id	sid	tid	token	lemma	pos
afbr-75	1	1	australian	australian	ADJ
afbr-75	1	2	finance	finance	NOUN
afbr-75	1	3	&	&	CCONJ
afbr-75	1	4	banking	banking	PROPN
afbr-75	1	5	review	review	PROPN
afbr-75	1	6	;	;	PUNCT
afbr-75	1	7	vol	vol	NOUN
afbr-75	1	8	.	.	NOUN
afbr-75	2	1	2	2	NUM
afbr-75	2	2	,	,	PUNCT
afbr-75	2	3	no	no	INTJ
afbr-75	2	4	.	.	NOUN
afbr-75	2	5	1	1	NUM
afbr-75	2	6	;	;	PUNCT
afbr-75	2	7	2018	2018	NUM
afbr-75	2	8	issn	issn	VERB
afbr-75	2	9	2576	2576	NUM
afbr-75	2	10	-	-	SYM
afbr-75	2	11	1196	1196	NUM
afbr-75	2	12	e	e	NOUN
afbr-75	2	13	-	-	PROPN
afbr-75	2	14	issn	issn	ADJ
afbr-75	2	15	2576	2576	NUM
afbr-75	2	16	-	-	PUNCT
afbr-75	2	17	120x	120x	NUM
afbr-75	2	18	published	publish	VERB
afbr-75	2	19	by	by	ADP
afbr-75	2	20	centre	centre	NOUN
afbr-75	2	21	for	for	ADP
afbr-75	2	22	research	research	NOUN
afbr-75	2	23	on	on	ADP
afbr-75	2	24	islamic	islamic	ADJ
afbr-75	2	25	banking	banking	PROPN
afbr-75	2	26	&	&	CCONJ
afbr-75	2	27	finance	finance	PROPN
afbr-75	2	28	and	and	CCONJ
afbr-75	2	29	business	business	NOUN
afbr-75	2	30	1	1	NUM
afbr-75	2	31	msmes	msme	NOUN
afbr-75	2	32	as	as	ADP
afbr-75	2	33	engine	engine	NOUN
afbr-75	2	34	of	of	ADP
afbr-75	2	35	economic	economic	ADJ
afbr-75	2	36	growth	growth	NOUN
afbr-75	2	37	in	in	ADP
afbr-75	2	38	nigeria	nigeria	PROPN
afbr-75	2	39	:	:	PUNCT
afbr-75	2	40	challenges	challenge	NOUN
afbr-75	2	41	and	and	CCONJ
afbr-75	2	42	prospects	prospect	NOUN
afbr-75	2	43	of	of	ADP
afbr-75	2	44	scalability	scalability	NOUN
afbr-75	2	45	emmanuel	emmanuel	PROPN
afbr-75	2	46	okokondem	okokondem	PROPN
afbr-75	2	47	okon	okon	PROPN
afbr-75	2	48	1	1	NUM
afbr-75	2	49	1	1	NUM
afbr-75	2	50	department	department	NOUN
afbr-75	2	51	of	of	ADP
afbr-75	2	52	economics	economic	NOUN
afbr-75	2	53	,	,	PUNCT
afbr-75	2	54	kogi	kogi	PROPN
afbr-75	2	55	state	state	PROPN
afbr-75	2	56	university	university	PROPN
afbr-75	2	57	,	,	PUNCT
afbr-75	2	58	anyigba	anyigba	NOUN
afbr-75	2	59	,	,	PUNCT
afbr-75	2	60	kogi	kogi	PROPN
afbr-75	2	61	state	state	PROPN
afbr-75	2	62	,	,	PUNCT
afbr-75	2	63	nigeria	nigeria	PROPN
afbr-75	2	64	correspondence	correspondence	NOUN
afbr-75	2	65	:	:	PUNCT
afbr-75	2	66	department	department	NOUN
afbr-75	2	67	of	of	ADP
afbr-75	2	68	economics	economic	NOUN
afbr-75	2	69	,	,	PUNCT
afbr-75	2	70	kogi	kogi	PROPN
afbr-75	2	71	state	state	PROPN
afbr-75	2	72	university	university	PROPN
afbr-75	2	73	,	,	PUNCT
afbr-75	2	74	anyigba	anyigba	NOUN
afbr-75	2	75	,	,	PUNCT
afbr-75	2	76	kogi	kogi	PROPN
afbr-75	2	77	state	state	PROPN
afbr-75	2	78	,	,	PUNCT
afbr-75	2	79	nigeria	nigeria	PROPN
afbr-75	2	80	,	,	PUNCT
afbr-75	2	81	e	e	NOUN
afbr-75	2	82	-	-	NOUN
afbr-75	2	83	mail	mail	NOUN
afbr-75	2	84	:	:	PUNCT
afbr-75	3	1	tonydom57@yahoo.com	tonydom57@yahoo.com	X
afbr-75	3	2	.	.	NOUN
afbr-75	3	3	tel	tel	NOUN
afbr-75	3	4	:	:	PUNCT
afbr-75	3	5	+2348023275716	+2348023275716	NUM
afbr-75	3	6	received	receive	VERB
afbr-75	3	7	:	:	PUNCT
afbr-75	3	8	january	january	PROPN
afbr-75	3	9	13	13	NUM
afbr-75	3	10	,	,	PUNCT
afbr-75	3	11	2018	2018	NUM
afbr-75	3	12	accepted	accept	VERB
afbr-75	3	13	:	:	PUNCT
afbr-75	3	14	january	january	PROPN
afbr-75	3	15	15	15	NUM
afbr-75	3	16	,	,	PUNCT
afbr-75	3	17	2018	2018	NUM
afbr-75	3	18	online	online	ADV
afbr-75	3	19	published	publish	VERB
afbr-75	3	20	:	:	PUNCT
afbr-75	3	21	january	january	PROPN
afbr-75	3	22	19	19	NUM
afbr-75	3	23	,	,	PUNCT
afbr-75	3	24	2018	2018	NUM
afbr-75	3	25	abstract	abstract	ADJ
afbr-75	3	26	growing	grow	VERB
afbr-75	3	27	or	or	CCONJ
afbr-75	3	28	expanding	expand	VERB
afbr-75	3	29	the	the	DET
afbr-75	3	30	micro	micro	NOUN
afbr-75	3	31	,	,	PUNCT
afbr-75	3	32	small	small	ADJ
afbr-75	3	33	and	and	CCONJ
afbr-75	3	34	medium	medium	ADJ
afbr-75	3	35	enterprises	enterprise	NOUN
afbr-75	3	36	(	(	PUNCT
afbr-75	3	37	msmes	msme	NOUN
afbr-75	3	38	)	)	PUNCT
afbr-75	3	39	sector	sector	NOUN
afbr-75	3	40	of	of	ADP
afbr-75	3	41	the	the	DET
afbr-75	3	42	economy	economy	NOUN
afbr-75	3	43	is	be	AUX
afbr-75	3	44	one	one	NUM
afbr-75	3	45	key	key	ADJ
afbr-75	3	46	strategy	strategy	NOUN
afbr-75	3	47	to	to	PART
afbr-75	3	48	achieve	achieve	VERB
afbr-75	3	49	economic	economic	ADJ
afbr-75	3	50	growth	growth	NOUN
afbr-75	3	51	and	and	CCONJ
afbr-75	3	52	development	development	NOUN
afbr-75	3	53	.	.	PUNCT
afbr-75	4	1	micro	micro	PROPN
afbr-75	4	2	,	,	PUNCT
afbr-75	4	3	small	small	ADJ
afbr-75	4	4	and	and	CCONJ
afbr-75	4	5	medium	medium	ADJ
afbr-75	4	6	enterprises	enterprise	NOUN
afbr-75	4	7	(	(	PUNCT
afbr-75	4	8	msmes	msmes	PROPN
afbr-75	4	9	)	)	PUNCT
afbr-75	4	10	scalability	scalability	NOUN
afbr-75	4	11	(	(	PUNCT
afbr-75	4	12	growth	growth	NOUN
afbr-75	4	13	or	or	CCONJ
afbr-75	4	14	expansion	expansion	NOUN
afbr-75	4	15	)	)	PUNCT
afbr-75	4	16	have	have	AUX
afbr-75	4	17	become	become	VERB
afbr-75	4	18	an	an	DET
afbr-75	4	19	area	area	NOUN
afbr-75	4	20	of	of	ADP
afbr-75	4	21	concern	concern	NOUN
afbr-75	4	22	for	for	ADP
afbr-75	4	23	economic	economic	ADJ
afbr-75	4	24	growth	growth	NOUN
afbr-75	4	25	in	in	ADP
afbr-75	4	26	developing	develop	VERB
afbr-75	4	27	economies	economy	NOUN
afbr-75	4	28	.	.	PUNCT
afbr-75	5	1	people	people	NOUN
afbr-75	5	2	use	use	VERB
afbr-75	5	3	the	the	DET
afbr-75	5	4	term	term	NOUN
afbr-75	5	5	in	in	ADP
afbr-75	5	6	reference	reference	NOUN
afbr-75	5	7	to	to	ADP
afbr-75	5	8	computer	computer	NOUN
afbr-75	5	9	or	or	CCONJ
afbr-75	5	10	other	other	ADJ
afbr-75	5	11	technological	technological	ADJ
afbr-75	5	12	systems	system	NOUN
afbr-75	5	13	,	,	PUNCT
afbr-75	5	14	but	but	CCONJ
afbr-75	5	15	those	those	PRON
afbr-75	5	16	in	in	ADP
afbr-75	5	17	business	business	NOUN
afbr-75	5	18	also	also	ADV
afbr-75	5	19	use	use	VERB
afbr-75	5	20	the	the	DET
afbr-75	5	21	word	word	NOUN
afbr-75	5	22	to	to	PART
afbr-75	5	23	describe	describe	VERB
afbr-75	5	24	the	the	DET
afbr-75	5	25	adaptability	adaptability	NOUN
afbr-75	5	26	of	of	ADP
afbr-75	5	27	a	a	DET
afbr-75	5	28	company	company	NOUN
afbr-75	5	29	(	(	PUNCT
afbr-75	5	30	thibodeaux	thibodeaux	PROPN
afbr-75	5	31	,	,	PUNCT
afbr-75	5	32	2015	2015	NUM
afbr-75	5	33	)	)	PUNCT
afbr-75	5	34	in	in	ADP
afbr-75	5	35	today‘s	today‘s	ADV
afbr-75	5	36	fast	fast	ADV
afbr-75	5	37	-	-	PUNCT
afbr-75	5	38	paced	pace	VERB
afbr-75	5	39	business	business	NOUN
afbr-75	5	40	environment	environment	NOUN
afbr-75	5	41	where	where	SCONJ
afbr-75	5	42	the	the	DET
afbr-75	5	43	focus	focus	NOUN
afbr-75	5	44	on	on	ADP
afbr-75	5	45	customer	customer	NOUN
afbr-75	5	46	satisfaction	satisfaction	NOUN
afbr-75	5	47	is	be	AUX
afbr-75	5	48	at	at	ADP
afbr-75	5	49	an	an	DET
afbr-75	5	50	all	all	DET
afbr-75	5	51	-	-	PUNCT
afbr-75	5	52	time	time	NOUN
afbr-75	5	53	high	high	ADJ
afbr-75	5	54	.	.	PUNCT
afbr-75	6	1	this	this	DET
afbr-75	6	2	article	article	NOUN
afbr-75	6	3	discusses	discuss	VERB
afbr-75	6	4	the	the	DET
afbr-75	6	5	concept	concept	NOUN
afbr-75	6	6	of	of	ADP
afbr-75	6	7	scalability	scalability	NOUN
afbr-75	6	8	as	as	SCONJ
afbr-75	6	9	it	it	PRON
afbr-75	6	10	relates	relate	VERB
afbr-75	6	11	to	to	ADP
afbr-75	6	12	business	business	NOUN
afbr-75	6	13	and	and	CCONJ
afbr-75	6	14	non	non	ADJ
afbr-75	6	15	-	-	ADJ
afbr-75	6	16	scalable	scalable	ADJ
afbr-75	6	17	components	component	NOUN
afbr-75	6	18	of	of	ADP
afbr-75	6	19	business	business	NOUN
afbr-75	6	20	process	process	NOUN
afbr-75	6	21	as	as	ADV
afbr-75	6	22	well	well	ADV
afbr-75	6	23	as	as	ADP
afbr-75	6	24	the	the	DET
afbr-75	6	25	importance	importance	NOUN
afbr-75	6	26	of	of	ADP
afbr-75	6	27	being	be	AUX
afbr-75	6	28	scalable	scalable	ADJ
afbr-75	6	29	.	.	PUNCT
afbr-75	7	1	it	it	PRON
afbr-75	7	2	also	also	ADV
afbr-75	7	3	looked	look	VERB
afbr-75	7	4	at	at	ADP
afbr-75	7	5	some	some	PRON
afbr-75	7	6	of	of	ADP
afbr-75	7	7	the	the	DET
afbr-75	7	8	challenges	challenge	NOUN
afbr-75	7	9	and	and	CCONJ
afbr-75	7	10	practices	practice	NOUN
afbr-75	7	11	that	that	PRON
afbr-75	7	12	prevent	prevent	VERB
afbr-75	7	13	effective	effective	ADJ
afbr-75	7	14	scalability	scalability	NOUN
afbr-75	7	15	of	of	ADP
afbr-75	7	16	msmes	msme	NOUN
afbr-75	7	17	in	in	ADP
afbr-75	7	18	nigeria	nigeria	PROPN
afbr-75	7	19	and	and	CCONJ
afbr-75	7	20	the	the	DET
afbr-75	7	21	way	way	NOUN
afbr-75	7	22	forward	forward	ADV
afbr-75	7	23	.	.	PUNCT
afbr-75	8	1	keywords	keyword	NOUN
afbr-75	8	2	:	:	PUNCT
afbr-75	8	3	msmes	msme	NOUN
afbr-75	8	4	,	,	PUNCT
afbr-75	8	5	challenges	challenge	NOUN
afbr-75	8	6	,	,	PUNCT
afbr-75	8	7	scalability	scalability	NOUN
afbr-75	8	8	,	,	PUNCT
afbr-75	8	9	economic	economic	ADJ
afbr-75	8	10	growth	growth	NOUN
afbr-75	8	11	,	,	PUNCT
afbr-75	8	12	nigeria	nigeria	PROPN
afbr-75	8	13	1	1	NUM
afbr-75	8	14	.	.	PUNCT
afbr-75	8	15	introduction	introduction	NOUN
afbr-75	8	16	micro	micro	PROPN
afbr-75	8	17	,	,	PUNCT
afbr-75	8	18	small	small	ADJ
afbr-75	8	19	and	and	CCONJ
afbr-75	8	20	medium	medium	ADJ
afbr-75	8	21	enterprises	enterprise	NOUN
afbr-75	8	22	(	(	PUNCT
afbr-75	8	23	msmes	msme	NOUN
afbr-75	8	24	)	)	PUNCT
afbr-75	8	25	account	account	VERB
afbr-75	8	26	for	for	ADP
afbr-75	8	27	a	a	DET
afbr-75	8	28	large	large	ADJ
afbr-75	8	29	proportion	proportion	NOUN
afbr-75	8	30	of	of	ADP
afbr-75	8	31	the	the	DET
afbr-75	8	32	total	total	ADJ
afbr-75	8	33	employment	employment	NOUN
afbr-75	8	34	growth	growth	NOUN
afbr-75	8	35	in	in	ADP
afbr-75	8	36	many	many	ADJ
afbr-75	8	37	countries	country	NOUN
afbr-75	8	38	.	.	PUNCT
afbr-75	9	1	in	in	ADP
afbr-75	9	2	such	such	ADJ
afbr-75	9	3	countries	country	NOUN
afbr-75	9	4	,	,	PUNCT
afbr-75	9	5	msmes	msme	NOUN
afbr-75	9	6	produce	produce	VERB
afbr-75	9	7	a	a	DET
afbr-75	9	8	significant	significant	ADJ
afbr-75	9	9	share	share	NOUN
afbr-75	9	10	of	of	ADP
afbr-75	9	11	their	their	PRON
afbr-75	9	12	increases	increase	NOUN
afbr-75	9	13	in	in	ADP
afbr-75	9	14	gross	gross	ADJ
afbr-75	9	15	domestic	domestic	ADJ
afbr-75	9	16	product	product	NOUN
afbr-75	9	17	(	(	PUNCT
afbr-75	9	18	gdp	gdp	NOUN
afbr-75	9	19	)	)	PUNCT
afbr-75	9	20	,	,	PUNCT
afbr-75	9	21	while	while	SCONJ
afbr-75	9	22	the	the	DET
afbr-75	9	23	contributions	contribution	NOUN
afbr-75	9	24	of	of	ADP
afbr-75	9	25	larger	large	ADJ
afbr-75	9	26	enterprises	enterprise	NOUN
afbr-75	9	27	tend	tend	VERB
afbr-75	9	28	to	to	PART
afbr-75	9	29	remain	remain	VERB
afbr-75	9	30	stable	stable	ADJ
afbr-75	9	31	(	(	PUNCT
afbr-75	9	32	adb	adb	NOUN
afbr-75	9	33	,	,	PUNCT
afbr-75	9	34	2002	2002	NUM
afbr-75	9	35	)	)	PUNCT
afbr-75	9	36	.	.	PUNCT
afbr-75	10	1	for	for	ADP
afbr-75	10	2	instance	instance	NOUN
afbr-75	10	3	,	,	PUNCT
afbr-75	10	4	in	in	ADP
afbr-75	10	5	the	the	DET
afbr-75	10	6	oecd	oecd	PROPN
afbr-75	10	7	economies	economy	NOUN
afbr-75	10	8	,	,	PUNCT
afbr-75	10	9	msmes	msme	NOUN
afbr-75	10	10	and	and	CCONJ
afbr-75	10	11	micro	micro	ADJ
afbr-75	10	12	enterprises	enterprise	NOUN
afbr-75	10	13	account	account	VERB
afbr-75	10	14	for	for	ADP
afbr-75	10	15	over	over	ADP
afbr-75	10	16	95	95	NUM
afbr-75	10	17	%	%	NOUN
afbr-75	10	18	of	of	ADP
afbr-75	10	19	firms	firm	NOUN
afbr-75	10	20	,	,	PUNCT
afbr-75	10	21	60	60	NUM
afbr-75	10	22	-	-	SYM
afbr-75	10	23	70	70	NUM
afbr-75	10	24	%	%	NOUN
afbr-75	10	25	of	of	ADP
afbr-75	10	26	employment	employment	NOUN
afbr-75	10	27	,	,	PUNCT
afbr-75	10	28	55	55	NUM
afbr-75	10	29	%	%	NOUN
afbr-75	10	30	of	of	ADP
afbr-75	10	31	gdp	gdp	NOUN
afbr-75	10	32	and	and	CCONJ
afbr-75	10	33	generate	generate	VERB
afbr-75	10	34	the	the	DET
afbr-75	10	35	lion‘s	lion‘s	PROPN
afbr-75	10	36	share	share	NOUN
afbr-75	10	37	of	of	ADP
afbr-75	10	38	new	new	ADJ
afbr-75	10	39	employment	employment	NOUN
afbr-75	10	40	.	.	PUNCT
afbr-75	11	1	in	in	ADP
afbr-75	11	2	the	the	DET
afbr-75	11	3	case	case	NOUN
afbr-75	11	4	of	of	ADP
afbr-75	11	5	developing	develop	VERB
afbr-75	11	6	economies	economy	NOUN
afbr-75	11	7	,	,	PUNCT
afbr-75	11	8	the	the	DET
afbr-75	11	9	situation	situation	NOUN
afbr-75	11	10	is	be	AUX
afbr-75	11	11	not	not	PART
afbr-75	11	12	very	very	ADV
afbr-75	11	13	different	different	ADJ
afbr-75	11	14	.	.	PUNCT
afbr-75	12	1	for	for	ADP
afbr-75	12	2	instance	instance	NOUN
afbr-75	12	3	,	,	PUNCT
afbr-75	12	4	in	in	ADP
afbr-75	12	5	morocco	morocco	PROPN
afbr-75	12	6	,	,	PUNCT
afbr-75	12	7	93	93	NUM
afbr-75	12	8	%	%	NOUN
afbr-75	12	9	of	of	ADP
afbr-75	12	10	firms	firm	NOUN
afbr-75	12	11	are	be	AUX
afbr-75	12	12	msmes	msme	NOUN
afbr-75	12	13	and	and	CCONJ
afbr-75	12	14	account	account	VERB
afbr-75	12	15	for	for	ADP
afbr-75	12	16	38	38	NUM
afbr-75	12	17	%	%	NOUN
afbr-75	12	18	of	of	ADP
afbr-75	12	19	production	production	NOUN
afbr-75	12	20	,	,	PUNCT
afbr-75	12	21	33	33	NUM
afbr-75	12	22	%	%	NOUN
afbr-75	12	23	investment	investment	NOUN
afbr-75	12	24	,	,	PUNCT
afbr-75	12	25	30	30	NUM
afbr-75	12	26	%	%	NOUN
afbr-75	12	27	export	export	NOUN
afbr-75	12	28	and	and	CCONJ
afbr-75	12	29	46	46	NUM
afbr-75	12	30	%	%	NOUN
afbr-75	12	31	employment	employment	NOUN
afbr-75	12	32	.	.	PUNCT
afbr-75	13	1	similarly	similarly	ADV
afbr-75	13	2	,	,	PUNCT
afbr-75	13	3	in	in	ADP
afbr-75	13	4	bangladesh	bangladesh	NOUN
afbr-75	13	5	,	,	PUNCT
afbr-75	13	6	enterprises	enterprise	NOUN
afbr-75	13	7	of	of	ADP
afbr-75	13	8	less	less	ADJ
afbr-75	13	9	than	than	ADP
afbr-75	13	10	100	100	NUM
afbr-75	13	11	employees	employee	NOUN
afbr-75	13	12	account	account	VERB
afbr-75	13	13	for	for	ADP
afbr-75	13	14	99	99	NUM
afbr-75	13	15	%	%	NOUN
afbr-75	13	16	of	of	ADP
afbr-75	13	17	all	all	DET
afbr-75	13	18	firms	firm	NOUN
afbr-75	13	19	and	and	CCONJ
afbr-75	13	20	58	58	NUM
afbr-75	13	21	%	%	NOUN
afbr-75	13	22	employment	employment	NOUN
afbr-75	13	23	.	.	PUNCT
afbr-75	14	1	also	also	ADV
afbr-75	14	2	,	,	PUNCT
afbr-75	14	3	in	in	ADP
afbr-75	14	4	ecuador	ecuador	NOUN
afbr-75	14	5	,	,	PUNCT
afbr-75	14	6	99	99	NUM
afbr-75	14	7	%	%	NOUN
afbr-75	14	8	of	of	ADP
afbr-75	14	9	all	all	DET
afbr-75	14	10	private	private	ADJ
afbr-75	14	11	companies	company	NOUN
afbr-75	14	12	have	have	VERB
afbr-75	14	13	less	less	ADJ
afbr-75	14	14	than	than	ADP
afbr-75	14	15	50	50	NUM
afbr-75	14	16	employees	employee	NOUN
afbr-75	14	17	and	and	CCONJ
afbr-75	14	18	account	account	VERB
afbr-75	14	19	for	for	ADP
afbr-75	14	20	55	55	NUM
afbr-75	14	21	%	%	NOUN
afbr-75	14	22	of	of	ADP
afbr-75	14	23	employment	employment	NOUN
afbr-75	14	24	(	(	PUNCT
afbr-75	14	25	etuk	etuk	PROPN
afbr-75	14	26	et	et	PROPN
afbr-75	14	27	al	al	PROPN
afbr-75	14	28	.	.	PROPN
afbr-75	14	29	,	,	PUNCT
afbr-75	14	30	2014	2014	NUM
afbr-75	14	31	)	)	PUNCT
afbr-75	14	32	.	.	PUNCT
afbr-75	15	1	in	in	ADP
afbr-75	15	2	the	the	DET
afbr-75	15	3	case	case	NOUN
afbr-75	15	4	of	of	ADP
afbr-75	15	5	nigeria	nigeria	PROPN
afbr-75	15	6	,	,	PUNCT
afbr-75	15	7	well	well	ADV
afbr-75	15	8	-	-	PUNCT
afbr-75	15	9	managed	manage	VERB
afbr-75	15	10	and	and	CCONJ
afbr-75	15	11	healthy	healthy	ADJ
afbr-75	15	12	msmes	msme	NOUN
afbr-75	15	13	constitute	constitute	VERB
afbr-75	15	14	significant	significant	ADJ
afbr-75	15	15	sources	source	NOUN
afbr-75	15	16	of	of	ADP
afbr-75	15	17	employment	employment	NOUN
afbr-75	15	18	opportunities	opportunity	NOUN
afbr-75	15	19	and	and	CCONJ
afbr-75	15	20	wealth	wealth	NOUN
afbr-75	15	21	creation	creation	NOUN
afbr-75	15	22	.	.	PUNCT
afbr-75	16	1	while	while	SCONJ
afbr-75	16	2	the	the	DET
afbr-75	16	3	citizens	citizen	NOUN
afbr-75	16	4	benefit	benefit	VERB
afbr-75	16	5	in	in	ADP
afbr-75	16	6	terms	term	NOUN
afbr-75	16	7	of	of	ADP
afbr-75	16	8	employment	employment	NOUN
afbr-75	16	9	and	and	CCONJ
afbr-75	16	10	income	income	NOUN
afbr-75	16	11	,	,	PUNCT
afbr-75	16	12	government	government	NOUN
afbr-75	16	13	also	also	ADV
afbr-75	16	14	benefits	benefit	VERB
afbr-75	16	15	by	by	ADP
afbr-75	16	16	generating	generate	VERB
afbr-75	16	17	revenue	revenue	NOUN
afbr-75	16	18	in	in	ADP
afbr-75	16	19	form	form	NOUN
afbr-75	16	20	of	of	ADP
afbr-75	16	21	taxes	taxis	NOUN
afbr-75	16	22	.	.	PUNCT
afbr-75	17	1	this	this	PRON
afbr-75	17	2	can	can	AUX
afbr-75	17	3	be	be	AUX
afbr-75	17	4	a	a	DET
afbr-75	17	5	strong	strong	ADJ
afbr-75	17	6	factor	factor	NOUN
afbr-75	17	7	to	to	ADP
afbr-75	17	8	social	social	ADJ
afbr-75	17	9	stability	stability	NOUN
afbr-75	17	10	.	.	PUNCT
afbr-75	18	1	it	it	PRON
afbr-75	18	2	is	be	AUX
afbr-75	18	3	noteworthy	noteworthy	ADJ
afbr-75	18	4	that	that	SCONJ
afbr-75	18	5	not	not	PART
afbr-75	18	6	all	all	DET
afbr-75	18	7	msmes	msme	NOUN
afbr-75	18	8	and	and	CCONJ
afbr-75	18	9	microenterprises	microenterprise	NOUN
afbr-75	18	10	are	be	AUX
afbr-75	18	11	in	in	ADP
afbr-75	18	12	the	the	DET
afbr-75	18	13	formal	formal	ADJ
afbr-75	18	14	sector	sector	NOUN
afbr-75	18	15	;	;	PUNCT
afbr-75	18	16	some	some	PRON
afbr-75	18	17	of	of	ADP
afbr-75	18	18	them	they	PRON
afbr-75	18	19	occupy	occupy	VERB
afbr-75	18	20	the	the	DET
afbr-75	18	21	unofficial	unofficial	ADJ
afbr-75	18	22	labour	labour	NOUN
afbr-75	18	23	market	market	NOUN
afbr-75	18	24	,	,	PUNCT
afbr-75	18	25	which	which	PRON
afbr-75	18	26	varies	vary	VERB
afbr-75	18	27	in	in	ADP
afbr-75	18	28	size	size	NOUN
afbr-75	18	29	from	from	ADP
afbr-75	18	30	an	an	DET
afbr-75	18	31	estimated	estimate	VERB
afbr-75	18	32	4	4	NUM
afbr-75	18	33	-	-	SYM
afbr-75	18	34	6	6	NUM
afbr-75	18	35	%	%	NOUN
afbr-75	18	36	in	in	ADP
afbr-75	18	37	developed	develop	VERB
afbr-75	18	38	countries	country	NOUN
afbr-75	18	39	to	to	ADP
afbr-75	18	40	over	over	ADP
afbr-75	18	41	50	50	NUM
afbr-75	18	42	%	%	NOUN
afbr-75	18	43	in	in	ADP
afbr-75	18	44	developing	develop	VERB
afbr-75	18	45	nations	nation	NOUN
afbr-75	18	46	.	.	PUNCT
afbr-75	19	1	according	accord	VERB
afbr-75	19	2	to	to	ADP
afbr-75	19	3	the	the	DET
afbr-75	19	4	international	international	ADJ
afbr-75	19	5	finance	finance	NOUN
afbr-75	19	6	corporation	corporation	NOUN
afbr-75	19	7	(	(	PUNCT
afbr-75	19	8	ifc	ifc	NOUN
afbr-75	19	9	,	,	PUNCT
afbr-75	19	10	2006	2006	NUM
afbr-75	19	11	)	)	PUNCT
afbr-75	19	12	,	,	PUNCT
afbr-75	19	13	there	there	PRON
afbr-75	19	14	is	be	VERB
afbr-75	19	15	a	a	DET
afbr-75	19	16	positive	positive	ADJ
afbr-75	19	17	relationship	relationship	NOUN
afbr-75	19	18	between	between	ADP
afbr-75	19	19	a	a	DET
afbr-75	19	20	country‘s	country‘s	NOUN
afbr-75	19	21	overall	overall	ADJ
afbr-75	19	22	level	level	NOUN
afbr-75	19	23	of	of	ADP
afbr-75	19	24	income	income	NOUN
afbr-75	19	25	and	and	CCONJ
afbr-75	19	26	the	the	DET
afbr-75	19	27	number	number	NOUN
afbr-75	19	28	of	of	ADP
afbr-75	19	29	msmes	msme	NOUN
afbr-75	19	30	per	per	ADP
afbr-75	19	31	1,000	1,000	NUM
afbr-75	19	32	people	people	NOUN
afbr-75	19	33	.	.	PUNCT
afbr-75	20	1	the	the	DET
afbr-75	20	2	world	world	NOUN
afbr-75	20	3	bank‘s	bank‘s	PROPN
afbr-75	20	4	doing	do	VERB
afbr-75	20	5	business	business	NOUN
afbr-75	20	6	reports	report	NOUN
afbr-75	20	7	indicate	indicate	VERB
afbr-75	20	8	that	that	SCONJ
afbr-75	20	9	a	a	DET
afbr-75	20	10	healthy	healthy	ADJ
afbr-75	20	11	msme	msme	NOUN
afbr-75	20	12	sector	sector	NOUN
afbr-75	20	13	corresponds	correspond	VERB
afbr-75	20	14	with	with	ADP
afbr-75	20	15	a	a	DET
afbr-75	20	16	reduced	reduced	ADJ
afbr-75	20	17	level	level	NOUN
afbr-75	20	18	of	of	ADP
afbr-75	20	19	informal	informal	ADJ
afbr-75	20	20	or	or	CCONJ
afbr-75	20	21	―black	―black	ADJ
afbr-75	20	22	market‖	market‖	NOUN
afbr-75	20	23	activities	activity	NOUN
afbr-75	20	24	.	.	PUNCT
afbr-75	21	1	thus	thus	ADV
afbr-75	21	2	,	,	PUNCT
afbr-75	21	3	managing	manage	VERB
afbr-75	21	4	msme	msme	NOUN
afbr-75	21	5	sector	sector	NOUN
afbr-75	21	6	to	to	PART
afbr-75	21	7	reduce	reduce	VERB
afbr-75	21	8	the	the	DET
afbr-75	21	9	number	number	NOUN
afbr-75	21	10	of	of	ADP
afbr-75	21	11	informal	informal	ADJ
afbr-75	21	12	business	business	NOUN
afbr-75	21	13	is	be	AUX
afbr-75	21	14	essential	essential	ADJ
afbr-75	21	15	in	in	ADP
afbr-75	21	16	the	the	DET
afbr-75	21	17	nigerian	nigerian	ADJ
afbr-75	21	18	development	development	NOUN
afbr-75	21	19	project	project	NOUN
afbr-75	21	20	.	.	PUNCT
afbr-75	22	1	msmes	msme	NOUN
afbr-75	22	2	are	be	AUX
afbr-75	22	3	regarded	regard	VERB
afbr-75	22	4	as	as	ADP
afbr-75	22	5	the	the	DET
afbr-75	22	6	bedrock	bedrock	NOUN
afbr-75	22	7	of	of	ADP
afbr-75	22	8	industrialization	industrialization	NOUN
afbr-75	22	9	.	.	PUNCT
afbr-75	23	1	because	because	SCONJ
afbr-75	23	2	a	a	DET
afbr-75	23	3	number	number	NOUN
afbr-75	23	4	of	of	ADP
afbr-75	23	5	them	they	PRON
afbr-75	23	6	possess	possess	VERB
afbr-75	23	7	extensive	extensive	ADJ
afbr-75	23	8	knowledge	knowledge	NOUN
afbr-75	23	9	of	of	ADP
afbr-75	23	10	resources	resource	NOUN
afbr-75	23	11	,	,	PUNCT
afbr-75	23	12	as	as	ADV
afbr-75	23	13	well	well	ADV
afbr-75	23	14	as	as	ADP
afbr-75	23	15	demand	demand	NOUN
afbr-75	23	16	and	and	CCONJ
afbr-75	23	17	supply	supply	NOUN
afbr-75	23	18	trends	trend	NOUN
afbr-75	23	19	,	,	PUNCT
afbr-75	23	20	they	they	PRON
afbr-75	23	21	constitute	constitute	VERB
afbr-75	23	22	the	the	DET
afbr-75	23	23	chief	chief	ADJ
afbr-75	23	24	supplier	supplier	NOUN
afbr-75	23	25	of	of	ADP
afbr-75	23	26	input	input	NOUN
afbr-75	23	27	to	to	ADP
afbr-75	23	28	larger	large	ADJ
afbr-75	23	29	firms	firm	NOUN
afbr-75	23	30	.	.	PUNCT
afbr-75	24	1	they	they	PRON
afbr-75	24	2	also	also	ADV
afbr-75	24	3	serve	serve	VERB
afbr-75	24	4	as	as	ADP
afbr-75	24	5	the	the	DET
afbr-75	24	6	main	main	ADJ
afbr-75	24	7	customers	customer	NOUN
afbr-75	24	8	to	to	ADP
afbr-75	24	9	the	the	DET
afbr-75	24	10	larger	large	ADJ
afbr-75	24	11	firms	firm	NOUN
afbr-75	24	12	;	;	PUNCT
afbr-75	24	13	provide	provide	VERB
afbr-75	24	14	all	all	DET
afbr-75	24	15	sorts	sort	NOUN
afbr-75	24	16	of	of	ADP
afbr-75	24	17	products	product	NOUN
afbr-75	24	18	ranging	range	VERB
afbr-75	24	19	from	from	ADP
afbr-75	24	20	food	food	NOUN
afbr-75	24	21	,	,	PUNCT
afbr-75	24	22	clothing	clothing	NOUN
afbr-75	24	23	,	,	PUNCT
afbr-75	24	24	recreation	recreation	NOUN
afbr-75	24	25	,	,	PUNCT
afbr-75	24	26	www.cribfb.com/journal/index.php/afbr	www.cribfb.com/journal/index.php/afbr	ADJ
afbr-75	24	27	australian	australian	ADJ
afbr-75	24	28	finance	finance	NOUN
afbr-75	24	29	and	and	CCONJ
afbr-75	24	30	banking	banking	NOUN
afbr-75	24	31	vol	vol	NOUN
afbr-75	24	32	.	.	PROPN
afbr-75	25	1	2	2	NUM
afbr-75	25	2	,	,	PUNCT
afbr-75	25	3	no	no	INTJ
afbr-75	25	4	.	.	NOUN
afbr-75	25	5	1	1	NUM
afbr-75	25	6	;	;	PUNCT
afbr-75	25	7	2018	2018	NUM
afbr-75	25	8	2	2	NUM
afbr-75	25	9	entertainment	entertainment	NOUN
afbr-75	25	10	,	,	PUNCT
afbr-75	25	11	healthcare	healthcare	PROPN
afbr-75	25	12	,	,	PUNCT
afbr-75	25	13	education	education	NOUN
afbr-75	25	14	,	,	PUNCT
afbr-75	25	15	and	and	CCONJ
afbr-75	25	16	so	so	ADV
afbr-75	25	17	forth	forth	ADV
afbr-75	25	18	.	.	PUNCT
afbr-75	26	1	they	they	PRON
afbr-75	26	2	help	help	VERB
afbr-75	26	3	in	in	ADP
afbr-75	26	4	economic	economic	ADJ
afbr-75	26	5	development	development	NOUN
afbr-75	26	6	through	through	ADP
afbr-75	26	7	industrial	industrial	ADJ
afbr-75	26	8	disposal	disposal	NOUN
afbr-75	26	9	and	and	CCONJ
afbr-75	26	10	production	production	NOUN
afbr-75	26	11	of	of	ADP
afbr-75	26	12	primary	primary	ADJ
afbr-75	26	13	and	and	CCONJ
afbr-75	26	14	intermediate	intermediate	ADJ
afbr-75	26	15	products	product	NOUN
afbr-75	26	16	.	.	PUNCT
afbr-75	27	1	they	they	PRON
afbr-75	27	2	can	can	AUX
afbr-75	27	3	also	also	ADV
afbr-75	27	4	supply	supply	VERB
afbr-75	27	5	the	the	DET
afbr-75	27	6	material	material	NOUN
afbr-75	27	7	needs	need	NOUN
afbr-75	27	8	of	of	ADP
afbr-75	27	9	the	the	DET
afbr-75	27	10	larger	large	ADJ
afbr-75	27	11	enterprises	enterprise	NOUN
afbr-75	27	12	.	.	PUNCT
afbr-75	28	1	in	in	ADP
afbr-75	28	2	addition	addition	NOUN
afbr-75	28	3	,	,	PUNCT
afbr-75	28	4	they	they	PRON
afbr-75	28	5	provide	provide	VERB
afbr-75	28	6	specialized	specialize	VERB
afbr-75	28	7	,	,	PUNCT
afbr-75	28	8	and	and	CCONJ
afbr-75	28	9	many	many	ADJ
afbr-75	28	10	times	time	NOUN
afbr-75	28	11	,	,	PUNCT
afbr-75	28	12	personal	personal	ADJ
afbr-75	28	13	services	service	NOUN
afbr-75	28	14	.	.	PUNCT
afbr-75	29	1	in	in	ADP
afbr-75	29	2	summary	summary	NOUN
afbr-75	29	3	,	,	PUNCT
afbr-75	29	4	msmes	msme	NOUN
afbr-75	29	5	constitute	constitute	VERB
afbr-75	29	6	important	important	ADJ
afbr-75	29	7	sources	source	NOUN
afbr-75	29	8	of	of	ADP
afbr-75	29	9	local	local	ADJ
afbr-75	29	10	supply	supply	NOUN
afbr-75	29	11	and	and	CCONJ
afbr-75	29	12	service	service	NOUN
afbr-75	29	13	provision	provision	NOUN
afbr-75	29	14	to	to	ADP
afbr-75	29	15	larger	large	ADJ
afbr-75	29	16	corporations	corporation	NOUN
afbr-75	29	17	(	(	PUNCT
afbr-75	29	18	etuk	etuk	PROPN
afbr-75	29	19	et	et	PROPN
afbr-75	29	20	al	al	PROPN
afbr-75	29	21	.	.	PROPN
afbr-75	29	22	,	,	PUNCT
afbr-75	29	23	2014	2014	NUM
afbr-75	29	24	)	)	PUNCT
afbr-75	29	25	.	.	PUNCT
afbr-75	30	1	developing	develop	VERB
afbr-75	30	2	countries	country	NOUN
afbr-75	30	3	represent	represent	VERB
afbr-75	30	4	a	a	DET
afbr-75	30	5	huge	huge	ADJ
afbr-75	30	6	,	,	PUNCT
afbr-75	30	7	largely	largely	ADV
afbr-75	30	8	untapped	untapped	ADJ
afbr-75	30	9	market	market	NOUN
afbr-75	30	10	for	for	ADP
afbr-75	30	11	large	large	ADJ
afbr-75	30	12	corporations	corporation	NOUN
afbr-75	30	13	.	.	PUNCT
afbr-75	31	1	by	by	ADP
afbr-75	31	2	working	work	VERB
afbr-75	31	3	closely	closely	ADV
afbr-75	31	4	with	with	ADP
afbr-75	31	5	msmes	msme	NOUN
afbr-75	31	6	,	,	PUNCT
afbr-75	31	7	large	large	ADJ
afbr-75	31	8	corporations	corporation	NOUN
afbr-75	31	9	can	can	AUX
afbr-75	31	10	develop	develop	VERB
afbr-75	31	11	new	new	ADJ
afbr-75	31	12	customer	customer	NOUN
afbr-75	31	13	base	base	NOUN
afbr-75	31	14	that	that	PRON
afbr-75	31	15	may	may	AUX
afbr-75	31	16	not	not	PART
afbr-75	31	17	be	be	AUX
afbr-75	31	18	accessible	accessible	ADJ
afbr-75	31	19	to	to	ADP
afbr-75	31	20	the	the	DET
afbr-75	31	21	traditional	traditional	ADJ
afbr-75	31	22	distribution	distribution	NOUN
afbr-75	31	23	networks	network	NOUN
afbr-75	31	24	of	of	ADP
afbr-75	31	25	these	these	DET
afbr-75	31	26	corporations	corporation	NOUN
afbr-75	31	27	.	.	PUNCT
afbr-75	32	1	msmes	msme	NOUN
afbr-75	32	2	also	also	ADV
afbr-75	32	3	represent	represent	VERB
afbr-75	32	4	important	important	ADJ
afbr-75	32	5	sources	source	NOUN
afbr-75	32	6	of	of	ADP
afbr-75	32	7	innovation	innovation	NOUN
afbr-75	32	8	.	.	PUNCT
afbr-75	33	1	they	they	PRON
afbr-75	33	2	tend	tend	VERB
afbr-75	33	3	to	to	PART
afbr-75	33	4	occupy	occupy	VERB
afbr-75	33	5	specialized	specialized	ADJ
afbr-75	33	6	market	market	NOUN
afbr-75	33	7	―niches‖	―niches‖	PROPN
afbr-75	33	8	and	and	CCONJ
afbr-75	33	9	follow	follow	VERB
afbr-75	33	10	competitive	competitive	ADJ
afbr-75	33	11	strategies	strategy	NOUN
afbr-75	33	12	that	that	PRON
afbr-75	33	13	set	set	VERB
afbr-75	33	14	them	they	PRON
afbr-75	33	15	apart	apart	ADV
afbr-75	33	16	from	from	ADP
afbr-75	33	17	other	other	ADJ
afbr-75	33	18	companies	company	NOUN
afbr-75	33	19	.	.	PUNCT
afbr-75	34	1	this	this	PRON
afbr-75	34	2	might	might	AUX
afbr-75	34	3	include	include	VERB
afbr-75	34	4	re	re	ADJ
afbr-75	34	5	-	-	ADJ
afbr-75	34	6	engineering	engineering	ADJ
afbr-75	34	7	products	product	NOUN
afbr-75	34	8	or	or	CCONJ
afbr-75	34	9	services	service	NOUN
afbr-75	34	10	to	to	PART
afbr-75	34	11	meet	meet	VERB
afbr-75	34	12	market	market	NOUN
afbr-75	34	13	demands	demand	NOUN
afbr-75	34	14	,	,	PUNCT
afbr-75	34	15	exploring	explore	VERB
afbr-75	34	16	innovative	innovative	ADJ
afbr-75	34	17	distribution	distribution	NOUN
afbr-75	34	18	or	or	CCONJ
afbr-75	34	19	sales	sale	NOUN
afbr-75	34	20	techniques	technique	NOUN
afbr-75	34	21	,	,	PUNCT
afbr-75	34	22	or	or	CCONJ
afbr-75	34	23	developing	develop	VERB
afbr-75	34	24	new	new	ADJ
afbr-75	34	25	and	and	CCONJ
afbr-75	34	26	untapped	untapped	ADJ
afbr-75	34	27	markets	market	NOUN
afbr-75	34	28	.	.	PUNCT
afbr-75	35	1	this	this	PRON
afbr-75	35	2	often	often	ADV
afbr-75	35	3	makes	make	VERB
afbr-75	35	4	them	they	PRON
afbr-75	35	5	good	good	ADJ
afbr-75	35	6	partners	partner	NOUN
afbr-75	35	7	for	for	ADP
afbr-75	35	8	large	large	ADJ
afbr-75	35	9	corporations	corporation	NOUN
afbr-75	35	10	.	.	PUNCT
afbr-75	36	1	in	in	ADP
afbr-75	36	2	the	the	DET
afbr-75	36	3	financial	financial	ADJ
afbr-75	36	4	sector	sector	NOUN
afbr-75	36	5	,	,	PUNCT
afbr-75	36	6	emerging	emerge	VERB
afbr-75	36	7	economies	economy	NOUN
afbr-75	36	8	represent	represent	VERB
afbr-75	36	9	a	a	DET
afbr-75	36	10	huge	huge	ADJ
afbr-75	36	11	potential	potential	ADJ
afbr-75	36	12	market	market	NOUN
afbr-75	36	13	for	for	ADP
afbr-75	36	14	credit	credit	NOUN
afbr-75	36	15	,	,	PUNCT
afbr-75	36	16	particularly	particularly	ADV
afbr-75	36	17	in	in	ADP
afbr-75	36	18	sub	sub	ADJ
afbr-75	36	19	-	-	ADJ
afbr-75	36	20	saharan	saharan	ADJ
afbr-75	36	21	africa	africa	PROPN
afbr-75	36	22	,	,	PUNCT
afbr-75	36	23	where	where	SCONJ
afbr-75	36	24	according	accord	VERB
afbr-75	36	25	to	to	ADP
afbr-75	36	26	the	the	DET
afbr-75	36	27	united	united	PROPN
afbr-75	36	28	nations	nations	PROPN
afbr-75	36	29	capital	capital	PROPN
afbr-75	36	30	development	development	PROPN
afbr-75	36	31	fund	fund	PROPN
afbr-75	36	32	(	(	PUNCT
afbr-75	36	33	uncdf	uncdf	PROPN
afbr-75	36	34	)	)	PUNCT
afbr-75	36	35	,	,	PUNCT
afbr-75	36	36	only	only	ADV
afbr-75	36	37	4	4	NUM
afbr-75	36	38	%	%	NOUN
afbr-75	36	39	of	of	ADP
afbr-75	36	40	africans	africans	PROPN
afbr-75	36	41	have	have	AUX
afbr-75	36	42	a	a	DET
afbr-75	36	43	bank	bank	NOUN
afbr-75	36	44	account	account	NOUN
afbr-75	36	45	.	.	PUNCT
afbr-75	37	1	local	local	ADJ
afbr-75	37	2	financial	financial	ADJ
afbr-75	37	3	institutions	institution	NOUN
afbr-75	37	4	that	that	PRON
afbr-75	37	5	have	have	AUX
afbr-75	37	6	successfully	successfully	ADV
afbr-75	37	7	served	serve	VERB
afbr-75	37	8	the	the	DET
afbr-75	37	9	msmes	msme	NOUN
afbr-75	37	10	market	market	NOUN
afbr-75	37	11	in	in	ADP
afbr-75	37	12	developed	develop	VERB
afbr-75	37	13	countries	country	NOUN
afbr-75	37	14	have	have	AUX
afbr-75	37	15	found	find	VERB
afbr-75	37	16	it	it	PRON
afbr-75	37	17	highly	highly	ADV
afbr-75	37	18	profitable	profitable	ADJ
afbr-75	37	19	,	,	PUNCT
afbr-75	37	20	according	accord	VERB
afbr-75	37	21	to	to	ADP
afbr-75	37	22	united	united	PROPN
afbr-75	37	23	nations	nations	PROPN
afbr-75	37	24	conference	conference	PROPN
afbr-75	37	25	on	on	ADP
afbr-75	37	26	trade	trade	NOUN
afbr-75	37	27	and	and	CCONJ
afbr-75	37	28	development	development	NOUN
afbr-75	37	29	(	(	PUNCT
afbr-75	37	30	unctad	unctad	PROPN
afbr-75	37	31	,	,	PUNCT
afbr-75	37	32	2001	2001	NUM
afbr-75	37	33	)	)	PUNCT
afbr-75	37	34	.	.	PUNCT
afbr-75	38	1	large	large	ADJ
afbr-75	38	2	international	international	ADJ
afbr-75	38	3	banking	banking	NOUN
afbr-75	38	4	groups	group	NOUN
afbr-75	38	5	are	be	AUX
afbr-75	38	6	beginning	begin	VERB
afbr-75	38	7	to	to	PART
afbr-75	38	8	tap	tap	VERB
afbr-75	38	9	into	into	ADP
afbr-75	38	10	these	these	DET
afbr-75	38	11	markets	market	NOUN
afbr-75	38	12	.	.	PUNCT
afbr-75	39	1	for	for	ADP
afbr-75	39	2	instance	instance	NOUN
afbr-75	39	3	,	,	PUNCT
afbr-75	39	4	today	today	NOUN
afbr-75	39	5	barclays	barclay	NOUN
afbr-75	39	6	bank	bank	PROPN
afbr-75	39	7	is	be	AUX
afbr-75	39	8	present	present	ADJ
afbr-75	39	9	in	in	ADP
afbr-75	39	10	12	12	NUM
afbr-75	39	11	african	african	ADJ
afbr-75	39	12	countries	country	NOUN
afbr-75	39	13	,	,	PUNCT
afbr-75	39	14	employs	employ	VERB
afbr-75	39	15	41,000	41,000	NUM
afbr-75	39	16	people	people	NOUN
afbr-75	39	17	–	–	PUNCT
afbr-75	39	18	one	one	NUM
afbr-75	39	19	-	-	PUNCT
afbr-75	39	20	third	third	NOUN
afbr-75	39	21	of	of	ADP
afbr-75	39	22	its	its	PRON
afbr-75	39	23	total	total	ADJ
afbr-75	39	24	workforce	workforce	NOUN
afbr-75	39	25	–	–	PUNCT
afbr-75	39	26	and	and	CCONJ
afbr-75	39	27	has	have	VERB
afbr-75	39	28	8	8	NUM
afbr-75	39	29	million	million	NUM
afbr-75	39	30	customers	customer	NOUN
afbr-75	39	31	.	.	PUNCT
afbr-75	40	1	africa	africa	PROPN
afbr-75	40	2	accounts	account	VERB
afbr-75	40	3	for	for	ADP
afbr-75	40	4	13	13	NUM
afbr-75	40	5	%	%	NOUN
afbr-75	40	6	of	of	ADP
afbr-75	40	7	the	the	DET
afbr-75	40	8	group‘s	group‘s	PROPN
afbr-75	40	9	profits	profit	NOUN
afbr-75	40	10	.	.	PUNCT
afbr-75	41	1	barclays	barclay	NOUN
afbr-75	41	2	has	have	AUX
afbr-75	41	3	worked	work	VERB
afbr-75	41	4	to	to	PART
afbr-75	41	5	integrate	integrate	VERB
afbr-75	41	6	msmes	msme	NOUN
afbr-75	41	7	into	into	ADP
afbr-75	41	8	its	its	PRON
afbr-75	41	9	operations	operation	NOUN
afbr-75	41	10	.	.	PUNCT
afbr-75	42	1	in	in	ADP
afbr-75	42	2	their	their	PRON
afbr-75	42	3	efforts	effort	NOUN
afbr-75	42	4	to	to	PART
afbr-75	42	5	localize	localize	VERB
afbr-75	42	6	value	value	NOUN
afbr-75	42	7	creation	creation	NOUN
afbr-75	42	8	,	,	PUNCT
afbr-75	42	9	many	many	ADJ
afbr-75	42	10	large	large	ADJ
afbr-75	42	11	companies	company	NOUN
afbr-75	42	12	in	in	ADP
afbr-75	42	13	the	the	DET
afbr-75	42	14	world	world	NOUN
afbr-75	42	15	increasingly	increasingly	ADV
afbr-75	42	16	rely	rely	VERB
afbr-75	42	17	on	on	ADP
afbr-75	42	18	local	local	ADJ
afbr-75	42	19	companies	company	NOUN
afbr-75	42	20	as	as	ADP
afbr-75	42	21	a	a	DET
afbr-75	42	22	crucial	crucial	ADJ
afbr-75	42	23	component	component	NOUN
afbr-75	42	24	of	of	ADP
afbr-75	42	25	their	their	PRON
afbr-75	42	26	value	value	NOUN
afbr-75	42	27	chain	chain	NOUN
afbr-75	42	28	.	.	PUNCT
afbr-75	43	1	furthermore	furthermore	ADV
afbr-75	43	2	,	,	PUNCT
afbr-75	43	3	msmes	msme	NOUN
afbr-75	43	4	help	help	VERB
afbr-75	43	5	in	in	ADP
afbr-75	43	6	the	the	DET
afbr-75	43	7	development	development	NOUN
afbr-75	43	8	of	of	ADP
afbr-75	43	9	local	local	ADJ
afbr-75	43	10	technology	technology	NOUN
afbr-75	43	11	and	and	CCONJ
afbr-75	43	12	mobilization	mobilization	NOUN
afbr-75	43	13	and	and	CCONJ
afbr-75	43	14	utilization	utilization	NOUN
afbr-75	43	15	of	of	ADP
afbr-75	43	16	domestic	domestic	ADJ
afbr-75	43	17	savings	saving	NOUN
afbr-75	43	18	.	.	PUNCT
afbr-75	44	1	thus	thus	ADV
afbr-75	44	2	,	,	PUNCT
afbr-75	44	3	increases	increase	NOUN
afbr-75	44	4	in	in	ADP
afbr-75	44	5	msme	msme	NOUN
afbr-75	44	6	efficiency	efficiency	NOUN
afbr-75	44	7	can	can	AUX
afbr-75	44	8	also	also	ADV
afbr-75	44	9	improve	improve	VERB
afbr-75	44	10	the	the	DET
afbr-75	44	11	competitiveness	competitiveness	NOUN
afbr-75	44	12	of	of	ADP
afbr-75	44	13	larger	large	ADJ
afbr-75	44	14	firms	firm	NOUN
afbr-75	44	15	that	that	PRON
afbr-75	44	16	depend	depend	VERB
afbr-75	44	17	on	on	ADP
afbr-75	44	18	msme	msme	NOUN
afbr-75	44	19	suppliers	supplier	NOUN
afbr-75	44	20	,	,	PUNCT
afbr-75	44	21	and	and	CCONJ
afbr-75	44	22	therefore	therefore	ADV
afbr-75	44	23	improve	improve	VERB
afbr-75	44	24	the	the	DET
afbr-75	44	25	competitive	competitive	ADJ
afbr-75	44	26	position	position	NOUN
afbr-75	44	27	of	of	ADP
afbr-75	44	28	a	a	DET
afbr-75	44	29	country‘s	country‘s	NOUN
afbr-75	44	30	economy	economy	NOUN
afbr-75	44	31	.	.	PUNCT
afbr-75	45	1	msmes	msme	NOUN
afbr-75	45	2	tend	tend	VERB
afbr-75	45	3	to	to	PART
afbr-75	45	4	be	be	AUX
afbr-75	45	5	more	more	ADV
afbr-75	45	6	labour	labour	NOUN
afbr-75	45	7	intensive	intensive	ADJ
afbr-75	45	8	than	than	ADP
afbr-75	45	9	larger	large	ADJ
afbr-75	45	10	firms	firm	NOUN
afbr-75	45	11	,	,	PUNCT
afbr-75	45	12	and	and	CCONJ
afbr-75	45	13	capital	capital	NOUN
afbr-75	45	14	requirements	requirement	NOUN
afbr-75	45	15	for	for	ADP
afbr-75	45	16	establishing	establish	VERB
afbr-75	45	17	them	they	PRON
afbr-75	45	18	are	be	AUX
afbr-75	45	19	low	low	ADJ
afbr-75	45	20	.	.	PUNCT
afbr-75	46	1	this	this	PRON
afbr-75	46	2	widens	widen	VERB
afbr-75	46	3	the	the	DET
afbr-75	46	4	chances	chance	NOUN
afbr-75	46	5	of	of	ADP
afbr-75	46	6	many	many	ADJ
afbr-75	46	7	individual	individual	NOUN
afbr-75	46	8	to	to	PART
