id	sid	tid	token	lemma	pos
bjmsr-783	1	1	copyright	copyright	NOUN
bjmsr-783	1	2	©	©	PROPN
bjmsr-783	1	3	cc	cc	PROPN
bjmsr-783	1	4	-	-	PUNCT
bjmsr-783	1	5	by	by	ADP
bjmsr-783	1	6	-	-	PUNCT
bjmsr-783	1	7	nc	nc	PROPN
bjmsr-783	1	8	2020	2020	NUM
bjmsr-783	1	9	,	,	PUNCT
bjmsr-783	1	10	cribfb	cribfb	PROPN
bjmsr-783	1	11	|bjmsr	|bjmsr	PROPN
bjmsr-783	1	12	bangladesh	bangladesh	PROPN
bjmsr-783	1	13	journal	journal	PROPN
bjmsr-783	1	14	of	of	ADP
bjmsr-783	1	15	multidisciplinary	multidisciplinary	ADJ
bjmsr-783	1	16	scientific	scientific	ADJ
bjmsr-783	1	17	research	research	NOUN
bjmsr-783	1	18	;	;	PUNCT
bjmsr-783	1	19	vol	vol	NOUN
bjmsr-783	1	20	.	.	NOUN
bjmsr-783	1	21	2	2	NUM
bjmsr-783	1	22	,	,	PUNCT
bjmsr-783	1	23	no	no	INTJ
bjmsr-783	1	24	.	.	NOUN
bjmsr-783	1	25	2	2	NUM
bjmsr-783	1	26	;	;	PUNCT
bjmsr-783	1	27	2020	2020	NUM
bjmsr-783	1	28	issn	issn	VERB
bjmsr-783	1	29	2687	2687	NUM
bjmsr-783	1	30	-	-	PUNCT
bjmsr-783	1	31	850x	850x	NUM
bjmsr-783	1	32	e	e	NOUN
bjmsr-783	1	33	-	-	PROPN
bjmsr-783	1	34	issn	issn	PROPN
bjmsr-783	1	35	2687	2687	NUM
bjmsr-783	1	36	-	-	SYM
bjmsr-783	1	37	8518	8518	NUM
bjmsr-783	1	38	published	publish	VERB
bjmsr-783	1	39	by	by	ADP
bjmsr-783	1	40	cribfb	cribfb	PROPN
bjmsr-783	1	41	,	,	PUNCT
bjmsr-783	1	42	usa	usa	PROPN
bjmsr-783	1	43	40	40	NUM
bjmsr-783	1	44	benchmarking	benchmarke	VERB
bjmsr-783	1	45	and	and	CCONJ
bjmsr-783	1	46	rating	rating	NOUN
bjmsr-783	1	47	of	of	ADP
bjmsr-783	1	48	private	private	ADJ
bjmsr-783	1	49	commercial	commercial	ADJ
bjmsr-783	1	50	banks	bank	NOUN
bjmsr-783	1	51	of	of	ADP
bjmsr-783	1	52	bangladesh	bangladesh	PROPN
bjmsr-783	1	53	through	through	ADP
bjmsr-783	1	54	camels	camel	NOUN
bjmsr-783	1	55	components	component	NOUN
bjmsr-783	1	56	a	a	DET
bjmsr-783	1	57	h	h	NOUN
bjmsr-783	1	58	m	m	PROPN
bjmsr-783	1	59	ziaul	ziaul	PROPN
bjmsr-783	1	60	haq	haq	PROPN
bjmsr-783	1	61	phd	phd	PROPN
bjmsr-783	1	62	professor	professor	PROPN
bjmsr-783	1	63	department	department	PROPN
bjmsr-783	1	64	of	of	ADP
bjmsr-783	1	65	finance	finance	PROPN
bjmsr-783	1	66	university	university	PROPN
bjmsr-783	1	67	of	of	ADP
bjmsr-783	1	68	rajshahi	rajshahi	NOUN
bjmsr-783	1	69	,	,	PUNCT
bjmsr-783	1	70	bangladesh	bangladesh	NOUN
bjmsr-783	1	71	e	e	NOUN
bjmsr-783	1	72	-	-	NOUN
bjmsr-783	1	73	mail	mail	NOUN
bjmsr-783	1	74	:	:	PUNCT
bjmsr-783	1	75	zia_haq2001@yahoo.com	zia_haq2001@yahoo.com	X
bjmsr-783	1	76	hosnay	hosnay	PROPN
bjmsr-783	1	77	nasrin	nasrin	PROPN
bjmsr-783	1	78	phd	phd	PROPN
bjmsr-783	1	79	fellow	fellow	PROPN
bjmsr-783	1	80	department	department	PROPN
bjmsr-783	1	81	of	of	ADP
bjmsr-783	1	82	finance	finance	PROPN
bjmsr-783	1	83	university	university	PROPN
bjmsr-783	1	84	of	of	ADP
bjmsr-783	1	85	rajshahi	rajshahi	NOUN
bjmsr-783	1	86	,	,	PUNCT
bjmsr-783	1	87	bangladesh	bangladesh	NOUN
bjmsr-783	1	88	e	e	NOUN
bjmsr-783	1	89	-	-	NOUN
bjmsr-783	1	90	mail	mail	NOUN
bjmsr-783	1	91	:	:	PUNCT
bjmsr-783	1	92	hn_nahin@yahoo.com	hn_nahin@yahoo.com	NOUN
bjmsr-783	2	1	received	receive	VERB
bjmsr-783	2	2	:	:	PUNCT
bjmsr-783	2	3	august	august	PROPN
bjmsr-783	2	4	30	30	NUM
bjmsr-783	2	5	,	,	PUNCT
bjmsr-783	2	6	2020	2020	NUM
bjmsr-783	2	7	accepted	accept	VERB
bjmsr-783	2	8	:	:	PUNCT
bjmsr-783	2	9	september	september	PROPN
bjmsr-783	2	10	13	13	NUM
bjmsr-783	2	11	,	,	PUNCT
bjmsr-783	2	12	2020	2020	NUM
bjmsr-783	2	13	online	online	ADV
bjmsr-783	2	14	published	publish	VERB
bjmsr-783	2	15	:	:	PUNCT
bjmsr-783	2	16	september	september	PROPN
bjmsr-783	2	17	27	27	NUM
bjmsr-783	2	18	,	,	PUNCT
bjmsr-783	2	19	2020	2020	NUM
bjmsr-783	2	20	doi	doi	NOUN
bjmsr-783	2	21	:	:	PUNCT
bjmsr-783	2	22	10.46281	10.46281	NUM
bjmsr-783	2	23	/	/	SYM
bjmsr-783	2	24	bjmsr.v2i2.783	bjmsr.v2i2.783	PROPN
bjmsr-783	2	25	url	url	NOUN
bjmsr-783	2	26	:	:	PUNCT
bjmsr-783	2	27	https://doi.org/10.46281/bjmsr.v2i2.783	https://doi.org/10.46281/bjmsr.v2i2.783	NOUN
bjmsr-783	2	28	abstract	abstract	NOUN
bjmsr-783	2	29	the	the	DET
bjmsr-783	2	30	banking	banking	NOUN
bjmsr-783	2	31	sector	sector	NOUN
bjmsr-783	2	32	of	of	ADP
bjmsr-783	2	33	bangladesh	bangladesh	NOUN
bjmsr-783	2	34	is	be	AUX
bjmsr-783	2	35	becoming	become	VERB
bjmsr-783	2	36	more	more	ADV
bjmsr-783	2	37	complicated	complicated	ADJ
bjmsr-783	2	38	than	than	ADP
bjmsr-783	2	39	before	before	ADV
bjmsr-783	2	40	.	.	PUNCT
bjmsr-783	3	1	ensuring	ensure	VERB
bjmsr-783	3	2	the	the	DET
bjmsr-783	3	3	financial	financial	ADJ
bjmsr-783	3	4	stability	stability	NOUN
bjmsr-783	3	5	of	of	ADP
bjmsr-783	3	6	the	the	DET
bjmsr-783	3	7	economy	economy	NOUN
bjmsr-783	3	8	,	,	PUNCT
bjmsr-783	3	9	monitoring	monitoring	NOUN
bjmsr-783	3	10	,	,	PUNCT
bjmsr-783	3	11	supervision	supervision	NOUN
bjmsr-783	3	12	,	,	PUNCT
bjmsr-783	3	13	and	and	CCONJ
bjmsr-783	3	14	continuous	continuous	ADJ
bjmsr-783	3	15	performance	performance	NOUN
bjmsr-783	3	16	evaluation	evaluation	NOUN
bjmsr-783	3	17	of	of	ADP
bjmsr-783	3	18	the	the	DET
bjmsr-783	3	19	banking	banking	NOUN
bjmsr-783	3	20	sector	sector	NOUN
bjmsr-783	3	21	are	be	AUX
bjmsr-783	3	22	compulsory	compulsory	ADJ
bjmsr-783	3	23	.	.	PUNCT
bjmsr-783	4	1	the	the	DET
bjmsr-783	4	2	present	present	ADJ
bjmsr-783	4	3	study	study	NOUN
bjmsr-783	4	4	,	,	PUNCT
bjmsr-783	4	5	therefore	therefore	ADV
bjmsr-783	4	6	,	,	PUNCT
bjmsr-783	4	7	is	be	AUX
bjmsr-783	4	8	an	an	DET
bjmsr-783	4	9	attempt	attempt	NOUN
bjmsr-783	4	10	to	to	PART
bjmsr-783	4	11	evaluate	evaluate	VERB
bjmsr-783	4	12	and	and	CCONJ
bjmsr-783	4	13	compare	compare	VERB
bjmsr-783	4	14	the	the	DET
bjmsr-783	4	15	performance	performance	NOUN
bjmsr-783	4	16	of	of	ADP
bjmsr-783	4	17	our	our	PRON
bjmsr-783	4	18	banks	bank	NOUN
bjmsr-783	4	19	.	.	PUNCT
bjmsr-783	5	1	one	one	NUM
bjmsr-783	5	2	of	of	ADP
bjmsr-783	5	3	the	the	DET
bjmsr-783	5	4	most	most	ADV
bjmsr-783	5	5	effective	effective	ADJ
bjmsr-783	5	6	supervisory	supervisory	ADJ
bjmsr-783	5	7	techniques	technique	NOUN
bjmsr-783	5	8	,	,	PUNCT
bjmsr-783	5	9	camels	camel	NOUN
bjmsr-783	5	10	rating	rating	NOUN
bjmsr-783	5	11	system	system	NOUN
bjmsr-783	5	12	has	have	AUX
bjmsr-783	5	13	been	be	AUX
bjmsr-783	5	14	used	use	VERB
bjmsr-783	5	15	to	to	PART
bjmsr-783	5	16	benchmark	benchmark	NOUN
bjmsr-783	5	17	and	and	CCONJ
bjmsr-783	5	18	rate	rate	VERB
bjmsr-783	5	19	the	the	DET
bjmsr-783	5	20	banks	bank	NOUN
bjmsr-783	5	21	based	base	VERB
bjmsr-783	5	22	on	on	ADP
bjmsr-783	5	23	their	their	PRON
bjmsr-783	5	24	performance	performance	NOUN
bjmsr-783	5	25	.	.	PUNCT
bjmsr-783	6	1	in	in	ADP
bjmsr-783	6	2	this	this	DET
bjmsr-783	6	3	study	study	NOUN
bjmsr-783	6	4	,	,	PUNCT
bjmsr-783	6	5	21	21	NUM
bjmsr-783	6	6	private	private	ADJ
bjmsr-783	6	7	commercial	commercial	ADJ
bjmsr-783	6	8	banks	bank	NOUN
bjmsr-783	6	9	(	(	PUNCT
bjmsr-783	6	10	pcbs	pcbs	PROPN
bjmsr-783	6	11	)	)	PUNCT
bjmsr-783	6	12	have	have	AUX
bjmsr-783	6	13	been	be	AUX
bjmsr-783	6	14	chosen	choose	VERB
bjmsr-783	6	15	as	as	ADP
bjmsr-783	6	16	samples	sample	NOUN
bjmsr-783	6	17	to	to	PART
bjmsr-783	6	18	meet	meet	VERB
bjmsr-783	6	19	the	the	DET
bjmsr-783	6	20	purpose	purpose	NOUN
bjmsr-783	6	21	of	of	ADP
bjmsr-783	6	22	the	the	DET
bjmsr-783	6	23	study	study	NOUN
bjmsr-783	6	24	.	.	PUNCT
bjmsr-783	7	1	data	datum	NOUN
bjmsr-783	7	2	for	for	ADP
bjmsr-783	7	3	analysis	analysis	NOUN
bjmsr-783	7	4	has	have	AUX
bjmsr-783	7	5	been	be	AUX
bjmsr-783	7	6	collected	collect	VERB
bjmsr-783	7	7	from	from	ADP
bjmsr-783	7	8	the	the	DET
bjmsr-783	7	9	banks‟	banks‟	PROPN
bjmsr-783	7	10	annual	annual	ADJ
bjmsr-783	7	11	reports	report	NOUN
bjmsr-783	7	12	for	for	ADP
bjmsr-783	7	13	the	the	DET
bjmsr-783	7	14	period	period	NOUN
bjmsr-783	7	15	of	of	ADP
bjmsr-783	7	16	2008	2008	NUM
bjmsr-783	7	17	to	to	ADP
bjmsr-783	7	18	2018	2018	NUM
bjmsr-783	7	19	.	.	PUNCT
bjmsr-783	8	1	the	the	DET
bjmsr-783	8	2	result	result	NOUN
bjmsr-783	8	3	shows	show	VERB
bjmsr-783	8	4	that	that	SCONJ
bjmsr-783	8	5	none	none	NOUN
bjmsr-783	8	6	of	of	ADP
bjmsr-783	8	7	the	the	DET
bjmsr-783	8	8	banks	bank	NOUN
bjmsr-783	8	9	could	could	AUX
bjmsr-783	8	10	achieve	achieve	VERB
bjmsr-783	8	11	a	a	DET
bjmsr-783	8	12	'	'	PUNCT
bjmsr-783	8	13	strong	strong	ADJ
bjmsr-783	8	14	'	'	PUNCT
bjmsr-783	8	15	position	position	NOUN
bjmsr-783	8	16	,	,	PUNCT
bjmsr-783	8	17	and	and	CCONJ
bjmsr-783	8	18	only	only	ADV
bjmsr-783	8	19	sebl	sebl	PROPN
bjmsr-783	8	20	was	be	AUX
bjmsr-783	8	21	able	able	ADJ
bjmsr-783	8	22	to	to	PART
bjmsr-783	8	23	secure	secure	VERB
bjmsr-783	8	24	a	a	DET
bjmsr-783	8	25	„	„	PUNCT
bjmsr-783	8	26	satisfactory‟	satisfactory‟	NOUN
bjmsr-783	8	27	mark	mark	NOUN
bjmsr-783	8	28	.	.	PUNCT
bjmsr-783	9	1	unfortunately	unfortunately	ADV
bjmsr-783	9	2	,	,	PUNCT
bjmsr-783	9	3	ab	ab	PROPN
bjmsr-783	9	4	bank	bank	PROPN
bjmsr-783	9	5	was	be	AUX
bjmsr-783	9	6	rated	rate	VERB
bjmsr-783	9	7	"	"	PUNCT
bjmsr-783	9	8	marginal	marginal	ADJ
bjmsr-783	9	9	"	"	PUNCT
bjmsr-783	9	10	in	in	ADP
bjmsr-783	9	11	the	the	DET
bjmsr-783	9	12	composite	composite	ADJ
bjmsr-783	9	13	rating	rating	NOUN
bjmsr-783	9	14	,	,	PUNCT
bjmsr-783	9	15	which	which	PRON
bjmsr-783	9	16	is	be	AUX
bjmsr-783	9	17	the	the	DET
bjmsr-783	9	18	lowest	low	ADJ
bjmsr-783	9	19	rating	rating	NOUN
bjmsr-783	9	20	among	among	ADP
bjmsr-783	9	21	the	the	DET
bjmsr-783	9	22	sample	sample	NOUN
bjmsr-783	9	23	banks	bank	NOUN
bjmsr-783	9	24	.	.	PUNCT
bjmsr-783	10	1	hence	hence	ADV
bjmsr-783	10	2	,	,	PUNCT
bjmsr-783	10	3	ab	ab	PROPN
bjmsr-783	10	4	bank	bank	PROPN
bjmsr-783	10	5	needs	need	VERB
bjmsr-783	10	6	to	to	PART
bjmsr-783	10	7	develop	develop	VERB
bjmsr-783	10	8	reform	reform	NOUN
bjmsr-783	10	9	and	and	CCONJ
bjmsr-783	10	10	follow	follow	VERB
bjmsr-783	10	11	-	-	PUNCT
bjmsr-783	10	12	up	up	ADP
bjmsr-783	10	13	programs	program	NOUN
bjmsr-783	10	14	as	as	ADV
bjmsr-783	10	15	soon	soon	ADV
bjmsr-783	10	16	as	as	ADP
bjmsr-783	10	17	possible	possible	ADJ
bjmsr-783	10	18	to	to	PART
bjmsr-783	10	19	avoid	avoid	VERB
bjmsr-783	10	20	financial	financial	ADJ
bjmsr-783	10	21	failure	failure	NOUN
bjmsr-783	10	22	.	.	PUNCT
bjmsr-783	11	1	keywords	keyword	NOUN
bjmsr-783	11	2	:	:	PUNCT
bjmsr-783	11	3	private	private	ADJ
bjmsr-783	11	4	commercial	commercial	ADJ
bjmsr-783	11	5	banks	bank	NOUN
bjmsr-783	11	6	,	,	PUNCT
bjmsr-783	11	7	performance	performance	NOUN
bjmsr-783	11	8	evaluation	evaluation	NOUN
bjmsr-783	11	9	,	,	PUNCT
bjmsr-783	11	10	camels	camel	NOUN
bjmsr-783	11	11	components	component	NOUN
bjmsr-783	11	12	,	,	PUNCT
bjmsr-783	11	13	benchmarking	benchmarking	NOUN
bjmsr-783	11	14	,	,	PUNCT
bjmsr-783	11	15	composite	composite	ADJ
bjmsr-783	11	16	rating	rating	NOUN
bjmsr-783	11	17	.	.	PUNCT
bjmsr-783	12	1	1	1	X
bjmsr-783	12	2	.	.	X
bjmsr-783	12	3	introduction	introduction	NOUN
bjmsr-783	12	4	since	since	SCONJ
bjmsr-783	12	5	the	the	DET
bjmsr-783	12	6	banking	banking	NOUN
bjmsr-783	12	7	industry	industry	NOUN
bjmsr-783	12	8	has	have	AUX
bjmsr-783	12	9	become	become	VERB
bjmsr-783	12	10	globalized	globalize	VERB
bjmsr-783	12	11	and	and	CCONJ
bjmsr-783	12	12	liberalized	liberalize	VERB
bjmsr-783	12	13	,	,	PUNCT
bjmsr-783	12	14	so	so	SCONJ
bjmsr-783	12	15	clients	client	NOUN
bjmsr-783	12	16	everywhere	everywhere	ADV
bjmsr-783	12	17	in	in	ADP
bjmsr-783	12	18	the	the	DET
bjmsr-783	12	19	world	world	NOUN
bjmsr-783	12	20	would	would	AUX
bjmsr-783	12	21	quickly	quickly	ADV
bjmsr-783	12	22	look	look	VERB
bjmsr-783	12	23	forward	forward	ADV
bjmsr-783	12	24	to	to	ADP
bjmsr-783	12	25	the	the	DET
bjmsr-783	12	26	identical	identical	ADJ
bjmsr-783	12	27	world	world	NOUN
bjmsr-783	12	28	-	-	PUNCT
bjmsr-783	12	29	class	class	NOUN
bjmsr-783	12	30	support	support	NOUN
bjmsr-783	12	31	from	from	ADP
bjmsr-783	12	32	any	any	DET
bjmsr-783	12	33	bank	bank	NOUN
bjmsr-783	12	34	offering	offer	VERB
bjmsr-783	12	35	a	a	DET
bjmsr-783	12	36	similar	similar	ADJ
bjmsr-783	12	37	service	service	NOUN
bjmsr-783	12	38	,	,	PUNCT
bjmsr-783	12	39	as	as	SCONJ
bjmsr-783	12	40	customers	customer	NOUN
bjmsr-783	12	41	always	always	ADV
bjmsr-783	12	42	expect	expect	VERB
bjmsr-783	12	43	better	well	ADJ
bjmsr-783	12	44	service	service	NOUN
bjmsr-783	12	45	;	;	PUNCT
bjmsr-783	12	46	therefore	therefore	ADV
bjmsr-783	12	47	,	,	PUNCT
bjmsr-783	12	48	benchmarking	benchmarke	VERB
bjmsr-783	12	49	is	be	AUX
bjmsr-783	12	50	a	a	DET
bjmsr-783	12	51	competitive	competitive	ADJ
bjmsr-783	12	52	strategy	strategy	NOUN
bjmsr-783	12	53	to	to	PART
bjmsr-783	12	54	win	win	VERB
bjmsr-783	12	55	over	over	ADP
bjmsr-783	12	56	the	the	DET
bjmsr-783	12	57	market	market	NOUN
bjmsr-783	12	58	shares	share	NOUN
bjmsr-783	12	59	,	,	PUNCT
bjmsr-783	12	60	and	and	CCONJ
bjmsr-783	12	61	a	a	DET
bjmsr-783	12	62	survival	survival	NOUN
bjmsr-783	12	63	approach	approach	NOUN
bjmsr-783	12	64	for	for	ADP
bjmsr-783	12	65	threatened	threaten	VERB
bjmsr-783	12	66	businesses	business	NOUN
bjmsr-783	12	67	and	and	CCONJ
bjmsr-783	12	68	industries	industry	NOUN
bjmsr-783	12	69	.	.	PUNCT
bjmsr-783	13	1	initially	initially	ADV
bjmsr-783	13	2	,	,	PUNCT
bjmsr-783	13	3	banks	bank	NOUN
bjmsr-783	13	4	should	should	AUX
bjmsr-783	13	5	conduct	conduct	VERB
bjmsr-783	13	6	benchmarking	benchmarke	VERB
bjmsr-783	13	7	with	with	ADP
bjmsr-783	13	8	their	their	PRON
bjmsr-783	13	9	competitors	competitor	NOUN
bjmsr-783	13	10	or	or	CCONJ
bjmsr-783	13	11	banks	bank	NOUN
bjmsr-783	13	12	having	have	VERB
bjmsr-783	13	13	excellent	excellent	ADJ
bjmsr-783	13	14	performance	performance	NOUN
bjmsr-783	13	15	in	in	ADP
bjmsr-783	13	16	the	the	DET
bjmsr-783	13	17	banking	banking	NOUN
bjmsr-783	13	18	industry	industry	NOUN
bjmsr-783	13	19	operating	operate	VERB
bjmsr-783	13	20	anywhere	anywhere	ADV
bjmsr-783	13	21	in	in	ADP
bjmsr-783	13	22	the	the	DET
bjmsr-783	13	23	world	world	NOUN
bjmsr-783	13	24	.	.	PUNCT
bjmsr-783	14	1	secondly	secondly	ADV
bjmsr-783	14	2	,	,	PUNCT
bjmsr-783	14	3	banks	bank	NOUN
bjmsr-783	14	4	can	can	AUX
bjmsr-783	14	5	benchmark	benchmark	VERB
bjmsr-783	14	6	with	with	ADP
bjmsr-783	14	7	their	their	PRON
bjmsr-783	14	8	affiliates	affiliate	NOUN
bjmsr-783	14	9	,	,	PUNCT
bjmsr-783	14	10	sister	sister	NOUN
bjmsr-783	14	11	companies	company	NOUN
bjmsr-783	14	12	,	,	PUNCT
bjmsr-783	14	13	and	and	CCONJ
bjmsr-783	14	14	subsidiaries	subsidiary	NOUN
bjmsr-783	14	15	which	which	PRON
bjmsr-783	14	16	may	may	AUX
bjmsr-783	14	17	be	be	AUX
bjmsr-783	14	18	performing	perform	VERB
bjmsr-783	14	19	specific	specific	ADJ
bjmsr-783	14	20	practices	practice	NOUN
bjmsr-783	14	21	a	a	DET
bjmsr-783	14	22	lot	lot	NOUN
bjmsr-783	14	23	better	well	ADJ
bjmsr-783	14	24	than	than	SCONJ
bjmsr-783	14	25	the	the	DET
bjmsr-783	14	26	bank	bank	NOUN
bjmsr-783	14	27	does	do	VERB
bjmsr-783	14	28	.	.	PUNCT
bjmsr-783	15	1	finally	finally	ADV
bjmsr-783	15	2	,	,	PUNCT
bjmsr-783	15	3	banks	bank	NOUN
bjmsr-783	15	4	can	can	AUX
bjmsr-783	15	5	also	also	ADV
bjmsr-783	15	6	benchmark	benchmark	VERB
bjmsr-783	15	7	their	their	PRON
bjmsr-783	15	8	performance	performance	NOUN
bjmsr-783	15	9	with	with	ADP
bjmsr-783	15	10	companies	company	NOUN
bjmsr-783	15	11	outside	outside	ADP
bjmsr-783	15	12	the	the	DET
bjmsr-783	15	13	industry	industry	NOUN
bjmsr-783	15	14	whose	whose	DET
bjmsr-783	15	15	approaches	approach	NOUN
bjmsr-783	15	16	can	can	AUX
bjmsr-783	15	17	be	be	AUX
bjmsr-783	15	18	tailored	tailor	VERB
bjmsr-783	15	19	to	to	ADP
bjmsr-783	15	20	the	the	DET
bjmsr-783	15	21	banks	bank	NOUN
bjmsr-783	15	22	themselves	themselves	PRON
bjmsr-783	15	23	.	.	PUNCT
bjmsr-783	16	1	after	after	ADP
bjmsr-783	16	2	benchmarking	benchmarke	VERB
bjmsr-783	16	3	,	,	PUNCT
bjmsr-783	16	4	banks	bank	NOUN
bjmsr-783	16	5	can	can	AUX
bjmsr-783	16	6	realize	realize	VERB
bjmsr-783	16	7	their	their	PRON
bjmsr-783	16	8	rating	rating	NOUN
bjmsr-783	16	9	of	of	ADP
bjmsr-783	16	10	performance	performance	NOUN
bjmsr-783	16	11	in	in	ADP
bjmsr-783	16	12	specific	specific	ADJ
bjmsr-783	16	13	key	key	ADJ
bjmsr-783	16	14	areas	area	NOUN
bjmsr-783	16	15	.	.	PUNCT
bjmsr-783	17	1	camels	camel	NOUN
bjmsr-783	17	2	is	be	AUX
bjmsr-783	17	3	used	use	VERB
bjmsr-783	17	4	as	as	ADP
bjmsr-783	17	5	a	a	DET
bjmsr-783	17	6	benchmarking	benchmarke	VERB
bjmsr-783	17	7	tool	tool	NOUN
bjmsr-783	17	8	to	to	PART
bjmsr-783	17	9	evaluate	evaluate	VERB
bjmsr-783	17	10	the	the	DET
bjmsr-783	17	11	performance	performance	NOUN
bjmsr-783	17	12	of	of	ADP
bjmsr-783	17	13	commercial	commercial	ADJ
bjmsr-783	17	14	banks	bank	NOUN
bjmsr-783	17	15	.	.	PUNCT
bjmsr-783	18	1	benchmarking	benchmarke	VERB
bjmsr-783	18	2	is	be	AUX
bjmsr-783	18	3	a	a	DET
bjmsr-783	18	4	process	process	NOUN
bjmsr-783	18	5	of	of	ADP
bjmsr-783	18	6	comparing	compare	VERB
bjmsr-783	18	7	the	the	DET
bjmsr-783	18	8	performance	performance	NOUN
bjmsr-783	18	9	of	of	ADP
bjmsr-783	18	10	one	one	NUM
bjmsr-783	18	11	business	business	NOUN
bjmsr-783	18	12	with	with	ADP
bjmsr-783	18	13	its	its	PRON
bjmsr-783	18	14	rivals	rival	NOUN
bjmsr-783	18	15	.	.	PUNCT
bjmsr-783	19	1	(	(	PUNCT
bjmsr-783	19	2	tzu	tzu	PROPN
bjmsr-783	19	3	,	,	PUNCT
bjmsr-783	19	4	2002	2002	NUM
bjmsr-783	19	5	)	)	PUNCT
bjmsr-783	19	6	mentioned	mention	VERB
bjmsr-783	19	7	in	in	ADP
bjmsr-783	19	8	his	his	PRON
bjmsr-783	19	9	study	study	NOUN
bjmsr-783	19	10	that	that	SCONJ
bjmsr-783	19	11	benchmarking	benchmarking	NOUN
bjmsr-783	19	12	is	be	AUX
bjmsr-783	19	13	the	the	DET
bjmsr-783	19	14	system	system	NOUN
bjmsr-783	19	15	of	of	ADP
bjmsr-783	19	16	finding	find	VERB
bjmsr-783	19	17	out	out	ADP
bjmsr-783	19	18	the	the	DET
bjmsr-783	19	19	comparative	comparative	ADJ
bjmsr-783	19	20	significance	significance	NOUN
bjmsr-783	19	21	of	of	ADP
bjmsr-783	19	22	something	something	PRON
bjmsr-783	19	23	by	by	ADP
bjmsr-783	19	24	relating	relate	VERB
bjmsr-783	19	25	it	it	PRON
bjmsr-783	19	26	to	to	ADP
bjmsr-783	19	27	a	a	DET
bjmsr-783	19	28	recognized	recognize	VERB
bjmsr-783	19	29	criterion	criterion	NOUN
bjmsr-783	19	30	.	.	PUNCT
bjmsr-783	20	1	and	and	CCONJ
bjmsr-783	20	2	(	(	PUNCT
bjmsr-783	20	3	anderson	anderson	PROPN
bjmsr-783	20	4	&	&	CCONJ
bjmsr-783	20	5	mcadam	mcadam	PROPN
bjmsr-783	20	6	,	,	PUNCT
bjmsr-783	20	7	2006	2006	NUM
bjmsr-783	20	8	)	)	PUNCT
bjmsr-783	20	9	stated	state	VERB
bjmsr-783	20	10	in	in	ADP
bjmsr-783	20	11	their	their	PRON
bjmsr-783	20	12	study	study	NOUN
bjmsr-783	20	13	that	that	SCONJ
bjmsr-783	20	14	benchmarking	benchmarking	NOUN
bjmsr-783	20	15	is	be	AUX
bjmsr-783	20	16	used	use	VERB
bjmsr-783	20	17	as	as	ADP
bjmsr-783	20	18	a	a	DET
bjmsr-783	20	19	method	method	NOUN
bjmsr-783	20	20	of	of	ADP
bjmsr-783	20	21	evaluating	evaluate	VERB
bjmsr-783	20	22	practices	practice	NOUN
bjmsr-783	20	23	and	and	CCONJ
bjmsr-783	20	24	choosing	choose	VERB
bjmsr-783	20	25	new	new	ADJ
bjmsr-783	20	26	strategies	strategy	NOUN
bjmsr-783	20	27	to	to	PART
bjmsr-783	20	28	sustain	sustain	VERB
bjmsr-783	20	29	a	a	DET
bjmsr-783	20	30	company	company	NOUN
bjmsr-783	20	31	.	.	PUNCT
bjmsr-783	21	1	the	the	DET
bjmsr-783	21	2	role	role	NOUN
bjmsr-783	21	3	of	of	ADP
bjmsr-783	21	4	benchmarking	benchmarke	VERB
bjmsr-783	21	5	in	in	ADP
bjmsr-783	21	6	british	british	ADJ
bjmsr-783	21	7	banking	banking	NOUN
bjmsr-783	21	8	is	be	AUX
bjmsr-783	21	9	narrated	narrate	VERB
bjmsr-783	21	10	in	in	ADP
bjmsr-783	21	11	research	research	NOUN
bjmsr-783	21	12	by	by	ADP
bjmsr-783	21	13	(	(	PUNCT
bjmsr-783	21	14	knights	knights	PROPN
bjmsr-783	21	15	&	&	CCONJ
bjmsr-783	21	16	mccabe	mccabe	NOUN
bjmsr-783	21	17	,	,	PUNCT
bjmsr-783	21	18	2006	2006	NUM
bjmsr-783	21	19	)	)	PUNCT
bjmsr-783	21	20	in	in	ADP
bjmsr-783	21	21	detail	detail	NOUN
bjmsr-783	21	22	as	as	ADV
bjmsr-783	21	23	well	well	ADV
bjmsr-783	21	24	.	.	PUNCT
bjmsr-783	22	1	through	through	ADP
bjmsr-783	22	2	benchmarking	benchmarke	VERB
bjmsr-783	22	3	,	,	PUNCT
bjmsr-783	22	4	british	british	ADJ
bjmsr-783	22	5	banks	bank	NOUN
bjmsr-783	22	6	have	have	AUX
bjmsr-783	22	7	gradually	gradually	ADV
bjmsr-783	22	8	adopted	adopt	VERB
bjmsr-783	22	9	quality	quality	NOUN
bjmsr-783	22	10	initiatives	initiative	NOUN
bjmsr-783	22	11	and	and	CCONJ
bjmsr-783	22	12	gained	gain	VERB
bjmsr-783	22	13	significant	significant	ADJ
bjmsr-783	22	14	success	success	NOUN
bjmsr-783	22	15	in	in	ADP
bjmsr-783	22	16	quality	quality	NOUN
bjmsr-783	22	17	management	management	NOUN
bjmsr-783	22	18	,	,	PUNCT
bjmsr-783	22	19	the	the	DET
bjmsr-783	22	20	results	result	NOUN
bjmsr-783	22	21	showed	show	VERB
bjmsr-783	22	22	.	.	PUNCT
bjmsr-783	23	1	mailto:zia_haq2001@yahoo.com	mailto:zia_haq2001@yahoo.com	X
bjmsr-783	23	2	mailto:hn_nahin@yahoo.com	mailto:hn_nahin@yahoo.com	X
bjmsr-783	23	3	https://doi.org/10.46281/bjmsr.v2i2.783	https://doi.org/10.46281/bjmsr.v2i2.783	NOUN
bjmsr-783	23	4	https://doi.org/10.46281/bjmsr.v2i2.783	https://doi.org/10.46281/bjmsr.v2i2.783	NOUN
bjmsr-783	23	5	copyright	copyright	NOUN
bjmsr-783	23	6	©	©	PROPN
bjmsr-783	23	7	cc	cc	PROPN
bjmsr-783	23	8	-	-	PUNCT
bjmsr-783	23	9	by	by	ADP
bjmsr-783	23	10	-	-	PUNCT
bjmsr-783	23	11	nc	nc	PROPN
bjmsr-783	23	12	2020	2020	NUM
bjmsr-783	23	13	,	,	PUNCT
bjmsr-783	23	14	cribfb	cribfb	PROPN
bjmsr-783	23	15	|bjmsr	|bjmsr	PROPN
bjmsr-783	23	16	www.cribfb.com/journal/index.php/bjmsr	www.cribfb.com/journal/index.php/bjmsr	X
bjmsr-783	23	17	bangladesh	bangladesh	PROPN
bjmsr-783	23	18	journal	journal	PROPN
bjmsr-783	23	19	of	of	ADP
bjmsr-783	23	20	multidisciplinary	multidisciplinary	ADJ
bjmsr-783	23	21	scientific	scientific	ADJ
bjmsr-783	23	22	research	research	NOUN
bjmsr-783	23	23	vol	vol	NOUN
bjmsr-783	23	24	.	.	PROPN
bjmsr-783	24	1	2	2	NUM
bjmsr-783	24	2	,	,	PUNCT
bjmsr-783	24	3	no	no	INTJ
bjmsr-783	24	4	.	.	NOUN
bjmsr-783	24	5	2	2	NUM
bjmsr-783	24	6	;	;	PUNCT
bjmsr-783	24	7	2020	2020	NUM
bjmsr-783	24	8	41	41	NUM
bjmsr-783	24	9	the	the	DET
bjmsr-783	24	10	banking	banking	NOUN
bjmsr-783	24	11	sector	sector	NOUN
bjmsr-783	24	12	of	of	ADP
bjmsr-783	24	13	bangladesh	bangladesh	NOUN
bjmsr-783	24	14	is	be	AUX
bjmsr-783	24	15	divided	divide	VERB
bjmsr-783	24	16	into	into	ADP
bjmsr-783	24	17	four	four	NUM
bjmsr-783	24	18	classifications	classification	NOUN
bjmsr-783	24	19	of	of	ADP
bjmsr-783	24	20	scheduled	schedule	VERB
bjmsr-783	24	21	banks	bank	NOUN
bjmsr-783	24	22	;	;	PUNCT
bjmsr-783	24	23	state	state	NOUN
bjmsr-783	24	24	-	-	PUNCT
bjmsr-783	24	25	owned	own	VERB
bjmsr-783	24	26	commercial	commercial	ADJ
bjmsr-783	24	27	banks	bank	NOUN
bjmsr-783	24	28	(	(	PUNCT
bjmsr-783	24	29	scbs	scbs	PROPN
bjmsr-783	24	30	)	)	PUNCT
bjmsr-783	24	31	,	,	PUNCT
bjmsr-783	24	32	government	government	NOUN
bjmsr-783	24	33	owned	own	VERB
bjmsr-783	24	34	development	development	NOUN
bjmsr-783	24	35	financial	financial	ADJ
bjmsr-783	24	36	institutions	institution	NOUN
bjmsr-783	24	37	(	(	PUNCT
bjmsr-783	24	38	dfis	dfis	ADJ
bjmsr-783	24	39	)	)	PUNCT
bjmsr-783	24	40	,	,	PUNCT
bjmsr-783	24	41	private	private	ADJ
bjmsr-783	24	42	commercial	commercial	ADJ
bjmsr-783	24	43	banks	bank	NOUN
bjmsr-783	24	44	(	(	PUNCT
bjmsr-783	24	45	pcbs	pcbs	PROPN
bjmsr-783	24	46	)	)	PUNCT
bjmsr-783	24	47	,	,	PUNCT
bjmsr-783	24	48	and	and	CCONJ
bjmsr-783	24	49	foreign	foreign	ADJ
bjmsr-783	24	50	commercial	commercial	ADJ
bjmsr-783	24	51	banks	bank	NOUN
bjmsr-783	24	52	(	(	PUNCT
bjmsr-783	24	53	fcbs	fcbs	NOUN
bjmsr-783	24	54	)	)	PUNCT
bjmsr-783	24	55	.	.	PUNCT
bjmsr-783	25	1	the	the	DET
bjmsr-783	25	2	number	number	NOUN
bjmsr-783	25	3	of	of	ADP
bjmsr-783	25	4	banks	bank	NOUN
bjmsr-783	25	5	in	in	ADP
bjmsr-783	25	6	bangladesh	bangladesh	PROPN
bjmsr-783	25	7	was	be	AUX
bjmsr-783	25	8	increased	increase	VERB
bjmsr-783	25	9	to	to	ADP
bjmsr-783	25	10	59	59	NUM
bjmsr-783	25	11	in	in	ADP
bjmsr-783	25	12	2018	2018	NUM
bjmsr-783	25	13	,	,	PUNCT
bjmsr-783	25	14	and	and	CCONJ
bjmsr-783	25	15	the	the	DET
bjmsr-783	25	16	number	number	NOUN
bjmsr-783	25	17	of	of	ADP
bjmsr-783	25	18	bank	bank	NOUN
bjmsr-783	25	19	branches	branch	NOUN
bjmsr-783	25	20	increased	increase	VERB
bjmsr-783	25	21	to	to	ADP
bjmsr-783	25	22	10286	10286	NUM
bjmsr-783	25	23	in	in	ADP
bjmsr-783	25	24	2018	2018	NUM
bjmsr-783	25	25	.	.	PUNCT
bjmsr-783	26	1	table	table	NOUN
bjmsr-783	26	2	1	1	NUM
bjmsr-783	26	3	shows	show	VERB
bjmsr-783	26	4	the	the	DET
bjmsr-783	26	5	banking	banking	NOUN
bjmsr-783	26	6	structure	structure	NOUN
bjmsr-783	26	7	in	in	ADP
bjmsr-783	26	8	bangladesh	bangladesh	NOUN
bjmsr-783	26	9	.	.	PUNCT
bjmsr-783	27	1	(	(	PUNCT
bjmsr-783	27	2	december	december	PROPN
bjmsr-783	27	3	2018	2018	NUM
bjmsr-783	27	4	)	)	PUNCT
bjmsr-783	27	5	.	.	PUNCT
bjmsr-783	28	1	in	in	ADP
bjmsr-783	28	2	table	table	NOUN
bjmsr-783	28	3	1	1	NUM
bjmsr-783	28	4	,	,	PUNCT
bjmsr-783	28	5	it	it	PRON
bjmsr-783	28	6	is	be	AUX
bjmsr-783	28	7	observed	observe	VERB
bjmsr-783	28	8	that	that	SCONJ
bjmsr-783	28	9	pcbs	pcb	NOUN
bjmsr-783	28	10	'	'	PART
bjmsr-783	28	11	deposits	deposit	NOUN
bjmsr-783	28	12	in	in	ADP
bjmsr-783	28	13	2018	2018	NUM
bjmsr-783	28	14	amounted	amount	VERB
bjmsr-783	28	15	to	to	ADP
bjmsr-783	28	16	bdt	bdt	PROPN
bjmsr-783	28	17	.	.	PUNCT
bjmsr-783	29	1	7127.2	7127.2	NUM
bjmsr-783	29	2	billion	billion	NUM
bjmsr-783	29	3	or	or	CCONJ
bjmsr-783	29	4	66	66	NUM
bjmsr-783	29	5	percent	percent	NOUN
bjmsr-783	29	6	in	in	ADP
bjmsr-783	29	7	the	the	DET
bjmsr-783	29	8	total	total	ADJ
bjmsr-783	29	9	deposit	deposit	NOUN
bjmsr-783	29	10	and	and	CCONJ
bjmsr-783	29	11	its	its	PRON
bjmsr-783	29	12	share	share	NOUN
bjmsr-783	29	13	in	in	ADP
bjmsr-783	29	14	the	the	DET
bjmsr-783	29	15	total	total	ADJ
bjmsr-783	29	16	assets	asset	NOUN
bjmsr-783	29	17	also	also	ADV
bjmsr-783	29	18	increased	increase	VERB
bjmsr-783	29	19	to	to	ADP
bjmsr-783	29	20	67	67	NUM
bjmsr-783	29	21	percent	percent	NOUN
bjmsr-783	29	22	during	during	ADP
bjmsr-783	29	23	the	the	DET
bjmsr-783	29	24	same	same	ADJ
bjmsr-783	29	25	period	period	NOUN
bjmsr-783	29	26	.	.	PUNCT
bjmsr-783	30	1	since	since	SCONJ
bjmsr-783	30	2	pcbs	pcbs	PROPN
bjmsr-783	30	3	are	be	AUX
bjmsr-783	30	4	dominating	dominate	VERB
bjmsr-783	30	5	the	the	DET
bjmsr-783	30	6	whole	whole	ADJ
bjmsr-783	30	7	banking	banking	NOUN
bjmsr-783	30	8	industry	industry	NOUN
bjmsr-783	30	9	in	in	ADP
bjmsr-783	30	10	terms	term	NOUN
bjmsr-783	30	11	of	of	ADP
bjmsr-783	30	12	assets	asset	NOUN
bjmsr-783	30	13	and	and	CCONJ
bjmsr-783	30	14	deposits	deposit	NOUN
bjmsr-783	30	15	,	,	PUNCT
bjmsr-783	30	16	it	it	PRON
bjmsr-783	30	17	is	be	AUX
bjmsr-783	30	18	,	,	PUNCT
bjmsr-783	30	19	therefore	therefore	ADV
bjmsr-783	30	20	,	,	PUNCT
bjmsr-783	30	21	essential	essential	ADJ
bjmsr-783	30	22	to	to	PART
bjmsr-783	30	23	evaluate	evaluate	VERB
bjmsr-783	30	24	the	the	DET
bjmsr-783	30	25	performance	performance	NOUN
bjmsr-783	30	26	of	of	ADP
bjmsr-783	30	27	pcbs	pcb	NOUN
bjmsr-783	30	28	whether	whether	SCONJ
