id sid tid token lemma pos issue-271 1 1 baltic baltic PROPN issue-271 1 2 journal journal PROPN issue-271 1 3 of of ADP issue-271 1 4 economic economic ADJ issue-271 1 5 studies study NOUN issue-271 1 6 84 84 NUM issue-271 1 7 vol vol NOUN issue-271 1 8 . . PUNCT issue-271 2 1 3 3 NUM issue-271 2 2 , , PUNCT issue-271 2 3 no no INTJ issue-271 2 4 . . NOUN issue-271 2 5 5 5 NUM issue-271 2 6 , , PUNCT issue-271 2 7 2017 2017 NUM issue-271 2 8 corresponding correspond VERB issue-271 2 9 author author NOUN issue-271 2 10 : : PUNCT issue-271 2 11 1 1 NUM issue-271 2 12 department department NOUN issue-271 2 13 of of ADP issue-271 2 14 finance finance NOUN issue-271 2 15 , , PUNCT issue-271 2 16 cherkasy cherkasy PROPN issue-271 2 17 state state NOUN issue-271 2 18 technological technological ADJ issue-271 2 19 university university NOUN issue-271 2 20 . . PUNCT issue-271 3 1 e e X issue-271 3 2 - - NOUN issue-271 3 3 mail mail NOUN issue-271 3 4 : : PUNCT issue-271 3 5 irynahoncharenko@gmail.com irynahoncharenko@gmail.com PROPN issue-271 3 6 2 2 NUM issue-271 3 7 department department NOUN issue-271 3 8 of of ADP issue-271 3 9 finance finance NOUN issue-271 3 10 , , PUNCT issue-271 3 11 cherkasy cherkasy PROPN issue-271 3 12 state state NOUN issue-271 3 13 technological technological ADJ issue-271 3 14 university university NOUN issue-271 3 15 . . PUNCT issue-271 4 1 e e X issue-271 4 2 - - NOUN issue-271 4 3 mail mail NOUN issue-271 4 4 : : PUNCT issue-271 4 5 o.berezina@chdtu.edu.ua o.berezina@chdtu.edu.ua NOUN issue-271 4 6 doi doi NOUN issue-271 4 7 : : PUNCT issue-271 4 8 http://dx.doi.org/10.30525/2256-0742/2017-3-5-84-90 http://dx.doi.org/10.30525/2256-0742/2017-3-5-84-90 NOUN issue-271 4 9 challenges challenge NOUN issue-271 4 10 and and CCONJ issue-271 4 11 strategic strategic ADJ issue-271 4 12 priorities priority NOUN issue-271 4 13 for for ADP issue-271 4 14 the the DET issue-271 4 15 development development NOUN issue-271 4 16 of of ADP issue-271 4 17 investment investment NOUN issue-271 4 18 insurance insurance NOUN issue-271 4 19 in in ADP issue-271 4 20 ukraine ukraine ADJ issue-271 4 21 iryna iryna NOUN issue-271 4 22 honcharenko1 honcharenko1 PROPN issue-271 4 23 , , PUNCT issue-271 4 24 olena olena PROPN issue-271 4 25 berezina2 berezina2 PROPN issue-271 4 26 cherkasy cherkasy PROPN issue-271 4 27 state state PROPN issue-271 4 28 technological technological ADJ issue-271 4 29 university university NOUN issue-271 4 30 , , PUNCT issue-271 4 31 ukraine ukraine PROPN issue-271 4 32 abstract abstract NOUN issue-271 4 33 . . PUNCT issue-271 5 1 the the DET issue-271 5 2 purpose purpose NOUN issue-271 5 3 of of ADP issue-271 5 4 the the DET issue-271 5 5 paper paper NOUN issue-271 5 6 is be AUX issue-271 5 7 to to PART issue-271 5 8 substantiate substantiate VERB issue-271 5 9 the the DET issue-271 5 10 feasibility feasibility NOUN issue-271 5 11 of of ADP issue-271 5 12 expanding expand VERB issue-271 5 13 the the DET issue-271 5 14 scope scope NOUN issue-271 5 15 of of ADP issue-271 5 16 investment investment NOUN issue-271 5 17 insurance insurance NOUN issue-271 5 18 in in ADP issue-271 5 19 ukraine ukraine NOUN issue-271 5 20 , , PUNCT issue-271 5 21 taking take VERB issue-271 5 22 into into ADP issue-271 5 23 account account NOUN issue-271 5 24 its its PRON issue-271 5 25 advantages advantage NOUN issue-271 5 26 over over ADP issue-271 5 27 other other ADJ issue-271 5 28 types type NOUN issue-271 5 29 of of ADP issue-271 5 30 insurance insurance NOUN issue-271 5 31 services service NOUN issue-271 5 32 as as ADV issue-271 5 33 well well ADV issue-271 5 34 as as ADP issue-271 5 35 the the DET issue-271 5 36 possibility possibility NOUN issue-271 5 37 of of ADP issue-271 5 38 minimizing minimize VERB issue-271 5 39 the the DET issue-271 5 40 possible possible ADJ issue-271 5 41 disadvantages disadvantage NOUN issue-271 5 42 . . PUNCT issue-271 6 1 methodology methodology NOUN issue-271 6 2 . . PUNCT issue-271 7 1 the the DET issue-271 7 2 list list NOUN issue-271 7 3 of of ADP issue-271 7 4 the the DET issue-271 7 5 research research NOUN issue-271 7 6 methods method NOUN issue-271 7 7 of of ADP issue-271 7 8 the the DET issue-271 7 9 subject subject NOUN issue-271 7 10 under under ADP issue-271 7 11 consideration consideration NOUN issue-271 7 12 includes include VERB issue-271 7 13 the the DET issue-271 7 14 monographic monographic ADJ issue-271 7 15 method method NOUN issue-271 7 16 , , PUNCT issue-271 7 17 analysis analysis NOUN issue-271 7 18 , , PUNCT issue-271 7 19 techniques technique NOUN issue-271 7 20 of of ADP issue-271 7 21 the the DET issue-271 7 22 abstract abstract ADJ issue-271 7 23 - - PUNCT issue-271 7 24 logical logical ADJ issue-271 7 25 method method NOUN issue-271 7 26 , , PUNCT issue-271 7 27 etc etc X issue-271 7 28 . . X issue-271 7 29 results result NOUN issue-271 7 30 . . PUNCT issue-271 8 1 the the DET issue-271 8 2 urgency urgency NOUN issue-271 8 3 of of ADP issue-271 8 4 the the DET issue-271 8 5 article article NOUN issue-271 8 6 is be AUX issue-271 8 7 that that SCONJ issue-271 8 8 the the DET issue-271 8 9 disclosure disclosure NOUN issue-271 8 10 of of ADP issue-271 8 11 the the DET issue-271 8 12 internal internal ADJ issue-271 8 13 potential potential NOUN issue-271 8 14 of of ADP issue-271 8 15 the the DET issue-271 8 16 insurance insurance NOUN issue-271 8 17 market market NOUN issue-271 8 18 in in ADP issue-271 8 19 ukraine ukraine NOUN issue-271 8 20 should should AUX issue-271 8 21 take take VERB issue-271 8 22 place place NOUN issue-271 8 23 with with ADP issue-271 8 24 the the DET issue-271 8 25 introduction introduction NOUN issue-271 8 26 or or CCONJ issue-271 8 27 activation activation NOUN issue-271 8 28 of of ADP issue-271 8 29 modern modern ADJ issue-271 8 30 insurance insurance NOUN issue-271 8 31 products product NOUN issue-271 8 32 capable capable ADJ issue-271 8 33 of of ADP issue-271 8 34 meeting meet VERB issue-271 8 35 several several ADJ issue-271 8 36 financial financial ADJ issue-271 8 37 needs need NOUN issue-271 8 38 at at ADP issue-271 8 39 once once ADV issue-271 8 40 , , PUNCT issue-271 8 41 not not PART issue-271 8 42 only only ADV issue-271 8 43 of of ADP issue-271 8 44 their their PRON issue-271 8 45 consumers consumer NOUN issue-271 8 46 but but CCONJ issue-271 8 47 of of ADP issue-271 8 48 the the DET issue-271 8 49 state state NOUN issue-271 8 50 as as ADP issue-271 8 51 a a DET issue-271 8 52 whole whole NOUN issue-271 8 53 . . PUNCT issue-271 9 1 the the DET issue-271 9 2 development development NOUN issue-271 9 3 of of ADP issue-271 9 4 voluntary voluntary ADJ issue-271 9 5 life life NOUN issue-271 9 6 insurance insurance NOUN issue-271 9 7 plays play VERB issue-271 9 8 an an DET issue-271 9 9 important important ADJ issue-271 9 10 investment investment NOUN issue-271 9 11 role role NOUN issue-271 9 12 in in ADP issue-271 9 13 the the DET issue-271 9 14 country country NOUN issue-271 9 15 ’s ’s PART issue-271 9 16 economy economy NOUN issue-271 9 17 , , PUNCT issue-271 9 18 therefore therefore ADV issue-271 9 19 , , PUNCT issue-271 9 20 at at ADP issue-271 9 21 the the DET issue-271 9 22 moment moment NOUN issue-271 9 23 , , PUNCT issue-271 9 24 the the DET issue-271 9 25 need need NOUN issue-271 9 26 to to PART issue-271 9 27 develop develop VERB issue-271 9 28 new new ADJ issue-271 9 29 financial financial ADJ issue-271 9 30 products product NOUN issue-271 9 31 aimed aim VERB issue-271 9 32 at at ADP issue-271 9 33 increasing increase VERB issue-271 9 34 voluntary voluntary ADJ issue-271 9 35 insurance insurance NOUN issue-271 9 36 is be AUX issue-271 9 37 urgent urgent ADJ issue-271 9 38 . . PUNCT issue-271 10 1 the the DET issue-271 10 2 share share NOUN issue-271 10 3 of of ADP issue-271 10 4 life life NOUN issue-271 10 5 insurance insurance NOUN issue-271 10 6 services service NOUN issue-271 10 7 in in ADP issue-271 10 8 the the DET issue-271 10 9 insurance insurance NOUN issue-271 10 10 market market NOUN issue-271 10 11 of of ADP issue-271 10 12 ukraine ukraine NOUN issue-271 10 13 in in ADP issue-271 10 14 dynamic dynamic ADJ issue-271 10 15 is be AUX issue-271 10 16 analysed analyse VERB issue-271 10 17 . . PUNCT issue-271 11 1 the the DET issue-271 11 2 purpose purpose NOUN issue-271 11 3 and and CCONJ issue-271 11 4 positive positive ADJ issue-271 11 5 consequences consequence NOUN issue-271 11 6 of of ADP issue-271 11 7 expanding expand VERB issue-271 11 8 the the DET issue-271 11 9 segment segment NOUN issue-271 11 10 of of ADP issue-271 11 11 investment investment NOUN issue-271 11 12 insurance insurance NOUN issue-271 11 13 are be AUX issue-271 11 14 substantiated substantiate VERB issue-271 11 15 . . PUNCT issue-271 12 1 investment investment NOUN issue-271 12 2 insurance insurance NOUN issue-271 12 3 as as ADP issue-271 12 4 a a DET issue-271 12 5 financial financial ADJ issue-271 12 6 product product NOUN issue-271 12 7 has have VERB issue-271 12 8 both both DET issue-271 12 9 advantages advantage NOUN issue-271 12 10 and and CCONJ issue-271 12 11 disadvantages disadvantage NOUN issue-271 12 12 . . PUNCT issue-271 13 1 the the DET issue-271 13 2 benefits benefit NOUN issue-271 13 3 include include VERB issue-271 13 4 the the DET issue-271 13 5 transparent transparent ADJ issue-271 13 6 structure structure NOUN issue-271 13 7 of of ADP issue-271 13 8 the the DET issue-271 13 9 insurance insurance NOUN issue-271 13 10 product product NOUN issue-271 13 11 , , PUNCT issue-271 13 12 the the DET issue-271 13 13 choice choice NOUN issue-271 13 14 of of ADP issue-271 13 15 investment investment NOUN issue-271 13 16 strategy strategy NOUN issue-271 13 17 , , PUNCT issue-271 13 18 the the DET issue-271 13 19 possibility possibility NOUN issue-271 13 20 of of ADP issue-271 13 21 obtaining obtain VERB issue-271 13 22 increased increase VERB issue-271 13 23 investment investment NOUN issue-271 13 24 returns return NOUN issue-271 13 25 while while SCONJ issue-271 13 26 preserving preserve VERB issue-271 13 27 the the DET issue-271 13 28 benefits benefit NOUN issue-271 13 29 of of ADP issue-271 13 30 the the DET issue-271 13 31 insurance insurance NOUN issue-271 13 32 contract contract NOUN issue-271 13 33 , , PUNCT issue-271 13 34 preferential preferential ADJ issue-271 13 35 taxation taxation NOUN issue-271 13 36 of of ADP issue-271 13 37 investment investment NOUN issue-271 13 38 income income NOUN issue-271 13 39 , , PUNCT issue-271 13 40 the the DET issue-271 13 41 existence existence NOUN issue-271 13 42 of of ADP issue-271 13 43 a a DET issue-271 13 44 guaranteed guarantee VERB issue-271 13 45 amount amount NOUN issue-271 13 46 of of ADP issue-271 13 47 payment payment NOUN issue-271 13 48 in in ADP issue-271 13 49 the the DET issue-271 13 50 contract contract NOUN issue-271 13 51 , , PUNCT issue-271 13 52 etc etc X issue-271 13 53 . . X issue-271 13 54 ; ; PUNCT issue-271 13 55 to to ADP issue-271 13 56 the the DET issue-271 13 57 drawbacks drawback NOUN issue-271 13 58     SPACE issue-271 13 59 – – PUNCT issue-271 13 60 the the DET issue-271 13 61 lack lack NOUN issue-271 13 62 of of ADP issue-271 13 63 the the DET issue-271 13 64 possibility possibility NOUN issue-271 13 65 of of ADP issue-271 13 66 early early ADJ issue-271 13 67 termination termination NOUN issue-271 13 68 of of ADP issue-271 13 69 the the DET issue-271 13 70 contract contract NOUN issue-271 13 71 with with ADP issue-271 13 72 the the DET issue-271 13 73 receipt receipt NOUN issue-271 13 74 of of ADP issue-271 13 75 all all DET issue-271 13 76 the the DET issue-271 13 77 insurance insurance NOUN issue-271 13 78 premiums premium NOUN issue-271 13 79 paid pay VERB issue-271 13 80 , , PUNCT issue-271 13 81 the the DET issue-271 13 82 absence absence NOUN issue-271 13 83 of of ADP issue-271 13 84 a a DET issue-271 13 85 guarantee guarantee NOUN issue-271 13 86 fund fund NOUN issue-271 13 87 , , PUNCT issue-271 13 88 guaranteed guarantee VERB issue-271 13 89 income income NOUN issue-271 13 90 , , PUNCT issue-271 13 91 long long ADJ issue-271 13 92 - - PUNCT issue-271 13 93 term term NOUN issue-271 13 94 contracts contract NOUN issue-271 13 95 , , PUNCT issue-271 13 96 limited limited ADJ issue-271 13 97 range range NOUN issue-271 13 98 of of ADP issue-271 13 99 people people NOUN issue-271 13 100 who who PRON issue-271 13 101 can can AUX issue-271 13 102 be be AUX issue-271 13 103 insured insure VERB issue-271 13 104 . . PUNCT issue-271 14 1 to to PART issue-271 14 2 enhance enhance VERB issue-271 14 3 the the DET issue-271 14 4 use use NOUN issue-271 14 5 of of ADP issue-271 14 6 investment investment NOUN issue-271 14 7 insurance insurance NOUN issue-271 14 8 in in ADP issue-271 14 9 ukraine ukraine NOUN issue-271 14 10 and and CCONJ issue-271 14 11 to to PART issue-271 14 12 minimize minimize VERB issue-271 14 13 these these DET issue-271 14 14 shortcomings shortcoming NOUN issue-271 14 15 , , PUNCT issue-271 14 16 the the DET issue-271 14 17 prospects prospect NOUN issue-271 14 18 for for ADP issue-271 14 19 the the DET issue-271 14 20 development development NOUN issue-271 14 21 of of ADP issue-271 14 22 the the DET issue-271 14 23 investment investment NOUN issue-271 14 24 insurance insurance NOUN issue-271 14 25 market market NOUN issue-271 14 26 are be AUX issue-271 14 27 identified identify VERB issue-271 14 28 . . PUNCT issue-271 15 1 investment investment NOUN issue-271 15 2 insurance insurance NOUN issue-271 15 3 in in ADP issue-271 15 4 ukraine ukraine PROPN issue-271 15 5 has have VERB issue-271 15 6 a a DET issue-271 15 7 high high ADJ issue-271 15 8 potential potential NOUN issue-271 15 9 for for ADP issue-271 15 10 active active ADJ issue-271 15 11 use use NOUN issue-271 15 12 and and CCONJ issue-271 15 13 transformation transformation NOUN issue-271 15 14 into into ADP issue-271 15 15 a a DET issue-271 15 16 popular popular ADJ issue-271 15 17 insurance insurance NOUN issue-271 15 18 product product NOUN issue-271 15 19 . . PUNCT issue-271 16 1 it it PRON issue-271 16 2 is be AUX issue-271 16 3 necessary necessary ADJ issue-271 16 4 to to PART issue-271 16 5 carry carry VERB issue-271 16 6 out out ADP issue-271 16 7 further further ADJ issue-271 16 8 adaptation adaptation NOUN issue-271 16 9 of of ADP issue-271 16 10 products product NOUN issue-271 16 11 unit unit NOUN issue-271 16 12 - - PUNCT issue-271 16 13 linked link VERB issue-271 16 14 to to ADP issue-271 16 15 the the DET issue-271 16 16 structure structure NOUN issue-271 16 17 and and CCONJ issue-271 16 18 specifics specific NOUN issue-271 16 19 of of ADP issue-271 16 20 the the DET issue-271 16 21 domestic domestic ADJ issue-271 16 22 insurance insurance NOUN issue-271 16 23 market market NOUN issue-271 16 24 . . PUNCT issue-271 17 1 the the DET issue-271 17 2 growth growth NOUN issue-271 17 3 of of ADP issue-271 17 4 the the DET issue-271 17 5 volume volume NOUN issue-271 17 6 of of ADP issue-271 17 7 investment investment NOUN issue-271 17 8 insurance insurance NOUN issue-271 17 9 and and CCONJ issue-271 17 10 , , PUNCT issue-271 17 11 as as ADP issue-271 17 12 a a DET issue-271 17 13 consequence consequence NOUN issue-271 17 14 , , PUNCT issue-271 17 15 the the DET issue-271 17 16 expansion expansion NOUN issue-271 17 17 of of ADP issue-271 17 18 the the DET issue-271 17 19 life life NOUN issue-271 17 20 insurance insurance NOUN issue-271 17 21 market market NOUN issue-271 17 22 as as ADP issue-271 17 23 a a DET issue-271 17 24 whole whole NOUN issue-271 17 25 , , PUNCT issue-271 17 26 could could AUX issue-271 17 27 become become VERB issue-271 17 28 one one NUM issue-271 17 29 of of ADP issue-271 17 30 the the DET issue-271 17 31 most most ADV issue-271 17 32 important important ADJ issue-271 17 33 factors factor NOUN issue-271 17 34 in in ADP issue-271 17 35 the the DET issue-271 17 36 development development NOUN issue-271 17 37 of of ADP issue-271 17 38 the the DET issue-271 17 39 insurance insurance NOUN issue-271 17 40 industry industry NOUN issue-271 17 41 in in ADP issue-271 17 42 ukraine ukraine NOUN issue-271 17 43 in in ADP issue-271 17 44 the the DET issue-271 17 45 near near ADJ issue-271 17 46 future future NOUN issue-271 17 47 . . PUNCT issue-271 18 1 practical practical ADJ issue-271 18 2 implications implication NOUN issue-271 18 3 . . PUNCT issue-271 19 1 the the DET issue-271 19 2 main main ADJ issue-271 19 3 idea idea NOUN issue-271 19 4 of of ADP issue-271 19 5 the the DET issue-271 19 6 article article NOUN issue-271 19 7 was be AUX issue-271 19 8 to to PART issue-271 19 9 justify justify VERB issue-271 19 10 the the DET issue-271 19 11 expediency expediency NOUN issue-271 19 12 of of ADP issue-271 19 13 providing provide VERB issue-271 19 14 and and CCONJ issue-271 19 15 using use VERB issue-271 19 16 the the DET issue-271 19 17 investment investment NOUN issue-271 19 18 insurance insurance NOUN issue-271 19 19 service service NOUN issue-271 19 20 in in ADP issue-271 19 21 ukraine ukraine NOUN issue-271 19 22 , , PUNCT issue-271 19 23 subject subject ADJ issue-271 19 24 to to PART issue-271 19 25 minimize minimize VERB issue-271 19 26 the the DET issue-271 19 27 shortcomings shortcoming NOUN issue-271 19 28 of of ADP issue-271 19 29 this this DET issue-271 19 30 type type NOUN issue-271 19 31 of of ADP issue-271 19 32 insurance insurance NOUN issue-271 19 33 and and CCONJ issue-271 19 34 taking take VERB issue-271 19 35 into into ADP issue-271 19 36 account account NOUN issue-271 19 37 the the DET issue-271 19 38 prospects prospect NOUN issue-271 19 39 for for ADP issue-271 19 40 its its PRON issue-271 19 41 further further ADJ issue-271 19 42 development development NOUN issue-271 19 43 in in ADP issue-271 19 44 the the DET issue-271 19 45 domestic domestic ADJ issue-271 19 46 financial financial ADJ issue-271 19 47 market market NOUN issue-271 19 48 . . PUNCT issue-271 20 1 value value NOUN issue-271 20 2 / / SYM issue-271 20 3 originality originality NOUN issue-271 20 4 . . PUNCT issue-271 21 1 the the DET issue-271 21 2 conducted conduct VERB issue-271 21 3 research research NOUN issue-271 21 4 allowed allow VERB issue-271 21 5 getting get VERB issue-271 21 6 some some DET issue-271 21 7 results result NOUN issue-271 21 8 , , PUNCT issue-271 21 9 such such ADJ issue-271 21 10 as as ADP issue-271 21 11 promising promising ADJ issue-271 21 12 directions direction NOUN issue-271 21 13 for for ADP issue-271 21 14 the the DET issue-271 21 15 development development NOUN issue-271 21 16 of of ADP issue-271 21 17 this this DET issue-271 21 18 type type NOUN issue-271 21 19 of of ADP issue-271 21 20 financial financial ADJ issue-271 21 21 product product NOUN issue-271 21 22 in in ADP issue-271 21 23 the the DET issue-271 21 24 domestic domestic ADJ issue-271 21 25 insurance insurance NOUN issue-271 21 26 market market NOUN issue-271 21 27 . . PUNCT issue-271 22 1 key key ADJ issue-271 22 2 words word NOUN issue-271 22 3 : : PUNCT issue-271 22 4 investment investment NOUN issue-271 22 5 , , PUNCT issue-271 22 6 insurance insurance NOUN issue-271 22 7 , , PUNCT issue-271 22 8 investment investment NOUN issue-271 22 9 insurance insurance NOUN issue-271 22 10 , , PUNCT issue-271 22 11 life life NOUN issue-271 22 12 insurance insurance NOUN issue-271 22 13 , , PUNCT issue-271 22 14 unit unit NOUN issue-271 22 15 - - PUNCT issue-271 22 16 linked link VERB issue-271 22 17 insurance insurance NOUN issue-271 22 18 , , PUNCT issue-271 22 19 insurance insurance NOUN issue-271 22 20 products product NOUN issue-271 22 21 , , PUNCT issue-271 22 22 insurance insurance NOUN issue-271 22 23 services service NOUN issue-271 22 24 . . PUNCT issue-271 23 1 jel jel PROPN issue-271 23 2 classification classification PROPN issue-271 23 3 : : PUNCT issue-271 23 4 g22 g22 NOUN issue-271 23 5 , , PUNCT issue-271 23 6 f36 f36 NOUN issue-271 23 7 , , PUNCT issue-271 23 8 g11 g11 PROPN issue-271 23 9 1 1 NUM issue-271 23 10 . . PUNCT issue-271 23 11 introduction introduction NOUN issue-271 23 12 the the DET issue-271 23 13 current current ADJ issue-271 23 14 period period NOUN issue-271 23 15 of of ADP issue-271 23 16 the the DET issue-271 23 17 domestic domestic ADJ issue-271 23 18 economic economic ADJ issue-271 23 19 development development NOUN issue-271 23 20 is be AUX issue-271 23 21 characterized characterize VERB issue-271 23 22 by by ADP issue-271 23 23 numerous numerous ADJ issue-271 23 24 discussions discussion NOUN issue-271 23 25 on on ADP issue-271 23 26 the the DET issue-271 23 27 financial financial ADJ issue-271 23 28 crisis crisis NOUN issue-271 23 29 , , PUNCT issue-271 23 30 political political ADJ issue-271 23 31 and and CCONJ issue-271 23 32 social social ADJ issue-271 23 33 instability instability NOUN issue-271 23 34 and and CCONJ issue-271 23 35 negative negative ADJ issue-271 23 36 predictions prediction NOUN issue-271 23 37 about about ADP issue-271 23 38 the the DET issue-271 23 39 destabilization destabilization NOUN issue-271 23 40 of of ADP issue-271 23 41 the the DET issue-271 23 42 financial financial ADJ issue-271 23 43 system system NOUN issue-271 23 44 of of ADP issue-271 23 45 ukraine ukraine NOUN issue-271 23 46 , , PUNCT issue-271 23 47 primarily primarily ADV issue-271 23 48 due due ADP issue-271 23 49 to to ADP issue-271 23 50 the the DET issue-271 23 51 negative negative ADJ issue-271 23 52 tendencies tendency NOUN issue-271 23 53 of of ADP issue-271 23 54 the the DET issue-271 23 55 functioning functioning NOUN issue-271 23 56 of of ADP issue-271 23 57 the the DET issue-271 23 58 financial financial ADJ issue-271 23 59 market market NOUN issue-271 23 60 and and CCONJ issue-271 23 61 numerous numerous ADJ issue-271 23 62 bank bank NOUN issue-271 23 63 failures failure NOUN issue-271 23 64 of of ADP issue-271 23 65 its its PRON issue-271 23 66 professional professional ADJ issue-271 23 67 participants participant NOUN issue-271 23 68 . . PUNCT issue-271 24 1 the the DET issue-271 24 2 insurance insurance NOUN issue-271 24 3 segment segment NOUN issue-271 24 4 of of ADP issue-271 24 5 the the DET issue-271 24 6 financial financial ADJ issue-271 24 7 market market NOUN issue-271 24 8 is be AUX issue-271 24 9 also also ADV issue-271 24 10 actively actively ADV issue-271 24 11 debated debate VERB issue-271 24 12 , , PUNCT issue-271 24 13 as as SCONJ issue-271 24 14 it it PRON issue-271 24 15 is be AUX issue-271 24 16 directly directly ADV issue-271 24 17 dependent dependent ADJ issue-271 24 18 on on ADP issue-271 24 19 the the DET issue-271 24 20 state state NOUN issue-271 24 21 of of ADP issue-271 24 22 the the DET issue-271 24 23 economy economy NOUN issue-271 24 24 and and CCONJ issue-271 24 25 is be AUX issue-271 24 26 closely closely ADV issue-271 24 27 connected connect VERB issue-271 24 28 with with ADP issue-271 24 29 the the DET issue-271 24 30 level level NOUN issue-271 24 31 of of ADP issue-271 24 32 state state NOUN issue-271 24 33 financial financial ADJ issue-271 24 34 and and CCONJ issue-271 24 35 economic economic ADJ issue-271 24 36 security security NOUN issue-271 24 37 . . PUNCT issue-271 25 1 in in ADP issue-271 25 2 the the DET issue-271 25 3 modern modern ADJ issue-271 25 4 world world NOUN issue-271 25 5 , , PUNCT issue-271 25 6 insurance insurance NOUN issue-271 25 7 plays play VERB issue-271 25 8 a a DET issue-271 25 9 very very ADV issue-271 25 10 important important ADJ issue-271 25 11 role role NOUN issue-271 25 12 in in ADP issue-271 25 13 the the DET issue-271 25 14 economy economy NOUN issue-271 25 15 of of ADP issue-271 25 16 any any DET issue-271 25 17 country country NOUN issue-271 25 18 , , PUNCT issue-271 25 19 especially especially ADV issue-271 25 20 where where SCONJ issue-271 25 21 the the DET issue-271 25 22 risks risk NOUN issue-271 25 23 baltic baltic ADJ issue-271 25 24 journal journal PROPN issue-271 25 25 of of ADP issue-271 25 26 economic economic ADJ issue-271 25 27 studies study NOUN issue-271 25 28 85 85 NUM issue-271 25 29 vol vol NOUN issue-271 25 30 . . PUNCT issue-271 26 1 3 3 NUM issue-271 26 2 , , PUNCT issue-271 26 3 no no INTJ issue-271 26 4 . . NOUN issue-271 26 5 5 5 NUM issue-271 26 6 , , PUNCT issue-271 26 7 2017 2017 NUM issue-271 26 8 to to ADP issue-271 26 9 the the DET issue-271 26 10 physical physical ADJ issue-271 26 11 condition condition NOUN issue-271 26 12 and and CCONJ issue-271 26 13 entrepreneurial entrepreneurial ADJ issue-271 26 14 activity activity NOUN issue-271 26 15 of of ADP issue-271 26 16 citizens citizen NOUN issue-271 26 17 and and CCONJ issue-271 26 18 legal legal ADJ issue-271 26 19 entities entity NOUN issue-271 26 20 are