id sid tid token lemma pos issue-427 1 1 baltic baltic PROPN issue-427 1 2 journal journal PROPN issue-427 1 3 of of ADP issue-427 1 4 economic economic ADJ issue-427 1 5 studies study NOUN issue-427 1 6 80 80 NUM issue-427 1 7 vol vol NOUN issue-427 1 8 . . PROPN issue-427 2 1 4 4 NUM issue-427 2 2 , , PUNCT issue-427 2 3 no no INTJ issue-427 2 4 . . NOUN issue-427 2 5 3 3 NUM issue-427 2 6 , , PUNCT issue-427 2 7 2018 2018 NUM issue-427 2 8 corresponding correspond VERB issue-427 2 9 author author NOUN issue-427 2 10 : : PUNCT issue-427 2 11 1 1 NUM issue-427 2 12 department department NOUN issue-427 2 13 of of ADP issue-427 2 14 management management NOUN issue-427 2 15 and and CCONJ issue-427 2 16 economic economic ADJ issue-427 2 17 security security NOUN issue-427 2 18 , , PUNCT issue-427 2 19 bogdan bogdan PROPN issue-427 2 20 khmelnytsky khmelnytsky PROPN issue-427 2 21 national national PROPN issue-427 2 22 university university PROPN issue-427 2 23 of of ADP issue-427 2 24 cherkasy cherkasy PROPN issue-427 2 25 . . PUNCT issue-427 3 1 e e X issue-427 3 2 - - NOUN issue-427 3 3 mail mail NOUN issue-427 3 4 : : PUNCT issue-427 3 5 natazachosova@gmail.com natazachosova@gmail.com X issue-427 3 6 2 2 NUM issue-427 3 7 department department NOUN issue-427 3 8 of of ADP issue-427 3 9 business business NOUN issue-427 3 10 economics economic NOUN issue-427 3 11 , , PUNCT issue-427 3 12 kyiv kyiv PROPN issue-427 3 13 national national PROPN issue-427 3 14 university university PROPN issue-427 3 15 of of ADP issue-427 3 16 technologies technology NOUN issue-427 3 17 and and CCONJ issue-427 3 18 design design NOUN issue-427 3 19 . . PUNCT issue-427 4 1 e e X issue-427 4 2 - - NOUN issue-427 4 3 mail mail NOUN issue-427 4 4 : : PUNCT issue-427 5 1 babinaamilo@gmail.com babinaamilo@gmail.com X issue-427 6 1 doi doi PROPN issue-427 6 2 : : PUNCT issue-427 6 3 https://doi.org/10.30525/2256-0742/2018-4-3-80-87 https://doi.org/10.30525/2256-0742/2018-4-3-80-87 ADJ issue-427 6 4 identification identification NOUN issue-427 6 5 of of ADP issue-427 6 6 threats threat NOUN issue-427 6 7 to to ADP issue-427 6 8 financial financial ADJ issue-427 6 9 institutions institution NOUN issue-427 6 10 ’ ' PUNCT issue-427 6 11 economic economic ADJ issue-427 6 12 security security NOUN issue-427 6 13 as as ADP issue-427 6 14 an an DET issue-427 6 15 element element NOUN issue-427 6 16 of of ADP issue-427 6 17 the the DET issue-427 6 18 state state NOUN issue-427 6 19 financial financial ADJ issue-427 6 20 security security NOUN issue-427 6 21 regulation regulation NOUN issue-427 6 22 nataliia nataliia VERB issue-427 6 23 zachosova1 zachosova1 PROPN issue-427 6 24 bogdan bogdan PROPN issue-427 6 25 khmelnytsky khmelnytsky PROPN issue-427 6 26 national national PROPN issue-427 6 27 university university PROPN issue-427 6 28 of of ADP issue-427 6 29 cherkasy cherkasy PROPN issue-427 6 30 , , PUNCT issue-427 6 31 ukraine ukraine PROPN issue-427 6 32 nataliia nataliia VERB issue-427 6 33 babina2 babina2 PROPN issue-427 6 34 kyiv kyiv PROPN issue-427 6 35 national national PROPN issue-427 6 36 university university PROPN issue-427 6 37 of of ADP issue-427 6 38 technologies technology NOUN issue-427 6 39 and and CCONJ issue-427 6 40 design design NOUN issue-427 6 41 , , PUNCT issue-427 6 42 ukraine ukraine ADJ issue-427 6 43 abstract abstract NOUN issue-427 6 44 . . PUNCT issue-427 7 1 government government NOUN issue-427 7 2 structures structure NOUN issue-427 7 3 should should AUX issue-427 7 4 start start VERB issue-427 7 5 financial financial ADJ issue-427 7 6 security security NOUN issue-427 7 7 regulation regulation NOUN issue-427 7 8 at at ADP issue-427 7 9 the the DET issue-427 7 10 macro macro NOUN issue-427 7 11 - - NOUN issue-427 7 12 level level NOUN issue-427 7 13 with with ADP issue-427 7 14 the the DET issue-427 7 15 definition definition NOUN issue-427 7 16 of of ADP issue-427 7 17 a a DET issue-427 7 18 list list NOUN issue-427 7 19 of of ADP issue-427 7 20 threats threat NOUN issue-427 7 21 , , PUNCT issue-427 7 22 which which PRON issue-427 7 23 impact impact NOUN issue-427 7 24 on on ADP issue-427 7 25 participants participant NOUN issue-427 7 26 in in ADP issue-427 7 27 the the DET issue-427 7 28 financial financial ADJ issue-427 7 29 market market NOUN issue-427 7 30 can can AUX issue-427 7 31 destabilize destabilize VERB issue-427 7 32 their their PRON issue-427 7 33 activities activity NOUN issue-427 7 34 and and CCONJ issue-427 7 35 lead lead VERB issue-427 7 36 to to ADP issue-427 7 37 negative negative ADJ issue-427 7 38 trends trend NOUN issue-427 7 39 in in ADP issue-427 7 40 the the DET issue-427 7 41 financial financial ADJ issue-427 7 42 system system NOUN issue-427 7 43 functioning functioning NOUN issue-427 7 44 and and CCONJ issue-427 7 45 development development NOUN issue-427 7 46 . . PUNCT issue-427 8 1 the the DET issue-427 8 2 state state NOUN issue-427 8 3 of of ADP issue-427 8 4 financial financial ADJ issue-427 8 5 security security NOUN issue-427 8 6 of of ADP issue-427 8 7 a a DET issue-427 8 8 country country NOUN issue-427 8 9 depends depend VERB issue-427 8 10 on on ADP issue-427 8 11 the the DET issue-427 8 12 level level NOUN issue-427 8 13 of of ADP issue-427 8 14 economic economic ADJ issue-427 8 15 security security NOUN issue-427 8 16 in in ADP issue-427 8 17 its its PRON issue-427 8 18 financial financial ADJ issue-427 8 19 sector sector NOUN issue-427 8 20 . . PUNCT issue-427 9 1 unstable unstable ADJ issue-427 9 2 and and CCONJ issue-427 9 3 unprofitable unprofitable ADJ issue-427 9 4 work work NOUN issue-427 9 5 of of ADP issue-427 9 6 financial financial ADJ issue-427 9 7 institutions institution NOUN issue-427 9 8 poses pose VERB issue-427 9 9 a a DET issue-427 9 10 threat threat NOUN issue-427 9 11 to to ADP issue-427 9 12 the the DET issue-427 9 13 state state NOUN issue-427 9 14 financial financial ADJ issue-427 9 15 security security NOUN issue-427 9 16 because because SCONJ issue-427 9 17 it it PRON issue-427 9 18 means mean VERB issue-427 9 19 the the DET issue-427 9 20 inability inability NOUN issue-427 9 21 to to PART issue-427 9 22 fully fully ADV issue-427 9 23 meet meet VERB issue-427 9 24 the the DET issue-427 9 25 financial financial ADJ issue-427 9 26 interests interest NOUN issue-427 9 27 of of ADP issue-427 9 28 the the DET issue-427 9 29 population population NOUN issue-427 9 30 and and CCONJ issue-427 9 31 business business NOUN issue-427 9 32 structures structure NOUN issue-427 9 33 . . PUNCT issue-427 10 1 therefore therefore ADV issue-427 10 2 , , PUNCT issue-427 10 3 it it PRON issue-427 10 4 is be AUX issue-427 10 5 important important ADJ issue-427 10 6 to to PART issue-427 10 7 establish establish VERB issue-427 10 8 a a DET issue-427 10 9 list list NOUN issue-427 10 10 of of ADP issue-427 10 11 factors factor NOUN issue-427 10 12 that that PRON issue-427 10 13 can can AUX issue-427 10 14 have have VERB issue-427 10 15 a a DET issue-427 10 16 negative negative ADJ issue-427 10 17 impact impact NOUN issue-427 10 18 on on ADP issue-427 10 19 their their PRON issue-427 10 20 economic economic ADJ issue-427 10 21 security security NOUN issue-427 10 22 level level NOUN issue-427 10 23 . . PUNCT issue-427 11 1 purpose purpose NOUN issue-427 11 2 . . PUNCT issue-427 12 1 the the DET issue-427 12 2 research research NOUN issue-427 12 3 objective objective NOUN issue-427 12 4 is be AUX issue-427 12 5 to to PART issue-427 12 6 establish establish VERB issue-427 12 7 a a DET issue-427 12 8 list list NOUN issue-427 12 9 of of ADP issue-427 12 10 external external ADJ issue-427 12 11 , , PUNCT issue-427 12 12 hybrid hybrid NOUN issue-427 12 13 , , PUNCT issue-427 12 14 and and CCONJ issue-427 12 15 internal internal ADJ issue-427 12 16 threats threat NOUN issue-427 12 17 to to ADP issue-427 12 18 financial financial ADJ issue-427 12 19 institutions institution NOUN issue-427 12 20 ’ ' PUNCT issue-427 12 21 economic economic ADJ issue-427 12 22 security security NOUN issue-427 12 23 for for ADP issue-427 12 24 the the DET issue-427 12 25 purposes purpose NOUN issue-427 12 26 of of ADP issue-427 12 27 regulating regulate VERB issue-427 12 28 the the DET issue-427 12 29 state state NOUN issue-427 12 30 of of ADP issue-427 12 31 financial financial ADJ issue-427 12 32 security security NOUN issue-427 12 33 of of ADP issue-427 12 34 the the DET issue-427 12 35 state state NOUN issue-427 12 36 . . PUNCT issue-427 13 1 methodology methodology NOUN issue-427 13 2 . . PUNCT issue-427 14 1 for for ADP issue-427 14 2 obtaining obtain VERB issue-427 14 3 scientific scientific ADJ issue-427 14 4 results result NOUN issue-427 14 5 , , PUNCT issue-427 14 6 the the DET issue-427 14 7 monographic monographic ADJ issue-427 14 8 method method NOUN issue-427 14 9 and and CCONJ issue-427 14 10 the the DET issue-427 14 11 method method NOUN issue-427 14 12 of of ADP issue-427 14 13 theoretical theoretical ADJ issue-427 14 14 generalization generalization NOUN issue-427 14 15 were be AUX issue-427 14 16 used use VERB issue-427 14 17 in in ADP issue-427 14 18 the the DET issue-427 14 19 article article NOUN issue-427 14 20 . . PUNCT issue-427 15 1 on on ADP issue-427 15 2 the the DET issue-427 15 3 basis basis NOUN issue-427 15 4 of of ADP issue-427 15 5 research research NOUN issue-427 15 6 materials material NOUN issue-427 15 7 of of ADP issue-427 15 8 such such ADJ issue-427 15 9 scientists scientist NOUN issue-427 15 10 as as ADP issue-427 15 11 baranovsky baranovsky ADJ issue-427 15 12 o. o. NOUN issue-427 15 13 , , PUNCT issue-427 15 14 bovsunovsky bovsunovsky NOUN issue-427 15 15 g. g. PROPN issue-427 15 16 , , PUNCT issue-427 15 17 vovchenko vovchenko PROPN issue-427 15 18 r. r. PROPN issue-427 15 19 , , PUNCT issue-427 15 20 gladkikh gladkikh PROPN issue-427 15 21 d. d. PROPN issue-427 15 22 , , PUNCT issue-427 15 23 furman furman PROPN issue-427 15 24 v. v. PROPN issue-427 15 25 , , PUNCT issue-427 15 26 gallagher gallagher PROPN issue-427 15 27 h. h. PROPN issue-427 15 28 , , PUNCT issue-427 15 29 makmakhon makmakhon PROPN issue-427 15 30 v. v. PROPN issue-427 15 31 , , PUNCT issue-427 15 32 morrow morrow PROPN issue-427 15 33 r. r. PROPN issue-427 15 34 , , PUNCT issue-427 15 35 de de PROPN issue-427 15 36 oliveira oliveira PROPN issue-427 15 37 i. i. PROPN issue-427 15 38 s. s. PROPN issue-427 15 39 , , PUNCT issue-427 15 40 stickings sticking NOUN issue-427 15 41 a. a. NOUN issue-427 15 42 , , PUNCT issue-427 15 43 elliot elliot PROPN issue-427 15 44 d. d. PROPN issue-427 15 45 , , PUNCT issue-427 15 46 matanda matanda PROPN issue-427 15 47 e. e. PROPN issue-427 15 48 , , PUNCT issue-427 15 49 adrian adrian PROPN issue-427 15 50 t. t. PROPN issue-427 15 51 , , PUNCT issue-427 15 52 liang liang PROPN issue-427 15 53 n. n. PROPN issue-427 15 54 we we PRON issue-427 15 55 systematized systematize VERB issue-427 15 56 a a DET issue-427 15 57 list list NOUN issue-427 15 58 of of ADP issue-427 15 59 hybrid hybrid ADJ issue-427 15 60 and and CCONJ issue-427 15 61 internal internal ADJ issue-427 15 62 threats threat NOUN issue-427 15 63 to to ADP issue-427 15 64 financial financial ADJ issue-427 15 65 institutions institution NOUN issue-427 15 66 ’ ' PUNCT issue-427 15 67 economic economic ADJ issue-427 15 68 security security NOUN issue-427 15 69 . . PUNCT issue-427 16 1 in in ADP issue-427 16 2 the the DET issue-427 16 3 paper paper NOUN issue-427 16 4 , , PUNCT issue-427 16 5 we we PRON issue-427 16 6 used use VERB issue-427 16 7 analysis analysis NOUN issue-427 16 8 techniques technique NOUN issue-427 16 9 to to PART issue-427 16 10 establish establish VERB issue-427 16 11 trends trend NOUN issue-427 16 12 in in ADP issue-427 16 13 the the DET issue-427 16 14 number number NOUN issue-427 16 15 of of ADP issue-427 16 16 bank bank NOUN issue-427 16 17 and and CCONJ issue-427 16 18 non non ADJ issue-427 16 19 - - ADJ issue-427 16 20 bank bank ADJ issue-427 16 21 financial financial ADJ issue-427 16 22 institutions institution NOUN issue-427 16 23 in in ADP issue-427 16 24 ukraine ukraine NOUN issue-427 16 25 during during ADP issue-427 16 26 the the DET issue-427 16 27 last last ADJ issue-427 16 28 four four NUM issue-427 16 29 years year NOUN issue-427 16 30 ( ( PUNCT issue-427 16 31 2014 2014 NUM issue-427 16 32 , , PUNCT issue-427 16 33 2015 2015 NUM issue-427 16 34 , , PUNCT issue-427 16 35 2016 2016 NUM issue-427 16 36 , , PUNCT issue-427 16 37 2017 2017 NUM issue-427 16 38 ) ) PUNCT issue-427 16 39 . . PUNCT issue-427 17 1 a a DET issue-427 17 2 list list NOUN issue-427 17 3 of of ADP issue-427 17 4 internal internal ADJ issue-427 17 5 threats threat NOUN issue-427 17 6 to to ADP issue-427 17 7 financial financial ADJ issue-427 17 8 intermediaries intermediary NOUN issue-427 17 9 ’ ' PUNCT issue-427 17 10 economic economic ADJ issue-427 17 11 security security NOUN issue-427 17 12 has have AUX issue-427 17 13 been be AUX issue-427 17 14 generated generate VERB issue-427 17 15 while while SCONJ issue-427 17 16 using use VERB issue-427 17 17 information information NOUN issue-427 17 18 , , PUNCT issue-427 17 19 obtained obtain VERB issue-427 17 20 through through ADP issue-427 17 21 comparing compare VERB issue-427 17 22 data datum NOUN issue-427 17 23 from from ADP issue-427 17 24 the the DET issue-427 17 25 survey survey NOUN issue-427 17 26 and and CCONJ issue-427 17 27 questionnaire questionnaire NOUN issue-427 17 28 of of ADP issue-427 17 29 respondents respondent NOUN issue-427 17 30 – – PUNCT issue-427 17 31 experts expert NOUN issue-427 17 32 in in ADP issue-427 17 33 the the DET issue-427 17 34 field field NOUN issue-427 17 35 of of ADP issue-427 17 36 financial financial ADJ issue-427 17 37 institutions institution NOUN issue-427 17 38 economic economic ADJ issue-427 17 39 and and CCONJ issue-427 17 40 financial financial ADJ issue-427 17 41 security security NOUN issue-427 17 42 management management NOUN issue-427 17 43 . . PUNCT issue-427 18 1 top top ADJ issue-427 18 2 management management NOUN issue-427 18 3 representatives representative NOUN issue-427 18 4 of of ADP issue-427 18 5 various various ADJ issue-427 18 6 types type NOUN issue-427 18 7 of of ADP issue-427 18 8 professional professional ADJ issue-427 18 9 financial financial ADJ issue-427 18 10 market market NOUN issue-427 18 11 participants participant NOUN issue-427 18 12 were be AUX issue-427 18 13 interviewed interview VERB issue-427 18 14 during during ADP issue-427 18 15 2015 2015 NUM issue-427 18 16 , , PUNCT issue-427 18 17 2016 2016 NUM issue-427 18 18 , , PUNCT issue-427 18 19 2017 2017 NUM issue-427 18 20 ; ; PUNCT issue-427 18 21 their their PRON issue-427 18 22 answers answer NOUN issue-427 18 23 have have AUX issue-427 18 24 been be AUX issue-427 18 25 analysed analyse VERB issue-427 18 26 and and CCONJ issue-427 18 27 the the DET issue-427 18 28 most most ADV issue-427 18 29 significant significant ADJ issue-427 18 30 threats threat NOUN issue-427 18 31 to to ADP issue-427 18 32 the the DET issue-427 18 33 normal normal ADJ issue-427 18 34 functioning functioning NOUN issue-427 18 35 of of ADP issue-427 18 36 the the DET issue-427 18 37 financial financial ADJ issue-427 18 38 sector sector NOUN issue-427 18 39 , , PUNCT issue-427 18 40 and and CCONJ issue-427 18 41 hence hence ADV issue-427 18 42 to to ADP issue-427 18 43 the the DET issue-427 18 44 state state NOUN issue-427 18 45 financial financial ADJ issue-427 18 46 security security NOUN issue-427 18 47 , , PUNCT issue-427 18 48 have have AUX issue-427 18 49 been be AUX issue-427 18 50 identified identify VERB issue-427 18 51 . . PUNCT issue-427 19 1 results result NOUN issue-427 19 2 of of ADP issue-427 19 3 the the DET issue-427 19 4 survey survey NOUN issue-427 19 5 . . PUNCT issue-427 20 1 it it PRON issue-427 20 2 is be AUX issue-427 20 3 established establish VERB issue-427 20 4 what what PRON issue-427 20 5 threats threat NOUN issue-427 20 6 to to ADP issue-427 20 7 financial financial ADJ issue-427 20 8 institutions institution NOUN issue-427 20 9 economic economic ADJ issue-427 20 10 security security NOUN issue-427 20 11 , , PUNCT issue-427 20 12 and and CCONJ issue-427 20 13 as as ADP issue-427 20 14 a a DET issue-427 20 15 consequence consequence NOUN issue-427 20 16 , , PUNCT issue-427 20 17 to to ADP issue-427 20 18 the the DET issue-427 20 19 state state NOUN issue-427 20 20 financial financial ADJ issue-427 20 21 security security NOUN issue-427 20 22 , , PUNCT issue-427 20 23 can can AUX issue-427 20 24 be be AUX issue-427 20 25 called call VERB issue-427 20 26 traditional traditional ADJ issue-427 20 27 ones one NOUN issue-427 20 28 . . PUNCT issue-427 21 1 hybrid hybrid ADJ issue-427 21 2 threats threat NOUN issue-427 21 3 to to ADP issue-427 21 4 the the DET issue-427 21 5 ukrainian ukrainian ADJ issue-427 21 6 financial financial ADJ issue-427 21 7 market market NOUN issue-427 21 8 and and CCONJ issue-427 21 9 its its PRON issue-427 21 10 participants participant NOUN issue-427 21 11 are be AUX issue-427 21 12 systematized systematize VERB issue-427 21 13 . . PUNCT issue-427 22 1 the the DET issue-427 22 2 internal internal ADJ issue-427 22 3 threats threat NOUN issue-427 22 4 to to ADP issue-427 22 5 the the DET issue-427 22 6 economic economic ADJ issue-427 22 7 security security NOUN issue-427 22 8 of of ADP issue-427 22 9 financial financial ADJ issue-427 22 10 institutions institution NOUN issue-427 22 11 are be AUX issue-427 22 12 specified specify VERB issue-427 22 13 . . PUNCT issue-427 23 1 thus thus ADV issue-427 23 2 , , PUNCT issue-427 23 3 the the DET issue-427 23 4 range range NOUN issue-427 23 5 of of ADP issue-427 23 6 threats threat NOUN issue-427 23 7 to to ADP issue-427 23 8 the the DET issue-427 23 9 state state NOUN issue-427 23 10 financial financial ADJ issue-427 23 11 security security NOUN issue-427 23 12 , , PUNCT issue-427 23 13 the the DET issue-427 23 14 origin origin NOUN issue-427 23 15 of of ADP issue-427 23 16 which which PRON issue-427 23 17 is be AUX issue-427 23 18 the the DET issue-427 23 19 professional professional ADJ issue-427 23 20 activity activity NOUN issue-427 23 21 of of ADP issue-427 23 22 economic economic ADJ issue-427 23 23 entities entity NOUN issue-427 23 24 in in ADP issue-427 23 25 the the DET issue-427 23 26 financial financial ADJ issue-427 23 27 market market NOUN issue-427 23 28 , , PUNCT issue-427 23 29 is be AUX issue-427 23 30 found find VERB issue-427 23 31 out out ADP issue-427 23 32 . . PUNCT issue-427 24 1 practical practical ADJ issue-427 24 2 implications implication NOUN issue-427 24 3 . . PUNCT issue-427 25 1 today today NOUN issue-427 25 2 , , PUNCT issue-427 25 3 financial financial ADJ issue-427 25 4 institutions institution NOUN issue-427 25 5 are be AUX issue-427 25 6 characterized characterize VERB issue-427 25 7 by by ADP issue-427 25 8 a a DET issue-427 25 9 large large ADJ issue-427 25 10 number number NOUN issue-427 25 11 of of ADP issue-427 25 12 traditional traditional ADJ issue-427 25 13 and and CCONJ issue-427 25 14 new new ADJ issue-427 25 15 threats threat NOUN issue-427 25 16 to to ADP issue-427 25 17 economic economic ADJ issue-427 25 18 security security NOUN issue-427 25 19 , , PUNCT issue-427 25 20 which which PRON issue-427 25 21 they they PRON issue-427 25 22 should should AUX issue-427 25 23 learn learn VERB issue-427 25 24 in in ADP issue-427 25 25 order order NOUN issue-427 25 26 to to PART issue-427 25 27 cope cope VERB issue-427 25 28 with with ADP issue-427 25 29 because because SCONJ issue-427 25 30 without without ADP issue-427 25 31 this this DET issue-427 25 32 action action NOUN issue-427 25 33 their their PRON issue-427 25 34 stable stable ADJ issue-427 25 35 work work NOUN issue-427 25 36 will will AUX issue-427 25 37 be be AUX issue-427 25 38 impossible impossible ADJ issue-427 25 39 and and CCONJ issue-427 25 40 it it PRON issue-427 25 41 will will AUX issue-427 25 42 also also ADV issue-427 25 43 reduce reduce VERB issue-427 25 44 the the DET issue-427 25 45 level level NOUN issue-427 25 46 of of ADP issue-427 25 47 the the DET issue-427 25 48 country country NOUN issue-427 25 49 financial financial ADJ issue-427 25 50 security security NOUN issue-427 25 51 . . PUNCT issue-427 26 1 the the DET issue-427 26 2 list list NOUN issue-427 26 3 of of ADP issue-427 26 4 threats threat NOUN issue-427 26 5 found find VERB issue-427 26 6 in in ADP issue-427 26 7 the the DET issue-427 26 8 study study NOUN issue-427 26 9 can can AUX issue-427 26 10 be be AUX issue-427 26 11 used use VERB issue-427 26 12 as as ADP issue-427 26 13 an an DET issue-427 26 14 informational informational ADJ issue-427 26 15 basis basis NOUN issue-427 26 16 for for ADP issue-427 26 17 the the DET issue-427 26 18 development development NOUN issue-427 26 19 of of ADP issue-427 26 20 state state NOUN issue-427 26 21 strategies strategy NOUN issue-427 26 22 for for ADP issue-427 26 23 ensuring ensure VERB issue-427 26 24 the the DET issue-427 26 25 financial financial ADJ issue-427 26 26 security security NOUN issue-427 26 27 of of ADP issue-427 26 28 the the DET issue-427 26 29 state state NOUN issue-427 26 30 over over ADP issue-427 26 31 the the DET issue-427 26 32 next next ADJ issue-427 26 33 five five NUM issue-427 26 34 years year NOUN issue-427 26 35 . . PUNCT issue-427 27 1 value value NOUN issue-427 27 2 / / SYM issue-427 27 3 originality originality NOUN issue-427 27 4 . . PUNCT issue-427 28 1 for for ADP issue-427 28 2 the the DET issue-427 28 3 first first ADJ issue-427 28 4 time time NOUN issue-427 28 5 since since SCONJ issue-427 28 6 gaining gain VERB issue-427 28 7 independence independence NOUN issue-427 28 8 , , PUNCT issue-427 28 9 ukraine ukraine PROPN issue-427 28 10 is be AUX issue-427 28 11 experiencing experience VERB issue-427 28 12 a a DET issue-427 28 13 period period NOUN issue-427 28 14 of of ADP issue-427 28 15 financial financial ADJ issue-427 28 16 instability instability NOUN issue-427 28 17 associated associate VERB issue-427 28 18 with with ADP issue-427 28 19 military military ADJ issue-427 28 20 actions action NOUN issue-427 28 21 and and CCONJ issue-427 28 22 the the DET issue-427 28 23 crisis crisis NOUN issue-427 28 24 of of ADP issue-427 28 25 political political ADJ issue-427 28 26 power power NOUN issue-427 28 27 . . PUNCT issue-427 29 1 to to ADP issue-427 29 2 traditional traditional ADJ issue-427 29 3 threats threat NOUN issue-427 29 4 to to ADP issue-427 29 5 economic economic ADJ issue-427 29 6 and and CCONJ issue-427 29 7 financial financial ADJ issue-427 29 8 security security NOUN issue-427 29 9 at at ADP issue-427 29 10 the the DET issue-427 29 11 micro micro ADJ issue-427 29 12 and and CCONJ issue-427 29 13 macro macro ADJ issue-427 29 14 levels level NOUN issue-427 29 15 , , PUNCT issue-427 29 16 their their PRON issue-427 29 17 new new ADJ issue-427 29 18 variations variation NOUN issue-427 29 19 are be AUX issue-427 29 20 added add VERB issue-427 29 21 . . PUNCT issue-427 30 1 they they PRON issue-427 30 2 can can AUX issue-427 30 3 only only ADV issue-427 30 4 be be AUX issue-427 30 5 detected detect VERB issue-427 30 6 in in ADP issue-427 30 7 a a DET issue-427 30 8 timely timely ADJ issue-427 30 9 manner manner NOUN issue-427 30 10 by by ADP issue-427 30 11 an an DET issue-427 30 12 expert expert NOUN issue-427 30 13 in in ADP issue-427 30 14 the the DET issue-427 30 15 field field NOUN issue-427 30 16 of of ADP issue-427 30 17 security security NOUN issue-427 30 18 science science NOUN issue-427 30 19 and and CCONJ issue-427 30 20 by by ADP issue-427 30 21 a a DET issue-427 30 22 specialist specialist NOUN issue-427 30 23 in in ADP issue-427 30 24 the the DET issue-427 30 25 practice practice NOUN issue-427 30 26 field field NOUN issue-427 30 27 of of ADP issue-427 30 28 managing manage VERB issue-427 30 29 a a DET issue-427 30 30 financial financial ADJ issue-427 30 31 institution institution NOUN issue-427 30 32 . . PUNCT issue-427 31 1 the the DET issue-427 31 2 result result NOUN issue-427 31 3 of of ADP issue-427 31 4 this this DET issue-427 31 5 study study NOUN issue-427 31 6 is be AUX issue-427 31 7 a a DET issue-427 31 8 synergy synergy NOUN issue-427 31 9 of of ADP issue-427 31 10 theoretical theoretical ADJ issue-427 31 11 and and CCONJ issue-427 31 12 practical practical ADJ issue-427 31 13 specialists specialist NOUN issue-427 31 14 ’ ' PUNCT issue-427 31 15 efforts effort NOUN issue-427 31 16 towards towards ADP issue-427 31 17 the the DET issue-427 31 18 search search NOUN issue-427 31 19 for for ADP issue-427 31 20 effective effective ADJ issue-427 31 21 approaches approach NOUN issue-427 31 22 to to ADP issue-427 31 23 the the DET issue-427 31 24 regulation regulation NOUN issue-427 31 25 of of ADP issue-427 31 26 the the DET issue-427 31 27 state state NOUN issue-427 31 28 financial financial ADJ issue-427 31 29 security security NOUN issue-427 31 30 through through ADP issue-427 31 31 the the DET issue-427 31 32 threat threat NOUN issue-427 31 33 - - PUNCT issue-427 31 34 oriented orient VERB issue-427 31 35 management management NOUN issue-427 31 36 of of ADP issue-427 31 37 financial financial ADJ issue-427 31 38 institutions institution NOUN issue-427 31 39 . . PUNCT issue-427 32 1 key key ADJ issue-427 32 2 words word NOUN issue-427 32 3 : : PUNCT issue-427 32 4 economic economic ADJ issue-427 32 5 security security NOUN issue-427 32 6 , , PUNCT issue-427 32 7 financial financial ADJ issue-427 32 8 institutions institution NOUN issue-427 32 9 , , PUNCT issue-427 32 10 financial financial ADJ issue-427 32 11 security security NOUN issue-427 32 12 , , PUNCT issue-427 32 13 regulation regulation NOUN issue-427 32 14 , , PUNCT issue-427 32 15 threat threat NOUN issue-427 32 16 . . PUNCT issue-427 33 1 jel jel PROPN issue-427 33 2 classification classification NOUN issue-427 33 3 : : PUNCT issue-427 33 4 d53 d53 PROPN issue-427 33 5 , , PUNCT issue-427 33 6 e44 e44 PROPN issue-427 33 7 , , PUNCT issue-427 33 8 g2 g2 PROPN issue-427 33 9 baltic baltic PROPN issue-427 33 10 journal journal PROPN issue-427 33 11 of of ADP issue-427 33 12 economic economic ADJ issue-427 33 13 studies study NOUN issue-427 33 14 81 81 NUM issue-427 33 15 vol vol NOUN issue-427 33 16 . . PROPN issue-427 34 1 4 4 NUM issue-427 34 2 , , PUNCT issue-427 34 3 no no INTJ issue-427 34 4 . . NOUN issue-427 34 5 3 3 NUM issue-427 34 6 , , PUNCT issue-427 34 7 2018 2018 NUM issue-427 34 8 1 1 NUM issue-427 34 9 . . PUNCT issue-427 34 10 introduction introduction NOUN issue-427 34 11 the the DET issue-427 34 12 urgency urgency NOUN issue-427 34 13 of of ADP issue-427 34 14 the the DET issue-427 34 15 research research NOUN issue-427 34 16 . . PUNCT issue-427 35 1 the the DET issue-427 35 2 past past ADJ issue-427 35 3 2014 2014 NUM issue-427 35 4 - - SYM issue-427 35 5 2017 2017 NUM issue-427 35 6 were be AUX issue-427 35 7 quite quite ADV issue-427 35 8 complicated complicated ADJ issue-427 35 9 for for ADP issue-427 35 10 the the DET issue-427 35 11 financial financial ADJ issue-427 35 12 market market NOUN issue-427 35 13 of of ADP issue-427 35 14 ukraine ukraine NOUN issue-427 35 15 . . PUNCT issue-427 36 1 dozens dozen NOUN issue-427 36 2 of of ADP issue-427 36 3 banks bank NOUN issue-427 36 4 and and CCONJ issue-427 36 5 other other ADJ issue-427 36 6 types type NOUN issue-427 36 7 of of ADP issue-427 36 8 financial financial ADJ issue-427 36 9 institutions institution NOUN issue-427 36 10 were be AUX issue-427 36 11 declared declare VERB issue-427 36 12 bankrupt bankrupt ADJ issue-427 36 13 and and CCONJ issue-427 36 14 passed pass VERB issue-427 36 15 ( ( PUNCT issue-427 36 16 or or CCONJ issue-427 36 17 are be AUX issue-427 36 18 still still ADV issue-427 36 19 in in ADP issue-427 36 20 the the DET issue-427 36 21 process process NOUN issue-427 36 22 of of ADP issue-427 36 23 passing passing NOUN issue-427 36 24 ) ) PUNCT issue-427 36 25 the the DET issue-427 36 26 liquidation liquidation NOUN issue-427 36 27 procedure procedure NOUN issue-427 36 28 . . PUNCT