bjmsr-783	30	29	they	they	PRON
bjmsr-783	30	30	are	be	AUX
bjmsr-783	30	31	running	run	VERB
bjmsr-783	30	32	on	on	ADP
bjmsr-783	30	33	the	the	DET
bjmsr-783	30	34	right	right	ADJ
bjmsr-783	30	35	track	track	NOUN
bjmsr-783	30	36	.	.	PUNCT
bjmsr-783	31	1	table	table	NOUN
bjmsr-783	31	2	1	1	NUM
bjmsr-783	31	3	.	.	PUNCT
bjmsr-783	31	4	banking	banking	NOUN
bjmsr-783	31	5	structure	structure	NOUN
bjmsr-783	31	6	in	in	ADP
bjmsr-783	31	7	bangladesh	bangladesh	PROPN
bjmsr-783	31	8	(	(	PUNCT
bjmsr-783	31	9	2018	2018	NUM
bjmsr-783	31	10	–	–	PUNCT
bjmsr-783	31	11	in	in	ADP
bjmsr-783	31	12	billion	billion	NUM
bjmsr-783	31	13	tk	tk	PROPN
bjmsr-783	31	14	.	.	PROPN
bjmsr-783	31	15	)	)	PUNCT
bjmsr-783	31	16	source	source	NOUN
bjmsr-783	31	17	:	:	PUNCT
bjmsr-783	31	18	annual	annual	ADJ
bjmsr-783	31	19	report	report	NOUN
bjmsr-783	31	20	of	of	ADP
bjmsr-783	31	21	bangladesh	bangladesh	PROPN
bjmsr-783	31	22	bank	bank	NOUN
bjmsr-783	31	23	,	,	PUNCT
bjmsr-783	31	24	2018	2018	NUM
bjmsr-783	31	25	-	-	SYM
bjmsr-783	31	26	19	19	NUM
bjmsr-783	31	27	so	so	ADV
bjmsr-783	31	28	,	,	PUNCT
bjmsr-783	31	29	the	the	DET
bjmsr-783	31	30	banks	bank	NOUN
bjmsr-783	31	31	of	of	ADP
bjmsr-783	31	32	bangladesh	bangladesh	NOUN
bjmsr-783	31	33	need	need	VERB
bjmsr-783	31	34	to	to	PART
bjmsr-783	31	35	conduct	conduct	VERB
bjmsr-783	31	36	benchmarking	benchmarking	NOUN
bjmsr-783	31	37	,	,	PUNCT
bjmsr-783	31	38	which	which	PRON
bjmsr-783	31	39	is	be	AUX
bjmsr-783	31	40	a	a	DET
bjmsr-783	31	41	modern	modern	ADJ
bjmsr-783	31	42	process	process	NOUN
bjmsr-783	31	43	of	of	ADP
bjmsr-783	31	44	comparing	compare	VERB
bjmsr-783	31	45	the	the	DET
bjmsr-783	31	46	performance	performance	NOUN
bjmsr-783	31	47	of	of	ADP
bjmsr-783	31	48	one	one	NUM
bjmsr-783	31	49	business	business	NOUN
bjmsr-783	31	50	with	with	ADP
bjmsr-783	31	51	its	its	PRON
bjmsr-783	31	52	rivals	rival	NOUN
bjmsr-783	31	53	.	.	PUNCT
bjmsr-783	32	1	hence	hence	ADV
bjmsr-783	32	2	,	,	PUNCT
bjmsr-783	32	3	this	this	DET
bjmsr-783	32	4	study	study	NOUN
bjmsr-783	32	5	aims	aim	VERB
bjmsr-783	32	6	to	to	PART
bjmsr-783	32	7	conduct	conduct	VERB
bjmsr-783	32	8	benchmarking	benchmarking	NOUN
bjmsr-783	32	9	of	of	ADP
bjmsr-783	32	10	the	the	DET
bjmsr-783	32	11	selected	select	VERB
bjmsr-783	32	12	pcbs	pcb	NOUN
bjmsr-783	32	13	to	to	PART
bjmsr-783	32	14	apprehend	apprehend	VERB
bjmsr-783	32	15	the	the	DET
bjmsr-783	32	16	performance	performance	NOUN
bjmsr-783	32	17	of	of	ADP
bjmsr-783	32	18	the	the	DET
bjmsr-783	32	19	selected	select	VERB
bjmsr-783	32	20	banks	bank	NOUN
bjmsr-783	32	21	using	use	VERB
bjmsr-783	32	22	the	the	DET
bjmsr-783	32	23	camels	camel	NOUN
bjmsr-783	32	24	components	component	NOUN
bjmsr-783	32	25	.	.	PUNCT
bjmsr-783	33	1	1.1	1.1	NUM
bjmsr-783	33	2	statement	statement	NOUN
bjmsr-783	33	3	of	of	ADP
bjmsr-783	33	4	the	the	DET
bjmsr-783	33	5	problem	problem	NOUN
bjmsr-783	33	6	bangladesh‟s	bangladesh‟s	X
bjmsr-783	33	7	financial	financial	ADJ
bjmsr-783	33	8	system	system	NOUN
bjmsr-783	33	9	is	be	AUX
bjmsr-783	33	10	dominated	dominate	VERB
bjmsr-783	33	11	by	by	ADP
bjmsr-783	33	12	banks	bank	NOUN
bjmsr-783	33	13	where	where	SCONJ
bjmsr-783	33	14	the	the	DET
bjmsr-783	33	15	banking	banking	NOUN
bjmsr-783	33	16	system	system	NOUN
bjmsr-783	33	17	accounts	account	VERB
bjmsr-783	33	18	for	for	ADP
bjmsr-783	33	19	around	around	ADV
bjmsr-783	33	20	96	96	NUM
bjmsr-783	33	21	percent	percent	NOUN
bjmsr-783	33	22	of	of	ADP
bjmsr-783	33	23	the	the	DET
bjmsr-783	33	24	total	total	ADJ
bjmsr-783	33	25	assets	asset	NOUN
bjmsr-783	33	26	of	of	ADP
bjmsr-783	33	27	the	the	DET
bjmsr-783	33	28	financial	financial	ADJ
bjmsr-783	33	29	sector	sector	NOUN
bjmsr-783	33	30	.	.	PUNCT
bjmsr-783	34	1	as	as	SCONJ
bjmsr-783	34	2	the	the	DET
bjmsr-783	34	3	banking	banking	NOUN
bjmsr-783	34	4	sector	sector	NOUN
bjmsr-783	34	5	is	be	AUX
bjmsr-783	34	6	the	the	DET
bjmsr-783	34	7	leading	lead	VERB
bjmsr-783	34	8	component	component	NOUN
bjmsr-783	34	9	of	of	ADP
bjmsr-783	34	10	the	the	DET
bjmsr-783	34	11	overall	overall	ADJ
bjmsr-783	34	12	financial	financial	ADJ
bjmsr-783	34	13	system	system	NOUN
bjmsr-783	34	14	in	in	ADP
bjmsr-783	34	15	bangladesh	bangladesh	NOUN
bjmsr-783	34	16	,	,	PUNCT
bjmsr-783	34	17	so	so	SCONJ
bjmsr-783	34	18	i	i	PRON
bjmsr-783	34	19	t	t	PROPN
bjmsr-783	34	20	is	be	AUX
bjmsr-783	34	21	ess	ess	PROPN
bjmsr-783	34	22	entia	entia	PROPN
bjmsr-783	34	23	l	l	PROPN
bjmsr-783	34	24	to	to	PART
bjmsr-783	34	25	ensure	ensure	VERB
bjmsr-783	34	26	the	the	DET
bjmsr-783	34	27	soundness	soundness	NOUN
bjmsr-783	34	28	of	of	ADP
bjmsr-783	34	29	its	its	PRON
bjmsr-783	34	30	banking	banking	NOUN
bjmsr-783	34	31	system	system	NOUN
bjmsr-783	34	32	for	for	ADP
bjmsr-783	34	33	the	the	DET
bjmsr-783	34	34	socio	socio	NOUN
bjmsr-783	34	35	-	-	PUNCT
bjmsr-783	34	36	economic	economic	ADJ
bjmsr-783	34	37	development	development	NOUN
bjmsr-783	34	38	of	of	ADP
bjmsr-783	34	39	the	the	DET
bjmsr-783	34	40	country	country	NOUN
bjmsr-783	34	41	.	.	PUNCT
bjmsr-783	35	1	it	it	PRON
bjmsr-783	35	2	is	be	AUX
bjmsr-783	35	3	crucial	crucial	ADJ
bjmsr-783	35	4	to	to	PART
bjmsr-783	35	5	assess	assess	VERB
bjmsr-783	35	6	and	and	CCONJ
bjmsr-783	35	7	evaluate	evaluate	VERB
bjmsr-783	35	8	the	the	DET
bjmsr-783	35	9	overall	overall	ADJ
bjmsr-783	35	10	performance	performance	NOUN
bjmsr-783	35	11	of	of	ADP
bjmsr-783	35	12	banks	bank	NOUN
bjmsr-783	35	13	in	in	ADP
bjmsr-783	35	14	bangladesh	bangladesh	NOUN
bjmsr-783	35	15	through	through	ADP
bjmsr-783	35	16	the	the	DET
bjmsr-783	35	17	implementation	implementation	NOUN
bjmsr-783	35	18	of	of	ADP
bjmsr-783	35	19	a	a	DET
bjmsr-783	35	20	regulatory	regulatory	ADJ
bjmsr-783	35	21	banking	banking	NOUN
bjmsr-783	35	22	supervision	supervision	NOUN
bjmsr-783	35	23	framework	framework	NOUN
bjmsr-783	35	24	.	.	PUNCT
bjmsr-783	36	1	various	various	ADJ
bjmsr-783	36	2	constraints	constraint	NOUN
bjmsr-783	36	3	hinder	hinder	VERB
bjmsr-783	36	4	the	the	DET
bjmsr-783	36	5	development	development	NOUN
bjmsr-783	36	6	of	of	ADP
bjmsr-783	36	7	the	the	DET
bjmsr-783	36	8	banking	banking	NOUN
bjmsr-783	36	9	sector	sector	NOUN
bjmsr-783	36	10	including	include	VERB
bjmsr-783	36	11	pcbs	pcb	NOUN
bjmsr-783	36	12	of	of	ADP
bjmsr-783	36	13	bangladesh	bangladesh	PROPN
bjmsr-783	36	14	which	which	PRON
bjmsr-783	36	15	includes	include	VERB
bjmsr-783	36	16	,	,	PUNCT
bjmsr-783	36	17	among	among	ADP
bjmsr-783	36	18	others	other	NOUN
bjmsr-783	36	19	,	,	PUNCT
bjmsr-783	36	20	numerous	numerous	ADJ
bjmsr-783	36	21	forms	form	NOUN
bjmsr-783	36	22	of	of	ADP
bjmsr-783	36	23	banking	banking	NOUN
bjmsr-783	36	24	scams	scam	NOUN
bjmsr-783	36	25	such	such	ADJ
bjmsr-783	36	26	as	as	ADP
bjmsr-783	36	27	money	money	NOUN
bjmsr-783	36	28	laundering	laundering	NOUN
bjmsr-783	36	29	,	,	PUNCT
bjmsr-783	36	30	non	non	ADJ
bjmsr-783	36	31	-	-	ADJ
bjmsr-783	36	32	performing	performing	ADJ
bjmsr-783	36	33	loans	loan	NOUN
bjmsr-783	36	34	(	(	PUNCT
bjmsr-783	36	35	npls	npls	NOUN
bjmsr-783	36	36	)	)	PUNCT
bjmsr-783	36	37	,	,	PUNCT
bjmsr-783	36	38	etc	etc	X
bjmsr-783	36	39	.	.	X
bjmsr-783	37	1	some	some	DET
bjmsr-783	37	2	banks	bank	NOUN
bjmsr-783	37	3	still	still	ADV
bjmsr-783	37	4	have	have	AUX
bjmsr-783	37	5	been	be	AUX
bjmsr-783	37	6	facing	face	VERB
bjmsr-783	37	7	capital	capital	NOUN
bjmsr-783	37	8	shortfalls	shortfall	NOUN
bjmsr-783	37	9	and	and	CCONJ
bjmsr-783	37	10	fail	fail	VERB
bjmsr-783	37	11	to	to	PART
bjmsr-783	37	12	maintain	maintain	VERB
bjmsr-783	37	13	the	the	DET
bjmsr-783	37	14	basel	basel	PROPN
bjmsr-783	37	15	requirement	requirement	NOUN
bjmsr-783	37	16	.	.	PUNCT
bjmsr-783	38	1	because	because	SCONJ
bjmsr-783	38	2	of	of	ADP
bjmsr-783	38	3	the	the	DET
bjmsr-783	38	4	high	high	ADJ
bjmsr-783	38	5	focus	focus	NOUN
bjmsr-783	38	6	of	of	ADP
bjmsr-783	38	7	loans	loan	NOUN
bjmsr-783	38	8	and	and	CCONJ
bjmsr-783	38	9	advances	advance	NOUN
bjmsr-783	38	10	,	,	PUNCT
bjmsr-783	38	11	the	the	DET
bjmsr-783	38	12	vulnerability	vulnerability	NOUN
bjmsr-783	38	13	of	of	ADP
bjmsr-783	38	14	assets	asset	NOUN
bjmsr-783	38	15	to	to	PART
bjmsr-783	38	16	credit	credit	NOUN
bjmsr-783	38	17	risk	risk	NOUN
bjmsr-783	38	18	increases	increase	NOUN
bjmsr-783	38	19	.	.	PUNCT
bjmsr-783	39	1	because	because	SCONJ
bjmsr-783	39	2	of	of	ADP
bjmsr-783	39	3	high	high	ADJ
bjmsr-783	39	4	npls	npls	NOUN
bjmsr-783	39	5	banks	bank	NOUN
bjmsr-783	39	6	experience	experience	VERB
bjmsr-783	39	7	enormous	enormous	ADJ
bjmsr-783	39	8	stress	stress	NOUN
bjmsr-783	39	9	to	to	PART
bjmsr-783	39	10	earn	earn	VERB
bjmsr-783	39	11	a	a	DET
bjmsr-783	39	12	profit	profit	NOUN
bjmsr-783	39	13	,	,	PUNCT
bjmsr-783	39	14	and	and	CCONJ
bjmsr-783	39	15	the	the	DET
bjmsr-783	39	16	financial	financial	ADJ
bjmsr-783	39	17	stability	stability	NOUN
bjmsr-783	39	18	of	of	ADP
bjmsr-783	39	19	the	the	DET
bjmsr-783	39	20	banks	bank	NOUN
bjmsr-783	39	21	becomes	become	VERB
bjmsr-783	39	22	day	day	NOUN
bjmsr-783	39	23	by	by	ADP
bjmsr-783	39	24	day	day	NOUN
bjmsr-783	39	25	.	.	PUNCT
bjmsr-783	40	1	it	it	PRON
bjmsr-783	40	2	has	have	AUX
bjmsr-783	40	3	been	be	AUX
bjmsr-783	40	4	observed	observe	VERB
bjmsr-783	40	5	that	that	SCONJ
bjmsr-783	40	6	there	there	PRON
bjmsr-783	40	7	is	be	VERB
bjmsr-783	40	8	a	a	DET
bjmsr-783	40	9	negative	negative	ADJ
bjmsr-783	40	10	and	and	CCONJ
bjmsr-783	40	11	reverse	reverse	ADJ
bjmsr-783	40	12	relationship	relationship	NOUN
bjmsr-783	40	13	that	that	PRON
bjmsr-783	40	14	exists	exist	VERB
bjmsr-783	40	15	between	between	ADP
bjmsr-783	40	16	npls	npls	NOUN
bjmsr-783	40	17	and	and	CCONJ
bjmsr-783	40	18	the	the	DET
bjmsr-783	40	19	profitability	profitability	NOUN
bjmsr-783	40	20	of	of	ADP
bjmsr-783	40	21	banks	bank	NOUN
bjmsr-783	40	22	.	.	PUNCT
bjmsr-783	41	1	again	again	ADV
bjmsr-783	41	2	,	,	PUNCT
bjmsr-783	41	3	due	due	ADP
bjmsr-783	41	4	to	to	ADP
bjmsr-783	41	5	the	the	DET
bjmsr-783	41	6	growing	grow	VERB
bjmsr-783	41	7	size	size	NOUN
bjmsr-783	41	8	of	of	ADP
bjmsr-783	41	9	npls	npls	NOUN
bjmsr-783	41	10	,	,	PUNCT
bjmsr-783	41	11	banks	bank	NOUN
bjmsr-783	41	12	are	be	AUX
bjmsr-783	41	13	now	now	ADV
bjmsr-783	41	14	facing	face	VERB
bjmsr-783	41	15	difficulties	difficulty	NOUN
bjmsr-783	41	16	at	at	ADP
bjmsr-783	41	17	maintaining	maintain	VERB
bjmsr-783	41	18	healthy	healthy	ADJ
bjmsr-783	41	19	liquidity	liquidity	NOUN
bjmsr-783	41	20	.	.	PUNCT
bjmsr-783	42	1	according	accord	VERB
bjmsr-783	42	2	to	to	ADP
bjmsr-783	42	3	a	a	DET
bjmsr-783	42	4	recent	recent	ADJ
bjmsr-783	42	5	study	study	NOUN
bjmsr-783	42	6	(	(	PUNCT
bjmsr-783	42	7	raju	raju	PROPN
bjmsr-783	42	8	,	,	PUNCT
bjmsr-783	42	9	2017	2017	NUM
bjmsr-783	42	10	)	)	PUNCT
bjmsr-783	42	11	,	,	PUNCT
bjmsr-783	42	12	the	the	DET
bjmsr-783	42	13	cost	cost	NOUN
bjmsr-783	42	14	efficiency	efficiency	NOUN
bjmsr-783	42	15	level	level	NOUN
bjmsr-783	42	16	of	of	ADP
bjmsr-783	42	17	35	35	NUM
bjmsr-783	42	18	commercial	commercial	ADJ
bjmsr-783	42	19	banks	bank	NOUN
bjmsr-783	42	20	of	of	ADP
bjmsr-783	42	21	bangladesh	bangladesh	NOUN
bjmsr-783	42	22	is	be	AUX
bjmsr-783	42	23	91.4	91.4	NUM
bjmsr-783	42	24	percent	percent	NOUN
bjmsr-783	42	25	.	.	PUNCT
bjmsr-783	43	1	on	on	ADP
bjmsr-783	43	2	the	the	DET
bjmsr-783	43	3	other	other	ADJ
bjmsr-783	43	4	hand	hand	NOUN
bjmsr-783	43	5	,	,	PUNCT
bjmsr-783	43	6	the	the	DET
bjmsr-783	43	7	earnings	earning	NOUN
bjmsr-783	43	8	ability	ability	NOUN
bjmsr-783	43	9	of	of	ADP
bjmsr-783	43	10	these	these	DET
bjmsr-783	43	11	banks	bank	NOUN
bjmsr-783	43	12	has	have	AUX
bjmsr-783	43	13	also	also	ADV
bjmsr-783	43	14	been	be	AUX
bjmsr-783	43	15	decreasing	decrease	VERB
bjmsr-783	43	16	alarmingly	alarmingly	ADV
bjmsr-783	43	17	.	.	PUNCT
bjmsr-783	44	1	so	so	ADV
bjmsr-783	44	2	,	,	PUNCT
bjmsr-783	44	3	this	this	DET
bjmsr-783	44	4	scenario	scenario	NOUN
bjmsr-783	44	5	reflects	reflect	VERB
bjmsr-783	44	6	negatively	negatively	ADV
bjmsr-783	44	7	in	in	ADP
bjmsr-783	44	8	the	the	DET
bjmsr-783	44	9	overall	overall	ADJ
bjmsr-783	44	10	banking	banking	NOUN
bjmsr-783	44	11	industry	industry	NOUN
bjmsr-783	44	12	performance	performance	NOUN
bjmsr-783	44	13	of	of	ADP
bjmsr-783	44	14	bangladesh	bangladesh	NOUN
bjmsr-783	44	15	.	.	PUNCT
bjmsr-783	45	1	at	at	ADP
bjmsr-783	45	2	this	this	DET
bjmsr-783	45	3	stage	stage	NOUN
bjmsr-783	45	4	,	,	PUNCT
bjmsr-783	45	5	it	it	PRON
bjmsr-783	45	6	is	be	AUX
bjmsr-783	45	7	essential	essential	ADJ
bjmsr-783	45	8	to	to	PART
bjmsr-783	45	9	examine	examine	VERB
bjmsr-783	45	10	the	the	DET
bjmsr-783	45	11	fundamental	fundamental	ADJ
bjmsr-783	45	12	factors	factor	NOUN
bjmsr-783	45	13	which	which	PRON
bjmsr-783	45	14	affect	affect	VERB
bjmsr-783	45	15	the	the	DET
bjmsr-783	45	16	performances	performance	NOUN
bjmsr-783	45	17	of	of	ADP
bjmsr-783	45	18	banks	bank	NOUN
bjmsr-783	45	19	in	in	ADP
bjmsr-783	45	20	bangladesh	bangladesh	NOUN
bjmsr-783	45	21	.	.	PUNCT
bjmsr-783	46	1	the	the	DET
bjmsr-783	46	2	additional	additional	ADJ
bjmsr-783	46	3	focus	focus	NOUN
bjmsr-783	46	4	of	of	ADP
bjmsr-783	46	5	the	the	DET
bjmsr-783	46	6	study	study	NOUN
bjmsr-783	46	7	is	be	AUX
bjmsr-783	46	8	to	to	PART
bjmsr-783	46	9	examine	examine	VERB
bjmsr-783	46	10	the	the	DET
bjmsr-783	46	11	rating	rating	NOUN
bjmsr-783	46	12	of	of	ADP
bjmsr-783	46	13	the	the	DET
bjmsr-783	46	14	pcbs	pcb	NOUN
bjmsr-783	46	15	of	of	ADP
bjmsr-783	46	16	bangladesh	bangladesh	PROPN
bjmsr-783	46	17	through	through	ADP
bjmsr-783	46	18	benchmarking	benchmarke	VERB
bjmsr-783	46	19	based	base	VERB
bjmsr-783	46	20	on	on	ADP
bjmsr-783	46	21	camels	camel	NOUN
bjmsr-783	46	22	components	component	NOUN
bjmsr-783	46	23	.	.	PUNCT
bjmsr-783	47	1	among	among	ADP
bjmsr-783	47	2	different	different	ADJ
bjmsr-783	47	3	prevalent	prevalent	ADJ
bjmsr-783	47	4	approaches	approach	NOUN
bjmsr-783	47	5	,	,	PUNCT
bjmsr-783	47	6	the	the	DET
bjmsr-783	47	7	camels	camel	NOUN
bjmsr-783	47	8	rating	rating	NOUN
bjmsr-783	47	9	system	system	NOUN
bjmsr-783	47	10	is	be	AUX
bjmsr-783	47	11	the	the	DET
bjmsr-783	47	12	most	most	ADV
bjmsr-783	47	13	preferred	preferred	ADJ
bjmsr-783	47	14	approach	approach	NOUN
bjmsr-783	47	15	used	use	VERB
bjmsr-783	47	16	by	by	ADP
bjmsr-783	47	17	regulators	regulator	NOUN
bjmsr-783	47	18	and	and	CCONJ
bjmsr-783	47	19	scholars	scholar	NOUN
bjmsr-783	47	20	.	.	PUNCT
bjmsr-783	48	1	bangladesh	bangladesh	PROPN
bjmsr-783	48	2	bank	bank	PROPN
bjmsr-783	48	3	introduced	introduce	VERB
bjmsr-783	48	4	camels	camel	NOUN
bjmsr-783	48	5	in	in	ADP
bjmsr-783	48	6	1993	1993	NUM
bjmsr-783	48	7	as	as	ADP
bjmsr-783	48	8	an	an	DET
bjmsr-783	48	9	integral	integral	ADJ
bjmsr-783	48	10	part	part	NOUN
bjmsr-783	48	11	of	of	ADP
bjmsr-783	48	12	the	the	DET
bjmsr-783	48	13	off	off	ADP
bjmsr-783	48	14	-	-	PUNCT
bjmsr-783	48	15	site	site	NOUN
bjmsr-783	48	16	supervision	supervision	NOUN
bjmsr-783	48	17	system	system	NOUN
bjmsr-783	48	18	.	.	PUNCT
bjmsr-783	49	1	1.2	1.2	NUM
bjmsr-783	49	2	research	research	NOUN
bjmsr-783	49	3	questions	question	NOUN
bjmsr-783	49	4	hence	hence	ADV
bjmsr-783	49	5	,	,	PUNCT
bjmsr-783	49	6	keeping	keep	VERB
bjmsr-783	49	7	the	the	DET
bjmsr-783	49	8	statement	statement	NOUN
bjmsr-783	49	9	of	of	ADP
bjmsr-783	49	10	the	the	DET
bjmsr-783	49	11	problem	problem	NOUN
bjmsr-783	49	12	in	in	ADP
bjmsr-783	49	13	mind	mind	NOUN
bjmsr-783	49	14	,	,	PUNCT
bjmsr-783	49	15	the	the	DET
bjmsr-783	49	16	ultimate	ultimate	ADJ
bjmsr-783	49	17	goal	goal	NOUN
bjmsr-783	49	18	of	of	ADP
bjmsr-783	49	19	the	the	DET
bjmsr-783	49	20	study	study	NOUN
bjmsr-783	49	21	has	have	AUX
bjmsr-783	49	22	been	be	AUX
bjmsr-783	49	23	set	set	VERB
bjmsr-783	49	24	to	to	PART
bjmsr-783	49	25	address	address	VERB
bjmsr-783	49	26	the	the	DET
bjmsr-783	49	27	following	following	ADJ
bjmsr-783	49	28	questions	question	NOUN
bjmsr-783	49	29	;	;	PUNCT
bjmsr-783	49	30			VERB
bjmsr-783	49	31	how	how	SCONJ
bjmsr-783	49	32	to	to	PART
bjmsr-783	49	33	benchmark	benchmark	VERB
bjmsr-783	49	34	the	the	DET
bjmsr-783	49	35	performance	performance	NOUN
bjmsr-783	49	36	of	of	ADP
bjmsr-783	49	37	the	the	DET
bjmsr-783	49	38	pcbs	pcb	NOUN
bjmsr-783	49	39	of	of	ADP
bjmsr-783	49	40	bangladesh	bangladesh	PROPN
bjmsr-783	49	41	with	with	ADP
bjmsr-783	49	42	respect	respect	NOUN
bjmsr-783	49	43	to	to	ADP
bjmsr-783	49	44	composite	composite	ADJ
bjmsr-783	49	45	rating	rating	NOUN
bjmsr-783	49	46	?	?	PUNCT
bjmsr-783	50	1			VERB
bjmsr-783	50	2	what	what	PRON
bjmsr-783	50	3	has	have	AUX
bjmsr-783	50	4	been	be	AUX
bjmsr-783	50	5	the	the	DET
bjmsr-783	50	6	level	level	NOUN
bjmsr-783	50	7	of	of	ADP
bjmsr-783	50	8	the	the	DET
bjmsr-783	50	9	soundness	soundness	NOUN
bjmsr-783	50	10	of	of	ADP
bjmsr-783	50	11	the	the	DET
bjmsr-783	50	12	pcbs	pcbs	PROPN
bjmsr-783	50	13	of	of	ADP
bjmsr-783	50	14	bangladesh	bangladesh	PROPN
bjmsr-783	50	15	?	?	PUNCT
bjmsr-783	51	1	bank	bank	NOUN
bjmsr-783	51	2	type	type	NOUN
bjmsr-783	51	3	number	number	NOUN
bjmsr-783	51	4	of	of	ADP
bjmsr-783	51	5	banks	bank	NOUN
bjmsr-783	51	6	number	number	NOUN
bjmsr-783	51	7	of	of	ADP
bjmsr-783	51	8	branches	branch	NOUN
bjmsr-783	51	9	total	total	ADJ
bjmsr-783	51	10	assets	asset	NOUN
bjmsr-783	51	11	%	%	NOUN
bjmsr-783	51	12	of	of	ADP
bjmsr-783	51	13	industry	industry	NOUN
bjmsr-783	51	14	assets	asset	NOUN
bjmsr-783	51	15	deposits	deposit	NOUN
bjmsr-783	51	16	%	%	NOUN
bjmsr-783	51	17	of	of	ADP
bjmsr-783	51	18	deposits	deposit	NOUN
bjmsr-783	51	19	scbs	scbs	X
bjmsr-783	51	20	6	6	NUM
bjmsr-783	51	21	3746	3746	NUM
bjmsr-783	51	22	3732.2	3732.2	NUM
bjmsr-783	51	23	25.6	25.6	NUM
bjmsr-783	51	24	2868.4	2868.4	NUM
bjmsr-783	51	25	26.6	26.6	NUM
bjmsr-783	51	26	dfis	dfis	ADJ
bjmsr-783	51	27	3	3	NUM
bjmsr-783	51	28	1412	1412	NUM
bjmsr-783	51	29	324.0	324.0	NUM
bjmsr-783	51	30	2.2	2.2	NUM
bjmsr-783	51	31	286.0	286.0	NUM
bjmsr-783	51	32	2.6	2.6	NUM
bjmsr-783	51	33	pcbs	pcb	NOUN
bjmsr-783	51	34	41	41	NUM
bjmsr-783	51	35	5060	5060	NUM
bjmsr-783	51	36	9769.7	9769.7	NUM
bjmsr-783	51	37	67.0	67.0	NUM
bjmsr-783	51	38	7127.2	7127.2	NUM
bjmsr-783	51	39	66.0	66.0	NUM
bjmsr-783	51	40	fcbs	fcbs	NOUN
bjmsr-783	51	41	9	9	NUM
bjmsr-783	51	42	68	68	NUM
bjmsr-783	51	43	747.1	747.1	NUM
bjmsr-783	51	44	5.2	5.2	NUM
bjmsr-783	51	45	517.2	517.2	NUM
bjmsr-783	51	46	4.8	4.8	NUM
bjmsr-783	51	47	total	total	NOUN
bjmsr-783	51	48	59	59	NUM
bjmsr-783	51	49	10286	10286	NUM
bjmsr-783	51	50	14572.9	14572.9	NUM
bjmsr-783	51	51	100	100	NUM
bjmsr-783	51	52	10798.7	10798.7	NUM
bjmsr-783	51	53	100	100	NUM
bjmsr-783	51	54	copyright	copyright	NOUN
bjmsr-783	51	55	©	©	PROPN
bjmsr-783	51	56	cc	cc	PROPN
bjmsr-783	51	57	-	-	PUNCT
bjmsr-783	51	58	by	by	ADP
bjmsr-783	51	59	-	-	PUNCT
bjmsr-783	51	60	nc	nc	PROPN
bjmsr-783	51	61	2020	2020	NUM
bjmsr-783	51	62	,	,	PUNCT
bjmsr-783	51	63	cribfb	cribfb	PROPN
bjmsr-783	51	64	|bjmsr	|bjmsr	PROPN
bjmsr-783	51	65	www.cribfb.com/journal/index.php/bjmsr	www.cribfb.com/journal/index.php/bjmsr	X
bjmsr-783	52	1	bangladesh	bangladesh	PROPN
bjmsr-783	52	2	journal	journal	PROPN
bjmsr-783	52	3	of	of	ADP
bjmsr-783	52	4	multidisciplinary	multidisciplinary	ADJ
bjmsr-783	52	5	scientific	scientific	ADJ
bjmsr-783	52	6	research	research	NOUN
bjmsr-783	52	7	vol	vol	NOUN
bjmsr-783	52	8	.	.	PROPN
bjmsr-783	53	1	2	2	NUM
bjmsr-783	53	2	,	,	PUNCT
bjmsr-783	53	3	no	no	INTJ
bjmsr-783	53	4	.	.	NOUN
bjmsr-783	53	5	2	2	NUM
bjmsr-783	53	6	;	;	PUNCT
bjmsr-783	53	7	2020	2020	NUM
bjmsr-783	53	8	42	42	NUM
bjmsr-783	53	9	1.3	1.3	NUM
bjmsr-783	53	10	objectives	objective	NOUN
bjmsr-783	53	11	of	of	ADP
bjmsr-783	53	12	the	the	DET
bjmsr-783	53	13	study	study	NOUN
bjmsr-783	53	14	the	the	DET
bjmsr-783	53	15	p	p	NOUN
bjmsr-783	53	16	r	r	NOUN
bjmsr-783	54	1	i	i	PRON
bjmsr-783	54	2	m	m	VERB
bjmsr-783	54	3	e	e	NOUN
bjmsr-783	54	4	objective	objective	NOUN
bjmsr-783	54	5	of	of	ADP
bjmsr-783	54	6	the	the	DET
bjmsr-783	54	7	study	study	NOUN
bjmsr-783	54	8	is	be	AUX
bjmsr-783	54	9	to	to	PART
bjmsr-783	54	10	conduct	conduct	VERB
bjmsr-783	54	11	benchmarking	benchmarke	VERB
bjmsr-783	54	12	to	to	PART
bjmsr-783	54	13	evaluate	evaluate	VERB
bjmsr-783	54	14	the	the	DET
bjmsr-783	54	15	performance	performance	NOUN
bjmsr-783	54	16	of	of	ADP
bjmsr-783	54	17	the	the	DET
bjmsr-783	54	18	pcbs	pcb	NOUN
bjmsr-783	54	19	of	of	ADP
bjmsr-783	54	20	bangladesh	bangladesh	PROPN
bjmsr-783	54	21	from	from	ADP
bjmsr-783	54	22	the	the	DET
bjmsr-783	54	23	year	year	NOUN
bjmsr-783	54	24	2008	2008	NUM
bjmsr-783	54	25	to	to	ADP
bjmsr-783	54	26	2018	2018	NUM
bjmsr-783	54	27	.	.	PUNCT
bjmsr-783	55	1	the	the	DET
bjmsr-783	55	2	following	follow	VERB
bjmsr-783	55	3	are	be	AUX
bjmsr-783	55	4	the	the	DET
bjmsr-783	55	5	specific	specific	ADJ
bjmsr-783	55	6	objectives	objective	NOUN
bjmsr-783	55	7	:	:	PUNCT
bjmsr-783	55	8			ADP
bjmsr-783	55	9	to	to	PART
bjmsr-783	55	10	benchmark	benchmark	VERB
bjmsr-783	55	11	the	the	DET
bjmsr-783	55	12	performance	performance	NOUN
bjmsr-783	55	13	of	of	ADP
bjmsr-783	55	14	the	the	DET
bjmsr-783	55	15	pcbs	pcbs	PROPN
bjmsr-783	55	16	of	of	ADP
bjmsr-783	55	17	bangladesh	bangladesh	PROPN
bjmsr-783	55	18	,	,	PUNCT
bjmsr-783	55	19	and	and	CCONJ
bjmsr-783	55	20			VERB
bjmsr-783	55	21	to	to	PART
bjmsr-783	55	22	analyze	analyze	VERB
bjmsr-783	55	23	the	the	DET
bjmsr-783	55	24	performance	performance	NOUN
bjmsr-783	55	25	of	of	ADP
bjmsr-783	55	26	the	the	DET
bjmsr-783	55	27	pcbs	pcb	NOUN
bjmsr-783	55	28	of	of	ADP
bjmsr-783	55	29	bangladesh	bangladesh	PROPN
bjmsr-783	55	30	using	use	VERB
bjmsr-783	55	31	the	the	DET
bjmsr-783	55	32	camels	camel	NOUN
bjmsr-783	55	33	components	component	NOUN
bjmsr-783	55	34	.	.	PUNCT
bjmsr-783	56	1	2	2	X
bjmsr-783	56	2	.	.	X
bjmsr-783	56	3	literature	literature	NOUN
bjmsr-783	56	4	review	review	VERB
bjmsr-783	56	5	the	the	DET
bjmsr-783	56	6	study	study	NOUN
bjmsr-783	56	7	reviewed	review	VERB
bjmsr-783	56	8	various	various	ADJ
bjmsr-783	56	9	studies	study	NOUN
bjmsr-783	56	10	in	in	ADP
bjmsr-783	56	11	the	the	DET
bjmsr-783	56	12	area	area	NOUN
bjmsr-783	56	13	of	of	ADP
bjmsr-783	56	14	performance	performance	NOUN
bjmsr-783	56	15	evaluation	evaluation	NOUN
bjmsr-783	56	16	of	of	ADP
bjmsr-783	56	17	banks	bank	NOUN
bjmsr-783	56	18	,	,	PUNCT
bjmsr-783	56	19	camels	camel	NOUN
bjmsr-783	56	20	rating	rating	NOUN
bjmsr-783	56	21	,	,	PUNCT
bjmsr-783	56	22	and	and	CCONJ
bjmsr-783	56	23	benchmarking	benchmarke	VERB
bjmsr-783	56	24	,	,	PUNCT
bjmsr-783	56	25	which	which	PRON
bjmsr-783	56	26	were	be	AUX
bjmsr-783	56	27	conducted	conduct	VERB
bjmsr-783	56	28	in	in	ADP
bjmsr-783	56	29	bangladesh	bangladesh	NOUN
bjmsr-783	56	30	and	and	CCONJ
bjmsr-783	56	31	abroad	abroad	ADV
bjmsr-783	56	32	.	.	PUNCT
bjmsr-783	57	1	some	some	PRON
bjmsr-783	57	2	of	of	ADP
bjmsr-783	57	3	the	the	DET
bjmsr-783	57	4	literature	literature	NOUN
bjmsr-783	57	5	reviews	review	NOUN
bjmsr-783	57	6	are	be	AUX
bjmsr-783	57	7	as	as	SCONJ
bjmsr-783	57	8	follows	follow	VERB
bjmsr-783	57	9	:	:	PUNCT
bjmsr-783	57	10	the	the	DET
bjmsr-783	57	11	camels	camel	NOUN
bjmsr-783	57	12	approach	approach	NOUN
bjmsr-783	57	13	measures	measure	VERB
bjmsr-783	57	14	the	the	DET
bjmsr-783	57	15	financial	financial	ADJ
bjmsr-783	57	16	performance	performance	NOUN
bjmsr-783	57	17	of	of	ADP
bjmsr-783	57	18	banking	banking	NOUN
bjmsr-783	57	19	institutions	institution	NOUN
bjmsr-783	57	20	.	.	PUNCT
bjmsr-783	58	1	under	under	ADP
bjmsr-783	58	2	this	this	DET
bjmsr-783	58	3	system	system	NOUN
bjmsr-783	58	4	,	,	PUNCT
bjmsr-783	58	5	each	each	DET
bjmsr-783	58	6	banking	banking	NOUN
bjmsr-783	58	7	institution	institution	NOUN
bjmsr-783	58	8	is	be	AUX
bjmsr-783	58	9	examined	examine	VERB
bjmsr-783	58	10	based	base	VERB
bjmsr-783	58	11	on	on	ADP
bjmsr-783	58	12	six	six	NUM
bjmsr-783	58	13	vital	vital	ADJ
bjmsr-783	58	14	magnitudes	magnitude	NOUN
bjmsr-783	58	15	concerning	concern	VERB
bjmsr-783	58	16	the	the	DET
bjmsr-783	58	17	bank	bank	NOUN
bjmsr-783	58	18	's	's	PART
bjmsr-783	58	19	operations	operation	NOUN
bjmsr-783	58	20	and	and	CCONJ
bjmsr-783	58	21	performance	performance	NOUN
bjmsr-783	58	22	mentioned	mention	VERB
bjmsr-783	58	23	by	by	ADP
bjmsr-783	58	24	(	(	PUNCT
bjmsr-783	58	25	sahajwala	sahajwala	PROPN
bjmsr-783	58	26	&	&	CCONJ
bjmsr-783	58	27	van	van	PROPN
bjmsr-783	58	28	den	den	PROPN
bjmsr-783	58	29	bergh	bergh	PROPN
bjmsr-783	58	30	,	,	PUNCT
bjmsr-783	58	31	2000	2000	NUM
bjmsr-783	58	32	)	)	PUNCT
bjmsr-783	58	33	.	.	PUNCT
bjmsr-783	59	1	(	(	PUNCT
bjmsr-783	59	2	barr	barr	PROPN
bjmsr-783	59	3	,	,	PUNCT
bjmsr-783	59	4	killgo	killgo	PROPN
bjmsr-783	59	5	,	,	PUNCT
bjmsr-783	59	6	siems	siem	NOUN
bjmsr-783	59	7	,	,	PUNCT
bjmsr-783	59	8	and	and	CCONJ
bjmsr-783	59	9	zimmel	zimmel	X
bjmsr-783	59	10	(	(	PUNCT
bjmsr-783	59	11	2002	2002	NUM
bjmsr-783	59	12	)	)	PUNCT
bjmsr-783	59	13	states	state	VERB
bjmsr-783	59	14	that	that	SCONJ
bjmsr-783	59	15	camels	camel	NOUN
bjmsr-783	59	16	rating	rating	NOUN
bjmsr-783	59	17	has	have	AUX
bjmsr-783	59	18	become	become	VERB
bjmsr-783	59	19	a	a	DET
bjmsr-783	59	20	concise	concise	ADJ
bjmsr-783	59	21	and	and	CCONJ
bjmsr-783	59	22	indispensable	indispensable	ADJ
bjmsr-783	59	23	tool	tool	NOUN
bjmsr-783	59	24	for	for	ADP
bjmsr-783	59	25	examiners	examiner	NOUN
bjmsr-783	59	26	and	and	CCONJ
bjmsr-783	59	27	regulators	regulator	NOUN
bjmsr-783	59	28	.	.	PUNCT
bjmsr-783	60	1	the	the	DET
bjmsr-783	60	2	rating	rating	NOUN
bjmsr-783	60	3	ensures	ensure	VERB
bjmsr-783	60	4	a	a	DET
bjmsr-783	60	5	bank	bank	NOUN
bjmsr-783	60	6	's	's	PART
bjmsr-783	60	7	healthy	healthy	ADJ
bjmsr-783	60	8	conditions	condition	NOUN
bjmsr-783	60	9	by	by	ADP
bjmsr-783	60	10	reviewing	review	VERB
bjmsr-783	60	11	different	different	ADJ
bjmsr-783	60	12	aspects	aspect	NOUN
bjmsr-783	60	13	of	of	ADP
bjmsr-783	60	14	a	a	DET
bjmsr-783	60	15	bank	bank	NOUN
bjmsr-783	60	16	based	base	VERB
bjmsr-783	60	17	on	on	ADP
bjmsr-783	60	18	a	a	DET
bjmsr-783	60	19	variety	variety	NOUN
bjmsr-783	60	20	of	of	ADP
bjmsr-783	60	21	information	information	NOUN
bjmsr-783	60	22	sources	source	NOUN
bjmsr-783	60	23	such	such	ADJ
bjmsr-783	60	24	as	as	ADP
bjmsr-783	60	25	financial	financial	ADJ
bjmsr-783	60	26	statements	statement	NOUN
bjmsr-783	60	27	,	,	PUNCT
bjmsr-783	60	28	funding	funding	NOUN
bjmsr-783	60	29	sources	source	NOUN
bjmsr-783	60	30	,	,	PUNCT
bjmsr-783	60	31	macroeconomic	macroeconomic	ADJ
bjmsr-783	60	32	data	datum	NOUN
bjmsr-783	60	33	,	,	PUNCT
bjmsr-783	60	34	budget	budget	NOUN
bjmsr-783	60	35	and	and	CCONJ
bjmsr-783	60	36	cash	cash	NOUN
bjmsr-783	60	37	flow	flow	NOUN
bjmsr-783	60	38	(	(	PUNCT
bjmsr-783	60	39	suba	suba	PROPN
bjmsr-783	60	40	,	,	PUNCT
bjmsr-783	60	41	2015	2015	NUM
bjmsr-783	60	42	)	)	PUNCT
