id	sid	tid	token	lemma	pos
ajis02-3043	1	1	paper	paper	NOUN
ajis02-3043	1	2	title	title	NOUN
ajis02-3043	1	3	(	(	PUNCT
ajis02-3043	1	4	paper	paper	NOUN
ajis02-3043	1	5	title	title	NOUN
ajis02-3043	1	6	style	style	NOUN
ajis02-3043	1	7	)	)	PUNCT
ajis02-3043	1	8	australasian	australasian	ADJ
ajis02-3043	1	9	journal	journal	NOUN
ajis02-3043	1	10	of	of	ADP
ajis02-3043	1	11	information	information	NOUN
ajis02-3043	1	12	systems	system	NOUN
ajis02-3043	1	13	nguyen	nguyen	NOUN
ajis02-3043	1	14	et	et	PROPN
ajis02-3043	1	15	al	al	PROPN
ajis02-3043	1	16	.	.	PROPN
ajis02-3043	1	17	2021	2021	NUM
ajis02-3043	1	18	,	,	PUNCT
ajis02-3043	1	19	vol	vol	NOUN
ajis02-3043	1	20	25	25	NUM
ajis02-3043	1	21	,	,	PUNCT
ajis02-3043	1	22	research	research	NOUN
ajis02-3043	1	23	article	article	NOUN
ajis02-3043	1	24	trust	trust	NOUN
ajis02-3043	1	25	types	type	NOUN
ajis02-3043	1	26	and	and	CCONJ
ajis02-3043	1	27	mediating	mediate	VERB
ajis02-3043	1	28	effect	effect	NOUN
ajis02-3043	1	29	1	1	NUM
ajis02-3043	1	30	trust	trust	NOUN
ajis02-3043	1	31	types	type	NOUN
ajis02-3043	1	32	and	and	CCONJ
ajis02-3043	1	33	mediating	mediate	VERB
ajis02-3043	1	34	effect	effect	NOUN
ajis02-3043	1	35	of	of	ADP
ajis02-3043	1	36	consumer	consumer	NOUN
ajis02-3043	1	37	trust	trust	NOUN
ajis02-3043	1	38	in	in	ADP
ajis02-3043	1	39	mpayment	mpayment	ADJ
ajis02-3043	1	40	adoption	adoption	NOUN
ajis02-3043	1	41	:	:	PUNCT
ajis02-3043	1	42	an	an	DET
ajis02-3043	1	43	empirical	empirical	ADJ
ajis02-3043	1	44	examination	examination	NOUN
ajis02-3043	1	45	of	of	ADP
ajis02-3043	1	46	vietnamese	vietnamese	ADJ
ajis02-3043	1	47	consumers	consumer	NOUN
ajis02-3043	1	48	tuan	tuan	PROPN
ajis02-3043	1	49	anh	anh	PROPN
ajis02-3043	1	50	nguyen	nguyen	PROPN
ajis02-3043	1	51	rmit	rmit	PROPN
ajis02-3043	1	52	university	university	PROPN
ajis02-3043	1	53	,	,	PUNCT
ajis02-3043	1	54	australia	australia	PROPN
ajis02-3043	1	55	s3641842@student.rmit.edu.au	s3641842@student.rmit.edu.au	PROPN
ajis02-3043	1	56	hiep	hiep	PROPN
ajis02-3043	1	57	-	-	PUNCT
ajis02-3043	1	58	cong	cong	NOUN
ajis02-3043	1	59	pham	pham	PROPN
ajis02-3043	1	60	rmit	rmit	PROPN
ajis02-3043	1	61	university	university	PROPN
ajis02-3043	1	62	vietnam	vietnam	PROPN
ajis02-3043	1	63	,	,	PUNCT
ajis02-3043	1	64	viet	viet	PROPN
ajis02-3043	1	65	nam	nam	PROPN
ajis02-3043	1	66	martin	martin	PROPN
ajis02-3043	1	67	dick	dick	PROPN
ajis02-3043	1	68	rmit	rmit	PROPN
ajis02-3043	1	69	university	university	PROPN
ajis02-3043	1	70	,	,	PUNCT
ajis02-3043	1	71	australia	australia	PROPN
ajis02-3043	1	72	joan	joan	PROPN
ajis02-3043	1	73	richardson	richardson	PROPN
ajis02-3043	1	74	rmit	rmit	PROPN
ajis02-3043	1	75	university	university	PROPN
ajis02-3043	1	76	,	,	PUNCT
ajis02-3043	1	77	australia	australia	PROPN
ajis02-3043	1	78	abstract	abstract	ADV
ajis02-3043	1	79	this	this	DET
ajis02-3043	1	80	study	study	NOUN
ajis02-3043	1	81	employs	employ	VERB
ajis02-3043	1	82	a	a	DET
ajis02-3043	1	83	quantitative	quantitative	ADJ
ajis02-3043	1	84	method	method	NOUN
ajis02-3043	1	85	to	to	PART
ajis02-3043	1	86	investigate	investigate	VERB
ajis02-3043	1	87	different	different	ADJ
ajis02-3043	1	88	types	type	NOUN
ajis02-3043	1	89	of	of	ADP
ajis02-3043	1	90	trust	trust	NOUN
ajis02-3043	1	91	in	in	ADP
ajis02-3043	1	92	m	m	NOUN
ajis02-3043	1	93	-	-	PUNCT
ajis02-3043	1	94	payment	payment	NOUN
ajis02-3043	1	95	adoption	adoption	NOUN
ajis02-3043	1	96	.	.	PUNCT
ajis02-3043	2	1	it	it	PRON
ajis02-3043	2	2	aims	aim	VERB
ajis02-3043	2	3	to	to	PART
ajis02-3043	2	4	overcome	overcome	VERB
ajis02-3043	2	5	the	the	DET
ajis02-3043	2	6	limitation	limitation	NOUN
ajis02-3043	2	7	of	of	ADP
ajis02-3043	2	8	previous	previous	ADJ
ajis02-3043	2	9	studies	study	NOUN
ajis02-3043	2	10	which	which	PRON
ajis02-3043	2	11	are	be	AUX
ajis02-3043	2	12	a	a	DET
ajis02-3043	2	13	lack	lack	NOUN
ajis02-3043	2	14	of	of	ADP
ajis02-3043	2	15	differentiating	differentiate	VERB
ajis02-3043	2	16	trust	trust	NOUN
ajis02-3043	2	17	types	type	NOUN
ajis02-3043	2	18	and	and	CCONJ
ajis02-3043	2	19	investigating	investigate	VERB
ajis02-3043	2	20	any	any	DET
ajis02-3043	2	21	mediating	mediate	VERB
ajis02-3043	2	22	effect	effect	NOUN
ajis02-3043	2	23	to	to	ADP
ajis02-3043	2	24	m	m	NOUN
ajis02-3043	2	25	-	-	PUNCT
ajis02-3043	2	26	payment	payment	NOUN
ajis02-3043	2	27	adoption	adoption	NOUN
ajis02-3043	2	28	.	.	PUNCT
ajis02-3043	3	1	data	datum	NOUN
ajis02-3043	3	2	of	of	ADP
ajis02-3043	3	3	the	the	DET
ajis02-3043	3	4	study	study	NOUN
ajis02-3043	3	5	was	be	AUX
ajis02-3043	3	6	collected	collect	VERB
ajis02-3043	3	7	in	in	ADP
ajis02-3043	3	8	vietnam	vietnam	PROPN
ajis02-3043	3	9	,	,	PUNCT
ajis02-3043	3	10	one	one	NUM
ajis02-3043	3	11	of	of	ADP
ajis02-3043	3	12	fastest	fast	ADJ
ajis02-3043	3	13	growing	grow	VERB
ajis02-3043	3	14	m	m	ADJ
ajis02-3043	3	15	-	-	PUNCT
ajis02-3043	3	16	payment	payment	NOUN
ajis02-3043	3	17	usage	usage	NOUN
ajis02-3043	3	18	markets	market	NOUN
ajis02-3043	3	19	globally	globally	ADV
ajis02-3043	3	20	in	in	ADP
ajis02-3043	3	21	2019	2019	NUM
ajis02-3043	3	22	.	.	PUNCT
ajis02-3043	4	1	the	the	DET
ajis02-3043	4	2	research	research	NOUN
ajis02-3043	4	3	found	find	VERB
ajis02-3043	4	4	significant	significant	ADJ
ajis02-3043	4	5	and	and	CCONJ
ajis02-3043	4	6	positive	positive	ADJ
ajis02-3043	4	7	impacts	impact	NOUN
ajis02-3043	4	8	of	of	ADP
ajis02-3043	4	9	m	m	NOUN
ajis02-3043	4	10	-	-	PUNCT
ajis02-3043	4	11	payment	payment	NOUN
ajis02-3043	4	12	provider	provider	NOUN
ajis02-3043	4	13	trust	trust	NOUN
ajis02-3043	4	14	,	,	PUNCT
ajis02-3043	4	15	institution	institution	NOUN
ajis02-3043	4	16	-	-	PUNCT
ajis02-3043	4	17	based	base	VERB
ajis02-3043	4	18	trust	trust	NOUN
ajis02-3043	4	19	,	,	PUNCT
ajis02-3043	4	20	and	and	CCONJ
ajis02-3043	4	21	seller	seller	NOUN
ajis02-3043	4	22	trust	trust	NOUN
ajis02-3043	4	23	on	on	ADP
ajis02-3043	4	24	the	the	DET
ajis02-3043	4	25	overall	overall	ADJ
ajis02-3043	4	26	consumer	consumer	NOUN
ajis02-3043	4	27	trust	trust	NOUN
ajis02-3043	4	28	,	,	PUNCT
ajis02-3043	4	29	which	which	PRON
ajis02-3043	4	30	then	then	ADV
ajis02-3043	4	31	fully	fully	ADV
ajis02-3043	4	32	mediates	mediate	VERB
ajis02-3043	4	33	the	the	DET
ajis02-3043	4	34	relationships	relationship	NOUN
ajis02-3043	4	35	of	of	ADP
ajis02-3043	4	36	three	three	NUM
ajis02-3043	4	37	trust	trust	NOUN
ajis02-3043	4	38	types	type	NOUN
ajis02-3043	4	39	and	and	CCONJ
ajis02-3043	4	40	m	m	NOUN
ajis02-3043	4	41	-	-	PUNCT
ajis02-3043	4	42	payment	payment	NOUN
ajis02-3043	4	43	adoption	adoption	NOUN
ajis02-3043	4	44	.	.	PUNCT
ajis02-3043	5	1	the	the	DET
ajis02-3043	5	2	study	study	NOUN
ajis02-3043	5	3	also	also	ADV
ajis02-3043	5	4	revealed	reveal	VERB
ajis02-3043	5	5	that	that	SCONJ
ajis02-3043	5	6	technology	technology	NOUN
ajis02-3043	5	7	trust	trust	NOUN
ajis02-3043	5	8	is	be	AUX
ajis02-3043	5	9	embedded	embed	VERB
ajis02-3043	5	10	in	in	ADP
ajis02-3043	5	11	m	m	NOUN
ajis02-3043	5	12	-	-	PUNCT
ajis02-3043	5	13	payment	payment	NOUN
ajis02-3043	5	14	provider	provider	NOUN
ajis02-3043	5	15	trust	trust	NOUN
ajis02-3043	5	16	,	,	PUNCT
ajis02-3043	5	17	suggesting	suggest	VERB
ajis02-3043	5	18	that	that	SCONJ
ajis02-3043	5	19	the	the	DET
ajis02-3043	5	20	m	m	NOUN
ajis02-3043	5	21	-	-	PUNCT
ajis02-3043	5	22	payment	payment	NOUN
ajis02-3043	5	23	provider	provider	NOUN
ajis02-3043	5	24	is	be	AUX
ajis02-3043	5	25	considered	consider	VERB
ajis02-3043	5	26	fully	fully	ADV
ajis02-3043	5	27	responsible	responsible	ADJ
ajis02-3043	5	28	for	for	ADP
ajis02-3043	5	29	ensuring	ensure	VERB
ajis02-3043	5	30	technology	technology	NOUN
ajis02-3043	5	31	protection	protection	NOUN
ajis02-3043	5	32	from	from	ADP
ajis02-3043	5	33	the	the	DET
ajis02-3043	5	34	perspective	perspective	NOUN
ajis02-3043	5	35	of	of	ADP
ajis02-3043	5	36	the	the	DET
ajis02-3043	5	37	m	m	NOUN
ajis02-3043	5	38	-	-	PUNCT
ajis02-3043	5	39	payment	payment	NOUN
ajis02-3043	5	40	consumers	consumer	NOUN
ajis02-3043	5	41	.	.	PUNCT
ajis02-3043	6	1	the	the	DET
ajis02-3043	6	2	results	result	NOUN
ajis02-3043	6	3	enable	enable	VERB
ajis02-3043	6	4	researchers	researcher	NOUN
ajis02-3043	6	5	to	to	PART
ajis02-3043	6	6	better	well	ADV
ajis02-3043	6	7	understand	understand	VERB
ajis02-3043	6	8	trust	trust	NOUN
ajis02-3043	6	9	characteristics	characteristic	NOUN
ajis02-3043	6	10	in	in	ADP
ajis02-3043	6	11	m	m	NOUN
ajis02-3043	6	12	-	-	PUNCT
ajis02-3043	6	13	payment	payment	NOUN
ajis02-3043	6	14	adoption	adoption	NOUN
ajis02-3043	6	15	as	as	ADV
ajis02-3043	6	16	well	well	ADV
ajis02-3043	6	17	as	as	ADP
ajis02-3043	6	18	technology	technology	NOUN
ajis02-3043	6	19	adoption	adoption	NOUN
ajis02-3043	6	20	in	in	ADP
ajis02-3043	6	21	general	general	ADJ
ajis02-3043	6	22	.	.	PUNCT
ajis02-3043	7	1	in	in	ADP
ajis02-3043	7	2	addition	addition	NOUN
ajis02-3043	7	3	,	,	PUNCT
ajis02-3043	7	4	the	the	DET
ajis02-3043	7	5	findings	finding	NOUN
ajis02-3043	7	6	are	be	AUX
ajis02-3043	7	7	beneficial	beneficial	ADJ
ajis02-3043	7	8	to	to	ADP
ajis02-3043	7	9	practitioners	practitioner	NOUN
ajis02-3043	7	10	such	such	ADJ
ajis02-3043	7	11	as	as	ADP
ajis02-3043	7	12	policy	policy	NOUN
ajis02-3043	7	13	makers	maker	NOUN
ajis02-3043	7	14	,	,	PUNCT
ajis02-3043	7	15	consultants	consultant	NOUN
ajis02-3043	7	16	,	,	PUNCT
ajis02-3043	7	17	and	and	CCONJ
ajis02-3043	7	18	m	m	NOUN
ajis02-3043	7	19	-	-	PUNCT
ajis02-3043	7	20	payment	payment	NOUN
ajis02-3043	7	21	service	service	NOUN
ajis02-3043	7	22	providers	provider	NOUN
ajis02-3043	7	23	to	to	PART
ajis02-3043	7	24	improve	improve	VERB
ajis02-3043	7	25	different	different	ADJ
ajis02-3043	7	26	elements	element	NOUN
ajis02-3043	7	27	of	of	ADP
ajis02-3043	7	28	consumer	consumer	NOUN
ajis02-3043	7	29	trust	trust	NOUN
ajis02-3043	7	30	,	,	PUNCT
ajis02-3043	7	31	leading	lead	VERB
ajis02-3043	7	32	to	to	ADP
ajis02-3043	7	33	higher	high	ADJ
ajis02-3043	7	34	m	m	ADJ
ajis02-3043	7	35	-	-	PUNCT
ajis02-3043	7	36	payment	payment	NOUN
ajis02-3043	7	37	adoption	adoption	NOUN
ajis02-3043	7	38	.	.	PUNCT
ajis02-3043	8	1	keywords	keyword	NOUN
ajis02-3043	8	2	:	:	PUNCT
ajis02-3043	8	3	mobile	mobile	ADJ
ajis02-3043	8	4	payment	payment	NOUN
ajis02-3043	8	5	adoption	adoption	NOUN
ajis02-3043	8	6	,	,	PUNCT
ajis02-3043	8	7	consumer	consumer	NOUN
ajis02-3043	8	8	trust	trust	NOUN
ajis02-3043	8	9	,	,	PUNCT
ajis02-3043	8	10	trust	trust	NOUN
ajis02-3043	8	11	types	type	NOUN
ajis02-3043	8	12	,	,	PUNCT
ajis02-3043	8	13	technology	technology	NOUN
ajis02-3043	8	14	adoption	adoption	NOUN
ajis02-3043	8	15	1	1	NUM
ajis02-3043	8	16	introduction	introduction	NOUN
ajis02-3043	8	17	mobile	mobile	ADJ
ajis02-3043	8	18	payment	payment	NOUN
ajis02-3043	8	19	(	(	PUNCT
ajis02-3043	8	20	m	m	NOUN
ajis02-3043	8	21	-	-	NOUN
ajis02-3043	8	22	payment	payment	NOUN
ajis02-3043	8	23	)	)	PUNCT
ajis02-3043	8	24	refers	refer	VERB
ajis02-3043	8	25	to	to	ADP
ajis02-3043	8	26	financial	financial	ADJ
ajis02-3043	8	27	transactions	transaction	NOUN
ajis02-3043	8	28	made	make	VERB
ajis02-3043	8	29	via	via	ADP
ajis02-3043	8	30	mobile	mobile	ADJ
ajis02-3043	8	31	devices	device	NOUN
ajis02-3043	8	32	,	,	PUNCT
ajis02-3043	8	33	such	such	ADJ
ajis02-3043	8	34	as	as	ADP
ajis02-3043	8	35	,	,	PUNCT
ajis02-3043	8	36	tablets	tablet	NOUN
ajis02-3043	8	37	and	and	CCONJ
ajis02-3043	8	38	mobile	mobile	ADJ
ajis02-3043	8	39	phones	phone	NOUN
ajis02-3043	8	40	(	(	PUNCT
ajis02-3043	8	41	stringfellow	stringfellow	NOUN
ajis02-3043	8	42	,	,	PUNCT
ajis02-3043	8	43	2018	2018	NUM
ajis02-3043	8	44	)	)	PUNCT
ajis02-3043	8	45	.	.	PUNCT
ajis02-3043	9	1	in	in	ADP
ajis02-3043	9	2	other	other	ADJ
ajis02-3043	9	3	words	word	NOUN
ajis02-3043	9	4	,	,	PUNCT
ajis02-3043	9	5	m	m	NOUN
ajis02-3043	9	6	-	-	PUNCT
ajis02-3043	9	7	payment	payment	NOUN
ajis02-3043	9	8	consumers	consumer	NOUN
ajis02-3043	9	9	can	can	AUX
ajis02-3043	9	10	use	use	VERB
ajis02-3043	9	11	mobile	mobile	ADJ
ajis02-3043	9	12	devices	device	NOUN
ajis02-3043	9	13	to	to	PART
ajis02-3043	9	14	pay	pay	VERB
ajis02-3043	9	15	for	for	ADP
ajis02-3043	9	16	goods	good	NOUN
ajis02-3043	9	17	or	or	CCONJ
ajis02-3043	9	18	services	service	NOUN
ajis02-3043	9	19	that	that	PRON
ajis02-3043	9	20	they	they	PRON
ajis02-3043	9	21	purchase	purchase	VERB
ajis02-3043	9	22	,	,	PUNCT
ajis02-3043	9	23	instead	instead	ADV
ajis02-3043	9	24	of	of	ADP
ajis02-3043	9	25	using	use	VERB
ajis02-3043	9	26	cash	cash	NOUN
ajis02-3043	9	27	,	,	PUNCT
ajis02-3043	9	28	debit	debit	NOUN
ajis02-3043	9	29	cards	card	NOUN
ajis02-3043	9	30	,	,	PUNCT
ajis02-3043	9	31	credit	credit	NOUN
ajis02-3043	9	32	cards	card	NOUN
ajis02-3043	9	33	or	or	CCONJ
ajis02-3043	9	34	any	any	DET
ajis02-3043	9	35	other	other	ADJ
ajis02-3043	9	36	type	type	NOUN
ajis02-3043	9	37	of	of	ADP
ajis02-3043	9	38	bank	bank	NOUN
ajis02-3043	9	39	card	card	NOUN
ajis02-3043	9	40	.	.	PUNCT
ajis02-3043	10	1	m	m	NOUN
ajis02-3043	10	2	-	-	PUNCT
ajis02-3043	10	3	payment	payment	NOUN
ajis02-3043	10	4	is	be	AUX
ajis02-3043	10	5	considered	consider	VERB
ajis02-3043	10	6	to	to	PART
ajis02-3043	10	7	be	be	AUX
ajis02-3043	10	8	a	a	DET
ajis02-3043	10	9	subset	subset	NOUN
ajis02-3043	10	10	of	of	ADP
ajis02-3043	10	11	mobile	mobile	ADJ
ajis02-3043	10	12	commerce	commerce	PROPN
ajis02-3043	10	13	(	(	PUNCT
ajis02-3043	10	14	m	m	NOUN
ajis02-3043	10	15	-	-	NOUN
ajis02-3043	10	16	commerce	commerce	NOUN
ajis02-3043	10	17	)	)	PUNCT
ajis02-3043	10	18	,	,	PUNCT
ajis02-3043	10	19	as	as	ADV
ajis02-3043	10	20	well	well	ADV
ajis02-3043	10	21	as	as	ADP
ajis02-3043	10	22	,	,	PUNCT
ajis02-3043	10	23	electronic	electronic	ADJ
ajis02-3043	10	24	commerce	commerce	NOUN
ajis02-3043	10	25	(	(	PUNCT
ajis02-3043	10	26	e	e	NOUN
ajis02-3043	10	27	-	-	NOUN
ajis02-3043	10	28	commerce	commerce	NOUN
ajis02-3043	10	29	)	)	PUNCT
ajis02-3043	10	30	which	which	PRON
ajis02-3043	10	31	processes	process	VERB
ajis02-3043	10	32	the	the	DET
ajis02-3043	10	33	payment	payment	NOUN
ajis02-3043	10	34	transaction	transaction	NOUN
ajis02-3043	10	35	for	for	ADP
ajis02-3043	10	36	customers	customer	NOUN
ajis02-3043	10	37	when	when	SCONJ
ajis02-3043	10	38	purchasing	purchase	VERB
ajis02-3043	10	39	goods	good	NOUN
ajis02-3043	10	40	or	or	CCONJ
ajis02-3043	10	41	services	service	NOUN
ajis02-3043	10	42	(	(	PUNCT
ajis02-3043	10	43	kreyer	kreyer	NOUN
ajis02-3043	10	44	,	,	PUNCT
ajis02-3043	10	45	pousttchi	pousttchi	PROPN
ajis02-3043	10	46	,	,	PUNCT
ajis02-3043	10	47	&	&	CCONJ
ajis02-3043	10	48	turowski	turowski	PROPN
ajis02-3043	10	49	,	,	PUNCT
ajis02-3043	10	50	2002	2002	NUM
ajis02-3043	10	51	;	;	PUNCT
ajis02-3043	10	52	mobiforge	mobiforge	ADJ
ajis02-3043	10	53	,	,	PUNCT
ajis02-3043	10	54	2014	2014	NUM
ajis02-3043	10	55	)	)	PUNCT
ajis02-3043	10	56	.	.	PUNCT
ajis02-3043	11	1	there	there	PRON
ajis02-3043	11	2	are	be	VERB
ajis02-3043	11	3	two	two	NUM
ajis02-3043	11	4	types	type	NOUN
ajis02-3043	11	5	of	of	ADP
ajis02-3043	11	6	m	m	NOUN
ajis02-3043	11	7	-	-	PUNCT
ajis02-3043	11	8	payment	payment	NOUN
ajis02-3043	11	9	namely	namely	ADV
ajis02-3043	11	10	remote	remote	ADJ
ajis02-3043	11	11	and	and	CCONJ
ajis02-3043	11	12	proximity	proximity	NOUN
ajis02-3043	11	13	m	m	NOUN
ajis02-3043	11	14	-	-	NOUN
ajis02-3043	11	15	payment	payment	NOUN
ajis02-3043	11	16	.	.	PUNCT
ajis02-3043	12	1	the	the	DET
ajis02-3043	12	2	former	former	ADJ
ajis02-3043	12	3	refers	refer	VERB
ajis02-3043	12	4	to	to	ADP
ajis02-3043	12	5	m	m	NOUN
ajis02-3043	12	6	-	-	PUNCT
ajis02-3043	12	7	payment	payment	NOUN
ajis02-3043	12	8	transactions	transaction	NOUN
ajis02-3043	12	9	which	which	PRON
ajis02-3043	12	10	can	can	AUX
ajis02-3043	12	11	be	be	AUX
ajis02-3043	12	12	conducted	conduct	VERB
ajis02-3043	12	13	from	from	ADP
ajis02-3043	12	14	a	a	DET
ajis02-3043	12	15	distance	distance	NOUN
ajis02-3043	12	16	and	and	CCONJ
ajis02-3043	12	17	consumers	consumer	NOUN
ajis02-3043	12	18	do	do	AUX
ajis02-3043	12	19	not	not	PART
ajis02-3043	12	20	need	need	VERB
ajis02-3043	12	21	to	to	PART
ajis02-3043	12	22	directly	directly	ADV
ajis02-3043	12	23	interact	interact	VERB
ajis02-3043	12	24	with	with	ADP
ajis02-3043	12	25	sellers	seller	NOUN
ajis02-3043	12	26	or	or	CCONJ
ajis02-3043	12	27	the	the	DET
ajis02-3043	12	28	merchants	merchant	NOUN
ajis02-3043	12	29	’	'	PUNCT
ajis02-3043	12	30	point	point	NOUN
ajis02-3043	12	31	of	of	ADP
ajis02-3043	12	32	sale	sale	NOUN
ajis02-3043	12	33	systems	system	NOUN
ajis02-3043	12	34	(	(	PUNCT
ajis02-3043	12	35	pos	pos	NOUN
ajis02-3043	12	36	)	)	PUNCT
ajis02-3043	12	37	.	.	PUNCT
ajis02-3043	13	1	common	common	ADJ
ajis02-3043	13	2	examples	example	NOUN
ajis02-3043	13	3	of	of	ADP
ajis02-3043	13	4	remote	remote	ADJ
ajis02-3043	13	5	m	m	NOUN
ajis02-3043	13	6	-	-	PUNCT
ajis02-3043	13	7	payment	payment	NOUN
ajis02-3043	13	8	are	be	AUX
ajis02-3043	13	9	carrier	carrier	NOUN
ajis02-3043	13	10	billing	billing	NOUN
ajis02-3043	13	11	,	,	PUNCT
ajis02-3043	13	12	short	short	ADJ
ajis02-3043	13	13	message	message	NOUN
ajis02-3043	13	14	service	service	NOUN
ajis02-3043	13	15	(	(	PUNCT
ajis02-3043	13	16	sms	sms	PROPN
ajis02-3043	13	17	)	)	PUNCT
ajis02-3043	13	18	australasian	australasian	ADJ
ajis02-3043	13	19	journal	journal	NOUN
ajis02-3043	13	20	of	of	ADP
ajis02-3043	13	21	information	information	NOUN
ajis02-3043	13	22	systems	system	NOUN
ajis02-3043	13	23	nguyen	nguyen	NOUN
ajis02-3043	13	24	et	et	PROPN
ajis02-3043	13	25	al	al	PROPN
ajis02-3043	13	26	.	.	PROPN
ajis02-3043	13	27	2021	2021	NUM
ajis02-3043	13	28	,	,	PUNCT
ajis02-3043	13	29	vol	vol	NOUN
ajis02-3043	13	30	25	25	NUM
ajis02-3043	13	31	,	,	PUNCT
ajis02-3043	13	32	research	research	NOUN
ajis02-3043	13	33	article	article	NOUN
ajis02-3043	13	34	trust	trust	NOUN
ajis02-3043	13	35	types	type	NOUN
ajis02-3043	13	36	and	and	CCONJ
ajis02-3043	13	37	mediating	mediate	VERB
ajis02-3043	13	38	effect	effect	NOUN
ajis02-3043	13	39	2	2	NUM
ajis02-3043	13	40	payments	payment	NOUN
ajis02-3043	13	41	or	or	CCONJ
ajis02-3043	13	42	using	use	VERB
ajis02-3043	13	43	mobile	mobile	ADJ
ajis02-3043	13	44	phones	phone	NOUN
ajis02-3043	13	45	to	to	PART
ajis02-3043	13	46	pay	pay	VERB
ajis02-3043	13	47	online	online	ADV
ajis02-3043	13	48	via	via	ADP
ajis02-3043	13	49	applications	application	NOUN
ajis02-3043	13	50	,	,	PUNCT
ajis02-3043	13	51	such	such	ADJ
ajis02-3043	13	52	as	as	ADP
ajis02-3043	13	53	,	,	PUNCT
ajis02-3043	13	54	paypal	paypal	PROPN
ajis02-3043	13	55	(	(	PUNCT
ajis02-3043	13	56	emily	emily	PROPN
ajis02-3043	13	57	,	,	PUNCT
ajis02-3043	13	58	2018	2018	NUM
ajis02-3043	13	59	)	)	PUNCT
ajis02-3043	13	60	.	.	PUNCT
ajis02-3043	14	1	in	in	ADP
ajis02-3043	14	2	contrast	contrast	NOUN
ajis02-3043	14	3	,	,	PUNCT
ajis02-3043	14	4	proximity	proximity	NOUN
ajis02-3043	14	5	m	m	ADJ
ajis02-3043	14	6	-	-	PUNCT
ajis02-3043	14	7	payment	payment	NOUN
ajis02-3043	14	8	methods	method	NOUN
ajis02-3043	14	9	using	use	VERB
ajis02-3043	14	10	near	near	ADP
ajis02-3043	14	11	field	field	NOUN
ajis02-3043	14	12	communications	communication	NOUN
ajis02-3043	14	13	(	(	PUNCT
ajis02-3043	14	14	nfc	nfc	NOUN
ajis02-3043	14	15	)	)	PUNCT
ajis02-3043	14	16	,	,	PUNCT
ajis02-3043	14	17	allow	allow	VERB
ajis02-3043	14	18	customers	customer	NOUN
ajis02-3043	14	19	to	to	PART
ajis02-3043	14	20	directly	directly	ADV
ajis02-3043	14	21	pay	pay	VERB
ajis02-3043	14	22	for	for	ADP
ajis02-3043	14	23	their	their	PRON
ajis02-3043	14	24	purchase	purchase	NOUN
ajis02-3043	14	25	using	use	VERB
ajis02-3043	14	26	their	their	PRON
ajis02-3043	14	27	mobile	mobile	ADJ
ajis02-3043	14	28	phones	phone	NOUN
ajis02-3043	14	29	with	with	ADP
ajis02-3043	14	30	m	m	NOUN
ajis02-3043	14	31	-	-	PUNCT
ajis02-3043	14	32	payment	payment	NOUN
ajis02-3043	14	33	applications	application	NOUN
ajis02-3043	14	34	,	,	PUNCT
ajis02-3043	14	35	such	such	ADJ
ajis02-3043	14	36	as	as	ADP
ajis02-3043	14	37	,	,	PUNCT
ajis02-3043	14	38	apple	apple	NOUN
ajis02-3043	14	39	pay	pay	NOUN
ajis02-3043	14	40	,	,	PUNCT
ajis02-3043	14	41	samsung	samsung	PROPN
ajis02-3043	14	42	pay	pay	NOUN
ajis02-3043	14	43	or	or	CCONJ
ajis02-3043	14	44	google	google	PROPN
ajis02-3043	14	45	pay	pay	NOUN
ajis02-3043	14	46	,	,	PUNCT
ajis02-3043	14	47	or	or	CCONJ
ajis02-3043	14	48	scanning	scan	VERB
ajis02-3043	14	49	a	a	DET
ajis02-3043	14	50	seller	seller	NOUN
ajis02-3043	14	51	’s	’s	PART
ajis02-3043	14	52	qr	qr	PROPN
ajis02-3043	14	53	(	(	PUNCT
ajis02-3043	14	54	emily	emily	PROPN
ajis02-3043	14	55	,	,	PUNCT
ajis02-3043	14	56	2018	2018	NUM
ajis02-3043	14	57	)	)	PUNCT
ajis02-3043	14	58	.	.	PUNCT
ajis02-3043	15	1	m	m	NOUN
ajis02-3043	15	2	-	-	PUNCT
ajis02-3043	15	3	payment	payment	NOUN
ajis02-3043	15	4	is	be	AUX
ajis02-3043	15	5	considered	consider	VERB
ajis02-3043	15	6	as	as	ADP
ajis02-3043	15	7	a	a	DET
ajis02-3043	15	8	state	state	NOUN
ajis02-3043	15	9	-	-	PUNCT
ajis02-3043	15	10	of	of	ADP
ajis02-3043	15	11	-	-	PUNCT
ajis02-3043	15	12	the	the	DET
ajis02-3043	15	13	-	-	PUNCT
ajis02-3043	15	14	art	art	NOUN
ajis02-3043	15	15	payment	payment	NOUN
ajis02-3043	15	16	method	method	NOUN
ajis02-3043	15	17	in	in	ADP
ajis02-3043	15	18	the	the	DET
ajis02-3043	15	19	modern	modern	ADJ
ajis02-3043	15	20	world	world	NOUN
ajis02-3043	15	21	as	as	SCONJ
ajis02-3043	15	22	it	it	PRON
ajis02-3043	15	23	builds	build	VERB
ajis02-3043	15	24	upon	upon	SCONJ
ajis02-3043	15	25	the	the	DET
ajis02-3043	15	26	internet	internet	NOUN
ajis02-3043	15	27	and	and	CCONJ
ajis02-3043	15	28	mobile	mobile	NOUN
ajis02-3043	15	29	devices	device	NOUN
ajis02-3043	15	30	(	(	PUNCT
ajis02-3043	15	31	kolaki	kolaki	ADV
ajis02-3043	15	32	,	,	PUNCT
ajis02-3043	15	33	2017	2017	NUM
ajis02-3043	15	34	)	)	PUNCT
ajis02-3043	15	35	.	.	PUNCT
ajis02-3043	16	1	global	global	ADJ
ajis02-3043	16	2	use	use	NOUN
ajis02-3043	16	3	of	of	ADP
ajis02-3043	16	4	mpayment	mpayment	NOUN
ajis02-3043	16	5	is	be	AUX
ajis02-3043	16	6	forecasted	forecast	VERB
ajis02-3043	16	7	to	to	PART
ajis02-3043	16	8	increase	increase	VERB
ajis02-3043	16	9	28	28	NUM
ajis02-3043	16	10	%	%	NOUN
ajis02-3043	16	11	by	by	ADP
ajis02-3043	16	12	2022	2022	NUM
ajis02-3043	16	13	and	and	CCONJ
ajis02-3043	16	14	surpass	surpass	ADJ
ajis02-3043	16	15	cash	cash	NOUN
ajis02-3043	16	16	and	and	CCONJ
ajis02-3043	16	17	credit	credit	NOUN
ajis02-3043	16	18	cards	card	NOUN
ajis02-3043	16	19	in	in	ADP
ajis02-3043	16	20	the	the	DET
ajis02-3043	16	21	longer	long	ADJ
ajis02-3043	16	22	term	term	NOUN
ajis02-3043	16	23	,	,	PUNCT
ajis02-3043	16	24	which	which	PRON
ajis02-3043	16	25	will	will	AUX
ajis02-3043	16	26	contribute	contribute	VERB
ajis02-3043	16	27	to	to	ADP
ajis02-3043	16	28	the	the	DET
ajis02-3043	16	29	future	future	NOUN
ajis02-3043	16	30	of	of	ADP
ajis02-3043	16	31	a	a	DET
ajis02-3043	16	32	cashless	cashless	NOUN
ajis02-3043	16	33	world	world	NOUN
ajis02-3043	16	34	(	(	PUNCT
ajis02-3043	16	35	merchantsavvy	merchantsavvy	NOUN
ajis02-3043	16	36	,	,	PUNCT
ajis02-3043	16	37	2019	2019	NUM
ajis02-3043	16	38	)	)	PUNCT
ajis02-3043	16	39	.	.	PUNCT
ajis02-3043	17	1	in	in	ADP
ajis02-3043	17	2	the	the	DET
ajis02-3043	17	3	current	current	ADJ
ajis02-3043	17	4	situation	situation	NOUN
ajis02-3043	17	5	where	where	SCONJ
ajis02-3043	17	6	covid-19	covid-19	PROPN
ajis02-3043	17	7	has	have	AUX
ajis02-3043	17	8	spread	spread	VERB
ajis02-3043	17	9	across	across	ADP
ajis02-3043	17	10	the	the	DET
ajis02-3043	17	11	globe	globe	NOUN
ajis02-3043	17	12	,	,	PUNCT
ajis02-3043	17	13	the	the	DET
ajis02-3043	17	14	usage	usage	NOUN
ajis02-3043	17	15	of	of	ADP
ajis02-3043	17	16	m	m	NOUN
ajis02-3043	17	17	-	-	PUNCT
ajis02-3043	17	18	payment	payment	NOUN
ajis02-3043	17	19	is	be	AUX
ajis02-3043	17	20	growing	grow	VERB
ajis02-3043	17	21	at	at	ADP
ajis02-3043	17	22	an	an	DET
ajis02-3043	17	23	even	even	ADV
ajis02-3043	17	24	faster	fast	ADJ
ajis02-3043	17	25	rate	rate	NOUN
ajis02-3043	17	26	as	as	SCONJ
ajis02-3043	17	27	it	it	PRON
ajis02-3043	17	28	is	be	AUX
ajis02-3043	17	29	considered	consider	VERB
ajis02-3043	17	30	as	as	ADP
ajis02-3043	17	31	a	a	DET
ajis02-3043	17	32	safer	safe	ADJ
ajis02-3043	17	33	way	way	NOUN
ajis02-3043	17	34	to	to	PART
ajis02-3043	17	35	pay	pay	VERB
ajis02-3043	17	36	rather	rather	ADV
ajis02-3043	17	37	than	than	ADP
ajis02-3043	17	38	traditional	traditional	ADJ
ajis02-3043	17	39	payment	payment	NOUN
ajis02-3043	17	40	transactions	transaction	NOUN
ajis02-3043	17	41	that	that	PRON
ajis02-3043	17	42	require	require	VERB
ajis02-3043	17	43	cash	cash	NOUN
ajis02-3043	17	44	(	(	PUNCT
ajis02-3043	17	45	researchandmarkets	researchandmarket	NOUN
ajis02-3043	17	46	,	,	PUNCT
ajis02-3043	17	47	2020).in	2020).in	NUM
ajis02-3043	17	48	the	the	DET
ajis02-3043	17	49	area	area	NOUN
ajis02-3043	17	50	of	of	ADP
ajis02-3043	17	51	m	m	NOUN
ajis02-3043	17	52	-	-	PUNCT
ajis02-3043	17	53	payment	payment	NOUN
ajis02-3043	17	54	adoption	adoption	NOUN
ajis02-3043	17	55	,	,	PUNCT
ajis02-3043	17	56	trust	trust	NOUN
ajis02-3043	17	57	is	be	AUX
ajis02-3043	17	58	defined	define	VERB
ajis02-3043	17	59	as	as	ADP
ajis02-3043	17	60	customers	customer	NOUN
ajis02-3043	17	61	/	/	SYM
ajis02-3043	17	62	consumers	consumer	NOUN
ajis02-3043	17	63	’	'	PUNCT
ajis02-3043	17	64	beliefs	belief	NOUN
ajis02-3043	17	65	and	and	CCONJ
ajis02-3043	17	66	willingness	willingness	NOUN
ajis02-3043	17	67	to	to	PART
ajis02-3043	17	68	rely	rely	VERB
ajis02-3043	17	69	on	on	ADP
ajis02-3043	17	70	mpayment	mpayment	NOUN
ajis02-3043	17	71	for	for	ADP
ajis02-3043	17	72	transactions	transaction	NOUN
ajis02-3043	17	73	(	(	PUNCT
ajis02-3043	17	74	adapted	adapt	VERB
ajis02-3043	17	75	from	from	ADP
ajis02-3043	17	76	alhulail	alhulail	NOUN
ajis02-3043	17	77	,	,	PUNCT
ajis02-3043	17	78	2018	2018	NUM
ajis02-3043	17	79	;	;	PUNCT
ajis02-3043	17	80	mcknight	mcknight	PROPN
ajis02-3043	17	81	,	,	PUNCT
ajis02-3043	17	82	choudhury	choudhury	PROPN
ajis02-3043	17	83	,	,	PUNCT
ajis02-3043	17	84	&	&	CCONJ
ajis02-3043	17	85	kacmar	kacmar	PROPN
ajis02-3043	17	86	,	,	PUNCT
ajis02-3043	17	87	2002	2002	NUM
ajis02-3043	17	88	;	;	PUNCT
ajis02-3043	17	89	xin	xin	PROPN
ajis02-3043	17	90	,	,	PUNCT
ajis02-3043	17	91	techatassanasoontorn	techatassanasoontorn	ADJ
ajis02-3043	17	92	,	,	PUNCT
ajis02-3043	17	93	&	&	CCONJ
ajis02-3043	17	94	tan	tan	PROPN
ajis02-3043	17	95	,	,	PUNCT
ajis02-3043	17	96	2015	2015	NUM
ajis02-3043	17	97	)	)	PUNCT
ajis02-3043	17	98	.	.	PUNCT
ajis02-3043	18	1	trust	trust	NOUN
ajis02-3043	18	2	plays	play	VERB
ajis02-3043	18	3	an	an	DET
ajis02-3043	18	4	important	important	ADJ
ajis02-3043	18	5	role	role	NOUN
ajis02-3043	18	6	in	in	ADP
ajis02-3043	18	7	m	m	NOUN
ajis02-3043	18	8	-	-	PUNCT
ajis02-3043	18	9	payment	payment	NOUN
ajis02-3043	18	10	adoption	adoption	NOUN
ajis02-3043	18	11	in	in	ADP
ajis02-3043	18	12	both	both	DET
ajis02-3043	18	13	research	research	NOUN
ajis02-3043	18	14	and	and	CCONJ
ajis02-3043	18	15	practice	practice	NOUN
ajis02-3043	18	16	.	.	PUNCT
ajis02-3043	19	1	in	in	ADP
ajis02-3043	19	2	research	research	NOUN
ajis02-3043	19	3	,	,	PUNCT
ajis02-3043	19	4	many	many	ADJ
ajis02-3043	19	5	studies	study	NOUN
ajis02-3043	19	6	empirically	empirically	ADV
ajis02-3043	19	7	found	find	VERB
ajis02-3043	19	8	a	a	DET
ajis02-3043	19	9	significant	significant	ADJ
ajis02-3043	19	10	effect	effect	NOUN
ajis02-3043	19	11	of	of	ADP
ajis02-3043	19	12	trust	trust	NOUN
ajis02-3043	19	13	on	on	ADP
ajis02-3043	19	14	m	m	ADJ
ajis02-3043	19	15	-	-	PUNCT
ajis02-3043	19	16	payment	payment	NOUN
ajis02-3043	19	17	adoption	adoption	NOUN
ajis02-3043	19	18	by	by	ADP
ajis02-3043	19	19	individual	individual	ADJ
ajis02-3043	19	20	consumers	consumer	NOUN
ajis02-3043	19	21	(	(	PUNCT
ajis02-3043	19	22	andreev	andreev	PROPN
ajis02-3043	19	23	,	,	PUNCT
ajis02-3043	19	24	pliskin	pliskin	X
ajis02-3043	19	25	,	,	PUNCT
ajis02-3043	19	26	&	&	CCONJ
ajis02-3043	19	27	rafaeli	rafaeli	PROPN
ajis02-3043	19	28	,	,	PUNCT
ajis02-3043	19	29	2012	2012	NUM
ajis02-3043	19	30	;	;	PUNCT
ajis02-3043	19	31	liu	liu	PROPN
ajis02-3043	19	32	,	,	PUNCT
ajis02-3043	19	33	2012	2012	NUM
ajis02-3043	19	34	;	;	PUNCT
ajis02-3043	19	35	patil	patil	PROPN
ajis02-3043	19	36	,	,	PUNCT
ajis02-3043	19	37	rana	rana	PROPN
ajis02-3043	19	38	,	,	PUNCT
ajis02-3043	19	39	dwivedi	dwivedi	PROPN
ajis02-3043	19	40	,	,	PUNCT
ajis02-3043	19	41	&	&	CCONJ
ajis02-3043	19	42	abu	abu	PROPN
ajis02-3043	19	43	-	-	PUNCT
ajis02-3043	19	44	hamour	hamour	NOUN
ajis02-3043	19	45	,	,	PUNCT
ajis02-3043	19	46	2018).(andreev	2018).(andreev	NUM
ajis02-3043	19	47	et	et	NOUN
ajis02-3043	19	48	al	al	PROPN
ajis02-3043	19	49	.	.	PROPN
ajis02-3043	19	50	2012	2012	NUM
ajis02-3043	19	51	;	;	PUNCT
ajis02-3043	19	52	liu	liu	PROPN
ajis02-3043	19	53	2012	2012	NUM
ajis02-3043	19	54	;	;	PUNCT
ajis02-3043	19	55	patil	patil	PROPN
ajis02-3043	19	56	et	et	PROPN
ajis02-3043	19	57	al	al	PROPN
ajis02-3043	19	58	.	.	PROPN
ajis02-3043	19	59	2018	2018	NUM
ajis02-3043	19	60	)	)	PUNCT
ajis02-3043	19	61	.	.	PUNCT
ajis02-3043	20	1	in	in	ADP
ajis02-3043	20	2	practice	practice	NOUN
ajis02-3043	20	3	,	,	PUNCT
ajis02-3043	20	4	a	a	DET
ajis02-3043	20	5	lack	lack	NOUN
ajis02-3043	20	6	of	of	ADP
ajis02-3043	20	7	trust	trust	NOUN
ajis02-3043	20	8	is	be	AUX
ajis02-3043	20	9	reported	report	VERB
ajis02-3043	20	10	as	as	ADP
ajis02-3043	20	11	one	one	NUM
ajis02-3043	20	12	of	of	ADP
ajis02-3043	20	13	the	the	DET
ajis02-3043	20	14	main	main	ADJ
ajis02-3043	20	15	barriers	barrier	NOUN
ajis02-3043	20	16	to	to	ADP
ajis02-3043	20	17	m	m	ADJ
ajis02-3043	20	18	-	-	PUNCT
ajis02-3043	20	19	payment	payment	NOUN
ajis02-3043	20	20	adoption	adoption	NOUN
ajis02-3043	20	21	,	,	PUNCT
ajis02-3043	20	22	resulting	result	VERB
ajis02-3043	20	23	in	in	ADP
ajis02-3043	20	24	low	low	ADJ
ajis02-3043	20	25	rates	rate	NOUN
ajis02-3043	20	26	of	of	ADP
ajis02-3043	20	27	technology	technology	NOUN
ajis02-3043	20	28	service	service	NOUN
ajis02-3043	20	29	use	use	NOUN
ajis02-3043	20	30	(	(	PUNCT
ajis02-3043	20	31	asatryan	asatryan	ADJ
ajis02-3043	20	32	,	,	PUNCT
ajis02-3043	20	33	2017	2017	NUM
ajis02-3043	20	34	;	;	PUNCT
ajis02-3043	20	35	shuhaiber	shuhaiber	NOUN
ajis02-3043	20	36	,	,	PUNCT
ajis02-3043	20	37	2016	2016	NUM
ajis02-3043	20	38	)	)	PUNCT
ajis02-3043	20	39	.	.	PUNCT
ajis02-3043	21	1	it	it	PRON
ajis02-3043	21	2	can	can	AUX
ajis02-3043	21	3	be	be	AUX
ajis02-3043	21	4	summarised	summarise	VERB
ajis02-3043	21	5	that	that	SCONJ
ajis02-3043	21	6	trust	trust	NOUN
ajis02-3043	21	7	is	be	AUX
ajis02-3043	21	8	one	one	NUM
ajis02-3043	21	9	of	of	ADP
ajis02-3043	21	10	the	the	DET
ajis02-3043	21	11	key	key	ADJ
ajis02-3043	21	12	drivers	driver	NOUN
ajis02-3043	21	13	for	for	ADP
ajis02-3043	21	14	intention	intention	NOUN
ajis02-3043	21	15	to	to	PART
ajis02-3043	21	16	adopt	adopt	VERB
ajis02-3043	21	17	,	,	PUNCT
ajis02-3043	21	18	as	as	ADV
ajis02-3043	21	19	well	well	ADV
ajis02-3043	21	20	as	as	ADP
ajis02-3043	21	21	,	,	PUNCT
ajis02-3043	21	22	acceptance	acceptance	NOUN
ajis02-3043	21	23	of	of	ADP
ajis02-3043	21	24	m	m	NOUN
ajis02-3043	21	25	-	-	PUNCT
ajis02-3043	21	26	payment	payment	NOUN
ajis02-3043	21	27	(	(	PUNCT
ajis02-3043	21	28	alalwan	alalwan	PROPN
ajis02-3043	21	29	,	,	PUNCT
ajis02-3043	21	30	dwivedi	dwivedi	PROPN
ajis02-3043	21	31	,	,	PUNCT
ajis02-3043	21	32	&	&	CCONJ
ajis02-3043	21	33	rana	rana	PROPN
ajis02-3043	21	34	,	,	PUNCT
ajis02-3043	21	35	2017	2017	NUM
ajis02-3043	21	36	)	)	PUNCT
ajis02-3043	21	37	.	.	PUNCT
ajis02-3043	22	1	however	however	ADV
ajis02-3043	22	2	,	,	PUNCT
ajis02-3043	22	3	most	most	ADV
ajis02-3043	22	4	previous	previous	ADJ
ajis02-3043	22	5	studies	study	NOUN
ajis02-3043	22	6	in	in	ADP
ajis02-3043	22	7	m	m	NOUN
ajis02-3043	22	8	-	-	PUNCT
ajis02-3043	22	9	payment	payment	NOUN
ajis02-3043	22	10	adoption	adoption	NOUN
ajis02-3043	22	11	assess	assess	VERB
ajis02-3043	22	12	trust	trust	NOUN
ajis02-3043	22	13	as	as	ADP
ajis02-3043	22	14	a	a	DET
ajis02-3043	22	15	single	single	ADJ
ajis02-3043	22	16	construct	construct	NOUN
ajis02-3043	22	17	and	and	CCONJ
ajis02-3043	22	18	examine	examine	VERB
ajis02-3043	22	19	the	the	DET
ajis02-3043	22	20	impact	impact	NOUN
ajis02-3043	22	21	of	of	ADP
ajis02-3043	22	22	trust	trust	NOUN
ajis02-3043	22	23	on	on	ADP
ajis02-3043	22	24	other	other	ADJ
ajis02-3043	22	25	factors	factor	NOUN
ajis02-3043	22	26	,	,	PUNCT
ajis02-3043	22	27	such	such	ADJ
ajis02-3043	22	28	as	as	ADP
ajis02-3043	22	29	,	,	PUNCT
ajis02-3043	22	30	perceived	perceive	VERB
ajis02-3043	22	31	usefulness	usefulness	NOUN
ajis02-3043	22	32	and	and	CCONJ
ajis02-3043	22	33	intention	intention	NOUN
ajis02-3043	22	34	to	to	PART
ajis02-3043	22	35	adopt	adopt	VERB
ajis02-3043	22	36	m	m	NOUN
ajis02-3043	22	37	-	-	NOUN
ajis02-3043	22	38	payment	payment	NOUN
ajis02-3043	22	39	without	without	ADP
ajis02-3043	22	40	differentiating	differentiate	VERB
ajis02-3043	22	41	types	type	NOUN
ajis02-3043	22	42	of	of	ADP
ajis02-3043	22	43	trust	trust	NOUN
ajis02-3043	22	44	constituting	constitute	VERB
ajis02-3043	22	45	to	to	ADP
ajis02-3043	22	46	the	the	DET
ajis02-3043	22	47	more	more	ADV
ajis02-3043	22	48	general	general	ADJ
ajis02-3043	22	49	term	term	NOUN
ajis02-3043	22	50	.	.	PUNCT
ajis02-3043	23	1	researchers	researcher	NOUN
ajis02-3043	23	2	have	have	AUX
ajis02-3043	23	3	pointed	point	VERB
ajis02-3043	23	4	out	out	ADP
ajis02-3043	23	5	that	that	SCONJ
ajis02-3043	23	6	trust	trust	NOUN
ajis02-3043	23	7	is	be	AUX
ajis02-3043	23	8	a	a	DET
ajis02-3043	23	9	complex	complex	ADJ
ajis02-3043	23	10	phenomenon	phenomenon	NOUN
ajis02-3043	23	11	,	,	PUNCT
ajis02-3043	23	12	thus	thus	ADV
ajis02-3043	23	13	it	it	PRON
ajis02-3043	23	14	should	should	AUX
ajis02-3043	23	15	be	be	AUX
ajis02-3043	23	16	modelled	model	VERB
ajis02-3043	23	17	as	as	ADP
ajis02-3043	23	18	a	a	DET
ajis02-3043	23	19	multidimensional	multidimensional	ADJ
ajis02-3043	23	20	or	or	CCONJ
ajis02-3043	23	21	multifaceted	multifaceted	ADJ
ajis02-3043	23	22	construct	construct	NOUN
ajis02-3043	23	23	(	(	PUNCT
ajis02-3043	23	24	hillman	hillman	PROPN
ajis02-3043	23	25	&	&	CCONJ
ajis02-3043	23	26	neustaedter	neustaedter	PROPN
ajis02-3043	23	27	,	,	PUNCT
ajis02-3043	23	28	2017	2017	NUM
ajis02-3043	23	29	;	;	PUNCT
ajis02-3043	23	30	jimenez	jimenez	PROPN
ajis02-3043	23	31	,	,	PUNCT
ajis02-3043	23	32	sanmartin	sanmartin	PROPN
ajis02-3043	23	33	,	,	PUNCT
ajis02-3043	23	34	&	&	CCONJ
ajis02-3043	23	35	azuela	azuela	PROPN
ajis02-3043	23	36	,	,	PUNCT
ajis02-3043	23	37	2016	2016	NUM
ajis02-3043	23	38	)	)	PUNCT
ajis02-3043	23	39	.	.	PUNCT
ajis02-3043	24	1	in	in	ADP
ajis02-3043	24	2	particular	particular	ADJ
ajis02-3043	24	3	,	,	PUNCT
ajis02-3043	24	4	exploring	explore	VERB
ajis02-3043	24	5	different	different	ADJ
ajis02-3043	24	6	types	type	NOUN
ajis02-3043	24	7	of	of	ADP
ajis02-3043	24	8	trust	trust	NOUN
ajis02-3043	24	9	in	in	ADP
ajis02-3043	24	10	m	m	NOUN
ajis02-3043	24	11	-	-	PUNCT
ajis02-3043	24	12	commerce	commerce	NOUN
ajis02-3043	24	13	or	or	CCONJ
ajis02-3043	24	14	mpayment	mpayment	NOUN
ajis02-3043	24	15	enables	enable	VERB
ajis02-3043	24	16	researchers	researcher	NOUN
ajis02-3043	24	17	to	to	PART
ajis02-3043	24	18	better	well	ADV
ajis02-3043	24	19	understand	understand	VERB
ajis02-3043	24	20	trust	trust	NOUN
ajis02-3043	24	21	as	as	ADP
ajis02-3043	24	22	a	a	DET
ajis02-3043	24	23	phenomenon	phenomenon	NOUN
ajis02-3043	24	24	which	which	PRON
ajis02-3043	24	25	ultimately	ultimately	ADV
ajis02-3043	24	26	allows	allow	VERB
ajis02-3043	24	27	predictions	prediction	NOUN
ajis02-3043	24	28	of	of	ADP
ajis02-3043	24	29	consumer	consumer	NOUN
ajis02-3043	24	30	adoption	adoption	NOUN
ajis02-3043	24	31	(	(	PUNCT
ajis02-3043	24	32	meng	meng	PROPN
ajis02-3043	24	33	,	,	PUNCT
ajis02-3043	24	34	min	min	PROPN
ajis02-3043	24	35	,	,	PUNCT
ajis02-3043	24	36	&	&	CCONJ
ajis02-3043	24	37	li	li	PROPN
ajis02-3043	24	38	,	,	PUNCT
ajis02-3043	24	39	2008	2008	NUM
ajis02-3043	24	40	;	;	PUNCT
ajis02-3043	24	41	min	min	PROPN
ajis02-3043	24	42	,	,	PUNCT
ajis02-3043	24	43	meng	meng	PROPN
ajis02-3043	24	44	,	,	PUNCT
ajis02-3043	24	45	&	&	CCONJ
ajis02-3043	24	46	zhong	zhong	PROPN
ajis02-3043	24	47	,	,	PUNCT
ajis02-3043	24	48	2008	2008	NUM
ajis02-3043	24	49	;	;	PUNCT
ajis02-3043	24	50	nguyen	nguyen	NOUN
ajis02-3043	24	51	,	,	PUNCT
ajis02-3043	24	52	dick	dick	PROPN
ajis02-3043	24	53	,	,	PUNCT
ajis02-3043	24	54	&	&	CCONJ
ajis02-3043	24	55	pham	pham	PROPN
ajis02-3043	24	56	,	,	PUNCT
ajis02-3043	24	57	2020	2020	NUM
ajis02-3043	24	58	)	)	PUNCT
ajis02-3043	24	59	.	.	PUNCT
ajis02-3043	25	1	consequently	consequently	ADV
ajis02-3043	25	2	,	,	PUNCT
ajis02-3043	25	3	the	the	DET
ajis02-3043	25	4	identification	identification	NOUN
ajis02-3043	25	5	of	of	ADP
ajis02-3043	25	6	different	different	ADJ
ajis02-3043	25	7	types	type	NOUN
ajis02-3043	25	8	of	of	ADP
ajis02-3043	25	9	trust	trust	NOUN
ajis02-3043	25	10	in	in	ADP
ajis02-3043	25	11	mpayment	mpayment	ADJ
ajis02-3043	25	12	adoption	adoption	NOUN
ajis02-3043	25	13	needs	need	VERB
ajis02-3043	25	14	to	to	PART
ajis02-3043	25	15	be	be	AUX
ajis02-3043	25	16	addressed	address	VERB
ajis02-3043	25	17	further	far	ADV
ajis02-3043	25	18	(	(	PUNCT
ajis02-3043	25	19	nguyen	nguyen	NOUN
ajis02-3043	25	20	et	et	PROPN
ajis02-3043	25	21	al	al	PROPN
ajis02-3043	25	22	.	.	PROPN
ajis02-3043	25	23	,	,	PUNCT
ajis02-3043	25	24	2020).(nguyen	2020).(nguyen	NUM
ajis02-3043	25	25	et	et	NOUN
ajis02-3043	25	26	al	al	PROPN
ajis02-3043	25	27	.	.	PROPN
ajis02-3043	25	28	2020	2020	NUM
ajis02-3043	25	29	)	)	PUNCT
ajis02-3043	25	30	.	.	PUNCT
ajis02-3043	26	1	this	this	DET
ajis02-3043	26	2	study	study	NOUN
ajis02-3043	26	3	argues	argue	VERB
ajis02-3043	26	4	that	that	SCONJ
ajis02-3043	26	5	overall	overall	ADJ
ajis02-3043	26	6	consumer	consumer	NOUN
ajis02-3043	26	7	trust	trust	NOUN
ajis02-3043	26	8	plays	play	VERB
ajis02-3043	26	9	a	a	DET
ajis02-3043	26	10	mediating	mediate	VERB
ajis02-3043	26	11	role	role	NOUN
ajis02-3043	26	12	between	between	ADP
ajis02-3043	26	13	various	various	ADJ
ajis02-3043	26	14	trust	trust	NOUN
ajis02-3043	26	15	types	type	NOUN
ajis02-3043	26	16	and	and	CCONJ
ajis02-3043	26	17	m	m	NOUN
ajis02-3043	26	18	-	-	PUNCT
ajis02-3043	26	19	payment	payment	NOUN
ajis02-3043	26	20	adoption	adoption	NOUN
ajis02-3043	26	21	.	.	PUNCT
ajis02-3043	27	1	such	such	ADJ
ajis02-3043	27	2	trust	trust	NOUN
ajis02-3043	27	3	types	type	NOUN
ajis02-3043	27	4	are	be	AUX
ajis02-3043	27	5	initiated	initiate	VERB
ajis02-3043	27	6	from	from	ADP
ajis02-3043	27	7	multiple	multiple	ADJ
ajis02-3043	27	8	aspects	aspect	NOUN
ajis02-3043	27	9	of	of	ADP
ajis02-3043	27	10	mpayment	mpayment	ADJ
ajis02-3043	27	11	context	context	NOUN
ajis02-3043	27	12	.	.	PUNCT
ajis02-3043	28	1	in	in	ADP
ajis02-3043	28	2	particular	particular	ADJ
ajis02-3043	28	3	,	,	PUNCT
ajis02-3043	28	4	it	it	PRON
ajis02-3043	28	5	aims	aim	VERB
ajis02-3043	28	6	to	to	PART
ajis02-3043	28	7	ascertain	ascertain	VERB
ajis02-3043	28	8	the	the	DET
ajis02-3043	28	9	impact	impact	NOUN
ajis02-3043	28	10	of	of	ADP
ajis02-3043	28	11	four	four	NUM
ajis02-3043	28	12	types	type	NOUN
ajis02-3043	28	13	of	of	ADP
ajis02-3043	28	14	trust	trust	NOUN
ajis02-3043	28	15	including	include	VERB
ajis02-3043	28	16	m	m	NOUN
ajis02-3043	28	17	-	-	PUNCT
ajis02-3043	28	18	payment	payment	NOUN
ajis02-3043	28	19	provider	provider	NOUN
ajis02-3043	28	20	trust	trust	NOUN
ajis02-3043	28	21	,	,	PUNCT
ajis02-3043	28	22	technology	technology	NOUN
ajis02-3043	28	23	trust	trust	NOUN
ajis02-3043	28	24	,	,	PUNCT
ajis02-3043	28	25	institution	institution	NOUN
ajis02-3043	28	26	-	-	PUNCT
ajis02-3043	28	27	based	base	VERB
ajis02-3043	28	28	trust	trust	NOUN
ajis02-3043	28	29	,	,	PUNCT
ajis02-3043	28	30	and	and	CCONJ
ajis02-3043	28	31	seller	seller	NOUN
ajis02-3043	28	32	trust	trust	NOUN
ajis02-3043	28	33	,	,	PUNCT
ajis02-3043	28	34	which	which	PRON
ajis02-3043	28	35	are	be	AUX
ajis02-3043	28	36	well	well	ADV
ajis02-3043	28	37	-	-	PUNCT
ajis02-3043	28	38	defined	define	VERB
ajis02-3043	28	39	from	from	ADP
ajis02-3043	28	40	related	related	ADJ
ajis02-3043	28	41	literature	literature	NOUN
ajis02-3043	28	42	,	,	PUNCT
ajis02-3043	28	43	on	on	ADP
ajis02-3043	28	44	overall	overall	ADJ
ajis02-3043	28	45	consumer	consumer	NOUN
ajis02-3043	28	46	trust	trust	NOUN
ajis02-3043	28	47	which	which	PRON
ajis02-3043	28	48	in	in	ADP
ajis02-3043	28	49	turn	turn	NOUN
ajis02-3043	28	50	influences	influence	VERB
ajis02-3043	28	51	mpayment	mpayment	ADJ
ajis02-3043	28	52	usage	usage	NOUN
ajis02-3043	28	53	.	.	PUNCT
ajis02-3043	29	1	the	the	DET
ajis02-3043	29	2	findings	finding	NOUN
ajis02-3043	29	3	of	of	ADP
ajis02-3043	29	4	this	this	DET
ajis02-3043	29	5	study	study	NOUN
ajis02-3043	29	6	not	not	PART
ajis02-3043	29	7	only	only	ADV
ajis02-3043	29	8	contribute	contribute	VERB
ajis02-3043	29	9	to	to	ADP
ajis02-3043	29	10	the	the	DET
ajis02-3043	29	11	literature	literature	NOUN
ajis02-3043	29	12	of	of	ADP
ajis02-3043	29	13	trust	trust	NOUN
ajis02-3043	29	14	in	in	ADP
ajis02-3043	29	15	technology	technology	NOUN
ajis02-3043	29	16	,	,	PUNCT
ajis02-3043	29	17	as	as	ADV
ajis02-3043	29	18	well	well	ADV
ajis02-3043	29	19	as	as	ADP
ajis02-3043	29	20	,	,	PUNCT
ajis02-3043	29	21	in	in	ADP
ajis02-3043	29	22	m	m	NOUN
ajis02-3043	29	23	-	-	PUNCT
ajis02-3043	29	24	payment	payment	NOUN
ajis02-3043	29	25	adoption	adoption	NOUN
ajis02-3043	29	26	,	,	PUNCT
ajis02-3043	29	27	but	but	CCONJ
ajis02-3043	29	28	also	also	ADV
ajis02-3043	29	29	helps	help	VERB
ajis02-3043	29	30	practitioners	practitioner	NOUN
ajis02-3043	29	31	to	to	PART
ajis02-3043	29	32	improve	improve	VERB
ajis02-3043	29	33	customer	customer	NOUN
ajis02-3043	29	34	trust	trust	NOUN
ajis02-3043	29	35	,	,	PUNCT
ajis02-3043	29	36	thereby	thereby	ADV
ajis02-3043	29	37	increasing	increase	VERB
ajis02-3043	29	38	the	the	DET
ajis02-3043	29	39	adoption	adoption	NOUN
ajis02-3043	29	40	of	of	ADP
ajis02-3043	29	41	m	m	NOUN
ajis02-3043	29	42	-	-	PUNCT
ajis02-3043	29	43	payment	payment	NOUN
ajis02-3043	29	44	services	service	NOUN
ajis02-3043	29	45	.	.	PUNCT
ajis02-3043	30	1	the	the	DET
ajis02-3043	30	2	data	data	NOUN
ajis02-3043	30	3	collection	collection	NOUN
ajis02-3043	30	4	was	be	AUX
ajis02-3043	30	5	undertaken	undertake	VERB
ajis02-3043	30	6	in	in	ADP
ajis02-3043	30	7	vietnam	vietnam	PROPN
ajis02-3043	30	8	which	which	PRON
ajis02-3043	30	9	had	have	VERB
ajis02-3043	30	10	the	the	DET
ajis02-3043	30	11	fastest	fast	ADJ
ajis02-3043	30	12	global	global	ADJ
ajis02-3043	30	13	m	m	NOUN
ajis02-3043	30	14	-	-	PUNCT
ajis02-3043	30	15	payment	payment	NOUN
ajis02-3043	30	16	adoption	adoption	NOUN
ajis02-3043	30	17	growth	growth	NOUN
ajis02-3043	30	18	rate	rate	NOUN
ajis02-3043	30	19	,	,	PUNCT
ajis02-3043	30	20	from	from	ADP
ajis02-3043	30	21	37	37	NUM
ajis02-3043	30	22	%	%	NOUN
ajis02-3043	30	23	in	in	ADP
ajis02-3043	30	24	2018	2018	NUM
ajis02-3043	30	25	to	to	ADP
ajis02-3043	30	26	61	61	NUM
ajis02-3043	30	27	%	%	NOUN
ajis02-3043	30	28	in	in	ADP
ajis02-3043	30	29	2019	2019	NUM
ajis02-3043	30	30	(	(	PUNCT
ajis02-3043	30	31	pwc	pwc	NOUN
ajis02-3043	30	32	,	,	PUNCT
ajis02-3043	30	33	2019	2019	NUM
ajis02-3043	30	34	)	)	PUNCT
ajis02-3043	30	35	.	.	PUNCT
ajis02-3043	31	1	consumers	consumer	NOUN
ajis02-3043	31	2	choice	choice	VERB
ajis02-3043	31	3	to	to	PART
ajis02-3043	31	4	use	use	VERB
ajis02-3043	31	5	m	m	NOUN
ajis02-3043	31	6	-	-	NOUN
ajis02-3043	31	7	payments	payment	NOUN
ajis02-3043	31	8	in	in	ADP
ajis02-3043	31	9	vietnam	vietnam	PROPN
ajis02-3043	31	10	is	be	AUX
ajis02-3043	31	11	voluntary	voluntary	ADJ
ajis02-3043	31	12	.	.	PUNCT
ajis02-3043	32	1	by	by	ADP
ajis02-3043	32	2	2018	2018	NUM
ajis02-3043	32	3	,	,	PUNCT
ajis02-3043	32	4	the	the	DET
ajis02-3043	32	5	number	number	NOUN
ajis02-3043	32	6	of	of	ADP
ajis02-3043	32	7	smartphone	smartphone	NOUN
ajis02-3043	32	8	users	user	NOUN
ajis02-3043	32	9	in	in	ADP
ajis02-3043	32	10	vietnam	vietnam	PROPN
ajis02-3043	32	11	was	be	AUX
ajis02-3043	32	12	about	about	ADV
ajis02-3043	32	13	32.43	32.43	NUM
ajis02-3043	32	14	million	million	NUM
ajis02-3043	32	15	which	which	PRON
ajis02-3043	32	16	accounted	account	VERB
ajis02-3043	32	17	for	for	ADP
ajis02-3043	32	18	around	around	ADV
ajis02-3043	32	19	33	33	NUM
ajis02-3043	32	20	%	%	NOUN
ajis02-3043	32	21	of	of	ADP
ajis02-3043	32	22	the	the	DET
ajis02-3043	32	23	population	population	NOUN
ajis02-3043	32	24	,	,	PUNCT
ajis02-3043	32	25	and	and	CCONJ
ajis02-3043	32	26	it	it	PRON
ajis02-3043	32	27	was	be	AUX
ajis02-3043	32	28	forecasted	forecast	VERB
ajis02-3043	32	29	to	to	PART
ajis02-3043	32	30	increase	increase	VERB
ajis02-3043	32	31	to	to	ADP
ajis02-3043	32	32	40	40	NUM
ajis02-3043	32	33	%	%	NOUN
ajis02-3043	32	34	by	by	ADP
ajis02-3043	32	35	2021	2021	NUM
ajis02-3043	32	36	(	(	PUNCT
ajis02-3043	32	37	statista	statista	NOUN
ajis02-3043	32	38	,	,	PUNCT
ajis02-3043	32	39	2018	2018	NUM
ajis02-3043	32	40	)	)	PUNCT
ajis02-3043	32	41	.	.	PUNCT
ajis02-3043	33	1	vietnam	vietnam	PROPN
ajis02-3043	33	2	’s	’s	PART
ajis02-3043	33	3	financial	financial	ADJ
ajis02-3043	33	4	technological	technological	ADJ
ajis02-3043	33	5	market	market	NOUN
ajis02-3043	33	6	reached	reach	VERB
ajis02-3043	33	7	us$4.4	us$4.4	PROPN
ajis02-3043	33	8	billion	billion	NUM
ajis02-3043	33	9	in	in	ADP
ajis02-3043	33	10	2017	2017	NUM
ajis02-3043	33	11	and	and	CCONJ
ajis02-3043	33	12	was	be	AUX
ajis02-3043	33	13	forecasted	forecast	VERB
ajis02-3043	33	14	to	to	PART
ajis02-3043	33	15	increase	increase	VERB
ajis02-3043	33	16	to	to	ADP
ajis02-3043	33	17	us$7.8	us$7.8	NUM
ajis02-3043	33	18	billion	billion	NUM
ajis02-3043	33	19	by	by	ADP
ajis02-3043	33	20	2020	2020	NUM
ajis02-3043	33	21	australasian	australasian	ADJ
ajis02-3043	33	22	journal	journal	NOUN
ajis02-3043	33	23	of	of	ADP
ajis02-3043	33	24	information	information	NOUN
ajis02-3043	33	25	systems	system	NOUN
ajis02-3043	33	26	nguyen	nguyen	NOUN
ajis02-3043	33	27	et	et	PROPN
ajis02-3043	33	28	al	al	PROPN
ajis02-3043	33	29	.	.	PROPN
ajis02-3043	33	30	2021	2021	NUM
ajis02-3043	33	31	,	,	PUNCT
ajis02-3043	33	32	vol	vol	NOUN
ajis02-3043	33	33	25	25	NUM
ajis02-3043	33	34	,	,	PUNCT
ajis02-3043	33	35	research	research	NOUN
ajis02-3043	33	36	article	article	NOUN
ajis02-3043	33	37	trust	trust	NOUN
ajis02-3043	33	38	types	type	NOUN
ajis02-3043	33	39	and	and	CCONJ
ajis02-3043	33	40	mediating	mediate	VERB
ajis02-3043	33	41	effect	effect	NOUN
ajis02-3043	33	42	3	3	NUM
ajis02-3043	33	43	(	(	PUNCT
ajis02-3043	33	44	fintechnews	fintechnew	NOUN
ajis02-3043	33	45	,	,	PUNCT
ajis02-3043	33	46	2018a	2018a	NUM
ajis02-3043	33	47	)	)	PUNCT
ajis02-3043	33	48	.	.	PUNCT
ajis02-3043	34	1	the	the	DET
ajis02-3043	34	2	booming	booming	ADJ
ajis02-3043	34	3	e	e	PROPN
ajis02-3043	34	4	-	-	NOUN
ajis02-3043	34	5	commerce	commerce	NOUN
ajis02-3043	34	6	market	market	NOUN
ajis02-3043	34	7	and	and	CCONJ
ajis02-3043	34	8	support	support	NOUN
ajis02-3043	34	9	from	from	ADP
ajis02-3043	34	10	the	the	DET
ajis02-3043	34	11	vietnamese	vietnamese	ADJ
ajis02-3043	34	12	government	government	NOUN
ajis02-3043	34	13	were	be	AUX
ajis02-3043	34	14	expected	expect	VERB
ajis02-3043	34	15	to	to	PART
ajis02-3043	34	16	lead	lead	VERB
ajis02-3043	34	17	to	to	ADP
ajis02-3043	34	18	a	a	DET
ajis02-3043	34	19	boom	boom	NOUN
ajis02-3043	34	20	in	in	ADP
ajis02-3043	34	21	digital	digital	ADJ
ajis02-3043	34	22	payments	payment	NOUN
ajis02-3043	34	23	,	,	PUNCT
ajis02-3043	34	24	especially	especially	ADV
ajis02-3043	34	25	m	m	NOUN
ajis02-3043	34	26	-	-	NOUN
ajis02-3043	34	27	payments	payment	NOUN
ajis02-3043	34	28	in	in	ADP
ajis02-3043	34	29	vietnam	vietnam	PROPN
ajis02-3043	34	30	(	(	PUNCT
ajis02-3043	34	31	fintechnews	fintechnew	NOUN
ajis02-3043	34	32	,	,	PUNCT
ajis02-3043	34	33	2018b	2018b	NUM
ajis02-3043	34	34	)	)	PUNCT
ajis02-3043	34	35	.	.	PUNCT
ajis02-3043	35	1	this	this	DET
ajis02-3043	35	2	paper	paper	NOUN
ajis02-3043	35	3	is	be	AUX
ajis02-3043	35	4	organised	organise	VERB
ajis02-3043	35	5	as	as	SCONJ
ajis02-3043	35	6	follows	follow	VERB
ajis02-3043	35	7	.	.	PUNCT
ajis02-3043	36	1	the	the	DET
ajis02-3043	36	2	next	next	ADJ
ajis02-3043	36	3	section	section	NOUN
ajis02-3043	36	4	presents	present	VERB
ajis02-3043	36	5	the	the	DET
ajis02-3043	36	6	literature	literature	PROPN
ajis02-3043	36	7	review	review	NOUN
ajis02-3043	36	8	,	,	PUNCT
ajis02-3043	36	9	description	description	NOUN
ajis02-3043	36	10	of	of	ADP
ajis02-3043	36	11	the	the	DET
ajis02-3043	36	12	limitations	limitation	NOUN
ajis02-3043	36	13	of	of	ADP
ajis02-3043	36	14	existing	exist	VERB
ajis02-3043	36	15	studies	study	NOUN
ajis02-3043	36	16	,	,	PUNCT
ajis02-3043	36	17	and	and	CCONJ
ajis02-3043	36	18	research	research	NOUN
ajis02-3043	36	19	questions	question	NOUN
ajis02-3043	36	20	.	.	PUNCT
ajis02-3043	37	1	then	then	ADV
ajis02-3043	37	2	the	the	DET
ajis02-3043	37	3	research	research	NOUN
ajis02-3043	37	4	model	model	NOUN
ajis02-3043	37	5	and	and	CCONJ
ajis02-3043	37	6	hypotheses	hypothesis	NOUN
ajis02-3043	37	7	are	be	AUX
ajis02-3043	37	8	presented	present	VERB
ajis02-3043	37	9	.	.	PUNCT
ajis02-3043	38	1	the	the	DET
ajis02-3043	38	2	fourth	fourth	ADJ
ajis02-3043	38	3	and	and	CCONJ
ajis02-3043	38	4	fifth	fifth	ADJ
ajis02-3043	38	5	sections	section	NOUN
ajis02-3043	38	6	in	in	ADP
ajis02-3043	38	7	turn	turn	NOUN
ajis02-3043	38	8	present	present	VERB
ajis02-3043	38	9	the	the	DET
ajis02-3043	38	10	research	research	NOUN
ajis02-3043	38	11	methodology	methodology	NOUN
ajis02-3043	38	12	and	and	CCONJ
ajis02-3043	38	13	data	datum	NOUN
ajis02-3043	38	14	analysis	analysis	NOUN
ajis02-3043	38	15	.	.	PUNCT
ajis02-3043	39	1	finally	finally	ADV
ajis02-3043	39	2	,	,	PUNCT
ajis02-3043	39	3	the	the	DET
ajis02-3043	39	4	implications	implication	NOUN
ajis02-3043	39	5	,	,	PUNCT
ajis02-3043	39	6	limitations	limitation	NOUN
ajis02-3043	39	7	,	,	PUNCT
ajis02-3043	39	8	and	and	CCONJ
ajis02-3043	39	9	future	future	ADJ
ajis02-3043	39	10	research	research	NOUN
ajis02-3043	39	11	are	be	AUX
ajis02-3043	39	12	discussed	discuss	VERB
ajis02-3043	39	13	.	.	PUNCT
ajis02-3043	40	1	2	2	NUM
ajis02-3043	40	2	literature	literature	NOUN
ajis02-3043	40	3	review	review	NOUN
ajis02-3043	40	4	2.1	2.1	NUM
ajis02-3043	40	5	previous	previous	ADJ
ajis02-3043	40	6	studies	study	NOUN
ajis02-3043	40	7	about	about	ADP
ajis02-3043	40	8	trust	trust	NOUN
ajis02-3043	40	9	in	in	ADP
ajis02-3043	40	10	e	e	PROPN
ajis02-3043	40	11	-	-	NOUN
ajis02-3043	40	12	commerce	commerce	NOUN
ajis02-3043	40	13	,	,	PUNCT
ajis02-3043	40	14	m	m	PROPN
ajis02-3043	40	15	-	-	NOUN
ajis02-3043	40	16	commerce	commerce	NOUN
ajis02-3043	40	17	,	,	PUNCT
ajis02-3043	40	18	and	and	CCONJ
ajis02-3043	40	19	mpayment	mpayment	VERB
ajis02-3043	40	20	adoption	adoption	NOUN
ajis02-3043	40	21	the	the	DET
ajis02-3043	40	22	term	term	NOUN
ajis02-3043	40	23	trust	trust	NOUN
ajis02-3043	40	24	is	be	AUX
ajis02-3043	40	25	used	use	VERB
ajis02-3043	40	26	frequently	frequently	ADV
ajis02-3043	40	27	in	in	ADP
ajis02-3043	40	28	daily	daily	ADJ
ajis02-3043	40	29	life	life	NOUN
ajis02-3043	40	30	,	,	PUNCT
ajis02-3043	40	31	however	however	ADV
ajis02-3043	40	32	it	it	PRON
ajis02-3043	40	33	is	be	AUX
ajis02-3043	40	34	still	still	ADV
ajis02-3043	40	35	difficult	difficult	ADJ
ajis02-3043	40	36	to	to	PART
ajis02-3043	40	37	provide	provide	VERB
ajis02-3043	40	38	a	a	DET
ajis02-3043	40	39	comprehensive	comprehensive	ADJ
ajis02-3043	40	40	and	and	CCONJ
ajis02-3043	40	41	full	full	ADJ
ajis02-3043	40	42	definition	definition	NOUN
ajis02-3043	40	43	of	of	ADP
ajis02-3043	40	44	trust	trust	NOUN
ajis02-3043	40	45	across	across	ADP
ajis02-3043	40	46	different	different	ADJ
ajis02-3043	40	47	disciplines	discipline	NOUN
ajis02-3043	40	48	because	because	SCONJ
ajis02-3043	40	49	it	it	PRON
ajis02-3043	40	50	is	be	AUX
ajis02-3043	40	51	a	a	DET
ajis02-3043	40	52	complex	complex	ADJ
ajis02-3043	40	53	phenomenon	phenomenon	NOUN
ajis02-3043	40	54	including	include	VERB
ajis02-3043	40	55	distinctive	distinctive	ADJ
ajis02-3043	40	56	aspects	aspect	NOUN
ajis02-3043	40	57	(	(	PUNCT
ajis02-3043	40	58	mcknight	mcknight	PROPN
ajis02-3043	40	59	&	&	CCONJ
ajis02-3043	40	60	chervany	chervany	NOUN
ajis02-3043	40	61	,	,	PUNCT
ajis02-3043	40	62	2001a	2001a	NUM
ajis02-3043	40	63	)	)	PUNCT
ajis02-3043	40	64	.	.	PUNCT
ajis02-3043	41	1	trust	trust	NOUN
ajis02-3043	41	2	is	be	AUX
ajis02-3043	41	3	recognised	recognise	VERB
ajis02-3043	41	4	as	as	ADP
ajis02-3043	41	5	a	a	DET
ajis02-3043	41	6	multi	multi	ADJ
ajis02-3043	41	7	-	-	ADJ
ajis02-3043	41	8	disciplinary	disciplinary	ADJ
ajis02-3043	41	9	term	term	NOUN
ajis02-3043	41	10	due	due	ADP
ajis02-3043	41	11	to	to	ADP
ajis02-3043	41	12	existing	exist	VERB
ajis02-3043	41	13	research	research	NOUN
ajis02-3043	41	14	exploring	explore	VERB
ajis02-3043	41	15	and	and	CCONJ
ajis02-3043	41	16	examining	examine	VERB
ajis02-3043	41	17	trust	trust	NOUN
ajis02-3043	41	18	in	in	ADP
ajis02-3043	41	19	a	a	DET
ajis02-3043	41	20	wide	wide	ADJ
ajis02-3043	41	21	variety	variety	NOUN
ajis02-3043	41	22	of	of	ADP
ajis02-3043	41	23	contexts	context	NOUN
ajis02-3043	41	24	and	and	CCONJ
ajis02-3043	41	25	incorporating	incorporate	VERB
ajis02-3043	41	26	perspectives	perspective	NOUN
ajis02-3043	41	27	of	of	ADP
ajis02-3043	41	28	different	different	ADJ
ajis02-3043	41	29	disciplines	discipline	NOUN
ajis02-3043	41	30	like	like	ADP
ajis02-3043	41	31	psychology	psychology	NOUN
ajis02-3043	41	32	,	,	PUNCT
ajis02-3043	41	33	economics	economic	NOUN
ajis02-3043	41	34	,	,	PUNCT
ajis02-3043	41	35	commerce	commerce	NOUN
ajis02-3043	41	36	,	,	PUNCT
ajis02-3043	41	37	management	management	NOUN
ajis02-3043	41	38	and	and	CCONJ
ajis02-3043	41	39	behavioural	behavioural	ADJ
ajis02-3043	41	40	science	science	NOUN
ajis02-3043	41	41	(	(	PUNCT
ajis02-3043	41	42	mcknight	mcknight	PROPN
ajis02-3043	41	43	&	&	CCONJ
ajis02-3043	41	44	chervany	chervany	NOUN
ajis02-3043	41	45	,	,	PUNCT
ajis02-3043	41	46	2001b	2001b	NUM
ajis02-3043	41	47	)	)	PUNCT
ajis02-3043	41	48	.	.	PUNCT
ajis02-3043	42	1	in	in	ADP
ajis02-3043	42	2	the	the	DET
ajis02-3043	42	3	areas	area	NOUN
ajis02-3043	42	4	of	of	ADP
ajis02-3043	42	5	e	e	NOUN
ajis02-3043	42	6	-	-	NOUN
ajis02-3043	42	7	commerce	commerce	NOUN
ajis02-3043	42	8	and	and	CCONJ
ajis02-3043	42	9	m	m	PROPN
ajis02-3043	42	10	-	-	PUNCT
ajis02-3043	42	11	commerce	commerce	NOUN
ajis02-3043	42	12	,	,	PUNCT
ajis02-3043	42	13	trust	trust	NOUN
ajis02-3043	42	14	has	have	AUX
ajis02-3043	42	15	received	receive	VERB
ajis02-3043	42	16	attention	attention	NOUN
ajis02-3043	42	17	in	in	ADP
ajis02-3043	42	18	a	a	DET
ajis02-3043	42	19	number	number	NOUN
ajis02-3043	42	20	of	of	ADP
ajis02-3043	42	21	studies	study	NOUN
ajis02-3043	42	22	(	(	PUNCT
ajis02-3043	42	23	e.g.	e.g.	ADV
ajis02-3043	42	24	bilgihan	bilgihan	ADJ
ajis02-3043	42	25	,	,	PUNCT
ajis02-3043	42	26	2016	2016	NUM
ajis02-3043	42	27	;	;	PUNCT
ajis02-3043	42	28	hallikainen	hallikainen	NOUN
ajis02-3043	42	29	&	&	CCONJ
ajis02-3043	42	30	laukkanen	laukkanen	PROPN
ajis02-3043	42	31	,	,	PUNCT
ajis02-3043	42	32	2018	2018	NUM
ajis02-3043	42	33	;	;	PUNCT
ajis02-3043	42	34	hillman	hillman	PROPN
ajis02-3043	42	35	&	&	CCONJ
ajis02-3043	42	36	neustaedter	neustaedter	PROPN
ajis02-3043	42	37	,	,	PUNCT
ajis02-3043	42	38	2017	2017	NUM
ajis02-3043	42	39	;	;	PUNCT
ajis02-3043	42	40	lin	lin	PROPN
ajis02-3043	42	41	,	,	PUNCT
ajis02-3043	42	42	wang	wang	PROPN
ajis02-3043	42	43	,	,	PUNCT
ajis02-3043	42	44	wang	wang	PROPN
ajis02-3043	42	45	,	,	PUNCT
ajis02-3043	42	46	&	&	CCONJ
ajis02-3043	42	47	lu	lu	PROPN
ajis02-3043	42	48	,	,	PUNCT
ajis02-3043	42	49	2014	2014	NUM
ajis02-3043	42	50	;	;	PUNCT
ajis02-3043	42	51	lu	lu	PROPN
ajis02-3043	42	52	,	,	PUNCT
ajis02-3043	42	53	fan	fan	PROPN
ajis02-3043	42	54	,	,	PUNCT
ajis02-3043	42	55	&	&	CCONJ
ajis02-3043	42	56	zhou	zhou	PROPN
ajis02-3043	42	57	,	,	PUNCT
ajis02-3043	42	58	2016	2016	NUM
ajis02-3043	42	59	;	;	PUNCT
ajis02-3043	42	60	malaquias	malaquias	PROPN
ajis02-3043	42	61	&	&	CCONJ
ajis02-3043	42	62	hwang	hwang	PROPN
ajis02-3043	42	63	,	,	PUNCT
ajis02-3043	42	64	2016	2016	NUM
ajis02-3043	42	65	;	;	PUNCT
ajis02-3043	42	66	piao	piao	NOUN
ajis02-3043	42	67	,	,	PUNCT
ajis02-3043	42	68	wang	wang	PROPN
ajis02-3043	42	69	,	,	PUNCT
ajis02-3043	42	70	&	&	CCONJ
ajis02-3043	42	71	yang	yang	PROPN
ajis02-3043	42	72	,	,	PUNCT
ajis02-3043	42	73	2012	2012	NUM
ajis02-3043	42	74	;	;	PUNCT
ajis02-3043	42	75	rouibah	rouibah	NOUN
ajis02-3043	42	76	,	,	PUNCT
ajis02-3043	42	77	lowry	lowry	PROPN
ajis02-3043	42	78	,	,	PUNCT
ajis02-3043	42	79	&	&	CCONJ
ajis02-3043	42	80	hwang	hwang	PROPN
ajis02-3043	42	81	,	,	PUNCT
ajis02-3043	42	82	2016	2016	NUM
ajis02-3043	42	83	)	)	PUNCT
ajis02-3043	42	84	.	.	PUNCT
ajis02-3043	43	1	mcknight	mcknight	NOUN
ajis02-3043	43	2	and	and	CCONJ
ajis02-3043	43	3	chervany	chervany	NOUN
ajis02-3043	43	4	(	(	PUNCT
ajis02-3043	43	5	2001b	2001b	NUM
ajis02-3043	43	6	)	)	PUNCT
ajis02-3043	43	7	applied	apply	VERB
ajis02-3043	43	8	their	their	PRON
ajis02-3043	43	9	interdisciplinary	interdisciplinary	ADJ
ajis02-3043	43	10	model	model	NOUN
ajis02-3043	43	11	of	of	ADP
ajis02-3043	43	12	high	high	ADJ
ajis02-3043	43	13	-	-	PUNCT
ajis02-3043	43	14	level	level	NOUN
ajis02-3043	43	15	trust	trust	NOUN
ajis02-3043	43	16	concepts	concept	NOUN
ajis02-3043	43	17	to	to	ADP
ajis02-3043	43	18	e	e	NOUN
ajis02-3043	43	19	-	-	NOUN
ajis02-3043	43	20	commerce	commerce	NOUN
ajis02-3043	43	21	to	to	PART
ajis02-3043	43	22	propose	propose	VERB
ajis02-3043	43	23	a	a	DET
ajis02-3043	43	24	model	model	NOUN
ajis02-3043	43	25	of	of	ADP
ajis02-3043	43	26	ecommerce	ecommerce	NOUN
ajis02-3043	43	27	customer	customer	PROPN
ajis02-3043	43	28	relationship	relationship	NOUN
ajis02-3043	43	29	trust	trust	NOUN
ajis02-3043	43	30	to	to	PART
ajis02-3043	43	31	improve	improve	VERB
ajis02-3043	43	32	the	the	DET
ajis02-3043	43	33	service	service	NOUN
ajis02-3043	43	34	provided	provide	VERB
ajis02-3043	43	35	to	to	ADP
ajis02-3043	43	36	customers	customer	NOUN
ajis02-3043	43	37	and	and	CCONJ
ajis02-3043	43	38	relationships	relationship	NOUN
ajis02-3043	43	39	built	build	VERB
ajis02-3043	43	40	with	with	ADP
ajis02-3043	43	41	a	a	DET
ajis02-3043	43	42	view	view	NOUN
ajis02-3043	43	43	to	to	ADP
ajis02-3043	43	44	a	a	DET
ajis02-3043	43	45	positive	positive	ADJ
