id	sid	eid	entity	type
bjmsr-2475	1	1	bangladesh journal of multidisciplinary scientific	ORG
bjmsr-2475	1	2	10(5	CARDINAL
bjmsr-2475	1	3	2025	CARDINAL
bjmsr-2475	1	4	46	CARDINAL
bjmsr-2475	1	5	55 46	CARDINAL
bjmsr-2475	1	6	10 no 5 (	CARDINAL
bjmsr-2475	1	7	2687-8518	DATE
bjmsr-2475	1	8	indonesia	GPE
bjmsr-2475	1	9	ossi	GPE
bjmsr-2475	2	1	a)1 dylan gonardo	PERSON
bjmsr-2475	2	2	gabriel radja dava	PERSON
bjmsr-2475	2	3	muhammad yasin	PERSON
bjmsr-2475	2	4	stie indonesia banking school	ORG
bjmsr-2475	2	5	jakarta	GPE
bjmsr-2475	2	6	indonesia	GPE
bjmsr-2475	2	7	stie indonesia banking school	ORG
bjmsr-2475	2	8	jakarta	GPE
bjmsr-2475	2	9	indonesia	GPE
bjmsr-2475	3	1	stie indonesia banking school	ORG
bjmsr-2475	3	2	jakarta	GPE
bjmsr-2475	3	3	indonesia	GPE
bjmsr-2475	3	4	stie indonesia banking school	ORG
bjmsr-2475	3	5	jakarta	GPE
bjmsr-2475	3	6	indonesia	GPE
bjmsr-2475	3	7	muhammad.20221111050@ibs.ac.id	NORP
bjmsr-2475	5	1	o	DATE
bjmsr-2475	5	2	9th	ORDINAL
bjmsr-2475	5	3	2025	DATE
bjmsr-2475	5	4	9th	ORDINAL
bjmsr-2475	5	5	march 2025 to 15th august 2025	DATE
bjmsr-2475	5	6	20th	ORDINAL
bjmsr-2475	5	7	25th	ORDINAL
bjmsr-2475	5	8	jel	ORG
bjmsr-2475	6	1	1.7 billion	CARDINAL
bjmsr-2475	8	1	blockchain technology	ORG
bjmsr-2475	9	1	indonesia	GPE
bjmsr-2475	11	1	147	CARDINAL
bjmsr-2475	11	2	indonesian	NORP
bjmsr-2475	12	1	pls	NORP
bjmsr-2475	12	2	0.888	CARDINAL
bjmsr-2475	12	3	0.732	CARDINAL
bjmsr-2475	12	4	0.851	CARDINAL
bjmsr-2475	13	1	0.635	CARDINAL
bjmsr-2475	14	1	0.556	CARDINAL
bjmsr-2475	14	2	0.282	CARDINAL
bjmsr-2475	16	1	indonesia	GPE
bjmsr-2475	17	1	2025	CARDINAL
bjmsr-2475	18	1	cribfb, usa	ORG
bjmsr-2475	21	1	about half	CARDINAL
bjmsr-2475	21	2	the past year	DATE
bjmsr-2475	22	1	71 percent	PERCENT
bjmsr-2475	22	2	43 percent	PERCENT
bjmsr-2475	22	3	demirgüç	NORP
bjmsr-2475	22	4	2018	DATE
bjmsr-2475	23	1	fintech	ORG
bjmsr-2475	23	2	2023	CARDINAL
bjmsr-2475	24	1	the world bank	ORG
bjmsr-2475	24	2	1.7 billion	CARDINAL
bjmsr-2475	27	1	el hajj & farran	ORG
bjmsr-2475	27	2	2024	DATE
bjmsr-2475	32	1	1corresponding	ORG
bjmsr-2475	33	1	0009-0003-1180-344x	DATE
bjmsr-2475	33	2	2025	CARDINAL
bjmsr-2475	35	1	d.	NORP
bjmsr-2475	35	2	dava	GPE
bjmsr-2475	35	3	g. r.	PERSON
bjmsr-2475	35	4	m.	PERSON
bjmsr-2475	35	5	2025	DATE
bjmsr-2475	36	1	indonesia	GPE
bjmsr-2475	37	1	bangladesh journal	ORG
bjmsr-2475	37	2	10(5	CARDINAL
bjmsr-2475	37	3	46	CARDINAL
bjmsr-2475	37	4	https://doi.org/10.46281/3scgym20 http://creativecommons.org/licenses/by/4.0/	PERSON
bjmsr-2475	37	5	https://www.openaccess.nl/en	DATE
bjmsr-2475	37	6	bangladesh journal	ORG
bjmsr-2475	37	7	10(5	CARDINAL
bjmsr-2475	37	8	2025	CARDINAL
bjmsr-2475	37	9	46	CARDINAL
