id sid tid token lemma pos issue-79 1 1 baltic baltic PROPN issue-79 1 2 journal journal PROPN issue-79 1 3 of of ADP issue-79 1 4 economic economic ADJ issue-79 1 5 studies study NOUN issue-79 1 6 48 48 NUM issue-79 1 7 vol vol NOUN issue-79 1 8 . . PROPN issue-79 2 1 2 2 NUM issue-79 2 2 , , PUNCT issue-79 2 3 no no INTJ issue-79 2 4 . . NOUN issue-79 2 5 2 2 NUM issue-79 2 6 , , PUNCT issue-79 2 7 2016 2016 NUM issue-79 2 8 corresponding correspond VERB issue-79 2 9 author author NOUN issue-79 2 10 : : PUNCT issue-79 2 11 1 1 NUM issue-79 2 12 department department NOUN issue-79 2 13 of of ADP issue-79 2 14 banking banking NOUN issue-79 2 15 , , PUNCT issue-79 2 16 ukrainian ukrainian PROPN issue-79 2 17 academy academy NOUN issue-79 2 18 of of ADP issue-79 2 19 banking banking NOUN issue-79 2 20 . . PUNCT issue-79 3 1 e e X issue-79 3 2 - - NOUN issue-79 3 3 mail mail NOUN issue-79 3 4 : : PUNCT issue-79 3 5 iryna.dydenko@mail.ru iryna.dydenko@mail.ru PROPN issue-79 3 6 2 2 NUM issue-79 3 7 department department NOUN issue-79 3 8 of of ADP issue-79 3 9 banking banking NOUN issue-79 3 10 , , PUNCT issue-79 3 11 ukrainian ukrainian PROPN issue-79 3 12 academy academy NOUN issue-79 3 13 of of ADP issue-79 3 14 banking banking NOUN issue-79 3 15 . . PUNCT issue-79 4 1 e e X issue-79 4 2 - - NOUN issue-79 4 3 mail mail NOUN issue-79 4 4 : : PUNCT issue-79 4 5 s.d.bogma@gmail.com s.d.bogma@gmail.com X issue-79 4 6 research research NOUN issue-79 4 7 of of ADP issue-79 4 8 competition competition NOUN issue-79 4 9 in in ADP issue-79 4 10 deposit deposit NOUN issue-79 4 11 market market NOUN issue-79 4 12 of of ADP issue-79 4 13 ukraine ukraine NOUN issue-79 4 14 based base VERB issue-79 4 15 on on ADP issue-79 4 16 the the DET issue-79 4 17 panzar panzar NOUN issue-79 4 18 - - PUNCT issue-79 4 19 rosse rosse PROPN issue-79 4 20 model model NOUN issue-79 4 21 iryna iryna NOUN issue-79 4 22 didenko1 didenko1 PROPN issue-79 4 23 , , PUNCT issue-79 4 24 serhii serhii NOUN issue-79 4 25 bohma2 bohma2 PROPN issue-79 4 26 ukrainian ukrainian PROPN issue-79 4 27 academy academy PROPN issue-79 4 28 of of ADP issue-79 4 29 banking banking PROPN issue-79 4 30 , , PUNCT issue-79 4 31 ukraine ukraine PROPN issue-79 4 32 abstract abstract NOUN issue-79 4 33 . . PUNCT issue-79 5 1 the the DET issue-79 5 2 problem problem NOUN issue-79 5 3 in in ADP issue-79 5 4 an an DET issue-79 5 5 adequate adequate ADJ issue-79 5 6 assessment assessment NOUN issue-79 5 7 of of ADP issue-79 5 8 the the DET issue-79 5 9 level level NOUN issue-79 5 10 of of ADP issue-79 5 11 competition competition NOUN issue-79 5 12 in in ADP issue-79 5 13 the the DET issue-79 5 14 banking banking NOUN issue-79 5 15 market market NOUN issue-79 5 16 has have AUX issue-79 5 17 prompted prompt VERB issue-79 5 18 researchers researcher NOUN issue-79 5 19 to to PART issue-79 5 20 search search VERB issue-79 5 21 constantly constantly ADV issue-79 5 22 some some DET issue-79 5 23 new new ADJ issue-79 5 24 methods method NOUN issue-79 5 25 . . PUNCT issue-79 6 1 the the DET issue-79 6 2 most most ADV issue-79 6 3 famous famous ADJ issue-79 6 4 of of ADP issue-79 6 5 them they PRON issue-79 6 6 were be AUX issue-79 6 7 later later ADV issue-79 6 8 successfully successfully ADV issue-79 6 9 adapted adapt VERB issue-79 6 10 to to ADP issue-79 6 11 the the DET issue-79 6 12 banking banking NOUN issue-79 6 13 market market NOUN issue-79 6 14 , , PUNCT issue-79 6 15 are be AUX issue-79 6 16 a a DET issue-79 6 17 models model NOUN issue-79 6 18 of of ADP issue-79 6 19 bresnahan bresnahan NOUN issue-79 6 20 , , PUNCT issue-79 6 21 panzar panzar NOUN issue-79 6 22 - - PUNCT issue-79 6 23 rosse rosse PROPN issue-79 6 24 , , PUNCT issue-79 6 25 bertrand bertrand PROPN issue-79 6 26 , , PUNCT issue-79 6 27 iwat iwat PROPN issue-79 6 28 , , PUNCT issue-79 6 29 monti monti PROPN issue-79 6 30 - - PROPN issue-79 6 31 klein klein PROPN issue-79 6 32 - - PUNCT issue-79 6 33 modesto modesto PROPN issue-79 6 34 barros barros PROPN issue-79 6 35 and and CCONJ issue-79 6 36 others other NOUN issue-79 6 37 . . PUNCT issue-79 7 1 in in ADP issue-79 7 2 ukraine ukraine NOUN issue-79 7 3 , , PUNCT issue-79 7 4 the the DET issue-79 7 5 process process NOUN issue-79 7 6 of of ADP issue-79 7 7 assessing assess VERB issue-79 7 8 the the DET issue-79 7 9 level level NOUN issue-79 7 10 of of ADP issue-79 7 11 competition competition NOUN issue-79 7 12 in in ADP issue-79 7 13 the the DET issue-79 7 14 banking banking NOUN issue-79 7 15 sector sector NOUN issue-79 7 16 is be AUX issue-79 7 17 very very ADV issue-79 7 18 relevant relevant ADJ issue-79 7 19 , , PUNCT issue-79 7 20 in in ADP issue-79 7 21 line line NOUN issue-79 7 22 with with ADP issue-79 7 23 the the DET issue-79 7 24 recent recent ADJ issue-79 7 25 reforms reform NOUN issue-79 7 26 of of ADP issue-79 7 27 particular particular ADJ issue-79 7 28 relevance relevance NOUN issue-79 7 29 and and CCONJ issue-79 7 30 distribution distribution NOUN issue-79 7 31 . . PUNCT issue-79 8 1 regarding regard VERB issue-79 8 2 the the DET issue-79 8 3 domestic domestic ADJ issue-79 8 4 deposit deposit NOUN issue-79 8 5 market market NOUN issue-79 8 6 , , PUNCT issue-79 8 7 there there PRON issue-79 8 8 is be VERB issue-79 8 9 a a DET issue-79 8 10 shortage shortage NOUN issue-79 8 11 of of ADP issue-79 8 12 qualitative qualitative ADJ issue-79 8 13 analysis analysis NOUN issue-79 8 14 of of ADP issue-79 8 15 this this DET issue-79 8 16 issue issue NOUN issue-79 8 17 , , PUNCT issue-79 8 18 unlike unlike ADP issue-79 8 19 foreign foreign ADJ issue-79 8 20 practice practice NOUN issue-79 8 21 . . PUNCT issue-79 9 1 therefore therefore ADV issue-79 9 2 this this DET issue-79 9 3 study study NOUN issue-79 9 4 we we PRON issue-79 9 5 try try VERB issue-79 9 6 to to PART issue-79 9 7 solve solve VERB issue-79 9 8 this this DET issue-79 9 9 problem problem NOUN issue-79 9 10 . . PUNCT issue-79 10 1 the the DET issue-79 10 2 key key ADJ issue-79 10 3 goal goal NOUN issue-79 10 4 of of ADP issue-79 10 5 researchers researcher NOUN issue-79 10 6 in in ADP issue-79 10 7 this this DET issue-79 10 8 study study NOUN issue-79 10 9 is be AUX issue-79 10 10 in in ADP issue-79 10 11 a a DET issue-79 10 12 detailed detailed ADJ issue-79 10 13 analysis analysis NOUN issue-79 10 14 to to PART issue-79 10 15 identify identify VERB issue-79 10 16 the the DET issue-79 10 17 important important ADJ issue-79 10 18 factors factor NOUN issue-79 10 19 which which PRON issue-79 10 20 make make VERB issue-79 10 21 influence influence NOUN issue-79 10 22 on on ADP issue-79 10 23 the the DET issue-79 10 24 allocated allocate VERB issue-79 10 25 markets market NOUN issue-79 10 26 , , PUNCT issue-79 10 27 in in ADP issue-79 10 28 particular particular ADJ issue-79 10 29 on on ADP issue-79 10 30 lending lending NOUN issue-79 10 31 and and CCONJ issue-79 10 32 deposit deposit NOUN issue-79 10 33 rates rate NOUN issue-79 10 34 . . PUNCT issue-79 11 1 based base VERB issue-79 11 2 on on ADP issue-79 11 3 these these DET issue-79 11 4 factors factor NOUN issue-79 11 5 there there PRON issue-79 11 6 could could AUX issue-79 11 7 be be AUX issue-79 11 8 implemented implement VERB issue-79 11 9 internal internal ADJ issue-79 11 10 adjustment adjustment NOUN issue-79 11 11 processes process NOUN issue-79 11 12 taking take VERB issue-79 11 13 place place NOUN issue-79 11 14 in in ADP issue-79 11 15 the the DET issue-79 11 16 markets market NOUN issue-79 11 17 . . PUNCT issue-79 12 1 the the DET issue-79 12 2 purpose purpose NOUN issue-79 12 3 of of ADP issue-79 12 4 the the DET issue-79 12 5 article article NOUN issue-79 12 6 is be AUX issue-79 12 7 to to PART issue-79 12 8 determine determine VERB issue-79 12 9 the the DET issue-79 12 10 level level NOUN issue-79 12 11 of of ADP issue-79 12 12 competition competition NOUN issue-79 12 13 in in ADP issue-79 12 14 the the DET issue-79 12 15 deposit deposit NOUN issue-79 12 16 market market NOUN issue-79 12 17 of of ADP issue-79 12 18 ukraine ukraine NOUN issue-79 12 19 in in ADP issue-79 12 20 2006 2006 NUM issue-79 12 21 - - SYM issue-79 12 22 2015 2015 NUM issue-79 12 23 basing base VERB issue-79 12 24 on on ADP issue-79 12 25 nonstructural nonstructural ADJ issue-79 12 26 panzarrosse panzarrosse NOUN issue-79 12 27 model model NOUN issue-79 12 28 and and CCONJ issue-79 12 29 identify identify VERB issue-79 12 30 key key ADJ issue-79 12 31 factors factor NOUN issue-79 12 32 that that PRON issue-79 12 33 affect affect VERB issue-79 12 34 this this DET issue-79 12 35 level level NOUN issue-79 12 36 . . PUNCT issue-79 13 1 methodology methodology NOUN issue-79 13 2 . . PUNCT issue-79 14 1 to to PART issue-79 14 2 research research VERB issue-79 14 3 the the DET issue-79 14 4 level level NOUN issue-79 14 5 of of ADP issue-79 14 6 competition competition NOUN issue-79 14 7 in in ADP issue-79 14 8 the the DET issue-79 14 9 deposit deposit NOUN issue-79 14 10 market market NOUN issue-79 14 11 of of ADP issue-79 14 12 ukraine ukraine NOUN issue-79 14 13 the the DET issue-79 14 14 panzar panzar NOUN issue-79 14 15 - - PUNCT issue-79 14 16 rosse rosse PROPN issue-79 14 17 model model NOUN issue-79 14 18 was be AUX issue-79 14 19 used use VERB issue-79 14 20 , , PUNCT issue-79 14 21 in in ADP issue-79 14 22 which which PRON issue-79 14 23 separate separate ADJ issue-79 14 24 11 11 NUM issue-79 14 25 models model NOUN issue-79 14 26 were be AUX issue-79 14 27 built build VERB issue-79 14 28 using use VERB issue-79 14 29 the the DET issue-79 14 30 integrated integrate VERB issue-79 14 31 tool tool NOUN issue-79 14 32 “ " PUNCT issue-79 14 33 multiple multiple ADJ issue-79 14 34 regression regression NOUN issue-79 14 35 ” " PUNCT issue-79 14 36 in in ADP issue-79 14 37 the the DET issue-79 14 38 software software NOUN issue-79 14 39 package package NOUN issue-79 14 40 of of ADP issue-79 14 41 statistics statistic NOUN issue-79 14 42 analysis analysis NOUN issue-79 14 43 statistica statistica PROPN issue-79 14 44 . . PUNCT issue-79 15 1 the the DET issue-79 15 2 input input NOUN issue-79 15 3 data datum NOUN issue-79 15 4 in in ADP issue-79 15 5 the the DET issue-79 15 6 model model NOUN issue-79 15 7 was be AUX issue-79 15 8 presented present VERB issue-79 15 9 with with ADP issue-79 15 10 the the DET issue-79 15 11 information information NOUN issue-79 15 12 on on ADP issue-79 15 13 financial financial ADJ issue-79 15 14 performance performance NOUN issue-79 15 15 of of ADP issue-79 15 16 ukrainian ukrainian ADJ issue-79 15 17 banks bank NOUN issue-79 15 18 during during ADP issue-79 15 19 ten ten NUM issue-79 15 20 years year NOUN issue-79 15 21 from from ADP issue-79 15 22 01.01.2005 01.01.2005 NUM issue-79 15 23 till till SCONJ issue-79 15 24 01.01.2015 01.01.2015 PROPN issue-79 15 25 . . PUNCT issue-79 16 1 results result NOUN issue-79 16 2 of of ADP issue-79 16 3 this this DET issue-79 16 4 research research NOUN issue-79 16 5 showed show VERB issue-79 16 6 that that SCONJ issue-79 16 7 in in ADP issue-79 16 8 ukrainian ukrainian ADJ issue-79 16 9 deposit deposit NOUN issue-79 16 10 market market NOUN issue-79 16 11 there there PRON issue-79 16 12 is be VERB issue-79 16 13 a a DET issue-79 16 14 monopolistic monopolistic ADJ issue-79 16 15 competition competition NOUN issue-79 16 16 , , PUNCT issue-79 16 17 as as SCONJ issue-79 16 18 proved prove VERB issue-79 16 19 by by ADP issue-79 16 20 the the DET issue-79 16 21 calculated calculate VERB issue-79 16 22 values value NOUN issue-79 16 23 of of ADP issue-79 16 24 h h NOUN issue-79 16 25 - - PUNCT issue-79 16 26 statistics statistic NOUN issue-79 16 27 index index NOUN issue-79 16 28 . . PUNCT issue-79 17 1 the the DET issue-79 17 2 year year NOUN issue-79 17 3 of of ADP issue-79 17 4 2008 2008 NUM issue-79 17 5 , , PUNCT issue-79 17 6 in in ADP issue-79 17 7 the the DET issue-79 17 8 context context NOUN issue-79 17 9 of of ADP issue-79 17 10 the the DET issue-79 17 11 global global ADJ issue-79 17 12 economic economic ADJ issue-79 17 13 crisis crisis NOUN issue-79 17 14 , , PUNCT issue-79 17 15 was be AUX issue-79 17 16 marked mark VERB issue-79 17 17 as as ADP issue-79 17 18 an an DET issue-79 17 19 unbalanced unbalanced ADJ issue-79 17 20 period period NOUN issue-79 17 21 for for ADP issue-79 17 22 deposit deposit NOUN issue-79 17 23 market market NOUN issue-79 17 24 of of ADP issue-79 17 25 ukraine ukraine NOUN issue-79 17 26 . . PUNCT issue-79 18 1 practical practical ADJ issue-79 18 2 implications implication NOUN issue-79 18 3 . . PUNCT issue-79 19 1 knowing know VERB issue-79 19 2 the the DET issue-79 19 3 current current ADJ issue-79 19 4 state state NOUN issue-79 19 5 of of ADP issue-79 19 6 competition competition NOUN issue-79 19 7 level level NOUN issue-79 19 8 in in ADP issue-79 19 9 the the DET issue-79 19 10 market market NOUN issue-79 19 11 , , PUNCT issue-79 19 12 a a DET issue-79 19 13 number number NOUN issue-79 19 14 of of ADP issue-79 19 15 phenomena phenomenon NOUN issue-79 19 16 that that PRON issue-79 19 17 occur occur VERB issue-79 19 18 in in ADP issue-79 19 19 it it PRON issue-79 19 20 can can AUX issue-79 19 21 be be AUX issue-79 19 22 explained explain VERB issue-79 19 23 and and CCONJ issue-79 19 24 a a DET issue-79 19 25 number number NOUN issue-79 19 26 of of ADP issue-79 19 27 effective effective ADJ issue-79 19 28 measures measure NOUN issue-79 19 29 for for ADP issue-79 19 30 its its PRON issue-79 19 31 control control NOUN issue-79 19 32 can can AUX issue-79 19 33 be be AUX issue-79 19 34 designed design VERB issue-79 19 35 . . PUNCT issue-79 20 1 value value NOUN issue-79 20 2 / / SYM issue-79 20 3 originality originality NOUN issue-79 20 4 . . PUNCT issue-79 21 1 in in ADP issue-79 21 2 ukraine ukraine NOUN issue-79 21 3 , , PUNCT issue-79 21 4 the the DET issue-79 21 5 process process NOUN issue-79 21 6 of of ADP issue-79 21 7 assessing assess VERB issue-79 21 8 competition competition NOUN issue-79 21 9 in in ADP issue-79 21 10 the the DET issue-79 21 11 banking banking NOUN issue-79 21 12 sector sector NOUN issue-79 21 13 , , PUNCT issue-79 21 14 in in ADP issue-79 21 15 line line NOUN issue-79 21 16 with with ADP issue-79 21 17 the the DET issue-79 21 18 recent recent ADJ issue-79 21 19 reforms reform NOUN issue-79 21 20 , , PUNCT issue-79 21 21 is be AUX issue-79 21 22 becoming become VERB issue-79 21 23 more more ADV issue-79 21 24 popular popular ADJ issue-79 21 25 and and CCONJ issue-79 21 26 relevant relevant ADJ issue-79 21 27 . . PUNCT issue-79 22 1 as as ADP issue-79 22 2 for for ADP issue-79 22 3 the the DET issue-79 22 4 domestic domestic ADJ issue-79 22 5 deposit deposit NOUN issue-79 22 6 market market NOUN issue-79 22 7 , , PUNCT issue-79 22 8 there there PRON issue-79 22 9 is be VERB issue-79 22 10 a a DET issue-79 22 11 shortage shortage NOUN issue-79 22 12 of of ADP issue-79 22 13 qualitative qualitative ADJ issue-79 22 14 analysis analysis NOUN issue-79 22 15 of of ADP issue-79 22 16 this this DET issue-79 22 17 issue issue NOUN issue-79 22 18 , , PUNCT issue-79 22 19 unlike unlike ADP issue-79 22 20 the the DET issue-79 22 21 foreign foreign ADJ issue-79 22 22 practice practice NOUN issue-79 22 23 . . PUNCT issue-79 23 1 so so ADV issue-79 23 2 this this DET issue-79 23 3 research research NOUN issue-79 23 4 will will AUX issue-79 23 5 help help VERB issue-79 23 6 to to PART issue-79 23 7 solve solve VERB issue-79 23 8 the the DET issue-79 23 9 problem problem NOUN issue-79 23 10 . . PUNCT issue-79 24 1 key key ADJ issue-79 24 2 words word NOUN issue-79 24 3 : : PUNCT issue-79 24 4 banking banking NOUN issue-79 24 5 system system NOUN issue-79 24 6 , , PUNCT issue-79 24 7 competition competition NOUN issue-79 24 8 , , PUNCT issue-79 24 9 deposit deposit NOUN issue-79 24 10 market market NOUN issue-79 24 11 , , PUNCT issue-79 24 12 panzar panzar NOUN issue-79 24 13 - - PUNCT issue-79 24 14 rosse rosse NOUN issue-79 24 15 model model NOUN issue-79 24 16 , , PUNCT issue-79 24 17 h h NOUN issue-79 24 18 - - PUNCT issue-79 24 19 staistics staistic NOUN issue-79 24 20 index index NOUN issue-79 24 21 . . PUNCT issue-79 25 1 jel jel PROPN issue-79 25 2 classification classification NOUN issue-79 25 3 : : PUNCT issue-79 25 4 c30 c30 PROPN issue-79 25 5 , , PUNCT issue-79 25 6 g10 g10 PROPN issue-79 25 7 , , PUNCT issue-79 25 8 g21 g21 PROPN issue-79 25 9 1 1 NUM issue-79 25 10 . . PUNCT issue-79 25 11 introduction introduction NOUN issue-79 25 12 in in ADP issue-79 25 13 terms term NOUN issue-79 25 14 of of ADP issue-79 25 15 the the DET issue-79 25 16 selected select VERB issue-79 25 17 by by ADP issue-79 25 18 ukraine ukraine PROPN issue-79 25 19 vector vector NOUN issue-79 25 20 of of ADP issue-79 25 21 european european ADJ issue-79 25 22 integration integration NOUN issue-79 25 23 and and CCONJ issue-79 25 24 in in ADP issue-79 25 25 the the DET issue-79 25 26 context context NOUN issue-79 25 27 of of ADP issue-79 25 28 globalization globalization NOUN issue-79 25 29 processes process NOUN issue-79 25 30 taking take VERB issue-79 25 31 place place NOUN issue-79 25 32 in in ADP issue-79 25 33 the the DET issue-79 25 34 modern modern ADJ issue-79 25 35 world world NOUN issue-79 25 36 economy economy NOUN issue-79 25 37 , , PUNCT issue-79 25 38 the the DET issue-79 25 39 requirements requirement NOUN issue-79 25 40 to to ADP issue-79 25 41 domestic domestic ADJ issue-79 25 42 business business NOUN issue-79 25 43 are be AUX issue-79 25 44 becoming become VERB issue-79 25 45 tougher tough ADJ issue-79 25 46 and and CCONJ issue-79 25 47 higher high ADJ issue-79 25 48 . . PUNCT issue-79 26 1 now now ADV issue-79 26 2 in in ADP issue-79 26 3 the the DET issue-79 26 4 forefront forefront NOUN issue-79 26 5 there there PRON issue-79 26 6 are be VERB issue-79 26 7 not not PART issue-79 26 8 the the DET issue-79 26 9 quantitative quantitative ADJ issue-79 26 10 indicators indicator NOUN issue-79 26 11 of of ADP issue-79 26 12 economic economic ADJ issue-79 26 13 subjects subject NOUN issue-79 26 14 , , PUNCT issue-79 26 15 but but CCONJ issue-79 26 16 the the DET issue-79 26 17 quality quality NOUN issue-79 26 18 of of ADP issue-79 26 19 the the DET issue-79 26 20 products product NOUN issue-79 26 21 and and CCONJ issue-79 26 22 services service NOUN issue-79 26 23 provided provide VERB issue-79 26 24 by by ADP issue-79 26 25 them they PRON issue-79 26 26 in in ADP issue-79 26 27 the the DET issue-79 26 28 market market NOUN issue-79 26 29 . . PUNCT issue-79 27 1 therefore therefore ADV issue-79 27 2 the the DET issue-79 27 3 struggle struggle NOUN issue-79 27 4 in in ADP issue-79 27 5 all all DET issue-79 27 6 economic economic ADJ issue-79 27 7 sectors sector NOUN issue-79 27 8 becomes become VERB issue-79 27 9 more more ADV issue-79 27 10 aggravated aggravate VERB issue-79 27 11 and and CCONJ issue-79 27 12 the the DET issue-79 27 13 banking banking NOUN issue-79 27 14 system system NOUN issue-79 27 15 is be AUX issue-79 27 16 not not PART issue-79 27 17 an an DET issue-79 27 18 exception exception NOUN issue-79 27 19 . . PUNCT issue-79 28 1 the the DET issue-79 28 2 deposit deposit NOUN issue-79 28 3 market market NOUN issue-79 28 4 as as ADP issue-79 28 5 an an DET issue-79 28 6 integral integral ADJ issue-79 28 7 part part NOUN issue-79 28 8 of of ADP issue-79 28 9 the the DET issue-79 28 10 banking banking NOUN issue-79 28 11 sector sector NOUN issue-79 28 12 is be AUX issue-79 28 13 also also ADV issue-79 28 14 a a DET issue-79 28 15 subject subject NOUN issue-79 28 16 to to ADP issue-79 28 17 competitive competitive ADJ issue-79 28 18 processes process NOUN issue-79 28 19 both both PRON issue-79 28 20 from from ADP issue-79 28 21 the the DET issue-79 28 22 side side NOUN issue-79 28 23 of of ADP issue-79 28 24 the the DET issue-79 28 25 banks bank NOUN issue-79 28 26 and and CCONJ issue-79 28 27 of of ADP issue-79 28 28 the the DET issue-79 28 29 clients client NOUN issue-79 28 30 . . PUNCT issue-79 29 1 the the DET issue-79 29 2 conjuncture conjuncture NOUN issue-79 29 3 of of ADP issue-79 29 4 any any DET issue-79 29 5 market market NOUN issue-79 29 6 means mean VERB issue-79 29 7 not not PART issue-79 29 8 just just ADV issue-79 29 9 the the DET issue-79 29 10 interaction interaction NOUN issue-79 29 11 between between ADP issue-79 29 12 supply supply NOUN issue-79 29 13 and and CCONJ issue-79 29 14 demand demand NOUN issue-79 29 15 on on ADP issue-79 29 16 it it PRON issue-79 29 17 , , PUNCT issue-79 29 18 but but CCONJ issue-79 29 19 also also ADV issue-79 29 20 the the DET issue-79 29 21 level level NOUN issue-79 29 22 of of ADP issue-79 29 23 competition competition NOUN issue-79 29 24 , , PUNCT issue-79 29 25 which which PRON issue-79 29 26 is be AUX issue-79 29 27 a a DET issue-79 29 28 key key ADJ issue-79 29 29 factor factor NOUN issue-79 29 30 in in ADP issue-79 29 31 establishing establish VERB issue-79 29 32 the the DET issue-79 29 33 equilibrium equilibrium NOUN issue-79 29 34 price price NOUN issue-79 29 35 in in ADP issue-79 29 36 the the DET issue-79 29 37 market market NOUN issue-79 29 38 . . PUNCT issue-79 30 1 as as ADP issue-79 30 2 for for ADP issue-79 30 3 the the DET issue-79 30 4 deposit deposit NOUN issue-79 30 5 market market NOUN issue-79 30 6     SPACE issue-79 30 7 – – PUNCT issue-79 30 8 it it PRON issue-79 30 9 is be AUX issue-79 30 10 the the DET issue-79 30 11 equilibrium equilibrium NOUN issue-79 30 12 deposit deposit NOUN issue-79 30 13 interest interest NOUN issue-79 30 14 rate rate NOUN issue-79 30 15 . . PUNCT issue-79 31 1 besides besides ADV issue-79 31 2 , , PUNCT issue-79 31 3 knowing know VERB issue-79 31 4 the the DET issue-79 31 5 current current ADJ issue-79 31 6 competitive competitive ADJ issue-79 31 7 situation situation NOUN issue-79 31 8 in in ADP issue-79 31 9 the the DET issue-79 31 10 market market NOUN issue-79 31 11 , , PUNCT issue-79 31 12 we we PRON issue-79 31 13 can can AUX issue-79 31 14 introduce introduce VERB issue-79 31 15 the the DET issue-79 31 16 use use NOUN issue-79 31 17 of of ADP issue-79 31 18 certain certain ADJ issue-79 31 19 regulatory regulatory ADJ issue-79 31 20 measures measure NOUN issue-79 31 21 from from ADP issue-79 31 22 external external ADJ issue-79 31 23 or or CCONJ issue-79 31 24 internal internal ADJ issue-79 31 25 regulator regulator NOUN issue-79 31 26 . . PUNCT issue-79 32 1 the the DET issue-79 32 2 problem problem NOUN issue-79 32 3 of of ADP issue-79 32 4 adequate adequate ADJ issue-79 32 5 assessment assessment NOUN issue-79 32 6 of of ADP issue-79 32 7 the the DET issue-79 32 8 competition competition NOUN issue-79 32 9 level level NOUN issue-79 32 10 in in ADP issue-79 32 11 the the DET issue-79 32 12 market market NOUN issue-79 32 13 of of ADP issue-79 32 14 banking banking NOUN issue-79 32 15 services service NOUN issue-79 32 16 incited incite VERB issue-79 32 17 researchers researcher NOUN issue-79 32 18 to to PART issue-79 32 19 continually continually ADV issue-79 32 20 look look VERB issue-79 32 21 for for ADP issue-79 32 22 new new ADJ issue-79 32 23 approaches approach NOUN issue-79 32 24 to to PART issue-79 32 25 do do VERB issue-79 32 26 this this PRON issue-79 32 27 . . PUNCT issue-79 33 1 the the DET issue-79 33 2 most most ADV issue-79 33 3 famous famous ADJ issue-79 33 4 of of ADP issue-79 33 5 them they PRON issue-79 33 6 , , PUNCT issue-79 33 7 which which PRON issue-79 33 8 were be AUX issue-79 33 9 successfully successfully ADV issue-79 33 10 adapted adapt VERB issue-79 33 11 later later ADV issue-79 33 12 to to ADP issue-79 33 13 the the DET issue-79 33 14 banking banking NOUN issue-79 33 15 market market NOUN issue-79 33 16 , , PUNCT issue-79 33 17 are be AUX issue-79 33 18 the the DET issue-79 33 19 models model NOUN issue-79 33 20 of of ADP issue-79 33 21 bresnahan bresnahan NOUN issue-79 33 22 , , PUNCT issue-79 33 23 panzarrosse panzarrosse NOUN issue-79 33 24 , , PUNCT issue-79 33 25 iwata iwata PROPN issue-79 33 26 , , PUNCT issue-79 33 27 bertrand bertrand PROPN issue-79 33 28 , , PUNCT issue-79 33 29 monti monti PROPN issue-79 33 30 - - PROPN issue-79 33 31 klein klein PROPN issue-79 33 32 , , PUNCT issue-79 33 33 barros barros PROPN issue-79 33 34 - - PROPN issue-79 33 35 modesto modesto PROPN issue-79 33 36 and and CCONJ issue-79 33 37 others other NOUN issue-79 33 38 . . PUNCT issue-79 34 1 in in ADP issue-79 34 2 ukraine ukraine PROPN issue-79 