afbr-75	46	9	participate	participate	VERB
afbr-75	46	10	in	in	ADP
afbr-75	46	11	them	they	PRON
afbr-75	46	12	and	and	CCONJ
afbr-75	46	13	by	by	ADP
afbr-75	46	14	so	so	ADV
afbr-75	46	15	doing	do	VERB
afbr-75	46	16	contribute	contribute	NOUN
afbr-75	46	17	to	to	ADP
afbr-75	46	18	industrial	industrial	ADJ
afbr-75	46	19	development	development	NOUN
afbr-75	46	20	.	.	PUNCT
afbr-75	47	1	moreover	moreover	ADV
afbr-75	47	2	,	,	PUNCT
afbr-75	47	3	the	the	DET
afbr-75	47	4	size	size	NOUN
afbr-75	47	5	and	and	CCONJ
afbr-75	47	6	structure	structure	NOUN
afbr-75	47	7	of	of	ADP
afbr-75	47	8	msmes	msme	NOUN
afbr-75	47	9	give	give	VERB
afbr-75	47	10	them	they	PRON
afbr-75	47	11	flexibility	flexibility	NOUN
afbr-75	47	12	in	in	ADP
afbr-75	47	13	management	management	NOUN
afbr-75	47	14	approaches	approach	NOUN
afbr-75	47	15	which	which	PRON
afbr-75	47	16	make	make	VERB
afbr-75	47	17	them	they	PRON
afbr-75	47	18	respond	respond	VERB
afbr-75	47	19	swiftly	swiftly	ADV
afbr-75	47	20	to	to	ADP
afbr-75	47	21	changes	change	NOUN
afbr-75	47	22	and	and	CCONJ
afbr-75	47	23	adapt	adapt	VERB
afbr-75	47	24	to	to	ADP
afbr-75	47	25	market	market	NOUN
afbr-75	47	26	needs	need	VERB
afbr-75	47	27	much	much	ADV
afbr-75	47	28	more	more	ADV
afbr-75	47	29	quickly	quickly	ADV
afbr-75	47	30	than	than	ADP
afbr-75	47	31	their	their	PRON
afbr-75	47	32	large	large	ADJ
afbr-75	47	33	enterprise	enterprise	NOUN
afbr-75	47	34	counterparts	counterpart	NOUN
afbr-75	47	35	in	in	ADP
afbr-75	47	36	comparable	comparable	ADJ
afbr-75	47	37	industries	industry	NOUN
afbr-75	47	38	.	.	PUNCT
afbr-75	48	1	thus	thus	ADV
afbr-75	48	2	in	in	ADP
afbr-75	48	3	these	these	DET
afbr-75	48	4	days	day	NOUN
afbr-75	48	5	of	of	ADP
afbr-75	48	6	increased	increase	VERB
afbr-75	48	7	emphasis	emphasis	NOUN
afbr-75	48	8	on	on	ADP
afbr-75	48	9	private	private	ADJ
afbr-75	48	10	-	-	PUNCT
afbr-75	48	11	sector	sector	NOUN
afbr-75	48	12	-	-	PUNCT
afbr-75	48	13	driven	drive	VERB
afbr-75	48	14	economy	economy	NOUN
afbr-75	48	15	,	,	PUNCT
afbr-75	48	16	msmes	msme	NOUN
afbr-75	48	17	act	act	VERB
afbr-75	48	18	as	as	ADP
afbr-75	48	19	engines	engine	NOUN
afbr-75	48	20	of	of	ADP
afbr-75	48	21	the	the	DET
afbr-75	48	22	much	much	ADV
afbr-75	48	23	desired	desire	VERB
afbr-75	48	24	private	private	ADJ
afbr-75	48	25	-	-	PUNCT
afbr-75	48	26	sector	sector	NOUN
afbr-75	48	27	-	-	PUNCT
afbr-75	48	28	led	lead	VERB
afbr-75	48	29	economic	economic	ADJ
afbr-75	48	30	growth	growth	NOUN
afbr-75	48	31	and	and	CCONJ
afbr-75	48	32	diversification	diversification	NOUN
afbr-75	48	33	(	(	PUNCT
afbr-75	48	34	etuk	etuk	NOUN
afbr-75	48	35	et	et	PROPN
afbr-75	48	36	al	al	PROPN
afbr-75	48	37	.	.	PROPN
afbr-75	48	38	,	,	PUNCT
afbr-75	48	39	2014	2014	NUM
afbr-75	48	40	)	)	PUNCT
afbr-75	48	41	.	.	PUNCT
afbr-75	49	1	growing	grow	VERB
afbr-75	49	2	or	or	CCONJ
afbr-75	49	3	expanding	expand	VERB
afbr-75	49	4	the	the	DET
afbr-75	49	5	micro	micro	NOUN
afbr-75	49	6	,	,	PUNCT
afbr-75	49	7	small	small	ADJ
afbr-75	49	8	and	and	CCONJ
afbr-75	49	9	medium	medium	ADJ
afbr-75	49	10	enterprises	enterprise	NOUN
afbr-75	49	11	(	(	PUNCT
afbr-75	49	12	msmes	msme	NOUN
afbr-75	49	13	)	)	PUNCT
afbr-75	49	14	sector	sector	NOUN
afbr-75	49	15	of	of	ADP
afbr-75	49	16	the	the	DET
afbr-75	49	17	economy	economy	NOUN
afbr-75	49	18	is	be	AUX
afbr-75	49	19	one	one	NUM
afbr-75	49	20	key	key	ADJ
afbr-75	49	21	strategy	strategy	NOUN
afbr-75	49	22	to	to	PART
afbr-75	49	23	achieve	achieve	VERB
afbr-75	49	24	economic	economic	ADJ
afbr-75	49	25	growth	growth	NOUN
afbr-75	49	26	and	and	CCONJ
afbr-75	49	27	development	development	NOUN
afbr-75	49	28	.	.	PUNCT
afbr-75	50	1	micro	micro	PROPN
afbr-75	50	2	,	,	PUNCT
afbr-75	50	3	small	small	ADJ
afbr-75	50	4	and	and	CCONJ
afbr-75	50	5	medium	medium	ADJ
afbr-75	50	6	enterprises	enterprise	NOUN
afbr-75	50	7	(	(	PUNCT
afbr-75	50	8	smes	sme	NOUN
afbr-75	50	9	)	)	PUNCT
afbr-75	50	10	scalability	scalability	NOUN
afbr-75	50	11	(	(	PUNCT
afbr-75	50	12	growth	growth	NOUN
afbr-75	50	13	or	or	CCONJ
afbr-75	50	14	expansion	expansion	NOUN
afbr-75	50	15	)	)	PUNCT
afbr-75	50	16	have	have	AUX
afbr-75	50	17	become	become	VERB
afbr-75	50	18	an	an	DET
afbr-75	50	19	area	area	NOUN
afbr-75	50	20	of	of	ADP
afbr-75	50	21	concern	concern	NOUN
afbr-75	50	22	for	for	ADP
afbr-75	50	23	economic	economic	ADJ
afbr-75	50	24	growth	growth	NOUN
afbr-75	50	25	in	in	ADP
afbr-75	50	26	developing	develop	VERB
afbr-75	50	27	economies(asare	economies(asare	NOUN
afbr-75	50	28	,	,	PUNCT
afbr-75	50	29	2017).people	2017).people	PRON
afbr-75	50	30	use	use	VERB
afbr-75	50	31	the	the	DET
afbr-75	50	32	term	term	NOUN
afbr-75	50	33	in	in	ADP
afbr-75	50	34	reference	reference	NOUN
afbr-75	50	35	to	to	ADP
afbr-75	50	36	computer	computer	NOUN
afbr-75	50	37	or	or	CCONJ
afbr-75	50	38	other	other	ADJ
afbr-75	50	39	technological	technological	ADJ
afbr-75	50	40	systems	system	NOUN
afbr-75	50	41	,	,	PUNCT
afbr-75	50	42	but	but	CCONJ
afbr-75	50	43	those	those	PRON
afbr-75	50	44	in	in	ADP
afbr-75	50	45	business	business	NOUN
afbr-75	50	46	also	also	ADV
afbr-75	50	47	use	use	VERB
afbr-75	50	48	the	the	DET
afbr-75	50	49	word	word	NOUN
afbr-75	50	50	to	to	PART
afbr-75	50	51	describe	describe	VERB
afbr-75	50	52	the	the	DET
afbr-75	50	53	adaptability	adaptability	NOUN
afbr-75	50	54	of	of	ADP
afbr-75	50	55	a	a	DET
afbr-75	50	56	company	company	NOUN
afbr-75	50	57	(	(	PUNCT
afbr-75	50	58	thibodeaux	thibodeaux	PROPN
afbr-75	50	59	,	,	PUNCT
afbr-75	50	60	2015	2015	NUM
afbr-75	50	61	)	)	PUNCT
afbr-75	50	62	in	in	ADP
afbr-75	50	63	today‘s	today‘s	ADV
afbr-75	50	64	fast	fast	ADV
afbr-75	50	65	-	-	PUNCT
afbr-75	50	66	paced	pace	VERB
afbr-75	50	67	business	business	NOUN
afbr-75	50	68	environment	environment	NOUN
afbr-75	50	69	where	where	SCONJ
afbr-75	50	70	the	the	DET
afbr-75	50	71	focus	focus	NOUN
afbr-75	50	72	on	on	ADP
afbr-75	50	73	customer	customer	NOUN
afbr-75	50	74	satisfaction	satisfaction	NOUN
afbr-75	50	75	is	be	AUX
afbr-75	50	76	at	at	ADP
afbr-75	50	77	an	an	DET
afbr-75	50	78	all	all	DET
afbr-75	50	79	-	-	PUNCT
afbr-75	50	80	time	time	NOUN
afbr-75	50	81	high	high	ADJ
afbr-75	50	82	(	(	PUNCT
afbr-75	50	83	mariwala	mariwala	NOUN
afbr-75	50	84	,	,	PUNCT
afbr-75	50	85	2017	2017	NUM
afbr-75	50	86	)	)	PUNCT
afbr-75	50	87	.	.	PUNCT
afbr-75	51	1	scalability	scalability	NOUN
afbr-75	51	2	is	be	AUX
afbr-75	51	3	essential	essential	ADJ
afbr-75	51	4	in	in	SCONJ
afbr-75	51	5	that	that	SCONJ
afbr-75	51	6	it	it	PRON
afbr-75	51	7	contributes	contribute	VERB
afbr-75	51	8	to	to	ADP
afbr-75	51	9	competitiveness	competitiveness	NOUN
afbr-75	51	10	,	,	PUNCT
afbr-75	51	11	efficiency	efficiency	NOUN
afbr-75	51	12	,	,	PUNCT
afbr-75	51	13	reputation	reputation	NOUN
afbr-75	51	14	and	and	CCONJ
afbr-75	51	15	quality	quality	NOUN
afbr-75	51	16	.	.	PUNCT
afbr-75	52	1	small	small	ADJ
afbr-75	52	2	businesses	business	NOUN
afbr-75	52	3	must	must	AUX
afbr-75	52	4	be	be	AUX
afbr-75	52	5	particularly	particularly	ADV
afbr-75	52	6	mindful	mindful	ADJ
afbr-75	52	7	of	of	ADP
afbr-75	52	8	scalability	scalability	NOUN
afbr-75	52	9	because	because	SCONJ
afbr-75	52	10	they	they	PRON
afbr-75	52	11	have	have	VERB
afbr-75	52	12	the	the	DET
afbr-75	52	13	biggest	big	ADJ
afbr-75	52	14	growth	growth	NOUN
afbr-75	52	15	potential	potential	NOUN
afbr-75	52	16	and	and	CCONJ
afbr-75	52	17	need	need	VERB
afbr-75	52	18	to	to	PART
afbr-75	52	19	maximize	maximize	VERB
afbr-75	52	20	the	the	DET
afbr-75	52	21	return	return	NOUN
afbr-75	52	22	with	with	ADP
afbr-75	52	23	resources	resource	NOUN
afbr-75	52	24	(	(	PUNCT
afbr-75	52	25	thibodeaux	thibodeaux	NOUN
afbr-75	52	26	,	,	PUNCT
afbr-75	52	27	2015	2015	NUM
afbr-75	52	28	)	)	PUNCT
afbr-75	52	29	.	.	PUNCT
afbr-75	53	1	this	this	DET
afbr-75	53	2	article	article	NOUN
afbr-75	53	3	discusses	discuss	VERB
afbr-75	53	4	the	the	DET
afbr-75	53	5	concept	concept	NOUN
afbr-75	53	6	of	of	ADP
afbr-75	53	7	scalability	scalability	NOUN
afbr-75	53	8	as	as	SCONJ
afbr-75	53	9	it	it	PRON
afbr-75	53	10	relates	relate	VERB
afbr-75	53	11	to	to	ADP
afbr-75	53	12	business	business	NOUN
afbr-75	53	13	and	and	CCONJ
afbr-75	53	14	non	non	ADJ
afbr-75	53	15	-	-	ADJ
afbr-75	53	16	scalable	scalable	ADJ
afbr-75	53	17	components	component	NOUN
afbr-75	53	18	of	of	ADP
afbr-75	53	19	business	business	NOUN
afbr-75	53	20	process	process	NOUN
afbr-75	53	21	as	as	ADV
afbr-75	53	22	well	well	ADV
afbr-75	53	23	as	as	ADP
afbr-75	53	24	the	the	DET
afbr-75	53	25	importance	importance	NOUN
afbr-75	53	26	of	of	ADP
afbr-75	53	27	being	be	AUX
afbr-75	53	28	scalable	scalable	ADJ
afbr-75	53	29	.	.	PUNCT
afbr-75	54	1	it	it	PRON
afbr-75	54	2	also	also	ADV
afbr-75	54	3	looked	look	VERB
afbr-75	54	4	at	at	ADP
afbr-75	54	5	some	some	PRON
afbr-75	54	6	of	of	ADP
afbr-75	54	7	the	the	DET
afbr-75	54	8	challenges	challenge	NOUN
afbr-75	54	9	and	and	CCONJ
afbr-75	54	10	practices	practice	NOUN
afbr-75	54	11	that	that	PRON
afbr-75	54	12	prevent	prevent	VERB
afbr-75	54	13	effective	effective	ADJ
afbr-75	54	14	scalability	scalability	NOUN
afbr-75	54	15	of	of	ADP
afbr-75	54	16	msmes	msme	NOUN
afbr-75	54	17	in	in	ADP
afbr-75	54	18	nigeria	nigeria	PROPN
afbr-75	54	19	and	and	CCONJ
afbr-75	54	20	the	the	DET
afbr-75	54	21	way	way	NOUN
afbr-75	54	22	forward	forward	ADV
afbr-75	54	23	.	.	PUNCT
afbr-75	55	1	as	as	SCONJ
afbr-75	55	2	earlier	early	ADV
afbr-75	55	3	stated	state	VERB
afbr-75	55	4	,	,	PUNCT
afbr-75	55	5	msmes	msme	NOUN
afbr-75	55	6	are	be	AUX
afbr-75	55	7	perceived	perceive	VERB
afbr-75	55	8	as	as	ADP
afbr-75	55	9	the	the	DET
afbr-75	55	10	key	key	NOUN
afbr-75	55	11	to	to	ADP
afbr-75	55	12	nigeria‘s	nigeria‘s	ADJ
afbr-75	55	13	economic	economic	ADJ
afbr-75	55	14	growth	growth	NOUN
afbr-75	55	15	,	,	PUNCT
afbr-75	55	16	poverty	poverty	NOUN
afbr-75	55	17	alleviation	alleviation	NOUN
afbr-75	55	18	and	and	CCONJ
afbr-75	55	19	employment	employment	NOUN
afbr-75	55	20	generation	generation	NOUN
afbr-75	55	21	.	.	PUNCT
afbr-75	56	1	but	but	CCONJ
afbr-75	56	2	their	their	PRON
afbr-75	56	3	unimpressive	unimpressive	ADJ
afbr-75	56	4	performance	performance	NOUN
afbr-75	56	5	in	in	ADP
afbr-75	56	6	employment	employment	NOUN
afbr-75	56	7	generation	generation	NOUN
afbr-75	56	8	and	and	CCONJ
afbr-75	56	9	contribution	contribution	NOUN
afbr-75	56	10	to	to	ADP
afbr-75	56	11	gdp	gdp	NOUN
afbr-75	56	12	in	in	ADP
afbr-75	56	13	recent	recent	ADJ
afbr-75	56	14	years	year	NOUN
afbr-75	56	15	has	have	AUX
afbr-75	56	16	generated	generate	VERB
afbr-75	56	17	a	a	DET
afbr-75	56	18	lot	lot	NOUN
afbr-75	56	19	of	of	ADP
afbr-75	56	20	research	research	NOUN
afbr-75	56	21	interests	interest	NOUN
afbr-75	56	22	.	.	PUNCT
afbr-75	57	1	2	2	X
afbr-75	57	2	.	.	X
afbr-75	57	3	concept	concept	NOUN
afbr-75	57	4	of	of	ADP
afbr-75	57	5	scalability	scalability	NOUN
afbr-75	57	6	all	all	DET
afbr-75	57	7	young	young	ADJ
afbr-75	57	8	businesses	business	NOUN
afbr-75	57	9	are	be	AUX
afbr-75	57	10	defined	define	VERB
afbr-75	57	11	by	by	ADP
afbr-75	57	12	an	an	DET
afbr-75	57	13	insatiable	insatiable	ADJ
afbr-75	57	14	desire	desire	NOUN
afbr-75	57	15	for	for	ADP
afbr-75	57	16	growth	growth	NOUN
afbr-75	57	17	.	.	PUNCT
afbr-75	58	1	but	but	CCONJ
afbr-75	58	2	there	there	PRON
afbr-75	58	3	's	be	VERB
afbr-75	58	4	a	a	DET
afbr-75	58	5	right	right	ADJ
afbr-75	58	6	way	way	NOUN
afbr-75	58	7	and	and	CCONJ
afbr-75	58	8	wrong	wrong	ADJ
afbr-75	58	9	way	way	NOUN
afbr-75	58	10	when	when	SCONJ
afbr-75	58	11	it	it	PRON
afbr-75	58	12	comes	come	VERB
afbr-75	58	13	to	to	ADP
afbr-75	58	14	scaling	scale	VERB
afbr-75	58	15	up	up	ADP
afbr-75	58	16	(	(	PUNCT
afbr-75	58	17	albanese	albanese	ADJ
afbr-75	58	18	,	,	PUNCT
afbr-75	58	19	2015	2015	NUM
afbr-75	58	20	)	)	PUNCT
afbr-75	58	21	.	.	PUNCT
afbr-75	59	1	according	accord	VERB
afbr-75	59	2	to	to	ADP
afbr-75	59	3	campbellb	campbellb	NOUN
afbr-75	59	4	(	(	PUNCT
afbr-75	59	5	2017	2017	NUM
afbr-75	59	6	)	)	PUNCT
afbr-75	59	7	,	,	PUNCT
afbr-75	59	8	scalability	scalability	NOUN
afbr-75	59	9	is	be	AUX
afbr-75	59	10	about	about	ADP
afbr-75	59	11	capacity	capacity	NOUN
afbr-75	59	12	and	and	CCONJ
afbr-75	59	13	capability	capability	NOUN
afbr-75	59	14	.	.	PUNCT
afbr-75	60	1	does	do	AUX
afbr-75	60	2	a	a	DET
afbr-75	60	3	business	business	NOUN
afbr-75	60	4	have	have	VERB
afbr-75	60	5	the	the	DET
afbr-75	60	6	capacity	capacity	NOUN
afbr-75	60	7	to	to	PART
afbr-75	60	8	grow	grow	VERB
afbr-75	60	9	?	?	PUNCT
afbr-75	61	1	will	will	AUX
afbr-75	61	2	a	a	DET
afbr-75	61	3	business	business	NOUN
afbr-75	61	4	systems	system	NOUN
afbr-75	61	5	,	,	PUNCT
afbr-75	61	6	infrastructure	infrastructure	NOUN
afbr-75	61	7	and	and	CCONJ
afbr-75	61	8	team	team	NOUN
afbr-75	61	9	be	be	AUX
afbr-75	61	10	able	able	ADJ
afbr-75	61	11	to	to	PART
afbr-75	61	12	accommodate	accommodate	VERB
afbr-75	61	13	growth	growth	NOUN
afbr-75	61	14	?	?	PUNCT
afbr-75	62	1	scaling	scale	VERB
afbr-75	62	2	a	a	DET
afbr-75	62	3	business	business	NOUN
afbr-75	62	4	means	mean	VERB
afbr-75	62	5	setting	set	VERB
afbr-75	62	6	the	the	DET
afbr-75	62	7	stage	stage	NOUN
afbr-75	62	8	to	to	PART
afbr-75	62	9	enable	enable	VERB
afbr-75	62	10	and	and	CCONJ
afbr-75	62	11	support	support	VERB
afbr-75	62	12	growth	growth	NOUN
afbr-75	62	13	in	in	ADP
afbr-75	62	14	your	your	PRON
afbr-75	62	15	company	company	NOUN
afbr-75	62	16	.	.	PUNCT
afbr-75	63	1	it	it	PRON
afbr-75	63	2	means	mean	VERB
afbr-75	63	3	having	have	VERB
afbr-75	63	4	the	the	DET
afbr-75	63	5	ability	ability	NOUN
afbr-75	63	6	to	to	PART
afbr-75	63	7	grow	grow	VERB
afbr-75	63	8	without	without	ADP
afbr-75	63	9	being	be	AUX
afbr-75	63	10	hampered	hamper	VERB
afbr-75	63	11	.	.	PUNCT
afbr-75	64	1	it	it	PRON
afbr-75	64	2	requires	require	VERB
afbr-75	64	3	planning	plan	VERB
afbr-75	64	4	,	,	PUNCT
afbr-75	64	5	some	some	DET
afbr-75	64	6	funding	funding	NOUN
afbr-75	64	7	and	and	CCONJ
afbr-75	64	8	the	the	DET
afbr-75	64	9	right	right	ADJ
afbr-75	64	10	systems	system	NOUN
afbr-75	64	11	,	,	PUNCT
afbr-75	64	12	staff	staff	NOUN
afbr-75	64	13	,	,	PUNCT
afbr-75	64	14	processes	process	NOUN
afbr-75	64	15	,	,	PUNCT
afbr-75	64	16	technology	technology	NOUN
afbr-75	64	17	and	and	CCONJ
afbr-75	64	18	partners	partner	NOUN
afbr-75	64	19	(	(	PUNCT
afbr-75	64	20	campbell	campbell	PROPN
afbr-75	64	21	,	,	PUNCT
afbr-75	64	22	2017	2017	NUM
afbr-75	64	23	)	)	PUNCT
afbr-75	64	24	.	.	PUNCT
afbr-75	65	1	scalability	scalability	NOUN
afbr-75	65	2	,	,	PUNCT
afbr-75	65	3	in	in	ADP
afbr-75	65	4	the	the	DET
afbr-75	65	5	context	context	NOUN
afbr-75	65	6	of	of	ADP
afbr-75	65	7	buying	buy	VERB
afbr-75	65	8	and	and	CCONJ
afbr-75	65	9	selling	selling	NOUN
afbr-75	65	10	in	in	ADP
afbr-75	65	11	a	a	DET
afbr-75	65	12	business	business	NOUN
afbr-75	65	13	,	,	PUNCT
afbr-75	65	14	refers	refer	VERB
afbr-75	65	15	to	to	ADP
afbr-75	65	16	a	a	DET
afbr-75	65	17	company	company	NOUN
afbr-75	65	18	's	's	PART
afbr-75	65	19	ability	ability	NOUN
afbr-75	65	20	to	to	PART
afbr-75	65	21	add	add	VERB
afbr-75	65	22	significant	significant	ADJ
afbr-75	65	23	revenue	revenue	NOUN
afbr-75	65	24	and	and	CCONJ
afbr-75	65	25	not	not	PART
afbr-75	65	26	be	be	AUX
afbr-75	65	27	constrained	constrain	VERB
afbr-75	65	28	by	by	ADP
afbr-75	65	29	its	its	PRON
afbr-75	65	30	own	own	ADJ
afbr-75	65	31	structure	structure	NOUN
afbr-75	65	32	and	and	CCONJ
afbr-75	65	33	resources	resource	NOUN
afbr-75	65	34	.	.	PUNCT
afbr-75	66	1	when	when	SCONJ
afbr-75	66	2	a	a	DET
afbr-75	66	3	company	company	NOUN
afbr-75	66	4	can	can	AUX
afbr-75	66	5	quickly	quickly	ADV
afbr-75	66	6	"	"	PUNCT
afbr-75	66	7	scale	scale	VERB
afbr-75	66	8	up	up	ADP
afbr-75	66	9	,	,	PUNCT
afbr-75	66	10	"	"	PUNCT
afbr-75	66	11	it	it	PRON
afbr-75	66	12	usually	usually	ADV
afbr-75	66	13	means	mean	VERB
afbr-75	66	14	it	it	PRON
afbr-75	66	15	has	have	VERB
afbr-75	66	16	the	the	DET
afbr-75	66	17	management	management	NOUN
afbr-75	66	18	,	,	PUNCT
afbr-75	66	19	documented	document	VERB
afbr-75	66	20	processes	process	NOUN
afbr-75	66	21	,	,	PUNCT
afbr-75	66	22	information	information	NOUN
afbr-75	66	23	systems	system	NOUN
afbr-75	66	24	,	,	PUNCT
afbr-75	66	25	and	and	CCONJ
afbr-75	66	26	standard	standard	ADJ
afbr-75	66	27	operating	operating	NOUN
afbr-75	66	28	procedures	procedure	NOUN
afbr-75	66	29	to	to	PART
afbr-75	66	30	manage	manage	VERB
afbr-75	66	31	its	its	PRON
afbr-75	66	32	own	own	ADJ
afbr-75	66	33	growth	growth	NOUN
afbr-75	66	34	(	(	PUNCT
afbr-75	66	35	divestopedia	divestopedia	NOUN
afbr-75	66	36	,	,	PUNCT
afbr-75	66	37	n.d.).scalability	n.d.).scalability	PROPN
afbr-75	66	38	refers	refer	VERB
afbr-75	66	39	to	to	ADP
afbr-75	66	40	the	the	DET
afbr-75	66	41	ability	ability	NOUN
afbr-75	66	42	of	of	ADP
afbr-75	66	43	a	a	DET
afbr-75	66	44	business	business	NOUN
afbr-75	66	45	to	to	PART
afbr-75	66	46	grow	grow	VERB
afbr-75	66	47	without	without	ADP
afbr-75	66	48	losing	lose	VERB
afbr-75	66	49	customers	customer	NOUN
afbr-75	66	50	,	,	PUNCT
afbr-75	66	51	diminishing	diminish	VERB
afbr-75	66	52	quality	quality	NOUN
afbr-75	66	53	,	,	PUNCT
afbr-75	66	54	or	or	CCONJ
afbr-75	66	55	changing	change	VERB
afbr-75	66	56	the	the	DET
afbr-75	66	57	core	core	NOUN
afbr-75	66	58	value	value	NOUN
afbr-75	66	59	proposition	proposition	NOUN
afbr-75	66	60	of	of	ADP
afbr-75	66	61	the	the	DET
afbr-75	66	62	organization	organization	NOUN
afbr-75	66	63	.	.	PUNCT
afbr-75	67	1	in	in	ADP
afbr-75	67	2	other	other	ADJ
afbr-75	67	3	words	word	NOUN
afbr-75	67	4	,	,	PUNCT
afbr-75	67	5	it	it	PRON
afbr-75	67	6	is	be	AUX
afbr-75	67	7	developing	develop	VERB
afbr-75	67	8	products	product	NOUN
afbr-75	67	9	or	or	CCONJ
afbr-75	67	10	services	service	NOUN
afbr-75	67	11	that	that	PRON
afbr-75	67	12	people	people	NOUN
afbr-75	67	13	want	want	VERB
afbr-75	67	14	and	and	CCONJ
afbr-75	67	15	figuring	figure	VERB
afbr-75	67	16	out	out	ADP
afbr-75	67	17	how	how	SCONJ
afbr-75	67	18	to	to	PART
afbr-75	67	19	produce	produce	VERB
afbr-75	67	20	many	many	ADJ
afbr-75	67	21	of	of	ADP
afbr-75	67	22	them	they	PRON
afbr-75	67	23	for	for	ADP
afbr-75	67	24	lower	low	ADJ
afbr-75	67	25	costs	cost	NOUN
afbr-75	67	26	while	while	SCONJ
afbr-75	67	27	selling	sell	VERB
afbr-75	67	28	more	more	ADJ
afbr-75	67	29	of	of	ADP
afbr-75	67	30	them	they	PRON
afbr-75	67	31	(	(	PUNCT
afbr-75	67	32	dudnik	dudnik	X
afbr-75	67	33	2010	2010	NUM
afbr-75	67	34	)	)	PUNCT
afbr-75	67	35	.	.	PUNCT
afbr-75	68	1	https://www.score.org/author/anita-campbell	https://www.score.org/author/anita-campbell	PROPN
afbr-75	68	2	https://www.score.org/author/anita-campbell	https://www.score.org/author/anita-campbell	PROPN
afbr-75	68	3	www.cribfb.com/journal/index.php/afbr	www.cribfb.com/journal/index.php/afbr	ADJ
afbr-75	68	4	australian	australian	ADJ
afbr-75	68	5	finance	finance	NOUN
afbr-75	68	6	and	and	CCONJ
afbr-75	68	7	banking	banking	NOUN
afbr-75	68	8	vol	vol	NOUN
afbr-75	68	9	.	.	PROPN
afbr-75	69	1	2	2	NUM
afbr-75	69	2	,	,	PUNCT
afbr-75	69	3	no	no	INTJ
afbr-75	69	4	.	.	NOUN
afbr-75	69	5	1	1	NUM
afbr-75	69	6	;	;	PUNCT
afbr-75	69	7	2018	2018	NUM
afbr-75	69	8	3	3	NUM
afbr-75	69	9	according	accord	VERB
afbr-75	69	10	to	to	ADP
afbr-75	69	11	mariwala	mariwala	PROPN
afbr-75	69	12	(	(	PUNCT
afbr-75	69	13	2017	2017	NUM
afbr-75	69	14	)	)	PUNCT
afbr-75	69	15	,	,	PUNCT
afbr-75	69	16	scalability	scalability	NOUN
afbr-75	69	17	means	mean	VERB
afbr-75	69	18	growth	growth	NOUN
afbr-75	69	19	which	which	PRON
afbr-75	69	20	extends	extend	VERB
afbr-75	69	21	to	to	ADP
afbr-75	69	22	your	your	PRON
afbr-75	69	23	stakeholders	stakeholder	NOUN
afbr-75	69	24	;	;	PUNCT
afbr-75	69	25	whether	whether	SCONJ
afbr-75	69	26	customers	customer	NOUN
afbr-75	69	27	,	,	PUNCT
afbr-75	69	28	employees	employee	NOUN
afbr-75	69	29	or	or	CCONJ
afbr-75	69	30	vendors	vendor	NOUN
afbr-75	69	31	.	.	PUNCT
afbr-75	70	1	in	in	ADP
afbr-75	70	2	other	other	ADJ
afbr-75	70	3	words	word	NOUN
afbr-75	70	4	,	,	PUNCT
afbr-75	70	5	it	it	PRON
afbr-75	70	6	is	be	AUX
afbr-75	70	7	a	a	DET
afbr-75	70	8	positive	positive	ADJ
afbr-75	70	9	influence	influence	NOUN
afbr-75	70	10	that	that	PRON
afbr-75	70	11	propels	propel	VERB
afbr-75	70	12	you	you	PRON
afbr-75	70	13	further	far	ADV
afbr-75	70	14	.	.	PUNCT
afbr-75	71	1	scalability	scalability	NOUN
afbr-75	71	2	describes	describe	VERB
afbr-75	71	3	how	how	SCONJ
afbr-75	71	4	easy	easy	ADJ
afbr-75	71	5	it	it	PRON
afbr-75	71	6	is	be	AUX
afbr-75	71	7	to	to	PART
afbr-75	71	8	expand	expand	VERB
afbr-75	71	9	a	a	DET
afbr-75	71	10	business	business	NOUN
afbr-75	71	11	model	model	NOUN
afbr-75	71	12	and	and	CCONJ
afbr-75	71	13	grow	grow	VERB
afbr-75	71	14	its	its	PRON
afbr-75	71	15	revenues	revenue	NOUN
afbr-75	71	16	significantly	significantly	ADV
afbr-75	71	17	without	without	ADP
afbr-75	71	18	equally	equally	ADV
afbr-75	71	19	increasing	increase	VERB
afbr-75	71	20	its	its	PRON
afbr-75	71	21	cost	cost	NOUN
afbr-75	71	22	base	base	NOUN
afbr-75	71	23	(	(	PUNCT
afbr-75	71	24	liu	liu	PROPN
afbr-75	71	25	,	,	PUNCT
afbr-75	71	26	n.d.).for	n.d.).for	ADP
afbr-75	71	27	a	a	DET
afbr-75	71	28	business	business	NOUN
afbr-75	71	29	,	,	PUNCT
afbr-75	71	30	scalability	scalability	NOUN
afbr-75	71	31	means	mean	VERB
afbr-75	71	32	that	that	SCONJ
afbr-75	71	33	you	you	PRON
afbr-75	71	34	are	be	AUX
afbr-75	71	35	prepared	prepared	ADJ
afbr-75	71	36	to	to	PART
afbr-75	71	37	handle	handle	VERB
afbr-75	71	38	an	an	DET
afbr-75	71	39	increasing	increase	VERB
afbr-75	71	40	number	number	NOUN
afbr-75	71	41	of	of	ADP
afbr-75	71	42	customers	customer	NOUN
afbr-75	71	43	,	,	PUNCT
afbr-75	71	44	clients	client	NOUN
afbr-75	71	45	,	,	PUNCT
afbr-75	71	46	and/or	and/or	CCONJ
afbr-75	71	47	users	user	NOUN
afbr-75	71	48	(	(	PUNCT
afbr-75	71	49	contegix	contegix	PROPN
afbr-75	71	50	,	,	PUNCT
afbr-75	71	51	n.d	n.d	PROPN
afbr-75	71	52	.	.	PROPN
afbr-75	71	53	)	)	PUNCT
afbr-75	71	54	.	.	PUNCT
afbr-75	72	1	2	2	NUM
afbr-75	72	2	.	.	NUM
afbr-75	72	3	1	1	NUM
afbr-75	72	4	.	.	NOUN
afbr-75	72	5	mathematical	mathematical	ADJ
afbr-75	72	6	illustration	illustration	NOUN
afbr-75	72	7	of	of	ADP
afbr-75	72	8	scalability	scalability	NOUN
afbr-75	72	9	a	a	DET
afbr-75	72	10	good	good	ADJ
afbr-75	72	11	way	way	NOUN
afbr-75	72	12	to	to	PART
afbr-75	72	13	approach	approach	VERB
afbr-75	72	14	the	the	DET
afbr-75	72	15	meaning	meaning	NOUN
afbr-75	72	16	of	of	ADP
afbr-75	72	17	scalability	scalability	NOUN
afbr-75	72	18	is	be	AUX
afbr-75	72	19	through	through	ADP
afbr-75	72	20	a	a	DET
afbr-75	72	21	slightly	slightly	ADV
afbr-75	72	22	mathematical	mathematical	ADJ
afbr-75	72	23	definition	definition	NOUN
afbr-75	72	24	.	.	PUNCT
afbr-75	73	1	this	this	DET
afbr-75	73	2	doesn‘t	doesn‘t	NOUN
afbr-75	73	3	mean	mean	VERB
afbr-75	73	4	digging	dig	VERB
afbr-75	73	5	into	into	ADP
afbr-75	73	6	derivatives	derivative	NOUN
afbr-75	73	7	or	or	CCONJ
afbr-75	73	8	complex	complex	ADJ
afbr-75	73	9	numbers	number	NOUN
afbr-75	73	10	,	,	PUNCT
afbr-75	73	11	which	which	PRON
afbr-75	73	12	we‘ve	we‘ve	NOUN
afbr-75	73	13	all	all	ADV
afbr-75	73	14	long	long	ADV
afbr-75	73	15	since	since	SCONJ
afbr-75	73	16	forgotten	forget	VERB
afbr-75	73	17	,	,	PUNCT
afbr-75	73	18	but	but	CCONJ
afbr-75	73	19	applying	apply	VERB
afbr-75	73	20	some	some	DET
afbr-75	73	21	basic	basic	ADJ
afbr-75	73	22	mathematical	mathematical	ADJ
afbr-75	73	23	ideas	idea	NOUN
afbr-75	73	24	to	to	ADP
afbr-75	73	25	the	the	DET
afbr-75	73	26	concept	concept	NOUN
afbr-75	73	27	(	(	PUNCT
afbr-75	73	28	shawn	shawn	PROPN
afbr-75	73	29	,	,	PUNCT
afbr-75	73	30	2016	2016	NUM
afbr-75	73	31	)	)	PUNCT
afbr-75	73	32	;	;	PUNCT
afbr-75	73	33	the	the	DET
afbr-75	73	34	basic	basic	ADJ
afbr-75	73	35	idea	idea	NOUN
afbr-75	73	36	of	of	ADP
afbr-75	73	37	scalability	scalability	NOUN
afbr-75	73	38	is	be	AUX
afbr-75	73	39	this	this	PRON
afbr-75	73	40	:	:	PUNCT
afbr-75	73	41	a	a	DET
afbr-75	73	42	product	product	NOUN
afbr-75	73	43	or	or	CCONJ
afbr-75	73	44	service	service	NOUN
afbr-75	73	45	x	x	VERB
afbr-75	73	46	is	be	AUX
afbr-75	73	47	considered	consider	VERB
afbr-75	73	48	scalable	scalable	ADJ
afbr-75	73	49	,	,	PUNCT
afbr-75	73	50	if	if	SCONJ
afbr-75	73	51	:	:	PUNCT
afbr-75	73	52	delivering	deliver	VERB
afbr-75	73	53	20	20	NUM
afbr-75	73	54	of	of	ADP
afbr-75	73	55	x	x	PRON
afbr-75	73	56	is	be	AUX
afbr-75	73	57	either	either	ADV
afbr-75	73	58	…	…	PUNCT
afbr-75	73	59			NOUN
afbr-75	74	1	no	no	PRON
afbr-75	74	2	more	more	ADV
afbr-75	74	3	costly	costly	ADJ
afbr-75	74	4	or	or	CCONJ
afbr-75	74	5	difficult	difficult	ADJ
afbr-75	74	6	than	than	ADP
afbr-75	74	7	,	,	PUNCT
afbr-75	74	8	or	or	CCONJ
afbr-75	74	9			NOUN
afbr-75	74	10	only	only	ADV
afbr-75	74	11	incrementally	incrementally	ADV
afbr-75	74	12	more	more	ADV
afbr-75	74	13	costly	costly	ADJ
afbr-75	74	14	or	or	CCONJ
afbr-75	74	15	difficult	difficult	ADJ
afbr-75	74	16	than	than	ADP
afbr-75	74	17	…	…	PUNCT
afbr-75	74	18	delivering	deliver	VERB
afbr-75	74	19	10	10	NUM
afbr-75	74	20	of	of	ADP
afbr-75	74	21	x.	x.	NOUN
afbr-75	74	22	and	and	CCONJ
afbr-75	74	23	the	the	DET
afbr-75	74	24	corollary	corollary	NOUN
afbr-75	74	25	:	:	PUNCT
afbr-75	74	26	a	a	DET
afbr-75	74	27	product	product	NOUN
afbr-75	74	28	or	or	CCONJ
afbr-75	74	29	service	service	NOUN
afbr-75	74	30	x	x	VERB
afbr-75	74	31	is	be	AUX
afbr-75	74	32	considered	consider	VERB
afbr-75	74	33	not	not	PART
afbr-75	74	34	scalable	scalable	ADJ
afbr-75	74	35	if	if	SCONJ
afbr-75	74	36	:	:	PUNCT
afbr-75	74	37	delivering	deliver	VERB
afbr-75	74	38	20	20	NUM
afbr-75	74	39	of	of	ADP
afbr-75	74	40	x	x	PRON
afbr-75	74	41	is	be	AUX
afbr-75	74	42	double	double	ADJ
afbr-75	74	43	or	or	CCONJ
afbr-75	74	44	even	even	ADV
afbr-75	74	45	more	more	ADV
afbr-75	74	46	costly	costly	ADJ
afbr-75	74	47	or	or	CCONJ
afbr-75	74	48	difficult	difficult	ADJ
afbr-75	74	49	than	than	ADP
afbr-75	74	50	delivering	deliver	VERB
afbr-75	74	51	10	10	NUM
afbr-75	74	52	of	of	ADP
afbr-75	74	53	x.	x.	NOUN
afbr-75	74	54	or	or	CCONJ
afbr-75	74	55	,	,	PUNCT
afbr-75	74	56	it	it	PRON
afbr-75	74	57	could	could	AUX
afbr-75	74	58	be	be	AUX
afbr-75	74	59	re	re	VERB
afbr-75	74	60	-	-	VERB
afbr-75	74	61	worded	word	VERB
afbr-75	74	62	of	of	ADP
afbr-75	74	63	this	this	DET
afbr-75	74	64	way	way	NOUN
afbr-75	74	65	:	:	PUNCT
afbr-75	74	66	if	if	SCONJ
afbr-75	74	67	y	y	PROPN
afbr-75	74	68	is	be	AUX
afbr-75	74	69	the	the	DET
afbr-75	74	70	effort	effort	NOUN
afbr-75	74	71	required	require	VERB
afbr-75	74	72	to	to	PART
afbr-75	74	73	deliver	deliver	VERB
afbr-75	74	74	10	10	NUM
afbr-75	74	75	x	x	NOUN
afbr-75	74	76	,	,	PUNCT
afbr-75	74	77	then	then	ADV
afbr-75	74	78	:	:	PUNCT
afbr-75	74	79			NOUN
afbr-75	74	80	if	if	SCONJ
afbr-75	74	81	delivering	deliver	VERB
afbr-75	74	82	20	20	NUM
afbr-75	74	83	x	x	PRON
afbr-75	74	84	requires	require	VERB
afbr-75	74	85	~2y	~2y	PROPN
afbr-75	74	86	or	or	CCONJ
afbr-75	74	87	more	more	ADJ
afbr-75	74	88	,	,	PUNCT
afbr-75	74	89	then	then	ADV
afbr-75	74	90	x	x	PUNCT
afbr-75	74	91	is	be	AUX
afbr-75	74	92	not	not	PART
afbr-75	74	93	a	a	DET
afbr-75	74	94	scalable	scalable	ADJ
afbr-75	74	95	product	product	NOUN
afbr-75	74	96	or	or	CCONJ
afbr-75	74	97	service	service	NOUN
afbr-75	74	98	.	.	PUNCT
afbr-75	75	1			X
afbr-75	76	1	if	if	SCONJ
afbr-75	76	2	delivering	deliver	VERB
afbr-75	76	3	20	20	NUM
afbr-75	76	4	x	x	NUM
afbr-75	76	5	requires	require	VERB
afbr-75	76	6	y	y	PROPN
afbr-75	76	7	or	or	CCONJ
afbr-75	76	8	only	only	ADV
afbr-75	76	9	a	a	DET
afbr-75	76	10	bit	bit	NOUN
afbr-75	76	11	more	more	ADJ
afbr-75	76	12	than	than	ADP
afbr-75	76	13	y	y	PROPN
afbr-75	76	14	,	,	PUNCT
afbr-75	76	15	then	then	ADV
afbr-75	76	16	x	x	PUNCT
afbr-75	76	17	is	be	AUX
afbr-75	76	18	a	a	DET
afbr-75	76	19	scalable	scalable	ADJ
afbr-75	76	20	product	product	NOUN
afbr-75	76	21	or	or	CCONJ
afbr-75	76	22	service	service	NOUN
afbr-75	76	23	.	.	PUNCT
afbr-75	77	1	this	this	PRON
afbr-75	77	2	is	be	AUX
afbr-75	77	3	the	the	DET
afbr-75	77	4	heart	heart	NOUN
afbr-75	77	5	of	of	ADP
afbr-75	77	6	the	the	DET
afbr-75	77	7	idea	idea	NOUN
afbr-75	77	8	of	of	ADP
afbr-75	77	9	scalability	scalability	NOUN
afbr-75	77	10	.	.	PUNCT
afbr-75	78	1	it‘s	it‘s	VERB
afbr-75	78	2	the	the	DET
afbr-75	78	3	difference	difference	NOUN
afbr-75	78	4	between	between	ADP
afbr-75	78	5	a	a	DET
afbr-75	78	6	linear	linear	NOUN
afbr-75	78	7	and	and	CCONJ
afbr-75	78	8	an	an	DET
afbr-75	78	9	exponential	exponential	ADJ
afbr-75	78	10	relationship	relationship	NOUN
afbr-75	78	11	between	between	ADP
afbr-75	78	12	costs	cost	NOUN
afbr-75	78	13	,	,	PUNCT
afbr-75	78	14	revenue	revenue	NOUN
afbr-75	78	15	and	and	CCONJ
afbr-75	78	16	product	product	NOUN
afbr-75	78	17	delivery	delivery	NOUN
afbr-75	78	18	.	.	PUNCT
afbr-75	79	1	naturally	naturally	ADV
afbr-75	79	2	,	,	PUNCT
afbr-75	79	3	these	these	DET
afbr-75	79	4	numbers	number	NOUN
afbr-75	79	5	are	be	AUX
afbr-75	79	6	not	not	PART
afbr-75	79	7	hard	hard	ADJ
afbr-75	79	8	and	and	CCONJ
afbr-75	79	9	fast	fast	ADJ
afbr-75	79	10	,	,	PUNCT
afbr-75	79	11	and	and	CCONJ
afbr-75	79	12	in	in	ADP
afbr-75	79	13	reality	reality	NOUN
afbr-75	79	14	business	business	NOUN
afbr-75	79	15	is	be	AUX
afbr-75	79	16	generally	generally	ADV
afbr-75	79	17	much	much	ADV
afbr-75	79	18	more	more	ADV
afbr-75	79	19	complex	complex	ADJ
afbr-75	79	20	,	,	PUNCT
afbr-75	79	21	however	however	ADV
afbr-75	79	22	the	the	DET
afbr-75	79	23	basic	basic	ADJ
afbr-75	79	24	concept	concept	NOUN
afbr-75	79	25	remains	remain	VERB
afbr-75	79	26	the	the	DET
afbr-75	79	27	same	same	ADJ
afbr-75	79	28	.	.	PUNCT
afbr-75	80	1	simple	simple	ADJ
afbr-75	80	2	examples	example	NOUN
afbr-75	80	3	to	to	PART
afbr-75	80	4	illustrate	illustrate	VERB
afbr-75	80	5	maybe	maybe	ADV
afbr-75	80	6	some	some	DET
afbr-75	80	7	simple	simple	ADJ
afbr-75	80	8	examples	example	NOUN
afbr-75	80	9	will	will	AUX
afbr-75	80	10	make	make	VERB
afbr-75	80	11	the	the	DET
afbr-75	80	12	concept	concept	NOUN
afbr-75	80	13	clearer	clear	ADJ
afbr-75	80	14	.	.	PUNCT
afbr-75	81	1	these	these	PRON
afbr-75	81	2	will	will	AUX
afbr-75	81	3	be	be	AUX
afbr-75	81	4	intentionally	intentionally	ADV
afbr-75	81	5	over	over	ADV
afbr-75	81	6	-	-	PUNCT
afbr-75	81	7	simplified	simplified	ADJ
afbr-75	81	8	to	to	PART
afbr-75	81	9	fit	fit	VERB
afbr-75	81	10	into	into	ADP
afbr-75	81	11	a	a	DET
afbr-75	81	12	binary	binary	ADJ
afbr-75	81	13	model	model	NOUN
afbr-75	81	14	;	;	PUNCT
afbr-75	81	15	example	example	NOUN
afbr-75	81	16	1	1	NUM
afbr-75	81	17	:	:	PUNCT
afbr-75	81	18	manually	manually	ADV
afbr-75	81	19	washing	wash	VERB
afbr-75	81	20	cars	car	NOUN
afbr-75	81	21	:	:	PUNCT
afbr-75	81	22	not	not	PART
afbr-75	81	23	scalable	scalable	ADJ
afbr-75	81	24	imagine	imagine	ADJ
afbr-75	81	25	that	that	SCONJ
afbr-75	81	26	i	i	PRON
afbr-75	81	27	wash	wash	VERB
afbr-75	81	28	cars	car	NOUN
afbr-75	81	29	for	for	ADP
afbr-75	81	30	a	a	DET
afbr-75	81	31	living	living	NOUN
afbr-75	81	32	.	.	PUNCT
afbr-75	82	1	delivering	deliver	VERB
afbr-75	82	2	the	the	DET
afbr-75	82	3	washing	washing	NOUN
afbr-75	82	4	of	of	ADP
afbr-75	82	5	a	a	DET
afbr-75	82	6	car	car	NOUN
afbr-75	82	7	involves	involve	VERB
afbr-75	82	8	a	a	DET
afbr-75	82	9	few	few	ADJ
afbr-75	82	10	basic	basic	ADJ
afbr-75	82	11	variables	variable	NOUN
afbr-75	82	12	(	(	PUNCT
afbr-75	82	13	let‘s	let‘s	NOUN
afbr-75	82	14	assume	assume	VERB
afbr-75	82	15	i	i	PRON
afbr-75	82	16	already	already	ADV
afbr-75	82	17	have	have	VERB
afbr-75	82	18	the	the	DET
afbr-75	82	19	tools	tool	NOUN
afbr-75	82	20	for	for	ADP
afbr-75	82	21	the	the	DET
afbr-75	82	22	job	job	NOUN
afbr-75	82	23	):	):	PUNCT
afbr-75	82	24			NOUN
afbr-75	82	25	selling	sell	VERB
afbr-75	82	26	the	the	DET
afbr-75	82	27	car	car	NOUN
afbr-75	82	28	wash	wash	NOUN
afbr-75	82	29	to	to	ADP
afbr-75	82	30	a	a	DET
afbr-75	82	31	person	person	NOUN
afbr-75	82	32	(	(	PUNCT
afbr-75	82	33	convincing	convince	VERB
afbr-75	82	34	them	they	PRON
afbr-75	82	35	that	that	SCONJ
afbr-75	82	36	they	they	PRON
afbr-75	82	37	should	should	AUX
afbr-75	82	38	get	get	VERB
afbr-75	82	39	their	their	PRON
afbr-75	82	40	car	car	NOUN
afbr-75	82	41	washed	wash	VERB
afbr-75	82	42	by	by	ADP
afbr-75	82	43	me	i	PRON
afbr-75	82	44	)	)	PUNCT
afbr-75	83	1	=	=	PUNCT
afbr-75	83	2	=	=	SYM
afbr-75	83	3	y1	y1	NOUN
afbr-75	83	4	=	=	SYM
afbr-75	83	5	=	=	SYM
afbr-75	83	6	~10	~10	NUM
afbr-75	83	7	minutes	minute	NOUN
afbr-75	83	8			PRON
afbr-75	83	9	actually	actually	ADV
afbr-75	83	10	washing	wash	VERB
afbr-75	83	11	the	the	DET
afbr-75	83	12	car	car	NOUN
afbr-75	84	1	=	=	NOUN
afbr-75	84	2	=	=	NOUN
afbr-75	84	3	y2	y2	NOUN
afbr-75	85	1	=	=	SYM
afbr-75	85	2	=	=	SYM
afbr-75	85	3	1	1	NUM
afbr-75	85	4	hour	hour	NOUN
afbr-75	85	5	y1	y1	NOUN
afbr-75	85	6	and	and	CCONJ
afbr-75	85	7	y2	y2	PROPN
afbr-75	85	8	are	be	AUX
afbr-75	85	9	my	my	PRON
afbr-75	85	10	―costs‖	―costs‖	NOUN
afbr-75	85	11	,	,	PUNCT
afbr-75	85	12	together	together	ADV
afbr-75	85	13	they	they	PRON
afbr-75	85	14	are	be	AUX
afbr-75	85	15	the	the	DET
afbr-75	85	16	y	y	PROPN
afbr-75	85	17	from	from	ADP
afbr-75	85	18	the	the	DET
afbr-75	85	19	definition	definition	NOUN
afbr-75	85	20	above	above	ADV
afbr-75	85	21	.	.	PUNCT
afbr-75	86	1	together	together	ADV
afbr-75	86	2	they	they	PRON
afbr-75	86	3	take	take	VERB
afbr-75	86	4	about	about	ADV
afbr-75	86	5	an	an	DET
afbr-75	86	6	hour	hour	NOUN
afbr-75	86	7	of	of	ADP
afbr-75	86	8	my	my	PRON
afbr-75	86	9	time	time	NOUN
afbr-75	86	10	.	.	PUNCT
afbr-75	87	1	now	now	ADV
afbr-75	87	2	,	,	PUNCT
afbr-75	87	3	it‘s	it‘s	PROPN
afbr-75	87	4	easy	easy	ADJ
afbr-75	87	5	to	to	PART
afbr-75	87	6	see	see	VERB
afbr-75	87	7	that	that	SCONJ
afbr-75	87	8	if	if	SCONJ
afbr-75	87	9	i	i	PRON
afbr-75	87	10	am	be	AUX
afbr-75	87	11	manually	manually	ADV
afbr-75	87	12	washing	wash	VERB
afbr-75	87	13	cars	car	NOUN
afbr-75	87	14	one	one	NUM
afbr-75	87	15	by	by	ADP
afbr-75	87	16	one	one	NUM
afbr-75	87	17	,	,	PUNCT
afbr-75	87	18	then	then	ADV
afbr-75	87	19	my	my	PRON
afbr-75	87	20	business	business	NOUN
afbr-75	87	21	model	model	NOUN
afbr-75	87	22	is	be	AUX
afbr-75	87	23	not	not	PART
afbr-75	87	24	scalable	scalable	ADJ
afbr-75	87	25	.	.	PUNCT
afbr-75	88	1	because	because	SCONJ
afbr-75	88	2	,	,	PUNCT
afbr-75	88	3	washing	wash	VERB
afbr-75	88	4	20	20	NUM
afbr-75	88	5	cars	car	NOUN
afbr-75	88	6	is	be	AUX
afbr-75	88	7	pretty	pretty	ADV
afbr-75	88	8	much	much	ADV
afbr-75	88	9	double	double	DET
afbr-75	88	10	the	the	DET
afbr-75	88	11	effort	effort	NOUN
afbr-75	88	12	of	of	ADP
afbr-75	88	13	washing	wash	VERB
afbr-75	88	14	10	10	NUM
afbr-75	88	15	cars	car	NOUN
afbr-75	88	16	.	.	PUNCT
afbr-75	89	1	simple	simple	ADJ
afbr-75	89	2	.	.	PUNCT
afbr-75	89	3	example	example	NOUN
afbr-75	90	1	2	2	NUM
afbr-75	90	2	:	:	PUNCT
afbr-75	90	3	teaching	teach	VERB
afbr-75	90	4	students	student	NOUN
afbr-75	90	5	:	:	PUNCT
afbr-75	90	6	scalable	scalable	ADJ
afbr-75	90	7	imagine	imagine	VERB
afbr-75	90	8	i	i	PRON
afbr-75	90	9	am	be	AUX
afbr-75	90	10	a	a	DET
afbr-75	90	11	teacher	teacher	NOUN
afbr-75	90	12	of	of	ADP
afbr-75	90	13	chinese	chinese	ADJ
afbr-75	90	14	history	history	NOUN
afbr-75	90	15	.	.	PUNCT
afbr-75	91	1	delivering	deliver	VERB
afbr-75	91	2	the	the	DET
afbr-75	91	3	education	education	NOUN
afbr-75	91	4	of	of	ADP
afbr-75	91	5	chinese	chinese	ADJ
afbr-75	91	6	history	history	NOUN
afbr-75	91	7	involves	involve	VERB
afbr-75	91	8	one	one	NUM
afbr-75	91	9	basic	basic	ADJ
afbr-75	91	10	variable	variable	NOUN
afbr-75	91	11	;	;	PUNCT
afbr-75	91	12	my	my	PRON
afbr-75	91	13	time	time	NOUN
afbr-75	91	14	in	in	ADP
