id	sid	tid	token	lemma	pos
issue-2479	1	1	baltic	baltic	PROPN
issue-2479	1	2	journal	journal	PROPN
issue-2479	1	3	of	of	ADP
issue-2479	1	4	economic	economic	ADJ
issue-2479	1	5	studies	study	NOUN
issue-2479	1	6	26	26	NUM
issue-2479	1	7	vol	vol	NOUN
issue-2479	1	8	.	.	PUNCT
issue-2479	2	1	10	10	NUM
issue-2479	2	2	no	no	NOUN
issue-2479	2	3	.	.	NOUN
issue-2479	3	1	3	3	NUM
issue-2479	3	2	,	,	PUNCT
issue-2479	3	3	2024	2024	NUM
issue-2479	3	4	this	this	PRON
issue-2479	3	5	is	be	AUX
issue-2479	3	6	an	an	DET
issue-2479	3	7	open	open	ADJ
issue-2479	3	8	access	access	NOUN
issue-2479	3	9	article	article	NOUN
issue-2479	3	10	,	,	PUNCT
issue-2479	3	11	distributed	distribute	VERB
issue-2479	3	12	under	under	ADP
issue-2479	3	13	the	the	DET
issue-2479	3	14	terms	term	NOUN
issue-2479	3	15	of	of	ADP
issue-2479	3	16	the	the	DET
issue-2479	3	17	creative	creative	ADJ
issue-2479	3	18	commons	common	NOUN
issue-2479	3	19	attribution	attribution	NOUN
issue-2479	3	20	cc	cc	VERB
issue-2479	3	21	by	by	ADP
issue-2479	3	22	4.0	4.0	NUM
issue-2479	3	23	1	1	NUM
issue-2479	3	24	baltic	baltic	PROPN
issue-2479	3	25	international	international	PROPN
issue-2479	3	26	academy	academy	PROPN
issue-2479	3	27	,	,	PUNCT
issue-2479	3	28	latvia	latvia	PROPN
issue-2479	3	29	e	e	PROPN
issue-2479	3	30	-	-	NOUN
issue-2479	3	31	mail	mail	NOUN
issue-2479	3	32	:	:	PUNCT
issue-2479	3	33	jurijs.baltgailis@bsa.edu.lv	jurijs.baltgailis@bsa.edu.lv	NOUN
issue-2479	3	34	orcid	orcid	NOUN
issue-2479	3	35	:	:	PUNCT
issue-2479	3	36	https://orcid.org/0000-0002-4163-1680	https://orcid.org/0000-0002-4163-1680	PROPN
issue-2479	3	37	2	2	NUM
issue-2479	3	38	national	national	PROPN
issue-2479	3	39	aviation	aviation	PROPN
issue-2479	3	40	university	university	PROPN
issue-2479	3	41	,	,	PUNCT
issue-2479	3	42	ukraine	ukraine	NOUN
issue-2479	3	43	(	(	PUNCT
issue-2479	3	44	corresponding	correspond	VERB
issue-2479	3	45	author	author	NOUN
issue-2479	3	46	)	)	PUNCT
issue-2479	4	1	e	e	NOUN
issue-2479	4	2	-	-	NOUN
issue-2479	4	3	mail	mail	NOUN
issue-2479	4	4	:	:	PUNCT
issue-2479	4	5	anastasiia.simakhova@npp.nau.edu.ua	anastasiia.simakhova@npp.nau.edu.ua	NUM
issue-2479	4	6	orcid	orcid	NOUN
issue-2479	4	7	:	:	PUNCT
issue-2479	4	8	https://orcid.org/0000-0001-7553-4531	https://orcid.org/0000-0001-7553-4531	PROPN
issue-2479	4	9	3	3	NUM
issue-2479	4	10	baltic	baltic	PROPN
issue-2479	4	11	international	international	PROPN
issue-2479	4	12	academy	academy	PROPN
issue-2479	4	13	,	,	PUNCT
issue-2479	4	14	latvia	latvia	PROPN
issue-2479	4	15	e	e	PROPN
issue-2479	4	16	-	-	NOUN
issue-2479	4	17	mail	mail	NOUN
issue-2479	4	18	:	:	PUNCT
issue-2479	4	19	stanislavs.buka@bsa.edu.lv	stanislavs.buka@bsa.edu.lv	PROPN
issue-2479	4	20	orcid	orcid	NOUN
issue-2479	4	21	:	:	PUNCT
issue-2479	4	22	https://orcid.org/0000-0002-4235-8890	https://orcid.org/0000-0002-4235-8890	NOUN
issue-2479	4	23	doi	doi	NOUN
issue-2479	4	24	:	:	PUNCT
issue-2479	4	25	https://doi.org/10.30525/2256-0742/2024-10-3-26-35	https://doi.org/10.30525/2256-0742/2024-10-3-26-35	NOUN
issue-2479	4	26	ai	ai	VERB
issue-2479	4	27	in	in	ADP
issue-2479	4	28	banking	banking	NOUN
issue-2479	4	29	:	:	PUNCT
issue-2479	4	30	socio	socio	NOUN
issue-2479	4	31	-	-	PUNCT
issue-2479	4	32	economic	economic	ADJ
issue-2479	4	33	aspects	aspect	NOUN
issue-2479	4	34	jurijs	jurijs	PROPN
issue-2479	4	35	baltgailis1	baltgailis1	PROPN
issue-2479	4	36	,	,	PUNCT
issue-2479	4	37	anastasiia	anastasiia	PROPN
issue-2479	4	38	simakhova2	simakhova2	PROPN
issue-2479	4	39	,	,	PUNCT
issue-2479	4	40	stanislavs	stanislavs	ADJ
issue-2479	4	41	buka3	buka3	NOUN
issue-2479	4	42	abstract	abstract	ADJ
issue-2479	4	43	.	.	PUNCT
issue-2479	5	1	artificial	artificial	ADJ
issue-2479	5	2	intelligence	intelligence	NOUN
issue-2479	5	3	is	be	AUX
issue-2479	5	4	revolutionising	revolutionise	VERB
issue-2479	5	5	the	the	DET
issue-2479	5	6	banking	banking	NOUN
issue-2479	5	7	sector	sector	NOUN
issue-2479	5	8	,	,	PUNCT
issue-2479	5	9	offering	offer	VERB
issue-2479	5	10	a	a	DET
issue-2479	5	11	range	range	NOUN
issue-2479	5	12	of	of	ADP
issue-2479	5	13	benefits	benefit	NOUN
issue-2479	5	14	such	such	ADJ
issue-2479	5	15	as	as	ADP
issue-2479	5	16	enhanced	enhance	VERB
issue-2479	5	17	customer	customer	NOUN
issue-2479	5	18	support	support	NOUN
issue-2479	5	19	,	,	PUNCT
issue-2479	5	20	improved	improved	ADJ
issue-2479	5	21	fraud	fraud	NOUN
issue-2479	5	22	detection	detection	NOUN
issue-2479	5	23	and	and	CCONJ
issue-2479	5	24	more	more	ADV
issue-2479	5	25	informed	informed	ADJ
issue-2479	5	26	decision	decision	NOUN
issue-2479	5	27	-	-	PUNCT
issue-2479	5	28	making	making	NOUN
issue-2479	5	29	.	.	PUNCT
issue-2479	6	1	banks	bank	NOUN
issue-2479	6	2	are	be	AUX
issue-2479	6	3	using	use	VERB
issue-2479	6	4	ai	ai	PROPN
issue-2479	6	5	technologies	technology	NOUN
issue-2479	6	6	to	to	PART
issue-2479	6	7	optimise	optimise	VERB
issue-2479	6	8	their	their	PRON
issue-2479	6	9	operations	operation	NOUN
issue-2479	6	10	,	,	PUNCT
issue-2479	6	11	improve	improve	VERB
issue-2479	6	12	customer	customer	NOUN
issue-2479	6	13	service	service	NOUN
issue-2479	6	14	,	,	PUNCT
issue-2479	6	15	and	and	CCONJ
issue-2479	6	16	proactively	proactively	ADV
issue-2479	6	17	manage	manage	VERB
issue-2479	6	18	risks	risk	NOUN
issue-2479	6	19	,	,	PUNCT
issue-2479	6	20	leading	lead	VERB
issue-2479	6	21	to	to	ADP
issue-2479	6	22	increased	increase	VERB
issue-2479	6	23	efficiency	efficiency	NOUN
issue-2479	6	24	and	and	CCONJ
issue-2479	6	25	productivity	productivity	NOUN
issue-2479	6	26	.	.	PUNCT
issue-2479	7	1	the	the	DET
issue-2479	7	2	article	article	NOUN
issue-2479	7	3	is	be	AUX
issue-2479	7	4	devoted	devote	VERB
issue-2479	7	5	to	to	ADP
issue-2479	7	6	the	the	DET
issue-2479	7	7	issue	issue	NOUN
issue-2479	7	8	of	of	ADP
issue-2479	7	9	studying	study	VERB
issue-2479	7	10	the	the	DET
issue-2479	7	11	use	use	NOUN
issue-2479	7	12	of	of	ADP
issue-2479	7	13	artificial	artificial	ADJ
issue-2479	7	14	intelligence	intelligence	NOUN
issue-2479	7	15	in	in	ADP
issue-2479	7	16	the	the	DET
issue-2479	7	17	banking	banking	NOUN
issue-2479	7	18	sector	sector	NOUN
issue-2479	7	19	.	.	PUNCT
issue-2479	8	1	the	the	DET
issue-2479	8	2	purpose	purpose	NOUN
issue-2479	8	3	of	of	ADP
issue-2479	8	4	the	the	DET
issue-2479	8	5	article	article	NOUN
issue-2479	8	6	is	be	AUX
issue-2479	8	7	to	to	PART
issue-2479	8	8	explore	explore	VERB
issue-2479	8	9	the	the	DET
issue-2479	8	10	potential	potential	NOUN
issue-2479	8	11	of	of	ADP
issue-2479	8	12	artificial	artificial	ADJ
issue-2479	8	13	intelligence	intelligence	NOUN
issue-2479	8	14	for	for	ADP
issue-2479	8	15	the	the	DET
issue-2479	8	16	banking	banking	NOUN
issue-2479	8	17	sector	sector	NOUN
issue-2479	8	18	.	.	PUNCT
issue-2479	9	1	the	the	DET
issue-2479	9	2	article	article	NOUN
issue-2479	9	3	uses	use	VERB
issue-2479	9	4	methods	method	NOUN
issue-2479	9	5	of	of	ADP
issue-2479	9	6	data	datum	NOUN
issue-2479	9	7	analysis	analysis	NOUN
issue-2479	9	8	and	and	CCONJ
issue-2479	9	9	synthesis	synthesis	NOUN
issue-2479	9	10	,	,	PUNCT
issue-2479	9	11	systematisation	systematisation	NOUN
issue-2479	9	12	and	and	CCONJ
issue-2479	9	13	comparison	comparison	NOUN
issue-2479	9	14	.	.	PUNCT
issue-2479	10	1	the	the	DET
issue-2479	10	2	article	article	NOUN
issue-2479	10	3	uses	use	VERB
issue-2479	10	4	statistical	statistical	ADJ
issue-2479	10	5	data	datum	NOUN
issue-2479	10	6	from	from	ADP
issue-2479	10	7	the	the	DET
issue-2479	10	8	world	world	PROPN
issue-2479	10	9	bank	bank	PROPN
issue-2479	10	10	,	,	PUNCT
issue-2479	10	11	the	the	DET
issue-2479	10	12	state	state	NOUN
issue-2479	10	13	statistics	statistic	NOUN
issue-2479	10	14	service	service	NOUN
issue-2479	10	15	of	of	ADP
issue-2479	10	16	ukraine	ukraine	NOUN
issue-2479	10	17	and	and	CCONJ
issue-2479	10	18	other	other	ADJ
issue-2479	10	19	official	official	ADJ
issue-2479	10	20	websites	website	NOUN
issue-2479	10	21	.	.	PUNCT
issue-2479	11	1	the	the	DET
issue-2479	11	2	authors	author	NOUN
issue-2479	11	3	analyse	analyse	VERB
issue-2479	11	4	the	the	DET
issue-2479	11	5	positive	positive	ADJ
issue-2479	11	6	and	and	CCONJ
issue-2479	11	7	negative	negative	ADJ
issue-2479	11	8	aspects	aspect	NOUN
issue-2479	11	9	of	of	ADP
issue-2479	11	10	the	the	DET
issue-2479	11	11	use	use	NOUN
issue-2479	11	12	of	of	ADP
issue-2479	11	13	artificial	artificial	ADJ
issue-2479	11	14	intelligence	intelligence	NOUN
issue-2479	11	15	in	in	ADP
issue-2479	11	16	the	the	DET
issue-2479	11	17	banking	banking	NOUN
issue-2479	11	18	system	system	NOUN
issue-2479	11	19	.	.	PUNCT
issue-2479	12	1	artificial	artificial	ADJ
issue-2479	12	2	intelligence	intelligence	NOUN
issue-2479	12	3	technologies	technology	NOUN
issue-2479	12	4	allow	allow	VERB
issue-2479	12	5	banks	bank	NOUN
issue-2479	12	6	to	to	PART
issue-2479	12	7	process	process	VERB
issue-2479	12	8	large	large	ADJ
issue-2479	12	9	amounts	amount	NOUN
issue-2479	12	10	of	of	ADP
issue-2479	12	11	structured	structured	ADJ
issue-2479	12	12	and	and	CCONJ
issue-2479	12	13	unstructured	unstructured	ADJ
issue-2479	12	14	data	datum	NOUN
issue-2479	12	15	to	to	PART
issue-2479	12	16	predict	predict	VERB
issue-2479	12	17	market	market	NOUN
issue-2479	12	18	trends	trend	NOUN
issue-2479	12	19	,	,	PUNCT
issue-2479	12	20	gain	gain	VERB
issue-2479	12	21	insights	insight	NOUN
issue-2479	12	22	and	and	CCONJ
issue-2479	12	23	identify	identify	VERB
issue-2479	12	24	investment	investment	NOUN
issue-2479	12	25	opportunities	opportunity	NOUN
issue-2479	12	26	,	,	PUNCT
issue-2479	12	27	which	which	PRON
issue-2479	12	28	ultimately	ultimately	ADV
issue-2479	12	29	leads	lead	VERB
issue-2479	12	30	to	to	ADP
issue-2479	12	31	better	well	ADJ
issue-2479	12	32	decision	decision	NOUN
issue-2479	12	33	-	-	PUNCT
issue-2479	12	34	making	making	NOUN
issue-2479	12	35	.	.	PUNCT
issue-2479	13	1	in	in	ADP
issue-2479	13	2	banking	banking	NOUN
issue-2479	13	3	,	,	PUNCT
issue-2479	13	4	the	the	DET
issue-2479	13	5	main	main	ADJ
issue-2479	13	6	purpose	purpose	NOUN
issue-2479	13	7	of	of	ADP
issue-2479	13	8	ai	ai	NOUN
issue-2479	13	9	is	be	AUX
issue-2479	13	10	to	to	PART
issue-2479	13	11	help	help	VERB
issue-2479	13	12	consumers	consumer	NOUN
issue-2479	13	13	by	by	ADP
issue-2479	13	14	prioritising	prioritise	VERB
issue-2479	13	15	their	their	PRON
issue-2479	13	16	choices	choice	NOUN
issue-2479	13	17	.	.	PUNCT
issue-2479	14	1	ai	ai	AUX
issue-2479	14	2	also	also	ADV
issue-2479	14	3	helps	help	VERB
issue-2479	14	4	to	to	PART
issue-2479	14	5	ensure	ensure	VERB
issue-2479	14	6	that	that	SCONJ
issue-2479	14	7	customers	customer	NOUN
issue-2479	14	8	are	be	AUX
issue-2479	14	9	satisfied	satisfied	ADJ
issue-2479	14	10	with	with	ADP
issue-2479	14	11	the	the	DET
issue-2479	14	12	bank	bank	NOUN
issue-2479	14	13	's	's	PART
issue-2479	14	14	services	service	NOUN
issue-2479	14	15	.	.	PUNCT
issue-2479	15	1	the	the	DET
issue-2479	15	2	paper	paper	NOUN
issue-2479	15	3	presents	present	VERB
issue-2479	15	4	a	a	DET
issue-2479	15	5	statistical	statistical	ADJ
issue-2479	15	6	analysis	analysis	NOUN
issue-2479	15	7	of	of	ADP
issue-2479	15	8	gdp	gdp	NOUN
issue-2479	15	9	growth	growth	NOUN
issue-2479	15	10	,	,	PUNCT
issue-2479	15	11	inflation	inflation	NOUN
issue-2479	15	12	and	and	CCONJ
issue-2479	15	13	public	public	ADJ
issue-2479	15	14	debt	debt	NOUN
issue-2479	15	15	in	in	ADP
issue-2479	15	16	some	some	DET
issue-2479	15	17	countries	country	NOUN
issue-2479	15	18	of	of	ADP
issue-2479	15	19	the	the	DET
issue-2479	15	20	world	world	NOUN
issue-2479	15	21	.	.	PUNCT
issue-2479	16	1	with	with	ADP
issue-2479	16	2	the	the	DET
issue-2479	16	3	emergence	emergence	NOUN
issue-2479	16	4	and	and	CCONJ
issue-2479	16	5	spread	spread	VERB
issue-2479	16	6	of	of	ADP
issue-2479	16	7	fintech	fintech	NOUN
issue-2479	16	8	and	and	CCONJ
issue-2479	16	9	defi	defi	NOUN
issue-2479	16	10	technologies	technology	NOUN
issue-2479	16	11	and	and	CCONJ
issue-2479	16	12	the	the	DET
issue-2479	16	13	introduction	introduction	NOUN
issue-2479	16	14	of	of	ADP
issue-2479	16	15	cbdc	cbdc	NOUN
issue-2479	16	16	,	,	PUNCT
issue-2479	16	17	the	the	DET
issue-2479	16	18	system	system	NOUN
issue-2479	16	19	of	of	ADP
issue-2479	16	20	control	control	NOUN
issue-2479	16	21	and	and	CCONJ
issue-2479	16	22	regulation	regulation	NOUN
issue-2479	16	23	of	of	ADP
issue-2479	16	24	cash	cash	NOUN
issue-2479	16	25	flows	flow	NOUN
issue-2479	16	26	is	be	AUX
issue-2479	16	27	becoming	become	VERB
issue-2479	16	28	more	more	ADV
issue-2479	16	29	complex	complex	ADJ
issue-2479	16	30	.	.	PUNCT
issue-2479	17	1	the	the	DET
issue-2479	17	2	practical	practical	ADJ
issue-2479	17	3	value	value	NOUN
issue-2479	17	4	of	of	ADP
issue-2479	17	5	the	the	DET
issue-2479	17	6	publication	publication	NOUN
issue-2479	17	7	lies	lie	VERB
issue-2479	17	8	in	in	ADP
issue-2479	17	9	the	the	DET
issue-2479	17	10	authors	author	NOUN
issue-2479	17	11	'	'	PART
issue-2479	17	12	recommendations	recommendation	NOUN
issue-2479	17	13	on	on	ADP
issue-2479	17	14	the	the	DET
issue-2479	17	15	application	application	NOUN
issue-2479	17	16	of	of	ADP
issue-2479	17	17	artificial	artificial	ADJ
issue-2479	17	18	intelligence	intelligence	NOUN
issue-2479	17	19	in	in	ADP
issue-2479	17	20	the	the	DET
issue-2479	17	21	banking	banking	NOUN
issue-2479	17	22	sector	sector	NOUN
issue-2479	17	23	.	.	PUNCT
issue-2479	18	1	the	the	DET
issue-2479	18	2	authors	author	NOUN
issue-2479	18	3	suggest	suggest	VERB
issue-2479	18	4	ways	way	NOUN
issue-2479	18	5	to	to	PART
issue-2479	18	6	maximise	maximise	VERB
issue-2479	18	7	the	the	DET
issue-2479	18	8	positive	positive	ADJ
issue-2479	18	9	effect	effect	NOUN
issue-2479	18	10	of	of	ADP
issue-2479	18	11	artificial	artificial	ADJ
issue-2479	18	12	intelligence	intelligence	NOUN
issue-2479	18	13	in	in	ADP
issue-2479	18	14	the	the	DET
issue-2479	18	15	banking	banking	NOUN
issue-2479	18	16	sector	sector	NOUN
issue-2479	18	17	.	.	PUNCT
issue-2479	19	1	keywords	keyword	NOUN
issue-2479	19	2	:	:	PUNCT
issue-2479	19	3	ai	ai	VERB
issue-2479	19	4	,	,	PUNCT
issue-2479	19	5	financial	financial	ADJ
issue-2479	19	6	services	service	NOUN
issue-2479	19	7	,	,	PUNCT
issue-2479	19	8	banking	banking	NOUN
issue-2479	19	9	sector	sector	NOUN
issue-2479	19	10	,	,	PUNCT
issue-2479	19	11	fintech	fintech	NOUN
issue-2479	19	12	,	,	PUNCT
issue-2479	19	13	big	big	ADJ
issue-2479	19	14	data	datum	NOUN
issue-2479	19	15	,	,	PUNCT
issue-2479	19	16	socio	socio	NOUN
issue-2479	19	17	-	-	PUNCT
issue-2479	19	18	economic	economic	ADJ
issue-2479	19	19	development	development	NOUN
issue-2479	19	20	.	.	PUNCT
issue-2479	20	1	jel	jel	PROPN
issue-2479	20	2	classification	classification	PROPN
issue-2479	20	3	:	:	PUNCT
issue-2479	20	4	e58	e58	PROPN
issue-2479	20	5	,	,	PUNCT
issue-2479	20	6	b26	b26	PROPN
issue-2479	20	7	1	1	NUM
issue-2479	20	8	.	.	PUNCT
issue-2479	21	1	introduction	introduction	NOUN
issue-2479	21	2	artificial	artificial	ADJ
issue-2479	21	3	intelligence	intelligence	NOUN
issue-2479	21	4	(	(	PUNCT
issue-2479	21	5	ai	ai	AUX
issue-2479	21	6	)	)	PUNCT
issue-2479	21	7	mimics	mimic	VERB
issue-2479	21	8	human	human	ADJ
issue-2479	21	9	cognitive	cognitive	ADJ
issue-2479	21	10	processes	process	NOUN
issue-2479	21	11	using	use	VERB
issue-2479	21	12	machines	machine	NOUN
issue-2479	21	13	,	,	PUNCT
issue-2479	21	14	particularly	particularly	ADV
issue-2479	21	15	computer	computer	NOUN
issue-2479	21	16	systems	system	NOUN
issue-2479	21	17	.	.	PUNCT
issue-2479	22	1	frequently	frequently	ADV
issue-2479	22	2	referred	refer	VERB
issue-2479	22	3	to	to	ADP
issue-2479	22	4	as	as	ADP
issue-2479	22	5	machine	machine	NOUN
issue-2479	22	6	intelligence	intelligence	NOUN
issue-2479	22	7	,	,	PUNCT
issue-2479	22	8	ai	ai	VERB
issue-2479	22	9	is	be	AUX
issue-2479	22	10	increasingly	increasingly	ADV
issue-2479	22	11	being	be	AUX
issue-2479	22	12	adopted	adopt	VERB
issue-2479	22	13	in	in	ADP
issue-2479	22	14	the	the	DET
issue-2479	22	15	banking	banking	NOUN
issue-2479	22	16	sector	sector	NOUN
issue-2479	22	17	due	due	ADP
issue-2479	22	18	to	to	ADP
issue-2479	22	19	its	its	PRON
issue-2479	22	20	role	role	NOUN
issue-2479	22	21	in	in	ADP
issue-2479	22	22	managing	manage	VERB
issue-2479	22	23	vast	vast	ADJ
issue-2479	22	24	databases	database	NOUN
issue-2479	22	25	of	of	ADP
issue-2479	22	26	the	the	DET
issue-2479	22	27	world	world	NOUN
issue-2479	22	28	's	's	PART
issue-2479	22	29	wealth	wealth	NOUN
issue-2479	22	30	and	and	CCONJ
issue-2479	22	31	facilitating	facilitate	VERB
issue-2479	22	32	information	information	NOUN
issue-2479	22	33	transactions	transaction	NOUN
issue-2479	22	34	across	across	ADP
issue-2479	22	35	networks	network	NOUN
issue-2479	22	36	(	(	PUNCT
issue-2479	22	37	lukianenko	lukianenko	PROPN
issue-2479	22	38	,	,	PUNCT
issue-2479	22	39	simakhova	simakhova	PROPN
issue-2479	22	40	,	,	PUNCT
issue-2479	22	41	2023	2023	NUM
issue-2479	22	42	)	)	PUNCT
issue-2479	22	43	.	.	PUNCT
issue-2479	23	1	the	the	DET
issue-2479	23	2	implementation	implementation	NOUN
issue-2479	23	3	of	of	ADP
issue-2479	23	4	ai	ai	NOUN
issue-2479	23	5	in	in	ADP
issue-2479	23	6	the	the	DET
issue-2479	23	7	industry	industry	NOUN
issue-2479	23	8	offers	offer	VERB
issue-2479	23	9	numerous	numerous	ADJ
issue-2479	23	10	benefits	benefit	NOUN
issue-2479	23	11	,	,	PUNCT
issue-2479	23	12	improving	improve	VERB
issue-2479	23	13	areas	area	NOUN
issue-2479	23	14	such	such	ADJ
issue-2479	23	15	as	as	ADP
issue-2479	23	16	accounting	accounting	NOUN
issue-2479	23	17	,	,	PUNCT
issue-2479	23	18	sales	sale	NOUN
issue-2479	23	19	,	,	PUNCT
issue-2479	23	20	contracts	contract	NOUN
issue-2479	23	21	and	and	CCONJ
issue-2479	23	22	cybersecurity	cybersecurity	NOUN
issue-2479	23	23	.	.	PUNCT
issue-2479	24	1	in	in	ADP
issue-2479	24	2	addition	addition	NOUN
issue-2479	24	3	,	,	PUNCT
issue-2479	24	4	banks	bank	NOUN
issue-2479	24	5	are	be	AUX
issue-2479	24	6	increasingly	increasingly	ADV
issue-2479	24	7	partnering	partner	VERB
issue-2479	24	8	with	with	ADP
issue-2479	24	9	financial	financial	ADJ
issue-2479	24	10	technology	technology	NOUN
issue-2479	24	11	(	(	PUNCT
issue-2479	24	12	fintech	fintech	NOUN
issue-2479	24	13	)	)	PUNCT
issue-2479	24	14	companies	company	NOUN
issue-2479	24	15	to	to	PART
issue-2479	24	16	use	use	VERB
issue-2479	24	17	ai	ai	VERB
issue-2479	24	18	to	to	PART
issue-2479	24	19	provide	provide	VERB
issue-2479	24	20	enhanced	enhanced	ADJ
issue-2479	24	21	banking	banking	NOUN
issue-2479	24	22	solutions	solution	NOUN
issue-2479	24	23	during	during	ADP
issue-2479	24	24	the	the	DET
issue-2479	24	25	production	production	NOUN
issue-2479	24	26	process	process	NOUN
issue-2479	24	27	.	.	PUNCT
issue-2479	25	1	according	accord	VERB
issue-2479	25	2	to	to	ADP
issue-2479	25	3	a	a	DET
issue-2479	25	4	report	report	NOUN
issue-2479	25	5	by	by	ADP
issue-2479	25	6	business	business	NOUN
issue-2479	25	7	insider	insider	NOUN
issue-2479	25	8	,	,	PUNCT
issue-2479	25	9	banks	bank	NOUN
issue-2479	25	10	are	be	AUX
issue-2479	25	11	expected	expect	VERB
issue-2479	25	12	to	to	PART
issue-2479	25	13	save	save	VERB
issue-2479	25	14	447	447	NUM
issue-2479	25	15	billion	billion	NUM
issue-2479	25	16	usd	usd	NOUN
issue-2479	25	17	by	by	ADP
issue-2479	25	18	the	the	DET
issue-2479	25	19	end	end	NOUN
issue-2479	25	20	of	of	ADP
issue-2479	25	21	2023	2023	NUM
issue-2479	25	22	through	through	ADP
issue-2479	25	23	the	the	DET
issue-2479	25	24	implementation	implementation	NOUN
issue-2479	25	25	of	of	ADP
issue-2479	25	26	ai	ai	PROPN
issue-2479	25	27	applications	application	NOUN
issue-2479	25	28	.	.	PUNCT
issue-2479	26	1	this	this	DET
issue-2479	26	2	huge	huge	ADJ
issue-2479	26	3	figure	figure	NOUN
issue-2479	26	4	demonstrates	demonstrate	VERB
issue-2479	26	5	the	the	DET
issue-2479	26	6	revolutionary	revolutionary	ADJ
issue-2479	26	7	impact	impact	NOUN
issue-2479	26	8	of	of	ADP
issue-2479	26	9	ai	ai	VERB
issue-2479	26	10	in	in	ADP
issue-2479	26	11	the	the	DET
issue-2479	26	12	banking	banking	NOUN
issue-2479	26	13	industry	industry	NOUN
issue-2479	26	14	.	.	PUNCT
issue-2479	27	1	here	here	ADV
issue-2479	27	2	's	be	AUX
issue-2479	27	3	a	a	DET
issue-2479	27	4	quick	quick	ADJ
issue-2479	27	5	chart	chart	NOUN
issue-2479	27	6	showing	show	VERB
issue-2479	27	7	the	the	DET
issue-2479	27	8	regional	regional	ADJ
issue-2479	27	9	business	business	NOUN
issue-2479	27	10	value	value	NOUN
issue-2479	27	11	of	of	ADP
issue-2479	27	12	ai	ai	NOUN
issue-2479	27	13	in	in	ADP
issue-2479	27	14	the	the	DET
issue-2479	27	15	global	global	ADJ
issue-2479	27	16	banking	banking	NOUN
issue-2479	27	17	industry	industry	NOUN
issue-2479	27	18	from	from	ADP
issue-2479	27	19	2018	2018	NUM
issue-2479	27	20	to	to	ADP
issue-2479	27	21	2030	2030	NUM
issue-2479	27	22	(	(	PUNCT
issue-2479	27	23	business	business	NOUN
issue-2479	27	24	insider	insider	NOUN
issue-2479	27	25	intelligence	intelligence	NOUN
issue-2479	27	26	,	,	PUNCT
issue-2479	27	27	2023	2023	NUM
issue-2479	27	28	)	)	PUNCT
issue-2479	27	29	.	.	PUNCT
issue-2479	28	1	in	in	ADP
issue-2479	28	2	recent	recent	ADJ
issue-2479	28	3	years	year	NOUN
issue-2479	28	4	,	,	PUNCT
issue-2479	28	5	the	the	DET
issue-2479	28	6	banking	banking	NOUN
issue-2479	28	7	industry	industry	NOUN
issue-2479	28	8	has	have	AUX
issue-2479	28	9	seen	see	VERB
issue-2479	28	10	groundbreaking	groundbreake	VERB
issue-2479	28	11	advances	advance	NOUN
issue-2479	28	12	through	through	ADP
issue-2479	28	13	the	the	DET
issue-2479	28	14	use	use	NOUN
issue-2479	28	15	of	of	ADP
issue-2479	28	16	cuttingedge	cuttingedge	ADJ
issue-2479	28	17	technologies	technology	NOUN
issue-2479	28	18	.	.	PUNCT
issue-2479	29	1	banks	bank	NOUN
issue-2479	29	2	are	be	AUX
issue-2479	29	3	also	also	ADV
issue-2479	29	4	expanding	expand	VERB
issue-2479	29	5	their	their	PRON
issue-2479	29	6	reach	reach	NOUN
issue-2479	29	7	into	into	ADP
issue-2479	29	8	retail	retail	NOUN
issue-2479	29	9	,	,	PUNCT
issue-2479	29	10	information	information	NOUN
issue-2479	29	11	technology	technology	NOUN
issue-2479	29	12	and	and	CCONJ
issue-2479	29	13	telecommunications	telecommunication	NOUN
issue-2479	29	14	to	to	PART
issue-2479	29	15	offer	offer	VERB
issue-2479	29	16	services	service	NOUN
issue-2479	29	17	such	such	ADJ
issue-2479	29	18	as	as	ADP
issue-2479	29	19	mobile	mobile	ADJ
issue-2479	29	20	banking	banking	NOUN
issue-2479	29	21	,	,	PUNCT
issue-2479	29	22	e	e	NOUN
issue-2479	29	23	-	-	NOUN
issue-2479	29	24	banking	banking	NOUN
issue-2479	29	25	and	and	CCONJ
issue-2479	29	26	real	real	ADJ
issue-2479	29	27	-	-	PUNCT
issue-2479	29	28	time	time	NOUN
issue-2479	29	29	money	money	NOUN
issue-2479	29	30	transfers	transfer	NOUN
issue-2479	29	31	.	.	PUNCT
issue-2479	30	1	by	by	ADP
issue-2479	30	2	using	use	VERB
issue-2479	30	3	cognitive	cognitive	ADJ
issue-2479	30	4	ai	ai	NOUN
issue-2479	30	5	technology	technology	NOUN
issue-2479	30	6	,	,	PUNCT
issue-2479	30	7	banks	bank	NOUN
issue-2479	30	8	can	can	AUX
issue-2479	30	9	benefit	benefit	VERB
issue-2479	30	10	from	from	ADP
issue-2479	30	11	digitalisation	digitalisation	NOUN
issue-2479	30	12	and	and	CCONJ
issue-2479	30	13	remain	remain	VERB
issue-2479	30	14	competitive	competitive	ADJ
issue-2479	30	15	against	against	ADP
issue-2479	30	16	agile	agile	ADJ
issue-2479	30	17	fintech	fintech	NOUN
issue-2479	30	18	companies	company	NOUN
issue-2479	30	19	.	.	PUNCT
issue-2479	31	1	according	accord	VERB
issue-2479	31	2	to	to	ADP
issue-2479	31	3	research	research	NOUN
issue-2479	31	4	from	from	ADP
issue-2479	31	5	the	the	DET
issue-2479	31	6	national	national	PROPN
issue-2479	31	7	business	business	PROPN
issue-2479	31	8	research	research	PROPN
issue-2479	31	9	institute	institute	PROPN
issue-2479	31	10	and	and	CCONJ
issue-2479	31	11	narrative	narrative	NOUN
issue-2479	31	12	science	science	NOUN
issue-2479	31	13	,	,	PUNCT
issue-2479	31	14	nearly	nearly	ADV
issue-2479	31	15	32	32	NUM
issue-2479	31	16	%	%	NOUN
issue-2479	31	17	of	of	ADP
issue-2479	31	18	financial	financial	ADJ
issue-2479	31	19	service	service	NOUN
issue-2479	31	20	providers	provider	NOUN
issue-2479	31	21	are	be	AUX
issue-2479	31	22	already	already	ADV
issue-2479	31	23	using	use	VERB
issue-2479	31	24	ai	ai	VERB
issue-2479	31	25	services	service	NOUN
issue-2479	31	26	such	such	ADJ
issue-2479	31	27	as	as	ADP
issue-2479	31	28	speech	speech	NOUN
issue-2479	31	29	recognition	recognition	NOUN
issue-2479	31	30	and	and	CCONJ
issue-2479	31	31	predictive	predictive	ADJ
issue-2479	31	32	analytics	analytic	NOUN
issue-2479	31	33	.	.	PUNCT
issue-2479	32	1	the	the	DET
issue-2479	32	2	adoption	adoption	NOUN
issue-2479	32	3	of	of	ADP
issue-2479	32	4	ai	ai	VERB
issue-2479	32	5	in	in	ADP
issue-2479	32	6	banking	banking	NOUN
issue-2479	32	7	baltic	baltic	PROPN
issue-2479	32	8	journal	journal	PROPN
issue-2479	32	9	of	of	ADP
issue-2479	32	10	economic	economic	ADJ
issue-2479	32	11	studies	study	NOUN
issue-2479	32	12	27	27	NUM
issue-2479	32	13	vol	vol	NOUN
issue-2479	32	14	.	.	PUNCT
issue-2479	33	1	10	10	NUM
issue-2479	33	2	no	no	NOUN
issue-2479	33	3	.	.	NOUN
issue-2479	34	1	3	3	NUM
issue-2479	34	2	,	,	PUNCT
issue-2479	34	3	2024	2024	NUM
issue-2479	34	4	is	be	AUX
issue-2479	34	5	being	be	AUX
issue-2479	34	6	driven	drive	VERB
issue-2479	34	7	by	by	ADP
issue-2479	34	8	several	several	ADJ
issue-2479	34	9	factors	factor	NOUN
issue-2479	34	10	,	,	PUNCT
issue-2479	34	11	including	include	VERB
issue-2479	34	12	increased	increase	VERB
issue-2479	34	13	competition	competition	NOUN
issue-2479	34	14	,	,	PUNCT
issue-2479	34	15	demand	demand	NOUN
issue-2479	34	16	for	for	ADP
issue-2479	34	17	process	process	NOUN
issue-2479	34	18	-	-	PUNCT
issue-2479	34	19	driven	drive	VERB
issue-2479	34	20	services	service	NOUN
issue-2479	34	21	,	,	PUNCT
issue-2479	34	22	consumer	consumer	NOUN
issue-2479	34	23	preferences	preference	NOUN
issue-2479	34	24	for	for	ADP
issue-2479	34	25	personalised	personalised	ADJ
issue-2479	34	26	solutions	solution	NOUN
issue-2479	34	27	,	,	PUNCT
issue-2479	34	28	increased	increase	VERB
issue-2479	34	29	employee	employee	NOUN
issue-2479	34	30	productivity	productivity	NOUN
issue-2479	34	31	,	,	PUNCT
issue-2479	34	32	integration	integration	NOUN
issue-2479	34	33	of	of	ADP
issue-2479	34	34	software	software	NOUN
issue-2479	34	35	robotics	robotic	NOUN
issue-2479	34	36	to	to	PART
issue-2479	34	37	augment	augment	VERB
issue-2479	34	38	human	human	ADJ
issue-2479	34	39	work	work	NOUN
issue-2479	34	40	,	,	PUNCT
issue-2479	34	41	improved	improve	VERB
issue-2479	34	42	operational	operational	ADJ
issue-2479	34	43	efficiency	efficiency	NOUN
issue-2479	34	44	and	and	CCONJ
issue-2479	34	45	more	more	ADV
issue-2479	34	46	effective	effective	ADJ
issue-2479	34	47	decisionmaking	decisionmaking	NOUN
issue-2479	34	48	.	.	PUNCT
issue-2479	35	1	researchers	researcher	NOUN
issue-2479	35	2	such	such	ADJ
issue-2479	35	3	as	as	ADP
issue-2479	35	4	biswas	biswas	PROPN
issue-2479	35	5	et	et	PROPN
issue-2479	35	6	al	al	PROPN
issue-2479	35	7	.	.	PROPN
issue-2479	35	8	(	(	PUNCT
issue-2479	35	9	2020	2020	NUM
issue-2479	35	10	)	)	PUNCT
issue-2479	35	11	,	,	PUNCT
issue-2479	35	12	boobier	boobier	NOUN
issue-2479	35	13	(	(	PUNCT
issue-2479	35	14	2020	2020	NUM
issue-2479	35	15	)	)	PUNCT
issue-2479	35	16	,	,	PUNCT
issue-2479	35	17	burgt	burgt	NOUN
issue-2479	35	18	(	(	PUNCT
issue-2479	35	19	2020	2020	NUM
issue-2479	35	20	)	)	PUNCT
issue-2479	35	21	,	,	PUNCT
issue-2479	35	22	rahman	rahman	PROPN
issue-2479	35	23	m.	m.	NOUN
issue-2479	35	24	,	,	PUNCT
issue-2479	35	25	ming	ming	PROPN
issue-2479	35	26	t.	t.	PROPN
issue-2479	35	27	h.	h.	PROPN
issue-2479	35	28	,	,	PUNCT
issue-2479	35	29	baigh	baigh	ADJ
issue-2479	35	30	t.	t.	PROPN
issue-2479	35	31	a.	a.	PROPN
issue-2479	35	32	,	,	PUNCT
issue-2479	35	33	sarker	sarker	NOUN
issue-2479	35	34	m.	m.	NOUN
issue-2479	35	35	(	(	PUNCT
issue-2479	35	36	2023	2023	NUM
issue-2479	35	37	)	)	PUNCT
issue-2479	35	38	and	and	CCONJ
issue-2479	35	39	many	many	ADJ
issue-2479	35	40	others	other	NOUN
issue-2479	35	41	have	have	AUX
issue-2479	35	42	studied	study	VERB
issue-2479	35	43	the	the	DET
issue-2479	35	44	use	use	NOUN
issue-2479	35	45	of	of	ADP
issue-2479	35	46	ai	ai	NOUN
issue-2479	35	47	in	in	ADP
issue-2479	35	48	banking	banking	NOUN
issue-2479	35	49	.	.	PUNCT
issue-2479	36	1	the	the	DET
issue-2479	36	2	work	work	NOUN
issue-2479	36	3	of	of	ADP
issue-2479	36	4	these	these	DET
issue-2479	36	5	scholars	scholar	NOUN
issue-2479	36	6	has	have	AUX
issue-2479	36	7	examined	examine	VERB
issue-2479	36	8	the	the	DET
issue-2479	36	9	future	future	NOUN
issue-2479	36	10	of	of	ADP
issue-2479	36	11	ai	ai	NOUN
issue-2479	36	12	in	in	ADP
issue-2479	36	13	banking	banking	NOUN
issue-2479	36	14	,	,	PUNCT
issue-2479	36	15	the	the	DET
issue-2479	36	16	use	use	NOUN
issue-2479	36	17	of	of	ADP
issue-2479	36	18	ai	ai	VERB
issue-2479	36	19	in	in	ADP
issue-2479	36	20	banking	banking	NOUN
issue-2479	36	21	services	service	NOUN
issue-2479	36	22	,	,	PUNCT
issue-2479	36	23	and	and	CCONJ
issue-2479	36	24	areas	area	NOUN
issue-2479	36	25	for	for	ADP
issue-2479	36	26	improvement	improvement	NOUN
issue-2479	36	27	in	in	ADP
issue-2479	36	28	the	the	DET
issue-2479	36	29	use	use	NOUN
issue-2479	36	30	of	of	ADP
issue-2479	36	31	ai	ai	NOUN
issue-2479	36	32	in	in	ADP
issue-2479	36	33	banking	banking	NOUN
issue-2479	36	34	.	.	PUNCT
issue-2479	37	1	this	this	DET
issue-2479	37	2	issue	issue	NOUN
issue-2479	37	3	of	of	ADP
issue-2479	37	4	the	the	DET
issue-2479	37	5	potential	potential	NOUN
issue-2479	37	6	of	of	ADP
issue-2479	37	7	ai	ai	VERB
issue-2479	37	8	for	for	SCONJ
issue-2479	37	9	the	the	DET
issue-2479	37	10	banking	banking	NOUN
issue-2479	37	11	system	system	NOUN
issue-2479	37	12	is	be	AUX
issue-2479	37	13	not	not	PART
issue-2479	37	14	sufficiently	sufficiently	ADV
issue-2479	37	15	explored	explore	VERB
issue-2479	37	16	in	in	ADP
issue-2479	37	17	the	the	DET
issue-2479	37	18	academic	academic	ADJ
issue-2479	37	19	literature	literature	NOUN
issue-2479	37	20	,	,	PUNCT
issue-2479	37	21	which	which	PRON
issue-2479	37	22	determines	determine	VERB
issue-2479	37	23	the	the	DET
issue-2479	37	24	relevance	relevance	NOUN
issue-2479	37	25	of	of	ADP
issue-2479	37	26	this	this	DET
issue-2479	37	27	study	study	NOUN
issue-2479	37	28	.	.	PUNCT
issue-2479	38	1	the	the	DET
issue-2479	38	2	purpose	purpose	NOUN
issue-2479	38	3	of	of	ADP
issue-2479	38	4	the	the	DET
issue-2479	38	5	article	article	NOUN
issue-2479	38	6	is	be	AUX
issue-2479	38	7	to	to	PART
issue-2479	38	8	study	study	VERB
issue-2479	38	9	the	the	DET
issue-2479	38	10	potential	potential	NOUN
issue-2479	38	11	of	of	ADP
issue-2479	38	12	ai	ai	VERB
issue-2479	38	13	for	for	ADP
issue-2479	38	14	the	the	DET
issue-2479	38	15	banking	banking	NOUN
issue-2479	38	16	sector	sector	NOUN
issue-2479	38	17	.	.	PUNCT
issue-2479	39	1	in	in	ADP
issue-2479	39	2	order	order	NOUN
issue-2479	39	3	to	to	PART
issue-2479	39	4	achieve	achieve	VERB
issue-2479	39	5	the	the	DET
issue-2479	39	6	purpose	purpose	NOUN
issue-2479	39	7	of	of	ADP
issue-2479	39	8	the	the	DET
issue-2479	39	9	article	article	NOUN
issue-2479	39	10	,	,	PUNCT
issue-2479	39	11	the	the	DET
issue-2479	39	12	following	follow	VERB
issue-2479	39	13	tasks	task	NOUN
issue-2479	39	14	were	be	AUX
issue-2479	39	15	set	set	VERB
issue-2479	39	16	and	and	CCONJ
issue-2479	39	17	solved	solve	VERB
issue-2479	39	18	:	:	PUNCT
issue-2479	39	19	theoretical	theoretical	ADJ
issue-2479	39	20	analysis	analysis	NOUN
issue-2479	39	21	of	of	ADP
issue-2479	39	22	aspects	aspect	NOUN
issue-2479	39	23	of	of	ADP
issue-2479	39	24	the	the	DET
issue-2479	39	25	use	use	NOUN
issue-2479	39	26	of	of	ADP
issue-2479	39	27	ai	ai	NOUN
issue-2479	39	28	in	in	ADP
issue-2479	39	29	the	the	DET
issue-2479	39	30	banking	banking	NOUN
issue-2479	39	31	system	system	NOUN
issue-2479	39	32	;	;	PUNCT
issue-2479	39	33	study	study	NOUN
issue-2479	39	34	of	of	ADP
issue-2479	39	35	the	the	DET
issue-2479	39	36	dynamics	dynamic	NOUN
issue-2479	39	37	of	of	ADP
issue-2479	39	38	financial	financial	ADJ
issue-2479	39	39	indicators	indicator	NOUN
issue-2479	39	40	in	in	ADP
issue-2479	39	41	the	the	DET
issue-2479	39	42	countries	country	NOUN
issue-2479	39	43	of	of	ADP
issue-2479	39	44	the	the	DET
issue-2479	39	45	world	world	NOUN
issue-2479	39	46	;	;	PUNCT
issue-2479	39	47	proposal	proposal	NOUN
issue-2479	39	48	of	of	ADP
issue-2479	39	49	directions	direction	NOUN
issue-2479	39	50	for	for	ADP
issue-2479	39	51	the	the	DET
issue-2479	39	52	use	use	NOUN
issue-2479	39	53	of	of	ADP
issue-2479	39	54	ai	ai	NOUN
issue-2479	39	55	in	in	ADP
issue-2479	39	56	the	the	DET
issue-2479	39	57	banking	banking	NOUN
issue-2479	39	58	sector	sector	NOUN
issue-2479	39	59	.	.	PUNCT
issue-2479	40	1	2	2	X
issue-2479	40	2	.	.	X
issue-2479	40	3	methodology	methodology	NOUN
issue-2479	40	4	the	the	DET
issue-2479	40	5	paper	paper	NOUN
issue-2479	40	6	uses	use	VERB
issue-2479	40	7	general	general	ADJ
issue-2479	40	8	scientific	scientific	ADJ
issue-2479	40	9	methods	method	NOUN
issue-2479	40	10	of	of	ADP
issue-2479	40	11	data	datum	NOUN
issue-2479	40	12	analysis	analysis	NOUN
issue-2479	40	13	and	and	CCONJ
issue-2479	40	14	synthesis	synthesis	NOUN
issue-2479	40	15	,	,	PUNCT
issue-2479	40	16	as	as	ADV
issue-2479	40	17	well	well	ADV
issue-2479	40	18	as	as	ADP
issue-2479	40	19	systematisation	systematisation	NOUN
issue-2479	40	20	and	and	CCONJ
issue-2479	40	21	comparative	comparative	ADJ
issue-2479	40	22	analysis	analysis	NOUN
issue-2479	40	23	.	.	PUNCT
issue-2479	41	1	the	the	DET
issue-2479	41	2	information	information	NOUN
issue-2479	41	3	base	base	NOUN
issue-2479	41	4	of	of	ADP
issue-2479	41	5	the	the	DET
issue-2479	41	6	study	study	NOUN
issue-2479	41	7	was	be	AUX
issue-2479	41	8	formed	form	VERB
issue-2479	41	9	by	by	ADP
issue-2479	41	10	scientific	scientific	ADJ
issue-2479	41	11	articles	article	NOUN
issue-2479	41	12	,	,	PUNCT
issue-2479	41	13	data	datum	NOUN
issue-2479	41	14	from	from	ADP
issue-2479	41	15	international	international	ADJ
issue-2479	41	16	organisations	organisation	NOUN
issue-2479	41	17	,	,	PUNCT
issue-2479	41	18	and	and	CCONJ
issue-2479	41	19	internet	internet	NOUN
issue-2479	41	20	resources	resource	NOUN
issue-2479	41	21	.	.	PUNCT
issue-2479	42	1	3	3	X
issue-2479	42	2	.	.	NOUN
issue-2479	42	3	results	result	VERB
issue-2479	42	4	big	big	ADJ
issue-2479	42	5	data	datum	NOUN
issue-2479	42	6	is	be	AUX
issue-2479	42	7	now	now	ADV
issue-2479	42	8	the	the	DET
issue-2479	42	9	best	good	ADJ
issue-2479	42	10	option	option	NOUN
issue-2479	42	11	,	,	PUNCT
issue-2479	42	12	and	and	CCONJ
issue-2479	42	13	every	every	DET
issue-2479	42	14	company	company	NOUN
issue-2479	42	15	is	be	AUX
issue-2479	42	16	trying	try	VERB
issue-2479	42	17	to	to	PART
issue-2479	42	18	extract	extract	VERB
issue-2479	42	19	as	as	ADV
issue-2479	42	20	much	much	ADJ
issue-2479	42	21	information	information	NOUN
issue-2479	42	22	as	as	ADP
issue-2479	42	23	possible	possible	ADJ
issue-2479	42	24	from	from	ADP
issue-2479	42	25	unstructured	unstructured	ADJ
issue-2479	42	26	databases	database	NOUN
issue-2479	42	27	.	.	PUNCT
issue-2479	43	1	artificial	artificial	ADJ
issue-2479	43	2	intelligence	intelligence	NOUN
issue-2479	43	3	in	in	ADP
issue-2479	43	4	the	the	DET
issue-2479	43	5	fintech	fintech	NOUN
issue-2479	43	6	sector	sector	NOUN
issue-2479	43	7	is	be	AUX
issue-2479	43	8	already	already	ADV
issue-2479	43	9	being	be	AUX
issue-2479	43	10	transformed	transform	VERB
issue-2479	43	11	by	by	ADP
issue-2479	43	12	big	big	ADJ
issue-2479	43	13	data	datum	NOUN
issue-2479	43	14	applications	application	NOUN
issue-2479	43	15	.	.	PUNCT
issue-2479	44	1	artificial	artificial	ADJ
issue-2479	44	2	intelligence	intelligence	NOUN
issue-2479	44	3	has	have	AUX
issue-2479	44	4	become	become	VERB
issue-2479	44	5	a	a	DET
issue-2479	44	6	reality	reality	NOUN
issue-2479	44	7	.	.	PUNCT
issue-2479	45	1	the	the	DET
issue-2479	45	2	finance	finance	NOUN
issue-2479	45	3	and	and	CCONJ
issue-2479	45	4	banking	banking	NOUN
issue-2479	45	5	industry	industry	NOUN
issue-2479	45	6	is	be	AUX
issue-2479	45	7	stepping	step	VERB
issue-2479	45	8	in	in	ADP
issue-2479	45	9	to	to	PART
issue-2479	45	10	use	use	VERB
issue-2479	45	11	this	this	DET
issue-2479	45	12	data	datum	NOUN
issue-2479	45	13	to	to	PART
issue-2479	45	14	improve	improve	VERB
issue-2479	45	15	customer	customer	NOUN
issue-2479	45	16	relationships	relationship	NOUN
issue-2479	45	17	,	,	PUNCT
issue-2479	45	18	not	not	PART
issue-2479	45	19	only	only	ADV
issue-2479	45	20	by	by	ADP
issue-2479	45	21	taking	take	VERB
issue-2479	45	22	advantage	advantage	NOUN
issue-2479	45	23	of	of	ADP
issue-2479	45	24	ai	ai	VERB
issue-2479	45	25	to	to	PART
issue-2479	45	26	extract	extract	VERB
issue-2479	45	27	and	and	CCONJ
issue-2479	45	28	organise	organise	VERB
issue-2479	45	29	the	the	DET
issue-2479	45	30	data	datum	NOUN
issue-2479	45	31	at	at	ADP
issue-2479	45	32	hand	hand	NOUN
issue-2479	45	33	.	.	PUNCT
issue-2479	46	1	what	what	PRON
issue-2479	46	2	is	be	AUX
issue-2479	46	3	more	more	ADV
issue-2479	46	4	significant	significant	ADJ
issue-2479	46	5	and	and	CCONJ
issue-2479	46	6	relevant	relevant	ADJ
issue-2479	46	7	for	for	ADP
issue-2479	46	8	banking	banking	NOUN
issue-2479	46	9	and	and	CCONJ
issue-2479	46	10	financial	financial	ADJ
issue-2479	46	11	matters	matter	NOUN
issue-2479	46	12	–	–	PUNCT
issue-2479	46	13	the	the	DET
issue-2479	46	14	use	use	NOUN
issue-2479	46	15	of	of	ADP
issue-2479	46	16	social	social	ADJ
issue-2479	46	17	machines	machine	NOUN
issue-2479	46	18	or	or	CCONJ
issue-2479	46	19	the	the	DET
issue-2479	46	20	expansion	expansion	NOUN
issue-2479	46	21	of	of	ADP
issue-2479	46	22	the	the	DET
issue-2479	46	23	space	space	NOUN
issue-2479	46	24	of	of	ADP
issue-2479	46	25	artificial	artificial	ADJ
issue-2479	46	26	sociality	sociality	NOUN
issue-2479	46	27	?	?	PUNCT
issue-2479	47	1	why	why	SCONJ
issue-2479	47	2	?	?	PUNCT
issue-2479	48	1	in	in	ADP
issue-2479	48	2	the	the	DET
issue-2479	48	3	context	context	NOUN
issue-2479	48	4	of	of	ADP
issue-2479	48	5	banking	banking	NOUN
issue-2479	48	6	and	and	CCONJ
issue-2479	48	7	financial	financial	ADJ
issue-2479	48	8	matters	matter	NOUN
issue-2479	48	9	,	,	PUNCT
issue-2479	48	10	both	both	DET
issue-2479	48	11	phenomena	phenomenon	NOUN
issue-2479	48	12	have	have	VERB
issue-2479	48	13	a	a	DET
issue-2479	48	14	significant	significant	ADJ
issue-2479	48	15	impact	impact	NOUN
issue-2479	48	16	,	,	PUNCT
issue-2479	48	17	but	but	CCONJ
issue-2479	48	18	their	their	PRON
issue-2479	48	19	relevance	relevance	NOUN
issue-2479	48	20	and	and	CCONJ
issue-2479	48	21	significance	significance	NOUN
issue-2479	48	22	varies	vary	VERB
issue-2479	48	23	depending	depend	VERB
issue-2479	48	24	on	on	ADP
issue-2479	48	25	the	the	DET
issue-2479	48	26	specific	specific	ADJ
issue-2479	48	27	aspects	aspect	NOUN
issue-2479	48	28	of	of	ADP
issue-2479	48	29	banking	banking	NOUN
issue-2479	48	30	activities	activity	NOUN
issue-2479	48	31	and	and	CCONJ
issue-2479	48	32	objectives	objective	NOUN
issue-2479	48	33	.	.	PUNCT
