id	sid	tid	token	lemma	pos
issue-589	1	1	baltic	baltic	PROPN
issue-589	1	2	journal	journal	PROPN
issue-589	1	3	of	of	ADP
issue-589	1	4	economic	economic	ADJ
issue-589	1	5	studies	study	NOUN
issue-589	1	6	412	412	NUM
issue-589	1	7	vol	vol	NOUN
issue-589	1	8	.	.	PROPN
issue-589	2	1	4	4	NUM
issue-589	2	2	,	,	PUNCT
issue-589	2	3	no	no	INTJ
issue-589	2	4	.	.	NOUN
issue-589	2	5	5	5	NUM
issue-589	2	6	,	,	PUNCT
issue-589	2	7	2018	2018	NUM
issue-589	2	8	corresponding	correspond	VERB
issue-589	2	9	author	author	NOUN
issue-589	2	10	:	:	PUNCT
issue-589	2	11	1	1	NUM
issue-589	2	12	chernihiv	chernihiv	PROPN
issue-589	2	13	national	national	PROPN
issue-589	2	14	university	university	PROPN
issue-589	2	15	of	of	ADP
issue-589	2	16	technology	technology	NOUN
issue-589	2	17	,	,	PUNCT
issue-589	2	18	ukraine	ukraine	NOUN
issue-589	2	19	.	.	PUNCT
issue-589	3	1	e	e	X
issue-589	3	2	-	-	NOUN
issue-589	3	3	mail	mail	NOUN
issue-589	3	4	:	:	PUNCT
issue-589	3	5	shkarlet@ukr.net	shkarlet@ukr.net	PROPN
issue-589	3	6	2	2	NUM
issue-589	3	7	international	international	PROPN
issue-589	3	8	institute	institute	NOUN
issue-589	3	9	of	of	ADP
issue-589	3	10	innovative	innovative	ADJ
issue-589	3	11	educational	educational	ADJ
issue-589	3	12	technologies	technology	NOUN
issue-589	3	13	,	,	PUNCT
issue-589	3	14	ukraine	ukraine	NOUN
issue-589	3	15	.	.	PUNCT
issue-589	4	1	e	e	X
issue-589	4	2	-	-	NOUN
issue-589	4	3	mail	mail	NOUN
issue-589	4	4	:	:	PUNCT
issue-589	4	5	pvu9@ukr.net	pvu9@ukr.net	NOUN
issue-589	4	6	3	3	NUM
issue-589	4	7	chernihiv	chernihiv	PROPN
issue-589	4	8	national	national	PROPN
issue-589	4	9	university	university	PROPN
issue-589	4	10	of	of	ADP
issue-589	4	11	technology	technology	NOUN
issue-589	4	12	,	,	PUNCT
issue-589	4	13	ukraine	ukraine	NOUN
issue-589	4	14	.	.	PUNCT
issue-589	5	1	e	e	X
issue-589	5	2	-	-	NOUN
issue-589	5	3	mail	mail	NOUN
issue-589	5	4	:	:	PUNCT
issue-589	5	5	maksim-32@ukr.net	maksim-32@ukr.net	X
issue-589	5	6	doi	doi	NOUN
issue-589	5	7	:	:	PUNCT
issue-589	5	8	https://doi.org/10.30525/2256-0742/2018-4-5-412-420	https://doi.org/10.30525/2256-0742/2018-4-5-412-420	NOUN
issue-589	5	9	directions	direction	NOUN
issue-589	5	10	of	of	ADP
issue-589	5	11	development	development	NOUN
issue-589	5	12	of	of	ADP
issue-589	5	13	the	the	DET
issue-589	5	14	financial	financial	ADJ
issue-589	5	15	services	service	NOUN
issue-589	5	16	market	market	NOUN
issue-589	5	17	of	of	ADP
issue-589	5	18	ukraine	ukraine	PROPN
issue-589	5	19	serhii	serhii	PROPN
issue-589	5	20	shkarlet1	shkarlet1	PROPN
issue-589	5	21	,	,	PUNCT
issue-589	5	22	valeriia	valeriia	ADJ
issue-589	5	23	prokopenko2	prokopenko2	NOUN
issue-589	5	24	,	,	PUNCT
issue-589	5	25	maksym	maksym	ADP
issue-589	5	26	dubyna3	dubyna3	PROPN
issue-589	5	27	abstract	abstract	NOUN
issue-589	5	28	.	.	PUNCT
issue-589	6	1	development	development	NOUN
issue-589	6	2	of	of	ADP
issue-589	6	3	the	the	DET
issue-589	6	4	financial	financial	ADJ
issue-589	6	5	services	service	NOUN
issue-589	6	6	market	market	NOUN
issue-589	6	7	is	be	AUX
issue-589	6	8	an	an	DET
issue-589	6	9	important	important	ADJ
issue-589	6	10	component	component	NOUN
issue-589	6	11	of	of	ADP
issue-589	6	12	the	the	DET
issue-589	6	13	national	national	ADJ
issue-589	6	14	economy	economy	NOUN
issue-589	6	15	’s	’s	PART
issue-589	6	16	development	development	NOUN
issue-589	6	17	.	.	PUNCT
issue-589	7	1	within	within	ADP
issue-589	7	2	this	this	DET
issue-589	7	3	market	market	NOUN
issue-589	7	4	,	,	PUNCT
issue-589	7	5	credit	credit	NOUN
issue-589	7	6	and	and	CCONJ
issue-589	7	7	investment	investment	NOUN
issue-589	7	8	resources	resource	NOUN
issue-589	7	9	are	be	AUX
issue-589	7	10	formed	form	VERB
issue-589	7	11	,	,	PUNCT
issue-589	7	12	which	which	PRON
issue-589	7	13	are	be	AUX
issue-589	7	14	the	the	DET
issue-589	7	15	basis	basis	NOUN
issue-589	7	16	of	of	ADP
issue-589	7	17	economic	economic	ADJ
issue-589	7	18	development	development	NOUN
issue-589	7	19	of	of	ADP
issue-589	7	20	the	the	DET
issue-589	7	21	real	real	ADJ
issue-589	7	22	economy	economy	NOUN
issue-589	7	23	sector	sector	NOUN
issue-589	7	24	of	of	ADP
issue-589	7	25	the	the	DET
issue-589	7	26	state	state	NOUN
issue-589	7	27	.	.	PUNCT
issue-589	8	1	it	it	PRON
issue-589	8	2	is	be	AUX
issue-589	8	3	this	this	PRON
issue-589	8	4	that	that	PRON
issue-589	8	5	determines	determine	VERB
issue-589	8	6	the	the	DET
issue-589	8	7	importance	importance	NOUN
issue-589	8	8	of	of	ADP
issue-589	8	9	creating	create	VERB
issue-589	8	10	conditions	condition	NOUN
issue-589	8	11	for	for	ADP
issue-589	8	12	improving	improve	VERB
issue-589	8	13	the	the	DET
issue-589	8	14	efficiency	efficiency	NOUN
issue-589	8	15	of	of	ADP
issue-589	8	16	financial	financial	ADJ
issue-589	8	17	institutions	institution	NOUN
issue-589	8	18	,	,	PUNCT
issue-589	8	19	which	which	PRON
issue-589	8	20	become	become	VERB
issue-589	8	21	intermediaries	intermediary	NOUN
issue-589	8	22	between	between	ADP
issue-589	8	23	persons	person	NOUN
issue-589	8	24	who	who	PRON
issue-589	8	25	have	have	VERB
issue-589	8	26	free	free	ADJ
issue-589	8	27	funds	fund	NOUN
issue-589	8	28	and	and	CCONJ
issue-589	8	29	those	those	DET
issue-589	8	30	economic	economic	ADJ
issue-589	8	31	entities	entity	NOUN
issue-589	8	32	that	that	PRON
issue-589	8	33	they	they	PRON
issue-589	8	34	need	need	VERB
issue-589	8	35	.	.	PUNCT
issue-589	9	1	the	the	DET
issue-589	9	2	outlined	outlined	NOUN
issue-589	9	3	justifies	justify	VERB
issue-589	9	4	the	the	DET
issue-589	9	5	relevance	relevance	NOUN
issue-589	9	6	of	of	ADP
issue-589	9	7	the	the	DET
issue-589	9	8	topic	topic	NOUN
issue-589	9	9	.	.	PUNCT
issue-589	10	1	consequently	consequently	ADV
issue-589	10	2	,	,	PUNCT
issue-589	10	3	taking	take	VERB
issue-589	10	4	into	into	ADP
issue-589	10	5	consideration	consideration	NOUN
issue-589	10	6	the	the	DET
issue-589	10	7	objective	objective	NOUN
issue-589	10	8	of	of	ADP
issue-589	10	9	the	the	DET
issue-589	10	10	study	study	NOUN
issue-589	10	11	,	,	PUNCT
issue-589	10	12	the	the	DET
issue-589	10	13	following	following	ADJ
issue-589	10	14	aim	aim	NOUN
issue-589	10	15	of	of	ADP
issue-589	10	16	its	its	PRON
issue-589	10	17	implementation	implementation	NOUN
issue-589	10	18	was	be	AUX
issue-589	10	19	set	set	VERB
issue-589	10	20	:	:	PUNCT
issue-589	10	21	to	to	PART
issue-589	10	22	identify	identify	VERB
issue-589	10	23	and	and	CCONJ
issue-589	10	24	substantiate	substantiate	VERB
issue-589	10	25	the	the	DET
issue-589	10	26	main	main	ADJ
issue-589	10	27	determinants	determinant	NOUN
issue-589	10	28	of	of	ADP
issue-589	10	29	the	the	DET
issue-589	10	30	development	development	NOUN
issue-589	10	31	of	of	ADP
issue-589	10	32	the	the	DET
issue-589	10	33	financial	financial	ADJ
issue-589	10	34	services	service	NOUN
issue-589	10	35	market	market	NOUN
issue-589	10	36	in	in	ADP
issue-589	10	37	ukraine	ukraine	NOUN
issue-589	10	38	.	.	PUNCT
issue-589	11	1	to	to	PART
issue-589	11	2	achieve	achieve	VERB
issue-589	11	3	this	this	DET
issue-589	11	4	goal	goal	NOUN
issue-589	11	5	,	,	PUNCT
issue-589	11	6	the	the	DET
issue-589	11	7	following	follow	VERB
issue-589	11	8	tasks	task	NOUN
issue-589	11	9	were	be	AUX
issue-589	11	10	set	set	VERB
issue-589	11	11	and	and	CCONJ
issue-589	11	12	solved	solve	VERB
issue-589	11	13	:	:	PUNCT
issue-589	11	14	to	to	PART
issue-589	11	15	identify	identify	VERB
issue-589	11	16	the	the	DET
issue-589	11	17	main	main	ADJ
issue-589	11	18	,	,	PUNCT
issue-589	11	19	most	most	ADV
issue-589	11	20	important	important	ADJ
issue-589	11	21	,	,	PUNCT
issue-589	11	22	measures	measure	NOUN
issue-589	11	23	of	of	ADP
issue-589	11	24	transformation	transformation	NOUN
issue-589	11	25	of	of	ADP
issue-589	11	26	the	the	DET
issue-589	11	27	environment	environment	NOUN
issue-589	11	28	of	of	ADP
issue-589	11	29	financial	financial	ADJ
issue-589	11	30	institutions	institution	NOUN
issue-589	11	31	functioning	function	VERB
issue-589	11	32	;	;	PUNCT
issue-589	11	33	to	to	PART
issue-589	11	34	substantiate	substantiate	VERB
issue-589	11	35	the	the	DET
issue-589	11	36	essence	essence	NOUN
issue-589	11	37	of	of	ADP
issue-589	11	38	such	such	ADJ
issue-589	11	39	measures	measure	NOUN
issue-589	11	40	and	and	CCONJ
issue-589	11	41	the	the	DET
issue-589	11	42	peculiarities	peculiarity	NOUN
issue-589	11	43	of	of	ADP
issue-589	11	44	their	their	PRON
issue-589	11	45	implementation	implementation	NOUN
issue-589	11	46	;	;	PUNCT
issue-589	11	47	to	to	PART
issue-589	11	48	specify	specify	VERB
issue-589	11	49	basic	basic	ADJ
issue-589	11	50	actions	action	NOUN
issue-589	11	51	within	within	ADP
issue-589	11	52	the	the	DET
issue-589	11	53	limits	limit	NOUN
issue-589	11	54	of	of	ADP
issue-589	11	55	separate	separate	ADJ
issue-589	11	56	determinants	determinant	NOUN
issue-589	11	57	of	of	ADP
issue-589	11	58	the	the	DET
issue-589	11	59	financial	financial	ADJ
issue-589	11	60	services	service	NOUN
issue-589	11	61	market	market	NOUN
issue-589	11	62	development	development	NOUN
issue-589	11	63	,	,	PUNCT
issue-589	11	64	to	to	PART
issue-589	11	65	describe	describe	VERB
issue-589	11	66	their	their	PRON
issue-589	11	67	applied	apply	VERB
issue-589	11	68	character	character	NOUN
issue-589	11	69	.	.	PUNCT
issue-589	12	1	method	method	PROPN
issue-589	12	2	.	.	PUNCT
issue-589	13	1	in	in	ADP
issue-589	13	2	the	the	DET
issue-589	13	3	course	course	NOUN
issue-589	13	4	of	of	ADP
issue-589	13	5	the	the	DET
issue-589	13	6	research	research	NOUN
issue-589	13	7	,	,	PUNCT
issue-589	13	8	a	a	DET
issue-589	13	9	range	range	NOUN
issue-589	13	10	of	of	ADP
issue-589	13	11	different	different	ADJ
issue-589	13	12	scientific	scientific	ADJ
issue-589	13	13	methods	method	NOUN
issue-589	13	14	was	be	AUX
issue-589	13	15	used	use	VERB
issue-589	13	16	.	.	PUNCT
issue-589	14	1	among	among	ADP
issue-589	14	2	the	the	DET
issue-589	14	3	general	general	ADJ
issue-589	14	4	techniques	technique	NOUN
issue-589	14	5	,	,	PUNCT
issue-589	14	6	it	it	PRON
issue-589	14	7	is	be	AUX
issue-589	14	8	necessary	necessary	ADJ
issue-589	14	9	to	to	PART
issue-589	14	10	allocate	allocate	VERB
issue-589	14	11	methods	method	NOUN
issue-589	14	12	of	of	ADP
issue-589	14	13	observation	observation	NOUN
issue-589	14	14	,	,	PUNCT
issue-589	14	15	comparison	comparison	NOUN
issue-589	14	16	,	,	PUNCT
issue-589	14	17	abstraction	abstraction	NOUN
issue-589	14	18	.	.	PUNCT
issue-589	15	1	it	it	PRON
issue-589	15	2	is	be	AUX
issue-589	15	3	advisable	advisable	ADJ
issue-589	15	4	to	to	PART
issue-589	15	5	include	include	VERB
issue-589	15	6	the	the	DET
issue-589	15	7	method	method	NOUN
issue-589	15	8	of	of	ADP
issue-589	15	9	economic	economic	ADJ
issue-589	15	10	analysis	analysis	NOUN
issue-589	15	11	,	,	PUNCT
issue-589	15	12	synthesis	synthesis	NOUN
issue-589	15	13	,	,	PUNCT
issue-589	15	14	system	system	NOUN
issue-589	15	15	approach	approach	NOUN
issue-589	15	16	,	,	PUNCT
issue-589	15	17	content	content	NOUN
issue-589	15	18	methods	method	NOUN
issue-589	15	19	,	,	PUNCT
issue-589	15	20	and	and	CCONJ
issue-589	15	21	event	event	NOUN
issue-589	15	22	analysis	analysis	NOUN
issue-589	15	23	in	in	ADP
issue-589	15	24	specific	specific	ADJ
issue-589	15	25	research	research	NOUN
issue-589	15	26	methods	method	NOUN
issue-589	15	27	.	.	PUNCT
issue-589	16	1	results	result	NOUN
issue-589	16	2	.	.	PUNCT
issue-589	17	1	universal	universal	ADJ
issue-589	17	2	priorities	priority	NOUN
issue-589	17	3	of	of	ADP
issue-589	17	4	financial	financial	ADJ
issue-589	17	5	services	service	NOUN
issue-589	17	6	markets	market	VERB
issue-589	17	7	development	development	NOUN
issue-589	17	8	in	in	ADP
issue-589	17	9	different	different	ADJ
issue-589	17	10	countries	country	NOUN
issue-589	17	11	are	be	AUX
issue-589	17	12	determined	determine	VERB
issue-589	17	13	and	and	CCONJ
issue-589	17	14	systematized	systematize	VERB
issue-589	17	15	,	,	PUNCT
issue-589	17	16	the	the	DET
issue-589	17	17	analysis	analysis	NOUN
issue-589	17	18	of	of	ADP
issue-589	17	19	which	which	PRON
issue-589	17	20	made	make	VERB
issue-589	17	21	it	it	PRON
issue-589	17	22	possible	possible	ADJ
issue-589	17	23	to	to	PART
issue-589	17	24	investigate	investigate	VERB
issue-589	17	25	perspective	perspective	ADJ
issue-589	17	26	determinants	determinant	NOUN
issue-589	17	27	of	of	ADP
issue-589	17	28	the	the	DET
issue-589	17	29	development	development	NOUN
issue-589	17	30	of	of	ADP
issue-589	17	31	such	such	DET
issue-589	17	32	a	a	DET
issue-589	17	33	market	market	NOUN
issue-589	17	34	in	in	ADP
issue-589	17	35	ukraine	ukraine	NOUN
issue-589	17	36	,	,	PUNCT
issue-589	17	37	peculiarities	peculiarity	NOUN
issue-589	17	38	of	of	ADP
issue-589	17	39	their	their	PRON
issue-589	17	40	introduction	introduction	NOUN
issue-589	17	41	into	into	ADP
issue-589	17	42	the	the	DET
issue-589	17	43	functioning	functioning	NOUN
issue-589	17	44	of	of	ADP
issue-589	17	45	the	the	DET
issue-589	17	46	financial	financial	ADJ
issue-589	17	47	services	service	NOUN
issue-589	17	48	sphere	sphere	ADV
issue-589	17	49	are	be	AUX
issue-589	17	50	described	describe	VERB
issue-589	17	51	.	.	PUNCT
issue-589	18	1	among	among	ADP
issue-589	18	2	these	these	DET
issue-589	18	3	measures	measure	NOUN
issue-589	18	4	are	be	AUX
issue-589	18	5	the	the	DET
issue-589	18	6	following	following	NOUN
issue-589	18	7	:	:	PUNCT
issue-589	18	8	increase	increase	VERB
issue-589	18	9	in	in	ADP
issue-589	18	10	the	the	DET
issue-589	18	11	stability	stability	NOUN
issue-589	18	12	of	of	ADP
issue-589	18	13	financial	financial	ADJ
issue-589	18	14	institutions	institution	NOUN
issue-589	18	15	,	,	PUNCT
issue-589	18	16	increase	increase	VERB
issue-589	18	17	the	the	DET
issue-589	18	18	transparency	transparency	NOUN
issue-589	18	19	of	of	ADP
issue-589	18	20	the	the	DET
issue-589	18	21	functioning	functioning	NOUN
issue-589	18	22	of	of	ADP
issue-589	18	23	producers	producer	NOUN
issue-589	18	24	and	and	CCONJ
issue-589	18	25	consumers	consumer	NOUN
issue-589	18	26	of	of	ADP
issue-589	18	27	financial	financial	ADJ
issue-589	18	28	services	service	NOUN
issue-589	18	29	,	,	PUNCT
issue-589	18	30	raising	raise	VERB
issue-589	18	31	the	the	DET
issue-589	18	32	level	level	NOUN
issue-589	18	33	of	of	ADP
issue-589	18	34	financial	financial	ADJ
issue-589	18	35	literacy	literacy	NOUN
issue-589	18	36	in	in	ADP
issue-589	18	37	society	society	NOUN
issue-589	18	38	,	,	PUNCT
issue-589	18	39	reforming	reform	VERB
issue-589	18	40	the	the	DET
issue-589	18	41	state	state	NOUN
issue-589	18	42	regulation	regulation	NOUN
issue-589	18	43	system	system	NOUN
issue-589	18	44	of	of	ADP
issue-589	18	45	the	the	DET
issue-589	18	46	activities	activity	NOUN
issue-589	18	47	of	of	ADP
issue-589	18	48	financial	financial	ADJ
issue-589	18	49	intermediaries	intermediary	NOUN
issue-589	18	50	,	,	PUNCT
issue-589	18	51	the	the	DET
issue-589	18	52	formation	formation	NOUN
issue-589	18	53	of	of	ADP
issue-589	18	54	the	the	DET
issue-589	18	55	trust	trust	NOUN
issue-589	18	56	infrastructure	infrastructure	NOUN
issue-589	18	57	system	system	NOUN
issue-589	18	58	.	.	PUNCT
issue-589	19	1	taking	take	VERB
issue-589	19	2	into	into	ADP
issue-589	19	3	consideration	consideration	NOUN
issue-589	19	4	the	the	DET
issue-589	19	5	received	receive	VERB
issue-589	19	6	scientific	scientific	ADJ
issue-589	19	7	outcomes	outcome	NOUN
issue-589	19	8	,	,	PUNCT
issue-589	19	9	the	the	DET
issue-589	19	10	justification	justification	NOUN
issue-589	19	11	of	of	ADP
issue-589	19	12	peculiarities	peculiarity	NOUN
issue-589	19	13	on	on	ADP
issue-589	19	14	the	the	DET
issue-589	19	15	implementation	implementation	NOUN
issue-589	19	16	of	of	ADP
issue-589	19	17	these	these	DET
issue-589	19	18	priorities	priority	NOUN
issue-589	19	19	in	in	ADP
issue-589	19	20	the	the	DET
issue-589	19	21	system	system	NOUN
issue-589	19	22	of	of	ADP
issue-589	19	23	the	the	DET
issue-589	19	24	financial	financial	ADJ
issue-589	19	25	services	service	NOUN
issue-589	19	26	market	market	NOUN
issue-589	19	27	functioning	function	VERB
issue-589	19	28	in	in	ADP
issue-589	19	29	ukraine	ukraine	PROPN
issue-589	19	30	is	be	AUX
issue-589	19	31	conducted	conduct	VERB
issue-589	19	32	.	.	PUNCT
issue-589	20	1	practical	practical	ADJ
issue-589	20	2	implications	implication	NOUN
issue-589	20	3	.	.	PUNCT
issue-589	21	1	the	the	DET
issue-589	21	2	research	research	NOUN
issue-589	21	3	results	result	NOUN
issue-589	21	4	obtained	obtain	VERB
issue-589	21	5	in	in	ADP
issue-589	21	6	the	the	DET
issue-589	21	7	course	course	NOUN
issue-589	21	8	of	of	ADP
issue-589	21	9	the	the	DET
issue-589	21	10	research	research	NOUN
issue-589	21	11	implementation	implementation	NOUN
issue-589	21	12	regarding	regard	VERB
issue-589	21	13	the	the	DET
issue-589	21	14	possibilities	possibility	NOUN
issue-589	21	15	of	of	ADP
issue-589	21	16	changing	change	VERB
issue-589	21	17	the	the	DET
issue-589	21	18	financial	financial	ADJ
issue-589	21	19	services	service	NOUN
issue-589	21	20	market	market	NOUN
issue-589	21	21	for	for	ADP
issue-589	21	22	improving	improve	VERB
issue-589	21	23	the	the	DET
issue-589	21	24	efficiency	efficiency	NOUN
issue-589	21	25	of	of	ADP
issue-589	21	26	financial	financial	ADJ
issue-589	21	27	institutions	institution	NOUN
issue-589	21	28	work	work	VERB
issue-589	21	29	have	have	VERB
issue-589	21	30	an	an	DET
issue-589	21	31	applied	applied	ADJ
issue-589	21	32	character	character	NOUN
issue-589	21	33	,	,	PUNCT
issue-589	21	34	and	and	CCONJ
issue-589	21	35	their	their	PRON
issue-589	21	36	implementation	implementation	NOUN
issue-589	21	37	will	will	AUX
issue-589	21	38	make	make	VERB
issue-589	21	39	it	it	PRON
issue-589	21	40	possible	possible	ADJ
issue-589	21	41	to	to	PART
issue-589	21	42	form	form	VERB
issue-589	21	43	a	a	DET
issue-589	21	44	new	new	ADJ
issue-589	21	45	environment	environment	NOUN
issue-589	21	46	for	for	ADP
issue-589	21	47	the	the	DET
issue-589	21	48	functioning	functioning	NOUN
issue-589	21	49	of	of	ADP
issue-589	21	50	such	such	ADJ
issue-589	21	51	economic	economic	ADJ
issue-589	21	52	actors	actor	NOUN
issue-589	21	53	.	.	PUNCT
issue-589	22	1	this	this	PRON
issue-589	22	2	will	will	AUX
issue-589	22	3	facilitate	facilitate	VERB
issue-589	22	4	the	the	DET
issue-589	22	5	transformation	transformation	NOUN
issue-589	22	6	of	of	ADP
issue-589	22	7	financial	financial	ADJ
issue-589	22	8	resources	resource	NOUN
issue-589	22	9	to	to	PART
issue-589	22	10	increase	increase	VERB
issue-589	22	11	the	the	DET
issue-589	22	12	formation	formation	NOUN
issue-589	22	13	of	of	ADP
issue-589	22	14	investment	investment	NOUN
issue-589	22	15	and	and	CCONJ
issue-589	22	16	loan	loan	NOUN
issue-589	22	17	funds	fund	NOUN
issue-589	22	18	.	.	PUNCT
issue-589	23	1	the	the	DET
issue-589	23	2	results	result	NOUN
issue-589	23	3	obtained	obtain	VERB
issue-589	23	4	can	can	AUX
issue-589	23	5	be	be	AUX
issue-589	23	6	used	use	VERB
issue-589	23	7	by	by	ADP
issue-589	23	8	public	public	ADJ
issue-589	23	9	authorities	authority	NOUN
issue-589	23	10	that	that	PRON
issue-589	23	11	regulate	regulate	VERB
issue-589	23	12	the	the	DET
issue-589	23	13	activities	activity	NOUN
issue-589	23	14	of	of	ADP
issue-589	23	15	financial	financial	ADJ
issue-589	23	16	institutions	institution	NOUN
issue-589	23	17	in	in	ADP
issue-589	23	18	the	the	DET
issue-589	23	19	process	process	NOUN
issue-589	23	20	of	of	ADP
issue-589	23	21	developing	develop	VERB
issue-589	23	22	new	new	ADJ
issue-589	23	23	strategic	strategic	ADJ
issue-589	23	24	documents	document	NOUN
issue-589	23	25	for	for	ADP
issue-589	23	26	the	the	DET
issue-589	23	27	development	development	NOUN
issue-589	23	28	of	of	ADP
issue-589	23	29	the	the	DET
issue-589	23	30	financial	financial	ADJ
issue-589	23	31	services	service	NOUN
issue-589	23	32	market	market	NOUN
issue-589	23	33	in	in	ADP
issue-589	23	34	ukraine	ukraine	PROPN
issue-589	23	35	.	.	PUNCT
issue-589	24	1	value	value	NOUN
issue-589	24	2	/	/	SYM
issue-589	24	3	originality	originality	NOUN
issue-589	24	4	.	.	PUNCT
issue-589	25	1	the	the	DET
issue-589	25	2	conducted	conduct	VERB
issue-589	25	3	research	research	NOUN
issue-589	25	4	is	be	AUX
issue-589	25	5	relevant	relevant	ADJ
issue-589	25	6	,	,	PUNCT
issue-589	25	7	considering	consider	VERB
issue-589	25	8	the	the	DET
issue-589	25	9	significant	significant	ADJ
issue-589	25	10	impact	impact	NOUN
issue-589	25	11	of	of	ADP
issue-589	25	12	the	the	DET
issue-589	25	13	financial	financial	ADJ
issue-589	25	14	services	service	NOUN
issue-589	25	15	market	market	NOUN
issue-589	25	16	on	on	ADP
issue-589	25	17	the	the	DET
issue-589	25	18	development	development	NOUN
issue-589	25	19	of	of	ADP
issue-589	25	20	the	the	DET
issue-589	25	21	national	national	ADJ
issue-589	25	22	economy	economy	NOUN
issue-589	25	23	,	,	PUNCT
issue-589	25	24	the	the	DET
issue-589	25	25	proposed	propose	VERB
issue-589	25	26	measures	measure	NOUN
issue-589	25	27	for	for	ADP
issue-589	25	28	the	the	DET
issue-589	25	29	development	development	NOUN
issue-589	25	30	of	of	ADP
issue-589	25	31	such	such	DET
issue-589	25	32	a	a	DET
issue-589	25	33	market	market	NOUN
issue-589	25	34	are	be	AUX
issue-589	25	35	applied	apply	VERB
issue-589	25	36	and	and	CCONJ
issue-589	25	37	can	can	AUX
issue-589	25	38	be	be	AUX
issue-589	25	39	used	use	VERB
issue-589	25	40	by	by	ADP
issue-589	25	41	public	public	ADJ
issue-589	25	42	authorities	authority	NOUN
issue-589	25	43	in	in	ADP
issue-589	25	44	the	the	DET
issue-589	25	45	regulation	regulation	NOUN
issue-589	25	46	of	of	ADP
issue-589	25	47	the	the	DET
issue-589	25	48	activities	activity	NOUN
issue-589	25	49	of	of	ADP
issue-589	25	50	financial	financial	ADJ
issue-589	25	51	institutions	institution	NOUN
issue-589	25	52	.	.	PUNCT
issue-589	26	1	this	this	DET
issue-589	26	2	research	research	NOUN
issue-589	26	3	has	have	AUX
issue-589	26	4	been	be	AUX
issue-589	26	5	conducted	conduct	VERB
issue-589	26	6	within	within	ADP
issue-589	26	7	the	the	DET
issue-589	26	8	framework	framework	NOUN
issue-589	26	9	of	of	ADP
issue-589	26	10	the	the	DET
issue-589	26	11	scientific	scientific	ADJ
issue-589	26	12	work	work	NOUN
issue-589	26	13	implementation	implementation	NOUN
issue-589	26	14	department	department	PROPN
issue-589	26	15	of	of	ADP
issue-589	26	16	finance	finance	NOUN
issue-589	26	17	,	,	PUNCT
issue-589	26	18	banking	banking	NOUN
issue-589	26	19	and	and	CCONJ
issue-589	26	20	insurance	insurance	NOUN
issue-589	26	21	,	,	PUNCT
issue-589	26	22	chernihiv	chernihiv	PROPN
issue-589	26	23	national	national	PROPN
issue-589	26	24	university	university	PROPN
issue-589	26	25	of	of	ADP
issue-589	26	26	technology	technology	NOUN
issue-589	26	27	,	,	PUNCT
issue-589	26	28	ukraine	ukraine	NOUN
issue-589	26	29	on	on	ADP
issue-589	26	30	the	the	DET
issue-589	26	31	following	follow	VERB
issue-589	26	32	topics	topic	NOUN
issue-589	26	33	:	:	PUNCT
issue-589	26	34	“	"	PUNCT
issue-589	26	35	financial	financial	ADJ
issue-589	26	36	stability	stability	NOUN
issue-589	26	37	of	of	ADP
issue-589	26	38	economic	economic	ADJ
issue-589	26	39	systems	system	NOUN
issue-589	26	40	in	in	ADP
issue-589	26	41	crisis	crisis	NOUN
issue-589	26	42	conditions	condition	NOUN
issue-589	26	43	of	of	ADP
issue-589	26	44	management	management	NOUN
issue-589	26	45	”	"	PUNCT
issue-589	26	46	(	(	PUNCT
issue-589	26	47	no	no	INTJ
issue-589	26	48	.	.	NOUN
issue-589	26	49	0115u001149	0115u001149	NUM
issue-589	26	50	)	)	PUNCT
issue-589	26	51	and	and	CCONJ
issue-589	26	52	“	"	PUNCT
issue-589	26	53	development	development	NOUN
issue-589	26	54	of	of	ADP
issue-589	26	55	financial	financial	ADJ
issue-589	26	56	intermediaries	intermediary	NOUN
issue-589	26	57	in	in	ADP
issue-589	26	58	the	the	DET
issue-589	26	59	turbulent	turbulent	ADJ
issue-589	26	60	conditions	condition	NOUN
issue-589	26	61	of	of	ADP
issue-589	26	62	the	the	DET
issue-589	26	63	national	national	ADJ
issue-589	26	64	economy	economy	NOUN
issue-589	26	65	’s	’s	PART
issue-589	26	66	functioning	functioning	NOUN
issue-589	26	67	”	"	PUNCT
issue-589	26	68	(	(	PUNCT
issue-589	26	69	no	no	INTJ
issue-589	26	70	.	.	NOUN
issue-589	26	71	0115u001149	0115u001149	NOUN
issue-589	26	72	)	)	PUNCT
issue-589	26	73	.	.	PUNCT
issue-589	27	1	key	key	ADJ
issue-589	27	2	words	word	NOUN
issue-589	27	3	:	:	PUNCT
issue-589	27	4	financial	financial	ADJ
issue-589	27	5	service	service	NOUN
issue-589	27	6	,	,	PUNCT
issue-589	27	7	financial	financial	ADJ
issue-589	27	8	institution	institution	NOUN
issue-589	27	9	,	,	PUNCT
issue-589	27	10	financial	financial	ADJ
issue-589	27	11	credibility	credibility	NOUN
issue-589	27	12	,	,	PUNCT
issue-589	27	13	financial	financial	ADJ
issue-589	27	14	intermediary	intermediary	NOUN
issue-589	27	15	.	.	PUNCT
issue-589	28	1	jel	jel	PROPN
issue-589	28	2	classification	classification	NOUN
issue-589	28	3	:	:	PUNCT
issue-589	28	4	g20	g20	PROPN
issue-589	28	5	,	,	PUNCT
issue-589	28	6	g21	g21	PROPN
issue-589	28	7	baltic	baltic	PROPN
issue-589	28	8	journal	journal	PROPN
issue-589	28	9	of	of	ADP
issue-589	28	10	economic	economic	ADJ
issue-589	28	11	studies	study	NOUN
issue-589	28	12	413	413	NUM
issue-589	28	13	vol	vol	NOUN
issue-589	28	14	.	.	PROPN
issue-589	29	1	4	4	NUM
issue-589	29	2	,	,	PUNCT
issue-589	29	3	no	no	INTJ
issue-589	29	4	.	.	NOUN
issue-589	29	5	5	5	NUM
issue-589	29	6	,	,	PUNCT
issue-589	29	7	2018	2018	NUM
issue-589	29	8	1	1	NUM
issue-589	29	9	.	.	PUNCT
issue-589	30	1	introductions	introduction	NOUN
issue-589	30	2	development	development	NOUN
issue-589	30	3	of	of	ADP
issue-589	30	4	the	the	DET
issue-589	30	5	national	national	ADJ
issue-589	30	6	economy	economy	NOUN
issue-589	30	7	depends	depend	VERB
issue-589	30	8	on	on	ADP
issue-589	30	9	a	a	DET
issue-589	30	10	significant	significant	ADJ
issue-589	30	11	number	number	NOUN
issue-589	30	12	of	of	ADP
issue-589	30	13	factors	factor	NOUN
issue-589	30	14	of	of	ADP
issue-589	30	15	exogenous	exogenous	ADJ
issue-589	30	16	and	and	CCONJ
issue-589	30	17	endogenous	endogenous	ADJ
issue-589	30	18	nature	nature	NOUN
issue-589	30	19	.	.	PUNCT
issue-589	31	1	however	however	ADV
issue-589	31	2	,	,	PUNCT
issue-589	31	3	development	development	NOUN
issue-589	31	4	of	of	ADP
issue-589	31	5	the	the	DET
issue-589	31	6	country	country	NOUN
issue-589	31	7	’s	’s	PART
issue-589	31	8	economy	economy	NOUN
issue-589	31	9	occurs	occur	VERB
issue-589	31	10	only	only	ADV
issue-589	31	11	in	in	ADP
issue-589	31	12	presence	presence	NOUN
issue-589	31	13	of	of	ADP
issue-589	31	14	available	available	ADJ
issue-589	31	15	financial	financial	ADJ
issue-589	31	16	resources	resource	NOUN
issue-589	31	17	,	,	PUNCT
issue-589	31	18	which	which	PRON
issue-589	31	19	use	use	VERB
issue-589	31	20	contributes	contribute	VERB
issue-589	31	21	to	to	ADP
issue-589	31	22	the	the	DET
issue-589	31	23	expansion	expansion	NOUN
issue-589	31	24	of	of	ADP
issue-589	31	25	the	the	DET
issue-589	31	26	activity	activity	NOUN
issue-589	31	27	of	of	ADP
issue-589	31	28	economic	economic	ADJ
issue-589	31	29	entities	entity	NOUN
issue-589	31	30	,	,	PUNCT
issue-589	31	31	provides	provide	VERB
issue-589	31	32	an	an	DET
issue-589	31	33	opportunity	opportunity	NOUN
issue-589	31	34	for	for	SCONJ
issue-589	31	35	them	they	PRON
issue-589	31	36	to	to	PART
issue-589	31	37	introduce	introduce	VERB
issue-589	31	38	innovative	innovative	ADJ
issue-589	31	39	technologies	technology	NOUN
issue-589	31	40	in	in	ADP
issue-589	31	41	their	their	PRON
issue-589	31	42	own	own	ADJ
issue-589	31	43	work	work	NOUN
issue-589	31	44	and	and	CCONJ
issue-589	31	45	increase	increase	VERB
issue-589	31	46	the	the	DET
issue-589	31	47	quality	quality	NOUN
issue-589	31	48	of	of	ADP
issue-589	31	49	products	product	NOUN
issue-589	31	50	,	,	PUNCT
issue-589	31	51	creates	create	VERB
issue-589	31	52	conditions	condition	NOUN
issue-589	31	53	to	to	PART
issue-589	31	54	increase	increase	VERB
issue-589	31	55	the	the	DET
issue-589	31	56	demand	demand	NOUN
issue-589	31	57	of	of	ADP
issue-589	31	58	population	population	NOUN
issue-589	31	59	for	for	ADP
issue-589	31	60	goods	good	NOUN
issue-589	31	61	and	and	CCONJ
issue-589	31	62	services	service	NOUN
issue-589	31	63	.	.	PUNCT
issue-589	32	1	formation	formation	NOUN
issue-589	32	2	of	of	ADP
issue-589	32	3	financial	financial	ADJ
issue-589	32	4	resources	resource	NOUN
issue-589	32	5	in	in	ADP
issue-589	32	6	the	the	DET
issue-589	32	7	state	state	NOUN
issue-589	32	8	occurs	occur	VERB
issue-589	32	9	solely	solely	ADV
issue-589	32	10	through	through	ADP
issue-589	32	11	the	the	DET
issue-589	32	12	system	system	NOUN
issue-589	32	13	of	of	ADP
issue-589	32	14	financial	financial	ADJ
issue-589	32	15	intermediaries	intermediary	NOUN
issue-589	32	16	’	'	PUNCT
issue-589	32	17	functioning	function	VERB
issue-589	32	18	.	.	PUNCT
issue-589	33	1	there	there	PRON
issue-589	33	2	are	be	VERB
issue-589	33	3	also	also	ADV
issue-589	33	4	cases	case	NOUN
issue-589	33	5	of	of	ADP
issue-589	33	6	self	self	NOUN
issue-589	33	7	-	-	PUNCT
issue-589	33	8	financing	financing	NOUN
issue-589	33	9	and	and	CCONJ
issue-589	33	10	using	use	VERB
issue-589	33	11	internal	internal	ADJ
issue-589	33	12	investments	investment	NOUN
issue-589	33	13	.	.	PUNCT
issue-589	34	1	however	however	ADV
issue-589	34	2	,	,	PUNCT
issue-589	34	3	active	active	ADJ
issue-589	34	4	development	development	NOUN
issue-589	34	5	of	of	ADP
issue-589	34	6	the	the	DET
issue-589	34	7	national	national	ADJ
issue-589	34	8	economy	economy	NOUN
issue-589	34	9	is	be	AUX
issue-589	34	10	connected	connect	VERB
issue-589	34	11	with	with	ADP
issue-589	34	12	the	the	DET
issue-589	34	13	activation	activation	NOUN
issue-589	34	14	of	of	ADP
issue-589	34	15	financial	financial	ADJ
issue-589	34	16	institutions	institution	NOUN
issue-589	34	17	’	'	PUNCT
issue-589	34	18	activity	activity	NOUN
issue-589	34	19	.	.	PUNCT
issue-589	35	1	such	such	ADJ
issue-589	35	2	intermediaries	intermediary	NOUN
issue-589	35	3	are	be	AUX
issue-589	35	4	able	able	ADJ
issue-589	35	5	to	to	PART
issue-589	35	6	transform	transform	VERB
issue-589	35	7	temporary	temporary	ADJ
issue-589	35	8	free	free	ADJ
issue-589	35	9	funds	fund	NOUN
issue-589	35	10	of	of	ADP
issue-589	35	11	legal	legal	ADJ
issue-589	35	12	entities	entity	NOUN
issue-589	35	13	and	and	CCONJ
issue-589	35	14	individuals	individual	NOUN
issue-589	35	15	and	and	CCONJ
issue-589	35	16	turn	turn	VERB