34 3 the the DET issue-79 34 4 process process NOUN issue-79 34 5 of of ADP issue-79 34 6 assessing assess VERB issue-79 34 7 the the DET issue-79 34 8 level level NOUN issue-79 34 9 of of ADP issue-79 34 10 competition competition NOUN issue-79 34 11 in in ADP issue-79 34 12 the the DET issue-79 34 13 banking banking NOUN issue-79 34 14 sector sector NOUN issue-79 34 15 , , PUNCT issue-79 34 16 in in ADP issue-79 34 17 line line NOUN issue-79 34 18 with with ADP issue-79 34 19 the the DET issue-79 34 20 recent recent ADJ issue-79 34 21 baltic baltic ADJ issue-79 34 22 journal journal NOUN issue-79 34 23 of of ADP issue-79 34 24 economic economic ADJ issue-79 34 25 studies study NOUN issue-79 34 26 49 49 NUM issue-79 34 27 vol vol NOUN issue-79 34 28 . . PROPN issue-79 34 29 2 2 NUM issue-79 34 30 , , PUNCT issue-79 34 31 no no INTJ issue-79 34 32 . . NOUN issue-79 34 33 2 2 NUM issue-79 34 34 , , PUNCT issue-79 34 35 2016 2016 NUM issue-79 34 36 reforms reform NOUN issue-79 34 37 , , PUNCT issue-79 34 38 becomes become VERB issue-79 34 39 topical topical ADJ issue-79 34 40 and and CCONJ issue-79 34 41 spreading spread VERB issue-79 34 42 . . PUNCT issue-79 35 1 concerning concern VERB issue-79 35 2 the the DET issue-79 35 3 domestic domestic ADJ issue-79 35 4 deposit deposit NOUN issue-79 35 5 market market NOUN issue-79 35 6 , , PUNCT issue-79 35 7 there there PRON issue-79 35 8 is be VERB issue-79 35 9 some some DET issue-79 35 10 shortage shortage NOUN issue-79 35 11 of of ADP issue-79 35 12 qualitative qualitative ADJ issue-79 35 13 analysis analysis NOUN issue-79 35 14 of of ADP issue-79 35 15 this this DET issue-79 35 16 issue issue NOUN issue-79 35 17 , , PUNCT issue-79 35 18 unlike unlike ADP issue-79 35 19 the the DET issue-79 35 20 foreign foreign ADJ issue-79 35 21 practice practice NOUN issue-79 35 22 . . PUNCT issue-79 36 1 so so ADV issue-79 36 2 this this DET issue-79 36 3 research research NOUN issue-79 36 4 is be AUX issue-79 36 5 aimed aim VERB issue-79 36 6 at at ADP issue-79 36 7 solving solve VERB issue-79 36 8 this this DET issue-79 36 9 problem problem NOUN issue-79 36 10 . . PUNCT issue-79 37 1 2 2 X issue-79 37 2 . . X issue-79 37 3 literature literature NOUN issue-79 37 4 review review VERB issue-79 37 5 the the DET issue-79 37 6 competition competition NOUN issue-79 37 7 is be AUX issue-79 37 8 an an DET issue-79 37 9 integral integral ADJ issue-79 37 10 part part NOUN issue-79 37 11 of of ADP issue-79 37 12 market market NOUN issue-79 37 13 relations relation NOUN issue-79 37 14 . . PUNCT issue-79 38 1 a a DET issue-79 38 2 set set NOUN issue-79 38 3 of of ADP issue-79 38 4 important important ADJ issue-79 38 5 points point NOUN issue-79 38 6 such such ADJ issue-79 38 7 as as ADP issue-79 38 8 existing exist VERB issue-79 38 9 market market NOUN issue-79 38 10 risks risk NOUN issue-79 38 11 , , PUNCT issue-79 38 12 presence presence NOUN issue-79 38 13 / / SYM issue-79 38 14 absence absence NOUN issue-79 38 15 of of ADP issue-79 38 16 barriers barrier NOUN issue-79 38 17 for for ADP issue-79 38 18 new new ADJ issue-79 38 19 institutions institution NOUN issue-79 38 20 to to PART issue-79 38 21 entry entry VERB issue-79 38 22 the the DET issue-79 38 23 market market NOUN issue-79 38 24 , , PUNCT issue-79 38 25 establishing establish VERB issue-79 38 26 the the DET issue-79 38 27 equilibrium equilibrium NOUN issue-79 38 28 market market NOUN issue-79 38 29 price price NOUN issue-79 38 30 , , PUNCT issue-79 38 31 policy policy NOUN issue-79 38 32 measures measure NOUN issue-79 38 33 of of ADP issue-79 38 34 market market NOUN issue-79 38 35 regulator regulator NOUN issue-79 38 36 , , PUNCT issue-79 38 37 presence presence NOUN issue-79 38 38 of of ADP issue-79 38 39 systemically systemically ADV issue-79 38 40 important important ADJ issue-79 38 41 institutions institution NOUN issue-79 38 42 , , PUNCT issue-79 38 43 market market NOUN issue-79 38 44 concentration concentration NOUN issue-79 38 45 et et PROPN issue-79 38 46 al al PROPN issue-79 38 47 . . PROPN issue-79 38 48 depends depend VERB issue-79 38 49 on on ADP issue-79 38 50 the the DET issue-79 38 51 type type NOUN issue-79 38 52 of of ADP issue-79 38 53 competition competition NOUN issue-79 38 54 in in ADP issue-79 38 55 the the DET issue-79 38 56 market market NOUN issue-79 38 57 ( ( PUNCT issue-79 38 58 monopoly monopoly NOUN issue-79 38 59 , , PUNCT issue-79 38 60 oligopoly oligopoly ADJ issue-79 38 61 , , PUNCT issue-79 38 62 monopolistic monopolistic ADJ issue-79 38 63 or or CCONJ issue-79 38 64 perfect perfect ADJ issue-79 38 65 ) ) PUNCT issue-79 38 66 . . PUNCT issue-79 39 1 that that PRON issue-79 39 2 ’s ’ VERB issue-79 39 3 why why SCONJ issue-79 39 4 , , PUNCT issue-79 39 5 from from ADP issue-79 39 6 the the DET issue-79 39 7 half half NOUN issue-79 39 8 of of ADP issue-79 39 9 xx xx NUM issue-79 39 10 century century NOUN issue-79 39 11 various various ADJ issue-79 39 12 researchers researcher NOUN issue-79 39 13 were be AUX issue-79 39 14 interested interested ADJ issue-79 39 15 in in ADP issue-79 39 16 the the DET issue-79 39 17 question question NOUN issue-79 39 18 whether whether SCONJ issue-79 39 19 it it PRON issue-79 39 20 is be AUX issue-79 39 21 needed need VERB issue-79 39 22 to to PART issue-79 39 23 know know VERB issue-79 39 24 the the DET issue-79 39 25 level level NOUN issue-79 39 26 of of ADP issue-79 39 27 competition competition NOUN issue-79 39 28 in in ADP issue-79 39 29 a a DET issue-79 39 30 particular particular ADJ issue-79 39 31 market market NOUN issue-79 39 32 , , PUNCT issue-79 39 33 how how SCONJ issue-79 39 34 it it PRON issue-79 39 35 can can AUX issue-79 39 36 be be AUX issue-79 39 37 measured measure VERB issue-79 39 38 and and CCONJ issue-79 39 39 if if SCONJ issue-79 39 40 the the DET issue-79 39 41 relationship relationship NOUN issue-79 39 42 between between ADP issue-79 39 43 competition competition NOUN issue-79 39 44 and and CCONJ issue-79 39 45 other other ADJ issue-79 39 46 components component NOUN issue-79 39 47 of of ADP issue-79 39 48 the the DET issue-79 39 49 market market NOUN issue-79 39 50 can can AUX issue-79 39 51 be be AUX issue-79 39 52 traced trace VERB issue-79 39 53 . . PUNCT issue-79 40 1 thus thus ADV issue-79 40 2 , , PUNCT issue-79 40 3 xavier xavier PROPN issue-79 40 4 vives vives PROPN issue-79 40 5 ( ( PUNCT issue-79 40 6 xavier xavier PROPN issue-79 40 7 , , PUNCT issue-79 40 8 2001 2001 NUM issue-79 40 9 ) ) PUNCT issue-79 40 10 investigates investigate VERB issue-79 40 11 the the DET issue-79 40 12 main main ADJ issue-79 40 13 trends trend NOUN issue-79 40 14 of of ADP issue-79 40 15 interdependence interdependence NOUN issue-79 40 16 between between ADP issue-79 40 17 the the DET issue-79 40 18 level level NOUN issue-79 40 19 of of ADP issue-79 40 20 competition competition NOUN issue-79 40 21 and and CCONJ issue-79 40 22 regulation regulation NOUN issue-79 40 23 of of ADP issue-79 40 24 the the DET issue-79 40 25 banking banking NOUN issue-79 40 26 system system NOUN issue-79 40 27 , , PUNCT issue-79 40 28 the the DET issue-79 40 29 banking banking NOUN issue-79 40 30 market market NOUN issue-79 40 31 concentration concentration NOUN issue-79 40 32 degree degree NOUN issue-79 40 33 and and CCONJ issue-79 40 34 type type NOUN issue-79 40 35 of of ADP issue-79 40 36 competition competition NOUN issue-79 40 37 on on ADP issue-79 40 38 it it PRON issue-79 40 39 . . PUNCT issue-79 41 1 basing base VERB issue-79 41 2 on on ADP issue-79 41 3 the the DET issue-79 41 4 results result NOUN issue-79 41 5 of of ADP issue-79 41 6 analysis analysis NOUN issue-79 41 7 , , PUNCT issue-79 41 8 xavier xavier PROPN issue-79 41 9 vives vives PROPN issue-79 41 10 states state VERB issue-79 41 11 that that SCONJ issue-79 41 12 the the DET issue-79 41 13 current current ADJ issue-79 41 14 market market NOUN issue-79 41 15 of of ADP issue-79 41 16 banking banking NOUN issue-79 41 17 services service NOUN issue-79 41 18 is be AUX issue-79 41 19 too too ADV issue-79 41 20 diverse diverse ADJ issue-79 41 21 that that SCONJ issue-79 41 22 it it PRON issue-79 41 23 needs need VERB issue-79 41 24 to to PART issue-79 41 25 be be AUX issue-79 41 26 researched research VERB issue-79 41 27 individually individually ADV issue-79 41 28 for for ADP issue-79 41 29 every every DET issue-79 41 30 segment segment NOUN issue-79 41 31 . . PUNCT issue-79 42 1 accordingly accordingly ADV issue-79 42 2 the the DET issue-79 42 3 optimal optimal ADJ issue-79 42 4 level level NOUN issue-79 42 5 of of ADP issue-79 42 6 competition competition NOUN issue-79 42 7 will will AUX issue-79 42 8 depend depend VERB issue-79 42 9 on on ADP issue-79 42 10 institutional institutional ADJ issue-79 42 11 characteristics characteristic NOUN issue-79 42 12 of of ADP issue-79 42 13 the the DET issue-79 42 14 market market NOUN issue-79 42 15 and and CCONJ issue-79 42 16 other other ADJ issue-79 42 17 internal internal ADJ issue-79 42 18 and and CCONJ issue-79 42 19 external external ADJ issue-79 42 20 factors factor NOUN issue-79 42 21 . . PUNCT issue-79 43 1 for for ADP issue-79 43 2 each each DET issue-79 43 3 country country NOUN issue-79 43 4 there there PRON issue-79 43 5 is be VERB issue-79 43 6 its its PRON issue-79 43 7 own own ADJ issue-79 43 8 optimal optimal ADJ issue-79 43 9 level level NOUN issue-79 43 10 of of ADP issue-79 43 11 competition competition NOUN issue-79 43 12 : : PUNCT issue-79 43 13 for for ADP issue-79 43 14 developed develop VERB issue-79 43 15 countries country NOUN issue-79 43 16 with with ADP issue-79 43 17 a a DET issue-79 43 18 high high ADJ issue-79 43 19 level level NOUN issue-79 43 20 of of ADP issue-79 43 21 information information NOUN issue-79 43 22 publicity publicity NOUN issue-79 43 23 and and CCONJ issue-79 43 24 low low ADJ issue-79 43 25 social social ADJ issue-79 43 26 costs cost NOUN issue-79 43 27 a a DET issue-79 43 28 high high ADJ issue-79 43 29 level level NOUN issue-79 43 30 of of ADP issue-79 43 31 competition competition NOUN issue-79 43 32 is be AUX issue-79 43 33 common common ADJ issue-79 43 34 , , PUNCT issue-79 43 35 and and CCONJ issue-79 43 36 for for ADP issue-79 43 37 developing develop VERB issue-79 43 38 countries country NOUN issue-79 43 39 and and CCONJ issue-79 43 40 countries country NOUN issue-79 43 41 with with ADP issue-79 43 42 low low ADJ issue-79 43 43 economic economic ADJ issue-79 43 44 level level NOUN issue-79 43 45 competition competition NOUN issue-79 43 46 is be AUX issue-79 43 47 insignificant insignificant ADJ issue-79 43 48 . . PUNCT issue-79 44 1 the the DET issue-79 44 2 problem problem NOUN issue-79 44 3 of of ADP issue-79 44 4 qualitative qualitative ADJ issue-79 44 5 aspects aspect NOUN issue-79 44 6 of of ADP issue-79 44 7 competition competition NOUN issue-79 44 8 among among ADP issue-79 44 9 banks bank NOUN issue-79 44 10 was be AUX issue-79 44 11 also also ADV issue-79 44 12 studied study VERB issue-79 44 13 by by ADP issue-79 44 14 nicola nicola PROPN issue-79 44 15 cetorelli cetorelli PROPN issue-79 44 16 ( ( PUNCT issue-79 44 17 cetorelli cetorelli PROPN issue-79 44 18 , , PUNCT issue-79 44 19 2001 2001 NUM issue-79 44 20 ) ) PUNCT issue-79 44 21 . . PUNCT issue-79 45 1 he he PRON issue-79 45 2 considered consider VERB issue-79 45 3 the the DET issue-79 45 4 approaches approach NOUN issue-79 45 5 of of ADP issue-79 45 6 different different ADJ issue-79 45 7 authors author NOUN issue-79 45 8 on on ADP issue-79 45 9 the the DET issue-79 45 10 positive positive ADJ issue-79 45 11 and and CCONJ issue-79 45 12 negative negative ADJ issue-79 45 13 qualities quality NOUN issue-79 45 14 of of ADP issue-79 45 15 different different ADJ issue-79 45 16 types type NOUN issue-79 45 17 of of ADP issue-79 45 18 competition competition NOUN issue-79 45 19 in in ADP issue-79 45 20 the the DET issue-79 45 21 banking banking NOUN issue-79 45 22 environment environment NOUN issue-79 45 23 . . PUNCT issue-79 46 1 the the DET issue-79 46 2 key key ADJ issue-79 46 3 thesis thesis NOUN issue-79 46 4 of of ADP issue-79 46 5 this this DET issue-79 46 6 study study NOUN issue-79 46 7 was be AUX issue-79 46 8 that that SCONJ issue-79 46 9 in in ADP issue-79 46 10 any any DET issue-79 46 11 case case NOUN issue-79 46 12 , , PUNCT issue-79 46 13 whether whether SCONJ issue-79 46 14 it it PRON issue-79 46 15 is be AUX issue-79 46 16 monopoly monopoly NOUN issue-79 46 17 or or CCONJ issue-79 46 18 perfect perfect ADJ issue-79 46 19 banking banking NOUN issue-79 46 20 competition competition NOUN issue-79 46 21 , , PUNCT issue-79 46 22 it it PRON issue-79 46 23 will will AUX issue-79 46 24 have have VERB issue-79 46 25 the the DET issue-79 46 26 same same ADJ issue-79 46 27 positive positive ADJ issue-79 46 28 and and CCONJ issue-79 46 29 negative negative ADJ issue-79 46 30 effects effect NOUN issue-79 46 31 on on ADP issue-79 46 32 aspects aspect NOUN issue-79 46 33 of of ADP issue-79 46 34 banking banking NOUN issue-79 46 35 activity activity NOUN issue-79 46 36 . . PUNCT issue-79 47 1 therefore therefore ADV issue-79 47 2 the the DET issue-79 47 3 ideal ideal ADJ issue-79 47 4 situation situation NOUN issue-79 47 5 is be AUX issue-79 47 6 to to PART issue-79 47 7 look look VERB issue-79 47 8 for for ADP issue-79 47 9 a a DET issue-79 47 10 certain certain ADJ issue-79 47 11 compromise compromise NOUN issue-79 47 12 between between ADP issue-79 47 13 market market NOUN issue-79 47 14 participants participant NOUN issue-79 47 15 which which PRON issue-79 47 16 would would AUX issue-79 47 17 set set VERB issue-79 47 18 the the DET issue-79 47 19 optimal optimal ADJ issue-79 47 20 level level NOUN issue-79 47 21 of of ADP issue-79 47 22 competitive competitive ADJ issue-79 47 23 environment environment NOUN issue-79 47 24 . . PUNCT issue-79 48 1 nicola nicola PROPN issue-79 48 2 cetorelli cetorelli PROPN issue-79 48 3 also also ADV issue-79 48 4 notes note VERB issue-79 48 5 that that SCONJ issue-79 48 6 while while SCONJ issue-79 48 7 regulating regulate VERB issue-79 48 8 the the DET issue-79 48 9 situation situation NOUN issue-79 48 10 in in ADP issue-79 48 11 the the DET issue-79 48 12 banking banking NOUN issue-79 48 13 sector sector NOUN issue-79 48 14 the the DET issue-79 48 15 impact impact NOUN issue-79 48 16 of of ADP issue-79 48 17 institutions institution NOUN issue-79 48 18 from from ADP issue-79 48 19 other other ADJ issue-79 48 20 sectors sector NOUN issue-79 48 21 of of ADP issue-79 48 22 the the DET issue-79 48 23 economy economy NOUN issue-79 48 24 must must AUX issue-79 48 25 be be AUX issue-79 48 26 considered consider VERB issue-79 48 27 . . PUNCT issue-79 49 1 besides besides SCONJ issue-79 49 2 mentioned mention VERB issue-79 49 3 authors author NOUN issue-79 49 4 the the DET issue-79 49 5 problem problem NOUN issue-79 49 6 of of ADP issue-79 49 7 competition competition NOUN issue-79 49 8 in in ADP issue-79 49 9 the the DET issue-79 49 10 banking banking NOUN issue-79 49 11 sector sector NOUN issue-79 49 12 was be AUX issue-79 49 13 researched research VERB issue-79 49 14 by by ADP issue-79 49 15 other other ADJ issue-79 49 16 researchers researcher NOUN issue-79 49 17 : : PUNCT issue-79 49 18 o. o. PROPN issue-79 49 19 y. y. PROPN issue-79 49 20 hirna hirna PROPN issue-79 49 21 ( ( PUNCT issue-79 49 22 hirna hirna PROPN issue-79 49 23 , , PUNCT issue-79 49 24 2014 2014 NUM issue-79 49 25 ) ) PUNCT issue-79 49 26 , , PUNCT issue-79 49 27 s. s. PROPN issue-79 49 28 v. v. PROPN issue-79 49 29 leonov leonov PROPN issue-79 49 30 ( ( PUNCT issue-79 49 31 leonov leonov PROPN issue-79 49 32 , , PUNCT issue-79 49 33 2009 2009 NUM issue-79 49 34 ) ) PUNCT issue-79 49 35 , , PUNCT issue-79 50 1 s. s. PROPN issue-79 50 2 drobyshevskyi drobyshevskyi PROPN issue-79 50 3 ( ( PUNCT issue-79 50 4 drobyshevskyi drobyshevskyi PROPN issue-79 50 5 , , PUNCT issue-79 50 6 2006 2006 NUM issue-79 50 7 ) ) PUNCT issue-79 50 8 , , PUNCT issue-79 50 9 m. m. PROPN issue-79 50 10 e. e. PROPN issue-79 50 11 mamonov mamonov PROPN issue-79 50 12 ( ( PUNCT issue-79 50 13 mamonov mamonov PROPN issue-79 50 14 , , PUNCT issue-79 50 15 2010 2010 NUM issue-79 50 16 ) ) PUNCT issue-79 50 17 , , PUNCT issue-79 50 18 j. j. PROPN issue-79 50 19 barth barth PROPN issue-79 50 20 ( ( PUNCT issue-79 50 21 barth barth PROPN issue-79 50 22 , , PUNCT issue-79 50 23 2000 2000 NUM issue-79 50 24 ) ) PUNCT issue-79 50 25 , , PUNCT issue-79 50 26 s. s. PROPN issue-79 50 27 shaffer shaffer PROPN issue-79 50 28 ( ( PUNCT issue-79 50 29 shaffer shaffer PROPN issue-79 50 30 , , PUNCT issue-79 50 31 1998 1998 NUM issue-79 50 32 ) ) PUNCT issue-79 50 33 and and CCONJ issue-79 50 34 others other NOUN issue-79 50 35 . . PUNCT issue-79 51 1 having having AUX issue-79 51 2 defined define VERB issue-79 51 3 the the DET issue-79 51 4 fact fact NOUN issue-79 51 5 that that SCONJ issue-79 51 6 detecting detect VERB issue-79 51 7 and and CCONJ issue-79 51 8 calculating calculate VERB issue-79 51 9 the the DET issue-79 51 10 level level NOUN issue-79 51 11 of of ADP issue-79 51 12 competition competition NOUN issue-79 51 13 is be AUX issue-79 51 14 important important ADJ issue-79 51 15 , , PUNCT issue-79 51 16 approaches approach NOUN issue-79 51 17 and and CCONJ issue-79 51 18 methods method NOUN issue-79 51 19 of of ADP issue-79 51 20 its its PRON issue-79 51 21 assessment assessment NOUN issue-79 51 22 began begin VERB issue-79 51 23 to to PART issue-79 51 24 appear appear VERB issue-79 51 25 . . PUNCT issue-79 52 1 totally totally ADV issue-79 52 2 there there PRON issue-79 52 3 are be VERB issue-79 52 4 two two NUM issue-79 52 5 big big ADJ issue-79 52 6 groups group NOUN issue-79 52 7 of of ADP issue-79 52 8 approaches approach NOUN issue-79 52 9 to to PART issue-79 52 10 assess assess VERB issue-79 52 11 the the DET issue-79 52 12 level level NOUN issue-79 52 13 of of ADP issue-79 52 14 competition competition NOUN issue-79 52 15 : : PUNCT issue-79 52 16 structural structural ADJ issue-79 52 17 and and CCONJ issue-79 52 18 non non ADJ issue-79 52 19 - - ADJ issue-79 52 20 structural structural ADJ issue-79 52 21 ( ( PUNCT issue-79 52 22 moiseev moiseev ADJ issue-79 52 23 , , PUNCT issue-79 52 24 2007 2007 NUM issue-79 52 25 ) ) PUNCT issue-79 52 26 . . PUNCT issue-79 53 1 structural structural ADJ issue-79 53 2 approaches approach NOUN issue-79 53 3 are be AUX issue-79 53 4 based base VERB issue-79 53 5 mainly mainly ADV issue-79 53 6 on on ADP issue-79 53 7 the the DET issue-79 53 8 assumption assumption NOUN issue-79 53 9 that that SCONJ issue-79 53 10 market market NOUN issue-79 53 11 competition competition NOUN issue-79 53 12 is be AUX issue-79 53 13 influenced influence VERB issue-79 53 14 by by ADP issue-79 53 15 its its PRON issue-79 53 16 structure structure NOUN issue-79 53 17 , , PUNCT issue-79 53 18 i.e. i.e. X issue-79 53 19 a a DET issue-79 53 20 set set NOUN issue-79 53 21 of of ADP issue-79 53 22 indicators indicator NOUN issue-79 53 23 that that PRON issue-79 53 24 includes include VERB issue-79 53 25 a a DET issue-79 53 26 number number NOUN issue-79 53 27 of of ADP issue-79 53 28 subjects subject NOUN issue-79 53 29 of of ADP issue-79 53 30 particular particular ADJ issue-79 53 31 industry industry NOUN issue-79 53 32 , , PUNCT issue-79 53 33 size size NOUN issue-79 53 34 of of ADP issue-79 53 35 firm firm NOUN issue-79 53 36 , , PUNCT issue-79 53 37 the the DET issue-79 53 38 level level NOUN issue-79 53 39 of of ADP issue-79 53 40 product product NOUN issue-79 53 41 differentiation differentiation NOUN issue-79 53 42 and and CCONJ issue-79 53 43 size size NOUN issue-79 53 44 of of ADP issue-79 53 45 barriers barrier NOUN issue-79 53 46 to to ADP issue-79 53 47 market market NOUN issue-79 53 48 entry entry NOUN issue-79 53 49 ( ( PUNCT issue-79 53 50 goddard goddard NOUN issue-79 53 51 et et PROPN issue-79 53 52 al al PROPN issue-79 53 53 . . PROPN issue-79 53 54 , , PUNCT issue-79 53 55 2001 2001 NUM issue-79 53 56 ) ) PUNCT issue-79 53 57 . . PUNCT issue-79 54 1 within within ADP issue-79 54 2 the the DET issue-79 54 3 structural structural ADJ issue-79 54 4 approach approach NOUN issue-79 54 5 two two NUM issue-79 54 6 key key ADJ issue-79 54 7 hypotheses hypothesis NOUN issue-79 54 8 are be AUX issue-79 54 9 standing stand VERB issue-79 54 10 . . PUNCT issue-79 55 1 the the DET issue-79 55 2 first first ADJ issue-79 55 3 hypothesis hypothesis NOUN issue-79 55 4 “ " PUNCT issue-79 55 5 structure structure NOUN issue-79 55 6 - - PUNCT issue-79 55 7 conduct conduct NOUN issue-79 55 8 - - PUNCT issue-79 55 9 result result NOUN issue-79 55 10 ” " PUNCT issue-79 55 11 ( ( PUNCT issue-79 55 12 scr scr NOUN issue-79 55 13 ) ) PUNCT issue-79 55 14 or or CCONJ issue-79 55 15 as as SCONJ issue-79 55 16 it it PRON issue-79 55 17 is be AUX issue-79 55 18 called call VERB issue-79 55 19 harvard harvard PROPN issue-79 55 20 paradigm paradigm NOUN issue-79 55 21 was be AUX issue-79 55 22 proposed propose VERB issue-79 55 23 in in ADP issue-79 55 24 50s 50 NOUN issue-79 55 25 of of ADP issue-79 55 26 xx xx NUM issue-79 55 27     SPACE issue-79 55 28 century century NOUN issue-79 55 29 ( ( PUNCT issue-79 55 30 bain bain NOUN issue-79 55 31 , , PUNCT issue-79 55 32 1951 1951 NUM issue-79 55 33 ) ) PUNCT issue-79 55 34 implies imply VERB issue-79 55 35 dependence dependence NOUN issue-79 55 36 of of ADP issue-79 55 37 competition competition NOUN issue-79 55 38 level level NOUN issue-79 55 39 in in ADP issue-79 55 40 the the DET issue-79 55 41 market market NOUN issue-79 55 42 on on ADP issue-79 55 43 the the DET issue-79 55 44 share share NOUN issue-79 55 45 of of ADP issue-79 55 46 a a DET issue-79 55 47 particular particular ADJ issue-79 55 48 market market NOUN issue-79 55 49 sector sector NOUN issue-79 55 50 , , PUNCT issue-79 55 51 number number NOUN issue-79 55 52 of of ADP issue-79 55 53 market market NOUN issue-79 55 54 participants participant NOUN issue-79 55 55 ( ( PUNCT issue-79 55 56 concentration concentration NOUN issue-79 55 57 ) ) PUNCT issue-79 55 58 . . PUNCT issue-79 56 1 therefore therefore ADV issue-79 56 2 , , PUNCT issue-79 56 3 to to PART issue-79 56 4 assess assess VERB issue-79 56 5 competition competition NOUN issue-79 56 6 within within ADP issue-79 56 7 the the DET issue-79 56 8 first first ADJ issue-79 56 9 hypothesis hypothesis NOUN issue-79 56 10 concentration concentration NOUN issue-79 56 11 coefficients coefficient NOUN issue-79 56 12 ( ( PUNCT issue-79 56 13 herfindahl herfindahl NOUN issue-79 56 14 - - PUNCT issue-79 56 15 hirschman hirschman NOUN issue-79 56 16 index index NOUN issue-79 56 17 ) ) PUNCT issue-79 56 18 , , PUNCT issue-79 56 19 entropy entropy NOUN issue-79 56 20 indexes index NOUN issue-79 56 21 and and CCONJ issue-79 56 22 ginny ginny NOUN issue-79 56 23 coefficients coefficient NOUN issue-79 56 24 are be AUX issue-79 56 25 used use VERB issue-79 56 26 . . PUNCT issue-79 57 1 in in ADP issue-79 57 2 twenty twenty NUM issue-79 57 3 years year NOUN issue-79 57 4 later later ADV issue-79 57 5 within within ADP issue-79 57 6 the the DET issue-79 57 7 structural structural ADJ issue-79 57 8 approach approach NOUN issue-79 57 9 another another DET issue-79 57 10 important important ADJ issue-79 57 11 hypothesis hypothesis NOUN issue-79 57 12 was be AUX issue-79 57 13 put put VERB issue-79 57 14 forward forward ADV issue-79 57 15     SPACE issue-79 57 16 – – PUNCT issue-79 57 17 “ " PUNCT issue-79 57 18 efficient efficient ADJ issue-79 57 19 structure structure NOUN issue-79 57 20 ” " PUNCT issue-79 57 21 ( ( PUNCT issue-79 57 22 es es NOUN issue-79 57 23 ) ) PUNCT issue-79 57 24 ( ( PUNCT issue-79 57 25 demsetz demsetz VERB issue-79 57 26 , , PUNCT issue-79 57 27 1973 1973 NUM issue-79 57 28 ) ) PUNCT issue-79 57 29 . . PUNCT issue-79 58 1 the the DET issue-79 58 2 content content NOUN issue-79 58 3 of of ADP issue-79 58 4 the the DET issue-79 58 5 second second ADJ issue-79 58 6 hypothesis hypothesis NOUN issue-79 58 7 is be AUX issue-79 58 8 different different ADJ issue-79 58 9 from from ADP issue-79 58 10 the the DET issue-79 58 11 previous previous ADJ issue-79 58 12 one one NOUN issue-79 58 13 and and CCONJ issue-79 58 14 brings bring VERB issue-79 58 15 on on ADP issue-79 58 16 the the DET issue-79 58 17 first first ADJ issue-79 58 18 place place NOUN issue-79 58 19 the the DET issue-79 58 20 effectiveness effectiveness NOUN issue-79 58 21 of of