issue-2479	49	1	social	social	ADJ
issue-2479	49	2	machines	machine	NOUN
issue-2479	49	3	in	in	ADP
issue-2479	49	4	finance	finance	NOUN
issue-2479	49	5	social	social	ADJ
issue-2479	49	6	machines	machine	NOUN
issue-2479	49	7	,	,	PUNCT
issue-2479	49	8	including	include	VERB
issue-2479	49	9	digital	digital	ADJ
issue-2479	49	10	platforms	platform	NOUN
issue-2479	49	11	,	,	PUNCT
issue-2479	49	12	mobile	mobile	ADJ
issue-2479	49	13	applications	application	NOUN
issue-2479	49	14	and	and	CCONJ
issue-2479	49	15	internet	internet	NOUN
issue-2479	49	16	banking	banking	NOUN
issue-2479	49	17	,	,	PUNCT
issue-2479	49	18	play	play	VERB
issue-2479	49	19	a	a	DET
issue-2479	49	20	key	key	ADJ
issue-2479	49	21	role	role	NOUN
issue-2479	49	22	in	in	ADP
issue-2479	49	23	modern	modern	ADJ
issue-2479	49	24	banking	banking	NOUN
issue-2479	49	25	.	.	PUNCT
issue-2479	50	1	they	they	PRON
issue-2479	50	2	allow	allow	VERB
issue-2479	50	3	for	for	ADP
issue-2479	50	4	:	:	PUNCT
issue-2479	50	5	increased	increase	VERB
issue-2479	50	6	accessibility	accessibility	NOUN
issue-2479	50	7	and	and	CCONJ
issue-2479	50	8	convenience	convenience	NOUN
issue-2479	50	9	of	of	ADP
issue-2479	50	10	banking	banking	NOUN
issue-2479	50	11	services	service	NOUN
issue-2479	50	12	,	,	PUNCT
issue-2479	50	13	making	make	VERB
issue-2479	50	14	them	they	PRON
issue-2479	50	15	available	available	ADJ
issue-2479	50	16	24/7	24/7	PROPN
issue-2479	50	17	from	from	ADP
issue-2479	50	18	anywhere	anywhere	ADV
issue-2479	50	19	in	in	ADP
issue-2479	50	20	the	the	DET
issue-2479	50	21	world	world	NOUN
issue-2479	50	22	.	.	PUNCT
issue-2479	51	1	optimising	optimise	VERB
issue-2479	51	2	customer	customer	NOUN
issue-2479	51	3	interactions	interaction	NOUN
issue-2479	51	4	by	by	ADP
issue-2479	51	5	providing	provide	VERB
issue-2479	51	6	personalised	personalised	ADJ
issue-2479	51	7	financial	financial	ADJ
issue-2479	51	8	advice	advice	NOUN
issue-2479	51	9	and	and	CCONJ
issue-2479	51	10	recommendations	recommendation	NOUN
issue-2479	51	11	based	base	VERB
issue-2479	51	12	on	on	ADP
issue-2479	51	13	data	datum	NOUN
issue-2479	51	14	analysis	analysis	NOUN
issue-2479	51	15	of	of	ADP
issue-2479	51	16	transactions	transaction	NOUN
issue-2479	51	17	and	and	CCONJ
issue-2479	51	18	customer	customer	NOUN
issue-2479	51	19	behaviour	behaviour	NOUN
issue-2479	51	20	.	.	PUNCT
issue-2479	52	1	speed	speed	VERB
issue-2479	52	2	up	up	ADP
issue-2479	52	3	and	and	CCONJ
issue-2479	52	4	automate	automate	ADJ
issue-2479	52	5	processes	process	NOUN
issue-2479	52	6	such	such	ADJ
issue-2479	52	7	as	as	ADP
issue-2479	52	8	lending	lending	NOUN
issue-2479	52	9	,	,	PUNCT
issue-2479	52	10	payment	payment	NOUN
issue-2479	52	11	processing	processing	NOUN
issue-2479	52	12	and	and	CCONJ
issue-2479	52	13	fraud	fraud	NOUN
issue-2479	52	14	prevention	prevention	NOUN
issue-2479	52	15	,	,	PUNCT
issue-2479	52	16	reducing	reduce	VERB
issue-2479	52	17	operational	operational	ADJ
issue-2479	52	18	risks	risk	NOUN
issue-2479	52	19	and	and	CCONJ
issue-2479	52	20	costs	cost	NOUN
issue-2479	52	21	.	.	PUNCT
issue-2479	53	1	these	these	DET
issue-2479	53	2	aspects	aspect	NOUN
issue-2479	53	3	have	have	VERB
issue-2479	53	4	a	a	DET
issue-2479	53	5	direct	direct	ADJ
issue-2479	53	6	impact	impact	NOUN
issue-2479	53	7	on	on	ADP
issue-2479	53	8	the	the	DET
issue-2479	53	9	efficiency	efficiency	NOUN
issue-2479	53	10	,	,	PUNCT
issue-2479	53	11	security	security	NOUN
issue-2479	53	12	and	and	CCONJ
issue-2479	53	13	customer	customer	NOUN
issue-2479	53	14	focus	focus	NOUN
issue-2479	53	15	of	of	ADP
issue-2479	53	16	banking	banking	NOUN
issue-2479	53	17	activities	activity	NOUN
issue-2479	53	18	,	,	PUNCT
issue-2479	53	19	making	make	VERB
issue-2479	53	20	the	the	DET
issue-2479	53	21	use	use	NOUN
issue-2479	53	22	of	of	ADP
issue-2479	53	23	social	social	ADJ
issue-2479	53	24	machines	machine	NOUN
issue-2479	53	25	highly	highly	ADV
issue-2479	53	26	relevant	relevant	ADJ
issue-2479	53	27	to	to	ADP
issue-2479	53	28	the	the	DET
issue-2479	53	29	financial	financial	ADJ
issue-2479	53	30	industry	industry	NOUN
issue-2479	53	31	.	.	PUNCT
issue-2479	54	1	many	many	ADJ
issue-2479	54	2	banks	bank	NOUN
issue-2479	54	3	are	be	AUX
issue-2479	54	4	confused	confused	ADJ
issue-2479	54	5	about	about	ADP
issue-2479	54	6	upgrading	upgrade	VERB
issue-2479	54	7	or	or	CCONJ
issue-2479	54	8	adapting	adapt	VERB
issue-2479	54	9	to	to	ADP
issue-2479	54	10	new	new	ADJ
issue-2479	54	11	methods	method	NOUN
issue-2479	54	12	.	.	PUNCT
issue-2479	55	1	because	because	SCONJ
issue-2479	55	2	they	they	PRON
issue-2479	55	3	are	be	AUX
issue-2479	55	4	standardised	standardise	VERB
issue-2479	55	5	with	with	ADP
issue-2479	55	6	fixed	fix	VERB
issue-2479	55	7	processes	process	NOUN
issue-2479	55	8	in	in	ADP
issue-2479	55	9	traditional	traditional	ADJ
issue-2479	55	10	methods	method	NOUN
issue-2479	55	11	,	,	PUNCT
issue-2479	55	12	some	some	DET
issue-2479	55	13	locations	location	NOUN
issue-2479	55	14	in	in	ADP
issue-2479	55	15	tier	tier	NOUN
issue-2479	55	16	two	two	NUM
issue-2479	55	17	and	and	CCONJ
issue-2479	55	18	three	three	NUM
issue-2479	55	19	cities	city	NOUN
issue-2479	55	20	across	across	ADP
issue-2479	55	21	the	the	DET
issue-2479	55	22	country	country	NOUN
issue-2479	55	23	face	face	VERB
issue-2479	55	24	this	this	DET
issue-2479	55	25	challenge	challenge	NOUN
issue-2479	55	26	.	.	PUNCT
issue-2479	56	1	they	they	PRON
issue-2479	56	2	also	also	ADV
issue-2479	56	3	lack	lack	VERB
issue-2479	56	4	the	the	DET
issue-2479	56	5	commitment	commitment	NOUN
issue-2479	56	6	to	to	PART
issue-2479	56	7	upskill	upskill	VERB
issue-2479	56	8	their	their	PRON
issue-2479	56	9	staff	staff	NOUN
issue-2479	56	10	and	and	CCONJ
issue-2479	56	11	human	human	ADJ
issue-2479	56	12	resources	resource	NOUN
issue-2479	56	13	.	.	PUNCT
issue-2479	57	1	banks	bank	NOUN
issue-2479	57	2	that	that	PRON
issue-2479	57	3	use	use	VERB
issue-2479	57	4	ai	ai	VERB
issue-2479	57	5	on	on	ADP
issue-2479	57	6	a	a	DET
issue-2479	57	7	larger	large	ADJ
issue-2479	57	8	scale	scale	NOUN
issue-2479	57	9	are	be	AUX
issue-2479	57	10	required	require	VERB
issue-2479	57	11	to	to	PART
issue-2479	57	12	comply	comply	VERB
issue-2479	57	13	with	with	ADP
issue-2479	57	14	government	government	NOUN
issue-2479	57	15	regulations	regulation	NOUN
issue-2479	57	16	.	.	PUNCT
issue-2479	58	1	the	the	DET
issue-2479	58	2	increase	increase	NOUN
issue-2479	58	3	in	in	ADP
issue-2479	58	4	the	the	DET
issue-2479	58	5	number	number	NOUN
issue-2479	58	6	of	of	ADP
issue-2479	58	7	services	service	NOUN
issue-2479	58	8	,	,	PUNCT
issue-2479	58	9	such	such	ADJ
issue-2479	58	10	as	as	ADP
issue-2479	58	11	internet	internet	NOUN
issue-2479	58	12	banking	banking	NOUN
issue-2479	58	13	and	and	CCONJ
issue-2479	58	14	online	online	ADJ
issue-2479	58	15	transactions	transaction	NOUN
issue-2479	58	16	,	,	PUNCT
issue-2479	58	17	is	be	AUX
issue-2479	58	18	subject	subject	ADJ
issue-2479	58	19	to	to	ADP
issue-2479	58	20	privacy	privacy	NOUN
issue-2479	58	21	legislation	legislation	NOUN
issue-2479	58	22	,	,	PUNCT
issue-2479	58	23	which	which	PRON
issue-2479	58	24	requires	require	VERB
issue-2479	58	25	banks	bank	NOUN
issue-2479	58	26	to	to	PART
issue-2479	58	27	comply	comply	VERB
issue-2479	58	28	with	with	ADP
issue-2479	58	29	it	it	PRON
issue-2479	58	30	.	.	PUNCT
issue-2479	59	1	in	in	ADP
issue-2479	59	2	successful	successful	ADJ
issue-2479	59	3	business	business	NOUN
issue-2479	59	4	practices	practice	NOUN
issue-2479	59	5	,	,	PUNCT
issue-2479	59	6	real	real	ADJ
issue-2479	59	7	-	-	PUNCT
issue-2479	59	8	time	time	NOUN
issue-2479	59	9	data	datum	NOUN
issue-2479	59	10	and	and	CCONJ
issue-2479	59	11	information	information	NOUN
issue-2479	59	12	have	have	AUX
issue-2479	59	13	long	long	ADV
issue-2479	59	14	been	be	AUX
issue-2479	59	15	the	the	DET
issue-2479	59	16	basis	basis	NOUN
issue-2479	59	17	for	for	ADP
issue-2479	59	18	effective	effective	ADJ
issue-2479	59	19	decision	decision	NOUN
issue-2479	59	20	-	-	PUNCT
issue-2479	59	21	making	making	NOUN
issue-2479	59	22	.	.	PUNCT
issue-2479	60	1	the	the	DET
issue-2479	60	2	same	same	ADJ
issue-2479	60	3	principle	principle	NOUN
issue-2479	60	4	is	be	AUX
issue-2479	60	5	now	now	ADV
issue-2479	60	6	poised	poise	VERB
issue-2479	60	7	to	to	PART
issue-2479	60	8	revolutionise	revolutionise	VERB
issue-2479	60	9	central	central	ADJ
issue-2479	60	10	banking	banking	NOUN
issue-2479	60	11	,	,	PUNCT
issue-2479	60	12	heralding	herald	VERB
issue-2479	60	13	a	a	DET
issue-2479	60	14	new	new	ADJ
issue-2479	60	15	era	era	NOUN
issue-2479	60	16	of	of	ADP
issue-2479	60	17	monetary	monetary	ADJ
issue-2479	60	18	policy	policy	NOUN
issue-2479	60	19	based	base	VERB
issue-2479	60	20	on	on	ADP
issue-2479	60	21	speed	speed	NOUN
issue-2479	60	22	and	and	CCONJ
issue-2479	60	23	accuracy	accuracy	NOUN
issue-2479	60	24	.	.	PUNCT
issue-2479	61	1	using	use	VERB
issue-2479	61	2	advanced	advanced	ADJ
issue-2479	61	3	technologies	technology	NOUN
issue-2479	61	4	such	such	ADJ
issue-2479	61	5	as	as	ADP
issue-2479	61	6	cbdc	cbdc	NOUN
issue-2479	61	7	,	,	PUNCT
issue-2479	61	8	artificial	artificial	ADJ
issue-2479	61	9	intelligence	intelligence	NOUN
issue-2479	61	10	and	and	CCONJ
issue-2479	61	11	big	big	ADJ
issue-2479	61	12	data	datum	NOUN
issue-2479	61	13	,	,	PUNCT
issue-2479	61	14	central	central	ADJ
issue-2479	61	15	banks	bank	NOUN
issue-2479	61	16	can	can	AUX
issue-2479	61	17	step	step	VERB
issue-2479	61	18	into	into	ADP
issue-2479	61	19	the	the	DET
issue-2479	61	20	future	future	NOUN
issue-2479	61	21	by	by	ADP
issue-2479	61	22	making	make	VERB
issue-2479	61	23	decisions	decision	NOUN
issue-2479	61	24	based	base	VERB
issue-2479	61	25	on	on	ADP
issue-2479	61	26	up	up	ADP
issue-2479	61	27	-	-	PUNCT
issue-2479	61	28	to	to	ADP
issue-2479	61	29	-	-	PUNCT
issue-2479	61	30	date	date	NOUN
issue-2479	61	31	,	,	PUNCT
issue-2479	61	32	comprehensive	comprehensive	ADJ
issue-2479	61	33	data	datum	NOUN
issue-2479	61	34	rather	rather	ADV
issue-2479	61	35	than	than	ADP
issue-2479	61	36	outdated	outdated	ADJ
issue-2479	61	37	reports	report	NOUN
issue-2479	61	38	and	and	CCONJ
issue-2479	61	39	lagging	lag	VERB
issue-2479	61	40	indicators	indicator	NOUN
issue-2479	61	41	.	.	PUNCT
issue-2479	62	1	this	this	DET
issue-2479	62	2	shift	shift	NOUN
issue-2479	62	3	promises	promise	NOUN
issue-2479	62	4	to	to	PART
issue-2479	62	5	have	have	VERB
issue-2479	62	6	a	a	DET
issue-2479	62	7	significant	significant	ADJ
issue-2479	62	8	impact	impact	NOUN
issue-2479	62	9	on	on	ADP
issue-2479	62	10	the	the	DET
issue-2479	62	11	health	health	NOUN
issue-2479	62	12	of	of	ADP
issue-2479	62	13	the	the	DET
issue-2479	62	14	economy	economy	NOUN
issue-2479	62	15	and	and	CCONJ
issue-2479	62	16	,	,	PUNCT
issue-2479	62	17	more	more	ADV
issue-2479	62	18	importantly	importantly	ADV
issue-2479	62	19	,	,	PUNCT
issue-2479	62	20	on	on	ADP
issue-2479	62	21	the	the	DET
issue-2479	62	22	well	well	ADV
issue-2479	62	23	-	-	PUNCT
issue-2479	62	24	being	being	NOUN
issue-2479	62	25	of	of	ADP
issue-2479	62	26	citizens	citizen	NOUN
issue-2479	62	27	.	.	PUNCT
issue-2479	63	1	obviously	obviously	ADV
issue-2479	63	2	,	,	PUNCT
issue-2479	63	3	commercial	commercial	ADJ
issue-2479	63	4	banks	bank	NOUN
issue-2479	63	5	are	be	AUX
issue-2479	63	6	appropriating	appropriate	VERB
issue-2479	63	7	the	the	DET
issue-2479	63	8	concept	concept	NOUN
issue-2479	63	9	of	of	ADP
issue-2479	63	10	blockchain	blockchain	PROPN
issue-2479	63	11	to	to	PART
issue-2479	63	12	coordinate	coordinate	VERB
issue-2479	63	13	their	their	PRON
issue-2479	63	14	oligopolies	oligopoly	NOUN
issue-2479	63	15	,	,	PUNCT
issue-2479	63	16	and	and	CCONJ
issue-2479	63	17	crypto	crypto	NOUN
issue-2479	63	18	entrepreneurs	entrepreneur	NOUN
issue-2479	63	19	are	be	AUX
issue-2479	63	20	appropriating	appropriate	VERB
issue-2479	63	21	the	the	DET
issue-2479	63	22	concept	concept	NOUN
issue-2479	63	23	of	of	ADP
issue-2479	63	24	pegging	peg	VERB
issue-2479	63	25	to	to	ADP
issue-2479	63	26	a	a	DET
issue-2479	63	27	stable	stable	ADJ
issue-2479	63	28	currency	currency	NOUN
issue-2479	63	29	and	and	CCONJ
issue-2479	63	30	calling	call	VERB
issue-2479	63	31	them	they	PRON
issue-2479	63	32	stablecoins	stablecoin	NOUN
issue-2479	63	33	.	.	PUNCT
issue-2479	64	1	and	and	CCONJ
issue-2479	64	2	companies	company	NOUN
issue-2479	64	3	like	like	ADP
issue-2479	64	4	facebook	facebook	PROPN
issue-2479	64	5	are	be	AUX
issue-2479	64	6	appropriating	appropriate	VERB
issue-2479	64	7	both	both	PRON
issue-2479	64	8	to	to	PART
issue-2479	64	9	create	create	VERB
issue-2479	64	10	stablecoins	stablecoin	NOUN
issue-2479	64	11	driven	drive	VERB
issue-2479	64	12	by	by	ADP
issue-2479	64	13	digital	digital	ADJ
issue-2479	64	14	oligopolies	oligopoly	NOUN
issue-2479	64	15	or	or	CCONJ
issue-2479	64	16	big	big	ADJ
issue-2479	64	17	data	datum	NOUN
issue-2479	64	18	.	.	PUNCT
issue-2479	65	1	bitcoin	bitcoin	PROPN
issue-2479	65	2	technology	technology	NOUN
issue-2479	65	3	has	have	AUX
issue-2479	65	4	given	give	VERB
issue-2479	65	5	the	the	DET
issue-2479	65	6	world	world	NOUN
issue-2479	65	7	pseudonymous	pseudonymous	NOUN
issue-2479	65	8	,	,	PUNCT
issue-2479	65	9	relocatable	relocatable	ADJ
issue-2479	65	10	tokens	token	NOUN
issue-2479	65	11	,	,	PUNCT
issue-2479	65	12	but	but	CCONJ
issue-2479	65	13	they	they	PRON
issue-2479	65	14	have	have	AUX
issue-2479	65	15	not	not	PART
issue-2479	65	16	been	be	AUX
issue-2479	65	17	able	able	ADJ
issue-2479	65	18	to	to	PART
issue-2479	65	19	circulate	circulate	VERB
issue-2479	65	20	as	as	ADP
issue-2479	65	21	money	money	NOUN
issue-2479	65	22	,	,	PUNCT
issue-2479	65	23	and	and	CCONJ
issue-2479	65	24	stablecoins	stablecoin	NOUN
issue-2479	65	25	,	,	PUNCT
issue-2479	65	26	while	while	SCONJ
issue-2479	65	27	remaining	remain	VERB
issue-2479	65	28	third	third	ADJ
issue-2479	65	29	-	-	PUNCT
issue-2479	65	30	tier	tier	NOUN
issue-2479	65	31	electronic	electronic	ADJ
issue-2479	65	32	money	money	NOUN
issue-2479	65	33	(	(	PUNCT
issue-2479	65	34	commercial	commercial	ADJ
issue-2479	65	35	bank	bank	NOUN
issue-2479	65	36	(	(	PUNCT
issue-2479	65	37	cb	cb	PROPN
issue-2479	65	38	)	)	PUNCT
issue-2479	65	39	money	money	NOUN
issue-2479	65	40	backed	back	VERB
issue-2479	65	41	by	by	ADP
issue-2479	65	42	cb	cb	PROPN
issue-2479	65	43	money	money	PROPN
issue-2479	65	44	–	–	PUNCT
issue-2479	65	45	stablecoins	stablecoin	NOUN
issue-2479	65	46	backed	back	VERB
issue-2479	65	47	by	by	ADP
issue-2479	65	48	cb	cb	PROPN
issue-2479	65	49	money	money	PROPN
issue-2479	65	50	)	)	PUNCT
issue-2479	65	51	,	,	PUNCT
issue-2479	65	52	are	be	AUX
issue-2479	65	53	still	still	ADV
issue-2479	65	54	mostly	mostly	ADV
issue-2479	65	55	dependent	dependent	ADJ
issue-2479	65	56	on	on	ADP
issue-2479	65	57	banks	bank	NOUN
issue-2479	65	58	.	.	PUNCT
issue-2479	66	1	so	so	ADV
issue-2479	66	2	far	far	ADV
issue-2479	66	3	,	,	PUNCT
issue-2479	66	4	banks	bank	NOUN
issue-2479	66	5	are	be	AUX
issue-2479	66	6	only	only	ADV
issue-2479	66	7	approaching	approach	VERB
issue-2479	66	8	the	the	DET
issue-2479	66	9	idea	idea	NOUN
issue-2479	66	10	of	of	ADP
issue-2479	66	11	cbdc	cbdc	NOUN
issue-2479	66	12	(	(	PUNCT
issue-2479	66	13	central	central	ADJ
issue-2479	66	14	bank	bank	NOUN
issue-2479	66	15	digital	digital	ADJ
issue-2479	66	16	currency	currency	NOUN
issue-2479	66	17	)	)	PUNCT
issue-2479	66	18	,	,	PUNCT
issue-2479	66	19	when	when	SCONJ
issue-2479	66	20	cash	cash	NOUN
issue-2479	66	21	issued	issue	VERB
issue-2479	66	22	by	by	ADP
issue-2479	66	23	the	the	DET
issue-2479	66	24	government	government	NOUN
issue-2479	66	25	can	can	AUX
issue-2479	66	26	be	be	AUX
issue-2479	66	27	converted	convert	VERB
issue-2479	66	28	into	into	ADP
issue-2479	66	29	an	an	DET
issue-2479	66	30	electronic	electronic	ADJ
issue-2479	66	31	version	version	NOUN
issue-2479	66	32	.	.	PUNCT
issue-2479	67	1	however	however	ADV
issue-2479	67	2	,	,	PUNCT
issue-2479	67	3	all	all	DET
issue-2479	67	4	banks	bank	NOUN
issue-2479	67	5	understand	understand	VERB
issue-2479	67	6	that	that	SCONJ
issue-2479	67	7	the	the	DET
issue-2479	67	8	disappearance	disappearance	NOUN
issue-2479	67	9	of	of	ADP
issue-2479	67	10	cash	cash	NOUN
issue-2479	67	11	will	will	AUX
issue-2479	67	12	lead	lead	VERB
issue-2479	67	13	to	to	ADP
issue-2479	67	14	the	the	DET
issue-2479	67	15	growth	growth	NOUN
issue-2479	67	16	of	of	ADP
issue-2479	67	17	the	the	DET
issue-2479	67	18	electronic	electronic	ADJ
issue-2479	67	19	banking	banking	NOUN
issue-2479	67	20	system	system	NOUN
issue-2479	67	21	,	,	PUNCT
issue-2479	67	22	and	and	CCONJ
issue-2479	67	23	this	this	DET
issue-2479	67	24	niche	niche	NOUN
issue-2479	67	25	will	will	AUX
issue-2479	67	26	be	be	AUX
issue-2479	67	27	captured	capture	VERB
issue-2479	67	28	by	by	ADP
issue-2479	67	29	big	big	ADJ
issue-2479	67	30	data	datum	NOUN
issue-2479	67	31	megacorporations	megacorporation	NOUN
issue-2479	67	32	,	,	PUNCT
issue-2479	67	33	as	as	SCONJ
issue-2479	67	34	amazon	amazon	NOUN
issue-2479	67	35	and	and	CCONJ
issue-2479	67	36	facebook	facebook	PROPN
issue-2479	67	37	have	have	AUX
issue-2479	67	38	already	already	ADV
issue-2479	67	39	tried	try	VERB
issue-2479	67	40	to	to	PART
issue-2479	67	41	do	do	VERB
issue-2479	67	42	with	with	ADP
issue-2479	67	43	their	their	PRON
issue-2479	67	44	libra	libra	NOUN
issue-2479	67	45	.	.	PUNCT
issue-2479	68	1	it	it	PRON
issue-2479	68	2	is	be	AUX
issue-2479	68	3	understandable	understandable	ADJ
issue-2479	68	4	that	that	SCONJ
issue-2479	68	5	digital	digital	ADJ
issue-2479	68	6	platforms	platform	NOUN
issue-2479	68	7	would	would	AUX
issue-2479	68	8	be	be	AUX
issue-2479	68	9	more	more	ADV
issue-2479	68	10	comfortable	comfortable	ADJ
issue-2479	68	11	with	with	ADP
issue-2479	68	12	cbdc	cbdc	NOUN
issue-2479	68	13	than	than	ADP
issue-2479	68	14	with	with	ADP
issue-2479	68	15	bulky	bulky	ADJ
issue-2479	68	16	cash	cash	NOUN
issue-2479	68	17	that	that	PRON
issue-2479	68	18	needs	need	VERB
issue-2479	68	19	to	to	PART
issue-2479	68	20	be	be	AUX
issue-2479	68	21	constantly	constantly	ADV
issue-2479	68	22	transported	transport	VERB
issue-2479	68	23	to	to	ADP
issue-2479	68	24	all	all	DET
issue-2479	68	25	the	the	DET
issue-2479	68	26	baltic	baltic	ADJ
issue-2479	68	27	journal	journal	PROPN
issue-2479	68	28	of	of	ADP
issue-2479	68	29	economic	economic	ADJ
issue-2479	68	30	studies	study	NOUN
issue-2479	68	31	28	28	NUM
issue-2479	68	32	vol	vol	NOUN
issue-2479	68	33	.	.	PUNCT
issue-2479	69	1	10	10	NUM
issue-2479	69	2	no	no	NOUN
issue-2479	69	3	.	.	NOUN
issue-2479	70	1	3	3	NUM
issue-2479	70	2	,	,	PUNCT
issue-2479	70	3	2024	2024	NUM
issue-2479	70	4	parts	part	NOUN
issue-2479	70	5	of	of	ADP
issue-2479	70	6	the	the	DET
issue-2479	70	7	world	world	NOUN
issue-2479	70	8	where	where	SCONJ
issue-2479	70	9	these	these	DET
issue-2479	70	10	giants	giant	NOUN
issue-2479	70	11	are	be	AUX
issue-2479	70	12	entrenched	entrench	VERB
issue-2479	70	13	.	.	PUNCT
issue-2479	71	1	on	on	ADP
issue-2479	71	2	the	the	DET
issue-2479	71	3	other	other	ADJ
issue-2479	71	4	hand	hand	NOUN
issue-2479	71	5	,	,	PUNCT
issue-2479	71	6	cbdc	cbdc	NOUN
issue-2479	71	7	has	have	VERB
issue-2479	71	8	all	all	DET
issue-2479	71	9	the	the	DET
issue-2479	71	10	drawbacks	drawback	NOUN
issue-2479	71	11	of	of	ADP
issue-2479	71	12	electronic	electronic	ADJ
issue-2479	71	13	money	money	NOUN
issue-2479	71	14	,	,	PUNCT
issue-2479	71	15	including	include	VERB
issue-2479	71	16	the	the	DET
issue-2479	71	17	possibility	possibility	NOUN
issue-2479	71	18	of	of	ADP
issue-2479	71	19	oversight	oversight	NOUN
issue-2479	71	20	,	,	PUNCT
issue-2479	71	21	censorship	censorship	NOUN
issue-2479	71	22	and	and	CCONJ
issue-2479	71	23	a	a	DET
issue-2479	71	24	gradual	gradual	ADJ
issue-2479	71	25	slide	slide	NOUN
issue-2479	71	26	into	into	ADP
issue-2479	71	27	corporate	corporate	ADJ
issue-2479	71	28	capitalism	capitalism	NOUN
issue-2479	71	29	.	.	PUNCT
issue-2479	72	1	some	some	PRON
issue-2479	72	2	of	of	ADP
issue-2479	72	3	these	these	DET
issue-2479	72	4	problems	problem	NOUN
issue-2479	72	5	could	could	AUX
issue-2479	72	6	be	be	AUX
issue-2479	72	7	solved	solve	VERB
issue-2479	72	8	if	if	SCONJ
issue-2479	72	9	cbdcs	cbdc	NOUN
issue-2479	72	10	borrowed	borrow	VERB
issue-2479	72	11	from	from	ADP
issue-2479	72	12	the	the	DET
issue-2479	72	13	crypto	crypto	NOUN
issue-2479	72	14	world	world	NOUN
issue-2479	72	15	and	and	CCONJ
issue-2479	72	16	implemented	implement	VERB
issue-2479	72	17	closed	closed	ADJ
issue-2479	72	18	blockchain	blockchain	PROPN
issue-2479	72	19	systems	system	NOUN
issue-2479	72	20	in	in	ADP
issue-2479	72	21	which	which	PRON
issue-2479	72	22	people	people	NOUN
issue-2479	72	23	store	store	VERB
issue-2479	72	24	government	government	NOUN
issue-2479	72	25	money	money	NOUN
issue-2479	72	26	at	at	ADP
issue-2479	72	27	addresses	address	NOUN
issue-2479	72	28	using	use	VERB
issue-2479	72	29	pseudonyms	pseudonym	NOUN
issue-2479	72	30	.	.	PUNCT
issue-2479	73	1	this	this	PRON
issue-2479	73	2	would	would	AUX
issue-2479	73	3	be	be	AUX
issue-2479	73	4	true	true	ADJ
issue-2479	73	5	"	"	PUNCT
issue-2479	73	6	electronic	electronic	ADJ
issue-2479	73	7	cash	cash	NOUN
issue-2479	73	8	"	"	PUNCT
issue-2479	73	9	.	.	PUNCT
issue-2479	74	1	cbdcs	cbdcs	PROPN
issue-2479	74	2	could	could	AUX
issue-2479	74	3	then	then	ADV
issue-2479	74	4	weaken	weaken	VERB
issue-2479	74	5	the	the	DET
issue-2479	74	6	power	power	NOUN
issue-2479	74	7	of	of	ADP
issue-2479	74	8	the	the	DET
issue-2479	74	9	commercial	commercial	ADJ
issue-2479	74	10	banking	banking	NOUN
issue-2479	74	11	sector	sector	NOUN
issue-2479	74	12	.	.	PUNCT
issue-2479	75	1	if	if	SCONJ
issue-2479	75	2	central	central	ADJ
issue-2479	75	3	banks	bank	NOUN
issue-2479	75	4	issue	issue	VERB
issue-2479	75	5	cash	cash	NOUN
issue-2479	75	6	,	,	PUNCT
issue-2479	75	7	then	then	ADV
issue-2479	75	8	commercial	commercial	ADJ
issue-2479	75	9	banks	bank	NOUN
issue-2479	75	10	create	create	VERB
issue-2479	75	11	e	e	NOUN
issue-2479	75	12	-	-	NOUN
issue-2479	75	13	cash	cash	NOUN
issue-2479	75	14	!	!	PUNCT
issue-2479	76	1	cash	cash	NOUN
issue-2479	76	2	is	be	AUX
issue-2479	76	3	of	of	ADP
issue-2479	76	4	course	course	NOUN
issue-2479	76	5	used	use	VERB
issue-2479	76	6	in	in	ADP
issue-2479	76	7	the	the	DET
issue-2479	76	8	shadow	shadow	NOUN
issue-2479	76	9	economy	economy	NOUN
issue-2479	76	10	,	,	PUNCT
issue-2479	76	11	but	but	CCONJ
issue-2479	76	12	it	it	PRON
issue-2479	76	13	is	be	AUX
issue-2479	76	14	a	a	DET
issue-2479	76	15	small	small	ADJ
issue-2479	76	16	part	part	NOUN
issue-2479	76	17	that	that	PRON
issue-2479	76	18	is	be	AUX
issue-2479	76	19	accounted	account	VERB
issue-2479	76	20	for	for	ADP
issue-2479	76	21	in	in	ADP
issue-2479	76	22	balance	balance	NOUN
issue-2479	76	23	sheets	sheet	NOUN
issue-2479	76	24	and	and	CCONJ
issue-2479	76	25	allows	allow	VERB
issue-2479	76	26	for	for	ADP
issue-2479	76	27	auditing	auditing	NOUN
issue-2479	76	28	,	,	PUNCT
issue-2479	76	29	its	its	PRON
issue-2479	76	30	consequences	consequence	NOUN
issue-2479	76	31	can	can	AUX
issue-2479	76	32	still	still	ADV
issue-2479	76	33	be	be	AUX
issue-2479	76	34	dealt	deal	VERB
issue-2479	76	35	with	with	ADP
issue-2479	76	36	,	,	PUNCT
issue-2479	76	37	but	but	CCONJ
issue-2479	76	38	once	once	SCONJ
issue-2479	76	39	corporations	corporation	NOUN
issue-2479	76	40	and	and	CCONJ
issue-2479	76	41	cybercriminals	cybercriminal	NOUN
issue-2479	76	42	get	get	VERB
issue-2479	76	43	state	state	NOUN
issue-2479	76	44	"	"	PUNCT
issue-2479	76	45	e	e	NOUN
issue-2479	76	46	-	-	NOUN
issue-2479	76	47	cash	cash	NOUN
issue-2479	76	48	"	"	PUNCT
issue-2479	76	49	they	they	PRON
issue-2479	76	50	will	will	AUX
issue-2479	76	51	be	be	AUX
issue-2479	76	52	able	able	ADJ
issue-2479	76	53	to	to	PART
issue-2479	76	54	unleash	unleash	VERB
issue-2479	76	55	full	full	ADJ
issue-2479	76	56	power	power	NOUN
issue-2479	76	57	,	,	PUNCT
issue-2479	76	58	as	as	SCONJ
issue-2479	76	59	the	the	DET
issue-2479	76	60	speed	speed	NOUN
issue-2479	76	61	of	of	ADP
issue-2479	76	62	delivery	delivery	NOUN
issue-2479	76	63	of	of	ADP
issue-2479	76	64	such	such	ADJ
issue-2479	76	65	money	money	NOUN
issue-2479	76	66	will	will	AUX
issue-2479	76	67	be	be	AUX
issue-2479	76	68	instantaneous	instantaneous	ADJ
issue-2479	76	69	,	,	PUNCT
issue-2479	76	70	without	without	ADP
issue-2479	76	71	quotas	quota	NOUN
issue-2479	76	72	and	and	CCONJ
issue-2479	76	73	controls	control	NOUN
issue-2479	76	74	at	at	ADP
issue-2479	76	75	airports	airport	NOUN
issue-2479	76	76	and	and	CCONJ
issue-2479	76	77	borders	border	NOUN
issue-2479	76	78	,	,	PUNCT
issue-2479	76	79	and	and	CCONJ
issue-2479	76	80	it	it	PRON
issue-2479	76	81	will	will	AUX
issue-2479	76	82	be	be	AUX
issue-2479	76	83	almost	almost	ADV
issue-2479	76	84	impossible	impossible	ADJ
issue-2479	76	85	to	to	PART
issue-2479	76	86	implement	implement	VERB
issue-2479	76	87	declarations	declaration	NOUN
issue-2479	76	88	in	in	ADP
issue-2479	76	89	the	the	DET
issue-2479	76	90	reporting	reporting	NOUN
issue-2479	76	91	of	of	ADP
issue-2479	76	92	digital	digital	ADJ
issue-2479	76	93	platforms	platform	NOUN
issue-2479	76	94	without	without	ADP
issue-2479	76	95	controlling	control	VERB
issue-2479	76	96	their	their	PRON
issue-2479	76	97	real	real	ADJ
issue-2479	76	98	balance	balance	NOUN
issue-2479	76	99	sheets	sheet	NOUN
issue-2479	76	100	,	,	PUNCT
issue-2479	76	101	because	because	SCONJ
issue-2479	76	102	of	of	ADP
issue-2479	76	103	the	the	DET
issue-2479	76	104	deepening	deepen	VERB
issue-2479	76	105	corruption	corruption	NOUN
issue-2479	76	106	and	and	CCONJ
issue-2479	76	107	expansion	expansion	NOUN
issue-2479	76	108	of	of	ADP
issue-2479	76	109	the	the	DET
issue-2479	76	110	financial	financial	ADJ
issue-2479	76	111	sector	sector	NOUN
issue-2479	76	112	.	.	PUNCT
issue-2479	77	1	stablecoins	stablecoin	NOUN
issue-2479	77	2	and	and	CCONJ
issue-2479	77	3	cbdcs	cbdc	NOUN
issue-2479	77	4	certainly	certainly	ADV
issue-2479	77	5	have	have	VERB
issue-2479	77	6	an	an	DET
issue-2479	77	7	impact	impact	NOUN
issue-2479	77	8	on	on	ADP
issue-2479	77	9	the	the	DET
issue-2479	77	10	monetary	monetary	ADJ
issue-2479	77	11	system	system	NOUN
issue-2479	77	12	,	,	PUNCT
issue-2479	77	13	but	but	CCONJ
issue-2479	77	14	all	all	PRON
issue-2479	77	15	of	of	ADP
issue-2479	77	16	these	these	DET
issue-2479	77	17	electronic	electronic	ADJ
issue-2479	77	18	means	mean	NOUN
issue-2479	77	19	,	,	PUNCT
issue-2479	77	20	despite	despite	SCONJ
issue-2479	77	21	their	their	PRON
issue-2479	77	22	differences	difference	NOUN
issue-2479	77	23	,	,	PUNCT
issue-2479	77	24	have	have	VERB
issue-2479	77	25	an	an	DET
issue-2479	77	26	important	important	ADJ
issue-2479	77	27	common	common	ADJ
issue-2479	77	28	feature	feature	NOUN
issue-2479	77	29	:	:	PUNCT
issue-2479	77	30	they	they	PRON
issue-2479	77	31	can	can	AUX
issue-2479	77	32	be	be	AUX
issue-2479	77	33	embedded	embed	VERB
issue-2479	77	34	in	in	ADP
issue-2479	77	35	the	the	DET
issue-2479	77	36	operation	operation	NOUN
issue-2479	77	37	of	of	ADP
issue-2479	77	38	digital	digital	ADJ
issue-2479	77	39	platforms	platform	NOUN
issue-2479	77	40	and	and	CCONJ
issue-2479	77	41	can	can	AUX
issue-2479	77	42	even	even	ADV
issue-2479	77	43	be	be	AUX
issue-2479	77	44	issued	issue	VERB
issue-2479	77	45	and	and	CCONJ
issue-2479	77	46	managed	manage	VERB
issue-2479	77	47	through	through	ADP
issue-2479	77	48	these	these	DET
issue-2479	77	49	platforms	platform	NOUN
issue-2479	77	50	.	.	PUNCT
issue-2479	78	1	at	at	ADP
issue-2479	78	2	the	the	DET
issue-2479	78	3	same	same	ADJ
issue-2479	78	4	time	time	NOUN
issue-2479	78	5	,	,	PUNCT
issue-2479	78	6	cbdcs	cbdc	NOUN
issue-2479	78	7	are	be	AUX
issue-2479	78	8	considered	consider	VERB
issue-2479	78	9	"	"	PUNCT
issue-2479	78	10	programmable	programmable	ADJ
issue-2479	78	11	"	"	PUNCT
issue-2479	78	12	money	money	NOUN
issue-2479	78	13	,	,	PUNCT
issue-2479	78	14	with	with	ADP
issue-2479	78	15	certain	certain	ADJ
issue-2479	78	16	design	design	NOUN
issue-2479	78	17	elements	element	NOUN
issue-2479	78	18	and	and	CCONJ
issue-2479	78	19	attributes	attribute	NOUN
issue-2479	78	20	that	that	PRON
issue-2479	78	21	can	can	AUX
issue-2479	78	22	be	be	AUX
issue-2479	78	23	embedded	embed	VERB
issue-2479	78	24	in	in	ADP
issue-2479	78	25	them	they	PRON
issue-2479	78	26	,	,	PUNCT
issue-2479	78	27	so	so	CCONJ
issue-2479	78	28	any	any	DET
issue-2479	78	29	central	central	ADJ
issue-2479	78	30	bank	bank	NOUN
issue-2479	78	31	can	can	AUX
issue-2479	78	32	not	not	PART
issue-2479	78	33	do	do	VERB
issue-2479	78	34	without	without	ADP
issue-2479	78	35	artificial	artificial	ADJ
issue-2479	78	36	intelligence	intelligence	NOUN
issue-2479	78	37	when	when	SCONJ
issue-2479	78	38	processing	processing	NOUN
issue-2479	78	39	data	datum	NOUN
issue-2479	78	40	in	in	ADP
issue-2479	78	41	the	the	DET
issue-2479	78	42	face	face	NOUN
issue-2479	78	43	of	of	ADP
issue-2479	78	44	a	a	DET
issue-2479	78	45	huge	huge	ADJ
issue-2479	78	46	flow	flow	NOUN
issue-2479	78	47	of	of	ADP
issue-2479	78	48	payments	payment	NOUN
issue-2479	78	49	and	and	CCONJ
issue-2479	78	50	various	various	ADJ
issue-2479	78	51	payment	payment	NOUN
issue-2479	78	52	terms	term	NOUN
issue-2479	78	53	.	.	PUNCT
issue-2479	79	1	in	in	ADP
issue-2479	79	2	all	all	DET
issue-2479	79	3	types	type	NOUN
issue-2479	79	4	of	of	ADP
issue-2479	79	5	cbdc	cbdc	NOUN
issue-2479	79	6	architecture	architecture	NOUN
issue-2479	79	7	(	(	PUNCT
issue-2479	79	8	single	single	ADJ
issue-2479	79	9	-	-	PUNCT
issue-2479	79	10	tier	tier	NOUN
issue-2479	79	11	or	or	CCONJ
issue-2479	79	12	two	two	NUM
issue-2479	79	13	-	-	PUNCT
issue-2479	79	14	tier	tier	NOUN
issue-2479	79	15	)	)	PUNCT
issue-2479	79	16	,	,	PUNCT
issue-2479	79	17	the	the	DET
issue-2479	79	18	central	central	ADJ
issue-2479	79	19	bank	bank	NOUN
issue-2479	79	20	is	be	AUX
issue-2479	79	21	the	the	DET
issue-2479	79	22	only	only	ADJ
issue-2479	79	23	institution	institution	NOUN
issue-2479	79	24	that	that	PRON
issue-2479	79	25	issues	issue	NOUN
issue-2479	79	26	and	and	CCONJ
issue-2479	79	27	redeems	redeem	VERB
issue-2479	79	28	cbdcs	cbdc	NOUN
issue-2479	79	29	.	.	PUNCT
issue-2479	80	1	the	the	DET
issue-2479	80	2	fight	fight	NOUN
issue-2479	80	3	against	against	ADP
issue-2479	80	4	cash	cash	NOUN
issue-2479	80	5	is	be	AUX
issue-2479	80	6	well	well	ADV
issue-2479	80	7	illustrated	illustrate	VERB
issue-2479	80	8	by	by	ADP
issue-2479	80	9	the	the	DET
issue-2479	80	10	example	example	NOUN
issue-2479	80	11	of	of	ADP
issue-2479	80	12	sweden	sweden	PROPN
issue-2479	80	13	.	.	PUNCT
issue-2479	81	1	only	only	ADV
issue-2479	81	2	eight	eight	NUM
issue-2479	81	3	per	per	ADP
issue-2479	81	4	cent	cent	NOUN
issue-2479	81	5	of	of	ADP
issue-2479	81	6	swedes	swede	NOUN
issue-2479	81	7	used	use	VERB
issue-2479	81	8	cash	cash	NOUN
issue-2479	81	9	for	for	ADP
issue-2479	81	10	recent	recent	ADJ
issue-2479	81	11	purchases	purchase	NOUN
issue-2479	81	12	in	in	ADP
issue-2479	81	13	2022	2022	NUM
issue-2479	81	14	,	,	PUNCT
issue-2479	81	15	down	down	ADV
issue-2479	81	16	from	from	ADP
issue-2479	81	17	40	40	NUM
issue-2479	81	18	%	%	NOUN
issue-2479	81	19	in	in	ADP
issue-2479	81	20	2010	2010	NUM
issue-2479	81	21	,	,	PUNCT
issue-2479	81	22	according	accord	VERB
issue-2479	81	23	to	to	ADP
issue-2479	81	24	a	a	DET
issue-2479	81	25	survey	survey	NOUN
issue-2479	81	26	by	by	ADP
issue-2479	81	27	sweden	sweden	PROPN
issue-2479	81	28	's	's	PART
issue-2479	81	29	central	central	ADJ
issue-2479	81	30	bank	bank	NOUN
issue-2479	81	31	,	,	PUNCT
issue-2479	81	32	the	the	DET
issue-2479	81	33	riksbank	riksbank	ADJ
issue-2479	81	34	(	(	PUNCT
issue-2479	81	35	barrons	barron	NOUN
issue-2479	81	36	,	,	PUNCT
issue-2479	81	37	2024	2024	NUM
issue-2479	81	38	)	)	PUNCT
issue-2479	81	39	.	.	PUNCT
issue-2479	82	1	however	however	ADV
issue-2479	82	2	,	,	PUNCT
issue-2479	82	3	government	government	NOUN
issue-2479	82	4	officials	official	NOUN
issue-2479	82	5	have	have	AUX
issue-2479	82	6	recently	recently	ADV
issue-2479	82	7	turned	turn	VERB
issue-2479	82	8	their	their	PRON
issue-2479	82	9	attention	attention	NOUN
issue-2479	82	10	to	to	ADP
issue-2479	82	11	the	the	DET
issue-2479	82	12	use	use	NOUN
issue-2479	82	13	of	of	ADP
issue-2479	82	14	already	already	ADV
issue-2479	82	15	thinly	thinly	ADV
issue-2479	82	16	-	-	PUNCT
issue-2479	82	17	functioning	function	VERB
issue-2479	82	18	atms	atms	NOUN
issue-2479	82	19	,	,	PUNCT
issue-2479	82	20	which	which	PRON
issue-2479	82	21	saw	see	VERB
issue-2479	82	22	a	a	DET
issue-2479	82	23	30	30	NUM
issue-2479	82	24	%	%	NOUN
issue-2479	82	25	increase	increase	NOUN
issue-2479	82	26	in	in	ADP
issue-2479	82	27	withdrawals	withdrawal	NOUN
issue-2479	82	28	following	follow	VERB
issue-2479	82	29	the	the	DET
issue-2479	82	30	russia	russia	PROPN
issue-2479	82	31	’s	’s	PART
issue-2479	82	32	invasion	invasion	NOUN
issue-2479	82	33	of	of	ADP
issue-2479	82	34	ukraine	ukraine	NOUN
issue-2479	82	35	in	in	ADP
issue-2479	82	36	february	february	PROPN
issue-2479	82	37	2022	2022	NUM
issue-2479	82	38	.	.	PUNCT
issue-2479	83	1	according	accord	VERB
issue-2479	83	2	to	to	ADP
issue-2479	83	3	the	the	DET
issue-2479	83	4	european	european	PROPN
issue-2479	83	5	association	association	PROPN
issue-2479	83	6	of	of	ADP
issue-2479	83	7	money	money	NOUN
issue-2479	83	8	management	management	NOUN
issue-2479	83	9	companies	company	NOUN
issue-2479	83	10	,	,	PUNCT
issue-2479	83	11	a	a	DET
issue-2479	83	12	similar	similar	ADJ
issue-2479	83	13	trend	trend	NOUN
issue-2479	83	14	has	have	AUX
issue-2479	83	15	been	be	AUX
issue-2479	83	16	observed	observe	VERB
issue-2479	83	17	in	in	ADP
issue-2479	83	18	several	several	ADJ
issue-2479	83	19	other	other	ADJ
issue-2479	83	20	european	european	ADJ
issue-2479	83	21	countries	country	NOUN
issue-2479	83	22	,	,	PUNCT
issue-2479	83	23	such	such	ADJ
issue-2479	83	24	as	as	ADP
issue-2479	83	25	the	the	DET
issue-2479	83	26	czech	czech	PROPN
issue-2479	83	27	republic	republic	NOUN
issue-2479	83	28	and	and	CCONJ
issue-2479	83	29	slovakia	slovakia	PROPN
issue-2479	83	30	.	.	PUNCT
issue-2479	84	1	the	the	DET
issue-2479	84	2	swedish	swedish	ADJ
issue-2479	84	3	government	government	NOUN
issue-2479	84	4	,	,	PUNCT
issue-2479	84	5	which	which	PRON
issue-2479	84	6	has	have	AUX
issue-2479	84	7	set	set	VERB
issue-2479	84	8	up	up	ADP
issue-2479	84	9	a	a	DET
issue-2479	84	10	parliamentary	parliamentary	ADJ
issue-2479	84	11	commission	commission	NOUN
issue-2479	84	12	on	on	ADP
issue-2479	84	13	the	the	DET
issue-2479	84	14	issue	issue	NOUN
issue-2479	84	15	,	,	PUNCT
issue-2479	84	16	believes	believe	VERB
issue-2479	84	17	that	that	SCONJ
issue-2479	84	18	it	it	PRON
issue-2479	84	19	should	should	AUX
issue-2479	84	20	be	be	AUX
issue-2479	84	21	possible	possible	ADJ
issue-2479	84	22	to	to	PART
issue-2479	84	23	pay	pay	VERB
issue-2479	84	24	cash	cash	NOUN
issue-2479	84	25	for	for	ADP
issue-2479	84	26	certain	certain	ADJ
issue-2479	84	27	goods	good	NOUN
issue-2479	84	28	,	,	PUNCT
issue-2479	84	29	such	such	ADJ
issue-2479	84	30	as	as	ADP
issue-2479	84	31	food	food	NOUN
issue-2479	84	32	,	,	PUNCT
issue-2479	84	33	fuel	fuel	NOUN
issue-2479	84	34	and	and	CCONJ
issue-2479	84	35	medicine	medicine	NOUN
issue-2479	84	36	.	.	PUNCT
issue-2479	85	1	"	"	PUNCT
issue-2479	85	2	it	it	PRON
issue-2479	85	3	's	be	AUX
issue-2479	85	4	hard	hard	ADJ
issue-2479	85	5	to	to	PART
issue-2479	85	6	pay	pay	VERB
issue-2479	85	7	in	in	ADP
issue-2479	85	8	cash	cash	NOUN
issue-2479	85	9	in	in	ADP
issue-2479	85	10	sweden	sweden	PROPN
issue-2479	85	11	today	today	NOUN
issue-2479	85	12	,	,	PUNCT
issue-2479	85	13	"	"	PUNCT
issue-2479	85	14	said	say	VERB
issue-2479	85	15	denis	denis	PROPN
issue-2479	85	16	dukarev	dukarev	PROPN
issue-2479	85	17	,	,	PUNCT
issue-2479	85	18	chairman	chairman	NOUN
issue-2479	85	19	of	of	ADP
issue-2479	85	20	a	a	DET
issue-2479	85	21	parliamentary	parliamentary	ADJ
issue-2479	85	22	committee	committee	NOUN
issue-2479	85	23	,	,	PUNCT
issue-2479	85	24	who	who	PRON
issue-2479	85	25	noted	note	VERB
issue-2479	85	26	that	that	SCONJ
issue-2479	85	27	one	one	NUM
issue-2479	85	28	million	million	NUM
issue-2479	85	29	swedes	swede	NOUN
issue-2479	85	30	are	be	AUX
issue-2479	85	31	excluded	exclude	VERB
issue-2479	85	32	from	from	ADP
issue-2479	85	33	the	the	DET
issue-2479	85	34	digital	digital	ADJ
issue-2479	85	35	world	world	NOUN
issue-2479	85	36	(	(	PUNCT
issue-2479	85	37	barrons	barron	NOUN
issue-2479	85	38	,	,	PUNCT
issue-2479	85	39	2024	2024	NUM
issue-2479	85	40	)	)	PUNCT
issue-2479	85	41	.	.	PUNCT
issue-2479	86	1	he	he	PRON
issue-2479	86	2	said	say	VERB
issue-2479	86	3	it	it	PRON
issue-2479	86	4	is	be	AUX
issue-2479	86	5	important	important	ADJ
issue-2479	86	6	to	to	PART
issue-2479	86	7	have	have	VERB
issue-2479	86	8	more	more	ADJ
issue-2479	86	9	than	than	ADP
issue-2479	86	10	one	one	NUM
issue-2479	86	11	payment	payment	NOUN
issue-2479	86	12	system	system	NOUN
issue-2479	86	13	available	available	ADJ
issue-2479	86	14	,	,	PUNCT
issue-2479	86	15	especially	especially	ADV
issue-2479	86	16	in	in	ADP
issue-2479	86	17	times	time	NOUN
issue-2479	86	18	of	of	ADP
issue-2479	86	19	crisis	crisis	NOUN
issue-2479	86	20	.	.	PUNCT
issue-2479	87	1	the	the	DET
issue-2479	87	2	most	most	ADV
issue-2479	87	3	familiar	familiar	ADJ
issue-2479	87	4	form	form	NOUN
issue-2479	87	5	of	of	ADP
issue-2479	87	6	money	money	NOUN
issue-2479	87	7	–	–	PUNCT
issue-2479	87	8	cash	cash	NOUN
issue-2479	87	9	–	–	PUNCT
issue-2479	87	10	continues	continue	VERB
issue-2479	87	11	to	to	PART
issue-2479	87	12	stand	stand	VERB
issue-2479	87	13	in	in	ADP
issue-2479	87	14	the	the	DET
issue-2479	87	15	way	way	NOUN
issue-2479	87	16	of	of	ADP
issue-2479	87	17	the	the	DET
issue-2479	87	18	merger	merger	NOUN
issue-2479	87	19	of	of	ADP
issue-2479	87	20	finance	finance	NOUN
issue-2479	87	21	and	and	CCONJ
issue-2479	87	22	technology	technology	NOUN
issue-2479	87	23	,	,	PUNCT
issue-2479	87	24	which	which	PRON
issue-2479	87	25	in	in	ADP
issue-2479	87	26	this	this	DET
issue-2479	87	27	case	case	NOUN
issue-2479	87	28	is	be	AUX
issue-2479	87	29	not	not	PART
issue-2479	87	30	even	even	ADV
issue-2479	87	31	helped	help	VERB
issue-2479	87	32	by	by	ADP
issue-2479	87	33	ai	ai	VERB
issue-2479	87	34	.	.	PUNCT
issue-2479	88	1	corporate	corporate	ADJ
issue-2479	88	2	capitalism	capitalism	NOUN
issue-2479	88	3	has	have	VERB
issue-2479	88	4	an	an	DET
issue-2479	88	5	innate	innate	ADJ
issue-2479	88	6	desire	desire	NOUN
issue-2479	88	7	for	for	ADP
issue-2479	88	8	constant	constant	ADJ
issue-2479	88	9	expansion	expansion	NOUN
issue-2479	88	10	,	,	PUNCT
issue-2479	88	11	for	for	ADP
issue-2479	88	12	which	which	PRON
issue-2479	88	13	it	it	PRON
issue-2479	88	14	connects	connect	VERB
issue-2479	88	15	the	the	DET
issue-2479	88	16	world	world	NOUN
issue-2479	88	17	through	through	ADP
issue-2479	88	18	transnational	transnational	ADJ
issue-2479	88	19	networks	network	NOUN
issue-2479	88	20	,	,	PUNCT
issue-2479	88	21	giving	give	VERB
