id	sid	tid	token	lemma	pos
issue-1551	1	1	baltic	baltic	PROPN
issue-1551	1	2	journal	journal	PROPN
issue-1551	1	3	of	of	ADP
issue-1551	1	4	economic	economic	ADJ
issue-1551	1	5	studies	study	NOUN
issue-1551	1	6	11	11	NUM
issue-1551	1	7	vol	vol	NOUN
issue-1551	1	8	.	.	PROPN
issue-1551	2	1	7	7	NUM
issue-1551	2	2	no	no	NOUN
issue-1551	2	3	.	.	NOUN
issue-1551	2	4	5	5	NUM
issue-1551	2	5	,	,	PUNCT
issue-1551	2	6	2021	2021	NUM
issue-1551	2	7	corresponding	correspond	VERB
issue-1551	2	8	author	author	NOUN
issue-1551	2	9	:	:	PUNCT
issue-1551	2	10	1	1	NUM
issue-1551	2	11	baltic	baltic	PROPN
issue-1551	2	12	international	international	PROPN
issue-1551	2	13	academy	academy	PROPN
issue-1551	2	14	,	,	PUNCT
issue-1551	2	15	latvia	latvia	PROPN
issue-1551	2	16	.	.	PUNCT
issue-1551	3	1	e	e	X
issue-1551	3	2	-	-	NOUN
issue-1551	3	3	mail	mail	NOUN
issue-1551	3	4	:	:	PUNCT
issue-1551	3	5	tatjana.ptc@inbox.lv	tatjana.ptc@inbox.lv	PROPN
issue-1551	3	6	doi	doi	PROPN
issue-1551	3	7	:	:	PUNCT
issue-1551	3	8	https://doi.org/10.30525/2256-0742/2021-7-5-11-17	https://doi.org/10.30525/2256-0742/2021-7-5-11-17	ADP
issue-1551	3	9	the	the	DET
issue-1551	3	10	impact	impact	NOUN
issue-1551	3	11	of	of	ADP
issue-1551	3	12	financial	financial	ADJ
issue-1551	3	13	stabilization	stabilization	NOUN
issue-1551	3	14	policies	policy	NOUN
issue-1551	3	15	on	on	ADP
issue-1551	3	16	the	the	DET
issue-1551	3	17	level	level	NOUN
issue-1551	3	18	of	of	ADP
issue-1551	3	19	non	non	ADJ
issue-1551	3	20	-	-	ADJ
issue-1551	3	21	performing	performing	ADJ
issue-1551	3	22	loans	loan	NOUN
issue-1551	3	23	:	:	PUNCT
issue-1551	3	24	problems	problem	NOUN
issue-1551	3	25	and	and	CCONJ
issue-1551	3	26	contradictions	contradiction	NOUN
issue-1551	3	27	(	(	PUNCT
issue-1551	3	28	the	the	DET
issue-1551	3	29	case	case	NOUN
issue-1551	3	30	of	of	ADP
issue-1551	3	31	cyprus	cyprus	PROPN
issue-1551	3	32	)	)	PUNCT
issue-1551	3	33	tatjana	tatjana	PROPN
issue-1551	3	34	ptasica1	ptasica1	PROPN
issue-1551	3	35	abstract	abstract	NOUN
issue-1551	3	36	.	.	PUNCT
issue-1551	4	1	the	the	DET
issue-1551	4	2	relevance	relevance	NOUN
issue-1551	4	3	of	of	ADP
issue-1551	4	4	the	the	DET
issue-1551	4	5	article	article	NOUN
issue-1551	4	6	stems	stem	VERB
issue-1551	4	7	from	from	ADP
issue-1551	4	8	the	the	DET
issue-1551	4	9	current	current	ADJ
issue-1551	4	10	level	level	NOUN
issue-1551	4	11	of	of	ADP
issue-1551	4	12	non	non	ADJ
issue-1551	4	13	-	-	ADJ
issue-1551	4	14	performing	performing	ADJ
issue-1551	4	15	loans	loan	NOUN
issue-1551	4	16	(	(	PUNCT
issue-1551	4	17	npls	npls	NOUN
issue-1551	4	18	)	)	PUNCT
issue-1551	4	19	,	,	PUNCT
issue-1551	4	20	which	which	PRON
issue-1551	4	21	remain	remain	VERB
issue-1551	4	22	very	very	ADV
issue-1551	4	23	high	high	ADJ
issue-1551	4	24	and	and	CCONJ
issue-1551	4	25	pose	pose	VERB
issue-1551	4	26	risks	risk	NOUN
issue-1551	4	27	of	of	ADP
issue-1551	4	28	financial	financial	ADJ
issue-1551	4	29	instability	instability	NOUN
issue-1551	4	30	in	in	ADP
issue-1551	4	31	cyprus	cyprus	PROPN
issue-1551	4	32	.	.	PUNCT
issue-1551	5	1	further	far	ADV
issue-1551	5	2	reducing	reduce	VERB
issue-1551	5	3	the	the	DET
issue-1551	5	4	high	high	ADJ
issue-1551	5	5	level	level	NOUN
issue-1551	5	6	of	of	ADP
issue-1551	5	7	npls	npls	NOUN
issue-1551	5	8	is	be	AUX
issue-1551	5	9	one	one	NUM
issue-1551	5	10	of	of	ADP
issue-1551	5	11	the	the	DET
issue-1551	5	12	main	main	ADJ
issue-1551	5	13	strategic	strategic	ADJ
issue-1551	5	14	objectives	objective	NOUN
issue-1551	5	15	of	of	ADP
issue-1551	5	16	the	the	DET
issue-1551	5	17	cyprus	cyprus	PROPN
issue-1551	5	18	stability	stability	PROPN
issue-1551	5	19	program	program	NOUN
issue-1551	5	20	for	for	ADP
issue-1551	5	21	the	the	DET
issue-1551	5	22	period	period	NOUN
issue-1551	5	23	2019–2022	2019–2022	NUM
issue-1551	5	24	.	.	PUNCT
issue-1551	6	1	the	the	DET
issue-1551	6	2	purpose	purpose	NOUN
issue-1551	6	3	of	of	ADP
issue-1551	6	4	this	this	DET
issue-1551	6	5	paper	paper	NOUN
issue-1551	6	6	is	be	AUX
issue-1551	6	7	to	to	PART
issue-1551	6	8	identify	identify	VERB
issue-1551	6	9	problems	problem	NOUN
issue-1551	6	10	and	and	CCONJ
issue-1551	6	11	contradictions	contradiction	NOUN
issue-1551	6	12	in	in	ADP
issue-1551	6	13	the	the	DET
issue-1551	6	14	current	current	ADJ
issue-1551	6	15	financial	financial	ADJ
issue-1551	6	16	stabilization	stabilization	NOUN
issue-1551	6	17	policy	policy	NOUN
issue-1551	6	18	in	in	ADP
issue-1551	6	19	the	the	DET
issue-1551	6	20	banking	banking	NOUN
issue-1551	6	21	sector	sector	NOUN
issue-1551	6	22	of	of	ADP
issue-1551	6	23	cyprus	cyprus	PROPN
issue-1551	6	24	and	and	CCONJ
issue-1551	6	25	to	to	PART
issue-1551	6	26	help	help	VERB
issue-1551	6	27	policy	policy	NOUN
issue-1551	6	28	makers	maker	NOUN
issue-1551	6	29	of	of	ADP
issue-1551	6	30	financial	financial	ADJ
issue-1551	6	31	policy	policy	NOUN
issue-1551	6	32	to	to	PART
issue-1551	6	33	trace	trace	VERB
issue-1551	6	34	the	the	DET
issue-1551	6	35	problems	problem	NOUN
issue-1551	6	36	and	and	CCONJ
issue-1551	6	37	contradictions	contradiction	NOUN
issue-1551	6	38	in	in	ADP
issue-1551	6	39	the	the	DET
issue-1551	6	40	course	course	NOUN
issue-1551	6	41	of	of	ADP
issue-1551	6	42	its	its	PRON
issue-1551	6	43	implementation	implementation	NOUN
issue-1551	6	44	.	.	PUNCT
issue-1551	7	1	the	the	DET
issue-1551	7	2	object	object	NOUN
issue-1551	7	3	of	of	ADP
issue-1551	7	4	the	the	DET
issue-1551	7	5	study	study	NOUN
issue-1551	7	6	is	be	AUX
issue-1551	7	7	the	the	DET
issue-1551	7	8	financial	financial	ADJ
issue-1551	7	9	and	and	CCONJ
issue-1551	7	10	,	,	PUNCT
issue-1551	7	11	in	in	ADP
issue-1551	7	12	particular	particular	ADJ
issue-1551	7	13	,	,	PUNCT
issue-1551	7	14	the	the	DET
issue-1551	7	15	banking	banking	NOUN
issue-1551	7	16	sector	sector	NOUN
issue-1551	7	17	of	of	ADP
issue-1551	7	18	cyprus	cyprus	PROPN
issue-1551	7	19	,	,	PUNCT
issue-1551	7	20	which	which	PRON
issue-1551	7	21	is	be	AUX
issue-1551	7	22	largely	largely	ADV
issue-1551	7	23	concentrated	concentrate	VERB
issue-1551	7	24	within	within	ADP
issue-1551	7	25	the	the	DET
issue-1551	7	26	two	two	NUM
issue-1551	7	27	systemic	systemic	ADJ
issue-1551	7	28	banks	bank	NOUN
issue-1551	7	29	.	.	PUNCT
issue-1551	8	1	the	the	DET
issue-1551	8	2	methodology	methodology	NOUN
issue-1551	8	3	of	of	ADP
issue-1551	8	4	the	the	DET
issue-1551	8	5	study	study	NOUN
issue-1551	8	6	is	be	AUX
issue-1551	8	7	based	base	VERB
issue-1551	8	8	on	on	ADP
issue-1551	8	9	theoretical	theoretical	ADJ
issue-1551	8	10	and	and	CCONJ
issue-1551	8	11	methodological	methodological	ADJ
issue-1551	8	12	analysis	analysis	NOUN
issue-1551	8	13	of	of	ADP
issue-1551	8	14	the	the	DET
issue-1551	8	15	scientific	scientific	ADJ
issue-1551	8	16	literature	literature	NOUN
issue-1551	8	17	,	,	PUNCT
issue-1551	8	18	statistical	statistical	ADJ
issue-1551	8	19	method	method	NOUN
issue-1551	8	20	,	,	PUNCT
issue-1551	8	21	observations	observation	NOUN
issue-1551	8	22	,	,	PUNCT
issue-1551	8	23	comparative	comparative	ADJ
issue-1551	8	24	method	method	NOUN
issue-1551	8	25	and	and	CCONJ
issue-1551	8	26	analysis	analysis	NOUN
issue-1551	8	27	,	,	PUNCT
issue-1551	8	28	as	as	ADV
issue-1551	8	29	well	well	ADV
issue-1551	8	30	as	as	ADP
issue-1551	8	31	analytical	analytical	ADJ
issue-1551	8	32	and	and	CCONJ
issue-1551	8	33	comparative	comparative	ADJ
issue-1551	8	34	graphs	graph	NOUN
issue-1551	8	35	,	,	PUNCT
issue-1551	8	36	comparative	comparative	ADJ
issue-1551	8	37	and	and	CCONJ
issue-1551	8	38	analytical	analytical	ADJ
issue-1551	8	39	approaches	approach	NOUN
issue-1551	8	40	.	.	PUNCT
issue-1551	9	1	the	the	DET
issue-1551	9	2	results	result	NOUN
issue-1551	9	3	of	of	ADP
issue-1551	9	4	this	this	DET
issue-1551	9	5	study	study	NOUN
issue-1551	9	6	show	show	VERB
issue-1551	9	7	that	that	SCONJ
issue-1551	9	8	the	the	DET
issue-1551	9	9	profitability	profitability	NOUN
issue-1551	9	10	of	of	ADP
issue-1551	9	11	the	the	DET
issue-1551	9	12	banking	banking	NOUN
issue-1551	9	13	sector	sector	NOUN
issue-1551	9	14	of	of	ADP
issue-1551	9	15	cyprus	cyprus	PROPN
issue-1551	9	16	is	be	AUX
issue-1551	9	17	still	still	ADV
issue-1551	9	18	negatively	negatively	ADV
issue-1551	9	19	affected	affect	VERB
issue-1551	9	20	by	by	ADP
issue-1551	9	21	a	a	DET
issue-1551	9	22	long	long	ADJ
issue-1551	9	23	period	period	NOUN
issue-1551	9	24	of	of	ADP
issue-1551	9	25	low	low	ADJ
issue-1551	9	26	interest	interest	NOUN
issue-1551	9	27	rates	rate	NOUN
issue-1551	9	28	,	,	PUNCT
issue-1551	9	29	as	as	ADV
issue-1551	9	30	well	well	ADV
issue-1551	9	31	as	as	ADP
issue-1551	9	32	the	the	DET
issue-1551	9	33	burden	burden	NOUN
issue-1551	9	34	of	of	ADP
issue-1551	9	35	increasing	increase	VERB
issue-1551	9	36	provisions	provision	NOUN
issue-1551	9	37	for	for	ADP
issue-1551	9	38	bad	bad	ADJ
issue-1551	9	39	debts	debt	NOUN
issue-1551	9	40	.	.	PUNCT
issue-1551	10	1	the	the	DET
issue-1551	10	2	adoption	adoption	NOUN
issue-1551	10	3	of	of	ADP
issue-1551	10	4	the	the	DET
issue-1551	10	5	accounting	accounting	NOUN
issue-1551	10	6	standard	standard	NOUN
issue-1551	10	7	(	(	PUNCT
issue-1551	10	8	ifrs9	ifrs9	PROPN
issue-1551	10	9	)	)	PUNCT
issue-1551	10	10	will	will	AUX
issue-1551	10	11	lead	lead	VERB
issue-1551	10	12	to	to	ADP
issue-1551	10	13	a	a	DET
issue-1551	10	14	further	further	ADJ
issue-1551	10	15	increase	increase	NOUN
issue-1551	10	16	in	in	ADP
issue-1551	10	17	the	the	DET
issue-1551	10	18	amount	amount	NOUN
issue-1551	10	19	of	of	ADP
issue-1551	10	20	provisions	provision	NOUN
issue-1551	10	21	for	for	ADP
issue-1551	10	22	impaired	impaired	ADJ
issue-1551	10	23	loans	loan	NOUN
issue-1551	10	24	and	and	CCONJ
issue-1551	10	25	thus	thus	ADV
issue-1551	10	26	have	have	VERB
issue-1551	10	27	a	a	DET
issue-1551	10	28	negative	negative	ADJ
issue-1551	10	29	impact	impact	NOUN
issue-1551	10	30	on	on	ADP
issue-1551	10	31	the	the	DET
issue-1551	10	32	profitability	profitability	NOUN
issue-1551	10	33	of	of	ADP
issue-1551	10	34	banks	bank	NOUN
issue-1551	10	35	.	.	PUNCT
issue-1551	11	1	in	in	ADP
issue-1551	11	2	addition	addition	NOUN
issue-1551	11	3	,	,	PUNCT
issue-1551	11	4	the	the	DET
issue-1551	11	5	decrease	decrease	NOUN
issue-1551	11	6	in	in	ADP
issue-1551	11	7	the	the	DET
issue-1551	11	8	loan	loan	NOUN
issue-1551	11	9	-	-	PUNCT
issue-1551	11	10	to	to	ADP
issue-1551	11	11	-	-	PUNCT
issue-1551	11	12	deposit	deposit	NOUN
issue-1551	11	13	ratio	ratio	NOUN
issue-1551	11	14	was	be	AUX
issue-1551	11	15	mainly	mainly	ADV
issue-1551	11	16	due	due	ADJ
issue-1551	11	17	to	to	ADP
issue-1551	11	18	a	a	DET
issue-1551	11	19	significant	significant	ADJ
issue-1551	11	20	reduction	reduction	NOUN
issue-1551	11	21	in	in	ADP
issue-1551	11	22	the	the	DET
issue-1551	11	23	loan	loan	NOUN
issue-1551	11	24	portfolio	portfolio	NOUN
issue-1551	11	25	of	of	ADP
issue-1551	11	26	cypriot	cypriot	ADJ
issue-1551	11	27	banks	bank	NOUN
issue-1551	11	28	.	.	PUNCT
issue-1551	12	1	the	the	DET
issue-1551	12	2	significant	significant	ADJ
issue-1551	12	3	decline	decline	NOUN
issue-1551	12	4	in	in	ADP
issue-1551	12	5	total	total	ADJ
issue-1551	12	6	lending	lending	NOUN
issue-1551	12	7	by	by	ADP
issue-1551	12	8	banks	bank	NOUN
issue-1551	12	9	is	be	AUX
issue-1551	12	10	due	due	ADJ
issue-1551	12	11	to	to	ADP
issue-1551	12	12	the	the	DET
issue-1551	12	13	high	high	ADJ
issue-1551	12	14	level	level	NOUN
issue-1551	12	15	of	of	ADP
issue-1551	12	16	non	non	ADJ
issue-1551	12	17	-	-	ADJ
issue-1551	12	18	performing	performing	ADJ
issue-1551	12	19	loans	loan	NOUN
issue-1551	12	20	in	in	ADP
issue-1551	12	21	cyprus	cyprus	PROPN
issue-1551	12	22	,	,	PUNCT
issue-1551	12	23	accounting	account	VERB
issue-1551	12	24	for	for	ADP
issue-1551	12	25	31.8	31.8	NUM
issue-1551	12	26	%	%	NOUN
issue-1551	12	27	of	of	ADP
issue-1551	12	28	total	total	ADJ
issue-1551	12	29	loans	loan	NOUN
issue-1551	12	30	at	at	ADP
issue-1551	12	31	the	the	DET
issue-1551	12	32	end	end	NOUN
issue-1551	12	33	of	of	ADP
issue-1551	12	34	november	november	PROPN
issue-1551	12	35	2018	2018	NUM
issue-1551	12	36	.	.	PUNCT
issue-1551	13	1	moreover	moreover	ADV
issue-1551	13	2	,	,	PUNCT
issue-1551	13	3	about	about	ADV
issue-1551	13	4	half	half	NOUN
issue-1551	13	5	of	of	ADP
issue-1551	13	6	all	all	DET
issue-1551	13	7	npls	npls	NOUN
issue-1551	13	8	are	be	AUX
issue-1551	13	9	npls	npls	NOUN
issue-1551	13	10	of	of	ADP
issue-1551	13	11	households	household	NOUN
issue-1551	13	12	.	.	PUNCT
issue-1551	14	1	the	the	DET
issue-1551	14	2	estia	estia	PROPN
issue-1551	14	3	program	program	NOUN
issue-1551	14	4	was	be	AUX
issue-1551	14	5	created	create	VERB
issue-1551	14	6	to	to	PART
issue-1551	14	7	address	address	VERB
issue-1551	14	8	npls	npls	NOUN
issue-1551	14	9	in	in	ADP
issue-1551	14	10	cyprus	cyprus	PROPN
issue-1551	14	11	.	.	PUNCT
issue-1551	15	1	overall	overall	ADV
issue-1551	15	2	,	,	PUNCT
issue-1551	15	3	the	the	DET
issue-1551	15	4	results	result	NOUN
issue-1551	15	5	of	of	ADP
issue-1551	15	6	the	the	DET
issue-1551	15	7	study	study	NOUN
issue-1551	15	8	also	also	ADV
issue-1551	15	9	show	show	VERB
issue-1551	15	10	that	that	SCONJ
issue-1551	15	11	the	the	DET
issue-1551	15	12	launch	launch	NOUN
issue-1551	15	13	of	of	ADP
issue-1551	15	14	the	the	DET
issue-1551	15	15	estia	estia	PROPN
issue-1551	15	16	program	program	NOUN
issue-1551	15	17	in	in	ADP
issue-1551	15	18	2019	2019	NUM
issue-1551	15	19	will	will	AUX
issue-1551	15	20	lead	lead	VERB
issue-1551	15	21	to	to	ADP
issue-1551	15	22	an	an	DET
issue-1551	15	23	increase	increase	NOUN
issue-1551	15	24	in	in	ADP
issue-1551	15	25	moral	moral	ADJ
issue-1551	15	26	hazard	hazard	NOUN
issue-1551	15	27	.	.	PUNCT
issue-1551	16	1	significant	significant	ADJ
issue-1551	16	2	growth	growth	NOUN
issue-1551	16	3	in	in	ADP
issue-1551	16	4	demand	demand	NOUN
issue-1551	16	5	for	for	ADP
issue-1551	16	6	real	real	ADJ
issue-1551	16	7	estate	estate	NOUN
issue-1551	16	8	in	in	ADP
issue-1551	16	9	cyprus	cyprus	PROPN
issue-1551	16	10	is	be	AUX
issue-1551	16	11	due	due	ADJ
issue-1551	16	12	to	to	ADP
issue-1551	16	13	government	government	NOUN
issue-1551	16	14	policy	policy	NOUN
issue-1551	16	15	and	and	CCONJ
issue-1551	16	16	is	be	AUX
issue-1551	16	17	carried	carry	VERB
issue-1551	16	18	out	out	ADP
issue-1551	16	19	through	through	ADP
issue-1551	16	20	the	the	DET
issue-1551	16	21	citizenship	citizenship	NOUN
issue-1551	16	22	for	for	ADP
issue-1551	16	23	investment	investment	NOUN
issue-1551	16	24	program	program	NOUN
issue-1551	16	25	.	.	PUNCT
issue-1551	17	1	increased	increase	VERB
issue-1551	17	2	demand	demand	NOUN
issue-1551	17	3	causes	cause	VERB
issue-1551	17	4	prices	price	NOUN
issue-1551	17	5	to	to	PART
issue-1551	17	6	rise	rise	VERB
issue-1551	17	7	and	and	CCONJ
issue-1551	17	8	forms	form	VERB
issue-1551	17	9	a	a	DET
issue-1551	17	10	bubble	bubble	NOUN
issue-1551	17	11	in	in	ADP
issue-1551	17	12	the	the	DET
issue-1551	17	13	real	real	ADJ
issue-1551	17	14	estate	estate	NOUN
issue-1551	17	15	market	market	NOUN
issue-1551	17	16	.	.	PUNCT
issue-1551	18	1	in	in	ADP
issue-1551	18	2	turn	turn	NOUN
issue-1551	18	3	,	,	PUNCT
issue-1551	18	4	the	the	DET
issue-1551	18	5	formation	formation	NOUN
issue-1551	18	6	of	of	ADP
issue-1551	18	7	a	a	DET
issue-1551	18	8	housing	housing	NOUN
issue-1551	18	9	price	price	NOUN
issue-1551	18	10	bubble	bubble	NOUN
issue-1551	18	11	is	be	AUX
issue-1551	18	12	one	one	NUM
issue-1551	18	13	of	of	ADP
issue-1551	18	14	the	the	DET
issue-1551	18	15	pre	pre	ADJ
issue-1551	18	16	-	-	ADJ
issue-1551	18	17	crisis	crisis	NOUN
issue-1551	18	18	conditions	condition	NOUN
issue-1551	18	19	.	.	PUNCT
issue-1551	19	1	key	key	ADJ
issue-1551	19	2	words	word	NOUN
issue-1551	19	3	:	:	PUNCT
issue-1551	19	4	the	the	DET
issue-1551	19	5	financial	financial	ADJ
issue-1551	19	6	system	system	NOUN
issue-1551	19	7	of	of	ADP
issue-1551	19	8	cyprus	cyprus	PROPN
issue-1551	19	9	,	,	PUNCT
issue-1551	19	10	non	non	ADJ
issue-1551	19	11	-	-	ADJ
issue-1551	19	12	performing	performing	ADJ
issue-1551	19	13	loans	loan	NOUN
issue-1551	19	14	,	,	PUNCT
issue-1551	19	15	commercial	commercial	ADJ
issue-1551	19	16	banks	bank	NOUN
issue-1551	19	17	,	,	PUNCT
issue-1551	19	18	financial	financial	ADJ
issue-1551	19	19	and	and	CCONJ
issue-1551	19	20	stabilization	stabilization	NOUN
issue-1551	19	21	policy	policy	NOUN
issue-1551	19	22	.	.	PUNCT
issue-1551	20	1	jel	jel	PROPN
issue-1551	20	2	classification	classification	NOUN
issue-1551	20	3	:	:	PUNCT
issue-1551	20	4	g32	g32	NOUN
issue-1551	20	5	,	,	PUNCT
issue-1551	20	6	g39	g39	PROPN
issue-1551	20	7	1	1	NUM
issue-1551	20	8	.	.	PUNCT
issue-1551	20	9	introduction	introduction	NOUN
issue-1551	20	10	the	the	DET
issue-1551	20	11	european	european	PROPN
issue-1551	20	12	central	central	PROPN
issue-1551	20	13	bank	bank	PROPN
issue-1551	20	14	(	(	PUNCT
issue-1551	20	15	ecb	ecb	NOUN
issue-1551	20	16	)	)	PUNCT
issue-1551	20	17	defines	define	VERB
issue-1551	20	18	financial	financial	ADJ
issue-1551	20	19	stability	stability	NOUN
issue-1551	20	20	as	as	ADP
issue-1551	20	21	a	a	DET
issue-1551	20	22	state	state	NOUN
issue-1551	20	23	in	in	ADP
issue-1551	20	24	which	which	PRON
issue-1551	20	25	the	the	DET
issue-1551	20	26	financial	financial	ADJ
issue-1551	20	27	system	system	NOUN
issue-1551	20	28	,	,	PUNCT
issue-1551	20	29	including	include	VERB
issue-1551	20	30	financial	financial	ADJ
issue-1551	20	31	intermediaries	intermediary	NOUN
issue-1551	20	32	,	,	PUNCT
issue-1551	20	33	markets	market	NOUN
issue-1551	20	34	,	,	PUNCT
issue-1551	20	35	and	and	CCONJ
issue-1551	20	36	market	market	NOUN
issue-1551	20	37	infrastructure	infrastructure	NOUN
issue-1551	20	38	,	,	PUNCT
issue-1551	20	39	is	be	AUX
issue-1551	20	40	able	able	ADJ
issue-1551	20	41	to	to	PART
issue-1551	20	42	withstand	withstand	VERB
issue-1551	20	43	shocks	shock	NOUN
issue-1551	20	44	and	and	CCONJ
issue-1551	20	45	financial	financial	ADJ
issue-1551	20	46	imbalances	imbalance	NOUN
issue-1551	20	47	.	.	PUNCT
issue-1551	21	1	financial	financial	ADJ
issue-1551	21	2	stability	stability	NOUN
issue-1551	21	3	mitigates	mitigate	VERB
issue-1551	21	4	the	the	DET
issue-1551	21	5	likelihood	likelihood	NOUN
issue-1551	21	6	of	of	ADP
issue-1551	21	7	financial	financial	ADJ
issue-1551	21	8	intermediation	intermediation	NOUN
issue-1551	21	9	failures	failure	NOUN
issue-1551	21	10	(	(	PUNCT
issue-1551	21	11	european	european	PROPN
issue-1551	21	12	central	central	PROPN
issue-1551	21	13	bank	bank	PROPN
issue-1551	21	14	,	,	PUNCT
issue-1551	21	15	2020	2020	NUM
issue-1551	21	16	)	)	PUNCT
issue-1551	21	17	.	.	PUNCT
issue-1551	22	1	the	the	DET
issue-1551	22	2	republic	republic	NOUN
issue-1551	22	3	of	of	ADP
issue-1551	22	4	cyprus	cyprus	PROPN
issue-1551	22	5	(	(	PUNCT
issue-1551	22	6	cyprus	cyprus	PROPN
issue-1551	22	7	)	)	PUNCT
issue-1551	22	8	,	,	PUNCT
issue-1551	22	9	in	in	ADP
issue-1551	22	10	accordance	accordance	NOUN
issue-1551	22	11	with	with	ADP
issue-1551	22	12	the	the	DET
issue-1551	22	13	provisions	provision	NOUN
issue-1551	22	14	of	of	ADP
issue-1551	22	15	the	the	DET
issue-1551	22	16	european	european	ADJ
issue-1551	22	17	stability	stability	NOUN
issue-1551	22	18	and	and	CCONJ
issue-1551	22	19	growth	growth	NOUN
issue-1551	22	20	pact	pact	NOUN
issue-1551	22	21	,	,	PUNCT
issue-1551	22	22	has	have	AUX
issue-1551	22	23	developed	develop	VERB
issue-1551	22	24	and	and	CCONJ
issue-1551	22	25	is	be	AUX
issue-1551	22	26	implementing	implement	VERB
issue-1551	22	27	its	its	PRON
issue-1551	22	28	stability	stability	NOUN
issue-1551	22	29	program	program	NOUN
issue-1551	22	30	(	(	PUNCT
issue-1551	22	31	sp	sp	NOUN
issue-1551	22	32	)	)	PUNCT
issue-1551	22	33	for	for	ADP
issue-1551	22	34	the	the	DET
issue-1551	22	35	period	period	NOUN
issue-1551	22	36	2019–2022	2019–2022	NUM
issue-1551	22	37	,	,	PUNCT
issue-1551	22	38	approved	approve	VERB
issue-1551	22	39	by	by	ADP
issue-1551	22	40	the	the	DET
issue-1551	22	41	council	council	PROPN
issue-1551	22	42	of	of	ADP
issue-1551	22	43	ministers	minister	NOUN
issue-1551	22	44	of	of	ADP
issue-1551	22	45	cyprus	cyprus	PROPN
issue-1551	22	46	on	on	ADP
issue-1551	22	47	april	april	PROPN
issue-1551	22	48	17	17	NUM
issue-1551	22	49	,	,	PUNCT
issue-1551	22	50	2019	2019	NUM
issue-1551	22	51	.	.	PUNCT
issue-1551	23	1	the	the	DET
issue-1551	23	2	sp	sp	NOUN
issue-1551	23	3	outlines	outline	VERB
issue-1551	23	4	the	the	DET
issue-1551	23	5	fiscal	fiscal	ADJ
issue-1551	23	6	policy	policy	NOUN
issue-1551	23	7	strategy	strategy	NOUN
issue-1551	23	8	for	for	ADP
issue-1551	23	9	the	the	DET
issue-1551	23	10	period	period	NOUN
issue-1551	23	11	2019–2022	2019–2022	NUM
issue-1551	23	12	in	in	ADP
issue-1551	23	13	line	line	NOUN
issue-1551	23	14	with	with	ADP
issue-1551	23	15	the	the	DET
issue-1551	23	16	macroeconomic	macroeconomic	ADJ
issue-1551	23	17	scenario	scenario	NOUN
issue-1551	23	18	adopted	adopt	VERB
issue-1551	23	19	by	by	ADP
issue-1551	23	20	the	the	DET
issue-1551	23	21	government	government	NOUN
issue-1551	23	22	and	and	CCONJ
issue-1551	23	23	formulates	formulate	VERB