bjmsr-783	60	43	gave	give	VERB
bjmsr-783	60	44	a	a	DET
bjmsr-783	60	45	comprehensive	comprehensive	ADJ
bjmsr-783	60	46	framework	framework	NOUN
bjmsr-783	60	47	on	on	ADP
bjmsr-783	60	48	the	the	DET
bjmsr-783	60	49	camels	camel	NOUN
bjmsr-783	60	50	model	model	NOUN
bjmsr-783	60	51	.	.	PUNCT
bjmsr-783	61	1	the	the	DET
bjmsr-783	61	2	author	author	NOUN
bjmsr-783	61	3	gave	give	VERB
bjmsr-783	61	4	detailed	detailed	ADJ
bjmsr-783	61	5	definitions	definition	NOUN
bjmsr-783	61	6	of	of	ADP
bjmsr-783	61	7	the	the	DET
bjmsr-783	61	8	ratios	ratio	NOUN
bjmsr-783	61	9	and	and	CCONJ
bjmsr-783	61	10	the	the	DET
bjmsr-783	61	11	interpretations	interpretation	NOUN
bjmsr-783	61	12	of	of	ADP
bjmsr-783	61	13	them	they	PRON
bjmsr-783	61	14	to	to	PART
bjmsr-783	61	15	form	form	VERB
bjmsr-783	61	16	a	a	DET
bjmsr-783	61	17	structural	structural	ADJ
bjmsr-783	61	18	model	model	NOUN
bjmsr-783	61	19	on	on	ADP
bjmsr-783	61	20	them	they	PRON
bjmsr-783	61	21	.	.	PUNCT
bjmsr-783	62	1	camel	camel	NOUN
bjmsr-783	62	2	parameters	parameter	NOUN
bjmsr-783	62	3	were	be	AUX
bjmsr-783	62	4	used	use	VERB
bjmsr-783	62	5	by	by	ADP
bjmsr-783	62	6	(	(	PUNCT
bjmsr-783	62	7	sangmi	sangmi	PROPN
bjmsr-783	62	8	&	&	CCONJ
bjmsr-783	62	9	nazir	nazir	PROPN
bjmsr-783	62	10	,	,	PUNCT
bjmsr-783	62	11	2010	2010	NUM
bjmsr-783	62	12	)	)	PUNCT
bjmsr-783	62	13	to	to	PART
bjmsr-783	62	14	evaluate	evaluate	VERB
bjmsr-783	62	15	the	the	DET
bjmsr-783	62	16	financial	financial	ADJ
bjmsr-783	62	17	performance	performance	NOUN
bjmsr-783	62	18	of	of	ADP
bjmsr-783	62	19	the	the	DET
bjmsr-783	62	20	two	two	NUM
bjmsr-783	62	21	major	major	ADJ
bjmsr-783	62	22	northern	northern	ADJ
bjmsr-783	62	23	indian	indian	ADJ
bjmsr-783	62	24	banks	bank	NOUN
bjmsr-783	62	25	.	.	PUNCT
bjmsr-783	63	1	concerning	concern	VERB
bjmsr-783	63	2	their	their	PRON
bjmsr-783	63	3	capital	capital	NOUN
bjmsr-783	63	4	adequacy	adequacy	NOUN
bjmsr-783	63	5	,	,	PUNCT
bjmsr-783	63	6	asset	asset	NOUN
bjmsr-783	63	7	quality	quality	NOUN
bjmsr-783	63	8	,	,	PUNCT
bjmsr-783	63	9	management	management	NOUN
bjmsr-783	63	10	capability	capability	NOUN
bjmsr-783	63	11	,	,	PUNCT
bjmsr-783	63	12	and	and	CCONJ
bjmsr-783	63	13	liquidity	liquidity	NOUN
bjmsr-783	63	14	,	,	PUNCT
bjmsr-783	63	15	the	the	DET
bjmsr-783	63	16	financial	financial	ADJ
bjmsr-783	63	17	performance	performance	NOUN
bjmsr-783	63	18	of	of	ADP
bjmsr-783	63	19	these	these	DET
bjmsr-783	63	20	two	two	NUM
bjmsr-783	63	21	banks	bank	NOUN
bjmsr-783	63	22	was	be	AUX
bjmsr-783	63	23	found	find	VERB
bjmsr-783	63	24	as	as	ADP
bjmsr-783	63	25	sound	sound	NOUN
bjmsr-783	63	26	and	and	CCONJ
bjmsr-783	63	27	satisfactory	satisfactory	ADJ
bjmsr-783	63	28	by	by	ADP
bjmsr-783	63	29	the	the	DET
bjmsr-783	63	30	study	study	NOUN
bjmsr-783	63	31	.	.	PUNCT
bjmsr-783	64	1	(	(	PUNCT
bjmsr-783	64	2	roman	roman	PROPN
bjmsr-783	64	3	&	&	CCONJ
bjmsr-783	64	4	sargu	sargu	PROPN
bjmsr-783	64	5	,	,	PUNCT
bjmsr-783	64	6	2013	2013	NUM
bjmsr-783	64	7	)	)	PUNCT
bjmsr-783	64	8	used	use	VERB
bjmsr-783	64	9	the	the	DET
bjmsr-783	64	10	camels	camel	NOUN
bjmsr-783	64	11	framework	framework	NOUN
bjmsr-783	64	12	to	to	PART
bjmsr-783	64	13	comparatively	comparatively	ADV
bjmsr-783	64	14	analyzes	analyze	VERB
bjmsr-783	64	15	the	the	DET
bjmsr-783	64	16	financial	financial	ADJ
bjmsr-783	64	17	soundness	soundness	NOUN
bjmsr-783	64	18	of	of	ADP
bjmsr-783	64	19	the	the	DET
bjmsr-783	64	20	commercial	commercial	ADJ
bjmsr-783	64	21	banks	bank	NOUN
bjmsr-783	64	22	of	of	ADP
bjmsr-783	64	23	romania	romania	PROPN
bjmsr-783	64	24	.	.	PUNCT
bjmsr-783	65	1	the	the	DET
bjmsr-783	65	2	results	result	NOUN
bjmsr-783	65	3	from	from	ADP
bjmsr-783	65	4	the	the	DET
bjmsr-783	65	5	study	study	NOUN
bjmsr-783	65	6	highlighted	highlight	VERB
bjmsr-783	65	7	the	the	DET
bjmsr-783	65	8	strengths	strength	NOUN
bjmsr-783	65	9	and	and	CCONJ
bjmsr-783	65	10	the	the	DET
bjmsr-783	65	11	vulnerabilities	vulnerability	NOUN
bjmsr-783	65	12	of	of	ADP
bjmsr-783	65	13	the	the	DET
bjmsr-783	65	14	analyzed	analyze	VERB
bjmsr-783	65	15	banks	bank	NOUN
bjmsr-783	65	16	and	and	CCONJ
bjmsr-783	65	17	suggested	suggest	VERB
bjmsr-783	65	18	guidelines	guideline	NOUN
bjmsr-783	65	19	to	to	PART
bjmsr-783	65	20	improve	improve	VERB
bjmsr-783	65	21	and	and	CCONJ
bjmsr-783	65	22	increase	increase	VERB
bjmsr-783	65	23	their	their	PRON
bjmsr-783	65	24	soundness	soundness	NOUN
bjmsr-783	65	25	.	.	PUNCT
bjmsr-783	66	1	(	(	PUNCT
bjmsr-783	66	2	venkatesh	venkatesh	PROPN
bjmsr-783	66	3	&	&	CCONJ
bjmsr-783	66	4	chithra	chithra	PROPN
bjmsr-783	66	5	,	,	PUNCT
bjmsr-783	66	6	2014	2014	NUM
bjmsr-783	66	7	)	)	PUNCT
bjmsr-783	66	8	used	use	VERB
bjmsr-783	66	9	the	the	DET
bjmsr-783	66	10	camels	camel	NOUN
bjmsr-783	66	11	model	model	NOUN
bjmsr-783	66	12	to	to	PART
bjmsr-783	66	13	analyze	analyze	VERB
bjmsr-783	66	14	the	the	DET
bjmsr-783	66	15	financial	financial	ADJ
bjmsr-783	66	16	efficiency	efficiency	NOUN
bjmsr-783	66	17	of	of	ADP
bjmsr-783	66	18	selected	select	VERB
bjmsr-783	66	19	commercial	commercial	ADJ
bjmsr-783	66	20	banks	bank	NOUN
bjmsr-783	66	21	in	in	ADP
bjmsr-783	66	22	the	the	DET
bjmsr-783	66	23	kingdom	kingdom	NOUN
bjmsr-783	66	24	of	of	ADP
bjmsr-783	66	25	bahrain	bahrain	NOUN
bjmsr-783	66	26	which	which	PRON
bjmsr-783	66	27	is	be	AUX
bjmsr-783	66	28	considered	consider	VERB
bjmsr-783	66	29	as	as	ADP
bjmsr-783	66	30	the	the	DET
bjmsr-783	66	31	financial	financial	ADJ
bjmsr-783	66	32	hub	hub	NOUN
bjmsr-783	66	33	of	of	ADP
bjmsr-783	66	34	the	the	DET
bjmsr-783	66	35	middle	middle	PROPN
bjmsr-783	66	36	east	east	PROPN
bjmsr-783	66	37	and	and	CCONJ
bjmsr-783	66	38	plays	play	VERB
bjmsr-783	66	39	a	a	DET
bjmsr-783	66	40	significant	significant	ADJ
bjmsr-783	66	41	role	role	NOUN
bjmsr-783	66	42	in	in	ADP
bjmsr-783	66	43	the	the	DET
bjmsr-783	66	44	economic	economic	ADJ
bjmsr-783	66	45	activities	activity	NOUN
bjmsr-783	66	46	in	in	ADP
bjmsr-783	66	47	the	the	DET
bjmsr-783	66	48	mena	mena	PROPN
bjmsr-783	66	49	region	region	PROPN
bjmsr-783	66	50	.	.	PUNCT
bjmsr-783	67	1	(	(	PUNCT
bjmsr-783	67	2	barker	barker	PROPN
bjmsr-783	67	3	&	&	CCONJ
bjmsr-783	67	4	holdsworth	holdsworth	PROPN
bjmsr-783	67	5	,	,	PUNCT
bjmsr-783	67	6	1993	1993	NUM
bjmsr-783	67	7	)	)	PUNCT
bjmsr-783	67	8	mentioned	mention	VERB
bjmsr-783	67	9	in	in	ADP
bjmsr-783	67	10	their	their	PRON
bjmsr-783	67	11	study	study	NOUN
bjmsr-783	67	12	that	that	SCONJ
bjmsr-783	67	13	in	in	ADP
bjmsr-783	67	14	the	the	DET
bjmsr-783	67	15	prediction	prediction	NOUN
bjmsr-783	67	16	of	of	ADP
bjmsr-783	67	17	banks‟	banks‟	CCONJ
bjmsr-783	67	18	failure	failure	NOUN
bjmsr-783	67	19	camel	camel	NOUN
bjmsr-783	67	20	rating	rating	NOUN
bjmsr-783	67	21	is	be	AUX
bjmsr-783	67	22	useful	useful	ADJ
bjmsr-783	67	23	.	.	PUNCT
bjmsr-783	68	1	(	(	PUNCT
bjmsr-783	68	2	cole	cole	PROPN
bjmsr-783	68	3	&	&	CCONJ
bjmsr-783	68	4	gunther	gunther	PROPN
bjmsr-783	68	5	,	,	PUNCT
bjmsr-783	68	6	1998	1998	NUM
bjmsr-783	68	7	)	)	PUNCT
bjmsr-783	68	8	conducted	conduct	VERB
bjmsr-783	68	9	a	a	DET
bjmsr-783	68	10	study	study	NOUN
bjmsr-783	68	11	to	to	PART
bjmsr-783	68	12	assess	assess	VERB
bjmsr-783	68	13	the	the	DET
bjmsr-783	68	14	accuracy	accuracy	NOUN
bjmsr-783	68	15	of	of	ADP
bjmsr-783	68	16	camels	camel	NOUN
bjmsr-783	68	17	ratings	rating	NOUN
bjmsr-783	68	18	in	in	ADP
bjmsr-783	68	19	predicting	predict	VERB
bjmsr-783	68	20	the	the	DET
bjmsr-783	68	21	failure	failure	NOUN
bjmsr-783	68	22	of	of	ADP
bjmsr-783	68	23	banks	bank	NOUN
bjmsr-783	68	24	.	.	PUNCT
bjmsr-783	69	1	they	they	PRON
bjmsr-783	69	2	used	use	VERB
bjmsr-783	69	3	camels	camel	NOUN
bjmsr-783	69	4	as	as	ADP
bjmsr-783	69	5	a	a	DET
bjmsr-783	69	6	benchmark	benchmark	NOUN
bjmsr-783	69	7	and	and	CCONJ
bjmsr-783	69	8	an	an	DET
bjmsr-783	69	9	off	off	ADJ
bjmsr-783	69	10	-	-	PUNCT
bjmsr-783	69	11	site	site	NOUN
bjmsr-783	69	12	monitoring	monitoring	NOUN
bjmsr-783	69	13	system	system	NOUN
bjmsr-783	69	14	based	base	VERB
bjmsr-783	69	15	on	on	ADP
bjmsr-783	69	16	publicly	publicly	ADV
bjmsr-783	69	17	available	available	ADJ
bjmsr-783	69	18	accounting	accounting	NOUN
bjmsr-783	69	19	data	datum	NOUN
bjmsr-783	69	20	.	.	PUNCT
bjmsr-783	70	1	(	(	PUNCT
bjmsr-783	70	2	nurazi	nurazi	PROPN
bjmsr-783	70	3	&	&	CCONJ
bjmsr-783	70	4	evans	evans	PROPN
bjmsr-783	70	5	,	,	PUNCT
bjmsr-783	70	6	2005	2005	NUM
bjmsr-783	70	7	)	)	PUNCT
bjmsr-783	70	8	also	also	ADV
bjmsr-783	70	9	investigated	investigate	VERB
bjmsr-783	70	10	whether	whether	SCONJ
bjmsr-783	70	11	camel	camel	NOUN
bjmsr-783	70	12	ratios	ratio	NOUN
bjmsr-783	70	13	could	could	AUX
bjmsr-783	70	14	be	be	AUX
bjmsr-783	70	15	used	use	VERB
bjmsr-783	70	16	to	to	PART
bjmsr-783	70	17	predict	predict	VERB
bjmsr-783	70	18	bank	bank	NOUN
bjmsr-783	70	19	failure	failure	NOUN
bjmsr-783	70	20	.	.	PUNCT
bjmsr-783	71	1	it	it	PRON
bjmsr-783	71	2	has	have	AUX
bjmsr-783	71	3	proven	prove	VERB
bjmsr-783	71	4	to	to	PART
bjmsr-783	71	5	be	be	AUX
bjmsr-783	71	6	a	a	DET
bjmsr-783	71	7	useful	useful	ADJ
bjmsr-783	71	8	internal	internal	ADJ
bjmsr-783	71	9	supervisory	supervisory	ADJ
bjmsr-783	71	10	tool	tool	NOUN
bjmsr-783	71	11	for	for	ADP
bjmsr-783	71	12	evaluating	evaluate	VERB
bjmsr-783	71	13	the	the	DET
bjmsr-783	71	14	soundness	soundness	NOUN
bjmsr-783	71	15	of	of	ADP
bjmsr-783	71	16	a	a	DET
bjmsr-783	71	17	financial	financial	ADJ
bjmsr-783	71	18	firm	firm	NOUN
bjmsr-783	71	19	,	,	PUNCT
bjmsr-783	71	20	based	base	VERB
bjmsr-783	71	21	on	on	ADP
bjmsr-783	71	22	identifying	identify	VERB
bjmsr-783	71	23	those	those	DET
bjmsr-783	71	24	institutions	institution	NOUN
bjmsr-783	71	25	requiring	require	VERB
bjmsr-783	71	26	special	special	ADJ
bjmsr-783	71	27	attention	attention	NOUN
bjmsr-783	71	28	or	or	CCONJ
bjmsr-783	71	29	concern	concern	NOUN
bjmsr-783	71	30	.	.	PUNCT
bjmsr-783	72	1	(	(	PUNCT
bjmsr-783	72	2	yuksel	yuksel	ADJ
bjmsr-783	72	3	,	,	PUNCT
bjmsr-783	72	4	dincer	dincer	PROPN
bjmsr-783	72	5	&	&	CCONJ
bjmsr-783	72	6	hacioglu	hacioglu	PROPN
bjmsr-783	72	7	,	,	PUNCT
bjmsr-783	72	8	2015	2015	NUM
bjmsr-783	72	9	)	)	PUNCT
bjmsr-783	72	10	exhibited	exhibit	VERB
bjmsr-783	72	11	the	the	DET
bjmsr-783	72	12	relationship	relationship	NOUN
bjmsr-783	72	13	between	between	ADP
bjmsr-783	72	14	camels	camel	NOUN
bjmsr-783	72	15	ratios	ratio	NOUN
bjmsr-783	72	16	and	and	CCONJ
bjmsr-783	72	17	credit	credit	NOUN
bjmsr-783	72	18	ratings	rating	NOUN
bjmsr-783	72	19	of	of	ADP
bjmsr-783	72	20	twenty	twenty	NUM
bjmsr-783	72	21	depository	depository	NOUN
bjmsr-783	72	22	banks	bank	NOUN
bjmsr-783	72	23	in	in	ADP
bjmsr-783	72	24	turkey	turkey	NOUN
bjmsr-783	72	25	.	.	PUNCT
bjmsr-783	73	1	they	they	PRON
bjmsr-783	73	2	used	use	VERB
bjmsr-783	73	3	secondary	secondary	ADJ
bjmsr-783	73	4	data	datum	NOUN
bjmsr-783	73	5	for	for	ADP
bjmsr-783	73	6	the	the	DET
bjmsr-783	73	7	period	period	NOUN
bjmsr-783	73	8	(	(	PUNCT
bjmsr-783	73	9	2004	2004	NUM
bjmsr-783	73	10	-	-	SYM
bjmsr-783	73	11	2014	2014	NUM
bjmsr-783	73	12	)	)	PUNCT
bjmsr-783	73	13	and	and	CCONJ
bjmsr-783	73	14	analyzed	analyze	VERB
bjmsr-783	73	15	21	21	NUM
bjmsr-783	73	16	different	different	ADJ
bjmsr-783	73	17	ratios	ratio	NOUN
bjmsr-783	73	18	of	of	ADP
bjmsr-783	73	19	camels	camel	NOUN
bjmsr-783	73	20	components	component	NOUN
bjmsr-783	73	21	.	.	PUNCT
bjmsr-783	74	1	(	(	PUNCT
bjmsr-783	74	2	moudud	moudud	PROPN
bjmsr-783	74	3	-	-	PUNCT
bjmsr-783	74	4	ul	ul	NOUN
bjmsr-783	74	5	-	-	PUNCT
bjmsr-783	74	6	huq	huq	PROPN
bjmsr-783	74	7	,	,	PUNCT
bjmsr-783	74	8	2017	2017	NUM
bjmsr-783	74	9	)	)	PUNCT
bjmsr-783	74	10	attempted	attempt	VERB
bjmsr-783	74	11	to	to	PART
bjmsr-783	74	12	measure	measure	VERB
bjmsr-783	74	13	the	the	DET
bjmsr-783	74	14	financial	financial	ADJ
bjmsr-783	74	15	performance	performance	NOUN
bjmsr-783	74	16	of	of	ADP
bjmsr-783	74	17	pcbs	pcbs	PROPN
bjmsr-783	74	18	in	in	ADP
bjmsr-783	74	19	bangladesh	bangladesh	PROPN
bjmsr-783	74	20	.	.	PUNCT
bjmsr-783	75	1	in	in	ADP
bjmsr-783	75	2	the	the	DET
bjmsr-783	75	3	study	study	NOUN
bjmsr-783	75	4	,	,	PUNCT
bjmsr-783	75	5	primarily	primarily	ADV
bjmsr-783	75	6	he	he	PRON
bjmsr-783	75	7	selected	select	VERB
bjmsr-783	75	8	10	10	NUM
bjmsr-783	75	9	pcbs	pcb	NOUN
bjmsr-783	75	10	and	and	CCONJ
bjmsr-783	75	11	collected	collect	VERB
bjmsr-783	75	12	data	datum	NOUN
bjmsr-783	75	13	for	for	ADP
bjmsr-783	75	14	the	the	DET
bjmsr-783	75	15	periods	period	NOUN
bjmsr-783	75	16	2013–2014	2013–2014	NUM
bjmsr-783	75	17	.	.	PUNCT
bjmsr-783	76	1	for	for	ADP
bjmsr-783	76	2	measuring	measure	VERB
bjmsr-783	76	3	the	the	DET
bjmsr-783	76	4	financial	financial	ADJ
bjmsr-783	76	5	performance	performance	NOUN
bjmsr-783	76	6	and	and	CCONJ
bjmsr-783	76	7	rating	rate	VERB
bjmsr-783	76	8	these	these	DET
bjmsr-783	76	9	banks	bank	NOUN
bjmsr-783	76	10	according	accord	VERB
bjmsr-783	76	11	to	to	ADP
bjmsr-783	76	12	the	the	DET
bjmsr-783	76	13	composite	composite	ADJ
bjmsr-783	76	14	rating	rating	NOUN
bjmsr-783	76	15	system	system	NOUN
bjmsr-783	76	16	,	,	PUNCT
bjmsr-783	76	17	camels	camel	NOUN
bjmsr-783	76	18	was	be	AUX
bjmsr-783	76	19	employed	employ	VERB
bjmsr-783	76	20	by	by	ADP
bjmsr-783	76	21	the	the	DET
bjmsr-783	76	22	study	study	NOUN
bjmsr-783	76	23	.	.	PUNCT
bjmsr-783	77	1	(	(	PUNCT
bjmsr-783	77	2	rahman	rahman	PROPN
bjmsr-783	77	3	&	&	CCONJ
bjmsr-783	77	4	islam	islam	PROPN
bjmsr-783	77	5	,	,	PUNCT
bjmsr-783	77	6	2018	2018	NUM
bjmsr-783	77	7	)	)	PUNCT
bjmsr-783	77	8	in	in	ADP
bjmsr-783	77	9	their	their	PRON
bjmsr-783	77	10	study	study	NOUN
bjmsr-783	77	11	took	take	VERB
bjmsr-783	77	12	an	an	DET
bjmsr-783	77	13	attempt	attempt	NOUN
bjmsr-783	77	14	to	to	PART
bjmsr-783	77	15	evaluate	evaluate	VERB
bjmsr-783	77	16	and	and	CCONJ
bjmsr-783	77	17	compare	compare	VERB
bjmsr-783	77	18	the	the	DET
bjmsr-783	77	19	performance	performance	NOUN
bjmsr-783	77	20	of	of	ADP
bjmsr-783	77	21	the	the	DET
bjmsr-783	77	22	banking	banking	NOUN
bjmsr-783	77	23	sector	sector	NOUN
bjmsr-783	77	24	in	in	ADP
bjmsr-783	77	25	bangladesh	bangladesh	PROPN
bjmsr-783	77	26	.	.	PUNCT
bjmsr-783	78	1	accordingly	accordingly	ADV
bjmsr-783	78	2	,	,	PUNCT
bjmsr-783	78	3	the	the	DET
bjmsr-783	78	4	camels	camel	NOUN
bjmsr-783	78	5	rating	rating	NOUN
bjmsr-783	78	6	system	system	NOUN
bjmsr-783	78	7	had	have	AUX
bjmsr-783	78	8	been	be	AUX
bjmsr-783	78	9	employed	employ	VERB
bjmsr-783	78	10	by	by	ADP
bjmsr-783	78	11	the	the	DET
bjmsr-783	78	12	study	study	NOUN
bjmsr-783	78	13	to	to	PART
bjmsr-783	78	14	grade	grade	VERB
bjmsr-783	78	15	the	the	DET
bjmsr-783	78	16	banks	bank	NOUN
bjmsr-783	78	17	based	base	VERB
bjmsr-783	78	18	on	on	ADP
bjmsr-783	78	19	their	their	PRON
bjmsr-783	78	20	performances	performance	NOUN
bjmsr-783	78	21	.	.	PUNCT
bjmsr-783	79	1	2.1	2.1	NUM
bjmsr-783	79	2	research	research	NOUN
bjmsr-783	79	3	gap	gap	NOUN
bjmsr-783	79	4	a	a	DET
bjmsr-783	79	5	review	review	NOUN
bjmsr-783	79	6	of	of	ADP
bjmsr-783	79	7	previous	previous	ADJ
bjmsr-783	79	8	pieces	piece	NOUN
bjmsr-783	79	9	of	of	ADP
bjmsr-783	79	10	the	the	DET
bjmsr-783	79	11	literature	literature	NOUN
bjmsr-783	79	12	reveals	reveal	VERB
bjmsr-783	79	13	that	that	SCONJ
bjmsr-783	79	14	some	some	DET
bjmsr-783	79	15	studies	study	NOUN
bjmsr-783	79	16	have	have	AUX
bjmsr-783	79	17	been	be	AUX
bjmsr-783	79	18	done	do	VERB
bjmsr-783	79	19	in	in	ADP
bjmsr-783	79	20	the	the	DET
bjmsr-783	79	21	context	context	NOUN
bjmsr-783	79	22	of	of	ADP
bjmsr-783	79	23	the	the	DET
bjmsr-783	79	24	performance	performance	NOUN
bjmsr-783	79	25	of	of	ADP
bjmsr-783	79	26	banks	bank	NOUN
bjmsr-783	79	27	,	,	PUNCT
bjmsr-783	79	28	benchmarking	benchmarke	VERB
bjmsr-783	79	29	,	,	PUNCT
bjmsr-783	79	30	and	and	CCONJ
bjmsr-783	79	31	camels	camel	NOUN
bjmsr-783	79	32	components	component	NOUN
bjmsr-783	79	33	in	in	ADP
bjmsr-783	79	34	different	different	ADJ
bjmsr-783	79	35	countries	country	NOUN
bjmsr-783	79	36	.	.	PUNCT
bjmsr-783	80	1	from	from	ADP
bjmsr-783	80	2	the	the	DET
bjmsr-783	80	3	perspective	perspective	NOUN
bjmsr-783	80	4	of	of	ADP
bjmsr-783	80	5	bangladesh	bangladesh	NOUN
bjmsr-783	80	6	,	,	PUNCT
bjmsr-783	80	7	several	several	ADJ
bjmsr-783	80	8	research	research	NOUN
bjmsr-783	80	9	works	work	NOUN
bjmsr-783	80	10	have	have	AUX
bjmsr-783	80	11	been	be	AUX
bjmsr-783	80	12	conducted	conduct	VERB
bjmsr-783	80	13	so	so	ADV
bjmsr-783	80	14	far	far	ADV
bjmsr-783	80	15	to	to	PART
bjmsr-783	80	16	make	make	VERB
bjmsr-783	80	17	a	a	DET
bjmsr-783	80	18	comparative	comparative	ADJ
bjmsr-783	80	19	analysis	analysis	NOUN
bjmsr-783	80	20	of	of	ADP
bjmsr-783	80	21	pcbs	pcb	NOUN
bjmsr-783	80	22	to	to	PART
bjmsr-783	80	23	examine	examine	VERB
bjmsr-783	80	24	the	the	DET
bjmsr-783	80	25	differential	differential	ADJ
bjmsr-783	80	26	impact	impact	NOUN
bjmsr-783	80	27	of	of	ADP
bjmsr-783	80	28	various	various	ADJ
bjmsr-783	80	29	camel	camel	NOUN
bjmsr-783	80	30	components	component	NOUN
bjmsr-783	80	31	upon	upon	SCONJ
bjmsr-783	80	32	banks	bank	NOUN
bjmsr-783	80	33	'	'	PART
bjmsr-783	80	34	profitability	profitability	NOUN
bjmsr-783	80	35	.	.	PUNCT
bjmsr-783	81	1	few	few	ADJ
bjmsr-783	81	2	articles	article	NOUN
bjmsr-783	81	3	and	and	CCONJ
bjmsr-783	81	4	research	research	NOUN
bjmsr-783	81	5	papers	paper	NOUN
bjmsr-783	81	6	explore	explore	VERB
bjmsr-783	81	7	the	the	DET
bjmsr-783	81	8	camel	camel	NOUN
bjmsr-783	81	9	rating	rating	NOUN
bjmsr-783	81	10	of	of	ADP
bjmsr-783	81	11	the	the	DET
bjmsr-783	81	12	commercial	commercial	ADJ
bjmsr-783	81	13	banks	bank	NOUN
bjmsr-783	81	14	and	and	CCONJ
bjmsr-783	81	15	few	few	ADJ
bjmsr-783	81	16	kinds	kind	NOUN
bjmsr-783	81	17	of	of	ADP
bjmsr-783	81	18	research	research	NOUN
bjmsr-783	81	19	explore	explore	VERB
bjmsr-783	81	20	the	the	DET
bjmsr-783	81	21	comparative	comparative	ADJ
bjmsr-783	81	22	analysis	analysis	NOUN
bjmsr-783	81	23	of	of	ADP
bjmsr-783	81	24	the	the	DET
bjmsr-783	81	25	conventional	conventional	ADJ
bjmsr-783	81	26	and	and	CCONJ
bjmsr-783	81	27	islamic	islamic	ADJ
bjmsr-783	81	28	banks	bank	NOUN
bjmsr-783	81	29	which	which	PRON
bjmsr-783	81	30	are	be	AUX
bjmsr-783	81	31	performing	perform	VERB
bjmsr-783	81	32	in	in	ADP
bjmsr-783	81	33	bangladesh	bangladesh	NOUN
bjmsr-783	81	34	.	.	PUNCT
bjmsr-783	82	1	on	on	ADP
bjmsr-783	82	2	the	the	DET
bjmsr-783	82	3	other	other	ADJ
bjmsr-783	82	4	hand	hand	NOUN
bjmsr-783	82	5	,	,	PUNCT
bjmsr-783	82	6	this	this	DET
bjmsr-783	82	7	study	study	NOUN
bjmsr-783	82	8	has	have	AUX
bjmsr-783	82	9	conducted	conduct	VERB
bjmsr-783	82	10	benchmarking	benchmarke	VERB
bjmsr-783	82	11	to	to	PART
bjmsr-783	82	12	find	find	VERB
bjmsr-783	82	13	the	the	DET
bjmsr-783	82	14	composite	composite	ADJ
bjmsr-783	82	15	ratings	rating	NOUN
bjmsr-783	82	16	of	of	ADP
bjmsr-783	82	17	the	the	DET
bjmsr-783	82	18	selected	select	VERB
bjmsr-783	82	19	banks	bank	NOUN
bjmsr-783	82	20	to	to	PART
bjmsr-783	82	21	examine	examine	VERB
bjmsr-783	82	22	the	the	DET
bjmsr-783	82	23	performance	performance	NOUN
bjmsr-783	82	24	of	of	ADP
bjmsr-783	82	25	the	the	DET
bjmsr-783	82	26	banks	bank	NOUN
bjmsr-783	82	27	based	base	VERB
bjmsr-783	82	28	on	on	ADP
bjmsr-783	82	29	camels	camel	NOUN
bjmsr-783	82	30	components	component	NOUN
bjmsr-783	82	31	.	.	PUNCT
bjmsr-783	83	1	so	so	ADV
bjmsr-783	83	2	,	,	PUNCT
bjmsr-783	83	3	this	this	DET
bjmsr-783	83	4	study	study	NOUN
bjmsr-783	83	5	is	be	AUX
bjmsr-783	83	6	different	different	ADJ
bjmsr-783	83	7	from	from	ADP
bjmsr-783	83	8	the	the	DET
bjmsr-783	83	9	earlier	early	ADJ
bjmsr-783	83	10	studies	study	NOUN
bjmsr-783	83	11	in	in	ADP
bjmsr-783	83	12	the	the	DET
bjmsr-783	83	13	sense	sense	NOUN
bjmsr-783	83	14	that	that	SCONJ
bjmsr-783	83	15	it	it	PRON
bjmsr-783	83	16	highlights	highlight	VERB
bjmsr-783	83	17	the	the	DET
bjmsr-783	83	18	composite	composite	ADJ
bjmsr-783	83	19	rating	rating	NOUN
bjmsr-783	83	20	approach	approach	NOUN
bjmsr-783	83	21	using	use	VERB
bjmsr-783	83	22	the	the	DET
bjmsr-783	83	23	camels	camel	NOUN
bjmsr-783	83	24	components	component	NOUN
bjmsr-783	83	25	.	.	PUNCT
bjmsr-783	84	1	all	all	DET
bjmsr-783	84	2	the	the	DET
bjmsr-783	84	3	six	six	NUM
bjmsr-783	84	4	components	component	NOUN
bjmsr-783	84	5	including	include	VERB
bjmsr-783	84	6	“	"	PUNCT
bjmsr-783	84	7	s	s	X
bjmsr-783	84	8	”	"	PUNCT
bjmsr-783	84	9	,	,	PUNCT
bjmsr-783	84	10	to	to	ADP
bjmsr-783	84	11	copyright	copyright	NOUN
bjmsr-783	84	12	©	©	PROPN
bjmsr-783	84	13	cc	cc	PROPN
bjmsr-783	84	14	-	-	PUNCT
bjmsr-783	84	15	by	by	ADP
bjmsr-783	84	16	-	-	PUNCT
bjmsr-783	84	17	nc	nc	PROPN
bjmsr-783	84	18	2020	2020	NUM
bjmsr-783	84	19	,	,	PUNCT
bjmsr-783	84	20	cribfb	cribfb	PROPN
bjmsr-783	84	21	|bjmsr	|bjmsr	PROPN
bjmsr-783	84	22	www.cribfb.com/journal/index.php/bjmsr	www.cribfb.com/journal/index.php/bjmsr	X
bjmsr-783	84	23	bangladesh	bangladesh	PROPN
bjmsr-783	84	24	journal	journal	PROPN
bjmsr-783	84	25	of	of	ADP
bjmsr-783	84	26	multidisciplinary	multidisciplinary	ADJ
bjmsr-783	84	27	scientific	scientific	ADJ
bjmsr-783	84	28	research	research	NOUN
bjmsr-783	84	29	vol	vol	NOUN
bjmsr-783	84	30	.	.	PROPN
bjmsr-783	84	31	2	2	NUM
bjmsr-783	84	32	,	,	PUNCT
bjmsr-783	84	33	no	no	INTJ
bjmsr-783	84	34	.	.	NOUN
bjmsr-783	84	35	2	2	NUM
bjmsr-783	84	36	;	;	PUNCT
bjmsr-783	84	37	2020	2020	NUM
bjmsr-783	84	38	43	43	NUM
bjmsr-783	84	39	assess	assess	VERB
bjmsr-783	84	40	the	the	DET
bjmsr-783	84	41	position	position	NOUN
bjmsr-783	84	42	of	of	ADP
bjmsr-783	84	43	the	the	DET
bjmsr-783	84	44	banks	bank	NOUN
bjmsr-783	84	45	in	in	ADP
bjmsr-783	84	46	the	the	DET
bjmsr-783	84	47	market	market	NOUN
bjmsr-783	84	48	and	and	CCONJ
bjmsr-783	84	49	create	create	VERB
bjmsr-783	84	50	a	a	DET
bjmsr-783	84	51	space	space	NOUN
bjmsr-783	84	52	for	for	ADP
bjmsr-783	84	53	the	the	DET
bjmsr-783	84	54	respective	respective	ADJ
bjmsr-783	84	55	policymakers	policymaker	NOUN
bjmsr-783	84	56	of	of	ADP
bjmsr-783	84	57	the	the	DET
bjmsr-783	84	58	pcbs	pcbs	PROPN
bjmsr-783	84	59	of	of	ADP
bjmsr-783	84	60	bangladesh	bangladesh	PROPN
bjmsr-783	84	61	to	to	PART
bjmsr-783	84	62	undertake	undertake	VERB
bjmsr-783	84	63	initiatives	initiative	NOUN
bjmsr-783	84	64	to	to	PART
bjmsr-783	84	65	improve	improve	VERB
bjmsr-783	84	66	their	their	PRON
bjmsr-783	84	67	bank	bank	NOUN
bjmsr-783	84	68	's	's	PART
bjmsr-783	84	69	performance	performance	NOUN
bjmsr-783	84	70	to	to	PART
bjmsr-783	84	71	attain	attain	VERB
bjmsr-783	84	72	a	a	DET
bjmsr-783	84	73	better	well	ADJ
bjmsr-783	84	74	rating	rating	NOUN
bjmsr-783	84	75	.	.	PUNCT
bjmsr-783	85	1	3	3	X
bjmsr-783	85	2	.	.	X
bjmsr-783	85	3	methodology	methodology	NOUN
bjmsr-783	85	4	of	of	ADP
bjmsr-783	85	5	the	the	DET
bjmsr-783	85	6	study	study	NOUN
bjmsr-783	85	7	the	the	DET
bjmsr-783	85	8	present	present	ADJ
bjmsr-783	85	9	study	study	NOUN
bjmsr-783	85	10	has	have	AUX
bjmsr-783	85	11	been	be	AUX
bjmsr-783	85	12	carried	carry	VERB
bjmsr-783	85	13	out	out	ADP
bjmsr-783	85	14	to	to	PART
bjmsr-783	85	15	assess	assess	VERB
bjmsr-783	85	16	the	the	DET
bjmsr-783	85	17	performance	performance	NOUN
bjmsr-783	85	18	of	of	ADP
bjmsr-783	85	19	the	the	DET
bjmsr-783	85	20	pcbs	pcbs	PROPN
bjmsr-783	85	21	of	of	ADP
bjmsr-783	85	22	bangladesh	bangladesh	PROPN
bjmsr-783	85	23	.	.	PUNCT
bjmsr-783	86	1	the	the	DET
bjmsr-783	86	2	population	population	NOUN
bjmsr-783	86	3	of	of	ADP
bjmsr-783	86	4	the	the	DET
bjmsr-783	86	5	study	study	NOUN
bjmsr-783	86	6	is	be	AUX
bjmsr-783	86	7	,	,	PUNCT
bjmsr-783	86	8	therefore	therefore	ADV
bjmsr-783	86	9	,	,	PUNCT
bjmsr-783	86	10	all	all	DET
bjmsr-783	86	11	the	the	DET
bjmsr-783	86	12	pcbs	pcb	NOUN
bjmsr-783	86	13	that	that	PRON
bjmsr-783	86	14	are	be	AUX
bjmsr-783	86	15	enlisted	enlist	VERB
bjmsr-783	86	16	in	in	ADP
bjmsr-783	86	17	the	the	DET
bjmsr-783	86	18	dhaka	dhaka	PROPN
bjmsr-783	86	19	stock	stock	PROPN
bjmsr-783	86	20	exchange	exchange	PROPN
bjmsr-783	86	21	(	(	PUNCT
bjmsr-783	86	22	dse	dse	PROPN
bjmsr-783	86	23	)	)	PUNCT
bjmsr-783	86	24	and	and	CCONJ
bjmsr-783	86	25	chittagong	chittagong	PROPN
bjmsr-783	86	26	stock	stock	PROPN
bjmsr-783	86	27	exchange	exchange	PROPN
bjmsr-783	86	28	(	(	PUNCT
bjmsr-783	86	29	cse	cse	PROPN
bjmsr-783	86	30	)	)	PUNCT
bjmsr-783	86	31	.	.	PUNCT
bjmsr-783	87	1	however	however	ADV
bjmsr-783	87	2	,	,	PUNCT
bjmsr-783	87	3	sharia	sharia	PROPN
bjmsr-783	87	4	-	-	PUNCT
bjmsr-783	87	5	based	base	VERB
bjmsr-783	87	6	islamic	islamic	ADJ
bjmsr-783	87	7	banks	bank	NOUN
bjmsr-783	87	8	have	have	AUX
bjmsr-783	87	9	been	be	AUX
bjmsr-783	87	10	excluded	exclude	VERB
bjmsr-783	87	11	from	from	ADP
bjmsr-783	87	12	the	the	DET
bjmsr-783	87	13	study	study	NOUN
bjmsr-783	87	14	as	as	SCONJ
bjmsr-783	87	15	their	their	PRON
bjmsr-783	87	16	operating	operating	NOUN
bjmsr-783	87	17	systems	system	NOUN
bjmsr-783	87	18	are	be	AUX
bjmsr-783	87	19	not	not	PART
bjmsr-783	87	20	similar	similar	ADJ
bjmsr-783	87	21	to	to	ADP
bjmsr-783	87	22	conventional	conventional	ADJ
bjmsr-783	87	23	banks	bank	NOUN
bjmsr-783	87	24	.	.	PUNCT
bjmsr-783	88	1	again	again	ADV
bjmsr-783	88	2	,	,	PUNCT
bjmsr-783	88	3	banks	bank	NOUN
bjmsr-783	88	4	which	which	PRON
bjmsr-783	88	5	have	have	VERB
bjmsr-783	88	6	not	not	PART
bjmsr-783	88	7	adequate	adequate	ADJ
bjmsr-783	88	8	data	datum	NOUN
bjmsr-783	88	9	available	available	ADJ
bjmsr-783	88	10	for	for	ADP
bjmsr-783	88	11	the	the	DET
bjmsr-783	88	12	period	period	NOUN
bjmsr-783	88	13	of	of	ADP
bjmsr-783	88	14	the	the	DET
bjmsr-783	88	15	study	study	NOUN
bjmsr-783	88	16	also	also	ADV
bjmsr-783	88	17	have	have	AUX
bjmsr-783	88	18	been	be	AUX
bjmsr-783	88	19	excluded	exclude	VERB
bjmsr-783	88	20	from	from	ADP
bjmsr-783	88	21	the	the	DET
bjmsr-783	88	22	study	study	NOUN
bjmsr-783	88	23	.	.	PUNCT
bjmsr-783	89	1	finally	finally	ADV
bjmsr-783	89	2	,	,	PUNCT
bjmsr-783	89	3	21	21	NUM
bjmsr-783	89	4	pcbs	pcb	NOUN
bjmsr-783	89	5	have	have	AUX
bjmsr-783	89	6	been	be	AUX
bjmsr-783	89	7	selected	select	VERB
bjmsr-783	89	8	for	for	SCONJ
bjmsr-783	89	9	the	the	DET
bjmsr-783	89	10	study	study	NOUN
bjmsr-783	89	11	to	to	PART
bjmsr-783	89	12	evaluate	evaluate	VERB
bjmsr-783	89	13	their	their	PRON
bjmsr-783	89	14	performance	performance	NOUN
bjmsr-783	89	15	based	base	VERB
bjmsr-783	89	16	on	on	ADP
bjmsr-783	89	17	camels	camel	NOUN
bjmsr-783	89	18	components	component	NOUN
bjmsr-783	89	19	.	.	PUNCT
bjmsr-783	90	1	data	datum	NOUN
bjmsr-783	90	2	has	have	AUX
bjmsr-783	90	3	been	be	AUX
bjmsr-783	90	4	collected	collect	VERB
bjmsr-783	90	5	from	from	ADP
bjmsr-783	90	6	the	the	DET
bjmsr-783	90	7	financial	financial	ADJ
bjmsr-783	90	8	statements	statement	NOUN
bjmsr-783	90	9	and	and	CCONJ
bjmsr-783	90	10	annual	annual	ADJ
bjmsr-783	90	11	reports	report	NOUN