ajis02-3043	43	46	impact	impact	NOUN
ajis02-3043	43	47	on	on	ADP
ajis02-3043	43	48	the	the	DET
ajis02-3043	43	49	business	business	NOUN
ajis02-3043	43	50	performance	performance	NOUN
ajis02-3043	43	51	.	.	PUNCT
ajis02-3043	44	1	in	in	ADP
ajis02-3043	44	2	e	e	PROPN
ajis02-3043	44	3	-	-	NOUN
ajis02-3043	44	4	commerce	commerce	NOUN
ajis02-3043	44	5	,	,	PUNCT
ajis02-3043	44	6	trustors	trustor	NOUN
ajis02-3043	44	7	are	be	AUX
ajis02-3043	44	8	e	e	ADJ
ajis02-3043	44	9	-	-	NOUN
ajis02-3043	44	10	commerce	commerce	NOUN
ajis02-3043	44	11	consumers	consumer	NOUN
ajis02-3043	44	12	,	,	PUNCT
ajis02-3043	44	13	trustees	trustee	NOUN
ajis02-3043	44	14	are	be	AUX
ajis02-3043	44	15	e	e	NOUN
ajis02-3043	44	16	-	-	NOUN
ajis02-3043	44	17	vendors	vendor	NOUN
ajis02-3043	44	18	.	.	PUNCT
ajis02-3043	45	1	disposition	disposition	NOUN
ajis02-3043	45	2	to	to	ADP
ajis02-3043	45	3	trust	trust	NOUN
ajis02-3043	45	4	reflects	reflect	VERB
ajis02-3043	45	5	the	the	DET
ajis02-3043	45	6	extent	extent	NOUN
ajis02-3043	45	7	to	to	PART
ajis02-3043	45	8	which	which	PRON
ajis02-3043	45	9	an	an	DET
ajis02-3043	45	10	e	e	NOUN
ajis02-3043	45	11	-	-	NOUN
ajis02-3043	45	12	commerce	commerce	NOUN
ajis02-3043	45	13	consumer	consumer	NOUN
ajis02-3043	45	14	“	"	PUNCT
ajis02-3043	45	15	has	have	VERB
ajis02-3043	45	16	a	a	DET
ajis02-3043	45	17	general	general	ADJ
ajis02-3043	45	18	propensity	propensity	NOUN
ajis02-3043	45	19	/	/	SYM
ajis02-3043	45	20	tendency	tendency	NOUN
ajis02-3043	45	21	to	to	PART
ajis02-3043	45	22	depend	depend	VERB
ajis02-3043	45	23	on	on	ADP
ajis02-3043	45	24	most	most	ADJ
ajis02-3043	45	25	people	people	NOUN
ajis02-3043	45	26	across	across	ADP
ajis02-3043	45	27	most	most	ADJ
ajis02-3043	45	28	situations	situation	NOUN
ajis02-3043	45	29	”	"	PUNCT
ajis02-3043	45	30	(	(	PUNCT
ajis02-3043	45	31	mcknight	mcknight	PROPN
ajis02-3043	45	32	&	&	CCONJ
ajis02-3043	45	33	chervany	chervany	PROPN
ajis02-3043	45	34	,	,	PUNCT
ajis02-3043	45	35	2001b	2001b	NUM
ajis02-3043	45	36	,	,	PUNCT
ajis02-3043	45	37	p.	p.	NOUN
ajis02-3043	45	38	43	43	NUM
ajis02-3043	45	39	)	)	PUNCT
ajis02-3043	45	40	.	.	PUNCT
ajis02-3043	46	1	institution	institution	NOUN
ajis02-3043	46	2	-	-	PUNCT
ajis02-3043	46	3	based	base	VERB
ajis02-3043	46	4	trust	trust	NOUN
ajis02-3043	46	5	is	be	AUX
ajis02-3043	46	6	the	the	DET
ajis02-3043	46	7	belief	belief	NOUN
ajis02-3043	46	8	that	that	SCONJ
ajis02-3043	46	9	the	the	DET
ajis02-3043	46	10	necessary	necessary	ADJ
ajis02-3043	46	11	conditions	condition	NOUN
ajis02-3043	46	12	,	,	PUNCT
ajis02-3043	46	13	such	such	ADJ
ajis02-3043	46	14	as	as	ADP
ajis02-3043	46	15	,	,	PUNCT
ajis02-3043	46	16	regulations	regulation	NOUN
ajis02-3043	46	17	,	,	PUNCT
ajis02-3043	46	18	laws	law	NOUN
ajis02-3043	46	19	,	,	PUNCT
ajis02-3043	46	20	security	security	NOUN
ajis02-3043	46	21	,	,	PUNCT
ajis02-3043	46	22	and	and	CCONJ
ajis02-3043	46	23	protocols	protocol	NOUN
ajis02-3043	46	24	of	of	ADP
ajis02-3043	46	25	the	the	DET
ajis02-3043	46	26	internet	internet	NOUN
ajis02-3043	46	27	,	,	PUNCT
ajis02-3043	46	28	are	be	AUX
ajis02-3043	46	29	present	present	ADJ
ajis02-3043	46	30	in	in	ADP
ajis02-3043	46	31	order	order	NOUN
ajis02-3043	46	32	to	to	PART
ajis02-3043	46	33	increase	increase	VERB
ajis02-3043	46	34	the	the	DET
ajis02-3043	46	35	likelihood	likelihood	NOUN
ajis02-3043	46	36	of	of	ADP
ajis02-3043	46	37	participating	participate	VERB
ajis02-3043	46	38	in	in	ADP
ajis02-3043	46	39	e	e	NOUN
ajis02-3043	46	40	-	-	NOUN
ajis02-3043	46	41	commerce	commerce	NOUN
ajis02-3043	46	42	(	(	PUNCT
ajis02-3043	46	43	mcknight	mcknight	PROPN
ajis02-3043	46	44	et	et	PROPN
ajis02-3043	46	45	al	al	PROPN
ajis02-3043	46	46	.	.	PROPN
ajis02-3043	46	47	,	,	PUNCT
ajis02-3043	46	48	2002	2002	NUM
ajis02-3043	46	49	)	)	PUNCT
ajis02-3043	46	50	.	.	PUNCT
ajis02-3043	47	1	interpersonal	interpersonal	ADJ
ajis02-3043	47	2	trust	trust	NOUN
ajis02-3043	47	3	refers	refer	VERB
ajis02-3043	47	4	to	to	ADP
ajis02-3043	47	5	a	a	DET
ajis02-3043	47	6	person	person	NOUN
ajis02-3043	47	7	trusting	trust	VERB
ajis02-3043	47	8	another	another	DET
ajis02-3043	47	9	one	one	NOUN
ajis02-3043	47	10	across	across	ADP
ajis02-3043	47	11	diverse	diverse	ADJ
ajis02-3043	47	12	contexts	contexts	NOUN
ajis02-3043	47	13	(	(	PUNCT
ajis02-3043	47	14	mcknight	mcknight	PROPN
ajis02-3043	47	15	&	&	CCONJ
ajis02-3043	47	16	chervany	chervany	NOUN
ajis02-3043	47	17	,	,	PUNCT
ajis02-3043	47	18	2001b	2001b	NUM
ajis02-3043	47	19	)	)	PUNCT
ajis02-3043	47	20	.	.	PUNCT
ajis02-3043	48	1	the	the	DET
ajis02-3043	48	2	following	follow	VERB
ajis02-3043	48	3	four	four	NUM
ajis02-3043	48	4	constructs	construct	NOUN
ajis02-3043	48	5	including	include	VERB
ajis02-3043	48	6	disposition	disposition	NOUN
ajis02-3043	48	7	to	to	AUX
ajis02-3043	48	8	trust	trust	NOUN
ajis02-3043	48	9	,	,	PUNCT
ajis02-3043	48	10	institution	institution	NOUN
ajis02-3043	48	11	-	-	PUNCT
ajis02-3043	48	12	based	base	VERB
ajis02-3043	48	13	trust	trust	NOUN
ajis02-3043	48	14	,	,	PUNCT
ajis02-3043	48	15	trusting	trust	VERB
ajis02-3043	48	16	beliefs	belief	NOUN
ajis02-3043	48	17	and	and	CCONJ
ajis02-3043	48	18	trusting	trust	VERB
ajis02-3043	48	19	intentions	intention	NOUN
ajis02-3043	48	20	are	be	AUX
ajis02-3043	48	21	subdivided	subdivide	VERB
ajis02-3043	48	22	into	into	ADP
ajis02-3043	48	23	lower	low	ADJ
ajis02-3043	48	24	-	-	PUNCT
ajis02-3043	48	25	level	level	NOUN
ajis02-3043	48	26	constructs	construct	NOUN
ajis02-3043	48	27	to	to	PART
ajis02-3043	48	28	be	be	AUX
ajis02-3043	48	29	measured	measure	VERB
ajis02-3043	48	30	via	via	ADP
ajis02-3043	48	31	relevant	relevant	ADJ
ajis02-3043	48	32	scales	scale	NOUN
ajis02-3043	48	33	:	:	PUNCT
ajis02-3043	48	34	•	•	NUM
ajis02-3043	48	35	disposition	disposition	NOUN
ajis02-3043	48	36	to	to	PART
ajis02-3043	48	37	trust	trust	NOUN
ajis02-3043	48	38	includes	include	VERB
ajis02-3043	48	39	faith	faith	NOUN
ajis02-3043	48	40	in	in	ADP
ajis02-3043	48	41	humanity	humanity	NOUN
ajis02-3043	48	42	and	and	CCONJ
ajis02-3043	48	43	a	a	DET
ajis02-3043	48	44	trusting	trust	VERB
ajis02-3043	48	45	stance	stance	NOUN
ajis02-3043	48	46	,	,	PUNCT
ajis02-3043	48	47	•	•	NUM
ajis02-3043	48	48	institution	institution	NOUN
ajis02-3043	48	49	-	-	PUNCT
ajis02-3043	48	50	based	base	VERB
ajis02-3043	48	51	trust	trust	NOUN
ajis02-3043	48	52	includes	include	VERB
ajis02-3043	48	53	structural	structural	ADJ
ajis02-3043	48	54	assurance	assurance	NOUN
ajis02-3043	48	55	and	and	CCONJ
ajis02-3043	48	56	situational	situational	ADJ
ajis02-3043	48	57	normality	normality	NOUN
ajis02-3043	48	58	,	,	PUNCT
ajis02-3043	48	59	•	•	PRON
ajis02-3043	48	60	trusting	trust	VERB
ajis02-3043	48	61	beliefs	belief	NOUN
ajis02-3043	48	62	encompass	encompass	VERB
ajis02-3043	48	63	competence	competence	NOUN
ajis02-3043	48	64	,	,	PUNCT
ajis02-3043	48	65	benevolence	benevolence	NOUN
ajis02-3043	48	66	,	,	PUNCT
ajis02-3043	48	67	integrity	integrity	NOUN
ajis02-3043	48	68	,	,	PUNCT
ajis02-3043	48	69	and	and	CCONJ
ajis02-3043	48	70	predictability	predictability	NOUN
ajis02-3043	48	71	belief	belief	NOUN
ajis02-3043	48	72	,	,	PUNCT
ajis02-3043	48	73	and	and	CCONJ
ajis02-3043	48	74	•	•	NUM
ajis02-3043	48	75	trusting	trust	VERB
ajis02-3043	48	76	intentions	intention	NOUN
ajis02-3043	48	77	cover	cover	VERB
ajis02-3043	48	78	willingness	willingness	NOUN
ajis02-3043	48	79	to	to	PART
ajis02-3043	48	80	depend	depend	VERB
ajis02-3043	48	81	and	and	CCONJ
ajis02-3043	48	82	subjective	subjective	ADJ
ajis02-3043	48	83	probability	probability	NOUN
ajis02-3043	48	84	of	of	ADP
ajis02-3043	48	85	depending	depend	VERB
ajis02-3043	48	86	.	.	PUNCT
ajis02-3043	49	1	australasian	australasian	ADJ
ajis02-3043	49	2	journal	journal	NOUN
ajis02-3043	49	3	of	of	ADP
ajis02-3043	49	4	information	information	NOUN
ajis02-3043	49	5	systems	system	NOUN
ajis02-3043	49	6	nguyen	nguyen	NOUN
ajis02-3043	49	7	et	et	PROPN
ajis02-3043	49	8	al	al	PROPN
ajis02-3043	49	9	.	.	PROPN
ajis02-3043	49	10	2021	2021	NUM
ajis02-3043	49	11	,	,	PUNCT
ajis02-3043	49	12	vol	vol	NOUN
ajis02-3043	49	13	25	25	NUM
ajis02-3043	49	14	,	,	PUNCT
ajis02-3043	49	15	research	research	NOUN
ajis02-3043	49	16	article	article	NOUN
ajis02-3043	49	17	trust	trust	NOUN
ajis02-3043	49	18	types	type	NOUN
ajis02-3043	49	19	and	and	CCONJ
ajis02-3043	49	20	mediating	mediate	VERB
ajis02-3043	49	21	effect	effect	NOUN
ajis02-3043	49	22	4	4	NUM
ajis02-3043	49	23	mcknight	mcknight	NOUN
ajis02-3043	49	24	et	et	PROPN
ajis02-3043	49	25	al	al	PROPN
ajis02-3043	49	26	.	.	PROPN
ajis02-3043	50	1	(	(	PUNCT
ajis02-3043	50	2	2002	2002	NUM
ajis02-3043	50	3	)	)	PUNCT
ajis02-3043	50	4	integrated	integrate	VERB
ajis02-3043	50	5	their	their	PRON
ajis02-3043	50	6	model	model	NOUN
ajis02-3043	50	7	of	of	ADP
ajis02-3043	50	8	e	e	PROPN
ajis02-3043	50	9	-	-	NOUN
ajis02-3043	50	10	commerce	commerce	NOUN
ajis02-3043	50	11	customer	customer	NOUN
ajis02-3043	50	12	relationship	relationship	NOUN
ajis02-3043	50	13	trust	trust	NOUN
ajis02-3043	50	14	with	with	ADP
ajis02-3043	50	15	the	the	DET
ajis02-3043	50	16	theory	theory	NOUN
ajis02-3043	50	17	of	of	ADP
ajis02-3043	50	18	reasoned	reason	VERB
ajis02-3043	50	19	action	action	NOUN
ajis02-3043	50	20	(	(	PUNCT
ajis02-3043	50	21	tra	tra	NOUN
ajis02-3043	50	22	)	)	PUNCT
ajis02-3043	50	23	(	(	PUNCT
ajis02-3043	50	24	fishbein	fishbein	PROPN
ajis02-3043	50	25	&	&	CCONJ
ajis02-3043	50	26	ajzen	ajzen	NOUN
ajis02-3043	50	27	,	,	PUNCT
ajis02-3043	50	28	1975	1975	NUM
ajis02-3043	50	29	)	)	PUNCT
ajis02-3043	50	30	to	to	PART
ajis02-3043	50	31	propose	propose	VERB
ajis02-3043	50	32	and	and	CCONJ
ajis02-3043	50	33	test	test	VERB
ajis02-3043	50	34	the	the	DET
ajis02-3043	50	35	web	web	NOUN
ajis02-3043	50	36	trust	trust	NOUN
ajis02-3043	50	37	model	model	NOUN
ajis02-3043	50	38	in	in	ADP
ajis02-3043	50	39	e	e	NOUN
ajis02-3043	50	40	-	-	NOUN
ajis02-3043	50	41	commerce	commerce	ADJ
ajis02-3043	50	42	(	(	PUNCT
ajis02-3043	50	43	figure	figure	NOUN
ajis02-3043	50	44	1	1	NUM
ajis02-3043	50	45	)	)	PUNCT
ajis02-3043	50	46	.	.	PUNCT
ajis02-3043	51	1	figure	figure	VERB
ajis02-3043	51	2	1	1	NUM
ajis02-3043	51	3	:	:	PUNCT
ajis02-3043	51	4	the	the	DET
ajis02-3043	51	5	trust	trust	NOUN
ajis02-3043	51	6	model	model	NOUN
ajis02-3043	51	7	in	in	ADP
ajis02-3043	51	8	e	e	NOUN
ajis02-3043	51	9	-	-	NOUN
ajis02-3043	51	10	commerce	commerce	NOUN
ajis02-3043	51	11	(	(	PUNCT
ajis02-3043	51	12	mcknight	mcknight	PROPN
ajis02-3043	51	13	et	et	PROPN
ajis02-3043	51	14	al	al	PROPN
ajis02-3043	51	15	.	.	PROPN
ajis02-3043	51	16	,	,	PUNCT
ajis02-3043	51	17	2002	2002	NUM
ajis02-3043	51	18	,	,	PUNCT
ajis02-3043	51	19	p.	p.	NOUN
ajis02-3043	51	20	341	341	NUM
ajis02-3043	51	21	)	)	PUNCT
ajis02-3043	51	22	differently	differently	ADV
ajis02-3043	51	23	,	,	PUNCT
ajis02-3043	51	24	siau	siau	PROPN
ajis02-3043	51	25	and	and	CCONJ
ajis02-3043	51	26	shen	shen	PROPN
ajis02-3043	51	27	(	(	PUNCT
ajis02-3043	51	28	2003	2003	NUM
ajis02-3043	51	29	)	)	PUNCT
ajis02-3043	51	30	argued	argue	VERB
ajis02-3043	51	31	that	that	SCONJ
ajis02-3043	51	32	the	the	DET
ajis02-3043	51	33	process	process	NOUN
ajis02-3043	51	34	of	of	ADP
ajis02-3043	51	35	developing	develop	VERB
ajis02-3043	51	36	the	the	DET
ajis02-3043	51	37	trust	trust	NOUN
ajis02-3043	51	38	of	of	ADP
ajis02-3043	51	39	ecommerce	ecommerce	NOUN
ajis02-3043	51	40	customers	customer	NOUN
ajis02-3043	51	41	is	be	AUX
ajis02-3043	51	42	dynamic	dynamic	ADJ
ajis02-3043	51	43	and	and	CCONJ
ajis02-3043	51	44	time	time	NOUN
ajis02-3043	51	45	-	-	PUNCT
ajis02-3043	51	46	consuming	consume	VERB
ajis02-3043	51	47	,	,	PUNCT
ajis02-3043	51	48	thus	thus	ADV
ajis02-3043	51	49	they	they	PRON
ajis02-3043	51	50	proposed	propose	VERB
ajis02-3043	51	51	two	two	NUM
ajis02-3043	51	52	types	type	NOUN
ajis02-3043	51	53	of	of	ADP
ajis02-3043	51	54	trust	trust	NOUN
ajis02-3043	51	55	namely	namely	ADV
ajis02-3043	51	56	,	,	PUNCT
ajis02-3043	51	57	initial	initial	ADJ
ajis02-3043	51	58	and	and	CCONJ
ajis02-3043	51	59	ongoing	ongoing	ADJ
ajis02-3043	51	60	trust	trust	NOUN
ajis02-3043	51	61	.	.	PUNCT
ajis02-3043	52	1	when	when	SCONJ
ajis02-3043	52	2	customers	customer	NOUN
ajis02-3043	52	3	begin	begin	VERB
ajis02-3043	52	4	to	to	PART
ajis02-3043	52	5	conduct	conduct	VERB
ajis02-3043	52	6	their	their	PRON
ajis02-3043	52	7	first	first	ADJ
ajis02-3043	52	8	transactions	transaction	NOUN
ajis02-3043	52	9	,	,	PUNCT
ajis02-3043	52	10	initial	initial	ADJ
ajis02-3043	52	11	trust	trust	NOUN
ajis02-3043	52	12	starts	start	VERB
ajis02-3043	52	13	with	with	ADP
ajis02-3043	52	14	merchants	merchant	NOUN
ajis02-3043	52	15	,	,	PUNCT
ajis02-3043	52	16	which	which	PRON
ajis02-3043	52	17	may	may	AUX
ajis02-3043	52	18	be	be	AUX
ajis02-3043	52	19	first	first	ADV
ajis02-3043	52	20	based	base	VERB
ajis02-3043	52	21	on	on	ADP
ajis02-3043	52	22	information	information	NOUN
ajis02-3043	52	23	gathered	gather	VERB
ajis02-3043	52	24	about	about	ADP
ajis02-3043	52	25	advantages	advantage	NOUN
ajis02-3043	52	26	,	,	PUNCT
ajis02-3043	52	27	such	such	ADJ
ajis02-3043	52	28	as	as	ADP
ajis02-3043	52	29	,	,	PUNCT
ajis02-3043	52	30	convenience	convenience	NOUN
ajis02-3043	52	31	or	or	CCONJ
ajis02-3043	52	32	cost	cost	NOUN
ajis02-3043	52	33	efficiency	efficiency	NOUN
ajis02-3043	52	34	,	,	PUNCT
ajis02-3043	52	35	and	and	CCONJ
ajis02-3043	52	36	reward	reward	VERB
ajis02-3043	52	37	attraction	attraction	NOUN
ajis02-3043	52	38	.	.	PUNCT
ajis02-3043	53	1	then	then	ADV
ajis02-3043	53	2	continuous	continuous	ADJ
ajis02-3043	53	3	trust	trust	NOUN
ajis02-3043	53	4	follows	follow	VERB
ajis02-3043	53	5	,	,	PUNCT
ajis02-3043	53	6	which	which	PRON
ajis02-3043	53	7	may	may	AUX
ajis02-3043	53	8	result	result	VERB
ajis02-3043	53	9	in	in	ADP
ajis02-3043	53	10	forming	form	VERB
ajis02-3043	53	11	firm	firm	ADJ
ajis02-3043	53	12	consumer	consumer	NOUN
ajis02-3043	53	13	loyalty	loyalty	NOUN
ajis02-3043	53	14	is	be	AUX
ajis02-3043	53	15	developed	develop	VERB
ajis02-3043	53	16	once	once	SCONJ
ajis02-3043	53	17	customers	customer	NOUN
ajis02-3043	53	18	are	be	AUX
ajis02-3043	53	19	convinced	convince	VERB
ajis02-3043	53	20	to	to	PART
ajis02-3043	53	21	buy	buy	VERB
ajis02-3043	53	22	further	further	ADJ
ajis02-3043	53	23	products	product	NOUN
ajis02-3043	53	24	/	/	SYM
ajis02-3043	53	25	services	service	NOUN
ajis02-3043	53	26	or	or	CCONJ
ajis02-3043	53	27	repeat	repeat	NOUN
ajis02-3043	53	28	transactions	transaction	NOUN
ajis02-3043	53	29	.	.	PUNCT
ajis02-3043	54	1	customers	customer	NOUN
ajis02-3043	54	2	then	then	ADV
ajis02-3043	54	3	evaluate	evaluate	VERB
ajis02-3043	54	4	their	their	PRON
ajis02-3043	54	5	satisfaction	satisfaction	NOUN
ajis02-3043	54	6	,	,	PUNCT
ajis02-3043	54	7	which	which	PRON
ajis02-3043	54	8	given	give	VERB
ajis02-3043	54	9	their	their	PRON
ajis02-3043	54	10	repeat	repeat	NOUN
ajis02-3043	54	11	business	business	NOUN
ajis02-3043	54	12	must	must	AUX
ajis02-3043	54	13	have	have	AUX
ajis02-3043	54	14	included	include	VERB
ajis02-3043	54	15	positive	positive	ADJ
ajis02-3043	54	16	experiences	experience	NOUN
ajis02-3043	54	17	with	with	ADP
ajis02-3043	54	18	vendors	vendor	NOUN
ajis02-3043	54	19	.	.	PUNCT
ajis02-3043	55	1	in	in	ADP
ajis02-3043	55	2	contrast	contrast	NOUN
ajis02-3043	55	3	,	,	PUNCT
ajis02-3043	55	4	if	if	SCONJ
ajis02-3043	55	5	customers	customer	NOUN
ajis02-3043	55	6	have	have	VERB
ajis02-3043	55	7	a	a	DET
ajis02-3043	55	8	bad	bad	ADJ
ajis02-3043	55	9	experience	experience	NOUN
ajis02-3043	55	10	,	,	PUNCT
ajis02-3043	55	11	this	this	PRON
ajis02-3043	55	12	could	could	AUX
ajis02-3043	55	13	result	result	VERB
ajis02-3043	55	14	in	in	ADP
ajis02-3043	55	15	them	they	PRON
ajis02-3043	55	16	dropping	drop	VERB
ajis02-3043	55	17	out	out	ADP
ajis02-3043	55	18	due	due	ADP
ajis02-3043	55	19	to	to	ADP
ajis02-3043	55	20	distrust	distrust	NOUN
ajis02-3043	55	21	of	of	ADP
ajis02-3043	55	22	the	the	DET
ajis02-3043	55	23	merchants	merchant	NOUN
ajis02-3043	55	24	.	.	PUNCT
ajis02-3043	56	1	figure	figure	NOUN
ajis02-3043	56	2	2	2	NUM
ajis02-3043	56	3	illustrates	illustrate	VERB
ajis02-3043	56	4	the	the	DET
ajis02-3043	56	5	impact	impact	NOUN
ajis02-3043	56	6	of	of	ADP
ajis02-3043	56	7	customer	customer	NOUN
ajis02-3043	56	8	loyalty	loyalty	NOUN
ajis02-3043	56	9	on	on	ADP
ajis02-3043	56	10	consumer	consumer	NOUN
ajis02-3043	56	11	behaviour	behaviour	NOUN
ajis02-3043	56	12	.	.	PUNCT
ajis02-3043	57	1	figure	figure	VERB
ajis02-3043	57	2	2	2	NUM
ajis02-3043	57	3	:	:	PUNCT
ajis02-3043	57	4	the	the	DET
ajis02-3043	57	5	e	e	PROPN
ajis02-3043	57	6	-	-	PROPN
ajis02-3043	57	7	commerce	commerce	PROPN
ajis02-3043	57	8	trust	trust	PROPN
ajis02-3043	57	9	development	development	NOUN
ajis02-3043	57	10	life	life	NOUN
ajis02-3043	57	11	cycle	cycle	NOUN
ajis02-3043	57	12	(	(	PUNCT
ajis02-3043	57	13	siau	siau	PROPN
ajis02-3043	57	14	&	&	CCONJ
ajis02-3043	57	15	shen	shen	PROPN
ajis02-3043	57	16	,	,	PUNCT
ajis02-3043	57	17	2003	2003	NUM
ajis02-3043	57	18	,	,	PUNCT
ajis02-3043	57	19	p.	p.	NOUN
ajis02-3043	57	20	92	92	NUM
ajis02-3043	57	21	)	)	PUNCT
ajis02-3043	57	22	australasian	australasian	ADJ
ajis02-3043	57	23	journal	journal	NOUN
ajis02-3043	57	24	of	of	ADP
ajis02-3043	57	25	information	information	NOUN
ajis02-3043	57	26	systems	system	NOUN
ajis02-3043	57	27	nguyen	nguyen	NOUN
ajis02-3043	57	28	et	et	PROPN
ajis02-3043	57	29	al	al	PROPN
ajis02-3043	57	30	.	.	PROPN
ajis02-3043	57	31	2021	2021	NUM
ajis02-3043	57	32	,	,	PUNCT
ajis02-3043	57	33	vol	vol	NOUN
ajis02-3043	57	34	25	25	NUM
ajis02-3043	57	35	,	,	PUNCT
ajis02-3043	57	36	research	research	NOUN
ajis02-3043	57	37	article	article	NOUN
ajis02-3043	57	38	trust	trust	NOUN
ajis02-3043	57	39	types	type	NOUN
ajis02-3043	57	40	and	and	CCONJ
ajis02-3043	57	41	mediating	mediate	VERB
ajis02-3043	57	42	effect	effect	NOUN
ajis02-3043	57	43	5	5	NUM
ajis02-3043	57	44	siau	siau	ADJ
ajis02-3043	57	45	,	,	PUNCT
ajis02-3043	57	46	sheng	sheng	NOUN
ajis02-3043	57	47	,	,	PUNCT
ajis02-3043	57	48	and	and	CCONJ
ajis02-3043	57	49	nah	nah	INTJ
ajis02-3043	57	50	(	(	PUNCT
ajis02-3043	57	51	2003	2003	NUM
ajis02-3043	57	52	)	)	PUNCT
ajis02-3043	57	53	suggested	suggest	VERB
ajis02-3043	57	54	a	a	DET
ajis02-3043	57	55	framework	framework	NOUN
ajis02-3043	57	56	for	for	ADP
ajis02-3043	57	57	trust	trust	NOUN
ajis02-3043	57	58	in	in	ADP
ajis02-3043	57	59	m	m	NOUN
ajis02-3043	57	60	-	-	NOUN
ajis02-3043	57	61	commerce	commerce	NOUN
ajis02-3043	57	62	with	with	ADP
ajis02-3043	57	63	five	five	NUM
ajis02-3043	57	64	groups	group	NOUN
ajis02-3043	57	65	of	of	ADP
ajis02-3043	57	66	factors	factor	NOUN
ajis02-3043	57	67	including	include	VERB
ajis02-3043	57	68	vendor	vendor	NOUN
ajis02-3043	57	69	and	and	CCONJ
ajis02-3043	57	70	website	website	NOUN
ajis02-3043	57	71	characteristics	characteristic	NOUN
ajis02-3043	57	72	,	,	PUNCT
ajis02-3043	57	73	technology	technology	NOUN
ajis02-3043	57	74	of	of	ADP
ajis02-3043	57	75	wireless	wireless	ADJ
ajis02-3043	57	76	services	service	NOUN
ajis02-3043	57	77	and	and	CCONJ
ajis02-3043	57	78	mobile	mobile	NOUN
ajis02-3043	57	79	devices	device	NOUN
ajis02-3043	57	80	and	and	CCONJ
ajis02-3043	57	81	other	other	ADJ
ajis02-3043	57	82	factors	factor	NOUN
ajis02-3043	57	83	,	,	PUNCT
ajis02-3043	57	84	such	such	ADJ
ajis02-3043	57	85	as	as	ADP
ajis02-3043	57	86	,	,	PUNCT
ajis02-3043	57	87	legal	legal	ADJ
ajis02-3043	57	88	regulations	regulation	NOUN
ajis02-3043	57	89	or	or	CCONJ
ajis02-3043	57	90	third	third	ADJ
ajis02-3043	57	91	-	-	PUNCT
ajis02-3043	57	92	party	party	NOUN
ajis02-3043	57	93	certification	certification	NOUN
ajis02-3043	57	94	.	.	PUNCT
ajis02-3043	58	1	figure	figure	NOUN
ajis02-3043	58	2	3	3	NUM
ajis02-3043	58	3	illustrates	illustrate	VERB
ajis02-3043	58	4	the	the	DET
ajis02-3043	58	5	framework	framework	NOUN
ajis02-3043	58	6	for	for	ADP
ajis02-3043	58	7	trust	trust	NOUN
ajis02-3043	58	8	in	in	ADP
ajis02-3043	58	9	m	m	NOUN
ajis02-3043	58	10	-	-	NOUN
ajis02-3043	58	11	commerce	commerce	NOUN
ajis02-3043	58	12	(	(	PUNCT
ajis02-3043	58	13	siau	siau	PROPN
ajis02-3043	58	14	et	et	PROPN
ajis02-3043	58	15	al	al	PROPN
ajis02-3043	58	16	.	.	PROPN
ajis02-3043	58	17	,	,	PUNCT
ajis02-3043	58	18	2003	2003	NUM
ajis02-3043	58	19	,	,	PUNCT
ajis02-3043	58	20	p.	p.	NOUN
ajis02-3043	58	21	88	88	NUM
ajis02-3043	58	22	)	)	PUNCT
ajis02-3043	58	23	.	.	PUNCT
ajis02-3043	59	1	figure	figure	NOUN
ajis02-3043	59	2	3	3	NUM
ajis02-3043	59	3	.	.	PUNCT
ajis02-3043	59	4	proposed	propose	VERB
ajis02-3043	59	5	framework	framework	NOUN
ajis02-3043	59	6	for	for	ADP
ajis02-3043	59	7	trust	trust	NOUN
ajis02-3043	59	8	in	in	ADP
ajis02-3043	59	9	m	m	NOUN
ajis02-3043	59	10	-	-	NOUN
ajis02-3043	59	11	commerce	commerce	NOUN
ajis02-3043	59	12	(	(	PUNCT
ajis02-3043	59	13	siau	siau	PROPN
ajis02-3043	59	14	et	et	PROPN
ajis02-3043	59	15	al	al	PROPN
ajis02-3043	59	16	.	.	PROPN
ajis02-3043	59	17	2003	2003	NUM
ajis02-3043	59	18	,	,	PUNCT
ajis02-3043	59	19	p.	p.	NOUN
ajis02-3043	59	20	88	88	NUM
ajis02-3043	59	21	)	)	PUNCT
ajis02-3043	59	22	more	more	ADV
ajis02-3043	59	23	broadly	broadly	ADV
ajis02-3043	59	24	,	,	PUNCT
ajis02-3043	59	25	siau	siau	PROPN
ajis02-3043	59	26	and	and	CCONJ
ajis02-3043	59	27	shen	shen	PROPN
ajis02-3043	59	28	(	(	PUNCT
ajis02-3043	59	29	2203	2203	NUM
ajis02-3043	59	30	,	,	PUNCT
ajis02-3043	59	31	p.	p.	NOUN
ajis02-3043	59	32	92	92	NUM
ajis02-3043	59	33	)	)	PUNCT
ajis02-3043	59	34	proposed	propose	VERB
ajis02-3043	59	35	two	two	NUM
ajis02-3043	59	36	components	component	NOUN
ajis02-3043	59	37	for	for	ADP
ajis02-3043	59	38	building	build	VERB
ajis02-3043	59	39	customer	customer	NOUN
ajis02-3043	59	40	trust	trust	NOUN
ajis02-3043	59	41	in	in	ADP
ajis02-3043	59	42	m	m	NOUN
ajis02-3043	59	43	-	-	NOUN
ajis02-3043	59	44	commerce	commerce	NOUN
ajis02-3043	59	45	which	which	PRON
ajis02-3043	59	46	are	be	AUX
ajis02-3043	59	47	mobile	mobile	ADJ
ajis02-3043	59	48	technology	technology	NOUN
ajis02-3043	59	49	and	and	CCONJ
ajis02-3043	59	50	mobile	mobile	NOUN
ajis02-3043	59	51	vendor	vendor	NOUN
ajis02-3043	59	52	trust	trust	NOUN
ajis02-3043	59	53	(	(	PUNCT
ajis02-3043	59	54	see	see	VERB
ajis02-3043	59	55	figure	figure	NOUN
ajis02-3043	59	56	4	4	NUM
ajis02-3043	59	57	)	)	PUNCT
ajis02-3043	59	58	.	.	PUNCT
ajis02-3043	60	1	figure	figure	VERB
ajis02-3043	60	2	4	4	NUM
ajis02-3043	60	3	:	:	PUNCT
ajis02-3043	60	4	.	.	PUNCT
ajis02-3043	61	1	framework	framework	NOUN
ajis02-3043	61	2	for	for	ADP
ajis02-3043	61	3	m	m	PROPN
ajis02-3043	61	4	-	-	PUNCT
ajis02-3043	61	5	commerce	commerce	PROPN
ajis02-3043	61	6	trust	trust	NOUN
ajis02-3043	61	7	building	building	NOUN
ajis02-3043	61	8	(	(	PUNCT
ajis02-3043	61	9	siau	siau	PROPN
ajis02-3043	61	10	and	and	CCONJ
ajis02-3043	61	11	shen	shen	NOUN
ajis02-3043	61	12	2003	2003	NUM
ajis02-3043	61	13	,	,	PUNCT
ajis02-3043	61	14	p.	p.	NOUN
ajis02-3043	61	15	92	92	NUM
ajis02-3043	61	16	)	)	PUNCT
ajis02-3043	61	17	a	a	DET
ajis02-3043	61	18	lack	lack	NOUN
ajis02-3043	61	19	of	of	ADP
ajis02-3043	61	20	trust	trust	NOUN
ajis02-3043	61	21	has	have	AUX
ajis02-3043	61	22	been	be	AUX
ajis02-3043	61	23	recognised	recognise	VERB
ajis02-3043	61	24	as	as	ADP
ajis02-3043	61	25	a	a	DET
ajis02-3043	61	26	major	major	ADJ
ajis02-3043	61	27	obstacle	obstacle	NOUN
ajis02-3043	61	28	for	for	ADP
ajis02-3043	61	29	any	any	DET
ajis02-3043	61	30	m	m	PROPN
ajis02-3043	61	31	-	-	PUNCT
ajis02-3043	61	32	commerce	commerce	NOUN
ajis02-3043	61	33	service	service	NOUN
ajis02-3043	61	34	(	(	PUNCT
ajis02-3043	61	35	chen	chen	PROPN
ajis02-3043	61	36	&	&	CCONJ
ajis02-3043	61	37	dhillon	dhillon	PROPN
ajis02-3043	61	38	,	,	PUNCT
ajis02-3043	61	39	2003	2003	NUM
ajis02-3043	61	40	;	;	PUNCT
ajis02-3043	61	41	joubert	joubert	PROPN
ajis02-3043	61	42	&	&	CCONJ
ajis02-3043	61	43	belle	belle	PROPN
ajis02-3043	61	44	,	,	PUNCT
ajis02-3043	61	45	2009	2009	NUM
ajis02-3043	61	46	)	)	PUNCT
ajis02-3043	61	47	.	.	PUNCT
ajis02-3043	62	1	m	m	NOUN
ajis02-3043	62	2	-	-	PUNCT
ajis02-3043	62	3	payment	payment	NOUN
ajis02-3043	62	4	is	be	AUX
ajis02-3043	62	5	a	a	DET
ajis02-3043	62	6	significant	significant	ADJ
ajis02-3043	62	7	component	component	NOUN
ajis02-3043	62	8	of	of	ADP
ajis02-3043	62	9	m	m	PROPN
ajis02-3043	62	10	-	-	PUNCT
ajis02-3043	62	11	commerce	commerce	NOUN
ajis02-3043	62	12	services	service	NOUN
ajis02-3043	62	13	as	as	SCONJ
ajis02-3043	62	14	it	it	PRON
ajis02-3043	62	15	allows	allow	VERB
ajis02-3043	62	16	mobile	mobile	ADJ
ajis02-3043	62	17	users	user	NOUN
ajis02-3043	62	18	to	to	PART
ajis02-3043	62	19	conduct	conduct	VERB
ajis02-3043	62	20	financial	financial	ADJ
ajis02-3043	62	21	transactions	transaction	NOUN
ajis02-3043	62	22	to	to	PART
ajis02-3043	62	23	finish	finish	VERB
ajis02-3043	62	24	their	their	PRON
ajis02-3043	62	25	m	m	NOUN
ajis02-3043	62	26	-	-	PUNCT
ajis02-3043	62	27	commerce	commerce	NOUN
ajis02-3043	62	28	transactions	transaction	NOUN
ajis02-3043	62	29	.	.	PUNCT
ajis02-3043	63	1	trust	trust	NOUN
ajis02-3043	63	2	plays	play	VERB
ajis02-3043	63	3	an	an	DET
ajis02-3043	63	4	important	important	ADJ
ajis02-3043	63	5	role	role	NOUN
ajis02-3043	63	6	in	in	ADP
ajis02-3043	63	7	m	m	NOUN
ajis02-3043	63	8	-	-	PUNCT
ajis02-3043	63	9	payment	payment	NOUN
ajis02-3043	63	10	adoption	adoption	NOUN
ajis02-3043	63	11	therefore	therefore	ADV
ajis02-3043	63	12	it	it	PRON
ajis02-3043	63	13	has	have	AUX
ajis02-3043	63	14	been	be	AUX
ajis02-3043	63	15	studied	study	VERB
ajis02-3043	63	16	in	in	ADP
ajis02-3043	63	17	many	many	ADJ
ajis02-3043	63	18	m	m	ADJ
ajis02-3043	63	19	-	-	PUNCT
ajis02-3043	63	20	payment	payment	NOUN
ajis02-3043	63	21	studies	study	NOUN
ajis02-3043	63	22	(	(	PUNCT
ajis02-3043	63	23	e.g.	e.g.	ADV
ajis02-3043	63	24	gao	gao	PROPN
ajis02-3043	63	25	&	&	CCONJ
ajis02-3043	63	26	waechter	waechter	PROPN
ajis02-3043	63	27	,	,	PUNCT
ajis02-3043	63	28	2017	2017	NUM
ajis02-3043	63	29	;	;	PUNCT
ajis02-3043	63	30	hillman	hillman	PROPN
ajis02-3043	63	31	&	&	CCONJ
ajis02-3043	63	32	neustaedter	neustaedter	PROPN
ajis02-3043	63	33	,	,	PUNCT
ajis02-3043	63	34	2017	2017	NUM
ajis02-3043	63	35	;	;	PUNCT
ajis02-3043	63	36	nguyen	nguyen	NOUN
ajis02-3043	63	37	et	et	PROPN
ajis02-3043	63	38	al	al	PROPN
ajis02-3043	63	39	.	.	PROPN
ajis02-3043	63	40	,	,	PUNCT
ajis02-3043	63	41	2020	2020	NUM
ajis02-3043	63	42	;	;	PUNCT
ajis02-3043	63	43	patil	patil	PROPN
ajis02-3043	63	44	et	et	PROPN
ajis02-3043	63	45	al	al	PROPN
ajis02-3043	63	46	.	.	PROPN
ajis02-3043	63	47	,	,	PUNCT
ajis02-3043	63	48	2018	2018	NUM
ajis02-3043	63	49	;	;	PUNCT
ajis02-3043	63	50	qasim	qasim	PROPN
ajis02-3043	63	51	&	&	CCONJ
ajis02-3043	63	52	abu	abu	PROPN
ajis02-3043	63	53	-	-	PUNCT
ajis02-3043	63	54	shanab	shanab	PROPN
ajis02-3043	63	55	,	,	PUNCT
ajis02-3043	63	56	2016	2016	NUM
ajis02-3043	63	57	;	;	PUNCT
ajis02-3043	63	58	slade	slade	PROPN
ajis02-3043	63	59	,	,	PUNCT
ajis02-3043	63	60	dwivedi	dwivedi	PROPN
ajis02-3043	63	61	,	,	PUNCT
ajis02-3043	63	62	piercy	piercy	NOUN
ajis02-3043	63	63	,	,	PUNCT
ajis02-3043	63	64	&	&	CCONJ
ajis02-3043	63	65	williams	williams	PROPN
ajis02-3043	63	66	,	,	PUNCT
ajis02-3043	63	67	2015	2015	NUM
ajis02-3043	63	68	;	;	PUNCT
ajis02-3043	63	69	xin	xin	PROPN
ajis02-3043	63	70	et	et	PROPN
ajis02-3043	63	71	al	al	PROPN
ajis02-3043	63	72	.	.	PROPN
ajis02-3043	63	73	,	,	PUNCT
ajis02-3043	63	74	2015	2015	NUM
ajis02-3043	63	75	)	)	PUNCT
ajis02-3043	63	76	.	.	PUNCT
ajis02-3043	64	1	most	most	ADJ
ajis02-3043	64	2	previous	previous	ADJ
ajis02-3043	64	3	studies	study	NOUN
ajis02-3043	64	4	examined	examine	VERB
ajis02-3043	64	5	the	the	DET
ajis02-3043	64	6	effect	effect	NOUN
ajis02-3043	64	7	of	of	ADP
ajis02-3043	64	8	trust	trust	NOUN
ajis02-3043	64	9	as	as	ADP
ajis02-3043	64	10	a	a	DET
ajis02-3043	64	11	single	single	ADJ
ajis02-3043	64	12	construct	construct	NOUN
ajis02-3043	64	13	on	on	ADP
ajis02-3043	64	14	intention	intention	NOUN
ajis02-3043	64	15	to	to	PART
ajis02-3043	64	16	adopt	adopt	VERB
ajis02-3043	64	17	m	m	ADJ
ajis02-3043	64	18	-	-	PUNCT
ajis02-3043	64	19	payment	payment	NOUN
ajis02-3043	64	20	services	service	NOUN
ajis02-3043	64	21	without	without	ADP
ajis02-3043	64	22	the	the	DET
ajis02-3043	64	23	identification	identification	NOUN
ajis02-3043	64	24	of	of	ADP
ajis02-3043	64	25	which	which	DET
ajis02-3043	64	26	types	type	NOUN
ajis02-3043	64	27	of	of	ADP
ajis02-3043	64	28	trust	trust	NOUN
ajis02-3043	64	29	constituting	constitute	VERB
ajis02-3043	64	30	overall	overall	ADJ
ajis02-3043	64	31	trust	trust	NOUN
ajis02-3043	64	32	of	of	ADP
ajis02-3043	64	33	m	m	NOUN
ajis02-3043	64	34	-	-	PUNCT
ajis02-3043	64	35	payment	payment	NOUN
ajis02-3043	64	36	consumers	consumer	NOUN
ajis02-3043	64	37	(	(	PUNCT
ajis02-3043	64	38	nguyen	nguyen	NOUN
ajis02-3043	64	39	et	et	PROPN
ajis02-3043	64	40	al	al	PROPN
ajis02-3043	64	41	.	.	PROPN
ajis02-3043	64	42	,	,	PUNCT
ajis02-3043	64	43	2020	2020	NUM
ajis02-3043	64	44	)	)	PUNCT
ajis02-3043	64	45	.	.	PUNCT
ajis02-3043	65	1	many	many	ADJ
ajis02-3043	65	2	authors	author	NOUN
ajis02-3043	65	3	adopted	adopt	VERB
ajis02-3043	65	4	the	the	DET
ajis02-3043	65	5	unified	unified	ADJ
ajis02-3043	65	6	theory	theory	NOUN
ajis02-3043	65	7	of	of	ADP
ajis02-3043	65	8	acceptance	acceptance	NOUN
ajis02-3043	65	9	and	and	CCONJ
ajis02-3043	65	10	use	use	NOUN
ajis02-3043	65	11	of	of	ADP
ajis02-3043	65	12	technology	technology	NOUN
ajis02-3043	65	13	(	(	PUNCT
ajis02-3043	65	14	utaut	utaut	NOUN
ajis02-3043	65	15	)	)	PUNCT
ajis02-3043	65	16	or	or	CCONJ
ajis02-3043	65	17	technology	technology	NOUN
ajis02-3043	65	18	acceptance	acceptance	NOUN
ajis02-3043	65	19	model	model	NOUN
ajis02-3043	65	20	(	(	PUNCT
ajis02-3043	65	21	tam	tam	PROPN
ajis02-3043	65	22	)	)	PUNCT
ajis02-3043	65	23	as	as	ADP
ajis02-3043	65	24	a	a	DET
ajis02-3043	65	25	theoretical	theoretical	ADJ
ajis02-3043	65	26	underpinning	underpinning	NOUN
ajis02-3043	65	27	of	of	ADP
ajis02-3043	65	28	their	their	PRON
ajis02-3043	65	29	research	research	NOUN
ajis02-3043	65	30	project	project	NOUN
ajis02-3043	65	31	involving	involve	VERB
ajis02-3043	65	32	trust	trust	NOUN
ajis02-3043	65	33	as	as	ADP
ajis02-3043	65	34	a	a	DET
ajis02-3043	65	35	predictor	predictor	NOUN
ajis02-3043	65	36	of	of	ADP
ajis02-3043	65	37	m	m	NOUN
ajis02-3043	65	38	-	-	PUNCT
ajis02-3043	65	39	payment	payment	NOUN
ajis02-3043	65	40	australasian	australasian	ADJ
ajis02-3043	65	41	journal	journal	NOUN
ajis02-3043	65	42	of	of	ADP
ajis02-3043	65	43	information	information	NOUN
ajis02-3043	65	44	systems	system	NOUN
ajis02-3043	65	45	nguyen	nguyen	NOUN
ajis02-3043	65	46	et	et	PROPN
ajis02-3043	65	47	al	al	PROPN
ajis02-3043	65	48	.	.	PROPN
ajis02-3043	65	49	2021	2021	NUM
ajis02-3043	65	50	,	,	PUNCT
ajis02-3043	65	51	vol	vol	NOUN
ajis02-3043	65	52	25	25	NUM
ajis02-3043	65	53	,	,	PUNCT
ajis02-3043	65	54	research	research	NOUN
ajis02-3043	65	55	article	article	NOUN
ajis02-3043	65	56	trust	trust	NOUN
ajis02-3043	65	57	types	type	NOUN
ajis02-3043	65	58	and	and	CCONJ
ajis02-3043	65	59	mediating	mediate	VERB
ajis02-3043	65	60	effect	effect	NOUN
ajis02-3043	65	61	6	6	NUM
ajis02-3043	65	62	adoption	adoption	NOUN
ajis02-3043	65	63	(	(	PUNCT
ajis02-3043	65	64	e.g.	e.g.	ADV
ajis02-3043	65	65	andreev	andreev	VERB
ajis02-3043	65	66	et	et	PROPN
ajis02-3043	65	67	al	al	PROPN
ajis02-3043	65	68	.	.	PROPN
ajis02-3043	65	69	,	,	PUNCT
ajis02-3043	65	70	2012	2012	NUM
ajis02-3043	65	71	;	;	PUNCT
ajis02-3043	65	72	liu	liu	PROPN
ajis02-3043	65	73	,	,	PUNCT
ajis02-3043	65	74	2012	2012	NUM
ajis02-3043	65	75	;	;	PUNCT
ajis02-3043	65	76	mingxing	mingxe	VERB
ajis02-3043	65	77	,	,	PUNCT
ajis02-3043	65	78	jing	jing	ADJ
ajis02-3043	65	79	,	,	PUNCT
ajis02-3043	65	80	&	&	CCONJ
ajis02-3043	65	81	yafang	yafang	PROPN
ajis02-3043	65	82	,	,	PUNCT
ajis02-3043	65	83	2014	2014	NUM
ajis02-3043	65	84	;	;	PUNCT
ajis02-3043	65	85	zhou	zhou	PROPN
ajis02-3043	65	86	,	,	PUNCT
ajis02-3043	65	87	2013	2013	NUM
ajis02-3043	65	88	)	)	PUNCT
ajis02-3043	65	89	.	.	PUNCT
ajis02-3043	66	1	zhou	zhou	PROPN
ajis02-3043	66	2	(	(	PUNCT
ajis02-3043	66	3	2011	2011	NUM
ajis02-3043	66	4	)	)	PUNCT
ajis02-3043	66	5	adopted	adopt	VERB
ajis02-3043	66	6	tam	tam	NOUN
ajis02-3043	66	7	and	and	CCONJ
ajis02-3043	66	8	diffusion	diffusion	NOUN
ajis02-3043	66	9	of	of	ADP
ajis02-3043	66	10	innovation	innovation	NOUN
ajis02-3043	66	11	theory	theory	NOUN
ajis02-3043	66	12	(	(	PUNCT
ajis02-3043	66	13	doi	doi	NOUN
ajis02-3043	66	14	)	)	PUNCT
ajis02-3043	66	15	to	to	PART
ajis02-3043	66	16	investigate	investigate	VERB
ajis02-3043	66	17	the	the	DET
ajis02-3043	66	18	effect	effect	NOUN
ajis02-3043	66	19	of	of	ADP
ajis02-3043	66	20	initial	initial	ADJ
ajis02-3043	66	21	trust	trust	NOUN
ajis02-3043	66	22	on	on	ADP
ajis02-3043	66	23	user	user	NOUN
ajis02-3043	66	24	adoption	adoption	NOUN
ajis02-3043	66	25	of	of	ADP
ajis02-3043	66	26	m	m	NOUN
ajis02-3043	66	27	-	-	PUNCT
ajis02-3043	66	28	payment	payment	NOUN
ajis02-3043	66	29	services	service	NOUN
ajis02-3043	66	30	,	,	PUNCT
ajis02-3043	66	31	in	in	ADP
ajis02-3043	66	32	china	china	PROPN
ajis02-3043	66	33	,	,	PUNCT
ajis02-3043	66	34	and	and	CCONJ
ajis02-3043	66	35	recognised	recognise	VERB
ajis02-3043	66	36	the	the	DET
ajis02-3043	66	37	significant	significant	ADJ
ajis02-3043	66	38	effect	effect	NOUN
ajis02-3043	66	39	of	of	ADP
ajis02-3043	66	40	perceived	perceive	VERB
ajis02-3043	66	41	ubiquity	ubiquity	NOUN
ajis02-3043	66	42	,	,	PUNCT
ajis02-3043	66	43	security	security	NOUN
ajis02-3043	66	44	and	and	CCONJ
ajis02-3043	66	45	ease	ease	NOUN
ajis02-3043	66	46	of	of	ADP
ajis02-3043	66	47	use	use	NOUN
ajis02-3043	66	48	on	on	ADP
ajis02-3043	66	49	initial	initial	ADJ
ajis02-3043	66	50	trust	trust	NOUN
ajis02-3043	66	51	which	which	PRON
ajis02-3043	66	52	positively	positively	ADV
ajis02-3043	66	53	influence	influence	VERB
ajis02-3043	66	54	m	m	NOUN
ajis02-3043	66	55	-	-	PUNCT
ajis02-3043	66	56	payment	payment	NOUN
ajis02-3043	66	57	usage	usage	NOUN
ajis02-3043	66	58	intention	intention	NOUN
ajis02-3043	66	59	.	.	PUNCT
ajis02-3043	67	1	when	when	SCONJ
ajis02-3043	67	2	researching	research	VERB
ajis02-3043	67	3	drivers	driver	NOUN
ajis02-3043	67	4	of	of	ADP
ajis02-3043	67	5	the	the	DET
ajis02-3043	67	6	willingness	willingness	NOUN
ajis02-3043	67	7	to	to	PART
ajis02-3043	67	8	use	use	VERB
ajis02-3043	67	9	m	m	NOUN
ajis02-3043	67	10	-	-	PUNCT
ajis02-3043	67	11	payment	payment	NOUN
ajis02-3043	67	12	in	in	ADP
ajis02-3043	67	13	israel	israel	PROPN
ajis02-3043	67	14	,	,	PUNCT
ajis02-3043	67	15	andreev	andreev	VERB
ajis02-3043	67	16	et	et	PROPN
ajis02-3043	67	17	al	al	PROPN
ajis02-3043	67	18	.	.	PROPN
ajis02-3043	68	1	(	(	PUNCT
ajis02-3043	68	2	2012	2012	NUM
ajis02-3043	68	3	)	)	PUNCT
ajis02-3043	68	4	extended	extend	VERB
ajis02-3043	68	5	tam	tam	NOUN
ajis02-3043	68	6	and	and	CCONJ
ajis02-3043	68	7	included	include	VERB
ajis02-3043	68	8	doi	doi	NOUN
ajis02-3043	68	9	,	,	PUNCT
ajis02-3043	68	10	and	and	CCONJ
ajis02-3043	68	11	found	find	VERB
ajis02-3043	68	12	a	a	DET
ajis02-3043	68	13	direct	direct	ADJ
ajis02-3043	68	14	and	and	CCONJ
ajis02-3043	68	15	significant	significant	ADJ
ajis02-3043	68	16	impact	impact	NOUN
ajis02-3043	68	17	of	of	ADP
ajis02-3043	68	18	vendor	vendor	NOUN
ajis02-3043	68	19	trust	trust	NOUN
ajis02-3043	68	20	,	,	PUNCT
ajis02-3043	68	21	and	and	CCONJ
ajis02-3043	68	22	a	a	DET
ajis02-3043	68	23	non	non	ADJ
ajis02-3043	68	24	-	-	ADJ
ajis02-3043	68	25	significant	significant	ADJ
ajis02-3043	68	26	impact	impact	NOUN
ajis02-3043	68	27	of	of	ADP
ajis02-3043	68	28	mechanism	mechanism	NOUN
ajis02-3043	68	29	trust	trust	NOUN
ajis02-3043	68	30	on	on	ADP
ajis02-3043	68	31	willingness	willingness	NOUN
ajis02-3043	68	32	to	to	PART
ajis02-3043	68	33	use	use	VERB
ajis02-3043	68	34	m	m	ADJ
ajis02-3043	68	35	-	-	PUNCT
ajis02-3043	68	36	payment	payment	NOUN
ajis02-3043	68	37	services	service	NOUN
ajis02-3043	68	38	.	.	PUNCT
ajis02-3043	69	1	similarly	similarly	ADV
ajis02-3043	69	2	,	,	PUNCT
ajis02-3043	69	3	based	base	VERB
ajis02-3043	69	4	on	on	ADP
ajis02-3043	69	5	tam	tam	PROPN
ajis02-3043	69	6	and	and	CCONJ
ajis02-3043	69	7	doi	doi	PROPN
ajis02-3043	69	8	,	,	PUNCT
ajis02-3043	69	9	liu	liu	PROPN
ajis02-3043	69	10	(	(	PUNCT
ajis02-3043	69	11	2012	2012	NUM
ajis02-3043	69	12	)	)	PUNCT
ajis02-3043	69	13	collected	collect	VERB
ajis02-3043	69	14	data	datum	NOUN
ajis02-3043	69	15	from	from	ADP
ajis02-3043	69	16	200	200	NUM
ajis02-3043	69	17	university	university	NOUN
ajis02-3043	69	18	students	student	NOUN
ajis02-3043	69	19	in	in	ADP
ajis02-3043	69	20	jiangsu	jiangsu	PROPN
ajis02-3043	69	21	,	,	PUNCT
ajis02-3043	69	22	china	china	PROPN
ajis02-3043	69	23	to	to	PART
ajis02-3043	69	24	test	test	VERB
ajis02-3043	69	25	consumers	consumer	NOUN
ajis02-3043	69	26	’	’	PART
ajis02-3043	69	27	intention	intention	NOUN
ajis02-3043	69	28	to	to	PART
ajis02-3043	69	29	use	use	VERB
ajis02-3043	69	30	m	m	ADJ
ajis02-3043	69	31	-	-	PUNCT
ajis02-3043	69	32	payment	payment	NOUN
ajis02-3043	69	33	services	service	NOUN
ajis02-3043	69	34	.	.	PUNCT
ajis02-3043	70	1	the	the	DET
ajis02-3043	70	2	outcome	outcome	NOUN
ajis02-3043	70	3	indicated	indicate	VERB
ajis02-3043	70	4	that	that	SCONJ
ajis02-3043	70	5	trust	trust	NOUN
ajis02-3043	70	6	is	be	AUX
ajis02-3043	70	7	one	one	NUM
ajis02-3043	70	8	of	of	ADP
ajis02-3043	70	9	the	the	DET
ajis02-3043	70	10	most	most	ADV
ajis02-3043	70	11	important	important	ADJ
ajis02-3043	70	12	variables	variable	NOUN
ajis02-3043	70	13	affecting	affect	VERB
ajis02-3043	70	14	intention	intention	NOUN
ajis02-3043	70	15	to	to	PART
ajis02-3043	70	16	adopt	adopt	VERB
ajis02-3043	70	17	m	m	NOUN
ajis02-3043	70	18	-	-	PUNCT
ajis02-3043	70	19	payment	payment	NOUN
ajis02-3043	70	20	services	service	NOUN
ajis02-3043	70	21	.	.	PUNCT
ajis02-3043	71	1	mingxing	mingxe	VERB
ajis02-3043	71	2	et	et	PROPN
ajis02-3043	71	3	al	al	PROPN
ajis02-3043	71	4	.	.	PROPN
ajis02-3043	72	1	(	(	PUNCT
ajis02-3043	72	2	2014	2014	NUM
ajis02-3043	72	3	)	)	PUNCT
ajis02-3043	72	4	refined	refine	VERB
ajis02-3043	72	5	factors	factor	NOUN
ajis02-3043	72	6	from	from	ADP
ajis02-3043	72	7	tam	tam	NOUN
ajis02-3043	72	8	and	and	CCONJ
ajis02-3043	72	9	recognised	recognise	VERB
ajis02-3043	72	10	the	the	DET
ajis02-3043	72	11	important	important	ADJ
ajis02-3043	72	12	effect	effect	NOUN
ajis02-3043	72	13	of	of	ADP
ajis02-3043	72	14	customers	customer	NOUN
ajis02-3043	72	15	’	'	PUNCT
ajis02-3043	72	16	perceived	perceive	VERB
ajis02-3043	72	17	risk	risk	NOUN
ajis02-3043	72	18	and	and	CCONJ
ajis02-3043	72	19	trust	trust	NOUN
ajis02-3043	72	20	on	on	ADP
ajis02-3043	72	21	m	m	ADJ
ajis02-3043	72	22	-	-	PUNCT
ajis02-3043	72	23	payment	payment	NOUN
ajis02-3043	72	24	adoption	adoption	NOUN
ajis02-3043	72	25	in	in	ADP
ajis02-3043	72	26	china	china	PROPN
ajis02-3043	72	27	.	.	PUNCT
ajis02-3043	73	1	yan	yan	PROPN
ajis02-3043	73	2	and	and	CCONJ
ajis02-3043	73	3	yang	yang	PROPN
ajis02-3043	73	4	(	(	PUNCT
ajis02-3043	73	5	2014	2014	NUM
ajis02-3043	73	6	)	)	PUNCT
ajis02-3043	73	7	used	use	VERB
ajis02-3043	73	8	tam2	tam2	PROPN
ajis02-3043	73	9	to	to	PART
ajis02-3043	73	10	empirically	empirically	ADV
ajis02-3043	73	11	examine	examine	VERB
ajis02-3043	73	12	user	user	NOUN
ajis02-3043	73	13	adoption	adoption	NOUN
ajis02-3043	73	14	of	of	ADP
ajis02-3043	73	15	m	m	NOUN
ajis02-3043	73	16	-	-	NOUN
ajis02-3043	73	17	payments	payment	NOUN
ajis02-3043	73	18	in	in	ADP
ajis02-3043	73	19	china	china	PROPN
ajis02-3043	73	20	,	,	PUNCT
ajis02-3043	73	21	and	and	CCONJ
ajis02-3043	73	22	recognised	recognise	VERB
ajis02-3043	73	23	the	the	DET
ajis02-3043	73	24	vital	vital	ADJ
ajis02-3043	73	25	effect	effect	NOUN
ajis02-3043	73	26	of	of	ADP
ajis02-3043	73	27	perceived	perceive	VERB
ajis02-3043	73	28	ease	ease	NOUN
ajis02-3043	73	29	of	of	ADP
ajis02-3043	73	30	use	use	NOUN
ajis02-3043	73	31	,	,	PUNCT
ajis02-3043	73	32	perceived	perceive	VERB
ajis02-3043	73	33	usefulness	usefulness	NOUN
ajis02-3043	73	34	,	,	PUNCT
ajis02-3043	73	35	structural	structural	ADJ
ajis02-3043	73	36	assurance	assurance	NOUN
ajis02-3043	73	37	,	,	PUNCT
ajis02-3043	73	38	and	and	CCONJ
ajis02-3043	73	39	ubiquity	ubiquity	NOUN
ajis02-3043	73	40	on	on	ADP
ajis02-3043	73	41	trust	trust	NOUN
ajis02-3043	73	42	,	,	PUNCT
ajis02-3043	73	43	and	and	CCONJ
ajis02-3043	73	44	the	the	DET
ajis02-3043	73	45	impact	impact	NOUN
ajis02-3043	73	46	of	of	ADP
ajis02-3043	73	47	trust	trust	NOUN
ajis02-3043	73	48	on	on	ADP
ajis02-3043	73	49	m	m	NOUN
ajis02-3043	73	50	-	-	PUNCT
ajis02-3043	73	51	payment	payment	NOUN
ajis02-3043	73	52	adoption	adoption	NOUN
ajis02-3043	73	53	.	.	PUNCT
ajis02-3043	74	1	phonthanukitithaworn	phonthanukitithaworn	PROPN
ajis02-3043	74	2	,	,	PUNCT
ajis02-3043	74	3	sellitto	sellitto	NOUN
ajis02-3043	74	4	,	,	PUNCT
ajis02-3043	74	5	and	and	CCONJ
ajis02-3043	74	6	fong	fong	PROPN
ajis02-3043	74	7	(	(	PUNCT
ajis02-3043	74	8	2015	2015	NUM
ajis02-3043	74	9	)	)	PUNCT
ajis02-3043	74	10	extended	extend	VERB
ajis02-3043	74	11	tam	tam	NOUN
ajis02-3043	74	12	to	to	PART
ajis02-3043	74	13	test	test	VERB
ajis02-3043	74	14	user	user	NOUN
ajis02-3043	74	15	intentions	intention	NOUN
ajis02-3043	74	16	to	to	PART
ajis02-3043	74	17	adopt	adopt	VERB
ajis02-3043	74	18	m	m	ADJ
ajis02-3043	74	19	-	-	PUNCT
ajis02-3043	74	20	payment	payment	NOUN
ajis02-3043	74	21	services	service	NOUN
ajis02-3043	74	22	in	in	ADP
ajis02-3043	74	23	thailand	thailand	PROPN
ajis02-3043	74	24	and	and	CCONJ
ajis02-3043	74	25	found	find	VERB
ajis02-3043	74	26	that	that	SCONJ
ajis02-3043	74	27	perceived	perceive	VERB
ajis02-3043	74	28	trust	trust	NOUN
ajis02-3043	74	29	had	have	VERB
ajis02-3043	74	30	a	a	DET
ajis02-3043	74	31	significant	significant	ADJ
ajis02-3043	74	32	positive	positive	ADJ
ajis02-3043	74	33	influence	influence	NOUN
ajis02-3043	74	34	on	on	ADP
ajis02-3043	74	35	behavioural	behavioural	ADJ
ajis02-3043	74	36	intention	intention	NOUN
ajis02-3043	74	37	.	.	PUNCT
ajis02-3043	75	1	the	the	DET
ajis02-3043	75	2	study	study	NOUN
ajis02-3043	75	3	of	of	ADP
ajis02-3043	75	4	slade	slade	PROPN
ajis02-3043	75	5	,	,	PUNCT
ajis02-3043	75	6	williams	williams	PROPN
ajis02-3043	75	7	,	,	PUNCT
ajis02-3043	75	8	dwivedi	dwivedi	PROPN
ajis02-3043	75	9	,	,	PUNCT
ajis02-3043	75	10	and	and	CCONJ
ajis02-3043	75	11	piercy	piercy	NOUN
ajis02-3043	75	12	(	(	PUNCT
ajis02-3043	75	13	2015	2015	NUM
ajis02-3043	75	14	)	)	PUNCT
ajis02-3043	75	15	underpinned	underpin	VERB
ajis02-3043	75	16	by	by	ADP
ajis02-3043	75	17	utaut2	utaut2	PROPN
ajis02-3043	75	18	,	,	PUNCT
ajis02-3043	75	19	and	and	CCONJ
ajis02-3043	75	20	collected	collect	VERB
ajis02-3043	75	21	data	datum	NOUN
ajis02-3043	75	22	in	in	ADP
ajis02-3043	75	23	the	the	DET
ajis02-3043	75	24	uk	uk	PROPN
ajis02-3043	75	25	,	,	PUNCT
ajis02-3043	75	26	revealed	reveal	VERB
ajis02-3043	75	27	that	that	SCONJ
ajis02-3043	75	28	trust	trust	NOUN
ajis02-3043	75	29	was	be	AUX
ajis02-3043	75	30	an	an	DET
ajis02-3043	75	31	important	important	ADJ
ajis02-3043	75	32	predictor	predictor	NOUN
ajis02-3043	75	33	for	for	ADP
ajis02-3043	75	34	intention	intention	NOUN
ajis02-3043	75	35	to	to	PART
ajis02-3043	75	36	adopt	adopt	VERB
ajis02-3043	75	37	m	m	NOUN
ajis02-3043	75	38	-	-	PUNCT
ajis02-3043	75	39	payment	payment	NOUN
ajis02-3043	75	40	services	service	NOUN
ajis02-3043	75	41	.	.	PUNCT
ajis02-3043	76	1	based	base	VERB
ajis02-3043	76	2	on	on	ADP
ajis02-3043	76	3	utaut	utaut	PROPN
ajis02-3043	76	4	and	and	CCONJ
ajis02-3043	76	5	tam	tam	PROPN
ajis02-3043	76	6	,	,	PUNCT
ajis02-3043	76	7	qasim	qasim	PROPN
ajis02-3043	76	8	and	and	CCONJ
ajis02-3043	76	9	abu	abu	PROPN
ajis02-3043	76	10	-	-	PUNCT
ajis02-3043	76	11	shanab	shanab	PROPN
ajis02-3043	76	12	(	(	PUNCT
ajis02-3043	76	13	2016	2016	NUM
ajis02-3043	76	14	)	)	PUNCT
ajis02-3043	76	15	examined	examine	VERB
ajis02-3043	76	16	the	the	DET
ajis02-3043	76	17	impact	impact	NOUN
ajis02-3043	76	18	of	of	ADP
ajis02-3043	76	19	network	network	NOUN
ajis02-3043	76	20	externalities	externality	NOUN
ajis02-3043	76	21	,	,	PUNCT
ajis02-3043	76	22	such	such	ADJ
ajis02-3043	76	23	as	as	ADP
ajis02-3043	76	24	,	,	PUNCT
ajis02-3043	76	25	performance	performance	NOUN
ajis02-3043	76	26	and	and	CCONJ
ajis02-3043	76	27	effort	effort	NOUN
ajis02-3043	76	28	expectancy	expectancy	NOUN
ajis02-3043	76	29	,	,	PUNCT
ajis02-3043	76	30	social	social	ADJ
ajis02-3043	76	31	influence	influence	NOUN
ajis02-3043	76	32	,	,	PUNCT
ajis02-3043	76	33	and	and	CCONJ
ajis02-3043	76	34	trust	trust	NOUN
ajis02-3043	76	35	on	on	ADP
ajis02-3043	76	36	m	m	NOUN
ajis02-3043	76	37	-	-	PUNCT
ajis02-3043	76	38	payment	payment	NOUN
ajis02-3043	76	39	acceptance	acceptance	NOUN
ajis02-3043	76	40	in	in	ADP
ajis02-3043	76	41	jordan	jordan	PROPN
ajis02-3043	76	42	.	.	PUNCT
ajis02-3043	77	1	except	except	SCONJ
ajis02-3043	77	2	for	for	ADP
ajis02-3043	77	3	effort	effort	NOUN
ajis02-3043	77	4	expectancy	expectancy	NOUN
ajis02-3043	77	5	,	,	PUNCT
ajis02-3043	77	6	their	their	PRON
ajis02-3043	77	7	study	study	NOUN
ajis02-3043	77	8	found	find	VERB
ajis02-3043	77	9	all	all	DET
ajis02-3043	77	10	factors	factor	NOUN
ajis02-3043	77	11	were	be	AUX
ajis02-3043	77	12	significant	significant	ADJ
ajis02-3043	77	13	.	.	PUNCT
ajis02-3043	78	1	gao	gao	PROPN
ajis02-3043	78	2	and	and	CCONJ
ajis02-3043	78	3	waechter	waechter	NOUN
ajis02-3043	78	4	(	(	PUNCT
ajis02-3043	78	5	2017	2017	NUM
ajis02-3043	78	6	)	)	PUNCT
ajis02-3043	78	7	integrated	integrate	VERB
ajis02-3043	78	8	tam	tam	PROPN
ajis02-3043	78	9	,	,	PUNCT
ajis02-3043	78	10	utaut	utaut	NOUN
ajis02-3043	78	11	and	and	CCONJ
ajis02-3043	78	12	the	the	DET
ajis02-3043	78	13	valence	valence	NOUN
ajis02-3043	78	14	framework	framework	NOUN
ajis02-3043	78	15	by	by	ADP
ajis02-3043	78	16	peter	peter	PROPN
ajis02-3043	78	17	,	,	PUNCT
ajis02-3043	78	18	sr	sr	PROPN
ajis02-3043	78	19	,	,	PUNCT
ajis02-3043	78	20	and	and	CCONJ
ajis02-3043	78	21	x	x	SYM
ajis02-3043	78	22	(	(	PUNCT
ajis02-3043	78	23	1975	1975	NUM
ajis02-3043	78	24	)	)	PUNCT
ajis02-3043	78	25	which	which	PRON
ajis02-3043	78	26	is	be	AUX
ajis02-3043	78	27	a	a	DET
ajis02-3043	78	28	customer	customer	NOUN
ajis02-3043	78	29	decision	decision	NOUN
ajis02-3043	78	30	-	-	PUNCT
ajis02-3043	78	31	making	make	VERB
ajis02-3043	78	32	model	model	NOUN
ajis02-3043	78	33	examining	examine	VERB
ajis02-3043	78	34	customer	customer	NOUN
ajis02-3043	78	35	behaviour	behaviour	NOUN
ajis02-3043	78	36	to	to	PART
ajis02-3043	78	37	argue	argue	VERB
ajis02-3043	78	38	that	that	SCONJ
ajis02-3043	78	39	a	a	DET
ajis02-3043	78	40	lack	lack	NOUN
ajis02-3043	78	41	of	of	ADP
ajis02-3043	78	42	trust	trust	NOUN
ajis02-3043	78	43	was	be	AUX
ajis02-3043	78	44	the	the	DET
ajis02-3043	78	45	most	most	ADV
ajis02-3043	78	46	significant	significant	ADJ
ajis02-3043	78	47	long	long	ADJ
ajis02-3043	78	48	-	-	PUNCT
ajis02-3043	78	49	term	term	NOUN
ajis02-3043	78	50	inhibitor	inhibitor	NOUN
ajis02-3043	78	51	for	for	ADP
ajis02-3043	78	52	acceptance	acceptance	NOUN
ajis02-3043	78	53	and	and	CCONJ
ajis02-3043	78	54	success	success	NOUN
ajis02-3043	78	55	of	of	ADP
ajis02-3043	78	56	m	m	NOUN
ajis02-3043	78	57	-	-	PUNCT
ajis02-3043	78	58	payment	payment	NOUN
ajis02-3043	78	59	services	service	NOUN
ajis02-3043	78	60	.	.	PUNCT
ajis02-3043	79	1	then	then	ADV
ajis02-3043	79	2	they	they	PRON
ajis02-3043	79	3	examined	examine	VERB
ajis02-3043	79	4	the	the	DET
ajis02-3043	79	5	role	role	NOUN
ajis02-3043	79	6	of	of	ADP
ajis02-3043	79	7	initial	initial	ADJ
ajis02-3043	79	8	trust	trust	NOUN
ajis02-3043	79	9	developed	develop	VERB
ajis02-3043	79	10	by	by	ADP
ajis02-3043	79	11	consumers	consumer	NOUN
ajis02-3043	79	12	when	when	SCONJ
ajis02-3043	79	13	interacting	interact	VERB
ajis02-3043	79	14	with	with	ADP
ajis02-3043	79	15	mpayments	mpayment	NOUN
ajis02-3043	79	16	for	for	ADP
ajis02-3043	79	17	the	the	DET
ajis02-3043	79	18	first	first	ADJ
ajis02-3043	79	19	time	time	NOUN
ajis02-3043	79	20	on	on	ADP
ajis02-3043	79	21	perceived	perceive	VERB
ajis02-3043	79	22	benefit	benefit	NOUN
ajis02-3043	79	23	and	and	CCONJ
ajis02-3043	79	24	convenience	convenience	NOUN
ajis02-3043	79	25	which	which	PRON
ajis02-3043	79	26	in	in	ADP
ajis02-3043	79	27	turn	turn	NOUN
ajis02-3043	79	28	influenced	influence	VERB
ajis02-3043	79	29	intention	intention	NOUN
ajis02-3043	79	30	to	to	PART
ajis02-3043	79	31	adopt	adopt	VERB
ajis02-3043	79	32	m	m	NOUN
ajis02-3043	79	33	-	-	NOUN
ajis02-3043	79	34	payment	payment	NOUN
ajis02-3043	79	35	.	.	PUNCT
ajis02-3043	80	1	gao	gao	PROPN
ajis02-3043	80	2	and	and	CCONJ
ajis02-3043	80	3	waechter	waechter	NOUN
ajis02-3043	80	4	collected	collect	VERB
ajis02-3043	80	5	data	datum	NOUN
ajis02-3043	80	6	from	from	ADP
ajis02-3043	80	7	a	a	DET
ajis02-3043	80	8	sample	sample	NOUN
ajis02-3043	80	9	in	in	ADP
ajis02-3043	80	10	australia	australia	PROPN
ajis02-3043	80	11	,	,	PUNCT
ajis02-3043	80	12	and	and	CCONJ
ajis02-3043	80	13	revealed	reveal	VERB
ajis02-3043	80	14	that	that	SCONJ
ajis02-3043	80	15	perceived	perceive	VERB
ajis02-3043	80	16	system	system	NOUN
ajis02-3043	80	17	quality	quality	NOUN
ajis02-3043	80	18	,	,	PUNCT
ajis02-3043	80	19	information	information	NOUN
ajis02-3043	80	20	quality	quality	NOUN
ajis02-3043	80	21	and	and	CCONJ
ajis02-3043	80	22	service	service	NOUN
ajis02-3043	80	23	quality	quality	NOUN
ajis02-3043	80	24	also	also	ADV
ajis02-3043	80	25	positively	positively	ADV
ajis02-3043	80	26	and	and	CCONJ
ajis02-3043	80	27	significantly	significantly	ADV
ajis02-3043	80	28	influence	influence	VERB
ajis02-3043	80	29	initial	initial	ADJ
ajis02-3043	80	30	trust	trust	NOUN
ajis02-3043	80	31	,	,	PUNCT
ajis02-3043	80	32	which	which	PRON
ajis02-3043	80	33	positively	positively	ADV
ajis02-3043	80	34	impacts	impact	VERB
ajis02-3043	80	35	intention	intention	NOUN
ajis02-3043	80	36	to	to	PART
ajis02-3043	80	37	adopt	adopt	VERB
ajis02-3043	80	38	m	m	NOUN
ajis02-3043	80	39	-	-	NOUN
ajis02-3043	80	40	payment	payment	NOUN
ajis02-3043	80	41	.	.	PUNCT
ajis02-3043	81	1	besides	besides	SCONJ
ajis02-3043	81	2	utaut	utaut	PROPN
ajis02-3043	81	3	and	and	CCONJ
ajis02-3043	81	4	tam	tam	PROPN
ajis02-3043	81	5	,	,	PUNCT
ajis02-3043	81	6	numerous	numerous	ADJ
ajis02-3043	81	7	authors	author	NOUN
ajis02-3043	81	8	have	have	AUX
ajis02-3043	81	9	used	use	VERB
ajis02-3043	81	10	other	other	ADJ
ajis02-3043	81	11	theoretical	theoretical	ADJ
ajis02-3043	81	12	framework	framework	NOUN
ajis02-3043	81	13	and	and	CCONJ
ajis02-3043	81	14	also	also	ADV
ajis02-3043	81	15	recognised	recognise	VERB
ajis02-3043	81	16	the	the	DET
ajis02-3043	81	17	significant	significant	ADJ
ajis02-3043	81	18	impact	impact	NOUN
ajis02-3043	81	19	of	of	ADP
ajis02-3043	81	20	trust	trust	NOUN
ajis02-3043	81	21	on	on	ADP
ajis02-3043	81	22	m	m	ADJ
ajis02-3043	81	23	-	-	PUNCT
ajis02-3043	81	24	payment	payment	NOUN
ajis02-3043	81	25	adoption	adoption	NOUN
ajis02-3043	81	26	without	without	ADP
ajis02-3043	81	27	the	the	DET
ajis02-3043	81	28	consideration	consideration	NOUN
ajis02-3043	81	29	of	of	ADP
ajis02-3043	81	30	types	type	NOUN
ajis02-3043	81	31	of	of	ADP
ajis02-3043	81	32	trust	trust	NOUN
ajis02-3043	81	33	in	in	ADP
ajis02-3043	81	34	the	the	DET
ajis02-3043	81	35	context	context	NOUN
ajis02-3043	81	36	of	of	ADP
ajis02-3043	81	37	m	m	NOUN
ajis02-3043	81	38	-	-	PUNCT
ajis02-3043	81	39	payment	payment	NOUN
ajis02-3043	81	40	adoption	adoption	NOUN
ajis02-3043	81	41	(	(	PUNCT
ajis02-3043	81	42	huang	huang	PROPN
ajis02-3043	81	43	&	&	CCONJ
ajis02-3043	81	44	liu	liu	PROPN
ajis02-3043	81	45	,	,	PUNCT
ajis02-3043	81	46	2012	2012	NUM
ajis02-3043	81	47	;	;	PUNCT
ajis02-3043	81	48	jia	jia	PROPN
ajis02-3043	81	49	,	,	PUNCT
ajis02-3043	81	50	hall	hall	PROPN
ajis02-3043	81	51	,	,	PUNCT
ajis02-3043	81	52	&	&	CCONJ
ajis02-3043	81	53	zhu	zhu	PROPN
ajis02-3043	81	54	,	,	PUNCT
ajis02-3043	81	55	2015	2015	NUM
ajis02-3043	81	56	;	;	PUNCT
ajis02-3043	82	1	lu	lu	PROPN
ajis02-3043	82	2	,	,	PUNCT
ajis02-3043	82	3	yang	yang	PROPN
ajis02-3043	82	4	,	,	PUNCT
ajis02-3043	82	5	chau	chau	NOUN
ajis02-3043	82	6	,	,	PUNCT
ajis02-3043	82	7	&	&	CCONJ
ajis02-3043	82	8	cao	cao	PROPN
ajis02-3043	82	9	,	,	PUNCT
ajis02-3043	82	10	2011	2011	NUM
ajis02-3043	82	11	;	;	PUNCT
ajis02-3043	82	12	xin	xin	PROPN
ajis02-3043	82	13	et	et	PROPN
ajis02-3043	82	14	al	al	PROPN
ajis02-3043	82	15	.	.	PROPN
ajis02-3043	82	16	,	,	PUNCT
ajis02-3043	82	17	2015	2015	NUM
ajis02-3043	82	18	;	;	PUNCT
ajis02-3043	82	19	zhou	zhou	PROPN
ajis02-3043	82	20	,	,	PUNCT
ajis02-3043	82	21	2013	2013	NUM
ajis02-3043	82	22	,	,	PUNCT
ajis02-3043	82	23	2014	2014	NUM
ajis02-3043	82	24	)	)	PUNCT
ajis02-3043	82	25	.	.	PUNCT
ajis02-3043	83	1	based	base	VERB
ajis02-3043	83	2	on	on	ADP
ajis02-3043	83	3	the	the	DET
ajis02-3043	83	4	literature	literature	NOUN
ajis02-3043	83	5	of	of	ADP
ajis02-3043	83	6	the	the	DET
ajis02-3043	83	7	concern	concern	NOUN
ajis02-3043	83	8	for	for	ADP
ajis02-3043	83	9	information	information	NOUN
ajis02-3043	83	10	privacy	privacy	NOUN
ajis02-3043	83	11	and	and	CCONJ
ajis02-3043	83	12	internet	internet	NOUN
ajis02-3043	83	13	users	user	NOUN
ajis02-3043	83	14	’	’	PART
ajis02-3043	83	15	information	information	NOUN
ajis02-3043	83	16	privacy	privacy	NOUN
ajis02-3043	83	17	concerns	concern	NOUN
ajis02-3043	83	18	,	,	PUNCT
ajis02-3043	83	19	huang	huang	PROPN
ajis02-3043	83	20	and	and	CCONJ
ajis02-3043	83	21	liu	liu	PROPN
ajis02-3043	83	22	(	(	PUNCT
ajis02-3043	83	23	2012	2012	NUM
ajis02-3043	83	24	)	)	PUNCT
ajis02-3043	83	25	investigated	investigate	VERB
ajis02-3043	83	26	the	the	DET
ajis02-3043	83	27	effect	effect	NOUN
ajis02-3043	83	28	of	of	ADP
ajis02-3043	83	29	internet	internet	NOUN
ajis02-3043	83	30	users	user	NOUN
ajis02-3043	83	31	’	'	PUNCT
ajis02-3043	83	32	concern	concern	NOUN
ajis02-3043	83	33	for	for	ADP
ajis02-3043	83	34	information	information	NOUN
ajis02-3043	83	35	privacy	privacy	NOUN
ajis02-3043	83	36	on	on	ADP
ajis02-3043	83	37	intention	intention	NOUN
ajis02-3043	83	38	to	to	PART
ajis02-3043	83	39	adopt	adopt	VERB
ajis02-3043	83	40	m	m	NOUN
ajis02-3043	83	41	-	-	NOUN
ajis02-3043	83	42	payment	payment	NOUN
ajis02-3043	83	43	in	in	ADP
ajis02-3043	83	44	china	china	PROPN
ajis02-3043	83	45	,	,	PUNCT
ajis02-3043	83	46	and	and	CCONJ
ajis02-3043	83	47	found	find	VERB
ajis02-3043	83	48	a	a	DET
ajis02-3043	83	49	significant	significant	ADJ
ajis02-3043	83	50	positive	positive	ADJ
ajis02-3043	83	51	impact	impact	NOUN
ajis02-3043	83	52	of	of	ADP
ajis02-3043	83	53	control	control	NOUN
ajis02-3043	83	54	,	,	PUNCT
ajis02-3043	83	55	awareness	awareness	NOUN
ajis02-3043	83	56	and	and	CCONJ
ajis02-3043	83	57	collection	collection	NOUN
ajis02-3043	83	58	on	on	ADP
ajis02-3043	83	59	trust	trust	NOUN
ajis02-3043	83	60	and	and	CCONJ
ajis02-3043	83	61	intention	intention	NOUN
ajis02-3043	83	62	to	to	PART
ajis02-3043	83	63	use	use	VERB
ajis02-3043	83	64	m	m	NOUN
ajis02-3043	83	65	-	-	NOUN
ajis02-3043	83	66	payment	payment	NOUN
ajis02-3043	83	67	.	.	PUNCT
ajis02-3043	84	1	lu	lu	PROPN
ajis02-3043	84	2	et	et	PROPN
ajis02-3043	84	3	al	al	PROPN
ajis02-3043	84	4	.	.	PROPN
ajis02-3043	85	1	(	(	PUNCT
ajis02-3043	85	2	2011	2011	NUM
ajis02-3043	85	3	)	)	PUNCT
ajis02-3043	85	4	adopted	adopt	VERB
ajis02-3043	85	5	the	the	DET
ajis02-3043	85	6	valence	valence	NOUN
ajis02-3043	85	7	framework	framework	NOUN
ajis02-3043	85	8	by	by	ADP
ajis02-3043	85	9	peter	peter	PROPN
ajis02-3043	85	10	et	et	PROPN
ajis02-3043	85	11	al	al	PROPN
ajis02-3043	85	12	.	.	PROPN
ajis02-3043	86	1	(	(	PUNCT
ajis02-3043	86	2	1975	1975	NUM
ajis02-3043	86	3	)	)	PUNCT
ajis02-3043	87	1	to	to	PART
ajis02-3043	87	2	develop	develop	VERB
ajis02-3043	87	3	a	a	DET
ajis02-3043	87	4	trust	trust	NOUN
ajis02-3043	87	5	-	-	PUNCT
ajis02-3043	87	6	based	base	VERB
ajis02-3043	87	7	customer	customer	NOUN
ajis02-3043	87	8	decision	decision	NOUN
ajis02-3043	87	9	-	-	PUNCT
ajis02-3043	87	10	making	make	VERB
ajis02-3043	87	11	model	model	NOUN
ajis02-3043	87	12	and	and	CCONJ
ajis02-3043	87	13	examined	examine	VERB
ajis02-3043	87	14	how	how	SCONJ
ajis02-3043	87	15	trust	trust	NOUN
ajis02-3043	87	16	interacted	interact	VERB
ajis02-3043	87	17	with	with	ADP
ajis02-3043	87	18	both	both	CCONJ
ajis02-3043	87	19	positive	positive	ADJ
ajis02-3043	87	20	and	and	CCONJ
ajis02-3043	87	21	negative	negative	ADJ
ajis02-3043	87	22	factors	factor	NOUN
ajis02-3043	88	1	.	.	PUNCT
ajis02-3043	89	1	they	they	PRON
ajis02-3043	89	2	found	find	VERB
ajis02-3043	89	3	that	that	SCONJ
ajis02-3043	89	4	initial	initial	ADJ
ajis02-3043	89	5	mobile	mobile	ADJ
ajis02-3043	89	6	payment	payment	NOUN
ajis02-3043	89	7	trust	trust	NOUN
ajis02-3043	89	8	had	have	VERB
ajis02-3043	89	9	a	a	DET
ajis02-3043	89	10	significant	significant	ADJ
ajis02-3043	89	11	positive	positive	ADJ
ajis02-3043	89	12	impact	impact	NOUN
ajis02-3043	89	13	on	on	ADP
ajis02-3043	89	14	behavioural	behavioural	ADJ
ajis02-3043	89	15	intention	intention	NOUN
ajis02-3043	89	16	,	,	PUNCT
ajis02-3043	89	17	and	and	CCONJ
ajis02-3043	89	18	a	a	DET
ajis02-3043	89	19	significant	significant	ADJ
ajis02-3043	89	20	negative	negative	ADJ
ajis02-3043	89	21	impact	impact	NOUN
ajis02-3043	89	22	on	on	ADP
ajis02-3043	89	23	perceived	perceive	VERB
ajis02-3043	89	24	risk	risk	NOUN
ajis02-3043	89	25	.	.	PUNCT
ajis02-3043	90	1	zhou	zhou	PROPN
ajis02-3043	90	2	(	(	PUNCT
ajis02-3043	90	3	2013	2013	NUM
ajis02-3043	90	4	)	)	PUNCT
ajis02-3043	90	5	used	use	VERB
ajis02-3043	90	6	the	the	DET
ajis02-3043	90	7	information	information	NOUN
ajis02-3043	90	8	systems	system	NOUN
ajis02-3043	90	9	success	success	NOUN
ajis02-3043	90	10	model	model	NOUN
ajis02-3043	90	11	(	(	PUNCT
ajis02-3043	90	12	iss	iss	PROPN
ajis02-3043	90	13	)	)	PUNCT
ajis02-3043	90	14	(	(	PUNCT
ajis02-3043	90	15	delone	delone	PROPN
ajis02-3043	90	16	&	&	CCONJ
ajis02-3043	90	17	mclean	mclean	PROPN
ajis02-3043	90	18	,	,	PUNCT
ajis02-3043	90	19	2003	2003	NUM
ajis02-3043	90	20	)	)	PUNCT
ajis02-3043	90	21	as	as	ADP
ajis02-3043	90	22	a	a	DET
ajis02-3043	90	23	theoretical	theoretical	ADJ
ajis02-3043	90	24	basis	basis	NOUN
ajis02-3043	90	25	to	to	PART
ajis02-3043	90	26	identify	identify	VERB
ajis02-3043	90	27	the	the	DET
