	118	4	following	follow	VERB
ajis02-2695	118	5	hypotheses	hypothesis	NOUN
ajis02-2695	118	6	are	be	AUX
ajis02-2695	118	7	proposed	propose	VERB
ajis02-2695	118	8	.	.	PUNCT
ajis02-2695	119	1	h2	h2	NOUN
ajis02-2695	119	2	:	:	PUNCT
ajis02-2695	119	3	effort	effort	NOUN
ajis02-2695	119	4	expectancy	expectancy	NOUN
ajis02-2695	119	5	significantly	significantly	ADV
ajis02-2695	119	6	influences	influence	VERB
ajis02-2695	119	7	the	the	DET
ajis02-2695	119	8	continuance	continuance	NOUN
ajis02-2695	119	9	intention	intention	NOUN
ajis02-2695	119	10	to	to	PART
ajis02-2695	119	11	use	use	VERB
ajis02-2695	119	12	mobile	mobile	ADJ
ajis02-2695	119	13	payment	payment	NOUN
ajis02-2695	119	14	systems	system	NOUN
ajis02-2695	119	15	.	.	PUNCT
ajis02-2695	120	1	h2a	h2a	PRON
ajis02-2695	120	2	:	:	PUNCT
ajis02-2695	120	3	effort	effort	NOUN
ajis02-2695	120	4	expectancy	expectancy	NOUN
ajis02-2695	120	5	significantly	significantly	ADV
ajis02-2695	120	6	influences	influence	VERB
ajis02-2695	120	7	the	the	DET
ajis02-2695	120	8	performance	performance	NOUN
ajis02-2695	120	9	expectancy	expectancy	NOUN
ajis02-2695	120	10	of	of	ADP
ajis02-2695	120	11	mobile	mobile	ADJ
ajis02-2695	120	12	payment	payment	NOUN
ajis02-2695	120	13	systems	system	NOUN
ajis02-2695	120	14	.	.	PUNCT
ajis02-2695	121	1	3.5	3.5	NUM
ajis02-2695	121	2	perceived	perceive	VERB
ajis02-2695	121	3	security	security	NOUN
ajis02-2695	121	4	fan	fan	PROPN
ajis02-2695	121	5	,	,	PUNCT
ajis02-2695	121	6	shao	shao	PROPN
ajis02-2695	121	7	,	,	PUNCT
ajis02-2695	121	8	li	li	PROPN
ajis02-2695	121	9	,	,	PUNCT
ajis02-2695	121	10	and	and	CCONJ
ajis02-2695	121	11	huang	huang	PROPN
ajis02-2695	121	12	(	(	PUNCT
ajis02-2695	121	13	2018	2018	NUM
ajis02-2695	121	14	,	,	PUNCT
ajis02-2695	121	15	p.	p.	NOUN
ajis02-2695	121	16	526	526	NUM
ajis02-2695	121	17	)	)	PUNCT
ajis02-2695	121	18	defined	define	VERB
ajis02-2695	121	19	perceived	perceive	VERB
ajis02-2695	121	20	security	security	NOUN
ajis02-2695	121	21	in	in	ADP
ajis02-2695	121	22	a	a	DET
ajis02-2695	121	23	mobile	mobile	ADJ
ajis02-2695	121	24	payment	payment	NOUN
ajis02-2695	121	25	context	context	NOUN
ajis02-2695	121	26	as	as	ADP
ajis02-2695	121	27	‘	'	PUNCT
ajis02-2695	121	28	the	the	DET
ajis02-2695	121	29	degree	degree	NOUN
ajis02-2695	121	30	to	to	PART
ajis02-2695	121	31	which	which	PRON
ajis02-2695	121	32	people	people	NOUN
ajis02-2695	121	33	believe	believe	VERB
ajis02-2695	121	34	that	that	SCONJ
ajis02-2695	121	35	their	their	PRON
ajis02-2695	121	36	property	property	NOUN
ajis02-2695	121	37	and	and	CCONJ
ajis02-2695	121	38	information	information	NOUN
ajis02-2695	121	39	privacy	privacy	NOUN
ajis02-2695	121	40	is	be	AUX
ajis02-2695	121	41	secure	secure	ADJ
ajis02-2695	121	42	while	while	SCONJ
ajis02-2695	121	43	using	use	VERB
ajis02-2695	121	44	mobile	mobile	ADJ
ajis02-2695	121	45	payment	payment	NOUN
ajis02-2695	121	46	’	'	PUNCT
ajis02-2695	121	47	.	.	PUNCT
ajis02-2695	122	1	customers	customer	NOUN
ajis02-2695	122	2	will	will	AUX
ajis02-2695	122	3	use	use	VERB
ajis02-2695	122	4	a	a	DET
ajis02-2695	122	5	mobile	mobile	ADJ
ajis02-2695	122	6	payment	payment	NOUN
ajis02-2695	122	7	system	system	NOUN
ajis02-2695	122	8	only	only	ADV
ajis02-2695	122	9	when	when	SCONJ
ajis02-2695	122	10	they	they	PRON
ajis02-2695	122	11	perceive	perceive	VERB
ajis02-2695	122	12	it	it	PRON
ajis02-2695	122	13	has	have	VERB
ajis02-2695	122	14	adequate	adequate	ADJ
ajis02-2695	122	15	security	security	NOUN
ajis02-2695	122	16	mechanisms	mechanism	NOUN
ajis02-2695	122	17	(	(	PUNCT
ajis02-2695	122	18	iman	iman	NOUN
ajis02-2695	122	19	,	,	PUNCT
ajis02-2695	122	20	2018	2018	NUM
ajis02-2695	122	21	)	)	PUNCT
ajis02-2695	122	22	,	,	PUNCT
ajis02-2695	122	23	and	and	CCONJ
ajis02-2695	122	24	robust	robust	ADJ
ajis02-2695	122	25	security	security	NOUN
ajis02-2695	122	26	features	feature	NOUN
ajis02-2695	122	27	will	will	AUX
ajis02-2695	122	28	enhance	enhance	VERB
ajis02-2695	122	29	customers	customer	NOUN
ajis02-2695	122	30	’	'	PUNCT
ajis02-2695	122	31	trust	trust	NOUN
ajis02-2695	122	32	in	in	ADP
ajis02-2695	122	33	their	their	PRON
ajis02-2695	122	34	mobile	mobile	ADJ
ajis02-2695	122	35	payment	payment	NOUN
ajis02-2695	122	36	system	system	NOUN
ajis02-2695	122	37	providers	provider	NOUN
ajis02-2695	122	38	.	.	PUNCT
ajis02-2695	123	1	it	it	PRON
ajis02-2695	123	2	follows	follow	VERB
ajis02-2695	123	3	,	,	PUNCT
ajis02-2695	123	4	then	then	ADV
ajis02-2695	123	5	,	,	PUNCT
ajis02-2695	123	6	that	that	SCONJ
ajis02-2695	123	7	customers	customer	NOUN
ajis02-2695	123	8	are	be	AUX
ajis02-2695	123	9	more	more	ADV
ajis02-2695	123	10	likely	likely	ADJ
ajis02-2695	123	11	to	to	PART
ajis02-2695	123	12	patronise	patronise	VERB
ajis02-2695	123	13	mobile	mobile	ADJ
ajis02-2695	123	14	payment	payment	NOUN
ajis02-2695	123	15	service	service	NOUN
ajis02-2695	123	16	providers	provider	NOUN
ajis02-2695	123	17	when	when	SCONJ
ajis02-2695	123	18	the	the	DET
ajis02-2695	123	19	providers	provider	NOUN
ajis02-2695	123	20	are	be	AUX
ajis02-2695	123	21	trustworthy	trustworthy	ADJ
ajis02-2695	123	22	and	and	CCONJ
ajis02-2695	123	23	verified	verify	VERB
ajis02-2695	123	24	.	.	PUNCT
ajis02-2695	124	1	furthermore	furthermore	ADV
ajis02-2695	124	2	,	,	PUNCT
ajis02-2695	124	3	advanced	advanced	ADJ
ajis02-2695	124	4	security	security	NOUN
ajis02-2695	124	5	features	feature	NOUN
ajis02-2695	124	6	in	in	ADP
ajis02-2695	124	7	mobile	mobile	ADJ
ajis02-2695	124	8	payment	payment	NOUN
ajis02-2695	124	9	systems	system	NOUN
ajis02-2695	124	10	increase	increase	VERB
ajis02-2695	124	11	users	user	NOUN
ajis02-2695	124	12	’	'	PUNCT
ajis02-2695	124	13	continuance	continuance	NOUN
ajis02-2695	124	14	intention	intention	NOUN
ajis02-2695	124	15	to	to	PART
ajis02-2695	124	16	use	use	VERB
ajis02-2695	124	17	the	the	DET
ajis02-2695	124	18	systems	system	NOUN
ajis02-2695	124	19	.	.	PUNCT
ajis02-2695	125	1	hence	hence	ADV
ajis02-2695	125	2	,	,	PUNCT
ajis02-2695	125	3	the	the	DET
ajis02-2695	125	4	following	follow	VERB
ajis02-2695	125	5	hypotheses	hypothesis	NOUN
ajis02-2695	125	6	are	be	AUX
ajis02-2695	125	7	proposed	propose	VERB
ajis02-2695	125	8	.	.	PUNCT
ajis02-2695	126	1	h3	h3	NOUN
ajis02-2695	126	2	:	:	PUNCT
ajis02-2695	126	3	perceived	perceive	VERB
ajis02-2695	126	4	security	security	NOUN
ajis02-2695	126	5	significantly	significantly	ADV
ajis02-2695	126	6	influences	influence	VERB
ajis02-2695	126	7	the	the	DET
ajis02-2695	126	8	continuance	continuance	NOUN
ajis02-2695	126	9	intention	intention	NOUN
ajis02-2695	126	10	to	to	PART
ajis02-2695	126	11	use	use	VERB
ajis02-2695	126	12	mobile	mobile	ADJ
ajis02-2695	126	13	payment	payment	NOUN
ajis02-2695	126	14	systems	system	NOUN
ajis02-2695	126	15	.	.	PUNCT
ajis02-2695	127	1	h3a	h3a	NOUN
ajis02-2695	127	2	:	:	PUNCT
ajis02-2695	127	3	perceived	perceive	VERB
ajis02-2695	127	4	security	security	NOUN
ajis02-2695	127	5	significantly	significantly	ADV
ajis02-2695	127	6	influences	influence	VERB
ajis02-2695	127	7	customer	customer	NOUN
ajis02-2695	127	8	trust	trust	NOUN
ajis02-2695	127	9	in	in	ADP
ajis02-2695	127	10	the	the	DET
ajis02-2695	127	11	mobile	mobile	ADJ
ajis02-2695	127	12	payment	payment	NOUN
ajis02-2695	127	13	systems	system	NOUN
ajis02-2695	127	14	.	.	PUNCT
ajis02-2695	128	1	3.6	3.6	NUM
ajis02-2695	128	2	trust	trust	NOUN
ajis02-2695	128	3	mobile	mobile	ADJ
ajis02-2695	128	4	payment	payment	NOUN
ajis02-2695	128	5	system	system	NOUN
ajis02-2695	128	6	customers	customer	NOUN
ajis02-2695	128	7	place	place	VERB
ajis02-2695	128	8	a	a	DET
ajis02-2695	128	9	high	high	ADJ
ajis02-2695	128	10	level	level	NOUN
ajis02-2695	128	11	of	of	ADP
ajis02-2695	128	12	importance	importance	NOUN
ajis02-2695	128	13	on	on	ADP
ajis02-2695	128	14	trust	trust	NOUN
ajis02-2695	128	15	.	.	PUNCT
ajis02-2695	129	1	after	after	SCONJ
ajis02-2695	129	2	customers	customer	NOUN
ajis02-2695	129	3	initially	initially	ADV
ajis02-2695	129	4	use	use	VERB
ajis02-2695	129	5	a	a	DET
ajis02-2695	129	6	system	system	NOUN
ajis02-2695	129	7	,	,	PUNCT
ajis02-2695	129	8	their	their	PRON
ajis02-2695	129	9	further	further	ADJ
ajis02-2695	129	10	usage	usage	NOUN
ajis02-2695	129	11	will	will	AUX
ajis02-2695	129	12	depend	depend	VERB
ajis02-2695	129	13	on	on	ADP
ajis02-2695	129	14	trust	trust	NOUN
ajis02-2695	129	15	-	-	PUNCT
ajis02-2695	129	16	building	building	NOUN
ajis02-2695	129	17	.	.	PUNCT
ajis02-2695	130	1	trust	trust	NOUN
ajis02-2695	130	2	has	have	VERB
ajis02-2695	130	3	various	various	ADJ
ajis02-2695	130	4	definitions	definition	NOUN
ajis02-2695	130	5	in	in	ADP
ajis02-2695	130	6	the	the	DET
ajis02-2695	130	7	existing	exist	VERB
ajis02-2695	130	8	literature	literature	NOUN
ajis02-2695	130	9	.	.	PUNCT
ajis02-2695	131	1	mcknight	mcknight	PROPN
ajis02-2695	131	2	,	,	PUNCT
ajis02-2695	131	3	choudhury	choudhury	PROPN
ajis02-2695	131	4	,	,	PUNCT
ajis02-2695	131	5	and	and	CCONJ
ajis02-2695	131	6	kacmar	kacmar	PROPN
ajis02-2695	131	7	(	(	PUNCT
ajis02-2695	131	8	2002	2002	NUM
ajis02-2695	131	9	,	,	PUNCT
ajis02-2695	131	10	p.	p.	NOUN
ajis02-2695	131	11	336	336	NUM
ajis02-2695	131	12	)	)	PUNCT
ajis02-2695	131	13	described	describe	VERB
ajis02-2695	131	14	it	it	PRON
ajis02-2695	131	15	as	as	ADP
ajis02-2695	131	16	‘	'	PUNCT
ajis02-2695	131	17	trusting	trust	VERB
ajis02-2695	131	18	beliefs	belief	NOUN
ajis02-2695	131	19	lead	lead	VERB
ajis02-2695	131	20	to	to	ADP
ajis02-2695	131	21	trusting	trust	VERB
ajis02-2695	131	22	intentions	intention	NOUN
ajis02-2695	131	23	,	,	PUNCT
ajis02-2695	131	24	which	which	PRON
ajis02-2695	131	25	in	in	ADP
ajis02-2695	131	26	turn	turn	NOUN
ajis02-2695	131	27	result	result	NOUN
ajis02-2695	131	28	in	in	ADP
ajis02-2695	131	29	trust	trust	NOUN
ajis02-2695	131	30	-	-	PUNCT
ajis02-2695	131	31	related	relate	VERB
ajis02-2695	131	32	behaviours	behaviour	NOUN
ajis02-2695	131	33	.	.	PUNCT
ajis02-2695	132	1	previous	previous	ADJ
ajis02-2695	132	2	studies	study	NOUN
ajis02-2695	132	3	have	have	AUX
ajis02-2695	132	4	verified	verify	VERB
ajis02-2695	132	5	that	that	SCONJ
ajis02-2695	132	6	trust	trust	NOUN
ajis02-2695	132	7	is	be	AUX
ajis02-2695	132	8	a	a	DET
ajis02-2695	132	9	significant	significant	ADJ
ajis02-2695	132	10	predictor	predictor	NOUN
ajis02-2695	132	11	of	of	ADP
ajis02-2695	132	12	continuance	continuance	NOUN
ajis02-2695	132	13	intention	intention	NOUN
ajis02-2695	132	14	to	to	PART
ajis02-2695	132	15	use	use	VERB
ajis02-2695	132	16	mobile	mobile	ADJ
ajis02-2695	132	17	payments	payment	NOUN
ajis02-2695	132	18	(	(	PUNCT
ajis02-2695	132	19	zhou	zhou	PROPN
ajis02-2695	132	20	,	,	PUNCT
ajis02-2695	132	21	2013	2013	NUM
ajis02-2695	132	22	,	,	PUNCT
ajis02-2695	132	23	2014	2014	NUM
ajis02-2695	132	24	)	)	PUNCT
ajis02-2695	132	25	.	.	PUNCT
ajis02-2695	133	1	trust	trust	NOUN
ajis02-2695	133	2	associations	association	NOUN
ajis02-2695	133	3	between	between	ADP
ajis02-2695	133	4	customers	customer	NOUN
ajis02-2695	133	5	and	and	CCONJ
ajis02-2695	133	6	mobile	mobile	ADJ
ajis02-2695	133	7	payment	payment	NOUN
ajis02-2695	133	8	service	service	NOUN
ajis02-2695	133	9	providers	provider	NOUN
ajis02-2695	133	10	significantly	significantly	ADV
ajis02-2695	133	11	affect	affect	VERB
ajis02-2695	133	12	customers	customer	NOUN
ajis02-2695	133	13	’	'	PUNCT
ajis02-2695	133	14	decisions	decision	NOUN
ajis02-2695	133	15	to	to	PART
ajis02-2695	133	16	continue	continue	VERB
ajis02-2695	133	17	using	use	VERB
ajis02-2695	133	18	the	the	DET
ajis02-2695	133	19	mobile	mobile	ADJ
ajis02-2695	133	20	payment	payment	NOUN
ajis02-2695	133	21	systems	system	NOUN
ajis02-2695	133	22	.	.	PUNCT
ajis02-2695	134	1	hence	hence	ADV
ajis02-2695	134	2	,	,	PUNCT
ajis02-2695	134	3	the	the	DET
ajis02-2695	134	4	following	follow	VERB
ajis02-2695	134	5	hypothesis	hypothesis	NOUN
ajis02-2695	134	6	is	be	AUX
ajis02-2695	134	7	proposed	propose	VERB
ajis02-2695	134	8	.	.	PUNCT
ajis02-2695	135	1	h4	h4	NOUN
ajis02-2695	135	2	:	:	PUNCT
ajis02-2695	135	3	trust	trust	NOUN
ajis02-2695	135	4	significantly	significantly	ADV
ajis02-2695	135	5	influences	influence	VERB
ajis02-2695	135	6	continuance	continuance	NOUN
ajis02-2695	135	7	intention	intention	NOUN
ajis02-2695	135	8	to	to	PART
ajis02-2695	135	9	use	use	VERB
ajis02-2695	135	10	mobile	mobile	ADJ
ajis02-2695	135	11	payment	payment	NOUN
ajis02-2695	135	12	systems	system	NOUN
ajis02-2695	135	13	.	.	PUNCT
ajis02-2695	136	1	australasian	australasian	ADJ
ajis02-2695	136	2	journal	journal	NOUN
ajis02-2695	136	3	of	of	ADP
ajis02-2695	136	4	information	information	NOUN
ajis02-2695	136	5	systems	system	NOUN
ajis02-2695	136	6	singh	singh	PROPN
ajis02-2695	136	7	2020	2020	NUM
ajis02-2695	136	8	,	,	PUNCT
ajis02-2695	136	9	vol	vol	NOUN
ajis02-2695	136	10	24	24	NUM
ajis02-2695	136	11	,	,	PUNCT
ajis02-2695	136	12	research	research	NOUN
ajis02-2695	136	13	article	article	NOUN
ajis02-2695	136	14	explaining	explain	VERB
ajis02-2695	136	15	post	post	NOUN
ajis02-2695	136	16	-	-	NOUN
ajis02-2695	136	17	adoption	adoption	NOUN
ajis02-2695	136	18	of	of	ADP
ajis02-2695	136	19	mobile	mobile	ADJ
ajis02-2695	136	20	payment	payment	NOUN
ajis02-2695	136	21	systems	system	NOUN
ajis02-2695	136	22	8	8	NUM
ajis02-2695	136	23	3.7	3.7	NUM
ajis02-2695	136	24	satisfaction	satisfaction	NOUN
ajis02-2695	136	25	in	in	ADP
ajis02-2695	136	26	mobile	mobile	ADJ
ajis02-2695	136	27	payment	payment	NOUN
ajis02-2695	136	28	systems	system	NOUN
ajis02-2695	136	29	,	,	PUNCT
ajis02-2695	136	30	customer	customer	NOUN
ajis02-2695	136	31	satisfaction	satisfaction	NOUN
ajis02-2695	136	32	leads	lead	VERB
ajis02-2695	136	33	to	to	ADP
ajis02-2695	136	34	continuance	continuance	NOUN
ajis02-2695	136	35	intention	intention	NOUN
ajis02-2695	136	36	to	to	PART
ajis02-2695	136	37	use	use	VERB
ajis02-2695	136	38	mobile	mobile	ADJ
ajis02-2695	136	39	payment	payment	NOUN
ajis02-2695	136	40	systems	system	NOUN
ajis02-2695	136	41	.	.	PUNCT
ajis02-2695	137	1	satisfaction	satisfaction	NOUN
ajis02-2695	137	2	follows	follow	VERB
ajis02-2695	137	3	a	a	DET
ajis02-2695	137	4	positive	positive	ADJ
ajis02-2695	137	5	outcome	outcome	NOUN
ajis02-2695	137	6	from	from	ADP
ajis02-2695	137	7	the	the	DET
ajis02-2695	137	8	initial	initial	ADJ
ajis02-2695	137	9	acceptance	acceptance	NOUN
ajis02-2695	137	10	of	of	ADP
ajis02-2695	137	11	mobile	mobile	ADJ
ajis02-2695	137	12	payment	payment	NOUN
ajis02-2695	137	13	systems	system	NOUN
ajis02-2695	137	14	and	and	CCONJ
ajis02-2695	137	15	has	have	VERB
ajis02-2695	137	16	many	many	ADJ
ajis02-2695	137	17	definitions	definition	NOUN
ajis02-2695	137	18	in	in	ADP
ajis02-2695	137	19	the	the	DET
ajis02-2695	137	20	existing	exist	VERB
ajis02-2695	137	21	literature	literature	NOUN
ajis02-2695	137	22	.	.	PUNCT
ajis02-2695	138	1	for	for	ADP
ajis02-2695	138	2	example	example	NOUN
ajis02-2695	138	3	,	,	PUNCT
ajis02-2695	138	4	in	in	ADP
ajis02-2695	138	5	marketing	marketing	NOUN
ajis02-2695	138	6	,	,	PUNCT
ajis02-2695	138	7	it	it	PRON
ajis02-2695	138	8	has	have	AUX
ajis02-2695	138	9	been	be	AUX
ajis02-2695	138	10	defined	define	VERB
ajis02-2695	138	11	as	as	ADP
ajis02-2695	138	12	‘	'	PUNCT
ajis02-2695	138	13	the	the	DET
ajis02-2695	138	14	consumer	consumer	NOUN
ajis02-2695	138	15	’s	’s	PART
ajis02-2695	138	16	sense	sense	NOUN
ajis02-2695	138	17	that	that	SCONJ
ajis02-2695	138	18	consumption	consumption	NOUN
ajis02-2695	138	19	provides	provide	VERB
ajis02-2695	138	20	outcomes	outcome	NOUN
ajis02-2695	138	21	against	against	ADP
ajis02-2695	138	22	a	a	DET
ajis02-2695	138	23	standard	standard	NOUN
ajis02-2695	138	24	of	of	ADP
ajis02-2695	138	25	pleasure	pleasure	NOUN
ajis02-2695	138	26	versus	versus	ADP
ajis02-2695	138	27	displeasure	displeasure	NOUN
ajis02-2695	138	28	’	'	PUNCT
ajis02-2695	138	29	(	(	PUNCT
ajis02-2695	138	30	oliver	oliver	PROPN
ajis02-2695	138	31	,	,	PUNCT
ajis02-2695	138	32	1999	1999	NUM
ajis02-2695	138	33	,	,	PUNCT
ajis02-2695	138	34	p.	p.	NOUN
ajis02-2695	138	35	34	34	NUM
ajis02-2695	138	36	)	)	PUNCT
ajis02-2695	138	37	.	.	PUNCT
ajis02-2695	139	1	in	in	ADP
ajis02-2695	139	2	an	an	DET
ajis02-2695	139	3	electronic	electronic	ADJ
ajis02-2695	139	4	marketplace	marketplace	NOUN
ajis02-2695	139	5	,	,	PUNCT
ajis02-2695	139	6	satisfaction	satisfaction	NOUN
ajis02-2695	139	7	is	be	AUX
ajis02-2695	139	8	referred	refer	VERB
ajis02-2695	139	9	to	to	ADP
ajis02-2695	139	10	as	as	ADP
ajis02-2695	139	11	e	e	NOUN
ajis02-2695	139	12	-	-	NOUN
ajis02-2695	139	13	satisfaction	satisfaction	NOUN
ajis02-2695	139	14	and	and	CCONJ
ajis02-2695	139	15	defined	define	VERB
ajis02-2695	139	16	as	as	ADP
ajis02-2695	139	17	‘	'	PUNCT
ajis02-2695	139	18	the	the	DET
ajis02-2695	139	19	contentment	contentment	NOUN
ajis02-2695	139	20	of	of	ADP
ajis02-2695	139	21	the	the	DET
ajis02-2695	139	22	customer	customer	NOUN
ajis02-2695	139	23	with	with	ADP
ajis02-2695	139	24	respect	respect	NOUN
ajis02-2695	139	25	to	to	ADP
ajis02-2695	139	26	his	his	PRON
ajis02-2695	139	27	or	or	CCONJ
ajis02-2695	139	28	her	her	PRON
ajis02-2695	139	29	prior	prior	ADJ
ajis02-2695	139	30	purchasing	purchase	VERB
ajis02-2695	139	31	experience	experience	NOUN
ajis02-2695	139	32	with	with	ADP
ajis02-2695	139	33	a	a	DET
ajis02-2695	139	34	given	give	VERB
ajis02-2695	139	35	electroniccommerce	electroniccommerce	NOUN
ajis02-2695	139	36	firm	firm	NOUN
ajis02-2695	139	37	’	'	PUNCT
ajis02-2695	139	38	(	(	PUNCT
ajis02-2695	139	39	anderson	anderson	PROPN
ajis02-2695	139	40	&	&	CCONJ
ajis02-2695	139	41	srinivasan	srinivasan	PROPN
ajis02-2695	139	42	,	,	PUNCT
ajis02-2695	139	43	2003	2003	NUM
ajis02-2695	139	44	,	,	PUNCT
ajis02-2695	139	45	p.	p.	NOUN
ajis02-2695	139	46	125	125	NUM
ajis02-2695	139	47	)	)	PUNCT
ajis02-2695	139	48	.	.	PUNCT
ajis02-2695	140	1	in	in	ADP
ajis02-2695	140	2	the	the	PRON
ajis02-2695	140	3	is	be	AUX
ajis02-2695	140	4	field	field	NOUN
ajis02-2695	140	5	,	,	PUNCT
ajis02-2695	140	6	delone	delone	NOUN
ajis02-2695	140	7	and	and	CCONJ
ajis02-2695	140	8	mclean	mclean	PROPN
ajis02-2695	140	9	(	(	PUNCT
ajis02-2695	140	10	2003	2003	NUM
ajis02-2695	140	11	,	,	PUNCT
ajis02-2695	140	12	p.	p.	NOUN
ajis02-2695	140	13	25	25	NUM
ajis02-2695	140	14	)	)	PUNCT
ajis02-2695	140	15	defined	define	VERB
ajis02-2695	140	16	user	user	NOUN
ajis02-2695	140	17	satisfaction	satisfaction	NOUN
ajis02-2695	140	18	as	as	ADP
ajis02-2695	140	19	encompassing	encompass	VERB
ajis02-2695	140	20	‘	'	PUNCT
ajis02-2695	140	21	the	the	DET
ajis02-2695	140	22	entire	entire	ADJ
ajis02-2695	140	23	customer	customer	NOUN
ajis02-2695	140	24	experience	experience	NOUN
ajis02-2695	140	25	cycle	cycle	NOUN
ajis02-2695	140	26	from	from	ADP
ajis02-2695	140	27	information	information	NOUN
ajis02-2695	140	28	retrieval	retrieval	NOUN
ajis02-2695	140	29	through	through	ADP
ajis02-2695	140	30	purchase	purchase	NOUN
ajis02-2695	140	31	,	,	PUNCT
ajis02-2695	140	32	payment	payment	NOUN
ajis02-2695	140	33	,	,	PUNCT
ajis02-2695	140	34	receipt	receipt	NOUN
ajis02-2695	140	35	,	,	PUNCT
ajis02-2695	140	36	and	and	CCONJ
ajis02-2695	140	37	service	service	NOUN
ajis02-2695	140	38	’	'	PUNCT
ajis02-2695	140	39	.	.	PUNCT
ajis02-2695	141	1	previous	previous	ADJ
ajis02-2695	141	2	studies	study	NOUN
ajis02-2695	141	3	have	have	AUX
ajis02-2695	141	4	reported	report	VERB
ajis02-2695	141	5	that	that	SCONJ
ajis02-2695	141	6	satisfaction	satisfaction	NOUN
ajis02-2695	141	7	is	be	AUX
ajis02-2695	141	8	a	a	DET
ajis02-2695	141	9	strong	strong	ADJ
ajis02-2695	141	10	predictor	predictor	NOUN
ajis02-2695	141	11	of	of	ADP
ajis02-2695	141	12	continuance	continuance	NOUN
ajis02-2695	141	13	intention	intention	NOUN
ajis02-2695	141	14	(	(	PUNCT
ajis02-2695	141	15	cao	cao	PROPN
ajis02-2695	141	16	et	et	PROPN
ajis02-2695	141	17	al	al	PROPN
ajis02-2695	141	18	.	.	PROPN
ajis02-2695	141	19	,	,	PUNCT
ajis02-2695	141	20	2018	2018	NUM
ajis02-2695	141	21	;	;	PUNCT
ajis02-2695	141	22	chen	chen	PROPN
ajis02-2695	141	23	&	&	CCONJ
ajis02-2695	141	24	li	li	PROPN
ajis02-2695	141	25	,	,	PUNCT
ajis02-2695	141	26	2017	2017	NUM
ajis02-2695	141	27	;	;	PUNCT
ajis02-2695	141	28	zhou	zhou	PROPN
ajis02-2695	141	29	,	,	PUNCT
ajis02-2695	141	30	2013	2013	NUM
ajis02-2695	141	31	)	)	PUNCT
ajis02-2695	141	32	.	.	PUNCT
ajis02-2695	142	1	hence	hence	ADV
ajis02-2695	142	2	,	,	PUNCT
ajis02-2695	142	3	the	the	DET
ajis02-2695	142	4	following	follow	VERB
ajis02-2695	142	5	hypothesis	hypothesis	NOUN
ajis02-2695	142	6	is	be	AUX
ajis02-2695	142	7	proposed	propose	VERB
ajis02-2695	142	8	.	.	PUNCT
ajis02-2695	143	1	h5	h5	PROPN
ajis02-2695	143	2	:	:	PUNCT
ajis02-2695	143	3	satisfaction	satisfaction	NOUN
ajis02-2695	143	4	significantly	significantly	ADV
ajis02-2695	143	5	influences	influence	VERB
ajis02-2695	143	6	the	the	DET
ajis02-2695	143	7	continuance	continuance	NOUN
ajis02-2695	143	8	intention	intention	NOUN
ajis02-2695	143	9	to	to	PART
ajis02-2695	143	10	use	use	VERB
ajis02-2695	143	11	mobile	mobile	ADJ
ajis02-2695	143	12	payment	payment	NOUN
ajis02-2695	143	13	systems	system	NOUN
ajis02-2695	143	14	.	.	PUNCT
ajis02-2695	144	1	3.8	3.8	NUM
ajis02-2695	144	2	relationships	relationship	NOUN
ajis02-2695	144	3	between	between	ADP
ajis02-2695	144	4	performance	performance	NOUN
ajis02-2695	144	5	expectancy	expectancy	NOUN
ajis02-2695	144	6	,	,	PUNCT
ajis02-2695	144	7	confirmation	confirmation	NOUN
ajis02-2695	144	8	and	and	CCONJ
ajis02-2695	144	9	satisfaction	satisfaction	NOUN
ajis02-2695	144	10	bhattacherjee	bhattacherjee	NOUN
ajis02-2695	144	11	(	(	PUNCT
ajis02-2695	144	12	2001	2001	NUM
ajis02-2695	144	13	,	,	PUNCT
ajis02-2695	144	14	p.	p.	NOUN
ajis02-2695	144	15	359	359	NUM
ajis02-2695	144	16	)	)	PUNCT
ajis02-2695	144	17	defined	define	VERB
ajis02-2695	144	18	confirmation	confirmation	NOUN
ajis02-2695	144	19	as	as	ADP
ajis02-2695	144	20	a	a	DET
ajis02-2695	144	21	user	user	NOUN
ajis02-2695	144	22	’s	’s	PART
ajis02-2695	144	23	‘	'	PUNCT
ajis02-2695	144	24	perception	perception	NOUN
ajis02-2695	144	25	of	of	ADP
ajis02-2695	144	26	the	the	DET
ajis02-2695	144	27	congruence	congruence	NOUN
ajis02-2695	144	28	between	between	ADP
ajis02-2695	144	29	the	the	DET
ajis02-2695	144	30	expectation	expectation	NOUN
ajis02-2695	144	31	of	of	ADP
ajis02-2695	144	32	is	be	AUX
ajis02-2695	144	33	use	use	NOUN
ajis02-2695	144	34	and	and	CCONJ
ajis02-2695	144	35	its	its	PRON
ajis02-2695	144	36	actual	actual	ADJ
ajis02-2695	144	37	performance	performance	NOUN
ajis02-2695	144	38	’	'	PUNCT
ajis02-2695	144	39	.	.	PUNCT
ajis02-2695	145	1	the	the	DET
ajis02-2695	145	2	ecm	ecm	PROPN
ajis02-2695	145	3	(	(	PUNCT
ajis02-2695	145	4	bhattacherjee	bhattacherjee	ADJ
ajis02-2695	145	5	,	,	PUNCT
ajis02-2695	145	6	2001	2001	NUM
ajis02-2695	145	7	)	)	PUNCT
ajis02-2695	145	8	suggests	suggest	VERB
ajis02-2695	145	9	that	that	SCONJ
ajis02-2695	145	10	satisfaction	satisfaction	NOUN
ajis02-2695	145	11	is	be	AUX
ajis02-2695	145	12	determined	determine	VERB
ajis02-2695	145	13	by	by	ADP
ajis02-2695	145	14	confirmation	confirmation	NOUN
ajis02-2695	145	15	of	of	ADP
ajis02-2695	145	16	users	user	NOUN
ajis02-2695	145	17	’	’	PART
ajis02-2695	145	18	expectations	expectation	NOUN
ajis02-2695	145	19	of	of	ADP
ajis02-2695	145	20	is	be	AUX
ajis02-2695	145	21	use	use	NOUN
ajis02-2695	145	22	and	and	CCONJ
ajis02-2695	145	23	its	its	PRON
ajis02-2695	145	24	perceived	perceive	VERB
ajis02-2695	145	25	usefulness	usefulness	NOUN
ajis02-2695	145	26	.	.	PUNCT
ajis02-2695	146	1	in	in	ADP
ajis02-2695	146	2	the	the	DET
ajis02-2695	146	3	mobile	mobile	ADJ
ajis02-2695	146	4	payment	payment	NOUN
ajis02-2695	146	5	systems	system	NOUN
ajis02-2695	146	6	context	context	NOUN
ajis02-2695	146	7	,	,	PUNCT
ajis02-2695	146	8	customers	customer	NOUN
ajis02-2695	146	9	’	'	PUNCT
ajis02-2695	146	10	expectations	expectation	NOUN
ajis02-2695	146	11	are	be	AUX
ajis02-2695	146	12	confirmed	confirm	VERB
ajis02-2695	146	13	with	with	ADP
ajis02-2695	146	14	continued	continue	VERB
ajis02-2695	146	15	usage	usage	NOUN
ajis02-2695	146	16	,	,	PUNCT
ajis02-2695	146	17	and	and	CCONJ
ajis02-2695	146	18	their	their	PRON
ajis02-2695	146	19	post	post	ADJ
ajis02-2695	146	20	-	-	ADJ
ajis02-2695	146	21	adoption	adoption	ADJ
ajis02-2695	146	22	usage	usage	NOUN
ajis02-2695	146	23	of	of	ADP
ajis02-2695	146	24	mobile	mobile	ADJ
ajis02-2695	146	25	payment	payment	NOUN
ajis02-2695	146	26	systems	system	NOUN
ajis02-2695	146	27	increases	increase	VERB
ajis02-2695	146	28	their	their	PRON
ajis02-2695	146	29	utilitarian	utilitarian	ADJ
ajis02-2695	146	30	expectation	expectation	NOUN
ajis02-2695	146	31	in	in	ADP
ajis02-2695	146	32	terms	term	NOUN
ajis02-2695	146	33	of	of	ADP
ajis02-2695	146	34	performance	performance	NOUN
ajis02-2695	146	35	expectancy	expectancy	NOUN
ajis02-2695	146	36	and	and	CCONJ
ajis02-2695	146	37	satisfaction	satisfaction	NOUN
ajis02-2695	146	38	.	.	PUNCT
ajis02-2695	147	1	when	when	SCONJ
ajis02-2695	147	2	customers	customer	NOUN
ajis02-2695	147	3	have	have	VERB
ajis02-2695	147	4	their	their	PRON
ajis02-2695	147	5	mobile	mobile	ADJ
ajis02-2695	147	6	payment	payment	NOUN
ajis02-2695	147	7	systems	system	NOUN
ajis02-2695	147	8	usage	usage	NOUN
ajis02-2695	147	9	experience	experience	NOUN
ajis02-2695	147	10	confirmed	confirm	VERB
ajis02-2695	147	11	,	,	PUNCT
ajis02-2695	147	12	performance	performance	NOUN
ajis02-2695	147	13	expectancy	expectancy	NOUN
ajis02-2695	147	14	and	and	CCONJ
ajis02-2695	147	15	satisfaction	satisfaction	NOUN
ajis02-2695	147	16	with	with	ADP
ajis02-2695	147	17	the	the	DET
ajis02-2695	147	18	system	system	NOUN
ajis02-2695	147	19	are	be	AUX
ajis02-2695	147	20	engendered	engender	VERB
ajis02-2695	147	21	.	.	PUNCT
ajis02-2695	148	1	hence	hence	ADV
ajis02-2695	148	2	,	,	PUNCT
ajis02-2695	148	3	the	the	DET
ajis02-2695	148	4	following	follow	VERB
ajis02-2695	148	5	hypotheses	hypothesis	NOUN
ajis02-2695	148	6	are	be	AUX
ajis02-2695	148	7	proposed	propose	VERB
ajis02-2695	148	8	.	.	PUNCT
ajis02-2695	149	1	h6	h6	NOUN
ajis02-2695	149	2	:	:	PUNCT
ajis02-2695	149	3	confirmation	confirmation	NOUN
ajis02-2695	149	4	significantly	significantly	ADV
ajis02-2695	149	5	influences	influence	VERB
ajis02-2695	149	6	performance	performance	NOUN
ajis02-2695	149	7	expectancy	expectancy	NOUN
ajis02-2695	149	8	for	for	ADP
ajis02-2695	149	9	mobile	mobile	ADJ
ajis02-2695	149	10	payment	payment	NOUN
ajis02-2695	149	11	systems	system	NOUN
ajis02-2695	149	12	.	.	PUNCT
ajis02-2695	150	1	h7	h7	NOUN
ajis02-2695	150	2	:	:	PUNCT
ajis02-2695	150	3	confirmation	confirmation	NOUN
ajis02-2695	150	4	significantly	significantly	ADV
ajis02-2695	150	5	influences	influence	VERB
ajis02-2695	150	6	satisfaction	satisfaction	NOUN
ajis02-2695	150	7	with	with	ADP
ajis02-2695	150	8	using	use	VERB
ajis02-2695	150	9	mobile	mobile	ADJ
ajis02-2695	150	10	payment	payment	NOUN
ajis02-2695	150	11	systems	system	NOUN
ajis02-2695	150	12	.	.	PUNCT
ajis02-2695	151	1	h8	h8	NOUN
ajis02-2695	151	2	:	:	PUNCT
ajis02-2695	151	3	performance	performance	NOUN
ajis02-2695	151	4	expectancy	expectancy	NOUN
ajis02-2695	151	5	significantly	significantly	ADV
ajis02-2695	151	6	influences	influence	VERB
ajis02-2695	151	7	satisfaction	satisfaction	NOUN
ajis02-2695	151	8	with	with	ADP
ajis02-2695	151	9	using	use	VERB
ajis02-2695	151	10	mobile	mobile	ADJ
ajis02-2695	151	11	payment	payment	NOUN
ajis02-2695	151	12	systems	system	NOUN
ajis02-2695	151	13	.	.	PUNCT
ajis02-2695	152	1	australasian	australasian	ADJ
ajis02-2695	152	2	journal	journal	NOUN
ajis02-2695	152	3	of	of	ADP
ajis02-2695	152	4	information	information	NOUN
ajis02-2695	152	5	systems	system	NOUN
ajis02-2695	152	6	singh	singh	PROPN
ajis02-2695	152	7	2020	2020	NUM
ajis02-2695	152	8	,	,	PUNCT
ajis02-2695	152	9	vol	vol	NOUN
ajis02-2695	152	10	24	24	NUM
ajis02-2695	152	11	,	,	PUNCT
ajis02-2695	152	12	research	research	NOUN
ajis02-2695	152	13	article	article	NOUN
ajis02-2695	152	14	explaining	explain	VERB
ajis02-2695	152	15	post	post	NOUN
ajis02-2695	152	16	-	-	NOUN
ajis02-2695	152	17	adoption	adoption	NOUN
ajis02-2695	152	18	of	of	ADP
ajis02-2695	152	19	mobile	mobile	ADJ
ajis02-2695	152	20	payment	payment	NOUN
ajis02-2695	152	21	systems	system	NOUN
ajis02-2695	152	22	9	9	NUM
ajis02-2695	152	23	figure	figure	NOUN
ajis02-2695	152	24	2	2	NUM
ajis02-2695	152	25	:	:	PUNCT
ajis02-2695	152	26	theoretical	theoretical	ADJ
ajis02-2695	152	27	model	model	NOUN
ajis02-2695	152	28	4	4	NUM
ajis02-2695	152	29	research	research	NOUN
ajis02-2695	152	30	methodology	methodology	NOUN
ajis02-2695	152	31	4.1	4.1	NUM
ajis02-2695	152	32	variable	variable	ADJ
ajis02-2695	152	33	measurement	measurement	NOUN
ajis02-2695	152	34	the	the	DET
ajis02-2695	152	35	variables	variable	NOUN
ajis02-2695	152	36	used	use	VERB
ajis02-2695	152	37	in	in	ADP
ajis02-2695	152	38	the	the	DET
ajis02-2695	152	39	theoretical	theoretical	ADJ
ajis02-2695	152	40	model	model	NOUN
ajis02-2695	152	41	were	be	AUX
ajis02-2695	152	42	measured	measure	VERB
ajis02-2695	152	43	using	use	VERB
ajis02-2695	152	44	validated	validate	VERB
ajis02-2695	152	45	items	item	NOUN
ajis02-2695	152	46	from	from	ADP
ajis02-2695	152	47	prior	prior	ADJ
ajis02-2695	152	48	research	research	NOUN
ajis02-2695	152	49	(	(	PUNCT
ajis02-2695	152	50	appendix	appendix	VERB
ajis02-2695	152	51	a	a	PRON
ajis02-2695	152	52	)	)	PUNCT
ajis02-2695	152	53	.	.	PUNCT
ajis02-2695	153	1	these	these	DET
ajis02-2695	153	2	items	item	NOUN
ajis02-2695	153	3	were	be	AUX
ajis02-2695	153	4	reworded	reword	VERB
ajis02-2695	153	5	to	to	PART
ajis02-2695	153	6	suit	suit	VERB
ajis02-2695	153	7	the	the	DET
ajis02-2695	153	8	current	current	ADJ
ajis02-2695	153	9	study	study	NOUN
ajis02-2695	153	10	context	context	NOUN
ajis02-2695	153	11	.	.	PUNCT
ajis02-2695	154	1	this	this	DET
ajis02-2695	154	2	study	study	NOUN
ajis02-2695	154	3	used	use	VERB
ajis02-2695	154	4	a	a	DET
ajis02-2695	154	5	5	5	NUM
ajis02-2695	154	6	-	-	PUNCT
ajis02-2695	154	7	point	point	NOUN
ajis02-2695	154	8	likert	likert	ADJ
ajis02-2695	154	9	scale	scale	NOUN
ajis02-2695	154	10	to	to	PART
ajis02-2695	154	11	measure	measure	VERB
ajis02-2695	154	12	the	the	DET
ajis02-2695	154	13	items	item	NOUN
ajis02-2695	154	14	,	,	PUNCT
ajis02-2695	154	15	since	since	SCONJ
ajis02-2695	154	16	this	this	DET
ajis02-2695	154	17	scale	scale	NOUN
ajis02-2695	154	18	is	be	AUX
ajis02-2695	154	19	widely	widely	ADV
ajis02-2695	154	20	used	use	VERB
ajis02-2695	154	21	in	in	ADP
ajis02-2695	154	22	marketing	marketing	NOUN
ajis02-2695	154	23	and	and	CCONJ
ajis02-2695	154	24	social	social	ADJ
ajis02-2695	154	25	science	science	NOUN
ajis02-2695	154	26	research	research	NOUN
ajis02-2695	154	27	(	(	PUNCT
ajis02-2695	154	28	garland	garland	NOUN
ajis02-2695	154	29	,	,	PUNCT
ajis02-2695	154	30	1991	1991	NUM
ajis02-2695	154	31	)	)	PUNCT
ajis02-2695	154	32	,	,	PUNCT
ajis02-2695	154	33	where	where	SCONJ
ajis02-2695	154	34	1	1	NUM
ajis02-2695	154	35	indicates	indicate	VERB
ajis02-2695	154	36	‘	'	PUNCT
ajis02-2695	154	37	strongly	strongly	ADV
ajis02-2695	154	38	disagree	disagree	VERB
ajis02-2695	154	39	’	'	PUNCT
ajis02-2695	154	40	and	and	CCONJ
ajis02-2695	154	41	5	5	NUM
ajis02-2695	154	42	indicates	indicate	VERB
ajis02-2695	154	43	‘	'	PUNCT
ajis02-2695	154	44	strongly	strongly	ADV
ajis02-2695	154	45	agree	agree	VERB
ajis02-2695	154	46	’	'	PUNCT
ajis02-2695	154	47	.	.	PUNCT
ajis02-2695	155	1	in	in	ADP
ajis02-2695	155	2	the	the	DET
ajis02-2695	155	3	questionnaire	questionnaire	NOUN
ajis02-2695	155	4	developed	develop	VERB
ajis02-2695	155	5	to	to	PART
ajis02-2695	155	6	measure	measure	VERB
ajis02-2695	155	7	and	and	CCONJ
ajis02-2695	155	8	test	test	VERB
ajis02-2695	155	9	the	the	DET
ajis02-2695	155	10	theoretical	theoretical	ADJ
ajis02-2695	155	11	model	model	NOUN
ajis02-2695	155	12	,	,	PUNCT
ajis02-2695	155	13	28	28	NUM
ajis02-2695	155	14	items	item	NOUN
ajis02-2695	155	15	were	be	AUX
ajis02-2695	155	16	used	use	VERB
ajis02-2695	155	17	.	.	PUNCT
ajis02-2695	156	1	to	to	PART
ajis02-2695	156	2	test	test	VERB
ajis02-2695	156	3	the	the	DET
ajis02-2695	156	4	applicability	applicability	NOUN
ajis02-2695	156	5	of	of	ADP
ajis02-2695	156	6	the	the	DET
ajis02-2695	156	7	instrument	instrument	NOUN
ajis02-2695	156	8	in	in	ADP
ajis02-2695	156	9	a	a	DET
ajis02-2695	156	10	mobile	mobile	ADJ
ajis02-2695	156	11	payment	payment	NOUN
ajis02-2695	156	12	adoption	adoption	NOUN
ajis02-2695	156	13	context	context	NOUN
ajis02-2695	156	14	,	,	PUNCT
ajis02-2695	156	15	the	the	DET
ajis02-2695	156	16	questionnaire	questionnaire	NOUN
ajis02-2695	156	17	was	be	AUX
ajis02-2695	156	18	shown	show	VERB
ajis02-2695	156	19	to	to	ADP
ajis02-2695	156	20	several	several	ADJ
ajis02-2695	156	21	academics	academic	NOUN
ajis02-2695	156	22	and	and	CCONJ
ajis02-2695	156	23	practitioners	practitioner	NOUN
ajis02-2695	156	24	in	in	ADP
ajis02-2695	156	25	the	the	DET
ajis02-2695	156	26	is	be	AUX
ajis02-2695	156	27	and	and	CCONJ
ajis02-2695	156	28	marketing	marketing	NOUN
ajis02-2695	156	29	fields	field	NOUN
ajis02-2695	156	30	.	.	PUNCT
ajis02-2695	157	1	it	it	PRON
ajis02-2695	157	2	was	be	AUX
ajis02-2695	157	3	also	also	ADV
ajis02-2695	157	4	pretested	preteste	VERB
ajis02-2695	157	5	with	with	ADP
ajis02-2695	157	6	10	10	NUM
ajis02-2695	157	7	mobile	mobile	ADJ
ajis02-2695	157	8	payment	payment	NOUN
ajis02-2695	157	9	customers	customer	NOUN
ajis02-2695	157	10	to	to	PART
ajis02-2695	157	11	ensure	ensure	VERB
ajis02-2695	157	12	completeness	completeness	NOUN
ajis02-2695	157	13	and	and	CCONJ
ajis02-2695	157	14	correctness	correctness	NOUN
ajis02-2695	157	15	,	,	PUNCT
ajis02-2695	157	16	and	and	CCONJ
ajis02-2695	157	17	the	the	DET
ajis02-2695	157	18	feedback	feedback	NOUN
ajis02-2695	157	19	from	from	ADP
ajis02-2695	157	20	both	both	DET
ajis02-2695	157	21	groups	group	NOUN
ajis02-2695	157	22	was	be	AUX
ajis02-2695	157	23	incorporated	incorporate	VERB
ajis02-2695	157	24	into	into	ADP
ajis02-2695	157	25	the	the	DET
ajis02-2695	157	26	final	final	ADJ
ajis02-2695	157	27	questionnaire	questionnaire	NOUN
ajis02-2695	157	28	.	.	PUNCT
ajis02-2695	158	1	4.2	4.2	NUM
ajis02-2695	158	2	sample	sample	NOUN
ajis02-2695	158	3	profile	profile	NOUN
ajis02-2695	158	4	and	and	CCONJ
ajis02-2695	158	5	data	datum	NOUN
ajis02-2695	158	6	collection	collection	NOUN
ajis02-2695	158	7	this	this	DET
ajis02-2695	158	8	study	study	NOUN
ajis02-2695	158	9	followed	follow	VERB
ajis02-2695	158	10	a	a	DET
ajis02-2695	158	11	quantitative	quantitative	ADJ
ajis02-2695	158	12	research	research	NOUN
ajis02-2695	158	13	approach	approach	NOUN
ajis02-2695	158	14	,	,	PUNCT
ajis02-2695	158	15	using	use	VERB
ajis02-2695	158	16	a	a	DET
ajis02-2695	158	17	questionnaire	questionnaire	NOUN
ajis02-2695	158	18	to	to	PART
ajis02-2695	158	19	collect	collect	VERB
ajis02-2695	158	20	data	datum	NOUN
ajis02-2695	158	21	.	.	PUNCT
ajis02-2695	159	1	the	the	DET
ajis02-2695	159	2	sample	sample	NOUN
ajis02-2695	159	3	population	population	NOUN
ajis02-2695	159	4	identified	identify	VERB
ajis02-2695	159	5	were	be	AUX
ajis02-2695	159	6	mobile	mobile	ADJ
ajis02-2695	159	7	payment	payment	NOUN
ajis02-2695	159	8	users	user	NOUN
ajis02-2695	159	9	who	who	PRON
ajis02-2695	159	10	used	use	VERB
ajis02-2695	159	11	mobile	mobile	ADJ
ajis02-2695	159	12	payment	payment	NOUN
ajis02-2695	159	13	systems	system	NOUN
ajis02-2695	159	14	at	at	ADP
ajis02-2695	159	15	least	least	ADJ
ajis02-2695	159	16	once	once	ADV
ajis02-2695	159	17	.	.	PUNCT
ajis02-2695	160	1	a	a	DET
ajis02-2695	160	2	qualifying	qualifying	NOUN
ajis02-2695	160	3	question	question	NOUN
ajis02-2695	160	4	was	be	AUX
ajis02-2695	160	5	used	use	VERB
ajis02-2695	160	6	to	to	PART
ajis02-2695	160	7	identify	identify	VERB
ajis02-2695	160	8	the	the	DET
ajis02-2695	160	9	target	target	NOUN
ajis02-2695	160	10	respondents	respondent	NOUN
ajis02-2695	160	11	:	:	PUNCT
ajis02-2695	160	12	‘	'	PUNCT
ajis02-2695	160	13	do	do	AUX
ajis02-2695	160	14	you	you	PRON
ajis02-2695	160	15	use	use	VERB
ajis02-2695	160	16	any	any	DET
ajis02-2695	160	17	mobile	mobile	ADJ
ajis02-2695	160	18	payment	payment	NOUN
ajis02-2695	160	19	system	system	NOUN
ajis02-2695	160	20	at	at	ADP
ajis02-2695	160	21	least	least	ADJ
ajis02-2695	160	22	once	once	ADV
ajis02-2695	160	23	?	?	PUNCT
ajis02-2695	160	24	’	'	PUNCT
ajis02-2695	160	25	.	.	PUNCT
ajis02-2695	161	1	convenience	convenience	NOUN
ajis02-2695	161	2	sampling	sample	VERB
ajis02-2695	161	3	(	(	PUNCT
ajis02-2695	161	4	a	a	DET
ajis02-2695	161	5	non	non	ADJ
ajis02-2695	161	6	-	-	ADJ
ajis02-2695	161	7	probability	probability	ADJ
ajis02-2695	161	8	sampling	sampling	NOUN
ajis02-2695	161	9	method	method	NOUN
ajis02-2695	161	10	)	)	PUNCT
ajis02-2695	161	11	was	be	AUX
ajis02-2695	161	12	used	use	VERB
ajis02-2695	161	13	to	to	PART
ajis02-2695	161	14	identify	identify	VERB
ajis02-2695	161	15	respondents	respondent	NOUN
ajis02-2695	161	16	.	.	PUNCT
ajis02-2695	162	1	given	give	VERB
ajis02-2695	162	2	the	the	DET
ajis02-2695	162	3	lack	lack	NOUN
ajis02-2695	162	4	of	of	ADP
ajis02-2695	162	5	availability	availability	NOUN
ajis02-2695	162	6	of	of	ADP
ajis02-2695	162	7	the	the	DET
ajis02-2695	162	8	mobile	mobile	ADJ
ajis02-2695	162	9	payment	payment	NOUN
ajis02-2695	162	10	customer	customer	NOUN
ajis02-2695	162	11	list	list	NOUN
ajis02-2695	162	12	and	and	CCONJ
ajis02-2695	162	13	the	the	DET
ajis02-2695	162	14	time	time	NOUN
ajis02-2695	162	15	and	and	CCONJ
ajis02-2695	162	16	cost	cost	NOUN
ajis02-2695	162	17	of	of	ADP
ajis02-2695	162	18	collecting	collect	VERB
ajis02-2695	162	19	the	the	DET
ajis02-2695	162	20	response	response	NOUN
ajis02-2695	162	21	from	from	ADP
ajis02-2695	162	22	each	each	DET
ajis02-2695	162	23	customer	customer	NOUN
ajis02-2695	162	24	,	,	PUNCT
ajis02-2695	162	25	this	this	DET
ajis02-2695	162	26	study	study	NOUN
ajis02-2695	162	27	used	use	VERB
ajis02-2695	162	28	convenience	convenience	NOUN
ajis02-2695	162	29	sampling	sample	VERB
ajis02-2695	162	30	as	as	ADP
ajis02-2695	162	31	a	a	DET
ajis02-2695	162	32	method	method	NOUN
ajis02-2695	162	33	for	for	ADP
ajis02-2695	162	34	collecting	collect	VERB
ajis02-2695	162	35	the	the	DET
ajis02-2695	162	36	responses	response	NOUN
ajis02-2695	162	37	from	from	ADP
ajis02-2695	162	38	the	the	DET
ajis02-2695	162	39	survey	survey	NOUN
ajis02-2695	162	40	questionnaire	questionnaire	NOUN
ajis02-2695	162	41	.	.	PUNCT
ajis02-2695	163	1	earlier	early	ADJ
ajis02-2695	163	2	studies	study	NOUN
ajis02-2695	163	3	on	on	ADP
ajis02-2695	163	4	mobile	mobile	ADJ
ajis02-2695	163	5	payment	payment	NOUN
ajis02-2695	163	6	adoption	adoption	NOUN
ajis02-2695	163	7	from	from	ADP
ajis02-2695	163	8	both	both	CCONJ
ajis02-2695	163	9	developed	developed	ADJ
ajis02-2695	163	10	and	and	CCONJ
ajis02-2695	163	11	developing	develop	VERB
ajis02-2695	163	12	countries	country	NOUN
ajis02-2695	163	13	also	also	ADV
ajis02-2695	163	14	used	use	VERB
ajis02-2695	163	15	non	non	ADJ
ajis02-2695	163	16	-	-	NOUN
ajis02-2695	163	17	probability	probability	NOUN
ajis02-2695	163	18	sampling	sampling	NOUN
ajis02-2695	163	19	to	to	PART
ajis02-2695	163	20	collect	collect	VERB
ajis02-2695	163	21	responses	response	NOUN
ajis02-2695	163	22	(	(	PUNCT
ajis02-2695	163	23	fan	fan	NOUN
ajis02-2695	163	24	et	et	PROPN
ajis02-2695	163	25	al	al	PROPN
ajis02-2695	163	26	.	.	PROPN
ajis02-2695	163	27	,	,	PUNCT
ajis02-2695	163	28	2018	2018	NUM
ajis02-2695	163	29	;	;	PUNCT
ajis02-2695	163	30	chen	chen	PROPN
ajis02-2695	163	31	&	&	CCONJ
ajis02-2695	163	32	li	li	PROPN
ajis02-2695	163	33	,	,	PUNCT
ajis02-2695	163	34	2017	2017	NUM
ajis02-2695	163	35	;	;	PUNCT
ajis02-2695	163	36	kumar	kumar	PROPN
ajis02-2695	163	37	,	,	PUNCT
ajis02-2695	163	38	adlakaha	adlakaha	PROPN
ajis02-2695	163	39	,	,	PUNCT
ajis02-2695	163	40	&	&	CCONJ
ajis02-2695	163	41	mukherjee	mukherjee	PROPN
ajis02-2695	163	42	,	,	PUNCT
ajis02-2695	163	43	2018	2018	NUM
ajis02-2695	163	44	)	)	PUNCT
ajis02-2695	163	45	.	.	PUNCT
ajis02-2695	164	1	this	this	DET
ajis02-2695	164	2	research	research	NOUN
ajis02-2695	164	3	study	study	NOUN
ajis02-2695	164	4	used	use	VERB
ajis02-2695	164	5	various	various	ADJ
ajis02-2695	164	6	multivariate	multivariate	NOUN
ajis02-2695	164	7	techniques	technique	NOUN
ajis02-2695	164	8	,	,	PUNCT
ajis02-2695	164	9	and	and	CCONJ
ajis02-2695	164	10	28	28	NUM
ajis02-2695	164	11	items	item	NOUN
ajis02-2695	164	12	were	be	AUX
ajis02-2695	164	13	used	use	VERB
ajis02-2695	164	14	to	to	PART
ajis02-2695	164	15	measure	measure	VERB
ajis02-2695	164	16	the	the	DET
ajis02-2695	164	17	various	various	ADJ
ajis02-2695	164	18	constructs	construct	NOUN
ajis02-2695	164	19	in	in	ADP
ajis02-2695	164	20	the	the	DET
ajis02-2695	164	21	theoretical	theoretical	ADJ
ajis02-2695	164	22	model	model	NOUN
ajis02-2695	164	23	.	.	PUNCT
ajis02-2695	165	1	in	in	ADP
ajis02-2695	165	2	addition	addition	NOUN
ajis02-2695	165	3	,	,	PUNCT
ajis02-2695	165	4	the	the	DET
ajis02-2695	165	5	following	follow	VERB
ajis02-2695	165	6	guidelines	guideline	NOUN
ajis02-2695	165	7	suggested	suggest	VERB
ajis02-2695	165	8	by	by	ADP
ajis02-2695	165	9	hair	hair	NOUN
ajis02-2695	165	10	et	et	PROPN
ajis02-2695	165	11	al	al	PROPN
ajis02-2695	165	12	.	.	PROPN
ajis02-2695	166	1	(	(	PUNCT
ajis02-2695	166	2	2010	2010	NUM
ajis02-2695	166	3	)	)	PUNCT
ajis02-2695	166	4	were	be	AUX
ajis02-2695	166	5	also	also	ADV
ajis02-2695	166	6	followed	follow	VERB
ajis02-2695	166	7	:	:	PUNCT
ajis02-2695	166	8	10	10	NUM
ajis02-2695	166	9	observations	observation	NOUN
ajis02-2695	166	10	per	per	ADP
ajis02-2695	166	11	item	item	NOUN
ajis02-2695	166	12	,	,	PUNCT
ajis02-2695	166	13	and	and	CCONJ
ajis02-2695	166	14	a	a	DET
ajis02-2695	166	15	minimum	minimum	ADJ
ajis02-2695	166	16	sample	sample	NOUN
ajis02-2695	166	17	size	size	NOUN
ajis02-2695	166	18	of	of	ADP
ajis02-2695	166	19	280	280	NUM
ajis02-2695	166	20	.	.	PUNCT
ajis02-2695	167	1	the	the	DET
ajis02-2695	167	2	data	datum	NOUN
ajis02-2695	167	3	australasian	australasian	ADJ
ajis02-2695	167	4	journal	journal	NOUN
ajis02-2695	167	5	of	of	ADP
ajis02-2695	167	6	information	information	NOUN
ajis02-2695	167	7	systems	system	NOUN
ajis02-2695	167	8	singh	singh	PROPN
ajis02-2695	167	9	2020	2020	NUM
ajis02-2695	167	10	,	,	PUNCT
ajis02-2695	167	11	vol	vol	NOUN
ajis02-2695	167	12	24	24	NUM
ajis02-2695	167	13	,	,	PUNCT
ajis02-2695	167	14	research	research	NOUN
ajis02-2695	167	15	article	article	NOUN
ajis02-2695	167	16	explaining	explain	VERB
ajis02-2695	167	17	post	post	NOUN
ajis02-2695	167	18	-	-	NOUN
ajis02-2695	167	19	adoption	adoption	NOUN
ajis02-2695	167	20	of	of	ADP
ajis02-2695	167	21	mobile	mobile	ADJ
ajis02-2695	167	22	payment	payment	NOUN
ajis02-2695	167	23	systems	system	NOUN
ajis02-2695	167	24	10	10	NUM
ajis02-2695	167	25	collection	collection	NOUN
ajis02-2695	167	26	took	take	VERB
ajis02-2695	167	27	place	place	NOUN
ajis02-2695	167	28	in	in	ADP
ajis02-2695	167	29	mumbai	mumbai	PROPN
ajis02-2695	167	30	,	,	PUNCT
ajis02-2695	167	31	the	the	DET