issue-427 37 1 lack lack NOUN issue-427 37 2 of of ADP issue-427 37 3 financial financial ADJ issue-427 37 4 assets asset NOUN issue-427 37 5 began begin VERB issue-427 37 6 to to PART issue-427 37 7 affect affect VERB issue-427 37 8 even even ADV issue-427 37 9 the the DET issue-427 37 10 largest large ADJ issue-427 37 11 and and CCONJ issue-427 37 12 the the DET issue-427 37 13 most most ADV issue-427 37 14 stable stable ADJ issue-427 37 15 participants participant NOUN issue-427 37 16 in in ADP issue-427 37 17 financial financial ADJ issue-427 37 18 services service NOUN issue-427 37 19 markets market NOUN issue-427 37 20 , , PUNCT issue-427 37 21 which which PRON issue-427 37 22 significantly significantly ADV issue-427 37 23 reduced reduce VERB issue-427 37 24 their their PRON issue-427 37 25 assets asset NOUN issue-427 37 26 over over ADP issue-427 37 27 the the DET issue-427 37 28 last last ADJ issue-427 37 29 four four NUM issue-427 37 30 years year NOUN issue-427 37 31 . . PUNCT issue-427 38 1 the the DET issue-427 38 2 main main ADJ issue-427 38 3 reason reason NOUN issue-427 38 4 for for ADP issue-427 38 5 this this DET issue-427 38 6 obstacle obstacle NOUN issue-427 38 7 was be AUX issue-427 38 8 the the DET issue-427 38 9 loss loss NOUN issue-427 38 10 of of ADP issue-427 38 11 a a DET issue-427 38 12 significant significant ADJ issue-427 38 13 part part NOUN issue-427 38 14 of of ADP issue-427 38 15 clients client NOUN issue-427 38 16 by by ADP issue-427 38 17 financial financial ADJ issue-427 38 18 institutions institution NOUN issue-427 38 19 . . PUNCT issue-427 39 1 at at ADP issue-427 39 2 the the DET issue-427 39 3 same same ADJ issue-427 39 4 time time NOUN issue-427 39 5 , , PUNCT issue-427 39 6 economic economic ADJ issue-427 39 7 and and CCONJ issue-427 39 8 political political ADJ issue-427 39 9 instability instability NOUN issue-427 39 10 and and CCONJ issue-427 39 11 its its PRON issue-427 39 12 manifestations manifestation NOUN issue-427 39 13 led lead VERB issue-427 39 14 to to ADP issue-427 39 15 the the DET issue-427 39 16 emergence emergence NOUN issue-427 39 17 of of ADP issue-427 39 18 a a DET issue-427 39 19 large large ADJ issue-427 39 20 number number NOUN issue-427 39 21 of of ADP issue-427 39 22 unconventional unconventional ADJ issue-427 39 23 threats threat NOUN issue-427 39 24 to to ADP issue-427 39 25 the the DET issue-427 39 26 financial financial ADJ issue-427 39 27 intermediaries intermediary NOUN issue-427 39 28 ’ ' PUNCT issue-427 39 29 economic economic ADJ issue-427 39 30 security security NOUN issue-427 39 31 . . PUNCT issue-427 40 1 this this PRON issue-427 40 2 destabilized destabilize VERB issue-427 40 3 their their PRON issue-427 40 4 activities activity NOUN issue-427 40 5 and and CCONJ issue-427 40 6 had have VERB issue-427 40 7 a a DET issue-427 40 8 destructive destructive ADJ issue-427 40 9 effect effect NOUN issue-427 40 10 on on ADP issue-427 40 11 the the DET issue-427 40 12 level level NOUN issue-427 40 13 of of ADP issue-427 40 14 the the DET issue-427 40 15 state state NOUN issue-427 40 16 financial financial ADJ issue-427 40 17 security security NOUN issue-427 40 18 . . PUNCT issue-427 41 1 target target NOUN issue-427 41 2 setting setting NOUN issue-427 41 3 . . PUNCT issue-427 42 1 only only ADV issue-427 42 2 developing develop VERB issue-427 42 3 a a DET issue-427 42 4 state state NOUN issue-427 42 5 policy policy NOUN issue-427 42 6 of of ADP issue-427 42 7 financial financial ADJ issue-427 42 8 security security NOUN issue-427 42 9 regulation regulation NOUN issue-427 42 10 aimed aim VERB issue-427 42 11 at at ADP issue-427 42 12 coordinating coordinate VERB issue-427 42 13 and and CCONJ issue-427 42 14 controlling control VERB issue-427 42 15 the the DET issue-427 42 16 activities activity NOUN issue-427 42 17 of of ADP issue-427 42 18 financial financial ADJ issue-427 42 19 market market NOUN issue-427 42 20 participants participant NOUN issue-427 42 21 , , PUNCT issue-427 42 22 stabilizing stabilize VERB issue-427 42 23 their their PRON issue-427 42 24 financial financial ADJ issue-427 42 25 situation situation NOUN issue-427 42 26 , , PUNCT issue-427 42 27 and and CCONJ issue-427 42 28 raising raise VERB issue-427 42 29 the the DET issue-427 42 30 level level NOUN issue-427 42 31 of of ADP issue-427 42 32 economic economic ADJ issue-427 42 33 security security NOUN issue-427 42 34 , , PUNCT issue-427 42 35 it it PRON issue-427 42 36 will will AUX issue-427 42 37 be be AUX issue-427 42 38 able able ADJ issue-427 42 39 to to PART issue-427 42 40 stop stop VERB issue-427 42 41 the the DET issue-427 42 42 destruction destruction NOUN issue-427 42 43 of of ADP issue-427 42 44 ukraine ukraine NOUN issue-427 42 45 ’s ’s PART issue-427 42 46 economy economy NOUN issue-427 42 47 financial financial ADJ issue-427 42 48 architecture architecture NOUN issue-427 42 49 . . PUNCT issue-427 43 1 however however ADV issue-427 43 2 , , PUNCT issue-427 43 3 it it PRON issue-427 43 4 is be AUX issue-427 43 5 necessary necessary ADJ issue-427 43 6 to to PART issue-427 43 7 start start VERB issue-427 43 8 this this DET issue-427 43 9 process process NOUN issue-427 43 10 from from ADP issue-427 43 11 the the DET issue-427 43 12 identification identification NOUN issue-427 43 13 of of ADP issue-427 43 14 modern modern ADJ issue-427 43 15 threats threat NOUN issue-427 43 16 to to ADP issue-427 43 17 financial financial ADJ issue-427 43 18 institutions institution NOUN issue-427 43 19 ’ ' PUNCT issue-427 43 20 economic economic ADJ issue-427 43 21 security security NOUN issue-427 43 22 . . PUNCT issue-427 44 1 actual actual ADJ issue-427 44 2 scientific scientific ADJ issue-427 44 3 researches research NOUN issue-427 44 4 and and CCONJ issue-427 44 5 issues issue NOUN issue-427 44 6 analysis analysis NOUN issue-427 44 7 . . PUNCT issue-427 45 1 the the DET issue-427 45 2 issue issue NOUN issue-427 45 3 of of ADP issue-427 45 4 specifying specify VERB issue-427 45 5 the the DET issue-427 45 6 threats threat NOUN issue-427 45 7 to to ADP issue-427 45 8 the the DET issue-427 45 9 operation operation NOUN issue-427 45 10 of of ADP issue-427 45 11 financial financial ADJ issue-427 45 12 institutions institution NOUN issue-427 45 13 and and CCONJ issue-427 45 14 individual individual ADJ issue-427 45 15 segments segment NOUN issue-427 45 16 of of ADP issue-427 45 17 the the DET issue-427 45 18 financial financial ADJ issue-427 45 19 market market NOUN issue-427 45 20 in in ADP issue-427 45 21 the the DET issue-427 45 22 system system NOUN issue-427 45 23 of of ADP issue-427 45 24 ensuring ensure VERB issue-427 45 25 the the DET issue-427 45 26 state state NOUN issue-427 45 27 financial financial ADJ issue-427 45 28 security security NOUN issue-427 45 29 is be AUX issue-427 45 30 reflected reflect VERB issue-427 45 31 in in ADP issue-427 45 32 the the DET issue-427 45 33 works work NOUN issue-427 45 34 of of ADP issue-427 45 35 well well ADV issue-427 45 36 - - PUNCT issue-427 45 37 known know VERB issue-427 45 38 scholars scholar NOUN issue-427 45 39 . . PUNCT issue-427 46 1 thus thus ADV issue-427 46 2 , , PUNCT issue-427 46 3 there there PRON issue-427 46 4 are be VERB issue-427 46 5 some some DET issue-427 46 6 threats threat NOUN issue-427 46 7 specific specific ADJ issue-427 46 8 to to ADP issue-427 46 9 the the DET issue-427 46 10 financial financial ADJ issue-427 46 11 security security NOUN issue-427 46 12 of of ADP issue-427 46 13 the the DET issue-427 46 14 stock stock NOUN issue-427 46 15 market market NOUN issue-427 46 16 and and CCONJ issue-427 46 17 related relate VERB issue-427 46 18 to to ADP issue-427 46 19 the the DET issue-427 46 20 circulation circulation NOUN issue-427 46 21 of of ADP issue-427 46 22 securities security NOUN issue-427 46 23 ( ( PUNCT issue-427 46 24 baranovsky baranovsky ADJ issue-427 46 25 , , PUNCT issue-427 46 26 2016 2016 NUM issue-427 46 27 ) ) PUNCT issue-427 46 28 . . PUNCT issue-427 47 1 in in ADP issue-427 47 2 the the DET issue-427 47 3 insurance insurance NOUN issue-427 47 4 market market NOUN issue-427 47 5 , , PUNCT issue-427 47 6 there there PRON issue-427 47 7 are be VERB issue-427 47 8 specific specific ADJ issue-427 47 9 manifestations manifestation NOUN issue-427 47 10 of of ADP issue-427 47 11 threats threat NOUN issue-427 47 12 to to ADP issue-427 47 13 the the DET issue-427 47 14 financial financial ADJ issue-427 47 15 security security NOUN issue-427 47 16 of of ADP issue-427 47 17 insurance insurance NOUN issue-427 47 18 companies company NOUN issue-427 47 19 ( ( PUNCT issue-427 47 20 bovsunovska bovsunovska INTJ issue-427 47 21 , , PUNCT issue-427 47 22 2015 2015 NUM issue-427 47 23 ) ) PUNCT issue-427 47 24 . . PUNCT issue-427 48 1 the the DET issue-427 48 2 number number NOUN issue-427 48 3 of of ADP issue-427 48 4 threats threat NOUN issue-427 48 5 to to ADP issue-427 48 6 the the DET issue-427 48 7 financial financial ADJ issue-427 48 8 security security NOUN issue-427 48 9 of of ADP issue-427 48 10 the the DET issue-427 48 11 banking banking NOUN issue-427 48 12 sector sector NOUN issue-427 48 13 in in ADP issue-427 48 14 the the DET issue-427 48 15 national national ADJ issue-427 48 16 economy economy NOUN issue-427 48 17 and and CCONJ issue-427 48 18 the the DET issue-427 48 19 banking banking NOUN issue-427 48 20 security security NOUN issue-427 48 21 of of ADP issue-427 48 22 ukraine ukraine NOUN issue-427 48 23 is be AUX issue-427 48 24 constantly constantly ADV issue-427 48 25 increasing increase VERB issue-427 48 26 ( ( PUNCT issue-427 48 27 vovchenko vovchenko ADJ issue-427 48 28 , , PUNCT issue-427 48 29 2013 2013 NUM issue-427 48 30 , , PUNCT issue-427 48 31 gladkikh gladkikh NOUN issue-427 48 32 , , PUNCT issue-427 48 33 2015 2015 NUM issue-427 48 34 ) ) PUNCT issue-427 48 35 . . PUNCT issue-427 49 1 attempts attempt NOUN issue-427 49 2 to to PART issue-427 49 3 create create VERB issue-427 49 4 a a DET issue-427 49 5 general general ADJ issue-427 49 6 list list NOUN issue-427 49 7 of of ADP issue-427 49 8 threats threat NOUN issue-427 49 9 to to ADP issue-427 49 10 the the DET issue-427 49 11 economic economic ADJ issue-427 49 12 security security NOUN issue-427 49 13 of of ADP issue-427 49 14 domestic domestic ADJ issue-427 49 15 financial financial ADJ issue-427 49 16 institutions institution NOUN issue-427 49 17 are be AUX issue-427 49 18 constantly constantly ADV issue-427 49 19 being be AUX issue-427 49 20 made make VERB issue-427 49 21 ( ( PUNCT issue-427 49 22 furman furman NOUN issue-427 49 23 , , PUNCT issue-427 49 24 2015 2015 NUM issue-427 49 25 ) ) PUNCT issue-427 49 26 . . PUNCT issue-427 50 1 certain certain ADJ issue-427 50 2 threats threat NOUN issue-427 50 3 to to ADP issue-427 50 4 the the DET issue-427 50 5 economic economic ADJ issue-427 50 6 security security NOUN issue-427 50 7 of of ADP issue-427 50 8 financial financial ADJ issue-427 50 9 institutions institution NOUN issue-427 50 10 , , PUNCT issue-427 50 11 the the DET issue-427 50 12 financial financial ADJ issue-427 50 13 market market NOUN issue-427 50 14 as as ADP issue-427 50 15 a a DET issue-427 50 16 whole whole NOUN issue-427 50 17 , , PUNCT issue-427 50 18 and and CCONJ issue-427 50 19 as as ADP issue-427 50 20 a a DET issue-427 50 21 consequence consequence NOUN issue-427 50 22 – – PUNCT issue-427 50 23 the the DET issue-427 50 24 state state NOUN issue-427 50 25 financial financial ADJ issue-427 50 26 security security NOUN issue-427 50 27 – – PUNCT issue-427 50 28 are be AUX issue-427 50 29 considered consider VERB issue-427 50 30 more more ADV issue-427 50 31 detailed detailed ADJ issue-427 50 32 and and CCONJ issue-427 50 33 require require VERB issue-427 50 34 some some DET issue-427 50 35 special special ADJ issue-427 50 36 attention attention NOUN issue-427 50 37 ( ( PUNCT issue-427 50 38 gallagher gallagher PROPN issue-427 50 39 , , PUNCT issue-427 50 40 mcmahon mcmahon PROPN issue-427 50 41 , , PUNCT issue-427 50 42 morrow morrow PROPN issue-427 50 43 , , PUNCT issue-427 50 44 2014 2014 NUM issue-427 50 45 ; ; PUNCT issue-427 50 46 de de PROPN issue-427 50 47 oliveira oliveira PROPN issue-427 50 48 & & CCONJ issue-427 50 49 stickings sticking NOUN issue-427 50 50 , , PUNCT issue-427 50 51 2016 2016 NUM issue-427 50 52 ; ; PUNCT issue-427 50 53 elliott elliott PROPN issue-427 50 54 , , PUNCT issue-427 50 55 2017 2017 NUM issue-427 50 56 ; ; PUNCT issue-427 50 57 matanda matanda NOUN issue-427 50 58 , , PUNCT issue-427 50 59 2015 2015 NUM issue-427 50 60 ; ; PUNCT issue-427 50 61 adrian adrian PROPN issue-427 50 62 & & CCONJ issue-427 50 63 liang liang PROPN issue-427 50 64 , , PUNCT issue-427 50 65 2016 2016 NUM issue-427 50 66 ) ) PUNCT issue-427 50 67 . . PUNCT issue-427 51 1 uninvestigated uninvestigated ADJ issue-427 51 2 parts part NOUN issue-427 51 3 of of ADP issue-427 51 4 general general ADJ issue-427 51 5 matters matter NOUN issue-427 51 6 defining define VERB issue-427 51 7 . . PUNCT issue-427 52 1 the the DET issue-427 52 2 timely timely ADJ issue-427 52 3 identification identification NOUN issue-427 52 4 of of ADP issue-427 52 5 threats threat NOUN issue-427 52 6 , , PUNCT issue-427 52 7 the the DET issue-427 52 8 impact impact NOUN issue-427 52 9 of of ADP issue-427 52 10 which which PRON issue-427 52 11 may may AUX issue-427 52 12 have have VERB issue-427 52 13 negative negative ADJ issue-427 52 14 consequences consequence NOUN issue-427 52 15 for for ADP issue-427 52 16 the the DET issue-427 52 17 level level NOUN issue-427 52 18 of of ADP issue-427 52 19 financial financial ADJ issue-427 52 20 institutions institution NOUN issue-427 52 21 economic economic ADJ issue-427 52 22 security security NOUN issue-427 52 23 and and CCONJ issue-427 52 24 the the DET issue-427 52 25 state state NOUN issue-427 52 26 of of ADP issue-427 52 27 the the DET issue-427 52 28 country country NOUN issue-427 52 29 financial financial ADJ issue-427 52 30 security security NOUN issue-427 52 31 , , PUNCT issue-427 52 32 should should AUX issue-427 52 33 be be AUX issue-427 52 34 the the DET issue-427 52 35 first first ADJ issue-427 52 36 stage stage NOUN issue-427 52 37 in in ADP issue-427 52 38 the the DET issue-427 52 39 process process NOUN issue-427 52 40 of of ADP issue-427 52 41 effective effective ADJ issue-427 52 42 state state NOUN issue-427 52 43 regulation regulation NOUN issue-427 52 44 of of ADP issue-427 52 45 the the DET issue-427 52 46 country country NOUN issue-427 52 47 ’s ’s PART issue-427 52 48 financial financial ADJ issue-427 52 49 security security NOUN issue-427 52 50 . . PUNCT issue-427 53 1 the the DET issue-427 53 2 research research NOUN issue-427 53 3 objective objective NOUN issue-427 53 4 . . PUNCT issue-427 54 1 the the DET issue-427 54 2 research research NOUN issue-427 54 3 objective objective NOUN issue-427 54 4 is be AUX issue-427 54 5 to to PART issue-427 54 6 identify identify VERB issue-427 54 7 the the DET issue-427 54 8 threats threat NOUN issue-427 54 9 to to ADP issue-427 54 10 the the DET issue-427 54 11 economic economic ADJ issue-427 54 12 security security NOUN issue-427 54 13 of of ADP issue-427 54 14 financial financial ADJ issue-427 54 15 institutions institution NOUN issue-427 54 16 in in ADP issue-427 54 17 order order NOUN issue-427 54 18 to to PART issue-427 54 19 obtain obtain VERB issue-427 54 20 an an DET issue-427 54 21 information information NOUN issue-427 54 22 basis basis NOUN issue-427 54 23 for for ADP issue-427 54 24 setting set VERB issue-427 54 25 concrete concrete ADJ issue-427 54 26 targets target NOUN issue-427 54 27 for for ADP issue-427 54 28 the the DET issue-427 54 29 development development NOUN issue-427 54 30 of of ADP issue-427 54 31 instruments instrument NOUN issue-427 54 32 for for ADP issue-427 54 33 regulating regulate VERB issue-427 54 34 the the DET issue-427 54 35 state state NOUN issue-427 54 36 financial financial ADJ issue-427 54 37 security security NOUN issue-427 54 38 in in ADP issue-427 54 39 order order NOUN issue-427 54 40 to to PART issue-427 54 41 minimize minimize VERB issue-427 54 42 the the DET issue-427 54 43 risks risk NOUN issue-427 54 44 for for ADP issue-427 54 45 the the DET issue-427 54 46 stable stable ADJ issue-427 54 47 functioning functioning NOUN issue-427 54 48 of of ADP issue-427 54 49 professional professional ADJ issue-427 54 50 participants participant NOUN issue-427 54 51 in in ADP issue-427 54 52 the the DET issue-427 54 53 financial financial ADJ issue-427 54 54 market market NOUN issue-427 54 55 of of ADP issue-427 54 56 ukraine ukraine NOUN issue-427 54 57 . . PUNCT issue-427 55 1 methodology methodology PROPN issue-427 55 2 . . PUNCT issue-427 56 1 during during ADP issue-427 56 2 four four NUM issue-427 56 3 years year NOUN issue-427 56 4 ( ( PUNCT issue-427 56 5 2014 2014 NUM issue-427 56 6 - - SYM issue-427 56 7 2017 2017 NUM issue-427 56 8 ) ) PUNCT issue-427 56 9 , , PUNCT issue-427 56 10 the the DET issue-427 56 11 analysis analysis NOUN issue-427 56 12 of of ADP issue-427 56 13 the the DET issue-427 56 14 state state NOUN issue-427 56 15 of of ADP issue-427 56 16 the the DET issue-427 56 17 financial financial ADJ issue-427 56 18 market market NOUN issue-427 56 19 in in ADP issue-427 56 20 ukraine ukraine NOUN issue-427 56 21 was be AUX issue-427 56 22 carried carry VERB issue-427 56 23 out out ADP issue-427 56 24 systematically systematically ADV issue-427 56 25 and and CCONJ issue-427 56 26 the the DET issue-427 56 27 diagnostics diagnostic NOUN issue-427 56 28 of of ADP issue-427 56 29 the the DET issue-427 56 30 state state NOUN issue-427 56 31 of of ADP issue-427 56 32 certain certain ADJ issue-427 56 33 financial financial ADJ issue-427 56 34 institutions institution NOUN issue-427 56 35 economic economic ADJ issue-427 56 36 security security NOUN issue-427 56 37 of of ADP issue-427 56 38 different different ADJ issue-427 56 39 types type NOUN issue-427 56 40 were be AUX issue-427 56 41 carried carry VERB issue-427 56 42 out out ADP issue-427 56 43 . . PUNCT issue-427 57 1 in in ADP issue-427 57 2 2015 2015 NUM issue-427 57 3 , , PUNCT issue-427 57 4 a a DET issue-427 57 5 questionnaire questionnaire NOUN issue-427 57 6 was be AUX issue-427 57 7 developed develop VERB issue-427 57 8 to to PART issue-427 57 9 identify identify VERB issue-427 57 10 the the DET issue-427 57 11 internal internal ADJ issue-427 57 12 threats threat NOUN issue-427 57 13 inherent inherent ADJ issue-427 57 14 in in ADP issue-427 57 15 modern modern ADJ issue-427 57 16 financial financial ADJ issue-427 57 17 intermediaries intermediary NOUN issue-427 57 18 , , PUNCT issue-427 57 19 which which PRON issue-427 57 20 could could AUX issue-427 57 21 be be AUX issue-427 57 22 indicated indicate VERB issue-427 57 23 only only ADV issue-427 57 24 by by ADP issue-427 57 25 individuals individual NOUN issue-427 57 26 who who PRON issue-427 57 27 directly directly ADV issue-427 57 28 work work VERB issue-427 57 29 in in ADP issue-427 57 30 financial financial ADJ issue-427 57 31 institutions institution NOUN issue-427 57 32 in in ADP issue-427 57 33 positions position NOUN issue-427 57 34 providing provide VERB issue-427 57 35 them they PRON issue-427 57 36 with with ADP issue-427 57 37 access access NOUN issue-427 57 38 to to ADP issue-427 57 39 comprehensive comprehensive ADJ issue-427 57 40 information information NOUN issue-427 57 41 on on ADP issue-427 57 42 the the DET issue-427 57 43 economic economic ADJ issue-427 57 44 security security NOUN issue-427 57 45 level level NOUN issue-427 57 46 . . PUNCT issue-427 58 1 a a DET issue-427 58 2 sample sample NOUN issue-427 58 3 of of ADP issue-427 58 4 survey survey NOUN issue-427 58 5 objects object NOUN issue-427 58 6 was be AUX issue-427 58 7 made make VERB issue-427 58 8 – – PUNCT issue-427 58 9 10 10 NUM issue-427 58 10 % % NOUN issue-427 58 11 of of ADP issue-427 58 12 the the DET issue-427 58 13 total total ADJ issue-427 58 14 number number NOUN issue-427 58 15 of of ADP issue-427 58 16 institutions institution NOUN issue-427 58 17 in in ADP issue-427 58 18 the the DET issue-427 58 19 market market NOUN issue-427 58 20 from from ADP issue-427 58 21 the the DET issue-427 58 22 banking banking NOUN issue-427 58 23 segment segment NOUN issue-427 58 24 , , PUNCT issue-427 58 25 the the DET issue-427 58 26 insurance insurance NOUN issue-427 58 27 segment segment NOUN issue-427 58 28 , , PUNCT issue-427 58 29 the the DET issue-427 58 30 segment segment NOUN issue-427 58 31 of of ADP issue-427 58 32 asset asset NOUN issue-427 58 33 management management NOUN issue-427 58 34 companies company NOUN issue-427 58 35 , , PUNCT issue-427 58 36 the the DET issue-427 58 37 segment segment NOUN issue-427 58 38 of of ADP issue-427 58 39 financial financial ADJ issue-427 58 40 companies company NOUN issue-427 58 41 ( ( PUNCT issue-427 58 42 factoring factoring NOUN issue-427 58 43 , , PUNCT issue-427 58 44 leasing leasing NOUN issue-427 58 45 companies company NOUN issue-427 58 46 ) ) PUNCT issue-427 58 47 , , PUNCT issue-427 58 48 and and CCONJ issue-427 58 49 the the DET issue-427 58 50 segment segment NOUN issue-427 58 51 of of ADP issue-427 58 52 credit credit NOUN issue-427 58 53 unions union NOUN issue-427 58 54 . . PUNCT issue-427 59 1 experts expert NOUN issue-427 59 2 were be AUX issue-427 59 3 selected select VERB issue-427 59 4 for for ADP issue-427 59 5 questioning question VERB issue-427 59 6 – – PUNCT issue-427 59 7 they they PRON issue-427 59 8 were be AUX issue-427 59 9 representatives representative NOUN issue-427 59 10 of of ADP issue-427 59 11 financial financial ADJ issue-427 59 12 institutions institution NOUN issue-427 59 13 top top ADJ issue-427 59 14 management management NOUN issue-427 59 15 . . PUNCT issue-427 60 1 in in ADP issue-427 60 2 2015 2015 NUM issue-427 60 3 - - SYM issue-427 60 4 2017 2017 NUM issue-427 60 5 , , PUNCT issue-427 60 6 an an DET issue-427 60 7 expert expert NOUN issue-427 60 8 survey survey NOUN issue-427 60 9 for for ADP issue-427 60 10 identifying identify VERB issue-427 60 11 internal internal ADJ issue-427 60 12 threats threat NOUN issue-427 60 13 to to ADP issue-427 60 14 the the DET issue-427 60 15 economic economic ADJ issue-427 60 16 security security NOUN issue-427 60 17 of of ADP issue-427 60 18 financial financial ADJ issue-427 60 19 institutions institution NOUN issue-427 60 20 was be AUX issue-427 60 21 conducted conduct VERB issue-427 60 22 . . PUNCT issue-427 61 1 its its PRON issue-427 61 2 results result NOUN issue-427 61 3 , , PUNCT issue-427 61 4 received receive VERB issue-427 61 5 at at ADP issue-427 61 6 the the DET issue-427 61 7 beginning beginning NOUN issue-427 61 8 of of ADP issue-427 61 9 2018 2018 NUM issue-427 61 10 , , PUNCT issue-427 61 11 are be AUX issue-427 61 12 presented present VERB issue-427 61 13 in in ADP issue-427 61 14 this this DET issue-427 61 15 scientific scientific ADJ issue-427 61 16 paper paper NOUN issue-427 61 17 . . PUNCT issue-427 62 1 the the DET issue-427 62 2 logic logic NOUN issue-427 62 3 of of ADP issue-427 62 4 material material NOUN issue-427 62 5 presentation presentation NOUN issue-427 62 6 . . PUNCT issue-427 63 1 the the DET issue-427 63 2 authors author NOUN issue-427 63 3 identify identify VERB issue-427 63 4 changes change NOUN issue-427 63 5 in in ADP issue-427 63 6 the the DET issue-427 63 7 number number NOUN issue-427 63 8 of of ADP issue-427 63 9 banking banking NOUN issue-427 63 10 and and CCONJ issue-427 63 11 non non ADJ issue-427 63 12 - - ADJ issue-427 63 13 bank bank ADJ issue-427 63 14 financial financial ADJ issue-427 63 15 institutions institution NOUN issue-427 63 16 in in ADP issue-427 63 17 the the DET issue-427 63 18 financial financial ADJ issue-427 63 19 market market NOUN issue-427 63 20 of of ADP issue-427 63 21 ukraine ukraine NOUN issue-427 63 22 during during ADP issue-427 63 23 the the DET issue-427 63 24 last last ADJ issue-427 63 25 four four NUM issue-427 63 26 years year NOUN issue-427 63 27 . . PUNCT issue-427 64 1 the the DET issue-427 64 2 second second ADJ issue-427 64 3 part part NOUN issue-427 64 4 of of ADP issue-427 64 5 the the DET issue-427 64 6 main main ADJ issue-427 64 7 material material NOUN issue-427 64 8 presents present VERB issue-427 64 9 the the DET issue-427 64 10 results result NOUN issue-427 64 11 of of ADP issue-427 64 12 observations observation NOUN issue-427 64 13 on on ADP issue-427 64 14 the the DET issue-427 64 15 emergence emergence NOUN issue-427 64 16 and and CCONJ issue-427 64 17 manifestation manifestation NOUN issue-427 64 18 of of ADP issue-427 64 19 various various ADJ issue-427 64 20 traditional traditional ADJ issue-427 64 21 types type NOUN issue-427 64 22 of of ADP issue-427 64 23 threats threat NOUN issue-427 64 24 to to ADP issue-427 64 25 the the DET issue-427 64 26 economic economic ADJ issue-427 64 27 security security NOUN issue-427 64 28 of of ADP issue-427 64 29 professional professional ADJ issue-427 64 30 participants participant NOUN issue-427 64 31 in in ADP issue-427 64 32 financial financial ADJ issue-427 64 33 services service NOUN issue-427 64 34 markets market NOUN issue-427 64 35 . . PUNCT issue-427 65 1 the the DET issue-427 65 2 third third ADJ issue-427 65 3 part part NOUN issue-427 65 4 systematized systematize VERB issue-427 65 5 hybrid hybrid ADJ issue-427 65 6 threats threat NOUN issue-427 65 7 that that SCONJ issue-427 65 8 due due ADP issue-427 65 9 to to ADP issue-427 65 10 the the DET issue-427 65 11 impact impact NOUN issue-427 65 12 on on ADP issue-427 65 13 the the DET issue-427 65 14 condition condition NOUN issue-427 65 15 of of ADP issue-427 65 16 certain certain ADJ issue-427 65 17 types type NOUN issue-427 65 18 of of ADP issue-427 65 19 financial financial ADJ issue-427 65 20 institutions institution NOUN issue-427 65 21 have have VERB issue-427 65 22 negative negative ADJ issue-427 65 23 consequences consequence NOUN issue-427 65 24 for for ADP issue-427 65 25 the the DET issue-427 65 26 level level NOUN issue-427 65 27 of of ADP issue-427 65 28 the the DET issue-427 65 29 state state NOUN issue-427 65 30 financial financial ADJ issue-427 65 31 security security NOUN issue-427 65 32 as as ADP issue-427 65 33 a a DET issue-427 65 34 whole whole NOUN issue-427 65 35 . . PUNCT issue-427 66 1 the the DET issue-427 66 2 fourth fourth ADJ issue-427 66 3 part part NOUN issue-427 66 4 presents present VERB issue-427 66 5 the the DET issue-427 66 6 results result NOUN issue-427 66 7 of of ADP issue-427 66 8 elaborating elaborate VERB issue-427 66 9 questionnaire questionnaire NOUN issue-427 66 10 data datum NOUN issue-427 66 11 of of ADP issue-427 66 12 experts expert NOUN issue-427 66 13 , , PUNCT issue-427 66 14 which which PRON issue-427 66 15 were be AUX issue-427 66 16 interviewed interview VERB issue-427 66 17 in in ADP issue-427 66 18 order order NOUN issue-427 66 19 to to PART issue-427 66 20 determine determine VERB issue-427 66 21 the the DET issue-427 66 22 list list NOUN issue-427 66 23 of of ADP issue-427 66 24 threats threat NOUN issue-427 66 25 , , PUNCT issue-427 66 26 which which DET issue-427 66 27 impact impact NOUN issue-427 66 28 is be AUX issue-427 66 29 particularly particularly ADV issue-427 66 30 noticeable noticeable ADJ issue-427 66 31 in in ADP issue-427 66 32 the the DET issue-427 66 33 process process NOUN issue-427 66 34 of of ADP issue-427 66 35 managing manage VERB issue-427 66 36 the the DET issue-427 66 37 financial financial ADJ issue-427 66 38 institutions institution NOUN issue-427 66 39 ’ ' PUNCT issue-427 66 40 economic economic ADJ issue-427 66 41 security security NOUN issue-427 66 42 and and CCONJ issue-427 66 43 regulating regulate VERB issue-427 66 44 the the DET issue-427 66 45 level level NOUN issue-427 66 46 of of ADP issue-427 66 47 the the DET issue-427 66 48 state state NOUN issue-427 66 49 financial financial ADJ issue-427 66 50 security security NOUN issue-427 66 51 . . PUNCT issue-427 67 1 2 2 X issue-427 67 2 . . X issue-427 67 3 the the DET issue-427 67 4 