bjmsr-2475	37	10	omane-adjepong & alagidede	ORG
bjmsr-2475	37	11	2020	DATE
bjmsr-2475	38	1	indonesian	NORP
bjmsr-2475	38	2	5	CARDINAL
bjmsr-2475	38	3	2019	DATE
bjmsr-2475	38	4	february 8, 2019	DATE
bjmsr-2475	39	1	indonesian	NORP
bjmsr-2475	40	1	between 2020	DATE
bjmsr-2475	40	2	2022	CARDINAL
bjmsr-2475	40	3	just over half a million to 12.4 million	CARDINAL
bjmsr-2475	40	4	daily	DATE
bjmsr-2475	40	5	approximately idr 2.35 trillion	MONEY
bjmsr-2475	40	6	annual	DATE
bjmsr-2475	40	7	859 trillion	CARDINAL
bjmsr-2475	40	8	2021	CARDINAL
bjmsr-2475	41	1	indonesian	NORP
bjmsr-2475	42	1	abbasi et al.	PERSON
bjmsr-2475	42	2	2021	DATE
bjmsr-2475	42	3	2023	CARDINAL
bjmsr-2475	43	1	18 to 34	DATE
bjmsr-2475	44	1	indonesia	GPE
bjmsr-2475	44	2	16%	PERCENT
bjmsr-2475	44	3	15%	PERCENT
bjmsr-2475	45	1	one	CARDINAL
bjmsr-2475	47	1	holtmeier &	ORG
bjmsr-2475	47	2	2019	DATE
bjmsr-2475	48	1	cryptocurrencies	PERSON
bjmsr-2475	48	2	2025	DATE
bjmsr-2475	49	1	two	CARDINAL
bjmsr-2475	49	2	indonesian	NORP
bjmsr-2475	49	3	covid-19	PRODUCT
bjmsr-2475	51	1	el hajj & farran	ORG
bjmsr-2475	51	2	2024	DATE
bjmsr-2475	51	3	2023	CARDINAL
bjmsr-2475	51	4	indonesian	NORP
bjmsr-2475	54	1	indonesia	GPE
bjmsr-2475	54	2	el amri	ORG
bjmsr-2475	54	3	mohammed & bakr	ORG
bjmsr-2475	54	4	2021	CARDINAL
bjmsr-2475	54	5	demirgüç-kunt et al.	PERSON
bjmsr-2475	54	6	2018	DATE
bjmsr-2475	55	1	indonesia	GPE
bjmsr-2475	55	2	section 1	DATE
bjmsr-2475	56	1	section 2	LAW
bjmsr-2475	57	1	section 3	LAW
bjmsr-2475	57	2	section 4	LAW
bjmsr-2475	57	3	section 5	DATE
bjmsr-2475	62	1	blockchain	PERSON
bjmsr-2475	63	1	100%	PERCENT
bjmsr-2475	63	2	two	CARDINAL
bjmsr-2475	63	3	2020	DATE
bjmsr-2475	64	1	blockchain	GPE
bjmsr-2475	64	2	2015	DATE
bjmsr-2475	67	1	rudolf & morely	ORG
bjmsr-2475	67	2	2020	DATE
bjmsr-2475	68	1	2009	DATE
bjmsr-2475	68	2	2016	DATE
bjmsr-2475	69	1	china	GPE
bjmsr-2475	69	2	3547	CARDINAL
bjmsr-2475	69	3	2019	DATE
bjmsr-2475	69	4	2018	DATE
bjmsr-2475	69	5	over half	CARDINAL
bjmsr-2475	69	6	2021	DATE
bjmsr-2475	70	1	2020	DATE
bjmsr-2475	70	2	latin america	LOC
bjmsr-2475	70	3	africa	LOC
bjmsr-2475	70	4	asia	LOC
bjmsr-2475	70	5	2020	DATE
bjmsr-2475	71	1	only one	CARDINAL
bjmsr-2475	71	2	two	CARDINAL
bjmsr-2475	72	1	2020	DATE
bjmsr-2475	73	1	indonesia	GPE
bjmsr-2475	73	2	nigeria	GPE
bjmsr-2475	73	3	venezuela	GPE
bjmsr-2475	73	4	el salvador	GPE
bjmsr-2475	74	1	indonesia	GPE
bjmsr-2475	75	1	audrine & murwani	ORG
bjmsr-2475	75	2	2021	DATE
bjmsr-2475	76	1	bangladesh journal	ORG
bjmsr-2475	76	2	10(5	CARDINAL
bjmsr-2475	76	3	2025	CARDINAL
bjmsr-2475	76	4	46-55 48	PERCENT
bjmsr-2475	76	5	over 80%	PERCENT
bjmsr-2475	76	6	china	GPE