ADP issue-79 58 22 the the DET issue-79 58 23 activities activity NOUN issue-79 58 24 of of ADP issue-79 58 25 market market NOUN issue-79 58 26 participant participant NOUN issue-79 58 27 . . PUNCT issue-79 59 1 the the DET issue-79 59 2 more more ADV issue-79 59 3 effective effective ADJ issue-79 59 4 are be AUX issue-79 59 5 participants participant NOUN issue-79 59 6 , , PUNCT issue-79 59 7 the the PRON issue-79 59 8 higher high ADJ issue-79 59 9 the the DET issue-79 59 10 level level NOUN issue-79 59 11 of of ADP issue-79 59 12 their their PRON issue-79 59 13 concentration concentration NOUN issue-79 59 14 , , PUNCT issue-79 59 15 and and CCONJ issue-79 59 16 therefore therefore ADV issue-79 59 17 profit profit NOUN issue-79 59 18 and and CCONJ issue-79 59 19 prices price NOUN issue-79 59 20 . . PUNCT issue-79 60 1 when when SCONJ issue-79 60 2 using use VERB issue-79 60 3 structural structural ADJ issue-79 60 4 approaches approach NOUN issue-79 60 5 to to PART issue-79 60 6 assess assess VERB issue-79 60 7 competition competition NOUN issue-79 60 8 level level NOUN issue-79 60 9 several several ADJ issue-79 60 10 disadvantages disadvantage NOUN issue-79 60 11 were be AUX issue-79 60 12 found find VERB issue-79 60 13 . . PUNCT issue-79 61 1 one one NUM issue-79 61 2 of of ADP issue-79 61 3 them they PRON issue-79 61 4 is be AUX issue-79 61 5 that that SCONJ issue-79 61 6 structural structural ADJ issue-79 61 7 methods method NOUN issue-79 61 8 do do AUX issue-79 61 9 n’t not PART issue-79 61 10 allow allow VERB issue-79 61 11 detecting detect VERB issue-79 61 12 influence influence NOUN issue-79 61 13 of of ADP issue-79 61 14 hidden hidden ADJ issue-79 61 15 factors factor NOUN issue-79 61 16 . . PUNCT issue-79 62 1 in in ADP issue-79 62 2 addition addition NOUN issue-79 62 3 , , PUNCT issue-79 62 4 high high ADJ issue-79 62 5 concentration concentration NOUN issue-79 62 6 level level NOUN issue-79 62 7 can can AUX issue-79 62 8 not not PART issue-79 62 9 guarantee guarantee VERB issue-79 62 10 the the DET issue-79 62 11 availability availability NOUN issue-79 62 12 of of ADP issue-79 62 13 market market NOUN issue-79 62 14 power power NOUN issue-79 62 15 . . PUNCT issue-79 63 1 in in ADP issue-79 63 2 this this DET issue-79 63 3 regard regard NOUN issue-79 63 4 , , PUNCT issue-79 63 5 in in ADP issue-79 63 6 the the DET issue-79 63 7 80s 80 NOUN issue-79 63 8 non non ADJ issue-79 63 9 - - ADJ issue-79 63 10 structural structural ADJ issue-79 63 11 methods method NOUN issue-79 63 12 of of ADP issue-79 63 13 assessing assess VERB issue-79 63 14 the the DET issue-79 63 15 level level NOUN issue-79 63 16 of of ADP issue-79 63 17 market market NOUN issue-79 63 18 competition competition NOUN issue-79 63 19 appeared appear VERB issue-79 63 20 . . PUNCT issue-79 64 1 they they PRON issue-79 64 2 allowed allow VERB issue-79 64 3 assessing assess VERB issue-79 64 4 the the DET issue-79 64 5 level level NOUN issue-79 64 6 of of ADP issue-79 64 7 competition competition NOUN issue-79 64 8 in in ADP issue-79 64 9 the the DET issue-79 64 10 market market NOUN issue-79 64 11 basing base VERB issue-79 64 12 on on ADP issue-79 64 13 the the DET issue-79 64 14 behavior behavior NOUN issue-79 64 15 of of ADP issue-79 64 16 market market NOUN issue-79 64 17 participant participant NOUN issue-79 64 18 and and CCONJ issue-79 64 19 a a DET issue-79 64 20 number number NOUN issue-79 64 21 of of ADP issue-79 64 22 other other ADJ issue-79 64 23 factors factor NOUN issue-79 64 24 . . PUNCT issue-79 65 1 the the DET issue-79 65 2 main main ADJ issue-79 65 3 non non ADJ issue-79 65 4 - - ADJ issue-79 65 5 structural structural ADJ issue-79 65 6 models model NOUN issue-79 65 7 include include VERB issue-79 65 8 models model NOUN issue-79 65 9 of of ADP issue-79 65 10 barros barros PROPN issue-79 65 11 - - PROPN issue-79 65 12 modesto modesto PROPN issue-79 65 13 ( ( PUNCT issue-79 65 14 barros barros PROPN issue-79 65 15 , , PUNCT issue-79 65 16 1999 1999 NUM issue-79 65 17 ) ) PUNCT issue-79 65 18 , , PUNCT issue-79 65 19 bresnahan bresnahan ADP issue-79 65 20 ( ( PUNCT issue-79 65 21 bresnahan bresnahan NOUN issue-79 65 22 , , PUNCT issue-79 65 23 1982 1982 NUM issue-79 65 24 ) ) PUNCT issue-79 65 25 , , PUNCT issue-79 65 26 iwata iwata NOUN issue-79 65 27 ( ( PUNCT issue-79 65 28 iwata iwata NOUN issue-79 65 29 , , PUNCT issue-79 65 30 1974 1974 NUM issue-79 65 31 ) ) PUNCT issue-79 65 32 , , PUNCT issue-79 65 33 lau lau PROPN issue-79 65 34 ( ( PUNCT issue-79 65 35 lau lau PROPN issue-79 65 36 , , PUNCT issue-79 65 37 1982 1982 NUM issue-79 65 38 ) ) PUNCT issue-79 65 39 , , PUNCT issue-79 65 40 panzarrosse panzarrosse NOUN issue-79 65 41 ( ( PUNCT issue-79 65 42 panzar panzar NOUN issue-79 65 43 and and CCONJ issue-79 65 44 rosse rosse PROPN issue-79 65 45 , , PUNCT issue-79 65 46 1987 1987 NUM issue-79 65 47 ) ) PUNCT issue-79 65 48 and and CCONJ issue-79 65 49 others other NOUN issue-79 65 50 . . PUNCT issue-79 66 1 3 3 X issue-79 66 2 . . X issue-79 66 3 overview overview NOUN issue-79 66 4 of of ADP issue-79 66 5 ukraine ukraine NOUN issue-79 66 6 ’s ’s PART issue-79 66 7 banking banking NOUN issue-79 66 8 system system NOUN issue-79 66 9 and and CCONJ issue-79 66 10 its its PRON issue-79 66 11 deposit deposit NOUN issue-79 66 12 market market NOUN issue-79 66 13 the the DET issue-79 66 14 banking banking NOUN issue-79 66 15 system system NOUN issue-79 66 16 of of ADP issue-79 66 17 ukraine ukraine NOUN issue-79 66 18 in in ADP issue-79 66 19 modern modern ADJ issue-79 66 20 conditions condition NOUN issue-79 66 21 of of ADP issue-79 66 22 development development NOUN issue-79 66 23 is be AUX issue-79 66 24 going go VERB issue-79 66 25 through through ADP issue-79 66 26 a a DET issue-79 66 27 very very ADV issue-79 66 28 complex complex ADJ issue-79 66 29 and and CCONJ issue-79 66 30 unstable unstable ADJ issue-79 66 31 period period NOUN issue-79 66 32 . . PUNCT issue-79 67 1 structural structural ADJ issue-79 67 2 economic economic ADJ issue-79 67 3 changes change NOUN issue-79 67 4 that that PRON issue-79 67 5 had have AUX issue-79 67 6 been be AUX issue-79 67 7 taken take VERB issue-79 67 8 place place NOUN issue-79 67 9 after after ADP issue-79 67 10 crisis crisis NOUN issue-79 67 11 years year NOUN issue-79 67 12 of of ADP issue-79 67 13 2008 2008 NUM issue-79 67 14 - - SYM issue-79 67 15 2009 2009 NUM issue-79 67 16 , , PUNCT issue-79 67 17 and and CCONJ issue-79 67 18 the the DET issue-79 67 19 political political ADJ issue-79 67 20 crisis crisis NOUN issue-79 67 21 in in ADP issue-79 67 22 ukraine ukraine NOUN issue-79 67 23 , , PUNCT issue-79 67 24 which which PRON issue-79 67 25 had have AUX issue-79 67 26 begun begin VERB issue-79 67 27 in in ADP issue-79 67 28 the the DET issue-79 67 29 end end NOUN issue-79 67 30 of of ADP issue-79 67 31 2013 2013 NUM issue-79 67 32 and and CCONJ issue-79 67 33 continues continue VERB issue-79 67 34 to to ADP issue-79 67 35 this this DET issue-79 67 36 day day NOUN issue-79 67 37 originated originate VERB issue-79 67 38 the the DET issue-79 67 39 beginning beginning NOUN issue-79 67 40 of of ADP issue-79 67 41 the the DET issue-79 67 42 “ " PUNCT issue-79 67 43 reset reset NOUN issue-79 67 44 ” " PUNCT issue-79 67 45 phase phase NOUN issue-79 67 46 of of ADP issue-79 67 47 banking banking NOUN issue-79 67 48 . . PUNCT issue-79 68 1 according accord VERB issue-79 68 2 to to ADP issue-79 68 3 the the DET issue-79 68 4 strategy strategy NOUN issue-79 68 5 of of ADP issue-79 68 6 sustainable sustainable ADJ issue-79 68 7 development development NOUN issue-79 68 8 “ " PUNCT issue-79 68 9 ukraine-2020 ukraine-2020 NOUN issue-79 68 10 ” " PUNCT issue-79 68 11 within within ADP issue-79 68 12 the the DET issue-79 68 13 signed sign VERB issue-79 68 14 international international ADJ issue-79 68 15 legal legal ADJ issue-79 68 16 acts act NOUN issue-79 68 17 , , PUNCT issue-79 68 18 in in ADP issue-79 68 19 particular particular ADJ issue-79 68 20 about about ADP issue-79 68 21 association association NOUN issue-79 68 22 agreement agreement NOUN issue-79 68 23 between between ADP issue-79 68 24 ukraine ukraine NOUN issue-79 68 25 and and CCONJ issue-79 68 26 the the DET issue-79 68 27 eu eu PROPN issue-79 68 28 ( ( PUNCT issue-79 68 29 agreement agreement NOUN issue-79 68 30 , , PUNCT issue-79 68 31 2015 2015 NUM issue-79 68 32 ) ) PUNCT issue-79 68 33 and and CCONJ issue-79 68 34 the the DET issue-79 68 35 memorandum memorandum NOUN issue-79 68 36 of of ADP issue-79 68 37 cooperation cooperation NOUN issue-79 68 38 with with ADP issue-79 68 39 the the DET issue-79 68 40 international international ADJ issue-79 68 41 monetary monetary ADJ issue-79 68 42 fund fund NOUN issue-79 68 43 ( ( PUNCT issue-79 68 44 memorandum memorandum NOUN issue-79 68 45 , , PUNCT issue-79 68 46 2015 2015 NUM issue-79 68 47 ) ) PUNCT issue-79 68 48 , , PUNCT issue-79 68 49 financial financial ADJ issue-79 68 50 sector sector NOUN issue-79 68 51 general general ADJ issue-79 68 52 reformation reformation NOUN issue-79 68 53 is be AUX issue-79 68 54 conducting conduct VERB issue-79 68 55 , , PUNCT issue-79 68 56 within within ADP issue-79 68 57 which which PRON issue-79 68 58 the the DET issue-79 68 59 processes process NOUN issue-79 68 60 of of ADP issue-79 68 61 transformation transformation NOUN issue-79 68 62 of of ADP issue-79 68 63 the the DET issue-79 68 64 banking banking NOUN issue-79 68 65 system system NOUN issue-79 68 66 are be AUX issue-79 68 67 also also ADV issue-79 68 68 taking take VERB issue-79 68 69 baltic baltic ADJ issue-79 68 70 journal journal NOUN issue-79 68 71 of of ADP issue-79 68 72 economic economic ADJ issue-79 68 73 studies study NOUN issue-79 68 74 50 50 NUM issue-79 68 75 vol vol NOUN issue-79 68 76 . . PROPN issue-79 69 1 2 2 NUM issue-79 69 2 , , PUNCT issue-79 69 3 no no INTJ issue-79 69 4 . . NOUN issue-79 69 5 2 2 NUM issue-79 69 6 , , PUNCT issue-79 69 7 2016 2016 NUM issue-79 69 8 place place NOUN issue-79 69 9 as as ADV issue-79 69 10 well well ADV issue-79 69 11 . . PUNCT issue-79 70 1 more more ADV issue-79 70 2 detailed detailed ADJ issue-79 70 3 information information NOUN issue-79 70 4 about about ADP issue-79 70 5 the the DET issue-79 70 6 major major ADJ issue-79 70 7 reforms reform NOUN issue-79 70 8 which which PRON issue-79 70 9 are be AUX issue-79 70 10 carried carry VERB issue-79 70 11 out out ADP issue-79 70 12 in in ADP issue-79 70 13 the the DET issue-79 70 14 banking banking NOUN issue-79 70 15 system system NOUN issue-79 70 16 of of ADP issue-79 70 17 ukraine ukraine NOUN issue-79 70 18 can can AUX issue-79 70 19 be be AUX issue-79 70 20 found find VERB issue-79 70 21 on on ADP issue-79 70 22 the the DET issue-79 70 23 official official ADJ issue-79 70 24 website website NOUN issue-79 70 25 of of ADP issue-79 70 26 national national PROPN issue-79 70 27 council council PROPN issue-79 70 28 of of ADP issue-79 70 29 reforms reform NOUN issue-79 70 30 ( ( PUNCT issue-79 70 31 reforms reform NOUN issue-79 70 32 ) ) PUNCT issue-79 70 33 . . PUNCT issue-79 71 1 the the DET issue-79 71 2 current current ADJ issue-79 71 3 head head NOUN issue-79 71 4 of of ADP issue-79 71 5 the the DET issue-79 71 6 national national PROPN issue-79 71 7 bank bank PROPN issue-79 71 8 of of ADP issue-79 71 9 ukraine ukraine PROPN issue-79 71 10 ( ( PUNCT issue-79 71 11 nbu nbu PROPN issue-79 71 12 ) ) PUNCT issue-79 71 13 valeriya valeriya PROPN issue-79 71 14 gontareva gontareva VERB issue-79 71 15 during during ADP issue-79 71 16 the the DET issue-79 71 17 last last ADJ issue-79 71 18 meeting meeting NOUN issue-79 71 19 of of ADP issue-79 71 20 the the DET issue-79 71 21 finance finance NOUN issue-79 71 22 committee committee NOUN issue-79 71 23 of of ADP issue-79 71 24 the the DET issue-79 71 25 verkhovna verkhovna NOUN issue-79 71 26 rada rada PROPN issue-79 71 27 in in ADP issue-79 71 28 april april PROPN issue-79 71 29 2015 2015 NUM issue-79 71 30 ( ( PUNCT issue-79 71 31 verkhovna verkhovna VERB issue-79 71 32 rada rada PROPN issue-79 71 33 , , PUNCT issue-79 71 34 2015 2015 NUM issue-79 71 35 ) ) PUNCT issue-79 71 36 noted note VERB issue-79 71 37 that that SCONJ issue-79 71 38 the the DET issue-79 71 39 banking banking NOUN issue-79 71 40 system system NOUN issue-79 71 41 of of ADP issue-79 71 42 ukraine ukraine NOUN issue-79 71 43 is be AUX issue-79 71 44 going go VERB issue-79 71 45 through through ADP issue-79 71 46 three three NUM issue-79 71 47 key key ADJ issue-79 71 48 stages stage NOUN issue-79 71 49 of of ADP issue-79 71 50 reformation reformation NOUN issue-79 71 51 : : PUNCT issue-79 71 52 cleaning clean VERB issue-79 71 53 , , PUNCT issue-79 71 54 rebooting reboot VERB issue-79 71 55 and and CCONJ issue-79 71 56 ensuring ensure VERB issue-79 71 57 sustainable sustainable ADJ issue-79 71 58 development development NOUN issue-79 71 59 of of ADP issue-79 71 60 the the DET issue-79 71 61 banking banking NOUN issue-79 71 62 system system NOUN issue-79 71 63 . . PUNCT issue-79 72 1 thus thus ADV issue-79 72 2 , , PUNCT issue-79 72 3 she she PRON issue-79 72 4 noted note VERB issue-79 72 5 that that SCONJ issue-79 72 6 cleaning cleaning NOUN issue-79 72 7 of of ADP issue-79 72 8 domestic domestic ADJ issue-79 72 9 banking banking NOUN issue-79 72 10 system system NOUN issue-79 72 11 had have AUX issue-79 72 12 been be AUX issue-79 72 13 successfully successfully ADV issue-79 72 14 finished finish VERB issue-79 72 15 and and CCONJ issue-79 72 16 ended end VERB issue-79 72 17 in in ADP issue-79 72 18 june june PROPN issue-79 72 19 2015 2015 NUM issue-79 72 20 . . PUNCT issue-79 73 1 the the DET issue-79 73 2 main main ADJ issue-79 73 3 results result NOUN issue-79 73 4 of of ADP issue-79 73 5 this this DET issue-79 73 6 stage stage NOUN issue-79 73 7 are be AUX issue-79 73 8 : : PUNCT issue-79 73 9 extra extra ADJ issue-79 73 10 capitalization capitalization NOUN issue-79 73 11 of of ADP issue-79 73 12 35 35 NUM issue-79 73 13 largest large ADJ issue-79 73 14 banks bank NOUN issue-79 73 15 that that PRON issue-79 73 16 have have AUX issue-79 73 17 successfully successfully ADV issue-79 73 18 passed pass VERB issue-79 73 19 the the DET issue-79 73 20 stress stress NOUN issue-79 73 21 tests test NOUN issue-79 73 22 in in ADP issue-79 73 23 2014 2014 NUM issue-79 73 24 and and CCONJ issue-79 73 25 reduction reduction NOUN issue-79 73 26 in in ADP issue-79 73 27 the the DET issue-79 73 28 total total ADJ issue-79 73 29 number number NOUN issue-79 73 30 of of ADP issue-79 73 31 banks bank NOUN issue-79 73 32 at at ADP issue-79 73 33 the the DET issue-79 73 34 expense expense NOUN issue-79 73 35 of of ADP issue-79 73 36 the the DET issue-79 73 37 third third ADJ issue-79 73 38 and and CCONJ issue-79 73 39 fourth fourth ADJ issue-79 73 40 groups group NOUN issue-79 73 41 . . PUNCT issue-79 74 1 as as ADP issue-79 74 2 of of ADP issue-79 74 3 the the DET issue-79 74 4 end end NOUN issue-79 74 5 of of ADP issue-79 74 6 2015 2015 NUM issue-79 74 7 the the DET issue-79 74 8 number number NOUN issue-79 74 9 of of ADP issue-79 74 10 banks bank NOUN issue-79 74 11 with with ADP issue-79 74 12 banking banking NOUN issue-79 74 13 license license NOUN issue-79 74 14 was be AUX issue-79 74 15 120 120 NUM issue-79 74 16 , , PUNCT issue-79 74 17 that that PRON issue-79 74 18 is be AUX issue-79 74 19 43 43 NUM issue-79 74 20 less less ADJ issue-79 74 21 than than ADP issue-79 74 22 at at ADP issue-79 74 23 the the DET issue-79 74 24 beginning beginning NOUN issue-79 74 25 of of ADP issue-79 74 26 the the DET issue-79 74 27 year year NOUN issue-79 74 28 . . PUNCT issue-79 75 1 such such ADJ issue-79 75 2 policy policy NOUN issue-79 75 3 of of ADP issue-79 75 4 the the DET issue-79 75 5 nbu nbu NOUN issue-79 75 6 was be AUX issue-79 75 7 a a DET issue-79 75 8 result result NOUN issue-79 75 9 of of ADP issue-79 75 10 banking banking NOUN issue-79 75 11 sector sector NOUN issue-79 75 12 general general ADJ issue-79 75 13 assessment assessment NOUN issue-79 75 14 , , PUNCT issue-79 75 15 where where SCONJ issue-79 75 16 85 85 NUM issue-79 75 17 % % NOUN issue-79 75 18 of of ADP issue-79 75 19 main main ADJ issue-79 75 20 banking banking NOUN issue-79 75 21 operations operation NOUN issue-79 75 22 are be AUX issue-79 75 23 provided provide VERB issue-79 75 24 by by ADP issue-79 75 25 the the DET issue-79 75 26 first first ADJ issue-79 75 27 35 35 NUM issue-79 75 28 banks bank NOUN issue-79 75 29 . . PUNCT issue-79 76 1 in in ADP issue-79 76 2 addition addition NOUN issue-79 76 3 , , PUNCT issue-79 76 4 the the DET issue-79 76 5 committee committee NOUN issue-79 76 6 on on ADP issue-79 76 7 supervision supervision NOUN issue-79 76 8 and and CCONJ issue-79 76 9 regulation regulation NOUN issue-79 76 10 of of ADP issue-79 76 11 banks bank NOUN issue-79 76 12 ` ` PART issue-79 76 13 activity activity NOUN issue-79 76 14 , , PUNCT issue-79 76 15 supervision supervision NOUN issue-79 76 16 of of ADP issue-79 76 17 payment payment NOUN issue-79 76 18 systems system NOUN issue-79 76 19 the the DET issue-79 76 20 nbu nbu PROPN issue-79 76 21 published publish VERB issue-79 76 22 information information NOUN issue-79 76 23 about about ADP issue-79 76 24 that that DET issue-79 76 25 three three NUM issue-79 76 26 banks bank NOUN issue-79 76 27 at at ADP issue-79 76 28 the the DET issue-79 76 29 moment moment NOUN issue-79 76 30 to to ADP issue-79 76 31 date date NOUN issue-79 76 32 are be AUX issue-79 76 33 systemically systemically ADV issue-79 76 34 important important ADJ issue-79 76 35 ( ( PUNCT issue-79 76 36 pjsc pjsc NOUN issue-79 76 37 “ " PUNCT issue-79 76 38 privatbank privatbank NOUN issue-79 76 39 ” " PUNCT issue-79 76 40 , , PUNCT issue-79 76 41 pjsc pjsc VERB issue-79 76 42 “ " PUNCT issue-79 76 43 oschadbank oschadbank PROPN issue-79 76 44 ” " PUNCT issue-79 76 45 and and CCONJ issue-79 76 46 jsc jsc PROPN issue-79 76 47 “ " PUNCT issue-79 76 48 ukreximbank ukreximbank NOUN issue-79 76 49 ” " PUNCT issue-79 76 50 ) ) PUNCT issue-79 76 51 , , PUNCT issue-79 76 52 which which PRON issue-79 76 53 creates create VERB issue-79 76 54 a a DET issue-79 76 55 reason reason NOUN issue-79 76 56 to to PART issue-79 76 57 keep keep VERB issue-79 76 58 attentive attentive ADJ issue-79 76 59 oversight oversight NOUN issue-79 76 60 of of ADP issue-79 76 61 their their PRON issue-79 76 62 activities activity NOUN issue-79 76 63 ( ( PUNCT issue-79 76 64 nbu nbu NOUN issue-79 76 65 ) ) PUNCT issue-79 76 66 . . PUNCT issue-79 77 1 according accord VERB issue-79 77 2 to to ADP issue-79 77 3 the the DET issue-79 77 4 next next ADJ issue-79 77 5 stage stage NOUN issue-79 77 6 of of ADP issue-79 77 7 reformation reformation NOUN issue-79 77 8 of of ADP issue-79 77 9 the the DET issue-79 77 10 banking banking NOUN issue-79 77 11 system system NOUN issue-79 77 12 of of ADP issue-79 77 13 ukraine ukraine NOUN issue-79 77 14 , , PUNCT issue-79 77 15 that that ADV issue-79 77 16 is be AUX issue-79 77 17 “ " PUNCT issue-79 77 18 reboot reboot NOUN issue-79 77 19 ” " PUNCT issue-79 77 20 , , PUNCT issue-79 77 21 v. v. ADP issue-79 77 22 gontareva gontareva PROPN issue-79 77 23 notes note VERB issue-79 77 24 that that SCONJ issue-79 77 25 it it PRON issue-79 77 26 needs need VERB issue-79 77 27 time time NOUN issue-79 77 28 for for ADP issue-79 77 29 implementation implementation NOUN issue-79 77 30 , , PUNCT issue-79 77 31 in in ADP issue-79 77 32 particular particular ADJ issue-79 77 33 , , PUNCT issue-79 77 34 for for ADP issue-79 77 35 the the DET issue-79 77 36 gradual gradual ADJ issue-79 77 37 liberalization liberalization NOUN issue-79 77 38 of of ADP issue-79 77 39 restrictions restriction NOUN issue-79 77 40 on on ADP issue-79 77 41 the the DET issue-79 77 42 foreign foreign ADJ issue-79 77 43 exchange exchange NOUN issue-79 77 44 market market NOUN issue-79 77 45 and and CCONJ issue-79 77 46 the the DET issue-79 77 47 market market NOUN issue-79 77 48 of of ADP issue-79 77 49 retail retail ADJ issue-79 77 50 deposits deposit NOUN issue-79 77 51 , , PUNCT issue-79 77 52 strengthening strengthen VERB issue-79 77 53 the the DET issue-79 77 54 role role NOUN issue-79 77 55 of of ADP issue-79 77 56 corporate corporate ADJ issue-79 77 57 governance governance NOUN issue-79 77 58 in in ADP issue-79 77 59 ukrainian ukrainian ADJ issue-79 77 60 banks bank NOUN issue-79 77 61 and and CCONJ issue-79 77 62 risk risk NOUN issue-79 77 63 management management NOUN issue-79 77 64 to to PART issue-79 77 65 attract attract VERB issue-79 77 66 depositors depositor NOUN issue-79 77 67 ` ` PART issue-79 77 68 confidence confidence NOUN issue-79 77 69 . . PUNCT issue-79 78 1 the the DET issue-79 78 2 third third ADJ issue-79 78 3 stage stage NOUN issue-79 78 4 of of ADP issue-79 78 5 establishing establish VERB issue-79 78 6 sustainable sustainable ADJ issue-79 78 7 development development NOUN issue-79 78 8 of of ADP issue-79 78 9 the the DET issue-79 78 10 banking banking NOUN issue-79 78 11 system system NOUN issue-79 78 12 is be AUX issue-79 78 13 scheduled schedule VERB issue-79 78 14 for for ADP issue-79 78 15 the the DET issue-79 78 16 last last ADJ issue-79 78 17 years year NOUN issue-79 78 18 of of ADP issue-79 78 19 the the DET issue-79 78 20 strategy strategy NOUN issue-79 78 21 “ " PUNCT issue-79 78 22 ukraine-2020 ukraine-2020 NOUN issue-79 78 23 ” " PUNCT issue-79 78 24 . . PUNCT issue-79 79 1 a a DET issue-79 79 2 key key ADJ issue-79 79 3 thesis thesis NOUN issue-79 79 4 on on ADP issue-79 79 5 this this DET issue-79 79 6 stage stage NOUN issue-79 79 7 is be AUX issue-79 79 8 to to PART issue-79 79 9 achieve achieve VERB issue-79 79 10 an an DET issue-79 79 11 inflation inflation NOUN issue-79 79 12 level level NOUN issue-79 79 13 at at ADP issue-79 79 14 5 5 NUM issue-79 79 15 % % NOUN issue-79 79 16 and and CCONJ issue-79 79 17 provide provide VERB issue-79 79 18 country`s country`s NOUN issue-79 79 19 economy economy NOUN issue-79 79 20 with with ADP issue-79 79 21 available available ADJ issue-79 79 22 resources resource NOUN issue-79 79 23 for for ADP issue-79 79 24 further further ADJ issue-79 79 25 economic economic ADJ issue-79 79 26 growth growth NOUN issue-79 79 27 . . PUNCT issue-79 80 1 in in ADP issue-79 80 2 addition addition NOUN issue-79 80 3 to to ADP issue-79 80 4 mentioned mention VERB issue-79 80 5 facts fact NOUN issue-79 80 6 , , PUNCT issue-79 80 7 we we PRON issue-79 80 8 can can AUX issue-79 80 9 point point VERB issue-79 80 10 out out ADP issue-79 80 11 the the DET issue-79 80 12 following follow VERB issue-79 80 13 main main ADJ issue-79 80 14 statistical statistical ADJ issue-79 80 15 changes change NOUN issue-79 80 16 in in ADP issue-79 80 17 the the DET issue-79 80 18 banking banking NOUN issue-79 80 19 system system NOUN issue-79 80 20 of of ADP issue-79 80 21 ukraine ukraine NOUN issue-79 80 22 during during ADP issue-79 80 23 the the DET issue-79 80 24 last last ADJ issue-79 80 25 year year NOUN issue-79 80 26 ( ( PUNCT issue-79 80 27 according accord VERB issue-79 80 28 to to ADP issue-79 80 29 the the DET issue-79 80 30 national national ADJ issue-79 80 31 rating rating NOUN issue-79 80 32 agency agency NOUN issue-79 80 33 “ " PUNCT issue-79 80 34 rurik rurik NOUN issue-79 80 35 ” " PUNCT issue-79 80 36 ( ( PUNCT issue-79 80 37 rurik rurik NOUN issue-79 80 38 , , PUNCT issue-79 80 39 2015 2015 NUM issue-79 80 40 ): ): PUNCT issue-79 80 41 – – PUNCT issue-79 80 42 reducing reduce VERB issue-79 80 43 the the DET issue-79 80 44 nbu nbu NOUN issue-79 80 45 discount discount NOUN issue-79 80 46 rate rate NOUN issue-79 80 47 from from ADP issue-79 80 48 30 30 NUM issue-79 80 49 % % NOUN issue-79 80 50 to to PART issue-79 80 51 22 22 NUM issue-79 80 52 % % NOUN issue-79 80 53 ; ; PUNCT issue-79 80 54 – – PUNCT issue-79 80 55 during during ADP issue-79 80 56 9 9 NUM issue-79 80 57 months month NOUN issue-79 80 58 of of ADP issue-79 80 59 2015 2015 NUM issue-79 80 60 the the DET issue-79 80 61 net net ADJ issue-79 80 62 assets asset NOUN issue-79 80 63 of of ADP issue-79 80 64 banks bank NOUN issue-79 80 65 in in ADP issue-79 80 66 ukraine ukraine NOUN issue-79 80 67 reduced reduce VERB issue-79 80 68 by by ADP issue-79 80 69 8,2 8,2 NUM issue-79 80 70 % % NOUN issue-79 80 71 and and CCONJ issue-79 80 72 as as ADP issue-79 80 73 of of ADP issue-79 80 74 01.10.2015 01.10.2015 NUM issue-79 80 75 were be AUX issue-79 80 76 