ajis02-2695	167	32	financial	financial	ADJ
ajis02-2695	167	33	capital	capital	NOUN
ajis02-2695	167	34	,	,	PUNCT
ajis02-2695	167	35	and	and	CCONJ
ajis02-2695	167	36	in	in	ADP
ajis02-2695	167	37	one	one	NUM
ajis02-2695	167	38	metropolitan	metropolitan	ADJ
ajis02-2695	167	39	region	region	NOUN
ajis02-2695	167	40	of	of	ADP
ajis02-2695	167	41	india	india	PROPN
ajis02-2695	167	42	.	.	PUNCT
ajis02-2695	168	1	a	a	DET
ajis02-2695	168	2	total	total	NOUN
ajis02-2695	168	3	of	of	ADP
ajis02-2695	168	4	500	500	NUM
ajis02-2695	168	5	questionnaires	questionnaire	NOUN
ajis02-2695	168	6	were	be	AUX
ajis02-2695	168	7	distributed	distribute	VERB
ajis02-2695	168	8	,	,	PUNCT
ajis02-2695	168	9	and	and	CCONJ
ajis02-2695	168	10	the	the	DET
ajis02-2695	168	11	survey	survey	NOUN
ajis02-2695	168	12	was	be	AUX
ajis02-2695	168	13	conducted	conduct	VERB
ajis02-2695	168	14	over	over	ADP
ajis02-2695	168	15	a	a	DET
ajis02-2695	168	16	period	period	NOUN
ajis02-2695	168	17	of	of	ADP
ajis02-2695	168	18	three	three	NUM
ajis02-2695	168	19	months	month	NOUN
ajis02-2695	168	20	,	,	PUNCT
ajis02-2695	168	21	from	from	ADP
ajis02-2695	168	22	may	may	PROPN
ajis02-2695	168	23	to	to	ADP
ajis02-2695	168	24	july	july	PROPN
ajis02-2695	168	25	2019	2019	NUM
ajis02-2695	168	26	.	.	PUNCT
ajis02-2695	169	1	the	the	DET
ajis02-2695	169	2	study	study	NOUN
ajis02-2695	169	3	’s	’s	PART
ajis02-2695	169	4	purpose	purpose	NOUN
ajis02-2695	169	5	was	be	AUX
ajis02-2695	169	6	explained	explain	VERB
ajis02-2695	169	7	to	to	ADP
ajis02-2695	169	8	respondents	respondent	NOUN
ajis02-2695	169	9	,	,	PUNCT
ajis02-2695	169	10	and	and	CCONJ
ajis02-2695	169	11	assurances	assurance	NOUN
ajis02-2695	169	12	were	be	AUX
ajis02-2695	169	13	made	make	VERB
ajis02-2695	169	14	that	that	SCONJ
ajis02-2695	169	15	survey	survey	NOUN
ajis02-2695	169	16	responses	response	NOUN
ajis02-2695	169	17	would	would	AUX
ajis02-2695	169	18	be	be	AUX
ajis02-2695	169	19	used	use	VERB
ajis02-2695	169	20	only	only	ADV
ajis02-2695	169	21	for	for	ADP
ajis02-2695	169	22	the	the	DET
ajis02-2695	169	23	current	current	ADJ
ajis02-2695	169	24	study	study	NOUN
ajis02-2695	169	25	.	.	PUNCT
ajis02-2695	170	1	participation	participation	NOUN
ajis02-2695	170	2	in	in	ADP
ajis02-2695	170	3	the	the	DET
ajis02-2695	170	4	survey	survey	NOUN
ajis02-2695	170	5	was	be	AUX
ajis02-2695	170	6	voluntary	voluntary	ADJ
ajis02-2695	170	7	,	,	PUNCT
ajis02-2695	170	8	and	and	CCONJ
ajis02-2695	170	9	respondents	respondent	NOUN
ajis02-2695	170	10	were	be	AUX
ajis02-2695	170	11	free	free	ADJ
ajis02-2695	170	12	to	to	PART
ajis02-2695	170	13	skip	skip	VERB
ajis02-2695	170	14	questions	question	NOUN
ajis02-2695	170	15	they	they	PRON
ajis02-2695	170	16	did	do	AUX
ajis02-2695	170	17	not	not	PART
ajis02-2695	170	18	wish	wish	VERB
ajis02-2695	170	19	to	to	PART
ajis02-2695	170	20	answer	answer	VERB
ajis02-2695	170	21	.	.	PUNCT
ajis02-2695	171	1	the	the	DET
ajis02-2695	171	2	questionnaire	questionnaire	NOUN
ajis02-2695	171	3	was	be	AUX
ajis02-2695	171	4	distributed	distribute	VERB
ajis02-2695	171	5	to	to	ADP
ajis02-2695	171	6	participants	participant	NOUN
ajis02-2695	171	7	in	in	ADP
ajis02-2695	171	8	offline	offline	ADJ
ajis02-2695	171	9	and	and	CCONJ
ajis02-2695	171	10	online	online	ADJ
ajis02-2695	171	11	formats	format	NOUN
ajis02-2695	171	12	.	.	PUNCT
ajis02-2695	172	1	some	some	DET
ajis02-2695	172	2	offline	offline	ADJ
ajis02-2695	172	3	or	or	CCONJ
ajis02-2695	172	4	paper	paper	NOUN
ajis02-2695	172	5	versions	version	NOUN
ajis02-2695	172	6	were	be	AUX
ajis02-2695	172	7	distributed	distribute	VERB
ajis02-2695	172	8	to	to	ADP
ajis02-2695	172	9	post	post	ADJ
ajis02-2695	172	10	-	-	ADJ
ajis02-2695	172	11	graduate	graduate	ADJ
ajis02-2695	172	12	students	student	NOUN
ajis02-2695	172	13	,	,	PUNCT
ajis02-2695	172	14	faculty	faculty	NOUN
ajis02-2695	172	15	and	and	CCONJ
ajis02-2695	172	16	supporting	support	VERB
ajis02-2695	172	17	staff	staff	NOUN
ajis02-2695	172	18	at	at	ADP
ajis02-2695	172	19	a	a	DET
ajis02-2695	172	20	business	business	NOUN
ajis02-2695	172	21	management	management	NOUN
ajis02-2695	172	22	school	school	NOUN
ajis02-2695	172	23	in	in	ADP
ajis02-2695	172	24	mumbai	mumbai	PROPN
ajis02-2695	172	25	,	,	PUNCT
ajis02-2695	172	26	yielding	yield	VERB
ajis02-2695	172	27	100	100	NUM
ajis02-2695	172	28	collected	collect	VERB
ajis02-2695	172	29	responses	response	NOUN
ajis02-2695	172	30	.	.	PUNCT
ajis02-2695	173	1	in	in	ADP
ajis02-2695	173	2	the	the	DET
ajis02-2695	173	3	online	online	ADJ
ajis02-2695	173	4	version	version	NOUN
ajis02-2695	173	5	,	,	PUNCT
ajis02-2695	173	6	a	a	DET
ajis02-2695	173	7	google	google	NOUN
ajis02-2695	173	8	form	form	NOUN
ajis02-2695	173	9	link	link	NOUN
ajis02-2695	173	10	was	be	AUX
ajis02-2695	173	11	sent	send	VERB
ajis02-2695	173	12	through	through	ADP
ajis02-2695	173	13	personal	personal	ADJ
ajis02-2695	173	14	email	email	NOUN
ajis02-2695	173	15	and	and	CCONJ
ajis02-2695	173	16	whatsapp	whatsapp	NOUN
ajis02-2695	173	17	contacts	contact	NOUN
ajis02-2695	173	18	.	.	PUNCT
ajis02-2695	174	1	a	a	DET
ajis02-2695	174	2	total	total	NOUN
ajis02-2695	174	3	of	of	ADP
ajis02-2695	174	4	400	400	NUM
ajis02-2695	174	5	questionnaires	questionnaire	NOUN
ajis02-2695	174	6	were	be	AUX
ajis02-2695	174	7	collected	collect	VERB
ajis02-2695	174	8	from	from	ADP
ajis02-2695	174	9	both	both	CCONJ
ajis02-2695	174	10	the	the	DET
ajis02-2695	174	11	online	online	ADJ
ajis02-2695	174	12	and	and	CCONJ
ajis02-2695	174	13	offline	offline	ADJ
ajis02-2695	174	14	methods	method	NOUN
ajis02-2695	174	15	,	,	PUNCT
ajis02-2695	174	16	out	out	ADP
ajis02-2695	174	17	of	of	ADP
ajis02-2695	174	18	which	which	PRON
ajis02-2695	174	19	370	370	NUM
ajis02-2695	174	20	were	be	AUX
ajis02-2695	174	21	completed	complete	VERB
ajis02-2695	174	22	and	and	CCONJ
ajis02-2695	174	23	thus	thus	ADV
ajis02-2695	174	24	deemed	deem	VERB
ajis02-2695	174	25	usable	usable	ADJ
ajis02-2695	174	26	.	.	PUNCT
ajis02-2695	175	1	the	the	DET
ajis02-2695	175	2	distribution	distribution	NOUN
ajis02-2695	175	3	of	of	ADP
ajis02-2695	175	4	the	the	DET
ajis02-2695	175	5	questionnaires	questionnaire	NOUN
ajis02-2695	175	6	and	and	CCONJ
ajis02-2695	175	7	the	the	DET
ajis02-2695	175	8	completed	complete	VERB
ajis02-2695	175	9	and	and	CCONJ
ajis02-2695	175	10	usable	usable	ADJ
ajis02-2695	175	11	responses	response	NOUN
ajis02-2695	175	12	were	be	AUX
ajis02-2695	175	13	outlined	outline	VERB
ajis02-2695	175	14	in	in	ADP
ajis02-2695	175	15	table	table	NOUN
ajis02-2695	175	16	1	1	NUM
ajis02-2695	175	17	.	.	PUNCT
ajis02-2695	176	1	after	after	ADP
ajis02-2695	176	2	removing	remove	VERB
ajis02-2695	176	3	incomplete	incomplete	ADJ
ajis02-2695	176	4	forms	form	NOUN
ajis02-2695	176	5	and	and	CCONJ
ajis02-2695	176	6	excluding	exclude	VERB
ajis02-2695	176	7	those	those	PRON
ajis02-2695	176	8	who	who	PRON
ajis02-2695	176	9	had	have	AUX
ajis02-2695	176	10	not	not	PART
ajis02-2695	176	11	used	use	VERB
ajis02-2695	176	12	mobile	mobile	ADJ
ajis02-2695	176	13	payments	payment	NOUN
ajis02-2695	176	14	at	at	ADV
ajis02-2695	176	15	least	least	ADJ
ajis02-2695	176	16	once	once	ADV
ajis02-2695	176	17	,	,	PUNCT
ajis02-2695	176	18	the	the	DET
ajis02-2695	176	19	response	response	NOUN
ajis02-2695	176	20	rate	rate	NOUN
ajis02-2695	176	21	was	be	AUX
ajis02-2695	176	22	determined	determine	VERB
ajis02-2695	176	23	to	to	PART
ajis02-2695	176	24	be	be	AUX
ajis02-2695	176	25	74	74	NUM
ajis02-2695	176	26	%	%	NOUN
ajis02-2695	176	27	.	.	PUNCT
ajis02-2695	177	1	a	a	DET
ajis02-2695	177	2	chi	chi	ADJ
ajis02-2695	177	3	-	-	PUNCT
ajis02-2695	177	4	square	square	ADJ
ajis02-2695	177	5	test	test	NOUN
ajis02-2695	177	6	was	be	AUX
ajis02-2695	177	7	conducted	conduct	VERB
ajis02-2695	177	8	which	which	PRON
ajis02-2695	177	9	demonstrated	demonstrate	VERB
ajis02-2695	177	10	that	that	SCONJ
ajis02-2695	177	11	no	no	DET
ajis02-2695	177	12	significant	significant	ADJ
ajis02-2695	177	13	differences	difference	NOUN
ajis02-2695	177	14	exist	exist	VERB
ajis02-2695	177	15	among	among	ADP
ajis02-2695	177	16	gender	gender	NOUN
ajis02-2695	177	17	,	,	PUNCT
ajis02-2695	177	18	age	age	NOUN
ajis02-2695	177	19	,	,	PUNCT
ajis02-2695	177	20	education	education	NOUN
ajis02-2695	177	21	,	,	PUNCT
ajis02-2695	177	22	and	and	CCONJ
ajis02-2695	177	23	income	income	NOUN
ajis02-2695	177	24	between	between	ADP
ajis02-2695	177	25	the	the	DET
ajis02-2695	177	26	online	online	ADJ
ajis02-2695	177	27	and	and	CCONJ
ajis02-2695	177	28	offline	offline	ADJ
ajis02-2695	177	29	groups	group	NOUN
ajis02-2695	177	30	at	at	ADP
ajis02-2695	177	31	the	the	DET
ajis02-2695	177	32	5	5	NUM
ajis02-2695	177	33	%	%	NOUN
ajis02-2695	177	34	significance	significance	NOUN
ajis02-2695	177	35	level	level	NOUN
ajis02-2695	177	36	.	.	PUNCT
ajis02-2695	178	1	type	type	NOUN
ajis02-2695	178	2	of	of	ADP
ajis02-2695	178	3	survey	survey	NOUN
ajis02-2695	178	4	distributed	distribute	VERB
ajis02-2695	178	5	questionnaires	questionnaire	NOUN
ajis02-2695	178	6	completed	complete	VERB
ajis02-2695	178	7	responses	response	NOUN
ajis02-2695	178	8	usable	usable	ADJ
ajis02-2695	178	9	responses	response	NOUN
ajis02-2695	178	10	offline	offline	ADJ
ajis02-2695	178	11	150	150	NUM
ajis02-2695	178	12	100	100	NUM
ajis02-2695	178	13	100	100	NUM
ajis02-2695	178	14	online	online	ADV
ajis02-2695	178	15	350	350	NUM
ajis02-2695	178	16	300	300	NUM
ajis02-2695	178	17	270	270	NUM
ajis02-2695	178	18	total	total	NOUN
ajis02-2695	178	19	500	500	NUM
ajis02-2695	178	20	400	400	NUM
ajis02-2695	178	21	370	370	NUM
ajis02-2695	178	22	table	table	NOUN
ajis02-2695	178	23	1	1	NUM
ajis02-2695	178	24	:	:	PUNCT
ajis02-2695	178	25	distribution	distribution	NOUN
ajis02-2695	178	26	of	of	ADP
ajis02-2695	178	27	questionnaires	questionnaire	NOUN
ajis02-2695	178	28	data	datum	NOUN
ajis02-2695	178	29	were	be	AUX
ajis02-2695	178	30	analysed	analyse	VERB
ajis02-2695	178	31	using	use	VERB
ajis02-2695	178	32	the	the	DET
ajis02-2695	178	33	statistical	statistical	ADJ
ajis02-2695	178	34	package	package	NOUN
ajis02-2695	178	35	for	for	ADP
ajis02-2695	178	36	social	social	ADJ
ajis02-2695	178	37	sciences	science	NOUN
ajis02-2695	178	38	(	(	PUNCT
ajis02-2695	178	39	spss	spss	PROPN
ajis02-2695	178	40	)	)	PUNCT
ajis02-2695	178	41	version	version	NOUN
ajis02-2695	178	42	21.0	21.0	NUM
ajis02-2695	178	43	.	.	PUNCT
ajis02-2695	179	1	structural	structural	ADJ
ajis02-2695	179	2	equation	equation	NOUN
ajis02-2695	179	3	modelling	modelling	NOUN
ajis02-2695	179	4	(	(	PUNCT
ajis02-2695	179	5	sem	sem	NOUN
ajis02-2695	179	6	)	)	PUNCT
ajis02-2695	179	7	was	be	AUX
ajis02-2695	179	8	used	use	VERB
ajis02-2695	179	9	to	to	PART
ajis02-2695	179	10	test	test	VERB
ajis02-2695	179	11	this	this	DET
ajis02-2695	179	12	study	study	NOUN
ajis02-2695	179	13	’s	’s	PART
ajis02-2695	179	14	theoretical	theoretical	ADJ
ajis02-2695	179	15	model	model	NOUN
ajis02-2695	179	16	.	.	PUNCT
ajis02-2695	180	1	this	this	DET
ajis02-2695	180	2	technique	technique	NOUN
ajis02-2695	180	3	measures	measure	VERB
ajis02-2695	180	4	the	the	DET
ajis02-2695	180	5	hypothesised	hypothesised	ADJ
ajis02-2695	180	6	causal	causal	ADJ
ajis02-2695	180	7	relationships	relationship	NOUN
ajis02-2695	180	8	among	among	ADP
ajis02-2695	180	9	multiple	multiple	ADJ
ajis02-2695	180	10	variables	variable	NOUN
ajis02-2695	180	11	simultaneously	simultaneously	ADV
ajis02-2695	180	12	and	and	CCONJ
ajis02-2695	180	13	estimates	estimate	VERB
ajis02-2695	180	14	the	the	DET
ajis02-2695	180	15	strength	strength	NOUN
ajis02-2695	180	16	of	of	ADP
ajis02-2695	180	17	interrelationships	interrelationship	NOUN
ajis02-2695	180	18	among	among	ADP
ajis02-2695	180	19	latent	latent	NOUN
ajis02-2695	180	20	constructs	construct	NOUN
ajis02-2695	180	21	.	.	PUNCT
ajis02-2695	181	1	path	path	NOUN
ajis02-2695	181	2	analysis	analysis	NOUN
ajis02-2695	181	3	models	model	NOUN
ajis02-2695	181	4	include	include	VERB
ajis02-2695	181	5	covariance	covariance	NOUN
ajis02-2695	181	6	-	-	PUNCT
ajis02-2695	181	7	based	base	VERB
ajis02-2695	181	8	sem	sem	NOUN
ajis02-2695	181	9	(	(	PUNCT
ajis02-2695	181	10	cb	cb	PROPN
ajis02-2695	181	11	-	-	PUNCT
ajis02-2695	181	12	sem	sem	NOUN
ajis02-2695	181	13	)	)	PUNCT
ajis02-2695	181	14	or	or	CCONJ
ajis02-2695	181	15	partial	partial	ADJ
ajis02-2695	181	16	least	least	ADJ
ajis02-2695	181	17	squares	square	NOUN
ajis02-2695	181	18	sem	sem	PROPN
ajis02-2695	181	19	(	(	PUNCT
ajis02-2695	181	20	plssem	plssem	NOUN
ajis02-2695	181	21	)	)	PUNCT
ajis02-2695	181	22	(	(	PUNCT
ajis02-2695	181	23	hair	hair	NOUN
ajis02-2695	181	24	jr	jr	PROPN
ajis02-2695	181	25	,	,	PUNCT
ajis02-2695	181	26	hult	hult	PROPN
ajis02-2695	181	27	,	,	PUNCT
ajis02-2695	181	28	ringle	ringle	PROPN
ajis02-2695	181	29	,	,	PUNCT
ajis02-2695	181	30	&	&	CCONJ
ajis02-2695	181	31	sarstedt	sarstedt	PROPN
ajis02-2695	181	32	,	,	PUNCT
ajis02-2695	181	33	2016	2016	NUM
ajis02-2695	181	34	)	)	PUNCT
ajis02-2695	181	35	,	,	PUNCT
ajis02-2695	181	36	with	with	ADP
ajis02-2695	181	37	cb	cb	PROPN
ajis02-2695	181	38	-	-	PUNCT
ajis02-2695	181	39	sem	sem	PROPN
ajis02-2695	181	40	being	be	AUX
ajis02-2695	181	41	more	more	ADV
ajis02-2695	181	42	suitable	suitable	ADJ
ajis02-2695	181	43	for	for	ADP
ajis02-2695	181	44	theory	theory	NOUN
ajis02-2695	181	45	testing	testing	NOUN
ajis02-2695	181	46	,	,	PUNCT
ajis02-2695	181	47	and	and	CCONJ
ajis02-2695	181	48	pls	pls	INTJ
ajis02-2695	181	49	-	-	PUNCT
ajis02-2695	181	50	sem	sem	NOUN
ajis02-2695	181	51	being	be	AUX
ajis02-2695	181	52	more	more	ADV
ajis02-2695	181	53	appropriate	appropriate	ADJ
ajis02-2695	181	54	for	for	ADP
ajis02-2695	181	55	modelling	model	VERB
ajis02-2695	181	56	the	the	DET
ajis02-2695	181	57	theoretical	theoretical	ADJ
ajis02-2695	181	58	relationships	relationship	NOUN
ajis02-2695	181	59	among	among	ADP
ajis02-2695	181	60	latent	latent	NOUN
ajis02-2695	181	61	constructs	construct	NOUN
ajis02-2695	181	62	(	(	PUNCT
ajis02-2695	181	63	hair	hair	NOUN
ajis02-2695	181	64	jr	jr	PROPN
ajis02-2695	181	65	et	et	PROPN
ajis02-2695	181	66	al	al	PROPN
ajis02-2695	181	67	.	.	PROPN
ajis02-2695	181	68	,	,	PUNCT
ajis02-2695	181	69	2016	2016	NUM
ajis02-2695	181	70	)	)	PUNCT
ajis02-2695	181	71	.	.	PUNCT
ajis02-2695	182	1	pls	pls	PROPN
ajis02-2695	182	2	-	-	PUNCT
ajis02-2695	182	3	sem	sem	PROPN
ajis02-2695	182	4	can	can	AUX
ajis02-2695	182	5	model	model	VERB
ajis02-2695	182	6	latent	latent	NOUN
ajis02-2695	182	7	constructs	construct	NOUN
ajis02-2695	182	8	for	for	ADP
ajis02-2695	182	9	small	small	ADJ
ajis02-2695	182	10	and	and	CCONJ
ajis02-2695	182	11	medium	medium	ADJ
ajis02-2695	182	12	sample	sample	NOUN
ajis02-2695	182	13	sizes	size	NOUN
ajis02-2695	182	14	and	and	CCONJ
ajis02-2695	182	15	works	work	VERB
ajis02-2695	182	16	well	well	ADV
ajis02-2695	182	17	in	in	ADP
ajis02-2695	182	18	the	the	DET
ajis02-2695	182	19	presence	presence	NOUN
ajis02-2695	182	20	of	of	ADP
ajis02-2695	182	21	data	datum	NOUN
ajis02-2695	182	22	non	non	ADJ
ajis02-2695	182	23	-	-	ADJ
ajis02-2695	182	24	normality	normality	ADJ
ajis02-2695	182	25	(	(	PUNCT
ajis02-2695	182	26	chin	chin	NOUN
ajis02-2695	182	27	,	,	PUNCT
ajis02-2695	182	28	marcolin	marcolin	NOUN
ajis02-2695	182	29	,	,	PUNCT
ajis02-2695	182	30	&	&	CCONJ
ajis02-2695	182	31	newsted	newste	VERB
ajis02-2695	182	32	,	,	PUNCT
ajis02-2695	182	33	2003	2003	NUM
ajis02-2695	182	34	)	)	PUNCT
ajis02-2695	182	35	.	.	PUNCT
ajis02-2695	183	1	this	this	DET
ajis02-2695	183	2	study	study	NOUN
ajis02-2695	183	3	was	be	AUX
ajis02-2695	183	4	exploratory	exploratory	ADJ
ajis02-2695	183	5	in	in	ADP
ajis02-2695	183	6	nature	nature	NOUN
ajis02-2695	183	7	and	and	CCONJ
ajis02-2695	183	8	prediction	prediction	NOUN
ajis02-2695	183	9	-	-	PUNCT
ajis02-2695	183	10	based	base	VERB
ajis02-2695	183	11	,	,	PUNCT
ajis02-2695	183	12	integrating	integrate	VERB
ajis02-2695	183	13	two	two	NUM
ajis02-2695	183	14	theoretical	theoretical	ADJ
ajis02-2695	183	15	perspectives	perspective	NOUN
ajis02-2695	183	16	,	,	PUNCT
ajis02-2695	183	17	the	the	DET
ajis02-2695	183	18	utaut	utaut	PROPN
ajis02-2695	183	19	model	model	NOUN
ajis02-2695	183	20	and	and	CCONJ
ajis02-2695	183	21	the	the	DET
ajis02-2695	183	22	ecm	ecm	NOUN
ajis02-2695	183	23	,	,	PUNCT
ajis02-2695	183	24	along	along	ADP
ajis02-2695	183	25	with	with	ADP
ajis02-2695	183	26	perceived	perceive	VERB
ajis02-2695	183	27	security	security	NOUN
ajis02-2695	183	28	and	and	CCONJ
ajis02-2695	183	29	trust	trust	NOUN
ajis02-2695	183	30	in	in	ADP
ajis02-2695	183	31	the	the	DET
ajis02-2695	183	32	context	context	NOUN
ajis02-2695	183	33	of	of	ADP
ajis02-2695	183	34	mobile	mobile	ADJ
ajis02-2695	183	35	payment	payment	NOUN
ajis02-2695	183	36	systems	system	NOUN
ajis02-2695	183	37	.	.	PUNCT
ajis02-2695	184	1	the	the	DET
ajis02-2695	184	2	following	follow	VERB
ajis02-2695	184	3	requirements	requirement	NOUN
ajis02-2695	184	4	of	of	ADP
ajis02-2695	184	5	this	this	DET
ajis02-2695	184	6	study	study	NOUN
ajis02-2695	184	7	met	meet	VERB
ajis02-2695	184	8	the	the	DET
ajis02-2695	184	9	guidelines	guideline	NOUN
ajis02-2695	184	10	suggested	suggest	VERB
ajis02-2695	184	11	by	by	ADP
ajis02-2695	184	12	hair	hair	NOUN
ajis02-2695	184	13	,	,	PUNCT
ajis02-2695	184	14	risher	risher	ADV
ajis02-2695	184	15	,	,	PUNCT
ajis02-2695	184	16	sarstedt	sarstedt	NOUN
ajis02-2695	184	17	,	,	PUNCT
ajis02-2695	184	18	and	and	CCONJ
ajis02-2695	184	19	ringle	ringle	NOUN
ajis02-2695	184	20	(	(	PUNCT
ajis02-2695	184	21	2019	2019	NUM
ajis02-2695	184	22	,	,	PUNCT
ajis02-2695	184	23	p.	p.	NOUN
ajis02-2695	184	24	5	5	NUM
ajis02-2695	184	25	)	)	PUNCT
ajis02-2695	184	26	for	for	ADP
ajis02-2695	184	27	choosing	choose	VERB
ajis02-2695	184	28	pls	pls	NOUN
ajis02-2695	184	29	-	-	PUNCT
ajis02-2695	184	30	sem	sem	NOUN
ajis02-2695	184	31	as	as	ADP
ajis02-2695	184	32	the	the	DET
ajis02-2695	184	33	suitable	suitable	ADJ
ajis02-2695	184	34	method	method	NOUN
ajis02-2695	184	35	:	:	PUNCT
ajis02-2695	184	36	•	•	ADP
ajis02-2695	184	37	this	this	DET
ajis02-2695	184	38	study	study	NOUN
ajis02-2695	184	39	tested	test	VERB
ajis02-2695	184	40	a	a	DET
ajis02-2695	184	41	theoretical	theoretical	ADJ
ajis02-2695	184	42	framework	framework	NOUN
ajis02-2695	184	43	,	,	PUNCT
ajis02-2695	184	44	from	from	ADP
ajis02-2695	184	45	a	a	DET
ajis02-2695	184	46	prediction	prediction	NOUN
ajis02-2695	184	47	perspective	perspective	NOUN
ajis02-2695	184	48	,	,	PUNCT
ajis02-2695	184	49	that	that	PRON
ajis02-2695	184	50	integrated	integrate	VERB
ajis02-2695	184	51	two	two	NUM
ajis02-2695	184	52	theoretical	theoretical	ADJ
ajis02-2695	184	53	perspectives	perspective	NOUN
ajis02-2695	184	54	,	,	PUNCT
ajis02-2695	184	55	the	the	DET
ajis02-2695	184	56	utaut	utaut	PROPN
ajis02-2695	184	57	model	model	NOUN
ajis02-2695	184	58	and	and	CCONJ
ajis02-2695	184	59	the	the	DET
ajis02-2695	184	60	ecm	ecm	NOUN
ajis02-2695	184	61	,	,	PUNCT
ajis02-2695	184	62	to	to	PART
ajis02-2695	184	63	predict	predict	VERB
ajis02-2695	184	64	users	user	NOUN
ajis02-2695	184	65	’	’	PART
ajis02-2695	184	66	continuance	continuance	NOUN
ajis02-2695	184	67	intention	intention	NOUN
ajis02-2695	184	68	to	to	PART
ajis02-2695	184	69	use	use	VERB
ajis02-2695	184	70	mobile	mobile	ADJ
ajis02-2695	184	71	payment	payment	NOUN
ajis02-2695	184	72	systems	system	NOUN
ajis02-2695	184	73	.	.	PUNCT
ajis02-2695	185	1	•	•	NOUN
ajis02-2695	185	2	this	this	DET
ajis02-2695	185	3	study	study	NOUN
ajis02-2695	185	4	assessed	assess	VERB
ajis02-2695	185	5	the	the	DET
ajis02-2695	185	6	mediation	mediation	NOUN
ajis02-2695	185	7	effect	effect	NOUN
ajis02-2695	185	8	in	in	ADP
ajis02-2695	185	9	the	the	DET
ajis02-2695	185	10	structural	structural	ADJ
ajis02-2695	185	11	model	model	NOUN
ajis02-2695	185	12	with	with	ADP
ajis02-2695	185	13	the	the	DET
ajis02-2695	185	14	presence	presence	NOUN
ajis02-2695	185	15	of	of	ADP
ajis02-2695	185	16	multiple	multiple	ADJ
ajis02-2695	185	17	mediators	mediator	NOUN
ajis02-2695	185	18	and	and	CCONJ
ajis02-2695	185	19	used	use	VERB
ajis02-2695	185	20	pls	pls	NOUN
ajis02-2695	185	21	-	-	PUNCT
ajis02-2695	185	22	sem	sem	NOUN
ajis02-2695	185	23	,	,	PUNCT
ajis02-2695	185	24	as	as	SCONJ
ajis02-2695	185	25	‘	'	PUNCT
ajis02-2695	185	26	pls	pls	NOUN
ajis02-2695	185	27	-	-	PUNCT
ajis02-2695	185	28	sem	sem	NOUN
ajis02-2695	185	29	is	be	AUX
ajis02-2695	185	30	superior	superior	ADJ
ajis02-2695	185	31	to	to	PART
ajis02-2695	185	32	regression	regression	VERB
ajis02-2695	185	33	analysis	analysis	NOUN
ajis02-2695	185	34	when	when	SCONJ
ajis02-2695	185	35	assessing	assess	VERB
ajis02-2695	185	36	mediation	mediation	NOUN
ajis02-2695	185	37	’	'	PUNCT
ajis02-2695	185	38	(	(	PUNCT
ajis02-2695	185	39	hair	hair	NOUN
ajis02-2695	185	40	,	,	PUNCT
ajis02-2695	185	41	sarstedt	sarstedt	NOUN
ajis02-2695	185	42	,	,	PUNCT
ajis02-2695	185	43	&	&	CCONJ
ajis02-2695	185	44	ringle	ringle	PROPN
ajis02-2695	185	45	,	,	PUNCT
ajis02-2695	185	46	2019	2019	NUM
ajis02-2695	185	47	,	,	PUNCT
ajis02-2695	185	48	p.	p.	NOUN
ajis02-2695	185	49	567	567	NUM
ajis02-2695	185	50	)	)	PUNCT
ajis02-2695	185	51	.	.	PUNCT
ajis02-2695	186	1	•	•	NOUN
ajis02-2695	186	2	the	the	DET
ajis02-2695	186	3	analysis	analysis	NOUN
ajis02-2695	186	4	included	include	VERB
ajis02-2695	186	5	the	the	DET
ajis02-2695	186	6	structural	structural	ADJ
ajis02-2695	186	7	model	model	NOUN
ajis02-2695	186	8	,	,	PUNCT
ajis02-2695	186	9	which	which	PRON
ajis02-2695	186	10	was	be	AUX
ajis02-2695	186	11	complex	complex	ADJ
ajis02-2695	186	12	and	and	CCONJ
ajis02-2695	186	13	consisted	consist	VERB
ajis02-2695	186	14	of	of	ADP
ajis02-2695	186	15	seven	seven	NUM
ajis02-2695	186	16	constructs	construct	NOUN
ajis02-2695	186	17	,	,	PUNCT
ajis02-2695	186	18	28	28	NUM
ajis02-2695	186	19	indicators	indicator	NOUN
ajis02-2695	186	20	and	and	CCONJ
ajis02-2695	186	21	model	model	NOUN
ajis02-2695	186	22	relationships	relationship	NOUN
ajis02-2695	186	23	.	.	PUNCT
ajis02-2695	187	1	australasian	australasian	ADJ
ajis02-2695	187	2	journal	journal	NOUN
ajis02-2695	187	3	of	of	ADP
ajis02-2695	187	4	information	information	NOUN
ajis02-2695	187	5	systems	system	NOUN
ajis02-2695	187	6	singh	singh	PROPN
ajis02-2695	187	7	2020	2020	NUM
ajis02-2695	187	8	,	,	PUNCT
ajis02-2695	187	9	vol	vol	NOUN
ajis02-2695	187	10	24	24	NUM
ajis02-2695	187	11	,	,	PUNCT
ajis02-2695	187	12	research	research	NOUN
ajis02-2695	187	13	article	article	NOUN
ajis02-2695	187	14	explaining	explain	VERB
ajis02-2695	187	15	post	post	NOUN
ajis02-2695	187	16	-	-	NOUN
ajis02-2695	187	17	adoption	adoption	NOUN
ajis02-2695	187	18	of	of	ADP
ajis02-2695	187	19	mobile	mobile	ADJ
ajis02-2695	187	20	payment	payment	NOUN
ajis02-2695	187	21	systems	system	NOUN
ajis02-2695	187	22	11	11	NUM
ajis02-2695	187	23	•	•	NUM
ajis02-2695	187	24	the	the	DET
ajis02-2695	187	25	objective	objective	NOUN
ajis02-2695	187	26	of	of	ADP
ajis02-2695	187	27	the	the	DET
ajis02-2695	187	28	study	study	NOUN
ajis02-2695	187	29	was	be	AUX
ajis02-2695	187	30	to	to	PART
ajis02-2695	187	31	explore	explore	VERB
ajis02-2695	187	32	theoretical	theoretical	ADJ
ajis02-2695	187	33	extensions	extension	NOUN
ajis02-2695	187	34	of	of	ADP
ajis02-2695	187	35	well	well	ADV
ajis02-2695	187	36	-	-	PUNCT
ajis02-2695	187	37	established	establish	VERB
ajis02-2695	187	38	theories	theory	NOUN
ajis02-2695	187	39	,	,	PUNCT
ajis02-2695	187	40	such	such	ADJ
ajis02-2695	187	41	as	as	ADP
ajis02-2695	187	42	the	the	DET
ajis02-2695	187	43	utaut	utaut	NOUN
ajis02-2695	187	44	and	and	CCONJ
ajis02-2695	187	45	the	the	DET
ajis02-2695	187	46	ecm	ecm	NOUN
ajis02-2695	187	47	,	,	PUNCT
ajis02-2695	187	48	in	in	ADP
ajis02-2695	187	49	the	the	DET
ajis02-2695	187	50	mobile	mobile	ADJ
ajis02-2695	187	51	payment	payment	NOUN
ajis02-2695	187	52	context	context	NOUN
ajis02-2695	187	53	,	,	PUNCT
ajis02-2695	187	54	along	along	ADP
ajis02-2695	187	55	with	with	ADP
ajis02-2695	187	56	the	the	DET
ajis02-2695	187	57	additional	additional	ADJ
ajis02-2695	187	58	constructs	construct	NOUN
ajis02-2695	187	59	of	of	ADP
ajis02-2695	187	60	perceived	perceive	VERB
ajis02-2695	187	61	security	security	NOUN
ajis02-2695	187	62	and	and	CCONJ
ajis02-2695	187	63	trust	trust	NOUN
ajis02-2695	187	64	.	.	PUNCT
ajis02-2695	188	1	the	the	DET
ajis02-2695	188	2	study	study	NOUN
ajis02-2695	188	3	used	use	VERB
ajis02-2695	188	4	pls	pls	PROPN
ajis02-2695	188	5	-	-	PUNCT
ajis02-2695	188	6	sem	sem	NOUN
ajis02-2695	188	7	path	path	NOUN
ajis02-2695	188	8	modelling	modelling	NOUN
ajis02-2695	188	9	with	with	ADP
ajis02-2695	188	10	smart	smart	ADJ
ajis02-2695	188	11	pls	pls	NOUN
ajis02-2695	188	12	3	3	NUM
ajis02-2695	188	13	software	software	NOUN
ajis02-2695	188	14	(	(	PUNCT
ajis02-2695	188	15	ringle	ringle	NOUN
ajis02-2695	188	16	,	,	PUNCT
ajis02-2695	188	17	da	da	PROPN
ajis02-2695	188	18	silva	silva	PROPN
ajis02-2695	188	19	,	,	PUNCT
ajis02-2695	188	20	&	&	CCONJ
ajis02-2695	188	21	bido	bido	PROPN
ajis02-2695	188	22	,	,	PUNCT
ajis02-2695	188	23	2015	2015	NUM
ajis02-2695	188	24	)	)	PUNCT
ajis02-2695	188	25	to	to	PART
ajis02-2695	188	26	analyse	analyse	VERB
ajis02-2695	188	27	the	the	DET
ajis02-2695	188	28	measurement	measurement	NOUN
ajis02-2695	188	29	model	model	NOUN
ajis02-2695	188	30	and	and	CCONJ
ajis02-2695	188	31	structural	structural	ADJ
ajis02-2695	188	32	paths	path	NOUN
ajis02-2695	188	33	of	of	ADP
ajis02-2695	188	34	the	the	DET
ajis02-2695	188	35	theoretical	theoretical	ADJ
ajis02-2695	188	36	model	model	NOUN
ajis02-2695	188	37	.	.	PUNCT
ajis02-2695	189	1	5	5	NUM
ajis02-2695	189	2	results	result	VERB
ajis02-2695	189	3	the	the	DET
ajis02-2695	189	4	mobile	mobile	ADJ
ajis02-2695	189	5	payment	payment	NOUN
ajis02-2695	189	6	usage	usage	NOUN
ajis02-2695	189	7	profiles	profile	NOUN
ajis02-2695	189	8	of	of	ADP
ajis02-2695	189	9	the	the	DET
ajis02-2695	189	10	370	370	NUM
ajis02-2695	189	11	respondents	respondent	NOUN
ajis02-2695	189	12	were	be	AUX
ajis02-2695	189	13	analysed	analyse	VERB
ajis02-2695	189	14	(	(	PUNCT
ajis02-2695	189	15	table	table	NOUN
ajis02-2695	189	16	2	2	NUM
ajis02-2695	189	17	)	)	PUNCT
ajis02-2695	189	18	.	.	PUNCT
ajis02-2695	190	1	among	among	ADP
ajis02-2695	190	2	respondents	respondent	NOUN
ajis02-2695	190	3	,	,	PUNCT
ajis02-2695	190	4	55.9	55.9	NUM
ajis02-2695	190	5	%	%	NOUN
ajis02-2695	190	6	were	be	AUX
ajis02-2695	190	7	male	male	ADJ
ajis02-2695	190	8	and	and	CCONJ
ajis02-2695	190	9	44.1	44.1	NUM
ajis02-2695	190	10	%	%	NOUN
ajis02-2695	190	11	were	be	AUX
ajis02-2695	190	12	female	female	ADJ
ajis02-2695	190	13	.	.	PUNCT
ajis02-2695	191	1	around	around	ADP
ajis02-2695	191	2	70.3	70.3	NUM
ajis02-2695	191	3	%	%	NOUN
ajis02-2695	191	4	of	of	ADP
ajis02-2695	191	5	the	the	DET
ajis02-2695	191	6	respondents	respondent	NOUN
ajis02-2695	191	7	reported	report	VERB
ajis02-2695	191	8	regularly	regularly	ADV
ajis02-2695	191	9	using	use	VERB
ajis02-2695	191	10	mobile	mobile	ADJ
ajis02-2695	191	11	payment	payment	NOUN
ajis02-2695	191	12	systems	system	NOUN
ajis02-2695	191	13	for	for	ADP
ajis02-2695	191	14	various	various	ADJ
ajis02-2695	191	15	payment	payment	NOUN
ajis02-2695	191	16	transactions	transaction	NOUN
ajis02-2695	191	17	.	.	PUNCT
ajis02-2695	192	1	further	far	ADV
ajis02-2695	192	2	,	,	PUNCT
ajis02-2695	192	3	the	the	DET
ajis02-2695	192	4	results	result	NOUN
ajis02-2695	192	5	showed	show	VERB
ajis02-2695	192	6	that	that	SCONJ
ajis02-2695	192	7	paytm	paytm	NOUN
ajis02-2695	192	8	was	be	AUX
ajis02-2695	192	9	the	the	DET
ajis02-2695	192	10	dominant	dominant	ADJ
ajis02-2695	192	11	mobile	mobile	ADJ
ajis02-2695	192	12	wallet	wallet	NOUN
ajis02-2695	192	13	compared	compare	VERB
ajis02-2695	192	14	to	to	ADP
ajis02-2695	192	15	others	other	NOUN
ajis02-2695	192	16	,	,	PUNCT
ajis02-2695	192	17	such	such	ADJ
ajis02-2695	192	18	as	as	ADP
ajis02-2695	192	19	mobikwik	mobikwik	PROPN
ajis02-2695	192	20	and	and	CCONJ
ajis02-2695	192	21	freecharge	freecharge	NOUN
ajis02-2695	192	22	,	,	PUNCT
ajis02-2695	192	23	with	with	ADP
ajis02-2695	192	24	a	a	DET
ajis02-2695	192	25	78.38	78.38	NUM
ajis02-2695	192	26	%	%	NOUN
ajis02-2695	192	27	usage	usage	NOUN
ajis02-2695	192	28	rate	rate	NOUN
ajis02-2695	192	29	.	.	PUNCT
ajis02-2695	193	1	the	the	DET
ajis02-2695	193	2	majority	majority	NOUN
ajis02-2695	193	3	of	of	ADP
ajis02-2695	193	4	respondents	respondent	NOUN
ajis02-2695	193	5	reported	report	VERB
ajis02-2695	193	6	using	use	VERB
ajis02-2695	193	7	mobile	mobile	ADJ
ajis02-2695	193	8	payment	payment	NOUN
ajis02-2695	193	9	systems	system	NOUN
ajis02-2695	193	10	for	for	ADP
ajis02-2695	193	11	small	small	ADJ
ajis02-2695	193	12	-	-	PUNCT
ajis02-2695	193	13	value	value	NOUN
ajis02-2695	193	14	transactions	transaction	NOUN
ajis02-2695	193	15	,	,	PUNCT
ajis02-2695	193	16	with	with	ADP
ajis02-2695	193	17	frequent	frequent	ADJ
ajis02-2695	193	18	usage	usage	NOUN
ajis02-2695	193	19	for	for	ADP
ajis02-2695	193	20	mobile	mobile	ADJ
ajis02-2695	193	21	recharges	recharge	NOUN
ajis02-2695	193	22	,	,	PUNCT
ajis02-2695	193	23	grocery	grocery	NOUN
ajis02-2695	193	24	stores	store	NOUN
ajis02-2695	193	25	,	,	PUNCT
ajis02-2695	193	26	online	online	ADJ
ajis02-2695	193	27	shopping	shopping	NOUN
ajis02-2695	193	28	and	and	CCONJ
ajis02-2695	193	29	paying	pay	VERB
ajis02-2695	193	30	bills	bill	NOUN
ajis02-2695	193	31	.	.	PUNCT
ajis02-2695	194	1	variable	variable	ADJ
ajis02-2695	194	2	category	category	NOUN
ajis02-2695	194	3	frequency	frequency	NOUN
ajis02-2695	194	4	percentage	percentage	NOUN
ajis02-2695	194	5	(	(	PUNCT
ajis02-2695	194	6	%	%	NOUN
ajis02-2695	194	7	)	)	PUNCT
ajis02-2695	194	8	gender	gender	NOUN
ajis02-2695	194	9	male	male	NOUN
ajis02-2695	194	10	207	207	NUM
ajis02-2695	194	11	55.9	55.9	NUM
ajis02-2695	194	12	female	female	ADJ
ajis02-2695	194	13	163	163	NUM
ajis02-2695	194	14	44.1	44.1	NUM
ajis02-2695	194	15	age	age	NOUN
ajis02-2695	194	16	15–25	15–25	NUM
ajis02-2695	194	17	179	179	NUM
ajis02-2695	194	18	48.4	48.4	NUM
ajis02-2695	194	19	26–35	26–35	NUM
ajis02-2695	194	20	149	149	NUM
ajis02-2695	194	21	40.3	40.3	NUM
ajis02-2695	194	22	36	36	NUM
ajis02-2695	194	23	-	-	SYM
ajis02-2695	194	24	45	45	NUM
ajis02-2695	194	25	28	28	NUM
ajis02-2695	194	26	7.6	7.6	NUM
ajis02-2695	194	27	above	above	ADP
ajis02-2695	194	28	45	45	NUM
ajis02-2695	194	29	14	14	NUM
ajis02-2695	194	30	3.7	3.7	NUM
ajis02-2695	194	31	educational	educational	ADJ
ajis02-2695	194	32	qualification	qualification	NOUN
ajis02-2695	194	33	10th	10th	NOUN
ajis02-2695	194	34	3	3	NUM
ajis02-2695	194	35	0.8	0.8	NUM
ajis02-2695	194	36	12th	12th	NOUN
ajis02-2695	194	37	17	17	NUM
ajis02-2695	194	38	4.6	4.6	NUM
ajis02-2695	194	39	diploma	diploma	NOUN
ajis02-2695	194	40	19	19	NUM
ajis02-2695	194	41	5.1	5.1	NUM
ajis02-2695	194	42	degree	degree	NOUN
ajis02-2695	194	43	211	211	NUM
ajis02-2695	194	44	57.0	57.0	NUM
ajis02-2695	194	45	postgraduate	postgraduate	NOUN
ajis02-2695	194	46	120	120	NUM
ajis02-2695	194	47	32.4	32.4	NUM
ajis02-2695	194	48	income	income	NOUN
ajis02-2695	194	49	less	less	ADJ
ajis02-2695	194	50	than	than	ADP
ajis02-2695	194	51	5	5	NUM
ajis02-2695	194	52	lakhs	lakh	NOUN
ajis02-2695	194	53	103	103	NUM
ajis02-2695	194	54	27.84	27.84	NUM
ajis02-2695	194	55	between	between	ADP
ajis02-2695	194	56	5–10	5–10	ADJ
ajis02-2695	194	57	lakhs	lakh	NOUN
ajis02-2695	194	58	165	165	NUM
ajis02-2695	194	59	44.59	44.59	NUM
ajis02-2695	194	60	above	above	ADP
ajis02-2695	194	61	ten	ten	NUM
ajis02-2695	194	62	lakhs	lakh	NOUN
ajis02-2695	194	63	102	102	NUM
ajis02-2695	194	64	27.57	27.57	NUM
ajis02-2695	194	65	frequency	frequency	NOUN
ajis02-2695	194	66	of	of	ADP
ajis02-2695	194	67	mobile	mobile	ADJ
ajis02-2695	194	68	payment	payment	NOUN
ajis02-2695	194	69	usage	usage	NOUN
ajis02-2695	194	70	daily	daily	ADV
ajis02-2695	194	71	27	27	NUM
ajis02-2695	194	72	7.3	7.3	NUM
ajis02-2695	194	73	1–2	1–2	NUM
ajis02-2695	194	74	times	time	NOUN
ajis02-2695	194	75	a	a	DET
ajis02-2695	194	76	week	week	NOUN
ajis02-2695	194	77	195	195	NUM
ajis02-2695	194	78	52.7	52.7	NUM
ajis02-2695	194	79	3–6	3–6	NUM
ajis02-2695	194	80	times	time	NOUN
ajis02-2695	194	81	a	a	DET
ajis02-2695	194	82	week	week	NOUN
ajis02-2695	194	83	101	101	NUM
ajis02-2695	194	84	27.3	27.3	NUM
ajis02-2695	194	85	once	once	ADV
ajis02-2695	194	86	a	a	DET
ajis02-2695	194	87	month	month	NOUN
ajis02-2695	194	88	47	47	NUM
ajis02-2695	194	89	12.7	12.7	NUM
ajis02-2695	194	90	mobile	mobile	ADJ
ajis02-2695	194	91	payment	payment	NOUN
ajis02-2695	194	92	option	option	NOUN
ajis02-2695	194	93	paytm	paytm	VERB
ajis02-2695	194	94	290	290	NUM
ajis02-2695	194	95	78.38	78.38	NUM
ajis02-2695	194	96	mobikwik	mobikwik	PROPN
ajis02-2695	194	97	45	45	NUM
ajis02-2695	194	98	12.16	12.16	NUM
ajis02-2695	194	99	freecharge	freecharge	NOUN
ajis02-2695	194	100	26	26	NUM
ajis02-2695	194	101	7.03	7.03	NUM
ajis02-2695	194	102	others	other	NOUN
ajis02-2695	194	103	9	9	NUM
ajis02-2695	194	104	2.43	2.43	NUM
ajis02-2695	194	105	size	size	NOUN
ajis02-2695	194	106	of	of	ADP
ajis02-2695	194	107	transactions	transaction	NOUN
ajis02-2695	194	108	less	less	ADJ
ajis02-2695	194	109	than	than	ADP
ajis02-2695	194	110	rs	rs	PROPN
ajis02-2695	194	111	100	100	NUM
ajis02-2695	194	112	13	13	NUM
ajis02-2695	194	113	3.5	3.5	NUM
ajis02-2695	194	114	rs	rs	NOUN
ajis02-2695	194	115	100	100	NUM
ajis02-2695	194	116	to	to	PART
ajis02-2695	194	117	rs	rs	PROPN
ajis02-2695	194	118	1000	1000	NUM
ajis02-2695	194	119	165	165	NUM
ajis02-2695	194	120	44.6	44.6	NUM
ajis02-2695	194	121	rs	rs	NOUN
ajis02-2695	194	122	1001	1001	NUM
ajis02-2695	194	123	to	to	ADP
ajis02-2695	194	124	less	less	ADJ
ajis02-2695	194	125	than	than	ADP
ajis02-2695	194	126	rs	rs	PROPN
ajis02-2695	194	127	5000	5000	NUM
ajis02-2695	194	128	192	192	NUM
ajis02-2695	194	129	51.9	51.9	NUM
ajis02-2695	194	130	table	table	NOUN
ajis02-2695	194	131	2	2	NUM
ajis02-2695	194	132	:	:	PUNCT
ajis02-2695	194	133	demographic	demographic	ADJ
ajis02-2695	194	134	profile	profile	NOUN
ajis02-2695	194	135	of	of	ADP
ajis02-2695	194	136	the	the	DET
ajis02-2695	194	137	respondents	respondent	NOUN
ajis02-2695	194	138	5.1	5.1	NUM
ajis02-2695	194	139	normality	normality	NOUN
ajis02-2695	194	140	assessment	assessment	NOUN
ajis02-2695	194	141	to	to	PART
ajis02-2695	194	142	measure	measure	VERB
ajis02-2695	194	143	the	the	DET
ajis02-2695	194	144	normality	normality	NOUN
ajis02-2695	194	145	of	of	ADP
ajis02-2695	194	146	the	the	DET
ajis02-2695	194	147	survey	survey	NOUN
ajis02-2695	194	148	items	item	NOUN
ajis02-2695	194	149	of	of	ADP
ajis02-2695	194	150	the	the	DET
ajis02-2695	194	151	constructs	construct	NOUN
ajis02-2695	194	152	,	,	PUNCT
ajis02-2695	194	153	the	the	DET
ajis02-2695	194	154	skewness	skewness	NOUN
ajis02-2695	194	155	-	-	PUNCT
ajis02-2695	194	156	kurtosis	kurtosis	NOUN
ajis02-2695	194	157	method	method	NOUN
ajis02-2695	194	158	was	be	AUX
ajis02-2695	194	159	used	use	VERB
ajis02-2695	194	160	.	.	PUNCT
ajis02-2695	195	1	spss	spss	PROPN
ajis02-2695	195	2	21.0	21.0	NUM
ajis02-2695	195	3	was	be	AUX
ajis02-2695	195	4	used	use	VERB
ajis02-2695	195	5	to	to	PART
ajis02-2695	195	6	test	test	VERB
ajis02-2695	195	7	the	the	DET
ajis02-2695	195	8	values	value	NOUN
ajis02-2695	195	9	of	of	ADP
ajis02-2695	195	10	skewness	skewness	NOUN
ajis02-2695	195	11	and	and	CCONJ
ajis02-2695	195	12	kurtosis	kurtosis	NOUN
ajis02-2695	195	13	.	.	PUNCT
ajis02-2695	196	1	all	all	DET
ajis02-2695	196	2	the	the	DET
ajis02-2695	196	3	values	value	NOUN
ajis02-2695	196	4	of	of	ADP
ajis02-2695	196	5	the	the	DET
ajis02-2695	196	6	measured	measure	VERB
ajis02-2695	196	7	items	item	NOUN
ajis02-2695	196	8	had	have	VERB
ajis02-2695	196	9	skewness	skewness	NOUN
ajis02-2695	196	10	and	and	CCONJ
ajis02-2695	196	11	kurtosis	kurtosis	VERB
ajis02-2695	196	12	values	value	NOUN
ajis02-2695	196	13	in	in	ADP
ajis02-2695	196	14	the	the	DET
ajis02-2695	196	15	acceptable	acceptable	ADJ
ajis02-2695	196	16	range	range	NOUN
ajis02-2695	196	17	,	,	PUNCT
ajis02-2695	196	18	between	between	ADP
ajis02-2695	196	19	-2	-2	NOUN
ajis02-2695	196	20	and	and	CCONJ
ajis02-2695	196	21	+2	+2	PROPN
ajis02-2695	196	22	(	(	PUNCT
ajis02-2695	196	23	byrne	byrne	ADJ
ajis02-2695	196	24	,	,	PUNCT
ajis02-2695	196	25	2016	2016	NUM
ajis02-2695	196	26	;	;	PUNCT
ajis02-2695	196	27	george	george	PROPN
ajis02-2695	196	28	&	&	CCONJ
ajis02-2695	196	29	mallery	mallery	PROPN
ajis02-2695	196	30	,	,	PUNCT
ajis02-2695	196	31	2010	2010	NUM
ajis02-2695	196	32	;	;	PUNCT
ajis02-2695	196	33	hair	hair	NOUN
ajis02-2695	196	34	,	,	PUNCT
ajis02-2695	196	35	black	black	ADJ
ajis02-2695	196	36	,	,	PUNCT
ajis02-2695	196	37	babin	babin	PROPN
ajis02-2695	196	38	,	,	PUNCT
ajis02-2695	196	39	&	&	CCONJ
ajis02-2695	196	40	anderson	anderson	PROPN
ajis02-2695	196	41	,	,	PUNCT
ajis02-2695	196	42	2010	2010	NUM
ajis02-2695	196	43	)	)	PUNCT
ajis02-2695	196	44	.	.	PUNCT
ajis02-2695	197	1	hence	hence	ADV
ajis02-2695	197	2	,	,	PUNCT
ajis02-2695	197	3	the	the	DET
ajis02-2695	197	4	data	datum	NOUN
ajis02-2695	197	5	set	set	NOUN
ajis02-2695	197	6	followed	follow	VERB
ajis02-2695	197	7	a	a	DET
ajis02-2695	197	8	univariate	univariate	ADJ
ajis02-2695	197	9	normal	normal	ADJ
ajis02-2695	197	10	distribution	distribution	NOUN
ajis02-2695	197	11	.	.	PUNCT
ajis02-2695	198	1	to	to	PART
ajis02-2695	198	2	identify	identify	VERB
ajis02-2695	198	3	the	the	DET
ajis02-2695	198	4	outliers	outlier	NOUN
ajis02-2695	198	5	in	in	ADP
ajis02-2695	198	6	the	the	DET
ajis02-2695	198	7	data	datum	NOUN
ajis02-2695	198	8	set	set	VERB
ajis02-2695	198	9	,	,	PUNCT
ajis02-2695	198	10	z	z	PROPN
ajis02-2695	198	11	-	-	PUNCT
ajis02-2695	198	12	scores	score	NOUN
ajis02-2695	198	13	australasian	australasian	ADJ
ajis02-2695	198	14	journal	journal	NOUN
ajis02-2695	198	15	of	of	ADP
ajis02-2695	198	16	information	information	NOUN
ajis02-2695	198	17	systems	system	NOUN
ajis02-2695	198	18	singh	singh	PROPN
ajis02-2695	198	19	2020	2020	NUM
ajis02-2695	198	20	,	,	PUNCT
ajis02-2695	198	21	vol	vol	NOUN
ajis02-2695	198	22	24	24	NUM
ajis02-2695	198	23	,	,	PUNCT
ajis02-2695	198	24	research	research	NOUN
ajis02-2695	198	25	article	article	NOUN
ajis02-2695	198	26	explaining	explain	VERB
ajis02-2695	198	27	post	post	NOUN
ajis02-2695	198	28	-	-	NOUN
ajis02-2695	198	29	adoption	adoption	NOUN
ajis02-2695	198	30	of	of	ADP
ajis02-2695	198	31	mobile	mobile	ADJ
ajis02-2695	198	32	payment	payment	NOUN
ajis02-2695	198	33	systems	system	NOUN
ajis02-2695	198	34	12	12	NUM
ajis02-2695	198	35	of	of	ADP
ajis02-2695	198	36	the	the	DET
ajis02-2695	198	37	variables	variable	NOUN
ajis02-2695	198	38	were	be	AUX
ajis02-2695	198	39	calculated	calculate	VERB
ajis02-2695	198	40	,	,	PUNCT
ajis02-2695	198	41	and	and	CCONJ
ajis02-2695	198	42	the	the	DET
ajis02-2695	198	43	acceptable	acceptable	ADJ
ajis02-2695	198	44	range	range	NOUN
ajis02-2695	198	45	of	of	ADP
ajis02-2695	198	46	values	value	NOUN
ajis02-2695	198	47	were	be	AUX
ajis02-2695	198	48	between	between	ADP
ajis02-2695	198	49	-3	-3	PUNCT
ajis02-2695	198	50	and	and	CCONJ
ajis02-2695	198	51	+3	+3	PROPN
ajis02-2695	198	52	(	(	PUNCT
ajis02-2695	198	53	kline	kline	PROPN
ajis02-2695	198	54	,	,	PUNCT
ajis02-2695	198	55	2011	2011	NUM
ajis02-2695	198	56	)	)	PUNCT
ajis02-2695	198	57	.	.	PUNCT
ajis02-2695	199	1	out	out	ADP
ajis02-2695	199	2	of	of	ADP
ajis02-2695	199	3	370	370	NUM
ajis02-2695	199	4	usable	usable	ADJ
ajis02-2695	199	5	data	datum	NOUN
ajis02-2695	199	6	items	item	NOUN
ajis02-2695	199	7	,	,	PUNCT
ajis02-2695	199	8	six	six	NUM
ajis02-2695	199	9	items	item	NOUN
ajis02-2695	199	10	were	be	AUX
ajis02-2695	199	11	identified	identify	VERB
ajis02-2695	199	12	as	as	ADP
ajis02-2695	199	13	having	have	VERB
ajis02-2695	199	14	z	z	NOUN
ajis02-2695	199	15	-	-	PUNCT
ajis02-2695	199	16	score	score	NOUN
ajis02-2695	199	17	values	value	NOUN
ajis02-2695	199	18	above	above	ADP
ajis02-2695	199	19	the	the	DET
ajis02-2695	199	20	acceptable	acceptable	ADJ
ajis02-2695	199	21	range	range	NOUN
ajis02-2695	199	22	,	,	PUNCT
ajis02-2695	199	23	demonstrating	demonstrate	VERB
ajis02-2695	199	24	the	the	DET
ajis02-2695	199	25	presence	presence	NOUN
ajis02-2695	199	26	of	of	ADP
ajis02-2695	199	27	outliers	outlier	NOUN
ajis02-2695	199	28	;	;	PUNCT
ajis02-2695	199	29	these	these	DET
ajis02-2695	199	30	items	item	NOUN
ajis02-2695	199	31	were	be	AUX
ajis02-2695	199	32	thus	thus	ADV
ajis02-2695	199	33	removed	remove	VERB
ajis02-2695	199	34	from	from	ADP
ajis02-2695	199	35	the	the	DET
ajis02-2695	199	36	data	datum	NOUN
ajis02-2695	199	37	set	set	VERB
ajis02-2695	199	38	before	before	ADP
ajis02-2695	199	39	further	further	ADJ
ajis02-2695	199	40	analysis	analysis	NOUN
ajis02-2695	199	41	.	.	PUNCT
ajis02-2695	200	1	5.2	5.2	NUM
ajis02-2695	200	2	common	common	ADJ
ajis02-2695	200	3	method	method	NOUN
ajis02-2695	200	4	bias	bias	NOUN
ajis02-2695	200	5	survey	survey	NOUN
ajis02-2695	200	6	-	-	PUNCT
ajis02-2695	200	7	based	base	VERB
ajis02-2695	200	8	research	research	NOUN
ajis02-2695	200	9	is	be	AUX
ajis02-2695	200	10	vulnerable	vulnerable	ADJ
ajis02-2695	200	11	to	to	ADP
ajis02-2695	200	12	common	common	ADJ
ajis02-2695	200	13	method	method	NOUN
ajis02-2695	200	14	variance	variance	NOUN
ajis02-2695	200	15	when	when	SCONJ
ajis02-2695	200	16	respondents	respondent	NOUN
ajis02-2695	200	17	complete	complete	VERB
ajis02-2695	200	18	the	the	DET
ajis02-2695	200	19	survey	survey	NOUN
ajis02-2695	200	20	questionnaire	questionnaire	NOUN
ajis02-2695	200	21	themselves	themselves	PRON
ajis02-2695	200	22	(	(	PUNCT
ajis02-2695	200	23	podsakoff	podsakoff	PROPN
ajis02-2695	200	24	,	,	PUNCT
ajis02-2695	200	25	mackenzie	mackenzie	PROPN
ajis02-2695	200	26	,	,	PUNCT
ajis02-2695	200	27	lee	lee	PROPN
ajis02-2695	200	28	,	,	PUNCT
ajis02-2695	200	29	&	&	CCONJ
ajis02-2695	200	30	podsakoff	podsakoff	PROPN
ajis02-2695	200	31	,	,	PUNCT
ajis02-2695	200	32	2003	2003	NUM
ajis02-2695	200	33	)	)	PUNCT
ajis02-2695	200	34	,	,	PUNCT
ajis02-2695	200	35	and	and	CCONJ
ajis02-2695	200	36	for	for	ADP
ajis02-2695	200	37	this	this	DET
ajis02-2695	200	38	reason	reason	NOUN
ajis02-2695	200	39	,	,	PUNCT
ajis02-2695	200	40	harman	harman	PROPN
ajis02-2695	200	41	’s	’s	PART
ajis02-2695	200	42	single	single	ADJ
ajis02-2695	200	43	-	-	PUNCT
ajis02-2695	200	44	factor	factor	NOUN
ajis02-2695	200	45	test	test	NOUN
ajis02-2695	200	46	was	be	AUX
ajis02-2695	200	47	conducted	conduct	VERB
ajis02-2695	200	48	to	to	PART
ajis02-2695	200	49	examine	examine	VERB
ajis02-2695	200	50	common	common	ADJ
ajis02-2695	200	51	method	method	NOUN
ajis02-2695	200	52	bias	bias	NOUN
ajis02-2695	200	53	(	(	PUNCT
ajis02-2695	200	54	cmb	cmb	PROPN
ajis02-2695	200	55	)	)	PUNCT
ajis02-2695	200	56	.	.	PUNCT
ajis02-2695	201	1	in	in	ADP
ajis02-2695	201	2	this	this	DET
ajis02-2695	201	3	test	test	NOUN
ajis02-2695	201	4	,	,	PUNCT
ajis02-2695	201	5	multiple	multiple	ADJ
ajis02-2695	201	6	factors	factor	NOUN
ajis02-2695	201	7	were	be	AUX
