id	sid	tid	token	lemma	pos
afbr-1237	1	1	contents	content	NOUN
afbr-1237	1	2	australian	australian	ADJ
afbr-1237	1	3	finance	finance	NOUN
afbr-1237	1	4	&	&	CCONJ
afbr-1237	1	5	banking	banking	PROPN
afbr-1237	1	6	review	review	PROPN
afbr-1237	1	7	vol	vol	NOUN
afbr-1237	1	8	.	.	PROPN
afbr-1237	2	1	1	1	NUM
afbr-1237	2	2	,	,	PUNCT
afbr-1237	2	3	no	no	INTJ
afbr-1237	2	4	.	.	NOUN
afbr-1237	2	5	1	1	NUM
afbr-1237	2	6	;	;	PUNCT
afbr-1237	2	7	2017	2017	NUM
afbr-1237	2	8	issn	issn	VERB
afbr-1237	2	9	2576	2576	NUM
afbr-1237	2	10	-	-	SYM
afbr-1237	2	11	1196	1196	NUM
afbr-1237	2	12	e	e	NOUN
afbr-1237	2	13	-	-	PROPN
afbr-1237	2	14	issn	issn	ADJ
afbr-1237	2	15	2576	2576	NUM
afbr-1237	2	16	-	-	PUNCT
afbr-1237	2	17	120x	120x	NUM
afbr-1237	2	18	published	publish	VERB
afbr-1237	2	19	by	by	ADP
afbr-1237	2	20	centre	centre	NOUN
afbr-1237	2	21	for	for	ADP
afbr-1237	2	22	research	research	NOUN
afbr-1237	2	23	on	on	ADP
afbr-1237	2	24	islamic	islamic	ADJ
afbr-1237	2	25	banking	banking	PROPN
afbr-1237	2	26	&	&	CCONJ
afbr-1237	2	27	finance	finance	PROPN
afbr-1237	2	28	and	and	CCONJ
afbr-1237	2	29	business	business	NOUN
afbr-1237	2	30	78	78	NUM
afbr-1237	2	31	development	development	NOUN
afbr-1237	2	32	of	of	ADP
afbr-1237	2	33	bangladesh	bangladesh	PROPN
afbr-1237	2	34	through	through	ADP
afbr-1237	2	35	smes	sme	NOUN
afbr-1237	2	36	financing	financing	NOUN
afbr-1237	2	37	:	:	PUNCT
afbr-1237	2	38	a	a	DET
afbr-1237	2	39	case	case	NOUN
afbr-1237	2	40	study	study	NOUN
afbr-1237	2	41	on	on	ADP
afbr-1237	2	42	idlc	idlc	NOUN
afbr-1237	2	43	finance	finance	PROPN
afbr-1237	2	44	limited	limited	PROPN
afbr-1237	2	45	k.	k.	PROPN
afbr-1237	2	46	m.	m.	PROPN
afbr-1237	2	47	anwarul	anwarul	PROPN
afbr-1237	2	48	islam1	islam1	PROPN
afbr-1237	3	1	1department	1department	NUM
afbr-1237	3	2	of	of	ADP
afbr-1237	3	3	business	business	PROPN
afbr-1237	3	4	administration	administration	NOUN
afbr-1237	3	5	,	,	PUNCT
afbr-1237	3	6	the	the	DET
afbr-1237	3	7	millennium	millennium	PROPN
afbr-1237	3	8	university	university	PROPN
afbr-1237	3	9	,	,	PUNCT
afbr-1237	3	10	dhaka	dhaka	PROPN
afbr-1237	3	11	,	,	PUNCT
afbr-1237	3	12	bangladesh	bangladesh	NOUN
afbr-1237	3	13	correspondence	correspondence	NOUN
afbr-1237	3	14	:	:	PUNCT
afbr-1237	4	1	department	department	NOUN
afbr-1237	4	2	of	of	ADP
afbr-1237	4	3	business	business	PROPN
afbr-1237	4	4	administration	administration	PROPN
afbr-1237	4	5	,	,	PUNCT
afbr-1237	4	6	the	the	DET
afbr-1237	4	7	millennium	millennium	PROPN
afbr-1237	4	8	university	university	PROPN
afbr-1237	4	9	,	,	PUNCT
afbr-1237	4	10	dhaka	dhaka	PROPN
afbr-1237	4	11	,	,	PUNCT
afbr-1237	4	12	bangladesh	bangladesh	PROPN
afbr-1237	4	13	,	,	PUNCT
afbr-1237	4	14	e	e	NOUN
afbr-1237	4	15	-	-	NOUN
afbr-1237	4	16	mail	mail	NOUN
afbr-1237	4	17	:	:	PUNCT
afbr-1237	4	18	ai419bankingdu@gmail.com	ai419bankingdu@gmail.com	X
afbr-1237	4	19	received	receive	VERB
afbr-1237	4	20	:	:	PUNCT
afbr-1237	4	21	october	october	PROPN
afbr-1237	4	22	09	09	NUM
afbr-1237	4	23	,	,	PUNCT
afbr-1237	4	24	2017	2017	NUM
afbr-1237	4	25	accepted	accept	VERB
afbr-1237	4	26	:	:	PUNCT
afbr-1237	4	27	october	october	PROPN
afbr-1237	4	28	19	19	NUM
afbr-1237	4	29	,	,	PUNCT
afbr-1237	4	30	2017	2017	NUM
afbr-1237	4	31	online	online	ADV
afbr-1237	4	32	published	publish	VERB
afbr-1237	4	33	:	:	PUNCT
afbr-1237	4	34	october	october	PROPN
afbr-1237	4	35	30	30	NUM
afbr-1237	4	36	,	,	PUNCT
afbr-1237	4	37	2017	2017	NUM
afbr-1237	4	38	abstract	abstract	ADJ
afbr-1237	4	39	smes	sme	NOUN
afbr-1237	4	40	(	(	PUNCT
afbr-1237	4	41	small	small	ADJ
afbr-1237	4	42	and	and	CCONJ
afbr-1237	4	43	medium	medium	ADJ
afbr-1237	4	44	enterprises	enterprise	NOUN
afbr-1237	4	45	)	)	PUNCT
afbr-1237	4	46	are	be	AUX
afbr-1237	4	47	very	very	ADV
afbr-1237	4	48	much	much	ADV
afbr-1237	4	49	crucial	crucial	ADJ
afbr-1237	4	50	for	for	ADP
afbr-1237	4	51	the	the	DET
afbr-1237	4	52	overall	overall	ADJ
afbr-1237	4	53	development	development	NOUN
afbr-1237	4	54	of	of	ADP
afbr-1237	4	55	the	the	DET
afbr-1237	4	56	economy	economy	NOUN
afbr-1237	4	57	.	.	PUNCT
afbr-1237	5	1	several	several	ADJ
afbr-1237	5	2	banks	bank	NOUN
afbr-1237	5	3	and	and	CCONJ
afbr-1237	5	4	other	other	ADJ
afbr-1237	5	5	non	non	ADJ
afbr-1237	5	6	-	-	ADJ
afbr-1237	5	7	banking	banking	ADJ
afbr-1237	5	8	financial	financial	ADJ
afbr-1237	5	9	institutions	institution	NOUN
afbr-1237	5	10	are	be	AUX
afbr-1237	5	11	now	now	ADV
afbr-1237	5	12	concentrating	concentrate	VERB
afbr-1237	5	13	on	on	ADP
afbr-1237	5	14	this	this	DET
afbr-1237	5	15	sector	sector	NOUN
afbr-1237	5	16	very	very	ADV
afbr-1237	5	17	actively	actively	ADV
afbr-1237	5	18	.	.	PUNCT
afbr-1237	6	1	industrial	industrial	ADJ
afbr-1237	6	2	development	development	NOUN
afbr-1237	6	3	leasing	lease	VERB
afbr-1237	6	4	company	company	NOUN
afbr-1237	6	5	(	(	PUNCT
afbr-1237	6	6	idlc	idlc	PROPN
afbr-1237	6	7	)	)	PUNCT
afbr-1237	6	8	of	of	ADP
afbr-1237	6	9	bangladesh	bangladesh	PROPN
afbr-1237	6	10	limited	limit	VERB
afbr-1237	6	11	started	start	VERB
afbr-1237	6	12	its	its	PRON
afbr-1237	6	13	operation	operation	NOUN
afbr-1237	6	14	in	in	ADP
afbr-1237	6	15	the	the	DET
afbr-1237	6	16	year	year	NOUN
afbr-1237	6	17	1985	1985	NUM
afbr-1237	6	18	as	as	SCONJ
afbr-1237	6	19	the	the	DET
afbr-1237	6	20	pioneer	pioneer	NOUN
afbr-1237	6	21	leasing	leasing	NOUN
afbr-1237	6	22	company	company	NOUN
afbr-1237	6	23	to	to	PART
afbr-1237	6	24	facilitate	facilitate	VERB
afbr-1237	6	25	lease	lease	NOUN
afbr-1237	6	26	-	-	PUNCT
afbr-1237	6	27	financing	financing	NOUN
afbr-1237	6	28	and	and	CCONJ
afbr-1237	6	29	capital	capital	NOUN
afbr-1237	6	30	investment	investment	NOUN
afbr-1237	6	31	in	in	ADP
afbr-1237	6	32	the	the	DET
afbr-1237	6	33	industrial	industrial	ADJ
afbr-1237	6	34	sector	sector	NOUN
afbr-1237	6	35	.	.	PUNCT
afbr-1237	7	1	over	over	ADP
afbr-1237	7	2	the	the	DET
afbr-1237	7	3	years	year	NOUN
afbr-1237	7	4	,	,	PUNCT
afbr-1237	7	5	the	the	DET
afbr-1237	7	6	company	company	NOUN
afbr-1237	7	7	has	have	AUX
afbr-1237	7	8	evolved	evolve	VERB
afbr-1237	7	9	itself	itself	PRON
afbr-1237	7	10	as	as	ADP
afbr-1237	7	11	a	a	DET
afbr-1237	7	12	multi	multi	ADJ
afbr-1237	7	13	-	-	ADJ
afbr-1237	7	14	product	product	ADJ
afbr-1237	7	15	non	non	ADJ
afbr-1237	7	16	-	-	ADJ
afbr-1237	7	17	banking	banking	ADJ
afbr-1237	7	18	financial	financial	ADJ
afbr-1237	7	19	institution	institution	NOUN
afbr-1237	7	20	providing	provide	VERB
afbr-1237	7	21	a	a	DET
afbr-1237	7	22	wide	wide	ADJ
afbr-1237	7	23	range	range	NOUN
afbr-1237	7	24	of	of	ADP
afbr-1237	7	25	products	product	NOUN
afbr-1237	7	26	and	and	CCONJ
afbr-1237	7	27	services	service	NOUN
afbr-1237	7	28	.	.	PUNCT
afbr-1237	8	1	over	over	ADP
afbr-1237	8	2	the	the	DET
afbr-1237	8	3	last	last	ADJ
afbr-1237	8	4	two	two	NUM
afbr-1237	8	5	decades	decade	NOUN
afbr-1237	8	6	,	,	PUNCT
afbr-1237	8	7	idlc	idlc	NOUN
afbr-1237	8	8	has	have	AUX
afbr-1237	8	9	contributed	contribute	VERB
afbr-1237	8	10	relentlessly	relentlessly	ADV
afbr-1237	8	11	to	to	ADP
afbr-1237	8	12	the	the	DET
afbr-1237	8	13	country	country	NOUN
afbr-1237	8	14	’s	’s	PART
afbr-1237	8	15	transition	transition	NOUN
afbr-1237	8	16	into	into	ADP
afbr-1237	8	17	a	a	DET
afbr-1237	8	18	developing	develop	VERB
afbr-1237	8	19	country	country	NOUN
afbr-1237	8	20	and	and	CCONJ
afbr-1237	8	21	has	have	AUX
afbr-1237	8	22	emerged	emerge	VERB
afbr-1237	8	23	as	as	ADP
afbr-1237	8	24	bangladesh	bangladesh	NOUN
afbr-1237	8	25	’s	’s	PART
afbr-1237	8	26	leading	lead	VERB
afbr-1237	8	27	multi	multi	ADJ
afbr-1237	8	28	-	-	ADJ
afbr-1237	8	29	product	product	ADJ
afbr-1237	8	30	financial	financial	ADJ
afbr-1237	8	31	institution	institution	NOUN
afbr-1237	8	32	.	.	PUNCT
afbr-1237	9	1	the	the	DET
afbr-1237	9	2	company	company	NOUN
afbr-1237	9	3	now	now	ADV
afbr-1237	9	4	offers	offer	VERB
afbr-1237	9	5	a	a	DET
afbr-1237	9	6	multitude	multitude	NOUN
afbr-1237	9	7	of	of	ADP
afbr-1237	9	8	diverse	diverse	ADJ
afbr-1237	9	9	financial	financial	ADJ
afbr-1237	9	10	services	service	NOUN
afbr-1237	9	11	and	and	CCONJ
afbr-1237	9	12	solutions	solution	NOUN
afbr-1237	9	13	to	to	ADP
afbr-1237	9	14	both	both	CCONJ
afbr-1237	9	15	institutional	institutional	ADJ
afbr-1237	9	16	and	and	CCONJ
afbr-1237	9	17	individual	individual	ADJ
afbr-1237	9	18	clients	client	NOUN
afbr-1237	9	19	to	to	PART
afbr-1237	9	20	cater	cater	VERB
afbr-1237	9	21	to	to	ADP
afbr-1237	9	22	their	their	PRON
afbr-1237	9	23	unique	unique	ADJ
afbr-1237	9	24	requirements	requirement	NOUN
afbr-1237	9	25	.	.	PUNCT
afbr-1237	10	1	in	in	ADP
afbr-1237	10	2	this	this	DET
afbr-1237	10	3	research	research	NOUN
afbr-1237	10	4	paper	paper	NOUN
afbr-1237	10	5	,	,	PUNCT
afbr-1237	10	6	i	i	PRON
afbr-1237	10	7	have	have	AUX
afbr-1237	10	8	tried	try	VERB
afbr-1237	10	9	to	to	PART
afbr-1237	10	10	focus	focus	VERB
afbr-1237	10	11	on	on	ADP
afbr-1237	10	12	various	various	ADJ
afbr-1237	10	13	roles	role	NOUN
afbr-1237	10	14	and	and	CCONJ
afbr-1237	10	15	aspects	aspect	NOUN
afbr-1237	10	16	of	of	ADP
afbr-1237	10	17	smes	sme	NOUN
afbr-1237	10	18	banking	banking	NOUN
afbr-1237	10	19	.	.	PUNCT
afbr-1237	11	1	the	the	DET
afbr-1237	11	2	product	product	NOUN
afbr-1237	11	3	and	and	CCONJ
afbr-1237	11	4	service	service	NOUN
afbr-1237	11	5	offered	offer	VERB
afbr-1237	11	6	for	for	ADP
afbr-1237	11	7	the	the	DET
afbr-1237	11	8	smes	sme	NOUN
afbr-1237	11	9	clients	client	NOUN
afbr-1237	11	10	,	,	PUNCT
afbr-1237	11	11	portfolio	portfolio	NOUN
afbr-1237	11	12	structure	structure	NOUN
afbr-1237	11	13	of	of	ADP
afbr-1237	11	14	the	the	DET
afbr-1237	11	15	smes	sme	NOUN
afbr-1237	11	16	banking	banking	NOUN
afbr-1237	11	17	,	,	PUNCT
afbr-1237	11	18	marketing	marketing	NOUN
afbr-1237	11	19	strategy	strategy	NOUN
afbr-1237	11	20	for	for	ADP
afbr-1237	11	21	the	the	DET
afbr-1237	11	22	smes	sme	NOUN
afbr-1237	11	23	clients	client	NOUN
afbr-1237	11	24	,	,	PUNCT
afbr-1237	11	25	and	and	CCONJ
afbr-1237	11	26	the	the	DET
afbr-1237	11	27	total	total	ADJ
afbr-1237	11	28	credit	credit	NOUN
afbr-1237	11	29	operation	operation	NOUN
afbr-1237	11	30	of	of	ADP
afbr-1237	11	31	the	the	DET
afbr-1237	11	32	smes	sme	NOUN
afbr-1237	11	33	banking	banking	NOUN
afbr-1237	11	34	by	by	ADP
afbr-1237	11	35	idlc	idlc	NOUN
afbr-1237	11	36	finance	finance	NOUN
afbr-1237	11	37	are	be	AUX
afbr-1237	11	38	covered	cover	VERB
afbr-1237	11	39	through	through	ADP
afbr-1237	11	40	this	this	DET
afbr-1237	11	41	research	research	NOUN
afbr-1237	11	42	.	.	PUNCT
afbr-1237	12	1	keywords	keyword	NOUN
afbr-1237	12	2	:	:	PUNCT
afbr-1237	12	3	development	development	NOUN
afbr-1237	12	4	of	of	ADP
afbr-1237	12	5	bangladesh	bangladesh	PROPN
afbr-1237	12	6	,	,	PUNCT
afbr-1237	12	7	smes	sme	NOUN
afbr-1237	12	8	financing	financing	NOUN
afbr-1237	12	9	,	,	PUNCT
afbr-1237	12	10	idlc	idlc	NOUN
afbr-1237	12	11	finance	finance	NOUN
afbr-1237	12	12	limited	limit	VERB
afbr-1237	12	13	1	1	NUM
afbr-1237	12	14	.	.	PUNCT
afbr-1237	13	1	introduction	introduction	NOUN
afbr-1237	13	2	the	the	DET
afbr-1237	13	3	development	development	NOUN
afbr-1237	13	4	of	of	ADP
afbr-1237	13	5	small	small	ADJ
afbr-1237	13	6	and	and	CCONJ
afbr-1237	13	7	medium	medium	ADJ
afbr-1237	13	8	enterprises	enterprise	NOUN
afbr-1237	13	9	(	(	PUNCT
afbr-1237	13	10	smes	sme	NOUN
afbr-1237	13	11	)	)	PUNCT
afbr-1237	13	12	in	in	ADP
afbr-1237	13	13	developing	develop	VERB
afbr-1237	13	14	countries	country	NOUN
afbr-1237	13	15	is	be	AUX
afbr-1237	13	16	generally	generally	ADV
afbr-1237	13	17	believed	believe	VERB
afbr-1237	13	18	to	to	PART
afbr-1237	13	19	be	be	AUX
afbr-1237	13	20	a	a	DET
afbr-1237	13	21	desirable	desirable	ADJ
afbr-1237	13	22	end	end	NOUN
afbr-1237	13	23	in	in	ADP
afbr-1237	13	24	view	view	NOUN
afbr-1237	13	25	of	of	ADP
afbr-1237	13	26	their	their	PRON
afbr-1237	13	27	perceived	perceive	VERB
afbr-1237	13	28	contribution	contribution	NOUN
afbr-1237	13	29	to	to	ADP
afbr-1237	13	30	decentralized	decentralize	VERB
afbr-1237	13	31	job	job	NOUN
afbr-1237	13	32	creation	creation	NOUN
afbr-1237	13	33	and	and	CCONJ
afbr-1237	13	34	generation	generation	NOUN
afbr-1237	13	35	of	of	ADP
afbr-1237	13	36	output	output	NOUN
afbr-1237	13	37	.	.	PUNCT
afbr-1237	14	1	in	in	ADP
afbr-1237	14	2	bangladesh	bangladesh	PROPN
afbr-1237	14	3	,	,	PUNCT
afbr-1237	14	4	smes	sme	NOUN
afbr-1237	14	5	playing	play	VERB
afbr-1237	14	6	a	a	DET
afbr-1237	14	7	significant	significant	ADJ
afbr-1237	14	8	role	role	NOUN
afbr-1237	14	9	for	for	ADP
afbr-1237	14	10	the	the	DET
afbr-1237	14	11	development	development	NOUN
afbr-1237	14	12	of	of	ADP
afbr-1237	14	13	our	our	PRON
afbr-1237	14	14	economy	economy	NOUN
afbr-1237	14	15	by	by	ADP
afbr-1237	14	16	creating	create	VERB
afbr-1237	14	17	employment	employment	NOUN
afbr-1237	14	18	opportunity	opportunity	NOUN
afbr-1237	14	19	and	and	CCONJ
afbr-1237	14	20	producing	produce	VERB
afbr-1237	14	21	important	important	ADJ
afbr-1237	14	22	alternative	alternative	ADJ
afbr-1237	14	23	machines	machine	NOUN
afbr-1237	14	24	and	and	CCONJ
afbr-1237	14	25	machinery	machinery	NOUN
afbr-1237	14	26	parts	part	NOUN
afbr-1237	14	27	for	for	ADP
afbr-1237	14	28	saving	save	VERB
afbr-1237	14	29	huge	huge	ADJ
afbr-1237	14	30	foreign	foreign	ADJ
afbr-1237	14	31	currency	currency	NOUN
afbr-1237	14	32	for	for	ADP
afbr-1237	14	33	our	our	PRON
afbr-1237	14	34	country	country	NOUN
afbr-1237	14	35	.	.	PUNCT
afbr-1237	15	1	so	so	ADV
afbr-1237	15	2	as	as	ADP
afbr-1237	15	3	a	a	DET
afbr-1237	15	4	part	part	NOUN
afbr-1237	15	5	of	of	ADP
afbr-1237	15	6	our	our	PRON
afbr-1237	15	7	development	development	NOUN
afbr-1237	15	8	strategy	strategy	NOUN
afbr-1237	15	9	,	,	PUNCT
afbr-1237	15	10	we	we	PRON
afbr-1237	15	11	should	should	AUX
afbr-1237	15	12	intensify	intensify	VERB
afbr-1237	15	13	our	our	PRON
afbr-1237	15	14	efforts	effort	NOUN
afbr-1237	15	15	to	to	PART
afbr-1237	15	16	develop	develop	VERB
afbr-1237	15	17	this	this	DET
afbr-1237	15	18	sector	sector	NOUN
afbr-1237	15	19	to	to	PART
afbr-1237	15	20	grow	grow	VERB
afbr-1237	15	21	industrial	industrial	ADJ
afbr-1237	15	22	base	base	NOUN
afbr-1237	15	23	and	and	CCONJ
afbr-1237	15	24	volume	volume	NOUN
afbr-1237	15	25	of	of	ADP
afbr-1237	15	26	foreign	foreign	ADJ
afbr-1237	15	27	trade	trade	NOUN
afbr-1237	15	28	.	.	PUNCT
afbr-1237	16	1	as	as	SCONJ
afbr-1237	16	2	we	we	PRON
afbr-1237	16	3	know	know	VERB
afbr-1237	16	4	that	that	SCONJ
afbr-1237	16	5	in	in	ADP
afbr-1237	16	6	this	this	DET
afbr-1237	16	7	age	age	NOUN
afbr-1237	16	8	of	of	ADP
afbr-1237	16	9	globalization	globalization	NOUN
afbr-1237	16	10	,	,	PUNCT
afbr-1237	16	11	it	it	PRON
afbr-1237	16	12	is	be	AUX
afbr-1237	16	13	impossible	impossible	ADJ
afbr-1237	16	14	to	to	PART
afbr-1237	16	15	stop	stop	VERB
afbr-1237	16	16	the	the	DET
afbr-1237	16	17	flow	flow	NOUN
afbr-1237	16	18	of	of	ADP
afbr-1237	16	19	foreign	foreign	ADJ
afbr-1237	16	20	goods	good	NOUN
afbr-1237	16	21	to	to	ADP
afbr-1237	16	22	any	any	DET
afbr-1237	16	23	country	country	NOUN
afbr-1237	16	24	.	.	PUNCT
afbr-1237	17	1	only	only	ADV
afbr-1237	17	2	quality	quality	NOUN
afbr-1237	17	3	products	product	NOUN
afbr-1237	17	4	can	can	AUX
afbr-1237	17	5	meet	meet	VERB
afbr-1237	17	6	the	the	DET
afbr-1237	17	7	challenges	challenge	NOUN
afbr-1237	17	8	in	in	ADP
afbr-1237	17	9	global	global	ADJ
afbr-1237	17	10	market	market	NOUN
afbr-1237	17	11	.	.	PUNCT
afbr-1237	18	1	for	for	ADP
afbr-1237	18	2	meeting	meet	VERB
afbr-1237	18	3	this	this	DET
afbr-1237	18	4	situation	situation	NOUN
afbr-1237	18	5	smes	sme	NOUN
afbr-1237	18	6	need	need	VERB
afbr-1237	18	7	to	to	PART
afbr-1237	18	8	upgrade	upgrade	VERB
afbr-1237	18	9	their	their	PRON
afbr-1237	18	10	technological	technological	ADJ
afbr-1237	18	11	capabilities	capability	NOUN
afbr-1237	18	12	and	and	CCONJ
afbr-1237	18	13	production	production	NOUN
afbr-1237	18	14	facilities	facility	NOUN
afbr-1237	18	15	in	in	ADP
afbr-1237	18	16	order	order	NOUN
afbr-1237	18	17	to	to	PART
afbr-1237	18	18	produce	produce	VERB
afbr-1237	18	19	quality	quality	NOUN
afbr-1237	18	20	products	product	NOUN
afbr-1237	18	21	at	at	ADP
afbr-1237	18	22	a	a	DET
afbr-1237	18	23	competitive	competitive	ADJ
afbr-1237	18	24	price	price	NOUN
afbr-1237	18	25	.	.	PUNCT
afbr-1237	19	1	with	with	ADP
afbr-1237	19	2	the	the	DET
afbr-1237	19	3	changing	change	VERB
afbr-1237	19	4	world	world	NOUN
afbr-1237	19	5	economic	economic	ADJ
afbr-1237	19	6	condition	condition	NOUN
afbr-1237	19	7	least	least	ADV
afbr-1237	19	8	developed	develop	VERB
afbr-1237	19	9	countries	country	NOUN
afbr-1237	19	10	(	(	PUNCT
afbr-1237	19	11	ldcs	ldcs	PROPN
afbr-1237	19	12	)	)	PUNCT
afbr-1237	19	13	and	and	CCONJ
afbr-1237	19	14	developing	develop	VERB
afbr-1237	19	15	countries	country	NOUN
afbr-1237	19	16	have	have	VERB
afbr-1237	19	17	development	development	NOUN
afbr-1237	19	18	of	of	ADP
afbr-1237	19	19	bangladesh	bangladesh	NOUN
afbr-1237	19	20	through	through	ADP
afbr-1237	19	21	smes	sme	NOUN
afbr-1237	19	22	financing	financing	NOUN
afbr-1237	19	23	:	:	PUNCT
afbr-1237	19	24	a	a	DET
afbr-1237	19	25	case	case	NOUN
afbr-1237	19	26	study	study	NOUN
afbr-1237	19	27	on	on	ADP
afbr-1237	19	28	idlc	idlc	NOUN
afbr-1237	19	29	finance	finance	PROPN
afbr-1237	20	1	limited	limited	PROPN
afbr-1237	20	2	k.	k.	PROPN
afbr-1237	20	3	m.	m.	PROPN
afbr-1237	20	4	anwarul	anwarul	PROPN
afbr-1237	21	1	islam	islam	PROPN
afbr-1237	21	2	79	79	NUM
afbr-1237	21	3	been	been	AUX
afbr-1237	21	4	moving	move	VERB
afbr-1237	21	5	to	to	ADP
afbr-1237	21	6	the	the	DET
afbr-1237	21	7	rapid	rapid	ADJ
afbr-1237	21	8	industrialization	industrialization	NOUN
afbr-1237	21	9	.	.	PUNCT
afbr-1237	22	1	in	in	ADP
afbr-1237	22	2	this	this	DET
afbr-1237	22	3	industrialization	industrialization	NOUN
afbr-1237	22	4	small	small	ADJ
afbr-1237	22	5	and	and	CCONJ
afbr-1237	22	6	medium	medium	NOUN
afbr-1237	22	7	industries	industry	NOUN
afbr-1237	22	8	are	be	AUX
afbr-1237	22	9	contributing	contribute	VERB
afbr-1237	22	10	much	much	ADV
afbr-1237	22	11	along	along	ADP
afbr-1237	22	12	with	with	ADP
afbr-1237	22	13	the	the	DET
afbr-1237	22	14	large	large	ADJ
afbr-1237	22	15	industries	industry	NOUN
afbr-1237	22	16	.	.	PUNCT
afbr-1237	23	1	small	small	ADJ
afbr-1237	23	2	and	and	CCONJ
afbr-1237	23	3	medium	medium	ADJ
afbr-1237	23	4	enterprises	enterprise	NOUN
afbr-1237	23	5	(	(	PUNCT
afbr-1237	23	6	smes	sme	NOUN
afbr-1237	23	7	)	)	PUNCT
afbr-1237	23	8	occupy	occupy	VERB
afbr-1237	23	9	unique	unique	ADJ
afbr-1237	23	10	position	position	NOUN
afbr-1237	23	11	in	in	ADP
afbr-1237	23	12	most	most	ADJ
afbr-1237	23	13	of	of	ADP
afbr-1237	23	14	the	the	DET
afbr-1237	23	15	countries	country	NOUN
afbr-1237	23	16	especially	especially	ADV
afbr-1237	23	17	in	in	ADP
afbr-1237	23	18	a	a	DET
afbr-1237	23	19	developing	develop	VERB
afbr-1237	23	20	country	country	NOUN
afbr-1237	23	21	.	.	PUNCT
afbr-1237	24	1	there	there	PRON
afbr-1237	24	2	is	be	VERB
afbr-1237	24	3	a	a	DET
afbr-1237	24	4	primary	primary	ADJ
afbr-1237	24	5	target	target	NOUN
afbr-1237	24	6	for	for	ADP
afbr-1237	24	7	many	many	ADJ
afbr-1237	24	8	countries	country	NOUN
afbr-1237	24	9	desiring	desire	VERB
afbr-1237	24	10	to	to	PART
afbr-1237	24	11	stimulate	stimulate	VERB
afbr-1237	24	12	economic	economic	ADJ
afbr-1237	24	13	growth	growth	NOUN
afbr-1237	24	14	and	and	CCONJ
afbr-1237	24	15	development	development	NOUN
afbr-1237	24	16	as	as	SCONJ
afbr-1237	24	17	they	they	PRON
afbr-1237	24	18	are	be	AUX
afbr-1237	24	19	fueling	fuel	VERB
afbr-1237	24	20	the	the	DET
afbr-1237	24	21	economic	economic	ADJ
afbr-1237	24	22	growth	growth	NOUN
afbr-1237	24	23	.	.	PUNCT
afbr-1237	25	1	smes	sme	NOUN
afbr-1237	25	2	require	require	VERB
afbr-1237	25	3	fewer	few	ADJ
afbr-1237	25	4	amounts	amount	NOUN
afbr-1237	25	5	of	of	ADP
afbr-1237	25	6	resources	resource	NOUN
afbr-1237	25	7	but	but	CCONJ
afbr-1237	25	8	they	they	PRON
afbr-1237	25	9	can	can	AUX
afbr-1237	25	10	be	be	AUX
afbr-1237	25	11	managed	manage	VERB
afbr-1237	25	12	more	more	ADV
afbr-1237	25	13	efficiently	efficiently	ADV
afbr-1237	25	14	.	.	PUNCT
afbr-1237	26	1	how	how	SCONJ
afbr-1237	26	2	smes	sme	NOUN
afbr-1237	26	3	can	can	AUX
afbr-1237	26	4	be	be	AUX
afbr-1237	26	5	used	use	VERB
afbr-1237	26	6	to	to	PART
afbr-1237	26	7	change	change	VERB
afbr-1237	26	8	the	the	DET
afbr-1237	26	9	economic	economic	ADJ
afbr-1237	26	10	horizon	horizon	NOUN
afbr-1237	26	11	of	of	ADP
afbr-1237	26	12	a	a	DET
afbr-1237	26	13	country	country	NOUN
afbr-1237	26	14	can	can	AUX
afbr-1237	26	15	be	be	AUX
afbr-1237	26	16	seen	see	VERB
afbr-1237	26	17	from	from	ADP
afbr-1237	26	18	the	the	DET
afbr-1237	26	19	case	case	NOUN
afbr-1237	26	20	of	of	ADP
afbr-1237	26	21	the	the	DET
afbr-1237	26	22	asian	asian	ADJ
afbr-1237	26	23	tigers	tiger	NOUN
afbr-1237	26	24	.	.	PUNCT
afbr-1237	27	1	the	the	DET
afbr-1237	27	2	asian	asian	ADJ
afbr-1237	27	3	tigers	tiger	NOUN
afbr-1237	27	4	such	such	ADJ
afbr-1237	27	5	as	as	ADP
afbr-1237	27	6	singapore	singapore	PROPN
afbr-1237	27	7	,	,	PUNCT
afbr-1237	27	8	taiwan	taiwan	PROPN
afbr-1237	27	9	,	,	PUNCT
afbr-1237	27	10	south	south	PROPN
afbr-1237	27	11	korea	korea	PROPN
afbr-1237	27	12	,	,	PUNCT
afbr-1237	27	13	honk	honk	PROPN
afbr-1237	27	14	kong	kong	PROPN
afbr-1237	27	15	and	and	CCONJ
afbr-1237	27	16	malaysia	malaysia	PROPN
afbr-1237	27	17	were	be	AUX
afbr-1237	27	18	economically	economically	ADV
afbr-1237	27	19	like	like	ADP
afbr-1237	27	20	bangladesh	bangladesh	NOUN
afbr-1237	27	21	in	in	ADP
afbr-1237	27	22	few	few	ADJ
afbr-1237	27	23	decades	decade	NOUN
afbr-1237	27	24	ago	ago	ADV
afbr-1237	27	25	.	.	PUNCT
afbr-1237	28	1	but	but	CCONJ
afbr-1237	28	2	by	by	ADP
afbr-1237	28	3	ensuring	ensure	VERB
afbr-1237	28	4	the	the	DET
afbr-1237	28	5	enormous	enormous	ADJ
afbr-1237	28	6	development	development	NOUN
afbr-1237	28	7	in	in	ADP
afbr-1237	28	8	the	the	DET
afbr-1237	28	9	small	small	ADJ
afbr-1237	28	10	and	and	CCONJ
afbr-1237	28	11	medium	medium	NOUN
afbr-1237	28	12	industries	industry	NOUN
afbr-1237	28	13	they	they	PRON
afbr-1237	28	14	have	have	AUX
afbr-1237	28	15	become	become	VERB
afbr-1237	28	16	able	able	ADJ
afbr-1237	28	17	to	to	PART
afbr-1237	28	18	bring	bring	VERB
afbr-1237	28	19	them	they	PRON
afbr-1237	28	20	out	out	ADP
afbr-1237	28	21	of	of	ADP
afbr-1237	28	22	the	the	DET
afbr-1237	28	23	developing	develop	VERB
afbr-1237	28	24	class	class	NOUN
afbr-1237	28	25	.	.	PUNCT
afbr-1237	29	1	due	due	ADP
afbr-1237	29	2	to	to	ADP
afbr-1237	29	3	the	the	DET
afbr-1237	29	4	changing	change	VERB
afbr-1237	29	5	global	global	ADJ
afbr-1237	29	6	economic	economic	ADJ
afbr-1237	29	7	horizon	horizon	NOUN
afbr-1237	29	8	after	after	SCONJ
afbr-1237	29	9	the	the	DET
afbr-1237	29	10	world	world	NOUN
afbr-1237	29	11	recession	recession	NOUN
afbr-1237	29	12	an	an	DET
afbr-1237	29	13	enormous	enormous	ADJ
afbr-1237	29	14	opportunity	opportunity	NOUN
afbr-1237	29	15	has	have	AUX
afbr-1237	29	16	come	come	VERB
afbr-1237	29	17	to	to	ADP
afbr-1237	29	18	bangladesh	bangladesh	NOUN
afbr-1237	29	19	to	to	PART
afbr-1237	29	20	increase	increase	VERB
afbr-1237	29	21	its	its	PRON
afbr-1237	29	22	export	export	NOUN
afbr-1237	29	23	.	.	PUNCT
afbr-1237	30	1	that	that	PRON
afbr-1237	30	2	can	can	AUX
afbr-1237	30	3	be	be	AUX
afbr-1237	30	4	ensured	ensure	VERB
afbr-1237	30	5	by	by	ADP
afbr-1237	30	6	nurturing	nurture	VERB
afbr-1237	30	7	its	its	PRON
afbr-1237	30	8	small	small	ADJ
afbr-1237	30	9	and	and	CCONJ
afbr-1237	30	10	medium	medium	NOUN
afbr-1237	30	11	industries	industry	NOUN
afbr-1237	30	12	carefully	carefully	ADV
afbr-1237	30	13	.	.	PUNCT
afbr-1237	31	1	2	2	X
afbr-1237	31	2	.	.	X
afbr-1237	31	3	literature	literature	PROPN
afbr-1237	31	4	review	review	VERB
afbr-1237	31	5	alam	alam	PROPN
afbr-1237	31	6	and	and	CCONJ
afbr-1237	31	7	ullah	ullah	PROPN
afbr-1237	31	8	(	(	PUNCT
afbr-1237	31	9	2006	2006	NUM
afbr-1237	31	10	)	)	PUNCT
afbr-1237	31	11	in	in	ADP
afbr-1237	31	12	their	their	PRON
afbr-1237	31	13	study	study	NOUN
afbr-1237	31	14	“	"	PUNCT
afbr-1237	31	15	smes	sme	NOUN
afbr-1237	31	16	in	in	ADP
afbr-1237	31	17	bangladesh	bangladesh	NOUN
afbr-1237	31	18	and	and	CCONJ
afbr-1237	31	19	their	their	PRON
afbr-1237	31	20	financing	financing	NOUN
afbr-1237	31	21	:	:	PUNCT
afbr-1237	31	22	an	an	DET
afbr-1237	31	23	analysis	analysis	NOUN
afbr-1237	31	24	and	and	CCONJ
afbr-1237	31	25	some	some	DET
afbr-1237	31	26	recommendations	recommendation	NOUN
afbr-1237	31	27	”	"	PUNCT
afbr-1237	31	28	found	find	VERB
afbr-1237	31	29	that	that	SCONJ
afbr-1237	31	30	lack	lack	NOUN
afbr-1237	31	31	of	of	ADP
afbr-1237	31	32	medium	medium	NOUN
afbr-1237	31	33	to	to	ADP
afbr-1237	31	34	long	long	ADJ
afbr-1237	31	35	-	-	PUNCT
afbr-1237	31	36	term	term	NOUN
afbr-1237	31	37	credit	credit	NOUN
afbr-1237	31	38	,	,	PUNCT
afbr-1237	31	39	limited	limited	ADJ
afbr-1237	31	40	access	access	NOUN
afbr-1237	31	41	to	to	ADP
afbr-1237	31	42	market	market	NOUN
afbr-1237	31	43	opportunities	opportunity	NOUN
afbr-1237	31	44	,	,	PUNCT
afbr-1237	31	45	technology	technology	NOUN
afbr-1237	31	46	,	,	PUNCT
afbr-1237	31	47	and	and	CCONJ
afbr-1237	31	48	expertise	expertise	NOUN
afbr-1237	31	49	and	and	CCONJ
afbr-1237	31	50	business	business	NOUN
afbr-1237	31	51	information	information	NOUN
afbr-1237	31	52	.	.	PUNCT
afbr-1237	32	1	lack	lack	NOUN
afbr-1237	32	2	of	of	ADP
afbr-1237	32	3	suitable	suitable	ADJ
afbr-1237	32	4	incentives	incentive	NOUN
afbr-1237	32	5	,	,	PUNCT
afbr-1237	32	6	inefficient	inefficient	ADJ
afbr-1237	32	7	and	and	CCONJ
afbr-1237	32	8	limited	limited	ADJ
afbr-1237	32	9	services	service	NOUN
afbr-1237	32	10	from	from	ADP
afbr-1237	32	11	relevant	relevant	ADJ
afbr-1237	32	12	government	government	NOUN
afbr-1237	32	13	agencies	agency	NOUN
afbr-1237	32	14	as	as	ADV
afbr-1237	32	15	well	well	ADV
afbr-1237	32	16	as	as	ADP
afbr-1237	32	17	poor	poor	ADJ
afbr-1237	32	18	capacity	capacity	NOUN
afbr-1237	32	19	of	of	ADP
afbr-1237	32	20	entrepreneurs	entrepreneur	NOUN
afbr-1237	32	21	are	be	AUX
afbr-1237	32	22	other	other	ADJ
afbr-1237	32	23	reasons	reason	NOUN
afbr-1237	32	24	for	for	ADP
afbr-1237	32	25	the	the	DET
afbr-1237	32	26	slow	slow	ADJ
afbr-1237	32	27	growth	growth	NOUN
afbr-1237	32	28	of	of	ADP
afbr-1237	32	29	smes	sme	NOUN
afbr-1237	32	30	.	.	PUNCT
afbr-1237	33	1	study	study	NOUN
afbr-1237	33	2	recommend	recommend	VERB
afbr-1237	33	3	that	that	DET
afbr-1237	33	4	flourish	flourish	NOUN
afbr-1237	33	5	,	,	PUNCT
afbr-1237	33	6	smes	sme	NOUN
afbr-1237	33	7	will	will	AUX
afbr-1237	33	8	create	create	VERB
afbr-1237	33	9	new	new	ADJ
afbr-1237	33	10	entrepreneurs	entrepreneur	NOUN
afbr-1237	33	11	,	,	PUNCT
afbr-1237	33	12	generate	generate	VERB
afbr-1237	33	13	more	more	ADJ
afbr-1237	33	14	jobs	job	NOUN
afbr-1237	33	15	and	and	CCONJ
afbr-1237	33	16	contribute	contribute	VERB
afbr-1237	33	17	to	to	ADP
afbr-1237	33	18	a	a	DET
afbr-1237	33	19	great	great	ADJ
afbr-1237	33	20	extent	extent	NOUN
afbr-1237	33	21	to	to	ADP
afbr-1237	33	22	the	the	DET
afbr-1237	33	23	national	national	ADJ
afbr-1237	33	24	economy	economy	NOUN
afbr-1237	33	25	.	.	PUNCT
afbr-1237	34	1	in	in	ADP
afbr-1237	34	2	philippines	philippine	NOUN
afbr-1237	34	3	,	,	PUNCT
afbr-1237	34	4	hapitan	hapitan	PROPN
afbr-1237	34	5	(	(	PUNCT
afbr-1237	34	6	2005	2005	NUM
afbr-1237	34	7	)	)	PUNCT
afbr-1237	34	8	recognized	recognize	VERB
afbr-1237	34	9	the	the	DET
afbr-1237	34	10	access	access	NOUN
afbr-1237	34	11	of	of	ADP
afbr-1237	34	12	smes	sme	NOUN
afbr-1237	34	13	to	to	ADP
afbr-1237	34	14	credit	credit	NOUN
afbr-1237	34	15	divided	divide	VERB
afbr-1237	34	16	by	by	ADP
afbr-1237	34	17	two	two	NUM
afbr-1237	34	18	:	:	PUNCT
afbr-1237	34	19	those	those	DET
afbr-1237	34	20	banks	bank	NOUN
afbr-1237	34	21	who	who	PRON
afbr-1237	34	22	are	be	AUX
afbr-1237	34	23	obliged	oblige	VERB
afbr-1237	34	24	to	to	PART
afbr-1237	34	25	set	set	VERB
afbr-1237	34	26	aside	aside	ADP
afbr-1237	34	27	a	a	DET
afbr-1237	34	28	portion	portion	NOUN
afbr-1237	34	29	of	of	ADP
afbr-1237	34	30	their	their	PRON
afbr-1237	34	31	loan	loan	NOUN
afbr-1237	34	32	portfolios	portfolio	NOUN
afbr-1237	34	33	,	,	PUNCT
afbr-1237	34	34	and	and	CCONJ
afbr-1237	34	35	those	those	DET
afbr-1237	34	36	institutions	institution	NOUN
afbr-1237	34	37	that	that	PRON
afbr-1237	34	38	have	have	AUX
afbr-1237	34	39	actively	actively	ADV
afbr-1237	34	40	pursued	pursue	VERB
afbr-1237	34	41	direct	direct	ADJ
afbr-1237	34	42	financing	financing	NOUN
afbr-1237	34	43	program	program	NOUN
afbr-1237	34	44	for	for	ADP
afbr-1237	34	45	smes	sme	NOUN
afbr-1237	34	46	.	.	PUNCT
afbr-1237	35	1	she	she	PRON
afbr-1237	35	2	studied	study	VERB
afbr-1237	35	3	thirty	thirty	NUM
afbr-1237	35	4	smes	sme	NOUN
afbr-1237	35	5	in	in	ADP
afbr-1237	35	6	philippines	philippine	NOUN
afbr-1237	35	7	to	to	PART
afbr-1237	35	8	analyze	analyze	VERB
afbr-1237	35	9	whether	whether	SCONJ
afbr-1237	35	10	credit	credit	NOUN
afbr-1237	35	11	access	access	NOUN
afbr-1237	35	12	due	due	ADP
afbr-1237	35	13	to	to	ADP
afbr-1237	35	14	competition	competition	NOUN
afbr-1237	35	15	has	have	AUX
afbr-1237	35	16	indeed	indeed	ADV
afbr-1237	35	17	increased	increase	VERB
afbr-1237	35	18	,	,	PUNCT
afbr-1237	35	19	furthermore	furthermore	ADV
afbr-1237	35	20	,	,	PUNCT
afbr-1237	35	21	its	its	PRON
afbr-1237	35	22	impact	impact	NOUN
afbr-1237	35	23	on	on	ADP
afbr-1237	35	24	sme	sme	NOUN
afbr-1237	35	25	lending	lending	NOUN
afbr-1237	35	26	in	in	ADP
afbr-1237	35	27	terms	term	NOUN
afbr-1237	35	28	of	of	ADP
afbr-1237	35	29	the	the	DET
afbr-1237	35	30	number	number	NOUN
afbr-1237	35	31	of	of	ADP
afbr-1237	35	32	credit	credit	NOUN
afbr-1237	35	33	facilities	facility	NOUN
afbr-1237	35	34	availability	availability	NOUN
afbr-1237	35	35	and	and	CCONJ
afbr-1237	35	36	quite	quite	ADV
afbr-1237	35	37	possibly	possibly	ADV
afbr-1237	35	38	lower	low	ADJ
afbr-1237	35	39	interest	interest	NOUN
afbr-1237	35	40	rates	rate	NOUN