ajis02-3043	90	28	factors	factor	NOUN
ajis02-3043	90	29	australasian	australasian	ADJ
ajis02-3043	90	30	journal	journal	NOUN
ajis02-3043	90	31	of	of	ADP
ajis02-3043	90	32	information	information	NOUN
ajis02-3043	90	33	systems	system	NOUN
ajis02-3043	90	34	nguyen	nguyen	NOUN
ajis02-3043	90	35	et	et	PROPN
ajis02-3043	90	36	al	al	PROPN
ajis02-3043	90	37	.	.	PROPN
ajis02-3043	90	38	2021	2021	NUM
ajis02-3043	90	39	,	,	PUNCT
ajis02-3043	90	40	vol	vol	NOUN
ajis02-3043	90	41	25	25	NUM
ajis02-3043	90	42	,	,	PUNCT
ajis02-3043	90	43	research	research	NOUN
ajis02-3043	90	44	article	article	NOUN
ajis02-3043	90	45	trust	trust	NOUN
ajis02-3043	90	46	types	type	NOUN
ajis02-3043	90	47	and	and	CCONJ
ajis02-3043	90	48	mediating	mediate	VERB
ajis02-3043	90	49	effect	effect	NOUN
ajis02-3043	90	50	7	7	NUM
ajis02-3043	90	51	influencing	influence	VERB
ajis02-3043	90	52	continuance	continuance	NOUN
ajis02-3043	90	53	intention	intention	NOUN
ajis02-3043	90	54	to	to	PART
ajis02-3043	90	55	adopt	adopt	VERB
ajis02-3043	90	56	m	m	NOUN
ajis02-3043	90	57	-	-	NOUN
ajis02-3043	90	58	payment	payment	NOUN
ajis02-3043	90	59	in	in	ADP
ajis02-3043	90	60	china	china	PROPN
ajis02-3043	90	61	.	.	PUNCT
ajis02-3043	91	1	he	he	PRON
ajis02-3043	91	2	found	find	VERB
ajis02-3043	91	3	a	a	DET
ajis02-3043	91	4	positive	positive	ADJ
ajis02-3043	91	5	and	and	CCONJ
ajis02-3043	91	6	significant	significant	ADJ
ajis02-3043	91	7	effect	effect	NOUN
ajis02-3043	91	8	of	of	ADP
ajis02-3043	91	9	the	the	DET
ajis02-3043	91	10	system	system	NOUN
ajis02-3043	91	11	,	,	PUNCT
ajis02-3043	91	12	information	information	NOUN
ajis02-3043	91	13	and	and	CCONJ
ajis02-3043	91	14	service	service	NOUN
ajis02-3043	91	15	quality	quality	NOUN
ajis02-3043	91	16	on	on	ADP
ajis02-3043	91	17	trust	trust	NOUN
ajis02-3043	91	18	which	which	PRON
ajis02-3043	91	19	has	have	VERB
ajis02-3043	91	20	an	an	DET
ajis02-3043	91	21	important	important	ADJ
ajis02-3043	91	22	impact	impact	NOUN
ajis02-3043	91	23	on	on	ADP
ajis02-3043	91	24	continuing	continue	VERB
ajis02-3043	91	25	intention	intention	NOUN
ajis02-3043	91	26	to	to	PART
ajis02-3043	91	27	adopt	adopt	VERB
ajis02-3043	91	28	m	m	NOUN
ajis02-3043	91	29	-	-	NOUN
ajis02-3043	91	30	payment	payment	NOUN
ajis02-3043	91	31	.	.	PUNCT
ajis02-3043	92	1	similarly	similarly	ADV
ajis02-3043	92	2	,	,	PUNCT
ajis02-3043	92	3	based	base	VERB
ajis02-3043	92	4	on	on	ADP
ajis02-3043	92	5	iss	iss	PROPN
ajis02-3043	92	6	,	,	PUNCT
ajis02-3043	92	7	zhou	zhou	X
ajis02-3043	92	8	(	(	PUNCT
ajis02-3043	92	9	2014	2014	NUM
ajis02-3043	92	10	)	)	PUNCT
ajis02-3043	92	11	examined	examine	VERB
ajis02-3043	92	12	the	the	DET
ajis02-3043	92	13	determinants	determinant	NOUN
ajis02-3043	92	14	of	of	ADP
ajis02-3043	92	15	m	m	NOUN
ajis02-3043	92	16	-	-	PUNCT
ajis02-3043	92	17	payment	payment	NOUN
ajis02-3043	92	18	adoption	adoption	NOUN
ajis02-3043	92	19	in	in	ADP
ajis02-3043	92	20	china	china	PROPN
ajis02-3043	92	21	.	.	PUNCT
ajis02-3043	93	1	the	the	DET
ajis02-3043	93	2	results	result	NOUN
ajis02-3043	93	3	confirmed	confirm	VERB
ajis02-3043	93	4	that	that	SCONJ
ajis02-3043	93	5	system	system	NOUN
ajis02-3043	93	6	and	and	CCONJ
ajis02-3043	93	7	information	information	NOUN
ajis02-3043	93	8	quality	quality	NOUN
ajis02-3043	93	9	are	be	AUX
ajis02-3043	93	10	significant	significant	ADJ
ajis02-3043	93	11	antecedents	antecedent	NOUN
ajis02-3043	93	12	for	for	ADP
ajis02-3043	93	13	trust	trust	NOUN
ajis02-3043	93	14	in	in	ADP
ajis02-3043	93	15	m	m	NOUN
ajis02-3043	93	16	-	-	NOUN
ajis02-3043	93	17	payment	payment	NOUN
ajis02-3043	93	18	,	,	PUNCT
ajis02-3043	93	19	which	which	PRON
ajis02-3043	93	20	in	in	ADP
ajis02-3043	93	21	turn	turn	NOUN
ajis02-3043	93	22	influences	influence	VERB
ajis02-3043	93	23	adoption	adoption	NOUN
ajis02-3043	93	24	.	.	PUNCT
ajis02-3043	94	1	jia	jia	PROPN
ajis02-3043	94	2	et	et	PROPN
ajis02-3043	94	3	al	al	PROPN
ajis02-3043	94	4	.	.	PROPN
ajis02-3043	95	1	(	(	PUNCT
ajis02-3043	95	2	2015	2015	NUM
ajis02-3043	95	3	)	)	PUNCT
ajis02-3043	95	4	utilised	utilise	VERB
ajis02-3043	95	5	a	a	DET
ajis02-3043	95	6	multi	multi	ADJ
ajis02-3043	95	7	-	-	ADJ
ajis02-3043	95	8	stage	stage	ADJ
ajis02-3043	95	9	decision	decision	NOUN
ajis02-3043	95	10	making	make	VERB
ajis02-3043	95	11	model	model	NOUN
ajis02-3043	95	12	and	and	CCONJ
ajis02-3043	95	13	initial	initial	ADJ
ajis02-3043	95	14	trust	trust	NOUN
ajis02-3043	95	15	building	building	NOUN
ajis02-3043	95	16	theory	theory	NOUN
ajis02-3043	95	17	to	to	PART
ajis02-3043	95	18	explore	explore	VERB
ajis02-3043	95	19	how	how	SCONJ
ajis02-3043	95	20	trust	trust	NOUN
ajis02-3043	95	21	is	be	AUX
ajis02-3043	95	22	built	build	VERB
ajis02-3043	95	23	into	into	ADP
ajis02-3043	95	24	the	the	DET
ajis02-3043	95	25	learning	learning	NOUN
ajis02-3043	95	26	process	process	NOUN
ajis02-3043	95	27	of	of	ADP
ajis02-3043	95	28	customers	customer	NOUN
ajis02-3043	95	29	in	in	ADP
ajis02-3043	95	30	china	china	PROPN
ajis02-3043	95	31	,	,	PUNCT
ajis02-3043	95	32	and	and	CCONJ
ajis02-3043	95	33	the	the	DET
ajis02-3043	95	34	effect	effect	NOUN
ajis02-3043	95	35	of	of	ADP
ajis02-3043	95	36	trust	trust	NOUN
ajis02-3043	95	37	on	on	ADP
ajis02-3043	95	38	intention	intention	NOUN
ajis02-3043	95	39	to	to	PART
ajis02-3043	95	40	use	use	VERB
ajis02-3043	95	41	m	m	NOUN
ajis02-3043	95	42	-	-	NOUN
ajis02-3043	95	43	payment	payment	NOUN
ajis02-3043	95	44	.	.	PUNCT
ajis02-3043	96	1	the	the	DET
ajis02-3043	96	2	result	result	NOUN
ajis02-3043	96	3	indicated	indicate	VERB
ajis02-3043	96	4	that	that	SCONJ
ajis02-3043	96	5	exposure	exposure	NOUN
ajis02-3043	96	6	to	to	ADP
ajis02-3043	96	7	m	m	NOUN
ajis02-3043	96	8	-	-	PUNCT
ajis02-3043	96	9	payment	payment	NOUN
ajis02-3043	96	10	and	and	CCONJ
ajis02-3043	96	11	information	information	NOUN
ajis02-3043	96	12	searching	searching	NOUN
ajis02-3043	96	13	has	have	VERB
ajis02-3043	96	14	a	a	DET
ajis02-3043	96	15	significant	significant	ADJ
ajis02-3043	96	16	and	and	CCONJ
ajis02-3043	96	17	positive	positive	ADJ
ajis02-3043	96	18	impact	impact	NOUN
ajis02-3043	96	19	on	on	ADP
ajis02-3043	96	20	trust	trust	NOUN
ajis02-3043	96	21	which	which	PRON
ajis02-3043	96	22	positively	positively	ADV
ajis02-3043	96	23	influences	influence	VERB
ajis02-3043	96	24	individual	individual	ADJ
ajis02-3043	96	25	behavioural	behavioural	ADJ
ajis02-3043	96	26	intention	intention	NOUN
ajis02-3043	96	27	.	.	PUNCT
ajis02-3043	97	1	xin	xin	PROPN
ajis02-3043	97	2	et	et	PROPN
ajis02-3043	97	3	al	al	PROPN
ajis02-3043	97	4	.	.	PROPN
ajis02-3043	98	1	(	(	PUNCT
ajis02-3043	98	2	2015	2015	NUM
ajis02-3043	98	3	)	)	PUNCT
ajis02-3043	98	4	collected	collect	VERB
ajis02-3043	98	5	data	datum	NOUN
ajis02-3043	98	6	in	in	ADP
ajis02-3043	98	7	new	new	PROPN
ajis02-3043	98	8	zealand	zealand	PROPN
ajis02-3043	98	9	to	to	PART
ajis02-3043	98	10	examine	examine	VERB
ajis02-3043	98	11	the	the	DET
ajis02-3043	98	12	determinants	determinant	NOUN
ajis02-3043	98	13	of	of	ADP
ajis02-3043	98	14	trust	trust	NOUN
ajis02-3043	98	15	.	.	PUNCT
ajis02-3043	99	1	the	the	DET
ajis02-3043	99	2	model	model	NOUN
ajis02-3043	99	3	confirmed	confirm	VERB
ajis02-3043	99	4	the	the	DET
ajis02-3043	99	5	significant	significant	ADJ
ajis02-3043	99	6	impact	impact	NOUN
ajis02-3043	99	7	of	of	ADP
ajis02-3043	99	8	perceived	perceive	VERB
ajis02-3043	99	9	reputation	reputation	NOUN
ajis02-3043	99	10	of	of	ADP
ajis02-3043	99	11	mobile	mobile	ADJ
ajis02-3043	99	12	service	service	NOUN
ajis02-3043	99	13	provider	provider	NOUN
ajis02-3043	99	14	,	,	PUNCT
ajis02-3043	99	15	perceived	perceive	VERB
ajis02-3043	99	16	opportunism	opportunism	NOUN
ajis02-3043	99	17	of	of	ADP
ajis02-3043	99	18	mobile	mobile	ADJ
ajis02-3043	99	19	service	service	NOUN
ajis02-3043	99	20	provider	provider	NOUN
ajis02-3043	99	21	,	,	PUNCT
ajis02-3043	99	22	reputation	reputation	NOUN
ajis02-3043	99	23	of	of	ADP
ajis02-3043	99	24	mobile	mobile	ADJ
ajis02-3043	99	25	payment	payment	NOUN
ajis02-3043	99	26	vendor	vendor	NOUN
ajis02-3043	99	27	,	,	PUNCT
ajis02-3043	99	28	structural	structural	ADJ
ajis02-3043	99	29	assurance	assurance	NOUN
ajis02-3043	99	30	,	,	PUNCT
ajis02-3043	99	31	environment	environment	NOUN
ajis02-3043	99	32	risk	risk	NOUN
ajis02-3043	99	33	,	,	PUNCT
ajis02-3043	99	34	espoused	espoused	ADJ
ajis02-3043	99	35	uncertainty	uncertainty	NOUN
ajis02-3043	99	36	avoidance	avoidance	NOUN
ajis02-3043	99	37	,	,	PUNCT
ajis02-3043	99	38	and	and	CCONJ
ajis02-3043	99	39	disposition	disposition	NOUN
ajis02-3043	99	40	to	to	PART
ajis02-3043	99	41	trust	trust	VERB
ajis02-3043	99	42	on	on	ADP
ajis02-3043	99	43	trust	trust	NOUN
ajis02-3043	99	44	in	in	ADP
ajis02-3043	99	45	m	m	NOUN
ajis02-3043	99	46	-	-	PUNCT
ajis02-3043	99	47	payment	payment	NOUN
ajis02-3043	99	48	adoption	adoption	NOUN
ajis02-3043	99	49	,	,	PUNCT
ajis02-3043	99	50	nonetheless	nonetheless	ADV
ajis02-3043	99	51	it	it	PRON
ajis02-3043	99	52	still	still	ADV
ajis02-3043	99	53	neglected	neglect	VERB
ajis02-3043	99	54	the	the	DET
ajis02-3043	99	55	different	different	ADJ
ajis02-3043	99	56	types	type	NOUN
ajis02-3043	99	57	of	of	ADP
ajis02-3043	99	58	trust	trust	NOUN
ajis02-3043	99	59	that	that	PRON
ajis02-3043	99	60	constitute	constitute	VERB
ajis02-3043	99	61	trust	trust	NOUN
ajis02-3043	99	62	of	of	ADP
ajis02-3043	99	63	m	m	NOUN
ajis02-3043	99	64	-	-	PUNCT
ajis02-3043	99	65	payment	payment	NOUN
ajis02-3043	99	66	consumers	consumer	NOUN
ajis02-3043	99	67	.	.	PUNCT
ajis02-3043	100	1	trust	trust	NOUN
ajis02-3043	100	2	is	be	AUX
ajis02-3043	100	3	a	a	DET
ajis02-3043	100	4	complex	complex	ADJ
ajis02-3043	100	5	concept	concept	NOUN
ajis02-3043	100	6	,	,	PUNCT
ajis02-3043	100	7	therefore	therefore	ADV
ajis02-3043	100	8	it	it	PRON
ajis02-3043	100	9	should	should	AUX
ajis02-3043	100	10	be	be	AUX
ajis02-3043	100	11	theorised	theorise	VERB
ajis02-3043	100	12	as	as	ADP
ajis02-3043	100	13	a	a	DET
ajis02-3043	100	14	multidimensional	multidimensional	ADJ
ajis02-3043	100	15	or	or	CCONJ
ajis02-3043	100	16	multifaceted	multifaceted	ADJ
ajis02-3043	100	17	phenomenon	phenomenon	NOUN
ajis02-3043	100	18	(	(	PUNCT
ajis02-3043	100	19	chen	chen	PROPN
ajis02-3043	100	20	&	&	CCONJ
ajis02-3043	100	21	dhillon	dhillon	PROPN
ajis02-3043	100	22	,	,	PUNCT
ajis02-3043	100	23	2003	2003	NUM
ajis02-3043	100	24	;	;	PUNCT
ajis02-3043	100	25	hillman	hillman	PROPN
ajis02-3043	100	26	&	&	CCONJ
ajis02-3043	100	27	neustaedter	neustaedter	PROPN
ajis02-3043	100	28	,	,	PUNCT
ajis02-3043	100	29	2017	2017	NUM
ajis02-3043	100	30	;	;	PUNCT
ajis02-3043	101	1	jimenez	jimenez	PROPN
ajis02-3043	101	2	et	et	PROPN
ajis02-3043	101	3	al	al	PROPN
ajis02-3043	101	4	.	.	PROPN
ajis02-3043	101	5	,	,	PUNCT
ajis02-3043	101	6	2016	2016	NUM
ajis02-3043	101	7	;	;	PUNCT
ajis02-3043	101	8	mcknight	mcknight	PROPN
ajis02-3043	101	9	et	et	PROPN
ajis02-3043	101	10	al	al	PROPN
ajis02-3043	101	11	.	.	PROPN
ajis02-3043	101	12	,	,	PUNCT
ajis02-3043	101	13	2002	2002	NUM
ajis02-3043	101	14	;	;	PUNCT
ajis02-3043	101	15	meng	meng	PROPN
ajis02-3043	101	16	et	et	PROPN
ajis02-3043	101	17	al	al	PROPN
ajis02-3043	101	18	.	.	PROPN
ajis02-3043	101	19	,	,	PUNCT
ajis02-3043	101	20	2008	2008	NUM
ajis02-3043	101	21	;	;	PUNCT
ajis02-3043	101	22	yan	yan	PROPN
ajis02-3043	101	23	,	,	PUNCT
ajis02-3043	101	24	niemi	niemi	PROPN
ajis02-3043	101	25	,	,	PUNCT
ajis02-3043	101	26	dong	dong	PROPN
ajis02-3043	101	27	,	,	PUNCT
ajis02-3043	101	28	&	&	CCONJ
ajis02-3043	101	29	yu	yu	PROPN
ajis02-3043	101	30	,	,	PUNCT
ajis02-3043	101	31	2008	2008	NUM
ajis02-3043	101	32	)	)	PUNCT
ajis02-3043	101	33	.	.	PUNCT
ajis02-3043	102	1	researchers	researcher	NOUN
ajis02-3043	102	2	have	have	AUX
ajis02-3043	102	3	pointed	point	VERB
ajis02-3043	102	4	out	out	ADP
ajis02-3043	102	5	that	that	SCONJ
ajis02-3043	102	6	exploring	explore	VERB
ajis02-3043	102	7	the	the	DET
ajis02-3043	102	8	different	different	ADJ
ajis02-3043	102	9	types	type	NOUN
ajis02-3043	102	10	of	of	ADP
ajis02-3043	102	11	trust	trust	NOUN
ajis02-3043	102	12	in	in	ADP
ajis02-3043	102	13	m	m	NOUN
ajis02-3043	102	14	-	-	NOUN
ajis02-3043	102	15	commerce	commerce	NOUN
ajis02-3043	102	16	is	be	AUX
ajis02-3043	102	17	beneficial	beneficial	ADJ
ajis02-3043	102	18	to	to	ADP
ajis02-3043	102	19	a	a	DET
ajis02-3043	102	20	better	well	ADJ
ajis02-3043	102	21	understanding	understanding	NOUN
ajis02-3043	102	22	of	of	ADP
ajis02-3043	102	23	trust	trust	NOUN
ajis02-3043	102	24	,	,	PUNCT
ajis02-3043	102	25	leading	lead	VERB
ajis02-3043	102	26	to	to	ADP
ajis02-3043	102	27	more	more	ADV
ajis02-3043	102	28	substantial	substantial	ADJ
ajis02-3043	102	29	understanding	understanding	NOUN
ajis02-3043	102	30	and	and	CCONJ
ajis02-3043	102	31	prediction	prediction	NOUN
ajis02-3043	102	32	of	of	ADP
ajis02-3043	102	33	consumer	consumer	NOUN
ajis02-3043	102	34	adoption	adoption	NOUN
ajis02-3043	102	35	(	(	PUNCT
ajis02-3043	102	36	meng	meng	PROPN
ajis02-3043	102	37	et	et	PROPN
ajis02-3043	102	38	al	al	PROPN
ajis02-3043	102	39	.	.	PROPN
ajis02-3043	102	40	,	,	PUNCT
ajis02-3043	102	41	2008	2008	NUM
ajis02-3043	102	42	;	;	PUNCT
ajis02-3043	102	43	min	min	PROPN
ajis02-3043	102	44	et	et	PROPN
ajis02-3043	102	45	al	al	PROPN
ajis02-3043	102	46	.	.	PROPN
ajis02-3043	102	47	,	,	PUNCT
ajis02-3043	102	48	2008	2008	NUM
ajis02-3043	102	49	;	;	PUNCT
ajis02-3043	103	1	nguyen	nguyen	NOUN
ajis02-3043	103	2	et	et	PROPN
ajis02-3043	103	3	al	al	PROPN
ajis02-3043	103	4	.	.	PROPN
ajis02-3043	103	5	,	,	PUNCT
ajis02-3043	103	6	2020	2020	NUM
ajis02-3043	103	7	)	)	PUNCT
ajis02-3043	103	8	.	.	PUNCT
ajis02-3043	104	1	as	as	ADP
ajis02-3043	104	2	a	a	DET
ajis02-3043	104	3	result	result	NOUN
ajis02-3043	104	4	,	,	PUNCT
ajis02-3043	104	5	research	research	NOUN
ajis02-3043	104	6	on	on	ADP
ajis02-3043	104	7	trust	trust	NOUN
ajis02-3043	104	8	in	in	ADP
ajis02-3043	104	9	m	m	NOUN
ajis02-3043	104	10	-	-	PUNCT
ajis02-3043	104	11	payment	payment	NOUN
ajis02-3043	104	12	adoption	adoption	NOUN
ajis02-3043	104	13	needs	need	VERB
ajis02-3043	104	14	to	to	PART
ajis02-3043	104	15	identify	identify	VERB
ajis02-3043	104	16	trust	trust	NOUN
ajis02-3043	104	17	types	type	NOUN
ajis02-3043	104	18	and	and	CCONJ
ajis02-3043	104	19	their	their	PRON
ajis02-3043	104	20	interaction	interaction	NOUN
ajis02-3043	104	21	effects	effect	NOUN
ajis02-3043	104	22	on	on	ADP
ajis02-3043	104	23	m	m	NOUN
ajis02-3043	104	24	-	-	PUNCT
ajis02-3043	104	25	payment	payment	NOUN
ajis02-3043	104	26	adoption	adoption	NOUN
ajis02-3043	104	27	(	(	PUNCT
ajis02-3043	104	28	nguyen	nguyen	NOUN
ajis02-3043	104	29	et	et	PROPN
ajis02-3043	104	30	al	al	PROPN
ajis02-3043	104	31	.	.	PROPN
ajis02-3043	104	32	2020	2020	NUM
ajis02-3043	104	33	)	)	PUNCT
ajis02-3043	104	34	.	.	PUNCT
ajis02-3043	105	1	this	this	PRON
ajis02-3043	105	2	could	could	AUX
ajis02-3043	105	3	lead	lead	VERB
ajis02-3043	105	4	to	to	ADP
ajis02-3043	105	5	a	a	DET
ajis02-3043	105	6	more	more	ADV
ajis02-3043	105	7	comprehensive	comprehensive	ADJ
ajis02-3043	105	8	understanding	understanding	NOUN
ajis02-3043	105	9	of	of	ADP
ajis02-3043	105	10	the	the	DET
ajis02-3043	105	11	concept	concept	NOUN
ajis02-3043	105	12	of	of	ADP
ajis02-3043	105	13	trust	trust	NOUN
ajis02-3043	105	14	in	in	ADP
ajis02-3043	105	15	the	the	DET
ajis02-3043	105	16	context	context	NOUN
ajis02-3043	105	17	of	of	ADP
ajis02-3043	105	18	m	m	NOUN
ajis02-3043	105	19	-	-	PUNCT
ajis02-3043	105	20	payment	payment	NOUN
ajis02-3043	105	21	adoption	adoption	NOUN
ajis02-3043	105	22	,	,	PUNCT
ajis02-3043	105	23	such	such	ADJ
ajis02-3043	105	24	as	as	ADP
ajis02-3043	105	25	,	,	PUNCT
ajis02-3043	105	26	understanding	understand	VERB
ajis02-3043	105	27	the	the	DET
ajis02-3043	105	28	trust	trust	NOUN
ajis02-3043	105	29	dimensions	dimension	NOUN
ajis02-3043	105	30	and	and	CCONJ
ajis02-3043	105	31	how	how	SCONJ
ajis02-3043	105	32	they	they	PRON
ajis02-3043	105	33	affect	affect	VERB
ajis02-3043	105	34	each	each	DET
ajis02-3043	105	35	other	other	ADJ
ajis02-3043	105	36	and	and	CCONJ
ajis02-3043	105	37	to	to	ADP
ajis02-3043	105	38	the	the	DET
ajis02-3043	105	39	intention	intention	NOUN
ajis02-3043	105	40	to	to	PART
ajis02-3043	105	41	adopt	adopt	VERB
ajis02-3043	105	42	m	m	NOUN
ajis02-3043	105	43	-	-	NOUN
ajis02-3043	105	44	payment	payment	NOUN
ajis02-3043	105	45	.	.	PUNCT
ajis02-3043	106	1	we	we	PRON
ajis02-3043	106	2	argue	argue	VERB
ajis02-3043	106	3	that	that	SCONJ
ajis02-3043	106	4	the	the	DET
ajis02-3043	106	5	overall	overall	ADJ
ajis02-3043	106	6	consumer	consumer	NOUN
ajis02-3043	106	7	trust	trust	NOUN
ajis02-3043	106	8	towards	towards	ADP
ajis02-3043	106	9	m	m	NOUN
ajis02-3043	106	10	-	-	PUNCT
ajis02-3043	106	11	payment	payment	NOUN
ajis02-3043	106	12	services	service	NOUN
ajis02-3043	106	13	can	can	AUX
ajis02-3043	106	14	act	act	VERB
ajis02-3043	106	15	as	as	ADP
ajis02-3043	106	16	a	a	DET
ajis02-3043	106	17	mediating	mediate	VERB
ajis02-3043	106	18	factor	factor	NOUN
ajis02-3043	106	19	between	between	ADP
ajis02-3043	106	20	trust	trust	NOUN
ajis02-3043	106	21	types	type	NOUN
ajis02-3043	106	22	and	and	CCONJ
ajis02-3043	106	23	m	m	NOUN
ajis02-3043	106	24	-	-	PUNCT
ajis02-3043	106	25	payment	payment	NOUN
ajis02-3043	106	26	adoption	adoption	NOUN
ajis02-3043	106	27	.	.	PUNCT
ajis02-3043	107	1	2.2	2.2	NUM
ajis02-3043	107	2	research	research	NOUN
ajis02-3043	107	3	aim	aim	NOUN
ajis02-3043	107	4	and	and	CCONJ
ajis02-3043	107	5	questions	question	NOUN
ajis02-3043	107	6	this	this	DET
ajis02-3043	107	7	study	study	NOUN
ajis02-3043	107	8	aims	aim	VERB
ajis02-3043	107	9	to	to	PART
ajis02-3043	107	10	identify	identify	VERB
ajis02-3043	107	11	different	different	ADJ
ajis02-3043	107	12	types	type	NOUN
ajis02-3043	107	13	of	of	ADP
ajis02-3043	107	14	trust	trust	NOUN
ajis02-3043	107	15	that	that	PRON
ajis02-3043	107	16	constitute	constitute	VERB
ajis02-3043	107	17	trust	trust	NOUN
ajis02-3043	107	18	of	of	ADP
ajis02-3043	107	19	m	m	NOUN
ajis02-3043	107	20	-	-	PUNCT
ajis02-3043	107	21	payment	payment	NOUN
ajis02-3043	107	22	consumers	consumer	NOUN
ajis02-3043	107	23	and	and	CCONJ
ajis02-3043	107	24	whether	whether	SCONJ
ajis02-3043	107	25	consumer	consumer	NOUN
ajis02-3043	107	26	trust	trust	NOUN
ajis02-3043	107	27	mediates	mediate	VERB
ajis02-3043	107	28	the	the	DET
ajis02-3043	107	29	effect	effect	NOUN
ajis02-3043	107	30	of	of	ADP
ajis02-3043	107	31	trust	trust	NOUN
ajis02-3043	107	32	types	type	NOUN
ajis02-3043	107	33	and	and	CCONJ
ajis02-3043	107	34	m	m	NOUN
ajis02-3043	107	35	-	-	PUNCT
ajis02-3043	107	36	payment	payment	NOUN
ajis02-3043	107	37	adoption	adoption	NOUN
ajis02-3043	107	38	.	.	PUNCT
ajis02-3043	108	1	this	this	PRON
ajis02-3043	108	2	leads	lead	VERB
ajis02-3043	108	3	to	to	ADP
ajis02-3043	108	4	the	the	DET
ajis02-3043	108	5	following	follow	VERB
ajis02-3043	108	6	research	research	NOUN
ajis02-3043	108	7	questions	question	NOUN
ajis02-3043	108	8	:	:	PUNCT
ajis02-3043	108	9	•	•	ADP
ajis02-3043	108	10	what	what	PRON
ajis02-3043	108	11	are	be	AUX
ajis02-3043	108	12	the	the	DET
ajis02-3043	108	13	relevant	relevant	ADJ
ajis02-3043	108	14	types	type	NOUN
ajis02-3043	108	15	of	of	ADP
ajis02-3043	108	16	trust	trust	NOUN
ajis02-3043	108	17	in	in	ADP
ajis02-3043	108	18	adopting	adopt	VERB
ajis02-3043	108	19	m	m	NOUN
ajis02-3043	108	20	-	-	NOUN
ajis02-3043	108	21	payment	payment	NOUN
ajis02-3043	108	22	?	?	PUNCT
ajis02-3043	109	1	•	•	NOUN
ajis02-3043	109	2	to	to	ADP
ajis02-3043	109	3	what	what	DET
ajis02-3043	109	4	extent	extent	NOUN
ajis02-3043	109	5	does	do	AUX
ajis02-3043	109	6	consumer	consumer	NOUN
ajis02-3043	109	7	trust	trust	NOUN
ajis02-3043	109	8	mediate	mediate	VERB
ajis02-3043	109	9	the	the	DET
ajis02-3043	109	10	relationship	relationship	NOUN
ajis02-3043	109	11	between	between	ADP
ajis02-3043	109	12	identified	identify	VERB
ajis02-3043	109	13	trust	trust	NOUN
ajis02-3043	109	14	types	type	NOUN
ajis02-3043	109	15	and	and	CCONJ
ajis02-3043	109	16	m	m	NOUN
ajis02-3043	109	17	-	-	PUNCT
ajis02-3043	109	18	payment	payment	NOUN
ajis02-3043	109	19	adoption	adoption	NOUN
ajis02-3043	109	20	?	?	PUNCT
ajis02-3043	110	1	3	3	NUM
ajis02-3043	110	2	the	the	DET
ajis02-3043	110	3	proposed	propose	VERB
ajis02-3043	110	4	model	model	NOUN
ajis02-3043	110	5	and	and	CCONJ
ajis02-3043	110	6	hypotheses	hypothesis	NOUN
ajis02-3043	110	7	regarding	regard	VERB
ajis02-3043	110	8	identifying	identify	VERB
ajis02-3043	110	9	the	the	DET
ajis02-3043	110	10	trust	trust	NOUN
ajis02-3043	110	11	types	type	NOUN
ajis02-3043	110	12	that	that	PRON
ajis02-3043	110	13	constitute	constitute	VERB
ajis02-3043	110	14	consumer	consumer	NOUN
ajis02-3043	110	15	trust	trust	NOUN
ajis02-3043	110	16	in	in	ADP
ajis02-3043	110	17	m	m	NOUN
ajis02-3043	110	18	-	-	PUNCT
ajis02-3043	110	19	payment	payment	NOUN
ajis02-3043	110	20	context	context	NOUN
ajis02-3043	110	21	,	,	PUNCT
ajis02-3043	110	22	the	the	DET
ajis02-3043	110	23	authors	author	NOUN
ajis02-3043	110	24	conducted	conduct	VERB
ajis02-3043	110	25	a	a	DET
ajis02-3043	110	26	comprehensive	comprehensive	ADJ
ajis02-3043	110	27	review	review	NOUN
ajis02-3043	110	28	of	of	ADP
ajis02-3043	110	29	related	related	ADJ
ajis02-3043	110	30	literature	literature	NOUN
ajis02-3043	110	31	regarding	regard	VERB
ajis02-3043	110	32	trust	trust	NOUN
ajis02-3043	110	33	in	in	ADP
ajis02-3043	110	34	the	the	DET
ajis02-3043	110	35	adoption	adoption	NOUN
ajis02-3043	110	36	of	of	ADP
ajis02-3043	110	37	e	e	NOUN
ajis02-3043	110	38	-	-	NOUN
ajis02-3043	110	39	commerce	commerce	PROPN
ajis02-3043	110	40	,	,	PUNCT
ajis02-3043	110	41	m	m	PROPN
ajis02-3043	110	42	-	-	PUNCT
ajis02-3043	110	43	commerce	commerce	NOUN
ajis02-3043	110	44	,	,	PUNCT
ajis02-3043	110	45	mobile	mobile	ADJ
ajis02-3043	110	46	banking	banking	NOUN
ajis02-3043	110	47	,	,	PUNCT
ajis02-3043	110	48	and	and	CCONJ
ajis02-3043	110	49	m	m	NOUN
ajis02-3043	110	50	-	-	NOUN
ajis02-3043	110	51	payment	payment	NOUN
ajis02-3043	110	52	.	.	PUNCT
ajis02-3043	111	1	this	this	PRON
ajis02-3043	111	2	is	be	AUX
ajis02-3043	111	3	because	because	SCONJ
ajis02-3043	111	4	:	:	PUNCT
ajis02-3043	111	5	(	(	PUNCT
ajis02-3043	111	6	1	1	X
ajis02-3043	111	7	)	)	PUNCT
ajis02-3043	111	8	m	m	NOUN
ajis02-3043	111	9	-	-	PUNCT
ajis02-3043	111	10	payment	payment	NOUN
ajis02-3043	111	11	is	be	AUX
ajis02-3043	111	12	considered	consider	VERB
ajis02-3043	111	13	a	a	DET
ajis02-3043	111	14	subset	subset	NOUN
ajis02-3043	111	15	of	of	ADP
ajis02-3043	111	16	m	m	PROPN
ajis02-3043	111	17	-	-	PUNCT
ajis02-3043	111	18	commerce	commerce	NOUN
ajis02-3043	111	19	,	,	PUNCT
ajis02-3043	111	20	as	as	ADV
ajis02-3043	111	21	well	well	ADV
ajis02-3043	111	22	as	as	ADP
ajis02-3043	111	23	,	,	PUNCT
ajis02-3043	111	24	e	e	NOUN
ajis02-3043	111	25	-	-	NOUN
ajis02-3043	111	26	commerce	commerce	NOUN
ajis02-3043	111	27	,	,	PUNCT
ajis02-3043	111	28	and	and	CCONJ
ajis02-3043	111	29	mobile	mobile	ADJ
ajis02-3043	111	30	banking	banking	NOUN
ajis02-3043	111	31	applications	application	NOUN
ajis02-3043	111	32	also	also	ADV
ajis02-3043	111	33	can	can	AUX
ajis02-3043	111	34	be	be	AUX
ajis02-3043	111	35	used	use	VERB
ajis02-3043	111	36	for	for	ADP
ajis02-3043	111	37	the	the	DET
ajis02-3043	111	38	purpose	purpose	NOUN
ajis02-3043	111	39	of	of	ADP
ajis02-3043	111	40	m	m	NOUN
ajis02-3043	111	41	-	-	NOUN
ajis02-3043	111	42	payment	payment	NOUN
ajis02-3043	111	43	;	;	PUNCT
ajis02-3043	111	44	(	(	PUNCT
ajis02-3043	111	45	2	2	X
ajis02-3043	111	46	)	)	PUNCT
ajis02-3043	111	47	there	there	PRON
ajis02-3043	111	48	is	be	VERB
ajis02-3043	111	49	no	no	DET
ajis02-3043	111	50	agreement	agreement	NOUN
ajis02-3043	111	51	regarding	regard	VERB
ajis02-3043	111	52	the	the	DET
ajis02-3043	111	53	types	type	NOUN
ajis02-3043	111	54	of	of	ADP
ajis02-3043	111	55	trust	trust	NOUN
ajis02-3043	111	56	in	in	ADP
ajis02-3043	111	57	m	m	NOUN
ajis02-3043	111	58	-	-	PUNCT
ajis02-3043	111	59	payment	payment	NOUN
ajis02-3043	111	60	adoption	adoption	NOUN
ajis02-3043	111	61	.	.	PUNCT
ajis02-3043	112	1	obviously	obviously	ADV
ajis02-3043	112	2	,	,	PUNCT
ajis02-3043	112	3	a	a	DET
ajis02-3043	112	4	comprehensive	comprehensive	ADJ
ajis02-3043	112	5	review	review	NOUN
ajis02-3043	112	6	of	of	ADP
ajis02-3043	112	7	australasian	australasian	ADJ
ajis02-3043	112	8	journal	journal	NOUN
ajis02-3043	112	9	of	of	ADP
ajis02-3043	112	10	information	information	NOUN
ajis02-3043	112	11	systems	system	NOUN
ajis02-3043	112	12	nguyen	nguyen	NOUN
ajis02-3043	112	13	et	et	PROPN
ajis02-3043	112	14	al	al	PROPN
ajis02-3043	112	15	.	.	PROPN
ajis02-3043	112	16	2021	2021	NUM
ajis02-3043	112	17	,	,	PUNCT
ajis02-3043	112	18	vol	vol	NOUN
ajis02-3043	112	19	25	25	NUM
ajis02-3043	112	20	,	,	PUNCT
ajis02-3043	112	21	research	research	NOUN
ajis02-3043	112	22	article	article	NOUN
ajis02-3043	112	23	trust	trust	NOUN
ajis02-3043	112	24	types	type	NOUN
ajis02-3043	112	25	and	and	CCONJ
ajis02-3043	112	26	mediating	mediate	VERB
ajis02-3043	112	27	effect	effect	NOUN
ajis02-3043	112	28	8	8	NUM
ajis02-3043	112	29	related	relate	VERB
ajis02-3043	112	30	literature	literature	NOUN
ajis02-3043	112	31	was	be	AUX
ajis02-3043	112	32	necessary	necessary	ADJ
ajis02-3043	112	33	.	.	PUNCT
ajis02-3043	113	1	based	base	VERB
ajis02-3043	113	2	on	on	ADP
ajis02-3043	113	3	this	this	DET
ajis02-3043	113	4	review	review	NOUN
ajis02-3043	113	5	,	,	PUNCT
ajis02-3043	113	6	the	the	DET
ajis02-3043	113	7	authors	author	NOUN
ajis02-3043	113	8	adopted	adopt	VERB
ajis02-3043	113	9	four	four	NUM
ajis02-3043	113	10	sub	sub	NOUN
ajis02-3043	113	11	-	-	NOUN
ajis02-3043	113	12	types	type	NOUN
ajis02-3043	113	13	of	of	ADP
ajis02-3043	113	14	trust	trust	NOUN
ajis02-3043	113	15	in	in	ADP
ajis02-3043	113	16	the	the	DET
ajis02-3043	113	17	context	context	NOUN
ajis02-3043	113	18	of	of	ADP
ajis02-3043	113	19	m	m	NOUN
ajis02-3043	113	20	-	-	PUNCT
ajis02-3043	113	21	payment	payment	NOUN
ajis02-3043	113	22	adoption	adoption	NOUN
ajis02-3043	113	23	as	as	ADP
ajis02-3043	113	24	following	follow	VERB
ajis02-3043	113	25	.	.	PUNCT
ajis02-3043	114	1	m	m	NOUN
ajis02-3043	114	2	-	-	PUNCT
ajis02-3043	114	3	payment	payment	NOUN
ajis02-3043	114	4	provider	provider	NOUN
ajis02-3043	114	5	trust	trust	NOUN
ajis02-3043	114	6	refers	refer	VERB
ajis02-3043	114	7	to	to	ADP
ajis02-3043	114	8	the	the	DET
ajis02-3043	114	9	belief	belief	NOUN
ajis02-3043	114	10	of	of	ADP
ajis02-3043	114	11	consumers	consumer	NOUN
ajis02-3043	114	12	that	that	PRON
ajis02-3043	114	13	the	the	DET
ajis02-3043	114	14	m	m	NOUN
ajis02-3043	114	15	-	-	PUNCT
ajis02-3043	114	16	payment	payment	NOUN
ajis02-3043	114	17	service	service	NOUN
ajis02-3043	114	18	provider	provider	NOUN
ajis02-3043	114	19	will	will	AUX
ajis02-3043	114	20	perform	perform	VERB
ajis02-3043	114	21	and	and	CCONJ
ajis02-3043	114	22	complete	complete	VERB
ajis02-3043	114	23	the	the	DET
ajis02-3043	114	24	transactional	transactional	ADJ
ajis02-3043	114	25	commission	commission	NOUN
ajis02-3043	114	26	,	,	PUNCT
ajis02-3043	114	27	as	as	ADV
ajis02-3043	114	28	well	well	ADV
ajis02-3043	114	29	as	as	ADP
ajis02-3043	114	30	,	,	PUNCT
ajis02-3043	114	31	any	any	DET
ajis02-3043	114	32	obligations	obligation	NOUN
ajis02-3043	114	33	which	which	PRON
ajis02-3043	114	34	might	might	AUX
ajis02-3043	114	35	arise	arise	VERB
ajis02-3043	114	36	from	from	ADP
ajis02-3043	114	37	risky	risky	ADJ
ajis02-3043	114	38	or	or	CCONJ
ajis02-3043	114	39	uncertain	uncertain	ADJ
ajis02-3043	114	40	circumstances	circumstance	NOUN
ajis02-3043	114	41	(	(	PUNCT
ajis02-3043	114	42	joubert	joubert	PROPN
ajis02-3043	114	43	&	&	CCONJ
ajis02-3043	114	44	belle	belle	PROPN
ajis02-3043	114	45	,	,	PUNCT
ajis02-3043	114	46	2009	2009	NUM
ajis02-3043	114	47	,	,	PUNCT
ajis02-3043	114	48	2013	2013	NUM
ajis02-3043	114	49	)	)	PUNCT
ajis02-3043	114	50	,	,	PUNCT
ajis02-3043	114	51	i.e.	i.e.	X
ajis02-3043	114	52	the	the	DET
ajis02-3043	114	53	extent	extent	NOUN
ajis02-3043	114	54	to	to	PART
ajis02-3043	114	55	which	which	PRON
ajis02-3043	114	56	consumers	consumer	NOUN
ajis02-3043	114	57	trust	trust	VERB
ajis02-3043	114	58	the	the	DET
ajis02-3043	114	59	m	m	NOUN
ajis02-3043	114	60	-	-	PUNCT
ajis02-3043	114	61	payment	payment	NOUN
ajis02-3043	114	62	provider	provider	NOUN
ajis02-3043	114	63	.	.	PUNCT
ajis02-3043	115	1	this	this	PRON
ajis02-3043	115	2	is	be	AUX
ajis02-3043	115	3	important	important	ADJ
ajis02-3043	115	4	in	in	ADP
ajis02-3043	115	5	the	the	DET
ajis02-3043	115	6	context	context	NOUN
ajis02-3043	115	7	of	of	ADP
ajis02-3043	115	8	mpayment	mpayment	NOUN
ajis02-3043	115	9	because	because	SCONJ
ajis02-3043	115	10	an	an	DET
ajis02-3043	115	11	m	m	NOUN
ajis02-3043	115	12	-	-	PUNCT
ajis02-3043	115	13	payment	payment	NOUN
ajis02-3043	115	14	service	service	NOUN
ajis02-3043	115	15	provider	provider	NOUN
ajis02-3043	115	16	approaches	approach	NOUN
ajis02-3043	115	17	,	,	PUNCT
ajis02-3043	115	18	uses	use	NOUN
ajis02-3043	115	19	and	and	CCONJ
ajis02-3043	115	20	stores	store	NOUN
ajis02-3043	115	21	private	private	ADJ
ajis02-3043	115	22	and	and	CCONJ
ajis02-3043	115	23	important	important	ADJ
ajis02-3043	115	24	consumer	consumer	NOUN
ajis02-3043	115	25	information	information	NOUN
ajis02-3043	115	26	,	,	PUNCT
ajis02-3043	115	27	such	such	ADJ
ajis02-3043	115	28	as	as	ADP
ajis02-3043	115	29	,	,	PUNCT
ajis02-3043	115	30	personal	personal	ADJ
ajis02-3043	115	31	and	and	CCONJ
ajis02-3043	115	32	financial	financial	ADJ
ajis02-3043	115	33	information	information	NOUN
ajis02-3043	115	34	,	,	PUNCT
ajis02-3043	115	35	bank	bank	NOUN
ajis02-3043	115	36	account	account	NOUN
ajis02-3043	115	37	data	datum	NOUN
ajis02-3043	115	38	,	,	PUNCT
ajis02-3043	115	39	and	and	CCONJ
ajis02-3043	115	40	data	datum	NOUN
ajis02-3043	115	41	about	about	ADP
ajis02-3043	115	42	purchased	purchase	VERB
ajis02-3043	115	43	goods	good	NOUN
ajis02-3043	115	44	and	and	CCONJ
ajis02-3043	115	45	services	service	NOUN
ajis02-3043	115	46	.	.	PUNCT
ajis02-3043	116	1	obviously	obviously	ADV
ajis02-3043	116	2	,	,	PUNCT
ajis02-3043	116	3	in	in	ADP
ajis02-3043	116	4	order	order	NOUN
ajis02-3043	116	5	to	to	PART
ajis02-3043	116	6	use	use	VERB
ajis02-3043	116	7	m	m	NOUN
ajis02-3043	116	8	-	-	NOUN
ajis02-3043	116	9	payment	payment	NOUN
ajis02-3043	116	10	,	,	PUNCT
ajis02-3043	116	11	consumers	consumer	NOUN
ajis02-3043	116	12	must	must	AUX
ajis02-3043	116	13	be	be	AUX
ajis02-3043	116	14	confident	confident	ADJ
ajis02-3043	116	15	that	that	SCONJ
ajis02-3043	116	16	m	m	NOUN
ajis02-3043	116	17	-	-	PUNCT
ajis02-3043	116	18	payment	payment	NOUN
ajis02-3043	116	19	providers	provider	NOUN
ajis02-3043	116	20	are	be	AUX
ajis02-3043	116	21	able	able	ADJ
ajis02-3043	116	22	to	to	PART
ajis02-3043	116	23	provide	provide	VERB
ajis02-3043	116	24	and	and	CCONJ
ajis02-3043	116	25	process	process	VERB
ajis02-3043	116	26	mpayment	mpayment	NOUN
ajis02-3043	116	27	services	service	NOUN
ajis02-3043	116	28	correctly	correctly	ADV
ajis02-3043	116	29	,	,	PUNCT
ajis02-3043	116	30	fast	fast	ADJ
ajis02-3043	116	31	,	,	PUNCT
ajis02-3043	116	32	conveniently	conveniently	ADV
ajis02-3043	116	33	,	,	PUNCT
ajis02-3043	116	34	and	and	CCONJ
ajis02-3043	116	35	securely	securely	ADV
ajis02-3043	116	36	(	(	PUNCT
ajis02-3043	116	37	mingxing	mingxe	VERB
ajis02-3043	116	38	et	et	NOUN
ajis02-3043	116	39	al	al	PROPN
ajis02-3043	116	40	.	.	PROPN
ajis02-3043	116	41	,	,	PUNCT
ajis02-3043	116	42	2014).(mingxing	2014).(mingxe	VERB
ajis02-3043	116	43	et	et	NOUN
ajis02-3043	116	44	al	al	PROPN
ajis02-3043	116	45	.	.	PROPN
ajis02-3043	116	46	2014	2014	NUM
ajis02-3043	116	47	)	)	PUNCT
ajis02-3043	116	48	.	.	PUNCT
ajis02-3043	117	1	service	service	NOUN
ajis02-3043	117	2	provider	provider	NOUN
ajis02-3043	117	3	trust	trust	NOUN
ajis02-3043	117	4	plays	play	VERB
ajis02-3043	117	5	an	an	DET
ajis02-3043	117	6	important	important	ADJ
ajis02-3043	117	7	part	part	NOUN
ajis02-3043	117	8	in	in	ADP
ajis02-3043	117	9	the	the	DET
ajis02-3043	117	10	overall	overall	ADJ
ajis02-3043	117	11	trust	trust	NOUN
ajis02-3043	117	12	of	of	ADP
ajis02-3043	117	13	consumers	consumer	NOUN
ajis02-3043	117	14	,	,	PUNCT
ajis02-3043	117	15	therefore	therefore	ADV
ajis02-3043	117	16	it	it	PRON
ajis02-3043	117	17	is	be	AUX
ajis02-3043	117	18	widely	widely	ADV
ajis02-3043	117	19	used	use	VERB
ajis02-3043	117	20	in	in	ADP
ajis02-3043	117	21	research	research	NOUN
ajis02-3043	117	22	on	on	ADP
ajis02-3043	117	23	e	e	NOUN
ajis02-3043	117	24	-	-	NOUN
ajis02-3043	117	25	commerce	commerce	NOUN
ajis02-3043	117	26	adoption	adoption	NOUN
ajis02-3043	117	27	(	(	PUNCT
ajis02-3043	117	28	mcknight	mcknight	PROPN
ajis02-3043	117	29	&	&	CCONJ
ajis02-3043	117	30	chervany	chervany	PROPN
ajis02-3043	117	31	,	,	PUNCT
ajis02-3043	117	32	2001a	2001a	NUM
ajis02-3043	117	33	,	,	PUNCT
ajis02-3043	117	34	2001b	2001b	NUM
ajis02-3043	117	35	;	;	PUNCT
ajis02-3043	117	36	mcknight	mcknight	PROPN
ajis02-3043	117	37	et	et	PROPN
ajis02-3043	117	38	al	al	PROPN
ajis02-3043	117	39	.	.	PROPN
ajis02-3043	117	40	,	,	PUNCT
ajis02-3043	117	41	2002	2002	NUM
ajis02-3043	117	42	;	;	PUNCT
ajis02-3043	117	43	mcknight	mcknight	PROPN
ajis02-3043	117	44	,	,	PUNCT
ajis02-3043	117	45	kacmar	kacmar	PROPN
ajis02-3043	117	46	,	,	PUNCT
ajis02-3043	117	47	&	&	CCONJ
ajis02-3043	117	48	choudhury	choudhury	PROPN
ajis02-3043	117	49	,	,	PUNCT
ajis02-3043	117	50	2004	2004	NUM
ajis02-3043	117	51	)	)	PUNCT
ajis02-3043	117	52	,	,	PUNCT
ajis02-3043	117	53	m	m	NOUN
ajis02-3043	117	54	-	-	PUNCT
ajis02-3043	117	55	commerce	commerce	NOUN
ajis02-3043	117	56	adoption	adoption	NOUN
ajis02-3043	117	57	(	(	PUNCT
ajis02-3043	117	58	joubert	joubert	PROPN
ajis02-3043	117	59	&	&	CCONJ
ajis02-3043	117	60	belle	belle	PROPN
ajis02-3043	117	61	,	,	PUNCT
ajis02-3043	117	62	2009	2009	NUM
ajis02-3043	117	63	,	,	PUNCT
ajis02-3043	117	64	2013	2013	NUM
ajis02-3043	117	65	;	;	PUNCT
ajis02-3043	117	66	meng	meng	PROPN
ajis02-3043	117	67	et	et	PROPN
ajis02-3043	117	68	al	al	PROPN
ajis02-3043	117	69	.	.	PROPN
ajis02-3043	117	70	,	,	PUNCT
ajis02-3043	117	71	2008	2008	NUM
ajis02-3043	117	72	;	;	PUNCT
ajis02-3043	117	73	min	min	PROPN
ajis02-3043	117	74	et	et	PROPN
ajis02-3043	117	75	al	al	PROPN
ajis02-3043	117	76	.	.	PROPN
ajis02-3043	117	77	,	,	PUNCT
ajis02-3043	117	78	2008	2008	NUM
ajis02-3043	117	79	;	;	PUNCT
ajis02-3043	117	80	siau	siau	PROPN
ajis02-3043	117	81	&	&	CCONJ
ajis02-3043	117	82	shen	shen	PROPN
ajis02-3043	117	83	,	,	PUNCT
ajis02-3043	117	84	2003	2003	NUM
ajis02-3043	117	85	;	;	PUNCT
ajis02-3043	117	86	siau	siau	PROPN
ajis02-3043	117	87	,	,	PUNCT
ajis02-3043	117	88	sheng	sheng	PROPN
ajis02-3043	117	89	,	,	PUNCT
ajis02-3043	117	90	nah	nah	INTJ
ajis02-3043	117	91	,	,	PUNCT
ajis02-3043	117	92	&	&	CCONJ
ajis02-3043	117	93	davis	davis	PROPN
ajis02-3043	117	94	,	,	PUNCT
ajis02-3043	117	95	2004	2004	NUM
ajis02-3043	117	96	)	)	PUNCT
ajis02-3043	117	97	,	,	PUNCT
ajis02-3043	117	98	and	and	CCONJ
ajis02-3043	117	99	m	m	NOUN
ajis02-3043	117	100	-	-	PUNCT
ajis02-3043	117	101	payment	payment	NOUN
ajis02-3043	117	102	adoption	adoption	NOUN
ajis02-3043	117	103	(	(	PUNCT
ajis02-3043	117	104	mingxing	mingxe	VERB
ajis02-3043	117	105	et	et	NOUN
ajis02-3043	117	106	al	al	PROPN
ajis02-3043	117	107	.	.	PROPN
ajis02-3043	117	108	,	,	PUNCT
ajis02-3043	117	109	2014	2014	NUM
ajis02-3043	117	110	;	;	PUNCT
ajis02-3043	117	111	srivastava	srivastava	PROPN
ajis02-3043	117	112	,	,	PUNCT
ajis02-3043	117	113	chandra	chandra	PROPN
ajis02-3043	117	114	,	,	PUNCT
ajis02-3043	117	115	&	&	CCONJ
ajis02-3043	117	116	theng	theng	PROPN
ajis02-3043	117	117	,	,	PUNCT
ajis02-3043	117	118	2010	2010	NUM
ajis02-3043	117	119	;	;	PUNCT
ajis02-3043	117	120	xin	xin	PROPN
ajis02-3043	117	121	et	et	PROPN
ajis02-3043	117	122	al	al	PROPN
ajis02-3043	117	123	.	.	PROPN
ajis02-3043	117	124	,	,	PUNCT
ajis02-3043	117	125	2015	2015	NUM
ajis02-3043	117	126	)	)	PUNCT
ajis02-3043	117	127	.	.	PUNCT
ajis02-3043	118	1	as	as	ADP
ajis02-3043	118	2	a	a	DET
ajis02-3043	118	3	result	result	NOUN
ajis02-3043	118	4	,	,	PUNCT
ajis02-3043	118	5	the	the	DET
ajis02-3043	118	6	authors	author	NOUN
ajis02-3043	118	7	suggest	suggest	VERB
ajis02-3043	118	8	m	m	ADJ
ajis02-3043	118	9	-	-	PUNCT
ajis02-3043	118	10	payment	payment	NOUN
ajis02-3043	118	11	provider	provider	NOUN
ajis02-3043	118	12	trust	trust	NOUN
ajis02-3043	118	13	is	be	AUX
ajis02-3043	118	14	the	the	DET
ajis02-3043	118	15	first	first	ADJ
ajis02-3043	118	16	type	type	NOUN
ajis02-3043	118	17	of	of	ADP
ajis02-3043	118	18	trust	trust	NOUN
ajis02-3043	118	19	in	in	ADP
ajis02-3043	118	20	building	build	VERB
ajis02-3043	118	21	consumer	consumer	NOUN
ajis02-3043	118	22	trust	trust	NOUN
ajis02-3043	118	23	in	in	ADP
ajis02-3043	118	24	m	m	NOUN
ajis02-3043	118	25	-	-	PUNCT
ajis02-3043	118	26	payment	payment	NOUN
ajis02-3043	118	27	services	service	NOUN
ajis02-3043	118	28	.	.	PUNCT
ajis02-3043	119	1	this	this	PRON
ajis02-3043	119	2	leads	lead	VERB
ajis02-3043	119	3	to	to	ADP
ajis02-3043	119	4	the	the	DET
ajis02-3043	119	5	following	follow	VERB
ajis02-3043	119	6	hypothesis	hypothesis	NOUN
ajis02-3043	119	7	:	:	PUNCT
ajis02-3043	119	8	h1	h1	NOUN
ajis02-3043	119	9	:	:	PUNCT
ajis02-3043	119	10	m	m	ADJ
ajis02-3043	119	11	-	-	PUNCT
ajis02-3043	119	12	payment	payment	NOUN
ajis02-3043	119	13	provider	provider	NOUN
ajis02-3043	119	14	trust	trust	NOUN
ajis02-3043	119	15	positively	positively	ADV
ajis02-3043	119	16	influences	influence	VERB
ajis02-3043	119	17	consumer	consumer	NOUN
ajis02-3043	119	18	trust	trust	NOUN
ajis02-3043	119	19	in	in	ADP
ajis02-3043	119	20	m	m	NOUN
ajis02-3043	119	21	-	-	NOUN
ajis02-3043	119	22	payment	payment	NOUN
ajis02-3043	119	23	.	.	PUNCT
ajis02-3043	120	1	technology	technology	NOUN
ajis02-3043	120	2	trust	trust	NOUN
ajis02-3043	120	3	or	or	CCONJ
ajis02-3043	120	4	system	system	NOUN
ajis02-3043	120	5	trust	trust	NOUN
ajis02-3043	120	6	refers	refer	VERB
ajis02-3043	120	7	to	to	ADP
ajis02-3043	120	8	the	the	DET
ajis02-3043	120	9	degree	degree	NOUN
ajis02-3043	120	10	to	to	PART
ajis02-3043	120	11	which	which	PRON
ajis02-3043	120	12	consumers	consumer	NOUN
ajis02-3043	120	13	believe	believe	VERB
ajis02-3043	120	14	that	that	SCONJ
ajis02-3043	120	15	the	the	DET
ajis02-3043	120	16	underlying	underlie	VERB
ajis02-3043	120	17	technology	technology	NOUN
ajis02-3043	120	18	or	or	CCONJ
ajis02-3043	120	19	system	system	NOUN
ajis02-3043	120	20	has	have	VERB
ajis02-3043	120	21	the	the	DET
ajis02-3043	120	22	ability	ability	NOUN
ajis02-3043	120	23	to	to	PART
ajis02-3043	120	24	work	work	VERB
ajis02-3043	120	25	as	as	SCONJ
ajis02-3043	120	26	expected	expect	VERB
ajis02-3043	120	27	and	and	CCONJ
ajis02-3043	120	28	to	to	PART
ajis02-3043	120	29	process	process	VERB
ajis02-3043	120	30	mpayment	mpayment	NOUN
ajis02-3043	120	31	transactions	transaction	NOUN
ajis02-3043	120	32	appropriately	appropriately	ADV
ajis02-3043	120	33	(	(	PUNCT
ajis02-3043	120	34	joubert	joubert	PROPN
ajis02-3043	120	35	&	&	CCONJ
ajis02-3043	120	36	belle	belle	PROPN
ajis02-3043	120	37	,	,	PUNCT
ajis02-3043	120	38	2013).(joubert	2013).(joubert	PROPN
ajis02-3043	120	39	and	and	CCONJ
ajis02-3043	120	40	belle	belle	PROPN
ajis02-3043	120	41	2013	2013	NUM
ajis02-3043	120	42	)	)	PUNCT
ajis02-3043	120	43	.	.	PUNCT
ajis02-3043	121	1	this	this	DET
ajis02-3043	121	2	study	study	NOUN
ajis02-3043	121	3	looks	look	VERB
ajis02-3043	121	4	at	at	ADP
ajis02-3043	121	5	system	system	NOUN
ajis02-3043	121	6	/	/	SYM
ajis02-3043	121	7	technology	technology	NOUN
ajis02-3043	121	8	trust	trust	NOUN
ajis02-3043	121	9	from	from	ADP
ajis02-3043	121	10	the	the	DET
ajis02-3043	121	11	viewpoint	viewpoint	NOUN
ajis02-3043	121	12	of	of	ADP
ajis02-3043	121	13	consumers	consumer	NOUN
ajis02-3043	121	14	,	,	PUNCT
ajis02-3043	121	15	instead	instead	ADV
ajis02-3043	121	16	of	of	ADP
ajis02-3043	121	17	technical	technical	ADJ
ajis02-3043	121	18	and	and	CCONJ
ajis02-3043	121	19	technological	technological	ADJ
ajis02-3043	121	20	specialists	specialist	NOUN
ajis02-3043	121	21	.	.	PUNCT
ajis02-3043	122	1	many	many	ADJ
ajis02-3043	122	2	authors	author	NOUN
ajis02-3043	122	3	have	have	AUX
ajis02-3043	122	4	identified	identify	VERB
ajis02-3043	122	5	the	the	DET
ajis02-3043	122	6	significant	significant	ADJ
ajis02-3043	122	7	role	role	NOUN
ajis02-3043	122	8	of	of	ADP
ajis02-3043	122	9	technology	technology	NOUN
ajis02-3043	122	10	trust	trust	NOUN
ajis02-3043	122	11	on	on	ADP
ajis02-3043	122	12	m	m	PROPN
ajis02-3043	122	13	-	-	NOUN
ajis02-3043	122	14	commerce	commerce	PROPN
ajis02-3043	122	15	(	(	PUNCT
ajis02-3043	122	16	joubert	joubert	PROPN
ajis02-3043	122	17	&	&	CCONJ
ajis02-3043	122	18	belle	belle	PROPN
ajis02-3043	122	19	,	,	PUNCT
ajis02-3043	122	20	2009	2009	NUM
ajis02-3043	122	21	,	,	PUNCT
ajis02-3043	122	22	2013	2013	NUM
ajis02-3043	122	23	;	;	PUNCT
ajis02-3043	122	24	meng	meng	PROPN
ajis02-3043	122	25	et	et	PROPN
ajis02-3043	122	26	al	al	PROPN
ajis02-3043	122	27	.	.	PROPN
ajis02-3043	122	28	,	,	PUNCT
ajis02-3043	122	29	2008	2008	NUM
ajis02-3043	122	30	;	;	PUNCT
ajis02-3043	122	31	min	min	PROPN
ajis02-3043	122	32	et	et	PROPN
ajis02-3043	122	33	al	al	PROPN
ajis02-3043	122	34	.	.	PROPN
ajis02-3043	122	35	,	,	PUNCT
ajis02-3043	122	36	2008	2008	NUM
ajis02-3043	122	37	;	;	PUNCT
ajis02-3043	122	38	siau	siau	PROPN
ajis02-3043	122	39	&	&	CCONJ
ajis02-3043	122	40	shen	shen	PROPN
ajis02-3043	122	41	,	,	PUNCT
ajis02-3043	122	42	2003	2003	NUM
ajis02-3043	122	43	;	;	PUNCT
ajis02-3043	122	44	siau	siau	PROPN
ajis02-3043	122	45	et	et	PROPN
ajis02-3043	122	46	al	al	PROPN
ajis02-3043	122	47	.	.	PROPN
ajis02-3043	122	48	,	,	PUNCT
ajis02-3043	122	49	2003	2003	NUM
ajis02-3043	122	50	)	)	PUNCT
ajis02-3043	122	51	,	,	PUNCT
ajis02-3043	122	52	and	and	CCONJ
ajis02-3043	122	53	m	m	NOUN
ajis02-3043	122	54	-	-	PUNCT
ajis02-3043	122	55	payment	payment	NOUN
ajis02-3043	122	56	adoption	adoption	NOUN
ajis02-3043	122	57	(	(	PUNCT
ajis02-3043	122	58	srivastava	srivastava	PROPN
ajis02-3043	122	59	et	et	PROPN
ajis02-3043	122	60	al	al	PROPN
ajis02-3043	122	61	.	.	PROPN
ajis02-3043	122	62	,	,	PUNCT
ajis02-3043	122	63	2010	2010	NUM
ajis02-3043	122	64	)	)	PUNCT
ajis02-3043	122	65	.	.	PUNCT
ajis02-3043	123	1	the	the	DET
ajis02-3043	123	2	underlying	underlie	VERB
ajis02-3043	123	3	technology	technology	NOUN
ajis02-3043	123	4	in	in	ADP
ajis02-3043	123	5	m	m	NOUN
ajis02-3043	123	6	-	-	PUNCT
ajis02-3043	123	7	payment	payment	NOUN
ajis02-3043	123	8	includes	include	VERB
ajis02-3043	123	9	not	not	PART
ajis02-3043	123	10	only	only	ADV
ajis02-3043	123	11	the	the	DET
ajis02-3043	123	12	application	application	NOUN
ajis02-3043	123	13	technology	technology	NOUN
ajis02-3043	123	14	of	of	ADP
ajis02-3043	123	15	the	the	DET
ajis02-3043	123	16	m	m	NOUN
ajis02-3043	123	17	-	-	PUNCT
ajis02-3043	123	18	payment	payment	NOUN
ajis02-3043	123	19	provider	provider	NOUN
ajis02-3043	123	20	,	,	PUNCT
ajis02-3043	123	21	but	but	CCONJ
ajis02-3043	123	22	also	also	ADV
ajis02-3043	123	23	other	other	ADJ
ajis02-3043	123	24	involved	involve	VERB
ajis02-3043	123	25	technologies	technology	NOUN
ajis02-3043	123	26	such	such	ADJ
ajis02-3043	123	27	as	as	ADP
ajis02-3043	123	28	internet	internet	NOUN
ajis02-3043	123	29	bandwidth	bandwidth	NOUN
ajis02-3043	123	30	,	,	PUNCT
ajis02-3043	123	31	network	network	NOUN
ajis02-3043	123	32	connection	connection	NOUN
ajis02-3043	123	33	coverage	coverage	NOUN
ajis02-3043	123	34	,	,	PUNCT
ajis02-3043	123	35	mobile	mobile	NOUN
ajis02-3043	123	36	devices	device	NOUN
ajis02-3043	123	37	technology	technology	NOUN
ajis02-3043	123	38	,	,	PUNCT
ajis02-3043	123	39	encryption	encryption	NOUN
ajis02-3043	123	40	,	,	PUNCT
ajis02-3043	123	41	mobile	mobile	ADJ
ajis02-3043	123	42	operating	operating	NOUN
ajis02-3043	123	43	systems	system	NOUN
ajis02-3043	123	44	,	,	PUNCT
ajis02-3043	123	45	connection	connection	NOUN
ajis02-3043	123	46	technology	technology	NOUN
ajis02-3043	123	47	such	such	ADJ
ajis02-3043	123	48	as	as	ADP
ajis02-3043	123	49	nfc	nfc	NOUN
ajis02-3043	123	50	,	,	PUNCT
ajis02-3043	123	51	and	and	CCONJ
ajis02-3043	123	52	banking	banking	NOUN
ajis02-3043	123	53	systems	system	NOUN
ajis02-3043	123	54	that	that	PRON
ajis02-3043	123	55	accept	accept	VERB
ajis02-3043	123	56	financial	financial	ADJ
ajis02-3043	123	57	transactions	transaction	NOUN
ajis02-3043	123	58	(	(	PUNCT
ajis02-3043	123	59	cabral	cabral	ADJ
ajis02-3043	123	60	,	,	PUNCT
ajis02-3043	123	61	2018	2018	NUM
ajis02-3043	123	62	;	;	PUNCT
ajis02-3043	123	63	krishnan	krishnan	PROPN
ajis02-3043	123	64	,	,	PUNCT
ajis02-3043	123	65	2015	2015	NUM
ajis02-3043	123	66	)	)	PUNCT
ajis02-3043	123	67	.	.	PUNCT
ajis02-3043	124	1	consequently	consequently	ADV
ajis02-3043	124	2	,	,	PUNCT
ajis02-3043	124	3	technology	technology	NOUN
ajis02-3043	124	4	trust	trust	NOUN
ajis02-3043	124	5	differs	differ	VERB
ajis02-3043	124	6	from	from	ADP
ajis02-3043	124	7	m	m	NOUN
ajis02-3043	124	8	-	-	PUNCT
ajis02-3043	124	9	payment	payment	NOUN
ajis02-3043	124	10	provider	provider	NOUN
ajis02-3043	124	11	trust	trust	NOUN
ajis02-3043	124	12	,	,	PUNCT
ajis02-3043	124	13	and	and	CCONJ
ajis02-3043	124	14	should	should	AUX
ajis02-3043	124	15	be	be	AUX
ajis02-3043	124	16	recognised	recognise	VERB
ajis02-3043	124	17	as	as	ADP
ajis02-3043	124	18	a	a	DET
ajis02-3043	124	19	separate	separate	ADJ
ajis02-3043	124	20	type	type	NOUN
ajis02-3043	124	21	of	of	ADP
ajis02-3043	124	22	trust	trust	NOUN
ajis02-3043	124	23	in	in	ADP
ajis02-3043	124	24	m	m	NOUN
ajis02-3043	124	25	-	-	PUNCT
ajis02-3043	124	26	payment	payment	NOUN
ajis02-3043	124	27	adoption	adoption	NOUN
ajis02-3043	124	28	.	.	PUNCT
ajis02-3043	125	1	as	as	ADP
ajis02-3043	125	2	a	a	DET
ajis02-3043	125	3	result	result	NOUN
ajis02-3043	125	4	,	,	PUNCT
ajis02-3043	125	5	the	the	DET
ajis02-3043	125	6	authors	author	NOUN
ajis02-3043	125	7	argue	argue	VERB
ajis02-3043	125	8	that	that	SCONJ
ajis02-3043	125	9	if	if	SCONJ
ajis02-3043	125	10	consumers	consumer	NOUN
ajis02-3043	125	11	think	think	VERB
ajis02-3043	125	12	that	that	SCONJ
ajis02-3043	125	13	m	m	NOUN
ajis02-3043	125	14	-	-	PUNCT
ajis02-3043	125	15	payment	payment	NOUN
ajis02-3043	125	16	related	relate	VERB
ajis02-3043	125	17	technology	technology	NOUN
ajis02-3043	125	18	is	be	AUX
ajis02-3043	125	19	trustworthy	trustworthy	ADJ
ajis02-3043	125	20	,	,	PUNCT
ajis02-3043	125	21	they	they	PRON
ajis02-3043	125	22	are	be	AUX
ajis02-3043	125	23	more	more	ADV
ajis02-3043	125	24	likely	likely	ADJ
ajis02-3043	125	25	to	to	PART
ajis02-3043	125	26	trust	trust	VERB
ajis02-3043	125	27	m	m	NOUN
ajis02-3043	125	28	-	-	NOUN
ajis02-3043	125	29	payment	payment	NOUN
ajis02-3043	125	30	.	.	PUNCT
ajis02-3043	126	1	this	this	PRON
ajis02-3043	126	2	leads	lead	VERB
ajis02-3043	126	3	to	to	ADP
ajis02-3043	126	4	the	the	DET
ajis02-3043	126	5	following	follow	VERB
ajis02-3043	126	6	hypothesis	hypothesis	NOUN
ajis02-3043	126	7	.	.	PUNCT
ajis02-3043	127	1	h2	h2	NOUN
ajis02-3043	127	2	:	:	PUNCT
ajis02-3043	127	3	technology	technology	NOUN
ajis02-3043	127	4	trust	trust	NOUN
ajis02-3043	127	5	positively	positively	ADV
ajis02-3043	127	6	influences	influence	VERB
ajis02-3043	127	7	consumer	consumer	NOUN
ajis02-3043	127	8	trust	trust	NOUN
ajis02-3043	127	9	in	in	ADP
ajis02-3043	127	10	m	m	NOUN
ajis02-3043	127	11	-	-	NOUN
ajis02-3043	127	12	payment	payment	NOUN
ajis02-3043	127	13	.	.	PUNCT
ajis02-3043	128	1	institution	institution	NOUN
ajis02-3043	128	2	-	-	PUNCT
ajis02-3043	128	3	based	base	VERB
ajis02-3043	128	4	trust	trust	NOUN
ajis02-3043	128	5	refers	refer	VERB
ajis02-3043	128	6	to	to	ADP
ajis02-3043	128	7	the	the	DET
ajis02-3043	128	8	belief	belief	NOUN
ajis02-3043	128	9	of	of	ADP
ajis02-3043	128	10	consumers	consumer	NOUN
ajis02-3043	128	11	that	that	PRON
ajis02-3043	128	12	necessary	necessary	ADJ
ajis02-3043	128	13	structural	structural	ADJ
ajis02-3043	128	14	conditions	condition	NOUN
ajis02-3043	128	15	for	for	ADP
ajis02-3043	128	16	increasing	increase	VERB
ajis02-3043	128	17	the	the	DET
ajis02-3043	128	18	likelihood	likelihood	NOUN
ajis02-3043	128	19	of	of	ADP
ajis02-3043	128	20	achieving	achieve	VERB
ajis02-3043	128	21	a	a	DET
ajis02-3043	128	22	successful	successful	ADJ
ajis02-3043	128	23	outcome	outcome	NOUN
ajis02-3043	128	24	in	in	ADP
ajis02-3043	128	25	an	an	DET
ajis02-3043	128	26	endeavour	endeavour	NOUN
ajis02-3043	128	27	like	like	ADP
ajis02-3043	128	28	m	m	NOUN
ajis02-3043	128	29	-	-	NOUN
ajis02-3043	128	30	payment	payment	NOUN
ajis02-3043	128	31	,	,	PUNCT
ajis02-3043	128	32	are	be	AUX
ajis02-3043	128	33	present	present	ADJ
ajis02-3043	128	34	(	(	PUNCT
ajis02-3043	128	35	joubert	joubert	PROPN
ajis02-3043	128	36	&	&	CCONJ
ajis02-3043	128	37	belle	belle	PROPN
ajis02-3043	128	38	,	,	PUNCT
ajis02-3043	128	39	2013	2013	NUM
ajis02-3043	128	40	;	;	PUNCT
ajis02-3043	128	41	mcknight	mcknight	PROPN
ajis02-3043	128	42	et	et	PROPN
ajis02-3043	128	43	al	al	PROPN
ajis02-3043	128	44	.	.	PROPN
ajis02-3043	128	45	,	,	PUNCT
ajis02-3043	128	46	2002	2002	NUM
ajis02-3043	128	47	)	)	PUNCT
ajis02-3043	128	48	.	.	PUNCT
ajis02-3043	129	1	institution	institution	NOUN
ajis02-3043	129	2	-	-	PUNCT
ajis02-3043	129	3	based	base	VERB
ajis02-3043	129	4	trust	trust	NOUN
ajis02-3043	129	5	includes	include	VERB
ajis02-3043	129	6	two	two	NUM
ajis02-3043	129	7	dimensions	dimension	NOUN
ajis02-3043	129	8	:	:	PUNCT
ajis02-3043	129	9	structural	structural	ADJ
ajis02-3043	129	10	assurance	assurance	NOUN
ajis02-3043	129	11	and	and	CCONJ
ajis02-3043	129	12	situational	situational	ADJ
ajis02-3043	129	13	normality	normality	NOUN
ajis02-3043	129	14	.	.	PUNCT
ajis02-3043	130	1	structural	structural	ADJ
ajis02-3043	130	2	assurance	assurance	NOUN
ajis02-3043	130	3	manifests	manifest	VERB
ajis02-3043	130	4	the	the	DET
ajis02-3043	130	5	belief	belief	NOUN
ajis02-3043	130	6	that	that	SCONJ
ajis02-3043	130	7	structures	structure	NOUN
ajis02-3043	130	8	,	,	PUNCT
ajis02-3043	130	9	such	such	ADJ
ajis02-3043	130	10	as	as	ADP
ajis02-3043	130	11	,	,	PUNCT
ajis02-3043	130	12	guarantees	guarantee	NOUN
ajis02-3043	130	13	,	,	PUNCT
ajis02-3043	130	14	promises	promise	NOUN
ajis02-3043	130	15	,	,	PUNCT
ajis02-3043	130	16	regulations	regulation	NOUN
ajis02-3043	130	17	,	,	PUNCT
ajis02-3043	130	18	and	and	CCONJ
ajis02-3043	130	19	legal	legal	ADJ
ajis02-3043	130	20	resources	resource	NOUN
ajis02-3043	130	21	are	be	AUX
ajis02-3043	130	22	accessible	accessible	ADJ
ajis02-3043	130	23	to	to	PART
ajis02-3043	130	24	ensure	ensure	VERB
ajis02-3043	130	25	the	the	DET
ajis02-3043	130	26	success	success	NOUN
ajis02-3043	130	27	and	and	CCONJ
ajis02-3043	130	28	security	security	NOUN
ajis02-3043	130	29	of	of	ADP
ajis02-3043	130	30	transactions	transaction	NOUN
ajis02-3043	130	31	(	(	PUNCT
ajis02-3043	130	32	mcknight	mcknight	NOUN
ajis02-3043	130	33	et	et	PROPN
ajis02-3043	130	34	al	al	PROPN
ajis02-3043	130	35	.	.	PROPN
ajis02-3043	130	36	,	,	PUNCT
ajis02-3043	130	37	2002	2002	NUM
ajis02-3043	130	38	)	)	PUNCT
ajis02-3043	130	39	.	.	PUNCT
ajis02-3043	131	1	situational	situational	ADJ
ajis02-3043	131	2	normality	normality	NOUN
ajis02-3043	131	3	refers	refer	VERB
ajis02-3043	131	4	to	to	ADP
ajis02-3043	131	5	the	the	DET
ajis02-3043	131	6	belief	belief	NOUN
ajis02-3043	131	7	that	that	SCONJ
ajis02-3043	131	8	the	the	DET
ajis02-3043	131	9	online	online	ADJ
ajis02-3043	131	10	environment	environment	NOUN
ajis02-3043	131	11	is	be	AUX
ajis02-3043	131	12	appropriate	appropriate	ADJ
ajis02-3043	131	13	,	,	PUNCT
ajis02-3043	131	14	well	well	ADV
ajis02-3043	131	15	ordered	order	VERB
ajis02-3043	131	16	,	,	PUNCT
ajis02-3043	131	17	and	and	CCONJ
ajis02-3043	131	18	favourable	favourable	ADJ
ajis02-3043	131	19	for	for	ADP
ajis02-3043	131	20	conducting	conduct	VERB
ajis02-3043	131	21	transactions	transaction	NOUN
ajis02-3043	131	22	(	(	PUNCT
ajis02-3043	131	23	mcknight	mcknight	PROPN
ajis02-3043	131	24	&	&	CCONJ
ajis02-3043	131	25	chervany	chervany	PROPN
ajis02-3043	131	26	,	,	PUNCT
ajis02-3043	131	27	2001a	2001a	NUM
ajis02-3043	131	28	)	)	PUNCT
ajis02-3043	131	29	.	.	PUNCT
ajis02-3043	132	1	cheung	cheung	PROPN
ajis02-3043	132	2	and	and	CCONJ
ajis02-3043	132	3	lee	lee	PROPN
ajis02-3043	132	4	(	(	PUNCT
ajis02-3043	132	5	2001	2001	NUM
ajis02-3043	132	6	)	)	PUNCT
ajis02-3043	132	7	pointed	point	VERB
ajis02-3043	132	8	out	out	ADP
ajis02-3043	132	9	that	that	SCONJ
ajis02-3043	132	10	institutional	institutional	ADJ
ajis02-3043	132	11	infrastructure	infrastructure	NOUN
ajis02-3043	132	12	and	and	CCONJ
ajis02-3043	132	13	regulations	regulation	NOUN
ajis02-3043	132	14	are	be	AUX
ajis02-3043	132	15	the	the	DET
ajis02-3043	132	16	critical	critical	ADJ
ajis02-3043	132	17	determinants	determinant	NOUN
ajis02-3043	132	18	for	for	ADP
ajis02-3043	132	19	australasian	australasian	ADJ
ajis02-3043	132	20	journal	journal	NOUN
ajis02-3043	132	21	of	of	ADP
ajis02-3043	132	22	information	information	NOUN
ajis02-3043	132	23	systems	system	NOUN
ajis02-3043	132	24	nguyen	nguyen	NOUN
ajis02-3043	132	25	et	et	PROPN
ajis02-3043	132	26	al	al	PROPN
ajis02-3043	132	27	.	.	PROPN
ajis02-3043	132	28	2021	2021	NUM
ajis02-3043	132	29	,	,	PUNCT
ajis02-3043	132	30	vol	vol	NOUN
ajis02-3043	132	31	25	25	NUM
ajis02-3043	132	32	,	,	PUNCT
ajis02-3043	132	33	research	research	NOUN
ajis02-3043	132	34	article	article	NOUN
ajis02-3043	132	35	trust	trust	NOUN
ajis02-3043	132	36	types	type	NOUN
ajis02-3043	132	37	and	and	CCONJ
ajis02-3043	132	38	mediating	mediate	VERB
ajis02-3043	132	39	effect	effect	NOUN
ajis02-3043	132	40	9	9	NUM
ajis02-3043	132	41	building	building	NOUN
ajis02-3043	132	42	customer	customer	NOUN
ajis02-3043	132	43	trust	trust	PROPN
ajis02-3043	132	44	.	.	PUNCT
ajis02-3043	133	1	mahadevan	mahadevan	PROPN
ajis02-3043	133	2	and	and	CCONJ
ajis02-3043	133	3	venkatesh	venkatesh	PROPN
ajis02-3043	133	4	(	(	PUNCT
ajis02-3043	133	5	2000	2000	NUM
ajis02-3043	133	6	)	)	PUNCT
ajis02-3043	133	7	explained	explain	VERB
ajis02-3043	133	8	the	the	DET
ajis02-3043	133	9	power	power	NOUN
ajis02-3043	133	10	of	of	ADP
ajis02-3043	133	11	institutionbased	institutionbased	ADJ
ajis02-3043	133	12	trust	trust	NOUN
ajis02-3043	133	13	that	that	SCONJ
ajis02-3043	133	14	the	the	DET
ajis02-3043	133	15	legal	legal	ADJ
ajis02-3043	133	16	system	system	NOUN
ajis02-3043	133	17	plays	play	VERB
ajis02-3043	133	18	an	an	DET
ajis02-3043	133	19	essential	essential	ADJ
ajis02-3043	133	20	role	role	NOUN
ajis02-3043	133	21	in	in	ADP
ajis02-3043	133	22	regulating	regulate	VERB
ajis02-3043	133	23	the	the	DET
ajis02-3043	133	24	vendors	vendor	NOUN
ajis02-3043	133	25	to	to	PART
ajis02-3043	133	26	provide	provide	VERB
ajis02-3043	133	27	fair	fair	ADJ
ajis02-3043	133	28	information	information	NOUN
ajis02-3043	133	29	and	and	CCONJ
ajis02-3043	133	30	protect	protect	VERB
ajis02-3043	133	31	user	user	NOUN
ajis02-3043	133	32	’s	’s	PART
ajis02-3043	133	33	privacy	privacy	NOUN
ajis02-3043	133	34	and	and	CCONJ
ajis02-3043	133	35	other	other	ADJ
ajis02-3043	133	36	concerns	concern	NOUN
ajis02-3043	133	37	,	,	PUNCT
ajis02-3043	133	38	thereby	thereby	ADV
ajis02-3043	133	39	recovering	recover	VERB
ajis02-3043	133	40	customers	customer	NOUN
ajis02-3043	133	41	’	'	PUNCT
ajis02-3043	133	42	confidence	confidence	NOUN
ajis02-3043	133	43	and	and	CCONJ
ajis02-3043	133	44	belief	belief	NOUN
ajis02-3043	133	45	.	.	PUNCT
ajis02-3043	134	1	pavlou	pavlou	NOUN
ajis02-3043	134	2	and	and	CCONJ
ajis02-3043	134	3	gefen	gefen	PROPN
ajis02-3043	134	4	(	(	PUNCT
ajis02-3043	134	5	2004	2004	NUM
ajis02-3043	134	6	,	,	PUNCT
ajis02-3043	134	7	p.37	p.37	PROPN
ajis02-3043	134	8	)	)	PUNCT
ajis02-3043	134	9	stated	state	VERB
ajis02-3043	134	10	that	that	SCONJ
ajis02-3043	134	11	“	"	PUNCT
ajis02-3043	134	12	institution	institution	NOUN
ajis02-3043	134	13	-	-	PUNCT
ajis02-3043	134	14	based	base	VERB
ajis02-3043	134	15	trust	trust	NOUN
ajis02-3043	134	16	is	be	AUX
ajis02-3043	134	17	a	a	DET
ajis02-3043	134	18	buyer	buyer	NOUN
ajis02-3043	134	19	’s	’s	PART
ajis02-3043	134	20	perception	perception	NOUN
ajis02-3043	134	21	that	that	SCONJ
ajis02-3043	134	22	effective	effective	ADJ
ajis02-3043	134	23	third	third	ADJ
ajis02-3043	134	24	-	-	PUNCT
ajis02-3043	134	25	party	party	NOUN
ajis02-3043	134	26	institutional	institutional	ADJ
ajis02-3043	134	27	mechanisms	mechanism	NOUN
ajis02-3043	134	28	are	be	AUX
ajis02-3043	134	29	in	in	ADP
ajis02-3043	134	30	place	place	NOUN
ajis02-3043	134	31	to	to	PART
ajis02-3043	134	32	facilitate	facilitate	VERB
ajis02-3043	134	33	transaction	transaction	NOUN
ajis02-3043	134	34	success	success	NOUN
ajis02-3043	134	35	”	"	PUNCT
ajis02-3043	134	36	.	.	PUNCT
ajis02-3043	135	1	due	due	ADP
ajis02-3043	135	2	to	to	ADP
ajis02-3043	135	3	the	the	DET
ajis02-3043	135	4	importance	importance	NOUN
ajis02-3043	135	5	of	of	ADP
ajis02-3043	135	6	institution	institution	NOUN
ajis02-3043	135	7	-	-	PUNCT
ajis02-3043	135	8	based	base	VERB
ajis02-3043	135	9	trust	trust	NOUN
ajis02-3043	135	10	,	,	PUNCT
ajis02-3043	135	11	it	it	PRON
ajis02-3043	135	12	has	have	AUX
ajis02-3043	135	13	been	be	AUX
ajis02-3043	135	14	widely	widely	ADV
ajis02-3043	135	15	adopted	adopt	VERB
ajis02-3043	135	16	in	in	ADP
ajis02-3043	135	17	research	research	NOUN
ajis02-3043	135	18	on	on	ADP
ajis02-3043	135	19	e	e	NOUN
ajis02-3043	135	20	-	-	NOUN
ajis02-3043	135	21	commerce	commerce	ADJ
ajis02-3043	135	22	(	(	PUNCT
ajis02-3043	135	23	gefen	gefen	NOUN
ajis02-3043	135	24	,	,	PUNCT
ajis02-3043	135	25	karahanna	karahanna	PROPN
ajis02-3043	135	26	,	,	PUNCT
ajis02-3043	135	27	&	&	CCONJ
ajis02-3043	135	28	straub	straub	PROPN
ajis02-3043	135	29	,	,	PUNCT
ajis02-3043	135	30	2003	2003	NUM
ajis02-3043	135	31	;	;	PUNCT
ajis02-3043	135	32	mcknight	mcknight	PROPN
ajis02-3043	135	33	et	et	PROPN
ajis02-3043	135	34	al	al	PROPN
ajis02-3043	135	35	.	.	PROPN
ajis02-3043	135	36	,	,	PUNCT
ajis02-3043	135	37	2002	2002	NUM
ajis02-3043	135	38	;	;	PUNCT
ajis02-3043	135	39	pavlou	pavlou	PROPN
ajis02-3043	135	40	&	&	CCONJ
ajis02-3043	135	41	gefen	gefen	PROPN
ajis02-3043	135	42	,	,	PUNCT
ajis02-3043	135	43	2004	2004	NUM
ajis02-3043	135	44	)	)	PUNCT
ajis02-3043	135	45	,	,	PUNCT