issue-589	35	17	them	they	PRON
issue-589	35	18	into	into	ADP
issue-589	35	19	investment	investment	NOUN
issue-589	35	20	resources	resource	NOUN
issue-589	35	21	.	.	PUNCT
issue-589	36	1	that	that	PRON
issue-589	36	2	’s	’	VERB
issue-589	36	3	exactly	exactly	ADV
issue-589	36	4	why	why	SCONJ
issue-589	36	5	the	the	DET
issue-589	36	6	creation	creation	NOUN
issue-589	36	7	of	of	ADP
issue-589	36	8	conditions	condition	NOUN
issue-589	36	9	for	for	ADP
issue-589	36	10	normal	normal	ADJ
issue-589	36	11	operation	operation	NOUN
issue-589	36	12	of	of	ADP
issue-589	36	13	the	the	DET
issue-589	36	14	mentioned	mention	VERB
issue-589	36	15	institutions	institution	NOUN
issue-589	36	16	is	be	AUX
issue-589	36	17	a	a	DET
issue-589	36	18	guarantee	guarantee	NOUN
issue-589	36	19	for	for	ADP
issue-589	36	20	fulfilling	fulfil	VERB
issue-589	36	21	by	by	ADP
issue-589	36	22	them	they	PRON
issue-589	36	23	their	their	PRON
issue-589	36	24	own	own	ADJ
issue-589	36	25	functions	function	NOUN
issue-589	36	26	and	and	CCONJ
issue-589	36	27	increase	increase	VERB
issue-589	36	28	in	in	ADP
issue-589	36	29	volume	volume	NOUN
issue-589	36	30	financial	financial	ADJ
issue-589	36	31	resources	resource	NOUN
issue-589	36	32	within	within	ADP
issue-589	36	33	the	the	DET
issue-589	36	34	national	national	ADJ
issue-589	36	35	economy	economy	NOUN
issue-589	36	36	.	.	PUNCT
issue-589	37	1	taken	take	VERB
issue-589	37	2	together	together	ADV
issue-589	37	3	,	,	PUNCT
issue-589	37	4	financial	financial	ADJ
issue-589	37	5	intermediaries	intermediary	NOUN
issue-589	37	6	and	and	CCONJ
issue-589	37	7	their	their	PRON
issue-589	37	8	clients	client	NOUN
issue-589	37	9	form	form	VERB
issue-589	37	10	a	a	DET
issue-589	37	11	single	single	ADJ
issue-589	37	12	area	area	NOUN
issue-589	37	13	of	of	ADP
issue-589	37	14	interaction	interaction	NOUN
issue-589	37	15	–	–	PUNCT
issue-589	37	16	the	the	DET
issue-589	37	17	financial	financial	ADJ
issue-589	37	18	services	service	NOUN
issue-589	37	19	market	market	NOUN
issue-589	37	20	,	,	PUNCT
issue-589	37	21	where	where	SCONJ
issue-589	37	22	the	the	DET
issue-589	37	23	demand	demand	NOUN
issue-589	37	24	and	and	CCONJ
issue-589	37	25	proposition	proposition	NOUN
issue-589	37	26	for	for	ADP
issue-589	37	27	financial	financial	ADJ
issue-589	37	28	resources	resource	NOUN
issue-589	37	29	among	among	ADP
issue-589	37	30	its	its	PRON
issue-589	37	31	main	main	ADJ
issue-589	37	32	participants	participant	NOUN
issue-589	37	33	are	be	AUX
issue-589	37	34	levelled	level	VERB
issue-589	37	35	.	.	PUNCT
issue-589	38	1	the	the	DET
issue-589	38	2	financial	financial	ADJ
issue-589	38	3	and	and	CCONJ
issue-589	38	4	economic	economic	ADJ
issue-589	38	5	crisis	crisis	NOUN
issue-589	38	6	of	of	ADP
issue-589	38	7	2007	2007	NUM
issue-589	38	8	-	-	SYM
issue-589	38	9	2008	2008	NUM
issue-589	38	10	had	have	VERB
issue-589	38	11	a	a	DET
issue-589	38	12	negative	negative	ADJ
issue-589	38	13	impact	impact	NOUN
issue-589	38	14	on	on	ADP
issue-589	38	15	the	the	DET
issue-589	38	16	financial	financial	ADJ
issue-589	38	17	services	service	NOUN
issue-589	38	18	markets	market	VERB
issue-589	38	19	development	development	NOUN
issue-589	38	20	in	in	ADP
issue-589	38	21	many	many	ADJ
issue-589	38	22	countries	country	NOUN
issue-589	38	23	of	of	ADP
issue-589	38	24	the	the	DET
issue-589	38	25	world	world	NOUN
issue-589	38	26	and	and	CCONJ
issue-589	38	27	,	,	PUNCT
issue-589	38	28	in	in	ADP
issue-589	38	29	general	general	ADJ
issue-589	38	30	,	,	PUNCT
issue-589	38	31	their	their	PRON
issue-589	38	32	economies	economy	NOUN
issue-589	38	33	.	.	PUNCT
issue-589	39	1	after	after	ADP
issue-589	39	2	that	that	PRON
issue-589	39	3	,	,	PUNCT
issue-589	39	4	the	the	DET
issue-589	39	5	vast	vast	ADJ
issue-589	39	6	majority	majority	NOUN
issue-589	39	7	of	of	ADP
issue-589	39	8	governments	government	NOUN
issue-589	39	9	redefined	redefine	VERB
issue-589	39	10	the	the	DET
issue-589	39	11	role	role	NOUN
issue-589	39	12	of	of	ADP
issue-589	39	13	financial	financial	ADJ
issue-589	39	14	services	service	NOUN
issue-589	39	15	in	in	ADP
issue-589	39	16	the	the	DET
issue-589	39	17	development	development	NOUN
issue-589	39	18	of	of	ADP
issue-589	39	19	the	the	DET
issue-589	39	20	national	national	ADJ
issue-589	39	21	economy	economy	NOUN
issue-589	39	22	and	and	CCONJ
issue-589	39	23	increased	increase	VERB
issue-589	39	24	requirements	requirement	NOUN
issue-589	39	25	for	for	ADP
issue-589	39	26	the	the	DET
issue-589	39	27	functioning	functioning	NOUN
issue-589	39	28	of	of	ADP
issue-589	39	29	financial	financial	ADJ
issue-589	39	30	intermediaries	intermediary	NOUN
issue-589	39	31	.	.	PUNCT
issue-589	40	1	the	the	DET
issue-589	40	2	crisis	crisis	NOUN
issue-589	40	3	in	in	ADP
issue-589	40	4	this	this	DET
issue-589	40	5	area	area	NOUN
issue-589	40	6	also	also	ADV
issue-589	40	7	witnessed	witness	VERB
issue-589	40	8	the	the	DET
issue-589	40	9	existence	existence	NOUN
issue-589	40	10	of	of	ADP
issue-589	40	11	a	a	DET
issue-589	40	12	significant	significant	ADJ
issue-589	40	13	number	number	NOUN
issue-589	40	14	of	of	ADP
issue-589	40	15	problems	problem	NOUN
issue-589	40	16	of	of	ADP
issue-589	40	17	a	a	DET
issue-589	40	18	different	different	ADJ
issue-589	40	19	nature	nature	NOUN
issue-589	40	20	:	:	PUNCT
issue-589	40	21	inefficient	inefficient	ADJ
issue-589	40	22	mechanism	mechanism	NOUN
issue-589	40	23	of	of	ADP
issue-589	40	24	state	state	NOUN
issue-589	40	25	regulation	regulation	NOUN
issue-589	40	26	of	of	ADP
issue-589	40	27	the	the	DET
issue-589	40	28	activities	activity	NOUN
issue-589	40	29	of	of	ADP
issue-589	40	30	financial	financial	ADJ
issue-589	40	31	institutions	institution	NOUN
issue-589	40	32	,	,	PUNCT
issue-589	40	33	low	low	ADJ
issue-589	40	34	level	level	NOUN
issue-589	40	35	of	of	ADP
issue-589	40	36	financial	financial	ADJ
issue-589	40	37	literacy	literacy	NOUN
issue-589	40	38	of	of	ADP
issue-589	40	39	the	the	DET
issue-589	40	40	population	population	NOUN
issue-589	40	41	,	,	PUNCT
issue-589	40	42	violation	violation	NOUN
issue-589	40	43	of	of	ADP
issue-589	40	44	the	the	DET
issue-589	40	45	rights	right	NOUN
issue-589	40	46	of	of	ADP
issue-589	40	47	consumers	consumer	NOUN
issue-589	40	48	of	of	ADP
issue-589	40	49	financial	financial	ADJ
issue-589	40	50	services	service	NOUN
issue-589	40	51	,	,	PUNCT
issue-589	40	52	etc	etc	X
issue-589	40	53	.	.	X
issue-589	41	1	the	the	DET
issue-589	41	2	problems	problem	NOUN
issue-589	41	3	outlined	outline	VERB
issue-589	41	4	are	be	AUX
issue-589	41	5	universal	universal	ADJ
issue-589	41	6	and	and	CCONJ
issue-589	41	7	inherent	inherent	ADJ
issue-589	41	8	to	to	ADP
issue-589	41	9	all	all	DET
issue-589	41	10	countries	country	NOUN
issue-589	41	11	regardless	regardless	ADV
issue-589	41	12	of	of	ADP
issue-589	41	13	the	the	DET
issue-589	41	14	levels	level	NOUN
issue-589	41	15	of	of	ADP
issue-589	41	16	their	their	PRON
issue-589	41	17	financial	financial	ADJ
issue-589	41	18	services	service	NOUN
issue-589	41	19	markets	market	VERB
issue-589	41	20	development	development	NOUN
issue-589	41	21	.	.	PUNCT
issue-589	42	1	that	that	PRON
issue-589	42	2	is	be	AUX
issue-589	42	3	why	why	SCONJ
issue-589	42	4	the	the	DET
issue-589	42	5	definition	definition	NOUN
issue-589	42	6	of	of	ADP
issue-589	42	7	a	a	DET
issue-589	42	8	set	set	NOUN
issue-589	42	9	of	of	ADP
issue-589	42	10	key	key	ADJ
issue-589	42	11	areas	area	NOUN
issue-589	42	12	for	for	ADP
issue-589	42	13	improving	improve	VERB
issue-589	42	14	the	the	DET
issue-589	42	15	functioning	functioning	NOUN
issue-589	42	16	of	of	ADP
issue-589	42	17	such	such	ADJ
issue-589	42	18	markets	market	NOUN
issue-589	42	19	is	be	AUX
issue-589	42	20	an	an	DET
issue-589	42	21	urgent	urgent	ADJ
issue-589	42	22	task	task	NOUN
issue-589	42	23	for	for	ADP
issue-589	42	24	the	the	DET
issue-589	42	25	conditions	condition	NOUN
issue-589	42	26	formation	formation	NOUN
issue-589	42	27	for	for	ADP
issue-589	42	28	the	the	DET
issue-589	42	29	further	further	ADJ
issue-589	42	30	development	development	NOUN
issue-589	42	31	of	of	ADP
issue-589	42	32	national	national	ADJ
issue-589	42	33	economies	economy	NOUN
issue-589	42	34	.	.	PUNCT
issue-589	43	1	there	there	PRON
issue-589	43	2	is	be	VERB
issue-589	43	3	no	no	DET
issue-589	43	4	exception	exception	NOUN
issue-589	43	5	to	to	ADP
issue-589	43	6	ukraine	ukraine	NOUN
issue-589	43	7	.	.	PUNCT
issue-589	44	1	the	the	DET
issue-589	44	2	financial	financial	ADJ
issue-589	44	3	services	service	NOUN
issue-589	44	4	market	market	NOUN
issue-589	44	5	development	development	NOUN
issue-589	44	6	as	as	ADP
issue-589	44	7	a	a	DET
issue-589	44	8	macroeconomic	macroeconomic	ADJ
issue-589	44	9	system	system	NOUN
issue-589	44	10	is	be	AUX
issue-589	44	11	being	be	AUX
issue-589	44	12	studied	study	VERB
issue-589	44	13	by	by	ADP
issue-589	44	14	scientists	scientist	NOUN
issue-589	44	15	for	for	ADP
issue-589	44	16	a	a	DET
issue-589	44	17	long	long	ADJ
issue-589	44	18	time	time	NOUN
issue-589	44	19	.	.	PUNCT
issue-589	45	1	the	the	DET
issue-589	45	2	most	most	ADV
issue-589	45	3	thorough	thorough	ADJ
issue-589	45	4	works	work	NOUN
issue-589	45	5	in	in	ADP
issue-589	45	6	this	this	DET
issue-589	45	7	area	area	NOUN
issue-589	45	8	should	should	AUX
issue-589	45	9	include	include	VERB
issue-589	45	10	the	the	DET
issue-589	45	11	researches	research	NOUN
issue-589	45	12	of	of	ADP
issue-589	45	13	ye	ye	PROPN
issue-589	45	14	.	.	PUNCT
issue-589	45	15	a.	a.	PROPN
issue-589	45	16	bobrov	bobrov	PROPN
issue-589	45	17	,	,	PUNCT
issue-589	45	18	ye	ye	X
issue-589	45	19	.	.	PUNCT
issue-589	46	1	p.	p.	NOUN
issue-589	46	2	bondarneko	bondarneko	PROPN
issue-589	46	3	,	,	PUNCT
issue-589	46	4	b.	b.	PROPN
issue-589	46	5	m.	m.	PROPN
issue-589	46	6	vyshyvana	vyshyvana	PROPN
issue-589	46	7	,	,	PUNCT
issue-589	46	8	т	т	PROPN
issue-589	46	9	.	.	PROPN
issue-589	46	10	yu	yu	PROPN
issue-589	46	11	.	.	PUNCT
issue-589	47	1	zarypova	zarypova	PROPN
issue-589	47	2	,	,	PUNCT
issue-589	47	3	v.	v.	ADP
issue-589	47	4	zymovets	zymovet	NOUN
issue-589	47	5	,	,	PUNCT
issue-589	47	6	v.	v.	ADP
issue-589	47	7	ilchuk	ilchuk	PROPN
issue-589	47	8	,	,	PUNCT
issue-589	47	9	yu	yu	PROPN
issue-589	47	10	.	.	PUNCT
issue-589	48	1	м	м	X
issue-589	48	2	.	.	PUNCT
issue-589	49	1	kovalenko	kovalenko	PROPN
issue-589	49	2	,	,	PUNCT
issue-589	49	3	v.	v.	PROPN
issue-589	49	4	korneyev	korneyev	PROPN
issue-589	49	5	,	,	PUNCT
issue-589	49	6	s.	s.	PROPN
issue-589	49	7	s.	s.	PROPN
issue-589	49	8	кrasovsky	кrasovsky	PROPN
issue-589	49	9	,	,	PUNCT
issue-589	49	10	v.	v.	ADP
issue-589	49	11	mishchenko	mishchenko	PROPN
issue-589	49	12	,	,	PUNCT
issue-589	49	13	s.	s.	PROPN
issue-589	49	14	naumenkova	naumenkova	PROPN
issue-589	49	15	,	,	PUNCT
issue-589	49	16	і	і	PROPN
issue-589	49	17	.	.	PROPN
issue-589	49	18	podsygun	podsygun	PROPN
issue-589	49	19	,	,	PUNCT
issue-589	49	20	і	і	PROPN
issue-589	49	21	.	.	PUNCT
issue-589	50	1	і	і	PROPN
issue-589	50	2	.	.	PROPN
issue-589	50	3	rekunenko	rekunenko	PROPN
issue-589	50	4	,	,	PUNCT
issue-589	50	5	і	і	PROPN
issue-589	50	6	.	.	PROPN
issue-589	50	7	soloshkin	soloshkin	PROPN
issue-589	50	8	,	,	PUNCT
issue-589	50	9	v.	v.	PROPN
issue-589	50	10	а	а	PROPN
issue-589	50	11	.	.	PUNCT
issue-589	51	1	titov	titov	PROPN
issue-589	51	2	,	,	PUNCT
issue-589	51	3	м	м	X
issue-589	51	4	.	.	PUNCT
issue-589	52	1	м	м	X
issue-589	52	2	.	.	PUNCT
issue-589	52	3	тretiakov	тretiakov	PROPN
issue-589	52	4	,	,	PUNCT
issue-589	52	5	v.	v.	ADP
issue-589	52	6	p.	p.	NOUN
issue-589	52	7	unets	unet	NOUN
issue-589	52	8	-	-	PUNCT
issue-589	52	9	khodakivska	khodakivska	PROPN
issue-589	52	10	,	,	PUNCT
issue-589	52	11	s.	s.	PROPN
issue-589	52	12	і	і	PROPN
issue-589	52	13	.	.	PROPN
issue-589	52	14	yurii	yurii	PROPN
issue-589	52	15	,	,	PUNCT
issue-589	52	16	g.	g.	PROPN
issue-589	53	1	v.	v.	CCONJ
issue-589	53	2	yurchuk	yurchuk	PROPN
issue-589	53	3	,	,	PUNCT
issue-589	53	4	v.	v.	PROPN
issue-589	53	5	v.	v.	ADP
issue-589	53	6	yashchuk	yashchuk	PROPN
issue-589	53	7	,	,	PUNCT
issue-589	53	8	i.	i.	PROPN
issue-589	53	9	asmundson	asmundson	PROPN
issue-589	53	10	,	,	PUNCT
issue-589	53	11	d.	d.	PROPN
issue-589	53	12	acemoglu	acemoglu	PROPN
issue-589	53	13	,	,	PUNCT
issue-589	53	14	g.	g.	PROPN
issue-589	53	15	akerlof	akerlof	PROPN
issue-589	53	16	,	,	PUNCT
issue-589	53	17	r.	r.	PROPN
issue-589	53	18	bergner	bergner	PROPN
issue-589	53	19	,	,	PUNCT
issue-589	53	20	r.	r.	PROPN
issue-589	53	21	herring	herring	PROPN
issue-589	53	22	,	,	PUNCT
issue-589	53	23	a.	a.	NOUN
issue-589	53	24	santomero	santomero	NOUN
issue-589	53	25	,	,	PUNCT
issue-589	53	26	c.	c.	PROPN
issue-589	53	27	stijn	stijn	PROPN
issue-589	53	28	,	,	PUNCT
issue-589	53	29	о	о	PROPN
issue-589	53	30	.	.	PUNCT
issue-589	53	31	wyman	wyman	NOUN
issue-589	53	32	,	,	PUNCT
issue-589	53	33	and	and	CCONJ
issue-589	53	34	others	other	NOUN
issue-589	53	35	.	.	PUNCT
issue-589	54	1	however	however	ADV
issue-589	54	2	,	,	PUNCT
issue-589	54	3	despite	despite	SCONJ
issue-589	54	4	numerous	numerous	ADJ
issue-589	54	5	works	work	NOUN
issue-589	54	6	in	in	ADP
issue-589	54	7	the	the	DET
issue-589	54	8	sphere	sphere	NOUN
issue-589	54	9	of	of	ADP
issue-589	54	10	financial	financial	ADJ
issue-589	54	11	services	service	NOUN
issue-589	54	12	markets	market	VERB
issue-589	54	13	development	development	NOUN
issue-589	54	14	,	,	PUNCT
issue-589	54	15	taking	take	VERB
issue-589	54	16	into	into	ADP
issue-589	54	17	consideration	consideration	NOUN
issue-589	54	18	variability	variability	NOUN
issue-589	54	19	of	of	ADP
issue-589	54	20	external	external	ADJ
issue-589	54	21	conditions	condition	NOUN
issue-589	54	22	of	of	ADP
issue-589	54	23	this	this	DET
issue-589	54	24	market	market	NOUN
issue-589	54	25	functioning	function	VERB
issue-589	54	26	and	and	CCONJ
issue-589	54	27	inherent	inherent	ADJ
issue-589	54	28	dynamism	dynamism	NOUN
issue-589	54	29	,	,	PUNCT
issue-589	54	30	an	an	DET
issue-589	54	31	issue	issue	NOUN
issue-589	54	32	on	on	ADP
issue-589	54	33	the	the	DET
issue-589	54	34	development	development	NOUN
issue-589	54	35	of	of	ADP
issue-589	54	36	such	such	DET
issue-589	54	37	a	a	DET
issue-589	54	38	market	market	NOUN
issue-589	54	39	is	be	AUX
issue-589	54	40	urgent	urgent	ADJ
issue-589	54	41	,	,	PUNCT
issue-589	54	42	especially	especially	ADV
issue-589	54	43	in	in	ADP
issue-589	54	44	current	current	ADJ
issue-589	54	45	turbulent	turbulent	ADJ
issue-589	54	46	operating	operating	NOUN
issue-589	54	47	conditions	condition	NOUN
issue-589	54	48	of	of	ADP
issue-589	54	49	financial	financial	ADJ
issue-589	54	50	intermediaries	intermediary	NOUN
issue-589	54	51	and	and	CCONJ
issue-589	54	52	financial	financial	ADJ
issue-589	54	53	entities	entity	NOUN
issue-589	54	54	’	'	PUNCT
issue-589	54	55	functioning	function	VERB
issue-589	54	56	.	.	PUNCT
issue-589	55	1	2	2	X
issue-589	55	2	.	.	X
issue-589	55	3	financial	financial	ADJ
issue-589	55	4	stability	stability	NOUN
issue-589	55	5	,	,	PUNCT
issue-589	55	6	transparency	transparency	NOUN
issue-589	55	7	of	of	ADP
issue-589	55	8	activities	activity	NOUN
issue-589	55	9	,	,	PUNCT
issue-589	55	10	and	and	CCONJ
issue-589	55	11	financial	financial	ADJ
issue-589	55	12	literacy	literacy	NOUN
issue-589	55	13	thus	thus	ADV
issue-589	55	14	,	,	PUNCT
issue-589	55	15	let	let	VERB
issue-589	55	16	’s	’s	NOUN
issue-589	55	17	consider	consider	VERB
issue-589	55	18	the	the	DET
issue-589	55	19	main	main	ADJ
issue-589	55	20	directions	direction	NOUN
issue-589	55	21	for	for	ADP
issue-589	55	22	the	the	DET
issue-589	55	23	system	system	NOUN
issue-589	55	24	development	development	NOUN
issue-589	55	25	of	of	ADP
issue-589	55	26	the	the	DET
issue-589	55	27	relations	relation	NOUN
issue-589	55	28	between	between	ADP
issue-589	55	29	producers	producer	NOUN
issue-589	55	30	and	and	CCONJ
issue-589	55	31	consumers	consumer	NOUN
issue-589	55	32	of	of	ADP
issue-589	55	33	the	the	DET
issue-589	55	34	financial	financial	ADJ
issue-589	55	35	services	service	NOUN
issue-589	55	36	in	in	ADP
issue-589	55	37	ukraine	ukraine	NOUN
issue-589	55	38	,	,	PUNCT
issue-589	55	39	which	which	DET
issue-589	55	40	implementation	implementation	NOUN
issue-589	55	41	will	will	AUX
issue-589	55	42	promote	promote	VERB
issue-589	55	43	an	an	DET
issue-589	55	44	increase	increase	NOUN
issue-589	55	45	in	in	ADP
issue-589	55	46	the	the	DET
issue-589	55	47	work	work	NOUN
issue-589	55	48	efficiency	efficiency	NOUN
issue-589	55	49	of	of	ADP
issue-589	55	50	the	the	DET
issue-589	55	51	market	market	NOUN
issue-589	55	52	of	of	ADP
issue-589	55	53	such	such	ADJ
issue-589	55	54	services	service	NOUN
issue-589	55	55	(	(	PUNCT
issue-589	55	56	figure	figure	NOUN
issue-589	55	57	1	1	NUM
issue-589	55	58	)	)	PUNCT
issue-589	55	59	.	.	PUNCT
issue-589	56	1	1	1	X
issue-589	56	2	.	.	X
issue-589	56	3	stability	stability	NOUN
issue-589	56	4	growth	growth	NOUN
issue-589	56	5	of	of	ADP
issue-589	56	6	financial	financial	ADJ
issue-589	56	7	institutions	institution	NOUN
issue-589	56	8	.	.	PUNCT
issue-589	57	1	certainly	certainly	ADV
issue-589	57	2	,	,	PUNCT
issue-589	57	3	ensuring	ensure	VERB
issue-589	57	4	financial	financial	ADJ
issue-589	57	5	stability	stability	NOUN
issue-589	57	6	of	of	ADP
issue-589	57	7	all	all	DET
issue-589	57	8	financial	financial	ADJ
issue-589	57	9	institutions	institution	NOUN
issue-589	57	10	is	be	AUX
issue-589	57	11	an	an	DET
issue-589	57	12	important	important	ADJ
issue-589	57	13	part	part	NOUN
issue-589	57	14	of	of	ADP
issue-589	57	15	the	the	DET
issue-589	57	16	formation	formation	NOUN
issue-589	57	17	of	of	ADP
issue-589	57	18	an	an	DET
issue-589	57	19	effective	effective	ADJ
issue-589	57	20	system	system	NOUN
issue-589	57	21	of	of	ADP
issue-589	57	22	financial	financial	ADJ
issue-589	57	23	intermediaries	intermediary	NOUN
issue-589	57	24	functioning	function	VERB
issue-589	57	25	in	in	ADP
issue-589	57	26	the	the	DET
issue-589	57	27	country	country	NOUN
issue-589	57	28	.	.	PUNCT
issue-589	58	1	after	after	ADP
issue-589	58	2	the	the	DET
issue-589	58	3	financial	financial	ADJ
issue-589	58	4	and	and	CCONJ
issue-589	58	5	economic	economic	ADJ
issue-589	58	6	crisis	crisis	NOUN
issue-589	58	7	of	of	ADP
issue-589	58	8	2008–2009	2008–2009	NUM
issue-589	58	9	,	,	PUNCT
issue-589	58	10	the	the	DET
issue-589	58	11	consequences	consequence	NOUN
issue-589	58	12	of	of	ADP
issue-589	58	13	which	which	PRON
issue-589	58	14	are	be	AUX
issue-589	58	15	felt	feel	VERB
issue-589	58	16	today	today	NOUN
issue-589	58	17	,	,	PUNCT
issue-589	58	18	an	an	DET
issue-589	58	19	overwhelming	overwhelming	ADJ
issue-589	58	20	number	number	NOUN
issue-589	58	21	of	of	ADP
issue-589	58	22	state	state	NOUN
issue-589	58	23	regulators	regulator	NOUN
issue-589	58	24	in	in	ADP
issue-589	58	25	the	the	DET
issue-589	58	26	financial	financial	ADJ
issue-589	58	27	services	service	NOUN
issue-589	58	28	markets	market	NOUN
issue-589	58	29	revised	revise	VERB
issue-589	58	30	the	the	DET
issue-589	58	31	conditions	condition	NOUN
issue-589	58	32	for	for	SCONJ
issue-589	58	33	the	the	DET
issue-589	58	34	capital	capital	NOUN
issue-589	58	35	formation	formation	NOUN
issue-589	58	36	of	of	ADP
issue-589	58	37	such	such	ADJ
issue-589	58	38	institutions	institution	NOUN
issue-589	58	39	to	to	PART
issue-589	58	40	increase	increase	VERB
issue-589	58	41	their	their	PRON
issue-589	58	42	reliability	reliability	NOUN
issue-589	58	43	.	.	PUNCT
issue-589	59	1	appropriate	appropriate	ADJ
issue-589	59	2	decisions	decision	NOUN
issue-589	59	3	were	be	AUX
issue-589	59	4	also	also	ADV
issue-589	59	5	made	make	VERB
issue-589	59	6	in	in	ADP
issue-589	59	7	ukraine	ukraine	NOUN
issue-589	59	8	.	.	PUNCT
issue-589	60	1	initially	initially	ADV
issue-589	60	2	,	,	PUNCT
issue-589	60	3	minimum	minimum	ADJ
issue-589	60	4	size	size	NOUN
issue-589	60	5	of	of	ADP
issue-589	60	6	the	the	DET
issue-589	60	7	authorized	authorized	ADJ
issue-589	60	8	capital	capital	NOUN
issue-589	60	9	of	of	ADP
issue-589	60	10	banks	bank	NOUN
issue-589	60	11	was	be	AUX
issue-589	60	12	raised	raise	VERB
issue-589	60	13	to	to	ADP
issue-589	60	14	125.0	125.0	NUM
issue-589	60	15	million	million	NUM
issue-589	60	16	uah	uah	NOUN
issue-589	60	17	,	,	PUNCT
issue-589	60	18	and	and	CCONJ
issue-589	60	19	later	later	ADV
issue-589	60	20	to	to	ADP
issue-589	60	21	500.0	500.0	NUM
issue-589	60	22	million	million	NUM
issue-589	60	23	uah	uah	PROPN
issue-589	60	24	.	.	PUNCT
issue-589	60	25	ukraine	ukraine	PROPN
issue-589	60	26	is	be	AUX
issue-589	60	27	gradually	gradually	ADV
issue-589	60	28	moving	move	VERB
issue-589	60	29	towards	towards	ADP
issue-589	60	30	the	the	DET
issue-589	60	31	introduction	introduction	NOUN
issue-589	60	32	of	of	ADP
issue-589	60	33	european	european	ADJ
issue-589	60	34	approaches	approach	NOUN
issue-589	60	35	to	to	ADP
issue-589	60	36	ensuring	ensure	VERB
issue-589	60	37	the	the	DET
issue-589	60	38	stability	stability	NOUN
issue-589	60	39	of	of	ADP
issue-589	60	40	the	the	DET
issue-589	60	41	financial	financial	ADJ
issue-589	60	42	services	service	NOUN
issue-589	60	43	sector	sector	NOUN
issue-589	60	44	.	.	PUNCT
issue-589	61	1	results	result	NOUN
issue-589	61	2	were	be	AUX
issue-589	61	3	partially	partially	ADV
issue-589	61	4	achieved	achieve	VERB
issue-589	61	5	only	only	ADV
issue-589	61	6	in	in	ADP
issue-589	61	7	the	the	DET
issue-589	61	8	banking	banking	NOUN
issue-589	61	9	system	system	NOUN
issue-589	61	10	through	through	ADP
issue-589	61	11	gradual	gradual	ADJ
issue-589	61	12	withdrawal	withdrawal	NOUN
issue-589	61	13	of	of	ADP
issue-589	61	14	unstable	unstable	ADJ
issue-589	61	15	commercial	commercial	ADJ
issue-589	61	16	banks	bank	NOUN
issue-589	61	17	from	from	ADP
issue-589	61	18	the	the	DET
issue-589	61	19	financial	financial	ADJ
issue-589	61	20	services	service	NOUN
issue-589	61	21	market	market	NOUN
issue-589	61	22	of	of	ADP
issue-589	61	23	the	the	DET
issue-589	61	24	state	state	NOUN
issue-589	61	25	(	(	PUNCT
issue-589	61	26	and	and	CCONJ
issue-589	61	27	those	those	PRON
issue-589	61	28	of	of	ADP
issue-589	61	29	them	they	PRON
issue-589	61	30	which	which	PRON
issue-589	61	31	did	do	AUX
issue-589	61	32	n’t	not	PART
issue-589	61	33	correspond	correspond	VERB
issue-589	61	34	to	to	ADP
issue-589	61	35	new	new	ADJ
issue-589	61	36	criteria	criterion	NOUN
issue-589	61	37	determined	determine	VERB
issue-589	61	38	by	by	ADP
issue-589	61	39	the	the	DET
issue-589	61	40	nbu	nbu	NOUN
issue-589	61	41	)	)	PUNCT
issue-589	61	42	(	(	PUNCT
issue-589	61	43	on	on	ADP
issue-589	61	44	banks	bank	NOUN
issue-589	61	45	and	and	CCONJ
issue-589	61	46	banking	banking	NOUN
issue-589	61	47	,	,	PUNCT
issue-589	61	48	2000	2000	NUM
issue-589	61	49	)	)	PUNCT
issue-589	61	50	.	.	PUNCT
issue-589	62	1	however	however	ADV
issue-589	62	2	,	,	PUNCT
issue-589	62	3	for	for	ADP
issue-589	62	4	instance	instance	NOUN
issue-589	62	5	,	,	PUNCT
issue-589	62	6	within	within	ADP
issue-589	62	7	the	the	DET
issue-589	62	8	insurance	insurance	NOUN
issue-589	62	9	market	market	NOUN
issue-589	62	10	,	,	PUNCT
issue-589	62	11	there	there	PRON
issue-589	62	12	is	be	VERB
issue-589	62	13	a	a	DET
issue-589	62	14	different	different	ADJ
issue-589	62	15	situation	situation	NOUN
issue-589	62	16	.	.	PUNCT
issue-589	63	1	first	first	ADV
issue-589	63	2	,	,	PUNCT
issue-589	63	3	this	this	DET
issue-589	63	4	market	market	NOUN
issue-589	63	5	has	have	AUX
issue-589	63	6	not	not	PART
issue-589	63	7	undergone	undergo	VERB
issue-589	63	8	such	such	ADJ
issue-589	63	9	cleansing	cleansing	NOUN
issue-589	63	10	as	as	ADP
issue-589	63	11	the	the	DET
issue-589	63	12	market	market	NOUN
issue-589	63	13	of	of	ADP
issue-589	63	14	banking	banking	NOUN
issue-589	63	15	services	service	NOUN
issue-589	63	16	and	and	CCONJ
issue-589	63	17	,	,	PUNCT
issue-589	63	18	therefore	therefore	ADV
issue-589	63	19	,	,	PUNCT
issue-589	63	20	a	a	DET
issue-589	63	21	significant	significant	ADJ
issue-589	63	22	number	number	NOUN
issue-589	63	23	of	of	ADP
issue-589	63	24	insurers	insurer	NOUN
issue-589	63	25	operate	operate	VERB
issue-589	63	26	on	on	ADP
issue-589	63	27	it	it	PRON
issue-589	63	28	,	,	PUNCT
issue-589	63	29	which	which	PRON
issue-589	63	30	in	in	ADP
issue-589	63	31	reality	reality	NOUN
issue-589	63	32	do	do	AUX
issue-589	63	33	not	not	PART
issue-589	63	34	carry	carry	VERB
issue-589	63	35	out	out	ADP
issue-589	63	36	active	active	ADJ
issue-589	63	37	activity	activity	NOUN
issue-589	63	38	,	,	PUNCT
issue-589	63	39	are	be	AUX
issue-589	63	40	used	use	VERB
issue-589	63	41	partially	partially	ADV
issue-589	63	42	for	for	ADP
issue-589	63	43	money	money	NOUN
issue-589	63	44	laundering	laundering	NOUN
issue-589	63	45	and	and	CCONJ
issue-589	63	46	in	in	ADP
issue-589	63	47	other	other	ADJ
issue-589	63	48	,	,	PUNCT
issue-589	63	49	not	not	PART
issue-589	63	50	related	relate	VERB
issue-589	63	51	with	with	ADP
issue-589	63	52	insurance	insurance	NOUN
issue-589	63	53	sphere	sphere	NOUN
issue-589	63	54	,	,	PUNCT
issue-589	63	55	activity	activity	NOUN
issue-589	63	56	.	.	PUNCT
issue-589	64	1	as	as	ADP
issue-589	64	2	for	for	ADP
issue-589	64	3	the	the	DET
issue-589	64	4	authorized	authorized	ADJ
issue-589	64	5	capital	capital	NOUN
issue-589	64	6	of	of	ADP
issue-589	64	7	insurance	insurance	NOUN
issue-589	64	8	companies	company	NOUN
issue-589	64	9	,	,	PUNCT
issue-589	64	10	this	this	DET
issue-589	64	11	situation	situation	NOUN
issue-589	64	12	has	have	AUX
issue-589	64	13	developed	develop	VERB
issue-589	64	14	.	.	PUNCT
issue-589	65	1	in	in	ADP
issue-589	65	2	the	the	DET
issue-589	65	3	countries	country	NOUN
issue-589	65	4	of	of	ADP
issue-589	65	5	the	the	DET
issue-589	65	6	european	european	PROPN
issue-589	65	7	union	union	PROPN
issue-589	65	8	,	,	PUNCT
issue-589	65	9	uniform	uniform	ADJ
issue-589	65	10	rules	rule	NOUN
issue-589	65	11	governing	govern	VERB
issue-589	65	12	relations	relation	NOUN
issue-589	65	13	in	in	ADP
issue-589	65	14	the	the	DET
issue-589	65	15	field	field	NOUN
issue-589	65	16	of	of	ADP
issue-589	65	17	insurance	insurance	NOUN
issue-589	65	18	are	be	AUX
issue-589	65	19	developed	develop	VERB
issue-589	65	20	,	,	PUNCT
issue-589	65	21	which	which	PRON
issue-589	65	22	stipulate	stipulate	VERB
issue-589	65	23	the	the	DET
issue-589	65	24	establishment	establishment	NOUN
issue-589	65	25	of	of	ADP
issue-589	65	26	rigorous	rigorous	ADJ
issue-589	65	27	legislative	legislative	ADJ
issue-589	65	28	requirements	requirement	NOUN
issue-589	65	29	(	(	PUNCT
issue-589	65	30	eu	eu	PROPN
issue-589	65	31	directive	directive	NOUN
issue-589	65	32	)	)	PUNCT
issue-589	65	33	.	.	PUNCT
issue-589	66	1	currently	currently	ADV
issue-589	66	2	,	,	PUNCT
issue-589	66	3	in	in	ADP
issue-589	66	4	28	28	NUM
issue-589	66	5	eu	eu	PROPN
issue-589	66	6	member	member	PROPN
issue-589	66	7	states	state	NOUN
issue-589	66	8	,	,	PUNCT
issue-589	66	9	the	the	DET
issue-589	66	10	insurance	insurance	NOUN
issue-589	66	11	market	market	NOUN
issue-589	66	12	has	have	VERB
issue-589	66	13	an	an	DET
issue-589	66	14	updated	update	VERB
issue-589	66	15	system	system	NOUN
issue-589	66	16	of	of	ADP
issue-589	66	17	insurers	insurer	NOUN
issue-589	66	18	’	’	PART
issue-589	66	19	solvency	solvency	NOUN
issue-589	66	20	requirements	requirement	NOUN
issue-589	66	21	solvency	solvency	PROPN
issue-589	66	22	ii	ii	PROPN
issue-589	66	23	(	(	PUNCT
issue-589	66	24	yukhymenko	yukhymenko	PROPN
issue-589	66	25	,	,	PUNCT
issue-589	66	26	2015	2015	NUM
issue-589	66	27	)	)	PUNCT
issue-589	66	28	.	.	PUNCT
issue-589	67	1	baltic	baltic	PROPN
issue-589	67	2	journal	journal	PROPN
issue-589	67	3	of	of	ADP
issue-589	67	4	economic	economic	ADJ
issue-589	67	5	studies	study	NOUN
issue-589	67	6	414	414	NUM
issue-589	67	7	vol	vol	NOUN
issue-589	67	8	.	.	PROPN
issue-589	68	1	4	4	NUM
issue-589	68	2	,	,	PUNCT
issue-589	68	3	no	no	INTJ
issue-589	68	4	.	.	NOUN
issue-589	68	5	5	5	NUM
issue-589	68	6	,	,	PUNCT
issue-589	68	7	2018	2018	NUM
issue-589	68	8	quantitative	quantitative	ADJ
issue-589	68	9	requirements	requirement	NOUN
issue-589	68	10	are	be	AUX
issue-589	68	11	realized	realize	VERB
issue-589	68	12	through	through	ADP
issue-589	68	13	the	the	DET
issue-589	68	14	specific	specific	ADJ
issue-589	68	15	requirements	requirement	NOUN
issue-589	68	16	to	to	ADP
issue-589	68	17	the	the	DET
issue-589	68	18	capital	capital	NOUN
issue-589	68	19	of	of	ADP
issue-589	68	20	insurance	insurance	NOUN
issue-589	68	21	companies	company	NOUN
issue-589	68	22	:	:	PUNCT
issue-589	68	23	minimum	minimum	ADJ
issue-589	68	24	capital	capital	NOUN
issue-589	68	25	requirement	requirement	NOUN
issue-589	68	26	(	(	PUNCT
issue-589	68	27	mrs	mrs	PROPN
issue-589	68	28	)	)	PUNCT
issue-589	68	29	,	,	PUNCT
issue-589	68	30	which	which	PRON
issue-589	68	31	provides	provide	VERB
issue-589	68	32	for	for	ADP
issue-589	68	33	an	an	DET
issue-589	68	34	increase	increase	NOUN
issue-589	68	35	in	in	ADP
issue-589	68	36	authorized	authorized	ADJ
issue-589	68	37	capital	capital	NOUN
issue-589	68	38	of	of	ADP
issue-589	68	39	up	up	ADP
issue-589	68	40	to	to	PART
issue-589	68	41	2.2	2.2	NUM
issue-589	68	42	million	million	NUM
issue-589	68	43	euros	euro	NOUN
issue-589	68	44	for	for	ADP
issue-589	68	45	the	the	DET
issue-589	68	46	insurance	insurance	NOUN
issue-589	68	47	companies	company	NOUN
issue-589	68	48	engaged	engage	VERB
issue-589	68	49	in	in	ADP
issue-589	68	50	risky	risky	ADJ
issue-589	68	51	types	type	NOUN
issue-589	68	52	of	of	ADP
issue-589	68	53	insurance	insurance	NOUN
issue-589	68	54	and	and	CCONJ
issue-589	68	55	for	for	ADP
issue-589	68	56	insurers	insurer	NOUN
issue-589	68	57	engaged	engage	VERB
issue-589	68	58	in	in	ADP
issue-589	68	59	life	life	NOUN
issue-589	68	60	insurance	insurance	NOUN
issue-589	68	61	this	this	DET
issue-589	68	62	limit	limit	NOUN
issue-589	68	63	reaches	reach	VERB
issue-589	68	64	a	a	DET
issue-589	68	65	mark	mark	NOUN
issue-589	68	66	of	of	ADP
issue-589	68	67	3.2	3.2	NUM
issue-589	68	68	million	million	NUM
issue-589	68	69	euros	euro	NOUN
issue-589	68	70	.	.	PUNCT
issue-589	69	1	at	at	ADP
issue-589	69	2	present	present	ADJ
issue-589	69	3	,	,	PUNCT
issue-589	69	4	for	for	ADP
issue-589	69	5	ukrainian	ukrainian	ADJ
issue-589	69	6	insurance	insurance	NOUN
issue-589	69	7	companies	company	NOUN
issue-589	69	8	,	,	PUNCT
issue-589	69	9	the	the	DET
issue-589	69	10	size	size	NOUN
issue-589	69	11	of	of	ADP
