id	sid	tid	token	lemma	pos
issue-1690	1	1	baltic	baltic	PROPN
issue-1690	1	2	journal	journal	PROPN
issue-1690	1	3	of	of	ADP
issue-1690	1	4	economic	economic	ADJ
issue-1690	1	5	studies	study	NOUN
issue-1690	1	6	134	134	NUM
issue-1690	1	7	vol	vol	NOUN
issue-1690	1	8	.	.	PROPN
issue-1690	1	9	8	8	NUM
issue-1690	1	10	no	no	NOUN
issue-1690	1	11	.	.	NOUN
issue-1690	1	12	1	1	NUM
issue-1690	1	13	,	,	PUNCT
issue-1690	1	14	2022	2022	NUM
issue-1690	1	15	corresponding	correspond	VERB
issue-1690	1	16	author	author	NOUN
issue-1690	1	17	:	:	PUNCT
issue-1690	1	18	1	1	NUM
issue-1690	1	19	chernihiv	chernihiv	PROPN
issue-1690	1	20	polytechnic	polytechnic	ADJ
issue-1690	1	21	national	national	ADJ
issue-1690	1	22	university	university	PROPN
issue-1690	1	23	,	,	PUNCT
issue-1690	1	24	ukraine	ukraine	NOUN
issue-1690	1	25	e	e	NOUN
issue-1690	1	26	-	-	NOUN
issue-1690	1	27	mail	mail	NOUN
issue-1690	1	28	:	:	PUNCT
issue-1690	2	1	prokopenkolena22@gmail.com	prokopenkolena22@gmail.com	X
issue-1690	2	2	orcid	orcid	NOUN
issue-1690	2	3	:	:	PUNCT
issue-1690	2	4	https://orcid.org/0000-0003-0701-933x	https://orcid.org/0000-0003-0701-933x	AUX
issue-1690	2	5	researcherid	researcherid	NOUN
issue-1690	2	6	:	:	PUNCT
issue-1690	2	7	f-8771	f-8771	PROPN
issue-1690	2	8	-	-	SYM
issue-1690	2	9	2014	2014	NUM
issue-1690	2	10	2	2	NUM
issue-1690	2	11	chernihiv	chernihiv	NOUN
issue-1690	2	12	polytechnic	polytechnic	ADJ
issue-1690	2	13	national	national	ADJ
issue-1690	2	14	university	university	PROPN
issue-1690	2	15	,	,	PUNCT
issue-1690	2	16	ukraine	ukraine	NOUN
issue-1690	2	17	e	e	NOUN
issue-1690	2	18	-	-	NOUN
issue-1690	2	19	mail	mail	NOUN
issue-1690	2	20	:	:	PUNCT
issue-1690	2	21	maksim-32@ukr.net	maksim-32@ukr.net	X
issue-1690	2	22	orcid	orcid	NOUN
issue-1690	2	23	:	:	PUNCT
issue-1690	2	24	https://orcid.org/0000-0002-5305-7815	https://orcid.org/0000-0002-5305-7815	NOUN
issue-1690	2	25	researcherid	researcherid	NOUN
issue-1690	2	26	:	:	PUNCT
issue-1690	2	27	f-3291	f-3291	PROPN
issue-1690	2	28	-	-	SYM
issue-1690	2	29	2014	2014	NUM
issue-1690	2	30	3	3	NUM
issue-1690	2	31	chernihiv	chernihiv	PROPN
issue-1690	2	32	polytechnic	polytechnic	ADJ
issue-1690	2	33	national	national	ADJ
issue-1690	2	34	university	university	PROPN
issue-1690	2	35	,	,	PUNCT
issue-1690	2	36	ukraine	ukraine	NOUN
issue-1690	2	37	e	e	NOUN
issue-1690	2	38	-	-	NOUN
issue-1690	2	39	mail	mail	NOUN
issue-1690	2	40	:	:	PUNCT
issue-1690	2	41	popelo.olha@gmail.com	popelo.olha@gmail.com	X
issue-1690	2	42	orcid	orcid	NOUN
issue-1690	2	43	:	:	PUNCT
issue-1690	2	44	https://orcid.org/0000-0002-4581-5129	https://orcid.org/0000-0002-4581-5129	PROPN
issue-1690	2	45	researcherid	researcherid	VERB
issue-1690	2	46	:	:	PUNCT
issue-1690	2	47	i-8572	i-8572	NUM
issue-1690	2	48	-	-	PUNCT
issue-1690	2	49	2016	2016	NUM
issue-1690	2	50	doi	doi	NOUN
issue-1690	2	51	:	:	PUNCT
issue-1690	2	52	https://doi.org/10.30525/2256-0742/2022-8-1-134-147	https://doi.org/10.30525/2256-0742/2022-8-1-134-147	NOUN
issue-1690	2	53	the	the	DET
issue-1690	2	54	essence	essence	NOUN
issue-1690	2	55	of	of	ADP
issue-1690	2	56	the	the	DET
issue-1690	2	57	deposit	deposit	NOUN
issue-1690	2	58	behavior	behavior	NOUN
issue-1690	2	59	of	of	ADP
issue-1690	2	60	households	household	NOUN
issue-1690	2	61	and	and	CCONJ
issue-1690	2	62	features	feature	NOUN
issue-1690	2	63	of	of	ADP
issue-1690	2	64	its	its	PRON
issue-1690	2	65	formation	formation	NOUN
issue-1690	2	66	in	in	ADP
issue-1690	2	67	the	the	DET
issue-1690	2	68	conditions	condition	NOUN
issue-1690	2	69	of	of	ADP
issue-1690	2	70	turbulent	turbulent	ADJ
issue-1690	2	71	development	development	NOUN
issue-1690	2	72	of	of	ADP
issue-1690	2	73	the	the	DET
issue-1690	2	74	financial	financial	ADJ
issue-1690	2	75	services	service	NOUN
issue-1690	2	76	market	market	NOUN
issue-1690	2	77	olena	olena	PROPN
issue-1690	2	78	tarasenko1	tarasenko1	PROPN
issue-1690	2	79	,	,	PUNCT
issue-1690	2	80	maksym	maksym	PROPN
issue-1690	2	81	dubyna2	dubyna2	NOUN
issue-1690	2	82	,	,	PUNCT
issue-1690	2	83	olha	olha	NOUN
issue-1690	2	84	popelo3	popelo3	PROPN
issue-1690	2	85	abstract	abstract	ADJ
issue-1690	2	86	.	.	PUNCT
issue-1690	3	1	financial	financial	ADJ
issue-1690	3	2	resources	resource	NOUN
issue-1690	3	3	of	of	ADP
issue-1690	3	4	households	household	NOUN
issue-1690	3	5	in	in	ADP
issue-1690	3	6	most	most	ADV
issue-1690	3	7	developed	develop	VERB
issue-1690	3	8	countries	country	NOUN
issue-1690	3	9	are	be	AUX
issue-1690	3	10	the	the	DET
issue-1690	3	11	largest	large	ADJ
issue-1690	3	12	in	in	ADP
issue-1690	3	13	volume	volume	NOUN
issue-1690	3	14	,	,	PUNCT
issue-1690	3	15	stable	stable	ADJ
issue-1690	3	16	in	in	ADP
issue-1690	3	17	terms	term	NOUN
issue-1690	3	18	of	of	ADP
issue-1690	3	19	the	the	DET
issue-1690	3	20	development	development	NOUN
issue-1690	3	21	of	of	ADP
issue-1690	3	22	the	the	DET
issue-1690	3	23	financial	financial	ADJ
issue-1690	3	24	services	service	NOUN
issue-1690	3	25	market	market	NOUN
issue-1690	3	26	and	and	CCONJ
issue-1690	3	27	economy	economy	NOUN
issue-1690	3	28	as	as	ADP
issue-1690	3	29	a	a	DET
issue-1690	3	30	whole	whole	NOUN
issue-1690	3	31	.	.	PUNCT
issue-1690	4	1	it	it	PRON
issue-1690	4	2	is	be	AUX
issue-1690	4	3	the	the	DET
issue-1690	4	4	development	development	NOUN
issue-1690	4	5	of	of	ADP
issue-1690	4	6	the	the	DET
issue-1690	4	7	mechanisms	mechanism	NOUN
issue-1690	4	8	for	for	ADP
issue-1690	4	9	attracting	attract	VERB
issue-1690	4	10	these	these	DET
issue-1690	4	11	funds	fund	NOUN
issue-1690	4	12	from	from	ADP
issue-1690	4	13	economic	economic	ADJ
issue-1690	4	14	entities	entity	NOUN
issue-1690	4	15	,	,	PUNCT
issue-1690	4	16	knowledge	knowledge	NOUN
issue-1690	4	17	of	of	ADP
issue-1690	4	18	the	the	DET
issue-1690	4	19	process	process	NOUN
issue-1690	4	20	of	of	ADP
issue-1690	4	21	making	make	VERB
issue-1690	4	22	financial	financial	ADJ
issue-1690	4	23	decisions	decision	NOUN
issue-1690	4	24	,	,	PUNCT
issue-1690	4	25	is	be	AUX
issue-1690	4	26	an	an	DET
issue-1690	4	27	important	important	ADJ
issue-1690	4	28	and	and	CCONJ
issue-1690	4	29	integral	integral	ADJ
issue-1690	4	30	part	part	NOUN
issue-1690	4	31	of	of	ADP
issue-1690	4	32	forming	form	VERB
issue-1690	4	33	a	a	DET
issue-1690	4	34	solid	solid	ADJ
issue-1690	4	35	foundation	foundation	NOUN
issue-1690	4	36	for	for	ADP
issue-1690	4	37	sustainable	sustainable	ADJ
issue-1690	4	38	economic	economic	ADJ
issue-1690	4	39	development	development	NOUN
issue-1690	4	40	.	.	PUNCT
issue-1690	5	1	accordingly	accordingly	ADV
issue-1690	5	2	,	,	PUNCT
issue-1690	5	3	conducting	conduct	VERB
issue-1690	5	4	research	research	NOUN
issue-1690	5	5	in	in	ADP
issue-1690	5	6	this	this	DET
issue-1690	5	7	area	area	NOUN
issue-1690	5	8	is	be	AUX
issue-1690	5	9	relevant	relevant	ADJ
issue-1690	5	10	and	and	CCONJ
issue-1690	5	11	necessary	necessary	ADJ
issue-1690	5	12	.	.	PUNCT
issue-1690	6	1	thus	thus	ADV
issue-1690	6	2	,	,	PUNCT
issue-1690	6	3	theoretical	theoretical	ADJ
issue-1690	6	4	and	and	CCONJ
issue-1690	6	5	methodological	methodological	ADJ
issue-1690	6	6	provisions	provision	NOUN
issue-1690	6	7	for	for	ADP
issue-1690	6	8	the	the	DET
issue-1690	6	9	formation	formation	NOUN
issue-1690	6	10	of	of	ADP
issue-1690	6	11	deposit	deposit	NOUN
issue-1690	6	12	behavior	behavior	NOUN
issue-1690	6	13	of	of	ADP
issue-1690	6	14	households	household	NOUN
issue-1690	6	15	in	in	ADP
issue-1690	6	16	current	current	ADJ
issue-1690	6	17	changing	change	VERB
issue-1690	6	18	conditions	condition	NOUN
issue-1690	6	19	of	of	ADP
issue-1690	6	20	the	the	DET
issue-1690	6	21	financial	financial	ADJ
issue-1690	6	22	services	service	NOUN
issue-1690	6	23	market	market	NOUN
issue-1690	6	24	is	be	AUX
issue-1690	6	25	the	the	DET
issue-1690	6	26	subject	subject	NOUN
issue-1690	6	27	of	of	ADP
issue-1690	6	28	this	this	DET
issue-1690	6	29	research	research	NOUN
issue-1690	6	30	.	.	PUNCT
issue-1690	7	1	within	within	ADP
issue-1690	7	2	the	the	DET
issue-1690	7	3	study	study	NOUN
issue-1690	7	4	,	,	PUNCT
issue-1690	7	5	a	a	DET
issue-1690	7	6	range	range	NOUN
issue-1690	7	7	of	of	ADP
issue-1690	7	8	classical	classical	ADJ
issue-1690	7	9	scientific	scientific	ADJ
issue-1690	7	10	approaches	approach	NOUN
issue-1690	7	11	is	be	AUX
issue-1690	7	12	used	use	VERB
issue-1690	7	13	.	.	PUNCT
issue-1690	8	1	the	the	DET
issue-1690	8	2	following	follow	VERB
issue-1690	8	3	general	general	ADJ
issue-1690	8	4	and	and	CCONJ
issue-1690	8	5	special	special	ADJ
issue-1690	8	6	research	research	NOUN
issue-1690	8	7	methods	method	NOUN
issue-1690	8	8	were	be	AUX
issue-1690	8	9	used	use	VERB
issue-1690	8	10	,	,	PUNCT
issue-1690	8	11	namely	namely	ADV
issue-1690	8	12	:	:	PUNCT
issue-1690	8	13	analysis	analysis	NOUN
issue-1690	8	14	,	,	PUNCT
issue-1690	8	15	synthesis	synthesis	NOUN
issue-1690	8	16	,	,	PUNCT
issue-1690	8	17	content	content	NOUN
issue-1690	8	18	analysis	analysis	NOUN
issue-1690	8	19	,	,	PUNCT
issue-1690	8	20	system	system	NOUN
issue-1690	8	21	approach	approach	NOUN
issue-1690	8	22	and	and	CCONJ
issue-1690	8	23	method	method	NOUN
issue-1690	8	24	of	of	ADP
issue-1690	8	25	logical	logical	ADJ
issue-1690	8	26	generalization	generalization	NOUN
issue-1690	8	27	,	,	PUNCT
issue-1690	8	28	process	process	NOUN
issue-1690	8	29	approach	approach	NOUN
issue-1690	8	30	,	,	PUNCT
issue-1690	8	31	etc	etc	X
issue-1690	8	32	.	.	X
issue-1690	8	33	methods	method	NOUN
issue-1690	8	34	of	of	ADP
issue-1690	8	35	graphic	graphic	ADJ
issue-1690	8	36	visualization	visualization	NOUN
issue-1690	8	37	of	of	ADP
issue-1690	8	38	research	research	NOUN
issue-1690	8	39	results	result	NOUN
issue-1690	8	40	were	be	AUX
issue-1690	8	41	used	use	VERB
issue-1690	8	42	as	as	ADV
issue-1690	8	43	well	well	ADV
issue-1690	8	44	for	for	ADP
issue-1690	8	45	better	well	ADJ
issue-1690	8	46	presentation	presentation	NOUN
issue-1690	8	47	.	.	PUNCT
issue-1690	9	1	the	the	DET
issue-1690	9	2	purpose	purpose	NOUN
issue-1690	9	3	of	of	ADP
issue-1690	9	4	the	the	DET
issue-1690	9	5	article	article	NOUN
issue-1690	9	6	is	be	AUX
issue-1690	9	7	to	to	PART
issue-1690	9	8	study	study	VERB
issue-1690	9	9	the	the	DET
issue-1690	9	10	nature	nature	NOUN
issue-1690	9	11	and	and	CCONJ
issue-1690	9	12	features	feature	NOUN
issue-1690	9	13	of	of	ADP
issue-1690	9	14	the	the	DET
issue-1690	9	15	formation	formation	NOUN
issue-1690	9	16	of	of	ADP
issue-1690	9	17	deposit	deposit	NOUN
issue-1690	9	18	behavior	behavior	NOUN
issue-1690	9	19	of	of	ADP
issue-1690	9	20	households	household	NOUN
issue-1690	9	21	in	in	ADP
issue-1690	9	22	the	the	DET
issue-1690	9	23	financial	financial	ADJ
issue-1690	9	24	services	service	NOUN
issue-1690	9	25	market	market	NOUN
issue-1690	9	26	in	in	ADP
issue-1690	9	27	terms	term	NOUN
issue-1690	9	28	of	of	ADP
issue-1690	9	29	its	its	PRON
issue-1690	9	30	transformation	transformation	NOUN
issue-1690	9	31	.	.	PUNCT
issue-1690	10	1	thus	thus	ADV
issue-1690	10	2	,	,	PUNCT
issue-1690	10	3	as	as	ADP
issue-1690	10	4	a	a	DET
issue-1690	10	5	result	result	NOUN
issue-1690	10	6	of	of	ADP
issue-1690	10	7	the	the	DET
issue-1690	10	8	study	study	NOUN
issue-1690	10	9	,	,	PUNCT
issue-1690	10	10	within	within	ADP
issue-1690	10	11	the	the	DET
issue-1690	10	12	article	article	NOUN
issue-1690	10	13	,	,	PUNCT
issue-1690	10	14	a	a	DET
issue-1690	10	15	detailed	detailed	ADJ
issue-1690	10	16	analysis	analysis	NOUN
issue-1690	10	17	of	of	ADP
issue-1690	10	18	the	the	DET
issue-1690	10	19	essence	essence	NOUN
issue-1690	10	20	of	of	ADP
issue-1690	10	21	deposit	deposit	NOUN
issue-1690	10	22	behavior	behavior	NOUN
issue-1690	10	23	of	of	ADP
issue-1690	10	24	households	household	NOUN
issue-1690	10	25	is	be	AUX
issue-1690	10	26	carried	carry	VERB
issue-1690	10	27	out	out	ADP
issue-1690	10	28	,	,	PUNCT
issue-1690	10	29	and	and	CCONJ
issue-1690	10	30	the	the	DET
issue-1690	10	31	author	author	NOUN
issue-1690	10	32	’s	’s	PART
issue-1690	10	33	concept	concept	NOUN
issue-1690	10	34	of	of	ADP
issue-1690	10	35	the	the	DET
issue-1690	10	36	interpretation	interpretation	NOUN
issue-1690	10	37	of	of	ADP
issue-1690	10	38	the	the	DET
issue-1690	10	39	following	follow	VERB
issue-1690	10	40	categories	category	NOUN
issue-1690	10	41	"	"	PUNCT
issue-1690	10	42	deposit	deposit	NOUN
issue-1690	10	43	behavior	behavior	NOUN
issue-1690	10	44	"	"	PUNCT
issue-1690	10	45	,	,	PUNCT
issue-1690	10	46	"	"	PUNCT
issue-1690	10	47	deposit	deposit	NOUN
issue-1690	10	48	behavior	behavior	NOUN
issue-1690	10	49	of	of	ADP
issue-1690	10	50	households	household	NOUN
issue-1690	10	51	"	"	PUNCT
issue-1690	10	52	is	be	AUX
issue-1690	10	53	formulated	formulate	VERB
issue-1690	10	54	.	.	PUNCT
issue-1690	11	1	the	the	DET
issue-1690	11	2	article	article	NOUN
issue-1690	11	3	identified	identify	VERB
issue-1690	11	4	and	and	CCONJ
issue-1690	11	5	systematized	systematize	VERB
issue-1690	11	6	the	the	DET
issue-1690	11	7	main	main	ADJ
issue-1690	11	8	factors	factor	NOUN
issue-1690	11	9	influencing	influence	VERB
issue-1690	11	10	the	the	DET
issue-1690	11	11	formation	formation	NOUN
issue-1690	11	12	of	of	ADP
issue-1690	11	13	this	this	DET
issue-1690	11	14	type	type	NOUN
issue-1690	11	15	of	of	ADP
issue-1690	11	16	behavior	behavior	NOUN
issue-1690	11	17	;	;	PUNCT
issue-1690	11	18	these	these	DET
issue-1690	11	19	factors	factor	NOUN
issue-1690	11	20	are	be	AUX
issue-1690	11	21	divides	divide	NOUN
issue-1690	11	22	into	into	ADP
issue-1690	11	23	groups	group	NOUN
issue-1690	11	24	:	:	PUNCT
issue-1690	11	25	endogenous	endogenous	ADJ
issue-1690	11	26	and	and	CCONJ
issue-1690	11	27	exogenous	exogenous	ADJ
issue-1690	11	28	.	.	PUNCT
issue-1690	12	1	the	the	DET
issue-1690	12	2	detailed	detailed	ADJ
issue-1690	12	3	consideration	consideration	NOUN
issue-1690	12	4	of	of	ADP
issue-1690	12	5	the	the	DET
issue-1690	12	6	formation	formation	NOUN
issue-1690	12	7	process	process	NOUN
issue-1690	12	8	of	of	ADP
issue-1690	12	9	deposit	deposit	NOUN
issue-1690	12	10	behavior	behavior	NOUN
issue-1690	12	11	of	of	ADP
issue-1690	12	12	households	household	NOUN
issue-1690	12	13	in	in	ADP
issue-1690	12	14	the	the	DET
issue-1690	12	15	financial	financial	ADJ
issue-1690	12	16	services	service	NOUN
issue-1690	12	17	market	market	NOUN
issue-1690	12	18	allowed	allow	VERB
issue-1690	12	19	to	to	PART
issue-1690	12	20	identify	identify	VERB
issue-1690	12	21	the	the	DET
issue-1690	12	22	main	main	ADJ
issue-1690	12	23	stages	stage	NOUN
issue-1690	12	24	of	of	ADP
issue-1690	12	25	its	its	PRON
issue-1690	12	26	formation	formation	NOUN
issue-1690	12	27	and	and	CCONJ
issue-1690	12	28	to	to	PART
issue-1690	12	29	describe	describe	VERB
issue-1690	12	30	their	their	PRON
issue-1690	12	31	features	feature	NOUN
issue-1690	12	32	.	.	PUNCT
issue-1690	13	1	it	it	PRON
issue-1690	13	2	is	be	AUX
issue-1690	13	3	established	establish	VERB
issue-1690	13	4	that	that	SCONJ
issue-1690	13	5	the	the	DET
issue-1690	13	6	process	process	NOUN
issue-1690	13	7	of	of	ADP
issue-1690	13	8	reflection	reflection	NOUN
issue-1690	13	9	of	of	ADP
issue-1690	13	10	economic	economic	ADJ
issue-1690	13	11	entities	entity	NOUN
issue-1690	13	12	plays	play	VERB
issue-1690	13	13	an	an	DET
issue-1690	13	14	important	important	ADJ
issue-1690	13	15	role	role	NOUN
issue-1690	13	16	in	in	ADP
issue-1690	13	17	the	the	DET
issue-1690	13	18	formation	formation	NOUN
issue-1690	13	19	process	process	NOUN
issue-1690	13	20	of	of	ADP
issue-1690	13	21	deposit	deposit	NOUN
issue-1690	13	22	behavior	behavior	NOUN
issue-1690	13	23	of	of	ADP
issue-1690	13	24	households	household	NOUN
issue-1690	13	25	,	,	PUNCT
issue-1690	13	26	which	which	PRON
issue-1690	13	27	highlighted	highlight	VERB
issue-1690	13	28	the	the	DET
issue-1690	13	29	need	need	NOUN
issue-1690	13	30	to	to	PART
issue-1690	13	31	deepen	deepen	VERB
issue-1690	13	32	theoretical	theoretical	ADJ
issue-1690	13	33	issues	issue	NOUN
issue-1690	13	34	of	of	ADP
issue-1690	13	35	this	this	DET
issue-1690	13	36	direction	direction	NOUN
issue-1690	13	37	.	.	PUNCT
issue-1690	14	1	accordingly	accordingly	ADV
issue-1690	14	2	,	,	PUNCT
issue-1690	14	3	the	the	DET
issue-1690	14	4	essence	essence	NOUN
issue-1690	14	5	of	of	ADP
issue-1690	14	6	financial	financial	ADJ
issue-1690	14	7	reflection	reflection	NOUN
issue-1690	14	8	is	be	AUX
issue-1690	14	9	specified	specify	VERB
issue-1690	14	10	,	,	PUNCT
issue-1690	14	11	the	the	DET
issue-1690	14	12	specific	specific	ADJ
issue-1690	14	13	features	feature	NOUN
issue-1690	14	14	of	of	ADP
issue-1690	14	15	the	the	DET
issue-1690	14	16	implementation	implementation	NOUN
issue-1690	14	17	of	of	ADP
issue-1690	14	18	reflective	reflective	ADJ
issue-1690	14	19	management	management	NOUN
issue-1690	14	20	of	of	ADP
issue-1690	14	21	the	the	DET
issue-1690	14	22	formation	formation	NOUN
issue-1690	14	23	process	process	NOUN
issue-1690	14	24	of	of	ADP
issue-1690	14	25	deposit	deposit	NOUN
issue-1690	14	26	behavior	behavior	NOUN
issue-1690	14	27	of	of	ADP
issue-1690	14	28	households	household	NOUN
issue-1690	14	29	in	in	ADP
issue-1690	14	30	the	the	DET
issue-1690	14	31	financial	financial	ADJ
issue-1690	14	32	services	service	NOUN
issue-1690	14	33	market	market	NOUN
issue-1690	14	34	is	be	AUX
issue-1690	14	35	considered	consider	VERB
issue-1690	14	36	.	.	PUNCT
issue-1690	15	1	key	key	ADJ
issue-1690	15	2	words	word	NOUN
issue-1690	15	3	:	:	PUNCT
issue-1690	15	4	behavior	behavior	NOUN
issue-1690	15	5	,	,	PUNCT
issue-1690	15	6	deposit	deposit	NOUN
issue-1690	15	7	behavior	behavior	NOUN
issue-1690	15	8	,	,	PUNCT
issue-1690	15	9	household	household	NOUN
issue-1690	15	10	deposit	deposit	NOUN
issue-1690	15	11	behavior	behavior	NOUN
issue-1690	15	12	,	,	PUNCT
issue-1690	15	13	reflection	reflection	NOUN
issue-1690	15	14	,	,	PUNCT
issue-1690	15	15	reflective	reflective	ADJ
issue-1690	15	16	management	management	NOUN
issue-1690	15	17	,	,	PUNCT
issue-1690	15	18	financial	financial	ADJ
issue-1690	15	19	services	service	NOUN
issue-1690	15	20	market	market	NOUN
issue-1690	15	21	.	.	PUNCT
issue-1690	16	1	jel	jel	PROPN
issue-1690	16	2	classification	classification	NOUN
issue-1690	16	3	:	:	PUNCT
issue-1690	16	4	d14	d14	PROPN
issue-1690	16	5	,	,	PUNCT
issue-1690	16	6	g21	g21	PROPN
issue-1690	16	7	1	1	NUM
issue-1690	16	8	.	.	PUNCT
issue-1690	17	1	introduction	introduction	NOUN
issue-1690	17	2	households	household	NOUN
issue-1690	17	3	play	play	VERB
issue-1690	17	4	a	a	DET
issue-1690	17	5	key	key	ADJ
issue-1690	17	6	role	role	NOUN
issue-1690	17	7	in	in	ADP
issue-1690	17	8	building	build	VERB
issue-1690	17	9	the	the	DET
issue-1690	17	10	national	national	ADJ
issue-1690	17	11	economy	economy	NOUN
issue-1690	17	12	,	,	PUNCT
issue-1690	17	13	especially	especially	ADV
issue-1690	17	14	in	in	ADP
issue-1690	17	15	the	the	DET
issue-1690	17	16	formation	formation	NOUN
issue-1690	17	17	and	and	CCONJ
issue-1690	17	18	develop	develop	VERB
issue-1690	17	19	ment	ment	NOUN
issue-1690	17	20	of	of	ADP
issue-1690	17	21	the	the	DET
issue-1690	17	22	financial	financial	ADJ
issue-1690	17	23	services	service	NOUN
issue-1690	17	24	market	market	NOUN
issue-1690	17	25	.	.	PUNCT
issue-1690	18	1	these	these	DET
issue-1690	18	2	economic	economic	ADJ
issue-1690	18	3	entities	entity	NOUN
issue-1690	18	4	have	have	VERB
issue-1690	18	5	the	the	DET
issue-1690	18	6	ability	ability	NOUN
issue-1690	18	7	to	to	PART
issue-1690	18	8	generate	generate	VERB
issue-1690	18	9	significant	significant	ADJ
issue-1690	18	10	amounts	amount	NOUN
issue-1690	18	11	of	of	ADP
issue-1690	18	12	financial	financial	ADJ
issue-1690	18	13	resources	resource	NOUN
issue-1690	18	14	that	that	PRON
issue-1690	18	15	can	can	AUX
issue-1690	18	16	be	be	AUX
issue-1690	18	17	attracted	attract	VERB
issue-1690	18	18	on	on	ADP
issue-1690	18	19	a	a	DET
issue-1690	18	20	long	long	ADJ
issue-1690	18	21	-	-	PUNCT
issue-1690	18	22	term	term	NOUN
issue-1690	18	23	basis	basis	NOUN
issue-1690	18	24	to	to	PART
issue-1690	18	25	ensure	ensure	VERB
issue-1690	18	26	sustainable	sustainable	ADJ
issue-1690	18	27	development	development	NOUN
issue-1690	18	28	of	of	ADP
issue-1690	18	29	the	the	DET
issue-1690	18	30	national	national	ADJ
issue-1690	18	31	economy	economy	NOUN
issue-1690	18	32	.	.	PUNCT
issue-1690	19	1	baltic	baltic	PROPN
issue-1690	19	2	journal	journal	PROPN
issue-1690	19	3	of	of	ADP
issue-1690	19	4	economic	economic	ADJ
issue-1690	19	5	studies	study	NOUN
issue-1690	19	6	135	135	NUM
issue-1690	19	7	vol	vol	NOUN
issue-1690	19	8	.	.	PROPN
issue-1690	19	9	8	8	NUM
issue-1690	20	1	no	no	NOUN
issue-1690	20	2	.	.	NOUN
issue-1690	20	3	1	1	NUM
issue-1690	20	4	,	,	PUNCT
issue-1690	20	5	2022	2022	NUM
issue-1690	20	6	transformation	transformation	NOUN
issue-1690	20	7	of	of	ADP
issue-1690	20	8	savings	saving	NOUN
issue-1690	20	9	into	into	ADP
issue-1690	20	10	credit	credit	NOUN
issue-1690	20	11	and	and	CCONJ
issue-1690	20	12	investment	investment	NOUN
issue-1690	20	13	funds	fund	NOUN
issue-1690	20	14	through	through	ADP
issue-1690	20	15	the	the	DET
issue-1690	20	16	indirect	indirect	ADJ
issue-1690	20	17	role	role	NOUN
issue-1690	20	18	of	of	ADP
issue-1690	20	19	financial	financial	ADJ
issue-1690	20	20	institutions	institution	NOUN
issue-1690	20	21	allows	allow	VERB
issue-1690	20	22	to	to	PART
issue-1690	20	23	create	create	VERB
issue-1690	20	24	internal	internal	ADJ
issue-1690	20	25	financial	financial	ADJ
issue-1690	20	26	resources	resource	NOUN
issue-1690	20	27	for	for	ADP
issue-1690	20	28	stable	stable	ADJ
issue-1690	20	29	,	,	PUNCT
issue-1690	20	30	gradual	gradual	ADJ
issue-1690	20	31	and	and	CCONJ
issue-1690	20	32	secure	secure	ADJ
issue-1690	20	33	economic	economic	ADJ
issue-1690	20	34	development	development	NOUN
issue-1690	20	35	of	of	ADP
issue-1690	20	36	the	the	DET
issue-1690	20	37	state	state	NOUN
issue-1690	20	38	.	.	PUNCT
issue-1690	21	1	however	however	ADV
issue-1690	21	2	,	,	PUNCT
issue-1690	21	3	in	in	ADP
issue-1690	21	4	a	a	DET
issue-1690	21	5	significant	significant	ADJ
issue-1690	21	6	number	number	NOUN
issue-1690	21	7	of	of	ADP
issue-1690	21	8	countries	country	NOUN
issue-1690	21	9	there	there	PRON
issue-1690	21	10	are	be	VERB
issue-1690	21	11	no	no	DET
issue-1690	21	12	proper	proper	ADJ
issue-1690	21	13	conditions	condition	NOUN
issue-1690	21	14	for	for	ADP
issue-1690	21	15	the	the	DET
issue-1690	21	16	outlined	outline	VERB
issue-1690	21	17	transformation	transformation	NOUN
issue-1690	21	18	,	,	PUNCT
issue-1690	21	19	respectively	respectively	ADV
issue-1690	21	20	,	,	PUNCT
issue-1690	21	21	financial	financial	ADJ
issue-1690	21	22	resources	resource	NOUN
issue-1690	21	23	of	of	ADP
issue-1690	21	24	households	household	NOUN
issue-1690	21	25	are	be	AUX
issue-1690	21	26	not	not	PART
issue-1690	21	27	always	always	ADV
issue-1690	21	28	fully	fully	ADV
issue-1690	21	29	involved	involve	VERB
issue-1690	21	30	in	in	ADP
issue-1690	21	31	the	the	DET
issue-1690	21	32	financial	financial	ADJ
issue-1690	21	33	market	market	NOUN
issue-1690	21	34	,	,	PUNCT
issue-1690	21	35	which	which	PRON
issue-1690	21	36	complicates	complicate	VERB
issue-1690	21	37	the	the	DET
issue-1690	21	38	development	development	NOUN
issue-1690	21	39	of	of	ADP
issue-1690	21	40	the	the	DET
issue-1690	21	41	national	national	ADJ
issue-1690	21	42	economy	economy	NOUN
issue-1690	21	43	,	,	PUNCT
issue-1690	21	44	forming	form	VERB
issue-1690	21	45	its	its	PRON
issue-1690	21	46	dependence	dependence	NOUN
issue-1690	21	47	on	on	ADP
issue-1690	21	48	other	other	ADJ
issue-1690	21	49	sources	source	NOUN
issue-1690	21	50	of	of	ADP
issue-1690	21	51	financial	financial	ADJ
issue-1690	21	52	resources	resource	NOUN
issue-1690	21	53	.	.	PUNCT
issue-1690	22	1	in	in	ADP
issue-1690	22	2	ukraine	ukraine	PROPN
issue-1690	22	3	today	today	NOUN
issue-1690	22	4	,	,	PUNCT
issue-1690	22	5	households	household	NOUN
issue-1690	22	6	do	do	AUX
issue-1690	22	7	not	not	PART
issue-1690	22	8	play	play	VERB
issue-1690	22	9	the	the	DET
issue-1690	22	10	role	role	NOUN
issue-1690	22	11	in	in	ADP
issue-1690	22	12	the	the	DET
issue-1690	22	13	country	country	NOUN
issue-1690	22	14	's	's	PART
issue-1690	22	15	economy	economy	NOUN
issue-1690	22	16	that	that	SCONJ
issue-1690	22	17	these	these	DET
issue-1690	22	18	entities	entity	NOUN
issue-1690	22	19	play	play	VERB
issue-1690	22	20	in	in	ADP
issue-1690	22	21	the	the	DET
issue-1690	22	22	developed	develop	VERB
issue-1690	22	23	advanced	advanced	ADJ
issue-1690	22	24	countries	country	NOUN
issue-1690	22	25	of	of	ADP
issue-1690	22	26	the	the	DET
issue-1690	22	27	world	world	NOUN
issue-1690	22	28	,	,	PUNCT
issue-1690	22	29	where	where	SCONJ
issue-1690	22	30	such	such	ADJ
issue-1690	22	31	entities	entity	NOUN
issue-1690	22	32	are	be	AUX
issue-1690	22	33	primarily	primarily	ADV
issue-1690	22	34	the	the	DET
issue-1690	22	35	main	main	ADJ
issue-1690	22	36	investors	investor	NOUN
issue-1690	22	37	in	in	ADP
issue-1690	22	38	the	the	DET
issue-1690	22	39	national	national	ADJ
issue-1690	22	40	economy	economy	NOUN
issue-1690	22	41	.	.	PUNCT
issue-1690	23	1	a	a	DET
issue-1690	23	2	significant	significant	ADJ
issue-1690	23	3	number	number	NOUN
issue-1690	23	4	of	of	ADP
issue-1690	23	5	negative	negative	ADJ
issue-1690	23	6	factors	factor	NOUN
issue-1690	23	7	of	of	ADP
issue-1690	23	8	the	the	DET
issue-1690	23	9	social	social	ADJ
issue-1690	23	10	,	,	PUNCT
issue-1690	23	11	political	political	ADJ
issue-1690	23	12	,	,	PUNCT
issue-1690	23	13	historical	historical	ADJ
issue-1690	23	14	,	,	PUNCT
issue-1690	23	15	economic	economic	ADJ
issue-1690	23	16	nature	nature	NOUN
issue-1690	23	17	,	,	PUNCT
issue-1690	23	18	which	which	PRON
issue-1690	23	19	affect	affect	VERB
issue-1690	23	20	the	the	DET
issue-1690	23	21	processes	process	NOUN
issue-1690	23	22	of	of	ADP
issue-1690	23	23	the	the	DET
issue-1690	23	24	formation	formation	NOUN
issue-1690	23	25	of	of	ADP
issue-1690	23	26	household	household	NOUN
issue-1690	23	27	savings	saving	NOUN
issue-1690	23	28	,	,	PUNCT
issue-1690	23	29	contributed	contribute	VERB
issue-1690	23	30	to	to	ADP
issue-1690	23	31	the	the	DET
issue-1690	23	32	decline	decline	NOUN
issue-1690	23	33	in	in	ADP
issue-1690	23	34	public	public	ADJ
issue-1690	23	35	confidence	confidence	NOUN
issue-1690	23	36	in	in	ADP
issue-1690	23	37	financial	financial	ADJ
issue-1690	23	38	institutions	institution	NOUN
issue-1690	23	39	.	.	PUNCT
issue-1690	24	1	this	this	PRON
issue-1690	24	2	,	,	PUNCT
issue-1690	24	3	in	in	ADP
issue-1690	24	4	the	the	DET
issue-1690	24	5	end	end	NOUN
issue-1690	24	6	,	,	PUNCT
issue-1690	24	7	led	lead	VERB
issue-1690	24	8	to	to	ADP
issue-1690	24	9	the	the	DET
issue-1690	24	10	creation	creation	NOUN
issue-1690	24	11	of	of	ADP
issue-1690	24	12	the	the	DET
issue-1690	24	13	irrational	irrational	ADJ
issue-1690	24	14	models	model	NOUN
issue-1690	24	15	of	of	ADP
issue-1690	24	16	the	the	DET
issue-1690	24	17	deposit	deposit	NOUN
issue-1690	24	18	behavior	behavior	NOUN
issue-1690	24	19	of	of	ADP
issue-1690	24	20	households	household	NOUN
issue-1690	24	21	,	,	PUNCT
issue-1690	24	22	their	their	PRON
issue-1690	24	23	tendency	tendency	NOUN
issue-1690	24	24	to	to	PART
issue-1690	24	25	save	save	VERB
issue-1690	24	26	without	without	ADP
issue-1690	24	27	transferring	transfer	VERB
issue-1690	24	28	such	such	ADJ
issue-1690	24	29	resources	resource	NOUN
issue-1690	24	30	to	to	ADP
issue-1690	24	31	the	the	DET
issue-1690	24	32	use	use	NOUN
issue-1690	24	33	of	of	ADP
issue-1690	24	34	financial	financial	ADJ
issue-1690	24	35	institutions	institution	NOUN
issue-1690	24	36	.	.	PUNCT
issue-1690	25	1	it	it	PRON
issue-1690	25	2	is	be	AUX
issue-1690	25	3	the	the	DET
issue-1690	25	4	presence	presence	NOUN
issue-1690	25	5	of	of	ADP
issue-1690	25	6	irrational	irrational	ADJ
issue-1690	25	7	actions	action	NOUN
issue-1690	25	8	of	of	ADP
issue-1690	25	9	citizens	citizen	NOUN
issue-1690	25	10	in	in	ADP
issue-1690	25	11	the	the	DET
issue-1690	25	12	financial	financial	ADJ
issue-1690	25	13	services	service	NOUN
issue-1690	25	14	market	market	NOUN
issue-1690	25	15	,	,	PUNCT
issue-1690	25	16	including	include	VERB
issue-1690	25	17	the	the	DET
issue-1690	25	18	deposit	deposit	NOUN
issue-1690	25	19	services	service	NOUN
issue-1690	25	20	market	market	NOUN
issue-1690	25	21	,	,	PUNCT
issue-1690	25	22	that	that	PRON
issue-1690	25	23	leads	lead	VERB
issue-1690	25	24	to	to	ADP
issue-1690	25	25	the	the	DET
issue-1690	25	26	creation	creation	NOUN
issue-1690	25	27	of	of	ADP
issue-1690	25	28	unfavorable	unfavorable	ADJ
issue-1690	25	29	conditions	condition	NOUN
issue-1690	25	30	for	for	ADP
issue-1690	25	31	intensifying	intensify	VERB
issue-1690	25	32	the	the	DET
issue-1690	25	33	economic	economic	ADJ
issue-1690	25	34	development	development	NOUN
issue-1690	25	35	of	of	ADP
issue-1690	25	36	the	the	DET
issue-1690	25	37	country	country	NOUN
issue-1690	25	38	.	.	PUNCT
issue-1690	26	1	accordingly	accordingly	ADV
issue-1690	26	2	,	,	PUNCT
issue-1690	26	3	these	these	DET
issue-1690	26	4	issues	issue	NOUN
issue-1690	26	5	need	need	VERB
issue-1690	26	6	their	their	PRON
issue-1690	26	7	own	own	ADJ
issue-1690	26	8	study	study	NOUN
issue-1690	26	9	,	,	PUNCT
issue-1690	26	10	scientific	scientific	ADJ
issue-1690	26	11	substantiation	substantiation	NOUN
issue-1690	26	12	in	in	ADP
issue-1690	26	13	order	order	NOUN
issue-1690	26	14	to	to	PART
issue-1690	26	15	find	find	VERB
issue-1690	26	16	new	new	ADJ
issue-1690	26	17	mechanisms	mechanism	NOUN
issue-1690	26	18	,	,	PUNCT
issue-1690	26	19	ways	way	NOUN
issue-1690	26	20	to	to	PART
issue-1690	26	21	form	form	VERB
issue-1690	26	22	models	model	NOUN
issue-1690	26	23	of	of	ADP
issue-1690	26	24	the	the	DET
issue-1690	26	25	rational	rational	ADJ
issue-1690	26	26	deposit	deposit	NOUN
issue-1690	26	27	behavior	behavior	NOUN
issue-1690	26	28	of	of	ADP
issue-1690	26	29	households	household	NOUN
issue-1690	26	30	.	.	PUNCT
issue-1690	27	1	this	this	PRON
issue-1690	27	2	can	can	AUX
issue-1690	27	3	be	be	AUX
issue-1690	27	4	implemented	implement	VERB
issue-1690	27	5	only	only	ADV
issue-1690	27	6	through	through	ADP
issue-1690	27	7	the	the	DET
issue-1690	27	8	deepening	deepening	NOUN
issue-1690	27	9	of	of	ADP
issue-1690	27	10	theoretical	theoretical	ADJ
issue-1690	27	11	,	,	PUNCT
issue-1690	27	12	methodological	methodological	ADJ
issue-1690	27	13	and	and	CCONJ
issue-1690	27	14	applied	applied	ADJ
issue-1690	27	15	provisions	provision	NOUN
issue-1690	27	16	of	of	ADP
issue-1690	27	17	the	the	DET
issue-1690	27	18	financial	financial	ADJ
issue-1690	27	19	services	service	NOUN
issue-1690	27	20	market	market	NOUN
issue-1690	27	21	,	,	PUNCT
issue-1690	27	22	the	the	DET
issue-1690	27	23	formation	formation	NOUN
issue-1690	27	24	of	of	ADP
issue-1690	27	25	this	this	DET
issue-1690	27	26	type	type	NOUN
issue-1690	27	27	of	of	ADP
issue-1690	27	28	behavior	behavior	NOUN
issue-1690	27	29	in	in	ADP
issue-1690	27	30	different	different	ADJ
issue-1690	27	31	conditions	condition	NOUN
issue-1690	27	32	of	of	ADP
issue-1690	27	33	economic	economic	ADJ
issue-1690	27	34	development	development	NOUN
issue-1690	27	35	.	.	PUNCT
issue-1690	28	1	2	2	X
issue-1690	28	2	.	.	X
issue-1690	28	3	literature	literature	NOUN
issue-1690	28	4	review	review	NOUN
issue-1690	28	5	features	feature	NOUN
issue-1690	28	6	of	of	ADP
issue-1690	28	7	the	the	DET
issue-1690	28	8	formation	formation	NOUN
issue-1690	28	9	of	of	ADP
issue-1690	28	10	the	the	DET
issue-1690	28	11	deposit	deposit	NOUN
issue-1690	28	12	behavior	behavior	NOUN
issue-1690	28	13	of	of	ADP
issue-1690	28	14	households	household	NOUN
issue-1690	28	15	is	be	AUX
issue-1690	28	16	an	an	DET
issue-1690	28	17	extremely	extremely	ADV
issue-1690	28	18	important	important	ADJ
issue-1690	28	19	area	area	NOUN
issue-1690	28	20	of	of	ADP
issue-1690	28	21	research	research	NOUN
issue-1690	28	22	.	.	PUNCT
issue-1690	29	1	among	among	ADP
issue-1690	29	2	the	the	DET
issue-1690	29	3	leading	lead	VERB
issue-1690	29	4	scientists	scientist	NOUN
issue-1690	29	5	of	of	ADP
issue-1690	29	6	the	the	DET
issue-1690	29	7	national	national	ADJ
issue-1690	29	8	and	and	CCONJ
issue-1690	29	9	foreign	foreign	ADJ
issue-1690	29	10	importance	importance	NOUN
issue-1690	29	11	,	,	PUNCT
issue-1690	29	12	who	who	PRON
issue-1690	29	13	have	have	AUX
issue-1690	29	14	devoted	devote	VERB
issue-1690	29	15	their	their	PRON
issue-1690	29	16	publications	publication	NOUN
issue-1690	29	17	to	to	ADP
issue-1690	29	18	various	various	ADJ
issue-1690	29	19	aspects	aspect	NOUN
issue-1690	29	20	of	of	ADP
issue-1690	29	21	the	the	DET
issue-1690	29	22	financial	financial	ADJ
issue-1690	29	23	market	market	NOUN
issue-1690	29	24	,	,	PUNCT
issue-1690	29	25	the	the	DET
issue-1690	29	26	following	follow	VERB
issue-1690	29	27	ones	one	NOUN
issue-1690	29	28	should	should	AUX
issue-1690	29	29	be	be	AUX
issue-1690	29	30	noted	note	VERB
issue-1690	29	31	:	:	PUNCT
issue-1690	29	32	bublik	bublik	PROPN
issue-1690	29	33	e.a	e.a	PROPN
issue-1690	29	34	.	.	PROPN
issue-1690	30	1	(	(	PUNCT
issue-1690	30	2	2012	2012	NUM
issue-1690	30	3	)	)	PUNCT
issue-1690	30	4	,	,	PUNCT
issue-1690	30	5	demian	demian	PROPN
issue-1690	30	6	b.	b.	PROPN
issue-1690	30	7	,	,	PUNCT
issue-1690	30	8	burlutskyi	burlutskyi	PROPN
issue-1690	30	9	s.	s.	PROPN
issue-1690	30	10	(	(	PUNCT
issue-1690	30	11	2014	2014	NUM
issue-1690	30	12	)	)	PUNCT
issue-1690	30	13	,	,	PUNCT
issue-1690	30	14	fedyshyn	fedyshyn	PROPN
issue-1690	30	15	m.f	m.f	PROPN
issue-1690	30	16	.	.	PROPN
issue-1690	30	17	,	,	PUNCT
issue-1690	30	18	abramova	abramova	PROPN
issue-1690	30	19	a.s	a.s	PROPN
issue-1690	30	20	.	.	PROPN
issue-1690	30	21	(	(	PUNCT
issue-1690	30	22	2019	2019	NUM
issue-1690	30	23	)	)	PUNCT
issue-1690	30	24	,	,	PUNCT
issue-1690	30	25	george	george	PROPN
issue-1690	30	26	a.	a.	PROPN
issue-1690	30	27	,	,	PUNCT
issue-1690	30	28	akerlof	akerlof	VERB
issue-1690	30	29	amd	amd	PROPN
issue-1690	30	30	robert	robert	PROPN
issue-1690	30	31	j.	j.	PROPN
issue-1690	30	32	shiller	shiller	PROPN
issue-1690	30	33	(	(	PUNCT
issue-1690	30	34	2015	2015	NUM
issue-1690	30	35	)	)	PUNCT
issue-1690	30	36	,	,	PUNCT
issue-1690	30	37	grigoraș	grigoraș	NOUN
issue-1690	30	38	-	-	PUNCT
issue-1690	30	39	ichim	ichim	PROPN
issue-1690	30	40	c.e	c.e	PROPN
issue-1690	30	41	.	.	PROPN
issue-1690	30	42	,	,	PUNCT
issue-1690	30	43	cosmulese	cosmulese	PROPN
issue-1690	30	44	c.g	c.g	PROPN
issue-1690	30	45	.	.	PROPN
issue-1690	30	46	(	(	PUNCT
issue-1690	30	47	2018	2018	NUM
issue-1690	30	48	)	)	PUNCT
issue-1690	30	49	,	,	PUNCT
issue-1690	30	50	ilchuk	ilchuk	PROPN
issue-1690	30	51	v.p	v.p	PROPN
issue-1690	30	52	.	.	PUNCT
issue-1690	30	53	(	(	PUNCT
issue-1690	30	54	2014	2014	NUM
issue-1690	30	55	)	)	PUNCT
issue-1690	30	56	,	,	PUNCT
issue-1690	30	57	kahne	kahne	PROPN
issue-1690	30	58	man	man	PROPN
issue-1690	30	59	d.	d.	PROPN
issue-1690	30	60	(	(	PUNCT
issue-1690	30	61	2011	2011	NUM
issue-1690	30	62	)	)	PUNCT
issue-1690	30	63	,	,	PUNCT
issue-1690	30	64	kholiavko	kholiavko	PROPN
issue-1690	30	65	n.	n.	PROPN
issue-1690	30	66	,	,	PUNCT
issue-1690	30	67	grosu	grosu	VERB
issue-1690	30	68	v.	v.	PROPN
issue-1690	30	69	(	(	PUNCT
issue-1690	30	70	2021	2021	NUM
issue-1690	30	71	)	)	PUNCT
issue-1690	30	72	,	,	PUNCT
issue-1690	30	73	kopylov	kopylov	PROPN
issue-1690	30	74	a.a	a.a	PROPN
issue-1690	30	75	.	.	PROPN
issue-1690	30	76	(	(	PUNCT
issue-1690	30	77	2011	2011	NUM
issue-1690	30	78	)	)	PUNCT
issue-1690	30	79	,	,	PUNCT
issue-1690	30	80	kosach	kosach	PROPN
issue-1690	30	81	i.	i.	PROPN
issue-1690	30	82	(	(	PUNCT
issue-1690	30	83	2019	2019	NUM
issue-1690	30	84	)	)	PUNCT
issue-1690	30	85	,	,	PUNCT
issue-1690	30	86	lomachynska	lomachynska	PROPN
issue-1690	30	87	i.a	i.a	PROPN
issue-1690	30	88	.	.	PROPN
issue-1690	30	89	(	(	PUNCT
issue-1690	30	90	2011	2011	NUM
issue-1690	30	91	)	)	PUNCT
issue-1690	30	92	,	,	PUNCT
issue-1690	30	93	marhasova	marhasova	PROPN
issue-1690	30	94	v.	v.	PROPN
issue-1690	30	95	,	,	PUNCT
issue-1690	30	96	garafonova	garafonova	X
issue-1690	30	97	o.	o.	NOUN
issue-1690	30	98	(	(	PUNCT
issue-1690	30	99	2020	2020	NUM
issue-1690	30	100	)	)	PUNCT
issue-1690	30	101	,	,	PUNCT
issue-1690	30	102	prokopenko	prokopenko	NOUN
issue-1690	30	103	v.	v.	CCONJ
issue-1690	30	104	(	(	PUNCT
issue-1690	30	105	2018	2018	NUM
issue-1690	30	106	)	)	PUNCT
issue-1690	30	107	,	,	PUNCT
issue-1690	30	108	shamanska	shamanska	PROPN
issue-1690	30	109	o.	o.	NOUN
issue-1690	30	110	(	(	PUNCT
issue-1690	30	111	2014	2014	NUM
issue-1690	30	112	)	)	PUNCT
issue-1690	30	113	,	,	PUNCT
issue-1690	31	1	shevaldina	shevaldina	NOUN
issue-1690	31	2	v.g	v.g	PROPN
issue-1690	31	3	.	.	PROPN
issue-1690	31	4	(	(	PUNCT
issue-1690	31	5	2012	2012	NUM
issue-1690	31	6	)	)	PUNCT
issue-1690	31	7	,	,	PUNCT
issue-1690	31	8	shkarlet	shkarlet	PROPN
issue-1690	31	9	s.m	s.m	PROPN
issue-1690	31	10	.	.	PROPN
issue-1690	31	11	(	(	PUNCT
issue-1690	31	12	2016–2017	2016–2017	NUM
issue-1690	31	13	)	)	PUNCT
issue-1690	31	14	,	,	PUNCT
issue-1690	31	15	smirnov	smirnov	PROPN
issue-1690	31	16	o.yu	o.yu	PROPN
issue-1690	31	17	.	.	PUNCT
issue-1690	31	18	(	(	PUNCT
issue-1690	31	19	2006	2006	NUM
issue-1690	31	20	)	)	PUNCT
issue-1690	31	21	,	,	PUNCT
issue-1690	31	22	taleb	taleb	PROPN
issue-1690	31	23	nassim	nassim	PROPN
issue-1690	31	24	nicholas	nicholas	PROPN
issue-1690	31	25	(	(	PUNCT
issue-1690	31	26	2010	2010	NUM
issue-1690	31	27	)	)	PUNCT
issue-1690	31	28	,	,	PUNCT
issue-1690	31	29	thaler	thaler	PROPN
issue-1690	31	30	richard	richard	PROPN
issue-1690	31	31	h.	h.	PROPN
issue-1690	31	32	(	(	PUNCT
issue-1690	31	33	2015	2015	NUM
issue-1690	31	34	)	)	PUNCT
issue-1690	31	35	,	,	PUNCT
issue-1690	31	36	tkalenko	tkalenko	PROPN
issue-1690	31	37	n.v	n.v	PROPN
issue-1690	31	38	.	.	PUNCT
issue-1690	32	1	(	(	PUNCT
issue-1690	32	2	2011	2011	NUM
issue-1690	32	3	)	)	PUNCT
issue-1690	32	4	,	,	PUNCT
issue-1690	32	5	vlasenko	vlasenko	ADJ
issue-1690	32	6	o.	o.	NOUN
issue-1690	32	7	(	(	PUNCT
issue-1690	32	8	2015	2015	NUM
issue-1690	32	9	)	)	PUNCT
issue-1690	32	10	,	,	PUNCT
issue-1690	32	11	zatonatskiy	zatonatskiy	X
issue-1690	32	12	d.	d.	PROPN
issue-1690	32	13	(	(	PUNCT
issue-1690	32	14	2021	2021	NUM
issue-1690	32	15	)	)	PUNCT
issue-1690	32	16	,	,	PUNCT
issue-1690	32	17	zhavoronok	zhavoronok	PROPN
issue-1690	32	18	a.	a.	NOUN
issue-1690	32	19	(	(	PUNCT
issue-1690	32	20	2021	2021	NUM
issue-1690	32	21	)	)	PUNCT
issue-1690	32	22	,	,	PUNCT
issue-1690	32	23	zhuk	zhuk	PROPN
issue-1690	32	24	o.s	o.s	PROPN
issue-1690	32	25	.	.	PUNCT
issue-1690	32	26	(	(	PUNCT
issue-1690	32	27	2018	2018	NUM
issue-1690	32	28	)	)	PUNCT
issue-1690	32	29	,	,	PUNCT
issue-1690	32	30	and	and	CCONJ
issue-1690	32	31	others	other	NOUN
issue-1690	32	32	.	.	PUNCT
issue-1690	33	1	the	the	DET
issue-1690	33	2	main	main	ADJ
issue-1690	33	3	results	result	NOUN
issue-1690	33	4	of	of	ADP
issue-1690	33	5	the	the	DET
issue-1690	33	6	research	research	NOUN
issue-1690	33	7	(	(	PUNCT
issue-1690	33	8	2	2	X
issue-1690	33	9	)	)	PUNCT
issue-1690	33	10	show	show	VERB
issue-1690	33	11	that	that	SCONJ
issue-1690	33	12	increasing	increase	VERB
issue-1690	33	13	concentration	concentration	NOUN
issue-1690	33	14	,	,	PUNCT
issue-1690	33	15	lowering	lower	VERB
issue-1690	33	16	the	the	DET
issue-1690	33	17	interbank	interbank	NOUN
issue-1690	33	18	interest	interest	NOUN
issue-1690	33	19	rate	rate	NOUN
issue-1690	33	20	,	,	PUNCT
issue-1690	33	21	disinflation	disinflation	NOUN
issue-1690	33	22	,	,	PUNCT
issue-1690	33	23	increasing	increase	VERB
issue-1690	33	24	the	the	DET
issue-1690	33	25	bank	bank	NOUN
issue-1690	33	26	's	's	PART
issue-1690	33	27	capitalization	capitalization	NOUN
issue-1690	33	28	and	and	CCONJ
issue-1690	33	29	re	re	NOUN
issue-1690	33	30	-	-	VERB
issue-1690	33	31	ducing	duce	VERB
issue-1690	33	32	the	the	DET
issue-1690	33	33	bank	bank	NOUN
issue-1690	33	34	's	's	PART
issue-1690	33	35	liquidity	liquidity	NOUN
issue-1690	33	36	have	have	VERB
issue-1690	33	37	a	a	DET
issue-1690	33	38	significant	significant	ADJ
issue-1690	33	39	impact	impact	NOUN
issue-1690	33	40	on	on	ADP
issue-1690	33	41	the	the	DET
issue-1690	33	42	lowering	lower	VERB
issue-1690	33	43	interest	interest	NOUN
issue-1690	33	44	rates	rate	NOUN
issue-1690	33	45	on	on	ADP
issue-1690	33	46	deposit	deposit	NOUN
issue-1690	33	47	products	product	NOUN
issue-1690	33	48	in	in	ADP
issue-1690	33	49	the	the	DET
issue-1690	33	50	slovak	slovak	ADJ
issue-1690	33	51	banking	banking	NOUN
issue-1690	33	52	sector	sector	NOUN
issue-1690	33	53	.	.	PUNCT
issue-1690	34	1	the	the	DET
issue-1690	34	2	authors	author	NOUN
issue-1690	34	3	prove	prove	VERB
issue-1690	34	4	that	that	SCONJ
issue-1690	34	5	the	the	DET
issue-1690	34	6	high	high	ADV
issue-1690	34	7	-	-	PUNCT
issue-1690	34	8	capitalized	capitalize	VERB
issue-1690	34	9	banking	banking	NOUN
issue-1690	34	10	sector	sector	NOUN
issue-1690	34	11	has	have	VERB
issue-1690	34	12	a	a	DET
issue-1690	34	13	lower	low	ADJ
issue-1690	34	14	transition	transition	NOUN
issue-1690	34	15	to	to	ADP
issue-1690	34	16	deposits	deposit	NOUN
issue-1690	34	17	.	.	PUNCT
issue-1690	35	1	scholars	scholar	NOUN
issue-1690	35	2	argue	argue	VERB
issue-1690	35	3	that	that	SCONJ
issue-1690	35	4	in	in	ADP
issue-1690	35	5	the	the	DET
issue-1690	35	6	context	context	NOUN
issue-1690	35	7	of	of	ADP
issue-1690	35	8	a	a	DET
issue-1690	35	9	market	market	NOUN
issue-1690	35	10	rate	rate	NOUN
issue-1690	35	11	,	,	PUNCT
issue-1690	35	12	the	the	DET
issue-1690	35	13	deposit	deposit	NOUN
issue-1690	35	14	rate	rate	NOUN
issue-1690	35	15	of	of	ADP
issue-1690	35	16	the	the	DET
issue-1690	35	17	highly	highly	ADV
issue-1690	35	18	capitalized	capitalize	VERB
issue-1690	35	19	banking	banking	NOUN
issue-1690	35	20	sector	sector	NOUN
issue-1690	35	21	should	should	AUX
issue-1690	35	22	also	also	ADV
issue-1690	35	23	decrease	decrease	VERB
issue-1690	35	24	,	,	PUNCT
issue-1690	35	25	and	and	CCONJ
issue-1690	35	26	this	this	DET
issue-1690	35	27	decrease	decrease	NOUN
issue-1690	35	28	should	should	AUX
issue-1690	35	29	be	be	AUX
issue-1690	35	30	higher	high	ADJ
issue-1690	35	31	than	than	ADP
issue-1690	35	32	the	the	DET
issue-1690	35	33	reduction	reduction	NOUN
issue-1690	35	34	of	of	ADP
issue-1690	35	35	the	the	DET
issue-1690	35	36	market	market	NOUN
issue-1690	35	37	rate	rate	NOUN
issue-1690	35	38	(	(	PUNCT
issue-1690	35	39	gavurova	gavurova	PROPN
issue-1690	35	40	,	,	PUNCT
issue-1690	35	41	kocisova	kocisova	PROPN
issue-1690	35	42	,	,	PUNCT
issue-1690	35	43	rozsa	rozsa	NOUN
issue-1690	35	44	,	,	PUNCT
issue-1690	35	45	halaskova	halaskova	NOUN
issue-1690	35	46	,	,	PUNCT
issue-1690	35	47	2019	2019	NUM
issue-1690	35	48	)	)	PUNCT
issue-1690	35	49	.	.	PUNCT
issue-1690	36	1	the	the	DET
issue-1690	36	2	authors	author	NOUN
issue-1690	36	3	investigated	investigate	VERB
issue-1690	36	4	that	that	PRON
issue-1690	36	5	deposit	deposit	NOUN
issue-1690	36	6	reimbursement	reimbursement	NOUN
issue-1690	36	7	schemes	scheme	NOUN
issue-1690	36	8	(	(	PUNCT
issue-1690	36	9	drs	dr	NOUN
issue-1690	36	10	)	)	PUNCT
issue-1690	36	11	are	be	AUX
issue-1690	36	12	basi	basi	NOUN
issue-1690	36	13	-	-	PUNCT
issue-1690	36	14	cally	cally	ADV
issue-1690	36	15	a	a	DET
issue-1690	36	16	combination	combination	NOUN
issue-1690	36	17	of	of	ADP
issue-1690	36	18	two	two	NUM
issue-1690	36	19	instruments	instrument	NOUN
issue-1690	36	20	:	:	PUNCT
issue-1690	36	21	a	a	DET
issue-1690	36	22	tax	tax	NOUN
issue-1690	36	23	on	on	ADP
issue-1690	36	24	the	the	DET
issue-1690	36	25	purchase	purchase	NOUN
issue-1690	36	26	of	of	ADP
issue-1690	36	27	a	a	DET
issue-1690	36	28	certain	certain	ADJ
issue-1690	36	29	product	product	NOUN
issue-1690	36	30	and	and	CCONJ
issue-1690	36	31	a	a	DET
issue-1690	36	32	subsidy	subsidy	NOUN
issue-1690	36	33	for	for	ADP
issue-1690	36	34	a	a	DET
issue-1690	36	35	separate	separate	ADJ
issue-1690	36	36	collection	collection	NOUN
issue-1690	36	37	of	of	ADP
issue-1690	36	38	the	the	DET
issue-1690	36	39	same	same	ADJ
issue-1690	36	40	product	product	NOUN
issue-1690	36	41	at	at	ADP
issue-1690	36	42	the	the	DET
issue-1690	36	43	stage	stage	NOUN
issue-1690	36	44	of	of	ADP
issue-1690	36	45	its	its	PRON
issue-1690	36	46	use	use	NOUN
issue-1690	36	47	.	.	PUNCT
issue-1690	37	1	scientists	scientist	NOUN
issue-1690	37	2	believe	believe	VERB
issue-1690	37	3	that	that	SCONJ
issue-1690	37	4	the	the	DET
issue-1690	37	5	drs	drs	ADJ
issue-1690	37	6	efficiency	efficiency	NOUN
issue-1690	37	7	in	in	ADP
issue-1690	37	8	terms	term	NOUN
issue-1690	37	9	of	of	ADP
issue-1690	37	10	further	further	ADJ
issue-1690	37	11	processing	processing	NOUN
issue-1690	37	12	is	be	AUX
issue-1690	37	13	higher	high	ADJ
issue-1690	37	14	in	in	ADP
issue-1690	37	15	cases	case	NOUN
issue-1690	37	16	where	where	SCONJ
issue-1690	37	17	current	current	ADJ
issue-1690	37	18	processing	processing	NOUN
issue-1690	37	19	rates	rate	NOUN
issue-1690	37	20	are	be	AUX
issue-1690	37	21	relatively	relatively	ADV
issue-1690	37	22	low	low	ADJ
issue-1690	37	23	(	(	PUNCT
issue-1690	37	24	linderhof	linderhof	NOUN
issue-1690	37	25	,	,	PUNCT
issue-1690	37	26	oosterhuis	oosterhuis	PROPN
issue-1690	37	27	,	,	PUNCT
issue-1690	37	28	van	van	NOUN
issue-1690	37	29	beukering	beukering	NOUN
issue-1690	37	30	,	,	PUNCT
issue-1690	37	31	bartelings	barteling	NOUN
issue-1690	37	32	,	,	PUNCT
issue-1690	37	33	2019	2019	NUM
issue-1690	37	34	)	)	PUNCT
issue-1690	37	35	.	.	PUNCT
issue-1690	38	1	the	the	DET
issue-1690	38	2	aim	aim	NOUN
issue-1690	38	3	of	of	ADP
issue-1690	38	4	the	the	DET
issue-1690	38	5	article	article	NOUN
issue-1690	38	6	is	be	AUX
issue-1690	38	7	to	to	PART
issue-1690	38	8	study	study	VERB
issue-1690	38	9	three	three	NUM
issue-1690	38	10	categories	category	NOUN
issue-1690	38	11	of	of	ADP
issue-1690	38	12	household	household	NOUN
issue-1690	38	13	deposits	deposit	NOUN
issue-1690	38	14	in	in	ADP
issue-1690	38	15	15	15	NUM
issue-1690	38	16	eurozone	eurozone	NOUN
issue-1690	38	17	countries	country	NOUN
issue-1690	38	18	.	.	PUNCT
issue-1690	39	1	scientists	scientist	NOUN
issue-1690	39	2	analyze	analyze	VERB
issue-1690	39	3	the	the	DET
issue-1690	39	4	data	datum	NOUN
issue-1690	39	5	at	at	ADP
issue-1690	39	6	the	the	DET
issue-1690	39	7	household	household	NOUN
issue-1690	39	8	level	level	NOUN
issue-1690	39	9	and	and	CCONJ
issue-1690	39	10	apply	apply	VERB
issue-1690	39	11	a	a	DET
issue-1690	39	12	logit	logit	NOUN
issue-1690	39	13	model	model	NOUN
issue-1690	39	14	.	.	PUNCT
issue-1690	40	1	the	the	DET
issue-1690	40	2	researchers	researcher	NOUN
issue-1690	40	3	concluded	conclude	VERB
issue-1690	40	4	that	that	SCONJ
issue-1690	40	5	the	the	DET
issue-1690	40	6	impact	impact	NOUN
issue-1690	40	7	of	of	ADP
issue-1690	40	8	the	the	DET
issue-1690	40	9	well	well	ADV
issue-1690	40	10	-	-	PUNCT
issue-1690	40	11	being	being	NOUN
issue-1690	40	12	and	and	CCONJ
issue-1690	40	13	socio	socio	VERB
issue-1690	40	14	demographic	demographic	ADJ
issue-1690	40	15	characteristics	characteristic	NOUN
issue-1690	40	16	of	of	ADP
issue-1690	40	17	households	household	NOUN
issue-1690	40	18	on	on	ADP
issue-1690	40	19	their	their	PRON
issue-1690	40	20	propensity	propensity	NOUN
issue-1690	40	21	to	to	PART
issue-1690	40	22	own	own	ADJ
issue-1690	40	23	deposits	deposit	NOUN
issue-1690	40	24	was	be	AUX
issue-1690	40	25	the	the	DET
issue-1690	40	26	opposite	opposite	NOUN
issue-1690	40	27	of	of	ADP
issue-1690	40	28	guaranteed	guarantee	VERB
issue-1690	40	29	and	and	CCONJ
issue-1690	40	30	non	non	ADJ
issue-1690	40	31	-	-	ADJ
issue-1690	40	32	guaranteed	guarantee	VERB
issue-1690	40	33	deposits	deposit	NOUN
issue-1690	40	34	(	(	PUNCT
issue-1690	40	35	kochaniak	kochaniak	PROPN
issue-1690	40	36	,	,	PUNCT
issue-1690	40	37	2019	2019	NUM
issue-1690	40	38	)	)	PUNCT
issue-1690	40	39	.	.	PUNCT
issue-1690	41	1	the	the	DET
issue-1690	41	2	study	study	NOUN
issue-1690	41	3	is	be	AUX
issue-1690	41	4	based	base	VERB
issue-1690	41	5	on	on	ADP
issue-1690	41	6	the	the	DET
issue-1690	41	7	assessment	assessment	NOUN
issue-1690	41	8	of	of	ADP
issue-1690	41	9	the	the	DET
issue-1690	41	10	withdrawals	withdrawal	NOUN
issue-1690	41	11	’	'	PUNCT
issue-1690	41	12	extent	extent	NOUN
issue-1690	41	13	from	from	ADP
issue-1690	41	14	house	house	NOUN
issue-1690	41	15	-	-	PUNCT
issue-1690	41	16	hold	hold	NOUN
issue-1690	41	17	deposits	deposit	NOUN
issue-1690	41	18	.	.	PUNCT
issue-1690	42	1	the	the	DET
issue-1690	42	2	authors	author	NOUN
issue-1690	42	3	analyzed	analyze	VERB
issue-1690	42	4	the	the	DET
issue-1690	42	5	importance	importance	NOUN
issue-1690	42	6	of	of	ADP
issue-1690	42	7	high	high	ADJ
issue-1690	42	8	value	value	NOUN
issue-1690	42	9	deposits	deposit	NOUN
issue-1690	42	10	for	for	ADP
issue-1690	42	11	individual	individual	ADJ
issue-1690	42	12	populations	population	NOUN
issue-1690	42	13	and	and	CCONJ
issue-1690	42	14	indicated	indicate	VERB
issue-1690	42	15	those	those	PRON
issue-1690	42	16	in	in	ADP
issue-1690	42	17	which	which	PRON
issue-1690	42	18	sediments	sediment	NOUN
issue-1690	42	19	were	be	AUX
issue-1690	42	20	the	the	DET
issue-1690	42	21	most	most	ADV
issue-1690	42	22	frequent	frequent	ADJ
issue-1690	42	23	(	(	PUNCT