bjmsr-783	90	12	of	of	ADP
bjmsr-783	90	13	respective	respective	ADJ
bjmsr-783	90	14	banks	bank	NOUN
bjmsr-783	90	15	for	for	ADP
bjmsr-783	90	16	the	the	DET
bjmsr-783	90	17	period	period	NOUN
bjmsr-783	90	18	of	of	ADP
bjmsr-783	90	19	2008	2008	NUM
bjmsr-783	90	20	to	to	ADP
bjmsr-783	90	21	2018	2018	NUM
bjmsr-783	90	22	.	.	PUNCT
bjmsr-783	91	1	besides	besides	SCONJ
bjmsr-783	91	2	,	,	PUNCT
bjmsr-783	91	3	the	the	DET
bjmsr-783	91	4	researcher	researcher	NOUN
bjmsr-783	91	5	visited	visit	VERB
bjmsr-783	91	6	the	the	DET
bjmsr-783	91	7	websites	website	NOUN
bjmsr-783	91	8	of	of	ADP
bjmsr-783	91	9	dse	dse	PROPN
bjmsr-783	91	10	,	,	PUNCT
bjmsr-783	91	11	cse	cse	PROPN
bjmsr-783	91	12	,	,	PUNCT
bjmsr-783	91	13	bangladesh	bangladesh	PROPN
bjmsr-783	91	14	bank	bank	NOUN
bjmsr-783	91	15	,	,	PUNCT
bjmsr-783	91	16	and	and	CCONJ
bjmsr-783	91	17	bangladesh	bangladesh	NOUN
bjmsr-783	91	18	securities	securities	PROPN
bjmsr-783	91	19	and	and	CCONJ
bjmsr-783	91	20	exchange	exchange	PROPN
bjmsr-783	91	21	commission	commission	PROPN
bjmsr-783	91	22	to	to	PART
bjmsr-783	91	23	gather	gather	VERB
bjmsr-783	91	24	required	required	ADJ
bjmsr-783	91	25	data	datum	NOUN
bjmsr-783	91	26	when	when	SCONJ
bjmsr-783	91	27	necessary	necessary	ADJ
bjmsr-783	91	28	.	.	PUNCT
bjmsr-783	92	1	the	the	DET
bjmsr-783	92	2	data	datum	NOUN
bjmsr-783	92	3	has	have	AUX
bjmsr-783	92	4	been	be	AUX
bjmsr-783	92	5	analyzed	analyze	VERB
bjmsr-783	92	6	and	and	CCONJ
bjmsr-783	92	7	interpreted	interpret	VERB
bjmsr-783	92	8	using	use	VERB
bjmsr-783	92	9	tables	table	NOUN
bjmsr-783	92	10	and	and	CCONJ
bjmsr-783	92	11	graphs	graph	NOUN
bjmsr-783	92	12	.	.	PUNCT
bjmsr-783	93	1	analyses	analysis	NOUN
bjmsr-783	93	2	have	have	AUX
bjmsr-783	93	3	been	be	AUX
bjmsr-783	93	4	performed	perform	VERB
bjmsr-783	93	5	to	to	PART
bjmsr-783	93	6	assess	assess	VERB
bjmsr-783	93	7	the	the	DET
bjmsr-783	93	8	performance	performance	NOUN
bjmsr-783	93	9	of	of	ADP
bjmsr-783	93	10	the	the	DET
bjmsr-783	93	11	selected	select	VERB
bjmsr-783	93	12	pcbs	pcb	NOUN
bjmsr-783	93	13	and	and	CCONJ
bjmsr-783	93	14	identify	identify	VERB
bjmsr-783	93	15	the	the	DET
bjmsr-783	93	16	composite	composite	ADJ
bjmsr-783	93	17	ratings	rating	NOUN
bjmsr-783	93	18	of	of	ADP
bjmsr-783	93	19	the	the	DET
bjmsr-783	93	20	selected	select	VERB
bjmsr-783	93	21	pcbs	pcb	NOUN
bjmsr-783	93	22	based	base	VERB
bjmsr-783	93	23	on	on	ADP
bjmsr-783	93	24	camels	camel	NOUN
bjmsr-783	93	25	components	component	NOUN
bjmsr-783	93	26	.	.	PUNCT
bjmsr-783	94	1	six	six	NUM
bjmsr-783	94	2	components	component	NOUN
bjmsr-783	94	3	of	of	ADP
bjmsr-783	94	4	the	the	DET
bjmsr-783	94	5	camels	camel	NOUN
bjmsr-783	94	6	model	model	NOUN
bjmsr-783	94	7	(	(	PUNCT
bjmsr-783	94	8	capital	capital	NOUN
bjmsr-783	94	9	adequacy	adequacy	NOUN
bjmsr-783	94	10	,	,	PUNCT
bjmsr-783	94	11	asset	asset	NOUN
bjmsr-783	94	12	quality	quality	NOUN
bjmsr-783	94	13	,	,	PUNCT
bjmsr-783	94	14	management	management	NOUN
bjmsr-783	94	15	efficiency	efficiency	NOUN
bjmsr-783	94	16	,	,	PUNCT
bjmsr-783	94	17	earnings	earning	NOUN
bjmsr-783	94	18	ability	ability	NOUN
bjmsr-783	94	19	,	,	PUNCT
bjmsr-783	94	20	liquidity	liquidity	NOUN
bjmsr-783	94	21	,	,	PUNCT
bjmsr-783	94	22	and	and	CCONJ
bjmsr-783	94	23	sensitivity	sensitivity	NOUN
bjmsr-783	94	24	to	to	ADP
bjmsr-783	94	25	market	market	NOUN
bjmsr-783	94	26	risk	risk	NOUN
bjmsr-783	94	27	)	)	PUNCT
bjmsr-783	94	28	are	be	AUX
bjmsr-783	94	29	used	use	VERB
bjmsr-783	94	30	as	as	ADP
bjmsr-783	94	31	variables	variable	NOUN
bjmsr-783	94	32	.	.	PUNCT
bjmsr-783	95	1	4	4	X
bjmsr-783	95	2	.	.	X
bjmsr-783	95	3	overview	overview	NOUN
bjmsr-783	95	4	of	of	ADP
bjmsr-783	95	5	benchmarking	benchmarke	VERB
bjmsr-783	95	6	and	and	CCONJ
bjmsr-783	95	7	composite	composite	ADJ
bjmsr-783	95	8	rating	rating	NOUN
bjmsr-783	95	9	of	of	ADP
bjmsr-783	95	10	pcbs	pcbs	PROPN
bjmsr-783	95	11	in	in	ADP
bjmsr-783	95	12	bangladesh	bangladesh	PROPN
bjmsr-783	95	13	to	to	PART
bjmsr-783	95	14	benchmark	benchmark	VERB
bjmsr-783	95	15	each	each	DET
bjmsr-783	95	16	component	component	NOUN
bjmsr-783	95	17	of	of	ADP
bjmsr-783	95	18	camels	camel	NOUN
bjmsr-783	95	19	,	,	PUNCT
bjmsr-783	95	20	they	they	PRON
bjmsr-783	95	21	are	be	AUX
bjmsr-783	95	22	to	to	PART
bjmsr-783	95	23	be	be	AUX
bjmsr-783	95	24	evaluated	evaluate	VERB
bjmsr-783	95	25	on	on	ADP
bjmsr-783	95	26	the	the	DET
bjmsr-783	95	27	scale	scale	NOUN
bjmsr-783	95	28	of	of	ADP
bjmsr-783	95	29	"	"	PUNCT
bjmsr-783	95	30	1	1	NUM
bjmsr-783	95	31	"	"	PUNCT
bjmsr-783	95	32	to	to	ADP
bjmsr-783	95	33	"	"	PUNCT
bjmsr-783	95	34	5	5	NUM
bjmsr-783	95	35	"	"	PUNCT
bjmsr-783	95	36	rating	rating	NOUN
bjmsr-783	95	37	in	in	ADP
bjmsr-783	95	38	ascending	ascend	VERB
bjmsr-783	95	39	order	order	NOUN
bjmsr-783	95	40	.	.	PUNCT
bjmsr-783	96	1	each	each	DET
bjmsr-783	96	2	component	component	NOUN
bjmsr-783	96	3	has	have	VERB
bjmsr-783	96	4	a	a	DET
bjmsr-783	96	5	well	well	ADV
bjmsr-783	96	6	thought	think	VERB
bjmsr-783	96	7	out	out	ADP
bjmsr-783	96	8	scale	scale	NOUN
bjmsr-783	96	9	of	of	ADP
bjmsr-783	96	10	rating	rating	NOUN
bjmsr-783	96	11	based	base	VERB
bjmsr-783	96	12	on	on	ADP
bjmsr-783	96	13	the	the	DET
bjmsr-783	96	14	prevailing	prevail	VERB
bjmsr-783	96	15	financial	financial	ADJ
bjmsr-783	96	16	and	and	CCONJ
bjmsr-783	96	17	economic	economic	ADJ
bjmsr-783	96	18	conditions	condition	NOUN
bjmsr-783	96	19	.	.	PUNCT
bjmsr-783	97	1	table	table	NOUN
bjmsr-783	97	2	2	2	NUM
bjmsr-783	97	3	shows	show	VERB
bjmsr-783	97	4	the	the	DET
bjmsr-783	97	5	details	detail	NOUN
bjmsr-783	97	6	of	of	ADP
bjmsr-783	97	7	the	the	DET
bjmsr-783	97	8	conversion	conversion	NOUN
bjmsr-783	97	9	of	of	ADP
bjmsr-783	97	10	the	the	DET
bjmsr-783	97	11	camels	camel	NOUN
bjmsr-783	97	12	financial	financial	ADJ
bjmsr-783	97	13	ratios	ratio	NOUN
bjmsr-783	97	14	to	to	ADP
bjmsr-783	97	15	the	the	DET
bjmsr-783	97	16	progressive	progressive	ADJ
bjmsr-783	97	17	scale	scale	NOUN
bjmsr-783	97	18	,	,	PUNCT
bjmsr-783	97	19	which	which	PRON
bjmsr-783	97	20	starts	start	VERB
bjmsr-783	97	21	from	from	ADP
bjmsr-783	97	22	"	"	PUNCT
bjmsr-783	97	23	1	1	NUM
bjmsr-783	97	24	"	"	PUNCT
bjmsr-783	97	25	as	as	ADV
bjmsr-783	97	26	strong	strong	ADJ
bjmsr-783	97	27	to	to	ADP
bjmsr-783	97	28	"	"	PUNCT
bjmsr-783	97	29	5	5	NUM
bjmsr-783	97	30	"	"	PUNCT
bjmsr-783	97	31	as	as	ADV
bjmsr-783	97	32	weak	weak	ADJ
bjmsr-783	97	33	and	and	CCONJ
bjmsr-783	97	34	for	for	ADP
bjmsr-783	97	35	each	each	DET
bjmsr-783	97	36	equation	equation	NOUN
bjmsr-783	97	37	used	use	VERB
bjmsr-783	97	38	after	after	ADP
bjmsr-783	97	39	relying	rely	VERB
bjmsr-783	97	40	on	on	ADP
bjmsr-783	97	41	many	many	ADJ
bjmsr-783	97	42	previous	previous	ADJ
bjmsr-783	97	43	studies	study	NOUN
bjmsr-783	97	44	to	to	PART
bjmsr-783	97	45	develop	develop	VERB
bjmsr-783	97	46	these	these	DET
bjmsr-783	97	47	ratios	ratio	NOUN
bjmsr-783	97	48	.	.	PUNCT
bjmsr-783	98	1	bangladesh	bangladesh	PROPN
bjmsr-783	98	2	bank	bank	PROPN
bjmsr-783	98	3	also	also	ADV
bjmsr-783	98	4	follows	follow	VERB
bjmsr-783	98	5	the	the	DET
bjmsr-783	98	6	same	same	ADJ
bjmsr-783	98	7	formula	formula	NOUN
bjmsr-783	98	8	and	and	CCONJ
bjmsr-783	98	9	criteria	criterion	NOUN
bjmsr-783	98	10	whenever	whenever	SCONJ
bjmsr-783	98	11	to	to	PART
bjmsr-783	98	12	examine	examine	VERB
bjmsr-783	98	13	the	the	DET
bjmsr-783	98	14	camels	camel	NOUN
bjmsr-783	98	15	rating	rate	VERB
bjmsr-783	98	16	for	for	ADP
bjmsr-783	98	17	the	the	DET
bjmsr-783	98	18	banks	bank	NOUN
bjmsr-783	98	19	.	.	PUNCT
bjmsr-783	99	1	table	table	NOUN
bjmsr-783	99	2	2	2	NUM
bjmsr-783	99	3	.	.	PUNCT
bjmsr-783	100	1	benchmarking	benchmarke	VERB
bjmsr-783	100	2	under	under	ADP
bjmsr-783	100	3	the	the	DET
bjmsr-783	100	4	camels	camel	NOUN
bjmsr-783	100	5	rating	rating	NOUN
bjmsr-783	100	6	system	system	NOUN
bjmsr-783	100	7	code	code	NOUN
bjmsr-783	100	8	camels	camel	NOUN
bjmsr-783	100	9	component	component	NOUN
bjmsr-783	100	10	ratio‟s	ratio‟s	NOUN
bjmsr-783	100	11	ranking	rank	VERB
bjmsr-783	100	12	1	1	NUM
bjmsr-783	100	13	2	2	NUM
bjmsr-783	100	14	3	3	NUM
bjmsr-783	100	15	4	4	NUM
bjmsr-783	100	16	5	5	NUM
bjmsr-783	100	17	c	c	NOUN
bjmsr-783	100	18	capital	capital	NOUN
bjmsr-783	100	19	adequacy	adequacy	NOUN
bjmsr-783	100	20	(	(	PUNCT
bjmsr-783	100	21	crar	crar	NOUN
bjmsr-783	100	22	)	)	PUNCT
bjmsr-783	100	23	>	>	PUNCT
bjmsr-783	101	1	11	11	NUM
bjmsr-783	101	2	%	%	NOUN
bjmsr-783	101	3	8	8	NUM
bjmsr-783	101	4	11	11	NUM
bjmsr-783	101	5	%	%	NOUN
bjmsr-783	101	6	4	4	NUM
bjmsr-783	101	7	<	<	NOUN
bjmsr-783	101	8	8	8	NUM
bjmsr-783	101	9	%	%	NOUN
bjmsr-783	101	10	1	1	NUM
bjmsr-783	101	11	4	4	NUM
bjmsr-783	101	12	%	%	NOUN
bjmsr-783	101	13	<	<	X
bjmsr-783	101	14	1	1	NUM
bjmsr-783	101	15	%	%	NOUN
bjmsr-783	101	16	a	a	DET
bjmsr-783	101	17	asset	asset	NOUN
bjmsr-783	101	18	quality	quality	NOUN
bjmsr-783	101	19	(	(	PUNCT
bjmsr-783	101	20	npl	npl	NOUN
bjmsr-783	101	21	to	to	ADP
bjmsr-783	101	22	total	total	ADJ
bjmsr-783	101	23	loan	loan	NOUN
bjmsr-783	101	24	ratio	ratio	NOUN
bjmsr-783	101	25	)	)	PUNCT
bjmsr-783	101	26	<	<	X
bjmsr-783	101	27	1.5	1.5	NUM
bjmsr-783	101	28	%	%	NOUN
bjmsr-783	101	29	1.5	1.5	NUM
bjmsr-783	101	30	3.5	3.5	NUM
bjmsr-783	101	31	%	%	NOUN
bjmsr-783	101	32	3.5	3.5	NUM
bjmsr-783	101	33	7	7	NUM
bjmsr-783	101	34	%	%	NOUN
bjmsr-783	101	35	7	7	NUM
bjmsr-783	101	36	9.5	9.5	NUM
bjmsr-783	101	37	%	%	NOUN
bjmsr-783	101	38	>	>	X
bjmsr-783	101	39	9.5	9.5	NUM
bjmsr-783	101	40	%	%	NOUN
bjmsr-783	101	41	m	m	NOUN
bjmsr-783	101	42	management	management	NOUN
bjmsr-783	101	43	efficiency	efficiency	NOUN
bjmsr-783	101	44	(	(	PUNCT
bjmsr-783	101	45	operating	operate	VERB
bjmsr-783	101	46	expense	expense	NOUN
bjmsr-783	101	47	to	to	ADP
bjmsr-783	101	48	operating	operate	VERB
bjmsr-783	101	49	income	income	NOUN
bjmsr-783	101	50	ratio	ratio	NOUN
bjmsr-783	101	51	)	)	PUNCT
bjmsr-783	101	52	<	<	X
bjmsr-783	101	53	25	25	NUM
bjmsr-783	101	54	%	%	NOUN
bjmsr-783	101	55	26	26	NUM
bjmsr-783	101	56	30	30	NUM
bjmsr-783	101	57	%	%	NOUN
bjmsr-783	101	58	31	31	NUM
bjmsr-783	101	59	38	38	NUM
bjmsr-783	101	60	%	%	NOUN
bjmsr-783	101	61	39	39	NUM
bjmsr-783	101	62	45	45	NUM
bjmsr-783	101	63	%	%	NOUN
bjmsr-783	101	64	>	>	X
bjmsr-783	101	65	46	46	NUM
bjmsr-783	101	66	%	%	NOUN
bjmsr-783	101	67	e	e	NOUN
bjmsr-783	101	68	earnings	earning	NOUN
bjmsr-783	101	69	ability	ability	NOUN
bjmsr-783	101	70	(	(	PUNCT
bjmsr-783	101	71	roa	roa	NOUN
bjmsr-783	101	72	)	)	PUNCT
bjmsr-783	101	73	>	>	X
bjmsr-783	101	74	1.5	1.5	NUM
bjmsr-783	101	75	%	%	NOUN
bjmsr-783	101	76	1.25	1.25	NUM
bjmsr-783	101	77	1.5	1.5	NUM
bjmsr-783	101	78	%	%	NOUN
bjmsr-783	101	79	1.01	1.01	NUM
bjmsr-783	101	80	1.25	1.25	NUM
bjmsr-783	101	81	%	%	NOUN
bjmsr-783	101	82	0.75	0.75	NUM
bjmsr-783	101	83	1.00	1.00	NUM
bjmsr-783	101	84	%	%	NOUN
bjmsr-783	101	85	<	<	X
bjmsr-783	101	86	0.75	0.75	NUM
bjmsr-783	101	87	%	%	NOUN
bjmsr-783	101	88	l	l	NOUN
bjmsr-783	101	89	liquidity	liquidity	NOUN
bjmsr-783	101	90	(	(	PUNCT
bjmsr-783	101	91	adr	adr	PROPN
bjmsr-783	101	92	)	)	PUNCT
bjmsr-783	101	93	<	<	X
bjmsr-783	101	94	60	60	NUM
bjmsr-783	101	95	%	%	NOUN
bjmsr-783	101	96	60	60	NUM
bjmsr-783	101	97	65	65	NUM
bjmsr-783	101	98	%	%	NOUN
bjmsr-783	101	99	65	65	NUM
bjmsr-783	101	100	70	70	NUM
bjmsr-783	101	101	%	%	NOUN
bjmsr-783	101	102	70	70	NUM
bjmsr-783	101	103	80	80	NUM
bjmsr-783	101	104	%	%	NOUN
bjmsr-783	101	105	>	>	SYM
bjmsr-783	101	106	80	80	NUM
bjmsr-783	101	107	%	%	NOUN
bjmsr-783	101	108	s	s	PART
bjmsr-783	101	109	sensitivity	sensitivity	NOUN
bjmsr-783	101	110	(	(	PUNCT
bjmsr-783	101	111	p	p	X
bjmsr-783	101	112	/	/	SYM
bjmsr-783	101	113	e	e	NOUN
bjmsr-783	101	114	)	)	PUNCT
bjmsr-783	101	115	<	<	X
bjmsr-783	101	116	10	10	NUM
bjmsr-783	101	117	%	%	NOUN
bjmsr-783	101	118	10	10	NUM
bjmsr-783	101	119	-	-	SYM
bjmsr-783	101	120	15	15	NUM
bjmsr-783	101	121	%	%	NOUN
bjmsr-783	101	122	15%-20	15%-20	NUM
bjmsr-783	101	123	%	%	NOUN
bjmsr-783	101	124	20%-25	20%-25	NUM
bjmsr-783	101	125	%	%	NOUN
bjmsr-783	101	126	>	>	SYM
bjmsr-783	101	127	25	25	NUM
bjmsr-783	101	128	%	%	NOUN
bjmsr-783	101	129	source	source	NOUN
bjmsr-783	101	130	:	:	PUNCT
bjmsr-783	101	131	(	(	PUNCT
bjmsr-783	101	132	majithiya	majithiya	NOUN
bjmsr-783	101	133	&	&	CCONJ
bjmsr-783	101	134	pattani	pattani	PROPN
bjmsr-783	101	135	,	,	PUNCT
bjmsr-783	101	136	2010	2010	NUM
bjmsr-783	101	137	;	;	PUNCT
bjmsr-783	101	138	babar	babar	PROPN
bjmsr-783	101	139	&	&	CCONJ
bjmsr-783	101	140	zeb	zeb	PROPN
bjmsr-783	101	141	,	,	PUNCT
bjmsr-783	101	142	2011	2011	NUM
bjmsr-783	101	143	;	;	PUNCT
bjmsr-783	101	144	sarwar	sarwar	PROPN
bjmsr-783	101	145	&	&	CCONJ
bjmsr-783	101	146	asif	asif	PROPN
bjmsr-783	101	147	,	,	PUNCT
bjmsr-783	101	148	2011	2011	NUM
bjmsr-783	101	149	;	;	PUNCT
bjmsr-783	101	150	masngut	masngut	PROPN
bjmsr-783	101	151	&	&	CCONJ
bjmsr-783	101	152	rahman	rahman	PROPN
bjmsr-783	101	153	,	,	PUNCT
bjmsr-783	101	154	2012	2012	NUM
bjmsr-783	101	155	)	)	PUNCT
bjmsr-783	101	156	composite	composite	ADJ
bjmsr-783	101	157	rating	rating	NOUN
bjmsr-783	101	158	assigns	assign	NOUN
bjmsr-783	101	159	on	on	ADP
bjmsr-783	101	160	a	a	DET
bjmsr-783	101	161	numerical	numerical	ADJ
bjmsr-783	101	162	scale	scale	NOUN
bjmsr-783	101	163	"	"	PUNCT
bjmsr-783	101	164	1	1	NUM
bjmsr-783	101	165	"	"	PUNCT
bjmsr-783	101	166	to	to	ADP
bjmsr-783	101	167	"	"	PUNCT
bjmsr-783	101	168	5	5	NUM
bjmsr-783	101	169	"	"	PUNCT
bjmsr-783	101	170	,	,	PUNCT
bjmsr-783	101	171	where	where	SCONJ
bjmsr-783	101	172	"	"	PUNCT
bjmsr-783	101	173	1	1	NUM
bjmsr-783	101	174	"	"	PUNCT
bjmsr-783	101	175	indicates	indicate	VERB
bjmsr-783	101	176	the	the	DET
bjmsr-783	101	177	highest	high	ADJ
bjmsr-783	101	178	rating	rating	NOUN
bjmsr-783	101	179	of	of	ADP
bjmsr-783	101	180	the	the	DET
bjmsr-783	101	181	bank	bank	NOUN
bjmsr-783	101	182	,	,	PUNCT
bjmsr-783	101	183	which	which	PRON
bjmsr-783	101	184	specifies	specify	VERB
bjmsr-783	101	185	:	:	PUNCT
bjmsr-783	101	186	the	the	DET
bjmsr-783	101	187	most	most	ADV
bjmsr-783	101	188	robust	robust	ADJ
bjmsr-783	101	189	performance	performance	NOUN
bjmsr-783	101	190	of	of	ADP
bjmsr-783	101	191	the	the	DET
bjmsr-783	101	192	bank	bank	NOUN
bjmsr-783	101	193	and	and	CCONJ
bjmsr-783	101	194	best	good	ADJ
bjmsr-783	101	195	management	management	NOUN
bjmsr-783	101	196	practices	practice	NOUN
bjmsr-783	101	197	relevant	relevant	ADJ
bjmsr-783	101	198	to	to	ADP
bjmsr-783	101	199	the	the	DET
bjmsr-783	101	200	bank	bank	NOUN
bjmsr-783	101	201	's	's	PART
bjmsr-783	101	202	size	size	NOUN
bjmsr-783	101	203	,	,	PUNCT
bjmsr-783	101	204	complexity	complexity	NOUN
bjmsr-783	101	205	including	include	VERB
bjmsr-783	101	206	risk	risk	NOUN
bjmsr-783	101	207	profile	profile	NOUN
bjmsr-783	101	208	and	and	CCONJ
bjmsr-783	101	209	the	the	DET
bjmsr-783	101	210	level	level	NOUN
bjmsr-783	101	211	of	of	ADP
bjmsr-783	101	212	minimum	minimum	ADJ
bjmsr-783	101	213	supervisory	supervisory	ADJ
bjmsr-783	101	214	apprehension	apprehension	NOUN
bjmsr-783	101	215	.	.	PUNCT
bjmsr-783	102	1	whereas	whereas	SCONJ
bjmsr-783	102	2	,	,	PUNCT
bjmsr-783	102	3	rating	rate	VERB
bjmsr-783	102	4	"	"	PUNCT
bjmsr-783	102	5	5	5	NUM
bjmsr-783	102	6	"	"	PUNCT
bjmsr-783	102	7	shows	show	VERB
bjmsr-783	102	8	the	the	DET
bjmsr-783	102	9	lowest	low	ADJ
bjmsr-783	102	10	rating	rating	NOUN
bjmsr-783	102	11	of	of	ADP
bjmsr-783	102	12	the	the	DET
bjmsr-783	102	13	bank	bank	NOUN
bjmsr-783	102	14	and	and	CCONJ
bjmsr-783	102	15	indicates	indicate	VERB
bjmsr-783	102	16	the	the	DET
bjmsr-783	102	17	most	most	ADV
bjmsr-783	102	18	decisively	decisively	ADV
bjmsr-783	102	19	deficient	deficient	ADJ
bjmsr-783	102	20	level	level	NOUN
bjmsr-783	102	21	of	of	ADP
bjmsr-783	102	22	performance	performance	NOUN
bjmsr-783	102	23	of	of	ADP
bjmsr-783	102	24	the	the	DET
bjmsr-783	102	25	bank	bank	NOUN
bjmsr-783	102	26	and	and	CCONJ
bjmsr-783	102	27	insufficient	insufficient	ADJ
bjmsr-783	102	28	management	management	NOUN
bjmsr-783	102	29	practices	practice	NOUN
bjmsr-783	102	30	relevant	relevant	ADJ
bjmsr-783	102	31	to	to	ADP
bjmsr-783	102	32	the	the	DET
bjmsr-783	102	33	bank	bank	NOUN
bjmsr-783	102	34	's	's	PART
bjmsr-783	102	35	size	size	NOUN
bjmsr-783	102	36	,	,	PUNCT
bjmsr-783	102	37	complexity	complexity	NOUN
bjmsr-783	102	38	including	include	VERB
bjmsr-783	102	39	risk	risk	NOUN
bjmsr-783	102	40	profile	profile	NOUN
bjmsr-783	102	41	,	,	PUNCT
bjmsr-783	102	42	and	and	CCONJ
bjmsr-783	102	43	the	the	DET
bjmsr-783	102	44	maximum	maximum	ADJ
bjmsr-783	102	45	level	level	NOUN
bjmsr-783	102	46	of	of	ADP
bjmsr-783	102	47	supervisory	supervisory	ADJ
bjmsr-783	102	48	concern	concern	NOUN
bjmsr-783	102	49	.	.	PUNCT
bjmsr-783	103	1	the	the	DET
bjmsr-783	103	2	following	follow	VERB
bjmsr-783	103	3	table	table	NOUN
bjmsr-783	103	4	3	3	NUM
bjmsr-783	103	5	is	be	AUX
bjmsr-783	103	6	showing	show	VERB
bjmsr-783	103	7	the	the	DET
bjmsr-783	103	8	composite	composite	ADJ
bjmsr-783	103	9	rating	rating	NOUN
bjmsr-783	103	10	,	,	PUNCT
bjmsr-783	103	11	which	which	PRON
bjmsr-783	103	12	is	be	AUX
bjmsr-783	103	13	used	use	VERB
bjmsr-783	103	14	to	to	PART
bjmsr-783	103	15	evaluate	evaluate	VERB
bjmsr-783	103	16	the	the	DET
bjmsr-783	103	17	performance	performance	NOUN
bjmsr-783	103	18	and	and	CCONJ
bjmsr-783	103	19	identify	identify	VERB
bjmsr-783	103	20	the	the	DET
bjmsr-783	103	21	position	position	NOUN
bjmsr-783	103	22	of	of	ADP
bjmsr-783	103	23	the	the	DET
bjmsr-783	103	24	banks	bank	NOUN
bjmsr-783	103	25	in	in	ADP
bjmsr-783	103	26	the	the	DET
bjmsr-783	103	27	market	market	NOUN
bjmsr-783	103	28	.	.	PUNCT
bjmsr-783	104	1	table	table	NOUN
bjmsr-783	104	2	3	3	NUM
bjmsr-783	104	3	.	.	PUNCT
bjmsr-783	104	4	composite	composite	ADJ
bjmsr-783	104	5	rating	rating	NOUN
bjmsr-783	104	6	and	and	CCONJ
bjmsr-783	104	7	its	its	PRON
bjmsr-783	104	8	interpretation	interpretation	NOUN
bjmsr-783	104	9	composite	composite	ADJ
bjmsr-783	104	10	rating	rating	NOUN
bjmsr-783	104	11	range	range	NOUN
bjmsr-783	104	12	description	description	NOUN
bjmsr-783	104	13	rating	rating	NOUN
bjmsr-783	104	14	analysis	analysis	NOUN
bjmsr-783	104	15	interpretation	interpretation	NOUN
bjmsr-783	104	16	1	1	NUM
bjmsr-783	104	17	11.4	11.4	NUM
bjmsr-783	104	18	strong	strong	ADJ
bjmsr-783	104	19	strong	strong	ADJ
bjmsr-783	104	20	and	and	CCONJ
bjmsr-783	104	21	sound	sound	VERB
bjmsr-783	104	22	in	in	ADP
bjmsr-783	104	23	every	every	DET
bjmsr-783	104	24	aspect	aspect	NOUN
bjmsr-783	104	25	,	,	PUNCT
bjmsr-783	104	26	no	no	DET
bjmsr-783	104	27	intensive	intensive	ADJ
bjmsr-783	104	28	supervisory	supervisory	ADJ
bjmsr-783	104	29	responses	response	NOUN
bjmsr-783	104	30	are	be	AUX
bjmsr-783	104	31	required	require	VERB
bjmsr-783	104	32	.	.	PUNCT
bjmsr-783	105	1	2	2	NUM
bjmsr-783	105	2	1.5	1.5	NUM
bjmsr-783	105	3	-	-	SYM
bjmsr-783	105	4	2.4	2.4	NUM
bjmsr-783	105	5	satisfactory	satisfactory	NOUN
bjmsr-783	105	6	fundamentally	fundamentally	ADV
bjmsr-783	105	7	sound	sound	NOUN
bjmsr-783	105	8	with	with	ADP
bjmsr-783	105	9	modest	modest	ADJ
bjmsr-783	105	10	correctable	correctable	ADJ
bjmsr-783	105	11	weakness	weakness	NOUN
bjmsr-783	105	12	,	,	PUNCT
bjmsr-783	105	13	limited	limited	ADJ
bjmsr-783	105	14	supervisory	supervisory	ADJ
bjmsr-783	105	15	response	response	NOUN
bjmsr-783	105	16	.	.	PUNCT
bjmsr-783	106	1	3	3	NUM
bjmsr-783	106	2	2.5	2.5	NUM
bjmsr-783	106	3	-	-	SYM
bjmsr-783	106	4	3.4	3.4	NUM
bjmsr-783	106	5	fair	fair	ADJ
bjmsr-783	106	6	a	a	DET
bjmsr-783	106	7	combination	combination	NOUN
bjmsr-783	106	8	of	of	ADP
bjmsr-783	106	9	weaknesses	weakness	NOUN
bjmsr-783	106	10	,	,	PUNCT
bjmsr-783	106	11	if	if	SCONJ
bjmsr-783	106	12	not	not	PART
bjmsr-783	106	13	redirected	redirect	VERB
bjmsr-783	106	14	the	the	DET
bjmsr-783	106	15	weaknesses	weakness	NOUN
bjmsr-783	106	16	will	will	AUX
bjmsr-783	106	17	become	become	VERB
bjmsr-783	106	18	severe	severe	ADJ
bjmsr-783	106	19	.	.	PUNCT
bjmsr-783	107	1	watch	watch	VERB
bjmsr-783	107	2	category	category	NOUN
bjmsr-783	107	3	.	.	PUNCT
bjmsr-783	108	1	pre	pre	VERB
bjmsr-783	108	2	-	-	NOUN
bjmsr-783	108	3	requisites	requisite	NOUN
bjmsr-783	108	4	are	be	AUX
bjmsr-783	108	5	more	more	ADJ
bjmsr-783	108	6	than	than	ADP
bjmsr-783	108	7	regular	regular	ADJ
bjmsr-783	108	8	supervision	supervision	NOUN
bjmsr-783	108	9	.	.	PUNCT
bjmsr-783	109	1	copyright	copyright	NOUN
bjmsr-783	109	2	©	©	PROPN
bjmsr-783	109	3	cc	cc	PROPN
bjmsr-783	109	4	-	-	PUNCT
bjmsr-783	109	5	by	by	ADP
bjmsr-783	109	6	-	-	PUNCT
bjmsr-783	109	7	nc	nc	PROPN
bjmsr-783	109	8	2020	2020	NUM
bjmsr-783	109	9	,	,	PUNCT
bjmsr-783	109	10	cribfb	cribfb	PROPN
bjmsr-783	109	11	|bjmsr	|bjmsr	PROPN
bjmsr-783	109	12	www.cribfb.com/journal/index.php/bjmsr	www.cribfb.com/journal/index.php/bjmsr	X
bjmsr-783	109	13	bangladesh	bangladesh	PROPN
bjmsr-783	109	14	journal	journal	PROPN
bjmsr-783	109	15	of	of	ADP
bjmsr-783	109	16	multidisciplinary	multidisciplinary	ADJ
bjmsr-783	109	17	scientific	scientific	ADJ
bjmsr-783	109	18	research	research	NOUN
bjmsr-783	109	19	vol	vol	NOUN
bjmsr-783	109	20	.	.	PROPN
bjmsr-783	110	1	2	2	NUM
bjmsr-783	110	2	,	,	PUNCT
bjmsr-783	110	3	no	no	INTJ
bjmsr-783	110	4	.	.	NOUN
bjmsr-783	110	5	2	2	NUM
bjmsr-783	110	6	;	;	PUNCT
bjmsr-783	110	7	2020	2020	NUM
bjmsr-783	110	8	44	44	NUM
bjmsr-783	110	9	4	4	NUM
bjmsr-783	110	10	3.5	3.5	NUM
bjmsr-783	110	11	-	-	SYM
bjmsr-783	110	12	4.4	4.4	NUM
bjmsr-783	110	13	marginal	marginal	ADJ
bjmsr-783	110	14	excessive	excessive	ADJ
bjmsr-783	110	15	weaknesses	weakness	NOUN
bjmsr-783	110	16	,	,	PUNCT
bjmsr-783	110	17	unless	unless	SCONJ
bjmsr-783	110	18	adequately	adequately	ADV
bjmsr-783	110	19	addressed	address	VERB
bjmsr-783	110	20	,	,	PUNCT
bjmsr-783	110	21	could	could	AUX
bjmsr-783	110	22	impair	impair	VERB
bjmsr-783	110	23	the	the	DET
bjmsr-783	110	24	future	future	ADJ
bjmsr-783	110	25	viability	viability	NOUN
bjmsr-783	110	26	of	of	ADP
bjmsr-783	110	27	the	the	DET
bjmsr-783	110	28	bank	bank	NOUN
bjmsr-783	110	29	.	.	PUNCT
bjmsr-783	111	1	requires	require	VERB
bjmsr-783	111	2	close	close	ADJ
bjmsr-783	111	3	supervision	supervision	NOUN
bjmsr-783	111	4	.	.	PUNCT
bjmsr-783	112	1	5	5	NUM
bjmsr-783	112	2	4.5	4.5	NUM
bjmsr-783	112	3	-	-	SYM
bjmsr-783	112	4	5	5	NUM
bjmsr-783	112	5	unsatisfactory	unsatisfactory	ADJ
bjmsr-783	112	6	high	high	ADJ
bjmsr-783	112	7	risk	risk	NOUN
bjmsr-783	112	8	of	of	ADP
bjmsr-783	112	9	failure	failure	NOUN
bjmsr-783	112	10	in	in	ADP
bjmsr-783	112	11	the	the	DET
bjmsr-783	112	12	immediate	immediate	ADJ
bjmsr-783	112	13	period	period	NOUN
bjmsr-783	112	14	.	.	PUNCT
bjmsr-783	113	1	the	the	DET
bjmsr-783	113	2	bank	bank	NOUN
bjmsr-783	113	3	should	should	AUX
bjmsr-783	113	4	be	be	AUX
bjmsr-783	113	5	under	under	ADP
bjmsr-783	113	6	constant	constant	ADJ
bjmsr-783	113	7	supervision	supervision	NOUN
bjmsr-783	113	8	/	/	SYM
bjmsr-783	113	9	cease	cease	NOUN
bjmsr-783	113	10	and	and	CCONJ
bjmsr-783	113	11	desist	desist	VERB
bjmsr-783	113	12	order	order	NOUN
bjmsr-783	113	13	.	.	PUNCT
bjmsr-783	114	1	source	source	NOUN
bjmsr-783	114	2	:	:	PUNCT
bjmsr-783	114	3	credit	credit	NOUN
bjmsr-783	114	4	rating	rating	NOUN
bjmsr-783	114	5	agency	agency	NOUN
bjmsr-783	114	6	of	of	ADP
bjmsr-783	114	7	bangladesh	bangladesh	PROPN
bjmsr-783	114	8	ltd	ltd	PROPN
bjmsr-783	114	9	.	.	PROPN
bjmsr-783	114	10	(	(	PUNCT
bjmsr-783	114	11	2020	2020	NUM
bjmsr-783	114	12	)	)	PUNCT
bjmsr-783	114	13	the	the	DET
bjmsr-783	114	14	classification	classification	NOUN
bjmsr-783	114	15	grades	grade	NOUN
bjmsr-783	114	16	are	be	AUX
bjmsr-783	114	17	usually	usually	ADV
bjmsr-783	114	18	divided	divide	VERB
bjmsr-783	114	19	into	into	ADP
bjmsr-783	114	20	the	the	DET
bjmsr-783	114	21	six	six	NUM
bjmsr-783	114	22	components	component	NOUN
bjmsr-783	114	23	of	of	ADP
bjmsr-783	114	24	the	the	DET
bjmsr-783	114	25	mentioned	mention	VERB
bjmsr-783	114	26	standard	standard	NOUN
bjmsr-783	114	27	according	accord	VERB
bjmsr-783	114	28	to	to	ADP
bjmsr-783	114	29	the	the	DET
bjmsr-783	114	30	following	follow	VERB
bjmsr-783	114	31	weights	weight	NOUN
bjmsr-783	114	32	for	for	ADP
bjmsr-783	114	33	each	each	DET
bjmsr-783	114	34	system	system	NOUN
bjmsr-783	114	35	component	component	NOUN
bjmsr-783	114	36	or	or	CCONJ
bjmsr-783	114	37	according	accord	VERB
bjmsr-783	114	38	to	to	ADP
bjmsr-783	114	39	the	the	DET
bjmsr-783	114	40	monetary	monetary	ADJ
bjmsr-783	114	41	authority	authority	NOUN
bjmsr-783	114	42	,	,	PUNCT
bjmsr-783	114	43	as	as	SCONJ
bjmsr-783	114	44	shown	show	VERB
bjmsr-783	114	45	in	in	ADP
bjmsr-783	114	46	table	table	NOUN
bjmsr-783	114	47	4	4	NUM
bjmsr-783	114	48	.	.	PUNCT
bjmsr-783	114	49	table	table	NOUN
bjmsr-783	114	50	4	4	NUM
bjmsr-783	114	51	.	.	PUNCT
bjmsr-783	115	1	camels	camel	NOUN
bjmsr-783	115	2	components‟	components‟	ADP
bjmsr-783	115	3	weights	weight	NOUN
bjmsr-783	115	4	item	item	PROPN
bjmsr-783	115	5	c	c	PROPN
bjmsr-783	115	6	a	a	DET
bjmsr-783	115	7	m	m	NOUN
bjmsr-783	115	8	e	e	NOUN
bjmsr-783	115	9	l	l	NOUN
bjmsr-783	115	10	s	s	PART
bjmsr-783	115	11	weight	weight	NOUN
bjmsr-783	115	12	20	20	NUM
bjmsr-783	115	13	%	%	NOUN
bjmsr-783	115	14	20	20	NUM
bjmsr-783	115	15	%	%	NOUN
bjmsr-783	115	16	25	25	NUM
bjmsr-783	115	17	%	%	NOUN
bjmsr-783	115	18	15	15	NUM
bjmsr-783	115	19	%	%	NOUN
bjmsr-783	115	20	10	10	NUM
bjmsr-783	115	21	%	%	NOUN
bjmsr-783	115	22	10	10	NUM
bjmsr-783	115	23	%	%	NOUN
bjmsr-783	115	24	source	source	NOUN
bjmsr-783	115	25	:	:	PUNCT
bjmsr-783	115	26	(	(	PUNCT
bjmsr-783	115	27	dirheb	dirheb	ADJ
bjmsr-783	115	28	,	,	PUNCT
bjmsr-783	115	29	2010	2010	NUM
bjmsr-783	115	30	;	;	PUNCT
bjmsr-783	115	31	shakara	shakara	PROPN
bjmsr-783	115	32	,	,	PUNCT
bjmsr-783	115	33	2012	2012	NUM
bjmsr-783	115	34	;	;	PUNCT
bjmsr-783	115	35	masood	masood	PROPN
bjmsr-783	115	36	,	,	PUNCT
bjmsr-783	115	37	ghauri	ghauri	PROPN
bjmsr-783	115	38	,	,	PUNCT
bjmsr-783	115	39	&	&	CCONJ
bjmsr-783	115	40	aktan	aktan	ADJ
bjmsr-783	115	41	,	,	PUNCT
bjmsr-783	115	42	2016	2016	NUM
bjmsr-783	115	43	)	)	PUNCT
bjmsr-783	115	44	5	5	NUM
bjmsr-783	115	45	.	.	PUNCT
bjmsr-783	115	46	data	datum	NOUN
bjmsr-783	115	47	analysis	analysis	NOUN
bjmsr-783	115	48	and	and	CCONJ
bjmsr-783	115	49	discussion	discussion	NOUN
bjmsr-783	115	50	5.1	5.1	NUM
bjmsr-783	115	51	composite	composite	ADJ
bjmsr-783	115	52	range	range	NOUN
bjmsr-783	115	53	for	for	ADP
bjmsr-783	115	54	camels	camel	NOUN
bjmsr-783	115	55	rating	rate	VERB
bjmsr-783	115	56	in	in	ADP
bjmsr-783	115	57	this	this	DET
bjmsr-783	115	58	composite	composite	ADJ
bjmsr-783	115	59	study	study	NOUN
bjmsr-783	115	60	range	range	NOUN
bjmsr-783	115	61	of	of	ADP
