id	author	title	date	pages	extension	mime	words	sentence	flesch	summary	cache	txt
bjmsr-453	Zeng, Hongjun	A Comparison Study on the Era of Internet Finance China Construction of Credit Scoring System Model	2020	22	.pdf	application/pdf	10201	410	46	FICO scores constructed with discriminant analysis as the core are widely used in the field of credit scoring by Chen & Chen (2010) used the latest semi-supervised nonparametric discriminant analysis (SNDA), sparse tensor discriminant analysis (STDA), semi-supervised discriminant analysis (SDA), sparse discriminant analysis (Sparse DA), Fisher discriminant analysis (FDA), and multivariate discriminant analysis (MDA) to construct credit score models, respectively, and the results showed that SNDA, STDA, and SDA performed better than other discriminant analyses. Comparative data mining analysis of personal credit scoring models,Times Finance,23(6),295+298.	cache/bjmsr-453.pdf	txt/bjmsr-453.txt