1208,88 1208,88 NUM issue-79 80 77 billion billion NUM issue-79 80 78 grn grn PROPN issue-79 80 79 . . PROPN issue-79 80 80 , , PUNCT issue-79 80 81 which which PRON issue-79 80 82 was be AUX issue-79 80 83 caused cause VERB issue-79 80 84 by by ADP issue-79 80 85 a a DET issue-79 80 86 reduction reduction NOUN issue-79 80 87 of of ADP issue-79 80 88 the the DET issue-79 80 89 general general ADJ issue-79 80 90 number number NOUN issue-79 80 91 of of ADP issue-79 80 92 banks bank NOUN issue-79 80 93 and and CCONJ issue-79 80 94 outflow outflow NOUN issue-79 80 95 of of ADP issue-79 80 96 depositors depositor NOUN issue-79 80 97 ` ` PART issue-79 80 98 money money NOUN issue-79 80 99 because because SCONJ issue-79 80 100 of of ADP issue-79 80 101 mass mass ADJ issue-79 80 102 panic panic NOUN issue-79 80 103 among among ADP issue-79 80 104 population population NOUN issue-79 80 105 ( ( PUNCT issue-79 80 106 provoked provoke VERB issue-79 80 107 by by ADP issue-79 80 108 the the DET issue-79 80 109 loss loss NOUN issue-79 80 110 of of ADP issue-79 80 111 confidence confidence NOUN issue-79 80 112 in in ADP issue-79 80 113 the the DET issue-79 80 114 banking banking NOUN issue-79 80 115 system system NOUN issue-79 80 116 and and CCONJ issue-79 80 117 the the DET issue-79 80 118 devaluation devaluation NOUN issue-79 80 119 of of ADP issue-79 80 120 the the DET issue-79 80 121 national national ADJ issue-79 80 122 currency currency NOUN issue-79 80 123 ( ( PUNCT issue-79 80 124 uah uah PROPN issue-79 80 125 ) ) PUNCT issue-79 80 126 ) ) PUNCT issue-79 80 127 . . PUNCT issue-79 81 1 at at ADP issue-79 81 2 this this DET issue-79 81 3 time time NOUN issue-79 81 4 , , PUNCT issue-79 81 5 there there PRON issue-79 81 6 was be VERB issue-79 81 7 a a DET issue-79 81 8 slight slight ADJ issue-79 81 9 increase increase NOUN issue-79 81 10 of of ADP issue-79 81 11 foreign foreign ADJ issue-79 81 12 currency currency NOUN issue-79 81 13 assets asset NOUN issue-79 81 14 – – PUNCT issue-79 81 15 since since SCONJ issue-79 81 16 the the DET issue-79 81 17 beginning beginning NOUN issue-79 81 18 of of ADP issue-79 81 19 the the DET issue-79 81 20 year year NOUN issue-79 81 21 till till SCONJ issue-79 81 22 october october PROPN issue-79 81 23 2015 2015 NUM issue-79 81 24 the the DET issue-79 81 25 share share NOUN issue-79 81 26 of of ADP issue-79 81 27 foreign foreign ADJ issue-79 81 28 currency currency NOUN issue-79 81 29 assets asset NOUN issue-79 81 30 increased increase VERB issue-79 81 31 from from ADP issue-79 81 32 43,7 43,7 NUM issue-79 81 33 % % NOUN issue-79 81 34 to to ADP issue-79 81 35 47,71 47,71 NUM issue-79 81 36 % % NOUN issue-79 81 37 ; ; PUNCT issue-79 81 38 – – PUNCT issue-79 81 39 the the DET issue-79 81 40 amount amount NOUN issue-79 81 41 of of ADP issue-79 81 42 the the DET issue-79 81 43 loan loan NOUN issue-79 81 44 portfolio portfolio NOUN issue-79 81 45 also also ADV issue-79 81 46 decreased decrease VERB issue-79 81 47 by by ADP issue-79 81 48 9,47 9,47 NUM issue-79 81 49 % % NOUN issue-79 81 50 and and CCONJ issue-79 81 51 as as ADP issue-79 81 52 of of ADP issue-79 81 53 01.10.2015 01.10.2015 NUM issue-79 81 54 was be AUX issue-79 81 55 911,02 911,02 NUM issue-79 81 56 billion billion NUM issue-79 81 57 grn grn PROPN issue-79 81 58 . . PUNCT issue-79 81 59 , , PUNCT issue-79 81 60 while while SCONJ issue-79 81 61 the the DET issue-79 81 62 biggest big ADJ issue-79 81 63 part part NOUN issue-79 81 64 in in ADP issue-79 81 65 it it PRON issue-79 81 66 ( ( PUNCT issue-79 81 67 55 55 NUM issue-79 81 68 % % NOUN issue-79 81 69 ) ) PUNCT issue-79 81 70 was be AUX issue-79 81 71 occupied occupy VERB issue-79 81 72 by by ADP issue-79 81 73 foreign foreign ADJ issue-79 81 74 currency currency NOUN issue-79 81 75 loans loan NOUN issue-79 81 76 ; ; PUNCT issue-79 81 77 – – PUNCT issue-79 81 78 for for ADP issue-79 81 79 the the DET issue-79 81 80 first first ADJ issue-79 81 81 9 9 NUM issue-79 81 82 months month NOUN issue-79 81 83 of of ADP issue-79 81 84 activity activity NOUN issue-79 81 85 of of ADP issue-79 81 86 the the DET issue-79 81 87 banking banking NOUN issue-79 81 88 system system NOUN issue-79 81 89 of of ADP issue-79 81 90 ukraine ukraine NOUN issue-79 81 91 in in ADP issue-79 81 92 2015 2015 NUM issue-79 81 93 it it PRON issue-79 81 94 received receive VERB issue-79 81 95 a a DET issue-79 81 96 negative negative ADJ issue-79 81 97 financial financial ADJ issue-79 81 98 result result NOUN issue-79 81 99     SPACE issue-79 81 100 – – PUNCT issue-79 81 101 net net ADJ issue-79 81 102 loss loss NOUN issue-79 81 103 of of ADP issue-79 81 104 51530 51530 NUM issue-79 81 105 million million NUM issue-79 81 106 grn grn PROPN issue-79 81 107 . . PUNCT issue-79 82 1 this this DET issue-79 82 2 situation situation NOUN issue-79 82 3 is be AUX issue-79 82 4 explained explain VERB issue-79 82 5 by by ADP issue-79 82 6 reduction reduction NOUN issue-79 82 7 of of ADP issue-79 82 8 asset asset NOUN issue-79 82 9 quality quality NOUN issue-79 82 10 of of ADP issue-79 82 11 banks bank NOUN issue-79 82 12 and and CCONJ issue-79 82 13 the the DET issue-79 82 14 lack lack NOUN issue-79 82 15 of of ADP issue-79 82 16 reserves reserve NOUN issue-79 82 17 of of ADP issue-79 82 18 the the DET issue-79 82 19 banking banking NOUN issue-79 82 20 system system NOUN issue-79 82 21 . . PUNCT issue-79 83 1 concerning concern VERB issue-79 83 2 the the DET issue-79 83 3 deposit deposit NOUN issue-79 83 4 sector sector NOUN issue-79 83 5 of of ADP issue-79 83 6 the the DET issue-79 83 7 domestic domestic ADJ issue-79 83 8 banking banking NOUN issue-79 83 9 system system NOUN issue-79 83 10 , , PUNCT issue-79 83 11 there there PRON issue-79 83 12 is be VERB issue-79 83 13 a a DET issue-79 83 14 tendency tendency NOUN issue-79 83 15 of of ADP issue-79 83 16 reducing reduce VERB issue-79 83 17 the the DET issue-79 83 18 number number NOUN issue-79 83 19 of of ADP issue-79 83 20 long long ADJ issue-79 83 21 - - PUNCT issue-79 83 22 term term NOUN issue-79 83 23 deposits deposit NOUN issue-79 83 24 , , PUNCT issue-79 83 25 meanwhile meanwhile ADV issue-79 83 26 the the DET issue-79 83 27 average average ADJ issue-79 83 28 interest interest NOUN issue-79 83 29 rate rate NOUN issue-79 83 30 on on ADP issue-79 83 31 deposits deposit NOUN issue-79 83 32 in in ADP issue-79 83 33 the the DET issue-79 83 34 national national ADJ issue-79 83 35 currency currency NOUN issue-79 83 36 as as ADP issue-79 83 37 of of ADP issue-79 83 38 01.10.2015 01.10.2015 NOUN issue-79 83 39 51,1 51,1 NUM issue-79 83 40 54,2 54,2 NUM issue-79 84 1 56,1 56,1 NUM issue-79 84 2 57,0 57,0 NOUN issue-79 84 3 57,3 57,3 NUM issue-79 84 4 58,1 58,1 NUM issue-79 85 1 57,6 57,6 NUM issue-79 85 2 56,2 56,2 PROPN issue-79 85 3 56,8 56,8 NUM issue-79 85 4 57,6 57,6 NUM issue-79 85 5 57,1 57,1 NUM issue-79 85 6 55,5 55,5 PROPN issue-79 86 1 56,2 56,2 ADJ issue-79 86 2 58,8 58,8 NUM issue-79 86 3 60,2 60,2 NUM issue-79 86 4 61,2 61,2 ADJ issue-79 86 5 62,9 62,9 NUM issue-79 87 1 56,4 56,4 NOUN issue-79 87 2 57,6 57,6 NUM issue-79 87 3 57,7 57,7 NOUN issue-79 87 4 54,0 54,0 NUM issue-79 87 5 49,9 49,9 NOUN issue-79 87 6 51,8 51,8 NOUN issue-79 87 7 52,6 52,6 NUM issue-79 87 8 0,0 0,0 NUM issue-79 87 9 10,0 10,0 NUM issue-79 87 10 20,0 20,0 NUM issue-79 87 11 30,0 30,0 NUM issue-79 87 12 40,0 40,0 NOUN issue-79 87 13 50,0 50,0 NOUN issue-79 87 14 60,0 60,0 NUM issue-79 87 15 70,0 70,0 NOUN issue-79 87 16 – – PUNCT issue-79 87 17 100 100 NUM issue-79 87 18 000 000 NUM issue-79 87 19 200 200 NUM issue-79 87 20 000 000 NUM issue-79 87 21 300 300 NUM issue-79 87 22 000 000 NUM issue-79 87 23 400 400 NUM issue-79 87 24 000 000 NUM issue-79 87 25 500 500 NUM issue-79 87 26 000 000 NUM issue-79 87 27 600 600 NUM issue-79 87 28 000 000 NUM issue-79 87 29 700 700 NUM issue-79 87 30 000 000 NUM issue-79 87 31 800 800 NUM issue-79 87 32 000 000 NUM issue-79 87 33 і і PROPN issue-79 87 34 quar quar NOUN issue-79 87 35 2010 2010 NUM issue-79 87 36 іі іі PROPN issue-79 87 37 quar quar NOUN issue-79 87 38 2010 2010 NUM issue-79 87 39 ііі ііі NOUN issue-79 87 40 quar quar NOUN issue-79 87 41 2010 2010 NUM issue-79 87 42 іv іv NOUN issue-79 87 43 quar quar VERB issue-79 87 44 2010 2010 NUM issue-79 87 45 і і PROPN issue-79 87 46 quar quar NOUN issue-79 87 47 2011 2011 NUM issue-79 87 48 іі іі PROPN issue-79 87 49 quar quar NOUN issue-79 87 50 2011 2011 NUM issue-79 87 51 ііі ііі NOUN issue-79 87 52 quar quar NOUN issue-79 87 53 2011 2011 NUM issue-79 87 54 іv іv NOUN issue-79 87 55 quar quar VERB issue-79 87 56 2011 2011 NUM issue-79 87 57 і і PROPN issue-79 87 58 quar quar NOUN issue-79 87 59 2012 2012 NUM issue-79 87 60 іі іі PROPN issue-79 87 61 quar quar NOUN issue-79 87 62 2012 2012 NUM issue-79 87 63 ііі ііі NOUN issue-79 87 64 quar quar NOUN issue-79 87 65 2012 2012 NUM issue-79 87 66 іv іv NOUN issue-79 87 67 quar quar VERB issue-79 87 68 2012 2012 NUM issue-79 87 69 і і PROPN issue-79 87 70 quar quar NOUN issue-79 87 71 2013 2013 NUM issue-79 88 1 іі іі PROPN issue-79 88 2 quar quar NOUN issue-79 88 3 2013 2013 NUM issue-79 88 4 ііі ііі NOUN issue-79 88 5 quar quar NOUN issue-79 88 6 2013 2013 NUM issue-79 88 7 іv іv NOUN issue-79 88 8 quar quar VERB issue-79 88 9 2013 2013 NUM issue-79 88 10 і і PROPN issue-79 88 11 quar quar NOUN issue-79 88 12 2014 2014 NUM issue-79 88 13 іі іі PROPN issue-79 88 14 quar quar NOUN issue-79 88 15 2014 2014 NUM issue-79 88 16 ііі ііі NOUN issue-79 88 17 quar quar NOUN issue-79 88 18 2014 2014 NUM issue-79 88 19 іv іv NOUN issue-79 88 20 quar quar VERB issue-79 88 21 2014 2014 NUM issue-79 88 22 і і PROPN issue-79 88 23 quar quar NOUN issue-79 88 24 2015 2015 NUM issue-79 88 25 іі іі PROPN issue-79 88 26 quar quar NOUN issue-79 88 27 2015 2015 NUM issue-79 88 28 ііі ііі NOUN issue-79 88 29 quar quar NOUN issue-79 88 30 2015 2015 NUM issue-79 88 31 іv іv NOUN issue-79 88 32 quar quar VERB issue-79 88 33 2015 2015 NUM issue-79 88 34 deposits deposit NOUN issue-79 88 35 in in ADP issue-79 88 36 the the DET issue-79 88 37 national national ADJ issue-79 88 38 currency currency NOUN issue-79 88 39 , , PUNCT issue-79 88 40 mln mln PROPN issue-79 88 41 grn grn PROPN issue-79 88 42 deposits deposit NOUN issue-79 88 43 in in ADP issue-79 88 44 the the DET issue-79 88 45 foreign foreign ADJ issue-79 88 46 currency currency NOUN issue-79 88 47 , , PUNCT issue-79 88 48 mln mln PROPN issue-79 88 49 grn grn PROPN issue-79 88 50 the the DET issue-79 88 51 share share NOUN issue-79 88 52 of of ADP issue-79 88 53 deposits deposit NOUN issue-79 88 54 in in ADP issue-79 88 55 the the DET issue-79 88 56 national national ADJ issue-79 88 57 currency currency NOUN issue-79 88 58 , , PUNCT issue-79 88 59 % % INTJ issue-79 88 60 fig fig NOUN issue-79 88 61 . . PUNCT issue-79 89 1 1 1 X issue-79 89 2 . . X issue-79 89 3 dynamics dynamic NOUN issue-79 89 4 of of ADP issue-79 89 5 deposits deposit NOUN issue-79 89 6 in in ADP issue-79 89 7 national national ADJ issue-79 89 8 and and CCONJ issue-79 89 9 foreign foreign ADJ issue-79 89 10 currencies currency NOUN issue-79 89 11 in in ADP issue-79 89 12 2010 2010 NUM issue-79 89 13 - - SYM issue-79 89 14 2015 2015 NUM issue-79 89 15 baltic baltic ADJ issue-79 89 16 journal journal NOUN issue-79 89 17 of of ADP issue-79 89 18 economic economic ADJ issue-79 89 19 studies study NOUN issue-79 89 20 51 51 NUM issue-79 89 21 vol vol NOUN issue-79 89 22 . . PROPN issue-79 90 1 2 2 NUM issue-79 90 2 , , PUNCT issue-79 90 3 no no INTJ issue-79 90 4 . . NOUN issue-79 90 5 2 2 NUM issue-79 90 6 , , PUNCT issue-79 90 7 2016 2016 NUM issue-79 90 8 relatively relatively ADV issue-79 90 9 to to ADP issue-79 90 10 beginning beginning NOUN issue-79 90 11 of of ADP issue-79 90 12 the the DET issue-79 90 13 year year NOUN issue-79 90 14 increased increase VERB issue-79 90 15 from from ADP issue-79 90 16 12,8 12,8 NUM issue-79 90 17 % % NOUN issue-79 90 18 to to ADP issue-79 90 19 15,2 15,2 NUM issue-79 90 20 % % NOUN issue-79 90 21 , , PUNCT issue-79 90 22 and and CCONJ issue-79 90 23 in in ADP issue-79 90 24 foreign foreign ADJ issue-79 90 25 currency currency NOUN issue-79 90 26 decreased decrease VERB issue-79 90 27 from from ADP issue-79 90 28 8,6 8,6 NUM issue-79 90 29 % % NOUN issue-79 90 30 to to ADP issue-79 90 31 7,3 7,3 NUM issue-79 90 32 % % NOUN issue-79 90 33 . . PUNCT issue-79 91 1 general general ADJ issue-79 91 2 picture picture NOUN issue-79 91 3 of of ADP issue-79 91 4 deposits deposit NOUN issue-79 91 5 in in ADP issue-79 91 6 national national ADJ issue-79 91 7 and and CCONJ issue-79 91 8 foreign foreign ADJ issue-79 91 9 currencies currency NOUN issue-79 91 10 is be AUX issue-79 91 11 as as SCONJ issue-79 91 12 follows follow VERB issue-79 91 13 ( ( PUNCT issue-79 91 14 fig fig NOUN issue-79 91 15 . . PUNCT issue-79 92 1 1 1 NUM issue-79 92 2 ) ) PUNCT issue-79 92 3 . . PUNCT issue-79 93 1 as as SCONJ issue-79 93 2 we we PRON issue-79 93 3 can can AUX issue-79 93 4 see see VERB issue-79 93 5 the the DET issue-79 93 6 share share NOUN issue-79 93 7 of of ADP issue-79 93 8 deposits deposit NOUN issue-79 93 9 in in ADP issue-79 93 10 the the DET issue-79 93 11 national national ADJ issue-79 93 12 currency currency NOUN issue-79 93 13 is be AUX issue-79 93 14 bigger big ADJ issue-79 93 15 than than ADP issue-79 93 16 the the DET issue-79 93 17 half half NOUN issue-79 93 18 of of ADP issue-79 93 19 all all DET issue-79 93 20 deposits deposit NOUN issue-79 93 21 of of ADP issue-79 93 22 clients client NOUN issue-79 93 23 during during ADP issue-79 93 24 2010 2010 NUM issue-79 93 25 - - SYM issue-79 93 26 2015 2015 NUM issue-79 93 27 . . PUNCT issue-79 94 1 the the DET issue-79 94 2 only only ADJ issue-79 94 3 exception exception NOUN issue-79 94 4 is be AUX issue-79 94 5 the the DET issue-79 94 6 second second ADJ issue-79 94 7 quarter quarter NOUN issue-79 94 8 of of ADP issue-79 94 9 2015 2015 NUM issue-79 94 10 , , PUNCT issue-79 94 11 when when SCONJ issue-79 94 12 the the DET issue-79 94 13 share share NOUN issue-79 94 14 of of ADP issue-79 94 15 deposits deposit NOUN issue-79 94 16 in in ADP issue-79 94 17 national national ADJ issue-79 94 18 currency currency NOUN issue-79 94 19 decreased decrease VERB issue-79 94 20 from from ADP issue-79 94 21 54 54 NUM issue-79 94 22 % % NOUN issue-79 94 23 to to PART issue-79 94 24 49,9 49,9 VERB issue-79 94 25 % % NOUN issue-79 94 26 , , PUNCT issue-79 94 27 that that PRON issue-79 94 28 can can AUX issue-79 94 29 be be AUX issue-79 94 30 explained explain VERB issue-79 94 31 by by ADP issue-79 94 32 the the DET issue-79 94 33 devaluation devaluation NOUN issue-79 94 34 of of ADP issue-79 94 35 the the DET issue-79 94 36 hryvnia hryvnia NOUN issue-79 94 37 against against ADP issue-79 94 38 foreign foreign ADJ issue-79 94 39 currencies currency NOUN issue-79 94 40 ( ( PUNCT issue-79 94 41 including include VERB issue-79 94 42 the the DET issue-79 94 43 dollar dollar NOUN issue-79 94 44 and and CCONJ issue-79 94 45 euro euro NOUN issue-79 94 46 ) ) PUNCT issue-79 94 47 and and CCONJ issue-79 94 48 the the DET issue-79 94 49 unstable unstable ADJ issue-79 94 50 economic economic ADJ issue-79 94 51 situation situation NOUN issue-79 94 52 in in ADP issue-79 94 53 the the DET issue-79 94 54 country country NOUN issue-79 94 55 . . PUNCT issue-79 95 1 generally generally ADV issue-79 95 2 within within ADP issue-79 95 3 5 5 NUM issue-79 95 4 years year NOUN issue-79 95 5 there there PRON issue-79 95 6 is be VERB issue-79 95 7 a a DET issue-79 95 8 positive positive ADJ issue-79 95 9 dynamics dynamic NOUN issue-79 95 10 of of ADP issue-79 95 11 total total ADJ issue-79 95 12 amount amount NOUN issue-79 95 13 of of ADP issue-79 95 14 deposits deposit NOUN issue-79 95 15 . . PUNCT issue-79 96 1 as as ADP issue-79 96 2 for for ADP issue-79 96 3 the the DET issue-79 96 4 concentration concentration NOUN issue-79 96 5 of of ADP issue-79 96 6 attracted attract VERB issue-79 96 7 funds fund NOUN issue-79 96 8 , , PUNCT issue-79 96 9 according accord VERB issue-79 96 10 to to ADP issue-79 96 11 the the DET issue-79 96 12 analytical analytical ADJ issue-79 96 13 resource resource NOUN issue-79 96 14 bankografo bankografo NOUN issue-79 96 15 ( ( PUNCT issue-79 96 16 bankografo bankografo INTJ issue-79 96 17 ) ) PUNCT issue-79 96 18 the the DET issue-79 96 19 distribution distribution NOUN issue-79 96 20 of of ADP issue-79 96 21 deposits deposit NOUN issue-79 96 22 between between ADP issue-79 96 23 acting act VERB issue-79 96 24 banks bank NOUN issue-79 96 25 as as ADP issue-79 96 26 of of ADP issue-79 96 27 01.10.2015 01.10.2015 NUM issue-79 96 28 is be AUX issue-79 96 29 following follow VERB issue-79 96 30 : : PUNCT issue-79 96 31 “ " PUNCT issue-79 96 32 privatbank privatbank NOUN issue-79 96 33 ” " PUNCT issue-79 96 34     SPACE issue-79 96 35 – – PUNCT issue-79 96 36 34,3 34,3 NUM issue-79 96 37 % % NOUN issue-79 96 38 , , PUNCT issue-79 96 39 “ " PUNCT issue-79 96 40 oschadbank oschadbank PROPN issue-79 96 41 ” " PUNCT issue-79 96 42     SPACE issue-79 96 43 – – PUNCT issue-79 96 44 12,0 12,0 NUM issue-79 96 45 % % NOUN issue-79 96 46 , , PUNCT issue-79 96 47 “ " PUNCT issue-79 96 48 ukreximbank ukreximbank NOUN issue-79 96 49 ” " PUNCT issue-79 96 50     SPACE issue-79 96 51 – – PUNCT issue-79 96 52 6,3 6,3 NUM issue-79 96 53 % % NOUN issue-79 96 54 , , PUNCT issue-79 96 55 “ " PUNCT issue-79 96 56 raiffeisen raiffeisen PROPN issue-79 96 57 bank bank PROPN issue-79 96 58 aval aval NOUN issue-79 96 59 ” " PUNCT issue-79 96 60     SPACE issue-79 96 61 – – PUNCT issue-79 96 62 4,2 4,2 NUM issue-79 96 63 % % NOUN issue-79 96 64 , , PUNCT issue-79 96 65 “ " PUNCT issue-79 96 66 fuib fuib PROPN issue-79 96 67 ” " PUNCT issue-79 96 68     SPACE issue-79 96 69 – – PUNCT issue-79 96 70 3,5 3,5 NUM issue-79 96 71 % % NOUN issue-79 96 72 . . PUNCT issue-79 97 1 so so ADV issue-79 97 2 we we PRON issue-79 97 3 can can AUX issue-79 97 4 see see VERB issue-79 97 5 that that SCONJ issue-79 97 6 over over ADP issue-79 97 7 60 60 NUM issue-79 97 8 % % NOUN issue-79 97 9 of of ADP issue-79 97 10 all all DET issue-79 97 11 attracted attract VERB issue-79 97 12 funds fund NOUN issue-79 97 13 are be AUX issue-79 97 14 concentrated concentrate VERB issue-79 97 15 in in ADP issue-79 97 16 5 5 NUM issue-79 97 17 largest large ADJ issue-79 97 18 banks bank NOUN issue-79 97 19 of of ADP issue-79 97 20 ukraine ukraine NOUN issue-79 97 21 which which PRON issue-79 97 22 allows allow VERB issue-79 97 23 assuming assume VERB issue-79 97 24 that that SCONJ issue-79 97 25 ukrainian ukrainian ADJ issue-79 97 26 deposit deposit NOUN issue-79 97 27 market market NOUN issue-79 97 28 is be AUX issue-79 97 29 highly highly ADV issue-79 97 30 concentrated concentrated ADJ issue-79 97 31 . . PUNCT issue-79 98 1 the the DET issue-79 98 2 main main ADJ issue-79 98 3 problem problem NOUN issue-79 98 4 here here ADV issue-79 98 5 may may AUX issue-79 98 6 be be AUX issue-79 98 7 the the DET issue-79 98 8 fact fact NOUN issue-79 98 9 that that SCONJ issue-79 98 10 according accord VERB issue-79 98 11 to to ADP issue-79 98 12 the the DET issue-79 98 13 latest late ADJ issue-79 98 14 news news NOUN issue-79 98 15 published publish VERB issue-79 98 16 on on ADP issue-79 98 17 the the DET issue-79 98 18 website website NOUN issue-79 98 19 of of ADP issue-79 98 20 the the DET issue-79 98 21 nbu nbu NOUN issue-79 98 22 regarding regard VERB issue-79 98 23 systemically systemically ADV issue-79 98 24 important important ADJ issue-79 98 25 banks bank NOUN issue-79 98 26 , , PUNCT issue-79 98 27 3 3 NUM issue-79 98 28 of of ADP issue-79 98 29 5 5 NUM issue-79 98 30 , , PUNCT issue-79 98 31 namely namely ADV issue-79 98 32 “ " PUNCT issue-79 98 33 privatbank privatbank NOUN issue-79 98 34 ” " PUNCT issue-79 98 35 , , PUNCT issue-79 98 36 “ " PUNCT issue-79 98 37 oschadbank oschadbank PROPN issue-79 98 38 ” " PUNCT issue-79 98 39 and and CCONJ issue-79 98 40 “ " PUNCT issue-79 98 41 ukreximbank ukreximbank NOUN issue-79 98 42 ” " PUNCT issue-79 98 43 are be AUX issue-79 98 44 systemically systemically ADV issue-79 98 45 important important ADJ issue-79 98 46 for for ADP issue-79 98 47 the the DET issue-79 98 48 whole whole ADJ issue-79 98 49 economy economy NOUN issue-79 98 50 . . PUNCT issue-79 99 1 this this PRON issue-79 99 2 , , PUNCT issue-79 99 3 in in ADP issue-79 99 4 turn turn NOUN issue-79 99 5 , , PUNCT issue-79 99 6 endangers endanger VERB issue-79 99 7 safety safety NOUN issue-79 99 8 of of ADP issue-79 99 9 deposit deposit NOUN issue-79 99 10 market market NOUN issue-79 99 11 . . PUNCT issue-79 100 1 4 4 X issue-79 100 2 . . X issue-79 100 3 the the DET issue-79 100 4 model model NOUN issue-79 100 5 of of ADP issue-79 100 6 panzar panzar NOUN issue-79 100 7 - - PUNCT issue-79 100 8 rosse rosse VERB issue-79 100 9 the the DET issue-79 100 10 panzar panzar NOUN issue-79 100 11 - - PUNCT issue-79 100 12 rosse rosse PROPN issue-79 100 13 model model NOUN issue-79 100 14 was be AUX issue-79 100 15 first first ADV issue-79 100 16 proposed propose VERB issue-79 100 17 over over ADP issue-79 100 18 the the DET issue-79 100 19 public public NOUN issue-79 100 20 in in ADP issue-79 100 21 1987 1987 NUM issue-79 100 22 by by ADP issue-79 100 23 two two NUM issue-79 100 24 american american ADJ issue-79 100 25 scientists scientist NOUN issue-79 100 26 j. j. PROPN issue-79 100 27 panzar panzar PROPN issue-79 100 28 and and CCONJ issue-79 100 29 j. j. PROPN issue-79 100 30 rosse rosse PROPN issue-79 100 31 ( ( PUNCT issue-79 100 32 panzar panzar NOUN issue-79 100 33 and and CCONJ issue-79 100 34 rosse rosse PROPN issue-79 100 35 , , PUNCT issue-79 100 36 1987 1987 NUM issue-79 100 37 ) ) PUNCT issue-79 100 38 , , PUNCT issue-79 100 39 in in ADP issue-79 100 40 whose whose DET issue-79 100 41 honor honor NOUN issue-79 100 42 this this DET issue-79 100 43 model model NOUN issue-79 100 44 was be AUX issue-79 100 45 named name VERB issue-79 100 46 . . PUNCT issue-79 101 1 also also ADV issue-79 101 2 , , PUNCT issue-79 101 3 often often ADV issue-79 101 4 referring refer VERB issue-79 101 5 to to ADP issue-79 101 6 this this DET issue-79 101 7 model model NOUN issue-79 101 8 , , PUNCT issue-79 101 9 the the DET issue-79 101 10 term term NOUN issue-79 101 11 “ " PUNCT issue-79 101 12 h h NOUN issue-79 101 13 - - PUNCT issue-79 101 14 statistics statistic NOUN issue-79 101 15 ” " PUNCT issue-79 101 16 is be AUX issue-79 101 17 used use VERB issue-79 101 18 . . PUNCT issue-79 102 1 this this PRON issue-79 102 2 is be AUX issue-79 102 3 the the DET issue-79 102 4 indicator indicator NOUN issue-79 102 5 that that PRON issue-79 102 6 is be AUX issue-79 102 7 calculated calculate VERB issue-79 102 8 to to PART issue-79 102 9 assess assess VERB issue-79 102 10 the the DET issue-79 102 11 level level NOUN issue-79 102 12 of of ADP issue-79 102 13 competition competition NOUN issue-79 102 14 . . PUNCT issue-79 103 1 from from ADP issue-79 103 2 the the DET issue-79 103 3 beginning beginning NOUN issue-79 103 4 , , PUNCT issue-79 103 5 this this DET issue-79 103 6 model model NOUN issue-79 103 7 was be AUX issue-79 103 8 used use VERB issue-79 103 9 to to PART issue-79 103 10 assess assess VERB issue-79 103 11 the the DET issue-79 103 12 level level NOUN issue-79 103 13 of of ADP issue-79 103 14 competition competition NOUN issue-79 103 15 in in ADP issue-79 103 16 the the DET issue-79 103 17 real real ADJ issue-79 103 18 sector sector NOUN issue-79 103 19 of of ADP issue-79 103 20 the the DET issue-79 103 21 economy economy NOUN issue-79 103 22 , , PUNCT issue-79 103 23 and and CCONJ issue-79 103 24 only only ADV issue-79 103 25 later later ADV issue-79 103 26 gained gain VERB issue-79 103 27 popularity popularity NOUN issue-79 103 28 in in ADP issue-79 103 29 the the DET issue-79 103 30 banking banking NOUN issue-79 103 31 sector sector NOUN issue-79 103 32 . . PUNCT issue-79 104 1 today today NOUN issue-79 104 2 the the DET issue-79 104 3 model model NOUN issue-79 104 4 of of ADP issue-79 104 5 panzar panzar NOUN issue-79 104 6 - - PUNCT issue-79 104 7 rosse rosse PROPN issue-79 104 8 has have AUX issue-79 104 9 gained gain VERB issue-79 104 10 popularity popularity NOUN issue-79 104 11 and and CCONJ issue-79 104 12 is be AUX issue-79 104 13 used use VERB issue-79 104 14 to to PART issue-79 104 15 assess assess VERB issue-79 104 16 the the DET issue-79 104 17 level level NOUN issue-79 104 18 of of