bjmsr-783	115	62	the	the	DET
bjmsr-783	115	63	selected	select	VERB
bjmsr-783	115	64	pcbs	pcb	NOUN
bjmsr-783	115	65	using	use	VERB
bjmsr-783	115	66	the	the	DET
bjmsr-783	115	67	camels	camel	NOUN
bjmsr-783	115	68	components	component	NOUN
bjmsr-783	115	69	has	have	AUX
bjmsr-783	115	70	been	be	AUX
bjmsr-783	115	71	calculated	calculate	VERB
bjmsr-783	115	72	for	for	ADP
bjmsr-783	115	73	the	the	DET
bjmsr-783	115	74	year	year	NOUN
bjmsr-783	115	75	2008	2008	NUM
bjmsr-783	115	76	to	to	ADP
bjmsr-783	115	77	2018	2018	NUM
bjmsr-783	115	78	.	.	PUNCT
bjmsr-783	116	1	table5	table5	X
bjmsr-783	116	2	below	below	ADV
bjmsr-783	116	3	provides	provide	VERB
bjmsr-783	116	4	the	the	DET
bjmsr-783	116	5	outcomes	outcome	NOUN
bjmsr-783	116	6	of	of	ADP
bjmsr-783	116	7	camels	camel	NOUN
bjmsr-783	116	8	components	component	NOUN
bjmsr-783	116	9	of	of	ADP
bjmsr-783	116	10	the	the	DET
bjmsr-783	116	11	selected	select	VERB
bjmsr-783	116	12	pcbs	pcb	NOUN
bjmsr-783	116	13	along	along	ADP
bjmsr-783	116	14	with	with	ADP
bjmsr-783	116	15	their	their	PRON
bjmsr-783	116	16	ratings	rating	NOUN
bjmsr-783	116	17	.	.	PUNCT
bjmsr-783	117	1	the	the	DET
bjmsr-783	117	2	value	value	NOUN
bjmsr-783	117	3	of	of	ADP
bjmsr-783	117	4	each	each	DET
bjmsr-783	117	5	camels	camel	NOUN
bjmsr-783	117	6	component	component	NOUN
bjmsr-783	117	7	has	have	AUX
bjmsr-783	117	8	been	be	AUX
bjmsr-783	117	9	shown	show	VERB
bjmsr-783	117	10	afterward	afterward	ADV
bjmsr-783	117	11	in	in	ADP
bjmsr-783	117	12	the	the	DET
bjmsr-783	117	13	figures	figure	NOUN
bjmsr-783	117	14	separately	separately	ADV
bjmsr-783	117	15	.	.	PUNCT
bjmsr-783	118	1	from	from	ADP
bjmsr-783	118	2	table	table	NOUN
bjmsr-783	118	3	5	5	NUM
bjmsr-783	118	4	and	and	CCONJ
bjmsr-783	118	5	the	the	DET
bjmsr-783	118	6	following	follow	VERB
bjmsr-783	118	7	figures	figure	NOUN
bjmsr-783	118	8	(	(	PUNCT
bjmsr-783	118	9	figure	figure	NOUN
bjmsr-783	118	10	1	1	NUM
bjmsr-783	118	11	-	-	SYM
bjmsr-783	118	12	6	6	NUM
bjmsr-783	118	13	)	)	PUNCT
bjmsr-783	118	14	rating	rating	NOUN
bjmsr-783	118	15	of	of	ADP
bjmsr-783	118	16	each	each	DET
bjmsr-783	118	17	selected	select	VERB
bjmsr-783	118	18	bank	bank	NOUN
bjmsr-783	118	19	based	base	VERB
bjmsr-783	118	20	on	on	ADP
bjmsr-783	118	21	camels	camel	NOUN
bjmsr-783	118	22	components	component	NOUN
bjmsr-783	118	23	can	can	AUX
bjmsr-783	118	24	be	be	AUX
bjmsr-783	118	25	comprehended	comprehend	VERB
bjmsr-783	118	26	easily	easily	ADV
bjmsr-783	118	27	.	.	PUNCT
bjmsr-783	119	1	table	table	NOUN
bjmsr-783	119	2	5	5	NUM
bjmsr-783	119	3	.	.	PUNCT
bjmsr-783	120	1	outcomes	outcome	NOUN
bjmsr-783	120	2	of	of	ADP
bjmsr-783	120	3	camels	camel	NOUN
bjmsr-783	120	4	components	component	NOUN
bjmsr-783	120	5	of	of	ADP
bjmsr-783	120	6	the	the	DET
bjmsr-783	120	7	pcbs	pcbs	PROPN
bjmsr-783	120	8	(	(	PUNCT
bjmsr-783	120	9	fy	fy	PROPN
bjmsr-783	120	10	2008	2008	NUM
bjmsr-783	120	11	-	-	SYM
bjmsr-783	120	12	2018	2018	NUM
bjmsr-783	120	13	)	)	PUNCT
bjmsr-783	120	14	code	code	NOUN
bjmsr-783	120	15	banks	bank	NOUN
bjmsr-783	120	16	c	c	NOUN
bjmsr-783	120	17	r	r	NOUN
bjmsr-783	120	18	a	a	DET
bjmsr-783	120	19	r	r	NOUN
bjmsr-783	120	20	m	m	NOUN
bjmsr-783	120	21	r	r	NOUN
bjmsr-783	120	22	e	e	NOUN
bjmsr-783	120	23	r	r	NOUN
bjmsr-783	120	24	l	l	NOUN
bjmsr-783	120	25	r	r	NOUN
bjmsr-783	120	26	s	s	NOUN
bjmsr-783	120	27	r	r	NOUN
bjmsr-783	120	28	a	a	DET
bjmsr-783	120	29	ab	ab	PROPN
bjmsr-783	120	30	bank	bank	PROPN
bjmsr-783	120	31	10.98	10.98	NUM
bjmsr-783	120	32	2	2	NUM
bjmsr-783	120	33	6.25	6.25	NUM
bjmsr-783	120	34	3	3	NUM
bjmsr-783	120	35	45.65	45.65	NUM
bjmsr-783	120	36	4	4	NUM
bjmsr-783	120	37	1.23	1.23	NUM
bjmsr-783	120	38	3	3	NUM
bjmsr-783	120	39	87.01	87.01	NUM
bjmsr-783	120	40	5	5	NUM
bjmsr-783	120	41	109.90	109.90	NUM
bjmsr-783	120	42	5	5	NUM
bjmsr-783	120	43	b	b	NOUN
bjmsr-783	120	44	bank	bank	NOUN
bjmsr-783	120	45	asia	asia	PROPN
bjmsr-783	120	46	12.16	12.16	NUM
bjmsr-783	120	47	1	1	NUM
bjmsr-783	120	48	3.94	3.94	NUM
bjmsr-783	120	49	3	3	NUM
bjmsr-783	120	50	39.04	39.04	NUM
bjmsr-783	120	51	4	4	NUM
bjmsr-783	120	52	1.31	1.31	NUM
bjmsr-783	120	53	2	2	NUM
bjmsr-783	120	54	83.33	83.33	NUM
bjmsr-783	120	55	5	5	NUM
bjmsr-783	120	56	9.58	9.58	NUM
bjmsr-783	120	57	1	1	NUM
bjmsr-783	120	58	c	c	NOUN
bjmsr-783	120	59	brac	brac	PROPN
bjmsr-783	120	60	12.55	12.55	NUM
bjmsr-783	120	61	1	1	NUM
bjmsr-783	120	62	5.28	5.28	NUM
bjmsr-783	120	63	3	3	NUM
bjmsr-783	120	64	50.28	50.28	NUM
bjmsr-783	120	65	5	5	NUM
bjmsr-783	120	66	1.39	1.39	NUM
bjmsr-783	120	67	2	2	NUM
bjmsr-783	120	68	83.07	83.07	NUM
bjmsr-783	120	69	5	5	NUM
bjmsr-783	120	70	14.73	14.73	NUM
bjmsr-783	120	71	2	2	NUM
bjmsr-783	120	72	d	d	NOUN
bjmsr-783	120	73	city	city	NOUN
bjmsr-783	120	74	12.63	12.63	NUM
bjmsr-783	120	75	1	1	NUM
bjmsr-783	120	76	5.81	5.81	NUM
bjmsr-783	120	77	3	3	NUM
bjmsr-783	120	78	49.14	49.14	NUM
bjmsr-783	120	79	5	5	NUM
bjmsr-783	120	80	1.34	1.34	NUM
bjmsr-783	120	81	2	2	NUM
bjmsr-783	120	82	80.52	80.52	NUM
bjmsr-783	120	83	5	5	NUM
bjmsr-783	120	84	13.37	13.37	NUM
bjmsr-783	120	85	2	2	NUM
bjmsr-783	120	86	e	e	X
bjmsr-783	120	87	dbbl	dbbl	PROPN
bjmsr-783	120	88	12.57	12.57	NUM
bjmsr-783	120	89	1	1	NUM
bjmsr-783	120	90	3.63	3.63	NUM
bjmsr-783	120	91	3	3	NUM
bjmsr-783	120	92	56.29	56.29	NUM
bjmsr-783	120	93	5	5	NUM
bjmsr-783	120	94	1.36	1.36	NUM
bjmsr-783	120	95	2	2	NUM
bjmsr-783	120	96	76.52	76.52	NUM
bjmsr-783	120	97	4	4	NUM
bjmsr-783	120	98	17.67	17.67	NUM
bjmsr-783	120	99	3	3	NUM
bjmsr-783	120	100	f	f	PROPN
bjmsr-783	120	101	dhaka	dhaka	PROPN
bjmsr-783	120	102	11.82	11.82	NUM
bjmsr-783	120	103	1	1	NUM
bjmsr-783	120	104	4.78	4.78	NUM
bjmsr-783	120	105	3	3	NUM
bjmsr-783	120	106	38.76	38.76	NUM
bjmsr-783	120	107	3	3	NUM
bjmsr-783	120	108	1.17	1.17	NUM
bjmsr-783	120	109	3	3	NUM
bjmsr-783	120	110	85.17	85.17	NUM
bjmsr-783	120	111	5	5	NUM
bjmsr-783	120	112	9.43	9.43	NUM
bjmsr-783	120	113	1	1	NUM
bjmsr-783	120	114	g	g	PROPN
bjmsr-783	120	115	ebl	ebl	PROPN
bjmsr-783	120	116	12.53	12.53	NUM
bjmsr-783	120	117	1	1	NUM
bjmsr-783	120	118	2.87	2.87	NUM
bjmsr-783	120	119	2	2	NUM
bjmsr-783	120	120	39.87	39.87	NUM
bjmsr-783	120	121	4	4	NUM
bjmsr-783	120	122	1.74	1.74	NUM
bjmsr-783	120	123	1	1	NUM
bjmsr-783	120	124	88.13	88.13	NUM
bjmsr-783	120	125	5	5	NUM
bjmsr-783	120	126	12.07	12.07	NUM
bjmsr-783	120	127	2	2	NUM
bjmsr-783	120	128	h	h	NOUN
bjmsr-783	120	129	ific	ific	NOUN
bjmsr-783	120	130	11.06	11.06	NUM
bjmsr-783	120	131	1	1	NUM
bjmsr-783	120	132	5.27	5.27	NUM
bjmsr-783	120	133	3	3	NUM
bjmsr-783	120	134	52.81	52.81	NUM
bjmsr-783	120	135	5	5	NUM
bjmsr-783	120	136	1.17	1.17	NUM
bjmsr-783	120	137	3	3	NUM
bjmsr-783	120	138	83.66	83.66	NUM
bjmsr-783	120	139	5	5	NUM
bjmsr-783	120	140	16.31	16.31	NUM
bjmsr-783	120	141	3	3	NUM
bjmsr-783	121	1	i	i	PRON
bjmsr-783	121	2	jamuna	jamuna	PROPN
bjmsr-783	121	3	11.75	11.75	NUM
bjmsr-783	121	4	1	1	NUM
bjmsr-783	121	5	4.65	4.65	NUM
bjmsr-783	121	6	3	3	NUM
bjmsr-783	121	7	44.37	44.37	NUM
bjmsr-783	121	8	4	4	NUM
bjmsr-783	121	9	1.38	1.38	NUM
bjmsr-783	121	10	2	2	NUM
bjmsr-783	121	11	77.73	77.73	NUM
bjmsr-783	121	12	4	4	NUM
bjmsr-783	121	13	8.50	8.50	NUM
bjmsr-783	121	14	1	1	NUM
bjmsr-783	121	15	j	j	PROPN
bjmsr-783	121	16	mercantile	mercantile	NOUN
bjmsr-783	121	17	11.42	11.42	NUM
bjmsr-783	121	18	1	1	NUM
bjmsr-783	121	19	3.81	3.81	NUM
bjmsr-783	121	20	3	3	NUM
bjmsr-783	121	21	45.60	45.60	NUM
bjmsr-783	121	22	4	4	NUM
bjmsr-783	121	23	1.21	1.21	NUM
bjmsr-783	121	24	2	2	NUM
bjmsr-783	121	25	83.15	83.15	NUM
bjmsr-783	121	26	5	5	NUM
bjmsr-783	121	27	8.59	8.59	NUM
bjmsr-783	121	28	1	1	NUM
bjmsr-783	121	29	k	k	PROPN
bjmsr-783	121	30	mtb	mtb	PROPN
bjmsr-783	122	1	11.43	11.43	NUM
bjmsr-783	122	2	1	1	NUM
bjmsr-783	122	3	3.51	3.51	NUM
bjmsr-783	122	4	3	3	NUM
bjmsr-783	122	5	53.93	53.93	NUM
bjmsr-783	122	6	5	5	NUM
bjmsr-783	122	7	1.00	1.00	NUM
bjmsr-783	122	8	4	4	NUM
bjmsr-783	122	9	81.15	81.15	NUM
bjmsr-783	122	10	5	5	NUM
bjmsr-783	122	11	12.35	12.35	NUM
bjmsr-783	122	12	2	2	NUM
bjmsr-783	122	13	l	l	NOUN
bjmsr-783	122	14	ncc	ncc	NOUN
bjmsr-783	122	15	12.06	12.06	NUM
bjmsr-783	122	16	1	1	NUM
bjmsr-783	122	17	4.99	4.99	NUM
bjmsr-783	122	18	3	3	NUM
bjmsr-783	122	19	51.73	51.73	NUM
bjmsr-783	122	20	5	5	NUM
bjmsr-783	122	21	1.49	1.49	NUM
bjmsr-783	122	22	2	2	NUM
bjmsr-783	122	23	85.42	85.42	NUM
bjmsr-783	122	24	5	5	NUM
bjmsr-783	122	25	8.32	8.32	NUM
bjmsr-783	122	26	1	1	NUM
bjmsr-783	122	27	m	m	NOUN
bjmsr-783	122	28	one	one	NUM
bjmsr-783	122	29	11.56	11.56	NUM
bjmsr-783	122	30	1	1	NUM
bjmsr-783	122	31	4.89	4.89	NUM
bjmsr-783	122	32	3	3	NUM
bjmsr-783	122	33	43.88	43.88	NUM
bjmsr-783	122	34	4	4	NUM
bjmsr-783	122	35	1.65	1.65	NUM
bjmsr-783	122	36	1	1	NUM
bjmsr-783	122	37	84.26	84.26	NUM
bjmsr-783	122	38	5	5	NUM
bjmsr-783	122	39	8.21	8.21	NUM
bjmsr-783	122	40	1	1	NUM
bjmsr-783	122	41	n	n	NOUN
bjmsr-783	122	42	premier	premier	NOUN
bjmsr-783	122	43	11.43	11.43	NUM
bjmsr-783	122	44	1	1	NUM
bjmsr-783	122	45	5.09	5.09	NUM
bjmsr-783	122	46	3	3	NUM
bjmsr-783	122	47	57.34	57.34	NUM
bjmsr-783	122	48	5	5	NUM
bjmsr-783	122	49	1.35	1.35	NUM
bjmsr-783	122	50	2	2	NUM
bjmsr-783	122	51	84.37	84.37	NUM
bjmsr-783	122	52	5	5	NUM
bjmsr-783	122	53	8.66	8.66	NUM
bjmsr-783	122	54	1	1	NUM
bjmsr-783	122	55	o	o	NOUN
bjmsr-783	122	56	prime	prime	NOUN
bjmsr-783	122	57	13.03	13.03	NUM
bjmsr-783	122	58	1	1	NUM
bjmsr-783	122	59	4.32	4.32	NUM
bjmsr-783	122	60	3	3	NUM
bjmsr-783	122	61	43.98	43.98	NUM
bjmsr-783	122	62	4	4	NUM
bjmsr-783	122	63	1.25	1.25	NUM
bjmsr-783	122	64	2	2	NUM
bjmsr-783	122	65	82.57	82.57	NUM
bjmsr-783	122	66	5	5	NUM
bjmsr-783	122	67	12.57	12.57	NUM
bjmsr-783	122	68	2	2	NUM
bjmsr-783	122	69	p	p	NOUN
bjmsr-783	122	70	pubali	pubali	VERB
bjmsr-783	122	71	11.90	11.90	NUM
bjmsr-783	122	72	1	1	NUM
bjmsr-783	122	73	5.34	5.34	NUM
bjmsr-783	122	74	3	3	NUM
bjmsr-783	122	75	26.70	26.70	NUM
bjmsr-783	122	76	2	2	NUM
bjmsr-783	122	77	1.15	1.15	NUM
bjmsr-783	122	78	3	3	NUM
bjmsr-783	122	79	83.48	83.48	NUM
bjmsr-783	122	80	5	5	NUM
bjmsr-783	122	81	14.04	14.04	NUM
bjmsr-783	122	82	2	2	NUM
bjmsr-783	122	83	q	q	NOUN
bjmsr-783	122	84	sebl	sebl	PROPN
bjmsr-783	122	85	11.51	11.51	NUM
bjmsr-783	122	86	1	1	NUM
bjmsr-783	122	87	4.42	4.42	NUM
bjmsr-783	122	88	3	3	NUM
bjmsr-783	122	89	29.44	29.44	NUM
bjmsr-783	122	90	2	2	NUM
bjmsr-783	122	91	1.25	1.25	NUM
bjmsr-783	122	92	2	2	NUM
bjmsr-783	122	93	68.91	68.91	NUM
bjmsr-783	122	94	3	3	NUM
bjmsr-783	122	95	2.80	2.80	NUM
bjmsr-783	122	96	1	1	NUM
bjmsr-783	122	97	r	r	NOUN
bjmsr-783	122	98	standard	standard	NOUN
bjmsr-783	122	99	11.93	11.93	NUM
bjmsr-783	122	100	1	1	NUM
bjmsr-783	122	101	3.71	3.71	NUM
bjmsr-783	122	102	3	3	NUM
bjmsr-783	122	103	49.79	49.79	NUM
bjmsr-783	122	104	5	5	NUM
bjmsr-783	122	105	1.40	1.40	NUM
bjmsr-783	122	106	2	2	NUM
bjmsr-783	122	107	85.69	85.69	NUM
bjmsr-783	122	108	5	5	NUM
bjmsr-783	122	109	9.12	9.12	NUM
bjmsr-783	122	110	1	1	NUM
bjmsr-783	122	111	s	s	NOUN
bjmsr-783	122	112	trust	trust	NOUN
bjmsr-783	122	113	12.39	12.39	NUM
bjmsr-783	122	114	1	1	NUM
bjmsr-783	122	115	3.45	3.45	NUM
bjmsr-783	122	116	3	3	NUM
bjmsr-783	122	117	49.04	49.04	NUM
bjmsr-783	122	118	5	5	NUM
bjmsr-783	122	119	0.98	0.98	NUM
bjmsr-783	122	120	4	4	NUM
bjmsr-783	122	121	82.02	82.02	NUM
bjmsr-783	122	122	5	5	NUM
bjmsr-783	122	123	7.64	7.64	NUM
bjmsr-783	122	124	1	1	NUM
bjmsr-783	122	125	t	t	NOUN
bjmsr-783	122	126	ucbl	ucbl	NOUN
bjmsr-783	122	127	10.70	10.70	NUM
bjmsr-783	122	128	2	2	NUM
bjmsr-783	122	129	4.51	4.51	NUM
bjmsr-783	122	130	3	3	NUM
bjmsr-783	122	131	45.51	45.51	NUM
bjmsr-783	122	132	4	4	NUM
bjmsr-783	122	133	1.24	1.24	NUM
bjmsr-783	122	134	3	3	NUM
bjmsr-783	122	135	80.42	80.42	NUM
bjmsr-783	122	136	5	5	NUM
bjmsr-783	122	137	10.98	10.98	NUM
bjmsr-783	122	138	2	2	NUM
bjmsr-783	122	139	u	u	NOUN
bjmsr-783	122	140	uttara	uttara	NOUN
bjmsr-783	122	141	12.28	12.28	NUM
bjmsr-783	122	142	1	1	NUM
bjmsr-783	122	143	6.22	6.22	NUM
bjmsr-783	122	144	3	3	NUM
bjmsr-783	122	145	51.60	51.60	NUM
bjmsr-783	122	146	5	5	NUM
bjmsr-783	122	147	1.24	1.24	NUM
bjmsr-783	122	148	3	3	NUM
bjmsr-783	122	149	67.11	67.11	NUM
bjmsr-783	122	150	3	3	NUM
bjmsr-783	122	151	9.99	9.99	NUM
bjmsr-783	122	152	1	1	NUM
bjmsr-783	122	153	source	source	NOUN
bjmsr-783	122	154	:	:	PUNCT
bjmsr-783	122	155	researcher‟s	researcher‟s	VERB
bjmsr-783	122	156	calculation	calculation	NOUN
bjmsr-783	122	157	copyright	copyright	NOUN
bjmsr-783	122	158	©	©	PROPN
bjmsr-783	122	159	cc	cc	PROPN
bjmsr-783	122	160	-	-	PUNCT
bjmsr-783	122	161	by	by	ADP
bjmsr-783	122	162	-	-	PUNCT
bjmsr-783	122	163	nc	nc	PROPN
bjmsr-783	122	164	2020	2020	NUM
bjmsr-783	122	165	,	,	PUNCT
bjmsr-783	122	166	cribfb	cribfb	PROPN
bjmsr-783	122	167	|bjmsr	|bjmsr	PROPN
bjmsr-783	122	168	www.cribfb.com/journal/index.php/bjmsr	www.cribfb.com/journal/index.php/bjmsr	X
bjmsr-783	123	1	bangladesh	bangladesh	PROPN
bjmsr-783	123	2	journal	journal	PROPN
bjmsr-783	123	3	of	of	ADP
bjmsr-783	123	4	multidisciplinary	multidisciplinary	ADJ
bjmsr-783	123	5	scientific	scientific	ADJ
bjmsr-783	123	6	research	research	NOUN
bjmsr-783	123	7	vol	vol	NOUN
bjmsr-783	123	8	.	.	PROPN
bjmsr-783	124	1	2	2	NUM
bjmsr-783	124	2	,	,	PUNCT
bjmsr-783	124	3	no	no	INTJ
bjmsr-783	124	4	.	.	NOUN
bjmsr-783	124	5	2	2	NUM
bjmsr-783	124	6	;	;	PUNCT
bjmsr-783	124	7	2020	2020	NUM
bjmsr-783	124	8	45	45	NUM
bjmsr-783	124	9	whereas	wherea	NOUN
bjmsr-783	124	10	,	,	PUNCT
bjmsr-783	124	11	c=	c=	VERB
bjmsr-783	124	12	capital	capital	NOUN
bjmsr-783	124	13	adequacy	adequacy	NOUN
bjmsr-783	124	14	(	(	PUNCT
bjmsr-783	124	15	crar	crar	NOUN
bjmsr-783	124	16	)	)	PUNCT
bjmsr-783	124	17	,	,	PUNCT
bjmsr-783	124	18	a	a	DET
bjmsr-783	124	19	=	=	VERB
bjmsr-783	124	20	asset	asset	NOUN
bjmsr-783	124	21	quality	quality	NOUN
bjmsr-783	124	22	(	(	PUNCT
bjmsr-783	124	23	npl	npl	NOUN
bjmsr-783	124	24	to	to	ADP
bjmsr-783	124	25	total	total	ADJ
bjmsr-783	124	26	loan	loan	NOUN
bjmsr-783	124	27	ratio	ratio	NOUN
bjmsr-783	124	28	)	)	PUNCT
bjmsr-783	124	29	,	,	PUNCT
bjmsr-783	124	30	m	m	NOUN
bjmsr-783	124	31	=	=	VERB
bjmsr-783	124	32	management	management	NOUN
bjmsr-783	124	33	efficiency	efficiency	NOUN
bjmsr-783	124	34	(	(	PUNCT
bjmsr-783	124	35	operating	operate	VERB
bjmsr-783	124	36	expense	expense	NOUN
bjmsr-783	124	37	to	to	ADP
bjmsr-783	124	38	operating	operate	VERB
bjmsr-783	124	39	income	income	NOUN
bjmsr-783	124	40	ratio	ratio	NOUN
bjmsr-783	124	41	)	)	PUNCT
bjmsr-783	124	42	,	,	PUNCT
bjmsr-783	124	43	e=	e=	NOUN
bjmsr-783	124	44	earnings	earning	NOUN
bjmsr-783	124	45	ability	ability	NOUN
bjmsr-783	124	46	(	(	PUNCT
bjmsr-783	124	47	roa	roa	NOUN
bjmsr-783	124	48	)	)	PUNCT
bjmsr-783	124	49	,	,	PUNCT
bjmsr-783	124	50	l=	l=	ADJ
bjmsr-783	124	51	liquidity	liquidity	NOUN
bjmsr-783	124	52	ratio	ratio	NOUN
bjmsr-783	124	53	(	(	PUNCT
bjmsr-783	124	54	advance	advance	NOUN
bjmsr-783	124	55	to	to	ADP
bjmsr-783	124	56	deposit	deposit	NOUN
bjmsr-783	124	57	ratio	ratio	NOUN
bjmsr-783	124	58	)	)	PUNCT
bjmsr-783	124	59	,	,	PUNCT
bjmsr-783	124	60	s	s	NOUN
bjmsr-783	124	61	=	=	NOUN
bjmsr-783	124	62	price	price	NOUN
bjmsr-783	124	63	/	/	SYM
bjmsr-783	124	64	earnings	earning	NOUN
bjmsr-783	124	65	ratio	ratio	NOUN
bjmsr-783	124	66	,	,	PUNCT
bjmsr-783	124	67	r	r	NOUN
bjmsr-783	124	68	=	=	NOUN
bjmsr-783	124	69	rating	rating	NOUN
bjmsr-783	124	70	.	.	PUNCT
bjmsr-783	125	1	5.1.1	5.1.1	NUM
bjmsr-783	125	2	capital	capital	NOUN
bjmsr-783	125	3	adequacy	adequacy	NOUN
bjmsr-783	125	4	figure	figure	NOUN
bjmsr-783	125	5	1	1	NUM
bjmsr-783	125	6	shows	show	VERB
bjmsr-783	125	7	the	the	DET
bjmsr-783	125	8	composite	composite	ADJ
bjmsr-783	125	9	ratings	rating	NOUN
bjmsr-783	125	10	of	of	ADP
bjmsr-783	125	11	the	the	DET
bjmsr-783	125	12	selected	select	VERB
bjmsr-783	125	13	pcbs	pcb	NOUN
bjmsr-783	125	14	concerning	concern	VERB
bjmsr-783	125	15	crar	crar	NOUN
bjmsr-783	125	16	.	.	PUNCT
bjmsr-783	126	1	it	it	PRON
bjmsr-783	126	2	is	be	AUX
bjmsr-783	126	3	understandable	understandable	ADJ
bjmsr-783	126	4	from	from	ADP
bjmsr-783	126	5	the	the	DET
bjmsr-783	126	6	figure	figure	NOUN
bjmsr-783	126	7	and	and	CCONJ
bjmsr-783	126	8	table	table	NOUN
bjmsr-783	126	9	5	5	NUM
bjmsr-783	126	10	that	that	SCONJ
bjmsr-783	126	11	among	among	ADP
bjmsr-783	126	12	the	the	DET
bjmsr-783	126	13	21	21	NUM
bjmsr-783	126	14	banks	bank	NOUN
bjmsr-783	126	15	most	most	ADJ
bjmsr-783	126	16	of	of	ADP
bjmsr-783	126	17	the	the	DET
bjmsr-783	126	18	banks	bank	NOUN
bjmsr-783	126	19	have	have	VERB
bjmsr-783	126	20	the	the	DET
bjmsr-783	126	21	crar	crar	NOUN
bjmsr-783	126	22	above	above	ADP
bjmsr-783	126	23	11	11	NUM
bjmsr-783	126	24	%	%	NOUN
bjmsr-783	126	25	,	,	PUNCT
bjmsr-783	126	26	and	and	CCONJ
bjmsr-783	126	27	according	accord	VERB
bjmsr-783	126	28	to	to	ADP
bjmsr-783	126	29	the	the	DET
bjmsr-783	126	30	camels	camel	NOUN
bjmsr-783	126	31	composite	composite	ADJ
bjmsr-783	126	32	rating	rating	NOUN
bjmsr-783	126	33	,	,	PUNCT
bjmsr-783	126	34	most	most	ADJ
bjmsr-783	126	35	of	of	ADP
bjmsr-783	126	36	the	the	DET
bjmsr-783	126	37	banks	bank	NOUN
bjmsr-783	126	38	have	have	AUX
bjmsr-783	126	39	reached	reach	VERB
bjmsr-783	126	40	the	the	DET
bjmsr-783	126	41	highest	high	ADJ
bjmsr-783	126	42	level	level	NOUN
bjmsr-783	126	43	.	.	PUNCT
bjmsr-783	127	1	only	only	ADV
bjmsr-783	127	2	ab	ab	PROPN
bjmsr-783	127	3	and	and	CCONJ
bjmsr-783	127	4	ucbl	ucbl	NOUN
bjmsr-783	127	5	have	have	AUX
bjmsr-783	127	6	earned	earn	VERB
bjmsr-783	127	7	rating	rating	NOUN
bjmsr-783	127	8	2	2	NUM
bjmsr-783	127	9	with	with	ADP
bjmsr-783	127	10	average	average	ADJ
bjmsr-783	127	11	crar	crar	NOUN
bjmsr-783	127	12	below	below	ADP
bjmsr-783	127	13	11	11	NUM
bjmsr-783	127	14	%	%	NOUN
bjmsr-783	127	15	.	.	PUNCT
bjmsr-783	128	1	figure	figure	NOUN
bjmsr-783	128	2	1	1	NUM
bjmsr-783	128	3	.	.	PUNCT
bjmsr-783	128	4	composite	composite	ADJ
bjmsr-783	128	5	rating	rating	NOUN
bjmsr-783	128	6	of	of	ADP
bjmsr-783	128	7	the	the	DET
bjmsr-783	128	8	selected	select	VERB
bjmsr-783	128	9	pcbs	pcb	NOUN
bjmsr-783	128	10	concerning	concern	VERB
bjmsr-783	128	11	crar	crar	NOUN
bjmsr-783	128	12	5.1.2	5.1.2	NUM
bjmsr-783	128	13	asset	asset	NOUN
bjmsr-783	128	14	quality	quality	NOUN
bjmsr-783	128	15	the	the	DET
bjmsr-783	128	16	most	most	ADV
bjmsr-783	128	17	significant	significant	ADJ
bjmsr-783	128	18	indication	indication	NOUN
bjmsr-783	128	19	to	to	PART
bjmsr-783	128	20	show	show	VERB
bjmsr-783	128	21	the	the	DET
bjmsr-783	128	22	asset	asset	NOUN
bjmsr-783	128	23	quality	quality	NOUN
bjmsr-783	128	24	in	in	ADP
bjmsr-783	128	25	the	the	DET
bjmsr-783	128	26	loan	loan	NOUN
bjmsr-783	128	27	assortment	assortment	NOUN
bjmsr-783	128	28	is	be	AUX
bjmsr-783	128	29	the	the	DET
bjmsr-783	128	30	ratio	ratio	NOUN
bjmsr-783	128	31	of	of	ADP
bjmsr-783	128	32	gross	gross	ADJ
bjmsr-783	128	33	nonperforming	nonperforme	VERB
bjmsr-783	128	34	loans	loan	NOUN
bjmsr-783	128	35	(	(	PUNCT
bjmsr-783	128	36	npls	npls	NOUN
bjmsr-783	128	37	)	)	PUNCT
bjmsr-783	128	38	to	to	ADP
bjmsr-783	128	39	total	total	ADJ
bjmsr-783	128	40	loans	loan	NOUN
bjmsr-783	128	41	.	.	PUNCT
bjmsr-783	129	1	figure	figure	NOUN
bjmsr-783	129	2	2	2	NUM
bjmsr-783	129	3	displays	display	VERB
bjmsr-783	129	4	the	the	DET
bjmsr-783	129	5	composite	composite	ADJ
bjmsr-783	129	6	ratings	rating	NOUN
bjmsr-783	129	7	of	of	ADP
bjmsr-783	129	8	the	the	DET
bjmsr-783	129	9	selected	select	VERB
bjmsr-783	129	10	pcbs	pcb	NOUN
bjmsr-783	129	11	concerning	concern	VERB
bjmsr-783	129	12	asset	asset	NOUN
bjmsr-783	129	13	quality	quality	NOUN
bjmsr-783	129	14	for	for	ADP
bjmsr-783	129	15	the	the	DET
bjmsr-783	129	16	year	year	NOUN
bjmsr-783	129	17	2008	2008	NUM
bjmsr-783	129	18	to	to	ADP
bjmsr-783	129	19	2018	2018	NUM
bjmsr-783	129	20	.	.	PUNCT
bjmsr-783	130	1	from	from	ADP
bjmsr-783	130	2	table	table	NOUN
bjmsr-783	130	3	5	5	NUM
bjmsr-783	130	4	,	,	PUNCT
bjmsr-783	130	5	it	it	PRON
bjmsr-783	130	6	is	be	AUX
bjmsr-783	130	7	observed	observe	VERB
bjmsr-783	130	8	that	that	SCONJ
bjmsr-783	130	9	among	among	ADP
bjmsr-783	130	10	the	the	DET
bjmsr-783	130	11	21	21	NUM
bjmsr-783	130	12	pcbs	pcb	NOUN
bjmsr-783	130	13	,	,	PUNCT
bjmsr-783	130	14	only	only	ADV
bjmsr-783	130	15	ebl	ebl	PROPN
bjmsr-783	130	16	obtains	obtain	VERB
bjmsr-783	130	17	'	'	PUNCT
bjmsr-783	130	18	satisfactory	satisfactory	ADJ
bjmsr-783	130	19	'	'	PUNCT
bjmsr-783	130	20	rating	rating	NOUN
bjmsr-783	130	21	.	.	PUNCT
bjmsr-783	131	1	the	the	DET
bjmsr-783	131	2	rest	rest	NOUN
bjmsr-783	131	3	20	20	NUM
bjmsr-783	131	4	banks	bank	NOUN
bjmsr-783	131	5	have	have	AUX
bjmsr-783	131	6	been	be	AUX
bjmsr-783	131	7	facing	face	VERB
bjmsr-783	131	8	challenges	challenge	NOUN
bjmsr-783	131	9	with	with	ADP
bjmsr-783	131	10	their	their	PRON
bjmsr-783	131	11	classified	classified	ADJ
bjmsr-783	131	12	loan	loan	NOUN
bjmsr-783	131	13	.	.	PUNCT
bjmsr-783	132	1	because	because	SCONJ
bjmsr-783	132	2	of	of	ADP
bjmsr-783	132	3	the	the	DET
bjmsr-783	132	4	weak	weak	ADJ
bjmsr-783	132	5	management	management	NOUN
bjmsr-783	132	6	of	of	ADP
bjmsr-783	132	7	the	the	DET
bjmsr-783	132	8	loan	loan	NOUN
bjmsr-783	132	9	portfolio	portfolio	NOUN
bjmsr-783	132	10	and	and	CCONJ
bjmsr-783	132	11	lack	lack	NOUN
bjmsr-783	132	12	of	of	ADP
bjmsr-783	132	13	diversification	diversification	NOUN
bjmsr-783	132	14	in	in	ADP
bjmsr-783	132	15	their	their	PRON
bjmsr-783	132	16	asset	asset	NOUN
bjmsr-783	132	17	portfolio	portfolio	NOUN
bjmsr-783	132	18	,	,	PUNCT
bjmsr-783	132	19	most	most	ADJ
bjmsr-783	132	20	of	of	ADP
bjmsr-783	132	21	the	the	DET
bjmsr-783	132	22	pcbs	pcbs	PROPN
bjmsr-783	132	23	fail	fail	VERB
bjmsr-783	132	24	to	to	PART
bjmsr-783	132	25	generate	generate	VERB
bjmsr-783	132	26	sufficient	sufficient	ADJ
bjmsr-783	132	27	financial	financial	ADJ
bjmsr-783	132	28	returns	return	NOUN
bjmsr-783	132	29	.	.	PUNCT
bjmsr-783	133	1	moreover	moreover	ADV
bjmsr-783	133	2	,	,	PUNCT
bjmsr-783	133	3	these	these	DET
bjmsr-783	133	4	banks	bank	NOUN
bjmsr-783	133	5	require	require	VERB
bjmsr-783	133	6	maintaining	maintain	VERB
bjmsr-783	133	7	higher	high	ADJ
bjmsr-783	133	8	provision	provision	NOUN
bjmsr-783	133	9	as	as	SCONJ
bjmsr-783	133	10	their	their	PRON
bjmsr-783	133	11	npl	npl	NOUN
bjmsr-783	133	12	grows	grow	VERB
bjmsr-783	133	13	day	day	NOUN
bjmsr-783	133	14	by	by	ADP
bjmsr-783	133	15	day	day	NOUN
bjmsr-783	133	16	.	.	PUNCT
bjmsr-783	134	1	it	it	PRON
bjmsr-783	134	2	creates	create	VERB
bjmsr-783	134	3	pressure	pressure	NOUN
bjmsr-783	134	4	on	on	ADP
bjmsr-783	134	5	banks	bank	NOUN
bjmsr-783	134	6	'	'	PART
bjmsr-783	134	7	profitability	profitability	NOUN
bjmsr-783	134	8	too	too	ADV
bjmsr-783	134	9	.	.	PUNCT
bjmsr-783	135	1	figure	figure	NOUN
bjmsr-783	135	2	2	2	NUM
bjmsr-783	135	3	.	.	PUNCT
bjmsr-783	135	4	composite	composite	ADJ
bjmsr-783	135	5	rating	rating	NOUN
bjmsr-783	135	6	of	of	ADP
bjmsr-783	135	7	the	the	DET
bjmsr-783	135	8	selected	select	VERB
bjmsr-783	135	9	pcbs	pcb	NOUN
bjmsr-783	135	10	concerning	concern	VERB
bjmsr-783	135	11	npls	npls	NOUN
bjmsr-783	135	12	5.1.3	5.1.3	NUM
bjmsr-783	135	13	management	management	NOUN
bjmsr-783	135	14	efficiency	efficiency	NOUN
bjmsr-783	135	15	management	management	NOUN
bjmsr-783	135	16	efficiency	efficiency	NOUN
bjmsr-783	135	17	is	be	AUX
bjmsr-783	135	18	an	an	DET
bjmsr-783	135	19	essential	essential	ADJ
bjmsr-783	135	20	pre	pre	NOUN
bjmsr-783	135	21	-	-	NOUN
bjmsr-783	135	22	requisite	requisite	ADJ
bjmsr-783	135	23	for	for	ADP
bjmsr-783	135	24	the	the	DET
bjmsr-783	135	25	strength	strength	NOUN
bjmsr-783	135	26	and	and	CCONJ
bjmsr-783	135	27	growth	growth	NOUN
bjmsr-783	135	28	of	of	ADP
bjmsr-783	135	29	any	any	DET
bjmsr-783	135	30	bank	bank	NOUN
bjmsr-783	135	31	.	.	PUNCT
bjmsr-783	136	1	figure	figure	NOUN
bjmsr-783	136	2	3	3	NUM
bjmsr-783	136	3	shows	show	VERB
bjmsr-783	136	4	the	the	DET
bjmsr-783	136	5	efficiency	efficiency	NOUN
bjmsr-783	136	6	ratio	ratio	NOUN
bjmsr-783	136	7	of	of	ADP
bjmsr-783	136	8	pcbs	pcb	NOUN
bjmsr-783	136	9	from	from	ADP
bjmsr-783	136	10	the	the	DET
bjmsr-783	136	11	year	year	NOUN
bjmsr-783	136	12	2008	2008	NUM
bjmsr-783	136	13	-	-	SYM
bjmsr-783	136	14	2018	2018	NUM
bjmsr-783	136	15	.	.	PUNCT
bjmsr-783	137	1	it	it	PRON
bjmsr-783	137	2	is	be	AUX
bjmsr-783	137	3	evident	evident	ADJ
bjmsr-783	137	4	from	from	ADP
bjmsr-783	137	5	table5	table5	NOUN
bjmsr-783	137	6	that	that	SCONJ
bjmsr-783	137	7	most	most	ADJ
bjmsr-783	137	8	of	of	ADP
bjmsr-783	137	9	the	the	DET
bjmsr-783	137	10	banks	bank	NOUN
bjmsr-783	137	11	perform	perform	VERB
bjmsr-783	137	12	poorly	poorly	ADV
bjmsr-783	137	13	to	to	PART
bjmsr-783	137	14	show	show	VERB
bjmsr-783	137	15	their	their	PRON
bjmsr-783	137	16	management	management	NOUN
bjmsr-783	137	17	efficiency	efficiency	NOUN
bjmsr-783	137	18	.	.	PUNCT
bjmsr-783	138	1	among	among	ADP
bjmsr-783	138	2	the	the	DET
bjmsr-783	138	3	21	21	NUM
bjmsr-783	138	4	sampled	sample	VERB
bjmsr-783	138	5	banks	bank	NOUN
bjmsr-783	138	6	,	,	PUNCT
bjmsr-783	138	7	10	10	NUM
bjmsr-783	138	8	banks	bank	NOUN
bjmsr-783	138	9	get	get	VERB
bjmsr-783	138	10	5	5	NUM
bjmsr-783	138	11	(	(	PUNCT
bjmsr-783	138	12	unsatisfactory	unsatisfactory	NOUN
bjmsr-783	138	13	)	)	PUNCT
bjmsr-783	138	14	grading	grading	NOUN
bjmsr-783	138	15	points	point	NOUN
bjmsr-783	138	16	,	,	PUNCT
bjmsr-783	138	17	and	and	CCONJ
bjmsr-783	138	18	8	8	NUM
bjmsr-783	138	19	of	of	ADP
bjmsr-783	138	20	them	they	PRON
bjmsr-783	138	21	got	get	VERB
bjmsr-783	138	22	4	4	NUM
bjmsr-783	138	23	grading	grade	VERB
bjmsr-783	138	24	points	point	NOUN
bjmsr-783	138	25	.	.	PUNCT
bjmsr-783	139	1	unfortunately	unfortunately	ADV
bjmsr-783	139	2	,	,	PUNCT
bjmsr-783	139	3	no	no	DET
bjmsr-783	139	4	bank	bank	NOUN
bjmsr-783	139	5	falls	fall	VERB
bjmsr-783	139	6	under	under	ADP
bjmsr-783	139	7	the	the	DET
bjmsr-783	139	8	'	'	PUNCT
bjmsr-783	139	9	strong	strong	ADJ
bjmsr-783	139	10	'	'	PUNCT
bjmsr-783	139	11	position	position	NOUN
bjmsr-783	139	12	,	,	PUNCT
bjmsr-783	139	13	and	and	CCONJ
bjmsr-783	139	14	only	only	ADV
bjmsr-783	139	15	pubali	pubali	ADJ
bjmsr-783	139	16	and	and	CCONJ
bjmsr-783	139	17	sebl	sebl	PROPN
bjmsr-783	139	18	get	get	VERB
bjmsr-783	139	19	„	„	PUNCT
bjmsr-783	139	20	satisfactory‟	satisfactory‟	NOUN
bjmsr-783	139	21	ratings	rating	NOUN
bjmsr-783	139	22	.	.	PUNCT
bjmsr-783	140	1	figure	figure	VERB
bjmsr-783	140	2	3	3	NUM
bjmsr-783	140	3	.	.	PUNCT
bjmsr-783	140	4	composite	composite	ADJ
bjmsr-783	140	5	rating	rating	NOUN
bjmsr-783	140	6	of	of	ADP
bjmsr-783	140	7	the	the	DET
bjmsr-783	140	8	selected	select	VERB
bjmsr-783	140	9	pcbs	pcb	NOUN
bjmsr-783	140	10	concerning	concern	VERB
bjmsr-783	140	11	expense	expense	NOUN
bjmsr-783	140	12	-	-	PUNCT