be AUX issue-271 26 21 constantly constantly ADV issue-271 26 22 growing grow VERB issue-271 26 23 . . PUNCT issue-271 27 1 given give VERB issue-271 27 2 this this PRON issue-271 27 3 , , PUNCT issue-271 27 4 the the DET issue-271 27 5 importance importance NOUN issue-271 27 6 of of ADP issue-271 27 7 insurance insurance NOUN issue-271 27 8 , , PUNCT issue-271 27 9 and and CCONJ issue-271 27 10 the the DET issue-271 27 11 scope scope NOUN issue-271 27 12 of of ADP issue-271 27 13 insurance insurance NOUN issue-271 27 14 coverage coverage NOUN issue-271 27 15 of of ADP issue-271 27 16 various various ADJ issue-271 27 17 aspects aspect NOUN issue-271 27 18 of of ADP issue-271 27 19 private private ADJ issue-271 27 20 and and CCONJ issue-271 27 21 economic economic ADJ issue-271 27 22 life life NOUN issue-271 27 23 is be AUX issue-271 27 24 constantly constantly ADV issue-271 27 25 increasing increase VERB issue-271 27 26 . . PUNCT issue-271 28 1 this this PRON issue-271 28 2 is be AUX issue-271 28 3 a a DET issue-271 28 4 positive positive ADJ issue-271 28 5 trend trend NOUN issue-271 28 6 , , PUNCT issue-271 28 7 as as SCONJ issue-271 28 8 it it PRON issue-271 28 9 indicates indicate VERB issue-271 28 10 a a DET issue-271 28 11 rise rise NOUN issue-271 28 12 in in ADP issue-271 28 13 the the DET issue-271 28 14 overall overall ADJ issue-271 28 15 financial financial ADJ issue-271 28 16 culture culture NOUN issue-271 28 17 of of ADP issue-271 28 18 the the DET issue-271 28 19 population population NOUN issue-271 28 20 , , PUNCT issue-271 28 21 as as ADV issue-271 28 22 well well ADV issue-271 28 23 as as ADP issue-271 28 24 in in ADP issue-271 28 25 the the DET issue-271 28 26 level level NOUN issue-271 28 27 of of ADP issue-271 28 28 participation participation NOUN issue-271 28 29 awareness awareness NOUN issue-271 28 30 in in ADP issue-271 28 31 insurance insurance NOUN issue-271 28 32 . . PUNCT issue-271 29 1 in in ADP issue-271 29 2 such such ADJ issue-271 29 3 circumstances circumstance NOUN issue-271 29 4 , , PUNCT issue-271 29 5 it it PRON issue-271 29 6 should should AUX issue-271 29 7 be be AUX issue-271 29 8 remembered remember VERB issue-271 29 9 that that SCONJ issue-271 29 10 the the DET issue-271 29 11 decline decline NOUN issue-271 29 12 in in ADP issue-271 29 13 demand demand NOUN issue-271 29 14 for for ADP issue-271 29 15 financial financial ADJ issue-271 29 16 services service NOUN issue-271 29 17 , , PUNCT issue-271 29 18 which which PRON issue-271 29 19 is be AUX issue-271 29 20 currently currently ADV issue-271 29 21 observed observe VERB issue-271 29 22 in in ADP issue-271 29 23 ukraine ukraine NOUN issue-271 29 24 , , PUNCT issue-271 29 25 is be AUX issue-271 29 26 also also ADV issue-271 29 27 an an DET issue-271 29 28 opportunity opportunity NOUN issue-271 29 29 for for ADP issue-271 29 30 the the DET issue-271 29 31 development development NOUN issue-271 29 32 of of ADP issue-271 29 33 new new ADJ issue-271 29 34 areas area NOUN issue-271 29 35 of of ADP issue-271 29 36 financial financial ADJ issue-271 29 37 services service NOUN issue-271 29 38 . . PUNCT issue-271 30 1 therefore therefore ADV issue-271 30 2 , , PUNCT issue-271 30 3 at at ADP issue-271 30 4 the the DET issue-271 30 5 moment moment NOUN issue-271 30 6 , , PUNCT issue-271 30 7 insurers insurer NOUN issue-271 30 8 carry carry VERB issue-271 30 9 out out ADP issue-271 30 10 “ " PUNCT issue-271 30 11 brainstorming brainstorming NOUN issue-271 30 12 ” " PUNCT issue-271 30 13 among among ADP issue-271 30 14 their their PRON issue-271 30 15 own own ADJ issue-271 30 16 senior senior ADJ issue-271 30 17 staff staff NOUN issue-271 30 18 and and CCONJ issue-271 30 19 representatives representative NOUN issue-271 30 20 of of ADP issue-271 30 21 the the DET issue-271 30 22 scientific scientific ADJ issue-271 30 23 elite elite NOUN issue-271 30 24 in in ADP issue-271 30 25 order order NOUN issue-271 30 26 to to PART issue-271 30 27 find find VERB issue-271 30 28 ways way NOUN issue-271 30 29 to to PART issue-271 30 30 update update VERB issue-271 30 31 insurance insurance NOUN issue-271 30 32 products product NOUN issue-271 30 33 ; ; PUNCT issue-271 30 34 show show VERB issue-271 30 35 lawmaking lawmaking NOUN issue-271 30 36 initiative initiative NOUN issue-271 30 37 , , PUNCT issue-271 30 38 develop develop VERB issue-271 30 39 digital digital ADJ issue-271 30 40 technologies technology NOUN issue-271 30 41 for for ADP issue-271 30 42 the the DET issue-271 30 43 promotion promotion NOUN issue-271 30 44 of of ADP issue-271 30 45 insurance insurance NOUN issue-271 30 46 services service NOUN issue-271 30 47 . . PUNCT issue-271 31 1 the the DET issue-271 31 2 disclosure disclosure NOUN issue-271 31 3 of of ADP issue-271 31 4 the the DET issue-271 31 5 internal internal ADJ issue-271 31 6 potential potential NOUN issue-271 31 7 of of ADP issue-271 31 8 the the DET issue-271 31 9 insurance insurance NOUN issue-271 31 10 market market NOUN issue-271 31 11 in in ADP issue-271 31 12 ukraine ukraine NOUN issue-271 31 13 should should AUX issue-271 31 14 take take VERB issue-271 31 15 place place NOUN issue-271 31 16 with with ADP issue-271 31 17 the the DET issue-271 31 18 introduction introduction NOUN issue-271 31 19 or or CCONJ issue-271 31 20 activation activation NOUN issue-271 31 21 of of ADP issue-271 31 22 modern modern ADJ issue-271 31 23 insurance insurance NOUN issue-271 31 24 products product NOUN issue-271 31 25 to to PART issue-271 31 26 meet meet VERB issue-271 31 27 several several ADJ issue-271 31 28 financial financial ADJ issue-271 31 29 needs need NOUN issue-271 31 30 at at ADP issue-271 31 31 the the DET issue-271 31 32 same same ADJ issue-271 31 33 time time NOUN issue-271 31 34 , , PUNCT issue-271 31 35 not not PART issue-271 31 36 only only ADV issue-271 31 37 of of ADP issue-271 31 38 their their PRON issue-271 31 39 consumers consumer NOUN issue-271 31 40 but but CCONJ issue-271 31 41 of of ADP issue-271 31 42 the the DET issue-271 31 43 state state NOUN issue-271 31 44 as as ADP issue-271 31 45 a a DET issue-271 31 46 whole whole NOUN issue-271 31 47 . . PUNCT issue-271 32 1 for for ADP issue-271 32 2 example example NOUN issue-271 32 3 , , PUNCT issue-271 32 4 an an DET issue-271 32 5 increase increase NOUN issue-271 32 6 in in ADP issue-271 32 7 the the DET issue-271 32 8 number number NOUN issue-271 32 9 of of ADP issue-271 32 10 voluntary voluntary ADJ issue-271 32 11 insurance insurance NOUN issue-271 32 12 contracts contract NOUN issue-271 32 13 can can AUX issue-271 32 14 reduce reduce VERB issue-271 32 15 social social ADJ issue-271 32 16 tensions tension NOUN issue-271 32 17 in in ADP issue-271 32 18 the the DET issue-271 32 19 range range NOUN issue-271 32 20 of of ADP issue-271 32 21 persons person NOUN issue-271 32 22 covered cover VERB issue-271 32 23 by by ADP issue-271 32 24 insurance insurance NOUN issue-271 32 25 , , PUNCT issue-271 32 26 and and CCONJ issue-271 32 27 also also ADV issue-271 32 28 reduce reduce VERB issue-271 32 29 the the DET issue-271 32 30 financial financial ADJ issue-271 32 31 burden burden NOUN issue-271 32 32 on on ADP issue-271 32 33 the the DET issue-271 32 34 country country NOUN issue-271 32 35 ’s ’s PART issue-271 32 36 budget budget NOUN issue-271 32 37 . . PUNCT issue-271 33 1 the the DET issue-271 33 2 development development NOUN issue-271 33 3 of of ADP issue-271 33 4 the the DET issue-271 33 5 voluntary voluntary ADJ issue-271 33 6 life life NOUN issue-271 33 7 insurance insurance NOUN issue-271 33 8 is be AUX issue-271 33 9 of of ADP issue-271 33 10 great great ADJ issue-271 33 11 investment investment NOUN issue-271 33 12 value value NOUN issue-271 33 13 in in ADP issue-271 33 14 the the DET issue-271 33 15 economy economy NOUN issue-271 33 16 of of ADP issue-271 33 17 any any DET issue-271 33 18 country country NOUN issue-271 33 19 . . PUNCT issue-271 34 1 thus thus ADV issue-271 34 2 , , PUNCT issue-271 34 3 it it PRON issue-271 34 4 is be AUX issue-271 34 5 necessary necessary ADJ issue-271 34 6 nowadays nowadays ADV issue-271 34 7 to to PART issue-271 34 8 develop develop VERB issue-271 34 9 financial financial ADJ issue-271 34 10 products product NOUN issue-271 34 11 , , PUNCT issue-271 34 12 which which PRON issue-271 34 13 will will AUX issue-271 34 14 increase increase VERB issue-271 34 15 voluntary voluntary ADJ issue-271 34 16 insurance insurance NOUN issue-271 34 17 . . PUNCT issue-271 35 1 the the DET issue-271 35 2 insurance insurance NOUN issue-271 35 3 companies company NOUN issue-271 35 4 are be AUX issue-271 35 5 in in ADP issue-271 35 6 active active ADJ issue-271 35 7 search search NOUN issue-271 35 8 for for ADP issue-271 35 9 this this DET issue-271 35 10 job job NOUN issue-271 35 11 , , PUNCT issue-271 35 12 widening widen VERB issue-271 35 13 insurance insurance NOUN issue-271 35 14 services service NOUN issue-271 35 15 . . PUNCT issue-271 36 1 on on ADP issue-271 36 2 the the DET issue-271 36 3 other other ADJ issue-271 36 4 hand hand NOUN issue-271 36 5 , , PUNCT issue-271 36 6 the the DET issue-271 36 7 majority majority NOUN issue-271 36 8 of of ADP issue-271 36 9 ukrainians ukrainians PROPN issue-271 36 10 do do VERB issue-271 36 11 their their PRON issue-271 36 12 best good ADJ issue-271 36 13 to to PART issue-271 36 14 improve improve VERB issue-271 36 15 their their PRON issue-271 36 16 finances finance NOUN issue-271 36 17 and and CCONJ issue-271 36 18 make make VERB issue-271 36 19 it it PRON issue-271 36 20 stable stable ADJ issue-271 36 21 in in ADP issue-271 36 22 order order NOUN issue-271 36 23 to to PART issue-271 36 24 form form VERB issue-271 36 25 a a DET issue-271 36 26 firm firm ADJ issue-271 36 27 future future NOUN issue-271 36 28 . . PUNCT issue-271 37 1 hence hence ADV issue-271 37 2 it it PRON issue-271 37 3 is be AUX issue-271 37 4 important important ADJ issue-271 37 5 to to PART issue-271 37 6 discuss discuss VERB issue-271 37 7 investment investment NOUN issue-271 37 8 and and CCONJ issue-271 37 9 insurance insurance NOUN issue-271 37 10 products product NOUN issue-271 37 11 that that PRON issue-271 37 12 are be AUX issue-271 37 13 becoming become VERB issue-271 37 14 extremely extremely ADV issue-271 37 15 popular popular ADJ issue-271 37 16 among among ADP issue-271 37 17 the the DET issue-271 37 18 population population NOUN issue-271 37 19 of of ADP issue-271 37 20 the the DET issue-271 37 21 developed develop VERB issue-271 37 22 countries country NOUN issue-271 37 23 . . PUNCT issue-271 38 1 2 2 X issue-271 38 2 . . X issue-271 38 3 results result NOUN issue-271 38 4 of of ADP issue-271 38 5 previous previous ADJ issue-271 38 6 researches research NOUN issue-271 38 7 the the DET issue-271 38 8 problem problem NOUN issue-271 38 9 of of ADP issue-271 38 10 insurance insurance NOUN issue-271 38 11 was be AUX issue-271 38 12 investigated investigate VERB issue-271 38 13 by by ADP issue-271 38 14 domestic domestic ADJ issue-271 38 15 and and CCONJ issue-271 38 16 foreign foreign ADJ issue-271 38 17 scholars scholar NOUN issue-271 38 18 . . PUNCT issue-271 39 1 thus thus ADV issue-271 39 2 it it PRON issue-271 39 3 proves prove VERB issue-271 39 4 the the DET issue-271 39 5 topicality topicality NOUN issue-271 39 6 of of ADP issue-271 39 7 the the DET issue-271 39 8 research research NOUN issue-271 39 9 . . PUNCT issue-271 40 1 kreidych kreidych PROPN issue-271 40 2 i.m i.m PROPN issue-271 40 3 . . PUNCT issue-271 41 1 ( ( PUNCT issue-271 41 2 kreidych kreidych PROPN issue-271 41 3 , , PUNCT issue-271 41 4 2009 2009 NUM issue-271 41 5 ) ) PUNCT issue-271 41 6 studies study VERB issue-271 41 7 the the DET issue-271 41 8 particularities particularity NOUN issue-271 41 9 of of ADP issue-271 41 10 the the DET issue-271 41 11 investment investment NOUN issue-271 41 12 insurance insurance NOUN issue-271 41 13 in in ADP issue-271 41 14 ukraine ukraine NOUN issue-271 41 15 , , PUNCT issue-271 42 1 feschenko feschenko PROPN issue-271 42 2 v. v. PROPN issue-271 42 3 ( ( PUNCT issue-271 42 4 feshchenko feshchenko PROPN issue-271 42 5 , , PUNCT issue-271 42 6 2013 2013 NUM issue-271 42 7 ) ) PUNCT issue-271 42 8 specifies specifie NOUN issue-271 42 9 particularities particularity NOUN issue-271 42 10 of of ADP issue-271 42 11 unit unit NOUN issue-271 42 12 - - PUNCT issue-271 42 13 linked link VERB issue-271 42 14 investment investment NOUN issue-271 42 15 insurance insurance NOUN issue-271 42 16 and and CCONJ issue-271 42 17 preconditions precondition NOUN issue-271 42 18 for for ADP issue-271 42 19 its its PRON issue-271 42 20 implementation implementation NOUN issue-271 42 21 . . PUNCT issue-271 43 1 due due ADP issue-271 43 2 to to ADP issue-271 43 3 the the DET issue-271 43 4 analysis analysis NOUN issue-271 43 5 of of ADP issue-271 43 6 the the DET issue-271 43 7 mentioned mention VERB issue-271 43 8 above above ADP issue-271 43 9 works work NOUN issue-271 43 10 including include VERB issue-271 43 11 the the DET issue-271 43 12 author author NOUN issue-271 43 13 ’s ’s PART issue-271 43 14 works work NOUN issue-271 43 15 ( ( PUNCT issue-271 43 16 honcharenko honcharenko PROPN issue-271 43 17 , , PUNCT issue-271 43 18 2014 2014 NUM issue-271 43 19 , , PUNCT issue-271 43 20 2015 2015 NUM issue-271 43 21 ; ; PUNCT issue-271 43 22 honcharenko honcharenko PROPN issue-271 43 23 & & CCONJ issue-271 43 24 berezina berezina PROPN issue-271 43 25 , , PUNCT issue-271 43 26 2016 2016 NUM issue-271 43 27 ; ; PUNCT issue-271 43 28 berezina berezina PROPN issue-271 43 29 , , PUNCT issue-271 43 30 2017 2017 NUM issue-271 43 31 ) ) PUNCT issue-271 43 32 , , PUNCT issue-271 43 33 it it PRON issue-271 43 34 is be AUX issue-271 43 35 possible possible ADJ issue-271 43 36 to to PART issue-271 43 37 make make VERB issue-271 43 38 a a DET issue-271 43 39 conclusion conclusion NOUN issue-271 43 40 . . PUNCT issue-271 44 1 the the DET issue-271 44 2 insurance insurance NOUN issue-271 44 3 services service NOUN issue-271 44 4 used use VERB issue-271 44 5 in in ADP issue-271 44 6 ukraine ukraine NOUN issue-271 44 7 known know VERB issue-271 44 8 as as ADP issue-271 44 9 an an DET issue-271 44 10 investment investment NOUN issue-271 44 11 insurance insurance NOUN issue-271 44 12 abroad abroad ADV issue-271 44 13 has have VERB issue-271 44 14 the the DET issue-271 44 15 name name NOUN issue-271 44 16 a a DET issue-271 44 17 unit unit NOUN issue-271 44 18 - - PUNCT issue-271 44 19 linked link VERB issue-271 44 20 insurance insurance NOUN issue-271 44 21 . . PUNCT issue-271 45 1 domestic domestic ADJ issue-271 45 2 scholars scholar NOUN issue-271 45 3 quiet quiet ADJ issue-271 45 4 often often ADV issue-271 45 5 combine combine VERB issue-271 45 6 these these DET issue-271 45 7 concepts concept NOUN issue-271 45 8 to to PART issue-271 45 9 adjust adjust VERB issue-271 45 10 the the DET issue-271 45 11 experience experience NOUN issue-271 45 12 of of ADP issue-271 45 13 the the DET issue-271 45 14 developed develop VERB issue-271 45 15 countries country NOUN issue-271 45 16 to to ADP issue-271 45 17 the the DET issue-271 45 18 domestic domestic ADJ issue-271 45 19 situation situation NOUN issue-271 45 20 . . PUNCT issue-271 46 1 the the DET issue-271 46 2 research research NOUN issue-271 46 3 done do VERB issue-271 46 4 by by ADP issue-271 46 5 stasevsky stasevsky ADJ issue-271 46 6     SPACE issue-271 46 7 a. a. NOUN issue-271 46 8 ( ( PUNCT issue-271 46 9 stasevskyi stasevskyi NOUN issue-271 46 10 , , PUNCT issue-271 46 11 2012 2012 NUM issue-271 46 12 ) ) PUNCT issue-271 46 13 “ " PUNCT issue-271 46 14 investment investment NOUN issue-271 46 15 life life NOUN issue-271 46 16 unit unit NOUN issue-271 46 17 - - PUNCT issue-271 46 18 linked link VERB issue-271 46 19 insurance insurance NOUN issue-271 46 20 is be AUX issue-271 46 21 a a DET issue-271 46 22 new new ADJ issue-271 46 23 perspective perspective NOUN issue-271 46 24 for for ADP issue-271 46 25 the the DET issue-271 46 26 ukrainians ukrainians PROPN issue-271 46 27 ” " PUNCT issue-271 46 28 is be AUX issue-271 46 29 a a DET issue-271 46 30 vivid vivid ADJ issue-271 46 31 example example NOUN issue-271 46 32 . . PUNCT issue-271 47 1 the the DET issue-271 47 2 future future ADJ issue-271 47 3 development development NOUN issue-271 47 4 of of ADP issue-271 47 5 the the DET issue-271 47 6 unit unit NOUN issue-271 47 7 - - PUNCT issue-271 47 8 linked link VERB issue-271 47 9 insurance insurance NOUN issue-271 47 10 in in ADP issue-271 47 11 ukraine ukraine PROPN issue-271 47 12 is be AUX issue-271 47 13 also also ADV issue-271 47 14 studied study VERB issue-271 47 15 by by ADP issue-271 47 16 honta honta PROPN issue-271 47 17 o.i o.i PROPN issue-271 47 18 . . PUNCT issue-271 48 1 ( ( PUNCT issue-271 48 2 honta honta PROPN issue-271 48 3 , , PUNCT issue-271 48 4 2014 2014 NUM issue-271 48 5 ) ) PUNCT issue-271 48 6 . . PUNCT issue-271 49 1 foreign foreign ADJ issue-271 49 2 scientists scientist NOUN issue-271 49 3 ( ( PUNCT issue-271 49 4 rajagopalan rajagopalan PROPN issue-271 49 5 & & CCONJ issue-271 49 6 pai pai PROPN issue-271 49 7 2006 2006 NUM issue-271 49 8 ; ; PUNCT issue-271 49 9 ciumaș ciumaș PROPN issue-271 49 10 cristina cristina PROPN issue-271 49 11 & & CCONJ issue-271 49 12 chiș chiș PROPN issue-271 49 13 diana diana PROPN issue-271 49 14 - - PUNCT issue-271 49 15 maria maria PROPN issue-271 49 16 , , PUNCT issue-271 49 17 2014 2014 NUM issue-271 49 18 ; ; PUNCT issue-271 49 19 straub straub PROPN issue-271 49 20 martin martin PROPN issue-271 49 21 , , PUNCT issue-271 49 22 2011 2011 NUM issue-271 49 23 ; ; PUNCT issue-271 49 24 hochreiter hochreiter PROPN issue-271 49 25 ronald ronald PROPN issue-271 49 26 , , PUNCT issue-271 49 27 pflug pflug VERB issue-271 49 28 georg georg PROPN issue-271 49 29 & & CCONJ issue-271 49 30 paulsen paulsen PROPN issue-271 49 31 volkert volkert PROPN issue-271 49 32 , , PUNCT issue-271 49 33 2005 2005 NUM issue-271 49 34 ; ; PUNCT issue-271 49 35 preda preda PROPN issue-271 49 36 ana ana PROPN issue-271 49 37 & & CCONJ issue-271 49 38 monea monea PROPN issue-271 49 39 mirela mirela PROPN issue-271 49 40 , , PUNCT issue-271 49 41 2011 2011 NUM issue-271 49 42 ; ; PUNCT issue-271 49 43 anant anant PROPN issue-271 49 44 gupta gupta PROPN issue-271 49 45 , , PUNCT issue-271 49 46 2015 2015 NUM issue-271 49 47 ; ; PUNCT issue-271 49 48 frantz frantz PROPN issue-271 49 49 christophe christophe PROPN issue-271 49 50 , , PUNCT issue-271 49 51 chenut chenut NOUN issue-271 49 52 xavier xavier PROPN issue-271 49 53 & & CCONJ issue-271 49 54 walhin walhin PROPN issue-271 49 55 jeanfrançois jeanfrançois PROPN issue-271 49 56 , , PUNCT issue-271 49 57 2003 2003 NUM issue-271 49 58 ; ; PUNCT issue-271 49 59 moller moller PROPN issue-271 49 60 thomas thomas PROPN issue-271 49 61 , , PUNCT issue-271 49 62 1998 1998 NUM issue-271 49 63 ) ) PUNCT issue-271 49 64 were be AUX issue-271 49 65 interested interested ADJ issue-271 49 66 in in ADP issue-271 49 67 issues issue NOUN issue-271 49 68 of of ADP issue-271 49 69 expansion expansion NOUN issue-271 49 70 of of ADP issue-271 49 71 the the DET issue-271 49 72 sphere sphere NOUN issue-271 49 73 of of ADP issue-271 49 74 provision provision NOUN issue-271 49 75 and and CCONJ issue-271 49 76 use use NOUN issue-271 49 77 of of ADP issue-271 49 78 investment investment NOUN issue-271 49 79 - - PUNCT issue-271 49 80 related relate VERB issue-271 49 81 insurance insurance NOUN issue-271 49 82 services service NOUN issue-271 49 83 unit unit NOUN issue-271 49 84 - - PUNCT issue-271 49 85 linked link VERB issue-271 49 86 . . PUNCT issue-271 50 1 however however ADV issue-271 50 2 , , PUNCT issue-271 50 3 the the DET issue-271 50 4 issues issue NOUN issue-271 50 5 of of ADP issue-271 50 6 maximizing maximize VERB issue-271 50 7 the the DET issue-271 50 8 benefits benefit NOUN issue-271 50 9 and and CCONJ issue-271 50 10 minimizing minimize VERB issue-271 50 11 the the DET issue-271 50 12 deficiencies deficiency NOUN issue-271 50 13 of of ADP issue-271 50 14 investment investment NOUN issue-271 50 15 insurance insurance NOUN issue-271 50 16 in in ADP issue-271 50 17 ukraine ukraine NOUN issue-271 50 18 , , PUNCT issue-271 50 19 defining define VERB issue-271 50 20 the the DET issue-271 50 21 prospects prospect NOUN issue-271 50 22 for for ADP issue-271 50 23 its its PRON issue-271 50 24 development development NOUN issue-271 50 25 in in ADP issue-271 50 26 the the DET issue-271 50 27 domestic domestic ADJ issue-271 50 28 financial financial ADJ issue-271 50 29 market market NOUN issue-271 50 30 are be AUX issue-271 50 31 still still ADV issue-271 50 32 of of ADP issue-271 50 33 great great ADJ issue-271 50 34 scientific scientific ADJ issue-271 50 35 interest interest NOUN issue-271 50 36 . . PUNCT issue-271 51 1 3 3 X issue-271 51 2 . . X issue-271 51 3 theoretical theoretical ADJ issue-271 51 4 and and CCONJ issue-271 51 5 law law NOUN issue-271 51 6 bases basis NOUN issue-271 51 7 of of ADP issue-271 51 8 investment investment NOUN issue-271 51 9 insurance insurance NOUN issue-271 51 10 investment investment NOUN issue-271 51 11 insurance insurance NOUN issue-271 51 12 is be AUX issue-271 51 13 a a DET issue-271 51 14 form form NOUN issue-271 51 15 of of ADP issue-271 51 16 cumulative cumulative ADJ issue-271 51 17 insurance insurance NOUN issue-271 51 18 , , PUNCT issue-271 51 19 which which PRON issue-271 51 20 is be AUX issue-271 51 21 done do VERB issue-271 51 22 by by ADP issue-271 51 23 investing invest VERB issue-271 51 24 in in ADP issue-271 51 25 profitable profitable ADJ issue-271 51 26 financial financial ADJ issue-271 51 27 instruments instrument NOUN issue-271 51 28 . . PUNCT issue-271 52 1 at at ADP issue-271 52 2 present present ADJ issue-271 52 3 , , PUNCT issue-271 52 4 many many ADJ issue-271 52 5 insurance insurance NOUN issue-271 52 6 companies company NOUN issue-271 52 7 active active ADJ issue-271 52 8 in in ADP issue-271 52 9 the the DET issue-271 52 10 domestic domestic ADJ issue-271 52 11 insurance insurance NOUN issue-271 52 12 market market NOUN issue-271 52 13 manifest manifest VERB issue-271 52 14 their their PRON issue-271 52 15 willingness willingness NOUN issue-271 52 16 to to PART issue-271 52 17 work work VERB issue-271 52 18 in in ADP issue-271 52 19 this this DET issue-271 52 20 direction direction NOUN issue-271 52 21 . . PUNCT issue-271 53 1 investment investment NOUN issue-271 53 2 insurance insurance NOUN issue-271 53 3 is be AUX issue-271 53 4 a a DET issue-271 53 5 new new ADJ issue-271 53 6 financial financial ADJ issue-271 53 7 instrument instrument NOUN issue-271 53 8 for for ADP issue-271 53 9 the the DET issue-271 53 10 practice practice NOUN issue-271 53 11 of of ADP issue-271 53 12 insurance insurance NOUN issue-271 53 13 in in ADP issue-271 53 14 ukraine ukraine NOUN issue-271 53 15 , , PUNCT issue-271 53 16 due due ADP issue-271 53 17 to to ADP issue-271 53 18 which which PRON issue-271 53 19 an an DET issue-271 53 20 insured insured ADJ issue-271 53 21 person person NOUN issue-271 53 22 not not PART issue-271 53 23 only only ADV issue-271 53 24 pays pay VERB issue-271 53 25 insurance insurance NOUN issue-271 53 26 premiums premium NOUN issue-271 53 27 but but CCONJ issue-271 53 28 also also ADV issue-271 53 29 influences influence VERB issue-271 53 30 the the DET issue-271 53 31 investment investment NOUN issue-271 53 32 process process NOUN issue-271 53 33 . . PUNCT issue-271 54 1 the the DET issue-271 54 2 size size NOUN issue-271 54 3 of of ADP issue-271 54 4 the the DET issue-271 54 5 investment investment NOUN issue-271 54 6 income income NOUN issue-271 54 7 is be AUX issue-271 54 8 not not PART issue-271 54 9 fixed fix VERB issue-271 54 10 and and CCONJ issue-271 54 11 depends depend VERB issue-271 54 12 on on ADP issue-271 54 13 the the DET issue-271 54 14 results result NOUN issue-271 54 15 of of ADP issue-271 54 16 investing invest VERB issue-271 54 17 reserves reserve NOUN issue-271 54 18 . . PUNCT issue-271 55 1 the the DET issue-271 55 2 benefit benefit NOUN issue-271 55 3 to to ADP issue-271 55 4 the the DET issue-271 55 5 client client NOUN issue-271 55 6 of of ADP issue-271 55 7 the the DET issue-271 55 8 freedom freedom NOUN issue-271 55 9 of of ADP issue-271 55 10 action action NOUN issue-271 55 11 is be AUX issue-271 55 12 obvious obvious ADJ issue-271 55 13 : : PUNCT issue-271 55 14 in in ADP issue-271 55 15 addition addition NOUN issue-271 55 16 to to ADP issue-271 55 17 the the DET issue-271 55 18 mandatory mandatory ADJ issue-271 55 19 minimum minimum NOUN issue-271 55 20 guaranteed guarantee VERB issue-271 55 21 