issue-2479	88	22	ai	ai	AUX
issue-2479	88	23	the	the	DET
issue-2479	88	24	ability	ability	NOUN
issue-2479	88	25	to	to	PART
issue-2479	88	26	manage	manage	VERB
issue-2479	88	27	these	these	DET
issue-2479	88	28	networks	network	NOUN
issue-2479	88	29	.	.	PUNCT
issue-2479	89	1	the	the	DET
issue-2479	89	2	monetary	monetary	ADJ
issue-2479	89	3	central	central	ADJ
issue-2479	89	4	nervous	nervous	ADJ
issue-2479	89	5	system	system	NOUN
issue-2479	89	6	of	of	ADP
issue-2479	89	7	big	big	ADJ
issue-2479	89	8	data	datum	NOUN
issue-2479	89	9	is	be	AUX
issue-2479	89	10	concentrated	concentrate	VERB
issue-2479	89	11	in	in	ADP
issue-2479	89	12	large	large	ADJ
issue-2479	89	13	market	market	NOUN
issue-2479	89	14	institutions	institution	NOUN
issue-2479	89	15	(	(	PUNCT
issue-2479	89	16	central	central	ADJ
issue-2479	89	17	bank	bank	NOUN
issue-2479	89	18	,	,	PUNCT
issue-2479	89	19	mncs	mncs	PROPN
issue-2479	89	20	)	)	PUNCT
issue-2479	89	21	,	,	PUNCT
issue-2479	89	22	but	but	CCONJ
issue-2479	89	23	on	on	ADP
issue-2479	89	24	the	the	DET
issue-2479	89	25	periphery	periphery	NOUN
issue-2479	89	26	in	in	ADP
issue-2479	89	27	the	the	DET
issue-2479	89	28	form	form	NOUN
issue-2479	89	29	of	of	ADP
issue-2479	89	30	cash	cash	NOUN
issue-2479	89	31	,	,	PUNCT
issue-2479	89	32	and	and	CCONJ
issue-2479	89	33	this	this	DET
issue-2479	89	34	peripheral	peripheral	ADJ
issue-2479	89	35	system	system	NOUN
issue-2479	89	36	has	have	AUX
issue-2479	89	37	so	so	ADV
issue-2479	89	38	far	far	ADV
issue-2479	89	39	distanced	distance	VERB
issue-2479	89	40	itself	itself	PRON
issue-2479	89	41	from	from	ADP
issue-2479	89	42	large	large	ADJ
issue-2479	89	43	institutions	institution	NOUN
issue-2479	89	44	.	.	PUNCT
issue-2479	90	1	for	for	ADP
issue-2479	90	2	multinational	multinational	ADJ
issue-2479	90	3	corporations	corporation	NOUN
issue-2479	90	4	,	,	PUNCT
issue-2479	90	5	the	the	DET
issue-2479	90	6	main	main	ADJ
issue-2479	90	7	task	task	NOUN
issue-2479	90	8	is	be	AUX
issue-2479	90	9	to	to	PART
issue-2479	90	10	destroy	destroy	VERB
issue-2479	90	11	this	this	DET
issue-2479	90	12	peripheral	peripheral	ADJ
issue-2479	90	13	cash	cash	NOUN
issue-2479	90	14	system	system	NOUN
issue-2479	90	15	and	and	CCONJ
issue-2479	90	16	replace	replace	VERB
issue-2479	90	17	it	it	PRON
issue-2479	90	18	with	with	ADP
issue-2479	90	19	money	money	NOUN
issue-2479	90	20	stored	store	VERB
issue-2479	90	21	in	in	ADP
issue-2479	90	22	electronic	electronic	ADJ
issue-2479	90	23	cash	cash	NOUN
issue-2479	90	24	flow	flow	NOUN
issue-2479	90	25	control	control	NOUN
issue-2479	90	26	centres	centre	NOUN
issue-2479	90	27	.	.	PUNCT
issue-2479	91	1	for	for	ADP
issue-2479	91	2	this	this	DET
issue-2479	91	3	purpose	purpose	NOUN
issue-2479	91	4	,	,	PUNCT
issue-2479	91	5	commercial	commercial	ADJ
issue-2479	91	6	banks	bank	NOUN
issue-2479	91	7	and	and	CCONJ
issue-2479	91	8	big	big	ADJ
issue-2479	91	9	data	datum	NOUN
issue-2479	91	10	giants	giant	NOUN
issue-2479	91	11	are	be	AUX
issue-2479	91	12	financing	finance	VERB
issue-2479	91	13	and	and	CCONJ
issue-2479	91	14	developing	develop	VERB
issue-2479	91	15	the	the	DET
issue-2479	91	16	fintech	fintech	NOUN
issue-2479	91	17	system	system	NOUN
issue-2479	91	18	,	,	PUNCT
issue-2479	91	19	while	while	SCONJ
issue-2479	91	20	striving	strive	VERB
issue-2479	91	21	for	for	ADP
issue-2479	91	22	a	a	DET
issue-2479	91	23	complete	complete	ADJ
issue-2479	91	24	monopoly	monopoly	NOUN
issue-2479	91	25	in	in	ADP
issue-2479	91	26	all	all	DET
issue-2479	91	27	areas	area	NOUN
issue-2479	91	28	.	.	PUNCT
issue-2479	92	1	the	the	DET
issue-2479	92	2	european	european	PROPN
issue-2479	92	3	union	union	PROPN
issue-2479	92	4	has	have	AUX
issue-2479	92	5	launched	launch	VERB
issue-2479	92	6	an	an	DET
issue-2479	92	7	investigation	investigation	NOUN
issue-2479	92	8	into	into	ADP
issue-2479	92	9	apple	apple	NOUN
issue-2479	92	10	,	,	PUNCT
issue-2479	92	11	google	google	PROPN
issue-2479	92	12	and	and	CCONJ
issue-2479	92	13	meta	meta	VERB
issue-2479	92	14	on	on	ADP
issue-2479	92	15	suspicion	suspicion	NOUN
issue-2479	92	16	of	of	ADP
issue-2479	92	17	violating	violate	VERB
issue-2479	92	18	the	the	DET
issue-2479	92	19	digital	digital	ADJ
issue-2479	92	20	markets	market	NOUN
issue-2479	92	21	act	act	VERB
issue-2479	92	22	(	(	PUNCT
issue-2479	92	23	dma	dma	PROPN
issue-2479	92	24	)	)	PUNCT
issue-2479	92	25	,	,	PUNCT
issue-2479	92	26	which	which	PRON
issue-2479	92	27	,	,	PUNCT
issue-2479	92	28	among	among	ADP
issue-2479	92	29	other	other	ADJ
issue-2479	92	30	things	thing	NOUN
issue-2479	92	31	,	,	PUNCT
issue-2479	92	32	obliges	oblige	VERB
issue-2479	92	33	large	large	ADJ
issue-2479	92	34	technology	technology	NOUN
issue-2479	92	35	companies	company	NOUN
issue-2479	92	36	to	to	PART
issue-2479	92	37	open	open	VERB
issue-2479	92	38	their	their	PRON
issue-2479	92	39	platforms	platform	NOUN
issue-2479	92	40	to	to	ADP
issue-2479	92	41	competitors	competitor	NOUN
issue-2479	92	42	.	.	PUNCT
issue-2479	93	1	three	three	NUM
issue-2479	93	2	us	us	PROPN
issue-2479	93	3	companies	company	NOUN
issue-2479	93	4	failed	fail	VERB
issue-2479	93	5	to	to	PART
issue-2479	93	6	comply	comply	VERB
issue-2479	93	7	with	with	ADP
issue-2479	93	8	the	the	DET
issue-2479	93	9	requirements	requirement	NOUN
issue-2479	93	10	(	(	PUNCT
issue-2479	93	11	cbs	cbs	PROPN
issue-2479	93	12	news	news	PROPN
issue-2479	93	13	,	,	PUNCT
issue-2479	93	14	2024	2024	NUM
issue-2479	93	15	)	)	PUNCT
issue-2479	93	16	.	.	PUNCT
issue-2479	94	1	meanwhile	meanwhile	ADV
issue-2479	94	2	,	,	PUNCT
issue-2479	94	3	four	four	NUM
issue-2479	94	4	countries	country	NOUN
issue-2479	94	5	–	–	PUNCT
issue-2479	94	6	austria	austria	PROPN
issue-2479	94	7	,	,	PUNCT
issue-2479	94	8	holland	holland	PROPN
issue-2479	94	9	,	,	PUNCT
issue-2479	94	10	india	india	PROPN
issue-2479	94	11	,	,	PUNCT
issue-2479	94	12	and	and	CCONJ
issue-2479	94	13	mexico	mexico	PROPN
issue-2479	94	14	–	–	PUNCT
issue-2479	94	15	have	have	AUX
issue-2479	94	16	made	make	VERB
issue-2479	94	17	the	the	DET
issue-2479	94	18	right	right	NOUN
issue-2479	94	19	of	of	ADP
issue-2479	94	20	their	their	PRON
issue-2479	94	21	citizens	citizen	NOUN
issue-2479	94	22	to	to	PART
issue-2479	94	23	use	use	VERB
issue-2479	94	24	cash	cash	NOUN
issue-2479	94	25	a	a	DET
issue-2479	94	26	constitutional	constitutional	ADJ
issue-2479	94	27	right	right	NOUN
issue-2479	94	28	(	(	PUNCT
issue-2479	94	29	manuel	manuel	PROPN
issue-2479	94	30	a.	a.	PROPN
issue-2479	94	31	bautista	bautista	PROPN
issue-2479	94	32	-	-	PUNCT
issue-2479	94	33	gonzález	gonzález	PROPN
issue-2479	94	34	,	,	PUNCT
issue-2479	94	35	2022	2022	NUM
issue-2479	94	36	)	)	PUNCT
issue-2479	94	37	,	,	PUNCT
issue-2479	94	38	and	and	CCONJ
issue-2479	94	39	a	a	DET
issue-2479	94	40	number	number	NOUN
issue-2479	94	41	of	of	ADP
issue-2479	94	42	states	state	NOUN
issue-2479	94	43	have	have	AUX
issue-2479	94	44	introduced	introduce	VERB
issue-2479	94	45	articles	article	NOUN
issue-2479	94	46	in	in	ADP
issue-2479	94	47	their	their	PRON
issue-2479	94	48	legislation	legislation	NOUN
issue-2479	94	49	that	that	PRON
issue-2479	94	50	establish	establish	VERB
issue-2479	94	51	the	the	DET
issue-2479	94	52	national	national	ADJ
issue-2479	94	53	currency	currency	NOUN
issue-2479	94	54	as	as	ADP
issue-2479	94	55	the	the	DET
issue-2479	94	56	sole	sole	ADJ
issue-2479	94	57	means	mean	NOUN
issue-2479	94	58	of	of	ADP
issue-2479	94	59	payment	payment	NOUN
issue-2479	94	60	.	.	PUNCT
issue-2479	95	1	central	central	ADJ
issue-2479	95	2	bankers	banker	NOUN
issue-2479	95	3	understand	understand	VERB
issue-2479	95	4	that	that	SCONJ
issue-2479	95	5	if	if	SCONJ
issue-2479	95	6	they	they	PRON
issue-2479	95	7	allow	allow	VERB
issue-2479	95	8	cash	cash	NOUN
issue-2479	95	9	to	to	PART
issue-2479	95	10	die	die	VERB
issue-2479	95	11	,	,	PUNCT
issue-2479	95	12	it	it	PRON
issue-2479	95	13	will	will	AUX
issue-2479	95	14	lead	lead	VERB
issue-2479	95	15	to	to	ADP
issue-2479	95	16	the	the	DET
issue-2479	95	17	dominance	dominance	NOUN
issue-2479	95	18	of	of	ADP
issue-2479	95	19	commercial	commercial	ADJ
issue-2479	95	20	banks	bank	NOUN
issue-2479	95	21	;	;	PUNCT
issue-2479	95	22	if	if	SCONJ
issue-2479	95	23	they	they	PRON
issue-2479	95	24	offer	offer	VERB
issue-2479	95	25	cbdc	cbdc	VERB
issue-2479	95	26	instead	instead	ADV
issue-2479	95	27	,	,	PUNCT
issue-2479	95	28	they	they	PRON
issue-2479	95	29	can	can	AUX
issue-2479	95	30	destabilise	destabilise	VERB
issue-2479	95	31	these	these	DET
issue-2479	95	32	commercial	commercial	ADJ
issue-2479	95	33	banks	bank	NOUN
issue-2479	95	34	,	,	PUNCT
issue-2479	95	35	from	from	ADP
issue-2479	95	36	which	which	PRON
issue-2479	95	37	customer	customer	NOUN
issue-2479	95	38	deposits	deposit	NOUN
issue-2479	95	39	will	will	AUX
issue-2479	95	40	start	start	VERB
issue-2479	95	41	to	to	PART
issue-2479	95	42	flow	flow	VERB
issue-2479	95	43	to	to	ADP
issue-2479	95	44	the	the	DET
issue-2479	95	45	cb	cb	PROPN
issue-2479	95	46	,	,	PUNCT
issue-2479	95	47	where	where	SCONJ
issue-2479	95	48	it	it	PRON
issue-2479	95	49	is	be	AUX
issue-2479	95	50	safer	safe	ADJ
issue-2479	95	51	for	for	SCONJ
issue-2479	95	52	customers	customer	NOUN
issue-2479	95	53	to	to	PART
issue-2479	95	54	keep	keep	VERB
issue-2479	95	55	their	their	PRON
issue-2479	95	56	money	money	NOUN
issue-2479	95	57	,	,	PUNCT
issue-2479	95	58	many	many	ADJ
issue-2479	95	59	fees	fee	NOUN
issue-2479	95	60	are	be	AUX
issue-2479	95	61	absent	absent	ADJ
issue-2479	95	62	or	or	CCONJ
issue-2479	95	63	minimal	minimal	ADJ
issue-2479	95	64	,	,	PUNCT
issue-2479	95	65	all	all	DET
issue-2479	95	66	transfers	transfer	NOUN
issue-2479	95	67	are	be	AUX
issue-2479	95	68	faster	fast	ADJ
issue-2479	95	69	as	as	SCONJ
issue-2479	95	70	intermediaries	intermediary	NOUN
issue-2479	95	71	are	be	AUX
issue-2479	95	72	eliminated	eliminate	VERB
issue-2479	95	73	.	.	PUNCT
issue-2479	96	1	these	these	DET
issue-2479	96	2	processes	process	NOUN
issue-2479	96	3	are	be	AUX
issue-2479	96	4	described	describe	VERB
issue-2479	96	5	in	in	ADP
issue-2479	96	6	the	the	DET
issue-2479	96	7	ecb	ecb	NOUN
issue-2479	96	8	's	's	PART
issue-2479	96	9	workbooks	workbook	NOUN
issue-2479	96	10	.	.	PUNCT
issue-2479	97	1	central	central	ADJ
issue-2479	97	2	banks	bank	NOUN
issue-2479	97	3	are	be	AUX
issue-2479	97	4	actively	actively	ADV
issue-2479	97	5	exploring	explore	VERB
issue-2479	97	6	the	the	DET
issue-2479	97	7	idea	idea	NOUN
issue-2479	97	8	of	of	ADP
issue-2479	97	9	a	a	DET
issue-2479	97	10	digital	digital	ADJ
issue-2479	97	11	anonymous	anonymous	ADJ
issue-2479	97	12	currency	currency	NOUN
issue-2479	97	13	–	–	PUNCT
issue-2479	97	14	tokens	token	NOUN
issue-2479	97	15	that	that	PRON
issue-2479	97	16	will	will	AUX
issue-2479	97	17	circulate	circulate	VERB
issue-2479	97	18	in	in	ADP
issue-2479	97	19	a	a	DET
issue-2479	97	20	decentralised	decentralise	VERB
issue-2479	97	21	manner	manner	NOUN
issue-2479	97	22	without	without	ADP
issue-2479	97	23	a	a	DET
issue-2479	97	24	central	central	ADJ
issue-2479	97	25	registry	registry	NOUN
issue-2479	97	26	.	.	PUNCT
issue-2479	98	1	this	this	PRON
issue-2479	98	2	is	be	AUX
issue-2479	98	3	due	due	ADJ
issue-2479	98	4	to	to	ADP
issue-2479	98	5	anonymity	anonymity	NOUN
issue-2479	98	6	,	,	PUNCT
issue-2479	98	7	which	which	PRON
issue-2479	98	8	means	mean	VERB
issue-2479	98	9	that	that	SCONJ
issue-2479	98	10	the	the	DET
issue-2479	98	11	central	central	ADJ
issue-2479	98	12	bank	bank	NOUN
issue-2479	98	13	will	will	AUX
issue-2479	98	14	not	not	PART
issue-2479	98	15	know	know	VERB
issue-2479	98	16	who	who	PRON
issue-2479	98	17	currently	currently	ADV
issue-2479	98	18	holds	hold	VERB
issue-2479	98	19	the	the	DET
issue-2479	98	20	issued	issue	VERB
issue-2479	98	21	tokens	token	NOUN
issue-2479	98	22	(	(	PUNCT
issue-2479	98	23	as	as	ADP
issue-2479	98	24	in	in	ADP
issue-2479	98	25	the	the	DET
issue-2479	98	26	case	case	NOUN
issue-2479	98	27	of	of	ADP
issue-2479	98	28	banknotes	banknote	NOUN
issue-2479	98	29	)	)	PUNCT
issue-2479	98	30	.	.	PUNCT
issue-2479	99	1	traditional	traditional	ADJ
issue-2479	99	2	ledger	ledger	NOUN
issue-2479	99	3	systems	system	NOUN
issue-2479	99	4	and	and	CCONJ
issue-2479	99	5	tokenised	tokenise	VERB
issue-2479	99	6	systems	system	NOUN
issue-2479	99	7	operate	operate	VERB
issue-2479	99	8	under	under	ADP
issue-2479	99	9	fundamentally	fundamentally	ADV
issue-2479	99	10	different	different	ADJ
issue-2479	99	11	rules	rule	NOUN
issue-2479	99	12	.	.	PUNCT
issue-2479	100	1	the	the	DET
issue-2479	100	2	claims	claim	NOUN
issue-2479	100	3	traded	trade	VERB
issue-2479	100	4	on	on	ADP
issue-2479	100	5	programmable	programmable	ADJ
issue-2479	100	6	platforms	platform	NOUN
issue-2479	100	7	are	be	AUX
issue-2479	100	8	called	call	VERB
issue-2479	100	9	tokens	token	NOUN
issue-2479	100	10	.	.	PUNCT
issue-2479	101	1	tokens	token	NOUN
issue-2479	101	2	are	be	AUX
issue-2479	101	3	not	not	PART
issue-2479	101	4	just	just	ADV
issue-2479	101	5	digital	digital	ADJ
issue-2479	101	6	records	record	NOUN
issue-2479	101	7	in	in	ADP
issue-2479	101	8	a	a	DET
issue-2479	101	9	database	database	NOUN
issue-2479	101	10	.	.	PUNCT
issue-2479	102	1	rather	rather	ADV
issue-2479	102	2	,	,	PUNCT
issue-2479	102	3	they	they	PRON
issue-2479	102	4	integrate	integrate	VERB
issue-2479	102	5	the	the	DET
issue-2479	102	6	records	record	NOUN
issue-2479	102	7	of	of	ADP
issue-2479	102	8	the	the	DET
issue-2479	102	9	underlying	underlie	VERB
issue-2479	102	10	asset	asset	NOUN
issue-2479	102	11	that	that	PRON
issue-2479	102	12	would	would	AUX
issue-2479	102	13	normally	normally	ADV
issue-2479	102	14	be	be	AUX
issue-2479	102	15	contained	contain	VERB
issue-2479	102	16	in	in	ADP
issue-2479	102	17	a	a	DET
issue-2479	102	18	traditional	traditional	ADJ
issue-2479	102	19	database	database	NOUN
issue-2479	102	20	with	with	ADP
issue-2479	102	21	the	the	DET
issue-2479	102	22	rules	rule	NOUN
issue-2479	102	23	and	and	CCONJ
issue-2479	102	24	logic	logic	NOUN
issue-2479	102	25	that	that	PRON
issue-2479	102	26	govern	govern	VERB
issue-2479	102	27	the	the	DET
issue-2479	102	28	transfer	transfer	NOUN
issue-2479	102	29	of	of	ADP
issue-2479	102	30	that	that	DET
issue-2479	102	31	asset	asset	NOUN
issue-2479	102	32	(	(	PUNCT
issue-2479	102	33	bis	bis	ADJ
issue-2479	102	34	annual	annual	ADJ
issue-2479	102	35	economic	economic	ADJ
issue-2479	102	36	report	report	NOUN
issue-2479	102	37	,	,	PUNCT
issue-2479	102	38	2023	2023	NUM
issue-2479	102	39	)	)	PUNCT
issue-2479	102	40	.	.	PUNCT
issue-2479	103	1	baltic	baltic	PROPN
issue-2479	103	2	journal	journal	PROPN
issue-2479	103	3	of	of	ADP
issue-2479	103	4	economic	economic	ADJ
issue-2479	103	5	studies	study	NOUN
issue-2479	103	6	29	29	NUM
issue-2479	103	7	vol	vol	NOUN
issue-2479	103	8	.	.	PUNCT
issue-2479	104	1	10	10	NUM
issue-2479	104	2	no	no	NOUN
issue-2479	104	3	.	.	NOUN
issue-2479	105	1	3	3	NUM
issue-2479	105	2	,	,	PUNCT
issue-2479	105	3	2024	2024	NUM
issue-2479	105	4	to	to	PART
issue-2479	105	5	make	make	VERB
issue-2479	105	6	cryptocurrency	cryptocurrency	NOUN
issue-2479	105	7	a	a	DET
issue-2479	105	8	decentralised	decentralise	VERB
issue-2479	105	9	alternative	alternative	NOUN
issue-2479	105	10	to	to	ADP
issue-2479	105	11	conventional	conventional	ADJ
issue-2479	105	12	banking	banking	NOUN
issue-2479	105	13	,	,	PUNCT
issue-2479	105	14	it	it	PRON
issue-2479	105	15	is	be	AUX
issue-2479	105	16	necessary	necessary	ADJ
issue-2479	105	17	to	to	PART
issue-2479	105	18	extend	extend	VERB
issue-2479	105	19	its	its	PRON
issue-2479	105	20	capabilities	capability	NOUN
issue-2479	105	21	beyond	beyond	ADP
issue-2479	105	22	simple	simple	ADJ
issue-2479	105	23	token	token	VERB
issue-2479	105	24	transfer	transfer	NOUN
issue-2479	105	25	.	.	PUNCT
issue-2479	106	1	so	so	ADV
issue-2479	106	2	the	the	DET
issue-2479	106	3	goal	goal	NOUN
issue-2479	106	4	was	be	AUX
issue-2479	106	5	to	to	PART
issue-2479	106	6	turn	turn	VERB
issue-2479	106	7	tokens	token	NOUN
issue-2479	106	8	into	into	ADP
issue-2479	106	9	a	a	DET
issue-2479	106	10	kind	kind	NOUN
issue-2479	106	11	of	of	ADP
issue-2479	106	12	electronic	electronic	ADJ
issue-2479	106	13	key	key	NOUN
issue-2479	106	14	to	to	PART
issue-2479	106	15	access	access	VERB
issue-2479	106	16	things	thing	NOUN
issue-2479	106	17	in	in	ADP
issue-2479	106	18	the	the	DET
issue-2479	106	19	real	real	ADJ
issue-2479	106	20	world	world	NOUN
issue-2479	106	21	.	.	PUNCT
issue-2479	107	1	the	the	DET
issue-2479	107	2	ethereum	ethereum	NOUN
issue-2479	107	3	community	community	NOUN
issue-2479	107	4	created	create	VERB
issue-2479	107	5	digital	digital	ADJ
issue-2479	107	6	vending	vending	NOUN
issue-2479	107	7	machines	machine	NOUN
issue-2479	107	8	,	,	PUNCT
issue-2479	107	9	which	which	PRON
issue-2479	107	10	are	be	AUX
issue-2479	107	11	responsible	responsible	ADJ
issue-2479	107	12	for	for	ADP
issue-2479	107	13	the	the	DET
issue-2479	107	14	correctness	correctness	NOUN
issue-2479	107	15	of	of	ADP
issue-2479	107	16	transactions	transaction	NOUN
issue-2479	107	17	and	and	CCONJ
issue-2479	107	18	allow	allow	VERB
issue-2479	107	19	the	the	DET
issue-2479	107	20	construction	construction	NOUN
issue-2479	107	21	of	of	ADP
issue-2479	107	22	systems	system	NOUN
issue-2479	107	23	whose	whose	DET
issue-2479	107	24	destruction	destruction	NOUN
issue-2479	107	25	and	and	CCONJ
issue-2479	107	26	violation	violation	NOUN
issue-2479	107	27	of	of	ADP
issue-2479	107	28	the	the	DET
issue-2479	107	29	rules	rule	NOUN
issue-2479	107	30	would	would	AUX
issue-2479	107	31	be	be	AUX
issue-2479	107	32	unprofitable	unprofitable	ADJ
issue-2479	107	33	.	.	PUNCT
issue-2479	108	1	in	in	ADP
issue-2479	108	2	the	the	DET
issue-2479	108	3	ethereum	ethereum	NOUN
issue-2479	108	4	system	system	NOUN
issue-2479	108	5	they	they	PRON
issue-2479	108	6	are	be	AUX
issue-2479	108	7	called	call	VERB
issue-2479	108	8	smart	smart	ADJ
issue-2479	108	9	contracts	contract	NOUN
issue-2479	108	10	.	.	PUNCT
issue-2479	109	1	they	they	PRON
issue-2479	109	2	are	be	AUX
issue-2479	109	3	like	like	ADP
issue-2479	109	4	small	small	ADJ
issue-2479	109	5	programs	program	NOUN
issue-2479	109	6	waiting	wait	VERB
issue-2479	109	7	to	to	PART
issue-2479	109	8	be	be	AUX
issue-2479	109	9	activated	activate	VERB
issue-2479	109	10	on	on	ADP
issue-2479	109	11	the	the	DET
issue-2479	109	12	network	network	NOUN
issue-2479	109	13	.	.	PUNCT
issue-2479	110	1	most	most	ADV
issue-2479	110	2	likely	likely	ADV
issue-2479	110	3	,	,	PUNCT
issue-2479	110	4	in	in	ADP
issue-2479	110	5	the	the	DET
issue-2479	110	6	future	future	NOUN
issue-2479	110	7	,	,	PUNCT
issue-2479	110	8	ai	ai	VERB
issue-2479	110	9	will	will	AUX
issue-2479	110	10	be	be	AUX
issue-2479	110	11	responsible	responsible	ADJ
issue-2479	110	12	for	for	ADP
issue-2479	110	13	writing	write	VERB
issue-2479	110	14	these	these	DET
issue-2479	110	15	programs	program	NOUN
issue-2479	110	16	.	.	PUNCT
issue-2479	111	1	stablecoins	stablecoin	NOUN
issue-2479	111	2	are	be	AUX
issue-2479	111	3	now	now	ADV
issue-2479	111	4	linked	link	VERB
issue-2479	111	5	to	to	ADP
issue-2479	111	6	the	the	DET
issue-2479	111	7	conventional	conventional	ADJ
issue-2479	111	8	monetary	monetary	ADJ
issue-2479	111	9	system	system	NOUN
issue-2479	111	10	and	and	CCONJ
issue-2479	111	11	are	be	AUX
issue-2479	111	12	used	use	VERB
issue-2479	111	13	as	as	ADP
issue-2479	111	14	the	the	DET
issue-2479	111	15	basis	basis	NOUN
issue-2479	111	16	for	for	ADP
issue-2479	111	17	decentralised	decentralised	ADJ
issue-2479	111	18	financial	financial	ADJ
issue-2479	111	19	platforms	platform	NOUN
issue-2479	111	20	(	(	PUNCT
issue-2479	111	21	defi	defi	PROPN
issue-2479	111	22	)	)	PUNCT
issue-2479	111	23	(	(	PUNCT
issue-2479	111	24	oecd	oecd	PROPN
issue-2479	111	25	,	,	PUNCT
issue-2479	111	26	2022	2022	NUM
issue-2479	111	27	)	)	PUNCT
issue-2479	111	28	.	.	PUNCT
issue-2479	112	1	just	just	ADV
issue-2479	112	2	as	as	SCONJ
issue-2479	112	3	conventional	conventional	ADJ
issue-2479	112	4	fintech	fintech	NOUN
issue-2479	112	5	companies	company	NOUN
issue-2479	112	6	rely	rely	VERB
issue-2479	112	7	on	on	ADP
issue-2479	112	8	bank	bank	NOUN
issue-2479	112	9	-	-	PUNCT
issue-2479	112	10	based	base	VERB
issue-2479	112	11	e	e	NOUN
issue-2479	112	12	-	-	NOUN
issue-2479	112	13	money	money	NOUN
issue-2479	112	14	,	,	PUNCT
issue-2479	112	15	defi	defi	PROPN
issue-2479	112	16	are	be	AUX
issue-2479	112	17	linked	link	VERB
issue-2479	112	18	to	to	ADP
issue-2479	112	19	smart	smart	ADJ
issue-2479	112	20	contract	contract	NOUN
issue-2479	112	21	systems	system	NOUN
issue-2479	112	22	that	that	PRON
issue-2479	112	23	manage	manage	VERB
issue-2479	112	24	electronic	electronic	ADJ
issue-2479	112	25	stablecoins	stablecoin	NOUN
issue-2479	112	26	by	by	ADP
issue-2479	112	27	lending	lend	VERB
issue-2479	112	28	them	they	PRON
issue-2479	112	29	or	or	CCONJ
issue-2479	112	30	directing	direct	VERB
issue-2479	112	31	them	they	PRON
issue-2479	112	32	to	to	ADP
issue-2479	112	33	an	an	DET
issue-2479	112	34	address	address	NOUN
issue-2479	112	35	,	,	PUNCT
issue-2479	112	36	essentially	essentially	ADV
issue-2479	112	37	performing	perform	VERB
issue-2479	112	38	the	the	DET
issue-2479	112	39	same	same	ADJ
issue-2479	112	40	tasks	task	NOUN
issue-2479	112	41	as	as	ADP
issue-2479	112	42	fintech	fintech	NOUN
issue-2479	112	43	technologies	technology	NOUN
issue-2479	112	44	,	,	PUNCT
issue-2479	112	45	but	but	CCONJ
issue-2479	112	46	in	in	ADP
issue-2479	112	47	a	a	DET
issue-2479	112	48	more	more	ADV
issue-2479	112	49	decentralised	decentralise	VERB
issue-2479	112	50	form	form	NOUN
issue-2479	112	51	as	as	SCONJ
issue-2479	112	52	they	they	PRON
issue-2479	112	53	are	be	AUX
issue-2479	112	54	less	less	ADV
issue-2479	112	55	tied	tie	VERB
issue-2479	112	56	to	to	ADP
issue-2479	112	57	banks	bank	NOUN
issue-2479	112	58	.	.	PUNCT
issue-2479	113	1	the	the	DET
issue-2479	113	2	growing	grow	VERB
issue-2479	113	3	use	use	NOUN
issue-2479	113	4	of	of	ADP
issue-2479	113	5	defi	defi	NOUN
issue-2479	113	6	and	and	CCONJ
issue-2479	113	7	its	its	PRON
issue-2479	113	8	increasing	increase	VERB
issue-2479	113	9	interconnectedness	interconnectedness	NOUN
issue-2479	113	10	with	with	ADP
issue-2479	113	11	traditional	traditional	ADJ
issue-2479	113	12	markets	market	NOUN
issue-2479	113	13	presents	present	VERB
issue-2479	113	14	an	an	DET
issue-2479	113	15	urgent	urgent	ADJ
issue-2479	113	16	challenge	challenge	NOUN
issue-2479	113	17	for	for	ADP
issue-2479	113	18	bankers	banker	NOUN
issue-2479	113	19	seeking	seek	VERB
issue-2479	113	20	to	to	PART
issue-2479	113	21	maximise	maximise	VERB
issue-2479	113	22	the	the	DET
issue-2479	113	23	potential	potential	ADJ
issue-2479	113	24	effectiveness	effectiveness	NOUN
issue-2479	113	25	of	of	ADP
issue-2479	113	26	defi	defi	NOUN
issue-2479	113	27	for	for	ADP
issue-2479	113	28	financial	financial	ADJ
issue-2479	113	29	markets	market	NOUN
issue-2479	113	30	while	while	SCONJ
issue-2479	113	31	managing	manage	VERB
issue-2479	113	32	risk	risk	NOUN
issue-2479	113	33	(	(	PUNCT
issue-2479	113	34	oecd	oecd	PROPN
issue-2479	113	35	,	,	PUNCT
issue-2479	113	36	2022	2022	NUM
issue-2479	113	37	)	)	PUNCT
issue-2479	113	38	.	.	PUNCT
issue-2479	114	1	institutionalisation	institutionalisation	NOUN
issue-2479	114	2	of	of	ADP
issue-2479	114	3	crypto	crypto	NOUN
issue-2479	114	4	assets	asset	NOUN
issue-2479	114	5	is	be	AUX
issue-2479	114	6	on	on	ADP
issue-2479	114	7	the	the	DET
issue-2479	114	8	rise	rise	NOUN
issue-2479	114	9	.	.	PUNCT
issue-2479	115	1	the	the	DET
issue-2479	115	2	market	market	NOUN
issue-2479	115	3	capitalisation	capitalisation	NOUN
issue-2479	115	4	of	of	ADP
issue-2479	115	5	stablecoins	stablecoin	NOUN
issue-2479	115	6	issued	issue	VERB
issue-2479	115	7	by	by	ADP
issue-2479	115	8	the	the	DET
issue-2479	115	9	largest	large	ADJ
issue-2479	115	10	stablecoin	stablecoin	NOUN
issue-2479	115	11	issuers	issuer	NOUN
issue-2479	115	12	has	have	AUX
issue-2479	115	13	been	be	AUX
issue-2479	115	14	growing	grow	VERB
issue-2479	115	15	since	since	SCONJ
issue-2479	115	16	2021	2021	NUM
issue-2479	115	17	,	,	PUNCT
issue-2479	115	18	increasing	increase	VERB
issue-2479	115	19	by	by	ADP
issue-2479	115	20	nearly	nearly	ADV
issue-2479	115	21	500	500	NUM
issue-2479	115	22	%	%	NOUN
issue-2479	115	23	in	in	ADP
issue-2479	115	24	the	the	DET
issue-2479	115	25	last	last	ADJ
issue-2479	115	26	12	12	NUM
issue-2479	115	27	months	month	NOUN
issue-2479	115	28	(	(	PUNCT
issue-2479	115	29	report	report	NOUN
issue-2479	115	30	of	of	ADP
issue-2479	115	31	stablecoins	stablecoin	NOUN
issue-2479	115	32	,	,	PUNCT
issue-2479	115	33	2021	2021	NUM
issue-2479	115	34	)	)	PUNCT
issue-2479	115	35	.	.	PUNCT
issue-2479	116	1	the	the	DET
issue-2479	116	2	current	current	ADJ
issue-2479	116	3	market	market	NOUN
issue-2479	116	4	consists	consist	VERB
issue-2479	116	5	mainly	mainly	ADV
issue-2479	116	6	of	of	ADP
issue-2479	116	7	a	a	DET
issue-2479	116	8	few	few	ADJ
issue-2479	116	9	large	large	ADJ
issue-2479	116	10	stablecoins	stablecoin	NOUN
issue-2479	116	11	pegged	peg	VERB
issue-2479	116	12	to	to	ADP
issue-2479	116	13	the	the	DET
issue-2479	116	14	usd	usd	NOUN
issue-2479	116	15	.	.	PUNCT
issue-2479	117	1	however	however	ADV
issue-2479	117	2	,	,	PUNCT
issue-2479	117	3	it	it	PRON
issue-2479	117	4	has	have	AUX
issue-2479	117	5	started	start	VERB
issue-2479	117	6	to	to	PART
issue-2479	117	7	shrink	shrink	VERB
issue-2479	117	8	over	over	ADP
issue-2479	117	9	the	the	DET
issue-2479	117	10	past	past	ADJ
issue-2479	117	11	year	year	NOUN
issue-2479	117	12	.	.	PUNCT
issue-2479	118	1	between	between	ADP
issue-2479	118	2	april	april	PROPN
issue-2479	118	3	2022	2022	NUM
issue-2479	118	4	and	and	CCONJ
issue-2479	118	5	the	the	DET
issue-2479	118	6	end	end	NOUN
issue-2479	118	7	of	of	ADP
issue-2479	118	8	january	january	PROPN
issue-2479	118	9	2023	2023	NUM
issue-2479	118	10	,	,	PUNCT
issue-2479	118	11	the	the	DET
issue-2479	118	12	total	total	ADJ
issue-2479	118	13	capitalisation	capitalisation	NOUN
issue-2479	118	14	of	of	ADP
issue-2479	118	15	the	the	DET
issue-2479	118	16	stablecoin	stablecoin	NOUN
issue-2479	118	17	market	market	NOUN
issue-2479	118	18	fell	fall	VERB
issue-2479	118	19	by	by	ADP
issue-2479	118	20	more	more	ADJ
issue-2479	118	21	than	than	ADP
issue-2479	118	22	25	25	NUM
issue-2479	118	23	%	%	NOUN
issue-2479	118	24	to	to	ADP
issue-2479	118	25	138	138	NUM
issue-2479	118	26	billion	billion	NUM
issue-2479	118	27	usd	usd	NOUN
issue-2479	118	28	.	.	PUNCT
issue-2479	119	1	much	much	ADJ
issue-2479	119	2	of	of	ADP
issue-2479	119	3	this	this	DET
issue-2479	119	4	decline	decline	NOUN
issue-2479	119	5	was	be	AUX
issue-2479	119	6	caused	cause	VERB
issue-2479	119	7	by	by	ADP
issue-2479	119	8	the	the	DET
issue-2479	119	9	collapse	collapse	NOUN
issue-2479	119	10	of	of	ADP
issue-2479	119	11	terra	terra	NOUN
issue-2479	119	12	usd	usd	NOUN
issue-2479	119	13	and	and	CCONJ
issue-2479	119	14	the	the	DET
issue-2479	119	15	bankruptcy	bankruptcy	NOUN
issue-2479	119	16	of	of	ADP
issue-2479	119	17	major	major	ADJ
issue-2479	119	18	cryptocurrency	cryptocurrency	NOUN
issue-2479	119	19	exchange	exchange	NOUN
issue-2479	119	20	ftx	ftx	NOUN
issue-2479	119	21	.	.	PUNCT
issue-2479	120	1	these	these	DET
issue-2479	120	2	events	event	NOUN
issue-2479	120	3	contributed	contribute	VERB
issue-2479	120	4	to	to	ADP
issue-2479	120	5	the	the	DET
issue-2479	120	6	drop	drop	NOUN
issue-2479	120	7	in	in	ADP
issue-2479	120	8	demand	demand	NOUN
issue-2479	120	9	.	.	PUNCT
issue-2479	121	1	stablecoins	stablecoin	NOUN
issue-2479	121	2	are	be	AUX
issue-2479	121	3	widely	widely	ADV
issue-2479	121	4	used	use	VERB
issue-2479	121	5	as	as	ADP
issue-2479	121	6	a	a	DET
issue-2479	121	7	bridge	bridge	NOUN
issue-2479	121	8	to	to	PART
issue-2479	121	9	facilitate	facilitate	VERB
issue-2479	121	10	trading	trading	NOUN
issue-2479	121	11	of	of	ADP
issue-2479	121	12	crypto	crypto	NOUN
issue-2479	121	13	assets	asset	NOUN
issue-2479	121	14	.	.	PUNCT
issue-2479	122	1	in	in	ADP
issue-2479	122	2	fact	fact	NOUN
issue-2479	122	3	,	,	PUNCT
issue-2479	122	4	the	the	DET
issue-2479	122	5	overall	overall	ADJ
issue-2479	122	6	market	market	NOUN
issue-2479	122	7	capitalisation	capitalisation	NOUN
issue-2479	122	8	of	of	ADP
issue-2479	122	9	other	other	ADJ
issue-2479	122	10	crypto	crypto	NOUN
issue-2479	122	11	assets	asset	NOUN
issue-2479	122	12	fell	fall	VERB
issue-2479	122	13	more	more	ADV
issue-2479	122	14	sharply	sharply	ADV
issue-2479	122	15	than	than	ADP
issue-2479	122	16	that	that	PRON
issue-2479	122	17	of	of	ADP
issue-2479	122	18	stablecoins	stablecoin	NOUN
issue-2479	122	19	,	,	PUNCT
issue-2479	122	20	resulting	result	VERB
issue-2479	122	21	in	in	ADP
issue-2479	122	22	an	an	DET
issue-2479	122	23	actual	actual	ADJ
issue-2479	122	24	increase	increase	NOUN
issue-2479	122	25	in	in	ADP
issue-2479	122	26	the	the	DET
issue-2479	122	27	share	share	NOUN
issue-2479	122	28	of	of	ADP
issue-2479	122	29	stablecoins	stablecoin	NOUN
issue-2479	122	30	in	in	ADP
issue-2479	122	31	the	the	DET
issue-2479	122	32	overall	overall	ADJ
issue-2479	122	33	crypto	crypto	NOUN
issue-2479	122	34	market	market	NOUN
issue-2479	122	35	from	from	ADP
issue-2479	122	36	9	9	NUM
issue-2479	122	37	%	%	NOUN
issue-2479	122	38	at	at	ADP
issue-2479	122	39	the	the	DET
issue-2479	122	40	beginning	beginning	NOUN
issue-2479	122	41	of	of	ADP
issue-2479	122	42	april	april	PROPN
issue-2479	122	43	2022	2022	NUM
issue-2479	122	44	to	to	ADP
issue-2479	122	45	13	13	NUM
issue-2479	122	46	%	%	NOUN
issue-2479	122	47	at	at	ADP
issue-2479	122	48	the	the	DET
issue-2479	122	49	end	end	NOUN
issue-2479	122	50	of	of	ADP
issue-2479	122	51	january	january	PROPN
issue-2479	122	52	2023	2023	NUM
issue-2479	122	53	(	(	PUNCT
issue-2479	122	54	bis	bis	ADJ
issue-2479	122	55	,	,	PUNCT
issue-2479	122	56	2023	2023	NUM
issue-2479	122	57	,	,	PUNCT
issue-2479	122	58	p.	p.	NOUN
issue-2479	122	59	6	6	NUM
issue-2479	122	60	)	)	PUNCT
issue-2479	122	61	.	.	PUNCT
issue-2479	123	1	this	this	DET
issue-2479	123	2	trend	trend	NOUN
issue-2479	123	3	reflects	reflect	VERB
issue-2479	123	4	the	the	DET
issue-2479	123	5	growing	grow	VERB
issue-2479	123	6	number	number	NOUN
issue-2479	123	7	of	of	ADP
issue-2479	123	8	asset	asset	NOUN
issue-2479	123	9	owners	owner	NOUN
issue-2479	123	10	seeking	seek	VERB
issue-2479	123	11	returns	return	NOUN
issue-2479	123	12	in	in	ADP
issue-2479	123	13	an	an	DET
issue-2479	123	14	ultra	ultra	ADJ
issue-2479	123	15	-	-	ADJ
issue-2479	123	16	low	low	ADJ
issue-2479	123	17	interest	interest	NOUN
issue-2479	123	18	rate	rate	NOUN
issue-2479	123	19	environment	environment	NOUN
issue-2479	123	20	,	,	PUNCT
issue-2479	123	21	or	or	CCONJ
issue-2479	123	22	entering	enter	VERB
issue-2479	123	23	these	these	DET
issue-2479	123	24	markets	market	NOUN
issue-2479	123	25	out	out	ADP
issue-2479	123	26	of	of	ADP
issue-2479	123	27	fear	fear	NOUN
issue-2479	123	28	of	of	ADP
issue-2479	123	29	missing	miss	VERB
issue-2479	123	30	out	out	ADP
issue-2479	123	31	.	.	PUNCT
issue-2479	124	1	the	the	DET
issue-2479	124	2	growing	grow	VERB
issue-2479	124	3	interest	interest	NOUN
issue-2479	124	4	of	of	ADP
issue-2479	124	5	institutional	institutional	ADJ
issue-2479	124	6	investors	investor	NOUN
issue-2479	124	7	in	in	ADP
issue-2479	124	8	crypto	crypto	NOUN
issue-2479	124	9	assets	asset	NOUN
issue-2479	124	10	,	,	PUNCT
issue-2479	124	11	combined	combine	VERB
issue-2479	124	12	with	with	ADP
issue-2479	124	13	the	the	DET
issue-2479	124	14	heavy	heavy	ADJ
issue-2479	124	15	use	use	NOUN
issue-2479	124	16	of	of	ADP
issue-2479	124	17	stablecoins	stablecoin	NOUN
issue-2479	124	18	in	in	ADP
issue-2479	124	19	defi	defi	PROPN
issue-2479	124	20	protocols	protocol	NOUN
issue-2479	124	21	,	,	PUNCT
issue-2479	124	22	is	be	AUX
issue-2479	124	23	also	also	ADV
issue-2479	124	24	dramatically	dramatically	ADV
issue-2479	124	25	increasing	increase	VERB
issue-2479	124	26	the	the	DET
issue-2479	124	27	interconnectedness	interconnectedness	NOUN
issue-2479	124	28	between	between	ADP
issue-2479	124	29	traditional	traditional	ADJ
issue-2479	124	30	and	and	CCONJ
issue-2479	124	31	decentralised	decentralise	VERB
issue-2479	124	32	financial	financial	ADJ
issue-2479	124	33	markets	market	NOUN
issue-2479	124	34	.	.	PUNCT
issue-2479	125	1	the	the	DET
issue-2479	125	2	increased	increase	VERB
issue-2479	125	3	use	use	NOUN
issue-2479	125	4	of	of	ADP
issue-2479	125	5	stablecoins	stablecoin	NOUN
issue-2479	125	6	as	as	ADP
issue-2479	125	7	collateral	collateral	NOUN
issue-2479	125	8	or	or	CCONJ
issue-2479	125	9	as	as	ADP
issue-2479	125	10	a	a	DET
issue-2479	125	11	bridge	bridge	NOUN
issue-2479	125	12	between	between	ADP
issue-2479	125	13	defi	defi	NOUN
issue-2479	125	14	and	and	CCONJ
issue-2479	125	15	traditional	traditional	ADJ
issue-2479	125	16	finance	finance	NOUN
issue-2479	125	17	could	could	AUX
issue-2479	125	18	potentially	potentially	ADV
issue-2479	125	19	increase	increase	VERB
issue-2479	125	20	the	the	DET
issue-2479	125	21	adoption	adoption	NOUN
issue-2479	125	22	of	of	ADP
issue-2479	125	23	defi	defi	NOUN
issue-2479	125	24	,	,	PUNCT
issue-2479	125	25	although	although	SCONJ
issue-2479	125	26	at	at	ADP
issue-2479	125	27	the	the	DET
issue-2479	125	28	same	same	ADJ
issue-2479	125	29	time	time	NOUN
issue-2479	125	30	it	it	PRON
issue-2479	125	31	now	now	ADV
issue-2479	125	32	represents	represent	VERB
issue-2479	125	33	one	one	NUM
issue-2479	125	34	of	of	ADP
issue-2479	125	35	the	the	DET
issue-2479	125	36	most	most	ADV
issue-2479	125	37	vulnerable	vulnerable	ADJ
issue-2479	125	38	points	point	NOUN
issue-2479	125	39	of	of	ADP
issue-2479	125	40	the	the	DET
issue-2479	125	41	defi	defi	NOUN
issue-2479	125	42	market	market	NOUN
issue-2479	125	43	and	and	CCONJ
issue-2479	125	44	a	a	DET
issue-2479	125	45	potential	potential	ADJ
issue-2479	125	46	risk	risk	NOUN
issue-2479	125	47	transfer	transfer	NOUN
issue-2479	125	48	channel	channel	NOUN
issue-2479	125	49	to	to	ADP
issue-2479	125	50	traditional	traditional	ADJ
issue-2479	125	51	financial	financial	ADJ
issue-2479	125	52	markets	market	NOUN
issue-2479	125	53	.	.	PUNCT
issue-2479	126	1	the	the	DET
issue-2479	126	2	defi	defi	PROPN
issue-2479	126	3	space	space	NOUN
issue-2479	126	4	has	have	AUX
issue-2479	126	5	been	be	AUX
issue-2479	126	6	used	use	VERB
issue-2479	126	7	primarily	primarily	ADV
issue-2479	126	8	for	for	ADP
issue-2479	126	9	speculative	speculative	ADJ
issue-2479	126	10	activity	activity	NOUN
issue-2479	126	11	.	.	PUNCT
issue-2479	127	1	users	user	NOUN
issue-2479	127	2	invest	invest	VERB
issue-2479	127	3	,	,	PUNCT
issue-2479	127	4	borrow	borrow	VERB
issue-2479	127	5	and	and	CCONJ
issue-2479	127	6	trade	trade	VERB
issue-2479	127	7	crypto	crypto	NOUN
issue-2479	127	8	assets	asset	NOUN
issue-2479	127	9	in	in	ADP
issue-2479	127	10	a	a	DET
issue-2479	127	11	largely	largely	ADV
issue-2479	127	12	unregulated	unregulated	ADJ
issue-2479	127	13	environment	environment	NOUN
issue-2479	127	14	.	.	PUNCT
issue-2479	128	1	the	the	DET
issue-2479	128	2	lack	lack	NOUN
issue-2479	128	3	of	of	ADP
issue-2479	128	4	controls	control	NOUN
issue-2479	128	5	such	such	ADJ
issue-2479	128	6	as	as	ADP
issue-2479	128	7	know	know	NOUN
issue-2479	128	8	-	-	PUNCT
issue-2479	128	9	your	your	PRON
issue-2479	128	10	-	-	PUNCT
issue-2479	128	11	customer	customer	NOUN
issue-2479	128	12	(	(	PUNCT
issue-2479	128	13	kyc	kyc	PROPN
issue-2479	128	14	)	)	PUNCT
issue-2479	128	15	and	and	CCONJ
issue-2479	128	16	anti	anti	ADJ
issue-2479	128	17	-	-	ADJ
issue-2479	128	18	money	money	ADJ
issue-2479	128	19	laundering	laundering	NOUN
issue-2479	128	20	regulations	regulation	NOUN
issue-2479	128	21	may	may	AUX
issue-2479	128	22	well	well	ADV
issue-2479	128	23	be	be	AUX
issue-2479	128	24	an	an	DET
issue-2479	128	25	important	important	ADJ
issue-2479	128	26	factor	factor	NOUN
issue-2479	128	27	in	in	ADP
issue-2479	128	28	the	the	DET
issue-2479	128	29	growth	growth	NOUN
issue-2479	128	30	of	of	ADP
issue-2479	128	31	defi	defi	PROPN
issue-2479	128	32	.	.	PUNCT
issue-2479	129	1	these	these	DET
issue-2479	129	2	trends	trend	NOUN
issue-2479	129	3	require	require	VERB
issue-2479	129	4	policymakers	policymaker	NOUN
issue-2479	129	5	to	to	PART
issue-2479	129	6	rethink	rethink	VERB
issue-2479	129	7	the	the	DET
issue-2479	129	8	traditional	traditional	ADJ
issue-2479	129	9	supervisory	supervisory	ADJ
issue-2479	129	10	framework	framework	NOUN
issue-2479	129	11	that	that	PRON
issue-2479	129	12	was	be	AUX
issue-2479	129	13	created	create	VERB
issue-2479	129	14	with	with	ADP
issue-2479	129	15	intermediaries	intermediary	NOUN
issue-2479	129	16	at	at	ADP
issue-2479	129	17	its	its	PRON
issue-2479	129	18	core	core	NOUN
issue-2479	129	19	,	,	PUNCT
issue-2479	129	20	given	give	VERB
issue-2479	129	21	the	the	DET
issue-2479	129	22	lack	lack	NOUN
issue-2479	129	23	of	of	ADP
issue-2479	129	24	a	a	DET
issue-2479	129	25	single	single	ADJ
issue-2479	129	26	regulatory	regulatory	ADJ
issue-2479	129	27	and	and	CCONJ
issue-2479	129	28	supervisory	supervisory	ADJ
issue-2479	129	29	access	access	NOUN
issue-2479	129	30	point	point	NOUN
issue-2479	129	31	to	to	ADP
issue-2479	129	32	decentralised	decentralised	ADJ
issue-2479	129	33	systems	system	NOUN
issue-2479	129	34	.	.	PUNCT
issue-2479	130	1	regulatory	regulatory	ADJ
issue-2479	130	2	compliance	compliance	NOUN
issue-2479	130	3	with	with	ADP
issue-2479	130	4	defi	defi	NOUN
issue-2479	130	5	protocols	protocol	NOUN
issue-2479	130	6	may	may	AUX
issue-2479	130	7	be	be	AUX
issue-2479	130	8	further	far	ADV
issue-2479	130	9	complicated	complicate	VERB
issue-2479	130	10	by	by	ADP
issue-2479	130	11	their	their	PRON
issue-2479	130	12	global	global	ADJ
issue-2479	130	13	reach	reach	NOUN
issue-2479	130	14	and	and	CCONJ
issue-2479	130	15	use	use	VERB
issue-2479	130	16	.	.	PUNCT
issue-2479	131	1	these	these	DET
issue-2479	131	2	protocols	protocol	NOUN
issue-2479	131	3	lack	lack	VERB
issue-2479	131	4	a	a	DET
issue-2479	131	5	defined	define	VERB
issue-2479	131	6	jurisdiction	jurisdiction	NOUN
issue-2479	131	7	and	and	CCONJ
issue-2479	131	8	geographic	geographic	ADJ
issue-2479	131	9	location	location	NOUN
issue-2479	131	10	for	for	ADP
issue-2479	131	11	their	their	PRON
issue-2479	131	12	application	application	NOUN
issue-2479	131	13	,	,	PUNCT
issue-2479	131	14	making	make	VERB
issue-2479	131	15	it	it	PRON
issue-2479	131	16	difficult	difficult	ADJ
issue-2479	131	17	for	for	SCONJ
issue-2479	131	18	supervisors	supervisor	NOUN
issue-2479	131	19	to	to	PART
issue-2479	131	20	establish	establish	VERB
issue-2479	131	21	jurisdiction	jurisdiction	NOUN
issue-2479	131	22	.	.	PUNCT
issue-2479	132	1	this	this	DET
issue-2479	132	2	jurisdictional	jurisdictional	ADJ
issue-2479	132	3	uncertainty	uncertainty	NOUN
issue-2479	132	4	makes	make	VERB
issue-2479	132	5	enforcement	enforcement	NOUN
issue-2479	132	6	difficult	difficult	ADJ
issue-2479	132	7	,	,	PUNCT
issue-2479	132	8	especially	especially	ADV
issue-2479	132	9	given	give	VERB