issue-1690	42	24	kochaniak	kochaniak	PROPN
issue-1690	42	25	,	,	PUNCT
issue-1690	42	26	2018	2018	NUM
issue-1690	42	27	)	)	PUNCT
issue-1690	42	28	.	.	PUNCT
issue-1690	43	1	the	the	DET
issue-1690	43	2	purpose	purpose	NOUN
issue-1690	43	3	of	of	ADP
issue-1690	43	4	the	the	DET
issue-1690	43	5	researchers	researcher	NOUN
issue-1690	43	6	'	'	PART
issue-1690	43	7	article	article	NOUN
issue-1690	43	8	is	be	AUX
issue-1690	43	9	to	to	PART
issue-1690	43	10	study	study	VERB
issue-1690	43	11	the	the	DET
issue-1690	43	12	impact	impact	NOUN
issue-1690	43	13	of	of	ADP
issue-1690	43	14	the	the	DET
issue-1690	43	15	revocation	revocation	NOUN
issue-1690	43	16	of	of	ADP
issue-1690	43	17	licenses	license	NOUN
issue-1690	43	18	on	on	ADP
issue-1690	43	19	the	the	DET
issue-1690	43	20	degree	degree	NOUN
issue-1690	43	21	of	of	ADP
issue-1690	43	22	the	the	DET
issue-1690	43	23	household	household	NOUN
issue-1690	43	24	confidence	confidence	NOUN
issue-1690	43	25	in	in	ADP
issue-1690	43	26	banks	bank	NOUN
issue-1690	43	27	and	and	CCONJ
issue-1690	43	28	reduce	reduce	VERB
issue-1690	43	29	their	their	PRON
issue-1690	43	30	incentives	incentive	NOUN
issue-1690	43	31	to	to	PART
issue-1690	43	32	make	make	VERB
issue-1690	43	33	deposits	deposit	NOUN
issue-1690	43	34	.	.	PUNCT
issue-1690	44	1	the	the	DET
issue-1690	44	2	authors	author	NOUN
issue-1690	44	3	investigated	investigate	VERB
issue-1690	44	4	that	that	SCONJ
issue-1690	44	5	a	a	DET
issue-1690	44	6	slight	slight	ADJ
issue-1690	44	7	positive	positive	ADJ
issue-1690	44	8	effect	effect	NOUN
issue-1690	44	9	from	from	ADP
issue-1690	44	10	the	the	DET
issue-1690	44	11	closure	closure	NOUN
issue-1690	44	12	of	of	ADP
issue-1690	44	13	bank	bank	NOUN
issue-1690	44	14	branches	branch	NOUN
issue-1690	44	15	due	due	ADJ
issue-1690	44	16	to	to	ADP
issue-1690	44	17	the	the	DET
issue-1690	44	18	revocation	revocation	NOUN
issue-1690	44	19	of	of	ADP
issue-1690	44	20	licenses	license	NOUN
issue-1690	44	21	for	for	ADP
issue-1690	44	22	retail	retail	ADJ
issue-1690	44	23	deposits	deposit	NOUN
issue-1690	44	24	is	be	AUX
issue-1690	44	25	relevant	relevant	ADJ
issue-1690	44	26	(	(	PUNCT
issue-1690	44	27	vasilyeva	vasilyeva	PROPN
issue-1690	44	28	,	,	PUNCT
issue-1690	44	29	novopashina	novopashina	NOUN
issue-1690	44	30	,	,	PUNCT
issue-1690	44	31	2018	2018	NUM
issue-1690	44	32	)	)	PUNCT
issue-1690	44	33	.	.	PUNCT
issue-1690	45	1	in	in	ADP
issue-1690	45	2	the	the	DET
issue-1690	45	3	article	article	NOUN
issue-1690	45	4	,	,	PUNCT
issue-1690	45	5	the	the	DET
issue-1690	45	6	authors	author	NOUN
issue-1690	45	7	study	study	VERB
issue-1690	45	8	the	the	DET
issue-1690	45	9	dynamics	dynamic	NOUN
issue-1690	45	10	of	of	ADP
issue-1690	45	11	deposits	deposit	NOUN
issue-1690	45	12	in	in	ADP
issue-1690	45	13	russia	russia	PROPN
issue-1690	45	14	,	,	PUNCT
issue-1690	45	15	as	as	ADV
issue-1690	45	16	well	well	ADV
issue-1690	45	17	as	as	ADP
issue-1690	45	18	identify	identify	VERB
issue-1690	45	19	the	the	DET
issue-1690	45	20	risks	risk	NOUN
issue-1690	45	21	of	of	ADP
issue-1690	45	22	reducing	reduce	VERB
issue-1690	45	23	the	the	DET
issue-1690	45	24	volume	volume	NOUN
issue-1690	45	25	and	and	CCONJ
issue-1690	45	26	structure	structure	NOUN
issue-1690	45	27	of	of	ADP
issue-1690	45	28	deposits	deposit	NOUN
issue-1690	45	29	.	.	PUNCT
issue-1690	46	1	researchers	researcher	NOUN
issue-1690	46	2	have	have	AUX
issue-1690	46	3	developed	develop	VERB
issue-1690	46	4	an	an	DET
issue-1690	46	5	approach	approach	NOUN
issue-1690	46	6	to	to	ADP
issue-1690	46	7	calculating	calculate	VERB
issue-1690	46	8	liquidity	liquidity	NOUN
issue-1690	46	9	ratios	ratio	NOUN
issue-1690	46	10	and	and	CCONJ
issue-1690	46	11	determining	determine	VERB
issue-1690	46	12	a	a	DET
issue-1690	46	13	stable	stable	ADJ
issue-1690	46	14	part	part	NOUN
issue-1690	46	15	of	of	ADP
issue-1690	46	16	banks	bank	NOUN
issue-1690	46	17	'	'	PART
issue-1690	46	18	liabilities	liability	NOUN
issue-1690	46	19	based	base	VERB
issue-1690	46	20	on	on	ADP
issue-1690	46	21	the	the	DET
issue-1690	46	22	use	use	NOUN
issue-1690	46	23	of	of	ADP
issue-1690	46	24	the	the	DET
issue-1690	46	25	household	household	NOUN
issue-1690	46	26	deposit	deposit	NOUN
issue-1690	46	27	portfolio	portfolio	NOUN
issue-1690	46	28	(	(	PUNCT
issue-1690	46	29	trofimov	trofimov	ADJ
issue-1690	46	30	,	,	PUNCT
issue-1690	46	31	2017	2017	NUM
issue-1690	46	32	)	)	PUNCT
issue-1690	46	33	.	.	PUNCT
issue-1690	47	1	the	the	DET
issue-1690	47	2	main	main	ADJ
issue-1690	47	3	idea	idea	NOUN
issue-1690	47	4	of	of	ADP
issue-1690	47	5	the	the	DET
issue-1690	47	6	research	research	NOUN
issue-1690	47	7	is	be	AUX
issue-1690	47	8	to	to	PART
issue-1690	47	9	analyze	analyze	VERB
issue-1690	47	10	the	the	DET
issue-1690	47	11	understanding	understanding	NOUN
issue-1690	47	12	of	of	ADP
issue-1690	47	13	the	the	DET
issue-1690	47	14	fintech	fintech	NOUN
issue-1690	47	15	landscape	landscape	NOUN
issue-1690	47	16	in	in	ADP
issue-1690	47	17	indonesia	indonesia	PROPN
issue-1690	47	18	,	,	PUNCT
issue-1690	47	19	which	which	PRON
issue-1690	47	20	,	,	PUNCT
issue-1690	47	21	according	accord	VERB
issue-1690	47	22	to	to	ADP
issue-1690	47	23	the	the	DET
issue-1690	47	24	authors	author	NOUN
issue-1690	47	25	,	,	PUNCT
issue-1690	47	26	is	be	AUX
issue-1690	47	27	characterized	characterize	VERB
issue-1690	47	28	by	by	ADP
issue-1690	47	29	baltic	baltic	ADJ
issue-1690	47	30	journal	journal	PROPN
issue-1690	47	31	of	of	ADP
issue-1690	47	32	economic	economic	ADJ
issue-1690	47	33	studies	study	NOUN
issue-1690	47	34	136	136	NUM
issue-1690	47	35	vol	vol	NOUN
issue-1690	47	36	.	.	PROPN
issue-1690	47	37	8	8	NUM
issue-1690	48	1	no	no	NOUN
issue-1690	48	2	.	.	NOUN
issue-1690	48	3	1	1	NUM
issue-1690	48	4	,	,	PUNCT
issue-1690	48	5	2022	2022	NUM
issue-1690	48	6	a	a	DET
issue-1690	48	7	het	het	ADV
issue-1690	48	8	-	-	PUNCT
issue-1690	48	9	erogeneous	erogeneous	ADJ
issue-1690	48	10	,	,	PUNCT
issue-1690	48	11	dynamic	dynamic	ADJ
issue-1690	48	12	and	and	CCONJ
issue-1690	48	13	developing	develop	VERB
issue-1690	48	14	network	network	NOUN
issue-1690	48	15	of	of	ADP
issue-1690	48	16	organizations	organization	NOUN
issue-1690	48	17	and	and	CCONJ
issue-1690	48	18	innovative	innovative	ADJ
issue-1690	48	19	mechanisms	mechanism	NOUN
issue-1690	48	20	to	to	PART
issue-1690	48	21	increase	increase	VERB
issue-1690	48	22	the	the	DET
issue-1690	48	23	scalability	scalability	NOUN
issue-1690	48	24	of	of	ADP
issue-1690	48	25	financial	financial	ADJ
issue-1690	48	26	services	service	NOUN
issue-1690	48	27	.	.	PUNCT
issue-1690	49	1	it	it	PRON
issue-1690	49	2	is	be	AUX
issue-1690	49	3	found	find	VERB
issue-1690	49	4	within	within	ADP
issue-1690	49	5	the	the	DET
issue-1690	49	6	study	study	NOUN
issue-1690	49	7	that	that	SCONJ
issue-1690	49	8	the	the	DET
issue-1690	49	9	mechanisms	mechanism	NOUN
issue-1690	49	10	of	of	ADP
issue-1690	49	11	platforming	platforming	NOUN
issue-1690	49	12	,	,	PUNCT
issue-1690	49	13	decentralization	decentralization	NOUN
issue-1690	49	14	,	,	PUNCT
issue-1690	49	15	localization	localization	NOUN
issue-1690	49	16	and	and	CCONJ
issue-1690	49	17	democratization	democratization	NOUN
issue-1690	49	18	by	by	ADP
issue-1690	49	19	fintech	fintech	NOUN
issue-1690	49	20	platform	platform	NOUN
issue-1690	49	21	operators	operator	NOUN
issue-1690	49	22	have	have	VERB
issue-1690	49	23	a	a	DET
issue-1690	49	24	positive	positive	ADJ
issue-1690	49	25	effect	effect	NOUN
issue-1690	49	26	on	on	ADP
issue-1690	49	27	the	the	DET
issue-1690	49	28	scale	scale	NOUN
issue-1690	49	29	of	of	ADP
issue-1690	49	30	financial	financial	ADJ
issue-1690	49	31	services	service	NOUN
issue-1690	49	32	and	and	CCONJ
issue-1690	49	33	financial	financial	ADJ
issue-1690	49	34	behavior	behavior	NOUN
issue-1690	49	35	of	of	ADP
issue-1690	49	36	households	household	NOUN
issue-1690	49	37	(	(	PUNCT
issue-1690	49	38	muthukannan	muthukannan	PROPN
issue-1690	49	39	,	,	PUNCT
issue-1690	49	40	tan	tan	PROPN
issue-1690	49	41	,	,	PUNCT
issue-1690	49	42	chiang	chiang	PROPN
issue-1690	49	43	,	,	PUNCT
issue-1690	49	44	2021	2021	NUM
issue-1690	49	45	)	)	PUNCT
issue-1690	49	46	.	.	PUNCT
issue-1690	50	1	the	the	DET
issue-1690	50	2	aim	aim	NOUN
issue-1690	50	3	of	of	ADP
issue-1690	50	4	the	the	DET
issue-1690	50	5	authors	author	NOUN
issue-1690	50	6	'	'	PART
issue-1690	50	7	work	work	NOUN
issue-1690	50	8	is	be	AUX
issue-1690	50	9	to	to	PART
issue-1690	50	10	empirically	empirically	ADV
issue-1690	50	11	determine	determine	VERB
issue-1690	50	12	the	the	DET
issue-1690	50	13	impact	impact	NOUN
issue-1690	50	14	of	of	ADP
issue-1690	50	15	finan	finan	NOUN
issue-1690	50	16	-	-	PUNCT
issue-1690	50	17	cial	cial	ADJ
issue-1690	50	18	development	development	NOUN
issue-1690	50	19	on	on	ADP
issue-1690	50	20	trade	trade	NOUN
issue-1690	50	21	in	in	ADP
issue-1690	50	22	services	service	NOUN
issue-1690	50	23	.	.	PUNCT
issue-1690	51	1	researchers	researcher	NOUN
issue-1690	51	2	use	use	VERB
issue-1690	51	3	three	three	NUM
issue-1690	51	4	proxies	proxy	NOUN
issue-1690	51	5	to	to	PART
issue-1690	51	6	measure	measure	VERB
issue-1690	51	7	fi	fi	ADJ
issue-1690	51	8	-	-	ADJ
issue-1690	51	9	nancial	nancial	ADJ
issue-1690	51	10	development	development	NOUN
issue-1690	51	11	:	:	PUNCT
issue-1690	51	12	financial	financial	ADJ
issue-1690	51	13	system	system	NOUN
issue-1690	51	14	deposits	deposit	NOUN
issue-1690	51	15	,	,	PUNCT
issue-1690	51	16	liquid	liquid	ADJ
issue-1690	51	17	liabilities	liability	NOUN
issue-1690	51	18	and	and	CCONJ
issue-1690	51	19	private	private	ADJ
issue-1690	51	20	loans	loan	NOUN
issue-1690	51	21	.	.	PUNCT
issue-1690	52	1	after	after	ADP
issue-1690	52	2	statistical	statistical	ADJ
issue-1690	52	3	tests	test	NOUN
issue-1690	52	4	and	and	CCONJ
issue-1690	52	5	reliability	reliability	NOUN
issue-1690	52	6	tests	test	NOUN
issue-1690	52	7	,	,	PUNCT
issue-1690	52	8	the	the	DET
issue-1690	52	9	authors	author	NOUN
issue-1690	52	10	investigated	investigate	VERB
issue-1690	52	11	that	that	SCONJ
issue-1690	52	12	financial	financial	ADJ
issue-1690	52	13	development	development	NOUN
issue-1690	52	14	has	have	VERB
issue-1690	52	15	a	a	DET
issue-1690	52	16	positive	positive	ADJ
issue-1690	52	17	impact	impact	NOUN
issue-1690	52	18	on	on	ADP
issue-1690	52	19	trade	trade	NOUN
issue-1690	52	20	in	in	ADP
issue-1690	52	21	services	service	NOUN
issue-1690	52	22	in	in	ADP
issue-1690	52	23	central	central	ADJ
issue-1690	52	24	and	and	CCONJ
issue-1690	52	25	south	south	PROPN
issue-1690	52	26	america	america	PROPN
issue-1690	52	27	,	,	PUNCT
issue-1690	52	28	but	but	CCONJ
issue-1690	52	29	does	do	AUX
issue-1690	52	30	not	not	PART
issue-1690	52	31	have	have	VERB
issue-1690	52	32	a	a	DET
issue-1690	52	33	significant	significant	ADJ
issue-1690	52	34	impact	impact	NOUN
issue-1690	52	35	in	in	ADP
issue-1690	52	36	asia	asia	PROPN
issue-1690	52	37	and	and	CCONJ
issue-1690	52	38	africa	africa	PROPN
issue-1690	52	39	(	(	PUNCT
issue-1690	52	40	jiang	jiang	PROPN
issue-1690	52	41	,	,	PUNCT
issue-1690	52	42	khan	khan	PROPN
issue-1690	52	43	,	,	PUNCT
issue-1690	52	44	zaman	zaman	PROPN
issue-1690	52	45	,	,	PUNCT
issue-1690	52	46	iqbal	iqbal	PROPN
issue-1690	52	47	,	,	PUNCT
issue-1690	52	48	2021	2021	NUM
issue-1690	52	49	)	)	PUNCT
issue-1690	52	50	.	.	PUNCT
issue-1690	53	1	researchers	researcher	NOUN
issue-1690	53	2	have	have	AUX
issue-1690	53	3	studied	study	VERB
issue-1690	53	4	the	the	DET
issue-1690	53	5	preconditions	precondition	NOUN
issue-1690	53	6	for	for	ADP
issue-1690	53	7	the	the	DET
issue-1690	53	8	emergence	emergence	NOUN
issue-1690	53	9	and	and	CCONJ
issue-1690	53	10	use	use	NOUN
issue-1690	53	11	of	of	ADP
issue-1690	53	12	fi	fi	ADJ
issue-1690	53	13	-	-	ADJ
issue-1690	53	14	nancial	nancial	ADJ
issue-1690	53	15	convergence	convergence	NOUN
issue-1690	53	16	by	by	ADP
issue-1690	53	17	participants	participant	NOUN
issue-1690	53	18	in	in	ADP
issue-1690	53	19	the	the	DET
issue-1690	53	20	global	global	ADJ
issue-1690	53	21	financial	financial	ADJ
issue-1690	53	22	services	service	NOUN
issue-1690	53	23	market	market	NOUN
issue-1690	53	24	to	to	PART
issue-1690	53	25	provide	provide	VERB
issue-1690	53	26	additional	additional	ADJ
issue-1690	53	27	competitive	competitive	ADJ
issue-1690	53	28	advantages	advantage	NOUN
issue-1690	53	29	and	and	CCONJ
issue-1690	53	30	sustainable	sustainable	ADJ
issue-1690	53	31	development	development	NOUN
issue-1690	53	32	by	by	ADP
issue-1690	53	33	changing	change	VERB
issue-1690	53	34	the	the	DET
issue-1690	53	35	established	establish	VERB
issue-1690	53	36	order	order	NOUN
issue-1690	53	37	in	in	ADP
issue-1690	53	38	the	the	DET
issue-1690	53	39	financial	financial	ADJ
issue-1690	53	40	market	market	NOUN
issue-1690	53	41	sectors	sector	NOUN
issue-1690	53	42	.	.	PUNCT
issue-1690	54	1	the	the	DET
issue-1690	54	2	authors	author	NOUN
issue-1690	54	3	consider	consider	VERB
issue-1690	54	4	practical	practical	ADJ
issue-1690	54	5	ways	way	NOUN
issue-1690	54	6	to	to	PART
issue-1690	54	7	determine	determine	VERB
issue-1690	54	8	the	the	DET
issue-1690	54	9	existence	existence	NOUN
issue-1690	54	10	of	of	ADP
issue-1690	54	11	financial	financial	ADJ
issue-1690	54	12	convergence	convergence	NOUN
issue-1690	54	13	,	,	PUNCT
issue-1690	54	14	based	base	VERB
issue-1690	54	15	on	on	ADP
issue-1690	54	16	a	a	DET
issue-1690	54	17	modern	modern	ADJ
issue-1690	54	18	approach	approach	NOUN
issue-1690	54	19	using	use	VERB
issue-1690	54	20	the	the	DET
issue-1690	54	21	methodology	methodology	NOUN
issue-1690	54	22	of	of	ADP
issue-1690	54	23	calculating	calculate	VERB
issue-1690	54	24	sigma	sigma	PROPN
issue-1690	54	25	convergence	convergence	NOUN
issue-1690	54	26	(	(	PUNCT
issue-1690	54	27	rysin	rysin	PROPN
issue-1690	54	28	,	,	PUNCT
issue-1690	54	29	galenko	galenko	PROPN
issue-1690	54	30	,	,	PUNCT
issue-1690	54	31	duchynska	duchynska	NOUN
issue-1690	54	32	,	,	PUNCT
issue-1690	54	33	kara	kara	PROPN
issue-1690	54	34	,	,	PUNCT
issue-1690	54	35	voitenko	voitenko	ADJ
issue-1690	54	36	,	,	PUNCT
issue-1690	54	37	shalapak	shalapak	NOUN
issue-1690	54	38	,	,	PUNCT
issue-1690	54	39	2021	2021	NUM
issue-1690	54	40	)	)	PUNCT
issue-1690	54	41	.	.	PUNCT
issue-1690	55	1	according	accord	VERB
issue-1690	55	2	to	to	ADP
issue-1690	55	3	the	the	DET
issue-1690	55	4	authors	author	NOUN
issue-1690	55	5	,	,	PUNCT
issue-1690	55	6	in	in	ADP
issue-1690	55	7	today	today	NOUN
issue-1690	55	8	's	's	PART
issue-1690	55	9	world	world	NOUN
issue-1690	55	10	,	,	PUNCT
issue-1690	55	11	financial	financial	ADJ
issue-1690	55	12	services	service	NOUN
issue-1690	55	13	are	be	AUX
issue-1690	55	14	developing	develop	VERB
issue-1690	55	15	most	most	ADV
issue-1690	55	16	intensively	intensively	ADV
issue-1690	55	17	in	in	ADP
issue-1690	55	18	the	the	DET
issue-1690	55	19	field	field	NOUN
issue-1690	55	20	of	of	ADP
issue-1690	55	21	electronic	electronic	ADJ
issue-1690	55	22	payments	payment	NOUN
issue-1690	55	23	.	.	PUNCT
issue-1690	56	1	the	the	DET
issue-1690	56	2	article	article	NOUN
issue-1690	56	3	is	be	AUX
issue-1690	56	4	based	base	VERB
issue-1690	56	5	on	on	ADP
issue-1690	56	6	the	the	DET
issue-1690	56	7	analysis	analysis	NOUN
issue-1690	56	8	of	of	ADP
issue-1690	56	9	the	the	DET
issue-1690	56	10	development	development	NOUN
issue-1690	56	11	of	of	ADP
issue-1690	56	12	the	the	DET
issue-1690	56	13	financial	financial	ADJ
issue-1690	56	14	services	service	NOUN
issue-1690	56	15	market	market	NOUN
issue-1690	56	16	in	in	ADP
issue-1690	56	17	ukraine	ukraine	NOUN
issue-1690	56	18	,	,	PUNCT
issue-1690	56	19	identification	identification	NOUN
issue-1690	56	20	of	of	ADP
issue-1690	56	21	problems	problem	NOUN
issue-1690	56	22	and	and	CCONJ
issue-1690	56	23	prospects	prospect	NOUN
issue-1690	56	24	for	for	ADP
issue-1690	56	25	the	the	DET
issue-1690	56	26	development	development	NOUN
issue-1690	56	27	of	of	ADP
issue-1690	56	28	this	this	DET
issue-1690	56	29	market	market	NOUN
issue-1690	56	30	.	.	PUNCT
issue-1690	57	1	considering	consider	VERB
issue-1690	57	2	the	the	DET
issue-1690	57	3	prospects	prospect	NOUN
issue-1690	57	4	of	of	ADP
issue-1690	57	5	further	further	ADJ
issue-1690	57	6	research	research	NOUN
issue-1690	57	7	,	,	PUNCT
issue-1690	57	8	the	the	DET
issue-1690	57	9	authors	author	NOUN
issue-1690	57	10	emphasize	emphasize	VERB
issue-1690	57	11	the	the	DET
issue-1690	57	12	further	further	ADJ
issue-1690	57	13	study	study	NOUN
issue-1690	57	14	of	of	ADP
issue-1690	57	15	the	the	DET
issue-1690	57	16	development	development	NOUN
issue-1690	57	17	of	of	ADP
issue-1690	57	18	financial	financial	ADJ
issue-1690	57	19	technologies	technology	NOUN
issue-1690	57	20	in	in	ADP
issue-1690	57	21	the	the	DET
issue-1690	57	22	financial	financial	ADJ
issue-1690	57	23	sector	sector	NOUN
issue-1690	57	24	,	,	PUNCT
issue-1690	57	25	transactions	transaction	NOUN
issue-1690	57	26	with	with	ADP
issue-1690	57	27	bankcards	bankcard	NOUN
issue-1690	57	28	and	and	CCONJ
issue-1690	57	29	electronic	electronic	ADJ
issue-1690	57	30	money	money	NOUN
issue-1690	57	31	in	in	ADP
issue-1690	57	32	ukraine	ukraine	PROPN
issue-1690	57	33	(	(	PUNCT
issue-1690	57	34	roshylo	roshylo	PROPN
issue-1690	57	35	,	,	PUNCT
issue-1690	57	36	kovalevych	kovalevych	NOUN
issue-1690	57	37	,	,	PUNCT
issue-1690	57	38	gut	gut	PROPN
issue-1690	57	39	,	,	PUNCT
issue-1690	57	40	ventsel	ventsel	NOUN
issue-1690	57	41	,	,	PUNCT
issue-1690	57	42	berdar	berdar	ADJ
issue-1690	57	43	,	,	PUNCT
issue-1690	57	44	2020	2020	NUM
issue-1690	57	45	)	)	PUNCT
issue-1690	57	46	.	.	PUNCT
issue-1690	58	1	3	3	X
issue-1690	58	2	.	.	X
issue-1690	58	3	the	the	DET
issue-1690	58	4	essence	essence	NOUN
issue-1690	58	5	and	and	CCONJ
issue-1690	58	6	the	the	DET
issue-1690	58	7	features	feature	NOUN
issue-1690	58	8	of	of	ADP
issue-1690	58	9	the	the	DET
issue-1690	58	10	formation	formation	NOUN
issue-1690	58	11	of	of	ADP
issue-1690	58	12	the	the	DET
issue-1690	58	13	deposit	deposit	NOUN
issue-1690	58	14	behavior	behavior	NOUN
issue-1690	58	15	of	of	ADP
issue-1690	58	16	households	household	NOUN
issue-1690	58	17	let	let	VERB
issue-1690	58	18	's	us	PRON
issue-1690	58	19	start	start	VERB
issue-1690	58	20	the	the	DET
issue-1690	58	21	study	study	NOUN
issue-1690	58	22	by	by	ADP
issue-1690	58	23	considering	consider	VERB
issue-1690	58	24	the	the	DET
issue-1690	58	25	essence	essence	NOUN
issue-1690	58	26	of	of	ADP
issue-1690	58	27	the	the	DET
issue-1690	58	28	category	category	NOUN
issue-1690	58	29	"	"	PUNCT
issue-1690	58	30	deposit	deposit	NOUN
issue-1690	58	31	behavior	behavior	NOUN
issue-1690	58	32	of	of	ADP
issue-1690	58	33	households	household	NOUN
issue-1690	58	34	"	"	PUNCT
issue-1690	58	35	.	.	PUNCT
issue-1690	59	1	it	it	PRON
issue-1690	59	2	should	should	AUX
issue-1690	59	3	be	be	AUX
issue-1690	59	4	noted	note	VERB
issue-1690	59	5	that	that	SCONJ
issue-1690	59	6	the	the	DET
issue-1690	59	7	outlined	outlined	ADJ
issue-1690	59	8	type	type	NOUN
issue-1690	59	9	of	of	ADP
issue-1690	59	10	behavior	behavior	NOUN
issue-1690	59	11	,	,	PUNCT
issue-1690	59	12	as	as	ADV
issue-1690	59	13	well	well	ADV
issue-1690	59	14	as	as	ADP
issue-1690	59	15	the	the	DET
issue-1690	59	16	financial	financial	ADJ
issue-1690	59	17	behavior	behavior	NOUN
issue-1690	59	18	of	of	ADP
issue-1690	59	19	all	all	DET
issue-1690	59	20	economic	economic	ADJ
issue-1690	59	21	entities	entity	NOUN
issue-1690	59	22	that	that	PRON
issue-1690	59	23	use	use	VERB
issue-1690	59	24	financial	financial	ADJ
issue-1690	59	25	services	service	NOUN
issue-1690	59	26	,	,	PUNCT
issue-1690	59	27	is	be	AUX
issue-1690	59	28	directly	directly	ADV
issue-1690	59	29	related	relate	VERB
issue-1690	59	30	to	to	ADP
issue-1690	59	31	the	the	DET
issue-1690	59	32	ongoing	ongoing	ADJ
issue-1690	59	33	process	process	NOUN
issue-1690	59	34	of	of	ADP
issue-1690	59	35	making	make	VERB
issue-1690	59	36	appropriate	appropriate	ADJ
issue-1690	59	37	decisions	decision	NOUN
issue-1690	59	38	on	on	ADP
issue-1690	59	39	the	the	DET
issue-1690	59	40	use	use	NOUN
issue-1690	59	41	of	of	ADP
issue-1690	59	42	their	their	PRON
issue-1690	59	43	own	own	ADJ
issue-1690	59	44	financial	financial	ADJ
issue-1690	59	45	resources	resource	NOUN
issue-1690	59	46	.	.	PUNCT
issue-1690	60	1	however	however	ADV
issue-1690	60	2	,	,	PUNCT
issue-1690	60	3	such	such	ADJ
issue-1690	60	4	processes	process	NOUN
issue-1690	60	5	occur	occur	VERB
issue-1690	60	6	in	in	ADP
issue-1690	60	7	an	an	DET
issue-1690	60	8	environment	environment	NOUN
issue-1690	60	9	of	of	ADP
issue-1690	60	10	constant	constant	ADJ
issue-1690	60	11	influence	influence	NOUN
issue-1690	60	12	on	on	ADP
issue-1690	60	13	their	their	PRON
issue-1690	60	14	very	very	ADV
issue-1690	60	15	significant	significant	ADJ
issue-1690	60	16	number	number	NOUN
issue-1690	60	17	of	of	ADP
issue-1690	60	18	factors	factor	NOUN
issue-1690	60	19	that	that	PRON
issue-1690	60	20	are	be	AUX
issue-1690	60	21	formed	form	VERB
issue-1690	60	22	both	both	CCONJ
issue-1690	60	23	within	within	ADP
issue-1690	60	24	the	the	DET
issue-1690	60	25	economic	economic	ADJ
issue-1690	60	26	environment	environment	NOUN
issue-1690	60	27	as	as	ADP
issue-1690	60	28	a	a	DET
issue-1690	60	29	whole	whole	ADJ
issue-1690	60	30	and	and	CCONJ
issue-1690	60	31	inherent	inherent	ADJ
issue-1690	60	32	in	in	ADP
issue-1690	60	33	individuals	individual	NOUN
issue-1690	60	34	,	,	PUNCT
issue-1690	60	35	households	household	NOUN
issue-1690	60	36	,	,	PUNCT
issue-1690	60	37	etc	etc	X
issue-1690	60	38	.	.	X
issue-1690	61	1	it	it	PRON
issue-1690	61	2	is	be	AUX
issue-1690	61	3	logical	logical	ADJ
issue-1690	61	4	to	to	PART
issue-1690	61	5	begin	begin	VERB
issue-1690	61	6	the	the	DET
issue-1690	61	7	consideration	consideration	NOUN
issue-1690	61	8	of	of	ADP
issue-1690	61	9	the	the	DET
issue-1690	61	10	essence	essence	NOUN
issue-1690	61	11	of	of	ADP
issue-1690	61	12	the	the	DET
issue-1690	61	13	category	category	NOUN
issue-1690	61	14	"	"	PUNCT
issue-1690	61	15	deposit	deposit	NOUN
issue-1690	61	16	behavior	behavior	NOUN
issue-1690	61	17	of	of	ADP
issue-1690	61	18	households	household	NOUN
issue-1690	61	19	"	"	PUNCT
issue-1690	61	20	with	with	ADP
issue-1690	61	21	the	the	DET
issue-1690	61	22	study	study	NOUN
issue-1690	61	23	of	of	ADP
issue-1690	61	24	the	the	DET
issue-1690	61	25	content	content	NOUN
issue-1690	61	26	of	of	ADP
issue-1690	61	27	such	such	ADJ
issue-1690	61	28	definitions	definition	NOUN
issue-1690	61	29	as	as	ADP
issue-1690	61	30	"	"	PUNCT
issue-1690	61	31	deposit	deposit	NOUN
issue-1690	61	32	behavior	behavior	NOUN
issue-1690	61	33	"	"	PUNCT
issue-1690	61	34	,	,	PUNCT
issue-1690	61	35	"	"	PUNCT
issue-1690	61	36	household	household	NOUN
issue-1690	61	37	"	"	PUNCT
issue-1690	61	38	.	.	PUNCT
issue-1690	62	1	in	in	ADP
issue-1690	62	2	figure	figure	NOUN
issue-1690	62	3	1	1	NUM
issue-1690	62	4	,	,	PUNCT
issue-1690	62	5	the	the	DET
issue-1690	62	6	author	author	NOUN
issue-1690	62	7	's	's	PART
issue-1690	62	8	approaches	approach	NOUN
issue-1690	62	9	to	to	ADP
issue-1690	62	10	the	the	DET
issue-1690	62	11	analysis	analysis	NOUN
issue-1690	62	12	of	of	ADP
issue-1690	62	13	the	the	DET
issue-1690	62	14	outlined	outline	VERB
issue-1690	62	15	categories	category	NOUN
issue-1690	62	16	are	be	AUX
issue-1690	62	17	presented	present	VERB
issue-1690	62	18	.	.	PUNCT
issue-1690	63	1	please	please	INTJ
issue-1690	63	2	note	note	VERB
issue-1690	63	3	that	that	SCONJ
issue-1690	63	4	it	it	PRON
issue-1690	63	5	is	be	AUX
issue-1690	63	6	extremely	extremely	ADV
issue-1690	63	7	difficult	difficult	ADJ
issue-1690	63	8	today	today	NOUN
issue-1690	63	9	to	to	PART
issue-1690	63	10	study	study	VERB
issue-1690	63	11	some	some	DET
issue-1690	63	12	features	feature	NOUN
issue-1690	63	13	of	of	ADP
issue-1690	63	14	the	the	DET
issue-1690	63	15	behavior	behavior	NOUN
issue-1690	63	16	of	of	ADP
issue-1690	63	17	economic	economic	ADJ
issue-1690	63	18	entities	entity	NOUN
issue-1690	63	19	within	within	ADP
issue-1690	63	20	the	the	DET
issue-1690	63	21	national	national	ADJ
issue-1690	63	22	economy	economy	NOUN
issue-1690	63	23	,	,	PUNCT
issue-1690	63	24	including	include	VERB
issue-1690	63	25	the	the	DET
issue-1690	63	26	financial	financial	ADJ
issue-1690	63	27	services	service	NOUN
issue-1690	63	28	market	market	NOUN
issue-1690	63	29	due	due	ADP
issue-1690	63	30	to	to	ADP
issue-1690	63	31	the	the	DET
issue-1690	63	32	lack	lack	NOUN
issue-1690	63	33	of	of	ADP
issue-1690	63	34	necessary	necessary	ADJ
issue-1690	63	35	analytical	analytical	ADJ
issue-1690	63	36	data	datum	NOUN
issue-1690	63	37	,	,	PUNCT
issue-1690	63	38	the	the	DET
issue-1690	63	39	presence	presence	NOUN
issue-1690	63	40	of	of	ADP
issue-1690	63	41	a	a	DET
issue-1690	63	42	significant	significant	ADJ
issue-1690	63	43	number	number	NOUN
issue-1690	63	44	of	of	ADP
issue-1690	63	45	different	different	ADJ
issue-1690	63	46	models	model	NOUN
issue-1690	63	47	of	of	ADP
issue-1690	63	48	economic	economic	ADJ
issue-1690	63	49	models	model	NOUN
issue-1690	63	50	,	,	PUNCT
issue-1690	63	51	including	include	VERB
issue-1690	63	52	financial	financial	ADJ
issue-1690	63	53	,	,	PUNCT
issue-1690	63	54	the	the	DET
issue-1690	63	55	deposit	deposit	NOUN
issue-1690	63	56	behavior	behavior	NOUN
issue-1690	63	57	,	,	PUNCT
issue-1690	63	58	and	and	CCONJ
issue-1690	63	59	insufficient	insufficient	ADJ
issue-1690	63	60	development	development	NOUN
issue-1690	63	61	of	of	ADP
issue-1690	63	62	methodological	methodological	ADJ
issue-1690	63	63	tools	tool	NOUN
issue-1690	63	64	for	for	ADP
issue-1690	63	65	such	such	ADJ
issue-1690	63	66	research	research	NOUN
issue-1690	63	67	.	.	PUNCT
issue-1690	64	1	however	however	ADV
issue-1690	64	2	,	,	PUNCT
issue-1690	64	3	it	it	PRON
issue-1690	64	4	can	can	AUX
issue-1690	64	5	be	be	AUX
issue-1690	64	6	unequivocally	unequivocally	ADV
issue-1690	64	7	stated	state	VERB
issue-1690	64	8	that	that	SCONJ
issue-1690	64	9	behavior	behavior	NOUN
issue-1690	64	10	is	be	AUX
issue-1690	64	11	a	a	DET
issue-1690	64	12	generalized	generalized	ADJ
issue-1690	64	13	category	category	NOUN
issue-1690	64	14	for	for	ADP
issue-1690	64	15	describing	describe	VERB
issue-1690	64	16	the	the	DET
issue-1690	64	17	actions	action	NOUN
issue-1690	64	18	of	of	ADP
issue-1690	64	19	a	a	DET
issue-1690	64	20	particular	particular	ADJ
issue-1690	64	21	subject	subject	NOUN
issue-1690	64	22	in	in	ADP
issue-1690	64	23	a	a	DET
issue-1690	64	24	given	give	VERB
issue-1690	64	25	situation	situation	NOUN
issue-1690	64	26	.	.	PUNCT
issue-1690	65	1	in	in	ADP
issue-1690	65	2	economics	economic	NOUN
issue-1690	65	3	,	,	PUNCT
issue-1690	65	4	which	which	PRON
issue-1690	65	5	directly	directly	ADV
issue-1690	65	6	examines	examine	VERB
issue-1690	65	7	the	the	DET
issue-1690	65	8	basic	basic	ADJ
issue-1690	65	9	economic	economic	ADJ
issue-1690	65	10	processes	process	NOUN
issue-1690	65	11	of	of	ADP
issue-1690	65	12	production	production	NOUN
issue-1690	65	13	,	,	PUNCT
issue-1690	65	14	exchange	exchange	NOUN
issue-1690	65	15	,	,	PUNCT
issue-1690	65	16	distribution	distribution	NOUN
issue-1690	65	17	and	and	CCONJ
issue-1690	65	18	consumption	consumption	NOUN
issue-1690	65	19	,	,	PUNCT
issue-1690	65	20	the	the	DET
issue-1690	65	21	behavior	behavior	NOUN
issue-1690	65	22	is	be	AUX
issue-1690	65	23	primarily	primarily	ADV
issue-1690	65	24	related	relate	VERB
issue-1690	65	25	to	to	ADP
issue-1690	65	26	the	the	DET
issue-1690	65	27	peculiarities	peculiarity	NOUN
issue-1690	65	28	of	of	ADP
issue-1690	65	29	the	the	DET
issue-1690	65	30	formation	formation	NOUN
issue-1690	65	31	of	of	ADP
issue-1690	65	32	interaction	interaction	NOUN
issue-1690	65	33	between	between	ADP
issue-1690	65	34	entities	entity	NOUN
issue-1690	65	35	as	as	ADP
issue-1690	65	36	a	a	DET
issue-1690	65	37	result	result	NOUN
issue-1690	65	38	of	of	ADP
issue-1690	65	39	these	these	DET
issue-1690	65	40	processes	process	NOUN
issue-1690	65	41	.	.	PUNCT
issue-1690	66	1	thus	thus	ADV
issue-1690	66	2	,	,	PUNCT
issue-1690	66	3	taking	take	VERB
issue-1690	66	4	into	into	ADP
issue-1690	66	5	account	account	NOUN
issue-1690	66	6	the	the	DET
issue-1690	66	7	specifics	specific	NOUN
issue-1690	66	8	of	of	ADP
issue-1690	66	9	deposit	deposit	NOUN
issue-1690	66	10	operations	operation	NOUN
issue-1690	66	11	,	,	PUNCT
issue-1690	66	12	the	the	DET
issue-1690	66	13	peculiarities	peculiarity	NOUN
issue-1690	66	14	of	of	ADP
issue-1690	66	15	the	the	DET
issue-1690	66	16	functioning	functioning	NOUN
issue-1690	66	17	of	of	ADP
issue-1690	66	18	financial	financial	ADJ
issue-1690	66	19	institutions	institution	NOUN
issue-1690	66	20	,	,	PUNCT
issue-1690	66	21	the	the	DET
issue-1690	66	22	category	category	NOUN
issue-1690	66	23	of	of	ADP
issue-1690	66	24	"	"	PUNCT
issue-1690	66	25	deposit	deposit	NOUN
issue-1690	66	26	behavior	behavior	NOUN
issue-1690	66	27	"	"	PUNCT
issue-1690	66	28	should	should	AUX
issue-1690	66	29	be	be	AUX
issue-1690	66	30	considered	consider	VERB
issue-1690	66	31	as	as	SCONJ
issue-1690	66	32	follows	follow	VERB
issue-1690	66	33	:	:	PUNCT
issue-1690	66	34	deposit	deposit	NOUN
issue-1690	66	35	behavior	behavior	NOUN
issue-1690	66	36	–	–	PUNCT
issue-1690	66	37	the	the	DET
issue-1690	66	38	process	process	NOUN
issue-1690	66	39	of	of	ADP
issue-1690	66	40	interaction	interaction	NOUN
issue-1690	66	41	with	with	ADP
issue-1690	66	42	the	the	DET
issue-1690	66	43	environment	environment	NOUN
issue-1690	66	44	about	about	ADP
issue-1690	66	45	the	the	DET
issue-1690	66	46	placement	placement	NOUN
issue-1690	66	47	of	of	ADP
issue-1690	66	48	temporarily	temporarily	ADV
issue-1690	66	49	free	free	ADJ
issue-1690	66	50	financial	financial	ADJ
issue-1690	66	51	resources	resource	NOUN
issue-1690	66	52	in	in	ADP
issue-1690	66	53	the	the	DET
issue-1690	66	54	temporary	temporary	ADJ
issue-1690	66	55	use	use	NOUN
issue-1690	66	56	of	of	ADP
issue-1690	66	57	the	the	DET
issue-1690	66	58	depository	depository	NOUN
issue-1690	66	59	institution	institution	NOUN
issue-1690	66	60	,	,	PUNCT
issue-1690	66	61	as	as	SCONJ
issue-1690	66	62	it	it	PRON
issue-1690	66	63	has	have	VERB
issue-1690	66	64	the	the	DET
issue-1690	66	65	right	right	NOUN
issue-1690	66	66	to	to	PART
issue-1690	66	67	accept	accept	VERB
issue-1690	66	68	these	these	DET
issue-1690	66	69	resources	resource	NOUN
issue-1690	66	70	for	for	ADP
issue-1690	66	71	storage	storage	NOUN
issue-1690	66	72	,	,	PUNCT
issue-1690	66	73	use	use	VERB
issue-1690	66	74	them	they	PRON
issue-1690	66	75	at	at	ADP
issue-1690	66	76	its	its	PRON
issue-1690	66	77	discretion	discretion	NOUN
issue-1690	66	78	on	on	ADP
issue-1690	66	79	terms	term	NOUN
issue-1690	66	80	of	of	ADP
issue-1690	66	81	return	return	NOUN
issue-1690	66	82	,	,	PUNCT
issue-1690	66	83	timeliness	timeliness	NOUN
issue-1690	66	84	,	,	PUNCT
issue-1690	66	85	payment	payment	NOUN
issue-1690	66	86	and	and	CCONJ
issue-1690	66	87	timeliness	timeliness	NOUN
issue-1690	66	88	.	.	PUNCT
issue-1690	67	1	it	it	PRON
issue-1690	67	2	is	be	AUX
issue-1690	67	3	worth	worth	ADJ
issue-1690	67	4	noting	note	VERB
issue-1690	67	5	that	that	SCONJ
issue-1690	67	6	,	,	PUNCT
issue-1690	67	7	in	in	ADP
issue-1690	67	8	general	general	ADJ
issue-1690	67	9	,	,	PUNCT
issue-1690	67	10	a	a	DET
issue-1690	67	11	certain	certain	ADJ
issue-1690	67	12	type	type	NOUN
issue-1690	67	13	of	of	ADP
issue-1690	67	14	the	the	DET
issue-1690	67	15	deposit	deposit	NOUN
issue-1690	67	16	behavior	behavior	NOUN
issue-1690	67	17	is	be	AUX
issue-1690	67	18	common	common	ADJ
issue-1690	67	19	to	to	ADP
issue-1690	67	20	all	all	DET
issue-1690	67	21	economic	economic	ADJ
issue-1690	67	22	entities	entity	NOUN
issue-1690	67	23	that	that	PRON
issue-1690	67	24	own	own	VERB
issue-1690	67	25	a	a	DET
issue-1690	67	26	certain	certain	ADJ
issue-1690	67	27	amount	amount	NOUN
issue-1690	67	28	of	of	ADP
issue-1690	67	29	financial	financial	ADJ
issue-1690	67	30	resources	resource	NOUN
issue-1690	67	31	that	that	PRON
issue-1690	67	32	these	these	DET
issue-1690	67	33	entities	entity	NOUN
issue-1690	67	34	can	can	AUX
issue-1690	67	35	transfer	transfer	VERB
issue-1690	67	36	to	to	ADP
issue-1690	67	37	financial	financial	ADJ
issue-1690	67	38	institutions	institution	NOUN
issue-1690	67	39	.	.	PUNCT
issue-1690	68	1	however	however	ADV
issue-1690	68	2	,	,	PUNCT
issue-1690	68	3	in	in	ADP
issue-1690	68	4	each	each	DET
issue-1690	68	5	case	case	NOUN
issue-1690	68	6	,	,	PUNCT
issue-1690	68	7	such	such	ADJ
issue-1690	68	8	models	model	NOUN
issue-1690	68	9	have	have	VERB
issue-1690	68	10	their	their	PRON
issue-1690	68	11	own	own	ADJ
issue-1690	68	12	,	,	PUNCT
issue-1690	68	13	quite	quite	ADV
issue-1690	68	14	diverse	diverse	ADJ
issue-1690	68	15	features	feature	NOUN
issue-1690	68	16	.	.	PUNCT
issue-1690	69	1	for	for	ADP
issue-1690	69	2	households	household	NOUN
issue-1690	69	3	as	as	ADP
issue-1690	69	4	economic	economic	ADJ
issue-1690	69	5	entities	entity	NOUN
issue-1690	69	6	,	,	PUNCT
issue-1690	69	7	this	this	DET
issue-1690	69	8	type	type	NOUN
issue-1690	69	9	of	of	ADP
issue-1690	69	10	behavior	behavior	NOUN
issue-1690	69	11	is	be	AUX
issue-1690	69	12	quite	quite	ADV
issue-1690	69	13	different	different	ADJ
issue-1690	69	14	from	from	ADP
issue-1690	69	15	the	the	DET
issue-1690	69	16	decision	decision	NOUN
issue-1690	69	17	-	-	PUNCT
issue-1690	69	18	making	make	VERB
issue-1690	69	19	processes	process	NOUN
issue-1690	69	20	for	for	ADP
issue-1690	69	21	the	the	DET
issue-1690	69	22	management	management	NOUN
issue-1690	69	23	of	of	ADP
issue-1690	69	24	financial	financial	ADJ
issue-1690	69	25	resources	resource	NOUN
issue-1690	69	26	by	by	ADP
issue-1690	69	27	owners	owner	NOUN
issue-1690	69	28	and	and	CCONJ
issue-1690	69	29	management	management	NOUN
issue-1690	69	30	of	of	ADP
issue-1690	69	31	enterprises	enterprise	NOUN
issue-1690	69	32	,	,	PUNCT
issue-1690	69	33	management	management	NOUN
issue-1690	69	34	of	of	ADP
issue-1690	69	35	organizations	organization	NOUN
issue-1690	69	36	,	,	PUNCT
issue-1690	69	37	institutions	institution	NOUN
issue-1690	69	38	,	,	PUNCT
issue-1690	69	39	etc	etc	X
issue-1690	69	40	.	.	X
issue-1690	69	41	given	give	VERB
issue-1690	69	42	the	the	DET
issue-1690	69	43	specific	specific	ADJ
issue-1690	69	44	role	role	NOUN
issue-1690	69	45	of	of	ADP
issue-1690	69	46	households	household	NOUN
issue-1690	69	47	in	in	ADP
issue-1690	69	48	the	the	DET
issue-1690	69	49	development	development	NOUN
issue-1690	69	50	of	of	ADP
issue-1690	69	51	the	the	DET
issue-1690	69	52	national	national	ADJ
issue-1690	69	53	economy	economy	NOUN
issue-1690	69	54	,	,	PUNCT
issue-1690	69	55	the	the	DET
issue-1690	69	56	household	household	NOUN
issue-1690	69	57	’s	’s	PART
issue-1690	69	58	deposit	deposit	NOUN
issue-1690	69	59	behavior	behavior	NOUN
issue-1690	69	60	should	should	AUX
issue-1690	69	61	be	be	AUX
issue-1690	69	62	considered	consider	VERB
issue-1690	69	63	as	as	ADP
issue-1690	69	64	a	a	DET
issue-1690	69	65	process	process	NOUN
issue-1690	69	66	of	of	ADP
issue-1690	69	67	interaction	interaction	NOUN
issue-1690	69	68	of	of	ADP
issue-1690	69	69	economic	economic	ADJ
issue-1690	69	70	entities	entity	NOUN
issue-1690	69	71	that	that	PRON
issue-1690	69	72	carry	carry	VERB
issue-1690	69	73	out	out	ADP
issue-1690	69	74	economic	economic	ADJ
issue-1690	69	75	activities	activity	NOUN
issue-1690	69	76	and	and	CCONJ
issue-1690	69	77	have	have	VERB
issue-1690	69	78	a	a	DET
issue-1690	69	79	common	common	ADJ
issue-1690	69	80	budget	budget	NOUN
issue-1690	69	81	with	with	ADP
issue-1690	69	82	financial	financial	ADJ
issue-1690	69	83	institutions	institution	NOUN
issue-1690	69	84	to	to	PART
issue-1690	69	85	place	place	VERB
issue-1690	69	86	temporarily	temporarily	ADV
issue-1690	69	87	free	free	ADJ
issue-1690	69	88	financial	financial	ADJ
issue-1690	69	89	resources	resource	NOUN
issue-1690	69	90	they	they	PRON
issue-1690	69	91	have	have	VERB
issue-1690	69	92	,	,	PUNCT
issue-1690	69	93	which	which	PRON
issue-1690	69	94	involves	involve	VERB
issue-1690	69	95	the	the	DET
issue-1690	69	96	transfer	transfer	NOUN
issue-1690	69	97	of	of	ADP
issue-1690	69	98	these	these	DET
issue-1690	69	99	funds	fund	NOUN
issue-1690	69	100	in	in	ADP
issue-1690	69	101	the	the	DET
issue-1690	69	102	temporary	temporary	ADJ
issue-1690	69	103	use	use	NOUN
issue-1690	69	104	of	of	ADP
issue-1690	69	105	such	such	ADJ
issue-1690	69	106	institutions	institution	NOUN
issue-1690	69	107	with	with	ADP
issue-1690	69	108	the	the	DET
issue-1690	69	109	right	right	NOUN
issue-1690	69	110	to	to	PART
issue-1690	69	111	use	use	VERB
issue-1690	69	112	them	they	PRON
issue-1690	69	113	at	at	ADP
issue-1690	69	114	its	its	PRON
issue-1690	69	115	discretion	discretion	NOUN
issue-1690	69	116	on	on	ADP
issue-1690	69	117	terms	term	NOUN
issue-1690	69	118	of	of	ADP
issue-1690	69	119	return	return	NOUN
issue-1690	69	120	,	,	PUNCT
issue-1690	69	121	timeliness	timeliness	NOUN
issue-1690	69	122	,	,	PUNCT
issue-1690	69	123	payment	payment	NOUN
issue-1690	69	124	,	,	PUNCT
issue-1690	69	125	timeliness	timeliness	NOUN
issue-1690	69	126	,	,	PUNCT
issue-1690	69	127	transparency	transparency	NOUN
issue-1690	69	128	and	and	CCONJ
issue-1690	69	129	coordination	coordination	NOUN
issue-1690	69	130	of	of	ADP
issue-1690	69	131	interests	interest	NOUN
issue-1690	69	132	.	.	PUNCT
issue-1690	70	1	it	it	PRON
issue-1690	70	2	should	should	AUX
issue-1690	70	3	be	be	AUX
issue-1690	70	4	noted	note	VERB
issue-1690	70	5	that	that	SCONJ
issue-1690	70	6	the	the	DET
issue-1690	70	7	behavior	behavior	NOUN
issue-1690	70	8	of	of	ADP
issue-1690	70	9	households	household	NOUN
issue-1690	70	10	is	be	AUX
issue-1690	70	11	largely	largely	ADV
issue-1690	70	12	determined	determine	VERB
issue-1690	70	13	by	by	ADP
issue-1690	70	14	the	the	DET
issue-1690	70	15	social	social	ADJ
issue-1690	70	16	environment	environment	NOUN
issue-1690	70	17	,	,	PUNCT
issue-1690	70	18	baltic	baltic	ADJ
issue-1690	70	19	journal	journal	PROPN
issue-1690	70	20	of	of	ADP
issue-1690	70	21	economic	economic	ADJ
issue-1690	70	22	studies	study	NOUN
issue-1690	70	23	137	137	NUM
issue-1690	70	24	vol	vol	NOUN
issue-1690	70	25	.	.	PROPN
issue-1690	70	26	8	8	NUM
issue-1690	71	1	no	no	NOUN
issue-1690	71	2	.	.	NOUN
issue-1690	71	3	1	1	NUM
issue-1690	71	4	,	,	PUNCT
issue-1690	71	5	2022	2022	NUM
issue-1690	71	6	th	th	X
issue-1690	71	7	e	e	NOUN
issue-1690	71	8	pr	pr	NOUN
issue-1690	71	9	oc	oc	ADP
issue-1690	71	10	es	es	X
issue-1690	71	11	s	s	X
issue-1690	71	12	o	o	X
issue-1690	71	13	f	f	NOUN
issue-1690	71	14	in	in	ADP
issue-1690	71	15	te	te	INTJ
issue-1690	71	16	ra	ra	PROPN
issue-1690	72	1	ct	ct	PROPN
issue-1690	72	2	io	io	PROPN
issue-1690	72	3	n	n	PROPN
issue-1690	72	4	of	of	ADP
issue-1690	72	5	th	th	X
issue-1690	72	6	e	e	X
issue-1690	72	7	en	en	X
issue-1690	72	8	tit	tit	PROPN
issue-1690	72	9	y	y	PROPN
issue-1690	72	10	w	w	PROPN
issue-1690	72	11	ith	ith	PROPN
issue-1690	72	12	th	th	X
issue-1690	72	13	e	e	X
issue-1690	72	14	en	en	X
issue-1690	72	15	vi	vi	PROPN
issue-1690	72	16	ro	ro	X
issue-1690	72	17	nm	nm	PROPN
issue-1690	72	18	en	en	ADV
issue-1690	72	19	t	t	X
issue-1690	72	20	o	o	NOUN
issue-1690	72	21	n	n	X
issue-1690	72	22	th	th	X
issue-1690	72	23	e	e	X
issue-1690	72	24	pl	pl	X
issue-1690	72	25	ac	ac	ADV
issue-1690	72	26	em	em	PRON
issue-1690	72	27	en	en	INTJ
issue-1690	72	28	t	t	X
issue-1690	72	29	o	o	X
issue-1690	72	30	f	f	X
issue-1690	73	1	te	te	INTJ
issue-1690	73	2	m	m	PROPN
issue-1690	73	3	po	po	INTJ
issue-1690	73	4	ra	ra	PROPN
issue-1690	74	1	ri	ri	INTJ
issue-1690	75	1	ly	ly	X
issue-1690	75	2	fr	fr	INTJ
issue-1690	75	3	ee	ee	ADP
issue-1690	75	4	fin	fin	PROPN
issue-1690	75	5	an	an	DET
issue-1690	75	6	ci	ci	PROPN
issue-1690	75	7	al	al	PROPN
issue-1690	75	8	re	re	NOUN
issue-1690	75	9	so	so	ADV
issue-1690	75	10	ur	ur	PROPN
issue-1690	75	11	ce	ce	PROPN
issue-1690	75	12	s	s	PROPN
issue-1690	75	13	t	t	PROPN
issue-1690	75	14	ha	ha	INTJ
issue-1690	75	15	t	t	PROPN
issue-1690	75	16	it	it	PRON
issue-1690	76	1	ow	ow	INTJ
issue-1690	76	2	ns	ns	INTJ
issue-1690	76	3	,	,	PUNCT
issue-1690	76	4	w	w	NOUN
issue-1690	76	5	hi	hi	INTJ
issue-1690	76	6	ch	ch	NOUN
issue-1690	76	7	in	in	ADP
issue-1690	76	8	vo	vo	X
issue-1690	76	9	lv	lv	PROPN
issue-1690	76	10	es	es	X
issue-1690	76	11	th	th	X
issue-1690	76	12	e	e	NOUN
issue-1690	76	13	tr	tr	VERB
issue-1690	76	14	an	an	DET
issue-1690	76	15	sf	sf	NOUN
issue-1690	77	1	er	er	INTJ
issue-1690	77	2	o	o	X
issue-1690	77	3	f	f	NOUN
issue-1690	77	4	t	t	X
issue-1690	77	5	he	he	PRON
issue-1690	77	6	se	se	PROPN
issue-1690	77	7	fu	fu	PROPN
issue-1690	77	8	nd	nd	PRON
issue-1690	77	9	s	s	PROPN
issue-1690	77	10	f	f	NOUN
issue-1690	77	11	or	or	CCONJ
issue-1690	77	12	te	te	ADP
issue-1690	77	13	m	m	PROPN
issue-1690	77	14	po	po	INTJ
issue-1690	77	15	ra	ra	PROPN
issue-1690	77	16	ry	ry	PROPN
issue-1690	77	17	u	u	PROPN
issue-1690	77	18	se	se	PROPN
issue-1690	77	19	to	to	ADP
issue-1690	77	20	th	th	X
issue-1690	77	21	e	e	X
issue-1690	77	22	de	de	X
issue-1690	77	23	po	po	X
issue-1690	77	24	si	si	X
issue-1690	77	25	to	to	PART
issue-1690	77	26	ry	ry	VERB
issue-1690	77	27	in	in	ADP
issue-1690	77	28	st	st	PROPN
issue-1690	77	29	itu	itu	PROPN
issue-1690	77	30	tio	tio	PROPN
issue-1690	77	31	n	n	CCONJ
issue-1690	77	32	,	,	PUNCT
issue-1690	77	33	as	as	SCONJ
issue-1690	77	34	it	it	PRON
issue-1690	77	35	h	h	VERB
issue-1690	77	36	as	as	ADP
issue-1690	77	37	th	th	X
issue-1690	77	38	e	e	X
issue-1690	77	39	ri	ri	PROPN
issue-1690	77	40	gh	gh	PROPN
issue-1690	77	41	t	t	PROPN
issue-1690	77	42	t	t	PROPN
issue-1690	77	43	o	o	X
issue-1690	77	44	ac	ac	PROPN
issue-1690	77	45	ce	ce	PROPN
issue-1690	77	46	pt	pt	X
issue-1690	77	47	th	th	X
issue-1690	77	48	es	es	X
issue-1690	77	49	e	e	X
issue-1690	77	50	re	re	VERB
issue-1690	77	51	so	so	ADV
issue-1690	78	1	ur	ur	INTJ
issue-1690	78	2	ce	ce	PROPN
issue-1690	78	3	s	s	PROPN
issue-1690	78	4	f	f	PROPN
issue-1690	78	5	or	or	CCONJ
issue-1690	78	6	st	st	PROPN
issue-1690	78	7	or	or	CCONJ
issue-1690	78	8	ag	ag	PROPN
issue-1690	78	9	e	e	PROPN
issue-1690	78	10	,	,	PUNCT
issue-1690	78	11	us	we	PRON
issue-1690	78	12	e	e	X
issue-1690	78	13	th	th	X
issue-1690	78	14	em	em	PRON
issue-1690	78	15	a	a	DET
issue-1690	78	16	t	t	X
issue-1690	79	1	i	i	PRON
issue-1690	79	2	ts	ts	X
issue-1690	79	3	d	d	X
issue-1690	79	4	is	be	AUX
issue-1690	79	5	cr	cr	INTJ
issue-1690	79	6	et	et	PROPN
issue-1690	79	7	io	io	X
issue-1690	79	8	n	n	PROPN
issue-1690	79	9	on	on	ADP
issue-1690	79	10	re	re	VERB
issue-1690	79	11	tu	tu	PROPN
issue-1690	79	12	rn	rn	PROPN
issue-1690	79	13	,	,	PUNCT
issue-1690	79	14	pa	pa	PROPN
issue-1690	79	15	ym	ym	PROPN
issue-1690	79	16	en	en	PROPN
issue-1690	79	17	t	t	PROPN
issue-1690	79	18	a	a	DET
issue-1690	79	19	nd	nd	PROPN
issue-1690	79	20	tim	tim	PROPN
issue-1690	79	21	el	el	PROPN
issue-1690	79	22	in	in	ADP
issue-1690	79	23	es	es	X
issue-1690	79	24	s.	s.	PROPN
issue-1690	79	25	a	a	DET
issue-1690	79	26	se	se	PROPN
issue-1690	79	27	t	t	PROPN
issue-1690	80	1	o	o	X
issue-1690	80	2	f	f	X
issue-1690	81	1	i	i	PRON
issue-1690	81	2	nd	nd	VERB
issue-1690	81	3	iv	iv	INTJ
issue-1690	82	1	i	i	NOUN
issue-1690	82	2	d	d	PROPN
issue-1690	82	3	ua	ua	PROPN
issue-1690	82	4	ls	ls	PROPN
issue-1690	82	5	,	,	PUNCT
issue-1690	82	6	pe	pe	INTJ
issue-1690	82	7	rs	rs	VERB
issue-1690	82	8	on	on	ADP
issue-1690	82	9	s	s	PROPN
issue-1690	82	10	w	w	NOUN
issue-1690	82	11	ho	ho	PROPN
issue-1690	82	12	to	to	ADP
issue-1690	82	13	ge	ge	PROPN
issue-1690	82	14	th	th	X
issue-1690	83	1	er	er	INTJ
issue-1690	83	2	fo	fo	INTJ
issue-1690	83	3	rm	rm	PROPN
issue-1690	83	4	a	a	PRON
issue-1690	83	5	si	si	PROPN
issue-1690	83	6	ng	ng	PROPN
issue-1690	83	7	le	le	X
issue-1690	83	8	e	e	X
issue-1690	83	9	co	co	VERB
issue-1690	83	10	no	no	INTJ
issue-1690	83	11	m	m	ADJ
issue-1690	83	12	ic	ic	NOUN
issue-1690	83	13	e	e	NOUN
issue-1690	83	14	nt	not	PART
issue-1690	83	15	ity	ity	VERB
issue-1690	83	16	an	an	DET
issue-1690	83	17	d	d	NOUN
issue-1690	83	18	ca	can	AUX
issue-1690	83	19	rr	rr	VERB
issue-1690	84	1	y	y	PROPN
issue-1690	84	2	ou	ou	PROPN
issue-1690	84	3	t	t	PROPN
issue-1690	85	1	j	j	PROPN
issue-1690	85	2	oi	oi	INTJ
issue-1690	85	3	nt	not	PART
issue-1690	85	4	ec	ec	PROPN
issue-1690	85	5	on	on	ADP
issue-1690	85	6	om	om	PROPN
issue-1690	85	7	ic	ic	PROPN
issue-1690	85	8	a	a	DET
issue-1690	85	9	ct	ct	NOUN
issue-1690	85	10	iv	iv	NUM
issue-1690	85	11	iti	iti	PROPN
issue-1690	85	12	es	es	ADP
issue-1690	85	13	a	a	PRON
issue-1690	85	14	nd	nd	INTJ
issue-1690	85	15	ha	ha	INTJ
issue-1690	85	16	ve	ve	PROPN
issue-1690	85	17	a	a	DET
issue-1690	85	18	c	c	X
issue-1690	85	19	om	om	NOUN
issue-1690	85	20	m	m	PROPN
issue-1690	85	21	on	on	ADP
issue-1690	85	22	b	b	PROPN
issue-1690	85	23	ud	ud	INTJ
issue-1690	85	24	ge	ge	PROPN
issue-1690	85	25	t.	t.	PROPN
issue-1690	86	1	d	d	PROPN
issue-1690	86	2	e	e	X
issue-1690	86	3	po	po	X
issue-1690	86	4	si	si	PROPN
issue-1690	86	5	t	t	PROPN
issue-1690	86	6	b	b	PROPN
issue-1690	86	7	e	e	PROPN
issue-1690	86	8	h	h	NOUN
issue-1690	86	9	a	a	PRON
issue-1690	86	10	v	v	NOUN
issue-1690	86	11	io	io	NOUN
issue-1690	86	12	r	r	NOUN
issue-1690	86	13	o	o	X
issue-1690	87	1	f	f	NOUN
issue-1690	87	2	h	h	NOUN
issue-1690	87	3	o	o	X
issue-1690	87	4	u	u	X
issue-1690	87	5	se	se	PROPN
issue-1690	87	6	h	h	NOUN
issue-1690	88	1	o	o	NOUN
issue-1690	88	2	l	l	PUNCT
issue-1690	89	1	d	d	X
issue-1690	89	2	s	s	X
issue-1690	89	3	th	th	X
issue-1690	89	4	e	e	NOUN
issue-1690	89	5	pr	pr	NOUN
issue-1690	89	6	oc	oc	ADP
issue-1690	89	7	es	es	X
issue-1690	89	8	s	s	PRON
issue-1690	89	9	o	o	X
issue-1690	90	1	f	f	X
issue-1690	90	2	i	i	PRON
issue-1690	90	3	nt	not	PART
issue-1690	90	4	er	er	INTJ
issue-1690	90	5	ac	ac	PROPN
issue-1690	90	6	tio	tio	PROPN
issue-1690	90	7	n	n	PROPN
issue-1690	90	8	of	of	ADP
issue-1690	90	9	e	e	X
issue-1690	90	10	co	co	NOUN
issue-1690	90	11	no	no	INTJ
issue-1690	90	12	m	m	ADJ
issue-1690	90	13	ic	ic	NOUN
issue-1690	90	14	e	e	NOUN
issue-1690	90	15	nt	not	PART
issue-1690	90	16	iti	iti	PROPN
issue-1690	90	17	es	es	X
issue-1690	90	18	th	th	X
issue-1690	90	19	at	at	ADP
issue-1690	90	20	c	c	PROPN
issue-1690	90	21	ar	ar	PROPN
issue-1690	90	22	ry	ry	PROPN
issue-1690	90	23	ou	ou	PROPN
issue-1690	90	24	t	t	PROPN
issue-1690	91	1	e	e	X
issue-1690	91	2	co	co	NOUN
issue-1690	91	3	no	no	INTJ
issue-1690	91	4	m	m	ADV
issue-1690	91	5	ic	ic	PROPN
issue-1690	91	6	a	a	DET
issue-1690	91	7	ct	ct	NOUN
issue-1690	91	8	iv	iv	NUM
issue-1690	91	9	iti	iti	PROPN
issue-1690	91	10	es	es	ADP
issue-1690	91	11	a	a	DET
issue-1690	91	12	nd	nd	NOUN
issue-1690	91	13	h	h	NOUN
issue-1690	91	14	av	av	PROPN
issue-1690	91	15	e	e	PROPN
issue-1690	91	16	a	a	DET
issue-1690	91	17	jo	jo	NOUN
issue-1690	91	18	in	in	ADP
issue-1690	91	19	t	t	PROPN
issue-1690	91	20	b	b	PROPN
issue-1690	91	21	ud	ud	INTJ
issue-1690	91	22	ge	ge	PROPN
issue-1690	91	23	t	t	PROPN
issue-1690	91	24	w	w	PROPN
issue-1690	91	25	ith	ith	PROPN
issue-1690	91	26	fin	fin	PROPN
issue-1690	91	27	an	an	DET
issue-1690	91	28	ci	ci	PROPN
issue-1690	91	29	al	al	PROPN
issue-1690	91	30	in	in	ADP
issue-1690	91	31	st	st	PROPN
issue-1690	91	32	itu	itu	PROPN
issue-1690	91	33	tio	tio	PROPN
issue-1690	91	34	ns	ns	INTJ
issue-1690	92	1	fo	fo	ADP
issue-1690	92	2	r	r	NOUN
issue-1690	92	3	t	t	NOUN
issue-1690	93	1	he	he	PRON
issue-1690	93	2	p	p	PROPN
issue-1690	93	3	la	la	PROPN
issue-1690	93	4	ce	ce	PROPN
issue-1690	93	5	m	m	PROPN
issue-1690	93	6	en	en	PROPN
issue-1690	93	7	t	t	X
issue-1690	93	8	o	o	X
issue-1690	94	1	f	f	X
issue-1690	94	2	t	t	X
issue-1690	94	3	em	em	PRON
issue-1690	94	4	po	po	INTJ
issue-1690	95	1	ra	ra	PROPN
issue-1690	96	1	ri	ri	INTJ
issue-1690	97	1	ly	ly	X
issue-1690	97	2	fr	fr	PROPN
issue-1690	97	3	ee	ee	PROPN
issue-1690	97	4	fi	fi	PROPN
issue-1690	97	5	na	na	PROPN
issue-1690	97	6	nc	nc	PROPN
issue-1690	97	7	ia	ia	PROPN
issue-1690	97	8	l	l	PROPN
issue-1690	97	9	r	r	NOUN
issue-1690	97	10	es	es	X
issue-1690	97	11	ou	ou	X
issue-1690	97	12	rc	rc	PROPN
issue-1690	97	13	es	es	ADP
issue-1690	97	14	th	th	X
issue-1690	97	15	ey	ey	INTJ
issue-1690	97	16	h	h	NOUN
issue-1690	97	17	av	av	PROPN
issue-1690	97	18	e	e	PROPN
issue-1690	97	19	,	,	PUNCT
issue-1690	97	20	w	w	PROPN
issue-1690	97	21	hi	hi	INTJ
issue-1690	97	22	ch	ch	NOUN
issue-1690	97	23	in	in	ADP
issue-1690	97	24	vo	vo	X
issue-1690	97	25	lv	lv	PROPN
issue-1690	97	26	es	es	X
issue-1690	97	27	th	th	X
issue-1690	97	28	e	e	NOUN
issue-1690	97	29	tr	tr	VERB
issue-1690	97	30	an	an	DET
issue-1690	97	31	sf	sf	NOUN
issue-1690	98	1	er	er	INTJ
issue-1690	98	2	o	o	X
issue-1690	98	3	f	f	NOUN
issue-1690	98	4	t	t	X
issue-1690	98	5	he	he	PRON
issue-1690	98	6	se	se	PROPN
issue-1690	98	7	fu	fu	PROPN
issue-1690	98	8	nd	nd	PRON
issue-1690	98	9	s	s	PROPN
issue-1690	98	10	f	f	NOUN
issue-1690	98	11	or	or	CCONJ
issue-1690	98	12	te	te	ADP
issue-1690	98	13	m	m	PROPN
issue-1690	98	14	po	po	INTJ
issue-1690	98	15	ra	ra	PROPN
issue-1690	98	16	ry	ry	PROPN
issue-1690	98	17	u	u	PROPN
issue-1690	98	18	se	se	PROPN
issue-1690	98	19	to	to	ADP
issue-1690	98	20	su	su	PROPN
issue-1690	98	21	ch	ch	PROPN
issue-1690	98	22	in	in	ADP