issue-589	69	12	the	the	DET
issue-589	69	13	minimum	minimum	ADJ
issue-589	69	14	statutory	statutory	ADJ
issue-589	69	15	capital	capital	NOUN
issue-589	69	16	,	,	PUNCT
issue-589	69	17	in	in	ADP
issue-589	69	18	accordance	accordance	NOUN
issue-589	69	19	with	with	ADP
issue-589	69	20	article	article	NOUN
issue-589	69	21	30	30	NUM
issue-589	69	22	of	of	ADP
issue-589	69	23	the	the	DET
issue-589	69	24	law	law	NOUN
issue-589	69	25	of	of	ADP
issue-589	69	26	ukraine	ukraine	NOUN
issue-589	69	27	“	"	PUNCT
issue-589	69	28	on	on	ADP
issue-589	69	29	insurance	insurance	NOUN
issue-589	69	30	”	"	PUNCT
issue-589	69	31	(	(	PUNCT
issue-589	69	32	on	on	ADP
issue-589	69	33	insurance	insurance	NOUN
issue-589	69	34	,	,	PUNCT
issue-589	69	35	1996	1996	NUM
issue-589	69	36	)	)	PUNCT
issue-589	69	37	,	,	PUNCT
issue-589	69	38	for	for	ADP
issue-589	69	39	an	an	DET
issue-589	69	40	insurer	insurer	NOUN
issue-589	69	41	who	who	PRON
issue-589	69	42	deals	deal	VERB
issue-589	69	43	with	with	ADP
issue-589	69	44	types	type	NOUN
issue-589	69	45	of	of	ADP
issue-589	69	46	insurance	insurance	NOUN
issue-589	69	47	other	other	ADJ
issue-589	69	48	than	than	ADP
issue-589	69	49	life	life	NOUN
issue-589	69	50	insurance	insurance	NOUN
issue-589	69	51	,	,	PUNCT
issue-589	69	52	is	be	AUX
issue-589	69	53	set	set	VERB
issue-589	69	54	at	at	ADP
issue-589	69	55	an	an	DET
issue-589	69	56	amount	amount	NOUN
issue-589	69	57	equivalent	equivalent	ADJ
issue-589	69	58	to	to	ADP
issue-589	69	59	1	1	NUM
issue-589	69	60	million	million	NUM
issue-589	69	61	euros	euro	NOUN
issue-589	69	62	,	,	PUNCT
issue-589	69	63	and	and	CCONJ
issue-589	69	64	for	for	ADP
issue-589	69	65	life	life	NOUN
issue-589	69	66	insurance	insurance	NOUN
issue-589	69	67	companies	company	NOUN
issue-589	69	68	,	,	PUNCT
issue-589	69	69	10	10	NUM
issue-589	69	70	million	million	NUM
issue-589	69	71	euro	euro	NOUN
issue-589	69	72	at	at	ADP
issue-589	69	73	a	a	DET
issue-589	69	74	foreign	foreign	ADJ
issue-589	69	75	exchange	exchange	NOUN
issue-589	69	76	rate	rate	NOUN
issue-589	69	77	.	.	PUNCT
issue-589	70	1	however	however	ADV
issue-589	70	2	,	,	PUNCT
issue-589	70	3	a	a	DET
issue-589	70	4	difference	difference	NOUN
issue-589	70	5	between	between	ADP
issue-589	70	6	requirements	requirement	NOUN
issue-589	70	7	for	for	ADP
issue-589	70	8	providing	provide	VERB
issue-589	70	9	the	the	DET
issue-589	70	10	minimum	minimum	ADJ
issue-589	70	11	size	size	NOUN
issue-589	70	12	of	of	ADP
issue-589	70	13	the	the	DET
issue-589	70	14	statutory	statutory	ADJ
issue-589	70	15	fund	fund	NOUN
issue-589	70	16	for	for	ADP
issue-589	70	17	ukrainian	ukrainian	ADJ
issue-589	70	18	and	and	CCONJ
issue-589	70	19	european	european	ADJ
issue-589	70	20	companies	company	NOUN
issue-589	70	21	is	be	AUX
issue-589	70	22	that	that	SCONJ
issue-589	70	23	the	the	DET
issue-589	70	24	domestic	domestic	ADJ
issue-589	70	25	legislation	legislation	NOUN
issue-589	70	26	provides	provide	VERB
issue-589	70	27	:	:	PUNCT
issue-589	70	28	amount	amount	NOUN
issue-589	70	29	in	in	ADP
issue-589	70	30	euro	euro	NOUN
issue-589	70	31	is	be	AUX
issue-589	70	32	determined	determine	VERB
issue-589	70	33	at	at	ADP
issue-589	70	34	the	the	DET
issue-589	70	35	time	time	NOUN
issue-589	70	36	of	of	ADP
issue-589	70	37	the	the	DET
issue-589	70	38	authorized	authorized	ADJ
issue-589	70	39	capital	capital	NOUN
issue-589	70	40	formation	formation	NOUN
issue-589	70	41	,	,	PUNCT
issue-589	70	42	and	and	CCONJ
issue-589	70	43	may	may	AUX
issue-589	70	44	not	not	PART
issue-589	70	45	be	be	AUX
issue-589	70	46	reviewed	review	VERB
issue-589	70	47	later	later	ADV
issue-589	70	48	,	,	PUNCT
issue-589	70	49	despite	despite	SCONJ
issue-589	70	50	the	the	DET
issue-589	70	51	change	change	NOUN
issue-589	70	52	in	in	ADP
issue-589	70	53	hryvnia	hryvnia	NOUN
issue-589	70	54	exchange	exchange	NOUN
issue-589	70	55	rate	rate	NOUN
issue-589	70	56	to	to	PART
issue-589	70	57	euro	euro	VERB
issue-589	70	58	.	.	PUNCT
issue-589	71	1	this	this	PRON
issue-589	71	2	has	have	AUX
issue-589	71	3	become	become	VERB
issue-589	71	4	especially	especially	ADV
issue-589	71	5	relevant	relevant	ADJ
issue-589	71	6	in	in	ADP
issue-589	71	7	the	the	DET
issue-589	71	8	last	last	ADJ
issue-589	71	9	few	few	ADJ
issue-589	71	10	years	year	NOUN
issue-589	71	11	.	.	PUNCT
issue-589	72	1	as	as	ADP
issue-589	72	2	for	for	ADP
issue-589	72	3	the	the	DET
issue-589	72	4	european	european	ADJ
issue-589	72	5	directive	directive	NOUN
issue-589	72	6	,	,	PUNCT
issue-589	72	7	then	then	ADV
issue-589	72	8	the	the	DET
issue-589	72	9	capital	capital	NOUN
issue-589	72	10	adequacy	adequacy	NOUN
issue-589	72	11	of	of	ADP
issue-589	72	12	the	the	DET
issue-589	72	13	established	establish	VERB
issue-589	72	14	minimum	minimum	NOUN
issue-589	72	15	level	level	NOUN
issue-589	72	16	should	should	AUX
issue-589	72	17	be	be	AUX
issue-589	72	18	ensured	ensure	VERB
issue-589	72	19	on	on	ADP
issue-589	72	20	a	a	DET
issue-589	72	21	daily	daily	ADJ
issue-589	72	22	basis	basis	NOUN
issue-589	72	23	,	,	PUNCT
issue-589	72	24	otherwise	otherwise	ADV
issue-589	72	25	,	,	PUNCT
issue-589	72	26	supervisors	supervisor	NOUN
issue-589	72	27	for	for	ADP
issue-589	72	28	the	the	DET
issue-589	72	29	activities	activity	NOUN
issue-589	72	30	of	of	ADP
issue-589	72	31	insurance	insurance	NOUN
issue-589	72	32	companies	company	NOUN
issue-589	72	33	in	in	ADP
issue-589	72	34	european	european	ADJ
issue-589	72	35	countries	country	NOUN
issue-589	72	36	may	may	AUX
issue-589	72	37	resort	resort	VERB
issue-589	72	38	to	to	ADP
issue-589	72	39	the	the	DET
issue-589	72	40	procedure	procedure	NOUN
issue-589	72	41	for	for	ADP
issue-589	72	42	license	license	NOUN
issue-589	72	43	withdrawal	withdrawal	NOUN
issue-589	72	44	,	,	PUNCT
issue-589	72	45	as	as	SCONJ
issue-589	72	46	it	it	PRON
issue-589	72	47	jeopardizes	jeopardize	VERB
issue-589	72	48	the	the	DET
issue-589	72	49	failure	failure	NOUN
issue-589	72	50	to	to	PART
issue-589	72	51	fulfil	fulfil	VERB
issue-589	72	52	its	its	PRON
issue-589	72	53	obligations	obligation	NOUN
issue-589	72	54	to	to	PART
issue-589	72	55	provide	provide	VERB
issue-589	72	56	insurance	insurance	NOUN
issue-589	72	57	services	service	NOUN
issue-589	72	58	under	under	ADP
issue-589	72	59	concluded	conclude	VERB
issue-589	72	60	contracts	contract	NOUN
issue-589	72	61	(	(	PUNCT
issue-589	72	62	baliev	baliev	NOUN
issue-589	72	63	,	,	PUNCT
issue-589	72	64	2016	2016	NUM
issue-589	72	65	)	)	PUNCT
issue-589	72	66	.	.	PUNCT
issue-589	73	1	the	the	DET
issue-589	73	2	outlined	outline	VERB
issue-589	73	3	gives	give	VERB
issue-589	73	4	grounds	ground	NOUN
issue-589	73	5	for	for	ADP
issue-589	73	6	asserting	assert	VERB
issue-589	73	7	that	that	SCONJ
issue-589	73	8	in	in	ADP
issue-589	73	9	order	order	NOUN
issue-589	73	10	to	to	PART
issue-589	73	11	improve	improve	VERB
issue-589	73	12	the	the	DET
issue-589	73	13	reputation	reputation	NOUN
issue-589	73	14	of	of	ADP
issue-589	73	15	insurers	insurer	NOUN
issue-589	73	16	,	,	PUNCT
issue-589	73	17	there	there	PRON
issue-589	73	18	is	be	VERB
issue-589	73	19	a	a	DET
issue-589	73	20	need	need	NOUN
issue-589	73	21	for	for	ADP
issue-589	73	22	a	a	DET
issue-589	73	23	profound	profound	ADJ
issue-589	73	24	reform	reform	NOUN
issue-589	73	25	of	of	ADP
issue-589	73	26	the	the	DET
issue-589	73	27	entire	entire	ADJ
issue-589	73	28	insurance	insurance	NOUN
issue-589	73	29	market	market	NOUN
issue-589	73	30	.	.	PUNCT
issue-589	74	1	in	in	ADP
issue-589	74	2	particular	particular	ADJ
issue-589	74	3	,	,	PUNCT
issue-589	74	4	it	it	PRON
issue-589	74	5	is	be	AUX
issue-589	74	6	necessary	necessary	ADJ
issue-589	74	7	:	:	PUNCT
issue-589	74	8	1	1	X
issue-589	74	9	)	)	PUNCT
issue-589	74	10	increase	increase	VERB
issue-589	74	11	the	the	DET
issue-589	74	12	level	level	NOUN
issue-589	74	13	of	of	ADP
issue-589	74	14	information	information	NOUN
issue-589	74	15	disclosure	disclosure	NOUN
issue-589	74	16	about	about	ADP
issue-589	74	17	end	end	NOUN
issue-589	74	18	-	-	PUNCT
issue-589	74	19	users	user	NOUN
issue-589	74	20	not	not	PART
issue-589	74	21	only	only	ADV
issue-589	74	22	of	of	ADP
issue-589	74	23	banking	banking	NOUN
issue-589	74	24	institutions	institution	NOUN
issue-589	74	25	but	but	CCONJ
issue-589	74	26	also	also	ADV
issue-589	74	27	of	of	ADP
issue-589	74	28	other	other	ADJ
issue-589	74	29	non	non	ADJ
issue-589	74	30	-	-	ADJ
issue-589	74	31	bank	bank	ADJ
issue-589	74	32	financial	financial	ADJ
issue-589	74	33	intermediaries	intermediary	NOUN
issue-589	74	34	;	;	PUNCT
issue-589	74	35	2	2	X
issue-589	74	36	)	)	PUNCT
issue-589	74	37	increase	increase	NOUN
issue-589	74	38	requirements	requirement	NOUN
issue-589	74	39	for	for	ADP
issue-589	74	40	formation	formation	NOUN
issue-589	74	41	of	of	ADP
issue-589	74	42	statutory	statutory	ADJ
issue-589	74	43	capital	capital	NOUN
issue-589	74	44	of	of	ADP
issue-589	74	45	institutions	institution	NOUN
issue-589	74	46	,	,	PUNCT
issue-589	74	47	which	which	PRON
issue-589	74	48	attract	attract	VERB
issue-589	74	49	clients	client	NOUN
issue-589	74	50	’	’	PART
issue-589	74	51	funds	fund	NOUN
issue-589	74	52	;	;	PUNCT
issue-589	74	53	3	3	X
issue-589	74	54	)	)	PUNCT
issue-589	74	55	clean	clean	VERB
issue-589	74	56	up	up	ADP
issue-589	74	57	individual	individual	ADJ
issue-589	74	58	segments	segment	NOUN
issue-589	74	59	of	of	ADP
issue-589	74	60	the	the	DET
issue-589	74	61	non	non	ADJ
issue-589	74	62	-	-	ADJ
issue-589	74	63	bank	bank	ADJ
issue-589	74	64	financial	financial	ADJ
issue-589	74	65	services	service	NOUN
issue-589	74	66	market	market	NOUN
issue-589	74	67	,	,	PUNCT
issue-589	74	68	especially	especially	ADV
issue-589	74	69	in	in	ADP
issue-589	74	70	terms	term	NOUN
issue-589	74	71	of	of	ADP
issue-589	74	72	withdrawal	withdrawal	NOUN
issue-589	74	73	from	from	ADP
issue-589	74	74	such	such	DET
issue-589	74	75	a	a	DET
issue-589	74	76	market	market	NOUN
issue-589	74	77	of	of	ADP
issue-589	74	78	really	really	ADV
issue-589	74	79	inactive	inactive	ADJ
issue-589	74	80	credit	credit	NOUN
issue-589	74	81	unions	union	NOUN
issue-589	74	82	,	,	PUNCT
issue-589	74	83	non	non	ADJ
issue-589	74	84	-	-	ADJ
issue-589	74	85	state	state	ADJ
issue-589	74	86	pension	pension	NOUN
issue-589	74	87	funds	fund	NOUN
issue-589	74	88	,	,	PUNCT
issue-589	74	89	insurance	insurance	NOUN
issue-589	74	90	companies	company	NOUN
issue-589	74	91	(	(	PUNCT
issue-589	74	92	both	both	CCONJ
issue-589	74	93	lifeand	lifeand	ADJ
issue-589	74	94	non	non	ADJ
issue-589	74	95	-	-	ADJ
issue-589	74	96	life	life	ADJ
issue-589	74	97	insurance	insurance	NOUN
issue-589	74	98	)	)	PUNCT
issue-589	74	99	;	;	PUNCT
issue-589	74	100	4	4	X
issue-589	74	101	)	)	PUNCT
issue-589	74	102	increase	increase	NOUN
issue-589	74	103	requirements	requirement	NOUN
issue-589	74	104	for	for	ADP
issue-589	74	105	the	the	DET
issue-589	74	106	functioning	functioning	NOUN
issue-589	74	107	of	of	ADP
issue-589	74	108	rating	rating	NOUN
issue-589	74	109	agencies	agency	NOUN
issue-589	74	110	,	,	PUNCT
issue-589	74	111	which	which	PRON
issue-589	74	112	assign	assign	VERB
issue-589	74	113	credit	credit	NOUN
issue-589	74	114	ratings	rating	NOUN
issue-589	74	115	to	to	ADP
issue-589	74	116	financial	financial	ADJ
issue-589	74	117	institutions	institution	NOUN
issue-589	74	118	and	and	CCONJ
issue-589	74	119	thus	thus	ADV
issue-589	74	120	affect	affect	VERB
issue-589	74	121	the	the	DET
issue-589	74	122	perception	perception	NOUN
issue-589	74	123	of	of	ADP
issue-589	74	124	the	the	DET
issue-589	74	125	reliability	reliability	NOUN
issue-589	74	126	of	of	ADP
issue-589	74	127	the	the	DET
issue-589	74	128	financial	financial	ADJ
issue-589	74	129	services	service	NOUN
issue-589	74	130	market	market	NOUN
issue-589	74	131	participants	participant	NOUN
issue-589	74	132	.	.	PUNCT
issue-589	75	1	hence	hence	ADV
issue-589	75	2	,	,	PUNCT
issue-589	75	3	an	an	DET
issue-589	75	4	increase	increase	NOUN
issue-589	75	5	in	in	ADP
issue-589	75	6	the	the	DET
issue-589	75	7	level	level	NOUN
issue-589	75	8	of	of	ADP
issue-589	75	9	stability	stability	NOUN
issue-589	75	10	of	of	ADP
issue-589	75	11	financial	financial	ADJ
issue-589	75	12	institutions	institution	NOUN
issue-589	75	13	will	will	AUX
issue-589	75	14	contribute	contribute	VERB
issue-589	75	15	to	to	ADP
issue-589	75	16	the	the	DET
issue-589	75	17	development	development	NOUN
issue-589	75	18	of	of	ADP
issue-589	75	19	the	the	DET
issue-589	75	20	entire	entire	ADJ
issue-589	75	21	financial	financial	ADJ
issue-589	75	22	services	service	NOUN
issue-589	75	23	market	market	NOUN
issue-589	75	24	.	.	PUNCT
issue-589	76	1	availability	availability	NOUN
issue-589	76	2	of	of	ADP
issue-589	76	3	financially	financially	ADV
issue-589	76	4	able	able	ADJ
issue-589	76	5	to	to	PART
issue-589	76	6	counter	counter	VERB
issue-589	76	7	the	the	DET
issue-589	76	8	external	external	ADJ
issue-589	76	9	threats	threat	NOUN
issue-589	76	10	of	of	ADP
issue-589	76	11	financial	financial	ADJ
issue-589	76	12	service	service	NOUN
issue-589	76	13	providers	provider	NOUN
issue-589	76	14	is	be	AUX
issue-589	76	15	a	a	DET
issue-589	76	16	key	key	NOUN
issue-589	76	17	to	to	ADP
issue-589	76	18	increasing	increase	VERB
issue-589	76	19	the	the	DET
issue-589	76	20	efficiency	efficiency	NOUN
issue-589	76	21	of	of	ADP
issue-589	76	22	such	such	DET
issue-589	76	23	a	a	DET
issue-589	76	24	market	market	NOUN
issue-589	76	25	and	and	CCONJ
issue-589	76	26	the	the	DET
issue-589	76	27	rapid	rapid	ADJ
issue-589	76	28	normalization	normalization	NOUN
issue-589	76	29	of	of	ADP
issue-589	76	30	the	the	DET
issue-589	76	31	work	work	NOUN
issue-589	76	32	of	of	ADP
issue-589	76	33	financial	financial	ADJ
issue-589	76	34	intermediaries	intermediary	NOUN
issue-589	76	35	during	during	ADP
issue-589	76	36	the	the	DET
issue-589	76	37	crisis	crisis	NOUN
issue-589	76	38	periods	period	NOUN
issue-589	76	39	of	of	ADP
issue-589	76	40	the	the	DET
issue-589	76	41	national	national	ADJ
issue-589	76	42	economy	economy	NOUN
issue-589	76	43	’s	’s	PART
issue-589	76	44	functioning	functioning	NOUN
issue-589	76	45	.	.	PUNCT
issue-589	77	1	2	2	X
issue-589	77	2	.	.	X
issue-589	77	3	increasing	increase	VERB
issue-589	77	4	the	the	DET
issue-589	77	5	transparency	transparency	NOUN
issue-589	77	6	of	of	ADP
issue-589	77	7	the	the	DET
issue-589	77	8	functioning	functioning	NOUN
issue-589	77	9	of	of	ADP
issue-589	77	10	producers	producer	NOUN
issue-589	77	11	and	and	CCONJ
issue-589	77	12	consumers	consumer	NOUN
issue-589	77	13	of	of	ADP
issue-589	77	14	financial	financial	ADJ
issue-589	77	15	services	service	NOUN
issue-589	77	16	.	.	PUNCT
issue-589	78	1	an	an	DET
issue-589	78	2	important	important	ADJ
issue-589	78	3	condition	condition	NOUN
issue-589	78	4	for	for	ADP
issue-589	78	5	the	the	DET
issue-589	78	6	development	development	NOUN
issue-589	78	7	of	of	ADP
issue-589	78	8	the	the	DET
issue-589	78	9	financial	financial	ADJ
issue-589	78	10	services	service	NOUN
issue-589	78	11	market	market	NOUN
issue-589	78	12	in	in	ADP
issue-589	78	13	ukraine	ukraine	PROPN
issue-589	78	14	is	be	AUX
issue-589	78	15	the	the	DET
issue-589	78	16	increased	increase	VERB
issue-589	78	17	transparency	transparency	NOUN
issue-589	78	18	of	of	ADP
issue-589	78	19	the	the	DET
issue-589	78	20	activities	activity	NOUN
issue-589	78	21	of	of	ADP
issue-589	78	22	all	all	DET
issue-589	78	23	its	its	PRON
issue-589	78	24	participants	participant	NOUN
issue-589	78	25	.	.	PUNCT
issue-589	79	1	in	in	ADP
issue-589	79	2	scientific	scientific	ADJ
issue-589	79	3	papers	paper	NOUN
issue-589	79	4	,	,	PUNCT
issue-589	79	5	it	it	PRON
issue-589	79	6	was	be	AUX
issue-589	79	7	decided	decide	VERB
issue-589	79	8	to	to	PART
issue-589	79	9	note	note	VERB
issue-589	79	10	the	the	DET
issue-589	79	11	lack	lack	NOUN
issue-589	79	12	of	of	ADP
issue-589	79	13	determinants	determinant	NOUN
issue-589	79	14	of	of	ADP
issue-589	79	15	the	the	DET
issue-589	79	16	development	development	NOUN
issue-589	79	17	of	of	ADP
issue-589	79	18	financial	financial	ADJ
issue-589	79	19	services	service	NOUN
issue-589	79	20	in	in	ADP
issue-589	79	21	ukraine	ukraine	NOUN
issue-589	79	22	reforming	reform	VERB
issue-589	79	23	the	the	DET
issue-589	79	24	system	system	NOUN
issue-589	79	25	of	of	ADP
issue-589	79	26	state	state	NOUN
issue-589	79	27	bodies	body	NOUN
issue-589	79	28	regulating	regulate	VERB
issue-589	79	29	the	the	DET
issue-589	79	30	activities	activity	NOUN
issue-589	79	31	of	of	ADP
issue-589	79	32	financial	financial	ADJ
issue-589	79	33	intermediaries	intermediary	NOUN
issue-589	79	34	and	and	CCONJ
issue-589	79	35	ensuring	ensure	VERB
issue-589	79	36	the	the	DET
issue-589	79	37	quality	quality	NOUN
issue-589	79	38	of	of	ADP
issue-589	79	39	its	its	PRON
issue-589	79	40	work	work	NOUN
issue-589	79	41	increasing	increase	VERB
issue-589	79	42	the	the	DET
issue-589	79	43	level	level	NOUN
issue-589	79	44	of	of	ADP
issue-589	79	45	financial	financial	ADJ
issue-589	79	46	literacy	literacy	NOUN
issue-589	79	47	of	of	ADP
issue-589	79	48	citizens	citizen	NOUN
issue-589	79	49	growth	growth	NOUN
issue-589	79	50	of	of	ADP
issue-589	79	51	stability	stability	NOUN
issue-589	79	52	of	of	ADP
issue-589	79	53	financial	financial	ADJ
issue-589	79	54	institutions	institution	NOUN
issue-589	79	55	ensuring	ensure	VERB
issue-589	79	56	transparency	transparency	NOUN
issue-589	79	57	of	of	ADP
issue-589	79	58	financial	financial	ADJ
issue-589	79	59	intermediaries	intermediary	NOUN
issue-589	79	60	increased	increase	VERB
issue-589	79	61	level	level	NOUN
issue-589	79	62	of	of	ADP
issue-589	79	63	the	the	DET
issue-589	79	64	financial	financial	ADJ
issue-589	79	65	services	service	NOUN
issue-589	79	66	market	market	NOUN
issue-589	79	67	development	development	NOUN
issue-589	80	1	i	i	PRON
issue-589	80	2	m	m	VERB
issue-589	80	3	pl	pl	VERB
issue-589	81	1	em	em	PRON
issue-589	81	2	en	en	INTJ
issue-589	81	3	ta	ta	X
issue-589	81	4	tio	tio	PROPN
issue-589	81	5	n	n	CCONJ
issue-589	81	6	le	le	X
issue-589	81	7	ad	ad	NOUN
issue-589	81	8	s	s	X
issue-589	81	9	t	t	X
issue-589	81	10	o	o	X
issue-589	82	1	i	i	PRON
issue-589	82	2	m	m	PROPN
issue-589	82	3	plem	plem	NOUN
issue-589	82	4	entation	entation	NOUN
issue-589	82	5	leads	lead	VERB
issue-589	82	6	tocreating	tocreate	VERB
issue-589	82	7	a	a	DET
issue-589	82	8	trust	trust	NOUN
issue-589	82	9	infrastructure	infrastructure	NOUN
issue-589	82	10	system	system	NOUN
issue-589	82	11	and	and	CCONJ
issue-589	82	12	creating	create	VERB
issue-589	82	13	conditions	condition	NOUN
issue-589	82	14	for	for	ADP
issue-589	82	15	its	its	PRON
issue-589	82	16	development	development	NOUN
issue-589	82	17	figure	figure	NOUN
issue-589	82	18	1	1	NUM
issue-589	82	19	.	.	PUNCT
issue-589	83	1	the	the	DET
issue-589	83	2	main	main	ADJ
issue-589	83	3	imperatives	imperative	NOUN
issue-589	83	4	of	of	ADP
issue-589	83	5	raising	raise	VERB
issue-589	83	6	confidence	confidence	NOUN
issue-589	83	7	in	in	ADP
issue-589	83	8	the	the	DET
issue-589	83	9	financial	financial	ADJ
issue-589	83	10	services	service	NOUN
issue-589	83	11	market	market	NOUN
issue-589	83	12	source	source	NOUN
issue-589	83	13	:	:	PUNCT
issue-589	83	14	compiled	compile	VERB
issue-589	83	15	by	by	ADP
issue-589	83	16	the	the	DET
issue-589	83	17	authors	author	NOUN
issue-589	83	18	(	(	PUNCT
issue-589	83	19	berglof	berglof	PROPN
issue-589	83	20	,	,	PUNCT
issue-589	83	21	bolton	bolton	PROPN
issue-589	83	22	,	,	PUNCT
issue-589	83	23	2002	2002	NUM
issue-589	83	24	;	;	PUNCT
issue-589	83	25	cevik	cevik	NOUN
issue-589	83	26	,	,	PUNCT
issue-589	83	27	kirci	kirci	PROPN
issue-589	83	28	,	,	PUNCT
issue-589	83	29	dibooglu	dibooglu	NOUN
issue-589	83	30	,	,	PUNCT
issue-589	83	31	sel	sel	PROPN
issue-589	83	32	,	,	PUNCT
issue-589	83	33	kutan	kutan	PROPN
issue-589	83	34	,	,	PUNCT
issue-589	83	35	ali	ali	PROPN
issue-589	83	36	,	,	PUNCT
issue-589	83	37	2016	2016	NUM
issue-589	83	38	;	;	PUNCT
issue-589	83	39	sutton	sutton	PROPN
issue-589	83	40	,	,	PUNCT
issue-589	83	41	jenkins	jenkins	PROPN
issue-589	83	42	,	,	PUNCT
issue-589	83	43	2007	2007	NUM
issue-589	83	44	;	;	PUNCT
issue-589	83	45	barjaktarović	barjaktarović	NOUN
issue-589	83	46	,	,	PUNCT
issue-589	83	47	paunović	paunović	PROPN
issue-589	83	48	,	,	PUNCT
issue-589	83	49	ječmenica	ječmenica	ADV
issue-589	83	50	,	,	PUNCT
issue-589	83	51	2013	2013	NUM
issue-589	83	52	;	;	PUNCT
issue-589	83	53	baily	baily	PROPN
issue-589	83	54	,	,	PUNCT
issue-589	83	55	elliott	elliott	PROPN
issue-589	83	56	,	,	PUNCT
issue-589	83	57	2016	2016	NUM
issue-589	83	58	;	;	PUNCT
issue-589	83	59	adnan	adnan	PROPN
issue-589	83	60	,	,	PUNCT
issue-589	83	61	2006	2006	NUM
issue-589	83	62	;	;	PUNCT
issue-589	83	63	thalassinos	thalassino	NOUN
issue-589	83	64	,	,	PUNCT
issue-589	83	65	2008	2008	NUM
issue-589	83	66	)	)	PUNCT
issue-589	83	67	baltic	baltic	ADJ
issue-589	83	68	journal	journal	NOUN
issue-589	83	69	of	of	ADP
issue-589	83	70	economic	economic	ADJ
issue-589	83	71	studies	study	NOUN
issue-589	83	72	415	415	NUM
issue-589	83	73	vol	vol	NOUN
issue-589	83	74	.	.	PUNCT
issue-589	84	1	4	4	NUM
issue-589	84	2	,	,	PUNCT
issue-589	84	3	no	no	INTJ
issue-589	84	4	.	.	NOUN
issue-589	84	5	5	5	NUM
issue-589	84	6	,	,	PUNCT
issue-589	84	7	2018	2018	NUM
issue-589	84	8	transparency	transparency	NOUN
issue-589	84	9	in	in	ADP
issue-589	84	10	the	the	DET
issue-589	84	11	activities	activity	NOUN
issue-589	84	12	of	of	ADP
issue-589	84	13	institutions	institution	NOUN
issue-589	84	14	providing	provide	VERB
issue-589	84	15	financial	financial	ADJ
issue-589	84	16	services	service	NOUN
issue-589	84	17	to	to	ADP
issue-589	84	18	clients	client	NOUN
issue-589	84	19	.	.	PUNCT
issue-589	85	1	however	however	ADV
issue-589	85	2	,	,	PUNCT
issue-589	85	3	taking	take	VERB
issue-589	85	4	into	into	ADP
issue-589	85	5	account	account	NOUN
issue-589	85	6	ukrainian	ukrainian	ADJ
issue-589	85	7	realities	reality	NOUN
issue-589	85	8	,	,	PUNCT
issue-589	85	9	we	we	PRON
issue-589	85	10	believe	believe	VERB
issue-589	85	11	that	that	SCONJ
issue-589	85	12	it	it	PRON
issue-589	85	13	is	be	AUX
issue-589	85	14	also	also	ADV
issue-589	85	15	necessary	necessary	ADJ
issue-589	85	16	to	to	PART
issue-589	85	17	introduce	introduce	VERB
issue-589	85	18	mechanisms	mechanism	NOUN
issue-589	85	19	for	for	ADP
issue-589	85	20	improving	improve	VERB
issue-589	85	21	the	the	DET
issue-589	85	22	quality	quality	NOUN
issue-589	85	23	of	of	ADP
issue-589	85	24	information	information	NOUN
issue-589	85	25	about	about	ADP
issue-589	85	26	financial	financial	ADJ
issue-589	85	27	services	service	NOUN
issue-589	85	28	consumers	consumer	NOUN
issue-589	85	29	.	.	PUNCT
issue-589	86	1	vishwanath	vishwanath	PROPN
issue-589	86	2	t.	t.	PROPN
issue-589	86	3	,	,	PUNCT
issue-589	86	4	kauffman	kauffman	PROPN
issue-589	86	5	d.	d.	PROPN
issue-589	86	6	note	note	VERB
issue-589	86	7	that	that	SCONJ
issue-589	86	8	awareness	awareness	NOUN
issue-589	86	9	among	among	ADP
issue-589	86	10	public	public	ADJ
issue-589	86	11	authorities	authority	NOUN
issue-589	86	12	of	of	ADP
issue-589	86	13	the	the	DET
issue-589	86	14	importance	importance	NOUN
issue-589	86	15	of	of	ADP
issue-589	86	16	transparency	transparency	NOUN
issue-589	86	17	in	in	ADP
issue-589	86	18	the	the	DET
issue-589	86	19	mechanisms	mechanism	NOUN
issue-589	86	20	of	of	ADP
issue-589	86	21	maintenance	maintenance	NOUN
issue-589	86	22	of	of	ADP
issue-589	86	23	welfare	welfare	NOUN
issue-589	86	24	and	and	CCONJ
issue-589	86	25	development	development	NOUN
issue-589	86	26	of	of	ADP
issue-589	86	27	economic	economic	ADJ
issue-589	86	28	markets	market	NOUN
issue-589	86	29	is	be	AUX
issue-589	86	30	growing	grow	VERB
issue-589	86	31	.	.	PUNCT
issue-589	87	1	in	in	ADP
issue-589	87	2	the	the	DET
issue-589	87	3	economic	economic	ADJ
issue-589	87	4	sphere	sphere	NOUN
issue-589	87	5	,	,	PUNCT
issue-589	87	6	greater	great	ADJ
issue-589	87	7	availability	availability	NOUN
issue-589	87	8	of	of	ADP
issue-589	87	9	information	information	NOUN
issue-589	87	10	,	,	PUNCT
issue-589	87	11	its	its	PRON
issue-589	87	12	reliability	reliability	NOUN
issue-589	87	13	and	and	CCONJ
issue-589	87	14	timeliness	timeliness	NOUN
issue-589	87	15	improve	improve	VERB
issue-589	87	16	resource	resource	NOUN
issue-589	87	17	allocation	allocation	NOUN
issue-589	87	18	,	,	PUNCT
issue-589	87	19	increases	increase	VERB
issue-589	87	20	efficiency	efficiency	NOUN
issue-589	87	21	and	and	CCONJ
issue-589	87	22	increases	increase	VERB
issue-589	87	23	growth	growth	NOUN
issue-589	87	24	prospects	prospect	NOUN
issue-589	87	25	.	.	PUNCT
issue-589	88	1	the	the	DET
issue-589	88	2	scientific	scientific	ADJ
issue-589	88	3	literature	literature	NOUN
issue-589	88	4	on	on	ADP
issue-589	88	5	financial	financial	ADJ
issue-589	88	6	crises	crisis	NOUN
issue-589	88	7	recognizes	recognize	VERB
issue-589	88	8	that	that	SCONJ
issue-589	88	9	insufficient	insufficient	ADJ
issue-589	88	10	transparency	transparency	NOUN
issue-589	88	11	is	be	AUX
issue-589	88	12	one	one	NUM
issue-589	88	13	of	of	ADP
issue-589	88	14	the	the	DET
issue-589	88	15	factors	factor	NOUN
issue-589	88	16	that	that	PRON
issue-589	88	17	led	lead	VERB
issue-589	88	18	to	to	ADP
issue-589	88	19	the	the	DET
issue-589	88	20	emergence	emergence	NOUN
issue-589	88	21	of	of	ADP
issue-589	88	22	long	long	ADJ
issue-589	88	23	-	-	PUNCT
issue-589	88	24	term	term	NOUN
issue-589	88	25	financial	financial	ADJ
issue-589	88	26	and	and	CCONJ
issue-589	88	27	economic	economic	ADJ
issue-589	88	28	crises	crisis	NOUN
issue-589	88	29	(	(	PUNCT
issue-589	88	30	vishwanath	vishwanath	PROPN
issue-589	88	31	,	,	PUNCT
issue-589	88	32	kauffman	kauffman	PROPN
issue-589	88	33	,	,	PUNCT
issue-589	88	34	2001	2001	NUM
issue-589	88	35	)	)	PUNCT
issue-589	88	36	.	.	PUNCT
issue-589	89	1	the	the	DET
issue-589	89	2	outlined	outline	VERB
issue-589	89	3	only	only	ADV
issue-589	89	4	confirms	confirm	VERB
issue-589	89	5	the	the	DET
issue-589	89	6	importance	importance	NOUN
issue-589	89	7	of	of	ADP
issue-589	89	8	research	research	NOUN
issue-589	89	9	and	and	CCONJ
issue-589	89	10	increasing	increase	VERB
issue-589	89	11	the	the	DET
issue-589	89	12	level	level	NOUN
issue-589	89	13	of	of	ADP
issue-589	89	14	transparency	transparency	NOUN
issue-589	89	15	in	in	ADP
issue-589	89	16	the	the	DET
issue-589	89	17	functioning	functioning	NOUN
issue-589	89	18	of	of	ADP
issue-589	89	19	all	all	DET
issue-589	89	20	economic	economic	ADJ
issue-589	89	21	actors	actor	NOUN
issue-589	89	22	.	.	PUNCT
issue-589	90	1	it	it	PRON
issue-589	90	2	is	be	AUX
issue-589	90	3	worth	worth	ADJ
issue-589	90	4	pointing	point	VERB
issue-589	90	5	out	out	ADP
issue-589	90	6	that	that	SCONJ
issue-589	90	7	transparency	transparency	NOUN
issue-589	90	8	issues	issue	NOUN
issue-589	90	9	concern	concern	NOUN
issue-589	90	10	not	not	PART
issue-589	90	11	only	only	ADV
issue-589	90	12	the	the	DET
issue-589	90	13	work	work	NOUN
issue-589	90	14	of	of	ADP
issue-589	90	15	financial	financial	ADJ
issue-589	90	16	institutions	institution	NOUN
issue-589	90	17	and	and	CCONJ
issue-589	90	18	information	information	NOUN
issue-589	90	19	about	about	ADP
issue-589	90	20	their	their	PRON
issue-589	90	21	clients	client	NOUN
issue-589	90	22	.	.	PUNCT
issue-589	91	1	this	this	PRON
issue-589	91	2	also	also	ADV
issue-589	91	3	applies	apply	VERB
issue-589	91	4	to	to	ADP
issue-589	91	5	the	the	DET
issue-589	91	6	functioning	functioning	NOUN
issue-589	91	7	of	of	ADP
issue-589	91	8	public	public	ADJ
issue-589	91	9	authorities	authority	NOUN
issue-589	91	10	that	that	PRON
issue-589	91	11	regulate	regulate	VERB
issue-589	91	12	financial	financial	ADJ
issue-589	91	13	services	service	NOUN
issue-589	91	14	markets	market	NOUN
issue-589	91	15	.	.	PUNCT
issue-589	92	1	it	it	PRON
issue-589	92	2	should	should	AUX
issue-589	92	3	be	be	AUX
issue-589	92	4	taken	take	VERB
issue-589	92	5	into	into	ADP
issue-589	92	6	consideration	consideration	NOUN
issue-589	92	7	the	the	DET
issue-589	92	8	thought	thought	NOUN
issue-589	92	9	of	of	ADP
issue-589	92	10	p.	p.	PROPN
issue-589	92	11	shtompka	shtompka	PROPN
issue-589	92	12	:	:	PUNCT
issue-589	92	13	“	"	PUNCT
issue-589	92	14	in	in	ADP
issue-589	92	15	order	order	NOUN
issue-589	92	16	to	to	PART
issue-589	92	17	increase	increase	VERB
issue-589	92	18	the	the	DET
issue-589	92	19	transparency	transparency	NOUN
issue-589	92	20	of	of	ADP
issue-589	92	21	a	a	DET
issue-589	92	22	public	public	ADJ
issue-589	92	23	organization	organization	NOUN
issue-589	92	24	,	,	PUNCT
issue-589	92	25	the	the	DET
issue-589	92	26	actions	action	NOUN
issue-589	92	27	of	of	ADP
issue-589	92	28	the	the	DET
issue-589	92	29	authorities	authority	NOUN
issue-589	92	30	should	should	AUX
issue-589	92	31	be	be	AUX
issue-589	92	32	the	the	DET
issue-589	92	33	most	most	ADV
issue-589	92	34	open	open	ADJ
issue-589	92	35	nature	nature	NOUN
issue-589	92	36	.	.	PUNCT
issue-589	93	1	it	it	PRON
issue-589	93	2	is	be	AUX
issue-589	93	3	necessary	necessary	ADJ
issue-589	93	4	to	to	PART
issue-589	93	5	develop	develop	VERB
issue-589	93	6	and	and	CCONJ
issue-589	93	7	implement	implement	VERB
issue-589	93	8	an	an	DET
issue-589	93	9	effective	effective	ADJ
issue-589	93	10	information	information	NOUN
issue-589	93	11	policy	policy	NOUN
issue-589	93	12	that	that	PRON
issue-589	93	13	would	would	AUX
issue-589	93	14	serve	serve	VERB
issue-589	93	15	this	this	DET
issue-589	93	16	purpose	purpose	NOUN
issue-589	93	17	.	.	PUNCT
issue-589	94	1	to	to	PART
issue-589	94	2	do	do	VERB
issue-589	94	3	this	this	PRON
issue-589	94	4	,	,	PUNCT
issue-589	94	5	you	you	PRON
issue-589	94	6	need	need	VERB
issue-589	94	7	to	to	PART
issue-589	94	8	create	create	VERB
issue-589	94	9	independent	independent	ADJ
issue-589	94	10	media	medium	NOUN
issue-589	94	11	,	,	PUNCT
issue-589	94	12	independent	independent	ADJ
issue-589	94	13	centres	centre	NOUN
issue-589	94	14	that	that	PRON
issue-589	94	15	collect	collect	VERB
issue-589	94	16	statistics	statistic	NOUN
issue-589	94	17	,	,	PUNCT
issue-589	94	18	statistical	statistical	ADJ
issue-589	94	19	agencies	agency	NOUN
issue-589	94	20	,	,	PUNCT
issue-589	94	21	reform	reform	NOUN
issue-589	94	22	monitoring	monitoring	NOUN
issue-589	94	23	centres	centre	NOUN
issue-589	94	24	on	on	ADP
issue-589	94	25	researching	research	VERB
issue-589	94	26	public	public	ADJ