bjmsr-2475	76	7	kenya	GPE
bjmsr-2475	76	8	india	GPE
bjmsr-2475	76	9	thailand	GPE
bjmsr-2475	77	1	between 2011 and	DATE
bjmsr-2475	77	2	2021	DATE
bjmsr-2475	77	3	58% and 25%	PERCENT
bjmsr-2475	78	1	demirgüç	NORP
bjmsr-2475	78	2	2018	DATE
bjmsr-2475	80	1	el amri et al	ORG
bjmsr-2475	81	1	2021	CARDINAL
bjmsr-2475	82	1	2024	CARDINAL
bjmsr-2475	83	1	ullah et al.	PERSON
bjmsr-2475	83	2	2022	CARDINAL
bjmsr-2475	83	3	setyawan et al.	PERSON
bjmsr-2475	83	4	2024	DATE
bjmsr-2475	84	1	2011	DATE
bjmsr-2475	87	1	2023	CARDINAL
bjmsr-2475	91	1	2024	CARDINAL
bjmsr-2475	93	1	2025	CARDINAL
bjmsr-2475	94	1	celestin	ORG
bjmsr-2475	94	2	2021	CARDINAL
bjmsr-2475	94	3	asia-pacific region	LOC
bjmsr-2475	97	1	2023	CARDINAL
bjmsr-2475	99	1	ullah et al	PERSON
bjmsr-2475	100	1	2022	CARDINAL
bjmsr-2475	105	1	garcía-monleón et al	ORG
bjmsr-2475	106	1	2023	CARDINAL
bjmsr-2475	110	1	el amri et al.	ORG
bjmsr-2475	110	2	2021	CARDINAL
bjmsr-2475	110	3	rieger et al.	PERSON
bjmsr-2475	110	4	2022	CARDINAL
bjmsr-2475	111	1	dwivedi et al	PERSON
bjmsr-2475	112	1	2019	DATE
bjmsr-2475	116	1	mabrouk et al	PERSON
bjmsr-2475	116	2	2023	CARDINAL
bjmsr-2475	116	3	digital financial inclusion	ORG
bjmsr-2475	118	1	el hajj	ORG
bjmsr-2475	118	2	2024	CARDINAL
bjmsr-2475	119	1	dwivedi et al.	PERSON
bjmsr-2475	119	2	2019	DATE
bjmsr-2475	124	1	cao et al	PERSON
bjmsr-2475	125	1	2023	CARDINAL
bjmsr-2475	127	1	2023	CARDINAL
bjmsr-2475	128	1	hsiao et al	PERSON
bjmsr-2475	129	1	2018	DATE
bjmsr-2475	130	1	https://www.google.com/search?q=2022	NORP
bjmsr-2475	130	2	bangladesh journal	ORG
bjmsr-2475	130	3	10(5	CARDINAL
bjmsr-2475	130	4	2025	CARDINAL
bjmsr-2475	130	5	46-55 49	PERCENT
bjmsr-2475	134	1	garcía	GPE
bjmsr-2475	135	1	2023	CARDINAL
bjmsr-2475	137	1	2024	CARDINAL
bjmsr-2475	138	1	indonesia	GPE
bjmsr-2475	144	1	h6	ORG
bjmsr-2475	147	1	five	CARDINAL
bjmsr-2475	149	1	indonesians	NORP
bjmsr-2475	149	2	the past year	DATE
bjmsr-2475	151	1	25	CARDINAL
bjmsr-2475	151	2	125	CARDINAL
bjmsr-2475	152	1	pls	NORP
bjmsr-2475	152	2	2017	CARDINAL
bjmsr-2475	152	3	2021	CARDINAL
bjmsr-2475	154	1	20	CARDINAL
bjmsr-2475	154	2	25	CARDINAL
bjmsr-2475	154	3	five	CARDINAL
bjmsr-2475	155	1	abbasi et al	PERSON
bjmsr-2475	156	1	2021	CARDINAL
bjmsr-2475	157	1	6	CARDINAL
bjmsr-2475	157	2	1	CARDINAL
bjmsr-2475	157	3	6	CARDINAL
bjmsr-2475	159	1	147	CARDINAL
bjmsr-2475	160	1	' ages	DATE
bjmsr-2475	160	2	around 75%	PERCENT
bjmsr-2475	160	3	24%	PERCENT
bjmsr-2475	160	4	1%	PERCENT
bjmsr-2475	161	1	60%	PERCENT
bjmsr-2475	161	2	jakarta	GPE
bjmsr-2475	161	3	jakarta	GPE
bjmsr-2475	162	1	1	CARDINAL
bjmsr-2475	162	2	1	CARDINAL
bjmsr-2475	162	3	0.70	CARDINAL
bjmsr-2475	166	1	2	CARDINAL