issue-1690	98	23	st	st	PROPN
issue-1690	98	24	itu	itu	PROPN
issue-1690	98	25	tio	tio	PROPN
issue-1690	98	26	ns	ns	PROPN
issue-1690	99	1	w	w	PROPN
issue-1690	99	2	ith	ith	PROPN
issue-1690	99	3	th	th	X
issue-1690	99	4	e	e	X
issue-1690	99	5	ri	ri	PROPN
issue-1690	99	6	gh	gh	PROPN
issue-1690	99	7	t	t	PROPN
issue-1690	100	1	t	t	X
issue-1690	100	2	o	o	X
issue-1690	100	3	us	we	PRON
issue-1690	100	4	e	e	X
issue-1690	100	5	th	th	X
issue-1690	100	6	em	em	PRON
issue-1690	100	7	a	a	DET
issue-1690	100	8	t	t	X
issue-1690	101	1	i	i	PRON
issue-1690	101	2	ts	ts	X
issue-1690	101	3	d	d	X
issue-1690	101	4	is	be	AUX
issue-1690	101	5	cr	cr	ADP
issue-1690	101	6	et	et	PROPN
issue-1690	101	7	io	io	PROPN
issue-1690	101	8	n	n	PROPN
issue-1690	101	9	,	,	PUNCT
issue-1690	101	10	tim	tim	PROPN
issue-1690	101	11	el	el	PROPN
issue-1690	101	12	in	in	ADP
issue-1690	101	13	es	es	X
issue-1690	101	14	s	s	PROPN
issue-1690	101	15	,	,	PUNCT
issue-1690	101	16	pa	pa	PROPN
issue-1690	101	17	ym	ym	PROPN
issue-1690	101	18	en	en	PROPN
issue-1690	101	19	t	t	PROPN
issue-1690	101	20	,	,	PUNCT
issue-1690	101	21	tim	tim	PROPN
issue-1690	101	22	el	el	PROPN
issue-1690	101	23	in	in	ADP
issue-1690	101	24	es	es	X
issue-1690	101	25	s	s	PROPN
issue-1690	101	26	,	,	PUNCT
issue-1690	101	27	tr	tr	VERB
issue-1690	101	28	an	an	DET
issue-1690	101	29	sp	sp	ADP
issue-1690	101	30	ar	ar	NOUN
issue-1690	101	31	en	en	PROPN
issue-1690	101	32	cy	cy	PROPN
issue-1690	101	33	a	a	DET
issue-1690	101	34	nd	nd	INTJ
issue-1690	101	35	co	co	NOUN
issue-1690	101	36	or	or	CCONJ
issue-1690	101	37	di	di	AUX
issue-1690	101	38	na	na	VERB
issue-1690	101	39	tio	tio	NOUN
issue-1690	101	40	n	n	PROPN
issue-1690	101	41	of	of	ADP
issue-1690	101	42	in	in	ADP
issue-1690	101	43	te	te	PROPN
issue-1690	101	44	re	re	PROPN
issue-1690	101	45	st	st	PROPN
issue-1690	101	46	s	s	PART
issue-1690	101	47	h	h	NOUN
issue-1690	101	48	o	o	X
issue-1690	101	49	u	u	X
issue-1690	101	50	se	se	PROPN
issue-1690	101	51	h	h	NOUN
issue-1690	102	1	o	o	NOUN
issue-1690	102	2	l	l	PUNCT
issue-1690	103	1	d	d	X
issue-1690	103	2	d	d	X
issue-1690	103	3	e	e	X
issue-1690	103	4	po	po	X
issue-1690	103	5	si	si	PROPN
issue-1690	103	6	t	t	PROPN
issue-1690	103	7	b	b	PROPN
issue-1690	103	8	e	e	PROPN
issue-1690	103	9	h	h	NOUN
issue-1690	103	10	a	a	PRON
issue-1690	103	11	v	v	X
issue-1690	103	12	io	io	X
issue-1690	103	13	r	r	NOUN
issue-1690	103	14	co	co	NOUN
issue-1690	103	15	m	m	PROPN
issue-1690	103	16	bi	bi	ADJ
issue-1690	103	17	na	na	X
issue-1690	103	18	tio	tio	NOUN
issue-1690	103	19	n	n	PRON
issue-1690	103	20	fi	fi	NOUN
issue-1690	103	21	gu	gu	X
issue-1690	103	22	re	re	NOUN
issue-1690	103	23	1	1	NUM
issue-1690	103	24	.	.	PUNCT
issue-1690	104	1	th	th	X
issue-1690	104	2	e	e	X
issue-1690	104	3	es	es	X
issue-1690	104	4	se	se	PROPN
issue-1690	104	5	nc	nc	PROPN
issue-1690	104	6	e	e	PROPN
issue-1690	104	7	of	of	ADP
issue-1690	104	8	th	th	X
issue-1690	104	9	e	e	NOUN
issue-1690	104	10	ca	can	AUX
issue-1690	104	11	te	te	AUX
issue-1690	104	12	go	go	VERB
issue-1690	104	13	ry	ry	VERB
issue-1690	104	14	"	"	PUNCT
issue-1690	104	15	d	d	X
issue-1690	104	16	ep	ep	PROPN
issue-1690	104	17	os	os	INTJ
issue-1690	104	18	it	it	PRON
issue-1690	104	19	be	be	VERB
issue-1690	104	20	ha	ha	INTJ
issue-1690	104	21	vi	vi	ADJ
issue-1690	104	22	or	or	CCONJ
issue-1690	104	23	o	o	NOUN
issue-1690	105	1	f	f	NOUN
issue-1690	105	2	t	t	NOUN
issue-1690	106	1	he	he	PRON
issue-1690	106	2	h	h	PROPN
issue-1690	106	3	ou	ou	X
issue-1690	106	4	se	se	PROPN
issue-1690	106	5	ho	ho	PROPN
issue-1690	106	6	ld	ld	PROPN
issue-1690	106	7	"	"	PUNCT
issue-1690	106	8	so	so	ADV
issue-1690	106	9	ur	ur	INTJ
issue-1690	106	10	ce	ce	PROPN
issue-1690	106	11	:	:	PUNCT
issue-1690	106	12	c	c	AUX
issue-1690	106	13	om	om	PROPN
issue-1690	106	14	pi	pi	NOUN
issue-1690	106	15	led	lead	VERB
issue-1690	106	16	b	b	PROPN
issue-1690	106	17	y	y	PROPN
issue-1690	106	18	t	t	PROPN
issue-1690	107	1	he	he	PRON
issue-1690	107	2	a	a	DET
issue-1690	107	3	ut	ut	PROPN
issue-1690	107	4	ho	ho	PROPN
issue-1690	107	5	rs	rs	PROPN
issue-1690	108	1	ta	ta	PROPN
issue-1690	108	2	ki	ki	PROPN
issue-1690	108	3	ng	ng	PROPN
issue-1690	109	1	in	in	ADP
issue-1690	109	2	to	to	ADP
issue-1690	109	3	a	a	DET
issue-1690	109	4	cc	cc	NOUN
issue-1690	109	5	ou	ou	NOUN
issue-1690	109	6	nt	not	PART
issue-1690	109	7	(	(	PUNCT
issue-1690	109	8	s	s	NOUN
issue-1690	109	9	m	m	PROPN
issue-1690	109	10	irn	irn	PROPN
issue-1690	109	11	ov	ov	PROPN
issue-1690	109	12	,	,	PUNCT
issue-1690	109	13	2	2	NUM
issue-1690	109	14	00	00	NUM
issue-1690	109	15	6	6	NUM
issue-1690	109	16	;	;	PUNCT
issue-1690	109	17	th	th	PROPN
issue-1690	109	18	al	al	PROPN
issue-1690	109	19	er	er	INTJ
issue-1690	109	20	r	r	PROPN
issue-1690	109	21	ich	ich	PROPN
issue-1690	109	22	ar	ar	PROPN
issue-1690	109	23	d	d	PROPN
issue-1690	109	24	,	,	PUNCT
issue-1690	109	25	2	2	NUM
issue-1690	109	26	01	01	NUM
issue-1690	109	27	5	5	NUM
issue-1690	109	28	)	)	PUNCT
issue-1690	110	1	h	h	NOUN
issue-1690	111	1	o	o	X
issue-1690	111	2	u	u	X
issue-1690	111	3	se	se	PROPN
issue-1690	111	4	h	h	NOUN
issue-1690	112	1	o	o	NOUN
issue-1690	112	2	l	l	PUNCT
issue-1690	113	1	d	d	X
issue-1690	113	2	a	a	X
issue-1690	113	3	se	se	PROPN
issue-1690	113	4	t	t	NOUN
issue-1690	113	5	o	o	X
issue-1690	113	6	f	f	X
issue-1690	114	1	i	i	PRON
issue-1690	114	2	nd	nd	VERB
issue-1690	114	3	iv	iv	INTJ
issue-1690	115	1	i	i	PROPN
issue-1690	115	2	d	d	PROPN
issue-1690	115	3	ua	ua	PROPN
issue-1690	116	1	ls	ls	PROPN
issue-1690	116	2	w	w	PROPN
issue-1690	116	3	ho	ho	PROPN
issue-1690	116	4	c	c	PROPN
issue-1690	116	5	ar	ar	PROPN
issue-1690	116	6	ry	ry	PROPN
issue-1690	116	7	o	o	PROPN
issue-1690	116	8	ut	ut	PROPN
issue-1690	116	9	jo	jo	PROPN
issue-1690	116	10	in	in	ADP
issue-1690	116	11	t	t	PROPN
issue-1690	116	12	ec	ec	PROPN
issue-1690	116	13	on	on	ADP
issue-1690	116	14	om	om	PROPN
issue-1690	116	15	ic	ic	PROPN
issue-1690	116	16	a	a	DET
issue-1690	116	17	ct	ct	NOUN
issue-1690	116	18	iv	iv	NUM
issue-1690	116	19	iti	iti	NOUN
issue-1690	116	20	es	es	ADP
issue-1690	116	21	an	an	DET
issue-1690	116	22	d	d	X
issue-1690	116	23	ha	ha	INTJ
issue-1690	116	24	ve	ve	PROPN
issue-1690	116	25	a	a	DET
issue-1690	116	26	si	si	PROPN
issue-1690	116	27	ng	ng	PROPN
issue-1690	116	28	le	le	PROPN
issue-1690	116	29	bu	bu	PROPN
issue-1690	116	30	dg	dg	PROPN
issue-1690	116	31	et	et	NOUN
issue-1690	116	32	e	e	NOUN
issue-1690	116	33	c	c	NOUN
issue-1690	116	34	o	o	X
issue-1690	117	1	n	n	INTJ
issue-1690	117	2	o	o	NOUN
issue-1690	117	3	m	m	VERB
issue-1690	117	4	ic	ic	PROPN
issue-1690	117	5	e	e	NOUN
issue-1690	117	6	n	n	ADP
issue-1690	117	7	t	t	VERB
issue-1690	117	8	it	it	PRON
issue-1690	117	9	y	y	NOUN
issue-1690	117	10	d	d	X
issue-1690	117	11	e	e	X
issue-1690	117	12	po	po	X
issue-1690	117	13	si	si	PROPN
issue-1690	117	14	t	t	PROPN
issue-1690	117	15	in	in	ADP
issue-1690	117	16	st	st	PROPN
issue-1690	117	17	it	it	PRON
issue-1690	117	18	u	u	INTJ
issue-1690	117	19	t	t	X
issue-1690	117	20	io	io	X
issue-1690	117	21	n	n	PROPN
issue-1690	117	22	s	s	X
issue-1690	117	23	te	te	INTJ
issue-1690	117	24	m	m	INTJ
issue-1690	117	25	po	po	INTJ
issue-1690	117	26	ra	ra	PROPN
issue-1690	118	1	ri	ri	INTJ
issue-1690	118	2	ly	ly	X
issue-1690	119	1	fr	fr	PROPN
issue-1690	119	2	ee	ee	PROPN
issue-1690	119	3	fi	fi	PROPN
issue-1690	119	4	na	na	PROPN
issue-1690	119	5	nc	nc	PROPN
issue-1690	119	6	ia	ia	PROPN
issue-1690	119	7	l	l	PROPN
issue-1690	119	8	re	re	VERB
issue-1690	119	9	so	so	ADV
issue-1690	119	10	ur	ur	INTJ
issue-1690	119	11	ce	ce	PROPN
issue-1690	119	12	s	s	PART
issue-1690	119	13	re	re	VERB
issue-1690	119	14	tu	tu	PROPN
issue-1690	119	15	rn	rn	PROPN
issue-1690	119	16	ur	ur	PROPN
issue-1690	119	17	ge	ge	PROPN
issue-1690	119	18	nc	nc	PROPN
issue-1690	119	19	y	y	PROPN
issue-1690	119	20	tim	tim	PROPN
issue-1690	119	21	el	el	PROPN
issue-1690	119	22	in	in	ADP
issue-1690	119	23	es	es	X
issue-1690	119	24	s	s	PROPN
issue-1690	119	25	co	co	NOUN
issue-1690	119	26	m	m	PROPN
issue-1690	119	27	m	m	VERB
issue-1690	119	28	er	er	INTJ
issue-1690	119	29	ci	ci	PROPN
issue-1690	119	30	al	al	PROPN
issue-1690	119	31	b	b	PROPN
issue-1690	119	32	an	an	DET
issue-1690	119	33	ks	ks	NOUN
issue-1690	119	34	(	(	PUNCT
issue-1690	119	35	p	p	X
issue-1690	119	36	riv	riv	PROPN
issue-1690	119	37	at	at	ADP
issue-1690	119	38	e	e	PROPN
issue-1690	119	39	,	,	PUNCT
issue-1690	119	40	pu	pu	PROPN
issue-1690	119	41	bl	bl	PROPN
issue-1690	119	42	ic	ic	PROPN
issue-1690	119	43	)	)	PUNCT
issue-1690	120	1	cr	cr	PROPN
issue-1690	120	2	ed	ed	NOUN
issue-1690	121	1	it	it	PRON
issue-1690	121	2	un	un	PROPN
issue-1690	121	3	io	io	PROPN
issue-1690	121	4	ns	ns	INTJ
issue-1690	121	5	ha	ha	INTJ
issue-1690	121	6	ve	ve	VERB
issue-1690	121	7	th	th	X
issue-1690	121	8	e	e	X
issue-1690	121	9	ap	ap	PROPN
issue-1690	121	10	pr	pr	VERB
issue-1690	121	11	op	op	NOUN
issue-1690	121	12	ri	ri	PROPN
issue-1690	121	13	at	at	ADP
issue-1690	121	14	e	e	PROPN
issue-1690	121	15	lic	lic	PROPN
issue-1690	121	16	en	en	X
issue-1690	121	17	se	se	X
issue-1690	121	18	to	to	ADP
issue-1690	121	19	c	c	PROPN
issue-1690	121	20	ar	ar	PROPN
issue-1690	121	21	ry	ry	PROPN
issue-1690	121	22	o	o	PROPN
issue-1690	121	23	ut	ut	PROPN
issue-1690	121	24	de	de	PROPN
issue-1690	121	25	po	po	PROPN
issue-1690	121	26	si	si	PROPN
issue-1690	121	27	t	t	PROPN
issue-1690	121	28	a	a	DET
issue-1690	121	29	ct	ct	NOUN
issue-1690	121	30	iv	iv	NUM
issue-1690	121	31	iti	iti	NOUN
issue-1690	121	32	es	es	NOUN
issue-1690	121	33	in	in	ADP
issue-1690	121	34	te	te	ADP
issue-1690	121	35	r	r	NOUN
issue-1690	121	36	a	a	DET
issue-1690	121	37	c	c	NOUN
issue-1690	121	38	ti	ti	NOUN
issue-1690	121	39	o	o	NOUN
issue-1690	121	40	n	n	CCONJ
issue-1690	121	41	ow	ow	INTJ
issue-1690	121	42	ns	ns	NUM
issue-1690	121	43	tra	tra	NOUN
issue-1690	121	44	ns	ns	NUM
issue-1690	121	45	fe	fe	NOUN
issue-1690	121	46	rs	rs	NOUN
issue-1690	122	1	fo	fo	INTJ
issue-1690	122	2	r	r	NOUN
issue-1690	122	3	t	t	NOUN
issue-1690	122	4	em	em	PRON
issue-1690	122	5	po	po	INTJ
issue-1690	123	1	ra	ra	INTJ
issue-1690	123	2	ry	ry	INTJ
issue-1690	123	3	us	we	PRON
issue-1690	124	1	e	e	PROPN
issue-1690	124	2	pa	pa	PROPN
issue-1690	124	3	ym	ym	PROPN
issue-1690	124	4	en	en	PROPN
issue-1690	124	5	t	t	PROPN
issue-1690	124	6	on	on	ADP
issue-1690	124	7	c	c	PROPN
issue-1690	124	8	on	on	ADP
issue-1690	124	9	di	di	X
issue-1690	124	10	tio	tio	PROPN
issue-1690	124	11	ns	ns	PROPN
issue-1690	124	12	tra	tra	PROPN
issue-1690	124	13	ns	ns	PROPN
issue-1690	124	14	pa	pa	PROPN
issue-1690	124	15	re	re	PROPN
issue-1690	124	16	nc	nc	PROPN
issue-1690	124	17	y	y	PROPN
issue-1690	124	18	co	co	PROPN
issue-1690	124	19	or	or	CCONJ
issue-1690	124	20	di	di	AUX
issue-1690	124	21	na	na	NOUN
issue-1690	124	22	tio	tio	NOUN
issue-1690	124	23	n	n	PROPN
issue-1690	124	24	of	of	ADP
issue-1690	124	25	in	in	ADP
issue-1690	124	26	te	te	PROPN
issue-1690	124	27	re	re	PROPN
issue-1690	125	1	st	st	PROPN
issue-1690	125	2	s	s	PROPN
issue-1690	125	3	fi	fi	PROPN
issue-1690	125	4	gu	gu	NOUN
issue-1690	125	5	re	re	PROPN
issue-1690	125	6	2	2	NUM
issue-1690	125	7	.	.	PUNCT
issue-1690	126	1	s	s	PART
issue-1690	126	2	ch	ch	NOUN
issue-1690	126	3	em	em	PROPN
issue-1690	126	4	e	e	PROPN
issue-1690	126	5	of	of	ADP
issue-1690	126	6	th	th	X
issue-1690	126	7	e	e	PROPN
issue-1690	126	8	es	es	X
issue-1690	126	9	se	se	PROPN
issue-1690	126	10	nc	nc	PROPN
issue-1690	126	11	e	e	PROPN
issue-1690	126	12	of	of	ADP
issue-1690	126	13	th	th	X
issue-1690	126	14	e	e	PROPN
issue-1690	126	15	de	de	X
issue-1690	126	16	po	po	PROPN
issue-1690	126	17	si	si	PROPN
issue-1690	126	18	t	t	PROPN
issue-1690	126	19	b	b	PROPN
issue-1690	126	20	eh	eh	INTJ
issue-1690	126	21	av	av	PROPN
issue-1690	126	22	io	io	NOUN
issue-1690	127	1	r	r	NOUN
issue-1690	127	2	o	o	X
issue-1690	127	3	f	f	NOUN
issue-1690	128	1	t	t	NOUN
issue-1690	128	2	he	he	PRON
issue-1690	128	3	h	h	PROPN
issue-1690	128	4	ou	ou	X
issue-1690	128	5	se	se	PROPN
issue-1690	128	6	ho	ho	PROPN
issue-1690	128	7	ld	ld	PROPN
issue-1690	128	8	so	so	ADV
issue-1690	128	9	ur	ur	INTJ
issue-1690	128	10	ce	ce	PROPN
issue-1690	128	11	:	:	PUNCT
issue-1690	129	1	c	c	X
issue-1690	129	2	om	om	PROPN
issue-1690	129	3	pi	pi	NOUN
issue-1690	129	4	led	lead	VERB
issue-1690	129	5	b	b	PROPN
issue-1690	129	6	y	y	PROPN
issue-1690	129	7	t	t	PROPN
issue-1690	130	1	he	he	PRON
issue-1690	130	2	a	a	DET
issue-1690	130	3	ut	ut	PROPN
issue-1690	130	4	ho	ho	PROPN
issue-1690	130	5	rs	rs	PROPN
issue-1690	131	1	ta	ta	PROPN
issue-1690	131	2	ki	ki	PROPN
issue-1690	131	3	ng	ng	PROPN
issue-1690	132	1	in	in	ADP
issue-1690	132	2	to	to	ADP
issue-1690	132	3	a	a	DET
issue-1690	132	4	cc	cc	NOUN
issue-1690	132	5	ou	ou	NOUN
issue-1690	132	6	nt	not	PART
issue-1690	132	7	(	(	PUNCT
issue-1690	132	8	g	g	NOUN
issue-1690	132	9	eo	eo	PROPN
issue-1690	132	10	rg	rg	PROPN
issue-1690	132	11	e	e	PROPN
issue-1690	132	12	,	,	PUNCT
issue-1690	132	13	ak	ak	PROPN
issue-1690	132	14	er	er	INTJ
issue-1690	132	15	lo	lo	PROPN
issue-1690	132	16	f	f	PROPN
issue-1690	132	17	a	a	DET
issue-1690	132	18	m	m	NOUN
issue-1690	132	19	d	d	AUX
issue-1690	132	20	ro	ro	X
issue-1690	132	21	be	be	AUX
issue-1690	132	22	rt	rt	PROPN
issue-1690	132	23	j.	j.	PROPN
issue-1690	132	24	s	s	PROPN
issue-1690	132	25	hi	hi	INTJ
issue-1690	132	26	lle	lle	PROPN
issue-1690	132	27	r	r	NOUN
issue-1690	132	28	,	,	PUNCT
issue-1690	132	29	20	20	NUM
issue-1690	132	30	15	15	NUM
issue-1690	132	31	;	;	PUNCT
issue-1690	132	32	k	k	PROPN
issue-1690	132	33	ah	ah	INTJ
issue-1690	132	34	ne	ne	VERB
issue-1690	132	35	m	m	PROPN
issue-1690	132	36	an	an	DET
issue-1690	132	37	,	,	PUNCT
issue-1690	132	38	2	2	NUM
issue-1690	132	39	01	01	NUM
issue-1690	132	40	1	1	NUM
issue-1690	132	41	;	;	PUNCT
issue-1690	132	42	t	t	PROPN
issue-1690	132	43	al	al	PROPN
issue-1690	132	44	eb	eb	PROPN
issue-1690	132	45	n	n	PROPN
issue-1690	132	46	as	as	ADV
issue-1690	132	47	sim	sim	ADJ
issue-1690	132	48	n	n	INTJ
issue-1690	132	49	ich	ich	NOUN
issue-1690	132	50	ol	ol	ADJ
issue-1690	132	51	as	as	ADP
issue-1690	132	52	,	,	PUNCT
issue-1690	132	53	2	2	NUM
issue-1690	132	54	01	01	NUM
issue-1690	132	55	0	0	NUM
issue-1690	132	56	)	)	PUNCT
issue-1690	132	57	baltic	baltic	ADJ
issue-1690	132	58	journal	journal	NOUN
issue-1690	132	59	of	of	ADP
issue-1690	132	60	economic	economic	ADJ
issue-1690	132	61	studies	study	NOUN
issue-1690	132	62	138	138	NUM
issue-1690	132	63	vol	vol	NOUN
issue-1690	132	64	.	.	PROPN
issue-1690	132	65	8	8	NUM
issue-1690	133	1	no	no	NOUN
issue-1690	133	2	.	.	NOUN
issue-1690	133	3	1	1	NUM
issue-1690	133	4	,	,	PUNCT
issue-1690	133	5	2022	2022	NUM
issue-1690	133	6	moral	moral	ADJ
issue-1690	133	7	principles	principle	NOUN
issue-1690	133	8	,	,	PUNCT
issue-1690	133	9	and	and	CCONJ
issue-1690	133	10	therefore	therefore	ADV
issue-1690	133	11	,	,	PUNCT
issue-1690	133	12	the	the	DET
issue-1690	133	13	use	use	NOUN
issue-1690	133	14	of	of	ADP
issue-1690	133	15	the	the	DET
issue-1690	133	16	model	model	NOUN
issue-1690	133	17	of	of	ADP
issue-1690	133	18	economic	economic	ADJ
issue-1690	133	19	man	man	NOUN
issue-1690	133	20	-	-	PUNCT
issue-1690	133	21	maximizer	maximizer	NOUN
issue-1690	133	22	does	do	AUX
issue-1690	133	23	not	not	PART
issue-1690	133	24	adequately	adequately	ADV
issue-1690	133	25	reflect	reflect	VERB
issue-1690	133	26	reality	reality	NOUN
issue-1690	133	27	.	.	PUNCT
issue-1690	134	1	the	the	DET
issue-1690	134	2	limitation	limitation	NOUN
issue-1690	134	3	of	of	ADP
issue-1690	134	4	the	the	DET
issue-1690	134	5	rationality	rationality	NOUN
issue-1690	134	6	of	of	ADP
issue-1690	134	7	the	the	DET
issue-1690	134	8	household	household	NOUN
issue-1690	134	9	behavior	behavior	NOUN
issue-1690	134	10	may	may	AUX
issue-1690	134	11	be	be	AUX
issue-1690	134	12	the	the	DET
issue-1690	134	13	difference	difference	NOUN
issue-1690	134	14	in	in	ADP
issue-1690	134	15	the	the	DET
issue-1690	134	16	desired	desire	VERB
issue-1690	134	17	goals	goal	NOUN
issue-1690	134	18	(	(	PUNCT
issue-1690	134	19	demian	demian	PROPN
issue-1690	134	20	,	,	PUNCT
issue-1690	134	21	burlutskyi	burlutskyi	NOUN
issue-1690	134	22	,	,	PUNCT
issue-1690	134	23	2014	2014	NUM
issue-1690	134	24	)	)	PUNCT
issue-1690	134	25	.	.	PUNCT
issue-1690	135	1	with	with	ADP
issue-1690	135	2	this	this	PRON
issue-1690	135	3	in	in	ADP
issue-1690	135	4	mind	mind	NOUN
issue-1690	135	5	,	,	PUNCT
issue-1690	135	6	let	let	VERB
issue-1690	135	7	's	us	PRON
issue-1690	135	8	identify	identify	VERB
issue-1690	135	9	the	the	DET
issue-1690	135	10	main	main	ADJ
issue-1690	135	11	features	feature	NOUN
issue-1690	135	12	of	of	ADP
issue-1690	135	13	the	the	DET
issue-1690	135	14	deposit	deposit	NOUN
issue-1690	135	15	behavior	behavior	NOUN
issue-1690	135	16	of	of	ADP
issue-1690	135	17	households	household	NOUN
issue-1690	135	18	,	,	PUNCT
issue-1690	135	19	using	use	VERB
issue-1690	135	20	the	the	DET
issue-1690	135	21	results	result	NOUN
issue-1690	135	22	of	of	ADP
issue-1690	135	23	clarifying	clarify	VERB
issue-1690	135	24	the	the	DET
issue-1690	135	25	nature	nature	NOUN
issue-1690	135	26	of	of	ADP
issue-1690	135	27	this	this	DET
issue-1690	135	28	category	category	NOUN
issue-1690	135	29	.	.	PUNCT
issue-1690	136	1	these	these	PRON
issue-1690	136	2	include	include	VERB
issue-1690	136	3	the	the	DET
issue-1690	136	4	following	follow	VERB
issue-1690	136	5	:	:	PUNCT
issue-1690	136	6	1	1	X
issue-1690	136	7	)	)	PUNCT
issue-1690	136	8	the	the	DET
issue-1690	136	9	process	process	NOUN
issue-1690	136	10	of	of	ADP
issue-1690	136	11	interaction	interaction	NOUN
issue-1690	136	12	–	–	PUNCT
issue-1690	136	13	deposit	deposit	NOUN
issue-1690	136	14	behavior	behavior	NOUN
issue-1690	136	15	of	of	ADP
issue-1690	136	16	households	household	NOUN
issue-1690	136	17	is	be	AUX
issue-1690	136	18	a	a	DET
issue-1690	136	19	phenomenon	phenomenon	NOUN
issue-1690	136	20	,	,	PUNCT
issue-1690	136	21	the	the	DET
issue-1690	136	22	formation	formation	NOUN
issue-1690	136	23	of	of	ADP
issue-1690	136	24	which	which	PRON
issue-1690	136	25	is	be	AUX
issue-1690	136	26	a	a	DET
issue-1690	136	27	complex	complex	ADJ
issue-1690	136	28	process	process	NOUN
issue-1690	136	29	of	of	ADP
issue-1690	136	30	transformation	transformation	NOUN
issue-1690	136	31	of	of	ADP
issue-1690	136	32	individual	individual	ADJ
issue-1690	136	33	attitudes	attitude	NOUN
issue-1690	136	34	to	to	ADP
issue-1690	136	35	the	the	DET
issue-1690	136	36	activities	activity	NOUN
issue-1690	136	37	of	of	ADP
issue-1690	136	38	depository	depository	NOUN
issue-1690	136	39	institutions	institution	NOUN
issue-1690	136	40	;	;	PUNCT
issue-1690	136	41	such	such	ADJ
issue-1690	136	42	behavior	behavior	NOUN
issue-1690	136	43	occurs	occur	VERB
issue-1690	136	44	even	even	ADV
issue-1690	136	45	when	when	SCONJ
issue-1690	136	46	a	a	DET
issue-1690	136	47	person	person	NOUN
issue-1690	136	48	may	may	AUX
issue-1690	136	49	not	not	PART
issue-1690	136	50	have	have	VERB
issue-1690	136	51	free	free	ADJ
issue-1690	136	52	financial	financial	ADJ
issue-1690	136	53	resources	resource	NOUN
issue-1690	136	54	,	,	PUNCT
issue-1690	136	55	but	but	CCONJ
issue-1690	136	56	already	already	ADV
issue-1690	136	57	has	have	VERB
issue-1690	136	58	a	a	DET
issue-1690	136	59	clear	clear	ADJ
issue-1690	136	60	position	position	NOUN
issue-1690	136	61	on	on	ADP
issue-1690	136	62	saving	save	VERB
issue-1690	136	63	a	a	DET
issue-1690	136	64	frugal	frugal	ADJ
issue-1690	136	65	lifestyle	lifestyle	NOUN
issue-1690	136	66	and	and	CCONJ
issue-1690	136	67	their	their	PRON
issue-1690	136	68	own	own	ADJ
issue-1690	136	69	views	view	NOUN
issue-1690	136	70	on	on	ADP
issue-1690	136	71	the	the	DET
issue-1690	136	72	transfer	transfer	NOUN
issue-1690	136	73	of	of	ADP
issue-1690	136	74	funds	fund	NOUN
issue-1690	136	75	at	at	ADP
issue-1690	136	76	the	the	DET
issue-1690	136	77	disposal	disposal	NOUN
issue-1690	136	78	of	of	ADP
issue-1690	136	79	other	other	ADJ
issue-1690	136	80	entities	entity	NOUN
issue-1690	136	81	;	;	PUNCT
issue-1690	136	82	2	2	X
issue-1690	136	83	)	)	PUNCT
issue-1690	136	84	subjective	subjective	ADJ
issue-1690	136	85	dimension	dimension	NOUN
issue-1690	136	86	–	–	PUNCT
issue-1690	136	87	for	for	ADP
issue-1690	136	88	its	its	PRON
issue-1690	136	89	formation	formation	NOUN
issue-1690	136	90	of	of	ADP
issue-1690	136	91	the	the	DET
issue-1690	136	92	deposit	deposit	NOUN
issue-1690	136	93	behavior	behavior	NOUN
issue-1690	136	94	of	of	ADP
issue-1690	136	95	households	household	NOUN
issue-1690	136	96	it	it	PRON
issue-1690	136	97	is	be	AUX
issue-1690	136	98	necessary	necessary	ADJ
issue-1690	136	99	to	to	PART
issue-1690	136	100	have	have	VERB
issue-1690	136	101	at	at	ADV
issue-1690	136	102	least	least	ADV
issue-1690	136	103	two	two	NUM
issue-1690	136	104	entities	entity	NOUN
issue-1690	136	105	:	:	PUNCT
issue-1690	136	106	the	the	DET
issue-1690	136	107	owner	owner	NOUN
issue-1690	136	108	of	of	ADP
issue-1690	136	109	financial	financial	ADJ
issue-1690	136	110	resources	resource	NOUN
issue-1690	136	111	and	and	CCONJ
issue-1690	136	112	a	a	DET
issue-1690	136	113	financial	financial	ADJ
issue-1690	136	114	intermediary	intermediary	NOUN
issue-1690	136	115	who	who	PRON
issue-1690	136	116	has	have	VERB
issue-1690	136	117	the	the	DET
issue-1690	136	118	opportunity	opportunity	NOUN
issue-1690	136	119	to	to	PART
issue-1690	136	120	attract	attract	VERB
issue-1690	136	121	these	these	DET
issue-1690	136	122	funds	fund	NOUN
issue-1690	136	123	;	;	PUNCT
issue-1690	136	124	3	3	X
issue-1690	136	125	)	)	PUNCT
issue-1690	136	126	effectiveness	effectiveness	NOUN
issue-1690	136	127	–	–	PUNCT
issue-1690	136	128	deposit	deposit	NOUN
issue-1690	136	129	behavior	behavior	NOUN
issue-1690	136	130	of	of	ADP
issue-1690	136	131	households	household	NOUN
issue-1690	136	132	is	be	AUX
issue-1690	136	133	already	already	ADV
issue-1690	136	134	in	in	ADP
issue-1690	136	135	its	its	PRON
issue-1690	136	136	content	content	NOUN
issue-1690	136	137	the	the	DET
issue-1690	136	138	result	result	NOUN
issue-1690	136	139	of	of	ADP
issue-1690	136	140	interaction	interaction	NOUN
issue-1690	136	141	between	between	ADP
issue-1690	136	142	two	two	NUM
issue-1690	136	143	economic	economic	ADJ
issue-1690	136	144	entities	entity	NOUN
issue-1690	136	145	,	,	PUNCT
issue-1690	136	146	as	as	SCONJ
issue-1690	136	147	such	such	ADJ
issue-1690	136	148	behavior	behavior	NOUN
issue-1690	136	149	has	have	AUX
issue-1690	136	150	already	already	ADV
issue-1690	136	151	formed	form	VERB
issue-1690	136	152	and	and	CCONJ
issue-1690	136	153	exists	exist	VERB
issue-1690	136	154	;	;	PUNCT
issue-1690	136	155	4	4	X
issue-1690	136	156	)	)	PUNCT
issue-1690	136	157	duration	duration	NOUN
issue-1690	136	158	of	of	ADP
issue-1690	136	159	formation	formation	NOUN
issue-1690	136	160	–	–	PUNCT
issue-1690	136	161	the	the	DET
issue-1690	136	162	deposit	deposit	NOUN
issue-1690	136	163	behavior	behavior	NOUN
issue-1690	136	164	of	of	ADP
issue-1690	136	165	households	household	NOUN
issue-1690	136	166	is	be	AUX
issue-1690	136	167	created	create	VERB
issue-1690	136	168	for	for	ADP
issue-1690	136	169	a	a	DET
issue-1690	136	170	long	long	ADJ
issue-1690	136	171	time	time	NOUN
issue-1690	136	172	under	under	ADP
issue-1690	136	173	the	the	DET
issue-1690	136	174	influence	influence	NOUN
issue-1690	136	175	of	of	ADP
issue-1690	136	176	various	various	ADJ
issue-1690	136	177	factors	factor	NOUN
issue-1690	136	178	,	,	PUNCT
issue-1690	136	179	worldviews	worldview	NOUN
issue-1690	136	180	of	of	ADP
issue-1690	136	181	the	the	DET
issue-1690	136	182	individual	individual	NOUN
issue-1690	136	183	,	,	PUNCT
issue-1690	136	184	his	his	PRON
issue-1690	136	185	individual	individual	ADJ
issue-1690	136	186	attitude	attitude	NOUN
issue-1690	136	187	to	to	ADP
issue-1690	136	188	financial	financial	ADJ
issue-1690	136	189	institutions	institution	NOUN
issue-1690	136	190	,	,	PUNCT
issue-1690	136	191	the	the	DET
issue-1690	136	192	experience	experience	NOUN
issue-1690	136	193	of	of	ADP
issue-1690	136	194	interaction	interaction	NOUN
issue-1690	136	195	with	with	ADP
issue-1690	136	196	them	they	PRON
issue-1690	136	197	;	;	PUNCT
issue-1690	136	198	5	5	X
issue-1690	136	199	)	)	PUNCT
issue-1690	136	200	complexity	complexity	NOUN
issue-1690	136	201	of	of	ADP
issue-1690	136	202	transformation	transformation	NOUN
issue-1690	136	203	–	–	PUNCT
issue-1690	136	204	a	a	DET
issue-1690	136	205	long	long	ADJ
issue-1690	136	206	period	period	NOUN
issue-1690	136	207	of	of	ADP
issue-1690	136	208	formation	formation	NOUN
issue-1690	136	209	of	of	ADP
issue-1690	136	210	the	the	DET
issue-1690	136	211	deposit	deposit	NOUN
issue-1690	136	212	behavior	behavior	NOUN
issue-1690	136	213	of	of	ADP
issue-1690	136	214	households	household	NOUN
issue-1690	136	215	leads	lead	VERB
issue-1690	136	216	to	to	ADP
issue-1690	136	217	complex	complex	ADJ
issue-1690	136	218	processes	process	NOUN
issue-1690	136	219	of	of	ADP
issue-1690	136	220	its	its	PRON
issue-1690	136	221	transformation	transformation	NOUN
issue-1690	136	222	into	into	ADP
issue-1690	136	223	its	its	PRON
issue-1690	136	224	model	model	NOUN
issue-1690	136	225	of	of	ADP
issue-1690	136	226	the	the	DET
issue-1690	136	227	rational	rational	ADJ
issue-1690	136	228	type	type	NOUN
issue-1690	136	229	.	.	PUNCT
issue-1690	137	1	note	note	VERB
issue-1690	137	2	that	that	SCONJ
issue-1690	137	3	this	this	DET
issue-1690	137	4	behavior	behavior	NOUN
issue-1690	137	5	changes	change	VERB
issue-1690	137	6	very	very	ADV
issue-1690	137	7	quickly	quickly	ADV
issue-1690	137	8	if	if	SCONJ
issue-1690	137	9	a	a	DET
issue-1690	137	10	person	person	NOUN
issue-1690	137	11	wants	want	VERB
issue-1690	137	12	to	to	PART
issue-1690	137	13	withdraw	withdraw	VERB
issue-1690	137	14	their	their	PRON
issue-1690	137	15	own	own	ADJ
issue-1690	137	16	funds	fund	NOUN
issue-1690	137	17	at	at	ADP
issue-1690	137	18	some	some	DET
issue-1690	137	19	point	point	NOUN
issue-1690	137	20	in	in	ADP
issue-1690	137	21	time	time	NOUN
issue-1690	137	22	.	.	PUNCT
issue-1690	138	1	however	however	ADV
issue-1690	138	2	,	,	PUNCT
issue-1690	138	3	the	the	DET
issue-1690	138	4	formation	formation	NOUN
issue-1690	138	5	of	of	ADP
issue-1690	138	6	the	the	DET
issue-1690	138	7	long	long	ADJ
issue-1690	138	8	-	-	PUNCT
issue-1690	138	9	term	term	NOUN
issue-1690	138	10	,	,	PUNCT
issue-1690	138	11	optimal	optimal	ADJ
issue-1690	138	12	,	,	PUNCT
issue-1690	138	13	predictable	predictable	ADJ
issue-1690	138	14	behavior	behavior	NOUN
issue-1690	138	15	occurs	occur	VERB
issue-1690	138	16	only	only	ADV
issue-1690	138	17	in	in	ADP
issue-1690	138	18	the	the	DET
issue-1690	138	19	long	long	ADJ
issue-1690	138	20	run	run	NOUN
issue-1690	138	21	.	.	PUNCT
issue-1690	139	1	in	in	ADP
issue-1690	139	2	figure	figure	NOUN
issue-1690	139	3	2	2	NUM
issue-1690	139	4	,	,	PUNCT
issue-1690	139	5	the	the	DET
issue-1690	139	6	model	model	NOUN
issue-1690	139	7	of	of	ADP
issue-1690	139	8	creating	create	VERB
issue-1690	139	9	the	the	DET
issue-1690	139	10	deposit	deposit	NOUN
issue-1690	139	11	behavior	behavior	NOUN
issue-1690	139	12	of	of	ADP
issue-1690	139	13	households	household	NOUN
issue-1690	139	14	as	as	ADP
issue-1690	139	15	a	a	DET
issue-1690	139	16	result	result	NOUN
issue-1690	139	17	of	of	ADP
issue-1690	139	18	interaction	interaction	NOUN
issue-1690	139	19	between	between	ADP
issue-1690	139	20	the	the	DET
issue-1690	139	21	household	household	NOUN
issue-1690	139	22	and	and	CCONJ
issue-1690	139	23	depository	depository	NOUN
issue-1690	139	24	institutions	institution	NOUN
issue-1690	139	25	is	be	AUX
issue-1690	139	26	shown	show	VERB
issue-1690	139	27	.	.	PUNCT
issue-1690	140	1	the	the	DET
issue-1690	140	2	process	process	NOUN
issue-1690	140	3	of	of	ADP
issue-1690	140	4	forming	form	VERB
issue-1690	140	5	the	the	DET
issue-1690	140	6	deposit	deposit	NOUN
issue-1690	140	7	behavior	behavior	NOUN
issue-1690	140	8	of	of	ADP
issue-1690	140	9	households	household	NOUN
issue-1690	140	10	is	be	AUX
issue-1690	140	11	quite	quite	ADV
issue-1690	140	12	complex	complex	ADJ
issue-1690	140	13	.	.	PUNCT
issue-1690	141	1	this	this	PRON
issue-1690	141	2	is	be	AUX
issue-1690	141	3	due	due	ADJ
issue-1690	141	4	to	to	ADP
issue-1690	141	5	the	the	DET
issue-1690	141	6	large	large	ADJ
issue-1690	141	7	number	number	NOUN
issue-1690	141	8	of	of	ADP
issue-1690	141	9	different	different	ADJ
issue-1690	141	10	types	type	NOUN
issue-1690	141	11	of	of	ADP
issue-1690	141	12	households	household	NOUN
issue-1690	141	13	,	,	PUNCT
issue-1690	141	14	the	the	DET
issue-1690	141	15	peculiarities	peculiarity	NOUN
issue-1690	141	16	of	of	ADP
issue-1690	141	17	their	their	PRON
issue-1690	141	18	economic	economic	ADJ
issue-1690	141	19	behavior	behavior	NOUN
issue-1690	141	20	,	,	PUNCT
issue-1690	141	21	and	and	CCONJ
issue-1690	141	22	the	the	DET
issue-1690	141	23	presence	presence	NOUN
issue-1690	141	24	of	of	ADP
issue-1690	141	25	a	a	DET
issue-1690	141	26	large	large	ADJ
issue-1690	141	27	number	number	NOUN
issue-1690	141	28	of	of	ADP
issue-1690	141	29	factors	factor	NOUN
issue-1690	141	30	influencing	influence	VERB
issue-1690	141	31	decisions	decision	NOUN
issue-1690	141	32	on	on	ADP
issue-1690	141	33	the	the	DET
issue-1690	141	34	use	use	NOUN
issue-1690	141	35	of	of	ADP
issue-1690	141	36	their	their	PRON
issue-1690	141	37	own	own	ADJ
issue-1690	141	38	financial	financial	ADJ
issue-1690	141	39	resources	resource	NOUN
issue-1690	141	40	and	and	CCONJ
issue-1690	141	41	the	the	DET
issue-1690	141	42	activities	activity	NOUN
issue-1690	141	43	of	of	ADP
issue-1690	141	44	financial	financial	ADJ
issue-1690	141	45	institutions	institution	NOUN
issue-1690	141	46	.	.	PUNCT
issue-1690	142	1	some	some	DET
issue-1690	142	2	types	type	NOUN
issue-1690	142	3	of	of	ADP
issue-1690	142	4	the	the	DET
issue-1690	142	5	deposit	deposit	NOUN
issue-1690	142	6	behavior	behavior	NOUN
issue-1690	142	7	are	be	AUX
issue-1690	142	8	formed	form	VERB
issue-1690	142	9	under	under	ADP
issue-1690	142	10	the	the	DET
issue-1690	142	11	influence	influence	NOUN
issue-1690	142	12	of	of	ADP
issue-1690	142	13	a	a	DET
issue-1690	142	14	number	number	NOUN
issue-1690	142	15	of	of	ADP
issue-1690	142	16	factors	factor	NOUN
issue-1690	142	17	,	,	PUNCT
issue-1690	142	18	among	among	ADP
issue-1690	142	19	which	which	PRON
issue-1690	142	20	an	an	DET
issue-1690	142	21	important	important	ADJ
issue-1690	142	22	role	role	NOUN
issue-1690	142	23	is	be	AUX
issue-1690	142	24	always	always	ADV
issue-1690	142	25	played	play	VERB
issue-1690	142	26	by	by	ADP
issue-1690	142	27	specifically	specifically	ADV
issue-1690	142	28	specific	specific	ADJ
issue-1690	142	29	factors	factor	NOUN
issue-1690	142	30	that	that	PRON
issue-1690	142	31	arise	arise	VERB
issue-1690	142	32	in	in	ADP
issue-1690	142	33	the	the	DET
issue-1690	142	34	process	process	NOUN
issue-1690	142	35	of	of	ADP
issue-1690	142	36	creating	create	VERB
issue-1690	142	37	a	a	DET
issue-1690	142	38	particular	particular	ADJ
issue-1690	142	39	type	type	NOUN
issue-1690	142	40	of	of	ADP
issue-1690	142	41	behavior	behavior	NOUN
issue-1690	142	42	.	.	PUNCT
issue-1690	143	1	for	for	ADP
issue-1690	143	2	example	example	NOUN
issue-1690	143	3	,	,	PUNCT
issue-1690	143	4	for	for	ADP
issue-1690	143	5	different	different	ADJ
issue-1690	143	6	segments	segment	NOUN
issue-1690	143	7	of	of	ADP
issue-1690	143	8	the	the	DET
issue-1690	143	9	population	population	NOUN
issue-1690	143	10	,	,	PUNCT
issue-1690	143	11	which	which	PRON
issue-1690	143	12	can	can	AUX
issue-1690	143	13	be	be	AUX
issue-1690	143	14	ranked	rank	VERB
issue-1690	143	15	by	by	ADP
issue-1690	143	16	income	income	NOUN
issue-1690	143	17	level	level	NOUN
issue-1690	143	18	,	,	PUNCT
issue-1690	143	19	the	the	DET
issue-1690	143	20	factors	factor	NOUN
issue-1690	143	21	that	that	PRON
issue-1690	143	22	would	would	AUX
issue-1690	143	23	affect	affect	VERB
issue-1690	143	24	the	the	DET
issue-1690	143	25	characteristics	characteristic	NOUN
issue-1690	143	26	of	of	ADP
issue-1690	143	27	the	the	DET
issue-1690	143	28	behavior	behavior	NOUN
issue-1690	143	29	of	of	ADP
issue-1690	143	30	citizens	citizen	NOUN
issue-1690	143	31	are	be	AUX
issue-1690	143	32	generally	generally	ADV
issue-1690	143	33	very	very	ADV
issue-1690	143	34	similar	similar	ADJ
issue-1690	143	35	,	,	PUNCT
issue-1690	143	36	however	however	ADV
issue-1690	143	37	,	,	PUNCT
issue-1690	143	38	for	for	ADP
issue-1690	143	39	some	some	DET
issue-1690	143	40	groups	group	NOUN
issue-1690	143	41	they	they	PRON
issue-1690	143	42	will	will	AUX
issue-1690	143	43	be	be	AUX
issue-1690	143	44	specific	specific	ADJ
issue-1690	143	45	.	.	PUNCT
issue-1690	144	1	for	for	ADP
issue-1690	144	2	example	example	NOUN
issue-1690	144	3	,	,	PUNCT
issue-1690	144	4	wealthy	wealthy	ADJ
issue-1690	144	5	citizens	citizen	NOUN
issue-1690	144	6	have	have	VERB
issue-1690	144	7	their	their	PRON
issue-1690	144	8	own	own	ADJ
issue-1690	144	9	specific	specific	ADJ
issue-1690	144	10	attitude	attitude	NOUN
issue-1690	144	11	to	to	ADP
issue-1690	144	12	the	the	DET
issue-1690	144	13	implementation	implementation	NOUN
issue-1690	144	14	of	of	ADP
issue-1690	144	15	savings	saving	NOUN
issue-1690	144	16	and	and	CCONJ
issue-1690	144	17	this	this	PRON
issue-1690	144	18	directly	directly	ADV
issue-1690	144	19	determines	determine	VERB
issue-1690	144	20	their	their	PRON
issue-1690	144	21	behavior	behavior	NOUN
issue-1690	144	22	in	in	ADP
issue-1690	144	23	the	the	DET
issue-1690	144	24	deposit	deposit	NOUN
issue-1690	144	25	market	market	NOUN
issue-1690	144	26	of	of	ADP
issue-1690	144	27	the	the	DET
issue-1690	144	28	country	country	NOUN
issue-1690	144	29	.	.	PUNCT
issue-1690	145	1	for	for	ADP
issue-1690	145	2	less	less	ADV
issue-1690	145	3	protected	protect	VERB
issue-1690	145	4	segments	segment	NOUN
issue-1690	145	5	of	of	ADP
issue-1690	145	6	the	the	DET
issue-1690	145	7	population	population	NOUN
issue-1690	145	8	who	who	PRON
issue-1690	145	9	do	do	AUX
issue-1690	145	10	not	not	PART
issue-1690	145	11	have	have	VERB
issue-1690	145	12	temporarily	temporarily	ADV
issue-1690	145	13	free	free	ADJ
issue-1690	145	14	funds	fund	NOUN
issue-1690	145	15	,	,	PUNCT
issue-1690	145	16	another	another	DET
issue-1690	145	17	model	model	NOUN
issue-1690	145	18	of	of	ADP
issue-1690	145	19	the	the	DET
issue-1690	145	20	deposit	deposit	NOUN
issue-1690	145	21	behavior	behavior	NOUN
issue-1690	145	22	will	will	AUX
issue-1690	145	23	be	be	AUX
issue-1690	145	24	typical	typical	ADJ
issue-1690	145	25	,	,	PUNCT
issue-1690	145	26	or	or	CCONJ
issue-1690	145	27	rather	rather	ADV
issue-1690	145	28	its	its	PRON
issue-1690	145	29	absence	absence	NOUN
issue-1690	145	30	.	.	PUNCT
issue-1690	146	1	in	in	ADP
issue-1690	146	2	this	this	DET
issue-1690	146	3	case	case	NOUN
issue-1690	146	4	,	,	PUNCT
issue-1690	146	5	such	such	ADJ
issue-1690	146	6	citizens	citizen	NOUN
issue-1690	146	7	will	will	AUX
issue-1690	146	8	have	have	VERB
issue-1690	146	9	a	a	DET
issue-1690	146	10	certain	certain	ADJ
issue-1690	146	11	attitude	attitude	NOUN
issue-1690	146	12	to	to	ADP
issue-1690	146	13	the	the	DET
issue-1690	146	14	activities	activity	NOUN
issue-1690	146	15	of	of	ADP
issue-1690	146	16	depository	depository	NOUN
issue-1690	146	17	institutions	institution	NOUN
issue-1690	146	18	,	,	PUNCT
issue-1690	146	19	which	which	PRON
issue-1690	146	20	,	,	PUNCT
issue-1690	146	21	when	when	SCONJ
issue-1690	146	22	changing	change	VERB
issue-1690	146	23	their	their	PRON
issue-1690	146	24	level	level	NOUN
issue-1690	146	25	of	of	ADP
issue-1690	146	26	socio	socio	NOUN
issue-1690	146	27	-	-	PUNCT
issue-1690	146	28	economic	economic	ADJ
issue-1690	146	29	security	security	NOUN
issue-1690	146	30	,	,	PUNCT
issue-1690	146	31	may	may	AUX
issue-1690	146	32	affect	affect	VERB
issue-1690	146	33	the	the	DET
issue-1690	146	34	formation	formation	NOUN
issue-1690	146	35	of	of	ADP
issue-1690	146	36	future	future	ADJ
issue-1690	146	37	behavior	behavior	NOUN
issue-1690	146	38	of	of	ADP
issue-1690	146	39	such	such	ADJ
issue-1690	146	40	persons	person	NOUN
issue-1690	146	41	.	.	PUNCT
issue-1690	147	1	it	it	PRON
issue-1690	147	2	is	be	AUX
issue-1690	147	3	virtually	virtually	ADV
issue-1690	147	4	impossible	impossible	ADJ
issue-1690	147	5	to	to	PART
issue-1690	147	6	identify	identify	VERB
issue-1690	147	7	exhaustively	exhaustively	ADV
issue-1690	147	8	specific	specific	ADJ
issue-1690	147	9	factors	factor	NOUN
issue-1690	147	10	that	that	PRON
issue-1690	147	11	influence	influence	VERB
issue-1690	147	12	the	the	DET
issue-1690	147	13	formation	formation	NOUN
issue-1690	147	14	of	of	ADP
issue-1690	147	15	different	different	ADJ
issue-1690	147	16	types	type	NOUN
issue-1690	147	17	of	of	ADP
issue-1690	147	18	the	the	DET
issue-1690	147	19	deposit	deposit	NOUN
issue-1690	147	20	behavior	behavior	NOUN
issue-1690	147	21	of	of	ADP
issue-1690	147	22	households	household	NOUN
issue-1690	147	23	.	.	PUNCT
issue-1690	148	1	it	it	PRON
issue-1690	148	2	is	be	AUX
issue-1690	148	3	only	only	ADV
issue-1690	148	4	advisable	advisable	ADJ
issue-1690	148	5	to	to	PART
issue-1690	148	6	do	do	VERB
issue-1690	148	7	this	this	PRON
issue-1690	148	8	when	when	SCONJ
issue-1690	148	9	conducting	conduct	VERB
issue-1690	148	10	a	a	DET
issue-1690	148	11	study	study	NOUN
issue-1690	148	12	of	of	ADP
issue-1690	148	13	a	a	DET
issue-1690	148	14	specific	specific	ADJ
issue-1690	148	15	group	group	NOUN
issue-1690	148	16	of	of	ADP
issue-1690	148	17	people	people	NOUN
issue-1690	148	18	and	and	CCONJ
issue-1690	148	19	their	their	PRON
issue-1690	148	20	attitudes	attitude	NOUN
issue-1690	148	21	to	to	ADP
issue-1690	148	22	the	the	DET
issue-1690	148	23	functioning	functioning	NOUN
issue-1690	148	24	of	of	ADP
issue-1690	148	25	depository	depository	NOUN
issue-1690	148	26	institutions	institution	NOUN
issue-1690	148	27	.	.	PUNCT
issue-1690	149	1	however	however	ADV
issue-1690	149	2	,	,	PUNCT
issue-1690	149	3	in	in	ADP
issue-1690	149	4	general	general	ADJ
issue-1690	149	5	,	,	PUNCT
issue-1690	149	6	as	as	ADP
issue-1690	149	7	for	for	ADP
issue-1690	149	8	any	any	DET
issue-1690	149	9	complex	complex	ADJ
issue-1690	149	10	macroeconomic	macroeconomic	ADJ
issue-1690	149	11	system	system	NOUN
issue-1690	149	12	,	,	PUNCT
issue-1690	149	13	within	within	ADP
issue-1690	149	14	the	the	DET
issue-1690	149	15	deposit	deposit	NOUN
issue-1690	149	16	services	service	NOUN
issue-1690	149	17	market	market	NOUN
issue-1690	149	18	it	it	PRON
issue-1690	149	19	is	be	AUX
issue-1690	149	20	possible	possible	ADJ
issue-1690	149	21	to	to	PART
issue-1690	149	22	identify	identify	VERB
issue-1690	149	23	a	a	DET
issue-1690	149	24	list	list	NOUN
issue-1690	149	25	of	of	ADP
issue-1690	149	26	those	those	DET
issue-1690	149	27	factors	factor	NOUN
issue-1690	149	28	that	that	PRON
issue-1690	149	29	play	play	VERB
issue-1690	149	30	the	the	DET
issue-1690	149	31	greatest	great	ADJ
issue-1690	149	32	role	role	NOUN
issue-1690	149	33	in	in	ADP
issue-1690	149	34	shaping	shape	VERB
issue-1690	149	35	the	the	DET
issue-1690	149	36	deposit	deposit	NOUN
issue-1690	149	37	behavior	behavior	NOUN
issue-1690	149	38	of	of	ADP
issue-1690	149	39	households	household	NOUN
issue-1690	149	40	in	in	ADP
issue-1690	149	41	the	the	DET
issue-1690	149	42	country	country	NOUN
issue-1690	149	43	.	.	PUNCT
issue-1690	150	1	in	in	ADP
issue-1690	150	2	figure	figure	NOUN
issue-1690	150	3	3	3	NUM
issue-1690	150	4	,	,	PUNCT
issue-1690	150	5	a	a	DET
issue-1690	150	6	set	set	NOUN
issue-1690	150	7	of	of	ADP
issue-1690	150	8	such	such	ADJ
issue-1690	150	9	factors	factor	NOUN
issue-1690	150	10	is	be	AUX
issue-1690	150	11	presented	present	VERB
issue-1690	150	12	.	.	PUNCT
issue-1690	151	1	all	all	DET
issue-1690	151	2	the	the	DET
issue-1690	151	3	outlined	outline	VERB
issue-1690	151	4	factors	factor	NOUN
issue-1690	151	5	were	be	AUX
issue-1690	151	6	divided	divide	VERB
issue-1690	151	7	into	into	ADP
issue-1690	151	8	two	two	NUM
issue-1690	151	9	major	major	ADJ
issue-1690	151	10	groups	group	NOUN
issue-1690	151	11	:	:	PUNCT
issue-1690	151	12	exogenous	exogenous	ADJ
issue-1690	151	13	and	and	CCONJ
issue-1690	151	14	endogenous	endogenous	ADJ
issue-1690	151	15	.	.	PUNCT
issue-1690	152	1	the	the	DET
issue-1690	152	2	first	first	ADJ
issue-1690	152	3	group	group	NOUN
issue-1690	152	4	included	include	VERB
issue-1690	152	5	all	all	DET
issue-1690	152	6	the	the	DET
issue-1690	152	7	factors	factor	NOUN
issue-1690	152	8	that	that	PRON
issue-1690	152	9	are	be	AUX
issue-1690	152	10	formed	form	VERB
issue-1690	152	11	in	in	ADP
issue-1690	152	12	the	the	DET
issue-1690	152	13	external	external	ADJ
issue-1690	152	14	environment	environment	NOUN
issue-1690	152	15	,	,	PUNCT
issue-1690	152	16	within	within	ADP
issue-1690	152	17	which	which	PRON
issue-1690	152	18	the	the	DET
issue-1690	152	19	relationship	relationship	NOUN
issue-1690	152	20	between	between	ADP
issue-1690	152	21	depository	depository	NOUN
issue-1690	152	22	institutions	institution	NOUN
issue-1690	152	23	and	and	CCONJ
issue-1690	152	24	their	their	PRON
issue-1690	152	25	customers	customer	NOUN
issue-1690	152	26	are	be	AUX
issue-1690	152	27	formed	form	VERB
issue-1690	152	28	.	.	PUNCT
issue-1690	153	1	they	they	PRON
issue-1690	153	2	were	be	AUX
issue-1690	153	3	divided	divide	VERB
issue-1690	153	4	into	into	ADP
issue-1690	153	5	political	political	ADJ
issue-1690	153	6	,	,	PUNCT
issue-1690	153	7	economic	economic	ADJ
issue-1690	153	8	and	and	CCONJ
issue-1690	153	9	social	social	ADJ
issue-1690	153	10	.	.	PUNCT
issue-1690	154	1	endogenous	endogenous	ADJ
issue-1690	154	2	factors	factor	NOUN
issue-1690	154	3	are	be	AUX
issue-1690	154	4	considered	consider	VERB
issue-1690	154	5	as	as	ADP
issue-1690	154	6	a	a	DET
issue-1690	154	7	set	set	NOUN
issue-1690	154	8	of	of	ADP
issue-1690	154	9	factors	factor	NOUN
issue-1690	154	10	that	that	PRON
issue-1690	154	11	are	be	AUX
issue-1690	154	12	inherent	inherent	ADJ
issue-1690	154	13	in	in	ADP
issue-1690	154	14	the	the	DET
issue-1690	154	15	person	person	NOUN
issue-1690	154	16	who	who	PRON
issue-1690	154	17	decides	decide	VERB
issue-1690	154	18	to	to	PART
issue-1690	154	19	transfer	transfer	VERB
issue-1690	154	20	part	part	NOUN
issue-1690	154	21	of	of	ADP
issue-1690	154	22	their	their	PRON
issue-1690	154	23	funds	fund	NOUN
issue-1690	154	24	to	to	ADP
issue-1690	154	25	financial	financial	ADJ
issue-1690	154	26	institutions	institution	NOUN
issue-1690	154	27	.	.	PUNCT
issue-1690	155	1	this	this	DET
issue-1690	155	2	group	group	NOUN
issue-1690	155	3	includes	include	VERB
issue-1690	155	4	all	all	DET
issue-1690	155	5	the	the	DET
issue-1690	155	6	personal	personal	ADJ
issue-1690	155	7	characteristics	characteristic	NOUN
issue-1690	155	8	that	that	PRON
issue-1690	155	9	are	be	AUX
issue-1690	155	10	inherent	inherent	ADJ
issue-1690	155	11	in	in	ADP
issue-1690	155	12	each	each	DET
issue-1690	155	13	person	person	NOUN
issue-1690	155	14	as	as	ADP
issue-1690	155	15	a	a	DET
issue-1690	155	16	separate	separate	ADJ
issue-1690	155	17	economic	economic	ADJ
issue-1690	155	18	entity	entity	NOUN
issue-1690	155	19	.	.	PUNCT
issue-1690	156	1	it	it	PRON
issue-1690	156	2	should	should	AUX
issue-1690	156	3	be	be	AUX
issue-1690	156	4	noted	note	VERB
issue-1690	156	5	that	that	SCONJ
issue-1690	156	6	the	the	DET
issue-1690	156	7	peculiarities	peculiarity	NOUN
issue-1690	156	8	of	of	ADP
issue-1690	156	9	the	the	DET
issue-1690	156	10	economic	economic	ADJ
issue-1690	156	11	environment	environment	NOUN
issue-1690	156	12	in	in	ADP
issue-1690	156	13	which	which	PRON
issue-1690	156	14	depository	depository	NOUN
issue-1690	156	15	institutions	institution	NOUN
issue-1690	156	16	and	and	CCONJ
issue-1690	156	17	households	household	NOUN
issue-1690	156	18	operate	operate	VERB
issue-1690	156	19	are	be	AUX
issue-1690	156	20	often	often	ADV
issue-1690	156	21	decisive	decisive	ADJ
issue-1690	156	22	in	in	ADP
issue-1690	156	23	the	the	DET
issue-1690	156	24	processes	process	NOUN
issue-1690	156	25	of	of	ADP
issue-1690	156	26	forming	form	VERB
issue-1690	156	27	the	the	DET
issue-1690	156	28	deposit	deposit	NOUN
issue-1690	156	29	behavior	behavior	NOUN
issue-1690	156	30	of	of	ADP
issue-1690	156	31	households	household	NOUN
issue-1690	156	32	.	.	PUNCT
issue-1690	157	1	the	the	DET
issue-1690	157	2	experience	experience	NOUN
issue-1690	157	3	of	of	ADP
issue-1690	157	4	the	the	DET
issue-1690	157	5	development	development	NOUN
issue-1690	157	6	of	of	ADP
issue-1690	157	7	the	the	DET
issue-1690	157	8	deposit	deposit	NOUN
issue-1690	157	9	services	service	NOUN
issue-1690	157	10	market	market	NOUN
issue-1690	157	11	in	in	ADP
issue-1690	157	12	ukraine	ukraine	PROPN
issue-1690	157	13	shows	show	VERB
issue-1690	157	14	that	that	SCONJ
issue-1690	157	15	the	the	DET
issue-1690	157	16	stability	stability	NOUN
issue-1690	157	17	of	of	ADP
issue-1690	157	18	the	the	DET
issue-1690	157	19	national	national	ADJ
issue-1690	157	20	economy	economy	NOUN
issue-1690	157	21	is	be	AUX
issue-1690	157	22	an	an	DET
issue-1690	157	23	important	important	ADJ
issue-1690	157	24	and	and	CCONJ
issue-1690	157	25	priority	priority	NOUN
issue-1690	157	26	condition	condition	NOUN
issue-1690	157	27	for	for	ADP
issue-1690	157	28	the	the	DET
issue-1690	157	29	development	development	NOUN
issue-1690	157	30	of	of	ADP
issue-1690	157	31	the	the	DET
issue-1690	157	32	defined	define	VERB
issue-1690	157	33	market	market	NOUN
issue-1690	157	34	based	base	VERB
issue-1690	157	35	on	on	ADP
issue-1690	157	36	the	the	DET
issue-1690	157	37	rationalization	rationalization	NOUN
issue-1690	157	38	of	of	ADP
issue-1690	157	39	models	model	NOUN
issue-1690	157	40	of	of	ADP
issue-1690	157	41	the	the	DET
issue-1690	157	42	deposit	deposit	NOUN
issue-1690	157	43	behavior	behavior	NOUN
issue-1690	157	44	of	of	ADP
issue-1690	157	45	households	household	NOUN
issue-1690	157	46	.	.	PUNCT
issue-1690	158	1	however	however	ADV
issue-1690	158	2	,	,	PUNCT
issue-1690	158	3	ensuring	ensure	VERB
issue-1690	158	4	the	the	DET
issue-1690	158	5	long	long	ADJ
issue-1690	158	6	-	-	PUNCT
issue-1690	158	7	term	term	NOUN
issue-1690	158	8	sustainability	sustainability	NOUN
issue-1690	158	9	of	of	ADP
issue-1690	158	10	the	the	DET
issue-1690	158	11	national	national	ADJ
issue-1690	158	12	economy	economy	NOUN
issue-1690	158	13	is	be	AUX
issue-1690	158	14	a	a	DET
issue-1690	158	15	difficult	difficult	ADJ
issue-1690	158	16	task	task	NOUN
issue-1690	158	17	for	for	ADP
issue-1690	158	18	many	many	ADJ
issue-1690	158	19	countries	country	NOUN
issue-1690	158	20	.	.	PUNCT
issue-1690	159	1	thus	thus	ADV
issue-1690	159	2	,	,	PUNCT
issue-1690	159	3	the	the	DET
issue-1690	159	4	financial	financial	ADJ
issue-1690	159	5	services	service	NOUN
issue-1690	159	6	markets	market	NOUN
issue-1690	159	7	in	in	ADP
issue-1690	159	8	such	such	ADJ
issue-1690	159	9	countries	country	NOUN
issue-1690	159	10	are	be	AUX
issue-1690	159	11	developing	develop	VERB
issue-1690	159	12	in	in	ADP
issue-1690	159	13	a	a	DET
issue-1690	159	14	rather	rather	ADV
issue-1690	159	15	turbulent	turbulent	ADJ
issue-1690	159	16	environment	environment	NOUN
issue-1690	159	17	,	,	PUNCT
issue-1690	159	18	characterized	characterize	VERB
issue-1690	159	19	by	by	ADP
issue-1690	159	20	periodic	periodic	ADJ
issue-1690	159	21	crises	crisis	NOUN
issue-1690	159	22	,	,	PUNCT
issue-1690	159	23	which	which	PRON
issue-1690	159	24	are	be	AUX
issue-1690	159	25	often	often	ADV
issue-1690	159	26	due	due	ADJ
issue-1690	159	27	to	to	ADP
issue-1690	159	28	deeper	deep	ADJ
issue-1690	159	29	economic	economic	ADJ
issue-1690	159	30	and	and	CCONJ
issue-1690	159	31	political	political	ADJ
issue-1690	159	32	transformations	transformation	NOUN
issue-1690	159	33	within	within	ADP
issue-1690	159	34	the	the	DET
issue-1690	159	35	global	global	ADJ
issue-1690	159	36	financial	financial	ADJ
issue-1690	159	37	system	system	NOUN
issue-1690	159	38	.	.	PUNCT
issue-1690	160	1	turbulent	turbulent	ADJ
issue-1690	160	2	development	development	NOUN
issue-1690	160	3	of	of	ADP
issue-1690	160	4	the	the	DET
issue-1690	160	5	financial	financial	ADJ
issue-1690	160	6	services	service	NOUN
issue-1690	160	7	market	market	NOUN
issue-1690	160	8	significantly	significantly	ADV
issue-1690	160	9	complicates	complicate	VERB
issue-1690	160	10	the	the	DET
issue-1690	160	11	processes	process	NOUN
issue-1690	160	12	of	of	ADP
issue-1690	160	13	formation	formation	NOUN
issue-1690	160	14	of	of	ADP
issue-1690	160	15	the	the	DET
issue-1690	160	16	deposit	deposit	NOUN
issue-1690	160	17	behavior	behavior	NOUN
issue-1690	160	18	,	,	PUNCT
issue-1690	160	19	especially	especially	ADV
issue-1690	160	20	in	in	ADP
issue-1690	160	21	households	household	NOUN
issue-1690	160	22	,	,	PUNCT
issue-1690	160	23	and	and	CCONJ
issue-1690	160	24	often	often	ADV
issue-1690	160	25	leads	lead	VERB
issue-1690	160	26	to	to	ADP
issue-1690	160	27	a	a	DET
issue-1690	160	28	radical	radical	ADJ
issue-1690	160	29	decline	decline	NOUN
issue-1690	160	30	in	in	ADP
issue-1690	160	31	their	their	PRON
issue-1690	160	32	confidence	confidence	NOUN
issue-1690	160	33	in	in	ADP
issue-1690	160	34	the	the	DET