issue-589	94	27	opinion	opinion	NOUN
issue-589	94	28	”	"	PUNCT
issue-589	94	29	(	(	PUNCT
issue-589	94	30	shtompka	shtompka	NOUN
issue-589	94	31	,	,	PUNCT
issue-589	94	32	2012	2012	NUM
issue-589	94	33	)	)	PUNCT
issue-589	94	34	.	.	PUNCT
issue-589	95	1	in	in	ADP
issue-589	95	2	view	view	NOUN
issue-589	95	3	of	of	ADP
issue-589	95	4	the	the	DET
issue-589	95	5	above	above	ADJ
issue-589	95	6	,	,	PUNCT
issue-589	95	7	in	in	ADP
issue-589	95	8	our	our	PRON
issue-589	95	9	opinion	opinion	NOUN
issue-589	95	10	,	,	PUNCT
issue-589	95	11	in	in	ADP
issue-589	95	12	order	order	NOUN
issue-589	95	13	to	to	PART
issue-589	95	14	increase	increase	VERB
issue-589	95	15	the	the	DET
issue-589	95	16	transparency	transparency	NOUN
issue-589	95	17	of	of	ADP
issue-589	95	18	functioning	function	VERB
issue-589	95	19	of	of	ADP
issue-589	95	20	the	the	DET
issue-589	95	21	financial	financial	ADJ
issue-589	95	22	services	service	NOUN
issue-589	95	23	market	market	NOUN
issue-589	95	24	,	,	PUNCT
issue-589	95	25	it	it	PRON
issue-589	95	26	is	be	AUX
issue-589	95	27	necessary	necessary	ADJ
issue-589	95	28	:	:	PUNCT
issue-589	95	29	1	1	X
issue-589	95	30	.	.	X
issue-589	95	31	to	to	PART
issue-589	95	32	improve	improve	VERB
issue-589	95	33	the	the	DET
issue-589	95	34	quality	quality	NOUN
issue-589	95	35	of	of	ADP
issue-589	95	36	the	the	DET
issue-589	95	37	credit	credit	NOUN
issue-589	95	38	history	history	NOUN
issue-589	95	39	bureau	bureau	NOUN
issue-589	95	40	’s	’s	PART
issue-589	95	41	work	work	NOUN
issue-589	95	42	by	by	ADP
issue-589	95	43	creating	create	VERB
issue-589	95	44	a	a	DET
issue-589	95	45	single	single	ADJ
issue-589	95	46	national	national	ADJ
issue-589	95	47	system	system	NOUN
issue-589	95	48	of	of	ADP
issue-589	95	49	credit	credit	NOUN
issue-589	95	50	records	record	NOUN
issue-589	95	51	received	receive	VERB
issue-589	95	52	by	by	ADP
issue-589	95	53	clients	client	NOUN
issue-589	95	54	with	with	ADP
issue-589	95	55	the	the	DET
issue-589	95	56	obligation	obligation	NOUN
issue-589	95	57	of	of	ADP
issue-589	95	58	all	all	DET
issue-589	95	59	credit	credit	NOUN
issue-589	95	60	companies	company	NOUN
issue-589	95	61	and	and	CCONJ
issue-589	95	62	credit	credit	NOUN
issue-589	95	63	unions	union	NOUN
issue-589	95	64	to	to	PART
issue-589	95	65	provide	provide	VERB
issue-589	95	66	relevant	relevant	ADJ
issue-589	95	67	information	information	NOUN
issue-589	95	68	.	.	PUNCT
issue-589	96	1	2	2	X
issue-589	96	2	.	.	PUNCT
issue-589	96	3	to	to	PART
issue-589	96	4	make	make	VERB
issue-589	96	5	the	the	DET
issue-589	96	6	state	state	NOUN
issue-589	96	7	databases	database	NOUN
issue-589	96	8	of	of	ADP
issue-589	96	9	the	the	DET
issue-589	96	10	population	population	NOUN
issue-589	96	11	as	as	ADV
issue-589	96	12	accessible	accessible	ADJ
issue-589	96	13	as	as	ADP
issue-589	96	14	possible	possible	ADJ
issue-589	96	15	for	for	ADP
issue-589	96	16	the	the	DET
issue-589	96	17	work	work	NOUN
issue-589	96	18	of	of	ADP
issue-589	96	19	financial	financial	ADJ
issue-589	96	20	institutions	institution	NOUN
issue-589	96	21	(	(	PUNCT
issue-589	96	22	database	database	NOUN
issue-589	96	23	of	of	ADP
issue-589	96	24	convicted	convict	VERB
issue-589	96	25	persons	person	NOUN
issue-589	96	26	,	,	PUNCT
issue-589	96	27	data	datum	NOUN
issue-589	96	28	on	on	ADP
issue-589	96	29	court	court	NOUN
issue-589	96	30	decisions	decision	NOUN
issue-589	96	31	in	in	ADP
issue-589	96	32	the	the	DET
issue-589	96	33	field	field	NOUN
issue-589	96	34	of	of	ADP
issue-589	96	35	financial	financial	ADJ
issue-589	96	36	services	service	NOUN
issue-589	96	37	provision	provision	NOUN
issue-589	96	38	,	,	PUNCT
issue-589	96	39	data	datum	NOUN
issue-589	96	40	of	of	ADP
issue-589	96	41	the	the	DET
issue-589	96	42	state	state	NOUN
issue-589	96	43	executive	executive	NOUN
issue-589	96	44	service	service	NOUN
issue-589	96	45	)	)	PUNCT
issue-589	96	46	,	,	PUNCT
issue-589	96	47	as	as	SCONJ
issue-589	96	48	it	it	PRON
issue-589	96	49	happens	happen	VERB
issue-589	96	50	in	in	ADP
issue-589	96	51	developed	develop	VERB
issue-589	96	52	countries	country	NOUN
issue-589	96	53	,	,	PUNCT
issue-589	96	54	where	where	SCONJ
issue-589	96	55	such	such	ADJ
issue-589	96	56	information	information	NOUN
issue-589	96	57	is	be	AUX
issue-589	96	58	not	not	PART
issue-589	96	59	only	only	ADV
issue-589	96	60	provided	provide	VERB
issue-589	96	61	in	in	ADP
issue-589	96	62	the	the	DET
issue-589	96	63	open	open	ADJ
issue-589	96	64	access	access	NOUN
issue-589	96	65	,	,	PUNCT
issue-589	96	66	but	but	CCONJ
issue-589	96	67	also	also	ADV
issue-589	96	68	the	the	DET
issue-589	96	69	access	access	NOUN
issue-589	96	70	to	to	ADP
issue-589	96	71	it	it	PRON
issue-589	96	72	for	for	ADP
issue-589	96	73	institutions	institution	NOUN
issue-589	96	74	is	be	AUX
issue-589	96	75	synchronized	synchronize	VERB
issue-589	96	76	,	,	PUNCT
issue-589	96	77	which	which	PRON
issue-589	96	78	increases	increase	VERB
issue-589	96	79	the	the	DET
issue-589	96	80	usability	usability	NOUN
issue-589	96	81	of	of	ADP
issue-589	96	82	its	its	PRON
issue-589	96	83	use	use	NOUN
issue-589	96	84	and	and	CCONJ
issue-589	96	85	search	search	NOUN
issue-589	96	86	.	.	PUNCT
issue-589	97	1	3	3	X
issue-589	97	2	.	.	X
issue-589	97	3	to	to	PART
issue-589	97	4	increase	increase	VERB
issue-589	97	5	the	the	DET
issue-589	97	6	transparency	transparency	NOUN
issue-589	97	7	requirements	requirement	NOUN
issue-589	97	8	of	of	ADP
issue-589	97	9	financial	financial	ADJ
issue-589	97	10	institutions	institution	NOUN
issue-589	97	11	,	,	PUNCT
issue-589	97	12	to	to	PART
issue-589	97	13	obligatory	obligatory	ADJ
issue-589	97	14	provide	provide	VERB
issue-589	97	15	to	to	ADP
issue-589	97	16	clients	client	NOUN
issue-589	97	17	with	with	ADP
issue-589	97	18	information	information	NOUN
issue-589	97	19	about	about	ADP
issue-589	97	20	the	the	DET
issue-589	97	21	real	real	ADJ
issue-589	97	22	value	value	NOUN
issue-589	97	23	of	of	ADP
issue-589	97	24	financial	financial	ADJ
issue-589	97	25	services	service	NOUN
issue-589	97	26	(	(	PUNCT
issue-589	97	27	as	as	SCONJ
issue-589	97	28	required	require	VERB
issue-589	97	29	by	by	ADP
issue-589	97	30	the	the	DET
issue-589	97	31	law	law	NOUN
issue-589	97	32	of	of	ADP
issue-589	97	33	ukraine	ukraine	NOUN
issue-589	97	34	“	"	PUNCT
issue-589	97	35	on	on	ADP
issue-589	97	36	consumer	consumer	NOUN
issue-589	97	37	lending	lending	NOUN
issue-589	97	38	”	"	PUNCT
issue-589	97	39	,	,	PUNCT
issue-589	97	40	2016	2016	NUM
issue-589	97	41	)	)	PUNCT
issue-589	97	42	,	,	PUNCT
issue-589	97	43	but	but	CCONJ
issue-589	97	44	this	this	PRON
issue-589	97	45	applies	apply	VERB
issue-589	97	46	only	only	ADV
issue-589	97	47	to	to	ADP
issue-589	97	48	credit	credit	NOUN
issue-589	97	49	services	service	NOUN
issue-589	97	50	)	)	PUNCT
issue-589	97	51	.	.	PUNCT
issue-589	98	1	4	4	X
issue-589	98	2	.	.	PUNCT
issue-589	98	3	to	to	PART
issue-589	98	4	implement	implement	VERB
issue-589	98	5	the	the	DET
issue-589	98	6	mechanism	mechanism	NOUN
issue-589	98	7	of	of	ADP
issue-589	98	8	regulating	regulate	VERB
issue-589	98	9	information	information	NOUN
issue-589	98	10	on	on	ADP
issue-589	98	11	the	the	DET
issue-589	98	12	status	status	NOUN
issue-589	98	13	of	of	ADP
issue-589	98	14	financial	financial	ADJ
issue-589	98	15	institutions	institution	NOUN
issue-589	98	16	by	by	ADP
issue-589	98	17	state	state	NOUN
issue-589	98	18	authorities	authority	NOUN
issue-589	98	19	,	,	PUNCT
issue-589	98	20	to	to	PART
issue-589	98	21	determine	determine	VERB
issue-589	98	22	the	the	DET
issue-589	98	23	data	datum	NOUN
issue-589	98	24	and	and	CCONJ
issue-589	98	25	requirements	requirement	NOUN
issue-589	98	26	for	for	ADP
issue-589	98	27	their	their	PRON
issue-589	98	28	presentation	presentation	NOUN
issue-589	98	29	obligatory	obligatory	ADJ
issue-589	98	30	for	for	ADP
issue-589	98	31	publication	publication	NOUN
issue-589	98	32	on	on	ADP
issue-589	98	33	official	official	ADJ
issue-589	98	34	sites	site	NOUN
issue-589	98	35	.	.	PUNCT
issue-589	99	1	5	5	X
issue-589	99	2	.	.	PUNCT
issue-589	99	3	to	to	PART
issue-589	99	4	create	create	VERB
issue-589	99	5	by	by	ADP
issue-589	99	6	analogy	analogy	NOUN
issue-589	99	7	with	with	ADP
issue-589	99	8	the	the	DET
issue-589	99	9	mechanisms	mechanism	NOUN
issue-589	99	10	of	of	ADP
issue-589	99	11	credit	credit	NOUN
issue-589	99	12	reference	reference	NOUN
issue-589	99	13	bureau	bureau	NOUN
issue-589	99	14	for	for	ADP
issue-589	99	15	preventing	prevent	VERB
issue-589	99	16	fraud	fraud	NOUN
issue-589	99	17	by	by	ADP
issue-589	99	18	clients	client	NOUN
issue-589	99	19	of	of	ADP
issue-589	99	20	other	other	ADJ
issue-589	99	21	financial	financial	ADJ
issue-589	99	22	intermediaries	intermediary	NOUN
issue-589	99	23	,	,	PUNCT
issue-589	99	24	except	except	SCONJ
issue-589	99	25	for	for	ADP
issue-589	99	26	credit	credit	NOUN
issue-589	99	27	.	.	PUNCT
issue-589	100	1	especially	especially	ADV
issue-589	100	2	this	this	DET
issue-589	100	3	measure	measure	NOUN
issue-589	100	4	is	be	AUX
issue-589	100	5	relevant	relevant	ADJ
issue-589	100	6	for	for	ADP
issue-589	100	7	the	the	DET
issue-589	100	8	activities	activity	NOUN
issue-589	100	9	of	of	ADP
issue-589	100	10	risk	risk	NOUN
issue-589	100	11	insurance	insurance	NOUN
issue-589	100	12	companies	company	NOUN
issue-589	100	13	that	that	PRON
issue-589	100	14	deal	deal	VERB
issue-589	100	15	with	with	ADP
issue-589	100	16	cases	case	NOUN
issue-589	100	17	of	of	ADP
issue-589	100	18	unfair	unfair	ADJ
issue-589	100	19	customer	customer	NOUN
issue-589	100	20	behaviour	behaviour	NOUN
issue-589	100	21	.	.	PUNCT
issue-589	101	1	that	that	PRON
issue-589	101	2	is	be	AUX
issue-589	101	3	why	why	SCONJ
issue-589	101	4	it	it	PRON
issue-589	101	5	is	be	AUX
issue-589	101	6	worth	worth	ADJ
issue-589	101	7	creating	create	VERB
issue-589	101	8	a	a	DET
issue-589	101	9	single	single	ADJ
issue-589	101	10	database	database	NOUN
issue-589	101	11	of	of	ADP
issue-589	101	12	unscrupulous	unscrupulous	ADJ
issue-589	101	13	clients	client	NOUN
issue-589	101	14	,	,	PUNCT
issue-589	101	15	and	and	CCONJ
issue-589	101	16	insurance	insurance	NOUN
issue-589	101	17	companies	company	NOUN
issue-589	101	18	are	be	AUX
issue-589	101	19	obliged	oblige	VERB
issue-589	101	20	to	to	PART
issue-589	101	21	participate	participate	VERB
issue-589	101	22	in	in	ADP
issue-589	101	23	its	its	PRON
issue-589	101	24	creation	creation	NOUN
issue-589	101	25	and	and	CCONJ
issue-589	101	26	work	work	NOUN
issue-589	101	27	.	.	PUNCT
issue-589	102	1	6	6	X
issue-589	102	2	.	.	X
issue-589	102	3	to	to	PART
issue-589	102	4	develop	develop	VERB
issue-589	102	5	a	a	DET
issue-589	102	6	mechanism	mechanism	NOUN
issue-589	102	7	for	for	ADP
issue-589	102	8	rating	rating	NOUN
issue-589	102	9	activities	activity	NOUN
issue-589	102	10	of	of	ADP
issue-589	102	11	nonbank	nonbank	PROPN
issue-589	102	12	financial	financial	ADJ
issue-589	102	13	institutions	institution	NOUN
issue-589	102	14	in	in	ADP
issue-589	102	15	a	a	DET
issue-589	102	16	set	set	NOUN
issue-589	102	17	of	of	ADP
issue-589	102	18	indicators	indicator	NOUN
issue-589	102	19	to	to	PART
issue-589	102	20	increase	increase	VERB
issue-589	102	21	the	the	DET
issue-589	102	22	awareness	awareness	NOUN
issue-589	102	23	of	of	ADP
issue-589	102	24	clients	client	NOUN
issue-589	102	25	concerning	concern	VERB
issue-589	102	26	their	their	PRON
issue-589	102	27	work	work	NOUN
issue-589	102	28	quality	quality	NOUN
issue-589	102	29	.	.	PUNCT
issue-589	103	1	7	7	X
issue-589	103	2	.	.	PUNCT
issue-589	103	3	to	to	PART
issue-589	103	4	strengthen	strengthen	VERB
issue-589	103	5	the	the	DET
issue-589	103	6	role	role	NOUN
issue-589	103	7	of	of	ADP
issue-589	103	8	self	self	NOUN
issue-589	103	9	-	-	PUNCT
issue-589	103	10	regulatory	regulatory	ADJ
issue-589	103	11	organizations	organization	NOUN
issue-589	103	12	in	in	ADP
issue-589	103	13	providing	provide	VERB
issue-589	103	14	information	information	NOUN
issue-589	103	15	requirements	requirement	NOUN
issue-589	103	16	to	to	ADP
issue-589	103	17	financial	financial	ADJ
issue-589	103	18	institutions	institution	NOUN
issue-589	103	19	,	,	PUNCT
issue-589	103	20	especially	especially	ADV
issue-589	103	21	as	as	SCONJ
issue-589	103	22	regards	regard	VERB
issue-589	103	23	the	the	DET
issue-589	103	24	development	development	NOUN
issue-589	103	25	of	of	ADP
issue-589	103	26	rules	rule	NOUN
issue-589	103	27	for	for	ADP
issue-589	103	28	participants	participant	NOUN
issue-589	103	29	in	in	ADP
issue-589	103	30	such	such	ADJ
issue-589	103	31	associations	association	NOUN
issue-589	103	32	.	.	PUNCT
issue-589	104	1	8	8	X
issue-589	104	2	.	.	PUNCT
issue-589	104	3	to	to	PART
issue-589	104	4	take	take	VERB
issue-589	104	5	into	into	ADP
issue-589	104	6	account	account	NOUN
issue-589	104	7	the	the	DET
issue-589	104	8	experience	experience	NOUN
issue-589	104	9	of	of	ADP
issue-589	104	10	publishing	publish	VERB
issue-589	104	11	the	the	DET
issue-589	104	12	owners	owner	NOUN
issue-589	104	13	of	of	ADP
issue-589	104	14	banking	banking	NOUN
issue-589	104	15	institutions	institution	NOUN
issue-589	104	16	,	,	PUNCT
issue-589	104	17	which	which	PRON
issue-589	104	18	was	be	AUX
issue-589	104	19	implemented	implement	VERB
issue-589	104	20	by	by	ADP
issue-589	104	21	the	the	DET
issue-589	104	22	nbu	nbu	PROPN
issue-589	104	23	,	,	PUNCT
issue-589	104	24	and	and	CCONJ
issue-589	104	25	to	to	PART
issue-589	104	26	introduce	introduce	VERB
issue-589	104	27	it	it	PRON
issue-589	104	28	within	within	ADP
issue-589	104	29	other	other	ADJ
issue-589	104	30	segments	segment	NOUN
issue-589	104	31	of	of	ADP
issue-589	104	32	the	the	DET
issue-589	104	33	financial	financial	ADJ
issue-589	104	34	services	service	NOUN
issue-589	104	35	market	market	NOUN
issue-589	104	36	,	,	PUNCT
issue-589	104	37	to	to	PART
issue-589	104	38	require	require	VERB
issue-589	104	39	financial	financial	ADJ
issue-589	104	40	institutions	institution	NOUN
issue-589	104	41	to	to	PART
issue-589	104	42	provide	provide	VERB
issue-589	104	43	data	datum	NOUN
issue-589	104	44	on	on	ADP
issue-589	104	45	their	their	PRON
issue-589	104	46	main	main	ADJ
issue-589	104	47	actual	actual	ADJ
issue-589	104	48	owners	owner	NOUN
issue-589	104	49	.	.	PUNCT
issue-589	105	1	9	9	X
issue-589	105	2	.	.	X
issue-589	105	3	to	to	PART
issue-589	105	4	create	create	VERB
issue-589	105	5	a	a	DET
issue-589	105	6	single	single	ADJ
issue-589	105	7	platform	platform	NOUN
issue-589	105	8	on	on	ADP
issue-589	105	9	the	the	DET
issue-589	105	10	basis	basis	NOUN
issue-589	105	11	of	of	ADP
issue-589	105	12	the	the	DET
issue-589	105	13	main	main	ADJ
issue-589	105	14	self	self	NOUN
issue-589	105	15	-	-	PUNCT
issue-589	105	16	regulatory	regulatory	ADJ
issue-589	105	17	organization	organization	NOUN
issue-589	105	18	(	(	PUNCT
issue-589	105	19	or	or	CCONJ
issue-589	105	20	public	public	ADJ
issue-589	105	21	institution	institution	NOUN
issue-589	105	22	)	)	PUNCT
issue-589	105	23	in	in	ADP
issue-589	105	24	the	the	DET
issue-589	105	25	field	field	NOUN
issue-589	105	26	of	of	ADP
issue-589	105	27	the	the	DET
issue-589	105	28	functioning	functioning	NOUN
issue-589	105	29	of	of	ADP
issue-589	105	30	the	the	DET
issue-589	105	31	financial	financial	ADJ
issue-589	105	32	services	service	NOUN
issue-589	105	33	market	market	NOUN
issue-589	105	34	to	to	PART
issue-589	105	35	fill	fill	VERB
issue-589	105	36	its	its	PRON
issue-589	105	37	information	information	NOUN
issue-589	105	38	with	with	ADP
issue-589	105	39	financial	financial	ADJ
issue-589	105	40	intermediaries	intermediary	NOUN
issue-589	105	41	.	.	PUNCT
issue-589	106	1	this	this	PRON
issue-589	106	2	would	would	AUX
issue-589	106	3	enable	enable	VERB
issue-589	106	4	customers	customer	NOUN
issue-589	106	5	to	to	PART
issue-589	106	6	compare	compare	VERB
issue-589	106	7	the	the	DET
issue-589	106	8	terms	term	NOUN
issue-589	106	9	of	of	ADP
issue-589	106	10	financial	financial	ADJ
issue-589	106	11	products	product	NOUN
issue-589	106	12	,	,	PUNCT
issue-589	106	13	analyse	analyse	NOUN
issue-589	106	14	comparative	comparative	ADJ
issue-589	106	15	data	datum	NOUN
issue-589	106	16	on	on	ADP
issue-589	106	17	the	the	DET
issue-589	106	18	performance	performance	NOUN
issue-589	106	19	of	of	ADP
issue-589	106	20	financial	financial	ADJ
issue-589	106	21	institutions	institution	NOUN
issue-589	106	22	,	,	PUNCT
issue-589	106	23	and	and	CCONJ
issue-589	106	24	use	use	VERB
issue-589	106	25	the	the	DET
issue-589	106	26	information	information	NOUN
issue-589	106	27	of	of	ADP
issue-589	106	28	state	state	NOUN
issue-589	106	29	regulators	regulator	NOUN
issue-589	106	30	on	on	ADP
issue-589	106	31	the	the	DET
issue-589	106	32	functioning	functioning	NOUN
issue-589	106	33	of	of	ADP
issue-589	106	34	individual	individual	ADJ
issue-589	106	35	segments	segment	NOUN
issue-589	106	36	of	of	ADP
issue-589	106	37	the	the	DET
issue-589	106	38	financial	financial	ADJ
issue-589	106	39	services	service	NOUN
issue-589	106	40	market	market	NOUN
issue-589	106	41	.	.	PUNCT
issue-589	107	1	10	10	X
issue-589	107	2	.	.	X
issue-589	108	1	increase	increase	VERB
issue-589	108	2	the	the	DET
issue-589	108	3	use	use	NOUN
issue-589	108	4	of	of	ADP
issue-589	108	5	the	the	DET
issue-589	108	6	potential	potential	NOUN
issue-589	108	7	of	of	ADP
issue-589	108	8	modern	modern	ADJ
issue-589	108	9	information	information	NOUN
issue-589	108	10	technologies	technology	NOUN
issue-589	108	11	to	to	PART
issue-589	108	12	increase	increase	VERB
issue-589	108	13	the	the	DET
issue-589	108	14	level	level	NOUN
issue-589	108	15	of	of	ADP
issue-589	108	16	information	information	NOUN
issue-589	108	17	openness	openness	NOUN
issue-589	108	18	of	of	ADP
issue-589	108	19	financial	financial	ADJ
issue-589	108	20	institutions	institution	NOUN
issue-589	108	21	,	,	PUNCT
issue-589	108	22	etc	etc	X
issue-589	108	23	.	.	X
issue-589	108	24	increasing	increase	VERB
issue-589	108	25	the	the	DET
issue-589	108	26	transparency	transparency	NOUN
issue-589	108	27	of	of	ADP
issue-589	108	28	the	the	DET
issue-589	108	29	work	work	NOUN
issue-589	108	30	of	of	ADP
issue-589	108	31	financial	financial	ADJ
issue-589	108	32	institutions	institution	NOUN
issue-589	108	33	is	be	AUX
issue-589	108	34	an	an	DET
issue-589	108	35	integral	integral	ADJ
issue-589	108	36	part	part	NOUN
issue-589	108	37	of	of	ADP
issue-589	108	38	the	the	DET
issue-589	108	39	development	development	NOUN
issue-589	108	40	of	of	ADP
issue-589	108	41	the	the	DET
issue-589	108	42	financial	financial	ADJ
issue-589	108	43	services	service	NOUN
issue-589	108	44	market	market	NOUN
issue-589	108	45	as	as	SCONJ
issue-589	108	46	it	it	PRON
issue-589	108	47	increases	increase	VERB
issue-589	108	48	the	the	DET
issue-589	108	49	transparency	transparency	NOUN
issue-589	108	50	of	of	ADP
issue-589	108	51	its	its	PRON
issue-589	108	52	operation	operation	NOUN
issue-589	108	53	,	,	PUNCT
issue-589	108	54	which	which	PRON
issue-589	108	55	contributes	contribute	VERB
issue-589	108	56	to	to	ADP
issue-589	108	57	increasing	increase	VERB
issue-589	108	58	the	the	DET
issue-589	108	59	trust	trust	NOUN
issue-589	108	60	between	between	ADP
issue-589	108	61	consumers	consumer	NOUN
issue-589	108	62	and	and	CCONJ
issue-589	108	63	producers	producer	NOUN
issue-589	108	64	of	of	ADP
issue-589	108	65	such	such	ADJ
issue-589	108	66	services	service	NOUN
issue-589	108	67	.	.	PUNCT
issue-589	109	1	3	3	X
issue-589	109	2	.	.	X
issue-589	109	3	increasing	increase	VERB
issue-589	109	4	the	the	DET
issue-589	109	5	level	level	NOUN
issue-589	109	6	f	f	X
issue-589	109	7	financial	financial	ADJ
issue-589	109	8	literacy	literacy	NOUN
issue-589	109	9	in	in	ADP
issue-589	109	10	society	society	NOUN
issue-589	109	11	financial	financial	ADJ
issue-589	109	12	literacy	literacy	NOUN
issue-589	109	13	of	of	ADP
issue-589	109	14	society	society	NOUN
issue-589	109	15	is	be	AUX
issue-589	109	16	an	an	DET
issue-589	109	17	important	important	ADJ
issue-589	109	18	condition	condition	NOUN
issue-589	109	19	for	for	ADP
issue-589	109	20	the	the	DET
issue-589	109	21	development	development	NOUN
issue-589	109	22	of	of	ADP
issue-589	109	23	the	the	DET
issue-589	109	24	national	national	ADJ
issue-589	109	25	economy	economy	NOUN
issue-589	109	26	and	and	CCONJ
issue-589	109	27	its	its	PRON
issue-589	109	28	financial	financial	ADJ
issue-589	109	29	system	system	NOUN
issue-589	109	30	in	in	ADP
issue-589	109	31	particular	particular	ADJ
issue-589	109	32	.	.	PUNCT
issue-589	110	1	actually	actually	ADV
issue-589	110	2	,	,	PUNCT
issue-589	110	3	all	all	DET
issue-589	110	4	developed	develop	VERB
issue-589	110	5	countries	country	NOUN
issue-589	110	6	introduce	introduce	VERB
issue-589	110	7	measures	measure	NOUN
issue-589	110	8	to	to	PART
issue-589	110	9	increase	increase	VERB
issue-589	110	10	awareness	awareness	NOUN
issue-589	110	11	of	of	ADP
issue-589	110	12	the	the	DET
issue-589	110	13	specifics	specific	NOUN
issue-589	110	14	of	of	ADP
issue-589	110	15	the	the	DET
issue-589	110	16	financial	financial	ADJ
issue-589	110	17	services	service	NOUN
issue-589	110	18	use	use	VERB
issue-589	110	19	.	.	PUNCT
issue-589	111	1	it	it	PRON
issue-589	111	2	is	be	AUX
issue-589	111	3	worth	worth	ADJ
issue-589	111	4	noting	note	VERB
issue-589	111	5	that	that	SCONJ
issue-589	111	6	ukraine	ukraine	PROPN
issue-589	111	7	is	be	AUX
issue-589	111	8	to	to	ADP
issue-589	111	9	some	some	DET
issue-589	111	10	extent	extent	NOUN
issue-589	111	11	an	an	DET
issue-589	111	12	outsider	outsider	NOUN
issue-589	111	13	in	in	ADP
issue-589	111	14	campaigns	campaign	NOUN
issue-589	111	15	to	to	PART
issue-589	111	16	raise	raise	VERB
issue-589	111	17	the	the	DET
issue-589	111	18	level	level	NOUN
issue-589	111	19	of	of	ADP
issue-589	111	20	financial	financial	ADJ
issue-589	111	21	education	education	NOUN
issue-589	111	22	and	and	CCONJ
issue-589	111	23	financial	financial	ADJ
issue-589	111	24	literacy	literacy	NOUN
issue-589	111	25	for	for	ADP
issue-589	111	26	the	the	DET
issue-589	111	27	population	population	NOUN
issue-589	111	28	.	.	PUNCT
issue-589	112	1	the	the	DET
issue-589	112	2	state	state	NOUN
issue-589	112	3	authorities	authority	NOUN
issue-589	112	4	have	have	AUX
issue-589	112	5	not	not	PART
issue-589	112	6	initiated	initiate	VERB
issue-589	112	7	or	or	CCONJ
issue-589	112	8	developed	develop	VERB
issue-589	112	9	any	any	DET
issue-589	112	10	programs	program	NOUN
issue-589	112	11	in	in	ADP
issue-589	112	12	this	this	DET
issue-589	112	13	regard	regard	NOUN
issue-589	112	14	,	,	PUNCT
issue-589	112	15	despite	despite	SCONJ
issue-589	112	16	the	the	DET
issue-589	112	17	fact	fact	NOUN
issue-589	112	18	that	that	SCONJ
issue-589	112	19	the	the	DET
issue-589	112	20	introduction	introduction	NOUN
issue-589	112	21	of	of	ADP
issue-589	112	22	educational	educational	ADJ
issue-589	112	23	programs	program	NOUN
issue-589	112	24	for	for	ADP
issue-589	112	25	consumers	consumer	NOUN
issue-589	112	26	is	be	AUX
issue-589	112	27	one	one	NUM
issue-589	112	28	of	of	ADP
issue-589	112	29	the	the	DET
issue-589	112	30	first	first	ADJ
issue-589	112	31	points	point	NOUN
issue-589	112	32	of	of	ADP
issue-589	112	33	the	the	DET
issue-589	112	34	implementation	implementation	NOUN
issue-589	112	35	of	of	ADP
issue-589	112	36	the	the	DET
issue-589	112	37	concept	concept	NOUN
issue-589	112	38	on	on	ADP
issue-589	112	39	the	the	DET
issue-589	112	40	protection	protection	NOUN
issue-589	112	41	of	of	ADP
issue-589	112	42	the	the	DET
issue-589	112	43	rights	right	NOUN
issue-589	112	44	of	of	ADP
issue-589	112	45	consumers	consumer	NOUN
issue-589	112	46	of	of	ADP
issue-589	112	47	financial	financial	ADJ
issue-589	112	48	services	service	NOUN
issue-589	112	49	in	in	ADP
issue-589	112	50	ukraine	ukraine	PROPN
issue-589	112	51	(	(	PUNCT
issue-589	112	52	the	the	DET
issue-589	112	53	concept	concept	NOUN
issue-589	112	54	of	of	ADP
issue-589	112	55	rights	right	NOUN
issue-589	112	56	protection	protection	NOUN
issue-589	112	57	of	of	ADP
issue-589	112	58	consumers	consumer	NOUN
issue-589	112	59	of	of	ADP
issue-589	112	60	financial	financial	ADJ
issue-589	112	61	services	service	NOUN
issue-589	112	62	in	in	ADP
issue-589	112	63	ukraine	ukraine	NOUN
issue-589	112	64	,	,	PUNCT
issue-589	112	65	2009	2009	NUM
issue-589	112	66	)	)	PUNCT
issue-589	112	67	.	.	PUNCT
issue-589	113	1	baltic	baltic	PROPN
issue-589	113	2	journal	journal	PROPN
issue-589	113	3	of	of	ADP
issue-589	113	4	economic	economic	ADJ
issue-589	113	5	studies	study	NOUN
issue-589	113	6	416	416	NUM
issue-589	113	7	vol	vol	NOUN
issue-589	113	8	.	.	PUNCT
issue-589	114	1	4	4	NUM
issue-589	114	2	,	,	PUNCT
issue-589	114	3	no	no	INTJ
issue-589	114	4	.	.	NOUN
issue-589	114	5	5	5	NUM
issue-589	114	6	,	,	PUNCT
issue-589	114	7	2018	2018	NUM
issue-589	114	8	in	in	ADP
issue-589	114	9	ukraine	ukraine	NOUN
issue-589	114	10	,	,	PUNCT
issue-589	114	11	after	after	ADP
issue-589	114	12	the	the	DET
issue-589	114	13	financial	financial	ADJ
issue-589	114	14	and	and	CCONJ
issue-589	114	15	economic	economic	ADJ
issue-589	114	16	crises	crisis	NOUN
issue-589	114	17	of	of	ADP
issue-589	114	18	the	the	DET
issue-589	114	19	last	last	ADJ
issue-589	114	20	decade	decade	NOUN
issue-589	114	21	,	,	PUNCT
issue-589	114	22	the	the	DET
issue-589	114	23	issue	issue	NOUN
issue-589	114	24	of	of	ADP
issue-589	114	25	improving	improve	VERB
issue-589	114	26	the	the	DET
issue-589	114	27	literacy	literacy	NOUN
issue-589	114	28	of	of	ADP
issue-589	114	29	economic	economic	ADJ
issue-589	114	30	actors	actor	NOUN
issue-589	114	31	is	be	AUX
issue-589	114	32	quite	quite	ADV
issue-589	114	33	acute	acute	ADJ
issue-589	114	34	.	.	PUNCT
issue-589	115	1	after	after	ADP
issue-589	115	2	2008	2008	NUM
issue-589	115	3	,	,	PUNCT
issue-589	115	4	a	a	DET
issue-589	115	5	large	large	ADJ
issue-589	115	6	number	number	NOUN
issue-589	115	7	of	of	ADP
issue-589	115	8	individuals	individual	NOUN
issue-589	115	9	lost	lose	VERB
issue-589	115	10	their	their	PRON
issue-589	115	11	property	property	NOUN
issue-589	115	12	due	due	ADP
issue-589	115	13	to	to	ADP
issue-589	115	14	the	the	DET
issue-589	115	15	inability	inability	NOUN
issue-589	115	16	to	to	PART
issue-589	115	17	service	service	VERB
issue-589	115	18	credit	credit	NOUN
issue-589	115	19	obligations	obligation	NOUN
issue-589	115	20	.	.	PUNCT
issue-589	116	1	this	this	PRON
issue-589	116	2	was	be	AUX
issue-589	116	3	caused	cause	VERB
issue-589	116	4	by	by	ADP
issue-589	116	5	a	a	DET
issue-589	116	6	lack	lack	NOUN
issue-589	116	7	of	of	ADP
issue-589	116	8	understanding	understanding	NOUN
issue-589	116	9	of	of	ADP
issue-589	116	10	the	the	DET
issue-589	116	11	risks	risk	NOUN
issue-589	116	12	of	of	ADP
issue-589	116	13	foreign	foreign	ADJ
issue-589	116	14	currency	currency	NOUN
issue-589	116	15	loans	loan	NOUN
issue-589	116	16	.	.	PUNCT
issue-589	117	1	as	as	ADP
issue-589	117	2	a	a	DET
issue-589	117	3	result	result	NOUN
issue-589	117	4	,	,	PUNCT
issue-589	117	5	a	a	DET
issue-589	117	6	significant	significant	ADJ
issue-589	117	7	number	number	NOUN
issue-589	117	8	of	of	ADP
issue-589	117	9	clients	client	NOUN
issue-589	117	10	of	of	ADP
issue-589	117	11	financial	financial	ADJ
issue-589	117	12	institutions	institution	NOUN
issue-589	117	13	felt	feel	VERB
issue-589	117	14	guilty	guilty	ADJ
issue-589	117	15	.	.	PUNCT
issue-589	118	1	in	in	ADP
issue-589	118	2	this	this	DET
issue-589	118	3	situation	situation	NOUN
issue-589	118	4	,	,	PUNCT
issue-589	118	5	in	in	ADP
issue-589	118	6	fact	fact	NOUN
issue-589	118	7	,	,	PUNCT
issue-589	118	8	all	all	DET
issue-589	118	9	those	those	PRON
issue-589	118	10	involved	involve	VERB
issue-589	118	11	in	in	ADP
issue-589	118	12	the	the	DET
issue-589	118	13	functioning	functioning	NOUN
issue-589	118	14	of	of	ADP
issue-589	118	15	the	the	DET
issue-589	118	16	financial	financial	ADJ
issue-589	118	17	services	service	NOUN
issue-589	118	18	markets	market	NOUN
issue-589	118	19	were	be	AUX
issue-589	118	20	guilty	guilty	ADJ
issue-589	118	21	.	.	PUNCT
issue-589	119	1	customers	customer	NOUN
issue-589	119	2	have	have	AUX
issue-589	119	3	poorly	poorly	ADV
issue-589	119	4	read	read	VERB
issue-589	119	5	the	the	DET
issue-589	119	6	terms	term	NOUN
issue-589	119	7	of	of	ADP
issue-589	119	8	the	the	DET
issue-589	119	9	loan	loan	NOUN
issue-589	119	10	agreements	agreement	NOUN
issue-589	119	11	,	,	PUNCT
issue-589	119	12	financial	financial	ADJ
issue-589	119	13	institutions	institution	NOUN
issue-589	119	14	were	be	AUX
issue-589	119	15	not	not	PART
issue-589	119	16	interested	interested	ADJ
issue-589	119	17	in	in	ADP
issue-589	119	18	explaining	explain	VERB
issue-589	119	19	in	in	ADP
issue-589	119	20	detail	detail	NOUN
issue-589	119	21	the	the	DET
issue-589	119	22	features	feature	NOUN
issue-589	119	23	of	of	ADP
issue-589	119	24	their	their	PRON
issue-589	119	25	financial	financial	ADJ
issue-589	119	26	products	product	NOUN
issue-589	119	27	developed	develop	VERB
issue-589	119	28	,	,	PUNCT
issue-589	119	29	state	state	NOUN
issue-589	119	30	authorities	authority	NOUN
issue-589	119	31	did	do	AUX
issue-589	119	32	not	not	PART
issue-589	119	33	pay	pay	VERB
issue-589	119	34	enough	enough	ADJ
issue-589	119	35	attention	attention	NOUN
issue-589	119	36	to	to	ADP
issue-589	119	37	a	a	DET
issue-589	119	38	significant	significant	ADJ
issue-589	119	39	increase	increase	NOUN
issue-589	119	40	in	in	ADP
issue-589	119	41	the	the	DET
issue-589	119	42	volume	volume	NOUN
issue-589	119	43	of	of	ADP
issue-589	119	44	foreign	foreign	ADJ
issue-589	119	45	currency	currency	NOUN
issue-589	119	46	loans	loan	NOUN
issue-589	119	47	within	within	ADP
issue-589	119	48	the	the	DET
issue-589	119	49	entire	entire	ADJ
issue-589	119	50	banking	banking	NOUN
issue-589	119	51	system	system	NOUN
issue-589	119	52	,	,	PUNCT
issue-589	119	53	did	do	AUX
issue-589	119	54	not	not	PART
issue-589	119	55	affect	affect	VERB
issue-589	119	56	the	the	DET
issue-589	119	57	process	process	NOUN
issue-589	119	58	.	.	PUNCT
issue-589	120	1	the	the	DET
issue-589	120	2	misunderstanding	misunderstanding	NOUN
issue-589	120	3	between	between	ADP
issue-589	120	4	consumers	consumer	NOUN
issue-589	120	5	and	and	CCONJ
issue-589	120	6	lenders	lender	NOUN
issue-589	120	7	was	be	AUX
issue-589	120	8	due	due	ADJ
issue-589	120	9	to	to	ADP