current current ADJ issue-427 67 5 state state NOUN issue-427 67 6 of of ADP issue-427 67 7 the the DET issue-427 67 8 financial financial ADJ issue-427 67 9 market market NOUN issue-427 67 10 as as ADP issue-427 67 11 an an DET issue-427 67 12 environment environment NOUN issue-427 67 13 for for ADP issue-427 67 14 the the DET issue-427 67 15 threats threat NOUN issue-427 67 16 formation formation VERB issue-427 67 17 the the DET issue-427 67 18 state state NOUN issue-427 67 19 of of ADP issue-427 67 20 the the DET issue-427 67 21 financial financial ADJ issue-427 67 22 market market NOUN issue-427 67 23 is be AUX issue-427 67 24 important important ADJ issue-427 67 25 for for ADP issue-427 67 26 the the DET issue-427 67 27 level level NOUN issue-427 67 28 of of ADP issue-427 67 29 the the DET issue-427 67 30 state state NOUN issue-427 67 31 financial financial ADJ issue-427 67 32 security security NOUN issue-427 67 33 . . PUNCT issue-427 68 1 in in ADP issue-427 68 2 the the DET issue-427 68 3 financial financial ADJ issue-427 68 4 environment environment NOUN issue-427 68 5 , , PUNCT issue-427 68 6 the the DET issue-427 68 7 movement movement NOUN issue-427 68 8 of of ADP issue-427 68 9 capital capital NOUN issue-427 68 10 flows flow NOUN issue-427 68 11 , , PUNCT issue-427 68 12 the the DET issue-427 68 13 transfer transfer NOUN issue-427 68 14 of of ADP issue-427 68 15 assets asset NOUN issue-427 68 16 from from ADP issue-427 68 17 investors investor NOUN issue-427 68 18 and and CCONJ issue-427 68 19 financial financial ADJ issue-427 68 20 donors donor NOUN issue-427 68 21 to to ADP issue-427 68 22 recipients recipient NOUN issue-427 68 23 are be AUX issue-427 68 24 taking take VERB issue-427 68 25 place place NOUN issue-427 68 26 ; ; PUNCT issue-427 68 27 here here ADV issue-427 68 28 financial financial ADJ issue-427 68 29 resources resource NOUN issue-427 68 30 are be AUX issue-427 68 31 created create VERB issue-427 68 32 and and CCONJ issue-427 68 33 multiplied multiply VERB issue-427 68 34 to to PART issue-427 68 35 fill fill VERB issue-427 68 36 the the DET issue-427 68 37 state state NOUN issue-427 68 38 budget budget NOUN issue-427 68 39 and and CCONJ issue-427 68 40 to to PART issue-427 68 41 catalyse catalyse VERB issue-427 68 42 the the DET issue-427 68 43 development development NOUN issue-427 68 44 of of ADP issue-427 68 45 the the DET issue-427 68 46 economic economic ADJ issue-427 68 47 system system NOUN issue-427 68 48 , , PUNCT issue-427 68 49 baltic baltic ADJ issue-427 68 50 journal journal PROPN issue-427 68 51 of of ADP issue-427 68 52 economic economic ADJ issue-427 68 53 studies study NOUN issue-427 68 54 82 82 NUM issue-427 68 55 vol vol NOUN issue-427 68 56 . . PROPN issue-427 69 1 4 4 NUM issue-427 69 2 , , PUNCT issue-427 69 3 no no INTJ issue-427 69 4 . . NOUN issue-427 69 5 3 3 NUM issue-427 69 6 , , PUNCT issue-427 69 7 2018 2018 NUM issue-427 69 8 etc etc X issue-427 69 9 . . PUNCT issue-427 70 1 the the DET issue-427 70 2 destructive destructive ADJ issue-427 70 3 processes process NOUN issue-427 70 4 that that PRON issue-427 70 5 may may AUX issue-427 70 6 occur occur VERB issue-427 70 7 during during ADP issue-427 70 8 the the DET issue-427 70 9 functioning functioning NOUN issue-427 70 10 of of ADP issue-427 70 11 the the DET issue-427 70 12 financial financial ADJ issue-427 70 13 market market NOUN issue-427 70 14 should should AUX issue-427 70 15 be be AUX issue-427 70 16 timely timely ADV issue-427 70 17 recognized recognize VERB issue-427 70 18 by by ADP issue-427 70 19 the the DET issue-427 70 20 state state NOUN issue-427 70 21 regulators regulator NOUN issue-427 70 22 . . PUNCT issue-427 71 1 in in ADP issue-427 71 2 ukraine ukraine NOUN issue-427 71 3 , , PUNCT issue-427 71 4 they they PRON issue-427 71 5 are be AUX issue-427 71 6 : : PUNCT issue-427 71 7 the the DET issue-427 71 8 national national PROPN issue-427 71 9 bank bank PROPN issue-427 71 10 of of ADP issue-427 71 11 ukraine ukraine PROPN issue-427 71 12 ( ( PUNCT issue-427 71 13 nbu nbu PROPN issue-427 71 14 ) ) PUNCT issue-427 71 15 , , PUNCT issue-427 71 16 the the DET issue-427 71 17 national national PROPN issue-427 71 18 commission commission PROPN issue-427 71 19 that that PRON issue-427 71 20 performs perform VERB issue-427 71 21 state state NOUN issue-427 71 22 regulation regulation NOUN issue-427 71 23 in in ADP issue-427 71 24 the the DET issue-427 71 25 field field NOUN issue-427 71 26 of of ADP issue-427 71 27 financial financial ADJ issue-427 71 28 services service NOUN issue-427 71 29 markets market NOUN issue-427 71 30 , , PUNCT issue-427 71 31 and and CCONJ issue-427 71 32 the the DET issue-427 71 33 national national ADJ issue-427 71 34 commission commission PROPN issue-427 71 35 on on ADP issue-427 71 36 securities security NOUN issue-427 71 37 and and CCONJ issue-427 71 38 stock stock NOUN issue-427 71 39 market market NOUN issue-427 71 40 . . PUNCT issue-427 72 1 as as ADP issue-427 72 2 the the DET issue-427 72 3 main main ADJ issue-427 72 4 characteristic characteristic NOUN issue-427 72 5 of of ADP issue-427 72 6 the the DET issue-427 72 7 condition condition NOUN issue-427 72 8 , , PUNCT issue-427 72 9 in in ADP issue-427 72 10 which which PRON issue-427 72 11 the the DET issue-427 72 12 state state NOUN issue-427 72 13 financial financial ADJ issue-427 72 14 market market NOUN issue-427 72 15 is be AUX issue-427 72 16 , , PUNCT issue-427 72 17 we we PRON issue-427 72 18 consider consider VERB issue-427 72 19 the the DET issue-427 72 20 number number NOUN issue-427 72 21 of of ADP issue-427 72 22 institutions institution NOUN issue-427 72 23 that that PRON issue-427 72 24 operate operate VERB issue-427 72 25 in in ADP issue-427 72 26 it it PRON issue-427 72 27 . . PUNCT issue-427 73 1 the the DET issue-427 73 2 trend trend NOUN issue-427 73 3 towards towards ADP issue-427 73 4 its its PRON issue-427 73 5 reduction reduction NOUN issue-427 73 6 is be AUX issue-427 73 7 evidence evidence NOUN issue-427 73 8 that that SCONJ issue-427 73 9 the the DET issue-427 73 10 level level NOUN issue-427 73 11 of of ADP issue-427 73 12 economic economic ADJ issue-427 73 13 security security NOUN issue-427 73 14 of of ADP issue-427 73 15 professional professional ADJ issue-427 73 16 market market NOUN issue-427 73 17 participants participant NOUN issue-427 73 18 is be AUX issue-427 73 19 insufficient insufficient ADJ issue-427 73 20 to to PART issue-427 73 21 ensure ensure VERB issue-427 73 22 their their PRON issue-427 73 23 profitability profitability NOUN issue-427 73 24 , , PUNCT issue-427 73 25 financial financial ADJ issue-427 73 26 sustainability sustainability NOUN issue-427 73 27 , , PUNCT issue-427 73 28 and and CCONJ issue-427 73 29 competitiveness competitiveness NOUN issue-427 73 30 . . PUNCT issue-427 74 1 the the DET issue-427 74 2 financial financial ADJ issue-427 74 3 market market NOUN issue-427 74 4 , , PUNCT issue-427 74 5 where where SCONJ issue-427 74 6 weak weak ADJ issue-427 74 7 and and CCONJ issue-427 74 8 volatile volatile ADJ issue-427 74 9 companies company NOUN issue-427 74 10 operate operate VERB issue-427 74 11 , , PUNCT issue-427 74 12 can can AUX issue-427 74 13 not not PART issue-427 74 14 guarantee guarantee VERB issue-427 74 15 the the DET issue-427 74 16 realization realization NOUN issue-427 74 17 of of ADP issue-427 74 18 the the DET issue-427 74 19 financial financial ADJ issue-427 74 20 interests interest NOUN issue-427 74 21 of of ADP issue-427 74 22 the the DET issue-427 74 23 population population NOUN issue-427 74 24 , , PUNCT issue-427 74 25 economic economic ADJ issue-427 74 26 entities entity NOUN issue-427 74 27 , , PUNCT issue-427 74 28 and and CCONJ issue-427 74 29 government government NOUN issue-427 74 30 structures structure NOUN issue-427 74 31 of of ADP issue-427 74 32 the the DET issue-427 74 33 country country NOUN issue-427 74 34 . . PUNCT issue-427 75 1 as as ADP issue-427 75 2 of of ADP issue-427 75 3 the the DET issue-427 75 4 beginning beginning NOUN issue-427 75 5 of of ADP issue-427 75 6 2018 2018 NUM issue-427 75 7 , , PUNCT issue-427 75 8 a a DET issue-427 75 9 tendency tendency NOUN issue-427 75 10 towards towards ADP issue-427 75 11 a a DET issue-427 75 12 gradual gradual ADJ issue-427 75 13 and and CCONJ issue-427 75 14 continuous continuous ADJ issue-427 75 15 reducing reducing NOUN issue-427 75 16 of of ADP issue-427 75 17 the the DET issue-427 75 18 number number NOUN issue-427 75 19 of of ADP issue-427 75 20 banking banking NOUN issue-427 75 21 and and CCONJ issue-427 75 22 non non ADJ issue-427 75 23 - - ADJ issue-427 75 24 bank bank ADJ issue-427 75 25 financial financial ADJ issue-427 75 26 institutions institution NOUN issue-427 75 27 is be AUX issue-427 75 28 typical typical ADJ issue-427 75 29 for for ADP issue-427 75 30 the the DET issue-427 75 31 financial financial ADJ issue-427 75 32 market market NOUN issue-427 75 33 of of ADP issue-427 75 34 ukraine ukraine NOUN issue-427 75 35 ( ( PUNCT issue-427 75 36 figure figure NOUN issue-427 75 37 1 1 NUM issue-427 75 38 ) ) PUNCT issue-427 75 39 . . PUNCT issue-427 76 1 according accord VERB issue-427 76 2 to to PART issue-427 76 3 figure figure NOUN issue-427 76 4 1 1 NUM issue-427 76 5 , , PUNCT issue-427 76 6 in in ADP issue-427 76 7 2014 2014 NUM issue-427 76 8 , , PUNCT issue-427 76 9 the the DET issue-427 76 10 number number NOUN issue-427 76 11 of of ADP issue-427 76 12 financial financial ADJ issue-427 76 13 intermediaries intermediary NOUN issue-427 76 14 ( ( PUNCT issue-427 76 15 banking banking NOUN issue-427 76 16 and and CCONJ issue-427 76 17 non non ADJ issue-427 76 18 - - ADJ issue-427 76 19 bank bank ADJ issue-427 76 20 institutions institution NOUN issue-427 76 21 ) ) PUNCT issue-427 76 22 in in ADP issue-427 76 23 the the DET issue-427 76 24 financial financial ADJ issue-427 76 25 system system NOUN issue-427 76 26 of of ADP issue-427 76 27 ukraine ukraine NOUN issue-427 76 28 decreased decrease VERB issue-427 76 29 by by ADP issue-427 76 30 43 43 NUM issue-427 76 31 institutions institution NOUN issue-427 76 32 , , PUNCT issue-427 76 33 in in ADP issue-427 76 34 2015 2015 NUM issue-427 76 35 – – PUNCT issue-427 76 36 by by ADP issue-427 76 37 160 160 NUM issue-427 76 38     SPACE issue-427 76 39 institutions institution NOUN issue-427 76 40 , , PUNCT issue-427 76 41 in in ADP issue-427 76 42 2016 2016 NUM issue-427 76 43 – – PUNCT issue-427 76 44 by by ADP issue-427 76 45 204 204 NUM issue-427 76 46 institutions institution NOUN issue-427 76 47 , , PUNCT issue-427 76 48 and and CCONJ issue-427 76 49 in in ADP issue-427 76 50 2017 2017 NUM issue-427 76 51 – – PUNCT issue-427 76 52 by by ADP issue-427 76 53 162 162 NUM issue-427 76 54 institutions institution NOUN issue-427 76 55 . . PUNCT issue-427 77 1 only only ADV issue-427 77 2 in in ADP issue-427 77 3 the the DET issue-427 77 4 course course NOUN issue-427 77 5 of of ADP issue-427 77 6 2015 2015 NUM issue-427 77 7 , , PUNCT issue-427 77 8 the the DET issue-427 77 9 banking banking NOUN issue-427 77 10 segment segment NOUN issue-427 77 11 of of ADP issue-427 77 12 the the DET issue-427 77 13 financial financial ADJ issue-427 77 14 system system NOUN issue-427 77 15 lost lose VERB issue-427 77 16 28 28 NUM issue-427 77 17 % % NOUN issue-427 77 18 of of ADP issue-427 77 19 its its PRON issue-427 77 20 participants participant NOUN issue-427 77 21 , , PUNCT issue-427 77 22 and and CCONJ issue-427 77 23 consequently consequently ADV issue-427 77 24 , , PUNCT issue-427 77 25 its its PRON issue-427 77 26 financial financial ADJ issue-427 77 27 potential potential NOUN issue-427 77 28 significantly significantly ADV issue-427 77 29 decreased decrease VERB issue-427 77 30 . . PUNCT issue-427 78 1 we we PRON issue-427 78 2 can can AUX issue-427 78 3 positively positively ADV issue-427 78 4 estimate estimate VERB issue-427 78 5 only only ADV issue-427 78 6 the the DET issue-427 78 7 tendency tendency NOUN issue-427 78 8 to to PART issue-427 78 9 slow slow VERB issue-427 78 10 down down ADP issue-427 78 11 the the DET issue-427 78 12 rate rate NOUN issue-427 78 13 of of ADP issue-427 78 14 decrease decrease NOUN issue-427 78 15 in in ADP issue-427 78 16 the the DET issue-427 78 17 number number NOUN issue-427 78 18 of of ADP issue-427 78 19 professional professional ADJ issue-427 78 20 participants participant NOUN issue-427 78 21 in in ADP issue-427 78 22 the the DET issue-427 78 23 financial financial ADJ issue-427 78 24 market market NOUN issue-427 78 25 in in ADP issue-427 78 26 2017 2017 NUM issue-427 78 27 . . PUNCT issue-427 79 1 however however ADV issue-427 79 2 , , PUNCT issue-427 79 3 leaving leave VERB issue-427 79 4 the the DET issue-427 79 5 market market NOUN issue-427 79 6 of of ADP issue-427 79 7 a a DET issue-427 79 8 large large ADJ issue-427 79 9 number number NOUN issue-427 79 10 of of ADP issue-427 79 11 financial financial ADJ issue-427 79 12 institutions institution NOUN issue-427 79 13 for for ADP issue-427 79 14 four four NUM issue-427 79 15 last last ADJ issue-427 79 16 years year NOUN issue-427 79 17 is be AUX issue-427 79 18 a a DET issue-427 79 19 negative negative ADJ issue-427 79 20 characteristic characteristic NOUN issue-427 79 21 of of ADP issue-427 79 22 its its PRON issue-427 79 23 current current ADJ issue-427 79 24 state state NOUN issue-427 79 25 . . PUNCT issue-427 80 1 such such DET issue-427 80 2 a a DET issue-427 80 3 trend trend NOUN issue-427 80 4 indicates indicate VERB issue-427 80 5 the the DET issue-427 80 6 existence existence NOUN issue-427 80 7 of of ADP issue-427 80 8 many many ADJ issue-427 80 9 threats threat NOUN issue-427 80 10 that that PRON issue-427 80 11 accompany accompany VERB issue-427 80 12 the the DET issue-427 80 13 activities activity NOUN issue-427 80 14 of of ADP issue-427 80 15 financial financial ADJ issue-427 80 16 intermediaries intermediary NOUN issue-427 80 17 and and CCONJ issue-427 80 18 lead lead VERB issue-427 80 19 to to ADP issue-427 80 20 bankruptcy bankruptcy NOUN issue-427 80 21 and and CCONJ issue-427 80 22 liquidation liquidation NOUN issue-427 80 23 of of ADP issue-427 80 24 those those DET issue-427 80 25 institutions institution NOUN issue-427 80 26 which which DET issue-427 80 27 level level NOUN issue-427 80 28 of of ADP issue-427 80 29 economic economic ADJ issue-427 80 30 security security NOUN issue-427 80 31 is be AUX issue-427 80 32 insufficient insufficient ADJ issue-427 80 33 to to PART issue-427 80 34 continue continue VERB issue-427 80 35 the the DET issue-427 80 36 normal normal ADJ issue-427 80 37 business business NOUN issue-427 80 38 activity activity NOUN issue-427 80 39 . . PUNCT issue-427 81 1 3 3 X issue-427 81 2 . . X issue-427 81 3 traditional traditional ADJ issue-427 81 4 threats threat NOUN issue-427 81 5 to to ADP issue-427 81 6 the the DET issue-427 81 7 economic economic ADJ issue-427 81 8 security security NOUN issue-427 81 9 of of ADP issue-427 81 10 financial financial ADJ issue-427 81 11 institutions institution NOUN issue-427 81 12 by by ADP issue-427 81 13 2014 2014 NUM issue-427 81 14 , , PUNCT issue-427 81 15 the the DET issue-427 81 16 main main ADJ issue-427 81 17 types type NOUN issue-427 81 18 of of ADP issue-427 81 19 threats threat NOUN issue-427 81 20 to to ADP issue-427 81 21 the the DET issue-427 81 22 activities activity NOUN issue-427 81 23 of of ADP issue-427 81 24 banks bank NOUN issue-427 81 25 and and CCONJ issue-427 81 26 their their PRON issue-427 81 27 economic economic ADJ issue-427 81 28 security security NOUN issue-427 81 29 were be AUX issue-427 81 30 recognized recognize VERB issue-427 81 31 such such ADJ issue-427 81 32 as as ADP issue-427 81 33 : : PUNCT issue-427 81 34 ‒ ‒ NOUN issue-427 81 35 decrease decrease NOUN issue-427 81 36 in in ADP issue-427 81 37 the the DET issue-427 81 38 level level NOUN issue-427 81 39 of of ADP issue-427 81 40 active active ADJ issue-427 81 41 and and CCONJ issue-427 81 42 passive passive ADJ issue-427 81 43 banking banking NOUN issue-427 81 44 operations operation NOUN issue-427 81 45 ; ; PUNCT issue-427 81 46 ‒ ‒ ADP issue-427 81 47 fluctuations fluctuation NOUN issue-427 81 48 in in ADP issue-427 81 49 exchange exchange NOUN issue-427 81 50 rates rate NOUN issue-427 81 51 ; ; PUNCT issue-427 81 52 ‒ ‒ X issue-427 81 53 fraud fraud NOUN issue-427 81 54 by by ADP issue-427 81 55 customers customer NOUN issue-427 81 56 and and CCONJ issue-427 81 57 own own ADJ issue-427 81 58 bank bank NOUN issue-427 81 59 staff staff NOUN issue-427 81 60 ; ; PUNCT issue-427 81 61 ‒ ‒ X issue-427 81 62 low low ADJ issue-427 81 63 quality quality NOUN issue-427 81 64 of of ADP issue-427 81 65 bank bank NOUN issue-427 81 66 assets asset NOUN issue-427 81 67 ; ; PUNCT issue-427 81 68 ‒ ‒ X issue-427 81 69 lack lack NOUN issue-427 81 70 of of ADP issue-427 81 71 a a DET issue-427 81 72 due due ADJ issue-427 81 73 check check NOUN issue-427 81 74 of of ADP issue-427 81 75 clients client NOUN issue-427 81 76 financial financial ADJ issue-427 81 77 reliability reliability NOUN issue-427 81 78 in in ADP issue-427 81 79 attempts attempt NOUN issue-427 81 80 to to PART issue-427 81 81 expand expand VERB issue-427 81 82 the the DET issue-427 81 83 volume volume NOUN issue-427 81 84 of of ADP issue-427 81 85 lending lending NOUN issue-427 81 86 ; ; PUNCT issue-427 81 87 ‒ ‒ X issue-427 81 88 leakage leakage NOUN issue-427 81 89 of of ADP issue-427 81 90 information information NOUN issue-427 81 91 about about ADP issue-427 81 92 managerial managerial ADJ issue-427 81 93 , , PUNCT issue-427 81 94 investment investment NOUN issue-427 81 95 , , PUNCT issue-427 81 96 financial financial ADJ issue-427 81 97 decisions decision NOUN issue-427 81 98 from from ADP issue-427 81 99 insiders insider NOUN issue-427 81 100 ; ; PUNCT issue-427 81 101 ‒ ‒ X issue-427 81 102 loss loss NOUN issue-427 81 103 of of ADP issue-427 81 104 customers customer NOUN issue-427 81 105 in in ADP issue-427 81 106 the the DET issue-427 81 107 competition competition NOUN issue-427 81 108 ; ; PUNCT issue-427 81 109 ‒ ‒ X issue-427 81 110 attacks attack NOUN issue-427 81 111 by by ADP issue-427 81 112 intruders intruder NOUN issue-427 81 113 on on ADP issue-427 81 114 offices office NOUN issue-427 81 115 and and CCONJ issue-427 81 116 branches branch NOUN issue-427 81 117 of of ADP issue-427 81 118 banks bank NOUN issue-427 81 119 , , PUNCT issue-427 81 120 especially especially ADV issue-427 81 121 on on ADP issue-427 81 122 regional regional ADJ issue-427 81 123 departments department NOUN issue-427 81 124 with with ADP issue-427 81 125 a a DET issue-427 81 126 low low ADJ issue-427 81 127 level level NOUN issue-427 81 128 of of ADP issue-427 81 129 physical physical ADJ issue-427 81 130 protection protection NOUN issue-427 81 131 ; ; PUNCT issue-427 81 132 ‒ ‒ X issue-427 81 133 cyberattacks cyberattack NOUN issue-427 81 134 ; ; PUNCT issue-427 81 135 ‒ ‒ X issue-427 81 136 corruption corruption NOUN issue-427 81 137 , , PUNCT issue-427 81 138 erroneous erroneous ADJ issue-427 81 139 actions action NOUN issue-427 81 140 of of ADP issue-427 81 141 the the DET issue-427 81 142 regulator regulator NOUN issue-427 81 143 , , PUNCT issue-427 81 144 etc etc X issue-427 81 145 . . X issue-427 81 146 26 26 NUM issue-427 81 147 114 114 NUM issue-427 81 148 180 180 NUM issue-427 81 149 151 151 NUM issue-427 81 150 17 17 NUM issue-427 81 151 46 46 NUM issue-427 81 152 24 24 NUM issue-427 81 153 11 11 NUM issue-427 81 154 1 1 NUM issue-427 81 155 % % NOUN issue-427 81 156 5 5 NUM issue-427 81 157 % % NOUN issue-427 81 158 7 7 NUM issue-427 81 159 % % NOUN issue-427 81 160 6 6 NUM issue-427 81 161 % % NOUN issue-427 81 162 9 9 NUM issue-427 81 163 % % NOUN issue-427 81 164 28 28 NUM issue-427 81 165 % % NOUN issue-427 81 166 20 20 NUM issue-427 81 167 % % NOUN issue-427 81 168 12 12 NUM issue-427 81 169 % % NOUN issue-427 81 170 0 0 NUM issue-427 81 171 % % NOUN issue-427 81 172 5 5 NUM issue-427 81 173 % % NOUN issue-427 81 174 10 10 NUM issue-427 81 175 % % NOUN issue-427 81 176 15 15 NUM issue-427 81 177 % % NOUN issue-427 81 178 20 20 NUM issue-427 81 179 % % NOUN issue-427 81 180 25 25 NUM issue-427 81 181 % % NOUN issue-427 81 182 30 30 NUM issue-427 81 183 % % NOUN issue-427 81 184 0 0 NUM issue-427 81 185 20 20 NUM issue-427 81 186 40 40 NUM issue-427 81 187 60 60 NUM issue-427 81 188 80 80 NUM issue-427 81 189 100 100 NUM issue-427 81 190 120 120 NUM issue-427 81 191 140 140 NUM issue-427 81 192 160 160 NUM issue-427 81 193 180 180 NUM issue-427 81 194 200 200 NUM issue-427 81 195 2014 2014 NUM issue-427 81 196 2015 2015 NUM issue-427 81 197 2016 2016 NUM issue-427 81 198 2017 2017 NUM issue-427 81 199 non non ADJ issue-427 81 200 - - ADJ issue-427 81 201 bank bank ADJ issue-427 81 202 financial financial ADJ issue-427 81 203 institutions institution NOUN issue-427 81 204 , , PUNCT issue-427 81 205 quantity quantity NOUN issue-427 81 206 * * PUNCT issue-427 81 207 banks bank NOUN issue-427 81 208 , , PUNCT issue-427 81 209 quantity quantity NOUN issue-427 81 210 non non ADJ issue-427 81 211 - - ADJ issue-427 81 212 bank bank ADJ issue-427 81 213 financial financial ADJ issue-427 81 214 institutions institution NOUN issue-427 81 215 ( ( PUNCT issue-427 81 216 share share NOUN issue-427 81 217 of of ADP issue-427 81 218 all all DET issue-427 81 219 institutions institution NOUN issue-427 81 220 on on ADP issue-427 81 221 the the DET issue-427 81 222 market market NOUN issue-427 81 223 ) ) PUNCT issue-427 81 224 * * PUNCT issue-427 81 225 banks bank NOUN issue-427 81 226 ( ( PUNCT issue-427 81 227 share share NOUN issue-427 81 228 of of ADP issue-427 81 229 all all DET issue-427 81 230 institutions institution NOUN issue-427 81 231 in in ADP issue-427 81 232 the the DET issue-427 81 233 market market NOUN issue-427 81 234 ) ) PUNCT issue-427 81 235 figure figure NOUN issue-427 81 236 1 1 NUM issue-427 81 237 . . PUNCT issue-427 81 238 reduction reduction NOUN issue-427 81 239 of of ADP issue-427 81 240 the the DET issue-427 81 241 number number NOUN issue-427 81 242 of of ADP issue-427 81 243 institutions institution NOUN issue-427 81 244 in in ADP issue-427 81 245 the the DET issue-427 81 246 financial financial ADJ issue-427 81 247 market market NOUN issue-427 81 248 of of ADP issue-427 81 249 ukraine ukraine PROPN issue-427 81 250 * * PUNCT issue-427 81 251 non non ADJ issue-427 81 252 - - ADJ issue-427 81 253 bank bank ADJ issue-427 81 254 financial financial ADJ issue-427 81 255 institutions institution NOUN issue-427 81 256 include include VERB issue-427 81 257 : : PUNCT issue-427 81 258 insurance insurance NOUN issue-427 81 259 companies company NOUN issue-427 81 260 , , PUNCT issue-427 81 261 credit credit NOUN issue-427 81 262 unions union NOUN issue-427 81 263 , , PUNCT issue-427 81 264 non non ADJ issue-427 81 265 - - ADJ issue-427 81 266 state state ADJ issue-427 81 267 pension pension NOUN issue-427 81 268 funds fund NOUN issue-427 81 269 and and CCONJ issue-427 81 270 their their PRON issue-427 81 271 administrators administrator NOUN issue-427 81 272 , , PUNCT issue-427 81 273 managers manager NOUN issue-427 81 274 of of ADP issue-427 81 275 construction construction NOUN issue-427 81 276 financing financing NOUN issue-427 81 277 funds fund NOUN issue-427 81 278 and and CCONJ issue-427 81 279 real real ADJ issue-427 81 280 estate estate NOUN issue-427 81 281 funds fund NOUN issue-427 81 282 , , PUNCT issue-427 81 283 product product NOUN issue-427 81 284 managers manager NOUN issue-427 81 285 in in ADP issue-427 81 286 groups group NOUN issue-427 81 287 , , PUNCT issue-427 81 288 pawnshops pawnshop NOUN issue-427 81 289 , , PUNCT issue-427 81 290 public public ADJ issue-427 81 291 - - PUNCT issue-427 81 292 law law NOUN issue-427 81 293 legal legal ADJ issue-427 81 294 entities entity NOUN issue-427 81 295 , , PUNCT issue-427 81 296 financial financial ADJ issue-427 81 297 services service NOUN issue-427 81 298 companies company NOUN issue-427 81 299 that that PRON issue-427 81 300 provide provide VERB issue-427 81 301 combined combined ADJ issue-427 81 302 services service NOUN issue-427 81 303 and and CCONJ issue-427 81 304 lessors lessor NOUN issue-427 81 305 baltic baltic ADJ issue-427 81 306 journal journal PROPN issue-427 81 307 of of ADP issue-427 81 308 economic economic ADJ issue-427 81 309 studies study NOUN issue-427 81 310 83 83 NUM issue-427 81 311 vol vol NOUN issue-427 81 312 . . PROPN issue-427 82 1 4 4 NUM issue-427 82 2 , , PUNCT issue-427 82 3 no no INTJ issue-427 82 4 . . NOUN issue-427 82 5 3 3 NUM issue-427 82 6 , , PUNCT issue-427 82 7 2018 2018 NUM issue-427 82 8 between between ADP issue-427 82 9 2014 2014 NUM issue-427 82 10 and and CCONJ issue-427 82 11 2017 2017 NUM issue-427 82 12 , , PUNCT issue-427 82 13 there there PRON issue-427 82 14 appeared appear VERB issue-427 82 15 other other ADJ issue-427 82 16 threats threat NOUN issue-427 82 17 that that PRON issue-427 82 18 traditionally traditionally ADV issue-427 82 19 were be AUX issue-427 82 20 not not PART issue-427 82 21 inherent inherent ADJ issue-427 82 22 to to ADP issue-427 82 23 professional professional ADJ issue-427 82 24 players player NOUN issue-427 82 25 in in ADP issue-427 82 26 the the DET issue-427 82 27 banking banking NOUN issue-427 82 28 sector sector NOUN issue-427 82 29 . . PUNCT issue-427 83 1 thus thus ADV issue-427 83 2 , , PUNCT issue-427 83 3 the the DET issue-427 83 4 military military ADJ issue-427 83 5 actions action NOUN issue-427 83 6 in in ADP issue-427 83 7 the the DET issue-427 83 8 east east NOUN issue-427 83 9 of of ADP issue-427 83 10 the the DET issue-427 83 11 country country NOUN issue-427 83 12 led lead VERB issue-427 83 13 to to ADP issue-427 83 14 the the DET issue-427 83 15 fact fact NOUN issue-427 83 16 that that SCONJ issue-427 83 17 the the DET issue-427 83 18 nbu nbu NOUN issue-427 83 19 by by ADP issue-427 83 20 resolution resolution NOUN issue-427 83 21 of of ADP issue-427 83 22 august august PROPN issue-427 83 23 6 6 NUM issue-427 83 24 , , PUNCT issue-427 83 25 2014 2014 NUM issue-427 83 26 , , PUNCT issue-427 83 27 ordered order VERB issue-427 83 28 the the DET issue-427 83 29 banks bank NOUN issue-427 83 30 of of ADP issue-427 83 31 ukraine ukraine NOUN issue-427 83 32 to to PART issue-427 83 33 suspend suspend VERB issue-427 83 34 the the DET issue-427 83 35 provision provision NOUN issue-427 83 36 of of ADP issue-427 83 37 financial financial ADJ issue-427 83 38 services service NOUN issue-427 83 39 in in ADP issue-427 83 40 a a DET issue-427 83 41 number number NOUN issue-427 83 42 of of ADP issue-427 83 43 settlements settlement NOUN issue-427 83 44 , , PUNCT issue-427 83 45 which which PRON issue-427 83 46 at at ADP issue-427 83 47 that that DET issue-427 83 48 moment moment NOUN issue-427 83 49 were be AUX issue-427 83 50 not not PART issue-427 83 51 controlled control VERB issue-427 83 52 by by ADP issue-427 83 53 the the DET issue-427 83 54 ukrainian ukrainian ADJ issue-427 83 55 authorities authority NOUN issue-427 83 56 . . PUNCT issue-427 84 1 this this PRON issue-427 84 2 caused cause VERB issue-427 84 3 the the DET issue-427 84 4 loss loss NOUN issue-427 84 5 of of ADP issue-427 84 6 a a DET issue-427 84 7 significant significant ADJ issue-427 84 8 amount amount NOUN issue-427 84 9 of of ADP issue-427 84 10 material material NOUN issue-427 84 11 and and CCONJ issue-427 84 12 financial financial ADJ issue-427 84 13 resources resource NOUN issue-427 84 14 , , PUNCT issue-427 84 15 as as ADV issue-427 84 16 well well ADV issue-427 84 17 as as ADP issue-427 84 18 of of ADP issue-427 84 19 actual actual ADJ issue-427 84 20 and and CCONJ issue-427 84 21 potential potential ADJ issue-427 84 22 customers customer NOUN issue-427 84 23 . . PUNCT issue-427 85 1 there there PRON issue-427 85 2 are be VERB issue-427 85 3 problems problem NOUN issue-427 85 4 concerning concern VERB issue-427 85 5 compliance compliance NOUN issue-427 85 6 with with ADP issue-427 85 7 the the DET issue-427 85 8 economic economic