afbr-1237	35	41	.	.	PUNCT
afbr-1237	36	1	some	some	DET
afbr-1237	36	2	worth	worth	NOUN
afbr-1237	36	3	noted	note	VERB
afbr-1237	36	4	from	from	ADP
afbr-1237	36	5	the	the	DET
afbr-1237	36	6	observation	observation	NOUN
afbr-1237	36	7	are	be	AUX
afbr-1237	36	8	banks	bank	NOUN
afbr-1237	36	9	and	and	CCONJ
afbr-1237	36	10	other	other	ADJ
afbr-1237	36	11	financial	financial	ADJ
afbr-1237	36	12	institutions	institution	NOUN
afbr-1237	36	13	should	should	AUX
afbr-1237	36	14	realize	realize	VERB
afbr-1237	36	15	that	that	SCONJ
afbr-1237	36	16	many	many	ADJ
afbr-1237	36	17	smes	sme	NOUN
afbr-1237	36	18	are	be	AUX
afbr-1237	36	19	not	not	PART
afbr-1237	36	20	aimed	aim	VERB
afbr-1237	36	21	to	to	PART
afbr-1237	36	22	achieve	achieve	VERB
afbr-1237	36	23	stability	stability	NOUN
afbr-1237	36	24	in	in	ADP
afbr-1237	36	25	terms	term	NOUN
afbr-1237	36	26	of	of	ADP
afbr-1237	36	27	operations	operation	NOUN
afbr-1237	36	28	and	and	CCONJ
afbr-1237	36	29	earnings	earning	NOUN
afbr-1237	36	30	rather	rather	ADV
afbr-1237	36	31	opportunity	opportunity	NOUN
afbr-1237	36	32	taking	taking	NOUN
afbr-1237	36	33	.	.	PUNCT
afbr-1237	37	1	the	the	DET
afbr-1237	37	2	situation	situation	NOUN
afbr-1237	37	3	occurred	occur	VERB
afbr-1237	37	4	due	due	ADP
afbr-1237	37	5	to	to	ADP
afbr-1237	37	6	most	most	ADJ
afbr-1237	37	7	of	of	ADP
afbr-1237	37	8	the	the	DET
afbr-1237	37	9	smes	sme	NOUN
afbr-1237	37	10	are	be	AUX
afbr-1237	37	11	entrepreneurial	entrepreneurial	ADV
afbr-1237	37	12	-	-	PUNCT
afbr-1237	37	13	driven	drive	VERB
afbr-1237	37	14	which	which	PRON
afbr-1237	37	15	had	have	VERB
afbr-1237	37	16	to	to	PART
afbr-1237	37	17	enrich	enrich	VERB
afbr-1237	37	18	their	their	PRON
afbr-1237	37	19	product	product	NOUN
afbr-1237	37	20	line	line	NOUN
afbr-1237	37	21	or	or	CCONJ
afbr-1237	37	22	even	even	ADV
afbr-1237	37	23	change	change	VERB
afbr-1237	37	24	it	it	PRON
afbr-1237	37	25	from	from	ADP
afbr-1237	37	26	the	the	DET
afbr-1237	37	27	original	original	ADJ
afbr-1237	37	28	product	product	NOUN
afbr-1237	37	29	.	.	PUNCT
afbr-1237	38	1	to	to	PART
afbr-1237	38	2	fuel	fuel	VERB
afbr-1237	38	3	these	these	DET
afbr-1237	38	4	opportunities	opportunity	NOUN
afbr-1237	38	5	,	,	PUNCT
afbr-1237	38	6	financial	financial	ADJ
afbr-1237	38	7	assistance	assistance	NOUN
afbr-1237	38	8	and	and	CCONJ
afbr-1237	38	9	loans	loan	NOUN
afbr-1237	38	10	are	be	AUX
afbr-1237	38	11	needed	need	VERB
afbr-1237	38	12	.	.	PUNCT
afbr-1237	39	1	however	however	ADV
afbr-1237	39	2	,	,	PUNCT
afbr-1237	39	3	some	some	DET
afbr-1237	39	4	smes	sme	NOUN
afbr-1237	39	5	do	do	AUX
afbr-1237	39	6	not	not	PART
afbr-1237	39	7	realize	realize	VERB
afbr-1237	39	8	that	that	SCONJ
afbr-1237	39	9	financial	financial	ADJ
afbr-1237	39	10	statement	statement	NOUN
afbr-1237	39	11	is	be	AUX
afbr-1237	39	12	not	not	PART
afbr-1237	39	13	only	only	ADV
afbr-1237	39	14	a	a	DET
afbr-1237	39	15	requirement	requirement	NOUN
afbr-1237	39	16	but	but	CCONJ
afbr-1237	39	17	also	also	ADV
afbr-1237	39	18	as	as	ADP
afbr-1237	39	19	part	part	NOUN
afbr-1237	39	20	of	of	ADP
afbr-1237	39	21	good	good	ADJ
afbr-1237	39	22	governance	governance	NOUN
afbr-1237	39	23	.	.	PUNCT
afbr-1237	40	1	the	the	DET
afbr-1237	40	2	non	non	ADJ
afbr-1237	40	3	-	-	NOUN
afbr-1237	40	4	provision	provision	NOUN
afbr-1237	40	5	of	of	ADP
afbr-1237	40	6	audited	audit	VERB
afbr-1237	40	7	financial	financial	ADJ
afbr-1237	40	8	statements	statement	NOUN
afbr-1237	40	9	is	be	AUX
afbr-1237	40	10	one	one	NUM
afbr-1237	40	11	of	of	ADP
afbr-1237	40	12	the	the	DET
afbr-1237	40	13	main	main	ADJ
afbr-1237	40	14	reasons	reason	NOUN
afbr-1237	40	15	why	why	SCONJ
afbr-1237	40	16	many	many	ADJ
afbr-1237	40	17	smes	sme	NOUN
afbr-1237	40	18	are	be	AUX
afbr-1237	40	19	unable	unable	ADJ
afbr-1237	40	20	to	to	PART
afbr-1237	40	21	benefit	benefit	VERB
afbr-1237	40	22	financial	financial	ADJ
afbr-1237	40	23	assistance	assistance	NOUN
afbr-1237	40	24	from	from	ADP
afbr-1237	40	25	banks	bank	NOUN
afbr-1237	40	26	and	and	CCONJ
afbr-1237	40	27	other	other	ADJ
afbr-1237	40	28	institutions	institution	NOUN
afbr-1237	40	29	.	.	PUNCT
afbr-1237	41	1	difficulty	difficulty	NOUN
afbr-1237	41	2	in	in	ADP
afbr-1237	41	3	obtaining	obtain	VERB
afbr-1237	41	4	funding	funding	NOUN
afbr-1237	41	5	for	for	ADP
afbr-1237	41	6	businesses	business	NOUN
afbr-1237	41	7	is	be	AUX
afbr-1237	41	8	still	still	ADV
afbr-1237	41	9	considered	consider	VERB
afbr-1237	41	10	as	as	ADP
afbr-1237	41	11	the	the	DET
afbr-1237	41	12	major	major	ADJ
afbr-1237	41	13	problem	problem	NOUN
afbr-1237	41	14	of	of	ADP
afbr-1237	41	15	smes	sme	NOUN
afbr-1237	41	16	’	'	PUNCT
afbr-1237	41	17	operation	operation	NOUN
afbr-1237	41	18	as	as	SCONJ
afbr-1237	41	19	quoted	quote	VERB
afbr-1237	41	20	by	by	ADP
afbr-1237	41	21	joubert	joubert	PROPN
afbr-1237	41	22	(	(	PUNCT
afbr-1237	41	23	1998	1998	NUM
afbr-1237	41	24	)	)	PUNCT
afbr-1237	41	25	.	.	PUNCT
afbr-1237	42	1	she	she	PRON
afbr-1237	42	2	conducted	conduct	VERB
afbr-1237	42	3	a	a	DET
afbr-1237	42	4	case	case	NOUN
afbr-1237	42	5	study	study	NOUN
afbr-1237	42	6	to	to	PART
afbr-1237	42	7	analyze	analyze	VERB
afbr-1237	42	8	the	the	DET
afbr-1237	42	9	problems	problem	NOUN
afbr-1237	42	10	faced	face	VERB
afbr-1237	42	11	by	by	ADP
afbr-1237	42	12	smes	sme	NOUN
afbr-1237	42	13	in	in	ADP
afbr-1237	42	14	swaziland	swaziland	PROPN
afbr-1237	42	15	.	.	PUNCT
afbr-1237	43	1	the	the	DET
afbr-1237	43	2	result	result	NOUN
afbr-1237	43	3	indicated	indicate	VERB
afbr-1237	43	4	that	that	SCONJ
afbr-1237	43	5	generally	generally	ADV
afbr-1237	43	6	,	,	PUNCT
afbr-1237	43	7	the	the	DET
afbr-1237	43	8	smes	sme	NOUN
afbr-1237	43	9	’	'	PUNCT
afbr-1237	43	10	owners	owner	NOUN
afbr-1237	43	11	believed	believe	VERB
afbr-1237	43	12	that	that	SCONJ
afbr-1237	43	13	their	their	PRON
afbr-1237	43	14	successful	successful	ADJ
afbr-1237	43	15	business	business	NOUN
afbr-1237	43	16	is	be	AUX
afbr-1237	43	17	mainly	mainly	ADV
afbr-1237	43	18	because	because	SCONJ
afbr-1237	43	19	they	they	PRON
afbr-1237	43	20	can	can	AUX
afbr-1237	43	21	manage	manage	VERB
afbr-1237	43	22	to	to	PART
afbr-1237	43	23	sustain	sustain	VERB
afbr-1237	43	24	them	they	PRON
afbr-1237	43	25	.	.	PUNCT
afbr-1237	44	1	however	however	ADV
afbr-1237	44	2	,	,	PUNCT
afbr-1237	44	3	the	the	DET
afbr-1237	44	4	term	term	NOUN
afbr-1237	44	5	success	success	NOUN
afbr-1237	44	6	here	here	ADV
afbr-1237	44	7	differs	differ	VERB
afbr-1237	44	8	from	from	ADP
afbr-1237	44	9	the	the	DET
afbr-1237	44	10	widely	widely	ADV
afbr-1237	44	11	used	use	VERB
afbr-1237	44	12	measurement	measurement	NOUN
afbr-1237	44	13	of	of	ADP
afbr-1237	44	14	successful	successful	ADJ
afbr-1237	44	15	business	business	NOUN
afbr-1237	44	16	,	,	PUNCT
afbr-1237	44	17	such	such	ADJ
afbr-1237	44	18	as	as	ADP
afbr-1237	44	19	productivity	productivity	NOUN
afbr-1237	44	20	level	level	NOUN
afbr-1237	44	21	,	,	PUNCT
afbr-1237	44	22	profitability	profitability	NOUN
afbr-1237	44	23	ratio	ratio	NOUN
afbr-1237	44	24	,	,	PUNCT
afbr-1237	44	25	and	and	CCONJ
afbr-1237	44	26	rate	rate	NOUN
afbr-1237	44	27	of	of	ADP
afbr-1237	44	28	return	return	NOUN
afbr-1237	44	29	.	.	PUNCT
afbr-1237	45	1	in	in	ADP
afbr-1237	45	2	order	order	NOUN
afbr-1237	45	3	to	to	PART
afbr-1237	45	4	optimize	optimize	VERB
afbr-1237	45	5	their	their	PRON
afbr-1237	45	6	capital	capital	NOUN
afbr-1237	45	7	structure	structure	NOUN
afbr-1237	45	8	,	,	PUNCT
afbr-1237	45	9	moro	moro	PROPN
afbr-1237	45	10	,	,	PUNCT
afbr-1237	45	11	lucas	lucas	PROPN
afbr-1237	45	12	,	,	PUNCT
afbr-1237	45	13	grimm	grimm	NOUN
afbr-1237	45	14	,	,	PUNCT
afbr-1237	45	15	&	&	CCONJ
afbr-1237	45	16	grassi	grassi	PROPN
afbr-1237	45	17	(	(	PUNCT
afbr-1237	45	18	2010	2010	NUM
afbr-1237	45	19	)	)	PUNCT
afbr-1237	45	20	suggested	suggest	VERB
afbr-1237	45	21	that	that	SCONJ
afbr-1237	45	22	smes	sme	NOUN
afbr-1237	45	23	should	should	AUX
afbr-1237	45	24	only	only	ADV
afbr-1237	45	25	focus	focus	VERB
afbr-1237	45	26	on	on	ADP
afbr-1237	45	27	bank	bank	NOUN
afbr-1237	45	28	financing	financing	NOUN
afbr-1237	45	29	.	.	PUNCT
afbr-1237	46	1	keasey	keasey	ADJ
afbr-1237	46	2	and	and	CCONJ
afbr-1237	46	3	mcguinness	mcguinness	NOUN
afbr-1237	46	4	(	(	PUNCT
afbr-1237	46	5	1990	1990	NUM
afbr-1237	46	6	)	)	PUNCT
afbr-1237	46	7	argued	argue	VERB
afbr-1237	46	8	that	that	SCONJ
afbr-1237	46	9	in	in	ADP
afbr-1237	46	10	spite	spite	NOUN
afbr-1237	46	11	of	of	ADP
afbr-1237	46	12	the	the	DET
afbr-1237	46	13	fact	fact	NOUN
afbr-1237	46	14	that	that	SCONJ
afbr-1237	46	15	bank	bank	NOUN
afbr-1237	46	16	financing	financing	NOUN
afbr-1237	46	17	is	be	AUX
afbr-1237	46	18	more	more	ADV
afbr-1237	46	19	expensive	expensive	ADJ
afbr-1237	46	20	in	in	ADP
afbr-1237	46	21	comparison	comparison	NOUN
afbr-1237	46	22	to	to	ADP
afbr-1237	46	23	other	other	ADJ
afbr-1237	46	24	sources	source	NOUN
afbr-1237	46	25	of	of	ADP
afbr-1237	46	26	finance	finance	NOUN
afbr-1237	46	27	,	,	PUNCT
afbr-1237	46	28	it	it	PRON
afbr-1237	46	29	generates	generate	VERB
afbr-1237	46	30	a	a	DET
afbr-1237	46	31	higher	high	ADJ
afbr-1237	46	32	rate	rate	NOUN
afbr-1237	46	33	of	of	ADP
afbr-1237	46	34	return	return	NOUN
afbr-1237	46	35	for	for	ADP
afbr-1237	46	36	smes	sme	NOUN
afbr-1237	46	37	.	.	PUNCT
afbr-1237	47	1	they	they	PRON
afbr-1237	47	2	further	far	ADV
afbr-1237	47	3	conclude	conclude	VERB
afbr-1237	47	4	that	that	SCONJ
afbr-1237	47	5	bank	bank	NOUN
afbr-1237	47	6	finance	finance	NOUN
afbr-1237	47	7	can	can	AUX
afbr-1237	47	8	help	help	VERB
afbr-1237	47	9	smes	sme	NOUN
afbr-1237	47	10	accomplish	accomplish	VERB
afbr-1237	47	11	better	well	ADJ
afbr-1237	47	12	performance	performance	NOUN
afbr-1237	47	13	levels	level	NOUN
afbr-1237	47	14	than	than	SCONJ
afbr-1237	47	15	other	other	ADJ
afbr-1237	47	16	financing	financing	NOUN
afbr-1237	47	17	sources	source	NOUN
afbr-1237	47	18	can	can	AUX
afbr-1237	47	19	do	do	VERB
afbr-1237	47	20	.	.	PUNCT
afbr-1237	48	1	the	the	DET
afbr-1237	48	2	explanation	explanation	NOUN
afbr-1237	48	3	given	give	VERB
afbr-1237	48	4	by	by	ADP
afbr-1237	48	5	them	they	PRON
afbr-1237	48	6	is	be	AUX
afbr-1237	48	7	that	that	SCONJ
afbr-1237	48	8	smes	sme	NOUN
afbr-1237	48	9	employ	employ	VERB
afbr-1237	48	10	the	the	DET
afbr-1237	48	11	funds	fund	NOUN
afbr-1237	48	12	more	more	ADV
afbr-1237	48	13	efficiently	efficiently	ADV
afbr-1237	48	14	when	when	SCONJ
afbr-1237	48	15	they	they	PRON
afbr-1237	48	16	are	be	AUX
afbr-1237	48	17	monitored	monitor	VERB
afbr-1237	48	18	by	by	ADP
afbr-1237	48	19	,	,	PUNCT
afbr-1237	48	20	and	and	CCONJ
afbr-1237	48	21	answerable	answerable	ADJ
afbr-1237	48	22	to	to	ADP
afbr-1237	48	23	banks	bank	NOUN
afbr-1237	48	24	.	.	PUNCT
afbr-1237	49	1	development	development	NOUN
afbr-1237	49	2	of	of	ADP
afbr-1237	49	3	bangladesh	bangladesh	PROPN
afbr-1237	49	4	through	through	ADP
afbr-1237	49	5	smes	sme	NOUN
afbr-1237	49	6	financing	financing	NOUN
afbr-1237	49	7	:	:	PUNCT
afbr-1237	49	8	a	a	DET
afbr-1237	49	9	case	case	NOUN
afbr-1237	49	10	study	study	NOUN
afbr-1237	49	11	on	on	ADP
afbr-1237	49	12	idlc	idlc	NOUN
afbr-1237	49	13	finance	finance	PROPN
afbr-1237	49	14	limited	limited	PROPN
afbr-1237	49	15	k.	k.	PROPN
afbr-1237	49	16	m.	m.	PROPN
afbr-1237	49	17	anwarul	anwarul	PROPN
afbr-1237	50	1	islam	islam	PROPN
afbr-1237	50	2	80	80	NUM
afbr-1237	50	3	the	the	DET
afbr-1237	50	4	empirical	empirical	ADJ
afbr-1237	50	5	literature	literature	NOUN
afbr-1237	50	6	on	on	ADP
afbr-1237	50	7	bank	bank	NOUN
afbr-1237	50	8	financing	financing	NOUN
afbr-1237	50	9	to	to	ADP
afbr-1237	50	10	smes	smes	PROPN
afbr-1237	50	11	emphasises	emphasise	VERB
afbr-1237	50	12	some	some	DET
afbr-1237	50	13	mechanisms	mechanism	NOUN
afbr-1237	50	14	,	,	PUNCT
afbr-1237	50	15	techniques	technique	NOUN
afbr-1237	50	16	and	and	CCONJ
afbr-1237	50	17	models	model	NOUN
afbr-1237	50	18	developed	develop	VERB
afbr-1237	50	19	and	and	CCONJ
afbr-1237	50	20	adopted	adopt	VERB
afbr-1237	50	21	by	by	ADP
afbr-1237	50	22	banks	bank	NOUN
afbr-1237	50	23	to	to	PART
afbr-1237	50	24	lend	lend	VERB
afbr-1237	50	25	to	to	ADP
afbr-1237	50	26	smes	sme	NOUN
afbr-1237	50	27	such	such	ADJ
afbr-1237	50	28	as	as	ADP
afbr-1237	50	29	relationship	relationship	NOUN
afbr-1237	50	30	lending	lending	NOUN
afbr-1237	50	31	(	(	PUNCT
afbr-1237	50	32	e.g.	e.g.	ADV
afbr-1237	50	33	,	,	PUNCT
afbr-1237	50	34	petersen	petersen	PROPN
afbr-1237	50	35	&	&	CCONJ
afbr-1237	50	36	rajan	rajan	PROPN
afbr-1237	50	37	,	,	PUNCT
afbr-1237	50	38	1994	1994	NUM
afbr-1237	50	39	)	)	PUNCT
afbr-1237	50	40	,	,	PUNCT
afbr-1237	50	41	factoring	factoring	NOUN
afbr-1237	50	42	(	(	PUNCT
afbr-1237	50	43	e.g.	e.g.	ADV
afbr-1237	50	44	,	,	PUNCT
afbr-1237	50	45	soufani	soufani	NOUN
afbr-1237	50	46	,	,	PUNCT
afbr-1237	50	47	2002	2002	NUM
afbr-1237	50	48	)	)	PUNCT
afbr-1237	50	49	and	and	CCONJ
afbr-1237	50	50	scoring	scoring	NOUN
afbr-1237	50	51	(	(	PUNCT
afbr-1237	50	52	e.g.	e.g.	ADV
afbr-1237	50	53	,	,	PUNCT
afbr-1237	50	54	frame	frame	NOUN
afbr-1237	50	55	,	,	PUNCT
afbr-1237	50	56	srinivasan	srinivasan	NOUN
afbr-1237	50	57	,	,	PUNCT
afbr-1237	50	58	&	&	CCONJ
afbr-1237	50	59	woosley,2001	woosley,2001	VERB
afbr-1237	50	60	)	)	PUNCT
afbr-1237	50	61	just	just	ADV
afbr-1237	50	62	to	to	PART
afbr-1237	50	63	mention	mention	VERB
afbr-1237	50	64	some	some	DET
afbr-1237	50	65	relationship	relationship	NOUN
afbr-1237	50	66	lending	lending	NOUN
afbr-1237	50	67	is	be	AUX
afbr-1237	50	68	a	a	DET
afbr-1237	50	69	powerful	powerful	ADJ
afbr-1237	50	70	mechanism	mechanism	NOUN
afbr-1237	50	71	used	use	VERB
afbr-1237	50	72	to	to	PART
afbr-1237	50	73	reduce	reduce	VERB
afbr-1237	50	74	problems	problem	NOUN
afbr-1237	50	75	related	relate	VERB
afbr-1237	50	76	to	to	ADP
afbr-1237	50	77	opaqueness	opaqueness	NOUN
afbr-1237	50	78	in	in	ADP
afbr-1237	50	79	firms	firm	NOUN
afbr-1237	50	80	especially	especially	ADV
afbr-1237	50	81	smes	sme	NOUN
afbr-1237	50	82	.	.	PUNCT
afbr-1237	51	1	under	under	ADP
afbr-1237	51	2	relationship	relationship	NOUN
afbr-1237	51	3	lending	lending	NOUN
afbr-1237	51	4	,	,	PUNCT
afbr-1237	51	5	“	"	PUNCT
afbr-1237	51	6	soft	soft	ADJ
afbr-1237	51	7	”	"	PUNCT
afbr-1237	51	8	information	information	NOUN
afbr-1237	51	9	is	be	AUX
afbr-1237	51	10	gathered	gather	VERB
afbr-1237	51	11	by	by	ADP
afbr-1237	51	12	a	a	DET
afbr-1237	51	13	financial	financial	ADJ
afbr-1237	51	14	institution	institution	NOUN
afbr-1237	51	15	(	(	PUNCT
afbr-1237	51	16	usually	usually	ADV
afbr-1237	51	17	small	small	ADJ
afbr-1237	51	18	local	local	ADJ
afbr-1237	51	19	bank	bank	NOUN
afbr-1237	51	20	)	)	PUNCT
afbr-1237	51	21	through	through	ADP
afbr-1237	51	22	continuous	continuous	ADJ
afbr-1237	51	23	contact	contact	NOUN
afbr-1237	51	24	with	with	ADP
afbr-1237	51	25	the	the	DET
afbr-1237	51	26	firm	firm	NOUN
afbr-1237	51	27	(	(	PUNCT
afbr-1237	51	28	usually	usually	ADV
afbr-1237	51	29	sme	sme	NOUN
afbr-1237	51	30	)	)	PUNCT
afbr-1237	51	31	in	in	ADP
afbr-1237	51	32	the	the	DET
afbr-1237	51	33	provision	provision	NOUN
afbr-1237	51	34	of	of	ADP
afbr-1237	51	35	financial	financial	ADJ
afbr-1237	51	36	services	service	NOUN
afbr-1237	51	37	(	(	PUNCT
afbr-1237	51	38	berger	berger	PROPN
afbr-1237	51	39	&	&	CCONJ
afbr-1237	51	40	udell	udell	PROPN
afbr-1237	51	41	,	,	PUNCT
afbr-1237	51	42	1998	1998	NUM
afbr-1237	51	43	,	,	PUNCT
afbr-1237	51	44	p.	p.	NOUN
afbr-1237	51	45	645	645	NUM
afbr-1237	51	46	)	)	PUNCT
afbr-1237	51	47	.	.	PUNCT
afbr-1237	52	1	the	the	DET
afbr-1237	52	2	information	information	NOUN
afbr-1237	52	3	will	will	AUX
afbr-1237	52	4	be	be	AUX
afbr-1237	52	5	then	then	ADV
afbr-1237	52	6	used	use	VERB
afbr-1237	52	7	to	to	PART
afbr-1237	52	8	evaluate	evaluate	VERB
afbr-1237	52	9	the	the	DET
afbr-1237	52	10	creditworthiness	creditworthiness	NOUN
afbr-1237	52	11	of	of	ADP
afbr-1237	52	12	the	the	DET
afbr-1237	52	13	entrepreneur	entrepreneur	NOUN
afbr-1237	52	14	as	as	ADP
afbr-1237	52	15	a	a	DET
afbr-1237	52	16	part	part	NOUN
afbr-1237	52	17	of	of	ADP
afbr-1237	52	18	the	the	DET
afbr-1237	52	19	loan	loan	NOUN
afbr-1237	52	20	process	process	NOUN
afbr-1237	52	21	to	to	PART
afbr-1237	52	22	ensure	ensure	VERB
afbr-1237	52	23	that	that	SCONJ
afbr-1237	52	24	the	the	DET
afbr-1237	52	25	potential	potential	ADJ
afbr-1237	52	26	loan	loan	NOUN
afbr-1237	52	27	will	will	AUX
afbr-1237	52	28	be	be	AUX
afbr-1237	52	29	repaid	repay	VERB
afbr-1237	52	30	.	.	PUNCT
afbr-1237	53	1	the	the	DET
afbr-1237	53	2	strength	strength	NOUN
afbr-1237	53	3	of	of	ADP
afbr-1237	53	4	the	the	DET
afbr-1237	53	5	relationship	relationship	NOUN
afbr-1237	53	6	lending	lending	NOUN
afbr-1237	53	7	,	,	PUNCT
afbr-1237	53	8	measured	measure	VERB
afbr-1237	53	9	by	by	ADP
afbr-1237	53	10	its	its	PRON
afbr-1237	53	11	duration	duration	NOUN
afbr-1237	53	12	or	or	CCONJ
afbr-1237	53	13	the	the	DET
afbr-1237	53	14	breadth	breadth	NOUN
afbr-1237	53	15	of	of	ADP
afbr-1237	53	16	the	the	DET
afbr-1237	53	17	relationship	relationship	NOUN
afbr-1237	53	18	,	,	PUNCT
afbr-1237	53	19	was	be	AUX
afbr-1237	53	20	found	find	VERB
afbr-1237	53	21	positively	positively	ADV
afbr-1237	53	22	correlated	correlate	VERB
afbr-1237	53	23	to	to	ADP
afbr-1237	53	24	the	the	DET
afbr-1237	53	25	availability	availability	NOUN
afbr-1237	53	26	of	of	ADP
afbr-1237	53	27	funds	fund	NOUN
afbr-1237	53	28	for	for	ADP
afbr-1237	53	29	smes	sme	NOUN
afbr-1237	53	30	(	(	PUNCT
afbr-1237	53	31	petersen	petersen	PROPN
afbr-1237	53	32	&	&	CCONJ
afbr-1237	53	33	rajan	rajan	PROPN
afbr-1237	53	34	,	,	PUNCT
afbr-1237	53	35	1994	1994	NUM
afbr-1237	53	36	)	)	PUNCT
afbr-1237	53	37	.	.	PUNCT
afbr-1237	54	1	in	in	ADP
afbr-1237	54	2	addition	addition	NOUN
afbr-1237	54	3	to	to	ADP
afbr-1237	54	4	this	this	PRON
afbr-1237	54	5	,	,	PUNCT
afbr-1237	54	6	the	the	DET
afbr-1237	54	7	literature	literature	NOUN
afbr-1237	54	8	reports	report	VERB
afbr-1237	54	9	other	other	ADJ
afbr-1237	54	10	benefits	benefit	NOUN
afbr-1237	54	11	including	include	VERB
afbr-1237	54	12	;	;	PUNCT
afbr-1237	54	13	lower	low	ADJ
afbr-1237	54	14	cost	cost	NOUN
afbr-1237	54	15	of	of	ADP
afbr-1237	54	16	credit	credit	NOUN
afbr-1237	54	17	,	,	PUNCT
afbr-1237	54	18	protection	protection	NOUN
afbr-1237	54	19	against	against	ADP
afbr-1237	54	20	credit	credit	NOUN
afbr-1237	54	21	crunches	crunch	NOUN
afbr-1237	54	22	and	and	CCONJ
afbr-1237	54	23	the	the	DET
afbr-1237	54	24	provision	provision	NOUN
afbr-1237	54	25	of	of	ADP
afbr-1237	54	26	implicit	implicit	ADJ
afbr-1237	54	27	interest	interest	NOUN
afbr-1237	54	28	rate	rate	NOUN
afbr-1237	54	29	or	or	CCONJ
afbr-1237	54	30	credit	credit	NOUN
afbr-1237	54	31	risk	risk	NOUN
afbr-1237	54	32	insurance	insurance	NOUN
afbr-1237	54	33	(	(	PUNCT
afbr-1237	54	34	berger	berger	PROPN
afbr-1237	54	35	&	&	CCONJ
afbr-1237	54	36	udell	udell	PROPN
afbr-1237	54	37	,	,	PUNCT
afbr-1237	54	38	1998	1998	NUM
afbr-1237	54	39	)	)	PUNCT
afbr-1237	54	40	.	.	PUNCT
afbr-1237	55	1	other	other	ADJ
afbr-1237	55	2	study	study	NOUN
afbr-1237	55	3	suggested	suggest	VERB
afbr-1237	55	4	that	that	SCONJ
afbr-1237	55	5	in	in	ADP
afbr-1237	55	6	order	order	NOUN
afbr-1237	55	7	to	to	PART
afbr-1237	55	8	increase	increase	VERB
afbr-1237	55	9	credit	credit	NOUN
afbr-1237	55	10	supply	supply	NOUN
afbr-1237	55	11	for	for	ADP
afbr-1237	55	12	smes	sme	NOUN
afbr-1237	55	13	trust	trust	NOUN
afbr-1237	55	14	-	-	PUNCT
afbr-1237	55	15	based	base	VERB
afbr-1237	55	16	relationship	relationship	NOUN
afbr-1237	55	17	lending	lending	NOUN
afbr-1237	55	18	is	be	AUX
afbr-1237	55	19	more	more	ADV
afbr-1237	55	20	effective	effective	ADJ
afbr-1237	55	21	than	than	ADP
afbr-1237	55	22	the	the	DET
afbr-1237	55	23	establishment	establishment	NOUN
afbr-1237	55	24	of	of	ADP
afbr-1237	55	25	longer	long	ADJ
afbr-1237	55	26	or	or	CCONJ
afbr-1237	55	27	more	more	ADV
afbr-1237	55	28	concentrated	concentrate	VERB
afbr-1237	55	29	bank	bank	NOUN
afbr-1237	55	30	-	-	PUNCT
afbr-1237	55	31	borrower	borrower	NOUN
afbr-1237	55	32	relationship	relationship	NOUN
afbr-1237	55	33	(	(	PUNCT
afbr-1237	55	34	hernández	hernández	PROPN
afbr-1237	55	35	-	-	PUNCT
afbr-1237	55	36	cánovas	cánovas	PROPN
afbr-1237	55	37	&	&	CCONJ
afbr-1237	55	38	martínez	martínez	PROPN
afbr-1237	55	39	-	-	PUNCT
afbr-1237	55	40	solano	solano	PROPN
afbr-1237	55	41	,	,	PUNCT
afbr-1237	55	42	2010	2010	NUM
afbr-1237	55	43	)	)	PUNCT
afbr-1237	55	44	.	.	PUNCT
afbr-1237	56	1	akterrujjaman	akterrujjaman	NOUN
afbr-1237	56	2	(	(	PUNCT
afbr-1237	56	3	2010	2010	NUM
afbr-1237	56	4	)	)	PUNCT
afbr-1237	56	5	conducted	conduct	VERB
afbr-1237	56	6	a	a	DET
afbr-1237	56	7	study	study	NOUN
afbr-1237	56	8	“	"	PUNCT
afbr-1237	56	9	problems	problem	NOUN
afbr-1237	56	10	and	and	CCONJ
afbr-1237	56	11	prospects	prospect	NOUN
afbr-1237	56	12	of	of	ADP
afbr-1237	56	13	smes	smes	PROPN
afbr-1237	56	14	loan	loan	NOUN
afbr-1237	56	15	management	management	NOUN
afbr-1237	56	16	:	:	PUNCT
afbr-1237	56	17	a	a	DET
afbr-1237	56	18	study	study	NOUN
afbr-1237	56	19	on	on	ADP
afbr-1237	56	20	mercantile	mercantile	PROPN
afbr-1237	56	21	bank	bank	PROPN
afbr-1237	56	22	limited	limit	VERB
afbr-1237	56	23	,	,	PUNCT
afbr-1237	56	24	khulna	khulna	PROPN
afbr-1237	56	25	brach	brach	PROPN
afbr-1237	56	26	”	"	PUNCT
afbr-1237	56	27	where	where	SCONJ
afbr-1237	56	28	major	major	ADJ
afbr-1237	56	29	findings	finding	NOUN
afbr-1237	56	30	are	be	AUX
afbr-1237	56	31	related	relate	VERB
afbr-1237	56	32	to	to	ADP
afbr-1237	56	33	the	the	DET
afbr-1237	56	34	high	high	ADJ
afbr-1237	56	35	interest	interest	NOUN
afbr-1237	56	36	and	and	CCONJ
afbr-1237	56	37	loan	loan	NOUN
afbr-1237	56	38	duration	duration	NOUN
afbr-1237	56	39	rates	rate	NOUN
afbr-1237	56	40	,	,	PUNCT
afbr-1237	56	41	reasons	reason	NOUN
afbr-1237	56	42	for	for	ADP
afbr-1237	56	43	smes	sme	NOUN
afbr-1237	56	44	relatively	relatively	ADV
afbr-1237	56	45	informal	informal	ADJ
afbr-1237	56	46	way	way	NOUN
afbr-1237	56	47	of	of	ADP
afbr-1237	56	48	doing	do	VERB
afbr-1237	56	49	business	business	NOUN
afbr-1237	56	50	in	in	ADP
afbr-1237	56	51	contrast	contrast	NOUN
afbr-1237	56	52	to	to	ADP
afbr-1237	56	53	bank	bank	NOUN
afbr-1237	56	54	’s	’s	PART
afbr-1237	56	55	formal	formal	ADJ
afbr-1237	56	56	procedures	procedure	NOUN
afbr-1237	56	57	and	and	CCONJ
afbr-1237	56	58	prerequisites	prerequisite	NOUN
afbr-1237	56	59	,	,	PUNCT
afbr-1237	56	60	bank	bank	NOUN
afbr-1237	56	61	’s	’s	PART
afbr-1237	56	62	relative	relative	ADJ
afbr-1237	56	63	inexperience	inexperience	NOUN
afbr-1237	56	64	in	in	ADP
afbr-1237	56	65	this	this	DET
afbr-1237	56	66	field	field	NOUN
afbr-1237	56	67	.	.	PUNCT
afbr-1237	57	1	uz	uz	PROPN
afbr-1237	57	2	zaman	zaman	PROPN
afbr-1237	57	3	and	and	CCONJ
afbr-1237	57	4	islam	islam	PROPN
afbr-1237	57	5	(	(	PUNCT
afbr-1237	57	6	2011	2011	NUM
afbr-1237	57	7	)	)	PUNCT
afbr-1237	57	8	in	in	ADP
afbr-1237	57	9	their	their	PRON
afbr-1237	57	10	article	article	NOUN
afbr-1237	57	11	“	"	PUNCT
afbr-1237	57	12	small	small	ADJ
afbr-1237	57	13	and	and	CCONJ
afbr-1237	57	14	medium	medium	ADJ
afbr-1237	57	15	enterprises	enterprise	NOUN
afbr-1237	57	16	development	development	NOUN
afbr-1237	57	17	in	in	ADP
afbr-1237	57	18	bangladesh	bangladesh	NOUN
afbr-1237	57	19	:	:	PUNCT
afbr-1237	57	20	problems	problem	NOUN
afbr-1237	57	21	and	and	CCONJ
afbr-1237	57	22	prospects	prospect	NOUN
afbr-1237	57	23	”	"	PUNCT
afbr-1237	57	24	considered	consider	VERB
afbr-1237	57	25	smooth	smooth	ADJ
afbr-1237	57	26	and	and	CCONJ
afbr-1237	57	27	sustainable	sustainable	ADJ
afbr-1237	57	28	development	development	NOUN
afbr-1237	57	29	of	of	ADP
afbr-1237	57	30	smes	sme	NOUN
afbr-1237	57	31	all	all	ADV
afbr-1237	57	32	over	over	ADP
afbr-1237	57	33	the	the	DET
afbr-1237	57	34	country	country	NOUN
afbr-1237	57	35	will	will	AUX
afbr-1237	57	36	be	be	AUX
afbr-1237	57	37	one	one	NUM
afbr-1237	57	38	of	of	ADP
afbr-1237	57	39	the	the	DET
afbr-1237	57	40	vehicles	vehicle	NOUN
afbr-1237	57	41	for	for	ADP
afbr-1237	57	42	poverty	poverty	NOUN
afbr-1237	57	43	alleviation	alleviation	NOUN
afbr-1237	57	44	,	,	PUNCT
afbr-1237	57	45	and	and	CCONJ
afbr-1237	57	46	generation	generation	NOUN
afbr-1237	57	47	of	of	ADP
afbr-1237	57	48	more	more	ADJ
afbr-1237	57	49	employment	employment	NOUN
afbr-1237	57	50	.	.	PUNCT
afbr-1237	58	1	they	they	PRON
afbr-1237	58	2	found	find	VERB
afbr-1237	58	3	lack	lack	NOUN
afbr-1237	58	4	of	of	ADP
afbr-1237	58	5	investment	investment	NOUN
afbr-1237	58	6	finance	finance	NOUN
afbr-1237	58	7	and	and	CCONJ
afbr-1237	58	8	working	work	VERB
afbr-1237	58	9	capital	capital	NOUN
afbr-1237	58	10	finance	finance	NOUN
afbr-1237	58	11	,	,	PUNCT
afbr-1237	58	12	inability	inability	NOUN
afbr-1237	58	13	to	to	ADP
afbr-1237	58	14	market	market	NOUN
afbr-1237	58	15	sme	sme	NOUN
afbr-1237	58	16	product	product	NOUN
afbr-1237	58	17	,	,	PUNCT
afbr-1237	58	18	lack	lack	NOUN
afbr-1237	58	19	of	of	ADP
afbr-1237	58	20	skilled	skilled	ADJ
afbr-1237	58	21	technicians	technician	NOUN
afbr-1237	58	22	and	and	CCONJ
afbr-1237	58	23	workers	worker	NOUN
afbr-1237	58	24	,	,	PUNCT
afbr-1237	58	25	non	non	ADJ
afbr-1237	58	26	-	-	ADJ
afbr-1237	58	27	tariff	tariff	ADJ
afbr-1237	58	28	barriers	barrier	NOUN
afbr-1237	58	29	(	(	PUNCT
afbr-1237	58	30	ntb	ntb	X
afbr-1237	58	31	)	)	PUNCT
afbr-1237	58	32	and	and	CCONJ
afbr-1237	58	33	changes	change	NOUN
afbr-1237	58	34	in	in	ADP
afbr-1237	58	35	world	world	NOUN
afbr-1237	58	36	trade	trade	NOUN
afbr-1237	58	37	regimes	regime	NOUN
afbr-1237	58	38	are	be	AUX
afbr-1237	58	39	the	the	DET
afbr-1237	58	40	major	major	ADJ
afbr-1237	58	41	financing	financing	NOUN
afbr-1237	58	42	constraints	constraint	NOUN
afbr-1237	58	43	faced	face	VERB
afbr-1237	58	44	by	by	ADP
afbr-1237	58	45	smes	sme	NOUN
afbr-1237	58	46	in	in	ADP
afbr-1237	58	47	bangladesh	bangladesh	PROPN
afbr-1237	58	48	.	.	PUNCT
afbr-1237	59	1	and	and	CCONJ
afbr-1237	59	2	suggested	suggest	VERB
afbr-1237	59	3	enhancing	enhance	VERB
afbr-1237	59	4	access	access	NOUN
afbr-1237	59	5	to	to	ADP
afbr-1237	59	6	sme	sme	PROPN
afbr-1237	59	7	finance	finance	PROPN
afbr-1237	59	8	,	,	PUNCT
afbr-1237	59	9	development	development	NOUN
afbr-1237	59	10	of	of	ADP
afbr-1237	59	11	sme	sme	PROPN
afbr-1237	59	12	infrastructure	infrastructure	PROPN
afbr-1237	59	13	,	,	PUNCT
afbr-1237	59	14	quality	quality	NOUN
afbr-1237	59	15	of	of	ADP
afbr-1237	59	16	sme	sme	NOUN
afbr-1237	59	17	products	product	NOUN
afbr-1237	59	18	,	,	PUNCT
afbr-1237	59	19	and	and	CCONJ
afbr-1237	59	20	training	training	NOUN
afbr-1237	59	21	facilities	facility	NOUN
afbr-1237	59	22	for	for	ADP
afbr-1237	59	23	sme	sme	NOUN
afbr-1237	59	24	workers	worker	NOUN
afbr-1237	59	25	and	and	CCONJ
afbr-1237	59	26	entrepreneurship	entrepreneurship	NOUN
afbr-1237	59	27	etc	etc	X
afbr-1237	59	28	are	be	AUX
afbr-1237	59	29	as	as	ADP
afbr-1237	59	30	some	some	DET
afbr-1237	59	31	policy	policy	NOUN
afbr-1237	59	32	measures	measure	NOUN
afbr-1237	59	33	to	to	PART
afbr-1237	59	34	overcome	overcome	VERB
afbr-1237	59	35	those	those	DET
afbr-1237	59	36	constraints	constraint	NOUN
afbr-1237	59	37	.	.	PUNCT
afbr-1237	60	1	chowdhury	chowdhury	PROPN
afbr-1237	60	2	and	and	CCONJ
afbr-1237	60	3	ahmed	ahmed	PROPN
afbr-1237	60	4	(	(	PUNCT
afbr-1237	60	5	2011	2011	NUM
afbr-1237	60	6	)	)	PUNCT
afbr-1237	60	7	have	have	AUX
afbr-1237	60	8	made	make	VERB
afbr-1237	60	9	a	a	DET
afbr-1237	60	10	working	work	VERB
afbr-1237	60	11	paper	paper	NOUN
afbr-1237	60	12	on	on	ADP
afbr-1237	60	13	“	"	PUNCT
afbr-1237	60	14	an	an	DET
afbr-1237	60	15	appraisal	appraisal	NOUN
afbr-1237	60	16	of	of	ADP
afbr-1237	60	17	the	the	DET
afbr-1237	60	18	problems	problem	NOUN
afbr-1237	60	19	and	and	CCONJ
afbr-1237	60	20	prospects	prospect	NOUN
afbr-1237	60	21	of	of	ADP
afbr-1237	60	22	small	small	ADJ
afbr-1237	60	23	and	and	CCONJ
afbr-1237	60	24	medium	medium	ADJ
afbr-1237	60	25	enterprises	enterprise	NOUN
afbr-1237	60	26	(	(	PUNCT
afbr-1237	60	27	smes	sme	NOUN
afbr-1237	60	28	)	)	PUNCT
afbr-1237	60	29	financing	financing	NOUN
afbr-1237	60	30	in	in	ADP
afbr-1237	60	31	bangladesh	bangladesh	NOUN
afbr-1237	60	32	:	:	PUNCT
afbr-1237	60	33	a	a	DET
afbr-1237	60	34	study	study	NOUN
afbr-1237	60	35	on	on	ADP
afbr-1237	60	36	selected	select	VERB
afbr-1237	60	37	districts	district	NOUN
afbr-1237	60	38	”	"	PUNCT
afbr-1237	60	39	.	.	PUNCT
afbr-1237	61	1	they	they	PRON
afbr-1237	61	2	observed	observe	VERB
afbr-1237	61	3	that	that	SCONJ
afbr-1237	61	4	non	non	ADJ
afbr-1237	61	5	availability	availability	NOUN
afbr-1237	61	6	of	of	ADP
afbr-1237	61	7	adequate	adequate	ADJ
afbr-1237	61	8	credit	credit	NOUN
afbr-1237	61	9	,	,	PUNCT
afbr-1237	61	10	complex	complex	ADJ
afbr-1237	61	11	loan	loan	NOUN
afbr-1237	61	12	granting	grant	VERB
afbr-1237	61	13	procedure	procedure	NOUN
afbr-1237	61	14	,	,	PUNCT
afbr-1237	61	15	inadequate	inadequate	ADJ
afbr-1237	61	16	infrastructure	infrastructure	NOUN
afbr-1237	61	17	facilities	facility	NOUN
afbr-1237	61	18	,	,	PUNCT
afbr-1237	61	19	problems	problem	NOUN
afbr-1237	61	20	of	of	ADP
afbr-1237	61	21	collateral	collateral	ADJ
afbr-1237	61	22	requirements	requirement	NOUN
afbr-1237	61	23	,	,	PUNCT
afbr-1237	61	24	paucity	paucity	NOUN
afbr-1237	61	25	of	of	ADP
afbr-1237	61	26	working	work	VERB
afbr-1237	61	27	capital	capital	NOUN
afbr-1237	61	28	,	,	PUNCT
afbr-1237	61	29	non	non	X
afbr-1237	61	30	availability	availability	NOUN
afbr-1237	61	31	of	of	ADP
afbr-1237	61	32	skilled	skilled	ADJ
afbr-1237	61	33	work	work	NOUN
afbr-1237	61	34	force	force	NOUN
afbr-1237	61	35	;	;	PUNCT
afbr-1237	61	36	poor	poor	ADJ
afbr-1237	61	37	salary	salary	NOUN
afbr-1237	61	38	structure	structure	NOUN
afbr-1237	61	39	,	,	PUNCT
afbr-1237	61	40	lack	lack	NOUN
afbr-1237	61	41	of	of	ADP
afbr-1237	61	42	coordination	coordination	NOUN
afbr-1237	61	43	among	among	ADP
afbr-1237	61	44	sme	sme	NOUN
afbr-1237	61	45	related	relate	VERB
afbr-1237	61	46	organizations	organization	NOUN