bjmsr-2475	166	2	0.954 0.954	MONEY
bjmsr-2475	166	3	0.893	CARDINAL
bjmsr-2475	166	4	0.701	CARDINAL
bjmsr-2475	166	5	0.806	CARDINAL
bjmsr-2475	166	6	0.851	MONEY
bjmsr-2475	166	7	0.696	CARDINAL
bjmsr-2475	166	8	2025	CARDINAL
bjmsr-2475	166	9	bangladesh journal	ORG
bjmsr-2475	166	10	10(5	CARDINAL
bjmsr-2475	166	11	2025	CARDINAL
bjmsr-2475	166	12	46-55 50	PERCENT
bjmsr-2475	166	13	2	CARDINAL
bjmsr-2475	167	1	0.70	CARDINAL
bjmsr-2475	167	2	0.60	CARDINAL
bjmsr-2475	168	1	0.50	CARDINAL
bjmsr-2475	168	2	more than 50%	PERCENT
bjmsr-2475	170	1	3	CARDINAL
bjmsr-2475	170	2	ca1	ORG
bjmsr-2475	170	3	0.46	MONEY
bjmsr-2475	170	4	0.811	MONEY
bjmsr-2475	170	5	0.946	CARDINAL
bjmsr-2475	170	6	0.907	CARDINAL
bjmsr-2475	170	7	0.718	MONEY
bjmsr-2475	170	8	0.492	CARDINAL
bjmsr-2475	170	9	0.648	MONEY
bjmsr-2475	170	10	0.765	CARDINAL
bjmsr-2475	170	11	0.649 0.881	MONEY
bjmsr-2475	170	12	0.625	MONEY
bjmsr-2475	170	13	0.767	CARDINAL
bjmsr-2475	170	14	0.684	MONEY
bjmsr-2475	170	15	0.672 pee4	MONEY
bjmsr-2475	170	16	0.656	CARDINAL
bjmsr-2475	170	17	0.801	CARDINAL
bjmsr-2475	170	18	0.511	MONEY
bjmsr-2475	170	19	0.455 0.264 0.446	MONEY
bjmsr-2475	170	20	0.467	CARDINAL
bjmsr-2475	170	21	0.736	CARDINAL
bjmsr-2475	170	22	0.436	MONEY
bjmsr-2475	170	23	0.825 0.611 0.895 us2 0.67 0.37	MONEY
bjmsr-2475	171	1	0.749 us3	MONEY
bjmsr-2475	171	2	0.833	MONEY
bjmsr-2475	171	3	us4	ORG
bjmsr-2475	171	4	0.691 0.653 0.66	MONEY
bjmsr-2475	171	5	0.859	CARDINAL
bjmsr-2475	171	6	2025	CARDINAL
bjmsr-2475	171	7	3	CARDINAL
bjmsr-2475	177	1	4	CARDINAL
bjmsr-2475	177	2	fornell	CARDINAL
bjmsr-2475	177	3	0.919	CARDINAL
bjmsr-2475	177	4	0.635 0.833	CARDINAL
bjmsr-2475	177	5	0.851	CARDINAL
bjmsr-2475	177	6	0.732	CARDINAL
bjmsr-2475	177	7	0.682 0.853	MONEY
bjmsr-2475	177	8	2025	CARDINAL
bjmsr-2475	177	9	4	CARDINAL
bjmsr-2475	180	1	5	CARDINAL
bjmsr-2475	180	2	0.919	CARDINAL
bjmsr-2475	180	3	0.816 0.513 0.769	MONEY
bjmsr-2475	180	4	0.962	CARDINAL
bjmsr-2475	180	5	0.749	MONEY
bjmsr-2475	180	6	0.86	CARDINAL
bjmsr-2475	180	7	2025	CARDINAL
bjmsr-2475	180	8	bangladesh journal	ORG
bjmsr-2475	180	9	10(5	CARDINAL
bjmsr-2475	180	10	2025	CARDINAL
bjmsr-2475	180	11	46-55 51	PERCENT
bjmsr-2475	180	12	5	CARDINAL
bjmsr-2475	180	13	0.90	CARDINAL
bjmsr-2475	184	1	6	CARDINAL
bjmsr-2475	186	1	4.952	CARDINAL
bjmsr-2475	186	2	5.034 1.253 ca5	MONEY
bjmsr-2475	186	3	5.17	CARDINAL
bjmsr-2475	186	4	2025	CARDINAL
bjmsr-2475	187	1	6	CARDINAL
bjmsr-2475	187	2	5.17	CARDINAL
bjmsr-2475	187	3	ca1	PERSON
bjmsr-2475	187	4	ca5	PERSON
bjmsr-2475	188	1	4.952	CARDINAL
bjmsr-2475	191	1	7	CARDINAL
bjmsr-2475	191	2	5.116 0.958	MONEY
bjmsr-2475	191	3	1.114	MONEY
bjmsr-2475	191	4	5.095	CARDINAL