ajis02-2695	201	8	extracted	extract	VERB
ajis02-2695	201	9	from	from	ADP
ajis02-2695	201	10	the	the	DET
ajis02-2695	201	11	factor	factor	NOUN
ajis02-2695	201	12	analysis	analysis	NOUN
ajis02-2695	201	13	,	,	PUNCT
ajis02-2695	201	14	and	and	CCONJ
ajis02-2695	201	15	no	no	DET
ajis02-2695	201	16	single	single	ADJ
ajis02-2695	201	17	factor	factor	NOUN
ajis02-2695	201	18	accounted	account	VERB
ajis02-2695	201	19	for	for	ADP
ajis02-2695	201	20	major	major	ADJ
ajis02-2695	201	21	variance	variance	NOUN
ajis02-2695	201	22	.	.	PUNCT
ajis02-2695	202	1	thus	thus	ADV
ajis02-2695	202	2	,	,	PUNCT
ajis02-2695	202	3	common	common	ADJ
ajis02-2695	202	4	method	method	NOUN
ajis02-2695	202	5	variance	variance	NOUN
ajis02-2695	202	6	was	be	AUX
ajis02-2695	202	7	not	not	PART
ajis02-2695	202	8	a	a	DET
ajis02-2695	202	9	major	major	ADJ
ajis02-2695	202	10	issue	issue	NOUN
ajis02-2695	202	11	in	in	ADP
ajis02-2695	202	12	this	this	DET
ajis02-2695	202	13	study	study	NOUN
ajis02-2695	202	14	.	.	PUNCT
ajis02-2695	203	1	5.3	5.3	NUM
ajis02-2695	203	2	pls	pls	ADJ
ajis02-2695	203	3	-	-	PUNCT
ajis02-2695	203	4	sem	sem	NOUN
ajis02-2695	203	5	model	model	NOUN
ajis02-2695	203	6	assessment	assessment	NOUN
ajis02-2695	203	7	this	this	DET
ajis02-2695	203	8	study	study	NOUN
ajis02-2695	203	9	used	use	VERB
ajis02-2695	203	10	pls	pls	PROPN
ajis02-2695	203	11	-	-	PUNCT
ajis02-2695	203	12	sem	sem	NOUN
ajis02-2695	203	13	and	and	CCONJ
ajis02-2695	203	14	the	the	DET
ajis02-2695	203	15	two	two	NUM
ajis02-2695	203	16	-	-	PUNCT
ajis02-2695	203	17	step	step	NOUN
ajis02-2695	203	18	approach	approach	NOUN
ajis02-2695	203	19	suggested	suggest	VERB
ajis02-2695	203	20	by	by	ADP
ajis02-2695	203	21	anderson	anderson	PROPN
ajis02-2695	203	22	and	and	CCONJ
ajis02-2695	203	23	gerbing	gerbe	VERB
ajis02-2695	203	24	(	(	PUNCT
ajis02-2695	203	25	1988	1988	NUM
ajis02-2695	203	26	)	)	PUNCT
ajis02-2695	203	27	.	.	PUNCT
ajis02-2695	204	1	first	first	ADV
ajis02-2695	204	2	,	,	PUNCT
ajis02-2695	204	3	the	the	DET
ajis02-2695	204	4	measurement	measurement	NOUN
ajis02-2695	204	5	model	model	NOUN
ajis02-2695	204	6	was	be	AUX
ajis02-2695	204	7	analysed	analyse	VERB
ajis02-2695	204	8	for	for	ADP
ajis02-2695	204	9	reliability	reliability	NOUN
ajis02-2695	204	10	and	and	CCONJ
ajis02-2695	204	11	validity	validity	NOUN
ajis02-2695	204	12	.	.	PUNCT
ajis02-2695	205	1	next	next	ADV
ajis02-2695	205	2	,	,	PUNCT
ajis02-2695	205	3	the	the	DET
ajis02-2695	205	4	structural	structural	ADJ
ajis02-2695	205	5	model	model	NOUN
ajis02-2695	205	6	was	be	AUX
ajis02-2695	205	7	analysed	analyse	VERB
ajis02-2695	205	8	to	to	PART
ajis02-2695	205	9	test	test	VERB
ajis02-2695	205	10	the	the	DET
ajis02-2695	205	11	hypothesised	hypothesised	ADJ
ajis02-2695	205	12	causal	causal	ADJ
ajis02-2695	205	13	relationships	relationship	NOUN
ajis02-2695	205	14	.	.	PUNCT
ajis02-2695	206	1	5.3.1	5.3.1	NUM
ajis02-2695	206	2	measurement	measurement	NOUN
ajis02-2695	206	3	model	model	NOUN
ajis02-2695	206	4	analysis	analysis	NOUN
ajis02-2695	206	5	the	the	DET
ajis02-2695	206	6	reliability	reliability	NOUN
ajis02-2695	206	7	of	of	ADP
ajis02-2695	206	8	the	the	DET
ajis02-2695	206	9	constructs	construct	NOUN
ajis02-2695	206	10	was	be	AUX
ajis02-2695	206	11	assessed	assess	VERB
ajis02-2695	206	12	by	by	ADP
ajis02-2695	206	13	computing	compute	VERB
ajis02-2695	206	14	cronbach	cronbach	PROPN
ajis02-2695	206	15	’s	’s	PART
ajis02-2695	206	16	alpha	alpha	NOUN
ajis02-2695	206	17	and	and	CCONJ
ajis02-2695	206	18	composite	composite	ADJ
ajis02-2695	206	19	reliability	reliability	NOUN
ajis02-2695	206	20	(	(	PUNCT
ajis02-2695	206	21	cr	cr	NOUN
ajis02-2695	206	22	)	)	PUNCT
ajis02-2695	206	23	.	.	PUNCT
ajis02-2695	207	1	the	the	DET
ajis02-2695	207	2	cut	cut	VERB
ajis02-2695	207	3	-	-	PUNCT
ajis02-2695	207	4	off	off	ADP
ajis02-2695	207	5	value	value	NOUN
ajis02-2695	207	6	recommended	recommend	VERB
ajis02-2695	207	7	for	for	ADP
ajis02-2695	207	8	both	both	DET
ajis02-2695	207	9	cronbach	cronbach	PROPN
ajis02-2695	207	10	’s	’s	PART
ajis02-2695	207	11	alpha	alpha	NOUN
ajis02-2695	207	12	and	and	CCONJ
ajis02-2695	207	13	composite	composite	ADJ
ajis02-2695	207	14	reliability	reliability	NOUN
ajis02-2695	207	15	is	be	AUX
ajis02-2695	207	16	0.70	0.70	NUM
ajis02-2695	207	17	(	(	PUNCT
ajis02-2695	207	18	hair	hair	NOUN
ajis02-2695	207	19	et	et	PROPN
ajis02-2695	207	20	al	al	PROPN
ajis02-2695	207	21	.	.	PROPN
ajis02-2695	207	22	,	,	PUNCT
ajis02-2695	207	23	2010	2010	NUM
ajis02-2695	207	24	)	)	PUNCT
ajis02-2695	207	25	.	.	PUNCT
ajis02-2695	208	1	table	table	NOUN
ajis02-2695	208	2	3	3	NUM
ajis02-2695	208	3	shows	show	VERB
ajis02-2695	208	4	that	that	SCONJ
ajis02-2695	208	5	all	all	DET
ajis02-2695	208	6	constructs	construct	NOUN
ajis02-2695	208	7	had	have	AUX
ajis02-2695	208	8	cut	cut	VERB
ajis02-2695	208	9	-	-	PUNCT
ajis02-2695	208	10	off	off	ADP
ajis02-2695	208	11	values	value	NOUN
ajis02-2695	208	12	above	above	ADP
ajis02-2695	208	13	0.70	0.70	NUM
ajis02-2695	208	14	,	,	PUNCT
ajis02-2695	208	15	indicating	indicate	VERB
ajis02-2695	208	16	that	that	SCONJ
ajis02-2695	208	17	all	all	DET
ajis02-2695	208	18	items	item	NOUN
ajis02-2695	208	19	used	use	VERB
ajis02-2695	208	20	in	in	ADP
ajis02-2695	208	21	this	this	DET
ajis02-2695	208	22	study	study	NOUN
ajis02-2695	208	23	had	have	VERB
ajis02-2695	208	24	adequate	adequate	ADJ
ajis02-2695	208	25	reliability	reliability	NOUN
ajis02-2695	208	26	.	.	PUNCT
ajis02-2695	209	1	to	to	PART
ajis02-2695	209	2	check	check	VERB
ajis02-2695	209	3	the	the	DET
ajis02-2695	209	4	validity	validity	NOUN
ajis02-2695	209	5	of	of	ADP
ajis02-2695	209	6	the	the	DET
ajis02-2695	209	7	constructs	construct	NOUN
ajis02-2695	209	8	,	,	PUNCT
ajis02-2695	209	9	the	the	DET
ajis02-2695	209	10	average	average	ADJ
ajis02-2695	209	11	variance	variance	NOUN
ajis02-2695	209	12	extracted	extract	VERB
ajis02-2695	209	13	(	(	PUNCT
ajis02-2695	209	14	ave	ave	NOUN
ajis02-2695	209	15	)	)	PUNCT
ajis02-2695	209	16	was	be	AUX
ajis02-2695	209	17	calculated	calculate	VERB
ajis02-2695	209	18	.	.	PUNCT
ajis02-2695	210	1	this	this	PRON
ajis02-2695	210	2	is	be	AUX
ajis02-2695	210	3	a	a	DET
ajis02-2695	210	4	complementary	complementary	ADJ
ajis02-2695	210	5	measure	measure	NOUN
ajis02-2695	210	6	to	to	ADP
ajis02-2695	210	7	composite	composite	ADJ
ajis02-2695	210	8	reliability	reliability	NOUN
ajis02-2695	210	9	that	that	PRON
ajis02-2695	210	10	reflects	reflect	VERB
ajis02-2695	210	11	the	the	DET
ajis02-2695	210	12	overall	overall	ADJ
ajis02-2695	210	13	amount	amount	NOUN
ajis02-2695	210	14	of	of	ADP
ajis02-2695	210	15	variance	variance	NOUN
ajis02-2695	210	16	in	in	ADP
ajis02-2695	210	17	the	the	DET
ajis02-2695	210	18	indicators	indicator	NOUN
ajis02-2695	210	19	,	,	PUNCT
ajis02-2695	210	20	accounting	account	VERB
ajis02-2695	210	21	for	for	ADP
ajis02-2695	210	22	the	the	DET
ajis02-2695	210	23	latent	latent	PROPN
ajis02-2695	210	24	construct	construct	NOUN
ajis02-2695	210	25	(	(	PUNCT
ajis02-2695	210	26	hair	hair	NOUN
ajis02-2695	210	27	et	et	PROPN
ajis02-2695	210	28	al	al	PROPN
ajis02-2695	210	29	.	.	PROPN
ajis02-2695	210	30	,	,	PUNCT
ajis02-2695	210	31	2010	2010	NUM
ajis02-2695	210	32	)	)	PUNCT
ajis02-2695	210	33	.	.	PUNCT
ajis02-2695	211	1	the	the	DET
ajis02-2695	211	2	cut	cut	VERB
ajis02-2695	211	3	-	-	PUNCT
ajis02-2695	211	4	off	off	ADP
ajis02-2695	211	5	value	value	NOUN
ajis02-2695	211	6	of	of	ADP
ajis02-2695	211	7	ave	ave	NOUN
ajis02-2695	211	8	was	be	AUX
ajis02-2695	211	9	above	above	ADP
ajis02-2695	211	10	0.50	0.50	NUM
ajis02-2695	211	11	(	(	PUNCT
ajis02-2695	211	12	hair	hair	NOUN
ajis02-2695	211	13	et	et	PROPN
ajis02-2695	211	14	al	al	PROPN
ajis02-2695	211	15	.	.	PROPN
ajis02-2695	211	16	,	,	PUNCT
ajis02-2695	211	17	2019	2019	NUM
ajis02-2695	211	18	)	)	PUNCT
ajis02-2695	211	19	,	,	PUNCT
ajis02-2695	211	20	with	with	ADP
ajis02-2695	211	21	all	all	DET
ajis02-2695	211	22	constructs	construct	NOUN
ajis02-2695	211	23	used	use	VERB
ajis02-2695	211	24	in	in	ADP
ajis02-2695	211	25	this	this	DET
ajis02-2695	211	26	study	study	NOUN
ajis02-2695	211	27	exceeding	exceed	VERB
ajis02-2695	211	28	the	the	DET
ajis02-2695	211	29	cutoff	cutoff	NOUN
ajis02-2695	211	30	value	value	NOUN
ajis02-2695	211	31	(	(	PUNCT
ajis02-2695	211	32	table	table	NOUN
ajis02-2695	211	33	3	3	NUM
ajis02-2695	211	34	)	)	PUNCT
ajis02-2695	211	35	.	.	PUNCT
ajis02-2695	212	1	all	all	DET
ajis02-2695	212	2	items	item	NOUN
ajis02-2695	212	3	of	of	ADP
ajis02-2695	212	4	the	the	DET
ajis02-2695	212	5	measured	measure	VERB
ajis02-2695	212	6	constructs	construct	NOUN
ajis02-2695	212	7	(	(	PUNCT
ajis02-2695	212	8	table	table	NOUN
ajis02-2695	212	9	3	3	NUM
ajis02-2695	212	10	)	)	PUNCT
ajis02-2695	212	11	had	have	VERB
ajis02-2695	212	12	indicator	indicator	NOUN
ajis02-2695	212	13	loadings	loading	NOUN
ajis02-2695	212	14	greater	great	ADJ
ajis02-2695	212	15	than	than	ADP
ajis02-2695	212	16	the	the	DET
ajis02-2695	212	17	cut	cut	VERB
ajis02-2695	212	18	-	-	PUNCT
ajis02-2695	212	19	off	off	ADP
ajis02-2695	212	20	value	value	NOUN
ajis02-2695	212	21	of	of	ADP
ajis02-2695	212	22	0.708	0.708	NUM
ajis02-2695	212	23	(	(	PUNCT
ajis02-2695	212	24	hair	hair	NOUN
ajis02-2695	212	25	et	et	PROPN
ajis02-2695	212	26	al	al	PROPN
ajis02-2695	212	27	.	.	PROPN
ajis02-2695	212	28	,	,	PUNCT
ajis02-2695	212	29	2019	2019	NUM
ajis02-2695	212	30	)	)	PUNCT
ajis02-2695	212	31	,	,	PUNCT
ajis02-2695	212	32	meaning	mean	VERB
ajis02-2695	212	33	that	that	SCONJ
ajis02-2695	212	34	the	the	DET
ajis02-2695	212	35	constructs	construct	NOUN
ajis02-2695	212	36	explained	explain	VERB
ajis02-2695	212	37	more	more	ADJ
ajis02-2695	212	38	than	than	ADP
ajis02-2695	212	39	50	50	NUM
ajis02-2695	212	40	%	%	NOUN
ajis02-2695	212	41	of	of	ADP
ajis02-2695	212	42	the	the	DET
ajis02-2695	212	43	indicators	indicator	NOUN
ajis02-2695	212	44	’	'	PUNCT
ajis02-2695	212	45	variance	variance	NOUN
ajis02-2695	212	46	,	,	PUNCT
ajis02-2695	212	47	demonstrating	demonstrate	VERB
ajis02-2695	212	48	the	the	DET
ajis02-2695	212	49	reliability	reliability	NOUN
ajis02-2695	212	50	of	of	ADP
ajis02-2695	212	51	the	the	DET
ajis02-2695	212	52	constructs	construct	NOUN
ajis02-2695	212	53	’	'	PUNCT
ajis02-2695	212	54	items	item	NOUN
ajis02-2695	212	55	.	.	PUNCT
ajis02-2695	213	1	to	to	PART
ajis02-2695	213	2	establish	establish	VERB
ajis02-2695	213	3	the	the	DET
ajis02-2695	213	4	validity	validity	NOUN
ajis02-2695	213	5	of	of	ADP
ajis02-2695	213	6	the	the	DET
ajis02-2695	213	7	measurement	measurement	NOUN
ajis02-2695	213	8	model	model	NOUN
ajis02-2695	213	9	,	,	PUNCT
ajis02-2695	213	10	convergent	convergent	ADJ
ajis02-2695	213	11	validity	validity	NOUN
ajis02-2695	213	12	and	and	CCONJ
ajis02-2695	213	13	discriminant	discriminant	ADJ
ajis02-2695	213	14	validity	validity	NOUN
ajis02-2695	213	15	were	be	AUX
ajis02-2695	213	16	estimated	estimate	VERB
ajis02-2695	213	17	.	.	PUNCT
ajis02-2695	214	1	each	each	PRON
ajis02-2695	214	2	construct	construct	VERB
ajis02-2695	214	3	’s	’s	PART
ajis02-2695	214	4	composite	composite	ADJ
ajis02-2695	214	5	reliability	reliability	NOUN
ajis02-2695	214	6	and	and	CCONJ
ajis02-2695	214	7	ave	ave	NOUN
ajis02-2695	214	8	were	be	AUX
ajis02-2695	214	9	calculated	calculate	VERB
ajis02-2695	214	10	to	to	PART
ajis02-2695	214	11	estimate	estimate	VERB
ajis02-2695	214	12	the	the	DET
ajis02-2695	214	13	convergent	convergent	NOUN
ajis02-2695	214	14	validity	validity	NOUN
ajis02-2695	214	15	of	of	ADP
ajis02-2695	214	16	the	the	DET
ajis02-2695	214	17	measurement	measurement	NOUN
ajis02-2695	214	18	model	model	NOUN
ajis02-2695	214	19	.	.	PUNCT
ajis02-2695	215	1	both	both	DET
ajis02-2695	215	2	measurements	measurement	NOUN
ajis02-2695	215	3	were	be	AUX
ajis02-2695	215	4	above	above	ADP
ajis02-2695	215	5	the	the	DET
ajis02-2695	215	6	cut	cut	VERB
ajis02-2695	215	7	-	-	PUNCT
ajis02-2695	215	8	off	off	ADP
ajis02-2695	215	9	value	value	NOUN
ajis02-2695	215	10	(	(	PUNCT
ajis02-2695	215	11	fornell	fornell	PROPN
ajis02-2695	215	12	&	&	CCONJ
ajis02-2695	215	13	larcker	larcker	PROPN
ajis02-2695	215	14	,	,	PUNCT
ajis02-2695	215	15	1981	1981	NUM
ajis02-2695	215	16	)	)	PUNCT
ajis02-2695	215	17	for	for	ADP
ajis02-2695	215	18	the	the	DET
ajis02-2695	215	19	measurement	measurement	NOUN
ajis02-2695	215	20	model	model	NOUN
ajis02-2695	215	21	(	(	PUNCT
ajis02-2695	215	22	table	table	NOUN
ajis02-2695	215	23	3	3	NUM
ajis02-2695	215	24	)	)	PUNCT
ajis02-2695	215	25	;	;	PUNCT
ajis02-2695	215	26	thus	thus	ADV
ajis02-2695	215	27	,	,	PUNCT
ajis02-2695	215	28	convergent	convergent	ADJ
ajis02-2695	215	29	validity	validity	NOUN
ajis02-2695	215	30	was	be	AUX
ajis02-2695	215	31	established	establish	VERB
ajis02-2695	215	32	for	for	ADP
ajis02-2695	215	33	this	this	DET
ajis02-2695	215	34	study	study	NOUN
ajis02-2695	215	35	.	.	PUNCT
ajis02-2695	216	1	australasian	australasian	ADJ
ajis02-2695	216	2	journal	journal	NOUN
ajis02-2695	216	3	of	of	ADP
ajis02-2695	216	4	information	information	NOUN
ajis02-2695	216	5	systems	system	NOUN
ajis02-2695	216	6	singh	singh	PROPN
ajis02-2695	216	7	2020	2020	NUM
ajis02-2695	216	8	,	,	PUNCT
ajis02-2695	216	9	vol	vol	NOUN
ajis02-2695	216	10	24	24	NUM
ajis02-2695	216	11	,	,	PUNCT
ajis02-2695	216	12	research	research	NOUN
ajis02-2695	216	13	article	article	NOUN
ajis02-2695	216	14	explaining	explain	VERB
ajis02-2695	216	15	post	post	NOUN
ajis02-2695	216	16	-	-	NOUN
ajis02-2695	216	17	adoption	adoption	NOUN
ajis02-2695	216	18	of	of	ADP
ajis02-2695	216	19	mobile	mobile	ADJ
ajis02-2695	216	20	payment	payment	NOUN
ajis02-2695	216	21	systems	system	NOUN
ajis02-2695	216	22	13	13	NUM
ajis02-2695	216	23	construct	construct	NOUN
ajis02-2695	216	24	item	item	NOUN
ajis02-2695	216	25	loading	loading	NOUN
ajis02-2695	216	26	ave	ave	PROPN
ajis02-2695	216	27	cronbach	cronbach	PROPN
ajis02-2695	216	28	’s	’s	PART
ajis02-2695	216	29	alpha	alpha	ADJ
ajis02-2695	216	30	composite	composite	ADJ
ajis02-2695	216	31	reliability	reliability	NOUN
ajis02-2695	216	32	continuance	continuance	NOUN
ajis02-2695	216	33	intention	intention	NOUN
ajis02-2695	216	34	(	(	PUNCT
ajis02-2695	216	35	ci	ci	NOUN
ajis02-2695	216	36	)	)	PUNCT
ajis02-2695	216	37	ci1	ci1	NOUN
ajis02-2695	216	38	0.851	0.851	NUM
ajis02-2695	216	39	0.735	0.735	NUM
ajis02-2695	216	40	0.88	0.88	NUM
ajis02-2695	216	41	0.917	0.917	NUM
ajis02-2695	216	42	ci2	ci2	NOUN
ajis02-2695	216	43	0.856	0.856	NUM
ajis02-2695	216	44	ci3	ci3	NOUN
ajis02-2695	216	45	0.898	0.898	NUM
ajis02-2695	216	46	ci4	ci4	NOUN
ajis02-2695	216	47	0.823	0.823	NUM
ajis02-2695	216	48	confirmation	confirmation	NOUN
ajis02-2695	216	49	(	(	PUNCT
ajis02-2695	216	50	conf	conf	NOUN
ajis02-2695	216	51	)	)	PUNCT
ajis02-2695	216	52	conf1	conf1	NOUN
ajis02-2695	216	53	0.905	0.905	NUM
ajis02-2695	216	54	0.746	0.746	NUM
ajis02-2695	216	55	0.829	0.829	NUM
ajis02-2695	216	56	0.898	0.898	NUM
ajis02-2695	216	57	conf2	conf2	VERB
ajis02-2695	216	58	0.877	0.877	NUM
ajis02-2695	216	59	conf3	conf3	NOUN
ajis02-2695	216	60	0.806	0.806	NUM
ajis02-2695	216	61	effort	effort	NOUN
ajis02-2695	216	62	expectancy	expectancy	NOUN
ajis02-2695	216	63	(	(	PUNCT
ajis02-2695	216	64	ee	ee	PROPN
ajis02-2695	216	65	)	)	PUNCT
ajis02-2695	216	66	ee1	ee1	PROPN
ajis02-2695	216	67	0.854	0.854	NUM
ajis02-2695	216	68	0.765	0.765	NUM
ajis02-2695	216	69	0.898	0.898	NUM
ajis02-2695	216	70	0.929	0.929	NUM
ajis02-2695	216	71	ee2	ee2	NOUN
ajis02-2695	216	72	0.89	0.89	NUM
ajis02-2695	216	73	ee3	ee3	NOUN
ajis02-2695	216	74	0.88	0.88	NUM
ajis02-2695	216	75	ee4	ee4	NOUN
ajis02-2695	216	76	0.875	0.875	NUM
ajis02-2695	216	77	performance	performance	NOUN
ajis02-2695	216	78	expectancy	expectancy	NOUN
ajis02-2695	216	79	(	(	PUNCT
ajis02-2695	216	80	pe	pe	INTJ
ajis02-2695	216	81	)	)	PUNCT
ajis02-2695	216	82	pe1	pe1	PROPN
ajis02-2695	216	83	0.855	0.855	NUM
ajis02-2695	216	84	0.687	0.687	NUM
ajis02-2695	216	85	0.847	0.847	NUM
ajis02-2695	216	86	0.897	0.897	NUM
ajis02-2695	216	87	pe2	pe2	NOUN
ajis02-2695	216	88	0.815	0.815	NUM
ajis02-2695	216	89	pe3	pe3	NOUN
ajis02-2695	216	90	0.761	0.761	NUM
ajis02-2695	216	91	pe4	pe4	NOUN
ajis02-2695	216	92	0.879	0.879	NUM
ajis02-2695	216	93	perceived	perceive	VERB
ajis02-2695	216	94	security	security	NOUN
ajis02-2695	216	95	(	(	PUNCT
ajis02-2695	216	96	ps	ps	NOUN
ajis02-2695	216	97	)	)	PUNCT
ajis02-2695	216	98	ps1	ps1	NOUN
ajis02-2695	216	99	0.796	0.796	NUM
ajis02-2695	216	100	0.721	0.721	NUM
ajis02-2695	216	101	0.873	0.873	NUM
ajis02-2695	216	102	0.912	0.912	NUM
ajis02-2695	216	103	ps2	ps2	NOUN
ajis02-2695	216	104	0.881	0.881	NUM
ajis02-2695	216	105	ps3	ps3	NOUN
ajis02-2695	216	106	0.882	0.882	NUM
ajis02-2695	216	107	ps4	ps4	NOUN
ajis02-2695	216	108	0.834	0.834	NUM
ajis02-2695	216	109	satisfaction	satisfaction	NOUN
ajis02-2695	216	110	(	(	PUNCT
ajis02-2695	216	111	sat	sit	VERB
ajis02-2695	216	112	)	)	PUNCT
ajis02-2695	216	113	sat1	sat1	PROPN
ajis02-2695	216	114	0.893	0.893	NUM
ajis02-2695	216	115	0.815	0.815	NUM
ajis02-2695	216	116	0.886	0.886	NUM
ajis02-2695	216	117	0.93	0.93	NUM
ajis02-2695	216	118	sat2	sat2	NOUN
ajis02-2695	216	119	0.924	0.924	NUM
ajis02-2695	216	120	sat3	sat3	NOUN
ajis02-2695	216	121	0.891	0.891	NUM
ajis02-2695	216	122	trust	trust	NOUN
ajis02-2695	216	123	(	(	PUNCT
ajis02-2695	216	124	tru	tru	PROPN
ajis02-2695	216	125	)	)	PUNCT
ajis02-2695	216	126	tru1	tru1	PROPN
ajis02-2695	216	127	0.801	0.801	NUM
ajis02-2695	216	128	0.695	0.695	NUM
ajis02-2695	216	129	0.911	0.911	NUM
ajis02-2695	216	130	0.932	0.932	NUM
ajis02-2695	216	131	tru2	tru2	NOUN
ajis02-2695	216	132	0.86	0.86	NUM
ajis02-2695	216	133	tru3	tru3	ADJ
ajis02-2695	216	134	0.865	0.865	NUM
ajis02-2695	216	135	tru4	tru4	PROPN
ajis02-2695	216	136	0.885	0.885	NUM
ajis02-2695	216	137	tru5	tru5	NOUN
ajis02-2695	216	138	0.838	0.838	NUM
ajis02-2695	216	139	tru6	tru6	NUM
ajis02-2695	216	140	0.746	0.746	NUM
ajis02-2695	216	141	table	table	NOUN
ajis02-2695	216	142	3	3	NUM
ajis02-2695	216	143	:	:	PUNCT
ajis02-2695	216	144	measurement	measurement	NOUN
ajis02-2695	216	145	model	model	NOUN
ajis02-2695	216	146	analysis	analysis	NOUN
ajis02-2695	216	147	to	to	PART
ajis02-2695	216	148	compute	compute	VERB
ajis02-2695	216	149	discriminant	discriminant	ADJ
ajis02-2695	216	150	validity	validity	NOUN
ajis02-2695	216	151	,	,	PUNCT
ajis02-2695	216	152	as	as	SCONJ
ajis02-2695	216	153	suggested	suggest	VERB
ajis02-2695	216	154	by	by	ADP
ajis02-2695	216	155	fornell	fornell	NOUN
ajis02-2695	216	156	and	and	CCONJ
ajis02-2695	216	157	larcker	larcker	NOUN
ajis02-2695	216	158	(	(	PUNCT
ajis02-2695	216	159	1981	1981	NUM
ajis02-2695	216	160	)	)	PUNCT
ajis02-2695	216	161	,	,	PUNCT
ajis02-2695	216	162	one	one	PRON
ajis02-2695	216	163	compares	compare	VERB
ajis02-2695	216	164	the	the	DET
ajis02-2695	216	165	shared	share	VERB
ajis02-2695	216	166	variance	variance	NOUN
ajis02-2695	216	167	between	between	ADP
ajis02-2695	216	168	the	the	DET
ajis02-2695	216	169	constructs	construct	NOUN
ajis02-2695	216	170	with	with	ADP
ajis02-2695	216	171	the	the	DET
ajis02-2695	216	172	ave	ave	NOUN
ajis02-2695	216	173	from	from	ADP
ajis02-2695	216	174	each	each	DET
ajis02-2695	216	175	construct	construct	NOUN
ajis02-2695	216	176	.	.	PUNCT
ajis02-2695	217	1	discriminant	discriminant	ADJ
ajis02-2695	217	2	validity	validity	NOUN
ajis02-2695	217	3	was	be	AUX
ajis02-2695	217	4	established	establish	VERB
ajis02-2695	217	5	for	for	ADP
ajis02-2695	217	6	this	this	DET
ajis02-2695	217	7	measurement	measurement	NOUN
ajis02-2695	217	8	model	model	NOUN
ajis02-2695	217	9	,	,	PUNCT
ajis02-2695	217	10	as	as	SCONJ
ajis02-2695	217	11	the	the	DET
ajis02-2695	217	12	shared	share	VERB
ajis02-2695	217	13	variance	variance	NOUN
ajis02-2695	217	14	between	between	ADP
ajis02-2695	217	15	the	the	DET
ajis02-2695	217	16	constructs	construct	NOUN
ajis02-2695	217	17	was	be	AUX
ajis02-2695	217	18	lower	low	ADJ
ajis02-2695	217	19	than	than	ADP
ajis02-2695	217	20	the	the	DET
ajis02-2695	217	21	ave	ave	NOUN
ajis02-2695	217	22	for	for	ADP
ajis02-2695	217	23	each	each	DET
ajis02-2695	217	24	construct	construct	NOUN
ajis02-2695	217	25	(	(	PUNCT
ajis02-2695	217	26	table	table	NOUN
ajis02-2695	217	27	4	4	NUM
ajis02-2695	217	28	)	)	PUNCT
ajis02-2695	217	29	.	.	PUNCT
ajis02-2695	218	1	constructs	construct	VERB
ajis02-2695	218	2	ci	ci	PROPN
ajis02-2695	218	3	conf	conf	PROPN
ajis02-2695	218	4	ee	ee	PROPN
ajis02-2695	218	5	pe	pe	PROPN
ajis02-2695	218	6	ps	ps	PROPN
ajis02-2695	218	7	sat	sit	VERB
ajis02-2695	218	8	trust	trust	PROPN
ajis02-2695	218	9	ci	ci	PROPN
ajis02-2695	218	10	0.857	0.857	NUM
ajis02-2695	218	11	conf	conf	NOUN
ajis02-2695	218	12	0.731	0.731	NUM
ajis02-2695	218	13	0.864	0.864	NUM
ajis02-2695	218	14	ee	ee	ADP
ajis02-2695	218	15	0.646	0.646	NUM
ajis02-2695	218	16	0.7	0.7	NUM
ajis02-2695	218	17	0.875	0.875	NUM
ajis02-2695	218	18	pe	pe	ADP
ajis02-2695	218	19	0.631	0.631	NUM
ajis02-2695	218	20	0.709	0.709	NUM
ajis02-2695	218	21	0.79	0.79	NUM
ajis02-2695	218	22	0.829	0.829	NUM
ajis02-2695	218	23	ps	ps	NOUN
ajis02-2695	218	24	0.433	0.433	NUM
ajis02-2695	218	25	0.519	0.519	NUM
ajis02-2695	218	26	0.381	0.381	NUM
ajis02-2695	218	27	0.407	0.407	NUM
ajis02-2695	218	28	0.849	0.849	NUM
ajis02-2695	218	29	sat	sit	VERB
ajis02-2695	218	30	0.789	0.789	NUM
ajis02-2695	218	31	0.707	0.707	NUM
ajis02-2695	218	32	0.625	0.625	NUM
ajis02-2695	218	33	0.597	0.597	NUM
ajis02-2695	218	34	0.439	0.439	NUM
ajis02-2695	218	35	0.903	0.903	NUM
ajis02-2695	218	36	trust	trust	NOUN
ajis02-2695	218	37	0.685	0.685	NUM
ajis02-2695	218	38	0.71	0.71	NUM
ajis02-2695	218	39	0.602	0.602	NUM
ajis02-2695	218	40	0.568	0.568	NUM
ajis02-2695	218	41	0.626	0.626	NUM
ajis02-2695	218	42	0.717	0.717	NUM
ajis02-2695	218	43	0.834	0.834	NUM
ajis02-2695	218	44	ci	ci	NOUN
ajis02-2695	218	45	:	:	PUNCT
ajis02-2695	218	46	continuance	continuance	NOUN
ajis02-2695	218	47	intention	intention	NOUN
ajis02-2695	218	48	;	;	PUNCT
ajis02-2695	218	49	conf	conf	NOUN
ajis02-2695	218	50	:	:	PUNCT
ajis02-2695	218	51	confirmation	confirmation	NOUN
ajis02-2695	218	52	;	;	PUNCT
ajis02-2695	218	53	ee	ee	PART
ajis02-2695	218	54	:	:	PUNCT
ajis02-2695	218	55	effort	effort	NOUN
ajis02-2695	218	56	expectancy	expectancy	NOUN
ajis02-2695	218	57	;	;	PUNCT
ajis02-2695	218	58	pe	pe	ADJ
ajis02-2695	218	59	:	:	PUNCT
ajis02-2695	218	60	performance	performance	NOUN
ajis02-2695	218	61	expectancy	expectancy	NOUN
ajis02-2695	218	62	;	;	PUNCT
ajis02-2695	218	63	ps	ps	NOUN
ajis02-2695	218	64	:	:	PUNCT
ajis02-2695	218	65	perceived	perceive	VERB
ajis02-2695	218	66	security	security	NOUN
ajis02-2695	218	67	;	;	PUNCT
ajis02-2695	218	68	sat	sit	VERB
ajis02-2695	218	69	:	:	PUNCT
ajis02-2695	218	70	satisfaction	satisfaction	NOUN
ajis02-2695	218	71	table	table	NOUN
ajis02-2695	218	72	4	4	NUM
ajis02-2695	218	73	:	:	PUNCT
ajis02-2695	218	74	discriminant	discriminant	ADJ
ajis02-2695	218	75	validity	validity	NOUN
ajis02-2695	218	76	of	of	ADP
ajis02-2695	218	77	measured	measure	VERB
ajis02-2695	218	78	items	item	NOUN
ajis02-2695	218	79	australasian	australasian	ADJ
ajis02-2695	218	80	journal	journal	NOUN
ajis02-2695	218	81	of	of	ADP
ajis02-2695	218	82	information	information	NOUN
ajis02-2695	218	83	systems	system	NOUN
ajis02-2695	218	84	singh	singh	PROPN
ajis02-2695	218	85	2020	2020	NUM
ajis02-2695	218	86	,	,	PUNCT
ajis02-2695	218	87	vol	vol	NOUN
ajis02-2695	218	88	24	24	NUM
ajis02-2695	218	89	,	,	PUNCT
ajis02-2695	218	90	research	research	NOUN
ajis02-2695	218	91	article	article	NOUN
ajis02-2695	218	92	explaining	explain	VERB
ajis02-2695	218	93	post	post	NOUN
ajis02-2695	218	94	-	-	NOUN
ajis02-2695	218	95	adoption	adoption	NOUN
ajis02-2695	218	96	of	of	ADP
ajis02-2695	218	97	mobile	mobile	ADJ
ajis02-2695	218	98	payment	payment	NOUN
ajis02-2695	218	99	systems	system	NOUN
ajis02-2695	218	100	14	14	NUM
ajis02-2695	218	101	5.3.2	5.3.2	NUM
ajis02-2695	218	102	structural	structural	ADJ
ajis02-2695	218	103	model	model	NOUN
ajis02-2695	218	104	analysis	analysis	NOUN
ajis02-2695	218	105	to	to	PART
ajis02-2695	218	106	test	test	VERB
ajis02-2695	218	107	the	the	DET
ajis02-2695	218	108	theoretical	theoretical	ADJ
ajis02-2695	218	109	model	model	NOUN
ajis02-2695	218	110	,	,	PUNCT
ajis02-2695	218	111	a	a	DET
ajis02-2695	218	112	non	non	ADJ
ajis02-2695	218	113	-	-	ADJ
ajis02-2695	218	114	parametric	parametric	ADJ
ajis02-2695	218	115	bootstrapping	bootstrapping	NOUN
ajis02-2695	218	116	method	method	NOUN
ajis02-2695	218	117	was	be	AUX
ajis02-2695	218	118	used	use	VERB
ajis02-2695	218	119	with	with	ADP
ajis02-2695	218	120	5,000	5,000	NUM
ajis02-2695	218	121	samples	sample	NOUN
ajis02-2695	218	122	.	.	PUNCT
ajis02-2695	219	1	the	the	DET
ajis02-2695	219	2	structural	structural	ADJ
ajis02-2695	219	3	model	model	NOUN
ajis02-2695	219	4	(	(	PUNCT
ajis02-2695	219	5	figure	figure	NOUN
ajis02-2695	219	6	3	3	NUM
ajis02-2695	219	7	)	)	PUNCT
ajis02-2695	219	8	and	and	CCONJ
ajis02-2695	219	9	the	the	DET
ajis02-2695	219	10	path	path	NOUN
ajis02-2695	219	11	coefficients	coefficient	NOUN
ajis02-2695	219	12	are	be	AUX
ajis02-2695	219	13	shown	show	VERB
ajis02-2695	219	14	in	in	ADP
ajis02-2695	219	15	table	table	NOUN
ajis02-2695	219	16	5	5	NUM
ajis02-2695	219	17	.	.	PUNCT
ajis02-2695	220	1	the	the	DET
ajis02-2695	220	2	path	path	NOUN
ajis02-2695	220	3	coefficients	coefficient	NOUN
ajis02-2695	220	4	were	be	AUX
ajis02-2695	220	5	significant	significant	ADJ
ajis02-2695	220	6	for	for	ADP
ajis02-2695	220	7	performance	performance	NOUN
ajis02-2695	220	8	expectancy	expectancy	NOUN
ajis02-2695	220	9	,	,	PUNCT
ajis02-2695	220	10	effort	effort	NOUN
ajis02-2695	220	11	expectancy	expectancy	NOUN
ajis02-2695	220	12	,	,	PUNCT
ajis02-2695	220	13	trust	trust	NOUN
ajis02-2695	220	14	and	and	CCONJ
ajis02-2695	220	15	satisfaction	satisfaction	NOUN
ajis02-2695	220	16	(	(	PUNCT
ajis02-2695	220	17	hypotheses	hypothesis	NOUN
ajis02-2695	220	18	h1	h1	ADJ
ajis02-2695	220	19	,	,	PUNCT
ajis02-2695	220	20	h2	h2	PROPN
ajis02-2695	220	21	,	,	PUNCT
ajis02-2695	220	22	h4	h4	NOUN
ajis02-2695	220	23	,	,	PUNCT
ajis02-2695	220	24	and	and	CCONJ
ajis02-2695	220	25	h5	h5	PROPN
ajis02-2695	220	26	)	)	PUNCT
ajis02-2695	220	27	,	,	PUNCT
ajis02-2695	220	28	indicating	indicate	VERB
ajis02-2695	220	29	significant	significant	ADJ
ajis02-2695	220	30	influences	influence	NOUN
ajis02-2695	220	31	on	on	ADP
ajis02-2695	220	32	continuance	continuance	NOUN
ajis02-2695	220	33	intention	intention	NOUN
ajis02-2695	220	34	to	to	PART
ajis02-2695	220	35	use	use	VERB
ajis02-2695	220	36	mobile	mobile	ADJ
ajis02-2695	220	37	payment	payment	NOUN
ajis02-2695	220	38	systems	system	NOUN
ajis02-2695	220	39	.	.	PUNCT
ajis02-2695	221	1	effort	effort	NOUN
ajis02-2695	221	2	expectancy	expectancy	NOUN
ajis02-2695	221	3	significantly	significantly	ADV
ajis02-2695	221	4	influenced	influence	VERB
ajis02-2695	221	5	performance	performance	NOUN
ajis02-2695	221	6	expectancy	expectancy	NOUN
ajis02-2695	221	7	,	,	PUNCT
ajis02-2695	221	8	thus	thus	ADV
ajis02-2695	221	9	validating	validate	VERB
ajis02-2695	221	10	hypothesis	hypothesis	NOUN
ajis02-2695	221	11	h2a	h2a	NOUN
ajis02-2695	221	12	.	.	PUNCT
ajis02-2695	222	1	perceived	perceive	VERB
ajis02-2695	222	2	security	security	NOUN
ajis02-2695	222	3	significantly	significantly	ADV
ajis02-2695	222	4	influenced	influence	VERB
ajis02-2695	222	5	trust	trust	NOUN
ajis02-2695	222	6	,	,	PUNCT
ajis02-2695	222	7	hence	hence	ADV
ajis02-2695	222	8	validating	validate	VERB
ajis02-2695	222	9	hypothesis	hypothesis	NOUN
ajis02-2695	222	10	h3a	h3a	NOUN
ajis02-2695	222	11	.	.	NOUN
ajis02-2695	222	12	performance	performance	NOUN
ajis02-2695	222	13	expectancy	expectancy	NOUN
ajis02-2695	222	14	and	and	CCONJ
ajis02-2695	222	15	confirmation	confirmation	NOUN
ajis02-2695	222	16	positively	positively	ADV
ajis02-2695	222	17	influenced	influence	VERB
ajis02-2695	222	18	satisfaction	satisfaction	NOUN
ajis02-2695	222	19	,	,	PUNCT
ajis02-2695	222	20	validating	validate	VERB
ajis02-2695	222	21	hypotheses	hypothesis	NOUN
ajis02-2695	222	22	h7	h7	PROPN
ajis02-2695	222	23	and	and	CCONJ
ajis02-2695	222	24	h8	h8	PROPN
ajis02-2695	222	25	.	.	PUNCT
ajis02-2695	223	1	confirmation	confirmation	NOUN
ajis02-2695	223	2	significantly	significantly	ADV
ajis02-2695	223	3	influenced	influence	VERB
ajis02-2695	223	4	performance	performance	NOUN
ajis02-2695	223	5	expectancy	expectancy	NOUN
ajis02-2695	223	6	,	,	PUNCT
ajis02-2695	223	7	hence	hence	ADV
ajis02-2695	223	8	validating	validate	VERB
ajis02-2695	223	9	hypothesis	hypothesis	NOUN
ajis02-2695	223	10	h6	h6	PROPN
ajis02-2695	223	11	.	.	PUNCT
ajis02-2695	224	1	however	however	ADV
ajis02-2695	224	2	,	,	PUNCT
ajis02-2695	224	3	perceived	perceive	VERB
ajis02-2695	224	4	security	security	NOUN
ajis02-2695	224	5	did	do	AUX
ajis02-2695	224	6	not	not	PART
ajis02-2695	224	7	influence	influence	VERB
ajis02-2695	224	8	continuance	continuance	NOUN
ajis02-2695	224	9	intention	intention	NOUN
ajis02-2695	224	10	to	to	PART
ajis02-2695	224	11	use	use	VERB
ajis02-2695	224	12	mobile	mobile	ADJ
ajis02-2695	224	13	payment	payment	NOUN
ajis02-2695	224	14	systems	system	NOUN
ajis02-2695	224	15	;	;	PUNCT
ajis02-2695	224	16	thus	thus	ADV
ajis02-2695	224	17	,	,	PUNCT
ajis02-2695	224	18	hypothesis	hypothesis	NOUN
ajis02-2695	224	19	h3	h3	NOUN
ajis02-2695	224	20	was	be	AUX
ajis02-2695	224	21	rejected	reject	VERB
ajis02-2695	224	22	.	.	PUNCT
ajis02-2695	225	1	the	the	DET
ajis02-2695	225	2	control	control	NOUN
ajis02-2695	225	3	variables	variable	NOUN
ajis02-2695	225	4	of	of	ADP
ajis02-2695	225	5	age	age	NOUN
ajis02-2695	225	6	,	,	PUNCT
ajis02-2695	225	7	gender	gender	NOUN
ajis02-2695	225	8	and	and	CCONJ
ajis02-2695	225	9	income	income	NOUN
ajis02-2695	225	10	did	do	AUX
ajis02-2695	225	11	not	not	PART
ajis02-2695	225	12	influence	influence	VERB
ajis02-2695	225	13	the	the	DET
ajis02-2695	225	14	continuance	continuance	NOUN
ajis02-2695	225	15	intention	intention	NOUN
ajis02-2695	225	16	to	to	PART
ajis02-2695	225	17	use	use	VERB
ajis02-2695	225	18	mobile	mobile	ADJ
ajis02-2695	225	19	payment	payment	NOUN
ajis02-2695	225	20	systems	system	NOUN
ajis02-2695	225	21	.	.	PUNCT
ajis02-2695	226	1	the	the	DET
ajis02-2695	226	2	β	β	PROPN
ajis02-2695	226	3	coefficient	coefficient	NOUN
ajis02-2695	226	4	represents	represent	VERB
ajis02-2695	226	5	the	the	DET
ajis02-2695	226	6	influence	influence	NOUN
ajis02-2695	226	7	of	of	ADP
ajis02-2695	226	8	the	the	DET
ajis02-2695	226	9	independent	independent	ADJ
ajis02-2695	226	10	variable	variable	NOUN
ajis02-2695	226	11	in	in	ADP
ajis02-2695	226	12	the	the	DET
ajis02-2695	226	13	theoretical	theoretical	ADJ
ajis02-2695	226	14	model	model	NOUN
ajis02-2695	226	15	.	.	PUNCT
ajis02-2695	227	1	figure	figure	VERB
ajis02-2695	227	2	3	3	NUM
ajis02-2695	227	3	shows	show	VERB
ajis02-2695	227	4	that	that	SCONJ
ajis02-2695	227	5	performance	performance	NOUN
ajis02-2695	227	6	expectancy	expectancy	NOUN
ajis02-2695	227	7	(	(	PUNCT
ajis02-2695	227	8	β=0.129	β=0.129	X
ajis02-2695	227	9	,	,	PUNCT
ajis02-2695	227	10	p=0.004	p=0.004	NOUN
ajis02-2695	227	11	)	)	PUNCT
ajis02-2695	227	12	,	,	PUNCT
ajis02-2695	227	13	effort	effort	NOUN
ajis02-2695	227	14	expectancy	expectancy	NOUN
ajis02-2695	227	15	(	(	PUNCT
ajis02-2695	227	16	β=0.12	β=0.12	NOUN
ajis02-2695	227	17	,	,	PUNCT
ajis02-2695	227	18	p=0.035	p=0.035	NOUN
ajis02-2695	227	19	)	)	PUNCT
ajis02-2695	227	20	,	,	PUNCT
ajis02-2695	227	21	trust	trust	NOUN
ajis02-2695	227	22	(	(	PUNCT
ajis02-2695	227	23	β=0.167	β=0.167	ADJ
ajis02-2695	227	24	,	,	PUNCT
ajis02-2695	227	25	p=0.01	p=0.01	NUM
ajis02-2695	227	26	)	)	PUNCT
ajis02-2695	227	27	and	and	CCONJ
ajis02-2695	227	28	satisfaction	satisfaction	NOUN
ajis02-2695	227	29	(	(	PUNCT
ajis02-2695	227	30	β=0.518	β=0.518	X
ajis02-2695	227	31	,	,	PUNCT
ajis02-2695	227	32	p=0.000	p=0.000	NUM
ajis02-2695	227	33	)	)	PUNCT
ajis02-2695	227	34	were	be	AUX
ajis02-2695	227	35	statistically	statistically	ADV
ajis02-2695	227	36	significant	significant	ADJ
ajis02-2695	227	37	.	.	PUNCT
ajis02-2695	228	1	among	among	ADP
ajis02-2695	228	2	the	the	DET
ajis02-2695	228	3	independent	independent	ADJ
ajis02-2695	228	4	variables	variable	NOUN
ajis02-2695	228	5	,	,	PUNCT
ajis02-2695	228	6	satisfaction	satisfaction	NOUN
ajis02-2695	228	7	demonstrated	demonstrate	VERB
ajis02-2695	228	8	the	the	DET
ajis02-2695	228	9	highest	high	ADJ
ajis02-2695	228	10	influence	influence	NOUN
ajis02-2695	228	11	(	(	PUNCT
ajis02-2695	228	12	β=0.518	β=0.518	X
ajis02-2695	228	13	)	)	PUNCT
ajis02-2695	228	14	on	on	ADP
ajis02-2695	228	15	continuance	continuance	NOUN
ajis02-2695	228	16	intention	intention	NOUN
ajis02-2695	228	17	to	to	PART
ajis02-2695	228	18	use	use	VERB
ajis02-2695	228	19	mobile	mobile	ADJ
ajis02-2695	228	20	payment	payment	NOUN
ajis02-2695	228	21	systems	system	NOUN
ajis02-2695	228	22	,	,	PUNCT
ajis02-2695	228	23	followed	follow	VERB
ajis02-2695	228	24	by	by	ADP
ajis02-2695	228	25	trust	trust	NOUN
ajis02-2695	228	26	(	(	PUNCT
ajis02-2695	228	27	β=0.167	β=0.167	ADJ
ajis02-2695	228	28	)	)	PUNCT
ajis02-2695	228	29	,	,	PUNCT
ajis02-2695	228	30	performance	performance	NOUN
ajis02-2695	228	31	expectancy	expectancy	NOUN
ajis02-2695	228	32	(	(	PUNCT
ajis02-2695	228	33	β=0.129	β=0.129	PUNCT
ajis02-2695	228	34	)	)	PUNCT
ajis02-2695	228	35	and	and	CCONJ
ajis02-2695	228	36	effort	effort	NOUN
ajis02-2695	228	37	expectancy	expectancy	NOUN
ajis02-2695	228	38	(	(	PUNCT
ajis02-2695	228	39	β=0.12	β=0.12	NOUN
ajis02-2695	228	40	)	)	PUNCT
ajis02-2695	228	41	.	.	PUNCT
ajis02-2695	229	1	perceived	perceive	VERB
ajis02-2695	229	2	security	security	NOUN
ajis02-2695	229	3	(	(	PUNCT
ajis02-2695	229	4	β=0.001	β=0.001	X
ajis02-2695	229	5	,	,	PUNCT
ajis02-2695	229	6	p=0.988	p=0.988	X
ajis02-2695	229	7	)	)	PUNCT
ajis02-2695	229	8	was	be	AUX
ajis02-2695	229	9	not	not	PART
ajis02-2695	229	10	statistically	statistically	ADV
ajis02-2695	229	11	significant	significant	ADJ
ajis02-2695	229	12	–	–	PUNCT
ajis02-2695	229	13	that	that	ADV
ajis02-2695	229	14	is	is	ADV
ajis02-2695	229	15	,	,	PUNCT
ajis02-2695	229	16	it	it	PRON
ajis02-2695	229	17	did	do	AUX
ajis02-2695	229	18	not	not	PART
ajis02-2695	229	19	directly	directly	ADV
ajis02-2695	229	20	influence	influence	VERB
ajis02-2695	229	21	the	the	DET
ajis02-2695	229	22	dependent	dependent	ADJ
ajis02-2695	229	23	variable	variable	NOUN
ajis02-2695	229	24	,	,	PUNCT
ajis02-2695	229	25	continuance	continuance	NOUN
ajis02-2695	229	26	intention	intention	NOUN
ajis02-2695	229	27	to	to	PART
ajis02-2695	229	28	use	use	VERB
ajis02-2695	229	29	mobile	mobile	ADJ
ajis02-2695	229	30	payment	payment	NOUN
ajis02-2695	229	31	systems	system	NOUN
ajis02-2695	229	32	,	,	PUNCT
ajis02-2695	229	33	but	but	CCONJ
ajis02-2695	229	34	it	it	PRON
ajis02-2695	229	35	did	do	AUX
ajis02-2695	229	36	have	have	VERB
ajis02-2695	229	37	an	an	DET
ajis02-2695	229	38	indirect	indirect	ADJ
ajis02-2695	229	39	influence	influence	NOUN
ajis02-2695	229	40	through	through	ADP
ajis02-2695	229	41	trust	trust	NOUN
ajis02-2695	229	42	.	.	PUNCT
ajis02-2695	230	1	in	in	ADP
ajis02-2695	230	2	the	the	DET
ajis02-2695	230	3	post	post	NOUN
ajis02-2695	230	4	-	-	NOUN
ajis02-2695	230	5	adoption	adoption	NOUN
ajis02-2695	230	6	of	of	ADP
ajis02-2695	230	7	mobile	mobile	ADJ
ajis02-2695	230	8	payment	payment	NOUN
ajis02-2695	230	9	systems	system	NOUN
ajis02-2695	230	10	,	,	PUNCT
ajis02-2695	230	11	customers	customer	NOUN
ajis02-2695	230	12	have	have	VERB
ajis02-2695	230	13	sufficient	sufficient	ADJ
ajis02-2695	230	14	experience	experience	NOUN
ajis02-2695	230	15	and	and	CCONJ
ajis02-2695	230	16	confidence	confidence	NOUN
ajis02-2695	230	17	when	when	SCONJ
ajis02-2695	230	18	using	use	VERB
ajis02-2695	230	19	their	their	PRON
ajis02-2695	230	20	mobile	mobile	ADJ
ajis02-2695	230	21	payment	payment	NOUN
ajis02-2695	230	22	system	system	NOUN
ajis02-2695	230	23	.	.	PUNCT
ajis02-2695	231	1	hence	hence	ADV
ajis02-2695	231	2	,	,	PUNCT
ajis02-2695	231	3	they	they	PRON
ajis02-2695	231	4	may	may	AUX
ajis02-2695	231	5	consider	consider	VERB
ajis02-2695	231	6	trust	trust	NOUN
ajis02-2695	231	7	as	as	ADP
ajis02-2695	231	8	a	a	DET
ajis02-2695	231	9	critical	critical	ADJ
ajis02-2695	231	10	factor	factor	NOUN
ajis02-2695	231	11	in	in	ADP
ajis02-2695	231	12	their	their	PRON
ajis02-2695	231	13	decision	decision	NOUN
ajis02-2695	231	14	to	to	PART
ajis02-2695	231	15	continue	continue	VERB
ajis02-2695	231	16	with	with	ADP
ajis02-2695	231	17	their	their	PRON
ajis02-2695	231	18	mobile	mobile	ADJ
ajis02-2695	231	19	payment	payment	NOUN
ajis02-2695	231	20	service	service	NOUN
ajis02-2695	231	21	providers	provider	NOUN
ajis02-2695	231	22	.	.	PUNCT
ajis02-2695	232	1	security	security	NOUN
ajis02-2695	232	2	features	feature	NOUN
ajis02-2695	232	3	,	,	PUNCT
ajis02-2695	232	4	on	on	ADP
ajis02-2695	232	5	the	the	DET
ajis02-2695	232	6	other	other	ADJ
ajis02-2695	232	7	hand	hand	NOUN
ajis02-2695	232	8	,	,	PUNCT
ajis02-2695	232	9	are	be	AUX
ajis02-2695	232	10	built	build	VERB
ajis02-2695	232	11	into	into	ADP
ajis02-2695	232	12	the	the	DET
ajis02-2695	232	13	mobile	mobile	ADJ
ajis02-2695	232	14	payment	payment	NOUN
ajis02-2695	232	15	systems	system	NOUN
ajis02-2695	232	16	.	.	PUNCT
ajis02-2695	233	1	this	this	PRON
ajis02-2695	233	2	may	may	AUX
ajis02-2695	233	3	be	be	AUX
ajis02-2695	233	4	the	the	DET
ajis02-2695	233	5	reason	reason	NOUN
ajis02-2695	233	6	perceived	perceive	VERB
ajis02-2695	233	7	security	security	NOUN
ajis02-2695	233	8	was	be	AUX
ajis02-2695	233	9	not	not	PART
ajis02-2695	233	10	significant	significant	ADJ
ajis02-2695	233	11	.	.	PUNCT
ajis02-2695	234	1	the	the	DET
ajis02-2695	234	2	r2	r2	PROPN
ajis02-2695	234	3	value	value	NOUN
ajis02-2695	234	4	obtained	obtain	VERB
ajis02-2695	234	5	during	during	ADP
ajis02-2695	234	6	the	the	DET
ajis02-2695	234	7	structural	structural	ADJ
ajis02-2695	234	8	model	model	NOUN
ajis02-2695	234	9	analysis	analysis	NOUN
ajis02-2695	234	10	represents	represent	VERB
ajis02-2695	234	11	the	the	DET
ajis02-2695	234	12	total	total	ADJ
ajis02-2695	234	13	variance	variance	NOUN
ajis02-2695	234	14	explained	explain	VERB
ajis02-2695	234	15	by	by	ADP
ajis02-2695	234	16	the	the	DET
ajis02-2695	234	17	independent	independent	ADJ
ajis02-2695	234	18	variables	variable	NOUN
ajis02-2695	234	19	for	for	ADP
ajis02-2695	234	20	the	the	DET
ajis02-2695	234	21	dependent	dependent	ADJ
ajis02-2695	234	22	variable	variable	NOUN
ajis02-2695	234	23	.	.	PUNCT
ajis02-2695	235	1	the	the	DET
ajis02-2695	235	2	obtained	obtain	VERB
ajis02-2695	235	3	r2	r2	PROPN
ajis02-2695	235	4	values	value	NOUN
ajis02-2695	235	5	were	be	AUX
ajis02-2695	235	6	0.685	0.685	NUM
ajis02-2695	235	7	,	,	PUNCT
ajis02-2695	235	8	0.672	0.672	NUM
ajis02-2695	235	9	,	,	PUNCT
ajis02-2695	235	10	0.517	0.517	NUM
ajis02-2695	235	11	and	and	CCONJ
ajis02-2695	235	12	0.392	0.392	NUM
ajis02-2695	235	13	for	for	ADP
ajis02-2695	235	14	continuance	continuance	NOUN
ajis02-2695	235	15	intention	intention	NOUN
ajis02-2695	235	16	,	,	PUNCT
ajis02-2695	235	17	performance	performance	NOUN
ajis02-2695	235	18	expectancy	expectancy	NOUN
ajis02-2695	235	19	,	,	PUNCT
ajis02-2695	235	20	satisfaction	satisfaction	NOUN
ajis02-2695	235	21	and	and	CCONJ
ajis02-2695	235	22	trust	trust	NOUN
ajis02-2695	235	23	,	,	PUNCT
ajis02-2695	235	24	respectively	respectively	ADV
ajis02-2695	235	25	.	.	PUNCT
ajis02-2695	236	1	performance	performance	NOUN
ajis02-2695	236	2	expectancy	expectancy	NOUN
ajis02-2695	236	3	,	,	PUNCT
ajis02-2695	236	4	effort	effort	NOUN
ajis02-2695	236	5	expectancy	expectancy	NOUN
ajis02-2695	236	6	,	,	PUNCT
ajis02-2695	236	7	trust	trust	NOUN
ajis02-2695	236	8	and	and	CCONJ
ajis02-2695	236	9	satisfaction	satisfaction	NOUN
ajis02-2695	236	10	together	together	ADV
ajis02-2695	236	11	explained	explain	VERB
ajis02-2695	236	12	68.5	68.5	NUM
ajis02-2695	236	13	%	%	NOUN
ajis02-2695	236	14	of	of	ADP
ajis02-2695	236	15	the	the	DET
ajis02-2695	236	16	variance	variance	NOUN
ajis02-2695	236	17	in	in	ADP
ajis02-2695	236	18	the	the	DET
ajis02-2695	236	19	dependent	dependent	ADJ
ajis02-2695	236	20	variable	variable	NOUN
ajis02-2695	236	21	:	:	PUNCT
ajis02-2695	236	22	continuance	continuance	NOUN
ajis02-2695	236	23	intention	intention	NOUN
ajis02-2695	236	24	to	to	PART
ajis02-2695	236	25	use	use	VERB
ajis02-2695	236	26	mobile	mobile	ADJ
ajis02-2695	236	27	payment	payment	NOUN
ajis02-2695	236	28	systems	system	NOUN
ajis02-2695	236	29	.	.	PUNCT
ajis02-2695	237	1	the	the	DET
ajis02-2695	237	2	ecm	ecm	PROPN
ajis02-2695	237	3	model	model	NOUN
ajis02-2695	237	4	accounted	account	VERB
ajis02-2695	237	5	for	for	ADP
ajis02-2695	237	6	51.7	51.7	NUM
ajis02-2695	237	7	%	%	NOUN
ajis02-2695	237	8	of	of	ADP
ajis02-2695	237	9	the	the	DET
ajis02-2695	237	10	variance	variance	NOUN
ajis02-2695	237	11	explained	explain	VERB
ajis02-2695	237	12	in	in	ADP
ajis02-2695	237	13	continuance	continuance	NOUN
ajis02-2695	237	14	intention	intention	NOUN
ajis02-2695	237	15	to	to	PART
ajis02-2695	237	16	use	use	VERB
ajis02-2695	237	17	mobile	mobile	ADJ
ajis02-2695	237	18	payment	payment	NOUN
ajis02-2695	237	19	systems	system	NOUN
ajis02-2695	237	20	.	.	PUNCT
ajis02-2695	238	1	effort	effort	NOUN
ajis02-2695	238	2	expectancy	expectancy	NOUN
ajis02-2695	238	3	explained	explain	VERB
ajis02-2695	238	4	67.2	67.2	NUM
ajis02-2695	238	5	%	%	NOUN
ajis02-2695	238	6	of	of	ADP
ajis02-2695	238	7	the	the	DET
ajis02-2695	238	8	variance	variance	NOUN
ajis02-2695	238	9	in	in	ADP
ajis02-2695	238	10	performance	performance	NOUN
ajis02-2695	238	11	expectancy	expectancy	NOUN
ajis02-2695	238	12	;	;	PUNCT
ajis02-2695	238	13	whereas	whereas	SCONJ
ajis02-2695	238	14	perceived	perceive	VERB
ajis02-2695	238	15	security	security	NOUN
ajis02-2695	238	16	explained	explain	VERB
ajis02-2695	238	17	39.2	39.2	NUM
ajis02-2695	238	18	%	%	NOUN
ajis02-2695	238	19	of	of	ADP
ajis02-2695	238	20	the	the	DET
ajis02-2695	238	21	variance	variance	NOUN
ajis02-2695	238	22	in	in	ADP
ajis02-2695	238	23	trust	trust	NOUN
ajis02-2695	238	24	.	.	PUNCT
ajis02-2695	239	1	australasian	australasian	ADJ
ajis02-2695	239	2	journal	journal	NOUN
ajis02-2695	239	3	of	of	ADP
ajis02-2695	239	4	information	information	NOUN
ajis02-2695	239	5	systems	system	NOUN
ajis02-2695	239	6	singh	singh	PROPN
ajis02-2695	239	7	2020	2020	NUM
ajis02-2695	239	8	,	,	PUNCT
ajis02-2695	239	9	vol	vol	NOUN
ajis02-2695	239	10	24	24	NUM
ajis02-2695	239	11	,	,	PUNCT
ajis02-2695	239	12	research	research	NOUN
ajis02-2695	239	13	article	article	NOUN
ajis02-2695	239	14	explaining	explain	VERB
ajis02-2695	239	15	post	post	NOUN
ajis02-2695	239	16	-	-	NOUN
ajis02-2695	239	17	adoption	adoption	NOUN
ajis02-2695	239	18	of	of	ADP
ajis02-2695	239	19	mobile	mobile	ADJ
ajis02-2695	239	20	payment	payment	NOUN
ajis02-2695	239	21	systems	system	NOUN
ajis02-2695	239	22	15	15	NUM