issue-2479	132	10	the	the	DET
issue-2479	132	11	speed	speed	NOUN
issue-2479	132	12	and	and	CCONJ
issue-2479	132	13	ease	ease	NOUN
issue-2479	132	14	with	with	ADP
issue-2479	132	15	which	which	PRON
issue-2479	132	16	financial	financial	ADJ
issue-2479	132	17	service	service	NOUN
issue-2479	132	18	providers	provider	NOUN
issue-2479	132	19	can	can	AUX
issue-2479	132	20	change	change	VERB
issue-2479	132	21	the	the	DET
issue-2479	132	22	location	location	NOUN
issue-2479	132	23	of	of	ADP
issue-2479	132	24	financial	financial	ADJ
issue-2479	132	25	services	service	NOUN
issue-2479	132	26	in	in	ADP
issue-2479	132	27	response	response	NOUN
issue-2479	132	28	to	to	ADP
issue-2479	132	29	authorities	authority	NOUN
issue-2479	132	30	.	.	PUNCT
issue-2479	133	1	the	the	DET
issue-2479	133	2	use	use	NOUN
issue-2479	133	3	of	of	ADP
issue-2479	133	4	distributed	distribute	VERB
issue-2479	133	5	ledger	ledger	NOUN
issue-2479	133	6	technology	technology	NOUN
issue-2479	133	7	(	(	PUNCT
issue-2479	133	8	dlt	dlt	PROPN
issue-2479	133	9	)	)	PUNCT
issue-2479	133	10	(	(	PUNCT
issue-2479	133	11	bordo	bordo	PROPN
issue-2479	133	12	,	,	PUNCT
issue-2479	133	13	levin	levin	PROPN
issue-2479	133	14	,	,	PUNCT
issue-2479	133	15	2017	2017	NUM
issue-2479	133	16	)	)	PUNCT
issue-2479	133	17	allows	allow	VERB
issue-2479	133	18	anyone	anyone	PRON
issue-2479	133	19	to	to	PART
issue-2479	133	20	be	be	AUX
issue-2479	133	21	a	a	DET
issue-2479	133	22	participant	participant	NOUN
issue-2479	133	23	and	and	CCONJ
issue-2479	133	24	regulator	regulator	NOUN
issue-2479	133	25	in	in	ADP
issue-2479	133	26	a	a	DET
issue-2479	133	27	shared	share	VERB
issue-2479	133	28	network	network	NOUN
issue-2479	133	29	.	.	PUNCT
issue-2479	134	1	this	this	PRON
issue-2479	134	2	is	be	AUX
issue-2479	134	3	embodied	embody	VERB
issue-2479	134	4	in	in	ADP
issue-2479	134	5	the	the	DET
issue-2479	134	6	rise	rise	NOUN
issue-2479	134	7	of	of	ADP
issue-2479	134	8	cryptocurrencies	cryptocurrencie	NOUN
issue-2479	134	9	and	and	CCONJ
issue-2479	134	10	applications	application	NOUN
issue-2479	134	11	based	base	VERB
issue-2479	134	12	on	on	ADP
issue-2479	134	13	them	they	PRON
issue-2479	134	14	,	,	PUNCT
issue-2479	134	15	such	such	ADJ
issue-2479	134	16	as	as	ADP
issue-2479	134	17	so	so	ADV
issue-2479	134	18	-	-	PUNCT
issue-2479	134	19	called	call	VERB
issue-2479	134	20	decentralised	decentralised	ADJ
issue-2479	134	21	finance	finance	NOUN
issue-2479	134	22	or	or	CCONJ
issue-2479	134	23	"	"	PUNCT
issue-2479	134	24	defi	defi	NOUN
issue-2479	134	25	"	"	PUNCT
issue-2479	134	26	.	.	PUNCT
issue-2479	135	1	samuel	samuel	PROPN
issue-2479	135	2	carstens	carstens	PROPN
issue-2479	135	3	of	of	ADP
issue-2479	135	4	the	the	DET
issue-2479	135	5	bis	bis	PROPN
issue-2479	135	6	,	,	PUNCT
issue-2479	135	7	speaking	speak	VERB
issue-2479	135	8	on	on	ADP
issue-2479	135	9	international	international	ADJ
issue-2479	135	10	settlement	settlement	NOUN
issue-2479	135	11	,	,	PUNCT
issue-2479	135	12	suggested	suggest	VERB
issue-2479	135	13	that	that	SCONJ
issue-2479	135	14	central	central	ADJ
issue-2479	135	15	banks	bank	NOUN
issue-2479	135	16	could	could	AUX
issue-2479	135	17	work	work	VERB
issue-2479	135	18	with	with	ADP
issue-2479	135	19	each	each	DET
issue-2479	135	20	other	other	ADJ
issue-2479	135	21	and	and	CCONJ
issue-2479	135	22	the	the	DET
issue-2479	135	23	private	private	ADJ
issue-2479	135	24	sector	sector	NOUN
issue-2479	135	25	to	to	PART
issue-2479	135	26	ensure	ensure	VERB
issue-2479	135	27	crossborder	crossborder	NOUN
issue-2479	135	28	interoperability	interoperability	NOUN
issue-2479	135	29	of	of	ADP
issue-2479	135	30	the	the	DET
issue-2479	135	31	various	various	ADJ
issue-2479	135	32	cryptocurrencies	cryptocurrencie	NOUN
issue-2479	135	33	that	that	PRON
issue-2479	135	34	central	central	ADJ
issue-2479	135	35	banks	bank	NOUN
issue-2479	135	36	or	or	CCONJ
issue-2479	135	37	cbdcs	cbdc	NOUN
issue-2479	135	38	are	be	AUX
issue-2479	135	39	expected	expect	VERB
issue-2479	135	40	to	to	PART
issue-2479	135	41	issue	issue	VERB
issue-2479	135	42	.	.	PUNCT
issue-2479	136	1	130	130	NUM
issue-2479	136	2	countries	country	NOUN
issue-2479	136	3	,	,	PUNCT
issue-2479	136	4	representing	represent	VERB
issue-2479	136	5	98	98	NUM
issue-2479	136	6	%	%	NOUN
issue-2479	136	7	of	of	ADP
issue-2479	136	8	global	global	PROPN
issue-2479	136	9	gdp	gdp	PROPN
issue-2479	136	10	,	,	PUNCT
issue-2479	136	11	are	be	AUX
issue-2479	136	12	exploring	explore	VERB
issue-2479	136	13	a	a	DET
issue-2479	136	14	cbdc	cbdc	NOUN
issue-2479	136	15	(	(	PUNCT
issue-2479	136	16	atlantic	atlantic	PROPN
issue-2479	136	17	council	council	PROPN
issue-2479	136	18	,	,	PUNCT
issue-2479	136	19	2023	2023	NUM
issue-2479	136	20	)	)	PUNCT
issue-2479	136	21	.	.	PUNCT
issue-2479	137	1	according	accord	VERB
issue-2479	137	2	to	to	ADP
issue-2479	137	3	the	the	DET
issue-2479	137	4	global	global	ADJ
issue-2479	137	5	assessment	assessment	NOUN
issue-2479	137	6	of	of	ADP
issue-2479	137	7	countries	country	NOUN
issue-2479	137	8	'	'	PART
issue-2479	137	9	adoption	adoption	NOUN
issue-2479	137	10	of	of	ADP
issue-2479	137	11	cryptocurrencies	cryptocurrencie	NOUN
issue-2479	137	12	,	,	PUNCT
issue-2479	137	13	cbdc	cbdc	VERB
issue-2479	137	14	adoption	adoption	NOUN
issue-2479	137	15	activity	activity	NOUN
issue-2479	137	16	will	will	AUX
issue-2479	137	17	increase	increase	VERB
issue-2479	137	18	each	each	DET
issue-2479	137	19	year	year	NOUN
issue-2479	137	20	,	,	PUNCT
issue-2479	137	21	with	with	ADP
issue-2479	137	22	five	five	NUM
issue-2479	137	23	countries	country	NOUN
issue-2479	137	24	leading	lead	VERB
issue-2479	137	25	the	the	DET
issue-2479	137	26	way	way	NOUN
issue-2479	137	27	–	–	PUNCT
issue-2479	137	28	india	india	PROPN
issue-2479	137	29	,	,	PUNCT
issue-2479	137	30	nigeria	nigeria	PROPN
issue-2479	137	31	,	,	PUNCT
issue-2479	137	32	vietnam	vietnam	PROPN
issue-2479	137	33	,	,	PUNCT
issue-2479	137	34	usa	usa	PROPN
issue-2479	137	35	and	and	CCONJ
issue-2479	137	36	ukraine	ukraine	PROPN
issue-2479	137	37	(	(	PUNCT
issue-2479	137	38	global	global	ADJ
issue-2479	137	39	2023	2023	NUM
issue-2479	137	40	cryptocurrency	cryptocurrency	NOUN
issue-2479	137	41	adoption	adoption	NOUN
issue-2479	137	42	index	index	NOUN
issue-2479	137	43	)	)	PUNCT
issue-2479	137	44	.	.	PUNCT
issue-2479	138	1	this	this	PRON
issue-2479	138	2	will	will	AUX
issue-2479	138	3	require	require	VERB
issue-2479	138	4	technical	technical	ADJ
issue-2479	138	5	interoperability	interoperability	NOUN
issue-2479	138	6	,	,	PUNCT
issue-2479	138	7	the	the	DET
issue-2479	138	8	ability	ability	NOUN
issue-2479	138	9	of	of	ADP
issue-2479	138	10	the	the	DET
issue-2479	138	11	systems	system	NOUN
issue-2479	138	12	to	to	PART
issue-2479	138	13	"	"	PUNCT
issue-2479	138	14	speak	speak	VERB
issue-2479	138	15	each	each	DET
issue-2479	138	16	other	other	ADJ
issue-2479	138	17	's	's	PART
issue-2479	138	18	language	language	NOUN
issue-2479	138	19	"	"	PUNCT
issue-2479	138	20	,	,	PUNCT
issue-2479	138	21	and	and	CCONJ
issue-2479	138	22	agreement	agreement	NOUN
issue-2479	138	23	on	on	ADP
issue-2479	138	24	rights	right	NOUN
issue-2479	138	25	and	and	CCONJ
issue-2479	138	26	obligations	obligation	NOUN
issue-2479	138	27	.	.	PUNCT
issue-2479	139	1	to	to	PART
issue-2479	139	2	achieve	achieve	VERB
issue-2479	139	3	this	this	PRON
issue-2479	139	4	,	,	PUNCT
issue-2479	139	5	central	central	ADJ
issue-2479	139	6	banks	bank	NOUN
issue-2479	139	7	could	could	AUX
issue-2479	139	8	choose	choose	VERB
issue-2479	139	9	whether	whether	SCONJ
issue-2479	139	10	to	to	PART
issue-2479	139	11	build	build	VERB
issue-2479	139	12	a	a	DET
issue-2479	139	13	network	network	NOUN
issue-2479	139	14	of	of	ADP
issue-2479	139	15	bilateral	bilateral	ADJ
issue-2479	139	16	links	link	NOUN
issue-2479	139	17	,	,	PUNCT
issue-2479	139	18	or	or	CCONJ
issue-2479	139	19	to	to	PART
issue-2479	139	20	create	create	VERB
issue-2479	139	21	a	a	DET
issue-2479	139	22	nodebased	nodebased	ADJ
issue-2479	139	23	platform	platform	NOUN
issue-2479	139	24	or	or	CCONJ
issue-2479	139	25	a	a	DET
issue-2479	139	26	single	single	ADJ
issue-2479	139	27	shared	shared	ADJ
issue-2479	139	28	platform	platform	NOUN
issue-2479	139	29	.	.	PUNCT
issue-2479	140	1	dlt	dlt	PROPN
issue-2479	140	2	could	could	AUX
issue-2479	140	3	be	be	AUX
issue-2479	140	4	used	use	VERB
issue-2479	140	5	to	to	PART
issue-2479	140	6	link	link	VERB
issue-2479	140	7	multiple	multiple	ADJ
issue-2479	140	8	cbdcs	cbdc	NOUN
issue-2479	140	9	issued	issue	VERB
issue-2479	140	10	by	by	ADP
issue-2479	140	11	different	different	ADJ
issue-2479	140	12	central	central	ADJ
issue-2479	140	13	banks	bank	NOUN
issue-2479	140	14	.	.	PUNCT
issue-2479	141	1	this	this	PRON
issue-2479	141	2	would	would	AUX
issue-2479	141	3	be	be	AUX
issue-2479	141	4	useful	useful	ADJ
issue-2479	141	5	as	as	SCONJ
issue-2479	141	6	no	no	DET
issue-2479	141	7	single	single	ADJ
issue-2479	141	8	central	central	ADJ
issue-2479	141	9	bank	bank	NOUN
issue-2479	141	10	can	can	AUX
issue-2479	141	11	cover	cover	VERB
issue-2479	141	12	all	all	DET
issue-2479	141	13	the	the	DET
issue-2479	141	14	different	different	ADJ
issue-2479	141	15	currencies	currency	NOUN
issue-2479	141	16	in	in	ADP
issue-2479	141	17	the	the	DET
issue-2479	141	18	system	system	NOUN
issue-2479	141	19	.	.	PUNCT
issue-2479	142	1	the	the	DET
issue-2479	142	2	bis	bis	PROPN
issue-2479	142	3	innovation	innovation	NOUN
issue-2479	142	4	centre	centre	NOUN
issue-2479	142	5	is	be	AUX
issue-2479	142	6	developing	develop	VERB
issue-2479	142	7	three	three	NUM
issue-2479	142	8	important	important	ADJ
issue-2479	142	9	projects	project	NOUN
issue-2479	142	10	that	that	PRON
issue-2479	142	11	use	use	VERB
issue-2479	142	12	the	the	DET
issue-2479	142	13	dlt	dlt	PROPN
issue-2479	142	14	platform	platform	NOUN
issue-2479	142	15	,	,	PUNCT
issue-2479	142	16	where	where	SCONJ
issue-2479	142	17	several	several	ADJ
issue-2479	142	18	central	central	ADJ
issue-2479	142	19	banks	bank	NOUN
issue-2479	142	20	issue	issue	VERB
issue-2479	142	21	their	their	PRON
issue-2479	142	22	own	own	ADJ
issue-2479	142	23	wholesale	wholesale	ADJ
issue-2479	142	24	cbdcs	cbdc	NOUN
issue-2479	142	25	so	so	SCONJ
issue-2479	142	26	that	that	SCONJ
issue-2479	142	27	they	they	PRON
issue-2479	142	28	can	can	AUX
issue-2479	142	29	be	be	AUX
issue-2479	142	30	traded	trade	VERB
issue-2479	142	31	between	between	ADP
issue-2479	142	32	participants	participant	NOUN
issue-2479	142	33	and	and	CCONJ
issue-2479	142	34	enable	enable	VERB
issue-2479	142	35	faster	fast	ADJ
issue-2479	142	36	,	,	PUNCT
issue-2479	142	37	cheaper	cheap	ADJ
issue-2479	142	38	and	and	CCONJ
issue-2479	142	39	safer	safe	ADJ
issue-2479	142	40	cross	cross	ADJ
issue-2479	142	41	-	-	ADJ
issue-2479	142	42	border	border	ADJ
issue-2479	142	43	settlements	settlement	NOUN
issue-2479	142	44	(	(	PUNCT
issue-2479	142	45	carstens	carsten	NOUN
issue-2479	142	46	,	,	PUNCT
issue-2479	142	47	2022	2022	NUM
issue-2479	142	48	)	)	PUNCT
issue-2479	142	49	.	.	PUNCT
issue-2479	143	1	baltic	baltic	PROPN
issue-2479	143	2	journal	journal	PROPN
issue-2479	143	3	of	of	ADP
issue-2479	143	4	economic	economic	ADJ
issue-2479	143	5	studies	study	NOUN
issue-2479	143	6	30	30	NUM
issue-2479	143	7	vol	vol	NOUN
issue-2479	143	8	.	.	PUNCT
issue-2479	144	1	10	10	NUM
issue-2479	144	2	no	no	NOUN
issue-2479	144	3	.	.	NOUN
issue-2479	145	1	3	3	NUM
issue-2479	145	2	,	,	PUNCT
issue-2479	145	3	2024	2024	NUM
issue-2479	145	4	1	1	NUM
issue-2479	145	5	.	.	PUNCT
issue-2479	146	1	a	a	DET
issue-2479	146	2	design	design	NOUN
issue-2479	146	3	in	in	ADP
issue-2479	146	4	which	which	PRON
issue-2479	146	5	each	each	DET
issue-2479	146	6	central	central	ADJ
issue-2479	146	7	bank	bank	PROPN
issue-2479	146	8	exercises	exercise	VERB
issue-2479	146	9	individual	individual	ADJ
issue-2479	146	10	control	control	NOUN
issue-2479	146	11	over	over	ADP
issue-2479	146	12	its	its	PRON
issue-2479	146	13	own	own	ADJ
issue-2479	146	14	cbdcs	cbdc	NOUN
issue-2479	146	15	on	on	ADP
issue-2479	146	16	a	a	DET
issue-2479	146	17	single	single	ADJ
issue-2479	146	18	platform	platform	NOUN
issue-2479	146	19	with	with	ADP
issue-2479	146	20	separate	separate	ADJ
issue-2479	146	21	subnetworks	subnetwork	NOUN
issue-2479	146	22	.	.	PUNCT
issue-2479	147	1	2	2	X
issue-2479	147	2	.	.	X
issue-2479	147	3	there	there	PRON
issue-2479	147	4	is	be	VERB
issue-2479	147	5	a	a	DET
issue-2479	147	6	project	project	NOUN
issue-2479	147	7	in	in	ADP
issue-2479	147	8	which	which	PRON
issue-2479	147	9	each	each	DET
issue-2479	147	10	participating	participate	VERB
issue-2479	147	11	central	central	ADJ
issue-2479	147	12	bank	bank	NOUN
issue-2479	147	13	issues	issue	NOUN
issue-2479	147	14	its	its	PRON
issue-2479	147	15	own	own	ADJ
issue-2479	147	16	cbdc	cbdc	NOUN
issue-2479	147	17	and	and	CCONJ
issue-2479	147	18	operates	operate	VERB
issue-2479	147	19	a	a	DET
issue-2479	147	20	verification	verification	NOUN
issue-2479	147	21	node	node	NOUN
issue-2479	147	22	in	in	ADP
issue-2479	147	23	the	the	DET
issue-2479	147	24	common	common	ADJ
issue-2479	147	25	system	system	NOUN
issue-2479	147	26	.	.	PUNCT
issue-2479	148	1	3	3	X
issue-2479	148	2	.	.	X
issue-2479	148	3	the	the	DET
issue-2479	148	4	third	third	ADJ
issue-2479	148	5	project	project	NOUN
issue-2479	148	6	explores	explore	VERB
issue-2479	148	7	the	the	DET
issue-2479	148	8	advantages	advantage	NOUN
issue-2479	148	9	and	and	CCONJ
issue-2479	148	10	disadvantages	disadvantage	NOUN
issue-2479	148	11	of	of	ADP
issue-2479	148	12	different	different	ADJ
issue-2479	148	13	dlt	dlt	PROPN
issue-2479	148	14	prototypes	prototype	NOUN
issue-2479	148	15	and	and	CCONJ
issue-2479	148	16	verification	verification	NOUN
issue-2479	148	17	mechanisms	mechanism	NOUN
issue-2479	148	18	for	for	ADP
issue-2479	148	19	supporting	support	VERB
issue-2479	148	20	a	a	DET
issue-2479	148	21	shared	share	VERB
issue-2479	148	22	platform	platform	NOUN
issue-2479	148	23	with	with	ADP
issue-2479	148	24	multiple	multiple	ADJ
issue-2479	148	25	cbdcs	cbdc	NOUN
issue-2479	148	26	.	.	PUNCT
issue-2479	149	1	overall	overall	ADV
issue-2479	149	2	,	,	PUNCT
issue-2479	149	3	these	these	DET
issue-2479	149	4	projects	project	NOUN
issue-2479	149	5	show	show	VERB
issue-2479	149	6	that	that	SCONJ
issue-2479	149	7	new	new	ADJ
issue-2479	149	8	technologies	technology	NOUN
issue-2479	149	9	have	have	VERB
issue-2479	149	10	significant	significant	ADJ
issue-2479	149	11	potential	potential	NOUN
issue-2479	149	12	if	if	SCONJ
issue-2479	149	13	they	they	PRON
issue-2479	149	14	are	be	AUX
issue-2479	149	15	applied	apply	VERB
issue-2479	149	16	within	within	ADP
issue-2479	149	17	the	the	DET
issue-2479	149	18	existing	exist	VERB
issue-2479	149	19	institutional	institutional	ADJ
issue-2479	149	20	structure	structure	NOUN
issue-2479	149	21	of	of	ADP
issue-2479	149	22	the	the	DET
issue-2479	149	23	monetary	monetary	ADJ
issue-2479	149	24	system	system	NOUN
issue-2479	149	25	.	.	PUNCT
issue-2479	150	1	central	central	ADJ
issue-2479	150	2	banks	bank	NOUN
issue-2479	150	3	,	,	PUNCT
issue-2479	150	4	as	as	ADP
issue-2479	150	5	verification	verification	NOUN
issue-2479	150	6	nodes	node	NOUN
issue-2479	150	7	,	,	PUNCT
issue-2479	150	8	are	be	AUX
issue-2479	150	9	not	not	PART
issue-2479	150	10	set	set	VERB
issue-2479	150	11	up	up	ADP
issue-2479	150	12	to	to	PART
issue-2479	150	13	make	make	VERB
issue-2479	150	14	money	money	NOUN
issue-2479	150	15	from	from	ADP
issue-2479	150	16	coin	coin	NOUN
issue-2479	150	17	mining	mining	NOUN
issue-2479	150	18	.	.	PUNCT
issue-2479	151	1	they	they	PRON
issue-2479	151	2	fulfil	fulfil	VERB
issue-2479	151	3	this	this	DET
issue-2479	151	4	role	role	NOUN
issue-2479	151	5	as	as	ADP
issue-2479	151	6	part	part	NOUN
issue-2479	151	7	of	of	ADP
issue-2479	151	8	their	their	PRON
issue-2479	151	9	public	public	ADJ
issue-2479	151	10	service	service	NOUN
issue-2479	151	11	mandate	mandate	NOUN
issue-2479	151	12	.	.	PUNCT
issue-2479	152	1	while	while	SCONJ
issue-2479	152	2	many	many	ADJ
issue-2479	152	3	central	central	ADJ
issue-2479	152	4	banks	bank	NOUN
issue-2479	152	5	are	be	AUX
issue-2479	152	6	adjusting	adjust	VERB
issue-2479	152	7	their	their	PRON
issue-2479	152	8	monetary	monetary	ADJ
issue-2479	152	9	policy	policy	NOUN
issue-2479	152	10	strategy	strategy	NOUN
issue-2479	152	11	,	,	PUNCT
issue-2479	152	12	some	some	PRON
issue-2479	152	13	argue	argue	VERB
issue-2479	152	14	that	that	SCONJ
issue-2479	152	15	the	the	DET
issue-2479	152	16	cbdc	cbdc	NOUN
issue-2479	152	17	will	will	AUX
issue-2479	152	18	allow	allow	VERB
issue-2479	152	19	a	a	DET
issue-2479	152	20	shift	shift	NOUN
issue-2479	152	21	from	from	ADP
issue-2479	152	22	inflation	inflation	NOUN
issue-2479	152	23	targeting	target	VERB
issue-2479	152	24	to	to	ADP
issue-2479	152	25	price	price	NOUN
issue-2479	152	26	level	level	NOUN
issue-2479	152	27	targeting	target	VERB
issue-2479	152	28	(	(	PUNCT
issue-2479	152	29	bis	bis	ADJ
issue-2479	152	30	,	,	PUNCT
issue-2479	152	31	2021	2021	NUM
issue-2479	152	32	)	)	PUNCT
issue-2479	152	33	.	.	PUNCT
issue-2479	153	1	inflation	inflation	NOUN
issue-2479	153	2	targeting	target	VERB
issue-2479	153	3	is	be	AUX
issue-2479	153	4	a	a	DET
issue-2479	153	5	central	central	ADJ
issue-2479	153	6	bank	bank	NOUN
issue-2479	153	7	policy	policy	NOUN
issue-2479	153	8	aimed	aim	VERB
issue-2479	153	9	at	at	ADP
issue-2479	153	10	achieving	achieve	VERB
issue-2479	153	11	price	price	NOUN
issue-2479	153	12	stability	stability	NOUN
issue-2479	153	13	,	,	PUNCT
issue-2479	153	14	which	which	PRON
issue-2479	153	15	consists	consist	VERB
issue-2479	153	16	of	of	ADP
issue-2479	153	17	setting	set	VERB
issue-2479	153	18	a	a	DET
issue-2479	153	19	target	target	NOUN
issue-2479	153	20	for	for	ADP
issue-2479	153	21	the	the	DET
issue-2479	153	22	inflation	inflation	NOUN
issue-2479	153	23	rate	rate	NOUN
issue-2479	153	24	and	and	CCONJ
issue-2479	153	25	achieving	achieve	VERB
issue-2479	153	26	this	this	DET
issue-2479	153	27	goal	goal	NOUN
issue-2479	153	28	through	through	ADP
issue-2479	153	29	monetary	monetary	ADJ
issue-2479	153	30	policy	policy	NOUN
issue-2479	153	31	instruments	instrument	NOUN
issue-2479	153	32	.	.	PUNCT
issue-2479	154	1	according	accord	VERB
issue-2479	154	2	to	to	ADP
issue-2479	154	3	the	the	DET
issue-2479	154	4	authors	author	NOUN
issue-2479	154	5	of	of	ADP
issue-2479	154	6	the	the	DET
issue-2479	154	7	idea	idea	NOUN
issue-2479	154	8	,	,	PUNCT
issue-2479	154	9	conditional	conditional	ADJ
issue-2479	154	10	cdbc	cdbc	NOUN
issue-2479	154	11	transfers	transfer	NOUN
issue-2479	154	12	can	can	AUX
issue-2479	154	13	facilitate	facilitate	VERB
issue-2479	154	14	the	the	DET
issue-2479	154	15	implementation	implementation	NOUN
issue-2479	154	16	of	of	ADP
issue-2479	154	17	price	price	NOUN
issue-2479	154	18	level	level	NOUN
issue-2479	154	19	targeting	target	VERB
issue-2479	154	20	.	.	PUNCT
issue-2479	155	1	they	they	PRON
issue-2479	155	2	argue	argue	VERB
issue-2479	155	3	that	that	SCONJ
issue-2479	155	4	price	price	NOUN
issue-2479	155	5	level	level	NOUN
issue-2479	155	6	targeting	target	VERB
issue-2479	155	7	will	will	AUX
issue-2479	155	8	facilitate	facilitate	VERB
issue-2479	155	9	the	the	DET
issue-2479	155	10	formulation	formulation	NOUN
issue-2479	155	11	of	of	ADP
issue-2479	155	12	consumption	consumption	NOUN
issue-2479	155	13	and	and	CCONJ
issue-2479	155	14	investment	investment	NOUN
issue-2479	155	15	plans	plan	NOUN
issue-2479	155	16	by	by	ADP
issue-2479	155	17	households	household	NOUN
issue-2479	155	18	and	and	CCONJ
issue-2479	155	19	firms	firm	NOUN
issue-2479	155	20	,	,	PUNCT
issue-2479	155	21	since	since	SCONJ
issue-2479	155	22	the	the	DET
issue-2479	155	23	cost	cost	NOUN
issue-2479	155	24	of	of	ADP
issue-2479	155	25	a	a	DET
issue-2479	155	26	representative	representative	ADJ
issue-2479	155	27	basket	basket	NOUN
issue-2479	155	28	of	of	ADP
issue-2479	155	29	consumer	consumer	NOUN
issue-2479	155	30	goods	good	NOUN
issue-2479	155	31	,	,	PUNCT
issue-2479	155	32	measured	measure	VERB
issue-2479	155	33	in	in	ADP
issue-2479	155	34	terms	term	NOUN
issue-2479	155	35	of	of	ADP
issue-2479	155	36	cbdc	cbdc	NOUN
issue-2479	155	37	,	,	PUNCT
issue-2479	155	38	will	will	AUX
issue-2479	155	39	be	be	AUX
issue-2479	155	40	stable	stable	ADJ
issue-2479	155	41	in	in	ADP
issue-2479	155	42	the	the	DET
issue-2479	155	43	medium	medium	ADJ
issue-2479	155	44	term	term	NOUN
issue-2479	155	45	and	and	CCONJ
issue-2479	155	46	approximately	approximately	ADV
issue-2479	155	47	constant	constant	ADJ
issue-2479	155	48	in	in	ADP
issue-2479	155	49	the	the	DET
issue-2479	155	50	long	long	ADJ
issue-2479	155	51	run	run	NOUN
issue-2479	155	52	.	.	PUNCT
issue-2479	156	1	the	the	DET
issue-2479	156	2	target	target	NOUN
issue-2479	156	3	may	may	AUX
issue-2479	156	4	be	be	AUX
issue-2479	156	5	nominal	nominal	ADJ
issue-2479	156	6	gdp	gdp	NOUN
issue-2479	156	7	.	.	PUNCT
issue-2479	157	1	the	the	DET
issue-2479	157	2	central	central	PROPN
issue-2479	157	3	bank	bank	NOUN
issue-2479	157	4	sets	set	VERB
issue-2479	157	5	a	a	DET
issue-2479	157	6	certain	certain	ADJ
issue-2479	157	7	level	level	NOUN
issue-2479	157	8	of	of	ADP
issue-2479	157	9	nominal	nominal	ADJ
issue-2479	157	10	gdp	gdp	NOUN
issue-2479	157	11	as	as	ADP
issue-2479	157	12	its	its	PRON
issue-2479	157	13	target	target	NOUN
issue-2479	157	14	and	and	CCONJ
issue-2479	157	15	uses	use	VERB
issue-2479	157	16	instruments	instrument	NOUN
issue-2479	157	17	to	to	PART
issue-2479	157	18	grow	grow	VERB
issue-2479	157	19	the	the	DET
issue-2479	157	20	economy	economy	NOUN
issue-2479	157	21	.	.	PUNCT
issue-2479	158	1	for	for	ADP
issue-2479	158	2	example	example	NOUN
issue-2479	158	3	,	,	PUNCT
issue-2479	158	4	if	if	SCONJ
issue-2479	158	5	economic	economic	ADJ
issue-2479	158	6	growth	growth	NOUN
issue-2479	158	7	is	be	AUX
issue-2479	158	8	slowing	slow	VERB
issue-2479	158	9	,	,	PUNCT
issue-2479	158	10	the	the	DET
issue-2479	158	11	central	central	ADJ
issue-2479	158	12	bank	bank	NOUN
issue-2479	158	13	will	will	AUX
issue-2479	158	14	allow	allow	VERB
issue-2479	158	15	more	more	ADJ
issue-2479	158	16	inflation	inflation	NOUN
issue-2479	158	17	to	to	PART
issue-2479	158	18	stimulate	stimulate	VERB
issue-2479	158	19	economic	economic	ADJ
issue-2479	158	20	growth	growth	NOUN
issue-2479	158	21	.	.	PUNCT
issue-2479	159	1	conversely	conversely	ADV
issue-2479	159	2	,	,	PUNCT
issue-2479	159	3	if	if	SCONJ
issue-2479	159	4	the	the	DET
issue-2479	159	5	economy	economy	NOUN
issue-2479	159	6	is	be	AUX
issue-2479	159	7	overheating	overheat	VERB
issue-2479	159	8	due	due	ADP
issue-2479	159	9	to	to	ADP
issue-2479	159	10	too	too	ADV
issue-2479	159	11	fast	fast	ADJ
issue-2479	159	12	economic	economic	ADJ
issue-2479	159	13	growth	growth	NOUN
issue-2479	159	14	,	,	PUNCT
issue-2479	159	15	the	the	DET
issue-2479	159	16	regulator	regulator	NOUN
issue-2479	159	17	will	will	AUX
issue-2479	159	18	try	try	VERB
issue-2479	159	19	to	to	PART
issue-2479	159	20	slow	slow	VERB
issue-2479	159	21	down	down	ADP
issue-2479	159	22	the	the	DET
issue-2479	159	23	rate	rate	NOUN
issue-2479	159	24	of	of	ADP
issue-2479	159	25	inflation	inflation	NOUN
issue-2479	159	26	.	.	PUNCT
issue-2479	160	1	targeting	target	VERB
issue-2479	160	2	nominal	nominal	ADJ
issue-2479	160	3	gdp	gdp	NOUN
issue-2479	160	4	is	be	AUX
issue-2479	160	5	considered	consider	VERB
issue-2479	160	6	by	by	ADP
issue-2479	160	7	economists	economist	NOUN
issue-2479	160	8	to	to	PART
issue-2479	160	9	be	be	AUX
issue-2479	160	10	an	an	DET
issue-2479	160	11	effective	effective	ADJ
issue-2479	160	12	policy	policy	NOUN
issue-2479	160	13	for	for	ADP
issue-2479	160	14	preventing	prevent	VERB
issue-2479	160	15	supply	supply	NOUN
issue-2479	160	16	shocks	shock	NOUN
issue-2479	160	17	.	.	PUNCT
issue-2479	161	1	it	it	PRON
issue-2479	161	2	should	should	AUX
issue-2479	161	3	not	not	PART
issue-2479	161	4	be	be	AUX
issue-2479	161	5	forgotten	forget	VERB
issue-2479	161	6	that	that	SCONJ
issue-2479	161	7	monetary	monetary	ADJ
issue-2479	161	8	policy	policy	NOUN
issue-2479	161	9	is	be	AUX
issue-2479	161	10	based	base	VERB
issue-2479	161	11	on	on	ADP
issue-2479	161	12	the	the	DET
issue-2479	161	13	stability	stability	NOUN
issue-2479	161	14	of	of	ADP
issue-2479	161	15	the	the	DET
issue-2479	161	16	currency	currency	NOUN
issue-2479	161	17	used	use	VERB
issue-2479	161	18	in	in	ADP
issue-2479	161	19	settlements	settlement	NOUN
issue-2479	161	20	.	.	PUNCT
issue-2479	162	1	as	as	SCONJ
issue-2479	162	2	the	the	DET
issue-2479	162	3	market	market	NOUN
issue-2479	162	4	capitalisation	capitalisation	NOUN
issue-2479	162	5	grows	grow	VERB
issue-2479	162	6	,	,	PUNCT
issue-2479	162	7	trading	trading	NOUN
issue-2479	162	8	in	in	ADP
issue-2479	162	9	stablecoins	stablecoin	NOUN
issue-2479	162	10	becomes	become	VERB
issue-2479	162	11	more	more	ADV
issue-2479	162	12	liquid	liquid	ADJ
issue-2479	162	13	,	,	PUNCT
issue-2479	162	14	reducing	reduce	VERB
issue-2479	162	15	price	price	NOUN
issue-2479	162	16	fluctuations	fluctuation	NOUN
issue-2479	162	17	.	.	PUNCT
issue-2479	163	1	nevertheless	nevertheless	ADV
issue-2479	163	2	,	,	PUNCT
issue-2479	163	3	one	one	NUM
issue-2479	163	4	of	of	ADP
issue-2479	163	5	the	the	DET
issue-2479	163	6	oldest	old	ADJ
issue-2479	163	7	stablecoins	stablecoin	NOUN
issue-2479	163	8	(	(	PUNCT
issue-2479	163	9	tether	tether	NOUN
issue-2479	163	10	)	)	PUNCT
issue-2479	163	11	had	have	VERB
issue-2479	163	12	an	an	DET
issue-2479	163	13	average	average	ADJ
issue-2479	163	14	daily	daily	ADJ
issue-2479	163	15	price	price	NOUN
issue-2479	163	16	with	with	ADP
issue-2479	163	17	a	a	DET
issue-2479	163	18	volatility	volatility	NOUN
issue-2479	163	19	of	of	ADP
issue-2479	163	20	about	about	ADV
issue-2479	163	21	2	2	NUM
issue-2479	163	22	percentage	percentage	NOUN
issue-2479	163	23	points	point	NOUN
issue-2479	163	24	between	between	ADP
issue-2479	163	25	the	the	DET
issue-2479	163	26	end	end	NOUN
issue-2479	163	27	of	of	ADP
issue-2479	163	28	september	september	PROPN
issue-2479	163	29	2022	2022	NUM
issue-2479	163	30	and	and	CCONJ
issue-2479	163	31	the	the	DET
issue-2479	163	32	end	end	NOUN
issue-2479	163	33	of	of	ADP
issue-2479	163	34	september	september	PROPN
issue-2479	163	35	2023	2023	NUM
issue-2479	163	36	.	.	PUNCT
issue-2479	164	1	this	this	PRON
issue-2479	164	2	suggests	suggest	VERB
issue-2479	164	3	that	that	SCONJ
issue-2479	164	4	to	to	ADP
issue-2479	164	5	date	date	NOUN
issue-2479	164	6	,	,	PUNCT
issue-2479	164	7	no	no	DET
issue-2479	164	8	stablecoin	stablecoin	NOUN
issue-2479	164	9	has	have	AUX
issue-2479	164	10	been	be	AUX
issue-2479	164	11	able	able	ADJ
issue-2479	164	12	to	to	PART
issue-2479	164	13	achieve	achieve	VERB
issue-2479	164	14	the	the	DET
issue-2479	164	15	important	important	ADJ
issue-2479	164	16	prerequisite	prerequisite	NOUN
issue-2479	164	17	of	of	ADP
issue-2479	164	18	becoming	become	VERB
issue-2479	164	19	a	a	DET
issue-2479	164	20	reliable	reliable	ADJ
issue-2479	164	21	means	mean	NOUN
issue-2479	164	22	of	of	ADP
issue-2479	164	23	saving	save	VERB
issue-2479	164	24	,	,	PUNCT
issue-2479	164	25	i.e.	i.e.	X
issue-2479	164	26	,	,	PUNCT
issue-2479	164	27	providing	provide	VERB
issue-2479	164	28	a	a	DET
issue-2479	164	29	guarantee	guarantee	NOUN
issue-2479	164	30	of	of	ADP
issue-2479	164	31	a	a	DET
issue-2479	164	32	stable	stable	ADJ
issue-2479	164	33	price	price	NOUN
issue-2479	164	34	(	(	PUNCT
issue-2479	164	35	bis	bis	ADJ
issue-2479	164	36	,	,	PUNCT
issue-2479	164	37	2023	2023	NUM
issue-2479	164	38	,	,	PUNCT
issue-2479	164	39	p.	p.	NOUN
issue-2479	164	40	10	10	NUM
issue-2479	164	41	)	)	PUNCT
issue-2479	164	42	.	.	PUNCT
issue-2479	165	1	given	give	VERB
issue-2479	165	2	that	that	SCONJ
issue-2479	165	3	the	the	DET
issue-2479	165	4	main	main	ADJ
issue-2479	165	5	stablecoins	stablecoin	NOUN
issue-2479	165	6	are	be	AUX
issue-2479	165	7	backed	back	VERB
issue-2479	165	8	by	by	ADP
issue-2479	165	9	real	real	ADJ
issue-2479	165	10	fiat	fiat	NOUN
issue-2479	165	11	money	money	NOUN
issue-2479	165	12	,	,	PUNCT
issue-2479	165	13	dollars	dollar	NOUN
issue-2479	165	14	,	,	PUNCT
issue-2479	165	15	euros	euro	NOUN
issue-2479	165	16	,	,	PUNCT
issue-2479	165	17	mongolian	mongolian	ADJ
issue-2479	165	18	tugriks	tugrik	NOUN
issue-2479	165	19	and	and	CCONJ
issue-2479	165	20	others	other	NOUN
issue-2479	165	21	,	,	PUNCT
issue-2479	165	22	which	which	PRON
issue-2479	165	23	have	have	AUX
issue-2479	165	24	had	have	VERB
issue-2479	165	25	a	a	DET
issue-2479	165	26	high	high	ADJ
issue-2479	165	27	inflationary	inflationary	ADJ
issue-2479	165	28	value	value	NOUN
issue-2479	165	29	over	over	ADP
issue-2479	165	30	the	the	DET
issue-2479	165	31	past	past	ADJ
issue-2479	165	32	two	two	NUM
issue-2479	165	33	years	year	NOUN
issue-2479	165	34	,	,	PUNCT
issue-2479	165	35	stabilisation	stabilisation	NOUN
issue-2479	165	36	or	or	CCONJ
issue-2479	165	37	targeting	target	VERB
issue-2479	165	38	through	through	ADP
issue-2479	165	39	gdp	gdp	NOUN
issue-2479	165	40	is	be	AUX
issue-2479	165	41	practically	practically	ADV
issue-2479	165	42	impossible	impossible	ADJ
issue-2479	165	43	,	,	PUNCT
issue-2479	165	44	as	as	SCONJ
issue-2479	165	45	the	the	DET
issue-2479	165	46	us	us	PROPN
issue-2479	165	47	and	and	CCONJ
issue-2479	165	48	eu	eu	PROPN
issue-2479	165	49	countries	country	NOUN
issue-2479	165	50	are	be	AUX
issue-2479	165	51	increasing	increase	VERB
issue-2479	165	52	public	public	ADJ
issue-2479	165	53	debts	debt	NOUN
issue-2479	165	54	,	,	PUNCT
issue-2479	165	55	with	with	ADP
issue-2479	165	56	no	no	DET
issue-2479	165	57	real	real	ADJ
issue-2479	165	58	plans	plan	NOUN
issue-2479	165	59	to	to	PART
issue-2479	165	60	repay	repay	VERB
issue-2479	165	61	them	they	PRON
issue-2479	165	62	.	.	PUNCT
issue-2479	166	1	the	the	DET
issue-2479	166	2	theoretical	theoretical	ADJ
issue-2479	166	3	legacy	legacy	NOUN
issue-2479	166	4	of	of	ADP
issue-2479	166	5	milton	milton	PROPN
issue-2479	166	6	friedman	friedman	PROPN
issue-2479	166	7	,	,	PUNCT
issue-2479	166	8	a	a	DET
issue-2479	166	9	nobel	nobel	PROPN
issue-2479	166	10	prize	prize	NOUN
issue-2479	166	11	-	-	PUNCT
issue-2479	166	12	winning	win	VERB
issue-2479	166	13	economist	economist	NOUN
issue-2479	166	14	from	from	ADP
issue-2479	166	15	the	the	DET
issue-2479	166	16	university	university	NOUN
issue-2479	166	17	of	of	ADP
issue-2479	166	18	chicago	chicago	PROPN
issue-2479	166	19	,	,	PUNCT
issue-2479	166	20	who	who	PRON
issue-2479	166	21	proved	prove	VERB
issue-2479	166	22	60	60	NUM
issue-2479	166	23	years	year	NOUN
issue-2479	166	24	ago	ago	ADV
issue-2479	166	25	,	,	PUNCT
issue-2479	166	26	using	use	VERB
issue-2479	166	27	the	the	DET
issue-2479	166	28	example	example	NOUN
issue-2479	166	29	of	of	ADP
issue-2479	166	30	the	the	DET
issue-2479	166	31	great	great	ADJ
issue-2479	166	32	depression	depression	NOUN
issue-2479	166	33	,	,	PUNCT
issue-2479	166	34	that	that	SCONJ
issue-2479	166	35	the	the	DET
issue-2479	166	36	dynamics	dynamic	NOUN
issue-2479	166	37	of	of	ADP
issue-2479	166	38	the	the	DET
issue-2479	166	39	money	money	NOUN
issue-2479	166	40	supply	supply	NOUN
issue-2479	166	41	(	(	PUNCT
issue-2479	166	42	dm	dm	NOUN
issue-2479	166	43	)	)	PUNCT
issue-2479	166	44	determines	determine	VERB
issue-2479	166	45	the	the	DET
issue-2479	166	46	dynamics	dynamic	NOUN
issue-2479	166	47	of	of	ADP
issue-2479	166	48	gross	gross	ADJ
issue-2479	166	49	domestic	domestic	ADJ
issue-2479	166	50	product	product	NOUN
issue-2479	166	51	(	(	PUNCT
issue-2479	166	52	gdp	gdp	NOUN
issue-2479	166	53	):	):	PUNCT
issue-2479	166	54	if	if	SCONJ
issue-2479	166	55	the	the	DET
issue-2479	166	56	ms	ms	PROPN
issue-2479	166	57	grows	grow	VERB
issue-2479	166	58	,	,	PUNCT
issue-2479	166	59	the	the	DET
issue-2479	166	60	economy	economy	NOUN
issue-2479	166	61	grows	grow	VERB
issue-2479	166	62	,	,	PUNCT
issue-2479	166	63	if	if	SCONJ
issue-2479	166	64	it	it	PRON
issue-2479	166	65	falls	fall	VERB
issue-2479	166	66	,	,	PUNCT
issue-2479	166	67	a	a	DET
issue-2479	166	68	crisis	crisis	NOUN
issue-2479	166	69	is	be	AUX
issue-2479	166	70	virtually	virtually	ADV
issue-2479	166	71	guaranteed	guarantee	VERB
issue-2479	166	72	.	.	PUNCT
issue-2479	167	1	friedman	friedman	PROPN
issue-2479	167	2	's	's	PART
issue-2479	167	3	discovery	discovery	NOUN
issue-2479	167	4	turned	turn	VERB
issue-2479	167	5	out	out	ADP
issue-2479	167	6	to	to	PART
issue-2479	167	7	be	be	AUX
issue-2479	167	8	true	true	ADJ
issue-2479	167	9	only	only	ADV
issue-2479	167	10	for	for	ADP
issue-2479	167	11	countries	country	NOUN
issue-2479	167	12	with	with	ADP
issue-2479	167	13	low	low	ADJ
issue-2479	167	14	inflation	inflation	NOUN
issue-2479	167	15	.	.	PUNCT
issue-2479	168	1	but	but	CCONJ
issue-2479	168	2	for	for	ADP
issue-2479	168	3	countries	country	NOUN
issue-2479	168	4	with	with	ADP
issue-2479	168	5	high	high	ADJ
issue-2479	168	6	inflation	inflation	NOUN
issue-2479	168	7	(	(	PUNCT
issue-2479	168	8	such	such	ADJ
issue-2479	168	9	as	as	ADP
issue-2479	168	10	the	the	DET
issue-2479	168	11	us	us	PROPN
issue-2479	168	12	in	in	ADP
issue-2479	168	13	the	the	DET
issue-2479	168	14	1970s	1970	NOUN
issue-2479	168	15	)	)	PUNCT
issue-2479	168	16	,	,	PUNCT
issue-2479	168	17	the	the	DET
issue-2479	168	18	dm	dm	NOUN
issue-2479	168	19	should	should	AUX
issue-2479	168	20	be	be	AUX
issue-2479	168	21	adjusted	adjust	VERB
issue-2479	168	22	for	for	ADP
issue-2479	168	23	inflation	inflation	NOUN
issue-2479	168	24	,	,	PUNCT
issue-2479	168	25	i.e.	i.e.	X
issue-2479	168	26	,	,	PUNCT
issue-2479	168	27	the	the	DET
issue-2479	168	28	real	real	ADJ
issue-2479	168	29	money	money	NOUN
issue-2479	168	30	supply	supply	NOUN
issue-2479	168	31	should	should	AUX
issue-2479	168	32	be	be	AUX
issue-2479	168	33	included	include	VERB
issue-2479	168	34	in	in	ADP
issue-2479	168	35	the	the	DET
issue-2479	168	36	calculations	calculation	NOUN
issue-2479	168	37	.	.	PUNCT
issue-2479	169	1	the	the	DET
issue-2479	169	2	2008	2008	NUM
issue-2479	169	3	crisis	crisis	NOUN
issue-2479	169	4	proved	prove	VERB
issue-2479	169	5	this	this	PRON
issue-2479	169	6	once	once	ADV
issue-2479	169	7	again	again	ADV
issue-2479	169	8	,	,	PUNCT
issue-2479	169	9	when	when	SCONJ
issue-2479	169	10	the	the	DET
issue-2479	169	11	world	world	NOUN
issue-2479	169	12	's	's	PART
issue-2479	169	13	leading	lead	VERB
issue-2479	169	14	central	central	ADJ
issue-2479	169	15	banks	bank	NOUN
issue-2479	169	16	,	,	PUNCT
issue-2479	169	17	including	include	VERB
issue-2479	169	18	the	the	DET
issue-2479	169	19	federal	federal	PROPN
issue-2479	169	20	reserve	reserve	PROPN
issue-2479	169	21	,	,	PUNCT
issue-2479	169	22	the	the	DET
issue-2479	169	23	bank	bank	NOUN
issue-2479	169	24	of	of	ADP
issue-2479	169	25	japan	japan	PROPN
issue-2479	169	26	,	,	PUNCT
issue-2479	169	27	the	the	DET
issue-2479	169	28	european	european	PROPN
issue-2479	169	29	central	central	PROPN
issue-2479	169	30	bank	bank	PROPN
issue-2479	169	31	and	and	CCONJ
issue-2479	169	32	the	the	DET
issue-2479	169	33	bank	bank	PROPN
issue-2479	169	34	of	of	ADP
issue-2479	169	35	england	england	PROPN
issue-2479	169	36	,	,	PUNCT
issue-2479	169	37	injected	inject	VERB
issue-2479	169	38	more	more	ADJ
issue-2479	169	39	than	than	ADP
issue-2479	169	40	25	25	NUM
issue-2479	169	41	trillion	trillion	NUM
issue-2479	169	42	usd	usd	NOUN
issue-2479	169	43	into	into	ADP
issue-2479	169	44	the	the	DET
issue-2479	169	45	global	global	ADJ
issue-2479	169	46	economy	economy	NOUN
issue-2479	169	47	through	through	ADP
issue-2479	169	48	quantitative	quantitative	ADJ
issue-2479	169	49	easing	ease	VERB
issue-2479	169	50	(	(	PUNCT
issue-2479	169	51	qe	qe	NOUN
issue-2479	169	52	)	)	PUNCT
issue-2479	169	53	mechanisms	mechanism	NOUN
issue-2479	169	54	since	since	SCONJ
issue-2479	169	55	2008	2008	NUM
issue-2479	169	56	.	.	PUNCT
issue-2479	170	1	in	in	ADP
issue-2479	170	2	response	response	NOUN
issue-2479	170	3	to	to	ADP
issue-2479	170	4	the	the	DET
issue-2479	170	5	economic	economic	ADJ
issue-2479	170	6	shock	shock	NOUN
issue-2479	170	7	caused	cause	VERB
issue-2479	170	8	by	by	ADP
issue-2479	170	9	covid-19	covid-19	PROPN
issue-2479	170	10	,	,	PUNCT
issue-2479	170	11	the	the	DET
issue-2479	170	12	world	world	NOUN
issue-2479	170	13	's	's	PART
issue-2479	170	14	four	four	NUM
issue-2479	170	15	leading	lead	VERB
issue-2479	170	16	central	central	ADJ
issue-2479	170	17	banks	bank	NOUN
issue-2479	170	18	increased	increase	VERB
issue-2479	170	19	their	their	PRON
issue-2479	170	20	quantitative	quantitative	ADJ
issue-2479	170	21	easing	ease	VERB
issue-2479	170	22	programmes	programme	NOUN
issue-2479	170	23	by	by	ADP
issue-2479	170	24	a	a	DET
issue-2479	170	25	total	total	NOUN
issue-2479	170	26	of	of	ADP
issue-2479	170	27	$	$	SYM
issue-2479	170	28	9.1	9.1	NUM
issue-2479	170	29	trillion	trillion	NUM
issue-2479	170	30	to	to	PART
issue-2479	170	31	support	support	VERB
issue-2479	170	32	their	their	PRON
issue-2479	170	33	own	own	ADJ
issue-2479	170	34	economies	economy	NOUN
issue-2479	170	35	and	and	CCONJ
issue-2479	170	36	the	the	DET
issue-2479	170	37	functioning	functioning	NOUN
issue-2479	170	38	of	of	ADP
issue-2479	170	39	international	international	ADJ
issue-2479	170	40	financial	financial	ADJ
issue-2479	170	41	markets	market	NOUN
issue-2479	170	42	(	(	PUNCT
issue-2479	170	43	major	major	ADJ
issue-2479	170	44	,	,	PUNCT
issue-2479	170	45	2021	2021	NUM
issue-2479	170	46	)	)	PUNCT
issue-2479	170	47	.	.	PUNCT
issue-2479	171	1	gdp	gdp	NOUN
issue-2479	171	2	growth	growth	NOUN
issue-2479	171	3	was	be	AUX
issue-2479	171	4	much	much	ADV
issue-2479	171	5	lower	low	ADJ
issue-2479	171	6	than	than	ADP
issue-2479	171	7	these	these	DET
issue-2479	171	8	injections	injection	NOUN
issue-2479	171	9	,	,	PUNCT
issue-2479	171	10	leading	lead	VERB
issue-2479	171	11	to	to	ADP
issue-2479	171	12	an	an	DET
issue-2479	171	13	increase	increase	NOUN
issue-2479	171	14	in	in	ADP
issue-2479	171	15	inflation	inflation	NOUN
issue-2479	171	16	,	,	PUNCT
issue-2479	171	17	and	and	CCONJ
issue-2479	171	18	some	some	DET
issue-2479	171	19	eu	eu	PROPN
issue-2479	171	20	countries	country	NOUN
issue-2479	171	21	slipped	slip	VERB
issue-2479	171	22	into	into	ADP
issue-2479	171	23	recession	recession	NOUN
issue-2479	171	24	(	(	PUNCT
issue-2479	171	25	baltgailis	baltgailis	PROPN
issue-2479	171	26	,	,	PUNCT
issue-2479	171	27	simakhova	simakhova	PROPN
issue-2479	171	28	,	,	PUNCT
issue-2479	171	29	buka	buka	PROPN
issue-2479	171	30	,	,	PUNCT
issue-2479	171	31	2023	2023	NUM
issue-2479	171	32	)	)	PUNCT
issue-2479	171	33	(	(	PUNCT
issue-2479	171	34	table	table	NOUN
issue-2479	171	35	1	1	NUM
issue-2479	171	36	,	,	PUNCT
issue-2479	171	37	table	table	NOUN
issue-2479	171	38	2	2	NUM
issue-2479	171	39	)	)	PUNCT
issue-2479	171	40	.	.	PUNCT
issue-2479	172	1	a	a	DET
issue-2479	172	2	comparison	comparison	NOUN
issue-2479	172	3	of	of	ADP
issue-2479	172	4	table	table	NOUN
issue-2479	172	5	1	1	NUM
issue-2479	172	6	and	and	CCONJ
issue-2479	172	7	table	table	NOUN
issue-2479	172	8	2	2	NUM