ajis02-3043	135	46	m	m	PROPN
ajis02-3043	135	47	-	-	NOUN
ajis02-3043	135	48	commerce	commerce	NOUN
ajis02-3043	135	49	(	(	PUNCT
ajis02-3043	135	50	cho	cho	PROPN
ajis02-3043	135	51	,	,	PUNCT
ajis02-3043	135	52	kwon	kwon	PROPN
ajis02-3043	135	53	,	,	PUNCT
ajis02-3043	135	54	&	&	CCONJ
ajis02-3043	135	55	lee	lee	PROPN
ajis02-3043	135	56	,	,	PUNCT
ajis02-3043	135	57	2007	2007	NUM
ajis02-3043	135	58	;	;	PUNCT
ajis02-3043	135	59	guangming	guangming	PROPN
ajis02-3043	135	60	&	&	CCONJ
ajis02-3043	135	61	yuzhong	yuzhong	PROPN
ajis02-3043	135	62	,	,	PUNCT
ajis02-3043	135	63	2011	2011	NUM
ajis02-3043	135	64	;	;	PUNCT
ajis02-3043	135	65	hillman	hillman	PROPN
ajis02-3043	135	66	&	&	CCONJ
ajis02-3043	135	67	neustaedter	neustaedter	PROPN
ajis02-3043	135	68	,	,	PUNCT
ajis02-3043	135	69	2017	2017	NUM
ajis02-3043	135	70	;	;	PUNCT
ajis02-3043	135	71	joubert	joubert	PROPN
ajis02-3043	135	72	&	&	CCONJ
ajis02-3043	135	73	belle	belle	PROPN
ajis02-3043	135	74	,	,	PUNCT
ajis02-3043	135	75	2009	2009	NUM
ajis02-3043	135	76	,	,	PUNCT
ajis02-3043	135	77	2013	2013	NUM
ajis02-3043	135	78	;	;	PUNCT
ajis02-3043	135	79	min	min	PROPN
ajis02-3043	135	80	et	et	PROPN
ajis02-3043	135	81	al	al	PROPN
ajis02-3043	135	82	.	.	PROPN
ajis02-3043	135	83	,	,	PUNCT
ajis02-3043	135	84	2008	2008	NUM
ajis02-3043	135	85	;	;	PUNCT
ajis02-3043	135	86	piao	piao	NOUN
ajis02-3043	135	87	et	et	PROPN
ajis02-3043	135	88	al	al	PROPN
ajis02-3043	135	89	.	.	PROPN
ajis02-3043	135	90	,	,	PUNCT
ajis02-3043	135	91	2012	2012	NUM
ajis02-3043	135	92	)	)	PUNCT
ajis02-3043	135	93	,	,	PUNCT
ajis02-3043	135	94	mobile	mobile	ADJ
ajis02-3043	135	95	banking	banking	NOUN
ajis02-3043	135	96	(	(	PUNCT
ajis02-3043	135	97	nguyen	nguyen	NOUN
ajis02-3043	135	98	,	,	PUNCT
ajis02-3043	135	99	2016	2016	NUM
ajis02-3043	135	100	)	)	PUNCT
ajis02-3043	135	101	,	,	PUNCT
ajis02-3043	135	102	and	and	CCONJ
ajis02-3043	135	103	m	m	NOUN
ajis02-3043	135	104	-	-	PUNCT
ajis02-3043	135	105	payment	payment	NOUN
ajis02-3043	135	106	(	(	PUNCT
ajis02-3043	135	107	hillman	hillman	PROPN
ajis02-3043	135	108	&	&	CCONJ
ajis02-3043	135	109	neustaedter	neustaedter	PROPN
ajis02-3043	135	110	,	,	PUNCT
ajis02-3043	135	111	2017	2017	NUM
ajis02-3043	135	112	;	;	PUNCT
ajis02-3043	135	113	srivastava	srivastava	PROPN
ajis02-3043	135	114	et	et	PROPN
ajis02-3043	135	115	al	al	PROPN
ajis02-3043	135	116	.	.	PROPN
ajis02-3043	135	117	,	,	PUNCT
ajis02-3043	135	118	2010	2010	NUM
ajis02-3043	135	119	;	;	PUNCT
ajis02-3043	135	120	yan	yan	PROPN
ajis02-3043	135	121	&	&	CCONJ
ajis02-3043	135	122	yang	yang	PROPN
ajis02-3043	135	123	,	,	PUNCT
ajis02-3043	135	124	2014	2014	NUM
ajis02-3043	135	125	)	)	PUNCT
ajis02-3043	135	126	.	.	PUNCT
ajis02-3043	136	1	as	as	ADP
ajis02-3043	136	2	a	a	DET
ajis02-3043	136	3	result	result	NOUN
ajis02-3043	136	4	,	,	PUNCT
ajis02-3043	136	5	the	the	DET
ajis02-3043	136	6	authors	author	NOUN
ajis02-3043	136	7	argue	argue	VERB
ajis02-3043	136	8	that	that	SCONJ
ajis02-3043	136	9	if	if	SCONJ
ajis02-3043	136	10	consumers	consumer	NOUN
ajis02-3043	136	11	perceive	perceive	VERB
ajis02-3043	136	12	that	that	SCONJ
ajis02-3043	136	13	they	they	PRON
ajis02-3043	136	14	are	be	AUX
ajis02-3043	136	15	protected	protect	VERB
ajis02-3043	136	16	by	by	ADP
ajis02-3043	136	17	third	third	ADJ
ajis02-3043	136	18	-	-	PUNCT
ajis02-3043	136	19	party	party	NOUN
ajis02-3043	136	20	institutional	institutional	ADJ
ajis02-3043	136	21	mechanisms	mechanism	NOUN
ajis02-3043	136	22	when	when	SCONJ
ajis02-3043	136	23	using	use	VERB
ajis02-3043	136	24	m	m	NOUN
ajis02-3043	136	25	-	-	NOUN
ajis02-3043	136	26	payment	payment	NOUN
ajis02-3043	136	27	,	,	PUNCT
ajis02-3043	136	28	they	they	PRON
ajis02-3043	136	29	are	be	AUX
ajis02-3043	136	30	more	more	ADV
ajis02-3043	136	31	likely	likely	ADJ
ajis02-3043	136	32	to	to	PART
ajis02-3043	136	33	trust	trust	VERB
ajis02-3043	136	34	m	m	NOUN
ajis02-3043	136	35	-	-	NOUN
ajis02-3043	136	36	payment	payment	NOUN
ajis02-3043	136	37	.	.	PUNCT
ajis02-3043	137	1	this	this	DET
ajis02-3043	137	2	results	result	VERB
ajis02-3043	137	3	in	in	ADP
ajis02-3043	137	4	the	the	DET
ajis02-3043	137	5	following	follow	VERB
ajis02-3043	137	6	hypothesis	hypothesis	NOUN
ajis02-3043	137	7	.	.	PUNCT
ajis02-3043	138	1	h3	h3	NOUN
ajis02-3043	138	2	:	:	PUNCT
ajis02-3043	138	3	institution	institution	NOUN
ajis02-3043	138	4	-	-	PUNCT
ajis02-3043	138	5	based	base	VERB
ajis02-3043	138	6	trust	trust	NOUN
ajis02-3043	138	7	positively	positively	ADV
ajis02-3043	138	8	influences	influence	VERB
ajis02-3043	138	9	consumer	consumer	NOUN
ajis02-3043	138	10	trust	trust	NOUN
ajis02-3043	138	11	in	in	ADP
ajis02-3043	138	12	m	m	NOUN
ajis02-3043	138	13	-	-	NOUN
ajis02-3043	138	14	payment	payment	NOUN
ajis02-3043	138	15	.	.	PUNCT
ajis02-3043	139	1	seller	seller	NOUN
ajis02-3043	139	2	trust	trust	NOUN
ajis02-3043	139	3	is	be	AUX
ajis02-3043	139	4	the	the	DET
ajis02-3043	139	5	degree	degree	NOUN
ajis02-3043	139	6	to	to	PART
ajis02-3043	139	7	which	which	PRON
ajis02-3043	139	8	the	the	DET
ajis02-3043	139	9	consumer	consumer	NOUN
ajis02-3043	139	10	trusts	trust	VERB
ajis02-3043	139	11	a	a	DET
ajis02-3043	139	12	community	community	NOUN
ajis02-3043	139	13	of	of	ADP
ajis02-3043	139	14	sellers	seller	NOUN
ajis02-3043	139	15	,	,	PUNCT
ajis02-3043	139	16	and	and	CCONJ
ajis02-3043	139	17	this	this	PRON
ajis02-3043	139	18	is	be	AUX
ajis02-3043	139	19	necessary	necessary	ADJ
ajis02-3043	139	20	for	for	ADP
ajis02-3043	139	21	any	any	DET
ajis02-3043	139	22	e	e	NOUN
ajis02-3043	139	23	-	-	NOUN
ajis02-3043	139	24	commerce	commerce	NOUN
ajis02-3043	139	25	,	,	PUNCT
ajis02-3043	139	26	as	as	ADV
ajis02-3043	139	27	well	well	ADV
ajis02-3043	139	28	as	as	ADP
ajis02-3043	139	29	,	,	PUNCT
ajis02-3043	139	30	social	social	ADJ
ajis02-3043	139	31	commercial	commercial	ADJ
ajis02-3043	139	32	activities	activity	NOUN
ajis02-3043	139	33	(	(	PUNCT
ajis02-3043	139	34	lu	lu	NOUN
ajis02-3043	139	35	et	et	PROPN
ajis02-3043	139	36	al	al	PROPN
ajis02-3043	139	37	.	.	PROPN
ajis02-3043	139	38	,	,	PUNCT
ajis02-3043	139	39	2016	2016	NUM
ajis02-3043	139	40	)	)	PUNCT
ajis02-3043	139	41	.	.	PUNCT
ajis02-3043	140	1	seller	seller	NOUN
ajis02-3043	140	2	trust	trust	NOUN
ajis02-3043	140	3	is	be	AUX
ajis02-3043	140	4	a	a	DET
ajis02-3043	140	5	vital	vital	ADJ
ajis02-3043	140	6	factor	factor	NOUN
ajis02-3043	140	7	in	in	ADP
ajis02-3043	140	8	m	m	NOUN
ajis02-3043	140	9	-	-	NOUN
ajis02-3043	140	10	commerce	commerce	NOUN
ajis02-3043	140	11	because	because	SCONJ
ajis02-3043	140	12	in	in	ADP
ajis02-3043	140	13	the	the	DET
ajis02-3043	140	14	online	online	ADJ
ajis02-3043	140	15	environment	environment	NOUN
ajis02-3043	140	16	,	,	PUNCT
ajis02-3043	140	17	sellers	seller	NOUN
ajis02-3043	140	18	and	and	CCONJ
ajis02-3043	140	19	buyers	buyer	NOUN
ajis02-3043	140	20	may	may	AUX
ajis02-3043	140	21	make	make	VERB
ajis02-3043	140	22	contact	contact	NOUN
ajis02-3043	140	23	anonymously	anonymously	ADV
ajis02-3043	140	24	,	,	PUNCT
ajis02-3043	140	25	and	and	CCONJ
ajis02-3043	140	26	normally	normally	ADV
ajis02-3043	140	27	conduct	conduct	VERB
ajis02-3043	140	28	transactions	transaction	NOUN
ajis02-3043	140	29	without	without	ADP
ajis02-3043	140	30	a	a	DET
ajis02-3043	140	31	formal	formal	ADJ
ajis02-3043	140	32	contractual	contractual	ADJ
ajis02-3043	140	33	agreement	agreement	NOUN
ajis02-3043	140	34	(	(	PUNCT
ajis02-3043	140	35	andreev	andreev	PROPN
ajis02-3043	140	36	et	et	PROPN
ajis02-3043	140	37	al	al	PROPN
ajis02-3043	140	38	.	.	PROPN
ajis02-3043	140	39	,	,	PUNCT
ajis02-3043	140	40	2012	2012	NUM
ajis02-3043	140	41	)	)	PUNCT
ajis02-3043	140	42	.	.	PUNCT
ajis02-3043	141	1	the	the	DET
ajis02-3043	141	2	significant	significant	ADJ
ajis02-3043	141	3	role	role	NOUN
ajis02-3043	141	4	of	of	ADP
ajis02-3043	141	5	seller	seller	NOUN
ajis02-3043	141	6	trust	trust	NOUN
ajis02-3043	141	7	is	be	AUX
ajis02-3043	141	8	identified	identify	VERB
ajis02-3043	141	9	in	in	ADP
ajis02-3043	141	10	many	many	ADJ
ajis02-3043	141	11	studies	study	NOUN
ajis02-3043	141	12	on	on	ADP
ajis02-3043	141	13	e	e	NOUN
ajis02-3043	141	14	-	-	NOUN
ajis02-3043	141	15	commerce	commerce	NOUN
ajis02-3043	141	16	,	,	PUNCT
ajis02-3043	141	17	as	as	ADV
ajis02-3043	141	18	well	well	ADV
ajis02-3043	141	19	as	as	ADP
ajis02-3043	141	20	,	,	PUNCT
ajis02-3043	141	21	m	m	NOUN
ajis02-3043	141	22	-	-	PUNCT
ajis02-3043	141	23	payment	payment	NOUN
ajis02-3043	141	24	adoption	adoption	NOUN
ajis02-3043	141	25	(	(	PUNCT
ajis02-3043	141	26	andreev	andreev	PROPN
ajis02-3043	141	27	et	et	PROPN
ajis02-3043	141	28	al	al	PROPN
ajis02-3043	141	29	.	.	PROPN
ajis02-3043	141	30	,	,	PUNCT
ajis02-3043	141	31	2012	2012	NUM
ajis02-3043	141	32	;	;	PUNCT
ajis02-3043	141	33	lu	lu	PROPN
ajis02-3043	141	34	et	et	PROPN
ajis02-3043	141	35	al	al	PROPN
ajis02-3043	141	36	.	.	PROPN
ajis02-3043	141	37	,	,	PUNCT
ajis02-3043	141	38	2016	2016	NUM
ajis02-3043	141	39	;	;	PUNCT
ajis02-3043	141	40	pavlou	pavlou	PROPN
ajis02-3043	141	41	&	&	CCONJ
ajis02-3043	141	42	gefen	gefen	PROPN
ajis02-3043	141	43	,	,	PUNCT
ajis02-3043	141	44	2004	2004	NUM
ajis02-3043	141	45	)	)	PUNCT
ajis02-3043	141	46	.	.	PUNCT
ajis02-3043	142	1	pavlou	pavlou	PROPN
ajis02-3043	142	2	and	and	CCONJ
ajis02-3043	142	3	gefen	gefen	PROPN
ajis02-3043	142	4	(	(	PUNCT
ajis02-3043	142	5	2004	2004	NUM
ajis02-3043	142	6	)	)	PUNCT
ajis02-3043	142	7	collected	collect	VERB
ajis02-3043	142	8	data	datum	NOUN
ajis02-3043	142	9	from	from	ADP
ajis02-3043	142	10	amazon	amazon	NOUN
ajis02-3043	142	11	’s	’s	PART
ajis02-3043	142	12	auction	auction	NOUN
ajis02-3043	142	13	websites	website	NOUN
ajis02-3043	142	14	,	,	PUNCT
ajis02-3043	142	15	and	and	CCONJ
ajis02-3043	142	16	demonstrated	demonstrate	VERB
ajis02-3043	142	17	the	the	DET
ajis02-3043	142	18	significant	significant	ADJ
ajis02-3043	142	19	impact	impact	NOUN
ajis02-3043	142	20	of	of	ADP
ajis02-3043	142	21	trust	trust	NOUN
ajis02-3043	142	22	in	in	ADP
ajis02-3043	142	23	sellers	seller	NOUN
ajis02-3043	142	24	on	on	ADP
ajis02-3043	142	25	the	the	DET
ajis02-3043	142	26	transaction	transaction	NOUN
ajis02-3043	142	27	intention	intention	NOUN
ajis02-3043	142	28	of	of	ADP
ajis02-3043	142	29	customers	customer	NOUN
ajis02-3043	142	30	in	in	ADP
ajis02-3043	142	31	online	online	ADJ
ajis02-3043	142	32	markets	market	NOUN
ajis02-3043	142	33	.	.	PUNCT
ajis02-3043	143	1	lu	lu	VERB
ajis02-3043	143	2	et	et	PROPN
ajis02-3043	143	3	al	al	PROPN
ajis02-3043	143	4	.	.	PUNCT
ajis02-3043	144	1	(	(	PUNCT
ajis02-3043	144	2	2016	2016	NUM
ajis02-3043	144	3	)	)	PUNCT
ajis02-3043	144	4	found	find	VERB
ajis02-3043	144	5	the	the	DET
ajis02-3043	144	6	important	important	ADJ
ajis02-3043	144	7	effect	effect	NOUN
ajis02-3043	144	8	of	of	ADP
ajis02-3043	144	9	trust	trust	NOUN
ajis02-3043	144	10	in	in	ADP
ajis02-3043	144	11	sellers	seller	NOUN
ajis02-3043	144	12	on	on	ADP
ajis02-3043	144	13	social	social	ADJ
ajis02-3043	144	14	commerce	commerce	NOUN
ajis02-3043	144	15	purchase	purchase	NOUN
ajis02-3043	144	16	intention	intention	NOUN
ajis02-3043	144	17	of	of	ADP
ajis02-3043	144	18	customers	customer	NOUN
ajis02-3043	144	19	in	in	ADP
ajis02-3043	144	20	china	china	PROPN
ajis02-3043	144	21	.	.	PUNCT
ajis02-3043	145	1	the	the	DET
ajis02-3043	145	2	study	study	NOUN
ajis02-3043	145	3	of	of	ADP
ajis02-3043	145	4	andreev	andreev	PROPN
ajis02-3043	145	5	et	et	PROPN
ajis02-3043	145	6	al	al	PROPN
ajis02-3043	145	7	.	.	PROPN
ajis02-3043	145	8	(	(	PUNCT
ajis02-3043	145	9	2012	2012	NUM
ajis02-3043	145	10	)	)	PUNCT
ajis02-3043	145	11	collected	collect	VERB
ajis02-3043	145	12	data	datum	NOUN
ajis02-3043	145	13	in	in	ADP
ajis02-3043	145	14	israel	israel	PROPN
ajis02-3043	145	15	,	,	PUNCT
ajis02-3043	145	16	and	and	CCONJ
ajis02-3043	145	17	resulted	result	VERB
ajis02-3043	145	18	in	in	ADP
ajis02-3043	145	19	showing	show	VERB
ajis02-3043	145	20	the	the	DET
ajis02-3043	145	21	significant	significant	ADJ
ajis02-3043	145	22	influence	influence	NOUN
ajis02-3043	145	23	of	of	ADP
ajis02-3043	145	24	trust	trust	NOUN
ajis02-3043	145	25	in	in	ADP
ajis02-3043	145	26	sellers	seller	NOUN
ajis02-3043	145	27	on	on	ADP
ajis02-3043	145	28	willingness	willingness	NOUN
ajis02-3043	145	29	to	to	PART
ajis02-3043	145	30	use	use	VERB
ajis02-3043	145	31	m	m	NOUN
ajis02-3043	145	32	-	-	NOUN
ajis02-3043	145	33	payments	payment	NOUN
ajis02-3043	145	34	.	.	PUNCT
ajis02-3043	146	1	obviously	obviously	ADV
ajis02-3043	146	2	,	,	PUNCT
ajis02-3043	146	3	a	a	DET
ajis02-3043	146	4	reputable	reputable	ADJ
ajis02-3043	146	5	seller	seller	NOUN
ajis02-3043	146	6	must	must	AUX
ajis02-3043	146	7	not	not	PART
ajis02-3043	146	8	only	only	ADV
ajis02-3043	146	9	provide	provide	VERB
ajis02-3043	146	10	qualified	qualified	ADJ
ajis02-3043	146	11	goods	good	NOUN
ajis02-3043	146	12	,	,	PUNCT
ajis02-3043	146	13	but	but	CCONJ
ajis02-3043	146	14	also	also	ADV
ajis02-3043	146	15	use	use	VERB
ajis02-3043	146	16	a	a	DET
ajis02-3043	146	17	fast	fast	ADJ
ajis02-3043	146	18	,	,	PUNCT
ajis02-3043	146	19	accurate	accurate	ADJ
ajis02-3043	146	20	and	and	CCONJ
ajis02-3043	146	21	secured	secured	ADJ
ajis02-3043	146	22	payment	payment	NOUN
ajis02-3043	146	23	method	method	NOUN
ajis02-3043	146	24	.	.	PUNCT
ajis02-3043	147	1	as	as	ADP
ajis02-3043	147	2	a	a	DET
ajis02-3043	147	3	result	result	NOUN
ajis02-3043	147	4	,	,	PUNCT
ajis02-3043	147	5	the	the	DET
ajis02-3043	147	6	authors	author	NOUN
ajis02-3043	147	7	argue	argue	VERB
ajis02-3043	147	8	that	that	SCONJ
ajis02-3043	147	9	if	if	SCONJ
ajis02-3043	147	10	consumers	consumer	NOUN
ajis02-3043	147	11	trust	trust	VERB
ajis02-3043	147	12	reputable	reputable	ADJ
ajis02-3043	147	13	sellers	seller	NOUN
ajis02-3043	147	14	who	who	PRON
ajis02-3043	147	15	accept	accept	VERB
ajis02-3043	147	16	and	and	CCONJ
ajis02-3043	147	17	use	use	VERB
ajis02-3043	147	18	m	m	NOUN
ajis02-3043	147	19	-	-	NOUN
ajis02-3043	147	20	payment	payment	NOUN
ajis02-3043	147	21	for	for	ADP
ajis02-3043	147	22	their	their	PRON
ajis02-3043	147	23	goods	good	NOUN
ajis02-3043	147	24	or	or	CCONJ
ajis02-3043	147	25	services	service	NOUN
ajis02-3043	147	26	,	,	PUNCT
ajis02-3043	147	27	consumers	consumer	NOUN
ajis02-3043	147	28	are	be	AUX
ajis02-3043	147	29	more	more	ADV
ajis02-3043	147	30	likely	likely	ADJ
ajis02-3043	147	31	to	to	PART
ajis02-3043	147	32	trust	trust	VERB
ajis02-3043	147	33	m	m	NOUN
ajis02-3043	147	34	-	-	NOUN
ajis02-3043	147	35	payment	payment	NOUN
ajis02-3043	147	36	.	.	PUNCT
ajis02-3043	148	1	this	this	PRON
ajis02-3043	148	2	leads	lead	VERB
ajis02-3043	148	3	to	to	ADP
ajis02-3043	148	4	the	the	DET
ajis02-3043	148	5	following	follow	VERB
ajis02-3043	148	6	hypothesis	hypothesis	NOUN
ajis02-3043	148	7	.	.	PUNCT
ajis02-3043	149	1	h4	h4	NOUN
ajis02-3043	149	2	:	:	PUNCT
ajis02-3043	149	3	seller	seller	NOUN
ajis02-3043	149	4	trust	trust	NOUN
ajis02-3043	149	5	positively	positively	ADV
ajis02-3043	149	6	influences	influence	VERB
ajis02-3043	149	7	consumer	consumer	NOUN
ajis02-3043	149	8	trust	trust	NOUN
ajis02-3043	149	9	in	in	ADP
ajis02-3043	149	10	m	m	NOUN
ajis02-3043	149	11	-	-	NOUN
ajis02-3043	149	12	payment	payment	NOUN
ajis02-3043	149	13	.	.	PUNCT
ajis02-3043	150	1	prior	prior	ADJ
ajis02-3043	150	2	studies	study	NOUN
ajis02-3043	150	3	empirically	empirically	ADV
ajis02-3043	150	4	found	find	VERB
ajis02-3043	150	5	that	that	SCONJ
ajis02-3043	150	6	consumer	consumer	NOUN
ajis02-3043	150	7	trust	trust	NOUN
ajis02-3043	150	8	is	be	AUX
ajis02-3043	150	9	one	one	NUM
ajis02-3043	150	10	of	of	ADP
ajis02-3043	150	11	the	the	DET
ajis02-3043	150	12	important	important	ADJ
ajis02-3043	150	13	drivers	driver	NOUN
ajis02-3043	150	14	for	for	ADP
ajis02-3043	150	15	mpayment	mpayment	ADJ
ajis02-3043	150	16	adoption	adoption	NOUN
ajis02-3043	150	17	(	(	PUNCT
ajis02-3043	150	18	patil	patil	PROPN
ajis02-3043	150	19	et	et	PROPN
ajis02-3043	150	20	al	al	PROPN
ajis02-3043	150	21	.	.	PROPN
ajis02-3043	150	22	,	,	PUNCT
ajis02-3043	150	23	2018	2018	NUM
ajis02-3043	150	24	;	;	PUNCT
ajis02-3043	150	25	qasim	qasim	PROPN
ajis02-3043	150	26	&	&	CCONJ
ajis02-3043	150	27	abu	abu	PROPN
ajis02-3043	150	28	-	-	PUNCT
ajis02-3043	150	29	shanab	shanab	PROPN
ajis02-3043	150	30	,	,	PUNCT
ajis02-3043	150	31	2016	2016	NUM
ajis02-3043	150	32	;	;	PUNCT
ajis02-3043	150	33	xin	xin	PROPN
ajis02-3043	150	34	et	et	PROPN
ajis02-3043	150	35	al	al	PROPN
ajis02-3043	150	36	.	.	PROPN
ajis02-3043	150	37	,	,	PUNCT
ajis02-3043	150	38	2015	2015	NUM
ajis02-3043	150	39	)	)	PUNCT
ajis02-3043	150	40	,	,	PUNCT
ajis02-3043	150	41	therefore	therefore	ADV
ajis02-3043	150	42	the	the	DET
ajis02-3043	150	43	authors	author	NOUN
ajis02-3043	150	44	put	put	VERB
ajis02-3043	150	45	forward	forward	ADV
ajis02-3043	150	46	that	that	SCONJ
ajis02-3043	150	47	if	if	SCONJ
ajis02-3043	150	48	consumers	consumer	NOUN
ajis02-3043	150	49	trust	trust	VERB
ajis02-3043	150	50	m	m	NOUN
ajis02-3043	150	51	-	-	NOUN
ajis02-3043	150	52	payment	payment	NOUN
ajis02-3043	150	53	,	,	PUNCT
ajis02-3043	150	54	they	they	PRON
ajis02-3043	150	55	are	be	AUX
ajis02-3043	150	56	more	more	ADV
ajis02-3043	150	57	likely	likely	ADJ
ajis02-3043	150	58	to	to	PART
ajis02-3043	150	59	intend	intend	VERB
ajis02-3043	150	60	to	to	PART
ajis02-3043	150	61	adopt	adopt	VERB
ajis02-3043	150	62	m	m	ADJ
ajis02-3043	150	63	-	-	PUNCT
ajis02-3043	150	64	payment	payment	NOUN
ajis02-3043	150	65	services	service	NOUN
ajis02-3043	150	66	in	in	ADP
ajis02-3043	150	67	conducting	conduct	VERB
ajis02-3043	150	68	e	e	NOUN
ajis02-3043	150	69	-	-	NOUN
ajis02-3043	150	70	commerce	commerce	NOUN
ajis02-3043	150	71	transactions	transaction	NOUN
ajis02-3043	150	72	.	.	PUNCT
ajis02-3043	151	1	this	this	PRON
ajis02-3043	151	2	leads	lead	VERB
ajis02-3043	151	3	to	to	ADP
ajis02-3043	151	4	the	the	DET
ajis02-3043	151	5	last	last	ADJ
ajis02-3043	151	6	hypothesis	hypothesis	NOUN
ajis02-3043	151	7	.	.	PUNCT
ajis02-3043	152	1	h5	h5	PROPN
ajis02-3043	152	2	:	:	PUNCT
ajis02-3043	152	3	consumer	consumer	NOUN
ajis02-3043	152	4	trust	trust	NOUN
ajis02-3043	152	5	in	in	ADP
ajis02-3043	152	6	m	m	NOUN
ajis02-3043	152	7	-	-	PUNCT
ajis02-3043	152	8	payment	payment	NOUN
ajis02-3043	152	9	positively	positively	ADV
ajis02-3043	152	10	influences	influence	VERB
ajis02-3043	152	11	intention	intention	NOUN
ajis02-3043	152	12	to	to	PART
ajis02-3043	152	13	adopt	adopt	VERB
ajis02-3043	152	14	m	m	NOUN
ajis02-3043	152	15	-	-	NOUN
ajis02-3043	152	16	payment	payment	NOUN
ajis02-3043	152	17	.	.	PUNCT
ajis02-3043	153	1	figure	figure	NOUN
ajis02-3043	153	2	5	5	NUM
ajis02-3043	153	3	presents	present	VERB
ajis02-3043	153	4	the	the	DET
ajis02-3043	153	5	proposed	propose	VERB
ajis02-3043	153	6	model	model	NOUN
ajis02-3043	153	7	and	and	CCONJ
ajis02-3043	153	8	hypotheses	hypothesis	NOUN
ajis02-3043	153	9	of	of	ADP
ajis02-3043	153	10	this	this	DET
ajis02-3043	153	11	research	research	NOUN
ajis02-3043	153	12	:	:	PUNCT
ajis02-3043	153	13	australasian	australasian	ADJ
ajis02-3043	153	14	journal	journal	NOUN
ajis02-3043	153	15	of	of	ADP
ajis02-3043	153	16	information	information	NOUN
ajis02-3043	153	17	systems	system	NOUN
ajis02-3043	153	18	nguyen	nguyen	NOUN
ajis02-3043	153	19	et	et	PROPN
ajis02-3043	153	20	al	al	PROPN
ajis02-3043	153	21	.	.	PROPN
ajis02-3043	153	22	2021	2021	NUM
ajis02-3043	153	23	,	,	PUNCT
ajis02-3043	153	24	vol	vol	NOUN
ajis02-3043	153	25	25	25	NUM
ajis02-3043	153	26	,	,	PUNCT
ajis02-3043	153	27	research	research	NOUN
ajis02-3043	153	28	article	article	NOUN
ajis02-3043	153	29	trust	trust	NOUN
ajis02-3043	153	30	types	type	NOUN
ajis02-3043	153	31	and	and	CCONJ
ajis02-3043	153	32	mediating	mediate	VERB
ajis02-3043	153	33	effect	effect	NOUN
ajis02-3043	153	34	10	10	NUM
ajis02-3043	153	35	m	m	NOUN
ajis02-3043	153	36	-	-	PUNCT
ajis02-3043	153	37	payment	payment	NOUN
ajis02-3043	153	38	provider	provider	NOUN
ajis02-3043	153	39	trust	trust	NOUN
ajis02-3043	153	40	institution	institution	NOUN
ajis02-3043	153	41	-	-	PUNCT
ajis02-3043	153	42	based	base	VERB
ajis02-3043	153	43	trust	trust	NOUN
ajis02-3043	153	44	seller	seller	NOUN
ajis02-3043	153	45	trust	trust	NOUN
ajis02-3043	153	46	consumer	consumer	NOUN
ajis02-3043	153	47	trust	trust	NOUN
ajis02-3043	153	48	in	in	ADP
ajis02-3043	153	49	mpayment	mpayment	ADJ
ajis02-3043	153	50	intention	intention	NOUN
ajis02-3043	153	51	to	to	PART
ajis02-3043	153	52	adopt	adopt	VERB
ajis02-3043	153	53	m	m	NOUN
ajis02-3043	153	54	-	-	PUNCT
ajis02-3043	153	55	payment	payment	NOUN
ajis02-3043	153	56	h1	h1	PROPN
ajis02-3043	153	57	h2	h2	PROPN
ajis02-3043	153	58	h3	h3	NOUN
ajis02-3043	153	59	h5	h5	PROPN
ajis02-3043	153	60	`	`	PUNCT
ajis02-3043	153	61	technology	technology	NOUN
ajis02-3043	153	62	trust	trust	NOUN
ajis02-3043	153	63	h4	h4	PROPN
ajis02-3043	153	64	figure	figure	NOUN
ajis02-3043	153	65	5	5	NUM
ajis02-3043	153	66	.	.	PUNCT
ajis02-3043	154	1	the	the	DET
ajis02-3043	154	2	proposed	propose	VERB
ajis02-3043	154	3	model	model	NOUN
ajis02-3043	154	4	4	4	NUM
ajis02-3043	154	5	research	research	NOUN
ajis02-3043	154	6	methodology	methodology	NOUN
ajis02-3043	154	7	this	this	DET
ajis02-3043	154	8	section	section	NOUN
ajis02-3043	154	9	discusses	discuss	VERB
ajis02-3043	154	10	the	the	DET
ajis02-3043	154	11	design	design	NOUN
ajis02-3043	154	12	of	of	ADP
ajis02-3043	154	13	instrument	instrument	NOUN
ajis02-3043	154	14	and	and	CCONJ
ajis02-3043	154	15	data	datum	NOUN
ajis02-3043	154	16	collection	collection	NOUN
ajis02-3043	154	17	.	.	PUNCT
ajis02-3043	155	1	4.1	4.1	NUM
ajis02-3043	155	2	instrument	instrument	NOUN
ajis02-3043	155	3	development	development	NOUN
ajis02-3043	155	4	the	the	DET
ajis02-3043	155	5	construct	construct	NOUN
ajis02-3043	155	6	instruments	instrument	NOUN
ajis02-3043	155	7	for	for	ADP
ajis02-3043	155	8	the	the	DET
ajis02-3043	155	9	questionnaire	questionnaire	NOUN
ajis02-3043	155	10	used	use	VERB
ajis02-3043	155	11	for	for	ADP
ajis02-3043	155	12	data	datum	NOUN
ajis02-3043	155	13	collection	collection	NOUN
ajis02-3043	155	14	were	be	AUX
ajis02-3043	155	15	borrowed	borrow	VERB
ajis02-3043	155	16	from	from	ADP
ajis02-3043	155	17	previous	previous	ADJ
ajis02-3043	155	18	studies	study	NOUN
ajis02-3043	155	19	which	which	PRON
ajis02-3043	155	20	had	have	AUX
ajis02-3043	155	21	been	be	AUX
ajis02-3043	155	22	tested	test	VERB
ajis02-3043	155	23	and	and	CCONJ
ajis02-3043	155	24	validated	validated	ADJ
ajis02-3043	155	25	(	(	PUNCT
ajis02-3043	155	26	see	see	VERB
ajis02-3043	155	27	table	table	NOUN
ajis02-3043	155	28	1	1	NUM
ajis02-3043	155	29	)	)	PUNCT
ajis02-3043	155	30	.	.	PUNCT
ajis02-3043	156	1	all	all	DET
ajis02-3043	156	2	questions	question	NOUN
ajis02-3043	156	3	were	be	AUX
ajis02-3043	156	4	translated	translate	VERB
ajis02-3043	156	5	to	to	ADP
ajis02-3043	156	6	vietnamese	vietnamese	PROPN
ajis02-3043	156	7	and	and	CCONJ
ajis02-3043	156	8	then	then	ADV
ajis02-3043	156	9	revised	revise	VERB
ajis02-3043	156	10	based	base	VERB
ajis02-3043	156	11	on	on	ADP
ajis02-3043	156	12	the	the	DET
ajis02-3043	156	13	pilot	pilot	NOUN
ajis02-3043	156	14	test	test	NOUN
ajis02-3043	156	15	.	.	PUNCT
ajis02-3043	157	1	participants	participant	NOUN
ajis02-3043	157	2	indicated	indicate	VERB
ajis02-3043	157	3	their	their	PRON
ajis02-3043	157	4	agreement	agreement	NOUN
ajis02-3043	157	5	or	or	CCONJ
ajis02-3043	157	6	disagreement	disagreement	NOUN
ajis02-3043	157	7	with	with	ADP
ajis02-3043	157	8	the	the	DET
ajis02-3043	157	9	questions	question	NOUN
ajis02-3043	157	10	in	in	ADP
ajis02-3043	157	11	the	the	DET
ajis02-3043	157	12	online	online	ADJ
ajis02-3043	157	13	survey	survey	NOUN
ajis02-3043	157	14	(	(	PUNCT
ajis02-3043	157	15	see	see	VERB
ajis02-3043	157	16	appendix	appendix	NOUN
ajis02-3043	157	17	8.1	8.1	NUM
ajis02-3043	157	18	for	for	ADP
ajis02-3043	157	19	full	full	ADJ
ajis02-3043	157	20	survey	survey	NOUN
ajis02-3043	157	21	questions	question	NOUN
ajis02-3043	157	22	)	)	PUNCT
ajis02-3043	157	23	.	.	PUNCT
ajis02-3043	158	1	construct	construct	VERB
ajis02-3043	158	2	and	and	CCONJ
ajis02-3043	158	3	items	item	NOUN
ajis02-3043	158	4	references	reference	NOUN
ajis02-3043	158	5	m	m	NOUN
ajis02-3043	158	6	-	-	PUNCT
ajis02-3043	158	7	payment	payment	NOUN
ajis02-3043	158	8	provider	provider	NOUN
ajis02-3043	158	9	trust	trust	NOUN
ajis02-3043	158	10	(	(	PUNCT
ajis02-3043	158	11	pt	pt	NOUN
ajis02-3043	158	12	):	):	PUNCT
ajis02-3043	158	13	six	six	NUM
ajis02-3043	158	14	items	item	NOUN
ajis02-3043	158	15	andreev	andreev	VERB
ajis02-3043	158	16	et	et	PROPN
ajis02-3043	158	17	al	al	PROPN
ajis02-3043	158	18	.	.	PROPN
ajis02-3043	158	19	2012	2012	NUM
ajis02-3043	158	20	;	;	PUNCT
ajis02-3043	158	21	srivastava	srivastava	PROPN
ajis02-3043	158	22	et	et	PROPN
ajis02-3043	158	23	al	al	PROPN
ajis02-3043	158	24	.	.	PROPN
ajis02-3043	158	25	2010	2010	NUM
ajis02-3043	158	26	;	;	PUNCT
ajis02-3043	158	27	zhou	zhou	PROPN
ajis02-3043	158	28	2011	2011	NUM
ajis02-3043	158	29	technology	technology	NOUN
ajis02-3043	158	30	trust	trust	NOUN
ajis02-3043	158	31	(	(	PUNCT
ajis02-3043	158	32	tt	tt	PROPN
ajis02-3043	158	33	):	):	PUNCT
ajis02-3043	158	34	four	four	NUM
ajis02-3043	158	35	items	item	NOUN
ajis02-3043	158	36	srivastava	srivastava	PROPN
ajis02-3043	158	37	et	et	PROPN
ajis02-3043	158	38	al	al	PROPN
ajis02-3043	158	39	.	.	PROPN
ajis02-3043	158	40	2010	2010	NUM
ajis02-3043	158	41	institution	institution	NOUN
ajis02-3043	158	42	-	-	PUNCT
ajis02-3043	158	43	based	base	VERB
ajis02-3043	158	44	trust	trust	NOUN
ajis02-3043	158	45	(	(	PUNCT
ajis02-3043	158	46	it	it	PRON
ajis02-3043	158	47	):	):	PUNCT
ajis02-3043	158	48	six	six	NUM
ajis02-3043	158	49	items	item	NOUN
ajis02-3043	158	50	mcknight	mcknight	PROPN
ajis02-3043	158	51	et	et	PROPN
ajis02-3043	158	52	al	al	PROPN
ajis02-3043	158	53	.	.	PROPN
ajis02-3043	158	54	2002	2002	NUM
ajis02-3043	158	55	;	;	PUNCT
ajis02-3043	158	56	nguyen	nguyen	PROPN
ajis02-3043	158	57	2016	2016	NUM
ajis02-3043	158	58	;	;	PUNCT
ajis02-3043	158	59	srivastava	srivastava	PROPN
ajis02-3043	158	60	et	et	PROPN
ajis02-3043	158	61	al	al	PROPN
ajis02-3043	158	62	.	.	PROPN
ajis02-3043	158	63	2010	2010	NUM
ajis02-3043	158	64	seller	seller	NOUN
ajis02-3043	158	65	trust	trust	NOUN
ajis02-3043	158	66	(	(	PUNCT
ajis02-3043	158	67	st	st	PROPN
ajis02-3043	158	68	):	):	PUNCT
ajis02-3043	158	69	four	four	NUM
ajis02-3043	158	70	items	item	NOUN
ajis02-3043	158	71	andreev	andreev	VERB
ajis02-3043	158	72	et	et	PROPN
ajis02-3043	158	73	al	al	PROPN
ajis02-3043	158	74	.	.	PROPN
ajis02-3043	158	75	2012	2012	NUM
ajis02-3043	158	76	;	;	PUNCT
ajis02-3043	159	1	lu	lu	PROPN
ajis02-3043	159	2	et	et	PROPN
ajis02-3043	159	3	al	al	PROPN
ajis02-3043	159	4	.	.	PROPN
ajis02-3043	159	5	2016	2016	NUM
ajis02-3043	159	6	;	;	PUNCT
ajis02-3043	159	7	pavlou	pavlou	ADJ
ajis02-3043	159	8	and	and	CCONJ
ajis02-3043	159	9	gefen	gefen	VERB
ajis02-3043	159	10	2004	2004	NUM
ajis02-3043	159	11	consumer	consumer	NOUN
ajis02-3043	159	12	trust	trust	NOUN
ajis02-3043	159	13	(	(	PUNCT
ajis02-3043	159	14	ct	ct	PROPN
ajis02-3043	159	15	):	):	PUNCT
ajis02-3043	159	16	four	four	NUM
ajis02-3043	159	17	items	item	NOUN
ajis02-3043	159	18	lu	lu	VERB
ajis02-3043	159	19	et	et	PROPN
ajis02-3043	159	20	al	al	PROPN
ajis02-3043	159	21	.	.	PROPN
ajis02-3043	159	22	2011	2011	NUM
ajis02-3043	159	23	;	;	PUNCT
ajis02-3043	159	24	qasim	qasim	PROPN
ajis02-3043	159	25	&	&	CCONJ
ajis02-3043	159	26	abu	abu	PROPN
ajis02-3043	159	27	-	-	PUNCT
ajis02-3043	159	28	shanab	shanab	PROPN
ajis02-3043	159	29	2016	2016	NUM
ajis02-3043	159	30	intention	intention	NOUN
ajis02-3043	159	31	to	to	PART
ajis02-3043	159	32	adopt	adopt	VERB
ajis02-3043	159	33	m	m	NOUN
ajis02-3043	159	34	-	-	NOUN
ajis02-3043	159	35	payment	payment	NOUN
ajis02-3043	159	36	(	(	PUNCT
ajis02-3043	159	37	in	in	ADP
ajis02-3043	159	38	):	):	PUNCT
ajis02-3043	159	39	three	three	NUM
ajis02-3043	159	40	items	item	NOUN
ajis02-3043	159	41	venkatesh	venkatesh	PROPN
ajis02-3043	159	42	et	et	PROPN
ajis02-3043	159	43	al	al	PROPN
ajis02-3043	159	44	.	.	PROPN
ajis02-3043	159	45	2012	2012	NUM
ajis02-3043	159	46	table	table	NOUN
ajis02-3043	159	47	1	1	NUM
ajis02-3043	159	48	.	.	PUNCT
ajis02-3043	159	49	instrument	instrument	NOUN
ajis02-3043	159	50	items	item	NOUN
ajis02-3043	159	51	used	use	VERB
ajis02-3043	159	52	in	in	ADP
ajis02-3043	159	53	the	the	DET
ajis02-3043	159	54	survey	survey	NOUN
ajis02-3043	159	55	4.2	4.2	NUM
ajis02-3043	159	56	data	datum	NOUN
ajis02-3043	159	57	collection	collection	NOUN
ajis02-3043	159	58	in	in	ADP
ajis02-3043	159	59	order	order	NOUN
ajis02-3043	159	60	to	to	PART
ajis02-3043	159	61	test	test	VERB
ajis02-3043	159	62	the	the	DET
ajis02-3043	159	63	hypotheses	hypothesis	NOUN
ajis02-3043	159	64	,	,	PUNCT
ajis02-3043	159	65	data	datum	NOUN
ajis02-3043	159	66	was	be	AUX
ajis02-3043	159	67	collected	collect	VERB
ajis02-3043	159	68	in	in	ADP
ajis02-3043	159	69	vietnam	vietnam	NOUN
ajis02-3043	159	70	using	use	VERB
ajis02-3043	159	71	survey	survey	NOUN
ajis02-3043	159	72	,	,	PUNCT
ajis02-3043	159	73	targeting	target	VERB
ajis02-3043	159	74	the	the	DET
ajis02-3043	159	75	population	population	NOUN
ajis02-3043	159	76	that	that	SCONJ
ajis02-3043	159	77	:	:	PUNCT
ajis02-3043	159	78	(	(	PUNCT
ajis02-3043	159	79	1	1	X
ajis02-3043	159	80	)	)	PUNCT
ajis02-3043	159	81	are	be	AUX
ajis02-3043	159	82	over	over	ADP
ajis02-3043	159	83	18	18	NUM
ajis02-3043	159	84	years	year	NOUN
ajis02-3043	159	85	old	old	ADJ
ajis02-3043	159	86	,	,	PUNCT
ajis02-3043	159	87	and	and	CCONJ
ajis02-3043	159	88	(	(	PUNCT
ajis02-3043	159	89	2	2	X
ajis02-3043	159	90	)	)	PUNCT
ajis02-3043	159	91	have	have	AUX
ajis02-3043	159	92	used	use	VERB
ajis02-3043	159	93	m	m	PROPN
ajis02-3043	159	94	-	-	PUNCT
ajis02-3043	159	95	payment	payment	NOUN
ajis02-3043	159	96	services	service	NOUN
ajis02-3043	159	97	in	in	ADP
ajis02-3043	159	98	the	the	DET
ajis02-3043	159	99	last	last	ADJ
ajis02-3043	159	100	three	three	NUM
ajis02-3043	159	101	months	month	NOUN
ajis02-3043	159	102	.	.	PUNCT
ajis02-3043	160	1	an	an	DET
ajis02-3043	160	2	online	online	ADJ
ajis02-3043	160	3	survey	survey	NOUN
ajis02-3043	160	4	with	with	ADP
ajis02-3043	160	5	the	the	DET
ajis02-3043	160	6	questionnaire	questionnaire	NOUN
ajis02-3043	160	7	in	in	ADP
ajis02-3043	160	8	the	the	DET
ajis02-3043	160	9	vietnamese	vietnamese	ADJ
ajis02-3043	160	10	language	language	NOUN
ajis02-3043	160	11	was	be	AUX
ajis02-3043	160	12	hosted	host	VERB
ajis02-3043	160	13	in	in	ADP
ajis02-3043	160	14	qualtrics	qualtric	NOUN
ajis02-3043	160	15	survey	survey	NOUN
ajis02-3043	160	16	tool	tool	NOUN
ajis02-3043	160	17	.	.	PUNCT
ajis02-3043	161	1	the	the	DET
ajis02-3043	161	2	pilot	pilot	NOUN
ajis02-3043	161	3	test	test	NOUN
ajis02-3043	161	4	was	be	AUX
ajis02-3043	161	5	conducted	conduct	VERB
ajis02-3043	161	6	with	with	ADP
ajis02-3043	161	7	a	a	DET
ajis02-3043	161	8	group	group	NOUN
ajis02-3043	161	9	of	of	ADP
ajis02-3043	161	10	31	31	NUM
ajis02-3043	161	11	m	m	NOUN
ajis02-3043	161	12	-	-	PUNCT
ajis02-3043	161	13	payment	payment	NOUN
ajis02-3043	161	14	users	user	NOUN
ajis02-3043	161	15	to	to	PART
ajis02-3043	161	16	refine	refine	VERB
ajis02-3043	161	17	the	the	DET
ajis02-3043	161	18	items	item	NOUN
ajis02-3043	161	19	,	,	PUNCT
ajis02-3043	161	20	and	and	CCONJ
ajis02-3043	161	21	the	the	DET
ajis02-3043	161	22	pilot	pilot	NOUN
ajis02-3043	161	23	test	test	NOUN
ajis02-3043	161	24	data	datum	NOUN
ajis02-3043	161	25	was	be	AUX
ajis02-3043	161	26	not	not	PART
ajis02-3043	161	27	included	include	VERB
ajis02-3043	161	28	in	in	ADP
ajis02-3043	161	29	the	the	DET
ajis02-3043	161	30	final	final	ADJ
ajis02-3043	161	31	data	datum	NOUN
ajis02-3043	161	32	.	.	PUNCT
ajis02-3043	162	1	the	the	DET
ajis02-3043	162	2	authors	author	NOUN
ajis02-3043	162	3	used	use	VERB
ajis02-3043	162	4	a	a	DET
ajis02-3043	162	5	facebook	facebook	NOUN
ajis02-3043	162	6	account	account	NOUN
ajis02-3043	162	7	to	to	PART
ajis02-3043	162	8	promote	promote	VERB
ajis02-3043	162	9	the	the	DET
ajis02-3043	162	10	survey	survey	NOUN
ajis02-3043	162	11	to	to	ADP
ajis02-3043	162	12	participants	participant	NOUN
ajis02-3043	162	13	.	.	PUNCT
ajis02-3043	163	1	given	give	VERB
ajis02-3043	163	2	the	the	DET
ajis02-3043	163	3	fact	fact	NOUN
ajis02-3043	163	4	that	that	SCONJ
ajis02-3043	163	5	using	use	VERB
ajis02-3043	163	6	m	m	NOUN
ajis02-3043	163	7	-	-	PUNCT
ajis02-3043	163	8	payment	payment	NOUN
ajis02-3043	163	9	is	be	AUX
ajis02-3043	163	10	voluntary	voluntary	ADJ
ajis02-3043	163	11	and	and	CCONJ
ajis02-3043	163	12	popular	popular	ADJ
ajis02-3043	163	13	amongst	amongst	ADP
ajis02-3043	163	14	vietnamese	vietnamese	ADJ
ajis02-3043	163	15	consumers	consumer	NOUN
ajis02-3043	163	16	,	,	PUNCT
ajis02-3043	163	17	the	the	DET
ajis02-3043	163	18	connections	connection	NOUN
ajis02-3043	163	19	in	in	ADP
ajis02-3043	163	20	the	the	DET
ajis02-3043	163	21	social	social	ADJ
ajis02-3043	163	22	australasian	australasian	ADJ
ajis02-3043	163	23	journal	journal	NOUN
ajis02-3043	163	24	of	of	ADP
ajis02-3043	163	25	information	information	NOUN
ajis02-3043	163	26	systems	system	NOUN
ajis02-3043	163	27	nguyen	nguyen	NOUN
ajis02-3043	163	28	et	et	PROPN
ajis02-3043	163	29	al	al	PROPN
ajis02-3043	163	30	.	.	PROPN
ajis02-3043	163	31	2021	2021	NUM
ajis02-3043	163	32	,	,	PUNCT
ajis02-3043	163	33	vol	vol	NOUN
ajis02-3043	163	34	25	25	NUM
ajis02-3043	163	35	,	,	PUNCT
ajis02-3043	163	36	research	research	NOUN
ajis02-3043	163	37	article	article	NOUN
ajis02-3043	163	38	trust	trust	NOUN
ajis02-3043	163	39	types	type	NOUN
ajis02-3043	163	40	and	and	CCONJ
ajis02-3043	163	41	mediating	mediate	VERB
ajis02-3043	163	42	effect	effect	NOUN
ajis02-3043	163	43	11	11	NUM
ajis02-3043	163	44	network	network	NOUN
ajis02-3043	163	45	were	be	AUX
ajis02-3043	163	46	effective	effective	ADJ
ajis02-3043	163	47	in	in	ADP
ajis02-3043	163	48	approaching	approach	VERB
ajis02-3043	163	49	participants	participant	NOUN
ajis02-3043	163	50	without	without	ADP
ajis02-3043	163	51	raising	raise	VERB
ajis02-3043	163	52	concerns	concern	NOUN
ajis02-3043	163	53	about	about	ADP
ajis02-3043	163	54	spam	spam	NOUN
ajis02-3043	163	55	,	,	PUNCT
ajis02-3043	163	56	virus	virus	NOUN
ajis02-3043	163	57	or	or	CCONJ
ajis02-3043	163	58	spyware	spyware	NOUN
ajis02-3043	163	59	when	when	SCONJ
ajis02-3043	163	60	accessing	access	VERB
ajis02-3043	163	61	the	the	DET
ajis02-3043	163	62	online	online	ADJ
ajis02-3043	163	63	survey	survey	NOUN
ajis02-3043	163	64	.	.	PUNCT
ajis02-3043	164	1	the	the	DET
ajis02-3043	164	2	measurement	measurement	NOUN
ajis02-3043	164	3	model	model	NOUN
ajis02-3043	164	4	includes	include	VERB
ajis02-3043	164	5	28	28	NUM
ajis02-3043	164	6	questions	question	NOUN
ajis02-3043	164	7	therefore	therefore	ADV
ajis02-3043	164	8	with	with	ADP
ajis02-3043	164	9	a	a	DET
ajis02-3043	164	10	rate	rate	NOUN
ajis02-3043	164	11	of	of	ADP
ajis02-3043	164	12	case	case	NOUN
ajis02-3043	164	13	-	-	PUNCT
ajis02-3043	164	14	to	to	ADP
ajis02-3043	164	15	-	-	PUNCT
ajis02-3043	164	16	variables	variable	NOUN
ajis02-3043	164	17	of	of	ADP
ajis02-3043	164	18	5:1	5:1	NUM
ajis02-3043	164	19	for	for	ADP
ajis02-3043	164	20	factor	factor	NOUN
ajis02-3043	164	21	analysis	analysis	NOUN
ajis02-3043	164	22	(	(	PUNCT
ajis02-3043	164	23	hair	hair	NOUN
ajis02-3043	164	24	,	,	PUNCT
ajis02-3043	164	25	black	black	ADJ
ajis02-3043	164	26	,	,	PUNCT
ajis02-3043	164	27	babin	babin	PROPN
ajis02-3043	164	28	,	,	PUNCT
ajis02-3043	164	29	anderson	anderson	PROPN
ajis02-3043	164	30	,	,	PUNCT
ajis02-3043	164	31	&	&	CCONJ
ajis02-3043	164	32	tatham	tatham	NOUN
ajis02-3043	164	33	,	,	PUNCT
ajis02-3043	164	34	1998	1998	NUM
ajis02-3043	164	35	)	)	PUNCT
ajis02-3043	164	36	,	,	PUNCT
ajis02-3043	164	37	the	the	DET
ajis02-3043	164	38	needed	need	VERB
ajis02-3043	164	39	sample	sample	NOUN
ajis02-3043	164	40	is	be	AUX
ajis02-3043	164	41	at	at	ADP
ajis02-3043	164	42	least	least	ADJ
ajis02-3043	164	43	140	140	NUM
ajis02-3043	164	44	observations	observation	NOUN
ajis02-3043	164	45	.	.	PUNCT
ajis02-3043	165	1	a	a	DET
ajis02-3043	165	2	total	total	NOUN
ajis02-3043	165	3	of	of	ADP
ajis02-3043	165	4	225	225	NUM
ajis02-3043	165	5	answers	answer	NOUN
ajis02-3043	165	6	was	be	AUX
ajis02-3043	165	7	collected	collect	VERB
ajis02-3043	165	8	over	over	ADP
ajis02-3043	165	9	two	two	NUM
ajis02-3043	165	10	months	month	NOUN
ajis02-3043	165	11	.	.	PUNCT
ajis02-3043	166	1	after	after	ADP
ajis02-3043	166	2	checking	check	VERB
ajis02-3043	166	3	outlier	outlier	NOUN
ajis02-3043	166	4	and	and	CCONJ
ajis02-3043	166	5	missing	miss	VERB
ajis02-3043	166	6	data	datum	NOUN
ajis02-3043	166	7	,	,	PUNCT
ajis02-3043	166	8	204	204	NUM
ajis02-3043	166	9	valid	valid	ADJ
ajis02-3043	166	10	observations	observation	NOUN
ajis02-3043	166	11	were	be	AUX
ajis02-3043	166	12	used	use	VERB
ajis02-3043	166	13	for	for	ADP
ajis02-3043	166	14	further	further	ADJ
ajis02-3043	166	15	analysis	analysis	NOUN
ajis02-3043	166	16	,	,	PUNCT
ajis02-3043	166	17	which	which	PRON
ajis02-3043	166	18	satisfies	satisfy	VERB
ajis02-3043	166	19	the	the	DET
ajis02-3043	166	20	sample	sample	NOUN
ajis02-3043	166	21	adequacy	adequacy	NOUN
ajis02-3043	166	22	criterion	criterion	NOUN
ajis02-3043	166	23	.	.	PUNCT
ajis02-3043	167	1	of	of	ADP
ajis02-3043	167	2	the	the	DET
ajis02-3043	167	3	survey	survey	NOUN
ajis02-3043	167	4	participants	participant	NOUN
ajis02-3043	167	5	,	,	PUNCT
ajis02-3043	167	6	72	72	NUM
ajis02-3043	167	7	%	%	NOUN
ajis02-3043	167	8	were	be	AUX
ajis02-3043	167	9	female	female	ADJ
ajis02-3043	167	10	and	and	CCONJ
ajis02-3043	167	11	28	28	NUM
ajis02-3043	167	12	%	%	NOUN
ajis02-3043	167	13	male	male	NOUN
ajis02-3043	167	14	.	.	PUNCT
ajis02-3043	168	1	nearly	nearly	ADV
ajis02-3043	168	2	97	97	NUM
ajis02-3043	168	3	%	%	NOUN
ajis02-3043	168	4	were	be	AUX
ajis02-3043	168	5	with	with	ADP
ajis02-3043	168	6	a	a	DET
ajis02-3043	168	7	degree	degree	NOUN
ajis02-3043	168	8	or	or	CCONJ
ajis02-3043	168	9	above	above	ADV
ajis02-3043	168	10	,	,	PUNCT
ajis02-3043	168	11	71	71	NUM
ajis02-3043	168	12	%	%	NOUN
ajis02-3043	168	13	aged	age	VERB
ajis02-3043	168	14	under	under	ADP
ajis02-3043	168	15	35	35	NUM
ajis02-3043	168	16	years	year	NOUN
ajis02-3043	168	17	old	old	ADJ
ajis02-3043	168	18	,	,	PUNCT
ajis02-3043	168	19	with	with	SCONJ
ajis02-3043	168	20	94	94	NUM
ajis02-3043	168	21	%	%	NOUN
ajis02-3043	168	22	had	have	AUX
ajis02-3043	168	23	used	use	VERB
ajis02-3043	168	24	smart	smart	ADJ
ajis02-3043	168	25	phones	phone	NOUN
ajis02-3043	168	26	for	for	ADP
ajis02-3043	168	27	more	more	ADJ
ajis02-3043	168	28	than	than	ADP
ajis02-3043	168	29	three	three	NUM
ajis02-3043	168	30	years	year	NOUN
ajis02-3043	168	31	.	.	PUNCT
ajis02-3043	169	1	all	all	DET
ajis02-3043	169	2	participants	participant	NOUN
ajis02-3043	169	3	had	have	VERB
ajis02-3043	169	4	experience	experience	NOUN
ajis02-3043	169	5	of	of	ADP
ajis02-3043	169	6	using	use	VERB
ajis02-3043	169	7	some	some	DET
ajis02-3043	169	8	forms	form	NOUN
ajis02-3043	169	9	of	of	ADP
ajis02-3043	169	10	m	m	NOUN
ajis02-3043	169	11	-	-	PUNCT
ajis02-3043	169	12	payment	payment	NOUN
ajis02-3043	169	13	before	before	ADV
ajis02-3043	169	14	.	.	PUNCT
ajis02-3043	170	1	see	see	VERB
ajis02-3043	170	2	appendix	appendix	VERB
ajis02-3043	170	3	8.2	8.2	NUM
ajis02-3043	170	4	for	for	ADP
ajis02-3043	170	5	full	full	ADJ
ajis02-3043	170	6	demographic	demographic	ADJ
ajis02-3043	170	7	information	information	NOUN
ajis02-3043	170	8	.	.	PUNCT
ajis02-3043	171	1	the	the	DET
ajis02-3043	171	2	data	datum	NOUN
ajis02-3043	171	3	was	be	AUX
ajis02-3043	171	4	tested	test	VERB
ajis02-3043	171	5	for	for	ADP
ajis02-3043	171	6	common	common	ADJ
ajis02-3043	171	7	method	method	NOUN
ajis02-3043	171	8	bias	bias	NOUN
ajis02-3043	171	9	by	by	ADP
ajis02-3043	171	10	using	use	VERB
ajis02-3043	171	11	harman	harman	PROPN
ajis02-3043	171	12	’s	’s	PART
ajis02-3043	171	13	test	test	NOUN
ajis02-3043	171	14	(	(	PUNCT
ajis02-3043	171	15	chau	chau	PROPN
ajis02-3043	171	16	,	,	PUNCT
ajis02-3043	171	17	deng	deng	PROPN
ajis02-3043	171	18	,	,	PUNCT
ajis02-3043	171	19	&	&	CCONJ
ajis02-3043	171	20	tay	tay	PROPN
ajis02-3043	171	21	,	,	PUNCT
ajis02-3043	171	22	2020	2020	NUM
ajis02-3043	171	23	;	;	PUNCT
ajis02-3043	171	24	podsakoff	podsakoff	NOUN
ajis02-3043	171	25	,	,	PUNCT
ajis02-3043	171	26	mackenzie	mackenzie	PROPN
ajis02-3043	171	27	,	,	PUNCT
ajis02-3043	171	28	lee	lee	PROPN
ajis02-3043	171	29	,	,	PUNCT
ajis02-3043	171	30	&	&	CCONJ
ajis02-3043	171	31	podsakoff	podsakoff	PROPN
ajis02-3043	171	32	,	,	PUNCT
ajis02-3043	171	33	2003	2003	NUM
ajis02-3043	171	34	)	)	PUNCT
ajis02-3043	171	35	,	,	PUNCT
ajis02-3043	171	36	which	which	PRON
ajis02-3043	171	37	revealed	reveal	VERB
ajis02-3043	171	38	that	that	SCONJ
ajis02-3043	171	39	the	the	DET
ajis02-3043	171	40	largest	large	ADJ
ajis02-3043	171	41	factor	factor	NOUN
ajis02-3043	171	42	explains	explain	VERB
ajis02-3043	171	43	only	only	ADV
ajis02-3043	171	44	13.56	13.56	NUM
ajis02-3043	171	45	%	%	NOUN
ajis02-3043	171	46	of	of	ADP
ajis02-3043	171	47	the	the	DET
ajis02-3043	171	48	variance	variance	NOUN
ajis02-3043	171	49	in	in	ADP
ajis02-3043	171	50	the	the	DET
ajis02-3043	171	51	measure	measure	NOUN
ajis02-3043	171	52	.	.	PUNCT
ajis02-3043	172	1	this	this	PRON
ajis02-3043	172	2	is	be	AUX
ajis02-3043	172	3	less	less	ADJ
ajis02-3043	172	4	than	than	ADP
ajis02-3043	172	5	50	50	NUM
ajis02-3043	172	6	%	%	NOUN
ajis02-3043	172	7	the	the	DET
ajis02-3043	172	8	threshold	threshold	NOUN
ajis02-3043	172	9	of	of	ADP
ajis02-3043	172	10	common	common	ADJ
ajis02-3043	172	11	method	method	NOUN
ajis02-3043	172	12	bias	bias	NOUN
ajis02-3043	172	13	,	,	PUNCT
ajis02-3043	172	14	so	so	SCONJ
ajis02-3043	172	15	there	there	PRON
ajis02-3043	172	16	is	be	VERB
ajis02-3043	172	17	no	no	DET
ajis02-3043	172	18	significant	significant	ADJ
ajis02-3043	172	19	common	common	ADJ
ajis02-3043	172	20	method	method	NOUN
ajis02-3043	172	21	bias	bias	NOUN
ajis02-3043	172	22	in	in	ADP
ajis02-3043	172	23	the	the	DET
ajis02-3043	172	24	data	datum	NOUN
ajis02-3043	172	25	.	.	PUNCT
ajis02-3043	173	1	as	as	SCONJ
ajis02-3043	173	2	there	there	PRON
ajis02-3043	173	3	were	be	VERB
ajis02-3043	173	4	significantly	significantly	ADV
ajis02-3043	173	5	more	more	ADV
ajis02-3043	173	6	female	female	ADJ
ajis02-3043	173	7	respondents	respondent	NOUN
ajis02-3043	173	8	,	,	PUNCT
ajis02-3043	173	9	the	the	DET
ajis02-3043	173	10	data	datum	NOUN
ajis02-3043	173	11	was	be	AUX
ajis02-3043	173	12	examined	examine	VERB
ajis02-3043	173	13	for	for	ADP
ajis02-3043	173	14	potential	potential	ADJ
ajis02-3043	173	15	bias	bias	NOUN
ajis02-3043	173	16	between	between	ADP
ajis02-3043	173	17	male	male	NOUN
ajis02-3043	173	18	and	and	CCONJ
ajis02-3043	173	19	female	female	ADJ
ajis02-3043	173	20	via	via	ADP
ajis02-3043	173	21	conducting	conduct	VERB
ajis02-3043	173	22	a	a	DET
ajis02-3043	173	23	two	two	NUM
ajis02-3043	173	24	-	-	PUNCT
ajis02-3043	173	25	sample	sample	NOUN
ajis02-3043	173	26	t	t	NOUN
ajis02-3043	173	27	-	-	PUNCT
ajis02-3043	173	28	test	test	NOUN
ajis02-3043	173	29	with	with	ADP
ajis02-3043	173	30	six	six	NUM
ajis02-3043	173	31	constructs	construct	NOUN
ajis02-3043	173	32	adopted	adopt	VERB
ajis02-3043	173	33	in	in	ADP
ajis02-3043	173	34	the	the	DET
ajis02-3043	173	35	conceptual	conceptual	ADJ
ajis02-3043	173	36	model	model	NOUN
ajis02-3043	173	37	.	.	PUNCT
ajis02-3043	174	1	the	the	DET
ajis02-3043	174	2	independent	independent	ADJ
ajis02-3043	174	3	t	t	PROPN
ajis02-3043	174	4	-	-	PUNCT
ajis02-3043	174	5	test	test	NOUN
ajis02-3043	174	6	results	result	NOUN
ajis02-3043	174	7	revealed	reveal	VERB
ajis02-3043	174	8	that	that	SCONJ
ajis02-3043	174	9	there	there	PRON
ajis02-3043	174	10	is	be	VERB
ajis02-3043	174	11	no	no	DET
ajis02-3043	174	12	significant	significant	ADJ
ajis02-3043	174	13	difference	difference	NOUN
ajis02-3043	174	14	between	between	ADP
ajis02-3043	174	15	male	male	NOUN
ajis02-3043	174	16	and	and	CCONJ
ajis02-3043	174	17	female	female	ADJ
ajis02-3043	174	18	at	at	ADP
ajis02-3043	174	19	a	a	DET
ajis02-3043	174	20	95	95	NUM
ajis02-3043	174	21	%	%	NOUN
ajis02-3043	174	22	confidence	confidence	NOUN
ajis02-3043	174	23	level	level	NOUN
ajis02-3043	174	24	for	for	ADP
ajis02-3043	174	25	the	the	DET
ajis02-3043	174	26	variables	variable	NOUN
ajis02-3043	174	27	.	.	PUNCT
ajis02-3043	175	1	this	this	PRON
ajis02-3043	175	2	is	be	AUX
ajis02-3043	175	3	consistent	consistent	ADJ
ajis02-3043	175	4	to	to	ADP
ajis02-3043	175	5	the	the	DET
ajis02-3043	175	6	previous	previous	ADJ
ajis02-3043	175	7	study	study	NOUN
ajis02-3043	175	8	of	of	ADP
ajis02-3043	175	9	xin	xin	PROPN
ajis02-3043	175	10	et	et	PROPN
ajis02-3043	175	11	al	al	PROPN
ajis02-3043	175	12	.	.	PROPN
ajis02-3043	176	1	(	(	PUNCT
ajis02-3043	176	2	2015	2015	NUM
ajis02-3043	176	3	)	)	PUNCT
ajis02-3043	176	4	which	which	PRON
ajis02-3043	176	5	found	find	VERB
ajis02-3043	176	6	that	that	SCONJ
ajis02-3043	176	7	gender	gender	NOUN
ajis02-3043	176	8	has	have	VERB
ajis02-3043	176	9	insignificant	insignificant	ADJ
ajis02-3043	176	10	impact	impact	NOUN
ajis02-3043	176	11	on	on	ADP
ajis02-3043	176	12	trust	trust	NOUN
ajis02-3043	176	13	in	in	ADP
ajis02-3043	176	14	m	m	NOUN
ajis02-3043	176	15	-	-	PUNCT
ajis02-3043	176	16	payment	payment	NOUN
ajis02-3043	176	17	adoption	adoption	NOUN
ajis02-3043	176	18	.	.	PUNCT
ajis02-3043	177	1	overall	overall	ADV
ajis02-3043	177	2	,	,	PUNCT
ajis02-3043	177	3	it	it	PRON
ajis02-3043	177	4	is	be	AUX
ajis02-3043	177	5	unlikely	unlikely	ADJ
ajis02-3043	177	6	that	that	SCONJ
ajis02-3043	177	7	the	the	DET
ajis02-3043	177	8	results	result	NOUN
ajis02-3043	177	9	are	be	AUX
ajis02-3043	177	10	biased	bias	VERB
ajis02-3043	177	11	by	by	ADP
ajis02-3043	177	12	gender	gender	NOUN
ajis02-3043	177	13	.	.	PUNCT
ajis02-3043	178	1	5	5	NUM
ajis02-3043	178	2	data	datum	NOUN
ajis02-3043	178	3	analysis	analysis	NOUN
ajis02-3043	178	4	and	and	CCONJ
ajis02-3043	178	5	results	result	VERB
ajis02-3043	178	6	structural	structural	ADJ
ajis02-3043	178	7	equation	equation	NOUN
ajis02-3043	178	8	modelling	modelling	NOUN
ajis02-3043	178	9	(	(	PUNCT
ajis02-3043	178	10	sem	sem	NOUN
ajis02-3043	178	11	)	)	PUNCT
ajis02-3043	178	12	is	be	AUX
ajis02-3043	178	13	a	a	DET
ajis02-3043	178	14	general	general	ADJ
ajis02-3043	178	15	term	term	NOUN
ajis02-3043	178	16	that	that	PRON
ajis02-3043	178	17	refers	refer	VERB
ajis02-3043	178	18	to	to	ADP
ajis02-3043	178	19	a	a	DET
ajis02-3043	178	20	multivariate	multivariate	ADJ
ajis02-3043	178	21	statistical	statistical	ADJ
ajis02-3043	178	22	analysis	analysis	NOUN
ajis02-3043	178	23	technique	technique	NOUN
ajis02-3043	178	24	used	use	VERB
ajis02-3043	178	25	to	to	PART
ajis02-3043	178	26	evaluate	evaluate	VERB
ajis02-3043	178	27	and	and	CCONJ
ajis02-3043	178	28	analyse	analyse	VERB
ajis02-3043	178	29	the	the	DET
ajis02-3043	178	30	structural	structural	ADJ
ajis02-3043	178	31	relationship	relationship	NOUN
ajis02-3043	178	32	between	between	ADP
ajis02-3043	178	33	the	the	DET
ajis02-3043	178	34	latent	latent	NOUN
ajis02-3043	178	35	variables	variable	NOUN
ajis02-3043	178	36	and	and	CCONJ
ajis02-3043	178	37	their	their	PRON
ajis02-3043	178	38	measured	measure	VERB
ajis02-3043	178	39	variables	variable	NOUN
ajis02-3043	178	40	with	with	ADP
ajis02-3043	178	41	empirical	empirical	ADJ
ajis02-3043	178	42	data	datum	NOUN
ajis02-3043	178	43	.	.	PUNCT
ajis02-3043	179	1	this	this	DET
ajis02-3043	179	2	study	study	NOUN
ajis02-3043	179	3	used	use	VERB
ajis02-3043	179	4	spss	spss	PROPN
ajis02-3043	179	5	and	and	CCONJ
ajis02-3043	179	6	smartpls	smartpls	PROPN
ajis02-3043	179	7	to	to	PART
ajis02-3043	179	8	analyse	analyse	VERB
ajis02-3043	179	9	the	the	DET
ajis02-3043	179	10	collected	collect	VERB
ajis02-3043	179	11	data	datum	NOUN
ajis02-3043	179	12	including	include	VERB
ajis02-3043	179	13	204	204	NUM
ajis02-3043	179	14	responses	response	NOUN
ajis02-3043	179	15	.	.	PUNCT
ajis02-3043	180	1	analysis	analysis	NOUN
ajis02-3043	180	2	was	be	AUX
ajis02-3043	180	3	done	do	VERB
ajis02-3043	180	4	in	in	ADP
ajis02-3043	180	5	two	two	NUM
ajis02-3043	180	6	steps	step	NOUN
ajis02-3043	180	7	:	:	PUNCT
ajis02-3043	180	8	the	the	DET
ajis02-3043	180	9	reliability	reliability	NOUN
ajis02-3043	180	10	and	and	CCONJ
ajis02-3043	180	11	validity	validity	NOUN
ajis02-3043	180	12	assessment	assessment	NOUN
ajis02-3043	180	13	of	of	ADP
ajis02-3043	180	14	the	the	DET
ajis02-3043	180	15	measurement	measurement	NOUN
ajis02-3043	180	16	model	model	NOUN
ajis02-3043	180	17	were	be	AUX
ajis02-3043	180	18	tested	test	VERB
ajis02-3043	180	19	,	,	PUNCT
ajis02-3043	180	20	and	and	CCONJ
ajis02-3043	180	21	the	the	DET
ajis02-3043	180	22	structural	structural	ADJ
ajis02-3043	180	23	model	model	NOUN
ajis02-3043	180	24	assessment	assessment	NOUN
ajis02-3043	180	25	performed	perform	VERB
ajis02-3043	180	26	which	which	PRON
ajis02-3043	180	27	are	be	AUX
ajis02-3043	180	28	presented	present	VERB
ajis02-3043	180	29	below	below	ADV
ajis02-3043	180	30	.	.	PUNCT
ajis02-3043	181	1	5.1	5.1	NUM
ajis02-3043	181	2	measurement	measurement	NOUN
ajis02-3043	181	3	model	model	NOUN
ajis02-3043	181	4	there	there	PRON
ajis02-3043	181	5	are	be	VERB
ajis02-3043	181	6	four	four	NUM
ajis02-3043	181	7	criteria	criterion	NOUN
ajis02-3043	181	8	to	to	PART
ajis02-3043	181	9	test	test	VERB
ajis02-3043	181	10	the	the	DET
ajis02-3043	181	11	measurement	measurement	NOUN
ajis02-3043	181	12	model	model	NOUN
ajis02-3043	181	13	which	which	PRON
ajis02-3043	181	14	are	be	AUX
ajis02-3043	181	15	construct	construct	NOUN
ajis02-3043	181	16	,	,	PUNCT
ajis02-3043	181	17	indicator	indicator	NOUN
ajis02-3043	181	18	,	,	PUNCT
ajis02-3043	181	19	convergence	convergence	NOUN
ajis02-3043	181	20	and	and	CCONJ
ajis02-3043	181	21	discriminant	discriminant	ADJ
ajis02-3043	181	22	validity	validity	NOUN
ajis02-3043	181	23	.	.	PUNCT
ajis02-3043	182	1	construct	construct	VERB
ajis02-3043	182	2	validity	validity	NOUN
ajis02-3043	182	3	is	be	AUX
ajis02-3043	182	4	tested	test	VERB
ajis02-3043	182	5	via	via	ADP
ajis02-3043	182	6	composite	composite	ADJ
ajis02-3043	182	7	reliability	reliability	NOUN
ajis02-3043	182	8	and	and	CCONJ
ajis02-3043	182	9	cronbach	cronbach	VERB
ajis02-3043	182	10	’s	’s	PART
ajis02-3043	182	11	alpha	alpha	NOUN
ajis02-3043	182	12	with	with	ADP
ajis02-3043	182	13	the	the	DET
ajis02-3043	182	14	cut	cut	VERB
ajis02-3043	182	15	-	-	PUNCT
ajis02-3043	182	16	off	off	ADP
ajis02-3043	182	17	value	value	NOUN
ajis02-3043	182	18	is	be	AUX
ajis02-3043	182	19	0.7	0.7	NUM
ajis02-3043	182	20	(	(	PUNCT
ajis02-3043	182	21	straub	straub	PROPN
ajis02-3043	182	22	,	,	PUNCT
ajis02-3043	182	23	1989	1989	NUM
ajis02-3043	182	24	)	)	PUNCT
ajis02-3043	182	25	.	.	PUNCT
ajis02-3043	183	1	an	an	DET
ajis02-3043	183	2	item	item	NOUN
ajis02-3043	183	3	that	that	PRON
ajis02-3043	183	4	has	have	VERB
ajis02-3043	183	5	factor	factor	NOUN
ajis02-3043	183	6	loading	load	VERB
ajis02-3043	183	7	lower	low	ADJ
ajis02-3043	183	8	than	than	ADP
ajis02-3043	183	9	0.4	0.4	NUM
ajis02-3043	183	10	must	must	AUX
ajis02-3043	183	11	be	be	AUX
ajis02-3043	183	12	eliminated	eliminate	VERB
ajis02-3043	183	13	for	for	ADP
ajis02-3043	183	14	indicator	indicator	NOUN
ajis02-3043	183	15	validity	validity	NOUN
ajis02-3043	183	16	(	(	PUNCT
ajis02-3043	183	17	churchill	churchill	NOUN
ajis02-3043	183	18	,	,	PUNCT
ajis02-3043	183	19	1979	1979	NUM
ajis02-3043	183	20	)	)	PUNCT
ajis02-3043	183	21	.	.	PUNCT
ajis02-3043	184	1	the	the	DET
ajis02-3043	184	2	requirement	requirement	NOUN
ajis02-3043	184	3	for	for	ADP
ajis02-3043	184	4	convergence	convergence	NOUN
ajis02-3043	184	5	validity	validity	NOUN
ajis02-3043	184	6	is	be	AUX
ajis02-3043	184	7	the	the	DET
ajis02-3043	184	8	average	average	ADJ
ajis02-3043	184	9	variance	variance	NOUN
ajis02-3043	184	10	extracted	extract	VERB
ajis02-3043	184	11	(	(	PUNCT
ajis02-3043	184	12	ave	ave	NOUN
ajis02-3043	184	13	)	)	PUNCT
ajis02-3043	184	14	is	be	AUX
ajis02-3043	184	15	greater	great	ADJ
ajis02-3043	184	16	than	than	ADP
ajis02-3043	184	17	0.5	0.5	NUM
ajis02-3043	184	18	(	(	PUNCT
ajis02-3043	184	19	henseler	henseler	NOUN
ajis02-3043	184	20	,	,	PUNCT
ajis02-3043	184	21	ringle	ringle	NOUN
ajis02-3043	184	22	,	,	PUNCT
ajis02-3043	184	23	&	&	CCONJ
ajis02-3043	184	24	sinkovics	sinkovic	NOUN
ajis02-3043	184	25	,	,	PUNCT
ajis02-3043	184	26	2009	2009	NUM
ajis02-3043	184	27	)	)	PUNCT
ajis02-3043	184	28	.	.	PUNCT
ajis02-3043	185	1	discriminant	discriminant	ADJ
ajis02-3043	185	2	validity	validity	NOUN
ajis02-3043	185	3	is	be	AUX
ajis02-3043	185	4	tested	test	VERB
ajis02-3043	185	5	by	by	ADP
ajis02-3043	185	6	the	the	DET
ajis02-3043	185	7	htmt	htmt	NOUN
ajis02-3043	185	8	analysis	analysis	NOUN
ajis02-3043	185	9	with	with	ADP
ajis02-3043	185	10	the	the	DET
ajis02-3043	185	11	cut	cut	VERB
ajis02-3043	185	12	-	-	PUNCT
ajis02-3043	185	13	off	off	ADP
ajis02-3043	185	14	value	value	NOUN
ajis02-3043	185	15	is	be	AUX
ajis02-3043	185	16	0.85	0.85	NUM
ajis02-3043	185	17	(	(	PUNCT
ajis02-3043	185	18	ab	ab	PROPN
ajis02-3043	185	19	hamid	hamid	PROPN
ajis02-3043	185	20	,	,	PUNCT
ajis02-3043	185	21	sami	sami	PROPN
ajis02-3043	185	22	,	,	PUNCT
ajis02-3043	185	23	&	&	CCONJ
ajis02-3043	185	24	sidek	sidek	PROPN
ajis02-3043	185	25	,	,	PUNCT
ajis02-3043	185	26	2017	2017	NUM
ajis02-3043	185	27	;	;	PUNCT
ajis02-3043	185	28	kline	kline	PROPN
ajis02-3043	185	29	,	,	PUNCT
ajis02-3043	185	30	2015	2015	NUM
ajis02-3043	185	31	)	)	PUNCT
ajis02-3043	185	32	.	.	PUNCT
ajis02-3043	186	1	based	base	VERB
ajis02-3043	186	2	on	on	ADP
ajis02-3043	186	3	the	the	DET
ajis02-3043	186	4	above	above	ADJ
ajis02-3043	186	5	criteria	criterion	NOUN
ajis02-3043	186	6	,	,	PUNCT
ajis02-3043	186	7	the	the	DET
ajis02-3043	186	8	authors	author	NOUN
ajis02-3043	186	9	dropped	drop	VERB
ajis02-3043	186	10	items	item	NOUN
ajis02-3043	186	11	it1	it1	PROPN
ajis02-3043	186	12	,	,	PUNCT
ajis02-3043	186	13	pt4	pt4	NOUN
ajis02-3043	186	14	due	due	ADP
ajis02-3043	186	15	to	to	ADP
ajis02-3043	186	16	a	a	DET
ajis02-3043	186	17	low	low	ADJ
ajis02-3043	186	18	factor	factor	NOUN
ajis02-3043	186	19	loading	loading	NOUN
ajis02-3043	186	20	,	,	PUNCT
ajis02-3043	186	21	and	and	CCONJ
ajis02-3043	186	22	the	the	DET
ajis02-3043	186	23	technology	technology	NOUN
ajis02-3043	186	24	trust	trust	NOUN
ajis02-3043	186	25	(	(	PUNCT
ajis02-3043	186	26	tt	tt	PROPN
ajis02-3043	186	27	)	)	PUNCT
ajis02-3043	186	28	construct	construct	VERB
ajis02-3043	186	29	due	due	ADJ
ajis02-3043	186	30	to	to	ADP
ajis02-3043	186	31	high	high	ADJ
ajis02-3043	186	32	loading	loading	NOUN
ajis02-3043	186	33	on	on	ADP
ajis02-3043	186	34	the	the	DET
ajis02-3043	186	35	m	m	NOUN
ajis02-3043	186	36	-	-	PUNCT
ajis02-3043	186	37	payment	payment	NOUN
ajis02-3043	186	38	provider	provider	NOUN
ajis02-3043	186	39	trust	trust	NOUN
ajis02-3043	186	40	(	(	PUNCT
ajis02-3043	186	41	pt	pt	NOUN
ajis02-3043	186	42	)	)	PUNCT
ajis02-3043	186	43	construct	construct	NOUN
ajis02-3043	186	44	.	.	PUNCT
ajis02-3043	187	1	the	the	DET
ajis02-3043	187	2	implication	implication	NOUN
ajis02-3043	187	3	of	of	ADP
ajis02-3043	187	4	this	this	DET
ajis02-3043	187	5	elimination	elimination	NOUN
ajis02-3043	187	6	is	be	AUX
ajis02-3043	187	7	discussed	discuss	VERB
ajis02-3043	187	8	in	in	ADP
ajis02-3043	187	9	the	the	DET
ajis02-3043	187	10	section	section	NOUN
ajis02-3043	187	11	6.2	6.2	NUM
ajis02-3043	187	12	.	.	PUNCT
ajis02-3043	188	1	all	all	DET
ajis02-3043	188	2	the	the	DET
ajis02-3043	188	3	remaining	remain	VERB
ajis02-3043	188	4	items	item	NOUN
ajis02-3043	188	5	and	and	CCONJ
ajis02-3043	188	6	constructs	construct	NOUN
ajis02-3043	188	7	met	meet	VERB
ajis02-3043	188	8	the	the	DET
ajis02-3043	188	9	requirements	requirement	NOUN
ajis02-3043	188	10	of	of	ADP
ajis02-3043	188	11	validity	validity	NOUN
ajis02-3043	188	12	for	for	ADP
ajis02-3043	188	13	measurement	measurement	NOUN
ajis02-3043	188	14	model	model	NOUN
ajis02-3043	188	15	.	.	PUNCT
ajis02-3043	189	1	the	the	DET
ajis02-3043	189	2	outcome	outcome	NOUN
ajis02-3043	189	3	is	be	AUX
ajis02-3043	189	4	presented	present	VERB
ajis02-3043	189	5	in	in	ADP
ajis02-3043	189	6	tables	table	NOUN
ajis02-3043	189	7	2	2	NUM
ajis02-3043	189	8	and	and	CCONJ
ajis02-3043	189	9	3	3	NUM
ajis02-3043	189	10	.	.	PUNCT
ajis02-3043	189	11	australasian	australasian	ADJ
ajis02-3043	189	12	journal	journal	NOUN
ajis02-3043	189	13	of	of	ADP
ajis02-3043	189	14	information	information	NOUN
ajis02-3043	189	15	systems	system	NOUN
ajis02-3043	189	16	nguyen	nguyen	NOUN
ajis02-3043	189	17	et	et	PROPN
ajis02-3043	189	18	al	al	PROPN
ajis02-3043	189	19	.	.	PROPN
ajis02-3043	189	20	2021	2021	NUM
ajis02-3043	189	21	,	,	PUNCT
ajis02-3043	189	22	vol	vol	NOUN
ajis02-3043	189	23	25	25	NUM
ajis02-3043	189	24	,	,	PUNCT
ajis02-3043	189	25	research	research	NOUN
ajis02-3043	189	26	article	article	NOUN
ajis02-3043	189	27	trust	trust	NOUN
ajis02-3043	189	28	types	type	NOUN
ajis02-3043	189	29	and	and	CCONJ
ajis02-3043	189	30	mediating	mediate	VERB
ajis02-3043	189	31	effect	effect	NOUN
ajis02-3043	189	32	12	12	NUM
ajis02-3043	190	1	construct	construct	NOUN
ajis02-3043	190	2	cronbach	cronbach	PROPN
ajis02-3043	190	3	’s	’s	PART
ajis02-3043	190	4	alpha	alpha	ADJ
ajis02-3043	190	5	composite	composite	ADJ
ajis02-3043	190	6	reliability	reliability	NOUN
ajis02-3043	190	7	ave	ave	NOUN
ajis02-3043	190	8	items	item	NOUN
ajis02-3043	190	9	loading	load	VERB
ajis02-3043	190	10	intention	intention	NOUN
ajis02-3043	190	11	to	to	PART
ajis02-3043	190	12	adopt	adopt	VERB
ajis02-3043	190	13	mpayment	mpayment	VERB
ajis02-3043	190	14	(	(	PUNCT
ajis02-3043	190	15	in	in	ADP
ajis02-3043	190	16	)	)	PUNCT
ajis02-3043	190	17	0.777	0.777	NUM
ajis02-3043	191	1	0.785	0.785	NUM
ajis02-3043	191	2	0.649	0.649	NUM
ajis02-3043	191	3	in1	in1	NOUN
ajis02-3043	191	4	0.7	0.7	NUM
ajis02-3043	191	5	in2	in2	NOUN
ajis02-3043	191	6	0.717	0.717	NUM
ajis02-3043	191	7	in3	in3	PROPN
ajis02-3043	191	8	0.885	0.885	NUM
ajis02-3043	191	9	customer	customer	NOUN
ajis02-3043	191	10	trust	trust	NOUN
ajis02-3043	191	11	(	(	PUNCT
ajis02-3043	191	12	ct	ct	PROPN