afbr-75	91	15	the	the	DET
afbr-75	91	16	classroom	classroom	NOUN
afbr-75	91	17	(	(	PUNCT
afbr-75	91	18	again	again	ADV
afbr-75	91	19	,	,	PUNCT
afbr-75	91	20	assuming	assume	VERB
afbr-75	91	21	i	i	PRON
afbr-75	91	22	have	have	VERB
afbr-75	91	23	the	the	DET
afbr-75	91	24	knowedge	knowedge	NOUN
afbr-75	91	25	and	and	CCONJ
afbr-75	91	26	expertise	expertise	NOUN
afbr-75	91	27	to	to	PART
afbr-75	91	28	teach	teach	VERB
afbr-75	91	29	)	)	PUNCT
afbr-75	91	30	:	:	PUNCT
afbr-75	92	1			PRON
afbr-75	92	2	it	it	PRON
afbr-75	92	3	takes	take	VERB
afbr-75	92	4	me	i	PRON
afbr-75	92	5	1	1	NUM
afbr-75	92	6	hour	hour	NOUN
afbr-75	92	7	to	to	PART
afbr-75	92	8	deliver	deliver	VERB
afbr-75	92	9	a	a	DET
afbr-75	92	10	lecture	lecture	NOUN
afbr-75	92	11	on	on	ADP
afbr-75	92	12	chinese	chinese	ADJ
afbr-75	92	13	history	history	NOUN
afbr-75	93	1	=	=	PROPN
afbr-75	93	2	=	=	SYM
afbr-75	93	3	y	y	PROPN
afbr-75	93	4	however	however	ADV
afbr-75	93	5	,	,	PUNCT
afbr-75	93	6	let‘s	let‘s	NOUN
afbr-75	93	7	imagine	imagine	VERB
afbr-75	93	8	that	that	SCONJ
afbr-75	93	9	in	in	ADP
afbr-75	93	10	one	one	NUM
afbr-75	93	11	class	class	NOUN
afbr-75	93	12	i	i	PRON
afbr-75	93	13	have	have	VERB
afbr-75	93	14	10	10	NUM
afbr-75	93	15	students	student	NOUN
afbr-75	93	16	,	,	PUNCT
afbr-75	93	17	and	and	CCONJ
afbr-75	93	18	in	in	ADP
afbr-75	93	19	the	the	DET
afbr-75	93	20	other	other	ADJ
afbr-75	93	21	class	class	NOUN
afbr-75	93	22	i	i	PRON
afbr-75	93	23	have	have	VERB
afbr-75	93	24	20	20	NUM
afbr-75	93	25	.	.	PUNCT
afbr-75	94	1	by	by	ADP
afbr-75	94	2	all	all	DET
afbr-75	94	3	accounts	account	NOUN
afbr-75	94	4	,	,	PUNCT
afbr-75	94	5	in	in	ADP
afbr-75	94	6	the	the	DET
afbr-75	94	7	classroom	classroom	NOUN
afbr-75	94	8	with	with	ADP
afbr-75	94	9	20	20	NUM
afbr-75	94	10	students	student	NOUN
afbr-75	94	11	,	,	PUNCT
afbr-75	94	12	i	i	PRON
afbr-75	94	13	am	be	AUX
afbr-75	94	14	―delivering‖	―delivering‖	ADV
afbr-75	94	15	more	more	ADJ
afbr-75	94	16	education	education	NOUN
afbr-75	94	17	,	,	PUNCT
afbr-75	94	18	in	in	ADP
afbr-75	94	19	theory	theory	NOUN
afbr-75	94	20	,	,	PUNCT
afbr-75	94	21	exactly	exactly	ADV
afbr-75	94	22	double	double	ADJ
afbr-75	94	23	.	.	PUNCT
afbr-75	95	1	but	but	CCONJ
afbr-75	95	2	teaching	teach	VERB
afbr-75	95	3	20	20	NUM
afbr-75	95	4	students	student	NOUN
afbr-75	95	5	was	be	AUX
afbr-75	95	6	no	no	PRON
afbr-75	95	7	more	more	ADV
afbr-75	95	8	difficult	difficult	ADJ
afbr-75	95	9	than	than	ADP
afbr-75	95	10	teaching	teach	VERB
afbr-75	95	11	10	10	NUM
afbr-75	95	12	students	student	NOUN
afbr-75	95	13	.	.	PUNCT
afbr-75	96	1	i	i	PRON
afbr-75	96	2	delivered	deliver	VERB
afbr-75	96	3	exactly	exactly	ADV
afbr-75	96	4	the	the	DET
afbr-75	96	5	same	same	ADJ
afbr-75	96	6	lecture	lecture	NOUN
afbr-75	96	7	,	,	PUNCT
afbr-75	96	8	however	however	ADV
afbr-75	96	9	in	in	ADP
afbr-75	96	10	the	the	DET
afbr-75	96	11	second	second	ADJ
afbr-75	96	12	case	case	NOUN
afbr-75	96	13	,	,	PUNCT
afbr-75	96	14	twice	twice	DET
afbr-75	96	15	the	the	DET
afbr-75	96	16	number	number	NOUN
afbr-75	96	17	of	of	ADP
afbr-75	96	18	students	student	NOUN
afbr-75	96	19	attended	attend	VERB
afbr-75	96	20	.	.	PUNCT
afbr-75	97	1	in	in	ADP
afbr-75	97	2	this	this	DET
afbr-75	97	3	simple	simple	ADJ
afbr-75	97	4	model	model	NOUN
afbr-75	97	5	,	,	PUNCT
afbr-75	97	6	teaching	teach	VERB
afbr-75	97	7	chinese	chinese	ADJ
afbr-75	97	8	history	history	NOUN
afbr-75	97	9	is	be	AUX
afbr-75	97	10	a	a	DET
afbr-75	97	11	scalable	scalable	ADJ
afbr-75	97	12	exercise	exercise	NOUN
afbr-75	97	13	!	!	PUNCT
afbr-75	98	1	oversimplification	oversimplification	NOUN
afbr-75	98	2	these	these	DET
afbr-75	98	3	two	two	NUM
afbr-75	98	4	examples	example	NOUN
afbr-75	98	5	are	be	AUX
afbr-75	98	6	,	,	PUNCT
afbr-75	98	7	of	of	ADP
afbr-75	98	8	course	course	NOUN
afbr-75	98	9	,	,	PUNCT
afbr-75	98	10	oversimplifications	oversimplification	NOUN
afbr-75	98	11	.	.	PUNCT
afbr-75	99	1	but	but	CCONJ
afbr-75	99	2	the	the	DET
afbr-75	99	3	essence	essence	NOUN
afbr-75	99	4	of	of	ADP
afbr-75	99	5	the	the	DET
afbr-75	99	6	idea	idea	NOUN
afbr-75	99	7	of	of	ADP
afbr-75	99	8	scalability	scalability	NOUN
afbr-75	99	9	is	be	AUX
afbr-75	99	10	accurate	accurate	ADJ
afbr-75	99	11	.	.	PUNCT
afbr-75	100	1	in	in	ADP
afbr-75	100	2	example	example	NOUN
afbr-75	100	3	1	1	NUM
afbr-75	100	4	,	,	PUNCT
afbr-75	100	5	the	the	DET
afbr-75	100	6	business	business	NOUN
afbr-75	100	7	model	model	NOUN
afbr-75	100	8	was	be	AUX
afbr-75	100	9	less	less	ADV
afbr-75	100	10	scalable	scalable	ADJ
afbr-75	100	11	than	than	ADP
afbr-75	100	12	example	example	NOUN
afbr-75	100	13	2	2	NUM
afbr-75	100	14	.	.	PUNCT
afbr-75	100	15	naturally	naturally	ADV
afbr-75	100	16	the	the	DET
afbr-75	100	17	real	real	ADJ
afbr-75	100	18	world	world	NOUN
afbr-75	100	19	involves	involve	VERB
afbr-75	100	20	many	many	ADJ
afbr-75	100	21	more	more	ADJ
afbr-75	100	22	variables	variable	NOUN
afbr-75	100	23	.	.	PUNCT
afbr-75	101	1	in	in	ADP
afbr-75	101	2	the	the	DET
afbr-75	101	3	case	case	NOUN
afbr-75	101	4	of	of	ADP
afbr-75	101	5	the	the	DET
afbr-75	101	6	car	car	NOUN
afbr-75	101	7	wash	wash	NOUN
afbr-75	101	8	,	,	PUNCT
afbr-75	101	9	i	i	PRON
afbr-75	101	10	might	might	AUX
afbr-75	101	11	have	have	VERB
afbr-75	101	12	an	an	DET
afbr-75	101	13	advertisement	advertisement	NOUN
afbr-75	101	14	sign	sign	NOUN
afbr-75	101	15	outside	outside	ADV
afbr-75	101	16	that	that	PRON
afbr-75	101	17	does	do	AUX
afbr-75	101	18	my	my	PRON
afbr-75	101	19	selling	selling	NOUN
afbr-75	101	20	for	for	ADP
afbr-75	101	21	me	i	PRON
afbr-75	101	22	and	and	CCONJ
afbr-75	101	23	so	so	ADV
afbr-75	101	24	selling	sell	VERB
afbr-75	101	25	doesn‘t	doesn‘t	NOUN
afbr-75	101	26	cost	cost	VERB
afbr-75	101	27	me	i	PRON
afbr-75	101	28	any	any	PRON
afbr-75	101	29	of	of	ADP
afbr-75	101	30	my	my	PRON
afbr-75	101	31	time	time	NOUN
afbr-75	101	32	.	.	PUNCT
afbr-75	102	1	in	in	ADP
afbr-75	102	2	the	the	DET
afbr-75	102	3	case	case	NOUN
afbr-75	102	4	of	of	ADP
afbr-75	102	5	the	the	DET
afbr-75	102	6	teaching	teaching	NOUN
afbr-75	102	7	,	,	PUNCT
afbr-75	102	8	the	the	DET
afbr-75	102	9	model	model	NOUN
afbr-75	102	10	breaks	break	VERB
afbr-75	102	11	down	down	ADP
afbr-75	102	12	as	as	SCONJ
afbr-75	102	13	we	we	PRON
afbr-75	102	14	keep	keep	AUX
afbr-75	102	15	adding	add	VERB
afbr-75	102	16	students	student	NOUN
afbr-75	102	17	(	(	PUNCT
afbr-75	102	18	we	we	PRON
afbr-75	102	19	can	can	AUX
afbr-75	102	20	only	only	ADV
afbr-75	102	21	fit	fit	VERB
afbr-75	102	22	so	so	ADV
afbr-75	102	23	many	many	ADJ
afbr-75	102	24	students	student	NOUN
afbr-75	102	25	into	into	ADP
afbr-75	102	26	one	one	NUM
afbr-75	102	27	of	of	ADP
afbr-75	102	28	my	my	PRON
afbr-75	102	29	lectures	lecture	NOUN
afbr-75	102	30	;	;	PUNCT
afbr-75	102	31	the	the	DET
afbr-75	102	32	model	model	NOUN
afbr-75	102	33	scales	scale	VERB
afbr-75	102	34	only	only	ADV
afbr-75	102	35	so	so	ADV
afbr-75	102	36	much	much	ADJ
afbr-75	102	37	,	,	PUNCT
afbr-75	102	38	then	then	ADV
afbr-75	102	39	i	i	PRON
afbr-75	102	40	have	have	VERB
afbr-75	102	41	to	to	PART
afbr-75	102	42	break	break	VERB
afbr-75	102	43	it	it	PRON
afbr-75	102	44	out	out	ADP
afbr-75	102	45	into	into	ADP
afbr-75	102	46	two	two	NUM
afbr-75	102	47	classes	class	NOUN
afbr-75	102	48	)	)	PUNCT
afbr-75	102	49	.	.	PUNCT
afbr-75	103	1	but	but	CCONJ
afbr-75	103	2	these	these	DET
afbr-75	103	3	variables	variable	NOUN
afbr-75	103	4	can	can	AUX
afbr-75	103	5	be	be	AUX
afbr-75	103	6	plotted	plot	VERB
afbr-75	103	7	out	out	ADP
afbr-75	103	8	and	and	CCONJ
afbr-75	103	9	understood	understand	VERB
afbr-75	103	10	and	and	CCONJ
afbr-75	103	11	ultimately	ultimately	ADV
afbr-75	103	12	fit	fit	ADJ
afbr-75	103	13	into	into	ADP
afbr-75	103	14	the	the	DET
afbr-75	103	15	model	model	NOUN
afbr-75	103	16	of	of	ADP
afbr-75	103	17	scalability	scalability	NOUN
afbr-75	103	18	.	.	PUNCT
afbr-75	104	1	https://inc42.com/author/harsh-mariwala/	https://inc42.com/author/harsh-mariwala/	PROPN
afbr-75	104	2	http://shawnpowrie.com/author/shawn/	http://shawnpowrie.com/author/shawn/	PROPN
afbr-75	104	3	www.cribfb.com/journal/index.php/afbr	www.cribfb.com/journal/index.php/afbr	PROPN
afbr-75	104	4	australian	australian	ADJ
afbr-75	104	5	finance	finance	NOUN
afbr-75	104	6	and	and	CCONJ
afbr-75	104	7	banking	banking	NOUN
afbr-75	104	8	vol	vol	NOUN
afbr-75	104	9	.	.	PROPN
afbr-75	105	1	2	2	NUM
afbr-75	105	2	,	,	PUNCT
afbr-75	105	3	no	no	INTJ
afbr-75	105	4	.	.	NOUN
afbr-75	105	5	1	1	NUM
afbr-75	105	6	;	;	PUNCT
afbr-75	105	7	2018	2018	NUM
afbr-75	105	8	4	4	NUM
afbr-75	105	9	real	real	ADJ
afbr-75	105	10	life	life	NOUN
afbr-75	105	11	scalability	scalability	NOUN
afbr-75	105	12	in	in	ADP
afbr-75	105	13	the	the	DET
afbr-75	105	14	oversimplified	oversimplified	ADJ
afbr-75	105	15	examples	example	NOUN
afbr-75	105	16	above	above	ADV
afbr-75	105	17	,	,	PUNCT
afbr-75	105	18	scalability	scalability	NOUN
afbr-75	105	19	was	be	AUX
afbr-75	105	20	treated	treat	VERB
afbr-75	105	21	like	like	ADP
afbr-75	105	22	a	a	DET
afbr-75	105	23	binary	binary	ADJ
afbr-75	105	24	property	property	NOUN
afbr-75	105	25	;	;	PUNCT
afbr-75	105	26	either	either	CCONJ
afbr-75	105	27	something	something	PRON
afbr-75	105	28	is	be	AUX
afbr-75	105	29	scalable	scalable	ADJ
afbr-75	105	30	or	or	CCONJ
afbr-75	105	31	not	not	PART
afbr-75	105	32	.	.	PUNCT
afbr-75	106	1	however	however	ADV
afbr-75	106	2	,	,	PUNCT
afbr-75	106	3	real	real	ADJ
afbr-75	106	4	life	life	NOUN
afbr-75	106	5	is	be	AUX
afbr-75	106	6	,	,	PUNCT
afbr-75	106	7	naturally	naturally	ADV
afbr-75	106	8	,	,	PUNCT
afbr-75	106	9	a	a	DET
afbr-75	106	10	lot	lot	NOUN
afbr-75	106	11	more	more	ADV
afbr-75	106	12	involved	involve	VERB
afbr-75	106	13	.	.	PUNCT
afbr-75	107	1	let‘s	let‘s	NOUN
afbr-75	107	2	play	play	VERB
afbr-75	107	3	with	with	ADP
afbr-75	107	4	the	the	DET
afbr-75	107	5	concept	concept	NOUN
afbr-75	107	6	a	a	DET
afbr-75	107	7	bit	bit	NOUN
afbr-75	107	8	more	more	ADJ
afbr-75	107	9	by	by	ADP
afbr-75	107	10	defining	define	VERB
afbr-75	107	11	some	some	DET
afbr-75	107	12	limits	limit	NOUN
afbr-75	107	13	to	to	ADP
afbr-75	107	14	it	it	PRON
afbr-75	107	15	and	and	CCONJ
afbr-75	107	16	talking	talk	VERB
afbr-75	107	17	about	about	ADP
afbr-75	107	18	additional	additional	ADJ
afbr-75	107	19	variables	variable	NOUN
afbr-75	107	20	:	:	PUNCT
afbr-75	107	21	upper	upper	ADJ
afbr-75	107	22	limit	limit	NOUN
afbr-75	107	23	:	:	PUNCT
afbr-75	107	24	nothing	nothing	PRON
afbr-75	107	25	is	be	AUX
afbr-75	107	26	infinitely	infinitely	ADV
afbr-75	107	27	scalable	scalable	ADJ
afbr-75	107	28	something	something	PRON
afbr-75	107	29	would	would	AUX
afbr-75	107	30	be	be	AUX
afbr-75	107	31	infinitely	infinitely	ADV
afbr-75	107	32	scalable	scalable	ADJ
afbr-75	107	33	if	if	SCONJ
afbr-75	107	34	the	the	DET
afbr-75	107	35	costs	cost	NOUN
afbr-75	107	36	y	y	PROPN
afbr-75	107	37	,	,	PUNCT
afbr-75	107	38	of	of	ADP
afbr-75	107	39	delivering	deliver	VERB
afbr-75	107	40	product	product	NOUN
afbr-75	107	41	x	x	NOUN
afbr-75	107	42	,	,	PUNCT
afbr-75	107	43	are	be	AUX
afbr-75	107	44	not	not	PART
afbr-75	107	45	at	at	ADV
afbr-75	107	46	all	all	ADV
afbr-75	107	47	increased	increase	VERB
afbr-75	107	48	no	no	ADV
afbr-75	107	49	matter	matter	ADV
afbr-75	107	50	how	how	SCONJ
afbr-75	107	51	much	much	ADJ
afbr-75	107	52	of	of	ADP
afbr-75	107	53	x	x	PUNCT
afbr-75	107	54	we	we	PRON
afbr-75	107	55	deliver	deliver	VERB
afbr-75	107	56	.	.	PUNCT
afbr-75	108	1	in	in	ADP
afbr-75	108	2	the	the	DET
afbr-75	108	3	real	real	ADJ
afbr-75	108	4	world	world	NOUN
afbr-75	108	5	,	,	PUNCT
afbr-75	108	6	this	this	PRON
afbr-75	108	7	is	be	AUX
afbr-75	108	8	simply	simply	ADV
afbr-75	108	9	not	not	PART
afbr-75	108	10	possible	possible	ADJ
afbr-75	108	11	.	.	PUNCT
afbr-75	109	1	there	there	PRON
afbr-75	109	2	are	be	VERB
afbr-75	109	3	some	some	DET
afbr-75	109	4	products	product	NOUN
afbr-75	109	5	in	in	ADP
afbr-75	109	6	reality	reality	NOUN
afbr-75	109	7	that	that	PRON
afbr-75	109	8	are	be	AUX
afbr-75	109	9	highly	highly	ADV
afbr-75	109	10	scalable	scalable	ADJ
afbr-75	109	11	.	.	PUNCT
afbr-75	110	1	one	one	NUM
afbr-75	110	2	such	such	ADJ
afbr-75	110	3	area	area	NOUN
afbr-75	110	4	is	be	AUX
afbr-75	110	5	something	something	PRON
afbr-75	110	6	like	like	ADP
afbr-75	110	7	a	a	DET
afbr-75	110	8	website	website	NOUN
afbr-75	110	9	.	.	PUNCT
afbr-75	111	1	imagine	imagine	VERB
afbr-75	111	2	for	for	ADP
afbr-75	111	3	instance	instance	NOUN
afbr-75	111	4	this	this	DET
afbr-75	111	5	blog	blog	NOUN
afbr-75	111	6	article	article	NOUN
afbr-75	111	7	.	.	PUNCT
afbr-75	112	1	it‘s	it‘s	PROPN
afbr-75	112	2	going	go	VERB
afbr-75	112	3	to	to	PART
afbr-75	112	4	take	take	VERB
afbr-75	112	5	me	i	PRON
afbr-75	112	6	a	a	DET
afbr-75	112	7	certain	certain	ADJ
afbr-75	112	8	amount	amount	NOUN
afbr-75	112	9	of	of	ADP
afbr-75	112	10	time	time	NOUN
afbr-75	112	11	to	to	PART
afbr-75	112	12	write	write	VERB
afbr-75	112	13	it	it	PRON
afbr-75	112	14	(	(	PUNCT
afbr-75	112	15	our	our	PRON
afbr-75	112	16	y	y	NOUN
afbr-75	112	17	)	)	PUNCT
afbr-75	112	18	—	—	PUNCT
afbr-75	112	19	and	and	CCONJ
afbr-75	112	20	if	if	SCONJ
afbr-75	112	21	10	10	NUM
afbr-75	112	22	people	people	NOUN
afbr-75	112	23	read	read	VERB
afbr-75	112	24	it	it	PRON
afbr-75	112	25	(	(	PUNCT
afbr-75	112	26	10x	10x	NUM
afbr-75	112	27	)	)	PUNCT
afbr-75	112	28	or	or	CCONJ
afbr-75	112	29	20	20	NUM
afbr-75	112	30	people	people	NOUN
afbr-75	112	31	read	read	VERB
afbr-75	112	32	it	it	PRON
afbr-75	112	33	(	(	PUNCT
afbr-75	112	34	20x	20x	NUM
afbr-75	112	35	)	)	PUNCT
afbr-75	112	36	the	the	DET
afbr-75	112	37	time	time	NOUN
afbr-75	112	38	it	it	PRON
afbr-75	112	39	took	take	VERB
afbr-75	112	40	me	i	PRON
afbr-75	112	41	to	to	PART
afbr-75	112	42	write	write	VERB
afbr-75	112	43	it	it	PRON
afbr-75	112	44	is	be	AUX
afbr-75	112	45	completely	completely	ADV
afbr-75	112	46	unaffected	unaffected	ADJ
afbr-75	112	47	.	.	PUNCT
afbr-75	113	1	digital	digital	ADJ
afbr-75	113	2	content	content	NOUN
afbr-75	113	3	is	be	AUX
afbr-75	113	4	highly	highly	ADV
afbr-75	113	5	scalable	scalable	ADJ
afbr-75	113	6	.	.	PUNCT
afbr-75	114	1	imagine	imagine	VERB
afbr-75	114	2	if	if	SCONJ
afbr-75	114	3	1000	1000	NUM
afbr-75	114	4	people	people	NOUN
afbr-75	114	5	read	read	VERB
afbr-75	114	6	this	this	DET
afbr-75	114	7	article	article	NOUN
afbr-75	114	8	—	—	PUNCT
afbr-75	114	9	still	still	ADV
afbr-75	114	10	,	,	PUNCT
afbr-75	114	11	it	it	PRON
afbr-75	114	12	only	only	ADV
afbr-75	114	13	took	take	VERB
afbr-75	114	14	me	i	PRON
afbr-75	114	15	y	y	PROPN
afbr-75	114	16	effort	effort	NOUN
afbr-75	114	17	to	to	PART
afbr-75	114	18	produce	produce	VERB
afbr-75	114	19	it	it	PRON
afbr-75	114	20	.	.	PUNCT
afbr-75	115	1	what	what	PRON
afbr-75	115	2	about	about	ADP
afbr-75	115	3	10	10	NUM
afbr-75	115	4	000	000	NUM
afbr-75	115	5	?	?	PUNCT
afbr-75	115	6	100	100	NUM
afbr-75	115	7	000	000	NUM
afbr-75	115	8	?	?	PUNCT
afbr-75	116	1	still	still	ADV
afbr-75	116	2	,	,	PUNCT
afbr-75	116	3	it	it	PRON
afbr-75	116	4	only	only	ADV
afbr-75	116	5	took	take	VERB
afbr-75	116	6	me	i	PRON
afbr-75	116	7	y	y	PROPN
afbr-75	116	8	effort	effort	NOUN
afbr-75	116	9	to	to	PART
afbr-75	116	10	produce	produce	VERB
afbr-75	116	11	it	it	PRON
afbr-75	116	12	.	.	PUNCT
afbr-75	117	1	however	however	ADV
afbr-75	117	2	,	,	PUNCT
afbr-75	117	3	eventually	eventually	ADV
afbr-75	117	4	my	my	PRON
afbr-75	117	5	server	server	NOUN
afbr-75	117	6	can‘t	can‘t	PROPN
afbr-75	117	7	handle	handle	VERB
afbr-75	117	8	the	the	DET
afbr-75	117	9	load	load	NOUN
afbr-75	117	10	.	.	PUNCT
afbr-75	118	1	so	so	ADV
afbr-75	118	2	i	i	PRON
afbr-75	118	3	have	have	VERB
afbr-75	118	4	to	to	PART
afbr-75	118	5	pay	pay	VERB
afbr-75	118	6	for	for	ADP
afbr-75	118	7	a	a	DET
afbr-75	118	8	better	well	ADJ
afbr-75	118	9	server	server	NOUN
afbr-75	118	10	to	to	PART
afbr-75	118	11	host	host	VERB
afbr-75	118	12	my	my	PRON
afbr-75	118	13	content	content	NOUN
afbr-75	118	14	,	,	PUNCT
afbr-75	118	15	and	and	CCONJ
afbr-75	118	16	my	my	PRON
afbr-75	118	17	y	y	NOUN
afbr-75	118	18	has	have	AUX
afbr-75	118	19	increased	increase	VERB
afbr-75	118	20	.	.	PUNCT
afbr-75	119	1	digital	digital	ADJ
afbr-75	119	2	content	content	NOUN
afbr-75	119	3	is	be	AUX
afbr-75	119	4	highly	highly	ADV
afbr-75	119	5	scalable	scalable	ADJ
afbr-75	119	6	,	,	PUNCT
afbr-75	119	7	but	but	CCONJ
afbr-75	119	8	not	not	PART
afbr-75	119	9	infinitely	infinitely	ADV
afbr-75	119	10	—	—	PUNCT
afbr-75	119	11	nothing	nothing	PRON
afbr-75	119	12	really	really	ADV
afbr-75	119	13	is	be	AUX
afbr-75	119	14	.	.	PUNCT
afbr-75	120	1	lower	low	ADJ
afbr-75	120	2	limit	limit	NOUN
afbr-75	120	3	:	:	PUNCT
afbr-75	120	4	increased	increase	VERB
afbr-75	120	5	efficiency	efficiency	NOUN
afbr-75	120	6	as	as	ADP
afbr-75	120	7	the	the	DET
afbr-75	120	8	genesis	genesis	NOUN
afbr-75	120	9	of	of	ADP
afbr-75	120	10	scalability	scalability	NOUN
afbr-75	120	11	let‘s	let‘s	NOUN
afbr-75	120	12	return	return	VERB
afbr-75	120	13	to	to	ADP
afbr-75	120	14	the	the	DET
afbr-75	120	15	car	car	NOUN
afbr-75	120	16	example	example	NOUN
afbr-75	120	17	from	from	ADP
afbr-75	120	18	above	above	ADV
afbr-75	120	19	.	.	PUNCT
afbr-75	121	1	imagine	imagine	VERB
afbr-75	121	2	i‘m	i‘m	PROPN
afbr-75	121	3	the	the	DET
afbr-75	121	4	guy	guy	NOUN
afbr-75	121	5	out	out	ADV
afbr-75	121	6	there	there	ADV
afbr-75	121	7	washing	wash	VERB
afbr-75	121	8	the	the	DET
afbr-75	121	9	cars	car	NOUN
afbr-75	121	10	every	every	DET
afbr-75	121	11	day	day	NOUN
afbr-75	121	12	.	.	PUNCT
afbr-75	122	1	eventually	eventually	ADV
afbr-75	122	2	i	i	PRON
afbr-75	122	3	wake	wake	VERB
afbr-75	122	4	up	up	ADP
afbr-75	122	5	and	and	CCONJ
afbr-75	122	6	realize	realize	VERB
afbr-75	122	7	that	that	SCONJ
afbr-75	122	8	i‘m	i‘m	NOUN
afbr-75	122	9	never	never	ADV
afbr-75	122	10	going	go	VERB
afbr-75	122	11	to	to	PART
afbr-75	122	12	scale	scale	VERB
afbr-75	122	13	my	my	PRON
afbr-75	122	14	business	business	NOUN
afbr-75	122	15	very	very	ADV
afbr-75	122	16	well	well	ADV
afbr-75	122	17	.	.	PUNCT
afbr-75	123	1	so	so	ADV
afbr-75	123	2	i	i	PRON
afbr-75	123	3	start	start	VERB
afbr-75	123	4	thinking	think	VERB
afbr-75	123	5	;	;	PUNCT
afbr-75	123	6	how	how	SCONJ
afbr-75	123	7	can	can	AUX
afbr-75	123	8	i	i	PRON
afbr-75	123	9	scale	scale	VERB
afbr-75	123	10	this	this	PRON
afbr-75	123	11	up	up	ADP
afbr-75	123	12	?	?	PUNCT
afbr-75	124	1	let‘s	let‘s	NOUN
afbr-75	124	2	say	say	VERB
afbr-75	124	3	i	i	PRON
afbr-75	124	4	start	start	VERB
afbr-75	124	5	to	to	PART
afbr-75	124	6	learn	learn	VERB
afbr-75	124	7	how	how	SCONJ
afbr-75	124	8	to	to	PART
afbr-75	124	9	wash	wash	VERB
afbr-75	124	10	two	two	NUM
afbr-75	124	11	cars	car	NOUN
afbr-75	124	12	in	in	ADP
afbr-75	124	13	a	a	DET
afbr-75	124	14	little	little	ADJ
afbr-75	124	15	less	less	ADJ
afbr-75	124	16	than	than	ADP
afbr-75	124	17	double	double	DET
afbr-75	124	18	the	the	DET
afbr-75	124	19	time	time	NOUN
afbr-75	124	20	it	it	PRON
afbr-75	124	21	takes	take	VERB
afbr-75	124	22	to	to	PART
afbr-75	124	23	wash	wash	VERB
afbr-75	124	24	one	one	NUM
afbr-75	124	25	.	.	PUNCT
afbr-75	125	1	for	for	ADP
afbr-75	125	2	instance	instance	NOUN
afbr-75	125	3	,	,	PUNCT
afbr-75	125	4	i	i	PRON
afbr-75	125	5	reclaim	reclaim	VERB
afbr-75	125	6	and	and	CCONJ
afbr-75	125	7	re	re	VERB
afbr-75	125	8	-	-	VERB
afbr-75	125	9	use	use	VERB
afbr-75	125	10	the	the	DET
afbr-75	125	11	water	water	NOUN
afbr-75	125	12	somehow	somehow	ADV
afbr-75	125	13	,	,	PUNCT
afbr-75	125	14	so	so	ADV
afbr-75	125	15	i	i	PRON
afbr-75	125	16	don‘t	don‘t	INTJ
afbr-75	125	17	have	have	VERB
afbr-75	125	18	to	to	PART
afbr-75	125	19	wait	wait	VERB
afbr-75	125	20	for	for	ADP
afbr-75	125	21	the	the	DET
afbr-75	125	22	hosepipe	hosepipe	NOUN
afbr-75	125	23	for	for	ADP
afbr-75	125	24	as	as	ADV
afbr-75	125	25	much	much	ADJ
afbr-75	125	26	time	time	NOUN
afbr-75	125	27	.	.	PUNCT
afbr-75	126	1	or	or	CCONJ
afbr-75	126	2	maybe	maybe	ADV
afbr-75	126	3	i	i	PRON
afbr-75	126	4	rinse	rinse	VERB
afbr-75	126	5	and	and	CCONJ
afbr-75	126	6	dry	dry	VERB
afbr-75	126	7	both	both	DET
afbr-75	126	8	cars	car	NOUN
afbr-75	126	9	at	at	ADP
afbr-75	126	10	the	the	DET
afbr-75	126	11	same	same	ADJ
afbr-75	126	12	time	time	NOUN
afbr-75	126	13	side	side	NOUN
afbr-75	126	14	by	by	ADP
afbr-75	126	15	side	side	NOUN
afbr-75	126	16	.	.	PUNCT
afbr-75	127	1	either	either	DET
afbr-75	127	2	way	way	NOUN
afbr-75	127	3	,	,	PUNCT
afbr-75	127	4	i	i	PRON
afbr-75	127	5	am	be	AUX
afbr-75	127	6	finding	find	VERB
afbr-75	127	7	ways	way	NOUN
afbr-75	127	8	to	to	PART
afbr-75	127	9	cut	cut	VERB
afbr-75	127	10	down	down	ADP
afbr-75	127	11	the	the	DET
afbr-75	127	12	time	time	NOUN
afbr-75	127	13	usage	usage	NOUN
afbr-75	127	14	.	.	PUNCT
afbr-75	128	1	increased	increase	VERB
afbr-75	128	2	efficiency	efficiency	NOUN
afbr-75	128	3	lies	lie	VERB
afbr-75	128	4	close	close	ADV
afbr-75	128	5	to	to	ADP
afbr-75	128	6	the	the	DET
afbr-75	128	7	genesis	genesis	NOUN
afbr-75	128	8	of	of	ADP
afbr-75	128	9	scalability	scalability	NOUN
afbr-75	128	10	,	,	PUNCT
afbr-75	128	11	but	but	CCONJ
afbr-75	128	12	is	be	AUX
afbr-75	128	13	not	not	PART
afbr-75	128	14	entirely	entirely	ADV
afbr-75	128	15	the	the	DET
afbr-75	128	16	same	same	ADJ
afbr-75	128	17	thing	thing	NOUN
afbr-75	128	18	.	.	PUNCT
afbr-75	129	1	increasing	increase	VERB
afbr-75	129	2	efficiency	efficiency	NOUN
afbr-75	129	3	means	mean	VERB
afbr-75	129	4	reducing	reduce	VERB
afbr-75	129	5	y	y	NOUN
afbr-75	129	6	for	for	ADP
afbr-75	129	7	the	the	DET
afbr-75	129	8	delivery	delivery	NOUN
afbr-75	129	9	of	of	ADP
afbr-75	129	10	10	10	NUM
afbr-75	129	11	x	x	NOUN
afbr-75	129	12	,	,	PUNCT
afbr-75	129	13	which	which	PRON
afbr-75	129	14	ultimately	ultimately	ADV
afbr-75	129	15	does	do	AUX
afbr-75	129	16	mean	mean	VERB
afbr-75	129	17	delivering	deliver	VERB
afbr-75	129	18	20	20	NUM
afbr-75	129	19	x	x	PRON
afbr-75	129	20	takes	take	VERB
afbr-75	129	21	less	less	ADJ
afbr-75	129	22	effort	effort	NOUN
afbr-75	129	23	,	,	PUNCT
afbr-75	129	24	however	however	ADV
afbr-75	129	25	it	it	PRON
afbr-75	129	26	is	be	AUX
afbr-75	129	27	still	still	ADV
afbr-75	129	28	2	2	NUM
afbr-75	129	29	y	y	NOUN
afbr-75	129	30	,	,	PUNCT
afbr-75	129	31	even	even	ADV
afbr-75	129	32	if	if	SCONJ
afbr-75	129	33	y	y	PROPN
afbr-75	129	34	itself	itself	PRON
afbr-75	129	35	is	be	AUX
afbr-75	129	36	less	less	ADJ
afbr-75	129	37	.	.	PUNCT
afbr-75	130	1	scalable	scalable	ADJ
afbr-75	130	2	and	and	CCONJ
afbr-75	130	3	non	non	ADJ
afbr-75	130	4	-	-	ADJ
afbr-75	130	5	scalable	scalable	ADJ
afbr-75	130	6	components	component	NOUN
afbr-75	130	7	of	of	ADP
afbr-75	130	8	an	an	DET
afbr-75	130	9	overall	overall	ADJ
afbr-75	130	10	business	business	NOUN
afbr-75	130	11	process	process	NOUN
afbr-75	130	12	in	in	ADP
afbr-75	130	13	real	real	ADJ
afbr-75	130	14	life	life	NOUN
afbr-75	130	15	the	the	DET
afbr-75	130	16	process	process	NOUN
afbr-75	130	17	of	of	ADP
afbr-75	130	18	delivering	deliver	VERB
afbr-75	130	19	a	a	DET
afbr-75	130	20	product	product	NOUN
afbr-75	130	21	or	or	CCONJ
afbr-75	130	22	service	service	NOUN
afbr-75	130	23	is	be	AUX
afbr-75	130	24	not	not	PART
afbr-75	130	25	usually	usually	ADV
afbr-75	130	26	entirely	entirely	ADV
afbr-75	130	27	scalable	scalable	ADJ
afbr-75	130	28	or	or	CCONJ
afbr-75	130	29	non	non	ADJ
afbr-75	130	30	-	-	ADJ
afbr-75	130	31	scalable	scalable	ADJ
afbr-75	130	32	.	.	PUNCT
afbr-75	131	1	often	often	ADV
afbr-75	131	2	,	,	PUNCT
afbr-75	131	3	there	there	PRON
afbr-75	131	4	are	be	VERB
afbr-75	131	5	components	component	NOUN
afbr-75	131	6	or	or	CCONJ
afbr-75	131	7	parts	part	NOUN
afbr-75	131	8	of	of	ADP
afbr-75	131	9	the	the	DET
afbr-75	131	10	overall	overall	ADJ
afbr-75	131	11	business	business	NOUN
afbr-75	131	12	process	process	NOUN
afbr-75	131	13	that	that	PRON
afbr-75	131	14	are	be	AUX
afbr-75	131	15	scalable	scalable	ADJ
afbr-75	131	16	to	to	ADP
afbr-75	131	17	varying	vary	VERB
afbr-75	131	18	degrees	degree	NOUN
afbr-75	131	19	(	(	PUNCT
afbr-75	131	20	shawn	shawn	NOUN
afbr-75	131	21	,	,	PUNCT
afbr-75	131	22	2016	2016	NUM
afbr-75	131	23	)	)	PUNCT
afbr-75	131	24	.	.	PUNCT
afbr-75	132	1	this	this	DET
afbr-75	132	2	example	example	NOUN
afbr-75	132	3	illustrates	illustrate	VERB
afbr-75	132	4	this	this	DET
afbr-75	132	5	idea	idea	NOUN
afbr-75	132	6	quite	quite	ADV
afbr-75	132	7	nicely	nicely	ADV
afbr-75	132	8	:	:	PUNCT
afbr-75	132	9	there	there	PRON
afbr-75	132	10	are	be	VERB
afbr-75	132	11	some	some	DET
afbr-75	132	12	guys	guy	NOUN
afbr-75	132	13	in	in	ADP
afbr-75	132	14	dominoes	domino	NOUN
afbr-75	132	15	pizza	pizza	NOUN
afbr-75	132	16	making	make	VERB
afbr-75	132	17	some	some	DET
afbr-75	132	18	pizzas	pizza	NOUN
afbr-75	132	19	for	for	ADP
afbr-75	132	20	customers	customer	NOUN
afbr-75	132	21	.	.	PUNCT
afbr-75	133	1	the	the	DET
afbr-75	133	2	creation	creation	NOUN
afbr-75	133	3	of	of	ADP
afbr-75	133	4	a	a	DET
afbr-75	133	5	pizza	pizza	NOUN
afbr-75	133	6	involves	involve	VERB
afbr-75	133	7	several	several	ADJ
afbr-75	133	8	steps	step	NOUN
afbr-75	133	9	.	.	PUNCT
afbr-75	134	1	the	the	DET
afbr-75	134	2	chefs	chef	NOUN
afbr-75	134	3	have	have	VERB
afbr-75	134	4	to	to	PART
afbr-75	134	5	prepare	prepare	VERB
afbr-75	134	6	the	the	DET
afbr-75	134	7	dough	dough	NOUN
afbr-75	134	8	,	,	PUNCT
afbr-75	134	9	put	put	VERB
afbr-75	134	10	on	on	ADP
afbr-75	134	11	the	the	DET
afbr-75	134	12	proper	proper	ADJ
afbr-75	134	13	ingredients	ingredient	NOUN
afbr-75	134	14	,	,	PUNCT
afbr-75	134	15	and	and	CCONJ
afbr-75	134	16	cook	cook	VERB
afbr-75	134	17	the	the	DET
afbr-75	134	18	pizza	pizza	NOUN
afbr-75	134	19	in	in	ADP
afbr-75	134	20	the	the	DET
afbr-75	134	21	oven	oven	NOUN
afbr-75	134	22	.	.	PUNCT
afbr-75	135	1	interestingly	interestingly	ADV
afbr-75	135	2	,	,	PUNCT
afbr-75	135	3	preparing	prepare	VERB
afbr-75	135	4	the	the	DET
afbr-75	135	5	pizza	pizza	NOUN
afbr-75	135	6	is	be	AUX
afbr-75	135	7	a	a	DET
afbr-75	135	8	non	non	ADJ
afbr-75	135	9	-	-	ADJ
afbr-75	135	10	scalable	scalable	ADJ
afbr-75	135	11	activity	activity	NOUN
afbr-75	135	12	.	.	PUNCT
afbr-75	136	1	a	a	DET
afbr-75	136	2	chef	chef	NOUN
afbr-75	136	3	,	,	PUNCT
afbr-75	136	4	no	no	ADV
afbr-75	136	5	matter	matter	ADV
afbr-75	136	6	how	how	SCONJ
afbr-75	136	7	good	good	ADJ
afbr-75	136	8	,	,	PUNCT
afbr-75	136	9	can‘t	can‘t	PROPN
afbr-75	136	10	prepare	prepare	VERB
afbr-75	136	11	two	two	NUM
afbr-75	136	12	pizzas	pizza	NOUN
afbr-75	136	13	for	for	ADP
afbr-75	136	14	exactly	exactly	ADV
afbr-75	136	15	the	the	DET
afbr-75	136	16	same	same	ADJ
afbr-75	136	17	effort	effort	NOUN
afbr-75	136	18	as	as	SCONJ
afbr-75	136	19	it	it	PRON
afbr-75	136	20	takes	take	VERB
afbr-75	136	21	to	to	PART
afbr-75	136	22	prepare	prepare	VERB
afbr-75	136	23	one	one	NUM
afbr-75	136	24	.	.	PUNCT
afbr-75	137	1	yes	yes	INTJ
afbr-75	137	2	,	,	PUNCT
afbr-75	137	3	perhaps	perhaps	ADV
afbr-75	137	4	he	he	PRON
afbr-75	137	5	can	can	AUX
afbr-75	137	6	work	work	VERB
afbr-75	137	7	on	on	ADP
afbr-75	137	8	ways	way	NOUN
afbr-75	137	9	to	to	PART
afbr-75	137	10	do	do	VERB
afbr-75	137	11	it	it	PRON
afbr-75	137	12	quicker	quick	ADV
afbr-75	137	13	,	,	PUNCT
afbr-75	137	14	but	but	CCONJ
afbr-75	137	15	he	he	PRON
afbr-75	137	16	can‘t	can‘t	AUX
afbr-75	137	17	scale	scale	VERB
afbr-75	137	18	the	the	DET
afbr-75	137	19	preparation	preparation	NOUN
afbr-75	137	20	well	well	ADV
afbr-75	137	21	.	.	PUNCT
afbr-75	138	1	however	however	ADV
afbr-75	138	2	,	,	PUNCT
afbr-75	138	3	two	two	NUM
afbr-75	138	4	pizzas	pizza	NOUN
afbr-75	138	5	can	can	AUX
afbr-75	138	6	be	be	AUX
afbr-75	138	7	cooked	cook	VERB
afbr-75	138	8	in	in	ADP
afbr-75	138	9	the	the	DET
afbr-75	138	10	oven	oven	NOUN
afbr-75	138	11	at	at	ADP
afbr-75	138	12	the	the	DET
afbr-75	138	13	same	same	ADJ
afbr-75	138	14	time	time	NOUN
afbr-75	138	15	.	.	PUNCT
afbr-75	139	1	in	in	ADP
afbr-75	139	2	fact	fact	NOUN
afbr-75	139	3	,	,	PUNCT
afbr-75	139	4	ten	ten	NUM
afbr-75	139	5	or	or	CCONJ
afbr-75	139	6	even	even	ADV
afbr-75	139	7	twenty	twenty	NUM
afbr-75	139	8	pizzas	pizza	NOUN
afbr-75	139	9	can	can	AUX
afbr-75	139	10	(	(	PUNCT
afbr-75	139	11	assuming	assume	VERB
afbr-75	139	12	the	the	DET
afbr-75	139	13	oven	oven	NOUN
afbr-75	139	14	to	to	PART
afbr-75	139	15	be	be	AUX
afbr-75	139	16	quite	quite	ADV
afbr-75	139	17	big	big	ADJ
afbr-75	139	18	)	)	PUNCT
afbr-75	139	19	.	.	PUNCT
afbr-75	140	1	so	so	ADV
afbr-75	140	2	,	,	PUNCT
afbr-75	140	3	preparing	prepare	VERB
afbr-75	140	4	the	the	DET
afbr-75	140	5	pizza	pizza	NOUN
afbr-75	140	6	is	be	AUX
afbr-75	140	7	a	a	DET
afbr-75	140	8	non	non	ADJ
afbr-75	140	9	-	-	ADJ
afbr-75	140	10	scalable	scalable	ADJ
afbr-75	140	11	activity	activity	NOUN
afbr-75	140	12	,	,	PUNCT
afbr-75	140	13	but	but	CCONJ
afbr-75	140	14	cooking	cook	VERB
afbr-75	140	15	the	the	DET
afbr-75	140	16	pizza	pizza	NOUN
afbr-75	140	17	is	be	AUX
afbr-75	140	18	a	a	DET
afbr-75	140	19	more	more	ADV
afbr-75	140	20	scalable	scalable	ADJ
afbr-75	140	21	activity	activity	NOUN
afbr-75	140	22	.	.	PUNCT
afbr-75	141	1	so	so	ADV
afbr-75	141	2	the	the	DET
afbr-75	141	3	delivery	delivery	NOUN
afbr-75	141	4	of	of	ADP
afbr-75	141	5	the	the	DET
afbr-75	141	6	pizza	pizza	NOUN
afbr-75	141	7	to	to	ADP
afbr-75	141	8	the	the	DET
afbr-75	141	9	customer	customer	NOUN
afbr-75	141	10	involves	involve	VERB
afbr-75	141	11	both	both	CCONJ
afbr-75	141	12	scalable	scalable	ADJ
afbr-75	141	13	and	and	CCONJ
afbr-75	141	14	non	non	ADJ
afbr-75	141	15	-	-	ADJ
afbr-75	141	16	scalable	scalable	ADJ
afbr-75	141	17	parts	part	NOUN
afbr-75	141	18	of	of	ADP
afbr-75	141	19	the	the	DET
afbr-75	141	20	process	process	NOUN
afbr-75	141	21	.	.	PUNCT
afbr-75	142	1	imagine	imagine	VERB
afbr-75	142	2	further	far	ADV
afbr-75	142	3	an	an	DET
afbr-75	142	4	even	even	ADV
afbr-75	142	5	more	more	ADV
afbr-75	142	6	nuanced	nuanced	ADJ
afbr-75	142	7	scenario	scenario	NOUN
afbr-75	142	8	,	,	PUNCT
afbr-75	142	9	also	also	ADV
afbr-75	142	10	in	in	ADP
afbr-75	142	11	our	our	PRON
afbr-75	142	12	pizza	pizza	NOUN
afbr-75	142	13	story	story	NOUN
afbr-75	142	14	:	:	PUNCT
afbr-75	142	15	the	the	DET
afbr-75	142	16	pizza	pizza	NOUN
afbr-75	142	17	delivery	delivery	NOUN
afbr-75	142	18	driver	driver	NOUN
afbr-75	142	19	is	be	AUX
afbr-75	142	20	going	go	VERB
afbr-75	142	21	to	to	PART
afbr-75	142	22	deliver	deliver	VERB
afbr-75	142	23	two	two	NUM
afbr-75	142	24	pizzas	pizza	NOUN
afbr-75	142	25	.	.	PUNCT
afbr-75	143	1	luckily	luckily	ADV
afbr-75	143	2	,	,	PUNCT
afbr-75	143	3	both	both	DET
afbr-75	143	4	customers	customer	NOUN
afbr-75	143	5	are	be	AUX
afbr-75	143	6	on	on	ADP
afbr-75	143	7	the	the	DET
afbr-75	143	8	same	same	ADJ
afbr-75	143	9	street	street	NOUN
afbr-75	143	10	.	.	PUNCT
afbr-75	144	1	so	so	ADV
afbr-75	144	2	,	,	PUNCT
afbr-75	144	3	delivering	deliver	VERB
afbr-75	144	4	two	two	NUM
afbr-75	144	5	pizzas	pizza	NOUN
afbr-75	144	6	took	take	VERB
afbr-75	144	7	only	only	ADV
afbr-75	144	8	a	a	DET
afbr-75	144	9	little	little	ADJ
afbr-75	144	10	more	more	ADJ
afbr-75	144	11	time	time	NOUN
afbr-75	144	12	than	than	SCONJ
afbr-75	144	13	delivering	deliver	VERB
afbr-75	144	14	one	one	NUM
afbr-75	144	15	would	would	AUX
afbr-75	144	16	have	have	VERB
afbr-75	144	17	.	.	PUNCT
afbr-75	145	1	in	in	ADP
afbr-75	145	2	fact	fact	NOUN
afbr-75	145	3	,	,	PUNCT
afbr-75	145	4	delivering	deliver	VERB
afbr-75	145	5	10	10	NUM
afbr-75	145	6	pizzas	pizza	NOUN
afbr-75	145	7	to	to	ADP
afbr-75	145	8	the	the	DET
afbr-75	145	9	same	same	ADJ
afbr-75	145	10	street	street	NOUN
afbr-75	145	11	,	,	PUNCT
afbr-75	145	12	assuming	assume	VERB
afbr-75	145	13	the	the	DET
afbr-75	145	14	distance	distance	NOUN
afbr-75	145	15	from	from	ADP
afbr-75	145	16	the	the	DET
afbr-75	145	17	pizza	pizza	NOUN
afbr-75	145	18	store	store	NOUN
afbr-75	145	19	to	to	ADP
afbr-75	145	20	the	the	DET
afbr-75	145	21	street	street	NOUN
afbr-75	145	22	is	be	AUX
afbr-75	145	23	way	way	ADV
afbr-75	145	24	larger	large	ADJ
afbr-75	145	25	than	than	ADP
afbr-75	145	26	the	the	DET
afbr-75	145	27	distance	distance	NOUN
afbr-75	145	28	from	from	ADP
afbr-75	145	29	the	the	DET
afbr-75	145	30	one	one	NUM
afbr-75	145	31	house	house	NOUN
afbr-75	145	32	to	to	ADP
afbr-75	145	33	the	the	DET
afbr-75	145	34	next	next	ADJ
afbr-75	145	35	on	on	ADP
afbr-75	145	36	the	the	DET
afbr-75	145	37	same	same	ADJ
afbr-75	145	38	street	street	NOUN
afbr-75	145	39	,	,	PUNCT
afbr-75	145	40	is	be	AUX
afbr-75	145	41	almost	almost	ADV
afbr-75	145	42	the	the	DET
afbr-75	145	43	same	same	ADJ
afbr-75	145	44	effort	effort	NOUN
afbr-75	145	45	as	as	ADP
afbr-75	145	46	delivering	deliver	VERB
afbr-75	145	47	5	5	NUM
afbr-75	145	48	.	.	PUNCT
afbr-75	146	1	but	but	CCONJ
afbr-75	146	2	,	,	PUNCT
afbr-75	146	3	what	what	PRON
afbr-75	146	4	if	if	SCONJ
afbr-75	146	5	,	,	PUNCT
afbr-75	146	6	in	in	ADP
afbr-75	146	7	another	another	DET
afbr-75	146	8	scenario	scenario	NOUN
afbr-75	146	9	:	:	PUNCT
afbr-75	146	10	the	the	DET
afbr-75	146	11	pizza	pizza	NOUN
afbr-75	146	12	driver	driver	NOUN
afbr-75	146	13	is	be	AUX
afbr-75	146	14	going	go	VERB
afbr-75	146	15	to	to	PART
afbr-75	146	16	deliver	deliver	VERB
afbr-75	146	17	two	two	NUM
afbr-75	146	18	pizzas	pizza	NOUN
afbr-75	146	19	.	.	PUNCT
afbr-75	147	1	unfortunately	unfortunately	ADV
afbr-75	147	2	,	,	PUNCT
afbr-75	147	3	both	both	DET
afbr-75	147	4	customer‘s	customer‘s	NOUN
afbr-75	147	5	houses	house	NOUN
afbr-75	147	6	are	be	AUX
afbr-75	147	7	equidistant	equidistant	ADJ
afbr-75	147	8	from	from	ADP
afbr-75	147	9	the	the	DET
afbr-75	147	10	pizza	pizza	NOUN
afbr-75	147	11	store	store	NOUN
afbr-75	147	12	,	,	PUNCT
afbr-75	147	13	and	and	CCONJ
afbr-75	147	14	each	each	DET
afbr-75	147	15	other	other	ADJ
afbr-75	147	16	.	.	PUNCT
afbr-75	148	1	assuming	assume	VERB
afbr-75	148	2	the	the	DET
afbr-75	148	3	main	main	ADJ
afbr-75	148	4	cost	cost	NOUN
afbr-75	148	5	of	of	ADP
afbr-75	148	6	delivering	deliver	VERB
afbr-75	148	7	a	a	DET
afbr-75	148	8	pizza	pizza	NOUN
afbr-75	148	9	is	be	AUX
afbr-75	148	10	the	the	DET
afbr-75	148	11	time	time	NOUN
afbr-75	148	12	to	to	PART
afbr-75	148	13	drive	drive	VERB
afbr-75	148	14	to	to	ADP
afbr-75	148	15	a	a	DET
afbr-75	148	16	location	location	NOUN
afbr-75	148	17	and	and	CCONJ
afbr-75	148	18	the	the	DET
afbr-75	148	19	petrol	petrol	NOUN
afbr-75	148	20	associated	associate	VERB
afbr-75	148	21	with	with	ADP
afbr-75	148	22	the	the	DET
afbr-75	148	23	driving	driving	NOUN
afbr-75	148	24	,	,	PUNCT
afbr-75	148	25	delivering	deliver	VERB
afbr-75	148	26	two	two	NUM
afbr-75	148	27	pizzas	pizza	NOUN
afbr-75	148	28	literally	literally	ADV
afbr-75	148	29	took	take	VERB
afbr-75	148	30	double	double	DET
afbr-75	148	31	the	the	DET
afbr-75	148	32	effort	effort	NOUN
afbr-75	148	33	than	than	SCONJ
afbr-75	148	34	delivering	deliver	VERB
afbr-75	148	35	one	one	NUM
afbr-75	148	36	did	do	VERB
afbr-75	148	37	.	.	PUNCT
afbr-75	149	1	and	and	CCONJ
afbr-75	149	2	so	so	ADV
afbr-75	149	3	we	we	PRON
afbr-75	149	4	see	see	VERB
afbr-75	149	5	that	that	SCONJ
afbr-75	149	6	in	in	ADP
afbr-75	149	7	the	the	DET
afbr-75	149	8	case	case	NOUN
afbr-75	149	9	of	of	ADP
afbr-75	149	10	delivering	deliver	VERB
afbr-75	149	11	pizzas	pizza	NOUN
afbr-75	149	12	,	,	PUNCT
afbr-75	149	13	the	the	DET
afbr-75	149	14	scalability	scalability	NOUN
afbr-75	149	15	or	or	CCONJ
afbr-75	149	16	non	non	NOUN
afbr-75	149	17	-	-	NOUN
afbr-75	149	18	scalability	scalability	NOUN
afbr-75	149	19	of	of	ADP
afbr-75	149	20	an	an	DET
afbr-75	149	21	activity	activity	NOUN
afbr-75	149	22	can	can	AUX
afbr-75	149	23	depend	depend	VERB
afbr-75	149	24	on	on	ADP