issue-589	120	10	the	the	DET
issue-589	120	11	active	active	ADJ
issue-589	120	12	development	development	NOUN
issue-589	120	13	of	of	ADP
issue-589	120	14	collecting	collect	VERB
issue-589	120	15	companies	company	NOUN
issue-589	120	16	,	,	PUNCT
issue-589	120	17	credit	credit	NOUN
issue-589	120	18	reference	reference	NOUN
issue-589	120	19	bureaus	bureaus	NOUN
issue-589	120	20	,	,	PUNCT
issue-589	120	21	and	and	CCONJ
issue-589	120	22	significant	significant	ADJ
issue-589	120	23	litigation	litigation	NOUN
issue-589	120	24	cases	case	NOUN
issue-589	120	25	.	.	PUNCT
issue-589	121	1	deepening	deepen	VERB
issue-589	121	2	of	of	ADP
issue-589	121	3	distrust	distrust	NOUN
issue-589	121	4	between	between	ADP
issue-589	121	5	the	the	DET
issue-589	121	6	above	above	ADV
issue-589	121	7	-	-	PUNCT
issue-589	121	8	mentioned	mention	VERB
issue-589	121	9	subjects	subject	NOUN
issue-589	121	10	was	be	AUX
issue-589	121	11	accompanied	accompany	VERB
issue-589	121	12	by	by	ADP
issue-589	121	13	unusual	unusual	ADJ
issue-589	121	14	cases	case	NOUN
issue-589	121	15	of	of	ADP
issue-589	121	16	exceeding	exceed	VERB
issue-589	121	17	the	the	DET
issue-589	121	18	assessed	assessed	ADJ
issue-589	121	19	penalties	penalty	NOUN
issue-589	121	20	in	in	ADP
issue-589	121	21	comparison	comparison	NOUN
issue-589	121	22	with	with	ADP
issue-589	121	23	the	the	DET
issue-589	121	24	initial	initial	ADJ
issue-589	121	25	amount	amount	NOUN
issue-589	121	26	of	of	ADP
issue-589	121	27	the	the	DET
issue-589	121	28	loan	loan	NOUN
issue-589	121	29	.	.	PUNCT
issue-589	122	1	the	the	DET
issue-589	122	2	crisis	crisis	NOUN
issue-589	122	3	of	of	ADP
issue-589	122	4	2013	2013	NUM
issue-589	122	5	-	-	SYM
issue-589	122	6	2014	2014	NUM
issue-589	122	7	has	have	AUX
issue-589	122	8	shown	show	VERB
issue-589	122	9	that	that	SCONJ
issue-589	122	10	lessons	lesson	NOUN
issue-589	122	11	learned	learn	VERB
issue-589	122	12	from	from	ADP
issue-589	122	13	2008	2008	NUM
issue-589	122	14	were	be	AUX
issue-589	122	15	made	make	VERB
issue-589	122	16	by	by	ADP
issue-589	122	17	both	both	DET
issue-589	122	18	clients	client	NOUN
issue-589	122	19	and	and	CCONJ
issue-589	122	20	financial	financial	ADJ
issue-589	122	21	institutions	institution	NOUN
issue-589	122	22	.	.	PUNCT
issue-589	123	1	however	however	ADV
issue-589	123	2	,	,	PUNCT
issue-589	123	3	the	the	DET
issue-589	123	4	bankruptcy	bankruptcy	NOUN
issue-589	123	5	of	of	ADP
issue-589	123	6	banks	bank	NOUN
issue-589	123	7	,	,	PUNCT
issue-589	123	8	lowering	lower	VERB
issue-589	123	9	the	the	DET
issue-589	123	10	real	real	ADJ
issue-589	123	11	value	value	NOUN
issue-589	123	12	of	of	ADP
issue-589	123	13	state	state	NOUN
issue-589	123	14	-	-	PUNCT
issue-589	123	15	guaranteed	guarantee	VERB
issue-589	123	16	funds	fund	NOUN
issue-589	123	17	for	for	ADP
issue-589	123	18	deposit	deposit	NOUN
issue-589	123	19	services	service	NOUN
issue-589	123	20	again	again	ADV
issue-589	123	21	halted	halt	VERB
issue-589	123	22	the	the	DET
issue-589	123	23	process	process	NOUN
issue-589	123	24	of	of	ADP
issue-589	123	25	restoring	restore	VERB
issue-589	123	26	confidence	confidence	NOUN
issue-589	123	27	in	in	ADP
issue-589	123	28	the	the	DET
issue-589	123	29	activities	activity	NOUN
issue-589	123	30	of	of	ADP
issue-589	123	31	financial	financial	ADJ
issue-589	123	32	institutions	institution	NOUN
issue-589	123	33	,	,	PUNCT
issue-589	123	34	primarily	primarily	ADV
issue-589	123	35	commercial	commercial	ADJ
issue-589	123	36	banks	bank	NOUN
issue-589	123	37	.	.	PUNCT
issue-589	124	1	because	because	SCONJ
issue-589	124	2	of	of	ADP
issue-589	124	3	economic	economic	ADJ
issue-589	124	4	transformations	transformation	NOUN
issue-589	124	5	,	,	PUNCT
issue-589	124	6	banks	bank	NOUN
issue-589	124	7	have	have	AUX
issue-589	124	8	reduced	reduce	VERB
issue-589	124	9	the	the	DET
issue-589	124	10	volume	volume	NOUN
issue-589	124	11	of	of	ADP
issue-589	124	12	loans	loan	NOUN
issue-589	124	13	for	for	ADP
issue-589	124	14	business	business	NOUN
issue-589	124	15	entities	entity	NOUN
issue-589	124	16	.	.	PUNCT
issue-589	125	1	this	this	DET
issue-589	125	2	niche	niche	NOUN
issue-589	125	3	was	be	AUX
issue-589	125	4	quickly	quickly	ADV
issue-589	125	5	taken	take	VERB
issue-589	125	6	by	by	ADP
issue-589	125	7	non	non	ADJ
issue-589	125	8	-	-	ADJ
issue-589	125	9	bank	bank	ADJ
issue-589	125	10	financial	financial	ADJ
issue-589	125	11	institutions	institution	NOUN
issue-589	125	12	(	(	PUNCT
issue-589	125	13	consumer	consumer	NOUN
issue-589	125	14	lending	lending	NOUN
issue-589	125	15	)	)	PUNCT
issue-589	125	16	.	.	PUNCT
issue-589	126	1	however	however	ADV
issue-589	126	2	,	,	PUNCT
issue-589	126	3	the	the	DET
issue-589	126	4	conditions	condition	NOUN
issue-589	126	5	for	for	ADP
issue-589	126	6	obtaining	obtain	VERB
issue-589	126	7	loans	loan	NOUN
issue-589	126	8	in	in	ADP
issue-589	126	9	such	such	ADJ
issue-589	126	10	institutions	institution	NOUN
issue-589	126	11	are	be	AUX
issue-589	126	12	complex	complex	ADJ
issue-589	126	13	and	and	CCONJ
issue-589	126	14	unprofitable	unprofitable	ADJ
issue-589	126	15	for	for	ADP
issue-589	126	16	citizens	citizen	NOUN
issue-589	126	17	.	.	PUNCT
issue-589	127	1	interest	interest	NOUN
issue-589	127	2	rates	rate	NOUN
issue-589	127	3	on	on	ADP
issue-589	127	4	loans	loan	NOUN
issue-589	127	5	exceed	exceed	VERB
issue-589	127	6	300	300	NUM
issue-589	127	7	-	-	SYM
issue-589	127	8	400	400	NUM
issue-589	127	9	%	%	NOUN
issue-589	127	10	per	per	ADP
issue-589	127	11	annum	annum	NOUN
issue-589	127	12	.	.	PUNCT
issue-589	128	1	customers	customer	NOUN
issue-589	128	2	are	be	AUX
issue-589	128	3	not	not	PART
issue-589	128	4	always	always	ADV
issue-589	128	5	aware	aware	ADJ
issue-589	128	6	of	of	ADP
issue-589	128	7	the	the	DET
issue-589	128	8	real	real	ADJ
issue-589	128	9	amounts	amount	NOUN
issue-589	128	10	of	of	ADP
issue-589	128	11	overpayments	overpayment	NOUN
issue-589	128	12	for	for	ADP
issue-589	128	13	loans	loan	NOUN
issue-589	128	14	received	receive	VERB
issue-589	128	15	and	and	CCONJ
issue-589	128	16	possible	possible	ADJ
issue-589	128	17	sanctions	sanction	NOUN
issue-589	128	18	in	in	ADP
issue-589	128	19	case	case	NOUN
issue-589	128	20	of	of	ADP
issue-589	128	21	late	late	ADJ
issue-589	128	22	payment	payment	NOUN
issue-589	128	23	.	.	PUNCT
issue-589	129	1	these	these	DET
issue-589	129	2	examples	example	NOUN
issue-589	129	3	demonstrate	demonstrate	VERB
issue-589	129	4	the	the	DET
issue-589	129	5	importance	importance	NOUN
issue-589	129	6	of	of	ADP
issue-589	129	7	raising	raise	VERB
issue-589	129	8	the	the	DET
issue-589	129	9	financial	financial	ADJ
issue-589	129	10	literacy	literacy	NOUN
issue-589	129	11	of	of	ADP
issue-589	129	12	citizens	citizen	NOUN
issue-589	129	13	in	in	ADP
issue-589	129	14	society	society	NOUN
issue-589	129	15	,	,	PUNCT
issue-589	129	16	understanding	understand	VERB
issue-589	129	17	their	their	PRON
issue-589	129	18	specifics	specific	NOUN
issue-589	129	19	of	of	ADP
issue-589	129	20	the	the	DET
issue-589	129	21	functioning	functioning	NOUN
issue-589	129	22	of	of	ADP
issue-589	129	23	the	the	DET
issue-589	129	24	financial	financial	ADJ
issue-589	129	25	services	service	NOUN
issue-589	129	26	sector	sector	NOUN
issue-589	129	27	,	,	PUNCT
issue-589	129	28	the	the	DET
issue-589	129	29	ability	ability	NOUN
issue-589	129	30	to	to	PART
issue-589	129	31	determine	determine	VERB
issue-589	129	32	their	their	PRON
issue-589	129	33	own	own	ADJ
issue-589	129	34	real	real	ADJ
issue-589	129	35	possibilities	possibility	NOUN
issue-589	129	36	of	of	ADP
issue-589	129	37	servicing	service	VERB
issue-589	129	38	loans	loan	NOUN
issue-589	129	39	.	.	PUNCT
issue-589	130	1	problems	problem	NOUN
issue-589	130	2	of	of	ADP
issue-589	130	3	the	the	DET
issue-589	130	4	low	low	ADJ
issue-589	130	5	level	level	NOUN
issue-589	130	6	of	of	ADP
issue-589	130	7	financial	financial	ADJ
issue-589	130	8	literacy	literacy	NOUN
issue-589	130	9	are	be	AUX
issue-589	130	10	also	also	ADV
issue-589	130	11	relevant	relevant	ADJ
issue-589	130	12	for	for	ADP
issue-589	130	13	developed	develop	VERB
issue-589	130	14	countries	country	NOUN
issue-589	130	15	where	where	SCONJ
issue-589	130	16	financial	financial	ADJ
issue-589	130	17	services	service	NOUN
issue-589	130	18	markets	market	NOUN
issue-589	130	19	are	be	AUX
issue-589	130	20	developing	develop	VERB
issue-589	130	21	more	more	ADV
issue-589	130	22	stable	stable	ADJ
issue-589	130	23	.	.	PUNCT
issue-589	131	1	however	however	ADV
issue-589	131	2	,	,	PUNCT
issue-589	131	3	according	accord	VERB
issue-589	131	4	to	to	ADP
issue-589	131	5	studies	study	NOUN
issue-589	131	6	conducted	conduct	VERB
issue-589	131	7	,	,	PUNCT
issue-589	131	8	even	even	ADV
issue-589	131	9	in	in	ADP
issue-589	131	10	the	the	DET
issue-589	131	11	most	most	ADV
issue-589	131	12	economically	economically	ADV
issue-589	131	13	developed	develop	VERB
issue-589	131	14	countries	country	NOUN
issue-589	131	15	,	,	PUNCT
issue-589	131	16	the	the	DET
issue-589	131	17	majority	majority	NOUN
issue-589	131	18	of	of	ADP
issue-589	131	19	the	the	DET
issue-589	131	20	population	population	NOUN
issue-589	131	21	has	have	VERB
issue-589	131	22	a	a	DET
issue-589	131	23	low	low	ADJ
issue-589	131	24	level	level	NOUN
issue-589	131	25	of	of	ADP
issue-589	131	26	financial	financial	ADJ
issue-589	131	27	knowledge	knowledge	NOUN
issue-589	131	28	and	and	CCONJ
issue-589	131	29	often	often	ADV
issue-589	131	30	overestimates	overestimate	VERB
issue-589	131	31	the	the	DET
issue-589	131	32	assessment	assessment	NOUN
issue-589	131	33	of	of	ADP
issue-589	131	34	their	their	PRON
issue-589	131	35	own	own	ADJ
issue-589	131	36	knowledge	knowledge	NOUN
issue-589	131	37	and	and	CCONJ
issue-589	131	38	skills	skill	NOUN
issue-589	131	39	in	in	ADP
issue-589	131	40	consumer	consumer	NOUN
issue-589	131	41	lending	lending	NOUN
issue-589	131	42	products	product	NOUN
issue-589	131	43	.	.	PUNCT
issue-589	132	1	simply	simply	ADV
issue-589	132	2	put	put	VERB
issue-589	132	3	,	,	PUNCT
issue-589	132	4	most	most	ADJ
issue-589	132	5	consumers	consumer	NOUN
issue-589	132	6	around	around	ADP
issue-589	132	7	the	the	DET
issue-589	132	8	world	world	NOUN
issue-589	132	9	are	be	AUX
issue-589	132	10	not	not	PART
issue-589	132	11	well	well	ADV
issue-589	132	12	trained	train	VERB
issue-589	132	13	to	to	PART
issue-589	132	14	understand	understand	VERB
issue-589	132	15	and	and	CCONJ
issue-589	132	16	manage	manage	VERB
issue-589	132	17	their	their	PRON
issue-589	132	18	debt	debt	NOUN
issue-589	132	19	.	.	PUNCT
issue-589	133	1	this	this	PRON
issue-589	133	2	is	be	AUX
issue-589	133	3	a	a	DET
issue-589	133	4	very	very	ADV
issue-589	133	5	weak	weak	ADJ
issue-589	133	6	foundation	foundation	NOUN
issue-589	133	7	for	for	ADP
issue-589	133	8	building	build	VERB
issue-589	133	9	a	a	DET
issue-589	133	10	sophisticated	sophisticated	ADJ
issue-589	133	11	financial	financial	ADJ
issue-589	133	12	architecture	architecture	NOUN
issue-589	133	13	(	(	PUNCT
issue-589	133	14	financial	financial	ADJ
issue-589	133	15	literacy	literacy	NOUN
issue-589	133	16	and	and	CCONJ
issue-589	133	17	awareness	awareness	NOUN
issue-589	133	18	in	in	ADP
issue-589	133	19	ukraine	ukraine	NOUN
issue-589	133	20	:	:	PUNCT
issue-589	133	21	facts	fact	NOUN
issue-589	133	22	and	and	CCONJ
issue-589	133	23	conclusions	conclusion	NOUN
issue-589	133	24	.	.	PUNCT
issue-589	134	1	project	project	NOUN
issue-589	134	2	on	on	ADP
issue-589	134	3	financial	financial	ADJ
issue-589	134	4	sector	sector	NOUN
issue-589	134	5	development	development	NOUN
issue-589	134	6	,	,	PUNCT
issue-589	134	7	2010	2010	NUM
issue-589	134	8	)	)	PUNCT
issue-589	134	9	.	.	PUNCT
issue-589	135	1	increasing	increase	VERB
issue-589	135	2	the	the	DET
issue-589	135	3	level	level	NOUN
issue-589	135	4	of	of	ADP
issue-589	135	5	financial	financial	ADJ
issue-589	135	6	literacy	literacy	NOUN
issue-589	135	7	makes	make	VERB
issue-589	135	8	it	it	PRON
issue-589	135	9	possible	possible	ADJ
issue-589	135	10	to	to	PART
issue-589	135	11	reduce	reduce	VERB
issue-589	135	12	the	the	DET
issue-589	135	13	number	number	NOUN
issue-589	135	14	of	of	ADP
issue-589	135	15	cases	case	NOUN
issue-589	135	16	of	of	ADP
issue-589	135	17	use	use	NOUN
issue-589	135	18	of	of	ADP
issue-589	135	19	financial	financial	ADJ
issue-589	135	20	services	service	NOUN
issue-589	135	21	by	by	ADP
issue-589	135	22	consumers	consumer	NOUN
issue-589	135	23	who	who	PRON
issue-589	135	24	do	do	AUX
issue-589	135	25	not	not	PART
issue-589	135	26	realize	realize	VERB
issue-589	135	27	the	the	DET
issue-589	135	28	real	real	ADJ
issue-589	135	29	conditions	condition	NOUN
issue-589	135	30	for	for	ADP
issue-589	135	31	their	their	PRON
issue-589	135	32	provision	provision	NOUN
issue-589	135	33	.	.	PUNCT
issue-589	136	1	that	that	PRON
issue-589	136	2	is	be	AUX
issue-589	136	3	why	why	SCONJ
issue-589	136	4	in	in	ADP
issue-589	136	5	this	this	DET
issue-589	136	6	area	area	NOUN
issue-589	136	7	it	it	PRON
issue-589	136	8	is	be	AUX
issue-589	136	9	necessary	necessary	ADJ
issue-589	136	10	:	:	PUNCT
issue-589	136	11	1	1	X
issue-589	136	12	)	)	PUNCT
issue-589	136	13	elaborate	elaborate	VERB
issue-589	136	14	the	the	DET
issue-589	136	15	national	national	ADJ
issue-589	136	16	program	program	NOUN
issue-589	136	17	for	for	ADP
issue-589	136	18	increasing	increase	VERB
issue-589	136	19	the	the	DET
issue-589	136	20	level	level	NOUN
issue-589	136	21	of	of	ADP
issue-589	136	22	financial	financial	ADJ
issue-589	136	23	literacy	literacy	NOUN
issue-589	136	24	of	of	ADP
issue-589	136	25	population	population	NOUN
issue-589	136	26	for	for	ADP
issue-589	136	27	the	the	DET
issue-589	136	28	long	long	ADJ
issue-589	136	29	term	term	NOUN
issue-589	136	30	;	;	PUNCT
issue-589	136	31	2	2	X
issue-589	136	32	)	)	PUNCT
issue-589	136	33	create	create	VERB
issue-589	136	34	state	state	NOUN
issue-589	136	35	funds	fund	NOUN
issue-589	136	36	(	(	PUNCT
issue-589	136	37	for	for	ADP
issue-589	136	38	instance	instance	NOUN
issue-589	136	39	,	,	PUNCT
issue-589	136	40	on	on	ADP
issue-589	136	41	account	account	NOUN
issue-589	136	42	of	of	ADP
issue-589	136	43	financial	financial	ADJ
issue-589	136	44	resources	resource	NOUN
issue-589	136	45	of	of	ADP
issue-589	136	46	the	the	DET
issue-589	136	47	nbu	nbu	NOUN
issue-589	136	48	)	)	PUNCT
issue-589	136	49	financing	financing	NOUN
issue-589	136	50	of	of	ADP
issue-589	136	51	individual	individual	ADJ
issue-589	136	52	projects	project	NOUN
issue-589	136	53	as	as	ADP
issue-589	136	54	for	for	ADP
issue-589	136	55	increasing	increase	VERB
issue-589	136	56	the	the	DET
issue-589	136	57	level	level	NOUN
issue-589	136	58	of	of	ADP
issue-589	136	59	financial	financial	ADJ
issue-589	136	60	literacy	literacy	NOUN
issue-589	136	61	;	;	PUNCT
issue-589	136	62	3	3	X
issue-589	136	63	)	)	PUNCT
issue-589	136	64	use	use	VERB
issue-589	136	65	the	the	DET
issue-589	136	66	hei	hei	PROPN
issue-589	136	67	potential	potential	NOUN
issue-589	136	68	to	to	PART
issue-589	136	69	introduce	introduce	VERB
issue-589	136	70	the	the	DET
issue-589	136	71	courses	course	NOUN
issue-589	136	72	for	for	ADP
issue-589	136	73	increasing	increase	VERB
issue-589	136	74	financial	financial	ADJ
issue-589	136	75	literacy	literacy	NOUN
issue-589	136	76	in	in	ADP
issue-589	136	77	educational	educational	ADJ
issue-589	136	78	plans	plan	NOUN
issue-589	136	79	on	on	ADP
issue-589	136	80	specialists	specialist	NOUN
issue-589	136	81	training	training	NOUN
issue-589	136	82	(	(	PUNCT
issue-589	136	83	elaboration	elaboration	NOUN
issue-589	136	84	of	of	ADP
issue-589	136	85	separate	separate	ADJ
issue-589	136	86	themes	theme	NOUN
issue-589	136	87	on	on	ADP
issue-589	136	88	this	this	DET
issue-589	136	89	subject	subject	NOUN
issue-589	136	90	)	)	PUNCT
issue-589	136	91	;	;	PUNCT
issue-589	136	92	these	these	DET
issue-589	136	93	issues	issue	NOUN
issue-589	136	94	are	be	AUX
issue-589	136	95	especially	especially	ADV
issue-589	136	96	urgent	urgent	ADJ
issue-589	136	97	for	for	ADP
issue-589	136	98	students	student	NOUN
issue-589	136	99	of	of	ADP
issue-589	136	100	non	non	ADJ
issue-589	136	101	-	-	ADJ
issue-589	136	102	economic	economic	ADJ
issue-589	136	103	specialties	specialty	NOUN
issue-589	136	104	;	;	PUNCT
issue-589	136	105	4	4	X
issue-589	136	106	)	)	PUNCT
issue-589	136	107	involve	involve	VERB
issue-589	136	108	international	international	ADJ
issue-589	136	109	organizations	organization	NOUN
issue-589	136	110	for	for	ADP
issue-589	136	111	projects	project	NOUN
issue-589	136	112	financing	financing	NOUN
issue-589	136	113	to	to	PART
issue-589	136	114	increase	increase	VERB
issue-589	136	115	the	the	DET
issue-589	136	116	financial	financial	ADJ
issue-589	136	117	literacy	literacy	NOUN
issue-589	136	118	of	of	ADP
issue-589	136	119	population	population	NOUN
issue-589	136	120	,	,	PUNCT
issue-589	136	121	spread	spread	VERB
issue-589	136	122	information	information	NOUN
issue-589	136	123	through	through	ADP
issue-589	136	124	heis	heis	PROPN
issue-589	136	125	about	about	ADP
issue-589	136	126	the	the	DET
issue-589	136	127	existence	existence	NOUN
issue-589	136	128	of	of	ADP
issue-589	136	129	such	such	ADJ
issue-589	136	130	opportunities	opportunity	NOUN
issue-589	136	131	;	;	PUNCT
issue-589	136	132	5	5	X
issue-589	136	133	)	)	PUNCT
issue-589	136	134	create	create	VERB
issue-589	136	135	within	within	ADP
issue-589	136	136	the	the	DET
issue-589	136	137	bounds	bound	NOUN
issue-589	136	138	of	of	ADP
issue-589	136	139	state	state	NOUN
issue-589	136	140	authorities	authority	NOUN
issue-589	136	141	,	,	PUNCT
issue-589	136	142	which	which	PRON
issue-589	136	143	regulate	regulate	VERB
issue-589	136	144	the	the	DET
issue-589	136	145	activity	activity	NOUN
issue-589	136	146	of	of	ADP
issue-589	136	147	separate	separate	ADJ
issue-589	136	148	financial	financial	ADJ
issue-589	136	149	intermediaries	intermediary	NOUN
issue-589	136	150	,	,	PUNCT
issue-589	136	151	individual	individual	ADJ
issue-589	136	152	departments	department	NOUN
issue-589	136	153	(	(	PUNCT
issue-589	136	154	for	for	ADP
issue-589	136	155	example	example	NOUN
issue-589	136	156	,	,	PUNCT
issue-589	136	157	in	in	ADP
issue-589	136	158	the	the	DET
issue-589	136	159	usa	usa	PROPN
issue-589	136	160	in	in	ADP
issue-589	136	161	the	the	DET
issue-589	136	162	structure	structure	NOUN
issue-589	136	163	of	of	ADP
issue-589	136	164	the	the	DET
issue-589	136	165	us	us	PROPN
issue-589	136	166	consumer	consumer	NOUN
issue-589	136	167	protection	protection	PROPN
issue-589	136	168	bureau	bureau	PROPN
issue-589	136	169	,	,	PUNCT
issue-589	136	170	the	the	DET
issue-589	136	171	department	department	NOUN
issue-589	136	172	of	of	ADP
issue-589	136	173	consumers	consumer	NOUN
issue-589	136	174	’	’	PART
issue-589	136	175	education	education	NOUN
issue-589	136	176	and	and	CCONJ
issue-589	136	177	interaction	interaction	NOUN
issue-589	136	178	with	with	ADP
issue-589	136	179	them	they	PRON
issue-589	136	180	operates	operate	VERB
issue-589	136	181	)	)	PUNCT
issue-589	136	182	,	,	PUNCT
issue-589	136	183	which	which	PRON
issue-589	136	184	would	would	AUX
issue-589	136	185	be	be	AUX
issue-589	136	186	involved	involve	VERB
issue-589	136	187	in	in	ADP
issue-589	136	188	relevant	relevant	ADJ
issue-589	136	189	problem	problem	NOUN
issue-589	136	190	(	(	PUNCT
issue-589	136	191	latkovska	latkovska	PROPN
issue-589	136	192	,	,	PUNCT
issue-589	136	193	2013	2013	NUM
issue-589	136	194	)	)	PUNCT
issue-589	136	195	.	.	PUNCT
issue-589	137	1	it	it	PRON
issue-589	137	2	is	be	AUX
issue-589	137	3	also	also	ADV
issue-589	137	4	interesting	interesting	ADJ
issue-589	137	5	to	to	PART
issue-589	137	6	note	note	VERB
issue-589	137	7	the	the	DET
issue-589	137	8	experience	experience	NOUN
issue-589	137	9	of	of	ADP
issue-589	137	10	italy	italy	PROPN
issue-589	137	11	in	in	ADP
issue-589	137	12	taking	take	VERB
issue-589	137	13	into	into	ADP
issue-589	137	14	account	account	NOUN
issue-589	137	15	the	the	DET
issue-589	137	16	level	level	NOUN
issue-589	137	17	of	of	ADP
issue-589	137	18	financial	financial	ADJ
issue-589	137	19	literacy	literacy	NOUN
issue-589	137	20	in	in	ADP
issue-589	137	21	the	the	DET
issue-589	137	22	process	process	NOUN
issue-589	137	23	of	of	ADP
issue-589	137	24	providing	provide	VERB
issue-589	137	25	financial	financial	ADJ
issue-589	137	26	services	service	NOUN
issue-589	137	27	.	.	PUNCT
issue-589	138	1	the	the	DET
issue-589	138	2	client	client	NOUN
issue-589	138	3	,	,	PUNCT
issue-589	138	4	coming	come	VERB
issue-589	138	5	to	to	ADP
issue-589	138	6	the	the	DET
issue-589	138	7	bank	bank	NOUN
issue-589	138	8	,	,	PUNCT
issue-589	138	9	is	be	AUX
issue-589	138	10	required	require	VERB
issue-589	138	11	to	to	PART
issue-589	138	12	complete	complete	VERB
issue-589	138	13	a	a	DET
issue-589	138	14	questionnaire	questionnaire	NOUN
issue-589	138	15	which	which	PRON
issue-589	138	16	determines	determine	VERB
issue-589	138	17	its	its	PRON
issue-589	138	18	level	level	NOUN
issue-589	138	19	of	of	ADP
issue-589	138	20	financial	financial	ADJ
issue-589	138	21	literacy	literacy	NOUN
issue-589	138	22	.	.	PUNCT
issue-589	139	1	and	and	CCONJ
issue-589	139	2	the	the	DET
issue-589	139	3	bank	bank	NOUN
issue-589	139	4	does	do	AUX
issue-589	139	5	not	not	PART
issue-589	139	6	have	have	VERB
issue-589	139	7	the	the	DET
issue-589	139	8	right	right	NOUN
issue-589	139	9	to	to	PART
issue-589	139	10	provide	provide	VERB
issue-589	139	11	him	he	PRON
issue-589	139	12	with	with	ADP
issue-589	139	13	a	a	DET
issue-589	139	14	service	service	NOUN
issue-589	139	15	that	that	PRON
issue-589	139	16	is	be	AUX
issue-589	139	17	more	more	ADV
issue-589	139	18	complex	complex	ADJ
issue-589	139	19	in	in	ADP
issue-589	139	20	its	its	PRON
issue-589	139	21	content	content	NOUN
issue-589	139	22	than	than	ADP
issue-589	139	23	the	the	DET
issue-589	139	24	level	level	NOUN
issue-589	139	25	of	of	ADP
issue-589	139	26	literacy	literacy	NOUN
issue-589	139	27	of	of	ADP
issue-589	139	28	the	the	DET
issue-589	139	29	client	client	NOUN
issue-589	139	30	.	.	PUNCT
issue-589	140	1	otherwise	otherwise	ADV
issue-589	140	2	,	,	PUNCT
issue-589	140	3	in	in	ADP
issue-589	140	4	the	the	DET
issue-589	140	5	case	case	NOUN
issue-589	140	6	of	of	ADP
issue-589	140	7	a	a	DET
issue-589	140	8	controversial	controversial	ADJ
issue-589	140	9	situation	situation	NOUN
issue-589	140	10	,	,	PUNCT
issue-589	140	11	the	the	DET
issue-589	140	12	court	court	NOUN
issue-589	140	13	will	will	AUX
issue-589	140	14	be	be	AUX
issue-589	140	15	uniquely	uniquely	ADV
issue-589	140	16	on	on	ADP
issue-589	140	17	the	the	DET
issue-589	140	18	client	client	NOUN
issue-589	140	19	side	side	NOUN
issue-589	140	20	.	.	PUNCT
issue-589	141	1	today	today	NOUN
issue-589	141	2	,	,	PUNCT
issue-589	141	3	it	it	PRON
issue-589	141	4	would	would	AUX
issue-589	141	5	be	be	AUX
issue-589	141	6	possible	possible	ADJ
issue-589	141	7	to	to	PART
issue-589	141	8	adapt	adapt	VERB
issue-589	141	9	the	the	DET
issue-589	141	10	existing	exist	VERB
issue-589	141	11	experience	experience	NOUN
issue-589	141	12	to	to	ADP
issue-589	141	13	the	the	DET
issue-589	141	14	ukrainian	ukrainian	ADJ
issue-589	141	15	conditions	condition	NOUN
issue-589	141	16	(	(	PUNCT
issue-589	141	17	skapenker	skapenker	NOUN
issue-589	141	18	,	,	PUNCT
issue-589	141	19	2013	2013	NUM
issue-589	141	20	)	)	PUNCT
issue-589	141	21	.	.	PUNCT
issue-589	142	1	increasing	increase	VERB
issue-589	142	2	the	the	DET
issue-589	142	3	level	level	NOUN
issue-589	142	4	of	of	ADP
issue-589	142	5	financial	financial	ADJ
issue-589	142	6	awareness	awareness	NOUN
issue-589	142	7	of	of	ADP
issue-589	142	8	the	the	DET
issue-589	142	9	population	population	NOUN
issue-589	142	10	contributes	contribute	VERB
issue-589	142	11	to	to	ADP
issue-589	142	12	increasing	increase	VERB
issue-589	142	13	the	the	DET
issue-589	142	14	resilience	resilience	NOUN
issue-589	142	15	of	of	ADP
issue-589	142	16	financial	financial	ADJ
issue-589	142	17	institutions	institution	NOUN
issue-589	142	18	,	,	PUNCT
issue-589	142	19	normalizing	normalize	VERB
issue-589	142	20	relations	relation	NOUN
issue-589	142	21	between	between	ADP
issue-589	142	22	the	the	DET
issue-589	142	23	participants	participant	NOUN
issue-589	142	24	in	in	ADP
issue-589	142	25	the	the	DET
issue-589	142	26	financial	financial	ADJ
issue-589	142	27	services	service	NOUN
issue-589	142	28	market	market	NOUN
issue-589	142	29	,	,	PUNCT
issue-589	142	30	gradually	gradually	ADV
issue-589	142	31	increasing	increase	VERB
issue-589	142	32	the	the	DET
issue-589	142	33	level	level	NOUN
issue-589	142	34	of	of	ADP
issue-589	142	35	trust	trust	NOUN
issue-589	142	36	between	between	ADP
issue-589	142	37	them	they	PRON
issue-589	142	38	.	.	PUNCT
issue-589	143	1	the	the	DET
issue-589	143	2	outline	outline	NOUN
issue-589	143	3	only	only	ADV
issue-589	143	4	confirms	confirm	VERB
issue-589	143	5	the	the	DET
issue-589	143	6	importance	importance	NOUN
issue-589	143	7	of	of	ADP
issue-589	143	8	implementing	implement	VERB
issue-589	143	9	measures	measure	NOUN
issue-589	143	10	to	to	PART
issue-589	143	11	change	change	VERB
issue-589	143	12	the	the	DET
issue-589	143	13	current	current	ADJ
issue-589	143	14	situation	situation	NOUN
issue-589	143	15	in	in	ADP
issue-589	143	16	this	this	DET
issue-589	143	17	area	area	NOUN
issue-589	143	18	.	.	PUNCT
issue-589	144	1	3	3	X
issue-589	144	2	.	.	X
issue-589	144	3	reform	reform	NOUN
issue-589	144	4	systems	system	NOUN
issue-589	144	5	of	of	ADP
issue-589	144	6	state	state	NOUN
issue-589	144	7	regulation	regulation	NOUN
issue-589	144	8	of	of	ADP
issue-589	144	9	the	the	DET
issue-589	144	10	financial	financial	ADJ
issue-589	144	11	intermediaries	intermediary	NOUN
issue-589	144	12	’	'	PUNCT
issue-589	144	13	activities	activity	NOUN
issue-589	144	14	development	development	NOUN
issue-589	144	15	of	of	ADP
issue-589	144	16	the	the	DET
issue-589	144	17	financial	financial	ADJ
issue-589	144	18	services	service	NOUN
issue-589	144	19	market	market	NOUN
issue-589	144	20	is	be	AUX
issue-589	144	21	impossible	impossible	ADJ
issue-589	144	22	without	without	ADP
issue-589	144	23	the	the	DET
issue-589	144	24	existence	existence	NOUN
issue-589	144	25	of	of	ADP
issue-589	144	26	reliable	reliable	ADJ
issue-589	144	27	state	state	NOUN
issue-589	144	28	regulation	regulation	NOUN
issue-589	144	29	of	of	ADP
issue-589	144	30	its	its	PRON
issue-589	144	31	functioning	functioning	NOUN
issue-589	144	32	.	.	PUNCT
issue-589	145	1	in	in	ADP
issue-589	145	2	ukraine	ukraine	PROPN
issue-589	145	3	,	,	PUNCT
issue-589	145	4	an	an	DET
issue-589	145	5	inefficient	inefficient	ADJ
issue-589	145	6	system	system	NOUN
issue-589	145	7	of	of	ADP
issue-589	145	8	such	such	ADJ
issue-589	145	9	regulation	regulation	NOUN
issue-589	145	10	was	be	AUX
issue-589	145	11	formed	form	VERB
issue-589	145	12	in	in	ADP
issue-589	145	13	which	which	PRON
issue-589	145	14	the	the	DET
issue-589	145	15	nbu	nbu	NOUN
issue-589	145	16	implements	implement	VERB
issue-589	145	17	the	the	DET
issue-589	145	18	most	most	ADV
issue-589	145	19	important	important	ADJ
issue-589	145	20	functions	function	NOUN
issue-589	145	21	in	in	ADP
issue-589	145	22	the	the	DET
issue-589	145	23	baltic	baltic	ADJ
issue-589	145	24	journal	journal	PROPN
issue-589	145	25	of	of	ADP
issue-589	145	26	economic	economic	ADJ
issue-589	145	27	studies	study	NOUN
issue-589	145	28	417	417	NUM
issue-589	145	29	vol	vol	NOUN
issue-589	145	30	.	.	PUNCT
issue-589	146	1	4	4	NUM
issue-589	146	2	,	,	PUNCT
issue-589	146	3	no	no	INTJ
issue-589	146	4	.	.	NOUN
issue-589	146	5	5	5	NUM
issue-589	146	6	,	,	PUNCT
issue-589	146	7	2018	2018	NUM
issue-589	146	8	activities	activity	NOUN
issue-589	146	9	of	of	ADP
issue-589	146	10	banking	banking	NOUN
issue-589	146	11	institutions	institution	NOUN
issue-589	146	12	,	,	PUNCT
issue-589	146	13	which	which	PRON
issue-589	146	14	are	be	AUX
issue-589	146	15	the	the	DET
issue-589	146	16	largest	large	ADJ
issue-589	146	17	financial	financial	ADJ
issue-589	146	18	intermediaries	intermediary	NOUN
issue-589	146	19	in	in	ADP
issue-589	146	20	ukraine	ukraine	NOUN
issue-589	146	21	,	,	PUNCT
issue-589	146	22	and	and	CCONJ
issue-589	146	23	national	national	ADJ
issue-589	146	24	financial	financial	PROPN
issue-589	146	25	services	services	PROPN
issue-589	146	26	commission	commission	PROPN
issue-589	146	27	and	and	CCONJ
issue-589	146	28	national	national	ADJ
issue-589	146	29	securities	securities	PROPN
issue-589	146	30	and	and	CCONJ
issue-589	146	31	stock	stock	NOUN
issue-589	146	32	market	market	NOUN
issue-589	146	33	commission	commission	PROPN
issue-589	146	34	supervise	supervise	VERB
issue-589	146	35	the	the	DET
issue-589	146	36	rest	rest	NOUN
issue-589	146	37	of	of	ADP
issue-589	146	38	financial	financial	ADJ
issue-589	146	39	institutions	institution	NOUN
issue-589	146	40	.	.	PUNCT
issue-589	147	1	however	however	ADV
issue-589	147	2	,	,	PUNCT
issue-589	147	3	in	in	ADP
issue-589	147	4	addition	addition	NOUN
issue-589	147	5	to	to	ADP
issue-589	147	6	the	the	DET
issue-589	147	7	nbu	nbu	NOUN
issue-589	147	8	,	,	PUNCT
issue-589	147	9	financial	financial	ADJ
issue-589	147	10	and	and	CCONJ
issue-589	147	11	institutional	institutional	ADJ
issue-589	147	12	capacity	capacity	NOUN
issue-589	147	13	of	of	ADP
issue-589	147	14	other	other	ADJ
issue-589	147	15	state	state	NOUN
issue-589	147	16	bodies	body	NOUN
issue-589	147	17	is	be	AUX
issue-589	147	18	limited	limit	VERB
issue-589	147	19	,	,	PUNCT
issue-589	147	20	which	which	PRON
issue-589	147	21	also	also	ADV
issue-589	147	22	affects	affect	VERB
issue-589	147	23	the	the	DET
issue-589	147	24	quality	quality	NOUN
issue-589	147	25	of	of	ADP
issue-589	147	26	state	state	NOUN
issue-589	147	27	regulation	regulation	NOUN
issue-589	147	28	.	.	PUNCT
issue-589	148	1	the	the	DET
issue-589	148	2	national	national	ADJ
issue-589	148	3	financial	financial	PROPN
issue-589	148	4	services	services	PROPN
issue-589	148	5	commission	commission	NOUN
issue-589	148	6	does	do	AUX
issue-589	148	7	not	not	PART
issue-589	148	8	have	have	VERB
issue-589	148	9	a	a	DET
issue-589	148	10	real	real	ADJ
issue-589	148	11	opportunity	opportunity	NOUN
issue-589	148	12	to	to	PART
issue-589	148	13	clear	clear	VERB
issue-589	148	14	the	the	DET
issue-589	148	15	market	market	NOUN