bjmsr-2475	191	5	1.139 pee4	MONEY
bjmsr-2475	191	6	1.198	CARDINAL
bjmsr-2475	191	7	5.129 1.102	CARDINAL
bjmsr-2475	191	8	2025	CARDINAL
bjmsr-2475	193	1	2022	CARDINAL
bjmsr-2475	194	1	7	CARDINAL
bjmsr-2475	194	2	5.129	CARDINAL
bjmsr-2475	195	1	4.966	CARDINAL
bjmsr-2475	197	1	8	CARDINAL
bjmsr-2475	199	1	4.354	CARDINAL
bjmsr-2475	199	2	1.009	CARDINAL
bjmsr-2475	199	3	4.714	CARDINAL
bjmsr-2475	199	4	1.172	MONEY
bjmsr-2475	199	5	2025	CARDINAL
bjmsr-2475	199	6	blockchain	PERSON
bjmsr-2475	201	1	8	CARDINAL
bjmsr-2475	201	2	4.959	CARDINAL
bjmsr-2475	201	3	tfi4	NORP
bjmsr-2475	202	1	4.354	CARDINAL
bjmsr-2475	205	1	bangladesh journal	ORG
bjmsr-2475	205	2	10(5	CARDINAL
bjmsr-2475	205	3	2025	CARDINAL
bjmsr-2475	205	4	46	CARDINAL
bjmsr-2475	205	5	55 52	CARDINAL
bjmsr-2475	205	6	9	CARDINAL
bjmsr-2475	205	7	5.265	CARDINAL
bjmsr-2475	205	8	5.272	CARDINAL
bjmsr-2475	205	9	0.9	CARDINAL
bjmsr-2475	206	1	4.857	CARDINAL
bjmsr-2475	206	2	us4	ORG
bjmsr-2475	206	3	4.558 1.4 us5 5.177	MONEY
bjmsr-2475	206	4	1.067	MONEY
bjmsr-2475	206	5	2025	CARDINAL
bjmsr-2475	207	1	9	CARDINAL
bjmsr-2475	207	2	5.272	CARDINAL
bjmsr-2475	208	1	4.558	CARDINAL
bjmsr-2475	208	2	us4	ORG
bjmsr-2475	211	1	10	CARDINAL
bjmsr-2475	212	1	fi1 5.19	CARDINAL
bjmsr-2475	212	2	5.054	CARDINAL
bjmsr-2475	212	3	1.177	MONEY
bjmsr-2475	212	4	5.034 0.907	MONEY
bjmsr-2475	212	5	4.986	CARDINAL
bjmsr-2475	212	6	1.155	MONEY
bjmsr-2475	212	7	4.912 0.975	CARDINAL
bjmsr-2475	212	8	2025	CARDINAL
bjmsr-2475	213	1	garcía	GPE
bjmsr-2475	213	2	2023	CARDINAL
bjmsr-2475	214	1	10	CARDINAL
bjmsr-2475	214	2	5.19	CARDINAL
bjmsr-2475	215	1	4.912	CARDINAL
bjmsr-2475	220	1	11	CARDINAL
bjmsr-2475	222	1	0.635	CARDINAL
bjmsr-2475	223	1	0.851	CARDINAL
bjmsr-2475	224	1	0.732	CARDINAL
bjmsr-2475	226	1	0.654	CARDINAL
bjmsr-2475	226	2	h6	ORG
bjmsr-2475	227	1	0.151	CARDINAL
bjmsr-2475	228	1	10%	PERCENT
bjmsr-2475	228	2	5%	PERCENT
bjmsr-2475	228	3	1%	PERCENT
bjmsr-2475	228	4	2025	CARDINAL
bjmsr-2475	228	5	11	CARDINAL
bjmsr-2475	231	1	2024	DATE
bjmsr-2475	231	2	indonesia	GPE
bjmsr-2475	233	1	bangladesh journal	ORG
bjmsr-2475	233	2	10(5	CARDINAL
bjmsr-2475	233	3	2025	CARDINAL
bjmsr-2475	233	4	46	CARDINAL
bjmsr-2475	236	1	2024	CARDINAL
bjmsr-2475	237	1	indonesia	GPE
bjmsr-2475	238	1	2024	CARDINAL
bjmsr-2475	238	2	mabrouk et al	PERSON
bjmsr-2475	239	1	2023	CARDINAL
bjmsr-2475	240	1	12	CARDINAL
bjmsr-2475	242	1	0.556 0.547 0.086	MONEY
bjmsr-2475	242	2	0.072 1.457	CARDINAL
bjmsr-2475	242	3	10%	PERCENT
bjmsr-2475	242	4	5%	PERCENT
bjmsr-2475	242	5	1%	PERCENT
bjmsr-2475	242	6	2025	CARDINAL
bjmsr-2475	242	7	12	CARDINAL
bjmsr-2475	246	1	2024	CARDINAL
bjmsr-2475	247	1	garcía	GPE
bjmsr-2475	248	1	2023	CARDINAL