issue-1690	160	35	functioning	functioning	NOUN
issue-1690	160	36	of	of	ADP
issue-1690	160	37	depository	depository	ADJ
issue-1690	160	38	baltic	baltic	PROPN
issue-1690	160	39	journal	journal	PROPN
issue-1690	160	40	of	of	ADP
issue-1690	160	41	economic	economic	ADJ
issue-1690	160	42	studies	study	NOUN
issue-1690	160	43	139	139	NUM
issue-1690	160	44	vol	vol	NOUN
issue-1690	160	45	.	.	PROPN
issue-1690	160	46	8	8	NUM
issue-1690	161	1	no	no	NOUN
issue-1690	161	2	.	.	NOUN
issue-1690	161	3	1	1	NUM
issue-1690	161	4	,	,	PUNCT
issue-1690	161	5	2022	2022	NUM
issue-1690	161	6	in	in	ADP
issue-1690	161	7	st	st	PROPN
issue-1690	161	8	itu	itu	PROPN
issue-1690	161	9	tio	tio	PROPN
issue-1690	161	10	na	na	PROPN
issue-1690	161	11	l	l	PROPN
issue-1690	161	12	ec	ec	PROPN
issue-1690	161	13	on	on	ADP
issue-1690	161	14	om	om	PROPN
issue-1690	162	1	ic	ic	PROPN
issue-1690	163	1	so	so	ADV
issue-1690	163	2	ci	ci	PROPN
issue-1690	163	3	al	al	PROPN
issue-1690	163	4	exogenous	exogenous	ADJ
issue-1690	163	5	endogenous	endogenous	ADJ
issue-1690	163	6	f	f	NOUN
issue-1690	163	7	a	a	DET
issue-1690	163	8	c	c	NOUN
issue-1690	163	9	to	to	ADP
issue-1690	163	10	r	r	NOUN
issue-1690	163	11	s	s	NOUN
issue-1690	163	12	o	o	NOUN
issue-1690	163	13	f	f	X
issue-1690	164	1	f	f	X
issue-1690	164	2	o	o	NOUN
issue-1690	164	3	r	r	NOUN
issue-1690	164	4	m	m	VERB
issue-1690	164	5	a	a	DET
issue-1690	164	6	ti	ti	NOUN
issue-1690	164	7	o	o	NOUN
issue-1690	164	8	n	n	NOUN
issue-1690	164	9	o	o	NOUN
issue-1690	164	10	f	f	X
issue-1690	164	11	d	d	X
issue-1690	164	12	e	e	X
issue-1690	164	13	po	po	X
issue-1690	165	1	si	si	PROPN
issue-1690	165	2	t	t	PROPN
issue-1690	165	3	h	h	NOUN
issue-1690	165	4	o	o	X
issue-1690	165	5	u	u	X
issue-1690	165	6	se	se	PROPN
issue-1690	165	7	h	h	PROPN
issue-1690	166	1	o	o	X
issue-1690	166	2	ld	ld	PROPN
issue-1690	166	3	b	b	PROPN
issue-1690	166	4	e	e	ADP
issue-1690	166	5	h	h	NOUN
issue-1690	166	6	a	a	DET
issue-1690	166	7	v	v	NOUN
issue-1690	166	8	io	io	ADP
issue-1690	166	9	r	r	NOUN
issue-1690	166	10	ex	ex	X
issue-1690	166	11	og	og	X
issue-1690	166	12	en	en	X
issue-1690	166	13	ou	ou	PROPN
issue-1690	166	14	s	s	PROPN
issue-1690	166	15	fa	fa	INTJ
issue-1690	166	16	ct	ct	INTJ
issue-1690	166	17	or	or	CCONJ
issue-1690	166	18	s	s	PROPN
issue-1690	166	19	ar	ar	NOUN
issue-1690	166	20	e	e	NOUN
issue-1690	166	21	fa	fa	NOUN
issue-1690	167	1	ct	ct	INTJ
issue-1690	167	2	or	or	CCONJ
issue-1690	167	3	s	s	X
issue-1690	167	4	th	th	X
issue-1690	167	5	at	at	ADP
issue-1690	167	6	a	a	DET
issue-1690	167	7	ris	ris	X
issue-1690	167	8	e	e	NOUN
issue-1690	167	9	an	an	PROPN
issue-1690	167	10	d	d	X
issue-1690	167	11	op	op	NOUN
issue-1690	167	12	er	er	INTJ
issue-1690	167	13	at	at	ADP
issue-1690	167	14	e	e	PROPN
issue-1690	167	15	w	w	PROPN
issue-1690	167	16	ith	ith	PROPN
issue-1690	167	17	in	in	ADP
issue-1690	167	18	n	n	PROPN
issue-1690	167	19	at	at	ADP
issue-1690	167	20	io	io	PROPN
issue-1690	167	21	na	na	ADP
issue-1690	167	22	l	l	PROPN
issue-1690	167	23	a	a	DET
issue-1690	167	24	nd	nd	NOUN
issue-1690	167	25	w	w	NOUN
issue-1690	167	26	or	or	CCONJ
issue-1690	167	27	ld	ld	PROPN
issue-1690	167	28	ec	ec	PROPN
issue-1690	167	29	on	on	ADP
issue-1690	167	30	om	om	PROPN
issue-1690	168	1	ic	ic	PROPN
issue-1690	168	2	s	s	PROPN
issue-1690	168	3	ys	ys	NOUN
issue-1690	168	4	te	te	PROPN
issue-1690	168	5	m	m	PROPN
issue-1690	168	6	s.	s.	PROPN
issue-1690	168	7	in	in	ADP
issue-1690	168	8	di	di	PROPN
issue-1690	168	9	vi	vi	PROPN
issue-1690	168	10	du	du	PROPN
issue-1690	168	11	al	al	PROPN
issue-1690	168	12	e	e	PROPN
issue-1690	168	13	nt	nt	PROPN
issue-1690	168	14	iti	iti	PROPN
issue-1690	168	15	es	es	X
issue-1690	169	1	d	d	X
issue-1690	169	2	o	o	X
issue-1690	169	3	no	no	INTJ
issue-1690	169	4	t	t	NOUN
issue-1690	169	5	h	h	NOUN
issue-1690	169	6	av	av	NOUN
issue-1690	169	7	e	e	X
issue-1690	169	8	th	th	X
issue-1690	169	9	e	e	X
issue-1690	169	10	ab	ab	PROPN
issue-1690	169	11	ili	ili	PROPN
issue-1690	170	1	ty	ty	INTJ
issue-1690	170	2	to	to	ADP
issue-1690	170	3	in	in	ADP
issue-1690	170	4	flu	flu	PROPN
issue-1690	170	5	en	en	PROPN
issue-1690	170	6	ce	ce	PROPN
issue-1690	170	7	s	s	PART
issue-1690	170	8	uc	uc	PROPN
issue-1690	170	9	h	h	NOUN
issue-1690	170	10	fa	fa	INTJ
issue-1690	170	11	ct	ct	INTJ
issue-1690	170	12	or	or	CCONJ
issue-1690	170	13	s	s	PROPN
issue-1690	170	14	,	,	PUNCT
issue-1690	170	15	b	b	PROPN
issue-1690	170	16	ut	ut	PROPN
issue-1690	170	17	c	c	PROPN
issue-1690	170	18	an	an	DET
issue-1690	170	19	o	o	NOUN
issue-1690	170	20	nl	nl	NOUN
issue-1690	170	21	y	y	PROPN
issue-1690	170	22	ta	ta	PROPN
issue-1690	170	23	ke	ke	PROPN
issue-1690	170	24	th	th	X
issue-1690	170	25	em	em	PRON
issue-1690	170	26	in	in	ADP
issue-1690	170	27	to	to	ADP
issue-1690	170	28	a	a	DET
issue-1690	170	29	cc	cc	NOUN
issue-1690	170	30	ou	ou	NOUN
issue-1690	170	31	nt	not	PART
issue-1690	170	32	in	in	ADP
issue-1690	170	33	th	th	X
issue-1690	170	34	e	e	X
issue-1690	170	35	de	de	X
issue-1690	170	36	ci	ci	PROPN
issue-1690	170	37	si	si	X
issue-1690	170	38	on	on	ADP
issue-1690	170	39	-m	-m	PUNCT
issue-1690	170	40	ak	ak	PROPN
issue-1690	170	41	in	in	ADP
issue-1690	170	42	g	g	PROPN
issue-1690	170	43	pr	pr	NOUN
issue-1690	170	44	oc	oc	ADP
issue-1690	170	45	es	es	X
issue-1690	170	46	s	s	PRON
issue-1690	170	47	fo	fo	INTJ
issue-1690	171	1	r	r	NOUN
issue-1690	171	2	f	f	NOUN
issue-1690	171	3	ur	ur	INTJ
issue-1690	171	4	th	th	INTJ
issue-1690	171	5	er	er	INTJ
issue-1690	171	6	in	in	ADP
issue-1690	171	7	ve	ve	PROPN
issue-1690	171	8	st	st	PROPN
issue-1690	171	9	m	m	PROPN
issue-1690	171	10	en	en	ADP
issue-1690	171	11	ts	ts	X
issue-1690	171	12	.	.	PUNCT
issue-1690	172	1	en	en	INTJ
issue-1690	172	2	do	do	VERB
issue-1690	172	3	ge	ge	PROPN
issue-1690	173	1	no	no	INTJ
issue-1690	173	2	us	we	PRON
issue-1690	174	1	fa	fa	INTJ
issue-1690	174	2	ct	ct	INTJ
issue-1690	174	3	or	or	CCONJ
issue-1690	174	4	s	s	PROPN
issue-1690	174	5	ar	ar	NOUN
issue-1690	174	6	e	e	NOUN
issue-1690	174	7	fa	fa	NOUN
issue-1690	175	1	ct	ct	INTJ
issue-1690	175	2	or	or	CCONJ
issue-1690	175	3	s	s	PRON
issue-1690	175	4	th	th	X
issue-1690	175	5	at	at	ADP
issue-1690	175	6	ar	ar	PROPN
issue-1690	175	7	is	be	AUX
issue-1690	175	8	e	e	X
issue-1690	175	9	an	an	DET
issue-1690	175	10	d	d	PROPN
issue-1690	175	11	in	in	ADP
issue-1690	175	12	flu	flu	PROPN
issue-1690	175	13	en	en	X
issue-1690	175	14	ce	ce	PROPN
issue-1690	175	15	th	th	PROPN
issue-1690	175	16	e	e	X
issue-1690	175	17	be	be	AUX
issue-1690	175	18	ha	ha	INTJ
issue-1690	175	19	vi	vi	NOUN
issue-1690	175	20	or	or	CCONJ
issue-1690	175	21	o	o	NOUN
issue-1690	175	22	f	f	PROPN
issue-1690	175	23	a	a	DET
issue-1690	175	24	pa	pa	PROPN
issue-1690	175	25	rti	rti	PROPN
issue-1690	175	26	cu	cu	PROPN
issue-1690	176	1	la	la	PROPN
issue-1690	177	1	r	r	NOUN
issue-1690	178	1	i	i	PRON
issue-1690	178	2	nd	nd	VERB
issue-1690	178	3	iv	iv	INTJ
issue-1690	179	1	i	i	NOUN
issue-1690	179	2	d	d	PROPN
issue-1690	179	3	ua	ua	PROPN
issue-1690	180	1	l	l	NOUN
issue-1690	180	2	o	o	NOUN
issue-1690	180	3	r	r	NOUN
issue-1690	180	4	g	g	PROPN
issue-1690	180	5	ro	ro	NOUN
issue-1690	180	6	up	up	ADP
issue-1690	180	7	o	o	PROPN
issue-1690	181	1	f	f	NOUN
issue-1690	182	1	i	i	PRON
issue-1690	182	2	nd	nd	VERB
issue-1690	182	3	iv	iv	INTJ
issue-1690	183	1	i	i	PROPN
issue-1690	183	2	d	d	PROPN
issue-1690	183	3	ua	ua	PROPN
issue-1690	183	4	ls	ls	PROPN
issue-1690	183	5	w	w	PROPN
issue-1690	183	6	ith	ith	PROPN
issue-1690	183	7	in	in	ADP
issue-1690	183	8	a	a	DET
issue-1690	183	9	s	s	NOUN
issue-1690	183	10	in	in	ADP
issue-1690	183	11	gl	gl	NOUN
issue-1690	183	12	e	e	PROPN
issue-1690	183	13	ho	ho	PROPN
issue-1690	183	14	us	us	PROPN
issue-1690	183	15	eh	eh	INTJ
issue-1690	184	1	ol	ol	PROPN
issue-1690	184	2	d.	d.	PROPN
issue-1690	184	3	s	s	PART
issue-1690	184	4	uc	uc	PROPN
issue-1690	184	5	h	h	NOUN
issue-1690	185	1	fa	fa	INTJ
issue-1690	185	2	ct	ct	INTJ
issue-1690	185	3	or	or	CCONJ
issue-1690	185	4	s	s	PROPN
issue-1690	185	5	ar	ar	NOUN
issue-1690	185	6	e	e	NOUN
issue-1690	185	7	fo	fo	ADP
issue-1690	185	8	rm	rm	PROPN
issue-1690	185	9	ed	ed	PROPN
issue-1690	186	1	d	d	INTJ
issue-1690	186	2	ur	ur	INTJ
issue-1690	186	3	in	in	ADP
issue-1690	186	4	g	g	PROPN
issue-1690	186	5	a	a	DET
issue-1690	186	6	pe	pe	NOUN
issue-1690	186	7	rs	rs	NOUN
issue-1690	186	8	on	on	ADP
issue-1690	186	9	's	's	PART
issue-1690	186	10	li	li	PROPN
issue-1690	186	11	fe	fe	PROPN
issue-1690	186	12	,	,	PUNCT
issue-1690	186	13	p	p	PROPN
issue-1690	186	14	ar	ar	PROPN
issue-1690	186	15	tly	tly	ADV
issue-1690	186	16	de	de	ADP
issue-1690	186	17	pe	pe	X
issue-1690	186	18	nd	nd	ADV
issue-1690	186	19	o	o	NOUN
issue-1690	187	1	n	n	INTJ
issue-1690	188	1	hi	hi	INTJ
issue-1690	188	2	s	s	VERB
issue-1690	188	3	m	m	VERB
issue-1690	188	4	en	en	ADP
issue-1690	188	5	ta	ta	ADP
issue-1690	188	6	l	l	PROPN
issue-1690	188	7	p	p	X
issue-1690	188	8	er	er	INTJ
issue-1690	188	9	ce	ce	PROPN
issue-1690	188	10	pt	pt	PROPN
issue-1690	188	11	io	io	PROPN
issue-1690	188	12	n	n	PROPN
issue-1690	188	13	of	of	ADP
issue-1690	188	14	th	th	X
issue-1690	188	15	e	e	NOUN
issue-1690	188	16	w	w	NOUN
issue-1690	188	17	or	or	CCONJ
issue-1690	188	18	ld	ld	PROPN
issue-1690	188	19	.	.	PUNCT
issue-1690	189	1	st	st	PROPN
issue-1690	189	2	ab	ab	PROPN
issue-1690	189	3	le	le	X
issue-1690	189	4	le	le	PROPN
issue-1690	189	5	gi	gi	INTJ
issue-1690	190	1	sl	sl	VERB
issue-1690	190	2	at	at	ADP
issue-1690	190	3	io	io	X
issue-1690	190	4	n	n	ADV
issue-1690	190	5	in	in	ADP
issue-1690	190	6	th	th	X
issue-1690	190	7	e	e	X
issue-1690	190	8	fie	fie	X
issue-1690	190	9	ld	ld	PROPN
issue-1690	191	1	o	o	X
issue-1690	191	2	f	f	PROPN
issue-1690	192	1	d	d	X
issue-1690	192	2	ep	ep	PROPN
issue-1690	192	3	os	os	PROPN
issue-1690	192	4	it	it	PRON
issue-1690	192	5	se	se	PROPN
issue-1690	193	1	rv	rv	PROPN
issue-1690	194	1	ic	ic	PROPN
issue-1690	194	2	es	es	PROPN
issue-1690	194	3	b	b	PROPN
issue-1690	194	4	y	y	PROPN
issue-1690	194	5	fin	fin	NOUN
issue-1690	194	6	an	an	DET
issue-1690	194	7	ci	ci	PROPN
issue-1690	194	8	al	al	PROPN
issue-1690	194	9	in	in	ADP
issue-1690	194	10	st	st	PROPN
issue-1690	194	11	itu	itu	PROPN
issue-1690	194	12	tio	tio	PROPN
issue-1690	194	13	ns	ns	INTJ
issue-1690	194	14	av	av	PROPN
issue-1690	194	15	ai	ai	VERB
issue-1690	194	16	la	la	ADV
issue-1690	194	17	bi	bi	NOUN
issue-1690	194	18	lit	light	VERB
issue-1690	194	19	y	y	PROPN
issue-1690	194	20	of	of	ADP
issue-1690	194	21	in	in	ADP
issue-1690	194	22	st	st	PROPN
issue-1690	194	23	itu	itu	PROPN
issue-1690	194	24	tio	tio	PROPN
issue-1690	194	25	ns	ns	NUM
issue-1690	194	26	to	to	ADP
issue-1690	194	27	g	g	PROPN
issue-1690	194	28	ua	ua	PROPN
issue-1690	194	29	ra	ra	PROPN
issue-1690	194	30	nt	not	PART
issue-1690	194	31	ee	ee	VERB
issue-1690	194	32	th	th	X
issue-1690	194	33	e	e	X
issue-1690	194	34	re	re	PROPN
issue-1690	194	35	tu	tu	PROPN
issue-1690	194	36	rn	rn	PROPN
issue-1690	194	37	o	o	PROPN
issue-1690	194	38	f	f	PROPN
issue-1690	195	1	d	d	X
issue-1690	195	2	ep	ep	PROPN
issue-1690	195	3	os	os	PROPN
issue-1690	195	4	its	its	PRON
issue-1690	195	5	,	,	PUNCT
issue-1690	195	6	th	th	X
issue-1690	195	7	ei	ei	NOUN
issue-1690	195	8	r	r	NOUN
issue-1690	195	9	e	e	NOUN
issue-1690	195	10	ff	ff	X
issue-1690	195	11	ec	ec	PROPN
issue-1690	195	12	tiv	tiv	PROPN
issue-1690	195	13	e	e	PROPN
issue-1690	195	14	fu	fu	PROPN
issue-1690	195	15	nc	nc	PROPN
issue-1690	195	16	tio	tio	PROPN
issue-1690	195	17	ni	ni	PROPN
issue-1690	195	18	ng	ng	PROPN
issue-1690	195	19	av	av	PROPN
issue-1690	195	20	ai	ai	VERB
issue-1690	195	21	la	la	ADV
issue-1690	195	22	bi	bi	NOUN
issue-1690	195	23	lit	light	VERB
issue-1690	195	24	y	y	PROPN
issue-1690	195	25	of	of	ADP
issue-1690	195	26	e	e	PROPN
issue-1690	195	27	ff	ff	NOUN
issue-1690	195	28	ec	ec	PROPN
issue-1690	196	1	tiv	tiv	PROPN
issue-1690	196	2	e	e	PROPN
issue-1690	196	3	le	le	X
issue-1690	196	4	gi	gi	INTJ
issue-1690	196	5	sl	sl	VERB
issue-1690	196	6	at	at	ADP
issue-1690	196	7	io	io	X
issue-1690	196	8	n	n	ADV
issue-1690	196	9	in	in	ADP
issue-1690	196	10	th	th	X
issue-1690	196	11	e	e	X
issue-1690	196	12	fie	fie	X
issue-1690	196	13	ld	ld	PROPN
issue-1690	196	14	o	o	X
issue-1690	196	15	f	f	PROPN
issue-1690	196	16	c	c	PROPN
issue-1690	196	17	on	on	ADP
issue-1690	196	18	su	su	PROPN
issue-1690	196	19	m	m	ADJ
issue-1690	196	20	er	er	INTJ
issue-1690	196	21	pr	pr	INTJ
issue-1690	197	1	ot	ot	INTJ
issue-1690	197	2	ec	ec	PROPN
issue-1690	197	3	tio	tio	PROPN
issue-1690	197	4	n	n	PROPN
issue-1690	197	5	of	of	ADP
issue-1690	197	6	su	su	PROPN
issue-1690	197	7	ch	ch	PROPN
issue-1690	197	8	se	se	PROPN
issue-1690	197	9	rv	rv	PROPN
issue-1690	198	1	ic	ic	PROPN
issue-1690	198	2	es	es	X
issue-1690	198	3	ef	ef	X
issue-1690	198	4	fe	fe	X
issue-1690	198	5	ct	ct	NUM
issue-1690	198	6	iv	iv	NUM
issue-1690	198	7	e	e	X
issue-1690	198	8	m	m	VERB
issue-1690	198	9	ec	ec	PROPN
issue-1690	198	10	ha	ha	INTJ
issue-1690	198	11	ni	ni	PROPN
issue-1690	199	1	sm	sm	INTJ
issue-1690	200	1	fo	fo	INTJ
issue-1690	200	2	r	r	NOUN
issue-1690	200	3	s	s	NOUN
issue-1690	200	4	ta	ta	X
issue-1690	200	5	te	te	PROPN
issue-1690	200	6	su	su	PROPN
issue-1690	200	7	pe	pe	PROPN
issue-1690	200	8	rv	rv	PROPN
issue-1690	200	9	is	be	AUX
issue-1690	200	10	io	io	PROPN
issue-1690	200	11	n	n	PROPN
issue-1690	200	12	of	of	ADP
issue-1690	200	13	fi	fi	NOUN
issue-1690	200	14	na	na	PROPN
issue-1690	200	15	nc	nc	PROPN
issue-1690	200	16	ia	ia	PROPN
issue-1690	200	17	l	l	PROPN
issue-1690	200	18	in	in	ADP
issue-1690	200	19	st	st	PROPN
issue-1690	200	20	itu	itu	PROPN
issue-1690	200	21	tio	tio	PROPN
issue-1690	200	22	ns	ns	NUM
issue-1690	200	23	in	in	ADP
issue-1690	200	24	th	th	ADP
issue-1690	200	25	e	e	X
issue-1690	200	26	co	co	PROPN
issue-1690	200	27	un	un	PROPN
issue-1690	200	28	try	try	VERB
issue-1690	200	29	le	le	X
issue-1690	201	1	ve	ve	VERB
issue-1690	201	2	l	l	NOUN
issue-1690	201	3	o	o	X
issue-1690	202	1	f	f	X
issue-1690	202	2	e	e	X
issue-1690	202	3	co	co	NOUN
issue-1690	202	4	no	no	INTJ
issue-1690	202	5	m	m	ADV
issue-1690	202	6	ic	ic	PROPN
issue-1690	203	1	d	d	X
issue-1690	203	2	ev	ev	PROPN
issue-1690	203	3	el	el	PROPN
issue-1690	203	4	op	op	PROPN
issue-1690	203	5	m	m	PROPN
issue-1690	203	6	en	en	ADP
issue-1690	203	7	t	t	X
issue-1690	203	8	o	o	X
issue-1690	204	1	f	f	NOUN
issue-1690	204	2	t	t	X
issue-1690	205	1	he	he	PRON
issue-1690	205	2	c	c	AUX
issue-1690	205	3	ou	ou	INTJ
issue-1690	205	4	nt	not	PART
issue-1690	205	5	ry	ry	VERB
issue-1690	205	6	av	av	PROPN
issue-1690	205	7	er	er	INTJ
issue-1690	205	8	ag	ag	PROPN
issue-1690	205	9	e	e	PROPN
issue-1690	205	10	in	in	ADP
issue-1690	205	11	co	co	PROPN
issue-1690	205	12	m	m	PROPN
issue-1690	205	13	e	e	NOUN
issue-1690	205	14	of	of	ADP
issue-1690	205	15	c	c	PROPN
issue-1690	205	16	iti	iti	PROPN
issue-1690	205	17	ze	ze	PROPN
issue-1690	205	18	ns	ns	NUM
issue-1690	205	19	m	m	PROPN
issue-1690	205	20	ac	ac	PROPN
issue-1690	205	21	ro	ro	PROPN
issue-1690	205	22	fin	fin	PROPN
issue-1690	205	23	an	an	DET
issue-1690	205	24	ci	ci	PROPN
issue-1690	205	25	al	al	PROPN
issue-1690	205	26	st	st	PROPN
issue-1690	205	27	ab	ab	PROPN
issue-1690	205	28	ili	ili	PROPN
issue-1690	205	29	ty	ty	INTJ
issue-1690	205	30	in	in	ADP
issue-1690	205	31	th	th	ADP
issue-1690	205	32	e	e	X
issue-1690	205	33	co	co	PROPN
issue-1690	205	34	un	un	PROPN
issue-1690	205	35	try	try	VERB
issue-1690	205	36	in	in	ADP
issue-1690	205	37	th	th	NOUN
issue-1690	205	38	e	e	X
issue-1690	205	39	lo	lo	PROPN
issue-1690	205	40	ng	ng	PROPN
issue-1690	205	41	ru	ru	PROPN
issue-1690	206	1	n	n	ADV
issue-1690	206	2	th	th	X
issue-1690	206	3	e	e	X
issue-1690	206	4	le	le	X
issue-1690	206	5	ve	ve	VERB
issue-1690	206	6	l	l	NOUN
issue-1690	207	1	o	o	X
issue-1690	208	1	f	f	X
issue-1690	209	1	i	i	PRON
issue-1690	209	2	nt	not	PART
issue-1690	209	3	eg	eg	VERB
issue-1690	209	4	ra	ra	PROPN
issue-1690	209	5	tio	tio	PROPN
issue-1690	209	6	n	n	PROPN
issue-1690	209	7	of	of	ADP
issue-1690	209	8	th	th	X
issue-1690	209	9	e	e	X
issue-1690	209	10	fin	fin	VERB
issue-1690	209	11	an	an	PRON
issue-1690	209	12	ci	ci	PROPN
issue-1690	209	13	al	al	PROPN
issue-1690	209	14	se	se	PROPN
issue-1690	209	15	rv	rv	PROPN
issue-1690	210	1	ic	ic	PROPN
issue-1690	210	2	es	es	PROPN
issue-1690	210	3	m	m	PROPN
issue-1690	210	4	ar	ar	PROPN
issue-1690	210	5	ke	ke	PROPN
issue-1690	210	6	t	t	PROPN
issue-1690	211	1	i	i	PRON
issue-1690	211	2	nt	not	PART
issue-1690	211	3	o	o	VERB
issue-1690	211	4	th	th	X
issue-1690	211	5	e	e	X
issue-1690	211	6	gl	gl	X
issue-1690	211	7	ob	ob	PROPN
issue-1690	211	8	al	al	PROPN
issue-1690	211	9	fi	fi	PROPN
issue-1690	211	10	na	na	PROPN
issue-1690	211	11	nc	nc	PROPN
issue-1690	211	12	ia	ia	PROPN
issue-1690	211	13	l	l	PROPN
issue-1690	211	14	s	s	PART
issue-1690	211	15	ys	ys	NOUN
issue-1690	211	16	te	te	PROPN
issue-1690	211	17	m	m	PROPN
issue-1690	211	18	ec	ec	PROPN
issue-1690	211	19	on	on	ADP
issue-1690	211	20	om	om	PROPN
issue-1690	211	21	ic	ic	PROPN
issue-1690	211	22	st	st	PROPN
issue-1690	211	23	ab	ab	PROPN
issue-1690	211	24	ili	ili	PROPN
issue-1690	211	25	ty	ty	INTJ
issue-1690	211	26	in	in	ADP
issue-1690	211	27	th	th	ADP
issue-1690	211	28	e	e	X
issue-1690	211	29	co	co	PROPN
issue-1690	211	30	un	un	PROPN
issue-1690	211	31	try	try	VERB
issue-1690	211	32	tra	tra	PROPN
issue-1690	212	1	ns	ns	PROPN
issue-1690	212	2	pa	pa	PROPN
issue-1690	212	3	re	re	PROPN
issue-1690	212	4	nc	nc	PROPN
issue-1690	212	5	y	y	PROPN
issue-1690	212	6	of	of	ADP
issue-1690	212	7	th	th	X
issue-1690	212	8	e	e	NOUN
issue-1690	212	9	op	op	NOUN
issue-1690	212	10	er	er	INTJ
issue-1690	212	11	at	at	ADP
issue-1690	212	12	io	io	PROPN
issue-1690	212	13	n	n	ADP
issue-1690	212	14	of	of	ADP
issue-1690	212	15	d	d	PROPN
issue-1690	212	16	ep	ep	PROPN
issue-1690	212	17	os	os	PROPN
issue-1690	212	18	ito	ito	PROPN
issue-1690	212	19	ry	ry	PROPN
issue-1690	212	20	in	in	ADP
issue-1690	212	21	st	st	PROPN
issue-1690	212	22	itu	itu	PROPN
issue-1690	212	23	tio	tio	PROPN
issue-1690	212	24	ns	ns	PROPN
issue-1690	212	25	de	de	PROPN
issue-1690	212	26	m	m	PROPN
issue-1690	212	27	og	og	INTJ
issue-1690	212	28	ra	ra	PROPN
issue-1690	212	29	ph	ph	PROPN
issue-1690	212	30	ic	ic	PROPN
issue-1690	212	31	si	si	PROPN
issue-1690	212	32	tu	tu	PROPN
issue-1690	212	33	at	at	ADP
issue-1690	212	34	io	io	PROPN
issue-1690	212	35	n	n	PROPN
issue-1690	212	36	in	in	ADP
issue-1690	212	37	th	th	ADP
issue-1690	212	38	e	e	X
issue-1690	212	39	co	co	PROPN
issue-1690	212	40	un	un	PROPN
issue-1690	212	41	try	try	VERB
issue-1690	212	42	po	po	PROPN
issue-1690	212	43	pu	pu	PROPN
issue-1690	212	44	la	la	PROPN
issue-1690	212	45	tio	tio	PROPN
issue-1690	212	46	n	n	PROPN
issue-1690	213	1	st	st	PROPN
issue-1690	213	2	ru	ru	PROPN
issue-1690	213	3	ct	ct	PROPN
issue-1690	213	4	ur	ur	INTJ
issue-1690	213	5	e	e	PROPN
issue-1690	213	6	(	(	PUNCT
issue-1690	213	7	u	u	NOUN
issue-1690	213	8	rb	rb	VERB
issue-1690	213	9	an	an	PRON
issue-1690	213	10	,	,	PUNCT
issue-1690	214	1	r	r	AUX
issue-1690	214	2	ur	ur	NOUN
issue-1690	214	3	al	al	PROPN
issue-1690	214	4	)	)	PUNCT
issue-1690	214	5	th	th	X
issue-1690	214	6	e	e	X
issue-1690	214	7	le	le	X
issue-1690	214	8	ve	ve	VERB
issue-1690	214	9	l	l	NOUN
issue-1690	215	1	o	o	X
issue-1690	216	1	f	f	X
issue-1690	217	1	p	p	X
issue-1690	217	2	ro	ro	INTJ
issue-1690	218	1	pe	pe	INTJ
issue-1690	218	2	ns	ns	INTJ
issue-1690	218	3	ity	ity	PROPN
issue-1690	218	4	in	in	ADP
issue-1690	218	5	th	th	NUM
issue-1690	218	6	e	e	X
issue-1690	218	7	co	co	PROPN
issue-1690	218	8	un	un	PROPN
issue-1690	218	9	try	try	VERB
issue-1690	218	10	to	to	PART
issue-1690	218	11	c	c	VERB
issue-1690	218	12	on	on	ADP
issue-1690	218	13	su	su	PROPN
issue-1690	218	14	m	m	PROPN
issue-1690	218	15	e	e	PROPN
issue-1690	219	1	ge	ge	PROPN
issue-1690	219	2	ne	ne	PROPN
issue-1690	219	3	ra	ra	PROPN
issue-1690	220	1	l	l	PROPN
issue-1690	220	2	d	d	X
issue-1690	220	3	ev	ev	X
issue-1690	220	4	el	el	PROPN
issue-1690	220	5	op	op	PROPN
issue-1690	220	6	m	m	PROPN
issue-1690	220	7	en	en	ADP
issue-1690	220	8	t	t	X
issue-1690	220	9	o	o	X
issue-1690	221	1	f	f	PROPN
issue-1690	221	2	t	t	X
issue-1690	222	1	he	he	PRON
issue-1690	222	2	fi	fi	INTJ
issue-1690	222	3	na	na	PROPN
issue-1690	222	4	nc	nc	PROPN
issue-1690	222	5	ia	ia	PROPN
issue-1690	222	6	l	l	PROPN
issue-1690	222	7	s	s	PART
issue-1690	222	8	er	er	INTJ
issue-1690	222	9	vi	vi	PROPN
issue-1690	222	10	ce	ce	PROPN
issue-1690	222	11	s	s	PROPN
issue-1690	222	12	m	m	PROPN
issue-1690	222	13	ar	ar	PROPN
issue-1690	222	14	ke	ke	PROPN
issue-1690	222	15	t	t	PROPN
issue-1690	223	1	a	a	PRON
issue-1690	223	2	nd	nd	INTJ
issue-1690	223	3	it	it	PRON
issue-1690	223	4	s	s	VERB
issue-1690	223	5	in	in	ADP
issue-1690	223	6	di	di	X
issue-1690	223	7	vi	vi	PROPN
issue-1690	223	8	du	du	PROPN
issue-1690	223	9	al	al	PROPN
issue-1690	223	10	c	c	PROPN
issue-1690	223	11	om	om	PROPN
issue-1690	223	12	po	po	PROPN
issue-1690	223	13	ne	ne	PROPN
issue-1690	223	14	nt	nt	PROPN
issue-1690	223	15	s	s	VERB
issue-1690	223	16	ge	ge	PROPN
issue-1690	223	17	ne	ne	PROPN
issue-1690	223	18	ra	ra	PROPN
issue-1690	224	1	l	l	PROPN
issue-1690	224	2	f	f	PROPN
issue-1690	224	3	in	in	ADP
issue-1690	224	4	an	an	DET
issue-1690	224	5	ci	ci	PROPN
issue-1690	224	6	al	al	PROPN
issue-1690	224	7	m	m	PROPN
issue-1690	224	8	ar	ar	PROPN
issue-1690	224	9	ke	ke	PROPN
issue-1690	224	10	t	t	PROPN
issue-1690	224	11	c	c	PROPN
issue-1690	224	12	on	on	ADP
issue-1690	224	13	di	di	X
issue-1690	224	14	tio	tio	PROPN
issue-1690	224	15	ns	ns	INTJ
issue-1690	225	1	hi	hi	INTJ
issue-1690	225	2	st	st	PROPN
issue-1690	226	1	or	or	CCONJ
issue-1690	226	2	ic	ic	PROPN
issue-1690	226	3	al	al	PROPN
issue-1690	226	4	p	p	PROPN
issue-1690	226	5	re	re	VERB
issue-1690	226	6	co	co	PROPN
issue-1690	226	7	nd	nd	ADV
issue-1690	226	8	iti	iti	PROPN
issue-1690	226	9	on	on	ADP
issue-1690	226	10	s	s	PROPN
issue-1690	226	11	f	f	X
issue-1690	226	12	or	or	CCONJ
issue-1690	227	1	th	th	X
issue-1690	227	2	e	e	X
issue-1690	227	3	de	de	X
issue-1690	227	4	ve	ve	VERB
issue-1690	227	5	lo	lo	PROPN
issue-1690	227	6	pm	pm	NOUN
issue-1690	227	7	en	en	INTJ
issue-1690	227	8	t	t	X
issue-1690	227	9	o	o	X
issue-1690	228	1	f	f	NOUN
issue-1690	228	2	t	t	NOUN
issue-1690	228	3	he	he	PRON
issue-1690	229	1	d	d	PROPN
issue-1690	229	2	ep	ep	PROPN
issue-1690	229	3	os	os	PROPN
issue-1690	229	4	it	it	PRON
issue-1690	229	5	se	se	PROPN
issue-1690	230	1	rv	rv	PROPN
issue-1690	231	1	ic	ic	PROPN
issue-1690	231	2	es	es	PROPN
issue-1690	231	3	m	m	PROPN
issue-1690	231	4	ar	ar	PROPN
issue-1690	231	5	ke	ke	PROPN
issue-1690	231	6	t	t	PROPN
issue-1690	231	7	th	th	X
issue-1690	231	8	e	e	X
issue-1690	231	9	le	le	X
issue-1690	231	10	ve	ve	VERB
issue-1690	231	11	l	l	NOUN
issue-1690	232	1	o	o	X
issue-1690	232	2	f	f	X
issue-1690	232	3	t	t	PROPN
issue-1690	232	4	ru	ru	PROPN
issue-1690	232	5	st	st	PROPN
issue-1690	232	6	in	in	ADP
issue-1690	232	7	th	th	NUM
issue-1690	232	8	e	e	X
issue-1690	232	9	ac	ac	PROPN
issue-1690	232	10	tiv	tiv	PROPN
issue-1690	232	11	iti	iti	PROPN
issue-1690	232	12	es	es	X
issue-1690	232	13	o	o	PROPN
issue-1690	233	1	f	f	X
issue-1690	233	2	f	f	PROPN
issue-1690	233	3	in	in	ADP
issue-1690	233	4	an	an	DET
issue-1690	233	5	ci	ci	PROPN
issue-1690	233	6	al	al	PROPN
issue-1690	233	7	in	in	ADP
issue-1690	233	8	st	st	PROPN
issue-1690	233	9	itu	itu	PROPN
issue-1690	233	10	tio	tio	PROPN
issue-1690	233	11	ns	ns	INTJ
issue-1690	233	12	in	in	ADP
issue-1690	233	13	so	so	ADV
issue-1690	233	14	ci	ci	PROPN
issue-1690	233	15	et	et	PROPN
issue-1690	233	16	y	y	PROPN
issue-1690	233	17	av	av	PROPN
issue-1690	233	18	ai	ai	VERB
issue-1690	233	19	la	la	ADV
issue-1690	233	20	bi	bi	NOUN
issue-1690	233	21	lit	light	VERB
issue-1690	233	22	y	y	PROPN
issue-1690	233	23	of	of	ADP
issue-1690	233	24	te	te	PROPN
issue-1690	233	25	m	m	PROPN
issue-1690	233	26	po	po	PROPN
issue-1690	233	27	ra	ra	PROPN
issue-1690	233	28	ril	ril	PROPN
issue-1690	233	29	y	y	PROPN
issue-1690	233	30	fr	fr	INTJ
issue-1690	233	31	ee	ee	ADP
issue-1690	233	32	fin	fin	PROPN
issue-1690	233	33	an	an	DET
issue-1690	233	34	ci	ci	PROPN
issue-1690	233	35	al	al	PROPN
issue-1690	234	1	re	re	NOUN
issue-1690	235	1	so	so	ADV
issue-1690	236	1	ur	ur	INTJ
issue-1690	237	1	ce	ce	PROPN
issue-1690	238	1	s	s	PROPN
issue-1690	238	2	th	th	X
issue-1690	238	3	at	at	ADP
issue-1690	238	4	c	c	PROPN
issue-1690	238	5	an	an	DET
issue-1690	238	6	b	b	PROPN
issue-1690	238	7	e	e	NOUN
issue-1690	238	8	at	at	ADP
issue-1690	238	9	tra	tra	PROPN
issue-1690	238	10	ct	ct	PROPN
issue-1690	238	11	ed	ed	PROPN
issue-1690	238	12	le	le	PROPN
issue-1690	238	13	ve	ve	PROPN
issue-1690	238	14	l	l	NOUN
issue-1690	239	1	o	o	X
issue-1690	239	2	f	f	X
issue-1690	239	3	f	f	PROPN
issue-1690	239	4	in	in	ADP
issue-1690	239	5	an	an	DET
issue-1690	239	6	ci	ci	NOUN
issue-1690	239	7	al	al	PROPN
issue-1690	239	8	lit	light	VERB
issue-1690	239	9	er	er	INTJ
issue-1690	239	10	ac	ac	INTJ
issue-1690	239	11	y	y	PROPN
issue-1690	239	12	of	of	ADP
issue-1690	239	13	ho	ho	PROPN
issue-1690	239	14	us	us	PROPN
issue-1690	239	15	eh	eh	INTJ
issue-1690	239	16	ol	ol	ADJ
issue-1690	239	17	ds	ds	PRON
issue-1690	239	18	ex	ex	X
issue-1690	239	19	pe	pe	X
issue-1690	239	20	rie	rie	X
issue-1690	239	21	nc	nc	PROPN
issue-1690	239	22	e	e	PROPN
issue-1690	239	23	in	in	ADP
issue-1690	239	24	u	u	PROPN
issue-1690	239	25	si	si	PROPN
issue-1690	239	26	ng	ng	PROPN
issue-1690	239	27	de	de	PROPN
issue-1690	239	28	po	po	PROPN
issue-1690	239	29	si	si	PROPN
issue-1690	239	30	t	t	PROPN
issue-1690	239	31	s	s	PROPN
issue-1690	239	32	er	er	INTJ
issue-1690	239	33	vi	vi	PROPN
issue-1690	239	34	ce	ce	PROPN
issue-1690	239	35	s	s	PROPN
issue-1690	239	36	fe	fe	X
issue-1690	239	37	at	at	ADP
issue-1690	239	38	ur	ur	INTJ
issue-1690	239	39	es	es	ADP
issue-1690	239	40	o	o	PROPN
issue-1690	239	41	f	f	NOUN
issue-1690	240	1	t	t	X
issue-1690	240	2	he	he	PRON
issue-1690	240	3	m	m	VERB
issue-1690	240	4	od	od	INTJ
issue-1690	240	5	el	el	PROPN
issue-1690	240	6	o	o	PROPN
issue-1690	241	1	f	f	X
issue-1690	241	2	e	e	X
issue-1690	241	3	co	co	NOUN
issue-1690	241	4	no	no	INTJ
issue-1690	241	5	m	m	ADJ
issue-1690	241	6	ic	ic	INTJ
issue-1690	241	7	be	be	AUX
issue-1690	241	8	ha	ha	INTJ
issue-1690	241	9	vi	vi	PROPN
issue-1690	242	1	or	or	CCONJ
issue-1690	242	2	i	i	PRON
issue-1690	242	3	m	m	VERB
issue-1690	242	4	pl	pl	VERB
issue-1690	242	5	em	em	PRON
issue-1690	242	6	en	en	ADV
issue-1690	242	7	te	te	PROPN
issue-1690	242	8	d	d	X
issue-1690	242	9	by	by	ADP
issue-1690	242	10	th	th	X
issue-1690	242	11	e	e	NOUN
issue-1690	242	12	ho	ho	PROPN
issue-1690	242	13	us	us	PROPN
issue-1690	242	14	eh	eh	INTJ
issue-1690	242	15	ol	ol	PROPN
issue-1690	242	16	d	d	PROPN
issue-1690	242	17	(	(	PUNCT
issue-1690	242	18	c	c	NOUN
issue-1690	242	19	on	on	ADP
issue-1690	242	20	su	su	PROPN
issue-1690	242	21	m	m	PROPN
issue-1690	242	22	er	er	INTJ
issue-1690	242	23	,	,	PUNCT
issue-1690	242	24	s	s	VERB
issue-1690	242	25	av	av	PROPN
issue-1690	242	26	in	in	ADP
issue-1690	242	27	gs	gs	PROPN
issue-1690	242	28	)	)	PUNCT
issue-1690	242	29	ag	ag	PROPN
issue-1690	242	30	e	e	PROPN
issue-1690	242	31	of	of	ADP
issue-1690	242	32	th	th	X
issue-1690	242	33	e	e	X
issue-1690	242	34	ow	ow	PROPN
issue-1690	242	35	ne	ne	VERB
issue-1690	242	36	r	r	NOUN
issue-1690	242	37	o	o	X
issue-1690	242	38	f	f	X
issue-1690	242	39	fin	fin	NOUN
issue-1690	243	1	an	an	DET
issue-1690	243	2	ci	ci	NOUN
issue-1690	243	3	al	al	PROPN
issue-1690	243	4	re	re	NOUN
issue-1690	243	5	so	so	ADV
issue-1690	243	6	ur	ur	INTJ
issue-1690	243	7	ce	ce	PROPN
issue-1690	243	8	s	s	PART
issue-1690	243	9	th	th	X
issue-1690	243	10	e	e	X
issue-1690	243	11	le	le	X
issue-1690	243	12	ve	ve	VERB
issue-1690	243	13	l	l	NOUN
issue-1690	243	14	o	o	X
issue-1690	244	1	f	f	NOUN
issue-1690	244	2	ed	ed	NOUN
issue-1690	244	3	uc	uc	PROPN
issue-1690	244	4	at	at	ADP
issue-1690	244	5	io	io	PROPN
issue-1690	244	6	n	n	PROPN
issue-1690	244	7	of	of	ADP
issue-1690	244	8	th	th	X
issue-1690	244	9	e	e	X
issue-1690	244	10	ow	ow	INTJ
issue-1690	244	11	ne	ne	VERB
issue-1690	244	12	r	r	NOUN
issue-1690	244	13	o	o	NOUN
issue-1690	244	14	f	f	X
issue-1690	244	15	f	f	PROPN
issue-1690	244	16	in	in	ADP
issue-1690	244	17	an	an	DET
issue-1690	244	18	ci	ci	PROPN
issue-1690	244	19	al	al	PROPN
issue-1690	245	1	re	re	NOUN
issue-1690	245	2	so	so	ADV
issue-1690	245	3	ur	ur	INTJ
issue-1690	245	4	ce	ce	PROPN
issue-1690	245	5	s	s	PART
issue-1690	245	6	th	th	X
issue-1690	245	7	e	e	X
issue-1690	245	8	le	le	X
issue-1690	245	9	ve	ve	VERB
issue-1690	245	10	l	l	NOUN
issue-1690	245	11	o	o	X
issue-1690	246	1	f	f	X
issue-1690	246	2	f	f	PROPN
issue-1690	246	3	in	in	ADP
issue-1690	246	4	an	an	DET
issue-1690	246	5	ci	ci	PROPN
issue-1690	246	6	al	al	PROPN
issue-1690	246	7	co	co	PROPN
issue-1690	246	8	nf	nf	PROPN
issue-1690	246	9	i	i	PROPN
issue-1690	246	10	d	d	PROPN
issue-1690	246	11	en	en	PROPN
issue-1690	246	12	ce	ce	PROPN
issue-1690	246	13	in	in	ADP
issue-1690	246	14	d	d	PROPN
issue-1690	246	15	ep	ep	PROPN
issue-1690	246	16	os	os	PROPN
issue-1690	246	17	ito	ito	PROPN
issue-1690	247	1	ry	ry	PROPN
issue-1690	247	2	in	in	ADP
issue-1690	247	3	st	st	PROPN
issue-1690	247	4	itu	itu	PROPN
issue-1690	247	5	tio	tio	PROPN
issue-1690	247	6	ns	ns	NUM
issue-1690	247	7	re	re	VERB
issue-1690	247	8	si	si	PROPN
issue-1690	247	9	de	de	PROPN
issue-1690	247	10	nc	nc	PROPN
issue-1690	247	11	e	e	PROPN
issue-1690	247	12	fi	fi	PROPN
issue-1690	247	13	gu	gu	X
issue-1690	247	14	re	re	PROPN
issue-1690	247	15	3	3	NUM
issue-1690	247	16	.	.	PUNCT
issue-1690	248	1	f	f	PROPN
issue-1690	248	2	ac	ac	VERB
issue-1690	248	3	to	to	PART
issue-1690	248	4	rs	rs	VERB
issue-1690	248	5	in	in	ADP
issue-1690	248	6	th	th	ADP
issue-1690	248	7	e	e	NOUN
issue-1690	248	8	fo	fo	ADP
issue-1690	248	9	rm	rm	PROPN
issue-1690	248	10	at	at	ADP
issue-1690	248	11	io	io	PROPN
issue-1690	248	12	n	n	PROPN
issue-1690	248	13	of	of	ADP
issue-1690	248	14	th	th	X
issue-1690	248	15	e	e	X
issue-1690	248	16	de	de	X
issue-1690	248	17	po	po	PROPN
issue-1690	248	18	si	si	PROPN
issue-1690	248	19	t	t	PROPN
issue-1690	248	20	b	b	PROPN
issue-1690	248	21	eh	eh	INTJ
issue-1690	248	22	av	av	PROPN
issue-1690	248	23	io	io	NOUN
issue-1690	248	24	r	r	NOUN
issue-1690	248	25	o	o	X
issue-1690	248	26	f	f	X
issue-1690	248	27	h	h	NOUN
issue-1690	248	28	ou	ou	PROPN
issue-1690	248	29	se	se	PROPN
issue-1690	248	30	ho	ho	PROPN
issue-1690	248	31	ld	ld	PROPN
issue-1690	248	32	s	s	PART
issue-1690	248	33	so	so	ADV
issue-1690	248	34	ur	ur	INTJ
issue-1690	248	35	ce	ce	PROPN
issue-1690	248	36	:	:	PUNCT
issue-1690	249	1	c	c	X
issue-1690	249	2	om	om	PROPN
issue-1690	249	3	pi	pi	NOUN
issue-1690	249	4	led	lead	VERB
issue-1690	249	5	b	b	PROPN
issue-1690	249	6	y	y	PROPN
issue-1690	249	7	t	t	PROPN
issue-1690	249	8	he	he	PRON
issue-1690	249	9	a	a	DET
issue-1690	249	10	ut	ut	PROPN
issue-1690	249	11	ho	ho	PROPN
issue-1690	249	12	rs	rs	PROPN
issue-1690	249	13	b	b	PROPN
issue-1690	249	14	as	as	ADP
issue-1690	249	15	ed	ed	PROPN
issue-1690	249	16	on	on	ADP
issue-1690	249	17	th	th	NUM
issue-1690	249	18	e	e	X
issue-1690	249	19	s	s	X
issue-1690	249	20	tu	tu	X
issue-1690	249	21	dy	dy	X
issue-1690	249	22	(	(	PUNCT
issue-1690	249	23	k	k	PROPN
issue-1690	249	24	op	op	NOUN
issue-1690	249	25	ylo	ylo	PROPN
issue-1690	249	26	v	v	NOUN
issue-1690	249	27	,	,	PUNCT
issue-1690	249	28	20	20	NUM
issue-1690	249	29	11	11	NUM
issue-1690	249	30	,	,	PUNCT
issue-1690	249	31	p	p	NOUN
issue-1690	249	32	.	.	PROPN
issue-1690	250	1	6	6	NUM
issue-1690	250	2	5	5	NUM
issue-1690	250	3	;	;	PUNCT
issue-1690	251	1	l	l	X
issue-1690	251	2	om	om	PROPN
issue-1690	251	3	ac	ac	PROPN
issue-1690	251	4	hy	hy	PROPN
issue-1690	251	5	ns	ns	INTJ
issue-1690	251	6	ka	ka	PROPN
issue-1690	251	7	,	,	PUNCT
issue-1690	251	8	20	20	NUM
issue-1690	251	9	11	11	NUM
issue-1690	251	10	,	,	PUNCT
issue-1690	251	11	p	p	NOUN
issue-1690	251	12	.	.	PUNCT
issue-1690	251	13	1	1	NUM
issue-1690	251	14	72	72	NUM
issue-1690	251	15	;	;	PUNCT
issue-1690	251	16	s	s	VERB
issue-1690	251	17	ha	ha	INTJ
issue-1690	251	18	m	m	VERB
issue-1690	251	19	an	an	DET
issue-1690	251	20	sk	sk	NOUN
issue-1690	252	1	a	a	PRON
issue-1690	252	2	,	,	PUNCT
issue-1690	252	3	2	2	NUM
issue-1690	252	4	01	01	NUM
issue-1690	252	5	4	4	NUM
issue-1690	252	6	,	,	PUNCT
issue-1690	252	7	p.	p.	NOUN
issue-1690	252	8	1	1	NUM
issue-1690	252	9	09	09	NUM
issue-1690	252	10	;	;	PUNCT
issue-1690	252	11	s	s	VERB
issue-1690	252	12	he	he	PRON
issue-1690	252	13	va	va	PROPN
issue-1690	252	14	ld	ld	PROPN
issue-1690	252	15	in	in	ADP
issue-1690	252	16	a	a	DET
issue-1690	252	17	,	,	PUNCT
issue-1690	252	18	2	2	NUM
issue-1690	252	19	01	01	NUM
issue-1690	252	20	2	2	NUM
issue-1690	252	21	,	,	PUNCT
issue-1690	252	22	p.	p.	NOUN
issue-1690	252	23	3	3	NUM
issue-1690	252	24	15	15	NUM
issue-1690	252	25	)	)	PUNCT
issue-1690	252	26	baltic	baltic	ADJ
issue-1690	252	27	journal	journal	NOUN
issue-1690	252	28	of	of	ADP
issue-1690	252	29	economic	economic	ADJ
issue-1690	252	30	studies	study	NOUN
issue-1690	252	31	140	140	NUM
issue-1690	252	32	vol	vol	NOUN
issue-1690	252	33	.	.	PROPN
issue-1690	252	34	8	8	NUM
issue-1690	253	1	no	no	NOUN
issue-1690	253	2	.	.	NOUN
issue-1690	253	3	1	1	NUM
issue-1690	253	4	,	,	PUNCT
issue-1690	253	5	2022	2022	NUM
issue-1690	253	6	institutions	institution	NOUN
issue-1690	253	7	,	,	PUNCT
issue-1690	253	8	the	the	DET
issue-1690	253	9	level	level	NOUN
issue-1690	253	10	of	of	ADP
issue-1690	253	11	which	which	PRON
issue-1690	253	12	is	be	AUX
issue-1690	253	13	restored	restore	VERB
issue-1690	253	14	for	for	ADP
issue-1690	253	15	a	a	DET
issue-1690	253	16	long	long	ADJ
issue-1690	253	17	time	time	NOUN
issue-1690	253	18	.	.	PUNCT
issue-1690	254	1	accordingly	accordingly	ADV
issue-1690	254	2	,	,	PUNCT
issue-1690	254	3	the	the	DET
issue-1690	254	4	national	national	ADJ
issue-1690	254	5	economy	economy	NOUN
issue-1690	254	6	is	be	AUX
issue-1690	254	7	losing	lose	VERB
issue-1690	254	8	in	in	ADP
issue-1690	254	9	the	the	DET
issue-1690	254	10	long	long	ADJ
issue-1690	254	11	run	run	NOUN
issue-1690	254	12	the	the	DET
issue-1690	254	13	financial	financial	ADJ
issue-1690	254	14	resources	resource	NOUN
issue-1690	254	15	of	of	ADP
issue-1690	254	16	households	household	NOUN
issue-1690	254	17	,	,	PUNCT
issue-1690	254	18	the	the	DET
issue-1690	254	19	volume	volume	NOUN
issue-1690	254	20	of	of	ADP
issue-1690	254	21	which	which	PRON
issue-1690	254	22	is	be	AUX
issue-1690	254	23	rapidly	rapidly	ADV
issue-1690	254	24	declining	decline	VERB
issue-1690	254	25	,	,	PUNCT
issue-1690	254	26	which	which	PRON
issue-1690	254	27	affects	affect	VERB
issue-1690	254	28	the	the	DET
issue-1690	254	29	increase	increase	NOUN
issue-1690	254	30	in	in	ADP
issue-1690	254	31	the	the	DET
issue-1690	254	32	cost	cost	NOUN
issue-1690	254	33	of	of	ADP
issue-1690	254	34	borrowed	borrow	VERB
issue-1690	254	35	funds	fund	NOUN
issue-1690	254	36	,	,	PUNCT
issue-1690	254	37	complicating	complicate	VERB
issue-1690	254	38	the	the	DET
issue-1690	254	39	financial	financial	ADJ
issue-1690	254	40	condition	condition	NOUN
issue-1690	254	41	of	of	ADP
issue-1690	254	42	banking	banking	NOUN
issue-1690	254	43	institutions	institution	NOUN
issue-1690	254	44	.	.	PUNCT
issue-1690	255	1	the	the	DET
issue-1690	255	2	reasons	reason	NOUN
issue-1690	255	3	for	for	ADP
issue-1690	255	4	the	the	DET
issue-1690	255	5	formation	formation	NOUN
issue-1690	255	6	of	of	ADP
issue-1690	255	7	a	a	DET
issue-1690	255	8	turbulent	turbulent	ADJ
issue-1690	255	9	environment	environment	NOUN
issue-1690	255	10	for	for	ADP
issue-1690	255	11	the	the	DET
issue-1690	255	12	development	development	NOUN
issue-1690	255	13	of	of	ADP
issue-1690	255	14	the	the	DET
issue-1690	255	15	financial	financial	ADJ
issue-1690	255	16	services	service	NOUN
issue-1690	255	17	market	market	NOUN
issue-1690	255	18	may	may	AUX
issue-1690	255	19	be	be	AUX
issue-1690	255	20	the	the	DET
issue-1690	255	21	following	follow	VERB
issue-1690	255	22	:	:	PUNCT
issue-1690	255	23	political	political	ADJ
issue-1690	255	24	instability	instability	NOUN
issue-1690	255	25	and	and	CCONJ
issue-1690	255	26	radical	radical	ADJ
issue-1690	255	27	changes	change	NOUN
issue-1690	255	28	in	in	ADP
issue-1690	255	29	the	the	DET
issue-1690	255	30	political	political	ADJ
issue-1690	255	31	landscape	landscape	NOUN
issue-1690	255	32	;	;	PUNCT
issue-1690	255	33	high	high	ADJ
issue-1690	255	34	dependence	dependence	NOUN
issue-1690	255	35	of	of	ADP
issue-1690	255	36	the	the	DET
issue-1690	255	37	country	country	NOUN
issue-1690	255	38	's	's	PART
issue-1690	255	39	economy	economy	NOUN
issue-1690	255	40	on	on	ADP
issue-1690	255	41	the	the	DET
issue-1690	255	42	world	world	NOUN
issue-1690	255	43	markets	market	NOUN
issue-1690	255	44	for	for	ADP
issue-1690	255	45	goods	good	NOUN
issue-1690	255	46	,	,	PUNCT
issue-1690	255	47	products	product	NOUN
issue-1690	255	48	and	and	CCONJ
issue-1690	255	49	raw	raw	ADJ
issue-1690	255	50	materials	material	NOUN
issue-1690	255	51	;	;	PUNCT
issue-1690	255	52	low	low	ADJ
issue-1690	255	53	level	level	NOUN
issue-1690	255	54	of	of	ADP
issue-1690	255	55	gold	gold	NOUN
issue-1690	255	56	and	and	CCONJ
issue-1690	255	57	foreign	foreign	ADJ
issue-1690	255	58	exchange	exchange	NOUN
issue-1690	255	59	reserves	reserve	NOUN
issue-1690	255	60	;	;	PUNCT
issue-1690	255	61	low	low	ADJ
issue-1690	255	62	quality	quality	NOUN
issue-1690	255	63	of	of	ADP
issue-1690	255	64	institutional	institutional	ADJ
issue-1690	255	65	support	support	NOUN
issue-1690	255	66	for	for	ADP
issue-1690	255	67	the	the	DET
issue-1690	255	68	functioning	functioning	NOUN
issue-1690	255	69	of	of	ADP
issue-1690	255	70	financial	financial	ADJ
issue-1690	255	71	institutions	institution	NOUN
issue-1690	255	72	;	;	PUNCT
issue-1690	255	73	a	a	DET
issue-1690	255	74	significant	significant	ADJ
issue-1690	255	75	economic	economic	ADJ
issue-1690	255	76	downturn	downturn	NOUN
issue-1690	255	77	in	in	ADP
issue-1690	255	78	the	the	DET
issue-1690	255	79	country	country	NOUN
issue-1690	255	80	,	,	PUNCT
issue-1690	255	81	which	which	PRON
issue-1690	255	82	leads	lead	VERB
issue-1690	255	83	to	to	ADP
issue-1690	255	84	macro	macro	ADJ
issue-1690	255	85	-	-	ADJ
issue-1690	255	86	financial	financial	ADJ
issue-1690	255	87	instability	instability	NOUN
issue-1690	255	88	;	;	PUNCT
issue-1690	255	89	ineffective	ineffective	ADJ
issue-1690	255	90	monetary	monetary	ADJ
issue-1690	255	91	policy	policy	NOUN
issue-1690	255	92	,	,	PUNCT
issue-1690	255	93	and	and	CCONJ
issue-1690	255	94	other	other	ADJ
issue-1690	255	95	reasons	reason	NOUN
issue-1690	255	96	.	.	PUNCT
issue-1690	256	1	conducting	conduct	VERB
issue-1690	256	2	research	research	NOUN
issue-1690	256	3	in	in	ADP
issue-1690	256	4	the	the	DET
issue-1690	256	5	field	field	NOUN
issue-1690	256	6	of	of	ADP
issue-1690	256	7	determining	determine	VERB
issue-1690	256	8	the	the	DET
issue-1690	256	9	behavior	behavior	NOUN
issue-1690	256	10	of	of	ADP
issue-1690	256	11	economic	economic	ADJ
issue-1690	256	12	entities	entity	NOUN
issue-1690	256	13	is	be	AUX
issue-1690	256	14	important	important	ADJ
issue-1690	256	15	to	to	PART
issue-1690	256	16	understand	understand	VERB
issue-1690	256	17	the	the	DET
issue-1690	256	18	peculiarities	peculiarity	NOUN
issue-1690	256	19	of	of	ADP
issue-1690	256	20	the	the	DET
issue-1690	256	21	deposit	deposit	NOUN
issue-1690	256	22	market	market	NOUN
issue-1690	256	23	,	,	PUNCT
issue-1690	256	24	as	as	SCONJ
issue-1690	256	25	its	its	PRON
issue-1690	256	26	entire	entire	ADJ
issue-1690	256	27	algorithm	algorithm	NOUN
issue-1690	256	28	is	be	AUX
issue-1690	256	29	based	base	VERB
issue-1690	256	30	on	on	ADP
issue-1690	256	31	trust	trust	NOUN
issue-1690	256	32	between	between	ADP
issue-1690	256	33	consumers	consumer	NOUN
issue-1690	256	34	and	and	CCONJ
issue-1690	256	35	producers	producer	NOUN
issue-1690	256	36	of	of	ADP
issue-1690	256	37	deposit	deposit	NOUN
issue-1690	256	38	services	service	NOUN
issue-1690	256	39	.	.	PUNCT
issue-1690	257	1	trust	trust	NOUN
issue-1690	257	2	is	be	AUX
issue-1690	257	3	a	a	DET
issue-1690	257	4	part	part	NOUN
issue-1690	257	5	of	of	ADP
issue-1690	257	6	a	a	DET
issue-1690	257	7	person	person	NOUN
issue-1690	257	8	's	's	PART
issue-1690	257	9	behavior	behavior	NOUN
issue-1690	257	10	,	,	PUNCT
issue-1690	257	11	a	a	DET
issue-1690	257	12	factor	factor	NOUN
issue-1690	257	13	that	that	PRON
issue-1690	257	14	influences	influence	VERB
issue-1690	257	15	his	his	PRON
issue-1690	257	16	further	further	ADJ
issue-1690	257	17	actions	action	NOUN
issue-1690	257	18	and	and	CCONJ
issue-1690	257	19	intentions	intention	NOUN
issue-1690	257	20	to	to	PART
issue-1690	257	21	transfer	transfer	VERB
issue-1690	257	22	his	his	PRON
issue-1690	257	23	own	own	ADJ
issue-1690	257	24	funds	fund	NOUN
issue-1690	257	25	to	to	ADP
issue-1690	257	26	financial	financial	ADJ
issue-1690	257	27	institutions	institution	NOUN
issue-1690	257	28	.	.	PUNCT
issue-1690	258	1	this	this	PRON
issue-1690	258	2	only	only	ADV
issue-1690	258	3	confirms	confirm	VERB
issue-1690	258	4	the	the	DET
issue-1690	258	5	importance	importance	NOUN
issue-1690	258	6	of	of	ADP
issue-1690	258	7	analyzing	analyze	VERB
issue-1690	258	8	the	the	DET
issue-1690	258	9	whole	whole	ADJ
issue-1690	258	10	process	process	NOUN
issue-1690	258	11	of	of	ADP
issue-1690	258	12	origin	origin	NOUN
issue-1690	258	13	and	and	CCONJ
issue-1690	258	14	transformation	transformation	NOUN
issue-1690	258	15	of	of	ADP
issue-1690	258	16	the	the	DET
issue-1690	258	17	household	household	NOUN
issue-1690	258	18	behavior	behavior	NOUN
issue-1690	258	19	in	in	ADP
issue-1690	258	20	open	open	ADJ
issue-1690	258	21	economic	economic	ADJ
issue-1690	258	22	systems	system	NOUN
issue-1690	258	23	.	.	PUNCT
issue-1690	259	1	in	in	ADP
issue-1690	259	2	figure	figure	NOUN
issue-1690	259	3	4	4	NUM
issue-1690	259	4	,	,	PUNCT
issue-1690	259	5	a	a	DET
issue-1690	259	6	diagram	diagram	NOUN
issue-1690	259	7	of	of	ADP
issue-1690	259	8	the	the	DET
issue-1690	259	9	process	process	NOUN
issue-1690	259	10	of	of	ADP
issue-1690	259	11	formation	formation	NOUN
issue-1690	259	12	of	of	ADP
issue-1690	259	13	this	this	DET
issue-1690	259	14	type	type	NOUN
issue-1690	259	15	of	of	ADP
issue-1690	259	16	behavior	behavior	NOUN
issue-1690	259	17	is	be	AUX
issue-1690	259	18	presented	present	VERB
issue-1690	259	19	.	.	PUNCT
issue-1690	260	1	let	let	VERB
issue-1690	260	2	’s	’s	NOUN
issue-1690	260	3	consider	consider	VERB
issue-1690	260	4	its	its	PRON
issue-1690	260	5	essence	essence	NOUN
issue-1690	260	6	in	in	ADP
issue-1690	260	7	more	more	ADJ
issue-1690	260	8	detail	detail	NOUN
issue-1690	260	9	.	.	PUNCT
issue-1690	261	1	first	first	ADV
issue-1690	261	2	of	of	ADP
issue-1690	261	3	all	all	PRON
issue-1690	261	4	,	,	PUNCT
issue-1690	261	5	the	the	DET
issue-1690	261	6	initial	initial	ADJ
issue-1690	261	7	condition	condition	NOUN
issue-1690	261	8	for	for	ADP
issue-1690	261	9	the	the	DET
issue-1690	261	10	emergence	emergence	NOUN
issue-1690	261	11	of	of	ADP
issue-1690	261	12	deposit	deposit	NOUN
issue-1690	261	13	relations	relation	NOUN
issue-1690	261	14	on	on	ADP
issue-1690	261	15	the	the	DET
issue-1690	261	16	basis	basis	NOUN
issue-1690	261	17	of	of	ADP
issue-1690	261	18	already	already	ADV
issue-1690	261	19	formed	form	VERB
issue-1690	261	20	a	a	DET
issue-1690	261	21	certain	certain	ADJ
issue-1690	261	22	model	model	NOUN
issue-1690	261	23	of	of	ADP
issue-1690	261	24	deposit	deposit	NOUN
issue-1690	261	25	behavior	behavior	NOUN
issue-1690	261	26	is	be	AUX
issue-1690	261	27	the	the	DET
issue-1690	261	28	availability	availability	NOUN
issue-1690	261	29	of	of	ADP
issue-1690	261	30	a	a	DET
issue-1690	261	31	particular	particular	ADJ
issue-1690	261	32	person	person	NOUN
issue-1690	261	33	's	's	PART
issue-1690	261	34	free	free	ADJ
issue-1690	261	35	financial	financial	ADJ
issue-1690	261	36	resources	resource	NOUN
issue-1690	261	37	,	,	PUNCT
issue-1690	261	38	which	which	PRON
issue-1690	261	39	he	he	PRON
issue-1690	261	40	already	already	ADV
issue-1690	261	41	wants	want	VERB
issue-1690	261	42	to	to	PART
issue-1690	261	43	transfer	transfer	VERB
issue-1690	261	44	for	for	ADP
issue-1690	261	45	temporary	temporary	ADJ
issue-1690	261	46	use	use	NOUN
issue-1690	261	47	to	to	ADP
issue-1690	261	48	a	a	DET
issue-1690	261	49	financial	financial	ADJ
issue-1690	261	50	institution	institution	NOUN
issue-1690	261	51	.	.	PUNCT
issue-1690	262	1	in	in	ADP
issue-1690	262	2	this	this	DET
issue-1690	262	3	case	case	NOUN
issue-1690	262	4	,	,	PUNCT
issue-1690	262	5	the	the	DET
issue-1690	262	6	person	person	NOUN
issue-1690	262	7	is	be	AUX
issue-1690	262	8	often	often	ADV
issue-1690	262	9	unaware	unaware	ADJ
issue-1690	262	10	of	of	ADP
issue-1690	262	11	the	the	DET
issue-1690	262	12	process	process	NOUN
issue-1690	262	13	of	of	ADP
issue-1690	262	14	reflection	reflection	NOUN
issue-1690	262	15	,	,	PUNCT
issue-1690	262	16	i.e.	i.e.	X
issue-1690	262	17	selfconsideration	selfconsideration	NOUN
issue-1690	262	18	of	of	ADP
issue-1690	262	19	the	the	DET
issue-1690	262	20	need	need	NOUN
issue-1690	262	21	to	to	PART
issue-1690	262	22	invest	invest	VERB
issue-1690	262	23	,	,	PUNCT
issue-1690	262	24	the	the	DET
issue-1690	262	25	amount	amount	NOUN
issue-1690	262	26	of	of	ADP
issue-1690	262	27	potential	potential	ADJ
issue-1690	262	28	contribution	contribution	NOUN
issue-1690	262	29	and	and	CCONJ
issue-1690	262	30	planning	plan	VERB
issue-1690	262	31	the	the	DET
issue-1690	262	32	expected	expect	VERB
issue-1690	262	33	results	result	NOUN
issue-1690	262	34	of	of	ADP
issue-1690	262	35	such	such	ADJ
issue-1690	262	36	actions	action	NOUN
issue-1690	262	37	(	(	PUNCT
issue-1690	262	38	stage	stage	NOUN
issue-1690	262	39	1	1	NUM
issue-1690	262	40	–	–	PUNCT
issue-1690	262	41	reflection	reflection	NOUN
issue-1690	262	42	and	and	CCONJ
issue-1690	262	43	decisionmaking	decisionmake	VERB
issue-1690	262	44	on	on	ADP
issue-1690	262	45	the	the	DET
issue-1690	262	46	contribution	contribution	NOUN
issue-1690	262	47	)	)	PUNCT
issue-1690	262	48	.	.	PUNCT
issue-1690	263	1	if	if	SCONJ
issue-1690	263	2	the	the	DET
issue-1690	263	3	investor	investor	NOUN
issue-1690	263	4	decides	decide	VERB
issue-1690	263	5	not	not	PART
issue-1690	263	6	to	to	PART
issue-1690	263	7	invest	invest	VERB
issue-1690	263	8	at	at	ADV
issue-1690	263	9	all	all	ADV
issue-1690	263	10	,	,	PUNCT
issue-1690	263	11	the	the	DET
issue-1690	263	12	idea	idea	NOUN
issue-1690	263	13	of	of	ADP
issue-1690	263	14	buying	buy	VERB
issue-1690	263	15	a	a	DET
issue-1690	263	16	deposit	deposit	NOUN
issue-1690	263	17	product	product	NOUN
issue-1690	263	18	was	be	AUX
issue-1690	263	19	situational	situational	ADJ
issue-1690	263	20	and	and	CCONJ
issue-1690	263	21	temporary	temporary	ADJ
issue-1690	263	22	.	.	PUNCT
issue-1690	264	1	at	at	ADP
issue-1690	264	2	this	this	DET
issue-1690	264	3	stage	stage	NOUN
issue-1690	264	4	,	,	PUNCT
issue-1690	264	5	the	the	DET
issue-1690	264	6	process	process	NOUN
issue-1690	264	7	is	be	AUX
issue-1690	264	8	pre	pre	ADJ
issue-1690	264	9	-	-	ADJ
issue-1690	264	10	behavioral	behavioral	ADJ
issue-1690	264	11	,	,	PUNCT
issue-1690	264	12	when	when	SCONJ
issue-1690	264	13	a	a	DET
issue-1690	264	14	person	person	NOUN
issue-1690	264	15	reflects	reflect	VERB
issue-1690	264	16	on	on	ADP
issue-1690	264	17	certain	certain	ADJ
issue-1690	264	18	possibilities	possibility	NOUN
issue-1690	264	19	and	and	CCONJ
issue-1690	264	20	decides	decide	VERB
issue-1690	264	21	how	how	SCONJ
issue-1690	264	22	to	to	PART
issue-1690	264	23	proceed	proceed	VERB
issue-1690	264	24	.	.	PUNCT
issue-1690	265	1	as	as	ADP
issue-1690	265	2	a	a	DET
issue-1690	265	3	result	result	NOUN
issue-1690	265	4	,	,	PUNCT
issue-1690	265	5	a	a	DET
issue-1690	265	6	decision	decision	NOUN
issue-1690	265	7	is	be	AUX
issue-1690	265	8	made	make	VERB
issue-1690	265	9	on	on	ADP
issue-1690	265	10	further	further	ADJ
issue-1690	265	11	action	action	NOUN
issue-1690	265	12	.	.	PUNCT
issue-1690	266	1	with	with	ADP
issue-1690	266	2	a	a	DET
issue-1690	266	3	positive	positive	ADJ
issue-1690	266	4	decision	decision	NOUN
issue-1690	266	5	on	on	ADP
issue-1690	266	6	the	the	DET
issue-1690	266	7	feasibility	feasibility	NOUN
issue-1690	266	8	of	of	ADP
issue-1690	266	9	opening	open	VERB
issue-1690	266	10	a	a	DET
issue-1690	266	11	deposit	deposit	NOUN
issue-1690	266	12	account	account	NOUN
issue-1690	266	13	,	,	PUNCT
issue-1690	266	14	the	the	DET
issue-1690	266	15	future	future	ADJ
issue-1690	266	16	client	client	NOUN
issue-1690	266	17	of	of	ADP
issue-1690	266	18	the	the	DET
issue-1690	266	19	financial	financial	ADJ
issue-1690	266	20	institution	institution	NOUN
issue-1690	266	21	begins	begin	VERB
issue-1690	266	22	to	to	PART
issue-1690	266	23	explore	explore	VERB
issue-1690	266	24	existing	exist	VERB
issue-1690	266	25	opportunities	opportunity	NOUN
issue-1690	266	26	for	for	ADP
issue-1690	266	27	deposit	deposit	NOUN
issue-1690	266	28	,	,	PUNCT
issue-1690	266	29	assess	assess	VERB
issue-1690	266	30	potential	potential	ADJ
issue-1690	266	31	income	income	NOUN
issue-1690	266	32	,	,	PUNCT
issue-1690	266	33	risks	risk	NOUN
issue-1690	266	34	,	,	PUNCT
issue-1690	266	35	analyze	analyze	VERB
issue-1690	266	36	the	the	DET