afbr-1237	61	47	,	,	PUNCT
afbr-1237	61	48	lack	lack	NOUN
afbr-1237	61	49	of	of	ADP
afbr-1237	61	50	appropriate	appropriate	ADJ
afbr-1237	61	51	marketing	marketing	NOUN
afbr-1237	61	52	strategies	strategy	NOUN
afbr-1237	61	53	etc	etc	X
afbr-1237	61	54	.	.	X
afbr-1237	61	55	are	be	AUX
afbr-1237	61	56	the	the	DET
afbr-1237	61	57	major	major	ADJ
afbr-1237	61	58	hindrances	hindrance	NOUN
afbr-1237	61	59	to	to	ADP
afbr-1237	61	60	the	the	DET
afbr-1237	61	61	development	development	NOUN
afbr-1237	61	62	of	of	ADP
afbr-1237	61	63	the	the	DET
afbr-1237	61	64	smes	sme	NOUN
afbr-1237	61	65	in	in	ADP
afbr-1237	61	66	bangladesh	bangladesh	NOUN
afbr-1237	61	67	.	.	PUNCT
afbr-1237	62	1	they	they	PRON
afbr-1237	62	2	recommended	recommend	VERB
afbr-1237	62	3	easy	easy	ADJ
afbr-1237	62	4	loan	loan	NOUN
afbr-1237	62	5	application	application	NOUN
afbr-1237	62	6	and	and	CCONJ
afbr-1237	62	7	disbursement	disbursement	NOUN
afbr-1237	62	8	procedure	procedure	NOUN
afbr-1237	62	9	,	,	PUNCT
afbr-1237	62	10	fix	fix	VERB
afbr-1237	62	11	the	the	DET
afbr-1237	62	12	minimum	minimum	ADJ
afbr-1237	62	13	salary	salary	NOUN
afbr-1237	62	14	,	,	PUNCT
afbr-1237	62	15	adequate	adequate	ADJ
afbr-1237	62	16	finance	finance	NOUN
afbr-1237	62	17	for	for	ADP
afbr-1237	62	18	modernization	modernization	NOUN
afbr-1237	62	19	,	,	PUNCT
afbr-1237	62	20	expansion	expansion	NOUN
afbr-1237	62	21	and	and	CCONJ
afbr-1237	62	22	technological	technological	ADJ
afbr-1237	62	23	advancement	advancement	NOUN
afbr-1237	62	24	of	of	ADP
afbr-1237	62	25	smes	sme	NOUN
afbr-1237	62	26	etc	etc	X
afbr-1237	62	27	for	for	ADP
afbr-1237	62	28	the	the	DET
afbr-1237	62	29	development	development	NOUN
afbr-1237	62	30	of	of	ADP
afbr-1237	62	31	smes	sme	NOUN
afbr-1237	62	32	.	.	PUNCT
afbr-1237	63	1	chowdhury	chowdhury	PROPN
afbr-1237	63	2	,	,	PUNCT
afbr-1237	63	3	azam	azam	PROPN
afbr-1237	63	4	and	and	CCONJ
afbr-1237	63	5	islam	islam	PROPN
afbr-1237	63	6	(	(	PUNCT
afbr-1237	63	7	2013	2013	NUM
afbr-1237	63	8	)	)	PUNCT
afbr-1237	63	9	have	have	AUX
afbr-1237	63	10	made	make	VERB
afbr-1237	63	11	a	a	DET
afbr-1237	63	12	study	study	NOUN
afbr-1237	63	13	on	on	ADP
afbr-1237	63	14	“	"	PUNCT
afbr-1237	63	15	problems	problem	NOUN
afbr-1237	63	16	and	and	CCONJ
afbr-1237	63	17	prospects	prospect	NOUN
afbr-1237	63	18	of	of	ADP
afbr-1237	63	19	sme	sme	NOUN
afbr-1237	63	20	financing	financing	NOUN
afbr-1237	63	21	in	in	ADP
afbr-1237	63	22	bangladesh	bangladesh	NOUN
afbr-1237	63	23	”	"	PUNCT
afbr-1237	63	24	.	.	PUNCT
afbr-1237	64	1	the	the	DET
afbr-1237	64	2	study	study	NOUN
afbr-1237	64	3	found	find	VERB
afbr-1237	64	4	that	that	SCONJ
afbr-1237	64	5	smes	sme	NOUN
afbr-1237	64	6	contributes	contribute	VERB
afbr-1237	64	7	significantly	significantly	ADV
afbr-1237	64	8	in	in	ADP
afbr-1237	64	9	poverty	poverty	NOUN
afbr-1237	64	10	reduction	reduction	NOUN
afbr-1237	64	11	programs	program	NOUN
afbr-1237	64	12	and	and	CCONJ
afbr-1237	64	13	potential	potential	ADJ
afbr-1237	64	14	contribution	contribution	NOUN
afbr-1237	64	15	to	to	ADP
afbr-1237	64	16	the	the	DET
afbr-1237	64	17	overall	overall	ADJ
afbr-1237	64	18	industrial	industrial	ADJ
afbr-1237	64	19	and	and	CCONJ
afbr-1237	64	20	economic	economic	ADJ
afbr-1237	64	21	growth	growth	NOUN
afbr-1237	64	22	and	and	CCONJ
afbr-1237	64	23	suggested	suggest	VERB
afbr-1237	64	24	venture	venture	NOUN
afbr-1237	64	25	capital	capital	NOUN
afbr-1237	64	26	,	,	PUNCT
afbr-1237	64	27	bank	bank	NOUN
afbr-1237	64	28	syndication	syndication	NOUN
afbr-1237	64	29	scheme	scheme	NOUN
afbr-1237	64	30	,	,	PUNCT
afbr-1237	64	31	hrd	hrd	NOUN
afbr-1237	64	32	in	in	ADP
afbr-1237	64	33	financial	financial	ADJ
afbr-1237	64	34	institutions	institution	NOUN
afbr-1237	64	35	and	and	CCONJ
afbr-1237	64	36	in	in	ADP
afbr-1237	64	37	government	government	NOUN
afbr-1237	64	38	offices	office	NOUN
afbr-1237	64	39	,	,	PUNCT
afbr-1237	64	40	training	training	NOUN
afbr-1237	64	41	and	and	CCONJ
afbr-1237	64	42	development	development	NOUN
afbr-1237	64	43	etc	etc	X
afbr-1237	64	44	as	as	ADP
afbr-1237	64	45	potential	potential	ADJ
afbr-1237	64	46	tools	tool	NOUN
afbr-1237	64	47	of	of	ADP
afbr-1237	64	48	eliminating	eliminate	VERB
afbr-1237	64	49	the	the	DET
afbr-1237	64	50	constrains	constrain	NOUN
afbr-1237	64	51	of	of	ADP
afbr-1237	64	52	smes	sme	NOUN
afbr-1237	64	53	financing	financing	NOUN
afbr-1237	64	54	.	.	PUNCT
afbr-1237	65	1	development	development	NOUN
afbr-1237	65	2	of	of	ADP
afbr-1237	65	3	bangladesh	bangladesh	PROPN
afbr-1237	65	4	through	through	ADP
afbr-1237	65	5	smes	sme	NOUN
afbr-1237	65	6	financing	financing	NOUN
afbr-1237	65	7	:	:	PUNCT
afbr-1237	65	8	a	a	DET
afbr-1237	65	9	case	case	NOUN
afbr-1237	65	10	study	study	NOUN
afbr-1237	65	11	on	on	ADP
afbr-1237	65	12	idlc	idlc	NOUN
afbr-1237	65	13	finance	finance	PROPN
afbr-1237	65	14	limited	limited	PROPN
afbr-1237	65	15	k.	k.	PROPN
afbr-1237	65	16	m.	m.	PROPN
afbr-1237	65	17	anwarul	anwarul	PROPN
afbr-1237	66	1	islam	islam	PROPN
afbr-1237	66	2	81	81	NUM
afbr-1237	66	3	3	3	NUM
afbr-1237	66	4	.	.	PUNCT
afbr-1237	66	5	objectives	objective	NOUN
afbr-1237	66	6	of	of	ADP
afbr-1237	66	7	the	the	DET
afbr-1237	66	8	research	research	NOUN
afbr-1237	66	9			VERB
afbr-1237	66	10	to	to	PART
afbr-1237	66	11	study	study	VERB
afbr-1237	66	12	is	be	AUX
afbr-1237	66	13	to	to	PART
afbr-1237	66	14	measure	measure	VERB
afbr-1237	66	15	and	and	CCONJ
afbr-1237	66	16	analyse	analyse	VERB
afbr-1237	66	17	the	the	DET
afbr-1237	66	18	functional	functional	ADJ
afbr-1237	66	19	,	,	PUNCT
afbr-1237	66	20	operational	operational	ADJ
afbr-1237	66	21	and	and	CCONJ
afbr-1237	66	22	financial	financial	ADJ
afbr-1237	66	23	performance	performance	NOUN
afbr-1237	66	24	of	of	ADP
afbr-1237	66	25	small	small	ADJ
afbr-1237	66	26	and	and	CCONJ
afbr-1237	66	27	medium	medium	NOUN
afbr-1237	66	28	industries	industry	NOUN
afbr-1237	66	29	(	(	PUNCT
afbr-1237	66	30	smes	sme	NOUN
afbr-1237	66	31	)	)	PUNCT
afbr-1237	66	32	in	in	ADP
afbr-1237	66	33	bangladesh	bangladesh	PROPN
afbr-1237	66	34	.	.	PUNCT
afbr-1237	67	1			PUNCT
afbr-1237	68	1	to	to	PART
afbr-1237	68	2	find	find	VERB
afbr-1237	68	3	out	out	ADP
afbr-1237	68	4	the	the	DET
afbr-1237	68	5	practices	practice	NOUN
afbr-1237	68	6	of	of	ADP
afbr-1237	68	7	small	small	ADJ
afbr-1237	68	8	and	and	CCONJ
afbr-1237	68	9	medium	medium	NOUN
afbr-1237	68	10	industries	industry	NOUN
afbr-1237	68	11	in	in	ADP
afbr-1237	68	12	bangladesh	bangladesh	PROPN
afbr-1237	68	13			PROPN
afbr-1237	68	14	to	to	PART
afbr-1237	68	15	propose	propose	VERB
afbr-1237	68	16	some	some	DET
afbr-1237	68	17	policy	policy	NOUN
afbr-1237	68	18	recommendations	recommendation	NOUN
afbr-1237	68	19	to	to	PART
afbr-1237	68	20	mitigate	mitigate	VERB
afbr-1237	68	21	the	the	DET
afbr-1237	68	22	problems	problem	NOUN
afbr-1237	68	23	surrounding	surround	VERB
afbr-1237	68	24	with	with	ADP
afbr-1237	68	25	smes	sme	NOUN
afbr-1237	68	26	4	4	NUM
afbr-1237	68	27	.	.	PUNCT
afbr-1237	68	28	research	research	NOUN
afbr-1237	68	29	methodology	methodology	NOUN
afbr-1237	68	30	of	of	ADP
afbr-1237	68	31	the	the	DET
afbr-1237	68	32	research	research	NOUN
afbr-1237	68	33	4.1	4.1	NUM
afbr-1237	68	34	sources	source	NOUN
afbr-1237	68	35	of	of	ADP
afbr-1237	68	36	data	datum	NOUN
afbr-1237	68	37	the	the	DET
afbr-1237	68	38	information	information	NOUN
afbr-1237	68	39	has	have	AUX
afbr-1237	68	40	gathered	gather	VERB
afbr-1237	68	41	by	by	ADP
afbr-1237	68	42	two	two	NUM
afbr-1237	68	43	sources	source	NOUN
afbr-1237	68	44	of	of	ADP
afbr-1237	68	45	data	datum	NOUN
afbr-1237	68	46	.	.	PUNCT
afbr-1237	69	1	majority	majority	NOUN
afbr-1237	69	2	of	of	ADP
afbr-1237	69	3	the	the	DET
afbr-1237	69	4	information	information	NOUN
afbr-1237	69	5	were	be	AUX
afbr-1237	69	6	collected	collect	VERB
afbr-1237	69	7	from	from	ADP
afbr-1237	69	8	the	the	DET
afbr-1237	69	9	secondary	secondary	ADJ
afbr-1237	69	10	sources	source	NOUN
afbr-1237	69	11	,	,	PUNCT
afbr-1237	69	12	which	which	PRON
afbr-1237	69	13	include	include	VERB
afbr-1237	69	14	books	book	NOUN
afbr-1237	69	15	,	,	PUNCT
afbr-1237	69	16	publications	publication	NOUN
afbr-1237	69	17	,	,	PUNCT
afbr-1237	69	18	reading	read	VERB
afbr-1237	69	19	materials	material	NOUN
afbr-1237	69	20	and	and	CCONJ
afbr-1237	69	21	various	various	ADJ
afbr-1237	69	22	circulars	circular	NOUN
afbr-1237	69	23	and	and	CCONJ
afbr-1237	69	24	reports	report	NOUN
afbr-1237	69	25	published	publish	VERB
afbr-1237	69	26	by	by	ADP
afbr-1237	69	27	different	different	ADJ
afbr-1237	69	28	financial	financial	ADJ
afbr-1237	69	29	and	and	CCONJ
afbr-1237	69	30	non	non	ADJ
afbr-1237	69	31	-	-	ADJ
afbr-1237	69	32	financial	financial	ADJ
afbr-1237	69	33	institutions	institution	NOUN
afbr-1237	69	34	.	.	PUNCT
afbr-1237	70	1	4.1.1	4.1.1	NUM
afbr-1237	70	2	primary	primary	ADJ
afbr-1237	70	3	sources	source	NOUN
afbr-1237	70	4	interviews	interview	NOUN
afbr-1237	70	5	of	of	ADP
afbr-1237	70	6	executives	executive	NOUN
afbr-1237	70	7	,	,	PUNCT
afbr-1237	70	8	officers	officer	NOUN
afbr-1237	70	9	and	and	CCONJ
afbr-1237	70	10	employees	employee	NOUN
afbr-1237	70	11	of	of	ADP
afbr-1237	70	12	idlc	idlc	NOUN
afbr-1237	70	13	,	,	PUNCT
afbr-1237	70	14	writer	writer	NOUN
afbr-1237	70	15	’s	’s	PART
afbr-1237	70	16	observation	observation	NOUN
afbr-1237	70	17	of	of	ADP
afbr-1237	70	18	the	the	DET
afbr-1237	70	19	approval	approval	NOUN
afbr-1237	70	20	process	process	NOUN
afbr-1237	70	21	,	,	PUNCT
afbr-1237	70	22	study	study	NOUN
afbr-1237	70	23	of	of	ADP
afbr-1237	70	24	relevant	relevant	ADJ
afbr-1237	70	25	documents	document	NOUN
afbr-1237	70	26	,	,	PUNCT
afbr-1237	70	27	monitoring	monitor	VERB
afbr-1237	70	28	techniques	technique	NOUN
afbr-1237	70	29	of	of	ADP
afbr-1237	70	30	small	small	ADJ
afbr-1237	70	31	and	and	CCONJ
afbr-1237	70	32	medium	medium	NOUN
afbr-1237	70	33	industries	industry	NOUN
afbr-1237	70	34	,	,	PUNCT
afbr-1237	70	35	discussion	discussion	NOUN
afbr-1237	70	36	with	with	ADP
afbr-1237	70	37	the	the	DET
afbr-1237	70	38	supervisor	supervisor	NOUN
afbr-1237	70	39	4.1.2	4.1.2	NUM
afbr-1237	70	40	secondary	secondary	ADJ
afbr-1237	70	41	sources	source	NOUN
afbr-1237	70	42	annual	annual	ADJ
afbr-1237	70	43	report	report	NOUN
afbr-1237	70	44	of	of	ADP
afbr-1237	70	45	idlc	idlc	NOUN
afbr-1237	70	46	finance	finance	NOUN
afbr-1237	70	47	(	(	PUNCT
afbr-1237	70	48	5	5	NUM
afbr-1237	70	49	years	year	NOUN
afbr-1237	70	50	)	)	PUNCT
afbr-1237	70	51	,	,	PUNCT
afbr-1237	70	52	websites	website	NOUN
afbr-1237	70	53	of	of	ADP
afbr-1237	70	54	idlc	idlc	NOUN
afbr-1237	70	55	finance	finance	NOUN
afbr-1237	70	56	,	,	PUNCT
afbr-1237	70	57	newspapers	newspaper	NOUN
afbr-1237	70	58	,	,	PUNCT
afbr-1237	70	59	journals	journal	NOUN
afbr-1237	70	60	,	,	PUNCT
afbr-1237	70	61	etc	etc	X
afbr-1237	70	62	.	.	X
afbr-1237	70	63	,	,	PUNCT
afbr-1237	70	64	sme	sme	PROPN
afbr-1237	70	65	guideline	guideline	NOUN
afbr-1237	70	66	provided	provide	VERB
afbr-1237	70	67	by	by	ADP
afbr-1237	70	68	bangladesh	bangladesh	PROPN
afbr-1237	70	69	bank	bank	NOUN
afbr-1237	70	70	,	,	PUNCT
afbr-1237	70	71	different	different	ADJ
afbr-1237	70	72	books	book	NOUN
afbr-1237	70	73	and	and	CCONJ
afbr-1237	70	74	periodicals	periodical	NOUN
afbr-1237	70	75	related	relate	VERB
afbr-1237	70	76	to	to	ADP
afbr-1237	70	77	the	the	DET
afbr-1237	70	78	sme	sme	NOUN
afbr-1237	70	79	.	.	PROPN
afbr-1237	70	80	5	5	NUM
afbr-1237	70	81	.	.	PUNCT
afbr-1237	71	1	the	the	DET
afbr-1237	71	2	way	way	NOUN
afbr-1237	71	3	small	small	ADJ
afbr-1237	71	4	and	and	CCONJ
afbr-1237	71	5	medium	medium	ADJ
afbr-1237	71	6	industrialization	industrialization	NOUN
afbr-1237	71	7	helps	help	VERB
afbr-1237	71	8	to	to	PART
afbr-1237	71	9	develop	develop	VERB
afbr-1237	71	10	an	an	DET
afbr-1237	71	11	ldc	ldc	PROPN
afbr-1237	71	12	’s	’s	PART
afbr-1237	71	13	economy	economy	NOUN
afbr-1237	71	14	smes	sme	NOUN
afbr-1237	71	15	are	be	AUX
afbr-1237	71	16	very	very	ADV
afbr-1237	71	17	important	important	ADJ
afbr-1237	71	18	to	to	ADP
afbr-1237	71	19	almost	almost	ADV
afbr-1237	71	20	all	all	PRON
afbr-1237	71	21	economies	economy	NOUN
afbr-1237	71	22	in	in	ADP
afbr-1237	71	23	the	the	DET
afbr-1237	71	24	world	world	NOUN
afbr-1237	71	25	,	,	PUNCT
afbr-1237	71	26	but	but	CCONJ
afbr-1237	71	27	especially	especially	ADV
afbr-1237	71	28	to	to	ADP
afbr-1237	71	29	the	the	DET
afbr-1237	71	30	ldcs	ldc	NOUN
afbr-1237	71	31	.	.	PUNCT
afbr-1237	72	1	ldcs	ldcs	PROPN
afbr-1237	72	2	have	have	VERB
afbr-1237	72	3	a	a	DET
afbr-1237	72	4	great	great	ADJ
afbr-1237	72	5	challenge	challenge	NOUN
afbr-1237	72	6	in	in	ADP
afbr-1237	72	7	increasing	increase	VERB
afbr-1237	72	8	employment	employment	NOUN
afbr-1237	72	9	and	and	CCONJ
afbr-1237	72	10	distribution	distribution	NOUN
afbr-1237	72	11	of	of	ADP
afbr-1237	72	12	income	income	NOUN
afbr-1237	72	13	.	.	PUNCT
afbr-1237	73	1	smes	sme	NOUN
afbr-1237	73	2	help	help	VERB
afbr-1237	73	3	ldcs	ldc	VERB
afbr-1237	73	4	to	to	PART
afbr-1237	73	5	overcome	overcome	VERB
afbr-1237	73	6	these	these	DET
afbr-1237	73	7	challenges	challenge	NOUN
afbr-1237	73	8	.	.	PUNCT
afbr-1237	74	1	the	the	DET
afbr-1237	74	2	ways	way	NOUN
afbr-1237	74	3	how	how	SCONJ
afbr-1237	74	4	small	small	ADJ
afbr-1237	74	5	and	and	CCONJ
afbr-1237	74	6	medium	medium	ADJ
afbr-1237	74	7	industrialization	industrialization	NOUN
afbr-1237	74	8	helps	help	VERB
afbr-1237	74	9	an	an	DET
afbr-1237	74	10	ldc	ldc	NOUN
afbr-1237	74	11	to	to	PART
afbr-1237	74	12	overcome	overcome	VERB
afbr-1237	74	13	its	its	PRON
afbr-1237	74	14	economic	economic	ADJ
afbr-1237	74	15	challenges	challenge	NOUN
afbr-1237	74	16	and	and	CCONJ
afbr-1237	74	17	develop	develop	VERB
afbr-1237	74	18	its	its	PRON
afbr-1237	74	19	overall	overall	ADJ
afbr-1237	74	20	economy	economy	NOUN
afbr-1237	74	21	are	be	AUX
afbr-1237	74	22	discussed	discuss	VERB
afbr-1237	74	23	below	below	ADP
afbr-1237	74	24	:	:	PUNCT
afbr-1237	74	25	5.1	5.1	NUM
afbr-1237	74	26	helping	help	VERB
afbr-1237	74	27	ldc	ldc	PROPN
afbr-1237	74	28	economies	economy	NOUN
afbr-1237	74	29	5.1.1	5.1.1	NUM
afbr-1237	74	30	technology	technology	NOUN
afbr-1237	74	31	choice	choice	NOUN
afbr-1237	74	32	by	by	ADP
afbr-1237	74	33	smes	sme	NOUN
afbr-1237	74	34	part	part	NOUN
afbr-1237	74	35	of	of	ADP
afbr-1237	74	36	the	the	DET
afbr-1237	74	37	contribution	contribution	NOUN
afbr-1237	74	38	of	of	ADP
afbr-1237	74	39	the	the	DET
afbr-1237	74	40	sme	sme	NOUN
afbr-1237	74	41	sector	sector	NOUN
afbr-1237	74	42	both	both	CCONJ
afbr-1237	74	43	to	to	ADP
afbr-1237	74	44	the	the	DET
afbr-1237	74	45	overall	overall	ADJ
afbr-1237	74	46	total	total	ADJ
afbr-1237	74	47	factor	factor	NOUN
afbr-1237	74	48	productivity	productivity	NOUN
afbr-1237	74	49	(	(	PUNCT
afbr-1237	74	50	efficiency	efficiency	NOUN
afbr-1237	74	51	,	,	PUNCT
afbr-1237	74	52	as	as	ADV
afbr-1237	74	53	usually	usually	ADV
afbr-1237	74	54	defined	define	VERB
afbr-1237	74	55	)	)	PUNCT
afbr-1237	74	56	of	of	ADP
afbr-1237	74	57	an	an	DET
afbr-1237	74	58	economy	economy	NOUN
afbr-1237	74	59	and	and	CCONJ
afbr-1237	74	60	to	to	ADP
afbr-1237	74	61	employment	employment	NOUN
afbr-1237	74	62	generation	generation	NOUN
afbr-1237	74	63	and	and	CCONJ
afbr-1237	74	64	distributional	distributional	ADJ
afbr-1237	74	65	equality	equality	NOUN
afbr-1237	74	66	comes	come	VERB
afbr-1237	74	67	by	by	ADP
afbr-1237	74	68	virtue	virtue	NOUN
afbr-1237	74	69	of	of	ADP
afbr-1237	74	70	its	its	PRON
afbr-1237	74	71	pattern	pattern	NOUN
afbr-1237	74	72	of	of	ADP
afbr-1237	74	73	technology	technology	NOUN
afbr-1237	74	74	choice	choice	NOUN
afbr-1237	74	75	.	.	PUNCT
afbr-1237	75	1	sme	sme	PROPN
afbr-1237	75	2	technology	technology	PROPN
afbr-1237	75	3	tends	tend	VERB
afbr-1237	75	4	to	to	PART
afbr-1237	75	5	be	be	AUX
afbr-1237	75	6	intermediate	intermediate	ADJ
afbr-1237	75	7	between	between	ADP
afbr-1237	75	8	the	the	DET
afbr-1237	75	9	highly	highly	ADV
afbr-1237	75	10	labor	labor	NOUN
afbr-1237	75	11	intensive	intensive	ADJ
afbr-1237	75	12	technologies	technology	NOUN
afbr-1237	75	13	of	of	ADP
afbr-1237	75	14	micro	micro	ADJ
afbr-1237	75	15	enterprise	enterprise	NOUN
afbr-1237	75	16	,	,	PUNCT
afbr-1237	75	17	which	which	PRON
afbr-1237	75	18	as	as	ADP
afbr-1237	75	19	a	a	DET
afbr-1237	75	20	result	result	NOUN
afbr-1237	75	21	achieve	achieve	VERB
afbr-1237	75	22	only	only	ADV
afbr-1237	75	23	low	low	ADJ
afbr-1237	75	24	average	average	ADJ
afbr-1237	75	25	labor	labor	NOUN
afbr-1237	75	26	productivity	productivity	NOUN
afbr-1237	75	27	,	,	PUNCT
afbr-1237	75	28	and	and	CCONJ
afbr-1237	75	29	the	the	DET
afbr-1237	75	30	highly	highly	ADV
afbr-1237	75	31	capital	capital	NOUN
afbr-1237	75	32	intensive	intensive	ADJ
afbr-1237	75	33	technologies	technology	NOUN
afbr-1237	75	34	of	of	ADP
afbr-1237	75	35	large	large	ADJ
afbr-1237	75	36	firms	firm	NOUN
afbr-1237	75	37	which	which	PRON
afbr-1237	75	38	thereby	thereby	ADV
afbr-1237	75	39	achieve	achieve	VERB
afbr-1237	75	40	high	high	ADJ
afbr-1237	75	41	labor	labor	NOUN
afbr-1237	75	42	productivity	productivity	NOUN
afbr-1237	75	43	,	,	PUNCT
afbr-1237	75	44	but	but	CCONJ
afbr-1237	75	45	use	use	VERB
afbr-1237	75	46	more	more	ADJ
afbr-1237	75	47	capital	capital	NOUN
afbr-1237	75	48	per	per	ADP
afbr-1237	75	49	worker	worker	NOUN
afbr-1237	75	50	than	than	SCONJ
afbr-1237	75	51	is	be	AUX
afbr-1237	75	52	available	available	ADJ
afbr-1237	75	53	for	for	ADP
afbr-1237	75	54	the	the	DET
afbr-1237	75	55	economy	economy	NOUN
afbr-1237	75	56	as	as	ADP
afbr-1237	75	57	a	a	DET
afbr-1237	75	58	whole	whole	NOUN
afbr-1237	75	59	.	.	PUNCT
afbr-1237	76	1	5.1.2	5.1.2	NUM
afbr-1237	76	2	increasing	increase	VERB
afbr-1237	76	3	employment	employment	NOUN
afbr-1237	76	4	its	its	PRON
afbr-1237	76	5	intermediate	intermediate	ADJ
afbr-1237	76	6	technology	technology	NOUN
afbr-1237	76	7	characteristic	characteristic	ADJ
afbr-1237	76	8	is	be	AUX
afbr-1237	76	9	what	what	PRON
afbr-1237	76	10	gives	give	VERB
afbr-1237	76	11	the	the	DET
afbr-1237	76	12	sme	sme	NOUN
afbr-1237	76	13	sector	sector	NOUN
afbr-1237	76	14	a	a	DET
afbr-1237	76	15	special	special	ADJ
afbr-1237	76	16	role	role	NOUN
afbr-1237	76	17	(	(	PUNCT
afbr-1237	76	18	together	together	ADV
afbr-1237	76	19	with	with	ADP
afbr-1237	76	20	small	small	ADJ
afbr-1237	76	21	-	-	PUNCT
afbr-1237	76	22	scale	scale	NOUN
afbr-1237	76	23	agriculture	agriculture	NOUN
afbr-1237	76	24	)	)	PUNCT
afbr-1237	76	25	in	in	ADP
afbr-1237	76	26	the	the	DET
afbr-1237	76	27	generation	generation	NOUN
afbr-1237	76	28	of	of	ADP
afbr-1237	76	29	adequate	adequate	ADJ
afbr-1237	76	30	or	or	CCONJ
afbr-1237	76	31	decent	decent	ADJ
afbr-1237	76	32	employment	employment	NOUN
afbr-1237	76	33	.	.	PUNCT
afbr-1237	77	1	when	when	SCONJ
afbr-1237	77	2	most	most	ADJ
afbr-1237	77	3	jobs	job	NOUN
afbr-1237	77	4	are	be	AUX
afbr-1237	77	5	in	in	ADP
afbr-1237	77	6	the	the	DET
afbr-1237	77	7	micro	micro	ADJ
afbr-1237	77	8	enterprise	enterprise	NOUN
afbr-1237	77	9	sector	sector	NOUN
afbr-1237	77	10	,	,	PUNCT
afbr-1237	77	11	too	too	ADV
afbr-1237	77	12	many	many	ADJ
afbr-1237	77	13	of	of	ADP
afbr-1237	77	14	them	they	PRON
afbr-1237	77	15	are	be	AUX
afbr-1237	77	16	destined	destine	VERB
afbr-1237	77	17	to	to	PART
afbr-1237	77	18	be	be	AUX
afbr-1237	77	19	low	low	ADJ
afbr-1237	77	20	productivity	productivity	NOUN
afbr-1237	77	21	and	and	CCONJ
afbr-1237	77	22	hence	hence	ADV
afbr-1237	77	23	low	low	ADJ
afbr-1237	77	24	income	income	NOUN
afbr-1237	77	25	in	in	ADP
afbr-1237	77	26	character	character	NOUN
afbr-1237	77	27	.	.	PUNCT
afbr-1237	78	1	sme	sme	NOUN
afbr-1237	78	2	firms	firm	NOUN
afbr-1237	78	3	can	can	AUX
afbr-1237	78	4	be	be	AUX
afbr-1237	78	5	substantially	substantially	ADV
afbr-1237	78	6	more	more	ADV
afbr-1237	78	7	productive	productive	ADJ
afbr-1237	78	8	,	,	PUNCT
afbr-1237	78	9	so	so	SCONJ
afbr-1237	78	10	in	in	ADP
afbr-1237	78	11	terms	term	NOUN
afbr-1237	78	12	of	of	ADP
afbr-1237	78	13	the	the	DET
afbr-1237	78	14	potential	potential	NOUN
afbr-1237	78	15	to	to	PART
afbr-1237	78	16	generate	generate	VERB
afbr-1237	78	17	“	"	PUNCT
afbr-1237	78	18	decent	decent	ADJ
afbr-1237	78	19	”	"	PUNCT
afbr-1237	78	20	jobs	job	NOUN
afbr-1237	78	21	this	this	DET
afbr-1237	78	22	sector	sector	NOUN
afbr-1237	78	23	competes	compete	VERB
afbr-1237	78	24	with	with	ADP
afbr-1237	78	25	large	large	ADJ
afbr-1237	78	26	private	private	ADJ
afbr-1237	78	27	firms	firm	NOUN
afbr-1237	78	28	and	and	CCONJ
afbr-1237	78	29	the	the	DET
afbr-1237	78	30	government	government	NOUN
afbr-1237	78	31	,	,	PUNCT
afbr-1237	78	32	but	but	CCONJ
afbr-1237	78	33	it	it	PRON
afbr-1237	78	34	has	have	VERB
afbr-1237	78	35	the	the	DET
afbr-1237	78	36	advantage	advantage	NOUN
afbr-1237	78	37	of	of	ADP
afbr-1237	78	38	being	be	AUX
afbr-1237	78	39	able	able	ADJ
afbr-1237	78	40	to	to	PART
afbr-1237	78	41	generate	generate	VERB
afbr-1237	78	42	many	many	ADJ
afbr-1237	78	43	more	more	ADJ
afbr-1237	78	44	such	such	ADJ
afbr-1237	78	45	jobs	job	NOUN
afbr-1237	78	46	for	for	ADP
afbr-1237	78	47	a	a	DET
afbr-1237	78	48	modest	modest	ADJ
afbr-1237	78	49	input	input	NOUN
afbr-1237	78	50	of	of	ADP
afbr-1237	78	51	capital	capital	NOUN
afbr-1237	78	52	.	.	PUNCT
afbr-1237	79	1	the	the	DET
afbr-1237	79	2	key	key	ADJ
afbr-1237	79	3	mechanism	mechanism	NOUN
afbr-1237	79	4	in	in	ADP
afbr-1237	79	5	generating	generate	VERB
afbr-1237	79	6	decent	decent	ADJ
afbr-1237	79	7	employment	employment	NOUN
afbr-1237	79	8	in	in	ADP
afbr-1237	79	9	most	most	ADJ
afbr-1237	79	10	developing	develop	VERB
afbr-1237	79	11	countries	country	NOUN
afbr-1237	79	12	involves	involve	VERB
afbr-1237	79	13	the	the	DET
afbr-1237	79	14	expansion	expansion	NOUN
afbr-1237	79	15	of	of	ADP
afbr-1237	79	16	this	this	DET
afbr-1237	79	17	sector	sector	NOUN
afbr-1237	79	18	fast	fast	VERB
afbr-1237	79	19	enough	enough	ADV
afbr-1237	79	20	to	to	PART
afbr-1237	79	21	absorb	absorb	VERB
afbr-1237	79	22	people	people	NOUN
afbr-1237	79	23	previously	previously	ADV
afbr-1237	79	24	unemployed	unemployed	ADJ
afbr-1237	79	25	(	(	PUNCT
afbr-1237	79	26	a	a	DET
afbr-1237	79	27	few	few	ADJ
afbr-1237	79	28	)	)	PUNCT
afbr-1237	79	29	or	or	CCONJ
afbr-1237	79	30	engaged	engage	VERB
afbr-1237	79	31	in	in	ADP
afbr-1237	79	32	low	low	ADJ
afbr-1237	79	33	productivity	productivity	NOUN
afbr-1237	79	34	informal	informal	ADJ
afbr-1237	79	35	sector	sector	NOUN
afbr-1237	79	36	jobs	job	NOUN
afbr-1237	79	37	(	(	PUNCT
afbr-1237	79	38	the	the	DET
afbr-1237	79	39	bulk	bulk	NOUN
afbr-1237	79	40	)	)	PUNCT
afbr-1237	79	41	.	.	PUNCT
afbr-1237	80	1	development	development	NOUN
afbr-1237	80	2	of	of	ADP
afbr-1237	80	3	bangladesh	bangladesh	PROPN
afbr-1237	80	4	through	through	ADP
afbr-1237	80	5	smes	sme	NOUN
afbr-1237	80	6	financing	financing	NOUN
afbr-1237	80	7	:	:	PUNCT
afbr-1237	80	8	a	a	DET
afbr-1237	80	9	case	case	NOUN
afbr-1237	80	10	study	study	NOUN
afbr-1237	80	11	on	on	ADP
afbr-1237	80	12	idlc	idlc	NOUN
afbr-1237	80	13	finance	finance	PROPN
afbr-1237	80	14	limited	limited	PROPN
afbr-1237	80	15	k.	k.	PROPN
afbr-1237	80	16	m.	m.	PROPN
afbr-1237	80	17	anwarul	anwarul	PROPN
afbr-1237	81	1	islam	islam	PROPN
afbr-1237	81	2	82	82	NUM
afbr-1237	82	1	5.1.3	5.1.3	NUM
afbr-1237	82	2	reducing	reduce	VERB
afbr-1237	82	3	income	income	NOUN
afbr-1237	82	4	inequality	inequality	NOUN
afbr-1237	82	5	a	a	DET
afbr-1237	82	6	larger	large	ADJ
afbr-1237	82	7	sme	sme	NOUN
afbr-1237	82	8	sector	sector	NOUN
afbr-1237	82	9	is	be	AUX
afbr-1237	82	10	best	well	ADV
afbr-1237	82	11	thought	think	VERB
afbr-1237	82	12	of	of	ADP
afbr-1237	82	13	as	as	ADP
afbr-1237	82	14	the	the	DET
afbr-1237	82	15	alternative	alternative	NOUN
afbr-1237	82	16	to	to	ADP
afbr-1237	82	17	a	a	DET
afbr-1237	82	18	highly	highly	ADV
afbr-1237	82	19	dualistic	dualistic	ADJ
afbr-1237	82	20	economy	economy	NOUN
afbr-1237	82	21	with	with	ADP
afbr-1237	82	22	most	most	ADJ
afbr-1237	82	23	of	of	ADP
afbr-1237	82	24	the	the	DET
afbr-1237	82	25	capital	capital	NOUN
afbr-1237	82	26	in	in	ADP
afbr-1237	82	27	the	the	DET
afbr-1237	82	28	large	large	ADJ
afbr-1237	82	29	scale	scale	NOUN
afbr-1237	82	30	sector	sector	NOUN
afbr-1237	82	31	and	and	CCONJ
afbr-1237	82	32	most	most	ADJ
afbr-1237	82	33	of	of	ADP
afbr-1237	82	34	the	the	DET
afbr-1237	82	35	workers	worker	NOUN
afbr-1237	82	36	in	in	ADP
afbr-1237	82	37	the	the	DET
afbr-1237	82	38	very	very	ADV
afbr-1237	82	39	small	small	ADJ
afbr-1237	82	40	-	-	PUNCT
afbr-1237	82	41	scale	scale	NOUN
afbr-1237	82	42	sector	sector	NOUN
afbr-1237	82	43	.	.	PUNCT
afbr-1237	83	1	an	an	DET
afbr-1237	83	2	economy	economy	NOUN
afbr-1237	83	3	which	which	PRON
afbr-1237	83	4	is	be	AUX
afbr-1237	83	5	dominated	dominate	VERB
afbr-1237	83	6	by	by	ADP
afbr-1237	83	7	smes	sme	NOUN
afbr-1237	83	8	,	,	PUNCT
afbr-1237	83	9	as	as	SCONJ
afbr-1237	83	10	taiwan	taiwan	PROPN
afbr-1237	83	11	’s	’s	PART
afbr-1237	83	12	has	have	AUX
afbr-1237	83	13	been	be	AUX
afbr-1237	83	14	,	,	PUNCT
afbr-1237	83	15	can	can	AUX
afbr-1237	83	16	generate	generate	VERB
afbr-1237	83	17	a	a	DET
afbr-1237	83	18	low	low	ADJ
afbr-1237	83	19	level	level	NOUN
afbr-1237	83	20	of	of	ADP
afbr-1237	83	21	inequality	inequality	NOUN
afbr-1237	83	22	in	in	ADP
afbr-1237	83	23	the	the	DET
afbr-1237	83	24	distribution	distribution	NOUN
afbr-1237	83	25	of	of	ADP
afbr-1237	83	26	primary	primary	ADJ
afbr-1237	83	27	income	income	NOUN
afbr-1237	83	28	(	(	PUNCT
afbr-1237	83	29	before	before	ADP
afbr-1237	83	30	tax	tax	NOUN
afbr-1237	83	31	and	and	CCONJ
afbr-1237	83	32	transfer	transfer	NOUN
afbr-1237	83	33	)	)	PUNCT
afbr-1237	83	34	whereas	whereas	SCONJ
afbr-1237	83	35	the	the	DET
afbr-1237	83	36	dualistic	dualistic	ADJ
afbr-1237	83	37	economy	economy	NOUN
afbr-1237	83	38	characterized	characterize	VERB
afbr-1237	83	39	by	by	ADP
afbr-1237	83	40	the	the	DET
afbr-1237	83	41	combination	combination	NOUN
afbr-1237	83	42	of	of	ADP
afbr-1237	83	43	much	much	ADJ
afbr-1237	83	44	large	large	ADJ
afbr-1237	83	45	enterprise	enterprise	NOUN
afbr-1237	83	46	and	and	CCONJ
afbr-1237	83	47	much	much	ADJ
afbr-1237	83	48	micro	micro	ADJ
afbr-1237	83	49	enterprise	enterprise	NOUN
afbr-1237	83	50	typically	typically	ADV
afbr-1237	83	51	generates	generate	VERB
afbr-1237	83	52	a	a	DET
afbr-1237	83	53	high	high	ADJ
afbr-1237	83	54	level	level	NOUN
afbr-1237	83	55	of	of	ADP
afbr-1237	83	56	primary	primary	ADJ
afbr-1237	83	57	inequality	inequality	NOUN
afbr-1237	83	58	.	.	PUNCT
afbr-1237	84	1	smes	sme	NOUN
afbr-1237	84	2	can	can	AUX
afbr-1237	84	3	help	help	VERB
afbr-1237	84	4	in	in	ADP
afbr-1237	84	5	decreasing	decrease	VERB
afbr-1237	84	6	income	income	NOUN
afbr-1237	84	7	inequality	inequality	NOUN
afbr-1237	84	8	in	in	ADP
afbr-1237	84	9	bangladesh	bangladesh	NOUN
afbr-1237	84	10	as	as	SCONJ
afbr-1237	84	11	it	it	PRON
afbr-1237	84	12	is	be	AUX
afbr-1237	84	13	rising	rise	VERB
afbr-1237	84	14	gradually	gradually	ADV
afbr-1237	84	15	.	.	PUNCT
afbr-1237	85	1	5.1.4	5.1.4	NUM
afbr-1237	85	2	generation	generation	NOUN
afbr-1237	85	3	of	of	ADP
afbr-1237	85	4	economic	economic	ADJ
afbr-1237	85	5	growth	growth	NOUN
afbr-1237	85	6	apart	apart	ADV
afbr-1237	85	7	from	from	ADP
afbr-1237	85	8	being	be	AUX
afbr-1237	85	9	the	the	DET
afbr-1237	85	10	sector	sector	NOUN
afbr-1237	85	11	to	to	PART
afbr-1237	85	12	which	which	PRON
afbr-1237	85	13	one	one	PRON
afbr-1237	85	14	would	would	AUX
afbr-1237	85	15	like	like	VERB
afbr-1237	85	16	to	to	PART
afbr-1237	85	17	see	see	VERB
afbr-1237	85	18	a	a	DET
afbr-1237	85	19	high	high	ADJ
afbr-1237	85	20	share	share	NOUN
afbr-1237	85	21	of	of	ADP
afbr-1237	85	22	resources	resource	NOUN
afbr-1237	85	23	allocated	allocate	VERB
afbr-1237	85	24	at	at	ADP
afbr-1237	85	25	a	a	DET
afbr-1237	85	26	given	give	VERB
afbr-1237	85	27	point	point	NOUN
afbr-1237	85	28	of	of	ADP
afbr-1237	85	29	time	time	NOUN
afbr-1237	85	30	,	,	PUNCT
afbr-1237	85	31	for	for	ADP
afbr-1237	85	32	the	the	DET
afbr-1237	85	33	above	above	ADJ
afbr-1237	85	34	reasons	reason	NOUN
afbr-1237	85	35	,	,	PUNCT
afbr-1237	85	36	the	the	DET
afbr-1237	85	37	sme	sme	NOUN
afbr-1237	85	38	sector	sector	NOUN
afbr-1237	85	39	also	also	ADV
afbr-1237	85	40	plays	play	VERB
afbr-1237	85	41	a	a	DET
afbr-1237	85	42	key	key	ADJ
afbr-1237	85	43	dynamic	dynamic	ADJ
afbr-1237	85	44	role	role	NOUN
afbr-1237	85	45	in	in	ADP
afbr-1237	85	46	generating	generate	VERB
afbr-1237	85	47	growth	growth	NOUN
afbr-1237	85	48	,	,	PUNCT
afbr-1237	85	49	especially	especially	ADV
afbr-1237	85	50	pro	pro	ADJ
afbr-1237	85	51	-	-	ADJ
afbr-1237	85	52	poor	poor	ADJ
afbr-1237	85	53	growth	growth	NOUN
afbr-1237	85	54	.	.	PUNCT
afbr-1237	86	1	5.1.5	5.1.5	NUM
afbr-1237	86	2	creating	create	VERB
afbr-1237	86	3	base	base	NOUN
afbr-1237	86	4	for	for	ADP
afbr-1237	86	5	large	large	ADJ
afbr-1237	86	6	industries	industry	NOUN
afbr-1237	86	7	at	at	ADP
afbr-1237	86	8	the	the	DET
afbr-1237	86	9	other	other	ADJ
afbr-1237	86	10	end	end	NOUN
afbr-1237	86	11	of	of	ADP
afbr-1237	86	12	the	the	DET
afbr-1237	86	13	size	size	NOUN
afbr-1237	86	14	spectrum	spectrum	NOUN
afbr-1237	86	15	,	,	PUNCT
afbr-1237	86	16	most	most	ADV
afbr-1237	86	17	large	large	ADJ
afbr-1237	86	18	firms	firm	NOUN
afbr-1237	86	19	have	have	AUX
afbr-1237	86	20	grown	grow	VERB
afbr-1237	86	21	out	out	ADP
afbr-1237	86	22	of	of	ADP
afbr-1237	86	23	the	the	DET
afbr-1237	86	24	sme	sme	NOUN
afbr-1237	86	25	sector	sector	NOUN
afbr-1237	86	26	,	,	PUNCT
afbr-1237	86	27	so	so	ADV
afbr-1237	86	28	its	its	PRON
afbr-1237	86	29	health	health	NOUN
afbr-1237	86	30	helps	help	VERB
afbr-1237	86	31	to	to	PART
afbr-1237	86	32	determine	determine	VERB
afbr-1237	86	33	the	the	DET
afbr-1237	86	34	future	future	ADJ
afbr-1237	86	35	supply	supply	NOUN
afbr-1237	86	36	of	of	ADP
afbr-1237	86	37	large	large	ADJ
afbr-1237	86	38	firms	firm	NOUN
afbr-1237	86	39	.	.	PUNCT
afbr-1237	87	1	possibly	possibly	ADV
afbr-1237	87	2	those	those	DET