ADJ issue-427 85 9 standards standard NOUN issue-427 85 10 of of ADP issue-427 85 11 banks bank NOUN issue-427 85 12 in in ADP issue-427 85 13 the the DET issue-427 85 14 banking banking NOUN issue-427 85 15 sector sector NOUN issue-427 85 16 . . PUNCT issue-427 86 1 the the DET issue-427 86 2 instability instability NOUN issue-427 86 3 of of ADP issue-427 86 4 the the DET issue-427 86 5 exchange exchange NOUN issue-427 86 6 rate rate NOUN issue-427 86 7 , , PUNCT issue-427 86 8 which which DET issue-427 86 9 dynamics dynamic NOUN issue-427 86 10 , , PUNCT issue-427 86 11 in in ADP issue-427 86 12 some some DET issue-427 86 13 cases case NOUN issue-427 86 14 , , PUNCT issue-427 86 15 is be AUX issue-427 86 16 completely completely ADV issue-427 86 17 unpredictable unpredictable ADJ issue-427 86 18 , , PUNCT issue-427 86 19 remains remain VERB issue-427 86 20 a a DET issue-427 86 21 significant significant ADJ issue-427 86 22 threat threat NOUN issue-427 86 23 . . PUNCT issue-427 87 1 in in ADP issue-427 87 2 the the DET issue-427 87 3 insurance insurance NOUN issue-427 87 4 market market NOUN issue-427 87 5 , , PUNCT issue-427 87 6 such such ADJ issue-427 87 7 threats threat NOUN issue-427 87 8 to to ADP issue-427 87 9 the the DET issue-427 87 10 economic economic ADJ issue-427 87 11 security security NOUN issue-427 87 12 of of ADP issue-427 87 13 insurance insurance NOUN issue-427 87 14 companies company NOUN issue-427 87 15 are be AUX issue-427 87 16 intensified intensify VERB issue-427 87 17 : : PUNCT issue-427 87 18 ‒ ‒ ADP issue-427 87 19 the the DET issue-427 87 20 loss loss NOUN issue-427 87 21 of of ADP issue-427 87 22 their their PRON issue-427 87 23 financial financial ADJ issue-427 87 24 stability stability NOUN issue-427 87 25 over over ADP issue-427 87 26 the the DET issue-427 87 27 lack lack NOUN issue-427 87 28 of of ADP issue-427 87 29 access access NOUN issue-427 87 30 to to ADP issue-427 87 31 sources source NOUN issue-427 87 32 of of ADP issue-427 87 33 funding funding NOUN issue-427 87 34 for for ADP issue-427 87 35 current current ADJ issue-427 87 36 activities activity NOUN issue-427 87 37 caused cause VERB issue-427 87 38 by by ADP issue-427 87 39 the the DET issue-427 87 40 withdrawal withdrawal NOUN issue-427 87 41 of of ADP issue-427 87 42 capital capital NOUN issue-427 87 43 companies company NOUN issue-427 87 44 abroad abroad ADV issue-427 87 45 by by ADP issue-427 87 46 foreign foreign ADJ issue-427 87 47 investors investor NOUN issue-427 87 48 and and CCONJ issue-427 87 49 the the DET issue-427 87 50 termination termination NOUN issue-427 87 51 of of ADP issue-427 87 52 investment investment NOUN issue-427 87 53 support support NOUN issue-427 87 54 by by ADP issue-427 87 55 non non ADJ issue-427 87 56 - - ADJ issue-427 87 57 resident resident ADJ issue-427 87 58 shareholders shareholder NOUN issue-427 87 59 of of ADP issue-427 87 60 domestic domestic ADJ issue-427 87 61 branches branch NOUN issue-427 87 62 and and CCONJ issue-427 87 63 insurers insurer NOUN issue-427 87 64 ’ ' PUNCT issue-427 87 65 departments department NOUN issue-427 87 66 , , PUNCT issue-427 87 67 ‒ ‒ NOUN issue-427 87 68 decrease decrease NOUN issue-427 87 69 in in ADP issue-427 87 70 the the DET issue-427 87 71 number number NOUN issue-427 87 72 of of ADP issue-427 87 73 clients client NOUN issue-427 87 74 due due ADP issue-427 87 75 to to ADP issue-427 87 76 the the DET issue-427 87 77 rising rise VERB issue-427 87 78 cost cost NOUN issue-427 87 79 of of ADP issue-427 87 80 services service NOUN issue-427 87 81 and and CCONJ issue-427 87 82 the the DET issue-427 87 83 loss loss NOUN issue-427 87 84 by by ADP issue-427 87 85 some some DET issue-427 87 86 citizens citizen NOUN issue-427 87 87 the the DET issue-427 87 88 sources source NOUN issue-427 87 89 of of ADP issue-427 87 90 permanent permanent ADJ issue-427 87 91 income income NOUN issue-427 87 92 in in ADP issue-427 87 93 the the DET issue-427 87 94 context context NOUN issue-427 87 95 of of ADP issue-427 87 96 the the DET issue-427 87 97 conflict conflict NOUN issue-427 87 98 deployment deployment NOUN issue-427 87 99 in in ADP issue-427 87 100 the the DET issue-427 87 101 east east NOUN issue-427 87 102 of of ADP issue-427 87 103 ukraine ukraine PROPN issue-427 87 104 . . PUNCT issue-427 88 1 its its PRON issue-427 88 2 consequences consequence NOUN issue-427 88 3 have have AUX issue-427 88 4 also also ADV issue-427 88 5 led lead VERB issue-427 88 6 to to ADP issue-427 88 7 an an DET issue-427 88 8 increase increase NOUN issue-427 88 9 in in ADP issue-427 88 10 the the DET issue-427 88 11 number number NOUN issue-427 88 12 and and CCONJ issue-427 88 13 size size NOUN issue-427 88 14 of of ADP issue-427 88 15 insurance insurance NOUN issue-427 88 16 payments payment NOUN issue-427 88 17 . . PUNCT issue-427 89 1 also also ADV issue-427 89 2 , , PUNCT issue-427 89 3 crisis crisis NOUN issue-427 89 4 trends trend NOUN issue-427 89 5 in in ADP issue-427 89 6 the the DET issue-427 89 7 banking banking NOUN issue-427 89 8 sector sector NOUN issue-427 89 9 have have AUX issue-427 89 10 led lead VERB issue-427 89 11 to to ADP issue-427 89 12 a a DET issue-427 89 13 reduction reduction NOUN issue-427 89 14 in in ADP issue-427 89 15 the the DET issue-427 89 16 amount amount NOUN issue-427 89 17 of of ADP issue-427 89 18 financial financial ADJ issue-427 89 19 resources resource NOUN issue-427 89 20 that that PRON issue-427 89 21 banks bank NOUN issue-427 89 22 have have AUX issue-427 89 23 previously previously ADV issue-427 89 24 directed direct VERB issue-427 89 25 to to PART issue-427 89 26 lend lend VERB issue-427 89 27 to to ADP issue-427 89 28 the the DET issue-427 89 29 activities activity NOUN issue-427 89 30 of of ADP issue-427 89 31 insurance insurance NOUN issue-427 89 32 companies company NOUN issue-427 89 33 ; ; PUNCT issue-427 89 34 foreign foreign ADJ issue-427 89 35 insurers insurer NOUN issue-427 89 36 , , PUNCT issue-427 89 37 whose whose DET issue-427 89 38 branches branch NOUN issue-427 89 39 were be AUX issue-427 89 40 opened open VERB issue-427 89 41 in in ADP issue-427 89 42 ukraine ukraine NOUN issue-427 89 43 , , PUNCT issue-427 89 44 and and CCONJ issue-427 89 45 their their PRON issue-427 89 46 investors investor NOUN issue-427 89 47 , , PUNCT issue-427 89 48 having having AUX issue-427 89 49 weighed weigh VERB issue-427 89 50 all all DET issue-427 89 51 the the DET issue-427 89 52 risks risk NOUN issue-427 89 53 and and CCONJ issue-427 89 54 calculated calculate VERB issue-427 89 55 possible possible ADJ issue-427 89 56 losses loss NOUN issue-427 89 57 , , PUNCT issue-427 89 58 directed direct VERB issue-427 89 59 the the DET issue-427 89 60 capital capital NOUN issue-427 89 61 into into ADP issue-427 89 62 more more ADV issue-427 89 63 reliable reliable ADJ issue-427 89 64 investment investment NOUN issue-427 89 65 instruments instrument NOUN issue-427 89 66 . . PUNCT issue-427 90 1 as as ADP issue-427 90 2 the the DET issue-427 90 3 problem problem NOUN issue-427 90 4 of of ADP issue-427 90 5 the the DET issue-427 90 6 ukrainian ukrainian ADJ issue-427 90 7 insurance insurance NOUN issue-427 90 8 market market NOUN issue-427 90 9 , , PUNCT issue-427 90 10 there there PRON issue-427 90 11 remains remain VERB issue-427 90 12 the the DET issue-427 90 13 fact fact NOUN issue-427 90 14 that that SCONJ issue-427 90 15 a a DET issue-427 90 16 great great ADJ issue-427 90 17 part part NOUN issue-427 90 18 of of ADP issue-427 90 19 insurance insurance NOUN issue-427 90 20 companies company NOUN issue-427 90 21 reimburse reimburse VERB issue-427 90 22 losses loss NOUN issue-427 90 23 and and CCONJ issue-427 90 24 expenses expense NOUN issue-427 90 25 not not PART issue-427 90 26 by by ADP issue-427 90 27 increasing increase VERB issue-427 90 28 the the DET issue-427 90 29 efficiency efficiency NOUN issue-427 90 30 of of ADP issue-427 90 31 operations operation NOUN issue-427 90 32 and and CCONJ issue-427 90 33 profitability profitability NOUN issue-427 90 34 of of ADP issue-427 90 35 business business NOUN issue-427 90 36 but but CCONJ issue-427 90 37 by by ADP issue-427 90 38 attracting attract VERB issue-427 90 39 insurance insurance NOUN issue-427 90 40 premiums premium NOUN issue-427 90 41 and and CCONJ issue-427 90 42 revenues revenue NOUN issue-427 90 43 , , PUNCT issue-427 90 44 without without ADP issue-427 90 45 paying pay VERB issue-427 90 46 sufficient sufficient ADJ issue-427 90 47 attention attention NOUN issue-427 90 48 to to ADP issue-427 90 49 the the DET issue-427 90 50 issue issue NOUN issue-427 90 51 of of ADP issue-427 90 52 forming form VERB issue-427 90 53 insurance insurance NOUN issue-427 90 54 reserves reserve NOUN issue-427 90 55 . . PUNCT issue-427 91 1 banks bank NOUN issue-427 91 2 operate operate VERB issue-427 91 3 according accord VERB issue-427 91 4 to to ADP issue-427 91 5 a a DET issue-427 91 6 similar similar ADJ issue-427 91 7 scheme scheme NOUN issue-427 91 8 , , PUNCT issue-427 91 9 by by ADP issue-427 91 10 returning return VERB issue-427 91 11 deposits deposit NOUN issue-427 91 12 to to ADP issue-427 91 13 individuals individual NOUN issue-427 91 14 and and CCONJ issue-427 91 15 legal legal ADJ issue-427 91 16 entities entity NOUN issue-427 91 17 whose whose DET issue-427 91 18 term term NOUN issue-427 91 19 of of ADP issue-427 91 20 payment payment NOUN issue-427 91 21 has have AUX issue-427 91 22 come come VERB issue-427 91 23 , , PUNCT issue-427 91 24 financial financial ADJ issue-427 91 25 assets asset NOUN issue-427 91 26 , , PUNCT issue-427 91 27 according accord VERB issue-427 91 28 to to ADP issue-427 91 29 which which PRON issue-427 91 30 the the DET issue-427 91 31 term term NOUN issue-427 91 32 of of ADP issue-427 91 33 payment payment NOUN issue-427 91 34 should should AUX issue-427 91 35 come come VERB issue-427 91 36 later later ADV issue-427 91 37 . . PUNCT issue-427 92 1 the the DET issue-427 92 2 big big ADJ issue-427 92 3 threat threat NOUN issue-427 92 4 to to ADP issue-427 92 5 the the DET issue-427 92 6 economic economic ADJ issue-427 92 7 security security NOUN issue-427 92 8 of of ADP issue-427 92 9 modern modern ADJ issue-427 92 10 insurance insurance NOUN issue-427 92 11 companies company NOUN issue-427 92 12 traditionally traditionally ADV issue-427 92 13 remains remain VERB issue-427 92 14 a a DET issue-427 92 15 fraud fraud NOUN issue-427 92 16 by by ADP issue-427 92 17 both both PRON issue-427 92 18 – – PUNCT issue-427 92 19 their their PRON issue-427 92 20 own own ADJ issue-427 92 21 personnel personnel NOUN issue-427 92 22 , , PUNCT issue-427 92 23 who who PRON issue-427 92 24 can can AUX issue-427 92 25 steal steal VERB issue-427 92 26 client client NOUN issue-427 92 27 bases basis NOUN issue-427 92 28 , , PUNCT issue-427 92 29 policy policy NOUN issue-427 92 30 forms form NOUN issue-427 92 31 , , PUNCT issue-427 92 32 tangible tangible ADJ issue-427 92 33 assets asset NOUN issue-427 92 34 of of ADP issue-427 92 35 an an DET issue-427 92 36 institution institution NOUN issue-427 92 37 or or CCONJ issue-427 92 38 exhibit exhibit VERB issue-427 92 39 excessive excessive ADJ issue-427 92 40 risk risk NOUN issue-427 92 41 aversion aversion NOUN issue-427 92 42 in in ADP issue-427 92 43 the the DET issue-427 92 44 provision provision NOUN issue-427 92 45 of of ADP issue-427 92 46 insurance insurance NOUN issue-427 92 47 services service NOUN issue-427 92 48 , , PUNCT issue-427 92 49 and and CCONJ issue-427 92 50 companies company NOUN issue-427 92 51 clients client NOUN issue-427 92 52 that that PRON issue-427 92 53 often often ADV issue-427 92 54 provide provide VERB issue-427 92 55 false false ADJ issue-427 92 56 information information NOUN issue-427 92 57 about about ADP issue-427 92 58 the the DET issue-427 92 59 object object NOUN issue-427 92 60 of of ADP issue-427 92 61 insurance insurance NOUN issue-427 92 62 or or CCONJ issue-427 92 63 about about ADP issue-427 92 64 an an DET issue-427 92 65 accident accident NOUN issue-427 92 66 . . PUNCT issue-427 93 1 the the DET issue-427 93 2 most most ADV issue-427 93 3 important important ADJ issue-427 93 4 for for ADP issue-427 93 5 the the DET issue-427 93 6 economic economic ADJ issue-427 93 7 security security NOUN issue-427 93 8 of of ADP issue-427 93 9 credit credit NOUN issue-427 93 10 unions union NOUN issue-427 93 11 are be AUX issue-427 93 12 such such ADJ issue-427 93 13 types type NOUN issue-427 93 14 of of ADP issue-427 93 15 threats threat NOUN issue-427 93 16 , , PUNCT issue-427 93 17 as as ADP issue-427 93 18 : : PUNCT issue-427 93 19 ‒ ‒ X issue-427 93 20 the the DET issue-427 93 21 possibility possibility NOUN issue-427 93 22 of of ADP issue-427 93 23 losing losing NOUN issue-427 93 24 of of ADP issue-427 93 25 non non ADJ issue-427 93 26 - - ADJ issue-427 93 27 profit profit ADJ issue-427 93 28 status status NOUN issue-427 93 29 , , PUNCT issue-427 93 30 ‒ ‒ X issue-427 93 31 the the DET issue-427 93 32 dependence dependence NOUN issue-427 93 33 of of ADP issue-427 93 34 repaying repay VERB issue-427 93 35 a a DET issue-427 93 36 credit credit NOUN issue-427 93 37 on on ADP issue-427 93 38 factors factor NOUN issue-427 93 39 that that PRON issue-427 93 40 are be AUX issue-427 93 41 not not PART issue-427 93 42 affected affect VERB issue-427 93 43 by by ADP issue-427 93 44 the the DET issue-427 93 45 manager manager NOUN issue-427 93 46 ( ( PUNCT issue-427 93 47 for for ADP issue-427 93 48 example example NOUN issue-427 93 49 , , PUNCT issue-427 93 50 loss loss NOUN issue-427 93 51 of of ADP issue-427 93 52 health health NOUN issue-427 93 53 or or CCONJ issue-427 93 54 dismissal dismissal NOUN issue-427 93 55 from from ADP issue-427 93 56 the the DET issue-427 93 57 work work NOUN issue-427 93 58 of of ADP issue-427 93 59 a a DET issue-427 93 60 credit credit NOUN issue-427 93 61 union union NOUN issue-427 93 62 member member NOUN issue-427 93 63 ) ) PUNCT issue-427 93 64 ; ; PUNCT issue-427 93 65 ‒ ‒ X issue-427 93 66 the the DET issue-427 93 67 inconsistency inconsistency NOUN issue-427 93 68 of of ADP issue-427 93 69 the the DET issue-427 93 70 current current ADJ issue-427 93 71 legislation legislation NOUN issue-427 93 72 regulating regulate VERB issue-427 93 73 relations relation NOUN issue-427 93 74 between between ADP issue-427 93 75 cooperative cooperative ADJ issue-427 93 76 and and CCONJ issue-427 93 77 financial financial ADJ issue-427 93 78 activity activity NOUN issue-427 93 79 ; ; PUNCT issue-427 93 80 ‒ ‒ X issue-427 93 81 lack lack NOUN issue-427 93 82 of of ADP issue-427 93 83 state state NOUN issue-427 93 84 support support NOUN issue-427 93 85 in in ADP issue-427 93 86 the the DET issue-427 93 87 sphere sphere NOUN issue-427 93 88 of of ADP issue-427 93 89 consumer consumer NOUN issue-427 93 90 cooperation cooperation NOUN issue-427 93 91 ; ; PUNCT issue-427 93 92 ‒ ‒ X issue-427 93 93 weak weak ADJ issue-427 93 94 market market NOUN issue-427 93 95 position position NOUN issue-427 93 96 compared compare VERB issue-427 93 97 to to ADP issue-427 93 98 other other ADJ issue-427 93 99 types type NOUN issue-427 93 100 of of ADP issue-427 93 101 financial financial ADJ issue-427 93 102 institutions institution NOUN issue-427 93 103 ; ; PUNCT issue-427 93 104 ‒ ‒ X issue-427 93 105 reduction reduction NOUN issue-427 93 106 in in ADP issue-427 93 107 the the DET issue-427 93 108 number number NOUN issue-427 93 109 and and CCONJ issue-427 93 110 volume volume NOUN issue-427 93 111 of of ADP issue-427 93 112 deposits deposit NOUN issue-427 93 113 and and CCONJ issue-427 93 114 loans loan NOUN issue-427 93 115 ; ; PUNCT issue-427 93 116 ‒ ‒ X issue-427 93 117 reduction reduction NOUN issue-427 93 118 in in ADP issue-427 93 119 the the DET issue-427 93 120 number number NOUN issue-427 93 121 of of ADP issue-427 93 122 credit credit NOUN issue-427 93 123 unions union NOUN issue-427 93 124 members member NOUN issue-427 93 125 ; ; PUNCT issue-427 93 126 ‒ ‒ X issue-427 93 127 increase increase NOUN issue-427 93 128 in in ADP issue-427 93 129 the the DET issue-427 93 130 percentage percentage NOUN issue-427 93 131 of of ADP issue-427 93 132 arrears arrear NOUN issue-427 93 133 on on ADP issue-427 93 134 loans loan NOUN issue-427 93 135 ; ; PUNCT issue-427 93 136 ‒ ‒ NOUN issue-427 93 137 need need VERB issue-427 93 138 to to PART issue-427 93 139 increase increase VERB issue-427 93 140 the the DET issue-427 93 141 level level NOUN issue-427 93 142 of of ADP issue-427 93 143 services service NOUN issue-427 93 144 prices price NOUN issue-427 93 145 . . PUNCT issue-427 94 1 this this DET issue-427 94 2 list list NOUN issue-427 94 3 can can AUX issue-427 94 4 be be AUX issue-427 94 5 supplemented supplement VERB issue-427 94 6 with with ADP issue-427 94 7 the the DET issue-427 94 8 following follow VERB issue-427 94 9 types type NOUN issue-427 94 10 of of ADP issue-427 94 11 threats threat NOUN issue-427 94 12 : : PUNCT issue-427 94 13 the the DET issue-427 94 14 introduction introduction NOUN issue-427 94 15 of of ADP issue-427 94 16 settlement settlement NOUN issue-427 94 17 transactions transaction NOUN issue-427 94 18 registers register NOUN issue-427 94 19 in in ADP issue-427 94 20 credit credit NOUN issue-427 94 21 unions union NOUN issue-427 94 22 ; ; PUNCT issue-427 94 23 lack lack NOUN issue-427 94 24 of of ADP issue-427 94 25 right right NOUN issue-427 94 26 for for ADP issue-427 94 27 individual individual ADJ issue-427 94 28 businessmen businessman NOUN issue-427 94 29 , , PUNCT issue-427 94 30 farmers farmer NOUN issue-427 94 31 , , PUNCT issue-427 94 32 cooperatives cooperative NOUN issue-427 94 33 , , PUNCT issue-427 94 34 and and CCONJ issue-427 94 35 non non ADJ issue-427 94 36 - - ADJ issue-427 94 37 profit profit ADJ issue-427 94 38 organizations organization NOUN issue-427 94 39 to to PART issue-427 94 40 use use VERB issue-427 94 41 the the DET issue-427 94 42 credit credit NOUN issue-427 94 43 unions union NOUN issue-427 94 44 services service NOUN issue-427 94 45 – – PUNCT issue-427 94 46 this this PRON issue-427 94 47 significantly significantly ADV issue-427 94 48 reduces reduce VERB issue-427 94 49 the the DET issue-427 94 50 number number NOUN issue-427 94 51 of of ADP issue-427 94 52 credit credit NOUN issue-427 94 53 unions union NOUN issue-427 94 54 ’ ' PUNCT issue-427 94 55 potential potential ADJ issue-427 94 56 clients client NOUN issue-427 94 57 ; ; PUNCT issue-427 94 58 lack lack NOUN issue-427 94 59 of of ADP issue-427 94 60 a a DET issue-427 94 61 mechanism mechanism NOUN issue-427 94 62 for for ADP issue-427 94 63 guaranteeing guarantee VERB issue-427 94 64 deposits deposit NOUN issue-427 94 65 of of ADP issue-427 94 66 credit credit NOUN issue-427 94 67 unions union NOUN issue-427 94 68 members member NOUN issue-427 94 69 ; ; PUNCT issue-427 94 70 insufficiency insufficiency NOUN issue-427 94 71 in in ADP issue-427 94 72 guaranteeing guarantee VERB issue-427 94 73 the the DET issue-427 94 74 rights right NOUN issue-427 94 75 of of ADP issue-427 94 76 credit credit NOUN issue-427 94 77 unions union NOUN issue-427 94 78 members member NOUN issue-427 94 79 ; ; PUNCT issue-427 94 80 imperfect imperfect ADJ issue-427 94 81 system system NOUN issue-427 94 82 of of ADP issue-427 94 83 prudential prudential ADJ issue-427 94 84 supervision supervision NOUN issue-427 94 85 in in ADP issue-427 94 86 the the DET issue-427 94 87 credit credit NOUN issue-427 94 88 institutions institution NOUN issue-427 94 89 market market NOUN issue-427 94 90 . . PUNCT issue-427 95 1 among among ADP issue-427 95 2 the the DET issue-427 95 3 main main ADJ issue-427 95 4 threats threat NOUN issue-427 95 5 to to ADP issue-427 95 6 non non ADJ issue-427 95 7 - - ADJ issue-427 95 8 state state ADJ issue-427 95 9 pension pension NOUN issue-427 95 10 funds fund NOUN issue-427 95 11 ( ( PUNCT issue-427 95 12 npfs npfs PROPN issue-427 95 13 ) ) PUNCT issue-427 95 14 can can AUX issue-427 95 15 be be AUX issue-427 95 16 named name VERB issue-427 95 17 the the DET issue-427 95 18 creation creation NOUN issue-427 95 19 of of ADP issue-427 95 20 “ " PUNCT issue-427 95 21 internal internal ADJ issue-427 95 22 ” " PUNCT issue-427 95 23 captive captive ADJ issue-427 95 24 funds fund NOUN issue-427 95 25 with with ADP issue-427 95 26 distorted distorted ADJ issue-427 95 27 goals goal NOUN issue-427 95 28 and and CCONJ issue-427 95 29 redistribution redistribution NOUN issue-427 95 30 of of ADP issue-427 95 31 resources resource NOUN issue-427 95 32 in in ADP issue-427 95 33 favour favour NOUN issue-427 95 34 of of ADP issue-427 95 35 founders founder NOUN issue-427 95 36 . . PUNCT issue-427 96 1 the the DET issue-427 96 2 threat threat NOUN issue-427 96 3 of of ADP issue-427 96 4 mistaken mistaken ADJ issue-427 96 5 estimation estimation NOUN issue-427 96 6 by by ADP issue-427 96 7 managers manager NOUN issue-427 96 8 of of ADP issue-427 96 9 funds fund NOUN issue-427 96 10 asset asset NOUN issue-427 96 11 value value NOUN issue-427 96 12 , , PUNCT issue-427 96 13 in in ADP issue-427 96 14 which which PRON issue-427 96 15 it it PRON issue-427 96 16 is be AUX issue-427 96 17 planned plan VERB issue-427 96 18 to to PART issue-427 96 19 invest invest VERB issue-427 96 20 financial financial ADJ issue-427 96 21 resources resource NOUN issue-427 96 22 for for ADP issue-427 96 23 preserving preserve VERB issue-427 96 24 and and CCONJ issue-427 96 25 multiplying multiply VERB issue-427 96 26 them they PRON issue-427 96 27 , , PUNCT issue-427 96 28 remains remain VERB issue-427 96 29 rather rather ADV issue-427 96 30 substantial substantial ADJ issue-427 96 31 . . PUNCT issue-427 97 1 regulatory regulatory ADJ issue-427 97 2 prohibitions prohibition NOUN issue-427 97 3 in in ADP issue-427 97 4 using use VERB issue-427 97 5 some some DET issue-427 97 6 areas area NOUN issue-427 97 7 of of ADP issue-427 97 8 depositors depositor NOUN issue-427 97 9 ’ ’ PART issue-427 97 10 funds fund NOUN issue-427 97 11 placement placement NOUN issue-427 97 12 set set VERB issue-427 97 13 a a DET issue-427 97 14 limited limited ADJ issue-427 97 15 space space NOUN issue-427 97 16 for for ADP issue-427 97 17 effective effective ADJ issue-427 97 18 managing managing NOUN issue-427 97 19 of of ADP issue-427 97 20 the the DET issue-427 97 21 investment investment NOUN issue-427 97 22 portfolio portfolio NOUN issue-427 97 23 of of ADP issue-427 97 24 npfs npf NOUN issue-427 97 25 and and CCONJ issue-427 97 26 joint joint ADJ issue-427 97 27 investment investment NOUN issue-427 97 28 institutions institution NOUN issue-427 97 29 in in ADP issue-427 97 30 ukraine ukraine NOUN issue-427 97 31 . . PUNCT issue-427 98 1 the the DET issue-427 98 2 existence existence NOUN issue-427 98 3 of of ADP issue-427 98 4 unreasonable unreasonable ADJ issue-427 98 5 quantitative quantitative ADJ issue-427 98 6 restrictions restriction NOUN issue-427 98 7 for for ADP issue-427 98 8 the the DET issue-427 98 9 structure structure NOUN issue-427 98 10 of of ADP issue-427 98 11 fund fund NOUN issue-427 98 12 assets asset NOUN issue-427 98 13 complicates complicate VERB issue-427 98 14 the the DET issue-427 98 15 mobility mobility NOUN issue-427 98 16 of of ADP issue-427 98 17 investment investment NOUN issue-427 98 18 capital capital NOUN issue-427 98 19 flows flow VERB issue-427 98 20 . . PUNCT issue-427 99 1 among among ADP issue-427 99 2 the the DET issue-427 99 3 threats threat NOUN issue-427 99 4 to to ADP issue-427 99 5 the the DET issue-427 99 6 economic economic ADJ issue-427 99 7 security security NOUN issue-427 99 8 of of ADP issue-427 99 9 financial financial ADJ issue-427 99 10 companies company NOUN issue-427 99 11 and and CCONJ issue-427 99 12 pawnshops pawnshop NOUN issue-427 99 13 remain remain VERB issue-427 99 14 : : PUNCT issue-427 99 15 ‒ ‒ X issue-427 99 16 low low ADJ issue-427 99 17 effectiveness effectiveness NOUN issue-427 99 18 in in ADP issue-427 99 19 the the DET issue-427 99 20 legislative legislative ADJ issue-427 99 21 protection protection NOUN issue-427 99 22 of of ADP issue-427 99 23 the the DET issue-427 99 24 financial financial ADJ issue-427 99 25 interests interest NOUN issue-427 99 26 of of ADP issue-427 99 27 housing housing NOUN issue-427 99 28 construction construction NOUN issue-427 99 29 financing financing NOUN issue-427 99 30 funds fund NOUN issue-427 99 31 trustees trustee NOUN issue-427 99 32 ; ; PUNCT issue-427 99 33 ‒ ‒ X issue-427 99 34 the the DET issue-427 99 35 absence absence NOUN issue-427 99 36 of of ADP issue-427 99 37 statutory statutory ADJ issue-427 99 38 and and CCONJ issue-427 99 39 regulatory regulatory ADJ issue-427 99 40 enactments enactment NOUN issue-427 99 41 regulating regulate VERB issue-427 99 42 the the DET issue-427 99 43 problem problem NOUN issue-427 99 44 aspects aspect NOUN issue-427 99 45 of of ADP issue-427 99 46 pawnshop pawnshop NOUN issue-427 99 47 activity activity NOUN issue-427 99 48 while while SCONJ issue-427 99 49 interacting interact VERB issue-427 99 50 with with ADP issue-427 99 51 clients client NOUN issue-427 99 52 ; ; PUNCT issue-427 99 53 ‒ ‒ X issue-427 99 54 legislative legislative ADJ issue-427 99 55 unregulated unregulated ADJ issue-427 99 56 factoring factoring NOUN issue-427 99 57 activity activity NOUN issue-427 99 58 in in ADP issue-427 99 59 the the DET issue-427 99 60 collector collector NOUN issue-427 99 61 business business NOUN issue-427 99 62 and and CCONJ issue-427 99 63 , , PUNCT issue-427 99 64 as as ADP issue-427 99 65 a a DET issue-427 99 66 consequence consequence NOUN issue-427 99 67 , , PUNCT issue-427 99 68 a a DET issue-427 99 69 low low ADJ issue-427 99 70 level level NOUN issue-427 99 71 in in ADP issue-427 99 72 the the DET issue-427 99 73 protection protection NOUN issue-427 99 74 of of ADP issue-427 99 75 citizens citizen NOUN issue-427 99 76 ’ ’ PART issue-427 99 77 interests interest NOUN issue-427 99 78 before before ADP issue-427 99 79 collectors collector NOUN issue-427 99 80 ; ; PUNCT issue-427 99 81 ‒ ‒ X issue-427 99 82 inaccessibility inaccessibility NOUN issue-427 99 83 of of ADP issue-427 99 84 financial financial ADJ issue-427 99 85 services service NOUN issue-427 99 86 users user NOUN issue-427 99 87 to to PART issue-427 99 88 reliable reliable VERB issue-427 99 89 information information NOUN issue-427 99 90 about about ADP issue-427 99 91 the the DET issue-427 99 92 activities activity NOUN issue-427 99 93 of of ADP issue-427 99 94 these these DET issue-427 99 95 financial financial ADJ issue-427 99 96 institutions institution NOUN issue-427 99 97 due due ADP issue-427 99 98 to to ADP issue-427 99 99 their their PRON issue-427 99 100 low low ADJ issue-427 99 101 level level NOUN issue-427 99 102 of of ADP issue-427 99 103 transparency transparency NOUN issue-427 99 104 . . PUNCT issue-427 100 1 this this DET issue-427 100 2 list list NOUN issue-427 100 3 can can AUX issue-427 100 4 be be AUX issue-427 100 5 supplemented supplement VERB issue-427 100 6 by by ADP issue-427 100 7 such such ADJ issue-427 100 8 types type NOUN issue-427 100 9 of of ADP issue-427 100 10 threats threat NOUN issue-427 100 11 as as ADP issue-427 100 12 lack lack NOUN issue-427 100 13 of of ADP issue-427 100 14 financing financing NOUN issue-427 100 15 activities activity NOUN issue-427 100 16 sources source NOUN issue-427 100 17 , , PUNCT issue-427 100 18 lack lack NOUN issue-427 100 19 of of ADP issue-427 100 20 investment investment NOUN issue-427 100 21 resources resource NOUN issue-427 100 22 , , PUNCT issue-427 100 23 high high ADJ issue-427 100 24 level level NOUN issue-427 100 25 of of ADP issue-427 100 26 operational operational ADJ issue-427 100 27 risk risk NOUN issue-427 100 28 and and CCONJ issue-427 100 29 competition competition NOUN issue-427 100 30 . . PUNCT issue-427 101 1 baltic baltic PROPN issue-427 101 2 journal journal PROPN issue-427 101 3 of of ADP issue-427 101 4 economic economic ADJ issue-427 101 5 studies study NOUN issue-427 101 6 84 84 NUM issue-427 101 7 vol vol NOUN issue-427 101 8 . . PROPN