issue-589	148	16	of	of	ADP
issue-589	148	17	insurance	insurance	NOUN
issue-589	148	18	services	service	NOUN
issue-589	148	19	from	from	ADP
issue-589	148	20	nominally	nominally	ADV
issue-589	148	21	existing	exist	VERB
issue-589	148	22	insurers	insurer	NOUN
issue-589	148	23	,	,	PUNCT
issue-589	148	24	as	as	SCONJ
issue-589	148	25	the	the	DET
issue-589	148	26	funds	fund	NOUN
issue-589	148	27	of	of	ADP
issue-589	148	28	clients	client	NOUN
issue-589	148	29	in	in	ADP
issue-589	148	30	such	such	ADJ
issue-589	148	31	institutions	institution	NOUN
issue-589	148	32	will	will	AUX
issue-589	148	33	be	be	AUX
issue-589	148	34	lost	lose	VERB
issue-589	148	35	.	.	PUNCT
issue-589	149	1	it	it	PRON
issue-589	149	2	is	be	AUX
issue-589	149	3	also	also	ADV
issue-589	149	4	not	not	PART
issue-589	149	5	possible	possible	ADJ
issue-589	149	6	to	to	PART
issue-589	149	7	compensate	compensate	VERB
issue-589	149	8	these	these	DET
issue-589	149	9	clients	client	NOUN
issue-589	149	10	’	'	PUNCT
issue-589	149	11	resources	resource	NOUN
issue-589	149	12	,	,	PUNCT
issue-589	149	13	as	as	SCONJ
issue-589	149	14	implemented	implement	VERB
issue-589	149	15	by	by	ADP
issue-589	149	16	the	the	DET
issue-589	149	17	nbu	nbu	NOUN
issue-589	149	18	in	in	ADP
issue-589	149	19	cooperation	cooperation	NOUN
issue-589	149	20	with	with	ADP
issue-589	149	21	the	the	DET
issue-589	149	22	individual	individual	ADJ
issue-589	149	23	deposit	deposit	NOUN
issue-589	149	24	guarantee	guarantee	NOUN
issue-589	149	25	fund	fund	PROPN
issue-589	149	26	.	.	PUNCT
issue-589	150	1	guarantee	guarantee	NOUN
issue-589	150	2	mechanisms	mechanism	NOUN
issue-589	150	3	in	in	ADP
issue-589	150	4	ukraine	ukraine	NOUN
issue-589	150	5	in	in	ADP
issue-589	150	6	the	the	DET
issue-589	150	7	insurance	insurance	NOUN
issue-589	150	8	services	service	NOUN
issue-589	150	9	market	market	NOUN
issue-589	150	10	have	have	AUX
issue-589	150	11	not	not	PART
issue-589	150	12	been	be	AUX
issue-589	150	13	created	create	VERB
issue-589	150	14	.	.	PUNCT
issue-589	151	1	the	the	DET
issue-589	151	2	outlined	outlined	NOUN
issue-589	151	3	shows	show	VERB
issue-589	151	4	that	that	SCONJ
issue-589	151	5	in	in	ADP
issue-589	151	6	this	this	DET
issue-589	151	7	area	area	NOUN
issue-589	151	8	it	it	PRON
issue-589	151	9	is	be	AUX
issue-589	151	10	necessary	necessary	ADJ
issue-589	151	11	to	to	PART
issue-589	151	12	:	:	PUNCT
issue-589	151	13	1	1	X
issue-589	151	14	)	)	PUNCT
issue-589	151	15	transform	transform	VERB
issue-589	151	16	the	the	DET
issue-589	151	17	system	system	NOUN
issue-589	151	18	of	of	ADP
issue-589	151	19	state	state	NOUN
issue-589	151	20	regulation	regulation	NOUN
issue-589	151	21	in	in	ADP
issue-589	151	22	the	the	DET
issue-589	151	23	sphere	sphere	NOUN
issue-589	151	24	of	of	ADP
issue-589	151	25	financial	financial	ADJ
issue-589	151	26	intermediaries	intermediary	NOUN
issue-589	151	27	functioning	function	VERB
issue-589	151	28	by	by	ADP
issue-589	151	29	means	mean	NOUN
issue-589	151	30	of	of	ADP
issue-589	151	31	either	either	CCONJ
issue-589	151	32	the	the	DET
issue-589	151	33	creation	creation	NOUN
issue-589	151	34	on	on	ADP
issue-589	151	35	the	the	DET
issue-589	151	36	basis	basis	NOUN
issue-589	151	37	of	of	ADP
issue-589	151	38	the	the	DET
issue-589	151	39	nbu	nbu	NOUN
issue-589	151	40	of	of	ADP
issue-589	151	41	a	a	DET
issue-589	151	42	single	single	ADJ
issue-589	151	43	mega	mega	ADJ
issue-589	151	44	regulator	regulator	NOUN
issue-589	151	45	,	,	PUNCT
issue-589	151	46	as	as	SCONJ
issue-589	151	47	it	it	PRON
issue-589	151	48	has	have	AUX
issue-589	151	49	already	already	ADV
issue-589	151	50	been	be	AUX
issue-589	151	51	established	establish	VERB
issue-589	151	52	by	by	ADP
issue-589	151	53	the	the	DET
issue-589	151	54	countries	country	NOUN
issue-589	151	55	of	of	ADP
issue-589	151	56	the	the	DET
issue-589	151	57	former	former	ADJ
issue-589	151	58	soviet	soviet	PROPN
issue-589	151	59	union	union	PROPN
issue-589	151	60	(	(	PUNCT
issue-589	151	61	russia	russia	PROPN
issue-589	151	62	,	,	PUNCT
issue-589	151	63	kazakhstan	kazakhstan	PROPN
issue-589	151	64	)	)	PUNCT
issue-589	151	65	,	,	PUNCT
issue-589	151	66	or	or	CCONJ
issue-589	151	67	to	to	PART
issue-589	151	68	consider	consider	VERB
issue-589	151	69	the	the	DET
issue-589	151	70	concept	concept	NOUN
issue-589	151	71	of	of	ADP
issue-589	151	72	constructing	construct	VERB
issue-589	151	73	another	another	PRON
issue-589	151	74	,	,	PUNCT
issue-589	151	75	more	more	ADV
issue-589	151	76	adapted	adapt	VERB
issue-589	151	77	to	to	ADP
issue-589	151	78	current	current	ADJ
issue-589	151	79	realities	reality	NOUN
issue-589	151	80	of	of	ADP
issue-589	151	81	the	the	DET
issue-589	151	82	system	system	NOUN
issue-589	151	83	of	of	ADP
issue-589	151	84	supervision	supervision	NOUN
issue-589	151	85	over	over	ADP
issue-589	151	86	the	the	DET
issue-589	151	87	activities	activity	NOUN
issue-589	151	88	of	of	ADP
issue-589	151	89	such	such	ADJ
issue-589	151	90	institutions	institution	NOUN
issue-589	151	91	(	(	PUNCT
issue-589	151	92	model	model	NOUN
issue-589	151	93	twin	twin	ADJ
issue-589	151	94	peaks	peak	NOUN
issue-589	151	95	becomes	become	VERB
issue-589	151	96	the	the	DET
issue-589	151	97	most	most	ADV
issue-589	151	98	popular	popular	ADJ
issue-589	151	99	among	among	ADP
issue-589	151	100	developed	develop	VERB
issue-589	151	101	countries	country	NOUN
issue-589	151	102	)	)	PUNCT
issue-589	151	103	;	;	PUNCT
issue-589	151	104	2	2	X
issue-589	151	105	)	)	PUNCT
issue-589	151	106	increase	increase	VERB
issue-589	151	107	the	the	DET
issue-589	151	108	role	role	NOUN
issue-589	151	109	of	of	ADP
issue-589	151	110	the	the	DET
issue-589	151	111	state	state	NOUN
issue-589	151	112	in	in	ADP
issue-589	151	113	protecting	protect	VERB
issue-589	151	114	the	the	DET
issue-589	151	115	rights	right	NOUN
issue-589	151	116	of	of	ADP
issue-589	151	117	financial	financial	ADJ
issue-589	151	118	services	service	NOUN
issue-589	151	119	consumers	consumer	NOUN
issue-589	151	120	,	,	PUNCT
issue-589	151	121	effectively	effectively	ADV
issue-589	151	122	create	create	VERB
issue-589	151	123	and	and	CCONJ
issue-589	151	124	organize	organize	VERB
issue-589	151	125	efficient	efficient	ADJ
issue-589	151	126	activities	activity	NOUN
issue-589	151	127	of	of	ADP
issue-589	151	128	the	the	DET
issue-589	151	129	financial	financial	ADJ
issue-589	151	130	ombudsman	ombudsman	NOUN
issue-589	151	131	;	;	PUNCT
issue-589	151	132	3	3	X
issue-589	151	133	)	)	PUNCT
issue-589	151	134	increase	increase	VERB
issue-589	151	135	the	the	DET
issue-589	151	136	level	level	NOUN
issue-589	151	137	of	of	ADP
issue-589	151	138	responsibility	responsibility	NOUN
issue-589	151	139	of	of	ADP
issue-589	151	140	executive	executive	ADJ
issue-589	151	141	authorities	authority	NOUN
issue-589	151	142	for	for	ADP
issue-589	151	143	making	make	VERB
issue-589	151	144	decisions	decision	NOUN
issue-589	151	145	in	in	ADP
issue-589	151	146	the	the	DET
issue-589	151	147	sphere	sphere	NOUN
issue-589	151	148	of	of	ADP
issue-589	151	149	reforming	reform	VERB
issue-589	151	150	of	of	ADP
issue-589	151	151	the	the	DET
issue-589	151	152	financial	financial	ADJ
issue-589	151	153	services	service	NOUN
issue-589	151	154	markets	market	NOUN
issue-589	151	155	;	;	PUNCT
issue-589	151	156	4	4	X
issue-589	151	157	)	)	PUNCT
issue-589	151	158	promote	promote	VERB
issue-589	151	159	the	the	DET
issue-589	151	160	introduction	introduction	NOUN
issue-589	151	161	of	of	ADP
issue-589	151	162	new	new	ADJ
issue-589	151	163	information	information	NOUN
issue-589	151	164	technologies	technology	NOUN
issue-589	151	165	for	for	ADP
issue-589	151	166	processing	process	VERB
issue-589	151	167	the	the	DET
issue-589	151	168	data	datum	NOUN
issue-589	151	169	on	on	ADP
issue-589	151	170	the	the	DET
issue-589	151	171	financial	financial	ADJ
issue-589	151	172	activities	activity	NOUN
issue-589	151	173	of	of	ADP
issue-589	151	174	insurers	insurer	NOUN
issue-589	151	175	;	;	PUNCT
issue-589	151	176	5	5	X
issue-589	151	177	)	)	PUNCT
issue-589	151	178	change	change	VERB
issue-589	151	179	the	the	DET
issue-589	151	180	system	system	NOUN
issue-589	151	181	for	for	ADP
issue-589	151	182	collecting	collect	VERB
issue-589	151	183	information	information	NOUN
issue-589	151	184	on	on	ADP
issue-589	151	185	financial	financial	ADJ
issue-589	151	186	intermediaries	intermediary	NOUN
issue-589	151	187	,	,	PUNCT
issue-589	151	188	to	to	PART
issue-589	151	189	expand	expand	VERB
issue-589	151	190	it	it	PRON
issue-589	151	191	with	with	ADP
issue-589	151	192	new	new	ADJ
issue-589	151	193	indicators	indicator	NOUN
issue-589	151	194	,	,	PUNCT
issue-589	151	195	criteria	criterion	NOUN
issue-589	151	196	,	,	PUNCT
issue-589	151	197	and	and	CCONJ
issue-589	151	198	mechanisms	mechanism	NOUN
issue-589	151	199	for	for	ADP
issue-589	151	200	the	the	DET
issue-589	151	201	disclosure	disclosure	NOUN
issue-589	151	202	of	of	ADP
issue-589	151	203	such	such	ADJ
issue-589	151	204	data	datum	NOUN
issue-589	151	205	.	.	PUNCT
issue-589	152	1	reforming	reform	VERB
issue-589	152	2	the	the	DET
issue-589	152	3	system	system	NOUN
issue-589	152	4	of	of	ADP
issue-589	152	5	state	state	NOUN
issue-589	152	6	regulation	regulation	NOUN
issue-589	152	7	of	of	ADP
issue-589	152	8	the	the	DET
issue-589	152	9	financial	financial	ADJ
issue-589	152	10	services	service	NOUN
issue-589	152	11	markets	market	NOUN
issue-589	152	12	in	in	ADP
issue-589	152	13	ukraine	ukraine	PROPN
issue-589	152	14	is	be	AUX
issue-589	152	15	already	already	ADV
issue-589	152	16	an	an	DET
issue-589	152	17	urgent	urgent	ADJ
issue-589	152	18	problem	problem	NOUN
issue-589	152	19	and	and	CCONJ
issue-589	152	20	needs	need	VERB
issue-589	152	21	to	to	PART
issue-589	152	22	be	be	AUX
issue-589	152	23	addressed	address	VERB
issue-589	152	24	,	,	PUNCT
issue-589	152	25	given	give	VERB
issue-589	152	26	the	the	DET
issue-589	152	27	modern	modern	ADJ
issue-589	152	28	transformations	transformation	NOUN
issue-589	152	29	of	of	ADP
issue-589	152	30	such	such	ADJ
issue-589	152	31	markets	market	NOUN
issue-589	152	32	and	and	CCONJ
issue-589	152	33	the	the	DET
issue-589	152	34	new	new	ADJ
issue-589	152	35	challenges	challenge	NOUN
issue-589	152	36	facing	face	VERB
issue-589	152	37	the	the	DET
issue-589	152	38	regulators	regulator	NOUN
issue-589	152	39	that	that	PRON
issue-589	152	40	they	they	PRON
issue-589	152	41	create	create	VERB
issue-589	152	42	.	.	PUNCT
issue-589	153	1	4	4	X
issue-589	153	2	.	.	X
issue-589	153	3	creation	creation	NOUN
issue-589	153	4	of	of	ADP
issue-589	153	5	a	a	DET
issue-589	153	6	trust	trust	NOUN
issue-589	153	7	infrastructure	infrastructure	NOUN
issue-589	153	8	system	system	NOUN
issue-589	153	9	trust	trust	NOUN
issue-589	153	10	is	be	AUX
issue-589	153	11	a	a	DET
issue-589	153	12	major	major	ADJ
issue-589	153	13	factor	factor	NOUN
issue-589	153	14	in	in	ADP
issue-589	153	15	the	the	DET
issue-589	153	16	development	development	NOUN
issue-589	153	17	of	of	ADP
issue-589	153	18	the	the	DET
issue-589	153	19	financial	financial	ADJ
issue-589	153	20	services	service	NOUN
issue-589	153	21	market	market	NOUN
issue-589	153	22	.	.	PUNCT
issue-589	154	1	in	in	ADP
issue-589	154	2	order	order	NOUN
issue-589	154	3	for	for	SCONJ
issue-589	154	4	such	such	DET
issue-589	154	5	a	a	DET
issue-589	154	6	market	market	NOUN
issue-589	154	7	to	to	PART
issue-589	154	8	develop	develop	VERB
issue-589	154	9	normally	normally	ADV
issue-589	154	10	,	,	PUNCT
issue-589	154	11	formation	formation	NOUN
issue-589	154	12	of	of	ADP
issue-589	154	13	trust	trust	NOUN
issue-589	154	14	becomes	become	VERB
issue-589	154	15	the	the	DET
issue-589	154	16	main	main	ADJ
issue-589	154	17	task	task	NOUN
issue-589	154	18	,	,	PUNCT
issue-589	154	19	without	without	ADP
issue-589	154	20	which	which	PRON
issue-589	154	21	it	it	PRON
issue-589	154	22	is	be	AUX
issue-589	154	23	impossible	impossible	ADJ
issue-589	154	24	to	to	PART
issue-589	154	25	increase	increase	VERB
issue-589	154	26	the	the	DET
issue-589	154	27	efficiency	efficiency	NOUN
issue-589	154	28	of	of	ADP
issue-589	154	29	interaction	interaction	NOUN
issue-589	154	30	between	between	ADP
issue-589	154	31	producers	producer	NOUN
issue-589	154	32	and	and	CCONJ
issue-589	154	33	consumers	consumer	NOUN
issue-589	154	34	of	of	ADP
issue-589	154	35	financial	financial	ADJ
issue-589	154	36	services	service	NOUN
issue-589	154	37	.	.	PUNCT
issue-589	155	1	infrastructure	infrastructure	NOUN
issue-589	155	2	is	be	AUX
issue-589	155	3	a	a	DET
issue-589	155	4	complex	complex	ADJ
issue-589	155	5	,	,	PUNCT
issue-589	155	6	dynamic	dynamic	ADJ
issue-589	155	7	system	system	NOUN
issue-589	155	8	,	,	PUNCT
issue-589	155	9	which	which	DET
issue-589	155	10	elements	element	NOUN
issue-589	155	11	have	have	VERB
issue-589	155	12	a	a	DET
issue-589	155	13	common	common	ADJ
issue-589	155	14	goal	goal	NOUN
issue-589	155	15	of	of	ADP
issue-589	155	16	the	the	DET
issue-589	155	17	activity	activity	NOUN
issue-589	155	18	,	,	PUNCT
issue-589	155	19	which	which	PRON
issue-589	155	20	consists	consist	VERB
issue-589	155	21	in	in	ADP
issue-589	155	22	the	the	DET
issue-589	155	23	formation	formation	NOUN
issue-589	155	24	and	and	CCONJ
issue-589	155	25	implementation	implementation	NOUN
issue-589	155	26	of	of	ADP
issue-589	155	27	measures	measure	NOUN
issue-589	155	28	to	to	PART
issue-589	155	29	create	create	VERB
issue-589	155	30	the	the	DET
issue-589	155	31	preconditions	precondition	NOUN
issue-589	155	32	for	for	ADP
issue-589	155	33	the	the	DET
issue-589	155	34	functioning	functioning	NOUN
issue-589	155	35	of	of	ADP
issue-589	155	36	a	a	DET
issue-589	155	37	particular	particular	ADJ
issue-589	155	38	phenomenon	phenomenon	NOUN
issue-589	155	39	,	,	PUNCT
issue-589	155	40	object	object	NOUN
issue-589	155	41	,	,	PUNCT
issue-589	155	42	process	process	NOUN
issue-589	155	43	,	,	PUNCT
issue-589	155	44	i.e.	i.e.	X
issue-589	155	45	,	,	PUNCT
issue-589	155	46	promoting	promote	VERB
issue-589	155	47	the	the	DET
issue-589	155	48	development	development	NOUN
issue-589	155	49	of	of	ADP
issue-589	155	50	another	another	DET
issue-589	155	51	system	system	NOUN
issue-589	155	52	.	.	PUNCT
issue-589	156	1	thus	thus	ADV
issue-589	156	2	,	,	PUNCT
issue-589	156	3	the	the	DET
issue-589	156	4	infrastructure	infrastructure	NOUN
issue-589	156	5	of	of	ADP
issue-589	156	6	financial	financial	ADJ
issue-589	156	7	trust	trust	NOUN
issue-589	156	8	is	be	AUX
issue-589	156	9	a	a	DET
issue-589	156	10	system	system	NOUN
issue-589	156	11	of	of	ADP
issue-589	156	12	establishments	establishment	NOUN
issue-589	156	13	and	and	CCONJ
issue-589	156	14	institutions	institution	NOUN
issue-589	156	15	with	with	ADP
issue-589	156	16	the	the	DET
issue-589	156	17	same	same	ADJ
issue-589	156	18	goal	goal	NOUN
issue-589	156	19	of	of	ADP
issue-589	156	20	the	the	DET
issue-589	156	21	activity	activity	NOUN
issue-589	156	22	,	,	PUNCT
issue-589	156	23	which	which	PRON
issue-589	156	24	is	be	AUX
issue-589	156	25	to	to	PART
issue-589	156	26	develop	develop	VERB
issue-589	156	27	and	and	CCONJ
issue-589	156	28	implement	implement	VERB
issue-589	156	29	measures	measure	NOUN
issue-589	156	30	to	to	PART
issue-589	156	31	create	create	VERB
issue-589	156	32	the	the	DET
issue-589	156	33	preconditions	precondition	NOUN
issue-589	156	34	for	for	ADP
issue-589	156	35	building	build	VERB
issue-589	156	36	financial	financial	ADJ
issue-589	156	37	trust	trust	NOUN
issue-589	156	38	in	in	ADP
issue-589	156	39	society	society	NOUN
issue-589	156	40	.	.	PUNCT
issue-589	157	1	in	in	ADP
issue-589	157	2	figure	figure	NOUN
issue-589	157	3	2	2	NUM
issue-589	157	4	,	,	PUNCT
issue-589	157	5	the	the	DET
issue-589	157	6	system	system	NOUN
issue-589	157	7	of	of	ADP
issue-589	157	8	financial	financial	ADJ
issue-589	157	9	trust	trust	NOUN
issue-589	157	10	infrastructure	infrastructure	NOUN
issue-589	157	11	is	be	AUX
issue-589	157	12	illustrated	illustrate	VERB
issue-589	157	13	.	.	PUNCT
issue-589	158	1	thus	thus	ADV
issue-589	158	2	,	,	PUNCT
issue-589	158	3	within	within	ADP
issue-589	158	4	its	its	PRON
issue-589	158	5	boundaries	boundary	NOUN
issue-589	158	6	,	,	PUNCT
issue-589	158	7	it	it	PRON
issue-589	158	8	is	be	AUX
issue-589	158	9	possible	possible	ADJ
issue-589	158	10	to	to	PART
issue-589	158	11	identify	identify	VERB
issue-589	158	12	common	common	ADJ
issue-589	158	13	elements	element	NOUN
issue-589	158	14	that	that	PRON
issue-589	158	15	increase	increase	VERB
issue-589	158	16	the	the	DET
issue-589	158	17	efficiency	efficiency	NOUN
issue-589	158	18	of	of	ADP
issue-589	158	19	the	the	DET
issue-589	158	20	work	work	NOUN
issue-589	158	21	of	of	ADP
issue-589	158	22	all	all	DET
issue-589	158	23	financial	financial	ADJ
issue-589	158	24	institutions	institution	NOUN
issue-589	158	25	and	and	CCONJ
issue-589	158	26	segmental	segmental	ADJ
issue-589	158	27	organizations	organization	NOUN
issue-589	158	28	that	that	PRON
issue-589	158	29	play	play	VERB
issue-589	158	30	an	an	DET
issue-589	158	31	important	important	ADJ
issue-589	158	32	role	role	NOUN
issue-589	158	33	in	in	ADP
issue-589	158	34	the	the	DET
issue-589	158	35	development	development	NOUN
issue-589	158	36	of	of	ADP
issue-589	158	37	individual	individual	ADJ
issue-589	158	38	components	component	NOUN
issue-589	158	39	of	of	ADP
issue-589	158	40	the	the	DET
issue-589	158	41	financial	financial	ADJ
issue-589	158	42	services	service	NOUN
issue-589	158	43	market	market	NOUN
issue-589	158	44	.	.	PUNCT
issue-589	159	1	the	the	DET
issue-589	159	2	main	main	ADJ
issue-589	159	3	element	element	NOUN
issue-589	159	4	of	of	ADP
issue-589	159	5	the	the	DET
issue-589	159	6	trust	trust	NOUN
issue-589	159	7	infrastructure	infrastructure	NOUN
issue-589	159	8	in	in	ADP
issue-589	159	9	ukraine	ukraine	PROPN
issue-589	159	10	can	can	AUX
issue-589	159	11	be	be	AUX
issue-589	159	12	,	,	PUNCT
issue-589	159	13	for	for	ADP
issue-589	159	14	example	example	NOUN
issue-589	159	15	,	,	PUNCT
issue-589	159	16	the	the	DET
issue-589	159	17	guarantee	guarantee	NOUN
issue-589	159	18	fund	fund	NOUN
issue-589	159	19	for	for	ADP
issue-589	159	20	individuals	individual	NOUN
issue-589	159	21	,	,	PUNCT
issue-589	159	22	which	which	PRON
issue-589	159	23	provides	provide	VERB
issue-589	159	24	guarantees	guarantee	NOUN
issue-589	159	25	of	of	ADP
issue-589	159	26	repayment	repayment	NOUN
issue-589	159	27	in	in	ADP
issue-589	159	28	case	case	NOUN
issue-589	159	29	of	of	ADP
issue-589	159	30	insolvency	insolvency	NOUN
issue-589	159	31	of	of	ADP
issue-589	159	32	the	the	DET
issue-589	159	33	banking	banking	NOUN
issue-589	159	34	institution	institution	NOUN
issue-589	159	35	.	.	PUNCT
issue-589	160	1	however	however	ADV
issue-589	160	2	,	,	PUNCT
issue-589	160	3	in	in	ADP
issue-589	160	4	ukraine	ukraine	NOUN
issue-589	160	5	,	,	PUNCT
issue-589	160	6	in	in	ADP
issue-589	160	7	addition	addition	NOUN
issue-589	160	8	to	to	ADP
issue-589	160	9	this	this	DET
issue-589	160	10	fund	fund	NOUN
issue-589	160	11	,	,	PUNCT
issue-589	160	12	there	there	PRON
issue-589	160	13	are	be	VERB
issue-589	160	14	no	no	DET
issue-589	160	15	more	more	ADJ
issue-589	160	16	guarantee	guarantee	NOUN
issue-589	160	17	mechanisms	mechanism	NOUN
issue-589	160	18	,	,	PUNCT
issue-589	160	19	which	which	PRON
issue-589	160	20	hold	hold	VERB
issue-589	160	21	back	back	ADP
issue-589	160	22	the	the	DET
issue-589	160	23	process	process	NOUN
issue-589	160	24	of	of	ADP
issue-589	160	25	financial	financial	ADJ
issue-589	160	26	trust	trust	NOUN
issue-589	160	27	growth	growth	NOUN
issue-589	160	28	.	.	PUNCT
issue-589	161	1	that	that	PRON
issue-589	161	2	is	be	AUX
issue-589	161	3	why	why	SCONJ
issue-589	161	4	,	,	PUNCT
issue-589	161	5	in	in	ADP
issue-589	161	6	our	our	PRON
issue-589	161	7	opinion	opinion	NOUN
issue-589	161	8	,	,	PUNCT
issue-589	161	9	the	the	DET
issue-589	161	10	following	follow	VERB
issue-589	161	11	should	should	AUX
issue-589	161	12	be	be	AUX
issue-589	161	13	done	do	VERB
issue-589	161	14	:	:	PUNCT
issue-589	161	15	1	1	X
issue-589	161	16	)	)	PUNCT
issue-589	161	17	create	create	VERB
issue-589	161	18	insurance	insurance	NOUN
issue-589	161	19	guarantee	guarantee	NOUN
issue-589	161	20	funds	fund	NOUN
issue-589	161	21	for	for	ADP
issue-589	161	22	clients	client	NOUN
issue-589	161	23	’	'	PUNCT
issue-589	161	24	insurers	insurer	NOUN
issue-589	161	25	of	of	ADP
issue-589	161	26	life	life	NOUN
issue-589	161	27	type	type	NOUN
issue-589	161	28	(	(	PUNCT
issue-589	161	29	on	on	ADP
issue-589	161	30	adoption	adoption	NOUN
issue-589	161	31	of	of	ADP
issue-589	161	32	the	the	DET
issue-589	161	33	draft	draft	NOUN
issue-589	161	34	law	law	NOUN
issue-589	161	35	of	of	ADP
issue-589	161	36	ukraine	ukraine	NOUN
issue-589	161	37	on	on	ADP
issue-589	161	38	the	the	DET
issue-589	161	39	guarantee	guarantee	NOUN
issue-589	161	40	fund	fund	NOUN
issue-589	161	41	for	for	ADP
issue-589	161	42	insurance	insurance	NOUN
issue-589	161	43	payments	payment	NOUN
issue-589	161	44	under	under	ADP
issue-589	161	45	life	life	NOUN
issue-589	161	46	insurance	insurance	NOUN
issue-589	161	47	contracts	contract	NOUN
issue-589	161	48	,	,	PUNCT
issue-589	161	49	2013	2013	NUM
issue-589	161	50	)	)	PUNCT
issue-589	161	51	;	;	PUNCT
issue-589	161	52	2	2	X
issue-589	161	53	)	)	PUNCT
issue-589	161	54	create	create	VERB
issue-589	161	55	mechanisms	mechanism	NOUN
issue-589	161	56	for	for	ADP
issue-589	161	57	guaranteeing	guarantee	VERB
issue-589	161	58	deposits	deposit	NOUN
issue-589	161	59	attracted	attract	VERB
issue-589	161	60	by	by	ADP
issue-589	161	61	credit	credit	NOUN
issue-589	161	62	unions	union	NOUN
issue-589	161	63	(	(	PUNCT
issue-589	161	64	non	non	ADJ
issue-589	161	65	-	-	ADJ
issue-589	161	66	bank	bank	ADJ
issue-589	161	67	financial	financial	ADJ
issue-589	161	68	institutions	institution	NOUN
issue-589	161	69	:	:	PUNCT
issue-589	161	70	assessment	assessment	NOUN
issue-589	161	71	of	of	ADP
issue-589	161	72	their	their	PRON
issue-589	161	73	impact	impact	NOUN
issue-589	161	74	on	on	ADP
issue-589	161	75	the	the	DET
issue-589	161	76	stability	stability	NOUN
issue-589	161	77	of	of	ADP
issue-589	161	78	the	the	DET
issue-589	161	79	financial	financial	ADJ
issue-589	161	80	system	system	NOUN
issue-589	161	81	,	,	PUNCT
issue-589	161	82	2012	2012	NUM
issue-589	161	83	)	)	PUNCT
issue-589	161	84	;	;	PUNCT
issue-589	161	85	3	3	X
issue-589	161	86	)	)	PUNCT
issue-589	161	87	adapt	adapt	VERB
issue-589	161	88	foreign	foreign	ADJ
issue-589	161	89	experience	experience	NOUN
issue-589	161	90	and	and	CCONJ
issue-589	161	91	introduce	introduce	VERB
issue-589	161	92	guarantee	guarantee	NOUN
issue-589	161	93	mechanisms	mechanism	NOUN
issue-589	161	94	for	for	ADP
issue-589	161	95	the	the	DET
issue-589	161	96	repayment	repayment	NOUN
issue-589	161	97	of	of	ADP
issue-589	161	98	non	non	ADJ
issue-589	161	99	-	-	ADJ
issue-589	161	100	state	state	ADJ
issue-589	161	101	pension	pension	NOUN
issue-589	161	102	funds	fund	NOUN
issue-589	161	103	of	of	ADP
issue-589	161	104	clients	client	NOUN
issue-589	161	105	;	;	PUNCT
issue-589	161	106	4	4	X
issue-589	161	107	)	)	PUNCT
issue-589	161	108	consider	consider	VERB
issue-589	161	109	the	the	DET
issue-589	161	110	introduction	introduction	NOUN
issue-589	161	111	of	of	ADP
issue-589	161	112	the	the	DET
issue-589	161	113	above	above	ADJ
issue-589	161	114	mechanisms	mechanism	NOUN
issue-589	161	115	within	within	ADP
issue-589	161	116	the	the	DET
issue-589	161	117	framework	framework	NOUN
issue-589	161	118	of	of	ADP
issue-589	161	119	certain	certain	ADJ
issue-589	161	120	types	type	NOUN
issue-589	161	121	of	of	ADP
issue-589	161	122	services	service	NOUN
issue-589	161	123	of	of	ADP
issue-589	161	124	risk	risk	NOUN
issue-589	161	125	insurance	insurance	NOUN
issue-589	161	126	companies	company	NOUN
issue-589	161	127	(	(	PUNCT
issue-589	161	128	for	for	ADP
issue-589	161	129	example	example	NOUN
issue-589	161	130	,	,	PUNCT
issue-589	161	131	as	as	ADP
issue-589	161	132	civil	civil	ADJ
issue-589	161	133	liability	liability	NOUN
issue-589	161	134	insurance	insurance	NOUN
issue-589	161	135	for	for	ADP
issue-589	161	136	land	land	NOUN
issue-589	161	137	vehicle	vehicle	NOUN
issue-589	161	138	owners	owner	NOUN
issue-589	161	139	,	,	PUNCT
issue-589	161	140	which	which	PRON
issue-589	161	141	is	be	AUX
issue-589	161	142	realized	realize	VERB
issue-589	161	143	by	by	ADP
issue-589	161	144	the	the	DET
issue-589	161	145	motor	motor	NOUN
issue-589	161	146	(	(	PUNCT
issue-589	161	147	transport	transport	NOUN
issue-589	161	148	)	)	PUNCT
issue-589	161	149	insurance	insurance	NOUN
issue-589	161	150	bureau	bureau	NOUN
issue-589	161	151	of	of	ADP
issue-589	161	152	ukraine	ukraine	PROPN
issue-589	161	153	(	(	PUNCT
issue-589	161	154	on	on	ADP
issue-589	161	155	mandatory	mandatory	ADJ
issue-589	161	156	civil	civil	ADJ
issue-589	161	157	and	and	CCONJ
issue-589	161	158	legal	legal	ADJ
issue-589	161	159	liability	liability	NOUN
issue-589	161	160	insurance	insurance	NOUN
issue-589	161	161	for	for	ADP
issue-589	161	162	motor	motor	NOUN
issue-589	161	163	vehicles	vehicle	NOUN
issue-589	161	164	owners	owner	NOUN
issue-589	161	165	,	,	PUNCT
issue-589	161	166	2004	2004	NUM
issue-589	161	167	)	)	PUNCT
issue-589	161	168	)	)	PUNCT
issue-589	161	169	;	;	PUNCT
issue-589	161	170	5	5	X
issue-589	161	171	)	)	PUNCT
issue-589	161	172	increase	increase	NOUN
issue-589	161	173	requirements	requirement	NOUN
issue-589	161	174	for	for	ADP
issue-589	161	175	the	the	DET
issue-589	161	176	insurance	insurance	NOUN
issue-589	161	177	intermediaries	intermediary	NOUN
issue-589	161	178	’	'	PUNCT
issue-589	161	179	activities	activity	NOUN
issue-589	161	180	,	,	PUNCT
issue-589	161	181	the	the	DET
issue-589	161	182	effectiveness	effectiveness	NOUN
issue-589	161	183	of	of	ADP
issue-589	161	184	their	their	PRON
issue-589	161	185	work	work	NOUN
issue-589	161	186	,	,	PUNCT
issue-589	161	187	create	create	VERB
issue-589	161	188	an	an	DET
issue-589	161	189	online	online	ADJ
issue-589	161	190	rating	rating	NOUN
issue-589	161	191	system	system	NOUN
issue-589	161	192	for	for	ADP
issue-589	161	193	providing	provide	VERB
issue-589	161	194	their	their	PRON
issue-589	161	195	services	service	NOUN
issue-589	161	196	and	and	CCONJ
issue-589	161	197	develop	develop	VERB
issue-589	161	198	a	a	DET
issue-589	161	199	list	list	NOUN
issue-589	161	200	of	of	ADP
issue-589	161	201	unscrupulous	unscrupulous	ADJ
issue-589	161	202	insurance	insurance	NOUN
issue-589	161	203	intermediaries	intermediary	NOUN
issue-589	161	204	who	who	PRON
issue-589	161	205	take	take	VERB
issue-589	161	206	fraudulent	fraudulent	ADJ
issue-589	161	207	actions	action	NOUN
issue-589	161	208	;	;	PUNCT
issue-589	161	209	6	6	NUM
issue-589	161	210	)	)	PUNCT
issue-589	161	211	in	in	ADP
issue-589	161	212	general	general	ADJ
issue-589	161	213	,	,	PUNCT
issue-589	161	214	develop	develop	VERB
issue-589	161	215	a	a	DET
issue-589	161	216	concept	concept	NOUN
issue-589	161	217	for	for	ADP
issue-589	161	218	building	build	VERB
issue-589	161	219	a	a	DET
issue-589	161	220	trust	trust	NOUN
issue-589	161	221	infrastructure	infrastructure	NOUN
issue-589	161	222	system	system	NOUN
issue-589	161	223	in	in	ADP
issue-589	161	224	the	the	DET
issue-589	161	225	state	state	NOUN
issue-589	161	226	for	for	ADP
issue-589	161	227	the	the	DET
issue-589	161	228	coordinated	coordinated	ADJ
issue-589	161	229	work	work	NOUN
issue-589	161	230	of	of	ADP
issue-589	161	231	all	all	PRON
issue-589	161	232	its	its	PRON
issue-589	161	233	potential	potential	ADJ
issue-589	161	234	participants	participant	NOUN
issue-589	161	235	.	.	PUNCT
issue-589	162	1	thus	thus	ADV
issue-589	162	2	,	,	PUNCT
issue-589	162	3	the	the	DET
issue-589	162	4	introduction	introduction	NOUN
issue-589	162	5	of	of	ADP
issue-589	162	6	these	these	DET
issue-589	162	7	measures	measure	NOUN
issue-589	162	8	for	for	ADP
issue-589	162	9	the	the	DET
issue-589	162	10	financial	financial	ADJ
issue-589	162	11	services	service	NOUN
issue-589	162	12	market	market	NOUN
issue-589	162	13	development	development	NOUN
issue-589	162	14	will	will	AUX
issue-589	162	15	allow	allow	VERB
issue-589	162	16	ukraine	ukraine	NOUN
issue-589	162	17	to	to	PART
issue-589	162	18	create	create	VERB
issue-589	162	19	conditions	condition	NOUN
issue-589	162	20	for	for	ADP
issue-589	162	21	increasing	increase	VERB
issue-589	162	22	the	the	DET
issue-589	162	23	efficiency	efficiency	NOUN
issue-589	162	24	of	of	ADP
issue-589	162	25	financial	financial	ADJ
issue-589	162	26	intermediaries	intermediary	NOUN
issue-589	162	27	,	,	PUNCT
issue-589	162	28	increase	increase	VERB
issue-589	162	29	the	the	DET
issue-589	162	30	financial	financial	ADJ
issue-589	162	31	literacy	literacy	NOUN
issue-589	162	32	of	of	ADP
issue-589	162	33	population	population	NOUN
issue-589	162	34	that	that	SCONJ
issue-589	162	35	in	in	ADP
issue-589	162	36	the	the	DET
issue-589	162	37	complex	complex	NOUN
issue-589	162	38	only	only	ADV
issue-589	162	39	will	will	AUX
issue-589	162	40	promote	promote	VERB
issue-589	162	41	normalization	normalization	NOUN
issue-589	162	42	of	of	ADP
issue-589	162	43	relations	relation	NOUN
issue-589	162	44	between	between	ADP
issue-589	162	45	the	the	DET
issue-589	162	46	main	main	ADJ
issue-589	162	47	participants	participant	NOUN
issue-589	162	48	of	of	ADP
issue-589	162	49	such	such	DET
issue-589	162	50	a	a	DET
issue-589	162	51	market	market	NOUN
issue-589	162	52	.	.	PUNCT
issue-589	163	1	baltic	baltic	PROPN
issue-589	163	2	journal	journal	PROPN
issue-589	163	3	of	of	ADP
issue-589	163	4	economic	economic	ADJ
issue-589	163	5	studies	study	NOUN
issue-589	163	6	418	418	NUM
issue-589	163	7	vol	vol	NOUN
issue-589	163	8	.	.	PROPN
issue-589	164	1	4	4	NUM
issue-589	164	2	,	,	PUNCT
issue-589	164	3	no	no	INTJ
issue-589	164	4	.	.	NOUN
issue-589	164	5	5	5	NUM
issue-589	164	6	,	,	PUNCT
issue-589	164	7	2018	2018	NUM
issue-589	164	8	level	level	NOUN
issue-589	164	9	of	of	ADP
issue-589	164	10	financial	financial	ADJ
issue-589	164	11	trust	trust	NOUN
issue-589	164	12	i	i	PRON
issue-589	165	1	n	n	NOUN
issue-589	165	2	f	f	NOUN
issue-589	165	3	r	r	NOUN
issue-589	165	4	a	a	DET
issue-589	165	5	s	s	NOUN
issue-589	165	6	t	t	NOUN
issue-589	165	7	r	r	NOUN
issue-589	165	8	u	u	NOUN
issue-589	165	9	c	c	NOUN