ADP issue-79 104 19 competition competition NOUN issue-79 104 20 in in ADP issue-79 104 21 the the DET issue-79 104 22 banking banking NOUN issue-79 104 23 system system NOUN issue-79 104 24 in in ADP issue-79 104 25 many many ADJ issue-79 104 26 countries country NOUN issue-79 104 27 : : PUNCT issue-79 104 28 the the DET issue-79 104 29 usa usa PROPN issue-79 104 30 , , PUNCT issue-79 104 31 latin latin PROPN issue-79 104 32 america america PROPN issue-79 104 33 , , PUNCT issue-79 104 34 the the DET issue-79 104 35 european european PROPN issue-79 104 36 union union PROPN issue-79 104 37 , , PUNCT issue-79 104 38 southeast southeast PROPN issue-79 104 39 europe europe PROPN issue-79 104 40 , , PUNCT issue-79 104 41 africa africa PROPN issue-79 104 42 ( ( PUNCT issue-79 104 43 kenya kenya PROPN issue-79 104 44 , , PUNCT issue-79 104 45 nigeria nigeria PROPN issue-79 104 46 , , PUNCT issue-79 104 47 south south PROPN issue-79 104 48 africa africa PROPN issue-79 104 49 , , PUNCT issue-79 104 50 uganda uganda PROPN issue-79 104 51 , , PUNCT issue-79 104 52 tanzania tanzania PROPN issue-79 104 53 , , PUNCT issue-79 104 54 zambia zambia PROPN issue-79 104 55 , , PUNCT issue-79 104 56 etc etc X issue-79 104 57 . . X issue-79 104 58 ) ) PUNCT issue-79 104 59 , , PUNCT issue-79 104 60 india india PROPN issue-79 104 61 , , PUNCT issue-79 104 62 persian persian PROPN issue-79 104 63 gulf gulf PROPN issue-79 104 64 countries country NOUN issue-79 104 65 , , PUNCT issue-79 104 66 turkey turkey NOUN issue-79 104 67 and and CCONJ issue-79 104 68 others other NOUN issue-79 104 69 ( ( PUNCT issue-79 104 70 moiseev moiseev ADJ issue-79 104 71 , , PUNCT issue-79 104 72 2007 2007 NUM issue-79 104 73 ) ) PUNCT issue-79 104 74 . . PUNCT issue-79 105 1 this this DET issue-79 105 2 model model NOUN issue-79 105 3 has have AUX issue-79 105 4 gained gain VERB issue-79 105 5 such such ADJ issue-79 105 6 popularity popularity NOUN issue-79 105 7 in in ADP issue-79 105 8 the the DET issue-79 105 9 world world NOUN issue-79 105 10 by by ADP issue-79 105 11 some some PRON issue-79 105 12 of of ADP issue-79 105 13 its its PRON issue-79 105 14 advantages advantage NOUN issue-79 105 15 over over ADP issue-79 105 16 other other ADJ issue-79 105 17 non non ADJ issue-79 105 18 - - ADJ issue-79 105 19 structural structural ADJ issue-79 105 20 models model NOUN issue-79 105 21 : : PUNCT issue-79 105 22 – – PUNCT issue-79 105 23 is be AUX issue-79 105 24 a a DET issue-79 105 25 universal universal ADJ issue-79 105 26 tool tool NOUN issue-79 105 27 for for ADP issue-79 105 28 assessing assess VERB issue-79 105 29 the the DET issue-79 105 30 level level NOUN issue-79 105 31 of of ADP issue-79 105 32 competition competition NOUN issue-79 105 33 in in ADP issue-79 105 34 different different ADJ issue-79 105 35 countries country NOUN issue-79 105 36 ( ( PUNCT issue-79 105 37 with with ADP issue-79 105 38 different different ADJ issue-79 105 39 levels level NOUN issue-79 105 40 of of ADP issue-79 105 41 economic economic ADJ issue-79 105 42 development development NOUN issue-79 105 43 ) ) PUNCT issue-79 105 44 , , PUNCT issue-79 105 45 that that PRON issue-79 105 46 allows allow VERB issue-79 105 47 comparing compare VERB issue-79 105 48 results result NOUN issue-79 105 49 between between ADP issue-79 105 50 each each DET issue-79 105 51 other other ADJ issue-79 105 52 and and CCONJ issue-79 105 53 make make VERB issue-79 105 54 inter inter ADJ issue-79 105 55 - - ADJ issue-79 105 56 regional regional ADJ issue-79 105 57 analysis analysis NOUN issue-79 105 58 ; ; PUNCT issue-79 105 59 – – PUNCT issue-79 105 60 allows allow VERB issue-79 105 61 evaluating evaluate VERB issue-79 105 62 the the DET issue-79 105 63 level level NOUN issue-79 105 64 of of ADP issue-79 105 65 competition competition NOUN issue-79 105 66 as as ADV issue-79 105 67 both both CCONJ issue-79 105 68 on on ADP issue-79 105 69 a a DET issue-79 105 70 separate separate ADJ issue-79 105 71 segment segment NOUN issue-79 105 72 and and CCONJ issue-79 105 73 the the DET issue-79 105 74 whole whole ADJ issue-79 105 75 market market NOUN issue-79 105 76 in in ADP issue-79 105 77 general general ADJ issue-79 105 78 ; ; PUNCT issue-79 105 79 – – PUNCT issue-79 105 80 aimed aim VERB issue-79 105 81 at at ADP issue-79 105 82 maximizing maximize VERB issue-79 105 83 profits profit NOUN issue-79 105 84 in in ADP issue-79 105 85 a a DET issue-79 105 86 competitive competitive ADJ issue-79 105 87 environment environment NOUN issue-79 105 88 ; ; PUNCT issue-79 105 89 – – PUNCT issue-79 105 90 when when SCONJ issue-79 105 91 using use VERB issue-79 105 92 this this DET issue-79 105 93 model model NOUN issue-79 105 94 usually usually ADV issue-79 105 95 there there PRON issue-79 105 96 is be VERB issue-79 105 97 no no DET issue-79 105 98 problem problem NOUN issue-79 105 99 with with ADP issue-79 105 100 incoming incoming ADJ issue-79 105 101 information information NOUN issue-79 105 102 that that PRON issue-79 105 103 is be AUX issue-79 105 104 publicly publicly ADV issue-79 105 105 presented present VERB issue-79 105 106 . . PUNCT issue-79 106 1 one one NUM issue-79 106 2 more more ADV issue-79 106 3 important important ADJ issue-79 106 4 feature feature NOUN issue-79 106 5 of of ADP issue-79 106 6 the the DET issue-79 106 7 panzar panzar NOUN issue-79 106 8 - - PUNCT issue-79 106 9 rosse rosse NOUN issue-79 106 10 model model NOUN issue-79 106 11 is be AUX issue-79 106 12 that that SCONJ issue-79 106 13 it it PRON issue-79 106 14 considers consider VERB issue-79 106 15 banking banking NOUN issue-79 106 16 system system NOUN issue-79 106 17 in in ADP issue-79 106 18 a a DET issue-79 106 19 state state NOUN issue-79 106 20 of of ADP issue-79 106 21 long long ADJ issue-79 106 22 equilibrium equilibrium NOUN issue-79 106 23 , , PUNCT issue-79 106 24 that that PRON issue-79 106 25 is be AUX issue-79 106 26 why why SCONJ issue-79 106 27 calculated calculated ADJ issue-79 106 28 index index NOUN issue-79 106 29 of of ADP issue-79 106 30 h h NOUN issue-79 106 31 - - PUNCT issue-79 106 32 statistics statistic NOUN issue-79 106 33 is be AUX issue-79 106 34 considered consider VERB issue-79 106 35 reliable reliable ADJ issue-79 106 36 including include VERB issue-79 106 37 this this DET issue-79 106 38 condition condition NOUN issue-79 106 39 . . PUNCT issue-79 107 1 the the DET issue-79 107 2 general general ADJ issue-79 107 3 empirical empirical ADJ issue-79 107 4 form form NOUN issue-79 107 5 ( ( PUNCT issue-79 107 6 specification specification NOUN issue-79 107 7 ) ) PUNCT issue-79 107 8 of of ADP issue-79 107 9 panzar panzar NOUN issue-79 107 10 - - PUNCT issue-79 107 11 rosse rosse NOUN issue-79 107 12 model model NOUN issue-79 107 13 for for ADP issue-79 107 14 assessing assess VERB issue-79 107 15 the the DET issue-79 107 16 level level NOUN issue-79 107 17 of of ADP issue-79 107 18 competition competition NOUN issue-79 107 19 of of ADP issue-79 107 20 the the DET issue-79 107 21 whole whole ADJ issue-79 107 22 banking banking NOUN issue-79 107 23 system system NOUN issue-79 107 24 is be AUX issue-79 107 25 as as SCONJ issue-79 107 26 follows follow VERB issue-79 107 27 ( ( PUNCT issue-79 107 28 bikker bikker PROPN issue-79 107 29 et et PROPN issue-79 107 30 al al PROPN issue-79 107 31 . . PROPN issue-79 107 32 , , PUNCT issue-79 107 33 2007 2007 NUM issue-79 107 34 ): ): PUNCT issue-79 107 35 εαααα εαααα PROPN issue-79 107 36 + + NOUN issue-79 107 37 ⋅+⋅+⋅+= ⋅+⋅+⋅+= NOUN issue-79 107 38 ) ) PUNCT issue-79 107 39 ln()ln()ln()ln ln()ln()ln()ln PROPN issue-79 107 40 ( ( PUNCT issue-79 107 41 3210 3210 NUM issue-79 107 42 tabsffippr tabsffippr NOUN issue-79 107 43 , , PUNCT issue-79 107 44 εααααα εααααα VERB issue-79 107 45 + + NOUN issue-79 107 46 ⋅+⋅+⋅+⋅+= ⋅+⋅+⋅+⋅+= NOUN issue-79 107 47 ) ) PUNCT issue-79 107 48 ln()ln(re)ln()ln()ln ln()ln(re)ln()ln()ln PROPN issue-79 107 49 ( ( PUNCT issue-79 107 50 43210 43210 NUM issue-79 107 51 bsfsefficliqpr bsfsefficliqpr NOUN issue-79 107 52 , , PUNCT issue-79 107 53 ( ( PUNCT issue-79 107 54 4 4 NUM issue-79 107 55 ) ) PUNCT issue-79 107 56 321 321 NUM issue-79 107 57 ααα ααα ADV issue-79 108 1 + + ADJ issue-79 108 2 + + ADJ issue-79 108 3 = = ADJ issue-79 108 4 hstat hstat PROPN issue-79 108 5 hstat hstat PROPN issue-79 108 6 ≤0 ≤0 PROPN issue-79 108 7 , , PUNCT issue-79 108 8 perfect perfect ADJ issue-79 108 9 monopoly monopoly NOUN issue-79 108 10 or or CCONJ issue-79 108 11 short short ADJ issue-79 108 12 oligopoly oligopoly ADJ issue-79 108 13 hstat hstat NOUN issue-79 108 14 = = SYM issue-79 108 15 0 0 NUM issue-79 108 16 , , PUNCT issue-79 108 17 perfect perfect ADJ issue-79 108 18 competition competition NOUN issue-79 108 19 or or CCONJ issue-79 108 20 natural natural ADJ issue-79 108 21 monopoly monopoly NOUN issue-79 108 22 on on ADP issue-79 108 23 the the DET issue-79 108 24 market market NOUN issue-79 108 25 with with ADP issue-79 108 26 perfect perfect ADJ issue-79 108 27 competition competition NOUN issue-79 108 28 0 0 NUM issue-79 108 29 < < X issue-79 108 30 hstat hstat X issue-79 108 31 < < X issue-79 108 32 1 1 NUM issue-79 108 33 , , PUNCT issue-79 108 34 monopolistic monopolistic ADJ issue-79 108 35 competition competition NOUN issue-79 108 36 with with ADP issue-79 108 37 free free ADJ issue-79 108 38 - - PUNCT issue-79 108 39 entry entry NOUN issue-79 108 40 equilibrium equilibrium NOUN issue-79 108 41 21 21 NUM issue-79 108 42 αα αα ADP issue-79 108 43 + + NOUN issue-79 108 44 = = NOUN issue-79 108 45 hstat hstat X issue-79 108 46 , , PUNCT issue-79 108 47 ( ( PUNCT issue-79 108 48 1 1 X issue-79 108 49 ) ) PUNCT issue-79 108 50 where where SCONJ issue-79 108 51 α0 α0 ADJ issue-79 108 52     SPACE issue-79 108 53 – – PUNCT issue-79 108 54 constant constant ADJ issue-79 108 55 , , PUNCT issue-79 108 56 free free ADJ issue-79 108 57 term term NOUN issue-79 108 58 in in ADP issue-79 108 59 a a DET issue-79 108 60 model model NOUN issue-79 108 61 ; ; PUNCT issue-79 108 62 α1 α1 PROPN issue-79 108 63 , , PUNCT issue-79 108 64 α2 α2 ADJ issue-79 108 65 , , PUNCT issue-79 108 66 α3 α3 ADJ issue-79 108 67 – – PUNCT issue-79 108 68 model model NOUN issue-79 108 69 coefficients coefficient NOUN issue-79 108 70 ; ; PUNCT issue-79 108 71 pr pr NOUN issue-79 108 72     SPACE issue-79 108 73 – – PUNCT issue-79 108 74 interest interest NOUN issue-79 108 75 income income NOUN issue-79 108 76 of of ADP issue-79 108 77 the the DET issue-79 108 78 bank bank NOUN issue-79 108 79 ; ; PUNCT issue-79 108 80 fip fip PROPN issue-79 108 81     SPACE issue-79 108 82 – – PUNCT issue-79 108 83 variable variable NOUN issue-79 108 84 , , PUNCT issue-79 108 85 which which PRON issue-79 108 86 reflects reflect VERB issue-79 108 87 the the DET issue-79 108 88 prices price NOUN issue-79 108 89 on on ADP issue-79 108 90 factors factor NOUN issue-79 108 91 of of ADP issue-79 108 92 production production NOUN issue-79 108 93 ; ; PUNCT issue-79 108 94 bsf bsf PROPN issue-79 108 95     SPACE issue-79 108 96 – – PUNCT issue-79 108 97 variable variable NOUN issue-79 108 98 , , PUNCT issue-79 108 99 which which PRON issue-79 108 100 describes describe VERB issue-79 108 101 the the DET issue-79 108 102 specific specific ADJ issue-79 108 103 bank bank NOUN issue-79 108 104 factors factor NOUN issue-79 108 105 ; ; PUNCT issue-79 108 106 ta ta X issue-79 108 107     SPACE issue-79 108 108 – – PUNCT issue-79 108 109 total total ADJ issue-79 108 110 assets asset NOUN issue-79 108 111 ; ; PUNCT issue-79 108 112 ε ε PROPN issue-79 108 113     SPACE issue-79 108 114 – – PUNCT issue-79 108 115 the the DET issue-79 108 116 value value NOUN issue-79 108 117 of of ADP issue-79 108 118 random random ADJ issue-79 108 119 error error NOUN issue-79 108 120 . . PUNCT issue-79 109 1 the the DET issue-79 109 2 value value NOUN issue-79 109 3 of of ADP issue-79 109 4 h h NOUN issue-79 109 5 - - PUNCT issue-79 109 6 statistics statistic NOUN issue-79 109 7 index index NOUN issue-79 109 8 is be AUX issue-79 109 9 defined define VERB issue-79 109 10 as as ADP issue-79 109 11 the the DET issue-79 109 12 sum sum NOUN issue-79 109 13 of of ADP issue-79 109 14 coefficients coefficient NOUN issue-79 109 15 in in ADP issue-79 109 16 the the DET issue-79 109 17 model model NOUN issue-79 109 18 for for ADP issue-79 109 19 the the DET issue-79 109 20 first first ADJ issue-79 109 21 two two NUM issue-79 109 22 variables variable NOUN issue-79 109 23 fip fip PROPN issue-79 109 24 and and CCONJ issue-79 109 25 bsf bsf PROPN issue-79 109 26 : : PUNCT issue-79 109 27 εαααα εαααα PROPN issue-79 109 28 + + NOUN issue-79 109 29 ⋅+⋅+⋅+= ⋅+⋅+⋅+= NOUN issue-79 109 30 ) ) PUNCT issue-79 109 31 ln()ln()ln()ln ln()ln()ln()ln PROPN issue-79 109 32 ( ( PUNCT issue-79 109 33 3210 3210 NUM issue-79 109 34 tabsffippr tabsffippr NOUN issue-79 109 35 , , PUNCT issue-79 109 36 εααααα εααααα VERB issue-79 109 37 + + NOUN issue-79 109 38 ⋅+⋅+⋅+⋅+= ⋅+⋅+⋅+⋅+= NOUN issue-79 109 39 ) ) PUNCT issue-79 109 40 ln()ln(re)ln()ln()ln ln()ln(re)ln()ln()ln PROPN issue-79 109 41 ( ( PUNCT issue-79 109 42 43210 43210 NUM issue-79 109 43 bsfsefficliqpr bsfsefficliqpr NOUN issue-79 109 44 , , PUNCT issue-79 109 45 ( ( PUNCT issue-79 109 46 4 4 NUM issue-79 109 47 ) ) PUNCT issue-79 109 48 321 321 NUM issue-79 109 49 ααα ααα ADV issue-79 110 1 + + ADJ issue-79 110 2 + + ADJ issue-79 110 3 = = ADJ issue-79 110 4 hstat hstat PROPN issue-79 110 5 hstat hstat PROPN issue-79 110 6 ≤0 ≤0 PROPN issue-79 110 7 , , PUNCT issue-79 110 8 perfect perfect ADJ issue-79 110 9 monopoly monopoly NOUN issue-79 110 10 or or CCONJ issue-79 110 11 short short ADJ issue-79 110 12 oligopoly oligopoly ADJ issue-79 110 13 hstat hstat NOUN issue-79 110 14 = = SYM issue-79 110 15 0 0 NUM issue-79 110 16 , , PUNCT issue-79 110 17 perfect perfect ADJ issue-79 110 18 competition competition NOUN issue-79 110 19 or or CCONJ issue-79 110 20 natural natural ADJ issue-79 110 21 monopoly monopoly NOUN issue-79 110 22 on on ADP issue-79 110 23 the the DET issue-79 110 24 market market NOUN issue-79 110 25 with with ADP issue-79 110 26 perfect perfect ADJ issue-79 110 27 competition competition NOUN issue-79 110 28 0 0 NUM issue-79 110 29 < < X issue-79 110 30 hstat hstat X issue-79 110 31 < < X issue-79 110 32 1 1 NUM issue-79 110 33 , , PUNCT issue-79 110 34 monopolistic monopolistic ADJ issue-79 110 35 competition competition NOUN issue-79 110 36 with with ADP issue-79 110 37 free free ADJ issue-79 110 38 - - PUNCT issue-79 110 39 entry entry NOUN issue-79 110 40 equilibrium equilibrium NOUN issue-79 110 41 21 21 NUM issue-79 110 42 αα αα ADP issue-79 110 43 + + NOUN issue-79 110 44 = = NOUN issue-79 110 45 hstat hstat X issue-79 110 46 , , PUNCT issue-79 110 47 ( ( PUNCT issue-79 110 48 2 2 X issue-79 110 49 ) ) PUNCT issue-79 110 50 the the DET issue-79 110 51 interpretation interpretation NOUN issue-79 110 52 of of ADP issue-79 110 53 the the DET issue-79 110 54 values value NOUN issue-79 110 55 of of ADP issue-79 110 56 h h NOUN issue-79 110 57 - - PUNCT issue-79 110 58 statistics statistic NOUN issue-79 110 59 can can AUX issue-79 110 60 be be AUX issue-79 110 61 done do VERB issue-79 110 62 in in ADP issue-79 110 63 the the DET issue-79 110 64 following following ADJ issue-79 110 65 way way NOUN issue-79 110 66 : : PUNCT issue-79 110 67 εαααα εαααα PROPN issue-79 110 68 + + NOUN issue-79 110 69 ⋅+⋅+⋅+= ⋅+⋅+⋅+= NOUN issue-79 110 70 ) ) PUNCT issue-79 110 71 ln()ln()ln()ln ln()ln()ln()ln PROPN issue-79 110 72 ( ( PUNCT issue-79 110 73 3210 3210 NUM issue-79 110 74 tabsffippr tabsffippr NOUN issue-79 110 75 , , PUNCT issue-79 110 76 εααααα εααααα VERB issue-79 110 77 + + NOUN issue-79 110 78 ⋅+⋅+⋅+⋅+= ⋅+⋅+⋅+⋅+= NOUN issue-79 110 79 ) ) PUNCT issue-79 110 80 ln()ln(re)ln()ln()ln ln()ln(re)ln()ln()ln PROPN issue-79 110 81 ( ( PUNCT issue-79 110 82 43210 43210 NUM issue-79 110 83 bsfsefficliqpr bsfsefficliqpr NOUN issue-79 110 84 , , PUNCT issue-79 110 85 ( ( PUNCT issue-79 110 86 4 4 NUM issue-79 110 87 ) ) PUNCT issue-79 110 88 321 321 NUM issue-79 110 89 ααα ααα ADV issue-79 111 1 + + ADJ issue-79 111 2 + + ADJ issue-79 111 3 = = ADJ issue-79 111 4 hstat hstat PROPN issue-79 111 5 hstat hstat PROPN issue-79 111 6 ≤0 ≤0 PROPN issue-79 111 7 , , PUNCT issue-79 111 8 perfect perfect ADJ issue-79 111 9 monopoly monopoly NOUN issue-79 111 10 or or CCONJ issue-79 111 11 short short ADJ issue-79 111 12 oligopoly oligopoly ADJ issue-79 111 13 hstat hstat NOUN issue-79 111 14 = = SYM issue-79 111 15 0 0 NUM issue-79 111 16 , , PUNCT issue-79 111 17 perfect perfect ADJ issue-79 111 18 competition competition NOUN issue-79 111 19 or or CCONJ issue-79 111 20 natural natural ADJ issue-79 111 21 monopoly monopoly NOUN issue-79 111 22 on on ADP issue-79 111 23 the the DET issue-79 111 24 market market NOUN issue-79 111 25 with with ADP issue-79 111 26 perfect perfect ADJ issue-79 111 27 competition competition NOUN issue-79 111 28 0 0 NUM issue-79 111 29 < < X issue-79 111 30 hstat hstat X issue-79 111 31 < < X issue-79 111 32 1 1 NUM issue-79 111 33 , , PUNCT issue-79 111 34 monopolistic monopolistic ADJ issue-79 111 35 competition competition NOUN issue-79 111 36 with with ADP issue-79 111 37 free free ADJ issue-79 111 38 - - PUNCT issue-79 111 39 entry entry NOUN issue-79 111 40 equilibrium equilibrium NOUN issue-79 111 41 21 21 NUM issue-79 111 42 αα αα ADP issue-79 111 43 + + NOUN issue-79 111 44 = = NOUN issue-79 111 45 hstat hstat X issue-79 111 46 . . PUNCT issue-79 112 1 ( ( PUNCT issue-79 112 2 3 3 NUM issue-79 112 3 ) ) PUNCT issue-79 112 4 but but CCONJ issue-79 112 5 the the DET issue-79 112 6 condition condition NOUN issue-79 112 7 ( ( PUNCT issue-79 112 8 3 3 X issue-79 112 9 ) ) PUNCT issue-79 112 10 should should AUX issue-79 112 11 also also ADV issue-79 112 12 be be AUX issue-79 112 13 a a DET issue-79 112 14 little little ADJ issue-79 112 15 supplemented supplement VERB issue-79 112 16 since since SCONJ issue-79 112 17 using use VERB issue-79 112 18 h h NOUN issue-79 112 19 - - PUNCT issue-79 112 20 statistics statistic NOUN issue-79 112 21 index index NOUN issue-79 112 22 we we PRON issue-79 112 23 can can AUX issue-79 112 24 also also ADV issue-79 112 25 determine determine VERB issue-79 112 26 the the DET issue-79 112 27 degree degree NOUN issue-79 112 28 of of ADP issue-79 112 29 equilibrium equilibrium NOUN issue-79 112 30 in in ADP issue-79 112 31 the the DET issue-79 112 32 market market NOUN issue-79 112 33 . . PUNCT issue-79 113 1 if if SCONJ issue-79 113 2 this this DET issue-79 113 3 figure figure NOUN issue-79 113 4 is be AUX issue-79 113 5 not not PART issue-79 113 6 equal equal ADJ issue-79 113 7 to to ADP issue-79 113 8 and and CCONJ issue-79 113 9 bigger big ADJ issue-79 113 10 than than ADP issue-79 113 11 0 0 NUM issue-79 113 12 , , PUNCT issue-79 113 13 then then ADV issue-79 113 14 we we PRON issue-79 113 15 can can AUX issue-79 113 16 assume assume VERB issue-79 113 17 that that SCONJ issue-79 113 18 there there PRON issue-79 113 19 is be VERB issue-79 113 20 a a DET issue-79 113 21 market market NOUN issue-79 113 22 equilibrium equilibrium NOUN issue-79 113 23 , , PUNCT issue-79 113 24 if if SCONJ issue-79 113 25 it it PRON issue-79 113 26 is be AUX issue-79 113 27 equal equal ADJ issue-79 113 28 to to ADP issue-79 113 29 and and CCONJ issue-79 113 30 less less ADJ issue-79 113 31 than than ADP issue-79 113 32 0 0 NUM issue-79 113 33 , , PUNCT issue-79 113 34 then then ADV issue-79 113 35 accordingly accordingly ADV issue-79 113 36 the the DET issue-79 113 37 market market NOUN issue-79 113 38 is be AUX issue-79 113 39 unbalanced unbalanced ADJ issue-79 113 40 . . PUNCT issue-79 114 1 5 5 X issue-79 114 2 . . X issue-79 114 3 results result NOUN issue-79 114 4 during during ADP issue-79 114 5 the the DET issue-79 114 6 studying study VERB issue-79 114 7 the the DET issue-79 114 8 level level NOUN issue-79 114 9 of of ADP issue-79 114 10 competition competition NOUN issue-79 114 11 in in ADP issue-79 114 12 the the DET issue-79 114 13 deposit deposit NOUN issue-79 114 14 market market NOUN issue-79 114 15 of of ADP issue-79 114 16 ukraine ukraine NOUN issue-79 114 17 we we PRON issue-79 114 18 used use VERB issue-79 114 19 the the DET issue-79 114 20 specification specification NOUN issue-79 114 21 of of ADP issue-79 114 22 panzar panzar NOUN issue-79 114 23 - - PUNCT issue-79 114 24 rosse rosse NOUN issue-79 114 25 model model NOUN issue-79 114 26 as as SCONJ issue-79 114 27 stated state VERB issue-79 114 28 above above ADV issue-79 114 29 ( ( PUNCT issue-79 114 30 1 1 NUM issue-79 114 31 ) ) PUNCT issue-79 114 32 . . PUNCT issue-79 115 1 however however ADV issue-79 115 2 , , PUNCT issue-79 115 3 we we PRON issue-79 115 4 have have AUX issue-79 115 5 changed change VERB issue-79 115 6 the the DET issue-79 115 7 composition composition NOUN issue-79 115 8 variables variable NOUN issue-79 115 9 , , PUNCT issue-79 115 10 focusing focus VERB issue-79 115 11 on on ADP issue-79 115 12 those those PRON issue-79 115 13 which which PRON issue-79 115 14 , , PUNCT issue-79 115 15 in in ADP issue-79 115 16 our our PRON issue-79 115 17 opinion opinion NOUN issue-79 115 18 , , PUNCT issue-79 115 19 define define VERB issue-79 115 20 the the DET issue-79 115 21 level level NOUN issue-79 115 22 of of ADP issue-79 115 23 competition competition NOUN issue-79 115 24 in in ADP issue-79 115 25 the the DET issue-79 115 26 deposit deposit NOUN issue-79 115 27 market market NOUN issue-79 115 28 . . PUNCT issue-79 116 1 as as ADP issue-79 116 2 a a DET issue-79 116 3 result result NOUN issue-79 116 4 we we PRON issue-79 116 5 got get VERB issue-79 116 6 the the DET issue-79 116 7 following follow VERB issue-79 116 8 view view NOUN issue-79 116 9 of of ADP issue-79 116 10 the the DET issue-79 116 11 panzar panzar NOUN issue-79 116 12 - - PUNCT issue-79 116 13 rosse rosse NOUN issue-79 116 14 model model NOUN issue-79 116 15 for for ADP issue-79 116 16 the the DET issue-79 116 17 deposit deposit NOUN issue-79 116 18 market market NOUN issue-79 116 19 of of ADP issue-79 116 20 ukraine ukraine NOUN issue-79 116 21 : : PUNCT issue-79 116 22 εαααα εαααα PROPN issue-79 116 23 + + NOUN issue-79 116 24 ⋅+⋅+⋅+= ⋅+⋅+⋅+= NOUN issue-79 116 25 ) ) PUNCT issue-79 116 26 ln()ln()ln()ln ln()ln()ln()ln PROPN issue-79 116 27 ( ( PUNCT issue-79 116 28 3210 3210 NUM issue-79 116 29 tabsffippr tabsffippr NOUN issue-79 116 30 , , PUNCT issue-79 116 31 εααααα εααααα VERB issue-79 116 32 + + NOUN issue-79 116 33 ⋅+⋅+⋅+⋅+= ⋅+⋅+⋅+⋅+= NOUN issue-79 116 34 ) ) PUNCT issue-79 116 35 ln()ln(re)ln()ln()ln ln()ln(re)ln()ln()ln PROPN issue-79 116 36 ( ( PUNCT issue-79 116 37 43210 43210 NUM issue-79 116 38 bsfsefficliqpr bsfsefficliqpr NOUN issue-79 116 39 , , PUNCT issue-79 116 40 ( ( PUNCT issue-79 116 41 4 4 NUM issue-79 116 42 ) ) PUNCT issue-79 116 43 321 321 NUM issue-79 116 44 ααα ααα ADV issue-79 117 1 + + ADJ issue-79 117 2 + + ADJ issue-79 117 3 = = ADJ issue-79 117 4 hstat hstat PROPN issue-79 117 5 hstat hstat PROPN issue-79 117 6 ≤0 ≤0 PROPN issue-79 117 7 , , PUNCT issue-79 117 8 perfect perfect ADJ issue-79 117 9 monopoly monopoly NOUN issue-79 117 10 or or CCONJ issue-79 117 11 short short ADJ issue-79 117 12 oligopoly oligopoly ADJ issue-79 117 13 hstat hstat NOUN issue-79 117 14 = = SYM issue-79 117 15 0 0 NUM issue-79 117 16 , , PUNCT issue-79 117 17 perfect perfect ADJ issue-79 117 18 competition competition NOUN issue-79 117 19 or or CCONJ issue-79 117 20 natural natural ADJ issue-79 117 21 monopoly monopoly NOUN issue-79 117 22 on on ADP issue-79 117 23 the the DET issue-79 117 24 market market NOUN issue-79 117 25 with with ADP issue-79 117 26 perfect perfect ADJ issue-79 117 27 competition competition NOUN issue-79 117 28 0 0 NUM issue-79 117 29 < < X issue-79 117 30 hstat hstat X issue-79 117 31 < < X issue-79 117 32 1 1 NUM issue-79 117 33 , , PUNCT issue-79 117 34 monopolistic monopolistic ADJ issue-79 117 35 competition competition NOUN issue-79 117 36 with with ADP issue-79 117 37 free free ADJ issue-79 117 38 - - PUNCT issue-79 117 39 entry entry NOUN issue-79 117 40 equilibrium equilibrium NOUN issue-79 117 41 21 21 NUM issue-79 117 42 αα αα ADP issue-79 117 43 + + NOUN issue-79 117 44 = = NOUN issue-79 117 45 hstat hstat PROPN issue-79 117 46 εαααα εαααα PROPN issue-79 117 47 + + ADJ issue-79 117 48 ⋅+⋅+⋅+= ⋅+⋅+⋅+= NOUN issue-79 117 49 ) ) PUNCT issue-79 117 50 ln()ln()ln()ln ln()ln()ln()ln PROPN issue-79 117 51 ( ( PUNCT issue-79 117 52 3210 3210 NUM issue-79 117 53 tabsffippr tabsffippr NOUN issue-79 117 54 , , PUNCT issue-79 117 55 εααααα εααααα VERB issue-79 117 56 + + NOUN issue-79 117 57 ⋅+⋅+⋅+⋅+= ⋅+⋅+⋅+⋅+= NOUN issue-79 117 58 ) ) PUNCT issue-79 117 59 ln()ln(re)ln()ln()ln ln()ln(re)ln()ln()ln PROPN issue-79 117 60 ( ( PUNCT issue-79 117 61 43210 43210 NUM issue-79 117 62 bsfsefficliqpr bsfsefficliqpr NOUN issue-79 117 63 , , PUNCT issue-79 117 64 ( ( PUNCT issue-79 117 65 4 4 NUM issue-79 117 66 ) ) PUNCT issue-79 117 67 321 321 NUM issue-79 117 68 ααα ααα ADV issue-79 118 1 + + ADJ issue-79 118 2 + + ADJ issue-79 118 3 = = ADJ issue-79 118 4 hstat hstat PROPN issue-79 118 5 hstat hstat PROPN issue-79 118 6 ≤0 ≤0 PROPN issue-79 118 7 , , PUNCT issue-79 118 8 perfect perfect ADJ issue-79 118 9 monopoly monopoly NOUN issue-79 118 10 or or CCONJ issue-79 118 11 short short ADJ issue-79 118 12 oligopoly oligopoly ADJ issue-79 118 13 hstat hstat NOUN issue-79 118 14 = = SYM issue-79 118 15 0 0 NUM issue-79 118 16 , , PUNCT issue-79 118 17 perfect perfect ADJ issue-79 118 18 competition competition NOUN issue-79 118 19 or or CCONJ issue-79 118 20 natural natural ADJ issue-79 118 21 monopoly monopoly NOUN issue-79 118 22 on on ADP issue-79 118 23 the the DET issue-79 118 24 market market NOUN issue-79 118 25 with with ADP issue-79 118 26 perfect perfect ADJ issue-79 118 27 competition competition NOUN issue-79 118 28 0 0 NUM issue-79 118 29 < < X issue-79 118 30 hstat hstat X issue-79 118 31 < < X issue-79 118 32 1 1 NUM issue-79 118 33 , , PUNCT issue-79 118 34 monopolistic monopolistic ADJ issue-79 118 35 competition competition NOUN issue-79 118 36 with with ADP issue-79 118 37 free free ADJ issue-79 118 38 - - PUNCT issue-79 118 39 entry entry NOUN issue-79 118 40 equilibrium equilibrium NOUN issue-79 118 41 21 21 NUM issue-79 118 42 αα αα ADP issue-79 118 43 + + NOUN issue-79 118 44 = = NOUN issue-79 118 45 hstat hstat X issue-79 118 46 , , PUNCT issue-79 118 47 ( ( PUNCT issue-79 118 48 4 4 X issue-79 118 49 ) ) PUNCT issue-79 118 50 where where SCONJ issue-79 118 51 α0 α0 ADJ issue-79 118 52     SPACE issue-79 118 53 – – PUNCT issue-79 118 54 constant constant ADJ issue-79 118 55 , , PUNCT issue-79 118 56 free free ADJ issue-79 118 57 term term NOUN issue-79 118 58 in in ADP issue-79 118 59 a a DET issue-79 118 60 model model NOUN issue-79 118 61 ; ; PUNCT issue-79 118 62 α1 α1 PROPN issue-79 118 63 , , PUNCT issue-79 118 64 α2 α2 ADJ issue-79 118 65 , , PUNCT issue-79 118 66 α3 α3 NOUN issue-79 118 67 , , PUNCT issue-79 118 68 α4 α4 NOUN issue-79 118 69 , , PUNCT issue-79 118 70 – – PUNCT issue-79 118 71 model model NOUN issue-79 118 72 coefficients coefficient NOUN issue-79 118 73 ; ; PUNCT issue-79 118 74 pr pr NOUN issue-79 118 75     SPACE issue-79 118 76 – – PUNCT issue-79 118 77 interest interest NOUN issue-79 118 78 income income NOUN issue-79 118 79 of of ADP issue-79 118 80 the the DET issue-79 118 81 bank bank NOUN issue-79 118 82 ; ; PUNCT issue-79 118 83 liq liq NOUN issue-79 118 84     SPACE issue-79 118 85 – – PUNCT issue-79 118 86 variable variable NOUN issue-79 118 87 that that PRON issue-79 118 88 characterizes characterize VERB issue-79 118 89 the the DET issue-79 118 90 bank`s bank`s NOUN issue-79 118 91 liquidity liquidity NOUN issue-79 118 92 ( ( PUNCT issue-79 118 93 the the DET issue-79 118 94 ratio ratio NOUN issue-79 118 95 of of ADP issue-79 118 96 bank bank NOUN issue-79 118 97 assets asset NOUN issue-79 118 98 to to ADP issue-79 118 99 bank bank NOUN issue-79 118 100 liabilities liability NOUN issue-79 118 101 , , PUNCT issue-79 118 102 % % INTJ issue-79 118 103 ) ) PUNCT issue-79 118 104 ; ; PUNCT issue-79 118 105 effic effic ADJ issue-79 118 106     SPACE issue-79 118 107 – – PUNCT issue-79 118 108 variable variable NOUN issue-79 118 109 that that PRON issue-79 118 110 describes describe VERB issue-79 118 111 the the DET issue-79 118 112 effectiveness effectiveness NOUN issue-79 118 113 of of ADP issue-79 118 114 passive passive ADJ issue-79 118 115 operations operation NOUN issue-79 118 116 of of ADP issue-79 118 117 the the DET issue-79 118 118 bank bank NOUN issue-79 118 119 ( ( PUNCT issue-79 118 120 the the DET issue-79 118 121 ratio ratio NOUN issue-79 118 122 of of ADP issue-79 118 123 interest interest NOUN issue-79 118 124 costs cost NOUN issue-79 118 125 of of ADP issue-79 118 126 the the DET issue-79 118 127 bank bank NOUN issue-79 118 128 to to ADP issue-79 118 129 attracted attract VERB issue-79 118 130 funds fund NOUN issue-79 118 131 ) ) PUNCT issue-79 118 132 ; ; PUNCT issue-79 118 133 res re NOUN issue-79 118 134     SPACE issue-79 118 135 – – PUNCT issue-79 118 136 variable variable NOUN issue-79 118 137 that that PRON issue-79 118 138 describes describe VERB issue-79 118 139 ratio ratio NOUN issue-79 118 140 of of ADP issue-79 118 141 the the DET issue-79 118 142 share share NOUN issue-79 118 143 of of ADP issue-79 118 144 reserves reserve NOUN issue-79 118 145 for for ADP issue-79 118 146 debt debt NOUN issue-79 118 147 on on ADP issue-79 118 148 bank bank NOUN issue-79 118 149 loans loan NOUN issue-79 118 150 to to ADP issue-79 118 151 its its PRON issue-79 118 152 total total ADJ issue-79 118 153 assets asset NOUN issue-79 118 154 ; ; PUNCT issue-79 118 155 baltic baltic ADJ issue-79 118 156 journal journal PROPN issue-79 118 157 of of ADP issue-79 118 158 economic economic ADJ issue-79 118 159 studies study NOUN issue-79 118 160 52 52 NUM issue-79 118 161 vol vol NOUN issue-79 118 162 . . PROPN issue-79 119 1 2 2 NUM issue-79 119 2 , , PUNCT issue-79 119 3 no no INTJ issue-79 119 4 . . NOUN issue-79 119 5 2 2 NUM issue-79 119 6 , , PUNCT issue-79 119 7 2016 2016 NUM issue-79 119 8 bsf bsf NOUN issue-79 119 9     SPACE issue-79 119 10 – – PUNCT issue-79 119 11 variable variable NOUN issue-79 119 12 that that PRON issue-79 119 13 describes describe VERB issue-79 119 14 specific specific ADJ issue-79 119 15 bank bank NOUN issue-79 119 16 factors factor NOUN issue-79 119 17 ; ; PUNCT issue-79 119 18 ε ε PROPN issue-79 119 19     SPACE issue-79 119 20 – – PUNCT issue-79 119 21 the the DET issue-79 119 22 value value NOUN issue-79 119 23 of of ADP issue-79 119 24 random random ADJ issue-79 119 25 error error NOUN issue-79 119 26 . . PUNCT issue-79 120 1 thus thus ADV issue-79 120 2 , , PUNCT issue-79 120 3 in in ADP issue-79 120 4 the the DET issue-79 120 5 formula formula NOUN issue-79 120 6 ( ( PUNCT issue-79 120 7 4 4 X issue-79 120 8 ) ) PUNCT issue-79 120 9 we we PRON issue-79 120 10 are be AUX issue-79 120 11 dealing deal VERB issue-79 120 12 with with ADP issue-79 120 13 an an DET issue-79 120 14 aggregate aggregate ADJ issue-79 120 15 variable variable ADJ issue-79 120 16 bsf bsf NOUN issue-79 120 17 , , PUNCT issue-79 120 18 which which PRON issue-79 120 19 reflects reflect VERB issue-79 120 20 specific specific ADJ issue-79 120 21 bank bank NOUN issue-79 120 22 factors factor NOUN issue-79 120 23 that that PRON issue-79 120 24 we we PRON issue-79 120 25 believe believe VERB issue-79 120 26 are be AUX issue-79 120 27 essential essential ADJ issue-79 120 28 in in ADP issue-79 120 29 assessing assess VERB issue-79 120 30 the the DET issue-79 120 31 level level NOUN issue-79 120 32 of of ADP issue-79 120 33 competition competition NOUN issue-79 120 34 in in ADP issue-79 120 35 the the DET issue-79 120 36 deposit deposit NOUN issue-79 120 37 market market NOUN issue-79 120 38 . . PUNCT issue-79 121 1 these these DET issue-79 121 2 indicators indicator NOUN issue-79 121 3 include include VERB issue-79 121 4 : : PUNCT issue-79 121 5 the the DET issue-79 121 6 ratio ratio NOUN issue-79 121 7 of of ADP issue-79 121 8 the the DET issue-79 121 9 bank`s bank`s NOUN issue-79 121 10 equity equity NOUN issue-79 121 11 , , PUNCT issue-79 121 12 customer customer NOUN issue-79 121 13 deposits deposit NOUN issue-79 121 14 , , PUNCT issue-79 121 15 unpaid unpaid ADJ issue-79 121 16 assets asset NOUN issue-79 121 17 , , PUNCT issue-79 121 18 administrative administrative ADJ issue-79 121 19 expenses expense NOUN issue-79 121 20 to to ADP issue-79 121 21 its its PRON issue-79 121 22 total total ADJ issue-79 121 23 assets asset NOUN issue-79 121 24 and and CCONJ issue-79 121 25 ratio ratio NOUN issue-79 121 26 of of ADP issue-79 121 27 paid pay VERB issue-79 121 28 bank bank NOUN issue-79 121 29 assets asset NOUN issue-79 121 30 to to ADP issue-79 121 31 its its PRON issue-79 121 32 paid pay VERB issue-79 121 33 liabilities liability NOUN issue-79 121 34 . . PUNCT issue-79 122 1 from from ADP issue-79 122 2 our our PRON issue-79 122 3 point point NOUN issue-79 122 4 of of ADP issue-79 122 5 view view NOUN issue-79 122 6 , , PUNCT issue-79 122 7 basing base VERB issue-79 122 8 on on ADP issue-79 122 9 the the DET issue-79 122 10 presented present VERB issue-79 122 11 model model NOUN issue-79 122 12 ( ( PUNCT issue-79 122 13 4 4 NUM issue-79 122 14 ) ) PUNCT issue-79 122 15 , , PUNCT issue-79 122 16 we we PRON issue-79 122 17 assume assume VERB issue-79 122 18 that that SCONJ issue-79 122 19 the the DET issue-79 122 20 level level NOUN issue-79 122 21 of of ADP issue-79 122 22 competition competition NOUN issue-79 122 23 in in ADP issue-79 122 24 the the DET issue-79 122 25 deposit deposit NOUN issue-79 122 26 market market NOUN issue-79 122 27 of of ADP issue-79 122 28 ukraine ukraine NOUN issue-79 122 29 , , PUNCT issue-79 122 30 that that PRON issue-79 122 31 is be AUX issue-79 122 32 h h NUM issue-79 122 33 - - PUNCT issue-79 122 34 statistics statistic NOUN issue-79 122 35 index index NOUN issue-79 122 36 , , PUNCT issue-79 122 37 is be AUX issue-79 122 38 calculated calculate VERB issue-79 122 39 as as ADP issue-79 122 40 the the DET issue-79 122 41 sum sum NOUN issue-79 122 42 of of ADP issue-79 122 43 found find VERB issue-79 122 44 coefficients coefficient NOUN issue-79 122 45 of of ADP issue-79 122 46 the the DET issue-79 122 47 model model NOUN issue-79 122 48 α1 α1 PROPN issue-79 122 49 , , PUNCT issue-79 122 50 α2 α2 ADJ issue-79 122 51 , , PUNCT issue-79 122 52 α3 α3 PROPN issue-79 122 53 ( ( PUNCT issue-79 122 54 5 5 NUM issue-79 122 55 ): ): PUNCT issue-79 122 56 εαααα εαααα PROPN issue-79 122 57 + + ADJ issue-79 122 58 ⋅+⋅+⋅+= ⋅+⋅+⋅+= NOUN issue-79 122 59 ) ) PUNCT issue-79 122 60 ln()ln()ln()ln ln()ln()ln()ln PROPN issue-79 122 61 ( ( PUNCT issue-79 122 62 3210 3210 NUM issue-79 122 63 tabsffippr tabsffippr NOUN issue-79 122 64 , , PUNCT issue-79 122 65 εααααα εααααα VERB issue-79 122 66 + + NOUN issue-79 122 67 ⋅+⋅+⋅+⋅+= ⋅+⋅+⋅+⋅+= NOUN issue-79 122 68 ) ) PUNCT issue-79 122 69 ln()ln(re)ln()ln()ln ln()ln(re)ln()ln()ln PROPN issue-79 122 70 ( ( PUNCT issue-79 122 71 43210 43210 NUM issue-79 122 72 bsfsefficliqpr bsfsefficliqpr NOUN issue-79 122 73 , , PUNCT issue-79 122 74 ( ( PUNCT issue-79 122 75 4 4 NUM issue-79 122 76 ) ) PUNCT issue-79 122 77 321 321 NUM issue-79 122 78 ααα ααα ADV issue-79 123 1 + + ADJ issue-79 123 2 + + ADJ issue-79 123 3 = = ADJ issue-79 123 4 hstat hstat PROPN issue-79 123 5 hstat hstat PROPN issue-79 123 6 ≤0 ≤0 PROPN issue-79 123 7 , , PUNCT issue-79 123 8 perfect perfect ADJ issue-79 123 9 monopoly monopoly NOUN issue-79 123 10 or or CCONJ issue-79 123 11 short short ADJ issue-79 123 12 oligopoly oligopoly ADJ issue-79 123 13 hstat hstat NOUN issue-79 123 14 = = SYM issue-79 123 15 0 0 NUM issue-79 123 16 , , PUNCT issue-79 123 17 perfect perfect ADJ issue-79 123 18 competition competition NOUN issue-79 123 19 or or CCONJ issue-79 123 20 natural natural ADJ issue-79 123 21 monopoly monopoly NOUN issue-79 123 22 on on ADP issue-79 123 23 the the DET issue-79 123 24 market market NOUN issue-79 123 25 with with ADP issue-79 123 26 perfect perfect ADJ issue-79 123 27 competition competition NOUN issue-79 123 28 0 0 NUM issue-79 123 29 < < X issue-79 123 30 hstat hstat X issue-79 123 31 < < X issue-79 123 32 1 1 NUM issue-79 123 33 , , PUNCT issue-79 123 34 monopolistic monopolistic ADJ issue-79 123 35 competition competition NOUN issue-79 123 36 with with ADP issue-79 123 37 free free ADJ issue-79 123 38 - - PUNCT issue-79 123 39 entry entry NOUN issue-79 123 40 equilibrium equilibrium NOUN issue-79 123 41 21 21 NUM issue-79 123 42 αα αα ADP issue-79 123 43 + + NOUN issue-79 123 44 = = NOUN issue-79 123 45 hstat hstat X issue-79 123 46 , , PUNCT issue-79 123 47 ( ( PUNCT issue-79 123 48 5 5 NUM issue-79 123 49 ) ) PUNCT issue-79 123 50 as as ADP issue-79 123 51 input input NOUN issue-79 123 52 data datum NOUN issue-79 123 53 for for ADP issue-79 123 54 our our PRON issue-79 123 55 model model NOUN issue-79 123 56 we we PRON issue-79 123 57 used use VERB issue-79 123 58 information information NOUN issue-79 123 59 on on ADP issue-79 123 60 financial financial ADJ issue-79 123 61 results result NOUN issue-79 123 62 of of ADP issue-79 123 63 banks bank NOUN issue-79 123 64 in in ADP issue-79 123 65 ukraine ukraine NOUN issue-79 123 66 in in ADP issue-79 123 67 the the DET issue-79 123 68 period period NOUN issue-79 123 69 of of ADP issue-79 123 70 01.01.2005 01.01.2005 PROPN issue-79 123 71 - - PUNCT issue-79 123 72 01.01.2015 01.01.2015 PROPN issue-79 123 73 ( ( PUNCT issue-79 123 74 nbu nbu PROPN issue-79 123 75 ) ) PUNCT issue-79 123 76 . . PUNCT issue-79 124 1 we we PRON issue-79 124 2 found find VERB issue-79 124 3 the the DET issue-79 124 4 logarithm logarithm NOUN issue-79 124 5 of of ADP issue-79 124 6 left left ADJ issue-79 124 7 and and CCONJ issue-79 124 8 right right ADJ issue-79 124 9 sides side NOUN issue-79 124 10 of of ADP issue-79 124 11 the the DET issue-79 124 12 equation equation NOUN issue-79 124 13 ( ( PUNCT issue-79 124 14 4 4 NUM issue-79 124 15 ) ) PUNCT issue-79 124 16 , , PUNCT issue-79 124 17 built build VERB issue-79 124 18 11 11 NUM issue-79 124 19 models model NOUN issue-79 124 20 using use VERB issue-79 124 21 the the DET issue-79 124 22 integrated integrate VERB issue-79 124 23 tool tool NOUN issue-79 124 24 “ " PUNCT issue-79 124 25 multiple multiple ADJ issue-79 124 26 regression regression NOUN issue-79 124 27 ” " PUNCT issue-79 124 28 in in ADP issue-79 124 29 the the DET issue-79 124 30 software software NOUN issue-79 124 31 package package NOUN issue-79 124 32 of of ADP issue-79 124 33 statistics statistic NOUN issue-79 124 34 analysis analysis NOUN issue-79 124 35 statistica statistica PROPN issue-79 124 36 . . PUNCT issue-79 125 1 the the DET issue-79 125 2 values value NOUN issue-79 125 3 of of ADP issue-79 125 4 coefficients coefficient NOUN issue-79 125 5 are be AUX issue-79 125 6 statistically statistically ADV issue-79 125 7 significant significant ADJ issue-79 125 8 , , PUNCT issue-79 125 9 and and CCONJ issue-79 125 10 the the DET issue-79 125 11 coefficient coefficient NOUN issue-79 125 12 of of ADP issue-79 125 13 determination determination NOUN issue-79 125 14 r2 r2 NOUN issue-79 125 15 for for ADP issue-79 125 16 all all DET issue-79 125 17 models model NOUN issue-79 125 18 is be AUX issue-79 125 19 bigger big ADJ issue-79 125 20 than than ADP issue-79 125 21 0,5 0,5 NUM issue-79 125 22 , , PUNCT issue-79 125 23 that that PRON issue-79 125 24 indicates indicate VERB issue-79 125 25 the the DET issue-79 125 26 adequacy adequacy NOUN issue-79 125 27 of of ADP issue-79 125 28 the the DET issue-79 125 29 results result NOUN issue-79 125 30 . . PUNCT issue-79 126 1 the the DET issue-79 126 2 values value NOUN issue-79 126 3 of of ADP issue-79 126 4 calculated calculated ADJ issue-79 126 5 h h PROPN issue-79 126 6 - - PUNCT issue-79 126 7 statistics statistic NOUN issue-79 126 8 index index NOUN issue-79 126 9 for for ADP issue-79 126 10 the the DET issue-79 126 11 deposit deposit NOUN issue-79 126 12 market market NOUN issue-79 126 13 of of ADP issue-79 126 14 ukraine ukraine NOUN issue-79 126 15 over over ADP issue-79 126 16 the the DET issue-79 126 17 period period NOUN issue-79 126 18 are be AUX issue-79 126 19 presented present VERB issue-79 126 20 in in ADP issue-79 126 21 table table NOUN issue-79 126 22 1 1 NUM issue-79 126 23 . . PUNCT issue-79 127 1 as as SCONJ issue-79 127 2 we we PRON issue-79 127 3 can can AUX issue-79 127 4 see see VERB issue-79 127 5 from from ADP issue-79 127 6 the the DET issue-79 127 7 results result NOUN issue-79 127 8 , , PUNCT issue-79 127 9 during during ADP issue-79 127 10 the the DET issue-79 127 11 period period NOUN issue-79 127 12 in in ADP issue-79 127 13 deposit deposit NOUN issue-79 127 14 market market NOUN issue-79 127 15 of of ADP issue-79 127 16 ukraine ukraine NOUN issue-79 127 17 , , PUNCT issue-79 127 18 as as ADP issue-79 127 19 in in ADP issue-79 127 20 the the DET issue-79 127 21 banking banking NOUN issue-79 127 22 system system NOUN issue-79 127 23 as as ADP issue-79 127 24 a a DET issue-79 127 25 whole whole NOUN issue-79 127 26 , , PUNCT issue-79 127 27 there there PRON issue-79 127 28 is be VERB issue-79 127 29 monopolistic monopolistic ADJ issue-79 127 30 competition competition NOUN issue-79 127 31 . . PUNCT issue-79 128 1 by by ADP issue-79 128 2 the the DET issue-79 128 3 way way NOUN issue-79 128 4 , , PUNCT issue-79 128 5 this this DET issue-79 128 6 trend trend NOUN issue-79 128 7 is be AUX issue-79 128 8 inherent inherent ADJ issue-79 128 9 in in ADP issue-79 128 10 the the DET issue-79 128 11 european european PROPN issue-79 128 12 union union PROPN issue-79 128 13 . . PUNCT issue-79 129 1 we we PRON issue-79 129 2 should should AUX issue-79 129 3 pay pay VERB issue-79 129 4 attention attention NOUN issue-79 129 5 on on ADP issue-79 129 6 the the DET issue-79 129 7 values value NOUN issue-79 129 8 of of ADP issue-79 129 9 h h NOUN issue-79 129 10 - - PUNCT issue-79 129 11 statistics statistic NOUN issue-79 129 12 index index NOUN issue-79 129 13 as as ADP issue-79 129 14 of of ADP issue-79 129 15 01.01.2009 01.01.2009 NOUN issue-79 129 16 , , PUNCT issue-79 129 17 which which PRON issue-79 129 18 is be AUX issue-79 129 19 less less ADJ issue-79 129 20 than than ADP issue-79 129 21 0 0 NUM issue-79 129 22 – – PUNCT issue-79 129 23 hstat hstat NOUN issue-79 129 24 = = SYM issue-79 129 25 -0,549 -0,549 NOUN issue-79 129 26 . . PUNCT issue-79 130 1 this this PRON issue-79 130 2 shows show VERB issue-79 130 3 not not PART issue-79 130 4 just just ADV issue-79 130 5 the the DET issue-79 130 6 presence presence NOUN issue-79 130 7 of of ADP issue-79 130 8 perfect perfect ADJ issue-79 130 9 monopoly monopoly NOUN issue-79 130 10 on on ADP issue-79 130 11 the the DET issue-79 130 12 market market NOUN issue-79 130 13 , , PUNCT issue-79 130 14 but but CCONJ issue-79 130 15 also also ADV issue-79 130 16 the the DET issue-79 130 17 conjuncture conjuncture NOUN issue-79 130 18 changes change NOUN issue-79 130 19 in in ADP issue-79 130 20 the the DET issue-79 130 21 structure structure NOUN issue-79 130 22 of of ADP issue-79 130 23 the the DET issue-79 130 24 market market NOUN issue-79 130 25 , , PUNCT issue-79 130 26 which which PRON issue-79 130 27 led lead VERB issue-79 130 28 to to ADP issue-79 130 29 its its PRON issue-79 130 30 imbalance imbalance NOUN issue-79 130 31 . . PUNCT issue-79 131 1 in in ADP issue-79 131 2 fact fact NOUN issue-79 131 3 the the DET issue-79 131 4 same same ADJ issue-79 131 5 situation situation NOUN issue-79 131 6 is be AUX issue-79 131 7 observed observe VERB issue-79 131 8 during during ADP issue-79 131 9 crisis crisis NOUN issue-79 131 10 events event NOUN issue-79 131 11 in in ADP issue-79 131 12 2008 2008 NUM issue-79 131 13 - - SYM issue-79 131 14 2009 2009 NUM issue-79 131 15 , , PUNCT issue-79 131 16 that that PRON issue-79 131 17 left leave VERB issue-79 131 18 its its PRON issue-79 131 19 negative negative ADJ issue-79 131 20 effects effect NOUN issue-79 131 21 on on ADP issue-79 131 22 the the DET issue-79 131 23 domestic domestic ADJ issue-79 131 24 banking banking NOUN issue-79 131 25 sector sector NOUN issue-79 131 26 . . PUNCT issue-79 132 1 let`s let`s PROPN issue-79 132 2 follow follow VERB issue-79 132 3 the the DET issue-79 132 4 correlation correlation NOUN issue-79 132 5 between between ADP issue-79 132 6 h h NOUN issue-79 132 7 - - PUNCT issue-79 132 8 statistics statistic NOUN issue-79 132 9 index index NOUN issue-79 132 10 and and CCONJ issue-79 132 11 the the DET issue-79 132 12 number number NOUN issue-79 132 13 of of ADP issue-79 132 14 banks bank NOUN issue-79 132 15 that that PRON issue-79 132 16 were be AUX issue-79 132 17 carrying carry VERB issue-79 132 18 out out ADP issue-79 132 19 its its PRON issue-79 132 20 activities activity NOUN issue-79 132 21 during during ADP issue-79 132 22 the the DET issue-79 132 23 analyzed analyze VERB issue-79 132 24 period period NOUN issue-79 132 25 ( ( PUNCT issue-79 132 26 fig fig NOUN issue-79 132 27 . . PUNCT issue-79 132 28 2 2 NUM issue-79 132 29 ) ) PUNCT issue-79 132 30 . . PUNCT issue-79 133 1 basing base VERB issue-79 133 2 on on ADP issue-79 133 3 the the DET issue-79 133 4 presented present VERB issue-79 133 5 figure figure NOUN issue-79 133 6 2 2 NUM issue-79 133 7 we we PRON issue-79 133 8 can can AUX issue-79 133 9 say say VERB issue-79 133 10 that that SCONJ issue-79 133 11 the the DET issue-79 133 12 crisis crisis NOUN issue-79 133 13 years year NOUN issue-79 133 14 of of ADP issue-79 133 15 2008 2008 NUM issue-79 133 16 and and CCONJ issue-79 133 17 2009 2009 NUM issue-79 133 18 were be AUX issue-79 133 19 characterized characterize VERB issue-79 133 20 by by ADP issue-79 133 21 significant significant ADJ issue-79 133 22 increase increase NOUN issue-79 133 23 in in ADP issue-79 133 24 the the DET issue-79 133 25 total total ADJ issue-79 133 26 number number NOUN issue-79 133 27 of of ADP issue-79 133 28 banks bank NOUN issue-79 133 29 presented present VERB issue-79 133 30 in in ADP issue-79 133 31 the the DET issue-79 133 32 market market NOUN issue-79 133 33 . . PUNCT issue-79 134 1 the the DET issue-79 134 2 maximum maximum ADJ issue-79 134 3 number number NOUN issue-79 134 4 of of ADP issue-79 134 5 them they PRON issue-79 134 6 actually actually ADV issue-79 134 7 in in ADP issue-79 134 8 2008 2008 NUM issue-79 134 9 and and CCONJ issue-79 134 10 2009 2009 NUM issue-79 134 11 is be AUX issue-79 134 12 characterized characterize VERB issue-79 134 13 by by ADP issue-79 134 14 low low ADJ issue-79 134 15 level level NOUN issue-79 134 16 of of ADP issue-79 134 17 competition competition NOUN issue-79 134 18 in in ADP issue-79 134 19 the the DET issue-79 134 20 system system NOUN issue-79 134 21 . . PUNCT issue-79 135 1 the the DET issue-79 135 2 situation situation NOUN issue-79 135 3 in in ADP issue-79 135 4 ukraine ukraine PROPN issue-79 135 5 ’s ’s PART issue-79 135 6 banking banking NOUN issue-79 135 7 sector sector NOUN issue-79 135 8 and and CCONJ issue-79 135 9 in in ADP issue-79 135 10 the the DET issue-79 135 11 economy economy NOUN issue-79 135 12 as as ADP issue-79 135 13 a a DET issue-79 135 14 whole whole NOUN issue-79 135 15 ( ( PUNCT issue-79 135 16 as as ADP issue-79 135 17 of of ADP issue-79 135 18 01.01.2009 01.01.2009 NOUN issue-79 135 19 ) ) PUNCT issue-79 135 20 was be AUX issue-79 135 21 generally generally ADV issue-79 135 22 unbalanced unbalanced ADJ issue-79 135 23 , , PUNCT issue-79 135 24 that that PRON issue-79 135 25 proves prove VERB issue-79 135 26 the the DET issue-79 135 27 sharp sharp ADJ issue-79 135 28 fall fall NOUN issue-79 135 29 in in ADP issue-79 135 30 values value NOUN issue-79 135 31 of of ADP issue-79 135 32 h h NOUN issue-79 135 33 - - PUNCT issue-79 135 34 statistics statistic NOUN issue-79 135 35 index index NOUN issue-79 135 36 . . PUNCT issue-79 136 1 6 6 NUM issue-79 136 2 . . X issue-79 136 3 conclusions conclusion NOUN issue-79 136 4 1 1 NUM issue-79 136 5 . . PUNCT issue-79 137 1 since since SCONJ issue-79 137 2 the the DET issue-79 137 3 middle middle NOUN issue-79 137 4 of of ADP issue-79 137 5 xx xx NUM issue-79 137 6 century century NOUN issue-79 137 7 the the DET issue-79 137 8 question question NOUN issue-79 137 9 of of ADP issue-79 137 10 assessing assess VERB issue-79 137 11 competition competition NOUN issue-79 137 12 was be AUX issue-79 137 13 under under ADP issue-79 137 14 active active ADJ issue-79 137 15 discussion discussion NOUN issue-79 137 16 by by ADP issue-79 137 17 scientists scientist NOUN issue-79 137 18 . . PUNCT issue-79 138 1 in in ADP issue-79 138 2 this this DET issue-79 138 3 case case NOUN issue-79 138 4 , , PUNCT issue-79 138 5 the the DET issue-79 138 6 main main