issue-1690	266	37	overall	overall	ADJ
issue-1690	266	38	market	market	NOUN
issue-1690	266	39	of	of	ADP
issue-1690	266	40	deposit	deposit	NOUN
issue-1690	266	41	services	service	NOUN
issue-1690	266	42	(	(	PUNCT
issue-1690	266	43	stage	stage	NOUN
issue-1690	266	44	2	2	NUM
issue-1690	266	45	–	–	PUNCT
issue-1690	266	46	analysis	analysis	NOUN
issue-1690	266	47	of	of	ADP
issue-1690	266	48	existing	exist	VERB
issue-1690	266	49	deposit	deposit	NOUN
issue-1690	266	50	products	product	NOUN
issue-1690	266	51	)	)	PUNCT
issue-1690	266	52	.	.	PUNCT
issue-1690	267	1	quite	quite	ADV
issue-1690	267	2	often	often	ADV
issue-1690	267	3	the	the	DET
issue-1690	267	4	outlined	outline	VERB
issue-1690	267	5	is	be	AUX
issue-1690	267	6	not	not	PART
issue-1690	267	7	carried	carry	VERB
issue-1690	267	8	out	out	ADP
issue-1690	267	9	,	,	PUNCT
issue-1690	267	10	and	and	CCONJ
issue-1690	267	11	the	the	DET
issue-1690	267	12	decision	decision	NOUN
issue-1690	267	13	is	be	AUX
issue-1690	267	14	made	make	VERB
issue-1690	267	15	situationally	situationally	ADV
issue-1690	267	16	or	or	CCONJ
issue-1690	267	17	on	on	ADP
issue-1690	267	18	the	the	DET
issue-1690	267	19	basis	basis	NOUN
issue-1690	267	20	of	of	ADP
issue-1690	267	21	opinions	opinion	NOUN
issue-1690	267	22	of	of	ADP
issue-1690	267	23	other	other	ADJ
issue-1690	267	24	persons	person	NOUN
issue-1690	267	25	who	who	PRON
issue-1690	267	26	can	can	AUX
issue-1690	267	27	share	share	VERB
issue-1690	267	28	own	own	ADJ
issue-1690	267	29	experience	experience	NOUN
issue-1690	267	30	of	of	ADP
issue-1690	267	31	interaction	interaction	NOUN
issue-1690	267	32	with	with	ADP
issue-1690	267	33	that	that	PRON
issue-1690	267	34	,	,	PUNCT
issue-1690	267	35	or	or	CCONJ
issue-1690	267	36	other	other	ADJ
issue-1690	267	37	bank	bank	NOUN
issue-1690	267	38	or	or	CCONJ
issue-1690	267	39	credit	credit	NOUN
issue-1690	267	40	union	union	NOUN
issue-1690	267	41	.	.	PUNCT
issue-1690	268	1	the	the	DET
issue-1690	268	2	number	number	NOUN
issue-1690	268	3	of	of	ADP
issue-1690	268	4	factors	factor	NOUN
issue-1690	268	5	influencing	influence	VERB
issue-1690	268	6	both	both	CCONJ
issue-1690	268	7	the	the	DET
issue-1690	268	8	decision	decision	NOUN
issue-1690	268	9	on	on	ADP
issue-1690	268	10	the	the	DET
issue-1690	268	11	feasibility	feasibility	NOUN
issue-1690	268	12	of	of	ADP
issue-1690	268	13	investing	invest	VERB
issue-1690	268	14	in	in	ADP
issue-1690	268	15	a	a	DET
issue-1690	268	16	depository	depository	NOUN
issue-1690	268	17	institution	institution	NOUN
issue-1690	268	18	and	and	CCONJ
issue-1690	268	19	the	the	DET
issue-1690	268	20	choice	choice	NOUN
issue-1690	268	21	of	of	ADP
issue-1690	268	22	such	such	DET
issue-1690	268	23	an	an	DET
issue-1690	268	24	organization	organization	NOUN
issue-1690	268	25	is	be	AUX
issue-1690	268	26	significant	significant	ADJ
issue-1690	268	27	and	and	CCONJ
issue-1690	268	28	it	it	PRON
issue-1690	268	29	is	be	AUX
issue-1690	268	30	virtually	virtually	ADV
issue-1690	268	31	impossible	impossible	ADJ
issue-1690	268	32	to	to	PART
issue-1690	268	33	quantify	quantify	VERB
issue-1690	268	34	their	their	PRON
issue-1690	268	35	impact	impact	NOUN
issue-1690	268	36	on	on	ADP
issue-1690	268	37	people	people	NOUN
issue-1690	268	38	.	.	PUNCT
issue-1690	269	1	as	as	ADP
issue-1690	269	2	a	a	DET
issue-1690	269	3	result	result	NOUN
issue-1690	269	4	,	,	PUNCT
issue-1690	269	5	a	a	DET
issue-1690	269	6	person	person	NOUN
issue-1690	269	7	chooses	choose	VERB
issue-1690	269	8	a	a	DET
issue-1690	269	9	depository	depository	NOUN
issue-1690	269	10	institution	institution	NOUN
issue-1690	269	11	and	and	CCONJ
issue-1690	269	12	buys	buy	VERB
issue-1690	269	13	a	a	DET
issue-1690	269	14	deposit	deposit	NOUN
issue-1690	269	15	product	product	NOUN
issue-1690	269	16	(	(	PUNCT
issue-1690	269	17	stage	stage	NOUN
issue-1690	269	18	3	3	NUM
issue-1690	269	19	–	–	PUNCT
issue-1690	269	20	choosing	choose	VERB
issue-1690	269	21	a	a	DET
issue-1690	269	22	financial	financial	ADJ
issue-1690	269	23	intermediary	intermediary	NOUN
issue-1690	269	24	and	and	CCONJ
issue-1690	269	25	the	the	DET
issue-1690	269	26	appropriate	appropriate	ADJ
issue-1690	269	27	type	type	NOUN
issue-1690	269	28	of	of	ADP
issue-1690	269	29	deposit	deposit	NOUN
issue-1690	269	30	)	)	PUNCT
issue-1690	269	31	.	.	PUNCT
issue-1690	270	1	at	at	ADP
issue-1690	270	2	the	the	DET
issue-1690	270	3	time	time	NOUN
issue-1690	270	4	of	of	ADP
issue-1690	270	5	the	the	DET
issue-1690	270	6	funds	fund	NOUN
issue-1690	270	7	transfer	transfer	NOUN
issue-1690	270	8	to	to	ADP
issue-1690	270	9	the	the	DET
issue-1690	270	10	depository	depository	NOUN
issue-1690	270	11	institution	institution	NOUN
issue-1690	270	12	,	,	PUNCT
issue-1690	270	13	it	it	PRON
issue-1690	270	14	is	be	AUX
issue-1690	270	15	possible	possible	ADJ
issue-1690	270	16	to	to	PART
issue-1690	270	17	state	state	VERB
issue-1690	270	18	the	the	DET
issue-1690	270	19	existing	exist	VERB
issue-1690	270	20	model	model	NOUN
issue-1690	270	21	of	of	ADP
issue-1690	270	22	deposit	deposit	NOUN
issue-1690	270	23	behavior	behavior	NOUN
issue-1690	270	24	of	of	ADP
issue-1690	270	25	the	the	DET
issue-1690	270	26	household	household	NOUN
issue-1690	270	27	,	,	PUNCT
issue-1690	270	28	as	as	SCONJ
issue-1690	270	29	it	it	PRON
issue-1690	270	30	is	be	AUX
issue-1690	270	31	possible	possible	ADJ
issue-1690	270	32	to	to	PART
issue-1690	270	33	clearly	clearly	ADV
issue-1690	270	34	define	define	VERB
issue-1690	270	35	the	the	DET
issue-1690	270	36	relationship	relationship	NOUN
issue-1690	270	37	to	to	ADP
issue-1690	270	38	the	the	DET
issue-1690	270	39	deposit	deposit	NOUN
issue-1690	270	40	currency	currency	NOUN
issue-1690	270	41	,	,	PUNCT
issue-1690	270	42	its	its	PRON
issue-1690	270	43	term	term	NOUN
issue-1690	270	44	,	,	PUNCT
issue-1690	270	45	the	the	DET
issue-1690	270	46	depository	depository	NOUN
issue-1690	270	47	institution	institution	NOUN
issue-1690	270	48	(	(	PUNCT
issue-1690	270	49	state	state	NOUN
issue-1690	270	50	bank	bank	NOUN
issue-1690	270	51	,	,	PUNCT
issue-1690	270	52	foreign	foreign	ADJ
issue-1690	270	53	banks	bank	NOUN
issue-1690	270	54	)	)	PUNCT
issue-1690	270	55	,	,	PUNCT
issue-1690	270	56	etc	etc	X
issue-1690	270	57	.	.	X
issue-1690	270	58	(	(	PUNCT
issue-1690	270	59	stage	stage	NOUN
issue-1690	270	60	4	4	NUM
issue-1690	270	61	–	–	PUNCT
issue-1690	270	62	concluding	conclude	VERB
issue-1690	270	63	a	a	DET
issue-1690	270	64	deposit	deposit	NOUN
issue-1690	270	65	agreement	agreement	NOUN
issue-1690	270	66	)	)	PUNCT
issue-1690	270	67	.	.	PUNCT
issue-1690	271	1	the	the	DET
issue-1690	271	2	availability	availability	NOUN
issue-1690	271	3	of	of	ADP
issue-1690	271	4	this	this	DET
issue-1690	271	5	information	information	NOUN
issue-1690	271	6	makes	make	VERB
issue-1690	271	7	it	it	PRON
issue-1690	271	8	possible	possible	ADJ
issue-1690	271	9	to	to	PART
issue-1690	271	10	describe	describe	VERB
issue-1690	271	11	the	the	DET
issue-1690	271	12	behavior	behavior	NOUN
issue-1690	271	13	of	of	ADP
issue-1690	271	14	a	a	DET
issue-1690	271	15	particular	particular	ADJ
issue-1690	271	16	person	person	NOUN
issue-1690	271	17	and	and	CCONJ
issue-1690	271	18	his	his	PRON
issue-1690	271	19	attitude	attitude	NOUN
issue-1690	271	20	to	to	ADP
issue-1690	271	21	the	the	DET
issue-1690	271	22	functioning	functioning	NOUN
issue-1690	271	23	of	of	ADP
issue-1690	271	24	financial	financial	ADJ
issue-1690	271	25	institutions	institution	NOUN
issue-1690	271	26	(	(	PUNCT
issue-1690	271	27	stage	stage	NOUN
issue-1690	271	28	5	5	NUM
issue-1690	271	29	–	–	PUNCT
issue-1690	271	30	transfer	transfer	NOUN
issue-1690	271	31	of	of	ADP
issue-1690	271	32	own	own	ADJ
issue-1690	271	33	financial	financial	ADJ
issue-1690	271	34	resources	resource	NOUN
issue-1690	271	35	to	to	ADP
issue-1690	271	36	banking	banking	NOUN
issue-1690	271	37	and	and	CCONJ
issue-1690	271	38	non	non	ADJ
issue-1690	271	39	-	-	ADJ
issue-1690	271	40	banking	banking	ADJ
issue-1690	271	41	institutions	institution	NOUN
issue-1690	271	42	;	;	PUNCT
issue-1690	271	43	stage	stage	NOUN
issue-1690	271	44	6	6	NUM
issue-1690	271	45	–	–	PUNCT
issue-1690	271	46	expiration	expiration	NOUN
issue-1690	271	47	of	of	ADP
issue-1690	271	48	the	the	DET
issue-1690	271	49	deposit	deposit	NOUN
issue-1690	271	50	agreement	agreement	NOUN
issue-1690	271	51	,	,	PUNCT
issue-1690	271	52	refund	refund	VERB
issue-1690	271	53	with	with	ADP
issue-1690	271	54	interest	interest	NOUN
issue-1690	271	55	to	to	ADP
issue-1690	271	56	their	their	PRON
issue-1690	271	57	owner	owner	NOUN
issue-1690	271	58	)	)	PUNCT
issue-1690	271	59	.	.	PUNCT
issue-1690	272	1	however	however	ADV
issue-1690	272	2	,	,	PUNCT
issue-1690	272	3	if	if	SCONJ
issue-1690	272	4	we	we	PRON
issue-1690	272	5	take	take	VERB
issue-1690	272	6	a	a	DET
issue-1690	272	7	closer	close	ADJ
issue-1690	272	8	look	look	NOUN
issue-1690	272	9	at	at	ADP
issue-1690	272	10	the	the	DET
issue-1690	272	11	process	process	NOUN
issue-1690	272	12	of	of	ADP
issue-1690	272	13	forming	form	VERB
issue-1690	272	14	the	the	DET
issue-1690	272	15	deposit	deposit	NOUN
issue-1690	272	16	behavior	behavior	NOUN
issue-1690	272	17	of	of	ADP
issue-1690	272	18	households	household	NOUN
issue-1690	272	19	,	,	PUNCT
issue-1690	272	20	it	it	PRON
issue-1690	272	21	becomes	become	VERB
issue-1690	272	22	clear	clear	ADJ
issue-1690	272	23	that	that	SCONJ
issue-1690	272	24	certain	certain	ADJ
issue-1690	272	25	actions	action	NOUN
issue-1690	272	26	(	(	PUNCT
issue-1690	272	27	and	and	CCONJ
issue-1690	272	28	this	this	PRON
issue-1690	272	29	is	be	AUX
issue-1690	272	30	part	part	NOUN
issue-1690	272	31	of	of	ADP
issue-1690	272	32	the	the	DET
issue-1690	272	33	phenomenon	phenomenon	NOUN
issue-1690	272	34	of	of	ADP
issue-1690	272	35	behavior	behavior	NOUN
issue-1690	272	36	)	)	PUNCT
issue-1690	272	37	a	a	DET
issue-1690	272	38	person	person	NOUN
issue-1690	272	39	begins	begin	VERB
issue-1690	272	40	to	to	PART
issue-1690	272	41	perform	perform	VERB
issue-1690	272	42	before	before	ADP
issue-1690	272	43	the	the	DET
issue-1690	272	44	start	start	NOUN
issue-1690	272	45	of	of	ADP
issue-1690	272	46	the	the	DET
issue-1690	272	47	deposit	deposit	NOUN
issue-1690	272	48	relationship	relationship	NOUN
issue-1690	272	49	.	.	PUNCT
issue-1690	273	1	the	the	DET
issue-1690	273	2	choice	choice	NOUN
issue-1690	273	3	of	of	ADP
issue-1690	273	4	banking	banking	NOUN
issue-1690	273	5	institution	institution	NOUN
issue-1690	273	6	,	,	PUNCT
issue-1690	273	7	product	product	NOUN
issue-1690	273	8	,	,	PUNCT
issue-1690	273	9	consideration	consideration	NOUN
issue-1690	273	10	of	of	ADP
issue-1690	273	11	the	the	DET
issue-1690	273	12	potential	potential	ADJ
issue-1690	273	13	benefits	benefit	NOUN
issue-1690	273	14	and	and	CCONJ
issue-1690	273	15	risks	risk	NOUN
issue-1690	273	16	of	of	ADP
issue-1690	273	17	nonrefund	nonrefund	ADJ
issue-1690	273	18	,	,	PUNCT
issue-1690	273	19	all	all	DET
issue-1690	273	20	this	this	PRON
issue-1690	273	21	is	be	AUX
issue-1690	273	22	already	already	ADV
issue-1690	273	23	beginning	begin	VERB
issue-1690	273	24	to	to	PART
issue-1690	273	25	shape	shape	VERB
issue-1690	273	26	the	the	DET
issue-1690	273	27	very	very	ADJ
issue-1690	273	28	behavior	behavior	NOUN
issue-1690	273	29	and	and	CCONJ
issue-1690	273	30	personal	personal	ADJ
issue-1690	273	31	attitude	attitude	NOUN
issue-1690	273	32	of	of	ADP
issue-1690	273	33	the	the	DET
issue-1690	273	34	person	person	NOUN
issue-1690	273	35	to	to	ADP
issue-1690	273	36	the	the	DET
issue-1690	273	37	savings	saving	NOUN
issue-1690	273	38	process	process	NOUN
issue-1690	273	39	.	.	PUNCT
issue-1690	274	1	that	that	PRON
issue-1690	274	2	is	be	AUX
issue-1690	274	3	,	,	PUNCT
issue-1690	274	4	even	even	ADV
issue-1690	274	5	in	in	ADP
issue-1690	274	6	the	the	DET
issue-1690	274	7	early	early	ADJ
issue-1690	274	8	stages	stage	NOUN
issue-1690	274	9	a	a	DET
issue-1690	274	10	person	person	NOUN
issue-1690	274	11	gradually	gradually	ADV
issue-1690	274	12	makes	make	VERB
issue-1690	274	13	decisions	decision	NOUN
issue-1690	274	14	about	about	ADP
issue-1690	274	15	the	the	DET
issue-1690	274	16	appropriateness	appropriateness	NOUN
issue-1690	274	17	of	of	ADP
issue-1690	274	18	the	the	DET
issue-1690	274	19	contribution	contribution	NOUN
issue-1690	274	20	and	and	CCONJ
issue-1690	274	21	thus	thus	ADV
issue-1690	274	22	already	already	ADV
issue-1690	274	23	determines	determine	VERB
issue-1690	274	24	certain	certain	ADJ
issue-1690	274	25	aspects	aspect	NOUN
issue-1690	274	26	of	of	ADP
issue-1690	274	27	their	their	PRON
issue-1690	274	28	own	own	ADJ
issue-1690	274	29	behavior	behavior	NOUN
issue-1690	274	30	.	.	PUNCT
issue-1690	275	1	however	however	ADV
issue-1690	275	2	,	,	PUNCT
issue-1690	275	3	there	there	PRON
issue-1690	275	4	is	be	VERB
issue-1690	275	5	no	no	DET
issue-1690	275	6	interaction	interaction	NOUN
issue-1690	275	7	with	with	ADP
issue-1690	275	8	depository	depository	ADJ
issue-1690	275	9	institutions	institution	NOUN
issue-1690	275	10	at	at	ADP
issue-1690	275	11	this	this	DET
issue-1690	275	12	stage	stage	NOUN
issue-1690	275	13	.	.	PUNCT
issue-1690	276	1	it	it	PRON
issue-1690	276	2	is	be	AUX
issue-1690	276	3	,	,	PUNCT
issue-1690	276	4	given	give	VERB
issue-1690	276	5	the	the	DET
issue-1690	276	6	specifics	specific	NOUN
issue-1690	276	7	of	of	ADP
issue-1690	276	8	the	the	DET
issue-1690	276	9	deposit	deposit	NOUN
issue-1690	276	10	behavior	behavior	NOUN
issue-1690	276	11	of	of	ADP
issue-1690	276	12	households	household	NOUN
issue-1690	276	13	,	,	PUNCT
issue-1690	276	14	in	in	ADP
issue-1690	276	15	our	our	PRON
issue-1690	276	16	opinion	opinion	NOUN
issue-1690	276	17	,	,	PUNCT
issue-1690	276	18	it	it	PRON
issue-1690	276	19	is	be	AUX
issue-1690	276	20	appropriate	appropriate	ADJ
issue-1690	276	21	to	to	PART
issue-1690	276	22	distinguish	distinguish	VERB
issue-1690	276	23	two	two	NUM
issue-1690	276	24	stages	stage	NOUN
issue-1690	276	25	of	of	ADP
issue-1690	276	26	formation	formation	NOUN
issue-1690	276	27	of	of	ADP
issue-1690	276	28	such	such	ADJ
issue-1690	276	29	behavior	behavior	NOUN
issue-1690	276	30	:	:	PUNCT
issue-1690	277	1	1	1	X
issue-1690	277	2	.	.	X
issue-1690	277	3	pre	pre	ADJ
issue-1690	277	4	-	-	ADJ
issue-1690	277	5	behavioral	behavioral	ADJ
issue-1690	277	6	–	–	PUNCT
issue-1690	277	7	a	a	DET
issue-1690	277	8	stage	stage	NOUN
issue-1690	277	9	of	of	ADP
issue-1690	277	10	reflection	reflection	NOUN
issue-1690	277	11	on	on	ADP
issue-1690	277	12	the	the	DET
issue-1690	277	13	feasibility	feasibility	NOUN
issue-1690	277	14	of	of	ADP
issue-1690	277	15	making	make	VERB
issue-1690	277	16	savings	saving	NOUN
issue-1690	277	17	and	and	CCONJ
issue-1690	277	18	transfer	transfer	VERB
issue-1690	277	19	them	they	PRON
issue-1690	277	20	for	for	ADP
issue-1690	277	21	temporary	temporary	ADJ
issue-1690	277	22	use	use	NOUN
issue-1690	277	23	to	to	ADP
issue-1690	277	24	depository	depository	NOUN
issue-1690	277	25	institutions	institution	NOUN
issue-1690	277	26	.	.	PUNCT
issue-1690	278	1	at	at	ADP
issue-1690	278	2	this	this	DET
issue-1690	278	3	stage	stage	NOUN
issue-1690	278	4	,	,	PUNCT
issue-1690	278	5	the	the	DET
issue-1690	278	6	process	process	NOUN
issue-1690	278	7	of	of	ADP
issue-1690	278	8	forming	form	VERB
issue-1690	278	9	the	the	DET
issue-1690	278	10	future	future	ADJ
issue-1690	278	11	model	model	NOUN
issue-1690	278	12	of	of	ADP
issue-1690	278	13	the	the	DET
issue-1690	278	14	deposit	deposit	NOUN
issue-1690	278	15	behavior	behavior	NOUN
issue-1690	278	16	of	of	ADP
issue-1690	278	17	households	household	NOUN
issue-1690	278	18	,	,	PUNCT
issue-1690	278	19	which	which	PRON
issue-1690	278	20	occurs	occur	VERB
issue-1690	278	21	as	as	ADP
issue-1690	278	22	a	a	DET
issue-1690	278	23	result	result	NOUN
issue-1690	278	24	of	of	ADP
issue-1690	278	25	the	the	DET
issue-1690	278	26	influence	influence	NOUN
issue-1690	278	27	of	of	ADP
issue-1690	278	28	a	a	DET
issue-1690	278	29	significant	significant	ADJ
issue-1690	278	30	number	number	NOUN
issue-1690	278	31	of	of	ADP
issue-1690	278	32	different	different	ADJ
issue-1690	278	33	factors	factor	NOUN
issue-1690	278	34	.	.	PUNCT
issue-1690	279	1	2	2	X
issue-1690	279	2	.	.	X
issue-1690	279	3	behavioral	behavioral	ADJ
issue-1690	279	4	stage	stage	NOUN
issue-1690	279	5	–	–	PUNCT
issue-1690	279	6	the	the	DET
issue-1690	279	7	process	process	NOUN
issue-1690	279	8	of	of	ADP
issue-1690	279	9	interaction	interaction	NOUN
issue-1690	279	10	between	between	ADP
issue-1690	279	11	the	the	DET
issue-1690	279	12	owners	owner	NOUN
issue-1690	279	13	of	of	ADP
issue-1690	279	14	financial	financial	ADJ
issue-1690	279	15	resources	resource	NOUN
issue-1690	279	16	and	and	CCONJ
issue-1690	279	17	depository	depository	NOUN
issue-1690	279	18	institutions	institution	NOUN
issue-1690	279	19	,	,	PUNCT
issue-1690	279	20	during	during	ADP
issue-1690	279	21	which	which	PRON
issue-1690	279	22	a	a	DET
issue-1690	279	23	specific	specific	ADJ
issue-1690	279	24	type	type	NOUN
issue-1690	279	25	of	of	ADP
issue-1690	279	26	a	a	DET
issue-1690	279	27	model	model	NOUN
issue-1690	279	28	of	of	ADP
issue-1690	279	29	the	the	DET
issue-1690	279	30	deposit	deposit	NOUN
issue-1690	279	31	behavior	behavior	NOUN
issue-1690	279	32	of	of	ADP
issue-1690	279	33	the	the	DET
issue-1690	279	34	household	household	NOUN
issue-1690	279	35	is	be	AUX
issue-1690	279	36	formed	form	VERB
issue-1690	279	37	.	.	PUNCT
issue-1690	280	1	4	4	X
issue-1690	280	2	.	.	X
issue-1690	280	3	the	the	DET
issue-1690	280	4	role	role	NOUN
issue-1690	280	5	of	of	ADP
issue-1690	280	6	reflection	reflection	NOUN
issue-1690	280	7	in	in	ADP
issue-1690	280	8	the	the	DET
issue-1690	280	9	formation	formation	NOUN
issue-1690	280	10	of	of	ADP
issue-1690	280	11	the	the	DET
issue-1690	280	12	deposit	deposit	NOUN
issue-1690	280	13	behavior	behavior	NOUN
issue-1690	280	14	of	of	ADP
issue-1690	280	15	households	household	NOUN
issue-1690	280	16	as	as	SCONJ
issue-1690	280	17	already	already	ADV
issue-1690	280	18	mentioned	mention	VERB
issue-1690	280	19	,	,	PUNCT
issue-1690	280	20	the	the	DET
issue-1690	280	21	process	process	NOUN
issue-1690	280	22	of	of	ADP
issue-1690	280	23	formation	formation	NOUN
issue-1690	280	24	of	of	ADP
issue-1690	280	25	the	the	DET
issue-1690	280	26	deposit	deposit	NOUN
issue-1690	280	27	behavior	behavior	NOUN
issue-1690	280	28	of	of	ADP
issue-1690	280	29	households	household	NOUN
issue-1690	280	30	is	be	AUX
issue-1690	280	31	complex	complex	ADJ
issue-1690	280	32	and	and	CCONJ
issue-1690	280	33	depends	depend	VERB
issue-1690	280	34	on	on	ADP
issue-1690	280	35	many	many	ADJ
issue-1690	280	36	factors	factor	NOUN
issue-1690	280	37	,	,	PUNCT
issue-1690	280	38	which	which	PRON
issue-1690	280	39	are	be	AUX
issue-1690	280	40	difficult	difficult	ADJ
issue-1690	280	41	to	to	PART
issue-1690	280	42	identify	identify	VERB
issue-1690	280	43	and	and	CCONJ
issue-1690	280	44	analyze	analyze	VERB
issue-1690	280	45	,	,	PUNCT
issue-1690	280	46	and	and	CCONJ
issue-1690	280	47	sometimes	sometimes	ADV
issue-1690	280	48	impossible	impossible	ADJ
issue-1690	280	49	,	,	PUNCT
issue-1690	280	50	given	give	VERB
issue-1690	280	51	baltic	baltic	ADJ
issue-1690	280	52	journal	journal	NOUN
issue-1690	280	53	of	of	ADP
issue-1690	280	54	economic	economic	ADJ
issue-1690	280	55	studies	study	NOUN
issue-1690	280	56	141	141	NUM
issue-1690	280	57	vol	vol	NOUN
issue-1690	280	58	.	.	NOUN
issue-1690	281	1	8	8	NUM
issue-1690	282	1	no	no	NOUN
issue-1690	282	2	.	.	NOUN
issue-1690	282	3	1	1	NUM
issue-1690	282	4	,	,	PUNCT
issue-1690	282	5	2022	2022	NUM
issue-1690	283	1	h	h	NOUN
issue-1690	283	2	o	o	X
issue-1690	283	3	u	u	INTJ
issue-1690	283	4	se	se	PROPN
issue-1690	283	5	h	h	NOUN
issue-1690	284	1	o	o	NOUN
issue-1690	284	2	l	l	PUNCT
issue-1690	285	1	d	d	X
issue-1690	285	2	av	av	NOUN
issue-1690	285	3	ai	ai	VERB
issue-1690	285	4	la	la	ADV
issue-1690	285	5	bi	bi	NOUN
issue-1690	285	6	lit	light	VERB
issue-1690	285	7	y	y	PROPN
issue-1690	285	8	of	of	ADP
issue-1690	285	9	te	te	PROPN
issue-1690	285	10	m	m	PROPN
issue-1690	285	11	po	po	INTJ
issue-1690	286	1	ra	ra	PROPN
issue-1690	286	2	ri	ri	INTJ
issue-1690	287	1	ly	ly	X
issue-1690	287	2	fr	fr	INTJ
issue-1690	287	3	ee	ee	ADP
issue-1690	287	4	fin	fin	PROPN
issue-1690	287	5	an	an	DET
issue-1690	287	6	ci	ci	PROPN
issue-1690	287	7	al	al	PROPN
issue-1690	287	8	re	re	NOUN
issue-1690	287	9	so	so	ADV
issue-1690	287	10	ur	ur	INTJ
issue-1690	287	11	ce	ce	PROPN
issue-1690	287	12	s	s	PART
issue-1690	287	13	th	th	X
issue-1690	287	14	e	e	NOUN
issue-1690	287	15	pr	pr	NOUN
issue-1690	287	16	o	o	NOUN
issue-1690	287	17	c	c	NOUN
issue-1690	287	18	es	es	X
issue-1690	287	19	s	s	X
issue-1690	287	20	of	of	ADP
issue-1690	287	21	re	re	NOUN
issue-1690	287	22	fle	fle	PROPN
issue-1690	287	23	ct	ct	PROPN
issue-1690	287	24	io	io	PROPN
issue-1690	287	25	n	n	PROPN
issue-1690	287	26	as	as	ADV
issue-1690	287	27	se	se	INTJ
issue-1690	287	28	ss	ss	PROPN
issue-1690	287	29	m	m	VERB
issue-1690	287	30	en	en	ADP
issue-1690	287	31	t	t	X
issue-1690	287	32	o	o	X
issue-1690	288	1	f	f	PROPN
issue-1690	288	2	s	s	VERB
issue-1690	288	3	av	av	PROPN
issue-1690	288	4	in	in	ADP
issue-1690	288	5	gs	gs	INTJ
issue-1690	288	6	o	o	NOUN
issue-1690	289	1	pp	pp	ADV
issue-1690	289	2	or	or	CCONJ
issue-1690	289	3	tu	tu	PROPN
issue-1690	289	4	ni	ni	PROPN
issue-1690	289	5	tie	tie	VERB
issue-1690	289	6	s	s	PROPN
issue-1690	289	7	,	,	PUNCT
issue-1690	289	8	an	an	DET
issue-1690	289	9	al	al	PROPN
issue-1690	289	10	ys	ys	PROPN
issue-1690	289	11	is	be	AUX
issue-1690	289	12	o	o	PROPN
issue-1690	289	13	f	f	NOUN
issue-1690	290	1	t	t	NOUN
issue-1690	291	1	he	he	PRON
issue-1690	291	2	c	c	AUX
issue-1690	291	3	ur	ur	INTJ
issue-1690	291	4	re	re	AUX
issue-1690	291	5	nt	not	PART
issue-1690	291	6	st	st	PROPN
issue-1690	291	7	at	at	ADP
issue-1690	291	8	e	e	PROPN
issue-1690	291	9	of	of	ADP
issue-1690	291	10	th	th	X
issue-1690	291	11	e	e	X
issue-1690	291	12	de	de	X
issue-1690	291	13	po	po	PROPN
issue-1690	292	1	si	si	PROPN
issue-1690	292	2	t	t	PROPN
issue-1690	292	3	s	s	PROPN
issue-1690	292	4	er	er	INTJ
issue-1690	292	5	vi	vi	PROPN
issue-1690	292	6	ce	ce	PROPN
issue-1690	292	7	s	s	PROPN
issue-1690	292	8	m	m	PROPN
issue-1690	292	9	ar	ar	PROPN
issue-1690	292	10	ke	ke	PROPN
issue-1690	292	11	t	t	PROPN
issue-1690	292	12	,	,	PUNCT
issue-1690	292	13	re	re	VERB
issue-1690	292	14	fle	fle	PROPN
issue-1690	292	15	ct	ct	PROPN
issue-1690	292	16	io	io	PROPN
issue-1690	292	17	n	n	PROPN
issue-1690	292	18	on	on	ADP
issue-1690	292	19	th	th	X
issue-1690	292	20	e	e	X
issue-1690	292	21	ne	ne	NOUN
issue-1690	292	22	ed	ed	NOUN
issue-1690	292	23	to	to	ADP
issue-1690	292	24	in	in	ADP
issue-1690	292	25	ve	ve	PROPN
issue-1690	292	26	st	st	PROPN
issue-1690	292	27	in	in	ADP
issue-1690	292	28	a	a	DET
issue-1690	292	29	d	d	NOUN
issue-1690	292	30	ep	ep	PROPN
issue-1690	292	31	os	os	PROPN
issue-1690	292	32	ito	ito	PROPN
issue-1690	292	33	ry	ry	PROPN
issue-1690	292	34	in	in	ADP
issue-1690	292	35	st	st	PROPN
issue-1690	292	36	itu	itu	PROPN
issue-1690	292	37	tio	tio	PROPN
issue-1690	292	38	n	n	AUX
issue-1690	292	39	do	do	AUX
issue-1690	292	40	n	n	PART
issue-1690	292	41	ot	ot	VERB
issue-1690	292	42	in	in	ADP
issue-1690	292	43	ve	ve	PROPN
issue-1690	292	44	st	st	PROPN
issue-1690	292	45	in	in	ADP
issue-1690	292	46	ve	ve	PROPN
issue-1690	292	47	st	st	PROPN
issue-1690	292	48	ch	ch	PROPN
issue-1690	292	49	oi	oi	PROPN
issue-1690	292	50	ce	ce	PROPN
issue-1690	293	1	o	o	PROPN
issue-1690	293	2	f	f	PROPN
issue-1690	294	1	d	d	X
issue-1690	294	2	ep	ep	PROPN
issue-1690	294	3	os	os	PROPN
issue-1690	294	4	ito	ito	PROPN
issue-1690	294	5	ry	ry	PROPN
issue-1690	294	6	in	in	ADP
issue-1690	294	7	st	st	PROPN
issue-1690	294	8	itu	itu	PROPN
issue-1690	294	9	tio	tio	PROPN
issue-1690	294	10	n	n	PROPN
issue-1690	294	11	ch	ch	NOUN
issue-1690	294	12	oi	oi	PROPN
issue-1690	294	13	ce	ce	PROPN
issue-1690	295	1	o	o	X
issue-1690	295	2	f	f	PROPN
issue-1690	296	1	d	d	X
issue-1690	296	2	ep	ep	PROPN
issue-1690	296	3	os	os	INTJ
issue-1690	296	4	it	it	PRON
issue-1690	296	5	pr	pr	VERB
issue-1690	296	6	od	od	INTJ
issue-1690	297	1	uc	uc	INTJ
issue-1690	297	2	t	t	PROPN
issue-1690	298	1	a	a	PRON
issue-1690	298	2	na	na	NOUN
issue-1690	298	3	ly	ly	X
issue-1690	299	1	si	si	INTJ
issue-1690	300	1	so	so	ADV
issue-1690	300	2	f	f	PROPN
issue-1690	300	3	t	t	PROPN
issue-1690	300	4	he	he	PRON
issue-1690	301	1	d	d	NOUN
issue-1690	301	2	ep	ep	PROPN
issue-1690	302	1	os	os	INTJ
issue-1690	303	1	it	it	PRON
issue-1690	303	2	m	m	VERB
issue-1690	303	3	ar	ar	PROPN
issue-1690	303	4	ke	ke	PROPN
issue-1690	303	5	t	t	PROPN
issue-1690	303	6	,	,	PUNCT
issue-1690	303	7	th	th	X
issue-1690	303	8	e	e	NOUN
issue-1690	303	9	ac	ac	PROPN
issue-1690	303	10	tiv	tiv	PROPN
issue-1690	303	11	iti	iti	PROPN
issue-1690	303	12	es	es	X
issue-1690	303	13	o	o	PROPN
issue-1690	303	14	f	f	X
issue-1690	303	15	de	de	PROPN
issue-1690	303	16	po	po	PROPN
issue-1690	303	17	si	si	X
issue-1690	303	18	to	to	PART
issue-1690	303	19	ry	ry	VERB
issue-1690	303	20	in	in	ADP
issue-1690	303	21	st	st	PROPN
issue-1690	303	22	itu	itu	PROPN
issue-1690	303	23	tio	tio	PROPN
issue-1690	303	24	ns	ns	NUM
issue-1690	303	25	d	d	PROPN
issue-1690	303	26	e	e	X
issue-1690	303	27	po	po	X
issue-1690	303	28	si	si	PROPN
issue-1690	303	29	t	t	PROPN
issue-1690	303	30	in	in	ADP
issue-1690	303	31	st	st	PROPN
issue-1690	304	1	it	it	PRON
issue-1690	304	2	u	u	INTJ
issue-1690	304	3	t	t	X
issue-1690	304	4	io	io	NOUN
issue-1690	304	5	n	n	PROPN
issue-1690	304	6	s	s	PROPN
issue-1690	304	7	ba	ba	PROPN
issue-1690	304	8	nk	nk	PROPN
issue-1690	304	9	in	in	ADP
issue-1690	304	10	g	g	PROPN
issue-1690	304	11	in	in	ADP
issue-1690	304	12	st	st	PROPN
issue-1690	304	13	itu	itu	PROPN
issue-1690	304	14	tio	tio	PROPN
issue-1690	304	15	ns	ns	INTJ
issue-1690	304	16	cr	cr	PROPN
issue-1690	304	17	ed	ed	NOUN
issue-1690	305	1	it	it	PRON
issue-1690	305	2	un	un	PROPN
issue-1690	305	3	io	io	PROPN
issue-1690	305	4	ns	ns	PROPN
issue-1690	305	5	c	c	PROPN
issue-1690	305	6	ho	ho	PROPN
issue-1690	305	7	ic	ic	PROPN
issue-1690	305	8	e	e	PROPN
issue-1690	305	9	of	of	ADP
issue-1690	305	10	d	d	PROPN
issue-1690	305	11	ep	ep	PROPN
issue-1690	305	12	os	os	PROPN
issue-1690	305	13	ito	ito	PROPN
issue-1690	305	14	ry	ry	PROPN
issue-1690	305	15	in	in	ADP
issue-1690	305	16	st	st	PROPN
issue-1690	305	17	itu	itu	PROPN
issue-1690	305	18	tio	tio	PROPN
issue-1690	305	19	n	n	CCONJ
issue-1690	305	20	an	an	PRON
issue-1690	305	21	d	d	X
issue-1690	305	22	de	de	X
issue-1690	305	23	po	po	PROPN
issue-1690	305	24	si	si	PROPN
issue-1690	305	25	t	t	PROPN
issue-1690	305	26	pr	pr	NOUN
issue-1690	306	1	od	od	INTJ
issue-1690	306	2	uc	uc	PROPN
issue-1690	306	3	t	t	PROPN
issue-1690	306	4	v	v	NOUN
issue-1690	306	5	is	be	AUX
issue-1690	306	6	iti	iti	PROPN
issue-1690	306	7	ng	ng	PROPN
issue-1690	306	8	a	a	DET
issue-1690	306	9	de	de	X
issue-1690	306	10	po	po	X
issue-1690	306	11	si	si	X
issue-1690	306	12	to	to	PART
issue-1690	306	13	ry	ry	VERB
issue-1690	306	14	in	in	ADP
issue-1690	306	15	st	st	PROPN
issue-1690	306	16	itu	itu	PROPN
issue-1690	306	17	tio	tio	PROPN
issue-1690	306	18	n	n	PROPN
issue-1690	306	19	c	c	PROPN
issue-1690	306	20	on	on	ADP
issue-1690	306	21	cl	cl	INTJ
issue-1690	306	22	ud	ud	INTJ
issue-1690	306	23	in	in	ADP
issue-1690	306	24	g	g	PROPN
issue-1690	306	25	a	a	DET
issue-1690	306	26	de	de	X
issue-1690	306	27	po	po	X
issue-1690	306	28	si	si	PROPN
issue-1690	306	29	t	t	PROPN
issue-1690	306	30	a	a	DET
issue-1690	306	31	gr	gr	INTJ
issue-1690	306	32	ee	ee	PROPN
issue-1690	306	33	m	m	PROPN
issue-1690	306	34	en	en	ADP
issue-1690	306	35	t	t	PROPN
issue-1690	306	36	t	t	PROPN
issue-1690	306	37	ra	ra	PROPN
issue-1690	306	38	ns	ns	NUM
issue-1690	306	39	fe	fe	NOUN
issue-1690	306	40	r	r	NOUN
issue-1690	306	41	of	of	ADP
issue-1690	306	42	fu	fu	NOUN
issue-1690	306	43	nd	nd	ADP
issue-1690	306	44	s	s	X
issue-1690	306	45	i	i	PRON
issue-1690	306	46	n	n	ADV
issue-1690	306	47	te	te	INTJ
issue-1690	306	48	m	m	INTJ
issue-1690	306	49	po	po	INTJ
issue-1690	307	1	ra	ra	PROPN
issue-1690	308	1	ry	ry	INTJ
issue-1690	308	2	p	p	PROPN
issue-1690	308	3	os	os	PROPN
issue-1690	308	4	se	se	INTJ
issue-1690	308	5	ss	ss	PROPN
issue-1690	308	6	io	io	PROPN
issue-1690	308	7	n	n	X
issue-1690	308	8	to	to	ADP
issue-1690	308	9	th	th	X
issue-1690	308	10	e	e	X
issue-1690	308	11	de	de	X
issue-1690	308	12	po	po	X
issue-1690	308	13	si	si	X
issue-1690	308	14	to	to	PART
issue-1690	308	15	ry	ry	VERB
issue-1690	308	16	in	in	ADP
issue-1690	308	17	st	st	PROPN
issue-1690	308	18	itu	itu	PROPN
issue-1690	308	19	tio	tio	PROPN
issue-1690	308	20	n	n	ADP
issue-1690	308	21	r	r	NOUN
issue-1690	308	22	ec	ec	NOUN
issue-1690	308	23	ei	ei	X
issue-1690	308	24	pt	pt	INTJ
issue-1690	309	1	o	o	X
issue-1690	309	2	f	f	PROPN
issue-1690	309	3	f	f	PROPN
issue-1690	309	4	un	un	PROPN
issue-1690	309	5	ds	ds	PROPN
issue-1690	309	6	o	o	PROPN
issue-1690	309	7	n	n	X
issue-1690	309	8	th	th	X
issue-1690	309	9	e	e	X
issue-1690	309	10	fin	fin	VERB
issue-1690	309	11	an	an	DET
issue-1690	309	12	ci	ci	PROPN
issue-1690	309	13	al	al	PROPN
issue-1690	309	14	m	m	PROPN
issue-1690	309	15	ar	ar	PROPN
issue-1690	309	16	ke	ke	PROPN
issue-1690	309	17	t	t	PROPN
issue-1690	309	18	co	co	PROPN
issue-1690	309	19	nv	nv	PROPN
issue-1690	309	20	er	er	INTJ
issue-1690	309	21	si	si	INTJ
issue-1690	310	1	on	on	ADP
issue-1690	310	2	o	o	PROPN
issue-1690	310	3	f	f	X
issue-1690	310	4	f	f	PROPN
issue-1690	310	5	un	un	PROPN
issue-1690	310	6	ds	ds	VERB
issue-1690	310	7	in	in	ADP
issue-1690	310	8	to	to	ADP
issue-1690	310	9	c	c	PROPN
issue-1690	310	10	re	re	X
issue-1690	310	11	di	di	PROPN
issue-1690	310	12	t	t	PROPN
issue-1690	310	13	a	a	DET
issue-1690	310	14	nd	nd	NOUN
issue-1690	310	15	in	in	ADP
issue-1690	310	16	ve	ve	PROPN
issue-1690	310	17	st	st	PROPN
issue-1690	310	18	m	m	PROPN
issue-1690	310	19	en	en	PROPN
issue-1690	310	20	t	t	PROPN
issue-1690	310	21	re	re	VERB
issue-1690	310	22	so	so	ADV
issue-1690	310	23	ur	ur	INTJ
issue-1690	310	24	ce	ce	PROPN
issue-1690	310	25	s	s	PROPN
issue-1690	310	26	f	f	PROPN
issue-1690	310	27	or	or	CCONJ
issue-1690	310	28	th	th	X
issue-1690	310	29	e	e	X
issue-1690	310	30	de	de	X
issue-1690	310	31	ve	ve	VERB
issue-1690	310	32	lo	lo	PROPN
issue-1690	310	33	pm	pm	NOUN
issue-1690	310	34	en	en	INTJ
issue-1690	310	35	t	t	X
issue-1690	311	1	o	o	X
issue-1690	311	2	f	f	PROPN
issue-1690	312	1	t	t	PROPN
issue-1690	312	2	he	he	PRON
issue-1690	312	3	n	n	CCONJ
issue-1690	312	4	at	at	ADP
issue-1690	312	5	io	io	PROPN
issue-1690	312	6	na	na	PROPN
issue-1690	312	7	l	l	PROPN
issue-1690	312	8	ec	ec	PROPN
issue-1690	312	9	on	on	ADP
issue-1690	312	10	om	om	PROPN
issue-1690	312	11	y	y	PROPN
issue-1690	312	12	ex	ex	PRON
issue-1690	313	1	pi	pi	NOUN
issue-1690	313	2	ra	ra	PROPN
issue-1690	313	3	tio	tio	NOUN
issue-1690	313	4	n	n	PROPN
issue-1690	313	5	of	of	ADP
issue-1690	313	6	th	th	X
issue-1690	313	7	e	e	X
issue-1690	313	8	de	de	X
issue-1690	313	9	po	po	PROPN
issue-1690	313	10	si	si	PROPN
issue-1690	313	11	t	t	PROPN
issue-1690	313	12	a	a	DET
issue-1690	313	13	gr	gr	INTJ
issue-1690	313	14	ee	ee	PROPN
issue-1690	313	15	m	m	PROPN
issue-1690	313	16	en	en	ADP
issue-1690	313	17	t	t	PROPN
issue-1690	313	18	,	,	PUNCT
issue-1690	313	19	re	re	VERB
issue-1690	313	20	tu	tu	PROPN
issue-1690	313	21	rn	rn	PROPN
issue-1690	313	22	o	o	PROPN
issue-1690	313	23	f	f	PROPN
issue-1690	313	24	fu	fu	PROPN
issue-1690	314	1	nd	nd	NOUN
issue-1690	314	2	s	s	PROPN
issue-1690	314	3	w	w	PROPN
issue-1690	314	4	ith	ith	PROPN
issue-1690	314	5	in	in	ADP
issue-1690	314	6	te	te	PROPN
issue-1690	314	7	re	re	PROPN
issue-1690	314	8	st	st	PROPN
issue-1690	314	9	to	to	PART
issue-1690	314	10	th	th	X
issue-1690	314	11	ei	ei	ADP
issue-1690	315	1	r	r	NOUN
issue-1690	315	2	o	o	PROPN
issue-1690	315	3	w	w	PROPN
issue-1690	315	4	ne	ne	NOUN
issue-1690	315	5	r	r	NOUN
issue-1690	315	6	pr	pr	NOUN
issue-1690	315	7	o	o	NOUN
issue-1690	315	8	c	c	NOUN
issue-1690	315	9	es	es	X
issue-1690	315	10	s	s	PROPN
issue-1690	315	11	de	de	X
issue-1690	315	12	ci	ci	PROPN
issue-1690	315	13	si	si	X
issue-1690	315	14	on	on	ADP
issue-1690	315	15	m	m	PROPN
issue-1690	315	16	ak	ak	PROPN
issue-1690	315	17	in	in	ADP
issue-1690	315	18	g	g	PROPN
issue-1690	315	19	pr	pr	NOUN
issue-1690	315	20	o	o	NOUN
issue-1690	315	21	c	c	NOUN
issue-1690	315	22	e	e	X
issue-1690	315	23	ss	ss	PROPN
issue-1690	315	24	de	de	PROPN
issue-1690	315	25	ci	ci	PROPN
issue-1690	315	26	di	di	PROPN
issue-1690	315	27	ng	ng	PROPN
issue-1690	315	28	o	o	PROPN
issue-1690	315	29	n	n	CCONJ
issue-1690	315	30	fu	fu	PROPN
issue-1690	316	1	rth	rth	PROPN
issue-1690	316	2	er	er	INTJ
issue-1690	316	3	ac	ac	PROPN
issue-1690	316	4	tio	tio	PROPN
issue-1690	316	5	ns	ns	NUM
issue-1690	316	6	re	re	PROPN
issue-1690	316	7	ga	ga	PROPN
issue-1690	316	8	rd	rd	PROPN
issue-1690	316	9	in	in	ADP
issue-1690	316	10	g	g	PROPN
issue-1690	316	11	fin	fin	NOUN
issue-1690	316	12	an	an	DET
issue-1690	316	13	ci	ci	NOUN
issue-1690	316	14	al	al	PROPN
issue-1690	316	15	re	re	NOUN
issue-1690	317	1	so	so	ADV
issue-1690	317	2	ur	ur	PROPN
issue-1690	317	3	ce	ce	PROPN
issue-1690	317	4	s	s	PROPN
issue-1690	317	5	in	in	ADP
issue-1690	317	6	ve	ve	PROPN
issue-1690	317	7	st	st	PROPN
issue-1690	317	8	do	do	AUX
issue-1690	317	9	n	n	PART
issue-1690	317	10	ot	ot	VERB
issue-1690	317	11	in	in	ADP
issue-1690	317	12	ve	ve	PROPN
issue-1690	317	13	st	st	PROPN
issue-1690	317	14	fi	fi	PROPN
issue-1690	317	15	gu	gu	NOUN
issue-1690	317	16	re	re	PROPN
issue-1690	317	17	4	4	NUM
issue-1690	317	18	.	.	PUNCT
issue-1690	318	1	s	s	PART
issue-1690	318	2	ch	ch	NOUN
issue-1690	318	3	em	em	PROPN
issue-1690	318	4	e	e	PROPN
issue-1690	318	5	of	of	ADP
issue-1690	318	6	th	th	X
issue-1690	318	7	e	e	NOUN
issue-1690	318	8	pr	pr	NOUN
issue-1690	318	9	oc	oc	ADP
issue-1690	318	10	es	es	X
issue-1690	318	11	s	s	X
issue-1690	318	12	o	o	X
issue-1690	318	13	f	f	PROPN
issue-1690	318	14	f	f	PROPN
issue-1690	318	15	or	or	CCONJ
issue-1690	318	16	m	m	VERB
issue-1690	318	17	at	at	ADP
issue-1690	318	18	io	io	PROPN
issue-1690	318	19	n	n	PROPN
issue-1690	318	20	of	of	ADP
issue-1690	318	21	th	th	X
issue-1690	318	22	e	e	X
issue-1690	318	23	de	de	X
issue-1690	318	24	po	po	PROPN
issue-1690	318	25	si	si	PROPN
issue-1690	318	26	t	t	PROPN
issue-1690	318	27	b	b	PROPN
issue-1690	318	28	eh	eh	INTJ
issue-1690	318	29	av	av	PROPN
issue-1690	318	30	io	io	NOUN
issue-1690	318	31	r	r	NOUN
issue-1690	318	32	o	o	X
issue-1690	318	33	f	f	X
issue-1690	318	34	h	h	NOUN
issue-1690	318	35	ou	ou	PROPN
issue-1690	318	36	se	se	PROPN
issue-1690	318	37	ho	ho	PROPN
issue-1690	319	1	ld	ld	PROPN
issue-1690	319	2	s	s	PROPN
issue-1690	319	3	i	i	NOUN
issue-1690	319	4	n	n	ADV
issue-1690	319	5	th	th	X
issue-1690	319	6	e	e	X
issue-1690	319	7	fin	fin	VERB
issue-1690	319	8	an	an	PRON
issue-1690	319	9	ci	ci	PROPN
issue-1690	319	10	al	al	PROPN
issue-1690	319	11	se	se	PROPN
issue-1690	319	12	rv	rv	PROPN
issue-1690	320	1	ic	ic	PROPN
issue-1690	320	2	es	es	PROPN
issue-1690	320	3	m	m	PROPN
issue-1690	320	4	ar	ar	PROPN
issue-1690	320	5	ke	ke	PROPN
issue-1690	320	6	t	t	PROPN
issue-1690	321	1	so	so	ADV
issue-1690	321	2	ur	ur	INTJ
issue-1690	321	3	ce	ce	PROPN
issue-1690	321	4	:	:	PUNCT
issue-1690	322	1	c	c	X
issue-1690	322	2	om	om	PROPN
issue-1690	322	3	pi	pi	NOUN
issue-1690	322	4	led	lead	VERB
issue-1690	322	5	b	b	PROPN
issue-1690	322	6	y	y	PROPN
issue-1690	322	7	t	t	PROPN
issue-1690	323	1	he	he	PRON
issue-1690	323	2	a	a	DET
issue-1690	323	3	ut	ut	PROPN
issue-1690	323	4	ho	ho	PROPN
issue-1690	323	5	rs	rs	PROPN
issue-1690	324	1	ta	ta	PROPN
issue-1690	324	2	ki	ki	PROPN
issue-1690	324	3	ng	ng	PROPN
issue-1690	325	1	in	in	ADP
issue-1690	325	2	to	to	ADP
issue-1690	325	3	a	a	DET
issue-1690	325	4	cc	cc	NOUN
issue-1690	325	5	ou	ou	ADV
issue-1690	325	6	nt	not	PART
issue-1690	325	7	(	(	PUNCT
issue-1690	325	8	v	v	X
issue-1690	325	9	la	la	X
issue-1690	325	10	se	se	PROPN
issue-1690	325	11	nk	nk	PROPN
issue-1690	325	12	o	o	PROPN
issue-1690	325	13	,	,	PUNCT
issue-1690	325	14	20	20	NUM
issue-1690	325	15	15	15	NUM
issue-1690	325	16	)	)	PUNCT
issue-1690	325	17	baltic	baltic	ADJ
issue-1690	325	18	journal	journal	NOUN
issue-1690	325	19	of	of	ADP
issue-1690	325	20	economic	economic	ADJ
issue-1690	325	21	studies	study	NOUN
issue-1690	325	22	142	142	NUM
issue-1690	325	23	vol	vol	NOUN
issue-1690	325	24	.	.	PROPN
issue-1690	325	25	8	8	NUM
issue-1690	326	1	no	no	NOUN
issue-1690	326	2	.	.	NOUN
issue-1690	326	3	1	1	NUM
issue-1690	326	4	,	,	PUNCT
issue-1690	326	5	2022	2022	NUM
issue-1690	326	6	the	the	DET
issue-1690	326	7	rapid	rapid	ADJ
issue-1690	326	8	emergence	emergence	NOUN
issue-1690	326	9	of	of	ADP
issue-1690	326	10	such	such	ADJ
issue-1690	326	11	factors	factor	NOUN
issue-1690	326	12	,	,	PUNCT
issue-1690	326	13	their	their	PRON
issue-1690	326	14	short	short	ADJ
issue-1690	326	15	-	-	PUNCT
issue-1690	326	16	term	term	NOUN
issue-1690	326	17	impact	impact	NOUN
issue-1690	326	18	,	,	PUNCT
issue-1690	326	19	but	but	CCONJ
issue-1690	326	20	significant	significant	ADJ
issue-1690	326	21	consequences	consequence	NOUN
issue-1690	326	22	for	for	ADP
issue-1690	326	23	the	the	DET
issue-1690	326	24	financial	financial	ADJ
issue-1690	326	25	services	service	NOUN
issue-1690	326	26	market	market	NOUN
issue-1690	326	27	.	.	PUNCT
issue-1690	327	1	especially	especially	ADV
issue-1690	327	2	knowledge	knowledge	NOUN
issue-1690	327	3	of	of	ADP
issue-1690	327	4	the	the	DET
issue-1690	327	5	process	process	NOUN
issue-1690	327	6	of	of	ADP
issue-1690	327	7	formation	formation	NOUN
issue-1690	327	8	of	of	ADP
issue-1690	327	9	the	the	DET
issue-1690	327	10	deposit	deposit	NOUN
issue-1690	327	11	behavior	behavior	NOUN
issue-1690	327	12	of	of	ADP
issue-1690	327	13	households	household	NOUN
issue-1690	327	14	is	be	AUX
issue-1690	327	15	complicated	complicate	VERB
issue-1690	327	16	by	by	ADP
issue-1690	327	17	the	the	DET
issue-1690	327	18	fact	fact	NOUN
issue-1690	327	19	that	that	SCONJ
issue-1690	327	20	among	among	ADP
issue-1690	327	21	the	the	DET
issue-1690	327	22	outlined	outline	VERB
issue-1690	327	23	factors	factor	NOUN
issue-1690	327	24	,	,	PUNCT
issue-1690	327	25	informal	informal	ADJ
issue-1690	327	26	institutions	institution	NOUN
issue-1690	327	27	,	,	PUNCT
issue-1690	327	28	institutions	institution	NOUN
issue-1690	327	29	formed	form	VERB
issue-1690	327	30	in	in	ADP
issue-1690	327	31	society	society	NOUN
issue-1690	327	32	play	play	VERB
issue-1690	327	33	an	an	DET
issue-1690	327	34	important	important	ADJ
issue-1690	327	35	role	role	NOUN
issue-1690	327	36	,	,	PUNCT
issue-1690	327	37	and	and	CCONJ
issue-1690	327	38	assessing	assess	VERB
issue-1690	327	39	their	their	PRON
issue-1690	327	40	impact	impact	NOUN
issue-1690	327	41	from	from	ADP
issue-1690	327	42	an	an	DET
issue-1690	327	43	analytical	analytical	ADJ
issue-1690	327	44	point	point	NOUN
issue-1690	327	45	of	of	ADP
issue-1690	327	46	view	view	NOUN
issue-1690	327	47	is	be	AUX
issue-1690	327	48	extremely	extremely	ADV
issue-1690	327	49	difficult	difficult	ADJ
issue-1690	327	50	.	.	PUNCT
issue-1690	328	1	however	however	ADV
issue-1690	328	2	,	,	PUNCT
issue-1690	328	3	it	it	PRON
issue-1690	328	4	is	be	AUX
issue-1690	328	5	possible	possible	ADJ
issue-1690	328	6	to	to	PART
issue-1690	328	7	learn	learn	VERB
issue-1690	328	8	theoretical	theoretical	ADJ
issue-1690	328	9	aspects	aspect	NOUN
issue-1690	328	10	of	of	ADP
issue-1690	328	11	the	the	DET
issue-1690	328	12	impact	impact	NOUN
issue-1690	328	13	of	of	ADP
issue-1690	328	14	such	such	ADJ
issue-1690	328	15	factors	factor	NOUN
issue-1690	328	16	,	,	PUNCT
issue-1690	328	17	to	to	PART
issue-1690	328	18	analyze	analyze	VERB
issue-1690	328	19	the	the	DET
issue-1690	328	20	peculiarities	peculiarity	NOUN
issue-1690	328	21	of	of	ADP
issue-1690	328	22	their	their	PRON
issue-1690	328	23	origin	origin	NOUN
issue-1690	328	24	and	and	CCONJ
issue-1690	328	25	development	development	NOUN
issue-1690	328	26	in	in	ADP
issue-1690	328	27	the	the	DET
issue-1690	328	28	consideration	consideration	NOUN
issue-1690	328	29	of	of	ADP
issue-1690	328	30	the	the	DET
issue-1690	328	31	deposit	deposit	NOUN
issue-1690	328	32	market	market	NOUN
issue-1690	328	33	as	as	ADP
issue-1690	328	34	a	a	DET
issue-1690	328	35	holistic	holistic	ADJ
issue-1690	328	36	macroeconomic	macroeconomic	ADJ
issue-1690	328	37	system	system	NOUN
issue-1690	328	38	.	.	PUNCT
issue-1690	329	1	understanding	understanding	NOUN
issue-1690	329	2	and	and	CCONJ
issue-1690	329	3	using	use	VERB
issue-1690	329	4	the	the	DET
issue-1690	329	5	principles	principle	NOUN
issue-1690	329	6	and	and	CCONJ
issue-1690	329	7	motives	motive	NOUN
issue-1690	329	8	of	of	ADP
issue-1690	329	9	the	the	DET
issue-1690	329	10	investors	investor	NOUN
issue-1690	329	11	'	'	PART
issue-1690	329	12	behavior	behavior	NOUN
issue-1690	329	13	,	,	PUNCT
issue-1690	329	14	which	which	PRON
issue-1690	329	15	are	be	AUX
issue-1690	329	16	determined	determine	VERB
issue-1690	329	17	by	by	ADP
issue-1690	329	18	the	the	DET
issue-1690	329	19	sum	sum	NOUN
issue-1690	329	20	of	of	ADP
issue-1690	329	21	their	their	PRON
issue-1690	329	22	psychological	psychological	ADJ
issue-1690	329	23	attitudes	attitude	NOUN
issue-1690	329	24	(	(	PUNCT
issue-1690	329	25	such	such	ADJ
issue-1690	329	26	as	as	ADP
issue-1690	329	27	confidence	confidence	NOUN
issue-1690	329	28	,	,	PUNCT
issue-1690	329	29	propensity	propensity	NOUN
issue-1690	329	30	to	to	PART
issue-1690	329	31	consume	consume	VERB
issue-1690	329	32	,	,	PUNCT
issue-1690	329	33	liquidity	liquidity	NOUN
issue-1690	329	34	benefits	benefit	NOUN
issue-1690	329	35	)	)	PUNCT
issue-1690	329	36	,	,	PUNCT
issue-1690	329	37	expands	expand	VERB
issue-1690	329	38	the	the	DET
issue-1690	329	39	ability	ability	NOUN
issue-1690	329	40	to	to	PART
issue-1690	329	41	effectively	effectively	ADV
issue-1690	329	42	manage	manage	VERB
issue-1690	329	43	significant	significant	ADJ
issue-1690	329	44	demand	demand	NOUN
issue-1690	329	45	and	and	CCONJ
issue-1690	329	46	investment	investment	NOUN
issue-1690	329	47	resources	resource	NOUN
issue-1690	329	48	accumulated	accumulate	VERB
issue-1690	329	49	by	by	ADP
issue-1690	329	50	the	the	DET
issue-1690	329	51	population	population	NOUN
issue-1690	329	52	(	(	PUNCT
issue-1690	329	53	bublik	bublik	PROPN
issue-1690	329	54	,	,	PUNCT
issue-1690	329	55	2012	2012	NUM
issue-1690	329	56	,	,	PUNCT
issue-1690	329	57	p.	p.	NOUN
issue-1690	329	58	37	37	NUM
issue-1690	329	59	)	)	PUNCT
issue-1690	329	60	.	.	PUNCT
issue-1690	330	1	a	a	DET
issue-1690	330	2	special	special	ADJ
issue-1690	330	3	role	role	NOUN
issue-1690	330	4	in	in	ADP
issue-1690	330	5	shaping	shape	VERB
issue-1690	330	6	the	the	DET
issue-1690	330	7	deposit	deposit	NOUN
issue-1690	330	8	behavior	behavior	NOUN
issue-1690	330	9	of	of	ADP
issue-1690	330	10	households	household	NOUN
issue-1690	330	11	in	in	ADP
issue-1690	330	12	the	the	DET
issue-1690	330	13	first	first	ADJ
issue-1690	330	14	pre	pre	ADJ
issue-1690	330	15	-	-	ADJ
issue-1690	330	16	behavioral	behavioral	ADJ
issue-1690	330	17	stage	stage	NOUN
issue-1690	330	18	is	be	AUX
issue-1690	330	19	played	play	VERB
issue-1690	330	20	by	by	ADP
issue-1690	330	21	the	the	DET
issue-1690	330	22	processes	process	NOUN
issue-1690	330	23	of	of	ADP
issue-1690	330	24	reflection	reflection	NOUN
issue-1690	330	25	and	and	CCONJ
issue-1690	330	26	decision	decision	NOUN
issue-1690	330	27	-	-	PUNCT
issue-1690	330	28	making	making	NOUN
issue-1690	330	29	on	on	ADP
issue-1690	330	30	the	the	DET
issue-1690	330	31	use	use	NOUN
issue-1690	330	32	of	of	ADP
issue-1690	330	33	their	their	PRON
issue-1690	330	34	own	own	ADJ
issue-1690	330	35	financial	financial	ADJ
issue-1690	330	36	resources	resource	NOUN
issue-1690	330	37	by	by	ADP
issue-1690	330	38	these	these	DET
issue-1690	330	39	entities	entity	NOUN
issue-1690	330	40	.	.	PUNCT
issue-1690	331	1	accordingly	accordingly	ADV
issue-1690	331	2	,	,	PUNCT
issue-1690	331	3	reflection	reflection	NOUN
issue-1690	331	4	,	,	PUNCT
issue-1690	331	5	which	which	PRON
issue-1690	331	6	is	be	AUX
issue-1690	331	7	inherent	inherent	ADJ
issue-1690	331	8	in	in	ADP
issue-1690	331	9	households	household	NOUN
issue-1690	331	10	at	at	ADP
issue-1690	331	11	this	this	DET
issue-1690	331	12	stage	stage	NOUN
issue-1690	331	13	,	,	PUNCT
issue-1690	331	14	is	be	AUX
issue-1690	331	15	one	one	NUM
issue-1690	331	16	of	of	ADP
issue-1690	331	17	the	the	DET
issue-1690	331	18	key	key	ADJ
issue-1690	331	19	processes	process	NOUN
issue-1690	331	20	,	,	PUNCT
issue-1690	331	21	which	which	PRON
issue-1690	331	22	is	be	AUX
issue-1690	331	23	an	an	DET
issue-1690	331	24	integral	integral	ADJ
issue-1690	331	25	part	part	NOUN
issue-1690	331	26	of	of	ADP
issue-1690	331	27	creating	create	VERB
issue-1690	331	28	a	a	DET
issue-1690	331	29	model	model	NOUN
issue-1690	331	30	of	of	ADP
issue-1690	331	31	appropriate	appropriate	ADJ
issue-1690	331	32	behavior	behavior	NOUN
issue-1690	331	33	.	.	PUNCT
issue-1690	332	1	issues	issue	NOUN
issue-1690	332	2	of	of	ADP
issue-1690	332	3	reflection	reflection	NOUN
issue-1690	332	4	of	of	ADP
issue-1690	332	5	citizens	citizen	NOUN
issue-1690	332	6	in	in	ADP
issue-1690	332	7	the	the	DET
issue-1690	332	8	field	field	NOUN
issue-1690	332	9	of	of	ADP
issue-1690	332	10	savings	saving	NOUN
issue-1690	332	11	are	be	AUX
issue-1690	332	12	becoming	become	VERB
issue-1690	332	13	important	important	ADJ
issue-1690	332	14	,	,	PUNCT
issue-1690	332	15	because	because	SCONJ
issue-1690	332	16	at	at	ADP
issue-1690	332	17	this	this	DET
issue-1690	332	18	stage	stage	NOUN
issue-1690	332	19	through	through	ADP
issue-1690	332	20	the	the	DET
issue-1690	332	21	use	use	NOUN
issue-1690	332	22	of	of	ADP
issue-1690	332	23	specific	specific	ADJ
issue-1690	332	24	tools	tool	NOUN
issue-1690	332	25	it	it	PRON
issue-1690	332	26	is	be	AUX
issue-1690	332	27	possible	possible	ADJ
issue-1690	332	28	to	to	PART
issue-1690	332	29	influence	influence	VERB
issue-1690	332	30	the	the	DET
issue-1690	332	31	decision	decision	NOUN
issue-1690	332	32	-	-	PUNCT
issue-1690	332	33	making	make	VERB
issue-1690	332	34	process	process	NOUN
issue-1690	332	35	to	to	PART
issue-1690	332	36	obtain	obtain	VERB
issue-1690	332	37	the	the	DET
issue-1690	332	38	expected	expect	VERB
issue-1690	332	39	results	result	NOUN
issue-1690	332	40	in	in	ADP
issue-1690	332	41	increasing	increase	VERB
issue-1690	332	42	the	the	DET
issue-1690	332	43	amount	amount	NOUN
issue-1690	332	44	of	of	ADP
issue-1690	332	45	funds	fund	NOUN
issue-1690	332	46	accumulated	accumulate	VERB
issue-1690	332	47	by	by	ADP
issue-1690	332	48	financial	financial	ADJ
issue-1690	332	49	institutions	institution	NOUN
issue-1690	332	50	.	.	PUNCT
issue-1690	333	1	understanding	understand	VERB
issue-1690	333	2	the	the	DET
issue-1690	333	3	factors	factor	NOUN
issue-1690	333	4	that	that	PRON
issue-1690	333	5	have	have	VERB
issue-1690	333	6	the	the	DET
issue-1690	333	7	greatest	great	ADJ
issue-1690	333	8	impact	impact	NOUN
issue-1690	333	9	on	on	ADP
issue-1690	333	10	making	make	VERB
issue-1690	333	11	positive	positive	ADJ
issue-1690	333	12	investment	investment	NOUN
issue-1690	333	13	decisions	decision	NOUN
issue-1690	333	14	allows	allow	VERB
issue-1690	333	15	you	you	PRON
issue-1690	333	16	to	to	PART
issue-1690	333	17	partially	partially	ADV
issue-1690	333	18	manage	manage	VERB
issue-1690	333	19	and	and	CCONJ
issue-1690	333	20	regulate	regulate	VERB
issue-1690	333	21	such	such	ADJ
issue-1690	333	22	processes	process	NOUN
issue-1690	333	23	.	.	PUNCT
issue-1690	334	1	this	this	PRON
issue-1690	334	2	can	can	AUX
issue-1690	334	3	be	be	AUX
issue-1690	334	4	done	do	VERB
issue-1690	334	5	only	only	ADV
issue-1690	334	6	if	if	SCONJ
issue-1690	334	7	research	research	NOUN
issue-1690	334	8	is	be	AUX
issue-1690	334	9	conducted	conduct	VERB
issue-1690	334	10	in	in	ADP
issue-1690	334	11	this	this	DET
issue-1690	334	12	area	area	NOUN
issue-1690	334	13	.	.	PUNCT
issue-1690	335	1	reflection	reflection	NOUN
issue-1690	335	2	is	be	AUX
issue-1690	335	3	an	an	DET
issue-1690	335	4	integral	integral	ADJ
issue-1690	335	5	part	part	NOUN
issue-1690	335	6	of	of	ADP
issue-1690	335	7	shaping	shape	VERB
issue-1690	335	8	the	the	DET
issue-1690	335	9	economic	economic	ADJ
issue-1690	335	10	behavior	behavior	NOUN
issue-1690	335	11	of	of	ADP
issue-1690	335	12	households	household	NOUN
issue-1690	335	13	in	in	ADP
issue-1690	335	14	general	general	ADJ
issue-1690	335	15	,	,	PUNCT
issue-1690	335	16	as	as	SCONJ
issue-1690	335	17	it	it	PRON
issue-1690	335	18	is	be	AUX
issue-1690	335	19	an	an	DET
issue-1690	335	20	objective	objective	ADJ
issue-1690	335	21	process	process	NOUN
issue-1690	335	22	that	that	PRON
issue-1690	335	23	is	be	AUX
issue-1690	335	24	inherent	inherent	ADJ
issue-1690	335	25	in	in	ADP
issue-1690	335	26	everyone	everyone	PRON
issue-1690	335	27	.	.	PUNCT
issue-1690	336	1	economic	economic	ADJ
issue-1690	336	2	reflection	reflection	NOUN
issue-1690	336	3	is	be	AUX
issue-1690	336	4	an	an	DET
issue-1690	336	5	important	important	ADJ
issue-1690	336	6	component	component	NOUN