afbr-75	149	25	entirely	entirely	ADV
afbr-75	149	26	random	random	ADJ
afbr-75	149	27	variables	variable	NOUN
afbr-75	149	28	.	.	PUNCT
afbr-75	150	1	sure	sure	ADJ
afbr-75	150	2	,	,	PUNCT
afbr-75	150	3	we	we	PRON
afbr-75	150	4	can	can	AUX
afbr-75	150	5	look	look	VERB
afbr-75	150	6	into	into	ADP
afbr-75	150	7	optimising	optimise	VERB
afbr-75	150	8	our	our	PRON
afbr-75	150	9	pizza	pizza	NOUN
afbr-75	150	10	delivery	delivery	NOUN
afbr-75	150	11	routes	route	NOUN
afbr-75	150	12	,	,	PUNCT
afbr-75	150	13	but	but	CCONJ
afbr-75	150	14	ultimately	ultimately	ADV
afbr-75	150	15	that	that	PRON
afbr-75	150	16	can	can	AUX
afbr-75	150	17	only	only	ADV
afbr-75	150	18	go	go	VERB
afbr-75	150	19	so	so	ADV
afbr-75	150	20	far	far	ADV
afbr-75	150	21	.	.	PUNCT
afbr-75	151	1	2.2	2.2	NUM
afbr-75	151	2	.	.	PUNCT
afbr-75	152	1	the	the	DET
afbr-75	152	2	importance	importance	NOUN
afbr-75	152	3	of	of	ADP
afbr-75	152	4	being	be	AUX
afbr-75	152	5	scalable	scalable	ADJ
afbr-75	152	6	as	as	SCONJ
afbr-75	152	7	a	a	DET
afbr-75	152	8	business	business	NOUN
afbr-75	152	9	grows	grow	VERB
afbr-75	152	10	,	,	PUNCT
afbr-75	152	11	its	its	PRON
afbr-75	152	12	main	main	ADJ
afbr-75	152	13	objective	objective	NOUN
afbr-75	152	14	is	be	AUX
afbr-75	152	15	to	to	PART
afbr-75	152	16	continue	continue	VERB
afbr-75	152	17	to	to	PART
afbr-75	152	18	meet	meet	VERB
afbr-75	152	19	market	market	NOUN
afbr-75	152	20	demands	demand	NOUN
afbr-75	152	21	.	.	PUNCT
afbr-75	153	1	the	the	DET
afbr-75	153	2	trouble	trouble	NOUN
afbr-75	153	3	is	be	AUX
afbr-75	153	4	,	,	PUNCT
afbr-75	153	5	market	market	NOUN
afbr-75	153	6	demands	demand	NOUN
afbr-75	153	7	are	be	AUX
afbr-75	153	8	never	never	ADV
afbr-75	153	9	static	static	ADJ
afbr-75	153	10	.	.	PUNCT
afbr-75	154	1	they	they	PRON
afbr-75	154	2	shift	shift	VERB
afbr-75	154	3	as	as	ADP
afbr-75	154	4	people‘s	people‘s	NOUN
afbr-75	154	5	interests	interest	NOUN
afbr-75	154	6	and	and	CCONJ
afbr-75	154	7	tastes	taste	NOUN
afbr-75	154	8	change	change	VERB
afbr-75	154	9	and	and	CCONJ
afbr-75	154	10	as	as	SCONJ
afbr-75	154	11	resources	resource	NOUN
afbr-75	154	12	flow	flow	VERB
afbr-75	154	13	in	in	ADP
afbr-75	154	14	and	and	CCONJ
afbr-75	154	15	out	out	ADP
afbr-75	154	16	of	of	ADP
afbr-75	154	17	availability	availability	NOUN
afbr-75	154	18	.	.	PUNCT
afbr-75	155	1	if	if	SCONJ
afbr-75	155	2	you	you	PRON
afbr-75	155	3	want	want	VERB
afbr-75	155	4	to	to	PART
afbr-75	155	5	stay	stay	VERB
afbr-75	155	6	competitive	competitive	ADJ
afbr-75	155	7	in	in	ADP
afbr-75	155	8	these	these	DET
afbr-75	155	9	circumstances	circumstance	NOUN
afbr-75	155	10	,	,	PUNCT
afbr-75	155	11	you	you	PRON
afbr-75	155	12	have	have	VERB
afbr-75	155	13	to	to	PART
afbr-75	155	14	be	be	AUX
afbr-75	155	15	able	able	ADJ
afbr-75	155	16	to	to	PART
afbr-75	155	17	change	change	VERB
afbr-75	155	18	what	what	PRON
afbr-75	155	19	you	you	PRON
afbr-75	155	20	are	be	AUX
afbr-75	155	21	doing	do	VERB
afbr-75	155	22	to	to	PART
afbr-75	155	23	fill	fill	VERB
afbr-75	155	24	the	the	DET
afbr-75	155	25	needs	need	NOUN
afbr-75	155	26	and	and	CCONJ
afbr-75	155	27	wants	want	VERB
afbr-75	155	28	customers	customer	NOUN
afbr-75	155	29	have	have	VERB
afbr-75	155	30	in	in	ADP
afbr-75	155	31	the	the	DET
afbr-75	155	32	moment	moment	NOUN
afbr-75	155	33	.	.	PUNCT
afbr-75	156	1	scalability	scalability	NOUN
afbr-75	156	2	also	also	ADV
afbr-75	156	3	matters	matter	VERB
afbr-75	156	4	because	because	SCONJ
afbr-75	156	5	growth	growth	NOUN
afbr-75	156	6	in	in	ADP
afbr-75	156	7	business	business	NOUN
afbr-75	156	8	means	mean	VERB
afbr-75	156	9	you	you	PRON
afbr-75	156	10	are	be	AUX
afbr-75	156	11	working	work	VERB
afbr-75	156	12	with	with	ADP
afbr-75	156	13	more	more	ADJ
afbr-75	156	14	customers	customer	NOUN
afbr-75	156	15	,	,	PUNCT
afbr-75	156	16	data	datum	NOUN
afbr-75	156	17	and	and	CCONJ
afbr-75	156	18	resources	resource	NOUN
afbr-75	156	19	.	.	PUNCT
afbr-75	157	1	if	if	SCONJ
afbr-75	157	2	you	you	PRON
afbr-75	157	3	do	do	AUX
afbr-75	157	4	not	not	PART
afbr-75	157	5	have	have	VERB
afbr-75	157	6	a	a	DET
afbr-75	157	7	way	way	NOUN
afbr-75	157	8	to	to	PART
afbr-75	157	9	handle	handle	VERB
afbr-75	157	10	these	these	DET
afbr-75	157	11	increases	increase	NOUN
afbr-75	157	12	,	,	PUNCT
afbr-75	157	13	you	you	PRON
afbr-75	157	14	can	can	AUX
afbr-75	157	15	lose	lose	VERB
afbr-75	157	16	efficiency	efficiency	NOUN
afbr-75	157	17	,	,	PUNCT
afbr-75	157	18	or	or	CCONJ
afbr-75	157	19	the	the	DET
afbr-75	157	20	quality	quality	NOUN
afbr-75	157	21	of	of	ADP
afbr-75	157	22	your	your	PRON
afbr-75	157	23	service	service	NOUN
afbr-75	157	24	or	or	CCONJ
afbr-75	157	25	products	product	NOUN
afbr-75	157	26	can	can	AUX
afbr-75	157	27	suffer	suffer	VERB
afbr-75	157	28	.	.	PUNCT
afbr-75	158	1	that	that	PRON
afbr-75	158	2	can	can	AUX
afbr-75	158	3	lead	lead	VERB
afbr-75	158	4	to	to	ADP
afbr-75	158	5	poor	poor	ADJ
afbr-75	158	6	customer	customer	NOUN
afbr-75	158	7	relations	relation	NOUN
afbr-75	158	8	and	and	CCONJ
afbr-75	158	9	a	a	DET
afbr-75	158	10	lowered	lower	VERB
afbr-75	158	11	business	business	NOUN
afbr-75	158	12	reputation	reputation	NOUN
afbr-75	158	13	.	.	PUNCT
afbr-75	159	1	http://shawnpowrie.com/author/shawn/	http://shawnpowrie.com/author/shawn/	PROPN
afbr-75	159	2	www.cribfb.com/journal/index.php/afbr	www.cribfb.com/journal/index.php/afbr	ADJ
afbr-75	159	3	australian	australian	ADJ
afbr-75	159	4	finance	finance	NOUN
afbr-75	159	5	and	and	CCONJ
afbr-75	159	6	banking	banking	NOUN
afbr-75	159	7	vol	vol	NOUN
afbr-75	159	8	.	.	PROPN
afbr-75	160	1	2	2	NUM
afbr-75	160	2	,	,	PUNCT
afbr-75	160	3	no	no	INTJ
afbr-75	160	4	.	.	NOUN
afbr-75	160	5	1	1	NUM
afbr-75	160	6	;	;	PUNCT
afbr-75	160	7	2018	2018	NUM
afbr-75	160	8	5	5	NUM
afbr-75	160	9	from	from	ADP
afbr-75	160	10	the	the	DET
afbr-75	160	11	financial	financial	ADJ
afbr-75	160	12	perspective	perspective	NOUN
afbr-75	160	13	,	,	PUNCT
afbr-75	160	14	scalability	scalability	NOUN
afbr-75	160	15	is	be	AUX
afbr-75	160	16	critical	critical	ADJ
afbr-75	160	17	because	because	SCONJ
afbr-75	160	18	it	it	PRON
afbr-75	160	19	lowers	lower	VERB
afbr-75	160	20	what	what	PRON
afbr-75	160	21	you	you	PRON
afbr-75	160	22	end	end	VERB
afbr-75	160	23	up	up	ADP
afbr-75	160	24	paying	pay	VERB
afbr-75	160	25	out	out	ADP
afbr-75	160	26	.	.	PUNCT
afbr-75	161	1	for	for	ADP
afbr-75	161	2	example	example	NOUN
afbr-75	161	3	,	,	PUNCT
afbr-75	161	4	if	if	SCONJ
afbr-75	161	5	you	you	PRON
afbr-75	161	6	have	have	VERB
afbr-75	161	7	100,000	100,000	NUM
afbr-75	161	8	clients	client	NOUN
afbr-75	161	9	and	and	CCONJ
afbr-75	161	10	buy	buy	VERB
afbr-75	161	11	a	a	DET
afbr-75	161	12	technology	technology	NOUN
afbr-75	161	13	system	system	NOUN
afbr-75	161	14	that	that	PRON
afbr-75	161	15	can	can	AUX
afbr-75	161	16	support	support	VERB
afbr-75	161	17	a	a	DET
afbr-75	161	18	million	million	NUM
afbr-75	161	19	customers	customer	NOUN
afbr-75	161	20	,	,	PUNCT
afbr-75	161	21	you	you	PRON
afbr-75	161	22	don‘t	don‘t	INTJ
afbr-75	161	23	have	have	VERB
afbr-75	161	24	to	to	PART
afbr-75	161	25	replace	replace	VERB
afbr-75	161	26	that	that	DET
afbr-75	161	27	system	system	NOUN
afbr-75	161	28	(	(	PUNCT
afbr-75	161	29	assuming	assume	VERB
afbr-75	161	30	it‘s	it‘s	NOUN
afbr-75	161	31	still	still	ADV
afbr-75	161	32	functioning	function	VERB
afbr-75	161	33	well	well	ADV
afbr-75	161	34	mechanically	mechanically	ADV
afbr-75	161	35	)	)	PUNCT
afbr-75	161	36	when	when	SCONJ
afbr-75	161	37	you	you	PRON
afbr-75	161	38	reach	reach	VERB
afbr-75	161	39	200,000	200,000	NUM
afbr-75	161	40	customers	customer	NOUN
afbr-75	161	41	,	,	PUNCT
afbr-75	161	42	300,000	300,000	NUM
afbr-75	161	43	customers	customer	NOUN
afbr-75	161	44	and	and	CCONJ
afbr-75	161	45	so	so	ADV
afbr-75	161	46	forth	forth	ADV
afbr-75	161	47	.	.	PUNCT
afbr-75	162	1	in	in	ADP
afbr-75	162	2	the	the	DET
afbr-75	162	3	same	same	ADJ
afbr-75	162	4	way	way	NOUN
afbr-75	162	5	,	,	PUNCT
afbr-75	162	6	if	if	SCONJ
afbr-75	162	7	you	you	PRON
afbr-75	162	8	purchase	purchase	VERB
afbr-75	162	9	state	state	NOUN
afbr-75	162	10	-	-	PUNCT
afbr-75	162	11	of	of	ADP
afbr-75	162	12	-	-	PUNCT
afbr-75	162	13	the	the	DET
afbr-75	162	14	-	-	PUNCT
afbr-75	162	15	art	art	NOUN
afbr-75	162	16	equipment	equipment	NOUN
afbr-75	162	17	,	,	PUNCT
afbr-75	162	18	it	it	PRON
afbr-75	162	19	won‘t	won‘t	VERB
afbr-75	162	20	become	become	VERB
afbr-75	162	21	outdated	outdated	ADJ
afbr-75	162	22	as	as	ADP
afbr-75	162	23	fast	fast	ADV
afbr-75	162	24	and	and	CCONJ
afbr-75	162	25	you	you	PRON
afbr-75	162	26	won‘t	won‘t	NOUN
afbr-75	162	27	need	need	VERB
afbr-75	162	28	to	to	PART
afbr-75	162	29	put	put	VERB
afbr-75	162	30	money	money	NOUN
afbr-75	162	31	into	into	ADP
afbr-75	162	32	new	new	ADJ
afbr-75	162	33	hardware	hardware	NOUN
afbr-75	162	34	for	for	ADP
afbr-75	162	35	a	a	DET
afbr-75	162	36	while	while	NOUN
afbr-75	162	37	.	.	PUNCT
afbr-75	163	1	if	if	SCONJ
afbr-75	163	2	you‘re	you‘re	NOUN
afbr-75	163	3	working	work	VERB
afbr-75	163	4	in	in	ADP
afbr-75	163	5	a	a	DET
afbr-75	163	6	scalable	scalable	ADJ
afbr-75	163	7	way	way	NOUN
afbr-75	163	8	,	,	PUNCT
afbr-75	163	9	you	you	PRON
afbr-75	163	10	end	end	VERB
afbr-75	163	11	up	up	ADP
afbr-75	163	12	getting	get	VERB
afbr-75	163	13	more	more	ADJ
afbr-75	163	14	for	for	ADP
afbr-75	163	15	your	your	PRON
afbr-75	163	16	buck	buck	NOUN
afbr-75	163	17	(	(	PUNCT
afbr-75	163	18	touchsupport	touchsupport	ADJ
afbr-75	163	19	,	,	PUNCT
afbr-75	163	20	n.d	n.d	PROPN
afbr-75	163	21	.	.	PROPN
afbr-75	163	22	)	)	PUNCT
afbr-75	163	23	.	.	PUNCT
afbr-75	164	1	3	3	X
afbr-75	164	2	.	.	X
afbr-75	164	3	literature	literature	NOUN
afbr-75	164	4	review	review	VERB
afbr-75	164	5	the	the	DET
afbr-75	164	6	scalability	scalability	NOUN
afbr-75	164	7	of	of	ADP
afbr-75	164	8	businesses	business	NOUN
afbr-75	164	9	is	be	AUX
afbr-75	164	10	affected	affect	VERB
afbr-75	164	11	by	by	ADP
afbr-75	164	12	the	the	DET
afbr-75	164	13	industries	industry	NOUN
afbr-75	164	14	in	in	ADP
afbr-75	164	15	which	which	PRON
afbr-75	164	16	they	they	PRON
afbr-75	164	17	operate	operate	VERB
afbr-75	164	18	.	.	PUNCT
afbr-75	165	1	some	some	DET
afbr-75	165	2	business	business	NOUN
afbr-75	165	3	models	model	NOUN
afbr-75	165	4	are	be	AUX
afbr-75	165	5	easier	easy	ADJ
afbr-75	165	6	to	to	PART
afbr-75	165	7	scale	scale	VERB
afbr-75	165	8	,	,	PUNCT
afbr-75	165	9	while	while	SCONJ
afbr-75	165	10	others	other	NOUN
afbr-75	165	11	can	can	AUX
afbr-75	165	12	be	be	AUX
afbr-75	165	13	much	much	ADV
afbr-75	165	14	more	more	ADV
afbr-75	165	15	challenging	challenging	ADJ
afbr-75	165	16	.	.	PUNCT
afbr-75	166	1	as	as	SCONJ
afbr-75	166	2	found	find	VERB
afbr-75	166	3	by	by	ADP
afbr-75	166	4	sutton	sutton	PROPN
afbr-75	166	5	and	and	CCONJ
afbr-75	166	6	rao	rao	PROPN
afbr-75	166	7	(	(	PUNCT
afbr-75	166	8	2014	2014	NUM
afbr-75	166	9	)	)	PUNCT
afbr-75	166	10	,	,	PUNCT
afbr-75	166	11	culture	culture	NOUN
afbr-75	166	12	and	and	CCONJ
afbr-75	166	13	structure	structure	NOUN
afbr-75	166	14	are	be	AUX
afbr-75	166	15	often	often	ADV
afbr-75	166	16	more	more	ADV
afbr-75	166	17	important	important	ADJ
afbr-75	166	18	than	than	ADP
afbr-75	166	19	anything	anything	PRON
afbr-75	166	20	else	else	ADV
afbr-75	166	21	.	.	PUNCT
afbr-75	167	1	businesses	business	NOUN
afbr-75	167	2	that	that	PRON
afbr-75	167	3	produce	produce	VERB
afbr-75	167	4	a	a	DET
afbr-75	167	5	tangible	tangible	ADJ
afbr-75	167	6	product	product	NOUN
afbr-75	167	7	,	,	PUNCT
afbr-75	167	8	such	such	ADJ
afbr-75	167	9	as	as	ADP
afbr-75	167	10	the	the	DET
afbr-75	167	11	clean	clean	ADJ
afbr-75	167	12	bottle	bottle	NOUN
afbr-75	167	13	case	case	NOUN
afbr-75	167	14	and	and	CCONJ
afbr-75	167	15	the	the	DET
afbr-75	167	16	greyston	greyston	NOUN
afbr-75	167	17	bakery	bakery	NOUN
afbr-75	167	18	case	case	NOUN
afbr-75	167	19	,	,	PUNCT
afbr-75	167	20	or	or	CCONJ
afbr-75	167	21	most	most	ADJ
afbr-75	167	22	types	type	NOUN
afbr-75	167	23	of	of	ADP
afbr-75	167	24	consumer	consumer	NOUN
afbr-75	167	25	purchased	purchase	VERB
afbr-75	167	26	goods	good	NOUN
afbr-75	167	27	,	,	PUNCT
afbr-75	167	28	are	be	AUX
afbr-75	167	29	inherently	inherently	ADV
afbr-75	167	30	simpler	simple	ADJ
afbr-75	167	31	to	to	PART
afbr-75	167	32	scale	scale	VERB
afbr-75	167	33	.	.	PUNCT
afbr-75	168	1	small	small	ADJ
afbr-75	168	2	ventures	venture	NOUN
afbr-75	168	3	of	of	ADP
afbr-75	168	4	this	this	DET
afbr-75	168	5	type	type	NOUN
afbr-75	168	6	have	have	VERB
afbr-75	168	7	many	many	ADJ
afbr-75	168	8	opportunities	opportunity	NOUN
afbr-75	168	9	to	to	PART
afbr-75	168	10	achieve	achieve	VERB
afbr-75	168	11	economies	economy	NOUN
afbr-75	168	12	of	of	ADP
afbr-75	168	13	scale	scale	NOUN
afbr-75	168	14	,	,	PUNCT
afbr-75	168	15	cost	cost	NOUN
afbr-75	168	16	savings	saving	NOUN
afbr-75	168	17	,	,	PUNCT
afbr-75	168	18	and	and	CCONJ
afbr-75	168	19	increased	increase	VERB
afbr-75	168	20	efficiencies	efficiency	NOUN
afbr-75	168	21	.	.	PUNCT
afbr-75	169	1	however	however	ADV
afbr-75	169	2	,	,	PUNCT
afbr-75	169	3	scaling	scale	VERB
afbr-75	169	4	up	up	ADP
afbr-75	169	5	to	to	PART
afbr-75	169	6	achieve	achieve	VERB
afbr-75	169	7	greater	great	ADJ
afbr-75	169	8	efficiencies	efficiency	NOUN
afbr-75	169	9	and	and	CCONJ
afbr-75	169	10	production	production	NOUN
afbr-75	169	11	levels	level	NOUN
afbr-75	169	12	exposes	expose	VERB
afbr-75	169	13	the	the	DET
afbr-75	169	14	entity	entity	NOUN
afbr-75	169	15	to	to	ADP
afbr-75	169	16	problems	problem	NOUN
afbr-75	169	17	,	,	PUNCT
afbr-75	169	18	such	such	ADJ
afbr-75	169	19	as	as	ADP
afbr-75	169	20	decreased	decrease	VERB
afbr-75	169	21	quality	quality	NOUN
afbr-75	169	22	,	,	PUNCT
afbr-75	169	23	lessened	lessened	ADJ
afbr-75	169	24	control	control	NOUN
afbr-75	169	25	over	over	ADP
afbr-75	169	26	processes	process	NOUN
afbr-75	169	27	,	,	PUNCT
afbr-75	169	28	and	and	CCONJ
afbr-75	169	29	increased	increase	VERB
afbr-75	169	30	complexity	complexity	NOUN
afbr-75	169	31	.	.	PUNCT
afbr-75	170	1	another	another	DET
afbr-75	170	2	important	important	ADJ
afbr-75	170	3	aspect	aspect	NOUN
afbr-75	170	4	of	of	ADP
afbr-75	170	5	scaling	scale	VERB
afbr-75	170	6	up	up	ADP
afbr-75	170	7	for	for	ADP
afbr-75	170	8	small	small	ADJ
afbr-75	170	9	businesses	business	NOUN
afbr-75	170	10	is	be	AUX
afbr-75	170	11	customer	customer	NOUN
afbr-75	170	12	value	value	NOUN
afbr-75	170	13	perception	perception	NOUN
afbr-75	170	14	(	(	PUNCT
afbr-75	170	15	cvp	cvp	NOUN
afbr-75	170	16	)	)	PUNCT
afbr-75	170	17	,	,	PUNCT
afbr-75	170	18	where	where	SCONJ
afbr-75	170	19	perceptions	perception	NOUN
afbr-75	170	20	of	of	ADP
afbr-75	170	21	organizations	organization	NOUN
afbr-75	170	22	can	can	AUX
afbr-75	170	23	change	change	VERB
afbr-75	170	24	when	when	SCONJ
afbr-75	170	25	they	they	PRON
afbr-75	170	26	grow	grow	VERB
afbr-75	170	27	.	.	PUNCT
afbr-75	171	1	the	the	DET
afbr-75	171	2	case	case	NOUN
afbr-75	171	3	of	of	ADP
afbr-75	171	4	the	the	DET
afbr-75	171	5	etsy	etsy	NOUN
afbr-75	171	6	store	store	NOUN
afbr-75	171	7	three	three	NUM
afbr-75	171	8	bird	bird	NOUN
afbr-75	171	9	nest	nest	NOUN
afbr-75	171	10	illustrates	illustrate	VERB
afbr-75	171	11	cvp	cvp	PROPN
afbr-75	171	12	.	.	PUNCT
afbr-75	172	1	kumar	kumar	PROPN
afbr-75	172	2	(	(	PUNCT
afbr-75	172	3	2010	2010	NUM
afbr-75	172	4	)	)	PUNCT
afbr-75	172	5	found	find	VERB
afbr-75	172	6	that	that	SCONJ
afbr-75	172	7	growing	grow	VERB
afbr-75	172	8	or	or	CCONJ
afbr-75	172	9	scaling	scale	VERB
afbr-75	172	10	a	a	DET
afbr-75	172	11	business	business	NOUN
afbr-75	172	12	can	can	AUX
afbr-75	172	13	be	be	AUX
afbr-75	172	14	approached	approach	VERB
afbr-75	172	15	from	from	ADP
afbr-75	172	16	two	two	NUM
afbr-75	172	17	main	main	ADJ
afbr-75	172	18	perspectives	perspective	NOUN
afbr-75	172	19	regarding	regard	VERB
afbr-75	172	20	the	the	DET
afbr-75	172	21	timing	timing	NOUN
afbr-75	172	22	of	of	ADP
afbr-75	172	23	expansion	expansion	NOUN
afbr-75	172	24	.	.	PUNCT
afbr-75	173	1	the	the	DET
afbr-75	173	2	question	question	NOUN
afbr-75	173	3	is	be	AUX
afbr-75	173	4	a	a	DET
afbr-75	173	5	paradox	paradox	NOUN
afbr-75	173	6	:	:	PUNCT
afbr-75	173	7	whether	whether	SCONJ
afbr-75	173	8	to	to	PART
afbr-75	173	9	grow	grow	VERB
afbr-75	173	10	in	in	ADP
afbr-75	173	11	advance	advance	NOUN
afbr-75	173	12	of	of	ADP
afbr-75	173	13	demand	demand	NOUN
afbr-75	173	14	with	with	ADP
afbr-75	173	15	the	the	DET
afbr-75	173	16	hopes	hope	NOUN
afbr-75	173	17	of	of	ADP
afbr-75	173	18	capturing	capture	VERB
afbr-75	173	19	maximum	maximum	ADJ
afbr-75	173	20	market	market	NOUN
afbr-75	173	21	share	share	NOUN
afbr-75	173	22	and	and	CCONJ
afbr-75	173	23	minimizing	minimize	VERB
afbr-75	173	24	foregone	foregone	NOUN
afbr-75	173	25	revenue	revenue	NOUN
afbr-75	173	26	;	;	PUNCT
afbr-75	173	27	or	or	CCONJ
afbr-75	173	28	,	,	PUNCT
afbr-75	173	29	more	more	ADV
afbr-75	173	30	conservatively	conservatively	ADV
afbr-75	173	31	,	,	PUNCT
afbr-75	173	32	does	do	AUX
afbr-75	173	33	the	the	DET
afbr-75	173	34	business	business	NOUN
afbr-75	173	35	grow	grow	VERB
afbr-75	173	36	when	when	SCONJ
afbr-75	173	37	demand	demand	NOUN
afbr-75	173	38	already	already	ADV
afbr-75	173	39	exists	exist	VERB
afbr-75	173	40	?	?	PUNCT
afbr-75	174	1	increasing	increase	VERB
afbr-75	174	2	the	the	DET
afbr-75	174	3	scale	scale	NOUN
afbr-75	174	4	of	of	ADP
afbr-75	174	5	a	a	DET
afbr-75	174	6	business	business	NOUN
afbr-75	174	7	in	in	ADP
afbr-75	174	8	advance	advance	NOUN
afbr-75	174	9	of	of	ADP
afbr-75	174	10	real	real	ADJ
afbr-75	174	11	demand	demand	NOUN
afbr-75	174	12	relies	rely	VERB
afbr-75	174	13	on	on	ADP
afbr-75	174	14	careful	careful	ADJ
afbr-75	174	15	forecasting	forecasting	NOUN
afbr-75	174	16	and	and	CCONJ
afbr-75	174	17	represents	represent	VERB
afbr-75	174	18	a	a	DET
afbr-75	174	19	greater	great	ADJ
afbr-75	174	20	risk	risk	NOUN
afbr-75	174	21	.	.	PUNCT
afbr-75	175	1	however	however	ADV
afbr-75	175	2	,	,	PUNCT
afbr-75	175	3	waiting	wait	VERB
afbr-75	175	4	to	to	PART
afbr-75	175	5	grow	grow	VERB
afbr-75	175	6	could	could	AUX
afbr-75	175	7	result	result	VERB
afbr-75	175	8	in	in	ADP
afbr-75	175	9	the	the	DET
afbr-75	175	10	business	business	NOUN
afbr-75	175	11	losing	lose	VERB
afbr-75	175	12	customers	customer	NOUN
afbr-75	175	13	to	to	ADP
afbr-75	175	14	competitors	competitor	NOUN
afbr-75	175	15	and	and	CCONJ
afbr-75	175	16	potentially	potentially	ADV
afbr-75	175	17	missing	miss	VERB
afbr-75	175	18	an	an	DET
afbr-75	175	19	entire	entire	ADJ
afbr-75	175	20	swing	swing	NOUN
afbr-75	175	21	in	in	ADP
afbr-75	175	22	the	the	DET
afbr-75	175	23	market	market	NOUN
afbr-75	175	24	.	.	PUNCT
afbr-75	176	1	while	while	SCONJ
afbr-75	176	2	many	many	ADJ
afbr-75	176	3	factors	factor	NOUN
afbr-75	176	4	go	go	VERB
afbr-75	176	5	into	into	ADP
afbr-75	176	6	the	the	DET
afbr-75	176	7	decision	decision	NOUN
afbr-75	176	8	to	to	PART
afbr-75	176	9	grow	grow	VERB
afbr-75	176	10	a	a	DET
afbr-75	176	11	business	business	NOUN
afbr-75	176	12	,	,	PUNCT
afbr-75	176	13	forecasts	forecast	NOUN
afbr-75	176	14	are	be	AUX
afbr-75	176	15	ultimately	ultimately	ADV
afbr-75	176	16	only	only	ADV
afbr-75	176	17	accurate	accurate	ADJ
afbr-75	176	18	to	to	ADP
afbr-75	176	19	a	a	DET
afbr-75	176	20	certain	certain	ADJ
afbr-75	176	21	extent	extent	NOUN
afbr-75	176	22	,	,	PUNCT
afbr-75	176	23	and	and	CCONJ
afbr-75	176	24	as	as	SCONJ
afbr-75	176	25	new	new	ADJ
afbr-75	176	26	ventures	venture	NOUN
afbr-75	176	27	are	be	AUX
afbr-75	176	28	formed	form	VERB
afbr-75	176	29	they	they	PRON
afbr-75	176	30	must	must	AUX
afbr-75	176	31	decide	decide	VERB
afbr-75	176	32	how	how	SCONJ
afbr-75	176	33	they	they	PRON
afbr-75	176	34	will	will	AUX
afbr-75	176	35	approach	approach	VERB
afbr-75	176	36	such	such	DET
afbr-75	176	37	an	an	DET
afbr-75	176	38	important	important	ADJ
afbr-75	176	39	part	part	NOUN
afbr-75	176	40	of	of	ADP
afbr-75	176	41	the	the	DET
afbr-75	176	42	life	life	NOUN
afbr-75	176	43	of	of	ADP
afbr-75	176	44	their	their	PRON
afbr-75	176	45	business	business	NOUN
afbr-75	176	46	.	.	PUNCT
afbr-75	177	1	consequently	consequently	ADV
afbr-75	177	2	,	,	PUNCT
afbr-75	177	3	the	the	DET
afbr-75	177	4	environment	environment	NOUN
afbr-75	177	5	of	of	ADP
afbr-75	177	6	forecasting	forecasting	NOUN
afbr-75	177	7	and	and	CCONJ
afbr-75	177	8	planning	planning	NOUN
afbr-75	177	9	has	have	AUX
afbr-75	177	10	changed	change	VERB
afbr-75	177	11	because	because	SCONJ
afbr-75	177	12	forecast	forecast	NOUN
afbr-75	177	13	-	-	PUNCT
afbr-75	177	14	based	base	VERB
afbr-75	177	15	planning	planning	NOUN
afbr-75	177	16	methods	method	NOUN
afbr-75	177	17	and/or	and/or	CCONJ
afbr-75	177	18	budget	budget	NOUN
afbr-75	177	19	-	-	PUNCT
afbr-75	177	20	oriented	orient	VERB
afbr-75	177	21	planning	planning	NOUN
afbr-75	177	22	are	be	AUX
afbr-75	177	23	alone	alone	ADJ
afbr-75	177	24	not	not	PART
afbr-75	177	25	sufficient	sufficient	ADJ
afbr-75	177	26	for	for	SCONJ
afbr-75	177	27	any	any	DET
afbr-75	177	28	business	business	NOUN
afbr-75	177	29	to	to	PART
afbr-75	177	30	be	be	AUX
afbr-75	177	31	sustainable	sustainable	ADJ
afbr-75	177	32	.	.	PUNCT
afbr-75	178	1	clean	clean	ADJ
afbr-75	178	2	bottle	bottle	NOUN
afbr-75	178	3	(	(	PUNCT
afbr-75	178	4	2015	2015	NUM
afbr-75	178	5	)	)	PUNCT
afbr-75	178	6	offers	offer	VERB
afbr-75	178	7	a	a	DET
afbr-75	178	8	line	line	NOUN
afbr-75	178	9	of	of	ADP
afbr-75	178	10	water	water	NOUN
afbr-75	178	11	bottles	bottle	NOUN
afbr-75	178	12	that	that	PRON
afbr-75	178	13	come	come	VERB
afbr-75	178	14	apart	apart	ADV
afbr-75	178	15	at	at	ADP
afbr-75	178	16	both	both	CCONJ
afbr-75	178	17	the	the	DET
afbr-75	178	18	top	top	NOUN
afbr-75	178	19	and	and	CCONJ
afbr-75	178	20	bottom	bottom	NOUN
afbr-75	178	21	for	for	ADP
afbr-75	178	22	thorough	thorough	ADJ
afbr-75	178	23	cleaning	cleaning	NOUN
afbr-75	178	24	and	and	CCONJ
afbr-75	178	25	ease	ease	NOUN
afbr-75	178	26	of	of	ADP
afbr-75	178	27	maintenance	maintenance	NOUN
afbr-75	178	28	.	.	PUNCT
afbr-75	179	1	clean	clean	ADJ
afbr-75	179	2	bottle	bottle	NOUN
afbr-75	179	3	was	be	AUX
afbr-75	179	4	born	bear	VERB
afbr-75	179	5	of	of	ADP
afbr-75	179	6	the	the	DET
afbr-75	179	7	increasingly	increasingly	ADV
afbr-75	179	8	popular	popular	ADJ
afbr-75	179	9	―crowd	―crowd	NOUN
afbr-75	179	10	funding.‖	funding.‖	NOUN
afbr-75	179	11	crowd	crowd	NOUN
afbr-75	179	12	funding	funding	NOUN
afbr-75	179	13	is	be	AUX
afbr-75	179	14	a	a	DET
afbr-75	179	15	model	model	NOUN
afbr-75	179	16	of	of	ADP
afbr-75	179	17	bringing	bring	VERB
afbr-75	179	18	new	new	ADJ
afbr-75	179	19	products	product	NOUN
afbr-75	179	20	to	to	ADP
afbr-75	179	21	market	market	NOUN
afbr-75	179	22	with	with	ADP
afbr-75	179	23	individuals	individual	NOUN
afbr-75	179	24	pledging	pledge	VERB
afbr-75	179	25	money	money	NOUN
afbr-75	179	26	,	,	PUNCT
afbr-75	179	27	but	but	CCONJ
afbr-75	179	28	their	their	PRON
afbr-75	179	29	funds	fund	NOUN
afbr-75	179	30	are	be	AUX
afbr-75	179	31	only	only	ADV
afbr-75	179	32	used	use	VERB
afbr-75	179	33	if	if	SCONJ
afbr-75	179	34	enough	enough	ADJ
afbr-75	179	35	pledges	pledge	NOUN
afbr-75	179	36	are	be	AUX
afbr-75	179	37	made	make	VERB
afbr-75	179	38	to	to	PART
afbr-75	179	39	reach	reach	VERB
afbr-75	179	40	a	a	DET
afbr-75	179	41	specific	specific	ADJ
afbr-75	179	42	threshold	threshold	NOUN
afbr-75	179	43	.	.	PUNCT
afbr-75	180	1	clean	clean	ADJ
afbr-75	180	2	bottle	bottle	NOUN
afbr-75	180	3	set	set	VERB
afbr-75	180	4	the	the	DET
afbr-75	180	5	goal	goal	NOUN
afbr-75	180	6	for	for	ADP
afbr-75	180	7	their	their	PRON
afbr-75	180	8	crowd	crowd	NOUN
afbr-75	180	9	funding	funding	NOUN
afbr-75	180	10	campaign	campaign	NOUN
afbr-75	180	11	at	at	ADP
afbr-75	180	12	$	$	SYM
afbr-75	180	13	20,000	20,000	NUM
afbr-75	180	14	,	,	PUNCT
afbr-75	180	15	and	and	CCONJ
afbr-75	180	16	nearly	nearly	ADV
afbr-75	180	17	doubled	double	VERB
afbr-75	180	18	it	it	PRON
afbr-75	180	19	before	before	ADP
afbr-75	180	20	their	their	PRON
afbr-75	180	21	deadline	deadline	NOUN
afbr-75	180	22	.	.	PUNCT
afbr-75	181	1	clean	clean	ADJ
afbr-75	181	2	bottle	bottle	NOUN
afbr-75	181	3	is	be	AUX
afbr-75	181	4	a	a	DET
afbr-75	181	5	successful	successful	ADJ
afbr-75	181	6	example	example	NOUN
afbr-75	181	7	of	of	ADP
afbr-75	181	8	scalability	scalability	NOUN
afbr-75	181	9	because	because	SCONJ
afbr-75	181	10	it	it	PRON
afbr-75	181	11	offers	offer	VERB
afbr-75	181	12	a	a	DET
afbr-75	181	13	product	product	NOUN
afbr-75	181	14	that	that	PRON
afbr-75	181	15	requires	require	VERB
afbr-75	181	16	little	little	ADJ
afbr-75	181	17	inputs	input	NOUN
afbr-75	181	18	beyond	beyond	ADP
afbr-75	181	19	basic	basic	ADJ
afbr-75	181	20	manufacturing	manufacturing	NOUN
afbr-75	181	21	.	.	PUNCT
afbr-75	182	1	4	4	X
afbr-75	182	2	.	.	X
afbr-75	182	3	micro	micro	ADJ
afbr-75	182	4	,	,	PUNCT
afbr-75	182	5	small	small	ADJ
afbr-75	182	6	and	and	CCONJ
afbr-75	182	7	medium	medium	ADJ
afbr-75	182	8	enterprises	enterprise	NOUN
afbr-75	182	9	and	and	CCONJ
afbr-75	182	10	scalability	scalability	NOUN
afbr-75	182	11	all	all	DET
afbr-75	182	12	businesses	business	NOUN
afbr-75	182	13	need	need	VERB
afbr-75	182	14	to	to	PART
afbr-75	182	15	be	be	AUX
afbr-75	182	16	scalable	scalable	ADJ
afbr-75	182	17	on	on	ADP
afbr-75	182	18	one	one	NUM
afbr-75	182	19	or	or	CCONJ
afbr-75	182	20	more	more	ADJ
afbr-75	182	21	levels	level	NOUN
afbr-75	182	22	in	in	ADP
afbr-75	182	23	order	order	NOUN
afbr-75	182	24	to	to	PART
afbr-75	182	25	hold	hold	VERB
afbr-75	182	26	onto	onto	ADP
afbr-75	182	27	and	and	CCONJ
afbr-75	182	28	build	build	VERB
afbr-75	182	29	market	market	NOUN
afbr-75	182	30	share	share	NOUN
afbr-75	182	31	.	.	PUNCT
afbr-75	183	1	even	even	ADV
afbr-75	183	2	so	so	ADV
afbr-75	183	3	,	,	PUNCT
afbr-75	183	4	msmes	msme	NOUN
afbr-75	183	5	have	have	VERB
afbr-75	183	6	the	the	DET
afbr-75	183	7	greatest	great	ADJ
afbr-75	183	8	need	need	NOUN
afbr-75	183	9	for	for	ADP
afbr-75	183	10	scalability	scalability	NOUN
afbr-75	183	11	because	because	SCONJ
afbr-75	183	12	they	they	PRON
afbr-75	183	13	are	be	AUX
afbr-75	183	14	the	the	DET
afbr-75	183	15	ones	one	NOUN
afbr-75	183	16	with	with	ADP
afbr-75	183	17	the	the	DET
afbr-75	183	18	biggest	big	ADJ
afbr-75	183	19	potential	potential	NOUN
afbr-75	183	20	for	for	ADP
afbr-75	183	21	growth	growth	NOUN
afbr-75	183	22	.	.	PUNCT
afbr-75	184	1	they	they	PRON
afbr-75	184	2	are	be	AUX
afbr-75	184	3	the	the	DET
afbr-75	184	4	organizations	organization	NOUN
afbr-75	184	5	that	that	PRON
afbr-75	184	6	have	have	VERB
afbr-75	184	7	to	to	PART
afbr-75	184	8	be	be	AUX
afbr-75	184	9	more	more	ADV
afbr-75	184	10	careful	careful	ADJ
afbr-75	184	11	with	with	ADP
afbr-75	184	12	the	the	DET
afbr-75	184	13	limited	limited	ADJ
afbr-75	184	14	resources	resource	NOUN
afbr-75	184	15	they	they	PRON
afbr-75	184	16	have	have	VERB
afbr-75	184	17	,	,	PUNCT
afbr-75	184	18	the	the	DET
afbr-75	184	19	ones	one	NOUN
afbr-75	184	20	that	that	PRON
afbr-75	184	21	go	go	VERB
afbr-75	184	22	through	through	ADP
afbr-75	184	23	metamorphoses	metamorphosis	NOUN
afbr-75	184	24	as	as	SCONJ
afbr-75	184	25	their	their	PRON
afbr-75	184	26	leaders	leader	NOUN
afbr-75	184	27	become	become	VERB
afbr-75	184	28	more	more	ADV
afbr-75	184	29	familiar	familiar	ADJ
afbr-75	184	30	with	with	ADP
afbr-75	184	31	the	the	DET
afbr-75	184	32	business	business	NOUN
afbr-75	184	33	game	game	NOUN
afbr-75	184	34	.	.	PUNCT
afbr-75	185	1	many	many	ADJ
afbr-75	185	2	msmes	msme	NOUN
afbr-75	185	3	fold	fold	VERB
afbr-75	185	4	directly	directly	ADV
afbr-75	185	5	because	because	SCONJ
afbr-75	185	6	they	they	PRON
afbr-75	185	7	fail	fail	VERB
afbr-75	185	8	to	to	PART
afbr-75	185	9	foresee	foresee	VERB
afbr-75	185	10	what	what	PRON
afbr-75	185	11	they	they	PRON
afbr-75	185	12	might	might	AUX
afbr-75	185	13	need	need	VERB
afbr-75	185	14	or	or	CCONJ
afbr-75	185	15	where	where	SCONJ
afbr-75	185	16	the	the	DET
afbr-75	185	17	market	market	NOUN
afbr-75	185	18	can	can	AUX
afbr-75	185	19	take	take	VERB
afbr-75	185	20	them	they	PRON
afbr-75	185	21	,	,	PUNCT
afbr-75	185	22	having	have	VERB
afbr-75	185	23	too	too	ADV
afbr-75	185	24	much	much	ADJ
afbr-75	185	25	of	of	ADP
afbr-75	185	26	a	a	DET
afbr-75	185	27	here	here	ADV
afbr-75	185	28	-	-	PUNCT
afbr-75	185	29	and	and	CCONJ
afbr-75	185	30	-	-	PUNCT
afbr-75	185	31	now	now	ADV
afbr-75	185	32	mindset	mindset	NOUN
afbr-75	185	33	.	.	PUNCT
afbr-75	186	1	it	it	PRON
afbr-75	186	2	is	be	AUX
afbr-75	186	3	natural	natural	ADJ
afbr-75	186	4	for	for	SCONJ
afbr-75	186	5	msmes	msme	NOUN
afbr-75	186	6	to	to	PART
afbr-75	186	7	want	want	VERB
afbr-75	186	8	to	to	PART
afbr-75	186	9	make	make	VERB
afbr-75	186	10	as	as	ADP
afbr-75	186	11	many	many	ADJ
afbr-75	186	12	areas	area	NOUN
afbr-75	186	13	scalable	scalable	ADJ
afbr-75	186	14	as	as	ADP
afbr-75	186	15	possible	possible	ADJ
afbr-75	186	16	and	and	CCONJ
afbr-75	186	17	business	business	NOUN
afbr-75	186	18	leaders	leader	NOUN
afbr-75	186	19	should	should	AUX
afbr-75	186	20	work	work	VERB
afbr-75	186	21	toward	toward	ADP
afbr-75	186	22	this	this	DET
afbr-75	186	23	goal	goal	NOUN
afbr-75	186	24	.	.	PUNCT
afbr-75	187	1	still	still	ADV
afbr-75	187	2	,	,	PUNCT
afbr-75	187	3	you	you	PRON
afbr-75	187	4	should	should	AUX
afbr-75	187	5	recognize	recognize	VERB
afbr-75	187	6	that	that	SCONJ
afbr-75	187	7	not	not	PART
afbr-75	187	8	everything	everything	PRON
afbr-75	187	9	might	might	AUX
afbr-75	187	10	be	be	AUX
afbr-75	187	11	scalable	scalable	ADJ
afbr-75	187	12	.	.	PUNCT
afbr-75	188	1	a	a	DET
afbr-75	188	2	lack	lack	NOUN
afbr-75	188	3	of	of	ADP
afbr-75	188	4	scalability	scalability	NOUN
afbr-75	188	5	in	in	ADP
afbr-75	188	6	one	one	NUM
afbr-75	188	7	or	or	CCONJ
afbr-75	188	8	more	more	ADJ
afbr-75	188	9	areas	area	NOUN
afbr-75	188	10	doesn‘t	doesn‘t	VERB
afbr-75	188	11	necessarily	necessarily	ADV
afbr-75	188	12	stop	stop	VERB
afbr-75	188	13	you	you	PRON
afbr-75	188	14	from	from	ADP
afbr-75	188	15	moving	move	VERB
afbr-75	188	16	forward	forward	ADV
afbr-75	188	17	.	.	PUNCT
afbr-75	189	1	for	for	ADP
afbr-75	189	2	this	this	DET
afbr-75	189	3	reason	reason	NOUN
afbr-75	189	4	,	,	PUNCT
afbr-75	189	5	it‘s	it‘s	NOUN
afbr-75	189	6	just	just	ADV
afbr-75	189	7	as	as	ADV
afbr-75	189	8	important	important	ADJ
afbr-75	189	9	to	to	PART
afbr-75	189	10	recognize	recognize	VERB
afbr-75	189	11	where	where	SCONJ
afbr-75	189	12	you	you	PRON
afbr-75	189	13	can‘t	can‘t	ADV
afbr-75	189	14	change	change	VERB
afbr-75	189	15	as	as	SCONJ
afbr-75	189	16	to	to	PART
afbr-75	189	17	see	see	VERB
afbr-75	189	18	where	where	SCONJ
afbr-75	189	19	you	you	PRON
afbr-75	189	20	can	can	AUX
afbr-75	189	21	(	(	PUNCT
afbr-75	189	22	touchsupport	touchsupport	VERB
afbr-75	189	23	,	,	PUNCT
afbr-75	189	24	n.d	n.d	PROPN
afbr-75	189	25	.	.	PROPN
afbr-75	189	26	)	)	PUNCT
afbr-75	189	27	.	.	PUNCT
afbr-75	190	1	4.1	4.1	NUM
afbr-75	190	2	.	.	PUNCT
afbr-75	190	3	challenges	challenge	NOUN
afbr-75	190	4	and	and	CCONJ
afbr-75	190	5	practices	practice	NOUN
afbr-75	190	6	that	that	PRON
afbr-75	190	7	prevent	prevent	VERB
afbr-75	190	8	effective	effective	ADJ
afbr-75	190	9	scalability	scalability	NOUN
afbr-75	190	10	of	of	ADP
afbr-75	190	11	msmes	msme	NOUN
afbr-75	190	12	in	in	ADP
afbr-75	190	13	nigeria	nigeria	PROPN
afbr-75	190	14	msmes	msmes	PROPN
afbr-75	190	15	in	in	ADP
afbr-75	190	16	nigeria	nigeria	PROPN
afbr-75	190	17	achieve	achieve	VERB
afbr-75	190	18	a	a	DET
afbr-75	190	19	much	much	ADV
afbr-75	190	20	more	more	ADV
afbr-75	190	21	relative	relative	ADJ
afbr-75	190	22	high	high	ADJ
afbr-75	190	23	value	value	NOUN
afbr-75	190	24	added	add	VERB
afbr-75	190	25	operations	operation	NOUN
afbr-75	190	26	because	because	SCONJ
afbr-75	190	27	they	they	PRON
afbr-75	190	28	are	be	AUX
afbr-75	190	29	propelled	propel	VERB
afbr-75	190	30	by	by	ADP
afbr-75	190	31	basic	basic	ADJ
afbr-75	190	32	economic	economic	ADJ
afbr-75	190	33	activities	activity	NOUN
afbr-75	190	34	that	that	PRON
afbr-75	190	35	depend	depend	VERB
afbr-75	190	36	mostly	mostly	ADV
afbr-75	190	37	on	on	ADP
afbr-75	190	38	locally	locally	ADV
afbr-75	190	39	sourced	source	VERB
afbr-75	190	40	raw	raw	ADJ
afbr-75	190	41	materials	material	NOUN
afbr-75	190	42	;	;	PUNCT
afbr-75	190	43	they	they	PRON
afbr-75	190	44	provide	provide	VERB
afbr-75	190	45	feeder	feeder	NOUN
afbr-75	190	46	industry	industry	NOUN
afbr-75	190	47	services	service	NOUN
afbr-75	190	48	as	as	SCONJ
afbr-75	190	49	they	they	PRON
afbr-75	190	50	serve	serve	VERB
afbr-75	190	51	as	as	ADP
afbr-75	190	52	major	major	ADJ
afbr-75	190	53	suppliers	supplier	NOUN
afbr-75	190	54	of	of	ADP
afbr-75	190	55	intermediate	intermediate	ADJ
afbr-75	190	56	goods	good	NOUN
afbr-75	190	57	and	and	CCONJ
afbr-75	190	58	components	component	NOUN
afbr-75	190	59	to	to	ADP
afbr-75	190	60	large	large	ADJ
afbr-75	190	61	-	-	PUNCT
afbr-75	190	62	scale	scale	NOUN
afbr-75	190	63	industries	industry	NOUN
afbr-75	190	64	as	as	ADV
afbr-75	190	65	well	well	ADV
afbr-75	190	66	as	as	ADP
afbr-75	190	67	major	major	ADJ
afbr-75	190	68	agents	agent	NOUN
afbr-75	190	69	for	for	ADP
afbr-75	190	70	the	the	DET
afbr-75	190	71	distribution	distribution	NOUN
afbr-75	190	72	of	of	ADP
afbr-75	190	73	final	final	ADJ
afbr-75	190	74	products	product	NOUN
afbr-75	190	75	of	of	ADP
afbr-75	190	76	such	such	ADJ
afbr-75	190	77	industries	industry	NOUN
afbr-75	190	78	;	;	PUNCT
afbr-75	190	79	they	they	PRON
afbr-75	190	80	provide	provide	VERB
afbr-75	190	81	opportunities	opportunity	NOUN
afbr-75	190	82	for	for	ADP
afbr-75	190	83	the	the	DET
afbr-75	190	84	development	development	NOUN
afbr-75	190	85	of	of	ADP
afbr-75	190	86	local	local	ADJ
afbr-75	190	87	skills	skill	NOUN
afbr-75	190	88	and	and	CCONJ
afbr-75	190	89	technology	technology	NOUN
afbr-75	190	90	acquisition	acquisition	NOUN
afbr-75	190	91	through	through	ADP
afbr-75	190	92	adaptation	adaptation	NOUN
afbr-75	190	93	,	,	PUNCT
afbr-75	190	94	etc	etc	X
afbr-75	190	95	.	.	X
afbr-75	191	1	despite	despite	SCONJ
afbr-75	191	2	the	the	DET
afbr-75	191	3	catalytic	catalytic	ADJ
afbr-75	191	4	role	role	NOUN
afbr-75	191	5	of	of	ADP
afbr-75	191	6	msmes	msme	NOUN
afbr-75	191	7	in	in	ADP
afbr-75	191	8	nigeria	nigeria	PROPN
afbr-75	191	9	,	,	PUNCT
afbr-75	191	10	the	the	DET
afbr-75	191	11	development	development	NOUN
afbr-75	191	12	of	of	ADP
afbr-75	191	13	its	its	PRON
afbr-75	191	14	viability	viability	NOUN
afbr-75	191	15	has	have	AUX
afbr-75	191	16	over	over	ADP
afbr-75	191	17	the	the	DET
afbr-75	191	18	years	year	NOUN
afbr-75	191	19	been	be	AUX
afbr-75	191	20	challenged	challenge	VERB
afbr-75	191	21	by	by	ADP
afbr-75	191	22	a	a	DET
afbr-75	191	23	number	number	NOUN
afbr-75	191	24	of	of	ADP
afbr-75	191	25	harsh	harsh	ADJ
afbr-75	191	26	economic	economic	ADJ
afbr-75	191	27	conditions	condition	NOUN
afbr-75	191	28	which	which	PRON
afbr-75	191	29	characterize	characterize	VERB
afbr-75	191	30	the	the	DET
afbr-75	191	31	nigerian	nigerian	ADJ
afbr-75	191	32	business	business	NOUN
afbr-75	191	33	environment	environment	NOUN
afbr-75	191	34	.	.	PUNCT
afbr-75	192	1	some	some	PRON
afbr-75	192	2	of	of	ADP
afbr-75	192	3	these	these	DET
afbr-75	192	4	challenges	challenge	NOUN
afbr-75	192	5	have	have	AUX
afbr-75	192	6	been	be	AUX
afbr-75	192	7	outlined	outline	VERB
afbr-75	192	8	by	by	ADP
afbr-75	192	9	the	the	DET
afbr-75	192	10	institute	institute	PROPN
afbr-75	192	11	of	of	ADP
afbr-75	192	12	development	development	NOUN
afbr-75	192	13	administrator	administrator	NOUN
afbr-75	192	14	of	of	ADP