ajis02-2695	239	23	hypotheses	hypothesis	NOUN
ajis02-2695	239	24	path	path	NOUN
ajis02-2695	239	25	path	path	NOUN
ajis02-2695	239	26	coefficient	coefficient	NOUN
ajis02-2695	239	27	p	p	NOUN
ajis02-2695	239	28	-	-	PUNCT
ajis02-2695	239	29	values	value	NOUN
ajis02-2695	239	30	result	result	VERB
ajis02-2695	239	31	h1	h1	PROPN
ajis02-2695	239	32	pe	pe	PROPN
ajis02-2695	239	33	→	→	SYM
ajis02-2695	239	34	ci	ci	PROPN
ajis02-2695	239	35	0.129	0.129	NUM
ajis02-2695	239	36	*	*	PUNCT
ajis02-2695	239	37	*	*	PUNCT
ajis02-2695	239	38	0.004	0.004	NUM
ajis02-2695	239	39	accepted	accept	VERB
ajis02-2695	239	40	h2	h2	PROPN
ajis02-2695	239	41	ee	ee	PROPN
ajis02-2695	239	42	→	→	SYM
ajis02-2695	239	43	ci	ci	PROPN
ajis02-2695	239	44	0.12	0.12	NUM
ajis02-2695	239	45	*	*	SYM
ajis02-2695	239	46	0.035	0.035	NUM
ajis02-2695	239	47	accepted	accept	VERB
ajis02-2695	239	48	h2a	h2a	PROPN
ajis02-2695	239	49	ee	ee	PROPN
ajis02-2695	239	50	→	→	SYM
ajis02-2695	239	51	pe	pe	ADP
ajis02-2695	239	52	0.576	0.576	NUM
ajis02-2695	239	53	*	*	PUNCT
ajis02-2695	239	54	*	*	PUNCT
ajis02-2695	239	55	*	*	PUNCT
ajis02-2695	239	56	0.000	0.000	NUM
ajis02-2695	239	57	accepted	accept	VERB
ajis02-2695	239	58	h3	h3	NOUN
ajis02-2695	239	59	ps	ps	PROPN
ajis02-2695	239	60	→	→	SYM
ajis02-2695	239	61	ci	ci	NOUN
ajis02-2695	239	62	0.001	0.001	NUM
ajis02-2695	239	63	0.988	0.988	NUM
ajis02-2695	239	64	rejected	reject	VERB
ajis02-2695	239	65	h3a	h3a	X
ajis02-2695	239	66	ps	ps	PROPN
ajis02-2695	239	67	→	→	SYM
ajis02-2695	239	68	trust	trust	NOUN
ajis02-2695	239	69	0.626	0.626	NUM
ajis02-2695	239	70	*	*	PUNCT
ajis02-2695	239	71	*	*	PUNCT
ajis02-2695	239	72	*	*	PUNCT
ajis02-2695	239	73	0.000	0.000	NUM
ajis02-2695	239	74	accepted	accept	VERB
ajis02-2695	239	75	h4	h4	PROPN
ajis02-2695	239	76	trust	trust	NOUN
ajis02-2695	239	77	→	→	SYM
ajis02-2695	239	78	ci	ci	PROPN
ajis02-2695	240	1	0.167	0.167	NUM
ajis02-2695	240	2	*	*	SYM
ajis02-2695	240	3	0.01	0.01	NUM
ajis02-2695	240	4	accepted	accepted	ADJ
ajis02-2695	240	5	h5	h5	NOUN
ajis02-2695	240	6	sat	sit	VERB
ajis02-2695	240	7	→	→	SYM
ajis02-2695	240	8	ci	ci	NOUN
ajis02-2695	240	9	0.518	0.518	NUM
ajis02-2695	240	10	*	*	PUNCT
ajis02-2695	240	11	*	*	PUNCT
ajis02-2695	240	12	*	*	PUNCT
ajis02-2695	240	13	0.000	0.000	NUM
ajis02-2695	240	14	accepted	accepted	ADJ
ajis02-2695	240	15	h6	h6	PROPN
ajis02-2695	240	16	conf	conf	NOUN
ajis02-2695	240	17	→	→	SYM
ajis02-2695	240	18	pe	pe	ADP
ajis02-2695	240	19	0.305	0.305	NUM
ajis02-2695	240	20	*	*	PUNCT
ajis02-2695	240	21	*	*	PUNCT
ajis02-2695	240	22	*	*	PUNCT
ajis02-2695	240	23	0.000	0.000	NUM
ajis02-2695	240	24	accepted	accept	VERB
ajis02-2695	240	25	h7	h7	PROPN
ajis02-2695	240	26	conf	conf	NOUN
ajis02-2695	240	27	→	→	PUNCT
ajis02-2695	240	28	sat	sit	VERB
ajis02-2695	240	29	0.572	0.572	NUM
ajis02-2695	240	30	*	*	PUNCT
ajis02-2695	240	31	*	*	PUNCT
ajis02-2695	240	32	*	*	PUNCT
ajis02-2695	240	33	0.000	0.000	NUM
ajis02-2695	240	34	accepted	accept	VERB
ajis02-2695	240	35	h8	h8	PROPN
ajis02-2695	240	36	pe	pe	PROPN
ajis02-2695	240	37	→	→	PUNCT
ajis02-2695	240	38	sat	sit	VERB
ajis02-2695	240	39	0.189	0.189	NUM
ajis02-2695	240	40	*	*	PUNCT
ajis02-2695	240	41	*	*	PUNCT
ajis02-2695	240	42	0.002	0.002	NUM
ajis02-2695	240	43	accepted	accept	VERB
ajis02-2695	240	44	*	*	PUNCT
ajis02-2695	240	45	p	p	X
ajis02-2695	240	46	<	<	X
ajis02-2695	240	47	0.05	0.05	NUM
ajis02-2695	240	48	;	;	PUNCT
ajis02-2695	240	49	*	*	PUNCT
ajis02-2695	240	50	*	*	PUNCT
ajis02-2695	240	51	p	p	X
ajis02-2695	240	52	<	<	X
ajis02-2695	240	53	0.01	0.01	NUM
ajis02-2695	240	54	;	;	PUNCT
ajis02-2695	240	55	*	*	PUNCT
ajis02-2695	240	56	*	*	PUNCT
ajis02-2695	240	57	*	*	PUNCT
ajis02-2695	240	58	p	p	X
ajis02-2695	240	59	<	<	X
ajis02-2695	240	60	0.001	0.001	NUM
ajis02-2695	240	61	table	table	NOUN
ajis02-2695	240	62	5	5	NUM
ajis02-2695	240	63	:	:	PUNCT
ajis02-2695	240	64	path	path	NOUN
ajis02-2695	240	65	coefficients	coefficient	NOUN
ajis02-2695	240	66	note	note	VERB
ajis02-2695	240	67	:	:	PUNCT
ajis02-2695	240	68	n.	n.	PROPN
ajis02-2695	240	69	s	s	PROPN
ajis02-2695	240	70	:	:	PUNCT
ajis02-2695	240	71	not	not	PART
ajis02-2695	240	72	significant	significant	ADJ
ajis02-2695	240	73	;	;	PUNCT
ajis02-2695	240	74	*	*	PUNCT
ajis02-2695	240	75	p<0.05	p<0.05	NOUN
ajis02-2695	240	76	;	;	PUNCT
ajis02-2695	240	77	*	*	PUNCT
ajis02-2695	240	78	*	*	PUNCT
ajis02-2695	240	79	p<0.01	p<0.01	PROPN
ajis02-2695	240	80	;	;	PUNCT
ajis02-2695	240	81	*	*	PUNCT
ajis02-2695	240	82	*	*	PUNCT
ajis02-2695	240	83	*	*	PUNCT
ajis02-2695	240	84	p<0.001	p<0.001	ADJ
ajis02-2695	240	85	dotted	dotted	ADJ
ajis02-2695	240	86	line	line	NOUN
ajis02-2695	240	87	indicates	indicate	VERB
ajis02-2695	240	88	non	non	ADJ
ajis02-2695	240	89	-	-	ADJ
ajis02-2695	240	90	significant	significant	ADJ
ajis02-2695	240	91	path	path	NOUN
ajis02-2695	240	92	figure	figure	NOUN
ajis02-2695	240	93	3	3	NUM
ajis02-2695	240	94	:	:	PUNCT
ajis02-2695	240	95	structural	structural	ADJ
ajis02-2695	240	96	model	model	PROPN
ajis02-2695	240	97	cohen	cohen	PROPN
ajis02-2695	240	98	’s	’s	PART
ajis02-2695	240	99	f2	f2	PROPN
ajis02-2695	240	100	was	be	AUX
ajis02-2695	240	101	calculated	calculate	VERB
ajis02-2695	240	102	(	(	PUNCT
ajis02-2695	240	103	cohen	cohen	NOUN
ajis02-2695	240	104	,	,	PUNCT
ajis02-2695	240	105	1988	1988	NUM
ajis02-2695	240	106	)	)	PUNCT
ajis02-2695	240	107	to	to	PART
ajis02-2695	240	108	assess	assess	VERB
ajis02-2695	240	109	the	the	DET
ajis02-2695	240	110	effect	effect	NOUN
ajis02-2695	240	111	size	size	NOUN
ajis02-2695	240	112	for	for	ADP
ajis02-2695	240	113	all	all	DET
ajis02-2695	240	114	significant	significant	ADJ
ajis02-2695	240	115	paths	path	NOUN
ajis02-2695	240	116	.	.	PUNCT
ajis02-2695	241	1	the	the	DET
ajis02-2695	241	2	suggested	suggest	VERB
ajis02-2695	241	3	values	value	NOUN
ajis02-2695	241	4	for	for	ADP
ajis02-2695	241	5	f2	f2	PROPN
ajis02-2695	241	6	are	be	AUX
ajis02-2695	241	7	0.02	0.02	NUM
ajis02-2695	241	8	for	for	ADP
ajis02-2695	241	9	small	small	ADJ
ajis02-2695	241	10	,	,	PUNCT
ajis02-2695	241	11	0.15	0.15	NUM
ajis02-2695	241	12	for	for	ADP
ajis02-2695	241	13	medium	medium	NOUN
ajis02-2695	241	14	and	and	CCONJ
ajis02-2695	241	15	0.35	0.35	NUM
ajis02-2695	241	16	for	for	ADP
ajis02-2695	241	17	large	large	ADJ
ajis02-2695	241	18	.	.	PUNCT
ajis02-2695	242	1	to	to	PART
ajis02-2695	242	2	assess	assess	VERB
ajis02-2695	242	3	an	an	DET
ajis02-2695	242	4	exogenous	exogenous	ADJ
ajis02-2695	242	5	construct	construct	NOUN
ajis02-2695	242	6	’s	’s	PART
ajis02-2695	242	7	contribution	contribution	NOUN
ajis02-2695	242	8	to	to	ADP
ajis02-2695	242	9	an	an	DET
ajis02-2695	242	10	endogenous	endogenous	ADJ
ajis02-2695	242	11	variable	variable	NOUN
ajis02-2695	242	12	’s	’s	PART
ajis02-2695	242	13	q2	q2	NOUN
ajis02-2695	242	14	value	value	NOUN
ajis02-2695	242	15	,	,	PUNCT
ajis02-2695	242	16	q2	q2	PROPN
ajis02-2695	242	17	was	be	AUX
ajis02-2695	242	18	calculated	calculate	VERB
ajis02-2695	242	19	.	.	PUNCT
ajis02-2695	243	1	the	the	DET
ajis02-2695	243	2	q2	q2	NOUN
ajis02-2695	243	3	values	value	NOUN
ajis02-2695	243	4	of	of	ADP
ajis02-2695	243	5	0.02	0.02	NUM
ajis02-2695	243	6	,	,	PUNCT
ajis02-2695	243	7	0.15	0.15	NUM
ajis02-2695	243	8	and	and	CCONJ
ajis02-2695	243	9	0.35	0.35	NUM
ajis02-2695	243	10	indicate	indicate	VERB
ajis02-2695	243	11	that	that	SCONJ
ajis02-2695	243	12	an	an	DET
ajis02-2695	243	13	exogenous	exogenous	ADJ
ajis02-2695	243	14	construct	construct	NOUN
ajis02-2695	243	15	has	have	VERB
ajis02-2695	243	16	small	small	ADJ
ajis02-2695	243	17	,	,	PUNCT
ajis02-2695	243	18	medium	medium	ADJ
ajis02-2695	243	19	and	and	CCONJ
ajis02-2695	243	20	large	large	ADJ
ajis02-2695	243	21	predictive	predictive	ADJ
ajis02-2695	243	22	relevance	relevance	NOUN
ajis02-2695	243	23	to	to	ADP
ajis02-2695	243	24	its	its	PRON
ajis02-2695	243	25	endogenous	endogenous	ADJ
ajis02-2695	243	26	construct	construct	NOUN
ajis02-2695	243	27	,	,	PUNCT
ajis02-2695	243	28	respectively	respectively	ADV
ajis02-2695	243	29	.	.	PUNCT
ajis02-2695	243	30	table	table	NOUN
ajis02-2695	243	31	6	6	NUM
ajis02-2695	243	32	shows	show	VERB
ajis02-2695	243	33	the	the	DET
ajis02-2695	243	34	effect	effect	NOUN
ajis02-2695	243	35	size	size	NOUN
ajis02-2695	243	36	and	and	CCONJ
ajis02-2695	243	37	predictive	predictive	ADJ
ajis02-2695	243	38	relevance	relevance	NOUN
ajis02-2695	243	39	.	.	PUNCT
ajis02-2695	244	1	australasian	australasian	ADJ
ajis02-2695	244	2	journal	journal	NOUN
ajis02-2695	244	3	of	of	ADP
ajis02-2695	244	4	information	information	NOUN
ajis02-2695	244	5	systems	system	NOUN
ajis02-2695	244	6	singh	singh	PROPN
ajis02-2695	244	7	2020	2020	NUM
ajis02-2695	244	8	,	,	PUNCT
ajis02-2695	244	9	vol	vol	NOUN
ajis02-2695	244	10	24	24	NUM
ajis02-2695	244	11	,	,	PUNCT
ajis02-2695	244	12	research	research	NOUN
ajis02-2695	244	13	article	article	NOUN
ajis02-2695	244	14	explaining	explain	VERB
ajis02-2695	244	15	post	post	NOUN
ajis02-2695	244	16	-	-	NOUN
ajis02-2695	244	17	adoption	adoption	NOUN
ajis02-2695	244	18	of	of	ADP
ajis02-2695	244	19	mobile	mobile	ADJ
ajis02-2695	244	20	payment	payment	NOUN
ajis02-2695	244	21	systems	system	NOUN
ajis02-2695	244	22	16	16	NUM
ajis02-2695	244	23	path	path	NOUN
ajis02-2695	244	24	f2	f2	ADJ
ajis02-2695	244	25	effect	effect	NOUN
ajis02-2695	244	26	size	size	NOUN
ajis02-2695	244	27	q2	q2	NOUN
ajis02-2695	244	28	effect	effect	NOUN
ajis02-2695	244	29	size	size	NOUN
ajis02-2695	244	30	pe	pe	PROPN
ajis02-2695	244	31	→	→	SYM
ajis02-2695	244	32	ci	ci	PROPN
ajis02-2695	244	33	0.019	0.019	NUM
ajis02-2695	244	34	small	small	ADJ
ajis02-2695	244	35	0.006	0.006	NUM
ajis02-2695	244	36	small	small	ADJ
ajis02-2695	244	37	ee	ee	PROPN
ajis02-2695	244	38	→	→	SYM
ajis02-2695	244	39	ci	ci	PROPN
ajis02-2695	244	40	0.016	0.016	NUM
ajis02-2695	244	41	small	small	ADJ
ajis02-2695	244	42	0.004	0.004	NUM
ajis02-2695	244	43	small	small	ADJ
ajis02-2695	244	44	ee	ee	PROPN
ajis02-2695	244	45	→	→	SYM
ajis02-2695	244	46	pe	pe	PROPN
ajis02-2695	244	47	0.524	0.524	NUM
ajis02-2695	244	48	large	large	ADJ
ajis02-2695	244	49	0.186	0.186	NUM
ajis02-2695	244	50	medium	medium	NOUN
ajis02-2695	244	51	trust→	trust→	PROPN
ajis02-2695	244	52	ci	ci	NOUN
ajis02-2695	244	53	0.029	0.029	NUM
ajis02-2695	244	54	small	small	ADJ
ajis02-2695	244	55	0.011	0.011	NUM
ajis02-2695	244	56	small	small	NOUN
ajis02-2695	244	57	sat	sit	VERB
ajis02-2695	244	58	→	→	SYM
ajis02-2695	244	59	ci	ci	NOUN
ajis02-2695	244	60	0.34	0.34	NUM
ajis02-2695	244	61	medium	medium	NOUN
ajis02-2695	244	62	0.138	0.138	NUM
ajis02-2695	244	63	medium	medium	ADJ
ajis02-2695	244	64	conf	conf	NOUN
ajis02-2695	244	65	→	→	SYM
ajis02-2695	244	66	pe	pe	PROPN
ajis02-2695	244	67	0.143	0.143	NUM
ajis02-2695	244	68	small	small	ADJ
ajis02-2695	244	69	0.054	0.054	NUM
ajis02-2695	244	70	small	small	ADJ
ajis02-2695	244	71	conf	conf	NOUN
ajis02-2695	244	72	→	→	PUNCT
ajis02-2695	244	73	sat	sit	VERB
ajis02-2695	244	74	0.335	0.335	NUM
ajis02-2695	244	75	medium	medium	NOUN
ajis02-2695	244	76	0,207	0,207	NUM
ajis02-2695	244	77	medium	medium	NOUN
ajis02-2695	244	78	pe	pe	PROPN
ajis02-2695	244	79	→	→	PUNCT
ajis02-2695	244	80	sat	sit	VERB
ajis02-2695	244	81	0.037	0.037	NUM
ajis02-2695	244	82	small	small	ADJ
ajis02-2695	244	83	0.023	0.023	NUM
ajis02-2695	244	84	small	small	ADJ
ajis02-2695	244	85	table	table	NOUN
ajis02-2695	244	86	6	6	NUM
ajis02-2695	244	87	:	:	PUNCT
ajis02-2695	244	88	theoretical	theoretical	ADJ
ajis02-2695	244	89	effect	effect	NOUN
ajis02-2695	244	90	size	size	NOUN
ajis02-2695	244	91	for	for	ADP
ajis02-2695	244	92	f2	f2	PROPN
ajis02-2695	244	93	and	and	CCONJ
ajis02-2695	244	94	q2	q2	PROPN
ajis02-2695	244	95	stone	stone	NOUN
ajis02-2695	244	96	-	-	PUNCT
ajis02-2695	244	97	geisser	geisser	NOUN
ajis02-2695	244	98	’s	’s	PART
ajis02-2695	244	99	q2	q2	NOUN
ajis02-2695	244	100	(	(	PUNCT
ajis02-2695	244	101	geisser	geisser	NOUN
ajis02-2695	244	102	,	,	PUNCT
ajis02-2695	244	103	1975	1975	NUM
ajis02-2695	244	104	;	;	PUNCT
ajis02-2695	244	105	stone	stone	NOUN
ajis02-2695	244	106	,	,	PUNCT
ajis02-2695	244	107	1974	1974	NUM
ajis02-2695	244	108	)	)	PUNCT
ajis02-2695	244	109	value	value	NOUN
ajis02-2695	244	110	was	be	AUX
ajis02-2695	244	111	computed	compute	VERB
ajis02-2695	244	112	to	to	PART
ajis02-2695	244	113	cross	cross	VERB
ajis02-2695	244	114	-	-	VERB
ajis02-2695	244	115	validate	validate	VERB
ajis02-2695	244	116	the	the	DET
ajis02-2695	244	117	predictive	predictive	ADJ
ajis02-2695	244	118	relevance	relevance	NOUN
ajis02-2695	244	119	of	of	ADP
ajis02-2695	244	120	the	the	DET
ajis02-2695	244	121	model	model	NOUN
ajis02-2695	244	122	by	by	ADP
ajis02-2695	244	123	running	run	VERB
ajis02-2695	244	124	the	the	DET
ajis02-2695	244	125	blindfolding	blindfold	VERB
ajis02-2695	244	126	technique	technique	NOUN
ajis02-2695	244	127	with	with	ADP
ajis02-2695	244	128	an	an	DET
ajis02-2695	244	129	omission	omission	NOUN
ajis02-2695	244	130	distance	distance	NOUN
ajis02-2695	244	131	of	of	ADP
ajis02-2695	244	132	7	7	NUM
ajis02-2695	244	133	.	.	PUNCT
ajis02-2695	245	1	the	the	DET
ajis02-2695	245	2	q2	q2	PROPN
ajis02-2695	245	3	values	value	NOUN
ajis02-2695	245	4	obtained	obtain	VERB
ajis02-2695	245	5	for	for	ADP
ajis02-2695	245	6	the	the	DET
ajis02-2695	245	7	endogenous	endogenous	ADJ
ajis02-2695	245	8	variables	variable	NOUN
ajis02-2695	245	9	continuance	continuance	NOUN
ajis02-2695	245	10	intention	intention	NOUN
ajis02-2695	245	11	,	,	PUNCT
ajis02-2695	245	12	performance	performance	NOUN
ajis02-2695	245	13	expectancy	expectancy	NOUN
ajis02-2695	245	14	,	,	PUNCT
ajis02-2695	245	15	satisfaction	satisfaction	NOUN
ajis02-2695	245	16	and	and	CCONJ
ajis02-2695	245	17	trust	trust	NOUN
ajis02-2695	245	18	were	be	AUX
ajis02-2695	245	19	0.465	0.465	NUM
ajis02-2695	245	20	,	,	PUNCT
ajis02-2695	245	21	0.426	0.426	NUM
ajis02-2695	245	22	,	,	PUNCT
ajis02-2695	245	23	0.396	0.396	NUM
ajis02-2695	245	24	and	and	CCONJ
ajis02-2695	245	25	0.252	0.252	NUM
ajis02-2695	245	26	,	,	PUNCT
ajis02-2695	245	27	respectively	respectively	ADV
ajis02-2695	245	28	.	.	PUNCT
ajis02-2695	246	1	these	these	PRON
ajis02-2695	246	2	are	be	AUX
ajis02-2695	246	3	greater	great	ADJ
ajis02-2695	246	4	than	than	ADP
ajis02-2695	246	5	zero	zero	NUM
ajis02-2695	246	6	,	,	PUNCT
ajis02-2695	246	7	indicating	indicate	VERB
ajis02-2695	246	8	that	that	SCONJ
ajis02-2695	246	9	the	the	DET
ajis02-2695	246	10	model	model	NOUN
ajis02-2695	246	11	has	have	VERB
ajis02-2695	246	12	predictive	predictive	ADJ
ajis02-2695	246	13	relevance	relevance	NOUN
ajis02-2695	246	14	(	(	PUNCT
ajis02-2695	246	15	hair	hair	NOUN
ajis02-2695	246	16	,	,	PUNCT
ajis02-2695	246	17	hult	hult	PROPN
ajis02-2695	246	18	,	,	PUNCT
ajis02-2695	246	19	ringle	ringle	PROPN
ajis02-2695	246	20	,	,	PUNCT
ajis02-2695	246	21	&	&	CCONJ
ajis02-2695	246	22	sarstedt	sarstedt	PROPN
ajis02-2695	246	23	,	,	PUNCT
ajis02-2695	246	24	2016	2016	NUM
ajis02-2695	246	25	)	)	PUNCT
ajis02-2695	246	26	.	.	PUNCT
ajis02-2695	247	1	5.4	5.4	NUM
ajis02-2695	247	2	mediation	mediation	NOUN
ajis02-2695	247	3	analysis	analysis	NOUN
ajis02-2695	247	4	to	to	PART
ajis02-2695	247	5	assess	assess	VERB
ajis02-2695	247	6	the	the	DET
ajis02-2695	247	7	mediation	mediation	NOUN
ajis02-2695	247	8	effect	effect	NOUN
ajis02-2695	247	9	in	in	ADP
ajis02-2695	247	10	the	the	DET
ajis02-2695	247	11	theoretical	theoretical	ADJ
ajis02-2695	247	12	model	model	NOUN
ajis02-2695	247	13	,	,	PUNCT
ajis02-2695	247	14	the	the	DET
ajis02-2695	247	15	bootstrapping	bootstrappe	VERB
ajis02-2695	247	16	method	method	NOUN
ajis02-2695	247	17	was	be	AUX
ajis02-2695	247	18	used	use	VERB
ajis02-2695	247	19	.	.	PUNCT
ajis02-2695	248	1	this	this	DET
ajis02-2695	248	2	method	method	NOUN
ajis02-2695	248	3	does	do	AUX
ajis02-2695	248	4	not	not	PART
ajis02-2695	248	5	make	make	VERB
ajis02-2695	248	6	any	any	DET
ajis02-2695	248	7	assumption	assumption	NOUN
ajis02-2695	248	8	about	about	ADP
ajis02-2695	248	9	the	the	DET
ajis02-2695	248	10	sampling	sample	VERB
ajis02-2695	248	11	distribution	distribution	NOUN
ajis02-2695	248	12	,	,	PUNCT
ajis02-2695	248	13	and	and	CCONJ
ajis02-2695	248	14	it	it	PRON
ajis02-2695	248	15	works	work	VERB
ajis02-2695	248	16	well	well	ADV
ajis02-2695	248	17	with	with	ADP
ajis02-2695	248	18	small	small	ADJ
ajis02-2695	248	19	sample	sample	NOUN
ajis02-2695	248	20	sizes	size	NOUN
ajis02-2695	248	21	(	(	PUNCT
ajis02-2695	248	22	hair	hair	NOUN
ajis02-2695	248	23	et	et	PROPN
ajis02-2695	248	24	al	al	PROPN
ajis02-2695	248	25	.	.	PROPN
ajis02-2695	248	26	,	,	PUNCT
ajis02-2695	248	27	2016	2016	NUM
ajis02-2695	248	28	)	)	PUNCT
ajis02-2695	248	29	.	.	PUNCT
ajis02-2695	249	1	the	the	DET
ajis02-2695	249	2	variance	variance	NOUN
ajis02-2695	249	3	accounted	account	VERB
ajis02-2695	249	4	for	for	ADP
ajis02-2695	249	5	(	(	PUNCT
ajis02-2695	249	6	vaf	vaf	NOUN
ajis02-2695	249	7	)	)	PUNCT
ajis02-2695	249	8	was	be	AUX
ajis02-2695	249	9	used	use	VERB
ajis02-2695	249	10	with	with	ADP
ajis02-2695	249	11	the	the	DET
ajis02-2695	249	12	following	follow	VERB
ajis02-2695	249	13	conditions	condition	NOUN
ajis02-2695	249	14	(	(	PUNCT
ajis02-2695	249	15	hair	hair	NOUN
ajis02-2695	249	16	et	et	PROPN
ajis02-2695	249	17	al	al	PROPN
ajis02-2695	249	18	.	.	PROPN
ajis02-2695	249	19	,	,	PUNCT
ajis02-2695	249	20	2016	2016	NUM
ajis02-2695	249	21	)	)	PUNCT
ajis02-2695	249	22	to	to	PART
ajis02-2695	249	23	examine	examine	VERB
ajis02-2695	249	24	the	the	DET
ajis02-2695	249	25	mediation	mediation	NOUN
ajis02-2695	249	26	analysis	analysis	NOUN
ajis02-2695	249	27	.	.	PUNCT
ajis02-2695	250	1	vaf	vaf	NOUN
ajis02-2695	250	2	=	=	SYM
ajis02-2695	250	3	indirect	indirect	ADJ
ajis02-2695	250	4	effect	effect	NOUN
ajis02-2695	250	5	/	/	SYM
ajis02-2695	250	6	total	total	ADJ
ajis02-2695	250	7	effect	effect	NOUN
ajis02-2695	250	8	if	if	SCONJ
ajis02-2695	250	9	the	the	DET
ajis02-2695	250	10	vaf	vaf	PROPN
ajis02-2695	250	11	value	value	NOUN
ajis02-2695	250	12	is	be	AUX
ajis02-2695	250	13	less	less	ADJ
ajis02-2695	250	14	than	than	ADP
ajis02-2695	250	15	0.2	0.2	NUM
ajis02-2695	250	16	,	,	PUNCT
ajis02-2695	250	17	there	there	PRON
ajis02-2695	250	18	is	be	VERB
ajis02-2695	250	19	no	no	DET
ajis02-2695	250	20	mediation	mediation	NOUN
ajis02-2695	250	21	;	;	PUNCT
ajis02-2695	250	22	if	if	SCONJ
ajis02-2695	250	23	the	the	DET
ajis02-2695	250	24	value	value	NOUN
ajis02-2695	250	25	is	be	AUX
ajis02-2695	250	26	greater	great	ADJ
ajis02-2695	250	27	than	than	ADP
ajis02-2695	250	28	or	or	CCONJ
ajis02-2695	250	29	equal	equal	ADJ
ajis02-2695	250	30	to	to	ADP
ajis02-2695	250	31	0.2	0.2	NUM
ajis02-2695	250	32	and	and	CCONJ
ajis02-2695	250	33	less	less	ADJ
ajis02-2695	250	34	than	than	ADP
ajis02-2695	250	35	or	or	CCONJ
ajis02-2695	250	36	equal	equal	ADJ
ajis02-2695	250	37	to	to	ADP
ajis02-2695	250	38	0.8	0.8	NUM
ajis02-2695	250	39	,	,	PUNCT
ajis02-2695	250	40	then	then	ADV
ajis02-2695	250	41	there	there	PRON
ajis02-2695	250	42	is	be	VERB
ajis02-2695	250	43	partial	partial	ADJ
ajis02-2695	250	44	mediation	mediation	NOUN
ajis02-2695	250	45	;	;	PUNCT
ajis02-2695	250	46	and	and	CCONJ
ajis02-2695	250	47	if	if	SCONJ
ajis02-2695	250	48	the	the	DET
ajis02-2695	250	49	value	value	NOUN
ajis02-2695	250	50	is	be	AUX
ajis02-2695	250	51	greater	great	ADJ
ajis02-2695	250	52	than	than	ADP
ajis02-2695	250	53	0.8	0.8	NUM
ajis02-2695	250	54	,	,	PUNCT
ajis02-2695	250	55	there	there	PRON
ajis02-2695	250	56	is	be	VERB
ajis02-2695	250	57	full	full	ADJ
ajis02-2695	250	58	mediation	mediation	NOUN
ajis02-2695	250	59	(	(	PUNCT
ajis02-2695	250	60	hair	hair	NOUN
ajis02-2695	250	61	et	et	PROPN
ajis02-2695	250	62	al	al	PROPN
ajis02-2695	250	63	.	.	PROPN
ajis02-2695	250	64	,	,	PUNCT
ajis02-2695	250	65	2016	2016	NUM
ajis02-2695	250	66	)	)	PUNCT
ajis02-2695	250	67	.	.	PUNCT
ajis02-2695	251	1	the	the	DET
ajis02-2695	251	2	vaf	vaf	PROPN
ajis02-2695	251	3	value	value	NOUN
ajis02-2695	251	4	was	be	AUX
ajis02-2695	251	5	calculated	calculate	VERB
ajis02-2695	251	6	(	(	PUNCT
ajis02-2695	251	7	table	table	NOUN
ajis02-2695	251	8	7	7	NUM
ajis02-2695	251	9	)	)	PUNCT
ajis02-2695	251	10	to	to	PART
ajis02-2695	251	11	determine	determine	VERB
ajis02-2695	251	12	the	the	DET
ajis02-2695	251	13	mediation	mediation	NOUN
ajis02-2695	251	14	effect	effect	NOUN
ajis02-2695	251	15	of	of	ADP
ajis02-2695	251	16	the	the	DET
ajis02-2695	251	17	variable	variable	ADJ
ajis02-2695	251	18	satisfaction	satisfaction	NOUN
ajis02-2695	251	19	in	in	ADP
ajis02-2695	251	20	the	the	DET
ajis02-2695	251	21	relationship	relationship	NOUN
ajis02-2695	251	22	between	between	ADP
ajis02-2695	251	23	performance	performance	NOUN
ajis02-2695	251	24	expectancy	expectancy	NOUN
ajis02-2695	251	25	and	and	CCONJ
ajis02-2695	251	26	continuance	continuance	NOUN
ajis02-2695	251	27	intention	intention	NOUN
ajis02-2695	251	28	to	to	PART
ajis02-2695	251	29	use	use	VERB
ajis02-2695	251	30	mobile	mobile	ADJ
ajis02-2695	251	31	payment	payment	NOUN
ajis02-2695	251	32	systems	system	NOUN
ajis02-2695	251	33	.	.	PUNCT
ajis02-2695	252	1	the	the	DET
ajis02-2695	252	2	vaf	vaf	PROPN
ajis02-2695	252	3	value	value	NOUN
ajis02-2695	252	4	obtained	obtain	VERB
ajis02-2695	252	5	was	be	AUX
ajis02-2695	252	6	0.43	0.43	NUM
ajis02-2695	252	7	,	,	PUNCT
ajis02-2695	252	8	indicating	indicate	VERB
ajis02-2695	252	9	that	that	SCONJ
ajis02-2695	252	10	satisfaction	satisfaction	NOUN
ajis02-2695	252	11	partially	partially	ADV
ajis02-2695	252	12	mediated	mediate	VERB
ajis02-2695	252	13	the	the	DET
ajis02-2695	252	14	relationship	relationship	NOUN
ajis02-2695	252	15	between	between	ADP
ajis02-2695	252	16	performance	performance	NOUN
ajis02-2695	252	17	expectancy	expectancy	NOUN
ajis02-2695	252	18	and	and	CCONJ
ajis02-2695	252	19	continuance	continuance	NOUN
ajis02-2695	252	20	intention	intention	NOUN
ajis02-2695	252	21	.	.	PUNCT
ajis02-2695	253	1	for	for	ADP
ajis02-2695	253	2	the	the	DET
ajis02-2695	253	3	mediation	mediation	NOUN
ajis02-2695	253	4	effect	effect	NOUN
ajis02-2695	253	5	of	of	ADP
ajis02-2695	253	6	satisfaction	satisfaction	NOUN
ajis02-2695	253	7	on	on	ADP
ajis02-2695	253	8	the	the	DET
ajis02-2695	253	9	relationship	relationship	NOUN
ajis02-2695	253	10	between	between	ADP
ajis02-2695	253	11	effort	effort	NOUN
ajis02-2695	253	12	expectancy	expectancy	NOUN
ajis02-2695	253	13	and	and	CCONJ
ajis02-2695	253	14	continuance	continuance	NOUN
ajis02-2695	253	15	intention	intention	NOUN
ajis02-2695	253	16	,	,	PUNCT
ajis02-2695	253	17	the	the	DET
ajis02-2695	253	18	vaf	vaf	PROPN
ajis02-2695	253	19	value	value	NOUN
ajis02-2695	253	20	was	be	AUX
ajis02-2695	253	21	0.22	0.22	NUM
ajis02-2695	253	22	,	,	PUNCT
ajis02-2695	253	23	showing	show	VERB
ajis02-2695	253	24	partial	partial	ADJ
ajis02-2695	253	25	mediation	mediation	NOUN
ajis02-2695	253	26	.	.	PUNCT
ajis02-2695	254	1	satisfaction	satisfaction	NOUN
ajis02-2695	254	2	fully	fully	ADV
ajis02-2695	254	3	mediated	mediate	VERB
ajis02-2695	254	4	the	the	DET
ajis02-2695	254	5	relationship	relationship	NOUN
ajis02-2695	254	6	between	between	ADP
ajis02-2695	254	7	confirmation	confirmation	NOUN
ajis02-2695	254	8	and	and	CCONJ
ajis02-2695	254	9	continuance	continuance	NOUN
ajis02-2695	254	10	intention	intention	NOUN
ajis02-2695	254	11	to	to	PART
ajis02-2695	254	12	use	use	VERB
ajis02-2695	254	13	mobile	mobile	ADJ
ajis02-2695	254	14	payment	payment	NOUN
ajis02-2695	254	15	systems	system	NOUN
ajis02-2695	254	16	.	.	PUNCT
ajis02-2695	255	1	performance	performance	NOUN
ajis02-2695	255	2	expectancy	expectancy	NOUN
ajis02-2695	255	3	partially	partially	ADV
ajis02-2695	255	4	mediated	mediate	VERB
ajis02-2695	255	5	the	the	DET
ajis02-2695	255	6	relationship	relationship	NOUN
ajis02-2695	255	7	between	between	ADP
ajis02-2695	255	8	effort	effort	NOUN
ajis02-2695	255	9	expectancy	expectancy	NOUN
ajis02-2695	255	10	and	and	CCONJ
ajis02-2695	255	11	continuance	continuance	NOUN
ajis02-2695	255	12	intention	intention	NOUN
ajis02-2695	255	13	,	,	PUNCT
ajis02-2695	255	14	and	and	CCONJ
ajis02-2695	255	15	fully	fully	ADV
ajis02-2695	255	16	mediated	mediate	VERB
ajis02-2695	255	17	the	the	DET
ajis02-2695	255	18	relationship	relationship	NOUN
ajis02-2695	255	19	between	between	ADP
ajis02-2695	255	20	effort	effort	NOUN
ajis02-2695	255	21	expectancy	expectancy	NOUN
ajis02-2695	255	22	and	and	CCONJ
ajis02-2695	255	23	satisfaction	satisfaction	NOUN
ajis02-2695	255	24	.	.	PUNCT
ajis02-2695	256	1	trust	trust	NOUN
ajis02-2695	256	2	fully	fully	ADV
ajis02-2695	256	3	mediated	mediate	VERB
ajis02-2695	256	4	the	the	DET
ajis02-2695	256	5	relationship	relationship	NOUN
ajis02-2695	256	6	between	between	ADP
ajis02-2695	256	7	perceived	perceive	VERB
ajis02-2695	256	8	security	security	NOUN
ajis02-2695	256	9	and	and	CCONJ
ajis02-2695	256	10	continuance	continuance	NOUN
ajis02-2695	256	11	intention	intention	NOUN
ajis02-2695	256	12	.	.	PUNCT
ajis02-2695	257	1	path	path	NOUN
ajis02-2695	257	2	vaf	vaf	PROPN
ajis02-2695	257	3	mediation	mediation	PROPN
ajis02-2695	257	4	ee→pe→ci	ee→pe→ci	CCONJ
ajis02-2695	257	5	0.381	0.381	NUM
ajis02-2695	257	6	partial	partial	ADJ
ajis02-2695	257	7	conf	conf	NOUN
ajis02-2695	257	8	→	→	SYM
ajis02-2695	257	9	pe	pe	PROPN
ajis02-2695	257	10	→	→	PUNCT
ajis02-2695	257	11	sat	sit	VERB
ajis02-2695	257	12	→	→	SYM
ajis02-2695	257	13	ci	ci	NOUN
ajis02-2695	257	14	0.08	0.08	NUM
ajis02-2695	257	15	nil	nil	NOUN
ajis02-2695	257	16	ee	ee	PROPN
ajis02-2695	257	17	→	→	SYM
ajis02-2695	257	18	pe	pe	PROPN
ajis02-2695	257	19	→	→	PUNCT
ajis02-2695	257	20	sat	sit	VERB
ajis02-2695	257	21	→	→	SYM
ajis02-2695	257	22	ci	ci	NOUN
ajis02-2695	257	23	0.22	0.22	NUM
ajis02-2695	257	24	partial	partial	ADJ
ajis02-2695	257	25	conf	conf	NOUN
ajis02-2695	257	26	→	→	SYM
ajis02-2695	257	27	pe	pe	PROPN
ajis02-2695	257	28	→	→	PUNCT
ajis02-2695	257	29	sat	sit	VERB
ajis02-2695	257	30	0.09	0.09	NUM
ajis02-2695	257	31	nil	nil	NOUN
ajis02-2695	257	32	conf→sat→ci	conf→sat→ci	NOUN
ajis02-2695	257	33	0.8	0.8	NUM
ajis02-2695	257	34	full	full	ADJ
ajis02-2695	257	35	ee→pe→sat	ee→pe→sat	VERB
ajis02-2695	257	36	1	1	NUM
ajis02-2695	257	37	full	full	ADJ
ajis02-2695	257	38	ps→trust→ci	ps→trust→ci	ADJ
ajis02-2695	257	39	1	1	NUM
ajis02-2695	257	40	full	full	ADJ
ajis02-2695	257	41	table	table	NOUN
ajis02-2695	257	42	7	7	NUM
ajis02-2695	257	43	:	:	PUNCT
ajis02-2695	257	44	mediation	mediation	NOUN
ajis02-2695	257	45	analysis	analysis	NOUN
ajis02-2695	257	46	australasian	australasian	ADJ
ajis02-2695	257	47	journal	journal	NOUN
ajis02-2695	257	48	of	of	ADP
ajis02-2695	257	49	information	information	NOUN
ajis02-2695	257	50	systems	system	NOUN
ajis02-2695	257	51	singh	singh	PROPN
ajis02-2695	257	52	2020	2020	NUM
ajis02-2695	257	53	,	,	PUNCT
ajis02-2695	257	54	vol	vol	NOUN
ajis02-2695	257	55	24	24	NUM
ajis02-2695	257	56	,	,	PUNCT
ajis02-2695	257	57	research	research	NOUN
ajis02-2695	257	58	article	article	NOUN
ajis02-2695	257	59	explaining	explain	VERB
ajis02-2695	257	60	post	post	NOUN
ajis02-2695	257	61	-	-	NOUN
ajis02-2695	257	62	adoption	adoption	NOUN
ajis02-2695	257	63	of	of	ADP
ajis02-2695	257	64	mobile	mobile	ADJ
ajis02-2695	257	65	payment	payment	NOUN
ajis02-2695	257	66	systems	system	NOUN
ajis02-2695	257	67	17	17	NUM
ajis02-2695	257	68	6	6	NUM
ajis02-2695	257	69	discussion	discussion	NOUN
ajis02-2695	257	70	many	many	ADJ
ajis02-2695	257	71	studies	study	NOUN
ajis02-2695	257	72	have	have	AUX
ajis02-2695	257	73	examined	examine	VERB
ajis02-2695	257	74	the	the	DET
ajis02-2695	257	75	initial	initial	ADJ
ajis02-2695	257	76	acceptance	acceptance	NOUN
ajis02-2695	257	77	of	of	ADP
ajis02-2695	257	78	mobile	mobile	ADJ
ajis02-2695	257	79	payment	payment	NOUN
ajis02-2695	257	80	systems	system	NOUN
ajis02-2695	257	81	by	by	ADP
ajis02-2695	257	82	users	user	NOUN
ajis02-2695	257	83	and	and	CCONJ
ajis02-2695	257	84	also	also	ADV
ajis02-2695	257	85	various	various	ADJ
ajis02-2695	257	86	antecedents	antecedent	NOUN
ajis02-2695	257	87	to	to	ADP
ajis02-2695	257	88	initial	initial	ADJ
ajis02-2695	257	89	adoption	adoption	NOUN
ajis02-2695	257	90	.	.	PUNCT
ajis02-2695	258	1	however	however	ADV
ajis02-2695	258	2	,	,	PUNCT
ajis02-2695	258	3	few	few	ADJ
ajis02-2695	258	4	studies	study	NOUN
ajis02-2695	258	5	have	have	AUX
ajis02-2695	258	6	addressed	address	VERB
ajis02-2695	258	7	postadoption	postadoption	NOUN
ajis02-2695	258	8	behaviour	behaviour	NOUN
ajis02-2695	258	9	with	with	ADP
ajis02-2695	258	10	respect	respect	NOUN
ajis02-2695	258	11	to	to	ADP
ajis02-2695	258	12	these	these	DET
ajis02-2695	258	13	systems	system	NOUN
ajis02-2695	258	14	.	.	PUNCT
ajis02-2695	259	1	the	the	DET
ajis02-2695	259	2	current	current	ADJ
ajis02-2695	259	3	study	study	NOUN
ajis02-2695	259	4	addressed	address	VERB
ajis02-2695	259	5	this	this	DET
ajis02-2695	259	6	research	research	NOUN
ajis02-2695	259	7	gap	gap	NOUN
ajis02-2695	259	8	by	by	ADP
ajis02-2695	259	9	investigating	investigate	VERB
ajis02-2695	259	10	post	post	ADJ
ajis02-2695	259	11	-	-	ADJ
ajis02-2695	259	12	adoption	adoption	ADJ
ajis02-2695	259	13	behaviour	behaviour	NOUN
ajis02-2695	259	14	towards	towards	ADP
ajis02-2695	259	15	mobile	mobile	ADJ
ajis02-2695	259	16	payment	payment	NOUN
ajis02-2695	259	17	systems	system	NOUN
ajis02-2695	259	18	using	use	VERB
ajis02-2695	259	19	a	a	DET
ajis02-2695	259	20	theoretical	theoretical	ADJ
ajis02-2695	259	21	framework	framework	NOUN
ajis02-2695	259	22	combining	combine	VERB
ajis02-2695	259	23	the	the	DET
ajis02-2695	259	24	utaut	utaut	NOUN
ajis02-2695	259	25	and	and	CCONJ
ajis02-2695	259	26	the	the	DET
ajis02-2695	259	27	ecm	ecm	NOUN
ajis02-2695	259	28	.	.	PUNCT
ajis02-2695	260	1	this	this	DET
ajis02-2695	260	2	framework	framework	NOUN
ajis02-2695	260	3	used	use	VERB
ajis02-2695	260	4	a	a	DET
ajis02-2695	260	5	quantitative	quantitative	ADJ
ajis02-2695	260	6	,	,	PUNCT
ajis02-2695	260	7	cross	cross	ADJ
ajis02-2695	260	8	-	-	ADJ
ajis02-2695	260	9	sectional	sectional	ADJ
ajis02-2695	260	10	design	design	NOUN
ajis02-2695	260	11	,	,	PUNCT
ajis02-2695	260	12	with	with	ADP
ajis02-2695	260	13	mobile	mobile	ADJ
ajis02-2695	260	14	payment	payment	NOUN
ajis02-2695	260	15	users	user	NOUN
ajis02-2695	260	16	as	as	ADP
ajis02-2695	260	17	the	the	DET
ajis02-2695	260	18	target	target	NOUN
ajis02-2695	260	19	respondents	respondent	NOUN
ajis02-2695	260	20	.	.	PUNCT
ajis02-2695	261	1	this	this	DET
ajis02-2695	261	2	study	study	NOUN
ajis02-2695	261	3	combined	combine	VERB
ajis02-2695	261	4	the	the	DET
ajis02-2695	261	5	utaut	utaut	NOUN
ajis02-2695	261	6	and	and	CCONJ
ajis02-2695	261	7	the	the	DET
ajis02-2695	261	8	ecm	ecm	NOUN
ajis02-2695	261	9	in	in	ADP
ajis02-2695	261	10	the	the	DET
ajis02-2695	261	11	integrated	integrate	VERB
ajis02-2695	261	12	model	model	NOUN
ajis02-2695	261	13	along	along	ADP
ajis02-2695	261	14	with	with	ADP
ajis02-2695	261	15	two	two	NUM
ajis02-2695	261	16	additional	additional	ADJ
ajis02-2695	261	17	constructs	construct	NOUN
ajis02-2695	261	18	:	:	PUNCT
ajis02-2695	261	19	perceived	perceive	VERB
ajis02-2695	261	20	security	security	NOUN
ajis02-2695	261	21	and	and	CCONJ
ajis02-2695	261	22	trust	trust	NOUN
ajis02-2695	261	23	.	.	PUNCT
ajis02-2695	262	1	the	the	DET
ajis02-2695	262	2	model	model	NOUN
ajis02-2695	262	3	showed	show	VERB
ajis02-2695	262	4	strong	strong	ADJ
ajis02-2695	262	5	empirical	empirical	ADJ
ajis02-2695	262	6	support	support	NOUN
ajis02-2695	262	7	for	for	ADP
ajis02-2695	262	8	predicting	predict	VERB
ajis02-2695	262	9	continuance	continuance	NOUN
ajis02-2695	262	10	intention	intention	NOUN
ajis02-2695	262	11	to	to	PART
ajis02-2695	262	12	use	use	VERB
ajis02-2695	262	13	mobile	mobile	ADJ
ajis02-2695	262	14	payment	payment	NOUN
ajis02-2695	262	15	systems	system	NOUN
ajis02-2695	262	16	,	,	PUNCT
ajis02-2695	262	17	with	with	ADP
ajis02-2695	262	18	an	an	DET
ajis02-2695	262	19	r2	r2	NOUN
ajis02-2695	262	20	value	value	NOUN
ajis02-2695	262	21	of	of	ADP
ajis02-2695	262	22	0.685	0.685	NUM
ajis02-2695	262	23	.	.	PUNCT
ajis02-2695	263	1	the	the	DET
ajis02-2695	263	2	empirical	empirical	ADJ
ajis02-2695	263	3	result	result	NOUN
ajis02-2695	263	4	shows	show	VERB
ajis02-2695	263	5	that	that	SCONJ
ajis02-2695	263	6	the	the	DET
ajis02-2695	263	7	integrated	integrate	VERB
ajis02-2695	263	8	model	model	NOUN
ajis02-2695	263	9	has	have	VERB
ajis02-2695	263	10	a	a	DET
ajis02-2695	263	11	high	high	ADJ
ajis02-2695	263	12	predictive	predictive	ADJ
ajis02-2695	263	13	power	power	NOUN
ajis02-2695	263	14	to	to	PART
ajis02-2695	263	15	explain	explain	VERB
ajis02-2695	263	16	the	the	DET
ajis02-2695	263	17	continuance	continuance	NOUN
ajis02-2695	263	18	intention	intention	NOUN
ajis02-2695	263	19	to	to	PART
ajis02-2695	263	20	use	use	VERB
ajis02-2695	263	21	mobile	mobile	ADJ
ajis02-2695	263	22	payment	payment	NOUN
ajis02-2695	263	23	systems	system	NOUN
ajis02-2695	263	24	.	.	PUNCT
ajis02-2695	264	1	using	use	VERB
ajis02-2695	264	2	the	the	DET
ajis02-2695	264	3	utaut	utaut	PROPN
ajis02-2695	264	4	framework	framework	NOUN
ajis02-2695	264	5	,	,	PUNCT
ajis02-2695	264	6	both	both	DET
ajis02-2695	264	7	performance	performance	NOUN
ajis02-2695	264	8	expectancy	expectancy	NOUN
ajis02-2695	264	9	and	and	CCONJ
ajis02-2695	264	10	effort	effort	NOUN
ajis02-2695	264	11	expectancy	expectancy	NOUN
ajis02-2695	264	12	were	be	AUX
ajis02-2695	264	13	strong	strong	ADJ
ajis02-2695	264	14	predictors	predictor	NOUN
ajis02-2695	264	15	of	of	ADP
ajis02-2695	264	16	continuance	continuance	NOUN
ajis02-2695	264	17	intention	intention	NOUN
ajis02-2695	264	18	.	.	PUNCT
ajis02-2695	265	1	performance	performance	NOUN
ajis02-2695	265	2	expectancy	expectancy	NOUN
ajis02-2695	265	3	,	,	PUNCT
ajis02-2695	265	4	effort	effort	NOUN
ajis02-2695	265	5	expectancy	expectancy	NOUN
ajis02-2695	265	6	,	,	PUNCT
ajis02-2695	265	7	trust	trust	NOUN
ajis02-2695	265	8	and	and	CCONJ
ajis02-2695	265	9	satisfaction	satisfaction	NOUN
ajis02-2695	265	10	together	together	ADV
ajis02-2695	265	11	explained	explain	VERB
ajis02-2695	265	12	68.5	68.5	NUM
ajis02-2695	265	13	%	%	NOUN
ajis02-2695	265	14	of	of	ADP
ajis02-2695	265	15	the	the	DET
ajis02-2695	265	16	variance	variance	NOUN
ajis02-2695	265	17	in	in	ADP
ajis02-2695	265	18	the	the	DET
ajis02-2695	265	19	dependent	dependent	ADJ
ajis02-2695	265	20	variable	variable	NOUN
ajis02-2695	265	21	:	:	PUNCT
ajis02-2695	265	22	continuance	continuance	NOUN
ajis02-2695	265	23	intention	intention	NOUN
ajis02-2695	265	24	to	to	PART
ajis02-2695	265	25	use	use	VERB
ajis02-2695	265	26	mobile	mobile	ADJ
ajis02-2695	265	27	payment	payment	NOUN
ajis02-2695	265	28	systems	system	NOUN
ajis02-2695	265	29	.	.	PUNCT
ajis02-2695	266	1	thus	thus	ADV
ajis02-2695	266	2	,	,	PUNCT
ajis02-2695	266	3	performance	performance	NOUN
ajis02-2695	266	4	expectancy	expectancy	NOUN
ajis02-2695	266	5	and	and	CCONJ
ajis02-2695	266	6	effort	effort	NOUN
ajis02-2695	266	7	expectancy	expectancy	NOUN
ajis02-2695	266	8	are	be	AUX
ajis02-2695	266	9	essential	essential	ADJ
ajis02-2695	266	10	predictors	predictor	NOUN
ajis02-2695	266	11	not	not	PART
ajis02-2695	266	12	only	only	ADV
ajis02-2695	266	13	for	for	ADP
ajis02-2695	266	14	initial	initial	ADJ
ajis02-2695	266	15	adoption	adoption	NOUN
ajis02-2695	266	16	but	but	CCONJ
ajis02-2695	266	17	also	also	ADV
ajis02-2695	266	18	for	for	ADP
ajis02-2695	266	19	repeated	repeat	VERB
ajis02-2695	266	20	usage	usage	NOUN
ajis02-2695	266	21	of	of	ADP
ajis02-2695	266	22	mobile	mobile	ADJ
ajis02-2695	266	23	payment	payment	NOUN
ajis02-2695	266	24	systems	system	NOUN
ajis02-2695	266	25	.	.	PUNCT
ajis02-2695	267	1	the	the	DET
ajis02-2695	267	2	performance	performance	NOUN
ajis02-2695	267	3	expectancy	expectancy	NOUN
ajis02-2695	267	4	construct	construct	AUX
ajis02-2695	267	5	clearly	clearly	ADV
ajis02-2695	267	6	had	have	VERB
ajis02-2695	267	7	a	a	DET
ajis02-2695	267	8	significant	significant	ADJ
ajis02-2695	267	9	effect	effect	NOUN
ajis02-2695	267	10	on	on	ADP
ajis02-2695	267	11	postadoption	postadoption	NOUN
ajis02-2695	267	12	expectations	expectation	NOUN
ajis02-2695	267	13	through	through	ADP
ajis02-2695	267	14	satisfaction	satisfaction	NOUN
ajis02-2695	267	15	as	as	ADV
ajis02-2695	267	16	well	well	ADV
ajis02-2695	267	17	as	as	ADP
ajis02-2695	267	18	acting	act	VERB
ajis02-2695	267	19	as	as	ADP
ajis02-2695	267	20	a	a	DET
ajis02-2695	267	21	direct	direct	ADJ
ajis02-2695	267	22	antecedent	antecedent	NOUN
ajis02-2695	267	23	to	to	PART
ajis02-2695	267	24	continuance	continuance	NOUN
ajis02-2695	267	25	intention	intention	NOUN
ajis02-2695	267	26	.	.	PUNCT
ajis02-2695	268	1	performance	performance	NOUN
ajis02-2695	268	2	expectancy	expectancy	NOUN
ajis02-2695	268	3	is	be	AUX
ajis02-2695	268	4	an	an	DET
ajis02-2695	268	5	integrated	integrate	VERB
ajis02-2695	268	6	construct	construct	NOUN
ajis02-2695	268	7	derived	derive	VERB
ajis02-2695	268	8	from	from	ADP
ajis02-2695	268	9	many	many	ADJ
ajis02-2695	268	10	adoption	adoption	NOUN
ajis02-2695	268	11	theories	theory	NOUN
ajis02-2695	268	12	,	,	PUNCT
ajis02-2695	268	13	and	and	CCONJ
ajis02-2695	268	14	it	it	PRON
ajis02-2695	268	15	has	have	VERB
ajis02-2695	268	16	considerable	considerable	ADJ
ajis02-2695	268	17	explanatory	explanatory	ADJ
ajis02-2695	268	18	power	power	NOUN
ajis02-2695	268	19	in	in	ADP
ajis02-2695	268	20	initial	initial	ADJ
ajis02-2695	268	21	adoption	adoption	NOUN
ajis02-2695	268	22	behaviour	behaviour	NOUN
ajis02-2695	268	23	(	(	PUNCT
ajis02-2695	268	24	venkatesh	venkatesh	PROPN
ajis02-2695	268	25	et	et	PROPN
ajis02-2695	268	26	al	al	PROPN
ajis02-2695	268	27	.	.	PROPN
ajis02-2695	268	28	,	,	PUNCT
ajis02-2695	268	29	2003	2003	NUM
ajis02-2695	268	30	;	;	PUNCT
ajis02-2695	268	31	venkatesh	venkatesh	PROPN
ajis02-2695	268	32	et	et	PROPN
ajis02-2695	268	33	al	al	PROPN
ajis02-2695	268	34	.	.	PROPN
ajis02-2695	268	35	,	,	PUNCT
ajis02-2695	268	36	2012	2012	NUM
ajis02-2695	268	37	)	)	PUNCT
ajis02-2695	268	38	.	.	PUNCT
ajis02-2695	269	1	through	through	ADP
ajis02-2695	269	2	the	the	DET
ajis02-2695	269	3	ecm	ecm	PROPN
ajis02-2695	269	4	model	model	NOUN
ajis02-2695	269	5	,	,	PUNCT
ajis02-2695	269	6	this	this	DET
ajis02-2695	269	7	study	study	NOUN
ajis02-2695	269	8	empirically	empirically	ADV
ajis02-2695	269	9	demonstrated	demonstrate	VERB
ajis02-2695	269	10	that	that	SCONJ
ajis02-2695	269	11	performance	performance	NOUN
ajis02-2695	269	12	expectancy	expectancy	NOUN
ajis02-2695	269	13	represents	represent	VERB
ajis02-2695	269	14	post	post	ADJ
ajis02-2695	269	15	-	-	ADJ
ajis02-2695	269	16	adoption	adoption	ADJ
ajis02-2695	269	17	expectations	expectation	NOUN
ajis02-2695	269	18	.	.	PUNCT
ajis02-2695	270	1	this	this	PRON
ajis02-2695	270	2	implies	imply	VERB
ajis02-2695	270	3	that	that	SCONJ
ajis02-2695	270	4	the	the	DET
ajis02-2695	270	5	performance	performance	NOUN
ajis02-2695	270	6	of	of	ADP
ajis02-2695	270	7	the	the	DET
ajis02-2695	270	8	mobile	mobile	ADJ
ajis02-2695	270	9	payment	payment	NOUN
ajis02-2695	270	10	system	system	NOUN
ajis02-2695	270	11	during	during	ADP
ajis02-2695	270	12	the	the	DET
ajis02-2695	270	13	post	post	ADJ
ajis02-2695	270	14	-	-	ADJ
ajis02-2695	270	15	adoption	adoption	ADJ
ajis02-2695	270	16	phase	phase	NOUN
ajis02-2695	270	17	significantly	significantly	ADV
ajis02-2695	270	18	influences	influence	VERB
ajis02-2695	270	19	users	user	NOUN
ajis02-2695	270	20	to	to	PART
ajis02-2695	270	21	continue	continue	VERB
ajis02-2695	270	22	using	use	VERB
ajis02-2695	270	23	it	it	PRON
ajis02-2695	270	24	.	.	PUNCT
ajis02-2695	271	1	users	user	NOUN
ajis02-2695	271	2	emphasise	emphasise	VERB
ajis02-2695	271	3	the	the	DET
ajis02-2695	271	4	importance	importance	NOUN
ajis02-2695	271	5	of	of	ADP
ajis02-2695	271	6	usability	usability	NOUN
ajis02-2695	271	7	as	as	ADP
ajis02-2695	271	8	a	a	DET
ajis02-2695	271	9	key	key	ADJ
ajis02-2695	271	10	factor	factor	NOUN
ajis02-2695	271	11	in	in	ADP
ajis02-2695	271	12	the	the	DET
ajis02-2695	271	13	success	success	NOUN
ajis02-2695	271	14	of	of	ADP
ajis02-2695	271	15	any	any	DET
ajis02-2695	271	16	mobile	mobile	ADJ
ajis02-2695	271	17	payment	payment	NOUN
ajis02-2695	271	18	system	system	NOUN
ajis02-2695	271	19	.	.	PUNCT
ajis02-2695	272	1	furthermore	furthermore	ADV
ajis02-2695	272	2	,	,	PUNCT
ajis02-2695	272	3	mobile	mobile	ADJ
ajis02-2695	272	4	payment	payment	NOUN
ajis02-2695	272	5	systems	system	NOUN
ajis02-2695	272	6	should	should	AUX
ajis02-2695	272	7	be	be	AUX
ajis02-2695	272	8	convenient	convenient	ADJ
ajis02-2695	272	9	,	,	PUNCT
ajis02-2695	272	10	meet	meet	VERB
ajis02-2695	272	11	customers	customer	NOUN
ajis02-2695	272	12	’	'	PUNCT
ajis02-2695	272	13	needs	need	VERB
ajis02-2695	272	14	and	and	CCONJ
ajis02-2695	272	15	be	be	AUX
ajis02-2695	272	16	available	available	ADJ
ajis02-2695	272	17	anytime	anytime	ADV
ajis02-2695	272	18	,	,	PUNCT
ajis02-2695	272	19	anywhere	anywhere	ADV
ajis02-2695	272	20	.	.	PUNCT
ajis02-2695	273	1	prior	prior	ADJ
ajis02-2695	273	2	studies	study	NOUN
ajis02-2695	273	3	have	have	AUX
ajis02-2695	273	4	shown	show	VERB
ajis02-2695	273	5	that	that	SCONJ
ajis02-2695	273	6	performance	performance	NOUN
ajis02-2695	273	7	expectancy	expectancy	NOUN
ajis02-2695	273	8	is	be	AUX
ajis02-2695	273	9	a	a	DET
ajis02-2695	273	10	significant	significant	ADJ
ajis02-2695	273	11	predictor	predictor	NOUN
ajis02-2695	273	12	of	of	ADP
ajis02-2695	273	13	the	the	DET
ajis02-2695	273	14	initial	initial	ADJ
ajis02-2695	273	15	adoption	adoption	NOUN
ajis02-2695	273	16	of	of	ADP
ajis02-2695	273	17	mobile	mobile	ADJ
ajis02-2695	273	18	payment	payment	NOUN
ajis02-2695	273	19	systems	system	NOUN
ajis02-2695	273	20	(	(	PUNCT
ajis02-2695	273	21	abrahão	abrahão	PROPN
ajis02-2695	273	22	,	,	PUNCT
ajis02-2695	273	23	moriguchi	moriguchi	NOUN
ajis02-2695	273	24	,	,	PUNCT
ajis02-2695	273	25	&	&	CCONJ
ajis02-2695	273	26	andrade	andrade	PROPN
ajis02-2695	273	27	,	,	PUNCT
ajis02-2695	273	28	2016	2016	NUM
ajis02-2695	273	29	)	)	PUNCT
ajis02-2695	273	30	,	,	PUNCT
ajis02-2695	273	31	and	and	CCONJ
ajis02-2695	273	32	this	this	DET
ajis02-2695	273	33	study	study	NOUN
ajis02-2695	273	34	confirmed	confirm	VERB
ajis02-2695	273	35	this	this	DET
ajis02-2695	273	36	finding	finding	NOUN
ajis02-2695	273	37	:	:	PUNCT
ajis02-2695	273	38	performance	performance	NOUN
ajis02-2695	273	39	expectancy	expectancy	NOUN
ajis02-2695	273	40	is	be	AUX
ajis02-2695	273	41	a	a	DET
ajis02-2695	273	42	significant	significant	ADJ
ajis02-2695	273	43	predictor	predictor	NOUN
ajis02-2695	273	44	,	,	PUNCT
ajis02-2695	273	45	even	even	ADV
ajis02-2695	273	46	for	for	ADP
ajis02-2695	273	47	continued	continue	VERB
ajis02-2695	273	48	usage	usage	NOUN
ajis02-2695	273	49	of	of	ADP
ajis02-2695	273	50	mobile	mobile	ADJ
ajis02-2695	273	51	payment	payment	NOUN
ajis02-2695	273	52	systems	system	NOUN
ajis02-2695	273	53	.	.	PUNCT
ajis02-2695	274	1	these	these	DET
ajis02-2695	274	2	findings	finding	NOUN
ajis02-2695	274	3	are	be	AUX