ajis02-3043	191	13	)	)	PUNCT
ajis02-3043	191	14	0.894	0.894	NUM
ajis02-3043	191	15	0.894	0.894	NUM
ajis02-3043	191	16	0.678	0.678	NUM
ajis02-3043	191	17	ct1	ct1	PROPN
ajis02-3043	191	18	0.806	0.806	NUM
ajis02-3043	191	19	ct2	ct2	PROPN
ajis02-3043	191	20	0.843	0.843	NUM
ajis02-3043	191	21	ct3	ct3	NOUN
ajis02-3043	191	22	0.8	0.8	NUM
ajis02-3043	191	23	ct4	ct4	VERB
ajis02-3043	191	24	0.844	0.844	NUM
ajis02-3043	191	25	institution	institution	NOUN
ajis02-3043	191	26	-	-	PUNCT
ajis02-3043	191	27	based	base	VERB
ajis02-3043	191	28	trust	trust	NOUN
ajis02-3043	191	29	(	(	PUNCT
ajis02-3043	191	30	it	it	PRON
ajis02-3043	191	31	)	)	PUNCT
ajis02-3043	191	32	0.902	0.902	NUM
ajis02-3043	191	33	0.898	0.898	NUM
ajis02-3043	191	34	0.642	0.642	NUM
ajis02-3043	191	35	it2	it2	NOUN
ajis02-3043	191	36	0.975	0.975	NUM
ajis02-3043	191	37	it3	it3	NUM
ajis02-3043	191	38	0.78	0.78	NUM
ajis02-3043	191	39	it4	it4	NOUN
ajis02-3043	191	40	0.718	0.718	NUM
ajis02-3043	191	41	it5	it5	PROPN
ajis02-3043	191	42	0.727	0.727	NUM
ajis02-3043	191	43	it6	it6	VERB
ajis02-3043	191	44	0.777	0.777	NUM
ajis02-3043	191	45	m	m	PROPN
ajis02-3043	191	46	-	-	PUNCT
ajis02-3043	191	47	payment	payment	NOUN
ajis02-3043	191	48	provider	provider	NOUN
ajis02-3043	191	49	trust	trust	NOUN
ajis02-3043	191	50	(	(	PUNCT
ajis02-3043	191	51	pt	pt	INTJ
ajis02-3043	191	52	)	)	PUNCT
ajis02-3043	191	53	0.901	0.901	NUM
ajis02-3043	191	54	0.902	0.902	NUM
ajis02-3043	191	55	0.648	0.648	NUM
ajis02-3043	191	56	pt1	pt1	PROPN
ajis02-3043	191	57	0.753	0.753	NUM
ajis02-3043	191	58	pt2	pt2	NOUN
ajis02-3043	191	59	0.842	0.842	NUM
ajis02-3043	191	60	pt3	pt3	NOUN
ajis02-3043	191	61	0.878	0.878	NUM
ajis02-3043	191	62	pt5	pt5	NOUN
ajis02-3043	191	63	0.829	0.829	NUM
ajis02-3043	191	64	pt6	pt6	PROPN
ajis02-3043	191	65	0.713	0.713	NUM
ajis02-3043	191	66	seller	seller	NOUN
ajis02-3043	191	67	trust	trust	NOUN
ajis02-3043	191	68	(	(	PUNCT
ajis02-3043	191	69	st	st	PROPN
ajis02-3043	191	70	)	)	PUNCT
ajis02-3043	191	71	0.91	0.91	NUM
ajis02-3043	191	72	0.909	0.909	NUM
ajis02-3043	191	73	0.715	0.715	NUM
ajis02-3043	191	74	st1	st1	PROPN
ajis02-3043	191	75	0.89	0.89	NUM
ajis02-3043	191	76	st2	st2	NOUN
ajis02-3043	191	77	0.824	0.824	NUM
ajis02-3043	191	78	st3	st3	PROPN
ajis02-3043	191	79	0.863	0.863	NUM
ajis02-3043	191	80	st4	st4	NOUN
ajis02-3043	191	81	0.802	0.802	NUM
ajis02-3043	191	82	table	table	NOUN
ajis02-3043	191	83	2	2	NUM
ajis02-3043	191	84	.	.	PUNCT
ajis02-3043	191	85	validity	validity	NOUN
ajis02-3043	191	86	criteria	criterion	NOUN
ajis02-3043	191	87	and	and	CCONJ
ajis02-3043	191	88	factor	factor	NOUN
ajis02-3043	191	89	loadings	loading	NOUN
ajis02-3043	191	90	table	table	NOUN
ajis02-3043	191	91	3	3	NUM
ajis02-3043	191	92	presents	present	VERB
ajis02-3043	191	93	the	the	DET
ajis02-3043	191	94	outcome	outcome	NOUN
ajis02-3043	191	95	of	of	ADP
ajis02-3043	191	96	htmt	htmt	NOUN
ajis02-3043	191	97	analysis	analysis	NOUN
ajis02-3043	191	98	which	which	PRON
ajis02-3043	191	99	indicates	indicate	VERB
ajis02-3043	191	100	that	that	SCONJ
ajis02-3043	191	101	the	the	DET
ajis02-3043	191	102	requirement	requirement	NOUN
ajis02-3043	191	103	of	of	ADP
ajis02-3043	191	104	discriminant	discriminant	ADJ
ajis02-3043	191	105	validity	validity	NOUN
ajis02-3043	191	106	is	be	AUX
ajis02-3043	191	107	satisfied	satisfied	ADJ
ajis02-3043	191	108	with	with	ADP
ajis02-3043	191	109	the	the	DET
ajis02-3043	191	110	cut	cut	VERB
ajis02-3043	191	111	-	-	PUNCT
ajis02-3043	191	112	off	off	ADP
ajis02-3043	191	113	value	value	NOUN
ajis02-3043	191	114	is	be	AUX
ajis02-3043	191	115	0.85	0.85	NUM
ajis02-3043	191	116	(	(	PUNCT
ajis02-3043	191	117	ab	ab	PROPN
ajis02-3043	191	118	hamid	hamid	PROPN
ajis02-3043	191	119	et	et	PROPN
ajis02-3043	191	120	al	al	PROPN
ajis02-3043	191	121	.	.	PROPN
ajis02-3043	191	122	,	,	PUNCT
ajis02-3043	191	123	2017	2017	NUM
ajis02-3043	191	124	;	;	PUNCT
ajis02-3043	191	125	kline	kline	PROPN
ajis02-3043	191	126	,	,	PUNCT
ajis02-3043	191	127	2015	2015	NUM
ajis02-3043	191	128	)	)	PUNCT
ajis02-3043	191	129	.	.	PUNCT
ajis02-3043	192	1	table	table	NOUN
ajis02-3043	192	2	3	3	NUM
ajis02-3043	192	3	.	.	PUNCT
ajis02-3043	193	1	discriminant	discriminant	ADJ
ajis02-3043	193	2	validity	validity	NOUN
ajis02-3043	193	3	with	with	ADP
ajis02-3043	193	4	htmt	htmt	NOUN
ajis02-3043	193	5	analysis	analysis	NOUN
ajis02-3043	193	6	the	the	DET
ajis02-3043	193	7	requirements	requirement	NOUN
ajis02-3043	193	8	of	of	ADP
ajis02-3043	193	9	the	the	DET
ajis02-3043	193	10	model	model	NOUN
ajis02-3043	193	11	fit	fit	PROPN
ajis02-3043	193	12	measurement	measurement	NOUN
ajis02-3043	193	13	are	be	AUX
ajis02-3043	193	14	satisfied	satisfied	ADJ
ajis02-3043	193	15	based	base	VERB
ajis02-3043	193	16	on	on	ADP
ajis02-3043	193	17	the	the	DET
ajis02-3043	193	18	criteria	criterion	NOUN
ajis02-3043	193	19	of	of	ADP
ajis02-3043	193	20	hu	hu	PROPN
ajis02-3043	193	21	and	and	CCONJ
ajis02-3043	193	22	bentler	bentler	NOUN
ajis02-3043	193	23	(	(	PUNCT
ajis02-3043	193	24	1999	1999	NUM
ajis02-3043	193	25	)	)	PUNCT
ajis02-3043	193	26	and	and	CCONJ
ajis02-3043	193	27	are	be	AUX
ajis02-3043	193	28	shown	show	VERB
ajis02-3043	193	29	in	in	ADP
ajis02-3043	193	30	the	the	DET
ajis02-3043	193	31	table	table	NOUN
ajis02-3043	193	32	4	4	NUM
ajis02-3043	193	33	below	below	ADV
ajis02-3043	193	34	.	.	PUNCT
ajis02-3043	194	1	table	table	NOUN
ajis02-3043	194	2	4	4	NUM
ajis02-3043	194	3	.	.	PUNCT
ajis02-3043	195	1	the	the	DET
ajis02-3043	195	2	model	model	NOUN
ajis02-3043	195	3	fit	fit	ADJ
ajis02-3043	195	4	measures	measure	NOUN
ajis02-3043	195	5	ct	ct	NUM
ajis02-3043	195	6	in	in	ADP
ajis02-3043	195	7	it	it	PRON
ajis02-3043	195	8	pt	pt	X
ajis02-3043	195	9	st	st	PROPN
ajis02-3043	195	10	ct	ct	PROPN
ajis02-3043	195	11	in	in	ADP
ajis02-3043	195	12	0.581	0.581	NUM
ajis02-3043	195	13	it	it	PRON
ajis02-3043	195	14	0.785	0.785	SYM
ajis02-3043	195	15	0.404	0.404	NUM
ajis02-3043	195	16	pt	pt	NOUN
ajis02-3043	195	17	0.775	0.775	NUM
ajis02-3043	195	18	0.416	0.416	NUM
ajis02-3043	195	19	0.816	0.816	NUM
ajis02-3043	195	20	st	st	PROPN
ajis02-3043	195	21	0.794	0.794	NUM
ajis02-3043	195	22	0.396	0.396	NUM
ajis02-3043	195	23	0.747	0.747	NUM
ajis02-3043	195	24	0.712	0.712	NUM
ajis02-3043	195	25	measure	measure	NOUN
ajis02-3043	195	26	estimate	estimate	NOUN
ajis02-3043	195	27	threshold	threshold	NOUN
ajis02-3043	195	28	interpretation	interpretation	PROPN
ajis02-3043	195	29	cmin	cmin	PROPN
ajis02-3043	195	30	/	/	SYM
ajis02-3043	195	31	df	df	PROPN
ajis02-3043	195	32	2.830	2.830	NUM
ajis02-3043	195	33	between	between	ADP
ajis02-3043	195	34	1	1	NUM
ajis02-3043	195	35	and	and	CCONJ
ajis02-3043	195	36	3	3	NUM
ajis02-3043	195	37	excellent	excellent	ADJ
ajis02-3043	195	38	cfi	cfi	NOUN
ajis02-3043	195	39	0.901	0.901	NUM
ajis02-3043	195	40	>	>	SYM
ajis02-3043	195	41	0.95	0.95	NUM
ajis02-3043	195	42	acceptable	acceptable	ADJ
ajis02-3043	195	43	srmr	srmr	PROPN
ajis02-3043	195	44	0.071	0.071	NUM
ajis02-3043	195	45	<	<	X
ajis02-3043	195	46	0.08	0.08	NUM
ajis02-3043	195	47	excellent	excellent	ADJ
ajis02-3043	195	48	australasian	australasian	ADJ
ajis02-3043	195	49	journal	journal	NOUN
ajis02-3043	195	50	of	of	ADP
ajis02-3043	195	51	information	information	NOUN
ajis02-3043	195	52	systems	system	NOUN
ajis02-3043	195	53	nguyen	nguyen	NOUN
ajis02-3043	195	54	et	et	PROPN
ajis02-3043	195	55	al	al	PROPN
ajis02-3043	195	56	.	.	PROPN
ajis02-3043	195	57	2021	2021	NUM
ajis02-3043	195	58	,	,	PUNCT
ajis02-3043	195	59	vol	vol	NOUN
ajis02-3043	195	60	25	25	NUM
ajis02-3043	195	61	,	,	PUNCT
ajis02-3043	195	62	research	research	NOUN
ajis02-3043	195	63	article	article	NOUN
ajis02-3043	195	64	trust	trust	NOUN
ajis02-3043	195	65	types	type	NOUN
ajis02-3043	195	66	and	and	CCONJ
ajis02-3043	195	67	mediating	mediate	VERB
ajis02-3043	195	68	effect	effect	NOUN
ajis02-3043	195	69	13	13	NUM
ajis02-3043	195	70	5.2	5.2	NUM
ajis02-3043	195	71	structural	structural	ADJ
ajis02-3043	195	72	model	model	NOUN
ajis02-3043	195	73	and	and	CCONJ
ajis02-3043	195	74	hypothesis	hypothesis	NOUN
ajis02-3043	195	75	testing	test	VERB
ajis02-3043	195	76	the	the	DET
ajis02-3043	195	77	structural	structural	ADJ
ajis02-3043	195	78	model	model	NOUN
ajis02-3043	195	79	and	and	CCONJ
ajis02-3043	195	80	hypotheses	hypothesis	NOUN
ajis02-3043	195	81	were	be	AUX
ajis02-3043	195	82	tested	test	VERB
ajis02-3043	195	83	based	base	VERB
ajis02-3043	195	84	on	on	ADP
ajis02-3043	195	85	the	the	DET
ajis02-3043	195	86	examination	examination	NOUN
ajis02-3043	195	87	of	of	ADP
ajis02-3043	195	88	standardized	standardized	ADJ
ajis02-3043	195	89	paths	path	NOUN
ajis02-3043	195	90	.	.	PUNCT
ajis02-3043	196	1	the	the	DET
ajis02-3043	196	2	path	path	NOUN
ajis02-3043	196	3	relationship	relationship	NOUN
ajis02-3043	196	4	between	between	ADP
ajis02-3043	196	5	three	three	NUM
ajis02-3043	196	6	types	type	NOUN
ajis02-3043	196	7	of	of	ADP
ajis02-3043	196	8	trust	trust	NOUN
ajis02-3043	196	9	including	include	VERB
ajis02-3043	196	10	m	m	NOUN
ajis02-3043	196	11	-	-	PUNCT
ajis02-3043	196	12	payment	payment	NOUN
ajis02-3043	196	13	provider	provider	NOUN
ajis02-3043	196	14	,	,	PUNCT
ajis02-3043	196	15	institution	institution	NOUN
ajis02-3043	196	16	-	-	PUNCT
ajis02-3043	196	17	based	base	VERB
ajis02-3043	196	18	,	,	PUNCT
ajis02-3043	196	19	seller	seller	NOUN
ajis02-3043	196	20	,	,	PUNCT
ajis02-3043	196	21	and	and	CCONJ
ajis02-3043	196	22	customer	customer	NOUN
ajis02-3043	196	23	trust	trust	NOUN
ajis02-3043	196	24	are	be	AUX
ajis02-3043	196	25	positive	positive	ADJ
ajis02-3043	196	26	and	and	CCONJ
ajis02-3043	196	27	significant	significant	ADJ
ajis02-3043	196	28	with	with	ADP
ajis02-3043	196	29	p<0.1	p<0.1	NUM
ajis02-3043	196	30	,	,	PUNCT
ajis02-3043	196	31	p<0.05	p<0.05	NOUN
ajis02-3043	196	32	,	,	PUNCT
ajis02-3043	196	33	p<0.01	p<0.01	PROPN
ajis02-3043	196	34	(	(	PUNCT
ajis02-3043	196	35	baptista	baptista	PROPN
ajis02-3043	196	36	&	&	CCONJ
ajis02-3043	196	37	oliveira	oliveira	PROPN
ajis02-3043	196	38	,	,	PUNCT
ajis02-3043	196	39	2015	2015	NUM
ajis02-3043	196	40	)	)	PUNCT
ajis02-3043	196	41	,	,	PUNCT
ajis02-3043	196	42	therefore	therefore	ADV
ajis02-3043	196	43	hypotheses	hypothese	VERB
ajis02-3043	196	44	1	1	NUM
ajis02-3043	196	45	,	,	PUNCT
ajis02-3043	196	46	3	3	NUM
ajis02-3043	196	47	and	and	CCONJ
ajis02-3043	196	48	4	4	NUM
ajis02-3043	196	49	are	be	AUX
ajis02-3043	196	50	supported	support	VERB
ajis02-3043	196	51	.	.	PUNCT
ajis02-3043	197	1	the	the	DET
ajis02-3043	197	2	effect	effect	NOUN
ajis02-3043	197	3	of	of	ADP
ajis02-3043	197	4	trust	trust	NOUN
ajis02-3043	197	5	on	on	ADP
ajis02-3043	197	6	intention	intention	NOUN
ajis02-3043	197	7	to	to	PART
ajis02-3043	197	8	adopt	adopt	VERB
ajis02-3043	197	9	m	m	NOUN
ajis02-3043	197	10	-	-	PUNCT
ajis02-3043	197	11	payment	payment	NOUN
ajis02-3043	197	12	is	be	AUX
ajis02-3043	197	13	significant	significant	ADJ
ajis02-3043	197	14	with	with	ADP
ajis02-3043	197	15	p=0.000	p=0.000	NOUN
ajis02-3043	197	16	hence	hence	ADV
ajis02-3043	197	17	hypothesis	hypothesis	NOUN
ajis02-3043	197	18	5	5	NUM
ajis02-3043	197	19	is	be	AUX
ajis02-3043	197	20	supported	support	VERB
ajis02-3043	197	21	.	.	PUNCT
ajis02-3043	198	1	hypothesis	hypothesis	NOUN
ajis02-3043	198	2	2	2	NUM
ajis02-3043	198	3	is	be	AUX
ajis02-3043	198	4	dropped	drop	VERB
ajis02-3043	198	5	as	as	SCONJ
ajis02-3043	198	6	the	the	DET
ajis02-3043	198	7	tt	tt	PROPN
ajis02-3043	198	8	construct	construct	NOUN
ajis02-3043	198	9	is	be	AUX
ajis02-3043	198	10	dropped	drop	VERB
ajis02-3043	198	11	due	due	ADJ
ajis02-3043	198	12	to	to	ADP
ajis02-3043	198	13	high	high	ADJ
ajis02-3043	198	14	cross	cross	NOUN
ajis02-3043	198	15	loading	loading	NOUN
ajis02-3043	198	16	discussed	discuss	VERB
ajis02-3043	198	17	before	before	ADV
ajis02-3043	198	18	.	.	PUNCT
ajis02-3043	199	1	the	the	DET
ajis02-3043	199	2	model	model	NOUN
ajis02-3043	199	3	explains	explain	VERB
ajis02-3043	199	4	a	a	DET
ajis02-3043	199	5	74.1	74.1	NUM
ajis02-3043	199	6	%	%	NOUN
ajis02-3043	199	7	and	and	CCONJ
ajis02-3043	199	8	33.5	33.5	NUM
ajis02-3043	199	9	%	%	NOUN
ajis02-3043	199	10	of	of	ADP
ajis02-3043	199	11	variation	variation	NOUN
ajis02-3043	199	12	in	in	ADP
ajis02-3043	199	13	consumer	consumer	NOUN
ajis02-3043	199	14	trust	trust	NOUN
ajis02-3043	199	15	in	in	ADP
ajis02-3043	199	16	mpayment	mpayment	NOUN
ajis02-3043	199	17	and	and	CCONJ
ajis02-3043	199	18	intention	intention	NOUN
ajis02-3043	199	19	to	to	PART
ajis02-3043	199	20	adopt	adopt	VERB
ajis02-3043	199	21	m	m	NOUN
ajis02-3043	199	22	-	-	NOUN
ajis02-3043	199	23	payment	payment	NOUN
ajis02-3043	199	24	,	,	PUNCT
ajis02-3043	199	25	respectively	respectively	ADV
ajis02-3043	199	26	.	.	PUNCT
ajis02-3043	200	1	the	the	DET
ajis02-3043	200	2	overall	overall	ADJ
ajis02-3043	200	3	outcome	outcome	NOUN
ajis02-3043	200	4	of	of	ADP
ajis02-3043	200	5	structural	structural	ADJ
ajis02-3043	200	6	model	model	NOUN
ajis02-3043	200	7	and	and	CCONJ
ajis02-3043	200	8	hypothesis	hypothesis	NOUN
ajis02-3043	200	9	testing	testing	NOUN
ajis02-3043	200	10	is	be	AUX
ajis02-3043	200	11	indicated	indicate	VERB
ajis02-3043	200	12	in	in	ADP
ajis02-3043	200	13	the	the	DET
ajis02-3043	200	14	tables	table	NOUN
ajis02-3043	200	15	5	5	NUM
ajis02-3043	200	16	and	and	CCONJ
ajis02-3043	200	17	figure	figure	VERB
ajis02-3043	200	18	6	6	NUM
ajis02-3043	200	19	below	below	ADV
ajis02-3043	200	20	:	:	PUNCT
ajis02-3043	200	21	hypothesis	hypothesis	NOUN
ajis02-3043	200	22	original	original	ADJ
ajis02-3043	200	23	sample	sample	NOUN
ajis02-3043	200	24	(	(	PUNCT
ajis02-3043	200	25	o	o	NOUN
ajis02-3043	200	26	)	)	PUNCT
ajis02-3043	200	27	standard	standard	ADJ
ajis02-3043	200	28	deviation	deviation	NOUN
ajis02-3043	200	29	(	(	PUNCT
ajis02-3043	200	30	stdev	stdev	NOUN
ajis02-3043	200	31	)	)	PUNCT
ajis02-3043	200	32	t	t	PROPN
ajis02-3043	200	33	statistics	statistic	NOUN
ajis02-3043	200	34	(	(	PUNCT
ajis02-3043	200	35	|o	|o	NOUN
ajis02-3043	200	36	/	/	SYM
ajis02-3043	200	37	stdev|	stdev|	NOUN
ajis02-3043	200	38	)	)	PUNCT
ajis02-3043	200	39	p	p	NOUN
ajis02-3043	200	40	values	value	NOUN
ajis02-3043	200	41	results	result	VERB
ajis02-3043	200	42	h1	h1	PROPN
ajis02-3043	200	43	:	:	PUNCT
ajis02-3043	200	44	pt	pt	PROPN
ajis02-3043	200	45	-	-	PUNCT
ajis02-3043	200	46	>	>	X
ajis02-3043	200	47	ct	ct	NUM
ajis02-3043	200	48	0.25	0.25	NUM
ajis02-3043	200	49	0.131	0.131	NUM
ajis02-3043	200	50	1.914	1.914	NUM
ajis02-3043	200	51	0.056	0.056	NUM
ajis02-3043	200	52	supported	support	VERB
ajis02-3043	200	53	h3	h3	NOUN
ajis02-3043	200	54	:	:	PUNCT
ajis02-3043	200	55	it	it	PRON
ajis02-3043	200	56	-	-	PUNCT
ajis02-3043	200	57	>	>	X
ajis02-3043	200	58	ct	ct	NUM
ajis02-3043	200	59	0.29	0.29	NUM
ajis02-3043	200	60	0.123	0.123	NUM
ajis02-3043	200	61	2.361	2.361	NUM
ajis02-3043	200	62	0.019	0.019	NUM
ajis02-3043	200	63	supported	support	VERB
ajis02-3043	200	64	h4	h4	PROPN
ajis02-3043	200	65	:	:	PUNCT
ajis02-3043	200	66	st	st	PROPN
ajis02-3043	200	67	-	-	PUNCT
ajis02-3043	200	68	>	>	X
ajis02-3043	200	69	ct	ct	NUM
ajis02-3043	200	70	0.399	0.399	NUM
ajis02-3043	200	71	0.098	0.098	NUM
ajis02-3043	200	72	4.071	4.071	NUM
ajis02-3043	200	73	0.000	0.000	NUM
ajis02-3043	200	74	supported	support	VERB
ajis02-3043	200	75	h5	h5	NOUN
ajis02-3043	200	76	:	:	PUNCT
ajis02-3043	200	77	ct	ct	PROPN
ajis02-3043	200	78	-	-	PUNCT
ajis02-3043	200	79	>	>	X
ajis02-3043	200	80	in	in	ADP
ajis02-3043	200	81	0.579	0.579	NUM
ajis02-3043	200	82	0.066	0.066	NUM
ajis02-3043	200	83	8.835	8.835	NUM
ajis02-3043	200	84	0.000	0.000	NUM
ajis02-3043	200	85	supported	support	VERB
ajis02-3043	200	86	table	table	NOUN
ajis02-3043	200	87	5	5	NUM
ajis02-3043	200	88	.	.	PUNCT
ajis02-3043	201	1	the	the	DET
ajis02-3043	201	2	path	path	NOUN
ajis02-3043	201	3	coefficients	coefficient	NOUN
ajis02-3043	201	4	of	of	ADP
ajis02-3043	201	5	hypotheses	hypothesis	NOUN
ajis02-3043	201	6	m	m	NOUN
ajis02-3043	201	7	-	-	PUNCT
ajis02-3043	201	8	payment	payment	NOUN
ajis02-3043	201	9	provider	provider	NOUN
ajis02-3043	201	10	trust	trust	NOUN
ajis02-3043	201	11	institution	institution	NOUN
ajis02-3043	201	12	-	-	PUNCT
ajis02-3043	201	13	based	base	VERB
ajis02-3043	201	14	trust	trust	NOUN
ajis02-3043	201	15	seller	seller	NOUN
ajis02-3043	201	16	trust	trust	NOUN
ajis02-3043	201	17	consumer	consumer	NOUN
ajis02-3043	201	18	trust	trust	NOUN
ajis02-3043	201	19	in	in	ADP
ajis02-3043	201	20	mpayment	mpayment	ADJ
ajis02-3043	201	21	intention	intention	NOUN
ajis02-3043	201	22	to	to	PART
ajis02-3043	201	23	adopt	adopt	VERB
ajis02-3043	201	24	m	m	NOUN
ajis02-3043	201	25	-	-	PUNCT
ajis02-3043	201	26	payment	payment	NOUN
ajis02-3043	201	27	0.250	0.250	NUM
ajis02-3043	201	28	*	*	NOUN
ajis02-3043	201	29	0.290	0.290	NUM
ajis02-3043	201	30	*	*	PUNCT
ajis02-3043	201	31	*	*	X
ajis02-3043	201	32	0.399	0.399	NUM
ajis02-3043	201	33	*	*	PUNCT
ajis02-3043	201	34	*	*	PUNCT
ajis02-3043	201	35	*	*	PUNCT
ajis02-3043	201	36	0.579	0.579	NUM
ajis02-3043	201	37	*	*	PUNCT
ajis02-3043	201	38	*	*	PUNCT
ajis02-3043	201	39	*	*	PUNCT
ajis02-3043	201	40	r2=	r2=	PROPN
ajis02-3043	201	41	74.1	74.1	NUM
ajis02-3043	201	42	r2=	r2=	PROPN
ajis02-3043	201	43	33.5	33.5	NUM
ajis02-3043	201	44	note	note	NOUN
ajis02-3043	201	45	:	:	PUNCT
ajis02-3043	201	46	(	(	PUNCT
ajis02-3043	201	47	*	*	NOUN
ajis02-3043	201	48	p<0.1	p<0.1	NUM
ajis02-3043	201	49	;	;	PUNCT
ajis02-3043	201	50	*	*	PUNCT
ajis02-3043	201	51	*	*	NOUN
ajis02-3043	201	52	p<0.05	p<0.05	NOUN
ajis02-3043	201	53	;	;	PUNCT
ajis02-3043	201	54	*	*	PUNCT
ajis02-3043	201	55	*	*	PUNCT
ajis02-3043	201	56	*	*	PUNCT
ajis02-3043	201	57	p<0.01	p<0.01	PROPN
ajis02-3043	201	58	)	)	PUNCT
ajis02-3043	201	59	figure	figure	NOUN
ajis02-3043	201	60	6	6	NUM
ajis02-3043	201	61	.	.	PUNCT
ajis02-3043	202	1	structural	structural	ADJ
ajis02-3043	202	2	model	model	NOUN
ajis02-3043	202	3	results	result	NOUN
ajis02-3043	202	4	regarding	regard	VERB
ajis02-3043	202	5	the	the	DET
ajis02-3043	202	6	mediating	mediate	VERB
ajis02-3043	202	7	impact	impact	NOUN
ajis02-3043	202	8	of	of	ADP
ajis02-3043	202	9	consumer	consumer	NOUN
ajis02-3043	202	10	trust	trust	NOUN
ajis02-3043	202	11	,	,	PUNCT
ajis02-3043	202	12	the	the	DET
ajis02-3043	202	13	direct	direct	ADJ
ajis02-3043	202	14	impact	impact	NOUN
ajis02-3043	202	15	of	of	ADP
ajis02-3043	202	16	the	the	DET
ajis02-3043	202	17	three	three	NUM
ajis02-3043	202	18	types	type	NOUN
ajis02-3043	202	19	of	of	ADP
ajis02-3043	202	20	trust	trust	NOUN
ajis02-3043	202	21	on	on	ADP
ajis02-3043	202	22	intention	intention	NOUN
ajis02-3043	202	23	to	to	PART
ajis02-3043	202	24	adopt	adopt	VERB
ajis02-3043	202	25	m	m	NOUN
ajis02-3043	202	26	-	-	PUNCT
ajis02-3043	202	27	payment	payment	NOUN
ajis02-3043	202	28	was	be	AUX
ajis02-3043	202	29	conducted	conduct	VERB
ajis02-3043	202	30	and	and	CCONJ
ajis02-3043	202	31	found	find	VERB
ajis02-3043	202	32	no	no	DET
ajis02-3043	202	33	significant	significant	ADJ
ajis02-3043	202	34	relationship	relationship	NOUN
ajis02-3043	202	35	as	as	SCONJ
ajis02-3043	202	36	shown	show	VERB
ajis02-3043	202	37	in	in	ADP
ajis02-3043	202	38	table	table	NOUN
ajis02-3043	202	39	6	6	NUM
ajis02-3043	202	40	.	.	PUNCT
ajis02-3043	203	1	as	as	ADP
ajis02-3043	203	2	a	a	DET
ajis02-3043	203	3	result	result	NOUN
ajis02-3043	203	4	,	,	PUNCT
ajis02-3043	203	5	consumer	consumer	NOUN
ajis02-3043	203	6	trust	trust	NOUN
ajis02-3043	203	7	has	have	VERB
ajis02-3043	203	8	a	a	DET
ajis02-3043	203	9	full	full	ADJ
ajis02-3043	203	10	mediating	mediate	VERB
ajis02-3043	203	11	impact	impact	NOUN
ajis02-3043	203	12	on	on	ADP
ajis02-3043	203	13	the	the	DET
ajis02-3043	203	14	relationship	relationship	NOUN
ajis02-3043	203	15	between	between	ADP
ajis02-3043	203	16	the	the	DET
ajis02-3043	203	17	three	three	NUM
ajis02-3043	203	18	types	type	NOUN
ajis02-3043	203	19	of	of	ADP
ajis02-3043	203	20	trust	trust	NOUN
ajis02-3043	203	21	and	and	CCONJ
ajis02-3043	203	22	m	m	NOUN
ajis02-3043	203	23	-	-	PUNCT
ajis02-3043	203	24	payment	payment	NOUN
ajis02-3043	203	25	adoption	adoption	NOUN
ajis02-3043	203	26	.	.	PUNCT
ajis02-3043	204	1	original	original	ADJ
ajis02-3043	204	2	sample	sample	NOUN
ajis02-3043	204	3	(	(	PUNCT
ajis02-3043	204	4	o	o	NOUN
ajis02-3043	204	5	)	)	PUNCT
ajis02-3043	204	6	standard	standard	ADJ
ajis02-3043	204	7	deviation	deviation	NOUN
ajis02-3043	204	8	(	(	PUNCT
ajis02-3043	204	9	stdev	stdev	NOUN
ajis02-3043	204	10	)	)	PUNCT
ajis02-3043	204	11	t	t	PROPN
ajis02-3043	204	12	statistics	statistic	NOUN
ajis02-3043	204	13	(	(	PUNCT
ajis02-3043	204	14	|o	|o	NOUN
ajis02-3043	204	15	/	/	SYM
ajis02-3043	204	16	stdev|	stdev|	NOUN
ajis02-3043	204	17	)	)	PUNCT
ajis02-3043	204	18	p	p	NOUN
ajis02-3043	204	19	values	value	NOUN
ajis02-3043	204	20	results	result	VERB
ajis02-3043	204	21	it	it	PRON
ajis02-3043	204	22	-	-	PUNCT
ajis02-3043	204	23	>	>	X
ajis02-3043	204	24	in	in	ADP
ajis02-3043	204	25	0.037	0.037	NUM
ajis02-3043	204	26	0.404	0.404	NUM
ajis02-3043	204	27	0.093	0.093	NUM
ajis02-3043	204	28	0.926	0.926	NUM
ajis02-3043	204	29	not	not	PART
ajis02-3043	204	30	supported	support	VERB
ajis02-3043	204	31	pt	pt	X
ajis02-3043	204	32	-	-	PUNCT
ajis02-3043	204	33	>	>	X
ajis02-3043	204	34	in	in	ADP
ajis02-3043	204	35	-0.066	-0.066	PROPN
ajis02-3043	204	36	0.26	0.26	NUM
ajis02-3043	204	37	0.253	0.253	NUM
ajis02-3043	204	38	0.8	0.8	NUM
ajis02-3043	204	39	not	not	PART
ajis02-3043	204	40	supported	support	VERB
ajis02-3043	204	41	st	st	NOUN
ajis02-3043	204	42	-	-	PUNCT
ajis02-3043	204	43	>	>	X
ajis02-3043	204	44	in	in	ADP
ajis02-3043	204	45	-0.18	-0.18	NUM
ajis02-3043	204	46	0.168	0.168	NUM
ajis02-3043	204	47	1.068	1.068	NUM
ajis02-3043	204	48	0.286	0.286	NUM
ajis02-3043	204	49	not	not	PART
ajis02-3043	204	50	supported	support	VERB
ajis02-3043	204	51	table	table	NOUN
ajis02-3043	204	52	6	6	NUM
ajis02-3043	204	53	.	.	PUNCT
ajis02-3043	205	1	the	the	DET
ajis02-3043	205	2	path	path	NOUN
ajis02-3043	205	3	coefficients	coefficient	NOUN
ajis02-3043	205	4	of	of	ADP
ajis02-3043	205	5	direct	direct	ADJ
ajis02-3043	205	6	relationship	relationship	NOUN
ajis02-3043	205	7	between	between	ADP
ajis02-3043	205	8	trust	trust	NOUN
ajis02-3043	205	9	types	type	NOUN
ajis02-3043	205	10	and	and	CCONJ
ajis02-3043	205	11	intention	intention	NOUN
ajis02-3043	205	12	to	to	PART
ajis02-3043	205	13	adopt	adopt	VERB
ajis02-3043	205	14	mpayment	mpayment	VERB
ajis02-3043	205	15	australasian	australasian	ADJ
ajis02-3043	205	16	journal	journal	NOUN
ajis02-3043	205	17	of	of	ADP
ajis02-3043	205	18	information	information	NOUN
ajis02-3043	205	19	systems	system	NOUN
ajis02-3043	205	20	nguyen	nguyen	NOUN
ajis02-3043	205	21	et	et	PROPN
ajis02-3043	205	22	al	al	PROPN
ajis02-3043	205	23	.	.	PROPN
ajis02-3043	205	24	2021	2021	NUM
ajis02-3043	205	25	,	,	PUNCT
ajis02-3043	205	26	vol	vol	NOUN
ajis02-3043	205	27	25	25	NUM
ajis02-3043	205	28	,	,	PUNCT
ajis02-3043	205	29	research	research	NOUN
ajis02-3043	205	30	article	article	NOUN
ajis02-3043	205	31	trust	trust	NOUN
ajis02-3043	205	32	types	type	NOUN
ajis02-3043	205	33	and	and	CCONJ
ajis02-3043	205	34	mediating	mediate	VERB
ajis02-3043	205	35	effect	effect	NOUN
ajis02-3043	205	36	14	14	NUM
ajis02-3043	205	37	6	6	NUM
ajis02-3043	205	38	discussion	discussion	NOUN
ajis02-3043	205	39	this	this	DET
ajis02-3043	205	40	section	section	NOUN
ajis02-3043	205	41	discusses	discuss	VERB
ajis02-3043	205	42	the	the	DET
ajis02-3043	205	43	findings	finding	NOUN
ajis02-3043	205	44	,	,	PUNCT
ajis02-3043	205	45	research	research	NOUN
ajis02-3043	205	46	and	and	CCONJ
ajis02-3043	205	47	practical	practical	ADJ
ajis02-3043	205	48	contributions	contribution	NOUN
ajis02-3043	205	49	,	,	PUNCT
ajis02-3043	205	50	and	and	CCONJ
ajis02-3043	205	51	limitation	limitation	NOUN
ajis02-3043	205	52	of	of	ADP
ajis02-3043	205	53	this	this	DET
ajis02-3043	205	54	study	study	NOUN
ajis02-3043	205	55	.	.	PUNCT
ajis02-3043	206	1	6.1	6.1	NUM
ajis02-3043	206	2	trust	trust	NOUN
ajis02-3043	206	3	types	type	NOUN
ajis02-3043	206	4	and	and	CCONJ
ajis02-3043	206	5	mediating	mediate	VERB
ajis02-3043	206	6	effect	effect	NOUN
ajis02-3043	206	7	of	of	ADP
ajis02-3043	206	8	consumer	consumer	NOUN
ajis02-3043	206	9	trust	trust	NOUN
ajis02-3043	206	10	the	the	DET
ajis02-3043	206	11	study	study	NOUN
ajis02-3043	206	12	found	find	VERB
ajis02-3043	206	13	a	a	DET
ajis02-3043	206	14	significant	significant	ADJ
ajis02-3043	206	15	positive	positive	ADJ
ajis02-3043	206	16	effect	effect	NOUN
ajis02-3043	206	17	for	for	ADP
ajis02-3043	206	18	m	m	NOUN
ajis02-3043	206	19	-	-	PUNCT
ajis02-3043	206	20	payment	payment	NOUN
ajis02-3043	206	21	provider	provider	NOUN
ajis02-3043	206	22	trust	trust	NOUN
ajis02-3043	206	23	,	,	PUNCT
ajis02-3043	206	24	institution	institution	NOUN
ajis02-3043	206	25	-	-	PUNCT
ajis02-3043	206	26	based	base	VERB
ajis02-3043	206	27	trust	trust	NOUN
ajis02-3043	206	28	and	and	CCONJ
ajis02-3043	206	29	seller	seller	NOUN
ajis02-3043	206	30	trust	trust	NOUN
ajis02-3043	206	31	on	on	ADP
ajis02-3043	206	32	the	the	DET
ajis02-3043	206	33	overall	overall	ADJ
ajis02-3043	206	34	consumer	consumer	NOUN
ajis02-3043	206	35	trust	trust	NOUN
ajis02-3043	206	36	in	in	ADP
ajis02-3043	206	37	m	m	NOUN
ajis02-3043	206	38	-	-	NOUN
ajis02-3043	206	39	payment	payment	NOUN
ajis02-3043	206	40	.	.	PUNCT
ajis02-3043	207	1	the	the	DET
ajis02-3043	207	2	variance	variance	NOUN
ajis02-3043	207	3	explained	explain	VERB
ajis02-3043	207	4	of	of	ADP
ajis02-3043	207	5	consumer	consumer	NOUN
ajis02-3043	207	6	trust	trust	NOUN
ajis02-3043	207	7	in	in	ADP
ajis02-3043	207	8	m	m	NOUN
ajis02-3043	207	9	-	-	PUNCT
ajis02-3043	207	10	payment	payment	NOUN
ajis02-3043	207	11	is	be	AUX
ajis02-3043	207	12	74.1	74.1	NUM
ajis02-3043	207	13	%	%	NOUN
ajis02-3043	207	14	which	which	PRON
ajis02-3043	207	15	can	can	AUX
ajis02-3043	207	16	be	be	AUX
ajis02-3043	207	17	classified	classify	VERB
ajis02-3043	207	18	as	as	ADP
ajis02-3043	207	19	substantial	substantial	ADJ
ajis02-3043	207	20	(	(	PUNCT
ajis02-3043	207	21	chin	chin	NOUN
ajis02-3043	207	22	,	,	PUNCT
ajis02-3043	207	23	1998	1998	NUM
ajis02-3043	207	24	)	)	PUNCT
ajis02-3043	207	25	.	.	PUNCT
ajis02-3043	208	1	the	the	DET
ajis02-3043	208	2	positive	positive	ADJ
ajis02-3043	208	3	effect	effect	NOUN
ajis02-3043	208	4	of	of	ADP
ajis02-3043	208	5	m	m	NOUN
ajis02-3043	208	6	-	-	PUNCT
ajis02-3043	208	7	payment	payment	NOUN
ajis02-3043	208	8	provider	provider	NOUN
ajis02-3043	208	9	trust	trust	NOUN
ajis02-3043	208	10	on	on	ADP
ajis02-3043	208	11	consumer	consumer	NOUN
ajis02-3043	208	12	trust	trust	NOUN
ajis02-3043	208	13	is	be	AUX
ajis02-3043	208	14	consistent	consistent	ADJ
ajis02-3043	208	15	with	with	ADP
ajis02-3043	208	16	earlier	early	ADJ
ajis02-3043	208	17	research	research	NOUN
ajis02-3043	208	18	which	which	PRON
ajis02-3043	208	19	recognised	recognise	VERB
ajis02-3043	208	20	the	the	DET
ajis02-3043	208	21	important	important	ADJ
ajis02-3043	208	22	role	role	NOUN
ajis02-3043	208	23	of	of	ADP
ajis02-3043	208	24	the	the	DET
ajis02-3043	208	25	service	service	NOUN
ajis02-3043	208	26	provider	provider	NOUN
ajis02-3043	208	27	in	in	ADP
ajis02-3043	208	28	e	e	NOUN
ajis02-3043	208	29	-	-	NOUN
ajis02-3043	208	30	commerce	commerce	NOUN
ajis02-3043	208	31	,	,	PUNCT
ajis02-3043	208	32	mcommerce	mcommerce	NOUN
ajis02-3043	208	33	,	,	PUNCT
ajis02-3043	208	34	and	and	CCONJ
ajis02-3043	208	35	m	m	NOUN
ajis02-3043	208	36	-	-	NOUN
ajis02-3043	208	37	payment	payment	NOUN
ajis02-3043	208	38	(	(	PUNCT
ajis02-3043	208	39	joubert	joubert	PROPN
ajis02-3043	208	40	&	&	CCONJ
ajis02-3043	208	41	belle	belle	PROPN
ajis02-3043	208	42	,	,	PUNCT
ajis02-3043	208	43	2009	2009	NUM
ajis02-3043	208	44	;	;	PUNCT
ajis02-3043	208	45	mcknight	mcknight	PROPN
ajis02-3043	208	46	et	et	PROPN
ajis02-3043	208	47	al	al	PROPN
ajis02-3043	208	48	.	.	PROPN
ajis02-3043	208	49	,	,	PUNCT
ajis02-3043	208	50	2002	2002	NUM
ajis02-3043	208	51	;	;	PUNCT
ajis02-3043	208	52	mingxing	mingxe	VERB
ajis02-3043	208	53	et	et	PROPN
ajis02-3043	208	54	al	al	PROPN
ajis02-3043	208	55	.	.	PROPN
ajis02-3043	208	56	,	,	PUNCT
ajis02-3043	208	57	2014	2014	NUM
ajis02-3043	208	58	)	)	PUNCT
ajis02-3043	208	59	.	.	PUNCT
ajis02-3043	209	1	the	the	DET
ajis02-3043	209	2	institution	institution	NOUN
ajis02-3043	209	3	-	-	PUNCT
ajis02-3043	209	4	based	base	VERB
ajis02-3043	209	5	trust	trust	NOUN
ajis02-3043	209	6	impact	impact	NOUN
ajis02-3043	209	7	finding	finding	NOUN
ajis02-3043	209	8	is	be	AUX
ajis02-3043	209	9	also	also	ADV
ajis02-3043	209	10	supported	support	VERB
ajis02-3043	209	11	in	in	ADP
ajis02-3043	209	12	earlier	early	ADJ
ajis02-3043	209	13	research	research	NOUN
ajis02-3043	209	14	(	(	PUNCT
ajis02-3043	209	15	mcknight	mcknight	PROPN
ajis02-3043	209	16	et	et	PROPN
ajis02-3043	209	17	al	al	PROPN
ajis02-3043	209	18	.	.	PROPN
ajis02-3043	209	19	,	,	PUNCT
ajis02-3043	209	20	2002	2002	NUM
ajis02-3043	209	21	;	;	PUNCT
ajis02-3043	209	22	mcknight	mcknight	PROPN
ajis02-3043	209	23	et	et	PROPN
ajis02-3043	209	24	al	al	PROPN
ajis02-3043	209	25	.	.	PROPN
ajis02-3043	209	26	,	,	PUNCT
ajis02-3043	209	27	2004	2004	NUM
ajis02-3043	209	28	;	;	PUNCT
ajis02-3043	209	29	nguyen	nguyen	NOUN
ajis02-3043	209	30	,	,	PUNCT
ajis02-3043	209	31	2016	2016	NUM
ajis02-3043	209	32	)	)	PUNCT
ajis02-3043	209	33	.	.	PUNCT
ajis02-3043	210	1	obviously	obviously	ADV
ajis02-3043	210	2	,	,	PUNCT
ajis02-3043	210	3	consumers	consumer	NOUN
ajis02-3043	210	4	consider	consider	VERB
ajis02-3043	210	5	that	that	SCONJ
ajis02-3043	210	6	the	the	DET
ajis02-3043	210	7	protection	protection	NOUN
ajis02-3043	210	8	of	of	ADP
ajis02-3043	210	9	third	third	ADJ
ajis02-3043	210	10	-	-	PUNCT
ajis02-3043	210	11	party	party	NOUN
ajis02-3043	210	12	mechanisms	mechanism	NOUN
ajis02-3043	210	13	are	be	AUX
ajis02-3043	210	14	vital	vital	ADJ
ajis02-3043	210	15	to	to	PART
ajis02-3043	210	16	use	use	VERB
ajis02-3043	210	17	m	m	ADJ
ajis02-3043	210	18	-	-	PUNCT
ajis02-3043	210	19	payment	payment	NOUN
ajis02-3043	210	20	services	service	NOUN
ajis02-3043	210	21	.	.	PUNCT
ajis02-3043	211	1	the	the	DET
ajis02-3043	211	2	relationship	relationship	NOUN
ajis02-3043	211	3	between	between	ADP
ajis02-3043	211	4	seller	seller	NOUN
ajis02-3043	211	5	trust	trust	NOUN
ajis02-3043	211	6	and	and	CCONJ
ajis02-3043	211	7	consumer	consumer	NOUN
ajis02-3043	211	8	trust	trust	NOUN
ajis02-3043	211	9	in	in	ADP
ajis02-3043	211	10	m	m	NOUN
ajis02-3043	211	11	-	-	PUNCT
ajis02-3043	211	12	payment	payment	NOUN
ajis02-3043	211	13	is	be	AUX
ajis02-3043	211	14	also	also	ADV
ajis02-3043	211	15	confirmed	confirm	VERB
ajis02-3043	211	16	,	,	PUNCT
ajis02-3043	211	17	which	which	PRON
ajis02-3043	211	18	is	be	AUX
ajis02-3043	211	19	in	in	ADP
ajis02-3043	211	20	line	line	NOUN
ajis02-3043	211	21	with	with	ADP
ajis02-3043	211	22	earlier	early	ADJ
ajis02-3043	211	23	research	research	NOUN
ajis02-3043	211	24	(	(	PUNCT
ajis02-3043	211	25	lu	lu	NOUN
ajis02-3043	211	26	et	et	PROPN
ajis02-3043	211	27	al	al	PROPN
ajis02-3043	211	28	.	.	PROPN
ajis02-3043	211	29	,	,	PUNCT
ajis02-3043	211	30	2016	2016	NUM
ajis02-3043	211	31	;	;	PUNCT
ajis02-3043	211	32	pavlou	pavlou	PROPN
ajis02-3043	211	33	&	&	CCONJ
ajis02-3043	211	34	gefen	gefen	PROPN
ajis02-3043	211	35	,	,	PUNCT
ajis02-3043	211	36	2004	2004	NUM
ajis02-3043	211	37	;	;	PUNCT
ajis02-3043	211	38	siau	siau	PROPN
ajis02-3043	211	39	et	et	PROPN
ajis02-3043	211	40	al	al	PROPN
ajis02-3043	211	41	.	.	PROPN
ajis02-3043	211	42	,	,	PUNCT
ajis02-3043	211	43	2004	2004	NUM
ajis02-3043	211	44	)	)	PUNCT
ajis02-3043	211	45	.	.	PUNCT
ajis02-3043	212	1	accordingly	accordingly	ADV
ajis02-3043	212	2	,	,	PUNCT
ajis02-3043	212	3	consumers	consumer	NOUN
ajis02-3043	212	4	believe	believe	VERB
ajis02-3043	212	5	in	in	ADP
ajis02-3043	212	6	choosing	choose	VERB
ajis02-3043	212	7	the	the	DET
ajis02-3043	212	8	m	m	NOUN
ajis02-3043	212	9	-	-	PUNCT
ajis02-3043	212	10	payment	payment	NOUN
ajis02-3043	212	11	method	method	NOUN
ajis02-3043	212	12	when	when	SCONJ
ajis02-3043	212	13	it	it	PRON
ajis02-3043	212	14	is	be	AUX
ajis02-3043	212	15	used	use	VERB
ajis02-3043	212	16	by	by	ADP
ajis02-3043	212	17	reputable	reputable	ADJ
ajis02-3043	212	18	sellers	seller	NOUN
ajis02-3043	212	19	.	.	PUNCT
ajis02-3043	213	1	finally	finally	ADV
ajis02-3043	213	2	,	,	PUNCT
ajis02-3043	213	3	the	the	DET
ajis02-3043	213	4	significant	significant	ADJ
ajis02-3043	213	5	impact	impact	NOUN
ajis02-3043	213	6	of	of	ADP
ajis02-3043	213	7	consumer	consumer	NOUN
ajis02-3043	213	8	trust	trust	NOUN
ajis02-3043	213	9	on	on	ADP
ajis02-3043	213	10	intention	intention	NOUN
ajis02-3043	213	11	to	to	PART
ajis02-3043	213	12	adopt	adopt	VERB
ajis02-3043	213	13	m	m	NOUN
ajis02-3043	213	14	-	-	PUNCT
ajis02-3043	213	15	payment	payment	NOUN
ajis02-3043	213	16	is	be	AUX
ajis02-3043	213	17	also	also	ADV
ajis02-3043	213	18	validated	validate	VERB
ajis02-3043	213	19	,	,	PUNCT
ajis02-3043	213	20	which	which	PRON
ajis02-3043	213	21	is	be	AUX
ajis02-3043	213	22	consistent	consistent	ADJ
ajis02-3043	213	23	with	with	ADP
ajis02-3043	213	24	previous	previous	ADJ
ajis02-3043	213	25	studies	study	NOUN
ajis02-3043	213	26	(	(	PUNCT
ajis02-3043	213	27	patil	patil	PROPN
ajis02-3043	213	28	et	et	PROPN
ajis02-3043	213	29	al	al	PROPN
ajis02-3043	213	30	.	.	PROPN
ajis02-3043	213	31	,	,	PUNCT
ajis02-3043	213	32	2018	2018	NUM
ajis02-3043	213	33	;	;	PUNCT
ajis02-3043	213	34	qasim	qasim	PROPN
ajis02-3043	213	35	&	&	CCONJ
ajis02-3043	213	36	abu	abu	PROPN
ajis02-3043	213	37	-	-	PUNCT
ajis02-3043	213	38	shanab	shanab	PROPN
ajis02-3043	213	39	,	,	PUNCT
ajis02-3043	213	40	2016	2016	NUM
ajis02-3043	213	41	;	;	PUNCT
ajis02-3043	213	42	xin	xin	PROPN
ajis02-3043	213	43	et	et	PROPN
ajis02-3043	213	44	al	al	PROPN
ajis02-3043	213	45	.	.	PROPN
ajis02-3043	213	46	,	,	PUNCT
ajis02-3043	213	47	2015	2015	NUM
ajis02-3043	213	48	)	)	PUNCT
ajis02-3043	213	49	.	.	PUNCT
ajis02-3043	214	1	this	this	PRON
ajis02-3043	214	2	confirms	confirm	VERB
ajis02-3043	214	3	the	the	DET
ajis02-3043	214	4	role	role	NOUN
ajis02-3043	214	5	of	of	ADP
ajis02-3043	214	6	consumer	consumer	NOUN
ajis02-3043	214	7	trust	trust	NOUN
ajis02-3043	214	8	as	as	ADP
ajis02-3043	214	9	a	a	DET
ajis02-3043	214	10	key	key	ADJ
ajis02-3043	214	11	driver	driver	NOUN
ajis02-3043	214	12	for	for	ADP
ajis02-3043	214	13	m	m	NOUN
ajis02-3043	214	14	-	-	PUNCT
ajis02-3043	214	15	payment	payment	NOUN
ajis02-3043	214	16	adoption	adoption	NOUN
ajis02-3043	214	17	.	.	PUNCT
ajis02-3043	215	1	in	in	ADP
ajis02-3043	215	2	the	the	DET
ajis02-3043	215	3	data	datum	NOUN
ajis02-3043	215	4	analysis	analysis	NOUN
ajis02-3043	215	5	,	,	PUNCT
ajis02-3043	215	6	technology	technology	NOUN
ajis02-3043	215	7	trust	trust	NOUN
ajis02-3043	215	8	(	(	PUNCT
ajis02-3043	215	9	tt	tt	NOUN
ajis02-3043	215	10	)	)	PUNCT
ajis02-3043	215	11	construct	construct	NOUN
ajis02-3043	215	12	was	be	AUX
ajis02-3043	215	13	dropped	drop	VERB
ajis02-3043	215	14	due	due	ADJ
ajis02-3043	215	15	to	to	ADP
ajis02-3043	215	16	high	high	ADJ
ajis02-3043	215	17	cross	cross	NOUN
ajis02-3043	215	18	loading	loading	NOUN
ajis02-3043	215	19	and	and	CCONJ
ajis02-3043	215	20	inter	inter	NOUN
ajis02-3043	215	21	-	-	NOUN
ajis02-3043	215	22	correlation	correlation	NOUN
ajis02-3043	215	23	on	on	ADP
ajis02-3043	215	24	provider	provider	NOUN
ajis02-3043	215	25	trust	trust	NOUN
ajis02-3043	215	26	(	(	PUNCT
ajis02-3043	215	27	pt	pt	NOUN
ajis02-3043	215	28	)	)	PUNCT
ajis02-3043	215	29	,	,	PUNCT
ajis02-3043	215	30	hence	hence	ADV
ajis02-3043	215	31	hypothesis	hypothesis	NOUN
ajis02-3043	215	32	2	2	NUM
ajis02-3043	215	33	was	be	AUX
ajis02-3043	215	34	not	not	PART
ajis02-3043	215	35	assessed	assess	VERB
ajis02-3043	215	36	.	.	PUNCT
ajis02-3043	216	1	this	this	PRON
ajis02-3043	216	2	means	mean	VERB
ajis02-3043	216	3	m	m	NOUN
ajis02-3043	216	4	-	-	PUNCT
ajis02-3043	216	5	payment	payment	NOUN
ajis02-3043	216	6	tt	tt	PROPN
ajis02-3043	216	7	overlaps	overlap	VERB
ajis02-3043	216	8	with	with	ADP
ajis02-3043	216	9	m	m	NOUN
ajis02-3043	216	10	-	-	PUNCT
ajis02-3043	216	11	payment	payment	NOUN
ajis02-3043	216	12	pt	pt	NOUN
ajis02-3043	216	13	.	.	PROPN
ajis02-3043	217	1	this	this	PRON
ajis02-3043	217	2	may	may	AUX
ajis02-3043	217	3	be	be	AUX
ajis02-3043	217	4	because	because	SCONJ
ajis02-3043	217	5	the	the	DET
ajis02-3043	217	6	underlying	underlie	VERB
ajis02-3043	217	7	technology	technology	NOUN
ajis02-3043	217	8	of	of	ADP
ajis02-3043	217	9	m	m	NOUN
ajis02-3043	217	10	-	-	NOUN
ajis02-3043	217	11	payments	payment	NOUN
ajis02-3043	217	12	such	such	ADJ
ajis02-3043	217	13	as	as	ADP
ajis02-3043	217	14	encryption	encryption	NOUN
ajis02-3043	217	15	,	,	PUNCT
ajis02-3043	217	16	network	network	NOUN
ajis02-3043	217	17	security	security	NOUN
ajis02-3043	217	18	,	,	PUNCT
ajis02-3043	217	19	and	and	CCONJ
ajis02-3043	217	20	mobile	mobile	ADJ
ajis02-3043	217	21	technology	technology	NOUN
ajis02-3043	217	22	in	in	ADP
ajis02-3043	217	23	the	the	DET
ajis02-3043	217	24	financial	financial	ADJ
ajis02-3043	217	25	system	system	NOUN
ajis02-3043	217	26	are	be	AUX
ajis02-3043	217	27	too	too	ADV
ajis02-3043	217	28	complex	complex	ADJ
ajis02-3043	217	29	for	for	SCONJ
ajis02-3043	217	30	customers	customer	NOUN
ajis02-3043	217	31	to	to	PART
ajis02-3043	217	32	comprehend	comprehend	VERB
ajis02-3043	217	33	and	and	CCONJ
ajis02-3043	217	34	establish	establish	VERB
ajis02-3043	217	35	trust	trust	NOUN
ajis02-3043	217	36	.	.	PUNCT
ajis02-3043	218	1	as	as	ADP
ajis02-3043	218	2	a	a	DET
ajis02-3043	218	3	result	result	NOUN
ajis02-3043	218	4	,	,	PUNCT
ajis02-3043	218	5	consumers	consumer	NOUN
ajis02-3043	218	6	consider	consider	VERB
ajis02-3043	218	7	that	that	SCONJ
ajis02-3043	218	8	the	the	DET
ajis02-3043	218	9	m	m	NOUN
ajis02-3043	218	10	-	-	PUNCT
ajis02-3043	218	11	payment	payment	NOUN
ajis02-3043	218	12	provider	provider	NOUN
ajis02-3043	218	13	should	should	AUX
ajis02-3043	218	14	be	be	AUX
ajis02-3043	218	15	fully	fully	ADV
ajis02-3043	218	16	responsible	responsible	ADJ
ajis02-3043	218	17	for	for	ADP
ajis02-3043	218	18	the	the	DET
ajis02-3043	218	19	technology	technology	NOUN
ajis02-3043	218	20	assurance	assurance	NOUN
ajis02-3043	218	21	of	of	ADP
ajis02-3043	218	22	m	m	NOUN
ajis02-3043	218	23	-	-	PUNCT
ajis02-3043	218	24	payment	payment	NOUN
ajis02-3043	218	25	services	service	NOUN
ajis02-3043	218	26	.	.	PUNCT
ajis02-3043	219	1	this	this	DET
ajis02-3043	219	2	finding	finding	NOUN
ajis02-3043	219	3	is	be	AUX
ajis02-3043	219	4	a	a	DET
ajis02-3043	219	5	new	new	ADJ
ajis02-3043	219	6	characteristic	characteristic	NOUN
ajis02-3043	219	7	of	of	ADP
ajis02-3043	219	8	mpayment	mpayment	ADJ
ajis02-3043	219	9	adoption	adoption	NOUN
ajis02-3043	219	10	which	which	PRON
ajis02-3043	219	11	is	be	AUX
ajis02-3043	219	12	different	different	ADJ
ajis02-3043	219	13	from	from	ADP
ajis02-3043	219	14	the	the	DET
ajis02-3043	219	15	adoption	adoption	NOUN
ajis02-3043	219	16	of	of	ADP
ajis02-3043	219	17	traditional	traditional	ADJ
ajis02-3043	219	18	e	e	NOUN
ajis02-3043	219	19	-	-	NOUN
ajis02-3043	219	20	commerce	commerce	NOUN
ajis02-3043	219	21	and	and	CCONJ
ajis02-3043	219	22	mcommerce	mcommerce	NOUN
ajis02-3043	219	23	found	find	VERB
ajis02-3043	219	24	in	in	ADP
ajis02-3043	219	25	the	the	DET
ajis02-3043	219	26	literature	literature	NOUN
ajis02-3043	219	27	.	.	PUNCT
ajis02-3043	220	1	m	m	NOUN
ajis02-3043	220	2	-	-	PUNCT
ajis02-3043	220	3	payment	payment	NOUN
ajis02-3043	220	4	consumers	consumer	NOUN
ajis02-3043	220	5	should	should	AUX
ajis02-3043	220	6	not	not	PART
ajis02-3043	220	7	be	be	AUX
ajis02-3043	220	8	required	require	VERB
ajis02-3043	220	9	to	to	PART
ajis02-3043	220	10	clearly	clearly	ADV
ajis02-3043	220	11	understand	understand	VERB
ajis02-3043	220	12	the	the	DET
ajis02-3043	220	13	technology	technology	NOUN
ajis02-3043	220	14	and	and	CCONJ
ajis02-3043	220	15	its	its	PRON
ajis02-3043	220	16	security	security	NOUN
ajis02-3043	220	17	aspects	aspect	NOUN
ajis02-3043	220	18	,	,	PUNCT
ajis02-3043	220	19	but	but	CCONJ
ajis02-3043	220	20	rather	rather	ADV
ajis02-3043	220	21	they	they	PRON
ajis02-3043	220	22	rely	rely	VERB
ajis02-3043	220	23	on	on	ADP
ajis02-3043	220	24	m	m	NOUN
ajis02-3043	220	25	-	-	PUNCT
ajis02-3043	220	26	payment	payment	NOUN
ajis02-3043	220	27	providers	provider	NOUN
ajis02-3043	220	28	as	as	ADP
ajis02-3043	220	29	part	part	NOUN
ajis02-3043	220	30	of	of	ADP
ajis02-3043	220	31	their	their	PRON
ajis02-3043	220	32	service	service	NOUN
ajis02-3043	220	33	commitment	commitment	NOUN
ajis02-3043	220	34	to	to	PART
ajis02-3043	220	35	ensure	ensure	VERB
ajis02-3043	220	36	the	the	DET
ajis02-3043	220	37	transactions	transaction	NOUN
ajis02-3043	220	38	will	will	AUX
ajis02-3043	220	39	be	be	AUX
ajis02-3043	220	40	secure	secure	ADJ
ajis02-3043	220	41	and	and	CCONJ
ajis02-3043	220	42	safe	safe	ADJ
ajis02-3043	220	43	.	.	PUNCT
ajis02-3043	221	1	accordingly	accordingly	ADV
ajis02-3043	221	2	,	,	PUNCT
ajis02-3043	221	3	this	this	PRON
ajis02-3043	221	4	also	also	ADV
ajis02-3043	221	5	highlights	highlight	VERB
ajis02-3043	221	6	the	the	DET
ajis02-3043	221	7	important	important	ADJ
ajis02-3043	221	8	role	role	NOUN
ajis02-3043	221	9	of	of	ADP
ajis02-3043	221	10	the	the	DET
ajis02-3043	221	11	m	m	NOUN
ajis02-3043	221	12	-	-	PUNCT
ajis02-3043	221	13	payment	payment	NOUN
ajis02-3043	221	14	provider	provider	NOUN
ajis02-3043	221	15	since	since	SCONJ
ajis02-3043	221	16	from	from	ADP
ajis02-3043	221	17	the	the	DET
ajis02-3043	221	18	consumer	consumer	NOUN
ajis02-3043	221	19	perspective	perspective	NOUN
ajis02-3043	221	20	,	,	PUNCT
ajis02-3043	221	21	the	the	DET
ajis02-3043	221	22	quality	quality	NOUN
ajis02-3043	221	23	of	of	ADP
ajis02-3043	221	24	m	m	NOUN
ajis02-3043	221	25	-	-	PUNCT
ajis02-3043	221	26	payment	payment	NOUN
ajis02-3043	221	27	technology	technology	NOUN
ajis02-3043	221	28	is	be	AUX
ajis02-3043	221	29	the	the	DET
ajis02-3043	221	30	responsibility	responsibility	NOUN
ajis02-3043	221	31	of	of	ADP
ajis02-3043	221	32	the	the	DET
ajis02-3043	221	33	m	m	NOUN
ajis02-3043	221	34	-	-	PUNCT
ajis02-3043	221	35	payment	payment	NOUN
ajis02-3043	221	36	provider	provider	NOUN
ajis02-3043	221	37	.	.	PUNCT
ajis02-3043	222	1	another	another	DET
ajis02-3043	222	2	important	important	ADJ
ajis02-3043	222	3	finding	finding	NOUN
ajis02-3043	222	4	is	be	AUX
ajis02-3043	222	5	the	the	DET
ajis02-3043	222	6	significant	significant	ADJ
ajis02-3043	222	7	full	full	ADJ
ajis02-3043	222	8	mediating	mediate	VERB
ajis02-3043	222	9	effect	effect	NOUN
ajis02-3043	222	10	of	of	ADP
ajis02-3043	222	11	consumer	consumer	NOUN
ajis02-3043	222	12	trust	trust	NOUN
ajis02-3043	222	13	on	on	ADP
ajis02-3043	222	14	the	the	DET
ajis02-3043	222	15	relationship	relationship	NOUN
ajis02-3043	222	16	between	between	ADP
ajis02-3043	222	17	three	three	NUM
ajis02-3043	222	18	types	type	NOUN
ajis02-3043	222	19	of	of	ADP
ajis02-3043	222	20	trust	trust	NOUN
ajis02-3043	222	21	and	and	CCONJ
ajis02-3043	222	22	intention	intention	NOUN
ajis02-3043	222	23	to	to	PART
ajis02-3043	222	24	adopt	adopt	VERB
ajis02-3043	222	25	m	m	NOUN
ajis02-3043	222	26	-	-	NOUN
ajis02-3043	222	27	payment	payment	NOUN
ajis02-3043	222	28	.	.	PUNCT
ajis02-3043	223	1	this	this	DET
ajis02-3043	223	2	result	result	NOUN
ajis02-3043	223	3	indicates	indicate	VERB
ajis02-3043	223	4	that	that	SCONJ
ajis02-3043	223	5	consumer	consumer	NOUN
ajis02-3043	223	6	trust	trust	NOUN
ajis02-3043	223	7	can	can	AUX
ajis02-3043	223	8	be	be	AUX
ajis02-3043	223	9	affected	affect	VERB
ajis02-3043	223	10	by	by	ADP
ajis02-3043	223	11	many	many	ADJ
ajis02-3043	223	12	factors	factor	NOUN
ajis02-3043	223	13	,	,	PUNCT
ajis02-3043	223	14	and	and	CCONJ
ajis02-3043	223	15	it	it	PRON
ajis02-3043	223	16	plays	play	VERB
ajis02-3043	223	17	a	a	DET
ajis02-3043	223	18	mediating	mediate	VERB
ajis02-3043	223	19	role	role	NOUN
ajis02-3043	223	20	that	that	PRON
ajis02-3043	223	21	leads	lead	VERB
ajis02-3043	223	22	to	to	ADP
ajis02-3043	223	23	m	m	ADJ
ajis02-3043	223	24	-	-	PUNCT
ajis02-3043	223	25	payment	payment	NOUN
ajis02-3043	223	26	adoption	adoption	NOUN
ajis02-3043	223	27	decision	decision	NOUN
ajis02-3043	223	28	.	.	PUNCT
ajis02-3043	224	1	it	it	PRON
ajis02-3043	224	2	is	be	AUX
ajis02-3043	224	3	important	important	ADJ
ajis02-3043	224	4	to	to	PART
ajis02-3043	224	5	notice	notice	VERB
ajis02-3043	224	6	that	that	SCONJ
ajis02-3043	224	7	having	having	AUX
ajis02-3043	224	8	established	establish	VERB
ajis02-3043	224	9	consumer	consumer	NOUN
ajis02-3043	224	10	confidence	confidence	NOUN
ajis02-3043	224	11	in	in	ADP
ajis02-3043	224	12	various	various	ADJ
ajis02-3043	224	13	aspects	aspect	NOUN
ajis02-3043	224	14	of	of	ADP
ajis02-3043	224	15	the	the	DET
ajis02-3043	224	16	m	m	NOUN
ajis02-3043	224	17	-	-	PUNCT
ajis02-3043	224	18	payment	payment	NOUN
ajis02-3043	224	19	service	service	NOUN
ajis02-3043	224	20	is	be	AUX
ajis02-3043	224	21	not	not	PART
ajis02-3043	224	22	sufficient	sufficient	ADJ
ajis02-3043	224	23	for	for	ADP
ajis02-3043	224	24	adopting	adopt	VERB
ajis02-3043	224	25	the	the	DET
ajis02-3043	224	26	service	service	NOUN
ajis02-3043	224	27	.	.	PUNCT
ajis02-3043	225	1	provider	provider	NOUN
ajis02-3043	225	2	trust	trust	PROPN
ajis02-3043	225	3	,	,	PUNCT
ajis02-3043	225	4	institution	institution	NOUN
ajis02-3043	225	5	trust	trust	NOUN
ajis02-3043	225	6	or	or	CCONJ
ajis02-3043	225	7	seller	seller	NOUN
ajis02-3043	225	8	trust	trust	NOUN
ajis02-3043	225	9	alone	alone	ADV
ajis02-3043	225	10	does	do	AUX
ajis02-3043	225	11	not	not	PART
ajis02-3043	225	12	guarantee	guarantee	VERB
ajis02-3043	225	13	consumers	consumer	NOUN
ajis02-3043	225	14	to	to	PART
ajis02-3043	225	15	consider	consider	VERB
ajis02-3043	225	16	m	m	NOUN
ajis02-3043	225	17	-	-	NOUN
ajis02-3043	225	18	payment	payment	NOUN
ajis02-3043	225	19	,	,	PUNCT
ajis02-3043	225	20	the	the	DET
ajis02-3043	225	21	overall	overall	ADJ
ajis02-3043	225	22	consumer	consumer	NOUN
ajis02-3043	225	23	trust	trust	NOUN
ajis02-3043	225	24	as	as	ADP
ajis02-3043	225	25	of	of	ADP
ajis02-3043	225	26	result	result	NOUN
ajis02-3043	225	27	of	of	ADP
ajis02-3043	225	28	developing	develop	VERB
ajis02-3043	225	29	trust	trust	NOUN
ajis02-3043	225	30	types	type	NOUN
ajis02-3043	225	31	plays	play	VERB
ajis02-3043	225	32	a	a	DET
ajis02-3043	225	33	critical	critical	ADJ
ajis02-3043	225	34	role	role	NOUN
ajis02-3043	225	35	in	in	ADP
ajis02-3043	225	36	influencing	influence	VERB
ajis02-3043	225	37	the	the	DET
ajis02-3043	225	38	corresponding	correspond	VERB
ajis02-3043	225	39	behaviour	behaviour	NOUN
ajis02-3043	225	40	.	.	PUNCT
ajis02-3043	226	1	australasian	australasian	ADJ
ajis02-3043	226	2	journal	journal	NOUN
ajis02-3043	226	3	of	of	ADP
ajis02-3043	226	4	information	information	NOUN
ajis02-3043	226	5	systems	system	NOUN
ajis02-3043	226	6	nguyen	nguyen	NOUN
ajis02-3043	226	7	et	et	PROPN
ajis02-3043	226	8	al	al	PROPN
ajis02-3043	226	9	.	.	PROPN
ajis02-3043	226	10	2021	2021	NUM
ajis02-3043	226	11	,	,	PUNCT
ajis02-3043	226	12	vol	vol	NOUN
ajis02-3043	226	13	25	25	NUM
ajis02-3043	226	14	,	,	PUNCT
ajis02-3043	226	15	research	research	NOUN
ajis02-3043	226	16	article	article	NOUN
ajis02-3043	226	17	trust	trust	NOUN
ajis02-3043	226	18	types	type	NOUN
ajis02-3043	226	19	and	and	CCONJ
ajis02-3043	226	20	mediating	mediate	VERB
ajis02-3043	226	21	effect	effect	NOUN
ajis02-3043	226	22	15	15	NUM
ajis02-3043	226	23	6.2	6.2	NUM
ajis02-3043	226	24	contributions	contribution	NOUN
ajis02-3043	226	25	m	m	NOUN
ajis02-3043	226	26	-	-	PUNCT
ajis02-3043	226	27	payment	payment	NOUN
ajis02-3043	226	28	is	be	AUX
ajis02-3043	226	29	a	a	DET
ajis02-3043	226	30	state	state	NOUN
ajis02-3043	226	31	-	-	PUNCT
ajis02-3043	226	32	of	of	ADP
ajis02-3043	226	33	-	-	PUNCT
ajis02-3043	226	34	the	the	DET
ajis02-3043	226	35	-	-	PUNCT
ajis02-3043	226	36	art	art	NOUN
ajis02-3043	226	37	payment	payment	NOUN
ajis02-3043	226	38	method	method	NOUN
ajis02-3043	226	39	which	which	PRON
ajis02-3043	226	40	plays	play	VERB
ajis02-3043	226	41	an	an	DET
ajis02-3043	226	42	important	important	ADJ
ajis02-3043	226	43	role	role	NOUN
ajis02-3043	226	44	in	in	ADP
ajis02-3043	226	45	the	the	DET
ajis02-3043	226	46	evolution	evolution	NOUN
ajis02-3043	226	47	of	of	ADP
ajis02-3043	226	48	payment	payment	NOUN
ajis02-3043	226	49	for	for	ADP
ajis02-3043	226	50	society	society	NOUN
ajis02-3043	226	51	from	from	ADP
ajis02-3043	226	52	cash	cash	NOUN
ajis02-3043	226	53	to	to	ADP
ajis02-3043	226	54	digital	digital	ADJ
ajis02-3043	226	55	methods	method	NOUN
ajis02-3043	226	56	of	of	ADP
ajis02-3043	226	57	payment	payment	NOUN
ajis02-3043	226	58	,	,	PUNCT
ajis02-3043	226	59	especially	especially	ADV
ajis02-3043	226	60	post	post	VERB
ajis02-3043	226	61	covid-19	covid-19	PROPN
ajis02-3043	226	62	where	where	SCONJ
ajis02-3043	226	63	touchless	touchless	NOUN
ajis02-3043	226	64	or	or	CCONJ
ajis02-3043	226	65	low	low	ADJ
ajis02-3043	226	66	-	-	PUNCT
ajis02-3043	226	67	touch	touch	NOUN
ajis02-3043	226	68	economy	economy	NOUN
ajis02-3043	226	69	becomes	become	VERB
ajis02-3043	226	70	a	a	DET
ajis02-3043	226	71	must	must	NOUN
ajis02-3043	226	72	.	.	PUNCT
ajis02-3043	227	1	consumer	consumer	NOUN
ajis02-3043	227	2	trust	trust	NOUN
ajis02-3043	227	3	is	be	AUX
ajis02-3043	227	4	a	a	DET
ajis02-3043	227	5	significant	significant	ADJ
ajis02-3043	227	6	driver	driver	NOUN
ajis02-3043	227	7	of	of	ADP
ajis02-3043	227	8	m	m	NOUN
ajis02-3043	227	9	-	-	PUNCT
ajis02-3043	227	10	payment	payment	NOUN
ajis02-3043	227	11	adoption	adoption	NOUN
ajis02-3043	227	12	and	and	CCONJ
ajis02-3043	227	13	understanding	understand	VERB
ajis02-3043	227	14	trust	trust	NOUN
ajis02-3043	227	15	can	can	AUX
ajis02-3043	227	16	help	help	VERB
ajis02-3043	227	17	to	to	PART
ajis02-3043	227	18	predict	predict	VERB
ajis02-3043	227	19	as	as	ADV
ajis02-3043	227	20	well	well	ADV
ajis02-3043	227	21	as	as	ADP
ajis02-3043	227	22	increase	increase	VERB
ajis02-3043	227	23	the	the	DET
ajis02-3043	227	24	adoption	adoption	NOUN
ajis02-3043	227	25	of	of	ADP
ajis02-3043	227	26	m	m	NOUN
ajis02-3043	227	27	-	-	NOUN
ajis02-3043	227	28	payment	payment	NOUN
ajis02-3043	227	29	.	.	PUNCT
ajis02-3043	228	1	as	as	ADP
ajis02-3043	228	2	a	a	DET
ajis02-3043	228	3	result	result	NOUN
ajis02-3043	228	4	,	,	PUNCT
ajis02-3043	228	5	the	the	DET
ajis02-3043	228	6	results	result	NOUN
ajis02-3043	228	7	of	of	ADP
ajis02-3043	228	8	this	this	DET
ajis02-3043	228	9	study	study	NOUN
ajis02-3043	228	10	have	have	VERB
ajis02-3043	228	11	important	important	ADJ
ajis02-3043	228	12	implications	implication	NOUN
ajis02-3043	228	13	for	for	ADP
ajis02-3043	228	14	both	both	CCONJ
ajis02-3043	228	15	research	research	NOUN
ajis02-3043	228	16	and	and	CCONJ
ajis02-3043	228	17	practice	practice	NOUN
ajis02-3043	228	18	.	.	PUNCT
ajis02-3043	229	1	for	for	ADP
ajis02-3043	229	2	researchers	researcher	NOUN
ajis02-3043	229	3	,	,	PUNCT
ajis02-3043	229	4	this	this	DET
ajis02-3043	229	5	study	study	NOUN
ajis02-3043	229	6	provides	provide	VERB
ajis02-3043	229	7	the	the	DET
ajis02-3043	229	8	classification	classification	NOUN
ajis02-3043	229	9	and	and	CCONJ
ajis02-3043	229	10	recognition	recognition	NOUN
ajis02-3043	229	11	of	of	ADP
ajis02-3043	229	12	three	three	NUM
ajis02-3043	229	13	types	type	NOUN
ajis02-3043	229	14	of	of	ADP
ajis02-3043	229	15	trust	trust	NOUN
ajis02-3043	229	16	including	include	VERB
ajis02-3043	229	17	m	m	NOUN
ajis02-3043	229	18	-	-	PUNCT
ajis02-3043	229	19	payment	payment	NOUN
ajis02-3043	229	20	provider	provider	NOUN
ajis02-3043	229	21	,	,	PUNCT
ajis02-3043	229	22	institution	institution	NOUN
ajis02-3043	229	23	-	-	PUNCT
ajis02-3043	229	24	based	base	VERB
ajis02-3043	229	25	and	and	CCONJ
ajis02-3043	229	26	seller	seller	NOUN
ajis02-3043	229	27	trust	trust	NOUN
ajis02-3043	229	28	which	which	PRON
ajis02-3043	229	29	have	have	VERB
ajis02-3043	229	30	significant	significant	ADJ
ajis02-3043	229	31	impacts	impact	NOUN
ajis02-3043	229	32	on	on	ADP
ajis02-3043	229	33	trust	trust	NOUN
ajis02-3043	229	34	of	of	ADP
ajis02-3043	229	35	m	m	NOUN
ajis02-3043	229	36	-	-	PUNCT
ajis02-3043	229	37	payment	payment	NOUN
ajis02-3043	229	38	consumers	consumer	NOUN
ajis02-3043	229	39	.	.	PUNCT
ajis02-3043	230	1	it	it	PRON
ajis02-3043	230	2	also	also	ADV
ajis02-3043	230	3	separates	separate	VERB
ajis02-3043	230	4	overall	overall	ADJ
ajis02-3043	230	5	consumer	consumer	NOUN
ajis02-3043	230	6	trust	trust	NOUN
ajis02-3043	230	7	from	from	ADP
ajis02-3043	230	8	other	other	ADJ
ajis02-3043	230	9	context	context	NOUN
ajis02-3043	230	10	-	-	PUNCT
ajis02-3043	230	11	specific	specific	ADJ
ajis02-3043	230	12	trusts	trust	NOUN
ajis02-3043	230	13	.	.	PUNCT
ajis02-3043	231	1	this	this	PRON
ajis02-3043	231	2	could	could	AUX
ajis02-3043	231	3	lead	lead	VERB
ajis02-3043	231	4	to	to	ADP
ajis02-3043	231	5	a	a	DET
ajis02-3043	231	6	call	call	NOUN
ajis02-3043	231	7	for	for	ADP
ajis02-3043	231	8	further	further	ADJ
ajis02-3043	231	9	research	research	NOUN
ajis02-3043	231	10	such	such	ADJ
ajis02-3043	231	11	as	as	ADP
ajis02-3043	231	12	exploring	explore	VERB
ajis02-3043	231	13	further	further	ADJ
ajis02-3043	231	14	determinants	determinant	NOUN
ajis02-3043	231	15	of	of	ADP
ajis02-3043	231	16	consumer	consumer	NOUN
ajis02-3043	231	17	trust	trust	NOUN
ajis02-3043	231	18	or	or	CCONJ
ajis02-3043	231	19	trust	trust	NOUN
ajis02-3043	231	20	types	type	NOUN
ajis02-3043	231	21	,	,	PUNCT
ajis02-3043	231	22	investigating	investigate	VERB
ajis02-3043	231	23	the	the	DET
ajis02-3043	231	24	relationship	relationship	NOUN
ajis02-3043	231	25	between	between	ADP
ajis02-3043	231	26	each	each	DET
ajis02-3043	231	27	type	type	NOUN
ajis02-3043	231	28	of	of	ADP
ajis02-3043	231	29	trust	trust	NOUN
ajis02-3043	231	30	and	and	CCONJ
ajis02-3043	231	31	other	other	ADJ
ajis02-3043	231	32	critical	critical	ADJ
ajis02-3043	231	33	factors	factor	NOUN
ajis02-3043	231	34	in	in	ADP
ajis02-3043	231	35	m	m	NOUN
ajis02-3043	231	36	-	-	PUNCT
ajis02-3043	231	37	payment	payment	NOUN
ajis02-3043	231	38	adoption	adoption	NOUN
ajis02-3043	231	39	,	,	PUNCT
ajis02-3043	231	40	examining	examine	VERB
ajis02-3043	231	41	,	,	PUNCT
ajis02-3043	231	42	how	how	SCONJ
ajis02-3043	231	43	consumer	consumer	NOUN
ajis02-3043	231	44	trust	trust	NOUN
ajis02-3043	231	45	’s	’s	PART
ajis02-3043	231	46	mediating	mediate	VERB
ajis02-3043	231	47	role	role	NOUN
ajis02-3043	231	48	changes	change	NOUN
ajis02-3043	231	49	with	with	ADP
ajis02-3043	231	50	different	different	ADJ
ajis02-3043	231	51	trust	trust	NOUN
ajis02-3043	231	52	determinants	determinant	NOUN
ajis02-3043	231	53	,	,	PUNCT
ajis02-3043	231	54	or	or	CCONJ
ajis02-3043	231	55	with	with	ADP
ajis02-3043	231	56	various	various	ADJ
ajis02-3043	231	57	levels	level	NOUN
ajis02-3043	231	58	of	of	ADP
ajis02-3043	231	59	consumer	consumer	NOUN
ajis02-3043	231	60	awareness	awareness	NOUN
ajis02-3043	231	61	.	.	PUNCT
ajis02-3043	232	1	future	future	ADJ
ajis02-3043	232	2	research	research	NOUN
ajis02-3043	232	3	can	can	AUX
ajis02-3043	232	4	measure	measure	VERB
ajis02-3043	232	5	or	or	CCONJ
ajis02-3043	232	6	employ	employ	VERB
ajis02-3043	232	7	trust	trust	NOUN
ajis02-3043	232	8	of	of	ADP
ajis02-3043	232	9	consumers	consumer	NOUN
ajis02-3043	232	10	as	as	ADP
ajis02-3043	232	11	a	a	DET
ajis02-3043	232	12	reflective	reflective	ADJ
ajis02-3043	232	13	construct	construct	NOUN
ajis02-3043	232	14	with	with	ADP
ajis02-3043	232	15	these	these	DET
ajis02-3043	232	16	three	three	NUM
ajis02-3043	232	17	trust	trust	NOUN
ajis02-3043	232	18	types	type	NOUN
ajis02-3043	232	19	in	in	ADP
ajis02-3043	232	20	the	the	DET
ajis02-3043	232	21	context	context	NOUN
ajis02-3043	232	22	of	of	ADP
ajis02-3043	232	23	m	m	NOUN
ajis02-3043	232	24	-	-	PUNCT
ajis02-3043	232	25	payment	payment	NOUN
ajis02-3043	232	26	adoption	adoption	NOUN
ajis02-3043	232	27	.	.	PUNCT
ajis02-3043	233	1	in	in	ADP
ajis02-3043	233	2	addition	addition	NOUN
ajis02-3043	233	3	,	,	PUNCT
ajis02-3043	233	4	these	these	DET
ajis02-3043	233	5	three	three	NUM
ajis02-3043	233	6	types	type	NOUN
ajis02-3043	233	7	of	of	ADP
ajis02-3043	233	8	trust	trust	NOUN
ajis02-3043	233	9	can	can	AUX
ajis02-3043	233	10	be	be	AUX
ajis02-3043	233	11	extended	extend	VERB
ajis02-3043	233	12	to	to	PART
ajis02-3043	233	13	study	study	VERB
ajis02-3043	233	14	further	far	ADV
ajis02-3043	233	15	in	in	ADP
ajis02-3043	233	16	adopting	adopt	VERB
ajis02-3043	233	17	of	of	ADP
ajis02-3043	233	18	other	other	ADJ
ajis02-3043	233	19	technologies	technology	NOUN
ajis02-3043	233	20	.	.	PUNCT
ajis02-3043	234	1	for	for	ADP
ajis02-3043	234	2	practitioners	practitioner	NOUN
ajis02-3043	234	3	,	,	PUNCT
ajis02-3043	234	4	the	the	DET
ajis02-3043	234	5	study	study	NOUN
ajis02-3043	234	6	’s	’s	PART
ajis02-3043	234	7	findings	finding	NOUN
ajis02-3043	234	8	explain	explain	VERB
ajis02-3043	234	9	working	work	VERB
ajis02-3043	234	10	mechanism	mechanism	NOUN
ajis02-3043	234	11	of	of	ADP
ajis02-3043	234	12	trust	trust	NOUN
ajis02-3043	234	13	on	on	ADP
ajis02-3043	234	14	using	use	VERB
ajis02-3043	234	15	the	the	DET
ajis02-3043	234	16	service	service	NOUN
ajis02-3043	234	17	.	.	PUNCT
ajis02-3043	235	1	it	it	PRON
ajis02-3043	235	2	identifies	identify	VERB
ajis02-3043	235	3	clearly	clearly	ADV
ajis02-3043	235	4	significant	significant	ADJ
ajis02-3043	235	5	types	type	NOUN
ajis02-3043	235	6	of	of	ADP
ajis02-3043	235	7	trust	trust	NOUN
ajis02-3043	235	8	to	to	PART
ajis02-3043	235	9	refine	refine	VERB
ajis02-3043	235	10	,	,	PUNCT
ajis02-3043	235	11	promote	promote	VERB
ajis02-3043	235	12	,	,	PUNCT
ajis02-3043	235	13	and	and	CCONJ
ajis02-3043	235	14	implement	implement	VERB
ajis02-3043	235	15	mpayment	mpayment	NOUN
ajis02-3043	235	16	services	service	NOUN
ajis02-3043	235	17	that	that	PRON
ajis02-3043	235	18	can	can	AUX
ajis02-3043	235	19	be	be	AUX
ajis02-3043	235	20	more	more	ADV
ajis02-3043	235	21	likely	likely	ADV
ajis02-3043	235	22	accepted	accept	VERB
ajis02-3043	235	23	by	by	ADP
ajis02-3043	235	24	consumers	consumer	NOUN
ajis02-3043	235	25	.	.	PUNCT
ajis02-3043	236	1	m	m	NOUN