issue-427 102 1 4 4 NUM issue-427 102 2 , , PUNCT issue-427 102 3 no no INTJ issue-427 102 4 . . NOUN issue-427 102 5 3 3 NUM issue-427 102 6 , , PUNCT issue-427 102 7 2018 2018 NUM issue-427 102 8 4 4 NUM issue-427 102 9 . . PUNCT issue-427 102 10 hybrid hybrid ADJ issue-427 102 11 and and CCONJ issue-427 102 12 internal internal ADJ issue-427 102 13 threats threat NOUN issue-427 102 14 to to ADP issue-427 102 15 the the DET issue-427 102 16 economic economic ADJ issue-427 102 17 security security NOUN issue-427 102 18 of of ADP issue-427 102 19 financial financial ADJ issue-427 102 20 institutions institution NOUN issue-427 102 21 types type NOUN issue-427 102 22 of of ADP issue-427 102 23 threats threat NOUN issue-427 102 24 that that PRON issue-427 102 25 are be AUX issue-427 102 26 unconventional unconventional ADJ issue-427 102 27 for for ADP issue-427 102 28 financial financial ADJ issue-427 102 29 institutions institution NOUN issue-427 102 30 but but CCONJ issue-427 102 31 now now ADV issue-427 102 32 have have VERB issue-427 102 33 a a DET issue-427 102 34 significant significant ADJ issue-427 102 35 impact impact NOUN issue-427 102 36 on on ADP issue-427 102 37 the the DET issue-427 102 38 results result NOUN issue-427 102 39 of of ADP issue-427 102 40 their their PRON issue-427 102 41 operation operation NOUN issue-427 102 42 are be AUX issue-427 102 43 hybrid hybrid ADJ issue-427 102 44 threats threat NOUN issue-427 102 45 . . PUNCT issue-427 103 1 the the DET issue-427 103 2 functioning functioning NOUN issue-427 103 3 of of ADP issue-427 103 4 the the DET issue-427 103 5 financial financial ADJ issue-427 103 6 market market NOUN issue-427 103 7 and and CCONJ issue-427 103 8 its its PRON issue-427 103 9 participants participant NOUN issue-427 103 10 is be AUX issue-427 103 11 currently currently ADV issue-427 103 12 under under ADP issue-427 103 13 the the DET issue-427 103 14 control control NOUN issue-427 103 15 of of ADP issue-427 103 16 a a DET issue-427 103 17 hybrid hybrid ADJ issue-427 103 18 war war NOUN issue-427 103 19 caused cause VERB issue-427 103 20 by by ADP issue-427 103 21 the the DET issue-427 103 22 conflict conflict NOUN issue-427 103 23 situation situation NOUN issue-427 103 24 in in ADP issue-427 103 25 the the DET issue-427 103 26 east east NOUN issue-427 103 27 of of ADP issue-427 103 28 ukraine ukraine PROPN issue-427 103 29 . . PUNCT issue-427 104 1 accordingly accordingly ADV issue-427 104 2 , , PUNCT issue-427 104 3 in in ADP issue-427 104 4 the the DET issue-427 104 5 economic economic ADJ issue-427 104 6 sphere sphere NOUN issue-427 104 7 , , PUNCT issue-427 104 8 financial financial ADJ issue-427 104 9 institutions institution NOUN issue-427 104 10 can can AUX issue-427 104 11 act act VERB issue-427 104 12 as as ADP issue-427 104 13 subjects subject NOUN issue-427 104 14 of of ADP issue-427 104 15 hybrid hybrid ADJ issue-427 104 16 warfare warfare NOUN issue-427 104 17 , , PUNCT issue-427 104 18 and and CCONJ issue-427 104 19 their their PRON issue-427 104 20 products product NOUN issue-427 104 21 and and CCONJ issue-427 104 22 services service NOUN issue-427 104 23 – – PUNCT issue-427 104 24 as as ADP issue-427 104 25 instruments instrument NOUN issue-427 104 26 of of ADP issue-427 104 27 hostilities hostility NOUN issue-427 104 28 . . PUNCT issue-427 105 1 hybrid hybrid ADJ issue-427 105 2 threats threat NOUN issue-427 105 3 to to ADP issue-427 105 4 the the DET issue-427 105 5 functioning functioning NOUN issue-427 105 6 of of ADP issue-427 105 7 the the DET issue-427 105 8 financial financial ADJ issue-427 105 9 market market NOUN issue-427 105 10 and and CCONJ issue-427 105 11 its its PRON issue-427 105 12 professional professional ADJ issue-427 105 13 participants participant NOUN issue-427 105 14 are be AUX issue-427 105 15 systematized systematize VERB issue-427 105 16 in in ADP issue-427 105 17 table table NOUN issue-427 105 18 1 1 NUM issue-427 105 19 . . PUNCT issue-427 106 1 despite despite SCONJ issue-427 106 2 the the DET issue-427 106 3 strong strong ADJ issue-427 106 4 influence influence NOUN issue-427 106 5 of of ADP issue-427 106 6 external external ADJ issue-427 106 7 and and CCONJ issue-427 106 8 hybrid hybrid ADJ issue-427 106 9 threats threat NOUN issue-427 106 10 on on ADP issue-427 106 11 the the DET issue-427 106 12 economic economic ADJ issue-427 106 13 security security NOUN issue-427 106 14 of of ADP issue-427 106 15 domestic domestic ADJ issue-427 106 16 financial financial ADJ issue-427 106 17 institutions institution NOUN issue-427 106 18 , , PUNCT issue-427 106 19 one one PRON issue-427 106 20 should should AUX issue-427 106 21 not not PART issue-427 106 22 forget forget VERB issue-427 106 23 about about ADP issue-427 106 24 the the DET issue-427 106 25 threats threat NOUN issue-427 106 26 of of ADP issue-427 106 27 internal internal ADJ issue-427 106 28 origin origin NOUN issue-427 106 29 . . PUNCT issue-427 107 1 internal internal ADJ issue-427 107 2 threats threat NOUN issue-427 107 3 to to ADP issue-427 107 4 the the DET issue-427 107 5 level level NOUN issue-427 107 6 of of ADP issue-427 107 7 financial financial ADJ issue-427 107 8 institutions institution NOUN issue-427 107 9 ’ ' PUNCT issue-427 107 10 economic economic ADJ issue-427 107 11 security security NOUN issue-427 107 12 are be AUX issue-427 107 13 shown show VERB issue-427 107 14 in in ADP issue-427 107 15 table table NOUN issue-427 107 16 2 2 NUM issue-427 107 17 . . PUNCT issue-427 108 1 the the DET issue-427 108 2 offered offer VERB issue-427 108 3 threat threat NOUN issue-427 108 4 list list NOUN issue-427 108 5 is be AUX issue-427 108 6 not not PART issue-427 108 7 exhausted exhausted ADJ issue-427 108 8 . . PUNCT issue-427 109 1 with with ADP issue-427 109 2 each each DET issue-427 109 3 passing pass VERB issue-427 109 4 year year NOUN issue-427 109 5 , , PUNCT issue-427 109 6 new new ADJ issue-427 109 7 forms form NOUN issue-427 109 8 and and CCONJ issue-427 109 9 types type NOUN issue-427 109 10 of of ADP issue-427 109 11 threats threat NOUN issue-427 109 12 to to ADP issue-427 109 13 the the DET issue-427 109 14 financial financial ADJ issue-427 109 15 security security NOUN issue-427 109 16 of of ADP issue-427 109 17 financial financial ADJ issue-427 109 18 institutions institution NOUN issue-427 109 19 will will AUX issue-427 109 20 emerge emerge VERB issue-427 109 21 in in ADP issue-427 109 22 the the DET issue-427 109 23 financial financial ADJ issue-427 109 24 market market NOUN issue-427 109 25 ; ; PUNCT issue-427 109 26 therefore therefore ADV issue-427 109 27 , , PUNCT issue-427 109 28 the the DET issue-427 109 29 topic topic NOUN issue-427 109 30 of of ADP issue-427 109 31 the the DET issue-427 109 32 initiated initiate VERB issue-427 109 33 research research NOUN issue-427 109 34 will will AUX issue-427 109 35 not not PART issue-427 109 36 lose lose VERB issue-427 109 37 its its PRON issue-427 109 38 relevance relevance NOUN issue-427 109 39 . . PUNCT issue-427 110 1 at at ADP issue-427 110 2 the the DET issue-427 110 3 same same ADJ issue-427 110 4 time time NOUN issue-427 110 5 , , PUNCT issue-427 110 6 for for ADP issue-427 110 7 the the DET issue-427 110 8 effective effective ADJ issue-427 110 9 regulation regulation NOUN issue-427 110 10 of of ADP issue-427 110 11 the the DET issue-427 110 12 level level NOUN issue-427 110 13 of of ADP issue-427 110 14 the the DET issue-427 110 15 state state NOUN issue-427 110 16 financial financial ADJ issue-427 110 17 security security NOUN issue-427 110 18 , , PUNCT issue-427 110 19 the the DET issue-427 110 20 authorities authority NOUN issue-427 110 21 will will AUX issue-427 110 22 have have VERB issue-427 110 23 to to PART issue-427 110 24 determine determine VERB issue-427 110 25 the the DET issue-427 110 26 priority priority NOUN issue-427 110 27 threats threat NOUN issue-427 110 28 to to ADP issue-427 110 29 the the DET issue-427 110 30 economic economic ADJ issue-427 110 31 security security NOUN issue-427 110 32 of of ADP issue-427 110 33 institutions institution NOUN issue-427 110 34 in in ADP issue-427 110 35 the the DET issue-427 110 36 financial financial ADJ issue-427 110 37 market market NOUN issue-427 110 38 in in ADP issue-427 110 39 order order NOUN issue-427 110 40 to to PART issue-427 110 41 focus focus VERB issue-427 110 42 the the DET issue-427 110 43 main main ADJ issue-427 110 44 resources resource NOUN issue-427 110 45 and and CCONJ issue-427 110 46 efforts effort NOUN issue-427 110 47 on on ADP issue-427 110 48 their their PRON issue-427 110 49 elimination elimination NOUN issue-427 110 50 . . PUNCT issue-427 111 1 5 5 X issue-427 111 2 . . X issue-427 111 3 views view NOUN issue-427 111 4 of of ADP issue-427 111 5 experts expert NOUN issue-427 111 6 on on ADP issue-427 111 7 threats threat NOUN issue-427 111 8 to to ADP issue-427 111 9 the the DET issue-427 111 10 economic economic ADJ issue-427 111 11 security security NOUN issue-427 111 12 of of ADP issue-427 111 13 financial financial ADJ issue-427 111 14 institutions institution NOUN issue-427 111 15 in in ADP issue-427 111 16 order order NOUN issue-427 111 17 to to PART issue-427 111 18 identify identify VERB issue-427 111 19 in in ADP issue-427 111 20 the the DET issue-427 111 21 current current ADJ issue-427 111 22 list list NOUN issue-427 111 23 the the DET issue-427 111 24 threats threat NOUN issue-427 111 25 that that PRON issue-427 111 26 need need VERB issue-427 111 27 to to PART issue-427 111 28 be be AUX issue-427 111 29 first first ADV issue-427 111 30 taken take VERB issue-427 111 31 into into ADP issue-427 111 32 account account NOUN issue-427 111 33 when when SCONJ issue-427 111 34 managing manage VERB issue-427 111 35 the the DET issue-427 111 36 economic economic ADJ issue-427 111 37 security security NOUN issue-427 111 38 of of ADP issue-427 111 39 various various ADJ issue-427 111 40 types type NOUN issue-427 111 41 of of ADP issue-427 111 42 financial financial ADJ issue-427 111 43 institutions institution NOUN issue-427 111 44 , , PUNCT issue-427 111 45 as as ADV issue-427 111 46 well well ADV issue-427 111 47 as as ADP issue-427 111 48 identifying identify VERB issue-427 111 49 the the DET issue-427 111 50 threats threat NOUN issue-427 111 51 specific specific ADJ issue-427 111 52 to to ADP issue-427 111 53 different different ADJ issue-427 111 54 types type NOUN issue-427 111 55 of of ADP issue-427 111 56 financial financial ADJ issue-427 111 57 institutions institution NOUN issue-427 111 58 , , PUNCT issue-427 111 59 an an DET issue-427 111 60 expert expert NOUN issue-427 111 61 survey survey NOUN issue-427 111 62 was be AUX issue-427 111 63 conducted conduct VERB issue-427 111 64 . . PUNCT issue-427 112 1 the the DET issue-427 112 2 mechanism mechanism NOUN issue-427 112 3 for for ADP issue-427 112 4 working work VERB issue-427 112 5 with with ADP issue-427 112 6 experts expert NOUN issue-427 112 7 included include VERB issue-427 112 8 the the DET issue-427 112 9 following follow VERB issue-427 112 10 steps step NOUN issue-427 112 11 : : PUNCT issue-427 112 12 forming form VERB issue-427 112 13 a a DET issue-427 112 14 sample sample NOUN issue-427 112 15 of of ADP issue-427 112 16 financial financial ADJ issue-427 112 17 institutions institution NOUN issue-427 112 18 ( ( PUNCT issue-427 112 19 10 10 NUM issue-427 112 20 % % NOUN issue-427 112 21 of of ADP issue-427 112 22 financial financial ADJ issue-427 112 23 institutions institution NOUN issue-427 112 24 from from ADP issue-427 112 25 each each PRON issue-427 112 26 of of ADP issue-427 112 27 the the DET issue-427 112 28 studied study VERB issue-427 112 29 segments segment NOUN issue-427 112 30 on on ADP issue-427 112 31 the the DET issue-427 112 32 financial financial ADJ issue-427 112 33 market market NOUN issue-427 112 34 – – PUNCT issue-427 112 35 the the DET issue-427 112 36 banking banking NOUN issue-427 112 37 sector sector NOUN issue-427 112 38 , , PUNCT issue-427 112 39 insurance insurance NOUN issue-427 112 40 sector sector NOUN issue-427 112 41 , , PUNCT issue-427 112 42 investment investment NOUN issue-427 112 43 companies company NOUN issue-427 112 44 sector sector NOUN issue-427 112 45 , , PUNCT issue-427 112 46 financial financial ADJ issue-427 112 47 companies company NOUN issue-427 112 48 sector sector NOUN issue-427 112 49 , , PUNCT issue-427 112 50 credit credit NOUN issue-427 112 51 unions union NOUN issue-427 112 52 companies company NOUN issue-427 112 53 – – PUNCT issue-427 112 54 were be AUX issue-427 112 55 selected select VERB issue-427 112 56 ) ) PUNCT issue-427 112 57 ; ; PUNCT issue-427 112 58 there there PRON issue-427 112 59 was be AUX issue-427 112 60 sent send VERB issue-427 112 61 a a DET issue-427 112 62 questionnaire questionnaire NOUN issue-427 112 63 requesting request VERB issue-427 112 64 it it PRON issue-427 112 65 to to PART issue-427 112 66 be be AUX issue-427 112 67 filled fill VERB issue-427 112 68 in in ADP issue-427 112 69 to to ADP issue-427 112 70 each each DET issue-427 112 71 financial financial ADJ issue-427 112 72 institution institution NOUN issue-427 112 73 that that PRON issue-427 112 74 was be AUX issue-427 112 75 included include VERB issue-427 112 76 in in ADP issue-427 112 77 the the DET issue-427 112 78 sample sample NOUN issue-427 112 79 : : PUNCT issue-427 112 80 to to ADP issue-427 112 81 three three NUM issue-427 112 82 representatives representative NOUN issue-427 112 83 of of ADP issue-427 112 84 the the DET issue-427 112 85 senior senior ADJ issue-427 112 86 management management NOUN issue-427 112 87 – – PUNCT issue-427 112 88 for for ADP issue-427 112 89 banks bank NOUN issue-427 112 90 and and CCONJ issue-427 112 91 insurance insurance NOUN issue-427 112 92 companies company NOUN issue-427 112 93 , , PUNCT issue-427 112 94 to to ADP issue-427 112 95 two two NUM issue-427 112 96 representatives representative NOUN issue-427 112 97 for for ADP issue-427 112 98 amc amc PROPN issue-427 112 99 , , PUNCT issue-427 112 100 to to ADP issue-427 112 101 one one NUM issue-427 112 102 representative representative NOUN issue-427 112 103 for for ADP issue-427 112 104 all all DET issue-427 112 105 other other ADJ issue-427 112 106 types type NOUN issue-427 112 107 of of ADP issue-427 112 108 financial financial ADJ issue-427 112 109 institutions institution NOUN issue-427 112 110 ( ( PUNCT issue-427 112 111 anonymous anonymous ADJ issue-427 112 112 questionnaires questionnaire NOUN issue-427 112 113 filling fill VERB issue-427 112 114 was be AUX issue-427 112 115 allowed allow VERB issue-427 112 116 ) ) PUNCT issue-427 112 117 ; ; PUNCT issue-427 112 118 receiving receive VERB issue-427 112 119 completed complete VERB issue-427 112 120 questionnaires questionnaire NOUN issue-427 112 121 and and CCONJ issue-427 112 122 analytical analytical ADJ issue-427 112 123 processing processing NOUN issue-427 112 124 of of ADP issue-427 112 125 the the DET issue-427 112 126 received receive VERB issue-427 112 127 data datum NOUN issue-427 112 128 . . PUNCT issue-427 113 1 taking take VERB issue-427 113 2 into into ADP issue-427 113 3 account account NOUN issue-427 113 4 the the DET issue-427 113 5 number number NOUN issue-427 113 6 of of ADP issue-427 113 7 financial financial ADJ issue-427 113 8 institutions institution NOUN issue-427 113 9 in in ADP issue-427 113 10 the the DET issue-427 113 11 ukrainian ukrainian ADJ issue-427 113 12 market market NOUN issue-427 113 13 at at ADP issue-427 113 14 the the DET issue-427 113 15 beginning beginning NOUN issue-427 113 16 of of ADP issue-427 113 17 2018 2018 NUM issue-427 113 18 , , PUNCT issue-427 113 19 the the DET issue-427 113 20 analytical analytical ADJ issue-427 113 21 base base NOUN issue-427 113 22 for for ADP issue-427 113 23 this this DET issue-427 113 24 year year NOUN issue-427 113 25 of of ADP issue-427 113 26 the the DET issue-427 113 27 study study NOUN issue-427 113 28 was be AUX issue-427 113 29 as as SCONJ issue-427 113 30 follows follow VERB issue-427 113 31 ( ( PUNCT issue-427 113 32 figure figure NOUN issue-427 113 33 2 2 NUM issue-427 113 34 ) ) PUNCT issue-427 113 35 . . PUNCT issue-427 114 1 table table NOUN issue-427 114 2 1 1 NUM issue-427 114 3 hybrid hybrid ADJ issue-427 114 4 threats threat NOUN issue-427 114 5 to to ADP issue-427 114 6 ukraine ukraine PROPN issue-427 114 7 ’s ’s PART issue-427 114 8 financial financial ADJ issue-427 114 9 market market NOUN issue-427 114 10 functioning functioning NOUN issue-427 114 11 and and CCONJ issue-427 114 12 to to ADP issue-427 114 13 the the DET issue-427 114 14 activities activity NOUN issue-427 114 15 of of ADP issue-427 114 16 its its PRON issue-427 114 17 participants participant NOUN issue-427 114 18 hybrid hybrid ADJ issue-427 114 19 threat threat NOUN issue-427 114 20 impact impact NOUN issue-427 114 21 on on ADP issue-427 114 22 the the DET issue-427 114 23 state state NOUN issue-427 114 24 of of ADP issue-427 114 25 the the DET issue-427 114 26 financial financial ADJ issue-427 114 27 market market NOUN issue-427 114 28 , , PUNCT issue-427 114 29 financial financial ADJ issue-427 114 30 security security NOUN issue-427 114 31 of of ADP issue-427 114 32 the the DET issue-427 114 33 country country NOUN issue-427 114 34 , , PUNCT issue-427 114 35 and and CCONJ issue-427 114 36 activities activity NOUN issue-427 114 37 of of ADP issue-427 114 38 financial financial ADJ issue-427 114 39 institutions institution NOUN issue-427 114 40 a a DET issue-427 114 41 large large ADJ issue-427 114 42 number number NOUN issue-427 114 43 of of ADP issue-427 114 44 financial financial ADJ issue-427 114 45 institutions institution NOUN issue-427 114 46 with with ADP issue-427 114 47 a a DET issue-427 114 48 high high ADJ issue-427 114 49 proportion proportion NOUN issue-427 114 50 of of ADP issue-427 114 51 russian russian ADJ issue-427 114 52 capital capital NOUN issue-427 114 53 in in ADP issue-427 114 54 the the DET issue-427 114 55 financing financing NOUN issue-427 114 56 structure structure NOUN issue-427 114 57 the the DET issue-427 114 58 deterioration deterioration NOUN issue-427 114 59 of of ADP issue-427 114 60 the the DET issue-427 114 61 business business NOUN issue-427 114 62 reputation reputation NOUN issue-427 114 63 of of ADP issue-427 114 64 professional professional ADJ issue-427 114 65 market market NOUN issue-427 114 66 participants participant NOUN issue-427 114 67 and and CCONJ issue-427 114 68 the the DET issue-427 114 69 loss loss NOUN issue-427 114 70 of of ADP issue-427 114 71 public public ADJ issue-427 114 72 confidence confidence NOUN issue-427 114 73 in in ADP issue-427 114 74 financial financial ADJ issue-427 114 75 institutions institution NOUN issue-427 114 76 and and CCONJ issue-427 114 77 government government NOUN issue-427 114 78 , , PUNCT issue-427 114 79 which which PRON issue-427 114 80 allows allow VERB issue-427 114 81 the the DET issue-427 114 82 use use NOUN issue-427 114 83 of of ADP issue-427 114 84 the the DET issue-427 114 85 capital capital NOUN issue-427 114 86 of of ADP issue-427 114 87 an an DET issue-427 114 88 unfriendly unfriendly ADJ issue-427 114 89 state state NOUN issue-427 114 90 in in ADP issue-427 114 91 the the DET issue-427 114 92 financial financial ADJ issue-427 114 93 system system NOUN issue-427 114 94 insolvency insolvency NOUN issue-427 114 95 of of ADP issue-427 114 96 financial financial ADJ issue-427 114 97 institutions institution NOUN issue-427 114 98 with with ADP issue-427 114 99 russian russian ADJ issue-427 114 100 capital capital NOUN issue-427 114 101 , , PUNCT issue-427 114 102 their their PRON issue-427 114 103 loss loss NOUN issue-427 114 104 - - PUNCT issue-427 114 105 making make VERB issue-427 114 106 destabilization destabilization NOUN issue-427 114 107 of of ADP issue-427 114 108 the the DET issue-427 114 109 financial financial ADJ issue-427 114 110 market market NOUN issue-427 114 111 architecture architecture NOUN issue-427 114 112 , , PUNCT issue-427 114 113 bankruptcy bankruptcy NOUN issue-427 114 114 of of ADP issue-427 114 115 business business NOUN issue-427 114 116 entities entity NOUN issue-427 114 117 that that PRON issue-427 114 118 are be AUX issue-427 114 119 counterparties counterpartie NOUN issue-427 114 120 and and CCONJ issue-427 114 121 partners partner NOUN issue-427 114 122 of of ADP issue-427 114 123 pro pro ADJ issue-427 114 124 - - ADJ issue-427 114 125 russian russian ADJ issue-427 114 126 financial financial ADJ issue-427 114 127 institutions institution NOUN issue-427 114 128 , , PUNCT issue-427 114 129 limiting limit VERB issue-427 114 130 the the DET issue-427 114 131 possibilities possibility NOUN issue-427 114 132 for for ADP issue-427 114 133 returning return VERB issue-427 114 134 assets asset NOUN issue-427 114 135 to to ADP issue-427 114 136 their their PRON issue-427 114 137 stakeholders stakeholder NOUN issue-427 114 138 legalization legalization NOUN issue-427 114 139 of of ADP issue-427 114 140 capital capital NOUN issue-427 114 141 from from ADP issue-427 114 142 the the DET issue-427 114 143 occupied occupy VERB issue-427 114 144 territories territory NOUN issue-427 114 145 through through ADP issue-427 114 146 the the DET issue-427 114 147 infrastructure infrastructure NOUN issue-427 114 148 of of ADP issue-427 114 149 domestic domestic ADJ issue-427 114 150 financial financial ADJ issue-427 114 151 institutions institution NOUN issue-427 114 152 expansion expansion NOUN issue-427 114 153 of of ADP issue-427 114 154 the the DET issue-427 114 155 shadow shadow NOUN issue-427 114 156 financial financial ADJ issue-427 114 157 sector sector NOUN issue-427 114 158 boundaries boundary NOUN issue-427 114 159 , , PUNCT issue-427 114 160 fall fall NOUN issue-427 114 161 of of ADP issue-427 114 162 national national ADJ issue-427 114 163 currency currency NOUN issue-427 114 164 value value NOUN issue-427 114 165 , , PUNCT issue-427 114 166 caused cause VERB issue-427 114 167 by by ADP issue-427 114 168 inflation inflation NOUN issue-427 114 169 , , PUNCT issue-427 114 170 increase increase VERB issue-427 114 171 in in ADP issue-427 114 172 the the DET issue-427 114 173 number number NOUN issue-427 114 174 of of ADP issue-427 114 175 extraordinary extraordinary ADJ issue-427 114 176 inspections inspection NOUN issue-427 114 177 of of ADP issue-427 114 178 the the DET issue-427 114 179 financial financial ADJ issue-427 114 180 institutions institution NOUN issue-427 114 181 ’ ' PUNCT issue-427 114 182 activities activity NOUN issue-427 114 183 that that PRON issue-427 114 184 block block VERB issue-427 114 185 their their PRON issue-427 114 186 work work NOUN issue-427 114 187 using use VERB issue-427 114 188 domestic domestic ADJ issue-427 114 189 financial financial ADJ issue-427 114 190 institutions institution NOUN issue-427 114 191 for for ADP issue-427 114 192 directing direct VERB issue-427 114 193 financial financial ADJ issue-427 114 194 resources resource NOUN issue-427 114 195 aimed aim VERB issue-427 114 196 at at ADP issue-427 114 197 the the DET issue-427 114 198 expenditure expenditure NOUN issue-427 114 199 in in ADP issue-427 114 200 the the DET issue-427 114 201 occupied occupy VERB issue-427 114 202 territories territory NOUN issue-427 114 203 setting set VERB issue-427 114 204 up up ADP issue-427 114 205 the the DET issue-427 114 206 process process NOUN issue-427 114 207 of of ADP issue-427 114 208 implementing implement VERB issue-427 114 209 financial financial ADJ issue-427 114 210 products product NOUN issue-427 114 211 and and CCONJ issue-427 114 212 services service NOUN issue-427 114 213 to to PART issue-427 114 214 finance finance VERB issue-427 114 215 terrorism terrorism NOUN issue-427 114 216 , , PUNCT issue-427 114 217 deteriorating deteriorate VERB issue-427 114 218 the the DET issue-427 114 219 reputation reputation NOUN issue-427 114 220 of of ADP issue-427 114 221 domestic domestic ADJ issue-427 114 222 financial financial ADJ issue-427 114 223 institutions institution NOUN issue-427 114 224 in in ADP issue-427 114 225 the the DET issue-427 114 226 european european ADJ issue-427 114 227 and and CCONJ issue-427 114 228 global global ADJ issue-427 114 229 financial financial ADJ issue-427 114 230 markets market NOUN issue-427 114 231 , , PUNCT issue-427 114 232 loss loss NOUN issue-427 114 233 of of ADP issue-427 114 234 investors investor NOUN issue-427 114 235 the the DET issue-427 114 236 impossibility impossibility NOUN issue-427 114 237 of of ADP issue-427 114 238 safe safe ADJ issue-427 114 239 using use VERB issue-427 114 240 pro pro ADJ issue-427 114 241 - - ADJ issue-427 114 242 russian russian ADJ issue-427 114 243 billing billing NOUN issue-427 114 244 electronic electronic ADJ issue-427 114 245 payment payment NOUN issue-427 114 246 systems system NOUN issue-427 114 247 slowing slow VERB issue-427 114 248 the the DET issue-427 114 249 movement movement NOUN issue-427 114 250 of of ADP issue-427 114 251 financial financial ADJ issue-427 114 252 flows flow NOUN issue-427 114 253 , , PUNCT issue-427 114 254 impossibility impossibility NOUN issue-427 114 255 to to PART issue-427 114 256 meet meet VERB issue-427 114 257 the the DET issue-427 114 258 financial financial ADJ issue-427 114 259 interests interest NOUN issue-427 114 260 and and CCONJ issue-427 114 261 needs need NOUN issue-427 114 262 of of ADP issue-427 114 263 certain certain ADJ issue-427 114 264 categories category NOUN issue-427 114 265 of of ADP issue-427 114 266 customers customer NOUN issue-427 114 267 non non ADJ issue-427 114 268 - - NOUN issue-427 114 269 repayment repayment NOUN issue-427 114 270 of of ADP issue-427 114 271 loans loan NOUN issue-427 114 272 by by ADP issue-427 114 273 borrowers borrower NOUN issue-427 114 274 , , PUNCT issue-427 114 275 non non ADJ issue-427 114 276 - - NOUN issue-427 114 277 fulfilment fulfilment NOUN issue-427 114 278 of of ADP issue-427 114 279 obligations obligation NOUN issue-427 114 280 under under ADP issue-427 114 281 customer customer NOUN issue-427 114 282 agreements agreement NOUN issue-427 114 283 of of ADP issue-427 114 284 clients client NOUN issue-427 114 285 staying stay VERB issue-427 114 286 in in ADP issue-427 114 287 the the DET issue-427 114 288 occupied occupy VERB issue-427 114 289 territories territory NOUN issue-427 114 290 loss loss NOUN issue-427 114 291 of of ADP issue-427 114 292 assets asset NOUN issue-427 114 293 , , PUNCT issue-427 114 294 destabilization destabilization NOUN issue-427 114 295 of of ADP issue-427 114 296 the the DET issue-427 114 297 financial financial ADJ issue-427 114 298 system system NOUN issue-427 114 299 state state NOUN issue-427 114 300 , , PUNCT issue-427 114 301 lowering lower VERB issue-427 114 302 of of ADP issue-427 114 303 the the DET issue-427 114 304 financial financial ADJ issue-427 114 305 stability stability NOUN issue-427 114 306 levels level NOUN issue-427 114 307 and and CCONJ issue-427 114 308 financial financial ADJ issue-427 114 309 institutions institution NOUN issue-427 114 310 profitability profitability NOUN issue-427 114 311 , , PUNCT issue-427 114 312 limitation limitation NOUN issue-427 114 313 of of ADP issue-427 114 314 their their PRON issue-427 114 315 resource resource NOUN issue-427 114 316 base base NOUN issue-427 114 317 for for ADP issue-427 114 318 carrying carry VERB issue-427 114 319 on on ADP issue-427 114 320 the the DET issue-427 114 321 business business NOUN issue-427 114 322 activity activity NOUN issue-427 114 323 , , PUNCT issue-427 114 324 leaving leave VERB issue-427 114 325 the the DET issue-427 114 326 financial financial ADJ issue-427 114 327 market market NOUN issue-427 114 328 the the DET issue-427 114 329 subordination subordination NOUN issue-427 114 330 of of ADP issue-427 114 331 individual individual ADJ issue-427 114 332 financial financial ADJ issue-427 114 333 institutions institution NOUN issue-427 114 334 that that PRON issue-427 114 335 have have VERB issue-427 114 336 