bjmsr-2475	248	2	mabrouk et al	PERSON
bjmsr-2475	249	1	2023	CARDINAL
bjmsr-2475	255	1	abbasi et al	PERSON
bjmsr-2475	256	1	2021	CARDINAL
bjmsr-2475	257	1	indonesian	NORP
bjmsr-2475	258	1	indonesia	GPE
bjmsr-2475	262	1	2024	CARDINAL
bjmsr-2475	263	1	5.06	CARDINAL
bjmsr-2475	264	1	5.03	CARDINAL
bjmsr-2475	264	2	5.07	CARDINAL
bjmsr-2475	265	1	5.04	CARDINAL
bjmsr-2475	269	1	bangladesh journal	ORG
bjmsr-2475	269	2	10(5	CARDINAL
bjmsr-2475	269	3	2025	CARDINAL
bjmsr-2475	269	4	46	CARDINAL
bjmsr-2475	269	5	55 54	CARDINAL
bjmsr-2475	275	1	el amri et al.	ORG
bjmsr-2475	275	2	2021	CARDINAL
bjmsr-2475	283	1	first	ORDINAL
bjmsr-2475	284	1	second	ORDINAL
bjmsr-2475	284	2	indonesia	GPE
bjmsr-2475	287	1	o.f.	GPE
bjmsr-2475	287	2	d.g.	GPE
bjmsr-2475	287	3	m.y.	ORG
bjmsr-2475	288	1	m.y.	ORG
bjmsr-2475	288	2	d.g.	GPE
bjmsr-2475	288	3	m.y.	ORG
bjmsr-2475	288	4	d.g.	PERSON
bjmsr-2475	288	5	d.g.	GPE
bjmsr-2475	288	6	o.f.	GPE
bjmsr-2475	288	7	d.g.	GPE
bjmsr-2475	288	8	m.y.	ORG
bjmsr-2475	288	9	o.f.	GPE
bjmsr-2475	288	10	o.f.	GPE
bjmsr-2475	288	11	o.f.	GPE
bjmsr-2475	288	12	m.y.	ORG
bjmsr-2475	288	13	o.f.	ORG
bjmsr-2475	290	1	apc	ORG
bjmsr-2475	290	2	yayasan pengembangan perbankan	PERSON
bjmsr-2475	290	3	indonesia	GPE
bjmsr-2475	290	4	yppi	ORG
bjmsr-2475	291	1	stie indonesia	ORG
bjmsr-2475	297	1	abbasi	PERSON
bjmsr-2475	297	2	g. a.	PERSON
bjmsr-2475	297	3	l. y.	PERSON
bjmsr-2475	297	4	j., goh	PERSON
bjmsr-2475	297	5	y. n., & thurasamy	PERSON
bjmsr-2475	297	6	r.	NORP
bjmsr-2475	297	7	2021	CARDINAL
bjmsr-2475	299	1	plos	PERSON
bjmsr-2475	299	2	one	CARDINAL
bjmsr-2475	301	1	audrine	NORP
bjmsr-2475	301	2	& murwani	ORG
bjmsr-2475	301	3	a.	PERSON
bjmsr-2475	301	4	2021	CARDINAL
bjmsr-2475	302	1	indonesia	GPE
bjmsr-2475	303	1	indonesia	GPE
bjmsr-2475	303	2	no 12	CARDINAL
bjmsr-2475	303	3	1–20	CARDINAL
bjmsr-2475	305	1	2020	DATE
bjmsr-2475	306	1	2020	DATE
bjmsr-2475	307	1	https://www.thewealthmosaic.com/vendors/chainalysis/insights/the-chainalysis-2020-geography-of-cryptocurrency-r celestin	PERSON
bjmsr-2475	307	2	m., & vanitha	ORG
bjmsr-2475	307	3	2021	CARDINAL
bjmsr-2475	309	1	6th	ORDINAL
bjmsr-2475	309	2	160–167	CARDINAL
bjmsr-2475	309	3	h. h.	PERSON
bjmsr-2475	309	4	huang	PERSON
bjmsr-2475	309	5	huang	PERSON
bjmsr-2475	309	6	yeung	PERSON
bjmsr-2475	309	7	2023	CARDINAL
bjmsr-2475	310	1	fintech	ORG
bjmsr-2475	311	1	9, 1–8	DATE
bjmsr-2475	312	1	https://doi.org/10.1016/j.jfds.2024.100115 demirgüç-kunt	GPE
bjmsr-2475	312	2	d.	NORP
bjmsr-2475	312	3	ansar, s., & hess	ORG
bjmsr-2475	312	4	j. (	ORG
bjmsr-2475	312	5	2018	DATE
bjmsr-2475	313	1	2017	CARDINAL
bjmsr-2475	314	1	world bank	ORG
bjmsr-2475	315	1	https://doi.org/10.1596/978-1-4648-1259-0	GPE