issue-2479	172	9	shows	show	VERB
issue-2479	172	10	a	a	DET
issue-2479	172	11	significant	significant	ADJ
issue-2479	172	12	increase	increase	NOUN
issue-2479	172	13	in	in	ADP
issue-2479	172	14	public	public	ADJ
issue-2479	172	15	debt	debt	NOUN
issue-2479	172	16	over	over	ADP
issue-2479	172	17	the	the	DET
issue-2479	172	18	past	past	ADJ
issue-2479	172	19	5	5	NUM
issue-2479	172	20	years	year	NOUN
issue-2479	172	21	in	in	ADP
issue-2479	172	22	such	such	ADJ
issue-2479	172	23	countries	country	NOUN
issue-2479	172	24	as	as	ADP
issue-2479	172	25	the	the	DET
issue-2479	172	26	united	united	PROPN
issue-2479	172	27	states	states	PROPN
issue-2479	172	28	,	,	PUNCT
issue-2479	172	29	japan	japan	PROPN
issue-2479	172	30	,	,	PUNCT
issue-2479	172	31	france	france	PROPN
issue-2479	172	32	,	,	PUNCT
issue-2479	172	33	and	and	CCONJ
issue-2479	172	34	italy	italy	PROPN
issue-2479	172	35	.	.	PUNCT
issue-2479	173	1	at	at	ADP
issue-2479	173	2	the	the	DET
issue-2479	173	3	same	same	ADJ
issue-2479	173	4	time	time	NOUN
issue-2479	173	5	,	,	PUNCT
issue-2479	173	6	gdp	gdp	NOUN
issue-2479	173	7	growth	growth	NOUN
issue-2479	173	8	rates	rate	NOUN
issue-2479	173	9	have	have	AUX
issue-2479	173	10	declined	decline	VERB
issue-2479	173	11	significantly	significantly	ADV
issue-2479	173	12	,	,	PUNCT
issue-2479	173	13	and	and	CCONJ
issue-2479	173	14	for	for	ADP
issue-2479	173	15	germany	germany	PROPN
issue-2479	173	16	they	they	PRON
issue-2479	173	17	were	be	AUX
issue-2479	173	18	negative	negative	ADJ
issue-2479	173	19	(	(	PUNCT
issue-2479	173	20	-0.54	-0.54	NUM
issue-2479	173	21	)	)	PUNCT
issue-2479	173	22	.	.	PUNCT
issue-2479	174	1	at	at	ADP
issue-2479	174	2	the	the	DET
issue-2479	174	3	same	same	ADJ
issue-2479	174	4	time	time	NOUN
issue-2479	174	5	,	,	PUNCT
issue-2479	174	6	the	the	DET
issue-2479	174	7	total	total	ADJ
issue-2479	174	8	number	number	NOUN
issue-2479	174	9	of	of	ADP
issue-2479	174	10	non	non	ADJ
issue-2479	174	11	-	-	ADJ
issue-2479	174	12	cash	cash	ADJ
issue-2479	174	13	payments	payment	NOUN
issue-2479	174	14	in	in	ADP
issue-2479	174	15	the	the	DET
issue-2479	174	16	euro	euro	NOUN
issue-2479	174	17	area	area	NOUN
issue-2479	174	18	in	in	ADP
issue-2479	174	19	the	the	DET
issue-2479	174	20	second	second	ADJ
issue-2479	174	21	half	half	NOUN
issue-2479	174	22	of	of	ADP
issue-2479	174	23	2022	2022	NUM
issue-2479	174	24	increased	increase	VERB
issue-2479	174	25	by	by	ADP
issue-2479	174	26	8.8	8.8	NUM
issue-2479	174	27	%	%	NOUN
issue-2479	174	28	to	to	ADP
issue-2479	174	29	65.9	65.9	NUM
issue-2479	174	30	billion	billion	NUM
issue-2479	174	31	eur	eur	NOUN
issue-2479	174	32	compared	compare	VERB
issue-2479	174	33	to	to	ADP
issue-2479	174	34	the	the	DET
issue-2479	174	35	previous	previous	ADJ
issue-2479	174	36	six	six	NUM
issue-2479	174	37	-	-	PUNCT
issue-2479	174	38	month	month	NOUN
issue-2479	174	39	period	period	NOUN
issue-2479	174	40	,	,	PUNCT
issue-2479	174	41	and	and	CCONJ
issue-2479	174	42	the	the	DET
issue-2479	174	43	total	total	ADJ
issue-2479	174	44	value	value	NOUN
issue-2479	174	45	increased	increase	VERB
issue-2479	174	46	by	by	ADP
issue-2479	174	47	2.8	2.8	NUM
issue-2479	174	48	%	%	NOUN
issue-2479	174	49	to	to	ADP
issue-2479	174	50	118.8	118.8	NUM
issue-2479	174	51	trillion	trillion	NUM
issue-2479	174	52	eur	eur	NOUN
issue-2479	174	53	(	(	PUNCT
issue-2479	174	54	figure	figure	NOUN
issue-2479	174	55	1	1	NUM
issue-2479	174	56	)	)	PUNCT
issue-2479	174	57	(	(	PUNCT
issue-2479	174	58	ecb	ecb	NOUN
issue-2479	174	59	,	,	PUNCT
issue-2479	174	60	2023	2023	NUM
issue-2479	174	61	)	)	PUNCT
issue-2479	174	62	.	.	PUNCT
issue-2479	175	1	in	in	ADP
issue-2479	175	2	the	the	DET
issue-2479	175	3	second	second	ADJ
issue-2479	175	4	half	half	NOUN
issue-2479	175	5	of	of	ADP
issue-2479	175	6	2022	2022	NUM
issue-2479	175	7	,	,	PUNCT
issue-2479	175	8	e	e	NOUN
issue-2479	175	9	-	-	NOUN
issue-2479	175	10	money	money	NOUN
issue-2479	175	11	payment	payment	NOUN
issue-2479	175	12	transactions	transaction	NOUN
issue-2479	175	13	in	in	ADP
issue-2479	175	14	the	the	DET
issue-2479	175	15	euro	euro	PROPN
issue-2479	175	16	area	area	NOUN
issue-2479	175	17	grew	grow	VERB
issue-2479	175	18	by	by	ADP
issue-2479	175	19	8.2	8.2	NUM
issue-2479	175	20	%	%	NOUN
issue-2479	175	21	,	,	PUNCT
issue-2479	175	22	reaching	reach	VERB
issue-2479	175	23	4.5	4.5	NUM
issue-2479	175	24	billion	billion	NUM
issue-2479	175	25	eur	eur	NOUN
issue-2479	175	26	compared	compare	VERB
issue-2479	175	27	to	to	ADP
issue-2479	175	28	the	the	DET
issue-2479	175	29	previous	previous	ADJ
issue-2479	175	30	six	six	NUM
issue-2479	175	31	months	month	NOUN
issue-2479	175	32	.	.	PUNCT
issue-2479	176	1	the	the	DET
issue-2479	176	2	total	total	ADJ
issue-2479	176	3	value	value	NOUN
issue-2479	176	4	also	also	ADV
issue-2479	176	5	increased	increase	VERB
issue-2479	176	6	markedly	markedly	ADV
issue-2479	176	7	by	by	ADP
issue-2479	176	8	12.2	12.2	NUM
issue-2479	176	9	%	%	NOUN
issue-2479	176	10	to	to	ADP
issue-2479	176	11	0.3	0.3	NUM
issue-2479	176	12	billion	billion	NUM
issue-2479	176	13	eur	eur	NOUN
issue-2479	176	14	.	.	PUNCT
issue-2479	177	1	of	of	ADP
issue-2479	177	2	all	all	DET
issue-2479	177	3	e	e	NOUN
issue-2479	177	4	-	-	NOUN
issue-2479	177	5	money	money	NOUN
issue-2479	177	6	payment	payment	NOUN
issue-2479	177	7	transactions	transaction	NOUN
issue-2479	177	8	,	,	PUNCT
issue-2479	177	9	22	22	NUM
issue-2479	177	10	%	%	NOUN
issue-2479	177	11	were	be	AUX
issue-2479	177	12	made	make	VERB
issue-2479	177	13	using	use	VERB
issue-2479	177	14	electronic	electronic	ADJ
issue-2479	177	15	payment	payment	NOUN
issue-2479	177	16	cards	card	NOUN
issue-2479	177	17	and	and	CCONJ
issue-2479	177	18	78	78	NUM
issue-2479	177	19	%	%	NOUN
issue-2479	177	20	were	be	AUX
issue-2479	177	21	made	make	VERB
issue-2479	177	22	using	use	VERB
issue-2479	177	23	e	e	NOUN
issue-2479	177	24	-	-	NOUN
issue-2479	177	25	money	money	NOUN
issue-2479	177	26	accounts	account	NOUN
issue-2479	177	27	.	.	PUNCT
issue-2479	178	1	in	in	ADP
issue-2479	178	2	terms	term	NOUN
issue-2479	178	3	of	of	ADP
issue-2479	178	4	value	value	NOUN
issue-2479	178	5	distribution	distribution	NOUN
issue-2479	178	6	,	,	PUNCT
issue-2479	178	7	electronic	electronic	ADJ
issue-2479	178	8	payment	payment	NOUN
issue-2479	178	9	card	card	NOUN
issue-2479	178	10	transactions	transaction	NOUN
issue-2479	178	11	accounted	account	VERB
issue-2479	178	12	for	for	ADP
issue-2479	178	13	18	18	NUM
issue-2479	178	14	%	%	NOUN
issue-2479	178	15	,	,	PUNCT
issue-2479	178	16	while	while	SCONJ
issue-2479	178	17	e	e	NOUN
issue-2479	178	18	-	-	NOUN
issue-2479	178	19	money	money	NOUN
issue-2479	178	20	account	account	NOUN
issue-2479	178	21	transactions	transaction	NOUN
issue-2479	178	22	accounted	account	VERB
issue-2479	178	23	for	for	ADP
issue-2479	178	24	82	82	NUM
issue-2479	178	25	%	%	NOUN
issue-2479	178	26	(	(	PUNCT
issue-2479	178	27	ebc	ebc	PROPN
issue-2479	178	28	,	,	PUNCT
issue-2479	178	29	2024	2024	NUM
issue-2479	178	30	)	)	PUNCT
issue-2479	178	31	.	.	PUNCT
issue-2479	179	1	baltic	baltic	PROPN
issue-2479	179	2	journal	journal	PROPN
issue-2479	179	3	of	of	ADP
issue-2479	179	4	economic	economic	ADJ
issue-2479	179	5	studies	study	NOUN
issue-2479	179	6	31	31	NUM
issue-2479	179	7	vol	vol	NOUN
issue-2479	179	8	.	.	PUNCT
issue-2479	180	1	10	10	NUM
issue-2479	180	2	no	no	NOUN
issue-2479	180	3	.	.	NOUN
issue-2479	181	1	3	3	NUM
issue-2479	181	2	,	,	PUNCT
issue-2479	181	3	2024	2024	NUM
issue-2479	181	4	with	with	ADP
issue-2479	181	5	the	the	DET
issue-2479	181	6	emergence	emergence	NOUN
issue-2479	181	7	and	and	CCONJ
issue-2479	181	8	spread	spread	VERB
issue-2479	181	9	of	of	ADP
issue-2479	181	10	fintech	fintech	NOUN
issue-2479	181	11	and	and	CCONJ
issue-2479	181	12	defi	defi	PROPN
issue-2479	181	13	technologies	technology	NOUN
issue-2479	181	14	,	,	PUNCT
issue-2479	181	15	as	as	ADV
issue-2479	181	16	well	well	ADV
issue-2479	181	17	as	as	ADP
issue-2479	181	18	the	the	DET
issue-2479	181	19	introduction	introduction	NOUN
issue-2479	181	20	of	of	ADP
issue-2479	181	21	cbdcs	cbdc	NOUN
issue-2479	182	1	,	,	PUNCT
issue-2479	182	2	the	the	DET
issue-2479	182	3	system	system	NOUN
issue-2479	182	4	of	of	ADP
issue-2479	182	5	cash	cash	NOUN
issue-2479	182	6	flow	flow	NOUN
issue-2479	182	7	control	control	NOUN
issue-2479	182	8	and	and	CCONJ
issue-2479	182	9	regulation	regulation	NOUN
issue-2479	182	10	is	be	AUX
issue-2479	182	11	becoming	become	VERB
issue-2479	182	12	much	much	ADV
issue-2479	182	13	more	more	ADV
issue-2479	182	14	complex	complex	ADJ
issue-2479	182	15	.	.	PUNCT
issue-2479	183	1	at	at	ADP
issue-2479	183	2	the	the	DET
issue-2479	183	3	beginning	beginning	NOUN
issue-2479	183	4	of	of	ADP
issue-2479	183	5	this	this	DET
issue-2479	183	6	article	article	NOUN
issue-2479	183	7	,	,	PUNCT
issue-2479	183	8	the	the	DET
issue-2479	183	9	authors	author	NOUN
issue-2479	183	10	described	describe	VERB
issue-2479	183	11	how	how	SCONJ
issue-2479	183	12	artificial	artificial	ADJ
issue-2479	183	13	intelligence	intelligence	NOUN
issue-2479	183	14	can	can	AUX
issue-2479	183	15	be	be	AUX
issue-2479	183	16	used	use	VERB
issue-2479	183	17	in	in	ADP
issue-2479	183	18	the	the	DET
issue-2479	183	19	development	development	NOUN
issue-2479	183	20	of	of	ADP
issue-2479	183	21	the	the	DET
issue-2479	183	22	banking	banking	NOUN
issue-2479	183	23	sector	sector	NOUN
issue-2479	183	24	.	.	PUNCT
issue-2479	184	1	the	the	DET
issue-2479	184	2	possible	possible	ADJ
issue-2479	184	3	instability	instability	NOUN
issue-2479	184	4	of	of	ADP
issue-2479	184	5	stablecoins	stablecoin	NOUN
issue-2479	184	6	and	and	CCONJ
issue-2479	184	7	the	the	DET
issue-2479	184	8	transfer	transfer	NOUN
issue-2479	184	9	of	of	ADP
issue-2479	184	10	these	these	DET
issue-2479	184	11	risks	risk	NOUN
issue-2479	184	12	to	to	ADP
issue-2479	184	13	the	the	DET
issue-2479	184	14	primary	primary	ADJ
issue-2479	184	15	financial	financial	ADJ
issue-2479	184	16	market	market	NOUN
issue-2479	184	17	,	,	PUNCT
issue-2479	184	18	once	once	ADV
issue-2479	184	19	again	again	ADV
issue-2479	184	20	,	,	PUNCT
issue-2479	184	21	relies	rely	VERB
issue-2479	184	22	on	on	ADP
issue-2479	184	23	the	the	DET
issue-2479	184	24	existing	exist	VERB
issue-2479	184	25	institutional	institutional	ADJ
issue-2479	184	26	structure	structure	NOUN
issue-2479	184	27	of	of	ADP
issue-2479	184	28	the	the	DET
issue-2479	184	29	monetary	monetary	ADJ
issue-2479	184	30	system	system	NOUN
issue-2479	184	31	,	,	PUNCT
issue-2479	184	32	which	which	PRON
issue-2479	184	33	is	be	AUX
issue-2479	184	34	determined	determine	VERB
issue-2479	184	35	through	through	ADP
issue-2479	184	36	various	various	ADJ
issue-2479	184	37	settlement	settlement	NOUN
issue-2479	184	38	platforms	platform	NOUN
issue-2479	184	39	that	that	PRON
issue-2479	184	40	are	be	AUX
issue-2479	184	41	being	be	AUX
issue-2479	184	42	developed	develop	VERB
issue-2479	184	43	and	and	CCONJ
issue-2479	184	44	implemented	implement	VERB
issue-2479	184	45	to	to	PART
issue-2479	184	46	expand	expand	VERB
issue-2479	184	47	settlement	settlement	NOUN
issue-2479	184	48	processes	process	NOUN
issue-2479	184	49	jointly	jointly	ADV
issue-2479	184	50	or	or	CCONJ
issue-2479	184	51	separately	separately	ADV
issue-2479	184	52	by	by	ADP
issue-2479	184	53	public	public	ADJ
issue-2479	184	54	and	and	CCONJ
issue-2479	184	55	private	private	ADJ
issue-2479	184	56	digital	digital	ADJ
issue-2479	184	57	currencies	currency	NOUN
issue-2479	184	58	.	.	PUNCT
issue-2479	185	1	in	in	ADP
issue-2479	185	2	this	this	DET
issue-2479	185	3	regard	regard	NOUN
issue-2479	185	4	,	,	PUNCT
issue-2479	185	5	the	the	DET
issue-2479	185	6	expansion	expansion	NOUN
issue-2479	185	7	of	of	ADP
issue-2479	185	8	the	the	DET
issue-2479	185	9	role	role	NOUN
issue-2479	185	10	of	of	ADP
issue-2479	185	11	central	central	ADJ
issue-2479	185	12	banks	bank	NOUN
issue-2479	185	13	in	in	ADP
issue-2479	185	14	the	the	DET
issue-2479	185	15	settlement	settlement	NOUN
issue-2479	185	16	system	system	NOUN
issue-2479	185	17	,	,	PUNCT
issue-2479	185	18	the	the	DET
issue-2479	185	19	still	still	ADV
issue-2479	185	20	unclear	unclear	ADJ
issue-2479	185	21	use	use	NOUN
issue-2479	185	22	of	of	ADP
issue-2479	185	23	cash	cash	NOUN
issue-2479	185	24	or	or	CCONJ
issue-2479	185	25	cbdc	cbdc	VERB
issue-2479	185	26	electronic	electronic	ADJ
issue-2479	185	27	tokens	token	NOUN
issue-2479	185	28	replacing	replace	VERB
issue-2479	185	29	it	it	PRON
issue-2479	185	30	,	,	PUNCT
issue-2479	185	31	the	the	DET
issue-2479	185	32	maintenance	maintenance	NOUN
issue-2479	185	33	of	of	ADP
issue-2479	185	34	a	a	DET
issue-2479	185	35	stable	stable	ADJ
issue-2479	185	36	exchange	exchange	NOUN
issue-2479	185	37	rate	rate	NOUN
issue-2479	185	38	between	between	ADP
issue-2479	185	39	electronic	electronic	ADJ
issue-2479	185	40	and	and	CCONJ
issue-2479	185	41	cash	cash	NOUN
issue-2479	185	42	money	money	NOUN
issue-2479	185	43	,	,	PUNCT
issue-2479	185	44	where	where	SCONJ
issue-2479	185	45	private	private	ADJ
issue-2479	185	46	digital	digital	ADJ
issue-2479	185	47	money	money	NOUN
issue-2479	185	48	is	be	AUX
issue-2479	185	49	processed	process	VERB
issue-2479	185	50	,	,	PUNCT
issue-2479	185	51	and	and	CCONJ
issue-2479	185	52	the	the	DET
issue-2479	185	53	big	big	ADJ
issue-2479	185	54	data	data	NOUN
issue-2479	185	55	transnationals	transnational	NOUN
issue-2479	185	56	themselves	themselves	PRON
issue-2479	185	57	,	,	PUNCT
issue-2479	185	58	which	which	PRON
issue-2479	185	59	are	be	AUX
issue-2479	185	60	constantly	constantly	ADV
issue-2479	185	61	increasing	increase	VERB
issue-2479	185	62	their	their	PRON
issue-2479	185	63	assets	asset	NOUN
issue-2479	185	64	and	and	CCONJ
issue-2479	185	65	influence	influence	NOUN
issue-2479	185	66	,	,	PUNCT
issue-2479	185	67	do	do	AUX
issue-2479	185	68	not	not	PART
issue-2479	185	69	give	give	VERB
issue-2479	185	70	hope	hope	NOUN
issue-2479	185	71	for	for	ADP
issue-2479	185	72	the	the	DET
issue-2479	185	73	stability	stability	NOUN
issue-2479	185	74	of	of	ADP
issue-2479	185	75	the	the	DET
issue-2479	185	76	state	state	NOUN
issue-2479	185	77	's	's	PART
issue-2479	185	78	monetary	monetary	ADJ
issue-2479	185	79	system	system	NOUN
issue-2479	185	80	.	.	PUNCT
issue-2479	186	1	the	the	DET
issue-2479	186	2	defi	defi	NOUN
issue-2479	186	3	market	market	NOUN
issue-2479	186	4	is	be	AUX
issue-2479	186	5	growing	grow	VERB
issue-2479	186	6	rapidly	rapidly	ADV
issue-2479	186	7	,	,	PUNCT
issue-2479	186	8	attracting	attract	VERB
issue-2479	186	9	an	an	DET
issue-2479	186	10	increasing	increase	VERB
issue-2479	186	11	number	number	NOUN
issue-2479	186	12	of	of	ADP
issue-2479	186	13	retail	retail	ADJ
issue-2479	186	14	investors	investor	NOUN
issue-2479	186	15	and	and	CCONJ
issue-2479	186	16	exposing	expose	VERB
issue-2479	186	17	them	they	PRON
issue-2479	186	18	to	to	ADP
issue-2479	186	19	high	high	ADJ
issue-2479	186	20	levels	level	NOUN
issue-2479	186	21	of	of	ADP
issue-2479	186	22	risk	risk	NOUN
issue-2479	186	23	.	.	PUNCT
issue-2479	187	1	the	the	DET
issue-2479	187	2	increased	increase	VERB
issue-2479	187	3	interest	interest	NOUN
issue-2479	187	4	and	and	CCONJ
issue-2479	187	5	adoption	adoption	NOUN
issue-2479	187	6	of	of	ADP
issue-2479	187	7	crypto	crypto	ADJ
issue-2479	187	8	assets	asset	NOUN
issue-2479	187	9	by	by	ADP
issue-2479	187	10	institutional	institutional	ADJ
issue-2479	187	11	investors	investor	NOUN
issue-2479	187	12	and	and	CCONJ
issue-2479	187	13	other	other	ADJ
issue-2479	187	14	traditional	traditional	ADJ
issue-2479	187	15	financial	financial	ADJ
issue-2479	187	16	services	service	NOUN
issue-2479	187	17	providers	provider	NOUN
issue-2479	187	18	is	be	AUX
issue-2479	187	19	leading	lead	VERB
issue-2479	187	20	to	to	ADP
issue-2479	187	21	an	an	DET
issue-2479	187	22	increased	increase	VERB
issue-2479	187	23	interconnectedness	interconnectedness	NOUN
issue-2479	187	24	between	between	ADP
issue-2479	187	25	the	the	DET
issue-2479	187	26	traditional	traditional	ADJ
issue-2479	187	27	,	,	PUNCT
issue-2479	187	28	centralised	centralised	ADJ
issue-2479	187	29	financial	financial	ADJ
issue-2479	187	30	system	system	NOUN
issue-2479	187	31	(	(	PUNCT
issue-2479	187	32	cefi	cefi	PROPN
issue-2479	187	33	)	)	PUNCT
issue-2479	187	34	and	and	CCONJ
issue-2479	187	35	the	the	DET
issue-2479	187	36	defi	defi	NOUN
issue-2479	187	37	system	system	NOUN
issue-2479	187	38	through	through	ADP
issue-2479	187	39	convergence	convergence	NOUN
issue-2479	187	40	points	point	NOUN
issue-2479	187	41	in	in	ADP
issue-2479	187	42	areas	area	NOUN
issue-2479	187	43	of	of	ADP
issue-2479	187	44	maximum	maximum	ADJ
issue-2479	187	45	profit	profit	NOUN
issue-2479	187	46	.	.	PUNCT
issue-2479	188	1	in	in	ADP
issue-2479	188	2	addition	addition	NOUN
issue-2479	188	3	,	,	PUNCT
issue-2479	188	4	the	the	DET
issue-2479	188	5	growing	grow	VERB
issue-2479	188	6	use	use	NOUN
issue-2479	188	7	of	of	ADP
issue-2479	188	8	stablecoins	stablecoin	NOUN
issue-2479	188	9	,	,	PUNCT
issue-2479	188	10	tokenised	tokenise	VERB
issue-2479	188	11	and	and	CCONJ
issue-2479	188	12	digital	digital	ADJ
issue-2479	188	13	assets	asset	NOUN
issue-2479	188	14	is	be	AUX
issue-2479	188	15	making	make	VERB
issue-2479	188	16	the	the	DET
issue-2479	188	17	boundaries	boundary	NOUN
issue-2479	188	18	between	between	ADP
issue-2479	188	19	the	the	DET
issue-2479	188	20	two	two	NUM
issue-2479	188	21	systems	system	NOUN
issue-2479	188	22	more	more	ADV
issue-2479	188	23	porous	porous	ADJ
issue-2479	188	24	and	and	CCONJ
issue-2479	188	25	increasing	increase	VERB
issue-2479	188	26	the	the	DET
issue-2479	188	27	risks	risk	NOUN
issue-2479	188	28	of	of	ADP
issue-2479	188	29	spillovers	spillover	NOUN
issue-2479	188	30	to	to	ADP
issue-2479	188	31	the	the	DET
issue-2479	188	32	traditional	traditional	ADJ
issue-2479	188	33	financial	financial	ADJ
issue-2479	188	34	system	system	NOUN
issue-2479	188	35	and	and	CCONJ
issue-2479	188	36	the	the	DET
issue-2479	188	37	real	real	ADJ
issue-2479	188	38	economy	economy	NOUN
issue-2479	188	39	.	.	PUNCT
issue-2479	189	1	such	such	ADJ
issue-2479	189	2	risks	risk	NOUN
issue-2479	189	3	are	be	AUX
issue-2479	189	4	exacerbated	exacerbate	VERB
issue-2479	189	5	by	by	ADP
issue-2479	189	6	the	the	DET
issue-2479	189	7	recent	recent	ADJ
issue-2479	189	8	price	price	NOUN
issue-2479	189	9	movements	movement	NOUN
issue-2479	189	10	of	of	ADP
issue-2479	189	11	major	major	ADJ
issue-2479	189	12	crypto	crypto	NOUN
issue-2479	189	13	assets	asset	NOUN
issue-2479	189	14	(	(	PUNCT
issue-2479	189	15	btc	btc	PROPN
issue-2479	189	16	,	,	PUNCT
issue-2479	189	17	eth	eth	NOUN
issue-2479	189	18	)	)	PUNCT
issue-2479	189	19	and	and	CCONJ
issue-2479	189	20	the	the	DET
issue-2479	189	21	re	re	NOUN
issue-2479	189	22	-	-	NOUN
issue-2479	189	23	use	use	NOUN
issue-2479	189	24	of	of	ADP
issue-2479	189	25	profits	profit	NOUN
issue-2479	189	26	in	in	ADP
issue-2479	189	27	the	the	DET
issue-2479	189	28	defi	defi	NOUN
issue-2479	189	29	space	space	NOUN
issue-2479	189	30	.	.	PUNCT
issue-2479	190	1	digital	digital	ADJ
issue-2479	190	2	multinationals	multinational	NOUN
issue-2479	190	3	are	be	AUX
issue-2479	190	4	not	not	PART
issue-2479	190	5	constrained	constrain	VERB
issue-2479	190	6	by	by	ADP
issue-2479	190	7	the	the	DET
issue-2479	190	8	borders	border	NOUN
issue-2479	190	9	of	of	ADP
issue-2479	190	10	the	the	DET
issue-2479	190	11	states	state	NOUN
issue-2479	190	12	in	in	ADP
issue-2479	190	13	which	which	PRON
issue-2479	190	14	they	they	PRON
issue-2479	190	15	are	be	AUX
issue-2479	190	16	based	base	VERB
issue-2479	190	17	.	.	PUNCT
issue-2479	191	1	for	for	ADP
issue-2479	191	2	example	example	NOUN
issue-2479	191	3	,	,	PUNCT
issue-2479	191	4	if	if	SCONJ
issue-2479	191	5	meta	meta	X
issue-2479	191	6	(	(	PUNCT
issue-2479	191	7	facebook	facebook	NOUN
issue-2479	191	8	)	)	PUNCT
issue-2479	191	9	wants	want	VERB
issue-2479	191	10	table	table	NOUN
issue-2479	191	11	1	1	NUM
issue-2479	191	12	level	level	NOUN
issue-2479	191	13	of	of	ADP
issue-2479	191	14	gdp	gdp	NOUN
issue-2479	191	15	growth	growth	NOUN
issue-2479	191	16	(	(	PUNCT
issue-2479	191	17	%	%	INTJ
issue-2479	191	18	)	)	PUNCT
issue-2479	191	19	,	,	PUNCT
issue-2479	191	20	government	government	NOUN
issue-2479	191	21	debt	debt	NOUN
issue-2479	191	22	(	(	PUNCT
issue-2479	191	23	%	%	NOUN
issue-2479	191	24	of	of	ADP
issue-2479	191	25	gdp	gdp	NOUN
issue-2479	191	26	)	)	PUNCT
issue-2479	191	27	and	and	CCONJ
issue-2479	191	28	inflation	inflation	NOUN
issue-2479	191	29	rate	rate	NOUN
issue-2479	191	30	(	(	PUNCT
issue-2479	191	31	%	%	INTJ
issue-2479	191	32	)	)	PUNCT
issue-2479	191	33	of	of	ADP
issue-2479	191	34	selected	select	VERB
issue-2479	191	35	countries	country	NOUN
issue-2479	191	36	in	in	ADP
issue-2479	191	37	2018	2018	NUM
issue-2479	191	38	usa	usa	PROPN
issue-2479	191	39	uk	uk	PROPN
issue-2479	191	40	latvia	latvia	PROPN
issue-2479	191	41	germany	germany	PROPN
issue-2479	191	42	france	france	PROPN
issue-2479	191	43	italy	italy	PROPN
issue-2479	191	44	estonia	estonia	PROPN
issue-2479	191	45	japan	japan	PROPN
issue-2479	191	46	canada	canada	PROPN
issue-2479	191	47	china	china	PROPN
issue-2479	191	48	ukraine	ukraine	PROPN
issue-2479	191	49	central	central	ADJ
issue-2479	191	50	government	government	NOUN
issue-2479	191	51	debt	debt	NOUN
issue-2479	191	52	,	,	PUNCT
issue-2479	191	53	total	total	NOUN
issue-2479	191	54	(	(	PUNCT
issue-2479	191	55	%	%	INTJ
issue-2479	191	56	gdp	gdp	NOUN
issue-2479	191	57	)	)	PUNCT
issue-2479	191	58	99	99	NUM
issue-2479	192	1	158	158	NUM
issue-2479	192	2	36.5	36.5	NUM
issue-2479	192	3	61	61	NUM
issue-2479	192	4	101.6	101.6	NUM
issue-2479	192	5	136	136	NUM
issue-2479	192	6	8.1	8.1	NUM
issue-2479	192	7	197.4	197.4	NUM
issue-2479	192	8	48.2	48.2	NUM
issue-2479	192	9	51.1	51.1	NUM
issue-2479	192	10	56.9	56.9	NUM
issue-2479	192	11	inflation	inflation	NOUN
issue-2479	192	12	rate	rate	NOUN
issue-2479	192	13	,	,	PUNCT
issue-2479	192	14	%	%	NOUN
issue-2479	192	15	2.4	2.4	NUM
issue-2479	192	16	2.5	2.5	NUM
issue-2479	192	17	2.5	2.5	NUM
issue-2479	192	18	1.7	1.7	NUM
issue-2479	192	19	1.8	1.8	NUM
issue-2479	192	20	1.1	1.1	NUM
issue-2479	192	21	3.4	3.4	NUM
issue-2479	192	22	1	1	NUM
issue-2479	192	23	2.3	2.3	NUM
issue-2479	192	24	2.07	2.07	NUM
issue-2479	192	25	10.9	10.9	NUM
issue-2479	192	26	gdp	gdp	NOUN
issue-2479	192	27	growth	growth	NOUN
issue-2479	192	28	%	%	NOUN
issue-2479	192	29	2.9	2.9	NUM
issue-2479	192	30	1.3	1.3	NUM
issue-2479	192	31	4.0	4.0	NUM
issue-2479	192	32	1.0	1.0	NUM
issue-2479	192	33	1.9	1.9	NUM
issue-2479	192	34	0.9	0.9	NUM
issue-2479	192	35	3.8	3.8	NUM
issue-2479	192	36	0.6	0.6	NUM
issue-2479	192	37	3.2	3.2	NUM
issue-2479	192	38	6.7	6.7	NUM
issue-2479	192	39	3.5	3.5	NUM
issue-2479	192	40	source	source	NOUN
issue-2479	192	41	:	:	PUNCT
issue-2479	192	42	ceic	ceic	VERB
issue-2479	192	43	2023	2023	NUM
issue-2479	192	44	,	,	PUNCT
issue-2479	192	45	state	state	NOUN
issue-2479	192	46	statistics	statistic	NOUN
issue-2479	192	47	service	service	NOUN
issue-2479	192	48	of	of	ADP
issue-2479	192	49	ukraine	ukraine	PROPN
issue-2479	192	50	2022	2022	NUM
issue-2479	192	51	,	,	PUNCT
issue-2479	192	52	world	world	NOUN
issue-2479	192	53	bank	bank	PROPN
issue-2479	192	54	,	,	PUNCT
issue-2479	192	55	2024	2024	NUM
issue-2479	192	56	,	,	PUNCT
issue-2479	192	57	statista	statista	NOUN
issue-2479	192	58	,	,	PUNCT
issue-2479	192	59	2024	2024	NUM
issue-2479	192	60	table	table	NOUN
issue-2479	192	61	2	2	NUM
issue-2479	192	62	level	level	NOUN
issue-2479	192	63	of	of	ADP
issue-2479	192	64	government	government	NOUN
issue-2479	192	65	debt	debt	NOUN
issue-2479	192	66	(	(	PUNCT
issue-2479	192	67	%	%	NOUN
issue-2479	192	68	of	of	ADP
issue-2479	192	69	gdp	gdp	NOUN
issue-2479	192	70	)	)	PUNCT
issue-2479	192	71	and	and	CCONJ
issue-2479	192	72	inflation	inflation	NOUN
issue-2479	192	73	rate	rate	NOUN
issue-2479	192	74	(	(	PUNCT
issue-2479	192	75	%	%	INTJ
issue-2479	192	76	)	)	PUNCT
issue-2479	192	77	of	of	ADP
issue-2479	192	78	selected	select	VERB
issue-2479	192	79	countries	country	NOUN
issue-2479	192	80	in	in	ADP
issue-2479	192	81	2023	2023	NUM
issue-2479	192	82	usa	usa	PROPN
issue-2479	192	83	uk	uk	PROPN
issue-2479	192	84	latvia	latvia	PROPN
issue-2479	192	85	germany	germany	PROPN
issue-2479	192	86	france	france	PROPN
issue-2479	192	87	italy	italy	PROPN
issue-2479	192	88	estonia	estonia	PROPN
issue-2479	192	89	japan	japan	PROPN
issue-2479	192	90	canada	canada	PROPN
issue-2479	192	91	china	china	PROPN
issue-2479	192	92	ukraine	ukraine	PROPN
issue-2479	192	93	central	central	ADJ
issue-2479	192	94	government	government	NOUN
issue-2479	192	95	debt	debt	NOUN
issue-2479	192	96	,	,	PUNCT
issue-2479	192	97	total	total	NOUN
issue-2479	192	98	(	(	PUNCT
issue-2479	192	99	%	%	INTJ
issue-2479	192	100	gdp	gdp	NOUN
issue-2479	192	101	)	)	PUNCT
issue-2479	192	102	123.04	123.04	NUM
issue-2479	192	103	97.4	97.4	NUM
issue-2479	192	104	44.8	44.8	NUM
issue-2479	192	105	69.3	69.3	NUM
issue-2479	192	106	113	113	NUM
issue-2479	192	107	151	151	NUM
issue-2479	192	108	18.1	18.1	NUM
issue-2479	192	109	13	13	NUM
issue-2479	192	110	262	262	NUM
issue-2479	192	111	22.7	22.7	NUM
issue-2479	192	112	71.6	71.6	NUM
issue-2479	192	113	inflation	inflation	NOUN
issue-2479	192	114	rate	rate	NOUN
issue-2479	192	115	,	,	PUNCT
issue-2479	192	116	%	%	NOUN
issue-2479	192	117	3.1	3.1	NUM
issue-2479	192	118	4	4	NUM
issue-2479	192	119	0.9	0.9	NUM
issue-2479	192	120	2.9	2.9	NUM
issue-2479	192	121	3.1	3.1	NUM
issue-2479	192	122	0.84	0.84	NUM
issue-2479	192	123	4.7	4.7	NUM
issue-2479	192	124	2.9	2.9	NUM
issue-2479	192	125	2.6	2.6	NUM
issue-2479	192	126	-0.8	-0.8	NUM
issue-2479	192	127	4.7	4.7	NUM
issue-2479	192	128	gdp	gdp	NOUN
issue-2479	192	129	growth	growth	NOUN
issue-2479	192	130	%	%	NOUN
issue-2479	192	131	2.09	2.09	NUM
issue-2479	192	132	0.48	0.48	NUM
issue-2479	192	133	0.6	0.6	NUM
issue-2479	192	134	-0.54	-0.54	NOUN
issue-2479	192	135	0.95	0.95	NUM
issue-2479	192	136	0.67	0.67	NUM
issue-2479	192	137	3.5	3.5	NUM
issue-2479	192	138	1.29	1.29	NUM
issue-2479	192	139	1.96	1.96	NUM
issue-2479	192	140	5.01	5.01	NUM
issue-2479	192	141	4.6	4.6	NUM
issue-2479	192	142	source	source	NOUN
issue-2479	192	143	:	:	PUNCT
issue-2479	192	144	us	us	PROPN
issue-2479	192	145	debt	debt	NOUN
issue-2479	192	146	clock2023	clock2023	PROPN
issue-2479	192	147	,	,	PUNCT
issue-2479	192	148	ceic2023	ceic2023	PROPN
issue-2479	192	149	,	,	PUNCT
issue-2479	192	150	trading	trading	NOUN
issue-2479	192	151	economics	economic	NOUN
issue-2479	192	152	,	,	PUNCT
issue-2479	192	153	2023	2023	NUM
issue-2479	192	154	,	,	PUNCT
issue-2479	192	155	trading	trading	NOUN
issue-2479	192	156	economics	economic	NOUN
issue-2479	192	157	,	,	PUNCT
issue-2479	192	158	2024	2024	NUM
issue-2479	192	159	;	;	PUNCT
issue-2479	192	160	statisticstime	statisticstime	NOUN
issue-2479	192	161	,	,	PUNCT
issue-2479	192	162	2023	2023	NUM
issue-2479	192	163	,	,	PUNCT
issue-2479	192	164	wisevoter	wisevoter	NOUN
issue-2479	192	165	,	,	PUNCT
issue-2479	192	166	2024	2024	NUM
issue-2479	192	167	figure	figure	NOUN
issue-2479	192	168	1	1	NUM
issue-2479	192	169	.	.	PUNCT
issue-2479	192	170	number	number	NOUN
issue-2479	192	171	of	of	ADP
issue-2479	192	172	total	total	ADJ
issue-2479	192	173	payment	payment	NOUN
issue-2479	192	174	transactions	transaction	NOUN
issue-2479	192	175	in	in	ADP
issue-2479	192	176	euro	euro	PROPN
issue-2479	192	177	area	area	NOUN
issue-2479	192	178	(	(	PUNCT
issue-2479	192	179	ebc	ebc	PROPN
issue-2479	192	180	,	,	PUNCT
issue-2479	192	181	2024	2024	NUM
issue-2479	192	182	)	)	PUNCT
issue-2479	192	183	  	  	SPACE
issue-2479	192	184	baltic	baltic	ADJ
issue-2479	192	185	journal	journal	NOUN
issue-2479	192	186	of	of	ADP
issue-2479	192	187	economic	economic	ADJ
issue-2479	192	188	studies	study	NOUN
issue-2479	192	189	32	32	NUM
issue-2479	192	190	vol	vol	NOUN
issue-2479	192	191	.	.	PUNCT
issue-2479	193	1	10	10	NUM
issue-2479	193	2	no	no	NOUN
issue-2479	193	3	.	.	NOUN
issue-2479	194	1	3	3	NUM
issue-2479	194	2	,	,	PUNCT
issue-2479	194	3	2024	2024	NUM
issue-2479	194	4	indian	indian	ADJ
issue-2479	194	5	whatsapp	whatsapp	NOUN
issue-2479	194	6	users	user	NOUN
issue-2479	194	7	to	to	PART
issue-2479	194	8	pay	pay	VERB
issue-2479	194	9	with	with	ADP
issue-2479	194	10	stablecoins	stablecoin	NOUN
issue-2479	194	11	backed	back	VERB
issue-2479	194	12	by	by	ADP
issue-2479	194	13	chinese	chinese	ADJ
issue-2479	194	14	cbdcs	cbdc	NOUN
issue-2479	194	15	,	,	PUNCT
issue-2479	194	16	who	who	PRON
issue-2479	194	17	can	can	AUX
issue-2479	194	18	interfere	interfere	VERB
issue-2479	194	19	with	with	ADP
issue-2479	194	20	that	that	PRON
issue-2479	194	21	?	?	PUNCT
issue-2479	195	1	modern	modern	ADJ
issue-2479	195	2	capitalism	capitalism	NOUN
issue-2479	195	3	is	be	AUX
issue-2479	195	4	characterised	characterise	VERB
issue-2479	195	5	primarily	primarily	ADV
issue-2479	195	6	by	by	ADP
issue-2479	195	7	the	the	DET
issue-2479	195	8	fact	fact	NOUN
issue-2479	195	9	that	that	SCONJ
issue-2479	195	10	rapid	rapid	ADJ
issue-2479	195	11	monetary	monetary	ADJ
issue-2479	195	12	exchange	exchange	NOUN
issue-2479	195	13	is	be	AUX
issue-2479	195	14	beginning	begin	VERB
issue-2479	195	15	to	to	PART
issue-2479	195	16	take	take	VERB
issue-2479	195	17	on	on	ADP
issue-2479	195	18	an	an	DET
issue-2479	195	19	independent	independent	ADJ
issue-2479	195	20	significance	significance	NOUN
issue-2479	195	21	,	,	PUNCT
issue-2479	195	22	becoming	become	VERB
issue-2479	195	23	an	an	DET
issue-2479	195	24	integral	integral	ADJ
issue-2479	195	25	and	and	CCONJ
issue-2479	195	26	dominant	dominant	ADJ
issue-2479	195	27	part	part	NOUN
issue-2479	195	28	of	of	ADP
issue-2479	195	29	life	life	NOUN
issue-2479	195	30	.	.	PUNCT
issue-2479	196	1	huge	huge	ADJ
issue-2479	196	2	market	market	NOUN
issue-2479	196	3	structures	structure	NOUN
issue-2479	196	4	that	that	PRON
issue-2479	196	5	emerge	emerge	VERB
issue-2479	196	6	from	from	ADP
issue-2479	196	7	monetary	monetary	ADJ
issue-2479	196	8	systems	system	NOUN
issue-2479	196	9	(	(	PUNCT
issue-2479	196	10	e.g.	e.g.	ADV
issue-2479	196	11	,	,	PUNCT
issue-2479	196	12	big	big	ADJ
issue-2479	196	13	data	datum	NOUN
issue-2479	196	14	,	,	PUNCT
issue-2479	196	15	fintech	fintech	NOUN
issue-2479	196	16	or	or	CCONJ
issue-2479	196	17	defi	defi	NOUN
issue-2479	196	18	)	)	PUNCT
issue-2479	196	19	can	can	AUX
issue-2479	196	20	lose	lose	VERB
issue-2479	196	21	touch	touch	NOUN
issue-2479	196	22	with	with	ADP
issue-2479	196	23	the	the	DET
issue-2479	196	24	underlying	underlie	VERB
issue-2479	196	25	communities	community	NOUN
issue-2479	196	26	and	and	CCONJ
issue-2479	196	27	ecosystems	ecosystem	NOUN
issue-2479	196	28	that	that	PRON
issue-2479	196	29	form	form	VERB
issue-2479	196	30	the	the	DET
issue-2479	196	31	institutional	institutional	ADJ
issue-2479	196	32	system	system	NOUN
issue-2479	196	33	of	of	ADP
issue-2479	196	34	a	a	DET
issue-2479	196	35	state	state	NOUN
issue-2479	196	36	.	.	PUNCT
issue-2479	197	1	for	for	ADP
issue-2479	197	2	example	example	NOUN
issue-2479	197	3	,	,	PUNCT
issue-2479	197	4	almost	almost	ADV
issue-2479	197	5	two	two	NUM
issue-2479	197	6	-	-	PUNCT
issue-2479	197	7	thirds	third	NOUN
issue-2479	197	8	of	of	ADP
issue-2479	197	9	executives	executive	NOUN
issue-2479	197	10	surveyed	survey	VERB
issue-2479	197	11	by	by	ADP
issue-2479	197	12	deloitt	deloitt	NOUN
issue-2479	197	13	recognise	recognise	VERB
issue-2479	197	14	that	that	SCONJ
issue-2479	197	15	transparency	transparency	NOUN
issue-2479	197	16	of	of	ADP
issue-2479	197	17	global	global	ADJ
issue-2479	197	18	cash	cash	NOUN
issue-2479	197	19	pools	pool	NOUN
issue-2479	197	20	and	and	CCONJ
issue-2479	197	21	risk	risk	NOUN
issue-2479	197	22	exposures	exposure	NOUN
issue-2479	197	23	is	be	AUX
issue-2479	197	24	a	a	DET
issue-2479	197	25	challenge	challenge	NOUN
issue-2479	197	26	.	.	PUNCT
issue-2479	198	1	similarly	similarly	ADV
issue-2479	198	2	,	,	PUNCT
issue-2479	198	3	83	83	NUM
issue-2479	198	4	%	%	NOUN
issue-2479	198	5	of	of	ADP
issue-2479	198	6	respondents	respondent	NOUN
issue-2479	198	7	said	say	VERB
issue-2479	198	8	they	they	PRON
issue-2479	198	9	lacked	lack	VERB
issue-2479	198	10	visibility	visibility	NOUN
issue-2479	198	11	into	into	ADP
issue-2479	198	12	currency	currency	NOUN
issue-2479	198	13	risk	risk	NOUN
issue-2479	198	14	,	,	PUNCT
issue-2479	198	15	with	with	ADP
issue-2479	198	16	unreliable	unreliable	ADJ
issue-2479	198	17	forecasting	forecasting	NOUN
issue-2479	198	18	being	be	AUX
issue-2479	198	19	the	the	DET
issue-2479	198	20	biggest	big	ADJ
issue-2479	198	21	challenge	challenge	NOUN
issue-2479	198	22	they	they	PRON
issue-2479	198	23	face	face	VERB
issue-2479	198	24	in	in	ADP
issue-2479	198	25	managing	manage	VERB
issue-2479	198	26	currency	currency	NOUN
issue-2479	198	27	risk	risk	NOUN
issue-2479	198	28	.	.	PUNCT
issue-2479	199	1	even	even	ADV
issue-2479	199	2	cash	cash	NOUN
issue-2479	199	3	flow	flow	NOUN
issue-2479	199	4	forecasting	forecasting	NOUN
issue-2479	199	5	appears	appear	VERB
issue-2479	199	6	to	to	PART
issue-2479	199	7	lack	lack	VERB
issue-2479	199	8	accuracy	accuracy	NOUN
issue-2479	199	9	(	(	PUNCT
issue-2479	199	10	deloitt	deloitt	NOUN
issue-2479	199	11	,	,	PUNCT
issue-2479	199	12	2024	2024	NUM
issue-2479	199	13	)	)	PUNCT
issue-2479	199	14	.	.	PUNCT
issue-2479	200	1	whether	whether	SCONJ
issue-2479	200	2	ai	ai	NOUN
issue-2479	200	3	will	will	AUX
issue-2479	200	4	be	be	AUX
issue-2479	200	5	able	able	ADJ
issue-2479	200	6	to	to	PART
issue-2479	200	7	solve	solve	VERB
issue-2479	200	8	the	the	DET
issue-2479	200	9	problem	problem	NOUN
issue-2479	200	10	of	of	ADP
issue-2479	200	11	forecasting	forecasting	NOUN
issue-2479	200	12	and	and	CCONJ
issue-2479	200	13	management	management	NOUN
issue-2479	200	14	in	in	ADP
issue-2479	200	15	the	the	DET
issue-2479	200	16	face	face	NOUN
issue-2479	200	17	of	of	ADP
issue-2479	200	18	increasing	increase	VERB
issue-2479	200	19	trends	trend	NOUN
issue-2479	200	20	towards	towards	ADP
issue-2479	200	21	complexity	complexity	NOUN
issue-2479	200	22	and	and	CCONJ
issue-2479	200	23	further	further	ADJ
issue-2479	200	24	intertwining	intertwine	VERB
issue-2479	200	25	of	of	ADP
issue-2479	200	26	cryptocurrency	cryptocurrency	NOUN
issue-2479	200	27	communities	community	NOUN
issue-2479	200	28	with	with	ADP
issue-2479	200	29	the	the	DET
issue-2479	200	30	primary	primary	ADJ
issue-2479	200	31	financial	financial	ADJ
issue-2479	200	32	market	market	NOUN
issue-2479	200	33	,	,	PUNCT
issue-2479	200	34	acceleration	acceleration	NOUN
issue-2479	200	35	of	of	ADP
issue-2479	200	36	international	international	ADJ
issue-2479	200	37	transactions	transaction	NOUN
issue-2479	200	38	and	and	CCONJ
issue-2479	200	39	development	development	NOUN
issue-2479	200	40	of	of	ADP
issue-2479	200	41	private	private	ADJ
issue-2479	200	42	cryptocurrency	cryptocurrency	NOUN
issue-2479	200	43	assets	asset	NOUN
issue-2479	200	44	.	.	PUNCT
issue-2479	201	1	however	however	ADV
issue-2479	201	2	,	,	PUNCT
issue-2479	201	3	in	in	ADP
issue-2479	201	4	such	such	ADJ
issue-2479	201	5	cases	case	NOUN
issue-2479	201	6	,	,	PUNCT
issue-2479	201	7	the	the	DET
issue-2479	201	8	process	process	NOUN
issue-2479	201	9	of	of	ADP
issue-2479	201	10	transition	transition	NOUN
issue-2479	201	11	from	from	ADP
issue-2479	201	12	a	a	DET
issue-2479	201	13	two	two	NUM
issue-2479	201	14	-	-	PUNCT
issue-2479	201	15	tier	tier	NOUN
issue-2479	201	16	banking	banking	NOUN
issue-2479	201	17	system	system	NOUN
issue-2479	201	18	to	to	ADP
issue-2479	201	19	a	a	DET
issue-2479	201	20	single	single	ADJ
issue-2479	201	21	-	-	PUNCT
issue-2479	201	22	tier	tier	NOUN
issue-2479	201	23	system	system	NOUN
issue-2479	201	24	,	,	PUNCT
issue-2479	201	25	excluding	exclude	VERB
issue-2479	201	26	intermediaries	intermediary	NOUN
issue-2479	201	27	in	in	ADP
issue-2479	201	28	the	the	DET
issue-2479	201	29	form	form	NOUN
issue-2479	201	30	of	of	ADP
issue-2479	201	31	commercial	commercial	ADJ
issue-2479	201	32	banks	bank	NOUN
issue-2479	201	33	and	and	CCONJ
issue-2479	201	34	private	private	ADJ
issue-2479	201	35	cryptocurrency	cryptocurrency	NOUN
issue-2479	201	36	developers	developer	NOUN
issue-2479	201	37	,	,	PUNCT
issue-2479	201	38	is	be	AUX
issue-2479	201	39	actively	actively	ADV
issue-2479	201	40	discussed	discuss	VERB
issue-2479	201	41	in	in	ADP
issue-2479	201	42	the	the	DET
issue-2479	201	43	process	process	NOUN
issue-2479	201	44	of	of	ADP
issue-2479	201	45	cbdc	cbdc	NOUN
issue-2479	201	46	implementation	implementation	NOUN
issue-2479	201	47	(	(	PUNCT
issue-2479	201	48	baltgailis	baltgailis	PROPN
issue-2479	201	49	,	,	PUNCT
issue-2479	201	50	menshikov	menshikov	NOUN
issue-2479	201	51	,	,	PUNCT
issue-2479	201	52	2023	2023	NUM
issue-2479	201	53	)	)	PUNCT
issue-2479	201	54	.	.	PUNCT
issue-2479	202	1	payment	payment	NOUN
issue-2479	202	2	and	and	CCONJ
issue-2479	202	3	settlement	settlement	NOUN
issue-2479	202	4	operations	operation	NOUN
issue-2479	202	5	and	and	CCONJ
issue-2479	202	6	cashless	cashless	NOUN
issue-2479	202	7	circulation	circulation	NOUN
issue-2479	202	8	are	be	AUX
issue-2479	202	9	based	base	VERB
issue-2479	202	10	on	on	ADP
issue-2479	202	11	the	the	DET
issue-2479	202	12	system	system	NOUN
issue-2479	202	13	of	of	ADP
issue-2479	202	14	interbank	interbank	NOUN
issue-2479	202	15	payments	payment	NOUN
issue-2479	202	16	.	.	PUNCT
issue-2479	203	1	central	central	ADJ
issue-2479	203	2	bank	bank	PROPN
issue-2479	203	3	digital	digital	ADJ
issue-2479	203	4	currencies	currency	NOUN
issue-2479	203	5	,	,	PUNCT
issue-2479	203	6	as	as	SCONJ
issue-2479	203	7	the	the	DET
issue-2479	203	8	name	name	NOUN
issue-2479	203	9	suggests	suggest	VERB
issue-2479	203	10	,	,	PUNCT
issue-2479	203	11	assume	assume	VERB
issue-2479	203	12	the	the	DET
issue-2479	203	13	existence	existence	NOUN
issue-2479	203	14	of	of	ADP
issue-2479	203	15	a	a	DET
issue-2479	203	16	central	central	ADJ
issue-2479	203	17	bank	bank	NOUN
issue-2479	203	18	monopoly	monopoly	NOUN
issue-2479	203	19	on	on	ADP
issue-2479	203	20	their	their	PRON
issue-2479	203	21	issuance	issuance	NOUN
issue-2479	203	22	and	and	CCONJ
issue-2479	203	23	make	make	VERB
issue-2479	203	24	it	it	PRON
issue-2479	203	25	unnecessary	unnecessary	ADJ
issue-2479	203	26	for	for	SCONJ
issue-2479	203	27	commercial	commercial	ADJ
issue-2479	203	28	banks	bank	NOUN
issue-2479	203	29	to	to	PART
issue-2479	203	30	multiply	multiply	VERB
issue-2479	203	31	the	the	DET
issue-2479	203	32	money	money	NOUN
issue-2479	203	33	supply	supply	NOUN
issue-2479	203	34	.	.	PUNCT
issue-2479	204	1	global	global	ADJ
issue-2479	204	2	big	big	ADJ
issue-2479	204	3	data	datum	NOUN
issue-2479	204	4	companies	company	NOUN
issue-2479	204	5	may	may	AUX
issue-2479	204	6	rely	rely	VERB
issue-2479	204	7	on	on	ADP
issue-2479	204	8	their	their	PRON
issue-2479	204	9	huge	huge	ADJ
issue-2479	204	10	customer	customer	NOUN
issue-2479	204	11	base	base	NOUN
issue-2479	204	12	to	to	PART