russian russian ADJ issue-427 114 337 co co NOUN issue-427 114 338 - - NOUN issue-427 114 339 owners owner NOUN issue-427 114 340 or or CCONJ issue-427 114 341 investors investor NOUN issue-427 114 342 , , PUNCT issue-427 114 343 to to ADP issue-427 114 344 the the DET issue-427 114 345 government government NOUN issue-427 114 346 decision decision NOUN issue-427 114 347 of of ADP issue-427 114 348 a a DET issue-427 114 349 neighbouring neighbouring ADJ issue-427 114 350 state state NOUN issue-427 114 351 , , PUNCT issue-427 114 352 and and CCONJ issue-427 114 353 neglect neglect NOUN issue-427 114 354 of of ADP issue-427 114 355 the the DET issue-427 114 356 domestic domestic ADJ issue-427 114 357 legal legal ADJ issue-427 114 358 base base NOUN issue-427 114 359 violation violation NOUN issue-427 114 360 of of ADP issue-427 114 361 financial financial ADJ issue-427 114 362 interests interest NOUN issue-427 114 363 of of ADP issue-427 114 364 ukrainian ukrainian ADJ issue-427 114 365 citizens citizen NOUN issue-427 114 366 , , PUNCT issue-427 114 367 loss loss NOUN issue-427 114 368 of of ADP issue-427 114 369 trust trust NOUN issue-427 114 370 in in ADP issue-427 114 371 the the DET issue-427 114 372 financial financial ADJ issue-427 114 373 system system NOUN issue-427 114 374 , , PUNCT issue-427 114 375 withdrawal withdrawal NOUN issue-427 114 376 of of ADP issue-427 114 377 financial financial ADJ issue-427 114 378 resources resource NOUN issue-427 114 379 from from ADP issue-427 114 380 the the DET issue-427 114 381 domestic domestic ADJ issue-427 114 382 financial financial ADJ issue-427 114 383 system system NOUN issue-427 114 384 , , PUNCT issue-427 114 385 negative negative ADJ issue-427 114 386 investment investment NOUN issue-427 114 387 image image NOUN issue-427 114 388 of of ADP issue-427 114 389 the the DET issue-427 114 390 state state NOUN issue-427 114 391 as as ADP issue-427 114 392 a a DET issue-427 114 393 whole whole NOUN issue-427 114 394 the the DET issue-427 114 395 deterioration deterioration NOUN issue-427 114 396 of of ADP issue-427 114 397 domestic domestic ADJ issue-427 114 398 financial financial ADJ issue-427 114 399 institutions institution NOUN issue-427 114 400 reputation reputation NOUN issue-427 114 401 by by ADP issue-427 114 402 means mean NOUN issue-427 114 403 of of ADP issue-427 114 404 information information NOUN issue-427 114 405 warfare warfare NOUN issue-427 114 406 reduction reduction NOUN issue-427 114 407 in in ADP issue-427 114 408 the the DET issue-427 114 409 number number NOUN issue-427 114 410 of of ADP issue-427 114 411 clients client NOUN issue-427 114 412 , , PUNCT issue-427 114 413 partners partner NOUN issue-427 114 414 , , PUNCT issue-427 114 415 investors investor NOUN issue-427 114 416 ; ; PUNCT issue-427 114 417 refusal refusal NOUN issue-427 114 418 of of ADP issue-427 114 419 the the DET issue-427 114 420 stakeholders stakeholder NOUN issue-427 114 421 to to PART issue-427 114 422 use use VERB issue-427 114 423 financial financial ADJ issue-427 114 424 services service NOUN issue-427 114 425 baltic baltic PROPN issue-427 114 426 journal journal PROPN issue-427 114 427 of of ADP issue-427 114 428 economic economic ADJ issue-427 114 429 studies study NOUN issue-427 114 430 85 85 NUM issue-427 114 431 vol vol NOUN issue-427 114 432 . . PROPN issue-427 115 1 4 4 NUM issue-427 115 2 , , PUNCT issue-427 115 3 no no INTJ issue-427 115 4 . . NOUN issue-427 115 5 3 3 NUM issue-427 115 6 , , PUNCT issue-427 115 7 2018 2018 NUM issue-427 115 8 table table NOUN issue-427 115 9 2 2 NUM issue-427 115 10 internal internal ADJ issue-427 115 11 threats threat NOUN issue-427 115 12 to to ADP issue-427 115 13 the the DET issue-427 115 14 level level NOUN issue-427 115 15 of of ADP issue-427 115 16 financial financial ADJ issue-427 115 17 institutions institution NOUN issue-427 115 18 ’ ' PUNCT issue-427 115 19 economic economic ADJ issue-427 115 20 security security NOUN issue-427 115 21 internal internal ADJ issue-427 115 22 threat threat NOUN issue-427 115 23 influence influence NOUN issue-427 115 24 on on ADP issue-427 115 25 financial financial ADJ issue-427 115 26 institutions institution NOUN issue-427 115 27 ’ ' PUNCT issue-427 115 28 economic economic ADJ issue-427 115 29 security security NOUN issue-427 115 30 low low ADJ issue-427 115 31 professional professional ADJ issue-427 115 32 level level NOUN issue-427 115 33 of of ADP issue-427 115 34 the the DET issue-427 115 35 personnel personnel NOUN issue-427 115 36 , , PUNCT issue-427 115 37 its its PRON issue-427 115 38 qualification qualification NOUN issue-427 115 39 , , PUNCT issue-427 115 40 the the DET issue-427 115 41 tendency tendency NOUN issue-427 115 42 of of ADP issue-427 115 43 employees employee NOUN issue-427 115 44 to to PART issue-427 115 45 commit commit VERB issue-427 115 46 fraudulent fraudulent ADJ issue-427 115 47 actions action NOUN issue-427 115 48 high high ADJ issue-427 115 49 risk risk NOUN issue-427 115 50 of of ADP issue-427 115 51 losing lose VERB issue-427 115 52 material material NOUN issue-427 115 53 , , PUNCT issue-427 115 54 financial financial ADJ issue-427 115 55 , , PUNCT issue-427 115 56 information information NOUN issue-427 115 57 resources resource NOUN issue-427 115 58 and and CCONJ issue-427 115 59 customer customer NOUN issue-427 115 60 base base NOUN issue-427 115 61 both both CCONJ issue-427 115 62 through through ADP issue-427 115 63 incompetence incompetence NOUN issue-427 115 64 and and CCONJ issue-427 115 65 through through ADP issue-427 115 66 criminal criminal ADJ issue-427 115 67 actions action NOUN issue-427 115 68 of of ADP issue-427 115 69 the the DET issue-427 115 70 employees employee NOUN issue-427 115 71 opportunistic opportunistic ADJ issue-427 115 72 behaviour behaviour NOUN issue-427 115 73 of of ADP issue-427 115 74 insiders insider NOUN issue-427 115 75 regarding regard VERB issue-427 115 76 the the DET issue-427 115 77 interests interest NOUN issue-427 115 78 of of ADP issue-427 115 79 financial financial ADJ issue-427 115 80 institutions institution NOUN issue-427 115 81 a a DET issue-427 115 82 decrease decrease NOUN issue-427 115 83 in in ADP issue-427 115 84 the the DET issue-427 115 85 level level NOUN issue-427 115 86 of of ADP issue-427 115 87 the the DET issue-427 115 88 institution institution NOUN issue-427 115 89 business business NOUN issue-427 115 90 reputation reputation NOUN issue-427 115 91 , , PUNCT issue-427 115 92 loss loss NOUN issue-427 115 93 of of ADP issue-427 115 94 partner partner NOUN issue-427 115 95 relations relation NOUN issue-427 115 96 , , PUNCT issue-427 115 97 a a DET issue-427 115 98 decrease decrease NOUN issue-427 115 99 of of ADP issue-427 115 100 its its PRON issue-427 115 101 value value NOUN issue-427 115 102 for for SCONJ issue-427 115 103 investors investor NOUN issue-427 115 104 in in ADP issue-427 115 105 the the DET issue-427 115 106 market market NOUN issue-427 115 107 management management NOUN issue-427 115 108 inclination inclination NOUN issue-427 115 109 for for ADP issue-427 115 110 excessive excessive ADJ issue-427 115 111 risk risk NOUN issue-427 115 112 in in ADP issue-427 115 113 the the DET issue-427 115 114 process process NOUN issue-427 115 115 of of ADP issue-427 115 116 managerial managerial ADJ issue-427 115 117 , , PUNCT issue-427 115 118 investment investment NOUN issue-427 115 119 and and CCONJ issue-427 115 120 financial financial ADJ issue-427 115 121 decision decision NOUN issue-427 115 122 making make VERB issue-427 115 123 unexpected unexpected ADJ issue-427 115 124 financial financial ADJ issue-427 115 125 losses loss NOUN issue-427 115 126 due due ADJ issue-427 115 127 to to ADP issue-427 115 128 failures failure NOUN issue-427 115 129 , , PUNCT issue-427 115 130 deteriorating deteriorate VERB issue-427 115 131 financial financial ADJ issue-427 115 132 condition condition NOUN issue-427 115 133 of of ADP issue-427 115 134 institutions institution NOUN issue-427 115 135 , , PUNCT issue-427 115 136 loss loss NOUN issue-427 115 137 of of ADP issue-427 115 138 customers customer NOUN issue-427 115 139 , , PUNCT issue-427 115 140 partners partner NOUN issue-427 115 141 , , PUNCT issue-427 115 142 investors investor NOUN issue-427 115 143 and and CCONJ issue-427 115 144 their their PRON issue-427 115 145 financial financial ADJ issue-427 115 146 assets asset NOUN issue-427 115 147 lack lack NOUN issue-427 115 148 of of ADP issue-427 115 149 information information NOUN issue-427 115 150 and and CCONJ issue-427 115 151 analytical analytical ADJ issue-427 115 152 support support NOUN issue-427 115 153 in in ADP issue-427 115 154 the the DET issue-427 115 155 process process NOUN issue-427 115 156 of of ADP issue-427 115 157 countering counter VERB issue-427 115 158 threats threat NOUN issue-427 115 159 , , PUNCT issue-427 115 160 the the DET issue-427 115 161 low low ADJ issue-427 115 162 relevance relevance NOUN issue-427 115 163 of of ADP issue-427 115 164 information information NOUN issue-427 115 165 resources resource NOUN issue-427 115 166 irrational irrational ADJ issue-427 115 167 structure structure NOUN issue-427 115 168 of of ADP issue-427 115 169 the the DET issue-427 115 170 economic economic ADJ issue-427 115 171 security security NOUN issue-427 115 172 system system NOUN issue-427 115 173 , , PUNCT issue-427 115 174 excessive excessive ADJ issue-427 115 175 costs cost NOUN issue-427 115 176 for for ADP issue-427 115 177 the the DET issue-427 115 178 organization organization NOUN issue-427 115 179 of of ADP issue-427 115 180 protection protection NOUN issue-427 115 181 and and CCONJ issue-427 115 182 ineffective ineffective ADJ issue-427 115 183 management management NOUN issue-427 115 184 of of ADP issue-427 115 185 economic economic ADJ issue-427 115 186 security security NOUN issue-427 115 187 ineffective ineffective ADJ issue-427 115 188 time time NOUN issue-427 115 189 management management NOUN issue-427 115 190 financial financial ADJ issue-427 115 191 losses loss NOUN issue-427 115 192 or or CCONJ issue-427 115 193 lack lack NOUN issue-427 115 194 of of ADP issue-427 115 195 profits profit NOUN issue-427 115 196 over over ADP issue-427 115 197 late late ADJ issue-427 115 198 management management NOUN issue-427 115 199 and and CCONJ issue-427 115 200 financial financial ADJ issue-427 115 201 decisions decision NOUN issue-427 115 202 improper improper ADJ issue-427 115 203 financial financial ADJ issue-427 115 204 reserves reserve NOUN issue-427 115 205 in in ADP issue-427 115 206 the the DET issue-427 115 207 situation situation NOUN issue-427 115 208 of of ADP issue-427 115 209 financial financial ADJ issue-427 115 210 destabilization destabilization NOUN issue-427 115 211 inability inability NOUN issue-427 115 212 to to PART issue-427 115 213 compensate compensate VERB issue-427 115 214 for for ADP issue-427 115 215 the the DET issue-427 115 216 consequences consequence NOUN issue-427 115 217 of of ADP issue-427 115 218 the the DET issue-427 115 219 negative negative ADJ issue-427 115 220 impact impact NOUN issue-427 115 221 of of ADP issue-427 115 222 external external ADJ issue-427 115 223 and and CCONJ issue-427 115 224 internal internal ADJ issue-427 115 225 threats threat NOUN issue-427 115 226 on on ADP issue-427 115 227 the the DET issue-427 115 228 state state NOUN issue-427 115 229 of of ADP issue-427 115 230 the the DET issue-427 115 231 institution institution NOUN issue-427 115 232 economic economic ADJ issue-427 115 233 security security NOUN issue-427 115 234 miss miss NOUN issue-427 115 235 of of ADP issue-427 115 236 the the DET issue-427 115 237 staff staff NOUN issue-427 115 238 reserve reserve NOUN issue-427 115 239 for for ADP issue-427 115 240 timely timely ADJ issue-427 115 241 replenishment replenishment NOUN issue-427 115 242 of of ADP issue-427 115 243 the the DET issue-427 115 244 staff staff NOUN issue-427 115 245 need need VERB issue-427 115 246 for for ADP issue-427 115 247 additional additional ADJ issue-427 115 248 time time NOUN issue-427 115 249 and and CCONJ issue-427 115 250 financial financial ADJ issue-427 115 251 resources resource NOUN issue-427 115 252 to to PART issue-427 115 253 find find VERB issue-427 115 254 qualified qualified ADJ issue-427 115 255 staff staff NOUN issue-427 115 256 use use NOUN issue-427 115 257 of of ADP issue-427 115 258 unlicensed unlicensed ADJ issue-427 115 259 software software NOUN issue-427 115 260 , , PUNCT issue-427 115 261 untimely untimely ADJ issue-427 115 262 updating updating NOUN issue-427 115 263 of of ADP issue-427 115 264 programs program NOUN issue-427 115 265 the the DET issue-427 115 266 probability probability NOUN issue-427 115 267 of of ADP issue-427 115 268 hacker hacker NOUN issue-427 115 269 attacks attack NOUN issue-427 115 270 , , PUNCT issue-427 115 271 the the DET issue-427 115 272 possibility possibility NOUN issue-427 115 273 of of ADP issue-427 115 274 access access NOUN issue-427 115 275 by by ADP issue-427 115 276 third third ADJ issue-427 115 277 parties party NOUN issue-427 115 278 to to ADP issue-427 115 279 confidential confidential ADJ issue-427 115 280 information information NOUN issue-427 115 281 absence absence NOUN issue-427 115 282 or or CCONJ issue-427 115 283 low low ADJ issue-427 115 284 efficiency efficiency NOUN issue-427 115 285 of of ADP issue-427 115 286 access access NOUN issue-427 115 287 control control NOUN issue-427 115 288 systems system NOUN issue-427 115 289 the the DET issue-427 115 290 probability probability NOUN issue-427 115 291 of of ADP issue-427 115 292 third third ADJ issue-427 115 293 - - PUNCT issue-427 115 294 party party NOUN issue-427 115 295 penetration penetration NOUN issue-427 115 296 into into ADP issue-427 115 297 the the DET issue-427 115 298 building building NOUN issue-427 115 299 of of ADP issue-427 115 300 the the DET issue-427 115 301 institution institution NOUN issue-427 115 302 ; ; PUNCT issue-427 115 303 theft theft NOUN issue-427 115 304 , , PUNCT issue-427 115 305 damage damage NOUN issue-427 115 306 to to ADP issue-427 115 307 the the DET issue-427 115 308 property property NOUN issue-427 115 309 of of ADP issue-427 115 310 the the DET issue-427 115 311 institution institution NOUN issue-427 115 312 and and CCONJ issue-427 115 313 information information NOUN issue-427 115 314 about about ADP issue-427 115 315 its its PRON issue-427 115 316 activities activity NOUN issue-427 115 317 low low ADJ issue-427 115 318 level level NOUN issue-427 115 319 of of ADP issue-427 115 320 technical technical ADJ issue-427 115 321 and and CCONJ issue-427 115 322 technological technological ADJ issue-427 115 323 support support NOUN issue-427 115 324 the the DET issue-427 115 325 inability inability NOUN issue-427 115 326 to to PART issue-427 115 327 organize organize VERB issue-427 115 328 the the DET issue-427 115 329 proper proper ADJ issue-427 115 330 level level NOUN issue-427 115 331 of of ADP issue-427 115 332 work work NOUN issue-427 115 333 with with ADP issue-427 115 334 clients client NOUN issue-427 115 335 and and CCONJ issue-427 115 336 the the DET issue-427 115 337 protection protection NOUN issue-427 115 338 of of ADP issue-427 115 339 the the DET issue-427 115 340 institution institution NOUN issue-427 115 341 assets asset NOUN issue-427 115 342 the the DET issue-427 115 343 absence absence NOUN issue-427 115 344 of of ADP issue-427 115 345 a a DET issue-427 115 346 professional professional ADJ issue-427 115 347 guard guard NOUN issue-427 115 348 the the DET issue-427 115 349 probability probability NOUN issue-427 115 350 of of ADP issue-427 115 351 abduction abduction NOUN issue-427 115 352 , , PUNCT issue-427 115 353 property property NOUN issue-427 115 354 damage damage NOUN issue-427 115 355 lack lack NOUN issue-427 115 356 of of ADP issue-427 115 357 monitoring monitoring NOUN issue-427 115 358 in in ADP issue-427 115 359 the the DET issue-427 115 360 economic economic ADJ issue-427 115 361 security security NOUN issue-427 115 362 system system NOUN issue-427 115 363 failure failure NOUN issue-427 115 364 to to PART issue-427 115 365 evaluate evaluate VERB issue-427 115 366 the the DET issue-427 115 367 economic economic ADJ issue-427 115 368 security security NOUN issue-427 115 369 level level NOUN issue-427 115 370 , , PUNCT issue-427 115 371 to to PART issue-427 115 372 detect detect VERB issue-427 115 373 flaws flaw NOUN issue-427 115 374 in in ADP issue-427 115 375 its its PRON issue-427 115 376 system system NOUN issue-427 115 377 of of ADP issue-427 115 378 management management NOUN issue-427 115 379 , , PUNCT issue-427 115 380 and and CCONJ issue-427 115 381 timely timely ADV issue-427 115 382 identify identify VERB issue-427 115 383 the the DET issue-427 115 384 threat threat NOUN issue-427 115 385 to to ADP issue-427 115 386 the the DET issue-427 115 387 economic economic ADJ issue-427 115 388 security security NOUN issue-427 115 389 of of ADP issue-427 115 390 the the DET issue-427 115 391 institution institution NOUN issue-427 115 392 denial denial NOUN issue-427 115 393 of of ADP issue-427 115 394 the the DET issue-427 115 395 legal legal ADJ issue-427 115 396 department department NOUN issue-427 115 397 in in ADP issue-427 115 398 the the DET issue-427 115 399 structure structure NOUN issue-427 115 400 or or CCONJ issue-427 115 401 position position NOUN issue-427 115 402 of of ADP issue-427 115 403 a a DET issue-427 115 404 full full ADJ issue-427 115 405 - - PUNCT issue-427 115 406 time time NOUN issue-427 115 407 lawyer lawyer NOUN issue-427 115 408 lack lack NOUN issue-427 115 409 of of ADP issue-427 115 410 legal legal ADJ issue-427 115 411 protection protection NOUN issue-427 115 412 of of ADP issue-427 115 413 the the DET issue-427 115 414 institutional institutional ADJ issue-427 115 415 interests interest NOUN issue-427 115 416 loss loss NOUN issue-427 115 417 , , PUNCT issue-427 115 418 abduction abduction NOUN issue-427 115 419 , , PUNCT issue-427 115 420 damage damage NOUN issue-427 115 421 to to ADP issue-427 115 422 information information NOUN issue-427 115 423 resources resource NOUN issue-427 115 424 ; ; PUNCT issue-427 115 425 their their PRON issue-427 115 426 use use NOUN issue-427 115 427 against against ADP issue-427 115 428 the the DET issue-427 115 429 interests interest NOUN issue-427 115 430 of of ADP issue-427 115 431 the the DET issue-427 115 432 institution institution NOUN issue-427 115 433 the the DET issue-427 115 434 risk risk NOUN issue-427 115 435 of of ADP issue-427 115 436 using use VERB issue-427 115 437 information information NOUN issue-427 115 438 with with ADP issue-427 115 439 a a DET issue-427 115 440 low low ADJ issue-427 115 441 level level NOUN issue-427 115 442 of of ADP issue-427 115 443 certainty certainty NOUN issue-427 115 444 or or CCONJ issue-427 115 445 lack lack NOUN issue-427 115 446 of of ADP issue-427 115 447 necessary necessary ADJ issue-427 115 448 information information NOUN issue-427 115 449 while while SCONJ issue-427 115 450 making make VERB issue-427 115 451 managerial managerial ADJ issue-427 115 452 decisions decision NOUN issue-427 115 453 82 82 NUM issue-427 115 454 294 294 NUM issue-427 115 455 296 296 NUM issue-427 115 456 1233 1233 NUM issue-427 115 457 3788 3788 NUM issue-427 115 458 29 29 NUM issue-427 115 459 30 30 NUM issue-427 115 460 120 120 NUM issue-427 115 461 3832 3832 NUM issue-427 115 462 87 87 NUM issue-427 115 463 60 60 NUM issue-427 115 464 120 120 NUM issue-427 115 465 38 38 NUM issue-427 115 466 0 0 NUM issue-427 116 1 200 200 NUM issue-427 116 2 400 400 NUM issue-427 116 3 600 600 NUM issue-427 116 4 800 800 NUM issue-427 116 5 1000 1000 NUM issue-427 116 6 1200 1200 NUM issue-427 116 7 1400 1400 NUM issue-427 116 8 1600 1600 NUM issue-427 116 9 banks bank NOUN issue-427 116 10 insurance insurance NOUN issue-427 116 11 companies company NOUN issue-427 116 12 asset asset NOUN issue-427 116 13 management management NOUN issue-427 116 14 companies company NOUN issue-427 116 15 financial financial ADJ issue-427 116 16 companies company NOUN issue-427 116 17 ( ( PUNCT issue-427 116 18 factoring factoring NOUN issue-427 116 19 companies company NOUN issue-427 116 20 , , PUNCT issue-427 116 21 leasing leasing NOUN issue-427 116 22 companies company NOUN issue-427 116 23 , , PUNCT issue-427 116 24 pawnshops pawnshop NOUN issue-427 116 25 ) ) PUNCT issue-427 116 26 credit credit NOUN issue-427 116 27 unions union NOUN issue-427 116 28 number number NOUN issue-427 116 29 of of ADP issue-427 116 30 institutions institution NOUN issue-427 116 31 in in ADP issue-427 116 32 the the DET issue-427 116 33 market market NOUN issue-427 116 34 number number NOUN issue-427 116 35 of of ADP issue-427 116 36 institutions institution NOUN issue-427 116 37 in in ADP issue-427 116 38 the the DET issue-427 116 39 sample sample NOUN issue-427 116 40 number number NOUN issue-427 116 41 of of ADP issue-427 116 42 experts expert NOUN issue-427 116 43 figure figure VERB issue-427 116 44 2 2 NUM issue-427 116 45 . . PUNCT issue-427 116 46 analytical analytical ADJ issue-427 116 47 basis basis NOUN issue-427 116 48 for for ADP issue-427 116 49 assessing assess VERB issue-427 116 50 the the DET issue-427 116 51 threats threat NOUN issue-427 116 52 to to ADP issue-427 116 53 the the DET issue-427 116 54 economic economic ADJ issue-427 116 55 security security NOUN issue-427 116 56 system system NOUN issue-427 116 57 of of ADP issue-427 116 58 financial financial ADJ issue-427 116 59 institutions institution NOUN issue-427 116 60 in in ADP issue-427 116 61 2018 2018 NUM issue-427 116 62 made make VERB issue-427 116 63 by by ADP issue-427 116 64 the the DET issue-427 116 65 author author NOUN issue-427 116 66 using use VERB issue-427 116 67 data datum NOUN issue-427 116 68 from from ADP issue-427 116 69 government government NOUN issue-427 116 70 regulators regulator NOUN issue-427 116 71 baltic baltic PROPN issue-427 116 72 journal journal PROPN issue-427 116 73 of of ADP issue-427 116 74 economic economic ADJ issue-427 116 75 studies study NOUN issue-427 116 76 86 86 NUM issue-427 116 77 vol vol NOUN issue-427 116 78 . . PROPN issue-427 117 1 4 4 NUM issue-427 117 2 , , PUNCT issue-427 117 3 no no INTJ issue-427 117 4 . . NOUN issue-427 117 5 3 3 NUM issue-427 117 6 , , PUNCT issue-427 117 7 2018 2018 NUM issue-427 117 8 the the DET issue-427 117 9 results result NOUN issue-427 117 10 of of ADP issue-427 117 11 the the DET issue-427 117 12 expert expert NOUN issue-427 117 13 assessing assess VERB issue-427 117 14 of of ADP issue-427 117 15 10 10 NUM issue-427 117 16 % % NOUN issue-427 117 17 of of ADP issue-427 117 18 financial financial ADJ issue-427 117 19 institutions institution NOUN issue-427 117 20 from from ADP issue-427 117 21 each each DET issue-427 117 22 segment segment NOUN issue-427 117 23 of of ADP issue-427 117 24 the the DET issue-427 117 25 financial financial ADJ issue-427 117 26 market market NOUN issue-427 117 27 are be AUX issue-427 117 28 summarized summarize VERB issue-427 117 29 in in ADP issue-427 117 30 table table NOUN issue-427 117 31 3 3 NUM issue-427 117 32 , , PUNCT issue-427 117 33 which which PRON issue-427 117 34 shows show VERB issue-427 117 35 the the DET issue-427 117 36 average average ADJ issue-427 117 37 interval interval NOUN issue-427 117 38 values value NOUN issue-427 117 39 of of ADP issue-427 117 40 the the DET issue-427 117 41 analysed analyse VERB issue-427 117 42 indicators indicator NOUN issue-427 117 43 . . PUNCT issue-427 118 1 so so ADV issue-427 118 2 , , PUNCT issue-427 118 3 most most ADJ issue-427 118 4 managers manager NOUN issue-427 118 5 of of ADP issue-427 118 6 financial financial ADJ issue-427 118 7 institutions institution NOUN issue-427 118 8 do do AUX issue-427 118 9 not not PART issue-427 118 10 see see VERB issue-427 118 11 the the DET issue-427 118 12 likelihood likelihood NOUN issue-427 118 13 of of ADP issue-427 118 14 their their PRON issue-427 118 15 companies company NOUN issue-427 118 16 ’ ’ PART issue-427 118 17 bankruptcy bankruptcy NOUN issue-427 118 18 throughout throughout ADP issue-427 118 19 the the DET issue-427 118 20 year year NOUN issue-427 118 21 . . PUNCT issue-427 119 1 the the DET issue-427 119 2 state state NOUN issue-427 119 3 of of ADP issue-427 119 4 economic economic ADJ issue-427 119 5 security security NOUN issue-427 119 6 and and CCONJ issue-427 119 7 the the DET issue-427 119 8 level level NOUN issue-427 119 9 of of ADP issue-427 119 10 financial financial ADJ issue-427 119 11 institutions institution NOUN issue-427 119 12 management management NOUN issue-427 119 13 efficiency efficiency NOUN issue-427 119 14 have have AUX issue-427 119 15 received receive VERB issue-427 119 16 sufficient sufficient ADJ issue-427 119 17 assessment assessment NOUN issue-427 119 18 only only ADV issue-427 119 19 in in ADP issue-427 119 20 the the DET issue-427 119 21 banking banking NOUN issue-427 119 22 system system NOUN issue-427 119 23 , , PUNCT issue-427 119 24 but but CCONJ issue-427 119 25 banks bank NOUN issue-427 119 26 also also ADV issue-427 119 27 have have VERB issue-427 119 28 reserves reserve NOUN issue-427 119 29 for for ADP issue-427 119 30 improving improve VERB issue-427 119 31 these these DET issue-427 119 32 indicators indicator NOUN issue-427 119 33 . . PUNCT issue-427 120 1 in in ADP issue-427 120 2 table table NOUN issue-427 120 3 4 4 NUM issue-427 120 4 , , PUNCT issue-427 120 5 we we PRON issue-427 120 6 systematized systematize VERB issue-427 120 7 the the DET issue-427 120 8 results result NOUN issue-427 120 9 of of ADP issue-427 120 10 the the DET issue-427 120 11 answers answer NOUN issue-427 120 12 received receive VERB issue-427 120 13 in in ADP issue-427 120 14 the the DET issue-427 120 15 questionnaires questionnaire NOUN issue-427 120 16 on on ADP issue-427 120 17 the the DET issue-427 120 18 question question NOUN issue-427 120 19 concerning concern VERB issue-427 120 20 the the DET issue-427 120 21 impact impact NOUN issue-427 120 22 of of ADP issue-427 120 23 specific specific ADJ issue-427 120 24 threats threat NOUN issue-427 120 25 on on ADP issue-427 120 26 the the DET issue-427 120 27 state state NOUN issue-427 120 28 of of ADP issue-427 120 29 financial financial ADJ issue-427 120 30 institutions institution NOUN issue-427 120 31 ’ ' PUNCT issue-427 120 32 economic economic ADJ issue-427 120 33 security security NOUN issue-427 120 34 . . PUNCT issue-427 121 1 the the DET issue-427 121 2 identification identification NOUN issue-427 121 3 of of ADP issue-427 121 4 threats threat NOUN issue-427 121 5 to to ADP issue-427 121 6 financial financial ADJ issue-427 121 7 institutions institution NOUN issue-427 121 8 ’ ' PUNCT issue-427 121 9 economic economic ADJ issue-427 121 10 security security NOUN issue-427 121 11 , , PUNCT issue-427 121 12 the the DET issue-427 121 13 definition definition NOUN issue-427 121 14 of of ADP issue-427 121 15 their their PRON issue-427 121 16 specific specific ADJ issue-427 121 17 types type NOUN issue-427 121 18 for for ADP issue-427 121 19 ukrainian ukrainian ADJ issue-427 121 20 financial financial ADJ issue-427 121 21 intermediaries intermediary NOUN issue-427 121 22 , , PUNCT issue-427 121 23 and and CCONJ issue-427 121 24 those those DET issue-427 121 25 forms form NOUN issue-427 121 26 that that PRON issue-427 121 27 have have AUX issue-427 121 28 been be AUX issue-427 121 29 reducing reduce VERB issue-427 121 30 the the DET issue-427 121 31 efficiency efficiency NOUN issue-427 121 32 level level NOUN issue-427 121 33 of of ADP issue-427 121 34 the the DET issue-427 121 35 financial financial ADJ issue-427 121 36 market market NOUN issue-427 121 37 functioning function VERB issue-427 121 38 for for ADP issue-427 121 39 several several ADJ issue-427 121 40 years year NOUN issue-427 121 41 , , PUNCT issue-427 121 42 allow allow VERB issue-427 121 43 us we PRON issue-427 121 44 to to PART issue-427 121 45 set set VERB issue-427 121 46 