ajis02-3043	236	2	-	-	PUNCT
ajis02-3043	236	3	payment	payment	NOUN
ajis02-3043	236	4	providers	provider	NOUN
ajis02-3043	236	5	can	can	AUX
ajis02-3043	236	6	cooperate	cooperate	VERB
ajis02-3043	236	7	with	with	ADP
ajis02-3043	236	8	reputable	reputable	ADJ
ajis02-3043	236	9	sellers	seller	NOUN
ajis02-3043	236	10	and	and	CCONJ
ajis02-3043	236	11	convince	convince	VERB
ajis02-3043	236	12	them	they	PRON
ajis02-3043	236	13	to	to	PART
ajis02-3043	236	14	accept	accept	VERB
ajis02-3043	236	15	using	use	VERB
ajis02-3043	236	16	m	m	NOUN
ajis02-3043	236	17	-	-	NOUN
ajis02-3043	236	18	payment	payment	NOUN
ajis02-3043	236	19	for	for	ADP
ajis02-3043	236	20	their	their	PRON
ajis02-3043	236	21	goods	good	NOUN
ajis02-3043	236	22	or	or	CCONJ
ajis02-3043	236	23	services	service	NOUN
ajis02-3043	236	24	.	.	PUNCT
ajis02-3043	237	1	when	when	SCONJ
ajis02-3043	237	2	m	m	NOUN
ajis02-3043	237	3	-	-	PUNCT
ajis02-3043	237	4	payment	payment	NOUN
ajis02-3043	237	5	is	be	AUX
ajis02-3043	237	6	adopted	adopt	VERB
ajis02-3043	237	7	in	in	ADP
ajis02-3043	237	8	famous	famous	ADJ
ajis02-3043	237	9	e	e	NOUN
ajis02-3043	237	10	-	-	NOUN
ajis02-3043	237	11	markets	market	NOUN
ajis02-3043	237	12	with	with	ADP
ajis02-3043	237	13	reputable	reputable	ADJ
ajis02-3043	237	14	sellers	seller	NOUN
ajis02-3043	237	15	,	,	PUNCT
ajis02-3043	237	16	consumers	consumer	NOUN
ajis02-3043	237	17	may	may	AUX
ajis02-3043	237	18	be	be	AUX
ajis02-3043	237	19	more	more	ADV
ajis02-3043	237	20	likely	likely	ADJ
ajis02-3043	237	21	to	to	PART
ajis02-3043	237	22	buy	buy	VERB
ajis02-3043	237	23	or	or	CCONJ
ajis02-3043	237	24	sell	sell	VERB
ajis02-3043	237	25	on	on	ADP
ajis02-3043	237	26	the	the	DET
ajis02-3043	237	27	market	market	NOUN
ajis02-3043	237	28	.	.	PUNCT
ajis02-3043	238	1	from	from	ADP
ajis02-3043	238	2	a	a	DET
ajis02-3043	238	3	customer	customer	NOUN
ajis02-3043	238	4	perspective	perspective	NOUN
ajis02-3043	238	5	,	,	PUNCT
ajis02-3043	238	6	the	the	DET
ajis02-3043	238	7	m	m	NOUN
ajis02-3043	238	8	-	-	PUNCT
ajis02-3043	238	9	payment	payment	NOUN
ajis02-3043	238	10	provider	provider	NOUN
ajis02-3043	238	11	is	be	AUX
ajis02-3043	238	12	fully	fully	ADV
ajis02-3043	238	13	responsible	responsible	ADJ
ajis02-3043	238	14	for	for	ADP
ajis02-3043	238	15	not	not	PART
ajis02-3043	238	16	only	only	ADV
ajis02-3043	238	17	the	the	DET
ajis02-3043	238	18	quality	quality	NOUN
ajis02-3043	238	19	but	but	CCONJ
ajis02-3043	238	20	also	also	ADV
ajis02-3043	238	21	the	the	DET
ajis02-3043	238	22	technology	technology	NOUN
ajis02-3043	238	23	assurance	assurance	NOUN
ajis02-3043	238	24	of	of	ADP
ajis02-3043	238	25	m	m	NOUN
ajis02-3043	238	26	-	-	PUNCT
ajis02-3043	238	27	payment	payment	NOUN
ajis02-3043	238	28	service	service	NOUN
ajis02-3043	238	29	,	,	PUNCT
ajis02-3043	238	30	thus	thus	ADV
ajis02-3043	238	31	m	m	ADJ
ajis02-3043	238	32	-	-	PUNCT
ajis02-3043	238	33	payment	payment	NOUN
ajis02-3043	238	34	providers	provider	NOUN
ajis02-3043	238	35	must	must	AUX
ajis02-3043	238	36	focus	focus	VERB
ajis02-3043	238	37	on	on	ADP
ajis02-3043	238	38	improving	improve	VERB
ajis02-3043	238	39	their	their	PRON
ajis02-3043	238	40	applications	application	NOUN
ajis02-3043	238	41	to	to	PART
ajis02-3043	238	42	operate	operate	VERB
ajis02-3043	238	43	well	well	ADV
ajis02-3043	238	44	in	in	ADP
ajis02-3043	238	45	different	different	ADJ
ajis02-3043	238	46	conditions	condition	NOUN
ajis02-3043	238	47	regarding	regard	VERB
ajis02-3043	238	48	mobile	mobile	ADJ
ajis02-3043	238	49	operating	operating	NOUN
ajis02-3043	238	50	systems	system	NOUN
ajis02-3043	238	51	,	,	PUNCT
ajis02-3043	238	52	networking	networking	NOUN
ajis02-3043	238	53	,	,	PUNCT
ajis02-3043	238	54	speed	speed	NOUN
ajis02-3043	238	55	connection	connection	NOUN
ajis02-3043	238	56	,	,	PUNCT
ajis02-3043	238	57	and	and	CCONJ
ajis02-3043	238	58	security	security	NOUN
ajis02-3043	238	59	.	.	PUNCT
ajis02-3043	239	1	policy	policy	NOUN
ajis02-3043	239	2	makers	maker	NOUN
ajis02-3043	239	3	need	need	VERB
ajis02-3043	239	4	to	to	PART
ajis02-3043	239	5	enact	enact	VERB
ajis02-3043	239	6	regulations	regulation	NOUN
ajis02-3043	239	7	or	or	CCONJ
ajis02-3043	239	8	mechanisms	mechanism	NOUN
ajis02-3043	239	9	to	to	PART
ajis02-3043	239	10	protect	protect	VERB
ajis02-3043	239	11	the	the	DET
ajis02-3043	239	12	legal	legal	ADJ
ajis02-3043	239	13	rights	right	NOUN
ajis02-3043	239	14	of	of	ADP
ajis02-3043	239	15	m	m	NOUN
ajis02-3043	239	16	-	-	PUNCT
ajis02-3043	239	17	payment	payment	NOUN
ajis02-3043	239	18	customers	customer	NOUN
ajis02-3043	239	19	,	,	PUNCT
ajis02-3043	239	20	and	and	CCONJ
ajis02-3043	239	21	clearly	clearly	ADV
ajis02-3043	239	22	specify	specify	VERB
ajis02-3043	239	23	the	the	DET
ajis02-3043	239	24	responsibility	responsibility	NOUN
ajis02-3043	239	25	of	of	ADP
ajis02-3043	239	26	stakeholders	stakeholder	NOUN
ajis02-3043	239	27	such	such	ADJ
ajis02-3043	239	28	as	as	ADP
ajis02-3043	239	29	m	m	NOUN
ajis02-3043	239	30	-	-	PUNCT
ajis02-3043	239	31	payment	payment	NOUN
ajis02-3043	239	32	providers	provider	NOUN
ajis02-3043	239	33	,	,	PUNCT
ajis02-3043	239	34	banks	bank	NOUN
ajis02-3043	239	35	,	,	PUNCT
ajis02-3043	239	36	and	and	CCONJ
ajis02-3043	239	37	financial	financial	ADJ
ajis02-3043	239	38	institutions	institution	NOUN
ajis02-3043	239	39	.	.	PUNCT
ajis02-3043	240	1	this	this	PRON
ajis02-3043	240	2	contributes	contribute	VERB
ajis02-3043	240	3	to	to	ADP
ajis02-3043	240	4	the	the	DET
ajis02-3043	240	5	customers	customer	NOUN
ajis02-3043	240	6	’	’	PART
ajis02-3043	240	7	perception	perception	NOUN
ajis02-3043	240	8	of	of	ADP
ajis02-3043	240	9	overall	overall	ADJ
ajis02-3043	240	10	safety	safety	NOUN
ajis02-3043	240	11	when	when	SCONJ
ajis02-3043	240	12	using	use	VERB
ajis02-3043	240	13	m	m	NOUN
ajis02-3043	240	14	-	-	NOUN
ajis02-3043	240	15	payment	payment	NOUN
ajis02-3043	240	16	,	,	PUNCT
ajis02-3043	240	17	leading	lead	VERB
ajis02-3043	240	18	to	to	ADP
ajis02-3043	240	19	high	high	ADJ
ajis02-3043	240	20	use	use	NOUN
ajis02-3043	240	21	m	m	NOUN
ajis02-3043	240	22	-	-	PUNCT
ajis02-3043	240	23	payment	payment	NOUN
ajis02-3043	240	24	or	or	CCONJ
ajis02-3043	240	25	m	m	NOUN
ajis02-3043	240	26	-	-	PUNCT
ajis02-3043	240	27	commerce	commerce	NOUN
ajis02-3043	240	28	.	.	PUNCT
ajis02-3043	241	1	when	when	SCONJ
ajis02-3043	241	2	the	the	DET
ajis02-3043	241	3	three	three	NUM
ajis02-3043	241	4	types	type	NOUN
ajis02-3043	241	5	of	of	ADP
ajis02-3043	241	6	trust	trust	NOUN
ajis02-3043	241	7	are	be	AUX
ajis02-3043	241	8	consolidated	consolidate	VERB
ajis02-3043	241	9	for	for	ADP
ajis02-3043	241	10	consumers	consumer	NOUN
ajis02-3043	241	11	,	,	PUNCT
ajis02-3043	241	12	they	they	PRON
ajis02-3043	241	13	are	be	AUX
ajis02-3043	241	14	also	also	ADV
ajis02-3043	241	15	more	more	ADV
ajis02-3043	241	16	likely	likely	ADJ
ajis02-3043	241	17	to	to	PART
ajis02-3043	241	18	trust	trust	VERB
ajis02-3043	241	19	and	and	CCONJ
ajis02-3043	241	20	adopt	adopt	VERB
ajis02-3043	241	21	m	m	NOUN
ajis02-3043	241	22	-	-	NOUN
ajis02-3043	241	23	payment	payment	NOUN
ajis02-3043	241	24	.	.	PUNCT
ajis02-3043	242	1	the	the	DET
ajis02-3043	242	2	understanding	understanding	NOUN
ajis02-3043	242	3	of	of	ADP
ajis02-3043	242	4	the	the	DET
ajis02-3043	242	5	role	role	NOUN
ajis02-3043	242	6	of	of	ADP
ajis02-3043	242	7	consumer	consumer	NOUN
ajis02-3043	242	8	trust	trust	NOUN
ajis02-3043	242	9	also	also	ADV
ajis02-3043	242	10	highlights	highlight	VERB
ajis02-3043	242	11	and	and	CCONJ
ajis02-3043	242	12	expands	expand	VERB
ajis02-3043	242	13	current	current	ADJ
ajis02-3043	242	14	findings	finding	NOUN
ajis02-3043	242	15	in	in	ADP
ajis02-3043	242	16	both	both	DET
ajis02-3043	242	17	theory	theory	NOUN
ajis02-3043	242	18	and	and	CCONJ
ajis02-3043	242	19	practice	practice	NOUN
ajis02-3043	242	20	.	.	PUNCT
ajis02-3043	243	1	this	this	DET
ajis02-3043	243	2	study	study	NOUN
ajis02-3043	243	3	not	not	PART
ajis02-3043	243	4	only	only	ADV
ajis02-3043	243	5	confirms	confirm	VERB
ajis02-3043	243	6	the	the	DET
ajis02-3043	243	7	significant	significant	ADJ
ajis02-3043	243	8	impact	impact	NOUN
ajis02-3043	243	9	of	of	ADP
ajis02-3043	243	10	trust	trust	NOUN
ajis02-3043	243	11	on	on	ADP
ajis02-3043	243	12	intention	intention	NOUN
ajis02-3043	243	13	to	to	PART
ajis02-3043	243	14	adopt	adopt	VERB
ajis02-3043	243	15	m	m	NOUN
ajis02-3043	243	16	-	-	NOUN
ajis02-3043	243	17	payment	payment	NOUN
ajis02-3043	243	18	,	,	PUNCT
ajis02-3043	243	19	but	but	CCONJ
ajis02-3043	243	20	also	also	ADV
ajis02-3043	243	21	recognise	recognise	VERB
ajis02-3043	243	22	the	the	DET
ajis02-3043	243	23	full	full	ADJ
ajis02-3043	243	24	mediating	mediate	VERB
ajis02-3043	243	25	role	role	NOUN
ajis02-3043	243	26	of	of	ADP
ajis02-3043	243	27	trust	trust	NOUN
ajis02-3043	243	28	of	of	ADP
ajis02-3043	243	29	consumers	consumer	NOUN
ajis02-3043	243	30	.	.	PUNCT
ajis02-3043	244	1	trust	trust	NOUN
ajis02-3043	244	2	accounts	account	VERB
ajis02-3043	244	3	for	for	ADP
ajis02-3043	244	4	all	all	PRON
ajis02-3043	244	5	of	of	ADP
ajis02-3043	244	6	the	the	DET
ajis02-3043	244	7	effects	effect	NOUN
ajis02-3043	244	8	of	of	ADP
ajis02-3043	244	9	the	the	DET
ajis02-3043	244	10	three	three	NUM
ajis02-3043	244	11	types	type	NOUN
ajis02-3043	244	12	of	of	ADP
ajis02-3043	244	13	trust	trust	NOUN
ajis02-3043	244	14	including	include	VERB
ajis02-3043	244	15	m	m	NOUN
ajis02-3043	244	16	-	-	PUNCT
ajis02-3043	244	17	payment	payment	NOUN
ajis02-3043	244	18	provider	provider	NOUN
ajis02-3043	244	19	,	,	PUNCT
ajis02-3043	244	20	institution	institution	NOUN
ajis02-3043	244	21	-	-	PUNCT
ajis02-3043	244	22	based	base	VERB
ajis02-3043	244	23	and	and	CCONJ
ajis02-3043	244	24	seller	seller	NOUN
ajis02-3043	244	25	trust	trust	NOUN
ajis02-3043	244	26	on	on	ADP
ajis02-3043	244	27	m	m	ADJ
ajis02-3043	244	28	-	-	PUNCT
ajis02-3043	244	29	payment	payment	NOUN
ajis02-3043	244	30	adoption	adoption	NOUN
ajis02-3043	244	31	.	.	PUNCT
ajis02-3043	245	1	accordingly	accordingly	ADV
ajis02-3043	245	2	,	,	PUNCT
ajis02-3043	245	3	when	when	SCONJ
ajis02-3043	245	4	trust	trust	NOUN
ajis02-3043	245	5	is	be	AUX
ajis02-3043	245	6	enhanced	enhance	VERB
ajis02-3043	245	7	,	,	PUNCT
ajis02-3043	245	8	the	the	DET
ajis02-3043	245	9	impact	impact	NOUN
ajis02-3043	245	10	of	of	ADP
ajis02-3043	245	11	the	the	DET
ajis02-3043	245	12	three	three	NUM
ajis02-3043	245	13	types	type	NOUN
ajis02-3043	245	14	of	of	ADP
ajis02-3043	245	15	trust	trust	NOUN
ajis02-3043	245	16	on	on	ADP
ajis02-3043	245	17	m	m	ADJ
ajis02-3043	245	18	-	-	PUNCT
ajis02-3043	245	19	payment	payment	NOUN
ajis02-3043	245	20	adoption	adoption	NOUN
ajis02-3043	245	21	is	be	AUX
ajis02-3043	245	22	also	also	ADV
ajis02-3043	245	23	increased	increase	VERB
ajis02-3043	245	24	.	.	PUNCT
ajis02-3043	246	1	6.3	6.3	NUM
ajis02-3043	246	2	limitations	limitation	NOUN
ajis02-3043	246	3	there	there	PRON
ajis02-3043	246	4	is	be	VERB
ajis02-3043	246	5	a	a	DET
ajis02-3043	246	6	limitation	limitation	NOUN
ajis02-3043	246	7	to	to	ADP
ajis02-3043	246	8	this	this	DET
ajis02-3043	246	9	research	research	NOUN
ajis02-3043	246	10	that	that	PRON
ajis02-3043	246	11	needs	need	VERB
ajis02-3043	246	12	to	to	PART
ajis02-3043	246	13	be	be	AUX
ajis02-3043	246	14	acknowledged	acknowledge	VERB
ajis02-3043	246	15	.	.	PUNCT
ajis02-3043	247	1	the	the	DET
ajis02-3043	247	2	data	data	NOUN
ajis02-3043	247	3	sample	sample	NOUN
ajis02-3043	247	4	of	of	ADP
ajis02-3043	247	5	204	204	NUM
ajis02-3043	247	6	respondents	respondent	NOUN
ajis02-3043	247	7	is	be	AUX
ajis02-3043	247	8	limited	limit	VERB
ajis02-3043	247	9	to	to	ADP
ajis02-3043	247	10	the	the	DET
ajis02-3043	247	11	social	social	ADJ
ajis02-3043	247	12	connection	connection	NOUN
ajis02-3043	247	13	of	of	ADP
ajis02-3043	247	14	the	the	DET
ajis02-3043	247	15	authors	author	NOUN
ajis02-3043	247	16	,	,	PUNCT
ajis02-3043	247	17	which	which	PRON
ajis02-3043	247	18	may	may	AUX
ajis02-3043	247	19	have	have	AUX
ajis02-3043	247	20	led	lead	VERB
ajis02-3043	247	21	to	to	ADP
ajis02-3043	247	22	a	a	DET
ajis02-3043	247	23	potential	potential	ADJ
ajis02-3043	247	24	bias	bias	NOUN
ajis02-3043	247	25	in	in	ADP
ajis02-3043	247	26	the	the	DET
ajis02-3043	247	27	data	datum	NOUN
ajis02-3043	247	28	.	.	PUNCT
ajis02-3043	248	1	future	future	ADJ
ajis02-3043	248	2	research	research	NOUN
ajis02-3043	248	3	should	should	AUX
ajis02-3043	248	4	collect	collect	VERB
ajis02-3043	248	5	more	more	ADJ
ajis02-3043	248	6	data	datum	NOUN
ajis02-3043	248	7	with	with	ADP
ajis02-3043	248	8	a	a	DET
ajis02-3043	248	9	wider	wide	ADJ
ajis02-3043	248	10	population	population	NOUN
ajis02-3043	248	11	scope	scope	NOUN
ajis02-3043	248	12	.	.	PUNCT
ajis02-3043	249	1	australasian	australasian	ADJ
ajis02-3043	249	2	journal	journal	NOUN
ajis02-3043	249	3	of	of	ADP
ajis02-3043	249	4	information	information	NOUN
ajis02-3043	249	5	systems	system	NOUN
ajis02-3043	249	6	nguyen	nguyen	NOUN
ajis02-3043	249	7	et	et	PROPN
ajis02-3043	249	8	al	al	PROPN
ajis02-3043	249	9	.	.	PROPN
ajis02-3043	249	10	2021	2021	NUM
ajis02-3043	249	11	,	,	PUNCT
ajis02-3043	249	12	vol	vol	NOUN
ajis02-3043	249	13	25	25	NUM
ajis02-3043	249	14	,	,	PUNCT
ajis02-3043	249	15	research	research	NOUN
ajis02-3043	249	16	article	article	NOUN
ajis02-3043	249	17	trust	trust	NOUN
ajis02-3043	249	18	types	type	NOUN
ajis02-3043	249	19	and	and	CCONJ
ajis02-3043	249	20	mediating	mediate	VERB
ajis02-3043	249	21	effect	effect	NOUN
ajis02-3043	249	22	16	16	NUM
ajis02-3043	249	23	7	7	NUM
ajis02-3043	249	24	conclusion	conclusion	NOUN
ajis02-3043	249	25	the	the	DET
ajis02-3043	249	26	benefits	benefit	NOUN
ajis02-3043	249	27	of	of	ADP
ajis02-3043	249	28	m	m	NOUN
ajis02-3043	249	29	-	-	PUNCT
ajis02-3043	249	30	payment	payment	NOUN
ajis02-3043	249	31	are	be	AUX
ajis02-3043	249	32	obvious	obvious	ADJ
ajis02-3043	249	33	for	for	ADP
ajis02-3043	249	34	both	both	CCONJ
ajis02-3043	249	35	business	business	NOUN
ajis02-3043	249	36	and	and	CCONJ
ajis02-3043	249	37	consumers	consumer	NOUN
ajis02-3043	249	38	such	such	ADJ
ajis02-3043	249	39	as	as	ADP
ajis02-3043	249	40	the	the	DET
ajis02-3043	249	41	convenience	convenience	NOUN
ajis02-3043	249	42	,	,	PUNCT
ajis02-3043	249	43	security	security	NOUN
ajis02-3043	249	44	,	,	PUNCT
ajis02-3043	249	45	better	well	ADJ
ajis02-3043	249	46	tracking	tracking	NOUN
ajis02-3043	249	47	of	of	ADP
ajis02-3043	249	48	transactions	transaction	NOUN
ajis02-3043	249	49	,	,	PUNCT
ajis02-3043	249	50	a	a	DET
ajis02-3043	249	51	safer	safe	ADJ
ajis02-3043	249	52	way	way	NOUN
ajis02-3043	249	53	of	of	ADP
ajis02-3043	249	54	payment	payment	NOUN
ajis02-3043	249	55	especially	especially	ADV
ajis02-3043	249	56	in	in	ADP
ajis02-3043	249	57	the	the	DET
ajis02-3043	249	58	contemporary	contemporary	ADJ
ajis02-3043	249	59	situation	situation	NOUN
ajis02-3043	249	60	of	of	ADP
ajis02-3043	249	61	covid-19	covid-19	PROPN
ajis02-3043	249	62	spread	spread	VERB
ajis02-3043	249	63	worldwide	worldwide	ADV
ajis02-3043	249	64	.	.	PUNCT
ajis02-3043	250	1	as	as	ADP
ajis02-3043	250	2	a	a	DET
ajis02-3043	250	3	result	result	NOUN
ajis02-3043	250	4	,	,	PUNCT
ajis02-3043	250	5	m	m	NOUN
ajis02-3043	250	6	-	-	PUNCT
ajis02-3043	250	7	payment	payment	NOUN
ajis02-3043	250	8	is	be	AUX
ajis02-3043	250	9	considered	consider	VERB
ajis02-3043	250	10	as	as	ADP
ajis02-3043	250	11	a	a	DET
ajis02-3043	250	12	useful	useful	ADJ
ajis02-3043	250	13	modern	modern	ADJ
ajis02-3043	250	14	tool	tool	NOUN
ajis02-3043	250	15	that	that	PRON
ajis02-3043	250	16	is	be	AUX
ajis02-3043	250	17	being	be	AUX
ajis02-3043	250	18	adopted	adopt	VERB
ajis02-3043	250	19	worldwide	worldwide	ADV
ajis02-3043	250	20	.	.	PUNCT
ajis02-3043	251	1	this	this	DET
ajis02-3043	251	2	research	research	NOUN
ajis02-3043	251	3	aims	aim	VERB
ajis02-3043	251	4	to	to	PART
ajis02-3043	251	5	address	address	VERB
ajis02-3043	251	6	the	the	DET
ajis02-3043	251	7	lack	lack	NOUN
ajis02-3043	251	8	of	of	ADP
ajis02-3043	251	9	understanding	understanding	NOUN
ajis02-3043	251	10	of	of	ADP
ajis02-3043	251	11	the	the	DET
ajis02-3043	251	12	different	different	ADJ
ajis02-3043	251	13	types	type	NOUN
ajis02-3043	251	14	of	of	ADP
ajis02-3043	251	15	trust	trust	NOUN
ajis02-3043	251	16	that	that	PRON
ajis02-3043	251	17	constitute	constitute	VERB
ajis02-3043	251	18	trust	trust	NOUN
ajis02-3043	251	19	of	of	ADP
ajis02-3043	251	20	consumers	consumer	NOUN
ajis02-3043	251	21	in	in	ADP
ajis02-3043	251	22	mpayment	mpayment	ADJ
ajis02-3043	251	23	adoption	adoption	NOUN
ajis02-3043	251	24	.	.	PUNCT
ajis02-3043	252	1	the	the	DET
ajis02-3043	252	2	proposed	propose	VERB
ajis02-3043	252	3	model	model	NOUN
ajis02-3043	252	4	was	be	AUX
ajis02-3043	252	5	tested	test	VERB
ajis02-3043	252	6	with	with	ADP
ajis02-3043	252	7	data	datum	NOUN
ajis02-3043	252	8	collected	collect	VERB
ajis02-3043	252	9	in	in	ADP
ajis02-3043	252	10	vietnam	vietnam	PROPN
ajis02-3043	252	11	which	which	PRON
ajis02-3043	252	12	has	have	VERB
ajis02-3043	252	13	one	one	NUM
ajis02-3043	252	14	of	of	ADP
ajis02-3043	252	15	the	the	DET
ajis02-3043	252	16	world	world	NOUN
ajis02-3043	252	17	’s	’s	PART
ajis02-3043	252	18	fastest	fast	ADJ
ajis02-3043	252	19	m	m	ADJ
ajis02-3043	252	20	-	-	PUNCT
ajis02-3043	252	21	payment	payment	NOUN
ajis02-3043	252	22	adoption	adoption	NOUN
ajis02-3043	252	23	rates	rate	NOUN
ajis02-3043	252	24	.	.	PUNCT
ajis02-3043	253	1	this	this	DET
ajis02-3043	253	2	paper	paper	NOUN
ajis02-3043	253	3	validated	validate	VERB
ajis02-3043	253	4	the	the	DET
ajis02-3043	253	5	model	model	NOUN
ajis02-3043	253	6	identifying	identify	VERB
ajis02-3043	253	7	three	three	NUM
ajis02-3043	253	8	relevant	relevant	ADJ
ajis02-3043	253	9	types	type	NOUN
ajis02-3043	253	10	of	of	ADP
ajis02-3043	253	11	trust	trust	NOUN
ajis02-3043	253	12	which	which	PRON
ajis02-3043	253	13	are	be	AUX
ajis02-3043	253	14	m	m	NOUN
ajis02-3043	253	15	-	-	PUNCT
ajis02-3043	253	16	payment	payment	NOUN
ajis02-3043	253	17	provider	provider	NOUN
ajis02-3043	253	18	trust	trust	NOUN
ajis02-3043	253	19	,	,	PUNCT
ajis02-3043	253	20	institution	institution	NOUN
ajis02-3043	253	21	-	-	PUNCT
ajis02-3043	253	22	based	base	VERB
ajis02-3043	253	23	trust	trust	NOUN
ajis02-3043	253	24	and	and	CCONJ
ajis02-3043	253	25	seller	seller	NOUN
ajis02-3043	253	26	trust	trust	NOUN
ajis02-3043	253	27	as	as	ADP
ajis02-3043	253	28	constituting	constitute	VERB
ajis02-3043	253	29	consumer	consumer	NOUN
ajis02-3043	253	30	trust	trust	NOUN
ajis02-3043	253	31	in	in	ADP
ajis02-3043	253	32	m	m	NOUN
ajis02-3043	253	33	-	-	NOUN
ajis02-3043	253	34	payment	payment	NOUN
ajis02-3043	253	35	.	.	PUNCT
ajis02-3043	254	1	the	the	DET
ajis02-3043	254	2	data	data	NOUN
ajis02-3043	254	3	analysis	analysis	NOUN
ajis02-3043	254	4	also	also	ADV
ajis02-3043	254	5	revealed	reveal	VERB
ajis02-3043	254	6	that	that	SCONJ
ajis02-3043	254	7	technology	technology	NOUN
ajis02-3043	254	8	trust	trust	NOUN
ajis02-3043	254	9	could	could	AUX
ajis02-3043	254	10	be	be	AUX
ajis02-3043	254	11	embedded	embed	VERB
ajis02-3043	254	12	in	in	ADP
ajis02-3043	254	13	m	m	NOUN
ajis02-3043	254	14	-	-	PUNCT
ajis02-3043	254	15	payment	payment	NOUN
ajis02-3043	254	16	provider	provider	NOUN
ajis02-3043	254	17	trust	trust	NOUN
ajis02-3043	254	18	perceived	perceive	VERB
ajis02-3043	254	19	by	by	ADP
ajis02-3043	254	20	consumers	consumer	NOUN
ajis02-3043	254	21	.	.	PUNCT
ajis02-3043	255	1	this	this	DET
ajis02-3043	255	2	study	study	NOUN
ajis02-3043	255	3	found	find	VERB
ajis02-3043	255	4	that	that	SCONJ
ajis02-3043	255	5	consumer	consumer	NOUN
ajis02-3043	255	6	trust	trust	NOUN
ajis02-3043	255	7	is	be	AUX
ajis02-3043	255	8	a	a	DET
ajis02-3043	255	9	full	full	ADJ
ajis02-3043	255	10	mediator	mediator	NOUN
ajis02-3043	255	11	for	for	ADP
ajis02-3043	255	12	the	the	DET
ajis02-3043	255	13	relationship	relationship	NOUN
ajis02-3043	255	14	between	between	ADP
ajis02-3043	255	15	the	the	DET
ajis02-3043	255	16	three	three	NUM
ajis02-3043	255	17	trust	trust	NOUN
ajis02-3043	255	18	types	type	NOUN
ajis02-3043	255	19	and	and	CCONJ
ajis02-3043	255	20	intention	intention	NOUN
ajis02-3043	255	21	to	to	PART
ajis02-3043	255	22	adopt	adopt	VERB
ajis02-3043	255	23	m	m	NOUN
ajis02-3043	255	24	-	-	PUNCT
ajis02-3043	255	25	payment	payment	NOUN
ajis02-3043	255	26	of	of	ADP
ajis02-3043	255	27	consumers	consumer	NOUN
ajis02-3043	255	28	.	.	PUNCT
ajis02-3043	256	1	the	the	DET
ajis02-3043	256	2	outcome	outcome	NOUN
ajis02-3043	256	3	can	can	AUX
ajis02-3043	256	4	be	be	AUX
ajis02-3043	256	5	used	use	VERB
ajis02-3043	256	6	for	for	ADP
ajis02-3043	256	7	better	well	ADJ
ajis02-3043	256	8	understanding	understanding	NOUN
ajis02-3043	256	9	of	of	ADP
ajis02-3043	256	10	trust	trust	NOUN
ajis02-3043	256	11	in	in	ADP
ajis02-3043	256	12	m	m	NOUN
ajis02-3043	256	13	-	-	NOUN
ajis02-3043	256	14	payment	payment	NOUN
ajis02-3043	256	15	,	,	PUNCT
ajis02-3043	256	16	which	which	PRON
ajis02-3043	256	17	contributes	contribute	VERB
ajis02-3043	256	18	not	not	PART
ajis02-3043	256	19	only	only	ADV
ajis02-3043	256	20	to	to	ADP
ajis02-3043	256	21	researchers	researcher	NOUN
ajis02-3043	256	22	regarding	regard	VERB
ajis02-3043	256	23	the	the	DET
ajis02-3043	256	24	literature	literature	NOUN
ajis02-3043	256	25	of	of	ADP
ajis02-3043	256	26	trust	trust	NOUN
ajis02-3043	256	27	in	in	ADP
ajis02-3043	256	28	m	m	NOUN
ajis02-3043	256	29	-	-	PUNCT
ajis02-3043	256	30	payment	payment	NOUN
ajis02-3043	256	31	adoption	adoption	NOUN
ajis02-3043	256	32	as	as	ADV
ajis02-3043	256	33	well	well	ADV
ajis02-3043	256	34	as	as	ADP
ajis02-3043	256	35	technology	technology	NOUN
ajis02-3043	256	36	adoption	adoption	NOUN
ajis02-3043	256	37	,	,	PUNCT
ajis02-3043	256	38	but	but	CCONJ
ajis02-3043	256	39	also	also	ADV
ajis02-3043	256	40	to	to	ADP
ajis02-3043	256	41	practitioners	practitioner	NOUN
ajis02-3043	256	42	such	such	ADJ
ajis02-3043	256	43	as	as	ADP
ajis02-3043	256	44	managers	manager	NOUN
ajis02-3043	256	45	,	,	PUNCT
ajis02-3043	256	46	m	m	NOUN
ajis02-3043	256	47	-	-	PUNCT
ajis02-3043	256	48	payment	payment	NOUN
ajis02-3043	256	49	service	service	NOUN
ajis02-3043	256	50	providers	provider	NOUN
ajis02-3043	256	51	,	,	PUNCT
ajis02-3043	256	52	and	and	CCONJ
ajis02-3043	256	53	consultants	consultant	NOUN
ajis02-3043	256	54	to	to	PART
ajis02-3043	256	55	enhance	enhance	VERB
ajis02-3043	256	56	consumer	consumer	NOUN
ajis02-3043	256	57	trust	trust	NOUN
ajis02-3043	256	58	when	when	SCONJ
ajis02-3043	256	59	promoting	promote	VERB
ajis02-3043	256	60	m	m	NOUN
ajis02-3043	256	61	-	-	PUNCT
ajis02-3043	256	62	payment	payment	NOUN
ajis02-3043	256	63	and	and	CCONJ
ajis02-3043	256	64	other	other	ADJ
ajis02-3043	256	65	technologies	technology	NOUN
ajis02-3043	256	66	.	.	PUNCT
ajis02-3043	257	1	references	reference	NOUN
ajis02-3043	257	2	ab	ab	PROPN
ajis02-3043	257	3	hamid	hamid	PROPN
ajis02-3043	257	4	,	,	PUNCT
ajis02-3043	257	5	m.	m.	NOUN
ajis02-3043	257	6	,	,	PUNCT
ajis02-3043	257	7	sami	sami	PROPN
ajis02-3043	257	8	,	,	PUNCT
ajis02-3043	257	9	w.	w.	PROPN
ajis02-3043	257	10	,	,	PUNCT
ajis02-3043	257	11	&	&	CCONJ
ajis02-3043	257	12	sidek	sidek	PROPN
ajis02-3043	257	13	,	,	PUNCT
ajis02-3043	257	14	m.	m.	NOUN
ajis02-3043	257	15	m.	m.	NOUN
ajis02-3043	257	16	(	(	PUNCT
ajis02-3043	257	17	2017	2017	NUM
ajis02-3043	257	18	)	)	PUNCT
ajis02-3043	257	19	.	.	PUNCT
ajis02-3043	258	1	discriminant	discriminant	ADJ
ajis02-3043	258	2	validity	validity	NOUN
ajis02-3043	258	3	assessment	assessment	NOUN
ajis02-3043	258	4	:	:	PUNCT
ajis02-3043	258	5	use	use	NOUN
ajis02-3043	258	6	of	of	ADP
ajis02-3043	258	7	fornell	fornell	PROPN
ajis02-3043	258	8	&	&	CCONJ
ajis02-3043	258	9	larcker	larcker	PROPN
ajis02-3043	258	10	criterion	criterion	NOUN
ajis02-3043	258	11	versus	versus	ADP
ajis02-3043	258	12	htmt	htmt	PROPN
ajis02-3043	258	13	criterion	criterion	NOUN
ajis02-3043	258	14	.	.	PUNCT
ajis02-3043	259	1	journal	journal	PROPN
ajis02-3043	259	2	of	of	ADP
ajis02-3043	259	3	physics	physics	PROPN
ajis02-3043	259	4	:	:	PUNCT
ajis02-3043	259	5	conference	conference	NOUN
ajis02-3043	259	6	series	series	NOUN
ajis02-3043	259	7	,	,	PUNCT
ajis02-3043	259	8	890(1	890(1	NUM
ajis02-3043	259	9	)	)	PUNCT
ajis02-3043	259	10	,	,	PUNCT
ajis02-3043	259	11	012163	012163	NUM
ajis02-3043	259	12	.	.	PUNCT
ajis02-3043	260	1	alalwan	alalwan	NOUN
ajis02-3043	260	2	,	,	PUNCT
ajis02-3043	260	3	a.	a.	NOUN
ajis02-3043	260	4	a.	a.	PROPN
ajis02-3043	260	5	,	,	PUNCT
ajis02-3043	260	6	dwivedi	dwivedi	PROPN
ajis02-3043	260	7	,	,	PUNCT
ajis02-3043	260	8	y.	y.	PROPN
ajis02-3043	260	9	k.	k.	PROPN
ajis02-3043	260	10	,	,	PUNCT
ajis02-3043	260	11	&	&	CCONJ
ajis02-3043	260	12	rana	rana	PROPN
ajis02-3043	260	13	,	,	PUNCT
ajis02-3043	260	14	n.	n.	PROPN
ajis02-3043	260	15	p.	p.	PROPN
ajis02-3043	260	16	(	(	PUNCT
ajis02-3043	260	17	2017	2017	NUM
ajis02-3043	260	18	)	)	PUNCT
ajis02-3043	260	19	.	.	PUNCT
ajis02-3043	261	1	factors	factor	NOUN
ajis02-3043	261	2	influencing	influence	VERB
ajis02-3043	261	3	adoption	adoption	NOUN
ajis02-3043	261	4	of	of	ADP
ajis02-3043	261	5	mobile	mobile	ADJ
ajis02-3043	261	6	banking	banking	NOUN
ajis02-3043	261	7	by	by	ADP
ajis02-3043	261	8	jordanian	jordanian	ADJ
ajis02-3043	261	9	bank	bank	NOUN
ajis02-3043	261	10	customers	customer	NOUN
ajis02-3043	261	11	:	:	PUNCT
ajis02-3043	261	12	extending	extend	VERB
ajis02-3043	261	13	utaut2	utaut2	NOUN
ajis02-3043	261	14	with	with	ADP
ajis02-3043	261	15	trust	trust	NOUN
ajis02-3043	261	16	.	.	PUNCT
ajis02-3043	262	1	international	international	ADJ
ajis02-3043	262	2	journal	journal	PROPN
ajis02-3043	262	3	of	of	ADP
ajis02-3043	262	4	information	information	NOUN
ajis02-3043	262	5	management	management	NOUN
ajis02-3043	262	6	,	,	PUNCT
ajis02-3043	262	7	37(3	37(3	NUM
ajis02-3043	262	8	)	)	PUNCT
ajis02-3043	262	9	,	,	PUNCT
ajis02-3043	262	10	99	99	NUM
ajis02-3043	262	11	-	-	SYM
ajis02-3043	262	12	110	110	NUM
ajis02-3043	262	13	.	.	PUNCT
ajis02-3043	263	1	alhulail	alhulail	NOUN
ajis02-3043	263	2	,	,	PUNCT
ajis02-3043	263	3	h.	h.	PROPN
ajis02-3043	263	4	(	(	PUNCT
ajis02-3043	263	5	2018	2018	NUM
ajis02-3043	263	6	)	)	PUNCT
ajis02-3043	263	7	.	.	PUNCT
ajis02-3043	264	1	an	an	DET
ajis02-3043	264	2	investigation	investigation	NOUN
ajis02-3043	264	3	of	of	ADP
ajis02-3043	264	4	customers	customer	NOUN
ajis02-3043	264	5	’	’	PART
ajis02-3043	264	6	loyalty	loyalty	NOUN
ajis02-3043	264	7	to	to	ADP
ajis02-3043	264	8	social	social	ADJ
ajis02-3043	264	9	commerce	commerce	NOUN
ajis02-3043	264	10	websites	website	NOUN
ajis02-3043	264	11	.	.	PUNCT
ajis02-3043	265	1	(	(	PUNCT
ajis02-3043	265	2	doctor	doctor	NOUN
ajis02-3043	265	3	of	of	ADP
ajis02-3043	265	4	philosophy	philosophy	NOUN
ajis02-3043	265	5	doctorate	doctorate	NOUN
ajis02-3043	265	6	)	)	PUNCT
ajis02-3043	265	7	,	,	PUNCT
ajis02-3043	265	8	rmit	rmit	PROPN
ajis02-3043	265	9	university	university	PROPN
ajis02-3043	265	10	,	,	PUNCT
ajis02-3043	265	11	accessed	access	VERB
ajis02-3043	265	12	on	on	ADP
ajis02-3043	265	13	28/11/2018	28/11/2018	NUM
ajis02-3043	265	14	from	from	ADP
ajis02-3043	265	15	https://ap01.alma.exlibrisgroup.com/discovery/delivery/61rmit_inst:rmitu/12248	https://ap01.alma.exlibrisgroup.com/discovery/delivery/61rmit_inst:rmitu/12248	PROPN
ajis02-3043	265	16	274490001341	274490001341	NUM
ajis02-3043	265	17	andreev	andreev	NOUN
ajis02-3043	265	18	,	,	PUNCT
ajis02-3043	265	19	p.	p.	NOUN
ajis02-3043	265	20	,	,	PUNCT
ajis02-3043	265	21	pliskin	pliskin	X
ajis02-3043	265	22	,	,	PUNCT
ajis02-3043	265	23	n.	n.	NOUN
ajis02-3043	265	24	,	,	PUNCT
ajis02-3043	265	25	&	&	CCONJ
ajis02-3043	265	26	rafaeli	rafaeli	PROPN
ajis02-3043	265	27	,	,	PUNCT
ajis02-3043	265	28	s.	s.	PROPN
ajis02-3043	265	29	(	(	PUNCT
ajis02-3043	265	30	2012	2012	NUM
ajis02-3043	265	31	)	)	PUNCT
ajis02-3043	265	32	.	.	PUNCT
ajis02-3043	266	1	drivers	driver	NOUN
ajis02-3043	266	2	and	and	CCONJ
ajis02-3043	266	3	inhibitors	inhibitor	NOUN
ajis02-3043	266	4	of	of	ADP
ajis02-3043	266	5	mobile	mobile	ADJ
ajis02-3043	266	6	-	-	PUNCT
ajis02-3043	266	7	payment	payment	NOUN
ajis02-3043	266	8	adoption	adoption	NOUN
ajis02-3043	266	9	by	by	ADP
ajis02-3043	266	10	smartphone	smartphone	NOUN
ajis02-3043	266	11	users	user	NOUN
ajis02-3043	266	12	.	.	PUNCT
ajis02-3043	267	1	international	international	ADJ
ajis02-3043	267	2	journal	journal	NOUN
ajis02-3043	267	3	of	of	ADP
ajis02-3043	267	4	e	e	PROPN
ajis02-3043	267	5	-	-	NOUN
ajis02-3043	267	6	business	business	ADJ
ajis02-3043	267	7	research	research	NOUN
ajis02-3043	267	8	(	(	PUNCT
ajis02-3043	267	9	ijebr	ijebr	PROPN
ajis02-3043	267	10	)	)	PUNCT
ajis02-3043	267	11	,	,	PUNCT
ajis02-3043	267	12	8(3	8(3	NUM
ajis02-3043	267	13	)	)	PUNCT
ajis02-3043	267	14	,	,	PUNCT
ajis02-3043	267	15	50	50	NUM
ajis02-3043	267	16	-	-	SYM
ajis02-3043	267	17	67	67	NUM
ajis02-3043	267	18	.	.	PUNCT
ajis02-3043	268	1	asatryan	asatryan	PROPN
ajis02-3043	268	2	,	,	PUNCT
ajis02-3043	268	3	d.	d.	PROPN
ajis02-3043	268	4	(	(	PUNCT
ajis02-3043	268	5	2017	2017	NUM
ajis02-3043	268	6	)	)	PUNCT
ajis02-3043	268	7	.	.	PUNCT
ajis02-3043	269	1	"	"	PUNCT
ajis02-3043	269	2	security	security	NOUN
ajis02-3043	269	3	and	and	CCONJ
ajis02-3043	269	4	lack	lack	NOUN
ajis02-3043	269	5	of	of	ADP
ajis02-3043	269	6	trust	trust	NOUN
ajis02-3043	269	7	stall	stall	VERB
ajis02-3043	269	8	mobile	mobile	ADJ
ajis02-3043	269	9	payment	payment	NOUN
ajis02-3043	269	10	adoption	adoption	NOUN
ajis02-3043	269	11	.	.	PUNCT
ajis02-3043	269	12	"	"	PUNCT
ajis02-3043	270	1	accessed	access	VERB
ajis02-3043	270	2	on	on	ADP
ajis02-3043	270	3	01/06/2019	01/06/2019	NUM
ajis02-3043	270	4	from	from	ADP
ajis02-3043	270	5	https://bankinnovation.net/2017/06/security-and-lack-of-truststall-mobile-payment-adoption/	https://bankinnovation.net/2017/06/security-and-lack-of-truststall-mobile-payment-adoption/	PROPN
ajis02-3043	270	6	baptista	baptista	PROPN
ajis02-3043	270	7	,	,	PUNCT
ajis02-3043	270	8	g.	g.	PROPN
ajis02-3043	270	9	,	,	PUNCT
ajis02-3043	270	10	&	&	CCONJ
ajis02-3043	270	11	oliveira	oliveira	PROPN
ajis02-3043	270	12	,	,	PUNCT
ajis02-3043	270	13	t.	t.	PROPN
ajis02-3043	270	14	(	(	PUNCT
ajis02-3043	270	15	2015	2015	NUM
ajis02-3043	270	16	)	)	PUNCT
ajis02-3043	270	17	.	.	PUNCT
ajis02-3043	271	1	understanding	understand	VERB
ajis02-3043	271	2	mobile	mobile	ADJ
ajis02-3043	271	3	banking	banking	NOUN
ajis02-3043	271	4	:	:	PUNCT
ajis02-3043	271	5	the	the	DET
ajis02-3043	271	6	unified	unified	ADJ
ajis02-3043	271	7	theory	theory	NOUN
ajis02-3043	271	8	of	of	ADP
ajis02-3043	271	9	acceptance	acceptance	NOUN
ajis02-3043	271	10	and	and	CCONJ
ajis02-3043	271	11	use	use	NOUN
ajis02-3043	271	12	of	of	ADP
ajis02-3043	271	13	technology	technology	NOUN
ajis02-3043	271	14	combined	combine	VERB
ajis02-3043	271	15	with	with	ADP
ajis02-3043	271	16	cultural	cultural	ADJ
ajis02-3043	271	17	moderators	moderator	NOUN
ajis02-3043	271	18	.	.	PUNCT
ajis02-3043	272	1	computers	computer	NOUN
ajis02-3043	272	2	in	in	ADP
ajis02-3043	272	3	human	human	ADJ
ajis02-3043	272	4	behavior	behavior	NOUN
ajis02-3043	272	5	,	,	PUNCT
ajis02-3043	272	6	50	50	NUM
ajis02-3043	272	7	,	,	PUNCT
ajis02-3043	272	8	418	418	NUM
ajis02-3043	272	9	-	-	SYM
ajis02-3043	272	10	430	430	NUM
ajis02-3043	272	11	.	.	PUNCT
ajis02-3043	273	1	bilgihan	bilgihan	ADV
ajis02-3043	273	2	,	,	PUNCT
ajis02-3043	273	3	a.	a.	NOUN
ajis02-3043	273	4	(	(	PUNCT
ajis02-3043	273	5	2016	2016	NUM
ajis02-3043	273	6	)	)	PUNCT
ajis02-3043	273	7	.	.	PUNCT
ajis02-3043	274	1	gen	gen	PROPN
ajis02-3043	274	2	y	y	PROPN
ajis02-3043	274	3	customer	customer	NOUN
ajis02-3043	274	4	loyalty	loyalty	NOUN
ajis02-3043	274	5	in	in	ADP
ajis02-3043	274	6	online	online	ADJ
ajis02-3043	274	7	shopping	shopping	NOUN
ajis02-3043	274	8	:	:	PUNCT
ajis02-3043	274	9	an	an	DET
ajis02-3043	274	10	integrated	integrated	ADJ
ajis02-3043	274	11	model	model	NOUN
ajis02-3043	274	12	of	of	ADP
ajis02-3043	274	13	trust	trust	NOUN
ajis02-3043	274	14	,	,	PUNCT
ajis02-3043	274	15	user	user	NOUN
ajis02-3043	274	16	experience	experience	NOUN
ajis02-3043	274	17	and	and	CCONJ
ajis02-3043	274	18	branding	branding	NOUN
ajis02-3043	274	19	.	.	PUNCT
ajis02-3043	275	1	computers	computer	NOUN
ajis02-3043	275	2	in	in	ADP
ajis02-3043	275	3	human	human	ADJ
ajis02-3043	275	4	behavior	behavior	NOUN
ajis02-3043	275	5	,	,	PUNCT
ajis02-3043	275	6	61	61	NUM
ajis02-3043	275	7	,	,	PUNCT
ajis02-3043	275	8	103	103	NUM
ajis02-3043	275	9	-	-	SYM
ajis02-3043	275	10	113	113	NUM
ajis02-3043	275	11	.	.	PUNCT
ajis02-3043	276	1	doi	doi	NOUN
ajis02-3043	276	2	:	:	PUNCT
ajis02-3043	276	3	https://doi.org/10.1016	https://doi.org/10.1016	PROPN
ajis02-3043	276	4	/	/	SYM
ajis02-3043	276	5	j.chb.2016.03.014	j.chb.2016.03.014	PROPN
ajis02-3043	276	6	cabral	cabral	PROPN
ajis02-3043	276	7	,	,	PUNCT
ajis02-3043	276	8	j.	j.	PROPN
ajis02-3043	276	9	(	(	PUNCT
ajis02-3043	276	10	2018	2018	NUM
ajis02-3043	276	11	)	)	PUNCT
ajis02-3043	276	12	.	.	PUNCT
ajis02-3043	277	1	"	"	PUNCT
ajis02-3043	277	2	mobile	mobile	ADJ
ajis02-3043	277	3	payment	payment	NOUN
ajis02-3043	277	4	systems	system	NOUN
ajis02-3043	277	5	:	:	PUNCT
ajis02-3043	277	6	will	will	AUX
ajis02-3043	277	7	your	your	PRON
ajis02-3043	277	8	smart	smart	ADJ
ajis02-3043	277	9	phone	phone	NOUN
ajis02-3043	277	10	replace	replace	VERB
ajis02-3043	277	11	your	your	PRON
ajis02-3043	277	12	wallet	wallet	NOUN
ajis02-3043	277	13	?	?	PUNCT
ajis02-3043	277	14	"	"	PUNCT
ajis02-3043	277	15	.	.	PUNCT
ajis02-3043	277	16	accessed	access	VERB
ajis02-3043	277	17	on	on	ADP
ajis02-3043	277	18	6/10/2019	6/10/2019	NUM
ajis02-3043	277	19	from	from	ADP
ajis02-3043	277	20	https://www.finder.com.au/mobile-payment-systems	https://www.finder.com.au/mobile-payment-system	NOUN
ajis02-3043	277	21	chau	chau	NOUN
ajis02-3043	277	22	,	,	PUNCT
ajis02-3043	277	23	n.	n.	PROPN
ajis02-3043	277	24	t.	t.	PROPN
ajis02-3043	277	25	,	,	PUNCT
ajis02-3043	277	26	deng	deng	PROPN
ajis02-3043	277	27	,	,	PUNCT
ajis02-3043	277	28	h.	h.	PROPN
ajis02-3043	277	29	,	,	PUNCT
ajis02-3043	277	30	&	&	CCONJ
ajis02-3043	277	31	tay	tay	PROPN
ajis02-3043	277	32	,	,	PUNCT
ajis02-3043	277	33	r.	r.	PROPN
ajis02-3043	277	34	j.	j.	PROPN
ajis02-3043	277	35	j.	j.	PROPN
ajis02-3043	277	36	o.	o.	PROPN
ajis02-3043	277	37	m.	m.	PROPN
ajis02-3043	277	38	m.	m.	PROPN
ajis02-3043	277	39	(	(	PUNCT
ajis02-3043	277	40	2020	2020	NUM
ajis02-3043	277	41	)	)	PUNCT
ajis02-3043	277	42	.	.	PUNCT
ajis02-3043	278	1	critical	critical	ADJ
ajis02-3043	278	2	determinants	determinant	NOUN
ajis02-3043	278	3	for	for	ADP
ajis02-3043	278	4	mobile	mobile	ADJ
ajis02-3043	278	5	commerce	commerce	NOUN
ajis02-3043	278	6	adoption	adoption	NOUN
ajis02-3043	278	7	in	in	ADP
ajis02-3043	278	8	vietnamese	vietnamese	ADJ
ajis02-3043	278	9	small	small	ADJ
ajis02-3043	278	10	and	and	CCONJ
ajis02-3043	278	11	medium	medium	ADJ
ajis02-3043	278	12	-	-	PUNCT
ajis02-3043	278	13	sized	sized	ADJ
ajis02-3043	278	14	enterprises	enterprise	NOUN
ajis02-3043	278	15	.	.	PUNCT
ajis02-3043	279	1	journal	journal	NOUN
ajis02-3043	279	2	of	of	ADP
ajis02-3043	279	3	marketing	marketing	NOUN
ajis02-3043	279	4	management	management	NOUN
ajis02-3043	279	5	,	,	PUNCT
ajis02-3043	279	6	36(5	36(5	NUM
ajis02-3043	279	7	-	-	SYM
ajis02-3043	279	8	6	6	NUM
ajis02-3043	279	9	)	)	PUNCT
ajis02-3043	279	10	,	,	PUNCT
ajis02-3043	279	11	456	456	NUM
ajis02-3043	279	12	-	-	SYM
ajis02-3043	279	13	487	487	NUM
ajis02-3043	279	14	.	.	PUNCT
ajis02-3043	280	1	australasian	australasian	ADJ
ajis02-3043	280	2	journal	journal	NOUN
ajis02-3043	280	3	of	of	ADP
ajis02-3043	280	4	information	information	NOUN
ajis02-3043	280	5	systems	system	NOUN
ajis02-3043	280	6	nguyen	nguyen	NOUN
ajis02-3043	280	7	et	et	PROPN
ajis02-3043	280	8	al	al	PROPN
ajis02-3043	280	9	.	.	PROPN
ajis02-3043	280	10	2021	2021	NUM
ajis02-3043	280	11	,	,	PUNCT
ajis02-3043	280	12	vol	vol	NOUN
ajis02-3043	280	13	25	25	NUM
ajis02-3043	280	14	,	,	PUNCT
ajis02-3043	280	15	research	research	NOUN
ajis02-3043	280	16	article	article	NOUN
ajis02-3043	280	17	trust	trust	NOUN
ajis02-3043	280	18	types	type	NOUN
ajis02-3043	280	19	and	and	CCONJ
ajis02-3043	280	20	mediating	mediate	VERB
ajis02-3043	280	21	effect	effect	NOUN
ajis02-3043	280	22	17	17	NUM
ajis02-3043	280	23	chen	chen	PROPN
ajis02-3043	280	24	,	,	PUNCT
ajis02-3043	280	25	s.	s.	PROPN
ajis02-3043	280	26	c.	c.	PROPN
ajis02-3043	280	27	,	,	PUNCT
ajis02-3043	280	28	&	&	CCONJ
ajis02-3043	280	29	dhillon	dhillon	PROPN
ajis02-3043	280	30	,	,	PUNCT
ajis02-3043	280	31	g.	g.	PROPN
ajis02-3043	280	32	s.	s.	PROPN
ajis02-3043	280	33	(	(	PUNCT
ajis02-3043	280	34	2003	2003	NUM
ajis02-3043	280	35	)	)	PUNCT
ajis02-3043	280	36	.	.	PUNCT
ajis02-3043	281	1	interpreting	interpret	VERB
ajis02-3043	281	2	dimensions	dimension	NOUN
ajis02-3043	281	3	of	of	ADP
ajis02-3043	281	4	consumer	consumer	NOUN
ajis02-3043	281	5	trust	trust	NOUN
ajis02-3043	281	6	in	in	ADP
ajis02-3043	281	7	ecommerce	ecommerce	PROPN
ajis02-3043	281	8	.	.	PUNCT
ajis02-3043	281	9	information	information	NOUN
ajis02-3043	281	10	technology	technology	NOUN
ajis02-3043	281	11	and	and	CCONJ
ajis02-3043	281	12	management	management	NOUN
ajis02-3043	281	13	,	,	PUNCT
ajis02-3043	281	14	4(2	4(2	NUM
ajis02-3043	281	15	-	-	PUNCT
ajis02-3043	281	16	3	3	NUM
ajis02-3043	281	17	)	)	PUNCT
ajis02-3043	281	18	,	,	PUNCT
ajis02-3043	281	19	303	303	NUM
ajis02-3043	281	20	-	-	SYM
ajis02-3043	281	21	318	318	NUM
ajis02-3043	281	22	.	.	PUNCT
ajis02-3043	282	1	cheung	cheung	PROPN
ajis02-3043	282	2	,	,	PUNCT
ajis02-3043	282	3	c.	c.	PROPN
ajis02-3043	282	4	m.	m.	PROPN
ajis02-3043	282	5	,	,	PUNCT
ajis02-3043	282	6	&	&	CCONJ
ajis02-3043	282	7	lee	lee	PROPN
ajis02-3043	282	8	,	,	PUNCT
ajis02-3043	282	9	m.	m.	PROPN
ajis02-3043	282	10	k.	k.	PROPN
ajis02-3043	282	11	(	(	PUNCT
ajis02-3043	282	12	2001	2001	NUM
ajis02-3043	282	13	)	)	PUNCT
ajis02-3043	282	14	.	.	PUNCT
ajis02-3043	283	1	trust	trust	NOUN
ajis02-3043	283	2	in	in	ADP
ajis02-3043	283	3	internet	internet	NOUN
ajis02-3043	283	4	shopping	shopping	NOUN
ajis02-3043	283	5	:	:	PUNCT
ajis02-3043	283	6	instrument	instrument	NOUN
ajis02-3043	283	7	development	development	NOUN
ajis02-3043	283	8	and	and	CCONJ
ajis02-3043	283	9	validation	validation	NOUN
ajis02-3043	283	10	through	through	ADP
ajis02-3043	283	11	classical	classical	ADJ
ajis02-3043	283	12	and	and	CCONJ
ajis02-3043	283	13	modern	modern	ADJ
ajis02-3043	283	14	approaches	approach	NOUN
ajis02-3043	283	15	.	.	PUNCT
ajis02-3043	284	1	journal	journal	NOUN
ajis02-3043	284	2	of	of	ADP
ajis02-3043	284	3	global	global	ADJ
ajis02-3043	284	4	information	information	NOUN
ajis02-3043	284	5	management	management	NOUN
ajis02-3043	284	6	(	(	PUNCT
ajis02-3043	284	7	jgim	jgim	PROPN
ajis02-3043	284	8	)	)	PUNCT
ajis02-3043	284	9	,	,	PUNCT
ajis02-3043	284	10	9(3	9(3	NUM
ajis02-3043	284	11	)	)	PUNCT
ajis02-3043	284	12	,	,	PUNCT
ajis02-3043	284	13	23	23	NUM
ajis02-3043	284	14	-	-	SYM
ajis02-3043	284	15	35	35	NUM
ajis02-3043	284	16	.	.	PUNCT
ajis02-3043	285	1	chin	chin	PROPN
ajis02-3043	285	2	,	,	PUNCT
ajis02-3043	285	3	w.	w.	PROPN
ajis02-3043	285	4	w.	w.	PROPN
ajis02-3043	285	5	(	(	PUNCT
ajis02-3043	285	6	1998	1998	NUM
ajis02-3043	285	7	)	)	PUNCT
ajis02-3043	285	8	.	.	PUNCT
ajis02-3043	286	1	commentary	commentary	NOUN
ajis02-3043	286	2	:	:	PUNCT
ajis02-3043	286	3	issues	issue	NOUN
ajis02-3043	286	4	and	and	CCONJ
ajis02-3043	286	5	opinion	opinion	NOUN
ajis02-3043	286	6	on	on	ADP
ajis02-3043	286	7	structural	structural	ADJ
ajis02-3043	286	8	equation	equation	NOUN
ajis02-3043	286	9	modeling	modeling	NOUN
ajis02-3043	286	10	.	.	PUNCT
ajis02-3043	287	1	in	in	ADP
ajis02-3043	287	2	.	.	PUNCT
ajis02-3043	288	1	management	management	NOUN
ajis02-3043	288	2	information	information	NOUN
ajis02-3043	288	3	systems	systems	PROPN
ajis02-3043	288	4	research	research	NOUN
ajis02-3043	288	5	center	center	NOUN
ajis02-3043	288	6	,	,	PUNCT
ajis02-3043	288	7	university	university	NOUN
ajis02-3043	288	8	of	of	ADP
ajis02-3043	288	9	minnesota	minnesota	PROPN
ajis02-3043	288	10	:	:	PUNCT
ajis02-3043	288	11	jstor	jstor	PROPN
ajis02-3043	288	12	.	.	PUNCT
ajis02-3043	289	1	cho	cho	PROPN
ajis02-3043	289	2	,	,	PUNCT
ajis02-3043	289	3	d.-y	d.-y	PROPN
ajis02-3043	289	4	.	.	PROPN
ajis02-3043	289	5	,	,	PUNCT
ajis02-3043	289	6	kwon	kwon	PROPN
ajis02-3043	289	7	,	,	PUNCT
ajis02-3043	289	8	h.	h.	PROPN
ajis02-3043	289	9	j.	j.	PROPN
ajis02-3043	289	10	,	,	PUNCT
ajis02-3043	289	11	&	&	CCONJ
ajis02-3043	289	12	lee	lee	PROPN
ajis02-3043	289	13	,	,	PUNCT
ajis02-3043	289	14	h.-y	h.-y	VERB
ajis02-3043	289	15	.	.	PUNCT
ajis02-3043	290	1	(	(	PUNCT
ajis02-3043	290	2	2007	2007	NUM
ajis02-3043	290	3	)	)	PUNCT
ajis02-3043	290	4	.	.	PUNCT
ajis02-3043	291	1	analysis	analysis	NOUN
ajis02-3043	291	2	of	of	ADP
ajis02-3043	291	3	trust	trust	NOUN
ajis02-3043	291	4	in	in	ADP
ajis02-3043	291	5	internet	internet	NOUN
ajis02-3043	291	6	and	and	CCONJ
ajis02-3043	291	7	mobile	mobile	NOUN
ajis02-3043	291	8	commerce	commerce	NOUN
ajis02-3043	291	9	adoption	adoption	NOUN
ajis02-3043	291	10	.	.	PUNCT
ajis02-3043	292	1	40th	40th	ADJ
ajis02-3043	292	2	annual	annual	ADJ
ajis02-3043	292	3	hawaii	hawaii	PROPN
ajis02-3043	292	4	international	international	PROPN
ajis02-3043	292	5	conference	conference	NOUN
ajis02-3043	292	6	on	on	ADP
ajis02-3043	292	7	system	system	NOUN
ajis02-3043	292	8	sciences	sciences	PROPN
ajis02-3043	292	9	(	(	PUNCT
ajis02-3043	292	10	hicss'07	hicss'07	PROPN
ajis02-3043	292	11	)	)	PUNCT
ajis02-3043	292	12	,	,	PUNCT
ajis02-3043	292	13	3	3	NUM
ajis02-3043	292	14	-	-	SYM
ajis02-3043	292	15	6	6	NUM
ajis02-3043	292	16	january	january	PROPN
ajis02-3043	292	17	,	,	PUNCT
ajis02-3043	292	18	waikoloa	waikoloa	PROPN
ajis02-3043	292	19	,	,	PUNCT
ajis02-3043	292	20	big	big	ADJ
ajis02-3043	292	21	island	island	NOUN
ajis02-3043	292	22	,	,	PUNCT
ajis02-3043	292	23	hi	hi	INTJ
ajis02-3043	292	24	,	,	PUNCT
ajis02-3043	292	25	50	50	NUM
ajis02-3043	292	26	-	-	SYM
ajis02-3043	292	27	50	50	NUM
ajis02-3043	292	28	.	.	PUNCT
ajis02-3043	293	1	churchill	churchill	PROPN
ajis02-3043	293	2	,	,	PUNCT
ajis02-3043	293	3	g.	g.	PROPN
ajis02-3043	293	4	a.	a.	PROPN
ajis02-3043	293	5	(	(	PUNCT
ajis02-3043	293	6	1979	1979	NUM
ajis02-3043	293	7	)	)	PUNCT
ajis02-3043	293	8	.	.	PUNCT
ajis02-3043	294	1	a	a	DET
ajis02-3043	294	2	paradigm	paradigm	NOUN
ajis02-3043	294	3	for	for	ADP
ajis02-3043	294	4	developing	develop	VERB
ajis02-3043	294	5	better	well	ADJ
ajis02-3043	294	6	measures	measure	NOUN
ajis02-3043	294	7	of	of	ADP
ajis02-3043	294	8	marketing	marketing	NOUN
ajis02-3043	294	9	constructs	construct	NOUN
ajis02-3043	294	10	.	.	PUNCT
ajis02-3043	295	1	journal	journal	NOUN
ajis02-3043	295	2	of	of	ADP
ajis02-3043	295	3	marketing	marketing	NOUN
ajis02-3043	295	4	research	research	NOUN
ajis02-3043	295	5	,	,	PUNCT
ajis02-3043	295	6	16(1	16(1	NUM
ajis02-3043	295	7	)	)	PUNCT
ajis02-3043	295	8	,	,	PUNCT
ajis02-3043	295	9	64	64	NUM
ajis02-3043	295	10	-	-	SYM
ajis02-3043	295	11	73	73	NUM
ajis02-3043	295	12	.	.	PUNCT
ajis02-3043	296	1	coyle	coyle	PROPN
ajis02-3043	296	2	,	,	PUNCT
ajis02-3043	296	3	d.	d.	PROPN
ajis02-3043	296	4	(	(	PUNCT
ajis02-3043	296	5	2013	2013	NUM
ajis02-3043	296	6	)	)	PUNCT
ajis02-3043	296	7	.	.	PUNCT
ajis02-3043	297	1	"	"	PUNCT
ajis02-3043	297	2	the	the	DET
ajis02-3043	297	3	cost	cost	NOUN
ajis02-3043	297	4	of	of	ADP
ajis02-3043	297	5	mistrust	mistrust	NOUN
ajis02-3043	297	6	.	.	PUNCT
ajis02-3043	297	7	"	"	PUNCT
ajis02-3043	297	8	accessed	access	VERB
ajis02-3043	297	9	on	on	ADP
ajis02-3043	297	10	14/12/2020	14/12/2020	NUM
ajis02-3043	297	11	from	from	ADP
ajis02-3043	297	12	http://www.oecd.org/forum/the-cost-of-mistrust.htm	http://www.oecd.org/forum/the-cost-of-mistrust.htm	PROPN
ajis02-3043	297	13	delone	delone	PROPN
ajis02-3043	297	14	,	,	PUNCT
ajis02-3043	297	15	w.	w.	PROPN
ajis02-3043	297	16	h.	h.	PROPN
ajis02-3043	297	17	,	,	PUNCT
ajis02-3043	297	18	&	&	CCONJ
ajis02-3043	297	19	mclean	mclean	PROPN
ajis02-3043	297	20	,	,	PUNCT
ajis02-3043	297	21	e.	e.	PROPN
ajis02-3043	297	22	r.	r.	PROPN
ajis02-3043	297	23	(	(	PUNCT
ajis02-3043	297	24	2003	2003	NUM
ajis02-3043	297	25	)	)	PUNCT
ajis02-3043	297	26	.	.	PUNCT
ajis02-3043	298	1	the	the	DET
ajis02-3043	298	2	delone	delone	PROPN
ajis02-3043	298	3	and	and	CCONJ
ajis02-3043	298	4	mclean	mclean	PROPN
ajis02-3043	298	5	model	model	NOUN
ajis02-3043	298	6	of	of	ADP
ajis02-3043	298	7	information	information	NOUN
ajis02-3043	298	8	systems	system	NOUN
ajis02-3043	298	9	success	success	NOUN
ajis02-3043	298	10	:	:	PUNCT
ajis02-3043	298	11	a	a	DET
ajis02-3043	298	12	ten	ten	NUM
ajis02-3043	298	13	-	-	PUNCT
ajis02-3043	298	14	year	year	NOUN
ajis02-3043	298	15	update	update	NOUN
ajis02-3043	298	16	.	.	PUNCT
ajis02-3043	299	1	journal	journal	NOUN
ajis02-3043	299	2	of	of	ADP
ajis02-3043	299	3	management	management	NOUN
ajis02-3043	299	4	information	information	NOUN
ajis02-3043	299	5	systems	system	NOUN
ajis02-3043	299	6	,	,	PUNCT
ajis02-3043	299	7	19(4	19(4	NOUN
ajis02-3043	299	8	)	)	PUNCT
ajis02-3043	299	9	,	,	PUNCT
ajis02-3043	299	10	9	9	NUM
ajis02-3043	299	11	-	-	SYM
ajis02-3043	299	12	30	30	NUM
ajis02-3043	299	13	.	.	PUNCT
ajis02-3043	300	1	emily	emily	PROPN
ajis02-3043	300	2	,	,	PUNCT
ajis02-3043	300	3	s.	s.	PROPN
ajis02-3043	300	4	(	(	PUNCT
ajis02-3043	300	5	2018	2018	NUM
ajis02-3043	300	6	)	)	PUNCT
ajis02-3043	300	7	.	.	PUNCT
ajis02-3043	301	1	"	"	PUNCT
ajis02-3043	301	2	different	different	ADJ
ajis02-3043	301	3	types	type	NOUN
ajis02-3043	301	4	of	of	ADP
ajis02-3043	301	5	mobile	mobile	ADJ
ajis02-3043	301	6	payments	payment	NOUN
ajis02-3043	301	7	explained	explain	VERB
ajis02-3043	301	8	.	.	PUNCT
ajis02-3043	301	9	"	"	PUNCT
ajis02-3043	302	1	accessed	access	VERB
ajis02-3043	302	2	on	on	ADP
ajis02-3043	302	3	28/11/2020	28/11/2020	NUM
ajis02-3043	302	4	from	from	ADP
ajis02-3043	302	5	https://www.mobiletransaction.org/different-types-of-mobile-payments/	https://www.mobiletransaction.org/different-types-of-mobile-payments/	NOUN
ajis02-3043	302	6	fintechnews	fintechnew	NOUN
ajis02-3043	302	7	.	.	PUNCT
ajis02-3043	303	1	(	(	PUNCT
ajis02-3043	303	2	2018a	2018a	NUM
ajis02-3043	303	3	)	)	PUNCT
ajis02-3043	303	4	.	.	PUNCT
ajis02-3043	304	1	"	"	PUNCT
ajis02-3043	304	2	vietnam	vietnam	PROPN
ajis02-3043	304	3	fintech	fintech	NOUN
ajis02-3043	304	4	sector	sector	NOUN
ajis02-3043	304	5	report	report	NOUN
ajis02-3043	304	6	:	:	PUNCT
ajis02-3043	304	7	all	all	PRON
ajis02-3043	304	8	about	about	ADP
ajis02-3043	304	9	digital	digital	ADJ
ajis02-3043	304	10	and	and	CCONJ
ajis02-3043	304	11	mobile	mobile	ADJ
ajis02-3043	304	12	payments	payment	NOUN
ajis02-3043	304	13	?	?	PUNCT
ajis02-3043	304	14	"	"	PUNCT
ajis02-3043	304	15	.	.	PUNCT
ajis02-3043	305	1	accessed	access	VERB
ajis02-3043	305	2	on	on	ADP
ajis02-3043	305	3	28/11/2018	28/11/2018	NUM
ajis02-3043	305	4	from	from	ADP
ajis02-3043	305	5	http://fintechnews.sg/20056/vietnam/vietnam-fintech-sector-report-mobile-paymentdigitial/	http://fintechnews.sg/20056/vietnam/vietnam-fintech-sector-report-mobile-paymentdigitial/	DET
ajis02-3043	305	6	fintechnews	fintechnew	NOUN
ajis02-3043	305	7	.	.	PUNCT
ajis02-3043	306	1	(	(	PUNCT
ajis02-3043	306	2	2018b	2018b	NUM
ajis02-3043	306	3	)	)	PUNCT
ajis02-3043	306	4	.	.	PUNCT
ajis02-3043	307	1	"	"	PUNCT
ajis02-3043	307	2	vietnam	vietnam	NOUN
ajis02-3043	307	3	:	:	PUNCT
ajis02-3043	307	4	rise	rise	NOUN
ajis02-3043	307	5	of	of	ADP
ajis02-3043	307	6	e	e	NOUN
ajis02-3043	307	7	-	-	NOUN
ajis02-3043	307	8	commerce	commerce	NOUN
ajis02-3043	307	9	paving	pave	VERB
ajis02-3043	307	10	the	the	DET
ajis02-3043	307	11	way	way	NOUN
ajis02-3043	307	12	for	for	ADP
ajis02-3043	307	13	digital	digital	ADJ
ajis02-3043	307	14	,	,	PUNCT
ajis02-3043	307	15	mobile	mobile	ADJ
ajis02-3043	307	16	payments	payment	NOUN
ajis02-3043	307	17	boom	boom	NOUN
ajis02-3043	307	18	.	.	PUNCT
ajis02-3043	307	19	"	"	PUNCT
ajis02-3043	307	20	accessed	access	VERB
ajis02-3043	307	21	on	on	ADP
ajis02-3043	307	22	16/12/2018	16/12/2018	NUM
ajis02-3043	307	23	from	from	ADP
ajis02-3043	307	24	http://fintechnews.sg/23211/mobilepayments/vietnam-rise-of-e-commerce-pavingthe-way-for-digital-mobile-payments-boom/	http://fintechnews.sg/23211/mobilepayments/vietnam-rise-of-e-commerce-pavingthe-way-for-digital-mobile-payments-boom/	PROPN
ajis02-3043	307	25	fishbein	fishbein	PROPN
ajis02-3043	307	26	,	,	PUNCT
ajis02-3043	307	27	m.	m.	NOUN
ajis02-3043	307	28	,	,	PUNCT
ajis02-3043	307	29	&	&	CCONJ
ajis02-3043	307	30	ajzen	ajzen	PROPN
ajis02-3043	307	31	,	,	PUNCT
ajis02-3043	307	32	i.	i.	NOUN
ajis02-3043	307	33	(	(	PUNCT
ajis02-3043	307	34	1975	1975	NUM
ajis02-3043	307	35	)	)	PUNCT
ajis02-3043	307	36	.	.	PUNCT
ajis02-3043	308	1	belief	belief	NOUN
ajis02-3043	308	2	,	,	PUNCT
ajis02-3043	308	3	attitude	attitude	NOUN
ajis02-3043	308	4	,	,	PUNCT
ajis02-3043	308	5	intention	intention	NOUN
ajis02-3043	308	6	and	and	CCONJ
ajis02-3043	308	7	behavior	behavior	NOUN
ajis02-3043	308	8	:	:	PUNCT
ajis02-3043	308	9	an	an	DET
ajis02-3043	308	10	introduction	introduction	NOUN
ajis02-3043	308	11	to	to	ADP
ajis02-3043	308	12	theory	theory	NOUN
ajis02-3043	308	13	and	and	CCONJ
ajis02-3043	308	14	research	research	NOUN
ajis02-3043	308	15	:	:	PUNCT
ajis02-3043	308	16	addison	addison	PROPN
ajis02-3043	308	17	-	-	PUNCT
ajis02-3043	308	18	wesley	wesley	PROPN
ajis02-3043	308	19	,	,	PUNCT
ajis02-3043	308	20	reading	reading	NOUN
ajis02-3043	308	21	,	,	PUNCT
ajis02-3043	308	22	ma	ma	PROPN
ajis02-3043	308	23	.	.	PROPN
ajis02-3043	308	24	gao	gao	PROPN
ajis02-3043	308	25	,	,	PUNCT
ajis02-3043	308	26	l.	l.	PROPN
ajis02-3043	308	27	,	,	PUNCT
ajis02-3043	308	28	&	&	CCONJ
ajis02-3043	308	29	waechter	waechter	PROPN
ajis02-3043	308	30	,	,	PUNCT
ajis02-3043	308	31	k.	k.	PROPN
ajis02-3043	308	32	a.	a.	PROPN
ajis02-3043	308	33	(	(	PUNCT
ajis02-3043	308	34	2017	2017	NUM
ajis02-3043	308	35	)	)	PUNCT
ajis02-3043	308	36	.	.	PUNCT
ajis02-3043	309	1	examining	examine	VERB
ajis02-3043	309	2	the	the	DET
ajis02-3043	309	3	role	role	NOUN
ajis02-3043	309	4	of	of	ADP
ajis02-3043	309	5	initial	initial	ADJ
ajis02-3043	309	6	trust	trust	NOUN
ajis02-3043	309	7	in	in	ADP
ajis02-3043	309	8	user	user	NOUN
ajis02-3043	309	9	adoption	adoption	NOUN
ajis02-3043	309	10	of	of	ADP
ajis02-3043	309	11	mobile	mobile	ADJ
ajis02-3043	309	12	payment	payment	NOUN
ajis02-3043	309	13	services	service	NOUN
ajis02-3043	309	14	:	:	PUNCT
ajis02-3043	309	15	an	an	DET
ajis02-3043	309	16	empirical	empirical	ADJ
ajis02-3043	309	17	investigation	investigation	NOUN
ajis02-3043	309	18	.	.	PUNCT
ajis02-3043	310	1	information	information	NOUN
ajis02-3043	310	2	systems	system	NOUN
ajis02-3043	310	3	frontiers	frontier	NOUN
ajis02-3043	310	4	,	,	PUNCT
ajis02-3043	310	5	19(3	19(3	NUM
ajis02-3043	310	6	)	)	PUNCT
ajis02-3043	310	7	,	,	PUNCT
ajis02-3043	310	8	525	525	NUM
ajis02-3043	310	9	-	-	SYM
ajis02-3043	310	10	548	548	NUM
ajis02-3043	310	11	.	.	PUNCT
ajis02-3043	311	1	gefen	gefen	NOUN
ajis02-3043	311	2	,	,	PUNCT
ajis02-3043	311	3	d.	d.	PROPN
ajis02-3043	311	4	,	,	PUNCT
ajis02-3043	311	5	karahanna	karahanna	PROPN
ajis02-3043	311	6	,	,	PUNCT
ajis02-3043	311	7	e.	e.	PROPN
ajis02-3043	311	8	,	,	PUNCT
ajis02-3043	311	9	&	&	CCONJ
ajis02-3043	311	10	straub	straub	PROPN
ajis02-3043	311	11	,	,	PUNCT
ajis02-3043	311	12	d.	d.	PROPN
ajis02-3043	311	13	w.	w.	PROPN
ajis02-3043	311	14	(	(	PUNCT
ajis02-3043	311	15	2003	2003	NUM
ajis02-3043	311	16	)	)	PUNCT
ajis02-3043	311	17	.	.	PUNCT
ajis02-3043	312	1	trust	trust	NOUN
ajis02-3043	312	2	and	and	CCONJ
ajis02-3043	312	3	tam	tam	X
ajis02-3043	312	4	in	in	ADP
ajis02-3043	312	5	online	online	ADJ
ajis02-3043	312	6	shopping	shopping	NOUN
ajis02-3043	312	7	:	:	PUNCT
ajis02-3043	312	8	an	an	DET
ajis02-3043	312	9	integrated	integrated	ADJ
ajis02-3043	312	10	model	model	NOUN
ajis02-3043	312	11	.	.	PUNCT
ajis02-3043	313	1	mis	mis	PROPN
ajis02-3043	313	2	quarterly	quarterly	PROPN
ajis02-3043	313	3	,	,	PUNCT
ajis02-3043	313	4	27(1	27(1	NUM
ajis02-3043	313	5	)	)	PUNCT
ajis02-3043	313	6	,	,	PUNCT
ajis02-3043	313	7	51	51	NUM
ajis02-3043	313	8	-	-	SYM
ajis02-3043	313	9	90	90	NUM
ajis02-3043	313	10	.	.	PUNCT
ajis02-3043	314	1	guangming	guangming	NOUN
ajis02-3043	314	2	,	,	PUNCT
ajis02-3043	314	3	y.	y.	PROPN
ajis02-3043	314	4	,	,	PUNCT
ajis02-3043	314	5	&	&	CCONJ
ajis02-3043	314	6	yuzhong	yuzhong	PROPN
ajis02-3043	314	7	,	,	PUNCT
ajis02-3043	314	8	m.	m.	NOUN
ajis02-3043	314	9	(	(	PUNCT
ajis02-3043	314	10	2011	2011	NUM
ajis02-3043	314	11	)	)	PUNCT
ajis02-3043	314	12	.	.	PUNCT
ajis02-3043	315	1	a	a	DET
ajis02-3043	315	2	research	research	NOUN
ajis02-3043	315	3	on	on	ADP
ajis02-3043	315	4	the	the	DET
ajis02-3043	315	5	model	model	NOUN
ajis02-3043	315	6	of	of	ADP
ajis02-3043	315	7	factors	factor	NOUN
ajis02-3043	315	8	influencing	influence	VERB
ajis02-3043	315	9	consumer	consumer	NOUN
ajis02-3043	315	10	trust	trust	NOUN
ajis02-3043	315	11	in	in	ADP
ajis02-3043	315	12	mobile	mobile	ADJ
ajis02-3043	315	13	business	business	NOUN
ajis02-3043	315	14	.	.	PUNCT
ajis02-3043	316	1	2011	2011	NUM
ajis02-3043	316	2	international	international	ADJ
ajis02-3043	316	3	conference	conference	NOUN
ajis02-3043	316	4	on	on	ADP
ajis02-3043	316	5	e	e	NOUN
ajis02-3043	316	6	-	-	NOUN
ajis02-3043	316	7	business	business	NOUN
ajis02-3043	316	8	and	and	CCONJ
ajis02-3043	316	9	egovernment	egovernment	NOUN
ajis02-3043	316	10	(	(	PUNCT
ajis02-3043	316	11	icee	icee	NOUN
ajis02-3043	316	12	)	)	PUNCT
ajis02-3043	316	13	,	,	PUNCT
ajis02-3043	316	14	6	6	NUM
ajis02-3043	316	15	-	-	SYM
ajis02-3043	316	16	8	8	NUM
ajis02-3043	316	17	may	may	PROPN
ajis02-3043	316	18	2011	2011	NUM
ajis02-3043	316	19	,	,	PUNCT
ajis02-3043	316	20	shanghai	shanghai	PROPN
ajis02-3043	316	21	,	,	PUNCT
ajis02-3043	316	22	china	china	PROPN
ajis02-3043	316	23	,	,	PUNCT
ajis02-3043	316	24	1	1	NUM
ajis02-3043	316	25	-	-	SYM
ajis02-3043	316	26	5	5	NUM
ajis02-3043	316	27	.	.	PUNCT
ajis02-3043	316	28	hair	hair	NOUN
ajis02-3043	316	29	,	,	PUNCT
ajis02-3043	316	30	j.	j.	PROPN
ajis02-3043	316	31	f.	f.	PROPN
ajis02-3043	316	32	,	,	PUNCT
ajis02-3043	316	33	black	black	PROPN
ajis02-3043	316	34	,	,	PUNCT
ajis02-3043	316	35	w.	w.	PROPN
ajis02-3043	316	36	c.	c.	PROPN
ajis02-3043	316	37	,	,	PUNCT
ajis02-3043	316	38	babin	babin	PROPN
ajis02-3043	316	39	,	,	PUNCT
ajis02-3043	316	40	b.	b.	PROPN
ajis02-3043	316	41	j.	j.	PROPN
ajis02-3043	316	42	,	,	PUNCT
ajis02-3043	316	43	anderson	anderson	PROPN
ajis02-3043	316	44	,	,	PUNCT
ajis02-3043	316	45	r.	r.	PROPN
ajis02-3043	316	46	e.	e.	PROPN
ajis02-3043	316	47	,	,	PUNCT
ajis02-3043	316	48	&	&	CCONJ
ajis02-3043	316	49	tatham	tatham	PROPN
ajis02-3043	316	50	,	,	PUNCT
ajis02-3043	316	51	r.	r.	PROPN
ajis02-3043	316	52	l.	l.	PROPN
ajis02-3043	316	53	(	(	PUNCT
ajis02-3043	316	54	1998	1998	NUM
ajis02-3043	316	55	)	)	PUNCT
ajis02-3043	316	56	.	.	PUNCT
ajis02-3043	317	1	multivariate	multivariate	NOUN
ajis02-3043	317	2	data	datum	NOUN
ajis02-3043	317	3	analysis	analysis	NOUN
ajis02-3043	317	4	(	(	PUNCT
ajis02-3043	317	5	vol	vol	NOUN
ajis02-3043	317	6	.	.	NOUN
ajis02-3043	317	7	5	5	NUM
ajis02-3043	317	8	):	):	PUNCT
ajis02-3043	317	9	prentice	prentice	PROPN
ajis02-3043	317	10	hall	hall	PROPN
ajis02-3043	317	11	upper	upper	PROPN
ajis02-3043	317	12	saddle	saddle	PROPN
ajis02-3043	317	13	river	river	PROPN
ajis02-3043	317	14	,	,	PUNCT
ajis02-3043	317	15	nj	nj	PROPN
ajis02-3043	317	16	.	.	PUNCT
ajis02-3043	317	17	hallikainen	hallikainen	PROPN
ajis02-3043	317	18	,	,	PUNCT
ajis02-3043	317	19	h.	h.	PROPN
ajis02-3043	317	20	,	,	PUNCT
ajis02-3043	317	21	&	&	CCONJ
ajis02-3043	317	22	laukkanen	laukkanen	PROPN
ajis02-3043	317	23	,	,	PUNCT
ajis02-3043	317	24	t.	t.	PROPN
ajis02-3043	317	25	j.	j.	PROPN
ajis02-3043	317	26	i.	i.	PROPN
ajis02-3043	317	27	j.	j.	PROPN
ajis02-3043	317	28	o.	o.	PROPN
ajis02-3043	317	29	i.	i.	PROPN
ajis02-3043	317	30	m.	m.	PROPN
ajis02-3043	317	31	(	(	PUNCT
ajis02-3043	317	32	2018	2018	NUM
ajis02-3043	317	33	)	)	PUNCT
ajis02-3043	317	34	.	.	PUNCT
ajis02-3043	318	1	national	national	ADJ
ajis02-3043	318	2	culture	culture	PROPN
ajis02-3043	318	3	and	and	CCONJ
ajis02-3043	318	4	consumer	consumer	NOUN
ajis02-3043	318	5	trust	trust	NOUN
ajis02-3043	318	6	in	in	ADP
ajis02-3043	318	7	e	e	PROPN
ajis02-3043	318	8	-	-	NOUN
ajis02-3043	318	9	commerce	commerce	NOUN
ajis02-3043	318	10	.	.	PUNCT
ajis02-3043	319	1	international	international	ADJ
ajis02-3043	319	2	journal	journal	PROPN
ajis02-3043	319	3	of	of	ADP
ajis02-3043	319	4	information	information	NOUN
ajis02-3043	319	5	management	management	NOUN
ajis02-3043	319	6	,	,	PUNCT
ajis02-3043	319	7	38(1	38(1	NUM
ajis02-3043	319	8	)	)	PUNCT
ajis02-3043	319	9	,	,	PUNCT
ajis02-3043	319	10	97	97	NUM
ajis02-3043	319	11	-	-	SYM
ajis02-3043	319	12	106	106	NUM
ajis02-3043	319	13	.	.	PUNCT
ajis02-3043	320	1	henseler	henseler	PROPN
ajis02-3043	320	2	,	,	PUNCT
ajis02-3043	320	3	j.	j.	PROPN
ajis02-3043	320	4	,	,	PUNCT
ajis02-3043	320	5	ringle	ringle	PROPN
ajis02-3043	320	6	,	,	PUNCT
ajis02-3043	320	7	c.	c.	PROPN
ajis02-3043	320	8	m.	m.	PROPN
ajis02-3043	320	9	,	,	PUNCT
ajis02-3043	320	10	&	&	CCONJ
ajis02-3043	320	11	sinkovics	sinkovic	NOUN
ajis02-3043	320	12	,	,	PUNCT
ajis02-3043	320	13	r.	r.	PROPN
ajis02-3043	320	14	r.	r.	PROPN
ajis02-3043	320	15	(	(	PUNCT
ajis02-3043	320	16	2009	2009	NUM
ajis02-3043	320	17	)	)	PUNCT
ajis02-3043	320	18	.	.	PUNCT
ajis02-3043	321	1	the	the	DET
ajis02-3043	321	2	use	use	NOUN
ajis02-3043	321	3	of	of	ADP
ajis02-3043	321	4	partial	partial	ADJ
ajis02-3043	321	5	least	least	ADJ
ajis02-3043	321	6	squares	square	NOUN
ajis02-3043	321	7	path	path	NOUN
ajis02-3043	321	8	modeling	modeling	NOUN
ajis02-3043	321	9	in	in	ADP
ajis02-3043	321	10	international	international	ADJ
ajis02-3043	321	11	marketing	marketing	NOUN
ajis02-3043	321	12	.	.	PUNCT
ajis02-3043	322	1	in	in	ADP
ajis02-3043	322	2	new	new	ADJ
ajis02-3043	322	3	challenges	challenge	NOUN
ajis02-3043	322	4	to	to	ADP
ajis02-3043	322	5	international	international	ADJ
ajis02-3043	322	6	marketing	marketing	NOUN
ajis02-3043	322	7	(	(	PUNCT
ajis02-3043	322	8	277319	277319	NUM