afbr-75	192	15	nigeria	nigeria	PROPN
afbr-75	192	16	(	(	PUNCT
afbr-75	192	17	idan	idan	PROPN
afbr-75	192	18	,	,	PUNCT
afbr-75	192	19	2007).here	2007).here	ADV
afbr-75	192	20	is	be	AUX
afbr-75	192	21	a	a	DET
afbr-75	192	22	look	look	NOUN
afbr-75	192	23	at	at	ADP
afbr-75	192	24	how	how	SCONJ
afbr-75	192	25	these	these	DET
afbr-75	192	26	challenges	challenge	NOUN
afbr-75	192	27	affect	affect	VERB
afbr-75	192	28	the	the	DET
afbr-75	192	29	scalability	scalability	NOUN
afbr-75	192	30	of	of	ADP
afbr-75	192	31	msmes	msme	NOUN
afbr-75	192	32	in	in	ADP
afbr-75	192	33	nigeria	nigeria	PROPN
afbr-75	192	34	.	.	PUNCT
afbr-75	193	1	financial	financial	ADJ
afbr-75	193	2	problems	problem	NOUN
afbr-75	193	3	it	it	PRON
afbr-75	193	4	is	be	AUX
afbr-75	193	5	natural	natural	ADJ
afbr-75	193	6	for	for	SCONJ
afbr-75	193	7	business	business	NOUN
afbr-75	193	8	owners	owner	NOUN
afbr-75	193	9	to	to	PART
afbr-75	193	10	want	want	VERB
afbr-75	193	11	to	to	PART
afbr-75	193	12	expand	expand	VERB
afbr-75	193	13	operations	operation	NOUN
afbr-75	193	14	and	and	CCONJ
afbr-75	193	15	put	put	VERB
afbr-75	193	16	their	their	PRON
afbr-75	193	17	business	business	NOUN
afbr-75	193	18	on	on	ADP
afbr-75	193	19	a	a	DET
afbr-75	193	20	growth	growth	NOUN
afbr-75	193	21	path	path	NOUN
afbr-75	193	22	;	;	PUNCT
afbr-75	193	23	however	however	ADV
afbr-75	193	24	,	,	PUNCT
afbr-75	193	25	this	this	DET
afbr-75	193	26	move	move	NOUN
afbr-75	193	27	requires	require	VERB
afbr-75	193	28	not	not	PART
afbr-75	193	29	only	only	ADV
afbr-75	193	30	a	a	DET
afbr-75	193	31	winning	win	VERB
afbr-75	193	32	strategy	strategy	NOUN
afbr-75	193	33	based	base	VERB
afbr-75	193	34	on	on	ADP
afbr-75	193	35	market	market	NOUN
afbr-75	193	36	realities	reality	NOUN
afbr-75	193	37	,	,	PUNCT
afbr-75	193	38	but	but	CCONJ
afbr-75	193	39	also	also	ADV
afbr-75	193	40	the	the	DET
afbr-75	193	41	appropriate	appropriate	ADJ
afbr-75	193	42	source	source	NOUN
afbr-75	193	43	of	of	ADP
afbr-75	193	44	finance	finance	NOUN
afbr-75	193	45	.	.	PUNCT
afbr-75	194	1	this	this	DET
afbr-75	194	2	www.cribfb.com/journal/index.php/afbr	www.cribfb.com/journal/index.php/afbr	ADJ
afbr-75	194	3	australian	australian	ADJ
afbr-75	194	4	finance	finance	NOUN
afbr-75	194	5	and	and	CCONJ
afbr-75	194	6	banking	banking	NOUN
afbr-75	194	7	vol	vol	NOUN
afbr-75	194	8	.	.	PROPN
afbr-75	195	1	2	2	NUM
afbr-75	195	2	,	,	PUNCT
afbr-75	195	3	no	no	INTJ
afbr-75	195	4	.	.	NOUN
afbr-75	195	5	1	1	NUM
afbr-75	195	6	;	;	PUNCT
afbr-75	195	7	2018	2018	NUM
afbr-75	195	8	6	6	NUM
afbr-75	195	9	could	could	AUX
afbr-75	195	10	scale	scale	VERB
afbr-75	195	11	up	up	ADP
afbr-75	195	12	or	or	CCONJ
afbr-75	195	13	breakdown	breakdown	VERB
afbr-75	195	14	a	a	DET
afbr-75	195	15	business	business	NOUN
afbr-75	195	16	.	.	PUNCT
afbr-75	196	1	using	use	VERB
afbr-75	196	2	the	the	DET
afbr-75	196	3	correct	correct	ADJ
afbr-75	196	4	mix	mix	NOUN
afbr-75	196	5	of	of	ADP
afbr-75	196	6	financial	financial	ADJ
afbr-75	196	7	options	option	NOUN
afbr-75	196	8	is	be	AUX
afbr-75	196	9	very	very	ADV
afbr-75	196	10	important	important	ADJ
afbr-75	196	11	for	for	ADP
afbr-75	196	12	scalability	scalability	NOUN
afbr-75	196	13	of	of	ADP
afbr-75	196	14	business	business	NOUN
afbr-75	196	15	.	.	PUNCT
afbr-75	197	1	there	there	PRON
afbr-75	197	2	is	be	VERB
afbr-75	197	3	no	no	DET
afbr-75	197	4	question	question	NOUN
afbr-75	197	5	that	that	SCONJ
afbr-75	197	6	expansion	expansion	NOUN
afbr-75	197	7	requires	require	VERB
afbr-75	197	8	money	money	NOUN
afbr-75	197	9	,	,	PUNCT
afbr-75	197	10	and	and	CCONJ
afbr-75	197	11	rather	rather	ADV
afbr-75	197	12	than	than	SCONJ
afbr-75	197	13	use	use	VERB
afbr-75	197	14	up	up	ADP
afbr-75	197	15	business‘s	business‘s	NOUN
afbr-75	197	16	working	work	VERB
afbr-75	197	17	capital	capital	NOUN
afbr-75	197	18	,	,	PUNCT
afbr-75	197	19	choose	choose	VERB
afbr-75	197	20	the	the	DET
afbr-75	197	21	right	right	ADJ
afbr-75	197	22	finance	finance	NOUN
afbr-75	197	23	from	from	ADP
afbr-75	197	24	the	the	DET
afbr-75	197	25	market	market	NOUN
afbr-75	197	26	.	.	PUNCT
afbr-75	198	1	today	today	NOUN
afbr-75	198	2	micro	micro	NOUN
afbr-75	198	3	,	,	PUNCT
afbr-75	198	4	small	small	ADJ
afbr-75	198	5	and	and	CCONJ
afbr-75	198	6	medium	medium	NOUN
afbr-75	198	7	enterprises	enterprise	NOUN
afbr-75	198	8	have	have	VERB
afbr-75	198	9	access	access	NOUN
afbr-75	198	10	to	to	ADP
afbr-75	198	11	numerous	numerous	ADJ
afbr-75	198	12	sources	source	NOUN
afbr-75	198	13	of	of	ADP
afbr-75	198	14	finance	finance	NOUN
afbr-75	198	15	,	,	PUNCT
afbr-75	198	16	each	each	PRON
afbr-75	198	17	with	with	ADP
afbr-75	198	18	its	its	PRON
afbr-75	198	19	own	own	ADJ
afbr-75	198	20	unique	unique	ADJ
afbr-75	198	21	features	feature	NOUN
afbr-75	198	22	and	and	CCONJ
afbr-75	198	23	benefits	benefit	NOUN
afbr-75	198	24	.	.	PUNCT
afbr-75	199	1	it	it	PRON
afbr-75	199	2	is	be	AUX
afbr-75	199	3	important	important	ADJ
afbr-75	199	4	for	for	SCONJ
afbr-75	199	5	business	business	NOUN
afbr-75	199	6	owners	owner	NOUN
afbr-75	199	7	to	to	PART
afbr-75	199	8	carefully	carefully	ADV
afbr-75	199	9	identify	identify	VERB
afbr-75	199	10	the	the	DET
afbr-75	199	11	attributes	attribute	NOUN
afbr-75	199	12	of	of	ADP
afbr-75	199	13	each	each	DET
afbr-75	199	14	option	option	NOUN
afbr-75	199	15	and	and	CCONJ
afbr-75	199	16	choose	choose	VERB
afbr-75	199	17	the	the	DET
afbr-75	199	18	ones	one	NOUN
afbr-75	199	19	that	that	PRON
afbr-75	199	20	work	work	VERB
afbr-75	199	21	best	well	ADV
afbr-75	199	22	.	.	PUNCT
afbr-75	200	1	instead	instead	ADV
afbr-75	200	2	of	of	ADP
afbr-75	200	3	going	go	VERB
afbr-75	200	4	for	for	ADP
afbr-75	200	5	funding	funding	NOUN
afbr-75	200	6	from	from	ADP
afbr-75	200	7	one	one	NUM
afbr-75	200	8	source	source	NOUN
afbr-75	200	9	,	,	PUNCT
afbr-75	200	10	mix	mix	VERB
afbr-75	200	11	it	it	PRON
afbr-75	200	12	up	up	ADP
afbr-75	200	13	.	.	PUNCT
afbr-75	201	1	take	take	VERB
afbr-75	201	2	a	a	DET
afbr-75	201	3	business	business	NOUN
afbr-75	201	4	loan	loan	NOUN
afbr-75	201	5	,	,	PUNCT
afbr-75	201	6	accept	accept	VERB
afbr-75	201	7	equity	equity	NOUN
afbr-75	201	8	investors	investor	NOUN
afbr-75	201	9	and	and	CCONJ
afbr-75	201	10	see	see	VERB
afbr-75	201	11	if	if	SCONJ
afbr-75	201	12	the	the	DET
afbr-75	201	13	suppliers	supplier	NOUN
afbr-75	201	14	will	will	AUX
afbr-75	201	15	give	give	VERB
afbr-75	201	16	credit	credit	NOUN
afbr-75	201	17	.	.	PUNCT
afbr-75	202	1	doing	do	VERB
afbr-75	202	2	this	this	PRON
afbr-75	202	3	spreads	spread	VERB
afbr-75	202	4	the	the	DET
afbr-75	202	5	risk	risk	NOUN
afbr-75	202	6	and	and	CCONJ
afbr-75	202	7	is	be	AUX
afbr-75	202	8	faster	fast	ADJ
afbr-75	202	9	than	than	ADP
afbr-75	202	10	just	just	ADV
afbr-75	202	11	waiting	wait	VERB
afbr-75	202	12	for	for	ADP
afbr-75	202	13	a	a	DET
afbr-75	202	14	venture	venture	NOUN
afbr-75	202	15	capital	capital	NOUN
afbr-75	202	16	investment	investment	NOUN
afbr-75	202	17	,	,	PUNCT
afbr-75	202	18	which	which	PRON
afbr-75	202	19	will	will	AUX
afbr-75	202	20	also	also	ADV
afbr-75	202	21	dilute	dilute	VERB
afbr-75	202	22	one‘s	one‘s	PROPN
afbr-75	202	23	ownership	ownership	NOUN
afbr-75	202	24	(	(	PUNCT
afbr-75	202	25	the	the	DET
afbr-75	202	26	hans	hans	PROPN
afbr-75	202	27	india	india	PROPN
afbr-75	202	28	,	,	PUNCT
afbr-75	202	29	2017	2017	NUM
afbr-75	202	30	)	)	PUNCT
afbr-75	202	31	.	.	PUNCT
afbr-75	203	1	ekpenyong	ekpenyong	PROPN
afbr-75	203	2	(	(	PUNCT
afbr-75	203	3	1997	1997	NUM
afbr-75	203	4	)	)	PUNCT
afbr-75	203	5	and	and	CCONJ
afbr-75	203	6	utomi	utomi	NOUN
afbr-75	203	7	(	(	PUNCT
afbr-75	203	8	1997	1997	NUM
afbr-75	203	9	)	)	PUNCT
afbr-75	203	10	identified	identify	VERB
afbr-75	203	11	inadequate	inadequate	ADJ
afbr-75	203	12	capital	capital	NOUN
afbr-75	203	13	,	,	PUNCT
afbr-75	203	14	inaccessible	inaccessible	ADJ
afbr-75	203	15	credit	credit	NOUN
afbr-75	203	16	facilities	facility	NOUN
afbr-75	203	17	as	as	ADP
afbr-75	203	18	some	some	PRON
afbr-75	203	19	of	of	ADP
afbr-75	203	20	the	the	DET
afbr-75	203	21	problems	problem	NOUN
afbr-75	203	22	bedeviling	bedevil	VERB
afbr-75	203	23	the	the	DET
afbr-75	203	24	msmes	msme	NOUN
afbr-75	203	25	in	in	ADP
afbr-75	203	26	nigeria	nigeria	PROPN
afbr-75	203	27	.	.	PUNCT
afbr-75	204	1	long	long	ADJ
afbr-75	204	2	term	term	NOUN
afbr-75	204	3	development	development	NOUN
afbr-75	204	4	institutional	institutional	ADJ
afbr-75	204	5	credit	credit	NOUN
afbr-75	204	6	is	be	AUX
afbr-75	204	7	known	know	VERB
afbr-75	204	8	not	not	PART
afbr-75	204	9	to	to	PART
afbr-75	204	10	be	be	AUX
afbr-75	204	11	available	available	ADJ
afbr-75	204	12	to	to	ADP
afbr-75	204	13	msmes	msme	NOUN
afbr-75	204	14	because	because	SCONJ
afbr-75	204	15	they	they	PRON
afbr-75	204	16	are	be	AUX
afbr-75	204	17	generally	generally	ADV
afbr-75	204	18	considered	consider	VERB
afbr-75	204	19	high	high	ADJ
afbr-75	204	20	credit	credit	NOUN
afbr-75	204	21	risks	risk	NOUN
afbr-75	204	22	by	by	ADP
afbr-75	204	23	financial	financial	ADJ
afbr-75	204	24	institutions	institution	NOUN
afbr-75	204	25	.	.	PUNCT
afbr-75	205	1	the	the	DET
afbr-75	205	2	study	study	NOUN
afbr-75	205	3	by	by	ADP
afbr-75	205	4	evbuomwan	evbuomwan	PROPN
afbr-75	205	5	,	,	PUNCT
afbr-75	205	6	et	et	PROPN
afbr-75	205	7	al	al	PROPN
afbr-75	205	8	.	.	PUNCT
afbr-75	205	9	(	(	PUNCT
afbr-75	205	10	2012	2012	NUM
afbr-75	205	11	)	)	PUNCT
afbr-75	205	12	indicated	indicate	VERB
afbr-75	205	13	that	that	SCONJ
afbr-75	205	14	75.7	75.7	NUM
afbr-75	205	15	%	%	NOUN
afbr-75	205	16	of	of	ADP
afbr-75	205	17	their	their	PRON
afbr-75	205	18	survey	survey	NOUN
afbr-75	205	19	respondents	respondent	NOUN
afbr-75	205	20	relied	rely	VERB
afbr-75	205	21	mostly	mostly	ADV
afbr-75	205	22	on	on	ADP
afbr-75	205	23	own	own	ADJ
afbr-75	205	24	funds	fund	NOUN
afbr-75	205	25	to	to	PART
afbr-75	205	26	finance	finance	VERB
afbr-75	205	27	their	their	PRON
afbr-75	205	28	businesses	business	NOUN
afbr-75	205	29	.	.	PUNCT
afbr-75	206	1	however	however	ADV
afbr-75	206	2	,	,	PUNCT
afbr-75	206	3	the	the	DET
afbr-75	206	4	msmes	msme	NOUN
afbr-75	206	5	lack	lack	VERB
afbr-75	206	6	of	of	ADP
afbr-75	206	7	access	access	NOUN
afbr-75	206	8	to	to	ADP
afbr-75	206	9	relative	relative	ADJ
afbr-75	206	10	cheap	cheap	ADJ
afbr-75	206	11	and	and	CCONJ
afbr-75	206	12	effective	effective	ADJ
afbr-75	206	13	sources	source	NOUN
afbr-75	206	14	of	of	ADP
afbr-75	206	15	finance	finance	NOUN
afbr-75	206	16	has	have	AUX
afbr-75	206	17	been	be	AUX
afbr-75	206	18	identified	identify	VERB
afbr-75	206	19	as	as	ADP
afbr-75	206	20	the	the	DET
afbr-75	206	21	major	major	ADJ
afbr-75	206	22	factor	factor	NOUN
afbr-75	206	23	hindering	hinder	VERB
afbr-75	206	24	their	their	PRON
afbr-75	206	25	contribution	contribution	NOUN
afbr-75	206	26	to	to	ADP
afbr-75	206	27	economic	economic	ADJ
afbr-75	206	28	growth	growth	NOUN
afbr-75	206	29	.	.	PUNCT
afbr-75	207	1	a	a	DET
afbr-75	207	2	widespread	widespread	ADJ
afbr-75	207	3	concern	concern	NOUN
afbr-75	207	4	is	be	AUX
afbr-75	207	5	that	that	SCONJ
afbr-75	207	6	the	the	DET
afbr-75	207	7	banking	banking	NOUN
afbr-75	207	8	system	system	NOUN
afbr-75	207	9	in	in	ADP
afbr-75	207	10	the	the	DET
afbr-75	207	11	sub	sub	NOUN
afbr-75	207	12	-	-	NOUN
afbr-75	207	13	sector	sector	NOUN
afbr-75	207	14	(	(	PUNCT
afbr-75	207	15	which	which	PRON
afbr-75	207	16	supposed	suppose	VERB
afbr-75	207	17	to	to	PART
afbr-75	207	18	be	be	AUX
afbr-75	207	19	the	the	DET
afbr-75	207	20	major	major	ADJ
afbr-75	207	21	financier	financier	NOUN
afbr-75	207	22	of	of	ADP
afbr-75	207	23	msmes	msmes	PROPN
afbr-75	207	24	)	)	PUNCT
afbr-75	207	25	is	be	AUX
afbr-75	207	26	not	not	PART
afbr-75	207	27	providing	provide	VERB
afbr-75	207	28	enough	enough	ADJ
afbr-75	207	29	support	support	NOUN
afbr-75	207	30	to	to	ADP
afbr-75	207	31	new	new	ADJ
afbr-75	207	32	economic	economic	ADJ
afbr-75	207	33	initiatives	initiative	NOUN
afbr-75	207	34	and	and	CCONJ
afbr-75	207	35	in	in	ADP
afbr-75	207	36	particular	particular	ADJ
afbr-75	207	37	to	to	ADP
afbr-75	207	38	the	the	DET
afbr-75	207	39	expansion	expansion	NOUN
afbr-75	207	40	of	of	ADP
afbr-75	207	41	msmes	msmes	PROPN
afbr-75	207	42	.	.	PUNCT
afbr-75	208	1	management	management	NOUN
afbr-75	208	2	problems	problem	NOUN
afbr-75	208	3	growth	growth	NOUN
afbr-75	208	4	and	and	CCONJ
afbr-75	208	5	scalability	scalability	NOUN
afbr-75	208	6	of	of	ADP
afbr-75	208	7	business	business	NOUN
afbr-75	208	8	requires	require	VERB
afbr-75	208	9	an	an	DET
afbr-75	208	10	expanded	expand	VERB
afbr-75	208	11	skill	skill	NOUN
afbr-75	208	12	set	set	VERB
afbr-75	208	13	.	.	PUNCT
afbr-75	209	1	as	as	ADP
afbr-75	209	2	such	such	ADJ
afbr-75	209	3	,	,	PUNCT
afbr-75	209	4	entrepreneurs	entrepreneur	NOUN
afbr-75	209	5	are	be	AUX
afbr-75	209	6	advised	advise	VERB
afbr-75	209	7	to	to	PART
afbr-75	209	8	build	build	VERB
afbr-75	209	9	a	a	DET
afbr-75	209	10	team	team	NOUN
afbr-75	209	11	with	with	ADP
afbr-75	209	12	broad	broad	ADJ
afbr-75	209	13	and	and	CCONJ
afbr-75	209	14	complementary	complementary	ADJ
afbr-75	209	15	skills	skill	NOUN
afbr-75	209	16	.	.	PUNCT
afbr-75	210	1	unfortunately	unfortunately	ADV
afbr-75	210	2	,	,	PUNCT
afbr-75	210	3	the	the	DET
afbr-75	210	4	lack	lack	NOUN
afbr-75	210	5	of	of	ADP
afbr-75	210	6	trained	train	VERB
afbr-75	210	7	manpower	manpower	NOUN
afbr-75	210	8	and	and	CCONJ
afbr-75	210	9	management	management	NOUN
afbr-75	210	10	skills	skill	NOUN
afbr-75	210	11	also	also	ADV
afbr-75	210	12	constitute	constitute	VERB
afbr-75	210	13	a	a	DET
afbr-75	210	14	major	major	ADJ
afbr-75	210	15	challenge	challenge	NOUN
afbr-75	210	16	to	to	ADP
afbr-75	210	17	the	the	DET
afbr-75	210	18	survival	survival	NOUN
afbr-75	210	19	and	and	CCONJ
afbr-75	210	20	scalability	scalability	NOUN
afbr-75	210	21	of	of	ADP
afbr-75	210	22	msmes	msme	NOUN
afbr-75	210	23	in	in	ADP
afbr-75	210	24	nigeria	nigeria	PROPN
afbr-75	210	25	.	.	PUNCT
afbr-75	211	1	according	accord	VERB
afbr-75	211	2	to	to	ADP
afbr-75	211	3	west	west	NOUN
afbr-75	211	4	and	and	CCONJ
afbr-75	211	5	wood	wood	NOUN
afbr-75	211	6	(	(	PUNCT
afbr-75	211	7	1972	1972	NUM
afbr-75	211	8	)	)	PUNCT
afbr-75	211	9	,	,	PUNCT
afbr-75	211	10	―	―	INTJ
afbr-75	211	11	…	…	SYM
afbr-75	211	12	90	90	NUM
afbr-75	211	13	%	%	NOUN
afbr-75	211	14	of	of	ADP
afbr-75	211	15	all	all	DET
afbr-75	211	16	these	these	DET
afbr-75	211	17	business	business	NOUN
afbr-75	211	18	failures	failure	NOUN
afbr-75	211	19	result	result	VERB
afbr-75	211	20	from	from	ADP
afbr-75	211	21	lack	lack	NOUN
afbr-75	211	22	of	of	ADP
afbr-75	211	23	experience	experience	NOUN
afbr-75	211	24	and	and	CCONJ
afbr-75	211	25	competence.‖	competence.‖	NOUN
afbr-75	211	26	poor	poor	ADJ
afbr-75	211	27	documentation	documentation	NOUN
afbr-75	211	28	of	of	ADP
afbr-75	211	29	business	business	NOUN
afbr-75	211	30	process	process	NOUN
afbr-75	211	31	msmes	msme	NOUN
afbr-75	211	32	in	in	ADP
afbr-75	211	33	nigeria	nigeria	PROPN
afbr-75	211	34	are	be	AUX
afbr-75	211	35	usually	usually	ADV
afbr-75	211	36	characterized	characterize	VERB
afbr-75	211	37	by	by	ADP
afbr-75	211	38	poor	poor	ADJ
afbr-75	211	39	record	record	NOUN
afbr-75	211	40	keeping	keeping	NOUN
afbr-75	211	41	.	.	PUNCT
afbr-75	212	1	as	as	SCONJ
afbr-75	212	2	their	their	PRON
afbr-75	212	3	business	business	NOUN
afbr-75	212	4	grows	grow	VERB
afbr-75	212	5	,	,	PUNCT
afbr-75	212	6	so	so	ADV
afbr-75	212	7	is	be	AUX
afbr-75	212	8	the	the	DET
afbr-75	212	9	business	business	NOUN
afbr-75	212	10	processes	process	NOUN
afbr-75	212	11	,	,	PUNCT
afbr-75	212	12	but	but	CCONJ
afbr-75	212	13	they	they	PRON
afbr-75	212	14	do	do	AUX
afbr-75	212	15	not	not	PART
afbr-75	212	16	document	document	VERB
afbr-75	212	17	the	the	DET
afbr-75	212	18	process	process	NOUN
afbr-75	212	19	let	let	VERB
afbr-75	212	20	alone	alone	ADV
afbr-75	212	21	update	update	VERB
afbr-75	212	22	the	the	DET
afbr-75	212	23	documentation	documentation	NOUN
afbr-75	212	24	.	.	PUNCT
afbr-75	213	1	many	many	ADJ
afbr-75	213	2	owners	owner	NOUN
afbr-75	213	3	of	of	ADP
afbr-75	213	4	msmes	msme	NOUN
afbr-75	213	5	in	in	ADP
afbr-75	213	6	the	the	DET
afbr-75	213	7	country	country	NOUN
afbr-75	213	8	do	do	AUX
afbr-75	213	9	not	not	PART
afbr-75	213	10	build	build	VERB
afbr-75	213	11	their	their	PRON
afbr-75	213	12	business	business	NOUN
afbr-75	213	13	so	so	SCONJ
afbr-75	213	14	that	that	SCONJ
afbr-75	213	15	when	when	SCONJ
afbr-75	213	16	they	they	PRON
afbr-75	213	17	die	die	VERB
afbr-75	213	18	someone	someone	PRON
afbr-75	213	19	could	could	AUX
afbr-75	213	20	come	come	VERB
afbr-75	213	21	in	in	ADP
afbr-75	213	22	,	,	PUNCT
afbr-75	213	23	read	read	VERB
afbr-75	213	24	their	their	PRON
afbr-75	213	25	business	business	NOUN
afbr-75	213	26	process	process	NOUN
afbr-75	213	27	manual	manual	NOUN
afbr-75	213	28	,	,	PUNCT
afbr-75	213	29	and	and	CCONJ
afbr-75	213	30	know	know	VERB
afbr-75	213	31	exactly	exactly	ADV
afbr-75	213	32	how	how	SCONJ
afbr-75	213	33	the	the	DET
afbr-75	213	34	business	business	NOUN
afbr-75	213	35	operates	operate	VERB
afbr-75	213	36	.	.	PUNCT
afbr-75	214	1	a	a	DET
afbr-75	214	2	documented	document	VERB
afbr-75	214	3	process	process	NOUN
afbr-75	214	4	is	be	AUX
afbr-75	214	5	good	good	ADJ
afbr-75	214	6	for	for	ADP
afbr-75	214	7	scaling	scaling	NOUN
afbr-75	214	8	of	of	ADP
afbr-75	214	9	msmes	msme	NOUN
afbr-75	214	10	,	,	PUNCT
afbr-75	214	11	it	it	PRON
afbr-75	214	12	is	be	AUX
afbr-75	214	13	also	also	ADV
afbr-75	214	14	good	good	ADJ
afbr-75	214	15	for	for	ADP
afbr-75	214	16	selling	sell	VERB
afbr-75	214	17	a	a	DET
afbr-75	214	18	business	business	NOUN
afbr-75	214	19	.	.	PUNCT
afbr-75	215	1	marketing	marketing	NOUN
afbr-75	215	2	growing	grow	VERB
afbr-75	215	3	and	and	CCONJ
afbr-75	215	4	scaling	scale	VERB
afbr-75	215	5	up	up	ADP
afbr-75	215	6	a	a	DET
afbr-75	215	7	business	business	NOUN
afbr-75	215	8	always	always	ADV
afbr-75	215	9	leads	lead	VERB
afbr-75	215	10	back	back	ADV
afbr-75	215	11	to	to	ADP
afbr-75	215	12	marketing	marketing	NOUN
afbr-75	215	13	and	and	CCONJ
afbr-75	215	14	sales	sale	NOUN
afbr-75	215	15	.	.	PUNCT
afbr-75	216	1	even	even	ADV
afbr-75	216	2	if	if	SCONJ
afbr-75	216	3	a	a	DET
afbr-75	216	4	business	business	NOUN
afbr-75	216	5	firm	firm	NOUN
afbr-75	216	6	has	have	VERB
afbr-75	216	7	an	an	DET
afbr-75	216	8	inspirational	inspirational	ADJ
afbr-75	216	9	vision	vision	NOUN
afbr-75	216	10	,	,	PUNCT
afbr-75	216	11	has	have	VERB
afbr-75	216	12	a	a	DET
afbr-75	216	13	solid	solid	ADJ
afbr-75	216	14	team	team	NOUN
afbr-75	216	15	behind	behind	ADP
afbr-75	216	16	that	that	DET
afbr-75	216	17	vision	vision	NOUN
afbr-75	216	18	,	,	PUNCT
afbr-75	216	19	and	and	CCONJ
afbr-75	216	20	have	have	VERB
afbr-75	216	21	an	an	DET
afbr-75	216	22	awesome	awesome	ADJ
afbr-75	216	23	process	process	NOUN
afbr-75	216	24	,	,	PUNCT
afbr-75	216	25	it	it	PRON
afbr-75	216	26	is	be	AUX
afbr-75	216	27	nothing	nothing	PRON
afbr-75	216	28	without	without	ADP
afbr-75	216	29	revenue	revenue	NOUN
afbr-75	216	30	.	.	PUNCT
afbr-75	217	1	if	if	SCONJ
afbr-75	217	2	it	it	PRON
afbr-75	217	3	has	have	VERB
afbr-75	217	4	to	to	PART
afbr-75	217	5	scale	scale	VERB
afbr-75	217	6	,	,	PUNCT
afbr-75	217	7	it	it	PRON
afbr-75	217	8	will	will	AUX
afbr-75	217	9	need	need	VERB
afbr-75	217	10	to	to	PART
afbr-75	217	11	learn	learn	VERB
afbr-75	217	12	how	how	SCONJ
afbr-75	217	13	to	to	PART
afbr-75	217	14	market	market	VERB
afbr-75	217	15	it	it	PRON
afbr-75	217	16	product	product	NOUN
afbr-75	217	17	or	or	CCONJ
afbr-75	217	18	service	service	NOUN
afbr-75	217	19	and	and	CCONJ
afbr-75	217	20	create	create	VERB
afbr-75	217	21	sales	sale	NOUN
afbr-75	217	22	.	.	PUNCT
afbr-75	218	1	however	however	ADV
afbr-75	218	2	,	,	PUNCT
afbr-75	218	3	most	most	ADJ
afbr-75	218	4	nigerian	nigerian	ADJ
afbr-75	218	5	msmes	msme	NOUN
afbr-75	218	6	owners	owner	NOUN
afbr-75	218	7	equate	equate	VERB
afbr-75	218	8	‗marketing	‗markete	VERB
afbr-75	218	9	‘	'	PUNCT
afbr-75	218	10	to	to	ADP
afbr-75	218	11	‗selling	‗selle	VERB
afbr-75	218	12	‘	'	PUNCT
afbr-75	218	13	and	and	CCONJ
afbr-75	218	14	this	this	PRON
afbr-75	218	15	is	be	AUX
afbr-75	218	16	reflected	reflect	VERB
afbr-75	218	17	in	in	ADP
afbr-75	218	18	their	their	PRON
afbr-75	218	19	various	various	ADJ
afbr-75	218	20	dysfunctional	dysfunctional	ADJ
afbr-75	218	21	business	business	NOUN
afbr-75	218	22	behavior	behavior	NOUN
afbr-75	218	23	against	against	ADP
afbr-75	218	24	customer	customer	NOUN
afbr-75	218	25	satisfaction	satisfaction	NOUN
afbr-75	218	26	and	and	CCONJ
afbr-75	218	27	good	good	ADJ
afbr-75	218	28	business	business	NOUN
afbr-75	218	29	and	and	CCONJ
afbr-75	218	30	marking	mark	VERB
afbr-75	218	31	orientation	orientation	NOUN
afbr-75	218	32	.	.	PUNCT
afbr-75	219	1	they	they	PRON
afbr-75	219	2	lack	lack	VERB
afbr-75	219	3	the	the	DET
afbr-75	219	4	knowledge	knowledge	NOUN
afbr-75	219	5	and	and	CCONJ
afbr-75	219	6	skills	skill	NOUN
afbr-75	219	7	of	of	ADP
afbr-75	219	8	basic	basic	ADJ
afbr-75	219	9	marketing	marketing	NOUN
afbr-75	219	10	ingredients	ingredient	NOUN
afbr-75	219	11	–	–	PUNCT
afbr-75	219	12	marketing	marketing	NOUN
afbr-75	219	13	research	research	NOUN
afbr-75	219	14	,	,	PUNCT
afbr-75	219	15	market	market	NOUN
afbr-75	219	16	segmentation	segmentation	NOUN
afbr-75	219	17	,	,	PUNCT
afbr-75	219	18	and	and	CCONJ
afbr-75	219	19	marketing	marketing	NOUN
afbr-75	219	20	planning	planning	NOUN
afbr-75	219	21	and	and	CCONJ
afbr-75	219	22	control	control	NOUN
afbr-75	219	23	.	.	PUNCT
afbr-75	220	1	the	the	DET
afbr-75	220	2	outcome	outcome	NOUN
afbr-75	220	3	of	of	ADP
afbr-75	220	4	this	this	PRON
afbr-75	220	5	is	be	AUX
afbr-75	220	6	poor	poor	ADJ
afbr-75	220	7	quality	quality	NOUN
afbr-75	220	8	products	product	NOUN
afbr-75	220	9	,	,	PUNCT
afbr-75	220	10	unawareness	unawareness	NOUN
afbr-75	220	11	of	of	ADP
afbr-75	220	12	competition	competition	NOUN
afbr-75	220	13	,	,	PUNCT
afbr-75	220	14	poor	poor	ADJ
afbr-75	220	15	promotion	promotion	NOUN
afbr-75	220	16	,	,	PUNCT
afbr-75	220	17	poor	poor	ADJ
afbr-75	220	18	distribution	distribution	NOUN
afbr-75	220	19	,	,	PUNCT
afbr-75	220	20	and	and	CCONJ
afbr-75	220	21	poor	poor	ADJ
afbr-75	220	22	pricing	pricing	NOUN
afbr-75	220	23	methods	method	NOUN
afbr-75	220	24	(	(	PUNCT
afbr-75	220	25	ayozie	ayozie	NOUN
afbr-75	220	26	,	,	PUNCT
afbr-75	220	27	2013	2013	NUM
afbr-75	220	28	)	)	PUNCT
afbr-75	220	29	.	.	PUNCT
afbr-75	221	1	inadequate	inadequate	ADJ
afbr-75	221	2	basic	basic	ADJ
afbr-75	221	3	infrastructure	infrastructure	NOUN
afbr-75	221	4	government	government	NOUN
afbr-75	221	5	has	have	AUX
afbr-75	221	6	not	not	PART
afbr-75	221	7	done	do	VERB
afbr-75	221	8	enough	enough	ADV
afbr-75	221	9	to	to	PART
afbr-75	221	10	create	create	VERB
afbr-75	221	11	the	the	DET
afbr-75	221	12	best	good	ADJ
afbr-75	221	13	conducive	conducive	ADJ
afbr-75	221	14	environment	environment	NOUN
afbr-75	221	15	for	for	ADP
afbr-75	221	16	the	the	DET
afbr-75	221	17	striving	striving	NOUN
afbr-75	221	18	of	of	ADP
afbr-75	221	19	smes	sme	NOUN
afbr-75	221	20	,	,	PUNCT
afbr-75	221	21	the	the	DET
afbr-75	221	22	problem	problem	NOUN
afbr-75	221	23	of	of	ADP
afbr-75	221	24	infrastructures	infrastructure	NOUN
afbr-75	221	25	ranges	range	VERB
afbr-75	221	26	from	from	ADP
afbr-75	221	27	shortage	shortage	NOUN
afbr-75	221	28	of	of	ADP
afbr-75	221	29	water	water	NOUN
afbr-75	221	30	supply	supply	NOUN
afbr-75	221	31	,	,	PUNCT
afbr-75	221	32	inadequate	inadequate	ADJ
afbr-75	221	33	transport	transport	NOUN
afbr-75	221	34	systems	system	NOUN
afbr-75	221	35	,	,	PUNCT
afbr-75	221	36	lack	lack	NOUN
afbr-75	221	37	of	of	ADP
afbr-75	221	38	electricity	electricity	NOUN
afbr-75	221	39	to	to	ADP
afbr-75	221	40	improper	improper	ADJ
afbr-75	221	41	solid	solid	ADJ
afbr-75	221	42	waste	waste	NOUN
afbr-75	221	43	management	management	NOUN
afbr-75	221	44	.	.	PUNCT
afbr-75	222	1	nigeria‘s	nigeria‘s	ADJ
afbr-75	222	2	underdeveloped	underdeveloped	ADJ
afbr-75	222	3	physical	physical	ADJ
afbr-75	222	4	and	and	CCONJ
afbr-75	222	5	social	social	ADJ
afbr-75	222	6	infrastructures	infrastructure	NOUN
afbr-75	222	7	create	create	VERB
afbr-75	222	8	a	a	DET
afbr-75	222	9	binding	bind	VERB
afbr-75	222	10	constraint	constraint	NOUN
afbr-75	222	11	to	to	ADP
afbr-75	222	12	smes	sme	NOUN
afbr-75	222	13	growth	growth	NOUN
afbr-75	222	14	,	,	PUNCT
afbr-75	222	15	since	since	ADV
afbr-75	222	16	;	;	PUNCT
afbr-75	222	17	they	they	PRON
afbr-75	222	18	heavily	heavily	ADV
afbr-75	222	19	rely	rely	VERB
afbr-75	222	20	on	on	ADP
afbr-75	222	21	the	the	DET
afbr-75	222	22	inefficiently	inefficiently	ADV
afbr-75	222	23	provided	provide	VERB
afbr-75	222	24	state	state	NOUN
afbr-75	222	25	infrastructures	infrastructure	NOUN
afbr-75	222	26	and	and	CCONJ
afbr-75	222	27	can	can	AUX
afbr-75	222	28	not	not	PART
afbr-75	222	29	afford	afford	VERB
afbr-75	222	30	the	the	DET
afbr-75	222	31	cost	cost	NOUN
afbr-75	222	32	of	of	ADP
afbr-75	222	33	developing	develop	VERB
afbr-75	222	34	alternatives	alternative	NOUN
afbr-75	222	35	.	.	PUNCT
afbr-75	223	1	this	this	DET
afbr-75	223	2	increases	increase	VERB
afbr-75	223	3	cost	cost	VERB
afbr-75	223	4	and	and	CCONJ
afbr-75	223	5	reduces	reduce	VERB
afbr-75	223	6	efficiency	efficiency	NOUN
afbr-75	223	7	as	as	ADV
afbr-75	223	8	well	well	ADV
afbr-75	223	9	as	as	ADP
afbr-75	223	10	scalability	scalability	NOUN
afbr-75	223	11	.	.	PUNCT
afbr-75	224	1	cash	cash	NOUN
afbr-75	224	2	flow	flow	NOUN
afbr-75	224	3	problems	problem	NOUN
afbr-75	224	4	a	a	DET
afbr-75	224	5	cash	cash	NOUN
afbr-75	224	6	flow	flow	NOUN
afbr-75	224	7	problem	problem	NOUN
afbr-75	224	8	arises	arise	VERB
afbr-75	224	9	when	when	SCONJ
afbr-75	224	10	a	a	DET
afbr-75	224	11	business	business	NOUN
afbr-75	224	12	struggles	struggle	VERB
afbr-75	224	13	to	to	PART
afbr-75	224	14	pay	pay	VERB
afbr-75	224	15	its	its	PRON
afbr-75	224	16	debts	debt	NOUN
afbr-75	224	17	as	as	SCONJ
afbr-75	224	18	they	they	PRON
afbr-75	224	19	become	become	VERB
afbr-75	224	20	due	due	ADJ
afbr-75	224	21	.	.	PUNCT
afbr-75	225	1	note	note	VERB
afbr-75	225	2	that	that	SCONJ
afbr-75	225	3	a	a	DET
afbr-75	225	4	cash	cash	NOUN
afbr-75	225	5	flow	flow	NOUN
afbr-75	225	6	problem	problem	NOUN
afbr-75	225	7	is	be	AUX
afbr-75	225	8	not	not	PART
afbr-75	225	9	necessarily	necessarily	ADV
afbr-75	225	10	the	the	DET
afbr-75	225	11	same	same	ADJ
afbr-75	225	12	as	as	ADP
afbr-75	225	13	experiencing	experience	VERB
afbr-75	225	14	a	a	DET
afbr-75	225	15	cash	cash	NOUN
afbr-75	225	16	outflow	outflow	NOUN
afbr-75	225	17	.	.	PUNCT
afbr-75	226	1	a	a	DET
afbr-75	226	2	business	business	NOUN
afbr-75	226	3	often	often	ADV
afbr-75	226	4	experiences	experience	VERB
afbr-75	226	5	a	a	DET
afbr-75	226	6	net	net	ADJ
afbr-75	226	7	cash	cash	NOUN
afbr-75	226	8	outflow	outflow	NOUN
afbr-75	226	9	,	,	PUNCT
afbr-75	226	10	for	for	ADP
afbr-75	226	11	example	example	NOUN
afbr-75	226	12	when	when	SCONJ
afbr-75	226	13	making	make	VERB
afbr-75	226	14	a	a	DET
afbr-75	226	15	large	large	ADJ
afbr-75	226	16	payment	payment	NOUN
afbr-75	226	17	for	for	ADP
afbr-75	226	18	raw	raw	ADJ
afbr-75	226	19	materials	material	NOUN
afbr-75	226	20	,	,	PUNCT
afbr-75	226	21	new	new	ADJ
afbr-75	226	22	equipment	equipment	NOUN
afbr-75	226	23	or	or	CCONJ
afbr-75	226	24	where	where	SCONJ
afbr-75	226	25	there	there	PRON
afbr-75	226	26	is	be	VERB
afbr-75	226	27	a	a	DET
afbr-75	226	28	seasonal	seasonal	ADJ
afbr-75	226	29	drop	drop	NOUN
afbr-75	226	30	in	in	ADP
afbr-75	226	31	demand	demand	NOUN
afbr-75	226	32	.	.	PUNCT
afbr-75	227	1	however	however	ADV
afbr-75	227	2	,	,	PUNCT
afbr-75	227	3	when	when	SCONJ
afbr-75	227	4	cash	cash	NOUN
afbr-75	227	5	flow	flow	NOUN
afbr-75	227	6	is	be	AUX
afbr-75	227	7	consistently	consistently	ADV
afbr-75	227	8	negative	negative	ADJ
afbr-75	227	9	and	and	CCONJ
afbr-75	227	10	the	the	DET
afbr-75	227	11	business	business	NOUN
afbr-75	227	12	uses	use	VERB
afbr-75	227	13	up	up	ADP
afbr-75	227	14	its	its	PRON
afbr-75	227	15	cash	cash	NOUN
afbr-75	227	16	balances	balance	NOUN
afbr-75	227	17	,	,	PUNCT
afbr-75	227	18	then	then	ADV
afbr-75	227	19	the	the	DET
afbr-75	227	20	problem	problem	NOUN
afbr-75	227	21	becomes	become	VERB
afbr-75	227	22	serious	serious	ADJ
afbr-75	227	23	(	(	PUNCT
afbr-75	227	24	tutor2u	tutor2u	ADV
afbr-75	227	25	,	,	PUNCT
afbr-75	227	26	n.d.).the	n.d.).the	DET
afbr-75	227	27	main	main	ADJ
afbr-75	227	28	causes	cause	NOUN
afbr-75	227	29	of	of	ADP
afbr-75	227	30	cash	cash	NOUN
afbr-75	227	31	flow	flow	NOUN
afbr-75	227	32	problems	problem	NOUN
afbr-75	227	33	are	be	AUX
afbr-75	227	34	:	:	PUNCT
afbr-75	227	35	low	low	ADJ
afbr-75	227	36	profits	profit	NOUN
afbr-75	227	37	or	or	CCONJ
afbr-75	227	38	(	(	PUNCT
afbr-75	227	39	worse	bad	ADJ
afbr-75	227	40	)	)	PUNCT
afbr-75	227	41	losses	loss	NOUN
afbr-75	227	42	,	,	PUNCT
afbr-75	227	43	over	over	ADP
afbr-75	227	44	-	-	PUNCT
afbr-75	227	45	investment	investment	NOUN
afbr-75	227	46	in	in	ADP
afbr-75	227	47	capacity	capacity	NOUN
afbr-75	227	48	,	,	PUNCT
afbr-75	227	49	too	too	ADV
afbr-75	227	50	much	much	ADJ
afbr-75	227	51	stock	stock	NOUN
afbr-75	227	52	,	,	PUNCT
afbr-75	227	53	high	high	ADJ
afbr-75	227	54	overhead	overhead	ADJ
afbr-75	227	55	expenses	expense	NOUN
afbr-75	227	56	,	,	PUNCT
afbr-75	227	57	and	and	CCONJ
afbr-75	227	58	allowing	allow	VERB
afbr-75	227	59	customers	customer	NOUN
afbr-75	227	60	too	too	ADV
afbr-75	227	61	much	much	ADJ
afbr-75	227	62	credit	credit	NOUN
afbr-75	227	63	.	.	PUNCT
afbr-75	228	1	also	also	ADV
afbr-75	228	2	,	,	PUNCT
afbr-75	228	3	fast	fast	ADJ
afbr-75	228	4	growth	growth	NOUN
afbr-75	228	5	can	can	AUX
afbr-75	228	6	cause	cause	VERB
afbr-75	228	7	real	real	ADJ
afbr-75	228	8	cash	cash	NOUN
afbr-75	228	9	flow	flow	NOUN
afbr-75	228	10	problems	problem	NOUN
afbr-75	228	11	when	when	SCONJ
afbr-75	228	12	the	the	DET
afbr-75	228	13	large	large	ADJ
afbr-75	228	14	number	number	NOUN
afbr-75	228	15	of	of	ADP
afbr-75	228	16	new	new	ADJ
afbr-75	228	17	customers	customer	NOUN
afbr-75	228	18	takes	take	VERB
afbr-75	228	19	time	time	NOUN
afbr-75	228	20	to	to	PART
afbr-75	228	21	pay	pay	VERB
afbr-75	228	22	while	while	SCONJ
afbr-75	228	23	the	the	DET
afbr-75	228	24	growing	grow	VERB
afbr-75	228	25	business	business	NOUN
afbr-75	228	26	expenses	expense	NOUN
afbr-75	228	27	need	need	VERB
afbr-75	228	28	to	to	PART
afbr-75	228	29	be	be	AUX
afbr-75	228	30	paid	pay	VERB
afbr-75	228	31	right	right	ADV
afbr-75	228	32	away	away	ADV
afbr-75	228	33	.	.	PUNCT
afbr-75	229	1	just	just	ADV
afbr-75	229	2	as	as	SCONJ
afbr-75	229	3	good	good	ADJ
afbr-75	229	4	cash	cash	NOUN
afbr-75	229	5	flow	flow	NOUN
afbr-75	229	6	keeps	keep	VERB
afbr-75	229	7	a	a	DET
afbr-75	229	8	business	business	NOUN
afbr-75	229	9	afloat	afloat	ADJ
afbr-75	229	10	,	,	PUNCT
afbr-75	229	11	poor	poor	ADJ
afbr-75	229	12	cash	cash	NOUN
afbr-75	229	13	flow	flow	NOUN
afbr-75	229	14	can	can	AUX
afbr-75	229	15	sink	sink	VERB
afbr-75	229	16	it	it	PRON
afbr-75	229	17	(	(	PUNCT
afbr-75	229	18	freshbooks	freshbook	NOUN
afbr-75	229	19	,	,	PUNCT
afbr-75	229	20	n.d	n.d	PROPN
afbr-75	229	21	.	.	PROPN
afbr-75	229	22	)	)	PUNCT
afbr-75	229	23	.	.	PUNCT
afbr-75	230	1	in	in	ADP
afbr-75	230	2	fact	fact	NOUN
afbr-75	230	3	,	,	PUNCT
afbr-75	230	4	poor	poor	ADJ
afbr-75	230	5	cash	cash	NOUN
afbr-75	230	6	flow	flow	NOUN
afbr-75	230	7	is	be	AUX
afbr-75	230	8	a	a	DET
afbr-75	230	9	big	big	ADJ
afbr-75	230	10	reason	reason	NOUN
afbr-75	230	11	why	why	SCONJ
afbr-75	230	12	one	one	NUM
afbr-75	230	13	in	in	ADP
afbr-75	230	14	every	every	DET
afbr-75	230	15	four	four	NUM
afbr-75	230	16	businesses	business	NOUN
afbr-75	230	17	doesn‘t	doesn‘t	VERB
afbr-75	230	18	make	make	VERB
afbr-75	230	19	it	it	PRON
afbr-75	230	20	past	past	ADP
afbr-75	230	21	the	the	DET
afbr-75	230	22	first	first	ADJ
afbr-75	230	23	year	year	NOUN
afbr-75	230	24	.	.	PUNCT
afbr-75	231	1	and	and	CCONJ
afbr-75	231	2	why	why	SCONJ
afbr-75	231	3	more	more	ADJ
afbr-75	231	4	than	than	ADP
afbr-75	231	5	half	half	NOUN
afbr-75	231	6	don‘t	don‘t	NOUN
afbr-75	231	7	survive	survive	VERB
afbr-75	231	8	past	past	ADP
afbr-75	231	9	the	the	DET
afbr-75	231	10	fifth	fifth	ADJ
afbr-75	231	11	.	.	PUNCT
afbr-75	232	1	it	it	PRON
afbr-75	232	2	is	be	AUX
afbr-75	232	3	extremely	extremely	ADV
afbr-75	232	4	difficult	difficult	ADJ
afbr-75	232	5	to	to	PART
afbr-75	232	6	scale	scale	VERB
afbr-75	232	7	a	a	DET
afbr-75	232	8	business	business	NOUN
afbr-75	232	9	if	if	SCONJ
afbr-75	232	10	cash	cash	NOUN
afbr-75	232	11	flow	flow	NOUN
afbr-75	232	12	management	management	NOUN
afbr-75	232	13	processes	process	NOUN
afbr-75	232	14	are	be	AUX
afbr-75	232	15	lacking	lack	VERB
afbr-75	232	16	.	.	PUNCT
afbr-75	233	1	unfortunately	unfortunately	ADV
afbr-75	233	2	,	,	PUNCT
afbr-75	233	3	many	many	ADJ
afbr-75	233	4	msmes	msme	NOUN
afbr-75	233	5	in	in	ADP
afbr-75	233	6	nigeria	nigeria	PROPN
afbr-75	233	7	do	do	AUX
afbr-75	233	8	not	not	PART
afbr-75	233	9	know	know	VERB
afbr-75	233	10	how	how	SCONJ
afbr-75	233	11	to	to	PART
afbr-75	233	12	create	create	VERB
afbr-75	233	13	a	a	DET
afbr-75	233	14	good	good	ADJ
afbr-75	233	15	cash	cash	NOUN
afbr-75	233	16	flow	flow	NOUN
afbr-75	233	17	stream	stream	NOUN
afbr-75	233	18	.	.	PUNCT
afbr-75	234	1	most	most	ADJ
afbr-75	234	2	of	of	ADP
afbr-75	234	3	the	the	DET
afbr-75	234	4	msmes	msme	NOUN
afbr-75	234	5	https://www.slcbookkeeping.com/blog/growth-planning-always-leads-back-to-sales-and-marketing	https://www.slcbookkeeping.com/blog/growth-planning-always-leads-back-to-sales-and-markete	VERB
afbr-75	234	6	www.cribfb.com/journal/index.php/afbr	www.cribfb.com/journal/index.php/afbr	ADJ
afbr-75	234	7	australian	australian	ADJ
afbr-75	234	8	finance	finance	NOUN
afbr-75	234	9	and	and	CCONJ
afbr-75	234	10	banking	banking	NOUN
afbr-75	234	11	vol	vol	NOUN
afbr-75	234	12	.	.	PROPN
afbr-75	235	1	2	2	NUM
afbr-75	235	2	,	,	PUNCT
afbr-75	235	3	no	no	INTJ
afbr-75	235	4	.	.	NOUN
afbr-75	235	5	1	1	NUM
afbr-75	235	6	;	;	PUNCT
afbr-75	235	7	2018	2018	NUM
afbr-75	235	8	7	7	NUM
afbr-75	235	9	encounter	encounter	VERB
afbr-75	235	10	a	a	DET
afbr-75	235	11	cash	cash	NOUN
afbr-75	235	12	flow	flow	NOUN
afbr-75	235	13	problem	problem	NOUN
afbr-75	235	14	at	at	ADP
afbr-75	235	15	one	one	NUM
afbr-75	235	16	time	time	NOUN
afbr-75	235	17	or	or	CCONJ
afbr-75	235	18	another	another	PRON
afbr-75	235	19	.	.	PUNCT
afbr-75	236	1	fortunately	fortunately	ADV
afbr-75	236	2	,	,	PUNCT
afbr-75	236	3	most	most	ADJ
afbr-75	236	4	cash	cash	NOUN
afbr-75	236	5	flow	flow	NOUN
afbr-75	236	6	problems	problem	NOUN
afbr-75	236	7	can	can	AUX
afbr-75	236	8	be	be	AUX
afbr-75	236	9	prevented	prevent	VERB
afbr-75	236	10	with	with	ADP
afbr-75	236	11	a	a	DET
afbr-75	236	12	bit	bit	NOUN
afbr-75	236	13	of	of	ADP
afbr-75	236	14	preparation	preparation	NOUN
afbr-75	236	15	and	and	CCONJ
afbr-75	236	16	the	the	DET
afbr-75	236	17	right	right	ADJ
afbr-75	236	18	strategy	strategy	NOUN
afbr-75	236	19	.	.	PUNCT
afbr-75	237	1	investment	investment	NOUN
afbr-75	237	2	culture	culture	NOUN
afbr-75	237	3	problems	problem	NOUN
afbr-75	237	4	investment	investment	NOUN
afbr-75	237	5	is	be	AUX
afbr-75	237	6	the	the	DET
afbr-75	237	7	purchase	purchase	NOUN
afbr-75	237	8	of	of	ADP
afbr-75	237	9	an	an	DET
afbr-75	237	10	asset	asset	NOUN
afbr-75	237	11	with	with	ADP
afbr-75	237	12	the	the	DET
afbr-75	237	13	hope	hope	NOUN
afbr-75	237	14	that	that	SCONJ
afbr-75	237	15	it	it	PRON
afbr-75	237	16	will	will	AUX