guidelines guideline NOUN issue-427 121 47 for for ADP issue-427 121 48 a a DET issue-427 121 49 mechanism mechanism NOUN issue-427 121 50 in in ADP issue-427 121 51 regulating regulate VERB issue-427 121 52 the the DET issue-427 121 53 level level NOUN issue-427 121 54 of of ADP issue-427 121 55 table table NOUN issue-427 121 56 3 3 NUM issue-427 121 57 quantitative quantitative ADJ issue-427 121 58 results result NOUN issue-427 121 59 of of ADP issue-427 121 60 the the DET issue-427 121 61 assessment assessment NOUN issue-427 121 62 of of ADP issue-427 121 63 threats threat NOUN issue-427 121 64 to to ADP issue-427 121 65 financial financial ADJ issue-427 121 66 institutions institution NOUN issue-427 121 67 ’ ' PUNCT issue-427 121 68 economic economic ADJ issue-427 121 69 security security NOUN issue-427 121 70 , , PUNCT issue-427 121 71 2018 2018 NUM issue-427 121 72 ( ( PUNCT issue-427 121 73 as as ADP issue-427 121 74 of of ADP issue-427 121 75 the the DET issue-427 121 76 beginning beginning NOUN issue-427 121 77 of of ADP issue-427 121 78 the the DET issue-427 121 79 year year NOUN issue-427 121 80 ) ) PUNCT issue-427 121 81 indexes index VERB issue-427 121 82 banks bank NOUN issue-427 121 83 insurance insurance NOUN issue-427 121 84 companies company NOUN issue-427 121 85 investment investment NOUN issue-427 121 86 companies company NOUN issue-427 121 87 ( ( PUNCT issue-427 121 88 amcs amcs NOUN issue-427 121 89 ) ) PUNCT issue-427 121 90 factoring factoring NOUN issue-427 121 91 companies company NOUN issue-427 121 92 leasing lease VERB issue-427 121 93 companies company NOUN issue-427 121 94 pawnshops pawnshop NOUN issue-427 121 95 credit credit NOUN issue-427 121 96 unions union NOUN issue-427 121 97 the the DET issue-427 121 98 probability probability NOUN issue-427 121 99 of of ADP issue-427 121 100 bankruptcy bankruptcy NOUN issue-427 121 101 by by ADP issue-427 121 102 the the DET issue-427 121 103 end end NOUN issue-427 121 104 of of ADP issue-427 121 105 the the DET issue-427 121 106 year year NOUN issue-427 121 107 0 0 NUM issue-427 121 108 - - SYM issue-427 121 109 10 10 NUM issue-427 121 110 % % NOUN issue-427 121 111 51 51 NUM issue-427 121 112 - - SYM issue-427 121 113 90 90 NUM issue-427 121 114 % % NOUN issue-427 121 115 0 0 NUM issue-427 121 116 - - SYM issue-427 121 117 10 10 NUM issue-427 121 118 % % NOUN issue-427 121 119 51 51 NUM issue-427 121 120 - - SYM issue-427 121 121 90 90 NUM issue-427 121 122 % % NOUN issue-427 121 123 51 51 NUM issue-427 121 124 - - SYM issue-427 121 125 90 90 NUM issue-427 121 126 % % NOUN issue-427 121 127 0 0 NUM issue-427 121 128 - - SYM issue-427 121 129 10 10 NUM issue-427 121 130 % % NOUN issue-427 121 131 51 51 NUM issue-427 121 132 - - SYM issue-427 121 133 90 90 NUM issue-427 121 134 % % NOUN issue-427 121 135 the the DET issue-427 121 136 state state NOUN issue-427 121 137 of of ADP issue-427 121 138 economic economic ADJ issue-427 121 139 security security NOUN issue-427 121 140 ( ( PUNCT issue-427 121 141 from from ADP issue-427 121 142 the the DET issue-427 121 143 maximum maximum ADJ issue-427 121 144 possible possible ADJ issue-427 121 145 100 100 NUM issue-427 121 146 % % NOUN issue-427 121 147 ) ) PUNCT issue-427 121 148 61 61 NUM issue-427 121 149 - - SYM issue-427 121 150 80 80 NUM issue-427 121 151 % % NOUN issue-427 121 152 21 21 NUM issue-427 121 153 - - SYM issue-427 121 154 40 40 NUM issue-427 121 155 % % NOUN issue-427 121 156 21 21 NUM issue-427 121 157 - - SYM issue-427 121 158 40 40 NUM issue-427 121 159 % % NOUN issue-427 121 160 0 0 NUM issue-427 121 161 - - SYM issue-427 121 162 20 20 NUM issue-427 121 163 % % NOUN issue-427 121 164 0 0 NUM issue-427 121 165 - - SYM issue-427 121 166 20 20 NUM issue-427 121 167 % % NOUN issue-427 121 168 0 0 NUM issue-427 121 169 - - SYM issue-427 121 170 20 20 NUM issue-427 121 171 % % NOUN issue-427 121 172 0 0 NUM issue-427 121 173 - - SYM issue-427 121 174 20 20 NUM issue-427 121 175 % % NOUN issue-427 121 176 level level NOUN issue-427 121 177 of of ADP issue-427 121 178 effectiveness effectiveness NOUN issue-427 121 179 of of ADP issue-427 121 180 top top ADJ issue-427 121 181 management management NOUN issue-427 121 182 61 61 NUM issue-427 121 183 - - SYM issue-427 121 184 80 80 NUM issue-427 121 185 % % NOUN issue-427 121 186 61 61 NUM issue-427 121 187 - - SYM issue-427 121 188 80 80 NUM issue-427 121 189 % % NOUN issue-427 121 190 61 61 NUM issue-427 121 191 - - SYM issue-427 121 192 80 80 NUM issue-427 121 193 % % NOUN issue-427 121 194 21 21 NUM issue-427 121 195 - - SYM issue-427 121 196 40 40 NUM issue-427 121 197 % % NOUN issue-427 121 198 21 21 NUM issue-427 121 199 - - SYM issue-427 121 200 40 40 NUM issue-427 121 201 % % NOUN issue-427 121 202 21 21 NUM issue-427 121 203 - - SYM issue-427 121 204 40 40 NUM issue-427 121 205 % % NOUN issue-427 121 206 21 21 NUM issue-427 121 207 - - SYM issue-427 121 208 40 40 NUM issue-427 121 209 % % NOUN issue-427 121 210 reducing reduce VERB issue-427 121 211 customers customer NOUN issue-427 121 212 confidence confidence NOUN issue-427 121 213 over over ADP issue-427 121 214 50 50 NUM issue-427 121 215 % % NOUN issue-427 121 216 over over ADP issue-427 121 217 50 50 NUM issue-427 121 218 % % NOUN issue-427 121 219 11 11 NUM issue-427 121 220 - - SYM issue-427 121 221 50 50 NUM issue-427 121 222 % % NOUN issue-427 121 223 over over ADP issue-427 121 224 50 50 NUM issue-427 121 225 % % NOUN issue-427 121 226 11 11 NUM issue-427 121 227 - - SYM issue-427 121 228 50 50 NUM issue-427 121 229 % % NOUN issue-427 121 230 11 11 NUM issue-427 121 231 - - SYM issue-427 121 232 50 50 NUM issue-427 121 233 % % NOUN issue-427 121 234 over over ADP issue-427 121 235 50 50 NUM issue-427 121 236 % % NOUN issue-427 121 237 reducing reduce VERB issue-427 121 238 the the DET issue-427 121 239 number number NOUN issue-427 121 240 of of ADP issue-427 121 241 customers customer NOUN issue-427 121 242 11 11 NUM issue-427 121 243 - - SYM issue-427 121 244 50 50 NUM issue-427 121 245 % % NOUN issue-427 121 246 over over ADP issue-427 121 247 50 50 NUM issue-427 121 248 % % NOUN issue-427 121 249 over over ADP issue-427 121 250 50 50 NUM issue-427 121 251 % % NOUN issue-427 121 252 11 11 NUM issue-427 121 253 - - SYM issue-427 121 254 50 50 NUM issue-427 121 255 % % NOUN issue-427 121 256 11 11 NUM issue-427 121 257 - - SYM issue-427 121 258 50 50 NUM issue-427 121 259 % % NOUN issue-427 121 260 0 0 NUM issue-427 121 261 over over ADP issue-427 121 262 50 50 NUM issue-427 121 263 % % NOUN issue-427 121 264 the the DET issue-427 121 265 need need NOUN issue-427 121 266 to to PART issue-427 121 267 increase increase VERB issue-427 121 268 assets asset NOUN issue-427 121 269 21 21 NUM issue-427 121 270 - - SYM issue-427 121 271 40 40 NUM issue-427 121 272 % % NOUN issue-427 121 273 61 61 NUM issue-427 121 274 - - SYM issue-427 121 275 80 80 NUM issue-427 121 276 % % NOUN issue-427 121 277 61 61 NUM issue-427 121 278 - - SYM issue-427 121 279 80 80 NUM issue-427 121 280 % % NOUN issue-427 121 281 61 61 NUM issue-427 121 282 - - SYM issue-427 121 283 80 80 NUM issue-427 121 284 % % NOUN issue-427 121 285 61 61 NUM issue-427 121 286 - - SYM issue-427 121 287 80 80 NUM issue-427 121 288 % % NOUN issue-427 121 289 0 0 NUM issue-427 121 290 - - SYM issue-427 121 291 20 20 NUM issue-427 121 292 % % NOUN issue-427 121 293 81 81 NUM issue-427 121 294 - - SYM issue-427 121 295 100 100 NUM issue-427 121 296 % % NOUN issue-427 121 297 the the DET issue-427 121 298 deterioration deterioration NOUN issue-427 121 299 of of ADP issue-427 121 300 business business NOUN issue-427 121 301 reputation reputation NOUN issue-427 121 302 over over ADP issue-427 121 303 50 50 NUM issue-427 121 304 % % NOUN issue-427 121 305 over over ADP issue-427 121 306 50 50 NUM issue-427 121 307 % % NOUN issue-427 121 308 11 11 NUM issue-427 121 309 - - SYM issue-427 121 310 50 50 NUM issue-427 121 311 % % NOUN issue-427 121 312 over over ADP issue-427 121 313 50 50 NUM issue-427 121 314 % % NOUN issue-427 121 315 11 11 NUM issue-427 121 316 - - SYM issue-427 121 317 50 50 NUM issue-427 121 318 % % NOUN issue-427 121 319 11 11 NUM issue-427 121 320 - - SYM issue-427 121 321 50 50 NUM issue-427 121 322 % % NOUN issue-427 121 323 over over ADP issue-427 121 324 50 50 NUM issue-427 121 325 % % NOUN issue-427 121 326 the the DET issue-427 121 327 need need NOUN issue-427 121 328 to to PART issue-427 121 329 attract attract VERB issue-427 121 330 additional additional ADJ issue-427 121 331 financial financial ADJ issue-427 121 332 resources resource NOUN issue-427 121 333 81 81 NUM issue-427 121 334 - - SYM issue-427 121 335 100 100 NUM issue-427 121 336 % % NOUN issue-427 121 337 61 61 NUM issue-427 121 338 - - SYM issue-427 121 339 80 80 NUM issue-427 121 340 % % NOUN issue-427 121 341 81 81 NUM issue-427 121 342 - - SYM issue-427 121 343 100 100 NUM issue-427 121 344 % % NOUN issue-427 121 345 81 81 NUM issue-427 121 346 - - SYM issue-427 121 347 100 100 NUM issue-427 121 348 % % NOUN issue-427 121 349 81 81 NUM issue-427 121 350 - - SYM issue-427 121 351 100 100 NUM issue-427 121 352 % % NOUN issue-427 121 353 61 61 NUM issue-427 121 354 - - SYM issue-427 121 355 80 80 NUM issue-427 121 356 % % NOUN issue-427 121 357 81 81 NUM issue-427 121 358 - - SYM issue-427 121 359 100 100 NUM issue-427 121 360 % % NOUN issue-427 121 361 reducing reduce VERB issue-427 121 362 the the DET issue-427 121 363 demand demand NOUN issue-427 121 364 for for ADP issue-427 121 365 financial financial ADJ issue-427 121 366 services service NOUN issue-427 121 367 41 41 NUM issue-427 121 368 - - SYM issue-427 121 369 60 60 NUM issue-427 121 370 % % NOUN issue-427 121 371 61 61 NUM issue-427 121 372 - - SYM issue-427 121 373 80 80 NUM issue-427 121 374 % % NOUN issue-427 121 375 61 61 NUM issue-427 121 376 - - SYM issue-427 121 377 80 80 NUM issue-427 121 378 % % NOUN issue-427 121 379 61 61 NUM issue-427 121 380 - - SYM issue-427 121 381 80 80 NUM issue-427 121 382 % % NOUN issue-427 121 383 61 61 NUM issue-427 121 384 - - SYM issue-427 121 385 80 80 NUM issue-427 121 386 % % NOUN issue-427 121 387 21 21 NUM issue-427 121 388 - - SYM issue-427 121 389 40 40 NUM issue-427 121 390 % % NOUN issue-427 121 391 41 41 NUM issue-427 121 392 - - SYM issue-427 121 393 60 60 NUM issue-427 121 394 % % NOUN issue-427 121 395 the the DET issue-427 121 396 need need NOUN issue-427 121 397 to to PART issue-427 121 398 increase increase VERB issue-427 121 399 regulatory regulatory ADJ issue-427 121 400 capital capital NOUN issue-427 121 401 1 1 NUM issue-427 121 402 - - SYM issue-427 121 403 20 20 NUM issue-427 121 404 % % NOUN issue-427 121 405 1 1 NUM issue-427 121 406 - - SYM issue-427 121 407 20 20 NUM issue-427 121 408 % % NOUN issue-427 121 409 1 1 NUM issue-427 121 410 - - SYM issue-427 121 411 20 20 NUM issue-427 121 412 % % NOUN issue-427 121 413 within within ADP issue-427 121 414 normal normal ADJ issue-427 121 415 limits limit NOUN issue-427 121 416 within within ADP issue-427 121 417 normal normal ADJ issue-427 121 418 limits limit NOUN issue-427 121 419 within within ADP issue-427 121 420 normal normal ADJ issue-427 121 421 limits limit NOUN issue-427 121 422 within within ADP issue-427 121 423 normal normal ADJ issue-427 121 424 limits limit NOUN issue-427 121 425 the the DET issue-427 121 426 level level NOUN issue-427 121 427 of of ADP issue-427 121 428 “ " PUNCT issue-427 121 429 qualitative qualitative ADJ issue-427 121 430 ” " PUNCT issue-427 121 431 assets asset NOUN issue-427 121 432 21 21 NUM issue-427 121 433 - - SYM issue-427 121 434 40 40 NUM issue-427 121 435 % % NOUN issue-427 121 436 21 21 NUM issue-427 121 437 - - SYM issue-427 121 438 40 40 NUM issue-427 121 439 % % NOUN issue-427 121 440 41 41 NUM issue-427 121 441 - - SYM issue-427 121 442 60 60 NUM issue-427 121 443 % % NOUN issue-427 121 444 0 0 NUM issue-427 121 445 - - SYM issue-427 121 446 20 20 NUM issue-427 121 447 % % NOUN issue-427 121 448 41 41 NUM issue-427 121 449 - - SYM issue-427 121 450 60 60 NUM issue-427 121 451 % % NOUN issue-427 121 452 0 0 NUM issue-427 121 453 - - SYM issue-427 121 454 20 20 NUM issue-427 121 455 % % NOUN issue-427 121 456 0 0 NUM issue-427 121 457 - - SYM issue-427 121 458 20 20 NUM issue-427 121 459 % % NOUN issue-427 121 460 loss loss NOUN issue-427 121 461 of of ADP issue-427 121 462 information information NOUN issue-427 121 463 ( ( PUNCT issue-427 121 464 cases case NOUN issue-427 121 465 per per ADP issue-427 121 466 year year NOUN issue-427 121 467 ) ) PUNCT issue-427 122 1 1 1 NUM issue-427 122 2 - - SYM issue-427 122 3 5 5 NUM issue-427 122 4 1 1 NUM issue-427 122 5 - - SYM issue-427 122 6 5 5 NUM issue-427 122 7 1 1 NUM issue-427 122 8 - - SYM issue-427 122 9 5 5 NUM issue-427 122 10 0 0 NUM issue-427 122 11 0 0 NUM issue-427 122 12 0 0 NUM issue-427 122 13 1 1 NUM issue-427 122 14 - - SYM issue-427 122 15 5 5 NUM issue-427 122 16 fraud fraud NOUN issue-427 122 17 over over ADP issue-427 122 18 20 20 NUM issue-427 122 19 times time NOUN issue-427 122 20 11 11 NUM issue-427 122 21 - - SYM issue-427 122 22 20 20 NUM issue-427 122 23 0 0 NUM issue-427 122 24 11 11 NUM issue-427 122 25 - - SYM issue-427 122 26 20 20 NUM issue-427 122 27 11 11 NUM issue-427 122 28 - - SYM issue-427 122 29 20 20 NUM issue-427 122 30 11 11 NUM issue-427 122 31 - - SYM issue-427 122 32 20 20 NUM issue-427 122 33 11 11 NUM issue-427 122 34 - - SYM issue-427 122 35 20 20 NUM issue-427 122 36 raider raider NOUN issue-427 122 37 attacks attack NOUN issue-427 122 38 1 1 NUM issue-427 122 39 - - SYM issue-427 122 40 2 2 NUM issue-427 122 41 0 0 NUM issue-427 122 42 0 0 NUM issue-427 122 43 0 0 NUM issue-427 122 44 1 1 NUM issue-427 122 45 - - SYM issue-427 122 46 2 2 NUM issue-427 122 47 0 0 NUM issue-427 122 48 0 0 NUM issue-427 122 49 failure failure NOUN issue-427 122 50 of of ADP issue-427 122 51 customers customer NOUN issue-427 122 52 to to PART issue-427 122 53 fulfil fulfil VERB issue-427 122 54 obligations obligation NOUN issue-427 122 55 over over ADP issue-427 122 56 21 21 NUM issue-427 122 57 % % NOUN issue-427 122 58 over over ADP issue-427 122 59 21 21 NUM issue-427 122 60 % % NOUN issue-427 122 61 over over ADP issue-427 122 62 21 21 NUM issue-427 122 63 % % NOUN issue-427 122 64 over over ADP issue-427 122 65 21 21 NUM issue-427 122 66 % % NOUN issue-427 122 67 over over ADP issue-427 122 68 21 21 NUM issue-427 122 69 % % NOUN issue-427 122 70 over over ADP issue-427 122 71 21 21 NUM issue-427 122 72 % % NOUN issue-427 122 73 over over ADP issue-427 122 74 21 21 NUM issue-427 122 75 % % NOUN issue-427 122 76 level level NOUN issue-427 122 77 of of ADP issue-427 122 78 staff staff NOUN issue-427 122 79 qualification qualification NOUN issue-427 122 80 ( ( PUNCT issue-427 122 81 from from ADP issue-427 122 82 the the DET issue-427 122 83 maximum maximum ADJ issue-427 122 84 possible possible ADJ issue-427 122 85 100 100 NUM issue-427 122 86 % % NOUN issue-427 122 87 ) ) PUNCT issue-427 122 88 21 21 NUM issue-427 122 89 - - SYM issue-427 122 90 40 40 NUM issue-427 122 91 % % NOUN issue-427 122 92 21 21 NUM issue-427 122 93 - - SYM issue-427 122 94 40 40 NUM issue-427 122 95 % % NOUN issue-427 122 96 21 21 NUM issue-427 122 97 - - SYM issue-427 122 98 40 40 NUM issue-427 122 99 % % NOUN issue-427 122 100 21 21 NUM issue-427 122 101 - - SYM issue-427 122 102 40 40 NUM issue-427 122 103 % % NOUN issue-427 122 104 21 21 NUM issue-427 122 105 - - SYM issue-427 122 106 40 40 NUM issue-427 122 107 % % NOUN issue-427 122 108 0 0 NUM issue-427 122 109 - - SYM issue-427 122 110 20 20 NUM issue-427 122 111 % % NOUN issue-427 122 112 0 0 NUM issue-427 122 113 - - SYM issue-427 122 114 20 20 NUM issue-427 122 115 % % NOUN issue-427 122 116 liquidity liquidity NOUN issue-427 122 117 level level NOUN issue-427 122 118 5 5 NUM issue-427 122 119 - - SYM issue-427 122 120 10 10 NUM issue-427 122 121 % % NOUN issue-427 122 122 0 0 NUM issue-427 122 123 - - PUNCT issue-427 122 124 0,5 0,5 NUM issue-427 122 125 % % NOUN issue-427 122 126 0 0 NUM issue-427 122 127 - - PUNCT issue-427 122 128 0,5 0,5 NUM issue-427 122 129 % % NOUN issue-427 122 130 0 0 NUM issue-427 122 131 - - PUNCT issue-427 122 132 0,5 0,5 NUM issue-427 122 133 % % NOUN issue-427 122 134 0 0 NUM issue-427 122 135 - - PUNCT issue-427 122 136 0,5 0,5 NUM issue-427 122 137 % % NOUN issue-427 122 138 0 0 NUM issue-427 122 139 - - PUNCT issue-427 122 140 0,5 0,5 NUM issue-427 122 141 % % NOUN issue-427 122 142 0 0 NUM issue-427 122 143 - - SYM issue-427 122 144 0,5 0,5 NUM issue-427 122 145 % % NOUN issue-427 122 146 the the DET issue-427 122 147 permissible permissible ADJ issue-427 122 148 level level NOUN issue-427 122 149 of of ADP issue-427 122 150 risks risk NOUN issue-427 122 151 to to PART issue-427 122 152 be be AUX issue-427 122 153 taken take VERB issue-427 122 154 61 61 NUM issue-427 122 155 - - SYM issue-427 122 156 80 80 NUM issue-427 122 157 % % NOUN issue-427 122 158 61 61 NUM issue-427 122 159 - - SYM issue-427 122 160 80 80 NUM issue-427 122 161 % % NOUN issue-427 122 162 81 81 NUM issue-427 122 163 - - SYM issue-427 122 164 99 99 NUM issue-427 122 165 % % NOUN issue-427 122 166 81 81 NUM issue-427 122 167 - - SYM issue-427 122 168 99 99 NUM issue-427 122 169 % % NOUN issue-427 122 170 81 81 NUM issue-427 122 171 - - SYM issue-427 122 172 99 99 NUM issue-427 122 173 % % NOUN issue-427 122 174 81 81 NUM issue-427 122 175 - - SYM issue-427 122 176 99 99 NUM issue-427 122 177 % % NOUN issue-427 122 178 81 81 NUM issue-427 122 179 - - SYM issue-427 122 180 99 99 NUM issue-427 122 181 % % NOUN issue-427 122 182 made make VERB issue-427 122 183 by by ADP issue-427 122 184 the the DET issue-427 122 185 author author NOUN issue-427 122 186 using use VERB issue-427 122 187 expert expert NOUN issue-427 122 188 assessment assessment NOUN issue-427 122 189 table table NOUN issue-427 122 190 4 4 NUM issue-427 122 191 results result NOUN issue-427 122 192 of of ADP issue-427 122 193 diagnostics diagnostic NOUN issue-427 122 194 of of ADP issue-427 122 195 the the DET issue-427 122 196 influence influence NOUN issue-427 122 197 of of ADP issue-427 122 198 some some DET issue-427 122 199 threats threat NOUN issue-427 122 200 on on ADP issue-427 122 201 the the DET issue-427 122 202 state state NOUN issue-427 122 203 of of ADP issue-427 122 204 financial financial ADJ issue-427 122 205 institutions institution NOUN issue-427 122 206 ’ ' PUNCT issue-427 122 207 economic economic ADJ issue-427 122 208 security security NOUN issue-427 122 209 type type NOUN issue-427 122 210 of of ADP issue-427 122 211 threat threat NOUN issue-427 122 212 banks bank NOUN issue-427 122 213 insurance insurance NOUN issue-427 122 214 companies company NOUN issue-427 122 215 investment investment NOUN issue-427 122 216 companies company NOUN issue-427 122 217 ( ( PUNCT issue-427 122 218 amcs amcs NOUN issue-427 122 219 ) ) PUNCT issue-427 122 220 factoring factoring NOUN issue-427 122 221 companies company NOUN issue-427 122 222 leasing lease VERB issue-427 122 223 companies company NOUN issue-427 122 224 pawnshops pawnshop NOUN issue-427 122 225 credit credit NOUN issue-427 122 226 unions union NOUN issue-427 122 227 political political ADJ issue-427 122 228 pressure pressure NOUN issue-427 122 229 + + CCONJ issue-427 122 230 ‒ ‒ X issue-427 122 231 ‒ ‒ X issue-427 122 232 ‒ ‒ X issue-427 122 233 ‒ ‒ X issue-427 122 234 ‒ ‒ X issue-427 122 235 ‒ ‒ ADP issue-427 122 236 distrust distrust NOUN issue-427 122 237 of of ADP issue-427 122 238 investors investor NOUN issue-427 122 239 , , PUNCT issue-427 122 240 creditors creditor NOUN issue-427 122 241 + + X issue-427 123 1 + + PUNCT issue-427 124 1 + + PUNCT issue-427 124 2 + + PUNCT issue-427 124 3 + + PUNCT issue-427 124 4 + + CCONJ issue-427 124 5 + + CCONJ issue-427 124 6 financial financial ADJ issue-427 124 7 illiteracy illiteracy NOUN issue-427 124 8 of of ADP issue-427 124 9 the the DET issue-427 124 10 population population NOUN issue-427 124 11 + + CCONJ issue-427 125 1 + + PUNCT issue-427 126 1 + + PUNCT issue-427 126 2 + + PUNCT issue-427 126 3 + + PUNCT issue-427 126 4 + + CCONJ issue-427 126 5 + + CCONJ issue-427 126 6 increase increase NOUN issue-427 126 7 of of ADP issue-427 126 8 economic economic ADJ issue-427 126 9 and and CCONJ issue-427 126 10 prudential prudential ADJ issue-427 126 11 norms norm NOUN issue-427 126 12 + + CCONJ issue-427 126 13 ‒ ‒ X issue-427 126 14 + + CCONJ issue-427 126 15 ‒ ‒ X issue-427 126 16 ‒ ‒ X issue-427 127 1 + + X issue-427 127 2 + + CCONJ issue-427 127 3 falling fall VERB issue-427 127 4 of of ADP issue-427 127 5 income income NOUN issue-427 127 6 levels level NOUN issue-427 127 7 + + X issue-427 128 1 + + PUNCT issue-427 128 2 + + PUNCT issue-427 128 3 + + PUNCT issue-427 128 4 + + PUNCT issue-427 128 5 + + CCONJ issue-427 128 6 + + CCONJ issue-427 128 7 corruption corruption NOUN issue-427 128 8 and and CCONJ issue-427 128 9 nepotism nepotism NOUN issue-427 128 10 + + CCONJ issue-427 128 11 + + PUNCT issue-427 128 12 ‒ ‒ X issue-427 128 13 ‒ ‒ X issue-427 128 14 ‒ ‒ X issue-427 128 15 ‒ ‒ X issue-427 128 16 ‒ ‒ ADP issue-427 128 17 increase increase NOUN issue-427 128 18 of of ADP issue-427 128 19 tax tax NOUN issue-427 128 20 pressure pressure NOUN issue-427 128 21 + + CCONJ issue-427 128 22 ‒ ‒ X issue-427 128 23 ‒ ‒ X issue-427 128 24 ‒ ‒ X issue-427 128 25 ‒ ‒ X issue-427 128 26 ‒ ‒ X issue-427 129 1 + + CCONJ issue-427 129 2 economic economic ADJ issue-427 129 3 downturn downturn NOUN issue-427 129 4 + + X issue-427 130 1 + + PUNCT issue-427 130 2 + + PUNCT issue-427 130 3 + + PUNCT issue-427 130 4 + + PUNCT issue-427 130 5 + + CCONJ issue-427 130 6 + + NUM issue-427 130 7 competition competition NOUN issue-427 130 8 with with ADP issue-427 130 9 foreign foreign ADJ issue-427 130 10 institutions institution NOUN issue-427 130 11 + + X issue-427 131 1 + + PUNCT issue-427 132 1 + + PUNCT issue-427 132 2 + + CCONJ issue-427 132 3 + + NUM issue-427 132 4 ‒ ‒ X issue-427 132 5 ‒ ‒ X issue-427 132 6 instability instability NOUN issue-427 132 7 of of ADP issue-427 132 8 the the DET issue-427 132 9 exchange exchange NOUN issue-427 132 10 rate rate NOUN issue-427 132 11 of of ADP issue-427 132 12 hryvnia hryvnia NOUN issue-427 132 13 + + X issue-427 133 1 + + PUNCT issue-427 134 1 + + PUNCT issue-427 134 2 + + PUNCT issue-427 134 3 + + PUNCT issue-427 134 4 + + CCONJ issue-427 134 5 + + CCONJ issue-427 134 6 made make VERB issue-427 134 7 by by ADP issue-427 134 8 the the DET issue-427 134 9 author author NOUN issue-427 134 10 using use VERB issue-427 134 11 expert expert NOUN issue-427 134 12 assessment assessment NOUN issue-427 134 13 baltic baltic PROPN issue-427 134 14 journal journal PROPN issue-427 134 15 of of ADP issue-427 134 16 economic economic ADJ issue-427 134 17 studies study NOUN issue-427 134 18 87 87 NUM issue-427 134 19 vol vol NOUN issue-427 134 20 . . PROPN issue-427 135 1 4 4 NUM issue-427 135 2 , , PUNCT issue-427 135 3 no no INTJ issue-427 135 4 . . NOUN issue-427 135 5 3 3 NUM issue-427 135 6 , , PUNCT issue-427 135 7 2018 2018 NUM issue-427 135 8 economic economic ADJ issue-427 135 9 security security NOUN issue-427 135 10 for for ADP issue-427 135 11 its its PRON issue-427 135 12 participants participant NOUN issue-427 135 13 and and CCONJ issue-427 135 14 to to PART issue-427 135 15 determine determine VERB issue-427 135 16 state state NOUN issue-427 135 17 priorities priority NOUN issue-427 135 18 for for ADP issue-427 135 19 minimizing minimize VERB issue-427 135 20 threats threat NOUN issue-427 135 21 and and CCONJ issue-427 135 22 losses loss NOUN issue-427 135 23 from from ADP issue-427 135 24 their their PRON issue-427 135 25 implementation implementation NOUN issue-427 135 26 . . PUNCT issue-427 136 1 for for ADP issue-427 136 2 organizing organize VERB issue-427 136 3 the the DET issue-427 136 4 process process NOUN issue-427 136 5 of of ADP issue-427 136 6 regulation regulation NOUN issue-427 136 7 , , PUNCT issue-427 136 8 the the DET issue-427 136 9 level level NOUN issue-427 136 10 of of ADP issue-427 136 11 state state NOUN issue-427 136 12 economic economic ADJ issue-427 136 13 security security NOUN issue-427 136 14 , , PUNCT issue-427 136 15 it it PRON issue-427 136 16 is be AUX issue-427 136 17 advisable advisable ADJ issue-427 136 18 to to PART issue-427 136 19 propose propose VERB issue-427 136 20 a a DET issue-427 136 21 formula formula NOUN issue-427 136 22 for for ADP issue-427 136 23 dealing deal VERB issue-427 136 24 with with ADP issue-427 136 25 threats threat NOUN issue-427 136 26 : : PUNCT issue-427 136 27 it it PRON issue-427 136 28 is be AUX issue-427 136 29 easier easy ADJ issue-427 136 30 to to PART issue-427 136 31 prevent prevent VERB issue-427 136 32 , , PUNCT issue-427 136 33 than than SCONJ issue-427 136 34 to to PART issue-427 136 35 avoid avoid VERB issue-427 136 36 , , PUNCT issue-427 136 37 to to PART issue-427 136 38 avoid avoid VERB issue-427 136 39 is be AUX issue-427 136 40 more more ADV issue-427 136 41 rational rational ADJ issue-427 136 42 than than SCONJ issue-427 136 43 to to PART issue-427 136 44 counteract counteract VERB issue-427 136 45 , , PUNCT issue-427 136 46 to to PART issue-427 136 47 counteract counteract VERB issue-427 136 48 is be AUX issue-427 136 49 better well ADJ issue-427 136 50 than than SCONJ issue-427 136 51 to to PART issue-427 136 52 manage manage VERB issue-427 136 53 , , PUNCT issue-427 136 54 to to PART issue-427 136 55 manage manage VERB issue-427 136 56 is be AUX issue-427 136 57 cheaper cheap ADJ issue-427 136 58 than than SCONJ issue-427 136 59 to to PART issue-427 136 60 compensate compensate VERB issue-427 136 61 for for ADP issue-427 136 62 the the DET issue-427 136 63 consequences consequence NOUN issue-427 136 64 . . PUNCT issue-427 137 1 preventing prevent VERB issue-427 137 2 the the DET issue-427 137 3 threat threat NOUN issue-427 137 4 , , PUNCT issue-427 137 5 as as ADV issue-427 137 6 well well ADV issue-427 137 7 as as ADP issue-427 137 8 avoiding avoid VERB issue-427 137 9 it it PRON issue-427 137 10 , , PUNCT issue-427 137 11 can can AUX issue-427 137 12 be be AUX issue-427 137 13 done do VERB issue-427 137 14 only only ADV issue-427 137 15 on on ADP issue-427 137 16 condition condition NOUN issue-427 137 17 of of ADP issue-427 137 18 timely timely ADJ issue-427 137 19 recognizing recognizing NOUN issue-427 137 20 of of ADP issue-427 137 21 their their PRON issue-427 137 22 inherent inherent ADJ issue-427 137 23 nature nature NOUN issue-427 137 24 for for ADP issue-427 137 25 the the DET issue-427 137 26 institution institution NOUN issue-427 137 27 . . PUNCT issue-427 138 1 thus thus ADV issue-427 138 2 , , PUNCT issue-427 138 3 identifying identify VERB issue-427 138 4 threats threat NOUN issue-427 138 5 is be AUX issue-427 138 6 the the DET issue-427 138 7 first first ADJ issue-427 138 8 and and CCONJ issue-427 138 9 main main ADJ issue-427 138 10 stage stage NOUN issue-427 138 11 in in ADP issue-427 138 12 managing manage VERB issue-427 138 13 economic economic ADJ issue-427 138 14 security security NOUN issue-427 138 15 . . PUNCT issue-427 139 1 a a DET issue-427 139 2 concrete concrete ADJ issue-427 139 3 list list NOUN issue-427 139 4 of of ADP issue-427 139 5 the the DET issue-427 139 6 most most ADV issue-427 139 7 significant significant ADJ issue-427 139 8 threats threat NOUN issue-427 139 9 to to ADP issue-427 139 10 financial financial ADJ issue-427 139 11 institutions institution NOUN issue-427 139 12 economic economic ADJ issue-427 139 13 security security NOUN issue-427 139 14 is be AUX issue-427 139 15 a a DET issue-427 139 16 necessary necessary ADJ issue-427 139 17 tool tool NOUN issue-427 139 18 for for ADP issue-427 139 19 ukraine ukraine PROPN issue-427 139 20 ’s ’s PART issue-427 139 21 financial financial ADJ issue-427 139 22 security security NOUN issue-427 139 23 regulation regulation NOUN issue-427 139 24 process process NOUN issue-427 139 25 . . PUNCT issue-427 140 1 since since SCONJ issue-427 140 2 the the DET issue-427 140 3 stable