issue-1551	23	24	the	the	DET
issue-1551	23	25	main	main	ADJ
issue-1551	23	26	objectives	objective	NOUN
issue-1551	23	27	enshrined	enshrine	VERB
issue-1551	23	28	in	in	ADP
issue-1551	23	29	supporting	support	VERB
issue-1551	23	30	and	and	CCONJ
issue-1551	23	31	strengthening	strengthen	VERB
issue-1551	23	32	the	the	DET
issue-1551	23	33	sustainable	sustainable	ADJ
issue-1551	23	34	growth	growth	NOUN
issue-1551	23	35	of	of	ADP
issue-1551	23	36	the	the	DET
issue-1551	23	37	cyprus	cyprus	PROPN
issue-1551	23	38	economy	economy	NOUN
issue-1551	23	39	.	.	PUNCT
issue-1551	24	1	one	one	NUM
issue-1551	24	2	of	of	ADP
issue-1551	24	3	the	the	DET
issue-1551	24	4	strategic	strategic	ADJ
issue-1551	24	5	objectives	objective	NOUN
issue-1551	24	6	of	of	ADP
issue-1551	24	7	the	the	DET
issue-1551	24	8	sp	sp	NOUN
issue-1551	24	9	is	be	AUX
issue-1551	24	10	identified	identify	VERB
issue-1551	24	11	to	to	PART
issue-1551	24	12	further	far	ADV
issue-1551	24	13	reduce	reduce	VERB
issue-1551	24	14	the	the	DET
issue-1551	24	15	high	high	ADJ
issue-1551	24	16	level	level	NOUN
issue-1551	24	17	of	of	ADP
issue-1551	24	18	nonperforming	nonperforme	VERB
issue-1551	24	19	loans	loan	NOUN
issue-1551	24	20	(	(	PUNCT
issue-1551	24	21	european	european	PROPN
issue-1551	24	22	commission	commission	PROPN
issue-1551	24	23	,	,	PUNCT
issue-1551	24	24	2019	2019	NUM
issue-1551	24	25	,	,	PUNCT
issue-1551	24	26	ministry	ministry	NOUN
issue-1551	24	27	of	of	ADP
issue-1551	24	28	finance	finance	PROPN
issue-1551	24	29	,	,	PUNCT
issue-1551	24	30	2019	2019	NUM
issue-1551	24	31	)	)	PUNCT
issue-1551	24	32	.	.	PUNCT
issue-1551	25	1	high	high	ADJ
issue-1551	25	2	levels	level	NOUN
issue-1551	25	3	of	of	ADP
issue-1551	25	4	non	non	ADJ
issue-1551	25	5	-	-	ADJ
issue-1551	25	6	performing	performing	ADJ
issue-1551	25	7	loans	loan	NOUN
issue-1551	25	8	in	in	ADP
issue-1551	25	9	the	the	DET
issue-1551	25	10	banking	banking	NOUN
issue-1551	25	11	sector	sector	NOUN
issue-1551	25	12	of	of	ADP
issue-1551	25	13	both	both	DET
issue-1551	25	14	developed	developed	ADJ
issue-1551	25	15	and	and	CCONJ
issue-1551	25	16	developing	develop	VERB
issue-1551	25	17	countries	country	NOUN
issue-1551	25	18	are	be	AUX
issue-1551	25	19	often	often	ADV
issue-1551	25	20	associated	associate	VERB
issue-1551	25	21	with	with	ADP
issue-1551	25	22	financial	financial	ADJ
issue-1551	25	23	crises	crisis	NOUN
issue-1551	25	24	(	(	PUNCT
issue-1551	25	25	bernanke	bernanke	PROPN
issue-1551	25	26	,	,	PUNCT
issue-1551	25	27	gertler	gertler	NOUN
issue-1551	25	28	&	&	CCONJ
issue-1551	25	29	gilchrist	gilchrist	PROPN
issue-1551	25	30	,	,	PUNCT
issue-1551	25	31	1999	1999	NUM
issue-1551	25	32	)	)	PUNCT
issue-1551	25	33	.	.	PUNCT
issue-1551	26	1	baltic	baltic	PROPN
issue-1551	26	2	journal	journal	PROPN
issue-1551	26	3	of	of	ADP
issue-1551	26	4	economic	economic	ADJ
issue-1551	26	5	studies	study	NOUN
issue-1551	26	6	12	12	NUM
issue-1551	26	7	vol	vol	NOUN
issue-1551	26	8	.	.	PROPN
issue-1551	27	1	7	7	NUM
issue-1551	27	2	no	no	NOUN
issue-1551	27	3	.	.	NOUN
issue-1551	27	4	5	5	NUM
issue-1551	27	5	,	,	PUNCT
issue-1551	28	1	2021	2021	NUM
issue-1551	28	2	financial	financial	ADJ
issue-1551	28	3	crises	crisis	NOUN
issue-1551	28	4	have	have	VERB
issue-1551	28	5	historical	historical	ADJ
issue-1551	28	6	roots	root	NOUN
issue-1551	28	7	through	through	ADP
issue-1551	28	8	the	the	DET
issue-1551	28	9	ages	age	NOUN
issue-1551	28	10	(	(	PUNCT
issue-1551	28	11	reinhart	reinhart	PROPN
issue-1551	28	12	,	,	PUNCT
issue-1551	28	13	rogoff	rogoff	NOUN
issue-1551	28	14	,	,	PUNCT
issue-1551	28	15	2014	2014	NUM
issue-1551	28	16	;	;	PUNCT
issue-1551	28	17	reinhart	reinhart	PROPN
issue-1551	28	18	,	,	PUNCT
issue-1551	28	19	rogoff	rogoff	NOUN
issue-1551	28	20	,	,	PUNCT
issue-1551	28	21	2009	2009	NUM
issue-1551	28	22	;	;	PUNCT
issue-1551	28	23	reinhart	reinhart	PROPN
issue-1551	28	24	,	,	PUNCT
issue-1551	28	25	rogoff	rogoff	NOUN
issue-1551	28	26	,	,	PUNCT
issue-1551	28	27	2008	2008	NUM
issue-1551	28	28	)	)	PUNCT
issue-1551	28	29	.	.	PUNCT
issue-1551	29	1	the	the	DET
issue-1551	29	2	crisis	crisis	NOUN
issue-1551	29	3	arises	arise	VERB
issue-1551	29	4	from	from	ADP
issue-1551	29	5	the	the	DET
issue-1551	29	6	interaction	interaction	NOUN
issue-1551	29	7	of	of	ADP
issue-1551	29	8	various	various	ADJ
issue-1551	29	9	contributing	contribute	VERB
issue-1551	29	10	factors	factor	NOUN
issue-1551	29	11	and	and	CCONJ
issue-1551	29	12	their	their	PRON
issue-1551	29	13	combination	combination	NOUN
issue-1551	29	14	:	:	PUNCT
issue-1551	29	15	global	global	ADJ
issue-1551	29	16	economic	economic	ADJ
issue-1551	29	17	development	development	NOUN
issue-1551	29	18	,	,	PUNCT
issue-1551	29	19	politics	politic	NOUN
issue-1551	29	20	,	,	PUNCT
issue-1551	29	21	global	global	ADJ
issue-1551	29	22	macroeconomic	macroeconomic	ADJ
issue-1551	29	23	factors	factor	NOUN
issue-1551	29	24	,	,	PUNCT
issue-1551	29	25	monetary	monetary	ADJ
issue-1551	29	26	policy	policy	NOUN
issue-1551	29	27	,	,	PUNCT
issue-1551	29	28	the	the	DET
issue-1551	29	29	rise	rise	NOUN
issue-1551	29	30	of	of	ADP
issue-1551	29	31	securitization	securitization	NOUN
issue-1551	29	32	,	,	PUNCT
issue-1551	29	33	a	a	DET
issue-1551	29	34	fragmented	fragmented	ADJ
issue-1551	29	35	regulatory	regulatory	ADJ
issue-1551	29	36	structure	structure	NOUN
issue-1551	29	37	,	,	PUNCT
issue-1551	29	38	and	and	CCONJ
issue-1551	29	39	other	other	ADJ
issue-1551	29	40	factors	factor	NOUN
issue-1551	29	41	(	(	PUNCT
issue-1551	29	42	thakor	thakor	NOUN
issue-1551	29	43	,	,	PUNCT
issue-1551	29	44	2015	2015	NUM
issue-1551	29	45	)	)	PUNCT
issue-1551	29	46	.	.	PUNCT
issue-1551	30	1	in	in	ADP
issue-1551	30	2	turn	turn	NOUN
issue-1551	30	3	,	,	PUNCT
issue-1551	30	4	cypriot	cypriot	ADJ
issue-1551	30	5	npls	npls	NOUN
issue-1551	30	6	losses	loss	NOUN
issue-1551	30	7	are	be	AUX
issue-1551	30	8	due	due	ADJ
issue-1551	30	9	to	to	ADP
issue-1551	30	10	corrupt	corrupt	ADJ
issue-1551	30	11	bank	bank	NOUN
issue-1551	30	12	lending	lending	NOUN
issue-1551	30	13	and	and	CCONJ
issue-1551	30	14	the	the	DET
issue-1551	30	15	government	government	NOUN
issue-1551	30	16	's	's	PART
issue-1551	30	17	resistance	resistance	NOUN
issue-1551	30	18	to	to	ADP
issue-1551	30	19	reforms	reform	NOUN
issue-1551	30	20	aimed	aim	VERB
issue-1551	30	21	at	at	ADP
issue-1551	30	22	making	make	VERB
issue-1551	30	23	the	the	DET
issue-1551	30	24	economy	economy	NOUN
issue-1551	30	25	more	more	ADV
issue-1551	30	26	competitive	competitive	ADJ
issue-1551	30	27	,	,	PUNCT
issue-1551	30	28	despite	despite	SCONJ
issue-1551	30	29	the	the	DET
issue-1551	30	30	adverse	adverse	ADJ
issue-1551	30	31	global	global	ADJ
issue-1551	30	32	economic	economic	ADJ
issue-1551	30	33	conditions	condition	NOUN
issue-1551	30	34	of	of	ADP
issue-1551	30	35	the	the	DET
issue-1551	30	36	period	period	NOUN
issue-1551	30	37	(	(	PUNCT
issue-1551	30	38	brow	brow	NOUN
issue-1551	30	39	,	,	PUNCT
issue-1551	30	40	demetriou	demetriou	NOUN
issue-1551	30	41	&	&	CCONJ
issue-1551	30	42	theodossiou	theodossiou	NOUN
issue-1551	30	43	,	,	PUNCT
issue-1551	30	44	2018	2018	NUM
issue-1551	30	45	)	)	PUNCT
issue-1551	30	46	.	.	PUNCT
issue-1551	31	1	although	although	SCONJ
issue-1551	31	2	the	the	DET
issue-1551	31	3	outlook	outlook	NOUN
issue-1551	31	4	today	today	NOUN
issue-1551	31	5	is	be	AUX
issue-1551	31	6	positive	positive	ADJ
issue-1551	31	7	,	,	PUNCT
issue-1551	31	8	cyprus	cyprus	PROPN
issue-1551	31	9	still	still	ADV
issue-1551	31	10	faces	face	VERB
issue-1551	31	11	many	many	ADJ
issue-1551	31	12	problems	problem	NOUN
issue-1551	31	13	and	and	CCONJ
issue-1551	31	14	contradictions	contradiction	NOUN
issue-1551	31	15	.	.	PUNCT
issue-1551	32	1	2	2	X
issue-1551	32	2	.	.	X
issue-1551	32	3	the	the	DET
issue-1551	32	4	aim	aim	NOUN
issue-1551	32	5	of	of	ADP
issue-1551	32	6	the	the	DET
issue-1551	32	7	study	study	NOUN
issue-1551	32	8	the	the	DET
issue-1551	32	9	aim	aim	NOUN
issue-1551	32	10	of	of	ADP
issue-1551	32	11	the	the	DET
issue-1551	32	12	study	study	NOUN
issue-1551	32	13	is	be	AUX
issue-1551	32	14	to	to	PART
issue-1551	32	15	identify	identify	VERB
issue-1551	32	16	problems	problem	NOUN
issue-1551	32	17	and	and	CCONJ
issue-1551	32	18	contradictions	contradiction	NOUN
issue-1551	32	19	in	in	ADP
issue-1551	32	20	the	the	DET
issue-1551	32	21	current	current	ADJ
issue-1551	32	22	financial	financial	ADJ
issue-1551	32	23	stabilization	stabilization	NOUN
issue-1551	32	24	policy	policy	NOUN
issue-1551	32	25	in	in	ADP
issue-1551	32	26	the	the	DET
issue-1551	32	27	banking	banking	NOUN
issue-1551	32	28	sector	sector	NOUN
issue-1551	32	29	of	of	ADP
issue-1551	32	30	cyprus	cyprus	PROPN
issue-1551	32	31	and	and	CCONJ
issue-1551	32	32	to	to	PART
issue-1551	32	33	help	help	VERB
issue-1551	32	34	policy	policy	NOUN
issue-1551	32	35	makers	maker	NOUN
issue-1551	32	36	of	of	ADP
issue-1551	32	37	financial	financial	ADJ
issue-1551	32	38	policy	policy	NOUN
issue-1551	32	39	to	to	PART
issue-1551	32	40	monitor	monitor	VERB
issue-1551	32	41	the	the	DET
issue-1551	32	42	problems	problem	NOUN
issue-1551	32	43	and	and	CCONJ
issue-1551	32	44	contradictions	contradiction	NOUN
issue-1551	32	45	in	in	ADP
issue-1551	32	46	the	the	DET
issue-1551	32	47	course	course	NOUN
issue-1551	32	48	of	of	ADP
issue-1551	32	49	its	its	PRON
issue-1551	32	50	implementation	implementation	NOUN
issue-1551	32	51	.	.	PUNCT
issue-1551	33	1	the	the	DET
issue-1551	33	2	relevance	relevance	NOUN
issue-1551	33	3	of	of	ADP
issue-1551	33	4	the	the	DET
issue-1551	33	5	topic	topic	NOUN
issue-1551	33	6	of	of	ADP
issue-1551	33	7	the	the	DET
issue-1551	33	8	study	study	NOUN
issue-1551	33	9	is	be	AUX
issue-1551	33	10	due	due	ADJ
issue-1551	33	11	to	to	ADP
issue-1551	33	12	the	the	DET
issue-1551	33	13	current	current	ADJ
issue-1551	33	14	level	level	NOUN
issue-1551	33	15	of	of	ADP
issue-1551	33	16	non	non	ADJ
issue-1551	33	17	-	-	ADJ
issue-1551	33	18	performing	performing	ADJ
issue-1551	33	19	loans	loan	NOUN
issue-1551	33	20	,	,	PUNCT
issue-1551	33	21	which	which	PRON
issue-1551	33	22	remains	remain	VERB
issue-1551	33	23	very	very	ADV
issue-1551	33	24	high	high	ADJ
issue-1551	33	25	and	and	CCONJ
issue-1551	33	26	creates	create	VERB
issue-1551	33	27	risks	risk	NOUN
issue-1551	33	28	of	of	ADP
issue-1551	33	29	financial	financial	ADJ
issue-1551	33	30	instability	instability	NOUN
issue-1551	33	31	in	in	ADP
issue-1551	33	32	cyprus	cyprus	PROPN
issue-1551	33	33	.	.	PUNCT
issue-1551	34	1	the	the	DET
issue-1551	34	2	object	object	NOUN
issue-1551	34	3	of	of	ADP
issue-1551	34	4	the	the	DET
issue-1551	34	5	study	study	NOUN
issue-1551	34	6	is	be	AUX
issue-1551	34	7	the	the	DET
issue-1551	34	8	financial	financial	ADJ
issue-1551	34	9	and	and	CCONJ
issue-1551	34	10	,	,	PUNCT
issue-1551	34	11	in	in	ADP
issue-1551	34	12	particular	particular	ADJ
issue-1551	34	13	,	,	PUNCT
issue-1551	34	14	the	the	DET
issue-1551	34	15	banking	banking	NOUN
issue-1551	34	16	sector	sector	NOUN
issue-1551	34	17	of	of	ADP
issue-1551	34	18	cyprus	cyprus	PROPN
issue-1551	34	19	.	.	PUNCT
issue-1551	35	1	the	the	DET
issue-1551	35	2	subject	subject	NOUN
issue-1551	35	3	of	of	ADP
issue-1551	35	4	the	the	DET
issue-1551	35	5	study	study	NOUN
issue-1551	35	6	is	be	AUX
issue-1551	35	7	the	the	DET
issue-1551	35	8	impact	impact	NOUN
issue-1551	35	9	of	of	ADP
issue-1551	35	10	modern	modern	ADJ
issue-1551	35	11	financial	financial	ADJ
issue-1551	35	12	stabilization	stabilization	NOUN
issue-1551	35	13	policies	policy	NOUN
issue-1551	35	14	on	on	ADP
issue-1551	35	15	the	the	DET
issue-1551	35	16	banking	banking	NOUN
issue-1551	35	17	sector	sector	NOUN
issue-1551	35	18	of	of	ADP
issue-1551	35	19	cyprus	cyprus	PROPN
issue-1551	35	20	.	.	PUNCT
issue-1551	36	1	the	the	DET
issue-1551	36	2	practical	practical	ADJ
issue-1551	36	3	significance	significance	NOUN
issue-1551	36	4	of	of	ADP
issue-1551	36	5	the	the	DET
issue-1551	36	6	study	study	NOUN
issue-1551	36	7	lies	lie	VERB
issue-1551	36	8	in	in	ADP
issue-1551	36	9	the	the	DET
issue-1551	36	10	fact	fact	NOUN
issue-1551	36	11	that	that	SCONJ
issue-1551	36	12	the	the	DET
issue-1551	36	13	main	main	ADJ
issue-1551	36	14	provisions	provision	NOUN
issue-1551	36	15	,	,	PUNCT
issue-1551	36	16	conclusions	conclusion	NOUN
issue-1551	36	17	,	,	PUNCT
issue-1551	36	18	recommendations	recommendation	NOUN
issue-1551	36	19	and	and	CCONJ
issue-1551	36	20	methodological	methodological	ADJ
issue-1551	36	21	research	research	NOUN
issue-1551	36	22	approaches	approach	NOUN
issue-1551	36	23	can	can	AUX
issue-1551	36	24	be	be	AUX
issue-1551	36	25	used	use	VERB
issue-1551	36	26	to	to	PART
issue-1551	36	27	develop	develop	VERB
issue-1551	36	28	specific	specific	ADJ
issue-1551	36	29	recommendations	recommendation	NOUN
issue-1551	36	30	for	for	ADP
issue-1551	36	31	improving	improve	VERB
issue-1551	36	32	the	the	DET
issue-1551	36	33	financial	financial	ADJ
issue-1551	36	34	stabilization	stabilization	NOUN
issue-1551	36	35	policy	policy	NOUN
issue-1551	36	36	of	of	ADP
issue-1551	36	37	cyprus	cyprus	PROPN
issue-1551	36	38	.	.	PUNCT
issue-1551	37	1	3	3	X
issue-1551	37	2	.	.	X
issue-1551	37	3	methods	method	NOUN
issue-1551	37	4	the	the	DET
issue-1551	37	5	research	research	NOUN
issue-1551	37	6	methods	method	NOUN
issue-1551	37	7	are	be	AUX
issue-1551	37	8	based	base	VERB
issue-1551	37	9	on	on	ADP
issue-1551	37	10	theoretical	theoretical	ADJ
issue-1551	37	11	and	and	CCONJ
issue-1551	37	12	methodological	methodological	ADJ
issue-1551	37	13	analysis	analysis	NOUN
issue-1551	37	14	of	of	ADP
issue-1551	37	15	scientific	scientific	ADJ
issue-1551	37	16	literature	literature	NOUN
issue-1551	37	17	,	,	PUNCT
issue-1551	37	18	statistical	statistical	ADJ
issue-1551	37	19	method	method	NOUN
issue-1551	37	20	,	,	PUNCT
issue-1551	37	21	observations	observation	NOUN
issue-1551	37	22	,	,	PUNCT
issue-1551	37	23	comparative	comparative	ADJ
issue-1551	37	24	method	method	NOUN
issue-1551	37	25	and	and	CCONJ
issue-1551	37	26	analysis	analysis	NOUN
issue-1551	37	27	,	,	PUNCT
issue-1551	37	28	as	as	ADV
issue-1551	37	29	well	well	ADV
issue-1551	37	30	as	as	ADP
issue-1551	37	31	analytical	analytical	ADJ
issue-1551	37	32	and	and	CCONJ
issue-1551	37	33	comparative	comparative	ADJ
issue-1551	37	34	graphs	graph	NOUN
issue-1551	37	35	,	,	PUNCT
issue-1551	37	36	comparative	comparative	ADJ
issue-1551	37	37	and	and	CCONJ
issue-1551	37	38	analytical	analytical	ADJ
issue-1551	37	39	approaches	approach	NOUN
issue-1551	37	40	.	.	PUNCT
issue-1551	38	1	the	the	DET
issue-1551	38	2	chosen	choose	VERB
issue-1551	38	3	methods	method	NOUN
issue-1551	38	4	and	and	CCONJ
issue-1551	38	5	techniques	technique	NOUN
issue-1551	38	6	of	of	ADP
issue-1551	38	7	the	the	DET
issue-1551	38	8	study	study	NOUN
issue-1551	38	9	allow	allow	VERB
issue-1551	38	10	to	to	PART
issue-1551	38	11	establish	establish	VERB
issue-1551	38	12	the	the	DET
issue-1551	38	13	impact	impact	NOUN
issue-1551	38	14	of	of	ADP
issue-1551	38	15	financial	financial	ADJ
issue-1551	38	16	stabilization	stabilization	NOUN
issue-1551	38	17	policy	policy	NOUN
issue-1551	38	18	on	on	ADP
issue-1551	38	19	the	the	DET
issue-1551	38	20	level	level	NOUN
issue-1551	38	21	of	of	ADP
issue-1551	38	22	non	non	ADJ
issue-1551	38	23	-	-	ADJ
issue-1551	38	24	performing	perform	VERB
issue-1551	38	25	loans	loan	NOUN
issue-1551	38	26	.	.	PUNCT
issue-1551	39	1	4	4	X
issue-1551	39	2	.	.	X
issue-1551	39	3	results	result	NOUN
issue-1551	39	4	despite	despite	SCONJ
issue-1551	39	5	the	the	DET
issue-1551	39	6	developed	develop	VERB
issue-1551	39	7	institutional	institutional	ADJ
issue-1551	39	8	system	system	NOUN
issue-1551	39	9	of	of	ADP
issue-1551	39	10	supervision	supervision	NOUN
issue-1551	39	11	and	and	CCONJ
issue-1551	39	12	monitoring	monitoring	NOUN
issue-1551	39	13	,	,	PUNCT
issue-1551	39	14	the	the	DET
issue-1551	39	15	current	current	ADJ
issue-1551	39	16	stabilization	stabilization	NOUN
issue-1551	39	17	financial	financial	ADJ
issue-1551	39	18	policy	policy	NOUN
issue-1551	39	19	of	of	ADP
issue-1551	39	20	cyprus	cyprus	PROPN
issue-1551	39	21	,	,	PUNCT
issue-1551	39	22	in	in	ADP
issue-1551	39	23	the	the	DET
issue-1551	39	24	opinion	opinion	NOUN
issue-1551	39	25	of	of	ADP
issue-1551	39	26	the	the	DET
issue-1551	39	27	author	author	NOUN
issue-1551	39	28	,	,	PUNCT
issue-1551	39	29	has	have	VERB
issue-1551	39	30	a	a	DET
issue-1551	39	31	number	number	NOUN
issue-1551	39	32	of	of	ADP
issue-1551	39	33	problems	problem	NOUN
issue-1551	39	34	and	and	CCONJ
issue-1551	39	35	contradictions	contradiction	NOUN
issue-1551	39	36	.	.	PUNCT
issue-1551	40	1	thus	thus	ADV
issue-1551	40	2	,	,	PUNCT
issue-1551	40	3	the	the	DET
issue-1551	40	4	profitability	profitability	NOUN
issue-1551	40	5	of	of	ADP
issue-1551	40	6	credit	credit	NOUN
issue-1551	40	7	institutions	institution	NOUN
issue-1551	40	8	(	(	PUNCT
issue-1551	40	9	see	see	VERB
issue-1551	40	10	figure	figure	NOUN
issue-1551	40	11	1	1	NUM
issue-1551	40	12	)	)	PUNCT
issue-1551	40	13	is	be	AUX
issue-1551	40	14	still	still	ADV
issue-1551	40	15	negatively	negatively	ADV
issue-1551	40	16	affected	affect	VERB
issue-1551	40	17	by	by	ADP
issue-1551	40	18	the	the	DET
issue-1551	40	19	long	long	ADJ
issue-1551	40	20	period	period	NOUN
issue-1551	40	21	of	of	ADP
issue-1551	40	22	low	low	ADJ
issue-1551	40	23	interest	interest	NOUN
issue-1551	40	24	rates	rate	NOUN
issue-1551	40	25	(	(	PUNCT
issue-1551	40	26	see	see	VERB
issue-1551	40	27	figure	figure	NOUN
issue-1551	40	28	2	2	NUM
issue-1551	40	29	)	)	PUNCT
issue-1551	40	30	,	,	PUNCT
issue-1551	40	31	as	as	ADV
issue-1551	40	32	well	well	ADV
issue-1551	40	33	as	as	ADP
issue-1551	40	34	the	the	DET
issue-1551	40	35	burden	burden	NOUN
issue-1551	40	36	of	of	ADP
issue-1551	40	37	increasing	increase	VERB
issue-1551	40	38	provisions	provision	NOUN
issue-1551	40	39	for	for	ADP
issue-1551	40	40	doubtful	doubtful	ADJ
issue-1551	40	41	debts	debt	NOUN
issue-1551	40	42	(	(	PUNCT
issue-1551	40	43	see	see	VERB
issue-1551	40	44	figure	figure	NOUN
issue-1551	40	45	3	3	NUM
issue-1551	40	46	)	)	PUNCT
issue-1551	40	47	.	.	PUNCT
issue-1551	41	1	the	the	DET
issue-1551	41	2	main	main	ADJ
issue-1551	41	3	contradiction	contradiction	NOUN
issue-1551	41	4	is	be	AUX
issue-1551	41	5	that	that	SCONJ
issue-1551	41	6	the	the	DET
issue-1551	41	7	introduction	introduction	NOUN
issue-1551	41	8	of	of	ADP
issue-1551	41	9	the	the	DET
issue-1551	41	10	accounting	accounting	NOUN
issue-1551	41	11	standard	standard	NOUN
issue-1551	41	12	(	(	PUNCT
issue-1551	41	13	ifrs9	ifrs9	PROPN
issue-1551	41	14	)	)	PUNCT
issue-1551	41	15	,	,	PUNCT
issue-1551	41	16	which	which	PRON
issue-1551	41	17	will	will	AUX
issue-1551	41	18	be	be	AUX
issue-1551	41	19	gradually	gradually	ADV
issue-1551	41	20	implemented	implement	VERB
issue-1551	41	21	over	over	ADP
issue-1551	41	22	several	several	ADJ
issue-1551	41	23	years	year	NOUN
issue-1551	41	24	to	to	PART
issue-1551	41	25	regulate	regulate	VERB
issue-1551	41	26	capital	capital	NOUN
issue-1551	41	27	adequacy	adequacy	NOUN
issue-1551	41	28	,	,	PUNCT
issue-1551	41	29	will	will	AUX
issue-1551	41	30	lead	lead	VERB
issue-1551	41	31	to	to	ADP
issue-1551	41	32	a	a	DET
issue-1551	41	33	further	further	ADJ
issue-1551	41	34	increase	increase	NOUN
issue-1551	41	35	in	in	ADP
issue-1551	41	36	the	the	DET
issue-1551	41	37	amount	amount	NOUN
issue-1551	41	38	of	of	ADP
issue-1551	41	39	provisions	provision	NOUN
issue-1551	41	40	for	for	ADP
issue-1551	41	41	impaired	impaired	ADJ
issue-1551	41	42	loans	loan	NOUN
issue-1551	41	43	and	and	CCONJ
issue-1551	41	44	thereby	thereby	ADV
issue-1551	41	45	negatively	negatively	ADV
issue-1551	41	46	affect	affect	VERB
issue-1551	41	47	the	the	DET
issue-1551	41	48	profitability	profitability	NOUN
issue-1551	41	49	of	of	ADP
issue-1551	41	50	banks	bank	NOUN
issue-1551	41	51	.	.	PUNCT
issue-1551	42	1	this	this	PRON
issue-1551	42	2	is	be	AUX
issue-1551	42	3	extremely	extremely	ADV
issue-1551	42	4	important	important	ADJ
issue-1551	42	5	because	because	SCONJ
issue-1551	42	6	from	from	ADP
issue-1551	42	7	2011	2011	NUM
issue-1551	42	8	to	to	ADP
issue-1551	42	9	2017	2017	NUM
issue-1551	42	10	inclusive	inclusive	ADJ
issue-1551	42	11	,	,	PUNCT
issue-1551	42	12	cypriot	cypriot	ADJ
issue-1551	42	13	banks	bank	NOUN
issue-1551	42	14	incurred	incur	VERB
issue-1551	42	15	annual	annual	ADJ
issue-1551	42	16	losses	loss	NOUN
issue-1551	42	17	and	and	CCONJ
issue-1551	42	18	only	only	ADV
issue-1551	42	19	reached	reach	VERB
issue-1551	42	20	marginal	marginal	ADJ
issue-1551	42	21	profitability	profitability	NOUN
issue-1551	42	22	by	by	ADP
issue-1551	42	23	2018	2018	NUM
issue-1551	42	24	(	(	PUNCT
issue-1551	42	25	see	see	VERB
issue-1551	42	26	figure	figure	NOUN
issue-1551	42	27	1	1	NUM
issue-1551	42	28	)	)	PUNCT
issue-1551	42	29	.	.	PUNCT
issue-1551	43	1	in	in	ADP
issue-1551	43	2	addition	addition	NOUN
issue-1551	43	3	to	to	ADP
issue-1551	43	4	the	the	DET
issue-1551	43	5	above	above	NOUN
issue-1551	43	6	,	,	PUNCT
issue-1551	43	7	the	the	DET