afbr-75	237	17	generate	generate	VERB
afbr-75	237	18	income	income	NOUN
afbr-75	237	19	or	or	CCONJ
afbr-75	237	20	appreciate	appreciate	VERB
afbr-75	237	21	in	in	ADP
afbr-75	237	22	the	the	DET
afbr-75	237	23	future	future	NOUN
afbr-75	237	24	.	.	PUNCT
afbr-75	238	1	it	it	PRON
afbr-75	238	2	involves	involve	VERB
afbr-75	238	3	committing	commit	VERB
afbr-75	238	4	money	money	NOUN
afbr-75	238	5	into	into	ADP
afbr-75	238	6	an	an	DET
afbr-75	238	7	investment	investment	NOUN
afbr-75	238	8	vehicle	vehicle	NOUN
afbr-75	238	9	in	in	ADP
afbr-75	238	10	the	the	DET
afbr-75	238	11	hope	hope	NOUN
afbr-75	238	12	of	of	ADP
afbr-75	238	13	making	make	VERB
afbr-75	238	14	a	a	DET
afbr-75	238	15	financial	financial	ADJ
afbr-75	238	16	gain	gain	NOUN
afbr-75	238	17	with	with	ADP
afbr-75	238	18	the	the	DET
afbr-75	238	19	possibility	possibility	NOUN
afbr-75	238	20	of	of	ADP
afbr-75	238	21	losing	lose	VERB
afbr-75	238	22	it	it	PRON
afbr-75	238	23	.	.	PUNCT
afbr-75	239	1	most	most	ADJ
afbr-75	239	2	nigerian	nigerian	ADJ
afbr-75	239	3	entrepreneurs	entrepreneur	NOUN
afbr-75	239	4	do	do	AUX
afbr-75	239	5	not	not	PART
afbr-75	239	6	have	have	VERB
afbr-75	239	7	the	the	DET
afbr-75	239	8	investment	investment	NOUN
afbr-75	239	9	culture	culture	NOUN
afbr-75	239	10	of	of	ADP
afbr-75	239	11	ploughing	plough	VERB
afbr-75	239	12	back	back	ADP
afbr-75	239	13	profits	profit	NOUN
afbr-75	239	14	.	.	PUNCT
afbr-75	240	1	bala	bala	PROPN
afbr-75	240	2	(	(	PUNCT
afbr-75	240	3	2002	2002	NUM
afbr-75	240	4	)	)	PUNCT
afbr-75	240	5	stressed	stress	VERB
afbr-75	240	6	that	that	SCONJ
afbr-75	240	7	the	the	DET
afbr-75	240	8	attitude	attitude	NOUN
afbr-75	240	9	of	of	ADP
afbr-75	240	10	a	a	DET
afbr-75	240	11	typical	typical	ADJ
afbr-75	240	12	nigerian	nigerian	ADJ
afbr-75	240	13	entrepreneur	entrepreneur	NOUN
afbr-75	240	14	is	be	AUX
afbr-75	240	15	to	to	PART
afbr-75	240	16	invest	invest	VERB
afbr-75	240	17	today	today	NOUN
afbr-75	240	18	and	and	CCONJ
afbr-75	240	19	reap	reap	VERB
afbr-75	240	20	tomorrow	tomorrow	NOUN
afbr-75	240	21	.	.	PUNCT
afbr-75	241	1	also	also	ADV
afbr-75	241	2	,	,	PUNCT
afbr-75	241	3	the	the	DET
afbr-75	241	4	sociopolitical	sociopolitical	ADJ
afbr-75	241	5	ambitions	ambition	NOUN
afbr-75	241	6	of	of	ADP
afbr-75	241	7	some	some	DET
afbr-75	241	8	entrepreneurs	entrepreneur	NOUN
afbr-75	241	9	may	may	AUX
afbr-75	241	10	lead	lead	VERB
afbr-75	241	11	to	to	ADP
afbr-75	241	12	the	the	DET
afbr-75	241	13	diversion	diversion	NOUN
afbr-75	241	14	of	of	ADP
afbr-75	241	15	valuable	valuable	ADJ
afbr-75	241	16	funds	fund	NOUN
afbr-75	241	17	and	and	CCONJ
afbr-75	241	18	energy	energy	NOUN
afbr-75	241	19	from	from	ADP
afbr-75	241	20	business	business	NOUN
afbr-75	241	21	to	to	ADP
afbr-75	241	22	social	social	ADJ
afbr-75	241	23	waste	waste	NOUN
afbr-75	241	24	.	.	PUNCT
afbr-75	242	1	labor	labor	NOUN
afbr-75	242	2	intensive	intensive	ADJ
afbr-75	242	3	it	it	PRON
afbr-75	242	4	is	be	AUX
afbr-75	242	5	emphasized	emphasize	VERB
afbr-75	242	6	that	that	SCONJ
afbr-75	242	7	the	the	DET
afbr-75	242	8	small	small	ADJ
afbr-75	242	9	scale	scale	NOUN
afbr-75	242	10	enterprises	enterprise	NOUN
afbr-75	242	11	make	make	VERB
afbr-75	242	12	the	the	DET
afbr-75	242	13	possibility	possibility	NOUN
afbr-75	242	14	of	of	ADP
afbr-75	242	15	the	the	DET
afbr-75	242	16	equitable	equitable	ADJ
afbr-75	242	17	distribution	distribution	NOUN
afbr-75	242	18	of	of	ADP
afbr-75	242	19	national	national	ADJ
afbr-75	242	20	income	income	NOUN
afbr-75	242	21	more	more	ADV
afbr-75	242	22	realistic	realistic	ADJ
afbr-75	242	23	of	of	ADP
afbr-75	242	24	providing	provide	VERB
afbr-75	242	25	employment	employment	NOUN
afbr-75	242	26	opportunities	opportunity	NOUN
afbr-75	242	27	on	on	ADP
afbr-75	242	28	a	a	DET
afbr-75	242	29	large	large	ADJ
afbr-75	242	30	scale	scale	NOUN
afbr-75	242	31	.	.	PUNCT
afbr-75	243	1	by	by	ADP
afbr-75	243	2	creating	create	VERB
afbr-75	243	3	more	more	ADJ
afbr-75	243	4	employment	employment	NOUN
afbr-75	243	5	it	it	PRON
afbr-75	243	6	help	help	VERB
afbr-75	243	7	mobilizing	mobilize	VERB
afbr-75	243	8	capital	capital	NOUN
afbr-75	243	9	and	and	CCONJ
afbr-75	243	10	human	human	ADJ
afbr-75	243	11	resources	resource	NOUN
afbr-75	243	12	that	that	PRON
afbr-75	243	13	would	would	AUX
afbr-75	243	14	otherwise	otherwise	ADV
afbr-75	243	15	be	be	AUX
afbr-75	243	16	left	leave	VERB
afbr-75	243	17	idle	idle	ADJ
afbr-75	243	18	.	.	PUNCT
afbr-75	244	1	the	the	DET
afbr-75	244	2	2012	2012	NUM
afbr-75	244	3	enterprise	enterprise	NOUN
afbr-75	244	4	baseline	baseline	NOUN
afbr-75	244	5	survey	survey	NOUN
afbr-75	244	6	revealed	reveal	VERB
afbr-75	244	7	that	that	SCONJ
afbr-75	244	8	there	there	PRON
afbr-75	244	9	are	be	VERB
afbr-75	244	10	17	17	NUM
afbr-75	244	11	million	million	NUM
afbr-75	244	12	small	small	ADJ
afbr-75	244	13	and	and	CCONJ
afbr-75	244	14	medium	medium	ADJ
afbr-75	244	15	scale	scale	NOUN
afbr-75	244	16	enterprises	enterprise	NOUN
afbr-75	244	17	in	in	ADP
afbr-75	244	18	nigeria	nigeria	PROPN
afbr-75	244	19	,	,	PUNCT
afbr-75	244	20	employing	employ	VERB
afbr-75	244	21	32.41	32.41	NUM
afbr-75	244	22	million	million	NUM
afbr-75	244	23	persons	person	NOUN
afbr-75	244	24	and	and	CCONJ
afbr-75	244	25	makes	make	VERB
afbr-75	244	26	a	a	DET
afbr-75	244	27	contribution	contribution	NOUN
afbr-75	244	28	of	of	ADP
afbr-75	244	29	about	about	ADP
afbr-75	244	30	46.54	46.54	NUM
afbr-75	244	31	per	per	ADP
afbr-75	244	32	cent	cent	NOUN
afbr-75	244	33	to	to	ADP
afbr-75	244	34	the	the	DET
afbr-75	244	35	nation‘s	nation‘s	PROPN
afbr-75	244	36	gross	gross	ADJ
afbr-75	244	37	domestic	domestic	ADJ
afbr-75	244	38	product	product	NOUN
afbr-75	244	39	in	in	ADP
afbr-75	244	40	nominal	nominal	ADJ
afbr-75	244	41	terms	term	NOUN
afbr-75	244	42	(	(	PUNCT
afbr-75	244	43	elebeke	elebeke	NOUN
afbr-75	244	44	,	,	PUNCT
afbr-75	244	45	2012	2012	NUM
afbr-75	244	46	)	)	PUNCT
afbr-75	244	47	.	.	PUNCT
afbr-75	245	1	however	however	ADV
afbr-75	245	2	,	,	PUNCT
afbr-75	245	3	msmes	msme	NOUN
afbr-75	245	4	that	that	PRON
afbr-75	245	5	is	be	AUX
afbr-75	245	6	labor	labor	NOUN
afbr-75	245	7	intensive	intensive	ADJ
afbr-75	245	8	and	and	CCONJ
afbr-75	245	9	staff	staff	NOUN
afbr-75	245	10	intensive	intensive	ADJ
afbr-75	245	11	is	be	AUX
afbr-75	245	12	not	not	PART
afbr-75	245	13	scalable	scalable	ADJ
afbr-75	245	14	.	.	PUNCT
afbr-75	246	1	msmes	msme	NOUN
afbr-75	246	2	have	have	AUX
afbr-75	246	3	start	start	VERB
afbr-75	246	4	looking	look	VERB
afbr-75	246	5	at	at	ADP
afbr-75	246	6	production	production	NOUN
afbr-75	246	7	automation	automation	NOUN
afbr-75	246	8	,	,	PUNCT
afbr-75	246	9	proven	prove	VERB
afbr-75	246	10	process	process	NOUN
afbr-75	246	11	technologies	technology	NOUN
afbr-75	246	12	,	,	PUNCT
afbr-75	246	13	and	and	CCONJ
afbr-75	246	14	minimum	minimum	NOUN
afbr-75	246	15	staff	staff	NOUN
afbr-75	246	16	approaches	approach	VERB
afbr-75	246	17	,	,	PUNCT
afbr-75	246	18	to	to	PART
afbr-75	246	19	begin	begin	VERB
afbr-75	246	20	scaling	scale	VERB
afbr-75	246	21	.	.	PUNCT
afbr-75	247	1	ict	ict	PROPN
afbr-75	247	2	issue	issue	NOUN
afbr-75	247	3	currently	currently	ADV
afbr-75	247	4	across	across	ADP
afbr-75	247	5	the	the	DET
afbr-75	247	6	globe	globe	NOUN
afbr-75	247	7	,	,	PUNCT
afbr-75	247	8	there	there	PRON
afbr-75	247	9	has	have	AUX
afbr-75	247	10	been	be	AUX
afbr-75	247	11	a	a	DET
afbr-75	247	12	paradigm	paradigm	NOUN
afbr-75	247	13	shift	shift	NOUN
afbr-75	247	14	in	in	ADP
afbr-75	247	15	the	the	DET
afbr-75	247	16	mode	mode	NOUN
afbr-75	247	17	of	of	ADP
afbr-75	247	18	operations	operation	NOUN
afbr-75	247	19	of	of	ADP
afbr-75	247	20	msmes	msme	NOUN
afbr-75	247	21	,	,	PUNCT
afbr-75	247	22	to	to	PART
afbr-75	247	23	move	move	VERB
afbr-75	247	24	from	from	ADP
afbr-75	247	25	a	a	DET
afbr-75	247	26	matter	matter	ADV
afbr-75	247	27	based	base	VERB
afbr-75	247	28	economy	economy	NOUN
afbr-75	247	29	to	to	ADP
afbr-75	247	30	a	a	DET
afbr-75	247	31	knowledge	knowledge	NOUN
afbr-75	247	32	based	base	VERB
afbr-75	247	33	economy	economy	NOUN
afbr-75	247	34	.	.	PUNCT
afbr-75	248	1	in	in	ADP
afbr-75	248	2	recent	recent	ADJ
afbr-75	248	3	years	year	NOUN
afbr-75	248	4	,	,	PUNCT
afbr-75	248	5	it‘s	it‘s	NOUN
afbr-75	248	6	been	be	AUX
afbr-75	248	7	seen	see	VERB
afbr-75	248	8	that	that	SCONJ
afbr-75	248	9	one	one	NUM
afbr-75	248	10	of	of	ADP
afbr-75	248	11	the	the	DET
afbr-75	248	12	major	major	ADJ
afbr-75	248	13	drivers	driver	NOUN
afbr-75	248	14	of	of	ADP
afbr-75	248	15	msmes	msme	NOUN
afbr-75	248	16	growth	growth	NOUN
afbr-75	248	17	in	in	ADP
afbr-75	248	18	developed	develop	VERB
afbr-75	248	19	countries	country	NOUN
afbr-75	248	20	has	have	AUX
afbr-75	248	21	been	be	AUX
afbr-75	248	22	attributed	attribute	VERB
afbr-75	248	23	to	to	ADP
afbr-75	248	24	the	the	DET
afbr-75	248	25	increasing	increase	VERB
afbr-75	248	26	use	use	NOUN
afbr-75	248	27	of	of	ADP
afbr-75	248	28	information	information	NOUN
afbr-75	248	29	and	and	CCONJ
afbr-75	248	30	communication	communication	NOUN
afbr-75	248	31	technology	technology	NOUN
afbr-75	248	32	(	(	PUNCT
afbr-75	248	33	ict	ict	PROPN
afbr-75	248	34	)	)	PUNCT
afbr-75	248	35	.	.	PUNCT
afbr-75	249	1	ict	ict	NOUN
afbr-75	249	2	utilization	utilization	NOUN
afbr-75	249	3	is	be	AUX
afbr-75	249	4	very	very	ADV
afbr-75	249	5	important	important	ADJ
afbr-75	249	6	in	in	ADP
afbr-75	249	7	the	the	DET
afbr-75	249	8	21st	21st	ADJ
afbr-75	249	9	century	century	NOUN
afbr-75	249	10	as	as	SCONJ
afbr-75	249	11	they	they	PRON
afbr-75	249	12	make	make	VERB
afbr-75	249	13	ease	ease	NOUN
afbr-75	249	14	business	business	NOUN
afbr-75	249	15	transactions	transaction	NOUN
afbr-75	249	16	,	,	PUNCT
afbr-75	249	17	improve	improve	VERB
afbr-75	249	18	customer	customer	NOUN
afbr-75	249	19	and	and	CCONJ
afbr-75	249	20	consumer	consumer	NOUN
afbr-75	249	21	relationship	relationship	NOUN
afbr-75	249	22	and	and	CCONJ
afbr-75	249	23	also	also	ADV
afbr-75	249	24	panacea	panacea	VERB
afbr-75	249	25	to	to	PART
afbr-75	249	26	combat	combat	VERB
afbr-75	249	27	a	a	DET
afbr-75	249	28	number	number	NOUN
afbr-75	249	29	of	of	ADP
afbr-75	249	30	challenges	challenge	NOUN
afbr-75	249	31	facing	face	VERB
afbr-75	249	32	msmes	msme	NOUN
afbr-75	249	33	.	.	PUNCT
afbr-75	250	1	ashrafi	ashrafi	PROPN
afbr-75	250	2	and	and	CCONJ
afbr-75	250	3	murtaza	murtaza	PROPN
afbr-75	250	4	(	(	PUNCT
afbr-75	250	5	2008	2008	NUM
afbr-75	250	6	)	)	PUNCT
afbr-75	250	7	state	state	NOUN
afbr-75	250	8	that	that	PRON
afbr-75	250	9	organizations	organization	NOUN
afbr-75	250	10	around	around	ADP
afbr-75	250	11	the	the	DET
afbr-75	250	12	globe	globe	NOUN
afbr-75	250	13	are	be	AUX
afbr-75	250	14	utilizing	utilize	VERB
afbr-75	250	15	ict	ict	PROPN
afbr-75	250	16	to	to	PART
afbr-75	250	17	cut	cut	VERB
afbr-75	250	18	cost	cost	NOUN
afbr-75	250	19	,	,	PUNCT
afbr-75	250	20	improve	improve	VERB
afbr-75	250	21	efficiency	efficiency	NOUN
afbr-75	250	22	and	and	CCONJ
afbr-75	250	23	offer	offer	VERB
afbr-75	250	24	greater	great	ADJ
afbr-75	250	25	customer	customer	NOUN
afbr-75	250	26	service	service	NOUN
afbr-75	250	27	,	,	PUNCT
afbr-75	250	28	despite	despite	SCONJ
afbr-75	250	29	the	the	DET
afbr-75	250	30	high	high	ADJ
afbr-75	250	31	diffusion	diffusion	NOUN
afbr-75	250	32	of	of	ADP
afbr-75	250	33	digital	digital	ADJ
afbr-75	250	34	technologies	technology	NOUN
afbr-75	250	35	from	from	ADP
afbr-75	250	36	developed	develop	VERB
afbr-75	250	37	economies	economy	NOUN
afbr-75	250	38	to	to	ADP
afbr-75	250	39	developing	develop	VERB
afbr-75	250	40	economies	economy	NOUN
afbr-75	250	41	in	in	ADP
afbr-75	250	42	recent	recent	ADJ
afbr-75	250	43	years	year	NOUN
afbr-75	250	44	,	,	PUNCT
afbr-75	250	45	the	the	DET
afbr-75	250	46	use	use	NOUN
afbr-75	250	47	of	of	ADP
afbr-75	250	48	ict	ict	PROPN
afbr-75	250	49	within	within	ADP
afbr-75	250	50	msmes	msme	NOUN
afbr-75	250	51	in	in	ADP
afbr-75	250	52	nigeria	nigeria	PROPN
afbr-75	250	53	remains	remain	VERB
afbr-75	250	54	low	low	ADJ
afbr-75	250	55	(	(	PUNCT
afbr-75	250	56	apulu	apulu	ADJ
afbr-75	250	57	and	and	CCONJ
afbr-75	250	58	latham	latham	PROPN
afbr-75	250	59	,	,	PUNCT
afbr-75	250	60	2009	2009	NUM
afbr-75	250	61	)	)	PUNCT
afbr-75	250	62	.	.	PUNCT
afbr-75	251	1	this	this	PRON
afbr-75	251	2	probably	probably	ADV
afbr-75	251	3	is	be	AUX
afbr-75	251	4	due	due	ADJ
afbr-75	251	5	to	to	PART
afbr-75	251	6	employee‘s	employee‘s	PROPN
afbr-75	251	7	ict	ict	PROPN
afbr-75	251	8	illiteracy	illiteracy	NOUN
afbr-75	251	9	or	or	CCONJ
afbr-75	251	10	employer‘s	employer‘s	PROPN
afbr-75	251	11	ict	ict	PROPN
afbr-75	251	12	illiteracy	illiteracy	NOUN
afbr-75	251	13	,	,	PUNCT
afbr-75	251	14	cost	cost	NOUN
afbr-75	251	15	of	of	ADP
afbr-75	251	16	ict	ict	PROPN
afbr-75	251	17	equipment	equipment	NOUN
afbr-75	251	18	,	,	PUNCT
afbr-75	251	19	entrepreneurs	entrepreneur	NOUN
afbr-75	251	20	not	not	PART
afbr-75	251	21	seeing	see	VERB
afbr-75	251	22	the	the	DET
afbr-75	251	23	competitive	competitive	ADJ
afbr-75	251	24	pressure	pressure	NOUN
afbr-75	251	25	in	in	ADP
afbr-75	251	26	the	the	DET
afbr-75	251	27	market	market	NOUN
afbr-75	251	28	strong	strong	ADJ
afbr-75	251	29	enough	enough	ADV
afbr-75	251	30	for	for	ADP
afbr-75	251	31	them	they	PRON
afbr-75	251	32	to	to	ADP
afbr-75	251	33	adopting	adopt	VERB
afbr-75	251	34	ict	ict	PROPN
afbr-75	251	35	,	,	PUNCT
afbr-75	251	36	etc	etc	X
afbr-75	251	37	.	.	X
afbr-75	251	38	4.2	4.2	NUM
afbr-75	251	39	.	.	PUNCT
afbr-75	251	40	towards	towards	ADP
afbr-75	251	41	making	make	VERB
afbr-75	251	42	micro	micro	NOUN
afbr-75	251	43	,	,	PUNCT
afbr-75	251	44	small	small	ADJ
afbr-75	251	45	and	and	CCONJ
afbr-75	251	46	medium	medium	ADJ
afbr-75	251	47	scale	scale	NOUN
afbr-75	251	48	enterprises	enterprise	NOUN
afbr-75	251	49	scalable	scalable	ADJ
afbr-75	251	50	in	in	ADP
afbr-75	251	51	nigeria	nigeria	PROPN
afbr-75	251	52	growth	growth	NOUN
afbr-75	251	53	without	without	ADP
afbr-75	251	54	a	a	DET
afbr-75	251	55	large	large	ADJ
afbr-75	251	56	increase	increase	NOUN
afbr-75	251	57	in	in	ADP
afbr-75	251	58	cost	cost	NOUN
afbr-75	251	59	is	be	AUX
afbr-75	251	60	tricky	tricky	ADJ
afbr-75	251	61	.	.	PUNCT
afbr-75	252	1	studying	study	VERB
afbr-75	252	2	and	and	CCONJ
afbr-75	252	3	crafting	craft	VERB
afbr-75	252	4	a	a	DET
afbr-75	252	5	scalable	scalable	ADJ
afbr-75	252	6	business	business	NOUN
afbr-75	252	7	model	model	NOUN
afbr-75	252	8	can	can	AUX
afbr-75	252	9	help	help	VERB
afbr-75	252	10	in	in	ADP
afbr-75	252	11	both	both	CCONJ
afbr-75	252	12	the	the	DET
afbr-75	252	13	short	short	ADJ
afbr-75	252	14	term	term	NOUN
afbr-75	252	15	and	and	CCONJ
afbr-75	252	16	long	long	ADJ
afbr-75	252	17	term	term	NOUN
afbr-75	252	18	with	with	ADP
afbr-75	252	19	the	the	DET
afbr-75	252	20	end	end	NOUN
afbr-75	252	21	result	result	NOUN
afbr-75	252	22	being	be	AUX
afbr-75	252	23	both	both	CCONJ
afbr-75	252	24	growth	growth	NOUN
afbr-75	252	25	and	and	CCONJ
afbr-75	252	26	profitability	profitability	NOUN
afbr-75	252	27	.	.	PUNCT
afbr-75	253	1	the	the	DET
afbr-75	253	2	overall	overall	ADJ
afbr-75	253	3	goal	goal	NOUN
afbr-75	253	4	is	be	AUX
afbr-75	253	5	to	to	PART
afbr-75	253	6	increase	increase	VERB
afbr-75	253	7	revenue	revenue	NOUN
afbr-75	253	8	without	without	ADP
afbr-75	253	9	a	a	DET
afbr-75	253	10	cost	cost	NOUN
afbr-75	253	11	growth	growth	NOUN
afbr-75	253	12	.	.	PUNCT
afbr-75	254	1	here	here	ADV
afbr-75	254	2	are	be	AUX
afbr-75	254	3	some	some	DET
afbr-75	254	4	factors	factor	NOUN
afbr-75	254	5	for	for	ADP
afbr-75	254	6	msmes	msme	NOUN
afbr-75	254	7	in	in	ADP
afbr-75	254	8	nigeria	nigeria	PROPN
afbr-75	254	9	to	to	PART
afbr-75	254	10	consider	consider	VERB
afbr-75	254	11	in	in	ADP
afbr-75	254	12	scaling	scale	VERB
afbr-75	254	13	up	up	ADP
afbr-75	254	14	their	their	PRON
afbr-75	254	15	businesses	business	NOUN
afbr-75	254	16	:	:	PUNCT
afbr-75	254	17	a	a	X
afbr-75	254	18	)	)	PUNCT
afbr-75	254	19	evaluating	evaluating	NOUN
afbr-75	254	20	and	and	CCONJ
afbr-75	254	21	planning	plan	VERB
afbr-75	254	22	a	a	DET
afbr-75	254	23	firm	firm	NOUN
afbr-75	254	24	has	have	AUX
afbr-75	254	25	to	to	PART
afbr-75	254	26	take	take	VERB
afbr-75	254	27	a	a	DET
afbr-75	254	28	hard	hard	ADJ
afbr-75	254	29	look	look	NOUN
afbr-75	254	30	inside	inside	ADP
afbr-75	254	31	its	its	PRON
afbr-75	254	32	business	business	NOUN
afbr-75	254	33	to	to	PART
afbr-75	254	34	see	see	VERB
afbr-75	254	35	if	if	SCONJ
afbr-75	254	36	it	it	PRON
afbr-75	254	37	is	be	AUX
afbr-75	254	38	ready	ready	ADJ
afbr-75	254	39	for	for	ADP
afbr-75	254	40	growth	growth	NOUN
afbr-75	254	41	.	.	PUNCT
afbr-75	255	1	this	this	PRON
afbr-75	255	2	means	mean	VERB
afbr-75	255	3	taking	take	VERB
afbr-75	255	4	stock	stock	NOUN
afbr-75	255	5	of	of	ADP
afbr-75	255	6	where	where	SCONJ
afbr-75	255	7	a	a	DET
afbr-75	255	8	firm‘s	firm‘s	PROPN
afbr-75	255	9	business	business	NOUN
afbr-75	255	10	stands	stand	VERB
afbr-75	255	11	today	today	NOUN
afbr-75	255	12	.	.	PUNCT
afbr-75	256	1	it	it	PRON
afbr-75	256	2	has	have	VERB
afbr-75	256	3	to	to	PART
afbr-75	256	4	strategize	strategize	VERB
afbr-75	256	5	what	what	PRON
afbr-75	256	6	needs	need	VERB
afbr-75	256	7	to	to	PART
afbr-75	256	8	be	be	AUX
afbr-75	256	9	done	do	VERB
afbr-75	256	10	to	to	PART
afbr-75	256	11	increase	increase	VERB
afbr-75	256	12	sales	sale	NOUN
afbr-75	256	13	.	.	PUNCT
afbr-75	257	1	then	then	ADV
afbr-75	257	2	assuming	assume	VERB
afbr-75	257	3	a	a	DET
afbr-75	257	4	firm‘s	firm‘s	PROPN
afbr-75	257	5	orders	order	NOUN
afbr-75	257	6	doubled	double	VERB
afbr-75	257	7	or	or	CCONJ
afbr-75	257	8	tripled	triple	VERB
afbr-75	257	9	overnight	overnight	ADV
afbr-75	257	10	.	.	PUNCT
afbr-75	258	1	does	do	AUX
afbr-75	258	2	the	the	DET
afbr-75	258	3	organization	organization	NOUN
afbr-75	258	4	have	have	VERB
afbr-75	258	5	the	the	DET
afbr-75	258	6	people	people	NOUN
afbr-75	258	7	and	and	CCONJ
afbr-75	258	8	systems	system	NOUN
afbr-75	258	9	to	to	PART
afbr-75	258	10	handle	handle	VERB
afbr-75	258	11	those	those	DET
afbr-75	258	12	new	new	ADJ
afbr-75	258	13	orders	order	NOUN
afbr-75	258	14	,	,	PUNCT
afbr-75	258	15	without	without	ADP
afbr-75	258	16	failing	fail	VERB
afbr-75	258	17	?	?	PUNCT
afbr-75	259	1	this	this	PRON
afbr-75	259	2	is	be	AUX
afbr-75	259	3	where	where	SCONJ
afbr-75	259	4	a	a	DET
afbr-75	259	5	good	good	ADJ
afbr-75	259	6	plan	plan	NOUN
afbr-75	259	7	is	be	AUX
afbr-75	259	8	essential	essential	ADJ
afbr-75	259	9	.	.	PUNCT
afbr-75	260	1	one	one	NUM
afbr-75	260	2	of	of	ADP
afbr-75	260	3	the	the	DET
afbr-75	260	4	best	good	ADJ
afbr-75	260	5	planning	planning	NOUN
afbr-75	260	6	starts	start	VERB
afbr-75	260	7	with	with	ADP
afbr-75	260	8	a	a	DET
afbr-75	260	9	detailed	detailed	ADJ
afbr-75	260	10	sales	sale	NOUN
afbr-75	260	11	growth	growth	NOUN
afbr-75	260	12	forecast	forecast	NOUN
afbr-75	260	13	,	,	PUNCT
afbr-75	260	14	broken	break	VERB
afbr-75	260	15	down	down	ADP
afbr-75	260	16	by	by	ADP
afbr-75	260	17	number	number	NOUN
afbr-75	260	18	of	of	ADP
afbr-75	260	19	new	new	ADJ
afbr-75	260	20	customers	customer	NOUN
afbr-75	260	21	,	,	PUNCT
afbr-75	260	22	orders	order	NOUN
afbr-75	260	23	and	and	CCONJ
afbr-75	260	24	revenue	revenue	NOUN
afbr-75	260	25	that	that	PRON
afbr-75	260	26	a	a	DET
afbr-75	260	27	firm	firm	NOUN
afbr-75	260	28	intends	intend	VERB
afbr-75	260	29	to	to	PART
afbr-75	260	30	generated	generate	VERB
afbr-75	260	31	.	.	PUNCT
afbr-75	261	1	a	a	DET
afbr-75	261	2	spreadsheet	spreadsheet	NOUN
afbr-75	261	3	should	should	AUX
afbr-75	261	4	be	be	AUX
afbr-75	261	5	included	include	VERB
afbr-75	261	6	that	that	SCONJ
afbr-75	261	7	breaks	break	VERB
afbr-75	261	8	the	the	DET
afbr-75	261	9	numbers	number	NOUN
afbr-75	261	10	down	down	ADP
afbr-75	261	11	by	by	ADP
afbr-75	261	12	month	month	NOUN
afbr-75	261	13	.	.	PUNCT
afbr-75	262	1	the	the	DET
afbr-75	262	2	more	more	ADV
afbr-75	262	3	specific	specific	ADJ
afbr-75	262	4	a	a	DET
afbr-75	262	5	firm	firm	NOUN
afbr-75	262	6	is	be	AUX
afbr-75	262	7	,	,	PUNCT
afbr-75	262	8	the	the	DET
afbr-75	262	9	more	more	ADV
afbr-75	262	10	realistic	realistic	ADJ
afbr-75	262	11	it	it	PRON
afbr-75	262	12	sales	sale	NOUN
afbr-75	262	13	acquisition	acquisition	NOUN
afbr-75	262	14	plan	plan	NOUN
afbr-75	262	15	can	can	AUX
afbr-75	262	16	be	be	AUX
afbr-75	262	17	.	.	PUNCT
afbr-75	263	1	then	then	ADV
afbr-75	263	2	a	a	DET
afbr-75	263	3	similar	similar	ADJ
afbr-75	263	4	expense	expense	NOUN
afbr-75	263	5	forecast	forecast	NOUN
afbr-75	263	6	should	should	AUX
afbr-75	263	7	be	be	AUX
afbr-75	263	8	done	do	VERB
afbr-75	263	9	based	base	VERB
afbr-75	263	10	on	on	ADP
afbr-75	263	11	adding	add	VERB
afbr-75	263	12	technology	technology	NOUN
afbr-75	263	13	,	,	PUNCT
afbr-75	263	14	people	people	NOUN
afbr-75	263	15	,	,	PUNCT
afbr-75	263	16	infrastructure	infrastructure	NOUN
afbr-75	263	17	and	and	CCONJ
afbr-75	263	18	systems	system	NOUN
afbr-75	263	19	to	to	PART
afbr-75	263	20	handle	handle	VERB
afbr-75	263	21	all	all	DET
afbr-75	263	22	those	those	DET
afbr-75	263	23	new	new	ADJ
afbr-75	263	24	sales	sale	NOUN
afbr-75	263	25	orders	order	NOUN
afbr-75	263	26	.	.	PUNCT
afbr-75	264	1	some	some	DET
afbr-75	264	2	hard	hard	ADJ
afbr-75	264	3	thinking	thinking	NOUN
afbr-75	264	4	and	and	CCONJ
afbr-75	264	5	research	research	NOUN
afbr-75	264	6	needs	need	VERB
afbr-75	264	7	to	to	PART
afbr-75	264	8	be	be	AUX
afbr-75	264	9	done	do	VERB
afbr-75	264	10	to	to	PART
afbr-75	264	11	come	come	VERB
afbr-75	264	12	up	up	ADP
afbr-75	264	13	with	with	ADP
afbr-75	264	14	proper	proper	ADJ
afbr-75	264	15	cost	cost	NOUN
afbr-75	264	16	estimates	estimate	NOUN
afbr-75	264	17	,	,	PUNCT
afbr-75	264	18	however	however	ADV
afbr-75	264	19	,	,	PUNCT
afbr-75	264	20	doing	do	VERB
afbr-75	264	21	so	so	ADV
afbr-75	264	22	will	will	AUX
afbr-75	264	23	make	make	VERB
afbr-75	264	24	the	the	DET
afbr-75	264	25	plan	plan	NOUN
afbr-75	264	26	better	well	ADV
afbr-75	264	27	(	(	PUNCT
afbr-75	264	28	campbell	campbell	PROPN
afbr-75	264	29	,	,	PUNCT
afbr-75	264	30	2017	2017	NUM
afbr-75	264	31	)	)	PUNCT
afbr-75	264	32	.	.	PUNCT
afbr-75	265	1	b	b	X
afbr-75	265	2	)	)	PUNCT
afbr-75	265	3	timing	time	VERB
afbr-75	265	4	the	the	DET
afbr-75	265	5	timing	timing	NOUN
afbr-75	265	6	of	of	ADP
afbr-75	265	7	msmes	msme	NOUN
afbr-75	265	8	‘	‘	PART
afbr-75	265	9	product	product	NOUN
afbr-75	265	10	or	or	CCONJ
afbr-75	265	11	service	service	NOUN
afbr-75	265	12	must	must	AUX
afbr-75	265	13	be	be	AUX
afbr-75	265	14	right	right	ADJ
afbr-75	265	15	in	in	ADP
afbr-75	265	16	the	the	DET
afbr-75	265	17	marketplace	marketplace	NOUN
afbr-75	265	18	.	.	PUNCT
afbr-75	266	1	msmes	msme	NOUN
afbr-75	266	2	need	need	VERB
afbr-75	266	3	to	to	PART
afbr-75	266	4	anticipate	anticipate	VERB
afbr-75	266	5	their	their	PRON
afbr-75	266	6	market	market	NOUN
afbr-75	266	7	and	and	CCONJ
afbr-75	266	8	customers	customer	NOUN
afbr-75	266	9	‘	'	PUNCT
afbr-75	266	10	needs	need	NOUN
afbr-75	266	11	and	and	CCONJ
afbr-75	266	12	constantly	constantly	ADV
afbr-75	266	13	innovate	innovate	VERB
afbr-75	266	14	to	to	PART
afbr-75	266	15	stay	stay	VERB
afbr-75	266	16	ahead	ahead	ADV
afbr-75	266	17	.	.	PUNCT
afbr-75	267	1	this	this	PRON
afbr-75	267	2	requires	require	VERB
afbr-75	267	3	leadership	leadership	NOUN
afbr-75	267	4	with	with	ADP
afbr-75	267	5	agility	agility	NOUN
afbr-75	267	6	,	,	PUNCT
afbr-75	267	7	resilience	resilience	NOUN
afbr-75	267	8	,	,	PUNCT
afbr-75	267	9	and	and	CCONJ
afbr-75	267	10	a	a	DET
afbr-75	267	11	willingness	willingness	NOUN
afbr-75	267	12	to	to	PART
afbr-75	267	13	fail	fail	VERB
afbr-75	267	14	–	–	PUNCT
afbr-75	267	15	and	and	CCONJ
afbr-75	267	16	to	to	PART
afbr-75	267	17	recognize	recognize	VERB
afbr-75	267	18	that	that	DET
afbr-75	267	19	failure	failure	NOUN
afbr-75	267	20	quickly	quickly	ADV
afbr-75	267	21	enough	enough	ADV
afbr-75	267	22	to	to	PART
afbr-75	267	23	adapt	adapt	VERB
afbr-75	267	24	and	and	CCONJ
afbr-75	267	25	move	move	VERB
afbr-75	267	26	forward	forward	ADV
afbr-75	267	27	.	.	PUNCT
afbr-75	268	1	c	c	X
afbr-75	268	2	)	)	PUNCT
afbr-75	268	3	branding	brand	VERB
afbr-75	268	4	today‘s	today‘s	ADJ
afbr-75	268	5	economy	economy	NOUN
afbr-75	268	6	requires	require	VERB
afbr-75	268	7	business	business	NOUN
afbr-75	268	8	leaders	leader	NOUN
afbr-75	268	9	to	to	PART
afbr-75	268	10	create	create	VERB
afbr-75	268	11	positive	positive	ADJ
afbr-75	268	12	memories	memory	NOUN
afbr-75	268	13	for	for	ADP
afbr-75	268	14	customers	customer	NOUN
afbr-75	268	15	and	and	CCONJ
afbr-75	268	16	partners	partner	NOUN
afbr-75	268	17	,	,	PUNCT
afbr-75	268	18	or	or	CCONJ
afbr-75	268	19	customers	customer	NOUN
afbr-75	268	20	will	will	AUX
afbr-75	268	21	turn	turn	VERB
afbr-75	268	22	to	to	ADP
afbr-75	268	23	a	a	DET
afbr-75	268	24	competitor	competitor	NOUN
afbr-75	268	25	in	in	ADP
afbr-75	268	26	search	search	NOUN
afbr-75	268	27	of	of	ADP
afbr-75	268	28	a	a	DET
afbr-75	268	29	better	well	ADJ
afbr-75	268	30	experience	experience	NOUN
afbr-75	268	31	.	.	PUNCT
afbr-75	269	1	for	for	SCONJ
afbr-75	269	2	msmes	msme	NOUN
afbr-75	269	3	to	to	PART
afbr-75	269	4	create	create	VERB
afbr-75	269	5	a	a	DET
afbr-75	269	6	scalable	scalable	ADJ
afbr-75	269	7	business	business	NOUN
afbr-75	269	8	,	,	PUNCT
afbr-75	269	9	they	they	PRON
afbr-75	269	10	have	have	VERB
afbr-75	269	11	to	to	PART
afbr-75	269	12	understand	understand	VERB
afbr-75	269	13	just	just	ADV
afbr-75	269	14	how	how	SCONJ
afbr-75	269	15	crucial	crucial	ADJ
afbr-75	269	16	it	it	PRON
afbr-75	269	17	is	be	AUX
afbr-75	269	18	to	to	PART
afbr-75	269	19	build	build	VERB
afbr-75	269	20	brand	brand	NOUN
afbr-75	269	21	equity	equity	NOUN
afbr-75	269	22	.	.	PUNCT
afbr-75	270	1	the	the	DET
afbr-75	270	2	emotional	emotional	ADJ
afbr-75	270	3	attachment	attachment	NOUN
afbr-75	270	4	that	that	PRON
afbr-75	270	5	links	link	VERB
afbr-75	270	6	customers	customer	NOUN
afbr-75	270	7	to	to	ADP
afbr-75	270	8	their	their	PRON
afbr-75	270	9	product	product	NOUN
afbr-75	270	10	,	,	PUNCT
afbr-75	270	11	as	as	SCONJ
afbr-75	270	12	opposed	oppose	VERB
afbr-75	270	13	to	to	ADP
afbr-75	270	14	any	any	DET
afbr-75	270	15	other	other	ADJ
afbr-75	270	16	,	,	PUNCT
afbr-75	270	17	translates	translate	VERB
afbr-75	270	18	into	into	ADP
afbr-75	270	19	sustainable	sustainable	ADJ
afbr-75	270	20	growth	growth	NOUN
afbr-75	270	21	(	(	PUNCT
afbr-75	270	22	fastcompany	fastcompany	ADJ
afbr-75	270	23	,	,	PUNCT
afbr-75	270	24	2013	2013	NUM
afbr-75	270	25	)	)	PUNCT
afbr-75	270	26	.	.	PUNCT
afbr-75	271	1	to	to	PART
afbr-75	271	2	achieve	achieve	VERB
afbr-75	271	3	this	this	PRON
afbr-75	271	4	,	,	PUNCT
afbr-75	271	5	it	it	PRON
afbr-75	271	6	will	will	AUX
afbr-75	271	7	require	require	VERB
afbr-75	271	8	choosing	choose	VERB
afbr-75	271	9	a	a	DET
afbr-75	271	10	target	target	NOUN
afbr-75	271	11	audience	audience	NOUN
afbr-75	271	12	;	;	PUNCT
afbr-75	271	13	connecting	connect	VERB
afbr-75	271	14	with	with	ADP
afbr-75	271	15	the	the	DET
afbr-75	271	16	public	public	NOUN
afbr-75	271	17	to	to	PART
afbr-75	271	18	make	make	VERB
afbr-75	271	19	them	they	PRON
afbr-75	271	20	feel	feel	VERB
afbr-75	271	21	an	an	DET
afbr-75	271	22	emotional	emotional	ADJ
afbr-75	271	23	attachment	attachment	NOUN
afbr-75	271	24	to	to	ADP
afbr-75	271	25	a	a	DET
afbr-75	271	26	firm‘s	firm‘s	PROPN
afbr-75	271	27	brand	brand	NOUN
afbr-75	271	28	;	;	PUNCT
afbr-75	271	29	inspiring	inspire	VERB
afbr-75	271	30	and	and	CCONJ
afbr-75	271	31	influence	influence	VERB
afbr-75	271	32	the	the	DET
afbr-75	271	33	audience	audience	NOUN
afbr-75	271	34	through	through	ADP
afbr-75	271	35	brand	brand	NOUN
afbr-75	271	36	message	message	NOUN
afbr-75	271	37	;	;	PUNCT
afbr-75	271	38	and	and	CCONJ
afbr-75	271	39	reinforceing	reinforce	VERB
afbr-75	271	40	the	the	DET
afbr-75	271	41	brand	brand	NOUN
afbr-75	271	42	image	image	NOUN
afbr-75	271	43	within	within	ADP
afbr-75	271	44	www.cribfb.com/journal/index.php/afbr	www.cribfb.com/journal/index.php/afbr	ADJ
afbr-75	271	45	australian	australian	ADJ
afbr-75	271	46	finance	finance	NOUN
afbr-75	271	47	and	and	CCONJ
afbr-75	271	48	banking	banking	NOUN
afbr-75	271	49	vol	vol	NOUN
afbr-75	271	50	.	.	PROPN
afbr-75	272	1	2	2	NUM
afbr-75	272	2	,	,	PUNCT
afbr-75	272	3	no	no	INTJ
afbr-75	272	4	.	.	NOUN
afbr-75	272	5	1	1	NUM
afbr-75	272	6	;	;	PUNCT
afbr-75	272	7	2018	2018	NUM
afbr-75	272	8	8	8	NUM
afbr-75	272	9	the	the	DET
afbr-75	272	10	msmes	msme	NOUN
afbr-75	272	11	(	(	PUNCT
afbr-75	272	12	i.e.	i.e.	X
afbr-75	272	13	,	,	PUNCT
afbr-75	272	14	making	make	VERB
afbr-75	272	15	sure	sure	ADJ
afbr-75	272	16	employees	employee	NOUN
afbr-75	272	17	at	at	ADP
afbr-75	272	18	every	every	DET
afbr-75	272	19	level	level	NOUN
afbr-75	272	20	of	of	ADP
afbr-75	272	21	the	the	DET
afbr-75	272	22	organization	organization	NOUN
afbr-75	272	23	work	work	VERB
afbr-75	272	24	and	and	CCONJ
afbr-75	272	25	behave	behave	VERB
afbr-75	272	26	in	in	ADP
afbr-75	272	27	a	a	DET
afbr-75	272	28	way	way	NOUN
afbr-75	272	29	that	that	PRON
afbr-75	272	30	reinforces	reinforce	VERB
afbr-75	272	31	firm‘s	firm‘s	PROPN
afbr-75	272	32	brand	brand	NOUN
afbr-75	272	33	image	image	NOUN
afbr-75	272	34	)	)	PUNCT
afbr-75	272	35	.	.	PUNCT
afbr-75	273	1	d	d	X
afbr-75	273	2	)	)	PUNCT
afbr-75	273	3	sales	sale	NOUN
afbr-75	273	4	scale	scale	NOUN
afbr-75	273	5	up	up	ADP
afbr-75	273	6	creating	create	VERB
afbr-75	273	7	a	a	DET
afbr-75	273	8	unique	unique	ADJ
afbr-75	273	9	product	product	NOUN
afbr-75	273	10	and	and	CCONJ
afbr-75	273	11	a	a	DET
afbr-75	273	12	unique	unique	ADJ
afbr-75	273	13	brand	brand	NOUN
afbr-75	273	14	is	be	AUX
afbr-75	273	15	not	not	PART
afbr-75	273	16	enough	enough	ADJ
afbr-75	273	17	.	.	PUNCT
afbr-75	274	1	msmes	msme	NOUN
afbr-75	274	2	will	will	AUX
afbr-75	274	3	need	need	VERB
afbr-75	274	4	to	to	PART
afbr-75	274	5	develop	develop	VERB
afbr-75	274	6	repeatable	repeatable	ADJ
afbr-75	274	7	sales	sale	NOUN
afbr-75	274	8	processes	process	NOUN
afbr-75	274	9	to	to	PART
afbr-75	274	10	create	create	VERB
afbr-75	274	11	a	a	DET
afbr-75	274	12	scalable	scalable	ADJ
afbr-75	274	13	business	business	NOUN
afbr-75	274	14	.	.	PUNCT
afbr-75	275	1	it	it	PRON
afbr-75	275	2	is	be	AUX
afbr-75	275	3	one	one	NUM
afbr-75	275	4	thing	thing	NOUN
afbr-75	275	5	to	to	PART
afbr-75	275	6	sign	sign	VERB
afbr-75	275	7	up	up	ADP
afbr-75	275	8	a	a	DET
afbr-75	275	9	few	few	ADJ
afbr-75	275	10	customers	customer	NOUN
afbr-75	275	11	;	;	PUNCT
afbr-75	275	12	it	it	PRON
afbr-75	275	13	is	be	AUX
afbr-75	275	14	another	another	DET
afbr-75	275	15	thing	thing	NOUN
afbr-75	275	16	entirely	entirely	ADV
afbr-75	275	17	to	to	PART
afbr-75	275	18	identify	identify	VERB
afbr-75	275	19	,	,	PUNCT
afbr-75	275	20	design	design	NOUN
afbr-75	275	21	,	,	PUNCT
afbr-75	275	22	and	and	CCONJ
afbr-75	275	23	implement	implement	VERB
afbr-75	275	24	repeatable	repeatable	ADJ
afbr-75	275	25	sales	sale	NOUN
afbr-75	275	26	and	and	CCONJ
afbr-75	275	27	customer	customer	NOUN
afbr-75	275	28	delivery	delivery	NOUN
afbr-75	275	29	processes	process	NOUN
afbr-75	275	30	(	(	PUNCT
afbr-75	275	31	fastcompany	fastcompany	ADJ
afbr-75	275	32	,	,	PUNCT
afbr-75	275	33	2013	2013	NUM
afbr-75	275	34	)	)	PUNCT
afbr-75	275	35	.	.	PUNCT
afbr-75	276	1	to	to	PART
afbr-75	276	2	ensure	ensure	VERB
afbr-75	276	3	that	that	SCONJ
afbr-75	276	4	a	a	DET
afbr-75	276	5	repeatable	repeatable	ADJ
afbr-75	276	6	and	and	CCONJ
afbr-75	276	7	scalable	scalable	ADJ
afbr-75	276	8	sales	sale	NOUN
afbr-75	276	9	model	model	NOUN
afbr-75	276	10	is	be	AUX
afbr-75	276	11	created	create	VERB
afbr-75	276	12	,	,	PUNCT
afbr-75	276	13	msmes	msme	NOUN
afbr-75	276	14	need	need	VERB
afbr-75	276	15	to	to	PART
afbr-75	276	16	:	:	PUNCT
afbr-75	276	17	increase	increase	VERB
afbr-75	276	18	the	the	DET
afbr-75	276	19	sources	source	NOUN
afbr-75	276	20	of	of	ADP
afbr-75	276	21	their	their	PRON
afbr-75	276	22	customer	customer	NOUN
afbr-75	276	23	leads	lead	VERB
afbr-75	276	24	on	on	ADP
afbr-75	276	25	a	a	DET
afbr-75	276	26	consistent	consistent	ADJ
afbr-75	276	27	basis	basis	NOUN
afbr-75	276	28	;	;	PUNCT
afbr-75	276	29	sales	sale	NOUN
afbr-75	276	30	conversion	conversion	NOUN
afbr-75	276	31	rate	rate	NOUN
afbr-75	276	32	and	and	CCONJ
afbr-75	276	33	revenue	revenue	NOUN
afbr-75	276	34	must	must	AUX
afbr-75	276	35	be	be	AUX
afbr-75	276	36	consistently	consistently	ADV
afbr-75	276	37	forecasted	forecast	VERB
afbr-75	276	38	;	;	PUNCT
afbr-75	276	39	the	the	DET
afbr-75	276	40	cost	cost	NOUN
afbr-75	276	41	to	to	PART
afbr-75	276	42	acquire	acquire	VERB
afbr-75	276	43	a	a	DET
afbr-75	276	44	new	new	ADJ
afbr-75	276	45	customer	customer	NOUN
afbr-75	276	46	must	must	AUX
afbr-75	276	47	be	be	AUX
afbr-75	276	48	significantly	significantly	ADV
afbr-75	276	49	less	less	ADJ
afbr-75	276	50	than	than	ADP
afbr-75	276	51	the	the	DET
afbr-75	276	52	amount	amount	NOUN
afbr-75	276	53	that	that	PRON
afbr-75	276	54	can	can	AUX
afbr-75	276	55	be	be	AUX
afbr-75	276	56	earned	earn	VERB
afbr-75	276	57	from	from	ADP
afbr-75	276	58	that	that	DET
afbr-75	276	59	customer	customer	NOUN
afbr-75	276	60	over	over	ADP
afbr-75	276	61	time	time	NOUN
afbr-75	276	62	;	;	PUNCT
afbr-75	276	63	and	and	CCONJ
afbr-75	276	64	customers	customer	NOUN
afbr-75	276	65	should	should	AUX
afbr-75	276	66	get	get	VERB
afbr-75	276	67	the	the	DET
afbr-75	276	68	right	right	ADJ
afbr-75	276	69	product	product	NOUN
afbr-75	276	70	in	in	ADP
afbr-75	276	71	the	the	DET
afbr-75	276	72	right	right	ADJ
afbr-75	276	73	place	place	NOUN
afbr-75	276	74	at	at	ADP
afbr-75	276	75	the	the	DET
afbr-75	276	76	right	right	ADJ
afbr-75	276	77	time	time	NOUN
afbr-75	276	78	.	.	PUNCT
afbr-75	277	1	e	e	X
afbr-75	277	2	)	)	PUNCT
afbr-75	277	3	finding	find	VERB
afbr-75	277	4	and	and	CCONJ
afbr-75	277	5	establishing	establish	VERB
afbr-75	277	6	key	key	ADJ
afbr-75	277	7	relationships	relationship	NOUN
afbr-75	277	8	and	and	CCONJ
afbr-75	277	9	networks	network	NOUN
afbr-75	277	10	msmes	msme	NOUN
afbr-75	277	11	can	can	AUX
afbr-75	277	12	catalyze	catalyze	VERB
afbr-75	277	13	their	their	PRON
afbr-75	277	14	businesses	business	NOUN
afbr-75	277	15	‘	'	PUNCT
afbr-75	277	16	growth	growth	NOUN
afbr-75	277	17	by	by	ADP
afbr-75	277	18	building	build	VERB
afbr-75	277	19	and	and	CCONJ
afbr-75	277	20	fostering	foster	VERB
afbr-75	277	21	critical	critical	ADJ
afbr-75	277	22	relationships	relationship	NOUN
afbr-75	277	23	.	.	PUNCT
afbr-75	278	1	even	even	ADV
afbr-75	278	2	if	if	SCONJ
afbr-75	278	3	they	they	PRON
afbr-75	278	4	are	be	AUX
afbr-75	278	5	good	good	ADJ
afbr-75	278	6	in	in	ADP
afbr-75	278	7	their	their	PRON
afbr-75	278	8	area	area	NOUN
afbr-75	278	9	of	of	ADP
afbr-75	278	10	core	core	NOUN
afbr-75	278	11	competency	competency	NOUN
afbr-75	278	12	and	and	CCONJ
afbr-75	278	13	have	have	VERB
afbr-75	278	14	deep	deep	ADJ
afbr-75	278	15	domain	domain	NOUN
afbr-75	278	16	expertise	expertise	NOUN
afbr-75	278	17	at	at	ADP
afbr-75	278	18	what	what	PRON
afbr-75	278	19	they	they	PRON
afbr-75	278	20	do	do	AUX
afbr-75	278	21	and	and	CCONJ
afbr-75	278	22	the	the	DET
afbr-75	278	23	value	value	NOUN
afbr-75	278	24	they	they	PRON
afbr-75	278	25	bring	bring	VERB
afbr-75	278	26	to	to	ADP
afbr-75	278	27	their	their	PRON
afbr-75	278	28	customers	customer	NOUN
afbr-75	278	29	.	.	PUNCT
afbr-75	279	1	but	but	CCONJ
afbr-75	279	2	in	in	ADP
afbr-75	279	3	the	the	DET
afbr-75	279	4	end	end	NOUN
afbr-75	279	5	,	,	PUNCT
afbr-75	279	6	it	it	PRON
afbr-75	279	7	comes	come	VERB