issue-2479	204	13	introduce	introduce	VERB
issue-2479	204	14	fast	fast	ADJ
issue-2479	204	15	and	and	CCONJ
issue-2479	204	16	convenient	convenient	ADJ
issue-2479	204	17	cryptocurrencies	cryptocurrencie	NOUN
issue-2479	204	18	to	to	ADP
issue-2479	204	19	their	their	PRON
issue-2479	204	20	customers	customer	NOUN
issue-2479	204	21	,	,	PUNCT
issue-2479	204	22	which	which	PRON
issue-2479	204	23	could	could	AUX
issue-2479	204	24	theoretically	theoretically	ADV
issue-2479	204	25	destabilise	destabilise	VERB
issue-2479	204	26	the	the	DET
issue-2479	204	27	current	current	ADJ
issue-2479	204	28	financial	financial	ADJ
issue-2479	204	29	system	system	NOUN
issue-2479	204	30	and	and	CCONJ
issue-2479	204	31	increase	increase	VERB
issue-2479	204	32	the	the	DET
issue-2479	204	33	risk	risk	NOUN
issue-2479	204	34	of	of	ADP
issue-2479	204	35	third	third	ADJ
issue-2479	204	36	-	-	PUNCT
issue-2479	204	37	country	country	NOUN
issue-2479	204	38	solutions	solution	NOUN
issue-2479	204	39	and	and	CCONJ
issue-2479	204	40	technologies	technology	NOUN
issue-2479	204	41	dominating	dominate	VERB
issue-2479	204	42	the	the	DET
issue-2479	204	43	payment	payment	NOUN
issue-2479	204	44	market	market	NOUN
issue-2479	204	45	.	.	PUNCT
issue-2479	205	1	therefore	therefore	ADV
issue-2479	205	2	,	,	PUNCT
issue-2479	205	3	in	in	ADP
issue-2479	205	4	order	order	NOUN
issue-2479	205	5	to	to	PART
issue-2479	205	6	maintain	maintain	VERB
issue-2479	205	7	its	its	PRON
issue-2479	205	8	monopoly	monopoly	NOUN
issue-2479	205	9	,	,	PUNCT
issue-2479	205	10	the	the	DET
issue-2479	205	11	central	central	ADJ
issue-2479	205	12	bank	bank	NOUN
issue-2479	205	13	may	may	AUX
issue-2479	205	14	ban	ban	VERB
issue-2479	205	15	private	private	ADJ
issue-2479	205	16	digital	digital	ADJ
issue-2479	205	17	currencies	currency	NOUN
issue-2479	205	18	,	,	PUNCT
issue-2479	205	19	as	as	SCONJ
issue-2479	205	20	happened	happen	VERB
issue-2479	205	21	in	in	ADP
issue-2479	205	22	china	china	PROPN
issue-2479	205	23	.	.	PUNCT
issue-2479	206	1	silvio	silvio	PROPN
issue-2479	206	2	gesell	gesell	PROPN
issue-2479	206	3	,	,	PUNCT
issue-2479	206	4	an	an	DET
issue-2479	206	5	early	early	ADJ
issue-2479	206	6	20th	20th	ADJ
issue-2479	206	7	-	-	PUNCT
issue-2479	206	8	century	century	NOUN
issue-2479	206	9	financial	financial	ADJ
issue-2479	206	10	reformer	reformer	NOUN
issue-2479	206	11	whose	whose	DET
issue-2479	206	12	ideas	idea	NOUN
issue-2479	206	13	had	have	VERB
issue-2479	206	14	a	a	DET
issue-2479	206	15	huge	huge	ADJ
issue-2479	206	16	impact	impact	NOUN
issue-2479	206	17	on	on	ADP
issue-2479	206	18	john	john	PROPN
issue-2479	206	19	maynard	maynard	PROPN
issue-2479	206	20	keynes	keynes	PROPN
issue-2479	206	21	and	and	CCONJ
issue-2479	206	22	his	his	PRON
issue-2479	206	23	theory	theory	NOUN
issue-2479	206	24	of	of	ADP
issue-2479	206	25	employment	employment	NOUN
issue-2479	206	26	,	,	PUNCT
issue-2479	206	27	interest	interest	NOUN
issue-2479	206	28	and	and	CCONJ
issue-2479	206	29	money	money	NOUN
issue-2479	206	30	,	,	PUNCT
issue-2479	206	31	argued	argue	VERB
issue-2479	206	32	that	that	SCONJ
issue-2479	206	33	the	the	DET
issue-2479	206	34	nature	nature	NOUN
issue-2479	206	35	of	of	ADP
issue-2479	206	36	money	money	NOUN
issue-2479	206	37	is	be	AUX
issue-2479	206	38	such	such	ADJ
issue-2479	206	39	that	that	SCONJ
issue-2479	206	40	its	its	PRON
issue-2479	206	41	free	free	ADJ
issue-2479	206	42	production	production	NOUN
issue-2479	206	43	and	and	CCONJ
issue-2479	206	44	circulation	circulation	NOUN
issue-2479	206	45	must	must	AUX
issue-2479	206	46	be	be	AUX
issue-2479	206	47	excluded	exclude	VERB
issue-2479	206	48	,	,	PUNCT
issue-2479	206	49	otherwise	otherwise	ADV
issue-2479	206	50	money	money	NOUN
issue-2479	206	51	will	will	AUX
issue-2479	206	52	cease	cease	VERB
issue-2479	206	53	to	to	PART
issue-2479	206	54	perform	perform	VERB
issue-2479	206	55	its	its	PRON
issue-2479	206	56	functions	function	NOUN
issue-2479	206	57	.	.	PUNCT
issue-2479	207	1	in	in	ADP
issue-2479	207	2	gesell	gesell	PROPN
issue-2479	207	3	's	's	PART
issue-2479	207	4	view	view	NOUN
issue-2479	207	5	,	,	PUNCT
issue-2479	207	6	the	the	DET
issue-2479	207	7	state	state	NOUN
issue-2479	207	8	can	can	AUX
issue-2479	207	9	ignore	ignore	VERB
issue-2479	207	10	those	those	PRON
issue-2479	207	11	who	who	PRON
issue-2479	207	12	start	start	VERB
issue-2479	207	13	producing	produce	VERB
issue-2479	207	14	their	their	PRON
issue-2479	207	15	own	own	ADJ
issue-2479	207	16	metal	metal	NOUN
issue-2479	207	17	coins	coin	NOUN
issue-2479	207	18	,	,	PUNCT
issue-2479	207	19	in	in	ADP
issue-2479	207	20	this	this	DET
issue-2479	207	21	case	case	NOUN
issue-2479	207	22	bitcoins	bitcoin	NOUN
issue-2479	207	23	,	,	PUNCT
issue-2479	207	24	but	but	CCONJ
issue-2479	207	25	the	the	DET
issue-2479	207	26	state	state	NOUN
issue-2479	207	27	should	should	AUX
issue-2479	207	28	simply	simply	ADV
issue-2479	207	29	deny	deny	VERB
issue-2479	207	30	all	all	DET
issue-2479	207	31	these	these	DET
issue-2479	207	32	coins	coin	NOUN
issue-2479	207	33	the	the	DET
issue-2479	207	34	right	right	NOUN
issue-2479	207	35	to	to	PART
issue-2479	207	36	be	be	AUX
issue-2479	207	37	money	money	NOUN
issue-2479	207	38	,	,	PUNCT
issue-2479	207	39	i.e.	i.e.	X
issue-2479	207	40	,	,	PUNCT
issue-2479	207	41	a	a	DET
issue-2479	207	42	means	means	NOUN
issue-2479	207	43	of	of	ADP
issue-2479	207	44	payment	payment	NOUN
issue-2479	207	45	.	.	PUNCT
issue-2479	208	1	gesell	gesell	PROPN
issue-2479	208	2	thinks	think	VERB
issue-2479	208	3	that	that	SCONJ
issue-2479	208	4	traditional	traditional	ADJ
issue-2479	208	5	money	money	NOUN
issue-2479	208	6	is	be	AUX
issue-2479	208	7	only	only	ADV
issue-2479	208	8	suitable	suitable	ADJ
issue-2479	208	9	for	for	ADP
issue-2479	208	10	fraud	fraud	NOUN
issue-2479	208	11	(	(	PUNCT
issue-2479	208	12	remember	remember	VERB
issue-2479	208	13	defi	defi	PROPN
issue-2479	208	14	)	)	PUNCT
issue-2479	208	15	and	and	CCONJ
issue-2479	208	16	proposes	propose	VERB
issue-2479	208	17	to	to	PART
issue-2479	208	18	create	create	VERB
issue-2479	208	19	money	money	NOUN
issue-2479	208	20	that	that	PRON
issue-2479	208	21	loses	lose	VERB
issue-2479	208	22	value	value	NOUN
issue-2479	208	23	(	(	PUNCT
issue-2479	208	24	gesell	gesell	NOUN
issue-2479	208	25	,	,	PUNCT
issue-2479	208	26	1918	1918	NUM
issue-2479	208	27	)	)	PUNCT
issue-2479	208	28	.	.	PUNCT
issue-2479	209	1	in	in	ADP
issue-2479	209	2	this	this	DET
issue-2479	209	3	case	case	NOUN
issue-2479	209	4	,	,	PUNCT
issue-2479	209	5	it	it	PRON
issue-2479	209	6	would	would	AUX
issue-2479	209	7	be	be	AUX
issue-2479	209	8	foolish	foolish	ADJ
issue-2479	209	9	to	to	PART
issue-2479	209	10	store	store	VERB
issue-2479	209	11	money	money	NOUN
issue-2479	209	12	and	and	CCONJ
issue-2479	209	13	it	it	PRON
issue-2479	209	14	would	would	AUX
issue-2479	209	15	flow	flow	VERB
issue-2479	209	16	into	into	ADP
issue-2479	209	17	the	the	DET
issue-2479	209	18	real	real	ADJ
issue-2479	209	19	sector	sector	NOUN
issue-2479	209	20	,	,	PUNCT
issue-2479	209	21	stimulating	stimulate	VERB
issue-2479	209	22	the	the	DET
issue-2479	209	23	exchange	exchange	NOUN
issue-2479	209	24	of	of	ADP
issue-2479	209	25	goods	good	NOUN
issue-2479	209	26	and	and	CCONJ
issue-2479	209	27	services	service	NOUN
issue-2479	209	28	.	.	PUNCT
issue-2479	210	1	even	even	ADV
issue-2479	210	2	nowadays	nowadays	ADV
issue-2479	210	3	,	,	PUNCT
issue-2479	210	4	many	many	ADJ
issue-2479	210	5	central	central	ADJ
issue-2479	210	6	banks	bank	NOUN
issue-2479	210	7	have	have	AUX
issue-2479	210	8	started	start	VERB
issue-2479	210	9	a	a	DET
issue-2479	210	10	similar	similar	ADJ
issue-2479	210	11	experiment	experiment	NOUN
issue-2479	210	12	,	,	PUNCT
issue-2479	210	13	releasing	release	VERB
issue-2479	210	14	money	money	NOUN
issue-2479	210	15	supply	supply	NOUN
issue-2479	210	16	in	in	ADP
issue-2479	210	17	conditions	condition	NOUN
issue-2479	210	18	of	of	ADP
issue-2479	210	19	high	high	ADJ
issue-2479	210	20	inflation	inflation	NOUN
issue-2479	210	21	through	through	ADP
issue-2479	210	22	qe	qe	PROPN
issue-2479	210	23	operations	operation	NOUN
issue-2479	210	24	.	.	PUNCT
issue-2479	211	1	central	central	ADJ
issue-2479	211	2	banks	bank	NOUN
issue-2479	211	3	,	,	PUNCT
issue-2479	211	4	while	while	SCONJ
issue-2479	211	5	trying	try	VERB
issue-2479	211	6	to	to	PART
issue-2479	211	7	make	make	VERB
issue-2479	211	8	money	money	NOUN
issue-2479	211	9	cheap	cheap	ADJ
issue-2479	211	10	and	and	CCONJ
issue-2479	211	11	available	available	ADJ
issue-2479	211	12	to	to	ADP
issue-2479	211	13	businesses	business	NOUN
issue-2479	211	14	,	,	PUNCT
issue-2479	211	15	forget	forget	VERB
issue-2479	211	16	that	that	SCONJ
issue-2479	211	17	the	the	DET
issue-2479	211	18	state	state	NOUN
issue-2479	211	19	uses	use	VERB
issue-2479	211	20	this	this	DET
issue-2479	211	21	inflationary	inflationary	ADJ
issue-2479	211	22	money	money	NOUN
issue-2479	211	23	to	to	PART
issue-2479	211	24	solve	solve	VERB
issue-2479	211	25	its	its	PRON
issue-2479	211	26	problems	problem	NOUN
issue-2479	211	27	of	of	ADP
issue-2479	211	28	mismanagement	mismanagement	NOUN
issue-2479	211	29	,	,	PUNCT
issue-2479	211	30	plugging	plug	VERB
issue-2479	211	31	budget	budget	NOUN
issue-2479	211	32	holes	hole	NOUN
issue-2479	211	33	and	and	CCONJ
issue-2479	211	34	distributing	distribute	VERB
issue-2479	211	35	it	it	PRON
issue-2479	211	36	among	among	ADP
issue-2479	211	37	social	social	ADJ
issue-2479	211	38	needs	need	NOUN
issue-2479	211	39	in	in	ADP
issue-2479	211	40	favour	favour	NOUN
issue-2479	211	41	of	of	ADP
issue-2479	211	42	political	political	ADJ
issue-2479	211	43	forces	force	NOUN
issue-2479	211	44	that	that	PRON
issue-2479	211	45	make	make	VERB
issue-2479	211	46	often	often	ADV
issue-2479	211	47	ill	ill	ADV
issue-2479	211	48	-	-	PUNCT
issue-2479	211	49	conceived	conceive	VERB
issue-2479	211	50	promises	promise	NOUN
issue-2479	211	51	to	to	ADP
issue-2479	211	52	voters	voter	NOUN
issue-2479	211	53	while	while	SCONJ
issue-2479	211	54	at	at	ADP
issue-2479	211	55	the	the	DET
issue-2479	211	56	same	same	ADJ
issue-2479	211	57	time	time	NOUN
issue-2479	211	58	catastrophically	catastrophically	ADV
issue-2479	211	59	increasing	increase	VERB
issue-2479	211	60	public	public	ADJ
issue-2479	211	61	debt	debt	NOUN
issue-2479	211	62	.	.	PUNCT
issue-2479	212	1	following	follow	VERB
issue-2479	212	2	on	on	ADP
issue-2479	212	3	from	from	ADP
issue-2479	212	4	gesell	gesell	PROPN
issue-2479	212	5	's	's	PART
issue-2479	212	6	idea	idea	NOUN
issue-2479	212	7	,	,	PUNCT
issue-2479	212	8	the	the	DET
issue-2479	212	9	technology	technology	NOUN
issue-2479	212	10	now	now	ADV
issue-2479	212	11	exists	exist	VERB
issue-2479	212	12	to	to	PART
issue-2479	212	13	issue	issue	VERB
issue-2479	212	14	cbdcs	cbdc	NOUN
issue-2479	212	15	with	with	ADP
issue-2479	212	16	an	an	DET
issue-2479	212	17	expiration	expiration	NOUN
issue-2479	212	18	date	date	NOUN
issue-2479	212	19	(	(	PUNCT
issue-2479	212	20	bank	bank	NOUN
issue-2479	212	21	of	of	ADP
issue-2479	212	22	canada	canada	PROPN
issue-2479	212	23	,	,	PUNCT
issue-2479	212	24	2021	2021	NUM
issue-2479	212	25	)	)	PUNCT
issue-2479	212	26	,	,	PUNCT
issue-2479	212	27	with	with	ADP
issue-2479	212	28	china	china	PROPN
issue-2479	212	29	being	be	AUX
issue-2479	212	30	the	the	DET
issue-2479	212	31	first	first	ADJ
issue-2479	212	32	to	to	PART
issue-2479	212	33	realise	realise	VERB
issue-2479	212	34	this	this	DET
issue-2479	212	35	idea	idea	NOUN
issue-2479	212	36	.	.	PUNCT
issue-2479	213	1	china	china	PROPN
issue-2479	213	2	is	be	AUX
issue-2479	213	3	exploring	explore	VERB
issue-2479	213	4	expiration	expiration	NOUN
issue-2479	213	5	dates	date	NOUN
issue-2479	213	6	with	with	ADP
issue-2479	213	7	its	its	PRON
issue-2479	213	8	forthcoming	forthcoming	ADJ
issue-2479	213	9	digital	digital	ADJ
issue-2479	213	10	yuan	yuan	NOUN
issue-2479	213	11	,	,	PUNCT
issue-2479	213	12	or	or	CCONJ
issue-2479	213	13	dcep	dcep	NOUN
issue-2479	213	14	,	,	PUNCT
issue-2479	213	15	which	which	PRON
issue-2479	213	16	means	mean	VERB
issue-2479	213	17	that	that	SCONJ
issue-2479	213	18	the	the	DET
issue-2479	213	19	currency	currency	NOUN
issue-2479	213	20	will	will	AUX
issue-2479	213	21	expire	expire	VERB
issue-2479	213	22	if	if	SCONJ
issue-2479	213	23	not	not	PART
issue-2479	213	24	used	use	VERB
issue-2479	213	25	within	within	ADP
issue-2479	213	26	a	a	DET
issue-2479	213	27	certain	certain	ADJ
issue-2479	213	28	timeframe	timeframe	NOUN
issue-2479	213	29	(	(	PUNCT
issue-2479	213	30	etbfsi	etbfsi	ADJ
issue-2479	213	31	,	,	PUNCT
issue-2479	213	32	2021	2021	NUM
issue-2479	213	33	)	)	PUNCT
issue-2479	213	34	.	.	PUNCT
issue-2479	214	1	the	the	DET
issue-2479	214	2	european	european	PROPN
issue-2479	214	3	central	central	PROPN
issue-2479	214	4	bank	bank	PROPN
issue-2479	214	5	's	's	PART
issue-2479	214	6	attempts	attempt	NOUN
issue-2479	214	7	to	to	PART
issue-2479	214	8	incorporate	incorporate	VERB
issue-2479	214	9	bank	bank	NOUN
issue-2479	214	10	deposits	deposit	NOUN
issue-2479	214	11	into	into	ADP
issue-2479	214	12	the	the	DET
issue-2479	214	13	stabilisation	stabilisation	NOUN
issue-2479	214	14	rate	rate	NOUN
issue-2479	214	15	of	of	ADP
issue-2479	214	16	the	the	DET
issue-2479	214	17	digital	digital	ADJ
issue-2479	214	18	currency	currency	NOUN
issue-2479	214	19	can	can	AUX
issue-2479	214	20	also	also	ADV
issue-2479	214	21	be	be	AUX
issue-2479	214	22	attributed	attribute	VERB
issue-2479	214	23	to	to	ADP
issue-2479	214	24	the	the	DET
issue-2479	214	25	same	same	ADJ
issue-2479	214	26	measure	measure	NOUN
issue-2479	214	27	affecting	affect	VERB
issue-2479	214	28	the	the	DET
issue-2479	214	29	depreciation	depreciation	NOUN
issue-2479	214	30	of	of	ADP
issue-2479	214	31	money	money	NOUN
issue-2479	214	32	.	.	PUNCT
issue-2479	215	1	options	option	NOUN
issue-2479	215	2	to	to	PART
issue-2479	215	3	prevent	prevent	VERB
issue-2479	215	4	their	their	PRON
issue-2479	215	5	outflow	outflow	NOUN
issue-2479	215	6	after	after	SCONJ
issue-2479	215	7	the	the	DET
issue-2479	215	8	introduction	introduction	NOUN
issue-2479	215	9	of	of	ADP
issue-2479	215	10	the	the	DET
issue-2479	215	11	digital	digital	ADJ
issue-2479	215	12	euro	euro	NOUN
issue-2479	215	13	are	be	AUX
issue-2479	215	14	being	be	AUX
issue-2479	215	15	considered	consider	VERB
issue-2479	215	16	.	.	PUNCT
issue-2479	216	1	quantitative	quantitative	ADJ
issue-2479	216	2	restrictions	restriction	NOUN
issue-2479	216	3	on	on	ADP
issue-2479	216	4	individual	individual	ADJ
issue-2479	216	5	deposits	deposit	NOUN
issue-2479	216	6	are	be	AUX
issue-2479	216	7	considered	consider	VERB
issue-2479	216	8	as	as	ADP
issue-2479	216	9	one	one	NUM
issue-2479	216	10	of	of	ADP
issue-2479	216	11	the	the	DET
issue-2479	216	12	possible	possible	ADJ
issue-2479	216	13	instruments	instrument	NOUN
issue-2479	216	14	to	to	PART
issue-2479	216	15	avoid	avoid	VERB
issue-2479	216	16	the	the	DET
issue-2479	216	17	use	use	NOUN
issue-2479	216	18	of	of	ADP
issue-2479	216	19	the	the	DET
issue-2479	216	20	digital	digital	ADJ
issue-2479	216	21	euro	euro	NOUN
issue-2479	216	22	as	as	ADP
issue-2479	216	23	a	a	DET
issue-2479	216	24	financial	financial	ADJ
issue-2479	216	25	investment	investment	NOUN
issue-2479	216	26	instrument	instrument	NOUN
issue-2479	216	27	.	.	PUNCT
issue-2479	217	1	in	in	ADP
issue-2479	217	2	addition	addition	NOUN
issue-2479	217	3	,	,	PUNCT
issue-2479	217	4	dissuasive	dissuasive	ADJ
issue-2479	217	5	conditions	condition	NOUN
issue-2479	217	6	for	for	ADP
issue-2479	217	7	deposits	deposit	NOUN
issue-2479	217	8	in	in	ADP
issue-2479	217	9	the	the	DET
issue-2479	217	10	digital	digital	ADJ
issue-2479	217	11	euro	euro	NOUN
issue-2479	217	12	are	be	AUX
issue-2479	217	13	also	also	ADV
issue-2479	217	14	considered	consider	VERB
issue-2479	217	15	if	if	SCONJ
issue-2479	217	16	they	they	PRON
issue-2479	217	17	exceed	exceed	VERB
issue-2479	217	18	a	a	DET
issue-2479	217	19	certain	certain	ADJ
issue-2479	217	20	threshold	threshold	NOUN
issue-2479	217	21	(	(	PUNCT
issue-2479	217	22	vecbaštiks	vecbaštiks	PROPN
issue-2479	217	23	,	,	PUNCT
issue-2479	217	24	dārziņš	dārziņš	NOUN
issue-2479	217	25	,	,	PUNCT
issue-2479	217	26	2022	2022	NUM
issue-2479	217	27	)	)	PUNCT
issue-2479	217	28	.	.	PUNCT
issue-2479	218	1	and	and	CCONJ
issue-2479	218	2	when	when	SCONJ
issue-2479	218	3	dlt	dlt	PROPN
issue-2479	218	4	platforms	platform	NOUN
issue-2479	218	5	are	be	AUX
issue-2479	218	6	used	use	VERB
issue-2479	218	7	for	for	ADP
issue-2479	218	8	multiple	multiple	ADJ
issue-2479	218	9	digital	digital	ADJ
issue-2479	218	10	currencies	currency	NOUN
issue-2479	218	11	involved	involve	VERB
issue-2479	218	12	in	in	ADP
issue-2479	218	13	international	international	ADJ
issue-2479	218	14	settlements	settlement	NOUN
issue-2479	218	15	,	,	PUNCT
issue-2479	218	16	the	the	DET
issue-2479	218	17	central	central	ADJ
issue-2479	218	18	bank	bank	NOUN
issue-2479	218	19	becomes	become	VERB
issue-2479	218	20	the	the	DET
issue-2479	218	21	creator	creator	NOUN
issue-2479	218	22	,	,	PUNCT
issue-2479	218	23	operator	operator	NOUN
issue-2479	218	24	and	and	CCONJ
issue-2479	218	25	custodian	custodian	NOUN
issue-2479	218	26	of	of	ADP
issue-2479	218	27	a	a	DET
issue-2479	218	28	pool	pool	NOUN
issue-2479	218	29	of	of	ADP
issue-2479	218	30	digital	digital	ADJ
issue-2479	218	31	currencies	currency	NOUN
issue-2479	218	32	.	.	PUNCT
issue-2479	219	1	central	central	ADJ
issue-2479	219	2	banks	bank	NOUN
issue-2479	219	3	are	be	AUX
issue-2479	219	4	very	very	ADV
issue-2479	219	5	concerned	concerned	ADJ
issue-2479	219	6	about	about	ADP
issue-2479	219	7	being	be	AUX
issue-2479	219	8	able	able	ADJ
issue-2479	219	9	to	to	PART
issue-2479	219	10	convert	convert	VERB
issue-2479	219	11	private	private	ADJ
issue-2479	219	12	money	money	NOUN
issue-2479	219	13	(	(	PUNCT
issue-2479	219	14	provided	provide	VERB
issue-2479	219	15	by	by	ADP
issue-2479	219	16	commercial	commercial	ADJ
issue-2479	219	17	banks	bank	NOUN
issue-2479	219	18	)	)	PUNCT
issue-2479	219	19	into	into	ADP
issue-2479	219	20	public	public	ADJ
issue-2479	219	21	or	or	CCONJ
issue-2479	219	22	central	central	ADJ
issue-2479	219	23	bank	bank	NOUN
issue-2479	219	24	money	money	NOUN
issue-2479	219	25	1:1	1:1	NUM
issue-2479	219	26	at	at	ADP
issue-2479	219	27	any	any	DET
issue-2479	219	28	time	time	NOUN
issue-2479	219	29	,	,	PUNCT
issue-2479	219	30	and	and	CCONJ
issue-2479	219	31	to	to	PART
issue-2479	219	32	use	use	VERB
issue-2479	219	33	this	this	DET
issue-2479	219	34	public	public	ADJ
issue-2479	219	35	money	money	NOUN
issue-2479	219	36	to	to	PART
issue-2479	219	37	make	make	VERB
issue-2479	219	38	payments	payment	NOUN
issue-2479	219	39	.	.	PUNCT
issue-2479	220	1	guaranteed	guarantee	VERB
issue-2479	220	2	convertibility	convertibility	NOUN
issue-2479	220	3	promotes	promote	VERB
issue-2479	220	4	and	and	CCONJ
issue-2479	220	5	maintains	maintain	VERB
issue-2479	220	6	the	the	DET
issue-2479	220	7	reliability	reliability	NOUN
issue-2479	220	8	of	of	ADP
issue-2479	220	9	private	private	ADJ
issue-2479	220	10	and	and	CCONJ
issue-2479	220	11	public	public	ADJ
issue-2479	220	12	money	money	NOUN
issue-2479	220	13	.	.	PUNCT
issue-2479	221	1	this	this	DET
issue-2479	221	2	model	model	NOUN
issue-2479	221	3	ensures	ensure	VERB
issue-2479	221	4	that	that	SCONJ
issue-2479	221	5	the	the	DET
issue-2479	221	6	currency	currency	NOUN
issue-2479	221	7	functions	function	NOUN
issue-2479	221	8	as	as	ADP
issue-2479	221	9	a	a	DET
issue-2479	221	10	single	single	ADJ
issue-2479	221	11	payment	payment	NOUN
issue-2479	221	12	system	system	NOUN
issue-2479	221	13	.	.	PUNCT
issue-2479	222	1	but	but	CCONJ
issue-2479	222	2	a	a	DET
issue-2479	222	3	wide	wide	ADJ
issue-2479	222	4	range	range	NOUN
issue-2479	222	5	of	of	ADP
issue-2479	222	6	means	mean	NOUN
issue-2479	222	7	of	of	ADP
issue-2479	222	8	payment	payment	NOUN
issue-2479	222	9	in	in	ADP
issue-2479	222	10	the	the	DET
issue-2479	222	11	case	case	NOUN
issue-2479	222	12	of	of	ADP
issue-2479	222	13	parallel	parallel	ADJ
issue-2479	222	14	circulation	circulation	NOUN
issue-2479	222	15	of	of	ADP
issue-2479	222	16	all	all	DET
issue-2479	222	17	kinds	kind	NOUN
issue-2479	222	18	of	of	ADP
issue-2479	222	19	means	mean	NOUN
issue-2479	222	20	of	of	ADP
issue-2479	222	21	payment	payment	NOUN
issue-2479	222	22	:	:	PUNCT
issue-2479	222	23	bitcoins	bitcoin	NOUN
issue-2479	222	24	,	,	PUNCT
issue-2479	222	25	stablecoins	stablecoin	NOUN
issue-2479	222	26	,	,	PUNCT
issue-2479	222	27	fiat	fiat	ADJ
issue-2479	222	28	money	money	NOUN
issue-2479	222	29	,	,	PUNCT
issue-2479	222	30	cbdcs	cbdc	NOUN
issue-2479	222	31	and	and	CCONJ
issue-2479	222	32	their	their	PRON
issue-2479	222	33	tokens	token	NOUN
issue-2479	222	34	,	,	PUNCT
issue-2479	222	35	and	and	CCONJ
issue-2479	222	36	even	even	ADV
issue-2479	222	37	derivatives	derivative	NOUN
issue-2479	222	38	,	,	PUNCT
issue-2479	222	39	can	can	AUX
issue-2479	222	40	destabilise	destabilise	VERB
issue-2479	222	41	the	the	DET
issue-2479	222	42	exchange	exchange	NOUN
issue-2479	222	43	rate	rate	NOUN
issue-2479	222	44	of	of	ADP
issue-2479	222	45	public	public	ADJ
issue-2479	222	46	fiat	fiat	NOUN
issue-2479	222	47	money	money	NOUN
issue-2479	222	48	and	and	CCONJ
issue-2479	222	49	cbdcs	cbdc	NOUN
issue-2479	222	50	,	,	PUNCT
issue-2479	222	51	as	as	ADP
issue-2479	222	52	in	in	ADP
issue-2479	222	53	this	this	DET
issue-2479	222	54	case	case	NOUN
issue-2479	222	55	the	the	DET
issue-2479	222	56	full	full	ADJ
issue-2479	222	57	control	control	NOUN
issue-2479	222	58	of	of	ADP
issue-2479	222	59	the	the	DET
issue-2479	222	60	central	central	ADJ
issue-2479	222	61	bank	bank	NOUN
issue-2479	222	62	will	will	AUX
issue-2479	222	63	be	be	AUX
issue-2479	222	64	an	an	DET
issue-2479	222	65	obstacle	obstacle	NOUN
issue-2479	222	66	for	for	ADP
issue-2479	222	67	many	many	ADJ
issue-2479	222	68	digital	digital	ADJ
issue-2479	222	69	platforms	platform	NOUN
issue-2479	222	70	and	and	CCONJ
issue-2479	222	71	their	their	PRON
issue-2479	222	72	customers	customer	NOUN
issue-2479	222	73	,	,	PUNCT
issue-2479	222	74	who	who	PRON
issue-2479	222	75	are	be	AUX
issue-2479	222	76	used	use	VERB
issue-2479	222	77	to	to	ADP
issue-2479	222	78	working	work	VERB
issue-2479	222	79	without	without	ADP
issue-2479	222	80	any	any	DET
issue-2479	222	81	restrictions	restriction	NOUN
issue-2479	222	82	from	from	ADP
issue-2479	222	83	the	the	DET
issue-2479	222	84	state	state	NOUN
issue-2479	222	85	,	,	PUNCT
issue-2479	222	86	and	and	CCONJ
issue-2479	222	87	this	this	PRON
issue-2479	222	88	with	with	ADP
issue-2479	222	89	huge	huge	ADJ
issue-2479	222	90	risks	risk	NOUN
issue-2479	222	91	and	and	CCONJ
issue-2479	222	92	volatility	volatility	NOUN
issue-2479	222	93	of	of	ADP
issue-2479	222	94	private	private	ADJ
issue-2479	222	95	digital	digital	ADJ
issue-2479	222	96	currencies	currency	NOUN
issue-2479	222	97	.	.	PUNCT
issue-2479	223	1	here	here	ADV
issue-2479	223	2	,	,	PUNCT
issue-2479	223	3	one	one	PRON
issue-2479	223	4	can	can	AUX
issue-2479	223	5	refer	refer	VERB
issue-2479	223	6	to	to	ADP
issue-2479	223	7	the	the	DET
issue-2479	223	8	great	great	ADJ
issue-2479	223	9	german	german	ADJ
issue-2479	223	10	philosopher	philosopher	NOUN
issue-2479	223	11	hegel	hegel	PROPN
issue-2479	223	12	,	,	PUNCT
issue-2479	223	13	who	who	PRON
issue-2479	223	14	argued	argue	VERB
issue-2479	223	15	that	that	SCONJ
issue-2479	223	16	the	the	DET
issue-2479	223	17	logical	logical	ADJ
issue-2479	223	18	should	should	AUX
issue-2479	223	19	not	not	PART
issue-2479	223	20	be	be	AUX
issue-2479	223	21	understood	understand	VERB
issue-2479	223	22	in	in	ADP
issue-2479	223	23	general	general	ADJ
issue-2479	223	24	only	only	ADV
issue-2479	223	25	in	in	ADP
issue-2479	223	26	the	the	DET
issue-2479	223	27	sense	sense	NOUN
issue-2479	223	28	of	of	ADP
issue-2479	223	29	subjective	subjective	ADJ
issue-2479	223	30	activity	activity	NOUN
issue-2479	223	31	,	,	PUNCT
issue-2479	223	32	but	but	CCONJ
issue-2479	223	33	rather	rather	ADV
issue-2479	223	34	as	as	ADP
issue-2479	223	35	completely	completely	ADV
issue-2479	223	36	universal	universal	ADJ
issue-2479	223	37	and	and	CCONJ
issue-2479	223	38	,	,	PUNCT
issue-2479	223	39	at	at	ADP
issue-2479	223	40	the	the	DET
issue-2479	223	41	same	same	ADJ
issue-2479	223	42	time	time	NOUN
issue-2479	223	43	,	,	PUNCT
issue-2479	223	44	objective	objective	NOUN
issue-2479	223	45	,	,	PUNCT
issue-2479	223	46	which	which	PRON
issue-2479	223	47	is	be	AUX
issue-2479	223	48	also	also	ADV
issue-2479	223	49	true	true	ADJ
issue-2479	223	50	for	for	ADP
issue-2479	223	51	reason	reason	NOUN
issue-2479	223	52	,	,	PUNCT
issue-2479	223	53	the	the	DET
issue-2479	223	54	first	first	ADJ
issue-2479	223	55	baltic	baltic	ADJ
issue-2479	223	56	journal	journal	NOUN
issue-2479	223	57	of	of	ADP
issue-2479	223	58	economic	economic	ADJ
issue-2479	223	59	studies	study	NOUN
issue-2479	223	60	33	33	NUM
issue-2479	223	61	vol	vol	NOUN
issue-2479	223	62	.	.	PUNCT
issue-2479	224	1	10	10	NUM
issue-2479	224	2	no	no	NOUN
issue-2479	224	3	.	.	NOUN
issue-2479	225	1	3	3	NUM
issue-2479	225	2	,	,	PUNCT
issue-2479	225	3	2024	2024	NUM
issue-2479	225	4	form	form	NOUN
issue-2479	225	5	of	of	ADP
issue-2479	225	6	the	the	DET
issue-2479	225	7	logical	logical	ADJ
issue-2479	225	8	(	(	PUNCT
issue-2479	225	9	hegel	hegel	PROPN
issue-2479	225	10	,	,	PUNCT
issue-2479	225	11	2015	2015	NUM
issue-2479	225	12	)	)	PUNCT
issue-2479	225	13	.	.	PUNCT
issue-2479	226	1	the	the	DET
issue-2479	226	2	universal	universal	ADJ
issue-2479	226	3	development	development	NOUN
issue-2479	226	4	of	of	ADP
issue-2479	226	5	artificial	artificial	ADJ
issue-2479	226	6	sociality	sociality	NOUN
issue-2479	226	7	based	base	VERB
issue-2479	226	8	on	on	ADP
issue-2479	226	9	ai	ai	PROPN
issue-2479	226	10	will	will	AUX
issue-2479	226	11	be	be	AUX
issue-2479	226	12	able	able	ADJ
issue-2479	226	13	to	to	PART
issue-2479	226	14	cope	cope	VERB
issue-2479	226	15	with	with	ADP
issue-2479	226	16	the	the	DET
issue-2479	226	17	analysis	analysis	NOUN
issue-2479	226	18	and	and	CCONJ
issue-2479	226	19	control	control	NOUN
issue-2479	226	20	of	of	ADP
issue-2479	226	21	a	a	DET
issue-2479	226	22	huge	huge	ADJ
issue-2479	226	23	volume	volume	NOUN
issue-2479	226	24	of	of	ADP
issue-2479	226	25	payments	payment	NOUN
issue-2479	226	26	in	in	ADP
issue-2479	226	27	public	public	ADJ
issue-2479	226	28	and	and	CCONJ
issue-2479	226	29	private	private	ADJ
issue-2479	226	30	currencies	currency	NOUN
issue-2479	226	31	,	,	PUNCT
issue-2479	226	32	otherwise	otherwise	ADV
issue-2479	226	33	,	,	PUNCT
issue-2479	226	34	following	follow	VERB
issue-2479	226	35	reason	reason	NOUN
issue-2479	226	36	and	and	CCONJ
issue-2479	226	37	logic	logic	NOUN
issue-2479	226	38	,	,	PUNCT
issue-2479	226	39	the	the	DET
issue-2479	226	40	state	state	NOUN
issue-2479	226	41	will	will	AUX
issue-2479	226	42	have	have	VERB
issue-2479	226	43	to	to	PART
issue-2479	226	44	limit	limit	VERB
issue-2479	226	45	the	the	DET
issue-2479	226	46	expansion	expansion	NOUN
issue-2479	226	47	of	of	ADP
issue-2479	226	48	private	private	ADJ
issue-2479	226	49	digital	digital	ADJ
issue-2479	226	50	money	money	NOUN
issue-2479	226	51	,	,	PUNCT
issue-2479	226	52	as	as	SCONJ
issue-2479	226	53	gesell	gesell	NOUN
issue-2479	226	54	suggests	suggest	VERB
issue-2479	226	55	.	.	PUNCT
issue-2479	227	1	in	in	ADP
issue-2479	227	2	india	india	PROPN
issue-2479	227	3	,	,	PUNCT
issue-2479	227	4	for	for	ADP
issue-2479	227	5	example	example	NOUN
issue-2479	227	6	,	,	PUNCT
issue-2479	227	7	the	the	DET
issue-2479	227	8	circulation	circulation	NOUN
issue-2479	227	9	of	of	ADP
issue-2479	227	10	private	private	ADJ
issue-2479	227	11	cryptocurrencies	cryptocurrencie	NOUN
issue-2479	227	12	has	have	AUX
issue-2479	227	13	been	be	AUX
issue-2479	227	14	banned	ban	VERB
issue-2479	227	15	,	,	PUNCT
issue-2479	227	16	as	as	SCONJ
issue-2479	227	17	stated	state	VERB
issue-2479	227	18	in	in	ADP
issue-2479	227	19	the	the	DET
issue-2479	227	20	official	official	ADJ
issue-2479	227	21	government	government	NOUN
issue-2479	227	22	statement	statement	NOUN
issue-2479	227	23	,	,	PUNCT
issue-2479	227	24	in	in	ADP
issue-2479	227	25	order	order	NOUN
issue-2479	227	26	to	to	PART
issue-2479	227	27	create	create	VERB
issue-2479	227	28	a	a	DET
issue-2479	227	29	favourable	favourable	ADJ
issue-2479	227	30	basis	basis	NOUN
issue-2479	227	31	for	for	SCONJ
issue-2479	227	32	the	the	DET
issue-2479	227	33	creation	creation	NOUN
issue-2479	227	34	of	of	ADP
issue-2479	227	35	an	an	DET
issue-2479	227	36	official	official	ADJ
issue-2479	227	37	digital	digital	ADJ
issue-2479	227	38	currency	currency	NOUN
issue-2479	227	39	to	to	PART
issue-2479	227	40	be	be	AUX
issue-2479	227	41	issued	issue	VERB
issue-2479	227	42	by	by	ADP
issue-2479	227	43	the	the	DET
issue-2479	227	44	reserve	reserve	PROPN
issue-2479	227	45	bank	bank	PROPN
issue-2479	227	46	of	of	ADP
issue-2479	227	47	india	india	PROPN
issue-2479	227	48	(	(	PUNCT
issue-2479	227	49	the	the	DET
issue-2479	227	50	guardian	guardian	NOUN
issue-2479	227	51	,	,	PUNCT
issue-2479	227	52	2021	2021	NUM
issue-2479	227	53	)	)	PUNCT
issue-2479	227	54	,	,	PUNCT
issue-2479	227	55	while	while	SCONJ
issue-2479	227	56	in	in	ADP
issue-2479	227	57	the	the	DET
issue-2479	227	58	uk	uk	PROPN
issue-2479	227	59	,	,	PUNCT
issue-2479	227	60	the	the	DET
issue-2479	227	61	sale	sale	NOUN
issue-2479	227	62	of	of	ADP
issue-2479	227	63	cryptocurrency	cryptocurrency	NOUN
issue-2479	227	64	-	-	PUNCT
issue-2479	227	65	based	base	VERB
issue-2479	227	66	derivatives	derivative	NOUN
issue-2479	227	67	to	to	ADP
issue-2479	227	68	retail	retail	ADJ
issue-2479	227	69	traders	trader	NOUN
issue-2479	227	70	will	will	AUX
issue-2479	227	71	be	be	AUX
issue-2479	227	72	banned	ban	VERB
issue-2479	227	73	from	from	ADP
issue-2479	227	74	2020	2020	NUM
issue-2479	227	75	,	,	PUNCT
issue-2479	227	76	which	which	PRON
issue-2479	227	77	will	will	AUX
issue-2479	227	78	to	to	ADP
issue-2479	227	79	some	some	DET
issue-2479	227	80	extent	extent	NOUN
issue-2479	227	81	limit	limit	VERB
issue-2479	227	82	the	the	DET
issue-2479	227	83	development	development	NOUN
issue-2479	227	84	of	of	ADP
issue-2479	227	85	the	the	DET
issue-2479	227	86	risks	risk	NOUN
issue-2479	227	87	that	that	PRON
issue-2479	227	88	caused	cause	VERB
issue-2479	227	89	the	the	DET
issue-2479	227	90	2008	2008	NUM
issue-2479	227	91	crisis	crisis	NOUN
issue-2479	227	92	.	.	PUNCT
issue-2479	228	1	in	in	ADP
issue-2479	228	2	this	this	DET
issue-2479	228	3	case	case	NOUN
issue-2479	228	4	,	,	PUNCT
issue-2479	228	5	the	the	DET
issue-2479	228	6	central	central	ADJ
issue-2479	228	7	bank	bank	NOUN
issue-2479	228	8	will	will	AUX
issue-2479	228	9	manage	manage	VERB
issue-2479	228	10	the	the	DET
issue-2479	228	11	retail	retail	ADJ
issue-2479	228	12	register	register	NOUN
issue-2479	228	13	.	.	PUNCT
issue-2479	229	1	as	as	ADP
issue-2479	229	2	a	a	DET
issue-2479	229	3	result	result	NOUN
issue-2479	229	4	,	,	PUNCT
issue-2479	229	5	a	a	DET
issue-2479	229	6	central	central	ADJ
issue-2479	229	7	bank	bank	NOUN
issue-2479	229	8	server	server	NOUN
issue-2479	229	9	will	will	AUX
issue-2479	229	10	be	be	AUX
issue-2479	229	11	involved	involve	VERB
issue-2479	229	12	in	in	ADP
issue-2479	229	13	all	all	DET
issue-2479	229	14	payments	payment	NOUN
issue-2479	229	15	.	.	PUNCT
issue-2479	230	1	this	this	PRON
issue-2479	230	2	would	would	AUX
issue-2479	230	3	require	require	VERB
issue-2479	230	4	a	a	DET
issue-2479	230	5	significant	significant	ADJ
issue-2479	230	6	technical	technical	ADJ
issue-2479	230	7	infrastructure	infrastructure	NOUN
issue-2479	230	8	to	to	PART
issue-2479	230	9	provide	provide	VERB
issue-2479	230	10	spare	spare	ADJ
issue-2479	230	11	capacity	capacity	NOUN
issue-2479	230	12	even	even	ADV
issue-2479	230	13	during	during	ADP
issue-2479	230	14	peak	peak	NOUN
issue-2479	230	15	demand	demand	NOUN
issue-2479	230	16	.	.	PUNCT
issue-2479	231	1	on	on	ADP
issue-2479	231	2	the	the	DET
issue-2479	231	3	other	other	ADJ
issue-2479	231	4	hand	hand	NOUN
issue-2479	231	5	,	,	PUNCT
issue-2479	231	6	the	the	DET
issue-2479	231	7	system	system	NOUN
issue-2479	231	8	is	be	AUX
issue-2479	231	9	very	very	ADV
issue-2479	231	10	resilient	resilient	ADJ
issue-2479	231	11	,	,	PUNCT
issue-2479	231	12	as	as	SCONJ
issue-2479	231	13	the	the	DET
issue-2479	231	14	central	central	ADJ
issue-2479	231	15	bank	bank	NOUN
issue-2479	231	16	's	's	PART
issue-2479	231	17	complete	complete	ADJ
issue-2479	231	18	information	information	NOUN
issue-2479	231	19	on	on	ADP
issue-2479	231	20	retail	retail	ADJ
issue-2479	231	21	account	account	NOUN
issue-2479	231	22	balances	balance	NOUN
issue-2479	231	23	allows	allow	VERB
issue-2479	231	24	it	it	PRON
issue-2479	231	25	to	to	PART
issue-2479	231	26	settle	settle	VERB
issue-2479	231	27	claims	claim	NOUN
issue-2479	231	28	quickly	quickly	ADV
issue-2479	231	29	–	–	PUNCT
issue-2479	231	30	the	the	DET
issue-2479	231	31	information	information	NOUN
issue-2479	231	32	needed	need	VERB
issue-2479	231	33	for	for	ADP
issue-2479	231	34	verification	verification	NOUN
issue-2479	231	35	is	be	AUX
issue-2479	231	36	readily	readily	ADV
issue-2479	231	37	available	available	ADJ
issue-2479	231	38	.	.	PUNCT
issue-2479	232	1	in	in	ADP
issue-2479	232	2	this	this	DET
issue-2479	232	3	case	case	NOUN
issue-2479	232	4	,	,	PUNCT
issue-2479	232	5	the	the	DET
issue-2479	232	6	work	work	NOUN
issue-2479	232	7	of	of	ADP
issue-2479	232	8	ai	ai	NOUN
issue-2479	232	9	is	be	AUX
issue-2479	232	10	much	much	ADV
issue-2479	232	11	easier	easy	ADJ
issue-2479	232	12	,	,	PUNCT
issue-2479	232	13	but	but	CCONJ
issue-2479	232	14	it	it	PRON
issue-2479	232	15	will	will	AUX
issue-2479	232	16	be	be	AUX
issue-2479	232	17	a	a	DET
issue-2479	232	18	cbdc	cbdc	NOUN
issue-2479	232	19	tied	tie	VERB
issue-2479	232	20	to	to	ADP
issue-2479	232	21	a	a	DET
issue-2479	232	22	digital	digital	ADJ
issue-2479	232	23	identity	identity	NOUN
issue-2479	232	24	and	and	CCONJ
issue-2479	232	25	social	social	ADJ
issue-2479	232	26	credit	credit	NOUN
issue-2479	232	27	rating	rating	NOUN
issue-2479	232	28	,	,	PUNCT
issue-2479	232	29	which	which	PRON
issue-2479	232	30	allows	allow	VERB
issue-2479	232	31	the	the	DET
issue-2479	232	32	government	government	NOUN
issue-2479	232	33	to	to	PART
issue-2479	232	34	freeze	freeze	VERB
issue-2479	232	35	one	one	PRON
issue-2479	232	36	's	's	PART
issue-2479	232	37	assets	asset	NOUN
issue-2479	232	38	or	or	CCONJ
issue-2479	232	39	limit	limit	VERB
issue-2479	232	40	one	one	PRON
issue-2479	232	41	's	's	PART
issue-2479	232	42	spending	spending	NOUN
issue-2479	232	43	if	if	SCONJ
issue-2479	232	44	one	one	PRON
issue-2479	232	45	does	do	AUX
issue-2479	232	46	not	not	PART
issue-2479	232	47	obey	obey	VERB
issue-2479	232	48	rules	rule	NOUN
issue-2479	232	49	,	,	PUNCT
issue-2479	232	50	regulations	regulation	NOUN
issue-2479	232	51	,	,	PUNCT
issue-2479	232	52	and	and	CCONJ
issue-2479	232	53	even	even	ADV
issue-2479	232	54	arbitrary	arbitrary	ADJ
issue-2479	232	55	dictates	dictate	NOUN
issue-2479	232	56	(	(	PUNCT
issue-2479	232	57	ganowski	ganowski	ADJ
issue-2479	232	58	,	,	PUNCT
issue-2479	232	59	2022	2022	NUM
issue-2479	232	60	)	)	PUNCT
issue-2479	232	61	,	,	PUNCT
issue-2479	232	62	i.e.	i.e.	X
issue-2479	232	63	,	,	PUNCT
issue-2479	232	64	mandates	mandate	NOUN
issue-2479	232	65	for	for	ADP
issue-2479	232	66	"	"	PUNCT
issue-2479	232	67	another	another	DET
issue-2479	232	68	vaccination	vaccination	NOUN
issue-2479	232	69	,	,	PUNCT
issue-2479	232	70	"	"	PUNCT
issue-2479	232	71	as	as	ADP
issue-2479	232	72	the	the	DET
issue-2479	232	73	famous	famous	ADJ
issue-2479	232	74	american	american	ADJ
issue-2479	232	75	politician	politician	PROPN
issue-2479	232	76	robert	robert	PROPN
issue-2479	232	77	kennedy	kennedy	PROPN
issue-2479	232	78	noted	note	VERB
issue-2479	232	79	(	(	PUNCT
issue-2479	232	80	kennedy	kennedy	PROPN
issue-2479	232	81	,	,	PUNCT
issue-2479	232	82	2023	2023	NUM
issue-2479	232	83	)	)	PUNCT
issue-2479	232	84	.	.	PUNCT
issue-2479	233	1	global	global	ADJ
issue-2479	233	2	big	big	ADJ
issue-2479	233	3	data	datum	NOUN
issue-2479	233	4	companies	company	NOUN
issue-2479	233	5	can	can	AUX
issue-2479	233	6	rely	rely	VERB
issue-2479	233	7	on	on	ADP
issue-2479	233	8	their	their	PRON
issue-2479	233	9	huge	huge	ADJ
issue-2479	233	10	customer	customer	NOUN
issue-2479	233	11	base	base	NOUN
issue-2479	233	12	to	to	PART
issue-2479	233	13	introduce	introduce	VERB
issue-2479	233	14	fast	fast	ADJ
issue-2479	233	15	and	and	CCONJ
issue-2479	233	16	convenient	convenient	ADJ
issue-2479	233	17	cryptocurrencies	cryptocurrencie	NOUN
issue-2479	233	18	to	to	ADP
issue-2479	233	19	customers	customer	NOUN
issue-2479	233	20	,	,	PUNCT
issue-2479	233	21	which	which	PRON
issue-2479	233	22	could	could	AUX
issue-2479	233	23	theoretically	theoretically	ADV
issue-2479	233	24	destabilise	destabilise	VERB
issue-2479	233	25	the	the	DET
issue-2479	233	26	current	current	ADJ
issue-2479	233	27	financial	financial	ADJ
issue-2479	233	28	system	system	NOUN
issue-2479	233	29	and	and	CCONJ
issue-2479	233	30	increase	increase	VERB
issue-2479	233	31	the	the	DET
issue-2479	233	32	risk	risk	NOUN
issue-2479	233	33	of	of	ADP
issue-2479	233	34	third	third	ADJ
issue-2479	233	35	-	-	PUNCT
issue-2479	233	36	country	country	NOUN
issue-2479	233	37	solutions	solution	NOUN
issue-2479	233	38	and	and	CCONJ
issue-2479	233	39	technologies	technology	NOUN
issue-2479	233	40	dominating	dominate	VERB
issue-2479	233	41	the	the	DET
issue-2479	233	42	payments	payment	NOUN
issue-2479	233	43	market	market	NOUN
issue-2479	233	44	.	.	PUNCT
issue-2479	234	1	therefore	therefore	ADV
issue-2479	234	2	,	,	PUNCT
issue-2479	234	3	to	to	PART
issue-2479	234	4	maintain	maintain	VERB
issue-2479	234	5	the	the	DET
issue-2479	234	6	monopoly	monopoly	NOUN
issue-2479	234	7	.	.	PUNCT
issue-2479	235	1	the	the	DET
issue-2479	235	2	central	central	ADJ
issue-2479	235	3	bank	bank	NOUN
issue-2479	235	4	may	may	AUX
issue-2479	235	5	impose	impose	VERB
issue-2479	235	6	a	a	DET
issue-2479	235	7	ban	ban	NOUN
issue-2479	235	8	on	on	ADP
issue-2479	235	9	private	private	ADJ
issue-2479	235	10	digital	digital	ADJ
issue-2479	235	11	currencies	currency	NOUN
issue-2479	235	12	,	,	PUNCT
issue-2479	235	13	as	as	SCONJ
issue-2479	235	14	happened	happen	VERB
issue-2479	235	15	in	in	ADP
issue-2479	235	16	china	china	PROPN
issue-2479	235	17	.	.	PUNCT
issue-2479	236	1	4	4	X
issue-2479	236	2	.	.	X
issue-2479	236	3	discussion	discussion	NOUN
issue-2479	236	4	digital	digital	PROPN
issue-2479	236	5	technologies	technology	NOUN
issue-2479	236	6	are	be	AUX
issue-2479	236	7	affecting	affect	VERB
issue-2479	236	8	almost	almost	ADV
issue-2479	236	9	every	every	PRON
issue-2479	236	10	industry	industry	NOUN
issue-2479	236	11	,	,	PUNCT
issue-2479	236	12	changing	change	VERB
issue-2479	236	13	not	not	PART
issue-2479	236	14	only	only	ADV
issue-2479	236	15	the	the	DET
issue-2479	236	16	industry	industry	NOUN