sum sum NOUN issue-271 55 22 insured insure VERB issue-271 55 23 , , PUNCT issue-271 55 24 investment investment NOUN issue-271 55 25 insurance insurance NOUN issue-271 55 26 will will AUX issue-271 55 27 also also ADV issue-271 55 28 be be AUX issue-271 55 29 able able ADJ issue-271 55 30 to to PART issue-271 55 31 receive receive VERB issue-271 55 32 additional additional ADJ issue-271 55 33 profits profit NOUN issue-271 55 34 . . PUNCT issue-271 56 1 however however ADV issue-271 56 2 , , PUNCT issue-271 56 3 in in ADP issue-271 56 4 domestic domestic ADJ issue-271 56 5 legislation legislation NOUN issue-271 56 6 , , PUNCT issue-271 56 7 there there PRON issue-271 56 8 is be VERB issue-271 56 9 currently currently ADV issue-271 56 10 no no DET issue-271 56 11 clear clear ADJ issue-271 56 12 definition definition NOUN issue-271 56 13 of of ADP issue-271 56 14 the the DET issue-271 56 15 concept concept NOUN issue-271 56 16 of of ADP issue-271 56 17 investment investment NOUN issue-271 56 18 insurance insurance NOUN issue-271 56 19 , , PUNCT issue-271 56 20 which which PRON issue-271 56 21 complicates complicate VERB issue-271 56 22 its its PRON issue-271 56 23 formation formation NOUN issue-271 56 24 and and CCONJ issue-271 56 25 development development NOUN issue-271 56 26 in in ADP issue-271 56 27 ukraine ukraine NOUN issue-271 56 28 . . PUNCT issue-271 57 1 this this DET issue-271 57 2 financial financial ADJ issue-271 57 3 product product NOUN issue-271 57 4 is be AUX issue-271 57 5 not not PART issue-271 57 6 standardized standardize VERB issue-271 57 7 , , PUNCT issue-271 57 8 which which PRON issue-271 57 9 prevents prevent VERB issue-271 57 10 it it PRON issue-271 57 11 from from ADP issue-271 57 12 active active ADJ issue-271 57 13 using using NOUN issue-271 57 14 . . PUNCT issue-271 58 1 there there PRON issue-271 58 2 appeared appear VERB issue-271 58 3 a a DET issue-271 58 4 question question NOUN issue-271 58 5 of of ADP issue-271 58 6 the the DET issue-271 58 7 need need NOUN issue-271 58 8 to to PART issue-271 58 9 introduce introduce VERB issue-271 58 10 investment investment NOUN issue-271 58 11 insurance insurance NOUN issue-271 58 12 in in ADP issue-271 58 13 the the DET issue-271 58 14 insurance insurance NOUN issue-271 58 15 markets market NOUN issue-271 58 16 of of ADP issue-271 58 17 postsoviet postsoviet ADJ issue-271 58 18 countries country NOUN issue-271 58 19 back back ADV issue-271 58 20 in in ADP issue-271 58 21 2007 2007 NUM issue-271 58 22 when when SCONJ issue-271 58 23 the the DET issue-271 58 24 european european ADJ issue-271 58 25 system system NOUN issue-271 58 26 of of ADP issue-271 58 27 life life NOUN issue-271 58 28 insurance insurance NOUN issue-271 58 29 was be AUX issue-271 58 30 gradually gradually ADV issue-271 58 31 introduced introduce VERB issue-271 58 32 into into ADP issue-271 58 33 several several ADJ issue-271 58 34 types type NOUN issue-271 58 35 . . PUNCT issue-271 59 1 at at ADP issue-271 59 2 that that DET issue-271 59 3 time time NOUN issue-271 59 4 , , PUNCT issue-271 59 5 these these DET issue-271 59 6 changes change NOUN issue-271 59 7 were be AUX issue-271 59 8 seen see VERB issue-271 59 9 as as ADP issue-271 59 10 a a DET issue-271 59 11 progressive progressive ADJ issue-271 59 12 legislative legislative ADJ issue-271 59 13 provision provision NOUN issue-271 59 14 for for ADP issue-271 59 15 expanding expand VERB issue-271 59 16 life life NOUN issue-271 59 17 insurance insurance NOUN issue-271 59 18 companies company NOUN issue-271 59 19 , , PUNCT issue-271 59 20 and and CCONJ issue-271 59 21 it it PRON issue-271 59 22 was be AUX issue-271 59 23 believed believe VERB issue-271 59 24 that that SCONJ issue-271 59 25 this this DET issue-271 59 26 new new ADJ issue-271 59 27 financial financial ADJ issue-271 59 28 instrument instrument NOUN issue-271 59 29 could could AUX issue-271 59 30 develop develop VERB issue-271 59 31 a a DET issue-271 59 32 new new ADJ issue-271 59 33 idea idea NOUN issue-271 59 34 to to ADP issue-271 59 35 joint joint ADJ issue-271 59 36 investments investment NOUN issue-271 59 37 for for ADP issue-271 59 38 the the DET issue-271 59 39 ukrainian ukrainian ADJ issue-271 59 40 insurance insurance NOUN issue-271 59 41 market market NOUN issue-271 59 42 . . PUNCT issue-271 60 1 as as ADP issue-271 60 2 a a DET issue-271 60 3 result result NOUN issue-271 60 4 of of ADP issue-271 60 5 the the DET issue-271 60 6 first first ADJ issue-271 60 7 stage stage NOUN issue-271 60 8 of of ADP issue-271 60 9 the the DET issue-271 60 10 modernization modernization NOUN issue-271 60 11 of of ADP issue-271 60 12 the the DET issue-271 60 13 laws law NOUN issue-271 60 14 of of ADP issue-271 60 15 ukraine ukraine NOUN issue-271 60 16 on on ADP issue-271 60 17 insurance insurance NOUN issue-271 60 18 , , PUNCT issue-271 60 19 investment investment NOUN issue-271 60 20 insurance insurance NOUN issue-271 60 21 was be AUX issue-271 60 22 defined define VERB issue-271 60 23 as as ADP issue-271 60 24 a a DET issue-271 60 25 type type NOUN issue-271 60 26 of of ADP issue-271 60 27 insurance insurance NOUN issue-271 60 28 in in ADP issue-271 60 29 the the DET issue-271 60 30 field field NOUN issue-271 60 31 of of ADP issue-271 60 32 life life NOUN issue-271 60 33 insurance insurance NOUN issue-271 60 34 , , PUNCT issue-271 60 35 which which PRON issue-271 60 36 provides provide VERB issue-271 60 37 for for ADP issue-271 60 38 the the DET issue-271 60 39 insurer insurer NOUN issue-271 60 40 ’s ’s PART issue-271 60 41 duty duty NOUN issue-271 60 42 in in ADP issue-271 60 43 case case NOUN issue-271 60 44 of of ADP issue-271 60 45 death death NOUN issue-271 60 46 of of ADP issue-271 60 47 the the DET issue-271 60 48 insured insured ADJ issue-271 60 49 person person NOUN issue-271 60 50 before before ADP issue-271 60 51 the the DET issue-271 60 52 expiration expiration NOUN issue-271 60 53 of of ADP issue-271 60 54 the the DET issue-271 60 55 contract contract NOUN issue-271 60 56 and/or and/or CCONJ issue-271 60 57 the the DET issue-271 60 58 survival survival NOUN issue-271 60 59 of of ADP issue-271 60 60 the the DET issue-271 60 61 insured insured ADJ issue-271 60 62 person person NOUN issue-271 60 63 termination termination NOUN issue-271 60 64 of of ADP issue-271 60 65 the the DET issue-271 60 66 contract contract NOUN issue-271 60 67 , , PUNCT issue-271 60 68 and/or and/or CCONJ issue-271 60 69 occurrence occurrence NOUN issue-271 60 70 of of ADP issue-271 60 71 an an DET issue-271 60 72 event event NOUN issue-271 60 73 in in ADP issue-271 60 74 the the DET issue-271 60 75 life life NOUN issue-271 60 76 of of ADP issue-271 60 77 the the DET issue-271 60 78 insured insured ADJ issue-271 60 79 person person NOUN issue-271 60 80 provided provide VERB issue-271 60 81 for for ADP issue-271 60 82 in in ADP issue-271 60 83 baltic baltic ADJ issue-271 60 84 journal journal PROPN issue-271 60 85 of of ADP issue-271 60 86 economic economic ADJ issue-271 60 87 studies study NOUN issue-271 60 88 vol vol NOUN issue-271 60 89 . . PUNCT issue-271 61 1 3 3 NUM issue-271 61 2 , , PUNCT issue-271 61 3 no no INTJ issue-271 61 4 . . NOUN issue-271 61 5 5 5 NUM issue-271 61 6 , , PUNCT issue-271 61 7 2017 2017 NUM issue-271 61 8 86 86 NUM issue-271 61 9 the the DET issue-271 61 10 insurance insurance NOUN issue-271 61 11 contract contract NOUN issue-271 61 12 , , PUNCT issue-271 61 13 make make VERB issue-271 61 14 an an DET issue-271 61 15 insurance insurance NOUN issue-271 61 16 payment payment NOUN issue-271 61 17 or or CCONJ issue-271 61 18 insurance insurance NOUN issue-271 61 19 payments payment NOUN issue-271 61 20 , , PUNCT issue-271 61 21 the the DET issue-271 61 22 size size NOUN issue-271 61 23 of of ADP issue-271 61 24 which which PRON issue-271 61 25 depends depend VERB issue-271 61 26 on on ADP issue-271 61 27 the the DET issue-271 61 28 results result NOUN issue-271 61 29 of of ADP issue-271 61 30 the the DET issue-271 61 31 size size NOUN issue-271 61 32 the the DET issue-271 61 33 cost cost NOUN issue-271 61 34 of of ADP issue-271 61 35 technical technical ADJ issue-271 61 36 reserves reserve NOUN issue-271 61 37 under under ADP issue-271 61 38 investment investment NOUN issue-271 61 39 insurance insurance NOUN issue-271 61 40 contracts contract NOUN issue-271 61 41 . . PUNCT issue-271 62 1 the the DET issue-271 62 2 terms term NOUN issue-271 62 3 of of ADP issue-271 62 4 the the DET issue-271 62 5 investment investment NOUN issue-271 62 6 insurance insurance NOUN issue-271 62 7 contract contract NOUN issue-271 62 8 stipulated stipulate VERB issue-271 62 9 the the DET issue-271 62 10 insurer insurer NOUN issue-271 62 11 ’s ’s PART issue-271 62 12 obligation obligation NOUN issue-271 62 13 to to PART issue-271 62 14 make make VERB issue-271 62 15 an an DET issue-271 62 16 insurance insurance NOUN issue-271 62 17 payment payment NOUN issue-271 62 18 in in ADP issue-271 62 19 case case NOUN issue-271 62 20 of of ADP issue-271 62 21 death death NOUN issue-271 62 22 of of ADP issue-271 62 23 the the DET issue-271 62 24 insured insured ADJ issue-271 62 25 person person NOUN issue-271 62 26 in in ADP issue-271 62 27 the the DET issue-271 62 28 amount amount NOUN issue-271 62 29 not not PART issue-271 62 30 less less ADJ issue-271 62 31 than than ADP issue-271 62 32 the the DET issue-271 62 33 sum sum NOUN issue-271 62 34 of of ADP issue-271 62 35 insurance insurance NOUN issue-271 62 36 premiums premium NOUN issue-271 62 37 ( ( PUNCT issue-271 62 38 contributions contribution NOUN issue-271 62 39 , , PUNCT issue-271 62 40 payments payment NOUN issue-271 62 41 ) ) PUNCT issue-271 62 42 under under ADP issue-271 62 43 such such ADJ issue-271 62 44 agreement agreement NOUN issue-271 62 45 ( ( PUNCT issue-271 62 46 draft draft NOUN issue-271 62 47 law law NOUN issue-271 62 48 of of ADP issue-271 62 49 ukraine ukraine NOUN issue-271 62 50 “ " PUNCT issue-271 62 51 on on ADP issue-271 62 52 amendments amendment NOUN issue-271 62 53 to to ADP issue-271 62 54 the the DET issue-271 62 55 law law NOUN issue-271 62 56 of of ADP issue-271 62 57 ukraine ukraine NOUN issue-271 62 58 “ " PUNCT issue-271 62 59 on on ADP issue-271 62 60 insurance insurance NOUN issue-271 62 61 ” " PUNCT issue-271 62 62 , , PUNCT issue-271 62 63 2009 2009 NUM issue-271 62 64 ) ) PUNCT issue-271 62 65 . . PUNCT issue-271 63 1 nowadays nowadays ADV issue-271 63 2 , , PUNCT issue-271 63 3 in in ADP issue-271 63 4 the the DET issue-271 63 5 period period NOUN issue-271 63 6 of of ADP issue-271 63 7 post post ADJ issue-271 63 8 - - ADJ issue-271 63 9 crisis crisis ADJ issue-271 63 10 recovery recovery NOUN issue-271 63 11 of of ADP issue-271 63 12 the the DET issue-271 63 13 global global ADJ issue-271 63 14 economic economic ADJ issue-271 63 15 system system NOUN issue-271 63 16 , , PUNCT issue-271 63 17 investment investment NOUN issue-271 63 18 insurance insurance NOUN issue-271 63 19 is be AUX issue-271 63 20 a a DET issue-271 63 21 modern modern ADJ issue-271 63 22 civilized civilized ADJ issue-271 63 23 insurance insurance NOUN issue-271 63 24 product product NOUN issue-271 63 25 that that PRON issue-271 63 26 is be AUX issue-271 63 27 actively actively ADV issue-271 63 28 developing develop VERB issue-271 63 29 in in ADP issue-271 63 30 the the DET issue-271 63 31 financial financial ADJ issue-271 63 32 markets market NOUN issue-271 63 33 of of ADP issue-271 63 34 many many ADJ issue-271 63 35 developed develop VERB issue-271 63 36 countries country NOUN issue-271 63 37 of of ADP issue-271 63 38 the the DET issue-271 63 39 world world NOUN issue-271 63 40     SPACE issue-271 63 41 – – PUNCT issue-271 63 42 switzerland switzerland PROPN issue-271 63 43 , , PUNCT issue-271 63 44 germany germany PROPN issue-271 63 45 , , PUNCT issue-271 63 46 hungary hungary PROPN issue-271 63 47 , , PUNCT issue-271 63 48 poland poland PROPN issue-271 63 49 , , PUNCT issue-271 63 50 czech czech PROPN issue-271 63 51 republic republic NOUN issue-271 63 52 . . PUNCT issue-271 64 1 4 4 X issue-271 64 2 . . X issue-271 64 3 scopes scope NOUN issue-271 64 4 and and CCONJ issue-271 64 5 dynamics dynamic NOUN issue-271 64 6 of of ADP issue-271 64 7 investment investment NOUN issue-271 64 8 life life NOUN issue-271 64 9 insurance insurance NOUN issue-271 64 10 in in ADP issue-271 64 11 ukraine ukraine ADJ issue-271 64 12 investment investment NOUN issue-271 64 13 life life NOUN issue-271 64 14 insurance insurance NOUN issue-271 64 15 in in ADP issue-271 64 16 ukraine ukraine NOUN issue-271 64 17 compared compare VERB issue-271 64 18 to to ADP issue-271 64 19 western western ADJ issue-271 64 20 countries country NOUN issue-271 64 21 , , PUNCT issue-271 64 22 where where SCONJ issue-271 64 23 it it PRON issue-271 64 24 plays play VERB issue-271 64 25 an an DET issue-271 64 26 important important ADJ issue-271 64 27 role role NOUN issue-271 64 28 in in ADP issue-271 64 29 the the DET issue-271 64 30 financial financial ADJ issue-271 64 31 system system NOUN issue-271 64 32 and and CCONJ issue-271 64 33 forms form VERB issue-271 64 34 a a DET issue-271 64 35 significant significant ADJ issue-271 64 36 part part NOUN issue-271 64 37 of of ADP issue-271 64 38 the the DET issue-271 64 39 insurance insurance NOUN issue-271 64 40 market market NOUN issue-271 64 41 , , PUNCT issue-271 64 42 is be AUX issue-271 64 43 not not PART issue-271 64 44 developed develop VERB issue-271 64 45 enough enough ADV issue-271 64 46 . . PUNCT issue-271 65 1 the the DET issue-271 65 2 share share NOUN issue-271 65 3 of of ADP issue-271 65 4 life life NOUN issue-271 65 5 insurance insurance NOUN issue-271 65 6 in in ADP issue-271 65 7 the the DET issue-271 65 8 total total ADJ issue-271 65 9 amount amount NOUN issue-271 65 10 of of ADP issue-271 65 11 the the DET issue-271 65 12 domestic domestic ADJ issue-271 65 13 insurance insurance NOUN issue-271 65 14 market market NOUN issue-271 65 15 ranges range VERB issue-271 65 16 from from ADP issue-271 65 17 4 4 NUM issue-271 65 18 - - SYM issue-271 65 19 8 8 NUM issue-271 65 20 % % NOUN issue-271 65 21 on on ADP issue-271 65 22 the the DET issue-271 65 23 indicator indicator NOUN issue-271 65 24 of of ADP issue-271 65 25 insurance insurance NOUN issue-271 65 26 payments payment NOUN issue-271 65 27 ( ( PUNCT issue-271 65 28 table table NOUN issue-271 65 29 1 1 NUM issue-271 65 30 ) ) PUNCT issue-271 65 31 , , PUNCT issue-271 65 32 which which PRON issue-271 65 33 shows show VERB issue-271 65 34 the the DET issue-271 65 35 limited limited ADJ issue-271 65 36 market market NOUN issue-271 65 37 opportunities opportunity NOUN issue-271 65 38 for for ADP issue-271 65 39 the the DET issue-271 65 40 development development NOUN issue-271 65 41 of of ADP issue-271 65 42 investment investment NOUN issue-271 65 43 insurance insurance NOUN issue-271 65 44 . . PUNCT issue-271 66 1 this this DET issue-271 66 2 situation situation NOUN issue-271 66 3 arose arise VERB issue-271 66 4 as as ADP issue-271 66 5 a a DET issue-271 66 6 result result NOUN issue-271 66 7 of of ADP issue-271 66 8 unfavourable unfavourable ADJ issue-271 66 9 economic economic ADJ issue-271 66 10 and and CCONJ issue-271 66 11 political political ADJ issue-271 66 12 conditions condition NOUN issue-271 66 13 in in ADP issue-271 66 14 the the DET issue-271 66 15 country country NOUN issue-271 66 16     SPACE issue-271 66 17 – – PUNCT issue-271 66 18 life life NOUN issue-271 66 19 insurance insurance NOUN issue-271 66 20 is be AUX issue-271 66 21 , , PUNCT issue-271 66 22 in in ADP issue-271 66 23 essence essence NOUN issue-271 66 24 , , PUNCT issue-271 66 25 a a DET issue-271 66 26 long long ADJ issue-271 66 27 - - PUNCT issue-271 66 28 term term NOUN issue-271 66 29 financial financial ADJ issue-271 66 30 product product NOUN issue-271 66 31 ( ( PUNCT issue-271 66 32 on on ADP issue-271 66 33 average average ADJ issue-271 66 34 , , PUNCT issue-271 66 35 it it PRON issue-271 66 36 lasts last VERB issue-271 66 37 10 10 NUM issue-271 66 38 - - SYM issue-271 66 39 20 20 NUM issue-271 66 40 years year NOUN issue-271 66 41 ) ) PUNCT issue-271 66 42 , , PUNCT issue-271 66 43 but but CCONJ issue-271 66 44 insurers insurer NOUN issue-271 66 45 can can AUX issue-271 66 46 not not PART issue-271 66 47 be be AUX issue-271 66 48 sure sure ADJ issue-271 66 49 of of ADP issue-271 66 50 the the DET issue-271 66 51 effectiveness effectiveness NOUN issue-271 66 52 of of ADP issue-271 66 53 their their PRON issue-271 66 54 investments investment NOUN issue-271 66 55 because because SCONJ issue-271 66 56 of of ADP issue-271 66 57 the the DET issue-271 66 58 instability instability NOUN issue-271 66 59 of of ADP issue-271 66 60 the the DET issue-271 66 61 domestic domestic ADJ issue-271 66 62 economy economy NOUN issue-271 66 63 . . PUNCT issue-271 67 1 the the DET issue-271 67 2 potential potential NOUN issue-271 67 3 of of ADP issue-271 67 4 the the DET issue-271 67 5 life life NOUN issue-271 67 6 insurance insurance NOUN issue-271 67 7 market market NOUN issue-271 67 8 in in ADP issue-271 67 9 ukraine ukraine PROPN issue-271 67 10 is be AUX issue-271 67 11 high high ADJ issue-271 67 12 , , PUNCT issue-271 67 13 given give VERB issue-271 67 14 the the DET issue-271 67 15 fact fact NOUN issue-271 67 16 of of ADP issue-271 67 17 the the DET issue-271 67 18 aging aging NOUN issue-271 67 19 of of ADP issue-271 67 20 the the DET issue-271 67 21 nation nation NOUN issue-271 67 22 and and CCONJ issue-271 67 23 the the DET issue-271 67 24 inability inability NOUN issue-271 67 25 of of ADP issue-271 67 26 the the DET issue-271 67 27 pension pension NOUN issue-271 67 28 system system NOUN issue-271 67 29 to to PART issue-271 67 30 ensure ensure VERB issue-271 67 31 a a DET issue-271 67 32 decent decent ADJ issue-271 67 33 life life NOUN issue-271 67 34 level level NOUN issue-271 67 35 for for ADP issue-271 67 36 the the DET issue-271 67 37 abandoned abandon VERB issue-271 67 38 people people NOUN issue-271 67 39 ; ; PUNCT issue-271 67 40 however however ADV issue-271 67 41 , , PUNCT issue-271 67 42 there there PRON issue-271 67 43 are be VERB issue-271 67 44 many many ADJ issue-271 67 45 factors factor NOUN issue-271 67 46 that that PRON issue-271 67 47 hinder hinder VERB issue-271 67 48 its its PRON issue-271 67 49 development development NOUN issue-271 67 50 . . PUNCT issue-271 68 1 for for ADP issue-271 68 2 example example NOUN issue-271 68 3 , , PUNCT issue-271 68 4 the the DET issue-271 68 5 narrowness narrowness NOUN issue-271 68 6 of of ADP issue-271 68 7 the the DET issue-271 68 8 product product NOUN issue-271 68 9 line line NOUN issue-271 68 10 , , PUNCT issue-271 68 11 in in ADP issue-271 68 12 particular particular ADJ issue-271 68 13 , , PUNCT issue-271 68 14 the the DET issue-271 68 15 impossibility impossibility NOUN issue-271 68 16 of of ADP issue-271 68 17 introducing introduce VERB issue-271 68 18 all all DET issue-271 68 19 unitlinked unitlinked ADJ issue-271 68 20 products product NOUN issue-271 68 21 in in ADP issue-271 68 22 the the DET issue-271 68 23 domestic domestic ADJ issue-271 68 24 market market NOUN issue-271 68 25 over over ADP issue-271 68 26 the the DET issue-271 68 27 limited limited ADJ issue-271 68 28 investment investment NOUN issue-271 68 29 opportunities opportunity NOUN issue-271 68 30 in in ADP issue-271 68 31 the the DET issue-271 68 32 financial financial ADJ issue-271 68 33 market market NOUN issue-271 68 34 , , PUNCT issue-271 68 35 insufficient insufficient ADJ issue-271 68 36 level level NOUN issue-271 68 37 of of ADP issue-271 68 38 financial financial ADJ issue-271 68 39 literacy literacy NOUN issue-271 68 40 of of ADP issue-271 68 41 citizens citizen NOUN issue-271 68 42 , , PUNCT issue-271 68 43 for for ADP issue-271 68 44 the the DET issue-271 68 45 most most ADJ issue-271 68 46 part part NOUN issue-271 68 47 , , PUNCT issue-271 68 48 life life NOUN issue-271 68 49 - - PUNCT issue-271 68 50 saving save VERB issue-271 68 51 life life NOUN issue-271 68 52 insurance insurance NOUN issue-271 68 53 remains remain VERB issue-271 68 54 difficult difficult ADJ issue-271 68 55 to to PART issue-271 68 56 understand understand VERB issue-271 68 57 the the DET issue-271 68 58 product product NOUN issue-271 68 59 , , PUNCT issue-271 68 60 etc etc X issue-271 68 61 . . X issue-271 69 1 the the DET issue-271 69 2 current current ADJ issue-271 69 3 state state NOUN issue-271 69 4 of of ADP issue-271 69 5 the the DET issue-271 69 6 life life NOUN issue-271 69 7 insurance insurance NOUN issue-271 69 8 segment segment NOUN issue-271 69 9 in in ADP issue-271 69 10 the the DET issue-271 69 11 financial financial ADJ issue-271 69 12 market market NOUN issue-271 69 13 of of ADP issue-271 69 14 ukraine ukraine NOUN issue-271 69 15 is be AUX issue-271 69 16 characterized characterize VERB issue-271 69 17 by by ADP issue-271 69 18 the the DET issue-271 69 19 following follow VERB issue-271 69 20 data datum NOUN issue-271 69 21 . . PUNCT issue-271 70 1 gross gross ADJ issue-271 70 2 insurance insurance NOUN issue-271 70 3 payments payment NOUN issue-271 70 4 ( ( PUNCT issue-271 70 5 premiums premium NOUN issue-271 70 6 , , PUNCT issue-271 70 7 contributions contribution NOUN issue-271 70 8 ) ) PUNCT issue-271 70 9 for for ADP issue-271 70 10 life life NOUN issue-271 70 11 insurance insurance NOUN issue-271 70 12 in in ADP issue-271 70 13 2016 2016 NUM issue-271 70 14 amounted amount VERB issue-271 70 15 to to ADP issue-271 70 16 2756.1 2756.1 NUM issue-271 70 17 million million NUM issue-271 70 18 uah uah NOUN issue-271 70 19 , , PUNCT issue-271 70 20 which which PRON issue-271 70 21 is be AUX issue-271 70 22 26.0 26.0 NUM issue-271 70 23 % % NOUN issue-271 70 24 more more ADJ issue-271 70 25 than than ADP issue-271 70 26 in in ADP issue-271 70 27 2015 2015 NUM issue-271 70 28 ( ( PUNCT issue-271 70 29 as as ADP issue-271 70 30 of of ADP issue-271 70 31 december december PROPN issue-271 70 32 31 31 NUM issue-271 70 33 , , PUNCT issue-271 70 34 2015 2015 NUM issue-271 70 35     SPACE issue-271 70 36 – – PUNCT issue-271 70 37 2186.6 2186.6 NUM issue-271 70 38 million million NUM issue-271 70 39 uah uah NOUN issue-271 70 40 ) ) PUNCT issue-271 70 41 . . PUNCT issue-271 71 1 the the DET issue-271 71 2 volume volume NOUN issue-271 71 3 of of ADP issue-271 71 4 gross gross ADJ issue-271 71 5 insurance insurance NOUN issue-271 71 6 premiums premium NOUN issue-271 71 7 from from ADP issue-271 71 8 life life NOUN issue-271 71 9 insurance insurance NOUN issue-271 71 10 in in ADP issue-271 71 11 2016 2016 NUM issue-271 71 12 ( ( PUNCT issue-271 71 13 information information NOUN issue-271 71 14 on on ADP issue-271 71 15 the the DET issue-271 71 16 state state NOUN issue-271 71 17 and and CCONJ issue-271 71 18 development development NOUN issue-271 71 19 of of ADP issue-271 71 20 the the DET issue-271 71 21 insurance insurance NOUN issue-271 71 22 market market NOUN issue-271 71 23 of of ADP issue-271 71 24 ukraine ukraine NOUN issue-271 71 25 , , PUNCT issue-271 71 26 2017 2017 NUM issue-271 71 27 ) ) PUNCT issue-271 71 28 amounted amount VERB issue-271 71 29 to to ADP issue-271 71 30 418.3 418.3 NUM issue-271 71 31 million million NUM issue-271 71 32 uah uah NOUN issue-271 71 33 , , PUNCT issue-271 71 34 which which PRON issue-271 71 35 is be AUX issue-271 71 36 by by ADP issue-271 71 37 14.9 14.9 NUM issue-271 71 38 % % NOUN issue-271 71 39 less less ADJ issue-271 71 40 than than ADP issue-271 71 41 in in ADP issue-271 71 42 2015 2015 NUM issue-271 71 43 ( ( PUNCT issue-271 71 44 491.6 491.6 NUM issue-271 71 45 million million NUM issue-271 71 46 uah uah NOUN issue-271 71 47 ) ) PUNCT issue-271 71 48 . . PUNCT issue-271 72 1 the the DET issue-271 72 2 bulk bulk NOUN issue-271 72 3 of of ADP issue-271 72 4 the the DET issue-271 72 5 amount amount NOUN issue-271 72 6 of of ADP issue-271 72 7 changes change NOUN issue-271 72 8 in in ADP issue-271 72 9 life life NOUN issue-271 72 10 insurance insurance NOUN issue-271 72 11 reserves reserve NOUN issue-271 72 12 has have AUX issue-271 72 13 been be AUX issue-271 72 14 formed form VERB issue-271 72 15 under under ADP issue-271 72 16 other other ADJ issue-271 72 17 accrued accrue VERB issue-271 72 18 insurance insurance NOUN issue-271 72 19 contracts contract NOUN issue-271 72 20 , , PUNCT issue-271 72 21 namely namely ADV issue-271 72 22 997.2 997.2 NUM issue-271 72 23 million million NUM issue-271 72 24 uah uah NOUN issue-271 72 25 . . PUNCT issue-271 73 1 according accord VERB issue-271 73 2 to to ADP issue-271 73 3 other other ADJ issue-271 73 4 life life NOUN issue-271 73 5 insurance