id	author	title	date	pages	extension	mime	words	sentence	flesch	summary	cache	txt
issue-759	Koval, Natalia; Priamuhina, Natalia; Zhmurko, Inna	ANALYSIS OF ECONOMIC-FINANCIAL EXPERIENCE OF THE WORLD COUNTRIES IN THE SYSTEM OF PENSION INSURANCE	2020	8	.pdf	application/pdf	6652	280	48	The analysis of pension systems in different countries performed convinces that in the world practice there are three ways of providing pension benefits to the elderly: through taxes and a solidarity system based on exchanges between generations when current employees pay for pensioners and by saving money (financing scheme), that is employees save some of their income by accumulating them on personal, individual accounts for use after retirement. The existing high replacement rate of salary wages varies between 60-80% which, on the one hand, is a positive aspect of this model since it provides a high standard of living for pensioners, and, on the other hand, such a high replacement rate leads to a deficit in pension systems in the future.	cache/issue-759.pdf	txt/issue-759.txt