afbr-1237	87	3	large	large	ADJ
afbr-1237	87	4	firms	firm	NOUN
afbr-1237	87	5	with	with	ADP
afbr-1237	87	6	an	an	DET
afbr-1237	87	7	sme	sme	NOUN
afbr-1237	87	8	background	background	NOUN
afbr-1237	87	9	will	will	AUX
afbr-1237	87	10	be	be	AUX
afbr-1237	87	11	more	more	ADV
afbr-1237	87	12	likely	likely	ADJ
afbr-1237	87	13	to	to	PART
afbr-1237	87	14	engage	engage	VERB
afbr-1237	87	15	in	in	ADP
afbr-1237	87	16	subcontracting	subcontracting	NOUN
afbr-1237	87	17	with	with	ADP
afbr-1237	87	18	other	other	ADJ
afbr-1237	87	19	smes	sme	NOUN
afbr-1237	87	20	,	,	PUNCT
afbr-1237	87	21	an	an	DET
afbr-1237	87	22	additional	additional	ADJ
afbr-1237	87	23	benefit	benefit	NOUN
afbr-1237	87	24	to	to	ADP
afbr-1237	87	25	overall	overall	ADJ
afbr-1237	87	26	economic	economic	ADJ
afbr-1237	87	27	efficiency	efficiency	NOUN
afbr-1237	87	28	.	.	PUNCT
afbr-1237	88	1	5.1.6	5.1.6	NUM
afbr-1237	88	2	creating	create	VERB
afbr-1237	88	3	dynamism	dynamism	NOUN
afbr-1237	88	4	in	in	ADP
afbr-1237	88	5	the	the	DET
afbr-1237	88	6	economy	economy	NOUN
afbr-1237	88	7	smes	sme	NOUN
afbr-1237	88	8	tend	tend	VERB
afbr-1237	88	9	to	to	PART
afbr-1237	88	10	dominate	dominate	VERB
afbr-1237	88	11	a	a	DET
afbr-1237	88	12	country	country	NOUN
afbr-1237	88	13	’s	’s	PART
afbr-1237	88	14	new	new	ADJ
afbr-1237	88	15	and	and	CCONJ
afbr-1237	88	16	fast	fast	ADJ
afbr-1237	88	17	growing	grow	VERB
afbr-1237	88	18	industries	industry	NOUN
afbr-1237	88	19	.	.	PUNCT
afbr-1237	89	1	economies	economy	NOUN
afbr-1237	89	2	which	which	PRON
afbr-1237	89	3	discourage	discourage	VERB
afbr-1237	89	4	smes	sme	NOUN
afbr-1237	89	5	in	in	ADP
afbr-1237	89	6	any	any	DET
afbr-1237	89	7	general	general	ADJ
afbr-1237	89	8	sense	sense	NOUN
afbr-1237	89	9	are	be	AUX
afbr-1237	89	10	therefore	therefore	ADV
afbr-1237	89	11	likely	likely	ADJ
afbr-1237	89	12	to	to	PART
afbr-1237	89	13	discourage	discourage	VERB
afbr-1237	89	14	some	some	DET
afbr-1237	89	15	newer	new	ADJ
afbr-1237	89	16	dynamic	dynamic	ADJ
afbr-1237	89	17	industries	industry	NOUN
afbr-1237	89	18	from	from	ADP
afbr-1237	89	19	putting	put	VERB
afbr-1237	89	20	down	down	ADP
afbr-1237	89	21	the	the	DET
afbr-1237	89	22	roots	root	NOUN
afbr-1237	89	23	they	they	PRON
afbr-1237	89	24	might	might	AUX
afbr-1237	89	25	otherwise	otherwise	ADV
afbr-1237	89	26	do	do	VERB
afbr-1237	89	27	.	.	PUNCT
afbr-1237	90	1	in	in	ADP
afbr-1237	90	2	this	this	DET
afbr-1237	90	3	respect	respect	NOUN
afbr-1237	90	4	,	,	PUNCT
afbr-1237	90	5	and	and	CCONJ
afbr-1237	90	6	in	in	ADP
afbr-1237	90	7	others	other	NOUN
afbr-1237	90	8	,	,	PUNCT
afbr-1237	90	9	smes	sme	NOUN
afbr-1237	90	10	are	be	AUX
afbr-1237	90	11	associated	associate	VERB
afbr-1237	90	12	with	with	ADP
afbr-1237	90	13	dynamism	dynamism	NOUN
afbr-1237	90	14	.	.	PUNCT
afbr-1237	91	1	5.1.7	5.1.7	NUM
afbr-1237	91	2	building	building	NOUN
afbr-1237	91	3	market	market	NOUN
afbr-1237	91	4	competition	competition	NOUN
afbr-1237	91	5	economists	economist	NOUN
afbr-1237	91	6	emphasize	emphasize	VERB
afbr-1237	91	7	,	,	PUNCT
afbr-1237	91	8	with	with	ADP
afbr-1237	91	9	the	the	DET
afbr-1237	91	10	good	good	ADJ
afbr-1237	91	11	reason	reason	NOUN
afbr-1237	91	12	,	,	PUNCT
afbr-1237	91	13	the	the	DET
afbr-1237	91	14	importance	importance	NOUN
afbr-1237	91	15	of	of	ADP
afbr-1237	91	16	competition	competition	NOUN
afbr-1237	91	17	for	for	ADP
afbr-1237	91	18	efficiency	efficiency	NOUN
afbr-1237	91	19	.	.	PUNCT
afbr-1237	92	1	except	except	SCONJ
afbr-1237	92	2	in	in	ADP
afbr-1237	92	3	large	large	ADJ
afbr-1237	92	4	markets	market	NOUN
afbr-1237	92	5	(	(	PUNCT
afbr-1237	92	6	whether	whether	SCONJ
afbr-1237	92	7	defined	define	VERB
afbr-1237	92	8	by	by	ADP
afbr-1237	92	9	country	country	NOUN
afbr-1237	92	10	,	,	PUNCT
afbr-1237	92	11	by	by	ADP
afbr-1237	92	12	region/	region/	NUM
afbr-1237	92	13	metropolitan	metropolitan	PROPN
afbr-1237	92	14	area	area	NOUN
afbr-1237	92	15	or	or	CCONJ
afbr-1237	92	16	whatever	whatever	PRON
afbr-1237	92	17	)	)	PUNCT
afbr-1237	92	18	there	there	PRON
afbr-1237	92	19	is	be	VERB
afbr-1237	92	20	not	not	PART
afbr-1237	92	21	enough	enough	ADJ
afbr-1237	92	22	"	"	PUNCT
afbr-1237	92	23	space	space	NOUN
afbr-1237	92	24	"	"	PUNCT
afbr-1237	92	25	for	for	ADP
afbr-1237	92	26	many	many	ADJ
afbr-1237	92	27	large	large	ADJ
afbr-1237	92	28	firms	firm	NOUN
afbr-1237	92	29	,	,	PUNCT
afbr-1237	92	30	perhaps	perhaps	ADV
afbr-1237	92	31	only	only	ADV
afbr-1237	92	32	for	for	ADP
afbr-1237	92	33	a	a	DET
afbr-1237	92	34	couple	couple	NOUN
afbr-1237	92	35	or	or	CCONJ
afbr-1237	92	36	perhaps	perhaps	ADV
afbr-1237	92	37	only	only	ADV
afbr-1237	92	38	for	for	ADP
afbr-1237	92	39	one	one	NUM
afbr-1237	92	40	.	.	PUNCT
afbr-1237	93	1	in	in	ADP
afbr-1237	93	2	such	such	ADJ
afbr-1237	93	3	cases	case	NOUN
afbr-1237	93	4	the	the	DET
afbr-1237	93	5	large	large	ADJ
afbr-1237	93	6	firm	firm	NOUN
afbr-1237	93	7	or	or	CCONJ
afbr-1237	93	8	firms	firm	NOUN
afbr-1237	93	9	can	can	AUX
afbr-1237	93	10	exercise	exercise	VERB
afbr-1237	93	11	monopoly	monopoly	NOUN
afbr-1237	93	12	or	or	CCONJ
afbr-1237	93	13	oligopoly	oligopoly	ADJ
afbr-1237	93	14	power	power	NOUN
afbr-1237	93	15	.	.	PUNCT
afbr-1237	94	1	if	if	SCONJ
afbr-1237	94	2	there	there	PRON
afbr-1237	94	3	is	be	VERB
afbr-1237	94	4	to	to	PART
afbr-1237	94	5	be	be	AUX
afbr-1237	94	6	price	price	NOUN
afbr-1237	94	7	-	-	PUNCT
afbr-1237	94	8	lowering	lower	VERB
afbr-1237	94	9	and	and	CCONJ
afbr-1237	94	10	quality	quality	NOUN
afbr-1237	94	11	-	-	PUNCT
afbr-1237	94	12	improving	improve	VERB
afbr-1237	94	13	competition	competition	NOUN
afbr-1237	94	14	,	,	PUNCT
afbr-1237	94	15	it	it	PRON
afbr-1237	94	16	will	will	AUX
afbr-1237	94	17	come	come	VERB
afbr-1237	94	18	from	from	ADP
afbr-1237	94	19	smes	sme	NOUN
afbr-1237	94	20	.	.	PUNCT
afbr-1237	95	1	5.1.8	5.1.8	NUM
afbr-1237	95	2	providing	provide	VERB
afbr-1237	95	3	backup	backup	NOUN
afbr-1237	95	4	for	for	ADP
afbr-1237	95	5	large	large	ADJ
afbr-1237	95	6	industries	industry	NOUN
afbr-1237	95	7	the	the	DET
afbr-1237	95	8	importance	importance	NOUN
afbr-1237	95	9	of	of	ADP
afbr-1237	95	10	an	an	DET
afbr-1237	95	11	efficient	efficient	ADJ
afbr-1237	95	12	collaboration	collaboration	NOUN
afbr-1237	95	13	between	between	ADP
afbr-1237	95	14	large	large	ADJ
afbr-1237	95	15	firms	firm	NOUN
afbr-1237	95	16	and	and	CCONJ
afbr-1237	95	17	smes	sme	NOUN
afbr-1237	95	18	through	through	ADP
afbr-1237	95	19	subcontracting	subcontracting	NOUN
afbr-1237	95	20	is	be	AUX
afbr-1237	95	21	at	at	ADP
afbr-1237	95	22	its	its	PRON
afbr-1237	95	23	peak	peak	NOUN
afbr-1237	95	24	in	in	ADP
afbr-1237	95	25	outward	outward	ADJ
afbr-1237	95	26	oriented	orient	VERB
afbr-1237	95	27	countries	country	NOUN
afbr-1237	95	28	especially	especially	ADV
afbr-1237	95	29	those	those	PRON
afbr-1237	95	30	competing	compete	VERB
afbr-1237	95	31	in	in	ADP
afbr-1237	95	32	international	international	ADJ
afbr-1237	95	33	markets	market	NOUN
afbr-1237	95	34	in	in	ADP
afbr-1237	95	35	products	product	NOUN
afbr-1237	95	36	involving	involve	VERB
afbr-1237	95	37	a	a	DET
afbr-1237	95	38	good	good	ADJ
afbr-1237	95	39	deal	deal	NOUN
afbr-1237	95	40	of	of	ADP
afbr-1237	95	41	labour	labour	NOUN
afbr-1237	95	42	.	.	PUNCT
afbr-1237	96	1	being	be	AUX
afbr-1237	96	2	able	able	ADJ
afbr-1237	96	3	to	to	PART
afbr-1237	96	4	rely	rely	VERB
afbr-1237	96	5	on	on	ADP
afbr-1237	96	6	efficient	efficient	ADJ
afbr-1237	96	7	low	low	ADJ
afbr-1237	96	8	-	-	PUNCT
afbr-1237	96	9	cost	cost	NOUN
afbr-1237	96	10	subcontractors	subcontractor	NOUN
afbr-1237	96	11	can	can	AUX
afbr-1237	96	12	substantially	substantially	ADV
afbr-1237	96	13	increase	increase	VERB
afbr-1237	96	14	the	the	DET
afbr-1237	96	15	competitiveness	competitiveness	NOUN
afbr-1237	96	16	of	of	ADP
afbr-1237	96	17	the	the	DET
afbr-1237	96	18	large	large	ADJ
afbr-1237	96	19	exporters	exporter	NOUN
afbr-1237	96	20	,	,	PUNCT
afbr-1237	96	21	and	and	CCONJ
afbr-1237	96	22	has	have	AUX
afbr-1237	96	23	been	be	AUX
afbr-1237	96	24	an	an	DET
afbr-1237	96	25	important	important	ADJ
afbr-1237	96	26	factor	factor	NOUN
afbr-1237	96	27	underpinning	underpin	VERB
afbr-1237	96	28	the	the	DET
afbr-1237	96	29	successes	success	NOUN
afbr-1237	96	30	of	of	ADP
afbr-1237	96	31	japan	japan	PROPN
afbr-1237	96	32	,	,	PUNCT
afbr-1237	96	33	taiwan	taiwan	PROPN
afbr-1237	96	34	and	and	CCONJ
afbr-1237	96	35	korea	korea	PROPN
afbr-1237	96	36	.	.	PUNCT
afbr-1237	97	1	it	it	PRON
afbr-1237	97	2	can	can	AUX
afbr-1237	97	3	also	also	ADV
afbr-1237	97	4	increase	increase	VERB
afbr-1237	97	5	the	the	DET
afbr-1237	97	6	efficacy	efficacy	NOUN
afbr-1237	97	7	of	of	ADP
afbr-1237	97	8	bangladeshi	bangladeshi	ADJ
afbr-1237	97	9	large	large	ADJ
afbr-1237	97	10	companies	company	NOUN
afbr-1237	97	11	.	.	PUNCT
afbr-1237	98	1	6	6	X
afbr-1237	98	2	.	.	X
afbr-1237	98	3	reasons	reason	NOUN
afbr-1237	98	4	of	of	ADP
afbr-1237	98	5	smes	sme	NOUN
afbr-1237	98	6	’	'	PUNCT
afbr-1237	98	7	efficiency	efficiency	NOUN
afbr-1237	98	8	in	in	ADP
afbr-1237	98	9	developing	develop	VERB
afbr-1237	98	10	countries	country	NOUN
afbr-1237	98	11	the	the	DET
afbr-1237	98	12	technical	technical	ADJ
afbr-1237	98	13	efficiency	efficiency	NOUN
afbr-1237	98	14	of	of	ADP
afbr-1237	98	15	smes	sme	NOUN
afbr-1237	98	16	is	be	AUX
afbr-1237	98	17	central	central	ADJ
afbr-1237	98	18	to	to	ADP
afbr-1237	98	19	the	the	DET
afbr-1237	98	20	debate	debate	NOUN
afbr-1237	98	21	about	about	ADP
afbr-1237	98	22	the	the	DET
afbr-1237	98	23	role	role	NOUN
afbr-1237	98	24	of	of	ADP
afbr-1237	98	25	small	small	ADJ
afbr-1237	98	26	scale	scale	NOUN
afbr-1237	98	27	industries	industry	NOUN
afbr-1237	98	28	in	in	ADP
afbr-1237	98	29	economic	economic	ADJ
afbr-1237	98	30	development	development	NOUN
afbr-1237	98	31	.	.	PUNCT
afbr-1237	99	1	smes	sme	NOUN
afbr-1237	99	2	are	be	AUX
afbr-1237	99	3	unlikely	unlikely	ADJ
afbr-1237	99	4	to	to	PART
afbr-1237	99	5	be	be	AUX
afbr-1237	99	6	an	an	DET
afbr-1237	99	7	important	important	ADJ
afbr-1237	99	8	source	source	NOUN
afbr-1237	99	9	of	of	ADP
afbr-1237	99	10	growth	growth	NOUN
afbr-1237	99	11	and	and	CCONJ
afbr-1237	99	12	employment	employment	NOUN
afbr-1237	99	13	generation	generation	NOUN
afbr-1237	99	14	if	if	SCONJ
afbr-1237	99	15	they	they	PRON
afbr-1237	99	16	turn	turn	VERB
afbr-1237	99	17	out	out	ADP
afbr-1237	99	18	to	to	PART
afbr-1237	99	19	be	be	AUX
afbr-1237	99	20	relatively	relatively	ADV
afbr-1237	99	21	inefficient	inefficient	ADJ
afbr-1237	99	22	,	,	PUNCT
afbr-1237	99	23	with	with	ADP
afbr-1237	99	24	limited	limited	ADJ
afbr-1237	99	25	ability	ability	NOUN
afbr-1237	99	26	to	to	PART
afbr-1237	99	27	compete	compete	VERB
afbr-1237	99	28	,	,	PUNCT
afbr-1237	99	29	survive	survive	VERB
afbr-1237	99	30	and	and	CCONJ
afbr-1237	99	31	grow	grow	VERB
afbr-1237	99	32	into	into	ADP
afbr-1237	99	33	larger	large	ADJ
afbr-1237	99	34	firms	firm	NOUN
afbr-1237	99	35	.	.	PUNCT
afbr-1237	100	1	some	some	DET
afbr-1237	100	2	studies	study	NOUN
afbr-1237	100	3	find	find	VERB
afbr-1237	100	4	smes	sme	NOUN
afbr-1237	100	5	to	to	PART
afbr-1237	100	6	be	be	AUX
afbr-1237	100	7	more	more	ADV
afbr-1237	100	8	efficient	efficient	ADJ
afbr-1237	100	9	than	than	ADP
afbr-1237	100	10	large	large	ADJ
afbr-1237	100	11	firms	firm	NOUN
afbr-1237	100	12	in	in	ADP
afbr-1237	100	13	some	some	DET
afbr-1237	100	14	industrial	industrial	ADJ
afbr-1237	100	15	sectors	sector	NOUN
afbr-1237	100	16	but	but	CCONJ
afbr-1237	100	17	not	not	PART
afbr-1237	100	18	in	in	ADP
afbr-1237	100	19	others	other	NOUN
afbr-1237	100	20	,	,	PUNCT
afbr-1237	100	21	while	while	SCONJ
afbr-1237	100	22	other	other	ADJ
afbr-1237	100	23	studies	study	NOUN
afbr-1237	100	24	find	find	VERB
afbr-1237	100	25	them	they	PRON
afbr-1237	100	26	to	to	PART
afbr-1237	100	27	be	be	AUX
afbr-1237	100	28	less	less	ADV
afbr-1237	100	29	efficient	efficient	ADJ
afbr-1237	100	30	overall	overall	ADV
afbr-1237	100	31	.	.	PUNCT
afbr-1237	101	1	there	there	PRON
afbr-1237	101	2	are	be	VERB
afbr-1237	101	3	some	some	DET
afbr-1237	101	4	inherent	inherent	ADJ
afbr-1237	101	5	reasons	reason	NOUN
afbr-1237	101	6	which	which	PRON
afbr-1237	101	7	make	make	VERB
afbr-1237	101	8	smes	sme	NOUN
afbr-1237	101	9	more	more	ADV
afbr-1237	101	10	efficient	efficient	ADJ
afbr-1237	101	11	than	than	ADP
afbr-1237	101	12	large	large	ADJ
afbr-1237	101	13	scale	scale	NOUN
afbr-1237	101	14	industrialization	industrialization	NOUN
afbr-1237	101	15	in	in	ADP
afbr-1237	101	16	developing	develop	VERB
afbr-1237	101	17	countries	country	NOUN
afbr-1237	101	18	like	like	ADP
afbr-1237	101	19	bangladesh	bangladesh	NOUN
afbr-1237	101	20	.	.	PUNCT
afbr-1237	102	1	the	the	DET
afbr-1237	102	2	reasons	reason	NOUN
afbr-1237	102	3	are	be	AUX
afbr-1237	102	4			NUM
afbr-1237	102	5	lower	low	ADJ
afbr-1237	102	6	capital	capital	NOUN
afbr-1237	102	7	investment	investment	NOUN
afbr-1237	102	8			X
afbr-1237	102	9	moderate	moderate	ADJ
afbr-1237	102	10	infrastructure	infrastructure	NOUN
afbr-1237	102	11	and	and	CCONJ
afbr-1237	102	12	technology	technology	NOUN
afbr-1237	102	13	requirement	requirement	NOUN
afbr-1237	102	14	development	development	NOUN
afbr-1237	102	15	of	of	ADP
afbr-1237	102	16	bangladesh	bangladesh	PROPN
afbr-1237	102	17	through	through	ADP
afbr-1237	102	18	smes	sme	NOUN
afbr-1237	102	19	financing	financing	NOUN
afbr-1237	102	20	:	:	PUNCT
afbr-1237	102	21	a	a	DET
afbr-1237	102	22	case	case	NOUN
afbr-1237	102	23	study	study	NOUN
afbr-1237	102	24	on	on	ADP
afbr-1237	102	25	idlc	idlc	NOUN
afbr-1237	102	26	finance	finance	PROPN
afbr-1237	102	27	limited	limited	PROPN
afbr-1237	102	28	k.	k.	PROPN
afbr-1237	102	29	m.	m.	PROPN
afbr-1237	102	30	anwarul	anwarul	PROPN
afbr-1237	102	31	islam	islam	PROPN
afbr-1237	102	32	83	83	NUM
afbr-1237	102	33			NOUN
afbr-1237	102	34	labor	labor	NOUN
afbr-1237	102	35	intensiveness	intensiveness	NOUN
afbr-1237	102	36			X
afbr-1237	102	37	shorter	short	ADJ
afbr-1237	102	38	start	start	VERB
afbr-1237	102	39	up	up	ADP
afbr-1237	102	40	period	period	NOUN
afbr-1237	102	41			X
afbr-1237	102	42	lower	low	ADJ
afbr-1237	102	43	cost	cost	NOUN
afbr-1237	102	44	per	per	ADP
afbr-1237	102	45	employment	employment	NOUN
afbr-1237	102	46			PART
afbr-1237	102	47	lower	low	ADJ
afbr-1237	102	48	capital	capital	NOUN
afbr-1237	102	49	output	output	NOUN
afbr-1237	102	50	ratio	ratio	NOUN
afbr-1237	102	51			PART
afbr-1237	102	52	lower	low	ADJ
afbr-1237	102	53	energy	energy	NOUN
afbr-1237	102	54	cost	cost	NOUN
afbr-1237	102	55			VERB
afbr-1237	102	56	more	more	ADV
afbr-1237	102	57	environmentally	environmentally	ADV
afbr-1237	102	58	friendly	friendly	ADJ
afbr-1237	102	59			NOUN
afbr-1237	102	60	easy	easy	ADJ
afbr-1237	102	61	value	value	NOUN
afbr-1237	102	62	addition	addition	NOUN
afbr-1237	102	63			X
afbr-1237	103	1	promotion	promotion	NOUN
afbr-1237	103	2	of	of	ADP
afbr-1237	103	3	agro	agro	ADJ
afbr-1237	103	4	-	-	PUNCT
afbr-1237	103	5	industrial	industrial	ADJ
afbr-1237	103	6	linkage	linkage	NOUN
afbr-1237	103	7	etc	etc	X
afbr-1237	103	8	.	.	PUNCT
afbr-1237	104	1	our	our	PRON
afbr-1237	104	2	results	result	NOUN
afbr-1237	104	3	,	,	PUNCT
afbr-1237	104	4	based	base	VERB
afbr-1237	104	5	on	on	ADP
afbr-1237	104	6	large	large	ADJ
afbr-1237	104	7	samples	sample	NOUN
afbr-1237	104	8	of	of	ADP
afbr-1237	104	9	firms	firm	NOUN
afbr-1237	104	10	from	from	ADP
afbr-1237	104	11	six	six	NUM
afbr-1237	104	12	developing	develop	VERB
afbr-1237	104	13	economies	economy	NOUN
afbr-1237	104	14	,	,	PUNCT
afbr-1237	104	15	suggest	suggest	VERB
afbr-1237	104	16	a	a	DET
afbr-1237	104	17	possible	possible	ADJ
afbr-1237	104	18	explanation	explanation	NOUN
afbr-1237	104	19	for	for	ADP
afbr-1237	104	20	the	the	DET
afbr-1237	104	21	mixed	mixed	ADJ
afbr-1237	104	22	findings	finding	NOUN
afbr-1237	104	23	in	in	ADP
afbr-1237	104	24	these	these	DET
afbr-1237	104	25	earlier	early	ADJ
afbr-1237	104	26	studies	study	NOUN
afbr-1237	104	27	.	.	PUNCT
afbr-1237	105	1	because	because	SCONJ
afbr-1237	105	2	smes	sme	NOUN
afbr-1237	105	3	are	be	AUX
afbr-1237	105	4	so	so	ADV
afbr-1237	105	5	heterogeneous	heterogeneous	ADJ
afbr-1237	105	6	,	,	PUNCT
afbr-1237	105	7	simple	simple	ADJ
afbr-1237	105	8	comparisons	comparison	NOUN
afbr-1237	105	9	of	of	ADP
afbr-1237	105	10	the	the	DET
afbr-1237	105	11	mean	mean	ADJ
afbr-1237	105	12	efficiencies	efficiency	NOUN
afbr-1237	105	13	of	of	ADP
afbr-1237	105	14	different	different	ADJ
afbr-1237	105	15	size	size	NOUN
afbr-1237	105	16	firms	firm	NOUN
afbr-1237	105	17	can	can	AUX
afbr-1237	105	18	be	be	AUX
afbr-1237	105	19	very	very	ADV
afbr-1237	105	20	misleading	misleading	ADJ
afbr-1237	105	21	.	.	PUNCT
afbr-1237	106	1	thus	thus	ADV
afbr-1237	106	2	,	,	PUNCT
afbr-1237	106	3	while	while	SCONJ
afbr-1237	106	4	we	we	PRON
afbr-1237	106	5	find	find	VERB
afbr-1237	106	6	that	that	SCONJ
afbr-1237	106	7	smes	sme	NOUN
afbr-1237	106	8	are	be	AUX
afbr-1237	106	9	less	less	ADV
afbr-1237	106	10	efficient	efficient	ADJ
afbr-1237	106	11	on	on	ADP
afbr-1237	106	12	average	average	ADJ
afbr-1237	106	13	than	than	ADP
afbr-1237	106	14	their	their	PRON
afbr-1237	106	15	larger	large	ADJ
afbr-1237	106	16	counterparts	counterpart	NOUN
afbr-1237	106	17	in	in	ADP
afbr-1237	106	18	all	all	DET
afbr-1237	106	19	five	five	NUM
afbr-1237	106	20	economies	economy	NOUN
afbr-1237	106	21	,	,	PUNCT
afbr-1237	106	22	we	we	PRON
afbr-1237	106	23	also	also	ADV
afbr-1237	106	24	find	find	VERB
afbr-1237	106	25	a	a	DET
afbr-1237	106	26	significant	significant	ADJ
afbr-1237	106	27	number	number	NOUN
afbr-1237	106	28	of	of	ADP
afbr-1237	106	29	highly	highly	ADV
afbr-1237	106	30	-	-	PUNCT
afbr-1237	106	31	efficient	efficient	ADJ
afbr-1237	106	32	smes	sme	NOUN
afbr-1237	106	33	that	that	PRON
afbr-1237	106	34	are	be	AUX
afbr-1237	106	35	more	more	ADV
afbr-1237	106	36	productive	productive	ADJ
afbr-1237	106	37	than	than	ADP
afbr-1237	106	38	many	many	ADJ
afbr-1237	106	39	large	large	ADJ
afbr-1237	106	40	firms	firm	NOUN
afbr-1237	106	41	.	.	PUNCT
afbr-1237	107	1	for	for	ADP
afbr-1237	107	2	policy	policy	NOUN
afbr-1237	107	3	makers	maker	NOUN
afbr-1237	107	4	,	,	PUNCT
afbr-1237	107	5	the	the	DET
afbr-1237	107	6	latter	latter	ADJ
afbr-1237	107	7	is	be	AUX
afbr-1237	107	8	the	the	DET
afbr-1237	107	9	more	more	ADV
afbr-1237	107	10	important	important	ADJ
afbr-1237	107	11	finding	finding	NOUN
afbr-1237	107	12	since	since	SCONJ
afbr-1237	107	13	it	it	PRON
afbr-1237	107	14	indicates	indicate	VERB
afbr-1237	107	15	that	that	SCONJ
afbr-1237	107	16	smes	sme	NOUN
afbr-1237	107	17	are	be	AUX
afbr-1237	107	18	not	not	PART
afbr-1237	107	19	inherently	inherently	ADV
afbr-1237	107	20	inefficient	inefficient	ADJ
afbr-1237	107	21	as	as	SCONJ
afbr-1237	107	22	compared	compare	VERB
afbr-1237	107	23	to	to	ADP
afbr-1237	107	24	their	their	PRON
afbr-1237	107	25	larger	large	ADJ
afbr-1237	107	26	counterparts	counterpart	NOUN
afbr-1237	107	27	.	.	PUNCT
afbr-1237	108	1	highly	highly	ADV
afbr-1237	108	2	-	-	PUNCT
afbr-1237	108	3	efficient	efficient	ADJ
afbr-1237	108	4	firms	firm	NOUN
afbr-1237	108	5	,	,	PUNCT
afbr-1237	108	6	both	both	CCONJ
afbr-1237	108	7	large	large	ADJ
afbr-1237	108	8	and	and	CCONJ
afbr-1237	108	9	small	small	ADJ
afbr-1237	108	10	,	,	PUNCT
afbr-1237	108	11	have	have	VERB
afbr-1237	108	12	several	several	ADJ
afbr-1237	108	13	technological	technological	ADJ
afbr-1237	108	14	,	,	PUNCT
afbr-1237	108	15	work	work	NOUN
afbr-1237	108	16	force	force	NOUN
afbr-1237	108	17	,	,	PUNCT
afbr-1237	108	18	and	and	CCONJ
afbr-1237	108	19	organizational	organizational	ADJ
afbr-1237	108	20	characteristics	characteristic	NOUN
afbr-1237	108	21	that	that	PRON
afbr-1237	108	22	can	can	AUX
afbr-1237	108	23	,	,	PUNCT
afbr-1237	108	24	in	in	ADP
afbr-1237	108	25	principle	principle	NOUN
afbr-1237	108	26	,	,	PUNCT
afbr-1237	108	27	be	be	AUX
afbr-1237	108	28	emulated	emulate	VERB
afbr-1237	108	29	by	by	ADP
afbr-1237	108	30	other	other	ADJ
afbr-1237	108	31	less	less	ADV
afbr-1237	108	32	-	-	PUNCT
afbr-1237	108	33	efficient	efficient	ADJ
afbr-1237	108	34	smes	sme	NOUN
afbr-1237	108	35	.	.	PUNCT
afbr-1237	109	1	efficient	efficient	ADJ
afbr-1237	109	2	firms	firm	NOUN
afbr-1237	109	3	have	have	VERB
afbr-1237	109	4	better	well	ADJ
afbr-1237	109	5	access	access	NOUN
afbr-1237	109	6	to	to	ADP
afbr-1237	109	7	new	new	ADJ
afbr-1237	109	8	technology	technology	NOUN
afbr-1237	109	9	through	through	ADP
afbr-1237	109	10	know	know	NOUN
afbr-1237	109	11	-	-	PUNCT
afbr-1237	109	12	how	how	SCONJ
afbr-1237	109	13	licensing	licensing	NOUN
afbr-1237	109	14	agreements	agreement	NOUN
afbr-1237	109	15	,	,	PUNCT
afbr-1237	109	16	joint	joint	NOUN
afbr-1237	109	17	-	-	PUNCT
afbr-1237	109	18	ventures	venture	NOUN
afbr-1237	109	19	with	with	ADP
afbr-1237	109	20	foreign	foreign	ADJ
afbr-1237	109	21	partners	partner	NOUN
afbr-1237	109	22	,	,	PUNCT
afbr-1237	109	23	and	and	CCONJ
afbr-1237	109	24	export	export	NOUN
afbr-1237	109	25	contacts	contact	NOUN
afbr-1237	109	26	with	with	ADP
afbr-1237	109	27	foreign	foreign	ADJ
afbr-1237	109	28	buyers	buyer	NOUN
afbr-1237	109	29	and	and	CCONJ
afbr-1237	109	30	suppliers	supplier	NOUN
afbr-1237	109	31	.	.	PUNCT
afbr-1237	110	1	they	they	PRON
afbr-1237	110	2	have	have	VERB
afbr-1237	110	3	a	a	DET
afbr-1237	110	4	more	more	ADV
afbr-1237	110	5	educated	educate	VERB
afbr-1237	110	6	work	work	NOUN
afbr-1237	110	7	force	force	NOUN
afbr-1237	110	8	,	,	PUNCT
afbr-1237	110	9	and	and	CCONJ
afbr-1237	110	10	are	be	AUX
afbr-1237	110	11	more	more	ADV
afbr-1237	110	12	likely	likely	ADJ
afbr-1237	110	13	to	to	PART
afbr-1237	110	14	provide	provide	VERB
afbr-1237	110	15	formal	formal	ADJ
afbr-1237	110	16	structured	structured	ADJ
afbr-1237	110	17	training	training	NOUN
afbr-1237	110	18	to	to	ADP
afbr-1237	110	19	their	their	PRON
afbr-1237	110	20	workers	worker	NOUN
afbr-1237	110	21	.	.	PUNCT
afbr-1237	111	1	their	their	PRON
afbr-1237	111	2	work	work	NOUN
afbr-1237	111	3	organization	organization	NOUN
afbr-1237	111	4	is	be	AUX
afbr-1237	111	5	characterized	characterize	VERB
afbr-1237	111	6	by	by	ADP
afbr-1237	111	7	greater	great	ADJ
afbr-1237	111	8	automation	automation	NOUN
afbr-1237	111	9	and	and	CCONJ
afbr-1237	111	10	quality	quality	NOUN
afbr-1237	111	11	control	control	NOUN
afbr-1237	111	12	in	in	ADP
afbr-1237	111	13	production	production	NOUN
afbr-1237	111	14	,	,	PUNCT
afbr-1237	111	15	and	and	CCONJ
afbr-1237	111	16	by	by	ADP
afbr-1237	111	17	human	human	ADJ
afbr-1237	111	18	resource	resource	NOUN
afbr-1237	111	19	management	management	NOUN
afbr-1237	111	20	and	and	CCONJ
afbr-1237	111	21	compensation	compensation	NOUN
afbr-1237	111	22	practices	practice	NOUN
afbr-1237	111	23	that	that	PRON
afbr-1237	111	24	emphasize	emphasize	VERB
afbr-1237	111	25	job	job	NOUN
afbr-1237	111	26	stability	stability	NOUN
afbr-1237	111	27	and	and	CCONJ
afbr-1237	111	28	skill	skill	NOUN
afbr-1237	111	29	acquisition	acquisition	NOUN
afbr-1237	111	30	.	.	PUNCT
afbr-1237	112	1	the	the	DET
afbr-1237	112	2	wide	wide	ADJ
afbr-1237	112	3	dissemination	dissemination	NOUN
afbr-1237	112	4	and	and	CCONJ
afbr-1237	112	5	adoption	adoption	NOUN
afbr-1237	112	6	of	of	ADP
afbr-1237	112	7	these	these	DET
afbr-1237	112	8	best	good	ADJ
afbr-1237	112	9	practices	practice	NOUN
afbr-1237	112	10	will	will	AUX
afbr-1237	112	11	have	have	VERB
afbr-1237	112	12	productivity	productivity	NOUN
afbr-1237	112	13	-	-	PUNCT
afbr-1237	112	14	enhancing	enhance	VERB
afbr-1237	112	15	benefits	benefit	NOUN
afbr-1237	112	16	to	to	ADP
afbr-1237	112	17	less	less	ADV
afbr-1237	112	18	efficient	efficient	ADJ
afbr-1237	112	19	firms	firm	NOUN
afbr-1237	112	20	,	,	PUNCT
afbr-1237	112	21	smes	sme	NOUN
afbr-1237	112	22	in	in	ADP
afbr-1237	112	23	particular	particular	ADJ
afbr-1237	112	24	.	.	PUNCT
afbr-1237	113	1	7	7	X
afbr-1237	113	2	.	.	X
afbr-1237	113	3	contribution	contribution	NOUN
afbr-1237	113	4	of	of	ADP
afbr-1237	113	5	smes	sme	NOUN
afbr-1237	113	6	in	in	ADP
afbr-1237	113	7	the	the	DET
afbr-1237	113	8	economy	economy	NOUN
afbr-1237	113	9	in	in	ADP
afbr-1237	113	10	view	view	NOUN
afbr-1237	113	11	of	of	ADP
afbr-1237	113	12	present	present	ADJ
afbr-1237	113	13	economic	economic	ADJ
afbr-1237	113	14	development	development	NOUN
afbr-1237	113	15	effort	effort	NOUN
afbr-1237	113	16	in	in	ADP
afbr-1237	113	17	bangladesh	bangladesh	PROPN
afbr-1237	113	18	the	the	DET
afbr-1237	113	19	sme	sme	PROPN
afbr-1237	113	20	sector	sector	NOUN
afbr-1237	113	21	plays	play	VERB
afbr-1237	113	22	an	an	DET
afbr-1237	113	23	important	important	ADJ
afbr-1237	113	24	role	role	NOUN
afbr-1237	113	25	.	.	PUNCT
afbr-1237	114	1	these	these	PRON
afbr-1237	114	2	are	be	AUX
afbr-1237	114	3	reflected	reflect	VERB
afbr-1237	114	4	in	in	ADP
afbr-1237	114	5	the	the	DET
afbr-1237	114	6	following	follow	VERB
afbr-1237	114	7	performance	performance	NOUN
afbr-1237	114	8	/activities	/activitie	NOUN
afbr-1237	114	9	of	of	ADP
afbr-1237	114	10	this	this	DET
afbr-1237	114	11	sector	sector	NOUN
afbr-1237	114	12	:	:	PUNCT
afbr-1237	114	13			VERB
afbr-1237	114	14	during	during	ADP
afbr-1237	114	15	the	the	DET
afbr-1237	114	16	fourth	fourth	ADJ
afbr-1237	114	17	five	five	NUM
afbr-1237	114	18	year	year	NOUN
afbr-1237	114	19	plan	plan	NOUN
afbr-1237	114	20	,	,	PUNCT
afbr-1237	114	21	a	a	DET
afbr-1237	114	22	total	total	NOUN
afbr-1237	114	23	of	of	ADP
afbr-1237	114	24	0.35	0.35	NUM
afbr-1237	114	25	million	million	NUM
afbr-1237	114	26	jobs	job	NOUN
afbr-1237	114	27	were	be	AUX
afbr-1237	114	28	created	create	VERB
afbr-1237	114	29	against	against	ADP
afbr-1237	114	30	the	the	DET
afbr-1237	114	31	target	target	NOUN
afbr-1237	114	32	of	of	ADP
afbr-1237	114	33	0.4	0.4	NUM
afbr-1237	114	34	million	million	NUM
afbr-1237	114	35	.	.	PUNCT
afbr-1237	115	1			PROPN
afbr-1237	115	2	contribution	contribution	NOUN
afbr-1237	115	3	of	of	ADP
afbr-1237	115	4	sme	sme	PROPN
afbr-1237	115	5	sector	sector	NOUN
afbr-1237	115	6	to	to	ADP
afbr-1237	115	7	gdp	gdp	NOUN
afbr-1237	115	8	remained	remain	VERB
afbr-1237	115	9	above	above	ADP
afbr-1237	115	10	4.5	4.5	NUM
afbr-1237	115	11	%	%	NOUN
afbr-1237	115	12	during	during	ADP
afbr-1237	115	13	the	the	DET
afbr-1237	115	14	period	period	NOUN
afbr-1237	115	15	from	from	ADP
afbr-1237	115	16	2000	2000	NUM
afbr-1237	115	17	-	-	SYM
afbr-1237	115	18	01	01	NUM
afbr-1237	115	19	to	to	ADP
afbr-1237	115	20	2004	2004	NUM
afbr-1237	115	21	-	-	SYM
afbr-1237	115	22	2005	2005	NUM
afbr-1237	115	23	despite	despite	SCONJ
afbr-1237	115	24	decline	decline	NOUN
afbr-1237	115	25	in	in	ADP
afbr-1237	115	26	the	the	DET
afbr-1237	115	27	amount	amount	NOUN
afbr-1237	115	28	of	of	ADP
afbr-1237	115	29	advances	advance	NOUN
afbr-1237	115	30	by	by	ADP
afbr-1237	115	31	the	the	DET
afbr-1237	115	32	banking	banking	NOUN
afbr-1237	115	33	sector	sector	NOUN
afbr-1237	115	34	to	to	ADP
afbr-1237	115	35	this	this	DET
afbr-1237	115	36	sector	sector	NOUN
afbr-1237	115	37	and	and	CCONJ
afbr-1237	115	38	it	it	PRON
afbr-1237	115	39	’s	’s	AUX
afbr-1237	115	40	growing	grow	VERB
afbr-1237	115	41	day	day	NOUN
afbr-1237	115	42	by	by	ADP
afbr-1237	115	43	day	day	NOUN
afbr-1237	115	44	.	.	PUNCT
afbr-1237	115	45			PROPN
afbr-1237	116	1	sme	sme	NOUN
afbr-1237	116	2	sector	sector	NOUN
afbr-1237	116	3	employs	employ	VERB
afbr-1237	116	4	25	25	NUM
afbr-1237	116	5	%	%	NOUN
afbr-1237	116	6	of	of	ADP
afbr-1237	116	7	the	the	DET
afbr-1237	116	8	total	total	ADJ
afbr-1237	116	9	labour	labour	ADJ
afbr-1237	116	10	force	force	NOUN
afbr-1237	116	11	.	.	PUNCT
afbr-1237	117	1	as	as	ADP
afbr-1237	117	2	a	a	DET
afbr-1237	117	3	result	result	NOUN
afbr-1237	117	4	,	,	PUNCT
afbr-1237	117	5	this	this	DET
afbr-1237	117	6	sector	sector	NOUN
afbr-1237	117	7	is	be	AUX
afbr-1237	117	8	the	the	DET
afbr-1237	117	9	present	present	ADJ
afbr-1237	117	10	available	available	ADJ
afbr-1237	117	11	sector	sector	NOUN
afbr-1237	117	12	for	for	ADP
afbr-1237	117	13	creation	creation	NOUN
afbr-1237	117	14	jobs	job	NOUN
afbr-1237	117	15	.	.	PUNCT
afbr-1237	118	1			PROPN
afbr-1237	119	1	sme	sme	NOUN
afbr-1237	119	2	sector	sector	NOUN
afbr-1237	119	3	help	help	AUX
afbr-1237	119	4	alleviate	alleviate	VERB
afbr-1237	119	5	poverty	poverty	NOUN
afbr-1237	119	6	,	,	PUNCT
afbr-1237	119	7	increase	increase	VERB
afbr-1237	119	8	income	income	NOUN
afbr-1237	119	9	level	level	NOUN
afbr-1237	119	10	of	of	ADP
afbr-1237	119	11	rural	rural	ADJ
afbr-1237	119	12	people	people	NOUN
afbr-1237	119	13	and	and	CCONJ
afbr-1237	119	14	promote	promote	VERB
afbr-1237	119	15	agro	agro	ADJ
afbr-1237	119	16	-	-	PUNCT
afbr-1237	119	17	industrial	industrial	ADJ
afbr-1237	119	18	linkage	linkage	NOUN
afbr-1237	119	19	in	in	ADP
afbr-1237	119	20	bangladesh	bangladesh	PROPN
afbr-1237	119	21	.	.	PUNCT
afbr-1237	120	1			PROPN
afbr-1237	121	1	sme	sme	NOUN
afbr-1237	121	2	sector	sector	NOUN
afbr-1237	121	3	requires	require	VERB
afbr-1237	121	4	lower	low	ADJ
afbr-1237	121	5	energy	energy	NOUN
afbr-1237	121	6	supply	supply	NOUN
afbr-1237	121	7	,	,	PUNCT
afbr-1237	121	8	lower	low	ADJ
afbr-1237	121	9	infrastructure	infrastructure	NOUN
afbr-1237	121	10	facilities	facility	NOUN
afbr-1237	121	11	and	and	CCONJ
afbr-1237	121	12	this	this	DET
afbr-1237	121	13	sector	sector	NOUN
afbr-1237	121	14	imposes	impose	VERB
afbr-1237	121	15	less	less	ADJ
afbr-1237	121	16	environmental	environmental	ADJ
afbr-1237	121	17	risk	risk	NOUN
afbr-1237	121	18	.	.	PUNCT
afbr-1237	122	1	they	they	PRON
afbr-1237	122	2	contribute	contribute	VERB
afbr-1237	122	3	towards	towards	ADP
afbr-1237	122	4	better	well	ADJ
afbr-1237	122	5	utilization	utilization	NOUN
afbr-1237	122	6	of	of	ADP
afbr-1237	122	7	local	local	ADJ
afbr-1237	122	8	resources	resource	NOUN
afbr-1237	122	9	and	and	CCONJ
afbr-1237	122	10	skills	skill	NOUN
afbr-1237	122	11	that	that	PRON
afbr-1237	122	12	might	might	AUX
afbr-1237	122	13	otherwise	otherwise	ADV