insurance NOUN issue-271 73 6 contracts contract NOUN issue-271 73 7 , , PUNCT issue-271 73 8 the the DET issue-271 73 9 value value NOUN issue-271 73 10 of of ADP issue-271 73 11 changes change NOUN issue-271 73 12 in in ADP issue-271 73 13 life life NOUN issue-271 73 14 insurance insurance NOUN issue-271 73 15 reserves reserve NOUN issue-271 73 16 is be AUX issue-271 73 17 18.9 18.9 NUM issue-271 73 18 million million NUM issue-271 73 19 uah uah NOUN issue-271 73 20 . . PUNCT issue-271 74 1 according accord VERB issue-271 74 2 to to ADP issue-271 74 3 the the DET issue-271 74 4 results result NOUN issue-271 74 5 of of ADP issue-271 74 6 2016 2016 NUM issue-271 74 7 , , PUNCT issue-271 74 8 13 13 NUM issue-271 74 9 insurance insurance NOUN issue-271 74 10 companies company NOUN issue-271 74 11 “ " PUNCT issue-271 74 12 life life NOUN issue-271 74 13 ” " PUNCT issue-271 74 14 received receive VERB issue-271 74 15 a a DET issue-271 74 16 negative negative ADJ issue-271 74 17 value value NOUN issue-271 74 18 of of ADP issue-271 74 19 an an DET issue-271 74 20 increase increase NOUN issue-271 74 21 in in ADP issue-271 74 22 life life NOUN issue-271 74 23 insurance insurance NOUN issue-271 74 24 reserves reserve NOUN issue-271 74 25 for for ADP issue-271 74 26 a a DET issue-271 74 27 total total ADJ issue-271 74 28 amount amount NOUN issue-271 74 29 of of ADP issue-271 74 30 37.2 37.2 NUM issue-271 74 31 million million NUM issue-271 74 32 , , PUNCT issue-271 74 33 uah uah NOUN issue-271 74 34 which which PRON issue-271 74 35 is be AUX issue-271 74 36 caused cause VERB issue-271 74 37 by by ADP issue-271 74 38 pre pre ADJ issue-271 74 39 - - ADJ issue-271 74 40 term term ADJ issue-271 74 41 cancellation cancellation NOUN issue-271 74 42 of of ADP issue-271 74 43 insurance insurance NOUN issue-271 74 44 contracts contract NOUN issue-271 74 45 ( ( PUNCT issue-271 74 46 by by ADP issue-271 74 47 the the DET issue-271 74 48 end end NOUN issue-271 74 49 of of ADP issue-271 74 50 2015 2015 NUM issue-271 74 51 , , PUNCT issue-271 74 52 the the DET issue-271 74 53 negative negative ADJ issue-271 74 54 value value NOUN issue-271 74 55 was be AUX issue-271 74 56 declared declare VERB issue-271 74 57 13 13 NUM issue-271 74 58 insurance insurance NOUN issue-271 74 59 companies company NOUN issue-271 74 60 “ " PUNCT issue-271 74 61 life life NOUN issue-271 74 62 ” " PUNCT issue-271 74 63 for for ADP issue-271 74 64 the the DET issue-271 74 65 total total ADJ issue-271 74 66 amount amount NOUN issue-271 74 67 of of ADP issue-271 74 68 11.8 11.8 NUM issue-271 74 69 million million NUM issue-271 74 70 uah uah NOUN issue-271 74 71 ) ) PUNCT issue-271 74 72 . . PUNCT issue-271 75 1 thus thus ADV issue-271 75 2 , , PUNCT issue-271 75 3 currently currently ADV issue-271 75 4 , , PUNCT issue-271 75 5 there there PRON issue-271 75 6 exist exist VERB issue-271 75 7 unfavourable unfavourable ADJ issue-271 75 8 grounds ground NOUN issue-271 75 9 for for ADP issue-271 75 10 the the DET issue-271 75 11 development development NOUN issue-271 75 12 of of ADP issue-271 75 13 investment investment NOUN issue-271 75 14 insurance insurance NOUN issue-271 75 15 but but CCONJ issue-271 75 16 , , PUNCT issue-271 75 17 on on ADP issue-271 75 18 the the DET issue-271 75 19 other other ADJ issue-271 75 20 hand hand NOUN issue-271 75 21 , , PUNCT issue-271 75 22 a a DET issue-271 75 23 new new ADJ issue-271 75 24 insurance insurance NOUN issue-271 75 25 product product NOUN issue-271 75 26 can can AUX issue-271 75 27 become become VERB issue-271 75 28 a a DET issue-271 75 29 rescue rescue NOUN issue-271 75 30 mechanism mechanism NOUN issue-271 75 31 that that PRON issue-271 75 32 will will AUX issue-271 75 33 allow allow VERB issue-271 75 34 the the DET issue-271 75 35 insurance insurance NOUN issue-271 75 36 market market NOUN issue-271 75 37 to to PART issue-271 75 38 gain gain VERB issue-271 75 39 new new ADJ issue-271 75 40 positive positive ADJ issue-271 75 41 dynamics dynamic NOUN issue-271 75 42 of of ADP issue-271 75 43 its its PRON issue-271 75 44 development development NOUN issue-271 75 45 , , PUNCT issue-271 75 46 and and CCONJ issue-271 75 47 the the DET issue-271 75 48 life life NOUN issue-271 75 49 insurance insurance NOUN issue-271 75 50 segment segment NOUN issue-271 75 51 to to PART issue-271 75 52 take take VERB issue-271 75 53 a a DET issue-271 75 54 worthy worthy ADJ issue-271 75 55 place place NOUN issue-271 75 56 in in ADP issue-271 75 57 its its PRON issue-271 75 58 structure structure NOUN issue-271 75 59 . . PUNCT issue-271 76 1 the the DET issue-271 76 2 pace pace NOUN issue-271 76 3 of of ADP issue-271 76 4 the the DET issue-271 76 5 dynamics dynamic NOUN issue-271 76 6 of of ADP issue-271 76 7 the the DET issue-271 76 8 life life NOUN issue-271 76 9 insurance insurance NOUN issue-271 76 10 market market NOUN issue-271 76 11 in in ADP issue-271 76 12 our our PRON issue-271 76 13 country country NOUN issue-271 76 14 has have VERB issue-271 76 15 an an DET issue-271 76 16 unstable unstable ADJ issue-271 76 17 tendency tendency NOUN issue-271 76 18 , , PUNCT issue-271 76 19 which which PRON issue-271 76 20 is be AUX issue-271 76 21 directly directly ADV issue-271 76 22 related relate VERB issue-271 76 23 to to ADP issue-271 76 24 cyclical cyclical ADJ issue-271 76 25 changes change NOUN issue-271 76 26 in in ADP issue-271 76 27 the the DET issue-271 76 28 economic economic ADJ issue-271 76 29 situation situation NOUN issue-271 76 30 . . PUNCT issue-271 77 1 as as SCONJ issue-271 77 2 we we PRON issue-271 77 3 see see VERB issue-271 77 4 from from ADP issue-271 77 5 the the DET issue-271 77 6 statistics statistic NOUN issue-271 77 7 provided provide VERB issue-271 77 8 by by ADP issue-271 77 9 the the DET issue-271 77 10 state state NOUN issue-271 77 11 regulator regulator NOUN issue-271 77 12 , , PUNCT issue-271 77 13 the the DET issue-271 77 14 national national PROPN issue-271 77 15 commission commission PROPN issue-271 77 16 , , PUNCT issue-271 77 17 which which PRON issue-271 77 18 carries carry VERB issue-271 77 19 out out ADP issue-271 77 20 state state NOUN issue-271 77 21 regulation regulation NOUN issue-271 77 22 in in ADP issue-271 77 23 the the DET issue-271 77 24 field field NOUN issue-271 77 25 of of ADP issue-271 77 26 financial financial ADJ issue-271 77 27 services service NOUN issue-271 77 28 markets market NOUN issue-271 77 29 , , PUNCT issue-271 77 30 the the DET issue-271 77 31 information information NOUN issue-271 77 32 concerning concern VERB issue-271 77 33 the the DET issue-271 77 34 investment investment NOUN issue-271 77 35 insurance insurance NOUN issue-271 77 36 within within ADP issue-271 77 37 the the DET issue-271 77 38 life life NOUN issue-271 77 39 insurance insurance NOUN issue-271 77 40 segment segment NOUN issue-271 77 41 is be AUX issue-271 77 42 not not PART issue-271 77 43 allocated allocate VERB issue-271 77 44 to to ADP issue-271 77 45 a a DET issue-271 77 46 separate separate ADJ issue-271 77 47 analytical analytical ADJ issue-271 77 48 category category NOUN issue-271 77 49 , , PUNCT issue-271 77 50 yet yet ADV issue-271 77 51 does do AUX issue-271 77 52 not not PART issue-271 77 53 allow allow VERB issue-271 77 54 to to PART issue-271 77 55 make make VERB issue-271 77 56 a a DET issue-271 77 57 reliable reliable ADJ issue-271 77 58 conclusion conclusion NOUN issue-271 77 59 on on ADP issue-271 77 60 the the DET issue-271 77 61 state state NOUN issue-271 77 62 of of ADP issue-271 77 63 its its PRON issue-271 77 64 development development NOUN issue-271 77 65 in in ADP issue-271 77 66 ukraine ukraine NOUN issue-271 77 67 . . PUNCT issue-271 78 1 however however ADV issue-271 78 2 , , PUNCT issue-271 78 3 this this DET issue-271 78 4 type type NOUN issue-271 78 5 of of ADP issue-271 78 6 insurance insurance NOUN issue-271 78 7 has have VERB issue-271 78 8 its its PRON issue-271 78 9 own own ADJ issue-271 78 10 specificity specificity NOUN issue-271 78 11 , , PUNCT issue-271 78 12 which which PRON issue-271 78 13 does do AUX issue-271 78 14 not not PART issue-271 78 15 allow allow VERB issue-271 78 16 to to PART issue-271 78 17 put put VERB issue-271 78 18 a a DET issue-271 78 19 sign sign NOUN issue-271 78 20 “ " PUNCT issue-271 78 21 = = NOUN issue-271 78 22 ” " PUNCT issue-271 78 23 between between ADP issue-271 78 24 investment investment NOUN issue-271 78 25 insurance insurance NOUN issue-271 78 26 and and CCONJ issue-271 78 27 life life NOUN issue-271 78 28 insurance insurance NOUN issue-271 78 29 in in ADP issue-271 78 30 general general ADJ issue-271 78 31 . . PUNCT issue-271 79 1 investment investment NOUN issue-271 79 2 life life NOUN issue-271 79 3 insurance insurance NOUN issue-271 79 4 is be AUX issue-271 79 5 the the DET issue-271 79 6 insurance insurance NOUN issue-271 79 7 protection protection NOUN issue-271 79 8 of of ADP issue-271 79 9 the the DET issue-271 79 10 life life NOUN issue-271 79 11 of of ADP issue-271 79 12 the the DET issue-271 79 13 insured insure VERB issue-271 79 14 table table NOUN issue-271 79 15 1 1 NUM issue-271 79 16 scopes scope NOUN issue-271 79 17 of of ADP issue-271 79 18 life life NOUN issue-271 79 19 insurance insurance NOUN issue-271 79 20 in in ADP issue-271 79 21 ukraine ukraine PROPN issue-271 79 22 indices index NOUN issue-271 79 23 years year NOUN issue-271 79 24 2007 2007 NUM issue-271 79 25 2008 2008 NUM issue-271 79 26 2009 2009 NUM issue-271 79 27 2010 2010 NUM issue-271 79 28 2011 2011 NUM issue-271 79 29 2012 2012 NUM issue-271 79 30 2013 2013 NUM issue-271 79 31 2014 2014 NUM issue-271 79 32 2015 2015 NUM issue-271 79 33 2016 2016 NUM issue-271 79 34 portion portion NOUN issue-271 79 35 of of ADP issue-271 79 36 insurance insurance NOUN issue-271 79 37 companies company NOUN issue-271 79 38 “ " PUNCT issue-271 79 39 life life NOUN issue-271 79 40 ” " PUNCT issue-271 79 41 in in ADP issue-271 79 42 the the DET issue-271 79 43 total total ADJ issue-271 79 44 number number NOUN issue-271 79 45 of of ADP issue-271 79 46 companies company NOUN issue-271 79 47 , , PUNCT issue-271 80 1 % % INTJ issue-271 81 1 14,6 14,6 NOUN issue-271 82 1 15,3 15,3 NUM issue-271 83 1 16,0 16,0 NUM issue-271 83 2 14,7 14,7 NOUN issue-271 84 1 14,5 14,5 NUM issue-271 84 2 15,0 15,0 NUM issue-271 84 3 15,2 15,2 NUM issue-271 84 4 14,9 14,9 NUM issue-271 84 5 13,5 13,5 NUM issue-271 84 6 12,6 12,6 NUM issue-271 84 7 portion portion NOUN issue-271 84 8 of of ADP issue-271 84 9 the the DET issue-271 84 10 gross gross ADJ issue-271 84 11 insurance insurance NOUN issue-271 84 12 premiums premium NOUN issue-271 84 13 in in ADP issue-271 84 14 the the DET issue-271 84 15 overall overall ADJ issue-271 84 16 life life NOUN issue-271 84 17 insurance insurance NOUN issue-271 84 18 , , PUNCT issue-271 84 19 % % NOUN issue-271 84 20 4,4 4,4 NUM issue-271 84 21 4,6 4,6 NUM issue-271 84 22 4,0 4,0 NUM issue-271 84 23 3,9 3,9 NUM issue-271 84 24 5,9 5,9 NUM issue-271 84 25 8,4 8,4 NUM issue-271 84 26 8,6 8,6 NUM issue-271 84 27 8,1 8,1 NUM issue-271 84 28 7,4 7,4 NUM issue-271 84 29 7,8 7,8 NUM issue-271 84 30 portion portion NOUN issue-271 84 31 of of ADP issue-271 84 32 the the DET issue-271 84 33 gross gross ADJ issue-271 84 34 insurance insurance NOUN issue-271 84 35 payments payment NOUN issue-271 84 36 for for ADP issue-271 84 37 overall overall ADJ issue-271 84 38 life life NOUN issue-271 84 39 insurance insurance NOUN issue-271 84 40 , , PUNCT issue-271 84 41 % % NOUN issue-271 84 42 0,6 0,6 NUM issue-271 84 43 0,6 0,6 NUM issue-271 84 44 0,9 0,9 NUM issue-271 84 45 0,9 0,9 NUM issue-271 84 46 1,5 1,5 NUM issue-271 84 47 1,6 1,6 NUM issue-271 84 48 3,2 3,2 NUM issue-271 84 49 4,7 4,7 NUM issue-271 84 50 6,1 6,1 NUM issue-271 84 51 4,7 4,7 NUM issue-271 84 52 resource resource NOUN issue-271 84 53 : : PUNCT issue-271 84 54 compiled compile VERB issue-271 84 55 by by ADP issue-271 84 56 the the DET issue-271 84 57 authors author NOUN issue-271 84 58 according accord VERB issue-271 84 59 to to ADP issue-271 84 60 the the DET issue-271 84 61 data datum NOUN issue-271 84 62 obtained obtain VERB issue-271 84 63 from from ADP issue-271 84 64 information information NOUN issue-271 84 65 on on ADP issue-271 84 66 the the DET issue-271 84 67 state state NOUN issue-271 84 68 and and CCONJ issue-271 84 69 development development NOUN issue-271 84 70 of of ADP issue-271 84 71 the the DET issue-271 84 72 insurance insurance NOUN issue-271 84 73 market market NOUN issue-271 84 74 of of ADP issue-271 84 75 ukraine ukraine NOUN issue-271 84 76 , , PUNCT issue-271 84 77 2017 2017 NUM issue-271 84 78 baltic baltic ADJ issue-271 84 79 journal journal NOUN issue-271 84 80 of of ADP issue-271 84 81 economic economic ADJ issue-271 84 82 studies study NOUN issue-271 84 83 87 87 NUM issue-271 84 84 vol vol NOUN issue-271 84 85 . . PUNCT issue-271 85 1 3 3 NUM issue-271 85 2 , , PUNCT issue-271 85 3 no no INTJ issue-271 85 4 . . NOUN issue-271 85 5 5 5 NUM issue-271 85 6 , , PUNCT issue-271 85 7 2017 2017 NUM issue-271 85 8 person person NOUN issue-271 85 9 plus plus CCONJ issue-271 85 10 an an DET issue-271 85 11 investment investment NOUN issue-271 85 12 instrument instrument NOUN issue-271 85 13 ( ( PUNCT issue-271 85 14 investing invest VERB issue-271 85 15 money money NOUN issue-271 85 16 in in ADP issue-271 85 17 order order NOUN issue-271 85 18 to to PART issue-271 85 19 generate generate VERB issue-271 85 20 profits profit NOUN issue-271 85 21 ) ) PUNCT issue-271 85 22 with with ADP issue-271 85 23 the the DET issue-271 85 24 possibility possibility NOUN issue-271 85 25 of of ADP issue-271 85 26 obtaining obtain VERB issue-271 85 27 investment investment NOUN issue-271 85 28 income income NOUN issue-271 85 29 . . PUNCT issue-271 86 1 in in ADP issue-271 86 2 investment investment NOUN issue-271 86 3 life life NOUN issue-271 86 4 insurance insurance NOUN issue-271 86 5 programs program NOUN issue-271 86 6 , , PUNCT issue-271 86 7 the the DET issue-271 86 8 amount amount NOUN issue-271 86 9 of of ADP issue-271 86 10 cash cash NOUN issue-271 86 11 is be AUX issue-271 86 12 divided divide VERB issue-271 86 13 into into ADP issue-271 86 14 two two NUM issue-271 86 15 funds fund NOUN issue-271 86 16 : : PUNCT issue-271 86 17 guarantee guarantee NOUN issue-271 86 18 and and CCONJ issue-271 86 19 risk risk NOUN issue-271 86 20 ( ( PUNCT issue-271 86 21 investment investment NOUN issue-271 86 22 ) ) PUNCT issue-271 86 23 . . PUNCT issue-271 87 1 the the DET issue-271 87 2 guarantee guarantee NOUN issue-271 87 3 fund fund NOUN issue-271 87 4 provides provide VERB issue-271 87 5 for for ADP issue-271 87 6 the the DET issue-271 87 7 return return NOUN issue-271 87 8 of of ADP issue-271 87 9 the the DET issue-271 87 10 paid pay VERB issue-271 87 11 - - PUNCT issue-271 87 12 in in ADP issue-271 87 13 capital capital NOUN issue-271 87 14 in in ADP issue-271 87 15 any any DET issue-271 87 16 situation situation NOUN issue-271 87 17 on on ADP issue-271 87 18 the the DET issue-271 87 19 stock stock NOUN issue-271 87 20 market market NOUN issue-271 87 21 . . PUNCT issue-271 88 1 purpose purpose NOUN issue-271 88 2 of of ADP issue-271 88 3 the the DET issue-271 88 4 investment investment NOUN issue-271 88 5 fund fund NOUN issue-271 88 6 is be AUX issue-271 88 7 to to PART issue-271 88 8 ensure ensure VERB issue-271 88 9 the the DET issue-271 88 10 profitability profitability NOUN issue-271 88 11 of of ADP issue-271 88 12 this this DET issue-271 88 13 financial financial ADJ issue-271 88 14 product product NOUN issue-271 88 15 ( ( PUNCT issue-271 88 16 zhegalova zhegalova PROPN issue-271 88 17 e. e. PROPN issue-271 88 18 v. v. PROPN issue-271 88 19 , , PUNCT issue-271 88 20 2014 2014 NUM issue-271 88 21 , , PUNCT issue-271 88 22 p. p. NOUN issue-271 88 23 37 37 NUM issue-271 88 24 ) ) PUNCT issue-271 88 25 . . PUNCT issue-271 89 1 5 5 X issue-271 89 2 . . X issue-271 89 3 purpose purpose NOUN issue-271 89 4 , , PUNCT issue-271 89 5 specific specific ADJ issue-271 89 6 features feature NOUN issue-271 89 7 , , PUNCT issue-271 89 8 and and CCONJ issue-271 89 9 directions direction NOUN issue-271 89 10 for for ADP issue-271 89 11 the the DET issue-271 89 12 development development NOUN issue-271 89 13 of of ADP issue-271 89 14 the the DET issue-271 89 15 investment investment NOUN issue-271 89 16 insurance insurance NOUN issue-271 89 17 in in ADP issue-271 89 18 ukraine ukraine NOUN issue-271 89 19 the the DET issue-271 89 20 purpose purpose NOUN issue-271 89 21 and and CCONJ issue-271 89 22 tasks task NOUN issue-271 89 23 of of ADP issue-271 89 24 activating activate VERB issue-271 89 25 the the DET issue-271 89 26 introduction introduction NOUN issue-271 89 27 of of ADP issue-271 89 28 investment investment NOUN issue-271 89 29 insurance insurance NOUN issue-271 89 30 in in ADP issue-271 89 31 ukraine ukraine NOUN issue-271 89 32 are be AUX issue-271 89 33 presented present VERB issue-271 89 34 in in ADP issue-271 89 35 table table NOUN issue-271 89 36 2 2 NUM issue-271 89 37 . . PUNCT issue-271 90 1 however however ADV issue-271 90 2 , , PUNCT issue-271 90 3 one one PRON issue-271 90 4 should should AUX issue-271 90 5 not not PART issue-271 90 6 forget forget VERB issue-271 90 7 that that SCONJ issue-271 90 8 the the DET issue-271 90 9 global global ADJ issue-271 90 10 experience experience NOUN issue-271 90 11 of of ADP issue-271 90 12 investment investment NOUN issue-271 90 13 insurance insurance NOUN issue-271 90 14 generates generate VERB issue-271 90 15 both both CCONJ issue-271 90 16 the the DET issue-271 90 17 benefits benefit NOUN issue-271 90 18 of of ADP issue-271 90 19 this this DET issue-271 90 20 financial financial ADJ issue-271 90 21 product product NOUN issue-271 90 22 and and CCONJ issue-271 90 23 its its PRON issue-271 90 24 disadvantages disadvantage NOUN issue-271 90 25 . . PUNCT issue-271 91 1 therefore therefore ADV issue-271 91 2 , , PUNCT issue-271 91 3 both both PRON issue-271 91 4 clients client NOUN issue-271 91 5 and and CCONJ issue-271 91 6 insurance insurance NOUN issue-271 91 7 companies company NOUN issue-271 91 8 need need VERB issue-271 91 9 to to PART issue-271 91 10 study study VERB issue-271 91 11 this this DET issue-271 91 12 type type NOUN issue-271 91 13 of of ADP issue-271 91 14 insurance insurance NOUN issue-271 91 15 , , PUNCT issue-271 91 16 find find VERB issue-271 91 17 out out ADP issue-271 91 18 its its PRON issue-271 91 19 hidden hidden ADJ issue-271 91 20 negatives negative NOUN issue-271 91 21 and and CCONJ issue-271 91 22 consult consult VERB issue-271 91 23 with with ADP issue-271 91 24 professionals professional NOUN issue-271 91 25 to to PART issue-271 91 26 obtain obtain VERB issue-271 91 27 maximum maximum ADJ issue-271 91 28 returns return NOUN issue-271 91 29 upon upon SCONJ issue-271 91 30 termination termination NOUN issue-271 91 31 of of ADP issue-271 91 32 the the DET issue-271 91 33 transaction transaction NOUN issue-271 91 34 . . PUNCT issue-271 92 1 only only ADV issue-271 92 2 a a DET issue-271 92 3 competent competent ADJ issue-271 92 4 approach approach NOUN issue-271 92 5 to to ADP issue-271 92 6 understanding understand VERB issue-271 92 7 the the DET issue-271 92 8 contract contract NOUN issue-271 92 9 and and CCONJ issue-271 92 10 strict strict ADJ issue-271 92 11 adherence adherence NOUN issue-271 92 12 to to ADP issue-271 92 13 its its PRON issue-271 92 14 norms norm NOUN issue-271 92 15 and and CCONJ issue-271 92 16 regulations regulation NOUN issue-271 92 17 can can AUX issue-271 92 18 provide provide VERB issue-271 92 19 expected expect VERB issue-271 92 20 income income NOUN issue-271 92 21 and and CCONJ issue-271 92 22 prevent prevent VERB issue-271 92 23 damage damage NOUN issue-271 92 24 . . PUNCT issue-271 93 1 consider consider VERB issue-271 93 2 the the DET issue-271 93 3 specific specific ADJ issue-271 93 4 features feature NOUN issue-271 93 5 of of ADP issue-271 93 6 investment investment NOUN issue-271 93 7 life life NOUN issue-271 93 8 insurance insurance NOUN issue-271 93 9 . . PUNCT issue-271 94 1 each each DET issue-271 94 2 insurance insurance NOUN issue-271 94 3 premium premium NOUN issue-271 94 4 paid pay VERB issue-271 94 5 by by ADP issue-271 94 6 an an DET issue-271 94 7 insurance insurance NOUN issue-271 94 8 company company NOUN issue-271 94 9 client client NOUN issue-271 94 10 is be AUX issue-271 94 11 drawn draw VERB issue-271 94 12 up up ADP issue-271 94 13 in in ADP issue-271 94 14 accordance accordance NOUN issue-271 94 15 with with ADP issue-271 94 16 the the DET issue-271 94 17 specifics specific NOUN issue-271 94 18 of of ADP issue-271 94 19 this this DET issue-271 94 20 type type NOUN issue-271 94 21 of of ADP issue-271 94 22 insurance insurance NOUN issue-271 94 23 product product NOUN issue-271 94 24 in in ADP issue-271 94 25 two two NUM issue-271 94 26 parts part NOUN issue-271 94 27 : : PUNCT issue-271 94 28 one one NUM issue-271 94 29 part part NOUN issue-271 94 30 is be AUX issue-271 94 31 used use VERB issue-271 94 32 for for ADP issue-271 94 33 the the DET issue-271 94 34 formation formation NOUN issue-271 94 35 of of ADP issue-271 94 36 a a DET issue-271 94 37 fund fund NOUN issue-271 94 38 that that PRON issue-271 94 39 is be AUX issue-271 94 40 directly directly ADV issue-271 94 41 related relate VERB issue-271 94 42 to to ADP issue-271 94 43 life life NOUN issue-271 94 44 insurance insurance NOUN issue-271 94 45 , , PUNCT issue-271 94 46 the the DET issue-271 94 47 second second NOUN issue-271 94 48 is be AUX issue-271 94 49 the the DET issue-271 94 50 accumulation accumulation NOUN issue-271 94 51 or or CCONJ issue-271 94 52 investment investment NOUN issue-271 94 53 component component NOUN issue-271 94 54 invested invest VERB issue-271 94 55 in in ADP issue-271 94 56 stock stock NOUN issue-271 94 57 and and CCONJ issue-271 94 58 money money NOUN issue-271 94 59 market market NOUN issue-271 94 60 instruments instrument NOUN issue-271 94 61 . . PUNCT issue-271 95 1 prior prior ADV issue-271 95 2 to to ADP issue-271 95 3 the the DET issue-271 95 4 introduction introduction NOUN issue-271 95 5 of of ADP issue-271 95 6 investment investment NOUN issue-271 95 7 insurance insurance NOUN issue-271 95 8 , , PUNCT issue-271 95 9 insurers insurer NOUN issue-271 95 10 in in ADP issue-271 95 11 the the DET issue-271 95 12 life life NOUN issue-271 95 13 insurance insurance NOUN issue-271 95 14 segment segment NOUN issue-271 95 15 offered offer VERB issue-271 95 16 only only ADV issue-271 95 17 risky risky ADJ issue-271 95 18 contracts contract NOUN issue-271 95 19 and and CCONJ issue-271 95 20 accumulative accumulative ADJ issue-271 95 21 life life NOUN issue-271 95 22 insurance insurance NOUN issue-271 95 23 . . PUNCT issue-271 96 1 in in ADP issue-271 96 2 the the DET issue-271 96 3 first first ADJ issue-271 96 4 of of ADP issue-271 96 5 these these DET issue-271 96 6 insurance insurance NOUN issue-271 96 7 products product NOUN issue-271 96 8 , , PUNCT issue-271 96 9 there there PRON issue-271 96 10 is be VERB issue-271 96 11 no no DET issue-271 96 12 accumulation accumulation NOUN issue-271 96 13 of of ADP issue-271 96 14 assets asset NOUN issue-271 96 15 at at ADV issue-271 96 16 all all ADV issue-271 96 17 , , PUNCT issue-271 96 18 the the DET issue-271 96 19 second second ADJ issue-271 96 20     SPACE issue-271 96 21 – – PUNCT issue-271 96 22 the the DET issue-271 96 23 profitability profitability NOUN issue-271 96 24 is be AUX issue-271 96 25 very very ADV issue-271 96 26 low low ADJ issue-271 96 27 . . PUNCT issue-271 97 1 therefore therefore ADV issue-271 97 2 , , PUNCT issue-271 97 3 customers customer NOUN issue-271 97 4 were be AUX issue-271 97 5 looking look VERB issue-271 97 6 for for ADP issue-271 97 7 more more ADV issue-271 97 8 profitable profitable ADJ issue-271 97 9 financial financial ADJ issue-271 97 10 instruments instrument NOUN issue-271 97 11 , , PUNCT issue-271 97 12 and and CCONJ issue-271 97 13 insurers insurer NOUN issue-271 97 14     SPACE issue-271 97 15 – – PUNCT issue-271 97 16 an an DET issue-271 97 17 opportunity opportunity NOUN issue-271 97 18 to to PART issue-271 97 19 offer offer VERB issue-271 97 20 consumers consumer NOUN issue-271 97 21 more more ADV issue-271 97 22 profitable profitable ADJ issue-271 97 23 insurance insurance NOUN issue-271 97 24 products product NOUN issue-271 97 25 and and CCONJ issue-271 97 26 services service NOUN issue-271 97 27 . . PUNCT issue-271 98 1 so so ADV issue-271 98 2 the the DET issue-271 98 3 idea idea NOUN issue-271 98 4 of of ADP issue-271 98 5 creating create VERB issue-271 98 6 an