ajis02-2695	274	4	consistent	consistent	ADJ
ajis02-2695	274	5	with	with	ADP
ajis02-2695	274	6	zhou	zhou	PROPN
ajis02-2695	274	7	(	(	PUNCT
ajis02-2695	274	8	2014	2014	NUM
ajis02-2695	274	9	)	)	PUNCT
ajis02-2695	274	10	,	,	PUNCT
ajis02-2695	274	11	who	who	PRON
ajis02-2695	274	12	also	also	ADV
ajis02-2695	274	13	showed	show	VERB
ajis02-2695	274	14	that	that	SCONJ
ajis02-2695	274	15	performance	performance	NOUN
ajis02-2695	274	16	expectancy	expectancy	NOUN
ajis02-2695	274	17	affects	affect	VERB
ajis02-2695	274	18	continuance	continuance	NOUN
ajis02-2695	274	19	intention	intention	NOUN
ajis02-2695	274	20	to	to	PART
ajis02-2695	274	21	use	use	VERB
ajis02-2695	274	22	mobile	mobile	ADJ
ajis02-2695	274	23	payment	payment	NOUN
ajis02-2695	274	24	systems	system	NOUN
ajis02-2695	274	25	.	.	PUNCT
ajis02-2695	275	1	in	in	ADP
ajis02-2695	275	2	this	this	DET
ajis02-2695	275	3	study	study	NOUN
ajis02-2695	275	4	,	,	PUNCT
ajis02-2695	275	5	effort	effort	NOUN
ajis02-2695	275	6	expectancy	expectancy	NOUN
ajis02-2695	275	7	was	be	AUX
ajis02-2695	275	8	a	a	DET
ajis02-2695	275	9	significant	significant	ADJ
ajis02-2695	275	10	predictor	predictor	NOUN
ajis02-2695	275	11	of	of	ADP
ajis02-2695	275	12	post	post	ADJ
ajis02-2695	275	13	-	-	ADJ
ajis02-2695	275	14	adoption	adoption	ADJ
ajis02-2695	275	15	behaviour	behaviour	NOUN
ajis02-2695	275	16	and	and	CCONJ
ajis02-2695	275	17	a	a	DET
ajis02-2695	275	18	direct	direct	ADJ
ajis02-2695	275	19	antecedent	antecedent	NOUN
ajis02-2695	275	20	to	to	ADP
ajis02-2695	275	21	performance	performance	NOUN
ajis02-2695	275	22	expectancy	expectancy	NOUN
ajis02-2695	275	23	,	,	PUNCT
ajis02-2695	275	24	explaining	explain	VERB
ajis02-2695	275	25	67.2	67.2	NUM
ajis02-2695	275	26	%	%	NOUN
ajis02-2695	275	27	of	of	ADP
ajis02-2695	275	28	the	the	DET
ajis02-2695	275	29	variance	variance	NOUN
ajis02-2695	275	30	.	.	PUNCT
ajis02-2695	276	1	this	this	PRON
ajis02-2695	276	2	suggests	suggest	VERB
ajis02-2695	276	3	that	that	SCONJ
ajis02-2695	276	4	customers	customer	NOUN
ajis02-2695	276	5	are	be	AUX
ajis02-2695	276	6	looking	look	VERB
ajis02-2695	276	7	for	for	ADP
ajis02-2695	276	8	user	user	NOUN
ajis02-2695	276	9	-	-	PUNCT
ajis02-2695	276	10	friendly	friendly	ADJ
ajis02-2695	276	11	mobile	mobile	ADJ
ajis02-2695	276	12	payment	payment	NOUN
ajis02-2695	276	13	systems	system	NOUN
ajis02-2695	276	14	in	in	ADP
ajis02-2695	276	15	the	the	DET
ajis02-2695	276	16	post	post	ADJ
ajis02-2695	276	17	-	-	ADJ
ajis02-2695	276	18	adoption	adoption	ADJ
ajis02-2695	276	19	stage	stage	NOUN
ajis02-2695	276	20	.	.	PUNCT
ajis02-2695	277	1	prior	prior	ADJ
ajis02-2695	277	2	studies	study	NOUN
ajis02-2695	277	3	have	have	AUX
ajis02-2695	277	4	also	also	ADV
ajis02-2695	277	5	demonstrated	demonstrate	VERB
ajis02-2695	277	6	a	a	DET
ajis02-2695	277	7	linkage	linkage	NOUN
ajis02-2695	277	8	between	between	ADP
ajis02-2695	277	9	effort	effort	NOUN
ajis02-2695	277	10	expectancy	expectancy	NOUN
ajis02-2695	277	11	and	and	CCONJ
ajis02-2695	277	12	performance	performance	NOUN
ajis02-2695	277	13	expectancy	expectancy	NOUN
ajis02-2695	277	14	(	(	PUNCT
ajis02-2695	277	15	tam	tam	PROPN
ajis02-2695	277	16	,	,	PUNCT
ajis02-2695	277	17	santos	santos	PROPN
ajis02-2695	277	18	,	,	PUNCT
ajis02-2695	277	19	&	&	CCONJ
ajis02-2695	277	20	oliveira	oliveira	PROPN
ajis02-2695	277	21	,	,	PUNCT
ajis02-2695	277	22	2018	2018	NUM
ajis02-2695	277	23	)	)	PUNCT
ajis02-2695	277	24	.	.	PUNCT
ajis02-2695	278	1	thus	thus	ADV
ajis02-2695	278	2	,	,	PUNCT
ajis02-2695	278	3	promotional	promotional	ADJ
ajis02-2695	278	4	strategies	strategy	NOUN
ajis02-2695	278	5	are	be	AUX
ajis02-2695	278	6	helpful	helpful	ADJ
ajis02-2695	278	7	only	only	ADV
ajis02-2695	278	8	in	in	ADP
ajis02-2695	278	9	the	the	DET
ajis02-2695	278	10	initial	initial	ADJ
ajis02-2695	278	11	adoption	adoption	NOUN
ajis02-2695	278	12	of	of	ADP
ajis02-2695	278	13	mobile	mobile	ADJ
ajis02-2695	278	14	payment	payment	NOUN
ajis02-2695	278	15	systems	system	NOUN
ajis02-2695	278	16	,	,	PUNCT
ajis02-2695	278	17	but	but	CCONJ
ajis02-2695	278	18	it	it	PRON
ajis02-2695	278	19	is	be	AUX
ajis02-2695	278	20	the	the	DET
ajis02-2695	278	21	user	user	NOUN
ajis02-2695	278	22	-	-	PUNCT
ajis02-2695	278	23	friendliness	friendliness	NOUN
ajis02-2695	278	24	of	of	ADP
ajis02-2695	278	25	the	the	DET
ajis02-2695	278	26	mobile	mobile	ADJ
ajis02-2695	278	27	payment	payment	NOUN
ajis02-2695	278	28	system	system	NOUN
ajis02-2695	278	29	that	that	PRON
ajis02-2695	278	30	encourages	encourage	VERB
ajis02-2695	278	31	repeated	repeat	VERB
ajis02-2695	278	32	usage	usage	NOUN
ajis02-2695	278	33	.	.	PUNCT
ajis02-2695	279	1	moreover	moreover	ADV
ajis02-2695	279	2	,	,	PUNCT
ajis02-2695	279	3	the	the	DET
ajis02-2695	279	4	effort	effort	NOUN
ajis02-2695	279	5	to	to	PART
ajis02-2695	279	6	use	use	VERB
ajis02-2695	279	7	a	a	DET
ajis02-2695	279	8	mobile	mobile	ADJ
ajis02-2695	279	9	payment	payment	NOUN
ajis02-2695	279	10	system	system	NOUN
ajis02-2695	279	11	will	will	AUX
ajis02-2695	279	12	improve	improve	VERB
ajis02-2695	279	13	performance	performance	NOUN
ajis02-2695	279	14	expectations	expectation	NOUN
ajis02-2695	279	15	at	at	ADP
ajis02-2695	279	16	the	the	DET
ajis02-2695	279	17	post	post	ADJ
ajis02-2695	279	18	-	-	ADJ
ajis02-2695	279	19	adoption	adoption	ADJ
ajis02-2695	279	20	stage	stage	NOUN
ajis02-2695	279	21	.	.	PUNCT
ajis02-2695	280	1	this	this	DET
ajis02-2695	280	2	study	study	NOUN
ajis02-2695	280	3	identified	identify	VERB
ajis02-2695	280	4	key	key	ADJ
ajis02-2695	280	5	predictors	predictor	NOUN
ajis02-2695	280	6	of	of	ADP
ajis02-2695	280	7	continuance	continuance	NOUN
ajis02-2695	280	8	intention	intention	NOUN
ajis02-2695	280	9	to	to	PART
ajis02-2695	280	10	use	use	VERB
ajis02-2695	280	11	mobile	mobile	ADJ
ajis02-2695	280	12	payment	payment	NOUN
ajis02-2695	280	13	systems	system	NOUN
ajis02-2695	280	14	:	:	PUNCT
ajis02-2695	280	15	performance	performance	NOUN
ajis02-2695	280	16	expectancy	expectancy	NOUN
ajis02-2695	280	17	,	,	PUNCT
ajis02-2695	280	18	effort	effort	NOUN
ajis02-2695	280	19	expectancy	expectancy	NOUN
ajis02-2695	280	20	,	,	PUNCT
ajis02-2695	280	21	satisfaction	satisfaction	NOUN
ajis02-2695	280	22	and	and	CCONJ
ajis02-2695	280	23	trust	trust	NOUN
ajis02-2695	280	24	.	.	PUNCT
ajis02-2695	281	1	among	among	ADP
ajis02-2695	281	2	these	these	DET
ajis02-2695	281	3	factors	factor	NOUN
ajis02-2695	281	4	,	,	PUNCT
ajis02-2695	281	5	satisfaction	satisfaction	NOUN
ajis02-2695	281	6	had	have	VERB
ajis02-2695	281	7	the	the	DET
ajis02-2695	281	8	highest	high	ADJ
ajis02-2695	281	9	impact	impact	NOUN
ajis02-2695	281	10	on	on	ADP
ajis02-2695	281	11	continuance	continuance	NOUN
ajis02-2695	281	12	intention	intention	NOUN
ajis02-2695	281	13	,	,	PUNCT
ajis02-2695	281	14	followed	follow	VERB
ajis02-2695	281	15	by	by	ADP
ajis02-2695	281	16	trust	trust	NOUN
ajis02-2695	281	17	.	.	PUNCT
ajis02-2695	282	1	these	these	DET
ajis02-2695	282	2	results	result	VERB
ajis02-2695	282	3	validate	validate	VERB
ajis02-2695	282	4	that	that	SCONJ
ajis02-2695	282	5	satisfied	satisfied	ADJ
ajis02-2695	282	6	customers	customer	NOUN
ajis02-2695	282	7	are	be	AUX
ajis02-2695	282	8	willing	willing	ADJ
ajis02-2695	282	9	to	to	PART
ajis02-2695	282	10	continue	continue	VERB
ajis02-2695	282	11	using	use	VERB
ajis02-2695	282	12	their	their	PRON
ajis02-2695	282	13	mobile	mobile	ADJ
ajis02-2695	282	14	payment	payment	NOUN
ajis02-2695	282	15	systems	system	NOUN
ajis02-2695	282	16	.	.	PUNCT
ajis02-2695	283	1	australasian	australasian	ADJ
ajis02-2695	283	2	journal	journal	NOUN
ajis02-2695	283	3	of	of	ADP
ajis02-2695	283	4	information	information	NOUN
ajis02-2695	283	5	systems	system	NOUN
ajis02-2695	283	6	singh	singh	PROPN
ajis02-2695	283	7	2020	2020	NUM
ajis02-2695	283	8	,	,	PUNCT
ajis02-2695	283	9	vol	vol	NOUN
ajis02-2695	283	10	24	24	NUM
ajis02-2695	283	11	,	,	PUNCT
ajis02-2695	283	12	research	research	NOUN
ajis02-2695	283	13	article	article	NOUN
ajis02-2695	283	14	explaining	explain	VERB
ajis02-2695	283	15	post	post	NOUN
ajis02-2695	283	16	-	-	NOUN
ajis02-2695	283	17	adoption	adoption	NOUN
ajis02-2695	283	18	of	of	ADP
ajis02-2695	283	19	mobile	mobile	ADJ
ajis02-2695	283	20	payment	payment	NOUN
ajis02-2695	283	21	systems	system	NOUN
ajis02-2695	283	22	18	18	NUM
ajis02-2695	283	23	the	the	DET
ajis02-2695	283	24	competition	competition	NOUN
ajis02-2695	283	25	in	in	ADP
ajis02-2695	283	26	the	the	DET
ajis02-2695	283	27	mobile	mobile	ADJ
ajis02-2695	283	28	payment	payment	NOUN
ajis02-2695	283	29	service	service	NOUN
ajis02-2695	283	30	industries	industry	NOUN
ajis02-2695	283	31	is	be	AUX
ajis02-2695	283	32	intense	intense	ADJ
ajis02-2695	283	33	,	,	PUNCT
ajis02-2695	283	34	and	and	CCONJ
ajis02-2695	283	35	users	user	NOUN
ajis02-2695	283	36	of	of	ADP
ajis02-2695	283	37	mobile	mobile	ADJ
ajis02-2695	283	38	payment	payment	NOUN
ajis02-2695	283	39	systems	system	NOUN
ajis02-2695	283	40	have	have	VERB
ajis02-2695	283	41	a	a	DET
ajis02-2695	283	42	multitude	multitude	NOUN
ajis02-2695	283	43	of	of	ADP
ajis02-2695	283	44	choices	choice	NOUN
ajis02-2695	283	45	.	.	PUNCT
ajis02-2695	284	1	hence	hence	ADV
ajis02-2695	284	2	,	,	PUNCT
ajis02-2695	284	3	service	service	NOUN
ajis02-2695	284	4	providers	provider	NOUN
ajis02-2695	284	5	must	must	AUX
ajis02-2695	284	6	ensure	ensure	VERB
ajis02-2695	284	7	that	that	SCONJ
ajis02-2695	284	8	users	user	NOUN
ajis02-2695	284	9	are	be	AUX
ajis02-2695	284	10	satisfied	satisfied	ADJ
ajis02-2695	284	11	with	with	ADP
ajis02-2695	284	12	the	the	DET
ajis02-2695	284	13	mobile	mobile	ADJ
ajis02-2695	284	14	payment	payment	NOUN
ajis02-2695	284	15	system	system	NOUN
ajis02-2695	284	16	,	,	PUNCT
ajis02-2695	284	17	which	which	PRON
ajis02-2695	284	18	will	will	AUX
ajis02-2695	284	19	promote	promote	VERB
ajis02-2695	284	20	loyalty	loyalty	NOUN
ajis02-2695	284	21	to	to	ADP
ajis02-2695	284	22	the	the	DET
ajis02-2695	284	23	system	system	NOUN
ajis02-2695	284	24	.	.	PUNCT
ajis02-2695	285	1	past	past	ADJ
ajis02-2695	285	2	studies	study	NOUN
ajis02-2695	285	3	have	have	AUX
ajis02-2695	285	4	also	also	ADV
ajis02-2695	285	5	pointed	point	VERB
ajis02-2695	285	6	out	out	ADP
ajis02-2695	285	7	that	that	SCONJ
ajis02-2695	285	8	satisfaction	satisfaction	NOUN
ajis02-2695	285	9	promotes	promote	VERB
ajis02-2695	285	10	continuance	continuance	NOUN
ajis02-2695	285	11	intention	intention	NOUN
ajis02-2695	285	12	(	(	PUNCT
ajis02-2695	285	13	cao	cao	PROPN
ajis02-2695	285	14	et	et	PROPN
ajis02-2695	285	15	al	al	PROPN
ajis02-2695	285	16	.	.	PROPN
ajis02-2695	285	17	,	,	PUNCT
ajis02-2695	285	18	2018	2018	NUM
ajis02-2695	285	19	;	;	PUNCT
ajis02-2695	285	20	zhou	zhou	PROPN
ajis02-2695	285	21	,	,	PUNCT
ajis02-2695	285	22	2013	2013	NUM
ajis02-2695	285	23	)	)	PUNCT
ajis02-2695	285	24	.	.	PUNCT
ajis02-2695	286	1	trust	trust	NOUN
ajis02-2695	286	2	is	be	AUX
ajis02-2695	286	3	the	the	DET
ajis02-2695	286	4	second	second	ADJ
ajis02-2695	286	5	most	most	ADV
ajis02-2695	286	6	important	important	ADJ
ajis02-2695	286	7	factor	factor	NOUN
ajis02-2695	286	8	in	in	ADP
ajis02-2695	286	9	the	the	DET
ajis02-2695	286	10	decision	decision	NOUN
ajis02-2695	286	11	to	to	PART
ajis02-2695	286	12	continue	continue	VERB
ajis02-2695	286	13	using	use	VERB
ajis02-2695	286	14	mobile	mobile	ADJ
ajis02-2695	286	15	payment	payment	NOUN
ajis02-2695	286	16	systems	system	NOUN
ajis02-2695	286	17	.	.	PUNCT
ajis02-2695	287	1	this	this	DET
ajis02-2695	287	2	result	result	NOUN
ajis02-2695	287	3	underscores	underscore	VERB
ajis02-2695	287	4	the	the	DET
ajis02-2695	287	5	importance	importance	NOUN
ajis02-2695	287	6	of	of	ADP
ajis02-2695	287	7	the	the	DET
ajis02-2695	287	8	users	user	NOUN
ajis02-2695	287	9	’	’	PART
ajis02-2695	287	10	trust	trust	NOUN
ajis02-2695	287	11	expectations	expectation	NOUN
ajis02-2695	287	12	for	for	ADP
ajis02-2695	287	13	their	their	PRON
ajis02-2695	287	14	mobile	mobile	ADJ
ajis02-2695	287	15	payment	payment	NOUN
ajis02-2695	287	16	service	service	NOUN
ajis02-2695	287	17	providers	provider	NOUN
ajis02-2695	287	18	,	,	PUNCT
ajis02-2695	287	19	even	even	ADV
ajis02-2695	287	20	after	after	SCONJ
ajis02-2695	287	21	they	they	PRON
ajis02-2695	287	22	have	have	AUX
ajis02-2695	287	23	been	be	AUX
ajis02-2695	287	24	using	use	VERB
ajis02-2695	287	25	the	the	DET
ajis02-2695	287	26	systems	system	NOUN
ajis02-2695	287	27	for	for	ADP
ajis02-2695	287	28	a	a	DET
ajis02-2695	287	29	considerable	considerable	ADJ
ajis02-2695	287	30	period	period	NOUN
ajis02-2695	287	31	of	of	ADP
ajis02-2695	287	32	time	time	NOUN
ajis02-2695	287	33	.	.	PUNCT
ajis02-2695	288	1	perceived	perceive	VERB
ajis02-2695	288	2	security	security	NOUN
ajis02-2695	288	3	was	be	AUX
ajis02-2695	288	4	not	not	PART
ajis02-2695	288	5	significant	significant	ADJ
ajis02-2695	288	6	for	for	ADP
ajis02-2695	288	7	predicting	predict	VERB
ajis02-2695	288	8	continuance	continuance	NOUN
ajis02-2695	288	9	intention	intention	NOUN
ajis02-2695	288	10	,	,	PUNCT
ajis02-2695	288	11	but	but	CCONJ
ajis02-2695	288	12	it	it	PRON
ajis02-2695	288	13	was	be	AUX
ajis02-2695	288	14	a	a	DET
ajis02-2695	288	15	direct	direct	ADJ
ajis02-2695	288	16	antecedent	antecedent	NOUN
ajis02-2695	288	17	to	to	PART
ajis02-2695	288	18	trust	trust	VERB
ajis02-2695	288	19	,	,	PUNCT
ajis02-2695	288	20	explaining	explain	VERB
ajis02-2695	288	21	39.2	39.2	NUM
ajis02-2695	288	22	%	%	NOUN
ajis02-2695	288	23	of	of	ADP
ajis02-2695	288	24	the	the	DET
ajis02-2695	288	25	variance	variance	NOUN
ajis02-2695	288	26	.	.	PUNCT
ajis02-2695	289	1	the	the	DET
ajis02-2695	289	2	reason	reason	NOUN
ajis02-2695	289	3	for	for	ADP
ajis02-2695	289	4	this	this	DET
ajis02-2695	289	5	finding	finding	NOUN
ajis02-2695	289	6	might	might	AUX
ajis02-2695	289	7	be	be	AUX
ajis02-2695	289	8	that	that	SCONJ
ajis02-2695	289	9	customers	customer	NOUN
ajis02-2695	289	10	perceive	perceive	VERB
ajis02-2695	289	11	that	that	SCONJ
ajis02-2695	289	12	security	security	NOUN
ajis02-2695	289	13	is	be	AUX
ajis02-2695	289	14	built	build	VERB
ajis02-2695	289	15	into	into	ADP
ajis02-2695	289	16	the	the	DET
ajis02-2695	289	17	mobile	mobile	ADJ
ajis02-2695	289	18	payment	payment	NOUN
ajis02-2695	289	19	systems	system	NOUN
ajis02-2695	289	20	;	;	PUNCT
ajis02-2695	289	21	hence	hence	ADV
ajis02-2695	289	22	,	,	PUNCT
ajis02-2695	289	23	they	they	PRON
ajis02-2695	289	24	trust	trust	VERB
ajis02-2695	289	25	these	these	DET
ajis02-2695	289	26	systems	system	NOUN
ajis02-2695	289	27	.	.	PUNCT
ajis02-2695	290	1	in	in	ADP
ajis02-2695	290	2	other	other	ADJ
ajis02-2695	290	3	words	word	NOUN
ajis02-2695	290	4	,	,	PUNCT
ajis02-2695	290	5	customers	customer	NOUN
ajis02-2695	290	6	may	may	AUX
ajis02-2695	290	7	automatically	automatically	ADV
ajis02-2695	290	8	believe	believe	VERB
ajis02-2695	290	9	that	that	SCONJ
ajis02-2695	290	10	the	the	DET
ajis02-2695	290	11	security	security	NOUN
ajis02-2695	290	12	features	feature	VERB
ajis02-2695	290	13	of	of	ADP
ajis02-2695	290	14	their	their	PRON
ajis02-2695	290	15	chosen	choose	VERB
ajis02-2695	290	16	mobile	mobile	ADJ
ajis02-2695	290	17	payment	payment	NOUN
ajis02-2695	290	18	systems	system	NOUN
ajis02-2695	290	19	are	be	AUX
ajis02-2695	290	20	adequate	adequate	ADJ
ajis02-2695	290	21	for	for	ADP
ajis02-2695	290	22	conducting	conduct	VERB
ajis02-2695	290	23	basic	basic	ADJ
ajis02-2695	290	24	financial	financial	ADJ
ajis02-2695	290	25	transactions	transaction	NOUN
ajis02-2695	290	26	.	.	PUNCT
ajis02-2695	291	1	this	this	DET
ajis02-2695	291	2	study	study	NOUN
ajis02-2695	291	3	empirically	empirically	ADV
ajis02-2695	291	4	demonstrated	demonstrate	VERB
ajis02-2695	291	5	that	that	SCONJ
ajis02-2695	291	6	the	the	DET
ajis02-2695	291	7	ecm	ecm	PROPN
ajis02-2695	291	8	model	model	NOUN
ajis02-2695	291	9	can	can	AUX
ajis02-2695	291	10	be	be	AUX
ajis02-2695	291	11	applied	apply	VERB
ajis02-2695	291	12	in	in	ADP
ajis02-2695	291	13	a	a	DET
ajis02-2695	291	14	mobile	mobile	ADJ
ajis02-2695	291	15	payment	payment	NOUN
ajis02-2695	291	16	context	context	NOUN
ajis02-2695	291	17	to	to	PART
ajis02-2695	291	18	explain	explain	VERB
ajis02-2695	291	19	post	post	ADJ
ajis02-2695	291	20	-	-	ADJ
ajis02-2695	291	21	adoption	adoption	ADJ
ajis02-2695	291	22	behaviour	behaviour	NOUN
ajis02-2695	291	23	.	.	PUNCT
ajis02-2695	292	1	prior	prior	ADJ
ajis02-2695	292	2	studies	study	NOUN
ajis02-2695	292	3	have	have	AUX
ajis02-2695	292	4	used	use	VERB
ajis02-2695	292	5	the	the	DET
ajis02-2695	292	6	ecm	ecm	NOUN
ajis02-2695	292	7	in	in	ADP
ajis02-2695	292	8	other	other	ADJ
ajis02-2695	292	9	contexts	contexts	NOUN
ajis02-2695	292	10	,	,	PUNCT
ajis02-2695	292	11	such	such	ADJ
ajis02-2695	292	12	as	as	ADP
ajis02-2695	292	13	mobile	mobile	ADJ
ajis02-2695	292	14	banking	banking	NOUN
ajis02-2695	292	15	(	(	PUNCT
ajis02-2695	292	16	kumar	kumar	PROPN
ajis02-2695	292	17	,	,	PUNCT
ajis02-2695	292	18	israel	israel	PROPN
ajis02-2695	292	19	,	,	PUNCT
ajis02-2695	292	20	&	&	CCONJ
ajis02-2695	292	21	malik	malik	PROPN
ajis02-2695	292	22	,	,	PUNCT
ajis02-2695	292	23	2018	2018	NUM
ajis02-2695	292	24	)	)	PUNCT
ajis02-2695	292	25	,	,	PUNCT
ajis02-2695	292	26	websites	website	NOUN
ajis02-2695	292	27	(	(	PUNCT
ajis02-2695	292	28	zhang	zhang	X
ajis02-2695	292	29	et	et	PROPN
ajis02-2695	292	30	al	al	PROPN
ajis02-2695	292	31	.	.	PROPN
ajis02-2695	292	32	,	,	PUNCT
ajis02-2695	292	33	2015	2015	NUM
ajis02-2695	292	34	)	)	PUNCT
ajis02-2695	292	35	and	and	CCONJ
ajis02-2695	292	36	mobile	mobile	ADJ
ajis02-2695	292	37	instant	instant	NOUN
ajis02-2695	292	38	messaging	messaging	NOUN
ajis02-2695	292	39	(	(	PUNCT
ajis02-2695	292	40	oghuma	oghuma	ADJ
ajis02-2695	292	41	,	,	PUNCT
ajis02-2695	292	42	libaque	libaque	NOUN
ajis02-2695	292	43	-	-	PUNCT
ajis02-2695	292	44	saenz	saenz	PROPN
ajis02-2695	292	45	,	,	PUNCT
ajis02-2695	292	46	wong	wong	PROPN
ajis02-2695	292	47	,	,	PUNCT
ajis02-2695	292	48	&	&	CCONJ
ajis02-2695	292	49	chang	chang	PROPN
ajis02-2695	292	50	,	,	PUNCT
ajis02-2695	292	51	2016	2016	NUM
ajis02-2695	292	52	)	)	PUNCT
ajis02-2695	292	53	.	.	PUNCT
ajis02-2695	293	1	in	in	ADP
ajis02-2695	293	2	this	this	DET
ajis02-2695	293	3	study	study	NOUN
ajis02-2695	293	4	,	,	PUNCT
ajis02-2695	293	5	the	the	DET
ajis02-2695	293	6	ecm	ecm	PROPN
ajis02-2695	293	7	model	model	NOUN
ajis02-2695	293	8	accounted	account	VERB
ajis02-2695	293	9	for	for	ADP
ajis02-2695	293	10	51.7	51.7	NUM
ajis02-2695	293	11	%	%	NOUN
ajis02-2695	293	12	of	of	ADP
ajis02-2695	293	13	the	the	DET
ajis02-2695	293	14	variance	variance	NOUN
ajis02-2695	293	15	in	in	ADP
ajis02-2695	293	16	continuance	continuance	NOUN
ajis02-2695	293	17	intention	intention	NOUN
ajis02-2695	293	18	.	.	PUNCT
ajis02-2695	294	1	furthermore	furthermore	ADV
ajis02-2695	294	2	,	,	PUNCT
ajis02-2695	294	3	this	this	DET
ajis02-2695	294	4	study	study	NOUN
ajis02-2695	294	5	suggested	suggest	VERB
ajis02-2695	294	6	that	that	SCONJ
ajis02-2695	294	7	the	the	DET
ajis02-2695	294	8	ecm	ecm	PROPN
ajis02-2695	294	9	model	model	NOUN
ajis02-2695	294	10	is	be	AUX
ajis02-2695	294	11	well	well	ADV
ajis02-2695	294	12	suited	suited	ADJ
ajis02-2695	294	13	for	for	ADP
ajis02-2695	294	14	explaining	explain	VERB
ajis02-2695	294	15	customers	customer	NOUN
ajis02-2695	294	16	’	'	PUNCT
ajis02-2695	294	17	post	post	ADJ
ajis02-2695	294	18	-	-	ADJ
ajis02-2695	294	19	adoption	adoption	ADJ
ajis02-2695	294	20	behaviour	behaviour	NOUN
ajis02-2695	294	21	with	with	ADP
ajis02-2695	294	22	respect	respect	NOUN
ajis02-2695	294	23	to	to	ADP
ajis02-2695	294	24	emerging	emerge	VERB
ajis02-2695	294	25	technologies	technology	NOUN
ajis02-2695	294	26	,	,	PUNCT
ajis02-2695	294	27	such	such	ADJ
ajis02-2695	294	28	as	as	ADP
ajis02-2695	294	29	mobile	mobile	ADJ
ajis02-2695	294	30	payment	payment	NOUN
ajis02-2695	294	31	systems	system	NOUN
ajis02-2695	294	32	.	.	PUNCT
ajis02-2695	295	1	6.1	6.1	NUM
ajis02-2695	295	2	theoretical	theoretical	ADJ
ajis02-2695	295	3	implications	implication	NOUN
ajis02-2695	295	4	this	this	DET
ajis02-2695	295	5	study	study	NOUN
ajis02-2695	295	6	makes	make	VERB
ajis02-2695	295	7	significant	significant	ADJ
ajis02-2695	295	8	theoretical	theoretical	ADJ
ajis02-2695	295	9	and	and	CCONJ
ajis02-2695	295	10	practical	practical	ADJ
ajis02-2695	295	11	contributions	contribution	NOUN
ajis02-2695	295	12	.	.	PUNCT
ajis02-2695	296	1	the	the	DET
ajis02-2695	296	2	main	main	ADJ
ajis02-2695	296	3	theoretical	theoretical	ADJ
ajis02-2695	296	4	contribution	contribution	NOUN
ajis02-2695	296	5	of	of	ADP
ajis02-2695	296	6	the	the	DET
ajis02-2695	296	7	study	study	NOUN
ajis02-2695	296	8	is	be	AUX
ajis02-2695	296	9	the	the	DET
ajis02-2695	296	10	integration	integration	NOUN
ajis02-2695	296	11	of	of	ADP
ajis02-2695	296	12	the	the	DET
ajis02-2695	296	13	utaut	utaut	NOUN
ajis02-2695	296	14	and	and	CCONJ
ajis02-2695	296	15	the	the	DET
ajis02-2695	296	16	ecm	ecm	NOUN
ajis02-2695	296	17	into	into	ADP
ajis02-2695	296	18	a	a	DET
ajis02-2695	296	19	single	single	ADJ
ajis02-2695	296	20	theoretical	theoretical	ADJ
ajis02-2695	296	21	framework	framework	NOUN
ajis02-2695	296	22	to	to	PART
ajis02-2695	296	23	explain	explain	VERB
ajis02-2695	296	24	post	post	ADJ
ajis02-2695	296	25	-	-	ADJ
ajis02-2695	296	26	adoption	adoption	ADJ
ajis02-2695	296	27	behaviour	behaviour	NOUN
ajis02-2695	296	28	as	as	SCONJ
ajis02-2695	296	29	it	it	PRON
ajis02-2695	296	30	relates	relate	VERB
ajis02-2695	296	31	to	to	ADP
ajis02-2695	296	32	mobile	mobile	ADJ
ajis02-2695	296	33	payment	payment	NOUN
ajis02-2695	296	34	systems	system	NOUN
ajis02-2695	296	35	.	.	PUNCT
ajis02-2695	297	1	the	the	DET
ajis02-2695	297	2	utaut	utaut	PROPN
ajis02-2695	297	3	model	model	NOUN
ajis02-2695	297	4	was	be	AUX
ajis02-2695	297	5	extensively	extensively	ADV
ajis02-2695	297	6	used	use	VERB
ajis02-2695	297	7	in	in	ADP
ajis02-2695	297	8	earlier	early	ADJ
ajis02-2695	297	9	studies	study	NOUN
ajis02-2695	297	10	to	to	PART
ajis02-2695	297	11	shed	shed	VERB
ajis02-2695	297	12	light	light	NOUN
ajis02-2695	297	13	on	on	ADP
ajis02-2695	297	14	the	the	DET
ajis02-2695	297	15	initial	initial	ADJ
ajis02-2695	297	16	adoption	adoption	NOUN
ajis02-2695	297	17	of	of	ADP
ajis02-2695	297	18	mobile	mobile	ADJ
ajis02-2695	297	19	payment	payment	NOUN
ajis02-2695	297	20	systems	system	NOUN
ajis02-2695	297	21	(	(	PUNCT
ajis02-2695	297	22	cao	cao	PROPN
ajis02-2695	297	23	&	&	CCONJ
ajis02-2695	297	24	niu	niu	PROPN
ajis02-2695	297	25	,	,	PUNCT
ajis02-2695	297	26	2019	2019	NUM
ajis02-2695	297	27	;	;	PUNCT
ajis02-2695	297	28	teo	teo	PROPN
ajis02-2695	297	29	et	et	PROPN
ajis02-2695	297	30	al	al	PROPN
ajis02-2695	297	31	.	.	PROPN
ajis02-2695	297	32	,	,	PUNCT
ajis02-2695	297	33	2015	2015	NUM
ajis02-2695	297	34	)	)	PUNCT
ajis02-2695	297	35	.	.	PUNCT
ajis02-2695	298	1	this	this	DET
ajis02-2695	298	2	study	study	NOUN
ajis02-2695	298	3	is	be	AUX
ajis02-2695	298	4	among	among	ADP
ajis02-2695	298	5	the	the	DET
ajis02-2695	298	6	first	first	ADJ
ajis02-2695	298	7	to	to	PART
ajis02-2695	298	8	show	show	VERB
ajis02-2695	298	9	that	that	SCONJ
ajis02-2695	298	10	the	the	DET
ajis02-2695	298	11	utaut	utaut	PROPN
ajis02-2695	298	12	model	model	NOUN
ajis02-2695	298	13	can	can	AUX
ajis02-2695	298	14	be	be	AUX
ajis02-2695	298	15	extended	extend	VERB
ajis02-2695	298	16	to	to	ADP
ajis02-2695	298	17	post	post	ADJ
ajis02-2695	298	18	-	-	ADJ
ajis02-2695	298	19	adoption	adoption	ADJ
ajis02-2695	298	20	behaviour	behaviour	NOUN
ajis02-2695	298	21	towards	towards	ADP
ajis02-2695	298	22	emerging	emerge	VERB
ajis02-2695	298	23	information	information	NOUN
ajis02-2695	298	24	systems	system	NOUN
ajis02-2695	298	25	,	,	PUNCT
ajis02-2695	298	26	such	such	ADJ
ajis02-2695	298	27	as	as	ADP
ajis02-2695	298	28	those	those	PRON
ajis02-2695	298	29	for	for	ADP
ajis02-2695	298	30	mobile	mobile	ADJ
ajis02-2695	298	31	payments	payment	NOUN
ajis02-2695	298	32	.	.	PUNCT
ajis02-2695	299	1	this	this	DET
ajis02-2695	299	2	study	study	NOUN
ajis02-2695	299	3	empirically	empirically	ADV
ajis02-2695	299	4	showed	show	VERB
ajis02-2695	299	5	that	that	SCONJ
ajis02-2695	299	6	trust	trust	NOUN
ajis02-2695	299	7	is	be	AUX
ajis02-2695	299	8	a	a	DET
ajis02-2695	299	9	significant	significant	ADJ
ajis02-2695	299	10	predictor	predictor	NOUN
ajis02-2695	299	11	in	in	ADP
ajis02-2695	299	12	the	the	DET
ajis02-2695	299	13	post	post	ADJ
ajis02-2695	299	14	-	-	ADJ
ajis02-2695	299	15	adoption	adoption	ADJ
ajis02-2695	299	16	phase	phase	NOUN
ajis02-2695	299	17	of	of	ADP
ajis02-2695	299	18	mobile	mobile	ADJ
ajis02-2695	299	19	payment	payment	NOUN
ajis02-2695	299	20	systems	system	NOUN
ajis02-2695	299	21	,	,	PUNCT
ajis02-2695	299	22	which	which	PRON
ajis02-2695	299	23	involve	involve	VERB
ajis02-2695	299	24	financial	financial	ADJ
ajis02-2695	299	25	transactions	transaction	NOUN
ajis02-2695	299	26	.	.	PUNCT
ajis02-2695	300	1	hence	hence	ADV
ajis02-2695	300	2	,	,	PUNCT
ajis02-2695	300	3	the	the	DET
ajis02-2695	300	4	present	present	ADJ
ajis02-2695	300	5	study	study	NOUN
ajis02-2695	300	6	bridges	bridge	VERB
ajis02-2695	300	7	the	the	DET
ajis02-2695	300	8	gap	gap	NOUN
ajis02-2695	300	9	by	by	ADP
ajis02-2695	300	10	adding	add	VERB
ajis02-2695	300	11	the	the	DET
ajis02-2695	300	12	constructs	construct	NOUN
ajis02-2695	300	13	of	of	ADP
ajis02-2695	300	14	trust	trust	NOUN
ajis02-2695	300	15	and	and	CCONJ
ajis02-2695	300	16	perceived	perceive	VERB
ajis02-2695	300	17	security	security	NOUN
ajis02-2695	300	18	–	–	PUNCT
ajis02-2695	300	19	vital	vital	ADJ
ajis02-2695	300	20	constructs	construct	NOUN
ajis02-2695	300	21	in	in	ADP
ajis02-2695	300	22	consumer	consumer	NOUN
ajis02-2695	300	23	-	-	PUNCT
ajis02-2695	300	24	centric	centric	NOUN
ajis02-2695	300	25	is	be	AUX
ajis02-2695	300	26	–	–	PUNCT
ajis02-2695	300	27	to	to	ADP
ajis02-2695	300	28	the	the	DET
ajis02-2695	300	29	utaut	utaut	PROPN
ajis02-2695	300	30	model	model	PROPN
ajis02-2695	300	31	.	.	PUNCT
ajis02-2695	301	1	this	this	DET
ajis02-2695	301	2	extended	extended	ADJ
ajis02-2695	301	3	model	model	NOUN
ajis02-2695	301	4	has	have	VERB
ajis02-2695	301	5	the	the	DET
ajis02-2695	301	6	predictive	predictive	ADJ
ajis02-2695	301	7	power	power	NOUN
ajis02-2695	301	8	to	to	PART
ajis02-2695	301	9	explain	explain	VERB
ajis02-2695	301	10	post	post	ADJ
ajis02-2695	301	11	-	-	ADJ
ajis02-2695	301	12	adoption	adoption	ADJ
ajis02-2695	301	13	behaviour	behaviour	NOUN
ajis02-2695	301	14	even	even	ADV
ajis02-2695	301	15	in	in	ADP
ajis02-2695	301	16	the	the	DET
ajis02-2695	301	17	case	case	NOUN
ajis02-2695	301	18	of	of	ADP
ajis02-2695	301	19	a	a	DET
ajis02-2695	301	20	cutting	cut	VERB
ajis02-2695	301	21	-	-	PUNCT
ajis02-2695	301	22	edge	edge	NOUN
ajis02-2695	301	23	technology	technology	NOUN
ajis02-2695	301	24	like	like	ADP
ajis02-2695	301	25	mobile	mobile	ADJ
ajis02-2695	301	26	payments	payment	NOUN
ajis02-2695	301	27	.	.	PUNCT
ajis02-2695	302	1	furthermore	furthermore	ADV
ajis02-2695	302	2	,	,	PUNCT
ajis02-2695	302	3	the	the	DET
ajis02-2695	302	4	majority	majority	NOUN
ajis02-2695	302	5	of	of	ADP
ajis02-2695	302	6	studies	study	NOUN
ajis02-2695	302	7	on	on	ADP
ajis02-2695	302	8	post	post	ADJ
ajis02-2695	302	9	-	-	ADJ
ajis02-2695	302	10	adoption	adoption	ADJ
ajis02-2695	302	11	behaviour	behaviour	NOUN
ajis02-2695	302	12	towards	towards	ADP
ajis02-2695	302	13	mobile	mobile	ADJ
ajis02-2695	302	14	payment	payment	NOUN
ajis02-2695	302	15	systems	system	NOUN
ajis02-2695	302	16	have	have	AUX
ajis02-2695	302	17	been	be	AUX
ajis02-2695	302	18	in	in	ADP
ajis02-2695	302	19	china	china	PROPN
ajis02-2695	302	20	(	(	PUNCT
ajis02-2695	302	21	cao	cao	PROPN
ajis02-2695	302	22	et	et	PROPN
ajis02-2695	302	23	al	al	PROPN
ajis02-2695	302	24	.	.	PROPN
ajis02-2695	302	25	,	,	PUNCT
ajis02-2695	302	26	2018	2018	NUM
ajis02-2695	302	27	;	;	PUNCT
ajis02-2695	302	28	chen	chen	PROPN
ajis02-2695	302	29	&	&	CCONJ
ajis02-2695	302	30	li	li	PROPN
ajis02-2695	302	31	,	,	PUNCT
ajis02-2695	302	32	2017	2017	NUM
ajis02-2695	302	33	;	;	PUNCT
ajis02-2695	302	34	zhou	zhou	PROPN
ajis02-2695	302	35	,	,	PUNCT
ajis02-2695	302	36	2013	2013	NUM
ajis02-2695	302	37	)	)	PUNCT
ajis02-2695	302	38	.	.	PUNCT
ajis02-2695	303	1	this	this	DET
ajis02-2695	303	2	study	study	NOUN
ajis02-2695	303	3	was	be	AUX
ajis02-2695	303	4	conducted	conduct	VERB
ajis02-2695	303	5	in	in	ADP
ajis02-2695	303	6	a	a	DET
ajis02-2695	303	7	different	different	ADJ
ajis02-2695	303	8	cultural	cultural	ADJ
ajis02-2695	303	9	and	and	CCONJ
ajis02-2695	303	10	socioeconomic	socioeconomic	ADJ
ajis02-2695	303	11	context	context	NOUN
ajis02-2695	303	12	,	,	PUNCT
ajis02-2695	303	13	thereby	thereby	ADV
ajis02-2695	303	14	diversifying	diversify	VERB
ajis02-2695	303	15	insights	insight	NOUN
ajis02-2695	303	16	in	in	ADP
ajis02-2695	303	17	the	the	DET
ajis02-2695	303	18	existing	exist	VERB
ajis02-2695	303	19	literature	literature	NOUN
ajis02-2695	303	20	.	.	PUNCT
ajis02-2695	304	1	existing	exist	VERB
ajis02-2695	304	2	studies	study	NOUN
ajis02-2695	304	3	(	(	PUNCT
ajis02-2695	304	4	fan	fan	NOUN
ajis02-2695	304	5	et	et	PROPN
ajis02-2695	304	6	al	al	PROPN
ajis02-2695	304	7	.	.	PROPN
ajis02-2695	304	8	,	,	PUNCT
ajis02-2695	304	9	2018	2018	NUM
ajis02-2695	304	10	;	;	PUNCT
ajis02-2695	304	11	oliveira	oliveira	PROPN
ajis02-2695	304	12	et	et	PROPN
ajis02-2695	304	13	al	al	PROPN
ajis02-2695	304	14	.	.	PROPN
ajis02-2695	304	15	,	,	PUNCT
ajis02-2695	304	16	2016	2016	NUM
ajis02-2695	304	17	)	)	PUNCT
ajis02-2695	304	18	have	have	AUX
ajis02-2695	304	19	suggested	suggest	VERB
ajis02-2695	304	20	that	that	SCONJ
ajis02-2695	304	21	refining	refine	VERB
ajis02-2695	304	22	the	the	DET
ajis02-2695	304	23	initial	initial	ADJ
ajis02-2695	304	24	acceptance	acceptance	NOUN
ajis02-2695	304	25	models	model	NOUN
ajis02-2695	304	26	by	by	ADP
ajis02-2695	304	27	applying	apply	VERB
ajis02-2695	304	28	them	they	PRON
ajis02-2695	304	29	in	in	ADP
ajis02-2695	304	30	different	different	ADJ
ajis02-2695	304	31	countries	country	NOUN
ajis02-2695	304	32	and	and	CCONJ
ajis02-2695	304	33	demographic	demographic	ADJ
ajis02-2695	304	34	groups	group	NOUN
ajis02-2695	304	35	,	,	PUNCT
ajis02-2695	304	36	to	to	ADP
ajis02-2695	304	37	different	different	ADJ
ajis02-2695	304	38	technologies	technology	NOUN
ajis02-2695	304	39	,	,	PUNCT
ajis02-2695	304	40	and	and	CCONJ
ajis02-2695	304	41	with	with	ADP
ajis02-2695	304	42	additional	additional	ADJ
ajis02-2695	304	43	constructs	construct	NOUN
ajis02-2695	304	44	,	,	PUNCT
ajis02-2695	304	45	will	will	AUX
ajis02-2695	304	46	strengthen	strengthen	VERB
ajis02-2695	304	47	the	the	DET
ajis02-2695	304	48	explanatory	explanatory	ADJ
ajis02-2695	304	49	power	power	NOUN
ajis02-2695	304	50	of	of	ADP
ajis02-2695	304	51	the	the	DET
ajis02-2695	304	52	models	model	NOUN
ajis02-2695	304	53	.	.	PUNCT
ajis02-2695	305	1	6.2	6.2	NUM
ajis02-2695	305	2	practical	practical	ADJ
ajis02-2695	305	3	implications	implication	NOUN
ajis02-2695	305	4	this	this	DET
ajis02-2695	305	5	study	study	NOUN
ajis02-2695	305	6	’s	’s	PART
ajis02-2695	305	7	findings	finding	NOUN
ajis02-2695	305	8	have	have	VERB
ajis02-2695	305	9	many	many	ADJ
ajis02-2695	305	10	practical	practical	ADJ
ajis02-2695	305	11	implications	implication	NOUN
ajis02-2695	305	12	.	.	PUNCT
ajis02-2695	306	1	first	first	ADV
ajis02-2695	306	2	,	,	PUNCT
ajis02-2695	306	3	the	the	DET
ajis02-2695	306	4	factors	factor	NOUN
ajis02-2695	306	5	that	that	PRON
ajis02-2695	306	6	have	have	AUX
ajis02-2695	306	7	been	be	AUX
ajis02-2695	306	8	found	find	VERB
ajis02-2695	306	9	to	to	PART
ajis02-2695	306	10	be	be	AUX
ajis02-2695	306	11	important	important	ADJ
ajis02-2695	306	12	in	in	ADP
ajis02-2695	306	13	post	post	ADJ
ajis02-2695	306	14	-	-	ADJ
ajis02-2695	306	15	adoption	adoption	NOUN
ajis02-2695	306	16	can	can	AUX
ajis02-2695	306	17	be	be	AUX
ajis02-2695	306	18	exploited	exploit	VERB
ajis02-2695	306	19	by	by	ADP
ajis02-2695	306	20	financial	financial	ADJ
ajis02-2695	306	21	institutions	institution	NOUN
ajis02-2695	306	22	to	to	PART
ajis02-2695	306	23	increase	increase	VERB
ajis02-2695	306	24	the	the	DET
ajis02-2695	306	25	growth	growth	NOUN
ajis02-2695	306	26	of	of	ADP
ajis02-2695	306	27	mobile	mobile	ADJ
ajis02-2695	306	28	payment	payment	NOUN
ajis02-2695	306	29	systems	system	NOUN
ajis02-2695	306	30	.	.	PUNCT
ajis02-2695	307	1	the	the	DET
ajis02-2695	307	2	empirical	empirical	ADJ
ajis02-2695	307	3	results	result	NOUN
ajis02-2695	307	4	showed	show	VERB
ajis02-2695	307	5	that	that	SCONJ
ajis02-2695	307	6	satisfied	satisfied	ADJ
ajis02-2695	307	7	customers	customer	NOUN
ajis02-2695	307	8	are	be	AUX
ajis02-2695	307	9	willing	willing	ADJ
ajis02-2695	307	10	to	to	PART
ajis02-2695	307	11	continue	continue	VERB
ajis02-2695	307	12	with	with	ADP
ajis02-2695	307	13	their	their	PRON
ajis02-2695	307	14	mobile	mobile	ADJ
ajis02-2695	307	15	payment	payment	NOUN
ajis02-2695	307	16	services	service	NOUN
ajis02-2695	307	17	,	,	PUNCT
ajis02-2695	307	18	and	and	CCONJ
ajis02-2695	307	19	this	this	PRON
ajis02-2695	307	20	suggests	suggest	VERB
ajis02-2695	307	21	that	that	SCONJ
ajis02-2695	307	22	service	service	NOUN
ajis02-2695	307	23	australasian	australasian	ADJ
ajis02-2695	307	24	journal	journal	NOUN
ajis02-2695	307	25	of	of	ADP
ajis02-2695	307	26	information	information	NOUN
ajis02-2695	307	27	systems	system	NOUN
ajis02-2695	307	28	singh	singh	PROPN
ajis02-2695	307	29	2020	2020	NUM
ajis02-2695	307	30	,	,	PUNCT
ajis02-2695	307	31	vol	vol	NOUN
ajis02-2695	307	32	24	24	NUM
ajis02-2695	307	33	,	,	PUNCT
ajis02-2695	307	34	research	research	NOUN
ajis02-2695	307	35	article	article	NOUN
ajis02-2695	307	36	explaining	explain	VERB
ajis02-2695	307	37	post	post	NOUN
ajis02-2695	307	38	-	-	NOUN
ajis02-2695	307	39	adoption	adoption	NOUN
ajis02-2695	307	40	of	of	ADP
ajis02-2695	307	41	mobile	mobile	ADJ
ajis02-2695	307	42	payment	payment	NOUN
ajis02-2695	307	43	systems	system	NOUN
ajis02-2695	307	44	19	19	NUM
ajis02-2695	307	45	providers	provider	NOUN
ajis02-2695	307	46	should	should	AUX
ajis02-2695	307	47	focus	focus	VERB
ajis02-2695	307	48	on	on	ADP
ajis02-2695	307	49	improving	improve	VERB
ajis02-2695	307	50	their	their	PRON
ajis02-2695	307	51	service	service	NOUN
ajis02-2695	307	52	delivery	delivery	NOUN
ajis02-2695	307	53	processes	process	NOUN
ajis02-2695	307	54	to	to	PART
ajis02-2695	307	55	retain	retain	VERB
ajis02-2695	307	56	their	their	PRON
ajis02-2695	307	57	customer	customer	NOUN
ajis02-2695	307	58	base	base	NOUN
ajis02-2695	307	59	and	and	CCONJ
ajis02-2695	307	60	survive	survive	VERB
ajis02-2695	307	61	in	in	ADP
ajis02-2695	307	62	the	the	DET
ajis02-2695	307	63	highly	highly	ADV
ajis02-2695	307	64	competitive	competitive	ADJ
ajis02-2695	307	65	mobile	mobile	ADJ
ajis02-2695	307	66	payment	payment	NOUN
ajis02-2695	307	67	market	market	NOUN
ajis02-2695	307	68	.	.	PUNCT
ajis02-2695	308	1	also	also	ADV
ajis02-2695	308	2	,	,	PUNCT
ajis02-2695	308	3	service	service	NOUN
ajis02-2695	308	4	providers	provider	NOUN
ajis02-2695	308	5	should	should	AUX
ajis02-2695	308	6	introduce	introduce	VERB
ajis02-2695	308	7	various	various	ADJ
ajis02-2695	308	8	incentives	incentive	NOUN
ajis02-2695	308	9	and	and	CCONJ
ajis02-2695	308	10	discounts	discount	NOUN
ajis02-2695	308	11	to	to	PART
ajis02-2695	308	12	attract	attract	VERB
ajis02-2695	308	13	customers	customer	NOUN
ajis02-2695	308	14	from	from	ADP
ajis02-2695	308	15	different	different	ADJ
ajis02-2695	308	16	segments	segment	NOUN
ajis02-2695	308	17	.	.	PUNCT
ajis02-2695	309	1	the	the	DET
ajis02-2695	309	2	findings	finding	NOUN
ajis02-2695	309	3	also	also	ADV
ajis02-2695	309	4	revealed	reveal	VERB
ajis02-2695	309	5	that	that	SCONJ
ajis02-2695	309	6	even	even	ADV
ajis02-2695	309	7	in	in	ADP
ajis02-2695	309	8	the	the	DET
ajis02-2695	309	9	post	post	ADJ
ajis02-2695	309	10	-	-	ADJ
ajis02-2695	309	11	adoption	adoption	ADJ
ajis02-2695	309	12	stage	stage	NOUN
ajis02-2695	309	13	,	,	PUNCT
ajis02-2695	309	14	customers	customer	NOUN
ajis02-2695	309	15	place	place	VERB
ajis02-2695	309	16	considerable	considerable	ADJ
ajis02-2695	309	17	importance	importance	NOUN
ajis02-2695	309	18	on	on	ADP
ajis02-2695	309	19	performance	performance	NOUN
ajis02-2695	309	20	expectancy	expectancy	NOUN
ajis02-2695	309	21	and	and	CCONJ
ajis02-2695	309	22	effort	effort	NOUN
ajis02-2695	309	23	expectancy	expectancy	NOUN
ajis02-2695	309	24	factors	factor	NOUN
ajis02-2695	309	25	.	.	PUNCT
ajis02-2695	310	1	thus	thus	ADV
ajis02-2695	310	2	,	,	PUNCT
ajis02-2695	310	3	information	information	NOUN
ajis02-2695	310	4	technology	technology	NOUN
ajis02-2695	310	5	developers	developer	NOUN
ajis02-2695	310	6	who	who	PRON
ajis02-2695	310	7	create	create	VERB
ajis02-2695	310	8	mobile	mobile	ADJ
ajis02-2695	310	9	payment	payment	NOUN
ajis02-2695	310	10	apps	app	NOUN
ajis02-2695	310	11	should	should	AUX
ajis02-2695	310	12	develop	develop	VERB
ajis02-2695	310	13	straightforward	straightforward	ADJ
ajis02-2695	310	14	,	,	PUNCT
ajis02-2695	310	15	user	user	NOUN
ajis02-2695	310	16	-	-	PUNCT
ajis02-2695	310	17	friendly	friendly	ADJ
ajis02-2695	310	18	interfaces	interface	NOUN
ajis02-2695	310	19	.	.	PUNCT
ajis02-2695	311	1	to	to	PART
ajis02-2695	311	2	emphasise	emphasise	VERB
ajis02-2695	311	3	the	the	DET
ajis02-2695	311	4	usability	usability	NOUN
ajis02-2695	311	5	of	of	ADP
ajis02-2695	311	6	mobile	mobile	ADJ
ajis02-2695	311	7	payment	payment	NOUN
ajis02-2695	311	8	systems	system	NOUN
ajis02-2695	311	9	,	,	PUNCT
ajis02-2695	311	10	service	service	NOUN
ajis02-2695	311	11	providers	provider	NOUN
ajis02-2695	311	12	should	should	AUX
ajis02-2695	311	13	develop	develop	VERB
ajis02-2695	311	14	promotional	promotional	ADJ
ajis02-2695	311	15	strategies	strategy	NOUN
ajis02-2695	311	16	to	to	PART
ajis02-2695	311	17	generate	generate	VERB
ajis02-2695	311	18	awareness	awareness	NOUN
ajis02-2695	311	19	among	among	ADP
ajis02-2695	311	20	potential	potential	ADJ
ajis02-2695	311	21	customers	customer	NOUN
ajis02-2695	311	22	.	.	PUNCT
ajis02-2695	312	1	another	another	DET
ajis02-2695	312	2	important	important	ADJ
ajis02-2695	312	3	finding	finding	NOUN
ajis02-2695	312	4	of	of	ADP
ajis02-2695	312	5	the	the	DET
ajis02-2695	312	6	study	study	NOUN
ajis02-2695	312	7	that	that	PRON
ajis02-2695	312	8	is	be	AUX
ajis02-2695	312	9	applicable	applicable	ADJ
ajis02-2695	312	10	to	to	ADP
ajis02-2695	312	11	practitioners	practitioner	NOUN
ajis02-2695	312	12	is	be	AUX
ajis02-2695	312	13	the	the	DET
ajis02-2695	312	14	significance	significance	NOUN
ajis02-2695	312	15	of	of	ADP
ajis02-2695	312	16	trust	trust	NOUN
ajis02-2695	312	17	.	.	PUNCT
ajis02-2695	313	1	for	for	ADP
ajis02-2695	313	2	trust	trust	NOUN
ajis02-2695	313	3	building	building	NOUN
ajis02-2695	313	4	,	,	PUNCT
ajis02-2695	313	5	service	service	NOUN
ajis02-2695	313	6	providers	provider	NOUN
ajis02-2695	313	7	should	should	AUX
ajis02-2695	313	8	implement	implement	VERB
ajis02-2695	313	9	appropriate	appropriate	ADJ
ajis02-2695	313	10	security	security	NOUN
ajis02-2695	313	11	mechanisms	mechanism	NOUN
ajis02-2695	313	12	,	,	PUNCT
ajis02-2695	313	13	policies	policy	NOUN
ajis02-2695	313	14	and	and	CCONJ
ajis02-2695	313	15	frameworks	framework	NOUN
ajis02-2695	313	16	,	,	PUNCT
ajis02-2695	313	17	as	as	ADV
ajis02-2695	313	18	well	well	ADV
ajis02-2695	313	19	as	as	ADP
ajis02-2695	313	20	customer	customer	NOUN
ajis02-2695	313	21	redressal	redressal	NOUN
ajis02-2695	313	22	systems	system	NOUN
ajis02-2695	313	23	.	.	PUNCT
ajis02-2695	314	1	regarding	regard	VERB
ajis02-2695	314	2	this	this	DET
ajis02-2695	314	3	finding	finding	NOUN
ajis02-2695	314	4	,	,	PUNCT
ajis02-2695	314	5	demographic	demographic	ADJ
ajis02-2695	314	6	factors	factor	NOUN
ajis02-2695	314	7	such	such	ADJ
ajis02-2695	314	8	as	as	ADP
ajis02-2695	314	9	age	age	NOUN
ajis02-2695	314	10	,	,	PUNCT
ajis02-2695	314	11	gender	gender	NOUN
ajis02-2695	314	12	and	and	CCONJ
ajis02-2695	314	13	income	income	NOUN
ajis02-2695	314	14	did	do	AUX
ajis02-2695	314	15	not	not	PART
ajis02-2695	314	16	influence	influence	VERB
ajis02-2695	314	17	continuance	continuance	NOUN
ajis02-2695	314	18	intention	intention	NOUN
ajis02-2695	314	19	.	.	PUNCT
ajis02-2695	315	1	service	service	NOUN
ajis02-2695	315	2	providers	provider	NOUN
ajis02-2695	315	3	can	can	AUX
ajis02-2695	315	4	use	use	VERB
ajis02-2695	315	5	these	these	DET
ajis02-2695	315	6	results	result	NOUN
ajis02-2695	315	7	to	to	PART
ajis02-2695	315	8	craft	craft	VERB
ajis02-2695	315	9	mobile	mobile	ADJ
ajis02-2695	315	10	payment	payment	NOUN
ajis02-2695	315	11	solutions	solution	NOUN
ajis02-2695	315	12	that	that	PRON
ajis02-2695	315	13	will	will	AUX
ajis02-2695	315	14	appeal	appeal	VERB
ajis02-2695	315	15	to	to	ADP
ajis02-2695	315	16	all	all	DET
ajis02-2695	315	17	segments	segment	NOUN
ajis02-2695	315	18	of	of	ADP
ajis02-2695	315	19	their	their	PRON
ajis02-2695	315	20	customer	customer	NOUN
ajis02-2695	315	21	base	base	NOUN
ajis02-2695	315	22	.	.	PUNCT
ajis02-2695	316	1	6.3	6.3	NUM
ajis02-2695	316	2	limitations	limitation	NOUN
ajis02-2695	316	3	and	and	CCONJ
ajis02-2695	316	4	future	future	ADJ
ajis02-2695	316	5	research	research	NOUN
ajis02-2695	316	6	the	the	DET
ajis02-2695	316	7	present	present	ADJ
ajis02-2695	316	8	study	study	NOUN
ajis02-2695	316	9	has	have	VERB
ajis02-2695	316	10	some	some	DET
ajis02-2695	316	11	limitations	limitation	NOUN
ajis02-2695	316	12	that	that	PRON
ajis02-2695	316	13	have	have	VERB
ajis02-2695	316	14	the	the	DET
ajis02-2695	316	15	potential	potential	NOUN
ajis02-2695	316	16	to	to	PART
ajis02-2695	316	17	be	be	AUX
ajis02-2695	316	18	addressed	address	VERB
ajis02-2695	316	19	by	by	ADP
ajis02-2695	316	20	future	future	ADJ
ajis02-2695	316	21	research	research	NOUN
ajis02-2695	316	22	.	.	PUNCT
ajis02-2695	317	1	the	the	DET
ajis02-2695	317	2	first	first	ADJ
ajis02-2695	317	3	limitation	limitation	NOUN
ajis02-2695	317	4	is	be	AUX
ajis02-2695	317	5	that	that	SCONJ
ajis02-2695	317	6	the	the	DET
ajis02-2695	317	7	sample	sample	NOUN
ajis02-2695	317	8	was	be	AUX
ajis02-2695	317	9	drawn	draw	VERB
ajis02-2695	317	10	from	from	ADP
ajis02-2695	317	11	a	a	DET
ajis02-2695	317	12	metropolitan	metropolitan	ADJ
ajis02-2695	317	13	area	area	NOUN
ajis02-2695	317	14	,	,	PUNCT
ajis02-2695	317	15	whereas	whereas	SCONJ
ajis02-2695	317	16	future	future	ADJ
ajis02-2695	317	17	studies	study	NOUN
ajis02-2695	317	18	could	could	AUX
ajis02-2695	317	19	sample	sample	VERB
ajis02-2695	317	20	both	both	CCONJ
ajis02-2695	317	21	urban	urban	ADJ
ajis02-2695	317	22	and	and	CCONJ
ajis02-2695	317	23	rural	rural	ADJ
ajis02-2695	317	24	populations	population	NOUN
ajis02-2695	317	25	.	.	PUNCT
ajis02-2695	318	1	moreover	moreover	ADV
ajis02-2695	318	2	,	,	PUNCT
ajis02-2695	318	3	this	this	DET
ajis02-2695	318	4	study	study	NOUN
ajis02-2695	318	5	used	use	VERB
ajis02-2695	318	6	convenience	convenience	NOUN
ajis02-2695	318	7	sampling	sampling	NOUN