afbr-1237	122	14	remain	remain	VERB
afbr-1237	122	15	unutilized	unutilized	ADJ
afbr-1237	122	16	.	.	PUNCT
afbr-1237	123	1			X
afbr-1237	123	2	small	small	ADJ
afbr-1237	123	3	industries	industry	NOUN
afbr-1237	123	4	being	be	AUX
afbr-1237	123	5	labour	labour	NOUN
afbr-1237	123	6	oriented	orient	VERB
afbr-1237	123	7	are	be	AUX
afbr-1237	123	8	capable	capable	ADJ
afbr-1237	123	9	of	of	ADP
afbr-1237	123	10	generating	generate	VERB
afbr-1237	123	11	more	more	ADJ
afbr-1237	123	12	employment	employment	NOUN
afbr-1237	123	13	.	.	PUNCT
afbr-1237	124	1			PUNCT
afbr-1237	125	1	they	they	PRON
afbr-1237	125	2	are	be	AUX
afbr-1237	125	3	necessary	necessary	ADJ
afbr-1237	125	4	to	to	PART
afbr-1237	125	5	maintain	maintain	VERB
afbr-1237	125	6	and	and	CCONJ
afbr-1237	125	7	retain	retain	VERB
afbr-1237	125	8	traditional	traditional	ADJ
afbr-1237	125	9	skills	skill	NOUN
afbr-1237	125	10	and	and	CCONJ
afbr-1237	125	11	handicrafts	handicraft	NOUN
afbr-1237	125	12	.	.	PUNCT
afbr-1237	126	1	development	development	NOUN
afbr-1237	126	2	of	of	ADP
afbr-1237	126	3	bangladesh	bangladesh	PROPN
afbr-1237	126	4	through	through	ADP
afbr-1237	126	5	smes	sme	NOUN
afbr-1237	126	6	financing	financing	NOUN
afbr-1237	126	7	:	:	PUNCT
afbr-1237	126	8	a	a	DET
afbr-1237	126	9	case	case	NOUN
afbr-1237	126	10	study	study	NOUN
afbr-1237	126	11	on	on	ADP
afbr-1237	126	12	idlc	idlc	NOUN
afbr-1237	126	13	finance	finance	PROPN
afbr-1237	126	14	limited	limited	PROPN
afbr-1237	126	15	k.	k.	PROPN
afbr-1237	126	16	m.	m.	PROPN
afbr-1237	126	17	anwarul	anwarul	PROPN
afbr-1237	127	1	islam	islam	PROPN
afbr-1237	127	2	84	84	NUM
afbr-1237	127	3			PART
afbr-1237	128	1	they	they	PRON
afbr-1237	128	2	are	be	AUX
afbr-1237	128	3	the	the	DET
afbr-1237	128	4	only	only	ADJ
afbr-1237	128	5	medium	medium	NOUN
afbr-1237	128	6	for	for	ADP
afbr-1237	128	7	diversification	diversification	NOUN
afbr-1237	128	8	of	of	ADP
afbr-1237	128	9	rural	rural	ADJ
afbr-1237	128	10	economy	economy	NOUN
afbr-1237	128	11	and	and	CCONJ
afbr-1237	128	12	for	for	ADP
afbr-1237	128	13	peaceful	peaceful	ADJ
afbr-1237	128	14	and	and	CCONJ
afbr-1237	128	15	concurrent	concurrent	ADJ
afbr-1237	128	16	socio	socio	NOUN
afbr-1237	128	17	-	-	PUNCT
afbr-1237	128	18	economic	economic	ADJ
afbr-1237	128	19	development	development	NOUN
afbr-1237	128	20	of	of	ADP
afbr-1237	128	21	all	all	DET
afbr-1237	128	22	classes	class	NOUN
afbr-1237	128	23	of	of	ADP
afbr-1237	128	24	people	people	NOUN
afbr-1237	128	25	.	.	PUNCT
afbr-1237	129	1	from	from	ADP
afbr-1237	129	2	the	the	DET
afbr-1237	129	3	above	above	ADJ
afbr-1237	129	4	discussion	discussion	NOUN
afbr-1237	129	5	,	,	PUNCT
afbr-1237	129	6	we	we	PRON
afbr-1237	129	7	can	can	AUX
afbr-1237	129	8	say	say	VERB
afbr-1237	129	9	that	that	SCONJ
afbr-1237	129	10	smes	sme	NOUN
afbr-1237	129	11	are	be	AUX
afbr-1237	129	12	playing	play	VERB
afbr-1237	129	13	an	an	DET
afbr-1237	129	14	important	important	ADJ
afbr-1237	129	15	role	role	NOUN
afbr-1237	129	16	in	in	ADP
afbr-1237	129	17	our	our	PRON
afbr-1237	129	18	economy	economy	NOUN
afbr-1237	129	19	in	in	ADP
afbr-1237	129	20	various	various	ADJ
afbr-1237	129	21	ways	way	NOUN
afbr-1237	129	22	.	.	PUNCT
afbr-1237	130	1	in	in	ADP
afbr-1237	130	2	bangladesh	bangladesh	PROPN
afbr-1237	130	3	,	,	PUNCT
afbr-1237	130	4	smes	sme	NOUN
afbr-1237	130	5	playing	play	VERB
afbr-1237	130	6	a	a	DET
afbr-1237	130	7	significant	significant	ADJ
afbr-1237	130	8	role	role	NOUN
afbr-1237	130	9	for	for	ADP
afbr-1237	130	10	the	the	DET
afbr-1237	130	11	development	development	NOUN
afbr-1237	130	12	of	of	ADP
afbr-1237	130	13	our	our	PRON
afbr-1237	130	14	economy	economy	NOUN
afbr-1237	130	15	by	by	ADP
afbr-1237	130	16	creating	create	VERB
afbr-1237	130	17	employment	employment	NOUN
afbr-1237	130	18	opportunity	opportunity	NOUN
afbr-1237	130	19	and	and	CCONJ
afbr-1237	130	20	producing	produce	VERB
afbr-1237	130	21	important	important	ADJ
afbr-1237	130	22	alternative	alternative	ADJ
afbr-1237	130	23	machines	machine	NOUN
afbr-1237	130	24	and	and	CCONJ
afbr-1237	130	25	machinery	machinery	NOUN
afbr-1237	130	26	parts	part	NOUN
afbr-1237	130	27	for	for	ADP
afbr-1237	130	28	saving	save	VERB
afbr-1237	130	29	huge	huge	ADJ
afbr-1237	130	30	foreign	foreign	ADJ
afbr-1237	130	31	currency	currency	NOUN
afbr-1237	130	32	for	for	ADP
afbr-1237	130	33	our	our	PRON
afbr-1237	130	34	country	country	NOUN
afbr-1237	130	35	.	.	PUNCT
afbr-1237	131	1	so	so	ADV
afbr-1237	131	2	as	as	ADP
afbr-1237	131	3	a	a	DET
afbr-1237	131	4	part	part	NOUN
afbr-1237	131	5	of	of	ADP
afbr-1237	131	6	our	our	PRON
afbr-1237	131	7	development	development	NOUN
afbr-1237	131	8	strategy	strategy	NOUN
afbr-1237	131	9	,	,	PUNCT
afbr-1237	131	10	we	we	PRON
afbr-1237	131	11	should	should	AUX
afbr-1237	131	12	intensify	intensify	VERB
afbr-1237	131	13	our	our	PRON
afbr-1237	131	14	efforts	effort	NOUN
afbr-1237	131	15	to	to	PART
afbr-1237	131	16	develop	develop	VERB
afbr-1237	131	17	this	this	DET
afbr-1237	131	18	sector	sector	NOUN
afbr-1237	131	19	to	to	PART
afbr-1237	131	20	grow	grow	VERB
afbr-1237	131	21	industrial	industrial	ADJ
afbr-1237	131	22	base	base	NOUN
afbr-1237	131	23	and	and	CCONJ
afbr-1237	131	24	volume	volume	NOUN
afbr-1237	131	25	of	of	ADP
afbr-1237	131	26	foreign	foreign	ADJ
afbr-1237	131	27	trade	trade	NOUN
afbr-1237	131	28	.	.	PUNCT
afbr-1237	132	1	smes	sme	NOUN
afbr-1237	132	2	in	in	ADP
afbr-1237	132	3	bangladesh	bangladesh	PROPN
afbr-1237	132	4	produce	produce	VERB
afbr-1237	132	5	a	a	DET
afbr-1237	132	6	multitude	multitude	NOUN
afbr-1237	132	7	of	of	ADP
afbr-1237	132	8	labour	labour	ADJ
afbr-1237	132	9	intensive	intensive	ADJ
afbr-1237	132	10	goods	good	NOUN
afbr-1237	132	11	including	include	VERB
afbr-1237	132	12	,	,	PUNCT
afbr-1237	132	13	consumer	consumer	NOUN
afbr-1237	132	14	items	item	NOUN
afbr-1237	132	15	,	,	PUNCT
afbr-1237	132	16	toys	toy	VERB
afbr-1237	132	17	small	small	ADJ
afbr-1237	132	18	tools	tool	NOUN
afbr-1237	132	19	and	and	CCONJ
afbr-1237	132	20	paper	paper	NOUN
afbr-1237	132	21	products	product	NOUN
afbr-1237	132	22	for	for	ADP
afbr-1237	132	23	the	the	DET
afbr-1237	132	24	domestic	domestic	ADJ
afbr-1237	132	25	market	market	NOUN
afbr-1237	132	26	.	.	PUNCT
afbr-1237	133	1	further	further	ADJ
afbr-1237	133	2	development	development	NOUN
afbr-1237	133	3	of	of	ADP
afbr-1237	133	4	these	these	DET
afbr-1237	133	5	industries	industry	NOUN
afbr-1237	133	6	offers	offer	VERB
afbr-1237	133	7	various	various	ADJ
afbr-1237	133	8	investment	investment	NOUN
afbr-1237	133	9	opportunities	opportunity	NOUN
afbr-1237	133	10	.	.	PUNCT
afbr-1237	134	1	export	export	NOUN
afbr-1237	134	2	-	-	PUNCT
afbr-1237	134	3	oriented	orient	VERB
afbr-1237	134	4	production	production	NOUN
afbr-1237	134	5	in	in	ADP
afbr-1237	134	6	smes	sme	NOUN
afbr-1237	134	7	has	have	AUX
afbr-1237	134	8	gained	gain	VERB
afbr-1237	134	9	momentum	momentum	NOUN
afbr-1237	134	10	in	in	ADP
afbr-1237	134	11	the	the	DET
afbr-1237	134	12	past	past	ADJ
afbr-1237	134	13	few	few	ADJ
afbr-1237	134	14	years	year	NOUN
afbr-1237	134	15	.	.	PUNCT
afbr-1237	135	1	entrepreneurs	entrepreneur	NOUN
afbr-1237	135	2	from	from	ADP
afbr-1237	135	3	hong	hong	PROPN
afbr-1237	135	4	kong	kong	PROPN
afbr-1237	135	5	,	,	PUNCT
afbr-1237	135	6	japan	japan	PROPN
afbr-1237	135	7	and	and	CCONJ
afbr-1237	135	8	korea	korea	PROPN
afbr-1237	135	9	have	have	AUX
afbr-1237	135	10	taken	take	VERB
afbr-1237	135	11	advantage	advantage	NOUN
afbr-1237	135	12	of	of	ADP
afbr-1237	135	13	bangladesh	bangladesh	NOUN
afbr-1237	135	14	’s	’s	PART
afbr-1237	135	15	cheap	cheap	ADJ
afbr-1237	135	16	and	and	CCONJ
afbr-1237	135	17	easily	easily	ADV
afbr-1237	135	18	trainable	trainable	ADJ
afbr-1237	135	19	labour	labour	NOUN
afbr-1237	135	20	and	and	CCONJ
afbr-1237	135	21	its	its	PRON
afbr-1237	135	22	infrastructure	infrastructure	NOUN
afbr-1237	135	23	facilities	facility	NOUN
afbr-1237	135	24	to	to	PART
afbr-1237	135	25	manufacture	manufacture	VERB
afbr-1237	135	26	products	product	NOUN
afbr-1237	135	27	for	for	ADP
afbr-1237	135	28	the	the	DET
afbr-1237	135	29	export	export	NOUN
afbr-1237	135	30	market	market	NOUN
afbr-1237	135	31	.	.	PUNCT
afbr-1237	136	1	8	8	X
afbr-1237	136	2	.	.	X
afbr-1237	137	1	approaches	approach	NOUN
afbr-1237	137	2	of	of	ADP
afbr-1237	137	3	sme	sme	NOUN
afbr-1237	137	4	financing	financing	NOUN
afbr-1237	137	5	by	by	ADP
afbr-1237	137	6	idlc	idlc	NOUN
afbr-1237	137	7	successful	successful	ADJ
afbr-1237	137	8	sme	sme	NOUN
afbr-1237	137	9	financing	financing	NOUN
afbr-1237	137	10	strategy	strategy	NOUN
afbr-1237	137	11	is	be	AUX
afbr-1237	137	12	a	a	DET
afbr-1237	137	13	key	key	ADJ
afbr-1237	137	14	success	success	NOUN
afbr-1237	137	15	factor	factor	NOUN
afbr-1237	137	16	for	for	ADP
afbr-1237	137	17	idlc	idlc	NOUN
afbr-1237	137	18	.	.	PUNCT
afbr-1237	138	1	for	for	ADP
afbr-1237	138	2	facilitating	facilitate	VERB
afbr-1237	138	3	sme	sme	ADJ
afbr-1237	138	4	financing	financing	NOUN
afbr-1237	138	5	,	,	PUNCT
afbr-1237	138	6	idlc	idlc	NOUN
afbr-1237	138	7	had	have	AUX
afbr-1237	138	8	earlier	early	ADV
afbr-1237	138	9	established	establish	VERB
afbr-1237	138	10	a	a	DET
afbr-1237	138	11	separate	separate	ADJ
afbr-1237	138	12	division	division	NOUN
afbr-1237	138	13	,	,	PUNCT
afbr-1237	138	14	namely	namely	ADV
afbr-1237	138	15	‘	'	PUNCT
afbr-1237	138	16	emerging	emerge	VERB
afbr-1237	138	17	corporate	corporate	ADJ
afbr-1237	138	18	division	division	NOUN
afbr-1237	138	19	’	'	PUNCT
afbr-1237	138	20	,	,	PUNCT
afbr-1237	138	21	in	in	ADP
afbr-1237	138	22	early	early	ADJ
afbr-1237	138	23	2003	2003	NUM
afbr-1237	138	24	.	.	PUNCT
afbr-1237	139	1	basically	basically	ADV
afbr-1237	139	2	under	under	ADP
afbr-1237	139	3	this	this	DET
afbr-1237	139	4	division	division	NOUN
afbr-1237	139	5	,	,	PUNCT
afbr-1237	139	6	idlc	idlc	NOUN
afbr-1237	139	7	has	have	AUX
afbr-1237	139	8	mainly	mainly	ADV
afbr-1237	139	9	financed	finance	VERB
afbr-1237	139	10	smaller	small	ADJ
afbr-1237	139	11	corporate	corporate	ADJ
afbr-1237	139	12	clients	client	NOUN
afbr-1237	139	13	.	.	PUNCT
afbr-1237	140	1	in	in	ADP
afbr-1237	140	2	2006	2006	NUM
afbr-1237	140	3	,	,	PUNCT
afbr-1237	140	4	this	this	DET
afbr-1237	140	5	division	division	NOUN
afbr-1237	140	6	was	be	AUX
afbr-1237	140	7	renamed	rename	VERB
afbr-1237	140	8	to	to	ADP
afbr-1237	140	9	sme	sme	NOUN
afbr-1237	140	10	division	division	NOUN
afbr-1237	140	11	to	to	PART
afbr-1237	140	12	reach	reach	VERB
afbr-1237	140	13	out	out	ADP
afbr-1237	140	14	to	to	ADP
afbr-1237	140	15	really	really	ADV
afbr-1237	140	16	small	small	ADJ
afbr-1237	140	17	segment	segment	NOUN
afbr-1237	140	18	of	of	ADP
afbr-1237	140	19	the	the	DET
afbr-1237	140	20	market	market	NOUN
afbr-1237	140	21	.	.	PUNCT
afbr-1237	141	1	in	in	ADP
afbr-1237	141	2	order	order	NOUN
afbr-1237	141	3	to	to	PART
afbr-1237	141	4	tap	tap	VERB
afbr-1237	141	5	the	the	DET
afbr-1237	141	6	lower	low	ADJ
afbr-1237	141	7	segment	segment	NOUN
afbr-1237	141	8	of	of	ADP
afbr-1237	141	9	the	the	DET
afbr-1237	141	10	market	market	NOUN
afbr-1237	141	11	and	and	CCONJ
afbr-1237	141	12	strengthen	strengthen	VERB
afbr-1237	141	13	the	the	DET
afbr-1237	141	14	sme	sme	NOUN
afbr-1237	141	15	financing	financing	NOUN
afbr-1237	141	16	,	,	PUNCT
afbr-1237	141	17	idlc	idlc	NOUN
afbr-1237	141	18	has	have	AUX
afbr-1237	141	19	launched	launch	VERB
afbr-1237	141	20	retail	retail	ADJ
afbr-1237	141	21	sme	sme	NOUN
afbr-1237	141	22	finance	finance	NOUN
afbr-1237	141	23	products	product	NOUN
afbr-1237	141	24	.	.	PUNCT
afbr-1237	142	1	in	in	ADP
afbr-1237	142	2	this	this	DET
afbr-1237	142	3	niche	niche	NOUN
afbr-1237	142	4	,	,	PUNCT
afbr-1237	142	5	idlc	idlc	NOUN
afbr-1237	142	6	has	have	AUX
afbr-1237	142	7	been	be	AUX
afbr-1237	142	8	able	able	ADJ
afbr-1237	142	9	to	to	PART
afbr-1237	142	10	do	do	VERB
afbr-1237	142	11	business	business	NOUN
afbr-1237	142	12	with	with	ADP
afbr-1237	142	13	a	a	DET
afbr-1237	142	14	higher	high	ADJ
afbr-1237	142	15	spread	spread	NOUN
afbr-1237	142	16	,	,	PUNCT
afbr-1237	142	17	and	and	CCONJ
afbr-1237	142	18	the	the	DET
afbr-1237	142	19	availability	availability	NOUN
afbr-1237	142	20	of	of	ADP
afbr-1237	142	21	cheap	cheap	ADJ
afbr-1237	142	22	source	source	NOUN
afbr-1237	142	23	of	of	ADP
afbr-1237	142	24	funds	fund	NOUN
afbr-1237	142	25	in	in	ADP
afbr-1237	142	26	the	the	DET
afbr-1237	142	27	form	form	NOUN
afbr-1237	142	28	of	of	ADP
afbr-1237	142	29	refinancing	refinance	VERB
afbr-1237	142	30	from	from	ADP
afbr-1237	142	31	bangladesh	bangladesh	PROPN
afbr-1237	142	32	bank	bank	PROPN
afbr-1237	142	33	has	have	AUX
afbr-1237	142	34	contributed	contribute	VERB
afbr-1237	142	35	to	to	ADP
afbr-1237	142	36	greater	great	ADJ
afbr-1237	142	37	profitability	profitability	NOUN
afbr-1237	142	38	.	.	PUNCT
afbr-1237	143	1	around	around	ADV
afbr-1237	143	2	78	78	NUM
afbr-1237	143	3	%	%	NOUN
afbr-1237	143	4	of	of	ADP
afbr-1237	143	5	idlc	idlc	NOUN
afbr-1237	143	6	’s	’s	PART
afbr-1237	143	7	clients	client	NOUN
afbr-1237	143	8	belong	belong	VERB
afbr-1237	143	9	to	to	ADP
afbr-1237	143	10	sme	sme	NOUN
afbr-1237	143	11	segment	segment	NOUN
afbr-1237	143	12	based	base	VERB
afbr-1237	143	13	on	on	ADP
afbr-1237	143	14	fixed	fix	VERB
afbr-1237	143	15	capital	capital	NOUN
afbr-1237	143	16	investment	investment	NOUN
afbr-1237	143	17	size	size	NOUN
afbr-1237	143	18	,	,	PUNCT
afbr-1237	143	19	and	and	CCONJ
afbr-1237	143	20	sme	sme	PROPN
afbr-1237	143	21	client	client	PROPN
afbr-1237	143	22	share	share	VERB
afbr-1237	143	23	56	56	NUM
afbr-1237	143	24	%	%	NOUN
afbr-1237	143	25	of	of	ADP
afbr-1237	143	26	idlc	idlc	NOUN
afbr-1237	143	27	’s	’s	PART
afbr-1237	143	28	total	total	ADJ
afbr-1237	143	29	loan	loan	NOUN
afbr-1237	143	30	portfolio	portfolio	NOUN
afbr-1237	143	31	.	.	PUNCT
afbr-1237	144	1	moreover	moreover	ADV
afbr-1237	144	2	,	,	PUNCT
afbr-1237	144	3	in	in	ADP
afbr-1237	144	4	late	late	ADJ
afbr-1237	144	5	2005	2005	NUM
afbr-1237	144	6	,	,	PUNCT
afbr-1237	144	7	idlc	idlc	NOUN
afbr-1237	144	8	established	establish	VERB
afbr-1237	144	9	branches	branch	NOUN
afbr-1237	144	10	at	at	ADP
afbr-1237	144	11	bogra	bogra	PROPN
afbr-1237	144	12	,	,	PUNCT
afbr-1237	144	13	gazipur	gazipur	NOUN
afbr-1237	144	14	,	,	PUNCT
afbr-1237	144	15	narshigdi	narshigdi	NOUN
afbr-1237	144	16	,	,	PUNCT
afbr-1237	144	17	imamgonj	imamgonj	NOUN
afbr-1237	144	18	,	,	PUNCT
afbr-1237	144	19	keraniganj	keraniganj	NOUN
afbr-1237	144	20	,	,	PUNCT
afbr-1237	144	21	and	and	CCONJ
afbr-1237	144	22	narayanganj	narayanganj	ADJ
afbr-1237	144	23	,	,	PUNCT
afbr-1237	144	24	specially	specially	ADV
afbr-1237	144	25	focused	focused	ADJ
afbr-1237	144	26	to	to	ADP
afbr-1237	144	27	sme	sme	NOUN
afbr-1237	144	28	financing	financing	NOUN
afbr-1237	144	29	.	.	PUNCT
afbr-1237	145	1	9	9	X
afbr-1237	145	2	.	.	X
afbr-1237	145	3	retail	retail	ADJ
afbr-1237	145	4	sme	sme	PROPN
afbr-1237	145	5	finance	finance	NOUN
afbr-1237	145	6	products	product	NOUN
afbr-1237	145	7	of	of	ADP
afbr-1237	145	8	idlc	idlc	NOUN
afbr-1237	145	9	at	at	ADP
afbr-1237	145	10	present	present	ADJ
afbr-1237	145	11	,	,	PUNCT
afbr-1237	145	12	idlc	idlc	NOUN
afbr-1237	145	13	is	be	AUX
afbr-1237	145	14	selling	sell	VERB
afbr-1237	145	15	five	five	NUM
afbr-1237	145	16	retail	retail	ADJ
afbr-1237	145	17	sme	sme	NOUN
afbr-1237	145	18	schemes	scheme	NOUN
afbr-1237	145	19	,	,	PUNCT
afbr-1237	145	20	besides	besides	SCONJ
afbr-1237	145	21	its	its	PRON
afbr-1237	145	22	regular	regular	ADJ
afbr-1237	145	23	sme	sme	NOUN
afbr-1237	145	24	lease	lease	NOUN
afbr-1237	145	25	financing	financing	NOUN
afbr-1237	145	26	facility	facility	NOUN
afbr-1237	145	27	,	,	PUNCT
afbr-1237	145	28	machinery	machinery	NOUN
afbr-1237	145	29	loan	loan	NOUN
afbr-1237	145	30	.	.	PUNCT
afbr-1237	146	1			PROPN
afbr-1237	147	1	business	business	NOUN
afbr-1237	147	2	loan	loan	NOUN
afbr-1237	147	3	business	business	NOUN
afbr-1237	147	4	loan	loan	NOUN
afbr-1237	147	5	is	be	AUX
afbr-1237	147	6	provided	provide	VERB
afbr-1237	147	7	in	in	ADP
afbr-1237	147	8	the	the	DET
afbr-1237	147	9	form	form	NOUN
afbr-1237	147	10	of	of	ADP
afbr-1237	147	11	term	term	NOUN
afbr-1237	147	12	loan	loan	NOUN
afbr-1237	147	13	or	or	CCONJ
afbr-1237	147	14	working	working	NOUN
afbr-1237	147	15	capital	capital	NOUN
afbr-1237	147	16	loan	loan	NOUN
afbr-1237	147	17	.	.	PUNCT
afbr-1237	148	1	this	this	DET
afbr-1237	148	2	loan	loan	NOUN
afbr-1237	148	3	is	be	AUX
afbr-1237	148	4	ranged	range	VERB
afbr-1237	148	5	from	from	ADP
afbr-1237	148	6	bdt	bdt	PROPN
afbr-1237	148	7	500,000	500,000	NUM
afbr-1237	148	8	/	/	SYM
afbr-1237	148	9	to	to	ADP
afbr-1237	148	10	bdt	bdt	PROPN
afbr-1237	148	11	7,500,000/-	7,500,000/-	NUM
afbr-1237	148	12	.	.	PUNCT
afbr-1237	149	1	track	track	NOUN
afbr-1237	149	2	record	record	NOUN
afbr-1237	149	3	of	of	ADP
afbr-1237	149	4	at	at	ADV
afbr-1237	149	5	least	least	ADV
afbr-1237	149	6	one	one	NUM
afbr-1237	149	7	year	year	NOUN
afbr-1237	149	8	of	of	ADP
afbr-1237	149	9	successful	successful	ADJ
afbr-1237	149	10	operation	operation	NOUN
afbr-1237	149	11	is	be	AUX
afbr-1237	149	12	a	a	DET
afbr-1237	149	13	must	must	NOUN
afbr-1237	149	14	for	for	ADP
afbr-1237	149	15	availing	avail	VERB
afbr-1237	149	16	this	this	DET
afbr-1237	149	17	financing	financing	NOUN
afbr-1237	149	18	facility	facility	NOUN
afbr-1237	149	19	.	.	PUNCT
afbr-1237	150	1	this	this	DET
afbr-1237	150	2	loan	loan	NOUN
afbr-1237	150	3	has	have	AUX
afbr-1237	150	4	been	be	AUX
afbr-1237	150	5	provided	provide	VERB
afbr-1237	150	6	for	for	ADP
afbr-1237	150	7	the	the	DET
afbr-1237	150	8	tenure	tenure	NOUN
afbr-1237	150	9	of	of	ADP
afbr-1237	150	10	12	12	NUM
afbr-1237	150	11	to	to	PART
afbr-1237	150	12	36	36	NUM
afbr-1237	150	13	months	month	NOUN
afbr-1237	150	14	with	with	ADP
afbr-1237	150	15	repayment	repayment	NOUN
afbr-1237	150	16	mode	mode	NOUN
afbr-1237	150	17	of	of	ADP
afbr-1237	150	18	monthly	monthly	ADJ
afbr-1237	150	19	installments	installment	NOUN
afbr-1237	150	20	.	.	PUNCT
afbr-1237	151	1	this	this	DET
afbr-1237	151	2	facility	facility	NOUN
afbr-1237	151	3	is	be	AUX
afbr-1237	151	4	devised	devise	VERB
afbr-1237	151	5	to	to	PART
afbr-1237	151	6	groom	groom	VERB
afbr-1237	151	7	small	small	ADJ
afbr-1237	151	8	entrepreneurs	entrepreneur	NOUN
afbr-1237	151	9	to	to	ADP
afbr-1237	151	10	future	future	ADJ
afbr-1237	151	11	leaders	leader	NOUN
afbr-1237	151	12	in	in	ADP
afbr-1237	151	13	the	the	DET
afbr-1237	151	14	industry	industry	NOUN
afbr-1237	151	15	.	.	PUNCT
afbr-1237	152	1	upto	upto	VERB
afbr-1237	152	2	bdt	bdt	PROPN
afbr-1237	152	3	1,500,000	1,500,000	NUM
afbr-1237	152	4	/	/	SYM
afbr-1237	152	5	financing	financing	NOUN
afbr-1237	152	6	can	can	AUX
afbr-1237	152	7	be	be	AUX
afbr-1237	152	8	provided	provide	VERB
afbr-1237	152	9	with	with	ADP
afbr-1237	152	10	no	no	DET
afbr-1237	152	11	collateral	collateral	NOUN
afbr-1237	152	12	under	under	ADP
afbr-1237	152	13	this	this	DET
afbr-1237	152	14	scheme	scheme	NOUN
afbr-1237	152	15	.	.	PUNCT
afbr-1237	153	1	hypothecation	hypothecation	NOUN
afbr-1237	153	2	of	of	ADP
afbr-1237	153	3	inventory	inventory	NOUN
afbr-1237	153	4	and	and	CCONJ
afbr-1237	153	5	machineries	machinery	NOUN
afbr-1237	153	6	,	,	PUNCT
afbr-1237	153	7	and	and	CCONJ
afbr-1237	153	8	personal	personal	ADJ
afbr-1237	153	9	guarantee	guarantee	NOUN
afbr-1237	153	10	from	from	ADP
afbr-1237	153	11	two	two	NUM
afbr-1237	153	12	acceptable	acceptable	ADJ
afbr-1237	153	13	persons	person	NOUN
afbr-1237	153	14	and	and	CCONJ
afbr-1237	153	15	any	any	DET
afbr-1237	153	16	other	other	ADJ
afbr-1237	153	17	security	security	NOUN
afbr-1237	153	18	as	as	ADP
afbr-1237	153	19	deemed	deem	VERB
afbr-1237	153	20	fit	fit	NOUN
afbr-1237	153	21	is	be	AUX
afbr-1237	153	22	taken	take	VERB
afbr-1237	153	23	as	as	ADP
afbr-1237	153	24	security	security	NOUN
afbr-1237	153	25	under	under	ADP
afbr-1237	153	26	this	this	DET
afbr-1237	153	27	scheme	scheme	NOUN
afbr-1237	153	28	.	.	PUNCT
afbr-1237	154	1			PROPN
afbr-1237	154	2	business	business	NOUN
afbr-1237	154	3	loan	loan	NOUN
afbr-1237	154	4	(	(	PUNCT
afbr-1237	154	5	cash	cash	NOUN
afbr-1237	154	6	security	security	NOUN
afbr-1237	154	7	backed	back	VERB
afbr-1237	154	8	)	)	PUNCT
afbr-1237	154	9	under	under	ADP
afbr-1237	154	10	this	this	DET
afbr-1237	154	11	product	product	NOUN
afbr-1237	154	12	,	,	PUNCT
afbr-1237	154	13	loan	loan	NOUN
afbr-1237	154	14	facility	facility	NOUN
afbr-1237	154	15	is	be	AUX
afbr-1237	154	16	provided	provide	VERB
afbr-1237	154	17	with	with	ADP
afbr-1237	154	18	30	30	NUM
afbr-1237	154	19	%	%	NOUN
afbr-1237	154	20	fdr	fdr	PROPN
afbr-1237	154	21	of	of	ADP
afbr-1237	154	22	the	the	DET
afbr-1237	154	23	loan	loan	NOUN
afbr-1237	154	24	amount	amount	NOUN
afbr-1237	154	25	if	if	SCONJ
afbr-1237	154	26	the	the	DET
afbr-1237	154	27	business	business	NOUN
afbr-1237	154	28	is	be	AUX
afbr-1237	154	29	found	find	VERB
afbr-1237	154	30	to	to	PART
afbr-1237	154	31	be	be	AUX
afbr-1237	154	32	feasible	feasible	ADJ
afbr-1237	154	33	,	,	PUNCT
afbr-1237	154	34	that	that	SCONJ
afbr-1237	154	35	further	further	ADJ
afbr-1237	154	36	security	security	NOUN
afbr-1237	154	37	may	may	AUX
afbr-1237	154	38	not	not	PART
afbr-1237	154	39	be	be	AUX
afbr-1237	154	40	insisted	insist	VERB
afbr-1237	154	41	on	on	ADP
afbr-1237	154	42	.	.	PUNCT
afbr-1237	155	1	this	this	DET
afbr-1237	155	2	loan	loan	NOUN
afbr-1237	155	3	is	be	AUX
afbr-1237	155	4	also	also	ADV
afbr-1237	155	5	provided	provide	VERB
afbr-1237	155	6	in	in	ADP
afbr-1237	155	7	the	the	DET
afbr-1237	155	8	form	form	NOUN
afbr-1237	155	9	of	of	ADP
afbr-1237	155	10	term	term	NOUN
afbr-1237	155	11	financing	financing	NOUN
afbr-1237	155	12	,	,	PUNCT
afbr-1237	155	13	and	and	CCONJ
afbr-1237	155	14	the	the	DET
afbr-1237	155	15	range	range	NOUN
afbr-1237	155	16	of	of	ADP
afbr-1237	155	17	financing	financing	NOUN
afbr-1237	155	18	is	be	AUX
afbr-1237	155	19	same	same	ADJ
afbr-1237	155	20	as	as	ADP
afbr-1237	155	21	business	business	NOUN
afbr-1237	155	22	loan	loan	NOUN
afbr-1237	155	23	.	.	PUNCT
afbr-1237	156	1	the	the	DET
afbr-1237	156	2	scheme	scheme	NOUN
afbr-1237	156	3	provide	provide	VERB
afbr-1237	156	4	financing	financing	NOUN
afbr-1237	156	5	for	for	ADP
afbr-1237	156	6	the	the	DET
afbr-1237	156	7	maximum	maximum	ADJ
afbr-1237	156	8	tenure	tenure	NOUN
afbr-1237	156	9	of	of	ADP
afbr-1237	156	10	48	48	NUM
afbr-1237	156	11	months	month	NOUN
afbr-1237	156	12	,	,	PUNCT
afbr-1237	156	13	and	and	CCONJ
afbr-1237	156	14	generally	generally	ADV
afbr-1237	156	15	two	two	NUM
afbr-1237	156	16	years	year	NOUN
afbr-1237	156	17	of	of	ADP
afbr-1237	156	18	successful	successful	ADJ
afbr-1237	156	19	business	business	NOUN
afbr-1237	156	20	operation	operation	NOUN
afbr-1237	156	21	is	be	AUX
afbr-1237	156	22	required	require	VERB
afbr-1237	156	23	to	to	PART
afbr-1237	156	24	be	be	AUX
afbr-1237	156	25	eligible	eligible	ADJ
afbr-1237	156	26	to	to	PART
afbr-1237	156	27	attain	attain	VERB
afbr-1237	156	28	it	it	PRON
afbr-1237	156	29	.	.	PUNCT
afbr-1237	157	1	the	the	DET
afbr-1237	157	2	security	security	NOUN
afbr-1237	157	3	development	development	NOUN
afbr-1237	157	4	of	of	ADP
afbr-1237	157	5	bangladesh	bangladesh	PROPN
afbr-1237	157	6	through	through	ADP
afbr-1237	157	7	smes	sme	NOUN
afbr-1237	157	8	financing	financing	NOUN
afbr-1237	157	9	:	:	PUNCT
afbr-1237	157	10	a	a	DET
afbr-1237	157	11	case	case	NOUN
afbr-1237	157	12	study	study	NOUN
afbr-1237	157	13	on	on	ADP
afbr-1237	157	14	idlc	idlc	NOUN
afbr-1237	157	15	finance	finance	PROPN
afbr-1237	157	16	limited	limited	PROPN
afbr-1237	157	17	k.	k.	PROPN
afbr-1237	157	18	m.	m.	PROPN
afbr-1237	157	19	anwarul	anwarul	PROPN
afbr-1237	157	20	islam	islam	PROPN
afbr-1237	157	21	85	85	NUM
afbr-1237	157	22	requirement	requirement	NOUN
afbr-1237	157	23	is	be	AUX
afbr-1237	157	24	same	same	ADJ
afbr-1237	157	25	as	as	ADP
afbr-1237	157	26	business	business	NOUN
afbr-1237	157	27	loan	loan	NOUN
afbr-1237	157	28	.	.	PUNCT
afbr-1237	158	1			PUNCT
afbr-1237	159	1	women	woman	NOUN
afbr-1237	159	2	entrepreneurs	entrepreneur	NOUN
afbr-1237	159	3	loan	loan	VERB
afbr-1237	159	4	this	this	DET
afbr-1237	159	5	scheme	scheme	NOUN
afbr-1237	159	6	is	be	AUX
afbr-1237	159	7	specially	specially	ADV
afbr-1237	159	8	devised	devise	VERB
afbr-1237	159	9	to	to	PART
afbr-1237	159	10	finance	finance	VERB
afbr-1237	159	11	the	the	DET
afbr-1237	159	12	successful	successful	ADJ
afbr-1237	159	13	businesses	business	NOUN
afbr-1237	159	14	of	of	ADP
afbr-1237	159	15	women	woman	NOUN
afbr-1237	159	16	entrepreneurs	entrepreneur	NOUN
afbr-1237	159	17	,	,	PUNCT
afbr-1237	159	18	and	and	CCONJ
afbr-1237	159	19	to	to	PART
afbr-1237	159	20	contribute	contribute	VERB
afbr-1237	159	21	in	in	ADP
afbr-1237	159	22	the	the	DET
afbr-1237	159	23	emancipation	emancipation	NOUN
afbr-1237	159	24	of	of	ADP
afbr-1237	159	25	women	woman	NOUN
afbr-1237	159	26	in	in	ADP
afbr-1237	159	27	the	the	DET
afbr-1237	159	28	society	society	NOUN
afbr-1237	159	29	.	.	PUNCT
afbr-1237	160	1	any	any	DET
afbr-1237	160	2	woman	woman	NOUN
afbr-1237	160	3	entrepreneur	entrepreneur	NOUN
afbr-1237	160	4	with	with	ADP
afbr-1237	160	5	al	al	PROPN
afbr-1237	160	6	least	least	ADV
afbr-1237	160	7	two	two	NUM
afbr-1237	160	8	years	year	NOUN
afbr-1237	160	9	of	of	ADP
afbr-1237	160	10	successful	successful	ADJ
afbr-1237	160	11	business	business	NOUN
afbr-1237	160	12	operation	operation	NOUN
afbr-1237	160	13	can	can	AUX
afbr-1237	160	14	avail	avail	VERB
afbr-1237	160	15	this	this	DET
afbr-1237	160	16	loan	loan	NOUN
afbr-1237	160	17	,	,	PUNCT
afbr-1237	160	18	where	where	SCONJ
afbr-1237	160	19	no	no	DET
afbr-1237	160	20	collateral	collateral	NOUN
afbr-1237	160	21	is	be	AUX
afbr-1237	160	22	needed	need	VERB
afbr-1237	160	23	upto	upto	ADJ
afbr-1237	160	24	bdt	bdt	PROPN
afbr-1237	160	25	1,500,000/-	1,500,000/-	NUM
afbr-1237	160	26	.	.	PUNCT
afbr-1237	161	1	all	all	DET
afbr-1237	161	2	the	the	DET
afbr-1237	161	3	specification	specification	NOUN
afbr-1237	161	4	of	of	ADP
afbr-1237	161	5	this	this	DET
afbr-1237	161	6	scheme	scheme	NOUN
afbr-1237	161	7	is	be	AUX
afbr-1237	161	8	the	the	DET
afbr-1237	161	9	same	same	ADJ
afbr-1237	161	10	as	as	ADP
afbr-1237	161	11	business	business	NOUN
afbr-1237	161	12	loan	loan	NOUN
afbr-1237	161	13	.	.	PUNCT
afbr-1237	162	1	bangladesh	bangladesh	PROPN
afbr-1237	162	2	bank	bank	PROPN
afbr-1237	162	3	provides	provide	VERB
afbr-1237	162	4	special	special	ADJ
afbr-1237	162	5	refinancing	refinancing	NOUN
afbr-1237	162	6	facility	facility	NOUN
afbr-1237	162	7	for	for	ADP
afbr-1237	162	8	this	this	DET
afbr-1237	162	9	scheme	scheme	NOUN
afbr-1237	162	10	,	,	PUNCT
afbr-1237	162	11	making	make	VERB
afbr-1237	162	12	the	the	DET
afbr-1237	162	13	borrowing	borrowing	NOUN
afbr-1237	162	14	rate	rate	NOUN
afbr-1237	162	15	significantly	significantly	ADV
afbr-1237	162	16	low	low	ADJ
afbr-1237	162	17	.	.	PUNCT
afbr-1237	163	1			PROPN
afbr-1237	163	2	machinery	machinery	NOUN
afbr-1237	163	3	loan	loan	NOUN
afbr-1237	163	4	(	(	PUNCT
afbr-1237	163	5	lease	lease	NOUN
afbr-1237	163	6	)	)	PUNCT
afbr-1237	163	7	this	this	PRON
afbr-1237	163	8	is	be	AUX
afbr-1237	163	9	actually	actually	ADV
afbr-1237	163	10	lease	lease	NOUN
afbr-1237	163	11	financing	financing	NOUN
afbr-1237	163	12	facility	facility	NOUN
afbr-1237	163	13	for	for	ADP
afbr-1237	163	14	sme	sme	NOUN
afbr-1237	163	15	clients	client	NOUN
afbr-1237	163	16	.	.	PUNCT
afbr-1237	164	1	idlc	idlc	NOUN
afbr-1237	164	2	offers	offer	VERB
afbr-1237	164	3	the	the	DET
afbr-1237	164	4	most	most	ADV
afbr-1237	164	5	competitive	competitive	ADJ
afbr-1237	164	6	and	and	CCONJ
afbr-1237	164	7	flexible	flexible	ADJ
afbr-1237	164	8	lease	lease	NOUN
afbr-1237	164	9	financing	financing	NOUN
afbr-1237	164	10	for	for	ADP
afbr-1237	164	11	all	all	DET
afbr-1237	164	12	types	type	NOUN
afbr-1237	164	13	of	of	ADP
afbr-1237	164	14	manufacturing	manufacturing	NOUN
afbr-1237	164	15	and	and	CCONJ
afbr-1237	164	16	service	service	NOUN
afbr-1237	164	17	equipment	equipment	NOUN
afbr-1237	164	18	.	.	PUNCT
afbr-1237	165	1	in	in	ADP
afbr-1237	165	2	machinery	machinery	NOUN
afbr-1237	165	3	loan	loan	NOUN
afbr-1237	165	4	,	,	PUNCT
afbr-1237	165	5	the	the	DET
afbr-1237	165	6	client	client	NOUN
afbr-1237	165	7	has	have	VERB
afbr-1237	165	8	the	the	DET
afbr-1237	165	9	full	full	ADJ
afbr-1237	165	10	liberty	liberty	NOUN
afbr-1237	165	11	to	to	PART
afbr-1237	165	12	select	select	VERB
afbr-1237	165	13	the	the	DET
afbr-1237	165	14	equipment	equipment	NOUN
afbr-1237	165	15	and	and	CCONJ
afbr-1237	165	16	supplier	supplier	NOUN
afbr-1237	165	17	and	and	CCONJ
afbr-1237	165	18	also	also	ADV
afbr-1237	165	19	to	to	PART
afbr-1237	165	20	fix	fix	VERB
afbr-1237	165	21	terms	term	NOUN
afbr-1237	165	22	and	and	CCONJ
afbr-1237	165	23	conditions	condition	NOUN
afbr-1237	165	24	,	,	PUNCT
afbr-1237	165	25	including	include	VERB
afbr-1237	165	26	price	price	NOUN
afbr-1237	165	27	.	.	PUNCT
afbr-1237	166	1	lease	lease	NOUN
afbr-1237	166	2	rental	rental	NOUN
afbr-1237	166	3	is	be	AUX
afbr-1237	166	4	determined	determine	VERB
afbr-1237	166	5	on	on	ADP
afbr-1237	166	6	the	the	DET
afbr-1237	166	7	basis	basis	NOUN
afbr-1237	166	8	of	of	ADP
afbr-1237	166	9	acquisition	acquisition	NOUN
afbr-1237	166	10	cost	cost	NOUN
afbr-1237	166	11	and	and	CCONJ
afbr-1237	166	12	lease	lease	NOUN
afbr-1237	166	13	term	term	NOUN
afbr-1237	166	14	.	.	PUNCT
afbr-1237	167	1	lease	lease	NOUN
afbr-1237	167	2	term	term	NOUN
afbr-1237	167	3	usually	usually	ADV
afbr-1237	167	4	ranges	range	VERB
afbr-1237	167	5	from	from	ADP
afbr-1237	167	6	1	1	NUM
afbr-1237	167	7	to	to	PART
afbr-1237	167	8	4	4	NUM
afbr-1237	167	9	years	year	NOUN
afbr-1237	167	10	.	.	PUNCT
afbr-1237	168	1	other	other	ADJ
afbr-1237	168	2	conditions	condition	NOUN
afbr-1237	168	3	are	be	AUX
afbr-1237	168	4	same	same	ADJ
afbr-1237	168	5	as	as	ADP
afbr-1237	168	6	business	business	NOUN