issue-2479	236	17	but	but	CCONJ
issue-2479	236	18	also	also	ADV
issue-2479	236	19	the	the	DET
issue-2479	236	20	way	way	NOUN
issue-2479	236	21	of	of	ADP
issue-2479	236	22	doing	do	VERB
issue-2479	236	23	business	business	NOUN
issue-2479	236	24	.	.	PUNCT
issue-2479	237	1	every	every	DET
issue-2479	237	2	industry	industry	NOUN
issue-2479	237	3	is	be	AUX
issue-2479	237	4	currently	currently	ADV
issue-2479	237	5	analysing	analyse	VERB
issue-2479	237	6	opportunities	opportunity	NOUN
issue-2479	237	7	and	and	CCONJ
issue-2479	237	8	implementing	implement	VERB
issue-2479	237	9	strategies	strategy	NOUN
issue-2479	237	10	to	to	PART
issue-2479	237	11	succeed	succeed	VERB
issue-2479	237	12	in	in	ADP
issue-2479	237	13	this	this	DET
issue-2479	237	14	technological	technological	ADJ
issue-2479	237	15	world	world	NOUN
issue-2479	237	16	.	.	PUNCT
issue-2479	238	1	banks	bank	NOUN
issue-2479	238	2	are	be	AUX
issue-2479	238	3	harnessing	harness	VERB
issue-2479	238	4	the	the	DET
issue-2479	238	5	power	power	NOUN
issue-2479	238	6	of	of	ADP
issue-2479	238	7	artificial	artificial	ADJ
issue-2479	238	8	intelligence	intelligence	NOUN
issue-2479	238	9	in	in	ADP
issue-2479	238	10	a	a	DET
issue-2479	238	11	variety	variety	NOUN
issue-2479	238	12	of	of	ADP
issue-2479	238	13	ways	way	NOUN
issue-2479	238	14	to	to	PART
issue-2479	238	15	revolutionise	revolutionise	VERB
issue-2479	238	16	their	their	PRON
issue-2479	238	17	operations	operation	NOUN
issue-2479	238	18	and	and	CCONJ
issue-2479	238	19	redefine	redefine	VERB
issue-2479	238	20	the	the	DET
issue-2479	238	21	future	future	NOUN
issue-2479	238	22	of	of	ADP
issue-2479	238	23	the	the	DET
issue-2479	238	24	industry	industry	NOUN
issue-2479	238	25	.	.	PUNCT
issue-2479	239	1	from	from	ADP
issue-2479	239	2	fraud	fraud	NOUN
issue-2479	239	3	detection	detection	NOUN
issue-2479	239	4	and	and	CCONJ
issue-2479	239	5	customer	customer	NOUN
issue-2479	239	6	service	service	NOUN
issue-2479	239	7	to	to	PART
issue-2479	239	8	process	process	NOUN
issue-2479	239	9	automation	automation	NOUN
issue-2479	239	10	and	and	CCONJ
issue-2479	239	11	beyond	beyond	ADP
issue-2479	239	12	,	,	PUNCT
issue-2479	239	13	artificial	artificial	ADJ
issue-2479	239	14	intelligence	intelligence	NOUN
issue-2479	239	15	has	have	AUX
issue-2479	239	16	had	have	VERB
issue-2479	239	17	a	a	DET
issue-2479	239	18	significant	significant	ADJ
issue-2479	239	19	impact	impact	NOUN
issue-2479	239	20	on	on	ADP
issue-2479	239	21	the	the	DET
issue-2479	239	22	banking	banking	NOUN
issue-2479	239	23	industry	industry	NOUN
issue-2479	239	24	.	.	PUNCT
issue-2479	240	1	here	here	ADV
issue-2479	240	2	are	be	AUX
issue-2479	240	3	some	some	PRON
issue-2479	240	4	of	of	ADP
issue-2479	240	5	the	the	DET
issue-2479	240	6	most	most	ADV
issue-2479	240	7	striking	striking	ADJ
issue-2479	240	8	examples	example	NOUN
issue-2479	240	9	of	of	ADP
issue-2479	240	10	ai	ai	NOUN
issue-2479	240	11	in	in	ADP
issue-2479	240	12	banking	banking	NOUN
issue-2479	240	13	.	.	PUNCT
issue-2479	241	1	artificial	artificial	ADJ
issue-2479	241	2	intelligence	intelligence	NOUN
issue-2479	241	3	applications	application	NOUN
issue-2479	241	4	play	play	VERB
issue-2479	241	5	a	a	DET
issue-2479	241	6	crucial	crucial	ADJ
issue-2479	241	7	role	role	NOUN
issue-2479	241	8	in	in	ADP
issue-2479	241	9	detecting	detect	VERB
issue-2479	241	10	and	and	CCONJ
issue-2479	241	11	preventing	prevent	VERB
issue-2479	241	12	fraud	fraud	NOUN
issue-2479	241	13	in	in	ADP
issue-2479	241	14	the	the	DET
issue-2479	241	15	banking	banking	NOUN
issue-2479	241	16	and	and	CCONJ
issue-2479	241	17	financial	financial	ADJ
issue-2479	241	18	sectors	sector	NOUN
issue-2479	241	19	.	.	PUNCT
issue-2479	242	1	ai	ai	VERB
issue-2479	242	2	algorithms	algorithms	NOUN
issue-2479	242	3	analyse	analyse	VERB
issue-2479	242	4	huge	huge	ADJ
issue-2479	242	5	amounts	amount	NOUN
issue-2479	242	6	of	of	ADP
issue-2479	242	7	data	datum	NOUN
issue-2479	242	8	to	to	PART
issue-2479	242	9	identify	identify	VERB
issue-2479	242	10	user	user	NOUN
issue-2479	242	11	behaviour	behaviour	NOUN
issue-2479	242	12	,	,	PUNCT
issue-2479	242	13	transaction	transaction	NOUN
issue-2479	242	14	history	history	NOUN
issue-2479	242	15	,	,	PUNCT
issue-2479	242	16	patterns	pattern	NOUN
issue-2479	242	17	and	and	CCONJ
issue-2479	242	18	anomalies	anomaly	NOUN
issue-2479	242	19	that	that	PRON
issue-2479	242	20	may	may	AUX
issue-2479	242	21	indicate	indicate	VERB
issue-2479	242	22	potential	potential	ADJ
issue-2479	242	23	fraud	fraud	NOUN
issue-2479	242	24	.	.	PUNCT
issue-2479	243	1	thus	thus	ADV
issue-2479	243	2	,	,	PUNCT
issue-2479	243	3	using	use	VERB
issue-2479	243	4	the	the	DET
issue-2479	243	5	power	power	NOUN
issue-2479	243	6	of	of	ADP
issue-2479	243	7	artificial	artificial	ADJ
issue-2479	243	8	intelligence	intelligence	NOUN
issue-2479	243	9	,	,	PUNCT
issue-2479	243	10	banks	bank	NOUN
issue-2479	243	11	can	can	AUX
issue-2479	243	12	detect	detect	VERB
issue-2479	243	13	fraudulent	fraudulent	ADJ
issue-2479	243	14	transactions	transaction	NOUN
issue-2479	243	15	,	,	PUNCT
issue-2479	243	16	minimise	minimise	NOUN
issue-2479	243	17	financial	financial	ADJ
issue-2479	243	18	losses	loss	NOUN
issue-2479	243	19	and	and	CCONJ
issue-2479	243	20	protect	protect	VERB
issue-2479	243	21	customer	customer	NOUN
issue-2479	243	22	accounts	account	NOUN
issue-2479	243	23	.	.	PUNCT
issue-2479	244	1	in	in	ADP
issue-2479	244	2	today	today	NOUN
issue-2479	244	3	's	's	PART
issue-2479	244	4	ever	ever	ADV
issue-2479	244	5	-	-	PUNCT
issue-2479	244	6	evolving	evolve	VERB
issue-2479	244	7	digital	digital	ADJ
issue-2479	244	8	landscape	landscape	NOUN
issue-2479	244	9	,	,	PUNCT
issue-2479	244	10	the	the	DET
issue-2479	244	11	rate	rate	NOUN
issue-2479	244	12	of	of	ADP
issue-2479	244	13	cybercrime	cybercrime	NOUN
issue-2479	244	14	has	have	AUX
issue-2479	244	15	reached	reach	VERB
issue-2479	244	16	unprecedented	unprecedented	ADJ
issue-2479	244	17	heights	height	NOUN
issue-2479	244	18	,	,	PUNCT
issue-2479	244	19	putting	put	VERB
issue-2479	244	20	sensitive	sensitive	ADJ
issue-2479	244	21	user	user	NOUN
issue-2479	244	22	data	datum	NOUN
issue-2479	244	23	at	at	ADP
issue-2479	244	24	risk	risk	NOUN
issue-2479	244	25	of	of	ADP
issue-2479	244	26	theft	theft	NOUN
issue-2479	244	27	.	.	PUNCT
issue-2479	245	1	to	to	PART
issue-2479	245	2	address	address	VERB
issue-2479	245	3	this	this	DET
issue-2479	245	4	challenge	challenge	NOUN
issue-2479	245	5	,	,	PUNCT
issue-2479	245	6	ai	ai	ADJ
issue-2479	245	7	-	-	PUNCT
issue-2479	245	8	powered	power	VERB
issue-2479	245	9	applications	application	NOUN
issue-2479	245	10	have	have	AUX
issue-2479	245	11	emerged	emerge	VERB
issue-2479	245	12	as	as	ADP
issue-2479	245	13	a	a	DET
issue-2479	245	14	cutting	cutting	NOUN
issue-2479	245	15	-	-	PUNCT
issue-2479	245	16	edge	edge	NOUN
issue-2479	245	17	tool	tool	NOUN
issue-2479	245	18	to	to	PART
issue-2479	245	19	strengthen	strengthen	VERB
issue-2479	245	20	cybersecurity	cybersecurity	NOUN
issue-2479	245	21	in	in	ADP
issue-2479	245	22	the	the	DET
issue-2479	245	23	banking	banking	NOUN
issue-2479	245	24	industry	industry	NOUN
issue-2479	245	25	.	.	PUNCT
issue-2479	246	1	ai	ai	VERB
issue-2479	246	2	in	in	ADP
issue-2479	246	3	banking	banking	NOUN
issue-2479	246	4	efficiently	efficiently	ADV
issue-2479	246	5	analyses	analyse	VERB
issue-2479	246	6	past	past	ADP
issue-2479	246	7	threats	threat	NOUN
issue-2479	246	8	,	,	PUNCT
issue-2479	246	9	learns	learn	VERB
issue-2479	246	10	from	from	ADP
issue-2479	246	11	the	the	DET
issue-2479	246	12	patterns	pattern	NOUN
issue-2479	246	13	,	,	PUNCT
issue-2479	246	14	detects	detect	NOUN
issue-2479	246	15	anomalies	anomaly	NOUN
issue-2479	246	16	and	and	CCONJ
issue-2479	246	17	significantly	significantly	ADV
issue-2479	246	18	reduces	reduce	VERB
issue-2479	246	19	the	the	DET
issue-2479	246	20	risk	risk	NOUN
issue-2479	246	21	of	of	ADP
issue-2479	246	22	security	security	NOUN
issue-2479	246	23	breaches	breach	NOUN
issue-2479	246	24	in	in	ADP
issue-2479	246	25	real	real	ADJ
issue-2479	246	26	time	time	NOUN
issue-2479	246	27	.	.	PUNCT
issue-2479	247	1	artificial	artificial	ADJ
issue-2479	247	2	intelligence	intelligence	NOUN
issue-2479	247	3	solutions	solution	NOUN
issue-2479	247	4	provide	provide	VERB
issue-2479	247	5	banking	banking	NOUN
issue-2479	247	6	institutions	institution	NOUN
issue-2479	247	7	with	with	ADP
issue-2479	247	8	a	a	DET
issue-2479	247	9	proactive	proactive	ADJ
issue-2479	247	10	defence	defence	NOUN
issue-2479	247	11	mechanism	mechanism	NOUN
issue-2479	247	12	,	,	PUNCT
issue-2479	247	13	protecting	protect	VERB
issue-2479	247	14	users	user	NOUN
issue-2479	247	15	'	'	PART
issue-2479	247	16	data	datum	NOUN
issue-2479	247	17	from	from	ADP
issue-2479	247	18	potential	potential	ADJ
issue-2479	247	19	cyber	cyber	NOUN
issue-2479	247	20	theft	theft	NOUN
issue-2479	247	21	and	and	CCONJ
issue-2479	247	22	improving	improve	VERB
issue-2479	247	23	the	the	DET
issue-2479	247	24	overall	overall	ADJ
issue-2479	247	25	security	security	NOUN
issue-2479	247	26	networks	network	NOUN
issue-2479	247	27	in	in	ADP
issue-2479	247	28	banks	bank	NOUN
issue-2479	247	29	.	.	PUNCT
issue-2479	248	1	artificial	artificial	ADJ
issue-2479	248	2	intelligence	intelligence	NOUN
issue-2479	248	3	technologies	technology	NOUN
issue-2479	248	4	enable	enable	VERB
issue-2479	248	5	banks	bank	NOUN
issue-2479	248	6	to	to	PART
issue-2479	248	7	process	process	VERB
issue-2479	248	8	large	large	ADJ
issue-2479	248	9	volumes	volume	NOUN
issue-2479	248	10	of	of	ADP
issue-2479	248	11	structured	structured	ADJ
issue-2479	248	12	and	and	CCONJ
issue-2479	248	13	unstructured	unstructured	ADJ
issue-2479	248	14	data	datum	NOUN
issue-2479	248	15	to	to	PART
issue-2479	248	16	predict	predict	VERB
issue-2479	248	17	market	market	NOUN
issue-2479	248	18	trends	trend	NOUN
issue-2479	248	19	,	,	PUNCT
issue-2479	248	20	gain	gain	VERB
issue-2479	248	21	insights	insight	NOUN
issue-2479	248	22	and	and	CCONJ
issue-2479	248	23	identify	identify	VERB
issue-2479	248	24	investment	investment	NOUN
issue-2479	248	25	opportunities	opportunity	NOUN
issue-2479	248	26	,	,	PUNCT
issue-2479	248	27	ultimately	ultimately	ADV
issue-2479	248	28	leading	lead	VERB
issue-2479	248	29	to	to	ADP
issue-2479	248	30	better	well	ADJ
issue-2479	248	31	decision	decision	NOUN
issue-2479	248	32	-	-	PUNCT
issue-2479	248	33	making	making	NOUN
issue-2479	248	34	.	.	PUNCT
issue-2479	249	1	data	data	NOUN
issue-2479	249	2	-	-	PUNCT
issue-2479	249	3	driven	drive	VERB
issue-2479	249	4	decision	decision	NOUN
issue-2479	249	5	-	-	PUNCT
issue-2479	249	6	making	making	NOUN
issue-2479	249	7	helps	help	VERB
issue-2479	249	8	banks	bank	NOUN
issue-2479	249	9	increase	increase	VERB
issue-2479	249	10	productivity	productivity	NOUN
issue-2479	249	11	,	,	PUNCT
issue-2479	249	12	reduce	reduce	VERB
issue-2479	249	13	costs	cost	NOUN
issue-2479	249	14	and	and	CCONJ
issue-2479	249	15	stay	stay	VERB
issue-2479	249	16	ahead	ahead	ADV
issue-2479	249	17	of	of	ADP
issue-2479	249	18	the	the	DET
issue-2479	249	19	competition	competition	NOUN
issue-2479	249	20	.	.	PUNCT
issue-2479	250	1	one	one	NUM
issue-2479	250	2	of	of	ADP
issue-2479	250	3	the	the	DET
issue-2479	250	4	most	most	ADV
issue-2479	250	5	notable	notable	ADJ
issue-2479	250	6	and	and	CCONJ
issue-2479	250	7	beneficial	beneficial	ADJ
issue-2479	250	8	applications	application	NOUN
issue-2479	250	9	of	of	ADP
issue-2479	250	10	ai	ai	NOUN
issue-2479	250	11	is	be	AUX
issue-2479	250	12	the	the	DET
issue-2479	250	13	automation	automation	NOUN
issue-2479	250	14	of	of	ADP
issue-2479	250	15	repetitive	repetitive	ADJ
issue-2479	250	16	and	and	CCONJ
issue-2479	250	17	rule	rule	NOUN
issue-2479	250	18	based	base	VERB
issue-2479	250	19	tasks	task	NOUN
issue-2479	250	20	.	.	PUNCT
issue-2479	251	1	with	with	ADP
issue-2479	251	2	ai	ai	VERB
issue-2479	251	3	in	in	ADP
issue-2479	251	4	banking	banking	NOUN
issue-2479	251	5	,	,	PUNCT
issue-2479	251	6	organisations	organisation	NOUN
issue-2479	251	7	can	can	AUX
issue-2479	251	8	efficiently	efficiently	ADV
issue-2479	251	9	automate	automate	VERB
issue-2479	251	10	a	a	DET
issue-2479	251	11	wide	wide	ADJ
issue-2479	251	12	range	range	NOUN
issue-2479	251	13	of	of	ADP
issue-2479	251	14	routine	routine	ADJ
issue-2479	251	15	tasks	task	NOUN
issue-2479	251	16	such	such	ADJ
issue-2479	251	17	as	as	ADP
issue-2479	251	18	data	datum	NOUN
issue-2479	251	19	entry	entry	NOUN
issue-2479	251	20	,	,	PUNCT
issue-2479	251	21	account	account	NOUN
issue-2479	251	22	reconciliation	reconciliation	NOUN
issue-2479	251	23	,	,	PUNCT
issue-2479	251	24	document	document	NOUN
issue-2479	251	25	processing	processing	NOUN
issue-2479	251	26	,	,	PUNCT
issue-2479	251	27	etc	etc	X
issue-2479	251	28	.	.	X
issue-2479	251	29	this	this	DET
issue-2479	251	30	type	type	NOUN
issue-2479	251	31	of	of	ADP
issue-2479	251	32	automation	automation	NOUN
issue-2479	251	33	not	not	PART
issue-2479	251	34	only	only	ADV
issue-2479	251	35	frees	free	VERB
issue-2479	251	36	up	up	ADP
issue-2479	251	37	human	human	ADJ
issue-2479	251	38	resources	resource	NOUN
issue-2479	251	39	to	to	PART
issue-2479	251	40	focus	focus	VERB
issue-2479	251	41	on	on	ADP
issue-2479	251	42	more	more	ADV
issue-2479	251	43	important	important	ADJ
issue-2479	251	44	tasks	task	NOUN
issue-2479	251	45	,	,	PUNCT
issue-2479	251	46	but	but	CCONJ
issue-2479	251	47	also	also	ADV
issue-2479	251	48	reduces	reduce	VERB
issue-2479	251	49	the	the	DET
issue-2479	251	50	risk	risk	NOUN
issue-2479	251	51	of	of	ADP
issue-2479	251	52	errors	error	NOUN
issue-2479	251	53	and	and	CCONJ
issue-2479	251	54	speeds	speed	NOUN
issue-2479	251	55	up	up	ADP
issue-2479	251	56	process	process	NOUN
issue-2479	251	57	completion	completion	NOUN
issue-2479	251	58	.	.	PUNCT
issue-2479	252	1	furthermore	furthermore	ADV
issue-2479	252	2	,	,	PUNCT
issue-2479	252	3	by	by	ADP
issue-2479	252	4	automating	automate	VERB
issue-2479	252	5	tasks	task	NOUN
issue-2479	252	6	,	,	PUNCT
issue-2479	252	7	ai	ai	VERB
issue-2479	252	8	can	can	AUX
issue-2479	252	9	help	help	VERB
issue-2479	252	10	banks	bank	NOUN
issue-2479	252	11	increase	increase	VERB
issue-2479	252	12	profitability	profitability	NOUN
issue-2479	252	13	and	and	CCONJ
issue-2479	252	14	reduce	reduce	VERB
issue-2479	252	15	costs	cost	NOUN
issue-2479	252	16	.	.	PUNCT
issue-2479	253	1	5	5	X
issue-2479	253	2	.	.	X
issue-2479	253	3	conclusions	conclusion	NOUN
issue-2479	253	4	artificial	artificial	ADJ
issue-2479	253	5	intelligence	intelligence	NOUN
issue-2479	253	6	in	in	ADP
issue-2479	253	7	banking	banking	NOUN
issue-2479	253	8	is	be	AUX
issue-2479	253	9	revolutionising	revolutionise	VERB
issue-2479	253	10	the	the	DET
issue-2479	253	11	sector	sector	NOUN
issue-2479	253	12	in	in	ADP
issue-2479	253	13	a	a	DET
issue-2479	253	14	variety	variety	NOUN
issue-2479	253	15	of	of	ADP
issue-2479	253	16	ways	way	NOUN
issue-2479	253	17	,	,	PUNCT
issue-2479	253	18	from	from	ADP
issue-2479	253	19	improving	improve	VERB
issue-2479	253	20	customer	customer	NOUN
issue-2479	253	21	support	support	NOUN
issue-2479	253	22	and	and	CCONJ
issue-2479	253	23	fraud	fraud	NOUN
issue-2479	253	24	detection	detection	NOUN
issue-2479	253	25	to	to	ADP
issue-2479	253	26	enhancing	enhance	VERB
issue-2479	253	27	decision	decision	NOUN
issue-2479	253	28	-	-	PUNCT
issue-2479	253	29	making	making	NOUN
issue-2479	253	30	and	and	CCONJ
issue-2479	253	31	beyond	beyond	ADP
issue-2479	253	32	.	.	PUNCT
issue-2479	254	1	banks	bank	NOUN
issue-2479	254	2	are	be	AUX
issue-2479	254	3	using	use	VERB
issue-2479	254	4	ai	ai	PROPN
issue-2479	254	5	technologies	technology	NOUN
issue-2479	254	6	to	to	PART
issue-2479	254	7	automate	automate	VERB
issue-2479	254	8	operational	operational	ADJ
issue-2479	254	9	processes	process	NOUN
issue-2479	254	10	,	,	PUNCT
issue-2479	254	11	improve	improve	VERB
issue-2479	254	12	customer	customer	NOUN
issue-2479	254	13	support	support	NOUN
issue-2479	254	14	,	,	PUNCT
issue-2479	254	15	and	and	CCONJ
issue-2479	254	16	mitigate	mitigate	VERB
issue-2479	254	17	potential	potential	ADJ
issue-2479	254	18	risks	risk	NOUN
issue-2479	254	19	,	,	PUNCT
issue-2479	254	20	ultimately	ultimately	ADV
issue-2479	254	21	increasing	increase	VERB
issue-2479	254	22	efficiency	efficiency	NOUN
issue-2479	254	23	and	and	CCONJ
issue-2479	254	24	productivity	productivity	NOUN
issue-2479	254	25	.	.	PUNCT
issue-2479	255	1	given	give	VERB
issue-2479	255	2	the	the	DET
issue-2479	255	3	many	many	ADJ
issue-2479	255	4	applications	application	NOUN
issue-2479	255	5	and	and	CCONJ
issue-2479	255	6	benefits	benefit	NOUN
issue-2479	255	7	of	of	ADP
issue-2479	255	8	ai	ai	VERB
issue-2479	255	9	in	in	ADP
issue-2479	255	10	banking	banking	NOUN
issue-2479	255	11	,	,	PUNCT
issue-2479	255	12	the	the	DET
issue-2479	255	13	future	future	NOUN
issue-2479	255	14	of	of	ADP
issue-2479	255	15	this	this	DET
issue-2479	255	16	new	new	ADJ
issue-2479	255	17	technology	technology	NOUN
issue-2479	255	18	in	in	ADP
issue-2479	255	19	the	the	DET
issue-2479	255	20	banking	banking	NOUN
issue-2479	255	21	industry	industry	NOUN
issue-2479	255	22	seems	seem	VERB
issue-2479	255	23	bright	bright	ADJ
issue-2479	255	24	indeed	indeed	ADV
issue-2479	255	25	,	,	PUNCT
issue-2479	255	26	with	with	ADP
issue-2479	255	27	further	further	ADJ
issue-2479	255	28	integration	integration	NOUN
issue-2479	255	29	between	between	ADP
issue-2479	255	30	systems	system	NOUN
issue-2479	255	31	.	.	PUNCT
issue-2479	256	1	as	as	SCONJ
issue-2479	256	2	the	the	DET
issue-2479	256	3	adoption	adoption	NOUN
issue-2479	256	4	of	of	ADP
issue-2479	256	5	ai	ai	VERB
issue-2479	256	6	in	in	ADP
issue-2479	256	7	the	the	DET
issue-2479	256	8	banking	banking	NOUN
issue-2479	256	9	and	and	CCONJ
issue-2479	256	10	finance	finance	NOUN
issue-2479	256	11	industry	industry	NOUN
issue-2479	256	12	continues	continue	VERB
issue-2479	256	13	to	to	PART
issue-2479	256	14	grow	grow	VERB
issue-2479	256	15	,	,	PUNCT
issue-2479	256	16	baltic	baltic	ADJ
issue-2479	256	17	journal	journal	NOUN
issue-2479	256	18	of	of	ADP
issue-2479	256	19	economic	economic	ADJ
issue-2479	256	20	studies	study	NOUN
issue-2479	256	21	34	34	NUM
issue-2479	256	22	vol	vol	NOUN
issue-2479	256	23	.	.	PUNCT
issue-2479	257	1	10	10	NUM
issue-2479	257	2	no	no	NOUN
issue-2479	257	3	.	.	NOUN
issue-2479	258	1	3	3	NUM
issue-2479	258	2	,	,	PUNCT
issue-2479	258	3	2024	2024	NUM
issue-2479	258	4	it	it	PRON
issue-2479	258	5	is	be	AUX
issue-2479	258	6	imperative	imperative	ADJ
issue-2479	258	7	that	that	SCONJ
issue-2479	258	8	banks	bank	NOUN
issue-2479	258	9	harness	harness	VERB
issue-2479	258	10	the	the	DET
issue-2479	258	11	power	power	NOUN
issue-2479	258	12	of	of	ADP
issue-2479	258	13	this	this	DET
issue-2479	258	14	new	new	ADJ
issue-2479	258	15	technology	technology	NOUN
issue-2479	258	16	to	to	PART
issue-2479	258	17	gain	gain	VERB
issue-2479	258	18	a	a	DET
issue-2479	258	19	competitive	competitive	ADJ
issue-2479	258	20	edge	edge	NOUN
issue-2479	258	21	in	in	ADP
issue-2479	258	22	today	today	NOUN
issue-2479	258	23	's	's	PART
issue-2479	258	24	digital	digital	ADJ
issue-2479	258	25	age	age	NOUN
issue-2479	258	26	.	.	PUNCT
issue-2479	259	1	overall	overall	ADV
issue-2479	259	2	,	,	PUNCT
issue-2479	259	3	the	the	DET
issue-2479	259	4	adoption	adoption	NOUN
issue-2479	259	5	of	of	ADP
issue-2479	259	6	ai	ai	VERB
issue-2479	259	7	in	in	ADP
issue-2479	259	8	banking	banking	NOUN
issue-2479	259	9	is	be	AUX
issue-2479	259	10	significantly	significantly	ADV
issue-2479	259	11	transforming	transform	VERB
issue-2479	259	12	the	the	DET
issue-2479	259	13	banking	banking	NOUN
issue-2479	259	14	sector	sector	NOUN
issue-2479	259	15	,	,	PUNCT
issue-2479	259	16	making	make	VERB
issue-2479	259	17	it	it	PRON
issue-2479	259	18	an	an	DET
issue-2479	259	19	important	important	ADJ
issue-2479	259	20	tool	tool	NOUN
issue-2479	259	21	for	for	ADP
issue-2479	259	22	the	the	DET
issue-2479	259	23	growth	growth	NOUN
issue-2479	259	24	and	and	CCONJ
issue-2479	259	25	success	success	NOUN
issue-2479	259	26	of	of	ADP
issue-2479	259	27	banks	bank	NOUN
issue-2479	259	28	.	.	PUNCT
issue-2479	260	1	today	today	NOUN
issue-2479	260	2	,	,	PUNCT
issue-2479	260	3	every	every	DET
issue-2479	260	4	country	country	NOUN
issue-2479	260	5	is	be	AUX
issue-2479	260	6	moving	move	VERB
issue-2479	260	7	forward	forward	ADV
issue-2479	260	8	in	in	ADP
issue-2479	260	9	terms	term	NOUN
issue-2479	260	10	of	of	ADP
issue-2479	260	11	digitalisation	digitalisation	NOUN
issue-2479	260	12	,	,	PUNCT
issue-2479	260	13	and	and	CCONJ
issue-2479	260	14	this	this	PRON
issue-2479	260	15	is	be	AUX
issue-2479	260	16	the	the	DET
issue-2479	260	17	reason	reason	NOUN
issue-2479	260	18	why	why	SCONJ
issue-2479	260	19	the	the	DET
issue-2479	260	20	number	number	NOUN
issue-2479	260	21	of	of	ADP
issue-2479	260	22	customers	customer	NOUN
issue-2479	260	23	in	in	ADP
issue-2479	260	24	the	the	DET
issue-2479	260	25	banking	banking	NOUN
issue-2479	260	26	sector	sector	NOUN
issue-2479	260	27	is	be	AUX
issue-2479	260	28	constantly	constantly	ADV
issue-2479	260	29	growing	grow	VERB
issue-2479	260	30	.	.	PUNCT
issue-2479	261	1	the	the	DET
issue-2479	261	2	question	question	NOUN
issue-2479	261	3	now	now	ADV
issue-2479	261	4	is	be	AUX
issue-2479	261	5	how	how	SCONJ
issue-2479	261	6	the	the	DET
issue-2479	261	7	banking	banking	NOUN
issue-2479	261	8	sector	sector	NOUN
issue-2479	261	9	can	can	AUX
issue-2479	261	10	help	help	VERB
issue-2479	261	11	more	more	ADJ
issue-2479	261	12	and	and	CCONJ
issue-2479	261	13	more	more	ADJ
issue-2479	261	14	customers	customer	NOUN
issue-2479	261	15	without	without	ADP
issue-2479	261	16	increasing	increase	VERB
issue-2479	261	17	labour	labour	ADJ
issue-2479	261	18	costs	cost	NOUN
issue-2479	261	19	.	.	PUNCT
issue-2479	262	1	industries	industry	NOUN
issue-2479	262	2	face	face	VERB
issue-2479	262	3	the	the	DET
issue-2479	262	4	challenge	challenge	NOUN
issue-2479	262	5	of	of	ADP
issue-2479	262	6	meeting	meet	VERB
issue-2479	262	7	the	the	DET
issue-2479	262	8	unique	unique	ADJ
issue-2479	262	9	demands	demand	NOUN
issue-2479	262	10	of	of	ADP
issue-2479	262	11	their	their	PRON
issue-2479	262	12	customers	customer	NOUN
issue-2479	262	13	.	.	PUNCT
issue-2479	263	1	customers	customer	NOUN
issue-2479	263	2	today	today	NOUN
issue-2479	263	3	have	have	VERB
issue-2479	263	4	extremely	extremely	ADV
issue-2479	263	5	high	high	ADJ
issue-2479	263	6	expectations	expectation	NOUN
issue-2479	263	7	.	.	PUNCT
issue-2479	264	1	nowadays	nowadays	ADV
issue-2479	264	2	,	,	PUNCT
issue-2479	264	3	customers	customer	NOUN
issue-2479	264	4	are	be	AUX
issue-2479	264	5	digitally	digitally	ADV
issue-2479	264	6	savvy	savvy	ADJ
issue-2479	264	7	and	and	CCONJ
issue-2479	264	8	expect	expect	VERB
issue-2479	264	9	industries	industry	NOUN
issue-2479	264	10	to	to	PART
issue-2479	264	11	provide	provide	VERB
issue-2479	264	12	a	a	DET
issue-2479	264	13	pleasant	pleasant	ADJ
issue-2479	264	14	and	and	CCONJ
issue-2479	264	15	comfortable	comfortable	ADJ
issue-2479	264	16	customer	customer	NOUN
issue-2479	264	17	experience	experience	NOUN
issue-2479	264	18	–	–	PUNCT
issue-2479	264	19	the	the	DET
issue-2479	264	20	same	same	ADJ
issue-2479	264	21	as	as	SCONJ
issue-2479	264	22	they	they	PRON
issue-2479	264	23	expect	expect	VERB
issue-2479	264	24	from	from	ADP
issue-2479	264	25	the	the	DET
issue-2479	264	26	banking	banking	NOUN
issue-2479	264	27	sector	sector	NOUN
issue-2479	264	28	.	.	PUNCT
issue-2479	265	1	to	to	PART
issue-2479	265	2	meet	meet	VERB
issue-2479	265	3	customer	customer	NOUN
issue-2479	265	4	expectations	expectation	NOUN
issue-2479	265	5	,	,	PUNCT
issue-2479	265	6	the	the	DET
issue-2479	265	7	banking	banking	NOUN
issue-2479	265	8	sector	sector	NOUN
issue-2479	265	9	has	have	AUX
issue-2479	265	10	expanded	expand	VERB
issue-2479	265	11	its	its	PRON
issue-2479	265	12	reach	reach	NOUN
issue-2479	265	13	into	into	ADP
issue-2479	265	14	retail	retail	NOUN
issue-2479	265	15	,	,	PUNCT
issue-2479	265	16	it	it	PRON
issue-2479	265	17	and	and	CCONJ
issue-2479	265	18	telecommunications	telecommunication	NOUN
issue-2479	265	19	,	,	PUNCT
issue-2479	265	20	providing	provide	VERB
issue-2479	265	21	services	service	NOUN
issue-2479	265	22	such	such	ADJ
issue-2479	265	23	as	as	ADP
issue-2479	265	24	mobile	mobile	ADJ
issue-2479	265	25	banking	banking	NOUN
issue-2479	265	26	,	,	PUNCT
issue-2479	265	27	e	e	NOUN
issue-2479	265	28	-	-	NOUN
issue-2479	265	29	banking	banking	NOUN
issue-2479	265	30	and	and	CCONJ
issue-2479	265	31	real	real	ADJ
issue-2479	265	32	-	-	PUNCT
issue-2479	265	33	time	time	NOUN
issue-2479	265	34	money	money	NOUN
issue-2479	265	35	transfers	transfer	NOUN
issue-2479	265	36	.	.	PUNCT
issue-2479	266	1	these	these	DET
issue-2479	266	2	new	new	ADJ
issue-2479	266	3	features	feature	NOUN
issue-2479	266	4	allow	allow	VERB
issue-2479	266	5	customers	customer	NOUN
issue-2479	266	6	to	to	PART
issue-2479	266	7	enjoy	enjoy	VERB
issue-2479	266	8	banking	banking	NOUN
issue-2479	266	9	services	service	NOUN
issue-2479	266	10	at	at	ADP
issue-2479	266	11	their	their	PRON
issue-2479	266	12	fingertips	fingertip	NOUN
issue-2479	266	13	,	,	PUNCT
issue-2479	266	14	but	but	CCONJ
issue-2479	266	15	they	they	PRON
issue-2479	266	16	come	come	VERB
issue-2479	266	17	at	at	ADP
issue-2479	266	18	a	a	DET
issue-2479	266	19	cost	cost	NOUN
issue-2479	266	20	to	to	ADP
issue-2479	266	21	the	the	DET
issue-2479	266	22	banking	banking	NOUN
issue-2479	266	23	industry	industry	NOUN
issue-2479	266	24	.	.	PUNCT
issue-2479	267	1	the	the	DET
issue-2479	267	2	interplay	interplay	NOUN
issue-2479	267	3	of	of	ADP
issue-2479	267	4	it	it	PRON
issue-2479	267	5	,	,	PUNCT
issue-2479	267	6	telecommunications	telecommunication	NOUN
issue-2479	267	7	and	and	CCONJ
issue-2479	267	8	retail	retail	NOUN
issue-2479	267	9	has	have	AUX
issue-2479	267	10	increased	increase	VERB
issue-2479	267	11	the	the	DET
issue-2479	267	12	likelihood	likelihood	NOUN
issue-2479	267	13	of	of	ADP
issue-2479	267	14	confidential	confidential	ADJ
issue-2479	267	15	information	information	NOUN
issue-2479	267	16	being	be	AUX
issue-2479	267	17	transmitted	transmit	VERB
issue-2479	267	18	over	over	ADP
issue-2479	267	19	virtual	virtual	ADJ
issue-2479	267	20	networks	network	NOUN
issue-2479	267	21	.	.	PUNCT
issue-2479	268	1	this	this	PRON
issue-2479	268	2	sometimes	sometimes	ADV
issue-2479	268	3	leads	lead	VERB
issue-2479	268	4	to	to	ADP
issue-2479	268	5	cyberattacks	cyberattack	NOUN
issue-2479	268	6	and	and	CCONJ
issue-2479	268	7	fraud	fraud	NOUN
issue-2479	268	8	in	in	ADP
issue-2479	268	9	the	the	DET
issue-2479	268	10	banking	banking	NOUN
issue-2479	268	11	sector	sector	NOUN
issue-2479	268	12	.	.	PUNCT
issue-2479	269	1	such	such	ADJ
issue-2479	269	2	fraud	fraud	NOUN
issue-2479	269	3	not	not	PART
issue-2479	269	4	only	only	ADV
issue-2479	269	5	damages	damage	VERB
issue-2479	269	6	the	the	DET
issue-2479	269	7	bank	bank	NOUN
issue-2479	269	8	in	in	ADP
issue-2479	269	9	terms	term	NOUN
issue-2479	269	10	of	of	ADP
issue-2479	269	11	funds	fund	NOUN
issue-2479	269	12	,	,	PUNCT
issue-2479	269	13	but	but	CCONJ
issue-2479	269	14	also	also	ADV
issue-2479	269	15	affects	affect	VERB
issue-2479	269	16	people	people	NOUN
issue-2479	269	17	's	's	PART
issue-2479	269	18	trust	trust	NOUN
issue-2479	269	19	.	.	PUNCT
issue-2479	270	1	in	in	ADP
issue-2479	270	2	the	the	DET
issue-2479	270	3	banking	banking	NOUN
issue-2479	270	4	sector	sector	NOUN
issue-2479	270	5	,	,	PUNCT
issue-2479	270	6	the	the	DET
issue-2479	270	7	main	main	ADJ
issue-2479	270	8	purpose	purpose	NOUN
issue-2479	270	9	of	of	ADP
issue-2479	270	10	ai	ai	NOUN
issue-2479	270	11	is	be	AUX
issue-2479	270	12	to	to	PART
issue-2479	270	13	help	help	VERB
issue-2479	270	14	consumers	consumer	NOUN
issue-2479	270	15	by	by	ADP
issue-2479	270	16	prioritising	prioritise	VERB
issue-2479	270	17	their	their	PRON
issue-2479	270	18	choices	choice	NOUN
issue-2479	270	19	.	.	PUNCT
issue-2479	271	1	ai	ai	AUX
issue-2479	271	2	also	also	ADV
issue-2479	271	3	helps	help	VERB
issue-2479	271	4	to	to	PART
issue-2479	271	5	ensure	ensure	VERB
issue-2479	271	6	that	that	SCONJ
issue-2479	271	7	customers	customer	NOUN
issue-2479	271	8	are	be	AUX
issue-2479	271	9	satisfied	satisfied	ADJ
issue-2479	271	10	with	with	ADP
issue-2479	271	11	the	the	DET
issue-2479	271	12	bank	bank	NOUN
issue-2479	271	13	's	's	PART
issue-2479	271	14	services	service	NOUN
issue-2479	271	15	.	.	PUNCT
issue-2479	272	1	ai	ai	VERB
issue-2479	272	2	or	or	CCONJ
issue-2479	272	3	machine	machine	NOUN
issue-2479	272	4	intelligence	intelligence	NOUN
issue-2479	272	5	helps	help	VERB
issue-2479	272	6	a	a	DET
issue-2479	272	7	bank	bank	NOUN
issue-2479	272	8	understand	understand	VERB
issue-2479	272	9	customer	customer	NOUN
issue-2479	272	10	expectations	expectation	NOUN
issue-2479	272	11	.	.	PUNCT
issue-2479	273	1	hence	hence	ADV
issue-2479	273	2	,	,	PUNCT
issue-2479	273	3	in	in	ADP
issue-2479	273	4	order	order	NOUN
issue-2479	273	5	to	to	PART
issue-2479	273	6	set	set	VERB
issue-2479	273	7	a	a	DET
issue-2479	273	8	clear	clear	ADJ
issue-2479	273	9	task	task	NOUN
issue-2479	273	10	for	for	SCONJ
issue-2479	273	11	ai	ai	NOUN
issue-2479	273	12	to	to	PART
issue-2479	273	13	manage	manage	VERB
issue-2479	273	14	the	the	DET
issue-2479	273	15	payment	payment	NOUN
issue-2479	273	16	system	system	NOUN
issue-2479	273	17	in	in	ADP
issue-2479	273	18	the	the	DET
issue-2479	273	19	modern	modern	ADJ
issue-2479	273	20	world	world	NOUN
issue-2479	273	21	,	,	PUNCT
issue-2479	273	22	it	it	PRON
issue-2479	273	23	is	be	AUX
issue-2479	273	24	necessary	necessary	ADJ
issue-2479	273	25	,	,	PUNCT
issue-2479	273	26	firstly	firstly	ADV
issue-2479	273	27	,	,	PUNCT
issue-2479	273	28	to	to	PART
issue-2479	273	29	clearly	clearly	ADV
issue-2479	273	30	define	define	VERB
issue-2479	273	31	it	it	PRON
issue-2479	273	32	:	:	PUNCT
issue-2479	273	33	1	1	X
issue-2479	273	34	.	.	X
issue-2479	273	35	to	to	PART
issue-2479	273	36	identify	identify	VERB
issue-2479	273	37	promising	promising	ADJ
issue-2479	273	38	levels	level	NOUN
issue-2479	273	39	of	of	ADP
issue-2479	273	40	development	development	NOUN
issue-2479	273	41	of	of	ADP
issue-2479	273	42	the	the	DET
issue-2479	273	43	banking	banking	NOUN
issue-2479	273	44	system	system	NOUN
issue-2479	273	45	and	and	CCONJ
issue-2479	273	46	,	,	PUNCT
issue-2479	273	47	accordingly	accordingly	ADV
issue-2479	273	48	,	,	PUNCT
issue-2479	273	49	to	to	PART
issue-2479	273	50	develop	develop	VERB
issue-2479	273	51	a	a	DET
issue-2479	273	52	strategy	strategy	NOUN
issue-2479	273	53	for	for	ADP
issue-2479	273	54	the	the	DET
issue-2479	273	55	development	development	NOUN
issue-2479	273	56	of	of	ADP
issue-2479	273	57	the	the	DET
issue-2479	273	58	national	national	ADJ
issue-2479	273	59	banking	banking	NOUN
issue-2479	273	60	system	system	NOUN
issue-2479	273	61	,	,	PUNCT
issue-2479	273	62	while	while	SCONJ
issue-2479	273	63	developing	develop	VERB
issue-2479	273	64	the	the	DET
issue-2479	273	65	foundations	foundation	NOUN
issue-2479	273	66	and	and	CCONJ
issue-2479	273	67	capabilities	capability	NOUN
issue-2479	273	68	of	of	ADP
issue-2479	273	69	ai	ai	NOUN
issue-2479	273	70	-	-	PUNCT
issue-2479	273	71	based	base	VERB
issue-2479	273	72	artificial	artificial	ADJ
issue-2479	273	73	sociality	sociality	NOUN
issue-2479	273	74	.	.	PUNCT
issue-2479	274	1	2	2	X
issue-2479	274	2	.	.	PUNCT
issue-2479	274	3	based	base	VERB
issue-2479	274	4	on	on	ADP
issue-2479	274	5	the	the	DET
issue-2479	274	6	strategy	strategy	NOUN
issue-2479	274	7	for	for	ADP
issue-2479	274	8	the	the	DET
issue-2479	274	9	development	development	NOUN
issue-2479	274	10	of	of	ADP
issue-2479	274	11	the	the	DET
issue-2479	274	12	national	national	ADJ
issue-2479	274	13	banking	banking	NOUN
issue-2479	274	14	system	system	NOUN
issue-2479	274	15	,	,	PUNCT
issue-2479	274	16	to	to	PART
issue-2479	274	17	determine	determine	VERB
issue-2479	274	18	the	the	DET
issue-2479	274	19	criteria	criterion	NOUN
issue-2479	274	20	for	for	ADP
issue-2479	274	21	controlling	control	VERB
issue-2479	274	22	and	and	CCONJ
issue-2479	274	23	regulating	regulate	VERB
issue-2479	274	24	the	the	DET
issue-2479	274	25	existing	exist	VERB
issue-2479	274	26	settlement	settlement	NOUN
issue-2479	274	27	system	system	NOUN
issue-2479	274	28	.	.	PUNCT
issue-2479	275	1	3	3	X
issue-2479	275	2	.	.	X
issue-2479	275	3	in	in	ADP
issue-2479	275	4	addition	addition	NOUN
issue-2479	275	5	to	to	ADP
issue-2479	275	6	licensing	license	VERB
issue-2479	275	7	trading	trading	NOUN
issue-2479	275	8	platforms	platform	NOUN
issue-2479	275	9	for	for	ADP
issue-2479	275	10	digital	digital	ADJ
issue-2479	275	11	assets	asset	NOUN
issue-2479	275	12	,	,	PUNCT
issue-2479	275	13	it	it	PRON
issue-2479	275	14	is	be	AUX
issue-2479	275	15	necessary	necessary	ADJ
issue-2479	275	16	to	to	PART
issue-2479	275	17	develop	develop	VERB
issue-2479	275	18	procedures	procedure	NOUN
issue-2479	275	19	for	for	ADP
issue-2479	275	20	audit	audit	NOUN
issue-2479	275	21	control	control	NOUN
issue-2479	275	22	of	of	ADP
issue-2479	275	23	all	all	DET
issue-2479	275	24	market	market	NOUN
issue-2479	275	25	participants	participant	NOUN
issue-2479	275	26	,	,	PUNCT
issue-2479	275	27	determine	determine	VERB
issue-2479	275	28	the	the	DET
issue-2479	275	29	levels	level	NOUN
issue-2479	275	30	of	of	ADP
issue-2479	275	31	risks	risk	NOUN
issue-2479	275	32	assumed	assume	VERB
issue-2479	275	33	by	by	ADP
issue-2479	275	34	participants	participant	NOUN
issue-2479	275	35	in	in	ADP
issue-2479	275	36	cefi	cefi	NOUN
issue-2479	275	37	and	and	CCONJ
issue-2479	275	38	defi	defi	PROPN
issue-2479	275	39	systems	system	NOUN
issue-2479	275	40	,	,	PUNCT
issue-2479	275	41	possibly	possibly	ADV
issue-2479	275	42	by	by	ADP
issue-2479	275	43	analogy	analogy	NOUN
issue-2479	275	44	with	with	ADP
issue-2479	275	45	the	the	DET
issue-2479	275	46	regulation	regulation	NOUN
issue-2479	275	47	of	of	ADP
issue-2479	275	48	bank	bank	NOUN
issue-2479	275	49	reserves	reserve	NOUN
issue-2479	275	50	based	base	VERB
issue-2479	275	51	on	on	ADP
issue-2479	275	52	the	the	DET
issue-2479	275	53	example	example	NOUN
issue-2479	275	54	of	of	ADP
issue-2479	275	55	basel	basel	PROPN
issue-2479	275	56	i	i	PROPN
issue-2479	275	57	,	,	PUNCT
issue-2479	275	58	ii	ii	PROPN
issue-2479	275	59	,	,	PUNCT
issue-2479	275	60	iii	iii	PROPN
issue-2479	275	61	,	,	PUNCT
issue-2479	275	62	iv	iv	NOUN
issue-2479	275	63	,	,	PUNCT
issue-2479	275	64	and	and	CCONJ
issue-2479	275	65	define	define	VERB
issue-2479	275	66	clear	clear	ADJ
issue-2479	275	67	financial	financial	ADJ
issue-2479	275	68	criteria	criterion	NOUN
issue-2479	275	69	for	for	ADP
issue-2479	275	70	risks	risk	NOUN
issue-2479	275	71	and	and	CCONJ
issue-2479	275	72	their	their	PRON
issue-2479	275	73	reserving	reserving	NOUN
issue-2479	275	74	.	.	PUNCT
issue-2479	276	1	4	4	X
issue-2479	276	2	.	.	PUNCT
issue-2479	276	3	to	to	PART
issue-2479	276	4	develop	develop	VERB
issue-2479	276	5	rules	rule	NOUN
issue-2479	276	6	and	and	CCONJ
issue-2479	276	7	procedures	procedure	NOUN
issue-2479	276	8	for	for	ADP
issue-2479	276	9	connecting	connect	VERB
issue-2479	276	10	and	and	CCONJ
issue-2479	276	11	disconnecting	disconnect	VERB
issue-2479	276	12	private	private	ADJ
issue-2479	276	13	money	money	NOUN
issue-2479	276	14	issuers	issuer	NOUN
issue-2479	276	15	from	from	ADP
issue-2479	276	16	interstate	interstate	ADJ
issue-2479	276	17	international	international	ADJ
issue-2479	276	18	settlement	settlement	NOUN
issue-2479	276	19	platforms	platform	NOUN
issue-2479	276	20	.	.	PUNCT
issue-2479	277	1	5	5	X
issue-2479	277	2	.	.	PUNCT
issue-2479	277	3	to	to	PART
issue-2479	277	4	make	make	VERB
issue-2479	277	5	a	a	DET
issue-2479	277	6	final	final	ADJ
issue-2479	277	7	and	and	CCONJ
issue-2479	277	8	long	long	ADJ
issue-2479	277	9	-	-	PUNCT
issue-2479	277	10	term	term	NOUN
issue-2479	277	11	decision	decision	NOUN
issue-2479	277	12	on	on	ADP
issue-2479	277	13	cash	cash	NOUN
issue-2479	277	14	circulation	circulation	NOUN
issue-2479	277	15	and	and	CCONJ
issue-2479	277	16	its	its	PRON
issue-2479	277	17	type	type	NOUN
issue-2479	277	18	(	(	PUNCT
issue-2479	277	19	traditional	traditional	ADJ
issue-2479	277	20	form	form	NOUN
issue-2479	277	21	or	or	CCONJ
issue-2479	277	22	electronic	electronic	ADJ
issue-2479	277	23	tokens	token	NOUN
issue-2479	277	24	)	)	PUNCT
issue-2479	277	25	.	.	PUNCT
issue-2479	278	1	authors	author	NOUN
issue-2479	278	2	’	'	PUNCT
issue-2479	278	3	contributions	contribution	NOUN
issue-2479	278	4	:	:	PUNCT
issue-2479	278	5	conceptualisation	conceptualisation	NOUN
issue-2479	278	6	,	,	PUNCT
issue-2479	278	7	j.b	j.b	PROPN
issue-2479	278	8	.	.	PROPN
issue-2479	278	9	and	and	CCONJ
issue-2479	278	10	a.s	a.s	PROPN
issue-2479	278	11	.	.	PROPN
issue-2479	278	12	;	;	PUNCT
issue-2479	278	13	methodology	methodology	NOUN
issue-2479	278	14	,	,	PUNCT
issue-2479	278	15	a.s	a.s	PROPN
issue-2479	278	16	.	.	PROPN
issue-2479	278	17	;	;	PUNCT
issue-2479	278	18	software	software	NOUN
issue-2479	278	19	,	,	PUNCT
issue-2479	278	20	j.b	j.b	PROPN
issue-2479	278	21	.	.	PROPN
issue-2479	278	22	;	;	PUNCT
issue-2479	278	23	validation	validation	NOUN
issue-2479	278	24	,	,	PUNCT
issue-2479	278	25	j.b	j.b	PROPN
issue-2479	278	26	.	.	PROPN
issue-2479	278	27	,	,	PUNCT
issue-2479	278	28	a.s	a.s	PROPN
issue-2479	278	29	.	.	PROPN
issue-2479	278	30	and	and	CCONJ
issue-2479	278	31	s.b	s.b	PROPN
issue-2479	278	32	.	.	PROPN
issue-2479	278	33	;	;	PUNCT
issue-2479	278	34	formal	formal	ADJ
issue-2479	278	35	analysis	analysis	NOUN
issue-2479	278	36	,	,	PUNCT
issue-2479	278	37	a.s	a.s	PROPN
issue-2479	278	38	.	.	PROPN
issue-2479	278	39	;	;	PUNCT
issue-2479	278	40	investigation	investigation	NOUN
issue-2479	278	41	,	,	PUNCT
issue-2479	278	42	j.b	j.b	PROPN
issue-2479	278	43	.	.	PROPN
issue-2479	278	44	;	;	PUNCT
issue-2479	278	45	resources	resource	NOUN
issue-2479	278	46	,	,	PUNCT
issue-2479	278	47	s.b	s.b	PROPN
issue-2479	278	48	.	.	PROPN
issue-2479	278	49	;	;	PUNCT
issue-2479	278	50	data	datum	NOUN
issue-2479	278	51	curation	curation	NOUN
issue-2479	278	52	,	,	PUNCT
issue-2479	278	53	s.b	s.b	PROPN
issue-2479	278	54	.	.	PROPN
issue-2479	278	55	;	;	PUNCT
issue-2479	278	56	writing	write	VERB
issue-2479	278	57	-	-	PUNCT
issue-2479	278	58	original	original	ADJ
issue-2479	278	59	draft	draft	NOUN
issue-2479	278	60	preparation	preparation	NOUN
issue-2479	278	61	,	,	PUNCT
issue-2479	278	62	a.s	a.s	PROPN
issue-2479	278	63	.	.	PROPN
issue-2479	278	64	;	;	PUNCT
issue-2479	278	65	writing	write	VERB
issue-2479	278	66	-	-	PUNCT
issue-2479	278	67	review	review	NOUN
issue-2479	278	68	and	and	CCONJ
issue-2479	278	69	editing	editing	NOUN
issue-2479	278	70	,	,	PUNCT
issue-2479	278	71	j.b	j.b	PROPN
issue-2479	278	72	.	.	PROPN
issue-2479	278	73	;	;	PUNCT
issue-2479	278	74	visualisation	visualisation	NOUN
issue-2479	278	75	,	,	PUNCT
issue-2479	278	76	j.b	j.b	PROPN