ajis02-2695	318	8	;	;	PUNCT
ajis02-2695	318	9	thus	thus	ADV
ajis02-2695	318	10	,	,	PUNCT
ajis02-2695	318	11	caution	caution	NOUN
ajis02-2695	318	12	should	should	AUX
ajis02-2695	318	13	be	be	AUX
ajis02-2695	318	14	used	use	VERB
ajis02-2695	318	15	when	when	SCONJ
ajis02-2695	318	16	interpreting	interpret	VERB
ajis02-2695	318	17	and	and	CCONJ
ajis02-2695	318	18	generalising	generalise	VERB
ajis02-2695	318	19	the	the	DET
ajis02-2695	318	20	findings	finding	NOUN
ajis02-2695	318	21	.	.	PUNCT
ajis02-2695	319	1	another	another	DET
ajis02-2695	319	2	limitation	limitation	NOUN
ajis02-2695	319	3	of	of	ADP
ajis02-2695	319	4	the	the	DET
ajis02-2695	319	5	study	study	NOUN
ajis02-2695	319	6	is	be	AUX
ajis02-2695	319	7	that	that	SCONJ
ajis02-2695	319	8	hedonic	hedonic	ADJ
ajis02-2695	319	9	factors	factor	NOUN
ajis02-2695	319	10	were	be	AUX
ajis02-2695	319	11	not	not	PART
ajis02-2695	319	12	included	include	VERB
ajis02-2695	319	13	in	in	ADP
ajis02-2695	319	14	the	the	DET
ajis02-2695	319	15	theoretical	theoretical	ADJ
ajis02-2695	319	16	model	model	NOUN
ajis02-2695	319	17	.	.	PUNCT
ajis02-2695	320	1	future	future	ADJ
ajis02-2695	320	2	research	research	NOUN
ajis02-2695	320	3	could	could	AUX
ajis02-2695	320	4	incorporate	incorporate	VERB
ajis02-2695	320	5	hedonic	hedonic	ADJ
ajis02-2695	320	6	factors	factor	NOUN
ajis02-2695	320	7	into	into	ADP
ajis02-2695	320	8	the	the	DET
ajis02-2695	320	9	utaut2	utaut2	NOUN
ajis02-2695	320	10	theoretical	theoretical	ADJ
ajis02-2695	320	11	framework	framework	NOUN
ajis02-2695	320	12	to	to	PART
ajis02-2695	320	13	better	well	ADV
ajis02-2695	320	14	explain	explain	VERB
ajis02-2695	320	15	post	post	ADJ
ajis02-2695	320	16	-	-	ADJ
ajis02-2695	320	17	adoption	adoption	ADJ
ajis02-2695	320	18	behaviour	behaviour	NOUN
ajis02-2695	320	19	towards	towards	ADP
ajis02-2695	320	20	mobile	mobile	ADJ
ajis02-2695	320	21	payment	payment	NOUN
ajis02-2695	320	22	systems	system	NOUN
ajis02-2695	320	23	.	.	PUNCT
ajis02-2695	321	1	finally	finally	ADV
ajis02-2695	321	2	,	,	PUNCT
ajis02-2695	321	3	only	only	ADV
ajis02-2695	321	4	a	a	DET
ajis02-2695	321	5	limited	limited	ADJ
ajis02-2695	321	6	number	number	NOUN
ajis02-2695	321	7	of	of	ADP
ajis02-2695	321	8	studies	study	NOUN
ajis02-2695	321	9	have	have	AUX
ajis02-2695	321	10	addressed	address	VERB
ajis02-2695	321	11	the	the	DET
ajis02-2695	321	12	post	post	ADJ
ajis02-2695	321	13	-	-	ADJ
ajis02-2695	321	14	adoption	adoption	ADJ
ajis02-2695	321	15	behaviour	behaviour	NOUN
ajis02-2695	321	16	of	of	ADP
ajis02-2695	321	17	mobile	mobile	ADJ
ajis02-2695	321	18	payment	payment	NOUN
ajis02-2695	321	19	systems	system	NOUN
ajis02-2695	321	20	.	.	PUNCT
ajis02-2695	322	1	hence	hence	ADV
ajis02-2695	322	2	,	,	PUNCT
ajis02-2695	322	3	future	future	ADJ
ajis02-2695	322	4	research	research	NOUN
ajis02-2695	322	5	should	should	AUX
ajis02-2695	322	6	focus	focus	VERB
ajis02-2695	322	7	more	more	ADV
ajis02-2695	322	8	on	on	ADP
ajis02-2695	322	9	theoretical	theoretical	ADJ
ajis02-2695	322	10	frameworks	framework	NOUN
ajis02-2695	322	11	and	and	CCONJ
ajis02-2695	322	12	empirical	empirical	ADJ
ajis02-2695	322	13	findings	finding	NOUN
ajis02-2695	322	14	in	in	ADP
ajis02-2695	322	15	this	this	DET
ajis02-2695	322	16	understudied	understudied	ADJ
ajis02-2695	322	17	area	area	NOUN
ajis02-2695	322	18	.	.	PUNCT
ajis02-2695	323	1	7	7	NUM
ajis02-2695	323	2	conclusion	conclusion	NOUN
ajis02-2695	323	3	technological	technological	ADJ
ajis02-2695	323	4	progression	progression	NOUN
ajis02-2695	323	5	in	in	ADP
ajis02-2695	323	6	mobile	mobile	ADJ
ajis02-2695	323	7	phones	phone	NOUN
ajis02-2695	323	8	has	have	AUX
ajis02-2695	323	9	prompted	prompt	VERB
ajis02-2695	323	10	rapid	rapid	ADJ
ajis02-2695	323	11	growth	growth	NOUN
ajis02-2695	323	12	in	in	ADP
ajis02-2695	323	13	mobile	mobile	ADJ
ajis02-2695	323	14	payment	payment	NOUN
ajis02-2695	323	15	systems	system	NOUN
ajis02-2695	323	16	and	and	CCONJ
ajis02-2695	323	17	usage	usage	NOUN
ajis02-2695	323	18	,	,	PUNCT
ajis02-2695	323	19	with	with	ADP
ajis02-2695	323	20	e	e	NOUN
ajis02-2695	323	21	-	-	NOUN
ajis02-2695	323	22	commerce	commerce	NOUN
ajis02-2695	323	23	sites	site	NOUN
ajis02-2695	323	24	,	,	PUNCT
ajis02-2695	323	25	in	in	ADP
ajis02-2695	323	26	-	-	PUNCT
ajis02-2695	323	27	store	store	NOUN
ajis02-2695	323	28	payments	payment	NOUN
ajis02-2695	323	29	and	and	CCONJ
ajis02-2695	323	30	utilities	utility	NOUN
ajis02-2695	323	31	widely	widely	ADV
ajis02-2695	323	32	adopting	adopt	VERB
ajis02-2695	323	33	these	these	DET
ajis02-2695	323	34	systems	system	NOUN
ajis02-2695	323	35	.	.	PUNCT
ajis02-2695	324	1	pre	pre	ADJ
ajis02-2695	324	2	-	-	NOUN
ajis02-2695	324	3	adoption	adoption	NOUN
ajis02-2695	324	4	of	of	ADP
ajis02-2695	324	5	mobile	mobile	ADJ
ajis02-2695	324	6	payment	payment	NOUN
ajis02-2695	324	7	systems	system	NOUN
ajis02-2695	324	8	has	have	AUX
ajis02-2695	324	9	been	be	AUX
ajis02-2695	324	10	studied	study	VERB
ajis02-2695	324	11	extensively	extensively	ADV
ajis02-2695	324	12	,	,	PUNCT
ajis02-2695	324	13	but	but	CCONJ
ajis02-2695	324	14	few	few	ADJ
ajis02-2695	324	15	studies	study	NOUN
ajis02-2695	324	16	have	have	AUX
ajis02-2695	324	17	shed	shed	VERB
ajis02-2695	324	18	light	light	NOUN
ajis02-2695	324	19	on	on	ADP
ajis02-2695	324	20	post	post	ADJ
ajis02-2695	324	21	-	-	ADJ
ajis02-2695	324	22	adoption	adoption	ADJ
ajis02-2695	324	23	behaviour	behaviour	NOUN
ajis02-2695	324	24	.	.	PUNCT
ajis02-2695	325	1	this	this	DET
ajis02-2695	325	2	study	study	NOUN
ajis02-2695	325	3	applied	apply	VERB
ajis02-2695	325	4	an	an	DET
ajis02-2695	325	5	integrated	integrated	ADJ
ajis02-2695	325	6	model	model	NOUN
ajis02-2695	325	7	combining	combine	VERB
ajis02-2695	325	8	the	the	DET
ajis02-2695	325	9	utaut	utaut	NOUN
ajis02-2695	325	10	and	and	CCONJ
ajis02-2695	325	11	the	the	DET
ajis02-2695	325	12	ecm	ecm	NOUN
ajis02-2695	325	13	and	and	CCONJ
ajis02-2695	325	14	identified	identify	VERB
ajis02-2695	325	15	factors	factor	NOUN
ajis02-2695	325	16	such	such	ADJ
ajis02-2695	325	17	as	as	ADP
ajis02-2695	325	18	satisfaction	satisfaction	NOUN
ajis02-2695	325	19	,	,	PUNCT
ajis02-2695	325	20	trust	trust	NOUN
ajis02-2695	325	21	,	,	PUNCT
ajis02-2695	325	22	performance	performance	NOUN
ajis02-2695	325	23	expectancy	expectancy	NOUN
ajis02-2695	325	24	and	and	CCONJ
ajis02-2695	325	25	effort	effort	NOUN
ajis02-2695	325	26	expectancy	expectancy	NOUN
ajis02-2695	325	27	.	.	PUNCT
ajis02-2695	326	1	this	this	DET
ajis02-2695	326	2	study	study	NOUN
ajis02-2695	326	3	confirmed	confirm	VERB
ajis02-2695	326	4	that	that	SCONJ
ajis02-2695	326	5	the	the	DET
ajis02-2695	326	6	utaut	utaut	PROPN
ajis02-2695	326	7	model	model	NOUN
ajis02-2695	326	8	can	can	AUX
ajis02-2695	326	9	be	be	AUX
ajis02-2695	326	10	extended	extend	VERB
ajis02-2695	326	11	to	to	PART
ajis02-2695	326	12	study	study	VERB
ajis02-2695	326	13	post	post	ADJ
ajis02-2695	326	14	-	-	ADJ
ajis02-2695	326	15	adoption	adoption	ADJ
ajis02-2695	326	16	behaviour	behaviour	NOUN
ajis02-2695	326	17	towards	towards	ADP
ajis02-2695	326	18	mobile	mobile	ADJ
ajis02-2695	326	19	payment	payment	NOUN
ajis02-2695	326	20	systems	system	NOUN
ajis02-2695	326	21	.	.	PUNCT
ajis02-2695	327	1	the	the	DET
ajis02-2695	327	2	study	study	NOUN
ajis02-2695	327	3	’s	’s	PART
ajis02-2695	327	4	findings	finding	NOUN
ajis02-2695	327	5	have	have	VERB
ajis02-2695	327	6	both	both	CCONJ
ajis02-2695	327	7	theoretical	theoretical	ADJ
ajis02-2695	327	8	and	and	CCONJ
ajis02-2695	327	9	practical	practical	ADJ
ajis02-2695	327	10	value	value	NOUN
ajis02-2695	327	11	for	for	ADP
ajis02-2695	327	12	furthering	further	VERB
ajis02-2695	327	13	the	the	DET
ajis02-2695	327	14	understanding	understanding	NOUN
ajis02-2695	327	15	of	of	ADP
ajis02-2695	327	16	preand	preand	NOUN
ajis02-2695	327	17	post	post	ADJ
ajis02-2695	327	18	-	-	ADJ
ajis02-2695	327	19	adoption	adoption	ADJ
ajis02-2695	327	20	behaviour	behaviour	NOUN
ajis02-2695	327	21	with	with	ADP
ajis02-2695	327	22	respect	respect	NOUN
ajis02-2695	327	23	to	to	ADP
ajis02-2695	327	24	mobile	mobile	ADJ
ajis02-2695	327	25	payments	payment	NOUN
ajis02-2695	327	26	.	.	PUNCT
ajis02-2695	328	1	references	reference	NOUN
ajis02-2695	328	2	abrahão	abrahão	PROPN
ajis02-2695	328	3	,	,	PUNCT
ajis02-2695	328	4	r.	r.	PROPN
ajis02-2695	328	5	d.	d.	PROPN
ajis02-2695	328	6	,	,	PUNCT
ajis02-2695	328	7	moriguchi	moriguchi	PROPN
ajis02-2695	328	8	,	,	PUNCT
ajis02-2695	328	9	s.	s.	PROPN
ajis02-2695	328	10	n.	n.	PROPN
ajis02-2695	328	11	,	,	PUNCT
ajis02-2695	328	12	&	&	CCONJ
ajis02-2695	328	13	andrade	andrade	PROPN
ajis02-2695	328	14	,	,	PUNCT
ajis02-2695	328	15	d.	d.	PROPN
ajis02-2695	328	16	f.	f.	PROPN
ajis02-2695	328	17	(	(	PUNCT
ajis02-2695	328	18	2016	2016	NUM
ajis02-2695	328	19	)	)	PUNCT
ajis02-2695	328	20	.	.	PUNCT
ajis02-2695	329	1	intention	intention	NOUN
ajis02-2695	329	2	of	of	ADP
ajis02-2695	329	3	adoption	adoption	NOUN
ajis02-2695	329	4	of	of	ADP
ajis02-2695	329	5	mobile	mobile	ADJ
ajis02-2695	329	6	payment	payment	NOUN
ajis02-2695	329	7	:	:	PUNCT
ajis02-2695	329	8	an	an	DET
ajis02-2695	329	9	analysis	analysis	NOUN
ajis02-2695	329	10	in	in	ADP
ajis02-2695	329	11	the	the	DET
ajis02-2695	329	12	light	light	NOUN
ajis02-2695	329	13	of	of	ADP
ajis02-2695	329	14	the	the	DET
ajis02-2695	329	15	unified	unified	ADJ
ajis02-2695	329	16	theory	theory	NOUN
ajis02-2695	329	17	of	of	ADP
ajis02-2695	329	18	acceptance	acceptance	NOUN
ajis02-2695	329	19	and	and	CCONJ
ajis02-2695	329	20	use	use	NOUN
ajis02-2695	329	21	of	of	ADP
ajis02-2695	329	22	technology	technology	NOUN
ajis02-2695	329	23	(	(	PUNCT
ajis02-2695	329	24	utaut	utaut	NOUN
ajis02-2695	329	25	)	)	PUNCT
ajis02-2695	329	26	.	.	PUNCT
ajis02-2695	330	1	rai	rai	PROPN
ajis02-2695	330	2	revista	revista	PROPN
ajis02-2695	330	3	de	de	PROPN
ajis02-2695	330	4	administração	administração	PROPN
ajis02-2695	330	5	e	e	PROPN
ajis02-2695	330	6	inovação	inovação	PROPN
ajis02-2695	330	7	,	,	PUNCT
ajis02-2695	330	8	13(3	13(3	NUM
ajis02-2695	330	9	)	)	PUNCT
ajis02-2695	330	10	,	,	PUNCT
ajis02-2695	330	11	221	221	NUM
ajis02-2695	330	12	-	-	SYM
ajis02-2695	330	13	230	230	NUM
ajis02-2695	330	14	.	.	PUNCT
ajis02-2695	331	1	doi:10.1016	doi:10.1016	PROPN
ajis02-2695	331	2	/	/	SYM
ajis02-2695	331	3	j.rai.2016.06.003	j.rai.2016.06.003	PROPN
ajis02-2695	331	4	adhikary	adhikary	PROPN
ajis02-2695	331	5	,	,	PUNCT
ajis02-2695	331	6	s.	s.	PROPN
ajis02-2695	331	7	(	(	PUNCT
ajis02-2695	331	8	2018	2018	NUM
ajis02-2695	331	9	)	)	PUNCT
ajis02-2695	331	10	.	.	PUNCT
ajis02-2695	332	1	digital	digital	ADJ
ajis02-2695	332	2	consumer	consumer	NOUN
ajis02-2695	332	3	profiles	profile	NOUN
ajis02-2695	332	4	:	:	PUNCT
ajis02-2695	332	5	how	how	SCONJ
ajis02-2695	332	6	india	india	PROPN
ajis02-2695	332	7	’s	’s	PART
ajis02-2695	332	8	most	most	ADV
ajis02-2695	332	9	digitally	digitally	ADV
ajis02-2695	332	10	savvy	savvy	ADJ
ajis02-2695	332	11	will	will	AUX
ajis02-2695	332	12	shop	shop	VERB
ajis02-2695	332	13	and	and	CCONJ
ajis02-2695	332	14	spend	spend	VERB
ajis02-2695	332	15	online	online	ADV
ajis02-2695	332	16	(	(	PUNCT
ajis02-2695	332	17	pp	pp	ADJ
ajis02-2695	332	18	.	.	PUNCT
ajis02-2695	333	1	1	1	NUM
ajis02-2695	333	2	-	-	SYM
ajis02-2695	333	3	48	48	NUM
ajis02-2695	333	4	)	)	PUNCT
ajis02-2695	333	5	.	.	PUNCT
ajis02-2695	334	1	euromonitor	euromonitor	PROPN
ajis02-2695	334	2	international	international	PROPN
ajis02-2695	334	3	.	.	PUNCT
ajis02-2695	335	1	australasian	australasian	ADJ
ajis02-2695	335	2	journal	journal	NOUN
ajis02-2695	335	3	of	of	ADP
ajis02-2695	335	4	information	information	NOUN
ajis02-2695	335	5	systems	system	NOUN
ajis02-2695	335	6	singh	singh	PROPN
ajis02-2695	335	7	2020	2020	NUM
ajis02-2695	335	8	,	,	PUNCT
ajis02-2695	335	9	vol	vol	NOUN
ajis02-2695	335	10	24	24	NUM
ajis02-2695	335	11	,	,	PUNCT
ajis02-2695	335	12	research	research	NOUN
ajis02-2695	335	13	article	article	NOUN
ajis02-2695	335	14	explaining	explain	VERB
ajis02-2695	335	15	post	post	NOUN
ajis02-2695	335	16	-	-	NOUN
ajis02-2695	335	17	adoption	adoption	NOUN
ajis02-2695	335	18	of	of	ADP
ajis02-2695	335	19	mobile	mobile	ADJ
ajis02-2695	335	20	payment	payment	NOUN
ajis02-2695	335	21	systems	system	NOUN
ajis02-2695	335	22	20	20	NUM
ajis02-2695	335	23	anderson	anderson	PROPN
ajis02-2695	335	24	,	,	PUNCT
ajis02-2695	335	25	j.	j.	PROPN
ajis02-2695	335	26	c.	c.	PROPN
ajis02-2695	335	27	,	,	PUNCT
ajis02-2695	335	28	&	&	CCONJ
ajis02-2695	335	29	gerbing	gerbing	PROPN
ajis02-2695	335	30	,	,	PUNCT
ajis02-2695	335	31	d.	d.	PROPN
ajis02-2695	335	32	w.	w.	PROPN
ajis02-2695	335	33	(	(	PUNCT
ajis02-2695	335	34	1988	1988	NUM
ajis02-2695	335	35	)	)	PUNCT
ajis02-2695	335	36	.	.	PUNCT
ajis02-2695	336	1	structural	structural	ADJ
ajis02-2695	336	2	equation	equation	NOUN
ajis02-2695	336	3	modeling	modeling	NOUN
ajis02-2695	336	4	in	in	ADP
ajis02-2695	336	5	practice	practice	NOUN
ajis02-2695	336	6	:	:	PUNCT
ajis02-2695	336	7	a	a	DET
ajis02-2695	336	8	review	review	NOUN
ajis02-2695	336	9	and	and	CCONJ
ajis02-2695	336	10	recommended	recommend	VERB
ajis02-2695	336	11	two	two	NUM
ajis02-2695	336	12	-	-	PUNCT
ajis02-2695	336	13	step	step	NOUN
ajis02-2695	336	14	approach	approach	NOUN
ajis02-2695	336	15	.	.	PUNCT
ajis02-2695	337	1	psychological	psychological	ADJ
ajis02-2695	337	2	bulletin	bulletin	NOUN
ajis02-2695	337	3	,	,	PUNCT
ajis02-2695	337	4	103(3	103(3	NUM
ajis02-2695	337	5	)	)	PUNCT
ajis02-2695	337	6	,	,	PUNCT
ajis02-2695	337	7	411	411	NUM
ajis02-2695	337	8	-	-	SYM
ajis02-2695	337	9	423	423	NUM
ajis02-2695	337	10	.	.	PUNCT
ajis02-2695	338	1	anderson	anderson	PROPN
ajis02-2695	338	2	,	,	PUNCT
ajis02-2695	338	3	r.	r.	PROPN
ajis02-2695	338	4	,	,	PUNCT
ajis02-2695	338	5	&	&	CCONJ
ajis02-2695	338	6	srinivasan	srinivasan	NOUN
ajis02-2695	338	7	,	,	PUNCT
ajis02-2695	338	8	s.	s.	PROPN
ajis02-2695	338	9	(	(	PUNCT
ajis02-2695	338	10	2003	2003	NUM
ajis02-2695	338	11	)	)	PUNCT
ajis02-2695	338	12	.	.	PUNCT
ajis02-2695	338	13	e‐satisfaction	e‐satisfaction	PUNCT
ajis02-2695	339	1	and	and	CCONJ
ajis02-2695	339	2	e‐loyalty	e‐loyalty	ADP
ajis02-2695	339	3	:	:	PUNCT
ajis02-2695	339	4	a	a	DET
ajis02-2695	339	5	contingency	contingency	NOUN
ajis02-2695	339	6	framework	framework	NOUN
ajis02-2695	339	7	.	.	PUNCT
ajis02-2695	340	1	psychology	psychology	NOUN
ajis02-2695	340	2	&	&	CCONJ
ajis02-2695	340	3	marketing,20(2	marketing,20(2	PROPN
ajis02-2695	340	4	)	)	PUNCT
ajis02-2695	340	5	,	,	PUNCT
ajis02-2695	340	6	123	123	NUM
ajis02-2695	340	7	-	-	SYM
ajis02-2695	340	8	138	138	NUM
ajis02-2695	340	9	.	.	PUNCT
ajis02-2695	341	1	apanasevic	apanasevic	ADJ
ajis02-2695	341	2	,	,	PUNCT
ajis02-2695	341	3	t.	t.	NOUN
ajis02-2695	341	4	,	,	PUNCT
ajis02-2695	341	5	markendahl	markendahl	PROPN
ajis02-2695	341	6	,	,	PUNCT
ajis02-2695	341	7	j.	j.	PROPN
ajis02-2695	341	8	,	,	PUNCT
ajis02-2695	341	9	&	&	CCONJ
ajis02-2695	341	10	arvidsson	arvidsson	PROPN
ajis02-2695	341	11	,	,	PUNCT
ajis02-2695	341	12	n.	n.	PROPN
ajis02-2695	341	13	(	(	PUNCT
ajis02-2695	341	14	2016	2016	NUM
ajis02-2695	341	15	)	)	PUNCT
ajis02-2695	341	16	.	.	PUNCT
ajis02-2695	342	1	stakeholders	stakeholder	NOUN
ajis02-2695	342	2	'	'	PART
ajis02-2695	342	3	expectations	expectation	NOUN
ajis02-2695	342	4	of	of	ADP
ajis02-2695	342	5	mobile	mobile	ADJ
ajis02-2695	342	6	payment	payment	NOUN
ajis02-2695	342	7	in	in	ADP
ajis02-2695	342	8	retail	retail	NOUN
ajis02-2695	342	9	:	:	PUNCT
ajis02-2695	342	10	lessons	lesson	NOUN
ajis02-2695	342	11	from	from	ADP
ajis02-2695	342	12	sweden	sweden	PROPN
ajis02-2695	342	13	.	.	PUNCT
ajis02-2695	343	1	international	international	ADJ
ajis02-2695	343	2	journal	journal	PROPN
ajis02-2695	343	3	of	of	ADP
ajis02-2695	343	4	bank	bank	PROPN
ajis02-2695	343	5	marketing	marketing	NOUN
ajis02-2695	343	6	,	,	PUNCT
ajis02-2695	343	7	34(1	34(1	NUM
ajis02-2695	343	8	)	)	PUNCT
ajis02-2695	343	9	,	,	PUNCT
ajis02-2695	343	10	3761	3761	NUM
ajis02-2695	343	11	.	.	PUNCT
ajis02-2695	344	1	baabdullah	baabdullah	PROPN
ajis02-2695	344	2	,	,	PUNCT
ajis02-2695	344	3	a.	a.	NOUN
ajis02-2695	344	4	,	,	PUNCT
ajis02-2695	344	5	alalwan	alalwan	PROPN
ajis02-2695	344	6	,	,	PUNCT
ajis02-2695	344	7	a.	a.	PROPN
ajis02-2695	344	8	,	,	PUNCT
ajis02-2695	344	9	rana	rana	PROPN
ajis02-2695	344	10	,	,	PUNCT
ajis02-2695	344	11	n.	n.	PROPN
ajis02-2695	344	12	,	,	PUNCT
ajis02-2695	344	13	kizgin	kizgin	NOUN
ajis02-2695	344	14	,	,	PUNCT
ajis02-2695	344	15	h.	h.	PROPN
ajis02-2695	344	16	,	,	PUNCT
ajis02-2695	344	17	&	&	CCONJ
ajis02-2695	344	18	patil	patil	PROPN
ajis02-2695	344	19	,	,	PUNCT
ajis02-2695	344	20	p.	p.	NOUN
ajis02-2695	344	21	(	(	PUNCT
ajis02-2695	344	22	2019	2019	NUM
ajis02-2695	344	23	)	)	PUNCT
ajis02-2695	344	24	.	.	PUNCT
ajis02-2695	345	1	consumer	consumer	NOUN
ajis02-2695	345	2	use	use	NOUN
ajis02-2695	345	3	of	of	ADP
ajis02-2695	345	4	mobile	mobile	ADJ
ajis02-2695	345	5	banking	banking	NOUN
ajis02-2695	345	6	(	(	PUNCT
ajis02-2695	345	7	m	m	NOUN
ajis02-2695	345	8	-	-	NOUN
ajis02-2695	345	9	banking	banking	NOUN
ajis02-2695	345	10	)	)	PUNCT
ajis02-2695	345	11	in	in	ADP
ajis02-2695	345	12	saudi	saudi	PROPN
ajis02-2695	345	13	arabia	arabia	PROPN
ajis02-2695	345	14	:	:	PUNCT
ajis02-2695	345	15	towards	towards	ADP
ajis02-2695	345	16	an	an	DET
ajis02-2695	345	17	integrated	integrated	ADJ
ajis02-2695	345	18	model	model	NOUN
ajis02-2695	345	19	.	.	PUNCT
ajis02-2695	346	1	international	international	ADJ
ajis02-2695	346	2	journal	journal	PROPN
ajis02-2695	346	3	of	of	ADP
ajis02-2695	346	4	information	information	NOUN
ajis02-2695	346	5	management	management	NOUN
ajis02-2695	346	6	,	,	PUNCT
ajis02-2695	346	7	44	44	NUM
ajis02-2695	346	8	,	,	PUNCT
ajis02-2695	346	9	38	38	NUM
ajis02-2695	346	10	-	-	SYM
ajis02-2695	346	11	52	52	NUM
ajis02-2695	346	12	.	.	PUNCT
ajis02-2695	347	1	bailey	bailey	PROPN
ajis02-2695	347	2	,	,	PUNCT
ajis02-2695	347	3	a.	a.	NOUN
ajis02-2695	347	4	a.	a.	PROPN
ajis02-2695	347	5	,	,	PUNCT
ajis02-2695	347	6	pentina	pentina	PROPN
ajis02-2695	347	7	,	,	PUNCT
ajis02-2695	347	8	i.	i.	PROPN
ajis02-2695	347	9	,	,	PUNCT
ajis02-2695	347	10	mishra	mishra	PROPN
ajis02-2695	347	11	,	,	PUNCT
ajis02-2695	347	12	a.	a.	PROPN
ajis02-2695	347	13	s.	s.	PROPN
ajis02-2695	347	14	,	,	PUNCT
ajis02-2695	347	15	&	&	CCONJ
ajis02-2695	347	16	ben	ben	PROPN
ajis02-2695	347	17	mimoun	mimoun	PROPN
ajis02-2695	347	18	,	,	PUNCT
ajis02-2695	347	19	m.	m.	PROPN
ajis02-2695	347	20	s.	s.	PROPN
ajis02-2695	347	21	(	(	PUNCT
ajis02-2695	347	22	2017	2017	NUM
ajis02-2695	347	23	)	)	PUNCT
ajis02-2695	347	24	.	.	PUNCT
ajis02-2695	348	1	mobile	mobile	ADJ
ajis02-2695	348	2	payments	payment	NOUN
ajis02-2695	348	3	adoption	adoption	NOUN
ajis02-2695	348	4	by	by	ADP
ajis02-2695	348	5	us	us	PROPN
ajis02-2695	348	6	consumers	consumer	NOUN
ajis02-2695	348	7	:	:	PUNCT
ajis02-2695	348	8	an	an	DET
ajis02-2695	348	9	extended	extended	ADJ
ajis02-2695	348	10	tam	tam	NOUN
ajis02-2695	348	11	.	.	PUNCT
ajis02-2695	348	12	international	international	ADJ
ajis02-2695	348	13	journal	journal	PROPN
ajis02-2695	348	14	of	of	ADP
ajis02-2695	348	15	retail	retail	PROPN
ajis02-2695	348	16	&	&	CCONJ
ajis02-2695	348	17	distribution	distribution	NOUN
ajis02-2695	348	18	management	management	NOUN
ajis02-2695	348	19	,	,	PUNCT
ajis02-2695	348	20	45(6	45(6	NOUN
ajis02-2695	348	21	)	)	PUNCT
ajis02-2695	348	22	,	,	PUNCT
ajis02-2695	348	23	626	626	NUM
ajis02-2695	348	24	-	-	SYM
ajis02-2695	348	25	640	640	NUM
ajis02-2695	348	26	.	.	PUNCT
ajis02-2695	349	1	doi:10.1108	doi:10.1108	PROPN
ajis02-2695	349	2	/	/	SYM
ajis02-2695	349	3	ijrdm-08	ijrdm-08	NOUN
ajis02-2695	349	4	-	-	PUNCT
ajis02-2695	349	5	2016	2016	NUM
ajis02-2695	349	6	-	-	PUNCT
ajis02-2695	349	7	0144	0144	NUM
ajis02-2695	349	8	bhattacherjee	bhattacherjee	NOUN
ajis02-2695	349	9	,	,	PUNCT
ajis02-2695	349	10	a.	a.	NOUN
ajis02-2695	349	11	(	(	PUNCT
ajis02-2695	349	12	2001	2001	NUM
ajis02-2695	349	13	)	)	PUNCT
ajis02-2695	349	14	.	.	PUNCT
ajis02-2695	350	1	understanding	understand	VERB
ajis02-2695	350	2	information	information	NOUN
ajis02-2695	350	3	systems	system	NOUN
ajis02-2695	350	4	continuance	continuance	NOUN
ajis02-2695	350	5	:	:	PUNCT
ajis02-2695	350	6	an	an	DET
ajis02-2695	350	7	expectationconfirmation	expectationconfirmation	NOUN
ajis02-2695	350	8	model	model	NOUN
ajis02-2695	350	9	.	.	PUNCT
ajis02-2695	351	1	mis	mis	PROPN
ajis02-2695	351	2	quarterly	quarterly	PROPN
ajis02-2695	351	3	,	,	PUNCT
ajis02-2695	351	4	25(3	25(3	NUM
ajis02-2695	351	5	)	)	PUNCT
ajis02-2695	351	6	,	,	PUNCT
ajis02-2695	351	7	351	351	NUM
ajis02-2695	351	8	.	.	PUNCT
ajis02-2695	352	1	byrne	byrne	PROPN
ajis02-2695	352	2	,	,	PUNCT
ajis02-2695	352	3	b.	b.	PROPN
ajis02-2695	352	4	m.	m.	PROPN
ajis02-2695	352	5	(	(	PUNCT
ajis02-2695	352	6	2016	2016	NUM
ajis02-2695	352	7	)	)	PUNCT
ajis02-2695	352	8	.	.	PUNCT
ajis02-2695	353	1	structural	structural	ADJ
ajis02-2695	353	2	equation	equation	NOUN
ajis02-2695	353	3	modeling	modeling	NOUN
ajis02-2695	353	4	with	with	ADP
ajis02-2695	353	5	amos	amos	PROPN
ajis02-2695	353	6	:	:	PUNCT
ajis02-2695	353	7	basic	basic	ADJ
ajis02-2695	353	8	concepts	concept	NOUN
ajis02-2695	353	9	,	,	PUNCT
ajis02-2695	353	10	applications	application	NOUN
ajis02-2695	353	11	,	,	PUNCT
ajis02-2695	353	12	and	and	CCONJ
ajis02-2695	353	13	programming	programming	NOUN
ajis02-2695	353	14	(	(	PUNCT
ajis02-2695	353	15	3rd	3rd	ADJ
ajis02-2695	353	16	ed	ed	NOUN
ajis02-2695	353	17	.	.	PUNCT
ajis02-2695	353	18	)	)	PUNCT
ajis02-2695	353	19	.	.	PUNCT
ajis02-2695	354	1	routledge	routledge	PROPN
ajis02-2695	354	2	.	.	PUNCT
ajis02-2695	355	1	cao	cao	PROPN
ajis02-2695	355	2	,	,	PUNCT
ajis02-2695	355	3	x.	x.	PROPN
ajis02-2695	355	4	,	,	PUNCT
ajis02-2695	355	5	yu	yu	PROPN
ajis02-2695	355	6	,	,	PUNCT
ajis02-2695	355	7	l.	l.	PROPN
ajis02-2695	355	8	,	,	PUNCT
ajis02-2695	355	9	liu	liu	PROPN
ajis02-2695	355	10	,	,	PUNCT
ajis02-2695	355	11	z.	z.	PROPN
ajis02-2695	355	12	,	,	PUNCT
ajis02-2695	355	13	gong	gong	PROPN
ajis02-2695	355	14	,	,	PUNCT
ajis02-2695	355	15	m.	m.	NOUN
ajis02-2695	355	16	,	,	PUNCT
ajis02-2695	355	17	&	&	CCONJ
ajis02-2695	355	18	adeel	adeel	PROPN
ajis02-2695	355	19	,	,	PUNCT
ajis02-2695	355	20	l.	l.	PROPN
ajis02-2695	355	21	(	(	PUNCT
ajis02-2695	355	22	2018	2018	NUM
ajis02-2695	355	23	)	)	PUNCT
ajis02-2695	355	24	.	.	PUNCT
ajis02-2695	356	1	understanding	understand	VERB
ajis02-2695	356	2	mobile	mobile	ADJ
ajis02-2695	356	3	payment	payment	NOUN
ajis02-2695	356	4	users	user	NOUN
ajis02-2695	356	5	’	'	PUNCT
ajis02-2695	356	6	continuance	continuance	NOUN
ajis02-2695	356	7	intention	intention	NOUN
ajis02-2695	356	8	:	:	PUNCT
ajis02-2695	356	9	a	a	DET
ajis02-2695	356	10	trust	trust	NOUN
ajis02-2695	356	11	transfer	transfer	NOUN
ajis02-2695	356	12	perspective	perspective	NOUN
ajis02-2695	356	13	.	.	PUNCT
ajis02-2695	357	1	internet	internet	NOUN
ajis02-2695	357	2	research	research	NOUN
ajis02-2695	357	3	,	,	PUNCT
ajis02-2695	357	4	28(2	28(2	NUM
ajis02-2695	357	5	)	)	PUNCT
ajis02-2695	357	6	,	,	PUNCT
ajis02-2695	357	7	456	456	NUM
ajis02-2695	357	8	-	-	SYM
ajis02-2695	357	9	476	476	NUM
ajis02-2695	357	10	.	.	PUNCT
ajis02-2695	358	1	cao	cao	PROPN
ajis02-2695	358	2	,	,	PUNCT
ajis02-2695	358	3	q.	q.	PROPN
ajis02-2695	358	4	,	,	PUNCT
ajis02-2695	358	5	&	&	CCONJ
ajis02-2695	358	6	niu	niu	PROPN
ajis02-2695	358	7	,	,	PUNCT
ajis02-2695	358	8	x.	x.	NOUN
ajis02-2695	358	9	(	(	PUNCT
ajis02-2695	358	10	2019	2019	NUM
ajis02-2695	358	11	)	)	PUNCT
ajis02-2695	358	12	.	.	PUNCT
ajis02-2695	359	1	integrating	integrate	VERB
ajis02-2695	359	2	context	context	NOUN
ajis02-2695	359	3	-	-	PUNCT
ajis02-2695	359	4	awareness	awareness	NOUN
ajis02-2695	359	5	and	and	CCONJ
ajis02-2695	359	6	utaut	utaut	NOUN
ajis02-2695	359	7	to	to	PART
ajis02-2695	359	8	explain	explain	VERB
ajis02-2695	359	9	alipay	alipay	PROPN
ajis02-2695	359	10	user	user	PROPN
ajis02-2695	359	11	adoption	adoption	PROPN
ajis02-2695	359	12	.	.	PUNCT
ajis02-2695	360	1	international	international	ADJ
ajis02-2695	360	2	journal	journal	PROPN
ajis02-2695	360	3	of	of	ADP
ajis02-2695	360	4	industrial	industrial	ADJ
ajis02-2695	360	5	ergonomics	ergonomic	NOUN
ajis02-2695	360	6	,	,	PUNCT
ajis02-2695	360	7	69	69	NUM
ajis02-2695	360	8	,	,	PUNCT
ajis02-2695	360	9	9	9	NUM
ajis02-2695	360	10	-	-	SYM
ajis02-2695	360	11	13	13	NUM
ajis02-2695	360	12	.	.	PUNCT
ajis02-2695	361	1	chen	chen	PROPN
ajis02-2695	361	2	,	,	PUNCT
ajis02-2695	361	3	x.	x.	PROPN
ajis02-2695	361	4	,	,	PUNCT
ajis02-2695	361	5	&	&	CCONJ
ajis02-2695	361	6	li	li	PROPN
ajis02-2695	361	7	,	,	PUNCT
ajis02-2695	361	8	s.	s.	PROPN
ajis02-2695	361	9	(	(	PUNCT
ajis02-2695	361	10	2017	2017	NUM
ajis02-2695	361	11	)	)	PUNCT
ajis02-2695	361	12	.	.	PUNCT
ajis02-2695	362	1	understanding	understand	VERB
ajis02-2695	362	2	continuance	continuance	NOUN
ajis02-2695	362	3	intention	intention	NOUN
ajis02-2695	362	4	of	of	ADP
ajis02-2695	362	5	mobile	mobile	ADJ
ajis02-2695	362	6	payment	payment	NOUN
ajis02-2695	362	7	services	service	NOUN
ajis02-2695	362	8	:	:	PUNCT
ajis02-2695	362	9	an	an	DET
ajis02-2695	362	10	empirical	empirical	ADJ
ajis02-2695	362	11	study	study	NOUN
ajis02-2695	362	12	.	.	PUNCT
ajis02-2695	363	1	journal	journal	NOUN
ajis02-2695	363	2	of	of	ADP
ajis02-2695	363	3	computer	computer	NOUN
ajis02-2695	363	4	information	information	NOUN
ajis02-2695	363	5	systems	system	NOUN
ajis02-2695	363	6	,	,	PUNCT
ajis02-2695	363	7	57(4	57(4	NUM
ajis02-2695	363	8	)	)	PUNCT
ajis02-2695	363	9	,	,	PUNCT
ajis02-2695	363	10	287	287	NUM
ajis02-2695	363	11	-	-	SYM
ajis02-2695	363	12	298	298	NUM
ajis02-2695	363	13	.	.	PUNCT
ajis02-2695	364	1	chin	chin	PROPN
ajis02-2695	364	2	,	,	PUNCT
ajis02-2695	364	3	w.	w.	PROPN
ajis02-2695	364	4	,	,	PUNCT
ajis02-2695	364	5	marcolin	marcolin	PROPN
ajis02-2695	364	6	,	,	PUNCT
ajis02-2695	364	7	b.	b.	PROPN
ajis02-2695	364	8	,	,	PUNCT
ajis02-2695	364	9	&	&	CCONJ
ajis02-2695	364	10	newsted	newste	VERB
ajis02-2695	364	11	,	,	PUNCT
ajis02-2695	364	12	p.	p.	NOUN
ajis02-2695	364	13	(	(	PUNCT
ajis02-2695	364	14	2003	2003	NUM
ajis02-2695	364	15	)	)	PUNCT
ajis02-2695	364	16	.	.	PUNCT
ajis02-2695	365	1	a	a	DET
ajis02-2695	365	2	partial	partial	ADJ
ajis02-2695	365	3	least	least	ADJ
ajis02-2695	365	4	squares	square	NOUN
ajis02-2695	365	5	latent	latent	ADJ
ajis02-2695	365	6	variable	variable	ADJ
ajis02-2695	365	7	modeling	modeling	NOUN
ajis02-2695	365	8	approach	approach	NOUN
ajis02-2695	365	9	for	for	ADP
ajis02-2695	365	10	measuring	measure	VERB
ajis02-2695	365	11	interaction	interaction	NOUN
ajis02-2695	365	12	effects	effect	NOUN
ajis02-2695	365	13	:	:	PUNCT
ajis02-2695	365	14	results	result	NOUN
ajis02-2695	365	15	from	from	ADP
ajis02-2695	365	16	a	a	DET
ajis02-2695	365	17	monte	monte	PROPN
ajis02-2695	365	18	carlo	carlo	PROPN
ajis02-2695	365	19	simulation	simulation	PROPN
ajis02-2695	365	20	study	study	PROPN
ajis02-2695	365	21	and	and	CCONJ
ajis02-2695	365	22	an	an	DET
ajis02-2695	365	23	electronic	electronic	ADJ
ajis02-2695	365	24	-	-	PUNCT
ajis02-2695	365	25	mail	mail	NOUN
ajis02-2695	365	26	emotion	emotion	NOUN
ajis02-2695	365	27	/	/	SYM
ajis02-2695	365	28	adoption	adoption	NOUN
ajis02-2695	365	29	study	study	NOUN
ajis02-2695	365	30	.	.	PUNCT
ajis02-2695	366	1	information	information	NOUN
ajis02-2695	366	2	systems	system	NOUN
ajis02-2695	366	3	research	research	NOUN
ajis02-2695	366	4	,	,	PUNCT
ajis02-2695	366	5	14(2	14(2	NUM
ajis02-2695	366	6	)	)	PUNCT
ajis02-2695	366	7	,	,	PUNCT
ajis02-2695	366	8	189	189	NUM
ajis02-2695	366	9	-	-	SYM
ajis02-2695	366	10	217	217	NUM
ajis02-2695	366	11	.	.	PUNCT
ajis02-2695	367	1	cohen	cohen	PROPN
ajis02-2695	367	2	,	,	PUNCT
ajis02-2695	367	3	j.	j.	PROPN
ajis02-2695	367	4	(	(	PUNCT
ajis02-2695	367	5	1988	1988	NUM
ajis02-2695	367	6	)	)	PUNCT
ajis02-2695	367	7	.	.	PUNCT
ajis02-2695	368	1	statisticalpower	statisticalpower	AUX
ajis02-2695	368	2	analysis	analysis	NOUN
ajis02-2695	368	3	for	for	ADP
ajis02-2695	368	4	the	the	DET
ajis02-2695	368	5	behavioral	behavioral	ADJ
ajis02-2695	368	6	sciences	science	NOUN
ajis02-2695	368	7	(	(	PUNCT
ajis02-2695	368	8	2’eu	2’eu	NUM
ajis02-2695	368	9	.	.	PUNCT
ajis02-2695	368	10	)	)	PUNCT
ajis02-2695	368	11	.	.	PUNCT
ajis02-2695	369	1	hilisuale	hilisuale	PROPN
ajis02-2695	369	2	,	,	PUNCT
ajis02-2695	369	3	nj	nj	PROPN
ajis02-2695	369	4	:	:	PUNCT
ajis02-2695	369	5	lawrence	lawrence	PROPN
ajis02-2695	369	6	eribaum	eribaum	PROPN
ajis02-2695	369	7	associates	associates	PROPN
ajis02-2695	369	8	.	.	PUNCT
ajis02-2695	370	1	dahlberg	dahlberg	PROPN
ajis02-2695	370	2	,	,	PUNCT
ajis02-2695	370	3	t.	t.	PROPN
ajis02-2695	370	4	,	,	PUNCT
ajis02-2695	370	5	mallat	mallat	ADJ
ajis02-2695	370	6	,	,	PUNCT
ajis02-2695	370	7	n.	n.	NOUN
ajis02-2695	370	8	,	,	PUNCT
ajis02-2695	370	9	ondrus	ondrus	ADJ
ajis02-2695	370	10	,	,	PUNCT
ajis02-2695	370	11	j.	j.	PROPN
ajis02-2695	370	12	,	,	PUNCT
ajis02-2695	370	13	&	&	CCONJ
ajis02-2695	370	14	zmijewska	zmijewska	PROPN
ajis02-2695	370	15	,	,	PUNCT
ajis02-2695	370	16	a.	a.	NOUN
ajis02-2695	370	17	(	(	PUNCT
ajis02-2695	370	18	2008	2008	NUM
ajis02-2695	370	19	)	)	PUNCT
ajis02-2695	370	20	.	.	PUNCT
ajis02-2695	371	1	past	past	ADJ
ajis02-2695	371	2	,	,	PUNCT
ajis02-2695	371	3	present	present	ADJ
ajis02-2695	371	4	and	and	CCONJ
ajis02-2695	371	5	future	future	NOUN
ajis02-2695	371	6	of	of	ADP
ajis02-2695	371	7	mobile	mobile	ADJ
ajis02-2695	371	8	payments	payment	NOUN
ajis02-2695	371	9	research	research	NOUN
ajis02-2695	371	10	:	:	PUNCT
ajis02-2695	371	11	a	a	DET
ajis02-2695	371	12	literature	literature	NOUN
ajis02-2695	371	13	review	review	NOUN
ajis02-2695	371	14	.	.	PUNCT
ajis02-2695	372	1	electronic	electronic	ADJ
ajis02-2695	372	2	commerce	commerce	NOUN
ajis02-2695	372	3	research	research	NOUN
ajis02-2695	372	4	and	and	CCONJ
ajis02-2695	372	5	applications	application	NOUN
ajis02-2695	372	6	,	,	PUNCT
ajis02-2695	372	7	7(2	7(2	NUM
ajis02-2695	372	8	)	)	PUNCT
ajis02-2695	372	9	,	,	PUNCT
ajis02-2695	372	10	165	165	NUM
ajis02-2695	372	11	-	-	SYM
ajis02-2695	372	12	181	181	NUM
ajis02-2695	372	13	.	.	PUNCT
ajis02-2695	373	1	delone	delone	PROPN
ajis02-2695	373	2	,	,	PUNCT
ajis02-2695	373	3	w.	w.	PROPN
ajis02-2695	373	4	,	,	PUNCT
ajis02-2695	373	5	&	&	CCONJ
ajis02-2695	373	6	mclean	mclean	PROPN
ajis02-2695	373	7	,	,	PUNCT
ajis02-2695	373	8	e.	e.	PROPN
ajis02-2695	373	9	(	(	PUNCT
ajis02-2695	373	10	2003	2003	NUM
ajis02-2695	373	11	)	)	PUNCT
ajis02-2695	373	12	.	.	PUNCT
ajis02-2695	374	1	the	the	DET
ajis02-2695	374	2	delone	delone	PROPN
ajis02-2695	374	3	and	and	CCONJ
ajis02-2695	374	4	mclean	mclean	PROPN
ajis02-2695	374	5	model	model	NOUN
ajis02-2695	374	6	of	of	ADP
ajis02-2695	374	7	information	information	NOUN
ajis02-2695	374	8	systems	system	NOUN
ajis02-2695	374	9	success	success	NOUN
ajis02-2695	374	10	:	:	PUNCT
ajis02-2695	374	11	a	a	DET
ajis02-2695	374	12	ten	ten	NUM
ajis02-2695	374	13	-	-	PUNCT
ajis02-2695	374	14	year	year	NOUN
ajis02-2695	374	15	update	update	NOUN
ajis02-2695	374	16	.	.	PUNCT
ajis02-2695	375	1	journal	journal	NOUN
ajis02-2695	375	2	of	of	ADP
ajis02-2695	375	3	management	management	NOUN
ajis02-2695	375	4	information	information	NOUN
ajis02-2695	375	5	systems	system	NOUN
ajis02-2695	375	6	,	,	PUNCT
ajis02-2695	375	7	19(4	19(4	NOUN
ajis02-2695	375	8	)	)	PUNCT
ajis02-2695	375	9	,	,	PUNCT
ajis02-2695	375	10	9	9	NUM
ajis02-2695	375	11	-	-	SYM
ajis02-2695	375	12	30	30	NUM
ajis02-2695	375	13	.	.	PUNCT
ajis02-2695	376	1	dwivedi	dwivedi	PROPN
ajis02-2695	376	2	,	,	PUNCT
ajis02-2695	376	3	y.	y.	PROPN
ajis02-2695	376	4	k.	k.	PROPN
ajis02-2695	376	5	,	,	PUNCT
ajis02-2695	376	6	rana	rana	PROPN
ajis02-2695	376	7	,	,	PUNCT
ajis02-2695	376	8	n.	n.	PROPN
ajis02-2695	376	9	p.	p.	PROPN
ajis02-2695	376	10	,	,	PUNCT
ajis02-2695	376	11	jeyaraj	jeyaraj	PROPN
ajis02-2695	376	12	,	,	PUNCT
ajis02-2695	376	13	a.	a.	PROPN
ajis02-2695	376	14	,	,	PUNCT
ajis02-2695	376	15	clement	clement	PROPN
ajis02-2695	376	16	,	,	PUNCT
ajis02-2695	376	17	m.	m.	NOUN
ajis02-2695	376	18	,	,	PUNCT
ajis02-2695	376	19	&	&	CCONJ
ajis02-2695	376	20	williams	williams	PROPN
ajis02-2695	376	21	,	,	PUNCT
ajis02-2695	376	22	m.	m.	PROPN
ajis02-2695	376	23	d.	d.	PROPN
ajis02-2695	376	24	(	(	PUNCT
ajis02-2695	376	25	2017	2017	NUM
ajis02-2695	376	26	)	)	PUNCT
ajis02-2695	376	27	.	.	PUNCT
ajis02-2695	377	1	re	re	VERB
ajis02-2695	377	2	-	-	VERB
ajis02-2695	377	3	examining	examine	VERB
ajis02-2695	377	4	the	the	DET
ajis02-2695	377	5	unified	unified	ADJ
ajis02-2695	377	6	theory	theory	NOUN
ajis02-2695	377	7	of	of	ADP
ajis02-2695	377	8	acceptance	acceptance	NOUN
ajis02-2695	377	9	and	and	CCONJ
ajis02-2695	377	10	use	use	NOUN
ajis02-2695	377	11	of	of	ADP
ajis02-2695	377	12	technology	technology	NOUN
ajis02-2695	377	13	(	(	PUNCT
ajis02-2695	377	14	utaut	utaut	PROPN
ajis02-2695	377	15	):	):	PUNCT
ajis02-2695	377	16	towards	towards	ADP
ajis02-2695	377	17	a	a	DET
ajis02-2695	377	18	revised	revise	VERB
ajis02-2695	377	19	theoretical	theoretical	ADJ
ajis02-2695	377	20	model	model	NOUN
ajis02-2695	377	21	.	.	PUNCT
ajis02-2695	378	1	information	information	NOUN
ajis02-2695	378	2	systems	system	NOUN
ajis02-2695	378	3	frontiers	frontier	NOUN
ajis02-2695	378	4	,	,	PUNCT
ajis02-2695	378	5	21(3	21(3	NUM
ajis02-2695	378	6	)	)	PUNCT
ajis02-2695	378	7	,	,	PUNCT
ajis02-2695	378	8	719	719	NUM
ajis02-2695	378	9	-	-	SYM
ajis02-2695	378	10	734	734	NUM
ajis02-2695	378	11	.	.	PUNCT
ajis02-2695	379	1	doi:10.1007	doi:10.1007	VERB
ajis02-2695	379	2	/	/	SYM
ajis02-2695	379	3	s10796	s10796	PROPN
ajis02-2695	379	4	-	-	PUNCT
ajis02-2695	379	5	0179774	0179774	NUM
ajis02-2695	379	6	-	-	PUNCT
ajis02-2695	379	7	y	y	PROPN
ajis02-2695	379	8	fan	fan	PROPN
ajis02-2695	379	9	,	,	PUNCT
ajis02-2695	379	10	j.	j.	PROPN
ajis02-2695	379	11	,	,	PUNCT
ajis02-2695	379	12	shao	shao	PROPN
ajis02-2695	379	13	,	,	PUNCT
ajis02-2695	379	14	m.	m.	NOUN
ajis02-2695	379	15	,	,	PUNCT
ajis02-2695	379	16	li	li	PROPN
ajis02-2695	379	17	,	,	PUNCT
ajis02-2695	379	18	y.	y.	PROPN
ajis02-2695	379	19	,	,	PUNCT
ajis02-2695	379	20	&	&	CCONJ
ajis02-2695	379	21	huang	huang	PROPN
ajis02-2695	379	22	,	,	PUNCT
ajis02-2695	379	23	x.	x.	NOUN
ajis02-2695	379	24	(	(	PUNCT
ajis02-2695	379	25	2018	2018	NUM
ajis02-2695	379	26	)	)	PUNCT
ajis02-2695	379	27	.	.	PUNCT
ajis02-2695	380	1	understanding	understand	VERB
ajis02-2695	380	2	users	user	NOUN
ajis02-2695	380	3	’	'	PUNCT
ajis02-2695	380	4	attitude	attitude	NOUN
ajis02-2695	380	5	toward	toward	ADP
ajis02-2695	380	6	mobile	mobile	ADJ
ajis02-2695	380	7	payment	payment	NOUN
ajis02-2695	380	8	use	use	NOUN
ajis02-2695	380	9	.	.	PUNCT
ajis02-2695	381	1	industrial	industrial	ADJ
ajis02-2695	381	2	management	management	PROPN
ajis02-2695	381	3	&	&	CCONJ
ajis02-2695	381	4	data	datum	NOUN
ajis02-2695	381	5	systems	system	NOUN
ajis02-2695	381	6	,	,	PUNCT
ajis02-2695	381	7	118(3	118(3	NUM
ajis02-2695	381	8	)	)	PUNCT
ajis02-2695	381	9	,	,	PUNCT
ajis02-2695	381	10	524	524	NUM
ajis02-2695	381	11	-	-	SYM
ajis02-2695	381	12	540	540	NUM
ajis02-2695	381	13	.	.	PUNCT
ajis02-2695	382	1	doi:10.1108	doi:10.1108	PROPN
ajis02-2695	382	2	/	/	SYM
ajis02-2695	382	3	imds06	imds06	NOUN
ajis02-2695	382	4	-	-	PUNCT
ajis02-2695	382	5	2017	2017	NUM
ajis02-2695	382	6	-	-	PUNCT
ajis02-2695	382	7	0268	0268	NUM
ajis02-2695	382	8	australasian	australasian	ADJ
ajis02-2695	382	9	journal	journal	NOUN
ajis02-2695	382	10	of	of	ADP
ajis02-2695	382	11	information	information	NOUN
ajis02-2695	382	12	systems	system	NOUN
ajis02-2695	382	13	singh	singh	PROPN
ajis02-2695	382	14	2020	2020	NUM
ajis02-2695	382	15	,	,	PUNCT
ajis02-2695	382	16	vol	vol	NOUN
ajis02-2695	382	17	24	24	NUM
ajis02-2695	382	18	,	,	PUNCT
ajis02-2695	382	19	research	research	NOUN
ajis02-2695	382	20	article	article	NOUN
ajis02-2695	382	21	explaining	explain	VERB
ajis02-2695	382	22	post	post	NOUN
ajis02-2695	382	23	-	-	NOUN
ajis02-2695	382	24	adoption	adoption	NOUN
ajis02-2695	382	25	of	of	ADP
ajis02-2695	382	26	mobile	mobile	ADJ
ajis02-2695	382	27	payment	payment	NOUN
ajis02-2695	382	28	systems	system	NOUN
ajis02-2695	382	29	21	21	NUM
ajis02-2695	382	30	fornell	fornell	NOUN
ajis02-2695	382	31	,	,	PUNCT
ajis02-2695	382	32	c.	c.	PROPN
ajis02-2695	382	33	,	,	PUNCT
ajis02-2695	382	34	&	&	CCONJ
ajis02-2695	382	35	larcker	larcker	PROPN
ajis02-2695	382	36	,	,	PUNCT
ajis02-2695	382	37	d.	d.	PROPN
ajis02-2695	382	38	(	(	PUNCT
ajis02-2695	382	39	1981	1981	NUM
ajis02-2695	382	40	)	)	PUNCT
ajis02-2695	382	41	.	.	PUNCT
ajis02-2695	383	1	evaluating	evaluate	VERB
ajis02-2695	383	2	structural	structural	ADJ
ajis02-2695	383	3	equation	equation	NOUN
ajis02-2695	383	4	models	model	NOUN
ajis02-2695	383	5	with	with	ADP
ajis02-2695	383	6	unobservable	unobservable	ADJ
ajis02-2695	383	7	variables	variable	NOUN
ajis02-2695	383	8	and	and	CCONJ
ajis02-2695	383	9	measurement	measurement	NOUN
ajis02-2695	383	10	error	error	NOUN
ajis02-2695	383	11	.	.	PUNCT
ajis02-2695	384	1	journal	journal	NOUN
ajis02-2695	384	2	of	of	ADP
ajis02-2695	384	3	marketing	marketing	NOUN
ajis02-2695	384	4	research	research	NOUN
ajis02-2695	384	5	,	,	PUNCT
ajis02-2695	384	6	39	39	NUM
ajis02-2695	384	7	-	-	SYM
ajis02-2695	384	8	50	50	NUM
ajis02-2695	384	9	.	.	PUNCT
ajis02-2695	385	1	garland	garland	PROPN
ajis02-2695	385	2	,	,	PUNCT
ajis02-2695	385	3	r.	r.	PROPN
ajis02-2695	385	4	(	(	PUNCT
ajis02-2695	385	5	1991	1991	NUM
ajis02-2695	385	6	)	)	PUNCT
ajis02-2695	385	7	.	.	PUNCT
ajis02-2695	386	1	the	the	DET
ajis02-2695	386	2	mid	mid	NOUN
ajis02-2695	386	3	-	-	NOUN
ajis02-2695	386	4	point	point	NOUN
ajis02-2695	386	5	on	on	ADP
ajis02-2695	386	6	a	a	DET
ajis02-2695	386	7	rating	rating	NOUN
ajis02-2695	386	8	scale	scale	NOUN
ajis02-2695	386	9	:	:	PUNCT
ajis02-2695	386	10	is	be	AUX
ajis02-2695	386	11	it	it	PRON
ajis02-2695	386	12	desirable	desirable	ADJ
ajis02-2695	386	13	.	.	PUNCT
ajis02-2695	387	1	marketing	marketing	NOUN
ajis02-2695	387	2	bulletin,2(1	bulletin,2(1	PROPN
ajis02-2695	387	3	)	)	PUNCT
ajis02-2695	387	4	,	,	PUNCT
ajis02-2695	387	5	6670	6670	NUM
ajis02-2695	387	6	.	.	PUNCT
ajis02-2695	388	1	gerban	gerban	NOUN
ajis02-2695	388	2	,	,	PUNCT
ajis02-2695	388	3	m.	m.	NOUN
ajis02-2695	388	4	(	(	PUNCT
ajis02-2695	388	5	2019	2019	NUM
ajis02-2695	388	6	)	)	PUNCT
ajis02-2695	388	7	.	.	PUNCT
ajis02-2695	389	1	mobile	mobile	ADJ
ajis02-2695	389	2	wallet	wallet	NOUN
ajis02-2695	389	3	trends	trend	NOUN
ajis02-2695	389	4	(	(	PUNCT
ajis02-2695	389	5	rep	rep	PROPN
ajis02-2695	389	6	.	.	PROPN
ajis02-2695	389	7	)	)	PUNCT
ajis02-2695	389	8	.	.	PUNCT
ajis02-2695	390	1	retrieved	retrieve	VERB
ajis02-2695	390	2	may	may	AUX
ajis02-2695	390	3	25	25	NUM
ajis02-2695	390	4	,	,	PUNCT
ajis02-2695	390	5	2019	2019	NUM
ajis02-2695	390	6	,	,	PUNCT
ajis02-2695	390	7	from	from	ADP
ajis02-2695	390	8	global	global	ADJ
ajis02-2695	390	9	acceptance	acceptance	NOUN
ajis02-2695	390	10	transaction	transaction	NOUN
ajis02-2695	390	11	engine(gate	engine(gate	NOUN
ajis02-2695	390	12	)	)	PUNCT
ajis02-2695	390	13	website	website	NOUN
ajis02-2695	390	14	:	:	PUNCT
ajis02-2695	390	15	https://www.poweredbygate.com/wpcontent/uploads/2019/03/gate-mobile-wallet-trends-final-03.26.19.pdf	https://www.poweredbygate.com/wpcontent/uploads/2019/03/gate-mobile-wallet-trends-final-03.26.19.pdf	PROPN
ajis02-2695	390	16	geisser	geisser	NOUN
ajis02-2695	390	17	,	,	PUNCT
ajis02-2695	390	18	s.	s.	PROPN
ajis02-2695	390	19	(	(	PUNCT
ajis02-2695	390	20	1974	1974	NUM
ajis02-2695	390	21	)	)	PUNCT
ajis02-2695	390	22	.	.	PUNCT
ajis02-2695	391	1	a	a	DET
ajis02-2695	391	2	predictive	predictive	ADJ
ajis02-2695	391	3	approach	approach	NOUN
ajis02-2695	391	4	to	to	ADP
ajis02-2695	391	5	the	the	DET
ajis02-2695	391	6	random	random	ADJ
ajis02-2695	391	7	effect	effect	NOUN
ajis02-2695	391	8	model	model	NOUN
ajis02-2695	391	9	.	.	PUNCT
ajis02-2695	392	1	biometrika,61(1	biometrika,61(1	PROPN
ajis02-2695	392	2	)	)	PUNCT
ajis02-2695	392	3	,	,	PUNCT
ajis02-2695	392	4	101107	101107	NUM
ajis02-2695	392	5	.	.	PUNCT
ajis02-2695	393	1	george	george	PROPN
ajis02-2695	393	2	,	,	PUNCT
ajis02-2695	393	3	d.	d.	PROPN
ajis02-2695	393	4	,	,	PUNCT
ajis02-2695	393	5	&	&	CCONJ
ajis02-2695	393	6	mallery	mallery	PROPN
ajis02-2695	393	7	,	,	PUNCT
ajis02-2695	393	8	m.	m.	NOUN
ajis02-2695	393	9	(	(	PUNCT
ajis02-2695	393	10	2010	2010	NUM
ajis02-2695	393	11	)	)	PUNCT
ajis02-2695	393	12	.	.	PUNCT
ajis02-2695	394	1	spss	spss	PROPN
ajis02-2695	394	2	for	for	ADP
ajis02-2695	394	3	windows	window	NOUN
ajis02-2695	394	4	step	step	NOUN
ajis02-2695	394	5	by	by	ADP
ajis02-2695	394	6	step	step	NOUN
ajis02-2695	394	7	:	:	PUNCT
ajis02-2695	394	8	a	a	DET
ajis02-2695	394	9	simple	simple	ADJ
ajis02-2695	394	10	guide	guide	NOUN
ajis02-2695	394	11	and	and	CCONJ
ajis02-2695	394	12	reference	reference	NOUN
ajis02-2695	394	13	,	,	PUNCT
ajis02-2695	394	14	17.0	17.0	NUM
ajis02-2695	394	15	update	update	NOUN
ajis02-2695	394	16	10	10	NUM
ajis02-2695	394	17	/	/	SYM
ajis02-2695	394	18	e.	e.	PROPN
ajis02-2695	394	19	ghezzi	ghezzi	PROPN
ajis02-2695	394	20	,	,	PUNCT
ajis02-2695	394	21	a.	a.	NOUN
ajis02-2695	394	22	,	,	PUNCT
ajis02-2695	394	23	renga	renga	PROPN
ajis02-2695	394	24	,	,	PUNCT
ajis02-2695	394	25	f.	f.	PROPN
ajis02-2695	394	26	,	,	PUNCT
ajis02-2695	394	27	balocco	balocco	PROPN
ajis02-2695	394	28	,	,	PUNCT
ajis02-2695	394	29	r.	r.	PROPN
ajis02-2695	394	30	,	,	PUNCT
ajis02-2695	394	31	&	&	CCONJ
ajis02-2695	394	32	pescetto	pescetto	PROPN
ajis02-2695	394	33	,	,	PUNCT
ajis02-2695	394	34	p.	p.	NOUN
ajis02-2695	394	35	(	(	PUNCT
ajis02-2695	394	36	2010	2010	NUM
ajis02-2695	394	37	)	)	PUNCT
ajis02-2695	394	38	.	.	PUNCT
ajis02-2695	395	1	mobile	mobile	ADJ
ajis02-2695	395	2	payment	payment	NOUN
ajis02-2695	395	3	applications	application	NOUN
ajis02-2695	395	4	:	:	PUNCT
ajis02-2695	395	5	offer	offer	VERB
ajis02-2695	395	6	state	state	NOUN
ajis02-2695	395	7	of	of	ADP
ajis02-2695	395	8	the	the	DET
ajis02-2695	395	9	art	art	NOUN
ajis02-2695	395	10	in	in	ADP
ajis02-2695	395	11	the	the	DET
ajis02-2695	395	12	italian	italian	ADJ
ajis02-2695	395	13	market	market	NOUN
ajis02-2695	395	14	.	.	PUNCT
ajis02-2695	396	1	info	info	NOUN
ajis02-2695	396	2	,	,	PUNCT
ajis02-2695	396	3	12(5	12(5	NUM
ajis02-2695	396	4	)	)	PUNCT
ajis02-2695	396	5	,	,	PUNCT
ajis02-2695	396	6	3	3	NUM
ajis02-2695	396	7	-	-	SYM
ajis02-2695	396	8	22	22	NUM
ajis02-2695	396	9	.	.	PUNCT
ajis02-2695	397	1	giovanis	giovanis	PROPN
ajis02-2695	397	2	,	,	PUNCT
ajis02-2695	397	3	a.	a.	NOUN
ajis02-2695	397	4	,	,	PUNCT
ajis02-2695	397	5	assimakopoulos	assimakopoulos	PROPN
ajis02-2695	397	6	,	,	PUNCT
ajis02-2695	397	7	c.	c.	PROPN
ajis02-2695	397	8	,	,	PUNCT
ajis02-2695	397	9	&	&	CCONJ
ajis02-2695	397	10	sarmaniotis	sarmaniotis	PROPN
ajis02-2695	397	11	,	,	PUNCT
ajis02-2695	397	12	c.	c.	PROPN
ajis02-2695	397	13	(	(	PUNCT
ajis02-2695	397	14	2018	2018	NUM
ajis02-2695	397	15	)	)	PUNCT
ajis02-2695	397	16	.	.	PUNCT