bjmsr-2475	315	2	k. (	PERSON
bjmsr-2475	315	3	2011	DATE
bjmsr-2475	317	1	3(1	CARDINAL
bjmsr-2475	317	2	35	CARDINAL
bjmsr-2475	317	3	https://pubmed.ncbi.nlm.nih.gov/21483213 dwivedi	ORG
bjmsr-2475	317	4	y. k.	PERSON
bjmsr-2475	317	5	rana	PERSON
bjmsr-2475	317	6	n. p.	PERSON
bjmsr-2475	317	7	jeyaraj, a.	PERSON
bjmsr-2475	317	8	clement	PERSON
bjmsr-2475	317	9	m., & williams	ORG
bjmsr-2475	317	10	m. d.	PERSON
bjmsr-2475	317	11	2019	DATE
bjmsr-2475	319	1	21	DATE
bjmsr-2475	319	2	719–734	CARDINAL
bjmsr-2475	320	1	a.	PERSON
bjmsr-2475	320	2	2021	CARDINAL
bjmsr-2475	321	1	china	GPE
bjmsr-2475	321	2	first	ORDINAL
bjmsr-2475	322	1	european union institute for security	ORG
bjmsr-2475	322	2	1	CARDINAL
bjmsr-2475	322	3	https://www.jstor.org/stable/resrep34058 el amri	GPE
bjmsr-2475	322	4	m. c., mohammed	PERSON
bjmsr-2475	322	5	m. o.	PERSON
bjmsr-2475	322	6	a. m.	PERSON
bjmsr-2475	322	7	2021	CARDINAL
bjmsr-2475	325	1	chapter 11, 191–207	LAW
bjmsr-2475	326	1	https://doi.org/10.1007/978-3-030-458270_11 el hajj	PERSON
bjmsr-2475	326	2	m., & farran	ORG
bjmsr-2475	326	3	i.	PERSON
bjmsr-2475	326	4	2024	DATE
bjmsr-2475	328	1	17(10	CARDINAL
bjmsr-2475	328	2	467	CARDINAL
bjmsr-2475	329	1	garcía	GPE
bjmsr-2475	329	2	f.	PERSON
bjmsr-2475	329	3	erdmann, a., & arilla	ORG
bjmsr-2475	329	4	r.	NORP
bjmsr-2475	329	5	2023	CARDINAL
bjmsr-2475	331	1	innovation & knowledge	ORG
bjmsr-2475	331	2	8(2	CARDINAL
bjmsr-2475	331	3	1-10, 100342	DATE
bjmsr-2475	333	1	https://doi.org/10.1016/j.jfds.2024.100115 https://doi.org/10.1596/978-1-4648-1259-0 https://doi.org/10.1007/s10796-017-9774-y	GPE
bjmsr-2475	334	1	bangladesh journal	ORG
bjmsr-2475	334	2	10(5	CARDINAL
bjmsr-2475	334	3	2025	CARDINAL
bjmsr-2475	334	4	46	CARDINAL
bjmsr-2475	334	5	55 55	CARDINAL
bjmsr-2475	334	6	2016	DATE
bjmsr-2475	336	1	10(5	CARDINAL
bjmsr-2475	336	2	474	CARDINAL
bjmsr-2475	337	1	2020	DATE
bjmsr-2475	339	1	5(3	CARDINAL
bjmsr-2475	339	2	153–160	CARDINAL
bjmsr-2475	339	3	m., & sandner	ORG
bjmsr-2475	339	4	2019	DATE
bjmsr-2475	341	1	frankfurt	GPE
bjmsr-2475	342	1	1-22	CARDINAL
bjmsr-2475	342	2	https://philippsandner.medium.com/the-impact-of-crypto-currencies-ondeveloping-countries-dce44c529d6b hsiao	GPE
bjmsr-2475	342	3	c. c.	PERSON
bjmsr-2475	342	4	huang	PERSON
bjmsr-2475	342	5	j. c. h.	PERSON
bjmsr-2475	342	6	huang	PERSON
bjmsr-2475	342	7	a. y. q.	PERSON
bjmsr-2475	342	8	lu	PERSON
bjmsr-2475	342	9	o. h. t.	PERSON
bjmsr-2475	342	10	c. j.	PERSON
bjmsr-2475	342	11	s. j. h. (	PERSON
bjmsr-2475	342	12	2018	DATE
bjmsr-2475	344	1	1160–1177	CARDINAL
bjmsr-2475	345	1	a. h.	PERSON
bjmsr-2475	345	2	2025	DATE
bjmsr-2475	347	1	181	CARDINAL