ajis02-3043	322	9	):	):	PUNCT
ajis02-3043	322	10	emerald	emerald	NOUN
ajis02-3043	322	11	group	group	PROPN
ajis02-3043	322	12	publishing	publishing	PROPN
ajis02-3043	322	13	limited	limit	VERB
ajis02-3043	322	14	.	.	PUNCT
ajis02-3043	323	1	hillman	hillman	PROPN
ajis02-3043	323	2	,	,	PUNCT
ajis02-3043	323	3	s.	s.	PROPN
ajis02-3043	323	4	,	,	PUNCT
ajis02-3043	323	5	&	&	CCONJ
ajis02-3043	323	6	neustaedter	neustaedter	PROPN
ajis02-3043	323	7	,	,	PUNCT
ajis02-3043	323	8	c.	c.	NOUN
ajis02-3043	323	9	(	(	PUNCT
ajis02-3043	323	10	2017	2017	NUM
ajis02-3043	323	11	)	)	PUNCT
ajis02-3043	323	12	.	.	PUNCT
ajis02-3043	324	1	trust	trust	NOUN
ajis02-3043	324	2	and	and	CCONJ
ajis02-3043	324	3	mobile	mobile	ADJ
ajis02-3043	324	4	commerce	commerce	NOUN
ajis02-3043	324	5	in	in	ADP
ajis02-3043	324	6	north	north	PROPN
ajis02-3043	324	7	america	america	PROPN
ajis02-3043	324	8	.	.	PUNCT
ajis02-3043	325	1	computers	computer	NOUN
ajis02-3043	325	2	in	in	ADP
ajis02-3043	325	3	human	human	ADJ
ajis02-3043	325	4	behavior	behavior	NOUN
ajis02-3043	325	5	,	,	PUNCT
ajis02-3043	325	6	70	70	NUM
ajis02-3043	325	7	,	,	PUNCT
ajis02-3043	325	8	10	10	NUM
ajis02-3043	325	9	-	-	SYM
ajis02-3043	325	10	21	21	NUM
ajis02-3043	325	11	.	.	PUNCT
ajis02-3043	326	1	australasian	australasian	ADJ
ajis02-3043	326	2	journal	journal	NOUN
ajis02-3043	326	3	of	of	ADP
ajis02-3043	326	4	information	information	NOUN
ajis02-3043	326	5	systems	system	NOUN
ajis02-3043	326	6	nguyen	nguyen	NOUN
ajis02-3043	326	7	et	et	PROPN
ajis02-3043	326	8	al	al	PROPN
ajis02-3043	326	9	.	.	PROPN
ajis02-3043	326	10	2021	2021	NUM
ajis02-3043	326	11	,	,	PUNCT
ajis02-3043	326	12	vol	vol	NOUN
ajis02-3043	326	13	25	25	NUM
ajis02-3043	326	14	,	,	PUNCT
ajis02-3043	326	15	research	research	NOUN
ajis02-3043	326	16	article	article	NOUN
ajis02-3043	326	17	trust	trust	NOUN
ajis02-3043	326	18	types	type	NOUN
ajis02-3043	326	19	and	and	CCONJ
ajis02-3043	326	20	mediating	mediate	VERB
ajis02-3043	326	21	effect	effect	NOUN
ajis02-3043	326	22	18	18	NUM
ajis02-3043	326	23	hu	hu	PROPN
ajis02-3043	326	24	,	,	PUNCT
ajis02-3043	326	25	l.	l.	PROPN
ajis02-3043	326	26	t.	t.	PROPN
ajis02-3043	326	27	,	,	PUNCT
ajis02-3043	326	28	&	&	CCONJ
ajis02-3043	326	29	bentler	bentler	NOUN
ajis02-3043	326	30	,	,	PUNCT
ajis02-3043	326	31	p.	p.	NOUN
ajis02-3043	326	32	m.	m.	NOUN
ajis02-3043	326	33	(	(	PUNCT
ajis02-3043	326	34	1999	1999	NUM
ajis02-3043	326	35	)	)	PUNCT
ajis02-3043	326	36	.	.	PUNCT
ajis02-3043	327	1	cutoff	cutoff	PROPN
ajis02-3043	327	2	criteria	criterion	NOUN
ajis02-3043	327	3	for	for	ADP
ajis02-3043	327	4	fit	fit	ADJ
ajis02-3043	327	5	indexes	index	NOUN
ajis02-3043	327	6	in	in	ADP
ajis02-3043	327	7	covariance	covariance	NOUN
ajis02-3043	327	8	structure	structure	NOUN
ajis02-3043	327	9	analysis	analysis	NOUN
ajis02-3043	327	10	:	:	PUNCT
ajis02-3043	327	11	conventional	conventional	ADJ
ajis02-3043	327	12	criteria	criterion	NOUN
ajis02-3043	327	13	versus	versus	ADP
ajis02-3043	327	14	new	new	ADJ
ajis02-3043	327	15	alternatives	alternative	NOUN
ajis02-3043	327	16	.	.	PUNCT
ajis02-3043	328	1	structural	structural	ADJ
ajis02-3043	328	2	equation	equation	NOUN
ajis02-3043	328	3	modeling	modeling	NOUN
ajis02-3043	328	4	:	:	PUNCT
ajis02-3043	328	5	a	a	DET
ajis02-3043	328	6	multidisciplinary	multidisciplinary	ADJ
ajis02-3043	328	7	journal	journal	NOUN
ajis02-3043	328	8	,	,	PUNCT
ajis02-3043	328	9	6(1	6(1	NUM
ajis02-3043	328	10	)	)	PUNCT
ajis02-3043	328	11	,	,	PUNCT
ajis02-3043	328	12	1	1	NUM
ajis02-3043	328	13	-	-	SYM
ajis02-3043	328	14	55	55	NUM
ajis02-3043	328	15	.	.	PUNCT
ajis02-3043	329	1	huang	huang	PROPN
ajis02-3043	329	2	,	,	PUNCT
ajis02-3043	329	3	y.	y.	PROPN
ajis02-3043	329	4	,	,	PUNCT
ajis02-3043	329	5	&	&	CCONJ
ajis02-3043	329	6	liu	liu	PROPN
ajis02-3043	329	7	,	,	PUNCT
ajis02-3043	329	8	w.	w.	PROPN
ajis02-3043	329	9	(	(	PUNCT
ajis02-3043	329	10	2012	2012	NUM
ajis02-3043	329	11	)	)	PUNCT
ajis02-3043	329	12	.	.	PUNCT
ajis02-3043	330	1	the	the	DET
ajis02-3043	330	2	impact	impact	NOUN
ajis02-3043	330	3	of	of	ADP
ajis02-3043	330	4	privacy	privacy	NOUN
ajis02-3043	330	5	concern	concern	NOUN
ajis02-3043	330	6	on	on	ADP
ajis02-3043	330	7	users	user	NOUN
ajis02-3043	330	8	'	'	PART
ajis02-3043	330	9	usage	usage	NOUN
ajis02-3043	330	10	intention	intention	NOUN
ajis02-3043	330	11	of	of	ADP
ajis02-3043	330	12	mobile	mobile	ADJ
ajis02-3043	330	13	payment	payment	NOUN
ajis02-3043	330	14	.	.	PUNCT
ajis02-3043	331	1	2012	2012	NUM
ajis02-3043	331	2	international	international	ADJ
ajis02-3043	331	3	conference	conference	NOUN
ajis02-3043	331	4	on	on	ADP
ajis02-3043	331	5	information	information	NOUN
ajis02-3043	331	6	management	management	NOUN
ajis02-3043	331	7	,	,	PUNCT
ajis02-3043	331	8	innovation	innovation	NOUN
ajis02-3043	331	9	management	management	NOUN
ajis02-3043	331	10	and	and	CCONJ
ajis02-3043	331	11	industrial	industrial	ADJ
ajis02-3043	331	12	engineering	engineering	NOUN
ajis02-3043	331	13	,	,	PUNCT
ajis02-3043	331	14	20	20	NUM
ajis02-3043	331	15	-	-	SYM
ajis02-3043	331	16	21	21	NUM
ajis02-3043	331	17	october	october	PROPN
ajis02-3043	331	18	2012	2012	NUM
ajis02-3043	331	19	,	,	PUNCT
ajis02-3043	331	20	sanya	sanya	PROPN
ajis02-3043	331	21	,	,	PUNCT
ajis02-3043	331	22	china	china	PROPN
ajis02-3043	331	23	,	,	PUNCT
ajis02-3043	331	24	90	90	NUM
ajis02-3043	331	25	-	-	SYM
ajis02-3043	331	26	93	93	NUM
ajis02-3043	331	27	.	.	PUNCT
ajis02-3043	332	1	jia	jia	PROPN
ajis02-3043	332	2	,	,	PUNCT
ajis02-3043	332	3	l.	l.	PROPN
ajis02-3043	332	4	,	,	PUNCT
ajis02-3043	332	5	hall	hall	PROPN
ajis02-3043	332	6	,	,	PUNCT
ajis02-3043	332	7	d.	d.	PROPN
ajis02-3043	332	8	,	,	PUNCT
ajis02-3043	332	9	&	&	CCONJ
ajis02-3043	332	10	zhu	zhu	PROPN
ajis02-3043	332	11	,	,	PUNCT
ajis02-3043	332	12	s.	s.	PROPN
ajis02-3043	332	13	(	(	PUNCT
ajis02-3043	332	14	2015	2015	NUM
ajis02-3043	332	15	)	)	PUNCT
ajis02-3043	332	16	.	.	PUNCT
ajis02-3043	333	1	trust	trust	NOUN
ajis02-3043	333	2	building	building	NOUN
ajis02-3043	333	3	in	in	ADP
ajis02-3043	333	4	consumer	consumer	NOUN
ajis02-3043	333	5	learning	learning	NOUN
ajis02-3043	333	6	process	process	NOUN
ajis02-3043	333	7	and	and	CCONJ
ajis02-3043	333	8	its	its	PRON
ajis02-3043	333	9	effect	effect	NOUN
ajis02-3043	333	10	on	on	ADP
ajis02-3043	333	11	consumers	consumer	NOUN
ajis02-3043	333	12	’	'	PUNCT
ajis02-3043	333	13	behavioral	behavioral	ADJ
ajis02-3043	333	14	intention	intention	NOUN
ajis02-3043	333	15	toward	toward	ADP
ajis02-3043	333	16	mobile	mobile	ADJ
ajis02-3043	333	17	payments	payment	NOUN
ajis02-3043	333	18	.	.	PUNCT
ajis02-3043	334	1	21st	21st	ADJ
ajis02-3043	334	2	americas	americas	PROPN
ajis02-3043	334	3	conference	conference	NOUN
ajis02-3043	334	4	on	on	ADP
ajis02-3043	334	5	information	information	NOUN
ajis02-3043	334	6	systems	system	NOUN
ajis02-3043	334	7	,	,	PUNCT
ajis02-3043	334	8	13	13	NUM
ajis02-3043	334	9	-	-	SYM
ajis02-3043	334	10	15	15	NUM
ajis02-3043	334	11	august	august	PROPN
ajis02-3043	334	12	2015	2015	NUM
ajis02-3043	334	13	,	,	PUNCT
ajis02-3043	334	14	fajardo	fajardo	PROPN
ajis02-3043	334	15	,	,	PUNCT
ajis02-3043	334	16	puerto	puerto	PROPN
ajis02-3043	334	17	rico	rico	PROPN
ajis02-3043	334	18	.	.	PUNCT
ajis02-3043	335	1	jimenez	jimenez	PROPN
ajis02-3043	335	2	,	,	PUNCT
ajis02-3043	335	3	n.	n.	PROPN
ajis02-3043	335	4	,	,	PUNCT
ajis02-3043	335	5	san	san	PROPN
ajis02-3043	335	6	-	-	PUNCT
ajis02-3043	335	7	martin	martin	PROPN
ajis02-3043	335	8	,	,	PUNCT
ajis02-3043	335	9	s.	s.	PROPN
ajis02-3043	335	10	,	,	PUNCT
ajis02-3043	335	11	&	&	CCONJ
ajis02-3043	335	12	azuela	azuela	PROPN
ajis02-3043	335	13	,	,	PUNCT
ajis02-3043	335	14	j.	j.	PROPN
ajis02-3043	335	15	i.	i.	PROPN
ajis02-3043	335	16	(	(	PUNCT
ajis02-3043	335	17	2016	2016	NUM
ajis02-3043	335	18	)	)	PUNCT
ajis02-3043	335	19	.	.	PUNCT
ajis02-3043	336	1	trust	trust	NOUN
ajis02-3043	336	2	and	and	CCONJ
ajis02-3043	336	3	satisfaction	satisfaction	NOUN
ajis02-3043	336	4	:	:	PUNCT
ajis02-3043	336	5	the	the	DET
ajis02-3043	336	6	keys	key	NOUN
ajis02-3043	336	7	to	to	ADP
ajis02-3043	336	8	client	client	NOUN
ajis02-3043	336	9	loyalty	loyalty	NOUN
ajis02-3043	336	10	in	in	ADP
ajis02-3043	336	11	mobile	mobile	PROPN
ajis02-3043	336	12	commerce	commerce	PROPN
ajis02-3043	336	13	.	.	PUNCT
ajis02-3043	337	1	academia	academia	PROPN
ajis02-3043	337	2	revista	revista	PROPN
ajis02-3043	337	3	latinoamericana	latinoamericana	PROPN
ajis02-3043	337	4	de	de	PROPN
ajis02-3043	337	5	administración	administración	PROPN
ajis02-3043	337	6	,	,	PUNCT
ajis02-3043	337	7	29(4	29(4	NOUN
ajis02-3043	337	8	)	)	PUNCT
ajis02-3043	337	9	,	,	PUNCT
ajis02-3043	337	10	486	486	NUM
ajis02-3043	337	11	-	-	SYM
ajis02-3043	337	12	510	510	NUM
ajis02-3043	337	13	.	.	PUNCT
ajis02-3043	338	1	joubert	joubert	PROPN
ajis02-3043	338	2	,	,	PUNCT
ajis02-3043	338	3	j.	j.	PROPN
ajis02-3043	338	4	,	,	PUNCT
ajis02-3043	338	5	&	&	CCONJ
ajis02-3043	338	6	belle	belle	PROPN
ajis02-3043	338	7	,	,	PUNCT
ajis02-3043	338	8	j.-p	j.-p	PROPN
ajis02-3043	338	9	.	.	PUNCT
ajis02-3043	339	1	v.	v.	PROPN
ajis02-3043	339	2	(	(	PUNCT
ajis02-3043	339	3	2009	2009	NUM
ajis02-3043	339	4	)	)	PUNCT
ajis02-3043	339	5	.	.	PUNCT
ajis02-3043	340	1	the	the	DET
ajis02-3043	340	2	importance	importance	NOUN
ajis02-3043	340	3	of	of	ADP
ajis02-3043	340	4	trust	trust	NOUN
ajis02-3043	340	5	and	and	CCONJ
ajis02-3043	340	6	risk	risk	NOUN
ajis02-3043	340	7	in	in	ADP
ajis02-3043	340	8	m	m	NOUN
ajis02-3043	340	9	-	-	NOUN
ajis02-3043	340	10	commerce	commerce	NOUN
ajis02-3043	340	11	:	:	PUNCT
ajis02-3043	340	12	a	a	DET
ajis02-3043	340	13	south	south	ADJ
ajis02-3043	340	14	african	african	ADJ
ajis02-3043	340	15	perspective	perspective	NOUN
ajis02-3043	340	16	.	.	PUNCT
ajis02-3043	341	1	pacis	pacis	NOUN
ajis02-3043	341	2	2009	2009	NUM
ajis02-3043	341	3	proceedings	proceeding	NOUN
ajis02-3043	341	4	,	,	PUNCT
ajis02-3043	341	5	96	96	NUM
ajis02-3043	341	6	.	.	PUNCT
ajis02-3043	342	1	joubert	joubert	PROPN
ajis02-3043	342	2	,	,	PUNCT
ajis02-3043	342	3	j.	j.	PROPN
ajis02-3043	342	4	,	,	PUNCT
ajis02-3043	342	5	&	&	CCONJ
ajis02-3043	342	6	belle	belle	PROPN
ajis02-3043	342	7	,	,	PUNCT
ajis02-3043	342	8	j.-p	j.-p	PROPN
ajis02-3043	342	9	.	.	PUNCT
ajis02-3043	343	1	v.	v.	ADP
ajis02-3043	343	2	(	(	PUNCT
ajis02-3043	343	3	2013	2013	NUM
ajis02-3043	343	4	)	)	PUNCT
ajis02-3043	343	5	.	.	PUNCT
ajis02-3043	344	1	the	the	DET
ajis02-3043	344	2	role	role	NOUN
ajis02-3043	344	3	of	of	ADP
ajis02-3043	344	4	trust	trust	NOUN
ajis02-3043	344	5	and	and	CCONJ
ajis02-3043	344	6	risk	risk	NOUN
ajis02-3043	344	7	in	in	ADP
ajis02-3043	344	8	mobile	mobile	ADJ
ajis02-3043	344	9	commerce	commerce	NOUN
ajis02-3043	344	10	adoption	adoption	NOUN
ajis02-3043	344	11	within	within	ADP
ajis02-3043	344	12	south	south	PROPN
ajis02-3043	344	13	africa	africa	PROPN
ajis02-3043	344	14	.	.	PUNCT
ajis02-3043	345	1	international	international	ADJ
ajis02-3043	345	2	journal	journal	PROPN
ajis02-3043	345	3	of	of	ADP
ajis02-3043	345	4	business	business	NOUN
ajis02-3043	345	5	,	,	PUNCT
ajis02-3043	345	6	humanities	humanity	NOUN
ajis02-3043	345	7	and	and	CCONJ
ajis02-3043	345	8	technology	technology	NOUN
ajis02-3043	345	9	,	,	PUNCT
ajis02-3043	345	10	3(2	3(2	NUM
ajis02-3043	345	11	)	)	PUNCT
ajis02-3043	345	12	,	,	PUNCT
ajis02-3043	345	13	2738	2738	NUM
ajis02-3043	345	14	.	.	PUNCT
ajis02-3043	346	1	kline	kline	PROPN
ajis02-3043	346	2	,	,	PUNCT
ajis02-3043	346	3	r.	r.	PROPN
ajis02-3043	346	4	b.	b.	PROPN
ajis02-3043	346	5	(	(	PUNCT
ajis02-3043	346	6	2015	2015	NUM
ajis02-3043	346	7	)	)	PUNCT
ajis02-3043	346	8	.	.	PUNCT
ajis02-3043	347	1	principles	principle	NOUN
ajis02-3043	347	2	and	and	CCONJ
ajis02-3043	347	3	practice	practice	NOUN
ajis02-3043	347	4	of	of	ADP
ajis02-3043	347	5	structural	structural	ADJ
ajis02-3043	347	6	equation	equation	NOUN
ajis02-3043	347	7	modeling	modeling	NOUN
ajis02-3043	347	8	.	.	PUNCT
ajis02-3043	348	1	new	new	PROPN
ajis02-3043	348	2	york	york	PROPN
ajis02-3043	348	3	:	:	PUNCT
ajis02-3043	349	1	guilford	guilford	PROPN
ajis02-3043	349	2	publications	publication	NOUN
ajis02-3043	349	3	.	.	PUNCT
ajis02-3043	350	1	kolaki	kolaki	PROPN
ajis02-3043	350	2	,	,	PUNCT
ajis02-3043	350	3	m.	m.	NOUN
ajis02-3043	350	4	(	(	PUNCT
ajis02-3043	350	5	2017	2017	NUM
ajis02-3043	350	6	)	)	PUNCT
ajis02-3043	350	7	.	.	PUNCT
ajis02-3043	351	1	mobile	mobile	ADJ
ajis02-3043	351	2	payment	payment	NOUN
ajis02-3043	351	3	use	use	NOUN
ajis02-3043	351	4	and	and	CCONJ
ajis02-3043	351	5	mobile	mobile	ADJ
ajis02-3043	351	6	payment	payment	NOUN
ajis02-3043	351	7	transactions	transaction	NOUN
ajis02-3043	351	8	by	by	ADP
ajis02-3043	351	9	older	old	ADJ
ajis02-3043	351	10	adults	adult	NOUN
ajis02-3043	351	11	:	:	PUNCT
ajis02-3043	351	12	a	a	DET
ajis02-3043	351	13	qualitative	qualitative	ADJ
ajis02-3043	351	14	study	study	NOUN
ajis02-3043	351	15	.	.	PUNCT
ajis02-3043	352	1	(	(	PUNCT
ajis02-3043	352	2	master	master	NOUN
ajis02-3043	352	3	)	)	PUNCT
ajis02-3043	352	4	,	,	PUNCT
ajis02-3043	352	5	linnaus	linnaus	PROPN
ajis02-3043	352	6	university	university	PROPN
ajis02-3043	352	7	,	,	PUNCT
ajis02-3043	352	8	accessed	access	VERB
ajis02-3043	352	9	on	on	ADP
ajis02-3043	352	10	28/11/2020	28/11/2020	NUM
ajis02-3043	352	11	from	from	ADP
ajis02-3043	352	12	https://www.diva-portal.org/smash/get/diva2:1127590/fulltext01.pdf	https://www.diva-portal.org/smash/get/diva2:1127590/fulltext01.pdf	PROPN
ajis02-3043	352	13	kreyer	kreyer	NOUN
ajis02-3043	352	14	,	,	PUNCT
ajis02-3043	352	15	n.	n.	NOUN
ajis02-3043	352	16	,	,	PUNCT
ajis02-3043	352	17	pousttchi	pousttchi	PROPN
ajis02-3043	352	18	,	,	PUNCT
ajis02-3043	352	19	k.	k.	PROPN
ajis02-3043	352	20	,	,	PUNCT
ajis02-3043	352	21	&	&	CCONJ
ajis02-3043	352	22	turowski	turowski	PROPN
ajis02-3043	352	23	,	,	PUNCT
ajis02-3043	352	24	k.	k.	PROPN
ajis02-3043	352	25	(	(	PUNCT
ajis02-3043	352	26	2002	2002	NUM
ajis02-3043	352	27	)	)	PUNCT
ajis02-3043	352	28	.	.	PUNCT
ajis02-3043	353	1	standardized	standardize	VERB
ajis02-3043	353	2	payment	payment	NOUN
ajis02-3043	353	3	procedures	procedure	NOUN
ajis02-3043	353	4	as	as	ADP
ajis02-3043	353	5	key	key	ADJ
ajis02-3043	353	6	enabling	enable	VERB
ajis02-3043	353	7	factor	factor	NOUN
ajis02-3043	353	8	for	for	ADP
ajis02-3043	353	9	mobile	mobile	PROPN
ajis02-3043	353	10	commerce	commerce	PROPN
ajis02-3043	353	11	.	.	PUNCT
ajis02-3043	354	1	proceedings	proceeding	NOUN
ajis02-3043	354	2	of	of	ADP
ajis02-3043	354	3	the	the	DET
ajis02-3043	354	4	third	third	ADJ
ajis02-3043	354	5	international	international	ADJ
ajis02-3043	354	6	conference	conference	NOUN
ajis02-3043	354	7	on	on	ADP
ajis02-3043	354	8	e	e	NOUN
ajis02-3043	354	9	-	-	NOUN
ajis02-3043	354	10	commerce	commerce	NOUN
ajis02-3043	354	11	and	and	CCONJ
ajis02-3043	354	12	web	web	NOUN
ajis02-3043	354	13	technologies	technology	NOUN
ajis02-3043	354	14	:	:	PUNCT
ajis02-3043	354	15	springer	springer	NOUN
ajis02-3043	354	16	,	,	PUNCT
ajis02-3043	354	17	400	400	NUM
ajis02-3043	354	18	-	-	SYM
ajis02-3043	354	19	409	409	NUM
ajis02-3043	354	20	.	.	PUNCT
ajis02-3043	355	1	krishnan	krishnan	PROPN
ajis02-3043	355	2	,	,	PUNCT
ajis02-3043	355	3	a.	a.	NOUN
ajis02-3043	355	4	(	(	PUNCT
ajis02-3043	355	5	2015	2015	NUM
ajis02-3043	355	6	)	)	PUNCT
ajis02-3043	355	7	.	.	PUNCT
ajis02-3043	356	1	"	"	PUNCT
ajis02-3043	356	2	technology	technology	NOUN
ajis02-3043	356	3	behind	behind	ADP
ajis02-3043	356	4	mobile	mobile	ADJ
ajis02-3043	356	5	payments	payment	NOUN
ajis02-3043	356	6	.	.	PUNCT
ajis02-3043	356	7	"	"	PUNCT
ajis02-3043	356	8	accessed	access	VERB
ajis02-3043	356	9	on	on	ADP
ajis02-3043	356	10	28/11/2020	28/11/2020	NUM
ajis02-3043	356	11	from	from	ADP
ajis02-3043	356	12	https://www.linkedin.com/pulse/technology-behind-mobile-payments-anandkrishnan	https://www.linkedin.com/pulse/technology-behind-mobile-payments-anandkrishnan	PROPN
ajis02-3043	356	13	lin	lin	PROPN
ajis02-3043	356	14	,	,	PUNCT
ajis02-3043	356	15	j.	j.	PROPN
ajis02-3043	356	16	,	,	PUNCT
ajis02-3043	356	17	wang	wang	PROPN
ajis02-3043	356	18	,	,	PUNCT
ajis02-3043	356	19	b.	b.	PROPN
ajis02-3043	356	20	,	,	PUNCT
ajis02-3043	356	21	wang	wang	PROPN
ajis02-3043	356	22	,	,	PUNCT
ajis02-3043	356	23	n.	n.	PROPN
ajis02-3043	356	24	,	,	PUNCT
ajis02-3043	356	25	&	&	CCONJ
ajis02-3043	356	26	lu	lu	PROPN
ajis02-3043	356	27	,	,	PUNCT
ajis02-3043	356	28	y.	y.	PROPN
ajis02-3043	356	29	(	(	PUNCT
ajis02-3043	356	30	2014	2014	NUM
ajis02-3043	356	31	)	)	PUNCT
ajis02-3043	356	32	.	.	PUNCT
ajis02-3043	357	1	understanding	understand	VERB
ajis02-3043	357	2	the	the	DET
ajis02-3043	357	3	evolution	evolution	NOUN
ajis02-3043	357	4	of	of	ADP
ajis02-3043	357	5	consumer	consumer	NOUN
ajis02-3043	357	6	trust	trust	NOUN
ajis02-3043	357	7	in	in	ADP
ajis02-3043	357	8	mobile	mobile	PROPN
ajis02-3043	357	9	commerce	commerce	PROPN
ajis02-3043	357	10	:	:	PUNCT
ajis02-3043	357	11	a	a	DET
ajis02-3043	357	12	longitudinal	longitudinal	ADJ
ajis02-3043	357	13	study	study	NOUN
ajis02-3043	357	14	.	.	PUNCT
ajis02-3043	358	1	information	information	NOUN
ajis02-3043	358	2	technology	technology	NOUN
ajis02-3043	358	3	and	and	CCONJ
ajis02-3043	358	4	management	management	NOUN
ajis02-3043	358	5	,	,	PUNCT
ajis02-3043	358	6	15(1	15(1	NUM
ajis02-3043	358	7	)	)	PUNCT
ajis02-3043	358	8	,	,	PUNCT
ajis02-3043	358	9	37	37	NUM
ajis02-3043	358	10	-	-	SYM
ajis02-3043	358	11	49	49	NUM
ajis02-3043	358	12	.	.	PUNCT
ajis02-3043	359	1	liu	liu	PROPN
ajis02-3043	359	2	,	,	PUNCT
ajis02-3043	359	3	b.	b.	PROPN
ajis02-3043	359	4	(	(	PUNCT
ajis02-3043	359	5	2012	2012	NUM
ajis02-3043	359	6	)	)	PUNCT
ajis02-3043	359	7	.	.	PUNCT
ajis02-3043	360	1	understanding	understand	VERB
ajis02-3043	360	2	consumers	consumer	NOUN
ajis02-3043	360	3	'	'	PART
ajis02-3043	360	4	intention	intention	NOUN
ajis02-3043	360	5	to	to	PART
ajis02-3043	360	6	use	use	VERB
ajis02-3043	360	7	mobile	mobile	ADJ
ajis02-3043	360	8	payment	payment	NOUN
ajis02-3043	360	9	services	service	NOUN
ajis02-3043	360	10	:	:	PUNCT
ajis02-3043	360	11	the	the	DET
ajis02-3043	360	12	perspective	perspective	NOUN
ajis02-3043	360	13	of	of	ADP
ajis02-3043	360	14	university	university	NOUN
ajis02-3043	360	15	students	student	NOUN
ajis02-3043	360	16	in	in	ADP
ajis02-3043	360	17	northern	northern	ADJ
ajis02-3043	360	18	jiangsu	jiangsu	PROPN
ajis02-3043	360	19	area	area	NOUN
ajis02-3043	360	20	.	.	PUNCT
ajis02-3043	361	1	2012	2012	NUM
ajis02-3043	361	2	second	second	ADJ
ajis02-3043	361	3	international	international	ADJ
ajis02-3043	361	4	conference	conference	NOUN
ajis02-3043	361	5	on	on	ADP
ajis02-3043	361	6	business	business	NOUN
ajis02-3043	361	7	computing	computing	NOUN
ajis02-3043	361	8	and	and	CCONJ
ajis02-3043	361	9	global	global	ADJ
ajis02-3043	361	10	informatization	informatization	NOUN
ajis02-3043	361	11	,	,	PUNCT
ajis02-3043	361	12	12	12	NUM
ajis02-3043	361	13	-	-	SYM
ajis02-3043	361	14	14	14	NUM
ajis02-3043	361	15	october	october	PROPN
ajis02-3043	361	16	2012	2012	NUM
ajis02-3043	361	17	,	,	PUNCT
ajis02-3043	361	18	shanghai	shanghai	PROPN
ajis02-3043	361	19	,	,	PUNCT
ajis02-3043	361	20	china	china	PROPN
ajis02-3043	361	21	,	,	PUNCT
ajis02-3043	361	22	257	257	NUM
ajis02-3043	361	23	-	-	SYM
ajis02-3043	361	24	260	260	NUM
ajis02-3043	361	25	.	.	PUNCT
ajis02-3043	362	1	lu	lu	PROPN
ajis02-3043	362	2	,	,	PUNCT
ajis02-3043	362	3	b.	b.	PROPN
ajis02-3043	362	4	,	,	PUNCT
ajis02-3043	362	5	fan	fan	PROPN
ajis02-3043	362	6	,	,	PUNCT
ajis02-3043	362	7	w.	w.	PROPN
ajis02-3043	362	8	,	,	PUNCT
ajis02-3043	362	9	&	&	CCONJ
ajis02-3043	362	10	zhou	zhou	PROPN
ajis02-3043	362	11	,	,	PUNCT
ajis02-3043	362	12	m.	m.	NOUN
ajis02-3043	362	13	(	(	PUNCT
ajis02-3043	362	14	2016	2016	NUM
ajis02-3043	362	15	)	)	PUNCT
ajis02-3043	362	16	.	.	PUNCT
ajis02-3043	363	1	social	social	ADJ
ajis02-3043	363	2	presence	presence	NOUN
ajis02-3043	363	3	,	,	PUNCT
ajis02-3043	363	4	trust	trust	NOUN
ajis02-3043	363	5	,	,	PUNCT
ajis02-3043	363	6	and	and	CCONJ
ajis02-3043	363	7	social	social	ADJ
ajis02-3043	363	8	commerce	commerce	NOUN
ajis02-3043	363	9	purchase	purchase	NOUN
ajis02-3043	363	10	intention	intention	NOUN
ajis02-3043	363	11	:	:	PUNCT
ajis02-3043	363	12	an	an	DET
ajis02-3043	363	13	empirical	empirical	ADJ
ajis02-3043	363	14	research	research	NOUN
ajis02-3043	363	15	.	.	PUNCT
ajis02-3043	364	1	computers	computer	NOUN
ajis02-3043	364	2	in	in	ADP
ajis02-3043	364	3	human	human	ADJ
ajis02-3043	364	4	behavior	behavior	NOUN
ajis02-3043	364	5	,	,	PUNCT
ajis02-3043	364	6	56	56	NUM
ajis02-3043	364	7	,	,	PUNCT
ajis02-3043	364	8	225	225	NUM
ajis02-3043	364	9	-	-	SYM
ajis02-3043	364	10	237	237	NUM
ajis02-3043	364	11	.	.	PUNCT
ajis02-3043	365	1	doi	doi	NOUN
ajis02-3043	365	2	:	:	PUNCT
ajis02-3043	365	3	https://doi.org/10.1016	https://doi.org/10.1016	NOUN
ajis02-3043	365	4	/	/	SYM
ajis02-3043	365	5	j.chb.2015.11.057	j.chb.2015.11.057	PROPN
ajis02-3043	365	6	lu	lu	PROPN
ajis02-3043	365	7	,	,	PUNCT
ajis02-3043	365	8	y.	y.	PROPN
ajis02-3043	365	9	,	,	PUNCT
ajis02-3043	365	10	yang	yang	PROPN
ajis02-3043	365	11	,	,	PUNCT
ajis02-3043	365	12	s.	s.	PROPN
ajis02-3043	365	13	,	,	PUNCT
ajis02-3043	365	14	chau	chau	NOUN
ajis02-3043	365	15	,	,	PUNCT
ajis02-3043	365	16	p.	p.	NOUN
ajis02-3043	365	17	y.	y.	PROPN
ajis02-3043	365	18	,	,	PUNCT
ajis02-3043	365	19	&	&	CCONJ
ajis02-3043	365	20	cao	cao	PROPN
ajis02-3043	365	21	,	,	PUNCT
ajis02-3043	365	22	y.	y.	PROPN
ajis02-3043	365	23	(	(	PUNCT
ajis02-3043	365	24	2011	2011	NUM
ajis02-3043	365	25	)	)	PUNCT
ajis02-3043	365	26	.	.	PUNCT
ajis02-3043	366	1	dynamics	dynamic	NOUN
ajis02-3043	366	2	between	between	ADP
ajis02-3043	366	3	the	the	DET
ajis02-3043	366	4	trust	trust	NOUN
ajis02-3043	366	5	transfer	transfer	NOUN
ajis02-3043	366	6	process	process	NOUN
ajis02-3043	366	7	and	and	CCONJ
ajis02-3043	366	8	intention	intention	NOUN
ajis02-3043	366	9	to	to	PART
ajis02-3043	366	10	use	use	VERB
ajis02-3043	366	11	mobile	mobile	ADJ
ajis02-3043	366	12	payment	payment	NOUN
ajis02-3043	366	13	services	service	NOUN
ajis02-3043	366	14	:	:	PUNCT
ajis02-3043	366	15	a	a	DET
ajis02-3043	366	16	cross	cross	ADJ
ajis02-3043	366	17	-	-	ADJ
ajis02-3043	366	18	environment	environment	ADJ
ajis02-3043	366	19	perspective	perspective	NOUN
ajis02-3043	366	20	.	.	PUNCT
ajis02-3043	367	1	information	information	NOUN
ajis02-3043	367	2	&	&	CCONJ
ajis02-3043	367	3	management	management	NOUN
ajis02-3043	367	4	,	,	PUNCT
ajis02-3043	367	5	48(8	48(8	NOUN
ajis02-3043	367	6	)	)	PUNCT
ajis02-3043	367	7	,	,	PUNCT
ajis02-3043	367	8	393	393	NUM
ajis02-3043	367	9	-	-	SYM
ajis02-3043	367	10	403	403	NUM
ajis02-3043	367	11	.	.	PUNCT
ajis02-3043	368	1	mahadevan	mahadevan	PROPN
ajis02-3043	368	2	,	,	PUNCT
ajis02-3043	368	3	b.	b.	PROPN
ajis02-3043	368	4	,	,	PUNCT
ajis02-3043	368	5	&	&	CCONJ
ajis02-3043	368	6	venkatesh	venkatesh	PROPN
ajis02-3043	368	7	,	,	PUNCT
ajis02-3043	368	8	n.	n.	NOUN
ajis02-3043	368	9	(	(	PUNCT
ajis02-3043	368	10	2000	2000	NUM
ajis02-3043	368	11	)	)	PUNCT
ajis02-3043	368	12	.	.	PUNCT
ajis02-3043	369	1	a	a	DET
ajis02-3043	369	2	framework	framework	NOUN
ajis02-3043	369	3	for	for	ADP
ajis02-3043	369	4	building	build	VERB
ajis02-3043	369	5	online	online	ADJ
ajis02-3043	369	6	trust	trust	NOUN
ajis02-3043	369	7	for	for	ADP
ajis02-3043	369	8	business	business	NOUN
ajis02-3043	369	9	to	to	ADP
ajis02-3043	369	10	business	business	NOUN
ajis02-3043	369	11	e	e	NOUN
ajis02-3043	369	12	-	-	NOUN
ajis02-3043	369	13	commerce	commerce	NOUN
ajis02-3043	369	14	:	:	PUNCT
ajis02-3043	369	15	issues	issue	NOUN
ajis02-3043	369	16	&	&	CCONJ
ajis02-3043	369	17	challenges	challenge	NOUN
ajis02-3043	369	18	.	.	PUNCT
ajis02-3043	370	1	it	it	PRON
ajis02-3043	370	2	asia	asia	PROPN
ajis02-3043	370	3	millennium	millennium	PROPN
ajis02-3043	370	4	conference	conference	PROPN
ajis02-3043	370	5	,	,	PUNCT
ajis02-3043	370	6	bombay	bombay	PROPN
ajis02-3043	370	7	,	,	PUNCT
ajis02-3043	370	8	india	india	PROPN
ajis02-3043	370	9	.	.	PUNCT
ajis02-3043	370	10	malaquias	malaquias	PROPN
ajis02-3043	370	11	,	,	PUNCT
ajis02-3043	370	12	r.	r.	PROPN
ajis02-3043	370	13	f.	f.	PROPN
ajis02-3043	370	14	,	,	PUNCT
ajis02-3043	370	15	&	&	CCONJ
ajis02-3043	370	16	hwang	hwang	PROPN
ajis02-3043	370	17	,	,	PUNCT
ajis02-3043	370	18	y.	y.	PROPN
ajis02-3043	370	19	(	(	PUNCT
ajis02-3043	370	20	2016	2016	NUM
ajis02-3043	370	21	)	)	PUNCT
ajis02-3043	370	22	.	.	PUNCT
ajis02-3043	371	1	an	an	DET
ajis02-3043	371	2	empirical	empirical	ADJ
ajis02-3043	371	3	study	study	NOUN
ajis02-3043	371	4	on	on	ADP
ajis02-3043	371	5	trust	trust	NOUN
ajis02-3043	371	6	in	in	ADP
ajis02-3043	371	7	mobile	mobile	ADJ
ajis02-3043	371	8	banking	banking	NOUN
ajis02-3043	371	9	:	:	PUNCT
ajis02-3043	371	10	a	a	DET
ajis02-3043	371	11	developing	develop	VERB
ajis02-3043	371	12	country	country	NOUN
ajis02-3043	371	13	perspective	perspective	NOUN
ajis02-3043	371	14	.	.	PUNCT
ajis02-3043	372	1	computers	computer	NOUN
ajis02-3043	372	2	in	in	ADP
ajis02-3043	372	3	human	human	ADJ
ajis02-3043	372	4	behavior	behavior	NOUN
ajis02-3043	372	5	,	,	PUNCT
ajis02-3043	372	6	54	54	NUM
ajis02-3043	372	7	,	,	PUNCT
ajis02-3043	372	8	453	453	NUM
ajis02-3043	372	9	-	-	SYM
ajis02-3043	372	10	461	461	NUM
ajis02-3043	372	11	.	.	PUNCT
ajis02-3043	373	1	australasian	australasian	ADJ
ajis02-3043	373	2	journal	journal	NOUN
ajis02-3043	373	3	of	of	ADP
ajis02-3043	373	4	information	information	NOUN
ajis02-3043	373	5	systems	system	NOUN
ajis02-3043	373	6	nguyen	nguyen	NOUN
ajis02-3043	373	7	et	et	PROPN
ajis02-3043	373	8	al	al	PROPN
ajis02-3043	373	9	.	.	PROPN
ajis02-3043	373	10	2021	2021	NUM
ajis02-3043	373	11	,	,	PUNCT
ajis02-3043	373	12	vol	vol	NOUN
ajis02-3043	373	13	25	25	NUM
ajis02-3043	373	14	,	,	PUNCT
ajis02-3043	373	15	research	research	NOUN
ajis02-3043	373	16	article	article	NOUN
ajis02-3043	373	17	trust	trust	NOUN
ajis02-3043	373	18	types	type	NOUN
ajis02-3043	373	19	and	and	CCONJ
ajis02-3043	373	20	mediating	mediate	VERB
ajis02-3043	373	21	effect	effect	NOUN
ajis02-3043	373	22	19	19	NUM
ajis02-3043	373	23	mcknight	mcknight	NOUN
ajis02-3043	373	24	,	,	PUNCT
ajis02-3043	373	25	d.	d.	PROPN
ajis02-3043	373	26	h.	h.	PROPN
ajis02-3043	373	27	,	,	PUNCT
ajis02-3043	373	28	&	&	CCONJ
ajis02-3043	373	29	chervany	chervany	PROPN
ajis02-3043	373	30	,	,	PUNCT
ajis02-3043	373	31	n.	n.	PROPN
ajis02-3043	373	32	l.	l.	PROPN
ajis02-3043	373	33	(	(	PUNCT
ajis02-3043	373	34	2001a	2001a	NUM
ajis02-3043	373	35	)	)	PUNCT
ajis02-3043	373	36	.	.	PUNCT
ajis02-3043	374	1	trust	trust	NOUN
ajis02-3043	374	2	and	and	CCONJ
ajis02-3043	374	3	distrust	distrust	NOUN
ajis02-3043	374	4	definitions	definition	NOUN
ajis02-3043	374	5	:	:	PUNCT
ajis02-3043	374	6	one	one	NUM
ajis02-3043	374	7	bite	bite	NOUN
ajis02-3043	374	8	at	at	ADP
ajis02-3043	374	9	a	a	DET
ajis02-3043	374	10	time	time	NOUN
ajis02-3043	374	11	.	.	PUNCT
ajis02-3043	375	1	in	in	ADP
ajis02-3043	375	2	trust	trust	NOUN
ajis02-3043	375	3	in	in	ADP
ajis02-3043	375	4	cyber	cyber	NOUN
ajis02-3043	375	5	-	-	PUNCT
ajis02-3043	375	6	societies	society	NOUN
ajis02-3043	375	7	(	(	PUNCT
ajis02-3043	375	8	27	27	NUM
ajis02-3043	375	9	-	-	SYM
ajis02-3043	375	10	54	54	NUM
ajis02-3043	375	11	):	):	PUNCT
ajis02-3043	375	12	springer	springer	NOUN
ajis02-3043	375	13	.	.	PUNCT
ajis02-3043	376	1	mcknight	mcknight	PROPN
ajis02-3043	376	2	,	,	PUNCT
ajis02-3043	376	3	d.	d.	PROPN
ajis02-3043	376	4	h.	h.	PROPN
ajis02-3043	376	5	,	,	PUNCT
ajis02-3043	376	6	&	&	CCONJ
ajis02-3043	376	7	chervany	chervany	PROPN
ajis02-3043	376	8	,	,	PUNCT
ajis02-3043	376	9	n.	n.	PROPN
ajis02-3043	376	10	l.	l.	PROPN
ajis02-3043	376	11	(	(	PUNCT
ajis02-3043	376	12	2001b	2001b	NUM
ajis02-3043	376	13	)	)	PUNCT
ajis02-3043	376	14	.	.	PUNCT
ajis02-3043	377	1	what	what	PRON
ajis02-3043	377	2	trust	trust	NOUN
ajis02-3043	377	3	means	mean	VERB
ajis02-3043	377	4	in	in	ADP
ajis02-3043	377	5	e	e	PROPN
ajis02-3043	377	6	-	-	NOUN
ajis02-3043	377	7	commerce	commerce	NOUN
ajis02-3043	377	8	customer	customer	NOUN
ajis02-3043	377	9	relationships	relationship	NOUN
ajis02-3043	377	10	:	:	PUNCT
ajis02-3043	377	11	an	an	DET
ajis02-3043	377	12	interdisciplinary	interdisciplinary	ADJ
ajis02-3043	377	13	conceptual	conceptual	ADJ
ajis02-3043	377	14	typology	typology	NOUN
ajis02-3043	377	15	.	.	PUNCT
ajis02-3043	378	1	international	international	ADJ
ajis02-3043	378	2	journal	journal	PROPN
ajis02-3043	378	3	of	of	ADP
ajis02-3043	378	4	electronic	electronic	ADJ
ajis02-3043	378	5	commerce	commerce	NOUN
ajis02-3043	378	6	,	,	PUNCT
ajis02-3043	378	7	6(2	6(2	NUM
ajis02-3043	378	8	)	)	PUNCT
ajis02-3043	378	9	,	,	PUNCT
ajis02-3043	378	10	35	35	NUM
ajis02-3043	378	11	-	-	SYM
ajis02-3043	378	12	59	59	NUM
ajis02-3043	378	13	.	.	PUNCT
ajis02-3043	379	1	mcknight	mcknight	PROPN
ajis02-3043	379	2	,	,	PUNCT
ajis02-3043	379	3	d.	d.	PROPN
ajis02-3043	379	4	h.	h.	PROPN
ajis02-3043	379	5	,	,	PUNCT
ajis02-3043	379	6	choudhury	choudhury	PROPN
ajis02-3043	379	7	,	,	PUNCT
ajis02-3043	379	8	v.	v.	PROPN
ajis02-3043	379	9	,	,	PUNCT
ajis02-3043	379	10	&	&	CCONJ
ajis02-3043	379	11	kacmar	kacmar	PROPN
ajis02-3043	379	12	,	,	PUNCT
ajis02-3043	379	13	c.	c.	PROPN
ajis02-3043	379	14	(	(	PUNCT
ajis02-3043	379	15	2002	2002	NUM
ajis02-3043	379	16	)	)	PUNCT
ajis02-3043	379	17	.	.	PUNCT
ajis02-3043	380	1	developing	develop	VERB
ajis02-3043	380	2	and	and	CCONJ
ajis02-3043	380	3	validating	validate	VERB
ajis02-3043	380	4	trust	trust	NOUN
ajis02-3043	380	5	measures	measure	NOUN
ajis02-3043	380	6	for	for	ADP
ajis02-3043	380	7	e	e	NOUN
ajis02-3043	380	8	-	-	NOUN
ajis02-3043	380	9	commerce	commerce	NOUN
ajis02-3043	380	10	:	:	PUNCT
ajis02-3043	380	11	an	an	DET
ajis02-3043	380	12	integrative	integrative	ADJ
ajis02-3043	380	13	typology	typology	NOUN
ajis02-3043	380	14	.	.	PUNCT
ajis02-3043	381	1	information	information	NOUN
ajis02-3043	381	2	systems	system	NOUN
ajis02-3043	381	3	research	research	NOUN
ajis02-3043	381	4	,	,	PUNCT
ajis02-3043	381	5	13(3	13(3	NUM
ajis02-3043	381	6	)	)	PUNCT
ajis02-3043	381	7	,	,	PUNCT
ajis02-3043	381	8	334	334	NUM
ajis02-3043	381	9	-	-	SYM
ajis02-3043	381	10	359	359	NUM
ajis02-3043	381	11	.	.	PUNCT
ajis02-3043	382	1	mcknight	mcknight	PROPN
ajis02-3043	382	2	,	,	PUNCT
ajis02-3043	382	3	d.	d.	PROPN
ajis02-3043	382	4	h.	h.	PROPN
ajis02-3043	382	5	,	,	PUNCT
ajis02-3043	382	6	kacmar	kacmar	PROPN
ajis02-3043	382	7	,	,	PUNCT
ajis02-3043	382	8	c.	c.	PROPN
ajis02-3043	382	9	j.	j.	PROPN
ajis02-3043	382	10	,	,	PUNCT
ajis02-3043	382	11	&	&	CCONJ
ajis02-3043	382	12	choudhury	choudhury	PROPN
ajis02-3043	382	13	,	,	PUNCT
ajis02-3043	382	14	v.	v.	PROPN
ajis02-3043	382	15	(	(	PUNCT
ajis02-3043	382	16	2004	2004	NUM
ajis02-3043	382	17	)	)	PUNCT
ajis02-3043	382	18	.	.	PUNCT
ajis02-3043	383	1	dispositional	dispositional	ADJ
ajis02-3043	383	2	trust	trust	NOUN
ajis02-3043	383	3	and	and	CCONJ
ajis02-3043	383	4	distrust	distrust	NOUN
ajis02-3043	383	5	distinctions	distinction	NOUN
ajis02-3043	383	6	in	in	ADP
ajis02-3043	383	7	predicting	predict	VERB
ajis02-3043	383	8	high	high	ADJ
ajis02-3043	383	9	-	-	PUNCT
ajis02-3043	383	10	and	and	CCONJ
ajis02-3043	383	11	low	low	ADJ
ajis02-3043	383	12	-	-	PUNCT
ajis02-3043	383	13	risk	risk	NOUN
ajis02-3043	383	14	internet	internet	NOUN
ajis02-3043	383	15	expert	expert	NOUN
ajis02-3043	383	16	advice	advice	NOUN
ajis02-3043	383	17	site	site	NOUN
ajis02-3043	383	18	perceptions	perception	NOUN
ajis02-3043	383	19	.	.	PUNCT
ajis02-3043	384	1	e	e	X
ajis02-3043	384	2	-	-	NOUN
ajis02-3043	384	3	service	service	ADJ
ajis02-3043	384	4	journal	journal	NOUN
ajis02-3043	384	5	,	,	PUNCT
ajis02-3043	384	6	3(2	3(2	NUM
ajis02-3043	384	7	)	)	PUNCT
ajis02-3043	384	8	,	,	PUNCT
ajis02-3043	384	9	35	35	NUM
ajis02-3043	384	10	-	-	SYM
ajis02-3043	384	11	58	58	NUM
ajis02-3043	384	12	.	.	PUNCT
ajis02-3043	385	1	meng	meng	PROPN
ajis02-3043	385	2	,	,	PUNCT
ajis02-3043	385	3	d.	d.	PROPN
ajis02-3043	385	4	,	,	PUNCT
ajis02-3043	385	5	min	min	PROPN
ajis02-3043	385	6	,	,	PUNCT
ajis02-3043	385	7	q.	q.	PROPN
ajis02-3043	385	8	,	,	PUNCT
ajis02-3043	385	9	&	&	CCONJ
ajis02-3043	385	10	li	li	PROPN
ajis02-3043	385	11	,	,	PUNCT
ajis02-3043	385	12	y.	y.	PROPN
ajis02-3043	385	13	(	(	PUNCT
ajis02-3043	385	14	2008	2008	NUM
ajis02-3043	385	15	)	)	PUNCT
ajis02-3043	385	16	.	.	PUNCT
ajis02-3043	386	1	study	study	NOUN
ajis02-3043	386	2	on	on	ADP
ajis02-3043	386	3	trust	trust	NOUN
ajis02-3043	386	4	in	in	ADP
ajis02-3043	386	5	mobile	mobile	PROPN
ajis02-3043	386	6	commerce	commerce	NOUN
ajis02-3043	386	7	adoption	adoption	NOUN
ajis02-3043	386	8	-	-	PUNCT
ajis02-3043	386	9	a	a	DET
ajis02-3043	386	10	conceptual	conceptual	ADJ
ajis02-3043	386	11	model	model	NOUN
ajis02-3043	386	12	.	.	PUNCT
ajis02-3043	387	1	2008	2008	NUM
ajis02-3043	387	2	international	international	ADJ
ajis02-3043	387	3	symposium	symposium	NOUN
ajis02-3043	387	4	on	on	ADP
ajis02-3043	387	5	electronic	electronic	ADJ
ajis02-3043	387	6	commerce	commerce	NOUN
ajis02-3043	387	7	and	and	CCONJ
ajis02-3043	387	8	security	security	NOUN
ajis02-3043	387	9	,	,	PUNCT
ajis02-3043	387	10	3	3	NUM
ajis02-3043	387	11	-	-	SYM
ajis02-3043	387	12	5	5	NUM
ajis02-3043	387	13	august	august	PROPN
ajis02-3043	387	14	2008	2008	NUM
ajis02-3043	387	15	,	,	PUNCT
ajis02-3043	387	16	guangzhou	guangzhou	PROPN
ajis02-3043	387	17	city	city	PROPN
ajis02-3043	387	18	,	,	PUNCT
ajis02-3043	387	19	china	china	PROPN
ajis02-3043	387	20	,	,	PUNCT
ajis02-3043	387	21	246	246	NUM
ajis02-3043	387	22	-	-	SYM
ajis02-3043	387	23	249	249	NUM
ajis02-3043	387	24	.	.	PUNCT
ajis02-3043	388	1	min	min	PROPN
ajis02-3043	388	2	,	,	PUNCT
ajis02-3043	388	3	q.	q.	PROPN
ajis02-3043	388	4	,	,	PUNCT
ajis02-3043	388	5	meng	meng	PROPN
ajis02-3043	388	6	,	,	PUNCT
ajis02-3043	388	7	d.	d.	PROPN
ajis02-3043	388	8	,	,	PUNCT
ajis02-3043	388	9	&	&	CCONJ
ajis02-3043	388	10	zhong	zhong	PROPN
ajis02-3043	388	11	,	,	PUNCT
ajis02-3043	388	12	q.	q.	PROPN
ajis02-3043	388	13	(	(	PUNCT
ajis02-3043	388	14	2008	2008	NUM
ajis02-3043	388	15	)	)	PUNCT
ajis02-3043	388	16	.	.	PUNCT
ajis02-3043	389	1	an	an	DET
ajis02-3043	389	2	empirical	empirical	ADJ
ajis02-3043	389	3	study	study	NOUN
ajis02-3043	389	4	on	on	ADP
ajis02-3043	389	5	trust	trust	NOUN
ajis02-3043	389	6	in	in	ADP
ajis02-3043	389	7	mobile	mobile	NOUN
ajis02-3043	389	8	commerce	commerce	NOUN
ajis02-3043	389	9	adoption	adoption	NOUN
ajis02-3043	389	10	.	.	PUNCT
ajis02-3043	390	1	proceedings	proceeding	NOUN
ajis02-3043	390	2	of	of	ADP
ajis02-3043	390	3	2008	2008	NUM
ajis02-3043	390	4	ieee	ieee	NOUN
ajis02-3043	390	5	international	international	ADJ
ajis02-3043	390	6	conference	conference	NOUN
ajis02-3043	390	7	on	on	ADP
ajis02-3043	390	8	service	service	NOUN
ajis02-3043	390	9	operations	operation	NOUN
ajis02-3043	390	10	and	and	CCONJ
ajis02-3043	390	11	logistics	logistic	NOUN
ajis02-3043	390	12	,	,	PUNCT
ajis02-3043	390	13	and	and	CCONJ
ajis02-3043	390	14	informatics	informatics	PROPN
ajis02-3043	390	15	ieee	ieee	PROPN
ajis02-3043	390	16	/	/	SYM
ajis02-3043	390	17	soli'2008	soli'2008	NOUN
ajis02-3043	390	18	,	,	PUNCT
ajis02-3043	390	19	659	659	NUM
ajis02-3043	390	20	-	-	SYM
ajis02-3043	390	21	664	664	NUM
ajis02-3043	390	22	.	.	PUNCT
ajis02-3043	391	1	mingxing	mingxing	NOUN
ajis02-3043	391	2	,	,	PUNCT
ajis02-3043	391	3	s.	s.	PROPN
ajis02-3043	391	4	,	,	PUNCT
ajis02-3043	391	5	jing	jing	PROPN
ajis02-3043	391	6	,	,	PUNCT
ajis02-3043	391	7	f.	f.	PROPN
ajis02-3043	391	8	,	,	PUNCT
ajis02-3043	391	9	&	&	CCONJ
ajis02-3043	391	10	yafang	yafang	PROPN
ajis02-3043	391	11	,	,	PUNCT
ajis02-3043	391	12	l.	l.	PROPN
ajis02-3043	391	13	(	(	PUNCT
ajis02-3043	391	14	2014	2014	NUM
ajis02-3043	391	15	)	)	PUNCT
ajis02-3043	391	16	.	.	PUNCT
ajis02-3043	392	1	an	an	DET
ajis02-3043	392	2	empirical	empirical	ADJ
ajis02-3043	392	3	study	study	NOUN
ajis02-3043	392	4	on	on	ADP
ajis02-3043	392	5	consumer	consumer	NOUN
ajis02-3043	392	6	acceptance	acceptance	NOUN
ajis02-3043	392	7	of	of	ADP
ajis02-3043	392	8	mobile	mobile	ADJ
ajis02-3043	392	9	payment	payment	NOUN
ajis02-3043	392	10	based	base	VERB
ajis02-3043	392	11	on	on	ADP
ajis02-3043	392	12	the	the	DET
ajis02-3043	392	13	perceived	perceive	VERB
ajis02-3043	392	14	risk	risk	NOUN
ajis02-3043	392	15	and	and	CCONJ
ajis02-3043	392	16	trust	trust	NOUN
ajis02-3043	392	17	.	.	PUNCT
ajis02-3043	393	1	proceedings	proceeding	NOUN
ajis02-3043	393	2	of	of	ADP
ajis02-3043	393	3	the	the	DET
ajis02-3043	393	4	2014	2014	NUM
ajis02-3043	393	5	international	international	ADJ
ajis02-3043	393	6	conference	conference	NOUN
ajis02-3043	393	7	on	on	ADP
ajis02-3043	393	8	cyber	cyber	NOUN
ajis02-3043	393	9	-	-	PUNCT
ajis02-3043	393	10	enabled	enable	VERB
ajis02-3043	393	11	distributed	distribute	VERB
ajis02-3043	393	12	computing	computing	NOUN
ajis02-3043	393	13	and	and	CCONJ
ajis02-3043	393	14	knowledge	knowledge	NOUN
ajis02-3043	393	15	discovery	discovery	NOUN
ajis02-3043	393	16	,	,	PUNCT
ajis02-3043	393	17	312317	312317	NUM
ajis02-3043	393	18	.	.	PUNCT
ajis02-3043	394	1	mobiforge	mobiforge	ADJ
ajis02-3043	394	2	.	.	PUNCT
ajis02-3043	395	1	(	(	PUNCT
ajis02-3043	395	2	2014	2014	NUM
ajis02-3043	395	3	)	)	PUNCT
ajis02-3043	395	4	.	.	PUNCT
ajis02-3043	396	1	"	"	PUNCT
ajis02-3043	396	2	what	what	PRON
ajis02-3043	396	3	is	be	AUX
ajis02-3043	396	4	m	m	NOUN
ajis02-3043	396	5	-	-	NOUN
ajis02-3043	396	6	commerce	commerce	NOUN
ajis02-3043	396	7	?	?	PUNCT
ajis02-3043	397	1	how	how	SCONJ
ajis02-3043	397	2	big	big	ADJ
ajis02-3043	397	3	is	be	AUX
ajis02-3043	397	4	it	it	PRON
ajis02-3043	397	5	really	really	ADV
ajis02-3043	397	6	?	?	PUNCT
ajis02-3043	398	1	and	and	CCONJ
ajis02-3043	398	2	why	why	SCONJ
ajis02-3043	398	3	any	any	DET
ajis02-3043	398	4	company	company	NOUN
ajis02-3043	398	5	who	who	PRON
ajis02-3043	398	6	sells	sell	VERB
ajis02-3043	398	7	anything	anything	PRON
ajis02-3043	398	8	needs	need	VERB
ajis02-3043	398	9	it	it	PRON
ajis02-3043	398	10	,	,	PUNCT
ajis02-3043	398	11	now	now	ADV
ajis02-3043	398	12	.	.	PUNCT
ajis02-3043	398	13	"	"	PUNCT
ajis02-3043	399	1	accessed	access	VERB
ajis02-3043	399	2	on	on	ADP
ajis02-3043	399	3	1/02/2020	1/02/2020	NUM
ajis02-3043	399	4	from	from	ADP
ajis02-3043	399	5	https://internet.com/ecommerce/what-is-m-commerce-how-big-is-it-really-and-whyany-company-who-sells-anything-needs-it-now/	https://internet.com/ecommerce/what-is-m-commerce-how-big-is-it-really-and-whyany-company-who-sells-anything-needs-it-now/	NOUN
ajis02-3043	399	6	nguyen	nguyen	NOUN
ajis02-3043	399	7	,	,	PUNCT
ajis02-3043	399	8	l.	l.	PROPN
ajis02-3043	399	9	d.	d.	PROPN
ajis02-3043	399	10	(	(	PUNCT
ajis02-3043	399	11	2016	2016	NUM
ajis02-3043	399	12	)	)	PUNCT
ajis02-3043	399	13	.	.	PUNCT
ajis02-3043	400	1	an	an	DET
ajis02-3043	400	2	investigation	investigation	NOUN
ajis02-3043	400	3	of	of	ADP
ajis02-3043	400	4	critical	critical	ADJ
ajis02-3043	400	5	factors	factor	NOUN
ajis02-3043	400	6	affecting	affect	VERB
ajis02-3043	400	7	customers	customer	NOUN
ajis02-3043	400	8	'	'	PART
ajis02-3043	400	9	trust	trust	NOUN
ajis02-3043	400	10	in	in	ADP
ajis02-3043	400	11	electronic	electronic	ADJ
ajis02-3043	400	12	banking	banking	NOUN
ajis02-3043	400	13	:	:	PUNCT
ajis02-3043	400	14	empirical	empirical	ADJ
ajis02-3043	400	15	evidence	evidence	NOUN
ajis02-3043	400	16	from	from	ADP
ajis02-3043	400	17	vietnam	vietnam	PROPN
ajis02-3043	400	18	.	.	PUNCT
ajis02-3043	401	1	(	(	PUNCT
ajis02-3043	401	2	phd	phd	NOUN
ajis02-3043	401	3	doctorate	doctorate	PROPN
ajis02-3043	401	4	)	)	PUNCT
ajis02-3043	401	5	,	,	PUNCT
ajis02-3043	401	6	griffith	griffith	PROPN
ajis02-3043	401	7	university	university	PROPN
ajis02-3043	401	8	,	,	PUNCT
ajis02-3043	401	9	griffith	griffith	PROPN
ajis02-3043	401	10	university	university	PROPN
ajis02-3043	401	11	.	.	PUNCT
ajis02-3043	402	1	accessed	access	VERB
ajis02-3043	402	2	on	on	ADP
ajis02-3043	402	3	28/11/2020	28/11/2020	NUM
ajis02-3043	402	4	from	from	ADP
ajis02-3043	402	5	https://www120.secure.griffith.edu.au/rch/items/6df25018-2f63-4a22-a146de0102b769bf/1/	https://www120.secure.griffith.edu.au/rch/items/6df25018-2f63-4a22-a146de0102b769bf/1/	PROPN
ajis02-3043	402	6	nguyen	nguyen	NOUN
ajis02-3043	402	7	,	,	PUNCT
ajis02-3043	402	8	t.	t.	PROPN
ajis02-3043	402	9	a.	a.	PROPN
ajis02-3043	402	10	,	,	PUNCT
ajis02-3043	402	11	dick	dick	PROPN
ajis02-3043	402	12	,	,	PUNCT
ajis02-3043	402	13	m.	m.	NOUN
ajis02-3043	402	14	,	,	PUNCT
ajis02-3043	402	15	&	&	CCONJ
ajis02-3043	402	16	pham	pham	PROPN
ajis02-3043	402	17	,	,	PUNCT
ajis02-3043	402	18	h.	h.	PROPN
ajis02-3043	402	19	c.	c.	PROPN
ajis02-3043	402	20	(	(	PUNCT
ajis02-3043	402	21	2020	2020	NUM
ajis02-3043	402	22	)	)	PUNCT
ajis02-3043	402	23	.	.	PUNCT
ajis02-3043	403	1	investigating	investigate	VERB
ajis02-3043	403	2	the	the	DET
ajis02-3043	403	3	critical	critical	ADJ
ajis02-3043	403	4	determinants	determinant	NOUN
ajis02-3043	403	5	of	of	ADP
ajis02-3043	403	6	trust	trust	NOUN
ajis02-3043	403	7	and	and	CCONJ
ajis02-3043	403	8	their	their	PRON
ajis02-3043	403	9	impact	impact	NOUN
ajis02-3043	403	10	on	on	ADP
ajis02-3043	403	11	mobile	mobile	ADJ
ajis02-3043	403	12	payment	payment	NOUN
ajis02-3043	403	13	adoption	adoption	NOUN
ajis02-3043	403	14	.	.	PUNCT
ajis02-3043	404	1	proceedings	proceeding	NOUN
ajis02-3043	404	2	of	of	ADP
ajis02-3043	404	3	the	the	DET
ajis02-3043	404	4	13th	13th	ADJ
ajis02-3043	404	5	iadis	iadis	PROPN
ajis02-3043	404	6	international	international	ADJ
ajis02-3043	404	7	conference	conference	NOUN
ajis02-3043	404	8	information	information	NOUN
ajis02-3043	404	9	systems	system	NOUN
ajis02-3043	404	10	2020	2020	NUM
ajis02-3043	404	11	,	,	PUNCT
ajis02-3043	404	12	sofia	sofia	PROPN
ajis02-3043	404	13	university	university	PROPN
ajis02-3043	404	14	,	,	PUNCT
ajis02-3043	404	15	bulgaria	bulgaria	PROPN
ajis02-3043	404	16	,	,	PUNCT
ajis02-3043	404	17	29	29	NUM
ajis02-3043	404	18	-	-	SYM
ajis02-3043	404	19	36	36	NUM
ajis02-3043	404	20	.	.	PUNCT
ajis02-3043	405	1	patil	patil	PROPN
ajis02-3043	405	2	,	,	PUNCT
ajis02-3043	405	3	p.	p.	PROPN
ajis02-3043	405	4	,	,	PUNCT
ajis02-3043	405	5	rana	rana	PROPN
ajis02-3043	405	6	,	,	PUNCT
ajis02-3043	405	7	n.	n.	PROPN
ajis02-3043	405	8	,	,	PUNCT
ajis02-3043	405	9	dwivedi	dwivedi	PROPN
ajis02-3043	405	10	,	,	PUNCT
ajis02-3043	405	11	y.	y.	PROPN
ajis02-3043	405	12	,	,	PUNCT
ajis02-3043	405	13	&	&	CCONJ
ajis02-3043	405	14	abu	abu	PROPN
ajis02-3043	405	15	-	-	PUNCT
ajis02-3043	405	16	hamour	hamour	PROPN
ajis02-3043	405	17	,	,	PUNCT
ajis02-3043	405	18	h.	h.	PROPN
ajis02-3043	405	19	(	(	PUNCT
ajis02-3043	405	20	2018	2018	NUM
ajis02-3043	405	21	)	)	PUNCT
ajis02-3043	405	22	.	.	PUNCT
ajis02-3043	406	1	the	the	DET
ajis02-3043	406	2	role	role	NOUN
ajis02-3043	406	3	of	of	ADP
ajis02-3043	406	4	trust	trust	NOUN
ajis02-3043	406	5	and	and	CCONJ
ajis02-3043	406	6	risk	risk	NOUN
ajis02-3043	406	7	in	in	ADP
ajis02-3043	406	8	mobile	mobile	ADJ
ajis02-3043	406	9	payments	payment	NOUN
ajis02-3043	406	10	adoption	adoption	NOUN
ajis02-3043	406	11	:	:	PUNCT
ajis02-3043	406	12	a	a	DET
ajis02-3043	406	13	meta	meta	ADJ
ajis02-3043	406	14	-	-	PUNCT
ajis02-3043	406	15	analytic	analytic	ADJ
ajis02-3043	406	16	review	review	NOUN
ajis02-3043	406	17	.	.	PUNCT
ajis02-3043	407	1	pacis	pacis	NOUN
ajis02-3043	407	2	2018	2018	NUM
ajis02-3043	407	3	proceedings	proceeding	NOUN
ajis02-3043	407	4	,	,	PUNCT
ajis02-3043	407	5	129	129	NUM
ajis02-3043	407	6	.	.	PUNCT
ajis02-3043	408	1	pavlou	pavlou	PROPN
ajis02-3043	408	2	,	,	PUNCT
ajis02-3043	408	3	p.	p.	NOUN
ajis02-3043	408	4	a.	a.	NOUN
ajis02-3043	408	5	,	,	PUNCT
ajis02-3043	408	6	&	&	CCONJ
ajis02-3043	408	7	gefen	gefen	PROPN
ajis02-3043	408	8	,	,	PUNCT
ajis02-3043	408	9	d.	d.	PROPN
ajis02-3043	408	10	(	(	PUNCT
ajis02-3043	408	11	2004	2004	NUM
ajis02-3043	408	12	)	)	PUNCT
ajis02-3043	408	13	.	.	PUNCT
ajis02-3043	409	1	building	build	VERB
ajis02-3043	409	2	effective	effective	ADJ
ajis02-3043	409	3	online	online	ADJ
ajis02-3043	409	4	marketplaces	marketplace	NOUN
ajis02-3043	409	5	with	with	ADP
ajis02-3043	409	6	institutionbased	institutionbased	ADJ
ajis02-3043	409	7	trust	trust	NOUN
ajis02-3043	409	8	.	.	PUNCT
ajis02-3043	410	1	information	information	NOUN
ajis02-3043	410	2	systems	system	NOUN
ajis02-3043	410	3	research	research	NOUN
ajis02-3043	410	4	,	,	PUNCT
ajis02-3043	410	5	15(1	15(1	NUM
ajis02-3043	410	6	)	)	PUNCT
ajis02-3043	410	7	,	,	PUNCT
ajis02-3043	410	8	37	37	NUM
ajis02-3043	410	9	-	-	SYM
ajis02-3043	410	10	59	59	NUM
ajis02-3043	410	11	.	.	PUNCT
ajis02-3043	411	1	peter	peter	PROPN
ajis02-3043	411	2	,	,	PUNCT
ajis02-3043	411	3	j.	j.	PROPN
ajis02-3043	411	4	p.	p.	PROPN
ajis02-3043	411	5	,	,	PUNCT
ajis02-3043	411	6	sr	sr	PROPN
ajis02-3043	411	7	,	,	PUNCT
ajis02-3043	411	8	t.	t.	PROPN
ajis02-3043	411	9	,	,	PUNCT
ajis02-3043	411	10	&	&	CCONJ
ajis02-3043	411	11	x	x	PROPN
ajis02-3043	411	12	,	,	PUNCT
ajis02-3043	411	13	l.	l.	PROPN
ajis02-3043	411	14	(	(	PUNCT
ajis02-3043	411	15	1975	1975	NUM
ajis02-3043	411	16	)	)	PUNCT
ajis02-3043	411	17	.	.	PUNCT
ajis02-3043	412	1	a	a	DET
ajis02-3043	412	2	comparative	comparative	ADJ
ajis02-3043	412	3	analysis	analysis	NOUN
ajis02-3043	412	4	of	of	ADP
ajis02-3043	412	5	three	three	NUM
ajis02-3043	412	6	consumer	consumer	NOUN
ajis02-3043	412	7	decision	decision	NOUN
ajis02-3043	412	8	strategies	strategy	NOUN
ajis02-3043	412	9	.	.	PUNCT
ajis02-3043	413	1	journal	journal	NOUN
ajis02-3043	413	2	of	of	ADP
ajis02-3043	413	3	consumer	consumer	NOUN
ajis02-3043	413	4	research	research	NOUN
ajis02-3043	413	5	,	,	PUNCT
ajis02-3043	413	6	2(1	2(1	NUM
ajis02-3043	413	7	)	)	PUNCT
ajis02-3043	413	8	,	,	PUNCT
ajis02-3043	413	9	29	29	NUM
ajis02-3043	413	10	-	-	SYM
ajis02-3043	413	11	37	37	NUM
ajis02-3043	413	12	.	.	PUNCT
ajis02-3043	414	1	phonthanukitithaworn	phonthanukitithaworn	PROPN
ajis02-3043	414	2	,	,	PUNCT
ajis02-3043	414	3	c.	c.	PROPN
ajis02-3043	414	4	,	,	PUNCT
ajis02-3043	414	5	sellitto	sellitto	PROPN
ajis02-3043	414	6	,	,	PUNCT
ajis02-3043	414	7	c.	c.	PROPN
ajis02-3043	414	8	,	,	PUNCT
ajis02-3043	414	9	&	&	CCONJ
ajis02-3043	414	10	fong	fong	PROPN
ajis02-3043	414	11	,	,	PUNCT
ajis02-3043	414	12	m.	m.	NOUN
ajis02-3043	414	13	(	(	PUNCT
ajis02-3043	414	14	2015	2015	NUM
ajis02-3043	414	15	)	)	PUNCT
ajis02-3043	414	16	.	.	PUNCT
ajis02-3043	415	1	user	user	NOUN
ajis02-3043	415	2	intentions	intention	NOUN
ajis02-3043	415	3	to	to	PART
ajis02-3043	415	4	adopt	adopt	VERB
ajis02-3043	415	5	mobile	mobile	ADJ
ajis02-3043	415	6	payment	payment	NOUN
ajis02-3043	415	7	services	service	NOUN
ajis02-3043	415	8	:	:	PUNCT
ajis02-3043	415	9	a	a	DET
ajis02-3043	415	10	study	study	NOUN
ajis02-3043	415	11	of	of	ADP
ajis02-3043	415	12	early	early	ADJ
ajis02-3043	415	13	adopters	adopter	NOUN
ajis02-3043	415	14	in	in	ADP
ajis02-3043	415	15	thailand	thailand	PROPN
ajis02-3043	415	16	.	.	PUNCT
ajis02-3043	416	1	journal	journal	PROPN
ajis02-3043	416	2	of	of	ADP
ajis02-3043	416	3	internet	internet	NOUN
ajis02-3043	416	4	banking	banking	NOUN
ajis02-3043	416	5	and	and	CCONJ
ajis02-3043	416	6	commerce	commerce	NOUN
ajis02-3043	416	7	,	,	PUNCT
ajis02-3043	416	8	20(1	20(1	NUM
ajis02-3043	416	9	)	)	PUNCT
ajis02-3043	416	10	.	.	PUNCT
ajis02-3043	417	1	piao	piao	PROPN
ajis02-3043	417	2	,	,	PUNCT
ajis02-3043	417	3	c.	c.	PROPN
ajis02-3043	417	4	,	,	PUNCT
ajis02-3043	417	5	wang	wang	PROPN
ajis02-3043	417	6	,	,	PUNCT
ajis02-3043	417	7	s.	s.	PROPN
ajis02-3043	417	8	,	,	PUNCT
ajis02-3043	417	9	&	&	CCONJ
ajis02-3043	417	10	yang	yang	PROPN
ajis02-3043	417	11	,	,	PUNCT
ajis02-3043	417	12	f.	f.	PROPN
ajis02-3043	417	13	(	(	PUNCT
ajis02-3043	417	14	2012	2012	NUM
ajis02-3043	417	15	)	)	PUNCT
ajis02-3043	417	16	.	.	PUNCT
ajis02-3043	418	1	research	research	NOUN
ajis02-3043	418	2	on	on	ADP
ajis02-3043	418	3	trust	trust	NOUN
ajis02-3043	418	4	evaluation	evaluation	NOUN
ajis02-3043	418	5	model	model	NOUN
ajis02-3043	418	6	for	for	ADP
ajis02-3043	418	7	mobile	mobile	NOUN
ajis02-3043	418	8	commerce	commerce	NOUN
ajis02-3043	418	9	based	base	VERB
ajis02-3043	418	10	on	on	ADP
ajis02-3043	418	11	structural	structural	ADJ
ajis02-3043	418	12	equation	equation	NOUN
ajis02-3043	418	13	modeling	modeling	NOUN
ajis02-3043	418	14	.	.	PUNCT
ajis02-3043	419	1	2012	2012	NUM
ajis02-3043	419	2	ieee	ieee	PROPN
ajis02-3043	419	3	ninth	ninth	ADJ
ajis02-3043	419	4	international	international	ADJ
ajis02-3043	419	5	conference	conference	NOUN
ajis02-3043	419	6	on	on	ADP
ajis02-3043	419	7	ebusiness	ebusiness	PROPN
ajis02-3043	419	8	engineering	engineering	NOUN
ajis02-3043	419	9	,	,	PUNCT
ajis02-3043	419	10	9	9	NUM
ajis02-3043	419	11	-	-	SYM
ajis02-3043	419	12	11	11	NUM
ajis02-3043	419	13	september	september	PROPN
ajis02-3043	419	14	2012	2012	NUM
ajis02-3043	419	15	,	,	PUNCT
ajis02-3043	419	16	hangzhou	hangzhou	PROPN
ajis02-3043	419	17	,	,	PUNCT
ajis02-3043	419	18	china	china	PROPN
ajis02-3043	419	19	,	,	PUNCT
ajis02-3043	419	20	25	25	NUM
ajis02-3043	419	21	-	-	SYM
ajis02-3043	419	22	32	32	NUM
ajis02-3043	419	23	.	.	PUNCT
ajis02-3043	420	1	australasian	australasian	ADJ
ajis02-3043	420	2	journal	journal	NOUN
ajis02-3043	420	3	of	of	ADP
ajis02-3043	420	4	information	information	NOUN
ajis02-3043	420	5	systems	system	NOUN
ajis02-3043	420	6	nguyen	nguyen	NOUN
ajis02-3043	420	7	et	et	PROPN
ajis02-3043	420	8	al	al	PROPN
ajis02-3043	420	9	.	.	PROPN
ajis02-3043	420	10	2021	2021	NUM
ajis02-3043	420	11	,	,	PUNCT
ajis02-3043	420	12	vol	vol	NOUN
ajis02-3043	420	13	25	25	NUM
ajis02-3043	420	14	,	,	PUNCT
ajis02-3043	420	15	research	research	NOUN
ajis02-3043	420	16	article	article	NOUN
ajis02-3043	420	17	trust	trust	NOUN
ajis02-3043	420	18	types	type	NOUN
ajis02-3043	420	19	and	and	CCONJ
ajis02-3043	420	20	mediating	mediate	VERB
ajis02-3043	420	21	effect	effect	NOUN
ajis02-3043	420	22	20	20	NUM
ajis02-3043	420	23	podsakoff	podsakoff	NOUN
ajis02-3043	420	24	,	,	PUNCT
ajis02-3043	420	25	p.	p.	NOUN
ajis02-3043	420	26	m.	m.	NOUN
ajis02-3043	420	27	,	,	PUNCT
ajis02-3043	420	28	mackenzie	mackenzie	PROPN
ajis02-3043	420	29	,	,	PUNCT
ajis02-3043	420	30	s.	s.	PROPN
ajis02-3043	420	31	b.	b.	PROPN
ajis02-3043	420	32	,	,	PUNCT
ajis02-3043	420	33	lee	lee	PROPN
ajis02-3043	420	34	,	,	PUNCT
ajis02-3043	420	35	j.-y	j.-y	PROPN
ajis02-3043	420	36	.	.	PROPN
ajis02-3043	420	37	,	,	PUNCT
ajis02-3043	420	38	&	&	CCONJ
ajis02-3043	420	39	podsakoff	podsakoff	PROPN
ajis02-3043	420	40	,	,	PUNCT
ajis02-3043	420	41	n.	n.	PROPN
ajis02-3043	420	42	p.	p.	PROPN
ajis02-3043	420	43	(	(	PUNCT
ajis02-3043	420	44	2003	2003	NUM
ajis02-3043	420	45	)	)	PUNCT
ajis02-3043	420	46	.	.	PUNCT
ajis02-3043	421	1	common	common	ADJ
ajis02-3043	421	2	method	method	NOUN
ajis02-3043	421	3	biases	bias	NOUN
ajis02-3043	421	4	in	in	ADP
ajis02-3043	421	5	behavioral	behavioral	ADJ
ajis02-3043	421	6	research	research	NOUN
ajis02-3043	421	7	:	:	PUNCT
ajis02-3043	421	8	a	a	DET
ajis02-3043	421	9	critical	critical	ADJ
ajis02-3043	421	10	review	review	NOUN
ajis02-3043	421	11	of	of	ADP
ajis02-3043	421	12	the	the	DET
ajis02-3043	421	13	literature	literature	NOUN
ajis02-3043	421	14	and	and	CCONJ
ajis02-3043	421	15	recommended	recommend	VERB
ajis02-3043	421	16	remedies	remedy	NOUN
ajis02-3043	421	17	.	.	PUNCT
ajis02-3043	422	1	journal	journal	NOUN
ajis02-3043	422	2	of	of	ADP
ajis02-3043	422	3	applied	apply	VERB
ajis02-3043	422	4	psychology	psychology	NOUN
ajis02-3043	422	5	,	,	PUNCT
ajis02-3043	422	6	88(5	88(5	PROPN
ajis02-3043	422	7	)	)	PUNCT
ajis02-3043	422	8	,	,	PUNCT
ajis02-3043	422	9	879	879	NUM
ajis02-3043	422	10	.	.	PUNCT
ajis02-3043	422	11	pwc	pwc	PROPN
ajis02-3043	422	12	.	.	PROPN
ajis02-3043	422	13	2019	2019	NUM
ajis02-3043	422	14	.	.	PUNCT
ajis02-3043	423	1	"	"	PUNCT
ajis02-3043	423	2	mobile	mobile	ADJ
ajis02-3043	423	3	payments	payment	NOUN
ajis02-3043	423	4	in	in	ADP
ajis02-3043	423	5	vietnam	vietnam	PROPN
ajis02-3043	423	6	fastest	fast	ADV
ajis02-3043	423	7	growing	grow	VERB
ajis02-3043	423	8	globally	globally	ADV
ajis02-3043	423	9	,	,	PUNCT
ajis02-3043	423	10	thailand	thailand	PROPN
ajis02-3043	423	11	emerges	emerge	VERB
ajis02-3043	423	12	second	second	ADV
ajis02-3043	423	13	in	in	ADP
ajis02-3043	423	14	southeast	southeast	PROPN
ajis02-3043	423	15	asia	asia	PROPN
ajis02-3043	423	16	.	.	PUNCT
ajis02-3043	423	17	"	"	PUNCT
ajis02-3043	424	1	accessed	access	VERB
ajis02-3043	424	2	on	on	ADP
ajis02-3043	424	3	8/12/2020	8/12/2020	NUM
ajis02-3043	424	4	from	from	ADP
ajis02-3043	424	5	https://www.pwc.com/th/en/press-room/press-release/2019/press-release-30-04-19en.html	https://www.pwc.com/th/en/press-room/press-release/2019/press-release-30-04-19en.html	PROPN
ajis02-3043	424	6	qasim	qasim	PROPN
ajis02-3043	424	7	,	,	PUNCT
ajis02-3043	424	8	h.	h.	PROPN
ajis02-3043	424	9	,	,	PUNCT
ajis02-3043	424	10	&	&	CCONJ
ajis02-3043	424	11	abu	abu	PROPN
ajis02-3043	424	12	-	-	PUNCT
ajis02-3043	424	13	shanab	shanab	PROPN
ajis02-3043	424	14	,	,	PUNCT
ajis02-3043	424	15	e.	e.	PROPN
ajis02-3043	424	16	(	(	PUNCT
ajis02-3043	424	17	2016	2016	NUM
ajis02-3043	424	18	)	)	PUNCT
ajis02-3043	424	19	.	.	PUNCT
ajis02-3043	425	1	drivers	driver	NOUN
ajis02-3043	425	2	of	of	ADP
ajis02-3043	425	3	mobile	mobile	ADJ
ajis02-3043	425	4	payment	payment	NOUN
ajis02-3043	425	5	acceptance	acceptance	NOUN
ajis02-3043	425	6	:	:	PUNCT
ajis02-3043	425	7	the	the	DET
ajis02-3043	425	8	impact	impact	NOUN
ajis02-3043	425	9	of	of	ADP
ajis02-3043	425	10	network	network	NOUN
ajis02-3043	425	11	externalities	externality	NOUN
ajis02-3043	425	12	.	.	PUNCT
ajis02-3043	426	1	information	information	NOUN
ajis02-3043	426	2	systems	system	NOUN
ajis02-3043	426	3	frontiers	frontier	NOUN
ajis02-3043	426	4	,	,	PUNCT
ajis02-3043	426	5	18(5	18(5	NUM
ajis02-3043	426	6	)	)	PUNCT
ajis02-3043	426	7	,	,	PUNCT
ajis02-3043	426	8	1021	1021	NUM
ajis02-3043	426	9	-	-	SYM
ajis02-3043	426	10	1034	1034	NUM
ajis02-3043	426	11	.	.	PUNCT
ajis02-3043	427	1	researchandmarkets	researchandmarket	NOUN
ajis02-3043	427	2	.	.	PUNCT
ajis02-3043	428	1	2020	2020	NUM
ajis02-3043	428	2	.	.	PUNCT
ajis02-3043	429	1	"	"	PUNCT
ajis02-3043	429	2	covid-19	covid-19	PROPN
ajis02-3043	429	3	impact	impact	NOUN
ajis02-3043	429	4	on	on	ADP
ajis02-3043	429	5	online	online	PROPN
ajis02-3043	429	6	&	&	CCONJ
ajis02-3043	429	7	mobile	mobile	ADJ
ajis02-3043	429	8	payments	payment	NOUN
ajis02-3043	429	9	market	market	NOUN
ajis02-3043	429	10	2020	2020	NUM
ajis02-3043	429	11	contactless	contactless	NOUN
ajis02-3043	429	12	viewed	view	VERB
ajis02-3043	429	13	as	as	ADP
ajis02-3043	429	14	cleaner	clean	ADJ
ajis02-3043	429	15	way	way	NOUN
ajis02-3043	429	16	to	to	PART
ajis02-3043	429	17	pay	pay	VERB
ajis02-3043	429	18	.	.	PUNCT
ajis02-3043	429	19	"	"	PUNCT
ajis02-3043	429	20	accessed	access	VERB
ajis02-3043	429	21	on	on	ADP
ajis02-3043	429	22	30/7/2020	30/7/2020	NUM
ajis02-3043	429	23	from	from	ADP
ajis02-3043	429	24	https://www.prnewswire.com/news-releases/covid-19-impact-on-online--mobilepayments-market-2020---contactless-viewed-as-cleaner-way-to-pay-301076904.html	https://www.prnewswire.com/news-releases/covid-19-impact-on-online--mobilepayments-market-2020---contactless-viewed-as-cleaner-way-to-pay-301076904.html	PROPN
ajis02-3043	429	25	rouibah	rouibah	NOUN
ajis02-3043	429	26	,	,	PUNCT
ajis02-3043	429	27	k.	k.	PROPN
ajis02-3043	429	28	,	,	PUNCT
ajis02-3043	429	29	lowry	lowry	PROPN
ajis02-3043	429	30	,	,	PUNCT
ajis02-3043	429	31	p.	p.	PROPN
ajis02-3043	429	32	b.	b.	PROPN
ajis02-3043	429	33	,	,	PUNCT
ajis02-3043	429	34	&	&	CCONJ
ajis02-3043	429	35	hwang	hwang	PROPN
ajis02-3043	429	36	,	,	PUNCT
ajis02-3043	429	37	y.	y.	PROPN
ajis02-3043	429	38	(	(	PUNCT
ajis02-3043	429	39	2016	2016	NUM
ajis02-3043	429	40	)	)	PUNCT
ajis02-3043	429	41	.	.	PUNCT
ajis02-3043	430	1	the	the	DET
ajis02-3043	430	2	effects	effect	NOUN
ajis02-3043	430	3	of	of	ADP
ajis02-3043	430	4	perceived	perceive	VERB
ajis02-3043	430	5	enjoyment	enjoyment	NOUN
ajis02-3043	430	6	and	and	CCONJ
ajis02-3043	430	7	perceived	perceive	VERB
ajis02-3043	430	8	risks	risk	NOUN
ajis02-3043	430	9	on	on	ADP
ajis02-3043	430	10	trust	trust	NOUN
ajis02-3043	430	11	formation	formation	NOUN
ajis02-3043	430	12	and	and	CCONJ
ajis02-3043	430	13	intentions	intention	NOUN
ajis02-3043	430	14	to	to	PART
ajis02-3043	430	15	use	use	VERB
ajis02-3043	430	16	online	online	ADJ
ajis02-3043	430	17	payment	payment	NOUN
ajis02-3043	430	18	systems	system	NOUN
ajis02-3043	430	19	:	:	PUNCT
ajis02-3043	430	20	new	new	ADJ
ajis02-3043	430	21	perspectives	perspective	NOUN
ajis02-3043	430	22	from	from	ADP
ajis02-3043	430	23	an	an	DET
ajis02-3043	430	24	arab	arab	ADJ
ajis02-3043	430	25	country	country	NOUN
ajis02-3043	430	26	.	.	PUNCT
ajis02-3043	431	1	electronic	electronic	ADJ
ajis02-3043	431	2	commerce	commerce	NOUN
ajis02-3043	431	3	research	research	NOUN
ajis02-3043	431	4	and	and	CCONJ
ajis02-3043	431	5	applications	application	NOUN
ajis02-3043	431	6	,	,	PUNCT
ajis02-3043	431	7	19	19	NUM
ajis02-3043	431	8	,	,	PUNCT
ajis02-3043	431	9	33	33	NUM
ajis02-3043	431	10	-	-	SYM
ajis02-3043	431	11	43	43	NUM
ajis02-3043	431	12	.	.	PUNCT
ajis02-3043	432	1	doi	doi	NOUN
ajis02-3043	432	2	:	:	PUNCT
ajis02-3043	432	3	https://doi.org/10.1016	https://doi.org/10.1016	PROPN
ajis02-3043	432	4	/	/	SYM
ajis02-3043	432	5	j.elerap.2016.07.001	j.elerap.2016.07.001	PROPN
ajis02-3043	432	6	shuhaiber	shuhaiber	NOUN
ajis02-3043	432	7	,	,	PUNCT
ajis02-3043	432	8	a.	a.	NOUN
ajis02-3043	432	9	(	(	PUNCT
ajis02-3043	432	10	2016	2016	NUM
ajis02-3043	432	11	)	)	PUNCT
ajis02-3043	432	12	.	.	PUNCT
ajis02-3043	433	1	factors	factor	NOUN
ajis02-3043	433	2	influencing	influence	VERB
ajis02-3043	433	3	consumer	consumer	NOUN
ajis02-3043	433	4	trust	trust	NOUN
ajis02-3043	433	5	in	in	ADP
ajis02-3043	433	6	mobile	mobile	ADJ
ajis02-3043	433	7	payments	payment	NOUN
ajis02-3043	433	8	in	in	ADP
ajis02-3043	433	9	the	the	DET
ajis02-3043	433	10	united	united	PROPN
ajis02-3043	433	11	arab	arab	PROPN
ajis02-3043	433	12	emirates	emirates	PROPN
ajis02-3043	433	13	.	.	PUNCT
ajis02-3043	434	1	(	(	PUNCT
ajis02-3043	434	2	doctor	doctor	NOUN
ajis02-3043	434	3	of	of	ADP
ajis02-3043	434	4	philosophy	philosophy	NOUN