bjmsr-783	140	13	income	income	NOUN
bjmsr-783	140	14	ratio	ratio	NOUN
bjmsr-783	140	15	therefore	therefore	ADV
bjmsr-783	140	16	,	,	PUNCT
bjmsr-783	140	17	it	it	PRON
bjmsr-783	140	18	is	be	AUX
bjmsr-783	140	19	clear	clear	ADJ
bjmsr-783	140	20	that	that	SCONJ
bjmsr-783	140	21	the	the	DET
bjmsr-783	140	22	pcbs	pcbs	PROPN
bjmsr-783	140	23	of	of	ADP
bjmsr-783	140	24	bangladesh	bangladesh	PROPN
bjmsr-783	140	25	are	be	AUX
bjmsr-783	140	26	very	very	ADV
bjmsr-783	140	27	inefficient	inefficient	ADJ
bjmsr-783	140	28	in	in	ADP
bjmsr-783	140	29	the	the	DET
bjmsr-783	140	30	management	management	NOUN
bjmsr-783	140	31	field	field	NOUN
bjmsr-783	140	32	.	.	PUNCT
bjmsr-783	141	1	this	this	DET
bjmsr-783	141	2	weakness	weakness	NOUN
bjmsr-783	141	3	is	be	AUX
bjmsr-783	141	4	represented	represent	VERB
bjmsr-783	141	5	by	by	ADP
bjmsr-783	141	6	the	the	DET
bjmsr-783	141	7	management	management	NOUN
bjmsr-783	141	8	's	's	PART
bjmsr-783	141	9	inability	inability	NOUN
bjmsr-783	141	10	to	to	PART
bjmsr-783	141	11	adjust	adjust	VERB
bjmsr-783	141	12	the	the	DET
bjmsr-783	141	13	banking	banking	NOUN
bjmsr-783	141	14	policy	policy	NOUN
bjmsr-783	141	15	on	on	ADP
bjmsr-783	141	16	sound	sound	ADJ
bjmsr-783	141	17	bases	basis	NOUN
bjmsr-783	141	18	.	.	PUNCT
bjmsr-783	142	1	this	this	PRON
bjmsr-783	142	2	also	also	ADV
bjmsr-783	142	3	indicates	indicate	VERB
bjmsr-783	142	4	that	that	SCONJ
bjmsr-783	142	5	management	management	NOUN
bjmsr-783	142	6	has	have	VERB
bjmsr-783	142	7	no	no	DET
bjmsr-783	142	8	plans	plan	NOUN
bjmsr-783	142	9	to	to	PART
bjmsr-783	142	10	develop	develop	VERB
bjmsr-783	142	11	future	future	ADJ
bjmsr-783	142	12	banking	banking	NOUN
bjmsr-783	142	13	policies	policy	NOUN
bjmsr-783	142	14	as	as	SCONJ
bjmsr-783	142	15	it	it	PRON
bjmsr-783	142	16	has	have	AUX
bjmsr-783	142	17	been	be	AUX
bjmsr-783	142	18	observed	observe	VERB
bjmsr-783	142	19	during	during	ADP
bjmsr-783	142	20	the	the	DET
bjmsr-783	142	21	last	last	ADJ
bjmsr-783	142	22	11	11	NUM
bjmsr-783	142	23	years	year	NOUN
bjmsr-783	142	24	.	.	PUNCT
bjmsr-783	143	1	efficiency	efficiency	NOUN
bjmsr-783	143	2	ratio	ratio	NOUN
bjmsr-783	143	3	0	0	NUM
bjmsr-783	143	4	10	10	NUM
bjmsr-783	143	5	20	20	NUM
bjmsr-783	143	6	30	30	NUM
bjmsr-783	143	7	40	40	NUM
bjmsr-783	143	8	50	50	NUM
bjmsr-783	143	9	60	60	NUM
bjmsr-783	143	10	70	70	NUM
bjmsr-783	143	11	a	a	DET
bjmsr-783	143	12	b	b	NOUN
bjmsr-783	143	13	c	c	NOUN
bjmsr-783	143	14	d	d	PROPN
bjmsr-783	143	15	e	e	X
bjmsr-783	143	16	f	f	PROPN
bjmsr-783	144	1	g	g	PROPN
bjmsr-783	144	2	h	h	NOUN
bjmsr-783	145	1	i	i	PRON
bjmsr-783	145	2	j	j	PROPN
bjmsr-783	146	1	k	k	PROPN
bjmsr-783	146	2	l	l	PROPN
bjmsr-783	146	3	m	m	VERB
bjmsr-783	146	4	n	n	ADV
bjmsr-783	147	1	o	o	NOUN
bjmsr-783	147	2	p	p	X
bjmsr-783	147	3	q	q	NOUN
bjmsr-783	147	4	r	r	NOUN
bjmsr-783	147	5	s	s	PROPN
bjmsr-783	147	6	t	t	NOUN
bjmsr-783	147	7	u	u	NOUN
bjmsr-783	147	8	banks	bank	NOUN
bjmsr-783	147	9	%	%	VERB
bjmsr-783	147	10	a	a	DET
bjmsr-783	147	11	b	b	NOUN
bjmsr-783	147	12	c	c	NOUN
bjmsr-783	147	13	d	d	PROPN
bjmsr-783	147	14	e	e	X
bjmsr-783	147	15	f	f	PROPN
bjmsr-783	148	1	g	g	PROPN
bjmsr-783	149	1	h	h	NOUN
bjmsr-783	150	1	i	i	PRON
bjmsr-783	150	2	j	j	PROPN
bjmsr-783	151	1	k	k	PROPN
bjmsr-783	151	2	l	l	PROPN
bjmsr-783	151	3	m	m	VERB
bjmsr-783	151	4	n	n	ADV
bjmsr-783	152	1	o	o	NOUN
bjmsr-783	152	2	p	p	X
bjmsr-783	152	3	q	q	NOUN
bjmsr-783	152	4	r	r	NOUN
bjmsr-783	152	5	s	s	PROPN
bjmsr-783	152	6	t	t	NOUN
bjmsr-783	152	7	u	u	NOUN
bjmsr-783	152	8	crar	crar	NOUN
bjmsr-783	152	9	0	0	NUM
bjmsr-783	152	10	2	2	NUM
bjmsr-783	152	11	4	4	NUM
bjmsr-783	152	12	6	6	NUM
bjmsr-783	152	13	8	8	NUM
bjmsr-783	152	14	10	10	NUM
bjmsr-783	152	15	12	12	NUM
bjmsr-783	152	16	14	14	NUM
bjmsr-783	152	17	a	a	DET
bjmsr-783	152	18	b	b	NOUN
bjmsr-783	152	19	c	c	NOUN
bjmsr-783	152	20	d	d	PROPN
bjmsr-783	152	21	e	e	X
bjmsr-783	152	22	f	f	PROPN
bjmsr-783	152	23	g	g	PROPN
bjmsr-783	152	24	h	h	NOUN
bjmsr-783	153	1	i	i	PRON
bjmsr-783	153	2	j	j	PROPN
bjmsr-783	154	1	k	k	PROPN
bjmsr-783	154	2	l	l	PROPN
bjmsr-783	154	3	m	m	VERB
bjmsr-783	154	4	n	n	ADV
bjmsr-783	155	1	o	o	NOUN
bjmsr-783	155	2	p	p	X
bjmsr-783	155	3	q	q	NOUN
bjmsr-783	155	4	r	r	NOUN
bjmsr-783	155	5	s	s	PROPN
bjmsr-783	155	6	t	t	NOUN
bjmsr-783	155	7	u	u	NOUN
bjmsr-783	155	8	banks	bank	NOUN
bjmsr-783	155	9	%	%	VERB
bjmsr-783	155	10	a	a	DET
bjmsr-783	155	11	b	b	NOUN
bjmsr-783	155	12	c	c	NOUN
bjmsr-783	155	13	d	d	PROPN
bjmsr-783	155	14	e	e	X
bjmsr-783	155	15	f	f	PROPN
bjmsr-783	156	1	g	g	PROPN
bjmsr-783	157	1	h	h	NOUN
bjmsr-783	158	1	i	i	PRON
bjmsr-783	158	2	j	j	PROPN
bjmsr-783	159	1	k	k	PROPN
bjmsr-783	159	2	l	l	PROPN
bjmsr-783	159	3	m	m	VERB
bjmsr-783	159	4	n	n	ADV
bjmsr-783	160	1	o	o	NOUN
bjmsr-783	160	2	p	p	X
bjmsr-783	160	3	q	q	NOUN
bjmsr-783	160	4	r	r	NOUN
bjmsr-783	160	5	s	s	PROPN
bjmsr-783	160	6	t	t	PROPN
bjmsr-783	160	7	u	u	NOUN
bjmsr-783	160	8	classified	classify	VERB
bjmsr-783	160	9	loan	loan	NOUN
bjmsr-783	160	10	0	0	NUM
bjmsr-783	160	11	1	1	NUM
bjmsr-783	160	12	2	2	NUM
bjmsr-783	160	13	3	3	NUM
bjmsr-783	160	14	4	4	NUM
bjmsr-783	160	15	5	5	NUM
bjmsr-783	160	16	6	6	NUM
bjmsr-783	160	17	7	7	NUM
bjmsr-783	160	18	a	a	DET
bjmsr-783	160	19	b	b	NOUN
bjmsr-783	160	20	c	c	NOUN
bjmsr-783	160	21	d	d	PROPN
bjmsr-783	160	22	e	e	X
bjmsr-783	160	23	f	f	PROPN
bjmsr-783	160	24	g	g	PROPN
bjmsr-783	161	1	h	h	NOUN
bjmsr-783	162	1	i	i	PRON
bjmsr-783	162	2	j	j	PROPN
bjmsr-783	163	1	k	k	PROPN
bjmsr-783	163	2	l	l	PROPN
bjmsr-783	163	3	m	m	VERB
bjmsr-783	163	4	n	n	ADV
bjmsr-783	164	1	o	o	NOUN
bjmsr-783	164	2	p	p	X
bjmsr-783	164	3	q	q	NOUN
bjmsr-783	164	4	r	r	NOUN
bjmsr-783	164	5	s	s	PROPN
bjmsr-783	164	6	t	t	NOUN
bjmsr-783	164	7	u	u	NOUN
bjmsr-783	164	8	banks	bank	NOUN
bjmsr-783	164	9	%	%	VERB
bjmsr-783	164	10	a	a	DET
bjmsr-783	164	11	b	b	NOUN
bjmsr-783	164	12	c	c	NOUN
bjmsr-783	164	13	d	d	PROPN
bjmsr-783	164	14	e	e	X
bjmsr-783	164	15	f	f	PROPN
bjmsr-783	165	1	g	g	PROPN
bjmsr-783	166	1	h	h	NOUN
bjmsr-783	167	1	i	i	PRON
bjmsr-783	167	2	j	j	PROPN
bjmsr-783	168	1	k	k	PROPN
bjmsr-783	168	2	l	l	PROPN
bjmsr-783	168	3	m	m	VERB
bjmsr-783	168	4	n	n	ADV
bjmsr-783	169	1	o	o	NOUN
bjmsr-783	169	2	p	p	X
bjmsr-783	169	3	q	q	NOUN
bjmsr-783	169	4	r	r	NOUN
bjmsr-783	169	5	s	s	PROPN
bjmsr-783	169	6	t	t	NOUN
bjmsr-783	169	7	u	u	NOUN
bjmsr-783	169	8	copyright	copyright	NOUN
bjmsr-783	169	9	©	©	PROPN
bjmsr-783	169	10	cc	cc	PROPN
bjmsr-783	169	11	-	-	PUNCT
bjmsr-783	169	12	by	by	ADP
bjmsr-783	169	13	-	-	PUNCT
bjmsr-783	169	14	nc	nc	PROPN
bjmsr-783	169	15	2020	2020	NUM
bjmsr-783	169	16	,	,	PUNCT
bjmsr-783	169	17	cribfb	cribfb	PROPN
bjmsr-783	169	18	|bjmsr	|bjmsr	PROPN
bjmsr-783	169	19	www.cribfb.com/journal/index.php/bjmsr	www.cribfb.com/journal/index.php/bjmsr	X
bjmsr-783	170	1	bangladesh	bangladesh	PROPN
bjmsr-783	170	2	journal	journal	PROPN
bjmsr-783	170	3	of	of	ADP
bjmsr-783	170	4	multidisciplinary	multidisciplinary	ADJ
bjmsr-783	170	5	scientific	scientific	ADJ
bjmsr-783	170	6	research	research	NOUN
bjmsr-783	170	7	vol	vol	NOUN
bjmsr-783	170	8	.	.	PROPN
bjmsr-783	171	1	2	2	NUM
bjmsr-783	171	2	,	,	PUNCT
bjmsr-783	171	3	no	no	INTJ
bjmsr-783	171	4	.	.	NOUN
bjmsr-783	171	5	2	2	NUM
bjmsr-783	171	6	;	;	PUNCT
bjmsr-783	172	1	2020	2020	NUM
bjmsr-783	172	2	46	46	NUM
bjmsr-783	172	3	5.1.4	5.1.4	NUM
bjmsr-783	172	4	earnings	earning	NOUN
bjmsr-783	172	5	ability	ability	NOUN
bjmsr-783	172	6	figure	figure	NOUN
bjmsr-783	172	7	4	4	NUM
bjmsr-783	172	8	is	be	AUX
bjmsr-783	172	9	showing	show	VERB
bjmsr-783	172	10	the	the	DET
bjmsr-783	172	11	roa	roa	NOUN
bjmsr-783	172	12	of	of	ADP
bjmsr-783	172	13	the	the	DET
bjmsr-783	172	14	selected	select	VERB
bjmsr-783	172	15	banks	bank	NOUN
bjmsr-783	172	16	from	from	ADP
bjmsr-783	172	17	2008	2008	NUM
bjmsr-783	172	18	-	-	SYM
bjmsr-783	172	19	2018	2018	NUM
bjmsr-783	172	20	.	.	PUNCT
bjmsr-783	173	1	here	here	ADV
bjmsr-783	173	2	it	it	PRON
bjmsr-783	173	3	is	be	AUX
bjmsr-783	173	4	observed	observe	VERB
bjmsr-783	173	5	from	from	ADP
bjmsr-783	173	6	table	table	NOUN
bjmsr-783	173	7	5	5	NUM
bjmsr-783	173	8	that	that	SCONJ
bjmsr-783	173	9	among	among	ADP
bjmsr-783	173	10	21	21	NUM
bjmsr-783	173	11	banks	bank	NOUN
bjmsr-783	173	12	,	,	PUNCT
bjmsr-783	173	13	the	the	DET
bjmsr-783	173	14	roa	roa	NOUN
bjmsr-783	173	15	of	of	ADP
bjmsr-783	173	16	ebl	ebl	PROPN
bjmsr-783	173	17	is	be	AUX
bjmsr-783	173	18	higher	high	ADJ
bjmsr-783	173	19	(	(	PUNCT
bjmsr-783	173	20	1.74	1.74	NUM
bjmsr-783	173	21	%	%	NOUN
bjmsr-783	173	22	)	)	PUNCT
bjmsr-783	173	23	.	.	PUNCT
bjmsr-783	174	1	one	one	NUM
bjmsr-783	174	2	bank	bank	NOUN
bjmsr-783	174	3	has	have	AUX
bjmsr-783	174	4	also	also	ADV
bjmsr-783	174	5	reached	reach	VERB
bjmsr-783	174	6	the	the	DET
bjmsr-783	174	7	highest	high	ADJ
bjmsr-783	174	8	level	level	NOUN
bjmsr-783	174	9	(	(	PUNCT
bjmsr-783	174	10	1.65	1.65	NUM
bjmsr-783	174	11	%	%	NOUN
bjmsr-783	174	12	)	)	PUNCT
bjmsr-783	174	13	of	of	ADP
bjmsr-783	174	14	„	„	PUNCT
bjmsr-783	174	15	earnings‟	earnings‟	X
bjmsr-783	174	16	ratings	rating	NOUN
bjmsr-783	174	17	.	.	PUNCT
bjmsr-783	175	1	according	accord	VERB
bjmsr-783	175	2	to	to	ADP
bjmsr-783	175	3	table5	table5	PROPN
bjmsr-783	175	4	,	,	PUNCT
bjmsr-783	175	5	the	the	DET
bjmsr-783	175	6	performance	performance	NOUN
bjmsr-783	175	7	of	of	ADP
bjmsr-783	175	8	the	the	DET
bjmsr-783	175	9	other	other	ADJ
bjmsr-783	175	10	18	18	NUM
bjmsr-783	175	11	banks	bank	NOUN
bjmsr-783	175	12	is	be	AUX
bjmsr-783	175	13	either	either	CCONJ
bjmsr-783	175	14	„	„	PUNCT
bjmsr-783	175	15	satisfactory‟	satisfactory‟	NOUN
bjmsr-783	175	16	or	or	CCONJ
bjmsr-783	175	17	„	„	PUNCT
bjmsr-783	175	18	fair‟.	fair‟.	PROPN
bjmsr-783	175	19	however	however	ADV
bjmsr-783	175	20	,	,	PUNCT
bjmsr-783	175	21	mtb	mtb	PROPN
bjmsr-783	175	22	and	and	CCONJ
bjmsr-783	175	23	trust	trust	PROPN
bjmsr-783	175	24	bank	bank	PROPN
bjmsr-783	175	25	show	show	NOUN
bjmsr-783	175	26	„	„	PUNCT
bjmsr-783	175	27	unsatisfactory‟	unsatisfactory‟	NOUN
bjmsr-783	175	28	performance	performance	NOUN
bjmsr-783	175	29	during	during	ADP
bjmsr-783	175	30	the	the	DET
bjmsr-783	175	31	period	period	NOUN
bjmsr-783	175	32	of	of	ADP
bjmsr-783	175	33	study	study	NOUN
bjmsr-783	175	34	.	.	PUNCT
bjmsr-783	176	1	„	„	PUNCT
bjmsr-783	176	2	earnings‟	earnings‟	PROPN
bjmsr-783	176	3	achieved	achieve	VERB
bjmsr-783	176	4	by	by	ADP
bjmsr-783	176	5	these	these	DET
bjmsr-783	176	6	banks	bank	NOUN
bjmsr-783	176	7	is	be	AUX
bjmsr-783	176	8	not	not	PART
bjmsr-783	176	9	within	within	ADP
bjmsr-783	176	10	the	the	DET
bjmsr-783	176	11	required	require	VERB
bjmsr-783	176	12	level	level	NOUN
bjmsr-783	176	13	.	.	PUNCT
bjmsr-783	177	1	this	this	PRON
bjmsr-783	177	2	means	mean	VERB
bjmsr-783	177	3	that	that	SCONJ
bjmsr-783	177	4	the	the	DET
bjmsr-783	177	5	banks	bank	NOUN
bjmsr-783	177	6	incur	incur	VERB
bjmsr-783	177	7	high	high	ADJ
bjmsr-783	177	8	expenses	expense	NOUN
bjmsr-783	177	9	and	and	CCONJ
bjmsr-783	177	10	have	have	VERB
bjmsr-783	177	11	doubtful	doubtful	ADJ
bjmsr-783	177	12	debts	debt	NOUN
bjmsr-783	177	13	,	,	PUNCT
bjmsr-783	177	14	which	which	PRON
bjmsr-783	177	15	also	also	ADV
bjmsr-783	177	16	affected	affect	VERB
bjmsr-783	177	17	the	the	DET
bjmsr-783	177	18	decline	decline	NOUN
bjmsr-783	177	19	in	in	ADP
bjmsr-783	177	20	profits	profit	NOUN
bjmsr-783	177	21	.	.	PUNCT
bjmsr-783	178	1	and	and	CCONJ
bjmsr-783	178	2	the	the	DET
bjmsr-783	178	3	banks	bank	NOUN
bjmsr-783	178	4	need	need	VERB
bjmsr-783	178	5	strong	strong	ADJ
bjmsr-783	178	6	strategies	strategy	NOUN
bjmsr-783	178	7	to	to	PART
bjmsr-783	178	8	reduce	reduce	VERB
bjmsr-783	178	9	costs	cost	NOUN
bjmsr-783	178	10	.	.	PUNCT
bjmsr-783	179	1	figure	figure	VERB
bjmsr-783	179	2	4	4	NUM
bjmsr-783	179	3	.	.	PUNCT
bjmsr-783	179	4	composite	composite	ADJ
bjmsr-783	179	5	rating	rating	NOUN
bjmsr-783	179	6	of	of	ADP
bjmsr-783	179	7	the	the	DET
bjmsr-783	179	8	selected	select	VERB
bjmsr-783	179	9	pcbs	pcb	NOUN
bjmsr-783	179	10	concerning	concern	VERB
bjmsr-783	179	11	roa	roa	PROPN
bjmsr-783	179	12	5.1.5	5.1.5	NUM
bjmsr-783	179	13	liquidity	liquidity	NOUN
bjmsr-783	179	14	figure	figure	NOUN
bjmsr-783	179	15	5	5	NUM
bjmsr-783	179	16	is	be	AUX
bjmsr-783	179	17	showing	show	VERB
bjmsr-783	179	18	the	the	DET
bjmsr-783	179	19	advance	advance	NOUN
bjmsr-783	179	20	to	to	PART
bjmsr-783	179	21	deposit	deposit	VERB
bjmsr-783	179	22	ratio	ratio	NOUN
bjmsr-783	179	23	of	of	ADP
bjmsr-783	179	24	the	the	DET
bjmsr-783	179	25	21	21	NUM
bjmsr-783	179	26	banks	bank	NOUN
bjmsr-783	179	27	for	for	ADP
bjmsr-783	179	28	the	the	DET
bjmsr-783	179	29	year	year	NOUN
bjmsr-783	179	30	2008	2008	NUM
bjmsr-783	179	31	-	-	SYM
bjmsr-783	179	32	2018	2018	NUM
bjmsr-783	179	33	.	.	PUNCT
bjmsr-783	180	1	it	it	PRON
bjmsr-783	180	2	is	be	AUX
bjmsr-783	180	3	observed	observe	VERB
bjmsr-783	180	4	from	from	ADP
bjmsr-783	180	5	table5	table5	NOUN
bjmsr-783	180	6	that	that	SCONJ
bjmsr-783	180	7	except	except	SCONJ
bjmsr-783	180	8	sebl	sebl	PROPN
bjmsr-783	180	9	and	and	CCONJ
bjmsr-783	180	10	uttara	uttara	PROPN
bjmsr-783	180	11	bank	bank	PROPN
bjmsr-783	180	12	,	,	PUNCT
bjmsr-783	180	13	most	most	ADJ
bjmsr-783	180	14	of	of	ADP
bjmsr-783	180	15	the	the	DET
bjmsr-783	180	16	banks‟	banks‟	PROPN
bjmsr-783	180	17	adr	adr	PROPN
bjmsr-783	180	18	are	be	AUX
bjmsr-783	180	19	alarmingly	alarmingly	ADV
bjmsr-783	180	20	more	more	ADJ
bjmsr-783	180	21	than	than	ADP
bjmsr-783	180	22	80	80	NUM
bjmsr-783	180	23	%	%	NOUN
bjmsr-783	180	24	.	.	PUNCT
bjmsr-783	181	1	it	it	PRON
bjmsr-783	181	2	is	be	AUX
bjmsr-783	181	3	meant	mean	VERB
bjmsr-783	181	4	that	that	SCONJ
bjmsr-783	181	5	in	in	ADP
bjmsr-783	181	6	terms	term	NOUN
bjmsr-783	181	7	of	of	ADP
bjmsr-783	181	8	liquidity	liquidity	NOUN
bjmsr-783	181	9	,	,	PUNCT
bjmsr-783	181	10	the	the	DET
bjmsr-783	181	11	banks‟	banks‟	PROPN
bjmsr-783	181	12	performance	performance	NOUN
bjmsr-783	181	13	is	be	AUX
bjmsr-783	181	14	not	not	PART
bjmsr-783	181	15	„	„	PUNCT
bjmsr-783	181	16	satisfactory‟	satisfactory‟	NOUN
bjmsr-783	181	17	or	or	CCONJ
bjmsr-783	181	18	even	even	ADV
bjmsr-783	181	19	„	„	PUNCT
bjmsr-783	181	20	fair‟.	fair‟.	PROPN
bjmsr-783	181	21	instead	instead	ADV
bjmsr-783	181	22	,	,	PUNCT
bjmsr-783	181	23	their	their	PRON
bjmsr-783	181	24	performance	performance	NOUN
bjmsr-783	181	25	is	be	AUX
bjmsr-783	181	26	„	„	PUNCT
bjmsr-783	181	27	unsatisfactory‟	unsatisfactory‟	NOUN
bjmsr-783	181	28	and	and	CCONJ
bjmsr-783	181	29	„	„	PUNCT
bjmsr-783	181	30	marginal‟.	marginal‟.	NOUN
bjmsr-783	181	31	the	the	DET
bjmsr-783	181	32	probable	probable	ADJ
bjmsr-783	181	33	cause	cause	NOUN
bjmsr-783	181	34	of	of	ADP
bjmsr-783	181	35	most	most	ADJ
bjmsr-783	181	36	banks	bank	NOUN
bjmsr-783	181	37	'	'	PART
bjmsr-783	181	38	sufferings	suffering	NOUN
bjmsr-783	181	39	from	from	ADP
bjmsr-783	181	40	a	a	DET
bjmsr-783	181	41	lack	lack	NOUN
bjmsr-783	181	42	of	of	ADP
bjmsr-783	181	43	liquidity	liquidity	NOUN
bjmsr-783	181	44	is	be	AUX
bjmsr-783	181	45	due	due	ADJ
bjmsr-783	181	46	to	to	ADP
bjmsr-783	181	47	their	their	PRON
bjmsr-783	181	48	low	low	ADJ
bjmsr-783	181	49	realized	realize	VERB
bjmsr-783	181	50	profits	profit	NOUN
bjmsr-783	181	51	,	,	PUNCT
bjmsr-783	181	52	non	non	ADJ
bjmsr-783	181	53	-	-	ADJ
bjmsr-783	181	54	performing	performing	ADJ
bjmsr-783	181	55	loans	loan	NOUN
bjmsr-783	181	56	,	,	PUNCT
bjmsr-783	181	57	and	and	CCONJ
bjmsr-783	181	58	an	an	DET
bjmsr-783	181	59	increase	increase	NOUN
bjmsr-783	181	60	in	in	ADP
bjmsr-783	181	61	expenditures	expenditure	NOUN
bjmsr-783	181	62	.	.	PUNCT
bjmsr-783	182	1	figure	figure	VERB
bjmsr-783	182	2	5	5	NUM
bjmsr-783	182	3	.	.	PUNCT
bjmsr-783	182	4	composite	composite	ADJ
bjmsr-783	182	5	rating	rating	NOUN
bjmsr-783	182	6	of	of	ADP
bjmsr-783	182	7	the	the	DET
bjmsr-783	182	8	selected	select	VERB
bjmsr-783	182	9	pcbs	pcb	NOUN
bjmsr-783	182	10	concerning	concern	VERB
bjmsr-783	182	11	adr	adr	PROPN
bjmsr-783	182	12	5.1.6	5.1.6	NUM
bjmsr-783	182	13	sensitivity	sensitivity	NOUN
bjmsr-783	182	14	it	it	PRON
bjmsr-783	182	15	is	be	AUX
bjmsr-783	182	16	seen	see	VERB
bjmsr-783	182	17	from	from	ADP
bjmsr-783	182	18	table	table	NOUN
bjmsr-783	182	19	5	5	NUM
bjmsr-783	182	20	that	that	SCONJ
bjmsr-783	182	21	the	the	DET
bjmsr-783	182	22	pe	pe	PROPN
bjmsr-783	182	23	ratio	ratio	NOUN
bjmsr-783	182	24	of	of	ADP
bjmsr-783	182	25	sebl	sebl	PROPN
bjmsr-783	182	26	shows	show	VERB
bjmsr-783	182	27	very	very	ADV
bjmsr-783	182	28	'	'	PUNCT
bjmsr-783	182	29	strong	strong	ADJ
bjmsr-783	182	30	'	'	PUNCT
bjmsr-783	182	31	.	.	PUNCT
bjmsr-783	183	1	performances	performance	NOUN
bjmsr-783	183	2	of	of	ADP
bjmsr-783	183	3	most	most	ADJ
bjmsr-783	183	4	other	other	ADJ
bjmsr-783	183	5	selected	select	VERB
bjmsr-783	183	6	banks	bank	NOUN
bjmsr-783	183	7	are	be	AUX
bjmsr-783	183	8	between	between	ADP
bjmsr-783	183	9	7	7	NUM
bjmsr-783	183	10	%	%	NOUN
bjmsr-783	183	11	and	and	CCONJ
bjmsr-783	183	12	17	17	NUM
bjmsr-783	183	13	%	%	NOUN
bjmsr-783	183	14	except	except	SCONJ
bjmsr-783	183	15	ab	ab	PROPN
bjmsr-783	183	16	.	.	PUNCT
bjmsr-783	184	1	unfortunately	unfortunately	ADV
bjmsr-783	184	2	,	,	PUNCT
bjmsr-783	184	3	the	the	DET
bjmsr-783	184	4	pe	pe	PROPN
bjmsr-783	184	5	of	of	ADP
bjmsr-783	184	6	ab	ab	PROPN
bjmsr-783	184	7	bank	bank	PROPN
bjmsr-783	184	8	is	be	AUX
bjmsr-783	184	9	very	very	ADV
bjmsr-783	184	10	'	'	PUNCT
bjmsr-783	184	11	unsatisfactory	unsatisfactory	ADJ
bjmsr-783	184	12	'	'	PUNCT
bjmsr-783	184	13	.	.	PUNCT
bjmsr-783	185	1	figure	figure	NOUN
bjmsr-783	185	2	6	6	NUM
bjmsr-783	185	3	shown	show	VERB
bjmsr-783	185	4	beside	beside	ADP
bjmsr-783	185	5	expresses	express	VERB
bjmsr-783	185	6	the	the	DET
bjmsr-783	185	7	pe	pe	PROPN
bjmsr-783	185	8	ratios	ratio	NOUN
bjmsr-783	185	9	of	of	ADP
bjmsr-783	185	10	the	the	DET
bjmsr-783	185	11	selected	select	VERB
bjmsr-783	185	12	banks	bank	NOUN
bjmsr-783	185	13	.	.	PUNCT
bjmsr-783	186	1	if	if	SCONJ
bjmsr-783	186	2	the	the	DET
bjmsr-783	186	3	pe	pe	PROPN
bjmsr-783	186	4	ratio	ratio	NOUN
bjmsr-783	186	5	of	of	ADP
bjmsr-783	186	6	any	any	DET
bjmsr-783	186	7	bank	bank	NOUN
bjmsr-783	186	8	is	be	AUX
bjmsr-783	186	9	too	too	ADV
bjmsr-783	186	10	high	high	ADJ
bjmsr-783	186	11	,	,	PUNCT
bjmsr-783	186	12	then	then	ADV
bjmsr-783	186	13	investors	investor	NOUN
bjmsr-783	186	14	assume	assume	VERB
bjmsr-783	186	15	the	the	DET
bjmsr-783	186	16	stocks	stock	NOUN
bjmsr-783	186	17	as	as	ADP
bjmsr-783	186	18	overvalued	overvalue	VERB
bjmsr-783	186	19	and	and	CCONJ
bjmsr-783	186	20	that	that	PRON
bjmsr-783	186	21	does	do	AUX
bjmsr-783	186	22	n't	not	PART
bjmsr-783	186	23	express	express	VERB
bjmsr-783	186	24	a	a	DET
bjmsr-783	186	25	strong	strong	ADJ
bjmsr-783	186	26	rating	rating	NOUN
bjmsr-783	186	27	of	of	ADP
bjmsr-783	186	28	the	the	DET
bjmsr-783	186	29	bank	bank	NOUN
bjmsr-783	186	30	.	.	PUNCT
bjmsr-783	187	1	so	so	ADV
bjmsr-783	187	2	from	from	ADP
bjmsr-783	187	3	the	the	DET
bjmsr-783	187	4	analyst	analyst	NOUN
bjmsr-783	187	5	,	,	PUNCT
bjmsr-783	187	6	the	the	DET
bjmsr-783	187	7	pe	pe	PROPN
bjmsr-783	187	8	ratio	ratio	NOUN
bjmsr-783	187	9	between	between	ADP
bjmsr-783	187	10	05	05	NUM
bjmsr-783	187	11	-	-	SYM
bjmsr-783	187	12	15	15	NUM
bjmsr-783	187	13	%	%	NOUN
bjmsr-783	187	14	is	be	AUX
bjmsr-783	187	15	better	well	ADJ
bjmsr-783	187	16	,	,	PUNCT
bjmsr-783	187	17	which	which	PRON
bjmsr-783	187	18	may	may	AUX
bjmsr-783	187	19	express	express	VERB
bjmsr-783	187	20	'	'	PUNCT
bjmsr-783	187	21	strong	strong	ADJ
bjmsr-783	187	22	'	'	PUNCT
bjmsr-783	187	23	,	,	PUNCT
bjmsr-783	187	24	'	'	PUNCT
bjmsr-783	187	25	satisfactory	satisfactory	ADJ
bjmsr-783	187	26	'	'	PUNCT
bjmsr-783	187	27	,	,	PUNCT
bjmsr-783	187	28	or	or	CCONJ
bjmsr-783	187	29	'	'	PUNCT
bjmsr-783	187	30	fair	fair	ADJ
bjmsr-783	187	31	'	'	PUNCT
bjmsr-783	187	32	performance	performance	NOUN
bjmsr-783	187	33	of	of	ADP
bjmsr-783	187	34	the	the	DET
bjmsr-783	187	35	banks	bank	NOUN
bjmsr-783	187	36	.	.	PUNCT
bjmsr-783	188	1	in	in	ADP
bjmsr-783	188	2	this	this	DET
bjmsr-783	188	3	study	study	NOUN
bjmsr-783	188	4	,	,	PUNCT
bjmsr-783	188	5	concerning	concern	VERB
bjmsr-783	188	6	pe	pe	ADP
bjmsr-783	188	7	ratio	ratio	NOUN
bjmsr-783	188	8	of	of	ADP
bjmsr-783	188	9	most	most	ADJ
bjmsr-783	188	10	of	of	ADP
bjmsr-783	188	11	the	the	DET
bjmsr-783	188	12	banks	bank	NOUN
bjmsr-783	188	13	has	have	VERB
bjmsr-783	188	14	a	a	DET
bjmsr-783	188	15	fair	fair	ADJ
bjmsr-783	188	16	/	/	SYM
bjmsr-783	188	17	satisfactory	satisfactory	ADJ
bjmsr-783	188	18	/	/	SYM
bjmsr-783	188	19	strong	strong	ADJ
bjmsr-783	188	20	rating	rating	NOUN
bjmsr-783	188	21	except	except	SCONJ
bjmsr-783	188	22	ab	ab	PROPN
bjmsr-783	188	23	bank	bank	PROPN
bjmsr-783	188	24	.	.	PUNCT
bjmsr-783	189	1	the	the	DET
bjmsr-783	189	2	higher	high	ADJ
bjmsr-783	189	3	pe	pe	NOUN
bjmsr-783	189	4	ratio	ratio	NOUN
bjmsr-783	189	5	of	of	ADP
bjmsr-783	189	6	the	the	DET
bjmsr-783	189	7	banks	bank	NOUN
bjmsr-783	189	8	expresses	express	VERB
bjmsr-783	189	9	the	the	DET
bjmsr-783	189	10	overvaluation	overvaluation	NOUN
bjmsr-783	189	11	of	of	ADP
bjmsr-783	189	12	their	their	PRON
bjmsr-783	189	13	stocks	stock	NOUN
bjmsr-783	189	14	.	.	PUNCT
bjmsr-783	190	1	figure	figure	VERB
bjmsr-783	190	2	6	6	NUM
bjmsr-783	190	3	.	.	PUNCT
bjmsr-783	190	4	composite	composite	ADJ
bjmsr-783	190	5	rating	rating	NOUN
bjmsr-783	190	6	of	of	ADP
bjmsr-783	190	7	the	the	DET
bjmsr-783	190	8	selected	select	VERB
bjmsr-783	190	9	pcbs	pcb	NOUN
bjmsr-783	190	10	concerning	concern	VERB
bjmsr-783	190	11	pe	pe	INTJ
bjmsr-783	190	12	5.1.7	5.1.7	NUM
bjmsr-783	190	13	combined	combine	VERB
bjmsr-783	190	14	rating	rating	NOUN
bjmsr-783	190	15	after	after	ADP
bjmsr-783	190	16	depicting	depict	VERB
bjmsr-783	190	17	the	the	DET
bjmsr-783	190	18	camels	camel	NOUN
bjmsr-783	190	19	components	component	NOUN
bjmsr-783	190	20	in	in	ADP
bjmsr-783	190	21	the	the	DET
bjmsr-783	190	22	previous	previous	ADJ
bjmsr-783	190	23	figures	figure	NOUN
bjmsr-783	190	24	,	,	PUNCT
bjmsr-783	190	25	the	the	DET
bjmsr-783	190	26	study	study	NOUN
bjmsr-783	190	27	has	have	AUX
bjmsr-783	190	28	reached	reach	VERB
bjmsr-783	190	29	at	at	ADP
bjmsr-783	190	30	the	the	DET
bjmsr-783	190	31	final	final	ADJ
bjmsr-783	190	32	stage	stage	NOUN
bjmsr-783	190	33	now	now	ADV
bjmsr-783	190	34	.	.	PUNCT
bjmsr-783	191	1	table	table	NOUN
bjmsr-783	191	2	6shows	6shows	NUM
bjmsr-783	191	3	the	the	DET
bjmsr-783	191	4	final	final	ADJ
bjmsr-783	191	5	score	score	NOUN
bjmsr-783	191	6	for	for	ADP
bjmsr-783	191	7	each	each	DET
bjmsr-783	191	8	selected	select	VERB
bjmsr-783	191	9	bank	bank	NOUN
bjmsr-783	191	10	.	.	PUNCT
bjmsr-783	192	1	roa	roa	PROPN
bjmsr-783	192	2	0	0	NUM
bjmsr-783	192	3	0.2	0.2	NUM
bjmsr-783	192	4	0.4	0.4	NUM
bjmsr-783	192	5	0.6	0.6	NUM
bjmsr-783	192	6	0.8	0.8	NUM
bjmsr-783	192	7	1	1	NUM
bjmsr-783	192	8	1.2	1.2	NUM
bjmsr-783	192	9	1.4	1.4	NUM
bjmsr-783	192	10	1.6	1.6	NUM
bjmsr-783	192	11	1.8	1.8	NUM
bjmsr-783	192	12	2	2	NUM
bjmsr-783	192	13	a	a	DET
bjmsr-783	192	14	b	b	NOUN
bjmsr-783	192	15	c	c	NOUN
bjmsr-783	192	16	d	d	PROPN
bjmsr-783	192	17	e	e	X
bjmsr-783	192	18	f	f	PROPN
bjmsr-783	193	1	g	g	PROPN
bjmsr-783	193	2	h	h	NOUN
bjmsr-783	194	1	i	i	PRON
bjmsr-783	194	2	j	j	PROPN
bjmsr-783	195	1	k	k	PROPN
bjmsr-783	195	2	l	l	PROPN
bjmsr-783	195	3	m	m	VERB
bjmsr-783	195	4	n	n	ADV
bjmsr-783	196	1	o	o	NOUN
bjmsr-783	196	2	p	p	X
bjmsr-783	196	3	q	q	NOUN
bjmsr-783	196	4	r	r	NOUN
bjmsr-783	196	5	s	s	PROPN
bjmsr-783	196	6	t	t	NOUN
bjmsr-783	196	7	u	u	NOUN
bjmsr-783	196	8	banks	bank	NOUN
bjmsr-783	196	9	%	%	VERB
bjmsr-783	196	10	a	a	DET
bjmsr-783	196	11	b	b	NOUN
bjmsr-783	196	12	c	c	NOUN
bjmsr-783	196	13	d	d	PROPN
bjmsr-783	196	14	e	e	X
bjmsr-783	196	15	f	f	PROPN
bjmsr-783	197	1	g	g	PROPN
bjmsr-783	198	1	h	h	NOUN
bjmsr-783	199	1	i	i	PRON
bjmsr-783	199	2	j	j	PROPN
bjmsr-783	200	1	k	k	PROPN
bjmsr-783	200	2	l	l	PROPN
bjmsr-783	200	3	m	m	VERB
bjmsr-783	200	4	n	n	ADV
bjmsr-783	201	1	o	o	NOUN
bjmsr-783	201	2	p	p	X
bjmsr-783	201	3	q	q	NOUN
bjmsr-783	201	4	r	r	NOUN
bjmsr-783	201	5	s	s	PROPN
bjmsr-783	201	6	t	t	X
bjmsr-783	201	7	u	u	PROPN
bjmsr-783	201	8	adr	adr	PROPN
bjmsr-783	201	9	0	0	NUM
bjmsr-783	201	10	20	20	NUM
bjmsr-783	201	11	40	40	NUM
bjmsr-783	201	12	60	60	NUM
bjmsr-783	201	13	80	80	NUM
bjmsr-783	201	14	100	100	NUM
bjmsr-783	201	15	a	a	DET
bjmsr-783	201	16	b	b	NOUN
bjmsr-783	201	17	c	c	NOUN
bjmsr-783	201	18	d	d	PROPN
bjmsr-783	201	19	e	e	X
bjmsr-783	201	20	f	f	PROPN
bjmsr-783	201	21	g	g	PROPN
bjmsr-783	202	1	h	h	NOUN
bjmsr-783	203	1	i	i	PRON
bjmsr-783	203	2	j	j	PROPN
bjmsr-783	204	1	k	k	PROPN
bjmsr-783	204	2	l	l	PROPN
bjmsr-783	204	3	m	m	VERB
bjmsr-783	204	4	n	n	ADV
bjmsr-783	205	1	o	o	NOUN
bjmsr-783	205	2	p	p	X
bjmsr-783	205	3	q	q	NOUN
bjmsr-783	205	4	r	r	NOUN
bjmsr-783	205	5	s	s	PROPN
bjmsr-783	205	6	t	t	NOUN
bjmsr-783	205	7	u	u	NOUN
bjmsr-783	205	8	banks	bank	NOUN
bjmsr-783	205	9	%	%	VERB
bjmsr-783	205	10	a	a	DET
bjmsr-783	205	11	b	b	NOUN
bjmsr-783	205	12	c	c	NOUN
bjmsr-783	205	13	d	d	PROPN
bjmsr-783	205	14	e	e	X
bjmsr-783	205	15	f	f	PROPN
bjmsr-783	206	1	g	g	PROPN
bjmsr-783	207	1	h	h	NOUN
bjmsr-783	208	1	i	i	PRON
bjmsr-783	208	2	j	j	PROPN
bjmsr-783	209	1	k	k	PROPN
bjmsr-783	209	2	l	l	PROPN
bjmsr-783	209	3	m	m	VERB
bjmsr-783	209	4	n	n	ADV
bjmsr-783	210	1	o	o	NOUN
bjmsr-783	210	2	p	p	X
bjmsr-783	210	3	q	q	NOUN
bjmsr-783	210	4	r	r	NOUN
bjmsr-783	210	5	s	s	PROPN
bjmsr-783	210	6	t	t	NOUN
bjmsr-783	210	7	u	u	NOUN
bjmsr-783	210	8	p	p	X
bjmsr-783	210	9	/	/	SYM
bjmsr-783	210	10	e	e	NOUN
bjmsr-783	210	11	ratio	ratio	NOUN
bjmsr-783	210	12	0	0	NUM
bjmsr-783	210	13	10	10	NUM
bjmsr-783	210	14	20	20	NUM
bjmsr-783	210	15	30	30	NUM
bjmsr-783	210	16	40	40	NUM
bjmsr-783	210	17	50	50	NUM
bjmsr-783	210	18	60	60	NUM
bjmsr-783	210	19	70	70	NUM
bjmsr-783	210	20	80	80	NUM
bjmsr-783	210	21	a	a	DET
bjmsr-783	210	22	b	b	NOUN
bjmsr-783	210	23	c	c	NOUN
bjmsr-783	210	24	d	d	PROPN
bjmsr-783	210	25	e	e	X
bjmsr-783	210	26	f	f	PROPN
bjmsr-783	211	1	g	g	PROPN
bjmsr-783	211	2	h	h	NOUN
bjmsr-783	212	1	i	i	PRON
bjmsr-783	212	2	j	j	PROPN
bjmsr-783	213	1	k	k	PROPN
bjmsr-783	213	2	l	l	PROPN
bjmsr-783	213	3	m	m	VERB
bjmsr-783	213	4	n	n	ADV
bjmsr-783	214	1	o	o	NOUN
bjmsr-783	214	2	p	p	X
bjmsr-783	214	3	q	q	NOUN
bjmsr-783	214	4	r	r	NOUN
bjmsr-783	214	5	s	s	PROPN
bjmsr-783	214	6	t	t	NOUN
bjmsr-783	214	7	u	u	NOUN
bjmsr-783	214	8	banks	bank	NOUN
bjmsr-783	214	9	%	%	VERB
bjmsr-783	214	10	a	a	DET
bjmsr-783	214	11	b	b	NOUN
bjmsr-783	214	12	c	c	NOUN
bjmsr-783	214	13	d	d	PROPN
bjmsr-783	214	14	e	e	X
bjmsr-783	214	15	f	f	PROPN
bjmsr-783	215	1	g	g	PROPN
bjmsr-783	216	1	h	h	NOUN
bjmsr-783	217	1	i	i	PRON
bjmsr-783	217	2	j	j	PROPN