afbr-1237	168	7	loan	loan	NOUN
afbr-1237	168	8	.	.	PUNCT
afbr-1237	169	1	client	client	NOUN
afbr-1237	169	2	is	be	AUX
afbr-1237	169	3	required	require	VERB
afbr-1237	169	4	to	to	PART
afbr-1237	169	5	arrange	arrange	VERB
afbr-1237	169	6	for	for	ADP
afbr-1237	169	7	the	the	DET
afbr-1237	169	8	insurance	insurance	NOUN
afbr-1237	169	9	coverage	coverage	NOUN
afbr-1237	169	10	on	on	ADP
afbr-1237	169	11	the	the	DET
afbr-1237	169	12	leased	lease	VERB
afbr-1237	169	13	equipment	equipment	NOUN
afbr-1237	169	14	for	for	ADP
afbr-1237	169	15	the	the	DET
afbr-1237	169	16	entire	entire	ADJ
afbr-1237	169	17	lease	lease	NOUN
afbr-1237	169	18	period	period	NOUN
afbr-1237	169	19	.	.	PUNCT
afbr-1237	170	1	he	he	PRON
afbr-1237	170	2	is	be	AUX
afbr-1237	170	3	required	require	VERB
afbr-1237	170	4	to	to	PART
afbr-1237	170	5	maintain	maintain	VERB
afbr-1237	170	6	the	the	DET
afbr-1237	170	7	leased	lease	VERB
afbr-1237	170	8	equipment	equipment	NOUN
afbr-1237	170	9	in	in	ADP
afbr-1237	170	10	good	good	ADJ
afbr-1237	170	11	operating	operating	NOUN
afbr-1237	170	12	condition	condition	NOUN
afbr-1237	170	13	,	,	PUNCT
afbr-1237	170	14	though	though	SCONJ
afbr-1237	170	15	insurance	insurance	NOUN
afbr-1237	170	16	shall	shall	AUX
afbr-1237	170	17	cover	cover	VERB
afbr-1237	170	18	most	most	ADJ
afbr-1237	170	19	of	of	ADP
afbr-1237	170	20	the	the	DET
afbr-1237	170	21	abnormal	abnormal	ADJ
afbr-1237	170	22	risks	risk	NOUN
afbr-1237	170	23	.	.	PUNCT
afbr-1237	171	1			X
afbr-1237	171	2	commercial	commercial	ADJ
afbr-1237	171	3	vehicle	vehicle	NOUN
afbr-1237	171	4	loan	loan	NOUN
afbr-1237	171	5	idlc	idlc	NOUN
afbr-1237	171	6	offers	offer	VERB
afbr-1237	171	7	commercial	commercial	ADJ
afbr-1237	171	8	vehicle	vehicle	NOUN
afbr-1237	171	9	loan	loan	NOUN
afbr-1237	171	10	as	as	ADP
afbr-1237	171	11	a	a	DET
afbr-1237	171	12	lease	lease	NOUN
afbr-1237	171	13	facility	facility	NOUN
afbr-1237	171	14	for	for	ADP
afbr-1237	171	15	the	the	DET
afbr-1237	171	16	purpose	purpose	NOUN
afbr-1237	171	17	of	of	ADP
afbr-1237	171	18	purchasing	purchase	VERB
afbr-1237	171	19	new	new	ADJ
afbr-1237	171	20	or	or	CCONJ
afbr-1237	171	21	reconditioned	recondition	VERB
afbr-1237	171	22	vehicles	vehicle	NOUN
afbr-1237	171	23	for	for	ADP
afbr-1237	171	24	your	your	PRON
afbr-1237	171	25	business	business	NOUN
afbr-1237	171	26	use	use	NOUN
afbr-1237	171	27	.	.	PUNCT
afbr-1237	172	1	this	this	PRON
afbr-1237	172	2	is	be	AUX
afbr-1237	172	3	a	a	DET
afbr-1237	172	4	lease	lease	NOUN
afbr-1237	172	5	financing	financing	NOUN
afbr-1237	172	6	facility	facility	NOUN
afbr-1237	172	7	for	for	ADP
afbr-1237	172	8	sme	sme	NOUN
afbr-1237	172	9	clients	client	NOUN
afbr-1237	172	10	.	.	PUNCT
afbr-1237	173	1	both	both	DET
afbr-1237	173	2	new	new	ADJ
afbr-1237	173	3	and	and	CCONJ
afbr-1237	173	4	recondition	recondition	NOUN
afbr-1237	173	5	vehicles	vehicle	NOUN
afbr-1237	173	6	can	can	AUX
afbr-1237	173	7	be	be	AUX
afbr-1237	173	8	financed	finance	VERB
afbr-1237	173	9	under	under	ADP
afbr-1237	173	10	this	this	DET
afbr-1237	173	11	scheme	scheme	NOUN
afbr-1237	173	12	.	.	PUNCT
afbr-1237	174	1	loan	loan	NOUN
afbr-1237	174	2	limit	limit	NOUN
afbr-1237	174	3	starts	start	VERB
afbr-1237	174	4	from	from	ADP
afbr-1237	174	5	bdt	bdt	PROPN
afbr-1237	174	6	500,000	500,000	NUM
afbr-1237	174	7	to	to	ADP
afbr-1237	174	8	bdt	bdt	PROPN
afbr-1237	174	9	1	1	NUM
afbr-1237	174	10	crore	crore	NUM
afbr-1237	174	11	.	.	PUNCT
afbr-1237	175	1	truck	truck	NOUN
afbr-1237	175	2	,	,	PUNCT
afbr-1237	175	3	trailer	trailer	NOUN
afbr-1237	175	4	,	,	PUNCT
afbr-1237	175	5	pickup	pickup	PROPN
afbr-1237	175	6	van	van	PROPN
afbr-1237	175	7	,	,	PUNCT
afbr-1237	175	8	covered	cover	VERB
afbr-1237	175	9	van	van	PROPN
afbr-1237	175	10	,	,	PUNCT
afbr-1237	175	11	microbus	microbus	NOUN
afbr-1237	175	12	,	,	PUNCT
afbr-1237	175	13	sedan	sedan	NOUN
afbr-1237	175	14	etc	etc	X
afbr-1237	175	15	.	.	X
afbr-1237	176	1	that	that	PRON
afbr-1237	176	2	are	be	AUX
afbr-1237	176	3	required	require	VERB
afbr-1237	176	4	for	for	ADP
afbr-1237	176	5	commercial	commercial	ADJ
afbr-1237	176	6	purposes	purpose	NOUN
afbr-1237	176	7	of	of	ADP
afbr-1237	176	8	businesses	business	NOUN
afbr-1237	176	9	are	be	AUX
afbr-1237	176	10	financed	finance	VERB
afbr-1237	176	11	under	under	ADP
afbr-1237	176	12	the	the	DET
afbr-1237	176	13	scheme	scheme	NOUN
afbr-1237	176	14	.	.	PUNCT
afbr-1237	177	1			PROPN
afbr-1237	177	2	supplier	supplier	NOUN
afbr-1237	177	3	finance	finance	NOUN
afbr-1237	177	4	supplier	supplier	NOUN
afbr-1237	177	5	finance	finance	NOUN
afbr-1237	177	6	is	be	AUX
afbr-1237	177	7	a	a	DET
afbr-1237	177	8	revolving	revolve	VERB
afbr-1237	177	9	financing	financing	NOUN
afbr-1237	177	10	facility	facility	NOUN
afbr-1237	177	11	offered	offer	VERB
afbr-1237	177	12	against	against	ADP
afbr-1237	177	13	receivables	receivable	NOUN
afbr-1237	177	14	created	create	VERB
afbr-1237	177	15	due	due	ADP
afbr-1237	177	16	to	to	ADP
afbr-1237	177	17	supply	supply	NOUN
afbr-1237	177	18	of	of	ADP
afbr-1237	177	19	goods	good	NOUN
afbr-1237	177	20	or	or	CCONJ
afbr-1237	177	21	delivery	delivery	NOUN
afbr-1237	177	22	of	of	ADP
afbr-1237	177	23	services	service	NOUN
afbr-1237	177	24	on	on	ADP
afbr-1237	177	25	credit	credit	NOUN
afbr-1237	177	26	.	.	PUNCT
afbr-1237	178	1	this	this	DET
afbr-1237	178	2	short	short	ADJ
afbr-1237	178	3	-	-	PUNCT
afbr-1237	178	4	term	term	NOUN
afbr-1237	178	5	facility	facility	NOUN
afbr-1237	178	6	enables	enable	VERB
afbr-1237	178	7	the	the	DET
afbr-1237	178	8	suppliers	supplier	NOUN
afbr-1237	178	9	/	/	SYM
afbr-1237	178	10	service	service	NOUN
afbr-1237	178	11	providers	provider	NOUN
afbr-1237	178	12	to	to	PART
afbr-1237	178	13	realize	realize	VERB
afbr-1237	178	14	the	the	DET
afbr-1237	178	15	maximum	maximum	ADJ
afbr-1237	178	16	portion	portion	NOUN
afbr-1237	178	17	of	of	ADP
afbr-1237	178	18	the	the	DET
afbr-1237	178	19	payment	payment	NOUN
afbr-1237	178	20	soon	soon	ADV
afbr-1237	178	21	after	after	SCONJ
afbr-1237	178	22	the	the	DET
afbr-1237	178	23	delivery	delivery	NOUN
afbr-1237	178	24	has	have	AUX
afbr-1237	178	25	been	be	AUX
afbr-1237	178	26	made	make	VERB
afbr-1237	178	27	to	to	ADP
afbr-1237	178	28	the	the	DET
afbr-1237	178	29	buyer	buyer	NOUN
afbr-1237	178	30	.	.	PUNCT
afbr-1237	179	1			PART
afbr-1237	180	1	abashan	abashan	NOUN
afbr-1237	180	2	term	term	NOUN
afbr-1237	180	3	loan	loan	NOUN
afbr-1237	180	4	abashan	abashan	NOUN
afbr-1237	180	5	is	be	AUX
afbr-1237	180	6	a	a	DET
afbr-1237	180	7	loan	loan	NOUN
afbr-1237	180	8	facility	facility	NOUN
afbr-1237	180	9	extended	extend	VERB
afbr-1237	180	10	to	to	ADP
afbr-1237	180	11	small	small	ADJ
afbr-1237	180	12	businesses	business	NOUN
afbr-1237	180	13	that	that	PRON
afbr-1237	180	14	will	will	AUX
afbr-1237	180	15	construct	construct	VERB
afbr-1237	180	16	or	or	CCONJ
afbr-1237	180	17	already	already	ADV
afbr-1237	180	18	have	have	VERB
afbr-1237	180	19	permanent	permanent	ADJ
afbr-1237	180	20	structure	structure	NOUN
afbr-1237	180	21	for	for	ADP
afbr-1237	180	22	commercial	commercial	ADJ
afbr-1237	180	23	rent	rent	NOUN
afbr-1237	180	24	(	(	PUNCT
afbr-1237	180	25	popularly	popularly	ADV
afbr-1237	180	26	known	know	VERB
afbr-1237	180	27	as	as	ADP
afbr-1237	180	28	mess	mess	ADJ
afbr-1237	180	29	rent	rent	NOUN
afbr-1237	180	30	)	)	PUNCT
afbr-1237	180	31	,	,	PUNCT
afbr-1237	180	32	that	that	PRON
afbr-1237	180	33	are	be	AUX
afbr-1237	180	34	located	locate	VERB
afbr-1237	180	35	in	in	ADP
afbr-1237	180	36	places	place	NOUN
afbr-1237	180	37	surrounding	surround	VERB
afbr-1237	180	38	the	the	DET
afbr-1237	180	39	industrial	industrial	ADJ
afbr-1237	180	40	areas	area	NOUN
afbr-1237	180	41	and	and	CCONJ
afbr-1237	180	42	epzs	epzs	ADJ
afbr-1237	180	43	across	across	ADP
afbr-1237	180	44	the	the	DET
afbr-1237	180	45	country	country	NOUN
afbr-1237	180	46	.	.	PUNCT
afbr-1237	181	1	10	10	NUM
afbr-1237	181	2	.	.	X
afbr-1237	181	3	appraisal	appraisal	NOUN
afbr-1237	181	4	procedure	procedure	NOUN
afbr-1237	181	5	of	of	ADP
afbr-1237	181	6	sme	sme	PROPN
afbr-1237	181	7	client	client	PROPN
afbr-1237	181	8	after	after	ADP
afbr-1237	181	9	the	the	DET
afbr-1237	181	10	marketing	marketing	NOUN
afbr-1237	181	11	stage	stage	NOUN
afbr-1237	181	12	,	,	PUNCT
afbr-1237	181	13	appraisal	appraisal	NOUN
afbr-1237	181	14	procedure	procedure	NOUN
afbr-1237	181	15	starts	start	VERB
afbr-1237	181	16	.	.	PUNCT
afbr-1237	182	1	in	in	ADP
afbr-1237	182	2	appraising	appraise	VERB
afbr-1237	182	3	,	,	PUNCT
afbr-1237	182	4	a	a	DET
afbr-1237	182	5	comprehensive	comprehensive	ADJ
afbr-1237	182	6	report	report	NOUN
afbr-1237	182	7	has	have	AUX
afbr-1237	182	8	been	be	AUX
afbr-1237	182	9	prepared	prepare	VERB
afbr-1237	182	10	on	on	ADP
afbr-1237	182	11	the	the	DET
afbr-1237	182	12	business	business	NOUN
afbr-1237	182	13	performance	performance	NOUN
afbr-1237	182	14	of	of	ADP
afbr-1237	182	15	the	the	DET
afbr-1237	182	16	client	client	NOUN
afbr-1237	182	17	.	.	PUNCT
afbr-1237	183	1	the	the	DET
afbr-1237	183	2	whole	whole	ADJ
afbr-1237	183	3	procedure	procedure	NOUN
afbr-1237	183	4	is	be	AUX
afbr-1237	183	5	carried	carry	VERB
afbr-1237	183	6	out	out	ADP
afbr-1237	183	7	through	through	ADP
afbr-1237	183	8	the	the	DET
afbr-1237	183	9	following	follow	VERB
afbr-1237	183	10	step	step	NOUN
afbr-1237	183	11	by	by	ADP
afbr-1237	183	12	step	step	NOUN
afbr-1237	183	13	procedure	procedure	NOUN
afbr-1237	183	14	:	:	PUNCT
afbr-1237	183	15			VERB
afbr-1237	183	16	collecting	collect	VERB
afbr-1237	183	17	preliminary	preliminary	ADJ
afbr-1237	183	18	information	information	NOUN
afbr-1237	183	19	regarding	regard	VERB
afbr-1237	183	20	the	the	DET
afbr-1237	183	21	client	client	NOUN
afbr-1237	183	22	:	:	PUNCT
afbr-1237	183	23	to	to	PART
afbr-1237	183	24	collect	collect	VERB
afbr-1237	183	25	the	the	DET
afbr-1237	183	26	preliminary	preliminary	ADJ
afbr-1237	183	27	information	information	NOUN
afbr-1237	183	28	,	,	PUNCT
afbr-1237	183	29	idlc	idlc	NOUN
afbr-1237	183	30	maintain	maintain	VERB
afbr-1237	183	31	a	a	DET
afbr-1237	183	32	standard	standard	ADJ
afbr-1237	183	33	formatted	format	VERB
afbr-1237	183	34	checklist	checklist	NOUN
afbr-1237	183	35	.	.	PUNCT
afbr-1237	184	1	this	this	DET
afbr-1237	184	2	checklist	checklist	NOUN
afbr-1237	184	3	is	be	AUX
afbr-1237	184	4	designed	design	VERB
afbr-1237	184	5	to	to	PART
afbr-1237	184	6	collect	collect	VERB
afbr-1237	184	7	the	the	DET
afbr-1237	184	8	information	information	NOUN
afbr-1237	184	9	regarding	regard	VERB
afbr-1237	184	10	the	the	DET
afbr-1237	184	11	necessary	necessary	ADJ
afbr-1237	184	12	legal	legal	ADJ
afbr-1237	184	13	documents	document	NOUN
afbr-1237	184	14	of	of	ADP
afbr-1237	184	15	the	the	DET
afbr-1237	184	16	company	company	NOUN
afbr-1237	184	17	,	,	PUNCT
afbr-1237	184	18	owners	owner	NOUN
afbr-1237	184	19	liability	liability	NOUN
afbr-1237	184	20	position	position	NOUN
afbr-1237	184	21	,	,	PUNCT
afbr-1237	184	22	financials	financial	NOUN
afbr-1237	184	23	of	of	ADP
afbr-1237	184	24	the	the	DET
afbr-1237	184	25	business	business	NOUN
afbr-1237	184	26	and	and	CCONJ
afbr-1237	184	27	its	its	PRON
afbr-1237	184	28	sister	sister	NOUN
afbr-1237	184	29	organization	organization	NOUN
afbr-1237	184	30	and	and	CCONJ
afbr-1237	184	31	other	other	ADJ
afbr-1237	184	32	necessary	necessary	ADJ
afbr-1237	184	33	information	information	NOUN
afbr-1237	184	34	.	.	PUNCT
afbr-1237	185	1	a	a	DET
afbr-1237	185	2	sample	sample	NOUN
afbr-1237	185	3	checklist	checklist	NOUN
afbr-1237	185	4	format	format	NOUN
afbr-1237	185	5	is	be	AUX
afbr-1237	185	6	attached	attach	VERB
afbr-1237	185	7	at	at	ADP
afbr-1237	185	8	the	the	DET
afbr-1237	185	9	appendix-1for	appendix-1for	ADV
afbr-1237	185	10	better	well	ADJ
afbr-1237	185	11	understanding	understand	VERB
afbr-1237	185	12	development	development	NOUN
afbr-1237	185	13	of	of	ADP
afbr-1237	185	14	bangladesh	bangladesh	PROPN
afbr-1237	185	15	through	through	ADP
afbr-1237	185	16	smes	sme	NOUN
afbr-1237	185	17	financing	financing	NOUN
afbr-1237	185	18	:	:	PUNCT
afbr-1237	185	19	a	a	DET
afbr-1237	185	20	case	case	NOUN
afbr-1237	185	21	study	study	NOUN
afbr-1237	185	22	on	on	ADP
afbr-1237	185	23	idlc	idlc	NOUN
afbr-1237	185	24	finance	finance	PROPN
afbr-1237	185	25	limited	limited	PROPN
afbr-1237	185	26	k.	k.	PROPN
afbr-1237	185	27	m.	m.	PROPN
afbr-1237	185	28	anwarul	anwarul	PROPN
afbr-1237	185	29	islam	islam	PROPN
afbr-1237	185	30	86	86	PROPN
afbr-1237	185	31			AUX
afbr-1237	185	32	collecting	collect	VERB
afbr-1237	185	33	cib	cib	PROPN
afbr-1237	185	34	report	report	NOUN
afbr-1237	185	35	of	of	ADP
afbr-1237	185	36	bangladesh	bangladesh	PROPN
afbr-1237	185	37	bank	bank	PROPN
afbr-1237	185	38	to	to	PART
afbr-1237	185	39	know	know	VERB
afbr-1237	185	40	the	the	DET
afbr-1237	185	41	liability	liability	NOUN
afbr-1237	185	42	status	status	NOUN
afbr-1237	185	43	of	of	ADP
afbr-1237	185	44	the	the	DET
afbr-1237	185	45	client	client	NOUN
afbr-1237	185	46	:	:	PUNCT
afbr-1237	185	47	before	before	ADP
afbr-1237	185	48	any	any	DET
afbr-1237	185	49	loan	loan	NOUN
afbr-1237	185	50	disbursement	disbursement	NOUN
afbr-1237	185	51	,	,	PUNCT
afbr-1237	185	52	availing	avail	VERB
afbr-1237	185	53	report	report	NOUN
afbr-1237	185	54	from	from	ADP
afbr-1237	185	55	credit	credit	NOUN
afbr-1237	185	56	information	information	NOUN
afbr-1237	185	57	bureau	bureau	PROPN
afbr-1237	185	58	(	(	PUNCT
afbr-1237	185	59	cib	cib	PROPN
afbr-1237	185	60	)	)	PUNCT
afbr-1237	185	61	of	of	ADP
afbr-1237	185	62	bangladesh	bangladesh	PROPN
afbr-1237	185	63	bank	bank	PROPN
afbr-1237	185	64	regarding	regard	VERB
afbr-1237	185	65	the	the	DET
afbr-1237	185	66	liability	liability	NOUN
afbr-1237	185	67	status	status	NOUN
afbr-1237	185	68	of	of	ADP
afbr-1237	185	69	the	the	DET
afbr-1237	185	70	client	client	NOUN
afbr-1237	185	71	is	be	AUX
afbr-1237	185	72	mandatory	mandatory	ADJ
afbr-1237	185	73	.	.	PUNCT
afbr-1237	186	1			PUNCT
afbr-1237	187	1	writing	write	VERB
afbr-1237	187	2	the	the	DET
afbr-1237	187	3	main	main	ADJ
afbr-1237	187	4	report	report	NOUN
afbr-1237	187	5	:	:	PUNCT
afbr-1237	187	6	ecd	ecd	PROPN
afbr-1237	187	7	follows	follow	VERB
afbr-1237	187	8	a	a	DET
afbr-1237	187	9	standard	standard	ADJ
afbr-1237	187	10	format	format	NOUN
afbr-1237	187	11	to	to	PART
afbr-1237	187	12	write	write	VERB
afbr-1237	187	13	the	the	DET
afbr-1237	187	14	appraisal	appraisal	NOUN
afbr-1237	187	15	report	report	NOUN
afbr-1237	187	16	on	on	ADP
afbr-1237	187	17	its	its	PRON
afbr-1237	187	18	client	client	NOUN
afbr-1237	187	19	.	.	PUNCT
afbr-1237	188	1	this	this	DET
afbr-1237	188	2	report	report	NOUN
afbr-1237	188	3	format	format	NOUN
afbr-1237	188	4	contains	contain	VERB
afbr-1237	188	5	the	the	DET
afbr-1237	188	6	following	follow	VERB
afbr-1237	188	7	part	part	NOUN
afbr-1237	188	8	to	to	PART
afbr-1237	188	9	investigate	investigate	VERB
afbr-1237	188	10	the	the	DET
afbr-1237	188	11	credit	credit	NOUN
afbr-1237	188	12	worthiness	worthiness	NOUN
afbr-1237	188	13	of	of	ADP
afbr-1237	188	14	the	the	DET
afbr-1237	188	15	client	client	NOUN
afbr-1237	188	16	:	:	PUNCT
afbr-1237	188	17			PRON
afbr-1237	188	18	client	client	PROPN
afbr-1237	188	19	’s	’s	PART
afbr-1237	188	20	name	name	NOUN
afbr-1237	188	21	,	,	PUNCT
afbr-1237	188	22	address	address	NOUN
afbr-1237	188	23	,	,	PUNCT
afbr-1237	188	24	business	business	NOUN
afbr-1237	188	25	type	type	NOUN
afbr-1237	188	26	and	and	CCONJ
afbr-1237	188	27	other	other	ADJ
afbr-1237	188	28	preliminary	preliminary	ADJ
afbr-1237	188	29	information	information	NOUN
afbr-1237	188	30			NOUN
afbr-1237	188	31	in	in	ADP
afbr-1237	188	32	case	case	NOUN
afbr-1237	188	33	of	of	ADP
afbr-1237	188	34	an	an	DET
afbr-1237	188	35	existing	exist	VERB
afbr-1237	188	36	client	client	NOUN
afbr-1237	188	37	,	,	PUNCT
afbr-1237	188	38	the	the	DET
afbr-1237	188	39	exposure	exposure	NOUN
afbr-1237	188	40	status	status	NOUN
afbr-1237	188	41	of	of	ADP
afbr-1237	188	42	the	the	DET
afbr-1237	188	43	client	client	NOUN
afbr-1237	188	44	with	with	ADP
afbr-1237	188	45	idlc	idlc	NOUN
afbr-1237	188	46			NOUN
afbr-1237	188	47	description	description	NOUN
afbr-1237	188	48	of	of	ADP
afbr-1237	188	49	the	the	DET
afbr-1237	188	50	financing	financing	NOUN
afbr-1237	188	51	proposal	proposal	NOUN
afbr-1237	188	52	in	in	ADP
afbr-1237	188	53	details	detail	NOUN
afbr-1237	188	54	and	and	CCONJ
afbr-1237	188	55	client	client	NOUN
afbr-1237	188	56	’s	’s	PART
afbr-1237	188	57	previous	previous	ADJ
afbr-1237	188	58	track	track	NOUN
afbr-1237	188	59	record	record	NOUN
afbr-1237	188	60	(	(	PUNCT
afbr-1237	188	61	in	in	ADP
afbr-1237	188	62	case	case	NOUN
afbr-1237	188	63	of	of	ADP
afbr-1237	188	64	an	an	DET
afbr-1237	188	65	existing	exist	VERB
afbr-1237	188	66	client	client	NOUN
afbr-1237	188	67	)	)	PUNCT
afbr-1237	188	68			PART
afbr-1237	188	69	financing	financing	NOUN
afbr-1237	188	70	rationales	rationale	NOUN
afbr-1237	188	71	on	on	ADP
afbr-1237	188	72	client	client	NOUN
afbr-1237	188	73	from	from	ADP
afbr-1237	188	74	different	different	ADJ
afbr-1237	188	75	aspects	aspect	NOUN
afbr-1237	188	76	like	like	ADP
afbr-1237	188	77	:	:	PUNCT
afbr-1237	188	78			NOUN
afbr-1237	188	79	background	background	NOUN
afbr-1237	188	80	of	of	ADP
afbr-1237	188	81	the	the	DET
afbr-1237	188	82	business	business	NOUN
afbr-1237	188	83	and	and	CCONJ
afbr-1237	188	84	the	the	DET
afbr-1237	188	85	main	main	ADJ
afbr-1237	188	86	sponsors	sponsor	NOUN
afbr-1237	188	87	of	of	ADP
afbr-1237	188	88	the	the	DET
afbr-1237	188	89	business	business	NOUN
afbr-1237	188	90			NOUN
afbr-1237	188	91	analyzing	analyze	VERB
afbr-1237	188	92	the	the	DET
afbr-1237	188	93	market	market	NOUN
afbr-1237	188	94	potentials	potential	NOUN
afbr-1237	188	95	of	of	ADP
afbr-1237	188	96	the	the	DET
afbr-1237	188	97	product	product	NOUN
afbr-1237	188	98	client	client	NOUN
afbr-1237	188	99	deals	deal	NOUN
afbr-1237	188	100	with	with	ADP
afbr-1237	188	101			NOUN
afbr-1237	188	102	analyzing	analyze	VERB
afbr-1237	188	103	the	the	DET
afbr-1237	188	104	shareholding	shareholding	NOUN
afbr-1237	188	105	structure	structure	NOUN
afbr-1237	188	106	of	of	ADP
afbr-1237	188	107	the	the	DET
afbr-1237	188	108	company	company	NOUN
afbr-1237	188	109	to	to	PART
afbr-1237	188	110	reveal	reveal	VERB
afbr-1237	188	111	whether	whether	SCONJ
afbr-1237	188	112	any	any	DET
afbr-1237	188	113	problem	problem	NOUN
afbr-1237	188	114	lies	lie	VERB
afbr-1237	188	115	with	with	ADP
afbr-1237	188	116	it	it	PRON
afbr-1237	188	117	.	.	PUNCT
afbr-1237	189	1			X
afbr-1237	189	2	keenly	keenly	ADV
afbr-1237	189	3	analyzing	analyze	VERB
afbr-1237	189	4	the	the	DET
afbr-1237	189	5	previous	previous	ADJ
afbr-1237	189	6	3	3	NUM
afbr-1237	189	7	to	to	PART
afbr-1237	189	8	4	4	NUM
afbr-1237	189	9	years	year	NOUN
afbr-1237	189	10	financials	financial	NOUN
afbr-1237	189	11	of	of	ADP
afbr-1237	189	12	the	the	DET
afbr-1237	189	13	client	client	NOUN
afbr-1237	189	14	and	and	CCONJ
afbr-1237	189	15	make	make	VERB
afbr-1237	189	16	different	different	ADJ
afbr-1237	189	17	comments	comment	NOUN
afbr-1237	189	18	on	on	ADP
afbr-1237	189	19	the	the	DET
afbr-1237	189	20	changes	change	NOUN
afbr-1237	189	21	he	he	PRON
afbr-1237	189	22	faced	face	VERB
afbr-1237	189	23	over	over	ADP
afbr-1237	189	24	the	the	DET
afbr-1237	189	25	years	year	NOUN
afbr-1237	189	26			NOUN
afbr-1237	189	27	analyzing	analyze	VERB
afbr-1237	189	28	the	the	DET
afbr-1237	189	29	business	business	NOUN
afbr-1237	189	30	and	and	CCONJ
afbr-1237	189	31	financial	financial	ADJ
afbr-1237	189	32	condition	condition	NOUN
afbr-1237	189	33	of	of	ADP
afbr-1237	189	34	the	the	DET
afbr-1237	189	35	sister	sister	NOUN
afbr-1237	189	36	concerns	concern	NOUN
afbr-1237	189	37	,	,	PUNCT
afbr-1237	189	38	if	if	SCONJ
afbr-1237	189	39	any	any	PRON
afbr-1237	189	40	and	and	CCONJ
afbr-1237	189	41	its	its	PRON
afbr-1237	189	42	impact	impact	NOUN
afbr-1237	189	43	on	on	ADP
afbr-1237	189	44	the	the	DET
afbr-1237	189	45	said	say	VERB
afbr-1237	189	46	concern	concern	NOUN
afbr-1237	189	47	.	.	PUNCT
afbr-1237	190	1			NOUN
afbr-1237	190	2	detail	detail	NOUN
afbr-1237	190	3	liability	liability	NOUN
afbr-1237	190	4	position	position	NOUN
afbr-1237	190	5	of	of	ADP
afbr-1237	190	6	the	the	DET
afbr-1237	190	7	client	client	NOUN
afbr-1237	190	8			NOUN
afbr-1237	190	9	projection	projection	NOUN
afbr-1237	190	10	regarding	regard	VERB
afbr-1237	190	11	the	the	DET
afbr-1237	190	12	income	income	NOUN
afbr-1237	190	13	statement	statement	NOUN
afbr-1237	190	14	and	and	CCONJ
afbr-1237	190	15	cash	cash	NOUN
afbr-1237	190	16	flow	flow	NOUN
afbr-1237	190	17	of	of	ADP
afbr-1237	190	18	the	the	DET
afbr-1237	190	19	client	client	NOUN
afbr-1237	190	20	at	at	ADP
afbr-1237	190	21	post	post	NOUN
afbr-1237	190	22	financing	financing	NOUN
afbr-1237	190	23	period	period	NOUN
afbr-1237	190	24	and	and	CCONJ
afbr-1237	190	25	calculating	calculate	VERB
afbr-1237	190	26	the	the	DET
afbr-1237	190	27	debt	debt	NOUN
afbr-1237	190	28	service	service	NOUN
afbr-1237	190	29	coverage	coverage	NOUN
afbr-1237	190	30	ratio	ratio	NOUN
afbr-1237	190	31	.	.	PUNCT
afbr-1237	191	1			NOUN
afbr-1237	192	1	in	in	ADP
afbr-1237	192	2	case	case	NOUN
afbr-1237	192	3	of	of	ADP
afbr-1237	192	4	lease	lease	NOUN
afbr-1237	192	5	,	,	PUNCT
afbr-1237	192	6	brief	brief	ADJ
afbr-1237	192	7	description	description	NOUN
afbr-1237	192	8	of	of	ADP
afbr-1237	192	9	the	the	DET
afbr-1237	192	10	leased	lease	VERB
afbr-1237	192	11	equipment	equipment	NOUN
afbr-1237	192	12	and	and	CCONJ
afbr-1237	192	13	its	its	PRON
afbr-1237	192	14	price	price	NOUN
afbr-1237	192	15	verification	verification	NOUN
afbr-1237	192	16	11	11	NUM
afbr-1237	192	17	.	.	PUNCT
afbr-1237	192	18	credit	credit	NOUN
afbr-1237	192	19	control	control	NOUN
afbr-1237	192	20	procedure	procedure	NOUN
afbr-1237	192	21	after	after	ADP
afbr-1237	192	22	the	the	DET
afbr-1237	192	23	completion	completion	NOUN
afbr-1237	192	24	of	of	ADP
afbr-1237	192	25	appraisal	appraisal	NOUN
afbr-1237	192	26	procedure	procedure	NOUN
afbr-1237	192	27	,	,	PUNCT
afbr-1237	192	28	the	the	DET
afbr-1237	192	29	report	report	NOUN
afbr-1237	192	30	is	be	AUX
afbr-1237	192	31	sent	send	VERB
afbr-1237	192	32	to	to	ADP
afbr-1237	192	33	the	the	DET
afbr-1237	192	34	credit	credit	NOUN
afbr-1237	192	35	risk	risk	NOUN
afbr-1237	192	36	management	management	NOUN
afbr-1237	192	37	committee	committee	NOUN
afbr-1237	192	38	to	to	PART
afbr-1237	192	39	assess	assess	VERB
afbr-1237	192	40	the	the	DET
afbr-1237	192	41	risky	risky	ADJ
afbr-1237	192	42	ness	ness	NOUN
afbr-1237	192	43	of	of	ADP
afbr-1237	192	44	the	the	DET
afbr-1237	192	45	investment	investment	NOUN
afbr-1237	192	46	.	.	PUNCT
afbr-1237	193	1	the	the	DET
afbr-1237	193	2	risk	risk	NOUN
afbr-1237	193	3	of	of	ADP
afbr-1237	193	4	the	the	DET
afbr-1237	193	5	investment	investment	NOUN
afbr-1237	193	6	is	be	AUX
afbr-1237	193	7	measured	measure	VERB
afbr-1237	193	8	from	from	ADP
afbr-1237	193	9	different	different	ADJ
afbr-1237	193	10	point	point	NOUN
afbr-1237	193	11	of	of	ADP
afbr-1237	193	12	view	view	NOUN
afbr-1237	193	13	.	.	PUNCT
afbr-1237	194	1	the	the	DET
afbr-1237	194	2	major	major	ADJ
afbr-1237	194	3	headline	headline	NOUN
afbr-1237	194	4	along	along	ADP
afbr-1237	194	5	with	with	ADP
afbr-1237	194	6	major	major	ADJ
afbr-1237	194	7	risk	risk	NOUN
afbr-1237	194	8	parameters	parameter	NOUN
afbr-1237	194	9	under	under	ADP
afbr-1237	194	10	which	which	PRON
afbr-1237	194	11	the	the	DET
afbr-1237	194	12	riskiness	riskiness	NOUN
afbr-1237	194	13	of	of	ADP
afbr-1237	194	14	an	an	DET
afbr-1237	194	15	investment	investment	NOUN
afbr-1237	194	16	is	be	AUX
afbr-1237	194	17	measured	measure	VERB
afbr-1237	194	18	is	be	AUX
afbr-1237	194	19	described	describe	VERB
afbr-1237	194	20	below	below	ADP
afbr-1237	194	21	:	:	PUNCT
afbr-1237	194	22			X
afbr-1237	194	23	industry	industry	NOUN
afbr-1237	194	24	risk	risk	NOUN
afbr-1237	194	25	:	:	PUNCT
afbr-1237	194	26	demand	demand	NOUN
afbr-1237	194	27	and	and	CCONJ
afbr-1237	194	28	supply	supply	NOUN
afbr-1237	194	29	condition	condition	NOUN
afbr-1237	194	30	,	,	PUNCT
afbr-1237	194	31	availability	availability	NOUN
afbr-1237	194	32	of	of	ADP
afbr-1237	194	33	the	the	DET
afbr-1237	194	34	raw	raw	ADJ
afbr-1237	194	35	material	material	NOUN
afbr-1237	194	36	,	,	PUNCT
afbr-1237	194	37	availability	availability	NOUN
afbr-1237	194	38	of	of	ADP
afbr-1237	194	39	the	the	DET
afbr-1237	194	40	technology	technology	NOUN
afbr-1237	194	41	,	,	PUNCT
afbr-1237	194	42	extent	extent	NOUN
afbr-1237	194	43	of	of	ADP
afbr-1237	194	44	the	the	DET
afbr-1237	194	45	competition	competition	NOUN
afbr-1237	194	46	,	,	PUNCT
afbr-1237	194	47	the	the	DET
afbr-1237	194	48	growth	growth	NOUN
afbr-1237	194	49	pattern	pattern	NOUN
afbr-1237	194	50	of	of	ADP
afbr-1237	194	51	the	the	DET
afbr-1237	194	52	market	market	NOUN
afbr-1237	194	53	,	,	PUNCT
afbr-1237	194	54	etc	etc	X
afbr-1237	194	55	.	.	X
afbr-1237	194	56			PROPN
afbr-1237	194	57	company	company	NOUN
afbr-1237	194	58	risk	risk	NOUN
afbr-1237	194	59	:	:	PUNCT
afbr-1237	194	60	company	company	NOUN
afbr-1237	194	61	’s	’s	PART
afbr-1237	194	62	position	position	NOUN
afbr-1237	194	63	in	in	ADP
afbr-1237	194	64	the	the	DET
afbr-1237	194	65	market	market	NOUN
afbr-1237	194	66	,	,	PUNCT
afbr-1237	194	67	strength	strength	NOUN
afbr-1237	194	68	of	of	ADP
afbr-1237	194	69	the	the	DET
afbr-1237	194	70	company	company	NOUN
afbr-1237	194	71	in	in	ADP
afbr-1237	194	72	the	the	DET
afbr-1237	194	73	market	market	NOUN
afbr-1237	194	74	,	,	PUNCT
afbr-1237	194	75	market	market	NOUN
afbr-1237	194	76	coverage	coverage	NOUN
afbr-1237	194	77	of	of	ADP
afbr-1237	194	78	the	the	DET
afbr-1237	194	79	company	company	NOUN
afbr-1237	194	80	’s	’s	PART
afbr-1237	194	81	product	product	NOUN
afbr-1237	194	82	,	,	PUNCT
afbr-1237	194	83	etc	etc	X
afbr-1237	194	84	.	.	X
afbr-1237	194	85			PROPN
afbr-1237	194	86	management	management	NOUN
afbr-1237	194	87	risk	risk	NOUN
afbr-1237	194	88	:	:	PUNCT
afbr-1237	194	89	years	year	NOUN
afbr-1237	194	90	of	of	ADP
afbr-1237	194	91	operation	operation	NOUN
afbr-1237	194	92	,	,	PUNCT
afbr-1237	194	93	management	management	NOUN
afbr-1237	194	94	structure	structure	NOUN
afbr-1237	194	95	,	,	PUNCT
afbr-1237	194	96	experience	experience	NOUN
afbr-1237	194	97	of	of	ADP
afbr-1237	194	98	the	the	DET
afbr-1237	194	99	key	key	ADJ
afbr-1237	194	100	persons	person	NOUN
afbr-1237	194	101	,	,	PUNCT
afbr-1237	194	102	status	status	NOUN
afbr-1237	194	103	of	of	ADP
afbr-1237	194	104	any	any	DET
afbr-1237	194	105	legal	legal	ADJ
afbr-1237	194	106	proceedings	proceeding	NOUN
afbr-1237	194	107	against	against	ADP
afbr-1237	194	108	the	the	DET
afbr-1237	194	109	company	company	NOUN
afbr-1237	194	110	,	,	PUNCT
afbr-1237	194	111	etc	etc	X
afbr-1237	194	112	.	.	X
afbr-1237	195	1	12	12	NUM
afbr-1237	195	2	.	.	PUNCT
afbr-1237	196	1	loan	loan	NOUN
afbr-1237	196	2	approval	approval	NOUN
afbr-1237	196	3	procedure	procedure	NOUN
afbr-1237	196	4	after	after	SCONJ
afbr-1237	196	5	the	the	DET
afbr-1237	196	6	appraisal	appraisal	NOUN
afbr-1237	196	7	is	be	AUX
afbr-1237	196	8	done	do	VERB
afbr-1237	196	9	,	,	PUNCT
afbr-1237	196	10	the	the	DET
afbr-1237	196	11	appraisal	appraisal	NOUN
afbr-1237	196	12	report	report	NOUN
afbr-1237	196	13	is	be	AUX
afbr-1237	196	14	submitted	submit	VERB
afbr-1237	196	15	to	to	ADP
afbr-1237	196	16	the	the	DET
afbr-1237	196	17	credit	credit	NOUN
afbr-1237	196	18	evaluation	evaluation	NOUN
afbr-1237	196	19	committee	committee	NOUN
afbr-1237	196	20	(	(	PUNCT
afbr-1237	196	21	cec	cec	PROPN
afbr-1237	196	22	)	)	PUNCT
afbr-1237	196	23	.	.	PUNCT
afbr-1237	197	1	the	the	DET
afbr-1237	197	2	member	member	NOUN
afbr-1237	197	3	of	of	ADP
afbr-1237	197	4	this	this	DET
afbr-1237	197	5	committee	committee	NOUN
afbr-1237	197	6	is	be	AUX
afbr-1237	197	7	the	the	DET
afbr-1237	197	8	management	management	NOUN
afbr-1237	197	9	people	people	NOUN
afbr-1237	197	10	of	of	ADP
afbr-1237	197	11	credit	credit	NOUN
afbr-1237	197	12	risk	risk	NOUN
afbr-1237	197	13	management	management	NOUN
afbr-1237	197	14	and	and	CCONJ
afbr-1237	197	15	general	general	ADJ
afbr-1237	197	16	manager	manager	NOUN
afbr-1237	197	17	.	.	PUNCT
afbr-1237	198	1	after	after	ADP
afbr-1237	198	2	their	their	PRON
afbr-1237	198	3	approval	approval	NOUN
afbr-1237	198	4	,	,	PUNCT
afbr-1237	198	5	it	it	PRON
afbr-1237	198	6	goes	go	VERB
afbr-1237	198	7	to	to	ADP
afbr-1237	198	8	deputy	deputy	NOUN
afbr-1237	198	9	managing	manage	VERB
afbr-1237	198	10	director	director	NOUN
afbr-1237	198	11	(	(	PUNCT
afbr-1237	198	12	dmd	dmd	NOUN
afbr-1237	198	13	)	)	PUNCT
afbr-1237	198	14	and	and	CCONJ
afbr-1237	198	15	to	to	ADP
afbr-1237	198	16	managing	manage	VERB
afbr-1237	198	17	director	director	NOUN
afbr-1237	198	18	(	(	PUNCT
afbr-1237	198	19	md	md	PROPN
afbr-1237	198	20	)	)	PUNCT
afbr-1237	198	21	.	.	PUNCT
afbr-1237	199	1	13	13	NUM
afbr-1237	199	2	.	.	X
afbr-1237	200	1	use	use	NOUN
afbr-1237	200	2	of	of	ADP
afbr-1237	200	3	decision	decision	NOUN
afbr-1237	200	4	models	model	NOUN
afbr-1237	200	5	idlc	idlc	PROPN
afbr-1237	200	6	finance	finance	PROPN
afbr-1237	200	7	ltd	ltd	PROPN
afbr-1237	200	8	.	.	PROPN
afbr-1237	200	9	uses	use	VERB
afbr-1237	200	10	several	several	ADJ
afbr-1237	200	11	decision	decision	NOUN
afbr-1237	200	12	models	model	NOUN
afbr-1237	200	13	to	to	PART
afbr-1237	200	14	make	make	VERB
afbr-1237	200	15	the	the	DET
afbr-1237	200	16	decision	decision	NOUN
afbr-1237	200	17	easy	easy	ADJ
afbr-1237	200	18	and	and	CCONJ
afbr-1237	200	19	more	more	ADJ
afbr-1237	200	20	objective	objective	ADJ
afbr-1237	200	21	.	.	PUNCT
afbr-1237	201	1	though	though	SCONJ
afbr-1237	201	2	there	there	PRON
afbr-1237	201	3	is	be	VERB
afbr-1237	201	4	a	a	DET
afbr-1237	201	5	development	development	NOUN
afbr-1237	201	6	of	of	ADP
afbr-1237	201	7	bangladesh	bangladesh	NOUN