ADJ issue-79 138 7 assessment assessment NOUN issue-79 138 8 methods method NOUN issue-79 138 9 were be AUX issue-79 138 10 combined combine VERB issue-79 138 11 into into ADP issue-79 138 12 two two NUM issue-79 138 13 groups group NOUN issue-79 138 14 : : PUNCT issue-79 138 15 structural structural ADJ issue-79 138 16 and and CCONJ issue-79 138 17 non non ADJ issue-79 138 18 - - ADJ issue-79 138 19 structural structural ADJ issue-79 138 20 . . PUNCT issue-79 139 1 after after SCONJ issue-79 139 2 series series NOUN issue-79 139 3 of of ADP issue-79 139 4 studies study NOUN issue-79 139 5 of of ADP issue-79 139 6 different different ADJ issue-79 139 7 scientists scientist NOUN issue-79 139 8 strengths strength NOUN issue-79 139 9 and and CCONJ issue-79 139 10 weaknesses weakness NOUN issue-79 139 11 of of ADP issue-79 139 12 both both DET issue-79 139 13 approaches approach NOUN issue-79 139 14 have have AUX issue-79 139 15 been be AUX issue-79 139 16 identified identify VERB issue-79 139 17 . . PUNCT issue-79 140 1 however however ADV issue-79 140 2 , , PUNCT issue-79 140 3 modern modern ADJ issue-79 140 4 scientists scientist NOUN issue-79 140 5 give give VERB issue-79 140 6 priority priority NOUN issue-79 140 7 to to ADP issue-79 140 8 nonstructural nonstructural ADJ issue-79 140 9 approach approach NOUN issue-79 140 10 that that PRON issue-79 140 11 leads lead VERB issue-79 140 12 to to ADP issue-79 140 13 an an DET issue-79 140 14 active active ADJ issue-79 140 15 development development NOUN issue-79 140 16 fig fig NOUN issue-79 140 17 . . PUNCT issue-79 141 1 2 2 X issue-79 141 2 . . X issue-79 141 3 dynamics dynamic NOUN issue-79 141 4 of of ADP issue-79 141 5 the the DET issue-79 141 6 level level NOUN issue-79 141 7 of of ADP issue-79 141 8 competition competition NOUN issue-79 141 9 ( ( PUNCT issue-79 141 10 h h NOUN issue-79 141 11 - - PUNCT issue-79 141 12 statistics statistic NOUN issue-79 141 13 index index NOUN issue-79 141 14 ) ) PUNCT issue-79 141 15 in in ADP issue-79 141 16 deposit deposit NOUN issue-79 141 17 market market NOUN issue-79 141 18 of of ADP issue-79 141 19 ukraine ukraine NOUN issue-79 141 20 regarding regard VERB issue-79 141 21 to to ADP issue-79 141 22 the the DET issue-79 141 23 total total ADJ issue-79 141 24 number number NOUN issue-79 141 25 of of ADP issue-79 141 26 banks bank NOUN issue-79 141 27 during during ADP issue-79 141 28 2005 2005 NUM issue-79 141 29 - - SYM issue-79 141 30 2015 2015 NUM issue-79 141 31 0,229 0,229 NUM issue-79 141 32 0,127 0,127 NUM issue-79 141 33 0,128 0,128 NUM issue-79 141 34 0,057 0,057 NUM issue-79 141 35 -0,549 -0,549 NOUN issue-79 141 36 0,396 0,396 NUM issue-79 141 37 0,289 0,289 NUM issue-79 141 38 0,41 0,41 NUM issue-79 141 39 0,363 0,363 NUM issue-79 141 40 0,432 0,432 NUM issue-79 141 41 0,186 0,186 NUM issue-79 141 42 -0,6 -0,6 X issue-79 141 43 -0,4 -0,4 PUNCT issue-79 142 1 -0,2 -0,2 PROPN issue-79 142 2 0 0 NUM issue-79 143 1 0,2 0,2 NUM issue-79 143 2 0,4 0,4 NUM issue-79 143 3 0,6 0,6 NUM issue-79 143 4 145 145 NUM issue-79 143 5 150 150 NUM issue-79 143 6 155 155 NUM issue-79 143 7 160 160 NUM issue-79 143 8 165 165 NUM issue-79 143 9 170 170 NUM issue-79 143 10 175 175 NUM issue-79 143 11 180 180 NUM issue-79 143 12 185 185 NUM issue-79 143 13 190 190 NUM issue-79 143 14 the the DET issue-79 143 15 number number NOUN issue-79 143 16 of of ADP issue-79 143 17 banks bank NOUN issue-79 143 18 h h ADJ issue-79 143 19 - - PUNCT issue-79 143 20 stat stat NOUN issue-79 143 21 table table NOUN issue-79 143 22 1 1 NUM issue-79 143 23     SPACE issue-79 143 24 calculated calculate VERB issue-79 143 25 values value NOUN issue-79 143 26 of of ADP issue-79 143 27 h h NOUN issue-79 143 28 - - PUNCT issue-79 143 29 statistics statistic NOUN issue-79 143 30 index index NOUN issue-79 143 31 for for ADP issue-79 143 32 the the DET issue-79 143 33 deposit deposit NOUN issue-79 143 34 market market NOUN issue-79 143 35 of of ADP issue-79 143 36 ukraine ukraine NOUN issue-79 143 37 over over ADP issue-79 143 38 the the DET issue-79 143 39 period period NOUN issue-79 143 40 of of ADP issue-79 143 41 01.01.2005 01.01.2005 PROPN issue-79 143 42 - - PUNCT issue-79 143 43 01.01.2015 01.01.2015 PROPN issue-79 143 44 . . PUNCT issue-79 144 1 № № PUNCT issue-79 144 2 year year NOUN issue-79 144 3 hstat hstat PROPN issue-79 144 4 1 1 NUM issue-79 144 5 01.01.2005 01.01.2005 NUM issue-79 144 6 0,229 0,229 NUM issue-79 144 7 2 2 NUM issue-79 144 8 01.01.2006 01.01.2006 NOUN issue-79 144 9 0,127 0,127 NUM issue-79 144 10 3 3 NUM issue-79 144 11 01.01.2007 01.01.2007 NOUN issue-79 144 12 0,128 0,128 NUM issue-79 144 13 4 4 NUM issue-79 144 14 01.01.2008 01.01.2008 NOUN issue-79 144 15 0,057 0,057 NUM issue-79 144 16 5 5 NUM issue-79 144 17 01.01.2009 01.01.2009 PUNCT issue-79 144 18 -0,549 -0,549 PROPN issue-79 144 19 6 6 NUM issue-79 144 20 01.01.2010 01.01.2010 NOUN issue-79 144 21 0,396 0,396 NUM issue-79 144 22 7 7 NUM issue-79 144 23 01.01.2011 01.01.2011 NUM issue-79 144 24 0,289 0,289 NUM issue-79 144 25 8 8 NUM issue-79 144 26 01.01.2012 01.01.2012 NOUN issue-79 144 27 0,41 0,41 NUM issue-79 144 28 9 9 NUM issue-79 144 29 01.01.2013 01.01.2013 NUM issue-79 144 30 0,363 0,363 NUM issue-79 144 31 10 10 NUM issue-79 144 32 01.01.2014 01.01.2014 SYM issue-79 144 33 0,432 0,432 NUM issue-79 144 34 11 11 NUM issue-79 144 35 01.01.2015 01.01.2015 NOUN issue-79 144 36 0,186 0,186 NUM issue-79 144 37 baltic baltic ADJ issue-79 144 38 journal journal NOUN issue-79 144 39 of of ADP issue-79 144 40 economic economic ADJ issue-79 144 41 studies study NOUN issue-79 144 42 53 53 NUM issue-79 144 43 vol vol NOUN issue-79 144 44 . . PROPN issue-79 145 1 2 2 NUM issue-79 145 2 , , PUNCT issue-79 145 3 no no INTJ issue-79 145 4 . . NOUN issue-79 145 5 2 2 NUM issue-79 145 6 , , PUNCT issue-79 145 7 2016 2016 NUM issue-79 145 8 of of ADP issue-79 145 9 appropriate appropriate ADJ issue-79 145 10 models model NOUN issue-79 145 11 . . PUNCT issue-79 146 1 the the DET issue-79 146 2 panzar panzar NOUN issue-79 146 3 - - PUNCT issue-79 146 4 rosse rosse NOUN issue-79 146 5 model model NOUN issue-79 146 6 is be AUX issue-79 146 7 one one NUM issue-79 146 8 of of ADP issue-79 146 9 these these DET issue-79 146 10 models model NOUN issue-79 146 11 , , PUNCT issue-79 146 12 which which PRON issue-79 146 13 today today NOUN issue-79 146 14 is be AUX issue-79 146 15 a a DET issue-79 146 16 leading lead VERB issue-79 146 17 one one NUM issue-79 146 18 in in ADP issue-79 146 19 assessing assess VERB issue-79 146 20 the the DET issue-79 146 21 level level NOUN issue-79 146 22 of of ADP issue-79 146 23 competition competition NOUN issue-79 146 24 in in ADP issue-79 146 25 different different ADJ issue-79 146 26 countries country NOUN issue-79 146 27 . . PUNCT issue-79 147 1 therefore therefore ADV issue-79 147 2 , , PUNCT issue-79 147 3 we we PRON issue-79 147 4 chose choose VERB issue-79 147 5 this this DET issue-79 147 6 model model NOUN issue-79 147 7 in in ADP issue-79 147 8 our our PRON issue-79 147 9 study study NOUN issue-79 147 10 . . PUNCT issue-79 148 1 2 2 X issue-79 148 2 . . X issue-79 148 3 an an DET issue-79 148 4 active active ADJ issue-79 148 5 process process NOUN issue-79 148 6 of of ADP issue-79 148 7 reforming reform VERB issue-79 148 8 all all DET issue-79 148 9 sectors sector NOUN issue-79 148 10 of of ADP issue-79 148 11 ukraine ukraine NOUN issue-79 148 12 is be AUX issue-79 148 13 clearly clearly ADV issue-79 148 14 described describe VERB issue-79 148 15 in in ADP issue-79 148 16 the the DET issue-79 148 17 financial financial ADJ issue-79 148 18 sector sector NOUN issue-79 148 19 too too ADV issue-79 148 20 , , PUNCT issue-79 148 21 including include VERB issue-79 148 22 the the DET issue-79 148 23 deposit deposit NOUN issue-79 148 24 market market NOUN issue-79 148 25 . . PUNCT issue-79 149 1 therefore therefore ADV issue-79 149 2 , , PUNCT issue-79 149 3 the the DET issue-79 149 4 relevance relevance NOUN issue-79 149 5 of of ADP issue-79 149 6 assessing assess VERB issue-79 149 7 the the DET issue-79 149 8 level level NOUN issue-79 149 9 of of ADP issue-79 149 10 competition competition NOUN issue-79 149 11 is be AUX issue-79 149 12 of of ADP issue-79 149 13 particular particular ADJ issue-79 149 14 importance importance NOUN issue-79 149 15 for for ADP issue-79 149 16 its its PRON issue-79 149 17 further further ADJ issue-79 149 18 regulation regulation NOUN issue-79 149 19 . . PUNCT issue-79 150 1 3 3 X issue-79 150 2 . . X issue-79 150 3 as as ADP issue-79 150 4 a a DET issue-79 150 5 result result NOUN issue-79 150 6 we we PRON issue-79 150 7 found find VERB issue-79 150 8 that that SCONJ issue-79 150 9 the the DET issue-79 150 10 deposit deposit NOUN issue-79 150 11 market market NOUN issue-79 150 12 of of ADP issue-79 150 13 ukraine ukraine NOUN issue-79 150 14 is be AUX issue-79 150 15 inherent inherent ADJ issue-79 150 16 in in ADP issue-79 150 17 monopolistic monopolistic ADJ issue-79 150 18 competition competition NOUN issue-79 150 19 , , PUNCT issue-79 150 20 as as SCONJ issue-79 150 21 evidenced evidence VERB issue-79 150 22 by by ADP issue-79 150 23 the the DET issue-79 150 24 calculated calculate VERB issue-79 150 25 values value NOUN issue-79 150 26 of of ADP issue-79 150 27 the the DET issue-79 150 28 h h PROPN issue-79 150 29 - - PUNCT issue-79 150 30 statistics statistic NOUN issue-79 150 31 index index NOUN issue-79 150 32 . . PUNCT issue-79 151 1 in in ADP issue-79 151 2 2008 2008 NUM issue-79 151 3 , , PUNCT issue-79 151 4 in in ADP issue-79 151 5 the the DET issue-79 151 6 context context NOUN issue-79 151 7 of of ADP issue-79 151 8 the the DET issue-79 151 9 global global ADJ issue-79 151 10 economic economic ADJ issue-79 151 11 crisis crisis NOUN issue-79 151 12 , , PUNCT issue-79 151 13 there there PRON issue-79 151 14 was be VERB issue-79 151 15 present present ADJ issue-79 151 16 an an DET issue-79 151 17 unbalanced unbalanced ADJ issue-79 151 18 situation situation NOUN issue-79 151 19 in in ADP issue-79 151 20 the the DET issue-79 151 21 deposit deposit NOUN issue-79 151 22 market market NOUN issue-79 151 23 of of ADP issue-79 151 24 ukraine ukraine NOUN issue-79 151 25 . . PUNCT issue-79 152 1 there there PRON issue-79 152 2 is be VERB issue-79 152 3 no no DET issue-79 152 4 clear clear ADJ issue-79 152 5 link link NOUN issue-79 152 6 between between ADP issue-79 152 7 the the DET issue-79 152 8 number number NOUN issue-79 152 9 of of ADP issue-79 152 10 banks bank NOUN issue-79 152 11 and and CCONJ issue-79 152 12 the the DET issue-79 152 13 level level NOUN issue-79 152 14 of of ADP issue-79 152 15 competition competition NOUN issue-79 152 16 . . PUNCT issue-79 153 1 but but CCONJ issue-79 153 2 this this DET issue-79 153 3 research research NOUN issue-79 153 4 should should AUX issue-79 153 5 be be AUX issue-79 153 6 continued continue VERB issue-79 153 7 , , PUNCT issue-79 153 8 since since SCONJ issue-79 153 9 today today NOUN issue-79 153 10 the the DET issue-79 153 11 number number NOUN issue-79 153 12 of of ADP issue-79 153 13 domestic domestic ADJ issue-79 153 14 banks bank NOUN issue-79 153 15 is be AUX issue-79 153 16 declining decline VERB issue-79 153 17 , , PUNCT issue-79 153 18 that that SCONJ issue-79 153 19 by by ADP issue-79 153 20 all all DET issue-79 153 21 means mean NOUN issue-79 153 22 imposes impose VERB issue-79 153 23 the the DET issue-79 153 24 level level NOUN issue-79 153 25 of of ADP issue-79 153 26 competition competition NOUN issue-79 153 27 in in ADP issue-79 153 28 the the DET issue-79 153 29 market market NOUN issue-79 153 30 . . PUNCT issue-79 154 1 references reference NOUN issue-79 154 2 uhoda uhoda PROPN issue-79 155 1 pro pro ADV issue-79 155 2 asotsiatsiiu asotsiatsiiu PROPN issue-79 155 3 mizh mizh ADJ issue-79 155 4 ukrainoiu ukrainoiu PROPN issue-79 155 5 , , PUNCT issue-79 155 6 z z PROPN issue-79 155 7 odniiei odniiei PROPN issue-79 155 8 storony storony PROPN issue-79 155 9 , , PUNCT issue-79 155 10 ta ta PROPN issue-79 155 11 yevropeiskym yevropeiskym PROPN issue-79 155 12 soiuzom soiuzom PROPN issue-79 155 13 , , PUNCT issue-79 155 14 yevropeiskym yevropeiskym NOUN issue-79 155 15 spivtovarystvom spivtovarystvom PROPN issue-79 155 16 z z PROPN issue-79 155 17 atomnoi atomnoi PROPN issue-79 155 18 enerhii enerhii VERB issue-79 156 1 i i PRON issue-79 156 2 ihnimy ihnimy PROPN issue-79 156 3 derzhavamy derzhavamy NOUN issue-79 156 4 - - PUNCT issue-79 156 5 chlenamy chlenamy NOUN issue-79 156 6 , , PUNCT issue-79 156 7 z z NOUN issue-79 156 8 inshoi inshoi NOUN issue-79 156 9 storony storony NOUN issue-79 156 10 ( ( PUNCT issue-79 156 11 2015 2015 NUM issue-79 156 12 ) ) PUNCT issue-79 157 1 [ [ X issue-79 157 2 electronic electronic ADJ issue-79 157 3 resource resource NOUN issue-79 157 4 ] ] PUNCT issue-79 157 5 . . PUNCT issue-79 157 6     SPACE issue-79 157 7 – – PUNCT issue-79 157 8 retrieved retrieve VERB issue-79 157 9 from from ADP issue-79 157 10 : : PUNCT issue-79 157 11 http://zakon4.rada.gov.ua/laws/show/984_011/page http://zakon4.rada.gov.ua/laws/show/984_011/page NOUN issue-79 157 12 . . PUNCT issue-79 157 13 memorandum memorandum NOUN issue-79 157 14 of of ADP issue-79 157 15 economic economic ADJ issue-79 157 16 and and CCONJ issue-79 157 17 financial financial ADJ issue-79 157 18 policies policy NOUN issue-79 157 19 ( ( PUNCT issue-79 157 20 2015 2015 NUM issue-79 157 21 ) ) PUNCT issue-79 158 1 [ [ X issue-79 158 2 electronic electronic ADJ issue-79 158 3 resource resource NOUN issue-79 158 4 ] ] PUNCT issue-79 158 5 . . PUNCT issue-79 158 6     SPACE issue-79 158 7 – – PUNCT issue-79 158 8 retrieved retrieve VERB issue-79 158 9 from from ADP issue-79 158 10 : : PUNCT issue-79 158 11 http://www.imf.org/external/np/loi/2015/ukr/072115.pdf http://www.imf.org/external/np/loi/2015/ukr/072115.pdf PROPN issue-79 158 12 . . PUNCT issue-79 159 1 zasidannia zasidannia PROPN issue-79 159 2 profilnoho profilnoho PROPN issue-79 159 3 finansovoho finansovoho NOUN issue-79 159 4 komitetu komitetu VERB issue-79 159 5 verkhovnoi verkhovnoi PROPN issue-79 159 6 rady rady ADJ issue-79 159 7 ukrainy ukrainy ADJ issue-79 159 8 ( ( PUNCT issue-79 159 9 2015 2015 NUM issue-79 159 10 ) ) PUNCT issue-79 160 1 [ [ X issue-79 160 2 electronic electronic ADJ issue-79 160 3 resource resource NOUN issue-79 160 4 ] ] PUNCT issue-79 160 5 . . PUNCT issue-79 160 6     SPACE issue-79 160 7 – – PUNCT issue-79 160 8 retrieved retrieve VERB issue-79 160 9 from from ADP issue-79 160 10 : : PUNCT issue-79 160 11 http://interfax.com.ua/. http://interfax.com.ua/. PROPN issue-79 160 12 natsionalnyi natsionalnyi PROPN issue-79 160 13 bank bank PROPN issue-79 160 14 vyznachyv vyznachyv NOUN issue-79 160 15 try try VERB issue-79 160 16 systemno systemno ADP issue-79 160 17 vaglyvyh vaglyvyh PROPN issue-79 160 18 banky banky PROPN issue-79 161 1 [ [ X issue-79 161 2 electronic electronic ADJ issue-79 161 3 resource resource NOUN issue-79 161 4 ] ] PUNCT issue-79 161 5 . . PUNCT issue-79 161 6     SPACE issue-79 161 7 – – PUNCT issue-79 161 8 retrieved retrieve VERB issue-79 161 9 from from ADP issue-79 161 10 : : PUNCT issue-79 161 11 http://www.bank.gov.ua/control/uk/publish/article?art_id=27652722&cat_id=55838 http://www.bank.gov.ua/control/uk/publish/article?art_id=27652722&cat_id=55838 X issue-79 161 12 . . PUNCT issue-79 162 1 analitychnyi analitychnyi PROPN issue-79 162 2 ohliad ohliad PROPN issue-79 162 3 bankivskoi bankivskoi PROPN issue-79 162 4 systemy systemy PROPN issue-79 162 5 ukrainy ukrainy PROPN issue-79 162 6 za za PROPN issue-79 162 7 9 9 NUM issue-79 162 8 misiztsiv misiztsiv NOUN issue-79 162 9 2015 2015 NUM issue-79 162 10 r. r. PROPN issue-79 162 11 ( ( PUNCT issue-79 162 12 rating rating NOUN issue-79 162 13 agency agency NOUN issue-79 162 14 “ " PUNCT issue-79 162 15 rurik rurik NOUN issue-79 162 16 ” " PUNCT issue-79 162 17 ) ) PUNCT issue-79 163 1 [ [ X issue-79 163 2 electronic electronic ADJ issue-79 163 3 resource resource NOUN issue-79 163 4 ] ] PUNCT issue-79 163 5 . . PUNCT issue-79 163 6     SPACE issue-79 163 7 – – PUNCT issue-79 163 8 retrieved retrieve VERB issue-79 163 9 from from ADP issue-79 163 10 : : PUNCT issue-79 163 11 http://www.rurik.com.ua/documents/research/bank_system_3_kv_2015.pdf http://www.rurik.com.ua/documents/research/bank_system_3_kv_2015.pdf PROPN issue-79 163 12 deposyty deposyty PROPN issue-79 163 13 , , PUNCT issue-79 163 14 zalycheni zalycheni NOUN issue-79 163 15 deposytnymy deposytnymy NOUN issue-79 163 16 korporatsiizmy korporatsiizmy PROPN issue-79 163 17 ( ( PUNCT issue-79 163 18 krim krim PROPN issue-79 163 19 natsionalnoho natsionalnoho PROPN issue-79 163 20 banku banku PROPN issue-79 163 21 ukrainy ukrainy PROPN issue-79 163 22 ) ) PUNCT issue-79 163 23 . . PUNCT issue-79 164 1 [ [ X issue-79 164 2 electronic electronic ADJ issue-79 164 3 resource resource NOUN issue-79 164 4 ] ] PUNCT issue-79 164 5 . . PUNCT issue-79 164 6     SPACE issue-79 164 7 – – PUNCT issue-79 164 8 retrieved retrieve VERB issue-79 164 9 from from ADP issue-79 164 10 : : PUNCT issue-79 164 11 http://www.bank.gov.ua/control/uk/publish/article?art_id=24338412&cat_id=12063884 http://www.bank.gov.ua/control/uk/publish/article?art_id=24338412&cat_id=12063884 PROPN issue-79 164 12 . . PUNCT issue-79 165 1 analitychnyi analitychnyi PROPN issue-79 165 2 ohliad ohliad PROPN issue-79 165 3 bankiv bankiv NOUN issue-79 165 4 ukrainy ukrainy NOUN issue-79 165 5 , , PUNCT issue-79 165 6 deposyty deposyty ADJ issue-79 165 7 ( ( PUNCT issue-79 165 8 bankografo bankografo INTJ issue-79 165 9 ) ) PUNCT issue-79 166 1 [ [ X issue-79 166 2 electronic electronic ADJ issue-79 166 3 resource resource NOUN issue-79 166 4 ] ] PUNCT issue-79 166 5 . . PUNCT issue-79 166 6 – – PUNCT issue-79 166 7 retrieved retrieve VERB issue-79 166 8 from from ADP issue-79 166 9 : : PUNCT issue-79 166 10 http://bankografo.com/analiz-bankiv/bankivska-analityka http://bankografo.com/analiz-bankiv/bankivska-analityka X issue-79 166 11 . . PUNCT issue-79 167 1 vives vive NOUN issue-79 167 2 , , PUNCT issue-79 167 3 x. x. NOUN issue-79 167 4 ( ( PUNCT issue-79 167 5 2001 2001 NUM issue-79 167 6 ) ) PUNCT issue-79 167 7 . . PUNCT issue-79 168 1 competition competition NOUN issue-79 168 2 in in ADP issue-79 168 3 the the DET issue-79 168 4 changing change VERB issue-79 168 5 world world NOUN issue-79 168 6 of of ADP issue-79 168 7 banking banking NOUN issue-79 168 8 . . PUNCT issue-79 169 1 oxford oxford PROPN issue-79 169 2 review review NOUN issue-79 169 3 of of ADP issue-79 169 4 economic economic ADJ issue-79 169 5 policy policy NOUN issue-79 169 6 , , PUNCT issue-79 169 7 17(4 17(4 NUM issue-79 169 8 ): ): PUNCT issue-79 169 9 535–547 535–547 NUM issue-79 169 10 . . PUNCT issue-79 170 1 cetorelli cetorelli PROPN issue-79 170 2 , , PUNCT issue-79 170 3 n. n. PROPN issue-79 170 4 ( ( PUNCT issue-79 170 5 2001 2001 NUM issue-79 170 6 ) ) PUNCT issue-79 170 7 . . PUNCT issue-79 171 1 competition competition NOUN issue-79 171 2 among among ADP issue-79 171 3 bank bank NOUN issue-79 171 4 : : PUNCT issue-79 171 5 good good ADJ issue-79 171 6 or or CCONJ issue-79 171 7 bad bad ADJ issue-79 171 8 ? ? PUNCT issue-79 172 1 federal federal PROPN issue-79 172 2 reserve reserve PROPN issue-79 172 3 bank bank PROPN issue-79 172 4 of of ADP issue-79 172 5 chicago chicago PROPN issue-79 172 6 . . PUNCT issue-79 173 1 economic economic ADJ issue-79 173 2 perspectives perspective NOUN issue-79 173 3 , , PUNCT issue-79 173 4 20 20 NUM issue-79 173 5 : : PUNCT issue-79 173 6 38–48 38–48 NUM issue-79 173 7 . . PUNCT issue-79 174 1 drobyshevskyi drobyshevskyi PROPN issue-79 174 2 , , PUNCT issue-79 174 3 s. s. PROPN issue-79 174 4 & & CCONJ issue-79 174 5 pashchenko pashchenko PROPN issue-79 174 6 , , PUNCT issue-79 174 7 s. s. PROPN issue-79 174 8 ( ( PUNCT issue-79 174 9 2006 2006 NUM issue-79 174 10 ) ) PUNCT issue-79 174 11 . . PUNCT issue-79 175 1 analiz analiz PROPN issue-79 175 2 konkurentsii konkurentsii PROPN issue-79 175 3 v v PROPN issue-79 175 4 rossiiskom rossiiskom NOUN issue-79 175 5 banke banke PROPN issue-79 175 6 . . PUNCT issue-79 176 1 moskva moskva PROPN issue-79 176 2 , , PUNCT issue-79 176 3 iepp iepp NOUN issue-79 176 4 : : PUNCT issue-79 176 5 130 130 NUM issue-79 176 6 . . PUNCT issue-79 177 1 mamonov mamonov PROPN issue-79 177 2 , , PUNCT issue-79 177 3 m. m. PROPN issue-79 177 4 e. e. PROPN issue-79 177 5 ( ( PUNCT issue-79 177 6 2010 2010 NUM issue-79 177 7 ) ) PUNCT issue-79 177 8 . . PUNCT issue-79 178 1 modelirovaniie modelirovaniie PROPN issue-79 178 2 konkurentsii konkurentsii PROPN issue-79 178 3 v v PROPN issue-79 178 4 rossiiskom rossiiskom NOUN issue-79 178 5 bankovskom bankovskom NOUN issue-79 178 6 sektore sektore ADV issue-79 178 7 s s ADP issue-79 178 8 ispolzovaniem ispolzovaniem NOUN issue-79 178 9 podhoda podhoda NOUN issue-79 178 10 panzara panzara NOUN issue-79 178 11 - - PUNCT issue-79 178 12 rossa rossa NOUN issue-79 178 13 : : PUNCT issue-79 178 14 teoreticheskii teoreticheskii PROPN issue-79 178 15 i i PRON issue-79 178 16 prikladnoi prikladnoi NOUN issue-79 178 17 aspect aspect NOUN issue-79 178 18 . . PUNCT issue-79 179 1 bankovskoie bankovskoie VERB issue-79 179 2 delo delo NOUN issue-79 179 3 , , PUNCT issue-79 179 4 11 11 NUM issue-79 179 5 : : SYM issue-79 179 6 17 17 NUM issue-79 179 7 - - SYM issue-79 179 8 24 24 NUM issue-79 179 9 . . PUNCT issue-79 179 10 barth barth PROPN issue-79 179 11 , , PUNCT issue-79 179 12 j. j. PROPN issue-79 179 13 , , PUNCT issue-79 179 14 g. g. PROPN issue-79 179 15 caprio caprio PROPN issue-79 179 16 , , PUNCT issue-79 179 17 and and CCONJ issue-79 179 18 r. r. PROPN issue-79 179 19 levine levine PROPN issue-79 179 20 ( ( PUNCT issue-79 179 21 2000 2000 NUM issue-79 179 22 ) ) PUNCT issue-79 179 23 . . PUNCT issue-79 180 1 “ " PUNCT issue-79 180 2 banking banking NOUN issue-79 180 3 systems system NOUN issue-79 180 4 around around ADP issue-79 180 5 the the DET issue-79 180 6 world world NOUN issue-79 180 7 : : PUNCT issue-79 180 8 do do VERB issue-79 180 9 regulation regulation NOUN issue-79 180 10 and and CCONJ issue-79 180 11 ownership ownership NOUN issue-79 180 12 affect affect VERB issue-79 180 13 performance performance NOUN issue-79 180 14 and and CCONJ issue-79 180 15 stability?”policy stability?”policy NOUN issue-79 180 16 research research NOUN issue-79 180 17 working working NOUN issue-79 180 18 paper paper NOUN issue-79 180 19 , , PUNCT issue-79 180 20 cambridge cambridge PROPN issue-79 180 21 , , PUNCT issue-79 180 22 ma ma PROPN issue-79 180 23 : : PUNCT issue-79 180 24 national national PROPN issue-79 180 25 bureau bureau PROPN issue-79 180 26 of of ADP issue-79 180 27 economic economic ADJ issue-79 180 28 research research NOUN issue-79 180 29 press press NOUN issue-79 180 30 . . PUNCT issue-79 181 1 shaffer shaffer NOUN issue-79 181 2 , , PUNCT issue-79 181 3 s. s. PROPN issue-79 181 4 ( ( PUNCT issue-79 181 5 1998 1998 NUM issue-79 181 6 ) ) PUNCT issue-79 181 7 . . PUNCT issue-79 182 1 the the DET issue-79 182 2 winner winner NOUN issue-79 182 3 ’s ’s PART issue-79 182 4 curse curse NOUN issue-79 182 5 in in ADP issue-79 182 6 banking banking NOUN issue-79 182 7 . . PUNCT issue-79 183 1 journal journal PROPN issue-79 183 2 of of ADP issue-79 183 3 financial financial ADJ issue-79 183 4 intermediation intermediation NOUN issue-79 183 5 , , PUNCT issue-79 183 6 7 7 NUM issue-79 183 7 ( ( PUNCT issue-79 183 8 4 4 NUM issue-79 183 9 ): ): PUNCT issue-79 183 10 359–392 359–392 NUM issue-79 183 11 . . PUNCT issue-79 184 1 leonov leonov PROPN issue-79 184 2 , , PUNCT issue-79 184 3 s. s. PROPN issue-79 184 4 v. v. PROPN issue-79 184 5 ( ( PUNCT issue-79 184 6 2009 2009 NUM issue-79 184 7 ) ) PUNCT issue-79 184 8 . . PUNCT issue-79 185 1 invesytsiinyi invesytsiinyi PROPN issue-79 185 2 potentsial potentsial ADJ issue-79 185 3 bankivskoi bankivskoi ADJ issue-79 185 4 systemy systemy NOUN issue-79 185 5 ukrainy ukrainy PROPN issue-79 185 6 , , PUNCT issue-79 185 7 sumy sumy PROPN issue-79 185 8 , , PUNCT issue-79 185 9 uab uab PROPN issue-79 185 10 nbu nbu PROPN issue-79 185 11 : : PUNCT issue-79 185 12 375 375 NUM issue-79 185 13 . . PUNCT issue-79 185 14 hirna hirna PROPN issue-79 185 15 , , PUNCT issue-79 185 16 o. o. PROPN issue-79 185 17 y. y. PROPN issue-79 185 18 ( ( PUNCT issue-79 185 19 2014 2014 NUM issue-79 185 20 ) ) PUNCT issue-79 185 21 . . PUNCT issue-79 186 1 opysovi opysovi PROPN issue-79 186 2 ta ta AUX issue-79 186 3 modelni modelni VERB issue-79 186 4 otsinky otsinky ADJ issue-79 186 5 bankivskoho bankivskoho NOUN issue-79 186 6 rynku rynku ADJ issue-79 186 7 yevropeiskoho yevropeiskoho PROPN issue-79 186 8 soiuzu soiuzu VERB issue-79 186 9 ta ta ADP issue-79 186 10 ukrainy ukrainy NOUN issue-79 186 11 . . PUNCT issue-79 187 1 finansovyi finansovyi PROPN issue-79 187 2 prostir prostir PROPN issue-79 187 3 , , PUNCT issue-79 187 4 4 4 NUM issue-79 187 5 ( ( PUNCT issue-79 187 6 16 16 NUM issue-79 187 7 ) ) PUNCT issue-79 187 8 . . PUNCT issue-79 188 1 moiseev moiseev PROPN issue-79 188 2 , , PUNCT issue-79 188 3 s. s. PROPN issue-79 188 4 r. r. PROPN issue-79 188 5 ( ( PUNCT issue-79 188 6 2007 2007 NUM issue-79 188 7 ) ) PUNCT issue-79 188 8 . . PUNCT issue-79 189 1 realii realii NOUN issue-79 189 2 monopolisticheskoi monopolisticheskoi PROPN issue-79 189 3 konkurentsii konkurentsii PROPN issue-79 189 4 v v PROPN issue-79 189 5 rossiiskom rossiiskom NOUN issue-79 189 6 bankovskom bankovskom PROPN issue-79 189 7 sektore sektore ADV issue-79 189 8 . . PUNCT issue-79 190 1 sovremennaia sovremennaia PROPN issue-79 190 2 konkurentsiia konkurentsiia PROPN issue-79 190 3 , , PUNCT issue-79 190 4 1 1 NUM issue-79 190 5 ( ( PUNCT issue-79 190 6 1 1 NUM issue-79 190 7 ) ) PUNCT issue-79 190 8 . . PUNCT issue-79 191 1 goddard goddard PROPN issue-79 191 2 j. j. PROPN issue-79 191 3 , , PUNCT issue-79 191 4 molyneux molyneux PROPN issue-79 191 5 p. p. PROPN issue-79 191 6 and and CCONJ issue-79 191 7 wilson wilson PROPN issue-79 191 8 j. j. PROPN issue-79 191 9 ( ( PUNCT issue-79 191 10 2001 2001 NUM issue-79 191 11 ) ) PUNCT issue-79 191 12 . . PUNCT issue-79 192 1 european european ADJ issue-79 192 2 banking banking NOUN issue-79 192 3 : : PUNCT issue-79 192 4 efficiency efficiency NOUN issue-79 192 5 , , PUNCT issue-79 192 6 technology technology NOUN issue-79 192 7 and and CCONJ issue-79 192 8 growth growth NOUN issue-79 192 9 . . PUNCT issue-79 193 1 london london PROPN issue-79 193 2 : : PUNCT issue-79 193 3 john john PROPN issue-79 193 4 wiley wiley PROPN issue-79 193 5 and and CCONJ issue-79 193 6 sons son NOUN issue-79 193 7 . . PUNCT issue-79 194 1 bain bain PROPN issue-79 194 2 , , PUNCT issue-79 194 3 j. j. PROPN issue-79 194 4 ( ( PUNCT issue-79 194 5 1951 1951 NUM issue-79 194 6 ) ) PUNCT issue-79 194 7 . . PUNCT issue-79 195 1 relation relation NOUN issue-79 195 2 of of ADP issue-79 195 3 profit profit NOUN issue-79 195 4 rate rate NOUN issue-79 195 5 to to ADP issue-79 195 6 industry industry NOUN issue-79 195 7 concentration concentration NOUN issue-79 195 8 . . PUNCT issue-79 196 1 quarterly quarterly ADJ issue-79 196 2 journal journal NOUN issue-79 196 3 of of ADP issue-79 196 4 economics economic NOUN issue-79 196 5 , , PUNCT issue-79 196 6 65 65 NUM issue-79 196 7 : : SYM issue-79 196 8 293 293 NUM issue-79 196 9 - - SYM issue-79 196 10 324 324 NUM issue-79 196 11 . . PUNCT issue-79 197 1 demsetz demsetz VERB issue-79 197 2 , , PUNCT issue-79 197 3 h. h. PROPN issue-79 197 4 ( ( PUNCT issue-79 197 5 1973 1973 NUM issue-79 197 6 ) ) PUNCT issue-79 197 7 . . PUNCT issue-79 198 1 information information NOUN issue-79 198 2 and and CCONJ issue-79 198 3 efficiency efficiency NOUN issue-79 198 4 : : PUNCT issue-79 198 5 another another DET issue-79 198 6 viewpoint viewpoint NOUN issue-79 198 7 . . PUNCT issue-79 199 1 journal journal NOUN issue-79 199 2 of of ADP issue-79 199 3 law law NOUN issue-79 199 4 and and CCONJ issue-79 199 5 economics economic NOUN issue-79 199 6 , , PUNCT issue-79 199 7 10 10 NUM issue-79 199 8 : : SYM issue-79 199 9 1 1 NUM issue-79 199 10 - - SYM issue-79 199 11 22 22 NUM issue-79 199 12 . . PUNCT issue-79 200 1 barros barros PROPN issue-79 200 2 , , PUNCT issue-79 200 3 f. f. PROPN issue-79 200 4 ( ( PUNCT issue-79 200 5 1999 1999 NUM issue-79 200 6 ) ) PUNCT issue-79 200 7 . . PUNCT issue-79 201 1 portuguese portuguese ADJ issue-79 201 2 banking banking NOUN issue-79 201 3 sector sector NOUN issue-79 201 4 : : PUNCT issue-79 201 5 a a DET issue-79 201 6 mixed mixed ADJ issue-79 201 7 oligopoly oligopoly NOUN issue-79 201 8 ? ? PUNCT issue-79 202 1 international international ADJ issue-79 202 2 journal journal PROPN issue-79 202 3 of of ADP issue-79 202 4 industrial industrial ADJ issue-79 202 5 organization organization NOUN issue-79 202 6 , , PUNCT issue-79 202 7 17 17 NUM issue-79 203 1 : : PUNCT issue-79 203 2 72–86 72–86 NUM issue-79 203 3 . . PUNCT issue-79 203 4 bresnahan bresnahan NOUN issue-79 203 5 , , PUNCT issue-79 203 6 t. t. PROPN issue-79 203 7 f. f. PROPN issue-79 203 8 ( ( PUNCT issue-79 203 9 1982 1982 NUM issue-79 203 10 ) ) PUNCT issue-79 203 11 . . PUNCT issue-79 204 1 the the DET issue-79 204 2 oligopoly oligopoly ADJ issue-79 204 3 solution solution NOUN issue-79 204 4 concept concept NOUN issue-79 204 5 is be AUX issue-79 204 6 identified identify VERB issue-79 204 7 . . PUNCT issue-79 205 1 economic economic ADJ issue-79 205 2 letters letter NOUN issue-79 205 3 , , PUNCT issue-79 205 4 10 10 NUM issue-79 205 5 : : SYM issue-79 205 6 87–92 87–92 NUM issue-79 205 7 . . PUNCT issue-79 206 1 iwata iwata PROPN issue-79 206 2 , , PUNCT issue-79 206 3 g.(1974 g.(1974 PROPN issue-79 206 4 ) ) PUNCT issue-79 206 5 . . PUNCT issue-79 207 1 measurment measurment NOUN issue-79 207 2 of of ADP issue-79 207 3 conjectural conjectural ADJ issue-79 207 4 variations variation NOUN issue-79 207 5 in in ADP issue-79 207 6 oligopoly oligopoly PROPN issue-79 207 7 . . PUNCT issue-79 208 1 econimetrica econimetrica PROPN issue-79 208 2 , , PUNCT issue-79 208 3 42 42 NUM issue-79 208 4 : : PUNCT issue-79 209 1 947–966 947–966 NUM issue-79 209 2 . . PUNCT issue-79 209 3 lau lau PROPN issue-79 209 4 , , PUNCT issue-79 209 5 l. l. PROPN issue-79 209 6 ( ( PUNCT issue-79 209 7 1982 1982 NUM issue-79 209 8 ) ) PUNCT issue-79 209 9 . . PUNCT issue-79 210 1 on on SCONJ issue-79 210 2 identified identify VERB issue-79 210 3 the the DET issue-79 210 4 degree degree NOUN issue-79 210 5 of of ADP issue-79 210 6 competition competition NOUN issue-79 210 7 from from ADP issue-79 210 8 industry industry NOUN issue-79 210 9 price price NOUN issue-79 210 10 and and CCONJ issue-79 210 11 output output NOUN issue-79 210 12 data datum NOUN issue-79 210 13 . . PUNCT issue-79 211 1 economics economic NOUN issue-79 211 2 letters letter NOUN issue-79 211 3 , , PUNCT issue-79 211 4 10 10 NUM issue-79 211 5 : : SYM issue-79 211 6 87–92 87–92 NUM issue-79 211 7 . . PUNCT issue-79 212 1 panzar panzar PROPN issue-79 212 2 , , PUNCT issue-79 212 3 j. j. PROPN issue-79 212 4 c. c. PROPN issue-79 212 5 , , PUNCT issue-79 212 6 rosse rosse PROPN issue-79 212 7 , , PUNCT issue-79 212 8 j. j. PROPN issue-79 212 9 ( ( PUNCT issue-79 212 10 1987 1987 NUM issue-79 212 11 ) ) PUNCT issue-79 212 12 . . PUNCT issue-79 213 1 testing test VERB issue-79 213 2 for for ADP issue-79 213 3 monopoly monopoly NOUN issue-79 213 4 equilibrium equilibrium NOUN issue-79 213 5 . . PUNCT issue-79 214 1 journal journal PROPN issue-79 214 2 of of ADP issue-79 214 3 industrial industrial ADJ issue-79 214 4 economics economic NOUN issue-79 214 5 , , PUNCT issue-79 214 6 25 25 NUM issue-79 214 7 : : PUNCT issue-79 214 8 443–456 443–456 NUM issue-79 214 9 . . PUNCT issue-79 215 1 reforma reforma PROPN issue-79 215 2 finansovoho finansovoho PROPN issue-79 215 3 sektoru sektoru NOUN issue-79 215 4 . . PUNCT issue-79 216 1 natsionalna natsionalna PROPN issue-79 216 2 rada rada PROPN issue-79 216 3 reform reform PROPN issue-79 216 4 [ [ X issue-79 216 5 electronic electronic ADJ issue-79 216 6 resource resource NOUN issue-79 216 7 ] ] PUNCT issue-79 216 8 . . PUNCT issue-79 216 9     SPACE issue-79 216 10 – – PUNCT issue-79 216 11 retrieved retrieve VERB issue-79 216 12 from from ADP issue-79 216 13 : : PUNCT issue-79 216 14 http://reforms.in.ua/ua/reforms/reforma-finansovogo-sektoru http://reforms.in.ua/ua/reforms/reforma-finansovogo-sektoru NUM issue-79 216 15 . . PUNCT issue-79 217 1 bikker bikker PROPN issue-79 217 2 , , PUNCT issue-79 217 3 j. j. PROPN issue-79 217 4 a. a. PROPN issue-79 217 5 , , PUNCT issue-79 217 6 spierdijk spierdijk PROPN issue-79 217 7 , , PUNCT issue-79 217 8 l. l. PROPN issue-79 217 9 , , PUNCT issue-79 217 10 finnie finnie PROPN issue-79 217 11 p. p. NOUN issue-79 217 12 ( ( PUNCT issue-79 217 13 2007 2007 NUM issue-79 217 14 ) ) PUNCT issue-79 217 15 . . PUNCT issue-79 218 1 misspecification misspecification NOUN issue-79 218 2 of of ADP issue-79 218 3 the the DET issue-79 218 4 panzarrosse panzarrosse NOUN issue-79 218 5 model model NOUN issue-79 218 6 : : PUNCT issue-79 218 7 assessing assess VERB issue-79 218 8 competition competition NOUN issue-79 218 9 in in ADP issue-79 218 10 the the DET issue-79 218 11 banking banking NOUN issue-79 218 12 industry industry NOUN issue-79 218 13 . . PUNCT issue-79 219 1 dnb dnb PROPN issue-79 219 2 working working NOUN issue-79 219 3 papers paper NOUN issue-79 219 4 , , PUNCT issue-79 219 5 114 114 NUM issue-79 219 6 : : SYM issue-79 219 7 30 30 NUM issue-79 219 8 . . PUNCT issue-79 220 1 dani dani PROPN issue-79 220 2 finansovoi finansovoi PROPN issue-79 220 3 zvitnosti zvitnosti PROPN issue-79 220 4 bankiv bankiv VERB issue-79 220 5 ukrainy ukrainy NOUN issue-79 220 6 [ [ X issue-79 220 7 electronic electronic ADJ issue-79 220 8 resource resource NOUN issue-79 220 9 ] ] PUNCT issue-79 220 10 . . PUNCT issue-79 220 11     SPACE issue-79 220 12 – – PUNCT issue-79 220 13 retrieved retrieve VERB issue-79 220 14 from from ADP issue-79 220 15 : : PUNCT issue-79 220 16 http://www.bank.gov.ua/ http://www.bank.gov.ua/ PROPN issue-79 220 17 control control PROPN issue-79 220 18 / / SYM issue-79 220 19 uk uk PROPN issue-79 220 20 / / SYM issue-79 220 21 publish publish NOUN issue-79 220 22 / / SYM issue-79 220 23 category?cat_id=64097 category?cat_id=64097 PROPN issue-79 220 24 . . PUNCT issue-79 221 1 baltic baltic PROPN issue-79 221 2 journal journal PROPN issue-79 221 3 of of ADP issue-79 221 4 economic economic ADJ issue-79 221 5 studies study NOUN issue-79 221 6 54 54 NUM issue-79 221 7 vol vol NOUN issue-79 221 8 . . PROPN issue-79 222 1 2 2 NUM issue-79 222 2 , , PUNCT issue-79 222 3 no no INTJ issue-79 222 4 . . NOUN issue-79 222 5 2 2 NUM issue-79 222 6 , , PUNCT issue-79 222 7 2016 2016 NUM issue-79 222 8 ирина ирина NOUN issue-79 222 9 диденко диденко NOUN issue-79 222 10 , , PUNCT issue-79 222 11 сергей сергей PROPN issue-79 222 12 богма богма PROPN issue-79 222 13 исследование исследование PROPN issue-79 222 14 конкуренции конкуренции PROPN issue-79 222 15 на на PROPN issue-79 222 16 депозитном депозитном PROPN issue-79 222 17 рынке рынке NOUN issue-79 222 18 украины украины PROPN issue-79 222 19 на на PROPN issue-79 222 20 основе основе PROPN issue-79 222 21 модели модели VERB issue-79 222 22 панзара панзара NOUN issue-79 222 23 - - PUNCT issue-79 222 24 росса росса NOUN issue-79 222 25 аннотация аннотация NOUN issue-79 222 26 . . PUNCT issue-79 223 1 проблема проблема ADJ issue-79 223 2 в в PROPN issue-79 223 3 адекватной адекватной VERB issue-79 223 4 оценке оценке NOUN issue-79 223 5 уровня уровня PROPN issue-79 223 6 конкуренции конкуренции PROPN issue-79 223 7 на на PROPN issue-79 223 8 рынке рынке NOUN issue-79 223 9 банковских банковских NOUN issue-79 223 10 услуг услуг NOUN issue-79 223 11 побудила побудила PROPN issue-79 223 12 исследователей исследователей PROPN issue-79 223 13 постоянно постоянно PROPN issue-79 223 14 искать искать PROPN issue-79 223 15 какие какие PROPN issue-79 223 16 - - PUNCT issue-79 223 17 то то PROPN issue-79 223 18 новые новые PROPN issue-79 223 19 научные научные NOUN issue-79 223 20 методы методы NOUN issue-79 223 21 . . PUNCT issue-79 224 1 самыми самыми PROPN issue-79 224 2 известными известными PROPN issue-79 224 3 из из PROPN issue-79 224 4 них них PROPN issue-79 224 5 на на PROPN issue-79 224 6 сегодня сегодня PROPN issue-79 224 7 , , PUNCT issue-79 224 8 которые которые ADP issue-79 224 9 впоследствии впоследствии PROPN issue-79 224 10 были были PROPN issue-79 224 11 успешно успешно PROPN issue-79 224 12 адаптированы адаптированы PROPN issue-79 224 13 на на PROPN issue-79 224 14 банковском банковском PROPN issue-79 224 15 рынке рынке NOUN issue-79 224 16 , , PUNCT issue-79 224 17 являются являются ADJ issue-79 224 18 модели модели VERB issue-79 224 19 бреснахана бреснахана PROPN issue-79 224 20 , , PUNCT issue-79 224 21 панзара панзара NOUN issue-79 224 22 - - PUNCT issue-79 224 23 росса росса ADJ issue-79 224 24 , , PUNCT issue-79 224 25 бертрана бертрана NOUN issue-79 224 26 , , PUNCT issue-79 224 27 ивата ивата NOUN issue-79 224 28 , , PUNCT issue-79 224 29 монти монти NOUN issue-79 224 30 - - PUNCT issue-79 224 31 кляйна кляйна ADJ issue-79 224 32 , , PUNCT issue-79 224 33 барроса барроса NOUN issue-79 224 34 - - PUNCT issue-79 224 35 модесто модесто NOUN issue-79 224 36 и и PROPN issue-79 224 37 др др PROPN issue-79 224 38 . . PUNCT issue-79 225 1 в в PROPN issue-79 225 2 украине украине PROPN issue-79 225 3 процесс процесс PROPN issue-79 225 4 оценки оценки PROPN issue-79 225 5 уровня уровня PROPN issue-79 225 6 конкуренции конкуренции VERB issue-79 225 7 в в PROPN issue-79 225 8 банковском банковском PROPN issue-79 225 9 секторе секторе PROPN issue-79 225 10 является является VERB issue-79 225 11 очень очень PROPN issue-79 225 12 актуальной актуальной PROPN issue-79 225 13 темой темой PROPN issue-79 225 14 , , PUNCT issue-79 225 15 особенно особенно PROPN issue-79 225 16 в в PROPN issue-79 225 17 соответствии соответствии VERB issue-79 225 18 с с PROPN issue-79 225 19 последними последними NOUN issue-79 225 20 реформами реформами VERB issue-79 225 21 в в PROPN issue-79 225 22 данном данном PROPN issue-79 225 23 направлении направлении PROPN issue-79 225 24 . . PUNCT issue-79 226 1 что что NOUN issue-79 226 2 касается касается PROPN issue-79 226 3 внутреннего внутреннего PROPN issue-79 226 4 рынка рынка PROPN issue-79 226 5 депозитов депозитов NOUN issue-79 226 6 , , PUNCT issue-79 226 7 существует существует ADJ issue-79 226 8 дефицит дефицит ADJ issue-79 226 9 качественного качественного PROPN issue-79 226 10 анализа анализа PROPN issue-79 226 11 этого этого NOUN issue-79 226 12 вопроса вопроса PROPN issue-79 226 13 , , PUNCT issue-79 226 14 в в PROPN issue-79 226 15 отличие отличие NOUN issue-79 226 16 от от PROPN issue-79 226 17 зарубежной зарубежной PROPN issue-79 226 18 практики практики PROPN issue-79 226 19 . . PUNCT issue-79 227 1 поэтому поэтому PROPN issue-79 227 2 в в PROPN issue-79 227 3 данном данном PROPN issue-79 227 4 исследовании исследовании PROPN issue-79 227 5 мы мы AUX issue-79 227 6 пытаемся пытаемся PROPN issue-79 227 7 решить решить PROPN issue-79 227 8 эту эту PROPN issue-79 227 9 проблему проблему VERB issue-79 227 10 . . PUNCT issue-79 228 1 основная основная NOUN issue-79 228 2 цель цель PROPN issue-79 228 3 мировых мировых PROPN issue-79 228 4 ученых ученых VERB issue-79 228 5 в в PROPN issue-79 228 6 данном данном PROPN issue-79 228 7 вопросе вопросе PROPN issue-79 228 8 является является ADJ issue-79 228 9 подробный подробный NOUN issue-79 228 10 анализ анализ NOUN issue-79 228 11 рынка рынка NOUN issue-79 228 12 , , PUNCT issue-79 228 13 чтобы чтобы NOUN issue-79 228 14 выявить выявить NOUN issue-79 228 15 важные важные NOUN issue-79 228 16 факторы факторы NOUN issue-79 228 17 , , PUNCT issue-79 228 18 которые которые ADP issue-79 228 19 существуют существуют PROPN issue-79 228 20 на на PROPN issue-79 228 21 выделенных выделенных PROPN issue-79 228 22 рынках рынках PROPN issue-79 228 23 , , PUNCT issue-79 228 24 и и PROPN issue-79 228 25 влияют влияют PROPN issue-79 228 26 в в PROPN issue-79 228 27 частности частности PROPN issue-79 228 28 на на PROPN issue-79 228 29 ставки ставки PROPN issue-79 228 30 по по PROPN issue-79 228 31 кредитам кредитам NOUN issue-79 228 32 и и PROPN issue-79 228 33 депозитам депозитам NOUN issue-79 228 34 . . PUNCT issue-79 229 1 исходя исходя NOUN issue-79 229 2 из из PROPN issue-79 229 3 этих этих PROPN issue-79 229 4 факторов факторов ADV issue-79 229 5 , , PUNCT issue-79 229 6 не не PROPN issue-79 229 7 может может NOUN issue-79 229 8 быть быть NOUN issue-79 229 9 реализованы реализованы NOUN issue-79 229 10 процессы процессы PROPN issue-79 229 11 внутренней внутренней PROPN issue-79 229 12 перестройки перестройки NOUN issue-79 229 13 , , PUNCT issue-79 229 14 происходящие происходящие NOUN issue-79 229 15 на на PROPN issue-79 229 16 рынках рынках PROPN issue-79 229 17 . . PUNCT issue-79 230 1 целью целью PROPN issue-79 230 2 данной данной PROPN issue-79 230 3 статьи статьи NOUN issue-79 230 4 является является ADJ issue-79 230 5 определение определение PROPN issue-79 230 6 уровня уровня PROPN issue-79 230 7 конкуренции конкуренции PROPN issue-79 230 8 на на PROPN issue-79 230 9 депозитном депозитном PROPN issue-79 230 10 рынке рынке NOUN issue-79 230 11 украины украины NOUN issue-79 230 12 в в PROPN issue-79 230 13 2006 2006 NUM issue-79 230 14 - - SYM issue-79 230 15 2015 2015 NUM issue-79 230 16 гг гг PROPN issue-79 230 17 базированной базированной VERB issue-79 230 18 на на PROPN issue-79 230 19 неструктурной неструктурной PROPN issue-79 230 20 модели модели ADJ issue-79 230 21 панзара панзара NOUN issue-79 230 22 - - PUNCT issue-79 230 23 росса росса PROPN issue-79 230 24 и и PROPN issue-79 230 25 определение определение NOUN issue-79 230 26 ключевых ключевых VERB issue-79 230 27 факторов факторов ADV issue-79 230 28 , , PUNCT issue-79 230 29 которые которые PROPN issue-79 230 30 влияют влияют PROPN issue-79 230 31 на на PROPN issue-79 230 32 этот этот PROPN issue-79 230 33 уровень уровень PROPN issue-79 230 34 . . PUNCT issue-79 231 1 для для PROPN issue-79 231 2 исследования исследования PROPN issue-79 231 3 уровня уровня PROPN issue-79 231 4 конкуренции конкуренции PROPN issue-79 231 5 на на PROPN issue-79 231 6 депозитном депозитном PROPN issue-79 231 7 рынке рынке NOUN issue-79 231 8 украины украины PROPN issue-79 231 9 была была NOUN issue-79 231 10 использована использована PROPN issue-79 231 11 модель модель PROPN issue-79 231 12 панзараросса панзараросса PROPN issue-79 231 13 , , PUNCT issue-79 231 14 в в PROPN issue-79 231 15 которой которой PROPN issue-79 231 16 с с PROPN issue-79 231 17 помощью помощью NOUN issue-79 231 18 встроенного встроенного X issue-79 231 19 инструмента инструмента VERB issue-79 231 20 « « PUNCT issue-79 231 21 множественная множественная ADJ issue-79 231 22 регрессия регрессия PROPN issue-79 231 23 » » NOUN issue-79 231 24 в в PROPN issue-79 231 25 пакете пакете PROPN issue-79 231 26 программного программного PROPN issue-79 231 27 обеспечения обеспечения PROPN issue-79 231 28 для для PROPN issue-79 231 29 анализа анализа PROPN issue-79 231 30 статистики статистики PROPN issue-79 231 31 statistica statistica PROPN issue-79 231 32 были были NOUN issue-79 231 33 построены построены NOUN issue-79 231 34 отдельные отдельные NOUN issue-79 231 35 11 11 NUM issue-79 231 36 моделей моделей NOUN issue-79 231 37 . . PUNCT issue-79 232 1 в в PROPN issue-79 232 2 качестве качестве PROPN issue-79 232 3 входных входных PROPN issue-79 232 4 данных данных PROPN issue-79 232 5 в в PROPN issue-79 232 6 модели модели VERB issue-79 232 7 была была NOUN issue-79 232 8 представлена представлена PROPN issue-79 232 9 информация информация PROPN issue-79 232 10 о о PROPN issue-79 232 11 результатах результатах PROPN issue-79 232 12 финансовой финансовой NOUN issue-79 232 13 деятельности деятельности PROPN issue-79 232 14 украинских украинских PROPN issue-79 232 15 банков банков PROPN issue-79 232 16 в в PROPN issue-79 232 17 течение течение PROPN issue-79 232 18 десяти десяти PROPN issue-79 232 19 лет лет PROPN issue-79 233 1 с с PROPN issue-79 233 2 01.01.2005 01.01.2005 PROPN issue-79 234 1 года года PROPN issue-79 234 2 до до PROPN issue-79 234 3 01.01.2015 01.01.2015 PROPN issue-79 234 4 года года PROPN issue-79 234 5 . . PUNCT issue-79 235 1 результаты результаты PROPN issue-79 235 2 исследования исследования NOUN issue-79 235 3 показали показали PROPN issue-79 235 4 , , PUNCT issue-79 235 5 что что PROPN issue-79 235 6 на на PROPN issue-79 235 7 украинском украинском PROPN issue-79 235 8 рынке рынке VERB issue-79 235 9 депозитов депозитов PROPN issue-79 235 10 есть есть PROPN issue-79 235 11 монополистическая монополистическая PROPN issue-79 235 12 конкуренция конкуренция ADV issue-79 235 13 , , PUNCT issue-79 235 14 что что NOUN issue-79 235 15 подтверждается подтверждается VERB issue-79 235 16 расчетными расчетными ADJ issue-79 235 17 значениями значениями NOUN issue-79 235 18 индекса индекса NOUN issue-79 235 19 h h NOUN issue-79 235 20 - - PUNCT issue-79 235 21 статистики статистики NOUN issue-79 235 22 . . PUNCT issue-79 236 1 2008 2008 NUM issue-79 236 2 год год PROPN issue-79 236 3 , , PUNCT issue-79 236 4 в в PROPN issue-79 236 5 контексте контексте PROPN issue-79 236 6 глобального глобального VERB issue-79 236 7 экономического экономического ADJ issue-79 236 8 кризиса кризиса NOUN issue-79 236 9 , , PUNCT issue-79 236 10 был был NOUN issue-79 236 11 отмечен отмечен VERB issue-79 236 12 как как PROPN issue-79 236 13 неуравновешенный неуравновешенный PROPN issue-79 236 14 период период PROPN issue-79 236 15 для для PROPN issue-79 237 1 рынка рынка PROPN issue-79 237 2 депозитов депозитов NOUN issue-79 237 3 украины украины NOUN issue-79 237 4 . . PUNCT issue-79 238 1 зная зная PROPN issue-79 238 2 текущее текущее VERB issue-79 238 3 состояние состояние PROPN issue-79 238 4 уровня уровня PROPN issue-79 238 5 конкуренции конкуренции VERB issue-79 238 6 на на PROPN issue-79 238 7 рынке рынке NOUN issue-79 238 8 , , PUNCT issue-79 238 9 можно можно NOUN issue-79 238 10 объяснить объяснить NOUN issue-79 238 11 ряд ряд NOUN issue-79 238 12 явлений явлений PROPN issue-79 238 13 , , PUNCT issue-79 238 14 которые которые PROPN issue-79 238 15 происходят происходят PROPN issue-79 239 1 на на PROPN issue-79 239 2 нем нем PROPN issue-79 239 3 и и PROPN issue-79 239 4 при при PROPN issue-79 239 5 этом этом PROPN issue-79 239 6 может может NOUN issue-79 239 7 быть быть NOUN issue-79 239 8 разработано разработано PROPN issue-79 239 9 целый целый PROPN issue-79 239 10 ряд ряд NOUN issue-79 239 11 эффективных эффективных PROPN issue-79 239 12 мер мер PROPN issue-79 239 13 по по PROPN issue-79 239 14 контролю контролю NOUN issue-79 239 15 за за NOUN issue-79 239 16 ними ними NOUN issue-79 239 17 . . PUNCT issue-79 240 1 в в PROPN issue-79 240 2 украине украине PROPN issue-79 240 3 процесс процесс PROPN issue-79 240 4 оценки оценки PROPN issue-79 240 5 конкуренции конкуренции PROPN issue-79 240 6 в в PROPN issue-79 240 7 банковском банковском PROPN issue-79 240 8 секторе секторе PROPN issue-79 240 9 , , PUNCT issue-79 240 10 в в PROPN issue-79 240 11 соответствии соответствии VERB issue-79 240 12 с с PROPN issue-79 240 13 последними последними NOUN issue-79 240 14 реформами реформами NOUN issue-79 240 15 , , PUNCT issue-79 240 16 становится становится NOUN issue-79 240 17 все все NOUN issue-79 240 18 более более NOUN issue-79 240 19 популярным популярным VERB issue-79 240 20 и и PROPN issue-79 240 21 актуальным актуальным VERB issue-79 240 22 . . PUNCT issue-79 241 1 что что NOUN issue-79 241 2 касается касается PROPN issue-79 241 3 внутреннего внутреннего PROPN issue-79 241 4 рынка рынка PROPN issue-79 241 5 депозитов депозитов NOUN issue-79 241 6 , , PUNCT issue-79 241 7 как как VERB issue-79 241 8 уже уже NOUN issue-79 241 9 говорилось говорилось NOUN issue-79 241 10 , , PUNCT issue-79 241 11 сегодня сегодня PROPN issue-79 241 12 существует существует PROPN issue-79 241 13 дефицит дефицит PROPN issue-79 241 14 качественного качественного PROPN issue-79 241 15 анализа анализа PROPN issue-79 241 16 этого этого NOUN issue-79 241 17 вопроса вопроса PROPN issue-79 241 18 , , PUNCT issue-79 241 19 в в PROPN issue-79 241 20 отличие отличие NOUN issue-79 241 21 от от PROPN issue-79 241 22 зарубежной зарубежной PROPN issue-79 241 23 практики практики NOUN issue-79 241 24 . . PUNCT issue-79 242 1 таким таким NOUN issue-79 242 2 образом образом NOUN issue-79 242 3 , , PUNCT issue-79 242 4 это это PRON issue-79 242 5 исследование исследование NOUN issue-79 242 6 поможет поможет NOUN issue-79 242 7 решить решить NOUN issue-79 242 8 данную данную PROPN issue-79 242 9 проблему проблему VERB issue-79 242 10 . . PUNCT