id	author	title	date	pages	extension	mime	words	sentence	flesch	summary	cache	txt
bjmsr-2280	Rahman, Rahayu Abdul; Sari, Eka Nurmala; Radzi, Siti Hirdayu Mohd; Saragih, Fitriani; Zakaria, Nor Balkish	DRIVERS INFLUENCING THE USAGE INTENTION TOWARDS ONLINE ZAKAT PAYMENT SYSTEM: EVIDENCE FROM MALAYSIA	2025	10	.pdf	application/pdf	7006	365	36	Building on this context, the present study seeks to reassess this relationship in a different research setting, namely Malaysia, and puts forth the following hypothesis: H3: Zakat literacy has a significant positive effect on online zakat payment usage intention Prior Experience and Online Zakat Payment Usage Intention Ouellette and Wood (1998) highlight the role of experience in predicting future intentions and behavior. The results indicate that perceived risk has a significant and negative impact on the intention to use online zakat payment services, highlighting the importance of addressing concerns related to risk perception in promoting their adoption.	cache/bjmsr-2280.pdf	txt/bjmsr-2280.txt