ajis02-2695	398	1	adoption	adoption	NOUN
ajis02-2695	398	2	of	of	ADP
ajis02-2695	398	3	mobile	mobile	ADJ
ajis02-2695	398	4	self	self	NOUN
ajis02-2695	398	5	-	-	PUNCT
ajis02-2695	398	6	service	service	NOUN
ajis02-2695	398	7	retail	retail	ADJ
ajis02-2695	398	8	banking	banking	NOUN
ajis02-2695	398	9	technologies	technology	NOUN
ajis02-2695	398	10	.	.	PUNCT
ajis02-2695	399	1	international	international	ADJ
ajis02-2695	399	2	journal	journal	PROPN
ajis02-2695	399	3	of	of	ADP
ajis02-2695	399	4	retail	retail	PROPN
ajis02-2695	399	5	&	&	CCONJ
ajis02-2695	399	6	distribution	distribution	NOUN
ajis02-2695	399	7	management	management	NOUN
ajis02-2695	399	8	.	.	PUNCT
ajis02-2695	400	1	hair	hair	NOUN
ajis02-2695	400	2	,	,	PUNCT
ajis02-2695	400	3	j.	j.	PROPN
ajis02-2695	400	4	f.	f.	PROPN
ajis02-2695	400	5	,	,	PUNCT
ajis02-2695	400	6	black	black	PROPN
ajis02-2695	400	7	,	,	PUNCT
ajis02-2695	400	8	w.	w.	PROPN
ajis02-2695	400	9	c.	c.	PROPN
ajis02-2695	400	10	,	,	PUNCT
ajis02-2695	400	11	babin	babin	PROPN
ajis02-2695	400	12	,	,	PUNCT
ajis02-2695	400	13	b.	b.	PROPN
ajis02-2695	400	14	j.	j.	PROPN
ajis02-2695	400	15	,	,	PUNCT
ajis02-2695	400	16	&	&	CCONJ
ajis02-2695	400	17	anderson	anderson	PROPN
ajis02-2695	400	18	,	,	PUNCT
ajis02-2695	400	19	r.	r.	PROPN
ajis02-2695	400	20	e.	e.	PROPN
ajis02-2695	400	21	(	(	PUNCT
ajis02-2695	400	22	2010	2010	NUM
ajis02-2695	400	23	)	)	PUNCT
ajis02-2695	400	24	.	.	PUNCT
ajis02-2695	401	1	multivariate	multivariate	NOUN
ajis02-2695	401	2	data	datum	NOUN
ajis02-2695	401	3	analysis	analysis	NOUN
ajis02-2695	401	4	.	.	PUNCT
ajis02-2695	402	1	pearson	pearson	PROPN
ajis02-2695	402	2	higher	high	ADJ
ajis02-2695	402	3	ed	ed	PROPN
ajis02-2695	402	4	.	.	PUNCT
ajis02-2695	403	1	hair	hair	PROPN
ajis02-2695	403	2	jr	jr	PROPN
ajis02-2695	403	3	,	,	PUNCT
ajis02-2695	403	4	j.	j.	PROPN
ajis02-2695	403	5	f.	f.	PROPN
ajis02-2695	403	6	,	,	PUNCT
ajis02-2695	403	7	hult	hult	PROPN
ajis02-2695	403	8	,	,	PUNCT
ajis02-2695	403	9	g.	g.	PROPN
ajis02-2695	403	10	t.	t.	PROPN
ajis02-2695	403	11	m.	m.	PROPN
ajis02-2695	403	12	,	,	PUNCT
ajis02-2695	403	13	ringle	ringle	PROPN
ajis02-2695	403	14	,	,	PUNCT
ajis02-2695	403	15	c.	c.	PROPN
ajis02-2695	403	16	,	,	PUNCT
ajis02-2695	403	17	&	&	CCONJ
ajis02-2695	403	18	sarstedt	sarstedt	NOUN
ajis02-2695	403	19	,	,	PUNCT
ajis02-2695	403	20	m.	m.	NOUN
ajis02-2695	403	21	(	(	PUNCT
ajis02-2695	403	22	2016	2016	NUM
ajis02-2695	403	23	)	)	PUNCT
ajis02-2695	403	24	.	.	PUNCT
ajis02-2695	404	1	a	a	DET
ajis02-2695	404	2	primer	primer	NOUN
ajis02-2695	404	3	on	on	ADP
ajis02-2695	404	4	partial	partial	ADJ
ajis02-2695	404	5	least	least	ADJ
ajis02-2695	404	6	squares	square	NOUN
ajis02-2695	404	7	structural	structural	ADJ
ajis02-2695	404	8	equation	equation	NOUN
ajis02-2695	404	9	modeling	modeling	NOUN
ajis02-2695	404	10	(	(	PUNCT
ajis02-2695	404	11	pls	pls	INTJ
ajis02-2695	404	12	-	-	PUNCT
ajis02-2695	404	13	sem	sem	NOUN
ajis02-2695	404	14	)	)	PUNCT
ajis02-2695	404	15	.	.	PUNCT
ajis02-2695	405	1	sage	sage	NOUN
ajis02-2695	405	2	publications	publication	NOUN
ajis02-2695	405	3	.	.	PUNCT
ajis02-2695	406	1	hair	hair	NOUN
ajis02-2695	406	2	,	,	PUNCT
ajis02-2695	406	3	j.	j.	PROPN
ajis02-2695	406	4	f.	f.	PROPN
ajis02-2695	406	5	,	,	PUNCT
ajis02-2695	406	6	risher	risher	ADV
ajis02-2695	406	7	,	,	PUNCT
ajis02-2695	406	8	j.	j.	PROPN
ajis02-2695	406	9	j.	j.	PROPN
ajis02-2695	406	10	,	,	PUNCT
ajis02-2695	406	11	sarstedt	sarstedt	NOUN
ajis02-2695	406	12	,	,	PUNCT
ajis02-2695	406	13	m.	m.	NOUN
ajis02-2695	406	14	,	,	PUNCT
ajis02-2695	406	15	&	&	CCONJ
ajis02-2695	406	16	ringle	ringle	PROPN
ajis02-2695	406	17	,	,	PUNCT
ajis02-2695	406	18	c.	c.	PROPN
ajis02-2695	406	19	m.	m.	NOUN
ajis02-2695	406	20	(	(	PUNCT
ajis02-2695	406	21	2019	2019	NUM
ajis02-2695	406	22	)	)	PUNCT
ajis02-2695	406	23	.	.	PUNCT
ajis02-2695	407	1	when	when	SCONJ
ajis02-2695	407	2	to	to	PART
ajis02-2695	407	3	use	use	VERB
ajis02-2695	407	4	and	and	CCONJ
ajis02-2695	407	5	how	how	SCONJ
ajis02-2695	407	6	to	to	PART
ajis02-2695	407	7	report	report	VERB
ajis02-2695	407	8	the	the	DET
ajis02-2695	407	9	results	result	NOUN
ajis02-2695	407	10	of	of	ADP
ajis02-2695	407	11	pls	pls	NOUN
ajis02-2695	407	12	-	-	PUNCT
ajis02-2695	407	13	sem	sem	NOUN
ajis02-2695	407	14	.	.	PUNCT
ajis02-2695	408	1	european	european	PROPN
ajis02-2695	408	2	business	business	PROPN
ajis02-2695	408	3	review	review	PROPN
ajis02-2695	408	4	,	,	PUNCT
ajis02-2695	408	5	31(1	31(1	NUM
ajis02-2695	408	6	)	)	PUNCT
ajis02-2695	408	7	,	,	PUNCT
ajis02-2695	408	8	2	2	NUM
ajis02-2695	408	9	-	-	SYM
ajis02-2695	408	10	24	24	NUM
ajis02-2695	408	11	.	.	PUNCT
ajis02-2695	409	1	doi:10.1108	doi:10.1108	PROPN
ajis02-2695	409	2	/	/	SYM
ajis02-2695	409	3	ebr-11	ebr-11	NOUN
ajis02-2695	409	4	-	-	NOUN
ajis02-2695	409	5	2018	2018	NUM
ajis02-2695	409	6	-	-	PUNCT
ajis02-2695	409	7	0203	0203	NUM
ajis02-2695	409	8	.	.	PUNCT
ajis02-2695	410	1	hair	hair	NOUN
ajis02-2695	410	2	,	,	PUNCT
ajis02-2695	410	3	j.	j.	PROPN
ajis02-2695	410	4	f.	f.	PROPN
ajis02-2695	410	5	,	,	PUNCT
ajis02-2695	410	6	sarstedt	sarstedt	NOUN
ajis02-2695	410	7	,	,	PUNCT
ajis02-2695	410	8	m.	m.	NOUN
ajis02-2695	410	9	,	,	PUNCT
ajis02-2695	410	10	&	&	CCONJ
ajis02-2695	410	11	ringle	ringle	PROPN
ajis02-2695	410	12	,	,	PUNCT
ajis02-2695	410	13	c.	c.	PROPN
ajis02-2695	410	14	m.	m.	NOUN
ajis02-2695	410	15	(	(	PUNCT
ajis02-2695	410	16	2019	2019	NUM
ajis02-2695	410	17	)	)	PUNCT
ajis02-2695	410	18	.	.	PUNCT
ajis02-2695	411	1	rethinking	rethink	VERB
ajis02-2695	411	2	some	some	PRON
ajis02-2695	411	3	of	of	ADP
ajis02-2695	411	4	the	the	DET
ajis02-2695	411	5	rethinking	rethinking	NOUN
ajis02-2695	411	6	of	of	ADP
ajis02-2695	411	7	partial	partial	ADJ
ajis02-2695	411	8	least	least	ADJ
ajis02-2695	411	9	squares	square	NOUN
ajis02-2695	411	10	.	.	PUNCT
ajis02-2695	412	1	european	european	ADJ
ajis02-2695	412	2	journal	journal	PROPN
ajis02-2695	412	3	of	of	ADP
ajis02-2695	412	4	marketing	marketing	NOUN
ajis02-2695	412	5	,	,	PUNCT
ajis02-2695	412	6	53(4	53(4	NOUN
ajis02-2695	412	7	)	)	PUNCT
ajis02-2695	412	8	,	,	PUNCT
ajis02-2695	412	9	566	566	NUM
ajis02-2695	412	10	-	-	SYM
ajis02-2695	412	11	584	584	NUM
ajis02-2695	412	12	.	.	PUNCT
ajis02-2695	413	1	doi:10.1108	doi:10.1108	PROPN
ajis02-2695	413	2	/	/	SYM
ajis02-2695	413	3	ejm-10	ejm-10	PROPN
ajis02-2695	413	4	-	-	ADJ
ajis02-2695	413	5	2018	2018	NUM
ajis02-2695	413	6	-	-	PUNCT
ajis02-2695	413	7	0665	0665	NUM
ajis02-2695	413	8	.	.	PUNCT
ajis02-2695	414	1	hampshire	hampshire	PROPN
ajis02-2695	414	2	,	,	PUNCT
ajis02-2695	414	3	c.	c.	PROPN
ajis02-2695	414	4	(	(	PUNCT
ajis02-2695	414	5	2017	2017	NUM
ajis02-2695	414	6	)	)	PUNCT
ajis02-2695	414	7	.	.	PUNCT
ajis02-2695	415	1	a	a	DET
ajis02-2695	415	2	mixed	mixed	ADJ
ajis02-2695	415	3	methods	method	NOUN
ajis02-2695	415	4	empirical	empirical	ADJ
ajis02-2695	415	5	exploration	exploration	NOUN
ajis02-2695	415	6	of	of	ADP
ajis02-2695	415	7	uk	uk	PROPN
ajis02-2695	415	8	consumer	consumer	NOUN
ajis02-2695	415	9	perceptions	perception	NOUN
ajis02-2695	415	10	of	of	ADP
ajis02-2695	415	11	trust	trust	NOUN
ajis02-2695	415	12	,	,	PUNCT
ajis02-2695	415	13	risk	risk	NOUN
ajis02-2695	415	14	and	and	CCONJ
ajis02-2695	415	15	usefulness	usefulness	NOUN
ajis02-2695	415	16	of	of	ADP
ajis02-2695	415	17	mobile	mobile	ADJ
ajis02-2695	415	18	payments	payment	NOUN
ajis02-2695	415	19	.	.	PUNCT
ajis02-2695	416	1	international	international	ADJ
ajis02-2695	416	2	journal	journal	PROPN
ajis02-2695	416	3	of	of	ADP
ajis02-2695	416	4	bank	bank	PROPN
ajis02-2695	416	5	marketing	marketing	NOUN
ajis02-2695	416	6	,	,	PUNCT
ajis02-2695	416	7	35(3	35(3	NUM
ajis02-2695	416	8	)	)	PUNCT
ajis02-2695	416	9	,	,	PUNCT
ajis02-2695	416	10	354	354	NUM
ajis02-2695	416	11	-	-	SYM
ajis02-2695	416	12	369	369	NUM
ajis02-2695	416	13	.	.	PUNCT
ajis02-2695	417	1	hoque	hoque	NOUN
ajis02-2695	417	2	,	,	PUNCT
ajis02-2695	417	3	r.	r.	PROPN
ajis02-2695	417	4	,	,	PUNCT
ajis02-2695	417	5	&	&	CCONJ
ajis02-2695	417	6	sorwar	sorwar	PROPN
ajis02-2695	417	7	,	,	PUNCT
ajis02-2695	417	8	g.	g.	PROPN
ajis02-2695	417	9	(	(	PUNCT
ajis02-2695	417	10	2017	2017	NUM
ajis02-2695	417	11	)	)	PUNCT
ajis02-2695	417	12	.	.	PUNCT
ajis02-2695	418	1	understanding	understand	VERB
ajis02-2695	418	2	factors	factor	NOUN
ajis02-2695	418	3	influencing	influence	VERB
ajis02-2695	418	4	the	the	DET
ajis02-2695	418	5	adoption	adoption	NOUN
ajis02-2695	418	6	of	of	ADP
ajis02-2695	418	7	mhealth	mhealth	NOUN
ajis02-2695	418	8	by	by	ADP
ajis02-2695	418	9	the	the	DET
ajis02-2695	418	10	elderly	elderly	ADJ
ajis02-2695	418	11	:	:	PUNCT
ajis02-2695	418	12	an	an	DET
ajis02-2695	418	13	extension	extension	NOUN
ajis02-2695	418	14	of	of	ADP
ajis02-2695	418	15	the	the	DET
ajis02-2695	418	16	utaut	utaut	PROPN
ajis02-2695	418	17	model	model	PROPN
ajis02-2695	418	18	.	.	PUNCT
ajis02-2695	419	1	international	international	ADJ
ajis02-2695	419	2	journal	journal	PROPN
ajis02-2695	419	3	of	of	ADP
ajis02-2695	419	4	medical	medical	ADJ
ajis02-2695	419	5	informatics	informatic	NOUN
ajis02-2695	419	6	,	,	PUNCT
ajis02-2695	419	7	101	101	NUM
ajis02-2695	419	8	,	,	PUNCT
ajis02-2695	419	9	75	75	NUM
ajis02-2695	419	10	-	-	SYM
ajis02-2695	419	11	84	84	NUM
ajis02-2695	419	12	.	.	PUNCT
ajis02-2695	420	1	iman	iman	PROPN
ajis02-2695	420	2	,	,	PUNCT
ajis02-2695	420	3	n.	n.	NOUN
ajis02-2695	420	4	(	(	PUNCT
ajis02-2695	420	5	2018	2018	NUM
ajis02-2695	420	6	)	)	PUNCT
ajis02-2695	420	7	.	.	PUNCT
ajis02-2695	420	8	is	be	AUX
ajis02-2695	420	9	mobile	mobile	ADJ
ajis02-2695	420	10	payment	payment	NOUN
ajis02-2695	420	11	still	still	ADV
ajis02-2695	420	12	relevant	relevant	ADJ
ajis02-2695	420	13	in	in	ADP
ajis02-2695	420	14	the	the	DET
ajis02-2695	420	15	fintech	fintech	NOUN
ajis02-2695	420	16	era	era	NOUN
ajis02-2695	420	17	?	?	PUNCT
ajis02-2695	420	18	.	.	PUNCT
ajis02-2695	421	1	electronic	electronic	ADJ
ajis02-2695	421	2	commerce	commerce	NOUN
ajis02-2695	421	3	research	research	NOUN
ajis02-2695	421	4	and	and	CCONJ
ajis02-2695	421	5	applications	application	NOUN
ajis02-2695	421	6	,	,	PUNCT
ajis02-2695	421	7	30	30	NUM
ajis02-2695	421	8	,	,	PUNCT
ajis02-2695	421	9	72	72	NUM
ajis02-2695	421	10	-	-	SYM
ajis02-2695	421	11	82	82	NUM
ajis02-2695	421	12	.	.	PUNCT
ajis02-2695	422	1	isaac	isaac	PROPN
ajis02-2695	422	2	,	,	PUNCT
ajis02-2695	422	3	j.	j.	PROPN
ajis02-2695	422	4	t.	t.	PROPN
ajis02-2695	422	5	,	,	PUNCT
ajis02-2695	422	6	&	&	CCONJ
ajis02-2695	422	7	sherali	sherali	PROPN
ajis02-2695	422	8	,	,	PUNCT
ajis02-2695	422	9	z.	z.	PROPN
ajis02-2695	422	10	(	(	PUNCT
ajis02-2695	422	11	2014	2014	NUM
ajis02-2695	422	12	)	)	PUNCT
ajis02-2695	422	13	.	.	PUNCT
ajis02-2695	423	1	secure	secure	VERB
ajis02-2695	423	2	mobile	mobile	ADJ
ajis02-2695	423	3	payment	payment	NOUN
ajis02-2695	423	4	systems	system	NOUN
ajis02-2695	423	5	.	.	PUNCT
ajis02-2695	424	1	it	it	PRON
ajis02-2695	424	2	professional	professional	ADJ
ajis02-2695	424	3	,	,	PUNCT
ajis02-2695	424	4	16(3	16(3	PROPN
ajis02-2695	424	5	)	)	PUNCT
ajis02-2695	424	6	,	,	PUNCT
ajis02-2695	424	7	36	36	NUM
ajis02-2695	424	8	-	-	SYM
ajis02-2695	424	9	43	43	NUM
ajis02-2695	424	10	.	.	PUNCT
ajis02-2695	425	1	josé	josé	PROPN
ajis02-2695	425	2	liébana	liébana	PROPN
ajis02-2695	425	3	-	-	PUNCT
ajis02-2695	425	4	cabanillas	cabanilla	NOUN
ajis02-2695	425	5	,	,	PUNCT
ajis02-2695	425	6	f.	f.	PROPN
ajis02-2695	425	7	,	,	PUNCT
ajis02-2695	425	8	sánchez	sánchez	NOUN
ajis02-2695	425	9	-	-	PUNCT
ajis02-2695	425	10	fernández	fernández	PROPN
ajis02-2695	425	11	,	,	PUNCT
ajis02-2695	425	12	j.	j.	PROPN
ajis02-2695	425	13	,	,	PUNCT
ajis02-2695	425	14	&	&	CCONJ
ajis02-2695	425	15	muñoz	muñoz	PROPN
ajis02-2695	425	16	-	-	PUNCT
ajis02-2695	425	17	leiva	leiva	PROPN
ajis02-2695	425	18	,	,	PUNCT
ajis02-2695	425	19	f.	f.	PROPN
ajis02-2695	425	20	(	(	PUNCT
ajis02-2695	425	21	2014	2014	NUM
ajis02-2695	425	22	)	)	PUNCT
ajis02-2695	425	23	.	.	PUNCT
ajis02-2695	426	1	role	role	NOUN
ajis02-2695	426	2	of	of	ADP
ajis02-2695	426	3	gender	gender	NOUN
ajis02-2695	426	4	on	on	ADP
ajis02-2695	426	5	acceptance	acceptance	NOUN
ajis02-2695	426	6	of	of	ADP
ajis02-2695	426	7	mobile	mobile	ADJ
ajis02-2695	426	8	payment	payment	NOUN
ajis02-2695	426	9	.	.	PUNCT
ajis02-2695	427	1	industrial	industrial	ADJ
ajis02-2695	427	2	management	management	PROPN
ajis02-2695	427	3	&	&	CCONJ
ajis02-2695	427	4	data	datum	NOUN
ajis02-2695	427	5	systems	system	NOUN
ajis02-2695	427	6	,	,	PUNCT
ajis02-2695	427	7	114(2	114(2	NUM
ajis02-2695	427	8	)	)	PUNCT
ajis02-2695	427	9	,	,	PUNCT
ajis02-2695	427	10	220	220	NUM
ajis02-2695	427	11	-	-	SYM
ajis02-2695	427	12	240	240	NUM
ajis02-2695	427	13	.	.	PUNCT
ajis02-2695	428	1	kang	kang	PROPN
ajis02-2695	428	2	,	,	PUNCT
ajis02-2695	428	3	j.	j.	PROPN
ajis02-2695	428	4	(	(	PUNCT
ajis02-2695	428	5	2018	2018	NUM
ajis02-2695	428	6	)	)	PUNCT
ajis02-2695	428	7	.	.	PUNCT
ajis02-2695	429	1	mobile	mobile	ADJ
ajis02-2695	429	2	payment	payment	NOUN
ajis02-2695	429	3	in	in	ADP
ajis02-2695	429	4	fintech	fintech	NOUN
ajis02-2695	429	5	environment	environment	NOUN
ajis02-2695	429	6	:	:	PUNCT
ajis02-2695	429	7	trends	trend	NOUN
ajis02-2695	429	8	,	,	PUNCT
ajis02-2695	429	9	security	security	NOUN
ajis02-2695	429	10	challenges	challenge	NOUN
ajis02-2695	429	11	,	,	PUNCT
ajis02-2695	429	12	and	and	CCONJ
ajis02-2695	429	13	services	service	NOUN
ajis02-2695	429	14	.	.	PUNCT
ajis02-2695	430	1	human	human	ADJ
ajis02-2695	430	2	-	-	PUNCT
ajis02-2695	430	3	centric	centric	NOUN
ajis02-2695	430	4	computing	computing	NOUN
ajis02-2695	430	5	and	and	CCONJ
ajis02-2695	430	6	information	information	NOUN
ajis02-2695	430	7	sciences	science	NOUN
ajis02-2695	430	8	,	,	PUNCT
ajis02-2695	430	9	8(32	8(32	NUM
ajis02-2695	430	10	)	)	PUNCT
ajis02-2695	430	11	,	,	PUNCT
ajis02-2695	430	12	1	1	NUM
ajis02-2695	430	13	-	-	SYM
ajis02-2695	430	14	16	16	NUM
ajis02-2695	430	15	.	.	PUNCT
ajis02-2695	431	1	doi:10.1186	doi:10.1186	PROPN
ajis02-2695	431	2	/	/	SYM
ajis02-2695	431	3	s13673	s13673	NOUN
ajis02-2695	431	4	-	-	PUNCT
ajis02-2695	431	5	018	018	NUM
ajis02-2695	431	6	-	-	PUNCT
ajis02-2695	431	7	0155	0155	NUM
ajis02-2695	431	8	khalilzadeh	khalilzadeh	PROPN
ajis02-2695	431	9	,	,	PUNCT
ajis02-2695	431	10	j.	j.	PROPN
ajis02-2695	431	11	,	,	PUNCT
ajis02-2695	431	12	ozturk	ozturk	PROPN
ajis02-2695	431	13	,	,	PUNCT
ajis02-2695	431	14	a.	a.	NOUN
ajis02-2695	431	15	,	,	PUNCT
ajis02-2695	431	16	&	&	CCONJ
ajis02-2695	431	17	bilgihan	bilgihan	PROPN
ajis02-2695	431	18	,	,	PUNCT
ajis02-2695	431	19	a.	a.	NOUN
ajis02-2695	431	20	(	(	PUNCT
ajis02-2695	431	21	2017	2017	NUM
ajis02-2695	431	22	)	)	PUNCT
ajis02-2695	431	23	.	.	PUNCT
ajis02-2695	432	1	security	security	NOUN
ajis02-2695	432	2	-	-	PUNCT
ajis02-2695	432	3	related	relate	VERB
ajis02-2695	432	4	factors	factor	NOUN
ajis02-2695	432	5	in	in	ADP
ajis02-2695	432	6	extended	extended	ADJ
ajis02-2695	432	7	utaut	utaut	NOUN
ajis02-2695	432	8	model	model	NOUN
ajis02-2695	432	9	for	for	ADP
ajis02-2695	432	10	nfc	nfc	NOUN
ajis02-2695	432	11	based	base	VERB
ajis02-2695	432	12	mobile	mobile	ADJ
ajis02-2695	432	13	payment	payment	NOUN
ajis02-2695	432	14	in	in	ADP
ajis02-2695	432	15	the	the	DET
ajis02-2695	432	16	restaurant	restaurant	NOUN
ajis02-2695	432	17	industry	industry	NOUN
ajis02-2695	432	18	.	.	PUNCT
ajis02-2695	433	1	computers	computer	NOUN
ajis02-2695	433	2	in	in	ADP
ajis02-2695	433	3	human	human	ADJ
ajis02-2695	433	4	behavior	behavior	NOUN
ajis02-2695	433	5	,	,	PUNCT
ajis02-2695	433	6	70	70	NUM
ajis02-2695	433	7	,	,	PUNCT
ajis02-2695	433	8	460	460	NUM
ajis02-2695	433	9	-	-	SYM
ajis02-2695	433	10	474	474	NUM
ajis02-2695	433	11	.	.	PUNCT
ajis02-2695	434	1	australasian	australasian	ADJ
ajis02-2695	434	2	journal	journal	NOUN
ajis02-2695	434	3	of	of	ADP
ajis02-2695	434	4	information	information	NOUN
ajis02-2695	434	5	systems	system	NOUN
ajis02-2695	434	6	singh	singh	PROPN
ajis02-2695	434	7	2020	2020	NUM
ajis02-2695	434	8	,	,	PUNCT
ajis02-2695	434	9	vol	vol	NOUN
ajis02-2695	434	10	24	24	NUM
ajis02-2695	434	11	,	,	PUNCT
ajis02-2695	434	12	research	research	NOUN
ajis02-2695	434	13	article	article	NOUN
ajis02-2695	434	14	explaining	explain	VERB
ajis02-2695	434	15	post	post	NOUN
ajis02-2695	434	16	-	-	NOUN
ajis02-2695	434	17	adoption	adoption	NOUN
ajis02-2695	434	18	of	of	ADP
ajis02-2695	434	19	mobile	mobile	ADJ
ajis02-2695	434	20	payment	payment	NOUN
ajis02-2695	434	21	systems	system	NOUN
ajis02-2695	434	22	22	22	NUM
ajis02-2695	434	23	kim	kim	PROPN
ajis02-2695	434	24	,	,	PUNCT
ajis02-2695	434	25	c.	c.	PROPN
ajis02-2695	434	26	,	,	PUNCT
ajis02-2695	434	27	mirusmonov	mirusmonov	PROPN
ajis02-2695	434	28	,	,	PUNCT
ajis02-2695	434	29	m.	m.	NOUN
ajis02-2695	434	30	,	,	PUNCT
ajis02-2695	434	31	&	&	CCONJ
ajis02-2695	434	32	lee	lee	PROPN
ajis02-2695	434	33	,	,	PUNCT
ajis02-2695	434	34	i.	i.	PROPN
ajis02-2695	434	35	(	(	PUNCT
ajis02-2695	434	36	2010	2010	NUM
ajis02-2695	434	37	)	)	PUNCT
ajis02-2695	434	38	.	.	PUNCT
ajis02-2695	435	1	an	an	DET
ajis02-2695	435	2	empirical	empirical	ADJ
ajis02-2695	435	3	examination	examination	NOUN
ajis02-2695	435	4	of	of	ADP
ajis02-2695	435	5	factors	factor	NOUN
ajis02-2695	435	6	influencing	influence	VERB
ajis02-2695	435	7	the	the	DET
ajis02-2695	435	8	intention	intention	NOUN
ajis02-2695	435	9	to	to	PART
ajis02-2695	435	10	use	use	VERB
ajis02-2695	435	11	mobile	mobile	ADJ
ajis02-2695	435	12	payment	payment	NOUN
ajis02-2695	435	13	.	.	PUNCT
ajis02-2695	436	1	computers	computer	NOUN
ajis02-2695	436	2	in	in	ADP
ajis02-2695	436	3	human	human	ADJ
ajis02-2695	436	4	behavior	behavior	NOUN
ajis02-2695	436	5	,	,	PUNCT
ajis02-2695	436	6	26(3	26(3	NUM
ajis02-2695	436	7	)	)	PUNCT
ajis02-2695	436	8	,	,	PUNCT
ajis02-2695	436	9	310	310	NUM
ajis02-2695	436	10	-	-	SYM
ajis02-2695	436	11	322	322	NUM
ajis02-2695	436	12	.	.	PUNCT
ajis02-2695	436	13	doi:10.1016	doi:10.1016	PROPN
ajis02-2695	436	14	/	/	SYM
ajis02-2695	436	15	j.chb.2009.10.013	j.chb.2009.10.013	PROPN
ajis02-2695	436	16	kline	kline	PROPN
ajis02-2695	436	17	,	,	PUNCT
ajis02-2695	436	18	r.	r.	PROPN
ajis02-2695	436	19	b.	b.	PROPN
ajis02-2695	436	20	(	(	PUNCT
ajis02-2695	436	21	2011	2011	NUM
ajis02-2695	436	22	)	)	PUNCT
ajis02-2695	436	23	.	.	PUNCT
ajis02-2695	437	1	principles	principle	NOUN
ajis02-2695	437	2	and	and	CCONJ
ajis02-2695	437	3	practice	practice	NOUN
ajis02-2695	437	4	of	of	ADP
ajis02-2695	437	5	structural	structural	ADJ
ajis02-2695	437	6	equation	equation	NOUN
ajis02-2695	437	7	modeling	modeling	NOUN
ajis02-2695	437	8	.	.	PUNCT
ajis02-2695	438	1	guilford	guilford	PROPN
ajis02-2695	438	2	press	press	PROPN
ajis02-2695	438	3	.	.	PUNCT
ajis02-2695	439	1	kumar	kumar	PROPN
ajis02-2695	439	2	,	,	PUNCT
ajis02-2695	439	3	a.	a.	PROPN
ajis02-2695	439	4	,	,	PUNCT
ajis02-2695	439	5	adlakaha	adlakaha	PROPN
ajis02-2695	439	6	,	,	PUNCT
ajis02-2695	439	7	a.	a.	PROPN
ajis02-2695	439	8	,	,	PUNCT
ajis02-2695	439	9	&	&	CCONJ
ajis02-2695	439	10	mukherjee	mukherjee	PROPN
ajis02-2695	439	11	,	,	PUNCT
ajis02-2695	439	12	k.	k.	PROPN
ajis02-2695	439	13	(	(	PUNCT
ajis02-2695	439	14	2018	2018	NUM
ajis02-2695	439	15	)	)	PUNCT
ajis02-2695	439	16	.	.	PUNCT
ajis02-2695	440	1	the	the	DET
ajis02-2695	440	2	effect	effect	NOUN
ajis02-2695	440	3	of	of	ADP
ajis02-2695	440	4	perceived	perceive	VERB
ajis02-2695	440	5	security	security	NOUN
ajis02-2695	440	6	and	and	CCONJ
ajis02-2695	440	7	grievance	grievance	NOUN
ajis02-2695	440	8	redressal	redressal	NOUN
ajis02-2695	440	9	on	on	ADP
ajis02-2695	440	10	continuance	continuance	NOUN
ajis02-2695	440	11	intention	intention	NOUN
ajis02-2695	440	12	to	to	PART
ajis02-2695	440	13	use	use	VERB
ajis02-2695	440	14	m	m	NOUN
ajis02-2695	440	15	-	-	NOUN
ajis02-2695	440	16	wallets	wallet	NOUN
ajis02-2695	440	17	in	in	ADP
ajis02-2695	440	18	a	a	DET
ajis02-2695	440	19	developing	develop	VERB
ajis02-2695	440	20	country	country	NOUN
ajis02-2695	440	21	.	.	PUNCT
ajis02-2695	441	1	international	international	ADJ
ajis02-2695	441	2	journal	journal	PROPN
ajis02-2695	441	3	of	of	ADP
ajis02-2695	441	4	bank	bank	PROPN
ajis02-2695	441	5	marketing	marketing	NOUN
ajis02-2695	441	6	,	,	PUNCT
ajis02-2695	441	7	36(7	36(7	NUM
ajis02-2695	441	8	)	)	PUNCT
ajis02-2695	441	9	,	,	PUNCT
ajis02-2695	441	10	1170	1170	NUM
ajis02-2695	441	11	-	-	SYM
ajis02-2695	441	12	1189	1189	NUM
ajis02-2695	441	13	.	.	PUNCT
ajis02-2695	442	1	doi:10.1108	doi:10.1108	PROPN
ajis02-2695	442	2	/	/	SYM
ajis02-2695	442	3	ijbm-04	ijbm-04	PROPN
ajis02-2695	442	4	-	-	PUNCT
ajis02-2695	442	5	2017	2017	NUM
ajis02-2695	442	6	-	-	PUNCT
ajis02-2695	442	7	0077	0077	NUM
ajis02-2695	442	8	kumar	kumar	PROPN
ajis02-2695	442	9	,	,	PUNCT
ajis02-2695	442	10	r.	r.	PROPN
ajis02-2695	442	11	r.	r.	PROPN
ajis02-2695	442	12	,	,	PUNCT
ajis02-2695	442	13	israel	israel	PROPN
ajis02-2695	442	14	,	,	PUNCT
ajis02-2695	442	15	d.	d.	PROPN
ajis02-2695	442	16	,	,	PUNCT
ajis02-2695	442	17	&	&	CCONJ
ajis02-2695	442	18	malik	malik	PROPN
ajis02-2695	442	19	,	,	PUNCT
ajis02-2695	442	20	g.	g.	PROPN
ajis02-2695	442	21	(	(	PUNCT
ajis02-2695	442	22	2018	2018	NUM
ajis02-2695	442	23	)	)	PUNCT
ajis02-2695	442	24	.	.	PUNCT
ajis02-2695	443	1	explaining	explain	VERB
ajis02-2695	443	2	customer	customer	NOUN
ajis02-2695	443	3	’s	’s	PART
ajis02-2695	443	4	continuance	continuance	NOUN
ajis02-2695	443	5	intention	intention	NOUN
ajis02-2695	443	6	to	to	PART
ajis02-2695	443	7	use	use	VERB
ajis02-2695	443	8	mobile	mobile	ADJ
ajis02-2695	443	9	banking	banking	NOUN
ajis02-2695	443	10	apps	app	NOUN
ajis02-2695	443	11	with	with	ADP
ajis02-2695	443	12	an	an	DET
ajis02-2695	443	13	integrative	integrative	ADJ
ajis02-2695	443	14	perspective	perspective	NOUN
ajis02-2695	443	15	of	of	ADP
ajis02-2695	443	16	ect	ect	X
ajis02-2695	443	17	and	and	CCONJ
ajis02-2695	443	18	self	self	NOUN
ajis02-2695	443	19	-	-	PUNCT
ajis02-2695	443	20	determination	determination	NOUN
ajis02-2695	443	21	theory	theory	NOUN
ajis02-2695	443	22	.	.	PUNCT
ajis02-2695	444	1	pacific	pacific	PROPN
ajis02-2695	444	2	asia	asia	PROPN
ajis02-2695	444	3	journal	journal	PROPN
ajis02-2695	444	4	of	of	ADP
ajis02-2695	444	5	the	the	DET
ajis02-2695	444	6	association	association	NOUN
ajis02-2695	444	7	for	for	ADP
ajis02-2695	444	8	information	information	NOUN
ajis02-2695	444	9	systems,79	systems,79	NOUN
ajis02-2695	444	10	-	-	SYM
ajis02-2695	444	11	112	112	NUM
ajis02-2695	444	12	.	.	PUNCT
ajis02-2695	445	1	lee	lee	PROPN
ajis02-2695	445	2	,	,	PUNCT
ajis02-2695	445	3	j.	j.	PROPN
ajis02-2695	445	4	,	,	PUNCT
ajis02-2695	445	5	cho	cho	PROPN
ajis02-2695	445	6	,	,	PUNCT
ajis02-2695	445	7	c.	c.	PROPN
ajis02-2695	445	8	,	,	PUNCT
ajis02-2695	445	9	&	&	CCONJ
ajis02-2695	445	10	jun	jun	PROPN
ajis02-2695	445	11	,	,	PUNCT
ajis02-2695	445	12	m.	m.	NOUN
ajis02-2695	445	13	(	(	PUNCT
ajis02-2695	445	14	2011	2011	NUM
ajis02-2695	445	15	)	)	PUNCT
ajis02-2695	445	16	.	.	PUNCT
ajis02-2695	446	1	secure	secure	VERB
ajis02-2695	446	2	quick	quick	ADJ
ajis02-2695	446	3	response	response	NOUN
ajis02-2695	446	4	-	-	PUNCT
ajis02-2695	446	5	payment	payment	NOUN
ajis02-2695	446	6	(	(	PUNCT
ajis02-2695	446	7	qr	qr	NOUN
ajis02-2695	446	8	-	-	PUNCT
ajis02-2695	446	9	pay	pay	NOUN
ajis02-2695	446	10	)	)	PUNCT
ajis02-2695	446	11	system	system	NOUN
ajis02-2695	446	12	using	use	VERB
ajis02-2695	446	13	mobile	mobile	ADJ
ajis02-2695	446	14	device	device	NOUN
ajis02-2695	446	15	.	.	PUNCT
ajis02-2695	447	1	in	in	ADP
ajis02-2695	447	2	13th	13th	ADJ
ajis02-2695	447	3	international	international	ADJ
ajis02-2695	447	4	conference	conference	NOUN
ajis02-2695	447	5	on	on	ADP
ajis02-2695	447	6	in	in	ADP
ajis02-2695	447	7	advanced	advanced	ADJ
ajis02-2695	447	8	communication	communication	NOUN
ajis02-2695	447	9	technology	technology	NOUN
ajis02-2695	447	10	(	(	PUNCT
ajis02-2695	447	11	icact	icact	PROPN
ajis02-2695	447	12	)	)	PUNCT
ajis02-2695	447	13	(	(	PUNCT
ajis02-2695	447	14	pp	pp	ADP
ajis02-2695	447	15	.	.	PUNCT
ajis02-2695	447	16	1424	1424	NUM
ajis02-2695	447	17	-	-	SYM
ajis02-2695	447	18	1427	1427	NUM
ajis02-2695	447	19	)	)	PUNCT
ajis02-2695	447	20	.	.	PUNCT
ajis02-2695	448	1	ieee	ieee	PROPN
ajis02-2695	448	2	.	.	PUNCT
ajis02-2695	449	1	li	li	PROPN
ajis02-2695	449	2	,	,	PUNCT
ajis02-2695	449	3	h.	h.	PROPN
ajis02-2695	449	4	,	,	PUNCT
ajis02-2695	449	5	liu	liu	PROPN
ajis02-2695	449	6	,	,	PUNCT
ajis02-2695	449	7	y.	y.	PROPN
ajis02-2695	449	8	,	,	PUNCT
ajis02-2695	449	9	&	&	CCONJ
ajis02-2695	449	10	heikkilä	heikkilä	PROPN
ajis02-2695	449	11	,	,	PUNCT
ajis02-2695	449	12	j.	j.	PROPN
ajis02-2695	449	13	(	(	PUNCT
ajis02-2695	449	14	2014	2014	NUM
ajis02-2695	449	15	)	)	PUNCT
ajis02-2695	449	16	.	.	PUNCT
ajis02-2695	450	1	understanding	understand	VERB
ajis02-2695	450	2	the	the	DET
ajis02-2695	450	3	factors	factor	NOUN
ajis02-2695	450	4	driving	drive	VERB
ajis02-2695	450	5	nfc	nfc	NOUN
ajis02-2695	450	6	-	-	PUNCT
ajis02-2695	450	7	enabled	enable	VERB
ajis02-2695	450	8	mobile	mobile	ADJ
ajis02-2695	450	9	payment	payment	NOUN
ajis02-2695	450	10	adoption	adoption	NOUN
ajis02-2695	450	11	:	:	PUNCT
ajis02-2695	450	12	an	an	DET
ajis02-2695	450	13	empirical	empirical	ADJ
ajis02-2695	450	14	investigation	investigation	NOUN
ajis02-2695	450	15	.	.	PUNCT
ajis02-2695	451	1	pacis	pacis	PROPN
ajis02-2695	451	2	,	,	PUNCT
ajis02-2695	451	3	231	231	NUM
ajis02-2695	451	4	-	-	SYM
ajis02-2695	451	5	244	244	NUM
ajis02-2695	451	6	.	.	PUNCT
ajis02-2695	452	1	lu	lu	PROPN
ajis02-2695	452	2	,	,	PUNCT
ajis02-2695	452	3	j.	j.	PROPN
ajis02-2695	452	4	,	,	PUNCT
ajis02-2695	452	5	wei	wei	PROPN
ajis02-2695	452	6	,	,	PUNCT
ajis02-2695	452	7	j.	j.	PROPN
ajis02-2695	452	8	,	,	PUNCT
ajis02-2695	452	9	yu	yu	PROPN
ajis02-2695	452	10	,	,	PUNCT
ajis02-2695	452	11	c.	c.	PROPN
ajis02-2695	452	12	,	,	PUNCT
ajis02-2695	452	13	&	&	CCONJ
ajis02-2695	452	14	liu	liu	PROPN
ajis02-2695	452	15	,	,	PUNCT
ajis02-2695	452	16	c.	c.	PROPN
ajis02-2695	452	17	(	(	PUNCT
ajis02-2695	452	18	2016	2016	NUM
ajis02-2695	452	19	)	)	PUNCT
ajis02-2695	452	20	.	.	PUNCT
ajis02-2695	453	1	how	how	SCONJ
ajis02-2695	453	2	do	do	AUX
ajis02-2695	453	3	post	post	ADJ
ajis02-2695	453	4	-	-	ADJ
ajis02-2695	453	5	usage	usage	ADJ
ajis02-2695	453	6	factors	factor	NOUN
ajis02-2695	453	7	and	and	CCONJ
ajis02-2695	453	8	espoused	espouse	VERB
ajis02-2695	453	9	cultural	cultural	ADJ
ajis02-2695	453	10	values	value	NOUN
ajis02-2695	453	11	impact	impact	VERB
ajis02-2695	453	12	mobile	mobile	ADJ
ajis02-2695	453	13	payment	payment	NOUN
ajis02-2695	453	14	continuation	continuation	NOUN
ajis02-2695	453	15	?	?	PUNCT
ajis02-2695	454	1	behaviour	behaviour	NOUN
ajis02-2695	454	2	&	&	CCONJ
ajis02-2695	454	3	information	information	NOUN
ajis02-2695	454	4	technology	technology	NOUN
ajis02-2695	454	5	,	,	PUNCT
ajis02-2695	454	6	36(2	36(2	NUM
ajis02-2695	454	7	)	)	PUNCT
ajis02-2695	454	8	,	,	PUNCT
ajis02-2695	454	9	140	140	NUM
ajis02-2695	454	10	-	-	SYM
ajis02-2695	454	11	164	164	NUM
ajis02-2695	454	12	.	.	PUNCT
ajis02-2695	455	1	doi:10.1080/0144929x.2016.1208773	doi:10.1080/0144929x.2016.1208773	PROPN
ajis02-2695	455	2	mayer	mayer	PROPN
ajis02-2695	455	3	,	,	PUNCT
ajis02-2695	455	4	r.	r.	PROPN
ajis02-2695	455	5	,	,	PUNCT
ajis02-2695	455	6	davis	davis	PROPN
ajis02-2695	455	7	,	,	PUNCT
ajis02-2695	455	8	j.	j.	PROPN
ajis02-2695	455	9	,	,	PUNCT
ajis02-2695	455	10	&	&	CCONJ
ajis02-2695	455	11	schoorman	schoorman	PROPN
ajis02-2695	455	12	,	,	PUNCT
ajis02-2695	455	13	f.	f.	PROPN
ajis02-2695	455	14	(	(	PUNCT
ajis02-2695	455	15	1995	1995	NUM
ajis02-2695	455	16	)	)	PUNCT
ajis02-2695	455	17	.	.	PUNCT
ajis02-2695	456	1	an	an	DET
ajis02-2695	456	2	integrative	integrative	ADJ
ajis02-2695	456	3	model	model	NOUN
ajis02-2695	456	4	of	of	ADP
ajis02-2695	456	5	organizational	organizational	ADJ
ajis02-2695	456	6	trust	trust	NOUN
ajis02-2695	456	7	.	.	PUNCT
ajis02-2695	457	1	academy	academy	PROPN
ajis02-2695	457	2	of	of	ADP
ajis02-2695	457	3	management	management	PROPN
ajis02-2695	457	4	review	review	PROPN
ajis02-2695	457	5	,	,	PUNCT
ajis02-2695	457	6	20(3	20(3	NOUN
ajis02-2695	457	7	)	)	PUNCT
ajis02-2695	457	8	,	,	PUNCT
ajis02-2695	457	9	709	709	NUM
ajis02-2695	457	10	-	-	SYM
ajis02-2695	457	11	734	734	NUM
ajis02-2695	457	12	.	.	PUNCT
ajis02-2695	458	1	mcknight	mcknight	PROPN
ajis02-2695	458	2	,	,	PUNCT
ajis02-2695	458	3	d.	d.	PROPN
ajis02-2695	458	4	h.	h.	PROPN
ajis02-2695	458	5	,	,	PUNCT
ajis02-2695	458	6	choudhury	choudhury	PROPN
ajis02-2695	458	7	,	,	PUNCT
ajis02-2695	458	8	v.	v.	PROPN
ajis02-2695	458	9	,	,	PUNCT
ajis02-2695	458	10	&	&	CCONJ
ajis02-2695	458	11	kacmar	kacmar	PROPN
ajis02-2695	458	12	,	,	PUNCT
ajis02-2695	458	13	c.	c.	PROPN
ajis02-2695	458	14	(	(	PUNCT
ajis02-2695	458	15	2002	2002	NUM
ajis02-2695	458	16	)	)	PUNCT
ajis02-2695	458	17	.	.	PUNCT
ajis02-2695	459	1	developing	develop	VERB
ajis02-2695	459	2	and	and	CCONJ
ajis02-2695	459	3	validating	validate	VERB
ajis02-2695	459	4	trust	trust	NOUN
ajis02-2695	459	5	measures	measure	NOUN
ajis02-2695	459	6	for	for	ADP
ajis02-2695	459	7	e	e	NOUN
ajis02-2695	459	8	-	-	NOUN
ajis02-2695	459	9	commerce	commerce	NOUN
ajis02-2695	459	10	:	:	PUNCT
ajis02-2695	459	11	an	an	DET
ajis02-2695	459	12	integrative	integrative	ADJ
ajis02-2695	459	13	typology	typology	NOUN
ajis02-2695	459	14	.	.	PUNCT
ajis02-2695	460	1	information	information	NOUN
ajis02-2695	460	2	systems	system	NOUN
ajis02-2695	460	3	research	research	NOUN
ajis02-2695	460	4	,	,	PUNCT
ajis02-2695	460	5	13(3	13(3	NUM
ajis02-2695	460	6	)	)	PUNCT
ajis02-2695	460	7	,	,	PUNCT
ajis02-2695	460	8	334	334	NUM
ajis02-2695	460	9	-	-	SYM
ajis02-2695	460	10	359	359	NUM
ajis02-2695	460	11	.	.	PUNCT
ajis02-2695	461	1	mobile	mobile	ADJ
ajis02-2695	461	2	payments	payment	NOUN
ajis02-2695	461	3	world	world	NOUN
ajis02-2695	461	4	.	.	PUNCT
ajis02-2695	462	1	(	(	PUNCT
ajis02-2695	462	2	2019	2019	NUM
ajis02-2695	462	3	)	)	PUNCT
ajis02-2695	462	4	.	.	PUNCT
ajis02-2695	463	1	retrieved	retrieve	VERB
ajis02-2695	463	2	may	may	AUX
ajis02-2695	463	3	19	19	NUM
ajis02-2695	463	4	,	,	PUNCT
ajis02-2695	463	5	2019	2019	NUM
ajis02-2695	463	6	,	,	PUNCT
ajis02-2695	463	7	from	from	ADP
ajis02-2695	463	8	https://www.mobilepaymentsworld.com/	https://www.mobilepaymentsworld.com/	NOUN
ajis02-2695	463	9	musa	musa	PROPN
ajis02-2695	463	10	,	,	PUNCT
ajis02-2695	463	11	a.	a.	PROPN
ajis02-2695	463	12	,	,	PUNCT
ajis02-2695	463	13	khan	khan	PROPN
ajis02-2695	463	14	,	,	PUNCT
ajis02-2695	463	15	h.	h.	PROPN
ajis02-2695	463	16	u.	u.	PROPN
ajis02-2695	463	17	,	,	PUNCT
ajis02-2695	463	18	&	&	CCONJ
ajis02-2695	463	19	alshare	alshare	PROPN
ajis02-2695	463	20	,	,	PUNCT
ajis02-2695	463	21	k.	k.	PROPN
ajis02-2695	463	22	a.	a.	PROPN
ajis02-2695	463	23	(	(	PUNCT
ajis02-2695	463	24	2015	2015	NUM
ajis02-2695	463	25	)	)	PUNCT
ajis02-2695	463	26	.	.	PUNCT
ajis02-2695	464	1	factors	factor	NOUN
ajis02-2695	464	2	influence	influence	VERB
ajis02-2695	464	3	consumers	consumer	NOUN
ajis02-2695	464	4	'	'	PART
ajis02-2695	464	5	adoption	adoption	NOUN
ajis02-2695	464	6	of	of	ADP
ajis02-2695	464	7	mobile	mobile	ADJ
ajis02-2695	464	8	payment	payment	NOUN
ajis02-2695	464	9	devices	device	NOUN
ajis02-2695	464	10	in	in	ADP
ajis02-2695	464	11	qatar	qatar	PROPN
ajis02-2695	464	12	.	.	PUNCT
ajis02-2695	465	1	international	international	ADJ
ajis02-2695	465	2	journal	journal	PROPN
ajis02-2695	465	3	of	of	ADP
ajis02-2695	465	4	mobile	mobile	ADJ
ajis02-2695	465	5	communications	communication	NOUN
ajis02-2695	465	6	,	,	PUNCT
ajis02-2695	465	7	13(6	13(6	PROPN
ajis02-2695	465	8	)	)	PUNCT
ajis02-2695	465	9	,	,	PUNCT
ajis02-2695	465	10	670	670	NUM
ajis02-2695	465	11	.	.	PUNCT
ajis02-2695	466	1	doi:10.1504	doi:10.1504	NOUN
ajis02-2695	466	2	/	/	SYM
ajis02-2695	466	3	ijmc.2015.072100	ijmc.2015.072100	PROPN
ajis02-2695	466	4	oghuma	oghuma	NOUN
ajis02-2695	466	5	,	,	PUNCT
ajis02-2695	466	6	a.	a.	NOUN
ajis02-2695	466	7	p.	p.	NOUN
ajis02-2695	466	8	,	,	PUNCT
ajis02-2695	466	9	libaque	libaque	ADJ
ajis02-2695	466	10	-	-	PUNCT
ajis02-2695	466	11	saenz	saenz	PROPN
ajis02-2695	466	12	,	,	PUNCT
ajis02-2695	466	13	c.	c.	PROPN
ajis02-2695	466	14	f.	f.	PROPN
ajis02-2695	466	15	,	,	PUNCT
ajis02-2695	466	16	wong	wong	PROPN
ajis02-2695	466	17	,	,	PUNCT
ajis02-2695	466	18	s.	s.	PROPN
ajis02-2695	466	19	f.	f.	PROPN
ajis02-2695	466	20	,	,	PUNCT
ajis02-2695	466	21	&	&	CCONJ
ajis02-2695	466	22	chang	chang	PROPN
ajis02-2695	466	23	,	,	PUNCT
ajis02-2695	466	24	y.	y.	PROPN
ajis02-2695	466	25	(	(	PUNCT
ajis02-2695	466	26	2016	2016	NUM
ajis02-2695	466	27	)	)	PUNCT
ajis02-2695	466	28	.	.	PUNCT
ajis02-2695	467	1	an	an	DET
ajis02-2695	467	2	expectationconfirmation	expectationconfirmation	NOUN
ajis02-2695	467	3	model	model	NOUN
ajis02-2695	467	4	of	of	ADP
ajis02-2695	467	5	continuance	continuance	NOUN
ajis02-2695	467	6	intention	intention	NOUN
ajis02-2695	467	7	to	to	PART
ajis02-2695	467	8	use	use	VERB
ajis02-2695	467	9	mobile	mobile	ADJ
ajis02-2695	467	10	instant	instant	ADJ
ajis02-2695	467	11	messaging	messaging	NOUN
ajis02-2695	467	12	.	.	PUNCT
ajis02-2695	468	1	telematics	telematic	NOUN
ajis02-2695	468	2	and	and	CCONJ
ajis02-2695	468	3	informatics,33(1	informatics,33(1	PROPN
ajis02-2695	468	4	)	)	PUNCT
ajis02-2695	468	5	,	,	PUNCT
ajis02-2695	468	6	34	34	NUM
ajis02-2695	468	7	-	-	SYM
ajis02-2695	468	8	47	47	NUM
ajis02-2695	468	9	.	.	PUNCT
ajis02-2695	469	1	oliveira	oliveira	PROPN
ajis02-2695	469	2	,	,	PUNCT
ajis02-2695	469	3	t.	t.	PROPN
ajis02-2695	469	4	,	,	PUNCT
ajis02-2695	469	5	thomas	thomas	PROPN
ajis02-2695	469	6	,	,	PUNCT
ajis02-2695	469	7	m.	m.	NOUN
ajis02-2695	469	8	,	,	PUNCT
ajis02-2695	469	9	baptista	baptista	PROPN
ajis02-2695	469	10	,	,	PUNCT
ajis02-2695	469	11	g.	g.	PROPN
ajis02-2695	469	12	,	,	PUNCT
ajis02-2695	469	13	&	&	CCONJ
ajis02-2695	469	14	campos	campos	PROPN
ajis02-2695	469	15	,	,	PUNCT
ajis02-2695	469	16	f.	f.	PROPN
ajis02-2695	469	17	(	(	PUNCT
ajis02-2695	469	18	2016	2016	NUM
ajis02-2695	469	19	)	)	PUNCT
ajis02-2695	469	20	.	.	PUNCT
ajis02-2695	470	1	mobile	mobile	ADJ
ajis02-2695	470	2	payment	payment	NOUN
ajis02-2695	470	3	:	:	PUNCT
ajis02-2695	470	4	understanding	understand	VERB
ajis02-2695	470	5	the	the	DET
ajis02-2695	470	6	determinants	determinant	NOUN
ajis02-2695	470	7	of	of	ADP
ajis02-2695	470	8	customer	customer	NOUN
ajis02-2695	470	9	adoption	adoption	NOUN
ajis02-2695	470	10	and	and	CCONJ
ajis02-2695	470	11	intention	intention	NOUN
ajis02-2695	470	12	to	to	PART
ajis02-2695	470	13	recommend	recommend	VERB
ajis02-2695	470	14	the	the	DET
ajis02-2695	470	15	technology	technology	NOUN
ajis02-2695	470	16	.	.	PUNCT
ajis02-2695	471	1	computers	computer	NOUN
ajis02-2695	471	2	in	in	ADP
ajis02-2695	471	3	human	human	ADJ
ajis02-2695	471	4	behavior	behavior	NOUN
ajis02-2695	471	5	,	,	PUNCT
ajis02-2695	471	6	61	61	NUM
ajis02-2695	471	7	,	,	PUNCT
ajis02-2695	471	8	404	404	NUM
ajis02-2695	471	9	-	-	SYM
ajis02-2695	471	10	414	414	NUM
ajis02-2695	471	11	.	.	PUNCT
ajis02-2695	472	1	oliver	oliver	PROPN
ajis02-2695	472	2	,	,	PUNCT
ajis02-2695	472	3	r.	r.	PROPN
ajis02-2695	472	4	l.	l.	PROPN
ajis02-2695	472	5	(	(	PUNCT
ajis02-2695	472	6	1997	1997	NUM
ajis02-2695	472	7	)	)	PUNCT
ajis02-2695	472	8	.	.	PUNCT
ajis02-2695	473	1	satisfaction	satisfaction	VERB
ajis02-2695	473	2	a	a	DET
ajis02-2695	473	3	behavioral	behavioral	ADJ
ajis02-2695	473	4	perspective	perspective	NOUN
ajis02-2695	473	5	on	on	ADP
ajis02-2695	473	6	the	the	DET
ajis02-2695	473	7	consumer	consumer	NOUN
ajis02-2695	473	8	.	.	PUNCT
ajis02-2695	474	1	oxfordshire	oxfordshire	NOUN
ajis02-2695	474	2	:	:	PUNCT
ajis02-2695	474	3	routledge	routledge	PROPN
ajis02-2695	474	4	.	.	PUNCT
ajis02-2695	474	5	ondrus	ondrus	PROPN
ajis02-2695	474	6	,	,	PUNCT
ajis02-2695	474	7	j.	j.	PROPN
ajis02-2695	474	8	,	,	PUNCT
ajis02-2695	474	9	&	&	CCONJ
ajis02-2695	474	10	pigneur	pigneur	PROPN
ajis02-2695	474	11	,	,	PUNCT
ajis02-2695	474	12	y.	y.	PROPN
ajis02-2695	474	13	(	(	PUNCT
ajis02-2695	474	14	2006	2006	NUM
ajis02-2695	474	15	)	)	PUNCT
ajis02-2695	474	16	.	.	PUNCT
ajis02-2695	475	1	towards	towards	ADP
ajis02-2695	475	2	a	a	DET
ajis02-2695	475	3	holistic	holistic	ADJ
ajis02-2695	475	4	analysis	analysis	NOUN
ajis02-2695	475	5	of	of	ADP
ajis02-2695	475	6	mobile	mobile	ADJ
ajis02-2695	475	7	payments	payment	NOUN
ajis02-2695	475	8	:	:	PUNCT
ajis02-2695	475	9	a	a	DET
ajis02-2695	475	10	multiple	multiple	ADJ
ajis02-2695	475	11	perspectives	perspective	NOUN
ajis02-2695	475	12	approach	approach	VERB
ajis02-2695	475	13	.	.	PUNCT
ajis02-2695	476	1	electronic	electronic	ADJ
ajis02-2695	476	2	commerce	commerce	NOUN
ajis02-2695	476	3	research	research	NOUN
ajis02-2695	476	4	and	and	CCONJ
ajis02-2695	476	5	applications	application	NOUN
ajis02-2695	476	6	,	,	PUNCT
ajis02-2695	476	7	5(3	5(3	NUM
ajis02-2695	476	8	)	)	PUNCT
ajis02-2695	476	9	,	,	PUNCT
ajis02-2695	476	10	246	246	NUM
ajis02-2695	476	11	-	-	SYM
ajis02-2695	476	12	257	257	NUM
ajis02-2695	476	13	.	.	PUNCT
ajis02-2695	477	1	orr	orr	PROPN
ajis02-2695	477	2	,	,	PUNCT
ajis02-2695	477	3	g.	g.	PROPN
ajis02-2695	477	4	(	(	PUNCT
ajis02-2695	477	5	2010	2010	NUM
ajis02-2695	477	6	,	,	PUNCT
ajis02-2695	477	7	april	april	PROPN
ajis02-2695	477	8	)	)	PUNCT
ajis02-2695	477	9	.	.	PUNCT
ajis02-2695	478	1	a	a	DET
ajis02-2695	478	2	review	review	NOUN
ajis02-2695	478	3	of	of	ADP
ajis02-2695	478	4	literature	literature	NOUN
ajis02-2695	478	5	in	in	ADP
ajis02-2695	478	6	mobile	mobile	ADJ
ajis02-2695	478	7	learning	learning	NOUN
ajis02-2695	478	8	:	:	PUNCT
ajis02-2695	478	9	affordances	affordance	NOUN
ajis02-2695	478	10	and	and	CCONJ
ajis02-2695	478	11	constraints	constraint	NOUN
ajis02-2695	478	12	.	.	PUNCT
ajis02-2695	479	1	in	in	ADP
ajis02-2695	479	2	2010	2010	NUM
ajis02-2695	479	3	6th	6th	NOUN
ajis02-2695	479	4	ieee	ieee	PROPN
ajis02-2695	479	5	international	international	ADJ
ajis02-2695	479	6	conference	conference	NOUN
ajis02-2695	479	7	on	on	ADP
ajis02-2695	479	8	wireless	wireless	ADJ
ajis02-2695	479	9	,	,	PUNCT
ajis02-2695	479	10	mobile	mobile	ADJ
ajis02-2695	479	11	,	,	PUNCT
ajis02-2695	479	12	and	and	CCONJ
ajis02-2695	479	13	ubiquitous	ubiquitous	ADJ
ajis02-2695	479	14	technologies	technology	NOUN
ajis02-2695	479	15	in	in	ADP
ajis02-2695	479	16	education	education	NOUN
ajis02-2695	479	17	(	(	PUNCT
ajis02-2695	479	18	pp	pp	ADJ
ajis02-2695	479	19	.	.	PUNCT
ajis02-2695	480	1	107	107	NUM
ajis02-2695	480	2	-	-	SYM
ajis02-2695	480	3	111	111	NUM
ajis02-2695	480	4	)	)	PUNCT
ajis02-2695	480	5	.	.	PUNCT
ajis02-2695	481	1	ieee	ieee	PROPN
ajis02-2695	481	2	.	.	PUNCT
ajis02-2695	482	1	australasian	australasian	ADJ
ajis02-2695	482	2	journal	journal	NOUN
ajis02-2695	482	3	of	of	ADP
ajis02-2695	482	4	information	information	NOUN
ajis02-2695	482	5	systems	system	NOUN
ajis02-2695	482	6	singh	singh	PROPN
ajis02-2695	482	7	2020	2020	NUM
ajis02-2695	482	8	,	,	PUNCT
ajis02-2695	482	9	vol	vol	NOUN
ajis02-2695	482	10	24	24	NUM
ajis02-2695	482	11	,	,	PUNCT
ajis02-2695	482	12	research	research	NOUN
ajis02-2695	482	13	article	article	NOUN
ajis02-2695	482	14	explaining	explain	VERB
ajis02-2695	482	15	post	post	NOUN
ajis02-2695	482	16	-	-	NOUN
ajis02-2695	482	17	adoption	adoption	NOUN
ajis02-2695	482	18	of	of	ADP
ajis02-2695	482	19	mobile	mobile	ADJ
ajis02-2695	482	20	payment	payment	NOUN
ajis02-2695	482	21	systems	system	NOUN
ajis02-2695	482	22	23	23	NUM
ajis02-2695	482	23	phonthanukitithaworn	phonthanukitithaworn	NOUN
ajis02-2695	482	24	,	,	PUNCT
ajis02-2695	482	25	c.	c.	NOUN
ajis02-2695	482	26	,	,	PUNCT
ajis02-2695	482	27	sellitto	sellitto	PROPN
ajis02-2695	482	28	,	,	PUNCT
ajis02-2695	482	29	c.	c.	PROPN
ajis02-2695	482	30	,	,	PUNCT
ajis02-2695	482	31	&	&	CCONJ
ajis02-2695	482	32	fong	fong	PROPN
ajis02-2695	482	33	,	,	PUNCT
ajis02-2695	482	34	m.	m.	NOUN
ajis02-2695	482	35	(	(	PUNCT
ajis02-2695	482	36	2015	2015	NUM
ajis02-2695	482	37	)	)	PUNCT
ajis02-2695	482	38	.	.	PUNCT
ajis02-2695	483	1	user	user	NOUN
ajis02-2695	483	2	intentions	intention	NOUN
ajis02-2695	483	3	to	to	PART
ajis02-2695	483	4	adopt	adopt	VERB
ajis02-2695	483	5	mobile	mobile	ADJ
ajis02-2695	483	6	payment	payment	NOUN
ajis02-2695	483	7	services	service	NOUN
ajis02-2695	483	8	:	:	PUNCT
ajis02-2695	483	9	a	a	DET
ajis02-2695	483	10	study	study	NOUN
ajis02-2695	483	11	of	of	ADP
ajis02-2695	483	12	early	early	ADJ
ajis02-2695	483	13	adopters	adopter	NOUN
ajis02-2695	483	14	in	in	ADP
ajis02-2695	483	15	thailand	thailand	PROPN
ajis02-2695	483	16	.	.	PUNCT
ajis02-2695	484	1	journal	journal	PROPN
ajis02-2695	484	2	of	of	ADP
ajis02-2695	484	3	internet	internet	NOUN
ajis02-2695	484	4	banking	banking	NOUN
ajis02-2695	484	5	and	and	CCONJ
ajis02-2695	484	6	commerce	commerce	NOUN
ajis02-2695	484	7	,	,	PUNCT
ajis02-2695	484	8	20(1	20(1	NUM
ajis02-2695	484	9	)	)	PUNCT
ajis02-2695	484	10	,	,	PUNCT
ajis02-2695	484	11	1	1	NUM
ajis02-2695	484	12	-	-	SYM
ajis02-2695	484	13	29	29	NUM
ajis02-2695	484	14	.	.	PUNCT
ajis02-2695	485	1	podsakoff	podsakoff	NOUN
ajis02-2695	485	2	,	,	PUNCT
ajis02-2695	485	3	p.	p.	NOUN
ajis02-2695	485	4	,	,	PUNCT
ajis02-2695	485	5	mackenzie	mackenzie	PROPN
ajis02-2695	485	6	,	,	PUNCT
ajis02-2695	485	7	s.	s.	PROPN
ajis02-2695	485	8	,	,	PUNCT
ajis02-2695	485	9	lee	lee	PROPN
ajis02-2695	485	10	,	,	PUNCT
ajis02-2695	485	11	j.	j.	PROPN
ajis02-2695	485	12	,	,	PUNCT
ajis02-2695	485	13	&	&	CCONJ
ajis02-2695	485	14	podsakoff	podsakoff	PROPN
ajis02-2695	485	15	,	,	PUNCT
ajis02-2695	485	16	n.	n.	PROPN
ajis02-2695	485	17	(	(	PUNCT
ajis02-2695	485	18	2003	2003	NUM
ajis02-2695	485	19	)	)	PUNCT
ajis02-2695	485	20	.	.	PUNCT
ajis02-2695	486	1	common	common	ADJ
ajis02-2695	486	2	method	method	NOUN
ajis02-2695	486	3	biases	bias	NOUN
ajis02-2695	486	4	in	in	ADP
ajis02-2695	486	5	behavioral	behavioral	ADJ
ajis02-2695	486	6	research	research	NOUN
ajis02-2695	486	7	:	:	PUNCT
ajis02-2695	486	8	a	a	DET
ajis02-2695	486	9	critical	critical	ADJ
ajis02-2695	486	10	review	review	NOUN
ajis02-2695	486	11	of	of	ADP
ajis02-2695	486	12	the	the	DET
ajis02-2695	486	13	literature	literature	NOUN
ajis02-2695	486	14	and	and	CCONJ
ajis02-2695	486	15	recommended	recommend	VERB
ajis02-2695	486	16	remedies	remedy	NOUN
ajis02-2695	486	17	.	.	PUNCT
ajis02-2695	487	1	journal	journal	NOUN
ajis02-2695	487	2	of	of	ADP
ajis02-2695	487	3	applied	apply	VERB
ajis02-2695	487	4	psychology	psychology	NOUN
ajis02-2695	487	5	,	,	PUNCT
ajis02-2695	487	6	88(5	88(5	PROPN
ajis02-2695	487	7	)	)	PUNCT
ajis02-2695	487	8	,	,	PUNCT
ajis02-2695	487	9	879	879	NUM
ajis02-2695	487	10	-	-	SYM
ajis02-2695	487	11	903	903	NUM
ajis02-2695	487	12	.	.	PUNCT
ajis02-2695	488	1	ramadan	ramadan	PROPN
ajis02-2695	488	2	,	,	PUNCT
ajis02-2695	488	3	r.	r.	PROPN
ajis02-2695	488	4	,	,	PUNCT
ajis02-2695	488	5	&	&	CCONJ
ajis02-2695	488	6	aita	aita	PROPN
ajis02-2695	488	7	,	,	PUNCT
ajis02-2695	488	8	j.	j.	PROPN
ajis02-2695	488	9	(	(	PUNCT
ajis02-2695	488	10	2018	2018	NUM
ajis02-2695	488	11	)	)	PUNCT
ajis02-2695	488	12	.	.	PUNCT