an DET issue-271 98 7 investment investment NOUN issue-271 98 8 tool tool NOUN issue-271 98 9 in in ADP issue-271 98 10 an an DET issue-271 98 11 insurance insurance NOUN issue-271 98 12 cover cover NOUN issue-271 98 13 , , PUNCT issue-271 98 14 which which PRON issue-271 98 15 was be AUX issue-271 98 16 called call VERB issue-271 98 17 “ " PUNCT issue-271 98 18 investment investment NOUN issue-271 98 19 life life NOUN issue-271 98 20 insurance insurance NOUN issue-271 98 21 ” " PUNCT issue-271 98 22 , , PUNCT issue-271 98 23 was be AUX issue-271 98 24 born bear VERB issue-271 98 25 . . PUNCT issue-271 99 1 from from ADP issue-271 99 2 the the DET issue-271 99 3 title title NOUN issue-271 99 4 , , PUNCT issue-271 99 5 it it PRON issue-271 99 6 becomes become VERB issue-271 99 7 clear clear ADJ issue-271 99 8 that that SCONJ issue-271 99 9 in in ADP issue-271 99 10 the the DET issue-271 99 11 first first ADJ issue-271 99 12 place place NOUN issue-271 99 13     SPACE issue-271 99 14 – – PUNCT issue-271 99 15 an an DET issue-271 99 16 investment investment NOUN issue-271 99 17 product product NOUN issue-271 99 18 , , PUNCT issue-271 99 19 which which PRON issue-271 99 20 aims aim VERB issue-271 99 21 to to PART issue-271 99 22 provide provide VERB issue-271 99 23 customers customer NOUN issue-271 99 24 with with ADP issue-271 99 25 significant significant ADJ issue-271 99 26 investment investment NOUN issue-271 99 27 income income NOUN issue-271 99 28 . . PUNCT issue-271 100 1 however however ADV issue-271 100 2 , , PUNCT issue-271 100 3 it it PRON issue-271 100 4 is be AUX issue-271 100 5 evident evident ADJ issue-271 100 6 that that SCONJ issue-271 100 7 the the PRON issue-271 100 8 higher high ADJ issue-271 100 9 the the DET issue-271 100 10 level level NOUN issue-271 100 11 of of ADP issue-271 100 12 return return NOUN issue-271 100 13 on on ADP issue-271 100 14 investment investment NOUN issue-271 100 15 , , PUNCT issue-271 100 16 the the PRON issue-271 100 17 higher high ADJ issue-271 100 18 its its PRON issue-271 100 19 risk risk NOUN issue-271 100 20 . . PUNCT issue-271 101 1 at at ADP issue-271 101 2 the the DET issue-271 101 3 same same ADJ issue-271 101 4 time time NOUN issue-271 101 5 , , PUNCT issue-271 101 6 insurance insurance NOUN issue-271 101 7 companies company NOUN issue-271 101 8 do do AUX issue-271 101 9 not not PART issue-271 101 10 have have VERB issue-271 101 11 the the DET issue-271 101 12 right right NOUN issue-271 101 13 to to PART issue-271 101 14 transfer transfer VERB issue-271 101 15 the the DET issue-271 101 16 risk risk NOUN issue-271 101 17 of of ADP issue-271 101 18 investing invest VERB issue-271 101 19 to to ADP issue-271 101 20 their their PRON issue-271 101 21 clients client NOUN issue-271 101 22 . . PUNCT issue-271 102 1 therefore therefore ADV issue-271 102 2 , , PUNCT issue-271 102 3 having having AUX issue-271 102 4 received receive VERB issue-271 102 5 a a DET issue-271 102 6 large large ADJ issue-271 102 7 initial initial NOUN issue-271 102 8 down down ADP issue-271 102 9 payment payment NOUN issue-271 102 10 from from ADP issue-271 102 11 the the DET issue-271 102 12 client client NOUN issue-271 102 13 , , PUNCT issue-271 102 14 the the DET issue-271 102 15 insurance insurance NOUN issue-271 102 16 company company NOUN issue-271 102 17 divides divide VERB issue-271 102 18 it it PRON issue-271 102 19 into into ADP issue-271 102 20 two two NUM issue-271 102 21 unequal unequal ADJ issue-271 102 22 parts part NOUN issue-271 102 23 . . PUNCT issue-271 103 1 the the DET issue-271 103 2 guarantee guarantee NOUN issue-271 103 3 portion portion NOUN issue-271 103 4 is be AUX issue-271 103 5 designed design VERB issue-271 103 6 so so SCONJ issue-271 103 7 that that SCONJ issue-271 103 8 its its PRON issue-271 103 9 investment investment NOUN issue-271 103 10 in in ADP issue-271 103 11 risk risk NOUN issue-271 103 12 - - PUNCT issue-271 103 13 free free ADJ issue-271 103 14 financial financial ADJ issue-271 103 15 instruments instrument NOUN issue-271 103 16 allows allow VERB issue-271 103 17 the the DET issue-271 103 18 client client NOUN issue-271 103 19 to to PART issue-271 103 20 receive receive VERB issue-271 103 21 the the DET issue-271 103 22 amount amount NOUN issue-271 103 23 of of ADP issue-271 103 24 the the DET issue-271 103 25 down down ADJ issue-271 103 26 payment payment NOUN issue-271 103 27 before before SCONJ issue-271 103 28 the the DET issue-271 103 29 contract contract NOUN issue-271 103 30 is be AUX issue-271 103 31 completed complete VERB issue-271 103 32 . . PUNCT issue-271 104 1 thus thus ADV issue-271 104 2 , , PUNCT issue-271 104 3 the the DET issue-271 104 4 client client NOUN issue-271 104 5 is be AUX issue-271 104 6 guaranteed guarantee VERB issue-271 104 7 to to PART issue-271 104 8 preserve preserve VERB issue-271 104 9 the the DET issue-271 104 10 money money NOUN issue-271 104 11 he he PRON issue-271 104 12 invests invest VERB issue-271 104 13 in in ADP issue-271 104 14 investment investment NOUN issue-271 104 15 life life NOUN issue-271 104 16 insurance insurance NOUN issue-271 104 17 . . PUNCT issue-271 105 1 less less ADJ issue-271 105 2 , , PUNCT issue-271 105 3 the the DET issue-271 105 4 investment investment NOUN issue-271 105 5 part part NOUN issue-271 105 6     SPACE issue-271 105 7 – – PUNCT issue-271 105 8 is be AUX issue-271 105 9 directed direct VERB issue-271 105 10 to to ADP issue-271 105 11 assets asset NOUN issue-271 105 12 that that PRON issue-271 105 13 potentially potentially ADV issue-271 105 14 can can AUX issue-271 105 15 bring bring VERB issue-271 105 16 high high ADJ issue-271 105 17 profitability profitability NOUN issue-271 105 18 but but CCONJ issue-271 105 19 also also ADV issue-271 105 20 carry carry VERB issue-271 105 21 a a DET issue-271 105 22 significant significant ADJ issue-271 105 23 risk risk NOUN issue-271 105 24 . . PUNCT issue-271 106 1 if if SCONJ issue-271 106 2 assets asset NOUN issue-271 106 3 significantly significantly ADV issue-271 106 4 increase increase VERB issue-271 106 5 in in ADP issue-271 106 6 price price NOUN issue-271 106 7 prior prior ADV issue-271 106 8 to to ADP issue-271 106 9 the the DET issue-271 106 10 termination termination NOUN issue-271 106 11 of of ADP issue-271 106 12 the the DET issue-271 106 13 contract contract NOUN issue-271 106 14 , , PUNCT issue-271 106 15 the the DET issue-271 106 16 client client NOUN issue-271 106 17 may may AUX issue-271 106 18 receive receive VERB issue-271 106 19 high high ADJ issue-271 106 20 investment investment NOUN issue-271 106 21 returns return NOUN issue-271 106 22 . . PUNCT issue-271 107 1 if if SCONJ issue-271 107 2 sharply sharply ADV issue-271 107 3 depreciates depreciate VERB issue-271 107 4     SPACE issue-271 107 5 – – PUNCT issue-271 107 6 the the DET issue-271 107 7 client client NOUN issue-271 107 8 will will AUX issue-271 107 9 not not PART issue-271 107 10 get get VERB issue-271 107 11 profit profit NOUN issue-271 107 12 but but CCONJ issue-271 107 13 , , PUNCT issue-271 107 14 at at ADP issue-271 107 15 the the DET issue-271 107 16 same same ADJ issue-271 107 17 time time NOUN issue-271 107 18 , , PUNCT issue-271 107 19 will will AUX issue-271 107 20 definitely definitely ADV issue-271 107 21 save save VERB issue-271 107 22 the the DET issue-271 107 23 capital capital NOUN issue-271 107 24 invested invest VERB issue-271 107 25 in in ADP issue-271 107 26 the the DET issue-271 107 27 beginning beginning NOUN issue-271 107 28 . . PUNCT issue-271 108 1 unlike unlike ADP issue-271 108 2 accumulative accumulative ADJ issue-271 108 3 life life NOUN issue-271 108 4 insurance insurance NOUN issue-271 108 5 , , PUNCT issue-271 108 6 where where SCONJ issue-271 108 7 the the DET issue-271 108 8 technical technical ADJ issue-271 108 9 interest interest NOUN issue-271 108 10 rate rate NOUN issue-271 108 11 is be AUX issue-271 108 12 guaranteed guarantee VERB issue-271 108 13 , , PUNCT issue-271 108 14 profits profit NOUN issue-271 108 15 are be AUX issue-271 108 16 not not PART issue-271 108 17 guaranteed guarantee VERB issue-271 108 18 for for ADP issue-271 108 19 investment investment NOUN issue-271 108 20 life life NOUN issue-271 108 21 insurance insurance NOUN issue-271 108 22 . . PUNCT issue-271 109 1 it it PRON issue-271 109 2 entirely entirely ADV issue-271 109 3 depends depend VERB issue-271 109 4 on on ADP issue-271 109 5 the the DET issue-271 109 6 success success NOUN issue-271 109 7 of of ADP issue-271 109 8 funds fund NOUN issue-271 109 9 that that PRON issue-271 109 10 the the DET issue-271 109 11 client client NOUN issue-271 109 12 chooses choose VERB issue-271 109 13 in in ADP issue-271 109 14 the the DET issue-271 109 15 insurance insurance NOUN issue-271 109 16 contract contract NOUN issue-271 109 17 . . PUNCT issue-271 110 1 each each DET issue-271 110 2 investment investment NOUN issue-271 110 3 life life NOUN issue-271 110 4 insurance insurance NOUN issue-271 110 5 contract contract NOUN issue-271 110 6 has have VERB issue-271 110 7 an an DET issue-271 110 8 individual individual ADJ issue-271 110 9 account account NOUN issue-271 110 10 table table NOUN issue-271 110 11 2 2 NUM issue-271 110 12 purpose purpose NOUN issue-271 110 13 and and CCONJ issue-271 110 14 tasks task NOUN issue-271 110 15 to to PART issue-271 110 16 activate activate VERB issue-271 110 17 the the DET issue-271 110 18 investment investment NOUN issue-271 110 19 insurance insurance NOUN issue-271 110 20 in in ADP issue-271 110 21 ukraine ukraine ADJ issue-271 110 22 purpose purpose NOUN issue-271 110 23 tasks task NOUN issue-271 110 24 , , PUNCT issue-271 110 25 positive positive ADJ issue-271 110 26 consequences consequence NOUN issue-271 110 27 demographic demographic ADJ issue-271 110 28 potential potential ADJ issue-271 110 29 support support NOUN issue-271 110 30 decrease decrease NOUN issue-271 110 31 in in ADP issue-271 110 32 the the DET issue-271 110 33 financial financial ADJ issue-271 110 34 burden burden NOUN issue-271 110 35 of of ADP issue-271 110 36 the the DET issue-271 110 37 state state NOUN issue-271 110 38 budget budget NOUN issue-271 110 39 of of ADP issue-271 110 40 ukraine ukraine NOUN issue-271 110 41 due due ADP issue-271 110 42 to to ADP issue-271 110 43 the the DET issue-271 110 44 compensation compensation NOUN issue-271 110 45 of of ADP issue-271 110 46 a a DET issue-271 110 47 portion portion NOUN issue-271 110 48 of of ADP issue-271 110 49 the the DET issue-271 110 50 pension pension NOUN issue-271 110 51 payments payment NOUN issue-271 110 52 ; ; PUNCT issue-271 110 53 partial partial ADJ issue-271 110 54 solution solution NOUN issue-271 110 55 of of ADP issue-271 110 56 the the DET issue-271 110 57 pension pension NOUN issue-271 110 58 fund fund NOUN issue-271 110 59 deficit deficit NOUN issue-271 110 60 , , PUNCT issue-271 110 61 connected connect VERB issue-271 110 62 with with ADP issue-271 110 63 the the DET issue-271 110 64 life life NOUN issue-271 110 65 expectancy expectancy NOUN issue-271 110 66 and and CCONJ issue-271 110 67 population population NOUN issue-271 110 68 aging aging NOUN issue-271 110 69 , , PUNCT issue-271 110 70 the the DET issue-271 110 71 possibility possibility NOUN issue-271 110 72 to to PART issue-271 110 73 rise rise VERB issue-271 110 74 the the DET issue-271 110 75 state state NOUN issue-271 110 76 pension pension NOUN issue-271 110 77 at at ADP issue-271 110 78 the the DET issue-271 110 79 expense expense NOUN issue-271 110 80 of of ADP issue-271 110 81 the the DET issue-271 110 82 voluntary voluntary ADJ issue-271 110 83 donations donation NOUN issue-271 110 84 in in ADP issue-271 110 85 the the DET issue-271 110 86 investment investment NOUN issue-271 110 87 pension pension NOUN issue-271 110 88 programs program NOUN issue-271 110 89 . . PUNCT issue-271 111 1 increase increase VERB issue-271 111 2 in in ADP issue-271 111 3 demand demand NOUN issue-271 111 4 for for ADP issue-271 111 5 the the DET issue-271 111 6 financial financial ADJ issue-271 111 7 services service NOUN issue-271 111 8 offer offer NOUN issue-271 111 9 of of ADP issue-271 111 10 a a DET issue-271 111 11 new new ADJ issue-271 111 12 financial financial ADJ issue-271 111 13 product product NOUN issue-271 111 14 for for ADP issue-271 111 15 consumers consumer NOUN issue-271 111 16 of of ADP issue-271 111 17 all all DET issue-271 111 18 ages age NOUN issue-271 111 19 , , PUNCT issue-271 111 20 sex sex NOUN issue-271 111 21 , , PUNCT issue-271 111 22 and and CCONJ issue-271 111 23 professions profession NOUN issue-271 111 24 ; ; PUNCT issue-271 111 25 offering offer VERB issue-271 111 26 a a DET issue-271 111 27 product product NOUN issue-271 111 28 with with ADP issue-271 111 29 the the DET issue-271 111 30 active active ADJ issue-271 111 31 participation participation NOUN issue-271 111 32 of of ADP issue-271 111 33 the the DET issue-271 111 34 client client NOUN issue-271 111 35 in in ADP issue-271 111 36 making make VERB issue-271 111 37 financial financial ADJ issue-271 111 38 decisions decision NOUN issue-271 111 39 ( ( PUNCT issue-271 111 40 investment investment NOUN issue-271 111 41 component component NOUN issue-271 111 42 ) ) PUNCT issue-271 111 43 ; ; PUNCT issue-271 111 44 incentive incentive NOUN issue-271 111 45 to to PART issue-271 111 46 use use VERB issue-271 111 47 of of ADP issue-271 111 48 maintenance maintenance NOUN issue-271 111 49 costs cost NOUN issue-271 111 50 through through ADP issue-271 111 51 a a DET issue-271 111 52 transparent transparent ADJ issue-271 111 53 structure structure NOUN issue-271 111 54 ; ; PUNCT issue-271 111 55 flexible flexible ADJ issue-271 111 56 decision decision NOUN issue-271 111 57 - - PUNCT issue-271 111 58 making make VERB issue-271 111 59 system system NOUN issue-271 111 60 for for ADP issue-271 111 61 the the DET issue-271 111 62 transformation transformation NOUN issue-271 111 63 of of ADP issue-271 111 64 individual individual ADJ issue-271 111 65 product product NOUN issue-271 111 66 parameters parameter NOUN issue-271 111 67 ; ; PUNCT issue-271 111 68 provision provision NOUN issue-271 111 69 of of ADP issue-271 111 70 insurance insurance NOUN issue-271 111 71 coverage coverage NOUN issue-271 111 72 for for ADP issue-271 111 73 the the DET issue-271 111 74 main main ADJ issue-271 111 75 types type NOUN issue-271 111 76 of of ADP issue-271 111 77 risk risk NOUN issue-271 111 78 ; ; PUNCT issue-271 111 79 improvement improvement NOUN issue-271 111 80 of of ADP issue-271 111 81 service service NOUN issue-271 111 82 by by ADP issue-271 111 83 constant constant ADJ issue-271 111 84 communication communication NOUN issue-271 111 85 with with ADP issue-271 111 86 the the DET issue-271 111 87 client client NOUN issue-271 111 88 . . PUNCT issue-271 112 1 increase increase NOUN issue-271 112 2 of of ADP issue-271 112 3 insurance insurance NOUN issue-271 112 4 products product NOUN issue-271 112 5 expansion expansion NOUN issue-271 112 6 of of ADP issue-271 112 7 distribution distribution NOUN issue-271 112 8 network network NOUN issue-271 112 9 of of ADP issue-271 112 10 insurance insurance NOUN issue-271 112 11 services service NOUN issue-271 112 12 due due ADP issue-271 112 13 to to ADP issue-271 112 14 the the DET issue-271 112 15 emergence emergence NOUN issue-271 112 16 of of ADP issue-271 112 17 a a DET issue-271 112 18 new new ADJ issue-271 112 19 product product NOUN issue-271 112 20 line line NOUN issue-271 112 21 , , PUNCT issue-271 112 22 unit unit NOUN issue-271 112 23 - - PUNCT issue-271 112 24 linked link VERB issue-271 112 25 , , PUNCT issue-271 112 26 flexible flexible ADJ issue-271 112 27 system system NOUN issue-271 112 28 of of ADP issue-271 112 29 motivation motivation NOUN issue-271 112 30 to to PART issue-271 112 31 distribute distribute VERB issue-271 112 32 the the DET issue-271 112 33 product product NOUN issue-271 112 34 , , PUNCT issue-271 112 35 which which PRON issue-271 112 36 is be AUX issue-271 112 37 possible possible ADJ issue-271 112 38 through through ADP issue-271 112 39 an an DET issue-271 112 40 advance advance ADJ issue-271 112 41 payment payment NOUN issue-271 112 42 of of ADP issue-271 112 43 commission commission PROPN issue-271 112 44 . . PUNCT issue-271 113 1 increase increase VERB issue-271 113 2 in in ADP issue-271 113 3 the the DET issue-271 113 4 financial financial ADJ issue-271 113 5 stability stability NOUN issue-271 113 6 level level NOUN issue-271 113 7 of of ADP issue-271 113 8 the the DET issue-271 113 9 insurance insurance NOUN issue-271 113 10 market market NOUN issue-271 113 11 participants participant NOUN issue-271 113 12 obtaining obtain VERB issue-271 113 13 of of ADP issue-271 113 14 long long ADJ issue-271 113 15 - - PUNCT issue-271 113 16 term term NOUN issue-271 113 17 financial financial ADJ issue-271 113 18 resources resource NOUN issue-271 113 19 ; ; PUNCT issue-271 113 20 more more ADV issue-271 113 21 efficient efficient ADJ issue-271 113 22 use use NOUN issue-271 113 23 of of ADP issue-271 113 24 equity equity NOUN issue-271 113 25 by by ADP issue-271 113 26 insurers insurer NOUN issue-271 113 27 ; ; PUNCT issue-271 113 28 the the DET issue-271 113 29 possibility possibility NOUN issue-271 113 30 of of ADP issue-271 113 31 increasing increase VERB issue-271 113 32 the the DET issue-271 113 33 quality quality NOUN issue-271 113 34 of of ADP issue-271 113 35 the the DET issue-271 113 36 risk risk NOUN issue-271 113 37 management management NOUN issue-271 113 38 system system NOUN issue-271 113 39 and and CCONJ issue-271 113 40 economic economic ADJ issue-271 113 41 security security NOUN issue-271 113 42 ; ; PUNCT issue-271 113 43 improvement improvement NOUN issue-271 113 44 of of ADP issue-271 113 45 the the DET issue-271 113 46 mechanism mechanism NOUN issue-271 113 47 for for ADP issue-271 113 48 assuring assure VERB issue-271 113 49 the the DET issue-271 113 50 quality quality NOUN issue-271 113 51 of of ADP issue-271 113 52 warranties warranty NOUN issue-271 113 53 and and CCONJ issue-271 113 54 risks risk NOUN issue-271 113 55 assessment assessment NOUN issue-271 113 56 at at ADP issue-271 113 57 the the DET issue-271 113 58 expense expense NOUN issue-271 113 59 of of ADP issue-271 113 60 a a DET issue-271 113 61 long long ADJ issue-271 113 62 period period NOUN issue-271 113 63 of of ADP issue-271 113 64 service service NOUN issue-271 113 65 provision provision NOUN issue-271 113 66 . . PUNCT issue-271 114 1 resource resource NOUN issue-271 114 2 : : PUNCT issue-271 114 3 compiled compile VERB issue-271 114 4 by by ADP issue-271 114 5 the the DET issue-271 114 6 authors author NOUN issue-271 114 7 baltic baltic PROPN issue-271 114 8 journal journal PROPN issue-271 114 9 of of ADP issue-271 114 10 economic economic ADJ issue-271 114 11 studies study NOUN issue-271 114 12 88 88 NUM issue-271 114 13 vol vol NOUN issue-271 114 14 . . PUNCT issue-271 115 1 3 3 NUM issue-271 115 2 , , PUNCT issue-271 115 3 no no INTJ issue-271 115 4 . . NOUN issue-271 115 5 5 5 NUM issue-271 115 6 , , PUNCT issue-271 115 7 2017 2017 NUM issue-271 115 8 specifying specify VERB issue-271 115 9 the the DET issue-271 115 10 actual actual ADJ issue-271 115 11 number number NOUN issue-271 115 12 and and CCONJ issue-271 115 13 type type NOUN issue-271 115 14 of of ADP issue-271 115 15 purchased purchase VERB issue-271 115 16 investment investment NOUN issue-271 115 17 financial financial ADJ issue-271 115 18 instruments instrument NOUN issue-271 115 19 , , PUNCT issue-271 115 20 their their PRON issue-271 115 21 prices price NOUN issue-271 115 22 and and CCONJ issue-271 115 23 accrued accrue VERB issue-271 115 24 payments payment NOUN issue-271 115 25 and and CCONJ issue-271 115 26 risk risk NOUN issue-271 115 27 insurance insurance NOUN issue-271 115 28 premiums premium NOUN issue-271 115 29 . . PUNCT issue-271 116 1 customers customer NOUN issue-271 116 2 , , PUNCT issue-271 116 3 as as ADP issue-271 116 4 a a DET issue-271 116 5 rule rule NOUN issue-271 116 6 , , PUNCT issue-271 116 7 are be AUX issue-271 116 8 notified notify VERB issue-271 116 9 once once ADV issue-271 116 10 a a DET issue-271 116 11 year year NOUN issue-271 116 12 in in ADP issue-271 116 13 writing writing NOUN issue-271 116 14 in in ADP issue-271 116 15 the the DET issue-271 116 16 form form NOUN issue-271 116 17 of of ADP issue-271 116 18 a a DET issue-271 116 19 statement statement NOUN issue-271 116 20 on on ADP issue-271 116 21 the the DET issue-271 116 22 status status NOUN issue-271 116 23 of of ADP issue-271 116 24 their their PRON issue-271 116 25 accounts account NOUN issue-271 116 26 ( ( PUNCT issue-271 116 27 kreidych kreidych PROPN issue-271 116 28     SPACE issue-271 116 29 i. i. PROPN issue-271 116 30     SPACE issue-271 116 31 m. m. NOUN issue-271 116 32 , , PUNCT issue-271 116 33 2009 2009 NUM issue-271 116 34 ) ) PUNCT issue-271 116 35 . . PUNCT issue-271 117 1 thus thus ADV issue-271 117 2 , , PUNCT issue-271 117 3 it it PRON issue-271 117 4 is be AUX issue-271 117 5 possible possible ADJ issue-271 117 6 to to PART issue-271 117 7 systematize systematize VERB issue-271 117 8 advantages advantage NOUN issue-271 117 9 and and CCONJ issue-271 117 10 disadvantages disadvantage NOUN issue-271 117 11 of of ADP issue-271 117 12 investment investment NOUN issue-271 117 13 insurance insurance NOUN issue-271 117 14 ( ( PUNCT issue-271 117 15 table table NOUN issue-271 117 16 3 3 NUM issue-271 117 17 ) ) PUNCT issue-271 117 18 . . PUNCT issue-271 118 1 to to PART issue-271 118 2 minimize minimize VERB issue-271 118 3 shortcomings shortcoming NOUN issue-271 118 4 of of ADP issue-271 118 5 investment investment NOUN issue-271 118 6 insurance insurance NOUN issue-271 118 7 , , PUNCT issue-271 118 8 it it PRON issue-271 118 9 is be AUX issue-271 118 10 advisable advisable ADJ issue-271 118 11 to to PART issue-271 118 12 propose propose VERB issue-271 118 13 some some DET issue-271 118 14 promising promising ADJ issue-271 118 15 directions direction NOUN issue-271 118 16 for for ADP issue-271 118 17 the the DET issue-271 118 18 development development NOUN issue-271 118 19 of of ADP issue-271 118 20 this this DET issue-271 118 21 type type NOUN issue-271 118 22 of of ADP issue-271 118 23 financial financial ADJ issue-271 118 24 product product NOUN issue-271 118 25 in in ADP issue-271 118 26 the the DET issue-271 118 27 domestic domestic ADJ issue-271 118 28 insurance insurance NOUN issue-271 118 29 market market NOUN issue-271 118 30 . . PUNCT issue-271 119 1 among among ADP issue-271 119 2 them they PRON issue-271 119 3 are be AUX issue-271 119 4 : : PUNCT issue-271 119 5 1 1 X issue-271 119 6 . . X issue-271 119 7 formation formation NOUN issue-271 119 8 of of ADP issue-271 119 9 the the DET issue-271 119 10 industry industry NOUN issue-271 119 11 standard standard NOUN issue-271 119 12 of of ADP issue-271 119 13 investment investment NOUN issue-271 119 14 insurance insurance NOUN issue-271 119 15 . . PUNCT issue-271 120 1 2 2 X issue-271 120 2 . . X issue-271 120 3 development development NOUN issue-271 120 4 of of ADP issue-271 120 5 the the DET issue-271 120 6 legislative legislative ADJ issue-271 120 7 framework framework NOUN issue-271 120 8 for for ADP issue-271 120 9 the the DET issue-271 120 10 regulation regulation NOUN issue-271 120 11 of of ADP issue-271 120 12 investment investment NOUN issue-271 120 13 insurance insurance NOUN issue-271 120 14 relations relation NOUN issue-271 120 15 . . PUNCT issue-271 121 1 3 3 X issue-271 121 2 . . X issue-271 121 3 increasing increase VERB issue-271 121 4 the the DET issue-271 121 5 level level NOUN issue-271 121 6 of of ADP issue-271 121 7 transparency transparency NOUN issue-271 121 8 of of ADP issue-271 121 9 the the DET issue-271 121 10 insurance insurance NOUN issue-271 121 11 product product NOUN issue-271 121 12 for for ADP issue-271 121 13 the the DET issue-271 121 14 client client NOUN issue-271 121 15 . . PUNCT issue-271 122 1 4 4 X issue-271 122 2 . . X issue-271 122 3 implementation implementation NOUN issue-271 122 4 of of ADP issue-271 122 5 standards standard NOUN issue-271 122 6 for for ADP issue-271 122 7 the the DET issue-271 122 8 calculation calculation NOUN issue-271 122 9 and and CCONJ issue-271 122 10 distribution distribution NOUN issue-271 122 11 of of ADP issue-271 122 12 additional additional ADJ issue-271 122 13 investment investment NOUN issue-271 122 14 income income NOUN issue-271 122 15 among among ADP issue-271 122 16 clients client NOUN issue-271 122 17 . . PUNCT issue-271 123 1 5 5 X issue-271 123 2 . . X issue-271 123 