bjmsr-783	218	1	k	k	PROPN
bjmsr-783	218	2	l	l	PROPN
bjmsr-783	218	3	m	m	VERB
bjmsr-783	218	4	n	n	ADV
bjmsr-783	219	1	o	o	NOUN
bjmsr-783	219	2	p	p	X
bjmsr-783	219	3	q	q	NOUN
bjmsr-783	219	4	r	r	NOUN
bjmsr-783	219	5	s	s	PROPN
bjmsr-783	219	6	t	t	NOUN
bjmsr-783	219	7	u	u	NOUN
bjmsr-783	219	8	copyright	copyright	NOUN
bjmsr-783	219	9	©	©	PROPN
bjmsr-783	219	10	cc	cc	PROPN
bjmsr-783	219	11	-	-	PUNCT
bjmsr-783	219	12	by	by	ADP
bjmsr-783	219	13	-	-	PUNCT
bjmsr-783	219	14	nc	nc	PROPN
bjmsr-783	219	15	2020	2020	NUM
bjmsr-783	219	16	,	,	PUNCT
bjmsr-783	219	17	cribfb	cribfb	PROPN
bjmsr-783	219	18	|bjmsr	|bjmsr	PROPN
bjmsr-783	219	19	www.cribfb.com/journal/index.php/bjmsr	www.cribfb.com/journal/index.php/bjmsr	X
bjmsr-783	220	1	bangladesh	bangladesh	PROPN
bjmsr-783	220	2	journal	journal	PROPN
bjmsr-783	220	3	of	of	ADP
bjmsr-783	220	4	multidisciplinary	multidisciplinary	ADJ
bjmsr-783	220	5	scientific	scientific	ADJ
bjmsr-783	220	6	research	research	NOUN
bjmsr-783	220	7	vol	vol	NOUN
bjmsr-783	220	8	.	.	PROPN
bjmsr-783	221	1	2	2	NUM
bjmsr-783	221	2	,	,	PUNCT
bjmsr-783	221	3	no	no	INTJ
bjmsr-783	221	4	.	.	NOUN
bjmsr-783	221	5	2	2	NUM
bjmsr-783	221	6	;	;	PUNCT
bjmsr-783	221	7	2020	2020	NUM
bjmsr-783	221	8	47	47	NUM
bjmsr-783	221	9	table	table	NOUN
bjmsr-783	221	10	6	6	NUM
bjmsr-783	221	11	.	.	PUNCT
bjmsr-783	221	12	combined	combine	VERB
bjmsr-783	221	13	rating	rating	NOUN
bjmsr-783	221	14	of	of	ADP
bjmsr-783	221	15	camels	camel	NOUN
bjmsr-783	221	16	components	component	NOUN
bjmsr-783	221	17	of	of	ADP
bjmsr-783	221	18	pcbs	pcb	NOUN
bjmsr-783	221	19	with	with	ADP
bjmsr-783	221	20	weights	weight	NOUN
bjmsr-783	221	21	(	(	PUNCT
bjmsr-783	221	22	fy	fy	PROPN
bjmsr-783	221	23	2008	2008	NUM
bjmsr-783	221	24	-	-	SYM
bjmsr-783	221	25	2018	2018	NUM
bjmsr-783	221	26	)	)	PUNCT
bjmsr-783	221	27	banks	bank	NOUN
bjmsr-783	221	28	c	c	NOUN
bjmsr-783	221	29	(	(	PUNCT
bjmsr-783	221	30	20	20	NUM
bjmsr-783	221	31	%	%	NOUN
bjmsr-783	221	32	)	)	PUNCT
bjmsr-783	222	1	a	a	PRON
bjmsr-783	222	2	(	(	PUNCT
bjmsr-783	222	3	20	20	NUM
bjmsr-783	222	4	%	%	NOUN
bjmsr-783	222	5	)	)	PUNCT
bjmsr-783	222	6	m	m	VERB
bjmsr-783	222	7	(	(	PUNCT
bjmsr-783	222	8	25	25	NUM
bjmsr-783	222	9	%	%	NOUN
bjmsr-783	222	10	)	)	PUNCT
bjmsr-783	223	1	e	e	NOUN
bjmsr-783	223	2	(	(	PUNCT
bjmsr-783	223	3	15	15	NUM
bjmsr-783	223	4	%	%	NOUN
bjmsr-783	223	5	)	)	PUNCT
bjmsr-783	223	6	l	l	NOUN
bjmsr-783	223	7	(	(	PUNCT
bjmsr-783	223	8	10	10	NUM
bjmsr-783	223	9	%	%	NOUN
bjmsr-783	223	10	)	)	PUNCT
bjmsr-783	223	11	s	s	PART
bjmsr-783	223	12	(	(	PUNCT
bjmsr-783	223	13	10	10	NUM
bjmsr-783	223	14	%	%	NOUN
bjmsr-783	223	15	)	)	PUNCT
bjmsr-783	224	1	cr	cr	PROPN
bjmsr-783	224	2	position	position	VERB
bjmsr-783	224	3	ab	ab	PROPN
bjmsr-783	224	4	bank	bank	PROPN
bjmsr-783	224	5	2	2	NUM
bjmsr-783	224	6	3	3	NUM
bjmsr-783	224	7	4	4	NUM
bjmsr-783	224	8	3	3	NUM
bjmsr-783	224	9	1	1	NUM
bjmsr-783	224	10	5	5	NUM
bjmsr-783	224	11	3.5	3.5	NUM
bjmsr-783	224	12	marginal	marginal	ADJ
bjmsr-783	224	13	bank	bank	NOUN
bjmsr-783	224	14	asia	asia	PROPN
bjmsr-783	224	15	1	1	NUM
bjmsr-783	224	16	3	3	NUM
bjmsr-783	224	17	4	4	NUM
bjmsr-783	224	18	2	2	NUM
bjmsr-783	224	19	1	1	NUM
bjmsr-783	224	20	1	1	NUM
bjmsr-783	224	21	2.7	2.7	NUM
bjmsr-783	224	22	fair	fair	ADJ
bjmsr-783	224	23	brac	brac	NOUN
bjmsr-783	224	24	1	1	NUM
bjmsr-783	224	25	3	3	NUM
bjmsr-783	224	26	5	5	NUM
bjmsr-783	224	27	2	2	NUM
bjmsr-783	224	28	1	1	NUM
bjmsr-783	224	29	2	2	NUM
bjmsr-783	224	30	3.1	3.1	NUM
bjmsr-783	224	31	fair	fair	ADJ
bjmsr-783	224	32	city	city	NOUN
bjmsr-783	224	33	1	1	NUM
bjmsr-783	224	34	3	3	NUM
bjmsr-783	224	35	5	5	NUM
bjmsr-783	224	36	2	2	NUM
bjmsr-783	224	37	1	1	NUM
bjmsr-783	224	38	2	2	NUM
bjmsr-783	224	39	3.1	3.1	NUM
bjmsr-783	224	40	fair	fair	ADJ
bjmsr-783	224	41	dbbl	dbbl	NOUN
bjmsr-783	224	42	1	1	NUM
bjmsr-783	224	43	3	3	NUM
bjmsr-783	224	44	5	5	NUM
bjmsr-783	224	45	2	2	NUM
bjmsr-783	224	46	2	2	NUM
bjmsr-783	224	47	3	3	NUM
bjmsr-783	224	48	3.1	3.1	NUM
bjmsr-783	224	49	fair	fair	ADJ
bjmsr-783	224	50	dhaka	dhaka	NOUN
bjmsr-783	224	51	1	1	NUM
bjmsr-783	224	52	3	3	NUM
bjmsr-783	224	53	3	3	NUM
bjmsr-783	224	54	3	3	NUM
bjmsr-783	224	55	1	1	NUM
bjmsr-783	224	56	1	1	NUM
bjmsr-783	224	57	2.6	2.6	NUM
bjmsr-783	224	58	fair	fair	ADJ
bjmsr-783	224	59	ebl	ebl	NOUN
bjmsr-783	224	60	1	1	NUM
bjmsr-783	224	61	2	2	NUM
bjmsr-783	224	62	4	4	NUM
bjmsr-783	224	63	1	1	NUM
bjmsr-783	224	64	1	1	NUM
bjmsr-783	224	65	2	2	NUM
bjmsr-783	224	66	2.5	2.5	NUM
bjmsr-783	224	67	fair	fair	ADJ
bjmsr-783	224	68	ific	ific	NOUN
bjmsr-783	224	69	1	1	NUM
bjmsr-783	224	70	3	3	NUM
bjmsr-783	224	71	5	5	NUM
bjmsr-783	224	72	3	3	NUM
bjmsr-783	224	73	1	1	NUM
bjmsr-783	224	74	3	3	NUM
bjmsr-783	224	75	3.3	3.3	NUM
bjmsr-783	224	76	fair	fair	ADJ
bjmsr-783	224	77	jamuna	jamuna	NOUN
bjmsr-783	224	78	1	1	NUM
bjmsr-783	224	79	3	3	NUM
bjmsr-783	224	80	4	4	NUM
bjmsr-783	224	81	2	2	NUM
bjmsr-783	224	82	2	2	NUM
bjmsr-783	224	83	1	1	NUM
bjmsr-783	224	84	2.6	2.6	NUM
bjmsr-783	224	85	fair	fair	ADJ
bjmsr-783	224	86	mercantile	mercantile	NOUN
bjmsr-783	224	87	1	1	NUM
bjmsr-783	224	88	3	3	NUM
bjmsr-783	224	89	4	4	NUM
bjmsr-783	224	90	2	2	NUM
bjmsr-783	224	91	1	1	NUM
bjmsr-783	224	92	1	1	NUM
bjmsr-783	224	93	2.7	2.7	NUM
bjmsr-783	224	94	fair	fair	ADJ
bjmsr-783	224	95	mtb	mtb	NOUN
bjmsr-783	224	96	1	1	NUM
bjmsr-783	224	97	3	3	NUM
bjmsr-783	224	98	5	5	NUM
bjmsr-783	224	99	4	4	NUM
bjmsr-783	224	100	1	1	NUM
bjmsr-783	224	101	2	2	NUM
bjmsr-783	224	102	3.4	3.4	NUM
bjmsr-783	224	103	fair	fair	ADJ
bjmsr-783	224	104	ncc	ncc	NOUN
bjmsr-783	224	105	1	1	NUM
bjmsr-783	224	106	3	3	NUM
bjmsr-783	224	107	5	5	NUM
bjmsr-783	224	108	2	2	NUM
bjmsr-783	224	109	1	1	NUM
bjmsr-783	224	110	1	1	NUM
bjmsr-783	224	111	3.0	3.0	NUM
bjmsr-783	224	112	fair	fair	ADJ
bjmsr-783	224	113	one	one	NUM
bjmsr-783	224	114	1	1	NUM
bjmsr-783	224	115	3	3	NUM
bjmsr-783	224	116	4	4	NUM
bjmsr-783	224	117	1	1	NUM
bjmsr-783	224	118	1	1	NUM
bjmsr-783	224	119	1	1	NUM
bjmsr-783	224	120	2.6	2.6	NUM
bjmsr-783	224	121	fair	fair	ADJ
bjmsr-783	224	122	premier	premier	NOUN
bjmsr-783	224	123	1	1	NUM
bjmsr-783	224	124	3	3	NUM
bjmsr-783	224	125	5	5	NUM
bjmsr-783	224	126	2	2	NUM
bjmsr-783	224	127	1	1	NUM
bjmsr-783	224	128	1	1	NUM
bjmsr-783	224	129	3.0	3.0	NUM
bjmsr-783	224	130	fair	fair	ADJ
bjmsr-783	224	131	prime	prime	NOUN
bjmsr-783	224	132	1	1	NUM
bjmsr-783	224	133	3	3	NUM
bjmsr-783	224	134	4	4	NUM
bjmsr-783	224	135	2	2	NUM
bjmsr-783	224	136	1	1	NUM
bjmsr-783	224	137	2	2	NUM
bjmsr-783	224	138	2.8	2.8	NUM
bjmsr-783	224	139	fair	fair	ADJ
bjmsr-783	224	140	pubali	pubali	ADJ
bjmsr-783	224	141	1	1	NUM
bjmsr-783	224	142	3	3	NUM
bjmsr-783	224	143	2	2	NUM
bjmsr-783	224	144	3	3	NUM
bjmsr-783	224	145	1	1	NUM
bjmsr-783	224	146	2	2	NUM
bjmsr-783	224	147	2.5	2.5	NUM
bjmsr-783	224	148	fair	fair	ADJ
bjmsr-783	224	149	sebl	sebl	NOUN
bjmsr-783	224	150	1	1	NUM
bjmsr-783	224	151	3	3	NUM
bjmsr-783	224	152	2	2	NUM
bjmsr-783	224	153	2	2	NUM
bjmsr-783	224	154	3	3	NUM
bjmsr-783	224	155	1	1	NUM
bjmsr-783	224	156	2.0	2.0	NUM
bjmsr-783	224	157	satisfactory	satisfactory	ADJ
bjmsr-783	224	158	standard	standard	NOUN
bjmsr-783	224	159	1	1	NUM
bjmsr-783	224	160	3	3	NUM
bjmsr-783	224	161	5	5	NUM
bjmsr-783	224	162	2	2	NUM
bjmsr-783	224	163	1	1	NUM
bjmsr-783	224	164	1	1	NUM
bjmsr-783	224	165	3.0	3.0	NUM
bjmsr-783	224	166	fair	fair	ADJ
bjmsr-783	224	167	trust	trust	NOUN
bjmsr-783	224	168	1	1	NUM
bjmsr-783	224	169	3	3	NUM
bjmsr-783	224	170	5	5	NUM
bjmsr-783	224	171	4	4	NUM
bjmsr-783	224	172	1	1	NUM
bjmsr-783	224	173	1	1	NUM
bjmsr-783	224	174	3.3	3.3	NUM
bjmsr-783	224	175	fair	fair	ADJ
bjmsr-783	224	176	ucbl	ucbl	NOUN
bjmsr-783	224	177	2	2	NUM
bjmsr-783	224	178	3	3	NUM
bjmsr-783	224	179	4	4	NUM
bjmsr-783	224	180	3	3	NUM
bjmsr-783	224	181	1	1	NUM
bjmsr-783	224	182	2	2	NUM
bjmsr-783	224	183	3.2	3.2	NUM
bjmsr-783	224	184	fair	fair	ADJ
bjmsr-783	224	185	uttara	uttara	NOUN
bjmsr-783	224	186	1	1	NUM
bjmsr-783	224	187	3	3	NUM
bjmsr-783	224	188	5	5	NUM
bjmsr-783	224	189	3	3	NUM
bjmsr-783	224	190	3	3	NUM
bjmsr-783	224	191	1	1	NUM
bjmsr-783	224	192	2.9	2.9	NUM
bjmsr-783	224	193	fair	fair	ADJ
bjmsr-783	224	194	source	source	NOUN
bjmsr-783	224	195	:	:	PUNCT
bjmsr-783	224	196	researcher‟s	researcher‟s	VERB
bjmsr-783	224	197	calculation	calculation	NOUN
bjmsr-783	224	198	where	where	SCONJ
bjmsr-783	224	199	,	,	PUNCT
bjmsr-783	224	200	c=	c=	VERB
bjmsr-783	224	201	capital	capital	NOUN
bjmsr-783	224	202	adequacy	adequacy	NOUN
bjmsr-783	224	203	(	(	PUNCT
bjmsr-783	224	204	crar	crar	NOUN
bjmsr-783	224	205	)	)	PUNCT
bjmsr-783	224	206	,	,	PUNCT
bjmsr-783	224	207	a	a	DET
bjmsr-783	224	208	=	=	VERB
bjmsr-783	224	209	asset	asset	NOUN
bjmsr-783	224	210	quality	quality	NOUN
bjmsr-783	224	211	(	(	PUNCT
bjmsr-783	224	212	npl	npl	NOUN
bjmsr-783	224	213	to	to	ADP
bjmsr-783	224	214	total	total	ADJ
bjmsr-783	224	215	loan	loan	NOUN
bjmsr-783	224	216	ratio	ratio	NOUN
bjmsr-783	224	217	)	)	PUNCT
bjmsr-783	224	218	,	,	PUNCT
bjmsr-783	224	219	m	m	NOUN
bjmsr-783	224	220	=	=	VERB
bjmsr-783	224	221	management	management	NOUN
bjmsr-783	224	222	efficiency	efficiency	NOUN
bjmsr-783	224	223	(	(	PUNCT
bjmsr-783	224	224	operating	operate	VERB
bjmsr-783	224	225	expense	expense	NOUN
bjmsr-783	224	226	to	to	ADP
bjmsr-783	224	227	operating	operate	VERB
bjmsr-783	224	228	income	income	NOUN
bjmsr-783	224	229	ratio	ratio	NOUN
bjmsr-783	224	230	)	)	PUNCT
bjmsr-783	224	231	,	,	PUNCT
bjmsr-783	224	232	e=	e=	NOUN
bjmsr-783	224	233	earnings	earning	NOUN
bjmsr-783	224	234	ability	ability	NOUN
bjmsr-783	224	235	(	(	PUNCT
bjmsr-783	224	236	roa	roa	NOUN
bjmsr-783	224	237	)	)	PUNCT
bjmsr-783	224	238	,	,	PUNCT
bjmsr-783	224	239	l=	l=	ADJ
bjmsr-783	224	240	liquidity	liquidity	NOUN
bjmsr-783	224	241	ratio	ratio	NOUN
bjmsr-783	224	242	(	(	PUNCT
bjmsr-783	224	243	advance	advance	NOUN
bjmsr-783	224	244	to	to	ADP
bjmsr-783	224	245	deposit	deposit	NOUN
bjmsr-783	224	246	ratio	ratio	NOUN
bjmsr-783	224	247	)	)	PUNCT
bjmsr-783	224	248	,	,	PUNCT
bjmsr-783	224	249	s	s	NOUN
bjmsr-783	224	250	=	=	NOUN
bjmsr-783	224	251	price	price	NOUN
bjmsr-783	224	252	/	/	SYM
bjmsr-783	224	253	earnings	earning	NOUN
bjmsr-783	224	254	ratio	ratio	NOUN
bjmsr-783	224	255	,	,	PUNCT
bjmsr-783	224	256	cr	cr	NOUN
bjmsr-783	224	257	=	=	SYM
bjmsr-783	224	258	composite	composite	ADJ
bjmsr-783	224	259	rating	rating	NOUN
bjmsr-783	224	260	.	.	PUNCT
bjmsr-783	225	1	from	from	ADP
bjmsr-783	225	2	table6	table6	PROPN
bjmsr-783	225	3	,	,	PUNCT
bjmsr-783	225	4	it	it	PRON
bjmsr-783	225	5	is	be	AUX
bjmsr-783	225	6	found	find	VERB
bjmsr-783	225	7	that	that	SCONJ
bjmsr-783	225	8	out	out	ADP
bjmsr-783	225	9	of	of	ADP
bjmsr-783	225	10	21	21	NUM
bjmsr-783	225	11	banks	bank	NOUN
bjmsr-783	225	12	,	,	PUNCT
bjmsr-783	225	13	none	none	NOUN
bjmsr-783	225	14	of	of	ADP
bjmsr-783	225	15	the	the	DET
bjmsr-783	225	16	sample	sample	NOUN
bjmsr-783	225	17	banks	bank	NOUN
bjmsr-783	225	18	can	can	AUX
bjmsr-783	225	19	achieve	achieve	VERB
bjmsr-783	225	20	the	the	DET
bjmsr-783	225	21	'	'	PUNCT
bjmsr-783	225	22	strong	strong	ADJ
bjmsr-783	225	23	'	'	PUNCT
bjmsr-783	225	24	position	position	NOUN
bjmsr-783	225	25	and	and	CCONJ
bjmsr-783	225	26	only	only	ADV
bjmsr-783	225	27	one	one	NUM
bjmsr-783	225	28	bank	bank	NOUN
bjmsr-783	225	29	(	(	PUNCT
bjmsr-783	225	30	sebl	sebl	NOUN
bjmsr-783	225	31	)	)	PUNCT
bjmsr-783	225	32	can	can	AUX
bjmsr-783	225	33	secure	secure	VERB
bjmsr-783	225	34	a	a	DET
bjmsr-783	225	35	'	'	PUNCT
bjmsr-783	225	36	satisfactory	satisfactory	ADJ
bjmsr-783	225	37	'	'	PUNCT
bjmsr-783	225	38	mark	mark	NOUN
bjmsr-783	225	39	.	.	PUNCT
bjmsr-783	226	1	most	most	ADJ
bjmsr-783	226	2	of	of	ADP
bjmsr-783	226	3	the	the	DET
bjmsr-783	226	4	sampled	sample	VERB
bjmsr-783	226	5	banks	bank	NOUN
bjmsr-783	226	6	(	(	PUNCT
bjmsr-783	226	7	19	19	NUM
bjmsr-783	226	8	in	in	ADP
bjmsr-783	226	9	numbers	number	NOUN
bjmsr-783	226	10	)	)	PUNCT
bjmsr-783	226	11	have	have	AUX
bjmsr-783	226	12	achieved	achieve	VERB
bjmsr-783	226	13	a	a	DET
bjmsr-783	226	14	'	'	PUNCT
bjmsr-783	226	15	fair	fair	ADJ
bjmsr-783	226	16	'	'	PUNCT
bjmsr-783	226	17	position	position	NOUN
bjmsr-783	226	18	that	that	PRON
bjmsr-783	226	19	is	be	AUX
bjmsr-783	226	20	90	90	NUM
bjmsr-783	226	21	%	%	NOUN
bjmsr-783	226	22	of	of	ADP
bjmsr-783	226	23	the	the	DET
bjmsr-783	226	24	whole	whole	ADJ
bjmsr-783	226	25	sample	sample	NOUN
bjmsr-783	226	26	.	.	PUNCT
bjmsr-783	227	1	therefore	therefore	ADV
bjmsr-783	227	2	,	,	PUNCT
bjmsr-783	227	3	these	these	DET
bjmsr-783	227	4	banks	bank	NOUN
bjmsr-783	227	5	need	need	VERB
bjmsr-783	227	6	to	to	PART
bjmsr-783	227	7	be	be	AUX
bjmsr-783	227	8	controlled	control	VERB
bjmsr-783	227	9	and	and	CCONJ
bjmsr-783	227	10	followed	follow	VERB
bjmsr-783	227	11	-	-	PUNCT
bjmsr-783	227	12	up	up	NOUN
bjmsr-783	227	13	and	and	CCONJ
bjmsr-783	227	14	develop	develop	VERB
bjmsr-783	227	15	considerable	considerable	ADJ
bjmsr-783	227	16	cost	cost	NOUN
bjmsr-783	227	17	reduction	reduction	NOUN
bjmsr-783	227	18	programs	program	NOUN
bjmsr-783	227	19	.	.	PUNCT
bjmsr-783	228	1	unfortunately	unfortunately	ADV
bjmsr-783	228	2	,	,	PUNCT
bjmsr-783	228	3	ab	ab	PROPN
bjmsr-783	228	4	bank	bank	PROPN
bjmsr-783	228	5	narrowly	narrowly	ADV
bjmsr-783	228	6	slips	slip	VERB
bjmsr-783	228	7	from	from	ADP
bjmsr-783	228	8	„	„	PUNCT
bjmsr-783	228	9	fair‟	fair‟	X
bjmsr-783	228	10	position	position	NOUN
bjmsr-783	228	11	and	and	CCONJ
bjmsr-783	228	12	becomes	becomes	AUX
bjmsr-783	228	13	rated	rate	VERB
bjmsr-783	228	14	“	"	PUNCT
bjmsr-783	228	15	marginal	marginal	ADJ
bjmsr-783	228	16	”	"	PUNCT
bjmsr-783	228	17	in	in	ADP
bjmsr-783	228	18	their	their	PRON
bjmsr-783	228	19	composite	composite	ADJ
bjmsr-783	228	20	rating	rating	NOUN
bjmsr-783	228	21	that	that	PRON
bjmsr-783	228	22	is	be	AUX
bjmsr-783	228	23	the	the	DET
bjmsr-783	228	24	lowest	low	ADJ
bjmsr-783	228	25	rating	rating	NOUN
bjmsr-783	228	26	among	among	ADP
bjmsr-783	228	27	the	the	DET
bjmsr-783	228	28	sample	sample	NOUN
bjmsr-783	228	29	banks	bank	NOUN
bjmsr-783	228	30	.	.	PUNCT
bjmsr-783	229	1	therefore	therefore	ADV
bjmsr-783	229	2	,	,	PUNCT
bjmsr-783	229	3	ab	ab	PROPN
bjmsr-783	229	4	is	be	AUX
bjmsr-783	229	5	at	at	ADP
bjmsr-783	229	6	risk	risk	NOUN
bjmsr-783	229	7	and	and	CCONJ
bjmsr-783	229	8	may	may	AUX
bjmsr-783	229	9	lead	lead	VERB
bjmsr-783	229	10	to	to	ADP
bjmsr-783	229	11	failure	failure	NOUN
bjmsr-783	229	12	.	.	PUNCT
bjmsr-783	230	1	the	the	DET
bjmsr-783	230	2	bank	bank	NOUN
bjmsr-783	230	3	needs	need	VERB
bjmsr-783	230	4	to	to	PART
bjmsr-783	230	5	develop	develop	VERB
bjmsr-783	230	6	reform	reform	NOUN
bjmsr-783	230	7	and	and	CCONJ
bjmsr-783	230	8	follow	follow	VERB
bjmsr-783	230	9	-	-	PUNCT
bjmsr-783	230	10	up	up	ADP
bjmsr-783	230	11	programs	program	NOUN
bjmsr-783	230	12	as	as	ADV
bjmsr-783	230	13	soon	soon	ADV
bjmsr-783	230	14	as	as	ADP
bjmsr-783	230	15	possible	possible	ADJ
bjmsr-783	230	16	to	to	PART
bjmsr-783	230	17	avoid	avoid	VERB
bjmsr-783	230	18	financial	financial	ADJ
bjmsr-783	230	19	failure	failure	NOUN
bjmsr-783	230	20	.	.	PUNCT
bjmsr-783	231	1	also	also	ADV
bjmsr-783	231	2	,	,	PUNCT
bjmsr-783	231	3	it	it	PRON
bjmsr-783	231	4	needs	need	VERB
bjmsr-783	231	5	to	to	PART
bjmsr-783	231	6	review	review	VERB
bjmsr-783	231	7	the	the	DET
bjmsr-783	231	8	types	type	NOUN
bjmsr-783	231	9	of	of	ADP
bjmsr-783	231	10	provided	provide	VERB
bjmsr-783	231	11	loans	loan	NOUN
bjmsr-783	231	12	.	.	PUNCT
bjmsr-783	232	1	6	6	X
bjmsr-783	232	2	.	.	X
bjmsr-783	232	3	conclusion	conclusion	NOUN
bjmsr-783	232	4	the	the	DET
bjmsr-783	232	5	banking	banking	NOUN
bjmsr-783	232	6	sector	sector	NOUN
bjmsr-783	232	7	is	be	AUX
bjmsr-783	232	8	playing	play	VERB
bjmsr-783	232	9	a	a	DET
bjmsr-783	232	10	major	major	ADJ
bjmsr-783	232	11	role	role	NOUN
bjmsr-783	232	12	to	to	PART
bjmsr-783	232	13	materialize	materialize	VERB
bjmsr-783	232	14	most	most	ADJ
bjmsr-783	232	15	of	of	ADP
bjmsr-783	232	16	the	the	DET
bjmsr-783	232	17	transactions	transaction	NOUN
bjmsr-783	232	18	happening	happen	VERB
bjmsr-783	232	19	throughout	throughout	ADP
bjmsr-783	232	20	the	the	DET
bjmsr-783	232	21	world	world	NOUN
bjmsr-783	232	22	.	.	PUNCT
bjmsr-783	233	1	performance	performance	NOUN
bjmsr-783	233	2	appraisal	appraisal	NOUN
bjmsr-783	233	3	and	and	CCONJ
bjmsr-783	233	4	overall	overall	ADJ
bjmsr-783	233	5	evaluation	evaluation	NOUN
bjmsr-783	233	6	help	help	VERB
bjmsr-783	233	7	both	both	DET
bjmsr-783	233	8	banks	bank	NOUN
bjmsr-783	233	9	and	and	CCONJ
bjmsr-783	233	10	their	their	PRON
bjmsr-783	233	11	stakeholders	stakeholder	NOUN
bjmsr-783	233	12	to	to	PART
bjmsr-783	233	13	assess	assess	VERB
bjmsr-783	233	14	the	the	DET
bjmsr-783	233	15	outcomes	outcome	NOUN
bjmsr-783	233	16	of	of	ADP
bjmsr-783	233	17	the	the	DET
bjmsr-783	233	18	bank‟s	bank‟s	ADJ
bjmsr-783	233	19	policies	policy	NOUN
bjmsr-783	233	20	and	and	CCONJ
bjmsr-783	233	21	operations	operation	NOUN
bjmsr-783	233	22	in	in	ADP
bjmsr-783	233	23	monetary	monetary	ADJ
bjmsr-783	233	24	terms	term	NOUN
bjmsr-783	233	25	.	.	PUNCT
bjmsr-783	234	1	since	since	SCONJ
bjmsr-783	234	2	pcbs	pcb	NOUN
bjmsr-783	234	3	have	have	AUX
bjmsr-783	234	4	dominated	dominate	VERB
bjmsr-783	234	5	the	the	DET
bjmsr-783	234	6	whole	whole	ADJ
bjmsr-783	234	7	financial	financial	ADJ
bjmsr-783	234	8	sector	sector	NOUN
bjmsr-783	234	9	of	of	ADP
bjmsr-783	234	10	bangladesh	bangladesh	NOUN
bjmsr-783	234	11	,	,	PUNCT
bjmsr-783	234	12	therefore	therefore	ADV
bjmsr-783	234	13	,	,	PUNCT
bjmsr-783	234	14	it	it	PRON
bjmsr-783	234	15	was	be	AUX
bjmsr-783	234	16	essential	essential	ADJ
bjmsr-783	234	17	to	to	PART
bjmsr-783	234	18	assess	assess	VERB
bjmsr-783	234	19	banks	bank	NOUN
bjmsr-783	234	20	'	'	PART
bjmsr-783	234	21	ratings	rating	NOUN
bjmsr-783	234	22	in	in	ADP
bjmsr-783	234	23	the	the	DET
bjmsr-783	234	24	market	market	NOUN
bjmsr-783	234	25	and	and	CCONJ
bjmsr-783	234	26	evaluate	evaluate	VERB
bjmsr-783	234	27	the	the	DET
bjmsr-783	234	28	performance	performance	NOUN
bjmsr-783	234	29	for	for	ADP
bjmsr-783	234	30	both	both	DET
bjmsr-783	234	31	banks	bank	NOUN
bjmsr-783	234	32	and	and	CCONJ
bjmsr-783	234	33	its	its	PRON
bjmsr-783	234	34	stakeholders	stakeholder	NOUN
bjmsr-783	234	35	to	to	PART
bjmsr-783	234	36	assess	assess	VERB
bjmsr-783	234	37	the	the	DET
bjmsr-783	234	38	outcomes	outcome	NOUN
bjmsr-783	234	39	of	of	ADP
bjmsr-783	234	40	every	every	DET
bjmsr-783	234	41	bank	bank	NOUN
bjmsr-783	234	42	's	's	PART
bjmsr-783	234	43	policies	policy	NOUN
bjmsr-783	234	44	and	and	CCONJ
bjmsr-783	234	45	operations	operation	NOUN
bjmsr-783	234	46	.	.	PUNCT
bjmsr-783	235	1	in	in	ADP
bjmsr-783	235	2	this	this	DET
bjmsr-783	235	3	study	study	NOUN
bjmsr-783	235	4	,	,	PUNCT
bjmsr-783	235	5	the	the	DET
bjmsr-783	235	6	camels	camel	NOUN
bjmsr-783	235	7	rating	rating	NOUN
bjmsr-783	235	8	system	system	NOUN
bjmsr-783	235	9	was	be	AUX
bjmsr-783	235	10	employed	employ	VERB
bjmsr-783	235	11	through	through	ADP
bjmsr-783	235	12	the	the	DET
bjmsr-783	235	13	benchmarking	benchmarke	VERB
bjmsr-783	235	14	approach	approach	NOUN
bjmsr-783	235	15	on	on	ADP
bjmsr-783	235	16	21	21	NUM
bjmsr-783	235	17	sampled	sample	VERB
bjmsr-783	235	18	pcbs	pcb	NOUN
bjmsr-783	235	19	of	of	ADP
bjmsr-783	235	20	bangladesh	bangladesh	PROPN
bjmsr-783	235	21	.	.	PUNCT
bjmsr-783	236	1	through	through	ADP
bjmsr-783	236	2	the	the	DET
bjmsr-783	236	3	value	value	NOUN
bjmsr-783	236	4	of	of	ADP
bjmsr-783	236	5	a	a	DET
bjmsr-783	236	6	composite	composite	ADJ
bjmsr-783	236	7	rating	rating	NOUN
bjmsr-783	236	8	for	for	ADP
bjmsr-783	236	9	each	each	DET
bjmsr-783	236	10	selected	select	VERB
bjmsr-783	236	11	bank	bank	NOUN
bjmsr-783	236	12	,	,	PUNCT
bjmsr-783	236	13	the	the	DET
bjmsr-783	236	14	position	position	NOUN
bjmsr-783	236	15	of	of	ADP
bjmsr-783	236	16	these	these	DET
bjmsr-783	236	17	banks	bank	NOUN
bjmsr-783	236	18	has	have	AUX
bjmsr-783	236	19	been	be	AUX
bjmsr-783	236	20	realized	realize	VERB
bjmsr-783	236	21	.	.	PUNCT
bjmsr-783	237	1	it	it	PRON
bjmsr-783	237	2	is	be	AUX
bjmsr-783	237	3	seen	see	VERB
bjmsr-783	237	4	that	that	SCONJ
bjmsr-783	237	5	most	most	ADJ
bjmsr-783	237	6	of	of	ADP
bjmsr-783	237	7	the	the	DET
bjmsr-783	237	8	pcbs	pcb	NOUN
bjmsr-783	237	9	have	have	VERB
bjmsr-783	237	10	sufficient	sufficient	ADJ
bjmsr-783	237	11	capital	capital	NOUN
bjmsr-783	237	12	adequacy	adequacy	NOUN
bjmsr-783	237	13	.	.	PUNCT
bjmsr-783	238	1	the	the	DET
bjmsr-783	238	2	earning	earn	VERB
bjmsr-783	238	3	copyright	copyright	NOUN
bjmsr-783	238	4	©	©	PROPN
bjmsr-783	238	5	cc	cc	NOUN
bjmsr-783	238	6	-	-	PUNCT
bjmsr-783	238	7	by	by	ADP
bjmsr-783	238	8	-	-	PUNCT
bjmsr-783	238	9	nc	nc	PROPN
bjmsr-783	238	10	2020	2020	NUM
bjmsr-783	238	11	,	,	PUNCT
bjmsr-783	238	12	cribfb	cribfb	PROPN
bjmsr-783	238	13	|bjmsr	|bjmsr	PROPN
bjmsr-783	238	14	www.cribfb.com/journal/index.php/bjmsr	www.cribfb.com/journal/index.php/bjmsr	X
bjmsr-783	239	1	bangladesh	bangladesh	PROPN
bjmsr-783	239	2	journal	journal	PROPN
bjmsr-783	239	3	of	of	ADP
bjmsr-783	239	4	multidisciplinary	multidisciplinary	ADJ
bjmsr-783	239	5	scientific	scientific	ADJ
bjmsr-783	239	6	research	research	NOUN
bjmsr-783	239	7	vol	vol	NOUN
bjmsr-783	239	8	.	.	PROPN
bjmsr-783	240	1	2	2	NUM
bjmsr-783	240	2	,	,	PUNCT
bjmsr-783	240	3	no	no	INTJ
bjmsr-783	240	4	.	.	NOUN
bjmsr-783	240	5	2	2	NUM
bjmsr-783	240	6	;	;	PUNCT
bjmsr-783	240	7	2020	2020	NUM
bjmsr-783	240	8	48	48	NUM
bjmsr-783	240	9	performance	performance	NOUN
bjmsr-783	240	10	of	of	ADP
bjmsr-783	240	11	these	these	DET
bjmsr-783	240	12	banks	bank	NOUN
bjmsr-783	240	13	is	be	AUX
bjmsr-783	240	14	more	more	ADV
bjmsr-783	240	15	or	or	CCONJ
bjmsr-783	240	16	less	less	ADV
bjmsr-783	240	17	worthy	worthy	ADJ
bjmsr-783	240	18	.	.	PUNCT
bjmsr-783	241	1	their	their	PRON
bjmsr-783	241	2	pe	pe	PROPN
bjmsr-783	241	3	ratio	ratio	NOUN
bjmsr-783	241	4	is	be	AUX
bjmsr-783	241	5	also	also	ADV
bjmsr-783	241	6	sensible	sensible	ADJ
bjmsr-783	241	7	.	.	PUNCT
bjmsr-783	242	1	but	but	CCONJ
bjmsr-783	242	2	the	the	DET
bjmsr-783	242	3	banks	bank	NOUN
bjmsr-783	242	4	have	have	AUX
bjmsr-783	242	5	been	be	AUX
bjmsr-783	242	6	facing	face	VERB
bjmsr-783	242	7	challenges	challenge	NOUN
bjmsr-783	242	8	with	with	ADP
bjmsr-783	242	9	their	their	PRON
bjmsr-783	242	10	classified	classified	ADJ
bjmsr-783	242	11	loan	loan	NOUN
bjmsr-783	242	12	.	.	PUNCT
bjmsr-783	243	1	the	the	DET
bjmsr-783	243	2	management	management	NOUN
bjmsr-783	243	3	efficiency	efficiency	NOUN
bjmsr-783	243	4	of	of	ADP
bjmsr-783	243	5	these	these	DET
bjmsr-783	243	6	banks	bank	NOUN
bjmsr-783	243	7	is	be	AUX
bjmsr-783	243	8	very	very	ADV
bjmsr-783	243	9	modest	modest	ADJ
bjmsr-783	243	10	.	.	PUNCT
bjmsr-783	244	1	and	and	CCONJ
bjmsr-783	244	2	in	in	ADP
bjmsr-783	244	3	terms	term	NOUN
bjmsr-783	244	4	of	of	ADP
bjmsr-783	244	5	liquidity	liquidity	NOUN
bjmsr-783	244	6	,	,	PUNCT
bjmsr-783	244	7	the	the	DET
bjmsr-783	244	8	banks‟	banks‟	PROPN
bjmsr-783	244	9	performance	performance	NOUN
bjmsr-783	244	10	is	be	AUX
bjmsr-783	244	11	not	not	PART
bjmsr-783	244	12	satisfactory	satisfactory	ADJ
bjmsr-783	244	13	as	as	ADV
bjmsr-783	244	14	well	well	ADV
bjmsr-783	244	15	.	.	PUNCT
bjmsr-783	245	1	therefore	therefore	ADV
bjmsr-783	245	2	,	,	PUNCT
bjmsr-783	245	3	the	the	DET
bjmsr-783	245	4	policymakers	policymaker	NOUN
bjmsr-783	245	5	of	of	ADP
bjmsr-783	245	6	the	the	DET
bjmsr-783	245	7	related	relate	VERB
bjmsr-783	245	8	lowest	lowest	ADV
bjmsr-783	245	9	ranking	ranking	ADJ
bjmsr-783	245	10	banks	bank	NOUN
bjmsr-783	245	11	have	have	VERB
bjmsr-783	245	12	to	to	PART
bjmsr-783	245	13	carry	carry	VERB
bjmsr-783	245	14	out	out	ADP
bjmsr-783	245	15	the	the	DET
bjmsr-783	245	16	required	require	VERB
bjmsr-783	245	17	steps	step	NOUN
bjmsr-783	245	18	to	to	PART
bjmsr-783	245	19	overcome	overcome	VERB
bjmsr-783	245	20	their	their	PRON
bjmsr-783	245	21	weaknesses	weakness	NOUN
bjmsr-783	245	22	and	and	CCONJ
bjmsr-783	245	23	get	get	VERB
bjmsr-783	245	24	better	well	ADJ
bjmsr-783	245	25	their	their	PRON
bjmsr-783	245	26	performance	performance	NOUN
bjmsr-783	245	27	.	.	PUNCT
bjmsr-783	246	1	and	and	CCONJ
bjmsr-783	246	2	it	it	PRON
bjmsr-783	246	3	is	be	AUX
bjmsr-783	246	4	expected	expect	VERB
bjmsr-783	246	5	that	that	SCONJ
bjmsr-783	246	6	the	the	DET
bjmsr-783	246	7	outcomes	outcome	NOUN
bjmsr-783	246	8	of	of	ADP
bjmsr-783	246	9	this	this	DET
bjmsr-783	246	10	research	research	NOUN
bjmsr-783	246	11	work	work	NOUN
bjmsr-783	246	12	would	would	AUX
bjmsr-783	246	13	be	be	AUX
bjmsr-783	246	14	useful	useful	ADJ
bjmsr-783	246	15	for	for	SCONJ
bjmsr-783	246	16	administrators	administrator	NOUN
bjmsr-783	246	17	of	of	ADP
bjmsr-783	246	18	the	the	DET
bjmsr-783	246	19	selected	select	VERB
bjmsr-783	246	20	pcbs	pcb	NOUN
bjmsr-783	246	21	in	in	ADP
bjmsr-783	246	22	bangladesh	bangladesh	PROPN
bjmsr-783	246	23	to	to	PART
bjmsr-783	246	24	recover	recover	VERB
bjmsr-783	246	25	their	their	PRON
bjmsr-783	246	26	monetary	monetary	ADJ
bjmsr-783	246	27	crises	crisis	NOUN
bjmsr-783	246	28	and	and	CCONJ
bjmsr-783	246	29	develop	develop	VERB
bjmsr-783	246	30	strategies	strategy	NOUN
bjmsr-783	246	31	that	that	PRON
bjmsr-783	246	32	would	would	AUX
bjmsr-783	246	33	improve	improve	VERB
bjmsr-783	246	34	their	their	PRON
bjmsr-783	246	35	operational	operational	ADJ
bjmsr-783	246	36	performance	performance	NOUN
bjmsr-783	246	37	and	and	CCONJ
bjmsr-783	246	38	banking	banking	NOUN
bjmsr-783	246	39	activities	activity	NOUN
bjmsr-783	246	40	as	as	ADV
bjmsr-783	246	41	well	well	ADV
bjmsr-783	246	42	.	.	PUNCT
bjmsr-783	247	1	6.1	6.1	NUM
bjmsr-783	247	2	limitations	limitation	NOUN
bjmsr-783	247	3	of	of	ADP
bjmsr-783	247	4	the	the	DET
bjmsr-783	247	5	study	study	NOUN
bjmsr-783	247	6	and	and	CCONJ
bjmsr-783	247	7	scope	scope	NOUN
bjmsr-783	247	8	for	for	ADP
bjmsr-783	247	9	further	further	ADJ
bjmsr-783	247	10	research	research	NOUN
bjmsr-783	247	11	the	the	DET
bjmsr-783	247	12	study	study	NOUN
bjmsr-783	247	13	is	be	AUX
bjmsr-783	247	14	not	not	PART
bjmsr-783	247	15	liberal	liberal	ADJ
bjmsr-783	247	16	from	from	ADP
bjmsr-783	247	17	limitations	limitation	NOUN
bjmsr-783	247	18	.	.	PUNCT
bjmsr-783	248	1	it	it	PRON
bjmsr-783	248	2	is	be	AUX
bjmsr-783	248	3	mainly	mainly	ADV
bjmsr-783	248	4	based	base	VERB
bjmsr-783	248	5	on	on	ADP
bjmsr-783	248	6	secondary	secondary	ADJ
bjmsr-783	248	7	data	datum	NOUN
bjmsr-783	248	8	,	,	PUNCT
bjmsr-783	248	9	so	so	SCONJ
bjmsr-783	248	10	a	a	DET
bjmsr-783	248	11	lack	lack	NOUN
bjmsr-783	248	12	of	of	ADP
bjmsr-783	248	13	adequate	adequate	ADJ
bjmsr-783	248	14	and	and	CCONJ
bjmsr-783	248	15	necessary	necessary	ADJ