issue-1551	43	8	overall	overall	ADJ
issue-1551	43	9	deposit	deposit	NOUN
issue-1551	43	10	portfolio	portfolio	NOUN
issue-1551	43	11	of	of	ADP
issue-1551	43	12	cypriot	cypriot	ADJ
issue-1551	43	13	banks	bank	NOUN
issue-1551	43	14	continues	continue	VERB
issue-1551	43	15	to	to	PART
issue-1551	43	16	shrink	shrink	VERB
issue-1551	43	17	(	(	PUNCT
issue-1551	43	18	see	see	VERB
issue-1551	43	19	figure	figure	NOUN
issue-1551	43	20	4	4	NUM
issue-1551	43	21	)	)	PUNCT
issue-1551	43	22	.	.	PUNCT
issue-1551	44	1	the	the	DET
issue-1551	44	2	total	total	ADJ
issue-1551	44	3	deposits	deposit	NOUN
issue-1551	44	4	of	of	ADP
issue-1551	44	5	cypriot	cypriot	ADJ
issue-1551	44	6	banks	bank	NOUN
issue-1551	44	7	amounted	amount	VERB
issue-1551	44	8	to	to	ADP
issue-1551	44	9	€	€	SYM
issue-1551	44	10	47.7	47.7	NUM
issue-1551	44	11	billion	billion	NUM
issue-1551	44	12	in	in	ADP
issue-1551	44	13	april	april	PROPN
issue-1551	44	14	2019	2019	NUM
issue-1551	44	15	,	,	PUNCT
issue-1551	44	16	compared	compare	VERB
issue-1551	44	17	to	to	ADP
issue-1551	44	18	€	€	SYM
issue-1551	44	19	49.0	49.0	NUM
issue-1551	44	20	billion	billion	NUM
issue-1551	44	21	at	at	ADP
issue-1551	44	22	the	the	DET
issue-1551	44	23	end	end	NOUN
issue-1551	44	24	of	of	ADP
issue-1551	44	25	december	december	PROPN
issue-1551	44	26	2016	2016	NUM
issue-1551	44	27	,	,	PUNCT
issue-1551	44	28	thus	thus	ADV
issue-1551	44	29	the	the	DET
issue-1551	44	30	banks	bank	NOUN
issue-1551	44	31	'	'	PART
issue-1551	44	32	deposit	deposit	NOUN
issue-1551	44	33	portfolio	portfolio	NOUN
issue-1551	44	34	decreased	decrease	VERB
issue-1551	44	35	by	by	ADP
issue-1551	44	36	2.7	2.7	NUM
issue-1551	44	37	%	%	NOUN
issue-1551	44	38	from	from	ADP
issue-1551	44	39	2016	2016	NUM
issue-1551	44	40	to	to	ADP
issue-1551	44	41	april	april	PROPN
issue-1551	44	42	2019	2019	NUM
issue-1551	44	43	.	.	PUNCT
issue-1551	45	1	there	there	PRON
issue-1551	45	2	was	be	VERB
issue-1551	45	3	also	also	ADV
issue-1551	45	4	a	a	DET
issue-1551	45	5	decrease	decrease	NOUN
issue-1551	45	6	in	in	ADP
issue-1551	45	7	the	the	DET
issue-1551	45	8	loan	loan	NOUN
issue-1551	45	9	-	-	PUNCT
issue-1551	45	10	to	to	ADP
issue-1551	45	11	-	-	PUNCT
issue-1551	45	12	deposit	deposit	NOUN
issue-1551	45	13	ratio	ratio	NOUN
issue-1551	45	14	(	(	PUNCT
issue-1551	45	15	see	see	VERB
issue-1551	45	16	figure	figure	NOUN
issue-1551	45	17	5	5	NUM
issue-1551	45	18	)	)	PUNCT
issue-1551	45	19	.	.	PUNCT
issue-1551	46	1	the	the	DET
issue-1551	46	2	decrease	decrease	NOUN
issue-1551	46	3	of	of	ADP
issue-1551	46	4	the	the	DET
issue-1551	46	5	loan	loan	NOUN
issue-1551	46	6	-	-	PUNCT
issue-1551	46	7	to	to	ADP
issue-1551	46	8	-	-	PUNCT
issue-1551	46	9	deposit	deposit	NOUN
issue-1551	46	10	ratio	ratio	NOUN
issue-1551	46	11	to	to	ADP
issue-1551	46	12	80	80	NUM
issue-1551	46	13	%	%	NOUN
issue-1551	46	14	(	(	PUNCT
issue-1551	46	15	as	as	ADP
issue-1551	46	16	of	of	ADP
issue-1551	46	17	april	april	PROPN
issue-1551	46	18	2019	2019	NUM
issue-1551	46	19	)	)	PUNCT
issue-1551	46	20	indicates	indicate	VERB
issue-1551	46	21	the	the	DET
issue-1551	46	22	ability	ability	NOUN
issue-1551	46	23	of	of	ADP
issue-1551	46	24	cypriot	cypriot	ADJ
issue-1551	46	25	banks	bank	NOUN
issue-1551	46	26	to	to	PART
issue-1551	46	27	cover	cover	VERB
issue-1551	46	28	withdrawals	withdrawal	NOUN
issue-1551	46	29	made	make	VERB
issue-1551	46	30	by	by	ADP
issue-1551	46	31	clients	client	NOUN
issue-1551	46	32	,	,	PUNCT
issue-1551	46	33	if	if	SCONJ
issue-1551	46	34	necessary	necessary	ADJ
issue-1551	46	35	.	.	PUNCT
issue-1551	47	1	the	the	DET
issue-1551	47	2	contradiction	contradiction	NOUN
issue-1551	47	3	of	of	ADP
issue-1551	47	4	this	this	DET
issue-1551	47	5	situation	situation	NOUN
issue-1551	47	6	is	be	AUX
issue-1551	47	7	that	that	SCONJ
issue-1551	47	8	the	the	DET
issue-1551	47	9	decrease	decrease	NOUN
issue-1551	47	10	in	in	ADP
issue-1551	47	11	the	the	DET
issue-1551	47	12	ratio	ratio	NOUN
issue-1551	47	13	was	be	AUX
issue-1551	47	14	not	not	PART
issue-1551	47	15	due	due	ADJ
issue-1551	47	16	to	to	ADP
issue-1551	47	17	an	an	DET
issue-1551	47	18	increase	increase	NOUN
issue-1551	47	19	in	in	ADP
issue-1551	47	20	the	the	DET
issue-1551	47	21	total	total	ADJ
issue-1551	47	22	number	number	NOUN
issue-1551	47	23	of	of	ADP
issue-1551	47	24	deposits	deposit	NOUN
issue-1551	47	25	in	in	ADP
issue-1551	47	26	cypriot	cypriot	ADJ
issue-1551	47	27	banks	bank	NOUN
issue-1551	47	28	,	,	PUNCT
issue-1551	47	29	but	but	CCONJ
issue-1551	47	30	due	due	ADP
issue-1551	47	31	to	to	ADP
issue-1551	47	32	a	a	DET
issue-1551	47	33	significant	significant	ADJ
issue-1551	47	34	decrease	decrease	NOUN
issue-1551	47	35	in	in	ADP
issue-1551	47	36	the	the	DET
issue-1551	47	37	loan	loan	NOUN
issue-1551	47	38	portfolios	portfolio	NOUN
issue-1551	47	39	of	of	ADP
issue-1551	47	40	cypriot	cypriot	ADJ
issue-1551	47	41	banks	bank	NOUN
issue-1551	47	42	(	(	PUNCT
issue-1551	47	43	see	see	VERB
issue-1551	47	44	figure	figure	NOUN
issue-1551	47	45	6	6	NUM
issue-1551	47	46	)	)	PUNCT
issue-1551	47	47	.	.	PUNCT
issue-1551	48	1	total	total	ADJ
issue-1551	48	2	loans	loan	NOUN
issue-1551	48	3	from	from	ADP
issue-1551	48	4	cypriot	cypriot	ADJ
issue-1551	48	5	banks	bank	NOUN
issue-1551	48	6	were	be	AUX
issue-1551	48	7	€	€	SYM
issue-1551	48	8	38	38	NUM
issue-1551	48	9	billion	billion	NUM
issue-1551	48	10	in	in	ADP
issue-1551	48	11	april	april	PROPN
issue-1551	48	12	2019	2019	NUM
issue-1551	48	13	,	,	PUNCT
issue-1551	48	14	down	down	ADV
issue-1551	48	15	from	from	ADP
issue-1551	48	16	€	€	SYM
issue-1551	48	17	62.7	62.7	NUM
issue-1551	48	18	billion	billion	NUM
issue-1551	48	19	at	at	ADP
issue-1551	48	20	the	the	DET
issue-1551	48	21	end	end	NOUN
issue-1551	48	22	of	of	ADP
issue-1551	48	23	december	december	PROPN
issue-1551	48	24	2015	2015	NUM
issue-1551	48	25	,	,	PUNCT
issue-1551	48	26	so	so	CCONJ
issue-1551	48	27	total	total	ADJ
issue-1551	48	28	loans	loan	NOUN
issue-1551	48	29	from	from	ADP
issue-1551	48	30	2015	2015	NUM
issue-1551	48	31	to	to	ADP
issue-1551	48	32	april	april	PROPN
issue-1551	48	33	2019	2019	NUM
issue-1551	48	34	declined	decline	VERB
issue-1551	48	35	by	by	ADP
issue-1551	48	36	39.4	39.4	NUM
issue-1551	48	37	%	%	NOUN
issue-1551	48	38	.	.	PUNCT
issue-1551	49	1	this	this	DET
issue-1551	49	2	decline	decline	NOUN
issue-1551	49	3	occurred	occur	VERB
issue-1551	49	4	against	against	ADP
issue-1551	49	5	the	the	DET
issue-1551	49	6	background	background	NOUN
issue-1551	49	7	of	of	ADP
issue-1551	49	8	a	a	DET
issue-1551	49	9	long	long	ADJ
issue-1551	49	10	period	period	NOUN
issue-1551	49	11	of	of	ADP
issue-1551	49	12	low	low	ADJ
issue-1551	49	13	interest	interest	NOUN
issue-1551	49	14	rates	rate	NOUN
issue-1551	49	15	.	.	PUNCT
issue-1551	50	1	thus	thus	ADV
issue-1551	50	2	,	,	PUNCT
issue-1551	50	3	in	in	ADP
issue-1551	50	4	theory	theory	NOUN
issue-1551	50	5	,	,	PUNCT
issue-1551	50	6	credit	credit	NOUN
issue-1551	50	7	for	for	ADP
issue-1551	50	8	businesses	business	NOUN
issue-1551	50	9	and	and	CCONJ
issue-1551	50	10	individuals	individual	NOUN
issue-1551	50	11	should	should	AUX
issue-1551	50	12	have	have	AUX
issue-1551	50	13	become	become	VERB
issue-1551	50	14	more	more	ADV
issue-1551	50	15	accessible	accessible	ADJ
issue-1551	50	16	due	due	ADJ
issue-1551	50	17	to	to	ADP
issue-1551	50	18	lower	low	ADJ
issue-1551	50	19	interest	interest	NOUN
issue-1551	50	20	rates	rate	NOUN
issue-1551	50	21	in	in	ADP
issue-1551	50	22	banks	bank	NOUN
issue-1551	50	23	in	in	ADP
issue-1551	50	24	cyprus	cyprus	PROPN
issue-1551	50	25	,	,	PUNCT
issue-1551	50	26	but	but	CCONJ
issue-1551	50	27	obviously	obviously	ADV
issue-1551	50	28	this	this	PRON
issue-1551	50	29	depends	depend	VERB
issue-1551	50	30	more	more	ADV
issue-1551	50	31	on	on	ADP
issue-1551	50	32	the	the	DET
issue-1551	50	33	credit	credit	NOUN
issue-1551	50	34	policy	policy	NOUN
issue-1551	50	35	of	of	ADP
issue-1551	50	36	individual	individual	ADJ
issue-1551	50	37	commercial	commercial	ADJ
issue-1551	50	38	banks	bank	NOUN
issue-1551	50	39	rather	rather	ADV
issue-1551	50	40	than	than	ADP
issue-1551	50	41	on	on	ADP
issue-1551	50	42	the	the	DET
issue-1551	50	43	monetary	monetary	ADJ
issue-1551	50	44	policy	policy	NOUN
issue-1551	50	45	of	of	ADP
issue-1551	50	46	the	the	DET
issue-1551	50	47	ecb	ecb	NOUN
issue-1551	50	48	.	.	PUNCT
issue-1551	51	1	the	the	DET
issue-1551	51	2	significant	significant	ADJ
issue-1551	51	3	decline	decline	NOUN
issue-1551	51	4	in	in	ADP
issue-1551	51	5	total	total	ADJ
issue-1551	51	6	lending	lending	NOUN
issue-1551	51	7	by	by	ADP
issue-1551	51	8	banks	bank	NOUN
issue-1551	51	9	is	be	AUX
issue-1551	51	10	due	due	ADJ
issue-1551	51	11	to	to	ADP
issue-1551	51	12	the	the	DET
issue-1551	51	13	high	high	ADJ
issue-1551	51	14	level	level	NOUN
issue-1551	51	15	of	of	ADP
issue-1551	51	16	non	non	ADJ
issue-1551	51	17	-	-	ADJ
issue-1551	51	18	performing	performing	ADJ
issue-1551	51	19	loans	loan	NOUN
issue-1551	51	20	in	in	ADP
issue-1551	51	21	cyprus	cyprus	PROPN
issue-1551	51	22	.	.	PUNCT
issue-1551	52	1	addressing	address	VERB
issue-1551	52	2	the	the	DET
issue-1551	52	3	high	high	ADJ
issue-1551	52	4	level	level	NOUN
issue-1551	52	5	of	of	ADP
issue-1551	52	6	npls	npls	NOUN
issue-1551	52	7	in	in	ADP
issue-1551	52	8	the	the	DET
issue-1551	52	9	cypriot	cypriot	ADJ
issue-1551	52	10	banking	banking	NOUN
issue-1551	52	11	system	system	NOUN
issue-1551	52	12	is	be	AUX
issue-1551	52	13	a	a	DET
issue-1551	52	14	key	key	ADJ
issue-1551	52	15	priority	priority	NOUN
issue-1551	52	16	(	(	PUNCT
issue-1551	52	17	see	see	VERB
issue-1551	52	18	figure	figure	NOUN
issue-1551	52	19	7	7	NUM
issue-1551	52	20	)	)	PUNCT
issue-1551	52	21	.	.	PUNCT
issue-1551	53	1	npls	npls	PROPN
issue-1551	53	2	,	,	PUNCT
issue-1551	53	3	excluding	exclude	VERB
issue-1551	53	4	cypriot	cypriot	ADJ
issue-1551	53	5	credit	credit	NOUN
issue-1551	53	6	institutions	institution	NOUN
issue-1551	53	7	'	'	PART
issue-1551	53	8	overseas	overseas	ADJ
issue-1551	53	9	operations	operation	NOUN
issue-1551	53	10	,	,	PUNCT
issue-1551	53	11	remain	remain	VERB
issue-1551	53	12	high	high	ADJ
issue-1551	53	13	despite	despite	SCONJ
issue-1551	53	14	the	the	DET
issue-1551	53	15	progress	progress	NOUN
issue-1551	53	16	being	be	AUX
issue-1551	53	17	seen	see	VERB
issue-1551	53	18	,	,	PUNCT
issue-1551	53	19	at	at	ADP
issue-1551	53	20	31.8	31.8	NUM
issue-1551	53	21	%	%	NOUN
issue-1551	53	22	of	of	ADP
issue-1551	53	23	total	total	ADJ
issue-1551	53	24	loans	loan	NOUN
issue-1551	53	25	at	at	ADP
issue-1551	53	26	the	the	DET
issue-1551	53	27	end	end	NOUN
issue-1551	53	28	of	of	ADP
issue-1551	53	29	november	november	PROPN
issue-1551	53	30	2018	2018	NUM
issue-1551	53	31	,	,	PUNCT
issue-1551	53	32	compared	compare	VERB
issue-1551	53	33	to	to	ADP
issue-1551	53	34	a	a	DET
issue-1551	53	35	much	much	ADV
issue-1551	53	36	higher	high	ADJ
issue-1551	53	37	figure	figure	NOUN
issue-1551	53	38	of	of	ADP
issue-1551	53	39	42.5	42.5	NUM
issue-1551	53	40	%	%	NOUN
issue-1551	53	41	at	at	ADP
issue-1551	53	42	the	the	DET
issue-1551	53	43	end	end	NOUN
issue-1551	53	44	of	of	ADP
issue-1551	53	45	december	december	PROPN
issue-1551	53	46	2017	2017	NUM
issue-1551	53	47	.	.	PUNCT
issue-1551	54	1	in	in	ADP
issue-1551	54	2	nominal	nominal	ADJ
issue-1551	54	3	terms	term	NOUN
issue-1551	54	4	,	,	PUNCT
issue-1551	54	5	total	total	ADJ
issue-1551	54	6	npls	npls	NOUN
issue-1551	54	7	of	of	ADP
issue-1551	54	8	all	all	DET
issue-1551	54	9	credit	credit	NOUN
issue-1551	54	10	institutions	institution	NOUN
issue-1551	54	11	(	(	PUNCT
issue-1551	54	12	excluding	exclude	VERB
issue-1551	54	13	their	their	PRON
issue-1551	54	14	foreign	foreign	ADJ
issue-1551	54	15	operations	operation	NOUN
issue-1551	54	16	)	)	PUNCT
issue-1551	54	17	fell	fall	VERB
issue-1551	54	18	46.1	46.1	NUM
issue-1551	54	19	%	%	NOUN
issue-1551	54	20	to	to	ADP
issue-1551	54	21	€	€	SYM
issue-1551	54	22	11.2	11.2	NUM
issue-1551	54	23	billion	billion	NUM
issue-1551	54	24	at	at	ADP
issue-1551	54	25	the	the	DET
issue-1551	54	26	end	end	NOUN
issue-1551	54	27	of	of	ADP
issue-1551	54	28	november	november	PROPN
issue-1551	54	29	2018	2018	NUM
issue-1551	54	30	,	,	PUNCT
issue-1551	54	31	compared	compare	VERB
issue-1551	54	32	with	with	ADP
issue-1551	54	33	€	€	SYM
issue-1551	54	34	20.9	20.9	NUM
issue-1551	54	35	billion	billion	NUM
issue-1551	54	36	at	at	ADP
issue-1551	54	37	the	the	DET
issue-1551	54	38	end	end	NOUN
issue-1551	54	39	of	of	ADP
issue-1551	54	40	december	december	PROPN
issue-1551	54	41	2017	2017	NUM
issue-1551	54	42	.	.	PUNCT
issue-1551	55	1	moreover	moreover	ADV
issue-1551	55	2	,	,	PUNCT
issue-1551	55	3	about	about	ADV
issue-1551	55	4	half	half	NOUN
issue-1551	55	5	of	of	ADP
issue-1551	55	6	all	all	DET
issue-1551	55	7	non	non	ADJ
issue-1551	55	8	-	-	ADJ
issue-1551	55	9	performing	perform	VERB
issue-1551	55	10	loans	loan	NOUN
issue-1551	55	11	are	be	AUX
issue-1551	55	12	non	non	ADJ
issue-1551	55	13	-	-	ADJ
issue-1551	55	14	performing	performing	ADJ
issue-1551	55	15	loans	loan	NOUN
issue-1551	55	16	to	to	ADP
issue-1551	55	17	households	household	NOUN
issue-1551	55	18	(	(	PUNCT
issue-1551	55	19	see	see	VERB
issue-1551	55	20	figure	figure	NOUN
issue-1551	55	21	8)	8)	NUM
issue-1551	55	22	.	.	PUNCT
issue-1551	56	1	baltic	baltic	PROPN
issue-1551	56	2	journal	journal	PROPN
issue-1551	56	3	of	of	ADP
issue-1551	56	4	economic	economic	ADJ
issue-1551	56	5	studies	study	NOUN
issue-1551	56	6	13	13	NUM
issue-1551	56	7	vol	vol	NOUN
issue-1551	56	8	.	.	PROPN
issue-1551	57	1	7	7	NUM
issue-1551	57	2	no	no	NOUN
issue-1551	57	3	.	.	NOUN
issue-1551	57	4	5	5	NUM
issue-1551	57	5	,	,	PUNCT
issue-1551	57	6	2021	2021	NUM
issue-1551	57	7	0,92	0,92	NUM
issue-1551	57	8	(	(	PUNCT
issue-1551	57	9	5	5	NUM
issue-1551	57	10	)	)	PUNCT
issue-1551	57	11	(	(	PUNCT
issue-1551	57	12	6	6	NUM
issue-1551	57	13	)	)	PUNCT
issue-1551	57	14	(	(	PUNCT
issue-1551	57	15	5	5	NUM
issue-1551	57	16	)	)	PUNCT
issue-1551	57	17	(	(	PUNCT
issue-1551	57	18	4	4	NUM
issue-1551	57	19	)	)	PUNCT
issue-1551	57	20	(	(	PUNCT
issue-1551	57	21	3	3	X
issue-1551	57	22	)	)	PUNCT
issue-1551	57	23	(	(	PUNCT
issue-1551	57	24	2	2	NUM
issue-1551	57	25	)	)	PUNCT
issue-1551	57	26	(	(	PUNCT
issue-1551	57	27	1	1	X
issue-1551	57	28	)	)	SYM
issue-1551	57	29	1	1	NUM
issue-1551	57	30	2	2	NUM
issue-1551	57	31	2010	2010	NUM
issue-1551	57	32	2011	2011	NUM
issue-1551	57	33	2012	2012	NUM
issue-1551	57	34	2013	2013	NUM
issue-1551	57	35	2015	2015	NUM
issue-1551	57	36	2016	2016	NUM
issue-1551	57	37	2017	2017	NUM
issue-1551	57	38	2018	2018	NUM
issue-1551	57	39	bi	bi	ADJ
issue-1551	57	40	lli	lli	PROPN
issue-1551	57	41	on	on	ADP
issue-1551	57	42	e	e	X
issue-1551	57	43	u	u	NOUN
issue-1551	57	44	r	r	NOUN
issue-1551	57	45	year	year	NOUN
issue-1551	57	46	(	(	PUNCT
issue-1551	57	47	4	4	NUM
issue-1551	57	48	)	)	PUNCT
issue-1551	57	49	(	(	PUNCT
issue-1551	57	50	4	4	NUM
issue-1551	57	51	)	)	PUNCT
issue-1551	57	52	(	(	PUNCT
issue-1551	57	53	0	0	NUM
issue-1551	57	54	)	)	PUNCT
issue-1551	57	55	(	(	PUNCT
issue-1551	57	56	0	0	NUM
issue-1551	57	57	)	)	PUNCT
issue-1551	57	58	(	(	PUNCT
issue-1551	57	59	0	0	NUM
issue-1551	57	60	)	)	PUNCT
issue-1551	57	61	(	(	PUNCT
issue-1551	57	62	1	1	NUM
issue-1551	57	63	)	)	PUNCT
issue-1551	57	64	0	0	NUM
issue-1551	57	65	2014	2014	NUM
issue-1551	57	66	figure	figure	NOUN
issue-1551	57	67	1	1	NUM
issue-1551	57	68	.	.	PUNCT
issue-1551	57	69	dynamics	dynamic	NOUN
issue-1551	57	70	of	of	ADP
issue-1551	57	71	profits	profit	NOUN
issue-1551	57	72	(	(	PUNCT
issue-1551	57	73	losses	loss	NOUN
issue-1551	57	74	)	)	PUNCT
issue-1551	57	75	in	in	ADP
issue-1551	57	76	the	the	DET
issue-1551	57	77	banking	banking	NOUN
issue-1551	57	78	sector	sector	NOUN
issue-1551	57	79	of	of	ADP
issue-1551	57	80	cyprus	cyprus	PROPN
issue-1551	57	81	,	,	PUNCT
issue-1551	57	82	2010–2018	2010–2018	NUM
issue-1551	57	83	note	note	NOUN
issue-1551	57	84	:	:	PUNCT
issue-1551	57	85	compiled	compile	VERB
issue-1551	57	86	by	by	ADP
issue-1551	57	87	the	the	DET
issue-1551	57	88	author	author	NOUN
issue-1551	57	89	based	base	VERB
issue-1551	57	90	on	on	ADP
issue-1551	57	91	data	datum	NOUN
issue-1551	57	92	from	from	ADP
issue-1551	57	93	the	the	DET
issue-1551	57	94	central	central	ADJ
issue-1551	57	95	bank	bank	PROPN
issue-1551	57	96	of	of	ADP
issue-1551	57	97	cyprus	cyprus	PROPN
issue-1551	57	98	(	(	PUNCT
issue-1551	57	99	central	central	ADJ
issue-1551	57	100	bank	bank	PROPN
issue-1551	57	101	of	of	ADP
issue-1551	57	102	cyprus	cyprus	PROPN
issue-1551	57	103	,	,	PUNCT
issue-1551	57	104	2019	2019	NUM
issue-1551	57	105	)	)	PUNCT
issue-1551	57	106	5,48	5,48	NUM
issue-1551	57	107	6,08	6,08	NUM
issue-1551	57	108	6,26	6,26	NUM
issue-1551	58	1	6,02	6,02	NUM
issue-1551	58	2	5,64	5,64	NUM
issue-1551	58	3	4,89	4,89	NUM
issue-1551	58	4	4,23	4,23	NOUN
issue-1551	58	5	3,84	3,84	NUM
issue-1551	58	6	3,29	3,29	NUM
issue-1551	58	7	3,19	3,19	NUM
issue-1551	58	8	4,99	4,99	NUM
issue-1551	59	1	5,05	5,05	NOUN
issue-1551	60	1	5,16	5,16	NUM
issue-1551	60	2	5,15	5,15	NOUN
issue-1551	60	3	4,73	4,73	NUM
issue-1551	61	1	3,71	3,71	NUM
issue-1551	61	2	3,36	3,36	NUM
issue-1551	61	3	3,18	3,18	NUM
issue-1551	62	1	2,63	2,63	NUM
issue-1551	62	2	2,48	2,48	NUM
issue-1551	62	3	0	0	NUM
issue-1551	62	4	1	1	NUM
issue-1551	62	5	2	2	NUM
issue-1551	62	6	3	3	NUM
issue-1551	62	7	4	4	NUM
issue-1551	62	8	5	5	NUM
issue-1551	62	9	6	6	NUM
issue-1551	62	10	7	7	NUM
issue-1551	62	11	2010	2010	NUM
issue-1551	62	12	2011	2011	NUM
issue-1551	62	13	2012	2012	NUM
issue-1551	62	14	2013	2013	NUM
issue-1551	62	15	2014	2014	NUM
issue-1551	62	16	2015	2015	NUM
issue-1551	62	17	2016	2016	NUM
issue-1551	62	18	2017	2017	NUM
issue-1551	62	19	2018	2018	NUM
issue-1551	62	20	2019	2019	NUM
issue-1551	62	21	april	april	PROPN
issue-1551	62	22	in	in	ADP
issue-1551	62	23	te	te	PROPN
issue-1551	62	24	re	re	PROPN
issue-1551	62	25	st	st	PROPN
issue-1551	62	26	ra	ra	PROPN
issue-1551	62	27	re	re	PROPN
issue-1551	62	28	s	s	PROPN
issue-1551	62	29	(	(	PUNCT
issue-1551	62	30	%	%	INTJ
issue-1551	62	31	)	)	PUNCT
issue-1551	62	32	corporate	corporate	ADJ
issue-1551	62	33	(	(	PUNCT
issue-1551	62	34	non	non	ADJ
issue-1551	62	35	-	-	ADJ
issue-1551	62	36	financial	financial	ADJ
issue-1551	62	37	)	)	PUNCT
issue-1551	62	38	housing	housing	NOUN
issue-1551	62	39	loans	loan	NOUN
issue-1551	62	40	figure	figure	VERB
issue-1551	62	41	2	2	NUM
issue-1551	62	42	.	.	PUNCT
issue-1551	62	43	average	average	ADJ
issue-1551	62	44	interest	interest	NOUN
issue-1551	62	45	rates	rate	NOUN
issue-1551	62	46	(	(	PUNCT
issue-1551	62	47	for	for	ADP
issue-1551	62	48	loans	loan	NOUN
issue-1551	62	49	over	over	ADP
issue-1551	62	50	5	5	NUM
issue-1551	62	51	years	year	NOUN
issue-1551	62	52	*	*	PUNCT
issue-1551	62	53	)	)	PUNCT
issue-1551	62	54	in	in	ADP
issue-1551	62	55	the	the	DET
issue-1551	62	56	banking	banking	NOUN
issue-1551	62	57	sector	sector	NOUN
issue-1551	62	58	of	of	ADP
issue-1551	62	59	cyprus	cyprus	PROPN
issue-1551	62	60	,	,	PUNCT
issue-1551	62	61	2010–2019	2010–2019	NUM
issue-1551	62	62	april	april	PROPN
issue-1551	62	63	note	note	NOUN
issue-1551	62	64	:	:	PUNCT
issue-1551	62	65	compiled	compile	VERB
issue-1551	62	66	by	by	ADP
issue-1551	62	67	the	the	DET
issue-1551	62	68	author	author	NOUN
issue-1551	62	69	based	base	VERB
issue-1551	62	70	on	on	ADP
issue-1551	62	71	data	datum	NOUN
issue-1551	62	72	from	from	ADP
issue-1551	62	73	the	the	DET
issue-1551	62	74	central	central	ADJ
issue-1551	62	75	bank	bank	PROPN
issue-1551	62	76	of	of	ADP
issue-1551	62	77	cyprus	cyprus	PROPN
issue-1551	62	78	(	(	PUNCT
issue-1551	62	79	central	central	ADJ
issue-1551	62	80	bank	bank	PROPN
issue-1551	62	81	of	of	ADP
issue-1551	62	82	cyprus	cyprus	PROPN
issue-1551	62	83	,	,	PUNCT
issue-1551	62	84	2019	2019	NUM
issue-1551	62	85	)	)	PUNCT
issue-1551	62	86	and	and	CCONJ
issue-1551	62	87	the	the	DET
issue-1551	62	88	ministry	ministry	PROPN
issue-1551	62	89	of	of	ADP
issue-1551	62	90	finance	finance	PROPN
issue-1551	62	91	of	of	ADP
issue-1551	62	92	cyprus	cyprus	PROPN
issue-1551	62	93	(	(	PUNCT
issue-1551	62	94	ministry	ministry	PROPN
issue-1551	62	95	of	of	ADP
issue-1551	62	96	finance	finance	PROPN
issue-1551	62	97	of	of	ADP
issue-1551	62	98	cyprus	cyprus	PROPN
issue-1551	62	99	,	,	PUNCT
issue-1551	62	100	2019	2019	NUM
issue-1551	62	101	)	)	PUNCT
issue-1551	62	102	*	*	PUNCT
issue-1551	62	103	non	non	ADJ
issue-1551	62	104	-	-	ADJ
issue-1551	62	105	financial	financial	ADJ
issue-1551	62	106	corporate	corporate	ADJ
issue-1551	62	107	loans	loan	NOUN
issue-1551	62	108	are	be	AUX
issue-1551	62	109	loans	loan	NOUN
issue-1551	62	110	to	to	ADP
issue-1551	62	111	cypriot	cypriot	ADJ
issue-1551	62	112	companies	company	NOUN
issue-1551	62	113	which	which	PRON
issue-1551	62	114	do	do	AUX
issue-1551	62	115	not	not	PART
issue-1551	62	116	belong	belong	VERB
issue-1551	62	117	to	to	ADP
issue-1551	62	118	the	the	DET
issue-1551	62	119	financial	financial	ADJ
issue-1551	62	120	sector	sector	NOUN
issue-1551	62	121	.	.	PUNCT
issue-1551	63	1	the	the	DET