3 optimization optimization NOUN issue-271 123 4 of of ADP issue-271 123 5 insurance insurance NOUN issue-271 123 6 protection protection NOUN issue-271 123 7 programs program NOUN issue-271 123 8 . . PUNCT issue-271 124 1 6 6 X issue-271 124 2 . . X issue-271 124 3 extension extension NOUN issue-271 124 4 of of ADP issue-271 124 5 the the DET issue-271 124 6 list list NOUN issue-271 124 7 of of ADP issue-271 124 8 persons person NOUN issue-271 124 9 who who PRON issue-271 124 10 can can AUX issue-271 124 11 use use VERB issue-271 124 12 the the DET issue-271 124 13 service service NOUN issue-271 124 14 . . PUNCT issue-271 125 1 7 7 X issue-271 125 2 . . X issue-271 125 3 expanding expand VERB issue-271 125 4 the the DET issue-271 125 5 spectrum spectrum NOUN issue-271 125 6 of of ADP issue-271 125 7 investment investment NOUN issue-271 125 8 strategies strategy NOUN issue-271 125 9 and and CCONJ issue-271 125 10 investment investment NOUN issue-271 125 11 tools tool NOUN issue-271 125 12 ( ( PUNCT issue-271 125 13 portfolio portfolio NOUN issue-271 125 14 insurance insurance NOUN issue-271 125 15 strategies strategy NOUN issue-271 125 16 , , PUNCT issue-271 125 17 option option NOUN issue-271 125 18 strategies strategy NOUN issue-271 125 19 , , PUNCT issue-271 125 20 macro macro ADJ issue-271 125 21 strategies strategy NOUN issue-271 125 22 , , PUNCT issue-271 125 23 domestic domestic ADJ issue-271 125 24 and and CCONJ issue-271 125 25 foreign foreign ADJ issue-271 125 26 promotions promotion NOUN issue-271 125 27 , , PUNCT issue-271 125 28 precious precious ADJ issue-271 125 29 metals metal NOUN issue-271 125 30 and and CCONJ issue-271 125 31 commodities commodity NOUN issue-271 125 32 , , PUNCT issue-271 125 33 real real ADJ issue-271 125 34 estate estate NOUN issue-271 125 35 , , PUNCT issue-271 125 36 art art NOUN issue-271 125 37 objects object NOUN issue-271 125 38 , , PUNCT issue-271 125 39 currencies currency NOUN issue-271 125 40 , , PUNCT issue-271 125 41 etc etc X issue-271 125 42 . . X issue-271 125 43 ) ) PUNCT issue-271 125 44 . . PUNCT issue-271 126 1 the the DET issue-271 126 2 prospects prospect NOUN issue-271 126 3 for for ADP issue-271 126 4 the the DET issue-271 126 5 development development NOUN issue-271 126 6 of of ADP issue-271 126 7 the the DET issue-271 126 8 unit unit NOUN issue-271 126 9 - - PUNCT issue-271 126 10 linked link VERB issue-271 126 11 investment investment NOUN issue-271 126 12 insurance insurance NOUN issue-271 126 13 market market NOUN issue-271 126 14 in in ADP issue-271 126 15 ukraine ukraine PROPN issue-271 126 16 are be AUX issue-271 126 17 due due ADJ issue-271 126 18 to to ADP issue-271 126 19 a a DET issue-271 126 20 combination combination NOUN issue-271 126 21 of of ADP issue-271 126 22 the the DET issue-271 126 23 following follow VERB issue-271 126 24 factors factor NOUN issue-271 126 25 . . PUNCT issue-271 127 1 1 1 X issue-271 127 2 . . X issue-271 127 3 overcoming overcome VERB issue-271 127 4 legislative legislative ADJ issue-271 127 5 barriers barrier NOUN issue-271 127 6 , , PUNCT issue-271 127 7 including include VERB issue-271 127 8 improving improve VERB issue-271 127 9 the the DET issue-271 127 10 legal legal ADJ issue-271 127 11 framework framework NOUN issue-271 127 12 in in ADP issue-271 127 13 the the DET issue-271 127 14 financial financial ADJ issue-271 127 15 market market NOUN issue-271 127 16 . . PUNCT issue-271 128 1 2 2 X issue-271 128 2 . . X issue-271 128 3 formation formation NOUN issue-271 128 4 of of ADP issue-271 128 5 the the DET issue-271 128 6 preferential preferential ADJ issue-271 128 7 income income NOUN issue-271 128 8 - - PUNCT issue-271 128 9 tax tax NOUN issue-271 128 10 regime regime NOUN issue-271 128 11 unit unit NOUN issue-271 128 12 - - PUNCT issue-271 128 13 linked link VERB issue-271 128 14 policies policy NOUN issue-271 128 15 . . PUNCT issue-271 129 1 3 3 X issue-271 129 2 . . X issue-271 129 3 reforming reform VERB issue-271 129 4 the the DET issue-271 129 5 pension pension NOUN issue-271 129 6 system system NOUN issue-271 129 7 . . PUNCT issue-271 130 1 unit unit NOUN issue-271 130 2 - - PUNCT issue-271 130 3 linked link VERB issue-271 130 4 policies policy NOUN issue-271 130 5 can can AUX issue-271 130 6 be be AUX issue-271 130 7 a a DET issue-271 130 8 potential potential ADJ issue-271 130 9 guarantee guarantee NOUN issue-271 130 10 of of ADP issue-271 130 11 a a DET issue-271 130 12 higher high ADJ issue-271 130 13 level level NOUN issue-271 130 14 of of ADP issue-271 130 15 profitability profitability NOUN issue-271 130 16 , , PUNCT issue-271 130 17 unlike unlike ADP issue-271 130 18 other other ADJ issue-271 130 19 products product NOUN issue-271 130 20 of of ADP issue-271 130 21 life life NOUN issue-271 130 22 insurance insurance NOUN issue-271 130 23 . . PUNCT issue-271 131 1 4 4 X issue-271 131 2 . . X issue-271 131 3 increase increase VERB issue-271 131 4 financial financial ADJ issue-271 131 5 literacy literacy NOUN issue-271 131 6 of of ADP issue-271 131 7 the the DET issue-271 131 8 population population NOUN issue-271 131 9 . . PUNCT issue-271 132 1 first first ADV issue-271 132 2 of of ADP issue-271 132 3 all all PRON issue-271 132 4 , , PUNCT issue-271 132 5 at at ADP issue-271 132 6 the the DET issue-271 132 7 expense expense NOUN issue-271 132 8 of of ADP issue-271 132 9 citizens citizen NOUN issue-271 132 10 ’ ’ PART issue-271 132 11 awareness awareness NOUN issue-271 132 12 of of ADP issue-271 132 13 possibilities possibility NOUN issue-271 132 14 of of ADP issue-271 132 15 investing invest VERB issue-271 132 16 savings saving NOUN issue-271 132 17 in in ADP issue-271 132 18 the the DET issue-271 132 19 financial financial ADJ issue-271 132 20 market market NOUN issue-271 132 21 . . PUNCT issue-271 133 1 5 5 X issue-271 133 2 . . X issue-271 133 3 increase increase NOUN issue-271 133 4 in in ADP issue-271 133 5 transparency transparency NOUN issue-271 133 6 , , PUNCT issue-271 133 7 capacity capacity NOUN issue-271 133 8 and and CCONJ issue-271 133 9 stabilization stabilization NOUN issue-271 133 10 of of ADP issue-271 133 11 insurance insurance NOUN issue-271 133 12 , , PUNCT issue-271 133 13 stock stock NOUN issue-271 133 14 , , PUNCT issue-271 133 15 and and CCONJ issue-271 133 16 other other ADJ issue-271 133 17 segments segment NOUN issue-271 133 18 of of ADP issue-271 133 19 the the DET issue-271 133 20 financial financial ADJ issue-271 133 21 market market NOUN issue-271 133 22 . . PUNCT issue-271 134 1 6 6 X issue-271 134 2 . . X issue-271 134 3 further further ADJ issue-271 134 4 expansion expansion NOUN issue-271 134 5 of of ADP issue-271 134 6 the the DET issue-271 134 7 range range NOUN issue-271 134 8 of of ADP issue-271 134 9 banking banking NOUN issue-271 134 10 insurance insurance NOUN issue-271 134 11 products product NOUN issue-271 134 12 , , PUNCT issue-271 134 13 which which PRON issue-271 134 14 has have AUX issue-271 134 15 become become VERB issue-271 134 16 widespread widespread ADJ issue-271 134 17 in in ADP issue-271 134 18 recent recent ADJ issue-271 134 19 times time NOUN issue-271 134 20 . . PUNCT issue-271 135 1 realization realization NOUN issue-271 135 2 of of ADP issue-271 135 3 the the DET issue-271 135 4 existing exist VERB issue-271 135 5 ability ability NOUN issue-271 135 6 to to PART issue-271 135 7 sell sell VERB issue-271 135 8 unit unit NOUN issue-271 135 9 - - PUNCT issue-271 135 10 linked link VERB issue-271 135 11 products product NOUN issue-271 135 12 through through ADP issue-271 135 13 banks bank NOUN issue-271 135 14 . . PUNCT issue-271 136 1 thus thus ADV issue-271 136 2 , , PUNCT issue-271 136 3 investment investment NOUN issue-271 136 4 insurance insurance NOUN issue-271 136 5 in in ADP issue-271 136 6 ukraine ukraine PROPN issue-271 136 7 has have VERB issue-271 136 8 a a DET issue-271 136 9 high high ADJ issue-271 136 10 potential potential NOUN issue-271 136 11 for for ADP issue-271 136 12 active active ADJ issue-271 136 13 use use NOUN issue-271 136 14 and and CCONJ issue-271 136 15 transformation transformation NOUN issue-271 136 16 into into ADP issue-271 136 17 a a DET issue-271 136 18 popular popular ADJ issue-271 136 19 insurance insurance NOUN issue-271 136 20 product product NOUN issue-271 136 21 . . PUNCT issue-271 137 1 it it PRON issue-271 137 2 is be AUX issue-271 137 3 necessary necessary ADJ issue-271 137 4 to to PART issue-271 137 5 carry carry VERB issue-271 137 6 out out ADP issue-271 137 7 further further ADJ issue-271 137 8 adaptation adaptation NOUN issue-271 137 9 of of ADP issue-271 137 10 products product NOUN issue-271 137 11 unit unit NOUN issue-271 137 12 - - PUNCT issue-271 137 13 linked link VERB issue-271 137 14 to to ADP issue-271 137 15 the the DET issue-271 137 16 structure structure NOUN issue-271 137 17 and and CCONJ issue-271 137 18 specifics specific NOUN issue-271 137 19 of of ADP issue-271 137 20 the the DET issue-271 137 21 domestic domestic ADJ issue-271 137 22 insurance insurance NOUN issue-271 137 23 market market NOUN issue-271 137 24 . . PUNCT issue-271 138 1 the the DET issue-271 138 2 growth growth NOUN issue-271 138 3 of of ADP issue-271 138 4 the the DET issue-271 138 5 volume volume NOUN issue-271 138 6 of of ADP issue-271 138 7 investment investment NOUN issue-271 138 8 insurance insurance NOUN issue-271 138 9 and and CCONJ issue-271 138 10 , , PUNCT issue-271 138 11 as as ADP issue-271 138 12 a a DET issue-271 138 13 consequence consequence NOUN issue-271 138 14 , , PUNCT issue-271 138 15 the the DET issue-271 138 16 expansion expansion NOUN issue-271 138 17 of of ADP issue-271 138 18 the the DET issue-271 138 19 life life NOUN issue-271 138 20 insurance insurance NOUN issue-271 138 21 market market NOUN issue-271 138 22 as as ADP issue-271 138 23 a a DET issue-271 138 24 whole whole NOUN issue-271 138 25 , , PUNCT issue-271 138 26 could could AUX issue-271 138 27 become become VERB issue-271 138 28 one one NUM issue-271 138 29 of of ADP issue-271 138 30 the the DET issue-271 138 31 most most ADV issue-271 138 32 important important ADJ issue-271 138 33 factors factor NOUN issue-271 138 34 in in ADP issue-271 138 35 the the DET issue-271 138 36 development development NOUN issue-271 138 37 of of ADP issue-271 138 38 the the DET issue-271 138 39 insurance insurance NOUN issue-271 138 40 industry industry NOUN issue-271 138 41 in in ADP issue-271 138 42 ukraine ukraine NOUN issue-271 138 43 in in ADP issue-271 138 44 the the DET issue-271 138 45 near near ADJ issue-271 138 46 future future NOUN issue-271 138 47 . . PUNCT issue-271 139 1 table table NOUN issue-271 139 2 3 3 NUM issue-271 139 3 advantages advantage NOUN issue-271 139 4 and and CCONJ issue-271 139 5 disadvantages disadvantage NOUN issue-271 139 6 of of ADP issue-271 139 7 the the DET issue-271 139 8 investment investment NOUN issue-271 139 9 insurance insurance NOUN issue-271 139 10 advantages advantage NOUN issue-271 139 11 disadvantages disadvantage VERB issue-271 139 12 transparent transparent ADJ issue-271 139 13 structure structure NOUN issue-271 139 14 of of ADP issue-271 139 15 the the DET issue-271 139 16 insurance insurance NOUN issue-271 139 17 product product NOUN issue-271 139 18 ( ( PUNCT issue-271 139 19 allocation allocation NOUN issue-271 139 20 of of ADP issue-271 139 21 investment investment NOUN issue-271 139 22 , , PUNCT issue-271 139 23 insurance insurance NOUN issue-271 139 24 and and CCONJ issue-271 139 25 expense expense NOUN issue-271 139 26 component component NOUN issue-271 139 27 ) ) PUNCT issue-271 139 28 . . PUNCT issue-271 140 1 lack lack NOUN issue-271 140 2 of of ADP issue-271 140 3 early early ADJ issue-271 140 4 termination termination NOUN issue-271 140 5 of of ADP issue-271 140 6 the the DET issue-271 140 7 contract contract NOUN issue-271 140 8 with with ADP issue-271 140 9 receipt receipt NOUN issue-271 140 10 of of ADP issue-271 140 11 all all DET issue-271 140 12 paid pay VERB issue-271 140 13 insurance insurance NOUN issue-271 140 14 premiums premium NOUN issue-271 140 15 . . PUNCT issue-271 141 1 ability ability NOUN issue-271 141 2 to to PART issue-271 141 3 choose choose VERB issue-271 141 4 an an DET issue-271 141 5 investment investment NOUN issue-271 141 6 strategy strategy NOUN issue-271 141 7 , , PUNCT issue-271 141 8 not not PART issue-271 141 9 limited limit VERB issue-271 141 10 to to ADP issue-271 141 11 conservative conservative ADJ issue-271 141 12 investment investment NOUN issue-271 141 13 instruments instrument NOUN issue-271 141 14 . . PUNCT issue-271 142 1 the the DET issue-271 142 2 absence absence NOUN issue-271 142 3 of of ADP issue-271 142 4 a a DET issue-271 142 5 guarantee guarantee NOUN issue-271 142 6 fund fund NOUN issue-271 142 7 that that PRON issue-271 142 8 would would AUX issue-271 142 9 be be AUX issue-271 142 10 able able ADJ issue-271 142 11 to to PART issue-271 142 12 provide provide VERB issue-271 142 13 payment payment NOUN issue-271 142 14 to to ADP issue-271 142 15 the the DET issue-271 142 16 client client NOUN issue-271 142 17 in in ADP issue-271 142 18 cases case NOUN issue-271 142 19 of of ADP issue-271 142 20 withdrawal withdrawal NOUN issue-271 142 21 of of ADP issue-271 142 22 a a DET issue-271 142 23 license license NOUN issue-271 142 24 or or CCONJ issue-271 142 25 insolvency insolvency NOUN issue-271 142 26 of of ADP issue-271 142 27 an an DET issue-271 142 28 insurance insurance NOUN issue-271 142 29 company company NOUN issue-271 142 30 . . PUNCT issue-271 143 1 correspondence correspondence NOUN issue-271 143 2 of of ADP issue-271 143 3 the the DET issue-271 143 4 structure structure NOUN issue-271 143 5 of of ADP issue-271 143 6 investment investment NOUN issue-271 143 7 assets asset NOUN issue-271 143 8 and and CCONJ issue-271 143 9 the the DET issue-271 143 10 principles principle NOUN issue-271 143 11 of of ADP issue-271 143 12 distribution distribution NOUN issue-271 143 13 of of ADP issue-271 143 14 investment investment NOUN issue-271 143 15 income income NOUN issue-271 143 16 . . PUNCT issue-271 144 1 not not PART issue-271 144 2 every every DET issue-271 144 3 fatal fatal ADJ issue-271 144 4 case case NOUN issue-271 144 5 is be AUX issue-271 144 6 recognized recognize VERB issue-271 144 7 as as ADP issue-271 144 8 an an DET issue-271 144 9 insurance insurance NOUN issue-271 144 10 event event NOUN issue-271 144 11 . . PUNCT issue-271 145 1 possibility possibility NOUN issue-271 145 2 to to PART issue-271 145 3 obtain obtain VERB issue-271 145 4 higher high ADJ issue-271 145 5 investment investment NOUN issue-271 145 6 returns return NOUN issue-271 145 7 while while SCONJ issue-271 145 8 maintaining maintain VERB issue-271 145 9 the the DET issue-271 145 10 benefits benefit NOUN issue-271 145 11 of of ADP issue-271 145 12 the the DET issue-271 145 13 insurance insurance NOUN issue-271 145 14 contract contract NOUN issue-271 145 15 . . PUNCT issue-271 146 1 lack lack NOUN issue-271 146 2 of of ADP issue-271 146 3 guaranteed guarantee VERB issue-271 146 4 income income NOUN issue-271 146 5 . . PUNCT issue-271 147 1 in in ADP issue-271 147 2 case case NOUN issue-271 147 3 of of ADP issue-271 147 4 negative negative ADJ issue-271 147 5 development development NOUN issue-271 147 6 of of ADP issue-271 147 7 the the DET issue-271 147 8 investment investment NOUN issue-271 147 9 strategy strategy NOUN issue-271 147 10 , , PUNCT issue-271 147 11 the the DET issue-271 147 12 client client NOUN issue-271 147 13 after after ADP issue-271 147 14 the the DET issue-271 147 15 expiration expiration NOUN issue-271 147 16 of of ADP issue-271 147 17 the the DET issue-271 147 18 contract contract NOUN issue-271 147 19 will will AUX issue-271 147 20 receive receive VERB issue-271 147 21 only only ADV issue-271 147 22 a a DET issue-271 147 23 guaranteed guarantee VERB issue-271 147 24 payment payment NOUN issue-271 147 25 of of ADP issue-271 147 26 the the DET issue-271 147 27 contract contract NOUN issue-271 147 28 . . PUNCT issue-271 148 1 preferential preferential ADJ issue-271 148 2 taxation taxation NOUN issue-271 148 3 of of ADP issue-271 148 4 investment investment NOUN issue-271 148 5 income income NOUN issue-271 148 6 . . PUNCT issue-271 149 1 only only ADV issue-271 149 2 a a DET issue-271 149 3 small small ADJ issue-271 149 4 part part NOUN issue-271 149 5 of of ADP issue-271 149 6 the the DET issue-271 149 7 one one NUM issue-271 149 8 - - PUNCT issue-271 149 9 time time NOUN issue-271 149 10 contribution contribution NOUN issue-271 149 11 is be AUX issue-271 149 12 invested invest VERB issue-271 149 13 in in ADP issue-271 149 14 investment investment NOUN issue-271 149 15 instruments instrument NOUN issue-271 149 16 with with ADP issue-271 149 17 a a DET issue-271 149 18 potentially potentially ADV issue-271 149 19 high high ADJ issue-271 149 20 income income NOUN issue-271 149 21 . . PUNCT issue-271 150 1 major major ADJ issue-271 150 2 investments investment NOUN issue-271 150 3 are be AUX issue-271 150 4 risk risk NOUN issue-271 150 5 - - PUNCT issue-271 150 6 free free ADJ issue-271 150 7 , , PUNCT issue-271 150 8 low low ADJ issue-271 150 9 - - PUNCT issue-271 150 10 income income NOUN issue-271 150 11 financial financial ADJ issue-271 150 12 assets asset NOUN issue-271 150 13 . . PUNCT issue-271 151 1 taking take VERB issue-271 151 2 into into ADP issue-271 151 3 account account NOUN issue-271 151 4 the the DET issue-271 151 5 principle principle NOUN issue-271 151 6 of of ADP issue-271 151 7 complex complex ADJ issue-271 151 8 interest interest NOUN issue-271 151 9 , , PUNCT issue-271 151 10 according accord VERB issue-271 151 11 to to ADP issue-271 151 12 which which PRON issue-271 151 13 the the DET issue-271 151 14 accounting accounting NOUN issue-271 151 15 of of ADP issue-271 151 16 profit profit NOUN issue-271 151 17 is be AUX issue-271 151 18 made make VERB issue-271 151 19 , , PUNCT issue-271 151 20 the the DET issue-271 151 21 final final ADJ issue-271 151 22 amount amount NOUN issue-271 151 23 grows grow VERB issue-271 151 24 at at ADP issue-271 151 25 times time NOUN issue-271 151 26 . . PUNCT issue-271 152 1 in in ADP issue-271 152 2 order order NOUN issue-271 152 3 to to PART issue-271 152 4 prove prove VERB issue-271 152 5 the the DET issue-271 152 6 occurrence occurrence NOUN issue-271 152 7 of of ADP issue-271 152 8 an an DET issue-271 152 9 insured insured ADJ issue-271 152 10 event event NOUN issue-271 152 11 , , PUNCT issue-271 152 12 the the DET issue-271 152 13 insured insured ADJ issue-271 152 14 person person NOUN issue-271 152 15 or or CCONJ issue-271 152 16 the the DET issue-271 152 17 beneficiary beneficiary NOUN issue-271 152 18 must must AUX issue-271 152 19 provide provide VERB issue-271 152 20 the the DET issue-271 152 21 insurance insurance NOUN issue-271 152 22 company company NOUN issue-271 152 23 with with ADP issue-271 152 24 a a DET issue-271 152 25 wide wide ADJ issue-271 152 26 range range NOUN issue-271 152 27 of of ADP issue-271 152 28 documents document NOUN issue-271 152 29 . . PUNCT issue-271 153 1 insurance insurance NOUN issue-271 153 2 terms term NOUN issue-271 153 3 may may AUX issue-271 153 4 vary vary VERB issue-271 153 5 throughout throughout ADP issue-271 153 6 the the DET issue-271 153 7 term term NOUN issue-271 153 8 . . PUNCT issue-271 154 1 you you PRON issue-271 154 2 can can AUX issue-271 154 3 change change VERB issue-271 154 4 the the DET issue-271 154 5 term term NOUN issue-271 154 6 , , PUNCT issue-271 154 7 conditions condition NOUN issue-271 154 8 , , PUNCT issue-271 154 9 monthly monthly ADJ issue-271 154 10 amount amount NOUN issue-271 154 11 , , PUNCT issue-271 154 12 type type NOUN issue-271 154 13 of of ADP issue-271 154 14 insurance insurance NOUN issue-271 154 15 , , PUNCT issue-271 154 16 investment investment NOUN issue-271 154 17 fund fund NOUN issue-271 154 18 , , PUNCT issue-271 154 19 number number NOUN issue-271 154 20 of of ADP issue-271 154 21 heirs heir NOUN issue-271 154 22 , , PUNCT issue-271 154 23 etc etc X issue-271 154 24 . . X issue-271 154 25 , , PUNCT issue-271 154 26 which which PRON issue-271 154 27 allows allow VERB issue-271 154 28 you you PRON issue-271 154 29 to to PART issue-271 154 30 control control VERB issue-271 154 31 the the DET issue-271 154 32 investment investment NOUN issue-271 154 33 . . PUNCT issue-271 155 1 the the DET issue-271 155 2 complexity complexity NOUN issue-271 155 3 of of ADP issue-271 155 4 the the DET issue-271 155 5 insurance insurance NOUN issue-271 155 6 contract contract NOUN issue-271 155 7 is be AUX issue-271 155 8 that that SCONJ issue-271 155 9 the the DET issue-271 155 10 more more ADJ issue-271 155 11 insurance insurance NOUN issue-271 155 12 risks risk NOUN issue-271 155 13 are be AUX issue-271 155 14 included include VERB issue-271 155 15 in in ADP issue-271 155 16 the the DET issue-271 155 17 insurance insurance NOUN issue-271 155 18 coverage coverage NOUN issue-271 155 19 of of ADP issue-271 155 20 the the DET issue-271 155 21 product product NOUN issue-271 155 22 , , PUNCT issue-271 155 23 the the DET issue-271 155 24 more more ADV issue-271 155 25 various various ADJ issue-271 155 26 restrictions restriction NOUN issue-271 155 27 in in ADP issue-271 155 28 terms term NOUN issue-271 155 29 of of ADP issue-271 155 30 time time NOUN issue-271 155 31 , , PUNCT issue-271 155 32 on on ADP issue-271 155 33 additional additional ADJ issue-271 155 34 terms term NOUN issue-271 155 35 , , PUNCT issue-271 155 36 on on ADP issue-271 155 37 the the DET issue-271 155 38 amounts amount NOUN issue-271 155 39 of of ADP issue-271 155 40 payments payment NOUN issue-271 155 41 . . PUNCT issue-271 156 1 the the DET issue-271 156 2 existence existence NOUN issue-271 156 3 of of ADP issue-271 156 4 a a DET issue-271 156 5 guaranteed guarantee VERB issue-271 156 6 payment payment NOUN issue-271 156 7 amount amount NOUN issue-271 156 8 in in ADP issue-271 156 9 the the DET issue-271 156 10 contract contract NOUN issue-271 156 11 . . PUNCT issue-271 157 1 agreements agreement NOUN issue-271 157 2 are be AUX issue-271 157 3 concluded conclude VERB issue-271 157 4 for for ADP issue-271 157 5 a a DET issue-271 157 6 long long ADJ issue-271 157 7 time time NOUN issue-271 157 8 , , PUNCT issue-271 157 9 and and CCONJ issue-271 157 10 it it PRON issue-271 157 11 is be AUX issue-271 157 12 not not PART issue-271 157 13 known know VERB issue-271 157 14 what what PRON issue-271 157 15 can can AUX issue-271 157 16 happen happen VERB issue-271 157 17 to to ADP issue-271 157 18 insurance insurance NOUN issue-271 157 19 companies company NOUN issue-271 157 20 during during ADP issue-271 157 21 this this DET issue-271 157 22 time time NOUN issue-271 157 23 . . PUNCT issue-271 158 1 investment investment NOUN issue-271 158 2 insurance insurance NOUN issue-271 158 3 keeps keep VERB issue-271 158 4 the the DET issue-271 158 5 money money NOUN issue-271 158 6 more more ADV issue-271 158 7 secure secure ADJ issue-271 158 8 than than ADP issue-271 158 9 bank bank NOUN issue-271 158 10 deposits deposit NOUN issue-271 158 11 since since SCONJ issue-271 158 12 the the DET issue-271 158 13 priority priority NOUN issue-271 158 14 of of ADP issue-271 158 15 saving saving NOUN issue-271 158 16 is be AUX issue-271 158 17 in in ADP issue-271 158 18 the the DET issue-271 158 19 first first ADJ issue-271 158 20 place place NOUN issue-271 158 21 . . PUNCT issue-271 159 1 some some DET issue-271 159 2 groups group NOUN issue-271 159 3 of of ADP issue-271 159 4 people people NOUN issue-271 159 5 are be AUX issue-271 159 6 not not PART issue-271 159 7 accepted accept VERB issue-271 159 8 for for ADP issue-271 159 9 insurance insurance NOUN issue-271 159 10 , , PUNCT issue-271 159 11 for for ADP issue-271 159 12 example example NOUN issue-271 159 13 , , PUNCT issue-271 159 14 people people NOUN issue-271 159 15 with with ADP issue-271 159 16 a a DET issue-271 159 17 disability disability NOUN issue-271 159 18 , , PUNCT issue-271 159 19 or or CCONJ issue-271 159 20 are be AUX issue-271 159 21 in in ADP issue-271 159 22 an an DET issue-271 159 23 outpatient outpatient NOUN issue-271 159 24 treatment treatment NOUN issue-271 159 25 . . PUNCT issue-271 160 1 resource resource NOUN issue-271 160 2 : : PUNCT issue-271 160 3 compiled compile VERB issue-271 160 4 by by ADP issue-271 160 5 the the DET issue-271 160 6 authors author NOUN issue-271 160 7 baltic baltic PROPN issue-271 160 8 journal journal PROPN issue-271 160 9 of of ADP issue-271 160 10 economic economic ADJ issue-271 160 11 studies study NOUN issue-271 160 12 89 