ajis02-3043	434	5	doctorate	doctorate	NOUN
ajis02-3043	434	6	)	)	PUNCT
ajis02-3043	434	7	,	,	PUNCT
ajis02-3043	434	8	victoria	victoria	PROPN
ajis02-3043	434	9	university	university	PROPN
ajis02-3043	434	10	of	of	ADP
ajis02-3043	434	11	wellington	wellington	PROPN
ajis02-3043	434	12	,	,	PUNCT
ajis02-3043	434	13	accessed	access	VERB
ajis02-3043	434	14	on	on	ADP
ajis02-3043	434	15	28/11/2018	28/11/2018	NUM
ajis02-3043	434	16	from	from	ADP
ajis02-3043	434	17	http://researcharchive.vuw.ac.nz/xmlui/bitstream/handle/10063/5167/thesis.pdf?sequ	http://researcharchive.vuw.ac.nz/xmlui/bitstream/handle/10063/5167/thesis.pdf?sequ	NOUN
ajis02-3043	434	18	ence=1	ence=1	PROPN
ajis02-3043	434	19	siau	siau	PROPN
ajis02-3043	434	20	,	,	PUNCT
ajis02-3043	434	21	k.	k.	PROPN
ajis02-3043	434	22	,	,	PUNCT
ajis02-3043	434	23	&	&	CCONJ
ajis02-3043	434	24	shen	shen	PROPN
ajis02-3043	434	25	,	,	PUNCT
ajis02-3043	434	26	z.	z.	PROPN
ajis02-3043	434	27	(	(	PUNCT
ajis02-3043	434	28	2003	2003	NUM
ajis02-3043	434	29	)	)	PUNCT
ajis02-3043	434	30	.	.	PUNCT
ajis02-3043	435	1	building	build	VERB
ajis02-3043	435	2	customer	customer	NOUN
ajis02-3043	435	3	trust	trust	NOUN
ajis02-3043	435	4	in	in	ADP
ajis02-3043	435	5	mobile	mobile	PROPN
ajis02-3043	435	6	commerce	commerce	PROPN
ajis02-3043	435	7	.	.	PUNCT
ajis02-3043	436	1	communications	communication	NOUN
ajis02-3043	436	2	of	of	ADP
ajis02-3043	436	3	the	the	DET
ajis02-3043	436	4	acm	acm	NOUN
ajis02-3043	436	5	,	,	PUNCT
ajis02-3043	436	6	46(4	46(4	NOUN
ajis02-3043	436	7	)	)	PUNCT
ajis02-3043	436	8	,	,	PUNCT
ajis02-3043	436	9	91	91	NUM
ajis02-3043	436	10	-	-	SYM
ajis02-3043	436	11	94	94	NUM
ajis02-3043	436	12	.	.	PUNCT
ajis02-3043	437	1	siau	siau	PROPN
ajis02-3043	437	2	,	,	PUNCT
ajis02-3043	437	3	k.	k.	PROPN
ajis02-3043	437	4	,	,	PUNCT
ajis02-3043	437	5	sheng	sheng	PROPN
ajis02-3043	437	6	,	,	PUNCT
ajis02-3043	437	7	h.	h.	PROPN
ajis02-3043	437	8	,	,	PUNCT
ajis02-3043	437	9	&	&	CCONJ
ajis02-3043	437	10	nah	nah	PROPN
ajis02-3043	437	11	,	,	PUNCT
ajis02-3043	437	12	f.	f.	PROPN
ajis02-3043	437	13	(	(	PUNCT
ajis02-3043	437	14	2003	2003	NUM
ajis02-3043	437	15	)	)	PUNCT
ajis02-3043	437	16	.	.	PUNCT
ajis02-3043	438	1	development	development	NOUN
ajis02-3043	438	2	of	of	ADP
ajis02-3043	438	3	a	a	DET
ajis02-3043	438	4	framework	framework	NOUN
ajis02-3043	438	5	for	for	ADP
ajis02-3043	438	6	trust	trust	NOUN
ajis02-3043	438	7	in	in	ADP
ajis02-3043	438	8	mobile	mobile	PROPN
ajis02-3043	438	9	commerce	commerce	PROPN
ajis02-3043	438	10	.	.	PUNCT
ajis02-3043	439	1	sighci	sighci	VERB
ajis02-3043	439	2	2003	2003	NUM
ajis02-3043	439	3	proceedings	proceeding	NOUN
ajis02-3043	439	4	,	,	PUNCT
ajis02-3043	439	5	6	6	NUM
ajis02-3043	439	6	.	.	PUNCT
ajis02-3043	440	1	siau	siau	PROPN
ajis02-3043	440	2	,	,	PUNCT
ajis02-3043	440	3	k.	k.	PROPN
ajis02-3043	440	4	,	,	PUNCT
ajis02-3043	440	5	sheng	sheng	PROPN
ajis02-3043	440	6	,	,	PUNCT
ajis02-3043	440	7	h.	h.	PROPN
ajis02-3043	440	8	,	,	PUNCT
ajis02-3043	440	9	nah	nah	INTJ
ajis02-3043	440	10	,	,	PUNCT
ajis02-3043	440	11	f.	f.	PROPN
ajis02-3043	440	12	,	,	PUNCT
ajis02-3043	440	13	&	&	CCONJ
ajis02-3043	440	14	davis	davis	PROPN
ajis02-3043	440	15	,	,	PUNCT
ajis02-3043	440	16	s.	s.	PROPN
ajis02-3043	440	17	(	(	PUNCT
ajis02-3043	440	18	2004	2004	NUM
ajis02-3043	440	19	)	)	PUNCT
ajis02-3043	440	20	.	.	PUNCT
ajis02-3043	441	1	a	a	DET
ajis02-3043	441	2	qualitative	qualitative	ADJ
ajis02-3043	441	3	investigation	investigation	NOUN
ajis02-3043	441	4	on	on	ADP
ajis02-3043	441	5	consumer	consumer	NOUN
ajis02-3043	441	6	trust	trust	NOUN
ajis02-3043	441	7	in	in	ADP
ajis02-3043	441	8	mobile	mobile	PROPN
ajis02-3043	441	9	commerce	commerce	PROPN
ajis02-3043	441	10	.	.	PUNCT
ajis02-3043	442	1	international	international	ADJ
ajis02-3043	442	2	journal	journal	PROPN
ajis02-3043	442	3	of	of	ADP
ajis02-3043	442	4	electronic	electronic	ADJ
ajis02-3043	442	5	business	business	NOUN
ajis02-3043	442	6	,	,	PUNCT
ajis02-3043	442	7	2(3	2(3	NUM
ajis02-3043	442	8	)	)	PUNCT
ajis02-3043	442	9	,	,	PUNCT
ajis02-3043	442	10	283	283	NUM
ajis02-3043	442	11	-	-	SYM
ajis02-3043	442	12	300	300	NUM
ajis02-3043	442	13	.	.	PUNCT
ajis02-3043	443	1	slade	slade	PROPN
ajis02-3043	443	2	,	,	PUNCT
ajis02-3043	443	3	e.	e.	PROPN
ajis02-3043	443	4	,	,	PUNCT
ajis02-3043	443	5	williams	williams	PROPN
ajis02-3043	443	6	,	,	PUNCT
ajis02-3043	443	7	m.	m.	NOUN
ajis02-3043	443	8	,	,	PUNCT
ajis02-3043	443	9	dwivedi	dwivedi	PROPN
ajis02-3043	443	10	,	,	PUNCT
ajis02-3043	443	11	y.	y.	PROPN
ajis02-3043	443	12	,	,	PUNCT
ajis02-3043	443	13	&	&	CCONJ
ajis02-3043	443	14	piercy	piercy	PROPN
ajis02-3043	443	15	,	,	PUNCT
ajis02-3043	443	16	n.	n.	NOUN
ajis02-3043	443	17	(	(	PUNCT
ajis02-3043	443	18	2015	2015	NUM
ajis02-3043	443	19	)	)	PUNCT
ajis02-3043	443	20	.	.	PUNCT
ajis02-3043	444	1	exploring	explore	VERB
ajis02-3043	444	2	consumer	consumer	NOUN
ajis02-3043	444	3	adoption	adoption	NOUN
ajis02-3043	444	4	of	of	ADP
ajis02-3043	444	5	proximity	proximity	NOUN
ajis02-3043	444	6	mobile	mobile	ADJ
ajis02-3043	444	7	payments	payment	NOUN
ajis02-3043	444	8	.	.	PUNCT
ajis02-3043	445	1	journal	journal	NOUN
ajis02-3043	445	2	of	of	ADP
ajis02-3043	445	3	strategic	strategic	ADJ
ajis02-3043	445	4	marketing	marketing	NOUN
ajis02-3043	445	5	,	,	PUNCT
ajis02-3043	445	6	23(3	23(3	NUM
ajis02-3043	445	7	)	)	PUNCT
ajis02-3043	445	8	,	,	PUNCT
ajis02-3043	445	9	209	209	NUM
ajis02-3043	445	10	-	-	SYM
ajis02-3043	445	11	223	223	NUM
ajis02-3043	445	12	.	.	PUNCT
ajis02-3043	446	1	slade	slade	PROPN
ajis02-3043	446	2	,	,	PUNCT
ajis02-3043	446	3	e.	e.	PROPN
ajis02-3043	446	4	l.	l.	PROPN
ajis02-3043	446	5	,	,	PUNCT
ajis02-3043	446	6	dwivedi	dwivedi	PROPN
ajis02-3043	446	7	,	,	PUNCT
ajis02-3043	446	8	y.	y.	PROPN
ajis02-3043	446	9	k.	k.	PROPN
ajis02-3043	446	10	,	,	PUNCT
ajis02-3043	446	11	piercy	piercy	PROPN
ajis02-3043	446	12	,	,	PUNCT
ajis02-3043	446	13	n.	n.	PROPN
ajis02-3043	446	14	c.	c.	PROPN
ajis02-3043	446	15	,	,	PUNCT
ajis02-3043	446	16	&	&	CCONJ
ajis02-3043	446	17	williams	williams	PROPN
ajis02-3043	446	18	,	,	PUNCT
ajis02-3043	446	19	m.	m.	PROPN
ajis02-3043	446	20	d.	d.	PROPN
ajis02-3043	446	21	(	(	PUNCT
ajis02-3043	446	22	2015	2015	NUM
ajis02-3043	446	23	)	)	PUNCT
ajis02-3043	446	24	.	.	PUNCT
ajis02-3043	447	1	modeling	model	VERB
ajis02-3043	447	2	consumers	consumer	NOUN
ajis02-3043	447	3	’	’	PART
ajis02-3043	447	4	adoption	adoption	NOUN
ajis02-3043	447	5	intentions	intention	NOUN
ajis02-3043	447	6	of	of	ADP
ajis02-3043	447	7	remote	remote	ADJ
ajis02-3043	447	8	mobile	mobile	ADJ
ajis02-3043	447	9	payments	payment	NOUN
ajis02-3043	447	10	in	in	ADP
ajis02-3043	447	11	the	the	DET
ajis02-3043	447	12	united	united	ADJ
ajis02-3043	447	13	kingdom	kingdom	NOUN
ajis02-3043	447	14	:	:	PUNCT
ajis02-3043	447	15	extending	extend	VERB
ajis02-3043	447	16	utaut	utaut	NOUN
ajis02-3043	447	17	with	with	ADP
ajis02-3043	447	18	innovativeness	innovativeness	NOUN
ajis02-3043	447	19	,	,	PUNCT
ajis02-3043	447	20	risk	risk	NOUN
ajis02-3043	447	21	,	,	PUNCT
ajis02-3043	447	22	and	and	CCONJ
ajis02-3043	447	23	trust	trust	NOUN
ajis02-3043	447	24	.	.	PUNCT
ajis02-3043	448	1	psychology	psychology	NOUN
ajis02-3043	448	2	&	&	CCONJ
ajis02-3043	448	3	marketing	marketing	NOUN
ajis02-3043	448	4	,	,	PUNCT
ajis02-3043	448	5	32(8	32(8	NUM
ajis02-3043	448	6	)	)	PUNCT
ajis02-3043	448	7	,	,	PUNCT
ajis02-3043	448	8	860	860	NUM
ajis02-3043	448	9	-	-	SYM
ajis02-3043	448	10	873	873	NUM
ajis02-3043	448	11	.	.	PUNCT
ajis02-3043	449	1	srivastava	srivastava	PROPN
ajis02-3043	449	2	,	,	PUNCT
ajis02-3043	449	3	s.	s.	PROPN
ajis02-3043	449	4	c.	c.	PROPN
ajis02-3043	449	5	,	,	PUNCT
ajis02-3043	449	6	chandra	chandra	PROPN
ajis02-3043	449	7	,	,	PUNCT
ajis02-3043	449	8	s.	s.	PROPN
ajis02-3043	449	9	,	,	PUNCT
ajis02-3043	449	10	&	&	CCONJ
ajis02-3043	449	11	theng	theng	PROPN
ajis02-3043	449	12	,	,	PUNCT
ajis02-3043	449	13	y.-l	y.-l	NOUN
ajis02-3043	449	14	.	.	PUNCT
ajis02-3043	450	1	(	(	PUNCT
ajis02-3043	450	2	2010	2010	NUM
ajis02-3043	450	3	)	)	PUNCT
ajis02-3043	450	4	.	.	PUNCT
ajis02-3043	451	1	evaluating	evaluate	VERB
ajis02-3043	451	2	the	the	DET
ajis02-3043	451	3	role	role	NOUN
ajis02-3043	451	4	of	of	ADP
ajis02-3043	451	5	trust	trust	NOUN
ajis02-3043	451	6	in	in	ADP
ajis02-3043	451	7	consumer	consumer	NOUN
ajis02-3043	451	8	adoption	adoption	NOUN
ajis02-3043	451	9	of	of	ADP
ajis02-3043	451	10	mobile	mobile	ADJ
ajis02-3043	451	11	payment	payment	NOUN
ajis02-3043	451	12	systems	system	NOUN
ajis02-3043	451	13	:	:	PUNCT
ajis02-3043	451	14	an	an	DET
ajis02-3043	451	15	empirical	empirical	ADJ
ajis02-3043	451	16	analysis	analysis	NOUN
ajis02-3043	451	17	.	.	PUNCT
ajis02-3043	452	1	communications	communication	NOUN
ajis02-3043	452	2	of	of	ADP
ajis02-3043	452	3	the	the	DET
ajis02-3043	452	4	association	association	NOUN
ajis02-3043	452	5	for	for	ADP
ajis02-3043	452	6	information	information	NOUN
ajis02-3043	452	7	systems	system	NOUN
ajis02-3043	452	8	,	,	PUNCT
ajis02-3043	452	9	27	27	NUM
ajis02-3043	452	10	,	,	PUNCT
ajis02-3043	452	11	561	561	NUM
ajis02-3043	452	12	-	-	SYM
ajis02-3043	452	13	588	588	NUM
ajis02-3043	452	14	.	.	PUNCT
ajis02-3043	452	15	statista	statista	NOUN
ajis02-3043	452	16	.	.	PUNCT
ajis02-3043	453	1	2018	2018	NUM
ajis02-3043	453	2	.	.	PUNCT
ajis02-3043	454	1	"	"	PUNCT
ajis02-3043	454	2	number	number	NOUN
ajis02-3043	454	3	of	of	ADP
ajis02-3043	454	4	smartphone	smartphone	NOUN
ajis02-3043	454	5	users	user	NOUN
ajis02-3043	454	6	in	in	ADP
ajis02-3043	454	7	vietnam	vietnam	PROPN
ajis02-3043	454	8	from	from	ADP
ajis02-3043	454	9	2015	2015	NUM
ajis02-3043	454	10	to	to	ADP
ajis02-3043	454	11	2022	2022	NUM
ajis02-3043	454	12	(	(	PUNCT
ajis02-3043	454	13	in	in	ADP
ajis02-3043	454	14	millions	million	NOUN
ajis02-3043	454	15	)	)	PUNCT
ajis02-3043	454	16	*	*	PUNCT
ajis02-3043	454	17	.	.	PUNCT
ajis02-3043	454	18	"	"	PUNCT
ajis02-3043	454	19	accessed	access	VERB
ajis02-3043	454	20	on	on	ADP
ajis02-3043	454	21	16/12/2018	16/12/2018	NUM
ajis02-3043	454	22	from	from	ADP
ajis02-3043	454	23	https://www.statista.com/statistics/467739/forecast-ofsmartphone-users-in-vietnam/	https://www.statista.com/statistics/467739/forecast-ofsmartphone-users-in-vietnam/	PROPN
ajis02-3043	454	24	straub	straub	PROPN
ajis02-3043	454	25	,	,	PUNCT
ajis02-3043	454	26	d.	d.	PROPN
ajis02-3043	454	27	w.	w.	PROPN
ajis02-3043	454	28	(	(	PUNCT
ajis02-3043	454	29	1989	1989	NUM
ajis02-3043	454	30	)	)	PUNCT
ajis02-3043	454	31	.	.	PUNCT
ajis02-3043	455	1	validating	validate	VERB
ajis02-3043	455	2	instruments	instrument	NOUN
ajis02-3043	455	3	in	in	ADP
ajis02-3043	455	4	mis	mis	PROPN
ajis02-3043	455	5	research	research	PROPN
ajis02-3043	455	6	.	.	PUNCT
ajis02-3043	456	1	mis	mis	PROPN
ajis02-3043	456	2	quarterly	quarterly	PROPN
ajis02-3043	456	3	,	,	PUNCT
ajis02-3043	456	4	13(2	13(2	PROPN
ajis02-3043	456	5	)	)	PUNCT
ajis02-3043	456	6	,	,	PUNCT
ajis02-3043	456	7	147	147	NUM
ajis02-3043	456	8	-	-	SYM
ajis02-3043	456	9	169	169	NUM
ajis02-3043	456	10	.	.	PUNCT
ajis02-3043	457	1	stringfellow	stringfellow	PROPN
ajis02-3043	457	2	,	,	PUNCT
ajis02-3043	457	3	a.	a.	NOUN
ajis02-3043	457	4	(	(	PUNCT
ajis02-3043	457	5	2018	2018	NUM
ajis02-3043	457	6	)	)	PUNCT
ajis02-3043	457	7	.	.	PUNCT
ajis02-3043	458	1	"	"	PUNCT
ajis02-3043	458	2	what	what	PRON
ajis02-3043	458	3	is	be	AUX
ajis02-3043	458	4	a	a	DET
ajis02-3043	458	5	mobile	mobile	ADJ
ajis02-3043	458	6	payment	payment	NOUN
ajis02-3043	458	7	?	?	PUNCT
ajis02-3043	458	8	"	"	PUNCT
ajis02-3043	458	9	.	.	PUNCT
ajis02-3043	459	1	accessed	access	VERB
ajis02-3043	459	2	on	on	ADP
ajis02-3043	459	3	28/11/2020	28/11/2020	NUM
ajis02-3043	459	4	from	from	ADP
ajis02-3043	459	5	https://www.tccrocks.com/blog/what-is-a-mobile-payment/	https://www.tccrocks.com/blog/what-is-a-mobile-payment/	PROPN
ajis02-3043	459	6	venkatesh	venkatesh	PROPN
ajis02-3043	459	7	,	,	PUNCT
ajis02-3043	459	8	v.	v.	PROPN
ajis02-3043	459	9	,	,	PUNCT
ajis02-3043	459	10	thong	thong	PROPN
ajis02-3043	459	11	,	,	PUNCT
ajis02-3043	459	12	j.	j.	PROPN
ajis02-3043	459	13	y.	y.	PROPN
ajis02-3043	459	14	,	,	PUNCT
ajis02-3043	459	15	&	&	CCONJ
ajis02-3043	459	16	xu	xu	PROPN
ajis02-3043	459	17	,	,	PUNCT
ajis02-3043	459	18	x.	x.	NOUN
ajis02-3043	459	19	(	(	PUNCT
ajis02-3043	459	20	2012	2012	NUM
ajis02-3043	459	21	)	)	PUNCT
ajis02-3043	459	22	.	.	PUNCT
ajis02-3043	460	1	consumer	consumer	NOUN
ajis02-3043	460	2	acceptance	acceptance	NOUN
ajis02-3043	460	3	and	and	CCONJ
ajis02-3043	460	4	use	use	NOUN
ajis02-3043	460	5	of	of	ADP
ajis02-3043	460	6	information	information	NOUN
ajis02-3043	460	7	technology	technology	NOUN
ajis02-3043	460	8	:	:	PUNCT
ajis02-3043	460	9	extending	extend	VERB
ajis02-3043	460	10	the	the	DET
ajis02-3043	460	11	unified	unified	ADJ
ajis02-3043	460	12	theory	theory	NOUN
ajis02-3043	460	13	of	of	ADP
ajis02-3043	460	14	acceptance	acceptance	NOUN
ajis02-3043	460	15	and	and	CCONJ
ajis02-3043	460	16	use	use	NOUN
ajis02-3043	460	17	of	of	ADP
ajis02-3043	460	18	technology	technology	NOUN
ajis02-3043	460	19	.	.	PUNCT
ajis02-3043	461	1	mis	mis	PROPN
ajis02-3043	461	2	quarterly	quarterly	PROPN
ajis02-3043	461	3	,	,	PUNCT
ajis02-3043	461	4	36(1	36(1	NUM
ajis02-3043	461	5	)	)	PUNCT
ajis02-3043	461	6	,	,	PUNCT
ajis02-3043	461	7	157	157	NUM
ajis02-3043	461	8	-	-	SYM
ajis02-3043	461	9	178	178	NUM
ajis02-3043	461	10	.	.	PUNCT
ajis02-3043	462	1	xin	xin	PROPN
ajis02-3043	462	2	,	,	PUNCT
ajis02-3043	462	3	h.	h.	PROPN
ajis02-3043	462	4	,	,	PUNCT
ajis02-3043	462	5	techatassanasoontorn	techatassanasoontorn	ADJ
ajis02-3043	462	6	,	,	PUNCT
ajis02-3043	462	7	a.	a.	NOUN
ajis02-3043	462	8	a.	a.	PROPN
ajis02-3043	462	9	,	,	PUNCT
ajis02-3043	462	10	&	&	CCONJ
ajis02-3043	462	11	tan	tan	PROPN
ajis02-3043	462	12	,	,	PUNCT
ajis02-3043	462	13	f.	f.	PROPN
ajis02-3043	462	14	b.	b.	PROPN
ajis02-3043	462	15	(	(	PUNCT
ajis02-3043	462	16	2015	2015	NUM
ajis02-3043	462	17	)	)	PUNCT
ajis02-3043	462	18	.	.	PUNCT
ajis02-3043	463	1	antecedents	antecedent	NOUN
ajis02-3043	463	2	of	of	ADP
ajis02-3043	463	3	consumer	consumer	NOUN
ajis02-3043	463	4	trust	trust	NOUN
ajis02-3043	463	5	in	in	ADP
ajis02-3043	463	6	mobile	mobile	ADJ
ajis02-3043	463	7	payment	payment	NOUN
ajis02-3043	463	8	adoption	adoption	NOUN
ajis02-3043	463	9	.	.	PUNCT
ajis02-3043	464	1	journal	journal	NOUN
ajis02-3043	464	2	of	of	ADP
ajis02-3043	464	3	computer	computer	NOUN
ajis02-3043	464	4	information	information	NOUN
ajis02-3043	464	5	systems	system	NOUN
ajis02-3043	464	6	,	,	PUNCT
ajis02-3043	464	7	55(4	55(4	NUM
ajis02-3043	464	8	)	)	PUNCT
ajis02-3043	464	9	,	,	PUNCT
ajis02-3043	464	10	1	1	NUM
ajis02-3043	464	11	-	-	SYM
ajis02-3043	464	12	10	10	NUM
ajis02-3043	464	13	.	.	PUNCT
ajis02-3043	465	1	australasian	australasian	ADJ
ajis02-3043	465	2	journal	journal	NOUN
ajis02-3043	465	3	of	of	ADP
ajis02-3043	465	4	information	information	NOUN
ajis02-3043	465	5	systems	system	NOUN
ajis02-3043	465	6	nguyen	nguyen	NOUN
ajis02-3043	465	7	et	et	PROPN
ajis02-3043	465	8	al	al	PROPN
ajis02-3043	465	9	.	.	PROPN
ajis02-3043	465	10	2021	2021	NUM
ajis02-3043	465	11	,	,	PUNCT
ajis02-3043	465	12	vol	vol	NOUN
ajis02-3043	465	13	25	25	NUM
ajis02-3043	465	14	,	,	PUNCT
ajis02-3043	465	15	research	research	NOUN
ajis02-3043	465	16	article	article	NOUN
ajis02-3043	465	17	trust	trust	NOUN
ajis02-3043	465	18	types	type	NOUN
ajis02-3043	465	19	and	and	CCONJ
ajis02-3043	465	20	mediating	mediate	VERB
ajis02-3043	465	21	effect	effect	NOUN
ajis02-3043	465	22	21	21	NUM
ajis02-3043	465	23	yan	yan	PROPN
ajis02-3043	465	24	,	,	PUNCT
ajis02-3043	465	25	h.	h.	PROPN
ajis02-3043	465	26	,	,	PUNCT
ajis02-3043	465	27	&	&	CCONJ
ajis02-3043	465	28	yang	yang	PROPN
ajis02-3043	465	29	,	,	PUNCT
ajis02-3043	465	30	z.	z.	PROPN
ajis02-3043	465	31	(	(	PUNCT
ajis02-3043	465	32	2014	2014	NUM
ajis02-3043	465	33	)	)	PUNCT
ajis02-3043	465	34	.	.	PUNCT
ajis02-3043	466	1	an	an	DET
ajis02-3043	466	2	empirical	empirical	ADJ
ajis02-3043	466	3	examination	examination	NOUN
ajis02-3043	466	4	of	of	ADP
ajis02-3043	466	5	user	user	NOUN
ajis02-3043	466	6	adoption	adoption	NOUN
ajis02-3043	466	7	mobile	mobile	ADJ
ajis02-3043	466	8	paymentt	paymentt	NOUN
ajis02-3043	466	9	.	.	PUNCT
ajis02-3043	467	1	2014	2014	NUM
ajis02-3043	467	2	international	international	ADJ
ajis02-3043	467	3	conference	conference	NOUN
ajis02-3043	467	4	on	on	ADP
ajis02-3043	467	5	management	management	NOUN
ajis02-3043	467	6	of	of	ADP
ajis02-3043	467	7	e	e	NOUN
ajis02-3043	467	8	-	-	NOUN
ajis02-3043	467	9	commerce	commerce	NOUN
ajis02-3043	467	10	and	and	CCONJ
ajis02-3043	467	11	e	e	NOUN
ajis02-3043	467	12	-	-	NOUN
ajis02-3043	467	13	government	government	NOUN
ajis02-3043	467	14	,	,	PUNCT
ajis02-3043	467	15	31	31	NUM
ajis02-3043	467	16	october2	october2	NOUN
ajis02-3043	467	17	november	november	PROPN
ajis02-3043	467	18	2014	2014	NUM
ajis02-3043	467	19	,	,	PUNCT
ajis02-3043	467	20	shanghai	shanghai	PROPN
ajis02-3043	467	21	,	,	PUNCT
ajis02-3043	467	22	china	china	PROPN
ajis02-3043	467	23	,	,	PUNCT
ajis02-3043	467	24	156	156	NUM
ajis02-3043	467	25	-	-	SYM
ajis02-3043	467	26	162	162	NUM
ajis02-3043	467	27	.	.	PUNCT
ajis02-3043	468	1	yan	yan	PROPN
ajis02-3043	468	2	,	,	PUNCT
ajis02-3043	468	3	z.	z.	PROPN
ajis02-3043	468	4	,	,	PUNCT
ajis02-3043	468	5	niemi	niemi	PROPN
ajis02-3043	468	6	,	,	PUNCT
ajis02-3043	468	7	v.	v.	PROPN
ajis02-3043	468	8	,	,	PUNCT
ajis02-3043	468	9	dong	dong	PROPN
ajis02-3043	468	10	,	,	PUNCT
ajis02-3043	468	11	y.	y.	PROPN
ajis02-3043	468	12	,	,	PUNCT
ajis02-3043	468	13	&	&	CCONJ
ajis02-3043	468	14	yu	yu	PROPN
ajis02-3043	468	15	,	,	PUNCT
ajis02-3043	468	16	g.	g.	PROPN
ajis02-3043	468	17	(	(	PUNCT
ajis02-3043	468	18	2008	2008	NUM
ajis02-3043	468	19	)	)	PUNCT
ajis02-3043	468	20	.	.	PUNCT
ajis02-3043	469	1	a	a	DET
ajis02-3043	469	2	user	user	NOUN
ajis02-3043	469	3	behavior	behavior	NOUN
ajis02-3043	469	4	based	base	VERB
ajis02-3043	469	5	trust	trust	NOUN
ajis02-3043	469	6	model	model	NOUN
ajis02-3043	469	7	for	for	ADP
ajis02-3043	469	8	mobile	mobile	ADJ
ajis02-3043	469	9	applications	application	NOUN
ajis02-3043	469	10	.	.	PUNCT
ajis02-3043	470	1	international	international	ADJ
ajis02-3043	470	2	conference	conference	NOUN
ajis02-3043	470	3	on	on	ADP
ajis02-3043	470	4	autonomic	autonomic	ADJ
ajis02-3043	470	5	and	and	CCONJ
ajis02-3043	470	6	trusted	trusted	ADJ
ajis02-3043	470	7	computing	computing	NOUN
ajis02-3043	470	8	:	:	PUNCT
ajis02-3043	470	9	springer	springer	NOUN
ajis02-3043	470	10	,	,	PUNCT
ajis02-3043	470	11	23	23	NUM
ajis02-3043	470	12	-	-	SYM
ajis02-3043	470	13	25	25	NUM
ajis02-3043	470	14	june	june	PROPN
ajis02-3043	470	15	2008	2008	NUM
ajis02-3043	470	16	,	,	PUNCT
ajis02-3043	470	17	oslo	oslo	PROPN
ajis02-3043	470	18	,	,	PUNCT
ajis02-3043	470	19	norway	norway	PROPN
ajis02-3043	470	20	,	,	PUNCT
ajis02-3043	470	21	455	455	NUM
ajis02-3043	470	22	-	-	SYM
ajis02-3043	470	23	469	469	NUM
ajis02-3043	470	24	.	.	PUNCT
ajis02-3043	471	1	zhou	zhou	PROPN
ajis02-3043	471	2	,	,	PUNCT
ajis02-3043	471	3	t.	t.	PROPN
ajis02-3043	471	4	(	(	PUNCT
ajis02-3043	471	5	2011	2011	NUM
ajis02-3043	471	6	)	)	PUNCT
ajis02-3043	471	7	.	.	PUNCT
ajis02-3043	472	1	the	the	DET
ajis02-3043	472	2	effect	effect	NOUN
ajis02-3043	472	3	of	of	ADP
ajis02-3043	472	4	initial	initial	ADJ
ajis02-3043	472	5	trust	trust	NOUN
ajis02-3043	472	6	on	on	ADP
ajis02-3043	472	7	user	user	NOUN
ajis02-3043	472	8	adoption	adoption	NOUN
ajis02-3043	472	9	of	of	ADP
ajis02-3043	472	10	mobile	mobile	ADJ
ajis02-3043	472	11	payment	payment	NOUN
ajis02-3043	472	12	.	.	PUNCT
ajis02-3043	473	1	information	information	NOUN
ajis02-3043	473	2	development	development	NOUN
ajis02-3043	473	3	,	,	PUNCT
ajis02-3043	473	4	27(4	27(4	PROPN
ajis02-3043	473	5	)	)	PUNCT
ajis02-3043	473	6	,	,	PUNCT
ajis02-3043	473	7	290	290	NUM
ajis02-3043	473	8	-	-	SYM
ajis02-3043	473	9	300	300	NUM
ajis02-3043	473	10	.	.	PUNCT
ajis02-3043	474	1	zhou	zhou	PROPN
ajis02-3043	474	2	,	,	PUNCT
ajis02-3043	474	3	t.	t.	PROPN
ajis02-3043	474	4	(	(	PUNCT
ajis02-3043	474	5	2013	2013	NUM
ajis02-3043	474	6	)	)	PUNCT
ajis02-3043	474	7	.	.	PUNCT
ajis02-3043	475	1	an	an	DET
ajis02-3043	475	2	empirical	empirical	ADJ
ajis02-3043	475	3	examination	examination	NOUN
ajis02-3043	475	4	of	of	ADP
ajis02-3043	475	5	continuance	continuance	NOUN
ajis02-3043	475	6	intention	intention	NOUN
ajis02-3043	475	7	of	of	ADP
ajis02-3043	475	8	mobile	mobile	ADJ
ajis02-3043	475	9	payment	payment	NOUN
ajis02-3043	475	10	services	service	NOUN
ajis02-3043	475	11	.	.	PUNCT
ajis02-3043	476	1	decision	decision	NOUN
ajis02-3043	476	2	support	support	NOUN
ajis02-3043	476	3	systems	system	NOUN
ajis02-3043	476	4	,	,	PUNCT
ajis02-3043	476	5	54(2	54(2	NUM
ajis02-3043	476	6	)	)	PUNCT
ajis02-3043	476	7	,	,	PUNCT
ajis02-3043	476	8	1085	1085	NUM
ajis02-3043	476	9	-	-	SYM
ajis02-3043	476	10	1091	1091	NUM
ajis02-3043	476	11	.	.	PUNCT
ajis02-3043	477	1	zhou	zhou	PROPN
ajis02-3043	477	2	,	,	PUNCT
ajis02-3043	477	3	t.	t.	PROPN
ajis02-3043	477	4	(	(	PUNCT
ajis02-3043	477	5	2014	2014	NUM
ajis02-3043	477	6	)	)	PUNCT
ajis02-3043	477	7	.	.	PUNCT
ajis02-3043	478	1	understanding	understand	VERB
ajis02-3043	478	2	the	the	DET
ajis02-3043	478	3	determinants	determinant	NOUN
ajis02-3043	478	4	of	of	ADP
ajis02-3043	478	5	mobile	mobile	ADJ
ajis02-3043	478	6	payment	payment	NOUN
ajis02-3043	478	7	continuance	continuance	NOUN
ajis02-3043	478	8	usage	usage	NOUN
ajis02-3043	478	9	.	.	PUNCT
ajis02-3043	479	1	industrial	industrial	ADJ
ajis02-3043	479	2	management	management	PROPN
ajis02-3043	479	3	&	&	CCONJ
ajis02-3043	479	4	data	datum	NOUN
ajis02-3043	479	5	systems	system	NOUN
ajis02-3043	479	6	,	,	PUNCT
ajis02-3043	479	7	114(6	114(6	NUM
ajis02-3043	479	8	)	)	PUNCT
ajis02-3043	479	9	,	,	PUNCT
ajis02-3043	479	10	936	936	NUM
ajis02-3043	479	11	-	-	SYM
ajis02-3043	479	12	948	948	NUM
ajis02-3043	479	13	.	.	PUNCT
ajis02-3043	480	1	appendices	appendix	NOUN
ajis02-3043	480	2	appendix	appendix	VERB
ajis02-3043	480	3	a.	a.	NOUN
ajis02-3043	480	4	survey	survey	NOUN
ajis02-3043	480	5	items	item	NOUN
ajis02-3043	480	6	construct	construct	VERB
ajis02-3043	480	7	and	and	CCONJ
ajis02-3043	480	8	items	item	NOUN
ajis02-3043	480	9	references	reference	NOUN
ajis02-3043	480	10	m	m	NOUN
ajis02-3043	480	11	-	-	PUNCT
ajis02-3043	480	12	payment	payment	NOUN
ajis02-3043	480	13	provider	provider	NOUN
ajis02-3043	480	14	trust	trust	NOUN
ajis02-3043	480	15	(	(	PUNCT
ajis02-3043	480	16	pt	pt	NOUN
ajis02-3043	480	17	):	):	PUNCT
ajis02-3043	480	18	six	six	NUM
ajis02-3043	480	19	items	item	NOUN
ajis02-3043	480	20	pt1	pt1	PROPN
ajis02-3043	480	21	:	:	PUNCT
ajis02-3043	480	22	based	base	VERB
ajis02-3043	480	23	on	on	ADP
ajis02-3043	480	24	my	my	PRON
ajis02-3043	480	25	perception	perception	NOUN
ajis02-3043	480	26	and	and	CCONJ
ajis02-3043	480	27	experience	experience	NOUN
ajis02-3043	480	28	of	of	ADP
ajis02-3043	480	29	the	the	DET
ajis02-3043	480	30	mobile	mobile	ADJ
ajis02-3043	480	31	payment	payment	NOUN
ajis02-3043	480	32	provider	provider	NOUN
ajis02-3043	480	33	,	,	PUNCT
ajis02-3043	480	34	i	i	PRON
ajis02-3043	480	35	know	know	VERB
ajis02-3043	480	36	they	they	PRON
ajis02-3043	480	37	have	have	VERB
ajis02-3043	480	38	sufficient	sufficient	ADJ
ajis02-3043	480	39	expertise	expertise	NOUN
ajis02-3043	480	40	and	and	CCONJ
ajis02-3043	480	41	resources	resource	NOUN
ajis02-3043	480	42	to	to	PART
ajis02-3043	480	43	conduct	conduct	VERB
ajis02-3043	480	44	mobile	mobile	ADJ
ajis02-3043	480	45	payment	payment	NOUN
ajis02-3043	480	46	services	service	NOUN
ajis02-3043	480	47	.	.	PUNCT
ajis02-3043	481	1	pt2	pt2	NOUN
ajis02-3043	481	2	:	:	PUNCT
ajis02-3043	481	3	based	base	VERB
ajis02-3043	481	4	on	on	ADP
ajis02-3043	481	5	my	my	PRON
ajis02-3043	481	6	perception	perception	NOUN
ajis02-3043	481	7	and	and	CCONJ
ajis02-3043	481	8	experience	experience	NOUN
ajis02-3043	481	9	of	of	ADP
ajis02-3043	481	10	the	the	DET
ajis02-3043	481	11	mobile	mobile	ADJ
ajis02-3043	481	12	payment	payment	NOUN
ajis02-3043	481	13	provider	provider	NOUN
ajis02-3043	481	14	,	,	PUNCT
ajis02-3043	481	15	i	i	PRON
ajis02-3043	481	16	know	know	VERB
ajis02-3043	481	17	them	they	PRON
ajis02-3043	481	18	to	to	PART
ajis02-3043	481	19	be	be	AUX
ajis02-3043	481	20	honest	honest	ADJ
ajis02-3043	481	21	.	.	PUNCT
ajis02-3043	482	1	pt3	pt3	NOUN
ajis02-3043	482	2	:	:	PUNCT
ajis02-3043	482	3	based	base	VERB
ajis02-3043	482	4	on	on	ADP
ajis02-3043	482	5	my	my	PRON
ajis02-3043	482	6	perception	perception	NOUN
ajis02-3043	482	7	and	and	CCONJ
ajis02-3043	482	8	experience	experience	NOUN
ajis02-3043	482	9	of	of	ADP
ajis02-3043	482	10	the	the	DET
ajis02-3043	482	11	mobile	mobile	ADJ
ajis02-3043	482	12	payment	payment	NOUN
ajis02-3043	482	13	provider	provider	NOUN
ajis02-3043	482	14	,	,	PUNCT
ajis02-3043	482	15	i	i	PRON
ajis02-3043	482	16	know	know	VERB
ajis02-3043	482	17	them	they	PRON
ajis02-3043	482	18	to	to	PART
ajis02-3043	482	19	be	be	AUX
ajis02-3043	482	20	reliable	reliable	ADJ
ajis02-3043	482	21	.	.	PUNCT
ajis02-3043	483	1	pt4	pt4	NOUN
ajis02-3043	483	2	:	:	PUNCT
ajis02-3043	483	3	based	base	VERB
ajis02-3043	483	4	on	on	ADP
ajis02-3043	483	5	my	my	PRON
ajis02-3043	483	6	perception	perception	NOUN
ajis02-3043	483	7	and	and	CCONJ
ajis02-3043	483	8	experience	experience	NOUN
ajis02-3043	483	9	of	of	ADP
ajis02-3043	483	10	the	the	DET
ajis02-3043	483	11	mobile	mobile	ADJ
ajis02-3043	483	12	payment	payment	NOUN
ajis02-3043	483	13	provider	provider	NOUN
ajis02-3043	483	14	,	,	PUNCT
ajis02-3043	483	15	i	i	PRON
ajis02-3043	483	16	know	know	VERB
ajis02-3043	483	17	they	they	PRON
ajis02-3043	483	18	provide	provide	VERB
ajis02-3043	483	19	secure	secure	ADJ
ajis02-3043	483	20	services	service	NOUN
ajis02-3043	483	21	pt5	pt5	NOUN
ajis02-3043	483	22	:	:	PUNCT
ajis02-3043	483	23	based	base	VERB
ajis02-3043	483	24	on	on	ADP
ajis02-3043	483	25	my	my	PRON
ajis02-3043	483	26	perception	perception	NOUN
ajis02-3043	483	27	and	and	CCONJ
ajis02-3043	483	28	experience	experience	NOUN
ajis02-3043	483	29	of	of	ADP
ajis02-3043	483	30	the	the	DET
ajis02-3043	483	31	mobile	mobile	ADJ
ajis02-3043	483	32	payment	payment	NOUN
ajis02-3043	483	33	provider	provider	NOUN
ajis02-3043	483	34	,	,	PUNCT
ajis02-3043	483	35	i	i	PRON
ajis02-3043	483	36	know	know	VERB
ajis02-3043	483	37	them	they	PRON
ajis02-3043	483	38	to	to	PART
ajis02-3043	483	39	be	be	AUX
ajis02-3043	483	40	trustworthy	trustworthy	ADJ
ajis02-3043	483	41	.	.	PUNCT
ajis02-3043	484	1	pt6	pt6	PROPN
ajis02-3043	484	2	.	.	PUNCT
ajis02-3043	485	1	based	base	VERB
ajis02-3043	485	2	on	on	ADP
ajis02-3043	485	3	my	my	PRON
ajis02-3043	485	4	perception	perception	NOUN
ajis02-3043	485	5	and	and	CCONJ
ajis02-3043	485	6	experience	experience	NOUN
ajis02-3043	485	7	of	of	ADP
ajis02-3043	485	8	the	the	DET
ajis02-3043	485	9	mobile	mobile	ADJ
ajis02-3043	485	10	payment	payment	NOUN
ajis02-3043	485	11	provider	provider	NOUN
ajis02-3043	485	12	,	,	PUNCT
ajis02-3043	485	13	i	i	PRON
ajis02-3043	485	14	believe	believe	VERB
ajis02-3043	485	15	they	they	PRON
ajis02-3043	485	16	have	have	VERB
ajis02-3043	485	17	a	a	DET
ajis02-3043	485	18	good	good	ADJ
ajis02-3043	485	19	reputation	reputation	NOUN
ajis02-3043	485	20	.	.	PUNCT
ajis02-3043	486	1	andreev	andreev	PROPN
ajis02-3043	486	2	et	et	PROPN
ajis02-3043	486	3	al	al	PROPN
ajis02-3043	486	4	.	.	PROPN
ajis02-3043	486	5	,	,	PUNCT
ajis02-3043	486	6	2012	2012	NUM
ajis02-3043	486	7	;	;	PUNCT
ajis02-3043	486	8	srivastava	srivastava	PROPN
ajis02-3043	486	9	et	et	PROPN
ajis02-3043	486	10	al	al	PROPN
ajis02-3043	486	11	.	.	PROPN
ajis02-3043	486	12	,	,	PUNCT
ajis02-3043	486	13	2010	2010	NUM
ajis02-3043	486	14	;	;	PUNCT
ajis02-3043	486	15	zhou	zhou	PROPN
ajis02-3043	486	16	,	,	PUNCT
ajis02-3043	486	17	2011	2011	NUM
ajis02-3043	486	18	technology	technology	NOUN
ajis02-3043	486	19	trust	trust	NOUN
ajis02-3043	486	20	(	(	PUNCT
ajis02-3043	486	21	tt	tt	PROPN
ajis02-3043	486	22	):	):	PUNCT
ajis02-3043	486	23	four	four	NUM
ajis02-3043	486	24	items	item	NOUN
ajis02-3043	486	25	tt1	tt1	NOUN
ajis02-3043	486	26	:	:	PUNCT
ajis02-3043	486	27	based	base	VERB
ajis02-3043	486	28	on	on	ADP
ajis02-3043	486	29	my	my	PRON
ajis02-3043	486	30	perception	perception	NOUN
ajis02-3043	486	31	of	of	ADP
ajis02-3043	486	32	the	the	DET
ajis02-3043	486	33	mobile	mobile	ADJ
ajis02-3043	486	34	payment	payment	NOUN
ajis02-3043	486	35	technology	technology	NOUN
ajis02-3043	486	36	,	,	PUNCT
ajis02-3043	486	37	i	i	PRON
ajis02-3043	486	38	know	know	VERB
ajis02-3043	486	39	it	it	PRON
ajis02-3043	486	40	is	be	AUX
ajis02-3043	486	41	reliable	reliable	ADJ
ajis02-3043	486	42	.	.	PUNCT
ajis02-3043	487	1	tt2	tt2	NOUN
ajis02-3043	487	2	:	:	PUNCT
ajis02-3043	487	3	based	base	VERB
ajis02-3043	487	4	on	on	ADP
ajis02-3043	487	5	my	my	PRON
ajis02-3043	487	6	perception	perception	NOUN
ajis02-3043	487	7	of	of	ADP
ajis02-3043	487	8	the	the	DET
ajis02-3043	487	9	mobile	mobile	ADJ
ajis02-3043	487	10	payment	payment	NOUN
ajis02-3043	487	11	technology	technology	NOUN
ajis02-3043	487	12	,	,	PUNCT
ajis02-3043	487	13	i	i	PRON
ajis02-3043	487	14	can	can	AUX
ajis02-3043	487	15	know	know	VERB
ajis02-3043	487	16	it	it	PRON
ajis02-3043	487	17	is	be	AUX
ajis02-3043	487	18	secure	secure	ADJ
ajis02-3043	487	19	.	.	PUNCT
ajis02-3043	488	1	tt3	tt3	NOUN
ajis02-3043	488	2	:	:	PUNCT
ajis02-3043	488	3	based	base	VERB
ajis02-3043	488	4	on	on	ADP
ajis02-3043	488	5	my	my	PRON
ajis02-3043	488	6	perception	perception	NOUN
ajis02-3043	488	7	of	of	ADP
ajis02-3043	488	8	the	the	DET
ajis02-3043	488	9	mobile	mobile	ADJ
ajis02-3043	488	10	payment	payment	NOUN
ajis02-3043	488	11	technology	technology	NOUN
ajis02-3043	488	12	,	,	PUNCT
ajis02-3043	488	13	i	i	PRON
ajis02-3043	488	14	can	can	AUX
ajis02-3043	488	15	know	know	VERB
ajis02-3043	488	16	it	it	PRON
ajis02-3043	488	17	is	be	AUX
ajis02-3043	488	18	trustworthy	trustworthy	ADJ
ajis02-3043	488	19	.	.	PUNCT
ajis02-3043	489	1	tt4	tt4	PROPN
ajis02-3043	489	2	.	.	PUNCT
ajis02-3043	490	1	in	in	ADP
ajis02-3043	490	2	general	general	ADJ
ajis02-3043	490	3	,	,	PUNCT
ajis02-3043	490	4	i	i	PRON
ajis02-3043	490	5	trust	trust	VERB
ajis02-3043	490	6	mobile	mobile	ADJ
ajis02-3043	490	7	payment	payment	NOUN
ajis02-3043	490	8	technology	technology	NOUN
ajis02-3043	490	9	to	to	PART
ajis02-3043	490	10	transact	transact	VERB
ajis02-3043	490	11	m	m	NOUN
ajis02-3043	490	12	-	-	NOUN
ajis02-3043	490	13	payment	payment	NOUN
ajis02-3043	490	14	.	.	PUNCT
ajis02-3043	491	1	srivastava	srivastava	PROPN
ajis02-3043	491	2	et	et	PROPN
ajis02-3043	491	3	al	al	PROPN
ajis02-3043	491	4	.	.	PROPN
ajis02-3043	492	1	2010	2010	NUM
ajis02-3043	492	2	institution	institution	NOUN
ajis02-3043	492	3	-	-	PUNCT
ajis02-3043	492	4	based	base	VERB
ajis02-3043	492	5	trust	trust	NOUN
ajis02-3043	492	6	(	(	PUNCT
ajis02-3043	492	7	it	it	PRON
ajis02-3043	492	8	):	):	PUNCT
ajis02-3043	492	9	six	six	NUM
ajis02-3043	492	10	items	item	NOUN
ajis02-3043	492	11	it1	it1	VERB
ajis02-3043	492	12	.	.	PUNCT
ajis02-3043	493	1	i	i	PRON
ajis02-3043	493	2	feel	feel	VERB
ajis02-3043	493	3	good	good	ADJ
ajis02-3043	493	4	about	about	ADP
ajis02-3043	493	5	how	how	SCONJ
ajis02-3043	493	6	things	thing	NOUN
ajis02-3043	493	7	go	go	VERB
ajis02-3043	493	8	when	when	SCONJ
ajis02-3043	493	9	i	i	PRON
ajis02-3043	493	10	use	use	VERB
ajis02-3043	493	11	mobile	mobile	ADJ
ajis02-3043	493	12	payment	payment	NOUN
ajis02-3043	493	13	.	.	PUNCT
ajis02-3043	494	1	it2	it2	NOUN
ajis02-3043	494	2	.	.	PUNCT
ajis02-3043	495	1	i	i	PRON
ajis02-3043	495	2	am	be	AUX
ajis02-3043	495	3	comfortable	comfortable	ADJ
ajis02-3043	495	4	making	make	VERB
ajis02-3043	495	5	a	a	DET
ajis02-3043	495	6	mobile	mobile	ADJ
ajis02-3043	495	7	payment	payment	NOUN
ajis02-3043	495	8	.	.	PUNCT
ajis02-3043	496	1	it3	it3	NOUN
ajis02-3043	496	2	.	.	PUNCT
ajis02-3043	497	1	i	i	PRON
ajis02-3043	497	2	believe	believe	VERB
ajis02-3043	497	3	the	the	DET
ajis02-3043	497	4	internet	internet	NOUN
ajis02-3043	497	5	has	have	VERB
ajis02-3043	497	6	enough	enough	ADJ
ajis02-3043	497	7	security	security	NOUN
ajis02-3043	497	8	safeguards	safeguard	NOUN
ajis02-3043	497	9	to	to	PART
ajis02-3043	497	10	make	make	VERB
ajis02-3043	497	11	me	i	PRON
ajis02-3043	497	12	feel	feel	VERB
ajis02-3043	497	13	comfortable	comfortable	ADJ
ajis02-3043	497	14	using	use	VERB
ajis02-3043	497	15	it	it	PRON
ajis02-3043	497	16	to	to	PART
ajis02-3043	497	17	make	make	VERB
ajis02-3043	497	18	a	a	DET
ajis02-3043	497	19	mobile	mobile	ADJ
ajis02-3043	497	20	payment	payment	NOUN
ajis02-3043	497	21	.	.	PUNCT
ajis02-3043	498	1	it4	it4	PROPN
ajis02-3043	498	2	.	.	PUNCT
ajis02-3043	499	1	i	i	PRON
ajis02-3043	499	2	feel	feel	VERB
ajis02-3043	499	3	assured	assure	VERB
ajis02-3043	499	4	that	that	SCONJ
ajis02-3043	499	5	the	the	DET
ajis02-3043	499	6	legal	legal	ADJ
ajis02-3043	499	7	system	system	NOUN
ajis02-3043	499	8	and	and	CCONJ
ajis02-3043	499	9	institutions	institution	NOUN
ajis02-3043	499	10	adequately	adequately	ADV
ajis02-3043	499	11	protect	protect	VERB
ajis02-3043	499	12	me	i	PRON
ajis02-3043	499	13	from	from	ADP
ajis02-3043	499	14	mobile	mobile	ADJ
ajis02-3043	499	15	payment	payment	NOUN
ajis02-3043	499	16	problems	problem	NOUN
ajis02-3043	499	17	(	(	PUNCT
ajis02-3043	499	18	such	such	ADJ
ajis02-3043	499	19	as	as	ADP
ajis02-3043	499	20	financial	financial	ADJ
ajis02-3043	499	21	frauds	fraud	NOUN
ajis02-3043	499	22	,	,	PUNCT
ajis02-3043	499	23	and	and	CCONJ
ajis02-3043	499	24	duplicate	duplicate	ADJ
ajis02-3043	499	25	payments	payment	NOUN
ajis02-3043	499	26	)	)	PUNCT
ajis02-3043	499	27	.	.	PUNCT
ajis02-3043	500	1	it5	it5	PROPN
ajis02-3043	500	2	.	.	PUNCT
ajis02-3043	501	1	i	i	PRON
ajis02-3043	501	2	feel	feel	VERB
ajis02-3043	501	3	confident	confident	ADJ
ajis02-3043	501	4	that	that	SCONJ
ajis02-3043	501	5	encryption	encryption	NOUN
ajis02-3043	501	6	and	and	CCONJ
ajis02-3043	501	7	other	other	ADJ
ajis02-3043	501	8	mobile	mobile	ADJ
ajis02-3043	501	9	technology	technology	NOUN
ajis02-3043	501	10	safeguards	safeguard	NOUN
ajis02-3043	501	11	make	make	VERB
ajis02-3043	501	12	it	it	PRON
ajis02-3043	501	13	safe	safe	ADJ
ajis02-3043	501	14	for	for	SCONJ
ajis02-3043	501	15	me	i	PRON
ajis02-3043	501	16	to	to	PART
ajis02-3043	501	17	make	make	VERB
ajis02-3043	501	18	mobile	mobile	ADJ
ajis02-3043	501	19	payments	payment	NOUN
ajis02-3043	501	20	.	.	PUNCT
ajis02-3043	502	1	it6	it6	VERB
ajis02-3043	502	2	.	.	PROPN
ajis02-3043	503	1	in	in	ADP
ajis02-3043	503	2	general	general	ADJ
ajis02-3043	503	3	,	,	PUNCT
ajis02-3043	503	4	the	the	DET
ajis02-3043	503	5	internet	internet	NOUN
ajis02-3043	503	6	is	be	AUX
ajis02-3043	503	7	now	now	ADV
ajis02-3043	503	8	a	a	DET
ajis02-3043	503	9	robust	robust	ADJ
ajis02-3043	503	10	and	and	CCONJ
ajis02-3043	503	11	safe	safe	ADJ
ajis02-3043	503	12	environment	environment	NOUN
ajis02-3043	503	13	in	in	ADP
ajis02-3043	503	14	which	which	PRON
ajis02-3043	503	15	to	to	PART
ajis02-3043	503	16	make	make	VERB
ajis02-3043	503	17	a	a	DET
ajis02-3043	503	18	mobile	mobile	ADJ
ajis02-3043	503	19	payment	payment	NOUN
ajis02-3043	503	20	.	.	PUNCT
ajis02-3043	504	1	mcknight	mcknight	NOUN
ajis02-3043	504	2	et	et	PROPN
ajis02-3043	504	3	al	al	PROPN
ajis02-3043	504	4	.	.	PROPN
ajis02-3043	504	5	,	,	PUNCT
ajis02-3043	504	6	2002	2002	NUM
ajis02-3043	504	7	;	;	PUNCT
ajis02-3043	504	8	nguyen	nguyen	NOUN
ajis02-3043	504	9	,	,	PUNCT
ajis02-3043	504	10	2016	2016	NUM
ajis02-3043	504	11	;	;	PUNCT
ajis02-3043	504	12	srivastava	srivastava	PROPN
ajis02-3043	504	13	et	et	PROPN
ajis02-3043	504	14	al	al	PROPN
ajis02-3043	504	15	.	.	PROPN
ajis02-3043	504	16	,	,	PUNCT
ajis02-3043	504	17	2010	2010	NUM
ajis02-3043	504	18	seller	seller	NOUN
ajis02-3043	504	19	trust	trust	NOUN
ajis02-3043	504	20	(	(	PUNCT
ajis02-3043	504	21	st	st	PROPN
ajis02-3043	504	22	):	):	PUNCT
ajis02-3043	504	23	four	four	NUM
ajis02-3043	504	24	items	item	NOUN
ajis02-3043	504	25	st1	st1	PROPN
ajis02-3043	504	26	.	.	PROPN
ajis02-3043	505	1	based	base	VERB
ajis02-3043	505	2	on	on	ADP
ajis02-3043	505	3	my	my	PRON
ajis02-3043	505	4	experience	experience	NOUN
ajis02-3043	505	5	,	,	PUNCT
ajis02-3043	505	6	sellers	seller	NOUN
ajis02-3043	505	7	who	who	PRON
ajis02-3043	505	8	accept	accept	VERB
ajis02-3043	505	9	mobile	mobile	ADJ
ajis02-3043	505	10	payment	payment	NOUN
ajis02-3043	505	11	are	be	AUX
ajis02-3043	505	12	in	in	ADP
ajis02-3043	505	13	general	general	ADJ
ajis02-3043	505	14	reliable	reliable	ADJ
ajis02-3043	505	15	.	.	PUNCT
ajis02-3043	506	1	andreev	andreev	PROPN
ajis02-3043	506	2	et	et	PROPN
ajis02-3043	506	3	al	al	PROPN
ajis02-3043	506	4	.	.	PROPN
ajis02-3043	506	5	,	,	PUNCT
ajis02-3043	506	6	2012	2012	NUM
ajis02-3043	506	7	;	;	PUNCT
ajis02-3043	506	8	lu	lu	PROPN
ajis02-3043	506	9	et	et	PROPN
ajis02-3043	506	10	al	al	PROPN
ajis02-3043	506	11	.	.	PROPN
ajis02-3043	506	12	,	,	PUNCT
ajis02-3043	506	13	2016	2016	NUM
ajis02-3043	506	14	;	;	PUNCT
ajis02-3043	506	15	pavlou	pavlou	PROPN
ajis02-3043	506	16	&	&	CCONJ
ajis02-3043	506	17	gefen	gefen	PROPN
ajis02-3043	506	18	,	,	PUNCT
ajis02-3043	506	19	2004	2004	NUM
ajis02-3043	506	20	australasian	australasian	ADJ
ajis02-3043	506	21	journal	journal	NOUN
ajis02-3043	506	22	of	of	ADP
ajis02-3043	506	23	information	information	NOUN
ajis02-3043	506	24	systems	system	NOUN
ajis02-3043	506	25	nguyen	nguyen	NOUN
ajis02-3043	506	26	et	et	PROPN
ajis02-3043	506	27	al	al	PROPN
ajis02-3043	506	28	.	.	PROPN
ajis02-3043	506	29	2021	2021	NUM
ajis02-3043	506	30	,	,	PUNCT
ajis02-3043	506	31	vol	vol	NOUN
ajis02-3043	506	32	25	25	NUM
ajis02-3043	506	33	,	,	PUNCT
ajis02-3043	506	34	research	research	NOUN
ajis02-3043	506	35	article	article	NOUN
ajis02-3043	506	36	trust	trust	NOUN
ajis02-3043	506	37	types	type	NOUN
ajis02-3043	506	38	and	and	CCONJ
ajis02-3043	506	39	mediating	mediate	VERB
ajis02-3043	506	40	effect	effect	NOUN
ajis02-3043	506	41	22	22	NUM
ajis02-3043	506	42	st2	st2	NOUN
ajis02-3043	506	43	.	.	PROPN
ajis02-3043	506	44	based	base	VERB
ajis02-3043	506	45	on	on	ADP
ajis02-3043	506	46	my	my	PRON
ajis02-3043	506	47	experience	experience	NOUN
ajis02-3043	506	48	,	,	PUNCT
ajis02-3043	506	49	sellers	seller	NOUN
ajis02-3043	506	50	who	who	PRON
ajis02-3043	506	51	accept	accept	VERB
ajis02-3043	506	52	mobile	mobile	ADJ
ajis02-3043	506	53	payment	payment	NOUN
ajis02-3043	506	54	are	be	AUX
ajis02-3043	506	55	in	in	ADP
ajis02-3043	506	56	general	general	ADJ
ajis02-3043	506	57	honest	honest	ADJ
ajis02-3043	506	58	.	.	PUNCT
ajis02-3043	507	1	st3	st3	PROPN
ajis02-3043	507	2	.	.	PROPN
ajis02-3043	508	1	based	base	VERB
ajis02-3043	508	2	on	on	ADP
ajis02-3043	508	3	my	my	PRON
ajis02-3043	508	4	experience	experience	NOUN
ajis02-3043	508	5	,	,	PUNCT
ajis02-3043	508	6	sellers	seller	NOUN
ajis02-3043	508	7	who	who	PRON
ajis02-3043	508	8	accept	accept	VERB
ajis02-3043	508	9	mobile	mobile	ADJ
ajis02-3043	508	10	payment	payment	NOUN
ajis02-3043	508	11	are	be	AUX
ajis02-3043	508	12	in	in	ADP
ajis02-3043	508	13	general	general	ADJ
ajis02-3043	508	14	trustworthy	trustworthy	ADJ
ajis02-3043	508	15	.	.	PUNCT
ajis02-3043	509	1	st4	st4	PROPN
ajis02-3043	509	2	.	.	PROPN
ajis02-3043	510	1	based	base	VERB
ajis02-3043	510	2	on	on	ADP
ajis02-3043	510	3	my	my	PRON
ajis02-3043	510	4	experience	experience	NOUN
ajis02-3043	510	5	,	,	PUNCT
ajis02-3043	510	6	sellers	seller	NOUN
ajis02-3043	510	7	who	who	PRON
ajis02-3043	510	8	accept	accept	VERB
ajis02-3043	510	9	mobile	mobile	ADJ
ajis02-3043	510	10	payment	payment	NOUN
ajis02-3043	510	11	generally	generally	ADV
ajis02-3043	510	12	keep	keep	VERB
ajis02-3043	510	13	their	their	PRON
ajis02-3043	510	14	promises	promise	NOUN
ajis02-3043	510	15	.	.	PUNCT
ajis02-3043	511	1	consumer	consumer	NOUN
ajis02-3043	511	2	trust	trust	NOUN
ajis02-3043	511	3	(	(	PUNCT
ajis02-3043	511	4	ct	ct	PROPN
ajis02-3043	511	5	):	):	PUNCT
ajis02-3043	511	6	four	four	NUM
ajis02-3043	511	7	items	item	NOUN
ajis02-3043	511	8	ct1	ct1	VERB
ajis02-3043	511	9	:	:	PUNCT
ajis02-3043	511	10	mobile	mobile	ADJ
ajis02-3043	511	11	payment	payment	NOUN
ajis02-3043	511	12	always	always	ADV
ajis02-3043	511	13	provides	provide	VERB
ajis02-3043	511	14	accurate	accurate	ADJ
ajis02-3043	511	15	financial	financial	ADJ
ajis02-3043	511	16	services	service	NOUN
ajis02-3043	511	17	.	.	PUNCT
ajis02-3043	512	1	ct2	ct2	NOUN
ajis02-3043	512	2	:	:	PUNCT
ajis02-3043	512	3	mobile	mobile	ADJ
ajis02-3043	512	4	payment	payment	NOUN
ajis02-3043	512	5	always	always	ADV
ajis02-3043	512	6	provides	provide	VERB
ajis02-3043	512	7	reliable	reliable	ADJ
ajis02-3043	512	8	financial	financial	ADJ
ajis02-3043	512	9	services	service	NOUN
ajis02-3043	512	10	.	.	PUNCT
ajis02-3043	513	1	ct3	ct3	NOUN
ajis02-3043	513	2	:	:	PUNCT
ajis02-3043	513	3	mobile	mobile	ADJ
ajis02-3043	513	4	payment	payment	NOUN
ajis02-3043	513	5	always	always	ADV
ajis02-3043	513	6	provides	provide	VERB
ajis02-3043	513	7	safe	safe	ADJ
ajis02-3043	513	8	financial	financial	ADJ
ajis02-3043	513	9	services	service	NOUN
ajis02-3043	513	10	ct4	ct4	VERB
ajis02-3043	513	11	:	:	PUNCT
ajis02-3043	513	12	overall	overall	ADV
ajis02-3043	513	13	,	,	PUNCT
ajis02-3043	513	14	i	i	PRON
ajis02-3043	513	15	trust	trust	VERB
ajis02-3043	513	16	mobile	mobile	ADJ
ajis02-3043	513	17	payment	payment	NOUN
ajis02-3043	513	18	lu	lu	PROPN
ajis02-3043	513	19	et	et	PROPN
ajis02-3043	513	20	al	al	PROPN
ajis02-3043	513	21	.	.	PROPN
ajis02-3043	513	22	2011	2011	NUM
ajis02-3043	513	23	;	;	PUNCT
ajis02-3043	513	24	qasim	qasim	PROPN
ajis02-3043	513	25	&	&	CCONJ
ajis02-3043	513	26	abu	abu	PROPN
ajis02-3043	513	27	-	-	PUNCT
ajis02-3043	513	28	shanab	shanab	PROPN
ajis02-3043	513	29	2016	2016	NUM
ajis02-3043	513	30	intention	intention	NOUN
ajis02-3043	513	31	to	to	PART
ajis02-3043	513	32	adopt	adopt	VERB
ajis02-3043	513	33	m	m	NOUN
ajis02-3043	513	34	-	-	NOUN
ajis02-3043	513	35	payment	payment	NOUN
ajis02-3043	513	36	(	(	PUNCT
ajis02-3043	513	37	in	in	ADP
ajis02-3043	513	38	):	):	PUNCT
ajis02-3043	513	39	three	three	NUM
ajis02-3043	513	40	items	item	NOUN
ajis02-3043	513	41	in1	in1	ADJ
ajis02-3043	513	42	.	.	PUNCT
ajis02-3043	514	1	i	i	PRON
ajis02-3043	514	2	intend	intend	VERB
ajis02-3043	514	3	to	to	PART
ajis02-3043	514	4	continue	continue	VERB
ajis02-3043	514	5	using	use	VERB
ajis02-3043	514	6	mobile	mobile	ADJ
ajis02-3043	514	7	payment	payment	NOUN
ajis02-3043	514	8	in	in	ADP
ajis02-3043	514	9	the	the	DET
ajis02-3043	514	10	future	future	NOUN
ajis02-3043	514	11	.	.	PUNCT
ajis02-3043	515	1	in2	in2	PROPN
ajis02-3043	515	2	.	.	PUNCT
ajis02-3043	516	1	i	i	PRON
ajis02-3043	516	2	will	will	AUX
ajis02-3043	516	3	always	always	ADV
ajis02-3043	516	4	try	try	VERB
ajis02-3043	516	5	to	to	PART
ajis02-3043	516	6	use	use	VERB
ajis02-3043	516	7	mobile	mobile	ADJ
ajis02-3043	516	8	payment	payment	NOUN
ajis02-3043	516	9	in	in	ADP
ajis02-3043	516	10	my	my	PRON
ajis02-3043	516	11	daily	daily	ADJ
ajis02-3043	516	12	life	life	NOUN
ajis02-3043	516	13	.	.	PUNCT
ajis02-3043	517	1	in3	in3	PROPN
ajis02-3043	517	2	.	.	PUNCT
ajis02-3043	518	1	i	i	PRON
ajis02-3043	518	2	plan	plan	VERB
ajis02-3043	518	3	to	to	PART
ajis02-3043	518	4	continue	continue	VERB
ajis02-3043	518	5	to	to	PART
ajis02-3043	518	6	use	use	VERB
ajis02-3043	518	7	mobile	mobile	ADJ
ajis02-3043	518	8	payment	payment	NOUN
ajis02-3043	518	9	frequently	frequently	ADV
ajis02-3043	518	10	.	.	PUNCT
ajis02-3043	519	1	venkatesh	venkatesh	NOUN
ajis02-3043	519	2	et	et	PROPN
ajis02-3043	519	3	al	al	PROPN
ajis02-3043	519	4	.	.	PROPN
ajis02-3043	519	5	2012	2012	NUM
ajis02-3043	519	6	appendix	appendix	PROPN
ajis02-3043	519	7	b.	b.	PROPN
ajis02-3043	519	8	demographic	demographic	ADJ
ajis02-3043	519	9	information	information	NOUN
ajis02-3043	519	10	measure	measure	NOUN
ajis02-3043	519	11	frequency	frequency	NOUN
ajis02-3043	519	12	percent	percent	NOUN
ajis02-3043	519	13	gender	gender	NOUN
ajis02-3043	519	14	male	male	NOUN
ajis02-3043	519	15	57	57	NUM
ajis02-3043	519	16	27.9	27.9	NUM
ajis02-3043	519	17	female	female	NOUN
ajis02-3043	519	18	147	147	NUM
ajis02-3043	519	19	72.1	72.1	NUM
ajis02-3043	519	20	education	education	NOUN
ajis02-3043	519	21	high	high	ADJ
ajis02-3043	519	22	school	school	NOUN
ajis02-3043	519	23	6	6	NUM
ajis02-3043	519	24	2.9	2.9	NUM
ajis02-3043	519	25	college	college	NOUN
ajis02-3043	519	26	degree	degree	NOUN
ajis02-3043	519	27	/	/	SYM
ajis02-3043	519	28	vocational	vocational	ADJ
ajis02-3043	519	29	school	school	NOUN
ajis02-3043	519	30	5	5	NUM
ajis02-3043	519	31	2.5	2.5	NUM
ajis02-3043	519	32	bachelor	bachelor	NOUN
ajis02-3043	519	33	degree	degree	NOUN
ajis02-3043	519	34	116	116	NUM
ajis02-3043	519	35	56.9	56.9	NUM
ajis02-3043	519	36	master	master	NOUN
ajis02-3043	519	37	degree	degree	NOUN
ajis02-3043	519	38	65	65	NUM
ajis02-3043	519	39	31.9	31.9	NUM
ajis02-3043	519	40	phd	phd	NOUN
ajis02-3043	519	41	degree	degree	NOUN
ajis02-3043	519	42	12	12	NUM
ajis02-3043	519	43	5.9	5.9	NUM
ajis02-3043	519	44	occupation	occupation	NOUN
ajis02-3043	519	45	employee	employee	NOUN
ajis02-3043	519	46	(	(	PUNCT
ajis02-3043	519	47	office	office	NOUN
ajis02-3043	519	48	workers	worker	NOUN
ajis02-3043	519	49	–	–	PUNCT
ajis02-3043	519	50	white	white	ADJ
ajis02-3043	519	51	-	-	PUNCT
ajis02-3043	519	52	collar	collar	NOUN
ajis02-3043	519	53	worker	worker	NOUN
ajis02-3043	519	54	)	)	PUNCT
ajis02-3043	519	55	62	62	NUM
ajis02-3043	519	56	30.4	30.4	NUM
ajis02-3043	519	57	worker	worker	NOUN
ajis02-3043	519	58	(	(	PUNCT
ajis02-3043	519	59	manual	manual	ADJ
ajis02-3043	519	60	labourer	labourer	NOUN
ajis02-3043	519	61	–	–	PUNCT
ajis02-3043	519	62	blue	blue	ADJ
ajis02-3043	519	63	-	-	PUNCT
ajis02-3043	519	64	collar	collar	NOUN
ajis02-3043	519	65	worker	worker	NOUN
ajis02-3043	519	66	)	)	PUNCT
ajis02-3043	519	67	4	4	NUM
ajis02-3043	519	68	2.0	2.0	NUM
ajis02-3043	519	69	tradesperson	tradesperson	NOUN
ajis02-3043	519	70	(	(	PUNCT
ajis02-3043	519	71	electrician	electrician	NOUN
ajis02-3043	519	72	,	,	PUNCT
ajis02-3043	519	73	plumber	plumber	PROPN
ajis02-3043	519	74	,	,	PUNCT
ajis02-3043	519	75	carpenter	carpenter	NOUN
ajis02-3043	519	76	,	,	PUNCT
ajis02-3043	519	77	mechanic	mechanic	ADJ
ajis02-3043	519	78	)	)	PUNCT
ajis02-3043	519	79	1	1	NUM
ajis02-3043	519	80	0.5	0.5	NUM
ajis02-3043	519	81	civil	civil	ADJ
ajis02-3043	519	82	servant	servant	NOUN
ajis02-3043	519	83	(	(	PUNCT
ajis02-3043	519	84	public	public	ADJ
ajis02-3043	519	85	servant	servant	NOUN
ajis02-3043	519	86	,	,	PUNCT
ajis02-3043	519	87	government	government	NOUN
ajis02-3043	519	88	employee	employee	NOUN
ajis02-3043	519	89	)	)	PUNCT
ajis02-3043	519	90	34	34	NUM
ajis02-3043	519	91	16.7	16.7	NUM
ajis02-3043	519	92	self	self	NOUN
ajis02-3043	519	93	-	-	PUNCT
ajis02-3043	519	94	employed	employ	VERB
ajis02-3043	519	95	10	10	NUM
ajis02-3043	519	96	4.9	4.9	NUM
ajis02-3043	519	97	professional	professional	ADJ
ajis02-3043	519	98	(	(	PUNCT
ajis02-3043	519	99	scientists	scientist	NOUN
ajis02-3043	519	100	,	,	PUNCT
ajis02-3043	519	101	accountants	accountant	NOUN
ajis02-3043	519	102	,	,	PUNCT
ajis02-3043	519	103	doctors	doctor	NOUN
ajis02-3043	519	104	,	,	PUNCT
ajis02-3043	519	105	academic	academic	ADJ
ajis02-3043	519	106	,	,	PUNCT
ajis02-3043	519	107	lawyers	lawyer	NOUN
ajis02-3043	519	108	,	,	PUNCT
ajis02-3043	519	109	engineers	engineer	NOUN
ajis02-3043	519	110	,	,	PUNCT
ajis02-3043	519	111	teachers	teacher	NOUN
ajis02-3043	519	112	)	)	PUNCT
ajis02-3043	519	113	33	33	NUM
ajis02-3043	519	114	16.2	16.2	NUM
ajis02-3043	519	115	student	student	NOUN
ajis02-3043	519	116	46	46	NUM
ajis02-3043	519	117	22.5	22.5	NUM
ajis02-3043	519	118	others	other	NOUN
ajis02-3043	519	119	14	14	NUM
ajis02-3043	519	120	6.9	6.9	NUM
ajis02-3043	519	121	age	age	NOUN
ajis02-3043	519	122	18	18	NUM
ajis02-3043	519	123	-	-	SYM
ajis02-3043	519	124	25	25	NUM
ajis02-3043	519	125	74	74	NUM
ajis02-3043	519	126	35.5	35.5	NUM
ajis02-3043	519	127	26	26	NUM
ajis02-3043	519	128	-	-	SYM
ajis02-3043	519	129	35	35	NUM
ajis02-3043	519	130	66	66	NUM
ajis02-3043	519	131	35.5	35.5	NUM
ajis02-3043	519	132	36	36	NUM
ajis02-3043	519	133	-	-	PUNCT
ajis02-3043	519	134	over	over	ADP
ajis02-3043	519	135	55	55	NUM
ajis02-3043	519	136	64	64	NUM
ajis02-3043	519	137	29	29	NUM
ajis02-3043	519	138	income	income	NOUN
ajis02-3043	519	139	per	per	ADP
ajis02-3043	519	140	month	month	NOUN
ajis02-3043	519	141	to	to	ADP
ajis02-3043	519	142	5.000.000	5.000.000	NUM
ajis02-3043	519	143	vnd	vnd	PROPN
ajis02-3043	519	144	56	56	NUM
ajis02-3043	519	145	27.5	27.5	NUM
ajis02-3043	519	146	5.000.000	5.000.000	NUM
ajis02-3043	519	147	–	–	PUNCT
ajis02-3043	519	148	10.000.000	10.000.000	NUM
ajis02-3043	519	149	vnd	vnd	NOUN
ajis02-3043	519	150	74	74	NUM
ajis02-3043	519	151	36.3	36.3	NUM
ajis02-3043	519	152	10.000.000	10.000.000	NUM
ajis02-3043	519	153	–	–	PUNCT
ajis02-3043	519	154	18.000.000	18.000.000	NUM
ajis02-3043	519	155	vnd	vnd	NOUN
ajis02-3043	519	156	49	49	NUM
ajis02-3043	519	157	24.0	24.0	NUM
ajis02-3043	519	158	32.000.000	32.000.000	NUM
ajis02-3043	519	159	–	–	PUNCT
ajis02-3043	519	160	52.000.000	52.000.000	NUM
ajis02-3043	519	161	vnd	vnd	NOUN
ajis02-3043	519	162	18	18	NUM
ajis02-3043	519	163	8.8	8.8	NUM
ajis02-3043	519	164	52.000.000	52.000.000	NUM
ajis02-3043	519	165	–	–	PUNCT
ajis02-3043	519	166	80.000.000	80.000.000	NUM
ajis02-3043	519	167	vnd	vnd	PROPN
ajis02-3043	519	168	6	6	NUM
ajis02-3043	519	169	2.9	2.9	NUM
ajis02-3043	519	170	over	over	ADP
ajis02-3043	519	171	80.000.000	80.000.000	NUM
ajis02-3043	519	172	vnd	vnd	PROPN
ajis02-3043	519	173	1	1	NUM
ajis02-3043	519	174	0.5	0.5	NUM
ajis02-3043	519	175	less	less	ADJ
ajis02-3043	519	176	than	than	ADP
ajis02-3043	519	177	3	3	NUM
ajis02-3043	519	178	months	month	NOUN
ajis02-3043	519	179	1	1	NUM
ajis02-3043	519	180	0.5	0.5	NUM
ajis02-3043	519	181	from	from	ADP
ajis02-3043	519	182	3	3	NUM
ajis02-3043	519	183	to	to	ADP
ajis02-3043	519	184	under	under	ADP
ajis02-3043	519	185	12	12	NUM
ajis02-3043	519	186	months	month	NOUN
ajis02-3043	519	187	1	1	NUM
ajis02-3043	519	188	0.5	0.5	NUM
ajis02-3043	519	189	australasian	australasian	ADJ
ajis02-3043	519	190	journal	journal	NOUN
ajis02-3043	519	191	of	of	ADP
ajis02-3043	519	192	information	information	NOUN
ajis02-3043	519	193	systems	system	NOUN
ajis02-3043	519	194	nguyen	nguyen	NOUN
ajis02-3043	519	195	et	et	PROPN
ajis02-3043	519	196	al	al	PROPN
ajis02-3043	519	197	.	.	PROPN
ajis02-3043	519	198	2021	2021	NUM
ajis02-3043	519	199	,	,	PUNCT
ajis02-3043	519	200	vol	vol	NOUN
ajis02-3043	519	201	25	25	NUM
ajis02-3043	519	202	,	,	PUNCT
ajis02-3043	519	203	research	research	NOUN
ajis02-3043	519	204	article	article	NOUN
ajis02-3043	519	205	trust	trust	NOUN
ajis02-3043	519	206	types	type	NOUN
ajis02-3043	519	207	and	and	CCONJ
ajis02-3043	519	208	mediating	mediate	VERB
ajis02-3043	519	209	effect	effect	NOUN
ajis02-3043	519	210	23	23	NUM
ajis02-3043	519	211	experience	experience	NOUN
ajis02-3043	519	212	in	in	ADP
ajis02-3043	519	213	using	use	VERB
ajis02-3043	519	214	smartphones	smartphone	NOUN
ajis02-3043	519	215	from	from	ADP
ajis02-3043	519	216	1	1	NUM
ajis02-3043	519	217	to	to	ADP
ajis02-3043	519	218	under	under	ADP
ajis02-3043	519	219	2	2	NUM
ajis02-3043	519	220	years	year	NOUN
ajis02-3043	519	221	4	4	NUM
ajis02-3043	519	222	2.0	2.0	NUM
ajis02-3043	519	223	from	from	ADP
ajis02-3043	519	224	2	2	NUM
ajis02-3043	519	225	to	to	ADP
ajis02-3043	519	226	under	under	ADP
ajis02-3043	519	227	3	3	NUM
ajis02-3043	519	228	years	year	NOUN
ajis02-3043	519	229	5	5	NUM
ajis02-3043	519	230	2.5	2.5	NUM
ajis02-3043	519	231	3	3	NUM
ajis02-3043	519	232	years	year	NOUN
ajis02-3043	519	233	and	and	CCONJ
ajis02-3043	519	234	above	above	ADP
ajis02-3043	519	235	193	193	NUM
ajis02-3043	519	236	94.6	94.6	NUM
ajis02-3043	519	237	experience	experience	NOUN
ajis02-3043	519	238	in	in	ADP
ajis02-3043	519	239	using	use	VERB
ajis02-3043	519	240	mpayment	mpayment	NOUN
ajis02-3043	519	241	less	less	ADJ
ajis02-3043	519	242	than	than	ADP
ajis02-3043	519	243	3	3	NUM
ajis02-3043	519	244	months	month	NOUN
ajis02-3043	519	245	24	24	NUM
ajis02-3043	519	246	11.8	11.8	NUM
ajis02-3043	519	247	from	from	ADP
ajis02-3043	519	248	3	3	NUM
ajis02-3043	519	249	to	to	ADP
ajis02-3043	519	250	under	under	ADP
ajis02-3043	519	251	12	12	NUM
ajis02-3043	519	252	months	month	NOUN
ajis02-3043	519	253	34	34	NUM
ajis02-3043	519	254	16.7	16.7	NUM
ajis02-3043	519	255	from	from	ADP
ajis02-3043	519	256	1	1	NUM
ajis02-3043	519	257	to	to	ADP
ajis02-3043	519	258	under	under	ADP
ajis02-3043	519	259	2	2	NUM
ajis02-3043	519	260	years	year	NOUN
ajis02-3043	519	261	47	47	NUM
ajis02-3043	519	262	23.0	23.0	NUM
ajis02-3043	519	263	from	from	ADP
ajis02-3043	519	264	2	2	NUM
ajis02-3043	519	265	to	to	ADP
ajis02-3043	519	266	under	under	ADP
ajis02-3043	519	267	3	3	NUM
ajis02-3043	519	268	years	year	NOUN
ajis02-3043	519	269	33	33	NUM
ajis02-3043	519	270	16.2	16.2	NUM
ajis02-3043	519	271	3	3	NUM
ajis02-3043	519	272	years	year	NOUN
ajis02-3043	519	273	and	and	CCONJ
ajis02-3043	519	274	above	above	ADP
ajis02-3043	519	275	66	66	NUM
ajis02-3043	519	276	32.4	32.4	NUM
ajis02-3043	519	277	copyright	copyright	NOUN
ajis02-3043	519	278	:	:	PUNCT
ajis02-3043	519	279	©	©	PROPN
ajis02-3043	519	280	2021	2021	NUM
ajis02-3043	519	281	authors	author	NOUN
ajis02-3043	519	282	.	.	PUNCT
ajis02-3043	520	1	this	this	PRON
ajis02-3043	520	2	is	be	AUX
ajis02-3043	520	3	an	an	DET
ajis02-3043	520	4	open	open	ADJ
ajis02-3043	520	5	-	-	PUNCT
ajis02-3043	520	6	access	access	NOUN
ajis02-3043	520	7	article	article	NOUN
ajis02-3043	520	8	distributed	distribute	VERB
ajis02-3043	520	9	under	under	ADP
ajis02-3043	520	10	the	the	DET
ajis02-3043	520	11	terms	term	NOUN
ajis02-3043	520	12	of	of	ADP
ajis02-3043	520	13	the	the	DET
ajis02-3043	520	14	creative	creative	ADJ
ajis02-3043	520	15	commons	common	NOUN
ajis02-3043	520	16	attribution	attribution	NOUN
ajis02-3043	520	17	-	-	PUNCT
ajis02-3043	520	18	noncommercial	noncommercial	ADJ
ajis02-3043	520	19	3.0	3.0	NUM
ajis02-3043	520	20	australia	australia	NOUN
ajis02-3043	520	21	license	license	NOUN
ajis02-3043	520	22	,	,	PUNCT
ajis02-3043	520	23	which	which	PRON
ajis02-3043	520	24	permits	permit	VERB
ajis02-3043	520	25	noncommercial	noncommercial	ADJ
ajis02-3043	520	26	use	use	NOUN
ajis02-3043	520	27	,	,	PUNCT
ajis02-3043	520	28	distribution	distribution	NOUN
ajis02-3043	520	29	,	,	PUNCT
ajis02-3043	520	30	and	and	CCONJ
ajis02-3043	520	31	reproduction	reproduction	NOUN
ajis02-3043	520	32	in	in	ADP
ajis02-3043	520	33	any	any	DET
ajis02-3043	520	34	medium	medium	NOUN
ajis02-3043	520	35	,	,	PUNCT
ajis02-3043	520	36	provided	provide	VERB
ajis02-3043	520	37	the	the	DET
ajis02-3043	520	38	original	original	ADJ
ajis02-3043	520	39	author	author	NOUN
ajis02-3043	520	40	and	and	CCONJ
ajis02-3043	520	41	ajis	ajis	ADV
ajis02-3043	520	42	are	be	AUX
ajis02-3043	520	43	credited	credit	VERB
ajis02-3043	520	44	.	.	PUNCT
ajis02-3043	521	1	doi	doi	NOUN
ajis02-3043	521	2	:	:	PUNCT
ajis02-3043	521	3	https://doi.org/10.3127/ajis.v25i0.3043	https://doi.org/10.3127/ajis.v25i0.3043	NUM
ajis02-3043	521	4	1	1	NUM
ajis02-3043	521	5	introduction	introduction	NOUN
ajis02-3043	521	6	2	2	NUM
ajis02-3043	521	7	literature	literature	NOUN
ajis02-3043	521	8	review	review	NOUN
ajis02-3043	521	9	2.1	2.1	NUM
ajis02-3043	521	10	previous	previous	ADJ
ajis02-3043	521	11	studies	study	NOUN
ajis02-3043	521	12	about	about	ADP
ajis02-3043	521	13	trust	trust	NOUN
ajis02-3043	521	14	in	in	ADP
ajis02-3043	521	15	e	e	PROPN
ajis02-3043	521	16	-	-	NOUN
ajis02-3043	521	17	commerce	commerce	NOUN
ajis02-3043	521	18	,	,	PUNCT
ajis02-3043	521	19	m	m	PROPN
ajis02-3043	521	20	-	-	NOUN
ajis02-3043	521	21	commerce	commerce	NOUN
ajis02-3043	521	22	,	,	PUNCT
ajis02-3043	521	23	and	and	CCONJ
ajis02-3043	521	24	m	m	NOUN
ajis02-3043	521	25	-	-	PUNCT
ajis02-3043	521	26	payment	payment	NOUN
ajis02-3043	521	27	adoption	adoption	NOUN
ajis02-3043	521	28	2.2	2.2	NUM
ajis02-3043	521	29	research	research	NOUN
ajis02-3043	521	30	aim	aim	NOUN
ajis02-3043	521	31	and	and	CCONJ
ajis02-3043	521	32	questions	question	NOUN
ajis02-3043	521	33	3	3	NUM
ajis02-3043	521	34	the	the	DET
ajis02-3043	521	35	proposed	propose	VERB
ajis02-3043	521	36	model	model	NOUN
ajis02-3043	521	37	and	and	CCONJ
ajis02-3043	521	38	hypotheses	hypothesis	NOUN
ajis02-3043	521	39	4	4	NUM
ajis02-3043	521	40	research	research	NOUN
ajis02-3043	521	41	methodology	methodology	NOUN
ajis02-3043	521	42	4.1	4.1	NUM
ajis02-3043	521	43	instrument	instrument	NOUN
ajis02-3043	521	44	development	development	NOUN
ajis02-3043	521	45	4.2	4.2	NUM
ajis02-3043	521	46	data	datum	NOUN
ajis02-3043	521	47	collection	collection	NOUN
ajis02-3043	521	48	5	5	NUM
ajis02-3043	521	49	data	datum	NOUN
ajis02-3043	521	50	analysis	analysis	NOUN
ajis02-3043	521	51	and	and	CCONJ
ajis02-3043	521	52	results	result	VERB
ajis02-3043	521	53	5.1	5.1	NUM
ajis02-3043	521	54	measurement	measurement	NOUN
ajis02-3043	521	55	model	model	NOUN
ajis02-3043	521	56	5.2	5.2	NUM
ajis02-3043	521	57	structural	structural	ADJ
ajis02-3043	521	58	model	model	NOUN
ajis02-3043	521	59	and	and	CCONJ
ajis02-3043	521	60	hypothesis	hypothesis	NOUN
ajis02-3043	521	61	testing	test	VERB
ajis02-3043	521	62	6	6	NUM
ajis02-3043	521	63	discussion	discussion	NOUN
ajis02-3043	521	64	6.1	6.1	NUM
ajis02-3043	521	65	trust	trust	NOUN
ajis02-3043	521	66	types	type	NOUN
ajis02-3043	521	67	and	and	CCONJ
ajis02-3043	521	68	mediating	mediate	VERB
ajis02-3043	521	69	effect	effect	NOUN
ajis02-3043	521	70	of	of	ADP
ajis02-3043	521	71	consumer	consumer	NOUN
ajis02-3043	521	72	trust	trust	NOUN
ajis02-3043	521	73	6.2	6.2	NUM
ajis02-3043	521	74	contributions	contribution	NOUN
ajis02-3043	521	75	6.3	6.3	NUM
ajis02-3043	521	76	limitations	limitation	NOUN
ajis02-3043	521	77	7	7	NUM
ajis02-3043	521	78	conclusion	conclusion	NOUN
ajis02-3043	521	79	appendices	appendix	NOUN
ajis02-3043	521	80	appendix	appendix	VERB
ajis02-3043	521	81	b.	b.	PROPN
ajis02-3043	521	82	demographic	demographic	ADJ
ajis02-3043	521	83	information	information	NOUN