issue-1690	336	7	of	of	ADP
issue-1690	336	8	knowledge	knowledge	NOUN
issue-1690	336	9	of	of	ADP
issue-1690	336	10	the	the	DET
issue-1690	336	11	individual	individual	ADJ
issue-1690	336	12	subject	subject	NOUN
issue-1690	336	13	of	of	ADP
issue-1690	336	14	economic	economic	ADJ
issue-1690	336	15	processes	process	NOUN
issue-1690	336	16	and	and	CCONJ
issue-1690	336	17	patterns	pattern	NOUN
issue-1690	336	18	of	of	ADP
issue-1690	336	19	the	the	DET
issue-1690	336	20	society	society	NOUN
issue-1690	336	21	’s	’s	PART
issue-1690	336	22	development	development	NOUN
issue-1690	336	23	in	in	ADP
issue-1690	336	24	which	which	PRON
issue-1690	336	25	it	it	PRON
issue-1690	336	26	operates	operate	VERB
issue-1690	336	27	and	and	CCONJ
issue-1690	336	28	develops	develop	VERB
issue-1690	336	29	.	.	PUNCT
issue-1690	337	1	in	in	ADP
issue-1690	337	2	particular	particular	ADJ
issue-1690	337	3	,	,	PUNCT
issue-1690	337	4	due	due	ADP
issue-1690	337	5	to	to	ADP
issue-1690	337	6	reflective	reflective	ADJ
issue-1690	337	7	processes	process	NOUN
issue-1690	337	8	,	,	PUNCT
issue-1690	337	9	a	a	DET
issue-1690	337	10	person	person	NOUN
issue-1690	337	11	of	of	ADP
issue-1690	337	12	chance	chance	NOUN
issue-1690	337	13	makes	make	VERB
issue-1690	337	14	decisions	decision	NOUN
issue-1690	337	15	about	about	ADP
issue-1690	337	16	their	their	PRON
issue-1690	337	17	own	own	ADJ
issue-1690	337	18	economic	economic	ADJ
issue-1690	337	19	actions	action	NOUN
issue-1690	337	20	,	,	PUNCT
issue-1690	337	21	which	which	PRON
issue-1690	337	22	is	be	AUX
issue-1690	337	23	important	important	ADJ
issue-1690	337	24	from	from	ADP
issue-1690	337	25	the	the	DET
issue-1690	337	26	standpoint	standpoint	NOUN
issue-1690	337	27	of	of	ADP
issue-1690	337	28	knowledge	knowledge	NOUN
issue-1690	337	29	of	of	ADP
issue-1690	337	30	such	such	ADJ
issue-1690	337	31	actions	action	NOUN
issue-1690	337	32	and	and	CCONJ
issue-1690	337	33	understanding	understanding	NOUN
issue-1690	337	34	of	of	ADP
issue-1690	337	35	the	the	DET
issue-1690	337	36	mechanisms	mechanism	NOUN
issue-1690	337	37	of	of	ADP
issue-1690	337	38	influencing	influence	VERB
issue-1690	337	39	such	such	DET
issue-1690	337	40	a	a	DET
issue-1690	337	41	process	process	NOUN
issue-1690	337	42	to	to	PART
issue-1690	337	43	obtain	obtain	VERB
issue-1690	337	44	the	the	DET
issue-1690	337	45	desired	desire	VERB
issue-1690	337	46	result	result	NOUN
issue-1690	337	47	.	.	PUNCT
issue-1690	338	1	in	in	ADP
issue-1690	338	2	the	the	DET
issue-1690	338	3	financial	financial	ADJ
issue-1690	338	4	sphere	sphere	NOUN
issue-1690	338	5	,	,	PUNCT
issue-1690	338	6	it	it	PRON
issue-1690	338	7	is	be	AUX
issue-1690	338	8	appropriate	appropriate	ADJ
issue-1690	338	9	to	to	PART
issue-1690	338	10	consider	consider	VERB
issue-1690	338	11	the	the	DET
issue-1690	338	12	process	process	NOUN
issue-1690	338	13	of	of	ADP
issue-1690	338	14	financial	financial	ADJ
issue-1690	338	15	reflection	reflection	NOUN
issue-1690	338	16	as	as	ADP
issue-1690	338	17	one	one	NUM
issue-1690	338	18	of	of	ADP
issue-1690	338	19	the	the	DET
issue-1690	338	20	cases	case	NOUN
issue-1690	338	21	of	of	ADP
issue-1690	338	22	economic	economic	ADJ
issue-1690	338	23	reflection	reflection	NOUN
issue-1690	338	24	.	.	PUNCT
issue-1690	339	1	this	this	DET
issue-1690	339	2	type	type	NOUN
issue-1690	339	3	applies	apply	VERB
issue-1690	339	4	to	to	ADP
issue-1690	339	5	more	more	ADV
issue-1690	339	6	reflective	reflective	ADJ
issue-1690	339	7	processes	process	NOUN
issue-1690	339	8	that	that	PRON
issue-1690	339	9	involve	involve	VERB
issue-1690	339	10	household	household	NOUN
issue-1690	339	11	decisions	decision	NOUN
issue-1690	339	12	about	about	ADP
issue-1690	339	13	the	the	DET
issue-1690	339	14	appropriateness	appropriateness	NOUN
issue-1690	339	15	of	of	ADP
issue-1690	339	16	using	use	VERB
issue-1690	339	17	financial	financial	ADJ
issue-1690	339	18	services	service	NOUN
issue-1690	339	19	.	.	PUNCT
issue-1690	340	1	let	let	VERB
issue-1690	340	2	’s	’s	NOUN
issue-1690	340	3	consider	consider	VERB
issue-1690	340	4	in	in	ADP
issue-1690	340	5	more	more	ADJ
issue-1690	340	6	detail	detail	NOUN
issue-1690	340	7	the	the	DET
issue-1690	340	8	essence	essence	NOUN
issue-1690	340	9	and	and	CCONJ
issue-1690	340	10	features	feature	NOUN
issue-1690	340	11	of	of	ADP
issue-1690	340	12	the	the	DET
issue-1690	340	13	process	process	NOUN
issue-1690	340	14	of	of	ADP
issue-1690	340	15	financial	financial	ADJ
issue-1690	340	16	reflection	reflection	NOUN
issue-1690	340	17	.	.	PUNCT
issue-1690	341	1	in	in	ADP
issue-1690	341	2	figure	figure	NOUN
issue-1690	341	3	5	5	NUM
issue-1690	341	4	,	,	PUNCT
issue-1690	341	5	the	the	DET
issue-1690	341	6	theoretical	theoretical	ADJ
issue-1690	341	7	platform	platform	NOUN
issue-1690	341	8	for	for	ADP
issue-1690	341	9	the	the	DET
issue-1690	341	10	existence	existence	NOUN
issue-1690	341	11	of	of	ADP
issue-1690	341	12	this	this	DET
issue-1690	341	13	type	type	NOUN
issue-1690	341	14	of	of	ADP
issue-1690	341	15	reflection	reflection	NOUN
issue-1690	341	16	is	be	AUX
issue-1690	341	17	substantiated	substantiate	VERB
issue-1690	341	18	.	.	PUNCT
issue-1690	342	1	the	the	DET
issue-1690	342	2	relationship	relationship	NOUN
issue-1690	342	3	between	between	ADP
issue-1690	342	4	financial	financial	ADJ
issue-1690	342	5	institutions	institution	NOUN
issue-1690	342	6	and	and	CCONJ
issue-1690	342	7	their	their	PRON
issue-1690	342	8	potential	potential	ADJ
issue-1690	342	9	customers	customer	NOUN
issue-1690	342	10	is	be	AUX
issue-1690	342	11	based	base	VERB
issue-1690	342	12	on	on	ADP
issue-1690	342	13	the	the	DET
issue-1690	342	14	motives	motive	NOUN
issue-1690	342	15	for	for	ADP
issue-1690	342	16	participating	participate	VERB
issue-1690	342	17	in	in	ADP
issue-1690	342	18	such	such	ADJ
issue-1690	342	19	relationships	relationship	NOUN
issue-1690	342	20	.	.	PUNCT
issue-1690	343	1	they	they	PRON
issue-1690	343	2	are	be	AUX
issue-1690	343	3	different	different	ADJ
issue-1690	343	4	for	for	ADP
issue-1690	343	5	each	each	DET
issue-1690	343	6	party	party	NOUN
issue-1690	343	7	,	,	PUNCT
issue-1690	343	8	but	but	CCONJ
issue-1690	343	9	they	they	PRON
issue-1690	343	10	are	be	AUX
issue-1690	343	11	quite	quite	ADV
issue-1690	343	12	similar	similar	ADJ
issue-1690	343	13	in	in	ADP
issue-1690	343	14	nature	nature	NOUN
issue-1690	343	15	.	.	PUNCT
issue-1690	344	1	the	the	DET
issue-1690	344	2	process	process	NOUN
issue-1690	344	3	of	of	ADP
issue-1690	344	4	financial	financial	ADJ
issue-1690	344	5	reflection	reflection	NOUN
issue-1690	344	6	involves	involve	VERB
issue-1690	344	7	deciding	decide	VERB
issue-1690	344	8	on	on	ADP
issue-1690	344	9	the	the	DET
issue-1690	344	10	continued	continue	VERB
issue-1690	344	11	use	use	NOUN
issue-1690	344	12	of	of	ADP
issue-1690	344	13	financial	financial	ADJ
issue-1690	344	14	resources	resource	NOUN
issue-1690	344	15	held	hold	VERB
issue-1690	344	16	by	by	ADP
issue-1690	344	17	an	an	DET
issue-1690	344	18	individual	individual	NOUN
issue-1690	344	19	or	or	CCONJ
issue-1690	344	20	a	a	DET
issue-1690	344	21	business	business	NOUN
issue-1690	344	22	entity	entity	NOUN
issue-1690	344	23	.	.	PUNCT
issue-1690	345	1	this	this	DET
issue-1690	345	2	type	type	NOUN
issue-1690	345	3	of	of	ADP
issue-1690	345	4	reflection	reflection	NOUN
issue-1690	345	5	should	should	AUX
issue-1690	345	6	be	be	AUX
issue-1690	345	7	understood	understand	VERB
issue-1690	345	8	as	as	SCONJ
issue-1690	345	9	follows	follow	VERB
issue-1690	345	10	:	:	PUNCT
issue-1690	345	11	financial	financial	ADJ
issue-1690	345	12	reflection	reflection	NOUN
issue-1690	345	13	–	–	PUNCT
issue-1690	345	14	the	the	DET
issue-1690	345	15	process	process	NOUN
issue-1690	345	16	of	of	ADP
issue-1690	345	17	learning	learn	VERB
issue-1690	345	18	based	base	VERB
issue-1690	345	19	on	on	ADP
issue-1690	345	20	the	the	DET
issue-1690	345	21	worldview	worldview	NOUN
issue-1690	345	22	of	of	ADP
issue-1690	345	23	the	the	DET
issue-1690	345	24	individual	individual	ADJ
issue-1690	345	25	features	feature	NOUN
issue-1690	345	26	of	of	ADP
issue-1690	345	27	financial	financial	ADJ
issue-1690	345	28	institutions	institution	NOUN
issue-1690	345	29	,	,	PUNCT
issue-1690	345	30	thinking	think	VERB
issue-1690	345	31	about	about	ADP
issue-1690	345	32	possible	possible	ADJ
issue-1690	345	33	use	use	NOUN
issue-1690	345	34	of	of	ADP
issue-1690	345	35	their	their	PRON
issue-1690	345	36	services	service	NOUN
issue-1690	345	37	,	,	PUNCT
issue-1690	345	38	which	which	PRON
issue-1690	345	39	based	base	VERB
issue-1690	345	40	on	on	ADP
issue-1690	345	41	active	active	ADJ
issue-1690	345	42	use	use	NOUN
issue-1690	345	43	of	of	ADP
issue-1690	345	44	observation	observation	NOUN
issue-1690	345	45	,	,	PUNCT
issue-1690	345	46	analysis	analysis	NOUN
issue-1690	345	47	and	and	CCONJ
issue-1690	345	48	evaluation	evaluation	NOUN
issue-1690	345	49	leads	lead	VERB
issue-1690	345	50	to	to	ADP
issue-1690	345	51	individual	individual	ADJ
issue-1690	345	52	decision	decision	NOUN
issue-1690	345	53	to	to	PART
issue-1690	345	54	interact	interact	VERB
issue-1690	345	55	with	with	ADP
issue-1690	345	56	such	such	ADJ
issue-1690	345	57	institutions	institution	NOUN
issue-1690	345	58	in	in	ADP
issue-1690	345	59	the	the	DET
issue-1690	345	60	future	future	NOUN
issue-1690	345	61	.	.	PUNCT
issue-1690	346	1	financial	financial	ADJ
issue-1690	346	2	reflection	reflection	NOUN
issue-1690	346	3	is	be	AUX
issue-1690	346	4	a	a	DET
issue-1690	346	5	process	process	NOUN
issue-1690	346	6	of	of	ADP
issue-1690	346	7	analyzing	analyze	VERB
issue-1690	346	8	the	the	DET
issue-1690	346	9	information	information	NOUN
issue-1690	346	10	that	that	PRON
issue-1690	346	11	a	a	DET
issue-1690	346	12	person	person	NOUN
issue-1690	346	13	has	have	VERB
issue-1690	346	14	at	at	ADP
issue-1690	346	15	a	a	DET
issue-1690	346	16	particular	particular	ADJ
issue-1690	346	17	time	time	NOUN
issue-1690	346	18	and	and	CCONJ
issue-1690	346	19	based	base	VERB
issue-1690	346	20	on	on	ADP
issue-1690	346	21	which	which	PRON
issue-1690	346	22	makes	make	VERB
issue-1690	346	23	decisions	decision	NOUN
issue-1690	346	24	about	about	ADP
issue-1690	346	25	further	further	ADJ
issue-1690	346	26	action	action	NOUN
issue-1690	346	27	using	use	VERB
issue-1690	346	28	their	their	PRON
issue-1690	346	29	own	own	ADJ
issue-1690	346	30	temporarily	temporarily	ADV
issue-1690	346	31	free	free	ADJ
issue-1690	346	32	financial	financial	ADJ
issue-1690	346	33	resources	resource	NOUN
issue-1690	346	34	.	.	PUNCT
issue-1690	347	1	financial	financial	ADJ
issue-1690	347	2	reflection	reflection	NOUN
issue-1690	347	3	as	as	ADP
issue-1690	347	4	a	a	DET
issue-1690	347	5	separate	separate	ADJ
issue-1690	347	6	phenomenon	phenomenon	NOUN
issue-1690	347	7	is	be	AUX
issue-1690	347	8	characterized	characterize	VERB
issue-1690	347	9	by	by	ADP
issue-1690	347	10	certain	certain	ADJ
issue-1690	347	11	characteristics	characteristic	NOUN
issue-1690	347	12	and	and	CCONJ
issue-1690	347	13	features	feature	NOUN
issue-1690	347	14	that	that	PRON
issue-1690	347	15	distinguish	distinguish	VERB
issue-1690	347	16	this	this	DET
issue-1690	347	17	type	type	NOUN
issue-1690	347	18	of	of	ADP
issue-1690	347	19	reflection	reflection	NOUN
issue-1690	347	20	from	from	ADP
issue-1690	347	21	other	other	ADJ
issue-1690	347	22	types	type	NOUN
issue-1690	347	23	(	(	PUNCT
issue-1690	347	24	figure	figure	NOUN
issue-1690	347	25	5	5	NUM
issue-1690	347	26	)	)	PUNCT
issue-1690	347	27	.	.	PUNCT
issue-1690	348	1	however	however	ADV
issue-1690	348	2	,	,	PUNCT
issue-1690	348	3	there	there	PRON
issue-1690	348	4	is	be	VERB
issue-1690	348	5	also	also	ADV
issue-1690	348	6	a	a	DET
issue-1690	348	7	set	set	NOUN
issue-1690	348	8	of	of	ADP
issue-1690	348	9	features	feature	NOUN
issue-1690	348	10	that	that	PRON
issue-1690	348	11	are	be	AUX
issue-1690	348	12	common	common	ADJ
issue-1690	348	13	to	to	ADP
issue-1690	348	14	this	this	DET
issue-1690	348	15	type	type	NOUN
issue-1690	348	16	of	of	ADP
issue-1690	348	17	reflection	reflection	NOUN
issue-1690	348	18	and	and	CCONJ
issue-1690	348	19	other	other	ADJ
issue-1690	348	20	types	type	NOUN
issue-1690	348	21	.	.	PUNCT
issue-1690	349	1	the	the	DET
issue-1690	349	2	following	follow	VERB
issue-1690	349	3	features	feature	NOUN
issue-1690	349	4	are	be	AUX
issue-1690	349	5	typical	typical	ADJ
issue-1690	349	6	for	for	ADP
issue-1690	349	7	reflection	reflection	NOUN
issue-1690	349	8	on	on	ADP
issue-1690	349	9	the	the	DET
issue-1690	349	10	deposit	deposit	NOUN
issue-1690	349	11	services	service	NOUN
issue-1690	349	12	market	market	NOUN
issue-1690	349	13	:	:	PUNCT
issue-1690	349	14	1	1	X
issue-1690	349	15	)	)	PUNCT
issue-1690	349	16	the	the	DET
issue-1690	349	17	important	important	ADJ
issue-1690	349	18	role	role	NOUN
issue-1690	349	19	of	of	ADP
issue-1690	349	20	experience	experience	NOUN
issue-1690	349	21	in	in	ADP
issue-1690	349	22	the	the	DET
issue-1690	349	23	decision	decision	NOUN
issue-1690	349	24	-	-	PUNCT
issue-1690	349	25	making	make	VERB
issue-1690	349	26	process	process	NOUN
issue-1690	349	27	on	on	ADP
issue-1690	349	28	the	the	DET
issue-1690	349	29	transfer	transfer	NOUN
issue-1690	349	30	of	of	ADP
issue-1690	349	31	own	own	ADJ
issue-1690	349	32	funds	fund	NOUN
issue-1690	349	33	to	to	ADP
issue-1690	349	34	financial	financial	ADJ
issue-1690	349	35	institutions	institution	NOUN
issue-1690	349	36	;	;	PUNCT
issue-1690	349	37	2	2	X
issue-1690	349	38	)	)	PUNCT
issue-1690	349	39	significant	significant	ADJ
issue-1690	349	40	influence	influence	NOUN
issue-1690	349	41	of	of	ADP
issue-1690	349	42	informal	informal	ADJ
issue-1690	349	43	factors	factor	NOUN
issue-1690	349	44	on	on	ADP
issue-1690	349	45	the	the	DET
issue-1690	349	46	decision	decision	NOUN
issue-1690	349	47	-	-	PUNCT
issue-1690	349	48	making	make	VERB
issue-1690	349	49	process	process	NOUN
issue-1690	349	50	in	in	ADP
issue-1690	349	51	the	the	DET
issue-1690	349	52	field	field	NOUN
issue-1690	349	53	of	of	ADP
issue-1690	349	54	savings	saving	NOUN
issue-1690	349	55	(	(	PUNCT
issue-1690	349	56	trust	trust	NOUN
issue-1690	349	57	,	,	PUNCT
issue-1690	349	58	beliefs	belief	NOUN
issue-1690	349	59	,	,	PUNCT
issue-1690	349	60	education	education	NOUN
issue-1690	349	61	,	,	PUNCT
issue-1690	349	62	profession	profession	NOUN
issue-1690	349	63	,	,	PUNCT
issue-1690	349	64	religion	religion	NOUN
issue-1690	349	65	,	,	PUNCT
issue-1690	349	66	experience	experience	NOUN
issue-1690	349	67	of	of	ADP
issue-1690	349	68	others	other	NOUN
issue-1690	349	69	,	,	PUNCT
issue-1690	349	70	etc	etc	X
issue-1690	349	71	.	.	X
issue-1690	349	72	)	)	PUNCT
issue-1690	349	73	;	;	PUNCT
issue-1690	349	74	3	3	X
issue-1690	349	75	)	)	PUNCT
issue-1690	349	76	the	the	DET
issue-1690	349	77	need	need	NOUN
issue-1690	349	78	to	to	PART
issue-1690	349	79	choose	choose	VERB
issue-1690	349	80	between	between	ADP
issue-1690	349	81	higher	high	ADJ
issue-1690	349	82	income	income	NOUN
issue-1690	349	83	and	and	CCONJ
issue-1690	349	84	greater	great	ADJ
issue-1690	349	85	risk	risk	NOUN
issue-1690	349	86	,	,	PUNCT
issue-1690	349	87	which	which	PRON
issue-1690	349	88	requires	require	VERB
issue-1690	349	89	consideration	consideration	NOUN
issue-1690	349	90	of	of	ADP
issue-1690	349	91	the	the	DET
issue-1690	349	92	possible	possible	ADJ
issue-1690	349	93	consequences	consequence	NOUN
issue-1690	349	94	of	of	ADP
issue-1690	349	95	a	a	DET
issue-1690	349	96	particular	particular	ADJ
issue-1690	349	97	decision	decision	NOUN
issue-1690	349	98	;	;	PUNCT
issue-1690	349	99	4	4	X
issue-1690	349	100	)	)	PUNCT
issue-1690	349	101	mandatory	mandatory	ADJ
issue-1690	349	102	availability	availability	NOUN
issue-1690	349	103	of	of	ADP
issue-1690	349	104	temporarily	temporarily	ADV
issue-1690	349	105	free	free	ADJ
issue-1690	349	106	financial	financial	ADJ
issue-1690	349	107	resources	resource	NOUN
issue-1690	349	108	at	at	ADP
issue-1690	349	109	the	the	DET
issue-1690	349	110	disposal	disposal	NOUN
issue-1690	349	111	of	of	ADP
issue-1690	349	112	an	an	DET
issue-1690	349	113	individual	individual	NOUN
issue-1690	349	114	who	who	PRON
issue-1690	349	115	reflects	reflect	VERB
issue-1690	349	116	on	on	ADP
issue-1690	349	117	the	the	DET
issue-1690	349	118	options	option	NOUN
issue-1690	349	119	for	for	ADP
issue-1690	349	120	their	their	PRON
issue-1690	349	121	use	use	NOUN
issue-1690	349	122	;	;	PUNCT
issue-1690	349	123	5	5	X
issue-1690	349	124	)	)	PUNCT
issue-1690	349	125	the	the	DET
issue-1690	349	126	need	need	NOUN
issue-1690	349	127	for	for	ADP
issue-1690	349	128	alternative	alternative	ADJ
issue-1690	349	129	ways	way	NOUN
issue-1690	349	130	of	of	ADP
issue-1690	349	131	investing	invest	VERB
issue-1690	349	132	within	within	ADP
issue-1690	349	133	the	the	DET
issue-1690	349	134	financial	financial	ADJ
issue-1690	349	135	services	service	NOUN
issue-1690	349	136	market	market	NOUN
issue-1690	349	137	,	,	PUNCT
issue-1690	349	138	which	which	PRON
issue-1690	349	139	creates	create	VERB
issue-1690	349	140	potentially	potentially	ADV
issue-1690	349	141	different	different	ADJ
issue-1690	349	142	areas	area	NOUN
issue-1690	349	143	of	of	ADP
issue-1690	349	144	their	their	PRON
issue-1690	349	145	use	use	NOUN
issue-1690	349	146	;	;	PUNCT
issue-1690	349	147	6	6	X
issue-1690	349	148	)	)	PUNCT
issue-1690	349	149	the	the	DET
issue-1690	349	150	existence	existence	NOUN
issue-1690	349	151	of	of	ADP
issue-1690	349	152	a	a	DET
issue-1690	349	153	certain	certain	ADJ
issue-1690	349	154	level	level	NOUN
issue-1690	349	155	of	of	ADP
issue-1690	349	156	information	information	NOUN
issue-1690	349	157	vacuum	vacuum	NOUN
issue-1690	349	158	on	on	ADP
issue-1690	349	159	the	the	DET
issue-1690	349	160	activities	activity	NOUN
issue-1690	349	161	of	of	ADP
issue-1690	349	162	financial	financial	ADJ
issue-1690	349	163	institutions	institution	NOUN
issue-1690	349	164	,	,	PUNCT
issue-1690	349	165	objectively	objectively	ADV
issue-1690	349	166	insufficient	insufficient	ADJ
issue-1690	349	167	level	level	NOUN
issue-1690	349	168	of	of	ADP
issue-1690	349	169	information	information	NOUN
issue-1690	349	170	transparency	transparency	NOUN
issue-1690	349	171	of	of	ADP
issue-1690	349	172	their	their	PRON
issue-1690	349	173	activities	activity	NOUN
issue-1690	349	174	,	,	PUNCT
issue-1690	349	175	which	which	PRON
issue-1690	349	176	does	do	AUX
issue-1690	349	177	not	not	PART
issue-1690	349	178	allow	allow	VERB
issue-1690	349	179	to	to	PART
issue-1690	349	180	clearly	clearly	ADV
issue-1690	349	181	and	and	CCONJ
issue-1690	349	182	comprehensively	comprehensively	ADV
issue-1690	349	183	determine	determine	VERB
issue-1690	349	184	the	the	DET
issue-1690	349	185	level	level	NOUN
issue-1690	349	186	of	of	ADP
issue-1690	349	187	risk	risk	NOUN
issue-1690	349	188	of	of	ADP
issue-1690	349	189	loss	loss	NOUN
issue-1690	349	190	of	of	ADP
issue-1690	349	191	own	own	ADJ
issue-1690	349	192	funds	fund	NOUN
issue-1690	349	193	transferred	transfer	VERB
issue-1690	349	194	to	to	ADP
issue-1690	349	195	financial	financial	ADJ
issue-1690	349	196	intermediaries	intermediary	NOUN
issue-1690	349	197	.	.	PUNCT
issue-1690	350	1	given	give	VERB
issue-1690	350	2	the	the	DET
issue-1690	350	3	outlined	outline	VERB
issue-1690	350	4	features	feature	NOUN
issue-1690	350	5	of	of	ADP
issue-1690	350	6	financial	financial	ADJ
issue-1690	350	7	reflection	reflection	NOUN
issue-1690	350	8	,	,	PUNCT
issue-1690	350	9	its	its	PRON
issue-1690	350	10	nature	nature	NOUN
issue-1690	350	11	and	and	CCONJ
issue-1690	350	12	features	feature	NOUN
issue-1690	350	13	of	of	ADP
issue-1690	350	14	manifestation	manifestation	NOUN
issue-1690	350	15	within	within	ADP
issue-1690	350	16	the	the	DET
issue-1690	350	17	deposit	deposit	NOUN
issue-1690	350	18	services	service	NOUN
issue-1690	350	19	matket	matket	NOUN
issue-1690	350	20	,	,	PUNCT
issue-1690	350	21	it	it	PRON
issue-1690	350	22	is	be	AUX
issue-1690	350	23	advisable	advisable	ADJ
issue-1690	350	24	to	to	PART
issue-1690	350	25	create	create	VERB
issue-1690	350	26	such	such	ADJ
issue-1690	350	27	conditions	condition	NOUN
issue-1690	350	28	for	for	ADP
issue-1690	350	29	the	the	DET
issue-1690	350	30	operation	operation	NOUN
issue-1690	350	31	of	of	ADP
issue-1690	350	32	depository	depository	NOUN
issue-1690	350	33	institutions	institution	NOUN
issue-1690	350	34	,	,	PUNCT
issue-1690	350	35	the	the	DET
issue-1690	350	36	introduction	introduction	NOUN
issue-1690	350	37	of	of	ADP
issue-1690	350	38	which	which	PRON
issue-1690	350	39	would	would	AUX
issue-1690	350	40	correct	correct	VERB
issue-1690	350	41	the	the	DET
issue-1690	350	42	deposit	deposit	NOUN
issue-1690	350	43	behavior	behavior	NOUN
issue-1690	350	44	of	of	ADP
issue-1690	350	45	individuals	individual	NOUN
issue-1690	350	46	by	by	ADP
issue-1690	350	47	external	external	ADJ
issue-1690	350	48	influence	influence	NOUN
issue-1690	350	49	on	on	ADP
issue-1690	350	50	the	the	DET
issue-1690	350	51	reflection	reflection	NOUN
issue-1690	350	52	process	process	NOUN
issue-1690	350	53	.	.	PUNCT
issue-1690	351	1	this	this	PRON
issue-1690	351	2	,	,	PUNCT
issue-1690	351	3	in	in	ADP
issue-1690	351	4	turn	turn	NOUN
issue-1690	351	5	,	,	PUNCT
issue-1690	351	6	by	by	ADP
issue-1690	351	7	increasing	increase	VERB
issue-1690	351	8	the	the	DET
issue-1690	351	9	pressure	pressure	NOUN
issue-1690	351	10	on	on	ADP
issue-1690	351	11	individual	individual	ADJ
issue-1690	351	12	motives	motive	NOUN
issue-1690	351	13	and	and	CCONJ
issue-1690	351	14	beliefs	belief	NOUN
issue-1690	351	15	of	of	ADP
issue-1690	351	16	baltic	baltic	PROPN
issue-1690	351	17	journal	journal	PROPN
issue-1690	351	18	of	of	ADP
issue-1690	351	19	economic	economic	ADJ
issue-1690	351	20	studies	study	NOUN
issue-1690	351	21	143	143	NUM
issue-1690	351	22	vol	vol	NOUN
issue-1690	351	23	.	.	PROPN
issue-1690	351	24	8	8	NUM
issue-1690	352	1	no	no	NOUN
issue-1690	352	2	.	.	NOUN
issue-1690	352	3	1	1	NUM
issue-1690	352	4	,	,	PUNCT
issue-1690	352	5	2022	2022	NUM
issue-1690	352	6	figure	figure	NOUN
issue-1690	352	7	5	5	NUM
issue-1690	352	8	.	.	PUNCT
issue-1690	352	9	theoretical	theoretical	ADJ
issue-1690	352	10	platform	platform	NOUN
issue-1690	352	11	for	for	ADP
issue-1690	352	12	the	the	DET
issue-1690	352	13	existence	existence	NOUN
issue-1690	352	14	of	of	ADP
issue-1690	352	15	financial	financial	ADJ
issue-1690	352	16	reflection	reflection	NOUN
issue-1690	352	17	source	source	NOUN
issue-1690	352	18	:	:	PUNCT
issue-1690	352	19	compiled	compile	VERB
issue-1690	352	20	by	by	ADP
issue-1690	352	21	the	the	DET
issue-1690	352	22	authors	author	NOUN
issue-1690	352	23	taking	take	VERB
issue-1690	352	24	into	into	ADP
issue-1690	352	25	account	account	NOUN
issue-1690	352	26	(	(	PUNCT
issue-1690	352	27	ilchuk	ilchuk	PROPN
issue-1690	352	28	,	,	PUNCT
issue-1690	352	29	dubyna	dubyna	NOUN
issue-1690	352	30	,	,	PUNCT
issue-1690	352	31	prokopenko	prokopenko	NOUN
issue-1690	352	32	,	,	PUNCT
issue-1690	352	33	2014	2014	NUM
issue-1690	352	34	,	,	PUNCT
issue-1690	352	35	p.	p.	NOUN
issue-1690	352	36	145	145	NUM
issue-1690	352	37	)	)	PUNCT
issue-1690	352	38	financial	financial	ADJ
issue-1690	352	39	reflection	reflection	NOUN
issue-1690	352	40	subject	subject	ADJ
issue-1690	352	41	1	1	NUM
issue-1690	352	42	subject	subject	NOUN
issue-1690	352	43	2фінансові	2фінансові	NUM
issue-1690	352	44	відносини	відносини	NOUN
issue-1690	352	45	interaction	interaction	NOUN
issue-1690	352	46	influence	influence	NOUN
issue-1690	352	47	influence	influence	NOUN
issue-1690	352	48	interaction	interaction	NOUN
issue-1690	352	49	occurs	occur	VERB
issue-1690	352	50	under	under	ADP
issue-1690	352	51	pressure	pressure	NOUN
issue-1690	352	52	ways	way	NOUN
issue-1690	352	53	of	of	ADP
issue-1690	352	54	influencemethods	influencemethod	NOUN
issue-1690	352	55	of	of	ADP
issue-1690	352	56	influence	influence	NOUN
issue-1690	352	57	de	de	X
issue-1690	352	58	ci	ci	PROPN
issue-1690	352	59	si	si	X
issue-1690	352	60	on	on	ADP
issue-1690	352	61	m	m	PROPN
issue-1690	352	62	ak	ak	PROPN
issue-1690	352	63	in	in	ADP
issue-1690	352	64	g	g	PROPN
issue-1690	352	65	pr	pr	NOUN
issue-1690	352	66	oc	oc	ADP
issue-1690	352	67	es	es	X
issue-1690	352	68	s	s	X
issue-1690	352	69	decisionm	decisionm	NOUN
issue-1690	352	70	aking	ake	VERB
issue-1690	352	71	process	process	NOUN
issue-1690	352	72	financial	financial	ADJ
issue-1690	352	73	relationships	relationship	NOUN
issue-1690	352	74	motives	motive	VERB
issue-1690	352	75	motives	motive	VERB
issue-1690	352	76	formation	formation	NOUN
issue-1690	352	77	behavior	behavior	NOUN
issue-1690	352	78	patterns	pattern	NOUN
issue-1690	352	79	implementation	implementation	NOUN
issue-1690	352	80	leads	lead	VERB
issue-1690	352	81	to	to	ADP
issue-1690	352	82	positive	positive	ADJ
issue-1690	352	83	processes	process	NOUN
issue-1690	352	84	negative	negative	ADJ
issue-1690	352	85	processes	process	NOUN
issue-1690	352	86	active	active	ADJ
issue-1690	352	87	formation	formation	NOUN
issue-1690	352	88	of	of	ADP
issue-1690	352	89	deposit	deposit	NOUN
issue-1690	352	90	,	,	PUNCT
issue-1690	352	91	credit	credit	NOUN
issue-1690	352	92	and	and	CCONJ
issue-1690	352	93	investment	investment	NOUN
issue-1690	352	94	resources	resource	NOUN
issue-1690	352	95	stable	stable	ADJ
issue-1690	352	96	development	development	NOUN
issue-1690	352	97	of	of	ADP
issue-1690	352	98	the	the	DET
issue-1690	352	99	financial	financial	ADJ
issue-1690	352	100	services	service	NOUN
issue-1690	352	101	market	market	NOUN
issue-1690	352	102	,	,	PUNCT
issue-1690	352	103	increasing	increase	VERB
issue-1690	352	104	the	the	DET
issue-1690	352	105	pace	pace	NOUN
issue-1690	352	106	of	of	ADP
issue-1690	352	107	its	its	PRON
issue-1690	352	108	operation	operation	NOUN
issue-1690	352	109	the	the	DET
issue-1690	352	110	emergence	emergence	NOUN
issue-1690	352	111	of	of	ADP
issue-1690	352	112	irrational	irrational	ADJ
issue-1690	352	113	behavior	behavior	NOUN
issue-1690	352	114	of	of	ADP
issue-1690	352	115	subjects	subject	NOUN
issue-1690	352	116	,	,	PUNCT
issue-1690	352	117	the	the	DET
issue-1690	352	118	formation	formation	NOUN
issue-1690	352	119	of	of	ADP
issue-1690	352	120	herd	herd	NOUN
issue-1690	352	121	behavior	behavior	NOUN
issue-1690	352	122	formation	formation	NOUN
issue-1690	352	123	of	of	ADP
issue-1690	352	124	unpredictable	unpredictable	ADJ
issue-1690	352	125	and	and	CCONJ
issue-1690	352	126	difficult	difficult	ADJ
issue-1690	352	127	to	to	PART
issue-1690	352	128	predict	predict	VERB
issue-1690	352	129	events	event	NOUN
issue-1690	352	130	and	and	CCONJ
issue-1690	352	131	phenomena	phenomena	VERB
issue-1690	352	132	formation	formation	NOUN
issue-1690	352	133	of	of	ADP
issue-1690	352	134	opportunistic	opportunistic	ADJ
issue-1690	352	135	behavior	behavior	NOUN
issue-1690	352	136	of	of	ADP
issue-1690	352	137	subjectsformation	subjectsformation	NOUN
issue-1690	352	138	of	of	ADP
issue-1690	352	139	predicted	predict	VERB
issue-1690	352	140	behavior	behavior	NOUN
issue-1690	352	141	of	of	ADP
issue-1690	352	142	economic	economic	ADJ
issue-1690	352	143	entities	entity	NOUN
issue-1690	352	144	the	the	DET
issue-1690	352	145	process	process	NOUN
issue-1690	352	146	of	of	ADP
issue-1690	352	147	learning	learn	VERB
issue-1690	352	148	based	base	VERB
issue-1690	352	149	on	on	ADP
issue-1690	352	150	the	the	DET
issue-1690	352	151	worldview	worldview	NOUN
issue-1690	352	152	of	of	ADP
issue-1690	352	153	the	the	DET
issue-1690	352	154	individual	individual	ADJ
issue-1690	352	155	features	feature	NOUN
issue-1690	352	156	of	of	ADP
issue-1690	352	157	financial	financial	ADJ
issue-1690	352	158	institutions	institution	NOUN
issue-1690	352	159	,	,	PUNCT
issue-1690	352	160	thinking	think	VERB
issue-1690	352	161	about	about	ADP
issue-1690	352	162	the	the	DET
issue-1690	352	163	possible	possible	ADJ
issue-1690	352	164	use	use	NOUN
issue-1690	352	165	of	of	ADP
issue-1690	352	166	their	their	PRON
issue-1690	352	167	services	service	NOUN
issue-1690	352	168	,	,	PUNCT
issue-1690	352	169	which	which	PRON
issue-1690	352	170	based	base	VERB
issue-1690	352	171	on	on	ADP
issue-1690	352	172	the	the	DET
issue-1690	352	173	active	active	ADJ
issue-1690	352	174	use	use	NOUN
issue-1690	352	175	of	of	ADP
issue-1690	352	176	methods	method	NOUN
issue-1690	352	177	of	of	ADP
issue-1690	352	178	observation	observation	NOUN
issue-1690	352	179	,	,	PUNCT
issue-1690	352	180	analysis	analysis	NOUN
issue-1690	352	181	and	and	CCONJ
issue-1690	352	182	evaluation	evaluation	NOUN
issue-1690	352	183	leads	lead	VERB
issue-1690	352	184	to	to	ADP
issue-1690	352	185	individual	individual	ADJ
issue-1690	352	186	decision	decision	NOUN
issue-1690	352	187	to	to	PART
issue-1690	352	188	interact	interact	VERB
issue-1690	352	189	with	with	ADP
issue-1690	352	190	such	such	ADJ
issue-1690	352	191	institutions	institution	NOUN
issue-1690	352	192	in	in	ADP
issue-1690	352	193	the	the	DET
issue-1690	352	194	future	future	NOUN
issue-1690	352	195	features	feature	VERB
issue-1690	352	196	inherent	inherent	ADJ
issue-1690	352	197	in	in	ADP
issue-1690	352	198	financial	financial	ADJ
issue-1690	352	199	relations	relation	NOUN
issue-1690	352	200	arises	arise	VERB
issue-1690	352	201	within	within	ADP
issue-1690	352	202	the	the	DET
issue-1690	352	203	components	component	NOUN
issue-1690	352	204	of	of	ADP
issue-1690	352	205	the	the	DET
issue-1690	352	206	financial	financial	ADJ
issue-1690	352	207	system	system	NOUN
issue-1690	352	208	,	,	PUNCT
issue-1690	352	209	which	which	PRON
issue-1690	352	210	are	be	AUX
issue-1690	352	211	characterized	characterize	VERB
issue-1690	352	212	by	by	ADP
issue-1690	352	213	periodic	periodic	ADJ
issue-1690	352	214	instability	instability	NOUN
issue-1690	352	215	,	,	PUNCT
issue-1690	352	216	instability	instability	NOUN
issue-1690	352	217	and	and	CCONJ
issue-1690	352	218	turbulence	turbulence	NOUN
issue-1690	352	219	objectively	objectively	ADV
issue-1690	352	220	existing	exist	VERB
issue-1690	352	221	asymmetry	asymmetry	NOUN
issue-1690	352	222	of	of	ADP
issue-1690	352	223	information	information	NOUN
issue-1690	352	224	conditionality	conditionality	NOUN
issue-1690	352	225	of	of	ADP
issue-1690	352	226	individual	individual	ADJ
issue-1690	352	227	traits	trait	NOUN
issue-1690	352	228	of	of	ADP
issue-1690	352	229	the	the	DET
issue-1690	352	230	consumer	consumer	NOUN
issue-1690	352	231	of	of	ADP
issue-1690	352	232	financial	financial	ADJ
issue-1690	352	233	services	service	NOUN
issue-1690	352	234	requires	require	VERB
issue-1690	352	235	a	a	DET
issue-1690	352	236	significant	significant	ADJ
issue-1690	352	237	amount	amount	NOUN
issue-1690	352	238	of	of	ADP
issue-1690	352	239	information	information	NOUN
issue-1690	352	240	about	about	ADP
issue-1690	352	241	the	the	DET
issue-1690	352	242	subjects	subject	NOUN
issue-1690	352	243	of	of	ADP
issue-1690	352	244	financial	financial	ADJ
issue-1690	352	245	relations	relation	NOUN
issue-1690	352	246	,	,	PUNCT
issue-1690	352	247	which	which	PRON
issue-1690	352	248	allows	allow	VERB
issue-1690	352	249	to	to	PART
issue-1690	352	250	draw	draw	VERB
issue-1690	352	251	conclusions	conclusion	NOUN
issue-1690	352	252	and	and	CCONJ
issue-1690	352	253	on	on	ADP
issue-1690	352	254	their	their	PRON
issue-1690	352	255	basis	basis	NOUN
issue-1690	352	256	to	to	PART
issue-1690	352	257	form	form	VERB
issue-1690	352	258	further	further	ADJ
issue-1690	352	259	actions	action	NOUN
issue-1690	352	260	transfer	transfer	NOUN
issue-1690	352	261	of	of	ADP
issue-1690	352	262	ownership	ownership	NOUN
issue-1690	352	263	of	of	ADP
issue-1690	352	264	financial	financial	ADJ
issue-1690	352	265	resources	resource	NOUN
issue-1690	352	266	the	the	DET
issue-1690	352	267	individual	individual	NOUN
issue-1690	352	268	,	,	PUNCT
issue-1690	352	269	may	may	AUX
issue-1690	352	270	increase	increase	VERB
issue-1690	352	271	his	his	PRON
issue-1690	352	272	propensity	propensity	NOUN
issue-1690	352	273	to	to	PART
issue-1690	352	274	make	make	VERB
issue-1690	352	275	savings	saving	NOUN
issue-1690	352	276	and	and	CCONJ
issue-1690	352	277	transfer	transfer	VERB
issue-1690	352	278	them	they	PRON
issue-1690	352	279	to	to	ADP
issue-1690	352	280	financial	financial	ADJ
issue-1690	352	281	institutions	institution	NOUN
issue-1690	352	282	.	.	PUNCT
issue-1690	353	1	in	in	ADP
issue-1690	353	2	this	this	DET
issue-1690	353	3	case	case	NOUN
issue-1690	353	4	,	,	PUNCT
issue-1690	353	5	there	there	PRON
issue-1690	353	6	is	be	VERB
issue-1690	353	7	a	a	DET
issue-1690	353	8	need	need	NOUN
issue-1690	353	9	to	to	PART
issue-1690	353	10	study	study	VERB
issue-1690	353	11	the	the	DET
issue-1690	353	12	issues	issue	NOUN
issue-1690	353	13	of	of	ADP
issue-1690	353	14	reflective	reflective	ADJ
issue-1690	353	15	management	management	NOUN
issue-1690	353	16	and	and	CCONJ
issue-1690	353	17	the	the	DET
issue-1690	353	18	peculiarities	peculiarity	NOUN
issue-1690	353	19	of	of	ADP
issue-1690	353	20	its	its	PRON
issue-1690	353	21	implementation	implementation	NOUN
issue-1690	353	22	within	within	ADP
issue-1690	353	23	the	the	DET
issue-1690	353	24	deposit	deposit	NOUN
issue-1690	353	25	services	service	NOUN
issue-1690	353	26	market	market	NOUN
issue-1690	353	27	.	.	PUNCT
issue-1690	354	1	reflective	reflective	ADJ
issue-1690	354	2	management	management	NOUN
issue-1690	354	3	in	in	ADP
issue-1690	354	4	its	its	PRON
issue-1690	354	5	content	content	NOUN
issue-1690	354	6	is	be	AUX
issue-1690	354	7	a	a	DET
issue-1690	354	8	process	process	NOUN
issue-1690	354	9	of	of	ADP
issue-1690	354	10	influencing	influence	VERB
issue-1690	354	11	the	the	DET
issue-1690	354	12	transformation	transformation	NOUN
issue-1690	354	13	of	of	ADP
issue-1690	354	14	the	the	DET
issue-1690	354	15	deposit	deposit	NOUN
issue-1690	354	16	behavior	behavior	NOUN
issue-1690	354	17	of	of	ADP
issue-1690	354	18	households	household	NOUN
issue-1690	354	19	in	in	ADP
issue-1690	354	20	order	order	NOUN
issue-1690	354	21	to	to	PART
issue-1690	354	22	increase	increase	VERB
issue-1690	354	23	their	their	PRON
issue-1690	354	24	willingness	willingness	NOUN
issue-1690	354	25	to	to	PART
issue-1690	354	26	transfer	transfer	VERB
issue-1690	354	27	their	their	PRON
issue-1690	354	28	own	own	ADJ
issue-1690	354	29	financial	financial	ADJ
issue-1690	354	30	resources	resource	NOUN
issue-1690	354	31	to	to	ADP
issue-1690	354	32	depository	depository	NOUN
issue-1690	354	33	institutions	institution	NOUN
issue-1690	354	34	.	.	PUNCT
issue-1690	355	1	reflection	reflection	NOUN
issue-1690	355	2	is	be	AUX
issue-1690	355	3	an	an	DET
issue-1690	355	4	integral	integral	ADJ
issue-1690	355	5	part	part	NOUN
issue-1690	355	6	of	of	ADP
issue-1690	355	7	the	the	DET
issue-1690	355	8	formation	formation	NOUN
issue-1690	355	9	of	of	ADP
issue-1690	355	10	the	the	DET
issue-1690	355	11	behavior	behavior	NOUN
issue-1690	355	12	of	of	ADP
issue-1690	355	13	the	the	DET
issue-1690	355	14	business	business	NOUN
issue-1690	355	15	entity	entity	NOUN
issue-1690	355	16	,	,	PUNCT
issue-1690	355	17	including	include	VERB
issue-1690	355	18	the	the	DET
issue-1690	355	19	deposit	deposit	NOUN
issue-1690	355	20	behavior	behavior	NOUN
issue-1690	355	21	of	of	ADP
issue-1690	355	22	households	household	NOUN
issue-1690	355	23	.	.	PUNCT
issue-1690	356	1	reflective	reflective	ADJ
issue-1690	356	2	management	management	NOUN
issue-1690	356	3	as	as	ADP
issue-1690	356	4	a	a	DET
issue-1690	356	5	separate	separate	ADJ
issue-1690	356	6	type	type	NOUN
issue-1690	356	7	of	of	ADP
issue-1690	356	8	management	management	NOUN
issue-1690	356	9	always	always	ADV
issue-1690	356	10	involves	involve	VERB
issue-1690	356	11	the	the	DET
issue-1690	356	12	presence	presence	NOUN
issue-1690	356	13	of	of	ADP
issue-1690	356	14	the	the	DET
issue-1690	356	15	subject	subject	NOUN
issue-1690	356	16	and	and	CCONJ
issue-1690	356	17	object	object	NOUN
issue-1690	356	18	of	of	ADP
issue-1690	356	19	management	management	NOUN
issue-1690	356	20	.	.	PUNCT
issue-1690	357	1	unlike	unlike	ADP
issue-1690	357	2	other	other	ADJ
issue-1690	357	3	types	type	NOUN
issue-1690	357	4	of	of	ADP
issue-1690	357	5	management	management	NOUN
issue-1690	357	6	,	,	PUNCT
issue-1690	357	7	in	in	ADP
issue-1690	357	8	reflection	reflection	NOUN
issue-1690	357	9	the	the	DET
issue-1690	357	10	subject	subject	NOUN
issue-1690	357	11	is	be	AUX
issue-1690	357	12	the	the	DET
issue-1690	357	13	body	body	NOUN
issue-1690	357	14	,	,	PUNCT
issue-1690	357	15	the	the	DET
issue-1690	357	16	system	system	NOUN
issue-1690	357	17	that	that	PRON
issue-1690	357	18	influences	influence	VERB
issue-1690	357	19	the	the	DET
issue-1690	357	20	object	object	NOUN
issue-1690	357	21	of	of	ADP
issue-1690	357	22	reflection	reflection	NOUN
issue-1690	357	23	–	–	PUNCT
issue-1690	357	24	the	the	DET
issue-1690	357	25	individual	individual	NOUN
issue-1690	357	26	whose	whose	DET
issue-1690	357	27	behavior	behavior	NOUN
issue-1690	357	28	must	must	AUX
issue-1690	357	29	be	be	AUX
issue-1690	357	30	transformed	transform	VERB
issue-1690	357	31	in	in	ADP
issue-1690	357	32	a	a	DET
issue-1690	357	33	certain	certain	ADJ
issue-1690	357	34	direction	direction	NOUN
issue-1690	357	35	.	.	PUNCT
issue-1690	358	1	within	within	ADP
issue-1690	358	2	the	the	DET
issue-1690	358	3	deposit	deposit	NOUN
issue-1690	358	4	services	service	NOUN
issue-1690	358	5	market	market	NOUN
issue-1690	358	6	,	,	PUNCT
issue-1690	358	7	the	the	DET
issue-1690	358	8	objects	object	NOUN
issue-1690	358	9	of	of	ADP
issue-1690	358	10	reflective	reflective	ADJ
issue-1690	358	11	management	management	NOUN
issue-1690	358	12	are	be	AUX
issue-1690	358	13	potential	potential	ADJ
issue-1690	358	14	and	and	CCONJ
issue-1690	358	15	existing	exist	VERB
issue-1690	358	16	clients	client	NOUN
issue-1690	358	17	of	of	ADP
issue-1690	358	18	financial	financial	ADJ
issue-1690	358	19	inter	inter	ADJ
issue-1690	358	20	mediaries	mediarie	NOUN
issue-1690	358	21	,	,	PUNCT
issue-1690	358	22	and	and	CCONJ
issue-1690	358	23	the	the	DET
issue-1690	358	24	subjects	subject	NOUN
issue-1690	358	25	should	should	AUX
issue-1690	358	26	include	include	VERB
issue-1690	358	27	public	public	ADJ
issue-1690	358	28	authorities	authority	NOUN
issue-1690	358	29	and	and	CCONJ
issue-1690	358	30	partly	partly	ADV
issue-1690	358	31	depository	depository	ADJ
issue-1690	358	32	institutions	institution	NOUN
issue-1690	358	33	(	(	PUNCT
issue-1690	358	34	figure	figure	NOUN
issue-1690	358	35	6	6	NUM
issue-1690	358	36	)	)	PUNCT
issue-1690	358	37	.	.	PUNCT
issue-1690	359	1	baltic	baltic	PROPN
issue-1690	359	2	journal	journal	PROPN
issue-1690	359	3	of	of	ADP
issue-1690	359	4	economic	economic	ADJ
issue-1690	359	5	studies	study	NOUN
issue-1690	359	6	144	144	NUM
issue-1690	359	7	vol	vol	NOUN
issue-1690	359	8	.	.	PROPN
issue-1690	359	9	8	8	NUM
issue-1690	360	1	no	no	NOUN
issue-1690	360	2	.	.	NOUN
issue-1690	360	3	1	1	NUM
issue-1690	360	4	,	,	PUNCT
issue-1690	360	5	2022	2022	NUM
issue-1690	360	6	the	the	DET
issue-1690	360	7	specifics	specific	NOUN
issue-1690	360	8	of	of	ADP
issue-1690	360	9	reflexive	reflexive	ADJ
issue-1690	360	10	management	management	NOUN
issue-1690	360	11	as	as	ADP
issue-1690	360	12	a	a	DET
issue-1690	360	13	category	category	NOUN
issue-1690	360	14	allows	allow	VERB
issue-1690	360	15	us	we	PRON
issue-1690	360	16	to	to	PART
issue-1690	360	17	identify	identify	VERB
issue-1690	360	18	certain	certain	ADJ
issue-1690	360	19	types	type	NOUN
issue-1690	360	20	of	of	ADP
issue-1690	360	21	such	such	ADJ
issue-1690	360	22	management	management	NOUN
issue-1690	360	23	and	and	CCONJ
issue-1690	360	24	identify	identify	VERB
issue-1690	360	25	their	their	PRON
issue-1690	360	26	basic	basic	ADJ
issue-1690	360	27	characteristics	characteristic	NOUN
issue-1690	360	28	:	:	PUNCT
issue-1690	360	29	macrosystem	macrosystem	NOUN
issue-1690	360	30	(	(	PUNCT
issue-1690	360	31	significant	significant	ADJ
issue-1690	360	32	coverage	coverage	NOUN
issue-1690	360	33	of	of	ADP
issue-1690	360	34	consumers	consumer	NOUN
issue-1690	360	35	of	of	ADP
issue-1690	360	36	financial	financial	ADJ
issue-1690	360	37	services	service	NOUN
issue-1690	360	38	;	;	PUNCT
issue-1690	360	39	an	an	DET
issue-1690	360	40	important	important	ADJ
issue-1690	360	41	role	role	NOUN
issue-1690	360	42	of	of	ADP
issue-1690	360	43	public	public	ADJ
issue-1690	360	44	institutions	institution	NOUN
issue-1690	360	45	;	;	PUNCT
issue-1690	360	46	continuity	continuity	NOUN
issue-1690	360	47	of	of	ADP
issue-1690	360	48	implementation	implementation	NOUN
issue-1690	360	49	;	;	PUNCT
issue-1690	360	50	long	long	ADJ
issue-1690	360	51	-	-	PUNCT
issue-1690	360	52	term	term	NOUN
issue-1690	360	53	results	result	NOUN
issue-1690	360	54	)	)	PUNCT
issue-1690	360	55	;	;	PUNCT
issue-1690	360	56	microsystemic	microsystemic	ADJ
issue-1690	360	57	(	(	PUNCT
issue-1690	360	58	subjective	subjective	ADJ
issue-1690	360	59	conditionality	conditionality	NOUN
issue-1690	360	60	;	;	PUNCT
issue-1690	360	61	periodicity	periodicity	NOUN
issue-1690	360	62	;	;	PUNCT
issue-1690	360	63	customer	customer	NOUN
issue-1690	360	64	orientation	orientation	NOUN
issue-1690	360	65	;	;	PUNCT
issue-1690	360	66	obtaining	obtain	VERB
issue-1690	360	67	short	short	ADJ
issue-1690	360	68	-	-	PUNCT
issue-1690	360	69	term	term	NOUN
issue-1690	360	70	results	result	NOUN
issue-1690	360	71	)	)	PUNCT
issue-1690	360	72	,	,	PUNCT
issue-1690	360	73	and	and	CCONJ
issue-1690	360	74	justify	justify	VERB
issue-1690	360	75	that	that	SCONJ
issue-1690	360	76	each	each	PRON
issue-1690	360	77	of	of	ADP
issue-1690	360	78	these	these	DET
issue-1690	360	79	types	type	NOUN
issue-1690	360	80	of	of	ADP
issue-1690	360	81	management	management	NOUN
issue-1690	360	82	has	have	VERB
issue-1690	360	83	its	its	PRON
issue-1690	360	84	own	own	ADJ
issue-1690	360	85	range	range	NOUN
issue-1690	360	86	of	of	ADP
issue-1690	360	87	methods	method	NOUN
issue-1690	360	88	and	and	CCONJ
issue-1690	360	89	tools	tool	NOUN
issue-1690	360	90	that	that	PRON
issue-1690	360	91	should	should	AUX
issue-1690	360	92	be	be	AUX
issue-1690	360	93	used	use	VERB
issue-1690	360	94	to	to	PART
issue-1690	360	95	influence	influence	VERB
issue-1690	360	96	the	the	DET
issue-1690	360	97	deposit	deposit	NOUN
issue-1690	360	98	behavior	behavior	NOUN
issue-1690	360	99	.	.	PUNCT
issue-1690	361	1	for	for	ADP
issue-1690	361	2	large	large	ADJ
issue-1690	361	3	macroeconomic	macroeconomic	ADJ
issue-1690	361	4	systems	system	NOUN
issue-1690	361	5	,	,	PUNCT
issue-1690	361	6	reflective	reflective	ADJ
issue-1690	361	7	management	management	NOUN
issue-1690	361	8	has	have	VERB
issue-1690	361	9	its	its	PRON
issue-1690	361	10	own	own	ADJ
issue-1690	361	11	characteristics	characteristic	NOUN
issue-1690	361	12	,	,	PUNCT
issue-1690	361	13	as	as	SCONJ
issue-1690	361	14	it	it	PRON
issue-1690	361	15	affects	affect	VERB
issue-1690	361	16	a	a	DET
issue-1690	361	17	wide	wide	ADJ
issue-1690	361	18	range	range	NOUN
issue-1690	361	19	of	of	ADP
issue-1690	361	20	actors	actor	NOUN
issue-1690	361	21	that	that	PRON
issue-1690	361	22	are	be	AUX
issue-1690	361	23	part	part	NOUN
issue-1690	361	24	of	of	ADP
issue-1690	361	25	such	such	DET
issue-1690	361	26	a	a	DET
issue-1690	361	27	system	system	NOUN
issue-1690	361	28	.	.	PUNCT
issue-1690	362	1	however	however	ADV
issue-1690	362	2	,	,	PUNCT
issue-1690	362	3	during	during	ADP
issue-1690	362	4	this	this	DET
issue-1690	362	5	process	process	NOUN
issue-1690	362	6	,	,	PUNCT
issue-1690	362	7	the	the	DET
issue-1690	362	8	conditions	condition	NOUN
issue-1690	362	9	of	of	ADP
issue-1690	362	10	its	its	PRON
issue-1690	362	11	other	other	ADJ
issue-1690	362	12	components	component	NOUN
issue-1690	362	13	always	always	ADV
issue-1690	362	14	change	change	VERB
issue-1690	362	15	.	.	PUNCT
issue-1690	363	1	within	within	ADP
issue-1690	363	2	the	the	DET
issue-1690	363	3	deposit	deposit	NOUN
issue-1690	363	4	services	service	NOUN
issue-1690	363	5	market	market	NOUN
issue-1690	363	6	,	,	PUNCT
issue-1690	363	7	in	in	ADP
issue-1690	363	8	order	order	NOUN
issue-1690	363	9	to	to	PART
issue-1690	363	10	increase	increase	VERB
issue-1690	363	11	the	the	DET
issue-1690	363	12	propensity	propensity	NOUN
issue-1690	363	13	of	of	ADP
issue-1690	363	14	individuals	individual	NOUN
issue-1690	363	15	to	to	PART
issue-1690	363	16	make	make	VERB
issue-1690	363	17	savings	saving	NOUN
issue-1690	363	18	,	,	PUNCT
issue-1690	363	19	public	public	ADJ
issue-1690	363	20	authorities	authority	NOUN
issue-1690	363	21	must	must	AUX
issue-1690	363	22	change	change	VERB
issue-1690	363	23	not	not	PART
issue-1690	363	24	only	only	ADV
issue-1690	363	25	the	the	DET
issue-1690	363	26	general	general	ADJ
issue-1690	363	27	economic	economic	ADJ
issue-1690	363	28	indicators	indicator	NOUN
issue-1690	363	29	of	of	ADP
issue-1690	363	30	the	the	DET
issue-1690	363	31	national	national	ADJ
issue-1690	363	32	economy	economy	NOUN
issue-1690	363	33	,	,	PUNCT
issue-1690	363	34	ensure	ensure	VERB
issue-1690	363	35	a	a	DET
issue-1690	363	36	certain	certain	ADJ
issue-1690	363	37	level	level	NOUN
issue-1690	363	38	of	of	ADP
issue-1690	363	39	stability	stability	NOUN
issue-1690	363	40	,	,	PUNCT
issue-1690	363	41	but	but	CCONJ
issue-1690	363	42	also	also	ADV
issue-1690	363	43	transform	transform	VERB
issue-1690	363	44	the	the	DET
issue-1690	363	45	activities	activity	NOUN
issue-1690	363	46	of	of	ADP
issue-1690	363	47	financial	financial	ADJ
issue-1690	363	48	intermediaries	intermediary	NOUN
issue-1690	363	49	,	,	PUNCT
issue-1690	363	50	strengthen	strengthen	VERB
issue-1690	363	51	their	their	PRON
issue-1690	363	52	sustainability	sustainability	NOUN
issue-1690	363	53	requirements	requirement	NOUN
issue-1690	363	54	and	and	CCONJ
issue-1690	363	55	promote	promote	VERB
issue-1690	363	56	improving	improve	VERB
issue-1690	363	57	the	the	DET
issue-1690	363	58	system	system	NOUN
issue-1690	363	59	of	of	ADP
issue-1690	363	60	consumer	consumer	NOUN
issue-1690	363	61	protection	protection	NOUN
issue-1690	363	62	in	in	ADP
issue-1690	363	63	the	the	DET
issue-1690	363	64	financial	financial	ADJ
issue-1690	363	65	services	service	NOUN
issue-1690	363	66	market	market	NOUN
issue-1690	363	67	,	,	PUNCT
issue-1690	363	68	etc	etc	X
issue-1690	363	69	.	.	X
issue-1690	364	1	within	within	ADP
issue-1690	364	2	the	the	DET
issue-1690	364	3	deposit	deposit	NOUN
issue-1690	364	4	services	service	NOUN
issue-1690	364	5	market	market	NOUN
issue-1690	364	6	,	,	PUNCT
issue-1690	364	7	reflective	reflective	ADJ
issue-1690	364	8	governance	governance	NOUN
issue-1690	364	9	should	should	AUX
issue-1690	364	10	be	be	AUX
issue-1690	364	11	aimed	aim	VERB
issue-1690	364	12	at	at	ADP
issue-1690	364	13	changing	change	VERB
issue-1690	364	14	the	the	DET
issue-1690	364	15	perceptions	perception	NOUN
issue-1690	364	16	and	and	CCONJ
issue-1690	364	17	attitudes	attitude	NOUN
issue-1690	364	18	of	of	ADP
issue-1690	364	19	the	the	DET
issue-1690	364	20	household	household	NOUN
issue-1690	364	21	towards	towards	ADP
issue-1690	364	22	savings	saving	NOUN
issue-1690	364	23	.	.	PUNCT
issue-1690	365	1	this	this	PRON
issue-1690	365	2	can	can	AUX
issue-1690	365	3	only	only	ADV
issue-1690	365	4	be	be	AUX
issue-1690	365	5	achieved	achieve	VERB
issue-1690	365	6	by	by	ADP
issue-1690	365	7	transforming	transform	VERB
issue-1690	365	8	the	the	DET
issue-1690	365	9	functioning	functioning	NOUN
issue-1690	365	10	of	of	ADP
issue-1690	365	11	financial	financial	ADJ
issue-1690	365	12	institutions	institution	NOUN
issue-1690	365	13	and	and	CCONJ
issue-1690	365	14	ensuring	ensure	VERB
issue-1690	365	15	stable	stable	ADJ
issue-1690	365	16	conditions	condition	NOUN
issue-1690	365	17	for	for	ADP
issue-1690	365	18	the	the	DET
issue-1690	365	19	country	country	NOUN
issue-1690	365	20	's	's	PART
issue-1690	365	21	economic	economic	ADJ
issue-1690	365	22	development	development	NOUN
issue-1690	365	23	(	(	PUNCT
issue-1690	365	24	first	first	ADV
issue-1690	365	25	of	of	ADP
issue-1690	365	26	all	all	PRON
issue-1690	365	27	,	,	PUNCT
issue-1690	365	28	preventing	prevent	VERB
issue-1690	365	29	critical	critical	ADJ
issue-1690	365	30	devaluation	devaluation	NOUN
issue-1690	365	31	and	and	CCONJ
issue-1690	365	32	inflation	inflation	NOUN
issue-1690	365	33	processes	process	NOUN
issue-1690	365	34	)	)	PUNCT
issue-1690	365	35	.	.	PUNCT
issue-1690	366	1	in	in	ADP
issue-1690	366	2	our	our	PRON
issue-1690	366	3	opinion	opinion	NOUN
issue-1690	366	4	,	,	PUNCT
issue-1690	366	5	the	the	DET
issue-1690	366	6	peculiarities	peculiarity	NOUN
issue-1690	366	7	of	of	ADP
issue-1690	366	8	the	the	DET
issue-1690	366	9	process	process	NOUN
issue-1690	366	10	of	of	ADP
issue-1690	366	11	reflective	reflective	ADJ
issue-1690	366	12	management	management	NOUN
issue-1690	366	13	within	within	ADP
issue-1690	366	14	the	the	DET
issue-1690	366	15	deposit	deposit	NOUN
issue-1690	366	16	services	service	NOUN
issue-1690	366	17	market	market	NOUN
issue-1690	366	18	include	include	VERB