afbr-1237	201	8	through	through	ADP
afbr-1237	201	9	smes	sme	NOUN
afbr-1237	201	10	financing	financing	NOUN
afbr-1237	201	11	:	:	PUNCT
afbr-1237	201	12	a	a	DET
afbr-1237	201	13	case	case	NOUN
afbr-1237	201	14	study	study	NOUN
afbr-1237	201	15	on	on	ADP
afbr-1237	201	16	idlc	idlc	NOUN
afbr-1237	201	17	finance	finance	PROPN
afbr-1237	201	18	limited	limited	PROPN
afbr-1237	201	19	k.	k.	PROPN
afbr-1237	201	20	m.	m.	PROPN
afbr-1237	201	21	anwarul	anwarul	PROPN
afbr-1237	201	22	islam	islam	PROPN
afbr-1237	201	23	87	87	NUM
afbr-1237	201	24	rule	rule	NOUN
afbr-1237	201	25	that	that	SCONJ
afbr-1237	201	26	idlc	idlc	NOUN
afbr-1237	201	27	sme	sme	X
afbr-1237	201	28	div	div	PROPN
afbr-1237	201	29	wo	will	AUX
afbr-1237	201	30	n’t	not	PART
afbr-1237	201	31	finance	finance	VERB
afbr-1237	201	32	any	any	DET
afbr-1237	201	33	client	client	NOUN
afbr-1237	201	34	more	more	ADJ
afbr-1237	201	35	than	than	ADP
afbr-1237	201	36	bdt	bdt	PROPN
afbr-1237	201	37	1,000,000	1,000,000	NUM
afbr-1237	201	38	/	/	SYM
afbr-1237	201	39	without	without	ADP
afbr-1237	201	40	having	have	VERB
afbr-1237	201	41	any	any	DET
afbr-1237	201	42	registered	register	VERB
afbr-1237	201	43	mortgage	mortgage	NOUN
afbr-1237	201	44	sometimes	sometimes	ADV
afbr-1237	201	45	management	management	NOUN
afbr-1237	201	46	has	have	VERB
afbr-1237	201	47	to	to	PART
afbr-1237	201	48	do	do	VERB
afbr-1237	201	49	contrary	contrary	ADV
afbr-1237	201	50	to	to	ADP
afbr-1237	201	51	that	that	PRON
afbr-1237	201	52	.	.	PUNCT
afbr-1237	202	1	market	market	NOUN
afbr-1237	202	2	is	be	AUX
afbr-1237	202	3	highly	highly	ADV
afbr-1237	202	4	competitive	competitive	ADJ
afbr-1237	202	5	and	and	CCONJ
afbr-1237	202	6	there	there	PRON
afbr-1237	202	7	are	be	VERB
afbr-1237	202	8	lots	lot	NOUN
afbr-1237	202	9	of	of	ADP
afbr-1237	202	10	players	player	NOUN
afbr-1237	202	11	in	in	ADP
afbr-1237	202	12	the	the	DET
afbr-1237	202	13	market	market	NOUN
afbr-1237	202	14	.	.	PUNCT
afbr-1237	203	1	moreover	moreover	ADV
afbr-1237	203	2	collateral	collateral	NOUN
afbr-1237	203	3	is	be	AUX
afbr-1237	203	4	not	not	PART
afbr-1237	203	5	always	always	ADV
afbr-1237	203	6	available	available	ADJ
afbr-1237	203	7	.	.	PUNCT
afbr-1237	204	1	so	so	ADV
afbr-1237	204	2	sometimes	sometimes	ADV
afbr-1237	204	3	financing	financing	NOUN
afbr-1237	204	4	is	be	AUX
afbr-1237	204	5	made	make	VERB
afbr-1237	204	6	without	without	ADP
afbr-1237	204	7	collateral	collateral	NOUN
afbr-1237	204	8	.	.	PUNCT
afbr-1237	205	1	a	a	DET
afbr-1237	205	2	decision	decision	NOUN
afbr-1237	205	3	model	model	NOUN
afbr-1237	205	4	is	be	AUX
afbr-1237	205	5	used	use	VERB
afbr-1237	205	6	in	in	ADP
afbr-1237	205	7	that	that	DET
afbr-1237	205	8	case	case	NOUN
afbr-1237	205	9	to	to	PART
afbr-1237	205	10	measure	measure	VERB
afbr-1237	205	11	the	the	DET
afbr-1237	205	12	strength	strength	NOUN
afbr-1237	205	13	of	of	ADP
afbr-1237	205	14	the	the	DET
afbr-1237	205	15	client	client	NOUN
afbr-1237	205	16	.	.	PUNCT
afbr-1237	206	1	a	a	DET
afbr-1237	206	2	10	10	NUM
afbr-1237	206	3	point	point	NOUN
afbr-1237	206	4	scale	scale	NOUN
afbr-1237	206	5	is	be	AUX
afbr-1237	206	6	used	use	VERB
afbr-1237	206	7	to	to	PART
afbr-1237	206	8	measure	measure	VERB
afbr-1237	206	9	the	the	DET
afbr-1237	206	10	strengths	strength	NOUN
afbr-1237	206	11	.	.	PUNCT
afbr-1237	207	1	any	any	DET
afbr-1237	207	2	client	client	NOUN
afbr-1237	207	3	scoring	score	VERB
afbr-1237	207	4	more	more	ADJ
afbr-1237	207	5	than	than	ADP
afbr-1237	207	6	7.25	7.25	NUM
afbr-1237	207	7	is	be	AUX
afbr-1237	207	8	eligible	eligible	ADJ
afbr-1237	207	9	for	for	ADP
afbr-1237	207	10	getting	get	VERB
afbr-1237	207	11	finance	finance	NOUN
afbr-1237	207	12	for	for	ADP
afbr-1237	207	13	more	more	ADJ
afbr-1237	207	14	than	than	ADP
afbr-1237	207	15	bdt	bdt	PROPN
afbr-1237	207	16	1	1	NUM
afbr-1237	207	17	million	million	NUM
afbr-1237	207	18	without	without	ADP
afbr-1237	207	19	registered	registered	ADJ
afbr-1237	207	20	mortgage	mortgage	NOUN
afbr-1237	207	21	.	.	PUNCT
afbr-1237	208	1	14	14	NUM
afbr-1237	208	2	.	.	PUNCT
afbr-1237	209	1	sector	sector	NOUN
afbr-1237	209	2	exposure	exposure	NOUN
afbr-1237	209	3	sector	sector	NOUN
afbr-1237	209	4	wise	wise	ADJ
afbr-1237	209	5	distribution	distribution	NOUN
afbr-1237	209	6	of	of	ADP
afbr-1237	209	7	the	the	DET
afbr-1237	209	8	sme	sme	PROPN
afbr-1237	209	9	portfolio	portfolio	NOUN
afbr-1237	209	10	of	of	ADP
afbr-1237	209	11	idlc	idlc	NOUN
afbr-1237	209	12	in	in	ADP
afbr-1237	209	13	2013	2013	NUM
afbr-1237	209	14	is	be	AUX
afbr-1237	209	15	given	give	VERB
afbr-1237	209	16	below	below	ADV
afbr-1237	209	17	.	.	PUNCT
afbr-1237	210	1	this	this	DET
afbr-1237	210	2	distribution	distribution	NOUN
afbr-1237	210	3	shows	show	VERB
afbr-1237	210	4	the	the	DET
afbr-1237	210	5	distribution	distribution	NOUN
afbr-1237	210	6	pattern	pattern	NOUN
afbr-1237	210	7	of	of	ADP
afbr-1237	210	8	some	some	PRON
afbr-1237	210	9	of	of	ADP
afbr-1237	210	10	the	the	DET
afbr-1237	210	11	important	important	ADJ
afbr-1237	210	12	sector	sector	NOUN
afbr-1237	210	13	.	.	PUNCT
afbr-1237	211	1	table	table	NOUN
afbr-1237	211	2	1	1	NUM
afbr-1237	211	3	.	.	PUNCT
afbr-1237	211	4	top-10	top-10	DET
afbr-1237	211	5	sector	sector	NOUN
afbr-1237	211	6	exposure	exposure	NOUN
afbr-1237	211	7	of	of	ADP
afbr-1237	211	8	sme	sme	ADJ
afbr-1237	211	9	financing	financing	NOUN
afbr-1237	211	10	of	of	ADP
afbr-1237	211	11	idlc	idlc	NOUN
afbr-1237	211	12	taka	taka	PROPN
afbr-1237	211	13	in	in	ADP
afbr-1237	211	14	million	million	NUM
afbr-1237	211	15	name	name	NOUN
afbr-1237	211	16	of	of	ADP
afbr-1237	211	17	sector	sector	NOUN
afbr-1237	211	18	exposure	exposure	NOUN
afbr-1237	211	19	(	(	PUNCT
afbr-1237	211	20	bdt	bdt	NOUN
afbr-1237	211	21	)	)	PUNCT
afbr-1237	211	22	%	%	NOUN
afbr-1237	211	23	exposure	exposure	NOUN
afbr-1237	211	24	december	december	PROPN
afbr-1237	211	25	31	31	NUM
afbr-1237	211	26	,	,	PUNCT
afbr-1237	211	27	2013	2013	NUM
afbr-1237	211	28	apparels	apparel	NOUN
afbr-1237	211	29	&	&	CCONJ
afbr-1237	211	30	accessories	accessory	NOUN
afbr-1237	211	31	2,346	2,346	NUM
afbr-1237	211	32	9.25	9.25	NUM
afbr-1237	211	33	%	%	NOUN
afbr-1237	211	34	food	food	NOUN
afbr-1237	211	35	and	and	CCONJ
afbr-1237	211	36	beverage	beverage	NOUN
afbr-1237	211	37	2,314	2,314	NUM
afbr-1237	211	38	9.12	9.12	NUM
afbr-1237	211	39	%	%	NOUN
afbr-1237	211	40	transport	transport	NOUN
afbr-1237	211	41	1,946	1,946	NUM
afbr-1237	211	42	7.67	7.67	NUM
afbr-1237	211	43	%	%	NOUN
afbr-1237	211	44	building	building	NOUN
afbr-1237	211	45	&	&	CCONJ
afbr-1237	211	46	construction	construction	NOUN
afbr-1237	211	47	materials	material	NOUN
afbr-1237	211	48	1,792	1,792	NUM
afbr-1237	211	49	7.07	7.07	NUM
afbr-1237	211	50	%	%	NOUN
afbr-1237	211	51	service	service	NOUN
afbr-1237	211	52	1,728	1,728	NUM
afbr-1237	211	53	6.81	6.81	NUM
afbr-1237	211	54	%	%	NOUN
afbr-1237	211	55	textiles	textile	NOUN
afbr-1237	211	56	1,582	1,582	NUM
afbr-1237	211	57	6.24	6.24	NUM
afbr-1237	211	58	%	%	NOUN
afbr-1237	211	59	agro	agro	NOUN
afbr-1237	211	60	–	–	PUNCT
afbr-1237	211	61	based	base	VERB
afbr-1237	211	62	industries	industry	NOUN
afbr-1237	211	63	1,521	1,521	NUM
afbr-1237	211	64	6.00	6.00	NUM
afbr-1237	211	65	%	%	NOUN
afbr-1237	211	66	household	household	NOUN
afbr-1237	211	67	products	product	NOUN
afbr-1237	211	68	1,452	1,452	NUM
afbr-1237	211	69	5.72	5.72	NUM
afbr-1237	211	70	%	%	NOUN
afbr-1237	211	71	housing	housing	NOUN
afbr-1237	211	72	and	and	CCONJ
afbr-1237	211	73	real	real	ADJ
afbr-1237	211	74	estate	estate	NOUN
afbr-1237	211	75	1,431	1,431	NUM
afbr-1237	211	76	5.64	5.64	NUM
afbr-1237	211	77	%	%	NOUN
afbr-1237	211	78	iron	iron	NOUN
afbr-1237	211	79	and	and	CCONJ
afbr-1237	211	80	steel	steel	NOUN
afbr-1237	211	81	1,311	1,311	NUM
afbr-1237	211	82	5.17	5.17	NUM
afbr-1237	211	83	%	%	NOUN
afbr-1237	211	84	source	source	NOUN
afbr-1237	211	85	:	:	PUNCT
afbr-1237	211	86	primary	primary	ADJ
afbr-1237	211	87	figure	figure	NOUN
afbr-1237	211	88	1	1	NUM
afbr-1237	211	89	.	.	PUNCT
afbr-1237	211	90	top	top	ADJ
afbr-1237	211	91	10	10	NUM
afbr-1237	211	92	sector	sector	NOUN
afbr-1237	211	93	exposure	exposure	NOUN
afbr-1237	211	94	source	source	NOUN
afbr-1237	211	95	:	:	PUNCT
afbr-1237	211	96	primary	primary	ADJ
afbr-1237	211	97	15	15	NUM
afbr-1237	211	98	.	.	PUNCT
afbr-1237	212	1	current	current	ADJ
afbr-1237	212	2	status	status	NOUN
afbr-1237	212	3	of	of	ADP
afbr-1237	212	4	sme	sme	PROPN
afbr-1237	212	5	division	division	NOUN
afbr-1237	212	6	as	as	ADP
afbr-1237	212	7	of	of	ADP
afbr-1237	212	8	january	january	PROPN
afbr-1237	212	9	01	01	NUM
afbr-1237	212	10	,	,	PUNCT
afbr-1237	212	11	2013	2013	NUM
afbr-1237	212	12	we	we	PRON
afbr-1237	212	13	had	have	VERB
afbr-1237	212	14	around	around	ADV
afbr-1237	212	15	340	340	NUM
afbr-1237	212	16	live	live	ADJ
afbr-1237	212	17	contracts	contract	NOUN
afbr-1237	212	18	in	in	ADP
afbr-1237	212	19	the	the	DET
afbr-1237	212	20	small	small	ADJ
afbr-1237	212	21	business	business	NOUN
afbr-1237	212	22	financing	financing	NOUN
afbr-1237	212	23	-	-	PUNCT
afbr-1237	212	24	dhaka	dhaka	NOUN
afbr-1237	212	25	portfolio	portfolio	NOUN
afbr-1237	212	26	.	.	PUNCT
afbr-1237	213	1	if	if	SCONJ
afbr-1237	213	2	the	the	DET
afbr-1237	213	3	budgeted	budget	VERB
afbr-1237	213	4	disbursement	disbursement	NOUN
afbr-1237	213	5	target	target	NOUN
afbr-1237	213	6	of	of	ADP
afbr-1237	213	7	bdt	bdt	PROPN
afbr-1237	213	8	450	450	NUM
afbr-1237	213	9	mln	mln	NOUN
afbr-1237	213	10	(	(	PUNCT
afbr-1237	213	11	for	for	ADP
afbr-1237	213	12	dhaka	dhaka	PROPN
afbr-1237	213	13	)	)	PUNCT
afbr-1237	213	14	is	be	AUX
afbr-1237	213	15	to	to	PART
afbr-1237	213	16	be	be	AUX
afbr-1237	213	17	achieved	achieve	VERB
afbr-1237	213	18	about	about	ADP
afbr-1237	213	19	another	another	DET
afbr-1237	213	20	500	500	NUM
afbr-1237	213	21	contracts	contract	NOUN
afbr-1237	213	22	development	development	NOUN
afbr-1237	213	23	of	of	ADP
afbr-1237	213	24	bangladesh	bangladesh	PROPN
afbr-1237	213	25	through	through	ADP
afbr-1237	213	26	smes	sme	NOUN
afbr-1237	213	27	financing	financing	NOUN
afbr-1237	213	28	:	:	PUNCT
afbr-1237	213	29	a	a	DET
afbr-1237	213	30	case	case	NOUN
afbr-1237	213	31	study	study	NOUN
afbr-1237	213	32	on	on	ADP
afbr-1237	213	33	idlc	idlc	NOUN
afbr-1237	213	34	finance	finance	PROPN
afbr-1237	213	35	limited	limited	PROPN
afbr-1237	213	36	k.	k.	PROPN
afbr-1237	213	37	m.	m.	PROPN
afbr-1237	213	38	anwarul	anwarul	PROPN
afbr-1237	213	39	islam	islam	PROPN
afbr-1237	213	40	88	88	NUM
afbr-1237	213	41	(	(	PUNCT
afbr-1237	213	42	considering	consider	VERB
afbr-1237	213	43	average	average	ADJ
afbr-1237	213	44	loan	loan	NOUN
afbr-1237	213	45	size	size	NOUN
afbr-1237	213	46	of	of	ADP
afbr-1237	213	47	bdt	bdt	PROPN
afbr-1237	213	48	0.85	0.85	NUM
afbr-1237	213	49	mln	mln	NOUN
afbr-1237	213	50	)	)	PUNCT
afbr-1237	213	51	need	need	VERB
afbr-1237	213	52	to	to	PART
afbr-1237	213	53	be	be	AUX
afbr-1237	213	54	executed	execute	VERB
afbr-1237	213	55	.	.	PUNCT
afbr-1237	214	1	so	so	ADV
afbr-1237	214	2	,	,	PUNCT
afbr-1237	214	3	the	the	DET
afbr-1237	214	4	number	number	NOUN
afbr-1237	214	5	of	of	ADP
afbr-1237	214	6	live	live	ADJ
afbr-1237	214	7	contracts	contract	NOUN
afbr-1237	214	8	is	be	AUX
afbr-1237	214	9	expected	expect	VERB
afbr-1237	214	10	to	to	PART
afbr-1237	214	11	be	be	AUX
afbr-1237	214	12	around	around	ADV
afbr-1237	214	13	790	790	NUM
afbr-1237	214	14	at	at	ADP
afbr-1237	214	15	the	the	DET
afbr-1237	214	16	end	end	NOUN
afbr-1237	214	17	of	of	ADP
afbr-1237	214	18	2013	2013	NUM
afbr-1237	214	19	.	.	PUNCT
afbr-1237	215	1	16	16	NUM
afbr-1237	215	2	.	.	PUNCT
afbr-1237	215	3	recommendations	recommendation	NOUN
afbr-1237	215	4	in	in	ADP
afbr-1237	215	5	order	order	NOUN
afbr-1237	215	6	to	to	PART
afbr-1237	215	7	overcome	overcome	VERB
afbr-1237	215	8	the	the	DET
afbr-1237	215	9	above	above	ADV
afbr-1237	215	10	mentioned	mention	VERB
afbr-1237	215	11	problems	problem	NOUN
afbr-1237	215	12	the	the	DET
afbr-1237	215	13	following	follow	VERB
afbr-1237	215	14	suggestions	suggestion	NOUN
afbr-1237	215	15	are	be	AUX
afbr-1237	215	16	recommended	recommend	VERB
afbr-1237	215	17			NOUN
afbr-1237	215	18	government	government	NOUN
afbr-1237	215	19	must	must	AUX
afbr-1237	215	20	have	have	VERB
afbr-1237	215	21	to	to	PART
afbr-1237	215	22	take	take	VERB
afbr-1237	215	23	adequate	adequate	ADJ
afbr-1237	215	24	measures	measure	NOUN
afbr-1237	215	25	to	to	PART
afbr-1237	215	26	ensure	ensure	VERB
afbr-1237	215	27	the	the	DET
afbr-1237	215	28	uninterrupted	uninterrupted	ADJ
afbr-1237	215	29	supply	supply	NOUN
afbr-1237	215	30	of	of	ADP
afbr-1237	215	31	raw	raw	ADJ
afbr-1237	215	32	materials	material	NOUN
afbr-1237	215	33	for	for	ADP
afbr-1237	215	34	sme	sme	PROPN
afbr-1237	215	35	.	.	PROPN
afbr-1237	215	36			PROPN
afbr-1237	216	1	government	government	NOUN
afbr-1237	216	2	needs	need	VERB
afbr-1237	216	3	to	to	PART
afbr-1237	216	4	take	take	VERB
afbr-1237	216	5	appropriate	appropriate	ADJ
afbr-1237	216	6	measures	measure	NOUN
afbr-1237	216	7	to	to	PART
afbr-1237	216	8	fix	fix	VERB
afbr-1237	216	9	the	the	DET
afbr-1237	216	10	minimum	minimum	ADJ
afbr-1237	216	11	salary	salary	NOUN
afbr-1237	216	12	/	/	SYM
afbr-1237	216	13	wages	wage	NOUN
afbr-1237	216	14	of	of	ADP
afbr-1237	216	15	the	the	DET
afbr-1237	216	16	employees	employee	NOUN
afbr-1237	216	17	of	of	ADP
afbr-1237	216	18	sme	sme	NOUN
afbr-1237	216	19	.	.	PUNCT
afbr-1237	217	1	that	that	PRON
afbr-1237	217	2	will	will	AUX
afbr-1237	217	3	help	help	VERB
afbr-1237	217	4	to	to	PART
afbr-1237	217	5	minimize	minimize	VERB
afbr-1237	217	6	the	the	DET
afbr-1237	217	7	employee	employee	NOUN
afbr-1237	217	8	turnover	turnover	NOUN
afbr-1237	217	9	.	.	PUNCT
afbr-1237	218	1			PROPN
afbr-1237	218	2	government	government	NOUN
afbr-1237	218	3	and	and	CCONJ
afbr-1237	218	4	financial	financial	ADJ
afbr-1237	218	5	institution	institution	NOUN
afbr-1237	218	6	may	may	AUX
afbr-1237	218	7	provide	provide	VERB
afbr-1237	218	8	adequate	adequate	ADJ
afbr-1237	218	9	finance	finance	NOUN
afbr-1237	218	10	for	for	ADP
afbr-1237	218	11	modernization	modernization	NOUN
afbr-1237	218	12	and	and	CCONJ
afbr-1237	218	13	technological	technological	ADJ
afbr-1237	218	14	advancement	advancement	NOUN
afbr-1237	218	15	.	.	PUNCT
afbr-1237	219	1			PART
afbr-1237	220	1	development	development	NOUN
afbr-1237	220	2	of	of	ADP
afbr-1237	220	3	infrastructure	infrastructure	NOUN
afbr-1237	220	4	is	be	AUX
afbr-1237	220	5	essential	essential	ADJ
afbr-1237	220	6	for	for	ADP
afbr-1237	220	7	the	the	DET
afbr-1237	220	8	optimum	optimum	ADJ
afbr-1237	220	9	growth	growth	NOUN
afbr-1237	220	10	of	of	ADP
afbr-1237	220	11	sme	sme	NOUN
afbr-1237	220	12	.	.	PUNCT
afbr-1237	221	1	so	so	ADV
afbr-1237	221	2	government	government	NOUN
afbr-1237	221	3	of	of	ADP
afbr-1237	221	4	bangladesh	bangladesh	NOUN
afbr-1237	221	5	needs	need	NOUN
afbr-1237	221	6	to	to	PART
afbr-1237	221	7	take	take	VERB
afbr-1237	221	8	appropriate	appropriate	ADJ
afbr-1237	221	9	policy	policy	NOUN
afbr-1237	221	10	strategy	strategy	NOUN
afbr-1237	221	11	for	for	ADP
afbr-1237	221	12	the	the	DET
afbr-1237	221	13	infrastructure	infrastructure	NOUN
afbr-1237	221	14	development	development	NOUN
afbr-1237	221	15	of	of	ADP
afbr-1237	221	16	bangladesh	bangladesh	PROPN
afbr-1237	221	17	.	.	PUNCT
afbr-1237	222	1			PROPN
afbr-1237	223	1	government	government	NOUN
afbr-1237	223	2	,	,	PUNCT
afbr-1237	223	3	financial	financial	ADJ
afbr-1237	223	4	institutions	institution	NOUN
afbr-1237	223	5	and	and	CCONJ
afbr-1237	223	6	non	non	ADJ
afbr-1237	223	7	-	-	ADJ
afbr-1237	223	8	government	government	ADJ
afbr-1237	223	9	organizations	organization	NOUN
afbr-1237	223	10	(	(	PUNCT
afbr-1237	223	11	ngos	ngo	NOUN
afbr-1237	223	12	)	)	PUNCT
afbr-1237	223	13	may	may	AUX
afbr-1237	223	14	take	take	VERB
afbr-1237	223	15	necessary	necessary	ADJ
afbr-1237	223	16	steps	step	NOUN
afbr-1237	223	17	to	to	PART
afbr-1237	223	18	ensure	ensure	VERB
afbr-1237	223	19	uninterrupted	uninterrupted	ADJ
afbr-1237	223	20	financial	financial	ADJ
afbr-1237	223	21	support	support	NOUN
afbr-1237	223	22	to	to	ADP
afbr-1237	223	23	the	the	DET
afbr-1237	223	24	prospective	prospective	ADJ
afbr-1237	223	25	smes	sme	NOUN
afbr-1237	223	26	in	in	ADP
afbr-1237	223	27	bangladesh	bangladesh	PROPN
afbr-1237	223	28	.	.	PUNCT
afbr-1237	224	1			X
afbr-1237	225	1	due	due	ADP
afbr-1237	225	2	to	to	ADP
afbr-1237	225	3	the	the	DET
afbr-1237	225	4	absence	absence	NOUN
afbr-1237	225	5	of	of	ADP
afbr-1237	225	6	uniform	uniform	ADJ
afbr-1237	225	7	definition	definition	NOUN
afbr-1237	225	8	the	the	DET
afbr-1237	225	9	policy	policy	NOUN
afbr-1237	225	10	formulation	formulation	NOUN
afbr-1237	225	11	and	and	CCONJ
afbr-1237	225	12	implementations	implementation	NOUN
afbr-1237	225	13	are	be	AUX
afbr-1237	225	14	not	not	PART
afbr-1237	225	15	possible	possible	ADJ
afbr-1237	225	16	.	.	PUNCT
afbr-1237	226	1	government	government	NOUN
afbr-1237	226	2	should	should	AUX
afbr-1237	226	3	take	take	VERB
afbr-1237	226	4	initiative	initiative	NOUN
afbr-1237	226	5	to	to	PART
afbr-1237	226	6	develop	develop	VERB
afbr-1237	226	7	a	a	DET
afbr-1237	226	8	uniform	uniform	ADJ
afbr-1237	226	9	definition	definition	NOUN
afbr-1237	226	10	of	of	ADP
afbr-1237	226	11	each	each	DET
afbr-1237	226	12	category	category	NOUN
afbr-1237	226	13	of	of	ADP
afbr-1237	226	14	smes	sme	NOUN
afbr-1237	226	15	.	.	PUNCT
afbr-1237	227	1			PROPN
afbr-1237	227	2	govt	govt	PROPN
afbr-1237	227	3	.	.	PUNCT
afbr-1237	228	1	of	of	ADP
afbr-1237	228	2	bangladesh	bangladesh	NOUN
afbr-1237	228	3	should	should	AUX
afbr-1237	228	4	take	take	VERB
afbr-1237	228	5	the	the	DET
afbr-1237	228	6	initiative	initiative	NOUN
afbr-1237	228	7	to	to	PART
afbr-1237	228	8	develop	develop	VERB
afbr-1237	228	9	web	web	NOUN
afbr-1237	228	10	pages	page	NOUN
afbr-1237	228	11	exclusively	exclusively	ADV
afbr-1237	228	12	for	for	ADP
afbr-1237	228	13	sme	sme	NOUN
afbr-1237	228	14	and	and	CCONJ
afbr-1237	228	15	an	an	DET
afbr-1237	228	16	integrated	integrated	ADJ
afbr-1237	228	17	sme	sme	NOUN
afbr-1237	228	18	database	database	NOUN
afbr-1237	228	19	.	.	PUNCT
afbr-1237	229	1	it	it	PRON
afbr-1237	229	2	will	will	AUX
afbr-1237	229	3	reduce	reduce	VERB
afbr-1237	229	4	the	the	DET
afbr-1237	229	5	barriers	barrier	NOUN
afbr-1237	229	6	to	to	ADP
afbr-1237	229	7	sme	sme	NOUN
afbr-1237	229	8	access	access	NOUN
afbr-1237	229	9	to	to	ADP
afbr-1237	229	10	global	global	ADJ
afbr-1237	229	11	market	market	NOUN
afbr-1237	229	12	.	.	PUNCT
afbr-1237	230	1			PUNCT
afbr-1237	231	1	in	in	ADP
afbr-1237	231	2	order	order	NOUN
afbr-1237	231	3	to	to	PART
afbr-1237	231	4	ensure	ensure	VERB
afbr-1237	231	5	the	the	DET
afbr-1237	231	6	retention	retention	NOUN
afbr-1237	231	7	of	of	ADP
afbr-1237	231	8	skilled	skilled	ADJ
afbr-1237	231	9	workforce	workforce	NOUN
afbr-1237	231	10	the	the	DET
afbr-1237	231	11	government	government	NOUN
afbr-1237	231	12	should	should	AUX
afbr-1237	231	13	make	make	VERB
afbr-1237	231	14	the	the	DET
afbr-1237	231	15	entrepreneurial	entrepreneurial	ADJ
afbr-1237	231	16	career	career	NOUN
afbr-1237	231	17	attractive	attractive	ADJ
afbr-1237	231	18	by	by	ADP
afbr-1237	231	19	minimizing	minimize	VERB
afbr-1237	231	20	the	the	DET
afbr-1237	231	21	uncertainty	uncertainty	NOUN
afbr-1237	231	22	.	.	PUNCT
afbr-1237	231	23			PUNCT
afbr-1237	232	1	in	in	ADP
afbr-1237	232	2	order	order	NOUN
afbr-1237	232	3	to	to	PART
afbr-1237	232	4	encourage	encourage	VERB
afbr-1237	232	5	women	woman	NOUN
afbr-1237	232	6	entrepreneurship	entrepreneurship	NOUN
afbr-1237	232	7	govt	govt	NOUN
afbr-1237	232	8	.	.	PUNCT
afbr-1237	233	1	may	may	AUX
afbr-1237	233	2	;	;	PUNCT
afbr-1237	233	3	involve	involve	VERB
afbr-1237	233	4	women	woman	NOUN
afbr-1237	233	5	entrepreneurs	entrepreneur	NOUN
afbr-1237	233	6	in	in	ADP
afbr-1237	233	7	policy	policy	NOUN
afbr-1237	233	8	formulation	formulation	NOUN
afbr-1237	233	9	and	and	CCONJ
afbr-1237	233	10	implementation	implementation	NOUN
afbr-1237	233	11	and	and	CCONJ
afbr-1237	233	12	arrangement	arrangement	NOUN
afbr-1237	233	13	of	of	ADP
afbr-1237	233	14	funds	fund	NOUN
afbr-1237	233	15	for	for	ADP
afbr-1237	233	16	women	woman	NOUN
afbr-1237	233	17	entrepreneur	entrepreneur	NOUN
afbr-1237	233	18	,	,	PUNCT
afbr-1237	233	19	providing	provide	VERB
afbr-1237	233	20	necessary	necessary	ADJ
afbr-1237	233	21	training	training	NOUN
afbr-1237	233	22	to	to	ADP
afbr-1237	233	23	women	woman	NOUN
afbr-1237	233	24	entrepreneurs	entrepreneur	NOUN
afbr-1237	233	25	in	in	ADP
afbr-1237	233	26	rural	rural	ADJ
afbr-1237	233	27	and	and	CCONJ
afbr-1237	233	28	urban	urban	ADJ
afbr-1237	233	29	area	area	NOUN
afbr-1237	233	30	of	of	ADP
afbr-1237	233	31	bangladesh	bangladesh	PROPN
afbr-1237	233	32	.	.	PUNCT
afbr-1237	234	1			PROPN
afbr-1237	235	1	sme	sme	PROPN
afbr-1237	235	2	foundation	foundation	PROPN
afbr-1237	235	3	may	may	AUX
afbr-1237	235	4	take	take	VERB
afbr-1237	235	5	appropriate	appropriate	ADJ
afbr-1237	235	6	marketing	marketing	NOUN
afbr-1237	235	7	tools	tool	NOUN
afbr-1237	235	8	to	to	PART
afbr-1237	235	9	popularize	popularize	VERB
afbr-1237	235	10	their	their	PRON
afbr-1237	235	11	products	product	NOUN
afbr-1237	235	12	.	.	PUNCT
afbr-1237	236	1			X
afbr-1237	237	1	for	for	ADP
afbr-1237	237	2	minimizing	minimize	VERB
afbr-1237	237	3	red	red	ADJ
afbr-1237	237	4	tapes	tape	NOUN
afbr-1237	237	5	and	and	CCONJ
afbr-1237	237	6	accelerating	accelerate	VERB
afbr-1237	237	7	the	the	DET
afbr-1237	237	8	growth	growth	NOUN
afbr-1237	237	9	of	of	ADP
afbr-1237	237	10	sme	sme	NOUN
afbr-1237	237	11	government	government	NOUN
afbr-1237	237	12	may	may	AUX
afbr-1237	237	13	provide	provide	VERB
afbr-1237	237	14	one	one	NUM
afbr-1237	237	15	roof	roof	NOUN
afbr-1237	237	16	service	service	NOUN
afbr-1237	237	17	under	under	ADP
afbr-1237	237	18	the	the	DET
afbr-1237	237	19	sme	sme	PROPN
afbr-1237	237	20	foundation	foundation	PROPN
afbr-1237	237	21	.	.	PUNCT
afbr-1237	238	1			PART
afbr-1237	239	1	appropriate	appropriate	ADJ
afbr-1237	239	2	legal	legal	ADJ
afbr-1237	239	3	framework	framework	NOUN
afbr-1237	239	4	is	be	AUX
afbr-1237	239	5	necessary	necessary	ADJ
afbr-1237	239	6	to	to	PART
afbr-1237	239	7	ensure	ensure	VERB
afbr-1237	239	8	the	the	DET
afbr-1237	239	9	development	development	NOUN
afbr-1237	239	10	of	of	ADP
afbr-1237	239	11	sme	sme	PROPN
afbr-1237	239	12	of	of	ADP
afbr-1237	239	13	bangladesh	bangladesh	PROPN
afbr-1237	239	14	.	.	PUNCT
afbr-1237	240	1			PUNCT
afbr-1237	241	1	in	in	ADP
afbr-1237	241	2	this	this	DET
afbr-1237	241	3	era	era	NOUN
afbr-1237	241	4	of	of	ADP
afbr-1237	241	5	intense	intense	ADJ
afbr-1237	241	6	competition	competition	NOUN
afbr-1237	241	7	continuous	continuous	ADJ
afbr-1237	241	8	planning	planning	NOUN
afbr-1237	241	9	and	and	CCONJ
afbr-1237	241	10	quality	quality	NOUN
afbr-1237	241	11	improvement	improvement	NOUN
afbr-1237	241	12	act	act	NOUN
afbr-1237	241	13	as	as	ADP
afbr-1237	241	14	a	a	DET
afbr-1237	241	15	prerequisite	prerequisite	NOUN
afbr-1237	241	16	for	for	ADP
afbr-1237	241	17	the	the	DET
afbr-1237	241	18	survival	survival	NOUN
afbr-1237	241	19	of	of	ADP
afbr-1237	241	20	smes	sme	NOUN
afbr-1237	241	21	.	.	PUNCT
afbr-1237	242	1	in	in	ADP
afbr-1237	242	2	order	order	NOUN
afbr-1237	242	3	to	to	PART
afbr-1237	242	4	improve	improve	VERB
afbr-1237	242	5	the	the	DET
afbr-1237	242	6	quality	quality	NOUN
afbr-1237	242	7	smes	sme	NOUN
afbr-1237	242	8	can	can	AUX
afbr-1237	242	9	follow	follow	VERB
afbr-1237	242	10	the	the	PRON
afbr-1237	242	11	just	just	ADV
afbr-1237	242	12	in	in	ADP
afbr-1237	242	13	time	time	NOUN
afbr-1237	242	14	(	(	PUNCT
afbr-1237	242	15	jit	jit	NOUN
afbr-1237	242	16	)	)	PUNCT
afbr-1237	242	17	philosophy	philosophy	NOUN
afbr-1237	242	18	and	and	CCONJ
afbr-1237	242	19	use	use	VERB
afbr-1237	242	20	total	total	ADJ
afbr-1237	242	21	quality	quality	NOUN
afbr-1237	242	22	management	management	NOUN
afbr-1237	242	23	(	(	PUNCT
afbr-1237	242	24	tqm	tqm	ADJ
afbr-1237	242	25	)	)	PUNCT
afbr-1237	242	26	and	and	CCONJ
afbr-1237	242	27	can	can	AUX
afbr-1237	242	28	ensure	ensure	VERB
afbr-1237	242	29	the	the	DET
afbr-1237	242	30	improvement	improvement	NOUN
afbr-1237	242	31	of	of	ADP
afbr-1237	242	32	quality	quality	NOUN
afbr-1237	242	33	and	and	CCONJ
afbr-1237	242	34	productivity	productivity	NOUN
afbr-1237	242	35	at	at	ADP
afbr-1237	242	36	a	a	DET
afbr-1237	242	37	time	time	NOUN
afbr-1237	242	38	.	.	PUNCT
afbr-1237	243	1			PROPN
afbr-1237	244	1	government	government	NOUN
afbr-1237	244	2	should	should	AUX
afbr-1237	244	3	establish	establish	VERB
afbr-1237	244	4	a	a	DET
afbr-1237	244	5	credible	credible	ADJ
afbr-1237	244	6	certification	certification	NOUN
afbr-1237	244	7	authority	authority	NOUN
afbr-1237	244	8	especially	especially	ADV
afbr-1237	244	9	for	for	ADP
afbr-1237	244	10	smes	sme	NOUN
afbr-1237	244	11	.	.	PUNCT
afbr-1237	245	1	so	so	SCONJ
afbr-1237	245	2	that	that	SCONJ
afbr-1237	245	3	this	this	DET
afbr-1237	245	4	sector	sector	NOUN
afbr-1237	245	5	can	can	AUX
afbr-1237	245	6	obtain	obtain	VERB
afbr-1237	245	7	a	a	DET
afbr-1237	245	8	technical	technical	ADJ
afbr-1237	245	9	evaluation	evaluation	NOUN
afbr-1237	245	10	of	of	ADP
afbr-1237	245	11	the	the	DET
afbr-1237	245	12	quality	quality	NOUN
afbr-1237	245	13	of	of	ADP
afbr-1237	245	14	their	their	PRON
afbr-1237	245	15	products	product	NOUN
afbr-1237	245	16	within	within	ADP
afbr-1237	245	17	a	a	DET
afbr-1237	245	18	shortest	short	ADJ
afbr-1237	245	19	possible	possible	ADJ
afbr-1237	245	20	time	time	NOUN
afbr-1237	245	21	.	.	PUNCT
afbr-1237	246	1	the	the	DET
afbr-1237	246	2	certification	certification	NOUN
afbr-1237	246	3	of	of	ADP
afbr-1237	246	4	the	the	DET
afbr-1237	246	5	authority	authority	NOUN
afbr-1237	246	6	should	should	AUX
afbr-1237	246	7	be	be	AUX
afbr-1237	246	8	worldwide	worldwide	ADV
afbr-1237	246	9	accepted	accept	VERB
afbr-1237	246	10	.	.	PUNCT
afbr-1237	247	1	govt	govt	NOUN
afbr-1237	247	2	.	.	PUNCT
afbr-1237	248	1	may	may	AUX
afbr-1237	248	2	also	also	ADV
afbr-1237	248	3	provide	provide	VERB
afbr-1237	248	4	assistance	assistance	NOUN
afbr-1237	248	5	to	to	ADP
afbr-1237	248	6	smes	sme	NOUN
afbr-1237	248	7	during	during	ADP
afbr-1237	248	8	the	the	DET
afbr-1237	248	9	certification	certification	NOUN
afbr-1237	248	10	process	process	NOUN
afbr-1237	248	11	and	and	CCONJ
afbr-1237	248	12	promote	promote	VERB
afbr-1237	248	13	the	the	DET
afbr-1237	248	14	importance	importance	NOUN
afbr-1237	248	15	of	of	ADP
afbr-1237	248	16	product	product	NOUN
afbr-1237	248	17	certification	certification	NOUN
afbr-1237	248	18	for	for	ADP
afbr-1237	248	19	international	international	ADJ
afbr-1237	248	20	acceptance	acceptance	NOUN
afbr-1237	248	21	among	among	ADP
afbr-1237	248	22	the	the	DET
afbr-1237	248	23	smes	sme	NOUN
afbr-1237	248	24	.	.	PUNCT
afbr-1237	249	1			PROPN
afbr-1237	250	1	research	research	NOUN
afbr-1237	250	2	and	and	CCONJ
afbr-1237	250	3	development	development	NOUN
afbr-1237	250	4	(	(	PUNCT
afbr-1237	250	5	r&d	r&d	NOUN
afbr-1237	250	6	)	)	PUNCT
afbr-1237	250	7	is	be	AUX
afbr-1237	250	8	must	must	AUX
afbr-1237	250	9	for	for	ADP
afbr-1237	250	10	the	the	DET
afbr-1237	250	11	development	development	NOUN
afbr-1237	250	12	and	and	CCONJ
afbr-1237	250	13	growth	growth	NOUN
afbr-1237	250	14	of	of	ADP
afbr-1237	250	15	sme	sme	NOUN
afbr-1237	250	16	.	.	PUNCT
afbr-1237	251	1	so	so	ADV
afbr-1237	251	2	government	government	NOUN
afbr-1237	251	3	must	must	AUX
afbr-1237	251	4	have	have	VERB
afbr-1237	251	5	to	to	PART
afbr-1237	251	6	invest	invest	VERB
afbr-1237	251	7	in	in	ADP
afbr-1237	251	8	r&d	r&d	NOUN
afbr-1237	251	9	for	for	ADP
afbr-1237	251	10	ensuring	ensure	VERB
afbr-1237	251	11	the	the	DET
afbr-1237	251	12	intensification	intensification	NOUN
afbr-1237	251	13	of	of	ADP
afbr-1237	251	14	sme	sme	PROPN
afbr-1237	251	15	of	of	ADP
afbr-1237	251	16	bangladesh	bangladesh	PROPN
afbr-1237	251	17	.	.	PUNCT
afbr-1237	252	1			PART
afbr-1237	253	1	restriction	restriction	NOUN
afbr-1237	253	2	may	may	AUX
afbr-1237	253	3	be	be	AUX
afbr-1237	253	4	imposed	impose	VERB
afbr-1237	253	5	on	on	ADP
afbr-1237	253	6	import	import	NOUN
afbr-1237	253	7	of	of	ADP
afbr-1237	253	8	smes	sme	NOUN
afbr-1237	253	9	’	'	PUNCT
afbr-1237	253	10	products	product	NOUN
afbr-1237	253	11	which	which	PRON
afbr-1237	253	12	are	be	AUX
afbr-1237	253	13	available	available	ADJ
afbr-1237	253	14	in	in	ADP
afbr-1237	253	15	bangladesh	bangladesh	PROPN
afbr-1237	253	16	.	.	PUNCT
afbr-1237	254	1	development	development	NOUN
afbr-1237	254	2	of	of	ADP
afbr-1237	254	3	bangladesh	bangladesh	PROPN
afbr-1237	254	4	through	through	ADP
afbr-1237	254	5	smes	sme	NOUN
afbr-1237	254	6	financing	financing	NOUN
afbr-1237	254	7	:	:	PUNCT
afbr-1237	254	8	a	a	DET
afbr-1237	254	9	case	case	NOUN
afbr-1237	254	10	study	study	NOUN
afbr-1237	254	11	on	on	ADP
afbr-1237	254	12	idlc	idlc	NOUN
afbr-1237	254	13	finance	finance	PROPN
afbr-1237	254	14	limited	limited	PROPN
afbr-1237	254	15	k.	k.	PROPN
afbr-1237	254	16	m.	m.	PROPN
afbr-1237	254	17	anwarul	anwarul	PROPN
afbr-1237	255	1	islam	islam	PROPN
afbr-1237	255	2	89	89	NUM
afbr-1237	255	3	17	17	NUM
afbr-1237	255	4	.	.	PUNCT
afbr-1237	256	1	conclusion	conclusion	NOUN
afbr-1237	256	2	in	in	ADP
afbr-1237	256	3	bangladesh	bangladesh	PROPN
afbr-1237	256	4	,	,	PUNCT
afbr-1237	256	5	smes	sme	NOUN
afbr-1237	256	6	consist	consist	VERB
afbr-1237	256	7	of	of	ADP
afbr-1237	256	8	almost	almost	ADV
afbr-1237	256	9	90	90	NUM
afbr-1237	256	10	%	%	NOUN
afbr-1237	256	11	of	of	ADP
afbr-1237	256	12	the	the	DET
afbr-1237	256	13	total	total	ADJ
afbr-1237	256	14	industrial	industrial	ADJ
afbr-1237	256	15	setup	setup	NOUN
afbr-1237	256	16	.	.	PUNCT
afbr-1237	257	1	sme	sme	NOUN
afbr-1237	257	2	contributes	contribute	VERB
afbr-1237	257	3	almost	almost	ADV
afbr-1237	257	4	80	80	NUM