issue-1551	63	2	above	above	ADJ
issue-1551	63	3	interest	interest	NOUN
issue-1551	63	4	rates	rate	NOUN
issue-1551	63	5	correspond	correspond	VERB
issue-1551	63	6	to	to	ADP
issue-1551	63	7	the	the	DET
issue-1551	63	8	average	average	ADJ
issue-1551	63	9	interest	interest	NOUN
issue-1551	63	10	rates	rate	NOUN
issue-1551	63	11	for	for	ADP
issue-1551	63	12	loans	loan	NOUN
issue-1551	63	13	with	with	ADP
issue-1551	63	14	a	a	DET
issue-1551	63	15	term	term	NOUN
issue-1551	63	16	of	of	ADP
issue-1551	63	17	more	more	ADJ
issue-1551	63	18	than	than	ADP
issue-1551	63	19	5	5	NUM
issue-1551	63	20	years	year	NOUN
issue-1551	63	21	.	.	PUNCT
issue-1551	64	1	7,3	7,3	NUM
issue-1551	64	2	13,5	13,5	NUM
issue-1551	64	3	15,3	15,3	NUM
issue-1551	65	1	16,6	16,6	NUM
issue-1551	65	2	16,8	16,8	NUM
issue-1551	65	3	16,3	16,3	NUM
issue-1551	65	4	15,7	15,7	NUM
issue-1551	65	5	4,5	4,5	NUM
issue-1551	65	6	11,7	11,7	NUM
issue-1551	65	7	14,2	14,2	NUM
issue-1551	65	8	15,7	15,7	NUM
issue-1551	65	9	15,9	15,9	NUM
issue-1551	65	10	14,9	14,9	NUM
issue-1551	65	11	14,1	14,1	NUM
issue-1551	65	12	0	0	NUM
issue-1551	65	13	2	2	NUM
issue-1551	65	14	4	4	NUM
issue-1551	65	15	6	6	NUM
issue-1551	65	16	8	8	NUM
issue-1551	65	17	10	10	NUM
issue-1551	65	18	12	12	NUM
issue-1551	65	19	14	14	NUM
issue-1551	65	20	16	16	NUM
issue-1551	65	21	18	18	NUM
issue-1551	65	22	2012	2012	NUM
issue-1551	65	23	2013	2013	NUM
issue-1551	65	24	2014	2014	NUM
issue-1551	65	25	2015	2015	NUM
issue-1551	65	26	2016	2016	NUM
issue-1551	65	27	2017	2017	NUM
issue-1551	65	28	2018	2018	NUM
issue-1551	65	29	sept	sept	PROPN
issue-1551	65	30	overall	overall	ADJ
issue-1551	65	31	solvency	solvency	NOUN
issue-1551	65	32	ratio	ratio	NOUN
issue-1551	65	33	(	(	PUNCT
issue-1551	65	34	%	%	INTJ
issue-1551	65	35	)	)	PUNCT
issue-1551	65	36	et1	et1	NOUN
issue-1551	65	37	capital	capital	NOUN
issue-1551	65	38	ratio	ratio	NOUN
issue-1551	65	39	(	(	PUNCT
issue-1551	65	40	%	%	INTJ
issue-1551	65	41	)	)	PUNCT
issue-1551	65	42	figure	figure	NOUN
issue-1551	65	43	3	3	NUM
issue-1551	65	44	.	.	PUNCT
issue-1551	65	45	total	total	ADJ
issue-1551	65	46	solvency	solvency	NOUN
issue-1551	65	47	ratio	ratio	NOUN
issue-1551	65	48	(	(	PUNCT
issue-1551	65	49	%	%	INTJ
issue-1551	65	50	)	)	PUNCT
issue-1551	65	51	and	and	CCONJ
issue-1551	65	52	capital	capital	NOUN
issue-1551	65	53	adequacy	adequacy	NOUN
issue-1551	65	54	ratio	ratio	NOUN
issue-1551	65	55	et1	et1	NOUN
issue-1551	65	56	(	(	PUNCT
issue-1551	65	57	%	%	NOUN
issue-1551	65	58	)	)	PUNCT
issue-1551	65	59	of	of	ADP
issue-1551	65	60	the	the	DET
issue-1551	65	61	aggregate	aggregate	ADJ
issue-1551	65	62	banking	banking	NOUN
issue-1551	65	63	sector	sector	NOUN
issue-1551	65	64	in	in	ADP
issue-1551	65	65	cyprus	cyprus	PROPN
issue-1551	65	66	,	,	PUNCT
issue-1551	65	67	2012–2018	2012–2018	NUM
issue-1551	65	68	september	september	PROPN
issue-1551	65	69	note	note	NOUN
issue-1551	65	70	:	:	PUNCT
issue-1551	65	71	compiled	compile	VERB
issue-1551	65	72	by	by	ADP
issue-1551	65	73	the	the	DET
issue-1551	65	74	author	author	NOUN
issue-1551	65	75	based	base	VERB
issue-1551	65	76	on	on	ADP
issue-1551	65	77	data	datum	NOUN
issue-1551	65	78	from	from	ADP
issue-1551	65	79	the	the	DET
issue-1551	65	80	central	central	ADJ
issue-1551	65	81	bank	bank	PROPN
issue-1551	65	82	of	of	ADP
issue-1551	65	83	cyprus	cyprus	PROPN
issue-1551	65	84	(	(	PUNCT
issue-1551	65	85	central	central	ADJ
issue-1551	65	86	bank	bank	PROPN
issue-1551	65	87	of	of	ADP
issue-1551	65	88	cyprus	cyprus	PROPN
issue-1551	65	89	,	,	PUNCT
issue-1551	65	90	2019	2019	NUM
issue-1551	65	91	)	)	PUNCT
issue-1551	65	92	baltic	baltic	ADJ
issue-1551	65	93	journal	journal	NOUN
issue-1551	65	94	of	of	ADP
issue-1551	65	95	economic	economic	ADJ
issue-1551	65	96	studies	study	NOUN
issue-1551	65	97	14	14	NUM
issue-1551	65	98	vol	vol	NOUN
issue-1551	65	99	.	.	PROPN
issue-1551	65	100	7	7	NUM
issue-1551	66	1	no	no	NOUN
issue-1551	66	2	.	.	NOUN
issue-1551	66	3	5	5	NUM
issue-1551	66	4	,	,	PUNCT
issue-1551	66	5	2021	2021	NUM
issue-1551	66	6	43316,8	43316,8	NUM
issue-1551	66	7	32972,8	32972,8	NUM
issue-1551	66	8	32282,6	32282,6	PROPN
issue-1551	67	1	32868,2	32868,2	NUM
issue-1551	67	2	36585,8	36585,8	NUM
issue-1551	67	3	37807,3	37807,3	NUM
issue-1551	67	4	37599,1	37599,1	NUM
issue-1551	67	5	37699,4	37699,4	NUM
issue-1551	67	6	5332,6	5332,6	NUM
issue-1551	67	7	2253,1	2253,1	NUM
issue-1551	67	8	1957,8	1957,8	NUM
issue-1551	67	9	2733,8	2733,8	NUM
issue-1551	67	10	3198,2	3198,2	NUM
issue-1551	67	11	3197	3197	NUM
issue-1551	67	12	21518	21518	NUM
issue-1551	67	13	11767,4	11767,4	NUM
issue-1551	67	14	11884	11884	NUM
issue-1551	67	15	10365,9	10365,9	NUM
issue-1551	68	1	9224,9	9224,9	NUM
issue-1551	68	2	8412,8	8412,8	NUM
issue-1551	68	3	70157,4	70157,4	NUM
issue-1551	68	4	46993,2	46993,2	NOUN
issue-1551	68	5	46124,4	46124,4	NUM
issue-1551	69	1	45967,9	45967,9	NUM
issue-1551	69	2	49008,9	49008,9	NUM
issue-1551	69	3	49417,1	49417,1	NUM
issue-1551	69	4	47863,9	47863,9	NUM
issue-1551	69	5	47734	47734	NUM
issue-1551	69	6	0	0	NUM
issue-1551	69	7	10000	10000	NUM
issue-1551	69	8	20000	20000	NUM
issue-1551	69	9	30000	30000	NUM
issue-1551	69	10	40000	40000	NUM
issue-1551	69	11	50000	50000	NUM
issue-1551	69	12	60000	60000	NUM
issue-1551	69	13	70000	70000	NUM
issue-1551	69	14	80000	80000	NUM
issue-1551	69	15	2013	2013	NUM
issue-1551	69	16	2014	2014	NUM
issue-1551	69	17	2015	2015	NUM
issue-1551	69	18	2018	2018	NUM
issue-1551	69	19	2019apr	2019apr	NOUN
issue-1551	69	20	m	m	PROPN
issue-1551	69	21	ill	ill	PROPN
issue-1551	69	22	io	io	X
issue-1551	69	23	n	n	X
issue-1551	69	24	,	,	PUNCT
issue-1551	69	25	e	e	X
issue-1551	69	26	u	u	NOUN
issue-1551	69	27	r	r	NOUN
issue-1551	69	28	year	year	NOUN
issue-1551	69	29	2012	2012	NUM
issue-1551	69	30	domestic	domestic	ADJ
issue-1551	69	31	residents	resident	NOUN
issue-1551	69	32	residents	resident	NOUN
issue-1551	69	33	of	of	ADP
issue-1551	69	34	other	other	ADJ
issue-1551	69	35	countries	country	NOUN
issue-1551	69	36	of	of	ADP
issue-1551	69	37	the	the	DET
issue-1551	69	38	world	world	NOUN
issue-1551	69	39	2016	2016	NUM
issue-1551	69	40	2017	2017	NUM
issue-1551	69	41	7006,4	7006,4	NUM
issue-1551	69	42	3258,4	3258,4	NUM
issue-1551	69	43	6873,3	6873,3	NUM
issue-1551	69	44	3161,3	3161,3	NUM
issue-1551	69	45	domestic	domestic	ADJ
issue-1551	69	46	residents	resident	NOUN
issue-1551	69	47	total	total	VERB
issue-1551	69	48	other	other	ADJ
issue-1551	69	49	eurozone	eurozone	NOUN
issue-1551	69	50	residents	resident	NOUN
issue-1551	69	51	figure	figure	VERB
issue-1551	69	52	4	4	NUM
issue-1551	69	53	.	.	PUNCT
issue-1551	69	54	total	total	ADJ
issue-1551	69	55	deposit	deposit	NOUN
issue-1551	69	56	portfolio	portfolio	NOUN
issue-1551	69	57	of	of	ADP
issue-1551	69	58	cypriot	cypriot	ADJ
issue-1551	69	59	banks	bank	NOUN
issue-1551	69	60	,	,	PUNCT
issue-1551	69	61	2012–2019	2012–2019	NUM
issue-1551	69	62	april	april	PROPN
issue-1551	69	63	note	note	NOUN
issue-1551	69	64	:	:	PUNCT
issue-1551	69	65	compiled	compile	VERB
issue-1551	69	66	by	by	ADP
issue-1551	69	67	the	the	DET
issue-1551	69	68	author	author	NOUN
issue-1551	69	69	based	base	VERB
issue-1551	69	70	on	on	ADP
issue-1551	69	71	data	datum	NOUN
issue-1551	69	72	from	from	ADP
issue-1551	69	73	the	the	DET
issue-1551	69	74	central	central	ADJ
issue-1551	69	75	bank	bank	PROPN
issue-1551	69	76	of	of	ADP
issue-1551	69	77	cyprus	cyprus	PROPN
issue-1551	69	78	(	(	PUNCT
issue-1551	69	79	central	central	ADJ
issue-1551	69	80	bank	bank	PROPN
issue-1551	69	81	of	of	ADP
issue-1551	69	82	cyprus	cyprus	PROPN
issue-1551	69	83	,	,	PUNCT
issue-1551	69	84	2019	2019	NUM
issue-1551	69	85	)	)	PUNCT
issue-1551	69	86	103	103	NUM
issue-1551	69	87	%	%	NOUN
issue-1551	69	88	135	135	NUM
issue-1551	69	89	%	%	NOUN
issue-1551	69	90	133	133	NUM
issue-1551	69	91	%	%	NOUN
issue-1551	69	92	136	136	NUM
issue-1551	69	93	%	%	NOUN
issue-1551	69	94	113	113	NUM
issue-1551	69	95	%	%	NOUN
issue-1551	69	96	104	104	NUM
issue-1551	69	97	%	%	NOUN
issue-1551	69	98	82	82	NUM
issue-1551	69	99	%	%	NOUN
issue-1551	69	100	80	80	NUM
issue-1551	69	101	%	%	NOUN
issue-1551	69	102	2012	2012	NUM
issue-1551	69	103	2013	2013	NUM
issue-1551	69	104	2014	2014	NUM
issue-1551	69	105	2015	2015	NUM
issue-1551	69	106	2016	2016	NUM
issue-1551	69	107	2017	2017	NUM
issue-1551	69	108	2018	2018	NUM
issue-1551	69	109	2019apr	2019apr	NOUN
issue-1551	69	110	loans	loan	NOUN
issue-1551	69	111	to	to	ADP
issue-1551	69	112	deposits	deposit	NOUN
issue-1551	69	113	ratio	ratio	NOUN
issue-1551	69	114	(	(	PUNCT
issue-1551	69	115	%	%	INTJ
issue-1551	69	116	)	)	PUNCT
issue-1551	69	117	figure	figure	NOUN
issue-1551	69	118	5	5	NUM
issue-1551	69	119	.	.	PUNCT
issue-1551	69	120	dynamics	dynamic	NOUN
issue-1551	69	121	of	of	ADP
issue-1551	69	122	the	the	DET
issue-1551	69	123	ratio	ratio	NOUN
issue-1551	69	124	of	of	ADP
issue-1551	69	125	loans	loan	NOUN
issue-1551	69	126	to	to	ADP
issue-1551	69	127	deposits	deposit	NOUN
issue-1551	69	128	in	in	ADP
issue-1551	69	129	cypriot	cypriot	ADJ
issue-1551	69	130	banks	bank	NOUN
issue-1551	69	131	,	,	PUNCT
issue-1551	69	132	2014–2019	2014–2019	NUM
issue-1551	69	133	april	april	PROPN
issue-1551	69	134	note	note	NOUN
issue-1551	69	135	:	:	PUNCT
issue-1551	69	136	compiled	compile	VERB
issue-1551	69	137	by	by	ADP
issue-1551	69	138	the	the	DET
issue-1551	69	139	author	author	NOUN
issue-1551	69	140	based	base	VERB
issue-1551	69	141	on	on	ADP
issue-1551	69	142	data	datum	NOUN
issue-1551	69	143	from	from	ADP
issue-1551	69	144	the	the	DET
issue-1551	69	145	central	central	ADJ
issue-1551	69	146	bank	bank	PROPN
issue-1551	69	147	of	of	ADP
issue-1551	69	148	cyprus	cyprus	PROPN
issue-1551	69	149	(	(	PUNCT
issue-1551	69	150	central	central	ADJ
issue-1551	69	151	bank	bank	PROPN
issue-1551	69	152	of	of	ADP
issue-1551	69	153	cyprus	cyprus	PROPN
issue-1551	69	154	,	,	PUNCT
issue-1551	69	155	2019	2019	NUM
issue-1551	69	156	)	)	PUNCT
issue-1551	70	1	53936,4	53936,4	NUM
issue-1551	70	2	50081,8	50081,8	NOUN
issue-1551	70	3	49583,2	49583,2	PRON
issue-1551	70	4	51201	51201	NUM
issue-1551	70	5	45310,3	45310,3	NUM
issue-1551	70	6	43115,5	43115,5	NUM
issue-1551	71	1	30877,2	30877,2	NUM
issue-1551	71	2	30890,8	30890,8	NUM
issue-1551	71	3	4857,7	4857,7	NOUN
issue-1551	71	4	4302,1	4302,1	NUM
issue-1551	71	5	3122,1	3122,1	NUM
issue-1551	71	6	2704,3	2704,3	NUM
issue-1551	71	7	13672,4	13672,4	NUM
issue-1551	71	8	9213,7	9213,7	NUM
issue-1551	71	9	8810,9	8810,9	NUM
issue-1551	72	1	5839,1	5839,1	NUM
issue-1551	72	2	72466,5	72466,5	NUM
issue-1551	72	3	63597,6	63597,6	NUM
issue-1551	72	4	61516,1	61516,1	NUM
issue-1551	72	5	62738,6	62738,6	NUM
issue-1551	72	6	55305,6	55305,6	NUM
issue-1551	72	7	51352,3	51352,3	NUM
issue-1551	72	8	39202,4	39202,4	NUM
issue-1551	72	9	38008,3	38008,3	NUM
issue-1551	72	10	0	0	SYM
issue-1551	72	11	10000	10000	NUM
issue-1551	72	12	20000	20000	NUM
issue-1551	72	13	30000	30000	NUM
issue-1551	72	14	40000	40000	NUM
issue-1551	72	15	50000	50000	NUM
issue-1551	72	16	60000	60000	NUM
issue-1551	72	17	70000	70000	NUM
issue-1551	72	18	80000	80000	NUM
issue-1551	72	19	2012	2012	NUM
issue-1551	72	20	2013	2013	NUM
issue-1551	72	21	2014	2014	NUM
issue-1551	72	22	2015	2015	NUM
issue-1551	72	23	2016	2016	NUM
issue-1551	72	24	2017	2017	NUM
issue-1551	72	25	2018	2018	NUM
issue-1551	72	26	2019apr	2019apr	NOUN
issue-1551	72	27	m	m	PROPN
issue-1551	72	28	ill	ill	PROPN
issue-1551	72	29	io	io	X
issue-1551	72	30	m	m	PROPN
issue-1551	72	31	,	,	PUNCT
issue-1551	72	32	e	e	VERB
issue-1551	72	33	u	u	NOUN
issue-1551	72	34	r	r	NOUN
issue-1551	72	35	years	year	NOUN
issue-1551	72	36	domestic	domestic	ADJ
issue-1551	72	37	residents	resident	NOUN
issue-1551	72	38	other	other	ADJ
issue-1551	72	39	eurozone	eurozone	NOUN
issue-1551	72	40	residents	resident	NOUN
issue-1551	72	41	residents	resident	NOUN
issue-1551	72	42	of	of	ADP
issue-1551	72	43	rest	rest	NOUN
issue-1551	72	44	of	of	ADP
issue-1551	72	45	the	the	DET
issue-1551	72	46	world	world	NOUN
issue-1551	72	47	total	total	VERB
issue-1551	72	48	3485,9	3485,9	NUM
issue-1551	72	49	8051,7	8051,7	NUM
issue-1551	72	50	7291	7291	NUM
issue-1551	72	51	6060,1	6060,1	ADP
issue-1551	72	52	2176,7	2176,7	NUM
issue-1551	72	53	2496,8	2496,8	NUM
issue-1551	72	54	5828,4	5828,4	NUM
issue-1551	72	55	1278,4	1278,4	NUM
issue-1551	72	56	figure	figure	NOUN
issue-1551	72	57	6	6	NUM
issue-1551	72	58	.	.	PUNCT
issue-1551	72	59	total	total	ADJ
issue-1551	72	60	loan	loan	NOUN
issue-1551	72	61	portfolio	portfolio	NOUN
issue-1551	72	62	of	of	ADP
issue-1551	72	63	cypriot	cypriot	ADJ
issue-1551	72	64	banks	bank	NOUN
issue-1551	72	65	,	,	PUNCT
issue-1551	72	66	2012–2019	2012–2019	NUM
issue-1551	72	67	april	april	PROPN
issue-1551	72	68	note	note	NOUN
issue-1551	72	69	:	:	PUNCT
issue-1551	72	70	compiled	compile	VERB
issue-1551	72	71	by	by	ADP
issue-1551	72	72	the	the	DET
issue-1551	72	73	author	author	NOUN
issue-1551	72	74	based	base	VERB
issue-1551	72	75	on	on	ADP
issue-1551	72	76	data	datum	NOUN
issue-1551	72	77	from	from	ADP
issue-1551	72	78	the	the	DET
issue-1551	72	79	central	central	ADJ
issue-1551	72	80	bank	bank	PROPN
issue-1551	72	81	of	of	ADP
issue-1551	72	82	cyprus	cyprus	PROPN
issue-1551	72	83	(	(	PUNCT
issue-1551	72	84	central	central	ADJ
issue-1551	72	85	bank	bank	PROPN
issue-1551	72	86	of	of	ADP
issue-1551	72	87	cyprus	cyprus	PROPN
issue-1551	72	88	,	,	PUNCT
issue-1551	72	89	2019	2019	NUM
issue-1551	72	90	)	)	PUNCT
issue-1551	72	91	baltic	baltic	ADJ
issue-1551	72	92	journal	journal	NOUN
issue-1551	72	93	of	of	ADP
issue-1551	72	94	economic	economic	ADJ
issue-1551	72	95	studies	study	NOUN
issue-1551	72	96	15	15	NUM
issue-1551	72	97	vol	vol	NOUN
issue-1551	72	98	.	.	PROPN
issue-1551	72	99	7	7	NUM
issue-1551	73	1	no	no	NOUN
issue-1551	73	2	.	.	NOUN
issue-1551	73	3	5	5	NUM
issue-1551	73	4	,	,	PUNCT
issue-1551	73	5	2021	2021	NUM
issue-1551	73	6	figure	figure	NOUN
issue-1551	73	7	8	8	NUM
issue-1551	73	8	shows	show	VERB
issue-1551	73	9	that	that	SCONJ
issue-1551	73	10	npls	npls	NOUN
issue-1551	73	11	for	for	ADP
issue-1551	73	12	households	household	NOUN
issue-1551	73	13	,	,	PUNCT
issue-1551	73	14	despite	despite	SCONJ
issue-1551	73	15	the	the	DET
issue-1551	73	16	progress	progress	NOUN
issue-1551	73	17	observed	observe	VERB
issue-1551	73	18	,	,	PUNCT
issue-1551	73	19	remain	remain	VERB
issue-1551	73	20	high	high	ADJ
issue-1551	73	21	at	at	ADP
issue-1551	73	22	49.8	49.8	NUM
issue-1551	73	23	%	%	NOUN
issue-1551	73	24	of	of	ADP
issue-1551	73	25	total	total	ADJ
issue-1551	73	26	npls	npls	NOUN
issue-1551	73	27	at	at	ADP
issue-1551	73	28	the	the	DET
issue-1551	73	29	end	end	NOUN
issue-1551	73	30	of	of	ADP
issue-1551	73	31	2018	2018	NUM
issue-1551	73	32	,	,	PUNCT
issue-1551	73	33	compared	compare	VERB
issue-1551	73	34	to	to	ADP
issue-1551	73	35	a	a	DET
issue-1551	73	36	much	much	ADV
issue-1551	73	37	higher	high	ADJ
issue-1551	73	38	rate	rate	NOUN
issue-1551	73	39	of	of	ADP
issue-1551	73	40	52	52	NUM
issue-1551	73	41	%	%	NOUN
issue-1551	73	42	at	at	ADP
issue-1551	73	43	the	the	DET
issue-1551	73	44	end	end	NOUN
issue-1551	73	45	of	of	ADP
issue-1551	73	46	december	december	PROPN
issue-1551	73	47	2017	2017	NUM
issue-1551	73	48	.	.	PUNCT
issue-1551	74	1	in	in	ADP
issue-1551	74	2	nominal	nominal	ADJ
issue-1551	74	3	terms	term	NOUN
issue-1551	74	4	,	,	PUNCT
issue-1551	74	5	total	total	ADJ
issue-1551	74	6	non	non	ADJ
issue-1551	74	7	-	-	ADJ
issue-1551	74	8	performing	performing	ADJ
issue-1551	74	9	loans	loan	NOUN
issue-1551	74	10	to	to	ADP
issue-1551	74	11	households	household	NOUN
issue-1551	74	12	across	across	ADP
issue-1551	74	13	all	all	DET
issue-1551	74	14	credit	credit	NOUN
issue-1551	74	15	institutions	institution	NOUN
issue-1551	74	16	fell	fall	VERB
issue-1551	74	17	47.1	47.1	NUM
issue-1551	74	18	%	%	NOUN
issue-1551	74	19	to	to	ADP
issue-1551	74	20	€	€	SYM
issue-1551	74	21	5.17	5.17	NUM
issue-1551	74	22	billion	billion	NUM
issue-1551	74	23	at	at	ADP
issue-1551	74	24	the	the	DET
issue-1551	74	25	end	end	NOUN
issue-1551	74	26	of	of	ADP
issue-1551	74	27	2018	2018	NUM
issue-1551	74	28	,	,	PUNCT
issue-1551	74	29	compared	compare	VERB
issue-1551	74	30	with	with	ADP
issue-1551	74	31	€	€	SYM
issue-1551	74	32	10.97	10.97	NUM
issue-1551	74	33	billion	billion	NUM
issue-1551	74	34	at	at	ADP
issue-1551	74	35	the	the	DET
issue-1551	74	36	end	end	NOUN
issue-1551	74	37	of	of	ADP
issue-1551	74	38	december	december	PROPN
issue-1551	74	39	2017	2017	NUM
issue-1551	74	40	.	.	PUNCT
issue-1551	75	1	to	to	PART
issue-1551	75	2	address	address	VERB
issue-1551	75	3	the	the	DET
issue-1551	75	4	problem	problem	NOUN
issue-1551	75	5	of	of	ADP
issue-1551	75	6	npls	npls	NOUN
issue-1551	75	7	in	in	ADP
issue-1551	75	8	cyprus	cyprus	PROPN
issue-1551	75	9	,	,	PUNCT
issue-1551	75	10	a	a	DET
issue-1551	75	11	federal	federal	ADJ
issue-1551	75	12	estia	estia	NOUN
issue-1551	75	13	program	program	NOUN
issue-1551	75	14	has	have	AUX
issue-1551	75	15	been	be	AUX
issue-1551	75	16	created	create	VERB
issue-1551	75	17	.	.	PUNCT
issue-1551	76	1	according	accord	VERB
issue-1551	76	2	to	to	ADP
issue-1551	76	3	cyprus	cyprus	PROPN
issue-1551	76	4	,	,	PUNCT
issue-1551	76	5	non	non	ADJ
issue-1551	76	6	-	-	ADJ
issue-1551	76	7	performing	performing	ADJ
issue-1551	76	8	loans	loan	NOUN
issue-1551	76	9	with	with	ADP
issue-1551	76	10	a	a	DET
issue-1551	76	11	total	total	ADJ
issue-1551	76	12	gross	gross	ADJ
issue-1551	76	13	value	value	NOUN
issue-1551	76	14	of	of	ADP
issue-1551	76	15	up	up	ADP
issue-1551	76	16	to	to	PART
issue-1551	76	17	€	€	SYM
issue-1551	76	18	3.4	3.4	NUM
issue-1551	76	19	billion	billion	NUM
issue-1551	76	20	as	as	ADP
issue-1551	76	21	of	of	ADP
issue-1551	76	22	september	september	PROPN
issue-1551	76	23	30	30	NUM
issue-1551	76	24	,	,	PUNCT
issue-1551	76	25	2017	2017	NUM
issue-1551	76	26	are	be	AUX
issue-1551	76	27	eligible	eligible	ADJ
issue-1551	76	28	to	to	PART
issue-1551	76	29	participate	participate	VERB
issue-1551	76	30	in	in	ADP
issue-1551	76	31	the	the	DET
issue-1551	76	32	estia	estia	PROPN
issue-1551	76	33	program	program	NOUN
issue-1551	76	34	(	(	PUNCT
issue-1551	76	35	estia	estia	PROPN
issue-1551	76	36	)	)	PUNCT
issue-1551	76	37	.	.	PUNCT
issue-1551	77	1	moreover	moreover	ADV
issue-1551	77	2	,	,	PUNCT
issue-1551	77	3	the	the	DET
issue-1551	77	4	cypriot	cypriot	ADJ
issue-1551	77	5	authorities	authority	NOUN
issue-1551	77	6	estimate	estimate	VERB
issue-1551	77	7	that	that	SCONJ
issue-1551	77	8	the	the	DET
issue-1551	77	9	maximum	maximum	ADJ
issue-1551	77	10	total	total	ADJ
issue-1551	77	11	cost	cost	NOUN
issue-1551	77	12	to	to	ADP
issue-1551	77	13	the	the	DET
issue-1551	77	14	state	state	NOUN
issue-1551	77	15	if	if	SCONJ
issue-1551	77	16	borrowers	borrower	NOUN
issue-1551	77	17	fully	fully	ADV
issue-1551	77	18	participate	participate	VERB
issue-1551	77	19	and	and	CCONJ
issue-1551	77	20	comply	comply	ADV
issue-1551	77	21	would	would	AUX
issue-1551	77	22	be	be	AUX
issue-1551	77	23	approximately	approximately	ADV
issue-1551	77	24	€	€	SYM
issue-1551	77	25	815	815	NUM
issue-1551	77	26	million	million	NUM
issue-1551	77	27	over	over	ADP
issue-1551	77	28	25	25	NUM
issue-1551	77	29	years	year	NOUN
issue-1551	77	30	(	(	PUNCT
issue-1551	77	31	about	about	ADP
issue-1551	77	32	€	€	SYM
issue-1551	77	33	33	33	NUM
issue-1551	77	34	million	million	NUM
issue-1551	77	35	per	per	ADP
issue-1551	77	36	year	year	NOUN
issue-1551	77	37	)	)	PUNCT
issue-1551	77	38	or	or	CCONJ
issue-1551	77	39	4	4	NUM
issue-1551	77	40	%	%	NOUN
issue-1551	77	41	of	of	ADP
issue-1551	77	42	gdp	gdp	NOUN
issue-1551	77	43	over	over	ADP
issue-1551	77	44	25	25	NUM
issue-1551	77	45	years	year	NOUN
issue-1551	77	46	(	(	PUNCT
issue-1551	77	47	0.2	0.2	NUM
issue-1551	77	48	%	%	NOUN
issue-1551	77	49	per	per	ADP
issue-1551	77	50	year	year	NOUN
issue-1551	77	51	)	)	PUNCT
issue-1551	78	1	(	(	PUNCT
issue-1551	78	2	european	european	PROPN
issue-1551	78	3	commission	commission	PROPN
issue-1551	78	4	,	,	PUNCT
issue-1551	78	5	2019	2019	NUM
issue-1551	78	6	)	)	PUNCT
issue-1551	78	7	.	.	PUNCT
issue-1551	79	1	at	at	ADP
issue-1551	79	2	the	the	DET
issue-1551	79	3	same	same	ADJ
issue-1551	79	4	time	time	NOUN
issue-1551	79	5	,	,	PUNCT
issue-1551	79	6	the	the	DET
issue-1551	79	7	authorities	authority	NOUN
issue-1551	79	8	expect	expect	VERB
issue-1551	79	9	that	that	SCONJ
issue-1551	79	10	estia	estia	NOUN
issue-1551	79	11	spending	spending	NOUN
issue-1551	79	12	will	will	AUX
issue-1551	79	13	not	not	PART
issue-1551	79	14	lead	lead	VERB
issue-1551	79	15	to	to	ADP
issue-1551	79	16	an	an	DET
issue-1551	79	17	increase	increase	NOUN
issue-1551	79	18	in	in	ADP
issue-1551	79	19	public	public	ADJ
issue-1551	79	20	debt	debt	NOUN
issue-1551	79	21	or	or	CCONJ
issue-1551	79	22	violate	violate	VERB
issue-1551	79	23	the	the	DET
issue-1551	79	24	state	state	NOUN
issue-1551	79	25	's	's	PART
issue-1551	79	26	fiscal	fiscal	ADJ
issue-1551	79	27	policy	policy	NOUN
issue-1551	79	28	.	.	PUNCT
issue-1551	80	1	estia	estia	PROPN
issue-1551	80	2	applies	apply	VERB