issue-1690	366	19	the	the	DET
issue-1690	366	20	following	follow	VERB
issue-1690	366	21	:	:	PUNCT
issue-1690	366	22	1	1	X
issue-1690	366	23	)	)	PUNCT
issue-1690	366	24	can	can	AUX
issue-1690	366	25	be	be	AUX
issue-1690	366	26	carried	carry	VERB
issue-1690	366	27	out	out	ADP
issue-1690	366	28	by	by	ADP
issue-1690	366	29	public	public	ADJ
issue-1690	366	30	authorities	authority	NOUN
issue-1690	366	31	,	,	PUNCT
issue-1690	366	32	and	and	CCONJ
issue-1690	366	33	partially	partially	ADV
issue-1690	366	34	implemented	implement	VERB
issue-1690	366	35	by	by	ADP
issue-1690	366	36	financial	financial	ADJ
issue-1690	366	37	institutions	institution	NOUN
issue-1690	366	38	themselves	themselves	PRON
issue-1690	366	39	,	,	PUNCT
issue-1690	366	40	which	which	PRON
issue-1690	366	41	,	,	PUNCT
issue-1690	366	42	using	use	VERB
issue-1690	366	43	marketing	marketing	NOUN
issue-1690	366	44	technologies	technology	NOUN
issue-1690	366	45	,	,	PUNCT
issue-1690	366	46	also	also	ADV
issue-1690	366	47	influence	influence	VERB
issue-1690	366	48	the	the	DET
issue-1690	366	49	decision	decision	NOUN
issue-1690	366	50	-	-	PUNCT
issue-1690	366	51	making	make	VERB
issue-1690	366	52	process	process	NOUN
issue-1690	366	53	of	of	ADP
issue-1690	366	54	households	household	NOUN
issue-1690	366	55	on	on	ADP
issue-1690	366	56	the	the	DET
issue-1690	366	57	use	use	NOUN
issue-1690	366	58	of	of	ADP
issue-1690	366	59	their	their	PRON
issue-1690	366	60	own	own	ADJ
issue-1690	366	61	free	free	ADJ
issue-1690	366	62	financial	financial	ADJ
issue-1690	366	63	resources	resource	NOUN
issue-1690	366	64	;	;	PUNCT
issue-1690	366	65	2	2	X
issue-1690	366	66	)	)	PUNCT
issue-1690	366	67	the	the	DET
issue-1690	366	68	effectiveness	effectiveness	NOUN
issue-1690	366	69	of	of	ADP
issue-1690	366	70	reflective	reflective	ADJ
issue-1690	366	71	regulation	regulation	NOUN
issue-1690	366	72	in	in	ADP
issue-1690	366	73	macroeconomic	macroeconomic	ADJ
issue-1690	366	74	systems	system	NOUN
issue-1690	366	75	depends	depend	VERB
issue-1690	366	76	on	on	ADP
issue-1690	366	77	the	the	DET
issue-1690	366	78	quality	quality	NOUN
issue-1690	366	79	of	of	ADP
issue-1690	366	80	state	state	NOUN
issue-1690	366	81	regulation	regulation	NOUN
issue-1690	366	82	of	of	ADP
issue-1690	366	83	individual	individual	ADJ
issue-1690	366	84	economic	economic	ADJ
issue-1690	366	85	systems	system	NOUN
issue-1690	366	86	;	;	PUNCT
issue-1690	366	87	3	3	X
issue-1690	366	88	)	)	PUNCT
issue-1690	366	89	reflective	reflective	ADJ
issue-1690	366	90	management	management	NOUN
issue-1690	366	91	within	within	ADP
issue-1690	366	92	the	the	DET
issue-1690	366	93	deposit	deposit	NOUN
issue-1690	366	94	services	service	NOUN
issue-1690	366	95	market	market	NOUN
issue-1690	366	96	is	be	AUX
issue-1690	366	97	a	a	DET
issue-1690	366	98	continuous	continuous	ADJ
issue-1690	366	99	process	process	NOUN
issue-1690	366	100	,	,	PUNCT
issue-1690	366	101	as	as	SCONJ
issue-1690	366	102	it	it	PRON
issue-1690	366	103	must	must	AUX
issue-1690	366	104	occur	occur	VERB
issue-1690	366	105	constantly	constantly	ADV
issue-1690	366	106	with	with	ADP
issue-1690	366	107	periodic	periodic	ADJ
issue-1690	366	108	determination	determination	NOUN
issue-1690	366	109	of	of	ADP
issue-1690	366	110	the	the	DET
issue-1690	366	111	effectiveness	effectiveness	NOUN
issue-1690	366	112	of	of	ADP
issue-1690	366	113	such	such	DET
issue-1690	366	114	a	a	DET
issue-1690	366	115	process	process	NOUN
issue-1690	366	116	;	;	PUNCT
issue-1690	366	117	4	4	X
issue-1690	366	118	)	)	PUNCT
issue-1690	366	119	reflective	reflective	ADJ
issue-1690	366	120	management	management	NOUN
issue-1690	366	121	is	be	AUX
issue-1690	366	122	a	a	DET
issue-1690	366	123	complex	complex	ADJ
issue-1690	366	124	structured	structured	ADJ
issue-1690	366	125	process	process	NOUN
issue-1690	366	126	in	in	ADP
issue-1690	366	127	which	which	PRON
issue-1690	366	128	the	the	DET
issue-1690	366	129	influence	influence	NOUN
issue-1690	366	130	of	of	ADP
issue-1690	366	131	public	public	ADJ
issue-1690	366	132	authorities	authority	NOUN
issue-1690	366	133	can	can	AUX
issue-1690	366	134	be	be	AUX
issue-1690	366	135	exercised	exercise	VERB
issue-1690	366	136	directly	directly	ADV
issue-1690	366	137	on	on	ADP
issue-1690	366	138	the	the	DET
issue-1690	366	139	owners	owner	NOUN
issue-1690	366	140	of	of	ADP
issue-1690	366	141	financial	financial	ADJ
issue-1690	366	142	resources	resource	NOUN
issue-1690	366	143	and	and	CCONJ
issue-1690	366	144	indirectly	indirectly	ADV
issue-1690	366	145	through	through	ADP
issue-1690	366	146	the	the	DET
issue-1690	366	147	implementation	implementation	NOUN
issue-1690	366	148	of	of	ADP
issue-1690	366	149	measures	measure	NOUN
issue-1690	366	150	to	to	PART
issue-1690	366	151	transform	transform	VERB
issue-1690	366	152	the	the	DET
issue-1690	366	153	activities	activity	NOUN
issue-1690	366	154	of	of	ADP
issue-1690	366	155	financial	financial	ADJ
issue-1690	366	156	institutions	institution	NOUN
issue-1690	366	157	,	,	PUNCT
issue-1690	366	158	i.e.	i.e.	X
issue-1690	366	159	the	the	DET
issue-1690	366	160	impact	impact	NOUN
issue-1690	366	161	on	on	ADP
issue-1690	366	162	owners	owner	NOUN
issue-1690	366	163	and	and	CCONJ
issue-1690	366	164	managers	manager	NOUN
issue-1690	366	165	;	;	PUNCT
issue-1690	366	166	5	5	X
issue-1690	366	167	)	)	PUNCT
issue-1690	366	168	reflexive	reflexive	ADJ
issue-1690	366	169	management	management	NOUN
issue-1690	366	170	can	can	AUX
issue-1690	366	171	be	be	AUX
issue-1690	366	172	segmental	segmental	ADJ
issue-1690	366	173	and	and	CCONJ
issue-1690	366	174	general	general	ADJ
issue-1690	366	175	;	;	PUNCT
issue-1690	366	176	the	the	DET
issue-1690	366	177	introduction	introduction	NOUN
issue-1690	366	178	of	of	ADP
issue-1690	366	179	any	any	PRON
issue-1690	366	180	of	of	ADP
issue-1690	366	181	these	these	DET
issue-1690	366	182	types	type	NOUN
issue-1690	366	183	requires	require	VERB
issue-1690	366	184	the	the	DET
issue-1690	366	185	implementation	implementation	NOUN
issue-1690	366	186	of	of	ADP
issue-1690	366	187	new	new	ADJ
issue-1690	366	188	mechanisms	mechanism	NOUN
issue-1690	366	189	of	of	ADP
issue-1690	366	190	influence	influence	NOUN
issue-1690	366	191	on	on	ADP
issue-1690	366	192	the	the	DET
issue-1690	366	193	process	process	NOUN
issue-1690	366	194	of	of	ADP
issue-1690	366	195	formation	formation	NOUN
issue-1690	366	196	of	of	ADP
issue-1690	366	197	the	the	DET
issue-1690	366	198	deposit	deposit	NOUN
issue-1690	366	199	behavior	behavior	NOUN
issue-1690	366	200	to	to	PART
issue-1690	366	201	obtain	obtain	VERB
issue-1690	366	202	the	the	DET
issue-1690	366	203	desired	desire	VERB
issue-1690	366	204	result	result	NOUN
issue-1690	366	205	;	;	PUNCT
issue-1690	366	206	6	6	NUM
issue-1690	366	207	)	)	PUNCT
issue-1690	366	208	reflective	reflective	ADJ
issue-1690	366	209	management	management	NOUN
issue-1690	366	210	can	can	AUX
issue-1690	366	211	be	be	AUX
issue-1690	366	212	a	a	DET
issue-1690	366	213	partial	partial	ADJ
issue-1690	366	214	component	component	NOUN
issue-1690	366	215	of	of	ADP
issue-1690	366	216	the	the	DET
issue-1690	366	217	system	system	NOUN
issue-1690	366	218	of	of	ADP
issue-1690	366	219	state	state	NOUN
issue-1690	366	220	regulation	regulation	NOUN
issue-1690	366	221	of	of	ADP
issue-1690	366	222	financial	financial	ADJ
issue-1690	366	223	services	service	NOUN
issue-1690	366	224	markets	market	NOUN
issue-1690	366	225	,	,	PUNCT
issue-1690	366	226	including	include	VERB
issue-1690	366	227	and	and	CCONJ
issue-1690	366	228	in	in	ADP
issue-1690	366	229	the	the	DET
issue-1690	366	230	field	field	NOUN
issue-1690	366	231	of	of	ADP
issue-1690	366	232	deposit	deposit	NOUN
issue-1690	366	233	services	service	NOUN
issue-1690	366	234	.	.	PUNCT
issue-1690	367	1	however	however	ADV
issue-1690	367	2	,	,	PUNCT
issue-1690	367	3	on	on	ADP
issue-1690	367	4	the	the	DET
issue-1690	367	5	other	other	ADJ
issue-1690	367	6	hand	hand	NOUN
issue-1690	367	7	,	,	PUNCT
issue-1690	367	8	increasing	increase	VERB
issue-1690	367	9	the	the	DET
issue-1690	367	10	role	role	NOUN
issue-1690	367	11	of	of	ADP
issue-1690	367	12	such	such	ADJ
issue-1690	367	13	management	management	NOUN
issue-1690	367	14	in	in	ADP
issue-1690	367	15	supervising	supervise	VERB
issue-1690	367	16	the	the	DET
issue-1690	367	17	functioning	functioning	NOUN
issue-1690	367	18	of	of	ADP
issue-1690	367	19	financial	financial	ADJ
issue-1690	367	20	intermediaries	intermediary	NOUN
issue-1690	367	21	requires	require	VERB
issue-1690	367	22	a	a	DET
issue-1690	367	23	shift	shift	NOUN
issue-1690	367	24	in	in	ADP
issue-1690	367	25	emphasis	emphasis	NOUN
issue-1690	367	26	in	in	ADP
issue-1690	367	27	the	the	DET
issue-1690	367	28	conduct	conduct	NOUN
issue-1690	367	29	of	of	ADP
issue-1690	367	30	all	all	DET
issue-1690	367	31	state	state	NOUN
issue-1690	367	32	policy	policy	NOUN
issue-1690	367	33	on	on	ADP
issue-1690	367	34	the	the	DET
issue-1690	367	35	development	development	NOUN
issue-1690	367	36	of	of	ADP
issue-1690	367	37	the	the	DET
issue-1690	367	38	financial	financial	ADJ
issue-1690	367	39	services	service	NOUN
issue-1690	367	40	market	market	NOUN
issue-1690	367	41	.	.	PUNCT
issue-1690	368	1	reflective	reflective	ADJ
issue-1690	368	2	management	management	NOUN
issue-1690	368	3	is	be	AUX
issue-1690	368	4	directly	directly	ADV
issue-1690	368	5	related	relate	VERB
issue-1690	368	6	to	to	ADP
issue-1690	368	7	behavioral	behavioral	ADJ
issue-1690	368	8	economics	economic	NOUN
issue-1690	368	9	,	,	PUNCT
issue-1690	368	10	behavioral	behavioral	ADJ
issue-1690	368	11	finance	finance	NOUN
issue-1690	368	12	and	and	CCONJ
issue-1690	368	13	its	its	PRON
issue-1690	368	14	active	active	ADJ
issue-1690	368	15	implementation	implementation	NOUN
issue-1690	368	16	requires	require	VERB
issue-1690	368	17	the	the	DET
issue-1690	368	18	use	use	NOUN
issue-1690	368	19	of	of	ADP
issue-1690	368	20	new	new	ADJ
issue-1690	368	21	theoretical	theoretical	ADJ
issue-1690	368	22	,	,	PUNCT
issue-1690	368	23	methodological	methodological	ADJ
issue-1690	368	24	approaches	approach	NOUN
issue-1690	368	25	to	to	ADP
issue-1690	368	26	building	build	VERB
issue-1690	368	27	a	a	DET
issue-1690	368	28	new	new	ADJ
issue-1690	368	29	model	model	NOUN
issue-1690	368	30	of	of	ADP
issue-1690	368	31	state	state	NOUN
issue-1690	368	32	regulation	regulation	NOUN
issue-1690	368	33	of	of	ADP
issue-1690	368	34	the	the	DET
issue-1690	368	35	financial	financial	ADJ
issue-1690	368	36	services	service	NOUN
issue-1690	368	37	market	market	NOUN
issue-1690	368	38	.	.	PUNCT
issue-1690	369	1	at	at	ADP
issue-1690	369	2	the	the	DET
issue-1690	369	3	heart	heart	NOUN
issue-1690	369	4	of	of	ADP
issue-1690	369	5	this	this	DET
issue-1690	369	6	model	model	NOUN
issue-1690	369	7	,	,	PUNCT
issue-1690	369	8	more	more	ADJ
issue-1690	369	9	attention	attention	NOUN
issue-1690	369	10	is	be	AUX
issue-1690	369	11	paid	pay	VERB
issue-1690	369	12	to	to	ADP
issue-1690	369	13	the	the	DET
issue-1690	369	14	state	state	NOUN
issue-1690	369	15	's	's	PART
issue-1690	369	16	ability	ability	NOUN
issue-1690	369	17	to	to	PART
issue-1690	369	18	change	change	VERB
issue-1690	369	19	not	not	PART
issue-1690	369	20	only	only	ADV
issue-1690	369	21	the	the	DET
issue-1690	369	22	external	external	ADJ
issue-1690	369	23	environment	environment	NOUN
issue-1690	369	24	of	of	ADP
issue-1690	369	25	financial	financial	ADJ
issue-1690	369	26	institutions	institution	NOUN
issue-1690	369	27	and	and	CCONJ
issue-1690	369	28	the	the	DET
issue-1690	369	29	existence	existence	NOUN
issue-1690	369	30	of	of	ADP
issue-1690	369	31	individual	individual	ADJ
issue-1690	369	32	clients	client	NOUN
issue-1690	369	33	,	,	PUNCT
issue-1690	369	34	but	but	CCONJ
issue-1690	369	35	also	also	ADV
issue-1690	369	36	the	the	DET
issue-1690	369	37	behavior	behavior	NOUN
issue-1690	369	38	of	of	ADP
issue-1690	369	39	major	major	ADJ
issue-1690	369	40	depositors	depositor	NOUN
issue-1690	369	41	under	under	ADP
issue-1690	369	42	the	the	DET
issue-1690	369	43	influence	influence	NOUN
issue-1690	369	44	of	of	ADP
issue-1690	369	45	various	various	ADJ
issue-1690	369	46	exogenous	exogenous	ADJ
issue-1690	369	47	and	and	CCONJ
issue-1690	369	48	endogenous	endogenous	ADJ
issue-1690	369	49	factors	factor	NOUN
issue-1690	369	50	.	.	PUNCT
issue-1690	370	1	5	5	X
issue-1690	370	2	.	.	X
issue-1690	370	3	conclusions	conclusion	NOUN
issue-1690	370	4	households	household	NOUN
issue-1690	370	5	play	play	VERB
issue-1690	370	6	an	an	DET
issue-1690	370	7	important	important	ADJ
issue-1690	370	8	role	role	NOUN
issue-1690	370	9	in	in	ADP
issue-1690	370	10	the	the	DET
issue-1690	370	11	development	development	NOUN
issue-1690	370	12	of	of	ADP
issue-1690	370	13	the	the	DET
issue-1690	370	14	financial	financial	ADJ
issue-1690	370	15	services	service	NOUN
issue-1690	370	16	market	market	NOUN
issue-1690	370	17	,	,	PUNCT
issue-1690	370	18	as	as	SCONJ
issue-1690	370	19	these	these	DET
issue-1690	370	20	entities	entity	NOUN
issue-1690	370	21	have	have	VERB
issue-1690	370	22	the	the	DET
issue-1690	370	23	ability	ability	NOUN
issue-1690	370	24	to	to	PART
issue-1690	370	25	generate	generate	VERB
issue-1690	370	26	temporarily	temporarily	ADV
issue-1690	370	27	free	free	ADJ
issue-1690	370	28	financial	financial	ADJ
issue-1690	370	29	resources	resource	NOUN
issue-1690	370	30	and	and	CCONJ
issue-1690	370	31	provide	provide	VERB
issue-1690	370	32	them	they	PRON
issue-1690	370	33	for	for	ADP
issue-1690	370	34	temporary	temporary	ADJ
issue-1690	370	35	use	use	NOUN
issue-1690	370	36	to	to	ADP
issue-1690	370	37	financial	financial	ADJ
issue-1690	370	38	institutions	institution	NOUN
issue-1690	370	39	.	.	PUNCT
issue-1690	371	1	such	such	DET
issue-1690	371	2	a	a	DET
issue-1690	371	3	process	process	NOUN
issue-1690	371	4	can	can	AUX
issue-1690	371	5	be	be	AUX
issue-1690	371	6	effective	effective	ADJ
issue-1690	371	7	only	only	ADV
issue-1690	371	8	in	in	ADP
issue-1690	371	9	the	the	DET
issue-1690	371	10	conditions	condition	NOUN
issue-1690	371	11	of	of	ADP
issue-1690	371	12	the	the	DET
issue-1690	371	13	household	household	NOUN
issue-1690	371	14	’s	’s	PART
issue-1690	371	15	trust	trust	NOUN
issue-1690	371	16	in	in	ADP
issue-1690	371	17	these	these	DET
issue-1690	371	18	institutions	institution	NOUN
issue-1690	371	19	,	,	PUNCT
issue-1690	371	20	i.e.	i.e.	X
issue-1690	371	21	,	,	PUNCT
issue-1690	371	22	in	in	ADP
issue-1690	371	23	the	the	DET
issue-1690	371	24	presence	presence	NOUN
issue-1690	371	25	of	of	ADP
issue-1690	371	26	the	the	DET
issue-1690	371	27	rational	rational	ADJ
issue-1690	371	28	deposit	deposit	NOUN
issue-1690	371	29	behavior	behavior	NOUN
issue-1690	371	30	.	.	PUNCT
issue-1690	372	1	the	the	DET
issue-1690	372	2	formation	formation	NOUN
issue-1690	372	3	of	of	ADP
issue-1690	372	4	such	such	ADJ
issue-1690	372	5	behavior	behavior	NOUN
issue-1690	372	6	in	in	ADP
issue-1690	372	7	society	society	NOUN
issue-1690	372	8	is	be	AUX
issue-1690	372	9	an	an	DET
issue-1690	372	10	important	important	ADJ
issue-1690	372	11	factor	factor	NOUN
issue-1690	372	12	in	in	ADP
issue-1690	372	13	ensuring	ensure	VERB
issue-1690	372	14	the	the	DET
issue-1690	372	15	overall	overall	ADJ
issue-1690	372	16	economic	economic	ADJ
issue-1690	372	17	development	development	NOUN
issue-1690	372	18	.	.	PUNCT
issue-1690	373	1	given	give	VERB
issue-1690	373	2	the	the	DET
issue-1690	373	3	importance	importance	NOUN
issue-1690	373	4	of	of	ADP
issue-1690	373	5	these	these	DET
issue-1690	373	6	issues	issue	NOUN
issue-1690	373	7	,	,	PUNCT
issue-1690	373	8	the	the	DET
issue-1690	373	9	article	article	NOUN
issue-1690	373	10	provides	provide	VERB
issue-1690	373	11	a	a	DET
issue-1690	373	12	detailed	detailed	ADJ
issue-1690	373	13	analysis	analysis	NOUN
issue-1690	373	14	of	of	ADP
issue-1690	373	15	the	the	DET
issue-1690	373	16	essence	essence	NOUN
issue-1690	373	17	of	of	ADP
issue-1690	373	18	the	the	DET
issue-1690	373	19	deposit	deposit	NOUN
issue-1690	373	20	behavior	behavior	NOUN
issue-1690	373	21	of	of	ADP
issue-1690	373	22	households	household	NOUN
issue-1690	373	23	,	,	PUNCT
issue-1690	373	24	which	which	PRON
issue-1690	373	25	allowed	allow	VERB
issue-1690	373	26	formulating	formulate	VERB
issue-1690	373	27	the	the	DET
issue-1690	373	28	author	author	NOUN
issue-1690	373	29	's	's	PART
issue-1690	373	30	concept	concept	NOUN
issue-1690	373	31	for	for	ADP
issue-1690	373	32	the	the	DET
issue-1690	373	33	interpretation	interpretation	NOUN
issue-1690	373	34	of	of	ADP
issue-1690	373	35	such	such	ADJ
issue-1690	373	36	categories	category	NOUN
issue-1690	373	37	as	as	ADP
issue-1690	373	38	"	"	PUNCT
issue-1690	373	39	deposit	deposit	NOUN
issue-1690	373	40	behavior	behavior	NOUN
issue-1690	373	41	"	"	PUNCT
issue-1690	373	42	,	,	PUNCT
issue-1690	373	43	"	"	PUNCT
issue-1690	373	44	deposit	deposit	NOUN
issue-1690	373	45	behavior	behavior	NOUN
issue-1690	373	46	of	of	ADP
issue-1690	373	47	households	household	NOUN
issue-1690	373	48	"	"	PUNCT
issue-1690	373	49	.	.	PUNCT
issue-1690	374	1	it	it	PRON
issue-1690	374	2	is	be	AUX
issue-1690	374	3	also	also	ADV
issue-1690	374	4	established	establish	VERB
issue-1690	374	5	that	that	SCONJ
issue-1690	374	6	this	this	DET
issue-1690	374	7	type	type	NOUN
issue-1690	374	8	of	of	ADP
issue-1690	374	9	behavior	behavior	NOUN
issue-1690	374	10	is	be	AUX
issue-1690	374	11	formed	form	VERB
issue-1690	374	12	in	in	ADP
issue-1690	374	13	society	society	NOUN
issue-1690	374	14	as	as	ADP
issue-1690	374	15	a	a	DET
issue-1690	374	16	result	result	NOUN
issue-1690	374	17	of	of	ADP
issue-1690	374	18	the	the	DET
issue-1690	374	19	influence	influence	NOUN
issue-1690	374	20	of	of	ADP
issue-1690	374	21	a	a	DET
issue-1690	374	22	significant	significant	ADJ
issue-1690	374	23	number	number	NOUN
issue-1690	374	24	of	of	ADP
issue-1690	374	25	factors	factor	NOUN
issue-1690	374	26	that	that	PRON
issue-1690	374	27	have	have	AUX
issue-1690	374	28	been	be	AUX
issue-1690	374	29	identified	identify	VERB
issue-1690	374	30	and	and	CCONJ
issue-1690	374	31	divided	divide	VERB
issue-1690	374	32	into	into	ADP
issue-1690	374	33	two	two	NUM
issue-1690	374	34	groups	group	NOUN
issue-1690	374	35	:	:	PUNCT
issue-1690	374	36	endogenous	endogenous	ADJ
issue-1690	374	37	and	and	CCONJ
issue-1690	374	38	exogenous	exogenous	ADJ
issue-1690	374	39	.	.	PUNCT
issue-1690	375	1	the	the	DET
issue-1690	375	2	process	process	NOUN
issue-1690	375	3	of	of	ADP
issue-1690	375	4	forming	form	VERB
issue-1690	375	5	the	the	DET
issue-1690	375	6	deposit	deposit	NOUN
issue-1690	375	7	behavior	behavior	NOUN
issue-1690	375	8	of	of	ADP
issue-1690	375	9	households	household	NOUN
issue-1690	375	10	is	be	AUX
issue-1690	375	11	a	a	DET
issue-1690	375	12	complex	complex	ADJ
issue-1690	375	13	and	and	CCONJ
issue-1690	375	14	continuous	continuous	ADJ
issue-1690	375	15	process	process	NOUN
issue-1690	375	16	,	,	PUNCT
issue-1690	375	17	which	which	PRON
issue-1690	375	18	can	can	AUX
issue-1690	375	19	be	be	AUX
issue-1690	375	20	detailed	detail	VERB
issue-1690	375	21	through	through	ADP
issue-1690	375	22	the	the	DET
issue-1690	375	23	separation	separation	NOUN
issue-1690	375	24	of	of	ADP
issue-1690	375	25	individual	individual	ADJ
issue-1690	375	26	stages	stage	NOUN
issue-1690	375	27	,	,	PUNCT
issue-1690	375	28	which	which	PRON
issue-1690	375	29	was	be	AUX
issue-1690	375	30	implemented	implement	VERB
issue-1690	375	31	.	.	PUNCT
issue-1690	376	1	an	an	DET
issue-1690	376	2	important	important	ADJ
issue-1690	376	3	role	role	NOUN
issue-1690	376	4	in	in	ADP
issue-1690	376	5	this	this	DET
issue-1690	376	6	process	process	NOUN
issue-1690	376	7	is	be	AUX
issue-1690	376	8	played	play	VERB
issue-1690	376	9	by	by	ADP
issue-1690	376	10	the	the	DET
issue-1690	376	11	process	process	NOUN
issue-1690	376	12	of	of	ADP
issue-1690	376	13	reflection	reflection	NOUN
issue-1690	376	14	of	of	ADP
issue-1690	376	15	economic	economic	ADJ
issue-1690	376	16	entities	entity	NOUN
issue-1690	376	17	on	on	ADP
issue-1690	376	18	the	the	DET
issue-1690	376	19	implementation	implementation	NOUN
issue-1690	376	20	of	of	ADP
issue-1690	376	21	their	their	PRON
issue-1690	376	22	own	own	ADJ
issue-1690	376	23	savings	saving	NOUN
issue-1690	376	24	,	,	PUNCT
issue-1690	376	25	making	make	VERB
issue-1690	376	26	decisions	decision	NOUN
issue-1690	376	27	on	on	ADP
issue-1690	376	28	their	their	PRON
issue-1690	376	29	temporary	temporary	ADJ
issue-1690	376	30	disposal	disposal	NOUN
issue-1690	376	31	to	to	ADP
issue-1690	376	32	depository	depository	NOUN
issue-1690	376	33	institutions	institution	NOUN
issue-1690	376	34	.	.	PUNCT
issue-1690	377	1	in	in	ADP
issue-1690	377	2	this	this	DET
issue-1690	377	3	regard	regard	NOUN
issue-1690	377	4	,	,	PUNCT
issue-1690	377	5	within	within	ADP
issue-1690	377	6	the	the	DET
issue-1690	377	7	article	article	NOUN
issue-1690	377	8	,	,	PUNCT
issue-1690	377	9	the	the	DET
issue-1690	377	10	essence	essence	NOUN
issue-1690	377	11	of	of	ADP
issue-1690	377	12	financial	financial	ADJ
issue-1690	377	13	reflection	reflection	NOUN
issue-1690	377	14	is	be	AUX
issue-1690	377	15	analyzed	analyze	VERB
issue-1690	377	16	in	in	ADP
issue-1690	377	17	detail	detail	NOUN
issue-1690	377	18	,	,	PUNCT
issue-1690	377	19	the	the	DET
issue-1690	377	20	features	feature	NOUN
issue-1690	377	21	of	of	ADP
issue-1690	377	22	its	its	PRON
issue-1690	377	23	formation	formation	NOUN
issue-1690	377	24	are	be	AUX
issue-1690	377	25	described	describe	VERB
issue-1690	377	26	.	.	PUNCT
issue-1690	378	1	attention	attention	NOUN
issue-1690	378	2	was	be	AUX
issue-1690	378	3	also	also	ADV
issue-1690	378	4	focused	focus	VERB
issue-1690	378	5	on	on	ADP
issue-1690	378	6	understanding	understand	VERB
issue-1690	378	7	the	the	DET
issue-1690	378	8	nature	nature	NOUN
issue-1690	378	9	of	of	ADP
issue-1690	378	10	reflective	reflective	ADJ
issue-1690	378	11	management	management	NOUN
issue-1690	378	12	and	and	CCONJ
issue-1690	378	13	it	it	PRON
issue-1690	378	14	was	be	AUX
issue-1690	378	15	found	find	VERB
issue-1690	378	16	that	that	SCONJ
issue-1690	378	17	within	within	ADP
issue-1690	378	18	the	the	DET
issue-1690	378	19	deposit	deposit	NOUN
issue-1690	378	20	services	service	NOUN
issue-1690	378	21	market	market	NOUN
issue-1690	378	22	it	it	PRON
issue-1690	378	23	is	be	AUX
issue-1690	378	24	possible	possible	ADJ
issue-1690	378	25	to	to	PART
issue-1690	378	26	implement	implement	VERB
issue-1690	378	27	certain	certain	ADJ
issue-1690	378	28	types	type	NOUN
issue-1690	378	29	of	of	ADP
issue-1690	378	30	such	such	ADJ
issue-1690	378	31	manabaltic	manabaltic	ADJ
issue-1690	378	32	journal	journal	NOUN
issue-1690	378	33	of	of	ADP
issue-1690	378	34	economic	economic	ADJ
issue-1690	378	35	studies	study	NOUN
issue-1690	378	36	145	145	NUM
issue-1690	378	37	vol	vol	NOUN
issue-1690	378	38	.	.	PROPN
issue-1690	379	1	8	8	NUM
issue-1690	380	1	no	no	NOUN
issue-1690	380	2	.	.	NOUN
issue-1690	380	3	1	1	NUM
issue-1690	380	4	,	,	PUNCT
issue-1690	380	5	2022	2022	NUM
issue-1690	380	6	public	public	ADJ
issue-1690	380	7	authorities	authority	NOUN
issue-1690	380	8	(	(	PUNCT
issue-1690	380	9	nbu	nbu	NOUN
issue-1690	380	10	)	)	PUNCT
issue-1690	380	11	households	household	NOUN
issue-1690	380	12	influen	influen	PROPN
issue-1690	381	1	ce	ce	PROPN
issue-1690	382	1	t	t	PROPN
issue-1690	383	1	he	he	PRON
issue-1690	383	2	su	su	PROPN
issue-1690	383	3	bj	bj	VERB
issue-1690	383	4	ec	ec	PROPN
issue-1690	383	5	t	t	NOUN
issue-1690	383	6	o	o	X
issue-1690	383	7	f	f	X
issue-1690	383	8	re	re	AUX
issue-1690	383	9	fle	fle	VERB
issue-1690	383	10	xi	xi	INTJ
issue-1690	383	11	ve	ve	NOUN
issue-1690	383	12	c	c	NOUN
issue-1690	383	13	on	on	ADP
issue-1690	383	14	tr	tr	VERB
issue-1690	383	15	ol	ol	ADJ
issue-1690	383	16	o	o	PROPN
issue-1690	383	17	bj	bj	ADP
issue-1690	383	18	ec	ec	PROPN
issue-1690	384	1	t	t	NOUN
issue-1690	384	2	o	o	X
issue-1690	384	3	f	f	X
issue-1690	384	4	r	r	NOUN
issue-1690	384	5	ef	ef	X
issue-1690	384	6	le	le	X
issue-1690	384	7	xi	xi	X
issue-1690	384	8	ve	ve	AUX
issue-1690	384	9	co	co	VERB
issue-1690	384	10	nt	not	PART
issue-1690	384	11	ro	ro	X
issue-1690	385	1	l	l	PROPN
issue-1690	385	2	c	c	VERB
issue-1690	385	3	ha	ha	INTJ
issue-1690	385	4	ng	ng	PROPN
issue-1690	385	5	es	es	NOUN
issue-1690	385	6	in	in	ADP
issue-1690	385	7	d	d	X
issue-1690	385	8	em	em	PRON
issue-1690	386	1	an	an	DET
issue-1690	386	2	d	d	NOUN
issue-1690	386	3	fo	fo	INTJ
issue-1690	386	4	r	r	NOUN
issue-1690	387	1	d	d	NOUN
issue-1690	387	2	ep	ep	PROPN
issue-1690	387	3	os	os	PROPN
issue-1690	387	4	it	it	PRON
issue-1690	387	5	se	se	PROPN
issue-1690	387	6	rv	rv	PROPN
issue-1690	388	1	ic	ic	PROPN
issue-1690	388	2	es	es	ADP
issue-1690	388	3	an	an	PRON
issue-1690	388	4	d	d	NOUN
issue-1690	388	5	gr	gr	INTJ
issue-1690	388	6	ow	ow	INTJ
issue-1690	388	7	th	th	X
issue-1690	388	8	in	in	ADP
issue-1690	388	9	a	a	DET
issue-1690	388	10	cc	cc	X
issue-1690	388	11	um	um	INTJ
issue-1690	388	12	ul	ul	INTJ
issue-1690	388	13	at	at	ADP
issue-1690	388	14	ed	ed	PROPN
issue-1690	388	15	sa	sa	PROPN
issue-1690	388	16	vi	vi	PROPN
issue-1690	389	1	ng	ng	PROPN
issue-1690	389	2	s	s	PROPN
issue-1690	389	3	r	r	NOUN
issue-1690	389	4	e	e	NOUN
issue-1690	389	5	su	su	PROPN
issue-1690	389	6	l	l	PROPN
issue-1690	389	7	t	t	PROPN
issue-1690	389	8	tr	tr	VERB
issue-1690	389	9	an	an	DET
issue-1690	389	10	sf	sf	NOUN
issue-1690	389	11	or	or	CCONJ
issue-1690	389	12	m	m	VERB
issue-1690	389	13	in	in	ADP
issue-1690	389	14	g	g	PROPN
issue-1690	389	15	ho	ho	PROPN
issue-1690	389	16	us	us	PROPN
issue-1690	389	17	eh	eh	INTJ
issue-1690	389	18	ol	ol	PROPN
issue-1690	389	19	d	d	AUX
issue-1690	389	20	be	be	AUX
issue-1690	389	21	ha	ha	INTJ
issue-1690	389	22	vi	vi	NOUN
issue-1690	389	23	or	or	CCONJ
issue-1690	389	24	g	g	PROPN
issue-1690	389	25	oa	oa	ADJ
issue-1690	389	26	l	l	NOUN
issue-1690	389	27	:	:	PUNCT
issue-1690	389	28	c	c	X
issue-1690	389	29	re	re	ADP
issue-1690	389	30	at	at	ADP
issue-1690	389	31	in	in	ADP
issue-1690	389	32	g	g	PROPN
issue-1690	389	33	co	co	INTJ
issue-1690	389	34	nd	nd	PROPN
issue-1690	389	35	iti	iti	PROPN
issue-1690	389	36	on	on	ADP
issue-1690	389	37	s	s	PROPN
issue-1690	389	38	f	f	X
issue-1690	389	39	or	or	CCONJ
issue-1690	389	40	a	a	DET
issue-1690	389	41	ct	ct	NOUN
issue-1690	389	42	iv	iv	NUM
issue-1690	389	43	e	e	X
issue-1690	389	44	de	de	X
issue-1690	389	45	ve	ve	VERB
issue-1690	389	46	lo	lo	PROPN
issue-1690	389	47	pm	pm	NOUN
issue-1690	389	48	en	en	INTJ
issue-1690	389	49	t	t	X
issue-1690	390	1	o	o	X
issue-1690	390	2	f	f	NOUN
issue-1690	391	1	t	t	NOUN
issue-1690	391	2	he	he	PRON
issue-1690	392	1	d	d	PROPN
issue-1690	392	2	ep	ep	PROPN
issue-1690	392	3	os	os	PROPN
issue-1690	392	4	it	it	PRON
issue-1690	392	5	se	se	PROPN
issue-1690	393	1	rv	rv	PROPN
issue-1690	394	1	ic	ic	PROPN
issue-1690	394	2	es	es	PROPN
issue-1690	394	3	m	m	PROPN
issue-1690	394	4	ar	ar	PROPN
issue-1690	394	5	ke	ke	PROPN
issue-1690	394	6	t	t	PROPN
issue-1690	394	7	,	,	PUNCT
issue-1690	394	8	in	in	ADP
issue-1690	394	9	cr	cr	X
issue-1690	394	10	ea	ea	PROPN
issue-1690	394	11	si	si	PROPN
issue-1690	394	12	ng	ng	PROPN
issue-1690	394	13	th	th	X
issue-1690	394	14	e	e	X
issue-1690	394	15	vo	vo	X
issue-1690	394	16	lu	lu	PROPN
issue-1690	394	17	m	m	PROPN
issue-1690	394	18	e	e	NOUN
issue-1690	394	19	of	of	ADP
issue-1690	394	20	g	g	PROPN
issue-1690	394	21	en	en	INTJ
issue-1690	394	22	er	er	INTJ
issue-1690	394	23	at	at	ADP
issue-1690	394	24	ed	ed	PROPN
issue-1690	394	25	d	d	PROPN
issue-1690	394	26	ep	ep	PROPN
issue-1690	394	27	os	os	INTJ
issue-1690	395	1	it	it	PRON
issue-1690	395	2	re	re	AUX
issue-1690	395	3	so	so	ADV
issue-1690	395	4	ur	ur	INTJ
issue-1690	395	5	ce	ce	PROPN
issue-1690	395	6	s	s	PROPN
issue-1690	395	7	a	a	PRON
issue-1690	395	8	nd	nd	ADV
issue-1690	395	9	th	th	X
issue-1690	395	10	ei	ei	NOUN
issue-1690	395	11	r	r	NOUN
issue-1690	395	12	t	t	PROPN
issue-1690	396	1	ra	ra	PROPN
issue-1690	397	1	ns	ns	INTJ
issue-1690	397	2	fo	fo	INTJ
issue-1690	397	3	rm	rm	PROPN
issue-1690	397	4	at	at	ADP
issue-1690	397	5	io	io	PROPN
issue-1690	397	6	n	n	ADV
issue-1690	397	7	in	in	ADP
issue-1690	397	8	to	to	ADP
issue-1690	397	9	c	c	PROPN
issue-1690	397	10	re	re	X
issue-1690	397	11	di	di	PROPN
issue-1690	397	12	t	t	PROPN
issue-1690	397	13	a	a	DET
issue-1690	397	14	nd	nd	NOUN
issue-1690	397	15	in	in	ADP
issue-1690	397	16	ve	ve	PROPN
issue-1690	397	17	st	st	PROPN
issue-1690	397	18	m	m	PROPN
issue-1690	397	19	en	en	PROPN
issue-1690	397	20	t	t	PROPN
issue-1690	397	21	f	f	PROPN
issue-1690	397	22	un	un	PROPN
issue-1690	397	23	ds	ds	PROPN
issue-1690	397	24	g	g	PROPN
issue-1690	397	25	oa	oa	PROPN
issue-1690	397	26	l	l	NOUN
issue-1690	397	27	:	:	PUNCT
issue-1690	397	28	pr	pr	NOUN
issue-1690	397	29	es	es	INTJ
issue-1690	397	30	er	er	INTJ
issue-1690	397	31	va	va	NOUN
issue-1690	397	32	tio	tio	NOUN
issue-1690	397	33	n	n	PROPN
issue-1690	397	34	of	of	ADP
issue-1690	397	35	o	o	PROPN
issue-1690	397	36	w	w	NOUN
issue-1690	397	37	n	n	PRON
issue-1690	397	38	fin	fin	NOUN
issue-1690	397	39	an	an	DET
issue-1690	397	40	ci	ci	NOUN
issue-1690	397	41	al	al	PROPN
issue-1690	397	42	re	re	NOUN
issue-1690	398	1	so	so	ADV
issue-1690	398	2	ur	ur	PROPN
issue-1690	398	3	ce	ce	PROPN
issue-1690	398	4	s	s	PROPN
issue-1690	398	5	a	a	PRON
issue-1690	398	6	nd	nd	ADV
issue-1690	398	7	th	th	X
issue-1690	398	8	ei	ei	NOUN
issue-1690	398	9	r	r	X
issue-1690	398	10	i	i	PRON
issue-1690	398	11	nc	nc	PROPN
issue-1690	398	12	re	re	PROPN
issue-1690	398	13	as	as	ADP
issue-1690	398	14	e	e	X
issue-1690	398	15	by	by	ADP
issue-1690	398	16	pr	pr	NOUN
issue-1690	398	17	ov	ov	INTJ
issue-1690	398	18	i	i	PROPN
issue-1690	398	19	d	d	PROPN
issue-1690	398	20	in	in	ADP
issue-1690	398	21	g	g	PROPN
issue-1690	398	22	te	te	PROPN
issue-1690	398	23	m	m	INTJ
issue-1690	398	24	po	po	INTJ
issue-1690	398	25	ra	ra	PROPN
issue-1690	398	26	ry	ry	PROPN
issue-1690	398	27	u	u	PROPN
issue-1690	398	28	se	se	PROPN
issue-1690	398	29	to	to	ADP
issue-1690	398	30	d	d	PROPN
issue-1690	398	31	ep	ep	PROPN
issue-1690	398	32	os	os	PROPN
issue-1690	398	33	ito	ito	PROPN
issue-1690	399	1	ry	ry	PROPN
issue-1690	399	2	in	in	ADP
issue-1690	399	3	st	st	PROPN
issue-1690	399	4	itu	itu	PROPN
issue-1690	399	5	tio	tio	PROPN
issue-1690	399	6	ns	ns	INTJ
issue-1690	399	7	ha	ha	INTJ
issue-1690	399	8	ve	ve	VERB
issue-1690	399	9	te	te	ADP
issue-1690	399	10	m	m	PROPN
issue-1690	399	11	po	po	INTJ
issue-1690	399	12	ra	ra	PROPN
issue-1690	400	1	ri	ri	INTJ
issue-1690	400	2	ly	ly	X
issue-1690	401	1	fr	fr	PROPN
issue-1690	401	2	ee	ee	PROPN
issue-1690	401	3	fi	fi	PROPN
issue-1690	401	4	na	na	PROPN
issue-1690	401	5	nc	nc	PROPN
issue-1690	401	6	ia	ia	PROPN
issue-1690	401	7	l	l	PROPN
issue-1690	401	8	re	re	VERB
issue-1690	401	9	so	so	ADV
issue-1690	401	10	ur	ur	INTJ
issue-1690	401	11	ce	ce	PROPN
issue-1690	401	12	s	s	PROPN
issue-1690	401	13	an	an	DET
issue-1690	401	14	d	d	X
issue-1690	401	15	th	th	X
issue-1690	401	16	in	in	ADP
issue-1690	401	17	k	k	PROPN
issue-1690	401	18	ab	ab	PROPN
issue-1690	401	19	ou	ou	PROPN
issue-1690	401	20	t	t	PROPN
issue-1690	401	21	h	h	NOUN
issue-1690	401	22	ow	ow	INTJ
issue-1690	401	23	to	to	ADP
issue-1690	401	24	u	u	PROPN
issue-1690	401	25	se	se	PROPN
issue-1690	401	26	th	th	INTJ
issue-1690	401	27	em	em	PRON
issue-1690	402	1	ha	ha	INTJ
issue-1690	402	2	ve	ve	VERB
issue-1690	402	3	th	th	X
issue-1690	402	4	e	e	NOUN
issue-1690	402	5	op	op	NOUN
issue-1690	402	6	po	po	PROPN
issue-1690	402	7	rt	rt	PROPN
issue-1690	402	8	un	un	PROPN
issue-1690	402	9	ity	ity	PROPN
issue-1690	402	10	to	to	PART
issue-1690	402	11	in	in	ADP
issue-1690	402	12	flu	flu	PROPN
issue-1690	402	13	en	en	X
issue-1690	402	14	ce	ce	PROPN
issue-1690	402	15	th	th	X
issue-1690	402	16	e	e	X
issue-1690	402	17	de	de	X
issue-1690	402	18	ci	ci	PROPN
issue-1690	402	19	si	si	X
issue-1690	403	1	on	on	ADP
issue-1690	403	2	s	s	PRON
issue-1690	403	3	o	o	X
issue-1690	403	4	f	f	X
issue-1690	403	5	e	e	X
issue-1690	403	6	co	co	NOUN
issue-1690	403	7	no	no	INTJ
issue-1690	403	8	m	m	ADJ
issue-1690	403	9	ic	ic	NOUN
issue-1690	403	10	e	e	NOUN
issue-1690	403	11	nt	not	PART
issue-1690	403	12	iti	iti	PROPN
issue-1690	403	13	es	es	X
issue-1690	403	14	th	th	X
issue-1690	403	15	ro	ro	X
issue-1690	403	16	ug	ug	ADP
issue-1690	403	17	h	h	PROPN
issue-1690	403	18	tr	tr	VERB
issue-1690	403	19	an	an	DET
issue-1690	403	20	sf	sf	NOUN
issue-1690	403	21	or	or	CCONJ
issue-1690	403	22	m	m	VERB
issue-1690	403	23	at	at	ADP
issue-1690	403	24	io	io	X
issue-1690	404	1	ns	ns	INTJ
issue-1690	404	2	o	o	PROPN
issue-1690	405	1	f	f	PROPN
issue-1690	405	2	t	t	PROPN
issue-1690	405	3	he	he	PRON
issue-1690	405	4	in	in	ADP
issue-1690	405	5	st	st	PROPN
issue-1690	405	6	itu	itu	PROPN
issue-1690	405	7	tio	tio	PROPN
issue-1690	405	8	na	na	PROPN
issue-1690	405	9	l	l	NOUN
issue-1690	406	1	f	f	X
issue-1690	407	1	ra	ra	INTJ
issue-1690	407	2	m	m	VERB
issue-1690	407	3	ew	ew	VERB
issue-1690	407	4	or	or	CCONJ
issue-1690	407	5	k	k	INTJ
issue-1690	408	1	fo	fo	INTJ
issue-1690	408	2	r	r	NOUN
issue-1690	408	3	t	t	NOUN
issue-1690	408	4	he	he	PRON
issue-1690	408	5	de	de	PROPN
issue-1690	408	6	ve	ve	VERB
issue-1690	408	7	lo	lo	PROPN
issue-1690	408	8	pm	pm	NOUN
issue-1690	408	9	en	en	INTJ
issue-1690	408	10	t	t	X
issue-1690	408	11	o	o	X
issue-1690	409	1	f	f	NOUN
issue-1690	409	2	t	t	NOUN
issue-1690	409	3	he	he	PRON
issue-1690	410	1	d	d	PROPN
issue-1690	410	2	ep	ep	PROPN
issue-1690	410	3	os	os	PROPN
issue-1690	410	4	it	it	PRON
issue-1690	410	5	se	se	PROPN
issue-1690	411	1	rv	rv	PROPN
issue-1690	412	1	ic	ic	PROPN
issue-1690	412	2	es	es	PROPN
issue-1690	412	3	m	m	PROPN
issue-1690	412	4	ar	ar	PROPN
issue-1690	412	5	ke	ke	PROPN
issue-1690	412	6	t	t	PROPN
issue-1690	412	7	re	re	VERB
issue-1690	412	8	fle	fle	PROPN
issue-1690	413	1	ct	ct	NUM
issue-1690	413	2	o	o	PROPN
issue-1690	413	3	n	n	CCONJ
issue-1690	413	4	th	th	X
issue-1690	413	5	e	e	X
issue-1690	413	6	ne	ne	NOUN
issue-1690	413	7	ed	ed	NOUN
issue-1690	413	8	to	to	ADP
issue-1690	413	9	u	u	PROPN
issue-1690	413	10	se	se	X
issue-1690	413	11	th	th	X
issue-1690	413	12	ei	ei	ADP
issue-1690	413	13	r	r	NOUN
issue-1690	413	14	ow	ow	INTJ
issue-1690	413	15	n	n	PRON
issue-1690	413	16	ca	can	AUX
issue-1690	413	17	sh	sh	INTJ
issue-1690	413	18	to	to	ADP
issue-1690	413	19	d	d	PROPN
issue-1690	413	20	ep	ep	PROPN
issue-1690	414	1	os	os	INTJ
issue-1690	414	2	it	it	PRON
issue-1690	414	3	th	th	VERB
issue-1690	414	4	em	em	PRON
issue-1690	414	5	in	in	ADP
issue-1690	414	6	to	to	ADP
issue-1690	414	7	ac	ac	PROPN
issue-1690	414	8	co	co	PROPN
issue-1690	414	9	un	un	PROPN
issue-1690	414	10	ts	ts	PROPN
issue-1690	415	1	w	w	PROPN
issue-1690	415	2	ith	ith	PROPN
issue-1690	416	1	d	d	PROPN
issue-1690	416	2	ep	ep	PROPN
issue-1690	416	3	os	os	PROPN
issue-1690	416	4	ito	ito	PROPN
issue-1690	417	1	ry	ry	PROPN
issue-1690	417	2	in	in	ADP
issue-1690	417	3	st	st	PROPN
issue-1690	417	4	itu	itu	PROPN
issue-1690	417	5	tio	tio	PROPN
issue-1690	417	6	ns	ns	INTJ
issue-1690	417	7	ha	ha	INTJ
issue-1690	417	8	ve	ve	VERB
issue-1690	417	9	th	th	X
issue-1690	417	10	e	e	NOUN
issue-1690	417	11	op	op	NOUN
issue-1690	417	12	po	po	PROPN
issue-1690	417	13	rt	rt	PROPN
issue-1690	417	14	un	un	PROPN
issue-1690	417	15	ity	ity	PROPN
issue-1690	417	16	to	to	PART
issue-1690	417	17	in	in	ADP
issue-1690	417	18	flu	flu	PROPN
issue-1690	417	19	en	en	X
issue-1690	417	20	ce	ce	PROPN
issue-1690	417	21	th	th	X
issue-1690	417	22	e	e	X
issue-1690	417	23	pr	pr	NOUN
issue-1690	417	24	oc	oc	ADP
issue-1690	417	25	es	es	X
issue-1690	417	26	s	s	NOUN
issue-1690	417	27	o	o	X
issue-1690	417	28	f	f	X
issue-1690	417	29	r	r	NOUN
issue-1690	417	30	ef	ef	X
issue-1690	417	31	le	le	X
issue-1690	417	32	ct	ct	PROPN
issue-1690	417	33	io	io	PROPN
issue-1690	417	34	n	n	PROPN
issue-1690	417	35	of	of	ADP
issue-1690	417	36	ho	ho	PROPN
issue-1690	417	37	us	us	PROPN
issue-1690	417	38	eh	eh	INTJ
issue-1690	417	39	ol	ol	ADJ
issue-1690	417	40	ds	ds	PRON
issue-1690	417	41	o	o	NOUN
issue-1690	417	42	n	n	CCONJ
issue-1690	417	43	th	th	X
issue-1690	417	44	e	e	X
issue-1690	417	45	fe	fe	X
issue-1690	417	46	as	as	ADP
issue-1690	417	47	ib	ib	PROPN
issue-1690	417	48	ili	ili	PROPN
issue-1690	418	1	ty	ty	INTJ
issue-1690	419	1	o	o	X
issue-1690	419	2	f	f	PROPN
issue-1690	419	3	in	in	ADP
issue-1690	419	4	ve	ve	PROPN
issue-1690	419	5	st	st	PROPN
issue-1690	419	6	in	in	ADP
issue-1690	419	7	g	g	PROPN
issue-1690	419	8	in	in	ADP
issue-1690	419	9	d	d	PROPN
issue-1690	419	10	ep	ep	PROPN
issue-1690	419	11	os	os	PROPN
issue-1690	419	12	ito	ito	PROPN
issue-1690	420	1	ry	ry	PROPN
issue-1690	420	2	in	in	ADP
issue-1690	420	3	st	st	PROPN
issue-1690	420	4	itu	itu	PROPN
issue-1690	420	5	tio	tio	PROPN
issue-1690	420	6	ns	ns	NUM
issue-1690	420	7	af	af	PROPN
issue-1690	420	8	fe	fe	X
issue-1690	421	1	ct	ct	INTJ
issue-1690	421	2	fo	fo	INTJ
issue-1690	421	3	rm	rm	PROPN
issue-1690	421	4	at	at	ADP
issue-1690	421	5	io	io	PROPN
issue-1690	421	6	n	n	PROPN
issue-1690	421	7	of	of	ADP
issue-1690	421	8	d	d	X
issue-1690	421	9	ep	ep	PROPN
issue-1690	422	1	os	os	INTJ
issue-1690	423	1	it	it	PRON
issue-1690	423	2	be	be	VERB
issue-1690	423	3	ha	ha	INTJ
issue-1690	423	4	vi	vi	ADJ
issue-1690	423	5	or	or	CCONJ
issue-1690	423	6	o	o	NOUN
issue-1690	423	7	f	f	PROPN
issue-1690	423	8	h	h	NOUN
issue-1690	423	9	ou	ou	PROPN
issue-1690	423	10	se	se	PROPN
issue-1690	423	11	ho	ho	PROPN
issue-1690	424	1	ld	ld	PROPN
issue-1690	424	2	s	s	PROPN
issue-1690	424	3	c	c	NOUN
issue-1690	424	4	ha	ha	INTJ
issue-1690	424	5	ng	ng	PROPN
issue-1690	424	6	in	in	ADP
issue-1690	424	7	g	g	PROPN
issue-1690	424	8	th	th	X
issue-1690	424	9	e	e	X
issue-1690	424	10	ru	ru	PROPN
issue-1690	424	11	le	le	PROPN
issue-1690	424	12	s	s	PROPN
issue-1690	424	13	f	f	PROPN
issue-1690	424	14	or	or	CCONJ
issue-1690	424	15	p	p	PROPN
issue-1690	424	16	ro	ro	X
issue-1690	424	17	vi	vi	PROPN
issue-1690	424	18	di	di	PROPN
issue-1690	424	19	ng	ng	PROPN
issue-1690	424	20	de	de	PROPN
issue-1690	424	21	po	po	PROPN
issue-1690	425	1	si	si	PROPN
issue-1690	425	2	t	t	PROPN
issue-1690	425	3	s	s	PROPN
issue-1690	425	4	er	er	INTJ
issue-1690	425	5	vi	vi	PROPN
issue-1690	425	6	ce	ce	PROPN
issue-1690	425	7	s	s	PROPN
issue-1690	425	8	t	t	PROPN
issue-1690	425	9	o	o	X
issue-1690	425	10	ec	ec	PROPN
issue-1690	425	11	on	on	ADP
issue-1690	425	12	om	om	PROPN
issue-1690	425	13	ic	ic	PROPN
issue-1690	425	14	en	en	PROPN
issue-1690	425	15	tit	tit	PROPN
issue-1690	425	16	ie	ie	X
issue-1690	425	17	s	s	PROPN
issue-1690	425	18	in	in	ADP
issue-1690	425	19	cr	cr	PROPN
issue-1690	425	20	ea	ea	PROPN
issue-1690	425	21	si	si	PROPN
issue-1690	425	22	ng	ng	PROPN
issue-1690	425	23	th	th	X
issue-1690	425	24	e	e	X
issue-1690	425	25	fin	fin	VERB
issue-1690	425	26	an	an	DET
issue-1690	425	27	ci	ci	PROPN
issue-1690	425	28	al	al	PROPN
issue-1690	425	29	st	st	PROPN
issue-1690	425	30	ab	ab	PROPN
issue-1690	425	31	ili	ili	PROPN
issue-1690	426	1	ty	ty	INTJ
issue-1690	427	1	o	o	X
issue-1690	427	2	f	f	PROPN
issue-1690	428	1	d	d	X
issue-1690	428	2	ep	ep	PROPN
issue-1690	428	3	os	os	PROPN
issue-1690	428	4	ito	ito	PROPN
issue-1690	428	5	ry	ry	PROPN
issue-1690	428	6	in	in	ADP
issue-1690	428	7	st	st	PROPN
issue-1690	428	8	itu	itu	PROPN
issue-1690	428	9	tio	tio	PROPN
issue-1690	428	10	ns	ns	INTJ
issue-1690	428	11	fo	fo	ADP
issue-1690	428	12	rm	rm	PROPN
issue-1690	428	13	at	at	ADP
issue-1690	428	14	io	io	PROPN
issue-1690	428	15	n	n	ADP
issue-1690	428	16	of	of	ADP
issue-1690	428	17	c	c	PROPN
issue-1690	428	18	re	re	ADP
issue-1690	428	19	di	di	PROPN
issue-1690	428	20	t	t	PROPN
issue-1690	428	21	a	a	DET
issue-1690	428	22	nd	nd	NOUN
issue-1690	428	23	in	in	ADP
issue-1690	428	24	ve	ve	PROPN
issue-1690	428	25	st	st	PROPN
issue-1690	428	26	m	m	PROPN
issue-1690	428	27	en	en	ADP
issue-1690	428	28	t	t	NOUN
issue-1690	428	29	r	r	NOUN
issue-1690	428	30	es	es	X
issue-1690	428	31	ou	ou	X
issue-1690	428	32	rc	rc	PROPN
issue-1690	428	33	es	es	NOUN
issue-1690	428	34	in	in	ADP
issue-1690	428	35	fo	fo	ADP
issue-1690	428	36	rm	rm	PROPN
issue-1690	428	37	at	at	ADP
issue-1690	428	38	io	io	PROPN
issue-1690	428	39	n	n	PART
issue-1690	428	40	by	by	ADP
issue-1690	428	41	pr	pr	NOUN
issue-1690	428	42	od	od	PROPN
issue-1690	428	43	uc	uc	PROPN
issue-1690	429	1	tio	tio	PROPN
issue-1690	430	1	n	n	PRON
issue-1690	431	1	us	we	PRON
issue-1690	431	2	in	in	ADP
issue-1690	431	3	g	g	PROPN
issue-1690	431	4	fi	fi	NOUN
issue-1690	431	5	gu	gu	X
issue-1690	431	6	re	re	ADP
issue-1690	431	7	6	6	NUM
issue-1690	431	8	.	.	PUNCT
issue-1690	432	1	a	a	DET
issue-1690	432	2	lg	lg	NOUN
issue-1690	432	3	or	or	CCONJ
issue-1690	432	4	ith	ith	NOUN
issue-1690	432	5	m	m	PROPN
issue-1690	432	6	o	o	NOUN
issue-1690	433	1	f	f	NOUN
issue-1690	433	2	t	t	NOUN
issue-1690	434	1	he	he	PRON
issue-1690	434	2	m	m	VERB
issue-1690	434	3	ac	ac	INTJ
issue-1690	435	1	ro	ro	PROPN
issue-1690	435	2	sy	sy	PROPN
issue-1690	435	3	st	st	PROPN
issue-1690	436	1	em	em	PRON
issue-1690	436	2	re	re	AUX
issue-1690	436	3	fle	fle	VERB
issue-1690	436	4	xi	xi	INTJ
issue-1690	436	5	ve	ve	AUX
issue-1690	436	6	co	co	VERB
issue-1690	436	7	nt	not	PART
issue-1690	436	8	ro	ro	NOUN
issue-1690	437	1	l	l	NOUN
issue-1690	437	2	o	o	X
issue-1690	438	1	f	f	NOUN
issue-1690	438	2	t	t	INTJ
issue-1690	439	1	he	he	PRON
issue-1690	439	2	fo	fo	INTJ
issue-1690	439	3	rm	rm	PROPN
issue-1690	439	4	at	at	ADP
issue-1690	439	5	io	io	PROPN
issue-1690	439	6	n	n	AUX
issue-1690	439	7	pr	pr	VERB
issue-1690	439	8	oc	oc	ADP
issue-1690	439	9	es	es	X
issue-1690	439	10	s	s	X
issue-1690	439	11	o	o	X
issue-1690	439	12	f	f	NOUN
issue-1690	440	1	t	t	NOUN
issue-1690	441	1	he	he	PRON
issue-1690	442	1	d	d	NOUN
issue-1690	442	2	ep	ep	PROPN
issue-1690	443	1	os	os	INTJ
issue-1690	444	1	it	it	PRON
issue-1690	444	2	be	be	VERB
issue-1690	444	3	ha	ha	INTJ
issue-1690	444	4	vi	vi	ADJ
issue-1690	444	5	or	or	CCONJ
issue-1690	444	6	o	o	NOUN
issue-1690	444	7	f	f	PROPN
issue-1690	444	8	h	h	NOUN
issue-1690	444	9	ou	ou	PROPN
issue-1690	444	10	se	se	PROPN
issue-1690	444	11	ho	ho	PROPN
issue-1690	445	1	ld	ld	PROPN
issue-1690	445	2	s	s	PROPN
issue-1690	445	3	i	i	NOUN
issue-1690	445	4	n	n	ADV
issue-1690	445	5	th	th	X
issue-1690	445	6	e	e	X
issue-1690	445	7	fin	fin	VERB
issue-1690	445	8	an	an	PRON
issue-1690	445	9	ci	ci	PROPN
issue-1690	445	10	al	al	PROPN
issue-1690	445	11	se	se	PROPN
issue-1690	445	12	rv	rv	PROPN
issue-1690	446	1	ic	ic	PROPN
issue-1690	446	2	es	es	PROPN
issue-1690	446	3	m	m	PROPN
issue-1690	446	4	ar	ar	PROPN
issue-1690	446	5	ke	ke	PROPN
issue-1690	446	6	t	t	PROPN
issue-1690	447	1	so	so	ADV
issue-1690	447	2	ur	ur	INTJ
issue-1690	447	3	ce	ce	PROPN
issue-1690	447	4	:	:	PUNCT
issue-1690	448	1	c	c	X
issue-1690	448	2	om	om	PROPN
issue-1690	448	3	pi	pi	NOUN
issue-1690	448	4	led	lead	VERB
issue-1690	448	5	b	b	PROPN
issue-1690	448	6	y	y	PROPN
issue-1690	448	7	t	t	PROPN
issue-1690	448	8	he	he	PRON
issue-1690	448	9	a	a	DET
issue-1690	448	10	ut	ut	PROPN
issue-1690	448	11	ho	ho	PROPN
issue-1690	448	12	rs	rs	PROPN
issue-1690	448	13	baltic	baltic	PROPN
issue-1690	448	14	journal	journal	PROPN
issue-1690	448	15	of	of	ADP
issue-1690	448	16	economic	economic	ADJ
issue-1690	448	17	studies	study	NOUN
issue-1690	448	18	146	146	NUM
issue-1690	448	19	vol	vol	NOUN
issue-1690	448	20	.	.	PROPN
issue-1690	448	21	8	8	NUM
issue-1690	449	1	no	no	NOUN
issue-1690	449	2	.	.	NOUN
issue-1690	449	3	1	1	NUM
issue-1690	449	4	,	,	PUNCT
issue-1690	449	5	2022	2022	NUM
issue-1690	449	6	gement	gement	NOUN
issue-1690	449	7	through	through	ADP
issue-1690	449	8	the	the	DET
issue-1690	449	9	use	use	NOUN
issue-1690	449	10	of	of	ADP
issue-1690	449	11	a	a	DET
issue-1690	449	12	number	number	NOUN
issue-1690	449	13	of	of	ADP
issue-1690	449	14	specific	specific	ADJ
issue-1690	449	15	tools	tool	NOUN
issue-1690	449	16	by	by	ADP
issue-1690	449	17	both	both	PRON
issue-1690	449	18	public	public	ADJ
issue-1690	449	19	authorities	authority	NOUN
issue-1690	449	20	and	and	CCONJ
issue-1690	449	21	depository	depository	NOUN
issue-1690	449	22	institutions	institution	NOUN
issue-1690	449	23	.	.	PUNCT
issue-1690	450	1	acknowledgments	acknowledgment	NOUN
issue-1690	450	2	.	.	PUNCT
issue-1690	451	1	this	this	DET
issue-1690	451	2	research	research	NOUN
issue-1690	451	3	is	be	AUX
issue-1690	451	4	carried	carry	VERB
issue-1690	451	5	out	out	ADP
issue-1690	451	6	within	within	ADP
issue-1690	451	7	the	the	DET
issue-1690	451	8	framework	framework	NOUN
issue-1690	451	9	of	of	ADP
issue-1690	451	10	the	the	DET
issue-1690	451	11	scientific	scientific	ADJ
issue-1690	451	12	project	project	NOUN
issue-1690	451	13	"	"	PUNCT
issue-1690	451	14	transformation	transformation	NOUN
issue-1690	451	15	of	of	ADP
issue-1690	451	16	the	the	DET
issue-1690	451	17	households	household	NOUN
issue-1690	451	18	’	'	PUNCT
issue-1690	451	19	behavior	behavior	NOUN
issue-1690	451	20	in	in	ADP
issue-1690	451	21	the	the	DET
issue-1690	451	22	financial	financial	ADJ
issue-1690	451	23	services	service	NOUN
issue-1690	451	24	market	market	NOUN
issue-1690	451	25	in	in	ADP
issue-1690	451	26	the	the	DET
issue-1690	451	27	context	context	NOUN
issue-1690	451	28	of	of	ADP
issue-1690	451	29	digitalization	digitalization	NOUN
issue-1690	451	30	"	"	PUNCT
issue-1690	451	31	with	with	ADP
issue-1690	451	32	the	the	DET
issue-1690	451	33	support	support	NOUN
issue-1690	451	34	of	of	ADP
issue-1690	451	35	the	the	DET
issue-1690	451	36	ministry	ministry	PROPN
issue-1690	451	37	of	of	ADP
issue-1690	451	38	education	education	PROPN
issue-1690	451	39	and	and	CCONJ
issue-1690	451	40	science	science	NOUN
issue-1690	451	41	of	of	ADP
issue-1690	451	42	ukraine	ukraine	PROPN
issue-1690	451	43	.	.	PUNCT
issue-1690	452	1	references	reference	NOUN
issue-1690	452	2	:	:	PUNCT
issue-1690	452	3	bublik	bublik	PROPN
issue-1690	452	4	,	,	PUNCT
issue-1690	452	5	e.	e.	PROPN
issue-1690	452	6	a.	a.	PROPN
issue-1690	452	7	(	(	PUNCT
issue-1690	452	8	2012	2012	NUM
issue-1690	452	9	)	)	PUNCT
issue-1690	452	10	.	.	PUNCT
issue-1690	453	1	modification	modification	NOUN
issue-1690	453	2	of	of	ADP
issue-1690	453	3	behavior	behavior	NOUN
issue-1690	453	4	and	and	CCONJ
issue-1690	453	5	features	feature	NOUN
issue-1690	453	6	of	of	ADP
issue-1690	453	7	financial	financial	ADJ
issue-1690	453	8	decisions	decision	NOUN
issue-1690	453	9	of	of	ADP
issue-1690	453	10	investors	investor	NOUN
issue-1690	453	11	in	in	ADP
issue-1690	453	12	the	the	DET
issue-1690	453	13	crisis	crisis	NOUN
issue-1690	453	14	.	.	PUNCT
issue-1690	454	1	bulletin	bulletin	NOUN
issue-1690	454	2	of	of	ADP
issue-1690	454	3	the	the	DET
issue-1690	454	4	institute	institute	NOUN
issue-1690	454	5	of	of	ADP
issue-1690	454	6	economics	economic	NOUN
issue-1690	454	7	and	and	CCONJ
issue-1690	454	8	forecasting	forecasting	NOUN
issue-1690	454	9	,	,	PUNCT
issue-1690	454	10	pp	pp	ADJ
issue-1690	454	11	.	.	PUNCT
issue-1690	455	1	37–43	37–43	NUM
issue-1690	455	2	.	.	X
issue-1690	456	1	demian	demian	PROPN
issue-1690	456	2	,	,	PUNCT
issue-1690	456	3	b.	b.	PROPN
issue-1690	456	4	,	,	PUNCT
issue-1690	456	5	&	&	CCONJ
issue-1690	456	6	burlutskyi	burlutskyi	PROPN
issue-1690	456	7	,	,	PUNCT
issue-1690	456	8	s.	s.	PROPN
issue-1690	456	9	(	(	PUNCT
issue-1690	456	10	2014	2014	NUM
issue-1690	456	11	)	)	PUNCT
issue-1690	456	12	.	.	PUNCT
issue-1690	457	1	household	household	NOUN
issue-1690	457	2	:	:	PUNCT
issue-1690	457	3	a	a	DET
issue-1690	457	4	homeostatic	homeostatic	ADJ
issue-1690	457	5	approach	approach	NOUN
issue-1690	457	6	.	.	PUNCT
issue-1690	458	1	economic	economic	ADJ
issue-1690	458	2	theory	theory	NOUN
issue-1690	458	3	,	,	PUNCT
issue-1690	458	4	(	(	PUNCT
issue-1690	458	5	3	3	NUM
issue-1690	458	6	)	)	PUNCT
issue-1690	458	7	,	,	PUNCT
issue-1690	458	8	60–71	60–71	NOUN
issue-1690	458	9	.	.	PUNCT
issue-1690	459	1	dubyna	dubyna	NOUN
issue-1690	459	2	,	,	PUNCT
issue-1690	459	3	m.	m.	NOUN
issue-1690	459	4	v.	v.	NOUN
issue-1690	459	5	,	,	PUNCT
issue-1690	459	6	zhuk	zhuk	NOUN
issue-1690	459	7	,	,	PUNCT
issue-1690	459	8	o.	o.	PROPN
issue-1690	459	9	s.	s.	PROPN
issue-1690	459	10	,	,	PUNCT
issue-1690	459	11	&	&	CCONJ
issue-1690	459	12	bondarenko	bondarenko	PROPN
issue-1690	459	13	,	,	PUNCT
issue-1690	459	14	l.	l.	PROPN
issue-1690	459	15	m.	m.	PROPN
issue-1690	459	16	(	(	PUNCT
issue-1690	459	17	2018	2018	NUM
issue-1690	459	18	)	)	PUNCT
issue-1690	459	19	.	.	PUNCT
issue-1690	460	1	features	feature	NOUN
issue-1690	460	2	of	of	ADP
issue-1690	460	3	the	the	DET
issue-1690	460	4	formation	formation	NOUN
issue-1690	460	5	of	of	ADP
issue-1690	460	6	the	the	DET
issue-1690	460	7	institution	institution	NOUN
issue-1690	460	8	of	of	ADP
issue-1690	460	9	trust	trust	NOUN
issue-1690	460	10	in	in	ADP
issue-1690	460	11	the	the	DET
issue-1690	460	12	financial	financial	ADJ
issue-1690	460	13	services	service	NOUN
issue-1690	460	14	market	market	NOUN
issue-1690	460	15	.	.	PUNCT
issue-1690	461	1	scientific	scientific	ADJ
issue-1690	461	2	bulletin	bulletin	NOUN
issue-1690	461	3	of	of	ADP
issue-1690	461	4	polissіa	polissіa	NOUN
issue-1690	461	5	,	,	PUNCT
issue-1690	461	6	2	2	NUM
issue-1690	461	7	-	-	SYM
issue-1690	461	8	1(13	1(13	NUM
issue-1690	461	9	)	)	PUNCT