afbr-1237	257	5	%	%	NOUN
afbr-1237	257	6	to	to	PART
afbr-1237	257	7	85	85	NUM
afbr-1237	257	8	%	%	NOUN
afbr-1237	257	9	industrial	industrial	ADJ
afbr-1237	257	10	employment	employment	NOUN
afbr-1237	257	11	,	,	PUNCT
afbr-1237	257	12	which	which	PRON
afbr-1237	257	13	is	be	AUX
afbr-1237	257	14	the	the	DET
afbr-1237	257	15	25	25	NUM
afbr-1237	257	16	%	%	NOUN
afbr-1237	257	17	of	of	ADP
afbr-1237	257	18	the	the	DET
afbr-1237	257	19	total	total	ADJ
afbr-1237	257	20	employment	employment	NOUN
afbr-1237	257	21	of	of	ADP
afbr-1237	257	22	bangladesh	bangladesh	PROPN
afbr-1237	257	23	.	.	PUNCT
afbr-1237	258	1	sme	sme	NOUN
afbr-1237	258	2	accounts	account	NOUN
afbr-1237	258	3	for	for	ADP
afbr-1237	258	4	25	25	NUM
afbr-1237	258	5	%	%	NOUN
afbr-1237	258	6	to	to	PART
afbr-1237	258	7	30	30	NUM
afbr-1237	258	8	%	%	NOUN
afbr-1237	258	9	of	of	ADP
afbr-1237	258	10	total	total	ADJ
afbr-1237	258	11	gdp	gdp	NOUN
afbr-1237	258	12	.	.	PUNCT
afbr-1237	259	1	in	in	ADP
afbr-1237	259	2	terms	term	NOUN
afbr-1237	259	3	of	of	ADP
afbr-1237	259	4	value	value	NOUN
afbr-1237	259	5	addition	addition	NOUN
afbr-1237	259	6	,	,	PUNCT
afbr-1237	259	7	sme	sme	NOUN
afbr-1237	259	8	contributes	contribute	VERB
afbr-1237	259	9	45	45	NUM
afbr-1237	259	10	%	%	NOUN
afbr-1237	259	11	to	to	ADP
afbr-1237	259	12	50	50	NUM
afbr-1237	259	13	%	%	NOUN
afbr-1237	259	14	of	of	ADP
afbr-1237	259	15	the	the	DET
afbr-1237	259	16	total	total	ADJ
afbr-1237	259	17	value	value	NOUN
afbr-1237	259	18	addition	addition	NOUN
afbr-1237	259	19	of	of	ADP
afbr-1237	259	20	a	a	DET
afbr-1237	259	21	year	year	NOUN
afbr-1237	259	22	’s	’s	PART
afbr-1237	259	23	total	total	ADJ
afbr-1237	259	24	production	production	NOUN
afbr-1237	259	25	.	.	PUNCT
afbr-1237	260	1	(	(	PUNCT
afbr-1237	260	2	source	source	NOUN
afbr-1237	260	3	:	:	PUNCT
afbr-1237	260	4	idlc	idlc	NOUN
afbr-1237	260	5	database	database	PROPN
afbr-1237	260	6	)	)	PUNCT
afbr-1237	260	7	.	.	PUNCT
afbr-1237	261	1	the	the	DET
afbr-1237	261	2	banking	banking	NOUN
afbr-1237	261	3	system	system	NOUN
afbr-1237	261	4	which	which	PRON
afbr-1237	261	5	constitutes	constitute	VERB
afbr-1237	261	6	the	the	DET
afbr-1237	261	7	core	core	NOUN
afbr-1237	261	8	of	of	ADP
afbr-1237	261	9	the	the	DET
afbr-1237	261	10	financial	financial	ADJ
afbr-1237	261	11	sector	sector	NOUN
afbr-1237	261	12	of	of	ADP
afbr-1237	261	13	any	any	DET
afbr-1237	261	14	country	country	NOUN
afbr-1237	261	15	plays	play	VERB
afbr-1237	261	16	a	a	DET
afbr-1237	261	17	critical	critical	ADJ
afbr-1237	261	18	role	role	NOUN
afbr-1237	261	19	in	in	ADP
afbr-1237	261	20	transmitting	transmit	VERB
afbr-1237	261	21	monetary	monetary	ADJ
afbr-1237	261	22	policy	policy	NOUN
afbr-1237	261	23	impulses	impulse	NOUN
afbr-1237	261	24	to	to	ADP
afbr-1237	261	25	the	the	DET
afbr-1237	261	26	entire	entire	ADJ
afbr-1237	261	27	economic	economic	ADJ
afbr-1237	261	28	system	system	NOUN
afbr-1237	261	29	.	.	PUNCT
afbr-1237	262	1	banking	banking	NOUN
afbr-1237	262	2	is	be	AUX
afbr-1237	262	3	a	a	DET
afbr-1237	262	4	business	business	NOUN
afbr-1237	262	5	built	build	VERB
afbr-1237	262	6	on	on	ADP
afbr-1237	262	7	risk	risk	NOUN
afbr-1237	262	8	.	.	PUNCT
afbr-1237	263	1	yet	yet	ADV
afbr-1237	263	2	,	,	PUNCT
afbr-1237	263	3	it	it	PRON
afbr-1237	263	4	is	be	AUX
afbr-1237	263	5	essential	essential	ADJ
afbr-1237	263	6	to	to	PART
afbr-1237	263	7	manage	manage	VERB
afbr-1237	263	8	and	and	CCONJ
afbr-1237	263	9	minimize	minimize	VERB
afbr-1237	263	10	that	that	DET
afbr-1237	263	11	risk	risk	NOUN
afbr-1237	263	12	.	.	PUNCT
afbr-1237	264	1	from	from	ADP
afbr-1237	264	2	the	the	DET
afbr-1237	264	3	view	view	NOUN
afbr-1237	264	4	point	point	NOUN
afbr-1237	264	5	of	of	ADP
afbr-1237	264	6	smes	sme	NOUN
afbr-1237	264	7	’	'	PUNCT
afbr-1237	264	8	importance	importance	NOUN
afbr-1237	264	9	to	to	ADP
afbr-1237	264	10	the	the	DET
afbr-1237	264	11	overall	overall	ADJ
afbr-1237	264	12	economic	economic	ADJ
afbr-1237	264	13	growth	growth	NOUN
afbr-1237	264	14	and	and	CCONJ
afbr-1237	264	15	the	the	DET
afbr-1237	264	16	opportunities	opportunity	NOUN
afbr-1237	264	17	that	that	PRON
afbr-1237	264	18	the	the	DET
afbr-1237	264	19	financial	financial	ADJ
afbr-1237	264	20	institutions	institution	NOUN
afbr-1237	264	21	have	have	VERB
afbr-1237	264	22	in	in	ADP
afbr-1237	264	23	developing	develop	VERB
afbr-1237	264	24	this	this	DET
afbr-1237	264	25	segment	segment	NOUN
afbr-1237	264	26	,	,	PUNCT
afbr-1237	264	27	our	our	PRON
afbr-1237	264	28	central	central	ADJ
afbr-1237	264	29	bank	bank	NOUN
afbr-1237	264	30	,	,	PUNCT
afbr-1237	264	31	other	other	ADJ
afbr-1237	264	32	regulator	regulator	NOUN
afbr-1237	264	33	as	as	ADV
afbr-1237	264	34	well	well	ADV
afbr-1237	264	35	as	as	ADP
afbr-1237	264	36	the	the	DET
afbr-1237	264	37	policy	policy	NOUN
afbr-1237	264	38	makers	maker	NOUN
afbr-1237	264	39	should	should	AUX
afbr-1237	264	40	review	review	VERB
afbr-1237	264	41	the	the	DET
afbr-1237	264	42	whole	whole	ADJ
afbr-1237	264	43	process	process	NOUN
afbr-1237	264	44	in	in	ADP
afbr-1237	264	45	holistic	holistic	ADJ
afbr-1237	264	46	approach	approach	NOUN
afbr-1237	264	47	as	as	SCONJ
afbr-1237	264	48	it	it	PRON
afbr-1237	264	49	is	be	AUX
afbr-1237	264	50	closely	closely	ADV
afbr-1237	264	51	correlated	correlate	VERB
afbr-1237	264	52	with	with	ADP
afbr-1237	264	53	the	the	DET
afbr-1237	264	54	economic	economic	ADJ
afbr-1237	264	55	emancipation	emancipation	NOUN
afbr-1237	264	56	of	of	ADP
afbr-1237	264	57	the	the	DET
afbr-1237	264	58	general	general	ADJ
afbr-1237	264	59	people	people	NOUN
afbr-1237	264	60	of	of	ADP
afbr-1237	264	61	the	the	DET
afbr-1237	264	62	country	country	NOUN
afbr-1237	264	63	.	.	PUNCT
afbr-1237	265	1	besides	besides	SCONJ
afbr-1237	265	2	the	the	DET
afbr-1237	265	3	regulators	regulator	NOUN
afbr-1237	265	4	,	,	PUNCT
afbr-1237	265	5	financiers	financier	NOUN
afbr-1237	265	6	should	should	AUX
afbr-1237	265	7	also	also	ADV
afbr-1237	265	8	understand	understand	VERB
afbr-1237	265	9	the	the	DET
afbr-1237	265	10	potential	potential	NOUN
afbr-1237	265	11	this	this	DET
afbr-1237	265	12	sector	sector	NOUN
afbr-1237	265	13	has	have	VERB
afbr-1237	265	14	in	in	ADP
afbr-1237	265	15	terms	term	NOUN
afbr-1237	265	16	of	of	ADP
afbr-1237	265	17	profitable	profitable	ADJ
afbr-1237	265	18	business	business	NOUN
afbr-1237	265	19	generation	generation	NOUN
afbr-1237	265	20	and	and	CCONJ
afbr-1237	265	21	building	build	VERB
afbr-1237	265	22	customer	customer	NOUN
afbr-1237	265	23	base	base	NOUN
afbr-1237	265	24	.	.	PUNCT
afbr-1237	266	1	with	with	ADP
afbr-1237	266	2	proper	proper	ADJ
afbr-1237	266	3	and	and	CCONJ
afbr-1237	266	4	efficient	efficient	ADJ
afbr-1237	266	5	credit	credit	NOUN
afbr-1237	266	6	risk	risk	NOUN
afbr-1237	266	7	management	management	NOUN
afbr-1237	266	8	and	and	CCONJ
afbr-1237	266	9	right	right	ADJ
afbr-1237	266	10	business	business	NOUN
afbr-1237	266	11	model	model	NOUN
afbr-1237	266	12	,	,	PUNCT
afbr-1237	266	13	smes	sme	NOUN
afbr-1237	266	14	can	can	AUX
afbr-1237	266	15	surely	surely	ADV
afbr-1237	266	16	fast	fast	VERB
afbr-1237	266	17	track	track	VERB
afbr-1237	266	18	a	a	DET
afbr-1237	266	19	financial	financial	ADJ
afbr-1237	266	20	institution	institution	NOUN
afbr-1237	266	21	into	into	ADP
afbr-1237	266	22	a	a	DET
afbr-1237	266	23	major	major	ADJ
afbr-1237	266	24	player	player	NOUN
afbr-1237	266	25	in	in	ADP
afbr-1237	266	26	the	the	DET
afbr-1237	266	27	market	market	NOUN
afbr-1237	266	28	and	and	CCONJ
afbr-1237	266	29	contribute	contribute	VERB
afbr-1237	266	30	towards	towards	ADP
afbr-1237	266	31	its	its	PRON
afbr-1237	266	32	growth	growth	NOUN
afbr-1237	266	33	.	.	PUNCT
afbr-1237	267	1	the	the	DET
afbr-1237	267	2	astronomic	astronomic	ADJ
afbr-1237	267	3	development	development	NOUN
afbr-1237	267	4	of	of	ADP
afbr-1237	267	5	brac	brac	PROPN
afbr-1237	267	6	bank	bank	PROPN
afbr-1237	267	7	ltd	ltd	PROPN
afbr-1237	267	8	.	.	PROPN
afbr-1237	267	9	,	,	PUNCT
afbr-1237	267	10	since	since	SCONJ
afbr-1237	267	11	its	its	PRON
afbr-1237	267	12	inception	inception	NOUN
afbr-1237	267	13	in	in	ADP
afbr-1237	267	14	2001	2001	NUM
afbr-1237	267	15	,	,	PUNCT
afbr-1237	267	16	is	be	AUX
afbr-1237	267	17	a	a	DET
afbr-1237	267	18	prime	prime	ADJ
afbr-1237	267	19	example	example	NOUN
afbr-1237	267	20	in	in	ADP
afbr-1237	267	21	this	this	DET
afbr-1237	267	22	regard	regard	NOUN
afbr-1237	267	23	.	.	PUNCT
afbr-1237	268	1	commitment	commitment	NOUN
afbr-1237	268	2	to	to	ADP
afbr-1237	268	3	the	the	DET
afbr-1237	268	4	economic	economic	ADJ
afbr-1237	268	5	development	development	NOUN
afbr-1237	268	6	,	,	PUNCT
afbr-1237	268	7	attitude	attitude	NOUN
afbr-1237	268	8	to	to	PART
afbr-1237	268	9	treat	treat	VERB
afbr-1237	268	10	credit	credit	NOUN
afbr-1237	268	11	risk	risk	NOUN
afbr-1237	268	12	in	in	ADP
afbr-1237	268	13	holistic	holistic	ADJ
afbr-1237	268	14	perspective	perspective	NOUN
afbr-1237	268	15	,	,	PUNCT
afbr-1237	268	16	proper	proper	ADJ
afbr-1237	268	17	control	control	NOUN
afbr-1237	268	18	mechanism	mechanism	NOUN
afbr-1237	268	19	and	and	CCONJ
afbr-1237	268	20	regional	regional	ADJ
afbr-1237	268	21	or	or	CCONJ
afbr-1237	268	22	cluster	cluster	NOUN
afbr-1237	268	23	base	base	NOUN
afbr-1237	268	24	business	business	NOUN
afbr-1237	268	25	model	model	NOUN
afbr-1237	268	26	can	can	AUX
afbr-1237	268	27	go	go	VERB
afbr-1237	268	28	a	a	DET
afbr-1237	268	29	long	long	ADJ
afbr-1237	268	30	way	way	NOUN
afbr-1237	268	31	in	in	ADP
afbr-1237	268	32	developing	develop	VERB
afbr-1237	268	33	a	a	DET
afbr-1237	268	34	healthy	healthy	ADJ
afbr-1237	268	35	and	and	CCONJ
afbr-1237	268	36	profitable	profitable	ADJ
afbr-1237	268	37	sme	sme	PROPN
afbr-1237	268	38	portfolio	portfolio	NOUN
afbr-1237	268	39	for	for	ADP
afbr-1237	268	40	any	any	DET
afbr-1237	268	41	financial	financial	ADJ
afbr-1237	268	42	institution	institution	NOUN
afbr-1237	268	43	.	.	PUNCT
afbr-1237	269	1	references	reference	NOUN
afbr-1237	269	2	alam	alam	PROPN
afbr-1237	269	3	,	,	PUNCT
afbr-1237	269	4	m.	m.	NOUN
afbr-1237	269	5	s.	s.	PROPN
afbr-1237	269	6	,	,	PUNCT
afbr-1237	269	7	&	&	CCONJ
afbr-1237	269	8	ullah	ullah	PROPN
afbr-1237	269	9	,	,	PUNCT
afbr-1237	269	10	m.	m.	NOUN
afbr-1237	269	11	a.	a.	NOUN
afbr-1237	269	12	(	(	PUNCT
afbr-1237	269	13	2006	2006	NUM
afbr-1237	269	14	)	)	PUNCT
afbr-1237	269	15	.	.	PUNCT
afbr-1237	270	1	smes	sme	NOUN
afbr-1237	270	2	in	in	ADP
afbr-1237	270	3	bangladesh	bangladesh	PROPN
afbr-1237	270	4	and	and	CCONJ
afbr-1237	270	5	their	their	PRON
afbr-1237	270	6	financing	financing	NOUN
afbr-1237	270	7	:	:	PUNCT
afbr-1237	270	8	an	an	DET
afbr-1237	270	9	analysis	analysis	NOUN
afbr-1237	270	10	and	and	CCONJ
afbr-1237	270	11	some	some	DET
afbr-1237	270	12	recommendations	recommendation	NOUN
afbr-1237	270	13	.	.	PUNCT
afbr-1237	271	1	the	the	DET
afbr-1237	271	2	cost	cost	NOUN
afbr-1237	271	3	and	and	CCONJ
afbr-1237	271	4	management	management	NOUN
afbr-1237	271	5	,	,	PUNCT
afbr-1237	271	6	34(3	34(3	NUM
afbr-1237	271	7	)	)	PUNCT
afbr-1237	271	8	,	,	PUNCT
afbr-1237	271	9	57	57	NUM
afbr-1237	271	10	-	-	SYM
afbr-1237	271	11	72	72	NUM
afbr-1237	271	12	.	.	PUNCT
afbr-1237	271	13	akterujjaman	akterujjaman	NOUN
afbr-1237	271	14	,	,	PUNCT
afbr-1237	271	15	s.	s.	PROPN
afbr-1237	271	16	m.	m.	PROPN
afbr-1237	271	17	(	(	PUNCT
afbr-1237	271	18	2010	2010	NUM
afbr-1237	271	19	)	)	PUNCT
afbr-1237	271	20	.	.	PUNCT
afbr-1237	272	1	problems	problem	NOUN
afbr-1237	272	2	and	and	CCONJ
afbr-1237	272	3	prospects	prospect	NOUN
afbr-1237	272	4	of	of	ADP
afbr-1237	272	5	smes	smes	PROPN
afbr-1237	272	6	loan	loan	NOUN
afbr-1237	272	7	management	management	NOUN
afbr-1237	272	8	a	a	DET
afbr-1237	272	9	study	study	NOUN
afbr-1237	272	10	on	on	ADP
afbr-1237	272	11	mercantile	mercantile	PROPN
afbr-1237	272	12	bank	bank	PROPN
afbr-1237	272	13	limited	limit	VERB
afbr-1237	272	14	,	,	PUNCT
afbr-1237	272	15	khulna	khulna	PROPN
afbr-1237	272	16	branch	branch	PROPN
afbr-1237	272	17	.	.	PUNCT
afbr-1237	273	1	journal	journal	PROPN
afbr-1237	273	2	of	of	ADP
afbr-1237	273	3	business	business	NOUN
afbr-1237	273	4	and	and	CCONJ
afbr-1237	273	5	technology	technology	NOUN
afbr-1237	273	6	,	,	PUNCT
afbr-1237	273	7	5(02	5(02	NUM
afbr-1237	273	8	)	)	PUNCT
afbr-1237	273	9	.	.	PUNCT
afbr-1237	274	1	berger	berger	PROPN
afbr-1237	274	2	,	,	PUNCT
afbr-1237	274	3	a.	a.	PROPN
afbr-1237	274	4	n.	n.	PROPN
afbr-1237	274	5	,	,	PUNCT
afbr-1237	274	6	&	&	CCONJ
afbr-1237	274	7	udell	udell	PROPN
afbr-1237	274	8	,	,	PUNCT
afbr-1237	274	9	g.	g.	PROPN
afbr-1237	274	10	f.	f.	PROPN
afbr-1237	274	11	(	(	PUNCT
afbr-1237	274	12	1998	1998	NUM
afbr-1237	274	13	)	)	PUNCT
afbr-1237	274	14	.	.	PUNCT
afbr-1237	275	1	the	the	DET
afbr-1237	275	2	economics	economic	NOUN
afbr-1237	275	3	of	of	ADP
afbr-1237	275	4	small	small	ADJ
afbr-1237	275	5	business	business	NOUN
afbr-1237	275	6	finance	finance	NOUN
afbr-1237	275	7	:	:	PUNCT
afbr-1237	275	8	the	the	DET
afbr-1237	275	9	roles	role	NOUN
afbr-1237	275	10	of	of	ADP
afbr-1237	275	11	private	private	ADJ
afbr-1237	275	12	equity	equity	NOUN
afbr-1237	275	13	and	and	CCONJ
afbr-1237	275	14	debt	debt	NOUN
afbr-1237	275	15	markets	market	NOUN
afbr-1237	275	16	in	in	ADP
afbr-1237	275	17	the	the	DET
afbr-1237	275	18	financial	financial	ADJ
afbr-1237	275	19	growth	growth	NOUN
afbr-1237	275	20	cycle	cycle	NOUN
afbr-1237	275	21	.	.	PUNCT
afbr-1237	276	1	journal	journal	NOUN
afbr-1237	276	2	of	of	ADP
afbr-1237	276	3	banking	banking	NOUN
afbr-1237	276	4	and	and	CCONJ
afbr-1237	276	5	finance	finance	NOUN
afbr-1237	276	6	,	,	PUNCT
afbr-1237	276	7	22(6	22(6	NUM
afbr-1237	276	8	-	-	SYM
afbr-1237	276	9	8)	8)	NUM
afbr-1237	276	10	,	,	PUNCT
afbr-1237	276	11	613	613	NUM
afbr-1237	276	12	-	-	PUNCT
afbr-1237	276	13	673	673	NUM
afbr-1237	276	14	.	.	PUNCT
afbr-1237	277	1	http://dx.doi.org/10.1016/s0378-4266(98)00038-7	http://dx.doi.org/10.1016/s0378-4266(98)00038-7	NOUN
afbr-1237	277	2	chowdhury	chowdhury	PROPN
afbr-1237	277	3	,	,	PUNCT
afbr-1237	277	4	t.	t.	PROPN
afbr-1237	277	5	a.	a.	PROPN
afbr-1237	277	6	,	,	PUNCT
afbr-1237	277	7	&	&	CCONJ
afbr-1237	277	8	ahmed	ahmed	PROPN
afbr-1237	277	9	,	,	PUNCT
afbr-1237	277	10	k.	k.	PROPN
afbr-1237	277	11	(	(	PUNCT
afbr-1237	277	12	2011	2011	NUM
afbr-1237	277	13	)	)	PUNCT
afbr-1237	277	14	.	.	PUNCT
afbr-1237	278	1	an	an	DET
afbr-1237	278	2	appraisal	appraisal	NOUN
afbr-1237	278	3	of	of	ADP
afbr-1237	278	4	the	the	DET
afbr-1237	278	5	problems	problem	NOUN
afbr-1237	278	6	and	and	CCONJ
afbr-1237	278	7	prospects	prospect	NOUN
afbr-1237	278	8	of	of	ADP
afbr-1237	278	9	small	small	ADJ
afbr-1237	278	10	and	and	CCONJ
afbr-1237	278	11	medium	medium	ADJ
afbr-1237	278	12	enterprises	enterprise	NOUN
afbr-1237	278	13	(	(	PUNCT
afbr-1237	278	14	smes	sme	NOUN
afbr-1237	278	15	)	)	PUNCT
afbr-1237	278	16	financing	financing	NOUN
afbr-1237	278	17	in	in	ADP
afbr-1237	278	18	bangladesh	bangladesh	NOUN
afbr-1237	278	19	:	:	PUNCT
afbr-1237	278	20	a	a	DET
afbr-1237	278	21	study	study	NOUN
afbr-1237	278	22	on	on	ADP
afbr-1237	278	23	selected	select	VERB
afbr-1237	278	24	districts	district	NOUN
afbr-1237	278	25	.	.	PUNCT
afbr-1237	279	1	chowdhury	chowdhury	PROPN
afbr-1237	279	2	,	,	PUNCT
afbr-1237	279	3	s.	s.	PROPN
afbr-1237	279	4	a.	a.	PROPN
afbr-1237	279	5	,	,	PUNCT
afbr-1237	279	6	azam	azam	PROPN
afbr-1237	279	7	,	,	PUNCT
afbr-1237	279	8	k.	k.	PROPN
afbr-1237	279	9	g.	g.	PROPN
afbr-1237	279	10	,	,	PUNCT
afbr-1237	279	11	&	&	CCONJ
afbr-1237	279	12	islam	islam	PROPN
afbr-1237	279	13	,	,	PUNCT
afbr-1237	279	14	s.	s.	PROPN
afbr-1237	279	15	(	(	PUNCT
afbr-1237	279	16	2013	2013	NUM
afbr-1237	279	17	)	)	PUNCT
afbr-1237	279	18	.	.	PUNCT
afbr-1237	280	1	problems	problem	NOUN
afbr-1237	280	2	and	and	CCONJ
afbr-1237	280	3	prospects	prospect	NOUN
afbr-1237	280	4	of	of	ADP
afbr-1237	280	5	sme	sme	NOUN
afbr-1237	280	6	financing	financing	NOUN
afbr-1237	280	7	in	in	ADP
afbr-1237	280	8	bangladesh	bangladesh	NOUN
afbr-1237	280	9	.	.	PUNCT
afbr-1237	281	1	asian	asian	ADJ
afbr-1237	281	2	business	business	PROPN
afbr-1237	281	3	review	review	PROPN
afbr-1237	281	4	,	,	PUNCT
afbr-1237	281	5	2(2	2(2	NUM
afbr-1237	281	6	)	)	PUNCT
afbr-1237	281	7	,	,	PUNCT
afbr-1237	281	8	51	51	NUM
afbr-1237	281	9	-	-	SYM
afbr-1237	281	10	58	58	NUM
afbr-1237	281	11	.	.	PUNCT
afbr-1237	282	1	frame	frame	NOUN
afbr-1237	282	2	,	,	PUNCT
afbr-1237	282	3	w.	w.	PROPN
afbr-1237	282	4	s.	s.	PROPN
afbr-1237	282	5	,	,	PUNCT
afbr-1237	282	6	srinivasan	srinivasan	NOUN
afbr-1237	282	7	,	,	PUNCT
afbr-1237	282	8	a.	a.	NOUN
afbr-1237	282	9	,	,	PUNCT
afbr-1237	282	10	&	&	CCONJ
afbr-1237	282	11	woosley	woosley	NOUN
afbr-1237	282	12	,	,	PUNCT
afbr-1237	282	13	l.	l.	PROPN
afbr-1237	282	14	(	(	PUNCT
afbr-1237	282	15	2001	2001	NUM
afbr-1237	282	16	)	)	PUNCT
afbr-1237	282	17	.	.	PUNCT
afbr-1237	283	1	the	the	DET
afbr-1237	283	2	effect	effect	NOUN
afbr-1237	283	3	of	of	ADP
afbr-1237	283	4	credit	credit	NOUN
afbr-1237	283	5	scoring	scoring	NOUN
afbr-1237	283	6	on	on	ADP
afbr-1237	283	7	small	small	ADJ
afbr-1237	283	8	business	business	NOUN
afbr-1237	283	9	lending	lending	NOUN
afbr-1237	283	10	.	.	PUNCT
afbr-1237	284	1	journal	journal	PROPN
afbr-1237	284	2	of	of	ADP
afbr-1237	284	3	money	money	NOUN
afbr-1237	284	4	,	,	PUNCT
afbr-1237	284	5	credit	credit	NOUN
afbr-1237	284	6	and	and	CCONJ
afbr-1237	284	7	banking	banking	NOUN
afbr-1237	284	8	,	,	PUNCT
afbr-1237	284	9	33(3	33(3	NOUN
afbr-1237	284	10	)	)	PUNCT
afbr-1237	284	11	,	,	PUNCT
afbr-1237	284	12	813	813	NUM
afbr-1237	284	13	-	-	SYM
afbr-1237	284	14	825	825	NUM
afbr-1237	284	15	.	.	PUNCT
afbr-1237	285	1	http://dx.doi.org/10.2307/2673896	http://dx.doi.org/10.2307/2673896	PROPN
afbr-1237	285	2	hapitan	hapitan	PROPN
afbr-1237	285	3	,	,	PUNCT
afbr-1237	285	4	r.	r.	PROPN
afbr-1237	285	5	(	(	PUNCT
afbr-1237	285	6	2005	2005	NUM
afbr-1237	285	7	)	)	PUNCT
afbr-1237	285	8	.	.	PUNCT
afbr-1237	286	1	competition	competition	NOUN
afbr-1237	286	2	policy	policy	NOUN
afbr-1237	286	3	and	and	CCONJ
afbr-1237	286	4	access	access	NOUN
afbr-1237	286	5	of	of	ADP
afbr-1237	286	6	small	small	ADJ
afbr-1237	286	7	and	and	CCONJ
afbr-1237	286	8	medium	medium	ADJ
afbr-1237	286	9	enterprises	enterprise	NOUN
afbr-1237	286	10	(	(	PUNCT
afbr-1237	286	11	smes	sme	NOUN
afbr-1237	286	12	)	)	PUNCT
afbr-1237	286	13	to	to	ADP
afbr-1237	286	14	financial	financial	ADJ
afbr-1237	286	15	services	service	NOUN
afbr-1237	286	16	:	:	PUNCT
afbr-1237	286	17	a	a	DET
afbr-1237	286	18	review	review	NOUN
afbr-1237	286	19	of	of	ADP
afbr-1237	286	20	selected	select	VERB
afbr-1237	286	21	smes	sme	NOUN
afbr-1237	286	22	.	.	PUNCT
afbr-1237	287	1	philippine	philippine	PROPN
afbr-1237	287	2	institute	institute	PROPN
afbr-1237	287	3	for	for	ADP
afbr-1237	287	4	development	development	NOUN
afbr-1237	287	5	studies	study	NOUN
afbr-1237	287	6	.	.	PUNCT
afbr-1237	288	1	hernández	hernández	PROPN
afbr-1237	288	2	-	-	PUNCT
afbr-1237	288	3	cánovas	cánovas	PROPN
afbr-1237	288	4	,	,	PUNCT
afbr-1237	288	5	g.	g.	PROPN
afbr-1237	288	6	,	,	PUNCT
afbr-1237	288	7	&	&	CCONJ
afbr-1237	288	8	martínez	martínez	PROPN
afbr-1237	288	9	-	-	PUNCT
afbr-1237	288	10	solano	solano	PROPN
afbr-1237	288	11	,	,	PUNCT
afbr-1237	288	12	p.	p.	NOUN
afbr-1237	288	13	(	(	PUNCT
afbr-1237	288	14	2010	2010	NUM
afbr-1237	288	15	)	)	PUNCT
afbr-1237	288	16	.	.	PUNCT
afbr-1237	289	1	relationship	relationship	NOUN
afbr-1237	289	2	lending	lending	NOUN
afbr-1237	289	3	and	and	CCONJ
afbr-1237	289	4	sme	sme	NOUN
afbr-1237	289	5	financing	financing	NOUN
afbr-1237	289	6	in	in	ADP
afbr-1237	289	7	the	the	DET
afbr-1237	289	8	continental	continental	PROPN
afbr-1237	289	9	european	european	PROPN
afbr-1237	289	10	bank	bank	PROPN
afbr-1237	289	11	-	-	PUNCT
afbr-1237	289	12	based	base	VERB
afbr-1237	289	13	system	system	NOUN
afbr-1237	289	14	.	.	PUNCT
afbr-1237	290	1	small	small	ADJ
afbr-1237	290	2	business	business	NOUN
afbr-1237	290	3	economics	economic	NOUN
afbr-1237	290	4	,	,	PUNCT
afbr-1237	290	5	34(4	34(4	NUM
afbr-1237	290	6	)	)	PUNCT
afbr-1237	290	7	,	,	PUNCT
afbr-1237	290	8	465	465	NUM
afbr-1237	290	9	-	-	SYM
afbr-1237	290	10	482	482	NUM
afbr-1237	290	11	.	.	PUNCT
afbr-1237	290	12	http://dx.doi.org/10.1007/s11187-008-9129-7	http://dx.doi.org/10.1007/s11187-008-9129-7	PROPN
afbr-1237	290	13	joubert	joubert	PROPN
afbr-1237	290	14	,	,	PUNCT
afbr-1237	290	15	p.	p.	PROPN
afbr-1237	290	16	(	(	PUNCT
afbr-1237	290	17	2004	2004	NUM
afbr-1237	290	18	,	,	PUNCT
afbr-1237	290	19	june	june	PROPN
afbr-1237	290	20	)	)	PUNCT
afbr-1237	290	21	.	.	PUNCT
afbr-1237	291	1	constraints	constraint	NOUN
afbr-1237	291	2	and	and	CCONJ
afbr-1237	291	3	challenges	challenge	NOUN
afbr-1237	291	4	of	of	ADP
afbr-1237	291	5	small	small	ADJ
afbr-1237	291	6	and	and	CCONJ
afbr-1237	291	7	medium	medium	ADJ
afbr-1237	291	8	enterprises	enterprise	NOUN
afbr-1237	291	9	(	(	PUNCT
afbr-1237	291	10	smes	sme	NOUN
afbr-1237	291	11	’	'	PUNCT
afbr-1237	291	12	)	)	PUNCT
afbr-1237	291	13	in	in	ADP
afbr-1237	291	14	swaziland	swaziland	PROPN
afbr-1237	291	15	:	:	PUNCT
afbr-1237	291	16	a	a	DET
afbr-1237	291	17	case	case	NOUN
afbr-1237	291	18	analysis	analysis	NOUN
afbr-1237	291	19	.	.	PUNCT
afbr-1237	292	1	in	in	ADP
afbr-1237	292	2	international	international	ADJ
afbr-1237	292	3	council	council	NOUN
afbr-1237	292	4	for	for	ADP
afbr-1237	292	5	small	small	ADJ
afbr-1237	292	6	business	business	NOUN
afbr-1237	292	7	:	:	PUNCT
afbr-1237	292	8	49th	49th	ADJ
afbr-1237	292	9	world	world	NOUN
afbr-1237	292	10	conference	conference	PROPN
afbr-1237	292	11	,	,	PUNCT
afbr-1237	292	12	johannesburg	johannesburg	PROPN
afbr-1237	292	13	,	,	PUNCT
afbr-1237	292	14	http://dx.doi.org/10.2307/2673896	http://dx.doi.org/10.2307/2673896	VERB
afbr-1237	292	15	http://dx.doi.org/10.1007/s11187-008-9129-7	http://dx.doi.org/10.1007/s11187-008-9129-7	NUM
afbr-1237	292	16	development	development	NOUN
afbr-1237	292	17	of	of	ADP
afbr-1237	292	18	bangladesh	bangladesh	PROPN
afbr-1237	292	19	through	through	ADP
afbr-1237	292	20	smes	sme	NOUN
afbr-1237	292	21	financing	financing	NOUN
afbr-1237	292	22	:	:	PUNCT
afbr-1237	292	23	a	a	DET
afbr-1237	292	24	case	case	NOUN
afbr-1237	292	25	study	study	NOUN
afbr-1237	292	26	on	on	ADP
afbr-1237	292	27	idlc	idlc	NOUN
afbr-1237	292	28	finance	finance	PROPN
afbr-1237	292	29	limited	limited	PROPN
afbr-1237	292	30	k.	k.	PROPN
afbr-1237	292	31	m.	m.	PROPN
afbr-1237	292	32	anwarul	anwarul	PROPN
afbr-1237	292	33	islam	islam	PROPN
afbr-1237	292	34	90	90	NUM
afbr-1237	292	35	south	south	PROPN
afbr-1237	292	36	africa	africa	PROPN
afbr-1237	292	37	,	,	PUNCT
afbr-1237	292	38	june	june	PROPN
afbr-1237	292	39	(	(	PUNCT
afbr-1237	292	40	pp	pp	PROPN
afbr-1237	292	41	.	.	PUNCT
afbr-1237	293	1	20	20	NUM
afbr-1237	293	2	-	-	SYM
afbr-1237	293	3	23	23	NUM
afbr-1237	293	4	)	)	PUNCT
afbr-1237	293	5	.	.	PUNCT
afbr-1237	294	1	keasey	keasey	ADJ
afbr-1237	294	2	,	,	PUNCT
afbr-1237	294	3	k.	k.	PROPN
afbr-1237	294	4	,	,	PUNCT
afbr-1237	294	5	&	&	CCONJ
afbr-1237	294	6	mcguinness	mcguinness	PROPN
afbr-1237	294	7	,	,	PUNCT
afbr-1237	294	8	p.	p.	NOUN
afbr-1237	294	9	(	(	PUNCT
afbr-1237	294	10	1990	1990	NUM
afbr-1237	294	11	)	)	PUNCT
afbr-1237	294	12	.	.	PUNCT
afbr-1237	295	1	small	small	ADJ
afbr-1237	295	2	new	new	ADJ
afbr-1237	295	3	firms	firm	NOUN
afbr-1237	295	4	and	and	CCONJ
afbr-1237	295	5	the	the	DET
afbr-1237	295	6	return	return	NOUN
afbr-1237	295	7	to	to	ADP
afbr-1237	295	8	alternative	alternative	ADJ
afbr-1237	295	9	sources	source	NOUN
afbr-1237	295	10	of	of	ADP
afbr-1237	295	11	finance	finance	NOUN
afbr-1237	295	12	.	.	PUNCT
afbr-1237	296	1	small	small	ADJ
afbr-1237	296	2	business	business	NOUN
afbr-1237	296	3	economics	economic	NOUN
afbr-1237	296	4	,	,	PUNCT
afbr-1237	296	5	2(3	2(3	NUM
afbr-1237	296	6	)	)	PUNCT
afbr-1237	296	7	,	,	PUNCT
afbr-1237	296	8	213	213	NUM
afbr-1237	296	9	-	-	SYM
afbr-1237	296	10	222	222	NUM
afbr-1237	296	11	.	.	PUNCT
afbr-1237	297	1	moro	moro	PROPN
afbr-1237	297	2	,	,	PUNCT
afbr-1237	297	3	a.	a.	NOUN
afbr-1237	297	4	,	,	PUNCT
afbr-1237	297	5	lucas	lucas	PROPN
afbr-1237	297	6	,	,	PUNCT
afbr-1237	297	7	m.	m.	NOUN
afbr-1237	297	8	,	,	PUNCT
afbr-1237	297	9	grimm	grimm	NOUN
afbr-1237	297	10	,	,	PUNCT
afbr-1237	297	11	u.	u.	PROPN
afbr-1237	297	12	,	,	PUNCT
afbr-1237	297	13	&	&	CCONJ
afbr-1237	297	14	grassi	grassi	PROPN
afbr-1237	297	15	,	,	PUNCT
afbr-1237	297	16	e.	e.	PROPN
afbr-1237	297	17	(	(	PUNCT
afbr-1237	297	18	2010	2010	NUM
afbr-1237	297	19	)	)	PUNCT
afbr-1237	297	20	.	.	PUNCT
afbr-1237	298	1	financing	finance	VERB
afbr-1237	298	2	smes	sme	NOUN
afbr-1237	298	3	:	:	PUNCT
afbr-1237	298	4	a	a	DET
afbr-1237	298	5	model	model	NOUN
afbr-1237	298	6	for	for	ADP
afbr-1237	298	7	optimising	optimise	VERB
afbr-1237	298	8	the	the	DET
afbr-1237	298	9	capital	capital	NOUN
afbr-1237	298	10	structure	structure	NOUN
afbr-1237	298	11	.	.	PUNCT
afbr-1237	299	1	petersen	petersen	PROPN
afbr-1237	299	2	,	,	PUNCT
afbr-1237	299	3	m.	m.	NOUN
afbr-1237	299	4	a.	a.	PROPN
afbr-1237	299	5	,	,	PUNCT
afbr-1237	299	6	&	&	CCONJ
afbr-1237	299	7	rajan	rajan	PROPN
afbr-1237	299	8	,	,	PUNCT
afbr-1237	299	9	r.	r.	PROPN
afbr-1237	299	10	g.	g.	PROPN
afbr-1237	299	11	(	(	PUNCT
afbr-1237	299	12	1994	1994	NUM
afbr-1237	299	13	)	)	PUNCT
afbr-1237	299	14	.	.	PUNCT
afbr-1237	300	1	the	the	DET
afbr-1237	300	2	benefits	benefit	NOUN
afbr-1237	300	3	of	of	ADP
afbr-1237	300	4	lending	lend	VERB
afbr-1237	300	5	relationships	relationship	NOUN
afbr-1237	300	6	:	:	PUNCT
afbr-1237	300	7	evidence	evidence	NOUN
afbr-1237	300	8	from	from	ADP
afbr-1237	300	9	small	small	ADJ
afbr-1237	300	10	business	business	NOUN
afbr-1237	300	11	data	datum	NOUN
afbr-1237	300	12	.	.	PUNCT
afbr-1237	301	1	the	the	DET
afbr-1237	301	2	journal	journal	PROPN
afbr-1237	301	3	of	of	ADP
afbr-1237	301	4	finance	finance	NOUN
afbr-1237	301	5	,	,	PUNCT
afbr-1237	301	6	49(1	49(1	NOUN
afbr-1237	301	7	)	)	PUNCT
afbr-1237	301	8	,	,	PUNCT
afbr-1237	301	9	3	3	NUM
afbr-1237	301	10	-	-	SYM
afbr-1237	301	11	37	37	NUM
afbr-1237	301	12	.	.	PUNCT
afbr-1237	302	1	soufani	soufani	PROPN
afbr-1237	302	2	,	,	PUNCT
afbr-1237	302	3	k.	k.	PROPN
afbr-1237	302	4	(	(	PUNCT
afbr-1237	302	5	2002	2002	NUM
afbr-1237	302	6	)	)	PUNCT
afbr-1237	302	7	.	.	PUNCT
afbr-1237	303	1	on	on	ADP
afbr-1237	303	2	the	the	DET
afbr-1237	303	3	determinants	determinant	NOUN
afbr-1237	303	4	of	of	ADP
afbr-1237	303	5	factoring	factoring	NOUN
afbr-1237	303	6	as	as	ADP
afbr-1237	303	7	a	a	DET
afbr-1237	303	8	financing	financing	NOUN
afbr-1237	303	9	choice	choice	NOUN
afbr-1237	303	10	:	:	PUNCT
afbr-1237	303	11	evidence	evidence	NOUN
afbr-1237	303	12	from	from	ADP
afbr-1237	303	13	the	the	DET
afbr-1237	303	14	uk	uk	PROPN
afbr-1237	303	15	.	.	PROPN
afbr-1237	303	16	journal	journal	PROPN
afbr-1237	303	17	of	of	ADP
afbr-1237	303	18	economics	economic	NOUN
afbr-1237	303	19	and	and	CCONJ
afbr-1237	303	20	business	business	NOUN
afbr-1237	303	21	,	,	PUNCT
afbr-1237	303	22	54(2	54(2	NUM
afbr-1237	303	23	)	)	PUNCT
afbr-1237	303	24	,	,	PUNCT
afbr-1237	303	25	239	239	NUM
afbr-1237	303	26	-	-	SYM
afbr-1237	303	27	252	252	NUM
afbr-1237	303	28	.	.	PUNCT
afbr-1237	304	1	uz	uz	PROPN
afbr-1237	304	2	zaman	zaman	PROPN
afbr-1237	304	3	,	,	PUNCT
afbr-1237	304	4	a.	a.	PROPN
afbr-1237	304	5	h.	h.	PROPN
afbr-1237	304	6	,	,	PUNCT
afbr-1237	304	7	&	&	CCONJ
afbr-1237	304	8	islam	islam	PROPN
afbr-1237	304	9	,	,	PUNCT
afbr-1237	304	10	m.	m.	PROPN
afbr-1237	304	11	j.	j.	PROPN
afbr-1237	304	12	(	(	PUNCT
afbr-1237	304	13	2011	2011	NUM
afbr-1237	304	14	)	)	PUNCT
afbr-1237	304	15	.	.	PUNCT
afbr-1237	305	1	small	small	ADJ
afbr-1237	305	2	and	and	CCONJ
afbr-1237	305	3	medium	medium	ADJ
afbr-1237	305	4	enterprises	enterprise	NOUN
afbr-1237	305	5	development	development	NOUN
afbr-1237	305	6	in	in	ADP
afbr-1237	305	7	bangladesh	bangladesh	NOUN
afbr-1237	305	8	:	:	PUNCT
afbr-1237	305	9	problems	problem	NOUN
afbr-1237	305	10	and	and	CCONJ
afbr-1237	305	11	prospects	prospect	NOUN
afbr-1237	305	12	.	.	PUNCT
afbr-1237	306	1	asa	asa	PROPN
afbr-1237	306	2	university	university	PROPN
afbr-1237	306	3	review	review	PROPN
afbr-1237	306	4	,	,	PUNCT
afbr-1237	306	5	5(1	5(1	NUM
afbr-1237	306	6	)	)	PUNCT
afbr-1237	306	7	,	,	PUNCT
afbr-1237	306	8	145	145	NUM
afbr-1237	306	9	-	-	SYM
afbr-1237	306	10	160	160	NUM
afbr-1237	306	11	.	.	PUNCT
afbr-1237	307	1	copyrights	copyright	VERB
afbr-1237	307	2	copyright	copyright	NOUN
afbr-1237	307	3	for	for	ADP
afbr-1237	307	4	this	this	DET
afbr-1237	307	5	article	article	NOUN
afbr-1237	307	6	is	be	AUX
afbr-1237	307	7	retained	retain	VERB
afbr-1237	307	8	by	by	ADP
afbr-1237	307	9	the	the	DET
afbr-1237	307	10	author(s	author(s	PROPN
afbr-1237	307	11	)	)	PUNCT
afbr-1237	307	12	,	,	PUNCT
afbr-1237	307	13	with	with	ADP
afbr-1237	307	14	first	first	ADJ
afbr-1237	307	15	publication	publication	NOUN
afbr-1237	307	16	rights	right	NOUN
afbr-1237	307	17	granted	grant	VERB
afbr-1237	307	18	to	to	ADP
afbr-1237	307	19	the	the	DET
afbr-1237	307	20	journal	journal	NOUN
afbr-1237	307	21	.	.	PUNCT
afbr-1237	308	1	this	this	PRON
afbr-1237	308	2	is	be	AUX
afbr-1237	308	3	an	an	DET
afbr-1237	308	4	open	open	ADJ
afbr-1237	308	5	-	-	PUNCT
afbr-1237	308	6	access	access	NOUN
afbr-1237	308	7	article	article	NOUN
afbr-1237	308	8	distributed	distribute	VERB
afbr-1237	308	9	under	under	ADP
afbr-1237	308	10	the	the	DET
afbr-1237	308	11	terms	term	NOUN
afbr-1237	308	12	and	and	CCONJ
afbr-1237	308	13	conditions	condition	NOUN
afbr-1237	308	14	of	of	ADP
afbr-1237	308	15	the	the	DET
afbr-1237	308	16	creative	creative	ADJ
afbr-1237	308	17	commons	common	NOUN
afbr-1237	308	18	attribution	attribution	NOUN
afbr-1237	308	19	license	license	NOUN
afbr-1237	308	20	(	(	PUNCT
afbr-1237	308	21	http://creativecommons.org/licenses/by/4.0	http://creativecommons.org/licenses/by/4.0	NOUN
afbr-1237	308	22	)	)	PUNCT
afbr-1237	308	23	.	.	PUNCT