89 NUM issue-271 160 13 vol vol NOUN issue-271 160 14 . . PUNCT issue-271 161 1 3 3 NUM issue-271 161 2 , , PUNCT issue-271 161 3 no no INTJ issue-271 161 4 . . NOUN issue-271 161 5 5 5 NUM issue-271 161 6 , , PUNCT issue-271 161 7 2017 2017 NUM issue-271 161 8 6 6 NUM issue-271 161 9 . . PUNCT issue-271 162 1 conclusions conclusion NOUN issue-271 162 2 the the DET issue-271 162 3 study study NOUN issue-271 162 4 of of ADP issue-271 162 5 features feature NOUN issue-271 162 6 , , PUNCT issue-271 162 7 problems problem NOUN issue-271 162 8 , , PUNCT issue-271 162 9 and and CCONJ issue-271 162 10 prospects prospect NOUN issue-271 162 11 of of ADP issue-271 162 12 investment investment NOUN issue-271 162 13 insurance insurance NOUN issue-271 162 14 in in ADP issue-271 162 15 ukraine ukraine PROPN issue-271 162 16 made make VERB issue-271 162 17 it it PRON issue-271 162 18 possible possible ADJ issue-271 162 19 to to PART issue-271 162 20 draw draw VERB issue-271 162 21 the the DET issue-271 162 22 following following ADJ issue-271 162 23 conclusions conclusion NOUN issue-271 162 24 . . PUNCT issue-271 163 1 1 1 X issue-271 163 2 . . X issue-271 163 3 investment investment NOUN issue-271 163 4 insurance insurance NOUN issue-271 163 5 is be AUX issue-271 163 6 a a DET issue-271 163 7 new new ADJ issue-271 163 8 financial financial ADJ issue-271 163 9 instrument instrument NOUN issue-271 163 10 for for ADP issue-271 163 11 the the DET issue-271 163 12 practice practice NOUN issue-271 163 13 of of ADP issue-271 163 14 insurance insurance NOUN issue-271 163 15 in in ADP issue-271 163 16 ukraine ukraine NOUN issue-271 163 17 , , PUNCT issue-271 163 18 which which PRON issue-271 163 19 will will AUX issue-271 163 20 enable enable VERB issue-271 163 21 the the DET issue-271 163 22 insured insure VERB issue-271 163 23 person person NOUN issue-271 163 24 not not PART issue-271 163 25 only only ADV issue-271 163 26 to to PART issue-271 163 27 pay pay VERB issue-271 163 28 insurance insurance NOUN issue-271 163 29 premiums premium NOUN issue-271 163 30 but but CCONJ issue-271 163 31 also also ADV issue-271 163 32 to to PART issue-271 163 33 influence influence VERB issue-271 163 34 the the DET issue-271 163 35 investment investment NOUN issue-271 163 36 process process NOUN issue-271 163 37 . . PUNCT issue-271 164 1 this this DET issue-271 164 2 type type NOUN issue-271 164 3 of of ADP issue-271 164 4 insurance insurance NOUN issue-271 164 5 comes come VERB issue-271 164 6 from from ADP issue-271 164 7 the the DET issue-271 164 8 field field NOUN issue-271 164 9 of of ADP issue-271 164 10 life life NOUN issue-271 164 11 insurance insurance NOUN issue-271 164 12 and and CCONJ issue-271 164 13 provides provide VERB issue-271 164 14 for for ADP issue-271 164 15 the the DET issue-271 164 16 insurer insurer NOUN issue-271 164 17 ’s ’s PART issue-271 164 18 duty duty NOUN issue-271 164 19 in in ADP issue-271 164 20 case case NOUN issue-271 164 21 of of ADP issue-271 164 22 death death NOUN issue-271 164 23 of of ADP issue-271 164 24 the the DET issue-271 164 25 insured insured ADJ issue-271 164 26 person person NOUN issue-271 164 27 before before ADP issue-271 164 28 the the DET issue-271 164 29 expiration expiration NOUN issue-271 164 30 of of ADP issue-271 164 31 the the DET issue-271 164 32 contract contract NOUN issue-271 164 33 and/or and/or CCONJ issue-271 164 34 the the DET issue-271 164 35 survival survival NOUN issue-271 164 36 of of ADP issue-271 164 37 the the DET issue-271 164 38 insured insured ADJ issue-271 164 39 person person NOUN issue-271 164 40 before before ADP issue-271 164 41 the the DET issue-271 164 42 expiration expiration NOUN issue-271 164 43 of of ADP issue-271 164 44 the the DET issue-271 164 45 contract contract NOUN issue-271 164 46 , , PUNCT issue-271 164 47 and/or and/or CCONJ issue-271 164 48 the the DET issue-271 164 49 occurrence occurrence NOUN issue-271 164 50 of of ADP issue-271 164 51 an an DET issue-271 164 52 event event NOUN issue-271 164 53 in in ADP issue-271 164 54 the the DET issue-271 164 55 life life NOUN issue-271 164 56 of of ADP issue-271 164 57 the the DET issue-271 164 58 insured insured ADJ issue-271 164 59 person person NOUN issue-271 164 60 provided provide VERB issue-271 164 61 in in ADP issue-271 164 62 insurance insurance NOUN issue-271 164 63 contract contract NOUN issue-271 164 64 , , PUNCT issue-271 164 65 insurance insurance NOUN issue-271 164 66 payment payment NOUN issue-271 164 67 , , PUNCT issue-271 164 68 the the DET issue-271 164 69 size size NOUN issue-271 164 70 of of ADP issue-271 164 71 which which PRON issue-271 164 72 depends depend VERB issue-271 164 73 on on ADP issue-271 164 74 the the DET issue-271 164 75 results result NOUN issue-271 164 76 of of ADP issue-271 164 77 placement placement NOUN issue-271 164 78 of of ADP issue-271 164 79 technical technical ADJ issue-271 164 80 reserves reserve NOUN issue-271 164 81 under under ADP issue-271 164 82 investment investment NOUN issue-271 164 83 insurance insurance NOUN issue-271 164 84 contracts contract NOUN issue-271 164 85 . . PUNCT issue-271 165 1 2 2 X issue-271 165 2 . . X issue-271 165 3 the the DET issue-271 165 4 development development NOUN issue-271 165 5 of of ADP issue-271 165 6 investment investment NOUN issue-271 165 7 insurance insurance NOUN issue-271 165 8 in in ADP issue-271 165 9 ukraine ukraine NOUN issue-271 165 10 is be AUX issue-271 165 11 restrained restrain VERB issue-271 165 12 by by ADP issue-271 165 13 the the DET issue-271 165 14 low low ADJ issue-271 165 15 popularity popularity NOUN issue-271 165 16 of of ADP issue-271 165 17 life life NOUN issue-271 165 18 insurance insurance NOUN issue-271 165 19 among among ADP issue-271 165 20 citizens citizen NOUN issue-271 165 21 , , PUNCT issue-271 165 22 proving prove VERB issue-271 165 23 indicators indicator NOUN issue-271 165 24 of of ADP issue-271 165 25 the the DET issue-271 165 26 dynamics dynamic NOUN issue-271 165 27 of of ADP issue-271 165 28 shares share NOUN issue-271 165 29 of of ADP issue-271 165 30 insurance insurance NOUN issue-271 165 31 premiums premium NOUN issue-271 165 32 , , PUNCT issue-271 165 33 payments payment NOUN issue-271 165 34 and and CCONJ issue-271 165 35 companies company NOUN issue-271 165 36 providing provide VERB issue-271 165 37 such such ADJ issue-271 165 38 services service NOUN issue-271 165 39 in in ADP issue-271 165 40 the the DET issue-271 165 41 insurance insurance NOUN issue-271 165 42 market market NOUN issue-271 165 43 in in ADP issue-271 165 44 a a DET issue-271 165 45 ten ten NUM issue-271 165 46 - - PUNCT issue-271 165 47 year year NOUN issue-271 165 48 retrospective retrospective NOUN issue-271 165 49 . . PUNCT issue-271 166 1 the the DET issue-271 166 2 current current ADJ issue-271 166 3 state state NOUN issue-271 166 4 of of ADP issue-271 166 5 the the DET issue-271 166 6 life life NOUN issue-271 166 7 insurance insurance NOUN issue-271 166 8 segment segment NOUN issue-271 166 9 in in ADP issue-271 166 10 the the DET issue-271 166 11 domestic domestic ADJ issue-271 166 12 financial financial ADJ issue-271 166 13 market market NOUN issue-271 166 14 is be AUX issue-271 166 15 characterized characterize VERB issue-271 166 16 by by ADP issue-271 166 17 a a DET issue-271 166 18 drop drop NOUN issue-271 166 19 in in ADP issue-271 166 20 the the DET issue-271 166 21 level level NOUN issue-271 166 22 of of ADP issue-271 166 23 profitability profitability NOUN issue-271 166 24 and and CCONJ issue-271 166 25 loss loss NOUN issue-271 166 26 - - PUNCT issue-271 166 27 making make VERB issue-271 166 28 activity activity NOUN issue-271 166 29 of of ADP issue-271 166 30 insurance insurance NOUN issue-271 166 31 companies company NOUN issue-271 166 32 in in ADP issue-271 166 33 the the DET issue-271 166 34 life life NOUN issue-271 166 35 sector sector NOUN issue-271 166 36 . . PUNCT issue-271 167 1 at at ADP issue-271 167 2 the the DET issue-271 167 3 same same ADJ issue-271 167 4 time time NOUN issue-271 167 5 , , PUNCT issue-271 167 6 official official ADJ issue-271 167 7 statistics statistic NOUN issue-271 167 8 released release VERB issue-271 167 9 by by ADP issue-271 167 10 the the DET issue-271 167 11 national national PROPN issue-271 167 12 commission commission PROPN issue-271 167 13 for for ADP issue-271 167 14 the the DET issue-271 167 15 regulation regulation NOUN issue-271 167 16 of of ADP issue-271 167 17 financial financial ADJ issue-271 167 18 services service NOUN issue-271 167 19 markets market NOUN issue-271 167 20 do do AUX issue-271 167 21 not not PART issue-271 167 22 foresee foresee VERB issue-271 167 23 the the DET issue-271 167 24 identification identification NOUN issue-271 167 25 of of ADP issue-271 167 26 information information NOUN issue-271 167 27 relating relate VERB issue-271 167 28 to to ADP issue-271 167 29 investment investment NOUN issue-271 167 30 life life NOUN issue-271 167 31 insurance insurance NOUN issue-271 167 32 , , PUNCT issue-271 167 33 so so ADV issue-271 167 34 instead instead ADV issue-271 167 35 of of ADP issue-271 167 36 concluding conclude VERB issue-271 167 37 its its PRON issue-271 167 38 use use NOUN issue-271 167 39 in in ADP issue-271 167 40 ukraine ukraine NOUN issue-271 167 41 , , PUNCT issue-271 167 42 we we PRON issue-271 167 43 can can AUX issue-271 167 44 only only ADV issue-271 167 45 conclude conclude VERB issue-271 167 46 that that SCONJ issue-271 167 47 there there PRON issue-271 167 48 is be VERB issue-271 167 49 a a DET issue-271 167 50 weak weak ADJ issue-271 167 51 basis basis NOUN issue-271 167 52 for for ADP issue-271 167 53 its its PRON issue-271 167 54 formation formation NOUN issue-271 167 55 and and CCONJ issue-271 167 56 development development NOUN issue-271 167 57 . . PUNCT issue-271 168 1 3 3 X issue-271 168 2 . . X issue-271 168 3 investment investment NOUN issue-271 168 4 insurance insurance NOUN issue-271 168 5 as as ADP issue-271 168 6 a a DET issue-271 168 7 financial financial ADJ issue-271 168 8 product product NOUN issue-271 168 9 has have VERB issue-271 168 10 both both DET issue-271 168 11 advantages advantage NOUN issue-271 168 12 and and CCONJ issue-271 168 13 disadvantages disadvantage NOUN issue-271 168 14 . . PUNCT issue-271 169 1 the the DET issue-271 169 2 benefits benefit NOUN issue-271 169 3 include include VERB issue-271 169 4 the the DET issue-271 169 5 transparent transparent ADJ issue-271 169 6 structure structure NOUN issue-271 169 7 of of ADP issue-271 169 8 the the DET issue-271 169 9 insurance insurance NOUN issue-271 169 10 product product NOUN issue-271 169 11 , , PUNCT issue-271 169 12 the the DET issue-271 169 13 choice choice NOUN issue-271 169 14 of of ADP issue-271 169 15 investment investment NOUN issue-271 169 16 strategy strategy NOUN issue-271 169 17 , , PUNCT issue-271 169 18 the the DET issue-271 169 19 possibility possibility NOUN issue-271 169 20 of of ADP issue-271 169 21 obtaining obtain VERB issue-271 169 22 increased increase VERB issue-271 169 23 investment investment NOUN issue-271 169 24 returns return NOUN issue-271 169 25 while while SCONJ issue-271 169 26 preserving preserve VERB issue-271 169 27 benefits benefit NOUN issue-271 169 28 of of ADP issue-271 169 29 the the DET issue-271 169 30 insurance insurance NOUN issue-271 169 31 contract contract NOUN issue-271 169 32 , , PUNCT issue-271 169 33 preferential preferential ADJ issue-271 169 34 taxation taxation NOUN issue-271 169 35 of of ADP issue-271 169 36 investment investment NOUN issue-271 169 37 income income NOUN issue-271 169 38 , , PUNCT issue-271 169 39 the the DET issue-271 169 40 existence existence NOUN issue-271 169 41 of of ADP issue-271 169 42 a a DET issue-271 169 43 guaranteed guarantee VERB issue-271 169 44 amount amount NOUN issue-271 169 45 of of ADP issue-271 169 46 payment payment NOUN issue-271 169 47 in in ADP issue-271 169 48 the the DET issue-271 169 49 contract contract NOUN issue-271 169 50 , , PUNCT issue-271 169 51 etc etc X issue-271 169 52 . . X issue-271 169 53 ; ; PUNCT issue-271 169 54 to to ADP issue-271 169 55 the the DET issue-271 169 56 drawbacks drawback NOUN issue-271 169 57     SPACE issue-271 169 58 – – PUNCT issue-271 169 59 the the DET issue-271 169 60 lack lack NOUN issue-271 169 61 of of ADP issue-271 169 62 the the DET issue-271 169 63 possibility possibility NOUN issue-271 169 64 of of ADP issue-271 169 65 early early ADJ issue-271 169 66 termination termination NOUN issue-271 169 67 of of ADP issue-271 169 68 the the DET issue-271 169 69 contract contract NOUN issue-271 169 70 with with ADP issue-271 169 71 the the DET issue-271 169 72 receipt receipt NOUN issue-271 169 73 of of ADP issue-271 169 74 all all DET issue-271 169 75 the the DET issue-271 169 76 insurance insurance NOUN issue-271 169 77 premiums premium NOUN issue-271 169 78 paid pay VERB issue-271 169 79 , , PUNCT issue-271 169 80 the the DET issue-271 169 81 absence absence NOUN issue-271 169 82 of of ADP issue-271 169 83 a a DET issue-271 169 84 guarantee guarantee NOUN issue-271 169 85 fund fund NOUN issue-271 169 86 , , PUNCT issue-271 169 87 guaranteed guarantee VERB issue-271 169 88 income income NOUN issue-271 169 89 , , PUNCT issue-271 169 90 longterm longterm ADJ issue-271 169 91 contracts contract NOUN issue-271 169 92 , , PUNCT issue-271 169 93 limited limited ADJ issue-271 169 94 range range NOUN issue-271 169 95 of of ADP issue-271 169 96 people people NOUN issue-271 169 97 who who PRON issue-271 169 98 can can AUX issue-271 169 99 be be AUX issue-271 169 100 insured insure VERB issue-271 169 101 . . PUNCT issue-271 170 1 to to PART issue-271 170 2 enhance enhance VERB issue-271 170 3 the the DET issue-271 170 4 use use NOUN issue-271 170 5 of of ADP issue-271 170 6 investment investment NOUN issue-271 170 7 insurance insurance NOUN issue-271 170 8 in in ADP issue-271 170 9 ukraine ukraine NOUN issue-271 170 10 and and CCONJ issue-271 170 11 to to PART issue-271 170 12 minimize minimize VERB issue-271 170 13 these these DET issue-271 170 14 shortcomings shortcoming NOUN issue-271 170 15 , , PUNCT issue-271 170 16 prospects prospect NOUN issue-271 170 17 for for ADP issue-271 170 18 the the DET issue-271 170 19 development development NOUN issue-271 170 20 of of ADP issue-271 170 21 the the DET issue-271 170 22 investment investment NOUN issue-271 170 23 insurance insurance NOUN issue-271 170 24 market market NOUN issue-271 170 25 are be AUX issue-271 170 26 identified identify VERB issue-271 170 27 . . PUNCT issue-271 171 1 among among ADP issue-271 171 2 them they PRON issue-271 171 3 , , PUNCT issue-271 171 4 the the DET issue-271 171 5 main main ADJ issue-271 171 6 ones one NOUN issue-271 171 7 are be AUX issue-271 171 8 : : PUNCT issue-271 171 9 legislative legislative ADJ issue-271 171 10 regulation regulation NOUN issue-271 171 11 and and CCONJ issue-271 171 12 regulation regulation NOUN issue-271 171 13 of of ADP issue-271 171 14 investment investment NOUN issue-271 171 15 insurance insurance NOUN issue-271 171 16 services service NOUN issue-271 171 17 , , PUNCT issue-271 171 18 its its PRON issue-271 171 19 standardization standardization NOUN issue-271 171 20 , , PUNCT issue-271 171 21 raising raise VERB issue-271 171 22 the the DET issue-271 171 23 level level NOUN issue-271 171 24 of of ADP issue-271 171 25 financial financial ADJ issue-271 171 26 literacy literacy NOUN issue-271 171 27 of of ADP issue-271 171 28 the the DET issue-271 171 29 population population NOUN issue-271 171 30 , , PUNCT issue-271 171 31 and and CCONJ issue-271 171 32 increasing increase VERB issue-271 171 33 transparency transparency NOUN issue-271 171 34 of of ADP issue-271 171 35 activities activity NOUN issue-271 171 36 of of ADP issue-271 171 37 insurance insurance NOUN issue-271 171 38 companies company NOUN issue-271 171 39 . . PUNCT issue-271 172 1 prospects prospect NOUN issue-271 172 2 for for ADP issue-271 172 3 further further ADJ issue-271 172 4 research research NOUN issue-271 172 5 in in ADP issue-271 172 6 the the DET issue-271 172 7 chosen choose VERB issue-271 172 8 research research NOUN issue-271 172 9 area area NOUN issue-271 172 10 are be AUX issue-271 172 11 the the DET issue-271 172 12 formation formation NOUN issue-271 172 13 of of ADP issue-271 172 14 a a DET issue-271 172 15 mechanism mechanism NOUN issue-271 172 16 for for ADP issue-271 172 17 protecting protect VERB issue-271 172 18 users user NOUN issue-271 172 19 of of ADP issue-271 172 20 investment investment NOUN issue-271 172 21 insurance insurance NOUN issue-271 172 22 services service NOUN issue-271 172 23 from from ADP issue-271 172 24 all all DET issue-271 172 25 kinds kind NOUN issue-271 172 26 of of ADP issue-271 172 27 risks risk NOUN issue-271 172 28 associated associate VERB issue-271 172 29 with with ADP issue-271 172 30 the the DET issue-271 172 31 use use NOUN issue-271 172 32 of of ADP issue-271 172 33 various various ADJ issue-271 172 34 types type NOUN issue-271 172 35 of of ADP issue-271 172 36 investment investment NOUN issue-271 172 37 strategies strategy NOUN issue-271 172 38 and and CCONJ issue-271 172 39 instruments instrument NOUN issue-271 172 40 , , PUNCT issue-271 172 41 as as ADV issue-271 172 42 well well ADV issue-271 172 43 as as ADP issue-271 172 44 traditional traditional ADJ issue-271 172 45 risks risk NOUN issue-271 172 46 that that PRON issue-271 172 47 accompany accompany VERB issue-271 172 48 all all DET issue-271 172 49 types type NOUN issue-271 172 50 of of ADP issue-271 172 51 insurance insurance NOUN issue-271 172 52 services service NOUN issue-271 172 53 without without ADP issue-271 172 54 exception exception NOUN issue-271 172 55 . . PUNCT issue-271 173 1 references reference NOUN issue-271 173 2 : : PUNCT issue-271 173 3 anant anant ADJ issue-271 173 4 , , PUNCT issue-271 173 5 gupta gupta PROPN issue-271 173 6 ( ( PUNCT issue-271 173 7 2015 2015 NUM issue-271 173 8 ) ) PUNCT issue-271 173 9 . . PUNCT issue-271 174 1 theoretical theoretical ADJ issue-271 174 2 analysis analysis NOUN issue-271 174 3 of of ADP issue-271 174 4 the the DET issue-271 174 5 mechanism mechanism NOUN issue-271 174 6 of of ADP issue-271 174 7 unit unit NOUN issue-271 174 8 linked link VERB issue-271 174 9 insurance insurance NOUN issue-271 174 10 policies policy NOUN issue-271 174 11 in in ADP issue-271 174 12 india india PROPN issue-271 174 13 . . PUNCT issue-271 175 1 international international ADJ issue-271 175 2 journal journal PROPN issue-271 175 3 of of ADP issue-271 175 4 law law NOUN issue-271 175 5 and and CCONJ issue-271 175 6 legal legal ADJ issue-271 175 7 jurisprudence jurisprudence NOUN issue-271 175 8 studies study NOUN issue-271 175 9 , , PUNCT issue-271 175 10 vol vol NOUN issue-271 175 11 . . PUNCT issue-271 175 12 2(3 2(3 NUM issue-271 175 13 ) ) PUNCT issue-271 175 14 . . PUNCT issue-271 176 1 retrieved retrieve VERB issue-271 176 2 from from ADP issue-271 176 3 : : PUNCT issue-271 176 4 http://ijlljs.in/wp-content/ http://ijlljs.in/wp-content/ PROPN issue-271 176 5 uploads/2015/04 uploads/2015/04 PROPN issue-271 176 6 / / SYM issue-271 176 7 analysis analysis NOUN issue-271 176 8 - - PUNCT issue-271 176 9 unit unit NOUN issue-271 176 10 - - PUNCT issue-271 176 11 linked link VERB issue-271 176 12 - - PUNCT issue-271 176 13 insurance insurance NOUN issue-271 176 14 - - PUNCT issue-271 176 15 policies policy NOUN issue-271 176 16 - - PUNCT issue-271 176 17 anant anant ADJ issue-271 176 18 - - PUNCT issue-271 176 19 gupta-4th gupta-4th NOUN issue-271 176 20 - - PUNCT issue-271 176 21 year year NOUN issue-271 176 22 - - PUNCT issue-271 176 23 nlu nlu NOUN issue-271 176 24 - - PUNCT issue-271 176 25 odisha1.pdf odisha1.pdf NOUN issue-271 176 26 ( ( PUNCT issue-271 176 27 accessed access VERB issue-271 176 28 10 10 NUM issue-271 176 29 december december PROPN issue-271 176 30 2017 2017 NUM issue-271 176 31 ) ) PUNCT issue-271 176 32 . . PUNCT issue-271 177 1 berezina berezina PROPN issue-271 177 2 , , PUNCT issue-271 177 3 o. o. PROPN issue-271 177 4 y. y. PROPN issue-271 177 5 & & CCONJ issue-271 177 6 tkachenko tkachenko PROPN issue-271 177 7 , , PUNCT issue-271 177 8 yu yu PROPN issue-271 177 9 . . PUNCT issue-271 178 1 v. v. PROPN issue-271 178 2 ( ( PUNCT issue-271 178 3 2017 2017 NUM issue-271 178 4 ) ) PUNCT issue-271 178 5 . . PUNCT issue-271 179 1 hlobalne hlobalne PROPN issue-271 179 2 partnerstvo partnerstvo PROPN issue-271 179 3 v v NUM issue-271 179 4 paradyhmi paradyhmi PROPN issue-271 179 5 staloho staloho NOUN issue-271 179 6 rozvytku rozvytku NOUN issue-271 179 7 : : PUNCT issue-271 179 8 osvita osvita ADJ issue-271 179 9 , , PUNCT issue-271 179 10 tekhnolohii tekhnolohii NOUN issue-271 179 11 , , PUNCT issue-271 179 12 innovatsii innovatsii VERB issue-271 179 13 [ [ X issue-271 179 14 global global ADJ issue-271 179 15 partnership partnership NOUN issue-271 179 16 in in ADP issue-271 179 17 the the DET issue-271 179 18 sustainable sustainable ADJ issue-271 179 19 development development NOUN issue-271 179 20 paradigm paradigm NOUN issue-271 179 21 : : PUNCT issue-271 179 22 education education NOUN issue-271 179 23 , , PUNCT issue-271 179 24 technology technology NOUN issue-271 179 25 , , PUNCT issue-271 179 26 innovation innovation NOUN issue-271 179 27 ] ] PUNCT issue-271 179 28 : : PUNCT issue-271 179 29 monograph monograph NOUN issue-271 179 30 . . PUNCT issue-271 180 1 cherkasy cherkasy PROPN issue-271 180 2 : : PUNCT issue-271 180 3 chabanenko chabanenko ADJ issue-271 180 4 yu.a yu.a PROPN issue-271 180 5 . . PUNCT issue-271 180 6 , , PUNCT issue-271 180 7 524 524 NUM issue-271 180 8 p. p. NOUN issue-271 180 9 ciumaș ciumaș PROPN issue-271 180 10 , , PUNCT issue-271 180 11 cristina cristina PROPN issue-271 180 12 & & CCONJ issue-271 180 13 chiș chiș PROPN issue-271 180 14 , , PUNCT issue-271 180 15 diana diana PROPN issue-271 180 16 - - PUNCT issue-271 180 17 maria maria PROPN issue-271 180 18 ( ( PUNCT issue-271 180 19 2014 2014 NUM issue-271 180 20 ) ) PUNCT issue-271 180 21 . . PUNCT issue-271 181 1 pricing pricing NOUN issue-271 181 2 and and CCONJ issue-271 181 3 assessing assess VERB issue-271 181 4 unit unit NOUN issue-271 181 5 - - PUNCT issue-271 181 6 linked link VERB issue-271 181 7 insurance insurance NOUN issue-271 181 8 contracts contract NOUN issue-271 181 9 with with ADP issue-271 181 10 investment investment NOUN issue-271 181 11 guarantees guarantee NOUN issue-271 181 12 . . PUNCT issue-271 182 1 retrieved retrieve VERB issue-271 182 2 from from ADP issue-271 182 3 : : PUNCT issue-271 182 4 http://steconomiceuoradea.ro/anale/volume/2014/n1/095.pdf http://steconomiceuoradea.ro/anale/volume/2014/n1/095.pdf X issue-271 182 5 ( ( PUNCT issue-271 182 6 accessed access VERB issue-271 182 7 2 2 NUM issue-271 182 8 september september PROPN issue-271 182 9 2017 2017 NUM issue-271 182 10 ) ) PUNCT issue-271 182 11 . . PUNCT issue-271 183 1 derzhavna derzhavna PROPN issue-271 183 2 sluzhba sluzhba ADJ issue-271 183 3 statystyky statystyky NOUN issue-271 183 4 ukrainy ukrainy NOUN issue-271 183 5 ( ( PUNCT issue-271 183 6 2017 2017 NUM issue-271 183 7 ) ) PUNCT issue-271 183 8 . . PUNCT issue-271 184 1 informatsiia informatsiia PROPN issue-271 184 2 pro pro PROPN issue-271 184 3 stan stan PROPN issue-271 184 4 i i PROPN issue-271 184 5 rozvytok rozvytok PROPN issue-271 184 6 strakhovoho strakhovoho PROPN issue-271 184 7 rynku rynku ADV issue-271 184 8 ukrainy ukrainy ADJ issue-271 185 1 [ [ X issue-271 185 2 information information NOUN issue-271 185 3 on on ADP issue-271 185 4 the the DET issue-271 185 5 state state NOUN issue-271 185 6 and and CCONJ issue-271 185 7 development development NOUN issue-271 185 8 of of ADP issue-271 185 9 the the DET issue-271 185 10 insurance insurance NOUN issue-271 185 11 market market NOUN issue-271 185 12 of of ADP issue-271 185 13 ukraine ukraine NOUN issue-271 185 14 ] ] PUNCT issue-271 185 15 . . PUNCT issue-271 186 1 retrieved retrieve VERB issue-271 186 2 from from ADP issue-271 186 3 : : PUNCT issue-271 186 4 https://nfp.gov.ua/ https://nfp.gov.ua/ PROPN issue-271 186 5 content content NOUN issue-271 186 6 / / SYM issue-271 186 7 informaciya informaciya NOUN issue-271 186 8 - - PUNCT issue-271 186 9 pro pro ADJ issue-271 186 10 - - ADJ issue-271 186 11 stan stan ADJ issue-271 186 12 - - PUNCT issue-271 186 13 i i PRON issue-271 186 14 - - PUNCT issue-271 186 15 rozvitok.html rozvitok.html NOUN issue-271 186 16 ( ( PUNCT issue-271 186 17 accessed access VERB issue-271 186 18 14 14 NUM issue-271 186 19 december december PROPN issue-271 186 20 2017 2017 NUM issue-271 186 21 ) ) PUNCT