issue-1551	80	3	to	to	ADP
issue-1551	80	4	households	household	NOUN
issue-1551	80	5	whose	whose	DET
issue-1551	80	6	owners	owner	NOUN
issue-1551	80	7	can	can	AUX
issue-1551	80	8	not	not	PART
issue-1551	80	9	repay	repay	VERB
issue-1551	80	10	loans	loan	NOUN
issue-1551	80	11	for	for	ADP
issue-1551	80	12	the	the	DET
issue-1551	80	13	purchase	purchase	NOUN
issue-1551	80	14	of	of	ADP
issue-1551	80	15	a	a	DET
issue-1551	80	16	separate	separate	ADJ
issue-1551	80	17	home	home	NOUN
issue-1551	80	18	,	,	PUNCT
issue-1551	80	19	live	live	VERB
issue-1551	80	20	in	in	ADP
issue-1551	80	21	cyprus	cyprus	PROPN
issue-1551	80	22	and	and	CCONJ
issue-1551	80	23	have	have	VERB
issue-1551	80	24	real	real	ADJ
issue-1551	80	25	estate	estate	NOUN
issue-1551	80	26	worth	worth	ADJ
issue-1551	80	27	up	up	ADP
issue-1551	80	28	to	to	PART
issue-1551	80	29	350,000	350,000	NUM
issue-1551	80	30	euros	euro	NOUN
issue-1551	80	31	,	,	PUNCT
issue-1551	80	32	as	as	ADV
issue-1551	80	33	well	well	ADV
issue-1551	80	34	as	as	ADP
issue-1551	80	35	meet	meet	VERB
issue-1551	80	36	other	other	ADJ
issue-1551	80	37	criteria	criterion	NOUN
issue-1551	80	38	set	set	VERB
issue-1551	80	39	by	by	ADP
issue-1551	80	40	estia	estia	PROPN
issue-1551	80	41	.	.	PUNCT
issue-1551	81	1	estia	estia	PROPN
issue-1551	81	2	,	,	PUNCT
issue-1551	81	3	on	on	ADP
issue-1551	81	4	the	the	DET
issue-1551	81	5	one	one	NUM
issue-1551	81	6	hand	hand	NOUN
issue-1551	81	7	,	,	PUNCT
issue-1551	81	8	aims	aim	VERB
issue-1551	81	9	to	to	PART
issue-1551	81	10	achieve	achieve	VERB
issue-1551	81	11	a	a	DET
issue-1551	81	12	socially	socially	ADV
issue-1551	81	13	acceptable	acceptable	ADJ
issue-1551	81	14	solution	solution	NOUN
issue-1551	81	15	to	to	ADP
issue-1551	81	16	the	the	DET
issue-1551	81	17	problem	problem	NOUN
issue-1551	81	18	of	of	ADP
issue-1551	81	19	overindebtedness	overindebtedness	NOUN
issue-1551	81	20	of	of	ADP
issue-1551	81	21	households	household	NOUN
issue-1551	81	22	to	to	ADP
issue-1551	81	23	banks	bank	NOUN
issue-1551	81	24	and	and	CCONJ
issue-1551	81	25	,	,	PUNCT
issue-1551	81	26	on	on	ADP
issue-1551	81	27	the	the	DET
issue-1551	81	28	other	other	ADJ
issue-1551	81	29	hand	hand	NOUN
issue-1551	81	30	,	,	PUNCT
issue-1551	81	31	will	will	AUX
issue-1551	81	32	help	help	VERB
issue-1551	81	33	reduce	reduce	VERB
issue-1551	81	34	non	non	ADJ
issue-1551	81	35	-	-	ADJ
issue-1551	81	36	performing	performing	ADJ
issue-1551	81	37	loans	loan	NOUN
issue-1551	81	38	in	in	ADP
issue-1551	81	39	cypriot	cypriot	ADJ
issue-1551	81	40	banks	bank	NOUN
issue-1551	81	41	.	.	PUNCT
issue-1551	82	1	estia	estia	PROPN
issue-1551	82	2	is	be	AUX
issue-1551	82	3	a	a	DET
issue-1551	82	4	one	one	NUM
issue-1551	82	5	-	-	PUNCT
issue-1551	82	6	time	time	NOUN
issue-1551	82	7	procedure	procedure	NOUN
issue-1551	82	8	which	which	PRON
issue-1551	82	9	will	will	AUX
issue-1551	82	10	start	start	VERB
issue-1551	82	11	to	to	PART
issue-1551	82	12	be	be	AUX
issue-1551	82	13	implemented	implement	VERB
issue-1551	82	14	in	in	ADP
issue-1551	82	15	the	the	DET
issue-1551	82	16	next	next	ADJ
issue-1551	82	17	couple	couple	NOUN
issue-1551	82	18	of	of	ADP
issue-1551	82	19	months	month	NOUN
issue-1551	82	20	.	.	PUNCT
issue-1551	83	1	under	under	ADP
issue-1551	83	2	the	the	DET
issue-1551	83	3	terms	term	NOUN
issue-1551	83	4	of	of	ADP
issue-1551	83	5	the	the	DET
issue-1551	83	6	program	program	NOUN
issue-1551	83	7	,	,	PUNCT
issue-1551	83	8	the	the	DET
issue-1551	83	9	government	government	NOUN
issue-1551	83	10	will	will	AUX
issue-1551	83	11	fund	fund	VERB
issue-1551	83	12	1/3	1/3	NUM
issue-1551	83	13	of	of	ADP
issue-1551	83	14	households	household	NOUN
issue-1551	83	15	'	'	PART
issue-1551	83	16	monthly	monthly	ADJ
issue-1551	83	17	contributions	contribution	NOUN
issue-1551	83	18	after	after	ADP
issue-1551	83	19	loans	loan	NOUN
issue-1551	83	20	are	be	AUX
issue-1551	83	21	renegotiated	renegotiate	VERB
issue-1551	83	22	between	between	ADP
issue-1551	83	23	borrowers	borrower	NOUN
issue-1551	83	24	and	and	CCONJ
issue-1551	83	25	banks	bank	NOUN
issue-1551	83	26	,	,	PUNCT
issue-1551	83	27	and	and	CCONJ
issue-1551	83	28	2/3	2/3	NUM
issue-1551	83	29	of	of	ADP
issue-1551	83	30	households	household	NOUN
issue-1551	83	31	will	will	AUX
issue-1551	83	32	have	have	VERB
issue-1551	83	33	to	to	PART
issue-1551	83	34	repay	repay	VERB
issue-1551	83	35	(	(	PUNCT
issue-1551	83	36	european	european	PROPN
issue-1551	83	37	commission	commission	PROPN
issue-1551	83	38	,	,	PUNCT
issue-1551	83	39	2019	2019	NUM
issue-1551	83	40	)	)	PUNCT
issue-1551	83	41	.	.	PUNCT
issue-1551	84	1	estia	estia	PROPN
issue-1551	84	2	was	be	AUX
issue-1551	84	3	originally	originally	ADV
issue-1551	84	4	approved	approve	VERB
issue-1551	84	5	by	by	ADP
issue-1551	84	6	the	the	DET
issue-1551	84	7	cyprus	cyprus	PROPN
issue-1551	84	8	council	council	PROPN
issue-1551	84	9	of	of	ADP
issue-1551	84	10	ministers	minister	NOUN
issue-1551	84	11	in	in	ADP
issue-1551	84	12	july	july	PROPN
issue-1551	84	13	2018	2018	NUM
issue-1551	84	14	,	,	PUNCT
issue-1551	84	15	and	and	CCONJ
issue-1551	84	16	the	the	DET
issue-1551	84	17	estia	estia	PROPN
issue-1551	84	18	eligibility	eligibility	NOUN
issue-1551	84	19	criteria	criterion	NOUN
issue-1551	84	20	were	be	AUX
issue-1551	84	21	tightened	tighten	VERB
issue-1551	84	22	in	in	ADP
issue-1551	84	23	november	november	PROPN
issue-1551	84	24	2018	2018	NUM
issue-1551	84	25	.	.	PUNCT
issue-1551	85	1	the	the	DET
issue-1551	85	2	latest	late	ADJ
issue-1551	85	3	,	,	PUNCT
issue-1551	85	4	but	but	CCONJ
issue-1551	85	5	most	most	ADV
issue-1551	85	6	important	important	ADJ
issue-1551	85	7	proponents	proponent	NOUN
issue-1551	85	8	calling	call	VERB
issue-1551	85	9	for	for	ADP
issue-1551	85	10	a	a	DET
issue-1551	85	11	change	change	NOUN
issue-1551	85	12	in	in	ADP
issue-1551	85	13	the	the	DET
issue-1551	85	14	eligibility	eligibility	NOUN
issue-1551	85	15	criteria	criterion	NOUN
issue-1551	85	16	for	for	ADP
issue-1551	85	17	the	the	DET
issue-1551	85	18	estia	estia	PROPN
issue-1551	85	19	scheme	scheme	NOUN
issue-1551	85	20	are	be	AUX
issue-1551	85	21	cyprus	cyprus	PROPN
issue-1551	85	22	'	'	PART
issue-1551	85	23	international	international	ADJ
issue-1551	85	24	lenders	lender	NOUN
issue-1551	85	25	.	.	PUNCT
issue-1551	86	1	representatives	representative	NOUN
issue-1551	86	2	of	of	ADP
issue-1551	86	3	the	the	DET
issue-1551	86	4	european	european	PROPN
issue-1551	86	5	commission	commission	PROPN
issue-1551	86	6	(	(	PUNCT
issue-1551	86	7	ec	ec	PROPN
issue-1551	86	8	)	)	PUNCT
issue-1551	86	9	,	,	PUNCT
issue-1551	86	10	the	the	DET
issue-1551	86	11	european	european	ADJ
issue-1551	86	12	stability	stability	NOUN
issue-1551	86	13	mechanism	mechanism	NOUN
issue-1551	86	14	(	(	PUNCT
issue-1551	86	15	esm	esm	PROPN
issue-1551	86	16	)	)	PUNCT
issue-1551	86	17	,	,	PUNCT
issue-1551	86	18	the	the	DET
issue-1551	86	19	ecb	ecb	NOUN
issue-1551	86	20	and	and	CCONJ
issue-1551	86	21	the	the	DET
issue-1551	86	22	international	international	ADJ
issue-1551	86	23	monetary	monetary	ADJ
issue-1551	86	24	fund	fund	NOUN
issue-1551	86	25	(	(	PUNCT
issue-1551	86	26	imf	imf	PROPN
issue-1551	86	27	)	)	PUNCT
issue-1551	86	28	called	call	VERB
issue-1551	86	29	on	on	ADP
issue-1551	86	30	the	the	DET
issue-1551	86	31	government	government	NOUN
issue-1551	86	32	to	to	PART
issue-1551	86	33	tighten	tighten	VERB
issue-1551	86	34	estia	estia	NOUN
issue-1551	86	35	eligibility	eligibility	NOUN
issue-1551	86	36	criteria	criterion	NOUN
issue-1551	86	37	to	to	PART
issue-1551	86	38	reduce	reduce	VERB
issue-1551	86	39	moral	moral	ADJ
issue-1551	86	40	hazard	hazard	NOUN
issue-1551	86	41	and	and	CCONJ
issue-1551	86	42	equity	equity	NOUN
issue-1551	86	43	risks	risk	NOUN
issue-1551	86	44	.	.	PUNCT
issue-1551	87	1	thus	thus	ADV
issue-1551	87	2	,	,	PUNCT
issue-1551	87	3	the	the	DET
issue-1551	87	4	main	main	ADJ
issue-1551	87	5	contradiction	contradiction	NOUN
issue-1551	87	6	of	of	ADP
issue-1551	87	7	this	this	DET
issue-1551	87	8	program	program	NOUN
issue-1551	87	9	is	be	AUX
issue-1551	87	10	that	that	SCONJ
issue-1551	87	11	,	,	PUNCT
issue-1551	87	12	on	on	ADP
issue-1551	87	13	the	the	DET
issue-1551	87	14	one	one	NUM
issue-1551	87	15	hand	hand	NOUN
issue-1551	87	16	,	,	PUNCT
issue-1551	87	17	its	its	PRON
issue-1551	87	18	goal	goal	NOUN
issue-1551	87	19	justifies	justify	VERB
issue-1551	87	20	the	the	DET
issue-1551	87	21	means	mean	NOUN
issue-1551	87	22	,	,	PUNCT
issue-1551	87	23	but	but	CCONJ
issue-1551	87	24	on	on	ADP
issue-1551	87	25	the	the	DET
issue-1551	87	26	other	other	ADJ
issue-1551	87	27	hand	hand	NOUN
issue-1551	87	28	,	,	PUNCT
issue-1551	87	29	estia	estia	PROPN
issue-1551	87	30	risks	risk	VERB
issue-1551	87	31	exacerbating	exacerbate	VERB
issue-1551	87	32	moral	moral	ADJ
issue-1551	87	33	hazard	hazard	NOUN
issue-1551	87	34	and	and	CCONJ
issue-1551	87	35	serves	serve	VERB
issue-1551	87	36	as	as	ADP
issue-1551	87	37	a	a	DET
issue-1551	87	38	program	program	NOUN
issue-1551	87	39	to	to	PART
issue-1551	87	40	subsidize	subsidize	VERB
issue-1551	87	41	strategic	strategic	ADJ
issue-1551	87	42	non	non	NOUN
issue-1551	87	43	-	-	NOUN
issue-1551	87	44	payers	payer	NOUN
issue-1551	87	45	.	.	PUNCT
issue-1551	88	1	currently	currently	ADV
issue-1551	88	2	,	,	PUNCT
issue-1551	88	3	the	the	DET
issue-1551	88	4	implementation	implementation	NOUN
issue-1551	88	5	of	of	ADP
issue-1551	88	6	estia	estia	NOUN
issue-1551	88	7	and	and	CCONJ
issue-1551	88	8	the	the	DET
issue-1551	88	9	introduction	introduction	NOUN
issue-1551	88	10	of	of	ADP
issue-1551	88	11	electronic	electronic	ADJ
issue-1551	88	12	auctions	auction	NOUN
issue-1551	88	13	in	in	ADP
issue-1551	88	14	cyprus	cyprus	PROPN
issue-1551	88	15	are	be	AUX
issue-1551	88	16	stuck	stick	VERB
issue-1551	88	17	in	in	ADP
issue-1551	88	18	legal	legal	ADJ
issue-1551	88	19	and	and	CCONJ
issue-1551	88	20	procedural	procedural	ADJ
issue-1551	88	21	issues	issue	NOUN
issue-1551	88	22	.	.	PUNCT
issue-1551	89	1	it	it	PRON
issue-1551	89	2	was	be	AUX
issue-1551	89	3	planned	plan	VERB
issue-1551	89	4	that	that	SCONJ
issue-1551	89	5	the	the	DET
issue-1551	89	6	3,6	3,6	NUM
issue-1551	89	7	4,5	4,5	NUM
issue-1551	89	8	13,3	13,3	NUM
issue-1551	89	9	17,3	17,3	NUM
issue-1551	89	10	27,1	27,1	NUM
issue-1551	89	11	43,2	43,2	NOUN
issue-1551	90	1	47,5	47,5	NOUN
issue-1551	91	1	45,3	45,3	PUNCT
issue-1551	92	1	46,4	46,4	INTJ
issue-1551	93	1	42,5	42,5	NOUN
issue-1551	94	1	31,8	31,8	NOUN
issue-1551	94	2	0	0	NUM
issue-1551	94	3	10	10	NUM
issue-1551	94	4	20	20	NUM
issue-1551	94	5	30	30	NUM
issue-1551	94	6	40	40	NUM
issue-1551	94	7	50	50	NUM
issue-1551	94	8	2008	2008	NUM
issue-1551	94	9	2009	2009	NUM
issue-1551	94	10	2010	2010	NUM
issue-1551	94	11	2011	2011	NUM
issue-1551	94	12	2012	2012	NUM
issue-1551	94	13	2013	2013	NUM
issue-1551	94	14	2014	2014	NUM
issue-1551	94	15	2015	2015	NUM
issue-1551	94	16	2016	2016	NUM
issue-1551	94	17	2017	2017	NUM
issue-1551	94	18	2018	2018	NUM
issue-1551	94	19	nov	nov	NOUN
issue-1551	94	20	%	%	NOUN
issue-1551	94	21	year	year	NOUN
issue-1551	94	22	figure	figure	NOUN
issue-1551	94	23	7	7	NUM
issue-1551	94	24	.	.	PUNCT
issue-1551	95	1	ratio	ratio	NOUN
issue-1551	95	2	of	of	ADP
issue-1551	95	3	non	non	ADJ
issue-1551	95	4	-	-	ADJ
issue-1551	95	5	performing	performing	ADJ
issue-1551	95	6	loans	loan	NOUN
issue-1551	95	7	to	to	ADP
issue-1551	95	8	total	total	ADJ
issue-1551	95	9	gross	gross	ADJ
issue-1551	95	10	loans	loan	NOUN
issue-1551	95	11	in	in	ADP
issue-1551	95	12	cyprus	cyprus	PROPN
issue-1551	95	13	(	(	PUNCT
issue-1551	95	14	%	%	INTJ
issue-1551	95	15	)	)	PUNCT
issue-1551	95	16	,	,	PUNCT
issue-1551	95	17	2008–2018	2008–2018	NUM
issue-1551	95	18	november	november	PROPN
issue-1551	95	19	note	note	NOUN
issue-1551	95	20	:	:	PUNCT
issue-1551	95	21	compiled	compile	VERB
issue-1551	95	22	by	by	ADP
issue-1551	95	23	the	the	DET
issue-1551	95	24	author	author	NOUN
issue-1551	95	25	based	base	VERB
issue-1551	95	26	on	on	ADP
issue-1551	95	27	data	datum	NOUN
issue-1551	95	28	from	from	ADP
issue-1551	95	29	the	the	DET
issue-1551	95	30	statistical	statistical	ADJ
issue-1551	95	31	service	service	NOUN
issue-1551	95	32	of	of	ADP
issue-1551	95	33	cyprus	cyprus	PROPN
issue-1551	95	34	(	(	PUNCT
issue-1551	95	35	statistical	statistical	ADJ
issue-1551	95	36	service	service	NOUN
issue-1551	95	37	of	of	ADP
issue-1551	95	38	cyprus	cyprus	PROPN
issue-1551	95	39	,	,	PUNCT
issue-1551	95	40	2019	2019	NUM
issue-1551	95	41	)	)	PUNCT
issue-1551	95	42	and	and	CCONJ
issue-1551	95	43	central	central	ADJ
issue-1551	95	44	bank	bank	PROPN
issue-1551	95	45	of	of	ADP
issue-1551	95	46	cyprus	cyprus	PROPN
issue-1551	95	47	(	(	PUNCT
issue-1551	95	48	central	central	ADJ
issue-1551	95	49	bank	bank	PROPN
issue-1551	95	50	of	of	ADP
issue-1551	95	51	cyprus	cyprus	PROPN
issue-1551	95	52	,	,	PUNCT
issue-1551	95	53	2019	2019	NUM
issue-1551	95	54	)	)	PUNCT
issue-1551	95	55	2014	2014	NUM
issue-1551	95	56	2015	2015	NUM
issue-1551	95	57	2016	2016	NUM
issue-1551	95	58	2017	2017	NUM
issue-1551	95	59	2018	2018	NUM
issue-1551	95	60	total	total	ADJ
issue-1551	95	61	npls	npls	NOUN
issue-1551	96	1	47,5	47,5	PROPN
issue-1551	96	2	45,3	45,3	PROPN
issue-1551	97	1	46,4	46,4	INTJ
issue-1551	98	1	42,5	42,5	NOUN
issue-1551	99	1	31,8	31,8	NOUN
issue-1551	99	2	npls	npls	NOUN
issue-1551	99	3	households	household	VERB
issue-1551	99	4	45	45	NUM
issue-1551	100	1	47	47	NUM
issue-1551	100	2	50	50	NUM
issue-1551	100	3	52	52	NUM
issue-1551	100	4	49,8	49,8	NUM
issue-1551	100	5	45	45	NUM
issue-1551	100	6	47	47	NUM
issue-1551	100	7	50	50	NUM
issue-1551	100	8	52	52	NUM
issue-1551	100	9	49,8	49,8	NUM
issue-1551	100	10	47,5	47,5	NOUN
issue-1551	101	1	45,3	45,3	NOUN
issue-1551	102	1	46,4	46,4	INTJ
issue-1551	103	1	42,5	42,5	NOUN
issue-1551	104	1	31,8	31,8	NOUN
issue-1551	104	2	0	0	NUM
issue-1551	104	3	20	20	NUM
issue-1551	104	4	40	40	NUM
issue-1551	104	5	60	60	NUM
issue-1551	104	6	80	80	NUM
issue-1551	104	7	100	100	NUM
issue-1551	104	8	120	120	NUM
issue-1551	104	9	%	%	NOUN
issue-1551	104	10	year	year	NOUN
issue-1551	104	11	figure	figure	NOUN
issue-1551	104	12	8	8	NUM
issue-1551	104	13	.	.	PUNCT
issue-1551	105	1	ratio	ratio	NOUN
issue-1551	105	2	of	of	ADP
issue-1551	105	3	npls	npls	NOUN
issue-1551	105	4	of	of	ADP
issue-1551	105	5	households	household	NOUN
issue-1551	105	6	to	to	PART
issue-1551	105	7	total	total	ADJ
issue-1551	105	8	npls	npls	NOUN
issue-1551	105	9	in	in	ADP
issue-1551	105	10	cyprus	cyprus	PROPN
issue-1551	105	11	(	(	PUNCT
issue-1551	105	12	%	%	INTJ
issue-1551	105	13	)	)	PUNCT
issue-1551	105	14	,	,	PUNCT
issue-1551	105	15	2014–2018	2014–2018	NUM
issue-1551	105	16	note	note	VERB
issue-1551	105	17	:	:	PUNCT
issue-1551	105	18	compiled	compile	VERB
issue-1551	105	19	by	by	ADP
issue-1551	105	20	the	the	DET
issue-1551	105	21	author	author	NOUN
issue-1551	105	22	based	base	VERB
issue-1551	105	23	on	on	ADP
issue-1551	105	24	data	datum	NOUN
issue-1551	105	25	from	from	ADP
issue-1551	105	26	the	the	DET
issue-1551	105	27	central	central	ADJ
issue-1551	105	28	bank	bank	PROPN
issue-1551	105	29	of	of	ADP
issue-1551	105	30	cyprus	cyprus	PROPN
issue-1551	105	31	(	(	PUNCT
issue-1551	105	32	central	central	ADJ
issue-1551	105	33	bank	bank	PROPN
issue-1551	105	34	of	of	ADP
issue-1551	105	35	cyprus	cyprus	PROPN
issue-1551	105	36	,	,	PUNCT
issue-1551	105	37	2019	2019	NUM
issue-1551	105	38	)	)	PUNCT
issue-1551	105	39	baltic	baltic	ADJ
issue-1551	105	40	journal	journal	NOUN
issue-1551	105	41	of	of	ADP
issue-1551	105	42	economic	economic	ADJ
issue-1551	105	43	studies	study	NOUN
issue-1551	105	44	16	16	NUM
issue-1551	105	45	vol	vol	NOUN
issue-1551	105	46	.	.	PROPN
issue-1551	106	1	7	7	NUM
issue-1551	107	1	no	no	NOUN
issue-1551	107	2	.	.	NOUN
issue-1551	107	3	5	5	NUM
issue-1551	107	4	,	,	PUNCT
issue-1551	107	5	2021	2021	NUM
issue-1551	107	6	real	real	ADJ
issue-1551	107	7	estate	estate	NOUN
issue-1551	107	8	of	of	ADP
issue-1551	107	9	persons	person	NOUN
issue-1551	107	10	with	with	ADP
issue-1551	107	11	non	non	ADJ
issue-1551	107	12	-	-	ADJ
issue-1551	107	13	performing	performing	ADJ
issue-1551	107	14	loans	loan	NOUN
issue-1551	107	15	would	would	AUX
issue-1551	107	16	be	be	AUX
issue-1551	107	17	auctioned	auction	VERB
issue-1551	107	18	off	off	ADP
issue-1551	107	19	electronically	electronically	ADV
issue-1551	107	20	,	,	PUNCT
issue-1551	107	21	and	and	CCONJ
issue-1551	107	22	the	the	DET
issue-1551	107	23	debtor	debtor	NOUN
issue-1551	107	24	's	's	PART
issue-1551	107	25	main	main	ADJ
issue-1551	107	26	house	house	NOUN
issue-1551	107	27	would	would	AUX
issue-1551	107	28	be	be	AUX
issue-1551	107	29	protected	protect	VERB
issue-1551	107	30	through	through	ADP
issue-1551	107	31	estia	estia	PROPN
issue-1551	107	32	.	.	PUNCT
issue-1551	108	1	however	however	ADV
issue-1551	108	2	,	,	PUNCT
issue-1551	108	3	nothing	nothing	PRON
issue-1551	108	4	has	have	AUX
issue-1551	108	5	been	be	AUX
issue-1551	108	6	implemented	implement	VERB
issue-1551	108	7	so	so	ADV
issue-1551	108	8	far	far	ADV
issue-1551	108	9	,	,	PUNCT
issue-1551	108	10	as	as	SCONJ
issue-1551	108	11	the	the	DET
issue-1551	108	12	relevant	relevant	ADJ
issue-1551	108	13	online	online	ADJ
issue-1551	108	14	platforms	platform	NOUN
issue-1551	108	15	are	be	AUX
issue-1551	108	16	not	not	PART
issue-1551	108	17	yet	yet	ADV
issue-1551	108	18	ready	ready	ADJ
issue-1551	108	19	.	.	PUNCT
issue-1551	109	1	the	the	DET
issue-1551	109	2	predominant	predominant	ADJ
issue-1551	109	3	legal	legal	ADJ
issue-1551	109	4	issues	issue	NOUN
issue-1551	109	5	are	be	AUX
issue-1551	109	6	related	relate	VERB
issue-1551	109	7	to	to	ADP
issue-1551	109	8	the	the	DET
issue-1551	109	9	transfer	transfer	NOUN
issue-1551	109	10	of	of	ADP
issue-1551	109	11	borrowers	borrower	NOUN
issue-1551	109	12	'	'	PART
issue-1551	109	13	personal	personal	ADJ
issue-1551	109	14	data	datum	NOUN
issue-1551	109	15	to	to	ADP
issue-1551	109	16	the	the	DET
issue-1551	109	17	platform	platform	NOUN
issue-1551	109	18	,	,	PUNCT
issue-1551	109	19	through	through	ADP
issue-1551	109	20	which	which	PRON
issue-1551	109	21	applications	application	NOUN
issue-1551	109	22	for	for	ADP
issue-1551	109	23	the	the	DET
issue-1551	109	24	scheme	scheme	NOUN
issue-1551	109	25	will	will	AUX
issue-1551	109	26	be	be	AUX
issue-1551	109	27	submitted	submit	VERB
issue-1551	109	28	electronically	electronically	ADV
issue-1551	109	29	.	.	PUNCT
issue-1551	110	1	another	another	DET
issue-1551	110	2	delay	delay	NOUN
issue-1551	110	3	has	have	VERB
issue-1551	110	4	to	to	PART
issue-1551	110	5	do	do	VERB
issue-1551	110	6	with	with	ADP
issue-1551	110	7	the	the	DET
issue-1551	110	8	memorandum	memorandum	NOUN
issue-1551	110	9	that	that	SCONJ
issue-1551	110	10	the	the	DET
issue-1551	110	11	banks	bank	NOUN
issue-1551	110	12	will	will	AUX
issue-1551	110	13	have	have	VERB
issue-1551	110	14	to	to	PART
issue-1551	110	15	sign	sign	VERB
issue-1551	110	16	with	with	ADP
issue-1551	110	17	the	the	DET
issue-1551	110	18	government	government	NOUN
issue-1551	110	19	.	.	PUNCT
issue-1551	111	1	the	the	DET
issue-1551	111	2	memorandum	memorandum	NOUN
issue-1551	111	3	is	be	AUX
issue-1551	111	4	under	under	ADP
issue-1551	111	5	legal	legal	ADJ
issue-1551	111	6	service	service	NOUN
issue-1551	111	7	review	review	NOUN
issue-1551	111	8	,	,	PUNCT
issue-1551	111	9	the	the	DET
issue-1551	111	10	provisions	provision	NOUN
issue-1551	111	11	are	be	AUX
issue-1551	111	12	reviewed	review	VERB
issue-1551	111	13	one	one	NUM
issue-1551	111	14	by	by	ADP
issue-1551	111	15	one	one	NUM
issue-1551	111	16	,	,	PUNCT
issue-1551	111	17	and	and	CCONJ
issue-1551	111	18	there	there	PRON
issue-1551	111	19	are	be	VERB
issue-1551	111	20	a	a	DET
issue-1551	111	21	number	number	NOUN
issue-1551	111	22	of	of	ADP
issue-1551	111	23	legal	legal	ADJ
issue-1551	111	24	ambiguities	ambiguity	NOUN
issue-1551	111	25	in	in	ADP
issue-1551	111	26	the	the	DET
issue-1551	111	27	memorandum	memorandum	NOUN
issue-1551	111	28	.	.	PUNCT
issue-1551	112	1	the	the	DET
issue-1551	112	2	third	third	ADJ
issue-1551	112	3	reason	reason	NOUN
issue-1551	112	4	for	for	ADP
issue-1551	112	5	the	the	DET
issue-1551	112	6	delay	delay	NOUN
issue-1551	112	7	appears	appear	VERB
issue-1551	112	8	to	to	PART
issue-1551	112	9	be	be	AUX
issue-1551	112	10	how	how	SCONJ
issue-1551	112	11	the	the	DET
issue-1551	112	12	thousands	thousand	NOUN
issue-1551	112	13	of	of	ADP
issue-1551	112	14	cases	case	NOUN
issue-1551	112	15	included	include	VERB
issue-1551	112	16	in	in	ADP
issue-1551	112	17	estia	estia	PROPN
issue-1551	112	18	are	be	AUX
issue-1551	112	19	handled	handle	VERB
issue-1551	112	20	.	.	PUNCT
issue-1551	113	1	in	in	ADP
issue-1551	113	2	particular	particular	ADJ
issue-1551	113	3	,	,	PUNCT
issue-1551	113	4	efforts	effort	NOUN
issue-1551	113	5	are	be	AUX
issue-1551	113	6	being	be	AUX
issue-1551	113	7	made	make	VERB
issue-1551	113	8	to	to	PART
issue-1551	113	9	simplify	simplify	VERB
issue-1551	113	10	the	the	DET
issue-1551	113	11	application	application	NOUN
issue-1551	113	12	process	process	NOUN