issue-1690	461	10	,	,	PUNCT
issue-1690	461	11	91–99	91–99	NUM
issue-1690	461	12	.	.	PUNCT
issue-1690	462	1	fedyshyn	fedyshyn	PROPN
issue-1690	462	2	,	,	PUNCT
issue-1690	462	3	m.	m.	PROPN
issue-1690	462	4	f.	f.	PROPN
issue-1690	462	5	,	,	PUNCT
issue-1690	462	6	abramova	abramova	PROPN
issue-1690	462	7	,	,	PUNCT
issue-1690	462	8	a.	a.	PROPN
issue-1690	462	9	s.	s.	PROPN
issue-1690	462	10	,	,	PUNCT
issue-1690	462	11	zhavoronok	zhavoronok	PROPN
issue-1690	462	12	,	,	PUNCT
issue-1690	462	13	a.	a.	PROPN
issue-1690	462	14	v.	v.	PROPN
issue-1690	462	15	,	,	PUNCT
issue-1690	462	16	&	&	CCONJ
issue-1690	462	17	marych	marych	ADJ
issue-1690	462	18	,	,	PUNCT
issue-1690	462	19	m.	m.	NOUN
issue-1690	462	20	g.	g.	PROPN
issue-1690	462	21	(	(	PUNCT
issue-1690	462	22	2019	2019	NUM
issue-1690	462	23	)	)	PUNCT
issue-1690	462	24	.	.	PUNCT
issue-1690	463	1	management	management	NOUN
issue-1690	463	2	of	of	ADP
issue-1690	463	3	competitiveness	competitiveness	NOUN
issue-1690	463	4	of	of	ADP
issue-1690	463	5	the	the	DET
issue-1690	463	6	banking	banking	NOUN
issue-1690	463	7	services	service	NOUN
issue-1690	463	8	.	.	PUNCT
issue-1690	464	1	financial	financial	ADJ
issue-1690	464	2	and	and	CCONJ
issue-1690	464	3	credit	credit	NOUN
issue-1690	464	4	activity	activity	NOUN
issue-1690	464	5	:	:	PUNCT
issue-1690	464	6	problems	problem	NOUN
issue-1690	464	7	of	of	ADP
issue-1690	464	8	theory	theory	NOUN
issue-1690	464	9	and	and	CCONJ
issue-1690	464	10	practice	practice	NOUN
issue-1690	464	11	,	,	PUNCT
issue-1690	464	12	1(28	1(28	NUM
issue-1690	464	13	)	)	PUNCT
issue-1690	464	14	,	,	PUNCT
issue-1690	464	15	64–74	64–74	NUM
issue-1690	464	16	.	.	PUNCT
issue-1690	465	1	doi	doi	NOUN
issue-1690	465	2	:	:	PUNCT
issue-1690	465	3	https://doi.org/10.18371/fcaptp.v1i28.163340	https://doi.org/10.18371/fcaptp.v1i28.163340	PROPN
issue-1690	465	4	gavurova	gavurova	PROPN
issue-1690	465	5	,	,	PUNCT
issue-1690	465	6	b.	b.	PROPN
issue-1690	465	7	,	,	PUNCT
issue-1690	465	8	kocisova	kocisova	PROPN
issue-1690	465	9	,	,	PUNCT
issue-1690	465	10	k.	k.	PROPN
issue-1690	465	11	,	,	PUNCT
issue-1690	465	12	rozsa	rozsa	PROPN
issue-1690	465	13	,	,	PUNCT
issue-1690	465	14	z.	z.	PROPN
issue-1690	465	15	,	,	PUNCT
issue-1690	465	16	&	&	CCONJ
issue-1690	465	17	halaskova	halaskova	PROPN
issue-1690	465	18	,	,	PUNCT
issue-1690	465	19	m.	m.	NOUN
issue-1690	465	20	(	(	PUNCT
issue-1690	465	21	2019	2019	NUM
issue-1690	465	22	)	)	PUNCT
issue-1690	465	23	.	.	PUNCT
issue-1690	466	1	what	what	PRON
issue-1690	466	2	affects	affect	VERB
issue-1690	466	3	the	the	DET
issue-1690	466	4	interest	interest	NOUN
issue-1690	466	5	rate	rate	NOUN
issue-1690	466	6	on	on	ADP
issue-1690	466	7	deposit	deposit	NOUN
issue-1690	466	8	from	from	ADP
issue-1690	466	9	households	household	NOUN
issue-1690	466	10	?	?	PUNCT
issue-1690	467	1	montenegrin	montenegrin	PROPN
issue-1690	467	2	journal	journal	PROPN
issue-1690	467	3	of	of	ADP
issue-1690	467	4	economics	economic	NOUN
issue-1690	467	5	,	,	PUNCT
issue-1690	467	6	15(2	15(2	NUM
issue-1690	467	7	)	)	PUNCT
issue-1690	467	8	,	,	PUNCT
issue-1690	467	9	41–57	41–57	NUM
issue-1690	467	10	.	.	PUNCT
issue-1690	468	1	doi	doi	NOUN
issue-1690	468	2	:	:	PUNCT
issue-1690	468	3	https://doi.org/10.14254/18005845/2019.15-2.4	https://doi.org/10.14254/18005845/2019.15-2.4	PROPN
issue-1690	468	4	george	george	PROPN
issue-1690	468	5	,	,	PUNCT
issue-1690	468	6	a.	a.	NOUN
issue-1690	468	7	,	,	PUNCT
issue-1690	468	8	akerlof	akerlof	NOUN
issue-1690	468	9	,	,	PUNCT
issue-1690	468	10	&	&	CCONJ
issue-1690	468	11	robert	robert	PROPN
issue-1690	468	12	j.	j.	PROPN
issue-1690	468	13	shiller	shiller	PROPN
issue-1690	468	14	(	(	PUNCT
issue-1690	468	15	2015	2015	NUM
issue-1690	468	16	)	)	PUNCT
issue-1690	468	17	.	.	PUNCT
issue-1690	469	1	phishing	phishe	VERB
issue-1690	469	2	for	for	ADP
issue-1690	469	3	phools	phool	NOUN
issue-1690	469	4	.	.	PUNCT
issue-1690	470	1	the	the	DET
issue-1690	470	2	economics	economic	NOUN
issue-1690	470	3	of	of	ADP
issue-1690	470	4	manipulation	manipulation	NOUN
issue-1690	470	5	and	and	CCONJ
issue-1690	470	6	deception	deception	NOUN
issue-1690	470	7	.	.	PUNCT
issue-1690	471	1	princeton	princeton	PROPN
issue-1690	471	2	:	:	PUNCT
issue-1690	471	3	princeton	princeton	PROPN
issue-1690	471	4	university	university	PROPN
issue-1690	471	5	press	press	NOUN
issue-1690	471	6	.	.	PUNCT
issue-1690	472	1	grigoraș	grigoraș	PROPN
issue-1690	472	2	-	-	PUNCT
issue-1690	472	3	ichim	ichim	PROPN
issue-1690	472	4	,	,	PUNCT
issue-1690	472	5	c.	c.	PROPN
issue-1690	472	6	e.	e.	PROPN
issue-1690	472	7	,	,	PUNCT
issue-1690	472	8	cosmulese	cosmulese	PROPN
issue-1690	472	9	,	,	PUNCT
issue-1690	472	10	c.	c.	PROPN
issue-1690	472	11	g.	g.	PROPN
issue-1690	472	12	,	,	PUNCT
issue-1690	472	13	savchuk	savchuk	PROPN
issue-1690	472	14	,	,	PUNCT
issue-1690	472	15	d.	d.	PROPN
issue-1690	472	16	,	,	PUNCT
issue-1690	472	17	&	&	CCONJ
issue-1690	472	18	zhavoronok	zhavoronok	PROPN
issue-1690	472	19	,	,	PUNCT
issue-1690	472	20	a.	a.	NOUN
issue-1690	472	21	(	(	PUNCT
issue-1690	472	22	2018	2018	NUM
issue-1690	472	23	)	)	PUNCT
issue-1690	472	24	.	.	PUNCT
issue-1690	473	1	shaping	shape	VERB
issue-1690	473	2	the	the	DET
issue-1690	473	3	perception	perception	NOUN
issue-1690	473	4	and	and	CCONJ
issue-1690	473	5	vision	vision	NOUN
issue-1690	473	6	of	of	ADP
issue-1690	473	7	economic	economic	ADJ
issue-1690	473	8	operators	operator	NOUN
issue-1690	473	9	from	from	ADP
issue-1690	473	10	the	the	DET
issue-1690	473	11	romania	romania	PROPN
issue-1690	473	12	–	–	PUNCT
issue-1690	473	13	ukraine	ukraine	PROPN
issue-1690	473	14	–	–	PUNCT
issue-1690	473	15	moldova	moldova	PROPN
issue-1690	473	16	border	border	NOUN
issue-1690	473	17	area	area	NOUN
issue-1690	473	18	on	on	ADP
issue-1690	473	19	interim	interim	ADJ
issue-1690	473	20	financial	financial	ADJ
issue-1690	473	21	reporting	reporting	NOUN
issue-1690	473	22	.	.	PUNCT
issue-1690	474	1	economic	economic	ADJ
issue-1690	474	2	annals	annal	NOUN
issue-1690	474	3	-	-	PUNCT
issue-1690	474	4	xxi	xxi	ADJ
issue-1690	474	5	,	,	PUNCT
issue-1690	474	6	173(9	173(9	NUM
issue-1690	474	7	-	-	SYM
issue-1690	474	8	10	10	NUM
issue-1690	474	9	)	)	PUNCT
issue-1690	474	10	,	,	PUNCT
issue-1690	474	11	60–67	60–67	NUM
issue-1690	474	12	.	.	PUNCT
issue-1690	475	1	doi	doi	NOUN
issue-1690	475	2	:	:	PUNCT
issue-1690	475	3	https://doi.org/10.21003/ea.v173-10	https://doi.org/10.21003/ea.v173-10	PROPN
issue-1690	475	4	ilchuk	ilchuk	NOUN
issue-1690	475	5	,	,	PUNCT
issue-1690	475	6	v.	v.	PROPN
issue-1690	476	1	p.	p.	PROPN
issue-1690	476	2	,	,	PUNCT
issue-1690	476	3	dubyna	dubyna	NOUN
issue-1690	476	4	,	,	PUNCT
issue-1690	476	5	m.	m.	NOUN
issue-1690	476	6	v.	v.	PROPN
issue-1690	476	7	,	,	PUNCT
issue-1690	476	8	&	&	CCONJ
issue-1690	476	9	prokopenko	prokopenko	PROPN
issue-1690	476	10	,	,	PUNCT
issue-1690	476	11	o.	o.	PROPN
issue-1690	476	12	o.	o.	PROPN
issue-1690	476	13	(	(	PUNCT
issue-1690	476	14	2014	2014	NUM
issue-1690	476	15	)	)	PUNCT
issue-1690	476	16	.	.	PUNCT
issue-1690	477	1	theoretical	theoretical	ADJ
issue-1690	477	2	aspects	aspect	NOUN
issue-1690	477	3	of	of	ADP
issue-1690	477	4	research	research	NOUN
issue-1690	477	5	of	of	ADP
issue-1690	477	6	the	the	DET
issue-1690	477	7	essence	essence	NOUN
issue-1690	477	8	of	of	ADP
issue-1690	477	9	the	the	DET
issue-1690	477	10	phenomenon	phenomenon	NOUN
issue-1690	477	11	"	"	PUNCT
issue-1690	477	12	reflection	reflection	NOUN
issue-1690	477	13	"	"	PUNCT
issue-1690	477	14	.	.	PUNCT
issue-1690	478	1	bulletin	bulletin	NOUN
issue-1690	478	2	of	of	ADP
issue-1690	478	3	odessa	odessa	PROPN
issue-1690	478	4	national	national	PROPN
issue-1690	478	5	university	university	PROPN
issue-1690	478	6	,	,	PUNCT
issue-1690	478	7	19(2/1	19(2/1	NUM
issue-1690	478	8	)	)	PUNCT
issue-1690	478	9	,	,	PUNCT
issue-1690	478	10	18–22	18–22	NUM
issue-1690	478	11	.	.	PUNCT
issue-1690	479	1	jiang	jiang	PROPN
issue-1690	479	2	,	,	PUNCT
issue-1690	479	3	y.	y.	PROPN
issue-1690	479	4	,	,	PUNCT
issue-1690	479	5	khan	khan	PROPN
issue-1690	479	6	,	,	PUNCT
issue-1690	479	7	m.	m.	NOUN
issue-1690	479	8	i.	i.	PROPN
issue-1690	479	9	,	,	PUNCT
issue-1690	479	10	zaman	zaman	PROPN
issue-1690	479	11	,	,	PUNCT
issue-1690	479	12	s.	s.	PROPN
issue-1690	479	13	i.	i.	PROPN
issue-1690	479	14	,	,	PUNCT
issue-1690	479	15	&	&	CCONJ
issue-1690	479	16	iqbal	iqbal	PROPN
issue-1690	479	17	,	,	PUNCT
issue-1690	479	18	a.	a.	NOUN
issue-1690	479	19	(	(	PUNCT
issue-1690	479	20	2021	2021	NUM
issue-1690	479	21	)	)	PUNCT
issue-1690	479	22	.	.	PUNCT
issue-1690	480	1	financial	financial	ADJ
issue-1690	480	2	development	development	NOUN
issue-1690	480	3	and	and	CCONJ
issue-1690	480	4	trade	trade	NOUN
issue-1690	480	5	in	in	ADP
issue-1690	480	6	services	service	NOUN
issue-1690	480	7	:	:	PUNCT
issue-1690	480	8	perspective	perspective	NOUN
issue-1690	480	9	from	from	ADP
issue-1690	480	10	emerging	emerge	VERB
issue-1690	480	11	markets	market	NOUN
issue-1690	480	12	of	of	ADP
issue-1690	480	13	asia	asia	PROPN
issue-1690	480	14	,	,	PUNCT
issue-1690	480	15	south	south	ADJ
issue-1690	480	16	and	and	CCONJ
issue-1690	480	17	central	central	PROPN
issue-1690	480	18	america	america	PROPN
issue-1690	480	19	and	and	CCONJ
issue-1690	480	20	africa	africa	PROPN
issue-1690	480	21	.	.	PUNCT
issue-1690	481	1	international	international	ADJ
issue-1690	481	2	journal	journal	PROPN
issue-1690	481	3	of	of	ADP
issue-1690	481	4	finance	finance	NOUN
issue-1690	481	5	and	and	CCONJ
issue-1690	481	6	economics	economic	NOUN
issue-1690	481	7	,	,	PUNCT
issue-1690	481	8	26(3	26(3	NUM
issue-1690	481	9	)	)	PUNCT
issue-1690	481	10	,	,	PUNCT
issue-1690	481	11	3306–3320	3306–3320	NUM
issue-1690	481	12	.	.	PUNCT
issue-1690	482	1	doi	doi	NOUN
issue-1690	482	2	:	:	PUNCT
issue-1690	482	3	https://doi.org/10.1002/ijfe.1963	https://doi.org/10.1002/ijfe.1963	PROPN
issue-1690	482	4	kahneman	kahneman	ADJ
issue-1690	482	5	,	,	PUNCT
issue-1690	482	6	d.	d.	PROPN
issue-1690	482	7	(	(	PUNCT
issue-1690	482	8	2011	2011	NUM
issue-1690	482	9	)	)	PUNCT
issue-1690	482	10	.	.	PUNCT
issue-1690	483	1	thinking	thinking	NOUN
issue-1690	483	2	,	,	PUNCT
issue-1690	483	3	fact	fact	NOUN
issue-1690	483	4	and	and	CCONJ
issue-1690	483	5	slow	slow	ADJ
issue-1690	483	6	.	.	PUNCT
issue-1690	484	1	ny	ny	PROPN
issue-1690	484	2	:	:	PUNCT
issue-1690	484	3	farrar	farrar	PROPN
issue-1690	484	4	,	,	PUNCT
issue-1690	484	5	straus	straus	PROPN
issue-1690	484	6	and	and	CCONJ
issue-1690	484	7	giroux	giroux	NOUN
issue-1690	484	8	.	.	PUNCT
issue-1690	485	1	kholiavko	kholiavko	PROPN
issue-1690	485	2	,	,	PUNCT
issue-1690	485	3	n.	n.	PROPN
issue-1690	485	4	,	,	PUNCT
issue-1690	485	5	grosu	grosu	NOUN
issue-1690	485	6	,	,	PUNCT
issue-1690	485	7	v.	v.	ADV
issue-1690	485	8	,	,	PUNCT
issue-1690	485	9	safonov	safonov	PROPN
issue-1690	485	10	,	,	PUNCT
issue-1690	485	11	yu	yu	PROPN
issue-1690	485	12	.	.	PROPN
issue-1690	485	13	,	,	PUNCT
issue-1690	485	14	zhavoronok	zhavoronok	PROPN
issue-1690	485	15	,	,	PUNCT
issue-1690	485	16	a.	a.	NOUN
issue-1690	485	17	,	,	PUNCT
issue-1690	485	18	&	&	CCONJ
issue-1690	485	19	cosmulese	cosmulese	PROPN
issue-1690	485	20	,	,	PUNCT
issue-1690	485	21	c.	c.	PROPN
issue-1690	485	22	g.	g.	PROPN
issue-1690	485	23	(	(	PUNCT
issue-1690	485	24	2021	2021	NUM
issue-1690	485	25	)	)	PUNCT
issue-1690	485	26	.	.	PUNCT
issue-1690	486	1	quintuple	quintuple	NOUN
issue-1690	486	2	helix	helix	ADJ
issue-1690	486	3	model	model	NOUN
issue-1690	486	4	:	:	PUNCT
issue-1690	486	5	investment	investment	NOUN
issue-1690	486	6	aspects	aspect	NOUN
issue-1690	486	7	of	of	ADP
issue-1690	486	8	the	the	DET
issue-1690	486	9	higher	high	ADJ
issue-1690	486	10	education	education	NOUN
issue-1690	486	11	impact	impact	NOUN
issue-1690	486	12	on	on	ADP
issue-1690	486	13	sustainability	sustainability	NOUN
issue-1690	486	14	.	.	PUNCT
issue-1690	487	1	management	management	NOUN
issue-1690	487	2	theory	theory	NOUN
issue-1690	487	3	and	and	CCONJ
issue-1690	487	4	studies	study	NOUN
issue-1690	487	5	for	for	ADP
issue-1690	487	6	rural	rural	ADJ
issue-1690	487	7	business	business	NOUN
issue-1690	487	8	and	and	CCONJ
issue-1690	487	9	infrastructure	infrastructure	NOUN
issue-1690	487	10	development	development	NOUN
issue-1690	487	11	,	,	PUNCT
issue-1690	487	12	43(1	43(1	NOUN
issue-1690	487	13	)	)	PUNCT
issue-1690	487	14	,	,	PUNCT
issue-1690	487	15	111–128	111–128	NUM
issue-1690	487	16	.	.	PUNCT
issue-1690	488	1	kholiavko	kholiavko	PROPN
issue-1690	488	2	,	,	PUNCT
issue-1690	488	3	n.	n.	PROPN
issue-1690	488	4	,	,	PUNCT
issue-1690	488	5	zhavoronok	zhavoronok	PROPN
issue-1690	488	6	,	,	PUNCT
issue-1690	488	7	a.	a.	NOUN
issue-1690	488	8	,	,	PUNCT
issue-1690	488	9	shaposhnykov	shaposhnykov	PROPN
issue-1690	488	10	,	,	PUNCT
issue-1690	488	11	k.	k.	PROPN
issue-1690	488	12	,	,	PUNCT
issue-1690	488	13	krylov	krylov	PROPN
issue-1690	488	14	,	,	PUNCT
issue-1690	488	15	d.	d.	PROPN
issue-1690	488	16	,	,	PUNCT
issue-1690	488	17	morozova	morozova	PROPN
issue-1690	488	18	,	,	PUNCT
issue-1690	488	19	l.	l.	PROPN
issue-1690	488	20	,	,	PUNCT
issue-1690	488	21	&	&	CCONJ
issue-1690	488	22	babiak	babiak	PROPN
issue-1690	488	23	,	,	PUNCT
issue-1690	488	24	n.	n.	NOUN
issue-1690	488	25	(	(	PUNCT
issue-1690	488	26	2021	2021	NUM
issue-1690	488	27	)	)	PUNCT
issue-1690	488	28	.	.	PUNCT
issue-1690	489	1	the	the	DET
issue-1690	489	2	integrated	integrate	VERB
issue-1690	489	3	model	model	NOUN
issue-1690	489	4	of	of	ADP
issue-1690	489	5	the	the	DET
issue-1690	489	6	higher	high	ADJ
issue-1690	489	7	education	education	NOUN
issue-1690	489	8	financing	financing	NOUN
issue-1690	489	9	under	under	ADP
issue-1690	489	10	the	the	DET
issue-1690	489	11	quadruple	quadruple	ADJ
issue-1690	489	12	helix	helix	NOUN
issue-1690	489	13	concept	concept	NOUN
issue-1690	489	14	.	.	PUNCT
issue-1690	490	1	international	international	ADJ
issue-1690	490	2	journal	journal	PROPN
issue-1690	490	3	of	of	ADP
issue-1690	490	4	computer	computer	NOUN
issue-1690	490	5	science	science	NOUN
issue-1690	490	6	and	and	CCONJ
issue-1690	490	7	network	network	NOUN
issue-1690	490	8	security	security	NOUN
issue-1690	490	9	,	,	PUNCT
issue-1690	490	10	21(7	21(7	NOUN
issue-1690	490	11	)	)	PUNCT
issue-1690	490	12	,	,	PUNCT
issue-1690	490	13	125–132	125–132	NUM
issue-1690	490	14	.	.	PUNCT
issue-1690	491	1	doi	doi	NOUN
issue-1690	491	2	:	:	PUNCT
issue-1690	491	3	https://doi.org/10.22937/ijcsns.2021.21.7.16	https://doi.org/10.22937/ijcsns.2021.21.7.16	PROPN
issue-1690	491	4	kochaniak	kochaniak	PROPN
issue-1690	491	5	,	,	PUNCT
issue-1690	491	6	k.	k.	PROPN
issue-1690	491	7	(	(	PUNCT
issue-1690	491	8	2018	2018	NUM
issue-1690	491	9	)	)	PUNCT
issue-1690	491	10	.	.	PUNCT
issue-1690	492	1	household	household	NOUN
issue-1690	492	2	deposits	deposit	NOUN
issue-1690	492	3	in	in	ADP
issue-1690	492	4	the	the	DET
issue-1690	492	5	eurozone	eurozone	NOUN
issue-1690	492	6	area	area	NOUN
issue-1690	492	7	–	–	PUNCT
issue-1690	492	8	net	net	ADJ
issue-1690	492	9	outflows	outflow	NOUN
issue-1690	492	10	and	and	CCONJ
issue-1690	492	11	high	high	ADJ
issue-1690	492	12	value	value	NOUN
issue-1690	492	13	deposits	deposit	NOUN
issue-1690	492	14	.	.	PUNCT
issue-1690	493	1	argumenta	argumenta	PROPN
issue-1690	493	2	oeconomica	oeconomica	PROPN
issue-1690	493	3	,	,	PUNCT
issue-1690	493	4	41(2	41(2	NUM
issue-1690	493	5	)	)	PUNCT
issue-1690	493	6	,	,	PUNCT
issue-1690	493	7	189–206	189–206	NUM
issue-1690	493	8	.	.	PUNCT
issue-1690	494	1	doi	doi	NOUN
issue-1690	494	2	:	:	PUNCT
issue-1690	494	3	https://doi.org/10.15611/aoe.2018.2.08	https://doi.org/10.15611/aoe.2018.2.08	PROPN
issue-1690	494	4	kochaniak	kochaniak	PROPN
issue-1690	494	5	,	,	PUNCT
issue-1690	494	6	k.	k.	PROPN
issue-1690	494	7	(	(	PUNCT
issue-1690	494	8	2019	2019	NUM
issue-1690	494	9	)	)	PUNCT
issue-1690	494	10	.	.	PUNCT
issue-1690	495	1	regulatory	regulatory	ADJ
issue-1690	495	2	thresholds	threshold	NOUN
issue-1690	495	3	of	of	ADP
issue-1690	495	4	the	the	DET
issue-1690	495	5	household	household	NOUN
issue-1690	495	6	deposit	deposit	NOUN
issue-1690	495	7	stability	stability	NOUN
issue-1690	495	8	in	in	ADP
issue-1690	495	9	the	the	DET
issue-1690	495	10	euro	euro	PROPN
issue-1690	495	11	area	area	NOUN
issue-1690	495	12	-	-	PUNCT
issue-1690	495	13	neglected	neglect	VERB
issue-1690	495	14	factors	factor	NOUN
issue-1690	495	15	and	and	CCONJ
issue-1690	495	16	omissions	omission	NOUN
issue-1690	495	17	made	make	VERB
issue-1690	495	18	.	.	PUNCT
issue-1690	496	1	panoeconomicus	panoeconomicus	NOUN
issue-1690	496	2	,	,	PUNCT
issue-1690	496	3	66(5	66(5	NUM
issue-1690	496	4	)	)	PUNCT
issue-1690	496	5	,	,	PUNCT
issue-1690	496	6	559–588	559–588	NUM
issue-1690	496	7	.	.	PUNCT
issue-1690	497	1	doi	doi	NOUN
issue-1690	497	2	:	:	PUNCT
issue-1690	497	3	https://doi.org/10.2298/pan170117011k	https://doi.org/10.2298/pan170117011k	PROPN
issue-1690	497	4	kopylov	kopylov	PROPN
issue-1690	497	5	,	,	PUNCT
issue-1690	497	6	a.	a.	NOUN
issue-1690	497	7	a.	a.	NOUN
issue-1690	497	8	(	(	PUNCT
issue-1690	497	9	2011	2011	NUM
issue-1690	497	10	)	)	PUNCT
issue-1690	497	11	.	.	PUNCT
issue-1690	498	1	savings	saving	NOUN
issue-1690	498	2	behavior	behavior	NOUN
issue-1690	498	3	of	of	ADP
issue-1690	498	4	the	the	DET
issue-1690	498	5	population	population	NOUN
issue-1690	498	6	of	of	ADP
issue-1690	498	7	ukraine	ukraine	NOUN
issue-1690	498	8	in	in	ADP
issue-1690	498	9	the	the	DET
issue-1690	498	10	economic	economic	ADJ
issue-1690	498	11	crisis	crisis	NOUN
issue-1690	498	12	.	.	PUNCT
issue-1690	499	1	scientific	scientific	ADJ
issue-1690	499	2	bulletin	bulletin	NOUN
issue-1690	499	3	of	of	ADP
issue-1690	499	4	uzhgorod	uzhgorod	PROPN
issue-1690	499	5	university	university	PROPN
issue-1690	499	6	.	.	PUNCT
issue-1690	500	1	economics	economic	NOUN
issue-1690	500	2	series	series	PROPN
issue-1690	500	3	,	,	PUNCT
issue-1690	500	4	33(4	33(4	NUM
issue-1690	500	5	)	)	PUNCT
issue-1690	500	6	,	,	PUNCT
issue-1690	500	7	62–66	62–66	PROPN
issue-1690	500	8	.	.	PUNCT
issue-1690	500	9	kosach	kosach	PROPN
issue-1690	500	10	,	,	PUNCT
issue-1690	500	11	i.	i.	PROPN
issue-1690	500	12	a.	a.	PROPN
issue-1690	500	13	,	,	PUNCT
issue-1690	500	14	zhavoronok	zhavoronok	PROPN
issue-1690	500	15	,	,	PUNCT
issue-1690	500	16	a.	a.	PROPN
issue-1690	500	17	v.	v.	PROPN
issue-1690	500	18	,	,	PUNCT
issue-1690	500	19	fedyshyn	fedyshyn	ADJ
issue-1690	500	20	,	,	PUNCT
issue-1690	500	21	m.	m.	PROPN
issue-1690	500	22	f.	f.	PROPN
issue-1690	500	23	,	,	PUNCT
issue-1690	500	24	&	&	CCONJ
issue-1690	500	25	abramova	abramova	PROPN
issue-1690	500	26	,	,	PUNCT
issue-1690	500	27	a.	a.	PROPN
issue-1690	500	28	s.	s.	PROPN
issue-1690	500	29	(	(	PUNCT
issue-1690	500	30	2019	2019	NUM
issue-1690	500	31	)	)	PUNCT
issue-1690	500	32	.	.	PUNCT
issue-1690	501	1	the	the	DET
issue-1690	501	2	role	role	NOUN
issue-1690	501	3	of	of	ADP
issue-1690	501	4	commission	commission	NOUN
issue-1690	501	5	receipts	receipt	NOUN
issue-1690	501	6	in	in	ADP
issue-1690	501	7	formation	formation	NOUN
issue-1690	501	8	of	of	ADP
issue-1690	501	9	the	the	DET
issue-1690	501	10	revenue	revenue	NOUN
issue-1690	501	11	of	of	ADP
issue-1690	501	12	the	the	DET
issue-1690	501	13	commercial	commercial	ADJ
issue-1690	501	14	bank	bank	NOUN
issue-1690	501	15	.	.	PUNCT
issue-1690	502	1	financial	financial	ADJ
issue-1690	502	2	and	and	CCONJ
issue-1690	502	3	credit	credit	NOUN
issue-1690	502	4	activity	activity	NOUN
issue-1690	502	5	:	:	PUNCT
issue-1690	502	6	problems	problem	NOUN
issue-1690	502	7	of	of	ADP
issue-1690	502	8	theory	theory	NOUN
issue-1690	502	9	and	and	CCONJ
issue-1690	502	10	practice	practice	NOUN
issue-1690	502	11	,	,	PUNCT
issue-1690	502	12	4(31	4(31	NUM
issue-1690	502	13	)	)	PUNCT
issue-1690	502	14	,	,	PUNCT
issue-1690	502	15	22–30	22–30	NUM
issue-1690	502	16	.	.	PUNCT
issue-1690	503	1	doi	doi	PROPN
issue-1690	503	2	:	:	PUNCT
issue-1690	503	3	https://doi.org/10.18371/fcaptp.v4i31.190781	https://doi.org/10.18371/fcaptp.v4i31.190781	PROPN
issue-1690	503	4	linderhof	linderhof	NOUN
issue-1690	503	5	,	,	PUNCT
issue-1690	503	6	v.	v.	ADV
issue-1690	503	7	,	,	PUNCT
issue-1690	503	8	oosterhuis	oosterhuis	PROPN
issue-1690	503	9	,	,	PUNCT
issue-1690	503	10	f.	f.	PROPN
issue-1690	503	11	h.	h.	PROPN
issue-1690	503	12	,	,	PUNCT
issue-1690	503	13	van	van	PROPN
issue-1690	503	14	beukering	beukering	NOUN
issue-1690	503	15	,	,	PUNCT
issue-1690	503	16	p.	p.	PROPN
issue-1690	503	17	j.	j.	PROPN
issue-1690	503	18	h.	h.	PROPN
issue-1690	503	19	,	,	PUNCT
issue-1690	503	20	&	&	CCONJ
issue-1690	503	21	bartelings	barteling	NOUN
issue-1690	503	22	,	,	PUNCT
issue-1690	503	23	h.	h.	PROPN
issue-1690	503	24	(	(	PUNCT
issue-1690	503	25	2019	2019	NUM
issue-1690	503	26	)	)	PUNCT
issue-1690	503	27	.	.	PUNCT
issue-1690	504	1	effectiveness	effectiveness	NOUN
issue-1690	504	2	of	of	ADP
issue-1690	504	3	deposit	deposit	NOUN
issue-1690	504	4	-	-	PUNCT
issue-1690	504	5	refund	refund	NOUN
issue-1690	504	6	systems	system	NOUN
issue-1690	504	7	for	for	ADP
issue-1690	504	8	household	household	NOUN
issue-1690	504	9	waste	waste	NOUN
issue-1690	504	10	in	in	ADP
issue-1690	504	11	the	the	DET
issue-1690	504	12	netherlands	netherlands	PROPN
issue-1690	504	13	:	:	PUNCT
issue-1690	504	14	applying	apply	VERB
issue-1690	504	15	a	a	DET
issue-1690	504	16	partial	partial	ADJ
issue-1690	504	17	equilibrium	equilibrium	NOUN
issue-1690	504	18	model	model	NOUN
issue-1690	504	19	.	.	PUNCT
issue-1690	505	1	journal	journal	PROPN
issue-1690	505	2	of	of	ADP
issue-1690	505	3	environmental	environmental	ADJ
issue-1690	505	4	management	management	NOUN
issue-1690	505	5	,	,	PUNCT
issue-1690	505	6	232	232	NUM
issue-1690	505	7	,	,	PUNCT
issue-1690	505	8	842–850	842–850	NUM
issue-1690	505	9	.	.	PUNCT
issue-1690	506	1	doi	doi	NOUN
issue-1690	506	2	:	:	PUNCT
issue-1690	506	3	https://doi.org/10.1016/j.jenvman.2018.11.102	https://doi.org/10.1016/j.jenvman.2018.11.102	PROPN
issue-1690	506	4	lomachynska	lomachynska	NOUN
issue-1690	506	5	,	,	PUNCT
issue-1690	506	6	i.	i.	NOUN
issue-1690	506	7	a.	a.	PROPN
issue-1690	506	8	(	(	PUNCT
issue-1690	506	9	2011	2011	NUM
issue-1690	506	10	)	)	PUNCT
issue-1690	506	11	.	.	PUNCT
issue-1690	507	1	formation	formation	NOUN
issue-1690	507	2	of	of	ADP
issue-1690	507	3	the	the	DET
issue-1690	507	4	financial	financial	ADJ
issue-1690	507	5	behavior	behavior	NOUN
issue-1690	507	6	of	of	ADP
issue-1690	507	7	domestic	domestic	ADJ
issue-1690	507	8	households	household	NOUN
issue-1690	507	9	in	in	ADP
issue-1690	507	10	modern	modern	ADJ
issue-1690	507	11	conditions	condition	NOUN
issue-1690	507	12	of	of	ADP
issue-1690	507	13	the	the	DET
issue-1690	507	14	national	national	ADJ
issue-1690	507	15	economy	economy	NOUN
issue-1690	507	16	development	development	NOUN
issue-1690	507	17	.	.	PUNCT
issue-1690	508	1	bulletin	bulletin	NOUN
issue-1690	508	2	of	of	ADP
issue-1690	508	3	khmelnytsky	khmelnytsky	PROPN
issue-1690	508	4	national	national	PROPN
issue-1690	508	5	university	university	PROPN
issue-1690	508	6	,	,	PUNCT
issue-1690	508	7	1(3	1(3	NUM
issue-1690	508	8	)	)	PUNCT
issue-1690	508	9	,	,	PUNCT
issue-1690	508	10	172–174	172–174	NUM
issue-1690	508	11	.	.	PUNCT
issue-1690	509	1	marhasova	marhasova	PROPN
issue-1690	509	2	,	,	PUNCT
issue-1690	509	3	v.	v.	PROPN
issue-1690	509	4	,	,	PUNCT
issue-1690	509	5	garafonova	garafonova	PROPN
issue-1690	509	6	,	,	PUNCT
issue-1690	509	7	o.	o.	PROPN
issue-1690	509	8	,	,	PUNCT
issue-1690	509	9	sakun	sakun	NOUN
issue-1690	509	10	,	,	PUNCT
issue-1690	509	11	o.	o.	PROPN
issue-1690	509	12	,	,	PUNCT
issue-1690	509	13	fedorenko	fedorenko	PROPN
issue-1690	509	14	,	,	PUNCT
issue-1690	509	15	a.	a.	NOUN
issue-1690	509	16	,	,	PUNCT
issue-1690	509	17	&	&	CCONJ
issue-1690	509	18	yankovoi	yankovoi	PROPN
issue-1690	509	19	,	,	PUNCT
issue-1690	509	20	r.	r.	PROPN
issue-1690	509	21	(	(	PUNCT
issue-1690	509	22	2020	2020	NUM
issue-1690	509	23	)	)	PUNCT
issue-1690	509	24	.	.	PUNCT
issue-1690	510	1	financial	financial	ADJ
issue-1690	510	2	instruments	instrument	NOUN
issue-1690	510	3	of	of	ADP
issue-1690	510	4	stimulation	stimulation	NOUN
issue-1690	510	5	of	of	ADP
issue-1690	510	6	the	the	DET
issue-1690	510	7	investment	investment	NOUN
issue-1690	510	8	activity	activity	NOUN
issue-1690	510	9	:	:	PUNCT
issue-1690	510	10	foreign	foreign	ADJ
issue-1690	510	11	aspect	aspect	NOUN
issue-1690	510	12	.	.	PUNCT
issue-1690	511	1	financial	financial	ADJ
issue-1690	511	2	and	and	CCONJ
issue-1690	511	3	credit	credit	NOUN
issue-1690	511	4	activity	activity	NOUN
issue-1690	511	5	:	:	PUNCT
issue-1690	511	6	problems	problem	NOUN
issue-1690	511	7	of	of	ADP
issue-1690	511	8	theory	theory	NOUN
issue-1690	511	9	and	and	CCONJ
issue-1690	511	10	practice	practice	NOUN
issue-1690	511	11	,	,	PUNCT
issue-1690	511	12	4(35	4(35	NUM
issue-1690	511	13	)	)	PUNCT
issue-1690	511	14	,	,	PUNCT
issue-1690	511	15	121–128	121–128	NUM
issue-1690	511	16	.	.	PUNCT
issue-1690	512	1	muthukannan	muthukannan	PROPN
issue-1690	512	2	,	,	PUNCT
issue-1690	512	3	p.	p.	PROPN
issue-1690	512	4	,	,	PUNCT
issue-1690	512	5	tan	tan	PROPN
issue-1690	512	6	,	,	PUNCT
issue-1690	512	7	b.	b.	PROPN
issue-1690	512	8	,	,	PUNCT
issue-1690	512	9	chiang	chiang	PROPN
issue-1690	512	10	,	,	PUNCT
issue-1690	512	11	f.	f.	PROPN
issue-1690	512	12	t.	t.	PROPN
issue-1690	512	13	,	,	PUNCT
issue-1690	512	14	&	&	CCONJ
issue-1690	512	15	leong	leong	PROPN
issue-1690	512	16	,	,	PUNCT
issue-1690	512	17	c.	c.	PROPN
issue-1690	512	18	(	(	PUNCT
issue-1690	512	19	2021	2021	NUM
issue-1690	512	20	)	)	PUNCT
issue-1690	512	21	.	.	PUNCT
issue-1690	513	1	novel	novel	ADJ
issue-1690	513	2	mechanisms	mechanism	NOUN
issue-1690	513	3	of	of	ADP
issue-1690	513	4	scalability	scalability	NOUN
issue-1690	513	5	of	of	ADP
issue-1690	513	6	financial	financial	ADJ
issue-1690	513	7	services	service	NOUN
issue-1690	513	8	in	in	ADP
issue-1690	513	9	an	an	DET
issue-1690	513	10	emerging	emerge	VERB
issue-1690	513	11	market	market	NOUN
issue-1690	513	12	context	context	NOUN
issue-1690	513	13	:	:	PUNCT
issue-1690	513	14	insights	insight	NOUN
issue-1690	513	15	from	from	ADP
issue-1690	513	16	indonesian	indonesian	ADJ
issue-1690	513	17	fintech	fintech	NOUN
issue-1690	513	18	ecosystem	ecosystem	NOUN
issue-1690	513	19	.	.	PUNCT
issue-1690	514	1	international	international	ADJ
issue-1690	514	2	journal	journal	PROPN
issue-1690	514	3	of	of	ADP
issue-1690	514	4	information	information	NOUN
issue-1690	514	5	management	management	NOUN
issue-1690	514	6	,	,	PUNCT
issue-1690	514	7	61	61	NUM
issue-1690	514	8	,	,	PUNCT
issue-1690	514	9	102403	102403	NUM
issue-1690	514	10	.	.	PUNCT
issue-1690	515	1	doi	doi	NOUN
issue-1690	515	2	:	:	PUNCT
issue-1690	515	3	https://doi.org/10.1016/j.ijinfomgt.2021.102403	https://doi.org/10.1016/j.ijinfomgt.2021.102403	NOUN
issue-1690	515	4	popelo	popelo	ADJ
issue-1690	515	5	,	,	PUNCT
issue-1690	515	6	o.	o.	NOUN
issue-1690	515	7	,	,	PUNCT
issue-1690	515	8	dubyna	dubyna	NOUN
issue-1690	515	9	,	,	PUNCT
issue-1690	515	10	m.	m.	NOUN
issue-1690	515	11	,	,	PUNCT
issue-1690	515	12	&	&	CCONJ
issue-1690	515	13	kholiavko	kholiavko	PROPN
issue-1690	515	14	,	,	PUNCT
issue-1690	515	15	n.	n.	PROPN
issue-1690	515	16	(	(	PUNCT
issue-1690	515	17	2021	2021	NUM
issue-1690	515	18	)	)	PUNCT
issue-1690	515	19	.	.	PUNCT
issue-1690	516	1	world	world	NOUN
issue-1690	516	2	experience	experience	NOUN
issue-1690	516	3	in	in	ADP
issue-1690	516	4	the	the	DET
issue-1690	516	5	introduction	introduction	NOUN
issue-1690	516	6	of	of	ADP
issue-1690	516	7	modern	modern	ADJ
issue-1690	516	8	innovation	innovation	NOUN
issue-1690	516	9	and	and	CCONJ
issue-1690	516	10	information	information	NOUN
issue-1690	516	11	technologies	technology	NOUN
issue-1690	516	12	in	in	ADP
issue-1690	516	13	the	the	DET
issue-1690	516	14	functioning	functioning	NOUN
issue-1690	516	15	of	of	ADP
issue-1690	516	16	financial	financial	ADJ
issue-1690	516	17	institutions	institution	NOUN
issue-1690	516	18	.	.	PUNCT
issue-1690	517	1	baltic	baltic	PROPN
issue-1690	517	2	journal	journal	PROPN
issue-1690	517	3	of	of	ADP
issue-1690	517	4	economic	economic	ADJ
issue-1690	517	5	studies	study	NOUN
issue-1690	517	6	,	,	PUNCT
issue-1690	517	7	7(2	7(2	NUM
issue-1690	517	8	)	)	PUNCT
issue-1690	517	9	,	,	PUNCT
issue-1690	518	1	188–199	188–199	NUM
issue-1690	518	2	.	.	PUNCT
issue-1690	518	3	roshylo	roshylo	PROPN
issue-1690	518	4	,	,	PUNCT
issue-1690	518	5	v.	v.	PROPN
issue-1690	518	6	i.	i.	PROPN
issue-1690	518	7	,	,	PUNCT
issue-1690	518	8	kovalevych	kovalevych	PROPN
issue-1690	518	9	,	,	PUNCT
issue-1690	518	10	d.	d.	PROPN
issue-1690	518	11	a.	a.	PROPN
issue-1690	518	12	,	,	PUNCT
issue-1690	518	13	gut	gut	PROPN
issue-1690	518	14	,	,	PUNCT
issue-1690	518	15	l.	l.	PROPN
issue-1690	518	16	v.	v.	PROPN
issue-1690	518	17	,	,	PUNCT
issue-1690	518	18	ventsel	ventsel	NOUN
issue-1690	518	19	,	,	PUNCT
issue-1690	518	20	v.	v.	PROPN
issue-1690	518	21	t.	t.	PROPN
issue-1690	518	22	,	,	PUNCT
issue-1690	518	23	&	&	CCONJ
issue-1690	518	24	berdar	berdar	NOUN
issue-1690	518	25	,	,	PUNCT
issue-1690	518	26	m.	m.	NOUN
issue-1690	518	27	m.	m.	NOUN
issue-1690	518	28	(	(	PUNCT
issue-1690	518	29	2020	2020	NUM
issue-1690	518	30	)	)	PUNCT
issue-1690	518	31	.	.	PUNCT
issue-1690	519	1	current	current	ADJ
issue-1690	519	2	status	status	NOUN
issue-1690	519	3	and	and	CCONJ
issue-1690	519	4	development	development	NOUN
issue-1690	519	5	prospects	prospect	NOUN
issue-1690	519	6	of	of	ADP
issue-1690	519	7	the	the	DET
issue-1690	519	8	financial	financial	ADJ
issue-1690	519	9	services	service	NOUN
issue-1690	519	10	market	market	NOUN
issue-1690	519	11	in	in	ADP
issue-1690	519	12	ukraine	ukraine	PROPN
issue-1690	519	13	.	.	PUNCT
issue-1690	520	1	journal	journal	PROPN
issue-1690	520	2	of	of	ADP
issue-1690	520	3	advanced	advanced	ADJ
issue-1690	520	4	research	research	NOUN
issue-1690	520	5	in	in	ADP
issue-1690	520	6	law	law	NOUN
issue-1690	520	7	and	and	CCONJ
issue-1690	520	8	economics	economic	NOUN
issue-1690	520	9	,	,	PUNCT
issue-1690	520	10	11(4	11(4	NUM
issue-1690	520	11	)	)	PUNCT
issue-1690	520	12	,	,	PUNCT
issue-1690	520	13	1353–1366	1353–1366	NUM
issue-1690	520	14	.	.	PUNCT
issue-1690	521	1	doi	doi	NOUN
issue-1690	521	2	:	:	PUNCT
issue-1690	521	3	https://doi.org/10.14505/jarle.v11.4(50).32	https://doi.org/10.14505/jarle.v11.4(50).32	NUM
issue-1690	521	4	baltic	baltic	PROPN
issue-1690	521	5	journal	journal	PROPN
issue-1690	521	6	of	of	ADP
issue-1690	521	7	economic	economic	ADJ
issue-1690	521	8	studies	study	NOUN
issue-1690	521	9	147	147	NUM
issue-1690	521	10	vol	vol	NOUN
issue-1690	521	11	.	.	PROPN
issue-1690	521	12	8	8	NUM
issue-1690	522	1	no	no	NOUN
issue-1690	522	2	.	.	NOUN
issue-1690	522	3	1	1	NUM
issue-1690	522	4	,	,	PUNCT
issue-1690	522	5	2022	2022	NUM
issue-1690	522	6	rysin	rysin	NOUN
issue-1690	522	7	,	,	PUNCT
issue-1690	522	8	v.	v.	PROPN
issue-1690	522	9	,	,	PUNCT
issue-1690	522	10	galenko	galenko	PROPN
issue-1690	522	11	,	,	PUNCT
issue-1690	522	12	o.	o.	NOUN
issue-1690	522	13	,	,	PUNCT
issue-1690	522	14	duchynska	duchynska	NOUN
issue-1690	522	15	,	,	PUNCT
issue-1690	522	16	n.	n.	NOUN
issue-1690	522	17	,	,	PUNCT
issue-1690	522	18	kara	kara	PROPN
issue-1690	522	19	,	,	PUNCT
issue-1690	522	20	n.	n.	NOUN
issue-1690	522	21	,	,	PUNCT
issue-1690	522	22	voitenko	voitenko	PROPN
issue-1690	522	23	,	,	PUNCT
issue-1690	522	24	o.	o.	PROPN
issue-1690	522	25	,	,	PUNCT
issue-1690	522	26	&	&	CCONJ
issue-1690	522	27	shalapak	shalapak	PROPN
issue-1690	522	28	,	,	PUNCT
issue-1690	522	29	a.	a.	NOUN
issue-1690	522	30	(	(	PUNCT
issue-1690	522	31	2021	2021	NUM
issue-1690	522	32	)	)	PUNCT
issue-1690	522	33	.	.	PUNCT
issue-1690	523	1	financial	financial	ADJ
issue-1690	523	2	convergence	convergence	NOUN
issue-1690	523	3	as	as	ADP
issue-1690	523	4	a	a	DET
issue-1690	523	5	mechanism	mechanism	NOUN
issue-1690	523	6	for	for	ADP
issue-1690	523	7	modifying	modify	VERB
issue-1690	523	8	sectors	sector	NOUN
issue-1690	523	9	of	of	ADP
issue-1690	523	10	the	the	DET
issue-1690	523	11	global	global	ADJ
issue-1690	523	12	financial	financial	ADJ
issue-1690	523	13	services	service	NOUN
issue-1690	523	14	market	market	NOUN
issue-1690	523	15	.	.	PUNCT
issue-1690	524	1	universal	universal	ADJ
issue-1690	524	2	journal	journal	PROPN
issue-1690	524	3	of	of	ADP
issue-1690	524	4	accounting	accounting	NOUN
issue-1690	524	5	and	and	CCONJ
issue-1690	524	6	finance	finance	NOUN
issue-1690	524	7	,	,	PUNCT
issue-1690	524	8	9(1	9(1	NUM
issue-1690	524	9	)	)	PUNCT
issue-1690	524	10	,	,	PUNCT
issue-1690	524	11	65–73	65–73	NUM
issue-1690	524	12	.	.	PUNCT
issue-1690	525	1	doi	doi	NOUN
issue-1690	525	2	:	:	PUNCT
issue-1690	525	3	https://doi.org/10.13189/ujaf.2021.090107	https://doi.org/10.13189/ujaf.2021.090107	PROPN
issue-1690	525	4	shamanska	shamanska	PROPN
issue-1690	525	5	,	,	PUNCT
issue-1690	525	6	o.	o.	NOUN
issue-1690	525	7	(	(	PUNCT
issue-1690	525	8	2014	2014	NUM
issue-1690	525	9	)	)	PUNCT
issue-1690	525	10	.	.	PUNCT
issue-1690	526	1	financial	financial	ADJ
issue-1690	526	2	behavior	behavior	NOUN
issue-1690	526	3	of	of	ADP
issue-1690	526	4	households	household	NOUN
issue-1690	526	5	:	:	PUNCT
issue-1690	526	6	essence	essence	NOUN
issue-1690	526	7	,	,	PUNCT
issue-1690	526	8	motives	motive	NOUN
issue-1690	526	9	,	,	PUNCT
issue-1690	526	10	types	type	NOUN
issue-1690	526	11	and	and	CCONJ
issue-1690	526	12	factors	factor	NOUN
issue-1690	526	13	.	.	PUNCT
issue-1690	527	1	bulletin	bulletin	NOUN
issue-1690	527	2	of	of	ADP
issue-1690	527	3	tneu	tneu	PROPN
issue-1690	527	4	,	,	PUNCT
issue-1690	527	5	2	2	NUM
issue-1690	527	6	,	,	PUNCT
issue-1690	527	7	104–111	104–111	NUM
issue-1690	527	8	.	.	PUNCT
issue-1690	527	9	shevaldina	shevaldina	PROPN
issue-1690	527	10	,	,	PUNCT
issue-1690	527	11	v.	v.	PROPN
issue-1690	527	12	g.	g.	PROPN
issue-1690	527	13	(	(	PUNCT
issue-1690	527	14	2012	2012	NUM
issue-1690	527	15	)	)	PUNCT
issue-1690	527	16	.	.	PUNCT
issue-1690	528	1	assessment	assessment	NOUN
issue-1690	528	2	of	of	ADP
issue-1690	528	3	the	the	DET
issue-1690	528	4	concentration	concentration	NOUN
issue-1690	528	5	level	level	NOUN
issue-1690	528	6	in	in	ADP
issue-1690	528	7	the	the	DET
issue-1690	528	8	bank	bank	NOUN
issue-1690	528	9	deposit	deposit	NOUN
issue-1690	528	10	services	service	NOUN
issue-1690	528	11	market	market	NOUN
issue-1690	528	12	to	to	ADP
issue-1690	528	13	the	the	DET
issue-1690	528	14	population	population	NOUN
issue-1690	528	15	.	.	PUNCT
issue-1690	529	1	economics	economic	NOUN
issue-1690	529	2	and	and	CCONJ
issue-1690	529	3	entrepreneurship	entrepreneurship	NOUN
issue-1690	529	4	:	:	PUNCT
issue-1690	529	5	coll	coll	PROPN
issue-1690	529	6	.	.	PUNCT
issue-1690	529	7	science	science	PROPN
issue-1690	529	8	.	.	PUNCT
issue-1690	530	1	works	work	NOUN
issue-1690	530	2	of	of	ADP
issue-1690	530	3	young	young	ADJ
issue-1690	530	4	scientists	scientist	NOUN
issue-1690	530	5	and	and	CCONJ
issue-1690	530	6	graduate	graduate	ADJ
issue-1690	530	7	students	student	NOUN
issue-1690	530	8	,	,	PUNCT
issue-1690	530	9	29	29	NUM
issue-1690	530	10	,	,	PUNCT
issue-1690	530	11	309–316	309–316	NUM
issue-1690	530	12	.	.	PUNCT
issue-1690	531	1	shkarlet	shkarlet	PROPN
issue-1690	531	2	,	,	PUNCT
issue-1690	531	3	s.	s.	PROPN
issue-1690	531	4	,	,	PUNCT
issue-1690	531	5	prokopenko	prokopenko	NOUN
issue-1690	531	6	,	,	PUNCT
issue-1690	531	7	v.	v.	PROPN
issue-1690	531	8	,	,	PUNCT
issue-1690	531	9	&	&	CCONJ
issue-1690	531	10	dubyna	dubyna	PROPN
issue-1690	531	11	,	,	PUNCT
issue-1690	531	12	m.	m.	NOUN
issue-1690	531	13	(	(	PUNCT
issue-1690	531	14	2018	2018	NUM
issue-1690	531	15	)	)	PUNCT
issue-1690	531	16	.	.	PUNCT
issue-1690	532	1	directions	direction	NOUN
issue-1690	532	2	of	of	ADP
issue-1690	532	3	development	development	NOUN
issue-1690	532	4	of	of	ADP
issue-1690	532	5	the	the	DET
issue-1690	532	6	financial	financial	ADJ
issue-1690	532	7	services	service	NOUN
issue-1690	532	8	market	market	NOUN
issue-1690	532	9	of	of	ADP
issue-1690	532	10	ukraine	ukraine	NOUN
issue-1690	532	11	.	.	PUNCT
issue-1690	533	1	baltic	baltic	PROPN
issue-1690	533	2	journal	journal	PROPN
issue-1690	533	3	of	of	ADP
issue-1690	533	4	economic	economic	ADJ
issue-1690	533	5	studies	study	NOUN
issue-1690	533	6	,	,	PUNCT
issue-1690	533	7	4(5	4(5	PROPN
issue-1690	533	8	)	)	PUNCT
issue-1690	533	9	,	,	PUNCT
issue-1690	533	10	412–420	412–420	NUM
issue-1690	533	11	.	.	PUNCT
issue-1690	534	1	doi	doi	PROPN
issue-1690	534	2	:	:	PUNCT
issue-1690	534	3	https://doi.org/10.30525/22560742/2018-4-5-412-420	https://doi.org/10.30525/22560742/2018-4-5-412-420	PROPN
issue-1690	534	4	shkarlet	shkarlet	NOUN
issue-1690	534	5	,	,	PUNCT
issue-1690	534	6	s.	s.	PROPN
issue-1690	534	7	m.	m.	PROPN
issue-1690	534	8	,	,	PUNCT
issue-1690	534	9	&	&	CCONJ
issue-1690	534	10	dubyna	dubyna	PROPN
issue-1690	534	11	,	,	PUNCT
issue-1690	534	12	m.	m.	NOUN
issue-1690	534	13	v.	v.	PROPN
issue-1690	534	14	(	(	PUNCT
issue-1690	534	15	2016	2016	NUM
issue-1690	534	16	)	)	PUNCT
issue-1690	534	17	.	.	PUNCT
issue-1690	535	1	application	application	NOUN
issue-1690	535	2	of	of	ADP
issue-1690	535	3	turbulent	turbulent	ADJ
issue-1690	535	4	approach	approach	NOUN
issue-1690	535	5	to	to	ADP
issue-1690	535	6	the	the	DET
issue-1690	535	7	knowledge	knowledge	NOUN
issue-1690	535	8	of	of	ADP
issue-1690	535	9	the	the	DET
issue-1690	535	10	economic	economic	ADJ
issue-1690	535	11	systems	system	NOUN
issue-1690	535	12	.	.	PUNCT
issue-1690	536	1	scientific	scientific	ADJ
issue-1690	536	2	bulletin	bulletin	NOUN
issue-1690	536	3	of	of	ADP
issue-1690	536	4	polissia	polissia	PROPN
issue-1690	536	5	,	,	PUNCT
issue-1690	536	6	1	1	NUM
issue-1690	536	7	-	-	SYM
issue-1690	536	8	1(9	1(9	NUM
issue-1690	536	9	)	)	PUNCT
issue-1690	536	10	,	,	PUNCT
issue-1690	536	11	8–15	8–15	PROPN
issue-1690	536	12	.	.	PROPN
issue-1690	536	13	shkarlet	shkarlet	PROPN
issue-1690	536	14	,	,	PUNCT
issue-1690	536	15	s.	s.	PROPN
issue-1690	536	16	m.	m.	PROPN
issue-1690	536	17	,	,	PUNCT
issue-1690	536	18	&	&	CCONJ
issue-1690	536	19	dubyna	dubyna	PROPN
issue-1690	536	20	,	,	PUNCT
issue-1690	536	21	m.	m.	NOUN
issue-1690	536	22	v.	v.	PROPN
issue-1690	536	23	(	(	PUNCT
issue-1690	536	24	2017	2017	NUM
issue-1690	536	25	)	)	PUNCT
issue-1690	536	26	.	.	PUNCT
issue-1690	537	1	application	application	NOUN
issue-1690	537	2	of	of	ADP
issue-1690	537	3	turbulent	turbulent	ADJ
issue-1690	537	4	approach	approach	NOUN
issue-1690	537	5	to	to	ADP
issue-1690	537	6	knowledge	knowledge	NOUN
issue-1690	537	7	of	of	ADP
issue-1690	537	8	the	the	DET
issue-1690	537	9	current	current	ADJ
issue-1690	537	10	state	state	NOUN
issue-1690	537	11	of	of	ADP
issue-1690	537	12	the	the	DET
issue-1690	537	13	financial	financial	ADJ
issue-1690	537	14	services	service	NOUN
issue-1690	537	15	market	market	NOUN
issue-1690	537	16	of	of	ADP
issue-1690	537	17	ukraine	ukraine	NOUN
issue-1690	537	18	.	.	PUNCT
issue-1690	538	1	problems	problem	NOUN
issue-1690	538	2	of	of	ADP
issue-1690	538	3	economy	economy	NOUN
issue-1690	538	4	,	,	PUNCT
issue-1690	538	5	1	1	NUM
issue-1690	538	6	,	,	PUNCT
issue-1690	538	7	366–372	366–372	NUM
issue-1690	538	8	.	.	PUNCT
issue-1690	538	9	shkarlet	shkarlet	PROPN
issue-1690	538	10	,	,	PUNCT
issue-1690	538	11	s.	s.	PROPN
issue-1690	538	12	m.	m.	PROPN
issue-1690	538	13	,	,	PUNCT
issue-1690	538	14	&	&	CCONJ
issue-1690	538	15	dubyna	dubyna	PROPN
issue-1690	538	16	,	,	PUNCT
issue-1690	538	17	m.	m.	NOUN
issue-1690	538	18	v.	v.	PROPN
issue-1690	538	19	(	(	PUNCT
issue-1690	538	20	2017	2017	NUM
issue-1690	538	21	)	)	PUNCT
issue-1690	538	22	.	.	PUNCT
issue-1690	539	1	substantiation	substantiation	NOUN
issue-1690	539	2	of	of	ADP
issue-1690	539	3	the	the	DET
issue-1690	539	4	essence	essence	NOUN
issue-1690	539	5	of	of	ADP
issue-1690	539	6	the	the	DET
issue-1690	539	7	category	category	NOUN
issue-1690	539	8	"	"	PUNCT
issue-1690	539	9	financial	financial	ADJ
issue-1690	539	10	trust	trust	NOUN
issue-1690	539	11	"	"	PUNCT
issue-1690	539	12	.	.	PUNCT
issue-1690	540	1	scientific	scientific	ADJ
issue-1690	540	2	bulletin	bulletin	NOUN
issue-1690	540	3	of	of	ADP
issue-1690	540	4	polissіa	polissіa	NOUN
issue-1690	540	5	,	,	PUNCT
issue-1690	540	6	2	2	NUM
issue-1690	540	7	-	-	PUNCT
issue-1690	540	8	4(12	4(12	NUM
issue-1690	540	9	)	)	PUNCT
issue-1690	540	10	,	,	PUNCT
issue-1690	540	11	45–52	45–52	NUM
issue-1690	540	12	.	.	PUNCT
issue-1690	540	13	smirnov	smirnov	PROPN
issue-1690	540	14	,	,	PUNCT
issue-1690	540	15	o.	o.	PROPN
issue-1690	540	16	yu	yu	PROPN
issue-1690	540	17	.	.	PUNCT
issue-1690	540	18	(	(	PUNCT
issue-1690	540	19	2006	2006	NUM
issue-1690	540	20	)	)	PUNCT
issue-1690	540	21	.	.	PUNCT
issue-1690	541	1	motives	motive	NOUN
issue-1690	541	2	and	and	CCONJ
issue-1690	541	3	factors	factor	NOUN
issue-1690	541	4	of	of	ADP
issue-1690	541	5	savings	saving	NOUN
issue-1690	541	6	in	in	ADP
issue-1690	541	7	modern	modern	ADJ
issue-1690	541	8	economic	economic	ADJ
issue-1690	541	9	theory	theory	NOUN
issue-1690	541	10	.	.	PUNCT
issue-1690	542	1	scientific	scientific	ADJ
issue-1690	542	2	works	work	NOUN
issue-1690	542	3	.	.	PUNCT
issue-1690	543	1	economy	economy	NOUN
issue-1690	543	2	,	,	PUNCT
issue-1690	543	3	40	40	NUM
issue-1690	543	4	,	,	PUNCT
issue-1690	543	5	99–106	99–106	NUM
issue-1690	543	6	.	.	PUNCT
issue-1690	543	7	available	available	ADJ
issue-1690	543	8	at	at	ADP
issue-1690	543	9	:	:	PUNCT
issue-1690	543	10	http://lib.chdu.edu.ua/pdf/naukpraci/economy/2006/40-27-18.pdf	http://lib.chdu.edu.ua/pdf/naukpraci/economy/2006/40-27-18.pdf	NOUN
issue-1690	543	11	taleb	taleb	PROPN
issue-1690	543	12	nassim	nassim	PROPN
issue-1690	543	13	nicholas	nicholas	PROPN
issue-1690	543	14	(	(	PUNCT
issue-1690	543	15	2010	2010	NUM
issue-1690	543	16	)	)	PUNCT
issue-1690	543	17	.	.	PUNCT
issue-1690	544	1	the	the	DET
issue-1690	544	2	black	black	ADJ
issue-1690	544	3	swan	swan	NOUN
issue-1690	544	4	.	.	PUNCT
issue-1690	545	1	the	the	DET
issue-1690	545	2	impact	impact	NOUN
issue-1690	545	3	of	of	ADP
issue-1690	545	4	the	the	DET
issue-1690	545	5	highly	highly	ADV
issue-1690	545	6	improbable	improbable	ADJ
issue-1690	545	7	.	.	PUNCT
issue-1690	546	1	ny	ny	NOUN
issue-1690	546	2	:	:	PUNCT
issue-1690	546	3	random	random	ADJ
issue-1690	546	4	house	house	NOUN
issue-1690	546	5	.	.	PUNCT
issue-1690	547	1	thaler	thaler	PROPN
issue-1690	547	2	richard	richard	PROPN
issue-1690	547	3	h.	h.	PROPN
issue-1690	547	4	(	(	PUNCT
issue-1690	547	5	2015	2015	NUM
issue-1690	547	6	)	)	PUNCT
issue-1690	547	7	.	.	PUNCT
issue-1690	548	1	misbehaving	misbehave	VERB
issue-1690	548	2	.	.	PUNCT
issue-1690	549	1	the	the	DET
issue-1690	549	2	making	making	NOUN
issue-1690	549	3	of	of	ADP
issue-1690	549	4	dehavioral	dehavioral	ADJ
issue-1690	549	5	economics	economic	NOUN
issue-1690	549	6	.	.	PUNCT
issue-1690	550	1	ny	ny	PROPN
issue-1690	550	2	,	,	PUNCT
issue-1690	550	3	london	london	PROPN
issue-1690	550	4	:	:	PUNCT
issue-1690	550	5	ww	ww	PROPN
issue-1690	550	6	norton	norton	PROPN
issue-1690	550	7	&	&	CCONJ
issue-1690	550	8	company	company	PROPN
issue-1690	550	9	.	.	PUNCT
issue-1690	551	1	tkalenko	tkalenko	PROPN
issue-1690	551	2	,	,	PUNCT
issue-1690	551	3	n.	n.	PROPN
issue-1690	551	4	v.	v.	PROPN
issue-1690	551	5	,	,	PUNCT
issue-1690	551	6	&	&	CCONJ
issue-1690	551	7	margasova	margasova	PROPN
issue-1690	551	8	,	,	PUNCT
issue-1690	551	9	v.	v.	ADP
issue-1690	551	10	g.	g.	PROPN
issue-1690	551	11	(	(	PUNCT
issue-1690	551	12	2011	2011	NUM
issue-1690	551	13	)	)	PUNCT
issue-1690	551	14	.	.	PUNCT
issue-1690	552	1	conceptual	conceptual	ADJ
issue-1690	552	2	grounds	ground	NOUN
issue-1690	552	3	of	of	ADP
issue-1690	552	4	financial	financial	ADJ
issue-1690	552	5	security	security	NOUN
issue-1690	552	6	in	in	ADP
issue-1690	552	7	cross	cross	ADJ
issue-1690	552	8	-	-	ADJ
issue-1690	552	9	border	border	ADJ
issue-1690	552	10	cooperation	cooperation	NOUN
issue-1690	552	11	development	development	NOUN
issue-1690	552	12	programs	program	NOUN
issue-1690	552	13	in	in	ADP
issue-1690	552	14	ukraine	ukraine	PROPN
issue-1690	552	15	.	.	PUNCT
issue-1690	553	1	actual	actual	ADJ
issue-1690	553	2	problems	problem	NOUN
issue-1690	553	3	of	of	ADP
issue-1690	553	4	economics	economic	NOUN
issue-1690	553	5	,	,	PUNCT
issue-1690	553	6	7(121	7(121	NUM
issue-1690	553	7	)	)	PUNCT
issue-1690	553	8	,	,	PUNCT
issue-1690	553	9	166–172	166–172	NUM
issue-1690	553	10	.	.	PUNCT
issue-1690	554	1	trofimov	trofimov	PROPN
issue-1690	554	2	,	,	PUNCT
issue-1690	554	3	d.	d.	PROPN
issue-1690	554	4	(	(	PUNCT
issue-1690	554	5	2017	2017	NUM
issue-1690	554	6	)	)	PUNCT
issue-1690	554	7	.	.	PUNCT
issue-1690	555	1	changes	change	NOUN
issue-1690	555	2	in	in	ADP
issue-1690	555	3	the	the	DET
issue-1690	555	4	household	household	NOUN
issue-1690	555	5	deposits	deposit	NOUN
issue-1690	555	6	structure	structure	NOUN
issue-1690	555	7	:	:	PUNCT
issue-1690	555	8	liquidity	liquidity	NOUN
issue-1690	555	9	and	and	CCONJ
issue-1690	555	10	stability	stability	NOUN
issue-1690	555	11	of	of	ADP
issue-1690	555	12	bank	bank	NOUN
issue-1690	555	13	liabilities	liability	NOUN
issue-1690	555	14	.	.	PUNCT
issue-1690	556	1	voprosy	voprosy	PROPN
issue-1690	556	2	ekonomiki	ekonomiki	PROPN
issue-1690	556	3	,	,	PUNCT
issue-1690	556	4	11	11	NUM
issue-1690	556	5	,	,	PUNCT
issue-1690	556	6	152–160	152–160	NUM
issue-1690	556	7	.	.	PUNCT
issue-1690	557	1	doi	doi	PROPN
issue-1690	557	2	:	:	PUNCT
issue-1690	557	3	https://doi.org/10.32609/0042-8736-2017-11-152-160	https://doi.org/10.32609/0042-8736-2017-11-152-160	NOUN
issue-1690	557	4	vasilyeva	vasilyeva	PROPN
issue-1690	557	5	,	,	PUNCT
issue-1690	557	6	o.	o.	PROPN
issue-1690	557	7	g.	g.	PROPN
issue-1690	557	8	,	,	PUNCT
issue-1690	557	9	&	&	CCONJ
issue-1690	557	10	novopashina	novopashina	PROPN
issue-1690	557	11	,	,	PUNCT
issue-1690	557	12	a.	a.	NOUN
issue-1690	557	13	n.	n.	NOUN
issue-1690	557	14	(	(	PUNCT
issue-1690	557	15	2018	2018	NUM
issue-1690	557	16	)	)	PUNCT
issue-1690	557	17	.	.	PUNCT
issue-1690	558	1	household	household	NOUN
issue-1690	558	2	deposits	deposit	NOUN
issue-1690	558	3	and	and	CCONJ
issue-1690	558	4	bank	bank	NOUN
issue-1690	558	5	license	license	NOUN
issue-1690	558	6	withdrawals	withdrawal	NOUN
issue-1690	558	7	in	in	ADP
issue-1690	558	8	russian	russian	ADJ
issue-1690	558	9	regions	region	NOUN
issue-1690	558	10	.	.	PUNCT
issue-1690	559	1	voprosy	voprosy	PROPN
issue-1690	559	2	ekonomiki	ekonomiki	PROPN
issue-1690	559	3	,	,	PUNCT
issue-1690	559	4	11	11	NUM
issue-1690	559	5	,	,	PUNCT
issue-1690	559	6	105–124	105–124	NUM
issue-1690	559	7	.	.	PUNCT
issue-1690	560	1	doi	doi	PROPN
issue-1690	560	2	:	:	PUNCT
issue-1690	560	3	https://doi.org/10.32609/0042-8736-2018-11-105-124	https://doi.org/10.32609/0042-8736-2018-11-105-124	PROPN
issue-1690	560	4	vlasenko	vlasenko	NOUN
issue-1690	560	5	,	,	PUNCT
issue-1690	560	6	o.	o.	NOUN
issue-1690	560	7	(	(	PUNCT
issue-1690	560	8	2015	2015	NUM
issue-1690	560	9	)	)	PUNCT
issue-1690	560	10	.	.	PUNCT
issue-1690	561	1	main	main	ADJ
issue-1690	561	2	tendencies	tendency	NOUN
issue-1690	561	3	and	and	CCONJ
issue-1690	561	4	prospects	prospect	NOUN
issue-1690	561	5	of	of	ADP
issue-1690	561	6	the	the	DET
issue-1690	561	7	deposit	deposit	NOUN
issue-1690	561	8	market	market	NOUN
issue-1690	561	9	development	development	NOUN
issue-1690	561	10	in	in	ADP
issue-1690	561	11	ukraine	ukraine	NOUN
issue-1690	561	12	.	.	PUNCT
issue-1690	562	1	current	current	ADJ
issue-1690	562	2	economic	economic	ADJ
issue-1690	562	3	problems	problem	NOUN
issue-1690	562	4	,	,	PUNCT
issue-1690	562	5	6(168	6(168	NUM
issue-1690	562	6	)	)	PUNCT
issue-1690	562	7	,	,	PUNCT
issue-1690	562	8	341–346	341–346	NUM
issue-1690	562	9	.	.	PUNCT
issue-1690	562	10	zatonatskiy	zatonatskiy	PROPN
issue-1690	562	11	,	,	PUNCT
issue-1690	562	12	d.	d.	PROPN
issue-1690	562	13	,	,	PUNCT
issue-1690	562	14	marhasova	marhasova	PROPN
issue-1690	562	15	,	,	PUNCT
issue-1690	562	16	v.	v.	PROPN
issue-1690	562	17	,	,	PUNCT
issue-1690	562	18	&	&	CCONJ
issue-1690	562	19	korogod	korogod	PROPN
issue-1690	562	20	,	,	PUNCT
issue-1690	562	21	n.	n.	NOUN
issue-1690	562	22	(	(	PUNCT
issue-1690	562	23	2021	2021	NUM
issue-1690	562	24	)	)	PUNCT
issue-1690	562	25	.	.	PUNCT
issue-1690	563	1	insider	insider	NOUN
issue-1690	563	2	threat	threat	NOUN
issue-1690	563	3	management	management	NOUN
issue-1690	563	4	as	as	ADP
issue-1690	563	5	an	an	DET
issue-1690	563	6	element	element	NOUN
issue-1690	563	7	of	of	ADP
issue-1690	563	8	the	the	DET
issue-1690	563	9	corporate	corporate	ADJ
issue-1690	563	10	economic	economic	ADJ
issue-1690	563	11	security	security	NOUN
issue-1690	563	12	.	.	PUNCT
issue-1690	564	1	financial	financial	ADJ
issue-1690	564	2	and	and	CCONJ
issue-1690	564	3	credit	credit	NOUN
issue-1690	564	4	activity	activity	NOUN
issue-1690	564	5	:	:	PUNCT
issue-1690	564	6	problems	problem	NOUN
issue-1690	564	7	of	of	ADP
issue-1690	564	8	theory	theory	NOUN
issue-1690	564	9	and	and	CCONJ
issue-1690	564	10	practice	practice	NOUN
issue-1690	564	11	,	,	PUNCT
issue-1690	564	12	1(36	1(36	NUM
issue-1690	564	13	)	)	PUNCT
issue-1690	564	14	,	,	PUNCT
issue-1690	564	15	149–158	149–158	NUM
issue-1690	564	16	.	.	PUNCT