stable ADJ issue-427 140 4 operation operation NOUN issue-427 140 5 of of ADP issue-427 140 6 the the DET issue-427 140 7 financial financial ADJ issue-427 140 8 market market NOUN issue-427 140 9 is be AUX issue-427 140 10 the the DET issue-427 140 11 basis basis NOUN issue-427 140 12 of of ADP issue-427 140 13 a a DET issue-427 140 14 stable stable ADJ issue-427 140 15 and and CCONJ issue-427 140 16 viable viable ADJ issue-427 140 17 financial financial ADJ issue-427 140 18 system system NOUN issue-427 140 19 , , PUNCT issue-427 140 20 its its PRON issue-427 140 21 infrastructure infrastructure NOUN issue-427 140 22 , , PUNCT issue-427 140 23 which which PRON issue-427 140 24 is be AUX issue-427 140 25 being be AUX issue-427 140 26 built build VERB issue-427 140 27 on on ADP issue-427 140 28 the the DET issue-427 140 29 institutions institution NOUN issue-427 140 30 of of ADP issue-427 140 31 financial financial ADJ issue-427 140 32 intermediation intermediation NOUN issue-427 140 33 , , PUNCT issue-427 140 34 needs need VERB issue-427 140 35 state state NOUN issue-427 140 36 support support NOUN issue-427 140 37 in in ADP issue-427 140 38 the the DET issue-427 140 39 crisis crisis NOUN issue-427 140 40 period period NOUN issue-427 140 41 of of ADP issue-427 140 42 functioning function VERB issue-427 140 43 that that PRON issue-427 140 44 is be AUX issue-427 140 45 characteristic characteristic ADJ issue-427 140 46 for for ADP issue-427 140 47 modern modern ADJ issue-427 140 48 ukraine ukraine NOUN issue-427 140 49 . . PUNCT issue-427 141 1 at at ADP issue-427 141 2 the the DET issue-427 141 3 state state NOUN issue-427 141 4 level level NOUN issue-427 141 5 , , PUNCT issue-427 141 6 mechanisms mechanism NOUN issue-427 141 7 for for ADP issue-427 141 8 reducing reduce VERB issue-427 141 9 the the DET issue-427 141 10 level level NOUN issue-427 141 11 of of ADP issue-427 141 12 exposure exposure NOUN issue-427 141 13 to to ADP issue-427 141 14 the the DET issue-427 141 15 most most ADV issue-427 141 16 significant significant ADJ issue-427 141 17 threats threat NOUN issue-427 141 18 to to ADP issue-427 141 19 the the DET issue-427 141 20 financial financial ADJ issue-427 141 21 institutions institution NOUN issue-427 141 22 economic economic ADJ issue-427 141 23 security security NOUN issue-427 141 24 should should AUX issue-427 141 25 be be AUX issue-427 141 26 clearly clearly ADV issue-427 141 27 defined define VERB issue-427 141 28 , , PUNCT issue-427 141 29 the the DET issue-427 141 30 directions direction NOUN issue-427 141 31 for for ADP issue-427 141 32 stabilizing stabilize VERB issue-427 141 33 the the DET issue-427 141 34 status status NOUN issue-427 141 35 of of ADP issue-427 141 36 systemically systemically ADV issue-427 141 37 important important ADJ issue-427 141 38 market market NOUN issue-427 141 39 participants participant NOUN issue-427 141 40 have have VERB issue-427 141 41 to to PART issue-427 141 42 be be AUX issue-427 141 43 developed develop VERB issue-427 141 44 , , PUNCT issue-427 141 45 the the DET issue-427 141 46 directives directive NOUN issue-427 141 47 and and CCONJ issue-427 141 48 imperatives imperative NOUN issue-427 141 49 of of ADP issue-427 141 50 the the DET issue-427 141 51 security security NOUN issue-427 141 52 - - PUNCT issue-427 141 53 oriented orient VERB issue-427 141 54 activity activity NOUN issue-427 141 55 of of ADP issue-427 141 56 domestic domestic ADJ issue-427 141 57 financial financial ADJ issue-427 141 58 intermediaries intermediary NOUN issue-427 141 59 while while SCONJ issue-427 141 60 realizing realize VERB issue-427 141 61 their their PRON issue-427 141 62 professional professional ADJ issue-427 141 63 functions function NOUN issue-427 141 64 must must AUX issue-427 141 65 be be AUX issue-427 141 66 created create VERB issue-427 141 67 . . PUNCT issue-427 142 1 fierce fierce ADJ issue-427 142 2 and and CCONJ issue-427 142 3 close close ADJ issue-427 142 4 monitoring monitoring NOUN issue-427 142 5 of of ADP issue-427 142 6 their their PRON issue-427 142 7 compliance compliance NOUN issue-427 142 8 should should AUX issue-427 142 9 become become VERB issue-427 142 10 the the DET issue-427 142 11 basis basis NOUN issue-427 142 12 of of ADP issue-427 142 13 an an DET issue-427 142 14 innovative innovative ADJ issue-427 142 15 approach approach NOUN issue-427 142 16 to to ADP issue-427 142 17 state state NOUN issue-427 142 18 regulation regulation NOUN issue-427 142 19 of of ADP issue-427 142 20 ukraine ukraine NOUN issue-427 142 21 ’s ’s PART issue-427 142 22 financial financial ADJ issue-427 142 23 security security NOUN issue-427 142 24 . . PUNCT issue-427 143 1 5 5 X issue-427 143 2 . . X issue-427 143 3 conclusions conclusion NOUN issue-427 143 4 the the DET issue-427 143 5 results result NOUN issue-427 143 6 of of ADP issue-427 143 7 the the DET issue-427 143 8 study study NOUN issue-427 143 9 , , PUNCT issue-427 143 10 lasting last VERB issue-427 143 11 for for ADP issue-427 143 12 four four NUM issue-427 143 13 years year NOUN issue-427 143 14 , , PUNCT issue-427 143 15 show show VERB issue-427 143 16 that that SCONJ issue-427 143 17 as as ADP issue-427 143 18 of of ADP issue-427 143 19 the the DET issue-427 143 20 beginning beginning NOUN issue-427 143 21 of of ADP issue-427 143 22 2018 2018 NUM issue-427 143 23 , , PUNCT issue-427 143 24 financial financial ADJ issue-427 143 25 institutions institution NOUN issue-427 143 26 in in ADP issue-427 143 27 ukraine ukraine PROPN issue-427 143 28 are be AUX issue-427 143 29 characterized characterize VERB issue-427 143 30 by by ADP issue-427 143 31 a a DET issue-427 143 32 large large ADJ issue-427 143 33 number number NOUN issue-427 143 34 of of ADP issue-427 143 35 both both DET issue-427 143 36 traditional traditional ADJ issue-427 143 37 threats threat NOUN issue-427 143 38 to to ADP issue-427 143 39 economic economic ADJ issue-427 143 40 security security NOUN issue-427 143 41 and and CCONJ issue-427 143 42 their their PRON issue-427 143 43 newest new ADJ issue-427 143 44 forms form NOUN issue-427 143 45 , , PUNCT issue-427 143 46 with with ADP issue-427 143 47 which which PRON issue-427 143 48 companies company NOUN issue-427 143 49 still still ADV issue-427 143 50 should should AUX issue-427 143 51 learn learn VERB issue-427 143 52 to to PART issue-427 143 53 fight fight VERB issue-427 143 54 since since SCONJ issue-427 143 55 , , PUNCT issue-427 143 56 without without ADP issue-427 143 57 it it PRON issue-427 143 58 , , PUNCT issue-427 143 59 their their PRON issue-427 143 60 further far ADV issue-427 143 61 stable stable ADJ issue-427 143 62 and and CCONJ issue-427 143 63 costeffective costeffective ADJ issue-427 143 64 activity activity NOUN issue-427 143 65 will will AUX issue-427 143 66 be be AUX issue-427 143 67 impossible impossible ADJ issue-427 143 68 . . PUNCT issue-427 144 1 the the DET issue-427 144 2 identified identify VERB issue-427 144 3 lists list NOUN issue-427 144 4 of of ADP issue-427 144 5 external external ADJ issue-427 144 6 , , PUNCT issue-427 144 7 hybrid hybrid NOUN issue-427 144 8 , , PUNCT issue-427 144 9 and and CCONJ issue-427 144 10 internal internal ADJ issue-427 144 11 threats threat NOUN issue-427 144 12 should should AUX issue-427 144 13 be be AUX issue-427 144 14 used use VERB issue-427 144 15 as as ADP issue-427 144 16 an an DET issue-427 144 17 informational informational ADJ issue-427 144 18 resource resource NOUN issue-427 144 19 for for ADP issue-427 144 20 decision decision NOUN issue-427 144 21 - - PUNCT issue-427 144 22 making making NOUN issue-427 144 23 by by ADP issue-427 144 24 state state NOUN issue-427 144 25 structures structure NOUN issue-427 144 26 regarding regard VERB issue-427 144 27 the the DET issue-427 144 28 vectors vector NOUN issue-427 144 29 for for ADP issue-427 144 30 regulating regulate VERB issue-427 144 31 the the DET issue-427 144 32 state state NOUN issue-427 144 33 financial financial ADJ issue-427 144 34 security security NOUN issue-427 144 35 level level NOUN issue-427 144 36 in in ADP issue-427 144 37 ukraine ukraine NOUN issue-427 144 38 , , PUNCT issue-427 144 39 which which PRON issue-427 144 40 is be AUX issue-427 144 41 largely largely ADV issue-427 144 42 determined determine VERB issue-427 144 43 by by ADP issue-427 144 44 the the DET issue-427 144 45 level level NOUN issue-427 144 46 of of ADP issue-427 144 47 financial financial ADJ issue-427 144 48 institutions institution NOUN issue-427 144 49 economic economic ADJ issue-427 144 50 security security NOUN issue-427 144 51 . . PUNCT issue-427 145 1 in in ADP issue-427 145 2 the the DET issue-427 145 3 long long ADJ issue-427 145 4 run run NOUN issue-427 145 5 , , PUNCT issue-427 145 6 the the DET issue-427 145 7 specification specification NOUN issue-427 145 8 of of ADP issue-427 145 9 directions direction NOUN issue-427 145 10 in in ADP issue-427 145 11 state state NOUN issue-427 145 12 regulation regulation NOUN issue-427 145 13 of of ADP issue-427 145 14 ukraine ukraine NOUN issue-427 145 15 ’s ’s PART issue-427 145 16 financial financial ADJ issue-427 145 17 security security NOUN issue-427 145 18 remains remain VERB issue-427 145 19 an an DET issue-427 145 20 important important ADJ issue-427 145 21 theoretical theoretical ADJ issue-427 145 22 and and CCONJ issue-427 145 23 practical practical ADJ issue-427 145 24 task task NOUN issue-427 145 25 . . PUNCT issue-427 146 1 the the DET issue-427 146 2 separate separate ADJ issue-427 146 3 vectors vector NOUN issue-427 146 4 of of ADP issue-427 146 5 state state NOUN issue-427 146 6 regulation regulation NOUN issue-427 146 7 should should AUX issue-427 146 8 be be AUX issue-427 146 9 aimed aim VERB issue-427 146 10 at at ADP issue-427 146 11 minimizing minimize VERB issue-427 146 12 the the DET issue-427 146 13 threats threat NOUN issue-427 146 14 being be AUX issue-427 146 15 identified identify VERB issue-427 146 16 by by ADP issue-427 146 17 us we PRON issue-427 146 18 within within ADP issue-427 146 19 the the DET issue-427 146 20 framework framework NOUN issue-427 146 21 of of ADP issue-427 146 22 this this DET issue-427 146 23 study study NOUN issue-427 146 24 to to ADP issue-427 146 25 financial financial ADJ issue-427 146 26 institutions institution NOUN issue-427 146 27 ’ ' PUNCT issue-427 146 28 economic economic ADJ issue-427 146 29 security security NOUN issue-427 146 30 . . PUNCT issue-427 147 1 references reference NOUN issue-427 147 2 : : PUNCT issue-427 147 3 baranovsky baranovsky PROPN issue-427 147 4 o.i o.i PROPN issue-427 147 5 . . PUNCT issue-427 148 1 ( ( PUNCT issue-427 148 2 2016 2016 NUM issue-427 148 3 ) ) PUNCT issue-427 148 4 . . PUNCT issue-427 149 1 zahrozy zahrozy PROPN issue-427 149 2 finansoviy finansoviy PROPN issue-427 149 3 bezpetsi bezpetsi PROPN issue-427 149 4 fondovoho fondovoho PROPN issue-427 149 5 rynku rynku ADJ issue-427 149 6 [ [ X issue-427 149 7 threats threat NOUN issue-427 149 8 to to ADP issue-427 149 9 the the DET issue-427 149 10 financial financial ADJ issue-427 149 11 security security NOUN issue-427 149 12 of of ADP issue-427 149 13 the the DET issue-427 149 14 stock stock NOUN issue-427 149 15 market market NOUN issue-427 149 16 ] ] PUNCT issue-427 149 17 . . PUNCT issue-427 150 1 finance finance NOUN issue-427 150 2 of of ADP issue-427 150 3 ukraine ukraine NOUN issue-427 150 4 , , PUNCT issue-427 150 5 no no INTJ issue-427 150 6 . . NOUN issue-427 150 7 3 3 NUM issue-427 150 8 , , PUNCT issue-427 150 9 pp pp ADJ issue-427 150 10 . . PUNCT issue-427 151 1 15 15 NUM issue-427 151 2 - - SYM issue-427 151 3 33 33 NUM issue-427 151 4 . . PUNCT issue-427 152 1 bovsunovska bovsunovska PROPN issue-427 152 2 g.s g.s PROPN issue-427 152 3 . . PROPN issue-427 152 4 ( ( PUNCT issue-427 152 5 2015 2015 NUM issue-427 152 6 ) ) PUNCT issue-427 152 7 . . PUNCT issue-427 153 1 spetsyfichni spetsyfichni PROPN issue-427 153 2 proyavy proyavy PROPN issue-427 153 3 zahroz zahroz PROPN issue-427 153 4 finansoviy finansoviy PROPN issue-427 153 5 bezpetsi bezpetsi PROPN issue-427 153 6 strakhovoho strakhovoho PROPN issue-427 153 7 rynku rynku ADJ issue-427 154 1 [ [ X issue-427 154 2 specific specific ADJ issue-427 154 3 manifestations manifestation NOUN issue-427 154 4 of of ADP issue-427 154 5 threats threat NOUN issue-427 154 6 to to ADP issue-427 154 7 the the DET issue-427 154 8 financial financial ADJ issue-427 154 9 security security NOUN issue-427 154 10 of of ADP issue-427 154 11 the the DET issue-427 154 12 insurance insurance NOUN issue-427 154 13 market market NOUN issue-427 154 14 ] ] PUNCT issue-427 154 15 economic economic ADJ issue-427 154 16 space space NOUN issue-427 154 17 , , PUNCT issue-427 154 18 no no INTJ issue-427 154 19 . . PROPN issue-427 154 20 93 93 NUM issue-427 154 21 , , PUNCT issue-427 154 22 1 1 NUM issue-427 154 23 , , PUNCT issue-427 154 24 pp pp ADJ issue-427 154 25 . . PUNCT issue-427 154 26 89 89 NUM issue-427 154 27 - - SYM issue-427 154 28 199 199 NUM issue-427 154 29 . . PUNCT issue-427 155 1 vovchenko vovchenko PROPN issue-427 155 2 r.s r.s PROPN issue-427 155 3 . . PROPN issue-427 156 1 ( ( PUNCT issue-427 156 2 2013 2013 NUM issue-427 156 3 ) ) PUNCT issue-427 156 4 . . PUNCT issue-427 157 1 chynnyky chynnyky VERB issue-427 157 2 i i PRON issue-427 157 3 zahrozy zahrozy PROPN issue-427 157 4 finansoviy finansoviy PROPN issue-427 157 5 bezpetsi bezpetsi PROPN issue-427 157 6 bankivskoho bankivskoho PROPN issue-427 157 7 sektoru sektoru PROPN issue-427 157 8 natsionalnoyi natsionalnoyi PROPN issue-427 157 9 ekonomiky ekonomiky NOUN issue-427 158 1 [ [ X issue-427 158 2 factors factor NOUN issue-427 158 3 and and CCONJ issue-427 158 4 threats threat NOUN issue-427 158 5 to to ADP issue-427 158 6 the the DET issue-427 158 7 financial financial ADJ issue-427 158 8 security security NOUN issue-427 158 9 of of ADP issue-427 158 10 the the DET issue-427 158 11 banking banking NOUN issue-427 158 12 sector sector NOUN issue-427 158 13 of of ADP issue-427 158 14 the the DET issue-427 158 15 national national ADJ issue-427 158 16 economy economy NOUN issue-427 158 17 ] ] PUNCT issue-427 158 18 financial financial ADJ issue-427 158 19 and and CCONJ issue-427 158 20 credit credit NOUN issue-427 158 21 activity activity NOUN issue-427 158 22 : : PUNCT issue-427 158 23 problems problem NOUN issue-427 158 24 of of ADP issue-427 158 25 theory theory NOUN issue-427 158 26 and and CCONJ issue-427 158 27 practice practice NOUN issue-427 158 28 , , PUNCT issue-427 158 29 no no INTJ issue-427 158 30 . . NOUN issue-427 158 31 1 1 NUM issue-427 158 32 , , PUNCT issue-427 158 33 pp pp ADJ issue-427 158 34 . . PUNCT issue-427 159 1 75 75 NUM issue-427 159 2 - - SYM issue-427 159 3 83 83 NUM issue-427 159 4 . . PUNCT issue-427 159 5 gladkikh gladkikh PROPN issue-427 159 6 d. d. PROPN issue-427 159 7 ( ( PUNCT issue-427 159 8 2015 2015 NUM issue-427 159 9 ) ) PUNCT issue-427 159 10 . . PUNCT issue-427 160 1 ryzyky ryzyky NOUN issue-427 160 2 i i PRON issue-427 160 3 zahrozy zahrozy PROPN issue-427 160 4 bankivskiy bankivskiy PROPN issue-427 160 5 bezpetsi bezpetsi PROPN issue-427 160 6 ukrayiny ukrayiny PROPN issue-427 160 7 za za PROPN issue-427 160 8 pidsumkamy pidsumkamy PROPN issue-427 160 9 2014 2014 NUM issue-427 160 10 roku roku NOUN issue-427 160 11 [ [ X issue-427 160 12 risks risk NOUN issue-427 160 13 and and CCONJ issue-427 160 14 threats threat NOUN issue-427 160 15 to to ADP issue-427 160 16 ukraine ukraine PROPN issue-427 160 17 's 's PART issue-427 160 18 banking banking NOUN issue-427 160 19 safety safety NOUN issue-427 160 20 by by ADP issue-427 160 21 the the DET issue-427 160 22 results result NOUN issue-427 160 23 of of ADP issue-427 160 24 2014 2014 NUM issue-427 160 25 ] ] PUNCT issue-427 160 26 . . PUNCT issue-427 161 1 bulletin bulletin NOUN issue-427 161 2 of of ADP issue-427 161 3 the the DET issue-427 161 4 national national PROPN issue-427 161 5 bank bank PROPN issue-427 161 6 of of ADP issue-427 161 7 ukraine ukraine PROPN issue-427 161 8 , , PUNCT issue-427 161 9 no no INTJ issue-427 161 10 . . NOUN issue-427 161 11 4 4 NUM issue-427 161 12 , , PUNCT issue-427 161 13 pp pp ADJ issue-427 161 14 . . PUNCT issue-427 162 1 14 14 NUM issue-427 162 2 - - SYM issue-427 162 3 23 23 NUM issue-427 162 4 . . PUNCT issue-427 163 1 furman furman PROPN issue-427 163 2 v.n v.n PROPN issue-427 163 3 . . PROPN issue-427 163 4 & & CCONJ issue-427 163 5 zachosova zachosova PROPN issue-427 163 6 n.v n.v PROPN issue-427 163 7 . . PUNCT issue-427 164 1 ( ( PUNCT issue-427 164 2 2015 2015 NUM issue-427 164 3 ) ) PUNCT issue-427 164 4 . . PUNCT issue-427 165 1 suchasni suchasni PROPN issue-427 165 2 zahrozy zahrozy PROPN issue-427 165 3 ekonomichniy ekonomichniy PROPN issue-427 165 4 bezpetsi bezpetsi PROPN issue-427 165 5 vitchyznyanykh vitchyznyanykh PROPN issue-427 165 6 finansovykh finansovykh NOUN issue-427 165 7 ustanov ustanov NOUN issue-427 165 8 ( ( PUNCT issue-427 165 9 na na PART issue-427 165 10 prykladi prykladi VERB issue-427 165 11 bankivskykh bankivskykh ADJ issue-427 165 12 ustanov ustanov NOUN issue-427 165 13 i i PRON issue-427 165 14 strakhovykh strakhovykh VERB issue-427 165 15 kompaniy kompaniy NOUN issue-427 165 16 ) ) PUNCT issue-427 166 1 [ [ X issue-427 166 2 modern modern ADJ issue-427 166 3 threats threat NOUN issue-427 166 4 to to ADP issue-427 166 5 the the DET issue-427 166 6 economic economic ADJ issue-427 166 7 security security NOUN issue-427 166 8 of of ADP issue-427 166 9 domestic domestic ADJ issue-427 166 10 financial financial ADJ issue-427 166 11 institutions institution NOUN issue-427 166 12 ( ( PUNCT issue-427 166 13 on on ADP issue-427 166 14 the the DET issue-427 166 15 example example NOUN issue-427 166 16 of of ADP issue-427 166 17 banking banking NOUN issue-427 166 18 institutions institution NOUN issue-427 166 19 and and CCONJ issue-427 166 20 insurance insurance NOUN issue-427 166 21 companies company NOUN issue-427 166 22 ) ) PUNCT issue-427 166 23 ] ] PUNCT issue-427 166 24 . . PUNCT issue-427 167 1 investments investment NOUN issue-427 167 2 : : PUNCT issue-427 167 3 practice practice NOUN issue-427 167 4 and and CCONJ issue-427 167 5 experience experience NOUN issue-427 167 6 , , PUNCT issue-427 167 7 no no INTJ issue-427 167 8 . . NOUN issue-427 167 9 16 16 NUM issue-427 167 10 , , PUNCT issue-427 167 11 pp pp ADJ issue-427 167 12 . . PUNCT issue-427 168 1 7 7 NUM issue-427 168 2 - - SYM issue-427 168 3 11 11 NUM issue-427 168 4 . . PUNCT issue-427 169 1 gallagher gallagher PROPN issue-427 169 2 h. h. PROPN issue-427 169 3 , , PUNCT issue-427 169 4 mcmahon mcmahon PROPN issue-427 169 5 w. w. PROPN issue-427 169 6 & & CCONJ issue-427 169 7 morrow morrow PROPN issue-427 169 8 r. r. PROPN issue-427 169 9 ( ( PUNCT issue-427 169 10 2014 2014 NUM issue-427 169 11 ) ) PUNCT issue-427 169 12 . . PUNCT issue-427 170 1 cyber cyber PROPN issue-427 170 2 security security NOUN issue-427 170 3 : : PUNCT issue-427 170 4 protecting protect VERB issue-427 170 5 the the DET issue-427 170 6 resilience resilience NOUN issue-427 170 7 of of ADP issue-427 170 8 canada canada PROPN issue-427 170 9 ’s ’s PART issue-427 170 10 financial financial ADJ issue-427 170 11 system system NOUN issue-427 170 12 . . PUNCT issue-427 171 1 bank bank PROPN issue-427 171 2 of of ADP issue-427 171 3 canada canada PROPN issue-427 171 4 financial financial ADJ issue-427 171 5 system system NOUN issue-427 171 6 review review NOUN issue-427 171 7 , , PUNCT issue-427 171 8 pp pp ADV issue-427 171 9 . . PUNCT issue-427 172 1 47 47 NUM issue-427 172 2 - - SYM issue-427 172 3 53 53 NUM issue-427 172 4 . . PUNCT issue-427 173 1 de de PROPN issue-427 173 2 oliveira oliveira PROPN issue-427 173 3 i.s i.s PROPN issue-427 173 4 . . PROPN issue-427 173 5 & & CCONJ issue-427 173 6 stickings stickings PROPN issue-427 173 7 a. a. NOUN issue-427 173 8 ( ( PUNCT issue-427 173 9 2016 2016 NUM issue-427 173 10 ) ) PUNCT issue-427 173 11 . . PUNCT issue-427 174 1 financial financial ADJ issue-427 174 2 institutions institution NOUN issue-427 174 3 and and CCONJ issue-427 174 4 cybercrime cybercrime NOUN issue-427 174 5 : : PUNCT issue-427 174 6 threats threat NOUN issue-427 174 7 , , PUNCT issue-427 174 8 challenges challenge NOUN issue-427 174 9 and and CCONJ issue-427 174 10 opportunities opportunity NOUN issue-427 174 11 . . PUNCT issue-427 175 1 rusi rusi VERB issue-427 175 2 newsbrief newsbrief PROPN issue-427 175 3 . . PUNCT issue-427 176 1 cybercrime cybercrime PROPN issue-427 176 2 , , PUNCT issue-427 176 3 no no INTJ issue-427 176 4 . . PUNCT issue-427 177 1 36/4 36/4 NUM issue-427 177 2 , , PUNCT issue-427 177 3 рp рp NOUN issue-427 177 4 . . PROPN issue-427 177 5 17 17 NUM issue-427 177 6 - - SYM issue-427 177 7 19 19 NUM issue-427 177 8 . . PUNCT issue-427 178 1 elliott elliott PROPN issue-427 178 2 d.j d.j PROPN issue-427 178 3 . . PROPN issue-427 178 4 ( ( PUNCT issue-427 178 5 2017 2017 NUM issue-427 178 6 ) ) PUNCT issue-427 178 7 . . PUNCT issue-427 179 1 financial financial ADJ issue-427 179 2 institutions institution NOUN issue-427 179 3 in in ADP issue-427 179 4 an an DET issue-427 179 5 age age NOUN issue-427 179 6 of of ADP issue-427 179 7 populism populism NOUN issue-427 179 8 . . PUNCT issue-427 180 1 oliver oliver PROPN issue-427 180 2 wyman wyman PROPN issue-427 180 3 . . PUNCT issue-427 181 1 matanda matanda PROPN issue-427 181 2 e. e. PROPN issue-427 181 3 ( ( PUNCT issue-427 181 4 2015 2015 NUM issue-427 181 5 ) ) PUNCT issue-427 181 6 . . PUNCT issue-427 182 1 threats threat NOUN issue-427 182 2 and and CCONJ issue-427 182 3 opportunities opportunity NOUN issue-427 182 4 facing face VERB issue-427 182 5 banking banking NOUN issue-427 182 6 institutions institution NOUN issue-427 182 7 in in ADP issue-427 182 8 emerging emerge VERB issue-427 182 9 economies economy NOUN issue-427 182 10 in in ADP issue-427 182 11 their their PRON issue-427 182 12 desire desire NOUN issue-427 182 13 to to PART issue-427 182 14 adopt adopt VERB issue-427 182 15 and and CCONJ issue-427 182 16 implement implement VERB issue-427 182 17 the the DET issue-427 182 18 basel basel PROPN issue-427 182 19 ii ii PROPN issue-427 182 20 capital capital NOUN issue-427 182 21 accord accord NOUN issue-427 182 22 : : PUNCT issue-427 182 23 a a DET issue-427 182 24 case case NOUN issue-427 182 25 study study NOUN issue-427 182 26 of of ADP issue-427 182 27 the the DET issue-427 182 28 zimbabwean zimbabwean ADJ issue-427 182 29 economy economy NOUN issue-427 182 30 in in ADP issue-427 182 31 the the DET issue-427 182 32 dollarization dollarization NOUN issue-427 182 33 era era NOUN issue-427 182 34 . . PUNCT issue-427 183 1 international international ADJ issue-427 183 2 review review NOUN issue-427 183 3 of of ADP issue-427 183 4 research research NOUN issue-427 183 5 in in ADP issue-427 183 6 emerging emerge VERB issue-427 183 7 markets market NOUN issue-427 183 8 and and CCONJ issue-427 183 9 the the DET issue-427 183 10 global global ADJ issue-427 183 11 economy economy NOUN issue-427 183 12 ( ( PUNCT issue-427 183 13 irrem irrem PROPN issue-427 183 14 ) ) PUNCT issue-427 183 15 an an DET issue-427 183 16 online online ADJ issue-427 183 17 international international ADJ issue-427 183 18 research research NOUN issue-427 183 19 journal journal NOUN issue-427 183 20 , , PUNCT issue-427 183 21 no no INTJ issue-427 183 22 . . NOUN issue-427 184 1 1/3 1/3 NUM issue-427 184 2 , , PUNCT issue-427 184 3 рp рp NOUN issue-427 184 4 . . PROPN issue-427 184 5 441 441 NUM issue-427 184 6 - - SYM issue-427 184 7 454 454 NUM issue-427 184 8 . . PUNCT issue-427 185 1 adrian adrian PROPN issue-427 185 2 t. t. PROPN issue-427 185 3 & & CCONJ issue-427 185 4 liang liang PROPN issue-427 185 5 n. n. PROPN issue-427 185 6 ( ( PUNCT issue-427 185 7 2016 2016 NUM issue-427 185 8 ) ) PUNCT issue-427 185 9 . . PUNCT issue-427 186 1 monetary monetary ADJ issue-427 186 2 policy policy NOUN issue-427 186 3 , , PUNCT issue-427 186 4 financial financial ADJ issue-427 186 5 conditions condition NOUN issue-427 186 6 , , PUNCT issue-427 186 7 and and CCONJ issue-427 186 8 financial financial ADJ issue-427 186 9 stability stability NOUN issue-427 186 10 . . PUNCT issue-427 187 1 federal federal PROPN issue-427 187 2 reserve reserve PROPN issue-427 187 3 bank bank PROPN issue-427 187 4 of of ADP issue-427 187 5 new new PROPN issue-427 187 6 york york PROPN issue-427 187 7 staff staff NOUN issue-427 187 8 reports report VERB issue-427 187 9 , , PUNCT issue-427 187 10 no no INTJ issue-427 187 11 . . PUNCT issue-427 187 12 690 690 NUM issue-427 187 13 , , PUNCT issue-427 187 14 p. p. NOUN issue-427 187 15 44 44 NUM issue-427 187 16 . . PUNCT issue-427 188 1 natsionalna natsionalna PROPN issue-427 188 2 komisiya komisiya PROPN issue-427 188 3 , , PUNCT issue-427 188 4 shcho shcho PROPN issue-427 188 5 zdiysnyuye zdiysnyuye PROPN issue-427 188 6 derzhavne derzhavne ADV issue-427 188 7 rehulyuvannya rehulyuvannya NOUN issue-427 188 8 u u PROPN issue-427 188 9 sferi sferi PROPN issue-427 188 10 rynkiv rynkiv PROPN issue-427 188 11 finansovykh finansovykh PROPN issue-427 188 12 posluh posluh NOUN issue-427 188 13 ( ( PUNCT issue-427 188 14 2017 2017 NUM issue-427 188 15 ) ) PUNCT issue-427 188 16 . . PUNCT issue-427 189 1 richni richni PROPN issue-427 189 2 zvity zvity PROPN issue-427 189 3 natskomfinposluh natskomfinposluh NOUN issue-427 189 4 [ [ X issue-427 189 5 annual annual ADJ issue-427 189 6 reports report NOUN issue-427 189 7 of of ADP issue-427 189 8 the the DET issue-427 189 9 national national ADJ issue-427 189 10 financial financial PROPN issue-427 189 11 services services PROPN issue-427 189 12 commission commission PROPN issue-427 189 13 ] ] PUNCT issue-427 189 14 . . PUNCT issue-427 190 1 retrieved retrieve VERB issue-427 190 2 from from ADP issue-427 190 3 : : PUNCT issue-427 190 4 https://www.nfp.gov.ua/ua/richni-zvity-natskomfinposluh.html https://www.nfp.gov.ua/ua/richni-zvity-natskomfinposluh.html PUNCT issue-427 190 5 ( ( PUNCT issue-427 190 6 accessed access VERB issue-427 190 7 10 10 NUM issue-427 190 8 april april PROPN issue-427 190 9 2018 2018 NUM issue-427 190 10 ) ) PUNCT issue-427 190 11 natsionanyy natsionanyy PROPN issue-427 190 12 bank bank PROPN issue-427 190 13 ukrayiny ukrayiny ADJ issue-427 190 14 ( ( PUNCT issue-427 190 15 2018 2018 NUM issue-427 190 16 ) ) PUNCT issue-427 190 17 . . PUNCT issue-427 191 1 pokaznyky pokaznyky PROPN issue-427 191 2 bankivskoyi bankivskoyi PROPN issue-427 191 3 systemy systemy PROPN issue-427 192 1 [ [ X issue-427 192 2 indicators indicator NOUN issue-427 192 3 of of ADP issue-427 192 4 the the DET issue-427 192 5 banking banking NOUN issue-427 192 6 system system NOUN issue-427 192 7 ] ] PUNCT issue-427 192 8 . . PUNCT issue-427 193 1 retrieved retrieve VERB issue-427 193 2 from from ADP issue-427 193 3 : : PUNCT issue-427 193 4 https://bank.gov.ua/control/uk/publish/article?art_id=34661442&cat_id=34798593 https://bank.gov.ua/control/uk/publish/article?art_id=34661442&cat_id=34798593 PROPN issue-427 193 5 ( ( PUNCT issue-427 193 6 accessed access VERB issue-427 193 7 27 27 NUM issue-427 193 8 april april PROPN issue-427 193 9 2018 2018 NUM issue-427 193 10 ) ) PUNCT issue-427 193 11 ukrayinska ukrayinska NOUN issue-427 193 12 asotsiatsiya asotsiatsiya PROPN issue-427 193 13 investytsiynoho investytsiynoho PROPN issue-427 193 14 biznesu biznesu NOUN issue-427 193 15 ( ( PUNCT issue-427 193 16 2018 2018 NUM issue-427 193 17 ) ) PUNCT issue-427 193 18 . . PUNCT issue-427 194 1 osnovni osnovni PROPN issue-427 194 2 tsyfry tsyfry PROPN issue-427 195 1 [ [ X issue-427 195 2 basic basic ADJ issue-427 195 3 figures figure NOUN issue-427 195 4 ] ] PUNCT issue-427 195 5 . . PUNCT issue-427 196 1 retrieved retrieve VERB issue-427 196 2 from from ADP issue-427 196 3 : : PUNCT issue-427 196 4 http://www.uaib.com.ua http://www.uaib.com.ua PROPN issue-427 196 5 ( ( PUNCT issue-427 196 6 accessed access VERB issue-427 196 7 27 27 NUM issue-427 196 8 april april PROPN issue-427 196 9 2018 2018 NUM issue-427 196 10 ) ) PUNCT