issue-1551	113	13	.	.	PUNCT
issue-1551	114	1	interested	interested	ADJ
issue-1551	114	2	parties	party	NOUN
issue-1551	114	3	must	must	AUX
issue-1551	114	4	submit	submit	VERB
issue-1551	114	5	too	too	ADV
issue-1551	114	6	many	many	ADJ
issue-1551	114	7	documents	document	NOUN
issue-1551	114	8	,	,	PUNCT
issue-1551	114	9	as	as	ADV
issue-1551	114	10	well	well	ADV
issue-1551	114	11	as	as	ADP
issue-1551	114	12	other	other	ADJ
issue-1551	114	13	loan	loan	NOUN
issue-1551	114	14	restructuring	restructuring	NOUN
issue-1551	114	15	and	and	CCONJ
issue-1551	114	16	property	property	NOUN
issue-1551	114	17	appraisal	appraisal	NOUN
issue-1551	114	18	data	datum	NOUN
issue-1551	114	19	as	as	ADP
issue-1551	114	20	collateral	collateral	NOUN
issue-1551	114	21	for	for	ADP
issue-1551	114	22	a	a	DET
issue-1551	114	23	nonperforming	nonperforme	VERB
issue-1551	114	24	loan	loan	NOUN
issue-1551	114	25	to	to	PART
issue-1551	114	26	be	be	AUX
issue-1551	114	27	included	include	VERB
issue-1551	114	28	in	in	ADP
issue-1551	114	29	estia	estia	PROPN
issue-1551	114	30	.	.	PUNCT
issue-1551	115	1	thus	thus	ADV
issue-1551	115	2	,	,	PUNCT
issue-1551	115	3	the	the	DET
issue-1551	115	4	launch	launch	NOUN
issue-1551	115	5	of	of	ADP
issue-1551	115	6	estia	estia	NOUN
issue-1551	115	7	for	for	ADP
issue-1551	115	8	vulnerable	vulnerable	ADJ
issue-1551	115	9	homeowners	homeowner	NOUN
issue-1551	115	10	has	have	AUX
issue-1551	115	11	been	be	AUX
issue-1551	115	12	postponed	postpone	VERB
issue-1551	115	13	again	again	ADV
issue-1551	115	14	.	.	PUNCT
issue-1551	116	1	the	the	DET
issue-1551	116	2	launch	launch	NOUN
issue-1551	116	3	of	of	ADP
issue-1551	116	4	electronic	electronic	ADJ
issue-1551	116	5	auctions	auction	NOUN
issue-1551	116	6	has	have	AUX
issue-1551	116	7	also	also	ADV
issue-1551	116	8	been	be	AUX
issue-1551	116	9	delayed	delay	VERB
issue-1551	116	10	.	.	PUNCT
issue-1551	117	1	the	the	DET
issue-1551	117	2	two	two	NUM
issue-1551	117	3	issues	issue	NOUN
issue-1551	117	4	are	be	AUX
issue-1551	117	5	interrelated	interrelated	ADJ
issue-1551	117	6	because	because	SCONJ
issue-1551	117	7	,	,	PUNCT
issue-1551	117	8	on	on	ADP
issue-1551	117	9	the	the	DET
issue-1551	117	10	one	one	NUM
issue-1551	117	11	hand	hand	NOUN
issue-1551	117	12	,	,	PUNCT
issue-1551	117	13	the	the	DET
issue-1551	117	14	electronic	electronic	ADJ
issue-1551	117	15	auctions	auction	NOUN
issue-1551	117	16	will	will	AUX
issue-1551	117	17	auction	auction	VERB
issue-1551	117	18	off	off	ADP
issue-1551	117	19	the	the	DET
issue-1551	117	20	property	property	NOUN
issue-1551	117	21	of	of	ADP
issue-1551	117	22	a	a	DET
issue-1551	117	23	borrower	borrower	NOUN
issue-1551	117	24	who	who	PRON
issue-1551	117	25	fails	fail	VERB
issue-1551	117	26	to	to	PART
issue-1551	117	27	pay	pay	VERB
issue-1551	117	28	the	the	DET
issue-1551	117	29	required	require	VERB
issue-1551	117	30	fees	fee	NOUN
issue-1551	117	31	to	to	ADP
issue-1551	117	32	the	the	DET
issue-1551	117	33	bank	bank	NOUN
issue-1551	117	34	.	.	PUNCT
issue-1551	118	1	estia	estia	PROPN
issue-1551	118	2	,	,	PUNCT
issue-1551	118	3	on	on	ADP
issue-1551	118	4	the	the	DET
issue-1551	118	5	other	other	ADJ
issue-1551	118	6	hand	hand	NOUN
issue-1551	118	7	,	,	PUNCT
issue-1551	118	8	will	will	AUX
issue-1551	118	9	provide	provide	VERB
issue-1551	118	10	a	a	DET
issue-1551	118	11	safety	safety	NOUN
issue-1551	118	12	net	net	NOUN
issue-1551	118	13	for	for	ADP
issue-1551	118	14	borrowers	borrower	NOUN
issue-1551	118	15	who	who	PRON
issue-1551	118	16	can	can	AUX
issue-1551	118	17	not	not	PART
issue-1551	118	18	pay	pay	VERB
issue-1551	118	19	their	their	PRON
issue-1551	118	20	loans	loan	NOUN
issue-1551	118	21	.	.	PUNCT
issue-1551	119	1	the	the	DET
issue-1551	119	2	cypriot	cypriot	PROPN
issue-1551	119	3	ministry	ministry	PROPN
issue-1551	119	4	of	of	ADP
issue-1551	119	5	finance	finance	PROPN
issue-1551	119	6	prepared	prepare	VERB
issue-1551	119	7	an	an	DET
issue-1551	119	8	action	action	NOUN
issue-1551	119	9	plan	plan	NOUN
issue-1551	119	10	for	for	ADP
issue-1551	119	11	the	the	DET
issue-1551	119	12	implementation	implementation	NOUN
issue-1551	119	13	of	of	ADP
issue-1551	119	14	estia	estia	NOUN
issue-1551	119	15	with	with	ADP
issue-1551	119	16	eight	eight	NUM
issue-1551	119	17	set	set	NOUN
issue-1551	119	18	schedules	schedule	NOUN
issue-1551	119	19	,	,	PUNCT
issue-1551	119	20	none	none	NOUN
issue-1551	119	21	of	of	ADP
issue-1551	119	22	which	which	PRON
issue-1551	119	23	have	have	AUX
issue-1551	119	24	been	be	AUX
issue-1551	119	25	met	meet	VERB
issue-1551	119	26	.	.	PUNCT
issue-1551	120	1	the	the	DET
issue-1551	120	2	delay	delay	NOUN
issue-1551	120	3	was	be	AUX
issue-1551	120	4	also	also	ADV
issue-1551	120	5	due	due	ADJ
issue-1551	120	6	to	to	ADP
issue-1551	120	7	a	a	DET
issue-1551	120	8	change	change	NOUN
issue-1551	120	9	in	in	ADP
issue-1551	120	10	the	the	DET
issue-1551	120	11	scheme	scheme	NOUN
issue-1551	120	12	criteria	criterion	NOUN
issue-1551	120	13	by	by	ADP
issue-1551	120	14	the	the	DET
issue-1551	120	15	european	european	PROPN
issue-1551	120	16	commission	commission	PROPN
issue-1551	120	17	competition	competition	NOUN
issue-1551	120	18	network	network	NOUN
issue-1551	120	19	.	.	PUNCT
issue-1551	121	1	borrower	borrower	NOUN
issue-1551	121	2	applications	application	NOUN
issue-1551	121	3	were	be	AUX
issue-1551	121	4	originally	originally	ADV
issue-1551	121	5	scheduled	schedule	VERB
issue-1551	121	6	to	to	PART
issue-1551	121	7	begin	begin	VERB
issue-1551	121	8	on	on	ADP
issue-1551	121	9	december	december	PROPN
issue-1551	121	10	1	1	NUM
issue-1551	121	11	,	,	PUNCT
issue-1551	121	12	2018	2018	NUM
issue-1551	121	13	and	and	CCONJ
issue-1551	121	14	end	end	VERB
issue-1551	121	15	on	on	ADP
issue-1551	121	16	february	february	PROPN
issue-1551	121	17	28	28	NUM
issue-1551	121	18	,	,	PUNCT
issue-1551	121	19	2019	2019	NUM
issue-1551	121	20	,	,	PUNCT
issue-1551	121	21	which	which	PRON
issue-1551	121	22	did	do	AUX
issue-1551	121	23	not	not	PART
issue-1551	121	24	happen	happen	VERB
issue-1551	121	25	.	.	PUNCT
issue-1551	122	1	it	it	PRON
issue-1551	122	2	is	be	AUX
issue-1551	122	3	worth	worth	ADJ
issue-1551	122	4	noting	note	VERB
issue-1551	122	5	that	that	SCONJ
issue-1551	122	6	due	due	ADP
issue-1551	122	7	to	to	ADP
issue-1551	122	8	the	the	DET
issue-1551	122	9	delay	delay	NOUN
issue-1551	122	10	in	in	ADP
issue-1551	122	11	applications	application	NOUN
issue-1551	122	12	,	,	PUNCT
issue-1551	122	13	the	the	DET
issue-1551	122	14	rest	rest	NOUN
issue-1551	122	15	of	of	ADP
issue-1551	122	16	the	the	DET
issue-1551	122	17	schedule	schedule	NOUN
issue-1551	122	18	will	will	AUX
issue-1551	122	19	have	have	VERB
issue-1551	122	20	to	to	PART
issue-1551	122	21	be	be	AUX
issue-1551	122	22	delayed	delay	VERB
issue-1551	122	23	.	.	PUNCT
issue-1551	123	1	including	include	VERB
issue-1551	123	2	the	the	DET
issue-1551	123	3	banks	bank	NOUN
issue-1551	123	4	'	'	PART
issue-1551	123	5	evaluation	evaluation	NOUN
issue-1551	123	6	of	of	ADP
issue-1551	123	7	eligibility	eligibility	NOUN
issue-1551	123	8	criteria	criterion	NOUN
issue-1551	123	9	and	and	CCONJ
issue-1551	123	10	approval	approval	NOUN
issue-1551	123	11	of	of	ADP
issue-1551	123	12	applications	application	NOUN
issue-1551	123	13	by	by	ADP
issue-1551	123	14	the	the	DET
issue-1551	123	15	appropriate	appropriate	ADJ
issue-1551	123	16	state	state	NOUN
issue-1551	123	17	agency	agency	NOUN
issue-1551	123	18	.	.	PUNCT
issue-1551	124	1	as	as	ADP
issue-1551	124	2	for	for	ADP
issue-1551	124	3	electronic	electronic	ADJ
issue-1551	124	4	auctions	auction	NOUN
issue-1551	124	5	,	,	PUNCT
issue-1551	124	6	the	the	DET
issue-1551	124	7	government	government	NOUN
issue-1551	124	8	originally	originally	ADV
issue-1551	124	9	planned	plan	VERB
issue-1551	124	10	to	to	PART
issue-1551	124	11	implement	implement	VERB
issue-1551	124	12	them	they	PRON
issue-1551	124	13	sometime	sometime	ADV
issue-1551	124	14	between	between	ADP
issue-1551	124	15	june	june	PROPN
issue-1551	124	16	and	and	CCONJ
issue-1551	124	17	september	september	PROPN
issue-1551	124	18	2019	2019	NUM
issue-1551	124	19	,	,	PUNCT
issue-1551	124	20	but	but	CCONJ
issue-1551	124	21	they	they	PRON
issue-1551	124	22	have	have	AUX
issue-1551	124	23	now	now	ADV
issue-1551	124	24	also	also	ADV
issue-1551	124	25	been	be	AUX
issue-1551	124	26	postponed	postpone	VERB
issue-1551	124	27	until	until	ADP
issue-1551	124	28	the	the	DET
issue-1551	124	29	fourth	fourth	ADJ
issue-1551	124	30	quarter	quarter	NOUN
issue-1551	124	31	of	of	ADP
issue-1551	124	32	2019	2019	NUM
issue-1551	124	33	.	.	PUNCT
issue-1551	125	1	the	the	DET
issue-1551	125	2	estia	estia	PROPN
issue-1551	125	3	program	program	NOUN
issue-1551	125	4	has	have	VERB
issue-1551	125	5	detractors	detractor	NOUN
issue-1551	125	6	who	who	PRON
issue-1551	125	7	argue	argue	VERB
issue-1551	125	8	that	that	SCONJ
issue-1551	125	9	estia	estia	PROPN
issue-1551	125	10	promotes	promote	VERB
issue-1551	125	11	inequality	inequality	NOUN
issue-1551	125	12	before	before	ADP
issue-1551	125	13	the	the	DET
issue-1551	125	14	law	law	NOUN
issue-1551	125	15	:	:	PUNCT
issue-1551	125	16	the	the	DET
issue-1551	125	17	government	government	NOUN
issue-1551	125	18	and	and	CCONJ
issue-1551	125	19	political	political	ADJ
issue-1551	125	20	parties	party	NOUN
issue-1551	125	21	encourage	encourage	VERB
issue-1551	125	22	citizens	citizen	NOUN
issue-1551	125	23	to	to	PART
issue-1551	125	24	default	default	VERB
issue-1551	125	25	on	on	ADP
issue-1551	125	26	loans	loan	NOUN
issue-1551	125	27	by	by	ADP
issue-1551	125	28	protecting	protect	VERB
issue-1551	125	29	their	their	PRON
issue-1551	125	30	primary	primary	ADJ
issue-1551	125	31	residence	residence	NOUN
issue-1551	125	32	and	and	CCONJ
issue-1551	125	33	then	then	ADV
issue-1551	125	34	reward	reward	VERB
issue-1551	125	35	them	they	PRON
issue-1551	125	36	by	by	ADP
issue-1551	125	37	forcing	force	VERB
issue-1551	125	38	banks	bank	NOUN
issue-1551	125	39	to	to	PART
issue-1551	125	40	give	give	VERB
issue-1551	125	41	them	they	PRON
issue-1551	125	42	discounts	discount	NOUN
issue-1551	125	43	on	on	ADP
issue-1551	125	44	the	the	DET
issue-1551	125	45	cost	cost	NOUN
issue-1551	125	46	of	of	ADP
issue-1551	125	47	the	the	DET
issue-1551	125	48	loan	loan	NOUN
issue-1551	125	49	,	,	PUNCT
issue-1551	125	50	while	while	SCONJ
issue-1551	125	51	also	also	ADV
issue-1551	125	52	forcing	force	VERB
issue-1551	125	53	the	the	DET
issue-1551	125	54	taxpayer	taxpayer	NOUN
issue-1551	125	55	to	to	PART
issue-1551	125	56	indirectly	indirectly	ADV
issue-1551	125	57	pay	pay	VERB
issue-1551	125	58	a	a	DET
issue-1551	125	59	portion	portion	NOUN
issue-1551	125	60	of	of	ADP
issue-1551	125	61	it	it	PRON
issue-1551	125	62	.	.	PUNCT
issue-1551	126	1	in	in	ADP
issue-1551	126	2	addition	addition	NOUN
issue-1551	126	3	,	,	PUNCT
issue-1551	126	4	dealing	deal	VERB
issue-1551	126	5	with	with	ADP
issue-1551	126	6	non	non	ADJ
issue-1551	126	7	-	-	ADJ
issue-1551	126	8	performing	performing	ADJ
issue-1551	126	9	loans	loan	NOUN
issue-1551	126	10	is	be	AUX
issue-1551	126	11	complicated	complicate	VERB
issue-1551	126	12	by	by	ADP
issue-1551	126	13	inaccurate	inaccurate	ADJ
issue-1551	126	14	cyprus	cyprus	PROPN
issue-1551	126	15	land	land	PROPN
issue-1551	126	16	registry	registry	PROPN
issue-1551	126	17	data	datum	NOUN
issue-1551	126	18	and	and	CCONJ
issue-1551	126	19	difficulties	difficulty	NOUN
issue-1551	126	20	with	with	ADP
issue-1551	126	21	asset	asset	NOUN
issue-1551	126	22	valuation	valuation	NOUN
issue-1551	126	23	by	by	ADP
issue-1551	126	24	banks	bank	NOUN
issue-1551	126	25	.	.	PUNCT
issue-1551	127	1	neither	neither	CCONJ
issue-1551	127	2	households	household	NOUN
issue-1551	127	3	nor	nor	CCONJ
issue-1551	127	4	developers	developer	NOUN
issue-1551	127	5	have	have	VERB
issue-1551	127	6	incentives	incentive	NOUN
issue-1551	127	7	to	to	PART
issue-1551	127	8	repay	repay	VERB
issue-1551	127	9	loans	loan	NOUN
issue-1551	127	10	,	,	PUNCT
issue-1551	127	11	and	and	CCONJ
issue-1551	127	12	banks	bank	NOUN
issue-1551	127	13	are	be	AUX
issue-1551	127	14	reluctant	reluctant	ADJ
issue-1551	127	15	to	to	PART
issue-1551	127	16	go	go	VERB
issue-1551	127	17	through	through	ADP
issue-1551	127	18	lengthy	lengthy	ADJ
issue-1551	127	19	procedures	procedure	NOUN
issue-1551	127	20	,	,	PUNCT
issue-1551	127	21	preferring	prefer	VERB
issue-1551	127	22	to	to	PART
issue-1551	127	23	wait	wait	VERB
issue-1551	127	24	for	for	SCONJ
issue-1551	127	25	house	house	NOUN
issue-1551	127	26	prices	price	NOUN
issue-1551	127	27	to	to	PART
issue-1551	127	28	rise	rise	VERB
issue-1551	127	29	.	.	PUNCT
issue-1551	128	1	according	accord	VERB
issue-1551	128	2	to	to	ADP
issue-1551	128	3	the	the	DET
issue-1551	128	4	royal	royal	ADJ
issue-1551	128	5	institution	institution	NOUN
issue-1551	128	6	of	of	ADP
issue-1551	128	7	chartered	charter	VERB
issue-1551	128	8	surveyors	surveyor	NOUN
issue-1551	128	9	,	,	PUNCT
issue-1551	128	10	cyprus	cyprus	PROPN
issue-1551	128	11	property	property	NOUN
issue-1551	128	12	price	price	NOUN
issue-1551	128	13	index	index	NOUN
issue-1551	128	14	,	,	PUNCT
issue-1551	128	15	as	as	ADP
issue-1551	128	16	of	of	ADP
issue-1551	128	17	june	june	PROPN
issue-1551	128	18	30	30	NUM
issue-1551	128	19	,	,	PUNCT
issue-1551	128	20	2018	2018	NUM
issue-1551	128	21	,	,	PUNCT
issue-1551	128	22	property	property	NOUN
issue-1551	128	23	prices	price	NOUN
issue-1551	128	24	in	in	ADP
issue-1551	128	25	cyprus	cyprus	PROPN
issue-1551	128	26	were	be	AUX
issue-1551	128	27	up	up	ADV
issue-1551	128	28	7.6	7.6	NUM
issue-1551	128	29	%	%	NOUN
issue-1551	128	30	year	year	NOUN
issue-1551	128	31	over	over	ADP
issue-1551	128	32	year	year	NOUN
issue-1551	128	33	,	,	PUNCT
issue-1551	128	34	with	with	ADP
issue-1551	128	35	homes	home	NOUN
issue-1551	128	36	up	up	ADV
issue-1551	128	37	4.8	4.8	NUM
issue-1551	128	38	%	%	NOUN
issue-1551	128	39	,	,	PUNCT
issue-1551	128	40	offices	office	NOUN
issue-1551	128	41	up	up	ADV
issue-1551	128	42	11.6	11.6	NUM
issue-1551	128	43	%	%	NOUN
issue-1551	128	44	,	,	PUNCT
issue-1551	128	45	and	and	CCONJ
issue-1551	128	46	warehouses	warehouse	NOUN
issue-1551	128	47	up	up	ADV
issue-1551	128	48	4.2	4.2	NUM
issue-1551	128	49	%	%	NOUN
issue-1551	128	50	,	,	PUNCT
issue-1551	128	51	while	while	SCONJ
issue-1551	128	52	gdp	gdp	NOUN
issue-1551	128	53	growth	growth	NOUN
issue-1551	128	54	in	in	ADP
issue-1551	128	55	2018	2018	NUM
issue-1551	128	56	hovered	hover	VERB
issue-1551	128	57	around	around	ADV
issue-1551	128	58	4	4	NUM
issue-1551	128	59	%	%	NOUN
issue-1551	128	60	(	(	PUNCT
issue-1551	128	61	royal	royal	ADJ
issue-1551	128	62	institution	institution	NOUN
issue-1551	128	63	of	of	ADP
issue-1551	128	64	chartered	charter	VERB
issue-1551	128	65	surveyors	surveyor	NOUN
issue-1551	128	66	,	,	PUNCT
issue-1551	128	67	2019	2019	NUM
issue-1551	128	68	)	)	PUNCT
issue-1551	128	69	.	.	PUNCT
issue-1551	129	1	the	the	DET
issue-1551	129	2	growth	growth	NOUN
issue-1551	129	3	in	in	ADP
issue-1551	129	4	demand	demand	NOUN
issue-1551	129	5	for	for	ADP
issue-1551	129	6	real	real	ADJ
issue-1551	129	7	estate	estate	NOUN
issue-1551	129	8	is	be	AUX
issue-1551	129	9	due	due	ADJ
issue-1551	129	10	to	to	ADP
issue-1551	129	11	artificial	artificial	ADJ
issue-1551	129	12	factors	factor	NOUN
issue-1551	129	13	–	–	PUNCT
issue-1551	129	14	specific	specific	ADJ
issue-1551	129	15	government	government	NOUN
issue-1551	129	16	policies	policy	NOUN
issue-1551	129	17	and	and	CCONJ
issue-1551	129	18	the	the	DET
issue-1551	129	19	citizenship	citizenship	NOUN
issue-1551	129	20	for	for	ADP
issue-1551	129	21	investment	investment	NOUN
issue-1551	129	22	program	program	NOUN
issue-1551	129	23	the	the	DET
issue-1551	129	24	"	"	PUNCT
issue-1551	129	25	scheme	scheme	NOUN
issue-1551	129	26	for	for	ADP
issue-1551	129	27	naturalization	naturalization	NOUN
issue-1551	129	28	of	of	ADP
issue-1551	129	29	investors	investor	NOUN
issue-1551	129	30	in	in	ADP
issue-1551	129	31	cyprus	cyprus	PROPN
issue-1551	129	32	by	by	ADP
issue-1551	129	33	exception	exception	NOUN
issue-1551	129	34	"	"	PUNCT
issue-1551	129	35	dated	date	VERB
issue-1551	129	36	september	september	PROPN
issue-1551	129	37	13	13	NUM
issue-1551	129	38	,	,	PUNCT
issue-1551	129	39	2016	2016	NUM
issue-1551	129	40	.	.	PUNCT
issue-1551	130	1	the	the	DET
issue-1551	130	2	purpose	purpose	NOUN
issue-1551	130	3	of	of	ADP
issue-1551	130	4	this	this	DET
issue-1551	130	5	program	program	NOUN
issue-1551	130	6	is	be	AUX
issue-1551	130	7	to	to	PART
issue-1551	130	8	further	far	ADV
issue-1551	130	9	encourage	encourage	VERB
issue-1551	130	10	foreign	foreign	ADJ
issue-1551	130	11	direct	direct	ADJ
issue-1551	130	12	investment	investment	NOUN
issue-1551	130	13	and	and	CCONJ
issue-1551	130	14	attract	attract	VERB
issue-1551	130	15	wealthy	wealthy	ADJ
issue-1551	130	16	people	people	NOUN
issue-1551	130	17	to	to	PART
issue-1551	130	18	reside	reside	VERB
issue-1551	130	19	and	and	CCONJ
issue-1551	130	20	do	do	VERB
issue-1551	130	21	business	business	NOUN
issue-1551	130	22	in	in	ADP
issue-1551	130	23	cyprus	cyprus	PROPN
issue-1551	130	24	.	.	PUNCT
issue-1551	131	1	thus	thus	ADV
issue-1551	131	2	,	,	PUNCT
issue-1551	131	3	in	in	ADP
issue-1551	131	4	2017	2017	NUM
issue-1551	131	5	,	,	PUNCT
issue-1551	131	6	5,517	5,517	NUM
issue-1551	131	7	people	people	NOUN
issue-1551	131	8	were	be	AUX
issue-1551	131	9	granted	grant	VERB
issue-1551	131	10	cypriot	cypriot	ADJ
issue-1551	131	11	citizenship	citizenship	NOUN
issue-1551	131	12	,	,	PUNCT
issue-1551	131	13	18	18	NUM
issue-1551	131	14	%	%	NOUN
issue-1551	131	15	more	more	ADJ
issue-1551	131	16	than	than	ADP
issue-1551	131	17	in	in	ADP
issue-1551	131	18	2016	2016	NUM
issue-1551	131	19	,	,	PUNCT
issue-1551	131	20	of	of	ADP
issue-1551	131	21	which	which	PRON
issue-1551	131	22	23.8	23.8	NUM
issue-1551	131	23	%	%	NOUN
issue-1551	131	24	were	be	AUX
issue-1551	131	25	russian	russian	ADJ
issue-1551	131	26	nationals	national	NOUN
issue-1551	131	27	,	,	PUNCT
issue-1551	131	28	9.1	9.1	NUM
issue-1551	131	29	%	%	NOUN
issue-1551	131	30	were	be	AUX
issue-1551	131	31	british	british	ADJ
issue-1551	131	32	citizens	citizen	NOUN
issue-1551	131	33	and	and	CCONJ
issue-1551	131	34	8.7	8.7	NUM
issue-1551	131	35	%	%	NOUN
issue-1551	131	36	were	be	AUX
issue-1551	131	37	citizens	citizen	NOUN
issue-1551	131	38	of	of	ADP
issue-1551	131	39	ukraine	ukraine	NOUN
issue-1551	131	40	(	(	PUNCT
issue-1551	131	41	cyprus	cyprus	PROPN
issue-1551	131	42	property	property	NOUN
issue-1551	131	43	news	news	PROPN
issue-1551	131	44	,	,	PUNCT
issue-1551	131	45	2019	2019	NUM
issue-1551	131	46	)	)	PUNCT
issue-1551	131	47	.	.	PUNCT
issue-1551	132	1	the	the	DET
issue-1551	132	2	purchase	purchase	NOUN
issue-1551	132	3	of	of	ADP
issue-1551	132	4	real	real	ADJ
issue-1551	132	5	estate	estate	NOUN
issue-1551	132	6	is	be	AUX
issue-1551	132	7	one	one	NUM
issue-1551	132	8	of	of	ADP
issue-1551	132	9	the	the	DET
issue-1551	132	10	most	most	ADV
issue-1551	132	11	popular	popular	ADJ
issue-1551	132	12	criteria	criterion	NOUN
issue-1551	132	13	of	of	ADP
issue-1551	132	14	the	the	DET
issue-1551	132	15	investment	investment	NOUN
issue-1551	132	16	scheme	scheme	NOUN
issue-1551	132	17	among	among	ADP
issue-1551	132	18	foreign	foreign	ADJ
issue-1551	132	19	investors	investor	NOUN
issue-1551	132	20	interested	interested	ADJ
issue-1551	132	21	in	in	ADP
issue-1551	132	22	obtaining	obtain	VERB
issue-1551	132	23	a	a	DET
issue-1551	132	24	cyprus	cyprus	PROPN
issue-1551	132	25	passport	passport	NOUN
issue-1551	132	26	,	,	PUNCT
issue-1551	132	27	while	while	SCONJ
issue-1551	132	28	the	the	DET
issue-1551	132	29	central	central	ADJ
issue-1551	132	30	bank	bank	PROPN
issue-1551	132	31	of	of	ADP
issue-1551	132	32	cyprus	cyprus	PROPN
issue-1551	132	33	notes	note	VERB
issue-1551	132	34	that	that	SCONJ
issue-1551	132	35	the	the	DET
issue-1551	132	36	purchase	purchase	NOUN
issue-1551	132	37	of	of	ADP
issue-1551	132	38	real	real	ADJ
issue-1551	132	39	estate	estate	NOUN
issue-1551	132	40	is	be	AUX
issue-1551	132	41	not	not	PART
issue-1551	132	42	financed	finance	VERB
issue-1551	132	43	by	by	ADP
issue-1551	132	44	loans	loan	NOUN
issue-1551	132	45	provided	provide	VERB
issue-1551	132	46	by	by	ADP
issue-1551	132	47	the	the	DET
issue-1551	132	48	cypriot	cypriot	ADJ
issue-1551	132	49	banking	banking	NOUN
issue-1551	132	50	system	system	NOUN
issue-1551	132	51	.	.	PUNCT
issue-1551	133	1	according	accord	VERB
issue-1551	133	2	to	to	ADP
issue-1551	133	3	christopher	christopher	PROPN
issue-1551	133	4	pissarides	pissaride	NOUN
issue-1551	133	5	,	,	PUNCT
issue-1551	133	6	a	a	DET
issue-1551	133	7	prominent	prominent	ADJ
issue-1551	133	8	economist	economist	NOUN
issue-1551	133	9	and	and	CCONJ
issue-1551	133	10	winner	winner	NOUN
issue-1551	133	11	of	of	ADP
issue-1551	133	12	the	the	DET
issue-1551	133	13	2010	2010	NUM
issue-1551	133	14	nobel	nobel	PROPN
issue-1551	133	15	prize	prize	PROPN
issue-1551	133	16	in	in	ADP