issue-589	165	10	t	t	NOUN
issue-589	165	11	u	u	NOUN
issue-589	166	1	r	r	NOUN
issue-589	166	2	e	e	NOUN
issue-589	166	3	o	o	X
issue-589	166	4	b	b	X
issue-589	166	5	j	j	PROPN
issue-589	166	6	e	e	X
issue-589	166	7	c	c	PROPN
issue-589	166	8	t	t	PROPN
issue-589	166	9	s	s	PART
issue-589	166	10	favor	favor	NOUN
issue-589	166	11	to	to	PART
issue-589	166	12	increase	increase	VERB
issue-589	166	13	favor	favor	NOUN
issue-589	166	14	to	to	PART
issue-589	166	15	increase	increase	VERB
issue-589	166	16	public	public	ADJ
issue-589	166	17	authorities	authority	NOUN
issue-589	166	18	(	(	PUNCT
issue-589	166	19	verkhovna	verkhovna	VERB
issue-589	166	20	rada	rada	PROPN
issue-589	166	21	of	of	ADP
issue-589	166	22	ukraine	ukraine	PROPN
issue-589	166	23	,	,	PUNCT
issue-589	166	24	cabinet	cabinet	NOUN
issue-589	166	25	of	of	ADP
issue-589	166	26	ministers	minister	NOUN
issue-589	166	27	of	of	ADP
issue-589	166	28	ukraine	ukraine	PROPN
issue-589	166	29	,	,	PUNCT
issue-589	166	30	nbu	nbu	PROPN
issue-589	166	31	,	,	PUNCT
issue-589	166	32	national	national	ADJ
issue-589	166	33	commission	commission	NOUN
issue-589	166	34	for	for	ADP
issue-589	166	35	the	the	DET
issue-589	166	36	regulation	regulation	NOUN
issue-589	166	37	of	of	ADP
issue-589	166	38	financial	financial	ADJ
issue-589	166	39	services	service	NOUN
issue-589	166	40	markets	market	NOUN
issue-589	166	41	,	,	PUNCT
issue-589	166	42	national	national	ADJ
issue-589	166	43	securities	security	NOUN
issue-589	166	44	and	and	CCONJ
issue-589	166	45	stock	stock	NOUN
issue-589	166	46	market	market	NOUN
issue-589	166	47	commission	commission	PROPN
issue-589	166	48	etc	etc	X
issue-589	166	49	.	.	PUNCT
issue-589	166	50	)	)	PUNCT
issue-589	166	51	self	self	NOUN
issue-589	166	52	-	-	PUNCT
issue-589	166	53	regulated	regulate	VERB
issue-589	166	54	of	of	ADP
issue-589	166	55	organization	organization	NOUN
issue-589	166	56	,	,	PUNCT
issue-589	166	57	association	association	NOUN
issue-589	166	58	mass	mass	ADJ
issue-589	166	59	-	-	PUNCT
issue-589	166	60	media	medium	NOUN
issue-589	166	61	specialized	specialize	VERB
issue-589	166	62	mass	mass	ADJ
issue-589	166	63	-	-	PUNCT
issue-589	166	64	media	medium	NOUN
issue-589	166	65	online	online	ADJ
issue-589	166	66	resources	resource	NOUN
issue-589	166	67	in	in	ADP
issue-589	166	68	the	the	DET
issue-589	166	69	field	field	NOUN
issue-589	166	70	of	of	ADP
issue-589	166	71	financial	financial	ADJ
issue-589	166	72	services	service	NOUN
issue-589	166	73	markets	market	VERB
issue-589	166	74	research	research	NOUN
issue-589	166	75	banking	banking	NOUN
issue-589	166	76	institutions	institution	NOUN
issue-589	166	77	stock	stock	NOUN
issue-589	166	78	exchanges	exchange	NOUN
issue-589	166	79	registrators	registrator	NOUN
issue-589	166	80	depositaries	depositary	NOUN
issue-589	166	81	clearing	clearing	NOUN
issue-589	166	82	institutions	institution	NOUN
issue-589	166	83	higher	high	ADJ
issue-589	166	84	education	education	NOUN
issue-589	166	85	institutions	institution	NOUN
issue-589	166	86	scientific	scientific	ADJ
issue-589	166	87	institutions	institution	NOUN
issue-589	166	88	guarantee	guarantee	VERB
issue-589	166	89	fund	fund	NOUN
issue-589	166	90	for	for	ADP
issue-589	166	91	individuals	individual	NOUN
issue-589	166	92	'	'	PART
issue-589	166	93	deposits	deposit	NOUN
issue-589	166	94	guarantee	guarantee	VERB
issue-589	166	95	mechanisms	mechanism	NOUN
issue-589	166	96	in	in	ADP
issue-589	166	97	the	the	DET
issue-589	166	98	insurance	insurance	NOUN
issue-589	166	99	market	market	NOUN
issue-589	166	100	guarantee	guarantee	NOUN
issue-589	166	101	mechanisms	mechanism	NOUN
issue-589	166	102	in	in	ADP
issue-589	166	103	the	the	DET
issue-589	166	104	investment	investment	NOUN
issue-589	166	105	services	service	NOUN
issue-589	166	106	market	market	NOUN
issue-589	166	107	collector	collector	NOUN
issue-589	166	108	companies	company	NOUN
issue-589	166	109	rating	rating	NOUN
issue-589	166	110	agencies	agency	NOUN
issue-589	166	111	credit	credit	NOUN
issue-589	166	112	reference	reference	NOUN
issue-589	166	113	bureau	bureau	NOUN
issue-589	166	114	in	in	ADP
issue-589	166	115	the	the	DET
issue-589	166	116	field	field	NOUN
issue-589	166	117	of	of	ADP
issue-589	166	118	regulatory	regulatory	ADJ
issue-589	166	119	regulation	regulation	NOUN
issue-589	166	120	in	in	ADP
issue-589	166	121	the	the	DET
issue-589	166	122	field	field	NOUN
issue-589	166	123	of	of	ADP
issue-589	166	124	information	information	NOUN
issue-589	166	125	provision	provision	NOUN
issue-589	166	126	in	in	ADP
issue-589	166	127	the	the	DET
issue-589	166	128	field	field	NOUN
issue-589	166	129	of	of	ADP
issue-589	166	130	activities	activity	NOUN
issue-589	166	131	servicing	service	VERB
issue-589	166	132	in	in	ADP
issue-589	166	133	the	the	DET
issue-589	166	134	field	field	NOUN
issue-589	166	135	of	of	ADP
issue-589	166	136	personnel	personnel	NOUN
issue-589	166	137	support	support	NOUN
issue-589	166	138	in	in	ADP
issue-589	166	139	the	the	DET
issue-589	166	140	field	field	NOUN
issue-589	166	141	of	of	ADP
issue-589	166	142	operations	operation	NOUN
issue-589	166	143	guarantee	guarantee	VERB
issue-589	166	144	in	in	ADP
issue-589	166	145	the	the	DET
issue-589	166	146	field	field	NOUN
issue-589	166	147	of	of	ADP
issue-589	166	148	operational	operational	ADJ
issue-589	166	149	activities	activity	NOUN
issue-589	166	150	figure	figure	VERB
issue-589	166	151	2	2	NUM
issue-589	166	152	.	.	PUNCT
issue-589	166	153	classification	classification	NOUN
issue-589	166	154	of	of	ADP
issue-589	166	155	the	the	DET
issue-589	166	156	main	main	ADJ
issue-589	166	157	components	component	NOUN
issue-589	166	158	of	of	ADP
issue-589	166	159	the	the	DET
issue-589	166	160	system	system	NOUN
issue-589	166	161	of	of	ADP
issue-589	166	162	financial	financial	ADJ
issue-589	166	163	trust	trust	PROPN
issue-589	166	164	infrastructure	infrastructure	NOUN
issue-589	166	165	source	source	NOUN
issue-589	166	166	:	:	PUNCT
issue-589	166	167	compiled	compile	VERB
issue-589	166	168	by	by	ADP
issue-589	166	169	the	the	DET
issue-589	166	170	author	author	NOUN
issue-589	166	171	taking	take	VERB
issue-589	166	172	into	into	ADP
issue-589	166	173	consideration	consideration	NOUN
issue-589	166	174	(	(	PUNCT
issue-589	166	175	hrishova	hrishova	ADJ
issue-589	166	176	,	,	PUNCT
issue-589	166	177	dubyna	dubyna	PROPN
issue-589	166	178	,	,	PUNCT
issue-589	166	179	shyshkina	shyshkina	NOUN
issue-589	166	180	,	,	PUNCT
issue-589	166	181	2017	2017	NUM
issue-589	166	182	;	;	PUNCT
issue-589	166	183	prokopenko	prokopenko	NOUN
issue-589	166	184	,	,	PUNCT
issue-589	166	185	dubyna	dubyna	NOUN
issue-589	166	186	,	,	PUNCT
issue-589	166	187	2015	2015	NUM
issue-589	166	188	;	;	PUNCT
issue-589	167	1	chuprykova	chuprykova	PROPN
issue-589	167	2	,	,	PUNCT
issue-589	167	3	2014	2014	NUM
issue-589	167	4	;	;	PUNCT
issue-589	167	5	shkarlet	shkarlet	NOUN
issue-589	167	6	,	,	PUNCT
issue-589	167	7	dubyna	dubyna	NOUN
issue-589	167	8	,	,	PUNCT
issue-589	167	9	tarasenko	tarasenko	ADJ
issue-589	167	10	,	,	PUNCT
issue-589	167	11	2016	2016	NUM
issue-589	167	12	;	;	PUNCT
issue-589	167	13	sho	sho	X
issue-589	167	14	robert	robert	PROPN
issue-589	167	15	,	,	PUNCT
issue-589	167	16	2000	2000	NUM
issue-589	167	17	;	;	PUNCT
issue-589	167	18	thalassinos	thalassino	NOUN
issue-589	167	19	,	,	PUNCT
issue-589	167	20	2008	2008	NUM
issue-589	167	21	;	;	PUNCT
issue-589	167	22	thimann	thimann	PROPN
issue-589	167	23	)	)	PUNCT
issue-589	167	24	5	5	NUM
issue-589	167	25	.	.	PUNCT
issue-589	167	26	findings	finding	NOUN
issue-589	167	27	within	within	ADP
issue-589	167	28	the	the	DET
issue-589	167	29	article	article	NOUN
issue-589	167	30	,	,	PUNCT
issue-589	167	31	directions	direction	NOUN
issue-589	167	32	on	on	ADP
issue-589	167	33	the	the	DET
issue-589	167	34	development	development	NOUN
issue-589	167	35	of	of	ADP
issue-589	167	36	national	national	ADJ
issue-589	167	37	financial	financial	ADJ
issue-589	167	38	services	service	NOUN
issue-589	167	39	markets	market	NOUN
issue-589	167	40	are	be	AUX
issue-589	167	41	substantiated	substantiate	VERB
issue-589	167	42	.	.	PUNCT
issue-589	168	1	a	a	DET
issue-589	168	2	fragmentary	fragmentary	ADJ
issue-589	168	3	analysis	analysis	NOUN
issue-589	168	4	of	of	ADP
issue-589	168	5	the	the	DET
issue-589	168	6	current	current	ADJ
issue-589	168	7	state	state	NOUN
issue-589	168	8	of	of	ADP
issue-589	168	9	the	the	DET
issue-589	168	10	financial	financial	ADJ
issue-589	168	11	intermediaries	intermediary	NOUN
issue-589	168	12	’	'	PUNCT
issue-589	168	13	functioning	function	VERB
issue-589	168	14	in	in	ADP
issue-589	168	15	different	different	ADJ
issue-589	168	16	countries	country	NOUN
issue-589	168	17	has	have	AUX
issue-589	168	18	allowed	allow	VERB
issue-589	168	19	identifying	identify	VERB
issue-589	168	20	areas	area	NOUN
issue-589	168	21	for	for	ADP
issue-589	168	22	their	their	PRON
issue-589	168	23	activities	activity	NOUN
issue-589	168	24	improvement	improvement	NOUN
issue-589	168	25	and	and	CCONJ
issue-589	168	26	,	,	PUNCT
issue-589	168	27	respectively	respectively	ADV
issue-589	168	28	,	,	PUNCT
issue-589	168	29	the	the	DET
issue-589	168	30	financial	financial	ADJ
issue-589	168	31	services	service	NOUN
issue-589	168	32	market	market	NOUN
issue-589	168	33	development	development	NOUN
issue-589	168	34	.	.	PUNCT
issue-589	169	1	the	the	DET
issue-589	169	2	following	follow	VERB
issue-589	169	3	measures	measure	NOUN
issue-589	169	4	were	be	AUX
issue-589	169	5	identified	identify	VERB
issue-589	169	6	as	as	ADP
issue-589	169	7	raising	raise	VERB
issue-589	169	8	the	the	DET
issue-589	169	9	level	level	NOUN
issue-589	169	10	of	of	ADP
issue-589	169	11	financial	financial	ADJ
issue-589	169	12	literacy	literacy	NOUN
issue-589	169	13	in	in	ADP
issue-589	169	14	society	society	NOUN
issue-589	169	15	;	;	PUNCT
issue-589	169	16	increase	increase	VERB
issue-589	169	17	in	in	ADP
issue-589	169	18	the	the	DET
issue-589	169	19	transparency	transparency	NOUN
issue-589	169	20	of	of	ADP
issue-589	169	21	the	the	DET
issue-589	169	22	functioning	functioning	NOUN
issue-589	169	23	of	of	ADP
issue-589	169	24	producers	producer	NOUN
issue-589	169	25	and	and	CCONJ
issue-589	169	26	consumers	consumer	NOUN
issue-589	169	27	of	of	ADP
issue-589	169	28	financial	financial	ADJ
issue-589	169	29	services	service	NOUN
issue-589	169	30	;	;	PUNCT
issue-589	169	31	increase	increase	VERB
issue-589	169	32	in	in	ADP
issue-589	169	33	the	the	DET
issue-589	169	34	stability	stability	NOUN
issue-589	169	35	of	of	ADP
issue-589	169	36	financial	financial	ADJ
issue-589	169	37	institutions	institution	NOUN
issue-589	169	38	;	;	PUNCT
issue-589	169	39	reforming	reform	VERB
issue-589	169	40	the	the	DET
issue-589	169	41	state	state	NOUN
issue-589	169	42	regulation	regulation	NOUN
issue-589	169	43	system	system	NOUN
issue-589	169	44	of	of	ADP
issue-589	169	45	the	the	DET
issue-589	169	46	financial	financial	ADJ
issue-589	169	47	intermediaries	intermediary	NOUN
issue-589	169	48	’	'	PUNCT
issue-589	169	49	activities	activity	NOUN
issue-589	169	50	;	;	PUNCT
issue-589	169	51	formation	formation	NOUN
issue-589	169	52	of	of	ADP
issue-589	169	53	the	the	DET
issue-589	169	54	trust	trust	NOUN
issue-589	169	55	infrastructure	infrastructure	NOUN
issue-589	169	56	system	system	NOUN
issue-589	169	57	.	.	PUNCT
issue-589	170	1	it	it	PRON
issue-589	170	2	is	be	AUX
issue-589	170	3	proved	prove	VERB
issue-589	170	4	within	within	ADP
issue-589	170	5	the	the	DET
issue-589	170	6	article	article	NOUN
issue-589	170	7	that	that	SCONJ
issue-589	170	8	the	the	DET
issue-589	170	9	outlined	outline	VERB
issue-589	170	10	priority	priority	NOUN
issue-589	170	11	measures	measure	NOUN
issue-589	170	12	to	to	PART
issue-589	170	13	improve	improve	VERB
issue-589	170	14	the	the	DET
issue-589	170	15	efficiency	efficiency	NOUN
issue-589	170	16	of	of	ADP
issue-589	170	17	financial	financial	ADJ
issue-589	170	18	services	service	NOUN
issue-589	170	19	markets	market	NOUN
issue-589	170	20	are	be	AUX
issue-589	170	21	relevant	relevant	ADJ
issue-589	170	22	for	for	ADP
issue-589	170	23	all	all	DET
issue-589	170	24	countries	country	NOUN
issue-589	170	25	with	with	ADP
issue-589	170	26	a	a	DET
issue-589	170	27	market	market	NOUN
issue-589	170	28	economy	economy	NOUN
issue-589	170	29	since	since	SCONJ
issue-589	170	30	they	they	PRON
issue-589	170	31	solve	solve	VERB
issue-589	170	32	complex	complex	ADJ
issue-589	170	33	problems	problem	NOUN
issue-589	170	34	of	of	ADP
issue-589	170	35	ensuring	ensure	VERB
issue-589	170	36	,	,	PUNCT
issue-589	170	37	first	first	ADJ
issue-589	170	38	,	,	PUNCT
issue-589	170	39	effective	effective	ADJ
issue-589	170	40	interaction	interaction	NOUN
issue-589	170	41	between	between	ADP
issue-589	170	42	financial	financial	ADJ
issue-589	170	43	institutions	institution	NOUN
issue-589	170	44	and	and	CCONJ
issue-589	170	45	their	their	PRON
issue-589	170	46	clients	client	NOUN
issue-589	170	47	.	.	PUNCT
issue-589	171	1	most	most	ADJ
issue-589	171	2	of	of	ADP
issue-589	171	3	the	the	DET
issue-589	171	4	measures	measure	NOUN
issue-589	171	5	were	be	AUX
issue-589	171	6	determined	determine	VERB
issue-589	171	7	based	base	VERB
issue-589	171	8	on	on	ADP
issue-589	171	9	an	an	DET
issue-589	171	10	analysis	analysis	NOUN
issue-589	171	11	of	of	ADP
issue-589	171	12	the	the	DET
issue-589	171	13	effects	effect	NOUN
issue-589	171	14	of	of	ADP
issue-589	171	15	the	the	DET
issue-589	171	16	financial	financial	ADJ
issue-589	171	17	and	and	CCONJ
issue-589	171	18	economic	economic	ADJ
issue-589	171	19	crisis	crisis	NOUN
issue-589	171	20	of	of	ADP
issue-589	171	21	2007	2007	NUM
issue-589	171	22	-	-	SYM
issue-589	171	23	2008	2008	NUM
issue-589	171	24	on	on	ADP
issue-589	171	25	the	the	DET
issue-589	171	26	individual	individual	ADJ
issue-589	171	27	markets	market	NOUN
issue-589	171	28	baltic	baltic	ADJ
issue-589	171	29	journal	journal	PROPN
issue-589	171	30	of	of	ADP
issue-589	171	31	economic	economic	ADJ
issue-589	171	32	studies	study	NOUN
issue-589	171	33	419	419	NUM
issue-589	171	34	vol	vol	NOUN
issue-589	171	35	.	.	PROPN
issue-589	172	1	4	4	NUM
issue-589	172	2	,	,	PUNCT
issue-589	172	3	no	no	INTJ
issue-589	172	4	.	.	NOUN
issue-589	172	5	5	5	NUM
issue-589	172	6	,	,	PUNCT
issue-589	172	7	2018	2018	NUM
issue-589	172	8	functioning	function	VERB
issue-589	172	9	for	for	ADP
issue-589	172	10	financial	financial	ADJ
issue-589	172	11	services	service	NOUN
issue-589	172	12	and	and	CCONJ
issue-589	172	13	the	the	DET
issue-589	172	14	peculiarities	peculiarity	NOUN
issue-589	172	15	of	of	ADP
issue-589	172	16	fighting	fight	VERB
issue-589	172	17	them	they	PRON
issue-589	172	18	by	by	ADP
issue-589	172	19	governments	government	NOUN
issue-589	172	20	of	of	ADP
issue-589	172	21	different	different	ADJ
issue-589	172	22	countries	country	NOUN
issue-589	172	23	.	.	PUNCT
issue-589	173	1	the	the	DET
issue-589	173	2	article	article	NOUN
issue-589	173	3	is	be	AUX
issue-589	173	4	devoted	devote	VERB
issue-589	173	5	to	to	ADP
issue-589	173	6	the	the	DET
issue-589	173	7	issue	issue	NOUN
issue-589	173	8	of	of	ADP
issue-589	173	9	reforming	reform	VERB
issue-589	173	10	the	the	DET
issue-589	173	11	financial	financial	ADJ
issue-589	173	12	services	service	NOUN
issue-589	173	13	market	market	NOUN
issue-589	173	14	of	of	ADP
issue-589	173	15	ukraine	ukraine	NOUN
issue-589	173	16	,	,	PUNCT
issue-589	173	17	which	which	PRON
issue-589	173	18	for	for	ADP
issue-589	173	19	the	the	DET
issue-589	173	20	last	last	ADJ
issue-589	173	21	ten	ten	NUM
issue-589	173	22	years	year	NOUN
issue-589	173	23	has	have	AUX
issue-589	173	24	been	be	AUX
issue-589	173	25	in	in	ADP
issue-589	173	26	complicated	complicated	ADJ
issue-589	173	27	conditions	condition	NOUN
issue-589	173	28	of	of	ADP
issue-589	173	29	its	its	PRON
issue-589	173	30	own	own	ADJ
issue-589	173	31	functioning	functioning	NOUN
issue-589	173	32	,	,	PUNCT
issue-589	173	33	which	which	PRON
issue-589	173	34	is	be	AUX
issue-589	173	35	conditioned	condition	VERB
issue-589	173	36	by	by	ADP
issue-589	173	37	the	the	DET
issue-589	173	38	influence	influence	NOUN
issue-589	173	39	not	not	PART
issue-589	173	40	only	only	ADV
issue-589	173	41	of	of	ADP
issue-589	173	42	the	the	DET
issue-589	173	43	financial	financial	ADJ
issue-589	173	44	and	and	CCONJ
issue-589	173	45	economic	economic	ADJ
issue-589	173	46	crisis	crisis	NOUN
issue-589	173	47	of	of	ADP
issue-589	173	48	2007	2007	NUM
issue-589	173	49	-	-	SYM
issue-589	173	50	2008	2008	NUM
issue-589	173	51	,	,	PUNCT
issue-589	173	52	which	which	PRON
issue-589	173	53	was	be	AUX
issue-589	173	54	by	by	ADP
issue-589	173	55	its	its	PRON
issue-589	173	56	nature	nature	NOUN
issue-589	173	57	worldwide	worldwide	ADV
issue-589	173	58	,	,	PUNCT
issue-589	173	59	but	but	CCONJ
issue-589	173	60	also	also	ADV
issue-589	173	61	by	by	ADP
issue-589	173	62	the	the	DET
issue-589	173	63	local	local	ADJ
issue-589	173	64	economicpolitical	economicpolitical	ADJ
issue-589	173	65	crisis	crisis	NOUN
issue-589	173	66	of	of	ADP
issue-589	173	67	2013	2013	NUM
issue-589	173	68	-	-	SYM
issue-589	173	69	2014	2014	NUM
issue-589	173	70	,	,	PUNCT
issue-589	173	71	which	which	PRON
issue-589	173	72	affected	affect	VERB
issue-589	173	73	the	the	DET
issue-589	173	74	functioning	functioning	NOUN
issue-589	173	75	of	of	ADP
issue-589	173	76	all	all	DET
issue-589	173	77	types	type	NOUN
issue-589	173	78	of	of	ADP
issue-589	173	79	financial	financial	ADJ
issue-589	173	80	institutions	institution	NOUN
issue-589	173	81	and	and	CCONJ
issue-589	173	82	led	lead	VERB
issue-589	173	83	to	to	ADP
issue-589	173	84	a	a	DET
issue-589	173	85	significant	significant	ADJ
issue-589	173	86	deterioration	deterioration	NOUN
issue-589	173	87	in	in	ADP
issue-589	173	88	the	the	DET
issue-589	173	89	economic	economic	ADJ
issue-589	173	90	situation	situation	NOUN
issue-589	173	91	of	of	ADP
issue-589	173	92	the	the	DET
issue-589	173	93	country	country	NOUN
issue-589	173	94	.	.	PUNCT
issue-589	174	1	6	6	X
issue-589	174	2	.	.	X
issue-589	174	3	conclusions	conclusion	NOUN
issue-589	174	4	further	far	ADV
issue-589	174	5	perspective	perspective	NOUN
issue-589	174	6	directions	direction	NOUN
issue-589	174	7	of	of	ADP
issue-589	174	8	research	research	NOUN
issue-589	174	9	in	in	ADP
issue-589	174	10	the	the	DET
issue-589	174	11	sphere	sphere	NOUN
issue-589	174	12	of	of	ADP
issue-589	174	13	financial	financial	ADJ
issue-589	174	14	services	service	NOUN
issue-589	174	15	markets	market	NOUN
issue-589	174	16	should	should	AUX
issue-589	174	17	include	include	VERB
issue-589	174	18	the	the	DET
issue-589	174	19	need	need	NOUN
issue-589	174	20	for	for	ADP
issue-589	174	21	a	a	DET
issue-589	174	22	deeper	deep	ADJ
issue-589	174	23	study	study	NOUN
issue-589	174	24	of	of	ADP
issue-589	174	25	the	the	DET
issue-589	174	26	peculiarities	peculiarity	NOUN
issue-589	174	27	of	of	ADP
issue-589	174	28	the	the	DET
issue-589	174	29	formation	formation	NOUN
issue-589	174	30	within	within	ADP
issue-589	174	31	the	the	DET
issue-589	174	32	national	national	ADJ
issue-589	174	33	economy	economy	NOUN
issue-589	174	34	of	of	ADP
issue-589	174	35	guarantee	guarantee	NOUN
issue-589	174	36	systems	system	NOUN
issue-589	174	37	for	for	ADP
issue-589	174	38	ensuring	ensure	VERB
issue-589	174	39	the	the	DET
issue-589	174	40	return	return	NOUN
issue-589	174	41	of	of	ADP
issue-589	174	42	funds	fund	NOUN
issue-589	174	43	to	to	ADP
issue-589	174	44	customers	customer	NOUN
issue-589	174	45	in	in	ADP
issue-589	174	46	the	the	DET
issue-589	174	47	event	event	NOUN
issue-589	174	48	of	of	ADP
issue-589	174	49	the	the	DET
issue-589	174	50	insolvency	insolvency	NOUN
issue-589	174	51	of	of	ADP
issue-589	174	52	financial	financial	ADJ
issue-589	174	53	service	service	NOUN
issue-589	174	54	providers	provider	NOUN
issue-589	174	55	.	.	PUNCT
issue-589	175	1	issues	issue	NOUN
issue-589	175	2	of	of	ADP
issue-589	175	3	their	their	PRON
issue-589	175	4	complex	complex	ADJ
issue-589	175	5	study	study	NOUN
issue-589	175	6	and	and	CCONJ
issue-589	175	7	combination	combination	NOUN
issue-589	175	8	in	in	ADP
issue-589	175	9	the	the	DET
issue-589	175	10	unified	unified	ADJ
issue-589	175	11	concept	concept	NOUN
issue-589	175	12	of	of	ADP
issue-589	175	13	the	the	DET
issue-589	175	14	trust	trust	NOUN
issue-589	175	15	infrastructure	infrastructure	NOUN
issue-589	175	16	development	development	NOUN
issue-589	175	17	in	in	ADP
issue-589	175	18	the	the	DET
issue-589	175	19	country	country	NOUN
issue-589	175	20	deserve	deserve	VERB
issue-589	175	21	special	special	ADJ
issue-589	175	22	attention	attention	NOUN
issue-589	175	23	.	.	PUNCT
issue-589	176	1	references	reference	NOUN
issue-589	176	2	:	:	PUNCT
issue-589	176	3	baliev	baliev	NOUN
issue-589	176	4	,	,	PUNCT
issue-589	176	5	v.	v.	PROPN
issue-589	176	6	ye	ye	NOUN
issue-589	176	7	.	.	PUNCT
issue-589	176	8	(	(	PUNCT
issue-589	176	9	2016	2016	NUM
issue-589	176	10	)	)	PUNCT
issue-589	176	11	.	.	PUNCT
issue-589	177	1	struktura	struktura	PROPN
issue-589	177	2	kapitalu	kapitalu	PROPN
issue-589	177	3	strakhovykh	strakhovykh	ADJ
issue-589	177	4	kompanii	kompanii	PROPN
issue-589	177	5	:	:	PUNCT
issue-589	177	6	vitchyzniani	vitchyzniani	NOUN
issue-589	177	7	ta	ta	PART
issue-589	177	8	yevropeiski	yevropeiski	PROPN
issue-589	177	9	vymohy	vymohy	NOUN
issue-589	178	1	[	[	X
issue-589	178	2	sructure	sructure	NOUN
issue-589	178	3	of	of	ADP
issue-589	178	4	the	the	DET
issue-589	178	5	capital	capital	NOUN
issue-589	178	6	insurance	insurance	NOUN
issue-589	178	7	companies	company	NOUN
issue-589	178	8	:	:	PUNCT
issue-589	178	9	domestic	domestic	ADJ
issue-589	178	10	and	and	CCONJ
issue-589	178	11	european	european	ADJ
issue-589	178	12	requirements	requirement	NOUN
issue-589	178	13	]	]	PUNCT
issue-589	178	14	.	.	PUNCT
issue-589	179	1	finansy	finansy	ADJ
issue-589	179	2	,	,	PUNCT
issue-589	179	3	uchet	uchet	NOUN
issue-589	179	4	,	,	PUNCT
issue-589	179	5	banki	banki	NOUN
issue-589	179	6	–	–	PUNCT
issue-589	179	7	finance	finance	NOUN
issue-589	179	8	,	,	PUNCT
issue-589	179	9	accounting	accounting	NOUN
issue-589	179	10	,	,	PUNCT
issue-589	179	11	banks	bank	NOUN
issue-589	179	12	,	,	PUNCT
issue-589	179	13	1	1	NUM
issue-589	179	14	,	,	PUNCT
issue-589	179	15	225	225	NUM
issue-589	179	16	-	-	SYM
issue-589	179	17	234	234	NUM
issue-589	179	18	.	.	PUNCT
issue-589	180	1	retrieved	retrieve	VERB
issue-589	180	2	from	from	ADP
issue-589	180	3	:	:	PUNCT
issue-589	180	4	http://nbuv.gov.ua/ujrn/fub_2016_1_26	http://nbuv.gov.ua/ujrn/fub_2016_1_26	PROPN
issue-589	180	5	hrishova	hrishova	NOUN
issue-589	180	6	,	,	PUNCT
issue-589	180	7	i.	i.	PROPN
issue-589	180	8	yu	yu	PROPN
issue-589	180	9	.	.	PROPN
issue-589	180	10	,	,	PUNCT
issue-589	180	11	dubyna	dubyna	PROPN
issue-589	180	12	,	,	PUNCT
issue-589	180	13	m.	m.	NOUN
issue-589	180	14	v.	v.	PROPN
issue-589	180	15	,	,	PUNCT
issue-589	180	16	shyshkina	shyshkina	PROPN
issue-589	180	17	,	,	PUNCT
issue-589	180	18	o.	o.	PROPN
issue-589	180	19	v.	v.	PROPN
issue-589	180	20	(	(	PUNCT
issue-589	180	21	2017	2017	NUM
issue-589	180	22	)	)	PUNCT
issue-589	180	23	.	.	PUNCT
issue-589	181	1	sutnist	sutnist	NOUN
issue-589	181	2	ta	ta	PART
issue-589	181	3	systema	systema	PROPN
issue-589	181	4	infrastruktury	infrastruktury	PROPN
issue-589	181	5	kredytnoho	kredytnoho	PROPN
issue-589	181	6	rynku	rynku	ADV
issue-589	181	7	ukrainy	ukrainy	ADJ
issue-589	181	8	[	[	X
issue-589	181	9	the	the	DET
issue-589	181	10	essence	essence	NOUN
issue-589	181	11	and	and	CCONJ
issue-589	181	12	system	system	NOUN
issue-589	181	13	of	of	ADP
issue-589	181	14	the	the	DET
issue-589	181	15	credit	credit	NOUN
issue-589	181	16	market	market	NOUN
issue-589	181	17	infrastructure	infrastructure	NOUN
issue-589	181	18	of	of	ADP
issue-589	181	19	ukraine	ukraine	NOUN
issue-589	181	20	]	]	PUNCT
issue-589	181	21	.	.	PUNCT
issue-589	182	1	naukovi	naukovi	PROPN
issue-589	182	2	zapysy	zapysy	PROPN
issue-589	182	3	instytut	instytut	PROPN
issue-589	182	4	zakonodavstva	zakonodavstva	PROPN
issue-589	182	5	verkhovnoi	verkhovnoi	PROPN
issue-589	182	6	rady	rady	PROPN
issue-589	182	7	ukrainy	ukrainy	ADJ
issue-589	182	8	,	,	PUNCT
issue-589	182	9	4	4	NUM
issue-589	182	10	,	,	PUNCT
issue-589	182	11	80	80	NUM
issue-589	182	12	-	-	SYM
issue-589	182	13	86	86	NUM
issue-589	182	14	.	.	PUNCT
issue-589	183	1	(	(	PUNCT
issue-589	183	2	in	in	ADP
issue-589	183	3	ukrainian	ukrainian	ADJ
issue-589	183	4	)	)	PUNCT
issue-589	183	5	kontseptsii	kontseptsii	PROPN
issue-589	183	6	zakhystu	zakhystu	PROPN
issue-589	183	7	prav	prav	PROPN
issue-589	183	8	spozhyvachiv	spozhyvachiv	PROPN
issue-589	183	9	finansovykh	finansovykh	PROPN
issue-589	183	10	posluh	posluh	NOUN
issue-589	183	11	v	v	ADP
issue-589	183	12	ukraini	ukraini	NOUN
issue-589	183	13	[	[	X
issue-589	183	14	the	the	DET
issue-589	183	15	concept	concept	NOUN
issue-589	183	16	of	of	ADP
issue-589	183	17	rights	right	NOUN
issue-589	183	18	protection	protection	NOUN
issue-589	183	19	of	of	ADP
issue-589	183	20	consumers	consumer	NOUN
issue-589	183	21	of	of	ADP
issue-589	183	22	financial	financial	ADJ
issue-589	183	23	services	service	NOUN
issue-589	183	24	in	in	ADP
issue-589	183	25	ukraine	ukraine	NOUN
issue-589	183	26	]	]	PUNCT
issue-589	183	27	.	.	PUNCT
issue-589	184	1	retrieved	retrieve	VERB
issue-589	184	2	from	from	ADP
issue-589	184	3	:	:	PUNCT
issue-589	184	4	http://zakon5.rada.gov.ua/laws/show/1026-2009-%d1%80	http://zakon5.rada.gov.ua/laws/show/1026-2009-%d1%80	NOUN
issue-589	184	5	latkovska	latkovska	NOUN
issue-589	184	6	,	,	PUNCT
issue-589	184	7	t.	t.	NOUN
issue-589	184	8	a.	a.	NOUN
issue-589	184	9	(	(	PUNCT
issue-589	184	10	2013	2013	NUM
issue-589	184	11	)	)	PUNCT
issue-589	184	12	.	.	PUNCT
issue-589	185	1	pidvyshchennia	pidvyshchennia	PROPN
issue-589	185	2	rivnia	rivnia	PROPN
issue-589	185	3	finansovoi	finansovoi	VERB
issue-589	185	4	hramotnosti	hramotnosti	PROPN
issue-589	185	5	ta	ta	PART
issue-589	185	6	finansovoi	finansovoi	VERB
issue-589	185	7	osvity	osvity	NOUN
issue-589	185	8	–	–	PUNCT
issue-589	185	9	vyklyk	vyklyk	NOUN
issue-589	185	10	suchasnosti	suchasnosti	NOUN
issue-589	186	1	[	[	X
issue-589	186	2	increasing	increase	VERB
issue-589	186	3	the	the	DET
issue-589	186	4	level	level	NOUN
issue-589	186	5	of	of	ADP
issue-589	186	6	financial	financial	ADJ
issue-589	186	7	literacy	literacy	NOUN
issue-589	186	8	and	and	CCONJ
issue-589	186	9	financial	financial	ADJ
issue-589	186	10	education	education	NOUN
issue-589	186	11	–	–	PUNCT
issue-589	186	12	the	the	DET
issue-589	186	13	challenge	challenge	NOUN
issue-589	186	14	of	of	ADP
issue-589	186	15	modernity	modernity	NOUN
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issue-589	186	17	.	.	PUNCT
issue-589	187	1	naukovi	naukovi	PROPN
issue-589	187	2	pratsi	pratsi	PROPN
issue-589	187	3	nu	nu	PROPN
issue-589	187	4	oiua	oiua	NOUN
issue-589	187	5	,	,	PUNCT
issue-589	187	6	13	13	NUM
issue-589	187	7	,	,	PUNCT
issue-589	187	8	429	429	NUM
issue-589	187	9	-	-	SYM
issue-589	187	10	436	436	NUM
issue-589	187	11	.	.	PUNCT
issue-589	188	1	(	(	PUNCT
issue-589	188	2	in	in	ADP
issue-589	188	3	ukrainian	ukrainian	ADJ
issue-589	188	4	)	)	PUNCT
issue-589	188	5	pro	pro	X
issue-589	188	6	banky	banky	PROPN
issue-589	188	7	i	i	PROPN
issue-589	188	8	bankivsku	bankivsku	NOUN
issue-589	188	9	diialnist	diialnist	NOUN
issue-589	189	1	[	[	X
issue-589	189	2	on	on	ADP
issue-589	189	3	banks	bank	NOUN
issue-589	189	4	and	and	CCONJ
issue-589	189	5	banking	banking	NOUN
issue-589	189	6	]	]	PUNCT
issue-589	189	7	.	.	PUNCT
issue-589	190	1	№	№	ADJ
issue-589	190	2	2121	2121	NUM
issue-589	190	3	-	-	SYM
issue-589	190	4	iii	iii	NUM
issue-589	190	5	(	(	PUNCT
issue-589	190	6	december	december	PROPN
issue-589	190	7	7	7	NUM
issue-589	190	8	,	,	PUNCT
issue-589	190	9	2000	2000	NUM
issue-589	190	10	)	)	PUNCT
issue-589	190	11	.	.	PUNCT
issue-589	191	1	retrieved	retrieve	VERB
issue-589	191	2	from	from	ADP
issue-589	191	3	:	:	PUNCT
issue-589	191	4	http://zakon5.rada.gov.ua/laws/show/2121-14	http://zakon5.rada.gov.ua/laws/show/2121-14	ADJ
issue-589	191	5	pro	pro	X
issue-589	191	6	oboviazkove	oboviazkove	ADJ
issue-589	191	7	strakhuvannia	strakhuvannia	NOUN
issue-589	191	8	tsyvilno	tsyvilno	PROPN
issue-589	191	9	pravovoi	pravovoi	PROPN
issue-589	191	10	vidpovidalnosti	vidpovidalnosti	ADV
issue-589	191	11	vlasnykiv	vlasnykiv	VERB
issue-589	191	12	nazemnykh	nazemnykh	PROPN
issue-589	191	13	transportnykh	transportnykh	ADJ
issue-589	191	14	zasobiv	zasobiv	PROPN
issue-589	192	1	[	[	X
issue-589	192	2	on	on	ADP
issue-589	192	3	mandatory	mandatory	ADJ
issue-589	192	4	civil	civil	ADJ
issue-589	192	5	and	and	CCONJ
issue-589	192	6	legal	legal	ADJ
issue-589	192	7	liability	liability	NOUN
issue-589	192	8	insurance	insurance	NOUN
issue-589	192	9	for	for	ADP
issue-589	192	10	motor	motor	NOUN
issue-589	192	11	vehicles	vehicle	NOUN
issue-589	192	12	owners	owner	NOUN
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issue-589	192	14	.	.	PUNCT
issue-589	193	1	№	№	ADJ
issue-589	193	2	1961	1961	NUM
issue-589	193	3	-	-	SYM
issue-589	193	4	iv	iv	NUM
issue-589	193	5	(	(	PUNCT
issue-589	193	6	july	july	PROPN
issue-589	193	7	1	1	NUM
issue-589	193	8	,	,	PUNCT
issue-589	193	9	2004	2004	NUM
issue-589	193	10	)	)	PUNCT
issue-589	193	11	.	.	PUNCT
issue-589	194	1	retrieved	retrieve	VERB
issue-589	194	2	from	from	ADP
issue-589	194	3	:	:	PUNCT
issue-589	194	4	http://zakon2.rada.gov.ua/laws/show/1961-15	http://zakon2.rada.gov.ua/laws/show/1961-15	X
issue-589	194	5	pro	pro	X
issue-589	194	6	pryiniattia	pryiniattia	PROPN
issue-589	194	7	za	za	PROPN
issue-589	194	8	osnovu	osnovu	PROPN
issue-589	194	9	proektu	proektu	PROPN
issue-589	194	10	zakonu	zakonu	PROPN
issue-589	194	11	ukrainy	ukrainy	ADJ
issue-589	194	12	pro	pro	X
issue-589	194	13	fond	fond	ADJ
issue-589	194	14	harantuvannia	harantuvannia	PROPN
issue-589	194	15	strakhovykh	strakhovykh	VERB
issue-589	194	16	vyplat	vyplat	NOUN
issue-589	194	17	za	za	PROPN
issue-589	194	18	dohovoramy	dohovoramy	PROPN
issue-589	194	19	strakhuvannia	strakhuvannia	NOUN
issue-589	194	20	zhyttia	zhyttia	PROPN
issue-589	195	1	[	[	X
issue-589	195	2	on	on	ADP
issue-589	195	3	adoption	adoption	NOUN
issue-589	195	4	of	of	ADP
issue-589	195	5	the	the	DET
issue-589	195	6	draft	draft	NOUN
issue-589	195	7	law	law	NOUN