afbr-75	279	8	down	down	ADP
afbr-75	279	9	to	to	ADP
afbr-75	279	10	connections	connection	NOUN
afbr-75	279	11	(	(	PUNCT
afbr-75	279	12	wagner	wagner	NOUN
afbr-75	279	13	,	,	PUNCT
afbr-75	279	14	2013	2013	NUM
afbr-75	279	15	)	)	PUNCT
afbr-75	279	16	.	.	PUNCT
afbr-75	280	1	f	f	X
afbr-75	280	2	)	)	PUNCT
afbr-75	280	3	evaluate	evaluate	VERB
afbr-75	280	4	financing	financing	NOUN
afbr-75	280	5	options	option	NOUN
afbr-75	280	6	for	for	ADP
afbr-75	280	7	expansion	expansion	NOUN
afbr-75	280	8	there	there	PRON
afbr-75	280	9	are	be	VERB
afbr-75	280	10	very	very	ADV
afbr-75	280	11	few	few	ADJ
afbr-75	280	12	big	big	ADJ
afbr-75	280	13	businesses	business	NOUN
afbr-75	280	14	that	that	PRON
afbr-75	280	15	are	be	AUX
afbr-75	280	16	self	self	NOUN
afbr-75	280	17	-	-	PUNCT
afbr-75	280	18	funded	fund	VERB
afbr-75	280	19	,	,	PUNCT
afbr-75	280	20	however	however	ADV
afbr-75	280	21	,	,	PUNCT
afbr-75	280	22	whether	whether	SCONJ
afbr-75	280	23	a	a	DET
afbr-75	280	24	firm	firm	NOUN
afbr-75	280	25	wants	want	VERB
afbr-75	280	26	to	to	PART
afbr-75	280	27	expand	expand	VERB
afbr-75	280	28	its	its	PRON
afbr-75	280	29	employee	employee	NOUN
afbr-75	280	30	base	base	NOUN
afbr-75	280	31	,	,	PUNCT
afbr-75	280	32	buy	buy	VERB
afbr-75	280	33	a	a	DET
afbr-75	280	34	new	new	ADJ
afbr-75	280	35	facility	facility	NOUN
afbr-75	280	36	or	or	CCONJ
afbr-75	280	37	develop	develop	VERB
afbr-75	280	38	a	a	DET
afbr-75	280	39	new	new	ADJ
afbr-75	280	40	product	product	NOUN
afbr-75	280	41	,	,	PUNCT
afbr-75	280	42	one	one	NUM
afbr-75	280	43	of	of	ADP
afbr-75	280	44	the	the	DET
afbr-75	280	45	key	key	ADJ
afbr-75	280	46	elements	element	NOUN
afbr-75	280	47	in	in	ADP
afbr-75	280	48	taking	take	VERB
afbr-75	280	49	a	a	DET
afbr-75	280	50	firm	firm	NOUN
afbr-75	280	51	to	to	ADP
afbr-75	280	52	the	the	DET
afbr-75	280	53	next	next	ADJ
afbr-75	280	54	level	level	NOUN
afbr-75	280	55	is	be	AUX
afbr-75	280	56	knowing	know	VERB
afbr-75	280	57	the	the	DET
afbr-75	280	58	kind	kind	NOUN
afbr-75	280	59	of	of	ADP
afbr-75	280	60	capital	capital	NOUN
afbr-75	280	61	it	it	PRON
afbr-75	280	62	needs	need	VERB
afbr-75	280	63	to	to	PART
afbr-75	280	64	support	support	VERB
afbr-75	280	65	that	that	DET
afbr-75	280	66	growth	growth	NOUN
afbr-75	280	67	,	,	PUNCT
afbr-75	280	68	hence	hence	ADV
afbr-75	280	69	,	,	PUNCT
afbr-75	280	70	msmes	msme	NOUN
afbr-75	280	71	must	must	AUX
afbr-75	280	72	evaluate	evaluate	VERB
afbr-75	280	73	the	the	DET
afbr-75	280	74	financing	financing	NOUN
afbr-75	280	75	options	option	NOUN
afbr-75	280	76	available	available	ADJ
afbr-75	280	77	for	for	SCONJ
afbr-75	280	78	them	they	PRON
afbr-75	280	79	to	to	PART
afbr-75	280	80	expand	expand	VERB
afbr-75	280	81	(	(	PUNCT
afbr-75	280	82	wagner	wagner	PROPN
afbr-75	280	83	,	,	PUNCT
afbr-75	280	84	2013	2013	NUM
afbr-75	280	85	)	)	PUNCT
afbr-75	280	86	.	.	PUNCT
afbr-75	281	1	g	g	NOUN
afbr-75	281	2	)	)	PUNCT
afbr-75	281	3	technology	technology	NOUN
afbr-75	281	4	embracement	embracement	NOUN
afbr-75	281	5	msmes	msme	NOUN
afbr-75	281	6	need	need	VERB
afbr-75	281	7	to	to	PART
afbr-75	281	8	take	take	VERB
afbr-75	281	9	better	well	ADJ
afbr-75	281	10	advantage	advantage	NOUN
afbr-75	281	11	of	of	ADP
afbr-75	281	12	technology	technology	NOUN
afbr-75	281	13	innovations	innovation	NOUN
afbr-75	281	14	to	to	PART
afbr-75	281	15	help	help	VERB
afbr-75	281	16	manage	manage	VERB
afbr-75	281	17	their	their	PRON
afbr-75	281	18	business	business	NOUN
afbr-75	281	19	.	.	PUNCT
afbr-75	282	1	if	if	SCONJ
afbr-75	282	2	a	a	DET
afbr-75	282	3	small	small	ADJ
afbr-75	282	4	business	business	NOUN
afbr-75	282	5	can	can	AUX
afbr-75	282	6	identify	identify	VERB
afbr-75	282	7	a	a	DET
afbr-75	282	8	genuine	genuine	ADJ
afbr-75	282	9	need	need	NOUN
afbr-75	282	10	,	,	PUNCT
afbr-75	282	11	technology	technology	NOUN
afbr-75	282	12	likely	likely	ADV
afbr-75	282	13	exists	exist	VERB
afbr-75	282	14	to	to	PART
afbr-75	282	15	fulfill	fulfill	VERB
afbr-75	282	16	that	that	PRON
afbr-75	282	17	need	need	VERB
afbr-75	282	18	both	both	CCONJ
afbr-75	282	19	locally	locally	ADV
afbr-75	282	20	and	and	CCONJ
afbr-75	282	21	globally	globally	ADV
afbr-75	282	22	.	.	PUNCT
afbr-75	283	1	the	the	DET
afbr-75	283	2	last	last	ADJ
afbr-75	283	3	two	two	NUM
afbr-75	283	4	decades	decade	NOUN
afbr-75	283	5	have	have	AUX
afbr-75	283	6	marked	mark	VERB
afbr-75	283	7	an	an	DET
afbr-75	283	8	enormous	enormous	ADJ
afbr-75	283	9	increase	increase	NOUN
afbr-75	283	10	in	in	ADP
afbr-75	283	11	technology	technology	NOUN
afbr-75	283	12	use	use	NOUN
afbr-75	283	13	in	in	ADP
afbr-75	283	14	business	business	NOUN
afbr-75	283	15	.	.	PUNCT
afbr-75	284	1	through	through	ADP
afbr-75	284	2	advancement	advancement	NOUN
afbr-75	284	3	in	in	ADP
afbr-75	284	4	technology	technology	NOUN
afbr-75	284	5	in	in	ADP
afbr-75	284	6	computers	computer	NOUN
afbr-75	284	7	and	and	CCONJ
afbr-75	284	8	the	the	DET
afbr-75	284	9	internet	internet	NOUN
afbr-75	284	10	,	,	PUNCT
afbr-75	284	11	small	small	ADJ
afbr-75	284	12	businesses	business	NOUN
afbr-75	284	13	are	be	AUX
afbr-75	284	14	contributing	contribute	VERB
afbr-75	284	15	more	more	ADJ
afbr-75	284	16	to	to	ADP
afbr-75	284	17	the	the	DET
afbr-75	284	18	economy	economy	NOUN
afbr-75	284	19	than	than	ADP
afbr-75	284	20	in	in	ADP
afbr-75	284	21	the	the	DET
afbr-75	284	22	past	past	NOUN
afbr-75	284	23	.	.	PUNCT
afbr-75	285	1	technology	technology	NOUN
afbr-75	285	2	has	have	AUX
afbr-75	285	3	made	make	VERB
afbr-75	285	4	it	it	PRON
afbr-75	285	5	easy	easy	ADJ
afbr-75	285	6	in	in	ADP
afbr-75	285	7	processing	process	VERB
afbr-75	285	8	daily	daily	ADJ
afbr-75	285	9	business	business	NOUN
afbr-75	285	10	activities	activity	NOUN
afbr-75	285	11	and	and	CCONJ
afbr-75	285	12	routine	routine	ADJ
afbr-75	285	13	tasks	task	NOUN
afbr-75	285	14	.	.	PUNCT
afbr-75	286	1	technology	technology	NOUN
afbr-75	286	2	has	have	VERB
afbr-75	286	3	tangible	tangible	ADJ
afbr-75	286	4	and	and	CCONJ
afbr-75	286	5	intangible	intangible	ADJ
afbr-75	286	6	benefits	benefit	NOUN
afbr-75	286	7	in	in	ADP
afbr-75	286	8	a	a	DET
afbr-75	286	9	small	small	ADJ
afbr-75	286	10	business	business	NOUN
afbr-75	286	11	that	that	PRON
afbr-75	286	12	affect	affect	VERB
afbr-75	286	13	the	the	DET
afbr-75	286	14	culture	culture	NOUN
afbr-75	286	15	,	,	PUNCT
afbr-75	286	16	relationships	relationship	NOUN
afbr-75	286	17	and	and	CCONJ
afbr-75	286	18	efficiency	efficiency	NOUN
afbr-75	286	19	of	of	ADP
afbr-75	286	20	an	an	DET
afbr-75	286	21	enterprise	enterprise	NOUN
afbr-75	286	22	(	(	PUNCT
afbr-75	286	23	advance	advance	NOUN
afbr-75	286	24	funds	fund	NOUN
afbr-75	286	25	network	network	NOUN
afbr-75	286	26	,	,	PUNCT
afbr-75	286	27	n.d	n.d	PROPN
afbr-75	286	28	.	.	PROPN
afbr-75	286	29	)	)	PUNCT
afbr-75	286	30	.	.	PUNCT
afbr-75	287	1	h	h	X
afbr-75	287	2	)	)	PUNCT
afbr-75	287	3	automate	automate	NOUN
afbr-75	287	4	solutions	solution	NOUN
afbr-75	287	5	msmes	msme	NOUN
afbr-75	287	6	should	should	AUX
afbr-75	287	7	appraise	appraise	VERB
afbr-75	287	8	their	their	PRON
afbr-75	287	9	business	business	NOUN
afbr-75	287	10	processes	process	NOUN
afbr-75	287	11	.	.	PUNCT
afbr-75	288	1	there	there	PRON
afbr-75	288	2	are	be	VERB
afbr-75	288	3	always	always	ADV
afbr-75	288	4	repeated	repeat	VERB
afbr-75	288	5	steps	step	NOUN
afbr-75	288	6	and	and	CCONJ
afbr-75	288	7	circular	circular	ADJ
afbr-75	288	8	activities	activity	NOUN
afbr-75	288	9	that	that	PRON
afbr-75	288	10	can	can	AUX
afbr-75	288	11	be	be	AUX
afbr-75	288	12	automated	automate	VERB
afbr-75	288	13	.	.	PUNCT
afbr-75	289	1	this	this	PRON
afbr-75	289	2	frees	free	VERB
afbr-75	289	3	time	time	NOUN
afbr-75	289	4	for	for	ADP
afbr-75	289	5	focusing	focus	VERB
afbr-75	289	6	on	on	ADP
afbr-75	289	7	business	business	NOUN
afbr-75	289	8	growth	growth	NOUN
afbr-75	289	9	.	.	PUNCT
afbr-75	290	1	staff	staff	NOUN
afbr-75	290	2	work	work	NOUN
afbr-75	290	3	-	-	PUNCT
afbr-75	290	4	hours	hour	NOUN
afbr-75	290	5	should	should	AUX
afbr-75	290	6	be	be	AUX
afbr-75	290	7	minimized	minimize	VERB
afbr-75	290	8	.	.	PUNCT
afbr-75	291	1	for	for	ADP
afbr-75	291	2	example	example	NOUN
afbr-75	291	3	,	,	PUNCT
afbr-75	291	4	instead	instead	ADV
afbr-75	291	5	of	of	ADP
afbr-75	291	6	depending	depend	VERB
afbr-75	291	7	on	on	ADP
afbr-75	291	8	manual	manual	ADJ
afbr-75	291	9	data	datum	NOUN
afbr-75	291	10	entry	entry	NOUN
afbr-75	291	11	and	and	CCONJ
afbr-75	291	12	appointments	appointment	NOUN
afbr-75	291	13	setting	set	VERB
afbr-75	291	14	,	,	PUNCT
afbr-75	291	15	invest	invest	VERB
afbr-75	291	16	in	in	ADP
afbr-75	291	17	a	a	DET
afbr-75	291	18	system	system	NOUN
afbr-75	291	19	that	that	PRON
afbr-75	291	20	simplifies	simplifie	NOUN
afbr-75	291	21	work	work	NOUN
afbr-75	291	22	process	process	NOUN
afbr-75	291	23	for	for	ADP
afbr-75	291	24	employees	employee	NOUN
afbr-75	291	25	.	.	PUNCT
afbr-75	292	1	newcomers	newcomer	NOUN
afbr-75	292	2	can	can	AUX
afbr-75	292	3	then	then	ADV
afbr-75	292	4	be	be	AUX
afbr-75	292	5	trained	train	VERB
afbr-75	292	6	quickly	quickly	ADV
afbr-75	292	7	and	and	CCONJ
afbr-75	292	8	easily	easily	ADV
afbr-75	292	9	and	and	CCONJ
afbr-75	292	10	join	join	VERB
afbr-75	292	11	the	the	DET
afbr-75	292	12	workflow	workflow	NOUN
afbr-75	292	13	without	without	ADP
afbr-75	292	14	delay	delay	NOUN
afbr-75	292	15	(	(	PUNCT
afbr-75	292	16	mightycall	mightycall	NOUN
afbr-75	292	17	team	team	NOUN
afbr-75	292	18	,	,	PUNCT
afbr-75	292	19	2016	2016	NUM
afbr-75	292	20	)	)	PUNCT
afbr-75	292	21	.	.	PUNCT
afbr-75	293	1	in	in	ADP
afbr-75	293	2	sum	sum	NOUN
afbr-75	293	3	automation	automation	NOUN
afbr-75	293	4	can	can	AUX
afbr-75	293	5	help	help	AUX
afbr-75	293	6	run	run	VERB
afbr-75	293	7	a	a	DET
afbr-75	293	8	business	business	NOUN
afbr-75	293	9	at	at	ADP
afbr-75	293	10	lower	low	ADJ
afbr-75	293	11	cost	cost	NOUN
afbr-75	293	12	and	and	CCONJ
afbr-75	293	13	more	more	ADV
afbr-75	293	14	efficiently	efficiently	ADV
afbr-75	293	15	by	by	ADP
afbr-75	293	16	minimizing	minimize	VERB
afbr-75	293	17	manual	manual	ADJ
afbr-75	293	18	work	work	NOUN
afbr-75	293	19	i	i	PRON
afbr-75	293	20	)	)	PUNCT
afbr-75	293	21	establish	establish	VERB
afbr-75	293	22	standardized	standardized	ADJ
afbr-75	293	23	processes	process	NOUN
afbr-75	293	24	if	if	SCONJ
afbr-75	293	25	a	a	DET
afbr-75	293	26	start	start	NOUN
afbr-75	293	27	-	-	PUNCT
afbr-75	293	28	up	up	NOUN
afbr-75	293	29	is	be	AUX
afbr-75	293	30	going	go	VERB
afbr-75	293	31	to	to	PART
afbr-75	293	32	scale	scale	VERB
afbr-75	293	33	,	,	PUNCT
afbr-75	293	34	managers	manager	NOUN
afbr-75	293	35	need	need	VERB
afbr-75	293	36	to	to	PART
afbr-75	293	37	implement	implement	VERB
afbr-75	293	38	standardized	standardized	ADJ
afbr-75	293	39	and	and	CCONJ
afbr-75	293	40	repeatable	repeatable	ADJ
afbr-75	293	41	processes	process	NOUN
afbr-75	293	42	,	,	PUNCT
afbr-75	293	43	with	with	ADP
afbr-75	293	44	proper	proper	ADJ
afbr-75	293	45	delegation	delegation	NOUN
afbr-75	293	46	.	.	PUNCT
afbr-75	294	1	this	this	PRON
afbr-75	294	2	may	may	AUX
afbr-75	294	3	require	require	VERB
afbr-75	294	4	investments	investment	NOUN
afbr-75	294	5	in	in	ADP
afbr-75	294	6	purchasing	purchase	VERB
afbr-75	294	7	support	support	NOUN
afbr-75	294	8	systems	system	NOUN
afbr-75	294	9	including	include	VERB
afbr-75	294	10	it	it	PRON
afbr-75	294	11	and	and	CCONJ
afbr-75	294	12	training	training	NOUN
afbr-75	294	13	personnel	personnel	NOUN
afbr-75	294	14	accordingly	accordingly	ADV
afbr-75	294	15	,	,	PUNCT
afbr-75	294	16	as	as	ADV
afbr-75	294	17	well	well	ADV
afbr-75	294	18	as	as	ADP
afbr-75	294	19	delegation	delegation	NOUN
afbr-75	294	20	from	from	ADP
afbr-75	294	21	the	the	DET
afbr-75	294	22	founder	founder	NOUN
afbr-75	294	23	and	and	CCONJ
afbr-75	294	24	senior	senior	ADJ
afbr-75	294	25	management	management	NOUN
afbr-75	294	26	(	(	PUNCT
afbr-75	294	27	salter	salter	NOUN
afbr-75	294	28	,	,	PUNCT
afbr-75	294	29	2016	2016	NUM
afbr-75	294	30	)	)	PUNCT
afbr-75	294	31	.	.	PUNCT
afbr-75	295	1	j	j	NOUN
afbr-75	295	2	)	)	PUNCT
afbr-75	295	3	reduction	reduction	NOUN
afbr-75	295	4	of	of	ADP
afbr-75	295	5	risks	risk	NOUN
afbr-75	295	6	risk	risk	NOUN
afbr-75	295	7	is	be	AUX
afbr-75	295	8	an	an	DET
afbr-75	295	9	inevitable	inevitable	ADJ
afbr-75	295	10	part	part	NOUN
afbr-75	295	11	of	of	ADP
afbr-75	295	12	starting	start	VERB
afbr-75	295	13	and	and	CCONJ
afbr-75	295	14	growing	grow	VERB
afbr-75	295	15	a	a	DET
afbr-75	295	16	business	business	NOUN
afbr-75	295	17	.	.	PUNCT
afbr-75	296	1	it	it	PRON
afbr-75	296	2	's	be	AUX
afbr-75	296	3	impossible	impossible	ADJ
afbr-75	296	4	to	to	PART
afbr-75	296	5	control	control	VERB
afbr-75	296	6	everything	everything	PRON
afbr-75	296	7	,	,	PUNCT
afbr-75	296	8	but	but	CCONJ
afbr-75	296	9	there	there	PRON
afbr-75	296	10	are	be	VERB
afbr-75	296	11	plenty	plenty	NOUN
afbr-75	296	12	of	of	ADP
afbr-75	296	13	ways	way	NOUN
afbr-75	296	14	to	to	PART
afbr-75	296	15	limit	limit	VERB
afbr-75	296	16	internal	internal	ADJ
afbr-75	296	17	and	and	CCONJ
afbr-75	296	18	external	external	ADJ
afbr-75	296	19	threats	threat	NOUN
afbr-75	296	20	to	to	ADP
afbr-75	296	21	a	a	DET
afbr-75	296	22	firm	firm	NOUN
afbr-75	296	23	and	and	CCONJ
afbr-75	296	24	its	its	PRON
afbr-75	296	25	growth	growth	NOUN
afbr-75	296	26	.	.	PUNCT
afbr-75	297	1	one	one	NUM
afbr-75	297	2	important	important	ADJ
afbr-75	297	3	resource	resource	NOUN
afbr-75	297	4	to	to	PART
afbr-75	297	5	help	help	VERB
afbr-75	297	6	you	you	PRON
afbr-75	297	7	accomplish	accomplish	VERB
afbr-75	297	8	this	this	PRON
afbr-75	297	9	is	be	AUX
afbr-75	297	10	a	a	DET
afbr-75	297	11	business	business	NOUN
afbr-75	297	12	insurance	insurance	NOUN
afbr-75	297	13	provider	provider	NOUN
afbr-75	297	14	.	.	PUNCT
afbr-75	298	1	small	small	ADJ
afbr-75	298	2	businesses	business	NOUN
afbr-75	298	3	should	should	AUX
afbr-75	298	4	be	be	AUX
afbr-75	298	5	prepared	prepare	VERB
afbr-75	298	6	by	by	ADP
afbr-75	298	7	seeking	seek	VERB
afbr-75	298	8	insurance	insurance	NOUN
afbr-75	298	9	products	product	NOUN
afbr-75	298	10	that	that	PRON
afbr-75	298	11	help	help	VERB
afbr-75	298	12	them	they	PRON
afbr-75	298	13	recover	recover	VERB
afbr-75	298	14	from	from	ADP
afbr-75	298	15	any	any	DET
afbr-75	298	16	loss	loss	NOUN
afbr-75	298	17	,	,	PUNCT
afbr-75	298	18	including	include	VERB
afbr-75	298	19	those	those	PRON
afbr-75	298	20	that	that	PRON
afbr-75	298	21	cover	cover	VERB
afbr-75	298	22	the	the	DET
afbr-75	298	23	cost	cost	NOUN
afbr-75	298	24	of	of	ADP
afbr-75	298	25	remediation	remediation	NOUN
afbr-75	298	26	and	and	CCONJ
afbr-75	298	27	lawsuits	lawsuit	NOUN
afbr-75	298	28	.	.	PUNCT
afbr-75	299	1	according	accord	VERB
afbr-75	299	2	to	to	ADP
afbr-75	299	3	gausepohl	gausepohl	PROPN
afbr-75	299	4	(	(	PUNCT
afbr-75	299	5	2016	2016	NUM
afbr-75	299	6	)	)	PUNCT
afbr-75	299	7	,	,	PUNCT
afbr-75	299	8	as	as	SCONJ
afbr-75	299	9	small	small	ADJ
afbr-75	299	10	businesses	business	NOUN
afbr-75	299	11	grow	grow	VERB
afbr-75	299	12	,	,	PUNCT
afbr-75	299	13	they	they	PRON
afbr-75	299	14	may	may	AUX
afbr-75	299	15	add	add	VERB
afbr-75	299	16	space	space	NOUN
afbr-75	299	17	or	or	CCONJ
afbr-75	299	18	equipment	equipment	NOUN
afbr-75	299	19	,	,	PUNCT
afbr-75	299	20	create	create	VERB
afbr-75	299	21	new	new	ADJ
afbr-75	299	22	products	product	NOUN
afbr-75	299	23	or	or	CCONJ
afbr-75	299	24	services	service	NOUN
afbr-75	299	25	,	,	PUNCT
afbr-75	299	26	or	or	CCONJ
afbr-75	299	27	increase	increase	VERB
afbr-75	299	28	their	their	PRON
afbr-75	299	29	operating	operating	NOUN
afbr-75	299	30	and	and	CCONJ
afbr-75	299	31	distribution	distribution	NOUN
afbr-75	299	32	footprint	footprint	NOUN
afbr-75	299	33	,	,	PUNCT
afbr-75	299	34	it	it	PRON
afbr-75	299	35	is	be	AUX
afbr-75	299	36	wise	wise	ADJ
afbr-75	299	37	for	for	ADP
afbr-75	299	38	periodically	periodically	ADV
afbr-75	299	39	reviewing	review	VERB
afbr-75	299	40	of	of	ADP
afbr-75	299	41	their	their	PRON
afbr-75	299	42	insurance	insurance	NOUN
afbr-75	299	43	policy	policy	NOUN
afbr-75	299	44	to	to	PART
afbr-75	299	45	ensure	ensure	VERB
afbr-75	299	46	they	they	PRON
afbr-75	299	47	have	have	VERB
afbr-75	299	48	the	the	DET
afbr-75	299	49	right	right	ADJ
afbr-75	299	50	coverage	coverage	NOUN
afbr-75	299	51	.	.	PUNCT
afbr-75	300	1	k	k	X
afbr-75	300	2	)	)	PUNCT
afbr-75	300	3	team	team	NOUN
afbr-75	300	4	building	build	VERB
afbr-75	300	5	the	the	DET
afbr-75	300	6	biggest	big	ADJ
afbr-75	300	7	challenge	challenge	NOUN
afbr-75	300	8	in	in	ADP
afbr-75	300	9	scaling	scale	VERB
afbr-75	300	10	any	any	DET
afbr-75	300	11	business	business	NOUN
afbr-75	300	12	is	be	AUX
afbr-75	300	13	people	people	NOUN
afbr-75	300	14	.	.	PUNCT
afbr-75	301	1	the	the	PRON
afbr-75	301	2	faster	fast	ADJ
afbr-75	301	3	the	the	DET
afbr-75	301	4	growth	growth	NOUN
afbr-75	301	5	,	,	PUNCT
afbr-75	301	6	the	the	PRON
afbr-75	301	7	harder	hard	ADJ
afbr-75	301	8	it	it	PRON
afbr-75	301	9	is	be	AUX
afbr-75	301	10	to	to	PART
afbr-75	301	11	add	add	VERB
afbr-75	301	12	enough	enough	ADJ
afbr-75	301	13	skilled	skilled	ADJ
afbr-75	301	14	people	people	NOUN
afbr-75	301	15	to	to	PART
afbr-75	301	16	keep	keep	VERB
afbr-75	301	17	from	from	ADP
afbr-75	301	18	tipping	tip	VERB
afbr-75	301	19	over	over	ADP
afbr-75	301	20	.	.	PUNCT
afbr-75	302	1	if	if	SCONJ
afbr-75	302	2	a	a	DET
afbr-75	302	3	firm	firm	NOUN
afbr-75	302	4	accelerates	accelerate	VERB
afbr-75	302	5	its	its	PRON
afbr-75	302	6	growth	growth	NOUN
afbr-75	302	7	but	but	CCONJ
afbr-75	302	8	does	do	AUX
afbr-75	302	9	not	not	PART
afbr-75	302	10	have	have	VERB
afbr-75	302	11	a	a	DET
afbr-75	302	12	team	team	NOUN
afbr-75	302	13	that	that	PRON
afbr-75	302	14	supports	support	VERB
afbr-75	302	15	its	its	PRON
afbr-75	302	16	customers	customer	NOUN
afbr-75	302	17	and	and	CCONJ
afbr-75	302	18	maintains	maintain	VERB
afbr-75	302	19	a	a	DET
afbr-75	302	20	high	high	ADJ
afbr-75	302	21	level	level	NOUN
afbr-75	302	22	of	of	ADP
afbr-75	302	23	service	service	NOUN
afbr-75	302	24	,	,	PUNCT
afbr-75	302	25	development	development	NOUN
afbr-75	302	26	and	and	CCONJ
afbr-75	302	27	refinement	refinement	NOUN
afbr-75	302	28	,	,	PUNCT
afbr-75	302	29	it	it	PRON
afbr-75	302	30	will	will	AUX
afbr-75	302	31	eventually	eventually	ADV
afbr-75	302	32	collapse	collapse	VERB
afbr-75	302	33	in	in	ADP
afbr-75	302	34	on	on	ADP
afbr-75	302	35	itself	itself	PRON
afbr-75	302	36	.	.	PUNCT
afbr-75	303	1	there	there	PRON
afbr-75	303	2	are	be	VERB
afbr-75	303	3	two	two	NUM
afbr-75	303	4	parts	part	NOUN
afbr-75	303	5	to	to	ADP
afbr-75	303	6	this	this	PRON
afbr-75	303	7	:	:	PUNCT
afbr-75	303	8	first	first	ADV
afbr-75	303	9	is	be	AUX
afbr-75	303	10	hiring	hire	VERB
afbr-75	303	11	.	.	PUNCT
afbr-75	304	1	it	it	PRON
afbr-75	304	2	is	be	AUX
afbr-75	304	3	important	important	ADJ
afbr-75	304	4	to	to	PART
afbr-75	304	5	spend	spend	VERB
afbr-75	304	6	time	time	NOUN
afbr-75	304	7	to	to	PART
afbr-75	304	8	put	put	VERB
afbr-75	304	9	the	the	DET
afbr-75	304	10	right	right	ADJ
afbr-75	304	11	people	people	NOUN
afbr-75	304	12	in	in	ADP
afbr-75	304	13	place	place	NOUN
afbr-75	304	14	.	.	PUNCT
afbr-75	305	1	the	the	DET
afbr-75	305	2	second	second	NOUN
afbr-75	305	3	is	be	AUX
afbr-75	305	4	creating	create	VERB
afbr-75	305	5	a	a	DET
afbr-75	305	6	fertile	fertile	ADJ
afbr-75	305	7	work	work	NOUN
afbr-75	305	8	environment	environment	NOUN
afbr-75	305	9	for	for	ADP
afbr-75	305	10	growth	growth	NOUN
afbr-75	305	11	(	(	PUNCT
afbr-75	305	12	gerber	gerber	NOUN
afbr-75	305	13	,	,	PUNCT
afbr-75	305	14	2016	2016	NUM
afbr-75	305	15	)	)	PUNCT
afbr-75	305	16	.	.	PUNCT
afbr-75	306	1	l	l	X
afbr-75	306	2	)	)	PUNCT
afbr-75	306	3	marketing	marketing	NOUN
afbr-75	306	4	firms	firm	NOUN
afbr-75	306	5	should	should	AUX
afbr-75	306	6	not	not	PART
afbr-75	306	7	delay	delay	VERB
afbr-75	306	8	an	an	DET
afbr-75	306	9	efficient	efficient	ADJ
afbr-75	306	10	marketing	marketing	NOUN
afbr-75	306	11	strategy	strategy	NOUN
afbr-75	306	12	if	if	SCONJ
afbr-75	306	13	it	it	PRON
afbr-75	306	14	wants	want	VERB
afbr-75	306	15	small	small	ADJ
afbr-75	306	16	business	business	NOUN
afbr-75	306	17	to	to	PART
afbr-75	306	18	become	become	VERB
afbr-75	306	19	a	a	DET
afbr-75	306	20	market	market	NOUN
afbr-75	306	21	leader	leader	NOUN
afbr-75	306	22	.	.	PUNCT
afbr-75	307	1	the	the	DET
afbr-75	307	2	startup	startup	NOUN
afbr-75	307	3	needs	need	VERB
afbr-75	307	4	to	to	PART
afbr-75	307	5	be	be	AUX
afbr-75	307	6	noticed	notice	VERB
afbr-75	307	7	at	at	ADP
afbr-75	307	8	once	once	ADV
afbr-75	307	9	.	.	PUNCT
afbr-75	308	1	it‘s	it‘s	NOUN
afbr-75	308	2	not	not	PART
afbr-75	308	3	about	about	ADP
afbr-75	308	4	local	local	ADJ
afbr-75	308	5	promos	promos	NOUN
afbr-75	308	6	and	and	CCONJ
afbr-75	308	7	advertising	advertising	NOUN
afbr-75	308	8	campaigns	campaign	NOUN
afbr-75	308	9	,	,	PUNCT
afbr-75	308	10	which	which	PRON
afbr-75	308	11	are	be	AUX
afbr-75	308	12	useful	useful	ADJ
afbr-75	308	13	to	to	PART
afbr-75	308	14	attract	attract	VERB
afbr-75	308	15	clients	client	NOUN
afbr-75	308	16	here	here	ADV
afbr-75	308	17	and	and	CCONJ
afbr-75	308	18	now	now	ADV
afbr-75	308	19	.	.	PUNCT
afbr-75	309	1	it	it	PRON
afbr-75	309	2	is	be	AUX
afbr-75	309	3	about	about	ADP
afbr-75	309	4	joining	join	VERB
afbr-75	309	5	a	a	DET
afbr-75	309	6	global	global	ADJ
afbr-75	309	7	market(mightycall	market(mightycall	PROPN
afbr-75	309	8	team	team	NOUN
afbr-75	309	9	,	,	PUNCT
afbr-75	309	10	2016	2016	NUM
afbr-75	309	11	)	)	PUNCT
afbr-75	309	12	.	.	PUNCT
afbr-75	310	1	it	it	PRON
afbr-75	310	2	important	important	ADJ
afbr-75	310	3	to	to	PART
afbr-75	310	4	get	get	VERB
afbr-75	310	5	access	access	NOUN
afbr-75	310	6	www.cribfb.com/journal/index.php/afbr	www.cribfb.com/journal/index.php/afbr	ADP
afbr-75	310	7	australian	australian	ADJ
afbr-75	310	8	finance	finance	NOUN
afbr-75	310	9	and	and	CCONJ
afbr-75	310	10	banking	banking	NOUN
afbr-75	310	11	vol	vol	NOUN
afbr-75	310	12	.	.	PROPN
afbr-75	311	1	2	2	NUM
afbr-75	311	2	,	,	PUNCT
afbr-75	311	3	no	no	INTJ
afbr-75	311	4	.	.	NOUN
afbr-75	311	5	1	1	NUM
afbr-75	311	6	;	;	PUNCT
afbr-75	311	7	2018	2018	NUM
afbr-75	311	8	9	9	NUM
afbr-75	311	9	to	to	ADP
afbr-75	311	10	business	business	NOUN
afbr-75	311	11	conferences	conference	NOUN
afbr-75	311	12	,	,	PUNCT
afbr-75	311	13	participate	participate	VERB
afbr-75	311	14	in	in	ADP
afbr-75	311	15	workshops	workshop	NOUN
afbr-75	311	16	.	.	PUNCT
afbr-75	312	1	these	these	PRON
afbr-75	312	2	are	be	AUX
afbr-75	312	3	places	place	NOUN
afbr-75	312	4	to	to	PART
afbr-75	312	5	make	make	VERB
afbr-75	312	6	business	business	NOUN
afbr-75	312	7	networking	networking	NOUN
afbr-75	312	8	and	and	CCONJ
afbr-75	312	9	make	make	VERB
afbr-75	312	10	proper	proper	ADJ
afbr-75	312	11	acquaintances	acquaintance	NOUN
afbr-75	312	12	in	in	ADP
afbr-75	312	13	different	different	ADJ
afbr-75	312	14	fields	field	NOUN
afbr-75	312	15	.	.	PUNCT
afbr-75	313	1	social	social	ADJ
afbr-75	313	2	media	medium	NOUN
afbr-75	313	3	is	be	AUX
afbr-75	313	4	a	a	DET
afbr-75	313	5	rich	rich	ADJ
afbr-75	313	6	platform	platform	NOUN
afbr-75	313	7	of	of	ADP
afbr-75	313	8	information	information	NOUN
afbr-75	313	9	,	,	PUNCT
afbr-75	313	10	communities	community	NOUN
afbr-75	313	11	and	and	CCONJ
afbr-75	313	12	events	event	NOUN
afbr-75	313	13	agenda	agenda	NOUN
afbr-75	313	14	.	.	PUNCT
afbr-75	314	1	marketing	marketing	NOUN
afbr-75	314	2	is	be	AUX
afbr-75	314	3	a	a	DET
afbr-75	314	4	continual	continual	ADJ
afbr-75	314	5	process	process	NOUN
afbr-75	314	6	.	.	PUNCT
afbr-75	315	1	msmes	msme	NOUN
afbr-75	315	2	need	need	VERB
afbr-75	315	3	to	to	PART
afbr-75	315	4	keep	keep	VERB
afbr-75	315	5	updating	update	VERB
afbr-75	315	6	their	their	PRON
afbr-75	315	7	product	product	NOUN
afbr-75	315	8	line	line	NOUN
afbr-75	315	9	,	,	PUNCT
afbr-75	315	10	so	so	SCONJ
afbr-75	315	11	they	they	PRON
afbr-75	315	12	can	can	AUX
afbr-75	315	13	attract	attract	VERB
afbr-75	315	14	new	new	ADJ
afbr-75	315	15	clients	client	NOUN
afbr-75	315	16	.	.	PUNCT
afbr-75	316	1	5	5	X
afbr-75	316	2	.	.	X
afbr-75	316	3	conclusion	conclusion	NOUN
afbr-75	316	4	all	all	DET
afbr-75	316	5	businesses	business	NOUN
afbr-75	316	6	need	need	VERB
afbr-75	316	7	to	to	PART
afbr-75	316	8	be	be	AUX
afbr-75	316	9	scalable	scalable	ADJ
afbr-75	316	10	on	on	ADP
afbr-75	316	11	one	one	NUM
afbr-75	316	12	or	or	CCONJ
afbr-75	316	13	more	more	ADJ
afbr-75	316	14	levels	level	NOUN
afbr-75	316	15	in	in	ADP
afbr-75	316	16	order	order	NOUN
afbr-75	316	17	to	to	PART
afbr-75	316	18	hold	hold	VERB
afbr-75	316	19	onto	onto	ADP
afbr-75	316	20	and	and	CCONJ
afbr-75	316	21	build	build	VERB
afbr-75	316	22	market	market	NOUN
afbr-75	316	23	share	share	NOUN
afbr-75	316	24	.	.	PUNCT
afbr-75	317	1	even	even	ADV
afbr-75	317	2	so	so	ADV
afbr-75	317	3	,	,	PUNCT
afbr-75	317	4	micro	micro	NOUN
afbr-75	317	5	,	,	PUNCT
afbr-75	317	6	small	small	ADJ
afbr-75	317	7	and	and	CCONJ
afbr-75	317	8	medium	medium	ADJ
afbr-75	317	9	enterprises	enterprise	NOUN
afbr-75	317	10	have	have	VERB
afbr-75	317	11	the	the	DET
afbr-75	317	12	greatest	great	ADJ
afbr-75	317	13	need	need	NOUN
afbr-75	317	14	for	for	ADP
afbr-75	317	15	scalability	scalability	NOUN
afbr-75	317	16	because	because	SCONJ
afbr-75	317	17	they	they	PRON
afbr-75	317	18	are	be	AUX
afbr-75	317	19	the	the	DET
afbr-75	317	20	ones	one	NOUN
afbr-75	317	21	with	with	ADP
afbr-75	317	22	the	the	DET
afbr-75	317	23	biggest	big	ADJ
afbr-75	317	24	potential	potential	NOUN
afbr-75	317	25	for	for	ADP
afbr-75	317	26	growth	growth	NOUN
afbr-75	317	27	.	.	PUNCT
afbr-75	318	1	they	they	PRON
afbr-75	318	2	are	be	AUX
afbr-75	318	3	the	the	DET
afbr-75	318	4	organizations	organization	NOUN
afbr-75	318	5	that	that	PRON
afbr-75	318	6	have	have	VERB
afbr-75	318	7	to	to	PART
afbr-75	318	8	be	be	AUX
afbr-75	318	9	more	more	ADV
afbr-75	318	10	careful	careful	ADJ
afbr-75	318	11	with	with	ADP
afbr-75	318	12	the	the	DET
afbr-75	318	13	limited	limited	ADJ
afbr-75	318	14	resources	resource	NOUN
afbr-75	318	15	they	they	PRON
afbr-75	318	16	have	have	VERB
afbr-75	318	17	,	,	PUNCT
afbr-75	318	18	the	the	DET
afbr-75	318	19	ones	one	NOUN
afbr-75	318	20	that	that	PRON
afbr-75	318	21	go	go	VERB
afbr-75	318	22	through	through	ADP
afbr-75	318	23	metamorphoses	metamorphosis	NOUN
afbr-75	318	24	as	as	SCONJ
afbr-75	318	25	their	their	PRON
afbr-75	318	26	leaders	leader	NOUN
afbr-75	318	27	become	become	VERB
afbr-75	318	28	more	more	ADV
afbr-75	318	29	familiar	familiar	ADJ
afbr-75	318	30	with	with	ADP
afbr-75	318	31	the	the	DET
afbr-75	318	32	business	business	NOUN
afbr-75	318	33	game	game	NOUN
afbr-75	318	34	.	.	PUNCT
afbr-75	319	1	many	many	ADJ
afbr-75	319	2	msmes	msme	NOUN
afbr-75	319	3	fold	fold	VERB
afbr-75	319	4	directly	directly	ADV
afbr-75	319	5	because	because	SCONJ
afbr-75	319	6	they	they	PRON
afbr-75	319	7	fail	fail	VERB
afbr-75	319	8	to	to	PART
afbr-75	319	9	foresee	foresee	VERB
afbr-75	319	10	what	what	PRON
afbr-75	319	11	they	they	PRON
afbr-75	319	12	might	might	AUX
afbr-75	319	13	need	need	VERB
afbr-75	319	14	or	or	CCONJ
afbr-75	319	15	where	where	SCONJ
afbr-75	319	16	the	the	DET
afbr-75	319	17	market	market	NOUN
afbr-75	319	18	can	can	AUX
afbr-75	319	19	take	take	VERB
afbr-75	319	20	them	they	PRON
afbr-75	319	21	,	,	PUNCT
afbr-75	319	22	having	have	VERB
afbr-75	319	23	too	too	ADV
afbr-75	319	24	much	much	ADJ
afbr-75	319	25	of	of	ADP
afbr-75	319	26	a	a	DET
afbr-75	319	27	here	here	ADV
afbr-75	319	28	-	-	PUNCT
afbr-75	319	29	and	and	CCONJ
afbr-75	319	30	-	-	PUNCT
afbr-75	319	31	now	now	ADV
afbr-75	319	32	mindset	mindset	NOUN
afbr-75	319	33	.	.	PUNCT
afbr-75	320	1	although	although	SCONJ
afbr-75	320	2	many	many	ADJ
afbr-75	320	3	areas	area	NOUN
afbr-75	320	4	in	in	ADP
afbr-75	320	5	a	a	DET
afbr-75	320	6	business	business	NOUN
afbr-75	320	7	are	be	AUX
afbr-75	320	8	scalable	scalable	ADJ
afbr-75	320	9	,	,	PUNCT
afbr-75	320	10	some	some	PRON
afbr-75	320	11	are	be	AUX
afbr-75	320	12	not	not	PART
afbr-75	320	13	.	.	PUNCT
afbr-75	321	1	it‘s	it‘s	PROPN
afbr-75	321	2	just	just	ADV
afbr-75	321	3	as	as	ADV
afbr-75	321	4	important	important	ADJ
afbr-75	321	5	to	to	PART
afbr-75	321	6	recognize	recognize	VERB
afbr-75	321	7	where	where	SCONJ
afbr-75	321	8	can	can	AUX
afbr-75	321	9	not	not	PART
afbr-75	321	10	be	be	AUX
afbr-75	321	11	changed	change	VERB
afbr-75	321	12	as	as	SCONJ
afbr-75	321	13	to	to	PART
afbr-75	321	14	see	see	VERB
afbr-75	321	15	where	where	SCONJ
afbr-75	321	16	can	can	AUX
afbr-75	321	17	be	be	AUX
afbr-75	321	18	changed	change	VERB
afbr-75	321	19	.	.	PUNCT
afbr-75	322	1	references	reference	NOUN
afbr-75	322	2	albanese	albanese	PROPN
afbr-75	322	3	,	,	PUNCT
afbr-75	322	4	j.(2015	j.(2015	PROPN
afbr-75	322	5	)	)	PUNCT
afbr-75	322	6	.	.	PUNCT
afbr-75	323	1	how	how	SCONJ
afbr-75	323	2	to	to	PART
afbr-75	323	3	scale	scale	VERB
afbr-75	323	4	a	a	DET
afbr-75	323	5	business	business	NOUN
afbr-75	323	6	:	:	PUNCT
afbr-75	323	7	4	4	NUM
afbr-75	323	8	growth	growth	NOUN
afbr-75	323	9	tips	tip	NOUN
afbr-75	323	10	from	from	ADP
afbr-75	323	11	actual	actual	ADJ
afbr-75	323	12	experience	experience	NOUN
afbr-75	323	13	.	.	PUNCT
afbr-75	324	1	https://www.inc.com/jasonalbanese/how-to-scale-a-business-4-growth-tips-from-actual-experience.html	https://www.inc.com/jasonalbanese/how-to-scale-a-business-4-growth-tips-from-actual-experience.html	PROPN
afbr-75	324	2	adb	adb	PROPN
afbr-75	324	3	(	(	PUNCT
afbr-75	324	4	2002).technical	2002).technical	NUM
afbr-75	324	5	assistance	assistance	NOUN
afbr-75	324	6	for	for	ADP
afbr-75	324	7	the	the	DET
afbr-75	324	8	development	development	NOUN
afbr-75	324	9	of	of	ADP
afbr-75	324	10	a	a	DET
afbr-75	324	11	framework	framework	NOUN
afbr-75	324	12	for	for	ADP
afbr-75	324	13	sme	sme	NOUN
afbr-75	324	14	support	support	NOUN
afbr-75	324	15	.	.	PUNCT
afbr-75	325	1	asian	asian	PROPN
afbr-75	325	2	development	development	PROPN
afbr-75	325	3	bank	bank	PROPN
afbr-75	325	4	.	.	PUNCT
afbr-75	326	1	asare	asare	PROPN
afbr-75	326	2	,	,	PUNCT
afbr-75	326	3	j.	j.	PROPN
afbr-75	326	4	(	(	PUNCT
afbr-75	326	5	2017).approach	2017).approach	NUM
afbr-75	326	6	to	to	PART
afbr-75	326	7	assess	assess	VERB
afbr-75	326	8	and	and	CCONJ
afbr-75	326	9	select	select	VERB
afbr-75	326	10	small	small	ADJ
afbr-75	326	11	and	and	CCONJ
afbr-75	326	12	medium	medium	ADJ
afbr-75	326	13	enterprises	enterprise	NOUN
afbr-75	326	14	(	(	PUNCT
afbr-75	326	15	smes	sme	NOUN
afbr-75	326	16	)	)	PUNCT
afbr-75	326	17	for	for	ADP
afbr-75	326	18	incubation	incubation	NOUN
afbr-75	326	19	on	on	ADP
afbr-75	326	20	the	the	DET
afbr-75	326	21	base	base	NOUN
afbr-75	326	22	of	of	ADP
afbr-75	326	23	angel	angel	NOUN
afbr-75	326	24	model	model	NOUN
afbr-75	326	25	–	–	PUNCT
afbr-75	326	26	a	a	DET
afbr-75	326	27	case	case	NOUN
afbr-75	326	28	on	on	ADP
afbr-75	326	29	developing	develop	VERB
afbr-75	326	30	economies	economy	NOUN
afbr-75	326	31	and	and	CCONJ
afbr-75	326	32	engine	engine	NOUN
afbr-75	326	33	program	program	NOUN
afbr-75	326	34	.	.	PUNCT
afbr-75	327	1	british	british	ADJ
afbr-75	327	2	journal	journal	PROPN
afbr-75	327	3	of	of	ADP
afbr-75	327	4	economics	economic	NOUN
afbr-75	327	5	,	,	PUNCT
afbr-75	327	6	management	management	NOUN
afbr-75	327	7	&	&	CCONJ
afbr-75	327	8	trade	trade	PROPN
afbr-75	327	9	,	,	PUNCT
afbr-75	327	10	17(3	17(3	NUM
afbr-75	327	11	)	)	PUNCT
afbr-75	327	12	,	,	PUNCT
afbr-75	327	13	1	1	NUM
afbr-75	327	14	-	-	SYM
afbr-75	327	15	28	28	NUM
afbr-75	327	16	,	,	PUNCT
afbr-75	327	17	ashrafi	ashrafi	PROPN
afbr-75	327	18	,	,	PUNCT
afbr-75	327	19	r.	r.	PROPN
afbr-75	327	20	,	,	PUNCT
afbr-75	327	21	and	and	CCONJ
afbr-75	327	22	murtaza	murtaza	PROPN
afbr-75	327	23	,	,	PUNCT
afbr-75	327	24	m.	m.	NOUN
afbr-75	327	25	(	(	PUNCT
afbr-75	327	26	2008).use	2008).use	NOUN
afbr-75	327	27	and	and	CCONJ
afbr-75	327	28	impact	impact	NOUN
afbr-75	327	29	of	of	ADP
afbr-75	327	30	ict	ict	NOUN
afbr-75	327	31	on	on	ADP
afbr-75	327	32	smes	sme	NOUN
afbr-75	327	33	in	in	ADP
afbr-75	327	34	oman.the	oman.the	DET
afbr-75	327	35	electronic	electronic	ADJ
afbr-75	327	36	journal	journal	NOUN
afbr-75	327	37	information	information	NOUN
afbr-75	327	38	systems	system	NOUN
afbr-75	327	39	(	(	PUNCT
afbr-75	327	40	vol	vol	NOUN
afbr-75	327	41	.	.	PROPN
afbr-75	327	42	11	11	NUM
afbr-75	327	43	)	)	PUNCT
afbr-75	327	44	.	.	PUNCT
afbr-75	328	1	apulu	apulu	PROPN
afbr-75	328	2	,	,	PUNCT
afbr-75	328	3	i.	i.	NOUN
afbr-75	328	4	,	,	PUNCT
afbr-75	328	5	and	and	CCONJ
afbr-75	328	6	ige	ige	NOUN
afbr-75	328	7	,	,	PUNCT
afbr-75	328	8	o.	o.	INTJ
afbr-75	328	9	(	(	PUNCT
afbr-75	328	10	2011	2011	NUM
afbr-75	328	11	)	)	PUNCT
afbr-75	328	12	.	.	PUNCT
afbr-75	329	1	are	be	AUX
afbr-75	329	2	nigeria	nigeria	PROPN
afbr-75	329	3	smes	sme	NOUN
afbr-75	329	4	effectively	effectively	ADV
afbr-75	329	5	utilizing	utilize	VERB
afbr-75	329	6	ict	ict	PROPN
afbr-75	329	7	?	?	PUNCT
afbr-75	330	1	international	international	ADJ
afbr-75	330	2	journal	journal	NOUN
afbr-75	330	3	of	of	ADP
afbr-75	330	4	business	business	NOUN
afbr-75	330	5	and	and	CCONJ
afbr-75	330	6	management	management	NOUN
afbr-75	330	7	,	,	PUNCT
afbr-75	330	8	vol.6	vol.6	PROPN
afbr-75	330	9	.	.	PUNCT
afbr-75	331	1	no	no	DET
afbr-75	331	2	6	6	NUM
afbr-75	331	3	.	.	PUNCT
afbr-75	331	4	ayozie	ayozie	NOUN
afbr-75	331	5	,	,	PUNCT
afbr-75	331	6	d.	d.	PROPN
afbr-75	331	7	o.	o.	PROPN
afbr-75	331	8	,	,	PUNCT
afbr-75	331	9	oboreh	oboreh	NOUN
afbr-75	331	10	,	,	PUNCT
afbr-75	331	11	j.	j.	PROPN
afbr-75	331	12	s.	s.	PROPN
afbr-75	331	13	,umokoro	,umokoro	PROPN
afbr-75	331	14	,	,	PUNCT
afbr-75	331	15	f.	f.	PROPN
afbr-75	331	16	,	,	PUNCT
afbr-75	331	17	and	and	CCONJ
afbr-75	331	18	ayozie	ayozie	NOUN
afbr-75	331	19	,	,	PUNCT
afbr-75	331	20	v.	v.	PROPN
afbr-75	331	21	c.	c.	PROPN
afbr-75	331	22	(	(	PUNCT
afbr-75	331	23	2013	2013	NUM
afbr-75	331	24	)	)	PUNCT
afbr-75	331	25	.	.	PUNCT
afbr-75	332	1	small	small	ADJ
afbr-75	332	2	and	and	CCONJ
afbr-75	332	3	medium	medium	ADJ
afbr-75	332	4	scale	scale	NOUN
afbr-75	332	5	enterprises	enterprise	NOUN
afbr-75	332	6	(	(	PUNCT
afbr-75	332	7	smes	sme	NOUN
afbr-75	332	8	)	)	PUNCT
afbr-75	332	9	in	in	ADP
afbr-75	332	10	nigeria	nigeria	PROPN
afbr-75	332	11	:	:	PUNCT
afbr-75	332	12	the	the	DET
afbr-75	332	13	marketing	marketing	NOUN
afbr-75	332	14	interface	interface	NOUN
afbr-75	332	15	.	.	PUNCT
afbr-75	333	1	global	global	ADJ
afbr-75	333	2	journal	journal	PROPN
afbr-75	333	3	of	of	ADP
afbr-75	333	4	management	management	NOUN
afbr-75	333	5	and	and	CCONJ
afbr-75	333	6	business	business	NOUN
afbr-75	333	7	research.13(9	research.13(9	NOUN
afbr-75	333	8	)	)	PUNCT
afbr-75	333	9	.	.	PUNCT
afbr-75	334	1	available	available	ADJ
afbr-75	334	2	at	at	ADP
afbr-75	334	3	:	:	PUNCT
afbr-75	334	4	https://globaljournals.org/gjmbr_volume13/1-small-and-medium-scale-enterprises.pdf	https://globaljournals.org/gjmbr_volume13/1-small-and-medium-scale-enterprises.pdf	NOUN
afbr-75	334	5	.	.	PUNCT
afbr-75	335	1	advance	advance	NOUN
afbr-75	335	2	funds	fund	NOUN
afbr-75	335	3	network	network	NOUN
afbr-75	335	4	(	(	PUNCT
afbr-75	335	5	n.d	n.d	PROPN
afbr-75	335	6	.	.	PROPN
afbr-75	335	7	)	)	PUNCT
afbr-75	335	8	.	.	PUNCT
afbr-75	336	1	importance	importance	NOUN
afbr-75	336	2	of	of	ADP
afbr-75	336	3	technology	technology	NOUN
afbr-75	336	4	for	for	ADP
afbr-75	336	5	small	small	ADJ
afbr-75	336	6	business	business	NOUN
afbr-75	336	7	in	in	ADP
afbr-75	336	8	growing	grow	VERB
afbr-75	336	9	the	the	DET