issue-1551	133	17	economics	economic	NOUN
issue-1551	133	18	,	,	PUNCT
issue-1551	133	19	cyprus	cyprus	PROPN
issue-1551	133	20	can	can	AUX
issue-1551	133	21	blow	blow	VERB
issue-1551	133	22	bubbles	bubble	NOUN
issue-1551	133	23	in	in	ADP
issue-1551	133	24	the	the	DET
issue-1551	133	25	real	real	ADJ
issue-1551	133	26	estate	estate	NOUN
issue-1551	133	27	market	market	NOUN
issue-1551	133	28	thanks	thank	NOUN
issue-1551	133	29	to	to	ADP
issue-1551	133	30	the	the	DET
issue-1551	133	31	citizenship	citizenship	NOUN
issue-1551	133	32	for	for	ADP
issue-1551	133	33	investment	investment	NOUN
issue-1551	133	34	program	program	NOUN
issue-1551	133	35	.	.	PUNCT
issue-1551	134	1	he	he	PRON
issue-1551	134	2	called	call	VERB
issue-1551	134	3	the	the	DET
issue-1551	134	4	current	current	ADJ
issue-1551	134	5	economic	economic	ADJ
issue-1551	134	6	policy	policy	NOUN
issue-1551	134	7	in	in	ADP
issue-1551	134	8	cyprus	cyprus	PROPN
issue-1551	134	9	unsustainable	unsustainable	ADJ
issue-1551	134	10	in	in	ADP
issue-1551	134	11	the	the	DET
issue-1551	134	12	long	long	ADJ
issue-1551	134	13	term	term	NOUN
issue-1551	134	14	and	and	CCONJ
issue-1551	134	15	pointed	point	VERB
issue-1551	134	16	out	out	ADP
issue-1551	134	17	that	that	SCONJ
issue-1551	134	18	perhaps	perhaps	ADV
issue-1551	134	19	another	another	DET
issue-1551	134	20	bubble	bubble	NOUN
issue-1551	134	21	is	be	AUX
issue-1551	134	22	being	be	AUX
issue-1551	134	23	created	create	VERB
issue-1551	134	24	in	in	ADP
issue-1551	134	25	the	the	DET
issue-1551	134	26	real	real	ADJ
issue-1551	134	27	estate	estate	NOUN
issue-1551	134	28	sector	sector	NOUN
issue-1551	134	29	in	in	ADP
issue-1551	134	30	cyprus	cyprus	PROPN
issue-1551	134	31	(	(	PUNCT
issue-1551	134	32	hazou	hazou	NOUN
issue-1551	134	33	,	,	PUNCT
issue-1551	134	34	2019	2019	NUM
issue-1551	134	35	)	)	PUNCT
issue-1551	134	36	.	.	PUNCT
issue-1551	135	1	thus	thus	ADV
issue-1551	135	2	,	,	PUNCT
issue-1551	135	3	the	the	DET
issue-1551	135	4	formation	formation	NOUN
issue-1551	135	5	of	of	ADP
issue-1551	135	6	a	a	DET
issue-1551	135	7	bubble	bubble	NOUN
issue-1551	135	8	in	in	ADP
issue-1551	135	9	the	the	DET
issue-1551	135	10	real	real	ADJ
issue-1551	135	11	estate	estate	NOUN
issue-1551	135	12	market	market	NOUN
issue-1551	135	13	creates	create	VERB
issue-1551	135	14	significant	significant	ADJ
issue-1551	135	15	preconditions	precondition	NOUN
issue-1551	135	16	for	for	ADP
issue-1551	135	17	the	the	DET
issue-1551	135	18	beginning	beginning	NOUN
issue-1551	135	19	of	of	ADP
issue-1551	135	20	the	the	DET
issue-1551	135	21	crisis	crisis	NOUN
issue-1551	135	22	in	in	ADP
issue-1551	135	23	cyprus	cyprus	PROPN
issue-1551	135	24	and	and	CCONJ
issue-1551	135	25	,	,	PUNCT
issue-1551	135	26	consequently	consequently	ADV
issue-1551	135	27	,	,	PUNCT
issue-1551	135	28	the	the	DET
issue-1551	135	29	possibility	possibility	NOUN
issue-1551	135	30	of	of	ADP
issue-1551	135	31	a	a	DET
issue-1551	135	32	new	new	ADJ
issue-1551	135	33	surge	surge	NOUN
issue-1551	135	34	in	in	ADP
issue-1551	135	35	the	the	DET
issue-1551	135	36	level	level	NOUN
issue-1551	135	37	of	of	ADP
issue-1551	135	38	non	non	ADJ
issue-1551	135	39	-	-	ADJ
issue-1551	135	40	performing	performing	ADJ
issue-1551	135	41	loans	loan	NOUN
issue-1551	135	42	in	in	ADP
issue-1551	135	43	cyprus	cyprus	PROPN
issue-1551	135	44	.	.	PUNCT
issue-1551	136	1	5	5	NUM
issue-1551	136	2	.	.	PUNCT
issue-1551	136	3	conclusions	conclusion	NOUN
issue-1551	136	4	5.1	5.1	NUM
issue-1551	136	5	.	.	PUNCT
issue-1551	137	1	further	further	ADJ
issue-1551	137	2	reduction	reduction	NOUN
issue-1551	137	3	of	of	ADP
issue-1551	137	4	non	non	ADJ
issue-1551	137	5	-	-	ADJ
issue-1551	137	6	performing	performing	ADJ
issue-1551	137	7	loans	loan	NOUN
issue-1551	137	8	is	be	AUX
issue-1551	137	9	one	one	NUM
issue-1551	137	10	of	of	ADP
issue-1551	137	11	the	the	DET
issue-1551	137	12	priorities	priority	NOUN
issue-1551	137	13	of	of	ADP
issue-1551	137	14	the	the	DET
issue-1551	137	15	current	current	ADJ
issue-1551	137	16	financial	financial	ADJ
issue-1551	137	17	stabilization	stabilization	NOUN
issue-1551	137	18	policy	policy	NOUN
issue-1551	137	19	in	in	ADP
issue-1551	137	20	cyprus	cyprus	PROPN
issue-1551	137	21	.	.	PUNCT
issue-1551	138	1	it	it	PRON
issue-1551	138	2	is	be	AUX
issue-1551	138	3	important	important	ADJ
issue-1551	138	4	that	that	SCONJ
issue-1551	138	5	problems	problem	NOUN
issue-1551	138	6	in	in	ADP
issue-1551	138	7	certain	certain	ADJ
issue-1551	138	8	areas	area	NOUN
issue-1551	138	9	of	of	ADP
issue-1551	138	10	the	the	DET
issue-1551	138	11	cypriot	cypriot	ADJ
issue-1551	138	12	economy	economy	NOUN
issue-1551	138	13	do	do	AUX
issue-1551	138	14	not	not	PART
issue-1551	138	15	lead	lead	VERB
issue-1551	138	16	to	to	ADP
issue-1551	138	17	disruptions	disruption	NOUN
issue-1551	138	18	in	in	ADP
issue-1551	138	19	the	the	DET
issue-1551	138	20	financial	financial	ADJ
issue-1551	138	21	system	system	NOUN
issue-1551	138	22	,	,	PUNCT
issue-1551	138	23	to	to	ADP
issue-1551	138	24	large	large	ADJ
issue-1551	138	25	social	social	ADJ
issue-1551	138	26	costs	cost	NOUN
issue-1551	138	27	in	in	ADP
issue-1551	138	28	the	the	DET
issue-1551	138	29	form	form	NOUN
issue-1551	138	30	of	of	ADP
issue-1551	138	31	financial	financial	ADJ
issue-1551	138	32	instability	instability	NOUN
issue-1551	138	33	or	or	CCONJ
issue-1551	138	34	financial	financial	ADJ
issue-1551	138	35	burden	burden	NOUN
issue-1551	138	36	.	.	PUNCT
issue-1551	139	1	5.2	5.2	NUM
issue-1551	139	2	.	.	PUNCT
issue-1551	140	1	the	the	DET
issue-1551	140	2	level	level	NOUN
issue-1551	140	3	of	of	ADP
issue-1551	140	4	non	non	ADJ
issue-1551	140	5	-	-	ADJ
issue-1551	140	6	performing	performing	ADJ
issue-1551	140	7	loans	loan	NOUN
issue-1551	140	8	at	at	ADP
issue-1551	140	9	commercial	commercial	ADJ
issue-1551	140	10	banks	bank	NOUN
issue-1551	140	11	in	in	ADP
issue-1551	140	12	cyprus	cyprus	PROPN
issue-1551	140	13	was	be	AUX
issue-1551	140	14	31.8	31.8	NUM
issue-1551	140	15	%	%	NOUN
issue-1551	140	16	as	as	ADP
issue-1551	140	17	of	of	ADP
issue-1551	140	18	november	november	PROPN
issue-1551	140	19	2018	2018	NUM
issue-1551	140	20	,	,	PUNCT
issue-1551	140	21	and	and	CCONJ
issue-1551	140	22	about	about	ADP
issue-1551	140	23	half	half	NOUN
issue-1551	140	24	of	of	ADP
issue-1551	140	25	all	all	DET
issue-1551	140	26	non	non	ADJ
issue-1551	140	27	-	-	ADJ
issue-1551	140	28	performing	performing	ADJ
issue-1551	140	29	loans	loan	NOUN
issue-1551	140	30	belong	belong	VERB
issue-1551	140	31	to	to	ADP
issue-1551	140	32	households	household	NOUN
issue-1551	140	33	.	.	PUNCT
issue-1551	141	1	5.3	5.3	NUM
issue-1551	141	2	.	.	PUNCT
issue-1551	142	1	the	the	DET
issue-1551	142	2	cypriot	cypriot	ADJ
issue-1551	142	3	banking	banking	NOUN
issue-1551	142	4	system	system	NOUN
issue-1551	142	5	as	as	ADP
issue-1551	142	6	a	a	DET
issue-1551	142	7	whole	whole	NOUN
issue-1551	142	8	has	have	VERB
issue-1551	142	9	sufficient	sufficient	ADJ
issue-1551	142	10	liquidity	liquidity	NOUN
issue-1551	142	11	,	,	PUNCT
issue-1551	142	12	supported	support	VERB
issue-1551	142	13	by	by	ADP
issue-1551	142	14	the	the	DET
issue-1551	142	15	ecb	ecb	NOUN
issue-1551	142	16	,	,	PUNCT
issue-1551	142	17	and	and	CCONJ
issue-1551	142	18	at	at	ADP
issue-1551	142	19	the	the	DET
issue-1551	142	20	same	same	ADJ
issue-1551	142	21	time	time	NOUN
issue-1551	142	22	it	it	PRON
issue-1551	142	23	is	be	AUX
issue-1551	142	24	heavily	heavily	ADV
issue-1551	142	25	concentrated	concentrated	ADJ
issue-1551	142	26	in	in	ADP
issue-1551	142	27	the	the	DET
issue-1551	142	28	two	two	NUM
issue-1551	142	29	systemic	systemic	ADJ
issue-1551	142	30	banks	bank	NOUN
issue-1551	142	31	–	–	PUNCT
issue-1551	142	32	bank	bank	NOUN
issue-1551	142	33	of	of	ADP
issue-1551	142	34	cyprus	cyprus	PROPN
issue-1551	142	35	(	(	PUNCT
issue-1551	142	36	boc	boc	NOUN
issue-1551	142	37	)	)	PUNCT
issue-1551	142	38	and	and	CCONJ
issue-1551	142	39	hellenic	hellenic	ADJ
issue-1551	142	40	bank	bank	PROPN
issue-1551	142	41	(	(	PUNCT
issue-1551	142	42	hb	hb	PROPN
issue-1551	142	43	)	)	PUNCT
issue-1551	142	44	.	.	PUNCT
issue-1551	143	1	the	the	DET
issue-1551	143	2	loan	loan	NOUN
issue-1551	143	3	portfolio	portfolio	NOUN
issue-1551	143	4	of	of	ADP
issue-1551	143	5	boc	boc	NOUN
issue-1551	143	6	and	and	CCONJ
issue-1551	143	7	hb	hb	PROPN
issue-1551	143	8	together	together	ADV
issue-1551	143	9	accounts	account	VERB
issue-1551	143	10	for	for	ADP
issue-1551	143	11	70	70	NUM
issue-1551	143	12	%	%	NOUN
issue-1551	143	13	of	of	ADP
issue-1551	143	14	total	total	ADJ
issue-1551	143	15	cypriot	cypriot	PROPN
issue-1551	143	16	bank	bank	PROPN
issue-1551	143	17	loans	loan	NOUN
issue-1551	143	18	baltic	baltic	PROPN
issue-1551	143	19	journal	journal	PROPN
issue-1551	143	20	of	of	ADP
issue-1551	143	21	economic	economic	ADJ
issue-1551	143	22	studies	study	NOUN
issue-1551	143	23	17	17	NUM
issue-1551	143	24	vol	vol	NOUN
issue-1551	143	25	.	.	PROPN
issue-1551	144	1	7	7	NUM
issue-1551	145	1	no	no	NOUN
issue-1551	145	2	.	.	NOUN
issue-1551	145	3	5	5	NUM
issue-1551	145	4	,	,	PUNCT
issue-1551	145	5	2021	2021	NUM
issue-1551	146	1	and	and	CCONJ
issue-1551	146	2	therefore	therefore	ADV
issue-1551	146	3	has	have	VERB
issue-1551	146	4	the	the	DET
issue-1551	146	5	highest	high	ADJ
issue-1551	146	6	concentration	concentration	NOUN
issue-1551	146	7	of	of	ADP
issue-1551	146	8	nonperforming	nonperforme	VERB
issue-1551	146	9	loans	loan	NOUN
issue-1551	146	10	.	.	PUNCT
issue-1551	147	1	5.4	5.4	NUM
issue-1551	147	2	.	.	PUNCT
issue-1551	148	1	the	the	DET
issue-1551	148	2	profitability	profitability	NOUN
issue-1551	148	3	of	of	ADP
issue-1551	148	4	credit	credit	NOUN
issue-1551	148	5	institutions	institution	NOUN
issue-1551	148	6	in	in	ADP
issue-1551	148	7	cyprus	cyprus	PROPN
issue-1551	148	8	is	be	AUX
issue-1551	148	9	still	still	ADV
issue-1551	148	10	negatively	negatively	ADV
issue-1551	148	11	affected	affect	VERB
issue-1551	148	12	by	by	ADP
issue-1551	148	13	a	a	DET
issue-1551	148	14	long	long	ADJ
issue-1551	148	15	period	period	NOUN
issue-1551	148	16	of	of	ADP
issue-1551	148	17	low	low	ADJ
issue-1551	148	18	interest	interest	NOUN
issue-1551	148	19	rates	rate	NOUN
issue-1551	148	20	,	,	PUNCT
issue-1551	148	21	as	as	ADV
issue-1551	148	22	well	well	ADV
issue-1551	148	23	as	as	ADP
issue-1551	148	24	the	the	DET
issue-1551	148	25	burden	burden	NOUN
issue-1551	148	26	of	of	ADP
issue-1551	148	27	increasing	increase	VERB
issue-1551	148	28	provisions	provision	NOUN
issue-1551	148	29	for	for	ADP
issue-1551	148	30	bad	bad	ADJ
issue-1551	148	31	debts	debt	NOUN
issue-1551	148	32	.	.	PUNCT
issue-1551	149	1	despite	despite	SCONJ
issue-1551	149	2	the	the	DET
issue-1551	149	3	fact	fact	NOUN
issue-1551	149	4	that	that	SCONJ
issue-1551	149	5	the	the	DET
issue-1551	149	6	aim	aim	NOUN
issue-1551	149	7	of	of	ADP
issue-1551	149	8	the	the	DET
issue-1551	149	9	cheap	cheap	ADJ
issue-1551	149	10	money	money	NOUN
issue-1551	149	11	policy	policy	NOUN
issue-1551	149	12	is	be	AUX
issue-1551	149	13	to	to	PART
issue-1551	149	14	stimulate	stimulate	VERB
issue-1551	149	15	the	the	DET
issue-1551	149	16	economy	economy	NOUN
issue-1551	149	17	and	and	CCONJ
issue-1551	149	18	the	the	PRON
issue-1551	149	19	lower	low	ADJ
issue-1551	149	20	the	the	DET
issue-1551	149	21	interest	interest	NOUN
issue-1551	149	22	rate	rate	NOUN
issue-1551	149	23	,	,	PUNCT
issue-1551	149	24	the	the	PRON
issue-1551	149	25	higher	high	ADJ
issue-1551	149	26	the	the	DET
issue-1551	149	27	demand	demand	NOUN
issue-1551	149	28	for	for	ADP
issue-1551	149	29	credit	credit	NOUN
issue-1551	149	30	,	,	PUNCT
issue-1551	149	31	accordingly	accordingly	ADV
issue-1551	149	32	,	,	PUNCT
issue-1551	149	33	the	the	DET
issue-1551	149	34	main	main	ADJ
issue-1551	149	35	criterion	criterion	NOUN
issue-1551	149	36	for	for	ADP
issue-1551	149	37	lending	lending	NOUN
issue-1551	149	38	by	by	ADP
issue-1551	149	39	cypriot	cypriot	ADJ
issue-1551	149	40	banks	bank	NOUN
issue-1551	149	41	is	be	AUX
issue-1551	149	42	the	the	DET
issue-1551	149	43	solvency	solvency	NOUN
issue-1551	149	44	of	of	ADP
issue-1551	149	45	the	the	DET
issue-1551	149	46	borrower	borrower	NOUN
issue-1551	149	47	,	,	PUNCT
issue-1551	149	48	which	which	PRON
issue-1551	149	49	has	have	AUX
issue-1551	149	50	led	lead	VERB
issue-1551	149	51	to	to	ADP
issue-1551	149	52	a	a	DET
issue-1551	149	53	significant	significant	ADJ
issue-1551	149	54	reduction	reduction	NOUN
issue-1551	149	55	in	in	ADP
issue-1551	149	56	the	the	DET
issue-1551	149	57	overall	overall	ADJ
issue-1551	149	58	level	level	NOUN
issue-1551	149	59	of	of	ADP
issue-1551	149	60	lending	lending	NOUN
issue-1551	149	61	in	in	ADP
issue-1551	149	62	cyprus	cyprus	PROPN
issue-1551	149	63	.	.	PUNCT
issue-1551	150	1	5.5	5.5	NUM
issue-1551	150	2	.	.	PUNCT
issue-1551	151	1	the	the	DET
issue-1551	151	2	introduction	introduction	NOUN
issue-1551	151	3	of	of	ADP
issue-1551	151	4	the	the	DET
issue-1551	151	5	accounting	accounting	NOUN
issue-1551	151	6	standard	standard	NOUN
issue-1551	151	7	(	(	PUNCT
issue-1551	151	8	ifrs9	ifrs9	PROPN
issue-1551	151	9	)	)	PUNCT
issue-1551	151	10	,	,	PUNCT
issue-1551	151	11	which	which	PRON
issue-1551	151	12	will	will	AUX
issue-1551	151	13	be	be	AUX
issue-1551	151	14	phased	phase	VERB
issue-1551	151	15	in	in	ADP
issue-1551	151	16	over	over	ADP
issue-1551	151	17	several	several	ADJ
issue-1551	151	18	years	year	NOUN
issue-1551	151	19	to	to	PART
issue-1551	151	20	regulate	regulate	VERB
issue-1551	151	21	capital	capital	NOUN
issue-1551	151	22	adequacy	adequacy	NOUN
issue-1551	151	23	,	,	PUNCT
issue-1551	151	24	will	will	AUX
issue-1551	151	25	lead	lead	VERB
issue-1551	151	26	to	to	ADP
issue-1551	151	27	a	a	DET
issue-1551	151	28	further	further	ADJ
issue-1551	151	29	increase	increase	NOUN
issue-1551	151	30	in	in	ADP
issue-1551	151	31	provisions	provision	NOUN
issue-1551	151	32	for	for	ADP
issue-1551	151	33	impaired	impaired	ADJ
issue-1551	151	34	loans	loan	NOUN
issue-1551	151	35	and	and	CCONJ
issue-1551	151	36	thereby	thereby	ADV
issue-1551	151	37	negatively	negatively	ADV
issue-1551	151	38	affect	affect	VERB
issue-1551	151	39	the	the	DET
issue-1551	151	40	profitability	profitability	NOUN
issue-1551	151	41	of	of	ADP
issue-1551	151	42	banks	bank	NOUN
issue-1551	151	43	.	.	PUNCT
issue-1551	152	1	5.6	5.6	NUM
issue-1551	152	2	.	.	PUNCT
issue-1551	153	1	cypriot	cypriot	ADJ
issue-1551	153	2	authorities	authority	NOUN
issue-1551	153	3	hope	hope	VERB
issue-1551	153	4	that	that	SCONJ
issue-1551	153	5	amendments	amendment	NOUN
issue-1551	153	6	to	to	ADP
issue-1551	153	7	the	the	DET
issue-1551	153	8	insolvency	insolvency	NOUN
issue-1551	153	9	and	and	CCONJ
issue-1551	153	10	collection	collection	NOUN
issue-1551	153	11	laws	law	NOUN
issue-1551	153	12	passed	pass	VERB
issue-1551	153	13	in	in	ADP
issue-1551	153	14	2018	2018	NUM
issue-1551	153	15	,	,	PUNCT
issue-1551	153	16	as	as	ADV
issue-1551	153	17	well	well	ADV
issue-1551	153	18	as	as	ADP
issue-1551	153	19	the	the	DET
issue-1551	153	20	launch	launch	NOUN
issue-1551	153	21	of	of	ADP
issue-1551	153	22	the	the	DET
issue-1551	153	23	estia	estia	PROPN
issue-1551	153	24	program	program	NOUN
issue-1551	153	25	in	in	ADP
issue-1551	153	26	2019	2019	NUM
issue-1551	153	27	,	,	PUNCT
issue-1551	153	28	under	under	ADP
issue-1551	153	29	which	which	PRON
issue-1551	153	30	the	the	DET
issue-1551	153	31	government	government	NOUN
issue-1551	153	32	will	will	AUX
issue-1551	153	33	provide	provide	VERB
issue-1551	153	34	financial	financial	ADJ
issue-1551	153	35	assistance	assistance	NOUN
issue-1551	153	36	to	to	PART
issue-1551	153	37	restructure	restructure	VERB
issue-1551	153	38	household	household	NOUN
issue-1551	153	39	debt	debt	NOUN
issue-1551	153	40	,	,	PUNCT
issue-1551	153	41	will	will	AUX
issue-1551	153	42	help	help	VERB
issue-1551	153	43	reduce	reduce	VERB
issue-1551	153	44	the	the	DET
issue-1551	153	45	level	level	NOUN
issue-1551	153	46	of	of	ADP
issue-1551	153	47	non	non	ADJ
issue-1551	153	48	-	-	ADJ
issue-1551	153	49	performing	performing	ADJ
issue-1551	153	50	loans	loan	NOUN
issue-1551	153	51	more	more	ADV
issue-1551	153	52	quickly	quickly	ADV
issue-1551	153	53	.	.	PUNCT
issue-1551	154	1	essentially	essentially	ADV
issue-1551	154	2	,	,	PUNCT
issue-1551	154	3	estia	estia	PROPN
issue-1551	154	4	means	mean	VERB
issue-1551	154	5	that	that	SCONJ
issue-1551	154	6	banks	bank	NOUN
issue-1551	154	7	will	will	AUX
issue-1551	154	8	be	be	AUX
issue-1551	154	9	able	able	ADJ
issue-1551	154	10	to	to	PART
issue-1551	154	11	build	build	VERB
issue-1551	154	12	significantly	significantly	ADV
issue-1551	154	13	less	less	ADJ
issue-1551	154	14	reserves	reserve	NOUN
issue-1551	154	15	on	on	ADP
issue-1551	154	16	their	their	PRON
issue-1551	154	17	balance	balance	NOUN
issue-1551	154	18	sheets	sheet	NOUN
issue-1551	154	19	.	.	PUNCT
issue-1551	155	1	the	the	DET
issue-1551	155	2	government	government	NOUN
issue-1551	155	3	will	will	AUX
issue-1551	155	4	finance	finance	VERB
issue-1551	155	5	1/3	1/3	NUM
issue-1551	155	6	of	of	ADP
issue-1551	155	7	the	the	DET
issue-1551	155	8	monthly	monthly	ADJ
issue-1551	155	9	payments	payment	NOUN
issue-1551	155	10	after	after	ADP
issue-1551	155	11	loan	loan	NOUN
issue-1551	155	12	renegotiations	renegotiation	NOUN
issue-1551	155	13	between	between	ADP
issue-1551	155	14	borrowers	borrower	NOUN
issue-1551	155	15	and	and	CCONJ
issue-1551	155	16	banks	bank	NOUN
issue-1551	155	17	,	,	PUNCT
issue-1551	155	18	which	which	PRON
issue-1551	155	19	means	mean	VERB
issue-1551	155	20	that	that	SCONJ
issue-1551	155	21	banks	bank	NOUN
issue-1551	155	22	will	will	AUX
issue-1551	155	23	receive	receive	VERB
issue-1551	155	24	a	a	DET
issue-1551	155	25	significant	significant	ADJ
issue-1551	155	26	portion	portion	NOUN
issue-1551	155	27	of	of	ADP
issue-1551	155	28	the	the	DET
issue-1551	155	29	loans	loan	NOUN
issue-1551	155	30	,	,	PUNCT
issue-1551	155	31	while	while	SCONJ
issue-1551	155	32	private	private	ADJ
issue-1551	155	33	funds	fund	NOUN
issue-1551	155	34	buy	buy	VERB
issue-1551	155	35	bad	bad	ADJ
issue-1551	155	36	loans	loan	NOUN
issue-1551	155	37	for	for	ADP
issue-1551	155	38	only	only	ADV
issue-1551	155	39	15	15	NUM
issue-1551	155	40	%	%	NOUN
issue-1551	155	41	of	of	ADP
issue-1551	155	42	their	their	PRON
issue-1551	155	43	face	face	NOUN
issue-1551	155	44	value	value	NOUN
issue-1551	155	45	.	.	PUNCT
issue-1551	156	1	but	but	CCONJ
issue-1551	156	2	this	this	DET
issue-1551	156	3	scheme	scheme	NOUN
issue-1551	156	4	creates	create	VERB
issue-1551	156	5	the	the	DET
issue-1551	156	6	moral	moral	ADJ
issue-1551	156	7	hazard	hazard	NOUN
issue-1551	156	8	of	of	ADP
issue-1551	156	9	a	a	DET
issue-1551	156	10	high	high	ADJ
issue-1551	156	11	-	-	PUNCT
issue-1551	156	12	ceiling	ceiling	NOUN
issue-1551	156	13	onincome	onincome	NOUN
issue-1551	156	14	criteria	criterion	NOUN
issue-1551	156	15	and	and	CCONJ
issue-1551	156	16	the	the	DET
issue-1551	156	17	value	value	NOUN
issue-1551	156	18	of	of	ADP
issue-1551	156	19	mortgaged	mortgaged	ADJ
issue-1551	156	20	properties	property	NOUN
issue-1551	156	21	.	.	PUNCT
issue-1551	157	1	5.7	5.7	NUM
issue-1551	157	2	.	.	PUNCT
issue-1551	158	1	risks	risk	NOUN
issue-1551	158	2	to	to	ADP
issue-1551	158	3	financial	financial	ADJ
issue-1551	158	4	stability	stability	NOUN
issue-1551	158	5	are	be	AUX
issue-1551	158	6	mainly	mainly	ADV
issue-1551	158	7	related	relate	VERB
issue-1551	158	8	to	to	ADP
issue-1551	158	9	tighter	tight	ADJ
issue-1551	158	10	financial	financial	ADJ
issue-1551	158	11	conditions	condition	NOUN
issue-1551	158	12	,	,	PUNCT
issue-1551	158	13	weaker	weak	ADJ
issue-1551	158	14	growth	growth	NOUN
issue-1551	158	15	and	and	CCONJ
issue-1551	158	16	a	a	DET
issue-1551	158	17	slowdown	slowdown	NOUN
issue-1551	158	18	in	in	ADP
issue-1551	158	19	the	the	DET
issue-1551	158	20	global	global	ADJ
issue-1551	158	21	economy	economy	NOUN
issue-1551	158	22	due	due	ADP
issue-1551	158	23	to	to	ADP
issue-1551	158	24	trade	trade	NOUN
issue-1551	158	25	wars	war	NOUN
issue-1551	158	26	between	between	ADP
issue-1551	158	27	china	china	PROPN
issue-1551	158	28	and	and	CCONJ
issue-1551	158	29	the	the	DET
issue-1551	158	30	united	united	PROPN
issue-1551	158	31	states	states	PROPN
issue-1551	158	32	,	,	PUNCT
issue-1551	158	33	as	as	ADV
issue-1551	158	34	well	well	ADV
issue-1551	158	35	as	as	ADP
issue-1551	158	36	political	political	ADJ
issue-1551	158	37	and	and	CCONJ
issue-1551	158	38	geopolitical	geopolitical	ADJ
issue-1551	158	39	uncertainty	uncertainty	NOUN
issue-1551	158	40	.	.	PUNCT
issue-1551	159	1	the	the	DET
issue-1551	159	2	uk	uk	PROPN
issue-1551	159	3	's	's	PART
issue-1551	159	4	exit	exit	NOUN
issue-1551	159	5	from	from	ADP
issue-1551	159	6	the	the	DET
issue-1551	159	7	eu	eu	PROPN
issue-1551	159	8	(	(	PUNCT
issue-1551	159	9	brexit	brexit	NOUN
issue-1551	159	10	)	)	PUNCT
issue-1551	159	11	has	have	VERB
issue-1551	159	12	the	the	DET
issue-1551	159	13	potential	potential	NOUN
issue-1551	159	14	to	to	PART