ajis02-2695	489	1	a	a	DET
ajis02-2695	489	2	model	model	NOUN
ajis02-2695	489	3	of	of	ADP
ajis02-2695	489	4	mobile	mobile	ADJ
ajis02-2695	489	5	payment	payment	NOUN
ajis02-2695	489	6	usage	usage	NOUN
ajis02-2695	489	7	among	among	ADP
ajis02-2695	489	8	arab	arab	ADJ
ajis02-2695	489	9	consumers	consumer	NOUN
ajis02-2695	489	10	.	.	PUNCT
ajis02-2695	490	1	international	international	ADJ
ajis02-2695	490	2	journal	journal	PROPN
ajis02-2695	490	3	of	of	ADP
ajis02-2695	490	4	bank	bank	PROPN
ajis02-2695	490	5	marketing	marketing	NOUN
ajis02-2695	490	6	,	,	PUNCT
ajis02-2695	490	7	36(7	36(7	NUM
ajis02-2695	490	8	)	)	PUNCT
ajis02-2695	490	9	,	,	PUNCT
ajis02-2695	490	10	1213	1213	NUM
ajis02-2695	490	11	-	-	SYM
ajis02-2695	490	12	1234	1234	NUM
ajis02-2695	490	13	.	.	PUNCT
ajis02-2695	491	1	doi:10.1108	doi:10.1108	PROPN
ajis02-2695	491	2	/	/	SYM
ajis02-2695	491	3	ijbm-05	ijbm-05	PROPN
ajis02-2695	491	4	-	-	PUNCT
ajis02-2695	491	5	2017	2017	NUM
ajis02-2695	491	6	-	-	PUNCT
ajis02-2695	491	7	0080	0080	NUM
ajis02-2695	491	8	ringle	ringle	NOUN
ajis02-2695	491	9	,	,	PUNCT
ajis02-2695	491	10	c.	c.	PROPN
ajis02-2695	491	11	m.	m.	PROPN
ajis02-2695	491	12	,	,	PUNCT
ajis02-2695	491	13	silva	silva	PROPN
ajis02-2695	491	14	,	,	PUNCT
ajis02-2695	491	15	d.	d.	PROPN
ajis02-2695	491	16	d.	d.	PROPN
ajis02-2695	491	17	,	,	PUNCT
ajis02-2695	491	18	&	&	CCONJ
ajis02-2695	491	19	bido	bido	PROPN
ajis02-2695	491	20	,	,	PUNCT
ajis02-2695	491	21	d.	d.	PROPN
ajis02-2695	491	22	d.	d.	PROPN
ajis02-2695	491	23	(	(	PUNCT
ajis02-2695	491	24	2014	2014	NUM
ajis02-2695	491	25	)	)	PUNCT
ajis02-2695	491	26	.	.	PUNCT
ajis02-2695	492	1	structural	structural	ADJ
ajis02-2695	492	2	equation	equation	NOUN
ajis02-2695	492	3	modeling	modeling	NOUN
ajis02-2695	492	4	with	with	ADP
ajis02-2695	492	5	the	the	DET
ajis02-2695	492	6	smartpls	smartpls	NOUN
ajis02-2695	492	7	.	.	PUNCT
ajis02-2695	493	1	revista	revista	PROPN
ajis02-2695	493	2	brasileira	brasileira	PROPN
ajis02-2695	493	3	de	de	X
ajis02-2695	493	4	marketing,13(02	marketing,13(02	PROPN
ajis02-2695	493	5	)	)	PUNCT
ajis02-2695	493	6	,	,	PUNCT
ajis02-2695	493	7	56	56	NUM
ajis02-2695	493	8	-	-	SYM
ajis02-2695	493	9	73	73	NUM
ajis02-2695	493	10	.	.	PUNCT
ajis02-2695	494	1	schierz	schierz	NOUN
ajis02-2695	494	2	,	,	PUNCT
ajis02-2695	494	3	p.	p.	PROPN
ajis02-2695	494	4	g.	g.	PROPN
ajis02-2695	494	5	,	,	PUNCT
ajis02-2695	494	6	schilke	schilke	NOUN
ajis02-2695	494	7	,	,	PUNCT
ajis02-2695	494	8	o.	o.	PROPN
ajis02-2695	494	9	,	,	PUNCT
ajis02-2695	494	10	&	&	CCONJ
ajis02-2695	494	11	wirtz	wirtz	PROPN
ajis02-2695	494	12	,	,	PUNCT
ajis02-2695	494	13	b.	b.	PROPN
ajis02-2695	494	14	w.	w.	PROPN
ajis02-2695	494	15	(	(	PUNCT
ajis02-2695	494	16	2010	2010	NUM
ajis02-2695	494	17	)	)	PUNCT
ajis02-2695	494	18	.	.	PUNCT
ajis02-2695	495	1	understanding	understand	VERB
ajis02-2695	495	2	consumer	consumer	NOUN
ajis02-2695	495	3	acceptance	acceptance	NOUN
ajis02-2695	495	4	of	of	ADP
ajis02-2695	495	5	mobile	mobile	ADJ
ajis02-2695	495	6	payment	payment	NOUN
ajis02-2695	495	7	services	service	NOUN
ajis02-2695	495	8	:	:	PUNCT
ajis02-2695	495	9	an	an	DET
ajis02-2695	495	10	empirical	empirical	ADJ
ajis02-2695	495	11	analysis	analysis	NOUN
ajis02-2695	495	12	.	.	PUNCT
ajis02-2695	496	1	electronic	electronic	ADJ
ajis02-2695	496	2	commerce	commerce	NOUN
ajis02-2695	496	3	research	research	NOUN
ajis02-2695	496	4	and	and	CCONJ
ajis02-2695	496	5	applications	application	NOUN
ajis02-2695	496	6	,	,	PUNCT
ajis02-2695	496	7	9(3	9(3	NUM
ajis02-2695	496	8	)	)	PUNCT
ajis02-2695	496	9	,	,	PUNCT
ajis02-2695	496	10	209	209	NUM
ajis02-2695	496	11	-	-	SYM
ajis02-2695	496	12	216	216	NUM
ajis02-2695	496	13	.	.	PUNCT
ajis02-2695	497	1	doi:10.1016	doi:10.1016	PROPN
ajis02-2695	497	2	/	/	SYM
ajis02-2695	497	3	j.elerap.2009.07.005	j.elerap.2009.07.005	PROPN
ajis02-2695	497	4	shang	shang	PROPN
ajis02-2695	497	5	,	,	PUNCT
ajis02-2695	497	6	d.	d.	PROPN
ajis02-2695	497	7	,	,	PUNCT
ajis02-2695	497	8	&	&	CCONJ
ajis02-2695	497	9	wu	wu	PROPN
ajis02-2695	497	10	,	,	PUNCT
ajis02-2695	497	11	w.	w.	PROPN
ajis02-2695	497	12	(	(	PUNCT
ajis02-2695	497	13	2017	2017	NUM
ajis02-2695	497	14	)	)	PUNCT
ajis02-2695	497	15	.	.	PUNCT
ajis02-2695	498	1	understanding	understand	VERB
ajis02-2695	498	2	mobile	mobile	ADJ
ajis02-2695	498	3	shopping	shopping	NOUN
ajis02-2695	498	4	consumers	consumer	NOUN
ajis02-2695	498	5	’	'	PUNCT
ajis02-2695	498	6	continuance	continuance	NOUN
ajis02-2695	498	7	intention	intention	NOUN
ajis02-2695	498	8	.	.	PUNCT
ajis02-2695	499	1	industrial	industrial	ADJ
ajis02-2695	499	2	management	management	PROPN
ajis02-2695	499	3	&	&	CCONJ
ajis02-2695	499	4	data	datum	NOUN
ajis02-2695	499	5	systems	system	NOUN
ajis02-2695	499	6	,	,	PUNCT
ajis02-2695	499	7	117(1	117(1	NUM
ajis02-2695	499	8	)	)	PUNCT
ajis02-2695	499	9	,	,	PUNCT
ajis02-2695	499	10	213	213	NUM
ajis02-2695	499	11	-	-	SYM
ajis02-2695	499	12	227	227	NUM
ajis02-2695	499	13	.	.	PUNCT
ajis02-2695	499	14	stone	stone	NOUN
ajis02-2695	499	15	,	,	PUNCT
ajis02-2695	499	16	m.	m.	NOUN
ajis02-2695	499	17	(	(	PUNCT
ajis02-2695	499	18	1974	1974	NUM
ajis02-2695	499	19	)	)	PUNCT
ajis02-2695	499	20	.	.	PUNCT
ajis02-2695	500	1	cross	cross	ADJ
ajis02-2695	500	2	-	-	ADJ
ajis02-2695	500	3	validatory	validatory	ADJ
ajis02-2695	500	4	choice	choice	NOUN
ajis02-2695	500	5	and	and	CCONJ
ajis02-2695	500	6	assessment	assessment	NOUN
ajis02-2695	500	7	of	of	ADP
ajis02-2695	500	8	statistical	statistical	ADJ
ajis02-2695	500	9	predictions	prediction	NOUN
ajis02-2695	500	10	(	(	PUNCT
ajis02-2695	500	11	with	with	ADP
ajis02-2695	500	12	discussion	discussion	NOUN
ajis02-2695	500	13	)	)	PUNCT
ajis02-2695	500	14	.	.	PUNCT
ajis02-2695	501	1	journal	journal	NOUN
ajis02-2695	501	2	of	of	ADP
ajis02-2695	501	3	the	the	DET
ajis02-2695	501	4	royal	royal	ADJ
ajis02-2695	501	5	statistical	statistical	ADJ
ajis02-2695	501	6	society	society	NOUN
ajis02-2695	501	7	:	:	PUNCT
ajis02-2695	501	8	series	series	PROPN
ajis02-2695	501	9	b	b	PROPN
ajis02-2695	501	10	(	(	PUNCT
ajis02-2695	501	11	methodological),38(1	methodological),38(1	NOUN
ajis02-2695	501	12	)	)	PUNCT
ajis02-2695	501	13	,	,	PUNCT
ajis02-2695	501	14	111	111	NUM
ajis02-2695	501	15	-	-	SYM
ajis02-2695	501	16	147	147	NUM
ajis02-2695	501	17	.	.	PUNCT
ajis02-2695	502	1	susanto	susanto	PROPN
ajis02-2695	502	2	,	,	PUNCT
ajis02-2695	502	3	a.	a.	PROPN
ajis02-2695	502	4	,	,	PUNCT
ajis02-2695	502	5	chang	chang	PROPN
ajis02-2695	502	6	,	,	PUNCT
ajis02-2695	502	7	y.	y.	PROPN
ajis02-2695	502	8	,	,	PUNCT
ajis02-2695	502	9	&	&	CCONJ
ajis02-2695	502	10	ha	ha	INTJ
ajis02-2695	502	11	,	,	PUNCT
ajis02-2695	502	12	y.	y.	PROPN
ajis02-2695	502	13	(	(	PUNCT
ajis02-2695	502	14	2016	2016	NUM
ajis02-2695	502	15	)	)	PUNCT
ajis02-2695	502	16	.	.	PUNCT
ajis02-2695	503	1	determinants	determinant	NOUN
ajis02-2695	503	2	of	of	ADP
ajis02-2695	503	3	continuance	continuance	NOUN
ajis02-2695	503	4	intention	intention	NOUN
ajis02-2695	503	5	to	to	PART
ajis02-2695	503	6	use	use	VERB
ajis02-2695	503	7	the	the	DET
ajis02-2695	503	8	smartphone	smartphone	NOUN
ajis02-2695	503	9	banking	banking	NOUN
ajis02-2695	503	10	services	service	NOUN
ajis02-2695	503	11	.	.	PUNCT
ajis02-2695	504	1	industrial	industrial	ADJ
ajis02-2695	504	2	management	management	PROPN
ajis02-2695	504	3	&	&	CCONJ
ajis02-2695	504	4	data	datum	NOUN
ajis02-2695	504	5	systems	system	NOUN
ajis02-2695	504	6	,	,	PUNCT
ajis02-2695	504	7	116(3	116(3	NUM
ajis02-2695	504	8	)	)	PUNCT
ajis02-2695	504	9	,	,	PUNCT
ajis02-2695	504	10	508	508	NUM
ajis02-2695	504	11	-	-	SYM
ajis02-2695	504	12	525	525	NUM
ajis02-2695	504	13	.	.	PUNCT
ajis02-2695	505	1	tam	tam	PROPN
ajis02-2695	505	2	,	,	PUNCT
ajis02-2695	505	3	c.	c.	PROPN
ajis02-2695	505	4	,	,	PUNCT
ajis02-2695	505	5	santos	santos	PROPN
ajis02-2695	505	6	,	,	PUNCT
ajis02-2695	505	7	d.	d.	PROPN
ajis02-2695	505	8	,	,	PUNCT
ajis02-2695	505	9	&	&	CCONJ
ajis02-2695	505	10	oliveira	oliveira	PROPN
ajis02-2695	505	11	,	,	PUNCT
ajis02-2695	505	12	t.	t.	PROPN
ajis02-2695	505	13	(	(	PUNCT
ajis02-2695	505	14	2018	2018	NUM
ajis02-2695	505	15	)	)	PUNCT
ajis02-2695	505	16	.	.	PUNCT
ajis02-2695	506	1	exploring	explore	VERB
ajis02-2695	506	2	the	the	DET
ajis02-2695	506	3	influential	influential	ADJ
ajis02-2695	506	4	factors	factor	NOUN
ajis02-2695	506	5	of	of	ADP
ajis02-2695	506	6	continuance	continuance	NOUN
ajis02-2695	506	7	intention	intention	NOUN
ajis02-2695	506	8	to	to	PART
ajis02-2695	506	9	use	use	VERB
ajis02-2695	506	10	mobile	mobile	ADJ
ajis02-2695	506	11	apps	app	NOUN
ajis02-2695	506	12	:	:	PUNCT
ajis02-2695	506	13	extending	extend	VERB
ajis02-2695	506	14	the	the	DET
ajis02-2695	506	15	expectation	expectation	NOUN
ajis02-2695	506	16	confirmation	confirmation	NOUN
ajis02-2695	506	17	model	model	NOUN
ajis02-2695	506	18	.	.	PUNCT
ajis02-2695	507	1	information	information	NOUN
ajis02-2695	507	2	systems	system	NOUN
ajis02-2695	507	3	frontiers,1	frontiers,1	NOUN
ajis02-2695	507	4	-	-	SYM
ajis02-2695	507	5	15	15	NUM
ajis02-2695	507	6	.	.	PUNCT
ajis02-2695	508	1	tellez	tellez	PROPN
ajis02-2695	508	2	isaac	isaac	PROPN
ajis02-2695	508	3	,	,	PUNCT
ajis02-2695	508	4	j.	j.	PROPN
ajis02-2695	508	5	,	,	PUNCT
ajis02-2695	508	6	&	&	CCONJ
ajis02-2695	508	7	sherali	sherali	PROPN
ajis02-2695	508	8	,	,	PUNCT
ajis02-2695	508	9	z.	z.	PROPN
ajis02-2695	508	10	(	(	PUNCT
ajis02-2695	508	11	2014	2014	NUM
ajis02-2695	508	12	)	)	PUNCT
ajis02-2695	508	13	.	.	PUNCT
ajis02-2695	509	1	secure	secure	VERB
ajis02-2695	509	2	mobile	mobile	ADJ
ajis02-2695	509	3	payment	payment	NOUN
ajis02-2695	509	4	systems	system	NOUN
ajis02-2695	509	5	.	.	PUNCT
ajis02-2695	510	1	it	it	PRON
ajis02-2695	510	2	professional	professional	ADJ
ajis02-2695	510	3	,	,	PUNCT
ajis02-2695	510	4	16(3	16(3	PROPN
ajis02-2695	510	5	)	)	PUNCT
ajis02-2695	510	6	,	,	PUNCT
ajis02-2695	510	7	3643	3643	NUM
ajis02-2695	510	8	.	.	PUNCT
ajis02-2695	511	1	teo	teo	PROPN
ajis02-2695	511	2	,	,	PUNCT
ajis02-2695	511	3	a.	a.	PROPN
ajis02-2695	511	4	,	,	PUNCT
ajis02-2695	511	5	tan	tan	PROPN
ajis02-2695	511	6	,	,	PUNCT
ajis02-2695	511	7	g.	g.	PROPN
ajis02-2695	511	8	,	,	PUNCT
ajis02-2695	511	9	ooi	ooi	PROPN
ajis02-2695	511	10	,	,	PUNCT
ajis02-2695	511	11	k.	k.	PROPN
ajis02-2695	511	12	,	,	PUNCT
ajis02-2695	511	13	hew	hew	VERB
ajis02-2695	511	14	,	,	PUNCT
ajis02-2695	511	15	t.	t.	PROPN
ajis02-2695	511	16	,	,	PUNCT
ajis02-2695	511	17	&	&	CCONJ
ajis02-2695	511	18	yew	yew	PROPN
ajis02-2695	511	19	,	,	PUNCT
ajis02-2695	511	20	k.	k.	PROPN
ajis02-2695	511	21	(	(	PUNCT
ajis02-2695	511	22	2015	2015	NUM
ajis02-2695	511	23	)	)	PUNCT
ajis02-2695	511	24	.	.	PUNCT
ajis02-2695	512	1	the	the	DET
ajis02-2695	512	2	effects	effect	NOUN
ajis02-2695	512	3	of	of	ADP
ajis02-2695	512	4	convenience	convenience	NOUN
ajis02-2695	512	5	and	and	CCONJ
ajis02-2695	512	6	speed	speed	NOUN
ajis02-2695	512	7	in	in	ADP
ajis02-2695	512	8	m	m	NOUN
ajis02-2695	512	9	-	-	NOUN
ajis02-2695	512	10	payment	payment	NOUN
ajis02-2695	512	11	.	.	PUNCT
ajis02-2695	513	1	industrial	industrial	ADJ
ajis02-2695	513	2	management	management	PROPN
ajis02-2695	513	3	&	&	CCONJ
ajis02-2695	513	4	data	datum	NOUN
ajis02-2695	513	5	systems	system	NOUN
ajis02-2695	513	6	,	,	PUNCT
ajis02-2695	513	7	115(2	115(2	NUM
ajis02-2695	513	8	)	)	PUNCT
ajis02-2695	513	9	,	,	PUNCT
ajis02-2695	513	10	311	311	NUM
ajis02-2695	513	11	-	-	SYM
ajis02-2695	513	12	331	331	NUM
ajis02-2695	513	13	.	.	PUNCT
ajis02-2695	514	1	venkatesh	venkatesh	PROPN
ajis02-2695	514	2	,	,	PUNCT
ajis02-2695	514	3	v.	v.	PROPN
ajis02-2695	514	4	,	,	PUNCT
ajis02-2695	514	5	thong	thong	PROPN
ajis02-2695	514	6	,	,	PUNCT
ajis02-2695	514	7	j.	j.	PROPN
ajis02-2695	514	8	,	,	PUNCT
ajis02-2695	514	9	&	&	CCONJ
ajis02-2695	514	10	xu	xu	PROPN
ajis02-2695	514	11	,	,	PUNCT
ajis02-2695	514	12	x.	x.	NOUN
ajis02-2695	514	13	(	(	PUNCT
ajis02-2695	514	14	2012	2012	NUM
ajis02-2695	514	15	)	)	PUNCT
ajis02-2695	514	16	.	.	PUNCT
ajis02-2695	515	1	consumer	consumer	NOUN
ajis02-2695	515	2	acceptance	acceptance	NOUN
ajis02-2695	515	3	and	and	CCONJ
ajis02-2695	515	4	use	use	NOUN
ajis02-2695	515	5	of	of	ADP
ajis02-2695	515	6	information	information	NOUN
ajis02-2695	515	7	technology	technology	NOUN
ajis02-2695	515	8	:	:	PUNCT
ajis02-2695	515	9	extending	extend	VERB
ajis02-2695	515	10	the	the	DET
ajis02-2695	515	11	unified	unified	ADJ
ajis02-2695	515	12	theory	theory	NOUN
ajis02-2695	515	13	of	of	ADP
ajis02-2695	515	14	acceptance	acceptance	NOUN
ajis02-2695	515	15	and	and	CCONJ
ajis02-2695	515	16	use	use	NOUN
ajis02-2695	515	17	of	of	ADP
ajis02-2695	515	18	technology	technology	NOUN
ajis02-2695	515	19	.	.	PUNCT
ajis02-2695	516	1	mis	mis	PROPN
ajis02-2695	516	2	quarterly	quarterly	PROPN
ajis02-2695	516	3	,	,	PUNCT
ajis02-2695	516	4	36(1	36(1	NUM
ajis02-2695	516	5	)	)	PUNCT
ajis02-2695	516	6	,	,	PUNCT
ajis02-2695	516	7	157	157	NUM
ajis02-2695	516	8	-	-	SYM
ajis02-2695	516	9	178	178	NUM
ajis02-2695	516	10	.	.	PUNCT
ajis02-2695	517	1	venkatesh	venkatesh	PROPN
ajis02-2695	517	2	,	,	PUNCT
ajis02-2695	517	3	v.	v.	PROPN
ajis02-2695	517	4	,	,	PUNCT
ajis02-2695	517	5	morris	morris	PROPN
ajis02-2695	517	6	,	,	PUNCT
ajis02-2695	517	7	m.	m.	NOUN
ajis02-2695	517	8	,	,	PUNCT
ajis02-2695	517	9	davis	davis	PROPN
ajis02-2695	517	10	,	,	PUNCT
ajis02-2695	517	11	g.	g.	PROPN
ajis02-2695	517	12	,	,	PUNCT
ajis02-2695	517	13	&	&	CCONJ
ajis02-2695	517	14	davis	davis	PROPN
ajis02-2695	517	15	,	,	PUNCT
ajis02-2695	517	16	f.	f.	PROPN
ajis02-2695	517	17	(	(	PUNCT
ajis02-2695	517	18	2003	2003	NUM
ajis02-2695	517	19	)	)	PUNCT
ajis02-2695	517	20	.	.	PUNCT
ajis02-2695	518	1	user	user	NOUN
ajis02-2695	518	2	acceptance	acceptance	NOUN
ajis02-2695	518	3	of	of	ADP
ajis02-2695	518	4	information	information	NOUN
ajis02-2695	518	5	technology	technology	NOUN
ajis02-2695	518	6	:	:	PUNCT
ajis02-2695	518	7	toward	toward	ADP
ajis02-2695	518	8	a	a	DET
ajis02-2695	518	9	unified	unified	ADJ
ajis02-2695	518	10	view	view	NOUN
ajis02-2695	518	11	.	.	PUNCT
ajis02-2695	519	1	mis	mis	PROPN
ajis02-2695	519	2	quarterly	quarterly	PROPN
ajis02-2695	519	3	,	,	PUNCT
ajis02-2695	519	4	27(3	27(3	NUM
ajis02-2695	519	5	)	)	PUNCT
ajis02-2695	519	6	,	,	PUNCT
ajis02-2695	519	7	425	425	NUM
ajis02-2695	519	8	-	-	SYM
ajis02-2695	519	9	478	478	NUM
ajis02-2695	519	10	.	.	PUNCT
ajis02-2695	520	1	wang	wang	PROPN
ajis02-2695	520	2	,	,	PUNCT
ajis02-2695	520	3	y.	y.	PROPN
ajis02-2695	520	4	,	,	PUNCT
ajis02-2695	520	5	hahn	hahn	PROPN
ajis02-2695	520	6	,	,	PUNCT
ajis02-2695	520	7	c.	c.	PROPN
ajis02-2695	520	8	,	,	PUNCT
ajis02-2695	520	9	&	&	CCONJ
ajis02-2695	520	10	sutrave	sutrave	PROPN
ajis02-2695	520	11	,	,	PUNCT
ajis02-2695	520	12	k.	k.	PROPN
ajis02-2695	520	13	(	(	PUNCT
ajis02-2695	520	14	2016	2016	NUM
ajis02-2695	520	15	)	)	PUNCT
ajis02-2695	520	16	.	.	PUNCT
ajis02-2695	521	1	mobile	mobile	ADJ
ajis02-2695	521	2	payment	payment	NOUN
ajis02-2695	521	3	security	security	NOUN
ajis02-2695	521	4	,	,	PUNCT
ajis02-2695	521	5	threats	threat	NOUN
ajis02-2695	521	6	,	,	PUNCT
ajis02-2695	521	7	and	and	CCONJ
ajis02-2695	521	8	challenges	challenge	NOUN
ajis02-2695	521	9	.	.	PUNCT
ajis02-2695	522	1	2016	2016	NUM
ajis02-2695	522	2	second	second	ADJ
ajis02-2695	522	3	international	international	ADJ
ajis02-2695	522	4	conference	conference	NOUN
ajis02-2695	522	5	on	on	ADP
ajis02-2695	522	6	mobile	mobile	ADJ
ajis02-2695	522	7	and	and	CCONJ
ajis02-2695	522	8	secure	secure	ADJ
ajis02-2695	522	9	services	service	NOUN
ajis02-2695	522	10	(	(	PUNCT
ajis02-2695	522	11	mobisecserv)ieee	mobisecserv)ieee	NOUN
ajis02-2695	522	12	,	,	PUNCT
ajis02-2695	522	13	1	1	NUM
ajis02-2695	522	14	-	-	SYM
ajis02-2695	522	15	5	5	NUM
ajis02-2695	522	16	.	.	PUNCT
ajis02-2695	523	1	doi:10.1109	doi:10.1109	VERB
ajis02-2695	523	2	/	/	SYM
ajis02-2695	523	3	mobisecserv.2016.7440226	mobisecserv.2016.7440226	PROPN
ajis02-2695	523	4	.	.	PUNCT
ajis02-2695	524	1	yuan	yuan	PROPN
ajis02-2695	524	2	,	,	PUNCT
ajis02-2695	524	3	s.	s.	PROPN
ajis02-2695	524	4	,	,	PUNCT
ajis02-2695	524	5	liu	liu	PROPN
ajis02-2695	524	6	,	,	PUNCT
ajis02-2695	524	7	y.	y.	PROPN
ajis02-2695	524	8	,	,	PUNCT
ajis02-2695	524	9	yao	yao	PROPN
ajis02-2695	524	10	,	,	PUNCT
ajis02-2695	524	11	r.	r.	PROPN
ajis02-2695	524	12	,	,	PUNCT
ajis02-2695	524	13	&	&	CCONJ
ajis02-2695	524	14	liu	liu	PROPN
ajis02-2695	524	15	,	,	PUNCT
ajis02-2695	524	16	j.	j.	PROPN
ajis02-2695	524	17	(	(	PUNCT
ajis02-2695	524	18	2014	2014	NUM
ajis02-2695	524	19	)	)	PUNCT
ajis02-2695	524	20	.	.	PUNCT
ajis02-2695	525	1	an	an	DET
ajis02-2695	525	2	investigation	investigation	NOUN
ajis02-2695	525	3	of	of	ADP
ajis02-2695	525	4	users	user	NOUN
ajis02-2695	525	5	’	’	PART
ajis02-2695	525	6	continuance	continuance	NOUN
ajis02-2695	525	7	intention	intention	NOUN
ajis02-2695	525	8	towards	towards	ADP
ajis02-2695	525	9	mobile	mobile	ADJ
ajis02-2695	525	10	banking	banking	NOUN
ajis02-2695	525	11	in	in	ADP
ajis02-2695	525	12	china	china	PROPN
ajis02-2695	525	13	.	.	PUNCT
ajis02-2695	526	1	information	information	NOUN
ajis02-2695	526	2	development	development	PROPN
ajis02-2695	526	3	,	,	PUNCT
ajis02-2695	526	4	32(1	32(1	NUM
ajis02-2695	526	5	)	)	PUNCT
ajis02-2695	526	6	,	,	PUNCT
ajis02-2695	526	7	20	20	NUM
ajis02-2695	526	8	-	-	SYM
ajis02-2695	526	9	34	34	NUM
ajis02-2695	526	10	.	.	PUNCT
ajis02-2695	527	1	doi:10.1177/0266666914522140	doi:10.1177/0266666914522140	PROPN
ajis02-2695	527	2	zhang	zhang	PROPN
ajis02-2695	527	3	,	,	PUNCT
ajis02-2695	527	4	h.	h.	PROPN
ajis02-2695	527	5	,	,	PUNCT
ajis02-2695	527	6	lu	lu	PROPN
ajis02-2695	527	7	,	,	PUNCT
ajis02-2695	527	8	y.	y.	PROPN
ajis02-2695	527	9	,	,	PUNCT
ajis02-2695	527	10	gupta	gupta	PROPN
ajis02-2695	527	11	,	,	PUNCT
ajis02-2695	527	12	s.	s.	PROPN
ajis02-2695	527	13	,	,	PUNCT
ajis02-2695	527	14	&	&	CCONJ
ajis02-2695	527	15	gao	gao	PROPN
ajis02-2695	527	16	,	,	PUNCT
ajis02-2695	527	17	p.	p.	NOUN
ajis02-2695	527	18	(	(	PUNCT
ajis02-2695	527	19	2015	2015	NUM
ajis02-2695	527	20	)	)	PUNCT
ajis02-2695	527	21	.	.	PUNCT
ajis02-2695	528	1	understanding	understand	VERB
ajis02-2695	528	2	group	group	NOUN
ajis02-2695	528	3	-	-	PUNCT
ajis02-2695	528	4	buying	buy	VERB
ajis02-2695	528	5	websites	website	NOUN
ajis02-2695	528	6	continuance	continuance	NOUN
ajis02-2695	528	7	.	.	PUNCT
ajis02-2695	529	1	internet	internet	NOUN
ajis02-2695	529	2	research	research	NOUN
ajis02-2695	529	3	,	,	PUNCT
ajis02-2695	529	4	25(5	25(5	NUM
ajis02-2695	529	5	)	)	PUNCT
ajis02-2695	529	6	,	,	PUNCT
ajis02-2695	529	7	767	767	NUM
ajis02-2695	529	8	-	-	SYM
ajis02-2695	529	9	793	793	NUM
ajis02-2695	529	10	.	.	PUNCT
ajis02-2695	530	1	australasian	australasian	ADJ
ajis02-2695	530	2	journal	journal	NOUN
ajis02-2695	530	3	of	of	ADP
ajis02-2695	530	4	information	information	NOUN
ajis02-2695	530	5	systems	system	NOUN
ajis02-2695	530	6	singh	singh	PROPN
ajis02-2695	530	7	2020	2020	NUM
ajis02-2695	530	8	,	,	PUNCT
ajis02-2695	530	9	vol	vol	NOUN
ajis02-2695	530	10	24	24	NUM
ajis02-2695	530	11	,	,	PUNCT
ajis02-2695	530	12	research	research	NOUN
ajis02-2695	530	13	article	article	NOUN
ajis02-2695	530	14	explaining	explain	VERB
ajis02-2695	530	15	post	post	NOUN
ajis02-2695	530	16	-	-	NOUN
ajis02-2695	530	17	adoption	adoption	NOUN
ajis02-2695	530	18	of	of	ADP
ajis02-2695	530	19	mobile	mobile	ADJ
ajis02-2695	530	20	payment	payment	NOUN
ajis02-2695	530	21	systems	system	NOUN
ajis02-2695	530	22	24	24	NUM
ajis02-2695	530	23	zhou	zhou	PROPN
ajis02-2695	530	24	,	,	PUNCT
ajis02-2695	530	25	t.	t.	PROPN
ajis02-2695	530	26	(	(	PUNCT
ajis02-2695	530	27	2014	2014	NUM
ajis02-2695	530	28	)	)	PUNCT
ajis02-2695	530	29	.	.	PUNCT
ajis02-2695	531	1	understanding	understand	VERB
ajis02-2695	531	2	the	the	DET
ajis02-2695	531	3	determinants	determinant	NOUN
ajis02-2695	531	4	of	of	ADP
ajis02-2695	531	5	mobile	mobile	ADJ
ajis02-2695	531	6	payment	payment	NOUN
ajis02-2695	531	7	continuance	continuance	NOUN
ajis02-2695	531	8	usage	usage	NOUN
ajis02-2695	531	9	.	.	PUNCT
ajis02-2695	532	1	industrial	industrial	ADJ
ajis02-2695	532	2	management	management	PROPN
ajis02-2695	532	3	&	&	CCONJ
ajis02-2695	532	4	data	datum	NOUN
ajis02-2695	532	5	systems	system	NOUN
ajis02-2695	532	6	,	,	PUNCT
ajis02-2695	532	7	114(6	114(6	NUM
ajis02-2695	532	8	)	)	PUNCT
ajis02-2695	532	9	,	,	PUNCT
ajis02-2695	532	10	936	936	NUM
ajis02-2695	532	11	-	-	SYM
ajis02-2695	532	12	948	948	NUM
ajis02-2695	532	13	.	.	PUNCT
ajis02-2695	533	1	zhou	zhou	PROPN
ajis02-2695	533	2	,	,	PUNCT
ajis02-2695	533	3	t.	t.	PROPN
ajis02-2695	533	4	(	(	PUNCT
ajis02-2695	533	5	2013	2013	NUM
ajis02-2695	533	6	)	)	PUNCT
ajis02-2695	533	7	.	.	PUNCT
ajis02-2695	534	1	an	an	DET
ajis02-2695	534	2	empirical	empirical	ADJ
ajis02-2695	534	3	examination	examination	NOUN
ajis02-2695	534	4	of	of	ADP
ajis02-2695	534	5	continuance	continuance	NOUN
ajis02-2695	534	6	intention	intention	NOUN
ajis02-2695	534	7	of	of	ADP
ajis02-2695	534	8	mobile	mobile	ADJ
ajis02-2695	534	9	payment	payment	NOUN
ajis02-2695	534	10	services	service	NOUN
ajis02-2695	534	11	.	.	PUNCT
ajis02-2695	535	1	decision	decision	NOUN
ajis02-2695	535	2	support	support	NOUN
ajis02-2695	535	3	systems	system	NOUN
ajis02-2695	535	4	,	,	PUNCT
ajis02-2695	535	5	54(2	54(2	NUM
ajis02-2695	535	6	)	)	PUNCT
ajis02-2695	535	7	,	,	PUNCT
ajis02-2695	535	8	1085	1085	NUM
ajis02-2695	535	9	-	-	SYM
ajis02-2695	535	10	1091	1091	NUM
ajis02-2695	535	11	.	.	PUNCT
ajis02-2695	536	1	australasian	australasian	ADJ
ajis02-2695	536	2	journal	journal	NOUN
ajis02-2695	536	3	of	of	ADP
ajis02-2695	536	4	information	information	NOUN
ajis02-2695	536	5	systems	system	NOUN
ajis02-2695	536	6	singh	singh	PROPN
ajis02-2695	536	7	2020	2020	NUM
ajis02-2695	536	8	,	,	PUNCT
ajis02-2695	536	9	vol	vol	NOUN
ajis02-2695	536	10	24	24	NUM
ajis02-2695	536	11	,	,	PUNCT
ajis02-2695	536	12	research	research	NOUN
ajis02-2695	536	13	article	article	NOUN
ajis02-2695	536	14	explaining	explain	VERB
ajis02-2695	536	15	post	post	NOUN
ajis02-2695	536	16	-	-	NOUN
ajis02-2695	536	17	adoption	adoption	NOUN
ajis02-2695	536	18	of	of	ADP
ajis02-2695	536	19	mobile	mobile	ADJ
ajis02-2695	536	20	payment	payment	NOUN
ajis02-2695	536	21	systems	system	NOUN
ajis02-2695	536	22	25	25	NUM
ajis02-2695	536	23	appendix	appendix	NOUN
ajis02-2695	536	24	a	a	DET
ajis02-2695	536	25	:	:	PUNCT
ajis02-2695	536	26	construct	construct	VERB
ajis02-2695	536	27	and	and	CCONJ
ajis02-2695	536	28	their	their	PRON
ajis02-2695	536	29	sources	source	NOUN
ajis02-2695	536	30	constructs	construct	VERB
ajis02-2695	536	31	items	item	NOUN
ajis02-2695	536	32	source	source	NOUN
ajis02-2695	536	33	continuance	continuance	NOUN
ajis02-2695	536	34	intention	intention	NOUN
ajis02-2695	536	35	to	to	ADP
ajis02-2695	536	36	use(ci	use(ci	NOUN
ajis02-2695	536	37	)	)	PUNCT
ajis02-2695	536	38	ci1	ci1	NOUN
ajis02-2695	537	1	i	i	PRON
ajis02-2695	537	2	plan	plan	VERB
ajis02-2695	537	3	to	to	PART
ajis02-2695	537	4	use	use	VERB
ajis02-2695	537	5	mobile	mobile	ADJ
ajis02-2695	537	6	payment	payment	NOUN
ajis02-2695	537	7	services	service	NOUN
ajis02-2695	537	8	more	more	ADV
ajis02-2695	537	9	often	often	ADV
ajis02-2695	537	10	.	.	PUNCT
ajis02-2695	538	1	chen	chen	PROPN
ajis02-2695	538	2	&	&	CCONJ
ajis02-2695	538	3	li	li	PROPN
ajis02-2695	538	4	(	(	PUNCT
ajis02-2695	538	5	2017	2017	NUM
ajis02-2695	538	6	)	)	PUNCT
ajis02-2695	538	7	ci2	ci2	PROPN
ajis02-2695	538	8	mobile	mobile	ADJ
ajis02-2695	538	9	payment	payment	NOUN
ajis02-2695	538	10	services	service	NOUN
ajis02-2695	538	11	currently	currently	ADV
ajis02-2695	538	12	are	be	AUX
ajis02-2695	538	13	and	and	CCONJ
ajis02-2695	538	14	also	also	ADV
ajis02-2695	538	15	will	will	AUX
ajis02-2695	538	16	be	be	AUX
ajis02-2695	538	17	one	one	NUM
ajis02-2695	538	18	of	of	ADP
ajis02-2695	538	19	my	my	PRON
ajis02-2695	538	20	commonly	commonly	ADV
ajis02-2695	538	21	used	use	VERB
ajis02-2695	538	22	payment	payment	NOUN
ajis02-2695	538	23	methods	method	NOUN
ajis02-2695	538	24	.	.	PUNCT
ajis02-2695	539	1	ci3	ci3	PROPN
ajis02-2695	540	1	i	i	PRON
ajis02-2695	540	2	intend	intend	VERB
ajis02-2695	540	3	to	to	PART
ajis02-2695	540	4	continue	continue	VERB
ajis02-2695	540	5	using	use	VERB
ajis02-2695	540	6	mobile	mobile	ADJ
ajis02-2695	540	7	payment	payment	NOUN
ajis02-2695	540	8	services	service	NOUN
ajis02-2695	540	9	.	.	PUNCT
ajis02-2695	541	1	ci4	ci4	NOUN
ajis02-2695	541	2	mobile	mobile	ADJ
ajis02-2695	541	3	payments	payment	NOUN
ajis02-2695	541	4	are	be	AUX
ajis02-2695	541	5	growing	grow	VERB
ajis02-2695	541	6	,	,	PUNCT
ajis02-2695	541	7	and	and	CCONJ
ajis02-2695	541	8	are	be	AUX
ajis02-2695	541	9	expected	expect	VERB
ajis02-2695	541	10	to	to	PART
ajis02-2695	541	11	continue	continue	VERB
ajis02-2695	541	12	.	.	PUNCT
ajis02-2695	542	1	satisfaction(sat	satisfaction(sat	ADV
ajis02-2695	542	2	)	)	PUNCT
ajis02-2695	542	3	sat1	sat1	PROPN
ajis02-2695	542	4	i	i	PRON
ajis02-2695	542	5	am	be	AUX
ajis02-2695	542	6	delighted	delighted	ADJ
ajis02-2695	542	7	with	with	ADP
ajis02-2695	542	8	my	my	PRON
ajis02-2695	542	9	overall	overall	ADJ
ajis02-2695	542	10	experience	experience	NOUN
ajis02-2695	542	11	with	with	ADP
ajis02-2695	542	12	mobile	mobile	ADJ
ajis02-2695	542	13	payment	payment	NOUN
ajis02-2695	542	14	services	service	NOUN
ajis02-2695	542	15	.	.	PUNCT
ajis02-2695	543	1	kumar	kumar	PROPN
ajis02-2695	543	2	,	,	PUNCT
ajis02-2695	543	3	israel	israel	PROPN
ajis02-2695	543	4	,	,	PUNCT
ajis02-2695	543	5	&	&	CCONJ
ajis02-2695	543	6	malik(2018	malik(2018	PROPN
ajis02-2695	543	7	)	)	PUNCT
ajis02-2695	543	8	sat2	sat2	NOUN
ajis02-2695	544	1	i	i	PRON
ajis02-2695	544	2	feel	feel	VERB
ajis02-2695	544	3	contented	contented	ADJ
ajis02-2695	544	4	about	about	ADP
ajis02-2695	544	5	my	my	PRON
ajis02-2695	544	6	overall	overall	ADJ
ajis02-2695	544	7	experience	experience	NOUN
ajis02-2695	544	8	with	with	ADP
ajis02-2695	544	9	mobile	mobile	ADJ
ajis02-2695	544	10	payment	payment	NOUN
ajis02-2695	544	11	services	service	NOUN
ajis02-2695	544	12	.	.	PUNCT
ajis02-2695	545	1	sat3	sat3	NOUN
ajis02-2695	545	2	i	i	PRON
ajis02-2695	545	3	am	be	AUX
ajis02-2695	545	4	satisfied	satisfied	ADJ
ajis02-2695	545	5	with	with	ADP
ajis02-2695	545	6	my	my	PRON
ajis02-2695	545	7	overall	overall	ADJ
ajis02-2695	545	8	experience	experience	NOUN
ajis02-2695	545	9	with	with	ADP
ajis02-2695	545	10	mobile	mobile	ADJ
ajis02-2695	545	11	payment	payment	NOUN
ajis02-2695	545	12	services	service	NOUN
ajis02-2695	545	13	.	.	PUNCT
ajis02-2695	546	1	confirmation(conf	confirmation(conf	PROPN
ajis02-2695	546	2	)	)	PUNCT
ajis02-2695	546	3	conf1	conf1	NOUN
ajis02-2695	546	4	my	my	PRON
ajis02-2695	546	5	experience	experience	NOUN
ajis02-2695	546	6	with	with	ADP
ajis02-2695	546	7	mobile	mobile	ADJ
ajis02-2695	546	8	payment	payment	NOUN
ajis02-2695	546	9	services	service	NOUN
ajis02-2695	546	10	was	be	AUX
ajis02-2695	546	11	better	well	ADJ
ajis02-2695	546	12	than	than	ADP
ajis02-2695	546	13	what	what	PRON
ajis02-2695	546	14	i	i	PRON
ajis02-2695	546	15	expected	expect	VERB
ajis02-2695	546	16	.	.	PUNCT
ajis02-2695	547	1	bhattacherjee	bhattacherjee	PROPN
ajis02-2695	547	2	(	(	PUNCT
ajis02-2695	547	3	2001	2001	NUM
ajis02-2695	547	4	)	)	PUNCT
ajis02-2695	547	5	conf2	conf2	VERB
ajis02-2695	547	6	the	the	DET
ajis02-2695	547	7	various	various	ADJ
ajis02-2695	547	8	features	feature	NOUN
ajis02-2695	547	9	of	of	ADP
ajis02-2695	547	10	mobile	mobile	ADJ
ajis02-2695	547	11	payment	payment	NOUN
ajis02-2695	547	12	services	service	NOUN
ajis02-2695	547	13	was	be	AUX
ajis02-2695	547	14	better	well	ADJ
ajis02-2695	547	15	than	than	ADP
ajis02-2695	547	16	what	what	PRON
ajis02-2695	547	17	i	i	PRON
ajis02-2695	547	18	expected	expect	VERB
ajis02-2695	547	19	.	.	PUNCT
ajis02-2695	548	1	conf3	conf3	PROPN
ajis02-2695	548	2	overall	overall	ADV
ajis02-2695	548	3	,	,	PUNCT
ajis02-2695	548	4	most	most	ADJ
ajis02-2695	548	5	of	of	ADP
ajis02-2695	548	6	my	my	PRON
ajis02-2695	548	7	expectations	expectation	NOUN
ajis02-2695	548	8	towards	towards	ADP
ajis02-2695	548	9	mobile	mobile	ADJ
ajis02-2695	548	10	payment	payment	NOUN
ajis02-2695	548	11	services	service	NOUN
ajis02-2695	548	12	were	be	AUX
ajis02-2695	548	13	confirmed	confirm	VERB
ajis02-2695	548	14	.	.	PUNCT
ajis02-2695	549	1	performance	performance	NOUN
ajis02-2695	549	2	expectancy(pe	expectancy(pe	PROPN
ajis02-2695	549	3	)	)	PUNCT
ajis02-2695	549	4	pe1	pe1	PROPN
ajis02-2695	550	1	i	i	PRON
ajis02-2695	550	2	would	would	AUX
ajis02-2695	550	3	find	find	VERB
ajis02-2695	550	4	that	that	SCONJ
ajis02-2695	550	5	mobile	mobile	ADJ
ajis02-2695	550	6	payment	payment	NOUN
ajis02-2695	550	7	services	service	NOUN
ajis02-2695	550	8	are	be	AUX
ajis02-2695	550	9	useful	useful	ADJ
ajis02-2695	550	10	for	for	ADP
ajis02-2695	550	11	me	i	PRON
ajis02-2695	550	12	.	.	PUNCT
ajis02-2695	551	1	venkatesh	venkatesh	PROPN
ajis02-2695	551	2	et	et	PROPN
ajis02-2695	551	3	al	al	PROPN
ajis02-2695	551	4	.	.	PROPN
ajis02-2695	552	1	(	(	PUNCT
ajis02-2695	552	2	2003	2003	NUM
ajis02-2695	552	3	)	)	PUNCT
ajis02-2695	552	4	australasian	australasian	ADJ
ajis02-2695	552	5	journal	journal	NOUN
ajis02-2695	552	6	of	of	ADP
ajis02-2695	552	7	information	information	NOUN
ajis02-2695	552	8	systems	system	NOUN
ajis02-2695	552	9	singh	singh	PROPN
ajis02-2695	552	10	2020	2020	NUM
ajis02-2695	552	11	,	,	PUNCT
ajis02-2695	552	12	vol	vol	NOUN
ajis02-2695	552	13	24	24	NUM
ajis02-2695	552	14	,	,	PUNCT
ajis02-2695	552	15	research	research	NOUN
ajis02-2695	552	16	article	article	NOUN
ajis02-2695	552	17	explaining	explain	VERB
ajis02-2695	552	18	post	post	NOUN
ajis02-2695	552	19	-	-	NOUN
ajis02-2695	552	20	adoption	adoption	NOUN
ajis02-2695	552	21	of	of	ADP
ajis02-2695	552	22	mobile	mobile	ADJ
ajis02-2695	552	23	payment	payment	NOUN
ajis02-2695	552	24	systems	system	NOUN
ajis02-2695	552	25	26	26	NUM
ajis02-2695	552	26	pe2	pe2	NOUN
ajis02-2695	552	27	using	use	VERB
ajis02-2695	552	28	the	the	DET
ajis02-2695	552	29	mobile	mobile	ADJ
ajis02-2695	552	30	payment	payment	NOUN
ajis02-2695	552	31	services	service	NOUN
ajis02-2695	552	32	enables	enable	VERB
ajis02-2695	552	33	me	i	PRON
ajis02-2695	552	34	to	to	PART
ajis02-2695	552	35	accomplish	accomplish	VERB
ajis02-2695	552	36	tasks	task	NOUN
ajis02-2695	552	37	quickly	quickly	ADV
ajis02-2695	552	38	compared	compare	VERB
ajis02-2695	552	39	to	to	ADP
ajis02-2695	552	40	traditional	traditional	ADJ
ajis02-2695	552	41	payment	payment	NOUN
ajis02-2695	552	42	systems	system	NOUN
ajis02-2695	552	43	.	.	PUNCT
ajis02-2695	553	1	pe3	pe3	NOUN
ajis02-2695	553	2	using	use	VERB
ajis02-2695	553	3	the	the	DET
ajis02-2695	553	4	mobile	mobile	ADJ
ajis02-2695	553	5	payment	payment	NOUN
ajis02-2695	553	6	services	service	NOUN
ajis02-2695	553	7	increases	increase	VERB
ajis02-2695	553	8	my	my	PRON
ajis02-2695	553	9	productivity	productivity	NOUN
ajis02-2695	553	10	.	.	PUNCT
ajis02-2695	554	1	pe4	pe4	NOUN
ajis02-2695	554	2	overall	overall	ADV
ajis02-2695	554	3	i	i	PRON
ajis02-2695	554	4	will	will	AUX
ajis02-2695	554	5	find	find	VERB
ajis02-2695	554	6	mobile	mobile	ADJ
ajis02-2695	554	7	payment	payment	NOUN
ajis02-2695	554	8	services	service	NOUN
ajis02-2695	554	9	useful	useful	ADJ
ajis02-2695	554	10	in	in	ADP
ajis02-2695	554	11	my	my	PRON
ajis02-2695	554	12	payment	payment	NOUN
ajis02-2695	554	13	transactions	transaction	NOUN
ajis02-2695	554	14	.	.	PUNCT
ajis02-2695	555	1	effort	effort	NOUN
ajis02-2695	555	2	expectancy(ee	expectancy(ee	NOUN
ajis02-2695	555	3	)	)	PUNCT
ajis02-2695	555	4	ee1	ee1	NOUN
ajis02-2695	556	1	i	i	PRON
ajis02-2695	556	2	would	would	AUX
ajis02-2695	556	3	find	find	VERB
ajis02-2695	556	4	it	it	PRON
ajis02-2695	556	5	easy	easy	ADJ
ajis02-2695	556	6	to	to	PART
ajis02-2695	556	7	use	use	VERB
ajis02-2695	556	8	mobile	mobile	ADJ
ajis02-2695	556	9	payment	payment	NOUN
ajis02-2695	556	10	services	service	NOUN
ajis02-2695	556	11	to	to	PART
ajis02-2695	556	12	accomplish	accomplish	VERB
ajis02-2695	556	13	my	my	PRON
ajis02-2695	556	14	payment	payment	NOUN
ajis02-2695	556	15	.	.	PUNCT
ajis02-2695	557	1	venkatesh	venkatesh	NOUN
ajis02-2695	557	2	et	et	PROPN
ajis02-2695	557	3	al	al	PROPN
ajis02-2695	557	4	.	.	PROPN
ajis02-2695	558	1	(	(	PUNCT
ajis02-2695	558	2	2003	2003	NUM
ajis02-2695	558	3	)	)	PUNCT
ajis02-2695	558	4	ee2	ee2	NOUN
ajis02-2695	558	5	my	my	PRON
ajis02-2695	558	6	interaction	interaction	NOUN
ajis02-2695	558	7	with	with	ADP
ajis02-2695	558	8	mobile	mobile	ADJ
ajis02-2695	558	9	payment	payment	NOUN
ajis02-2695	558	10	services	service	NOUN
ajis02-2695	558	11	would	would	AUX
ajis02-2695	558	12	be	be	AUX
ajis02-2695	558	13	clear	clear	ADJ
ajis02-2695	558	14	and	and	CCONJ
ajis02-2695	558	15	understandable	understandable	ADJ
ajis02-2695	558	16	.	.	PUNCT
ajis02-2695	559	1	ee3	ee3	NOUN
ajis02-2695	559	2	it	it	PRON
ajis02-2695	559	3	would	would	AUX
ajis02-2695	559	4	be	be	AUX
ajis02-2695	559	5	easy	easy	ADJ
ajis02-2695	559	6	for	for	SCONJ
ajis02-2695	559	7	me	i	PRON
ajis02-2695	559	8	to	to	PART
ajis02-2695	559	9	become	become	VERB
ajis02-2695	559	10	skillful	skillful	ADJ
ajis02-2695	559	11	of	of	ADP
ajis02-2695	559	12	using	use	VERB
ajis02-2695	559	13	mobile	mobile	ADJ
ajis02-2695	559	14	payment	payment	NOUN
ajis02-2695	559	15	services	service	NOUN
ajis02-2695	559	16	.	.	PUNCT
ajis02-2695	560	1	ee4	ee4	NOUN
ajis02-2695	560	2	learning	learn	VERB
ajis02-2695	560	3	to	to	PART
ajis02-2695	560	4	operate	operate	VERB
ajis02-2695	560	5	the	the	DET
ajis02-2695	560	6	mobile	mobile	ADJ
ajis02-2695	560	7	payment	payment	NOUN
ajis02-2695	560	8	services	service	NOUN
ajis02-2695	560	9	is	be	AUX
ajis02-2695	560	10	easy	easy	ADJ
ajis02-2695	560	11	for	for	ADP
ajis02-2695	560	12	me	i	PRON
ajis02-2695	560	13	.	.	PUNCT
ajis02-2695	561	1	perceived	perceive	VERB
ajis02-2695	561	2	security(ps	security(ps	NOUN
ajis02-2695	561	3	)	)	PUNCT
ajis02-2695	561	4	ps1	ps1	NOUN
ajis02-2695	561	5	the	the	DET
ajis02-2695	561	6	risk	risk	NOUN
ajis02-2695	561	7	of	of	ADP
ajis02-2695	561	8	an	an	DET
ajis02-2695	561	9	unauthorized	unauthorized	ADJ
ajis02-2695	561	10	third	third	ADJ
ajis02-2695	561	11	party	party	NOUN
ajis02-2695	561	12	overseeing	oversee	VERB
ajis02-2695	561	13	the	the	DET
ajis02-2695	561	14	payment	payment	NOUN
ajis02-2695	561	15	process	process	NOUN
ajis02-2695	561	16	is	be	AUX
ajis02-2695	561	17	low	low	ADJ
ajis02-2695	561	18	.	.	PUNCT
ajis02-2695	562	1	schierz	schierz	NOUN
ajis02-2695	562	2	,	,	PUNCT
ajis02-2695	562	3	schilke	schilke	NOUN
ajis02-2695	562	4	,	,	PUNCT
ajis02-2695	562	5	&	&	CCONJ
ajis02-2695	562	6	wirtz	wirtz	PROPN
ajis02-2695	562	7	(	(	PUNCT
ajis02-2695	562	8	2010	2010	NUM
ajis02-2695	562	9	)	)	PUNCT
ajis02-2695	562	10	ps2	ps2	NOUN
ajis02-2695	562	11	the	the	DET
ajis02-2695	562	12	risk	risk	NOUN
ajis02-2695	562	13	of	of	ADP
ajis02-2695	562	14	abuse	abuse	NOUN
ajis02-2695	562	15	of	of	ADP
ajis02-2695	562	16	usage	usage	NOUN
ajis02-2695	562	17	information	information	NOUN
ajis02-2695	562	18	(	(	PUNCT
ajis02-2695	562	19	e.g.	e.g.	ADV
ajis02-2695	562	20	,	,	PUNCT
ajis02-2695	562	21	names	name	NOUN
ajis02-2695	562	22	of	of	ADP
ajis02-2695	562	23	business	business	NOUN
ajis02-2695	562	24	partners	partner	NOUN
ajis02-2695	562	25	,	,	PUNCT
ajis02-2695	562	26	payment	payment	NOUN
ajis02-2695	562	27	amount	amount	NOUN
ajis02-2695	562	28	)	)	PUNCT
ajis02-2695	562	29	is	be	AUX
ajis02-2695	562	30	low	low	ADJ
ajis02-2695	562	31	when	when	SCONJ
ajis02-2695	562	32	using	use	VERB
ajis02-2695	562	33	mobile	mobile	ADJ
ajis02-2695	562	34	payment	payment	NOUN
ajis02-2695	562	35	services	service	NOUN
ajis02-2695	562	36	.	.	PUNCT
ajis02-2695	563	1	ps3	ps3	VERB
ajis02-2695	563	2	the	the	DET
ajis02-2695	563	3	risk	risk	NOUN
ajis02-2695	563	4	of	of	ADP
ajis02-2695	563	5	abuse	abuse	NOUN
ajis02-2695	563	6	of	of	ADP
ajis02-2695	563	7	billing	billing	NOUN
ajis02-2695	563	8	information	information	NOUN
ajis02-2695	563	9	(	(	PUNCT
ajis02-2695	563	10	e.g.	e.g.	ADV
ajis02-2695	563	11	,	,	PUNCT
ajis02-2695	563	12	credit	credit	NOUN
ajis02-2695	563	13	card	card	NOUN
ajis02-2695	563	14	number	number	NOUN
ajis02-2695	563	15	,	,	PUNCT
ajis02-2695	563	16	bank	bank	NOUN
ajis02-2695	563	17	account	account	NOUN
ajis02-2695	563	18	data	datum	NOUN
ajis02-2695	563	19	)	)	PUNCT
ajis02-2695	563	20	is	be	AUX
ajis02-2695	563	21	low	low	ADJ
ajis02-2695	563	22	when	when	SCONJ
ajis02-2695	563	23	using	use	VERB
ajis02-2695	563	24	mobile	mobile	ADJ
ajis02-2695	563	25	payment	payment	NOUN
ajis02-2695	563	26	services	service	NOUN
ajis02-2695	563	27	.	.	PUNCT
ajis02-2695	564	1	australasian	australasian	ADJ
ajis02-2695	564	2	journal	journal	NOUN
ajis02-2695	564	3	of	of	ADP
ajis02-2695	564	4	information	information	NOUN
ajis02-2695	564	5	systems	system	NOUN
ajis02-2695	564	6	singh	singh	PROPN
ajis02-2695	564	7	2020	2020	NUM
ajis02-2695	564	8	,	,	PUNCT
ajis02-2695	564	9	vol	vol	NOUN
ajis02-2695	564	10	24	24	NUM
ajis02-2695	564	11	,	,	PUNCT
ajis02-2695	564	12	research	research	NOUN
ajis02-2695	564	13	article	article	NOUN
ajis02-2695	564	14	explaining	explain	VERB
ajis02-2695	564	15	post	post	NOUN
ajis02-2695	564	16	-	-	NOUN
ajis02-2695	564	17	adoption	adoption	NOUN
ajis02-2695	564	18	of	of	ADP
ajis02-2695	564	19	mobile	mobile	ADJ
ajis02-2695	564	20	payment	payment	NOUN
ajis02-2695	564	21	systems	system	NOUN
ajis02-2695	564	22	27	27	NUM
ajis02-2695	564	23	ps4	ps4	NOUN
ajis02-2695	564	24	i	i	PRON
ajis02-2695	564	25	would	would	AUX
ajis02-2695	564	26	find	find	VERB
ajis02-2695	564	27	mobile	mobile	ADJ
ajis02-2695	564	28	payment	payment	NOUN
ajis02-2695	564	29	services	service	NOUN
ajis02-2695	564	30	secure	secure	ADJ
ajis02-2695	564	31	in	in	ADP
ajis02-2695	564	32	conducting	conduct	VERB
ajis02-2695	564	33	my	my	PRON
ajis02-2695	564	34	payment	payment	NOUN
ajis02-2695	564	35	transactions	transaction	NOUN
ajis02-2695	564	36	.	.	PUNCT
ajis02-2695	565	1	trust(tru	trust(tru	PROPN
ajis02-2695	565	2	)	)	PUNCT
ajis02-2695	565	3	tru1	tru1	NOUN
ajis02-2695	565	4	i	i	PRON
ajis02-2695	565	5	believe	believe	VERB
ajis02-2695	565	6	the	the	DET
ajis02-2695	565	7	technology	technology	NOUN
ajis02-2695	565	8	of	of	ADP
ajis02-2695	565	9	mobile	mobile	ADJ
ajis02-2695	565	10	payment	payment	NOUN
ajis02-2695	565	11	services	service	NOUN
ajis02-2695	565	12	is	be	AUX
ajis02-2695	565	13	secured	secure	VERB
ajis02-2695	565	14	.	.	PUNCT
ajis02-2695	566	1	chen	chen	PROPN
ajis02-2695	566	2	&	&	CCONJ
ajis02-2695	566	3	li	li	PROPN
ajis02-2695	566	4	(	(	PUNCT
ajis02-2695	566	5	2017	2017	NUM
ajis02-2695	566	6	)	)	PUNCT
ajis02-2695	566	7	tru2	tru2	NOUN
ajis02-2695	567	1	i	i	PRON
ajis02-2695	567	2	believe	believe	VERB
ajis02-2695	567	3	the	the	DET
ajis02-2695	567	4	technology	technology	NOUN
ajis02-2695	567	5	of	of	ADP
ajis02-2695	567	6	mobile	mobile	ADJ
ajis02-2695	567	7	payment	payment	NOUN
ajis02-2695	567	8	services	service	NOUN
ajis02-2695	567	9	is	be	AUX
ajis02-2695	567	10	reliable	reliable	ADJ
ajis02-2695	567	11	.	.	PUNCT
ajis02-2695	568	1	tru3	tru3	PROPN
ajis02-2695	569	1	i	i	PRON
ajis02-2695	569	2	believe	believe	VERB
ajis02-2695	569	3	the	the	DET
ajis02-2695	569	4	technology	technology	NOUN
ajis02-2695	569	5	of	of	ADP
ajis02-2695	569	6	mobile	mobile	ADJ
ajis02-2695	569	7	payment	payment	NOUN
ajis02-2695	569	8	services	service	NOUN
ajis02-2695	569	9	is	be	AUX
ajis02-2695	569	10	worthy	worthy	ADJ
ajis02-2695	569	11	of	of	ADP
ajis02-2695	569	12	trust	trust	NOUN
ajis02-2695	569	13	.	.	PUNCT
ajis02-2695	570	1	tru4	tru4	PROPN
ajis02-2695	571	1	i	i	PRON
ajis02-2695	571	2	believe	believe	VERB
ajis02-2695	571	3	mobile	mobile	ADJ
ajis02-2695	571	4	payment	payment	NOUN
ajis02-2695	571	5	services	service	NOUN
ajis02-2695	571	6	providers	provider	NOUN
ajis02-2695	571	7	would	would	AUX
ajis02-2695	571	8	keep	keep	VERB
ajis02-2695	571	9	their	their	PRON
ajis02-2695	571	10	commitments	commitment	NOUN
ajis02-2695	571	11	.	.	PUNCT
ajis02-2695	572	1	tru5	tru5	NOUN
ajis02-2695	573	1	i	i	PRON
ajis02-2695	573	2	believe	believe	VERB
ajis02-2695	573	3	mobile	mobile	ADJ
ajis02-2695	573	4	payment	payment	NOUN
ajis02-2695	573	5	services	service	NOUN
ajis02-2695	573	6	providers	provider	NOUN
ajis02-2695	573	7	would	would	AUX
ajis02-2695	573	8	act	act	VERB
ajis02-2695	573	9	in	in	ADP
ajis02-2695	573	10	users	user	NOUN
ajis02-2695	573	11	’	’	PART
ajis02-2695	573	12	best	good	ADJ
ajis02-2695	573	13	interest	interest	NOUN
ajis02-2695	573	14	.	.	PUNCT
ajis02-2695	574	1	tru6	tru6	PROPN
ajis02-2695	575	1	i	i	PRON
ajis02-2695	575	2	would	would	AUX
ajis02-2695	575	3	believe	believe	VERB
ajis02-2695	575	4	mobile	mobile	ADJ
ajis02-2695	575	5	payment	payment	NOUN
ajis02-2695	575	6	services	service	NOUN
ajis02-2695	575	7	providers	provider	NOUN
ajis02-2695	575	8	as	as	ADP
ajis02-2695	575	9	honest	honest	ADJ
ajis02-2695	575	10	.	.	PUNCT
ajis02-2695	576	1	copyright	copyright	NOUN
ajis02-2695	576	2	:	:	PUNCT
ajis02-2695	576	3	©	©	PROPN
ajis02-2695	576	4	2020	2020	NUM
ajis02-2695	576	5	singh	singh	PROPN
ajis02-2695	576	6	.	.	PUNCT
ajis02-2695	577	1	this	this	PRON
ajis02-2695	577	2	is	be	AUX
ajis02-2695	577	3	an	an	DET
ajis02-2695	577	4	open	open	ADJ
ajis02-2695	577	5	-	-	PUNCT
ajis02-2695	577	6	access	access	NOUN
ajis02-2695	577	7	article	article	NOUN
ajis02-2695	577	8	distributed	distribute	VERB
ajis02-2695	577	9	under	under	ADP
ajis02-2695	577	10	the	the	DET
ajis02-2695	577	11	terms	term	NOUN
ajis02-2695	577	12	of	of	ADP
ajis02-2695	577	13	the	the	DET
ajis02-2695	577	14	creative	creative	ADJ
ajis02-2695	577	15	commons	common	NOUN
ajis02-2695	577	16	attribution	attribution	NOUN
ajis02-2695	577	17	-	-	PUNCT
ajis02-2695	577	18	noncommercial	noncommercial	ADJ
ajis02-2695	577	19	3.0	3.0	NUM
ajis02-2695	577	20	australia	australia	NOUN
ajis02-2695	577	21	license	license	NOUN
ajis02-2695	577	22	,	,	PUNCT
ajis02-2695	577	23	which	which	PRON
ajis02-2695	577	24	permits	permit	VERB
ajis02-2695	577	25	noncommercial	noncommercial	ADJ
ajis02-2695	577	26	use	use	NOUN
ajis02-2695	577	27	,	,	PUNCT
ajis02-2695	577	28	distribution	distribution	NOUN
ajis02-2695	577	29	,	,	PUNCT
ajis02-2695	577	30	and	and	CCONJ
ajis02-2695	577	31	reproduction	reproduction	NOUN
ajis02-2695	577	32	in	in	ADP
ajis02-2695	577	33	any	any	DET
ajis02-2695	577	34	medium	medium	NOUN
ajis02-2695	577	35	,	,	PUNCT
ajis02-2695	577	36	provided	provide	VERB
ajis02-2695	577	37	the	the	DET
ajis02-2695	577	38	original	original	ADJ
ajis02-2695	577	39	author	author	NOUN
ajis02-2695	577	40	and	and	CCONJ
ajis02-2695	577	41	ajis	ajis	ADV
ajis02-2695	577	42	are	be	AUX
ajis02-2695	577	43	credited	credit	VERB
ajis02-2695	577	44	.	.	PUNCT
ajis02-2695	578	1	doi	doi	NOUN
ajis02-2695	578	2	:	:	PUNCT
ajis02-2695	578	3	https://doi.org/10.3127/ajis.v24i0.2695	https://doi.org/10.3127/ajis.v24i0.2695	X
ajis02-2695	578	4	http://creativecommons.org/licenses/by-nc/3.0/au/	http://creativecommons.org/licenses/by-nc/3.0/au/	NOUN