bjmsr-2475	347	2	100577	DATE
bjmsr-2475	348	1	https://doi.org/10.1016/j.inteco.2024.100577	NORP
bjmsr-2475	348	2	f.	PERSON
bjmsr-2475	348	3	bousrih	ORG
bjmsr-2475	348	4	j., elhaj	GPE
bjmsr-2475	348	5	m.	PERSON
bjmsr-2475	348	6	binsuwadan	PERSON
bjmsr-2475	348	7	j., & alofaysan	ORG
bjmsr-2475	348	8	2023	CARDINAL
bjmsr-2475	349	1	covid-19	PERSON
bjmsr-2475	349	2	15(12	CARDINAL
bjmsr-2475	349	3	9154	DATE
bjmsr-2475	349	4	1–17	CARDINAL
bjmsr-2475	350	1	omane-adjepong	PERSON
bjmsr-2475	350	2	m., & alagidede	ORG
bjmsr-2475	350	3	i. p.	PERSON
bjmsr-2475	350	4	2020	DATE
bjmsr-2475	352	1	asia-pacific financial markets	LOC
bjmsr-2475	352	2	27	CARDINAL
bjmsr-2475	352	3	537	CARDINAL
bjmsr-2475	353	1	p. k.	PERSON
bjmsr-2475	353	2	2023	CARDINAL
bjmsr-2475	354	1	cbdc	ORG
bjmsr-2475	354	2	fintech	ORG
bjmsr-2475	355	1	40-57	CARDINAL
bjmsr-2475	356	1	rieger, a.	ORG
bjmsr-2475	356	2	roth	PERSON
bjmsr-2475	356	3	t.	GPE
bjmsr-2475	356	4	j., & fridgen	ORG
bjmsr-2475	356	5	2022	CARDINAL
bjmsr-2475	358	1	6(6	CARDINAL
bjmsr-2475	358	2	1137–1141	CARDINAL
bjmsr-2475	359	1	j., & morely	ORG
bjmsr-2475	359	2	2020	DATE
bjmsr-2475	361	1	49–53	CARDINAL
bjmsr-2475	362	1	m.	PERSON
bjmsr-2475	362	2	ringle	ORG
bjmsr-2475	362	3	c. m.	PERSON
bjmsr-2475	362	4	j. f.	PERSON
bjmsr-2475	362	5	2021	CARDINAL
bjmsr-2475	364	1	1–47	DATE
bjmsr-2475	365	1	setyawan	PERSON
bjmsr-2475	365	2	a. a.	PERSON
bjmsr-2475	365	3	h. p.,	PERSON
bjmsr-2475	365	4	ananda	ORG
bjmsr-2475	365	5	n. k.	PERSON
bjmsr-2475	365	6	2024	CARDINAL
bjmsr-2475	367	1	dinasti international journal of economics	ORG
bjmsr-2475	367	2	5(2	DATE
bjmsr-2475	367	3	510	CARDINAL
bjmsr-2475	367	4	516	CARDINAL
bjmsr-2475	367	5	abbas	PERSON
bjmsr-2475	367	6	e. w.	PERSON
bjmsr-2475	367	7	muhaimin	PERSON
bjmsr-2475	367	8	m., & rusmaniah	ORG
bjmsr-2475	367	9	r.	PERSON
bjmsr-2475	367	10	2022	CARDINAL
bjmsr-2475	369	1	4(1	CARDINAL
bjmsr-2475	369	2	01	CARDINAL
bjmsr-2475	370	1	m.	PERSON
bjmsr-2475	370	2	2015	DATE
bjmsr-2475	371	1	blockchain	PERSON
bjmsr-2475	374	1	sebastopol	PERSON
bjmsr-2475	374	2	media, inc.	ORG
bjmsr-2475	374	3	2020	DATE
bjmsr-2475	375	1	bob	PERSON
bjmsr-2475	377	1	89	CARDINAL
bjmsr-2475	379	1	ullah, n.	PERSON
bjmsr-2475	379	2	al-rahmi	PERSON
bjmsr-2475	379	3	w. m.	PERSON
bjmsr-2475	379	4	alfarraj	PERSON
bjmsr-2475	379	5	alalwan	PERSON
bjmsr-2475	379	6	a. i.	PERSON
bjmsr-2475	379	7	ramayah	GPE
bjmsr-2475	379	8	t., & kumar	ORG
bjmsr-2475	379	9	2022	CARDINAL
bjmsr-2475	381	1	6, 100008	DATE
bjmsr-2475	381	2	1–12	DATE
bjmsr-2475	383	1	2025	CARDINAL
bjmsr-2475	384	1	cribfb, usa	ORG
bjmsr-2475	386	1	bangladesh journal	ORG
bjmsr-2475	386	2	2687-8518	DATE
bjmsr-2475	386	3	4.0	CARDINAL