issue-2479	278	77	.	.	PROPN
issue-2479	278	78	;	;	PUNCT
issue-2479	278	79	supervision	supervision	NOUN
issue-2479	278	80	,	,	PUNCT
issue-2479	278	81	j.b	j.b	PROPN
issue-2479	278	82	.	.	PUNCT
issue-2479	278	83	;	;	PUNCT
issue-2479	278	84	project	project	NOUN
issue-2479	278	85	management	management	NOUN
issue-2479	278	86	,	,	PUNCT
issue-2479	278	87	a.s	a.s	PROPN
issue-2479	278	88	.	.	PROPN
issue-2479	278	89	;	;	PUNCT
issue-2479	278	90	fund	fund	NOUN
issue-2479	278	91	raising	raising	NOUN
issue-2479	278	92	,	,	PUNCT
issue-2479	278	93	j.b	j.b	PROPN
issue-2479	278	94	.	.	PUNCT
issue-2479	279	1	all	all	DET
issue-2479	279	2	authors	author	NOUN
issue-2479	279	3	have	have	AUX
issue-2479	279	4	read	read	VERB
issue-2479	279	5	and	and	CCONJ
issue-2479	279	6	agreed	agree	VERB
issue-2479	279	7	to	to	ADP
issue-2479	279	8	the	the	DET
issue-2479	279	9	published	publish	VERB
issue-2479	279	10	version	version	NOUN
issue-2479	279	11	of	of	ADP
issue-2479	279	12	the	the	DET
issue-2479	279	13	manuscript	manuscript	NOUN
issue-2479	279	14	.	.	PUNCT
issue-2479	280	1	references	reference	NOUN
issue-2479	280	2	:	:	PUNCT
issue-2479	280	3	atlantic	atlantic	PROPN
issue-2479	280	4	council	council	PROPN
issue-2479	280	5	(	(	PUNCT
issue-2479	280	6	2023	2023	NUM
issue-2479	280	7	)	)	PUNCT
issue-2479	280	8	.	.	PUNCT
issue-2479	281	1	key	key	ADJ
issue-2479	281	2	findings	finding	NOUN
issue-2479	281	3	.	.	PUNCT
issue-2479	282	1	2023	2023	NUM
issue-2479	282	2	,	,	PUNCT
issue-2479	282	3	06	06	NUM
issue-2479	282	4	.	.	PUNCT
issue-2479	282	5	available	available	ADJ
issue-2479	282	6	at	at	ADP
issue-2479	282	7	:	:	PUNCT
issue-2479	282	8	https://www.atlanticcouncil.org/cbdctracker/	https://www.atlanticcouncil.org/cbdctracker/	PUNCT
issue-2479	282	9	baltgailis	baltgailis	PROPN
issue-2479	282	10	,	,	PUNCT
issue-2479	282	11	j.	j.	PROPN
issue-2479	282	12	,	,	PUNCT
issue-2479	282	13	simakhova	simakhova	PROPN
issue-2479	282	14	,	,	PUNCT
issue-2479	282	15	a.	a.	PROPN
issue-2479	282	16	,	,	PUNCT
issue-2479	282	17	&	&	CCONJ
issue-2479	282	18	buka	buka	PROPN
issue-2479	282	19	,	,	PUNCT
issue-2479	282	20	s.	s.	PROPN
issue-2479	282	21	(	(	PUNCT
issue-2479	282	22	2023	2023	NUM
issue-2479	282	23	)	)	PUNCT
issue-2479	282	24	.	.	PUNCT
issue-2479	283	1	digital	digital	ADJ
issue-2479	283	2	currencies	currency	NOUN
issue-2479	283	3	and	and	CCONJ
issue-2479	283	4	fintech	fintech	NOUN
issue-2479	283	5	innovation	innovation	NOUN
issue-2479	283	6	technologies	technology	NOUN
issue-2479	283	7	for	for	ADP
issue-2479	283	8	economic	economic	ADJ
issue-2479	283	9	growth	growth	NOUN
issue-2479	283	10	.	.	PUNCT
issue-2479	284	1	marketing	marketing	NOUN
issue-2479	284	2	and	and	CCONJ
issue-2479	284	3	management	management	NOUN
issue-2479	284	4	of	of	ADP
issue-2479	284	5	innovations	innovation	NOUN
issue-2479	284	6	,	,	PUNCT
issue-2479	284	7	 	 	SPACE
issue-2479	284	8	vol	vol	NOUN
issue-2479	284	9	.	.	PUNCT
issue-2479	284	10	14(3	14(3	NUM
issue-2479	284	11	)	)	PUNCT
issue-2479	284	12	,	,	PUNCT
issue-2479	284	13	p.	p.	NOUN
issue-2479	284	14	202–214	202–214	NUM
issue-2479	284	15	.	.	PUNCT
issue-2479	285	1	baltgailis	baltgailis	PROPN
issue-2479	285	2	,	,	PUNCT
issue-2479	285	3	j.	j.	PROPN
issue-2479	285	4	,	,	PUNCT
issue-2479	285	5	&	&	CCONJ
issue-2479	285	6	menshikov	menshikov	PROPN
issue-2479	285	7	,	,	PUNCT
issue-2479	285	8	v.	v.	PROPN
issue-2479	285	9	(	(	PUNCT
issue-2479	285	10	2023	2023	NUM
issue-2479	285	11	)	)	PUNCT
issue-2479	285	12	.	.	PUNCT
issue-2479	286	1	digital	digital	ADJ
issue-2479	286	2	currencies	currency	NOUN
issue-2479	286	3	:	:	PUNCT
issue-2479	286	4	a	a	DET
issue-2479	286	5	new	new	ADJ
issue-2479	286	6	banking	banking	NOUN
issue-2479	286	7	business	business	NOUN
issue-2479	286	8	model	model	NOUN
issue-2479	286	9	.	.	PUNCT
issue-2479	287	1	iris	iris	NOUN
issue-2479	287	2	-	-	PUNCT
issue-2479	287	3	alkona	alkona	PROPN
issue-2479	287	4	,	,	PUNCT
issue-2479	287	5	9th	9th	ADJ
issue-2479	287	6	international	international	ADJ
issue-2479	287	7	scientific	scientific	ADJ
issue-2479	287	8	symposium	symposium	NOUN
issue-2479	287	9	"	"	PUNCT
issue-2479	287	10	economics	economic	NOUN
issue-2479	287	11	,	,	PUNCT
issue-2479	287	12	business	business	NOUN
issue-2479	287	13	&	&	CCONJ
issue-2479	287	14	finance	finance	PROPN
issue-2479	287	15	"	"	PUNCT
issue-2479	287	16	.	.	PUNCT
issue-2479	288	1	jurmala	jurmala	PROPN
issue-2479	288	2	.	.	PUNCT
issue-2479	289	1	available	available	ADJ
issue-2479	289	2	at	at	ADP
issue-2479	289	3	:	:	PUNCT
issue-2479	289	4	https://5bf31921b1d7-45e5-97d6-85c83863bfa0.filesusr.com/ugd/7ebfb0_213144bfc3fe481f9f9a11715fd53b91.pdf	https://5bf31921b1d7-45e5-97d6-85c83863bfa0.filesusr.com/ugd/7ebfb0_213144bfc3fe481f9f9a11715fd53b91.pdf	PROPN
issue-2479	289	5	bank	bank	PROPN
issue-2479	289	6	of	of	ADP
issue-2479	289	7	canada	canada	PROPN
issue-2479	289	8	(	(	PUNCT
issue-2479	289	9	2021	2021	NUM
issue-2479	289	10	)	)	PUNCT
issue-2479	289	11	.	.	PUNCT
issue-2479	290	1	expiring	expire	VERB
issue-2479	290	2	central	central	PROPN
issue-2479	290	3	bank	bank	PROPN
issue-2479	290	4	digital	digital	ADJ
issue-2479	290	5	currency	currency	NOUN
issue-2479	290	6	and	and	CCONJ
issue-2479	290	7	loss	loss	NOUN
issue-2479	290	8	recovery	recovery	NOUN
issue-2479	290	9	.	.	PUNCT
issue-2479	291	1	bank	bank	PROPN
issue-2479	291	2	of	of	ADP
issue-2479	291	3	canada	canada	PROPN
issue-2479	291	4	.	.	PUNCT
issue-2479	292	1	available	available	ADJ
issue-2479	292	2	at	at	ADP
issue-2479	292	3	:	:	PUNCT
issue-2479	292	4	https://www.bankofcanada.ca/wp-content/uploads/2021/12/swp2021-67.pdf	https://www.bankofcanada.ca/wp-content/uploads/2021/12/swp2021-67.pdf	NOUN
issue-2479	292	5	barrons	barron	NOUN
issue-2479	292	6	(	(	PUNCT
issue-2479	292	7	2024	2024	NUM
issue-2479	292	8	)	)	PUNCT
issue-2479	292	9	.	.	PUNCT
issue-2479	293	1	sweden	sweden	PROPN
issue-2479	293	2	studies	study	NOUN
issue-2479	293	3	how	how	SCONJ
issue-2479	293	4	to	to	PART
issue-2479	293	5	save	save	VERB
issue-2479	293	6	cash	cash	NOUN
issue-2479	293	7	from	from	ADP
issue-2479	293	8	extinction	extinction	NOUN
issue-2479	293	9	.	.	PUNCT
issue-2479	294	1	available	available	ADJ
issue-2479	294	2	at	at	ADP
issue-2479	294	3	:	:	PUNCT
issue-2479	294	4	https://www.barrons.com/	https://www.barrons.com/	NOUN
issue-2479	294	5	news	news	PROPN
issue-2479	294	6	/	/	SYM
issue-2479	294	7	sweden	sweden	VERB
issue-2479	294	8	-	-	PUNCT
issue-2479	294	9	studies	study	NOUN
issue-2479	294	10	-	-	PUNCT
issue-2479	294	11	how	how	ADV
issue-2479	294	12	-	-	PUNCT
issue-2479	294	13	to	to	ADP
issue-2479	294	14	-	-	PUNCT
issue-2479	294	15	save	save	VERB
issue-2479	294	16	-	-	PUNCT
issue-2479	294	17	cash	cash	NOUN
issue-2479	294	18	-	-	PUNCT
issue-2479	294	19	from	from	ADP
issue-2479	294	20	-	-	PUNCT
issue-2479	294	21	extinction-5add9839	extinction-5add9839	ADJ
issue-2479	294	22	bis	bis	X
issue-2479	294	23	(	(	PUNCT
issue-2479	294	24	2021	2021	NUM
issue-2479	294	25	)	)	PUNCT
issue-2479	294	26	.	.	PUNCT
issue-2479	295	1	bis	bis	PROPN
issue-2479	295	2	working	working	NOUN
issue-2479	295	3	papers	paper	NOUN
issue-2479	295	4	no	no	DET
issue-2479	295	5	976	976	NUM
issue-2479	295	6	.	.	PUNCT
issue-2479	296	1	central	central	PROPN
issue-2479	296	2	bank	bank	PROPN
issue-2479	296	3	digital	digital	ADJ
issue-2479	296	4	currencies	currency	NOUN
issue-2479	296	5	:	:	PUNCT
issue-2479	296	6	motives	motive	NOUN
issue-2479	296	7	,	,	PUNCT
issue-2479	296	8	economic	economic	ADJ
issue-2479	296	9	implications	implication	NOUN
issue-2479	296	10	and	and	CCONJ
issue-2479	296	11	the	the	DET
issue-2479	296	12	research	research	NOUN
issue-2479	296	13	frontier	frontier	NOUN
issue-2479	296	14	.	.	PUNCT
issue-2479	297	1	bis	bis	PROPN
issue-2479	297	2	(	(	PUNCT
issue-2479	297	3	2023	2023	NUM
issue-2479	297	4	)	)	PUNCT
issue-2479	297	5	.	.	PUNCT
issue-2479	298	1	bis	bis	PROPN
issue-2479	298	2	papers	paper	NOUN
issue-2479	299	1	no	no	INTJ
issue-2479	299	2	141.will	141.will	VERB
issue-2479	299	3	the	the	DET
issue-2479	299	4	real	real	ADJ
issue-2479	299	5	stablecoin	stablecoin	NOUN
issue-2479	299	6	please	please	INTJ
issue-2479	299	7	stand	stand	VERB
issue-2479	299	8	up	up	ADP
issue-2479	299	9	?	?	PUNCT
issue-2479	300	1	by	by	ADP
issue-2479	300	2	anneke	anneke	PROPN
issue-2479	300	3	kosse	kosse	PROPN
issue-2479	300	4	,	,	PUNCT
issue-2479	300	5	marc	marc	PROPN
issue-2479	300	6	glowka	glowka	NOUN
issue-2479	300	7	,	,	PUNCT
issue-2479	300	8	ilaria	ilaria	PROPN
issue-2479	300	9	mattei	mattei	PROPN
issue-2479	300	10	and	and	CCONJ
issue-2479	300	11	tara	tara	PROPN
issue-2479	300	12	rice	rice	PROPN
issue-2479	300	13	.	.	PUNCT
issue-2479	301	1	bis	bis	PROPN
issue-2479	301	2	annual	annual	ADJ
issue-2479	301	3	economic	economic	ADJ
issue-2479	301	4	report	report	NOUN
issue-2479	301	5	(	(	PUNCT
issue-2479	301	6	2023	2023	NUM
issue-2479	301	7	)	)	PUNCT
issue-2479	301	8	.	.	PUNCT
issue-2479	302	1	iii	iii	X
issue-2479	303	1	‘	'	PUNCT
issue-2479	303	2	blueprint	blueprint	NOUN
issue-2479	303	3	for	for	ADP
issue-2479	303	4	the	the	DET
issue-2479	303	5	future	future	ADJ
issue-2479	303	6	monetary	monetary	ADJ
issue-2479	303	7	system	system	NOUN
issue-2479	303	8	:	:	PUNCT
issue-2479	303	9	improving	improve	VERB
issue-2479	303	10	the	the	DET
issue-2479	303	11	old	old	ADJ
issue-2479	303	12	,	,	PUNCT
issue-2479	303	13	enabling	enable	VERB
issue-2479	303	14	the	the	DET
issue-2479	303	15	new	new	ADJ
issue-2479	303	16	’	'	PUNCT
issue-2479	303	17	chapter	chapter	NOUN
issue-2479	303	18	.	.	PUNCT
issue-2479	304	1	p.	p.	NOUN
issue-2479	304	2	88	88	NUM
issue-2479	304	3	.	.	PUNCT
issue-2479	305	1	available	available	ADJ
issue-2479	305	2	at	at	ADP
issue-2479	305	3	:	:	PUNCT
issue-2479	305	4	https://www.bis.org	https://www.bis.org	ADJ
issue-2479	305	5	/	/	SYM
issue-2479	305	6	publ	publ	NOUN
issue-2479	305	7	/	/	SYM
issue-2479	305	8	arpdf	arpdf	NOUN
issue-2479	305	9	/	/	SYM
issue-2479	305	10	ar2023e3.pdf	ar2023e3.pdf	PROPN
issue-2479	305	11	biswas	biswas	PROPN
issue-2479	305	12	,	,	PUNCT
issue-2479	305	13	s.	s.	PROPN
issue-2479	305	14	,	,	PUNCT
issue-2479	305	15	carson	carson	PROPN
issue-2479	305	16	,	,	PUNCT
issue-2479	305	17	b.	b.	PROPN
issue-2479	305	18	,	,	PUNCT
issue-2479	305	19	chung	chung	PROPN
issue-2479	305	20	,	,	PUNCT
issue-2479	305	21	v.	v.	PROPN
issue-2479	305	22	,	,	PUNCT
issue-2479	305	23	singh	singh	PROPN
issue-2479	305	24	,	,	PUNCT
issue-2479	305	25	s.	s.	PROPN
issue-2479	305	26	,	,	PUNCT
issue-2479	305	27	&	&	CCONJ
issue-2479	305	28	thomas	thomas	PROPN
issue-2479	305	29	,	,	PUNCT
issue-2479	305	30	r.	r.	PROPN
issue-2479	305	31	(	(	PUNCT
issue-2479	305	32	2020	2020	NUM
issue-2479	305	33	)	)	PUNCT
issue-2479	305	34	.	.	PUNCT
issue-2479	306	1	ai	ai	AUX
issue-2479	306	2	-	-	PUNCT
issue-2479	306	3	bank	bank	NOUN
issue-2479	306	4	of	of	ADP
issue-2479	306	5	the	the	DET
issue-2479	306	6	future	future	NOUN
issue-2479	306	7	:	:	PUNCT
issue-2479	306	8	can	can	AUX
issue-2479	306	9	banks	bank	NOUN
issue-2479	306	10	meet	meet	VERB
issue-2479	306	11	the	the	DET
issue-2479	306	12	ai	ai	NOUN
issue-2479	306	13	challenge	challenge	NOUN
issue-2479	306	14	.	.	PUNCT
issue-2479	306	15	 	 	SPACE
issue-2479	307	1	new	new	PROPN
issue-2479	307	2	york	york	PROPN
issue-2479	307	3	:	:	PUNCT
issue-2479	307	4	mckinsey	mckinsey	NOUN
issue-2479	307	5	&	&	CCONJ
issue-2479	307	6	company	company	PROPN
issue-2479	307	7	.	.	PUNCT
issue-2479	308	1	boobier	boobier	NOUN
issue-2479	308	2	,	,	PUNCT
issue-2479	308	3	t.	t.	PROPN
issue-2479	308	4	(	(	PUNCT
issue-2479	308	5	2020	2020	NUM
issue-2479	308	6	)	)	PUNCT
issue-2479	308	7	.	.	PUNCT
issue-2479	308	8	 	 	SPACE
issue-2479	309	1	ai	ai	VERB
issue-2479	309	2	and	and	CCONJ
issue-2479	309	3	the	the	DET
issue-2479	309	4	future	future	NOUN
issue-2479	309	5	of	of	ADP
issue-2479	309	6	banking	banking	NOUN
issue-2479	309	7	.	.	PUNCT
issue-2479	310	1	john	john	PROPN
issue-2479	310	2	wiley	wiley	PROPN
issue-2479	310	3	&	&	CCONJ
issue-2479	310	4	sons	son	NOUN
issue-2479	310	5	.	.	PUNCT
issue-2479	311	1	bordo	bordo	PROPN
issue-2479	311	2	,	,	PUNCT
issue-2479	311	3	m.	m.	NOUN
issue-2479	311	4	,	,	PUNCT
issue-2479	311	5	&	&	CCONJ
issue-2479	311	6	levin	levin	PROPN
issue-2479	311	7	,	,	PUNCT
issue-2479	311	8	a.	a.	PROPN
issue-2479	311	9	(	(	PUNCT
issue-2479	311	10	2017	2017	NUM
issue-2479	311	11	)	)	PUNCT
issue-2479	311	12	.	.	PUNCT
issue-2479	312	1	central	central	PROPN
issue-2479	312	2	bank	bank	PROPN
issue-2479	312	3	digital	digital	ADJ
issue-2479	312	4	currency	currency	NOUN
issue-2479	312	5	and	and	CCONJ
issue-2479	312	6	the	the	DET
issue-2479	312	7	future	future	NOUN
issue-2479	312	8	of	of	ADP
issue-2479	312	9	monetary	monetary	ADJ
issue-2479	312	10	policy	policy	NOUN
issue-2479	312	11	,	,	PUNCT
issue-2479	312	12	nber	nber	PROPN
issue-2479	312	13	working	working	PROPN
issue-2479	312	14	papers	paper	NOUN
issue-2479	312	15	,	,	PUNCT
issue-2479	312	16	no	no	DET
issue-2479	312	17	23711	23711	NUM
issue-2479	312	18	.	.	PUNCT
issue-2479	313	1	national	national	PROPN
issue-2479	313	2	bureau	bureau	PROPN
issue-2479	313	3	of	of	ADP
issue-2479	313	4	economic	economic	ADJ
issue-2479	313	5	research	research	NOUN
issue-2479	313	6	.	.	PUNCT
issue-2479	314	1	available	available	ADJ
issue-2479	314	2	at	at	ADP
issue-2479	314	3	:	:	PUNCT
issue-2479	314	4	https://www.nber.org›files›w23711	https://www.nber.org›files›w23711	VERB
issue-2479	314	5	baltic	baltic	ADJ
issue-2479	314	6	journal	journal	PROPN
issue-2479	314	7	of	of	ADP
issue-2479	314	8	economic	economic	ADJ
issue-2479	314	9	studies	study	NOUN
issue-2479	314	10	35	35	NUM
issue-2479	314	11	vol	vol	NOUN
issue-2479	314	12	.	.	PUNCT
issue-2479	315	1	10	10	NUM
issue-2479	315	2	no	no	NOUN
issue-2479	315	3	.	.	NOUN
issue-2479	316	1	3	3	NUM
issue-2479	316	2	,	,	PUNCT
issue-2479	316	3	2024	2024	NUM
issue-2479	316	4	burgt	burgt	NOUN
issue-2479	316	5	,	,	PUNCT
issue-2479	316	6	j.	j.	PROPN
issue-2479	316	7	v.	v.	PROPN
issue-2479	316	8	d.	d.	PROPN
issue-2479	316	9	(	(	PUNCT
issue-2479	316	10	2020	2020	NUM
issue-2479	316	11	)	)	PUNCT
issue-2479	316	12	.	.	PUNCT
issue-2479	317	1	explainable	explainable	ADJ
issue-2479	317	2	ai	ai	VERB
issue-2479	317	3	in	in	ADP
issue-2479	317	4	banking	banking	NOUN
issue-2479	317	5	.	.	PUNCT
issue-2479	317	6	 	 	SPACE
issue-2479	318	1	journal	journal	PROPN
issue-2479	318	2	of	of	ADP
issue-2479	318	3	digital	digital	ADJ
issue-2479	318	4	banking	banking	NOUN
issue-2479	318	5	,	,	PUNCT
issue-2479	318	6	 	 	SPACE
issue-2479	318	7	vol	vol	NOUN
issue-2479	318	8	.	.	PUNCT
issue-2479	318	9	4(4	4(4	NUM
issue-2479	318	10	)	)	PUNCT
issue-2479	318	11	,	,	PUNCT
issue-2479	318	12	p.	p.	NOUN
issue-2479	318	13	344–350	344–350	NUM
issue-2479	318	14	.	.	PUNCT
issue-2479	319	1	business	business	NOUN
issue-2479	319	2	insider	insider	NOUN
issue-2479	319	3	intelligence	intelligence	NOUN
issue-2479	319	4	(	(	PUNCT
issue-2479	319	5	2023	2023	NUM
issue-2479	319	6	)	)	PUNCT
issue-2479	319	7	.	.	PUNCT
issue-2479	320	1	winning	win	VERB
issue-2479	320	2	strategies	strategy	NOUN
issue-2479	320	3	for	for	ADP
issue-2479	320	4	ai	ai	VERB
issue-2479	320	5	in	in	ADP
issue-2479	320	6	banking	banking	NOUN
issue-2479	320	7	.	.	PUNCT
issue-2479	321	1	available	available	ADJ
issue-2479	321	2	at	at	ADP
issue-2479	321	3	:	:	PUNCT
issue-2479	321	4	https://www.businessinsider.com/intelligence/winning-strategies-for-ai-in-banking	https://www.businessinsider.com/intelligence/winning-strategies-for-ai-in-banke	VERB
issue-2479	321	5	carstens	carsten	NOUN
issue-2479	321	6	,	,	PUNCT
issue-2479	321	7	a.	a.	NOUN
issue-2479	321	8	(	(	PUNCT
issue-2479	321	9	2022	2022	NUM
issue-2479	321	10	)	)	PUNCT
issue-2479	321	11	.	.	PUNCT
issue-2479	322	1	digital	digital	ADJ
issue-2479	322	2	currencies	currency	NOUN
issue-2479	322	3	and	and	CCONJ
issue-2479	322	4	the	the	DET
issue-2479	322	5	soul	soul	NOUN
issue-2479	322	6	of	of	ADP
issue-2479	322	7	money	money	NOUN
issue-2479	322	8	.	.	PUNCT
issue-2479	323	1	bis	bis	PROPN
issue-2479	323	2	.	.	PUNCT
issue-2479	324	1	available	available	ADJ
issue-2479	324	2	at	at	ADP
issue-2479	324	3	:	:	PUNCT
issue-2479	324	4	https://www.bis.org/speeches/	https://www.bis.org/speeches/	NUM
issue-2479	324	5	sp220118.htm	sp220118.htm	X
issue-2479	324	6	ceic	ceic	X
issue-2479	324	7	(	(	PUNCT
issue-2479	324	8	2023	2023	NUM
issue-2479	324	9	)	)	PUNCT
issue-2479	324	10	.	.	PUNCT
issue-2479	325	1	countries	country	NOUN
issue-2479	325	2	and	and	CCONJ
issue-2479	325	3	regions	region	NOUN
issue-2479	325	4	.	.	PUNCT
issue-2479	326	1	available	available	ADJ
issue-2479	326	2	at	at	ADP
issue-2479	326	3	:	:	PUNCT
issue-2479	326	4	https://www.ceicdata.com/en/countries	https://www.ceicdata.com/en/countrie	NOUN
issue-2479	326	5	deloitt	deloitt	PROPN
issue-2479	326	6	(	(	PUNCT
issue-2479	326	7	2024	2024	NUM
issue-2479	326	8	)	)	PUNCT
issue-2479	326	9	.	.	PUNCT
issue-2479	327	1	banking	banking	NOUN
issue-2479	327	2	and	and	CCONJ
issue-2479	327	3	capital	capital	NOUN
issue-2479	327	4	markets	market	NOUN
issue-2479	327	5	outlook	outlook	NOUN
issue-2479	327	6	.	.	PUNCT
issue-2479	328	1	available	available	ADJ
issue-2479	328	2	at	at	ADP
issue-2479	328	3	:	:	PUNCT
issue-2479	328	4	https://www2.deloitte.com/us/en/insights/	https://www2.deloitte.com/us/en/insights/	NOUN
issue-2479	328	5	industry	industry	NOUN
issue-2479	328	6	/	/	SYM
issue-2479	328	7	financial	financial	ADJ
issue-2479	328	8	-	-	PUNCT
issue-2479	328	9	services	service	NOUN
issue-2479	328	10	/	/	SYM
issue-2479	328	11	financial	financial	ADJ
issue-2479	328	12	-	-	PUNCT
issue-2479	328	13	services	service	NOUN
issue-2479	328	14	-	-	PUNCT
issue-2479	328	15	industry	industry	NOUN
issue-2479	328	16	-	-	PUNCT
issue-2479	328	17	outlooks	outlook	NOUN
issue-2479	328	18	/	/	SYM
issue-2479	328	19	banking	banking	NOUN
issue-2479	328	20	-	-	PUNCT
issue-2479	328	21	industry	industry	NOUN
issue-2479	328	22	-	-	PUNCT
issue-2479	328	23	outlook.html	outlook.html	NUM
issue-2479	328	24	cbs	cbs	PROPN
issue-2479	328	25	news	news	NOUN
issue-2479	328	26	(	(	PUNCT
issue-2479	328	27	2024	2024	NUM
issue-2479	328	28	)	)	PUNCT
issue-2479	328	29	.	.	PUNCT
issue-2479	329	1	eu	eu	PROPN
issue-2479	329	2	investigating	investigate	VERB
issue-2479	329	3	apple	apple	NOUN
issue-2479	329	4	,	,	PUNCT
issue-2479	329	5	google	google	PROPN
issue-2479	329	6	and	and	CCONJ
issue-2479	329	7	meta	meta	PROPN
issue-2479	329	8	's	's	PART
issue-2479	329	9	suspected	suspect	VERB
issue-2479	329	10	violations	violation	NOUN
issue-2479	329	11	of	of	ADP
issue-2479	329	12	new	new	ADJ
issue-2479	329	13	digital	digital	ADJ
issue-2479	329	14	markets	market	NOUN
issue-2479	329	15	act	act	VERB
issue-2479	329	16	.	.	PUNCT
issue-2479	330	1	available	available	ADJ
issue-2479	330	2	at	at	ADP
issue-2479	330	3	:	:	PUNCT
issue-2479	330	4	https://www.cbsnews.com/news/eu-apple-google-meta-investigation-new-digital-markets-actantitrust-law/	https://www.cbsnews.com/news/eu-apple-google-meta-investigation-new-digital-markets-actantitrust-law/	VERB
issue-2479	330	5	the	the	DET
issue-2479	330	6	2023	2023	NUM
issue-2479	330	7	global	global	ADJ
issue-2479	330	8	crypto	crypto	NOUN
issue-2479	330	9	adoption	adoption	PROPN
issue-2479	330	10	index	index	PROPN
issue-2479	330	11	.	.	PUNCT
issue-2479	331	1	available	available	ADJ
issue-2479	331	2	at	at	ADP
issue-2479	331	3	:	:	PUNCT
issue-2479	331	4	https://www.chainalysis.com/blog/2023-global-cryptoadoption-index/#top20	https://www.chainalysis.com/blog/2023-global-cryptoadoption-index/#top20	ADP
issue-2479	331	5	the	the	DET
issue-2479	331	6	guardian	guardian	NOUN
issue-2479	331	7	,	,	PUNCT
issue-2479	331	8	2021	2021	NUM
issue-2479	331	9	.	.	PUNCT
issue-2479	332	1	available	available	ADJ
issue-2479	332	2	at	at	ADP
issue-2479	332	3	:	:	PUNCT
issue-2479	332	4	https://www.theguardian.com/world/2021/nov/24/india-to-ban-privatecryptocurrencies-and-launch-official-digital-currency	https://www.theguardian.com/world/2021/nov/24/india-to-ban-privatecryptocurrencies-and-launch-official-digital-currency	PROPN
issue-2479	332	5	ecb	ecb	PROPN
issue-2479	332	6	(	(	PUNCT
issue-2479	332	7	2024	2024	NUM
issue-2479	332	8	)	)	PUNCT
issue-2479	332	9	.	.	PUNCT
issue-2479	333	1	payments	payment	NOUN
issue-2479	333	2	statistics	statistic	NOUN
issue-2479	333	3	:	:	PUNCT
issue-2479	333	4	  	  	SPACE
issue-2479	333	5	first	first	ADV
issue-2479	333	6	half	half	NOUN
issue-2479	333	7	and	and	CCONJ
issue-2479	333	8	second	second	ADJ
issue-2479	333	9	half	half	NOUN
issue-2479	333	10	of	of	ADP
issue-2479	333	11	2022	2022	NUM
issue-2479	333	12	.	.	PUNCT
issue-2479	334	1	available	available	ADJ
issue-2479	334	2	at	at	ADP
issue-2479	334	3	:	:	PUNCT
issue-2479	334	4	https://www.ecb.europa.eu/	https://www.ecb.europa.eu/	VERB
issue-2479	334	5	press	press	NOUN
issue-2479	334	6	/	/	SYM
issue-2479	334	7	pr	pr	NOUN
issue-2479	334	8	/	/	SYM
issue-2479	334	9	stats	stat	NOUN
issue-2479	334	10	/	/	SYM
issue-2479	334	11	paysec	paysec	NOUN
issue-2479	334	12	/	/	SYM
issue-2479	334	13	html	html	NOUN
issue-2479	334	14	/	/	SYM
issue-2479	334	15	ecb.pis2022~8bb6cc08f4.en.html	ecb.pis2022~8bb6cc08f4.en.html	PROPN
issue-2479	334	16	etbfsi	etbfsi	PROPN
issue-2479	334	17	(	(	PUNCT
issue-2479	334	18	2021	2021	NUM
issue-2479	334	19	)	)	PUNCT
issue-2479	334	20	.	.	PUNCT
issue-2479	335	1	digital	digital	ADJ
issue-2479	335	2	currency	currency	NOUN
issue-2479	335	3	:	:	PUNCT
issue-2479	335	4	yuan	yuan	NOUN
issue-2479	335	5	comes	come	VERB
issue-2479	335	6	with	with	ADP
issue-2479	335	7	an	an	DET
issue-2479	335	8	expiry	expiry	NOUN
issue-2479	335	9	date	date	NOUN
issue-2479	335	10	:	:	PUNCT
issue-2479	335	11	spend	spend	VERB
issue-2479	335	12	or	or	CCONJ
issue-2479	335	13	it	it	PRON
issue-2479	335	14	will	will	AUX
issue-2479	335	15	vanish	vanish	VERB
issue-2479	335	16	.	.	PUNCT
issue-2479	336	1	available	available	ADJ
issue-2479	336	2	at	at	ADP
issue-2479	336	3	:	:	PUNCT
issue-2479	336	4	https://bfsi.economictimes.indiatimes.com/news/policy/digital-currency-yuan-comes-with-an-expiry-datespend-or-it-will-vanish/82059471	https://bfsi.economictimes.indiatimes.com/news/policy/digital-currency-yuan-comes-with-an-expiry-datespend-or-it-will-vanish/82059471	NOUN
issue-2479	336	5	ganowski	ganowski	PROPN
issue-2479	336	6	,	,	PUNCT
issue-2479	336	7	r.	r.	PROPN
issue-2479	336	8	(	(	PUNCT
issue-2479	336	9	2022	2022	NUM
issue-2479	336	10	)	)	PUNCT
issue-2479	336	11	.	.	PUNCT
issue-2479	337	1	cbdc	cbdc	PROPN
issue-2479	337	2	:	:	PUNCT
issue-2479	337	3	why	why	SCONJ
issue-2479	337	4	is	be	AUX
issue-2479	337	5	a	a	DET
issue-2479	337	6	digital	digital	ADJ
issue-2479	337	7	currency	currency	NOUN
issue-2479	337	8	with	with	ADP
issue-2479	337	9	an	an	DET
issue-2479	337	10	expiry	expiry	NOUN
issue-2479	337	11	date	date	NOUN
issue-2479	337	12	a	a	DET
issue-2479	337	13	very	very	ADV
issue-2479	337	14	dangerous	dangerous	ADJ
issue-2479	337	15	solution	solution	NOUN
issue-2479	337	16	?	?	PUNCT
issue-2479	338	1	available	available	ADJ
issue-2479	338	2	at	at	ADP
issue-2479	338	3	:	:	PUNCT
issue-2479	338	4	https://www.amazon.com/cbdc-digital-currency-dangerous-solution/dp/b09zc9p96x	https://www.amazon.com/cbdc-digital-currency-dangerous-solution/dp/b09zc9p96x	PROPN
issue-2479	338	5	hegel	hegel	PROPN
issue-2479	338	6	,	,	PUNCT
issue-2479	338	7	g.	g.	PROPN
issue-2479	338	8	(	(	PUNCT
issue-2479	338	9	2015	2015	NUM
issue-2479	338	10	)	)	PUNCT
issue-2479	338	11	.	.	PUNCT
issue-2479	339	1	the	the	DET
issue-2479	339	2	science	science	NOUN
issue-2479	339	3	of	of	ADP
issue-2479	339	4	logic	logic	NOUN
issue-2479	339	5	.	.	PUNCT
issue-2479	340	1	cambridge	cambridge	PROPN
issue-2479	340	2	university	university	PROPN
issue-2479	340	3	press	press	NOUN
issue-2479	340	4	,	,	PUNCT
issue-2479	340	5	new	new	ADJ
issue-2479	340	6	edition	edition	NOUN
issue-2479	340	7	,	,	PUNCT
issue-2479	340	8	2015	2015	NUM
issue-2479	340	9	.	.	PUNCT
issue-2479	341	1	gesell	gesell	PROPN
issue-2479	341	2	,	,	PUNCT
issue-2479	341	3	s.	s.	PROPN
issue-2479	341	4	(	(	PUNCT
issue-2479	341	5	1918	1918	NUM
issue-2479	341	6	)	)	PUNCT
issue-2479	341	7	.	.	PUNCT
issue-2479	342	1	the	the	DET
issue-2479	342	2	natural	natural	ADJ
issue-2479	342	3	economic	economic	ADJ
issue-2479	342	4	order	order	NOUN
issue-2479	342	5	.	.	PUNCT
issue-2479	343	1	available	available	ADJ
issue-2479	343	2	at	at	ADP
issue-2479	343	3	:	:	PUNCT
issue-2479	343	4	https://www.naturalmoney.org/naturaleconomic	https://www.naturalmoney.org/naturaleconomic	PROPN
issue-2479	343	5	order.pdf	order.pdf	X
issue-2479	343	6	kennedy	kennedy	PROPN
issue-2479	343	7	,	,	PUNCT
issue-2479	343	8	r.	r.	PROPN
issue-2479	343	9	(	(	PUNCT
issue-2479	343	10	2023	2023	NUM
issue-2479	343	11	)	)	PUNCT
issue-2479	343	12	.	.	PUNCT
issue-2479	344	1	available	available	ADJ
issue-2479	344	2	at	at	ADP
issue-2479	344	3	:	:	PUNCT
issue-2479	344	4	https://twitter.com/robertkennedyjr/status/1643658603885101073	https://twitter.com/robertkennedyjr/status/1643658603885101073	NOUN
issue-2479	344	5	lukianenko	lukianenko	PROPN
issue-2479	344	6	,	,	PUNCT
issue-2479	344	7	d.	d.	PROPN
issue-2479	344	8	,	,	PUNCT
issue-2479	344	9	&	&	CCONJ
issue-2479	344	10	simakhova	simakhova	PROPN
issue-2479	344	11	,	,	PUNCT
issue-2479	344	12	a.	a.	NOUN
issue-2479	344	13	(	(	PUNCT
issue-2479	344	14	2023	2023	NUM
issue-2479	344	15	)	)	PUNCT
issue-2479	344	16	.	.	PUNCT
issue-2479	345	1	civilizational	civilizational	ADJ
issue-2479	345	2	imperative	imperative	NOUN
issue-2479	345	3	of	of	ADP
issue-2479	345	4	social	social	ADJ
issue-2479	345	5	economy	economy	NOUN
issue-2479	345	6	.	.	PUNCT
issue-2479	345	7	 	 	SPACE
issue-2479	345	8	problemy	problemy	PROPN
issue-2479	345	9	ekorozwoju	ekorozwoju	PROPN
issue-2479	345	10	,	,	PUNCT
issue-2479	345	11	 	 	SPACE
issue-2479	345	12	18(1	18(1	NOUN
issue-2479	345	13	)	)	PUNCT
issue-2479	345	14	.	.	PUNCT
issue-2479	346	1	major	major	PROPN
issue-2479	346	2	,	,	PUNCT
issue-2479	346	3	j.	j.	PROPN
issue-2479	346	4	(	(	PUNCT
issue-2479	346	5	2021	2021	NUM
issue-2479	346	6	)	)	PUNCT
issue-2479	346	7	.	.	PUNCT
issue-2479	347	1	major	major	ADJ
issue-2479	347	2	central	central	ADJ
issue-2479	347	3	banks	bank	NOUN
issue-2479	347	4	have	have	AUX
issue-2479	347	5	printed	print	VERB
issue-2479	347	6	$	$	SYM
issue-2479	347	7	25	25	NUM
issue-2479	347	8	trillion	trillion	NUM
issue-2479	347	9	since	since	SCONJ
issue-2479	347	10	2008	2008	NUM
issue-2479	347	11	,	,	PUNCT
issue-2479	347	12	data	datum	NOUN
issue-2479	347	13	shows	show	NOUN
issue-2479	347	14	.	.	PUNCT
issue-2479	348	1	available	available	ADJ
issue-2479	348	2	at	at	ADP
issue-2479	348	3	:	:	PUNCT
issue-2479	348	4	https://finbold.com/major-central-banks-have-printed-25-trillion-since-2008-data-shows/	https://finbold.com/major-central-banks-have-printed-25-trillion-since-2008-data-shows/	PROPN
issue-2479	348	5	manuel	manuel	PROPN
issue-2479	348	6	a.	a.	PROPN
issue-2479	348	7	bautista	bautista	PROPN
issue-2479	348	8	-	-	PUNCT
issue-2479	348	9	gonzález	gonzález	PROPN
issue-2479	348	10	(	(	PUNCT
issue-2479	348	11	2022	2022	NUM
issue-2479	348	12	)	)	PUNCT
issue-2479	348	13	.	.	PUNCT
issue-2479	349	1	is	be	AUX
issue-2479	349	2	there	there	PRON
issue-2479	349	3	a	a	DET
issue-2479	349	4	constitutional	constitutional	ADJ
issue-2479	349	5	right	right	NOUN
issue-2479	349	6	to	to	PART
issue-2479	349	7	use	use	VERB
issue-2479	349	8	cash	cash	NOUN
issue-2479	349	9	?	?	PUNCT
issue-2479	350	1	available	available	ADJ
issue-2479	350	2	at	at	ADP
issue-2479	350	3	:	:	PUNCT
issue-2479	350	4	https://cashessentials.org/is-there-a-constitutional-right-to-use-cash/	https://cashessentials.org/is-there-a-constitutional-right-to-use-cash/	PROPN
issue-2479	350	5	oecd	oecd	PROPN
issue-2479	350	6	(	(	PUNCT
issue-2479	350	7	2022	2022	NUM
issue-2479	350	8	)	)	PUNCT
issue-2479	350	9	.	.	PUNCT
issue-2479	351	1	why	why	SCONJ
issue-2479	351	2	decentralised	decentralise	VERB
issue-2479	351	3	finance	finance	NOUN
issue-2479	351	4	(	(	PUNCT
issue-2479	351	5	defi	defi	NOUN
issue-2479	351	6	)	)	PUNCT
issue-2479	351	7	matters	matter	NOUN
issue-2479	351	8	and	and	CCONJ
issue-2479	351	9	the	the	DET
issue-2479	351	10	policy	policy	NOUN
issue-2479	351	11	implications	implication	NOUN
issue-2479	351	12	.	.	PUNCT
issue-2479	352	1	paris	paris	PROPN
issue-2479	352	2	.	.	PUNCT
issue-2479	352	3	available	available	ADJ
issue-2479	352	4	at	at	ADP
issue-2479	352	5	:	:	PUNCT
issue-2479	352	6	https://www.oecd.org/daf/fin/financial-markets/why-decentralised-finance-defi-matters-and-the-policyimplications.pdf	https://www.oecd.org/daf/fin/financial-markets/why-decentralised-finance-defi-matters-and-the-policyimplications.pdf	PROPN
issue-2479	352	7	rahman	rahman	PROPN
issue-2479	352	8	,	,	PUNCT
issue-2479	352	9	m.	m.	NOUN
issue-2479	352	10	,	,	PUNCT
issue-2479	352	11	ming	ming	PROPN
issue-2479	352	12	,	,	PUNCT
issue-2479	352	13	t.	t.	PROPN
issue-2479	352	14	h.	h.	PROPN
issue-2479	352	15	,	,	PUNCT
issue-2479	352	16	baigh	baigh	ADJ
issue-2479	352	17	,	,	PUNCT
issue-2479	352	18	t.	t.	NOUN
issue-2479	352	19	a.	a.	PROPN
issue-2479	352	20	,	,	PUNCT
issue-2479	352	21	&	&	CCONJ
issue-2479	352	22	sarker	sarker	NOUN
issue-2479	352	23	,	,	PUNCT
issue-2479	352	24	m.	m.	NOUN
issue-2479	352	25	(	(	PUNCT
issue-2479	352	26	2023	2023	NUM
issue-2479	352	27	)	)	PUNCT
issue-2479	352	28	.	.	PUNCT
issue-2479	353	1	adoption	adoption	NOUN
issue-2479	353	2	of	of	ADP
issue-2479	353	3	artificial	artificial	ADJ
issue-2479	353	4	intelligence	intelligence	NOUN
issue-2479	353	5	in	in	ADP
issue-2479	353	6	banking	banking	NOUN
issue-2479	353	7	services	service	NOUN
issue-2479	353	8	:	:	PUNCT
issue-2479	353	9	an	an	DET
issue-2479	353	10	empirical	empirical	ADJ
issue-2479	353	11	analysis	analysis	NOUN
issue-2479	353	12	.	.	PUNCT
issue-2479	353	13	 	 	SPACE
issue-2479	354	1	international	international	ADJ
issue-2479	354	2	journal	journal	NOUN
issue-2479	354	3	of	of	ADP
issue-2479	354	4	emerging	emerge	VERB
issue-2479	354	5	markets	market	NOUN
issue-2479	354	6	,	,	PUNCT
issue-2479	354	7	 	 	SPACE
issue-2479	354	8	vol	vol	NOUN
issue-2479	354	9	.	.	PROPN
issue-2479	354	10	18(10	18(10	NUM
issue-2479	354	11	)	)	PUNCT
issue-2479	354	12	,	,	PUNCT
issue-2479	354	13	p.	p.	NOUN
issue-2479	354	14	4270–4300	4270–4300	NUM
issue-2479	354	15	.	.	PUNCT
issue-2479	355	1	report	report	NOUN
issue-2479	355	2	of	of	ADP
issue-2479	355	3	stablecoins	stablecoin	NOUN
issue-2479	355	4	(	(	PUNCT
issue-2479	355	5	2021	2021	NUM
issue-2479	355	6	)	)	PUNCT
issue-2479	355	7	.	.	PUNCT
issue-2479	356	1	president	president	PROPN
issue-2479	356	2	’s	’s	PART
issue-2479	356	3	working	working	NOUN
issue-2479	356	4	group	group	NOUN
issue-2479	356	5	on	on	ADP
issue-2479	356	6	financial	financial	ADJ
issue-2479	356	7	markets	market	NOUN
issue-2479	356	8	the	the	DET
issue-2479	356	9	federal	federal	ADJ
issue-2479	356	10	deposit	deposit	NOUN
issue-2479	356	11	insurance	insurance	NOUN
issue-2479	356	12	corporation	corporation	NOUN
issue-2479	356	13	and	and	CCONJ
issue-2479	356	14	the	the	DET
issue-2479	356	15	office	office	NOUN
issue-2479	356	16	of	of	ADP
issue-2479	356	17	the	the	DET
issue-2479	356	18	comptroller	comptroller	NOUN
issue-2479	356	19	of	of	ADP
issue-2479	356	20	the	the	DET
issue-2479	356	21	currency	currency	NOUN
issue-2479	356	22	.	.	PUNCT
issue-2479	357	1	p	p	NOUN
issue-2479	357	2	7	7	NUM
issue-2479	357	3	.	.	PUNCT
issue-2479	357	4	available	available	ADJ
issue-2479	357	5	at	at	ADP
issue-2479	357	6	:	:	PUNCT
issue-2479	357	7	https://home.treasury.gov/	https://home.treasury.gov/	ADJ
issue-2479	357	8	system	system	NOUN
issue-2479	357	9	/	/	SYM
issue-2479	357	10	files/136	files/136	NOUN
issue-2479	357	11	/	/	SYM
issue-2479	357	12	stablecoinreport_nov1_508.pdf	stablecoinreport_nov1_508.pdf	VERB
issue-2479	357	13	the	the	DET
issue-2479	357	14	state	state	NOUN
issue-2479	357	15	statistics	statistic	NOUN
issue-2479	357	16	service	service	NOUN
issue-2479	357	17	of	of	ADP
issue-2479	357	18	ukraine	ukraine	NOUN
issue-2479	357	19	(	(	PUNCT
issue-2479	357	20	2022	2022	NUM
issue-2479	357	21	)	)	PUNCT
issue-2479	357	22	.	.	PUNCT
issue-2479	358	1	statistical	statistical	ADJ
issue-2479	358	2	yearbook	yearbook	NOUN
issue-2479	358	3	of	of	ADP
issue-2479	358	4	ukraine	ukraine	NOUN
issue-2479	358	5	in	in	ADP
issue-2479	358	6	2021	2021	NUM
issue-2479	358	7	.	.	PUNCT
issue-2479	359	1	kyiv	kyiv	PROPN
issue-2479	359	2	.	.	PROPN
issue-2479	359	3	available	available	ADJ
issue-2479	359	4	at	at	ADP
issue-2479	359	5	:	:	PUNCT
issue-2479	359	6	https://www.ukrstat.gov.ua/druk/publicat/kat_u/2022/zb/11/yearbook_21_e.pdf	https://www.ukrstat.gov.ua/druk/publicat/kat_u/2022/zb/11/yearbook_21_e.pdf	PROPN
issue-2479	359	7	statista	statista	PROPN
issue-2479	359	8	(	(	PUNCT
issue-2479	359	9	2024	2024	NUM
issue-2479	359	10	)	)	PUNCT
issue-2479	359	11	.	.	PUNCT
issue-2479	360	1	china	china	PROPN
issue-2479	360	2	:	:	PUNCT
issue-2479	360	3	national	national	ADJ
issue-2479	360	4	debt	debt	NOUN
issue-2479	360	5	from	from	ADP
issue-2479	360	6	2018	2018	NUM
issue-2479	360	7	to	to	ADP
issue-2479	360	8	2028	2028	NUM
issue-2479	360	9	.	.	PUNCT
issue-2479	361	1	available	available	ADJ
issue-2479	361	2	at	at	ADP
issue-2479	361	3	:	:	PUNCT
issue-2479	361	4	https://www.statista.com/statistics/531423/	https://www.statista.com/statistics/531423/	ADJ
issue-2479	361	5	national	national	ADJ
issue-2479	361	6	-	-	PUNCT
issue-2479	361	7	debt	debt	NOUN
issue-2479	361	8	-	-	PUNCT
issue-2479	361	9	of	of	ADP
issue-2479	361	10	-	-	PUNCT
issue-2479	361	11	china/	china/	NUM
issue-2479	361	12	statisticstime	statisticstime	NOUN
issue-2479	361	13	(	(	PUNCT
issue-2479	361	14	2023	2023	NUM
issue-2479	361	15	)	)	PUNCT
issue-2479	361	16	.	.	PUNCT
issue-2479	362	1	projected	project	VERB
issue-2479	362	2	gdp	gdp	PROPN
issue-2479	362	3	ranking	ranking	PROPN
issue-2479	362	4	.	.	PUNCT
issue-2479	363	1	available	available	ADJ
issue-2479	363	2	at	at	ADP
issue-2479	363	3	:	:	PUNCT
issue-2479	363	4	https://statisticstimes.com/economy/projectedworld-gdp-ranking.php#google_vignette	https://statisticstimes.com/economy/projectedworld-gdp-ranking.php#google_vignette	PROPN
issue-2479	363	5	trading	trading	NOUN
issue-2479	363	6	economics	economic	NOUN
issue-2479	363	7	(	(	PUNCT
issue-2479	363	8	2023	2023	NUM
issue-2479	363	9	)	)	PUNCT
issue-2479	363	10	.	.	PUNCT
issue-2479	364	1	usa	usa	PROPN
issue-2479	364	2	indicators	indicator	NOUN
issue-2479	364	3	.	.	PUNCT
issue-2479	365	1	available	available	ADJ
issue-2479	365	2	at	at	ADP
issue-2479	365	3	:	:	PUNCT
issue-2479	365	4	https://tradingeconomics.com/united-states/indicators	https://tradingeconomics.com/united-states/indicator	NOUN
issue-2479	365	5	trading	trade	VERB
issue-2479	365	6	economics	economic	NOUN
issue-2479	365	7	(	(	PUNCT
issue-2479	365	8	2024	2024	NUM
issue-2479	365	9	)	)	PUNCT
issue-2479	365	10	.	.	PUNCT
issue-2479	366	1	inflation	inflation	NOUN
issue-2479	366	2	rate	rate	NOUN
issue-2479	366	3	by	by	ADP
issue-2479	366	4	country	country	NOUN
issue-2479	366	5	.	.	PUNCT
issue-2479	367	1	available	available	ADJ
issue-2479	367	2	at	at	ADP
issue-2479	367	3	:	:	PUNCT
issue-2479	367	4	https://tradingeconomics.com/country-list/	https://tradingeconomics.com/country-list/	PROPN
issue-2479	367	5	inflation	inflation	NOUN
issue-2479	367	6	-	-	PUNCT
issue-2479	367	7	rate	rate	NOUN
issue-2479	367	8	-	-	PUNCT
issue-2479	367	9	us	us	PROPN
issue-2479	367	10	debt	debt	NOUN
issue-2479	367	11	clock	clock	NOUN
issue-2479	367	12	(	(	PUNCT
issue-2479	367	13	2023	2023	NUM
issue-2479	367	14	)	)	PUNCT
issue-2479	367	15	.	.	PUNCT
issue-2479	368	1	available	available	ADJ
issue-2479	368	2	at	at	ADP
issue-2479	368	3	:	:	PUNCT
issue-2479	368	4	https://www.usdebtclock.org/	https://www.usdebtclock.org/	X
issue-2479	368	5	vecbaštiks	vecbaštiks	PROPN
issue-2479	368	6	,	,	PUNCT
issue-2479	368	7	r.	r.	PROPN
issue-2479	368	8	,	,	PUNCT
issue-2479	368	9	&	&	CCONJ
issue-2479	368	10	dārziņš	dārziņš	PROPN
issue-2479	368	11	,	,	PUNCT
issue-2479	368	12	e.	e.	PROPN
issue-2479	368	13	(	(	PUNCT
issue-2479	368	14	2022	2022	NUM
issue-2479	368	15	)	)	PUNCT
issue-2479	368	16	.	.	PUNCT
issue-2479	369	1	digital	digital	PROPN
issue-2479	369	2	euro	euro	PROPN
issue-2479	369	3	–	–	PUNCT
issue-2479	369	4	how	how	SCONJ
issue-2479	369	5	much	much	ADJ
issue-2479	369	6	have	have	AUX
issue-2479	369	7	we	we	PRON
issue-2479	369	8	achieved	achieve	VERB
issue-2479	369	9	?	?	PUNCT
issue-2479	370	1	bank	bank	PROPN
issue-2479	370	2	of	of	ADP
issue-2479	370	3	latvia	latvia	PROPN
issue-2479	370	4	.	.	PUNCT
issue-2479	371	1	available	available	ADJ
issue-2479	371	2	at	at	ADP
issue-2479	371	3	:	:	PUNCT
issue-2479	371	4	https://www.bank.lv/en/component/content/article/682-news-and-events/publications/articles/13083digital-euro-how-much-have-we-achieved	https://www.bank.lv/en/component/content/article/682-news-and-events/publications/articles/13083digital-euro-how-much-have-we-achieved	ADJ
issue-2479	371	5	wisevoter	wisevoter	NOUN
issue-2479	371	6	(	(	PUNCT
issue-2479	371	7	2024	2024	NUM
issue-2479	371	8	)	)	PUNCT
issue-2479	371	9	.	.	PUNCT
issue-2479	372	1	debt	debt	NOUN
issue-2479	372	2	to	to	ADP
issue-2479	372	3	gdp	gdp	NOUN
issue-2479	372	4	ratio	ratio	NOUN
issue-2479	372	5	by	by	ADP
issue-2479	372	6	country	country	NOUN
issue-2479	372	7	.	.	PUNCT
issue-2479	373	1	available	available	ADJ
issue-2479	373	2	at	at	ADP
issue-2479	373	3	:	:	PUNCT
issue-2479	373	4	https://wisevoter.com/country-rankings/debt-togdp-ratio-by-country/	https://wisevoter.com/country-rankings/debt-togdp-ratio-by-country/	X
issue-2479	373	5	the	the	DET
issue-2479	373	6	world	world	PROPN
issue-2479	373	7	bank	bank	PROPN
issue-2479	373	8	(	(	PUNCT
issue-2479	373	9	2024	2024	NUM
issue-2479	373	10	)	)	PUNCT
issue-2479	373	11	,	,	PUNCT
issue-2479	373	12	gdp	gdp	NOUN
issue-2479	373	13	growth	growth	NOUN
issue-2479	373	14	.	.	PUNCT
issue-2479	374	1	available	available	ADJ
issue-2479	374	2	at	at	ADP
issue-2479	374	3	:	:	PUNCT
issue-2479	374	4	https://data.worldbank.org/indicator/ny.gdp.mktp	https://data.worldbank.org/indicator/ny.gdp.mktp	NUM
issue-2479	374	5	.	.	PUNCT
issue-2479	375	1	kd.zg?locations=cn	kd.zg?locations=cn	NOUN
issue-2479	375	2	received	receive	VERB
issue-2479	375	3	on	on	ADP
issue-2479	375	4	:	:	PUNCT
issue-2479	375	5	20th	20th	NOUN
issue-2479	375	6	of	of	ADP
issue-2479	375	7	june	june	PROPN
issue-2479	375	8	,	,	PUNCT
issue-2479	375	9	2024	2024	NUM
issue-2479	375	10	accepted	accept	VERB
issue-2479	375	11	on	on	ADP
issue-2479	375	12	:	:	PUNCT
issue-2479	375	13	26th	26th	NOUN
issue-2479	375	14	of	of	ADP
issue-2479	375	15	august	august	PROPN
issue-2479	375	16	,	,	PUNCT
issue-2479	375	17	2024	2024	NUM
issue-2479	375	18	published	publish	VERB
issue-2479	375	19	on	on	ADP
issue-2479	375	20	:	:	PUNCT
issue-2479	375	21	20th	20th	NOUN
issue-2479	375	22	of	of	ADP
issue-2479	375	23	september	september	PROPN
issue-2479	375	24	,	,	PUNCT
issue-2479	375	25	2024	2024	NUM