issue-1551	159	15	disrupt	disrupt	VERB
issue-1551	159	16	the	the	DET
issue-1551	159	17	financial	financial	ADJ
issue-1551	159	18	market	market	NOUN
issue-1551	159	19	and	and	CCONJ
issue-1551	159	20	,	,	PUNCT
issue-1551	159	21	consequently	consequently	ADV
issue-1551	159	22	,	,	PUNCT
issue-1551	159	23	the	the	DET
issue-1551	159	24	economy	economy	NOUN
issue-1551	159	25	as	as	ADP
issue-1551	159	26	a	a	DET
issue-1551	159	27	whole	whole	NOUN
issue-1551	159	28	.	.	PUNCT
issue-1551	160	1	5.8	5.8	NUM
issue-1551	160	2	.	.	PUNCT
issue-1551	161	1	in	in	ADP
issue-1551	161	2	addition	addition	NOUN
issue-1551	161	3	to	to	ADP
issue-1551	161	4	the	the	DET
issue-1551	161	5	above	above	NOUN
issue-1551	161	6	,	,	PUNCT
issue-1551	161	7	there	there	PRON
issue-1551	161	8	are	be	VERB
issue-1551	161	9	a	a	DET
issue-1551	161	10	number	number	NOUN
issue-1551	161	11	of	of	ADP
issue-1551	161	12	risks	risk	NOUN
issue-1551	161	13	,	,	PUNCT
issue-1551	161	14	such	such	ADJ
issue-1551	161	15	as	as	ADP
issue-1551	161	16	the	the	DET
issue-1551	161	17	pressure	pressure	NOUN
issue-1551	161	18	on	on	ADP
issue-1551	161	19	the	the	DET
issue-1551	161	20	cypriot	cypriot	ADJ
issue-1551	161	21	authorities	authority	NOUN
issue-1551	161	22	from	from	ADP
issue-1551	161	23	brussels	brussels	PROPN
issue-1551	161	24	,	,	PUNCT
issue-1551	161	25	which	which	PRON
issue-1551	161	26	could	could	AUX
issue-1551	161	27	jeopardize	jeopardize	VERB
issue-1551	161	28	the	the	DET
issue-1551	161	29	"	"	PUNCT
issue-1551	161	30	citizenship	citizenship	NOUN
issue-1551	161	31	for	for	ADP
issue-1551	161	32	investment	investment	NOUN
issue-1551	161	33	"	"	PUNCT
issue-1551	161	34	scheme	scheme	NOUN
issue-1551	161	35	,	,	PUNCT
issue-1551	161	36	which	which	PRON
issue-1551	161	37	is	be	AUX
issue-1551	161	38	of	of	ADP
issue-1551	161	39	great	great	ADJ
issue-1551	161	40	importance	importance	NOUN
issue-1551	161	41	for	for	ADP
issue-1551	161	42	the	the	DET
issue-1551	161	43	cypriot	cypriot	ADJ
issue-1551	161	44	economy	economy	NOUN
issue-1551	161	45	.	.	PUNCT
issue-1551	162	1	on	on	ADP
issue-1551	162	2	the	the	DET
issue-1551	162	3	other	other	ADJ
issue-1551	162	4	hand	hand	NOUN
issue-1551	162	5	,	,	PUNCT
issue-1551	162	6	rapidly	rapidly	ADV
issue-1551	162	7	rising	rise	VERB
issue-1551	162	8	real	real	ADJ
issue-1551	162	9	estate	estate	NOUN
issue-1551	162	10	prices	price	NOUN
issue-1551	162	11	and	and	CCONJ
issue-1551	162	12	increasing	increase	VERB
issue-1551	162	13	construction	construction	NOUN
issue-1551	162	14	activity	activity	NOUN
issue-1551	162	15	are	be	AUX
issue-1551	162	16	risky	risky	ADJ
issue-1551	162	17	for	for	ADP
issue-1551	162	18	the	the	DET
issue-1551	162	19	economy	economy	NOUN
issue-1551	162	20	,	,	PUNCT
issue-1551	162	21	which	which	PRON
issue-1551	162	22	could	could	AUX
issue-1551	162	23	lead	lead	VERB
issue-1551	162	24	to	to	ADP
issue-1551	162	25	negative	negative	ADJ
issue-1551	162	26	consequences	consequence	NOUN
issue-1551	162	27	in	in	ADP
issue-1551	162	28	the	the	DET
issue-1551	162	29	future	future	NOUN
issue-1551	162	30	.	.	PUNCT
issue-1551	163	1	with	with	ADP
issue-1551	163	2	the	the	DET
issue-1551	163	3	help	help	NOUN
issue-1551	163	4	of	of	ADP
issue-1551	163	5	the	the	DET
issue-1551	163	6	"	"	PUNCT
issue-1551	163	7	citizenship	citizenship	NOUN
issue-1551	163	8	for	for	ADP
issue-1551	163	9	investment	investment	NOUN
issue-1551	163	10	"	"	PUNCT
issue-1551	163	11	program	program	NOUN
issue-1551	163	12	cyprus	cyprus	PROPN
issue-1551	163	13	is	be	AUX
issue-1551	163	14	inflating	inflate	VERB
issue-1551	163	15	bubbles	bubble	NOUN
issue-1551	163	16	in	in	ADP
issue-1551	163	17	the	the	DET
issue-1551	163	18	real	real	ADJ
issue-1551	163	19	estate	estate	NOUN
issue-1551	163	20	market	market	NOUN
issue-1551	163	21	,	,	PUNCT
issue-1551	163	22	which	which	PRON
issue-1551	163	23	may	may	AUX
issue-1551	163	24	indicate	indicate	VERB
issue-1551	163	25	the	the	DET
issue-1551	163	26	preconditions	precondition	NOUN
issue-1551	163	27	for	for	ADP
issue-1551	163	28	the	the	DET
issue-1551	163	29	development	development	NOUN
issue-1551	163	30	of	of	ADP
issue-1551	163	31	the	the	DET
issue-1551	163	32	crisis	crisis	NOUN
issue-1551	163	33	in	in	ADP
issue-1551	163	34	cyprus	cyprus	PROPN
issue-1551	163	35	.	.	PUNCT
issue-1551	164	1	the	the	DET
issue-1551	164	2	onset	onset	NOUN
issue-1551	164	3	of	of	ADP
issue-1551	164	4	the	the	DET
issue-1551	164	5	crisis	crisis	NOUN
issue-1551	164	6	could	could	AUX
issue-1551	164	7	provoke	provoke	VERB
issue-1551	164	8	a	a	DET
issue-1551	164	9	new	new	ADJ
issue-1551	164	10	round	round	NOUN
issue-1551	164	11	of	of	ADP
issue-1551	164	12	growth	growth	NOUN
issue-1551	164	13	in	in	ADP
issue-1551	164	14	non	non	ADJ
issue-1551	164	15	-	-	ADJ
issue-1551	164	16	performing	perform	VERB
issue-1551	164	17	loans	loan	NOUN
issue-1551	164	18	.	.	PUNCT
issue-1551	165	1	6	6	NUM
issue-1551	165	2	.	.	X
issue-1551	165	3	directions	direction	NOUN
issue-1551	165	4	for	for	ADP
issue-1551	165	5	further	further	ADJ
issue-1551	165	6	research	research	NOUN
issue-1551	165	7	further	further	ADJ
issue-1551	165	8	research	research	NOUN
issue-1551	165	9	could	could	AUX
issue-1551	165	10	be	be	AUX
issue-1551	165	11	related	relate	VERB
issue-1551	165	12	to	to	ADP
issue-1551	165	13	the	the	DET
issue-1551	165	14	analysis	analysis	NOUN
issue-1551	165	15	of	of	ADP
issue-1551	165	16	the	the	DET
issue-1551	165	17	long	long	ADJ
issue-1551	165	18	-	-	PUNCT
issue-1551	165	19	term	term	NOUN
issue-1551	165	20	effects	effect	NOUN
issue-1551	165	21	of	of	ADP
issue-1551	165	22	the	the	DET
issue-1551	165	23	estia	estia	PROPN
issue-1551	165	24	program	program	NOUN
issue-1551	165	25	.	.	PUNCT
issue-1551	166	1	in	in	ADP
issue-1551	166	2	this	this	DET
issue-1551	166	3	regard	regard	NOUN
issue-1551	166	4	,	,	PUNCT
issue-1551	166	5	it	it	PRON
issue-1551	166	6	is	be	AUX
issue-1551	166	7	proposed	propose	VERB
issue-1551	166	8	to	to	PART
issue-1551	166	9	use	use	VERB
issue-1551	166	10	the	the	DET
issue-1551	166	11	construction	construction	NOUN
issue-1551	166	12	of	of	ADP
issue-1551	166	13	different	different	ADJ
issue-1551	166	14	versions	version	NOUN
issue-1551	166	15	of	of	ADP
issue-1551	166	16	the	the	DET
issue-1551	166	17	implementation	implementation	NOUN
issue-1551	166	18	models	model	NOUN
issue-1551	166	19	of	of	ADP
issue-1551	166	20	scenarios	scenario	NOUN
issue-1551	166	21	(	(	PUNCT
issue-1551	166	22	e.g.	e.g.	ADV
issue-1551	166	23	,	,	PUNCT
issue-1551	166	24	bad	bad	ADJ
issue-1551	166	25	,	,	PUNCT
issue-1551	166	26	moderate	moderate	ADJ
issue-1551	166	27	,	,	PUNCT
issue-1551	166	28	and	and	CCONJ
issue-1551	166	29	good	good	ADJ
issue-1551	166	30	)	)	PUNCT
issue-1551	166	31	and	and	CCONJ
issue-1551	166	32	their	their	PRON
issue-1551	166	33	analysis	analysis	NOUN
issue-1551	166	34	and	and	CCONJ
issue-1551	166	35	evaluation	evaluation	NOUN
issue-1551	166	36	.	.	PUNCT
issue-1551	167	1	references	reference	NOUN
issue-1551	167	2	:	:	PUNCT
issue-1551	167	3	bernanke	bernanke	PROPN
issue-1551	167	4	,	,	PUNCT
issue-1551	167	5	b.	b.	PROPN
issue-1551	167	6	,	,	PUNCT
issue-1551	167	7	gertler	gertler	NOUN
issue-1551	167	8	,	,	PUNCT
issue-1551	167	9	m.	m.	NOUN
issue-1551	167	10	,	,	PUNCT
issue-1551	167	11	&	&	CCONJ
issue-1551	167	12	gilchrist	gilchrist	PROPN
issue-1551	167	13	,	,	PUNCT
issue-1551	167	14	s.	s.	PROPN
issue-1551	167	15	(	(	PUNCT
issue-1551	167	16	1999	1999	NUM
issue-1551	167	17	)	)	PUNCT
issue-1551	167	18	.	.	PUNCT
issue-1551	168	1	the	the	DET
issue-1551	168	2	financial	financial	ADJ
issue-1551	168	3	accelerator	accelerator	NOUN
issue-1551	168	4	in	in	ADP
issue-1551	168	5	a	a	DET
issue-1551	168	6	quantitative	quantitative	ADJ
issue-1551	168	7	business	business	NOUN
issue-1551	168	8	cycle	cycle	NOUN
issue-1551	168	9	framework	framework	NOUN
issue-1551	168	10	/	/	SYM
issue-1551	168	11	ed	ed	NOUN
issue-1551	168	12	.	.	PUNCT
issue-1551	169	1	taylor	taylor	PROPN
issue-1551	169	2	j.	j.	PROPN
issue-1551	169	3	,	,	PUNCT
issue-1551	169	4	woodford	woodford	PROPN
issue-1551	169	5	m.	m.	PROPN
issue-1551	169	6	//	//	PROPN
issue-1551	169	7	handbook	handbook	NOUN
issue-1551	169	8	of	of	ADP
issue-1551	169	9	macroeconomics	macroeconomic	NOUN
issue-1551	169	10	,	,	PUNCT
issue-1551	169	11	vol	vol	NOUN
issue-1551	169	12	.	.	PROPN
issue-1551	169	13	1	1	NUM
issue-1551	169	14	,	,	PUNCT
issue-1551	169	15	elsevier	elsevier	PROPN
issue-1551	169	16	science	science	PROPN
issue-1551	169	17	,	,	PUNCT
issue-1551	169	18	рр	рр	PROPN
issue-1551	169	19	.	.	PROPN
issue-1551	169	20	1341–1393	1341–1393	NUM
issue-1551	169	21	.	.	PUNCT
issue-1551	170	1	doi	doi	NOUN
issue-1551	170	2	:	:	PUNCT
issue-1551	170	3	http://doi.org/10.1016/s1574	http://doi.org/10.1016/s1574	NUM
issue-1551	170	4	0048(99)10034x	0048(99)10034x	NUM
issue-1551	170	5	brow	brow	NOUN
issue-1551	170	6	,	,	PUNCT
issue-1551	170	7	s.	s.	PROPN
issue-1551	170	8	,	,	PUNCT
issue-1551	170	9	demetriou	demetriou	NOUN
issue-1551	170	10	,	,	PUNCT
issue-1551	170	11	d.	d.	PROPN
issue-1551	170	12	,	,	PUNCT
issue-1551	170	13	&	&	CCONJ
issue-1551	170	14	theodossiou	theodossiou	NOUN
issue-1551	170	15	,	,	PUNCT
issue-1551	170	16	p.	p.	NOUN
issue-1551	170	17	(	(	PUNCT
issue-1551	170	18	2018	2018	NUM
issue-1551	170	19	)	)	PUNCT
issue-1551	170	20	.	.	PUNCT
issue-1551	171	1	banking	banking	NOUN
issue-1551	171	2	crisis	crisis	NOUN
issue-1551	171	3	in	in	ADP
issue-1551	171	4	cyprus	cyprus	PROPN
issue-1551	171	5	:	:	PUNCT
issue-1551	171	6	causes	cause	NOUN
issue-1551	171	7	,	,	PUNCT
issue-1551	171	8	consequences	consequence	NOUN
issue-1551	171	9	and	and	CCONJ
issue-1551	171	10	recent	recent	ADJ
issue-1551	171	11	developments	development	NOUN
issue-1551	171	12	.	.	PUNCT
issue-1551	172	1	multinational	multinational	ADJ
issue-1551	172	2	finance	finance	NOUN
issue-1551	172	3	journal	journal	NOUN
issue-1551	172	4	,	,	PUNCT
issue-1551	172	5	22(1/2	22(1/2	NUM
issue-1551	172	6	)	)	PUNCT
issue-1551	172	7	,	,	PUNCT
issue-1551	172	8	63–118	63–118	NUM
issue-1551	172	9	.	.	PUNCT
issue-1551	173	1	hazou	hazou	PROPN
issue-1551	173	2	,	,	PUNCT
issue-1551	173	3	e.	e.	PROPN
issue-1551	174	1	a	a	DET
issue-1551	174	2	new	new	ADJ
issue-1551	174	3	bubble	bubble	NOUN
issue-1551	174	4	in	in	ADP
issue-1551	174	5	the	the	DET
issue-1551	174	6	making	making	NOUN
issue-1551	174	7	.	.	PUNCT
issue-1551	175	1	january	january	PROPN
issue-1551	175	2	2019	2019	NUM
issue-1551	175	3	.	.	PUNCT
issue-1551	176	1	cyprus	cyprus	PROPN
issue-1551	176	2	mail	mail	PROPN
issue-1551	176	3	.	.	PUNCT
issue-1551	177	1	available	available	ADJ
issue-1551	177	2	at	at	ADP
issue-1551	177	3	:	:	PUNCT
issue-1551	177	4	https://cyprus-mail.com/	https://cyprus-mail.com/	PROPN
issue-1551	177	5	2019/01/13	2019/01/13	NOUN
issue-1551	177	6	/	/	SYM
issue-1551	177	7	fears	fear	NOUN
issue-1551	177	8	-	-	PUNCT
issue-1551	177	9	of	of	ADP
issue-1551	177	10	-	-	PUNCT
issue-1551	177	11	growing	grow	VERB
issue-1551	177	12	-	-	PUNCT
issue-1551	177	13	property	property	NOUN
issue-1551	177	14	-	-	PUNCT
issue-1551	177	15	bubble/	bubble/	NUM
issue-1551	177	16	reinhart	reinhart	PROPN
issue-1551	177	17	,	,	PUNCT
issue-1551	177	18	c.	c.	PROPN
issue-1551	177	19	,	,	PUNCT
issue-1551	177	20	&	&	CCONJ
issue-1551	177	21	rogoff	rogoff	PROPN
issue-1551	177	22	,	,	PUNCT
issue-1551	177	23	k.	k.	PROPN
issue-1551	177	24	(	(	PUNCT
issue-1551	177	25	2014	2014	NUM
issue-1551	177	26	)	)	PUNCT
issue-1551	177	27	.	.	PUNCT
issue-1551	178	1	recovery	recovery	NOUN
issue-1551	178	2	from	from	ADP
issue-1551	178	3	financial	financial	ADJ
issue-1551	178	4	crises	crisis	NOUN
issue-1551	178	5	:	:	PUNCT
issue-1551	178	6	evidence	evidence	NOUN
issue-1551	178	7	from	from	ADP
issue-1551	178	8	100	100	NUM
issue-1551	178	9	episodes	episode	NOUN
issue-1551	178	10	.	.	PUNCT
issue-1551	179	1	american	american	PROPN
issue-1551	179	2	economic	economic	PROPN
issue-1551	179	3	review	review	NOUN
issue-1551	179	4	papers	paper	NOUN
issue-1551	179	5	and	and	CCONJ
issue-1551	179	6	proceedings	proceeding	NOUN
issue-1551	179	7	.	.	PUNCT
issue-1551	180	1	reinhart	reinhart	PROPN
issue-1551	180	2	,	,	PUNCT
issue-1551	180	3	c.	c.	PROPN
issue-1551	180	4	,	,	PUNCT
issue-1551	180	5	&	&	CCONJ
issue-1551	180	6	rogoff	rogoff	PROPN
issue-1551	180	7	,	,	PUNCT
issue-1551	180	8	k.	k.	PROPN
issue-1551	180	9	(	(	PUNCT
issue-1551	180	10	2009	2009	NUM
issue-1551	180	11	)	)	PUNCT
issue-1551	180	12	.	.	PUNCT
issue-1551	181	1	this	this	DET
issue-1551	181	2	time	time	NOUN
issue-1551	181	3	is	be	AUX
issue-1551	181	4	different	different	ADJ
issue-1551	181	5	:	:	PUNCT
issue-1551	181	6	eight	eight	NUM
issue-1551	181	7	centuries	century	NOUN
issue-1551	181	8	of	of	ADP
issue-1551	181	9	financial	financial	ADJ
issue-1551	181	10	folly	folly	NOUN
issue-1551	181	11	.	.	PUNCT
issue-1551	182	1	princeton	princeton	PROPN
issue-1551	182	2	:	:	PUNCT
issue-1551	182	3	princeton	princeton	PROPN
issue-1551	182	4	university	university	PROPN
issue-1551	182	5	press	press	NOUN
issue-1551	182	6	.	.	PUNCT
issue-1551	183	1	reinhart	reinhart	PROPN
issue-1551	183	2	,	,	PUNCT
issue-1551	183	3	c.	c.	PROPN
issue-1551	183	4	,	,	PUNCT
issue-1551	183	5	&	&	CCONJ
issue-1551	183	6	rogoff	rogoff	PROPN
issue-1551	183	7	k.	k.	PROPN
issue-1551	183	8	(	(	PUNCT
issue-1551	183	9	2008	2008	NUM
issue-1551	183	10	)	)	PUNCT
issue-1551	183	11	.	.	PUNCT
issue-1551	183	12	is	be	AUX
issue-1551	183	13	the	the	DET
issue-1551	183	14	2007	2007	NUM
issue-1551	183	15	u.s	u.s	PROPN
issue-1551	183	16	.	.	PROPN
issue-1551	183	17	sub	sub	ADJ
issue-1551	183	18	-	-	ADJ
issue-1551	183	19	prime	prime	ADJ
issue-1551	183	20	financial	financial	ADJ
issue-1551	183	21	crisis	crisis	NOUN
issue-1551	183	22	so	so	ADV
issue-1551	183	23	different	different	ADJ
issue-1551	183	24	?	?	PUNCT
issue-1551	184	1	an	an	DET
issue-1551	184	2	international	international	ADJ
issue-1551	184	3	historical	historical	ADJ
issue-1551	184	4	comparison	comparison	NOUN
issue-1551	184	5	.	.	PUNCT
issue-1551	185	1	american	american	PROPN
issue-1551	185	2	economic	economic	PROPN
issue-1551	185	3	review	review	PROPN
issue-1551	185	4	,	,	PUNCT
issue-1551	185	5	98	98	NUM
issue-1551	185	6	,	,	PUNCT
issue-1551	185	7	339–344	339–344	NUM
issue-1551	185	8	.	.	PUNCT
issue-1551	186	1	thakor	thakor	PROPN
issue-1551	186	2	,	,	PUNCT
issue-1551	186	3	a.	a.	PROPN
issue-1551	186	4	v.	v.	ADP
issue-1551	186	5	the	the	DET
issue-1551	186	6	financial	financial	ADJ
issue-1551	186	7	crisis	crisis	NOUN
issue-1551	186	8	of	of	ADP
issue-1551	186	9	2007–2009	2007–2009	NUM
issue-1551	186	10	:	:	PUNCT
issue-1551	186	11	why	why	SCONJ
issue-1551	186	12	did	do	AUX
issue-1551	186	13	it	it	PRON
issue-1551	186	14	happen	happen	VERB
issue-1551	186	15	and	and	CCONJ
issue-1551	186	16	what	what	PRON
issue-1551	186	17	did	do	AUX
issue-1551	186	18	we	we	PRON
issue-1551	186	19	learn	learn	VERB
issue-1551	186	20	?	?	PUNCT
issue-1551	187	1	//	//	PUNCT
issue-1551	188	1	the	the	DET
issue-1551	188	2	author	author	NOUN
issue-1551	188	3	2015	2015	NUM
issue-1551	188	4	.	.	PUNCT
issue-1551	189	1	published	publish	VERB
issue-1551	189	2	by	by	ADP
issue-1551	189	3	oxford	oxford	PROPN
issue-1551	189	4	university	university	PROPN
issue-1551	189	5	press	press	NOUN
issue-1551	189	6	on	on	ADP
issue-1551	189	7	behalf	behalf	NOUN
issue-1551	189	8	of	of	ADP
issue-1551	189	9	the	the	DET
issue-1551	189	10	society	society	NOUN
issue-1551	189	11	for	for	ADP
issue-1551	189	12	financial	financial	ADJ
issue-1551	189	13	studies	study	NOUN
issue-1551	189	14	.	.	PUNCT
issue-1551	190	1	doi	doi	NOUN
issue-1551	190	2	:	:	PUNCT
issue-1551	190	3	https://doi.org/	https://doi.org/	VERB
issue-1551	190	4	10.1093	10.1093	NUM
issue-1551	190	5	/	/	SYM
issue-1551	190	6	rcfs	rcfs	PROPN
issue-1551	190	7	/	/	SYM
issue-1551	190	8	cfv001	cfv001	PROPN
issue-1551	190	9	central	central	PROPN
issue-1551	190	10	bank	bank	PROPN
issue-1551	190	11	of	of	ADP
issue-1551	190	12	cyprus	cyprus	PROPN
issue-1551	190	13	(	(	PUNCT
issue-1551	190	14	2019	2019	NUM
issue-1551	190	15	)	)	PUNCT
issue-1551	190	16	.	.	PUNCT
issue-1551	191	1	aggregate	aggregate	VERB
issue-1551	191	2	cyprus	cyprus	PROPN
issue-1551	191	3	banking	banking	NOUN
issue-1551	191	4	sector	sector	NOUN
issue-1551	191	5	data	datum	NOUN
issue-1551	191	6	.	.	PUNCT
issue-1551	192	1	available	available	ADJ
issue-1551	192	2	at	at	ADP
issue-1551	192	3	:	:	PUNCT
issue-1551	192	4	https://www.centralbank.cy/	https://www.centralbank.cy/	NUM
issue-1551	192	5	en	en	X
issue-1551	192	6	/	/	SYM
issue-1551	192	7	financial	financial	ADJ
issue-1551	192	8	-	-	PUNCT
issue-1551	192	9	stability	stability	NOUN
issue-1551	192	10	/	/	SYM
issue-1551	192	11	financial	financial	ADJ
issue-1551	192	12	-	-	PUNCT
issue-1551	192	13	system	system	NOUN
issue-1551	192	14	cyprus	cyprus	PROPN
issue-1551	192	15	property	property	PROPN
issue-1551	192	16	news	news	PROPN
issue-1551	192	17	(	(	PUNCT
issue-1551	192	18	2019	2019	NUM
issue-1551	192	19	)	)	PUNCT
issue-1551	192	20	.	.	PUNCT
issue-1551	193	1	available	available	ADJ
issue-1551	193	2	at	at	ADP
issue-1551	193	3	:	:	PUNCT
issue-1551	193	4	https://www.news.cyprus-property-buyers.com/2019/03/08/	https://www.news.cyprus-property-buyers.com/2019/03/08/	PROPN
issue-1551	193	5	alarm	alarm	NOUN
issue-1551	193	6	-	-	PUNCT
issue-1551	193	7	bells	bell	NOUN
issue-1551	193	8	-	-	PUNCT
issue-1551	193	9	over	over	ADP
issue-1551	193	10	-	-	PUNCT
issue-1551	193	11	house	house	NOUN
issue-1551	193	12	-	-	PUNCT
issue-1551	193	13	prices	price	NOUN
issue-1551	193	14	/	/	SYM
issue-1551	193	15	id=00155510	id=00155510	PROPN
issue-1551	193	16	european	european	PROPN
issue-1551	193	17	central	central	PROPN
issue-1551	193	18	bank	bank	PROPN
issue-1551	193	19	(	(	PUNCT
issue-1551	193	20	2020	2020	NUM
issue-1551	193	21	)	)	PUNCT
issue-1551	193	22	.	.	PUNCT
issue-1551	194	1	financial	financial	ADJ
issue-1551	194	2	stability	stability	PROPN
issue-1551	194	3	review	review	PROPN
issue-1551	194	4	.	.	PUNCT
issue-1551	195	1	available	available	ADJ
issue-1551	195	2	at	at	ADP
issue-1551	195	3	:	:	PUNCT
issue-1551	195	4	https://www.ecb.europa.eu	https://www.ecb.europa.eu	PROPN
issue-1551	195	5	european	european	PROPN
issue-1551	195	6	commission	commission	PROPN
issue-1551	195	7	(	(	PUNCT
issue-1551	195	8	2019	2019	NUM
issue-1551	195	9	)	)	PUNCT
issue-1551	195	10	.	.	PUNCT
issue-1551	196	1	stability	stability	NOUN
issue-1551	196	2	and	and	CCONJ
issue-1551	196	3	growth	growth	NOUN
issue-1551	196	4	pact	pact	NOUN
issue-1551	196	5	.	.	PUNCT
issue-1551	197	1	available	available	ADJ
issue-1551	197	2	at	at	ADP
issue-1551	197	3	:	:	PUNCT
issue-1551	197	4	https://ec.europa.eu/info/businesseconomy-euro/economic-and-fiscal-policy-coordination/eu-economic-governance-monitoring-preventioncorrection/stability-and-growth-pact_en	https://ec.europa.eu/info/businesseconomy-euro/economic-and-fiscal-policy-coordination/eu-economic-governance-monitoring-preventioncorrection/stability-and-growth-pact_en	PROPN
issue-1551	197	5	ministry	ministry	PROPN
issue-1551	197	6	of	of	ADP
issue-1551	197	7	finance	finance	PROPN
issue-1551	197	8	of	of	ADP
issue-1551	197	9	cyprus	cyprus	PROPN
issue-1551	197	10	(	(	PUNCT
issue-1551	197	11	2019	2019	NUM
issue-1551	197	12	)	)	PUNCT
issue-1551	197	13	.	.	PUNCT
issue-1551	198	1	stability	stability	NOUN
issue-1551	198	2	programme	programme	NOUN
issue-1551	198	3	2019–2022	2019–2022	NUM
issue-1551	198	4	.	.	PUNCT
issue-1551	198	5	available	available	ADJ
issue-1551	198	6	at	at	ADP
issue-1551	198	7	:	:	PUNCT
issue-1551	198	8	http://mof.gov.cy/assets/	http://mof.gov.cy/assets/	NOUN
issue-1551	198	9	modules	module	NOUN
issue-1551	198	10	/	/	SYM
issue-1551	198	11	wnp	wnp	PROPN
issue-1551	198	12	/	/	SYM
issue-1551	198	13	articles/201905/469	articles/201905/469	NOUN
issue-1551	198	14	/	/	SYM
issue-1551	198	15	docs	doc	NOUN
issue-1551	198	16	/	/	SYM
issue-1551	198	17	stability_programme_2019_2022_ne.pdf	stability_programme_2019_2022_ne.pdf	NOUN
issue-1551	198	18	royal	royal	ADJ
issue-1551	198	19	institution	institution	NOUN
issue-1551	198	20	of	of	ADP
issue-1551	198	21	chartered	charter	VERB
issue-1551	198	22	surveyors	surveyor	NOUN
issue-1551	198	23	(	(	PUNCT
issue-1551	198	24	2019	2019	NUM
issue-1551	198	25	)	)	PUNCT
issue-1551	198	26	.	.	PUNCT
issue-1551	199	1	available	available	ADJ
issue-1551	199	2	at	at	ADP
issue-1551	199	3	:	:	PUNCT
issue-1551	199	4	https://www.rics.org/ssa/	https://www.rics.org/ssa/	NOUN
issue-1551	199	5	statistical	statistical	ADJ
issue-1551	199	6	service	service	NOUN
issue-1551	199	7	of	of	ADP
issue-1551	199	8	cyprus	cyprus	PROPN
issue-1551	199	9	.	.	PUNCT
issue-1551	200	1	statistical	statistical	ADJ
issue-1551	200	2	abstract	abstract	ADJ
issue-1551	200	3	2019	2019	NUM
issue-1551	200	4	.	.	PUNCT
issue-1551	201	1	available	available	ADJ
issue-1551	201	2	at	at	ADP
issue-1551	201	3	:	:	PUNCT
issue-1551	201	4	http://www.cystat.gov.cy/mof/cystat/statistics.nsf/all/	http://www.cystat.gov.cy/mof/cystat/statistics.nsf/all/	INTJ