afbr-75	336	10	economy.https://www.advancefundsnetwork.com/importance-of-technology-for-small-business-ingrowing-the-economy/	economy.https://www.advancefundsnetwork.com/importance-of-technology-for-small-business-ingrowing-the-economy/	PROPN
afbr-75	336	11	bala	bala	PROPN
afbr-75	336	12	,	,	PUNCT
afbr-75	336	13	j.j	j.j	PROPN
afbr-75	336	14	.	.	PROPN
afbr-75	336	15	(	(	PUNCT
afbr-75	336	16	2002	2002	NUM
afbr-75	336	17	)	)	PUNCT
afbr-75	336	18	.	.	PUNCT
afbr-75	337	1	the	the	DET
afbr-75	337	2	nigerian	nigerian	ADJ
afbr-75	337	3	investment	investment	NOUN
afbr-75	337	4	promotion	promotion	PROPN
afbr-75	337	5	commission	commission	NOUN
afbr-75	337	6	and	and	CCONJ
afbr-75	337	7	prospects	prospect	NOUN
afbr-75	337	8	for	for	ADP
afbr-75	337	9	investment	investment	NOUN
afbr-75	337	10	by	by	ADP
afbr-75	337	11	small	small	ADJ
afbr-75	337	12	scale	scale	NOUN
afbr-75	337	13	enterprises	enterprise	NOUN
afbr-75	337	14	with	with	ADP
afbr-75	337	15	the	the	DET
afbr-75	337	16	new	new	ADJ
afbr-75	337	17	democratic	democratic	ADJ
afbr-75	337	18	dispensation	dispensation	NOUN
afbr-75	337	19	presented	present	VERB
afbr-75	337	20	at	at	ADP
afbr-75	337	21	the	the	DET
afbr-75	337	22	seminar	seminar	NOUN
afbr-75	337	23	on	on	ADP
afbr-75	337	24	the	the	DET
afbr-75	337	25	strategies	strategy	NOUN
afbr-75	337	26	and	and	CCONJ
afbr-75	337	27	policies	policy	NOUN
afbr-75	337	28	for	for	ADP
afbr-75	337	29	the	the	DET
afbr-75	337	30	support	support	NOUN
afbr-75	337	31	of	of	ADP
afbr-75	337	32	small	small	ADJ
afbr-75	337	33	scale	scale	NOUN
afbr-75	337	34	industries	industry	NOUN
afbr-75	337	35	in	in	ADP
afbr-75	337	36	nigeria	nigeria	PROPN
afbr-75	337	37	held	hold	VERB
afbr-75	337	38	at	at	ADP
afbr-75	337	39	abuja	abuja	PROPN
afbr-75	337	40	in	in	ADP
afbr-75	337	41	may	may	PROPN
afbr-75	337	42	.	.	PUNCT
afbr-75	338	1	campbell	campbell	PROPN
afbr-75	338	2	,	,	PUNCT
afbr-75	338	3	a.	a.	PROPN
afbr-75	338	4	(	(	PUNCT
afbr-75	338	5	2017	2017	NUM
afbr-75	338	6	)	)	PUNCT
afbr-75	338	7	.	.	PUNCT
afbr-75	339	1	how	how	SCONJ
afbr-75	339	2	to	to	PART
afbr-75	339	3	scale	scale	VERB
afbr-75	339	4	a	a	DET
afbr-75	339	5	business	business	NOUN
afbr-75	339	6	.	.	PUNCT
afbr-75	340	1	https://www.score.org/blog/how-scale-business	https://www.score.org/blog/how-scale-business	PROPN
afbr-75	340	2	clean	clean	ADJ
afbr-75	340	3	bottle	bottle	NOUN
afbr-75	340	4	(	(	PUNCT
afbr-75	340	5	2015	2015	NUM
afbr-75	340	6	)	)	PUNCT
afbr-75	340	7	.	.	PUNCT
afbr-75	341	1	clean	clean	ADJ
afbr-75	341	2	bottle	bottle	NOUN
afbr-75	341	3	guaranteed	guarantee	VERB
afbr-75	341	4	for	for	ADP
afbr-75	341	5	life	life	NOUN
afbr-75	341	6	.	.	PUNCT
afbr-75	342	1	http://www.cleanbottle.com	http://www.cleanbottle.com	X
afbr-75	342	2	.	.	PUNCT
afbr-75	343	1	retrieved	retrieve	VERB
afbr-75	343	2	from	from	ADP
afbr-75	343	3	the	the	DET
afbr-75	343	4	web	web	NOUN
afbr-75	343	5	on	on	ADP
afbr-75	343	6	13	13	NUM
afbr-75	343	7	march	march	NOUN
afbr-75	343	8	2015	2015	NUM
afbr-75	343	9	.	.	PUNCT
afbr-75	344	1	contegix	contegix	NOUN
afbr-75	344	2	(	(	PUNCT
afbr-75	344	3	n.d.).why	n.d.).why	ADV
afbr-75	344	4	is	be	AUX
afbr-75	344	5	scalability	scalability	NOUN
afbr-75	344	6	important	important	ADJ
afbr-75	344	7	for	for	ADP
afbr-75	344	8	my	my	PRON
afbr-75	344	9	business?https://www.contegix.com	business?https://www.contegix.com	PROPN
afbr-75	344	10	/	/	SYM
afbr-75	344	11	why	why	SCONJ
afbr-75	344	12	-	-	PUNCT
afbr-75	344	13	is	be	AUX
afbr-75	344	14	-	-	PUNCT
afbr-75	344	15	scalabilityimportant	scalabilityimportant	NOUN
afbr-75	344	16	-	-	PUNCT
afbr-75	344	17	for	for	ADP
afbr-75	344	18	-	-	PUNCT
afbr-75	344	19	my	my	PRON
afbr-75	344	20	-	-	PUNCT
afbr-75	344	21	business/.	business/.	NOUN
afbr-75	344	22	dudnik	dudnik	NOUN
afbr-75	344	23	,	,	PUNCT
afbr-75	344	24	n.	n.	NOUN
afbr-75	344	25	(	(	PUNCT
afbr-75	344	26	2010	2010	NUM
afbr-75	344	27	)	)	PUNCT
afbr-75	344	28	.	.	PUNCT
afbr-75	345	1	―social	―social	ADJ
afbr-75	345	2	entrepreneurs	entrepreneur	NOUN
afbr-75	345	3	‘	'	PUNCT
afbr-75	345	4	tricky	tricky	ADJ
afbr-75	345	5	issues	issue	NOUN
afbr-75	345	6	of	of	ADP
afbr-75	345	7	sustainability	sustainability	NOUN
afbr-75	345	8	and	and	CCONJ
afbr-75	345	9	scale.‖	scale.‖	PROPN
afbr-75	345	10	harvard	harvard	PROPN
afbr-75	345	11	business	business	PROPN
afbr-75	345	12	review	review	PROPN
afbr-75	345	13	.	.	PUNCT
afbr-75	346	1	divestopedia(n.d.).scalability.https://www.divestopedia.com	divestopedia(n.d.).scalability.https://www.divestopedia.com	PROPN
afbr-75	346	2	/	/	SYM
afbr-75	346	3	definition/970	definition/970	ADJ
afbr-75	346	4	/	/	SYM
afbr-75	346	5	scalability	scalability	NOUN
afbr-75	346	6	ekpenyong	ekpenyong	NOUN
afbr-75	346	7	,	,	PUNCT
afbr-75	346	8	d.	d.	PROPN
afbr-75	346	9	b.	b.	PROPN
afbr-75	346	10	(	(	PUNCT
afbr-75	346	11	1997	1997	NUM
afbr-75	346	12	)	)	PUNCT
afbr-75	346	13	.	.	PUNCT
afbr-75	347	1	"	"	PUNCT
afbr-75	347	2	problems	problem	NOUN
afbr-75	347	3	of	of	ADP
afbr-75	347	4	small	small	ADJ
afbr-75	347	5	business	business	NOUN
afbr-75	347	6	and	and	CCONJ
afbr-75	347	7	why	why	SCONJ
afbr-75	347	8	they	they	PRON
afbr-75	347	9	fail	fail	VERB
afbr-75	347	10	.	.	PUNCT
afbr-75	347	11	"	"	PUNCT
afbr-75	348	1	journal	journal	NOUN
afbr-75	348	2	of	of	ADP
afbr-75	348	3	general	general	ADJ
afbr-75	348	4	studies	study	NOUN
afbr-75	348	5	,	,	PUNCT
afbr-75	348	6	bayero	bayero	NOUN
afbr-75	348	7	,	,	PUNCT
afbr-75	348	8	university	university	NOUN
afbr-75	348	9	,	,	PUNCT
afbr-75	348	10	vol	vol	NOUN
afbr-75	348	11	.	.	PROPN
afbr-75	348	12	3	3	NUM
afbr-75	348	13	,	,	PUNCT
afbr-75	348	14	no.1	no.1	X
afbr-75	348	15	elebeke	elebeke	NOUN
afbr-75	348	16	,	,	PUNCT
afbr-75	348	17	e.	e.	PROPN
afbr-75	348	18	(	(	PUNCT
afbr-75	348	19	2012).smes	2012).sme	NOUN
afbr-75	348	20	contribute	contribute	VERB
afbr-75	348	21	half	half	NOUN
afbr-75	348	22	of	of	ADP
afbr-75	348	23	nigeria‘s	nigeria‘s	PROPN
afbr-75	348	24	gdp	gdp	PROPN
afbr-75	348	25	.	.	PUNCT
afbr-75	349	1	https://www.vanguardngr.com/2012/12/smes-contributehalf-of-nigerias-gdp/	https://www.vanguardngr.com/2012/12/smes-contributehalf-of-nigerias-gdp/	PROPN
afbr-75	349	2	etuk	etuk	PROPN
afbr-75	349	3	,	,	PUNCT
afbr-75	349	4	r.	r.	PROPN
afbr-75	349	5	u.	u.	PROPN
afbr-75	349	6	,	,	PUNCT
afbr-75	349	7	etuk	etuk	PROPN
afbr-75	349	8	,	,	PUNCT
afbr-75	349	9	g.	g.	PROPN
afbr-75	349	10	r.	r.	PROPN
afbr-75	349	11	,	,	PUNCT
afbr-75	349	12	and	and	CCONJ
afbr-75	349	13	michael	michael	PROPN
afbr-75	349	14	,	,	PUNCT
afbr-75	349	15	b.	b.	PROPN
afbr-75	349	16	(	(	PUNCT
afbr-75	349	17	2014).small	2014).small	PRON
afbr-75	349	18	and	and	CCONJ
afbr-75	349	19	medium	medium	ADJ
afbr-75	349	20	scale	scale	NOUN
afbr-75	349	21	enterprises	enterprise	NOUN
afbr-75	349	22	(	(	PUNCT
afbr-75	349	23	smes	sme	NOUN
afbr-75	349	24	)	)	PUNCT
afbr-75	349	25	and	and	CCONJ
afbr-75	349	26	nigeria‘s	nigeria‘s	ADJ
afbr-75	349	27	economic	economic	ADJ
afbr-75	349	28	development.mediterranean	development.mediterranean	ADJ
afbr-75	349	29	journal	journal	NOUN
afbr-75	349	30	of	of	ADP
afbr-75	349	31	social	social	ADJ
afbr-75	349	32	sciences	science	NOUN
afbr-75	349	33	,	,	PUNCT
afbr-75	349	34	5(7	5(7	NUM
afbr-75	349	35	)	)	PUNCT
afbr-75	349	36	,	,	PUNCT
afbr-75	349	37	656662	656662	NUM
afbr-75	349	38	.	.	PUNCT
afbr-75	350	1	evbuomwan	evbuomwan	PROPN
afbr-75	350	2	,	,	PUNCT
afbr-75	350	3	g.	g.	PROPN
afbr-75	350	4	o.	o.	PROPN
afbr-75	350	5	,	,	PUNCT
afbr-75	350	6	ikpi	ikpi	PROPN
afbr-75	350	7	,	,	PUNCT
afbr-75	350	8	a.	a.	PROPN
afbr-75	350	9	e.	e.	PROPN
afbr-75	350	10	,	,	PUNCT
afbr-75	350	11	okoruwa	okoruwa	INTJ
afbr-75	350	12	,	,	PUNCT
afbr-75	350	13	v.	v.	PROPN
afbr-75	350	14	o.	o.	NOUN
afbr-75	350	15	,	,	PUNCT
afbr-75	350	16	and	and	CCONJ
afbr-75	350	17	akinyosoye	akinyosoye	NOUN
afbr-75	350	18	,	,	PUNCT
afbr-75	350	19	v.	v.	CCONJ
afbr-75	350	20	o.	o.	PROPN
afbr-75	350	21	(	(	PUNCT
afbr-75	350	22	2012).―preferences	2012).―preference	NOUN
afbr-75	350	23	of	of	ADP
afbr-75	350	24	micro	micro	NOUN
afbr-75	350	25	,	,	PUNCT
afbr-75	350	26	small	small	ADJ
afbr-75	350	27	and	and	CCONJ
afbr-75	350	28	medium	medium	ADJ
afbr-75	350	29	scale	scale	NOUN
afbr-75	350	30	enterprises	enterprise	NOUN
afbr-75	350	31	to	to	ADP
afbr-75	350	32	financial	financial	ADJ
afbr-75	350	33	products	product	NOUN
afbr-75	350	34	in	in	ADP
afbr-75	350	35	nigeria‖.journal	nigeria‖.journal	ADJ
afbr-75	350	36	of	of	ADP
afbr-75	350	37	agricultural	agricultural	ADJ
afbr-75	350	38	economics	economic	NOUN
afbr-75	350	39	and	and	CCONJ
afbr-75	350	40	development	development	NOUN
afbr-75	350	41	,	,	PUNCT
afbr-75	350	42	1(4	1(4	NUM
afbr-75	350	43	)	)	PUNCT
afbr-75	350	44	,	,	PUNCT
afbr-75	350	45	80	80	NUM
afbr-75	350	46	-	-	SYM
afbr-75	350	47	98	98	NUM
afbr-75	350	48	.	.	PUNCT
afbr-75	351	1	fastcompany	fastcompany	PROPN
afbr-75	351	2	(	(	PUNCT
afbr-75	351	3	2013	2013	NUM
afbr-75	351	4	)	)	PUNCT
afbr-75	351	5	.	.	PUNCT
afbr-75	352	1	5	5	NUM
afbr-75	352	2	essential	essential	ADJ
afbr-75	352	3	principles	principle	NOUN
afbr-75	352	4	for	for	ADP
afbr-75	352	5	growing	grow	VERB
afbr-75	352	6	your	your	PRON
afbr-75	352	7	small	small	ADJ
afbr-75	352	8	business	business	NOUN
afbr-75	352	9	.	.	PUNCT
afbr-75	353	1	https://www.fastcompany.com/3004395/5-essential-principles-growing-your-small-business	https://www.fastcompany.com/3004395/5-essential-principles-growing-your-small-business	ADJ
afbr-75	353	2	freshbooks	freshbook	NOUN
afbr-75	353	3	(	(	PUNCT
afbr-75	353	4	n.d.).how	n.d.).how	PROPN
afbr-75	353	5	to	to	PART
afbr-75	353	6	solve	solve	VERB
afbr-75	353	7	6	6	NUM
afbr-75	353	8	common	common	ADJ
afbr-75	353	9	cash	cash	NOUN
afbr-75	353	10	flow	flow	NOUN
afbr-75	353	11	problems	problem	NOUN
afbr-75	353	12	in	in	ADP
afbr-75	353	13	your	your	PRON
afbr-75	353	14	business	business	NOUN
afbr-75	353	15	.	.	PUNCT
afbr-75	354	1	https://www.freshbooks.com/blog/6-ways-to-avoid-cash-flow-problems-in-your-business	https://www.freshbooks.com/blog/6-ways-to-avoid-cash-flow-problems-in-your-business	ADJ
afbr-75	354	2	albanese,%20j.(2015).%20how%20to%20scale%20a%20business:%204%20growth%20tips%20from%20actual%20experience.%20https:/www.inc.com	albanese,%20j.(2015).%20how%20to%20scale%20a%20business:%204%20growth%20tips%20from%20actual%20experience.%20https:/www.inc.com	X
afbr-75	354	3	/	/	SYM
afbr-75	354	4	jason	jason	NOUN
afbr-75	354	5	-	-	PUNCT
afbr-75	354	6	albanese	albanese	ADJ
afbr-75	354	7	/	/	SYM
afbr-75	354	8	how	how	ADV
afbr-75	354	9	-	-	PUNCT
afbr-75	354	10	to	to	ADP
afbr-75	354	11	-	-	PUNCT
afbr-75	354	12	scale	scale	VERB
afbr-75	354	13	-	-	PUNCT
afbr-75	354	14	a	a	DET
afbr-75	354	15	-	-	PUNCT
afbr-75	354	16	business-4	business-4	NOUN
afbr-75	354	17	-	-	PUNCT
afbr-75	354	18	growth	growth	NOUN
afbr-75	354	19	-	-	PUNCT
afbr-75	354	20	tips	tip	NOUN
afbr-75	354	21	-	-	PUNCT
afbr-75	354	22	from	from	ADP
afbr-75	354	23	-	-	PUNCT
afbr-75	354	24	actual	actual	ADJ
afbr-75	354	25	-	-	PUNCT
afbr-75	354	26	experience.html	experience.html	NOUN
afbr-75	354	27	albanese,%20j.(2015).%20how%20to%20scale%20a%20business:%204%20growth%20tips%20from%20actual%20experience.%20https:/www.inc.com	albanese,%20j.(2015).%20how%20to%20scale%20a%20business:%204%20growth%20tips%20from%20actual%20experience.%20https:/www.inc.com	NOUN
afbr-75	354	28	/	/	SYM
afbr-75	354	29	jason	jason	NOUN
afbr-75	354	30	-	-	PUNCT
afbr-75	354	31	albanese	albanese	ADJ
afbr-75	354	32	/	/	SYM
afbr-75	354	33	how	how	ADV
afbr-75	354	34	-	-	PUNCT
afbr-75	354	35	to	to	ADP
afbr-75	354	36	-	-	PUNCT
afbr-75	354	37	scale	scale	VERB
afbr-75	354	38	-	-	PUNCT
afbr-75	354	39	a	a	DET
afbr-75	354	40	-	-	PUNCT
afbr-75	354	41	business-4	business-4	NOUN
afbr-75	354	42	-	-	PUNCT
afbr-75	354	43	growth	growth	NOUN
afbr-75	354	44	-	-	PUNCT
afbr-75	354	45	tips	tip	NOUN
afbr-75	354	46	-	-	PUNCT
afbr-75	354	47	from	from	ADP
afbr-75	354	48	-	-	PUNCT
afbr-75	354	49	actual	actual	ADJ
afbr-75	354	50	-	-	PUNCT
afbr-75	354	51	experience.html	experience.html	NOUN
afbr-75	354	52	albanese,%20j.(2015).%20how%20to%20scale%20a%20business:%204%20growth%20tips%20from%20actual%20experience.%20https:/www.inc.com	albanese,%20j.(2015).%20how%20to%20scale%20a%20business:%204%20growth%20tips%20from%20actual%20experience.%20https:/www.inc.com	NOUN
afbr-75	354	53	/	/	SYM
afbr-75	354	54	jason	jason	NOUN
afbr-75	354	55	-	-	PUNCT
afbr-75	354	56	albanese	albanese	ADJ
afbr-75	354	57	/	/	SYM
afbr-75	354	58	how	how	ADV
afbr-75	354	59	-	-	PUNCT
afbr-75	354	60	to	to	ADP
afbr-75	354	61	-	-	PUNCT
afbr-75	354	62	scale	scale	VERB
afbr-75	354	63	-	-	PUNCT
afbr-75	354	64	a	a	DET
afbr-75	354	65	-	-	PUNCT
afbr-75	354	66	business-4	business-4	NOUN
afbr-75	354	67	-	-	PUNCT
afbr-75	354	68	growth	growth	NOUN
afbr-75	354	69	-	-	PUNCT
afbr-75	354	70	tips	tip	NOUN
afbr-75	354	71	-	-	PUNCT
afbr-75	354	72	from	from	ADP
afbr-75	354	73	-	-	PUNCT
afbr-75	354	74	actual	actual	ADJ
afbr-75	354	75	-	-	PUNCT
afbr-75	354	76	experience.html	experience.html	NOUN
afbr-75	354	77	albanese,%20j.(2015).%20how%20to%20scale%20a%20business:%204%20growth%20tips%20from%20actual%20experience.%20https:/www.inc.com	albanese,%20j.(2015).%20how%20to%20scale%20a%20business:%204%20growth%20tips%20from%20actual%20experience.%20https:/www.inc.com	NOUN
afbr-75	354	78	/	/	SYM
afbr-75	354	79	jason	jason	NOUN
afbr-75	354	80	-	-	PUNCT
afbr-75	354	81	albanese	albanese	ADJ
afbr-75	354	82	/	/	SYM
afbr-75	354	83	how	how	ADV
afbr-75	354	84	-	-	PUNCT
afbr-75	354	85	to	to	ADP
afbr-75	354	86	-	-	PUNCT
afbr-75	354	87	scale	scale	VERB
afbr-75	354	88	-	-	PUNCT
afbr-75	354	89	a	a	DET
afbr-75	354	90	-	-	PUNCT
afbr-75	354	91	business-4	business-4	NOUN
afbr-75	354	92	-	-	PUNCT
afbr-75	354	93	growth	growth	NOUN
afbr-75	354	94	-	-	PUNCT
afbr-75	354	95	tips	tip	NOUN
afbr-75	354	96	-	-	PUNCT
afbr-75	354	97	from	from	ADP
afbr-75	354	98	-	-	PUNCT
afbr-75	354	99	actual	actual	ADJ
afbr-75	354	100	-	-	PUNCT
afbr-75	354	101	experience.html	experience.html	NOUN
afbr-75	354	102	albanese,%20j.(2015).%20how%20to%20scale%20a%20business:%204%20growth%20tips%20from%20actual%20experience.%20https:/www.inc.com	albanese,%20j.(2015).%20how%20to%20scale%20a%20business:%204%20growth%20tips%20from%20actual%20experience.%20https:/www.inc.com	NOUN
afbr-75	354	103	/	/	SYM
afbr-75	354	104	jason	jason	NOUN
afbr-75	354	105	-	-	PUNCT
afbr-75	354	106	albanese	albanese	ADJ
afbr-75	354	107	/	/	SYM
afbr-75	354	108	how	how	ADV
afbr-75	354	109	-	-	PUNCT
afbr-75	354	110	to	to	ADP
afbr-75	354	111	-	-	PUNCT
afbr-75	354	112	scale	scale	VERB
afbr-75	354	113	-	-	PUNCT
afbr-75	354	114	a	a	DET
afbr-75	354	115	-	-	PUNCT
afbr-75	354	116	business-4	business-4	NOUN
afbr-75	354	117	-	-	PUNCT
afbr-75	354	118	growth	growth	NOUN
afbr-75	354	119	-	-	PUNCT
afbr-75	354	120	tips	tip	NOUN
afbr-75	354	121	-	-	PUNCT
afbr-75	354	122	from	from	ADP
afbr-75	354	123	-	-	PUNCT
afbr-75	354	124	actual	actual	ADJ
afbr-75	354	125	-	-	PUNCT
afbr-75	354	126	experience.html	experience.html	NUM
afbr-75	354	127	https://globaljournals.org/gjmbr_volume13/1-small-and-medium-scale-enterprises.pdf	https://globaljournals.org/gjmbr_volume13/1-small-and-medium-scale-enterprises.pdf	NOUN
afbr-75	354	128	https://www.score.org/author/anita-campbell	https://www.score.org/author/anita-campbell	PROPN
afbr-75	354	129	https://www.score.org/blog/how-scale-business	https://www.score.org/blog/how-scale-business	PROPN
afbr-75	354	130	https://www.vanguardngr.com/2012/12/smes-contribute-half-of-nigerias-gdp/	https://www.vanguardngr.com/2012/12/smes-contribute-half-of-nigerias-gdp/	NOUN
afbr-75	354	131	https://www.vanguardngr.com/2012/12/smes-contribute-half-of-nigerias-gdp/	https://www.vanguardngr.com/2012/12/smes-contribute-half-of-nigerias-gdp/	NOUN
afbr-75	354	132	https://www.fastcompany.com/3004395/5-essential-principles-growing-your-small-business	https://www.fastcompany.com/3004395/5-essential-principles-growing-your-small-business	NOUN
afbr-75	354	133	www.cribfb.com/journal/index.php/afbr	www.cribfb.com/journal/index.php/afbr	PROPN
afbr-75	354	134	australian	australian	ADJ
afbr-75	354	135	finance	finance	NOUN
afbr-75	354	136	and	and	CCONJ
afbr-75	354	137	banking	banking	NOUN
afbr-75	354	138	vol	vol	NOUN
afbr-75	354	139	.	.	PROPN
afbr-75	355	1	2	2	NUM
afbr-75	355	2	,	,	PUNCT
afbr-75	355	3	no	no	INTJ
afbr-75	355	4	.	.	NOUN
afbr-75	355	5	1	1	NUM
afbr-75	355	6	;	;	PUNCT
afbr-75	355	7	2018	2018	NUM
afbr-75	355	8	10	10	NUM
afbr-75	355	9	gausepohl	gausepohl	NOUN
afbr-75	355	10	,	,	PUNCT
afbr-75	355	11	s.	s.	PROPN
afbr-75	355	12	(	(	PUNCT
afbr-75	355	13	2016	2016	NUM
afbr-75	355	14	)	)	PUNCT
afbr-75	355	15	.	.	PUNCT
afbr-75	356	1	7	7	NUM
afbr-75	356	2	secrets	secret	NOUN
afbr-75	356	3	for	for	ADP
afbr-75	356	4	growing	grow	VERB
afbr-75	356	5	your	your	PRON
afbr-75	356	6	business	business	NOUN
afbr-75	356	7	quickly	quickly	ADV
afbr-75	356	8	.	.	PUNCT
afbr-75	357	1	https://www.businessnewsdaily.com/7690rapid-business-growth-tips.html	https://www.businessnewsdaily.com/7690rapid-business-growth-tips.html	PROPN
afbr-75	357	2	gerber	gerber	PROPN
afbr-75	357	3	,	,	PUNCT
afbr-75	357	4	m.	m.	NOUN
afbr-75	357	5	e.	e.	PROPN
afbr-75	357	6	(	(	PUNCT
afbr-75	357	7	2016	2016	NUM
afbr-75	357	8	)	)	PUNCT
afbr-75	357	9	.	.	PUNCT
afbr-75	358	1	how	how	SCONJ
afbr-75	358	2	to	to	PART
afbr-75	358	3	grow	grow	VERB
afbr-75	358	4	your	your	PRON
afbr-75	358	5	business	business	NOUN
afbr-75	358	6	fast	fast	ADV
afbr-75	358	7	:	:	PUNCT
afbr-75	358	8	50	50	NUM
afbr-75	358	9	+	+	NUM
afbr-75	358	10	experts	expert	NOUN
afbr-75	358	11	share	share	VERB
afbr-75	358	12	their	their	PRON
afbr-75	358	13	best	good	ADJ
afbr-75	358	14	scaling	scaling	NOUN
afbr-75	358	15	&	&	CCONJ
afbr-75	358	16	growth	growth	NOUN
afbr-75	358	17	hacks	hack	NOUN
afbr-75	358	18	.	.	PUNCT
afbr-75	359	1	http://beyondemyth.com/blog/grow-your-business/	http://beyondemyth.com/blog/grow-your-business/	X
afbr-75	359	2	ifc	ifc	NOUN
afbr-75	359	3	(	(	PUNCT
afbr-75	359	4	2006	2006	NUM
afbr-75	359	5	)	)	PUNCT
afbr-75	359	6	.	.	PUNCT
afbr-75	360	1	―micro	―micro	ADJ
afbr-75	360	2	,	,	PUNCT
afbr-75	360	3	small	small	ADJ
afbr-75	360	4	and	and	CCONJ
afbr-75	360	5	medium	medium	ADJ
afbr-75	360	6	enterprise	enterprise	NOUN
afbr-75	360	7	:	:	PUNCT
afbr-75	360	8	a	a	DET
afbr-75	360	9	collection	collection	NOUN
afbr-75	360	10	of	of	ADP
afbr-75	360	11	published	publish	VERB
afbr-75	360	12	data‖	data‖	PROPN
afbr-75	360	13	,	,	PUNCT
afbr-75	360	14	in	in	ADP
afbr-75	360	15	newberry	newberry	PROPN
afbr-75	360	16	,	,	PUNCT
afbr-75	360	17	derek	derek	PROPN
afbr-75	360	18	(	(	PUNCT
afbr-75	360	19	2006	2006	NUM
afbr-75	360	20	)	)	PUNCT
afbr-75	360	21	.	.	PUNCT
afbr-75	361	1	the	the	DET
afbr-75	361	2	role	role	NOUN
afbr-75	361	3	of	of	ADP
afbr-75	361	4	smalland	smalland	NOUN
afbr-75	361	5	medium	medium	ADJ
afbr-75	361	6	-	-	PUNCT
afbr-75	361	7	sized	sized	ADJ
afbr-75	361	8	enterprise	enterprise	NOUN
afbr-75	361	9	in	in	ADP
afbr-75	361	10	the	the	DET
afbr-75	361	11	future	future	NOUN
afbr-75	361	12	of	of	ADP
afbr-75	361	13	emerging	emerge	VERB
afbr-75	361	14	economies	economy	NOUN
afbr-75	361	15	.	.	PUNCT
afbr-75	362	1	earth	earth	NOUN
afbr-75	362	2	trends	trend	NOUN
afbr-75	362	3	2006	2006	NUM
afbr-75	362	4	.	.	PUNCT
afbr-75	363	1	world	world	NOUN
afbr-75	363	2	resources	resources	PROPN
afbr-75	363	3	institute	institute	PROPN
afbr-75	363	4	under	under	ADP
afbr-75	363	5	a	a	DET
afbr-75	363	6	creativecommon	creativecommon	ADJ
afbr-75	363	7	license	license	NOUN
afbr-75	363	8	.	.	PUNCT
afbr-75	364	1	kumar	kumar	PROPN
afbr-75	364	2	,	,	PUNCT
afbr-75	364	3	d.	d.	PROPN
afbr-75	364	4	(	(	PUNCT
afbr-75	364	5	2010	2010	NUM
afbr-75	364	6	)	)	PUNCT
afbr-75	364	7	.	.	PUNCT
afbr-75	365	1	enterprise	enterprise	NOUN
afbr-75	365	2	growth	growth	NOUN
afbr-75	365	3	strategy	strategy	NOUN
afbr-75	365	4	:	:	PUNCT
afbr-75	365	5	vision	vision	NOUN
afbr-75	365	6	planning	planning	NOUN
afbr-75	365	7	and	and	CCONJ
afbr-75	365	8	execution	execution	NOUN
afbr-75	365	9	.	.	PUNCT
afbr-75	366	1	ashgate	ashgate	ADJ
afbr-75	366	2	publishing	publishing	PROPN
afbr-75	366	3	group	group	NOUN
afbr-75	366	4	.	.	PUNCT
afbr-75	367	1	liu	liu	PROPN
afbr-75	367	2	,	,	PUNCT
afbr-75	367	3	i.	i.	PROPN
afbr-75	367	4	(	(	PUNCT
afbr-75	367	5	n.d.).examples	n.d.).example	NOUN
afbr-75	367	6	of	of	ADP
afbr-75	367	7	a	a	DET
afbr-75	367	8	scalable	scalable	ADJ
afbr-75	367	9	business	business	NOUN
afbr-75	367	10	model.http://smallbusiness.chron.com/examples-scalable-businessmodel-25576.html	model.http://smallbusiness.chron.com/examples-scalable-businessmodel-25576.html	PROPN
afbr-75	367	11	mariwala	mariwala	NOUN
afbr-75	367	12	,	,	PUNCT
afbr-75	367	13	h.	h.	PROPN
afbr-75	367	14	(	(	PUNCT
afbr-75	367	15	2017	2017	NUM
afbr-75	367	16	)	)	PUNCT
afbr-75	367	17	.	.	PUNCT
afbr-75	368	1	the	the	DET
afbr-75	368	2	importance	importance	NOUN
afbr-75	368	3	of	of	ADP
afbr-75	368	4	scalability.https://inc42.com/entrepreneurship/the-importance-ofscalability/	scalability.https://inc42.com/entrepreneurship/the-importance-ofscalability/	ADJ
afbr-75	368	5	mightycall	mightycall	NOUN
afbr-75	368	6	team	team	NOUN
afbr-75	368	7	(	(	PUNCT
afbr-75	368	8	2016	2016	NUM
afbr-75	368	9	)	)	PUNCT
afbr-75	368	10	.	.	PUNCT
afbr-75	369	1	7	7	NUM
afbr-75	369	2	tips	tip	NOUN
afbr-75	369	3	to	to	PART
afbr-75	369	4	make	make	VERB
afbr-75	369	5	your	your	PRON
afbr-75	369	6	business	business	NOUN
afbr-75	369	7	scalable.https://www.mightycall.com/blog/7-tips-makebusiness-scalable/	scalable.https://www.mightycall.com/blog/7-tips-makebusiness-scalable/	NOUN
afbr-75	369	8	salter	salter	PROPN
afbr-75	369	9	,	,	PUNCT
afbr-75	369	10	p.	p.	NOUN
afbr-75	369	11	(	(	PUNCT
afbr-75	369	12	2016	2016	NUM
afbr-75	369	13	)	)	PUNCT
afbr-75	369	14	.	.	PUNCT
afbr-75	370	1	the	the	DET
afbr-75	370	2	six	six	NUM
afbr-75	370	3	steps	step	NOUN
afbr-75	370	4	to	to	ADP
afbr-75	370	5	scaling	scale	VERB
afbr-75	370	6	a	a	DET
afbr-75	370	7	business.https://www.forbes.com/sites/philipsalter/2016/05/02/thesix-steps-to-scaling-a-business/#650a99801ca9	business.https://www.forbes.com/sites/philipsalter/2016/05/02/thesix-steps-to-scaling-a-business/#650a99801ca9	NOUN
afbr-75	370	8	shawn	shawn	NOUN
afbr-75	370	9	,	,	PUNCT
afbr-75	370	10	p.	p.	NOUN
afbr-75	370	11	(	(	PUNCT
afbr-75	370	12	2016	2016	NUM
afbr-75	370	13	)	)	PUNCT
afbr-75	370	14	.	.	PUNCT
afbr-75	371	1	what	what	PRON
afbr-75	371	2	is	be	AUX
afbr-75	371	3	scalability	scalability	NOUN
afbr-75	371	4	in	in	ADP
afbr-75	371	5	business?http://shawnpowrie.com	business?http://shawnpowrie.com	NUM
afbr-75	371	6	/	/	SYM
afbr-75	371	7	business	business	NOUN
afbr-75	371	8	/	/	SYM
afbr-75	371	9	scalability/	scalability/	NUM
afbr-75	371	10	sutton	sutton	PROPN
afbr-75	371	11	,	,	PUNCT
afbr-75	371	12	r.	r.	PROPN
afbr-75	371	13	,	,	PUNCT
afbr-75	371	14	rao	rao	PROPN
afbr-75	371	15	,	,	PUNCT
afbr-75	371	16	h.	h.	PROPN
afbr-75	371	17	(	(	PUNCT
afbr-75	371	18	2014	2014	NUM
afbr-75	371	19	)	)	PUNCT
afbr-75	371	20	.	.	PUNCT
afbr-75	372	1	scaling	scale	VERB
afbr-75	372	2	up	up	ADP
afbr-75	372	3	excellence	excellence	NOUN
afbr-75	372	4	:	:	PUNCT
afbr-75	372	5	getting	get	VERB
afbr-75	372	6	to	to	ADP
afbr-75	372	7	more	more	ADJ
afbr-75	372	8	without	without	ADP
afbr-75	372	9	settling	settle	VERB
afbr-75	372	10	for	for	ADP
afbr-75	372	11	less	less	ADJ
afbr-75	372	12	.	.	PUNCT
afbr-75	373	1	crown	crown	PROPN
afbr-75	373	2	publishing	publishing	NOUN
afbr-75	373	3	group	group	NOUN
afbr-75	373	4	.	.	PUNCT
afbr-75	374	1	the	the	DET
afbr-75	374	2	hans	hans	PROPN
afbr-75	374	3	india	india	PROPN
afbr-75	374	4	(	(	PUNCT
afbr-75	374	5	2017).how	2017).how	NUM
afbr-75	374	6	to	to	PART
afbr-75	374	7	finance	finance	VERB
afbr-75	374	8	the	the	DET
afbr-75	374	9	scale	scale	NOUN
afbr-75	374	10	-	-	PUNCT
afbr-75	374	11	up	up	NOUN
afbr-75	374	12	of	of	ADP
afbr-75	374	13	your	your	PRON
afbr-75	374	14	company	company	NOUN
afbr-75	374	15	.	.	PUNCT
afbr-75	375	1	http://www.thehansindia.com/posts/index/business/2017-08-04/how-to-finance-the-scale-up-of-yourcompany/316747	http://www.thehansindia.com/posts/index/business/2017-08-04/how-to-finance-the-scale-up-of-yourcompany/316747	PROPN
afbr-75	375	2	thibodeaux	thibodeaux	PROPN
afbr-75	375	3	,	,	PUNCT
afbr-75	375	4	w.m	w.m	PROPN
afbr-75	375	5	.	.	PUNCT
afbr-75	376	1	(	(	PUNCT
afbr-75	376	2	2015).what	2015).what	PRON
afbr-75	376	3	is	be	AUX
afbr-75	376	4	scalability	scalability	NOUN
afbr-75	376	5	,	,	PUNCT
afbr-75	376	6	and	and	CCONJ
afbr-75	376	7	why	why	SCONJ
afbr-75	376	8	does	do	AUX
afbr-75	376	9	it	it	PRON
afbr-75	376	10	matter	matter	VERB
afbr-75	376	11	to	to	ADP
afbr-75	376	12	your	your	PRON
afbr-75	376	13	business?https://www.touchsupport.com	business?https://www.touchsupport.com	NOUN
afbr-75	376	14	/	/	SYM
afbr-75	376	15	what	what	PRON
afbr-75	376	16	-	-	PUNCT
afbr-75	376	17	is	be	AUX
afbr-75	376	18	-	-	PUNCT
afbr-75	376	19	scalability	scalability	NOUN
afbr-75	376	20	-	-	PUNCT
afbr-75	376	21	and	and	CCONJ
afbr-75	376	22	-	-	PUNCT
afbr-75	376	23	why	why	ADV
afbr-75	376	24	-	-	PUNCT
afbr-75	376	25	does	do	AUX
afbr-75	376	26	-	-	PUNCT
afbr-75	376	27	it	it	PRON
afbr-75	376	28	-	-	PUNCT
afbr-75	376	29	matter	matter	NOUN
afbr-75	376	30	-	-	PUNCT
afbr-75	376	31	to	to	ADP
afbr-75	376	32	-	-	PUNCT
afbr-75	376	33	your	your	PRON
afbr-75	376	34	-	-	PUNCT
afbr-75	376	35	business/	business/	NUM
afbr-75	376	36	touchsupport	touchsupport	NOUN
afbr-75	376	37	(	(	PUNCT
afbr-75	376	38	n.d.).what	n.d.).what	ADV
afbr-75	376	39	is	be	AUX
afbr-75	376	40	scalability	scalability	NOUN
afbr-75	376	41	,	,	PUNCT
afbr-75	376	42	and	and	CCONJ
afbr-75	376	43	why	why	SCONJ
afbr-75	376	44	does	do	AUX
afbr-75	376	45	it	it	PRON
afbr-75	376	46	matter	matter	VERB
afbr-75	376	47	to	to	ADP
afbr-75	376	48	your	your	PRON
afbr-75	376	49	business?https://www.touchsupport.com	business?https://www.touchsupport.com	NOUN
afbr-75	376	50	/	/	SYM
afbr-75	376	51	what	what	PRON
afbr-75	376	52	-	-	PUNCT
afbr-75	376	53	is	be	AUX
afbr-75	376	54	-	-	PUNCT
afbr-75	376	55	scalability	scalability	NOUN
afbr-75	376	56	-	-	PUNCT
afbr-75	376	57	and	and	CCONJ
afbr-75	376	58	-	-	PUNCT
afbr-75	376	59	why	why	ADV
afbr-75	376	60	-	-	PUNCT
afbr-75	376	61	does	do	VERB
afbr-75	376	62	-	-	PUNCT
afbr-75	376	63	it	it	PRON
afbr-75	376	64	-	-	PUNCT
afbr-75	376	65	matter	matter	NOUN
afbr-75	376	66	-	-	PUNCT
afbr-75	376	67	to	to	ADP
afbr-75	376	68	-	-	PUNCT
afbr-75	376	69	your	your	PRON
afbr-75	376	70	-	-	PUNCT
afbr-75	376	71	business/	business/	NUM
afbr-75	376	72	tutor2u	tutor2u	NOUN
afbr-75	376	73	(	(	PUNCT
afbr-75	376	74	n.d.).finance	n.d.).finance	PROPN
afbr-75	376	75	:	:	PUNCT
afbr-75	376	76	causes	cause	NOUN
afbr-75	376	77	of	of	ADP
afbr-75	376	78	cash	cash	NOUN
afbr-75	376	79	flow	flow	NOUN
afbr-75	376	80	problems(gcse).https://www.tutor2u.net	problems(gcse).https://www.tutor2u.net	NOUN
afbr-75	376	81	/	/	SYM
afbr-75	376	82	business	business	NOUN
afbr-75	376	83	/	/	SYM
afbr-75	376	84	reference	reference	NOUN
afbr-75	376	85	/	/	SYM
afbr-75	376	86	financecauses	financecause	NOUN
afbr-75	376	87	-	-	PUNCT
afbr-75	376	88	of	of	ADP
afbr-75	376	89	-	-	PUNCT
afbr-75	376	90	cash	cash	NOUN
afbr-75	376	91	-	-	PUNCT
afbr-75	376	92	flow	flow	NOUN
afbr-75	376	93	-	-	PUNCT
afbr-75	376	94	problems	problem	NOUN
afbr-75	376	95	unctad	unctad	NOUN
afbr-75	376	96	(	(	PUNCT
afbr-75	376	97	2001	2001	NUM
afbr-75	376	98	)	)	PUNCT
afbr-75	376	99	.	.	PUNCT
afbr-75	377	1	reports	report	NOUN
afbr-75	377	2	on	on	ADP
afbr-75	377	3	the	the	DET
afbr-75	377	4	expert	expert	ADJ
afbr-75	377	5	meetings	meeting	NOUN
afbr-75	377	6	on	on	ADP
afbr-75	377	7	improving	improve	VERB
afbr-75	377	8	competitiveness	competitiveness	NOUN
afbr-75	377	9	of	of	ADP
afbr-75	377	10	smes	sme	NOUN
afbr-75	377	11	in	in	ADP
afbr-75	377	12	developing	develop	VERB
afbr-75	377	13	countries	country	NOUN
afbr-75	377	14	:	:	PUNCT
afbr-75	377	15	the	the	DET
afbr-75	377	16	role	role	NOUN
afbr-75	377	17	of	of	ADP
afbr-75	377	18	finance	finance	NOUN
afbr-75	377	19	,	,	PUNCT
afbr-75	377	20	including	include	VERB
afbr-75	377	21	e	e	NOUN
afbr-75	377	22	-	-	NOUN
afbr-75	377	23	finance	finance	NOUN
afbr-75	377	24	,	,	PUNCT
afbr-75	377	25	to	to	PART
afbr-75	377	26	enhance	enhance	VERB
afbr-75	377	27	enterprise	enterprise	NOUN
afbr-75	377	28	development	development	NOUN
afbr-75	377	29	.	.	PUNCT
afbr-75	378	1	united	united	PROPN
afbr-75	378	2	nation	nation	PROPN
afbr-75	378	3	council	council	PROPN
afbr-75	378	4	on	on	ADP
afbr-75	378	5	trade	trade	NOUN
afbr-75	378	6	and	and	CCONJ
afbr-75	378	7	development	development	NOUN
afbr-75	378	8	.	.	PUNCT
afbr-75	379	1	utomi	utomi	NOUN
afbr-75	379	2	,	,	PUNCT
afbr-75	379	3	p.	p.	NOUN
afbr-75	379	4	(	(	PUNCT
afbr-75	379	5	1997	1997	NUM
afbr-75	379	6	)	)	PUNCT
afbr-75	379	7	.	.	PUNCT
afbr-75	380	1	"	"	PUNCT
afbr-75	380	2	the	the	DET
afbr-75	380	3	role	role	NOUN
afbr-75	380	4	of	of	ADP
afbr-75	380	5	higher	high	ADJ
afbr-75	380	6	institutions	institution	NOUN
afbr-75	380	7	in	in	ADP
afbr-75	380	8	promoting	promote	VERB
afbr-75	380	9	entrepreneurship	entrepreneurship	NOUN
afbr-75	380	10	and	and	CCONJ
afbr-75	380	11	small	small	ADJ
afbr-75	380	12	businesses	business	NOUN
afbr-75	380	13	in	in	ADP
afbr-75	380	14	a	a	DET
afbr-75	380	15	developing	develop	VERB
afbr-75	380	16	economy	economy	NOUN
afbr-75	380	17	:	:	PUNCT
afbr-75	380	18	lesson	lesson	NOUN
afbr-75	380	19	from	from	ADP
afbr-75	380	20	experience	experience	NOUN
afbr-75	380	21	.	.	PUNCT
afbr-75	380	22	"	"	PUNCT
afbr-75	381	1	in	in	ADP
afbr-75	381	2	fadahunsiglu	fadahunsiglu	NOUN
afbr-75	381	3	and	and	CCONJ
afbr-75	381	4	tunji	tunji	NOUN
afbr-75	381	5	,	,	PUNCT
afbr-75	381	6	daoduedts	daoduedts	ADJ
afbr-75	381	7	.	.	PROPN
afbr-75	381	8	,	,	PUNCT
afbr-75	381	9	small	small	ADJ
afbr-75	381	10	and	and	CCONJ
afbr-75	381	11	medium	medium	ADJ
afbr-75	381	12	enterprises	enterprise	NOUN
afbr-75	381	13	development	development	NOUN
afbr-75	381	14	:	:	PUNCT
afbr-75	381	15	policies	policy	NOUN
afbr-75	381	16	,	,	PUNCT
afbr-75	381	17	programmes	programme	NOUN
afbr-75	381	18	and	and	CCONJ
afbr-75	381	19	prospects	prospect	NOUN
afbr-75	381	20	.	.	PUNCT
afbr-75	382	1	west	west	ADJ
afbr-75	382	2	african	african	PROPN
afbr-75	382	3	management	management	PROPN
afbr-75	382	4	development	development	PROPN
afbr-75	382	5	institutes	institutes	PROPN
afbr-75	382	6	network	network	PROPN
afbr-75	382	7	(	(	PUNCT
afbr-75	382	8	w	w	NOUN
afbr-75	382	9	amdevn	amdevn	NOUN
afbr-75	382	10	):	):	PUNCT
afbr-75	382	11	pp	pp	ADV
afbr-75	382	12	.	.	PUNCT
afbr-75	383	1	120	120	NUM
afbr-75	383	2	128	128	NUM
afbr-75	383	3	.	.	PUNCT
afbr-75	384	1	west	west	PROPN
afbr-75	384	2	;	;	PUNCT
afbr-75	384	3	d.	d.	PROPN
afbr-75	384	4	,	,	PUNCT
afbr-75	384	5	and	and	CCONJ
afbr-75	384	6	wood	wood	NOUN
afbr-75	384	7	,	,	PUNCT
afbr-75	384	8	g.	g.	PROPN
afbr-75	384	9	(	(	PUNCT
afbr-75	384	10	1972	1972	NUM
afbr-75	384	11	)	)	PUNCT
afbr-75	384	12	.	.	PUNCT
afbr-75	385	1	financial	financial	ADJ
afbr-75	385	2	management	management	NOUN
afbr-75	385	3	.	.	PUNCT
afbr-75	386	1	u.s.a	u.s.a	PROPN
afbr-75	386	2	.	.	PROPN
afbr-75	386	3	hayuton	hayuton	PROPN
afbr-75	386	4	muffin	muffin	NOUN
afbr-75	386	5	company	company	NOUN
afbr-75	386	6	.	.	PUNCT
afbr-75	387	1	wagner	wagner	PROPN
afbr-75	387	2	,	,	PUNCT
afbr-75	387	3	e.	e.	PROPN
afbr-75	387	4	t.	t.	PROPN
afbr-75	387	5	(	(	PUNCT
afbr-75	387	6	2013	2013	NUM
afbr-75	387	7	)	)	PUNCT
afbr-75	387	8	.	.	PUNCT
afbr-75	388	1	5	5	NUM
afbr-75	388	2	steps	step	NOUN
afbr-75	388	3	to	to	PART
afbr-75	388	4	scale	scale	VERB
afbr-75	388	5	your	your	PRON
afbr-75	388	6	business	business	NOUN
afbr-75	388	7	(	(	PUNCT
afbr-75	388	8	you	you	PRON
afbr-75	388	9	wo	will	AUX
afbr-75	388	10	n't	not	PART
afbr-75	388	11	make	make	VERB
afbr-75	388	12	it	it	PRON
afbr-75	388	13	otherwise).https://www.forbes.com	otherwise).https://www.forbes.com	NOUN
afbr-75	388	14	/	/	SYM
afbr-75	388	15	sites	site	NOUN
afbr-75	388	16	/	/	SYM
afbr-75	388	17	ericwagner/2013/11/20/5	ericwagner/2013/11/20/5	NOUN
afbr-75	388	18	-	-	PUNCT
afbr-75	388	19	steps	step	NOUN
afbr-75	388	20	-	-	PUNCT
afbr-75	388	21	to	to	ADP
afbr-75	388	22	-	-	PUNCT
afbr-75	388	23	scale	scale	NOUN
afbr-75	388	24	-	-	PUNCT
afbr-75	388	25	your	your	PRON
afbr-75	388	26	-	-	PUNCT
afbr-75	388	27	business	business	NOUN
afbr-75	388	28	-	-	PUNCT
afbr-75	388	29	you	you	PRON
afbr-75	388	30	-	-	PUNCT
afbr-75	388	31	wontmake	wontmake	NOUN
afbr-75	388	32	-	-	PUNCT
afbr-75	388	33	it	it	PRON
afbr-75	388	34	-	-	PUNCT
afbr-75	388	35	otherwise/#401d49b512cf	otherwise/#401d49b512cf	NOUN
afbr-75	388	36	copyrights	copyright	VERB
afbr-75	388	37	copyright	copyright	NOUN
afbr-75	388	38	for	for	ADP
afbr-75	388	39	this	this	DET
afbr-75	388	40	article	article	NOUN
afbr-75	388	41	is	be	AUX
afbr-75	388	42	retained	retain	VERB
afbr-75	388	43	by	by	ADP
afbr-75	388	44	the	the	DET
afbr-75	388	45	author(s	author(s	PROPN
afbr-75	388	46	)	)	PUNCT
afbr-75	388	47	,	,	PUNCT
afbr-75	388	48	with	with	ADP
afbr-75	388	49	first	first	ADJ
afbr-75	388	50	publication	publication	NOUN
afbr-75	388	51	rights	right	NOUN
afbr-75	388	52	granted	grant	VERB
afbr-75	388	53	to	to	ADP
afbr-75	388	54	the	the	DET
afbr-75	388	55	journal	journal	NOUN
afbr-75	388	56	.	.	PUNCT
afbr-75	389	1	this	this	PRON
afbr-75	389	2	is	be	AUX
afbr-75	389	3	an	an	DET
afbr-75	389	4	open	open	ADJ
afbr-75	389	5	-	-	PUNCT
afbr-75	389	6	access	access	NOUN
afbr-75	389	7	article	article	NOUN
afbr-75	389	8	distributed	distribute	VERB
afbr-75	389	9	under	under	ADP
afbr-75	389	10	the	the	DET
afbr-75	389	11	terms	term	NOUN
afbr-75	389	12	and	and	CCONJ
afbr-75	389	13	conditions	condition	NOUN
afbr-75	389	14	of	of	ADP
afbr-75	389	15	the	the	DET
afbr-75	389	16	creative	creative	ADJ
afbr-75	389	17	commons	common	NOUN
afbr-75	389	18	attribution	attribution	NOUN
afbr-75	389	19	license	license	NOUN
afbr-75	389	20	(	(	PUNCT
afbr-75	389	21	http://creativecommons.org/licenses/by/4.0/	http://creativecommons.org/licenses/by/4.0/	PROPN
afbr-75	389	22	)	)	PUNCT
afbr-75	389	23	.	.	PUNCT
afbr-75	390	1	https://inc42.com/author/harsh-mariwala/	https://inc42.com/author/harsh-mariwala/	NOUN
afbr-75	390	2	http://shawnpowrie.com/author/shawn/	http://shawnpowrie.com/author/shawn/	PROPN
afbr-75	390	3	https://www.touchsupport.com/what-is-scalability-and-why-does-it-matter-to-your-business/	https://www.touchsupport.com/what-is-scalability-and-why-does-it-matter-to-your-business/	ADJ
afbr-75	390	4	https://www.touchsupport.com/what-is-scalability-and-why-does-it-matter-to-your-business/	https://www.touchsupport.com/what-is-scalability-and-why-does-it-matter-to-your-business/	ADJ
afbr-75	390	5	https://www.touchsupport.com/what-is-scalability-and-why-does-it-matter-to-your-business/	https://www.touchsupport.com/what-is-scalability-and-why-does-it-matter-to-your-business/	ADJ
afbr-75	390	6	https://www.touchsupport.com/what-is-scalability-and-why-does-it-matter-to-your-business/	https://www.touchsupport.com/what-is-scalability-and-why-does-it-matter-to-your-business/	NOUN
afbr-75	390	7	https://www.touchsupport.com/what-is-scalability-and-why-does-it-matter-to-your-business/	https://www.touchsupport.com/what-is-scalability-and-why-does-it-matter-to-your-business/	NOUN
afbr-75	390	8	https://www.forbes.com/sites/ericwagner/	https://www.forbes.com/sites/ericwagner/	NOUN