issue-271 186 22 . . PUNCT issue-271 187 1 proekt proekt NOUN issue-271 187 2 zakonu zakonu PROPN issue-271 187 3 ukrainy ukrainy PROPN issue-271 187 4 « « PUNCT issue-271 187 5 pro pro X issue-271 187 6 vnesennia vnesennia NOUN issue-271 187 7 zmin zmin NOUN issue-271 187 8 do do VERB issue-271 187 9 zakonu zakonu NOUN issue-271 187 10 ukrainy ukrainy NOUN issue-271 187 11 « « PUNCT issue-271 187 12 pro pro X issue-271 187 13 strakhuvannia strakhuvannia NOUN issue-271 187 14 » » PUNCT issue-271 187 15 ( ( PUNCT issue-271 187 16 2009 2009 NUM issue-271 187 17 ) ) PUNCT issue-271 187 18 . . PUNCT issue-271 188 1 [ [ X issue-271 188 2 draft draft NOUN issue-271 188 3 law law NOUN issue-271 188 4 of of ADP issue-271 188 5 ukraine ukraine NOUN issue-271 188 6 “ " PUNCT issue-271 188 7 on on ADP issue-271 188 8 amendments amendment NOUN issue-271 188 9 to to ADP issue-271 188 10 the the DET issue-271 188 11 law law NOUN issue-271 188 12 of of ADP issue-271 188 13 ukraine ukraine NOUN issue-271 188 14 ” " PUNCT issue-271 188 15 on on ADP issue-271 188 16 insurance insurance NOUN issue-271 188 17 ” " PUNCT issue-271 188 18 ] ] PUNCT issue-271 188 19 retrieved retrieve VERB issue-271 188 20 from from ADP issue-271 188 21 : : PUNCT issue-271 188 22 http://odo-msk.com.ua/ http://odo-msk.com.ua/ PROPN issue-271 188 23 content content NOUN issue-271 188 24 / / SYM issue-271 188 25 documents/1/66 documents/1/66 NOUN issue-271 188 26 / / SYM issue-271 188 27 files/ files/ NUM issue-271 188 28 zminy_do_zakonu_pro_strahuvannya.pdf zminy_do_zakonu_pro_strahuvannya.pdf NOUN issue-271 188 29 . . PUNCT issue-271 189 1 ( ( PUNCT issue-271 189 2 accessed access VERB issue-271 189 3 14 14 NUM issue-271 189 4 november november PROPN issue-271 189 5 2017 2017 NUM issue-271 189 6 ) ) PUNCT issue-271 189 7 . . PUNCT issue-271 190 1 feshchenko feshchenko PROPN issue-271 190 2 , , PUNCT issue-271 190 3 v. v. PROPN issue-271 190 4 ( ( PUNCT issue-271 190 5 2013 2013 NUM issue-271 190 6 ) ) PUNCT issue-271 190 7 . . PUNCT issue-271 191 1 osoblyvosti osoblyvosti PROPN issue-271 191 2 investytsiinoho investytsiinoho NOUN issue-271 191 3 strakhuvannia strakhuvannia PROPN issue-271 191 4 unit unit NOUN issue-271 191 5 - - PUNCT issue-271 191 6 linked link VERB issue-271 191 7 ta ta ADP issue-271 191 8 peredumovy peredumovy PROPN issue-271 191 9 yoho yoho PROPN issue-271 191 10 vprovadzhennia vprovadzhennia PROPN issue-271 191 11 v v X issue-271 191 12 ukraini ukraini PROPN issue-271 191 13 [ [ X issue-271 191 14 the the DET issue-271 191 15 features feature NOUN issue-271 191 16 of of ADP issue-271 191 17 investment investment NOUN issue-271 191 18 insurance insurance NOUN issue-271 191 19 unit unit NOUN issue-271 191 20 - - PUNCT issue-271 191 21 linked link VERB issue-271 191 22 and and CCONJ issue-271 191 23 prerequisites prerequisite NOUN issue-271 191 24 of of ADP issue-271 191 25 its its PRON issue-271 191 26 implementation implementation NOUN issue-271 191 27 in in ADP issue-271 191 28 ukraine ukraine NOUN issue-271 191 29 ] ] PUNCT issue-271 191 30 retrieved retrieve VERB issue-271 191 31 from from ADP issue-271 191 32 : : PUNCT issue-271 191 33 http://www.ufin.com.ua/analit_mat/strah_rynok/165.htm http://www.ufin.com.ua/analit_mat/strah_rynok/165.htm PROPN issue-271 191 34 ( ( PUNCT issue-271 191 35 accessed access VERB issue-271 191 36 7 7 NUM issue-271 191 37 october october NOUN issue-271 191 38 2017 2017 NUM issue-271 191 39 ) ) PUNCT issue-271 191 40 . . PUNCT issue-271 192 1 frantz frantz PROPN issue-271 192 2 christophe christophe PROPN issue-271 192 3 , , PUNCT issue-271 192 4 chenut chenut NOUN issue-271 192 5 xavier xavier PROPN issue-271 192 6 & & CCONJ issue-271 192 7 walhin walhin PROPN issue-271 192 8 jean jean PROPN issue-271 192 9 - - PUNCT issue-271 192 10 françois françois PROPN issue-271 192 11 ( ( PUNCT issue-271 192 12 2003 2003 NUM issue-271 192 13 , , PUNCT issue-271 192 14 january january PROPN issue-271 192 15 ) ) PUNCT issue-271 192 16 . . PUNCT issue-271 193 1 pricing pricing NOUN issue-271 193 2 and and CCONJ issue-271 193 3 capital capital NOUN issue-271 193 4 allocation allocation NOUN issue-271 193 5 for for ADP issue-271 193 6 unitlinked unitlinked ADJ issue-271 193 7 life life NOUN issue-271 193 8 insurance insurance NOUN issue-271 193 9 contracts contract NOUN issue-271 193 10 with with ADP issue-271 193 11 minimum minimum ADJ issue-271 193 12 death death NOUN issue-271 193 13 guarantee guarantee NOUN issue-271 193 14 . . PUNCT issue-271 194 1 retrieved retrieve VERB issue-271 194 2 from from ADP issue-271 194 3 : : PUNCT issue-271 194 4 http://www.ressources http://www.ressource NOUN issue-271 194 5 - - PUNCT issue-271 194 6 actuarielles actuarielle NOUN issue-271 194 7 . . PUNCT issue-271 195 1 net net ADJ issue-271 195 2 / / SYM issue-271 195 3 ext ext NOUN issue-271 195 4 / / SYM issue-271 195 5 isfa/1226.nsf/0/995e80d0554c729fc1256dcc003bee84/$file isfa/1226.nsf/0/995e80d0554c729fc1256dcc003bee84/$file ADJ issue-271 195 6 / / SYM issue-271 195 7 garantie%20plancher%20 garantie%20plancher%20 NOUN issue-271 195 8 ( ( PUNCT issue-271 195 9 afir2003).pdf afir2003).pdf NOUN issue-271 195 10 ( ( PUNCT issue-271 195 11 accessed access VERB issue-271 195 12 17 17 NUM issue-271 195 13 july july PROPN issue-271 195 14 2017 2017 NUM issue-271 195 15 ) ) PUNCT issue-271 195 16 . . PUNCT issue-271 196 1 hochreiter hochreiter PROPN issue-271 196 2 ronald ronald PROPN issue-271 196 3 , , PUNCT issue-271 196 4 pflug pflug VERB issue-271 196 5 georg georg PROPN issue-271 196 6 & & CCONJ issue-271 196 7 paulsen paulsen PROPN issue-271 196 8 volkert volkert PROPN issue-271 196 9 ( ( PUNCT issue-271 196 10 2005 2005 NUM issue-271 196 11 , , PUNCT issue-271 196 12 may may AUX issue-271 196 13 ) ) PUNCT issue-271 196 14 designing design VERB issue-271 196 15 and and CCONJ issue-271 196 16 managing manage VERB issue-271 196 17 unit unit NOUN issue-271 196 18 - - PUNCT issue-271 196 19 linked link VERB issue-271 196 20 life life NOUN issue-271 196 21 insurance insurance NOUN issue-271 196 22 contracts contract NOUN issue-271 196 23 with with ADP issue-271 196 24 guarantees guarantee NOUN issue-271 196 25 . . PUNCT issue-271 197 1 retrieved retrieve VERB issue-271 197 2 from from ADP issue-271 197 3 : : PUNCT issue-271 197 4 http://www.uni-muenster.de/stochastik/paulsen/publikationen/ http://www.uni-muenster.de/stochastik/paulsen/publikationen/ X issue-271 197 5 insurance.pdf insurance.pdf NOUN issue-271 197 6 ( ( PUNCT issue-271 197 7 accessed access VERB issue-271 197 8 29 29 NUM issue-271 197 9 july july PROPN issue-271 197 10 2017 2017 NUM issue-271 197 11 ) ) PUNCT issue-271 197 12 . . PUNCT issue-271 198 1 baltic baltic PROPN issue-271 198 2 journal journal PROPN issue-271 198 3 of of ADP issue-271 198 4 economic economic ADJ issue-271 198 5 studies study NOUN issue-271 198 6 90 90 NUM issue-271 198 7 vol vol NOUN issue-271 198 8 . . PUNCT issue-271 199 1 3 3 NUM issue-271 199 2 , , PUNCT issue-271 199 3 no no INTJ issue-271 199 4 . . NOUN issue-271 199 5 5 5 NUM issue-271 199 6 , , PUNCT issue-271 199 7 2017 2017 NUM issue-271 199 8 honcharenko honcharenko NOUN issue-271 199 9 , , PUNCT issue-271 199 10 i. i. PROPN issue-271 199 11 g. g. PROPN issue-271 199 12 ( ( PUNCT issue-271 199 13 2014 2014 NUM issue-271 199 14 ) ) PUNCT issue-271 199 15 . . PUNCT issue-271 200 1 trendy trendy ADJ issue-271 200 2 vitchyznianoho vitchyznianoho NOUN issue-271 200 3 strakhovoho strakhovoho PROPN issue-271 200 4 rynku rynku ADJ issue-271 200 5 v v ADP issue-271 200 6 umovakh umovakh PROPN issue-271 200 7 staloho staloho NOUN issue-271 200 8 rozvytku rozvytku VERB issue-271 201 1 [ [ X issue-271 201 2 the the DET issue-271 201 3 trends trend NOUN issue-271 201 4 in in ADP issue-271 201 5 the the DET issue-271 201 6 domestic domestic ADJ issue-271 201 7 insurance insurance NOUN issue-271 201 8 market market NOUN issue-271 201 9 in in ADP issue-271 201 10 terms term NOUN issue-271 201 11 of of ADP issue-271 201 12 sustainable sustainable ADJ issue-271 201 13 development development NOUN issue-271 201 14 ] ] PUNCT issue-271 201 15 publisher publisher NOUN issue-271 201 16 stuttgart stuttgart PROPN issue-271 201 17 ( ( PUNCT issue-271 201 18 germany germany PROPN issue-271 201 19 ) ) PUNCT issue-271 201 20 , , PUNCT issue-271 202 1 290 290 NUM issue-271 202 2 p. p. NOUN issue-271 202 3 honcharenko honcharenko PROPN issue-271 202 4 , , PUNCT issue-271 202 5 i. i. PROPN issue-271 202 6 g. g. PROPN issue-271 202 7 ( ( PUNCT issue-271 202 8 2015 2015 NUM issue-271 202 9 ) ) PUNCT issue-271 202 10 . . PUNCT issue-271 203 1 efektyvnist efektyvnist PROPN issue-271 203 2 systemy systemy PROPN issue-271 203 3 strakhovoho strakhovoho PROPN issue-271 203 4 ryzyk ryzyk NOUN issue-271 203 5 - - PUNCT issue-271 203 6 menedzhmentu menedzhmentu VERB issue-271 203 7 v v ADP issue-271 203 8 umovakh umovakh NOUN issue-271 203 9 kryzovykh kryzovykh VERB issue-271 203 10 yavyshch yavyshch NOUN issue-271 204 1 [ [ X issue-271 204 2 the the DET issue-271 204 3 efficiency efficiency NOUN issue-271 204 4 of of ADP issue-271 204 5 system system NOUN issue-271 204 6 insurance insurance NOUN issue-271 204 7 risk risk NOUN issue-271 204 8 - - PUNCT issue-271 204 9 management management NOUN issue-271 204 10 in in ADP issue-271 204 11 conditions condition NOUN issue-271 204 12 of of ADP issue-271 204 13 crisis crisis NOUN issue-271 204 14 ] ] PUNCT issue-271 204 15 vestnik vestnik PROPN issue-271 204 16 ggtu ggtu PROPN issue-271 204 17 . . PUNCT issue-271 205 1 economic economic ADJ issue-271 205 2 science science NOUN issue-271 205 3 , , PUNCT issue-271 205 4 vol vol NOUN issue-271 205 5 . . PROPN issue-271 205 6 2 2 NUM issue-271 205 7 , , PUNCT issue-271 205 8 pp pp ADJ issue-271 205 9 . . PUNCT issue-271 206 1 85 85 NUM issue-271 206 2 - - SYM issue-271 206 3 91 91 NUM issue-271 206 4 . . PUNCT issue-271 207 1 honcharenko honcharenko PROPN issue-271 207 2 , , PUNCT issue-271 207 3 i. i. PROPN issue-271 207 4 & & CCONJ issue-271 207 5 berezina berezina PROPN issue-271 207 6 , , PUNCT issue-271 207 7 o. o. PROPN issue-271 207 8 ( ( PUNCT issue-271 207 9 2016 2016 NUM issue-271 207 10 ) ) PUNCT issue-271 207 11 . . PUNCT issue-271 208 1 cooperation cooperation NOUN issue-271 208 2 of of ADP issue-271 208 3 the the DET issue-271 208 4 bank bank NOUN issue-271 208 5 and and CCONJ issue-271 208 6 insurance insurance NOUN issue-271 208 7 business business NOUN issue-271 208 8 as as ADP issue-271 208 9 an an DET issue-271 208 10 effective effective ADJ issue-271 208 11 model model NOUN issue-271 208 12 : : PUNCT issue-271 208 13 history history NOUN issue-271 208 14 and and CCONJ issue-271 208 15 present present ADJ issue-271 208 16 day day NOUN issue-271 208 17 . . PUNCT issue-271 209 1 organizational organizational ADJ issue-271 209 2 and and CCONJ issue-271 209 3 economic economic ADJ issue-271 209 4 mechanisms mechanism NOUN issue-271 209 5 of of ADP issue-271 209 6 development development NOUN issue-271 209 7 of of ADP issue-271 209 8 the the DET issue-271 209 9 financial financial ADJ issue-271 209 10 system system NOUN issue-271 209 11 : : PUNCT issue-271 209 12 collective collective ADJ issue-271 209 13 monograph monograph NOUN issue-271 209 14 / / PUNCT issue-271 209 15 edited edit VERB issue-271 209 16 by by ADP issue-271 209 17 m. m. PROPN issue-271 209 18 bezpartochnyi bezpartochnyi PROPN issue-271 209 19 . . PUNCT issue-271 210 1 riga riga PROPN issue-271 210 2 : : PUNCT issue-271 210 3 landmark landmark PROPN issue-271 210 4 sia sia PROPN issue-271 210 5 , , PUNCT issue-271 210 6 pp pp PROPN issue-271 210 7 . . PUNCT issue-271 211 1 83 83 NUM issue-271 211 2 - - SYM issue-271 211 3 92 92 NUM issue-271 211 4 . . PUNCT issue-271 212 1 honta honta ADJ issue-271 212 2 , , PUNCT issue-271 212 3 o. o. PROPN issue-271 212 4 i. i. PROPN issue-271 212 5 , , PUNCT issue-271 212 6 dubyna dubyna PROPN issue-271 212 7 , , PUNCT issue-271 212 8 m. m. NOUN issue-271 212 9 v. v. PROPN issue-271 212 10 , , PUNCT issue-271 212 11 tunik tunik NOUN issue-271 212 12 , , PUNCT issue-271 212 13 m. m. NOUN issue-271 212 14 v. v. PROPN issue-271 212 15 & & CCONJ issue-271 212 16 yefymenko yefymenko PROPN issue-271 212 17 , , PUNCT issue-271 212 18 a. a. PROPN issue-271 212 19 yu yu PROPN issue-271 212 20 . . PUNCT issue-271 213 1 ( ( PUNCT issue-271 213 2 2014 2014 NUM issue-271 213 3 ) ) PUNCT issue-271 213 4 . . PUNCT issue-271 214 1 perspektyvy perspektyvy PROPN issue-271 214 2 rozvytku rozvytku PROPN issue-271 214 3 prohram prohram PROPN issue-271 214 4 strakhuvannia strakhuvannia PROPN issue-271 214 5 unit unit PROPN issue-271 214 6 - - PUNCT issue-271 214 7 link link PROPN issue-271 214 8 v v NOUN issue-271 214 9 ukraini ukraini NOUN issue-271 215 1 [ [ X issue-271 215 2 prospects prospect NOUN issue-271 215 3 of of ADP issue-271 215 4 development development NOUN issue-271 215 5 of of ADP issue-271 215 6 insurance insurance NOUN issue-271 215 7 of of ADP issue-271 215 8 unit unit NOUN issue-271 215 9 - - PUNCT issue-271 215 10 link link NOUN issue-271 215 11 in in ADP issue-271 215 12 ukraine ukraine NOUN issue-271 215 13 ] ] PUNCT issue-271 215 14 . . PUNCT issue-271 216 1 bulletin bulletin NOUN issue-271 216 2 of of ADP issue-271 216 3 chernihiv chernihiv PROPN issue-271 216 4 state state NOUN issue-271 216 5 technological technological ADJ issue-271 216 6 university university NOUN issue-271 216 7 . . PUNCT issue-271 217 1 series series NOUN issue-271 217 2 : : PUNCT issue-271 217 3 economic economic ADJ issue-271 217 4 sciences science NOUN issue-271 217 5 , , PUNCT issue-271 217 6 vol vol NOUN issue-271 217 7 . . PROPN issue-271 217 8 1 1 NUM issue-271 217 9 , , PUNCT issue-271 217 10 pp pp ADJ issue-271 217 11 . . PUNCT issue-271 218 1 150 150 NUM issue-271 218 2 - - SYM issue-271 218 3 158 158 NUM issue-271 218 4 . . PUNCT issue-271 219 1 kreidych kreidych PROPN issue-271 219 2 , , PUNCT issue-271 219 3 i. i. PROPN issue-271 219 4 m. m. PROPN issue-271 219 5 ( ( PUNCT issue-271 219 6 2009 2009 NUM issue-271 219 7 ) ) PUNCT issue-271 219 8 . . PUNCT issue-271 220 1 osoblyvosti osoblyvosti PROPN issue-271 220 2 investytsiinoho investytsiinoho NOUN issue-271 220 3 strakhuvannia strakhuvannia PROPN issue-271 220 4 v v ADP issue-271 220 5 ukraini ukraini PROPN issue-271 221 1 [ [ X issue-271 221 2 the the DET issue-271 221 3 peculiarities peculiarity NOUN issue-271 221 4 of of ADP issue-271 221 5 the the DET issue-271 221 6 investment investment NOUN issue-271 221 7 of of ADP issue-271 221 8 insurance insurance NOUN issue-271 221 9 in in ADP issue-271 221 10 ukraine ukraine NOUN issue-271 221 11 ] ] PUNCT issue-271 221 12 . . PUNCT issue-271 222 1 investments investment NOUN issue-271 222 2 : : PUNCT issue-271 222 3 practice practice NOUN issue-271 222 4 and and CCONJ issue-271 222 5 experience experience NOUN issue-271 222 6 , , PUNCT issue-271 222 7 vol vol NOUN issue-271 222 8 . . PROPN issue-271 223 1 10 10 NUM issue-271 223 2 , , PUNCT issue-271 223 3 pp pp ADJ issue-271 223 4 . . PUNCT issue-271 224 1 4 4 NUM issue-271 224 2 - - SYM issue-271 224 3 8 8 NUM issue-271 224 4 . . PUNCT issue-271 225 1 moller moller PROPN issue-271 225 2 , , PUNCT issue-271 225 3 thomas thomas PROPN issue-271 225 4 ( ( PUNCT issue-271 225 5 1998 1998 NUM issue-271 225 6 ) ) PUNCT issue-271 225 7 . . PUNCT issue-271 226 1 risk risk NOUN issue-271 226 2 - - PUNCT issue-271 226 3 minimizing minimize VERB issue-271 226 4 hedging hedging NOUN issue-271 226 5 strategies strategy NOUN issue-271 226 6 for for ADP issue-271 226 7 unit unit NOUN issue-271 226 8 - - PUNCT issue-271 226 9 linked link VERB issue-271 226 10 life life NOUN issue-271 226 11 insurance insurance NOUN issue-271 226 12 contracts contract NOUN issue-271 226 13 . . PUNCT issue-271 227 1 astin astin PROPN issue-271 227 2 bulletin bulletin PROPN issue-271 227 3 : : PUNCT issue-271 227 4 the the DET issue-271 227 5 journal journal NOUN issue-271 227 6 of of ADP issue-271 227 7 the the DET issue-271 227 8 iaa iaa ADJ issue-271 227 9 , , PUNCT issue-271 227 10 vol vol NOUN issue-271 227 11 . . PROPN issue-271 227 12 1(28 1(28 NUM issue-271 227 13 ) ) PUNCT issue-271 227 14 , , PUNCT issue-271 227 15 pp.17 pp.17 PROPN issue-271 227 16 - - SYM issue-271 227 17 47 47 NUM issue-271 227 18 . . PUNCT issue-271 228 1 retrieved retrieve VERB issue-271 228 2 from from ADP issue-271 228 3 : : PUNCT issue-271 228 4 https://www.casact.org/library/astin/ https://www.casact.org/library/astin/ NOUN issue-271 228 5 vol28no1/17.pdf vol28no1/17.pdf NOUN issue-271 228 6 ( ( PUNCT issue-271 228 7 accessed access VERB issue-271 228 8 5 5 NUM issue-271 228 9 november november PROPN issue-271 228 10 2017 2017 NUM issue-271 228 11 ) ) PUNCT issue-271 228 12 . . PUNCT issue-271 229 1 preda preda PROPN issue-271 229 2 , , PUNCT issue-271 229 3 ana ana PROPN issue-271 229 4 & & CCONJ issue-271 229 5 monea monea PROPN issue-271 229 6 , , PUNCT issue-271 229 7 mirela mirela PROPN issue-271 229 8 ( ( PUNCT issue-271 229 9 2011 2011 NUM issue-271 229 10 ) ) PUNCT issue-271 229 11 . . PUNCT issue-271 230 1 the the DET issue-271 230 2 unit unit NOUN issue-271 230 3 - - PUNCT issue-271 230 4 linked link VERB issue-271 230 5 insurance insurance NOUN issue-271 230 6 - - PUNCT issue-271 230 7 a a DET issue-271 230 8 form form NOUN issue-271 230 9 of of ADP issue-271 230 10 long long ADJ issue-271 230 11 term term NOUN issue-271 230 12 economizing economize VERB issue-271 230 13 in in ADP issue-271 230 14 the the DET issue-271 230 15 context context NOUN issue-271 230 16 of of ADP issue-271 230 17 global global ADJ issue-271 230 18 crisis crisis NOUN issue-271 230 19 . . PUNCT issue-271 231 1 annals annal NOUN issue-271 231 2 of of ADP issue-271 231 3 the the DET issue-271 231 4 university university PROPN issue-271 231 5 of of ADP issue-271 231 6 craiova craiova PROPN issue-271 231 7 economic economic PROPN issue-271 231 8 sciences sciences PROPN issue-271 231 9 , , PUNCT issue-271 231 10 vol vol NOUN issue-271 231 11 . . PROPN issue-271 231 12 39 39 NUM issue-271 231 13 , , PUNCT issue-271 231 14 pp pp ADJ issue-271 231 15 . . PUNCT issue-271 232 1 251 251 NUM issue-271 232 2 - - SYM issue-271 232 3 258 258 NUM issue-271 232 4 . . PUNCT issue-271 232 5 retrieved retrieve VERB issue-271 232 6 from from ADP issue-271 232 7 : : PUNCT issue-271 232 8 http://feaa.ucv.ro/annals/ http://feaa.ucv.ro/annals/ ADJ issue-271 232 9 v4_2011/0039v4 v4_2011/0039v4 NOUN issue-271 232 10 - - PRON issue-271 232 11 031.pdf 031.pdf NOUN issue-271 232 12 ( ( PUNCT issue-271 232 13 accessed access VERB issue-271 232 14 17 17 NUM issue-271 232 15 july july PROPN issue-271 232 16 2017 2017 NUM issue-271 232 17 ) ) PUNCT issue-271 232 18 . . PUNCT issue-271 233 1 rajagopalan rajagopalan PROPN issue-271 233 2 , , PUNCT issue-271 233 3 r. r. PROPN issue-271 233 4 & & CCONJ issue-271 233 5 pai pai PROPN issue-271 233 6 , , PUNCT issue-271 233 7 t. t. NOUN issue-271 233 8 a. a. NOUN issue-271 233 9 ( ( PUNCT issue-271 233 10 2006 2006 NUM issue-271 233 11 ) ) PUNCT issue-271 233 12 . . PUNCT issue-271 234 1 unit unit NOUN issue-271 234 2 - - PUNCT issue-271 234 3 linked link VERB issue-271 234 4 insurance insurance NOUN issue-271 234 5 policies policy NOUN issue-271 234 6 in in ADP issue-271 234 7 the the DET issue-271 234 8 indian indian ADJ issue-271 234 9 market market NOUN issue-271 234 10 - - PUNCT issue-271 234 11 a a DET issue-271 234 12 consumer consumer NOUN issue-271 234 13 perspective perspective NOUN issue-271 234 14 . . PUNCT issue-271 235 1 retrieved retrieve VERB issue-271 235 2 from from ADP issue-271 235 3 : : PUNCT issue-271 235 4 https://www.actuariesindia.org/downloads/gcadata/8thgca/unit-linked%20insurance%20 https://www.actuariesindia.org/downloads/gcadata/8thgca/unit-linked%20insurance%20 X issue-271 235 5 policies%20in%20the%20indian%20market-%20a%20con%e2%80%a6.pdf policies%20in%20the%20indian%20market-%20a%20con%e2%80%a6.pdf NOUN issue-271 235 6 ( ( PUNCT issue-271 235 7 accessed access VERB issue-271 235 8 14 14 NUM issue-271 235 9 december december PROPN issue-271 235 10 2017 2017 NUM issue-271 235 11 ) ) PUNCT issue-271 235 12 . . PUNCT issue-271 236 1 stasevskiy stasevskiy NOUN issue-271 236 2 , , PUNCT issue-271 236 3 a. a. NOUN issue-271 236 4 ( ( PUNCT issue-271 236 5 2012 2012 NUM issue-271 236 6 ) ) PUNCT issue-271 236 7 . . PUNCT issue-271 237 1 investytsiine investytsiine ADJ issue-271 237 2 strakhuvannia strakhuvannia PROPN issue-271 237 3 zhyttia zhyttia PROPN issue-271 237 4 unit unit NOUN issue-271 237 5 - - PUNCT issue-271 237 6 linked link VERB issue-271 237 7 - - PUNCT issue-271 237 8 nova nova PROPN issue-271 237 9 perspektyva perspektyva PROPN issue-271 237 10 dlia dlia PROPN issue-271 237 11 ukrainskoho ukrainskoho PROPN issue-271 237 12 rynku rynku ADJ issue-271 238 1 [ [ X issue-271 238 2 investment investment NOUN issue-271 238 3 life life NOUN issue-271 238 4 insurance insurance NOUN issue-271 238 5 unit unit NOUN issue-271 238 6 - - PUNCT issue-271 238 7 linked link VERB issue-271 238 8 - - PUNCT issue-271 238 9 a a DET issue-271 238 10 new new ADJ issue-271 238 11 perspective perspective NOUN issue-271 238 12 for for ADP issue-271 238 13 the the DET issue-271 238 14 ukrainian ukrainian ADJ issue-271 238 15 market market NOUN issue-271 238 16 ] ] PUNCT issue-271 238 17 . . PUNCT issue-271 239 1 insurance insurance NOUN issue-271 239 2 business business NOUN issue-271 239 3 , , PUNCT issue-271 239 4 vol vol NOUN issue-271 239 5 . . PROPN issue-271 239 6 4 4 NUM issue-271 239 7 , , PUNCT issue-271 239 8 pp pp ADJ issue-271 239 9 . . PUNCT issue-271 240 1 46 46 NUM issue-271 240 2 - - SYM issue-271 240 3 47 47 NUM issue-271 240 4 . . PUNCT issue-271 241 1 straub straub PROPN issue-271 241 2 , , PUNCT issue-271 241 3 martin martin PROPN issue-271 241 4 ( ( PUNCT issue-271 241 5 2011 2011 NUM issue-271 241 6 , , PUNCT issue-271 241 7 december december PROPN issue-271 241 8 ) ) PUNCT issue-271 241 9 . . PUNCT issue-271 242 1 unit unit NOUN issue-271 242 2 - - PUNCT issue-271 242 3 linked link VERB issue-271 242 4 life life NOUN issue-271 242 5 insurance insurance NOUN issue-271 242 6 : : PUNCT issue-271 242 7 cost cost NOUN issue-271 242 8 drivers driver NOUN issue-271 242 9 , , PUNCT issue-271 242 10 hidden hidden ADJ issue-271 242 11 payments payment NOUN issue-271 242 12 , , PUNCT issue-271 242 13 and and CCONJ issue-271 242 14 the the DET issue-271 242 15 tax tax NOUN issue-271 242 16 - - PUNCT issue-271 242 17 deferral deferral ADJ issue-271 242 18 argument argument NOUN issue-271 242 19 . . PUNCT issue-271 243 1 retrieved retrieve VERB issue-271 243 2 from from ADP issue-271 243 3 : : PUNCT issue-271 243 4 http://www.envisage.ch/fileadmin/documents/unit_linked_life http://www.envisage.ch/fileadmin/documents/unit_linked_life PROPN issue-271 243 5 _ _ X issue-271 243 6 insurance._benefits__cost_drivers__hidden_payments_and_the_tax_deferral_argument.pdf insurance._benefits__cost_drivers__hidden_payments_and_the_tax_deferral_argument.pdf NUM issue-271 243 7 ( ( PUNCT issue-271 243 8 accessed access VERB issue-271 243 9 17 17 NUM issue-271 243 10 july july PROPN issue-271 243 11 2017 2017 NUM issue-271 243 12 ) ) PUNCT issue-271 243 13 . . PUNCT issue-271 244 1 zhegalova zhegalova PROPN issue-271 244 2 , , PUNCT issue-271 244 3 e. e. PROPN issue-271 244 4 v. v. PROPN issue-271 244 5 ( ( PUNCT issue-271 244 6 2014 2014 NUM issue-271 244 7 ) ) PUNCT issue-271 244 8 . . PUNCT issue-271 245 1 tendentsyy tendentsyy PROPN issue-271 245 2 y y PROPN issue-271 245 3 perspektyvы perspektyvы PROPN issue-271 245 4 razvytyia razvytyia PROPN issue-271 245 5 strakhovanyia strakhovanyia PROPN issue-271 245 6 zhyzny zhyzny PROPN issue-271 245 7 v v ADP issue-271 245 8 rossyy rossyy PROPN issue-271 245 9 [ [ X issue-271 245 10 the the DET issue-271 245 11 tendencies tendency NOUN issue-271 245 12 and and CCONJ issue-271 245 13 perspectives perspective NOUN issue-271 245 14 for for ADP issue-271 245 15 development development NOUN issue-271 245 16 of of ADP issue-271 245 17 the the DET issue-271 245 18 life life NOUN issue-271 245 19 insurance insurance NOUN issue-271 245 20 in in ADP issue-271 245 21 russia russia PROPN issue-271 245 22 ] ] PUNCT issue-271 245 23 . . PUNCT issue-271 246 1 regional regional ADJ issue-271 246 2 development development PROPN issue-271 246 3 , , PUNCT issue-271 246 4 vol vol NOUN issue-271 246 5 . . PROPN issue-271 246 6 2 2 NUM issue-271 246 7 , , PUNCT issue-271 246 8 pp pp ADJ issue-271 246 9 . . PUNCT issue-271 247 1 76 76 NUM issue-271 247 2 - - SYM issue-271 247 3 79 79 NUM issue-271 247 4 . . PUNCT