issue-589	195	8	of	of	ADP
issue-589	195	9	ukraine	ukraine	NOUN
issue-589	195	10	on	on	ADP
issue-589	195	11	the	the	DET
issue-589	195	12	guarantee	guarantee	NOUN
issue-589	195	13	fund	fund	NOUN
issue-589	195	14	for	for	ADP
issue-589	195	15	insurance	insurance	NOUN
issue-589	195	16	payments	payment	NOUN
issue-589	195	17	under	under	ADP
issue-589	195	18	life	life	NOUN
issue-589	195	19	insurance	insurance	NOUN
issue-589	195	20	contracts	contract	NOUN
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issue-589	195	22	.	.	PUNCT
issue-589	196	1	№	№	ADJ
issue-589	196	2	632	632	NUM
issue-589	196	3	-	-	PUNCT
issue-589	196	4	vii	vii	PROPN
issue-589	196	5	(	(	PUNCT
issue-589	196	6	october	october	PROPN
issue-589	196	7	8	8	NUM
issue-589	196	8	,	,	PUNCT
issue-589	196	9	2013	2013	NUM
issue-589	196	10	)	)	PUNCT
issue-589	196	11	.	.	PUNCT
issue-589	197	1	retrieved	retrieve	VERB
issue-589	197	2	from	from	ADP
issue-589	197	3	:	:	PUNCT
issue-589	197	4	http://zakon2.rada.gov.ua/laws/	http://zakon2.rada.gov.ua/laws/	PROPN
issue-589	197	5	show/632	show/632	PROPN
issue-589	197	6	-	-	PUNCT
issue-589	197	7	18	18	NUM
issue-589	197	8	pro	pro	X
issue-589	197	9	spozhyvche	spozhyvche	PROPN
issue-589	197	10	kredytuvannia	kredytuvannia	NOUN
issue-589	198	1	[	[	X
issue-589	198	2	about	about	ADP
issue-589	198	3	consumer	consumer	NOUN
issue-589	198	4	lending	lending	NOUN
issue-589	198	5	]	]	PUNCT
issue-589	198	6	.	.	PUNCT
issue-589	199	1	№	№	ADJ
issue-589	199	2	1734	1734	NUM
issue-589	199	3	-	-	PUNCT
issue-589	199	4	viii	viii	NOUN
issue-589	199	5	(	(	PUNCT
issue-589	199	6	november	november	PROPN
issue-589	199	7	15	15	NUM
issue-589	199	8	,	,	PUNCT
issue-589	199	9	2016	2016	NUM
issue-589	199	10	)	)	PUNCT
issue-589	199	11	.	.	PUNCT
issue-589	200	1	retrieved	retrieve	VERB
issue-589	200	2	from	from	ADP
issue-589	200	3	:	:	PUNCT
issue-589	200	4	http://zakon5.rada.gov.ua/laws/show/1734-19	http://zakon5.rada.gov.ua/laws/show/1734-19	X
issue-589	200	5	pro	pro	X
issue-589	200	6	strakhuvannia	strakhuvannia	NOUN
issue-589	201	1	[	[	X
issue-589	201	2	on	on	ADP
issue-589	201	3	insurance	insurance	NOUN
issue-589	201	4	]	]	PUNCT
issue-589	201	5	.	.	PUNCT
issue-589	202	1	№	№	ADJ
issue-589	202	2	85/96	85/96	NUM
issue-589	202	3	-	-	PUNCT
issue-589	202	4	вр	вр	NOUN
issue-589	202	5	(	(	PUNCT
issue-589	202	6	march	march	PROPN
issue-589	202	7	7	7	NUM
issue-589	202	8	,	,	PUNCT
issue-589	202	9	1996	1996	NUM
issue-589	202	10	)	)	PUNCT
issue-589	202	11	.	.	PUNCT
issue-589	203	1	retrieved	retrieve	VERB
issue-589	203	2	from	from	ADP
issue-589	203	3	:	:	PUNCT
issue-589	203	4	http://zakon0.rada.gov.ua/	http://zakon0.rada.gov.ua/	NOUN
issue-589	203	5	laws	law	NOUN
issue-589	203	6	/	/	SYM
issue-589	203	7	show/85/96-%d0%b2%d1%80	show/85/96-%d0%b2%d1%80	NOUN
issue-589	203	8	prokopenko	prokopenko	NOUN
issue-589	203	9	,	,	PUNCT
issue-589	203	10	v.	v.	PROPN
issue-589	203	11	yu	yu	PROPN
issue-589	203	12	.	.	PROPN
issue-589	203	13	,	,	PUNCT
issue-589	203	14	dubyna	dubyna	PROPN
issue-589	203	15	,	,	PUNCT
issue-589	203	16	m.	m.	NOUN
issue-589	203	17	v.	v.	PROPN
issue-589	203	18	(	(	PUNCT
issue-589	203	19	2015	2015	NUM
issue-589	203	20	)	)	PUNCT
issue-589	203	21	.	.	PUNCT
issue-589	204	1	kredytna	kredytna	PROPN
issue-589	204	2	infrastruktura	infrastruktura	NOUN
issue-589	204	3	:	:	PUNCT
issue-589	204	4	osoblyvosti	osoblyvosti	PROPN
issue-589	204	5	vyznachennia	vyznachennia	PROPN
issue-589	204	6	sutnosti	sutnosti	NOUN
issue-589	204	7	katehorii	katehorii	VERB
issue-589	204	8	[	[	X
issue-589	204	9	credit	credit	NOUN
issue-589	204	10	facilities	facility	NOUN
issue-589	204	11	:	:	PUNCT
issue-589	204	12	features	feature	NOUN
issue-589	204	13	of	of	ADP
issue-589	204	14	determining	determine	VERB
issue-589	204	15	the	the	DET
issue-589	204	16	nature	nature	NOUN
issue-589	204	17	of	of	ADP
issue-589	204	18	the	the	DET
issue-589	204	19	category	category	NOUN
issue-589	204	20	]	]	PUNCT
issue-589	204	21	.	.	PUNCT
issue-589	205	1	naukovyi	naukovyi	PROPN
issue-589	205	2	visnyk	visnyk	PROPN
issue-589	205	3	uzhhorodskoho	uzhhorodskoho	PROPN
issue-589	205	4	universytetu	universytetu	PROPN
issue-589	205	5	.	.	PUNCT
issue-589	206	1	seriia	seriia	PROPN
issue-589	206	2	,	,	PUNCT
issue-589	206	3	,	,	PUNCT
issue-589	206	4	ekonomika	ekonomika	X
issue-589	206	5	”	"	PUNCT
issue-589	206	6	,	,	PUNCT
issue-589	206	7	1(45	1(45	NUM
issue-589	206	8	)	)	PUNCT
issue-589	206	9	,	,	PUNCT
issue-589	206	10	209	209	NUM
issue-589	206	11	-	-	SYM
issue-589	206	12	212	212	NUM
issue-589	206	13	.	.	PUNCT
issue-589	207	1	(	(	PUNCT
issue-589	207	2	in	in	ADP
issue-589	207	3	ukrainian	ukrainian	ADJ
issue-589	207	4	)	)	PUNCT
issue-589	207	5	skapenker	skapenker	NOUN
issue-589	207	6	,	,	PUNCT
issue-589	207	7	o.	o.	NOUN
issue-589	207	8	m.	m.	NOUN
issue-589	207	9	(	(	PUNCT
issue-589	207	10	2013	2013	NUM
issue-589	207	11	)	)	PUNCT
issue-589	207	12	.	.	PUNCT
issue-589	208	1	rynok	rynok	PROPN
issue-589	208	2	finansovykh	finansovykh	PROPN
issue-589	208	3	usluh	usluh	NOUN
issue-589	208	4	:	:	PUNCT
issue-589	208	5	sovremennye	sovremennye	PROPN
issue-589	208	6	tendentii	tendentii	VERB
issue-589	208	7	i	i	PRON
issue-589	208	8	perspektivy	perspektivy	VERB
issue-589	209	1	[	[	PUNCT
issue-589	209	2	the	the	DET
issue-589	209	3	financial	financial	ADJ
issue-589	209	4	services	service	NOUN
issue-589	209	5	market	market	NOUN
issue-589	209	6	:	:	PUNCT
issue-589	209	7	trends	trend	NOUN
issue-589	209	8	and	and	CCONJ
issue-589	209	9	prospects	prospect	NOUN
issue-589	209	10	]	]	PUNCT
issue-589	209	11	.	.	PUNCT
issue-589	210	1	dengi	dengi	PROPN
issue-589	210	2	i	i	PROPN
issue-589	210	3	kredit	kredit	PROPN
issue-589	210	4	,	,	PUNCT
issue-589	210	5	12	12	NUM
issue-589	210	6	,	,	PUNCT
issue-589	210	7	14	14	NUM
issue-589	210	8	-	-	SYM
issue-589	210	9	17	17	NUM
issue-589	210	10	.	.	PUNCT
issue-589	211	1	(	(	PUNCT
issue-589	211	2	in	in	ADP
issue-589	211	3	russian	russian	ADJ
issue-589	211	4	)	)	PUNCT
issue-589	211	5	chuprykova	chuprykova	PROPN
issue-589	211	6	,	,	PUNCT
issue-589	211	7	n.	n.	PROPN
issue-589	211	8	y.	y.	PROPN
issue-589	211	9	(	(	PUNCT
issue-589	211	10	2014	2014	NUM
issue-589	211	11	)	)	PUNCT
issue-589	211	12	.	.	PUNCT
issue-589	212	1	teoriia	teoriia	VERB
issue-589	212	2	razvitiia	razvitiia	ADP
issue-589	212	3	:	:	PUNCT
issue-589	212	4	differentsionno	differentsionno	NOUN
issue-589	212	5	-	-	PUNCT
issue-589	212	6	integratsyonnaia	integratsyonnaia	VERB
issue-589	212	7	paradigma	paradigma	NOUN
issue-589	213	1	[	[	X
issue-589	213	2	theory	theory	NOUN
issue-589	213	3	of	of	ADP
issue-589	213	4	development	development	NOUN
issue-589	213	5	:	:	PUNCT
issue-589	213	6	differention	differention	NOUN
issue-589	213	7	-	-	PUNCT
issue-589	213	8	integration	integration	NOUN
issue-589	213	9	paradigm	paradigm	NOUN
issue-589	213	10	]	]	PUNCT
issue-589	213	11	.	.	PUNCT
issue-589	214	1	moscow	moscow	PROPN
issue-589	214	2	:	:	PUNCT
issue-589	214	3	iazyky	iazyky	PROPN
issue-589	214	4	slavianskykh	slavianskykh	PROPN
issue-589	214	5	kultur	kultur	PROPN
issue-589	214	6	.	.	PUNCT
issue-589	215	1	(	(	PUNCT
issue-589	215	2	in	in	ADP
issue-589	215	3	russian	russian	PROPN
issue-589	215	4	)	)	PUNCT
issue-589	215	5	finansova	finansova	PROPN
issue-589	215	6	hramotnist	hramotnist	NOUN
issue-589	215	7	ta	ta	ADP
issue-589	215	8	obiznanist	obiznanist	NOUN
issue-589	215	9	v	v	ADP
issue-589	215	10	ukraini	ukraini	NOUN
issue-589	215	11	:	:	PUNCT
issue-589	215	12	fakty	fakty	ADV
issue-589	215	13	ta	ta	AUX
issue-589	215	14	vysnovky	vysnovky	PROPN
issue-589	215	15	.	.	PUNCT
issue-589	216	1	proekt	proekt	VERB
issue-589	216	2	rozvytku	rozvytku	NOUN
issue-589	216	3	finansovoho	finansovoho	NOUN
issue-589	216	4	sektoru	sektoru	NOUN
issue-589	217	1	[	[	X
issue-589	217	2	financial	financial	ADJ
issue-589	217	3	literacy	literacy	NOUN
issue-589	217	4	and	and	CCONJ
issue-589	217	5	awareness	awareness	NOUN
issue-589	217	6	in	in	ADP
issue-589	217	7	ukraine	ukraine	NOUN
issue-589	217	8	:	:	PUNCT
issue-589	217	9	facts	fact	NOUN
issue-589	217	10	and	and	CCONJ
issue-589	217	11	conclusions	conclusion	NOUN
issue-589	217	12	.	.	PUNCT
issue-589	218	1	project	project	NOUN
issue-589	218	2	on	on	ADP
issue-589	218	3	financial	financial	ADJ
issue-589	218	4	sector	sector	NOUN
issue-589	218	5	development	development	NOUN
issue-589	218	6	]	]	PUNCT
issue-589	218	7	(	(	PUNCT
issue-589	218	8	2010	2010	NUM
issue-589	218	9	)	)	PUNCT
issue-589	218	10	.	.	PUNCT
issue-589	219	1	kyiv	kyiv	PROPN
issue-589	219	2	.	.	PUNCT
issue-589	220	1	(	(	PUNCT
issue-589	220	2	in	in	ADP
issue-589	220	3	ukrainian	ukrainian	ADJ
issue-589	220	4	)	)	PUNCT
issue-589	220	5	shkarlet	shkarlet	NOUN
issue-589	220	6	,	,	PUNCT
issue-589	220	7	s.	s.	PROPN
issue-589	220	8	m.	m.	PROPN
issue-589	220	9	,	,	PUNCT
issue-589	220	10	dubyna	dubyna	PROPN
issue-589	220	11	,	,	PUNCT
issue-589	220	12	m.	m.	NOUN
issue-589	220	13	v.	v.	ADP
issue-589	220	14	,	,	PUNCT
issue-589	220	15	tarasenko	tarasenko	ADV
issue-589	220	16	,	,	PUNCT
issue-589	220	17	a.	a.	NOUN
issue-589	220	18	v.	v.	PROPN
issue-589	220	19	(	(	PUNCT
issue-589	220	20	2016	2016	NUM
issue-589	220	21	)	)	PUNCT
issue-589	220	22	.	.	PUNCT
issue-589	221	1	orhanizatsiino	orhanizatsiino	NOUN
issue-589	221	2	-	-	PUNCT
issue-589	221	3	infrastrukturne	infrastrukturne	VERB
issue-589	221	4	zabezpechennia	zabezpechennia	PROPN
issue-589	221	5	rozvytku	rozvytku	PROPN
issue-589	221	6	silskoho	silskoho	PROPN
issue-589	221	7	hospodarstva	hospodarstva	PROPN
issue-589	221	8	ukrainy	ukrainy	NOUN
issue-589	221	9	[	[	X
issue-589	221	10	organizational	organizational	ADJ
issue-589	221	11	infrastructure	infrastructure	NOUN
issue-589	221	12	providing	providing	NOUN
issue-589	221	13	of	of	ADP
issue-589	221	14	agriculture	agriculture	NOUN
issue-589	221	15	development	development	NOUN
issue-589	221	16	in	in	ADP
issue-589	221	17	ukraine	ukraine	NOUN
issue-589	221	18	]	]	PUNCT
issue-589	221	19	.	.	PUNCT
issue-589	222	1	chernihiv	chernihiv	PROPN
issue-589	222	2	:	:	PUNCT
issue-589	222	3	chntu	chntu	ADJ
issue-589	222	4	.	.	PUNCT
issue-589	223	1	(	(	PUNCT
issue-589	223	2	in	in	ADP
issue-589	223	3	ukrainian	ukrainian	ADJ
issue-589	223	4	)	)	PUNCT
issue-589	223	5	sho	sho	PROPN
issue-589	223	6	robert	robert	PROPN
issue-589	223	7	b.	b.	PROPN
issue-589	223	8	(	(	PUNCT
issue-589	223	9	2000	2000	NUM
issue-589	223	10	)	)	PUNCT
issue-589	223	11	.	.	PUNCT
issue-589	224	1	kliuchi	kliuchi	PROPN
issue-589	225	1	k	k	PROPN
issue-589	225	2	doveriiu	doveriiu	PROPN
issue-589	225	3	v	v	NUM
issue-589	225	4	organizatsii	organizatsii	NOUN
issue-589	225	5	:	:	PUNCT
issue-589	225	6	rezultativnost	rezultativnost	NOUN
issue-589	225	7	,	,	PUNCT
issue-589	225	8	poriadochnost	poriadochnost	NOUN
issue-589	225	9	,	,	PUNCT
issue-589	225	10	proiavlenie	proiavlenie	PROPN
issue-589	225	11	zaboty	zaboty	NOUN
issue-589	226	1	[	[	X
issue-589	226	2	keys	key	NOUN
issue-589	226	3	to	to	PART
issue-589	226	4	trust	trust	VERB
issue-589	226	5	in	in	ADP
issue-589	226	6	the	the	DET
issue-589	226	7	companies	company	NOUN
issue-589	226	8	:	:	PUNCT
issue-589	226	9	efficiency	efficiency	NOUN
issue-589	226	10	,	,	PUNCT
issue-589	226	11	integrity	integrity	NOUN
issue-589	226	12	,	,	PUNCT
issue-589	226	13	caring	care	VERB
issue-589	226	14	]	]	PUNCT
issue-589	226	15	.	.	PUNCT
issue-589	227	1	moscow	moscow	PROPN
issue-589	227	2	.	.	PUNCT
issue-589	228	1	(	(	PUNCT
issue-589	228	2	in	in	ADP
issue-589	228	3	russian	russian	ADJ
issue-589	228	4	)	)	PUNCT
issue-589	228	5	shtompka	shtompka	NOUN
issue-589	228	6	,	,	PUNCT
issue-589	228	7	p.	p.	NOUN
issue-589	228	8	(	(	PUNCT
issue-589	228	9	2012	2012	NUM
issue-589	228	10	)	)	PUNCT
issue-589	228	11	.	.	PUNCT
issue-589	229	1	doverie	doverie	PROPN
issue-589	229	2	–	–	PUNCT
issue-589	229	3	osnova	osnova	NOUN
issue-589	229	4	obshchestva	obshchestva	NOUN
issue-589	230	1	[	[	X
issue-589	230	2	trust	trust	NOUN
issue-589	230	3	is	be	AUX
issue-589	230	4	the	the	DET
issue-589	230	5	basis	basis	NOUN
issue-589	230	6	of	of	ADP
issue-589	230	7	society	society	NOUN
issue-589	230	8	]	]	PUNCT
issue-589	230	9	.	.	PUNCT
issue-589	231	1	moscow	moscow	PROPN
issue-589	231	2	:	:	PUNCT
issue-589	231	3	lohos	lohos	NOUN
issue-589	231	4	.	.	PUNCT
issue-589	232	1	(	(	PUNCT
issue-589	232	2	in	in	ADP
issue-589	232	3	russian	russian	ADJ
issue-589	232	4	)	)	PUNCT
issue-589	232	5	yukhymenko	yukhymenko	PROPN
issue-589	232	6	,	,	PUNCT
issue-589	232	7	v.	v.	ADP
issue-589	232	8	m.	m.	NOUN
issue-589	232	9	(	(	PUNCT
issue-589	232	10	2015	2015	NUM
issue-589	232	11	)	)	PUNCT
issue-589	232	12	.	.	PUNCT
issue-589	233	1	solvency	solvency	NOUN
issue-589	233	2	ii	ii	PROPN
issue-589	233	3	v	v	ADP
issue-589	233	4	ukraini	ukraini	PROPN
issue-589	233	5	:	:	PUNCT
issue-589	233	6	problemy	problemy	PROPN
issue-589	233	7	vprovadzhennia	vprovadzhennia	PROPN
issue-589	233	8	vymoh	vymoh	PROPN
issue-589	233	9	do	do	AUX
issue-589	233	10	platospromozhnosti	platospromozhnosti	NOUN
issue-589	233	11	strakhovykh	strakhovykh	VERB
issue-589	233	12	orhanizatsii	orhanizatsii	ADP
issue-589	234	1	[	[	X
issue-589	234	2	solvency	solvency	NOUN
issue-589	234	3	ii	ii	NOUN
issue-589	234	4	in	in	ADP
issue-589	234	5	ukraine	ukraine	PROPN
issue-589	234	6	:	:	PUNCT
issue-589	234	7	problems	problem	NOUN
issue-589	234	8	of	of	ADP
issue-589	234	9	requirements	requirement	NOUN
issue-589	234	10	implementation	implementation	NOUN
issue-589	234	11	for	for	ADP
issue-589	234	12	solvency	solvency	NOUN
issue-589	234	13	in	in	ADP
issue-589	234	14	insurance	insurance	NOUN
issue-589	234	15	companies	company	NOUN
issue-589	234	16	]	]	PUNCT
issue-589	234	17	.	.	PUNCT
issue-589	235	1	naukovyi	naukovyi	PROPN
issue-589	235	2	visnyk	visnyk	PROPN
issue-589	235	3	khersonskoho	khersonskoho	PROPN
issue-589	235	4	derzhavnoho	derzhavnoho	PROPN
issue-589	235	5	universytetu	universytetu	NOUN
issue-589	235	6	,	,	PUNCT
issue-589	235	7	12(3	12(3	NUM
issue-589	235	8	)	)	PUNCT
issue-589	235	9	,	,	PUNCT
issue-589	235	10	191	191	NUM
issue-589	235	11	-	-	SYM
issue-589	235	12	195	195	NUM
issue-589	235	13	.	.	PUNCT
issue-589	236	1	(	(	PUNCT
issue-589	236	2	in	in	ADP
issue-589	236	3	ukrainian	ukrainian	ADJ
issue-589	236	4	)	)	PUNCT
issue-589	236	5	asmundson	asmundson	PROPN
issue-589	236	6	,	,	PUNCT
issue-589	236	7	i.	i.	PROPN
issue-589	236	8	(	(	PUNCT
issue-589	236	9	march	march	PROPN
issue-589	236	10	2011	2011	NUM
issue-589	236	11	)	)	PUNCT
issue-589	236	12	.	.	PUNCT
issue-589	237	1	what	what	PRON
issue-589	237	2	are	be	AUX
issue-589	237	3	financial	financial	ADJ
issue-589	237	4	services	service	NOUN
issue-589	237	5	?	?	PUNCT
issue-589	238	1	finance	finance	NOUN
issue-589	238	2	&	&	CCONJ
issue-589	238	3	development	development	PROPN
issue-589	238	4	.	.	PUNCT
issue-589	239	1	retrieved	retrieve	VERB
issue-589	239	2	from	from	ADP
issue-589	239	3	:	:	PUNCT
issue-589	239	4	https://www.imf.org/external/pubs/ft/fandd/2011/03/pdf/basics.pdf	https://www.imf.org/external/pubs/ft/fandd/2011/03/pdf/basics.pdf	PROPN
issue-589	239	5	berglof	berglof	PROPN
issue-589	239	6	,	,	PUNCT
issue-589	239	7	е	е	X
issue-589	239	8	.	.	PROPN
issue-589	239	9	,	,	PUNCT
issue-589	239	10	bolton	bolton	PROPN
issue-589	239	11	р	р	PROPN
issue-589	239	12	.	.	PROPN
issue-589	240	1	(	(	PUNCT
issue-589	240	2	2002	2002	NUM
issue-589	240	3	)	)	PUNCT
issue-589	240	4	.	.	PUNCT
issue-589	241	1	the	the	DET
issue-589	241	2	great	great	ADJ
issue-589	241	3	divide	divide	NOUN
issue-589	241	4	and	and	CCONJ
issue-589	241	5	beyond	beyond	ADP
issue-589	241	6	:	:	PUNCT
issue-589	241	7	financial	financial	ADJ
issue-589	241	8	architecture	architecture	NOUN
issue-589	241	9	in	in	ADP
issue-589	241	10	transition	transition	NOUN
issue-589	241	11	.	.	PUNCT
issue-589	242	1	journal	journal	NOUN
issue-589	242	2	of	of	ADP
issue-589	242	3	economic	economic	ADJ
issue-589	242	4	perspectives	perspective	NOUN
issue-589	242	5	,	,	PUNCT
issue-589	242	6	16(1	16(1	NUM
issue-589	242	7	)	)	PUNCT
issue-589	242	8	,	,	PUNCT
issue-589	242	9	77	77	NUM
issue-589	242	10	-	-	SYM
issue-589	242	11	100	100	NUM
issue-589	242	12	.	.	PUNCT
issue-589	243	1	(	(	PUNCT
issue-589	243	2	in	in	ADP
issue-589	243	3	english	english	PROPN
issue-589	243	4	)	)	PUNCT
issue-589	243	5	baltic	baltic	PROPN
issue-589	243	6	journal	journal	PROPN
issue-589	243	7	of	of	ADP
issue-589	243	8	economic	economic	ADJ
issue-589	243	9	studies	study	NOUN
issue-589	243	10	420	420	NUM
issue-589	243	11	vol	vol	NOUN
issue-589	243	12	.	.	PROPN
issue-589	243	13	4	4	NUM
issue-589	243	14	,	,	PUNCT
issue-589	243	15	no	no	INTJ
issue-589	243	16	.	.	NOUN
issue-589	243	17	5	5	NUM
issue-589	243	18	,	,	PUNCT
issue-589	243	19	2018	2018	NUM
issue-589	243	20	cevik	cevik	NOUN
issue-589	243	21	,	,	PUNCT
issue-589	243	22	nuket	nuket	ADJ
issue-589	243	23	kirci	kirci	PROPN
issue-589	243	24	,	,	PUNCT
issue-589	243	25	dibooglu	dibooglu	NOUN
issue-589	243	26	,	,	PUNCT
issue-589	243	27	sel	sel	PROPN
issue-589	243	28	,	,	PUNCT
issue-589	243	29	kutan	kutan	PROPN
issue-589	243	30	,	,	PUNCT
issue-589	243	31	ali	ali	PROPN
issue-589	243	32	m.	m.	PROPN
issue-589	243	33	(	(	PUNCT
issue-589	243	34	2016	2016	NUM
issue-589	243	35	)	)	PUNCT
issue-589	243	36	.	.	PUNCT
issue-589	244	1	real	real	ADJ
issue-589	244	2	and	and	CCONJ
issue-589	244	3	financial	financial	ADJ
issue-589	244	4	sector	sector	NOUN
issue-589	244	5	studies	study	NOUN
issue-589	244	6	in	in	ADP
issue-589	244	7	central	central	ADJ
issue-589	244	8	and	and	CCONJ
issue-589	244	9	eastern	eastern	ADJ
issue-589	244	10	europe	europe	PROPN
issue-589	244	11	:	:	PUNCT
issue-589	244	12	a	a	DET
issue-589	244	13	review	review	NOUN
issue-589	244	14	.	.	PUNCT
issue-589	245	1	finance	finance	VERB
issue-589	245	2	a	a	DET
issue-589	245	3	uvěr	uvěr	PROPN
issue-589	245	4	-	-	PUNCT
issue-589	245	5	czech	czech	PROPN
issue-589	245	6	journal	journal	NOUN
issue-589	245	7	of	of	ADP
issue-589	245	8	economics	economic	NOUN
issue-589	245	9	and	and	CCONJ
issue-589	245	10	finance	finance	NOUN
issue-589	245	11	,	,	PUNCT
issue-589	245	12	66(1	66(1	NOUN
issue-589	245	13	)	)	PUNCT
issue-589	245	14	,	,	PUNCT
issue-589	245	15	2	2	NUM
issue-589	245	16	-	-	SYM
issue-589	245	17	31	31	NUM
issue-589	245	18	.	.	PUNCT
issue-589	246	1	(	(	PUNCT
issue-589	246	2	in	in	ADP
issue-589	246	3	english	english	PROPN
issue-589	246	4	)	)	PUNCT
issue-589	246	5	christopher	christopher	PROPN
issue-589	246	6	n.	n.	PROPN
issue-589	246	7	sutton	sutton	PROPN
issue-589	246	8	,	,	PUNCT
issue-589	246	9	beth	beth	PROPN
issue-589	246	10	jenkins	jenkins	PROPN
issue-589	246	11	.	.	PUNCT
issue-589	247	1	the	the	DET
issue-589	247	2	role	role	NOUN
issue-589	247	3	of	of	ADP
issue-589	247	4	the	the	DET
issue-589	247	5	financial	financial	ADJ
issue-589	247	6	services	service	NOUN
issue-589	247	7	sector	sector	NOUN
issue-589	247	8	in	in	ADP
issue-589	247	9	expanding	expand	VERB
issue-589	247	10	economic	economic	ADJ
issue-589	247	11	opportunity	opportunity	NOUN
issue-589	247	12	.	.	PUNCT
issue-589	248	1	retrieved	retrieve	VERB
issue-589	248	2	from	from	ADP
issue-589	248	3	:	:	PUNCT
issue-589	248	4	https://sites.hks.harvard.edu/m-rcbg/csri/publications/report_19_eo%20finance%20final.pdf	https://sites.hks.harvard.edu/m-rcbg/csri/publications/report_19_eo%20finance%20final.pdf	NOUN
issue-589	248	5	dubyna	dubyna	NOUN
issue-589	248	6	,	,	PUNCT
issue-589	248	7	m.	m.	NOUN
issue-589	248	8	(	(	PUNCT
issue-589	248	9	2015	2015	NUM
issue-589	248	10	)	)	PUNCT
issue-589	248	11	.	.	PUNCT
issue-589	249	1	scientific	scientific	ADJ
issue-589	249	2	approach	approach	NOUN
issue-589	249	3	to	to	ADP
issue-589	249	4	the	the	DET
issue-589	249	5	identification	identification	NOUN
issue-589	249	6	of	of	ADP
issue-589	249	7	the	the	DET
issue-589	249	8	essence	essence	NOUN
issue-589	249	9	of	of	ADP
issue-589	249	10	the	the	DET
issue-589	249	11	category	category	NOUN
issue-589	249	12	,	,	PUNCT
issue-589	249	13	,	,	PUNCT
issue-589	249	14	infrastructure	infrastructure	NOUN
issue-589	249	15	”	"	PUNCT
issue-589	249	16	.	.	PUNCT
issue-589	250	1	problems	problem	NOUN
issue-589	250	2	and	and	CCONJ
issue-589	250	3	prospects	prospect	NOUN
issue-589	250	4	of	of	ADP
issue-589	250	5	economics	economic	NOUN
issue-589	250	6	and	and	CCONJ
issue-589	250	7	management	management	NOUN
issue-589	250	8	,	,	PUNCT
issue-589	250	9	1(1	1(1	NUM
issue-589	250	10	)	)	PUNCT
issue-589	250	11	,	,	PUNCT
issue-589	250	12	31	31	NUM
issue-589	250	13	-	-	SYM
issue-589	250	14	36	36	NUM
issue-589	250	15	.	.	PUNCT
issue-589	251	1	(	(	PUNCT
issue-589	251	2	in	in	ADP
issue-589	251	3	english	english	PROPN
issue-589	251	4	)	)	PUNCT
issue-589	251	5	lidija	lidija	NOUN
issue-589	251	6	barjaktarović	barjaktarović	NOUN
issue-589	251	7	,	,	PUNCT
issue-589	251	8	maja	maja	PROPN
issue-589	251	9	paunović	paunović	PROPN
issue-589	251	10	,	,	PUNCT
issue-589	251	11	dejan	dejan	PROPN
issue-589	251	12	ječmenica	ječmenica	PROPN
issue-589	251	13	(	(	PUNCT
issue-589	251	14	2013	2013	NUM
issue-589	251	15	)	)	PUNCT
issue-589	251	16	.	.	PUNCT
issue-589	252	1	development	development	NOUN
issue-589	252	2	of	of	ADP
issue-589	252	3	the	the	DET
issue-589	252	4	banking	banking	NOUN
issue-589	252	5	sector	sector	NOUN
issue-589	252	6	in	in	ADP
issue-589	252	7	cee	cee	NOUN
issue-589	252	8	countries	country	NOUN
issue-589	252	9	–	–	PUNCT
issue-589	252	10	comparative	comparative	ADJ
issue-589	252	11	analysis	analysis	NOUN
issue-589	252	12	,	,	PUNCT
issue-589	252	13	journal	journal	NOUN
issue-589	252	14	of	of	ADP
issue-589	252	15	central	central	ADJ
issue-589	252	16	banking	banking	NOUN
issue-589	252	17	theory	theory	NOUN
issue-589	252	18	and	and	CCONJ
issue-589	252	19	practice	practice	NOUN
issue-589	252	20	,	,	PUNCT
issue-589	252	21	2	2	NUM
issue-589	252	22	,	,	PUNCT
issue-589	252	23	93	93	NUM
issue-589	252	24	-	-	SYM
issue-589	252	25	114	114	NUM
issue-589	252	26	.	.	PUNCT
issue-589	253	1	(	(	PUNCT
issue-589	253	2	in	in	ADP
issue-589	253	3	english	english	PROPN
issue-589	253	4	)	)	PUNCT
issue-589	253	5	marie	marie	PROPN
issue-589	253	6	-	-	PUNCT
issue-589	253	7	renee	renee	PROPN
issue-589	253	8	bakker	bakker	PROPN
issue-589	253	9	and	and	CCONJ
issue-589	253	10	alexandra	alexandra	PROPN
issue-589	253	11	gross	gross	PROPN
issue-589	253	12	(	(	PUNCT
issue-589	253	13	2004	2004	NUM
issue-589	253	14	)	)	PUNCT
issue-589	253	15	.	.	PUNCT
issue-589	254	1	development	development	NOUN
issue-589	254	2	of	of	ADP
issue-589	254	3	non	non	ADJ
issue-589	254	4	-	-	ADJ
issue-589	254	5	bank	bank	ADJ
issue-589	254	6	financial	financial	ADJ
issue-589	254	7	institutions	institution	NOUN
issue-589	254	8	and	and	CCONJ
issue-589	254	9	capital	capital	NOUN
issue-589	254	10	markets	market	NOUN
issue-589	254	11	in	in	ADP
issue-589	254	12	european	european	PROPN
issue-589	254	13	union	union	PROPN
issue-589	254	14	accession	accession	NOUN
issue-589	254	15	countries	country	NOUN
issue-589	254	16	.	.	PUNCT
issue-589	255	1	world	world	PROPN
issue-589	255	2	bank	bank	PROPN
issue-589	255	3	working	working	PROPN
issue-589	255	4	paper	paper	NOUN
issue-589	255	5	no	no	INTJ
issue-589	255	6	.	.	PROPN
issue-589	256	1	28	28	NUM
issue-589	256	2	.	.	PUNCT
issue-589	257	1	washington	washington	PROPN
issue-589	257	2	:	:	PUNCT
issue-589	257	3	the	the	DET
issue-589	257	4	world	world	PROPN
issue-589	257	5	bank	bank	PROPN
issue-589	257	6	.	.	PUNCT
issue-589	258	1	(	(	PUNCT
issue-589	258	2	in	in	ADP
issue-589	258	3	english	english	PROPN
issue-589	258	4	)	)	PUNCT
issue-589	258	5	martin	martin	PROPN
issue-589	258	6	neil	neil	PROPN
issue-589	258	7	baily	baily	PROPN
issue-589	258	8	,	,	PUNCT
issue-589	258	9	douglas	douglas	PROPN
issue-589	258	10	j.	j.	PROPN
issue-589	258	11	elliott	elliott	PROPN
issue-589	258	12	(	(	PUNCT
issue-589	258	13	n.d	n.d	PROPN
issue-589	258	14	.	.	PROPN
issue-589	258	15	)	)	PUNCT
issue-589	258	16	.	.	PUNCT
issue-589	259	1	the	the	DET
issue-589	259	2	role	role	NOUN
issue-589	259	3	of	of	ADP
issue-589	259	4	finance	finance	NOUN
issue-589	259	5	in	in	ADP
issue-589	259	6	the	the	DET
issue-589	259	7	economy	economy	NOUN
issue-589	259	8	:	:	PUNCT
issue-589	259	9	implications	implication	NOUN
issue-589	259	10	for	for	ADP
issue-589	259	11	structural	structural	ADJ
issue-589	259	12	reform	reform	NOUN
issue-589	259	13	of	of	ADP
issue-589	259	14	the	the	DET
issue-589	259	15	financial	financial	ADJ
issue-589	259	16	sector	sector	NOUN
issue-589	259	17	.	.	PUNCT
issue-589	260	1	retrieved	retrieve	VERB
issue-589	260	2	from	from	ADP
issue-589	260	3	:	:	PUNCT
issue-589	260	4	https://www.brookings.edu/wp-content/uploads/2016/06/11-financerole-in-economy-baily-elliott.pdf	https://www.brookings.edu/wp-content/uploads/2016/06/11-financerole-in-economy-baily-elliott.pdf	NOUN
issue-589	260	5	non	non	ADJ
issue-589	260	6	-	-	ADJ
issue-589	260	7	bank	bank	ADJ
issue-589	260	8	financial	financial	ADJ
issue-589	260	9	institutions	institution	NOUN
issue-589	260	10	:	:	PUNCT
issue-589	260	11	assessment	assessment	NOUN
issue-589	260	12	of	of	ADP
issue-589	260	13	their	their	PRON
issue-589	260	14	impact	impact	NOUN
issue-589	260	15	on	on	ADP
issue-589	260	16	the	the	DET
issue-589	260	17	stability	stability	NOUN
issue-589	260	18	of	of	ADP
issue-589	260	19	the	the	DET
issue-589	260	20	financial	financial	ADJ
issue-589	260	21	system	system	NOUN
issue-589	260	22	(	(	PUNCT
issue-589	260	23	november	november	PROPN
issue-589	260	24	2012	2012	NUM
issue-589	260	25	)	)	PUNCT
issue-589	260	26	.	.	PUNCT
issue-589	261	1	european	european	PROPN
issue-589	261	2	commission	commission	PROPN
issue-589	261	3	.	.	PUNCT
issue-589	262	1	european	european	ADJ
issue-589	262	2	economy	economy	NOUN
issue-589	262	3	,	,	PUNCT
issue-589	262	4	economic	economic	ADJ
issue-589	262	5	papers	paper	NOUN
issue-589	262	6	472	472	NUM
issue-589	262	7	.	.	PUNCT
issue-589	262	8	retrieved	retrieve	VERB
issue-589	262	9	from	from	ADP
issue-589	262	10	:	:	PUNCT
issue-589	262	11	http://ec.europa.eu/	http://ec.europa.eu/	PROPN
issue-589	262	12	economy_finance	economy_finance	PROPN
issue-589	262	13	/	/	SYM
issue-589	262	14	publications	publication	NOUN
issue-589	262	15	/	/	SYM
issue-589	262	16	economic_paper/2012	economic_paper/2012	NOUN
issue-589	262	17	/	/	SYM
issue-589	262	18	pdf	pdf	NOUN
issue-589	262	19	/	/	SYM
issue-589	262	20	ecp472_en.pdf	ecp472_en.pdf	PROPN
issue-589	262	21	noureen	noureen	PROPN
issue-589	262	22	adnan	adnan	PROPN
issue-589	262	23	(	(	PUNCT
issue-589	262	24	n.d	n.d	PROPN
issue-589	262	25	.	.	PROPN
issue-589	262	26	)	)	PUNCT
issue-589	262	27	.	.	PUNCT
issue-589	263	1	the	the	DET
issue-589	263	2	role	role	NOUN
issue-589	263	3	of	of	ADP
issue-589	263	4	the	the	DET
issue-589	263	5	financial	financial	ADJ
issue-589	263	6	sector	sector	NOUN
issue-589	263	7	in	in	ADP
issue-589	263	8	economic	economic	ADJ
issue-589	263	9	growth	growth	NOUN
issue-589	263	10	.	.	PUNCT
issue-589	264	1	retrieved	retrieve	VERB
issue-589	264	2	from	from	ADP
issue-589	264	3	:	:	PUNCT
issue-589	264	4	https://www.ukdataservice.ac.uk/media/263122/noureen-paper.pdf	https://www.ukdataservice.ac.uk/media/263122/noureen-paper.pdf	PROPN
issue-589	264	5	thalassinos	thalassinos	PROPN
issue-589	264	6	,	,	PUNCT
issue-589	264	7	e.	e.	PROPN
issue-589	264	8	(	(	PUNCT
issue-589	264	9	2008	2008	NUM
issue-589	264	10	)	)	PUNCT
issue-589	264	11	.	.	PUNCT
issue-589	265	1	trends	trend	NOUN
issue-589	265	2	and	and	CCONJ
issue-589	265	3	developments	development	NOUN
issue-589	265	4	in	in	ADP
issue-589	265	5	the	the	DET
issue-589	265	6	european	european	ADJ
issue-589	265	7	financial	financial	ADJ
issue-589	265	8	sector	sector	NOUN
issue-589	265	9	.	.	PUNCT
issue-589	266	1	european	european	ADJ
issue-589	266	2	financial	financial	ADJ
issue-589	266	3	and	and	CCONJ
issue-589	266	4	accounting	accounting	NOUN
issue-589	266	5	journal	journal	NOUN
issue-589	266	6	,	,	PUNCT
issue-589	266	7	3	3	NUM
issue-589	266	8	,	,	PUNCT
issue-589	266	9	44	44	NUM
issue-589	266	10	-	-	SYM
issue-589	266	11	61	61	NUM
issue-589	266	12	.	.	PUNCT
issue-589	267	1	(	(	PUNCT
issue-589	267	2	in	in	ADP
issue-589	267	3	english	english	PROPN
issue-589	267	4	)	)	PUNCT
issue-589	267	5	thimann	thimann	PROPN
issue-589	267	6	,	,	PUNCT
issue-589	267	7	c.	c.	PROPN
issue-589	267	8	(	(	PUNCT
issue-589	267	9	n.d	n.d	PROPN
issue-589	267	10	.	.	PROPN
issue-589	267	11	)	)	PUNCT
issue-589	267	12	.	.	PUNCT
issue-589	268	1	financial	financial	ADJ
issue-589	268	2	sectors	sector	NOUN
issue-589	268	3	in	in	ADP
issue-589	268	4	eu	eu	PROPN
issue-589	268	5	accession	accession	NOUN
issue-589	268	6	countries	country	NOUN
issue-589	268	7	.	.	PUNCT
issue-589	269	1	european	european	PROPN
issue-589	269	2	central	central	PROPN
issue-589	269	3	bank	bank	PROPN
issue-589	269	4	.	.	PUNCT
issue-589	270	1	retrieved	retrieve	VERB
issue-589	270	2	from	from	ADP
issue-589	270	3	:	:	PUNCT
issue-589	270	4	https://www.ecb.europa.eu/pub/pdf/other/financialsectorseuaccessionen.pdf	https://www.ecb.europa.eu/pub/pdf/other/financialsectorseuaccessionen.pdf	NOUN
issue-589	270	5	?	?	PUNCT
issue-589	270	6	592cfa2cb97ab362f427600	592cfa2cb97ab362f427600	NUM
issue-589	270	7	c8f216668	c8f216668	NOUN
issue-589	270	8	vishwanath	vishwanath	NOUN
issue-589	270	9	,	,	PUNCT
issue-589	270	10	t.	t.	PROPN
issue-589	270	11	,	,	PUNCT
issue-589	270	12	kauffman	kauffman	PROPN
issue-589	270	13	,	,	PUNCT
issue-589	270	14	d.	d.	PROPN
issue-589	270	15	(	(	PUNCT
issue-589	270	16	2001	2001	NUM
issue-589	270	17	)	)	PUNCT
issue-589	270	18	.	.	PUNCT
issue-589	271	1	toward	toward	ADP
issue-589	271	2	transparency	transparency	NOUN
issue-589	271	3	:	:	PUNCT
issue-589	271	4	new	new	ADJ
issue-589	271	5	approaches	approach	NOUN
issue-589	271	6	and	and	CCONJ
issue-589	271	7	their	their	PRON
issue-589	271	8	applications	application	NOUN
issue-589	271	9	to	to	ADP
issue-589	271	10	financial	financial	ADJ
issue-589	271	11	markets	market	NOUN
issue-589	271	12	.	.	PUNCT
issue-589	272	1	the	the	DET
issue-589	272	2	world	world	PROPN
issue-589	272	3	bank	bank	PROPN
issue-589	272	4	research	research	PROPN
issue-589	272	5	observer	observer	PROPN
issue-589	272	6	,	,	PUNCT
issue-589	272	7	16	16	NUM
issue-589	272	8	,	,	PUNCT
issue-589	272	9	41	41	NUM
issue-589	272	10	-	-	SYM
issue-589	272	11	57	57	NUM
issue-589	272	12	.	.	PUNCT
issue-589	273	1	(	(	PUNCT
issue-589	273	2	in	in	ADP
issue-589	273	3	english	english	PROPN
issue-589	273	4	)	)	PUNCT