bjmsr-783	248	16	data	datum	NOUN
bjmsr-783	248	17	might	might	AUX
bjmsr-783	248	18	affect	affect	VERB
bjmsr-783	248	19	the	the	DET
bjmsr-783	248	20	research	research	NOUN
bjmsr-783	248	21	.	.	PUNCT
bjmsr-783	249	1	even	even	ADV
bjmsr-783	249	2	because	because	SCONJ
bjmsr-783	249	3	of	of	ADP
bjmsr-783	249	4	different	different	ADJ
bjmsr-783	249	5	constraints	constraint	NOUN
bjmsr-783	249	6	with	with	ADP
bjmsr-783	249	7	social	social	ADJ
bjmsr-783	249	8	patterns	pattern	NOUN
bjmsr-783	249	9	in	in	ADP
bjmsr-783	249	10	bangladesh	bangladesh	NOUN
bjmsr-783	249	11	,	,	PUNCT
bjmsr-783	249	12	it	it	PRON
bjmsr-783	249	13	was	be	AUX
bjmsr-783	249	14	felt	feel	VERB
bjmsr-783	249	15	unable	unable	ADJ
bjmsr-783	249	16	to	to	PART
bjmsr-783	249	17	collect	collect	VERB
bjmsr-783	249	18	information	information	NOUN
bjmsr-783	249	19	about	about	ADP
bjmsr-783	249	20	the	the	DET
bjmsr-783	249	21	pcbs	pcbs	PROPN
bjmsr-783	249	22	of	of	ADP
bjmsr-783	249	23	bangladesh	bangladesh	PROPN
bjmsr-783	249	24	,	,	PUNCT
bjmsr-783	249	25	mostly	mostly	ADV
bjmsr-783	249	26	when	when	SCONJ
bjmsr-783	249	27	annual	annual	ADJ
bjmsr-783	249	28	data	datum	NOUN
bjmsr-783	249	29	of	of	ADP
bjmsr-783	249	30	each	each	DET
bjmsr-783	249	31	bank	bank	NOUN
bjmsr-783	249	32	were	be	AUX
bjmsr-783	249	33	not	not	PART
bjmsr-783	249	34	available	available	ADJ
bjmsr-783	249	35	digitally	digitally	ADV
bjmsr-783	249	36	.	.	PUNCT
bjmsr-783	250	1	therefore	therefore	ADV
bjmsr-783	250	2	,	,	PUNCT
bjmsr-783	250	3	all	all	DET
bjmsr-783	250	4	the	the	DET
bjmsr-783	250	5	pcbs	pcb	NOUN
bjmsr-783	250	6	were	be	AUX
bjmsr-783	250	7	not	not	PART
bjmsr-783	250	8	included	include	VERB
bjmsr-783	250	9	in	in	ADP
bjmsr-783	250	10	the	the	DET
bjmsr-783	250	11	study	study	NOUN
bjmsr-783	250	12	.	.	PUNCT
bjmsr-783	251	1	again	again	ADV
bjmsr-783	251	2	,	,	PUNCT
bjmsr-783	251	3	the	the	DET
bjmsr-783	251	4	banks	bank	NOUN
bjmsr-783	251	5	which	which	PRON
bjmsr-783	251	6	are	be	AUX
bjmsr-783	251	7	not	not	PART
bjmsr-783	251	8	listed	list	VERB
bjmsr-783	251	9	in	in	ADP
bjmsr-783	251	10	the	the	DET
bjmsr-783	251	11	capital	capital	NOUN
bjmsr-783	251	12	markets	market	NOUN
bjmsr-783	251	13	of	of	ADP
bjmsr-783	251	14	bangladesh	bangladesh	NOUN
bjmsr-783	251	15	,	,	PUNCT
bjmsr-783	251	16	i.e.	i.e.	X
bjmsr-783	251	17	,	,	PUNCT
bjmsr-783	251	18	dse	dse	PROPN
bjmsr-783	251	19	or	or	CCONJ
bjmsr-783	251	20	cse	cse	PROPN
bjmsr-783	251	21	,	,	PUNCT
bjmsr-783	251	22	were	be	AUX
bjmsr-783	251	23	excluded	exclude	VERB
bjmsr-783	251	24	from	from	ADP
bjmsr-783	251	25	this	this	DET
bjmsr-783	251	26	study	study	NOUN
bjmsr-783	251	27	.	.	PUNCT
bjmsr-783	252	1	the	the	DET
bjmsr-783	252	2	study	study	NOUN
bjmsr-783	252	3	has	have	AUX
bjmsr-783	252	4	used	use	VERB
bjmsr-783	252	5	only	only	ADV
bjmsr-783	252	6	one	one	NUM
bjmsr-783	252	7	ratio	ratio	NOUN
bjmsr-783	252	8	for	for	ADP
bjmsr-783	252	9	evaluating	evaluate	VERB
bjmsr-783	252	10	the	the	DET
bjmsr-783	252	11	camels	camel	NOUN
bjmsr-783	252	12	.	.	PUNCT
bjmsr-783	253	1	p	p	X
bjmsr-783	253	2	e	e	PROPN
bjmsr-783	253	3	ratio	ratio	NOUN
bjmsr-783	253	4	was	be	AUX
bjmsr-783	253	5	used	use	VERB
bjmsr-783	253	6	to	to	PART
bjmsr-783	253	7	measure	measure	VERB
bjmsr-783	253	8	the	the	DET
bjmsr-783	253	9	sensitivity	sensitivity	NOUN
bjmsr-783	253	10	to	to	ADP
bjmsr-783	253	11	market	market	NOUN
bjmsr-783	253	12	risk	risk	NOUN
bjmsr-783	253	13	.	.	PUNCT
bjmsr-783	254	1	in	in	ADP
bjmsr-783	254	2	the	the	DET
bjmsr-783	254	3	future	future	NOUN
bjmsr-783	254	4	,	,	PUNCT
bjmsr-783	254	5	therefore	therefore	ADV
bjmsr-783	254	6	,	,	PUNCT
bjmsr-783	254	7	a	a	DET
bjmsr-783	254	8	study	study	NOUN
bjmsr-783	254	9	with	with	ADP
bjmsr-783	254	10	a	a	DET
bjmsr-783	254	11	much	much	ADV
bjmsr-783	254	12	larger	large	ADJ
bjmsr-783	254	13	sample	sample	NOUN
bjmsr-783	254	14	of	of	ADP
bjmsr-783	254	15	commercial	commercial	ADJ
bjmsr-783	254	16	banks	bank	NOUN
bjmsr-783	254	17	in	in	ADP
bjmsr-783	254	18	bangladesh	bangladesh	NOUN
bjmsr-783	254	19	with	with	ADP
bjmsr-783	254	20	the	the	DET
bjmsr-783	254	21	inclusion	inclusion	NOUN
bjmsr-783	254	22	of	of	ADP
bjmsr-783	254	23	all	all	DET
bjmsr-783	254	24	camels	camel	NOUN
bjmsr-783	254	25	components	component	NOUN
bjmsr-783	254	26	may	may	AUX
bjmsr-783	254	27	give	give	VERB
bjmsr-783	254	28	a	a	DET
bjmsr-783	254	29	better	well	ADJ
bjmsr-783	254	30	representation	representation	NOUN
bjmsr-783	254	31	.	.	PUNCT
bjmsr-783	255	1	for	for	ADP
bjmsr-783	255	2	more	more	ADJ
bjmsr-783	255	3	research	research	NOUN
bjmsr-783	255	4	,	,	PUNCT
bjmsr-783	255	5	the	the	DET
bjmsr-783	255	6	study	study	NOUN
bjmsr-783	255	7	can	can	AUX
bjmsr-783	255	8	add	add	VERB
bjmsr-783	255	9	some	some	DET
bjmsr-783	255	10	samples	sample	NOUN
bjmsr-783	255	11	by	by	ADP
bjmsr-783	255	12	adding	add	VERB
bjmsr-783	255	13	a	a	DET
bjmsr-783	255	14	time	time	NOUN
bjmsr-783	255	15	series	series	NOUN
bjmsr-783	255	16	or	or	CCONJ
bjmsr-783	255	17	total	total	ADJ
bjmsr-783	255	18	bank	bank	NOUN
bjmsr-783	255	19	samples	sample	NOUN
bjmsr-783	255	20	.	.	PUNCT
bjmsr-783	256	1	more	more	ADJ
bjmsr-783	256	2	ratios	ratio	NOUN
bjmsr-783	256	3	could	could	AUX
bjmsr-783	256	4	be	be	AUX
bjmsr-783	256	5	incorporated	incorporate	VERB
bjmsr-783	256	6	to	to	PART
bjmsr-783	256	7	signify	signify	VERB
bjmsr-783	256	8	each	each	DET
bjmsr-783	256	9	component	component	NOUN
bjmsr-783	256	10	of	of	ADP
bjmsr-783	256	11	camels	camel	NOUN
bjmsr-783	256	12	.	.	PUNCT
bjmsr-783	257	1	references	reference	NOUN
bjmsr-783	257	2	anderson	anderson	PROPN
bjmsr-783	257	3	,	,	PUNCT
bjmsr-783	257	4	k.	k.	PROPN
bjmsr-783	257	5	&	&	CCONJ
bjmsr-783	257	6	mcadam	mcadam	PROPN
bjmsr-783	257	7	,	,	PUNCT
bjmsr-783	257	8	r.	r.	PROPN
bjmsr-783	257	9	(	(	PUNCT
bjmsr-783	257	10	2006	2006	NUM
bjmsr-783	257	11	)	)	PUNCT
bjmsr-783	257	12	.	.	PUNCT
bjmsr-783	258	1	a	a	DET
bjmsr-783	258	2	critique	critique	NOUN
bjmsr-783	258	3	of	of	ADP
bjmsr-783	258	4	benchmarking	benchmarke	VERB
bjmsr-783	258	5	and	and	CCONJ
bjmsr-783	258	6	performance	performance	NOUN
bjmsr-783	258	7	management	management	NOUN
bjmsr-783	258	8	.	.	PUNCT
bjmsr-783	259	1	lead	lead	VERB
bjmsr-783	259	2	or	or	CCONJ
bjmsr-783	259	3	lag	lag	NOUN
bjmsr-783	259	4	.	.	PUNCT
bjmsr-783	260	1	benchmarking	benchmarke	VERB
bjmsr-783	260	2	:	:	PUNCT
bjmsr-783	260	3	an	an	DET
bjmsr-783	260	4	international	international	ADJ
bjmsr-783	260	5	journal	journal	NOUN
bjmsr-783	260	6	,	,	PUNCT
bjmsr-783	260	7	11(5	11(5	NUM
bjmsr-783	260	8	)	)	PUNCT
bjmsr-783	260	9	,	,	PUNCT
bjmsr-783	260	10	465	465	NUM
bjmsr-783	260	11	-	-	SYM
bjmsr-783	260	12	483	483	NUM
bjmsr-783	260	13	.	.	PUNCT
bjmsr-783	260	14	retrieved	retrieve	VERB
bjmsr-783	260	15	from	from	ADP
bjmsr-783	260	16	https://www.researchgate.net/publication/238325847_a_critique_of_benchmarking_and_performance_measurem	https://www.researchgate.net/publication/238325847_a_critique_of_benchmarking_and_performance_measurem	ADJ
bjmsr-783	260	17	ent_lead_or_lag	ent_lead_or_lag	NOUN
bjmsr-783	260	18	annual	annual	ADJ
bjmsr-783	260	19	report	report	NOUN
bjmsr-783	260	20	of	of	ADP
bjmsr-783	260	21	bangladesh	bangladesh	PROPN
bjmsr-783	260	22	bank	bank	PROPN
bjmsr-783	260	23	(	(	PUNCT
bjmsr-783	260	24	2018	2018	NUM
bjmsr-783	260	25	-	-	SYM
bjmsr-783	260	26	19	19	NUM
bjmsr-783	260	27	)	)	PUNCT
bjmsr-783	260	28	.	.	PUNCT
bjmsr-783	261	1	retrieved	retrieve	VERB
bjmsr-783	261	2	from	from	ADP
bjmsr-783	261	3	https://bb.org.bd/pub/annual/anreport/ar1819/index1819.php	https://bb.org.bd/pub/annual/anreport/ar1819/index1819.php	VERB
bjmsr-783	261	4	babar	babar	PROPN
bjmsr-783	261	5	,	,	PUNCT
bjmsr-783	261	6	h.	h.	PROPN
bjmsr-783	261	7	z.	z.	PROPN
bjmsr-783	261	8	,	,	PUNCT
bjmsr-783	261	9	&	&	CCONJ
bjmsr-783	261	10	zeb	zeb	PROPN
bjmsr-783	261	11	,	,	PUNCT
bjmsr-783	261	12	g.	g.	PROPN
bjmsr-783	261	13	(	(	PUNCT
bjmsr-783	261	14	2011	2011	NUM
bjmsr-783	261	15	)	)	PUNCT
bjmsr-783	261	16	.	.	PUNCT
bjmsr-783	262	1	camels	camel	NOUN
bjmsr-783	262	2	rating	rating	NOUN
bjmsr-783	262	3	system	system	NOUN
bjmsr-783	262	4	for	for	ADP
bjmsr-783	262	5	the	the	DET
bjmsr-783	262	6	banking	banking	NOUN
bjmsr-783	262	7	industry	industry	NOUN
bjmsr-783	262	8	in	in	ADP
bjmsr-783	262	9	pakistan	pakistan	PROPN
bjmsr-783	262	10	:	:	PUNCT
bjmsr-783	262	11	does	do	AUX
bjmsr-783	262	12	the	the	DET
bjmsr-783	262	13	camels	camel	NOUN
bjmsr-783	262	14	system	system	NOUN
bjmsr-783	262	15	provide	provide	VERB
bjmsr-783	262	16	a	a	DET
bjmsr-783	262	17	similar	similar	ADJ
bjmsr-783	262	18	rating	rating	NOUN
bjmsr-783	262	19	as	as	ADP
bjmsr-783	262	20	pacra	pacra	NOUN
bjmsr-783	262	21	system	system	NOUN
bjmsr-783	262	22	in	in	ADP
bjmsr-783	262	23	assessing	assess	VERB
bjmsr-783	262	24	the	the	DET
bjmsr-783	262	25	performance	performance	NOUN
bjmsr-783	262	26	of	of	ADP
bjmsr-783	262	27	banks	bank	NOUN
bjmsr-783	262	28	in	in	ADP
bjmsr-783	262	29	pakistan	pakistan	PROPN
bjmsr-783	262	30	?	?	PUNCT
bjmsr-783	263	1	(	(	PUNCT
bjmsr-783	263	2	master‟s	master‟s	ADJ
bjmsr-783	263	3	thesis	thesis	NOUN
bjmsr-783	263	4	)	)	PUNCT
bjmsr-783	263	5	.	.	PUNCT
bjmsr-783	264	1	umea	umea	PROPN
bjmsr-783	264	2	school	school	NOUN
bjmsr-783	264	3	of	of	ADP
bjmsr-783	264	4	business	business	NOUN
bjmsr-783	264	5	,	,	PUNCT
bjmsr-783	264	6	sweden	sweden	PROPN
bjmsr-783	264	7	.	.	PUNCT
bjmsr-783	265	1	retrieved	retrieve	VERB
bjmsr-783	265	2	from	from	ADP
bjmsr-783	265	3	https://www.semanticscholar.org/paper/camels-rating-system-for-bankingindustry-in-%3a-does-babar-zeb/1197fa888f16b438bfef813e7811e8c595bfba8b	https://www.semanticscholar.org/paper/camels-rating-system-for-bankingindustry-in-%3a-does-babar-zeb/1197fa888f16b438bfef813e7811e8c595bfba8b	PROPN
bjmsr-783	265	4	barker	barker	PROPN
bjmsr-783	265	5	,	,	PUNCT
bjmsr-783	265	6	d.	d.	PROPN
bjmsr-783	265	7	&	&	CCONJ
bjmsr-783	265	8	holdsworth	holdsworth	PROPN
bjmsr-783	265	9	,	,	PUNCT
bjmsr-783	265	10	d.	d.	PROPN
bjmsr-783	265	11	(	(	PUNCT
bjmsr-783	265	12	1993	1993	NUM
bjmsr-783	265	13	)	)	PUNCT
bjmsr-783	265	14	.	.	PUNCT
bjmsr-783	266	1	the	the	DET
bjmsr-783	266	2	causes	cause	NOUN
bjmsr-783	266	3	of	of	ADP
bjmsr-783	266	4	bank	bank	NOUN
bjmsr-783	266	5	failures	failure	NOUN
bjmsr-783	266	6	in	in	ADP
bjmsr-783	266	7	the	the	DET
bjmsr-783	266	8	1980s	1980s	NUM
bjmsr-783	266	9	.	.	PUNCT
bjmsr-783	267	1	federal	federal	PROPN
bjmsr-783	267	2	reserve	reserve	PROPN
bjmsr-783	267	3	bank	bank	PROPN
bjmsr-783	267	4	of	of	ADP
bjmsr-783	267	5	new	new	PROPN
bjmsr-783	267	6	york	york	PROPN
bjmsr-783	267	7	,	,	PUNCT
bjmsr-783	267	8	research	research	NOUN
bjmsr-783	267	9	paper	paper	NOUN
bjmsr-783	267	10	no	no	INTJ
bjmsr-783	267	11	.	.	PROPN
bjmsr-783	267	12	9325	9325	NUM
bjmsr-783	267	13	.	.	PUNCT
bjmsr-783	268	1	retrieved	retrieve	VERB
bjmsr-783	268	2	from	from	ADP
bjmsr-783	268	3	https://ideas.repec.org/p/fip/fednrp/9325.html	https://ideas.repec.org/p/fip/fednrp/9325.html	X
bjmsr-783	268	4	barr	barr	PROPN
bjmsr-783	268	5	,	,	PUNCT
bjmsr-783	268	6	r.	r.	PROPN
bjmsr-783	268	7	s.	s.	PROPN
bjmsr-783	268	8	,	,	PUNCT
bjmsr-783	268	9	killgo	killgo	PROPN
bjmsr-783	268	10	,	,	PUNCT
bjmsr-783	268	11	k.	k.	PROPN
bjmsr-783	268	12	a.	a.	PROPN
bjmsr-783	268	13	,	,	PUNCT
bjmsr-783	268	14	siems	siem	NOUN
bjmsr-783	268	15	,	,	PUNCT
bjmsr-783	268	16	t.	t.	PROPN
bjmsr-783	268	17	f.	f.	PROPN
bjmsr-783	268	18	,	,	PUNCT
bjmsr-783	268	19	&	&	CCONJ
bjmsr-783	268	20	zimmel	zimmel	PROPN
bjmsr-783	268	21	,	,	PUNCT
bjmsr-783	268	22	s.	s.	PROPN
bjmsr-783	268	23	(	(	PUNCT
bjmsr-783	268	24	2002	2002	NUM
bjmsr-783	268	25	)	)	PUNCT
bjmsr-783	268	26	.	.	PUNCT
bjmsr-783	269	1	evaluating	evaluate	VERB
bjmsr-783	269	2	the	the	DET
bjmsr-783	269	3	productive	productive	ADJ
bjmsr-783	269	4	efficiency	efficiency	NOUN
bjmsr-783	269	5	and	and	CCONJ
bjmsr-783	269	6	performance	performance	NOUN
bjmsr-783	269	7	of	of	ADP
bjmsr-783	269	8	us	us	PROPN
bjmsr-783	269	9	commercial	commercial	ADJ
bjmsr-783	269	10	banks	bank	NOUN
bjmsr-783	269	11	.	.	PUNCT
bjmsr-783	270	1	managerial	managerial	ADJ
bjmsr-783	270	2	finance	finance	NOUN
bjmsr-783	270	3	,	,	PUNCT
bjmsr-783	270	4	28(8	28(8	NUM
bjmsr-783	270	5	)	)	PUNCT
bjmsr-783	270	6	,	,	PUNCT
bjmsr-783	270	7	3	3	NUM
bjmsr-783	270	8	-	-	SYM
bjmsr-783	270	9	25	25	NUM
bjmsr-783	270	10	.	.	PUNCT
bjmsr-783	270	11	retrieved	retrieve	VERB
bjmsr-783	270	12	from	from	ADP
bjmsr-783	270	13	https://www.emerald.com/insight/content/doi/10.1108/03074350210767988/full/html	https://www.emerald.com/insight/content/doi/10.1108/03074350210767988/full/html	PROPN
bjmsr-783	270	14	cole	cole	PROPN
bjmsr-783	270	15	,	,	PUNCT
bjmsr-783	270	16	r.	r.	PROPN
bjmsr-783	270	17	a.	a.	PROPN
bjmsr-783	270	18	,	,	PUNCT
bjmsr-783	270	19	&	&	CCONJ
bjmsr-783	270	20	gunther	gunther	PROPN
bjmsr-783	270	21	,	,	PUNCT
bjmsr-783	270	22	j.	j.	PROPN
bjmsr-783	270	23	(	(	PUNCT
bjmsr-783	270	24	1998	1998	NUM
bjmsr-783	270	25	)	)	PUNCT
bjmsr-783	270	26	.	.	PUNCT
bjmsr-783	271	1	predicting	predict	VERB
bjmsr-783	271	2	bank	bank	NOUN
bjmsr-783	271	3	failures	failure	NOUN
bjmsr-783	271	4	:	:	PUNCT
bjmsr-783	271	5	a	a	DET
bjmsr-783	271	6	comparison	comparison	NOUN
bjmsr-783	271	7	of	of	ADP
bjmsr-783	271	8	on	on	ADP
bjmsr-783	271	9	-	-	PUNCT
bjmsr-783	271	10	and	and	CCONJ
bjmsr-783	271	11	off	off	ADP
bjmsr-783	271	12	-	-	PUNCT
bjmsr-783	271	13	site	site	NOUN
bjmsr-783	271	14	monitoring	monitoring	NOUN
bjmsr-783	271	15	systems	system	NOUN
bjmsr-783	271	16	.	.	PUNCT
bjmsr-783	272	1	journal	journal	NOUN
bjmsr-783	272	2	of	of	ADP
bjmsr-783	272	3	financial	financial	ADJ
bjmsr-783	272	4	services	service	NOUN
bjmsr-783	272	5	research	research	NOUN
bjmsr-783	272	6	,	,	PUNCT
bjmsr-783	272	7	13(2	13(2	PROPN
bjmsr-783	272	8	)	)	PUNCT
bjmsr-783	272	9	,	,	PUNCT
bjmsr-783	272	10	pp	pp	ADJ
bjmsr-783	272	11	.	.	PUNCT
bjmsr-783	273	1	103-117.https://link.springer.com/article/10.1023/a:1007954718966	103-117.https://link.springer.com/article/10.1023/a:1007954718966	NUM
bjmsr-783	273	2	credit	credit	NOUN
bjmsr-783	273	3	rating	rating	NOUN
bjmsr-783	273	4	agency	agency	NOUN
bjmsr-783	273	5	of	of	ADP
bjmsr-783	273	6	bangladesh	bangladesh	PROPN
bjmsr-783	273	7	ltd	ltd	PROPN
bjmsr-783	273	8	.	.	PROPN
bjmsr-783	273	9	(	(	PUNCT
bjmsr-783	273	10	2020	2020	NUM
bjmsr-783	273	11	)	)	PUNCT
bjmsr-783	273	12	.	.	PUNCT
bjmsr-783	274	1	retrieved	retrieve	VERB
bjmsr-783	274	2	from	from	ADP
bjmsr-783	274	3	www.crab.com.bd	www.crab.com.bd	ADJ
bjmsr-783	274	4	dirheb	dirheb	NOUN
bjmsr-783	274	5	,	,	PUNCT
bjmsr-783	274	6	m.	m.	NOUN
bjmsr-783	274	7	s.	s.	PROPN
bjmsr-783	274	8	(	(	PUNCT
bjmsr-783	274	9	2010	2010	NUM
bjmsr-783	274	10	)	)	PUNCT
bjmsr-783	274	11	.	.	PUNCT
bjmsr-783	275	1	bank	bank	NOUN
bjmsr-783	275	2	risk	risk	NOUN
bjmsr-783	275	3	assessment	assessment	NOUN
bjmsr-783	275	4	system	system	NOUN
bjmsr-783	275	5	(	(	PUNCT
bjmsr-783	275	6	camels	camel	NOUN
bjmsr-783	275	7	)	)	PUNCT
bjmsr-783	275	8	.	.	PUNCT
bjmsr-783	276	1	iraqi	iraqi	ADJ
bjmsr-783	276	2	journal	journal	PROPN
bjmsr-783	276	3	of	of	ADP
bjmsr-783	276	4	administrative	administrative	ADJ
bjmsr-783	276	5	sciences	science	NOUN
bjmsr-783	276	6	,	,	PUNCT
bjmsr-783	276	7	11(15	11(15	NUM
bjmsr-783	276	8	)	)	PUNCT
bjmsr-783	276	9	,	,	PUNCT
bjmsr-783	276	10	260	260	NUM
bjmsr-783	276	11	-	-	SYM
bjmsr-783	276	12	300	300	NUM
bjmsr-783	276	13	.	.	PUNCT
bjmsr-783	277	1	knights	knight	NOUN
bjmsr-783	277	2	,	,	PUNCT
bjmsr-783	277	3	d.	d.	PROPN
bjmsr-783	277	4	&	&	CCONJ
bjmsr-783	277	5	mccabe	mccabe	PROPN
bjmsr-783	277	6	,	,	PUNCT
bjmsr-783	277	7	d.	d.	PROPN
bjmsr-783	277	8	(	(	PUNCT
bjmsr-783	277	9	2006	2006	NUM
bjmsr-783	277	10	)	)	PUNCT
bjmsr-783	277	11	.	.	PUNCT
bjmsr-783	278	1	a	a	DET
bjmsr-783	278	2	bridge	bridge	NOUN
bjmsr-783	278	3	too	too	ADV
bjmsr-783	278	4	far	far	ADV
bjmsr-783	278	5	?	?	PUNCT
bjmsr-783	279	1	consistent	consistent	ADJ
bjmsr-783	279	2	quality	quality	NOUN
bjmsr-783	279	3	initiatives	initiative	NOUN
bjmsr-783	279	4	in	in	ADP
bjmsr-783	279	5	financial	financial	ADJ
bjmsr-783	279	6	services	service	NOUN
bjmsr-783	279	7	.	.	PUNCT
bjmsr-783	280	1	the	the	DET
bjmsr-783	280	2	tqm	tqm	PROPN
bjmsr-783	280	3	magazine	magazine	NOUN
bjmsr-783	280	4	,	,	PUNCT
bjmsr-783	280	5	8(5	8(5	NUM
bjmsr-783	280	6	)	)	PUNCT
bjmsr-783	280	7	,	,	PUNCT
bjmsr-783	280	8	51	51	NUM
bjmsr-783	280	9	-	-	SYM
bjmsr-783	280	10	55	55	NUM
bjmsr-783	280	11	.	.	PUNCT
bjmsr-783	281	1	moudud	moudud	PROPN
bjmsr-783	281	2	-	-	PUNCT
bjmsr-783	281	3	ul	ul	INTJ
bjmsr-783	281	4	-	-	PUNCT
bjmsr-783	281	5	huq	huq	PROPN
bjmsr-783	281	6	,	,	PUNCT
bjmsr-783	281	7	s.	s.	PROPN
bjmsr-783	281	8	(	(	PUNCT
bjmsr-783	281	9	2017	2017	NUM
bjmsr-783	281	10	)	)	PUNCT
bjmsr-783	281	11	.	.	PUNCT
bjmsr-783	282	1	performance	performance	NOUN
bjmsr-783	282	2	of	of	ADP
bjmsr-783	282	3	banking	banking	NOUN
bjmsr-783	282	4	industry	industry	NOUN
bjmsr-783	282	5	in	in	ADP
bjmsr-783	282	6	bangladesh	bangladesh	NOUN
bjmsr-783	282	7	:	:	PUNCT
bjmsr-783	282	8	insights	insight	NOUN
bjmsr-783	282	9	of	of	ADP
bjmsr-783	282	10	camel	camel	NOUN
bjmsr-783	282	11	rating	rating	NOUN
bjmsr-783	282	12	.	.	PUNCT
bjmsr-783	283	1	international	international	ADJ
bjmsr-783	283	2	journal	journal	PROPN
bjmsr-783	283	3	of	of	ADP
bjmsr-783	283	4	financial	financial	ADJ
bjmsr-783	283	5	engineering	engineering	NOUN
bjmsr-783	283	6	,	,	PUNCT
bjmsr-783	283	7	4(02n03	4(02n03	NOUN
bjmsr-783	283	8	)	)	PUNCT
bjmsr-783	283	9	,	,	PUNCT
bjmsr-783	283	10	1750006	1750006	NUM
bjmsr-783	283	11	.	.	PUNCT
bjmsr-783	284	1	majithiya	majithiya	NOUN
bjmsr-783	284	2	,	,	PUNCT
bjmsr-783	284	3	r	r	NOUN
bjmsr-783	284	4	&	&	CCONJ
bjmsr-783	284	5	pattani	pattani	NOUN
bjmsr-783	284	6	,	,	PUNCT
bjmsr-783	284	7	a.	a.	NOUN
bjmsr-783	284	8	(	(	PUNCT
bjmsr-783	284	9	2010	2010	NUM
bjmsr-783	284	10	)	)	PUNCT
bjmsr-783	284	11	.	.	PUNCT
bjmsr-783	285	1	rating	rate	VERB
bjmsr-783	285	2	the	the	DET
bjmsr-783	285	3	performance	performance	NOUN
bjmsr-783	285	4	of	of	ADP
bjmsr-783	285	5	the	the	DET
bjmsr-783	285	6	bank	bank	NOUN
bjmsr-783	285	7	through	through	ADP
bjmsr-783	285	8	camels	camel	NOUN
bjmsr-783	285	9	model	model	NOUN
bjmsr-783	285	10	.	.	PUNCT
bjmsr-783	286	1	post	post	VERB
bjmsr-783	286	2	diploma	diploma	NOUN
bjmsr-783	286	3	thesis	thesis	NOUN
bjmsr-783	286	4	,	,	PUNCT
bjmsr-783	286	5	tolani	tolani	PROPN
bjmsr-783	286	6	institute	institute	PROPN
bjmsr-783	286	7	of	of	ADP
bjmsr-783	286	8	management	management	NOUN
bjmsr-783	286	9	studies	study	NOUN
bjmsr-783	286	10	,	,	PUNCT
bjmsr-783	286	11	india	india	PROPN
bjmsr-783	286	12	.	.	PUNCT
bjmsr-783	287	1	masngut	masngut	PROPN
bjmsr-783	287	2	,	,	PUNCT
bjmsr-783	287	3	m.	m.	NOUN
bjmsr-783	287	4	,	,	PUNCT
bjmsr-783	287	5	&	&	CCONJ
bjmsr-783	287	6	rahman	rahman	PROPN
bjmsr-783	287	7	,	,	PUNCT
bjmsr-783	287	8	a.	a.	NOUN
bjmsr-783	287	9	(	(	PUNCT
bjmsr-783	287	10	2012	2012	NUM
bjmsr-783	287	11	)	)	PUNCT
bjmsr-783	287	12	.	.	PUNCT
bjmsr-783	288	1	financial	financial	ADJ
bjmsr-783	288	2	distressed	distressed	ADJ
bjmsr-783	288	3	:	:	PUNCT
bjmsr-783	288	4	detection	detection	NOUN
bjmsr-783	288	5	model	model	NOUN
bjmsr-783	288	6	for	for	ADP
bjmsr-783	288	7	islamic	islamic	ADJ
bjmsr-783	288	8	banks	bank	NOUN
bjmsr-783	288	9	.	.	PUNCT
bjmsr-783	289	1	business	business	NOUN
bjmsr-783	289	2	and	and	CCONJ
bjmsr-783	289	3	social	social	ADJ
bjmsr-783	289	4	science	science	NOUN
bjmsr-783	289	5	research	research	NOUN
bjmsr-783	289	6	conference	conference	NOUN
bjmsr-783	289	7	.	.	PUNCT
bjmsr-783	290	1	paris	paris	PROPN
bjmsr-783	290	2	.	.	PUNCT
bjmsr-783	291	1	masood	masood	PROPN
bjmsr-783	291	2	,	,	PUNCT
bjmsr-783	291	3	o.	o.	PROPN
bjmsr-783	291	4	,	,	PUNCT
bjmsr-783	291	5	ghauri	ghauri	PROPN
bjmsr-783	291	6	,	,	PUNCT
bjmsr-783	291	7	s.	s.	PROPN
bjmsr-783	291	8	m.	m.	PROPN
bjmsr-783	291	9	k.	k.	PROPN
bjmsr-783	291	10	,	,	PUNCT
bjmsr-783	291	11	&	&	CCONJ
bjmsr-783	291	12	aktan	aktan	PROPN
bjmsr-783	291	13	,	,	PUNCT
bjmsr-783	291	14	b.	b.	PROPN
bjmsr-783	291	15	(	(	PUNCT
bjmsr-783	291	16	2016	2016	NUM
bjmsr-783	291	17	)	)	PUNCT
bjmsr-783	291	18	.	.	PUNCT
bjmsr-783	292	1	predicting	predict	VERB
bjmsr-783	292	2	islamic	islamic	ADJ
bjmsr-783	292	3	banks	bank	NOUN
bjmsr-783	292	4	performance	performance	NOUN
bjmsr-783	292	5	through	through	ADP
bjmsr-783	292	6	camels	camel	NOUN
bjmsr-783	292	7	rating	rating	NOUN
bjmsr-783	292	8	model	model	NOUN
bjmsr-783	292	9	.	.	PUNCT
bjmsr-783	293	1	banks	bank	NOUN
bjmsr-783	293	2	and	and	CCONJ
bjmsr-783	293	3	bank	bank	NOUN
bjmsr-783	293	4	systems	system	NOUN
bjmsr-783	293	5	,	,	PUNCT
bjmsr-783	293	6	11(3	11(3	NUM
bjmsr-783	293	7	)	)	PUNCT
bjmsr-783	293	8	,	,	PUNCT
bjmsr-783	293	9	37	37	NUM
bjmsr-783	293	10	-	-	SYM
bjmsr-783	293	11	43	43	NUM
bjmsr-783	293	12	.	.	PUNCT
bjmsr-783	293	13	retrieved	retrieve	VERB
bjmsr-783	293	14	from	from	ADP
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bjmsr-783	293	16	nurazi	nurazi	PROPN
bjmsr-783	293	17	,	,	PUNCT
bjmsr-783	293	18	r.	r.	PROPN
bjmsr-783	293	19	,	,	PUNCT
bjmsr-783	293	20	&	&	CCONJ
bjmsr-783	293	21	evans	evans	PROPN
bjmsr-783	293	22	,	,	PUNCT
bjmsr-783	293	23	m.	m.	NOUN
bjmsr-783	293	24	(	(	PUNCT
bjmsr-783	293	25	2005	2005	NUM
bjmsr-783	293	26	)	)	PUNCT
bjmsr-783	293	27	.	.	PUNCT
bjmsr-783	294	1	an	an	DET
bjmsr-783	294	2	indonesian	indonesian	ADJ
bjmsr-783	294	3	study	study	NOUN
bjmsr-783	294	4	of	of	ADP
bjmsr-783	294	5	the	the	DET
bjmsr-783	294	6	use	use	NOUN
bjmsr-783	294	7	of	of	ADP
bjmsr-783	294	8	camel(s	camel(s	NOUN
bjmsr-783	294	9	)	)	PUNCT
bjmsr-783	294	10	ratios	ratio	NOUN
bjmsr-783	294	11	as	as	ADP
bjmsr-783	294	12	predictors	predictor	NOUN
bjmsr-783	294	13	of	of	ADP
bjmsr-783	294	14	bank	bank	NOUN
bjmsr-783	294	15	failure	failure	NOUN
bjmsr-783	294	16	.	.	PUNCT
bjmsr-783	295	1	journal	journal	NOUN
bjmsr-783	295	2	of	of	ADP
bjmsr-783	295	3	economic	economic	ADJ
bjmsr-783	295	4	and	and	CCONJ
bjmsr-783	295	5	social	social	ADJ
bjmsr-783	295	6	policy	policy	NOUN
bjmsr-783	295	7	,	,	PUNCT
bjmsr-783	295	8	10(1	10(1	NUM
bjmsr-783	295	9	)	)	PUNCT
bjmsr-783	295	10	,	,	PUNCT
bjmsr-783	295	11	6	6	NUM
bjmsr-783	295	12	.	.	PUNCT
bjmsr-783	295	13	retrieved	retrieve	VERB
bjmsr-783	295	14	from	from	ADP
bjmsr-783	295	15	https://www.researchgate.net/publication/37357823_an_indonesian_study_of_the_use_of_camels_ratios_a	https://www.researchgate.net/publication/37357823_an_indonesian_study_of_the_use_of_camels_ratios_a	PROPN
bjmsr-783	295	16	s_predictors_of_bank_failure	s_predictors_of_bank_failure	PROPN
bjmsr-783	295	17	http://www.crab.com.bd/	http://www.crab.com.bd/	PROPN
bjmsr-783	295	18	copyright	copyright	NOUN
bjmsr-783	295	19	©	©	PROPN
bjmsr-783	295	20	cc	cc	PROPN
bjmsr-783	295	21	-	-	PUNCT
bjmsr-783	295	22	by	by	ADP
bjmsr-783	295	23	-	-	PUNCT
bjmsr-783	295	24	nc	nc	PROPN
bjmsr-783	295	25	2020	2020	NUM
bjmsr-783	295	26	,	,	PUNCT
bjmsr-783	295	27	cribfb	cribfb	PROPN
bjmsr-783	295	28	|bjmsr	|bjmsr	PROPN
bjmsr-783	295	29	www.cribfb.com/journal/index.php/bjmsr	www.cribfb.com/journal/index.php/bjmsr	X
bjmsr-783	296	1	bangladesh	bangladesh	PROPN
bjmsr-783	296	2	journal	journal	PROPN
bjmsr-783	296	3	of	of	ADP
bjmsr-783	296	4	multidisciplinary	multidisciplinary	ADJ
bjmsr-783	296	5	scientific	scientific	ADJ
bjmsr-783	296	6	research	research	NOUN
bjmsr-783	296	7	vol	vol	NOUN
bjmsr-783	296	8	.	.	PROPN
bjmsr-783	297	1	2	2	NUM
bjmsr-783	297	2	,	,	PUNCT
bjmsr-783	297	3	no	no	INTJ
bjmsr-783	297	4	.	.	NOUN
bjmsr-783	297	5	2	2	NUM
bjmsr-783	297	6	;	;	PUNCT
bjmsr-783	297	7	2020	2020	NUM
bjmsr-783	297	8	49	49	NUM
bjmsr-783	297	9	raju	raju	PROPN
bjmsr-783	297	10	,	,	PUNCT
bjmsr-783	297	11	b.	b.	PROPN
bjmsr-783	297	12	h.	h.	PROPN
bjmsr-783	297	13	(	(	PUNCT
bjmsr-783	297	14	2017	2017	NUM
bjmsr-783	297	15	)	)	PUNCT
bjmsr-783	297	16	.	.	PUNCT
bjmsr-783	298	1	cost	cost	NOUN
bjmsr-783	298	2	and	and	CCONJ
bjmsr-783	298	3	profit	profit	NOUN
bjmsr-783	298	4	efficiency	efficiency	NOUN
bjmsr-783	298	5	of	of	ADP
bjmsr-783	298	6	bangladeshi	bangladeshi	ADJ
bjmsr-783	298	7	commercial	commercial	ADJ
bjmsr-783	298	8	banks	bank	NOUN
bjmsr-783	298	9	:	:	PUNCT
bjmsr-783	298	10	a	a	DET
bjmsr-783	298	11	stochastic	stochastic	ADJ
bjmsr-783	298	12	frontier	frontier	NOUN
bjmsr-783	298	13	approach	approach	NOUN
bjmsr-783	298	14	.	.	PUNCT
bjmsr-783	299	1	international	international	ADJ
bjmsr-783	299	2	journal	journal	PROPN
bjmsr-783	299	3	of	of	ADP
bjmsr-783	299	4	economic	economic	ADJ
bjmsr-783	299	5	behavior	behavior	NOUN
bjmsr-783	299	6	and	and	CCONJ
bjmsr-783	299	7	organization	organization	NOUN
bjmsr-783	299	8	,	,	PUNCT
bjmsr-783	299	9	5(6	5(6	NUM
bjmsr-783	299	10	)	)	PUNCT
bjmsr-783	299	11	,	,	PUNCT
bjmsr-783	299	12	131	131	NUM
bjmsr-783	299	13	-	-	SYM
bjmsr-783	299	14	142	142	NUM
bjmsr-783	299	15	.	.	PUNCT
bjmsr-783	300	1	https://doi.org/10.2139/10.11648/j.ijebo.20170506.13	https://doi.org/10.2139/10.11648/j.ijebo.20170506.13	PROPN
bjmsr-783	300	2	rahman	rahman	PROPN
bjmsr-783	300	3	,	,	PUNCT
bjmsr-783	300	4	z.	z.	PROPN
bjmsr-783	300	5	,	,	PUNCT
bjmsr-783	300	6	&	&	CCONJ
bjmsr-783	300	7	islam	islam	PROPN
bjmsr-783	300	8	,	,	PUNCT
bjmsr-783	300	9	s.	s.	PROPN
bjmsr-783	300	10	(	(	PUNCT
bjmsr-783	300	11	2018	2018	NUM
bjmsr-783	300	12	)	)	PUNCT
bjmsr-783	300	13	.	.	PUNCT
bjmsr-783	301	1	use	use	NOUN
bjmsr-783	301	2	of	of	ADP
bjmsr-783	301	3	camel	camel	NOUN
bjmsr-783	301	4	rating	rating	NOUN
bjmsr-783	301	5	framework	framework	NOUN
bjmsr-783	301	6	:	:	PUNCT
bjmsr-783	301	7	a	a	DET
bjmsr-783	301	8	comparative	comparative	ADJ
bjmsr-783	301	9	performance	performance	NOUN
bjmsr-783	301	10	evaluation	evaluation	NOUN
bjmsr-783	301	11	of	of	ADP
bjmsr-783	301	12	selected	select	VERB
bjmsr-783	301	13	bangladeshi	bangladeshi	ADJ
bjmsr-783	301	14	private	private	ADJ
bjmsr-783	301	15	commercial	commercial	ADJ
bjmsr-783	301	16	banks	bank	NOUN
bjmsr-783	301	17	.	.	PUNCT
bjmsr-783	302	1	international	international	ADJ
bjmsr-783	302	2	journal	journal	PROPN
bjmsr-783	302	3	of	of	ADP
bjmsr-783	302	4	economics	economic	NOUN
bjmsr-783	302	5	and	and	CCONJ
bjmsr-783	302	6	finance	finance	NOUN
bjmsr-783	302	7	,	,	PUNCT
bjmsr-783	302	8	10(1	10(1	NUM
bjmsr-783	302	9	)	)	PUNCT
bjmsr-783	302	10	.	.	PUNCT
bjmsr-783	303	1	retrieved	retrieve	VERB
bjmsr-783	303	2	from	from	ADP
bjmsr-783	303	3	http://www.ccsenet.org/journal/index.php/ijef/article/view/71545	http://www.ccsenet.org/journal/index.php/ijef/article/view/71545	PROPN
bjmsr-783	303	4	roman	roman	NOUN
bjmsr-783	303	5	,	,	PUNCT
bjmsr-783	303	6	a.	a.	PROPN
bjmsr-783	303	7	,	,	PUNCT
bjmsr-783	303	8	&	&	CCONJ
bjmsr-783	303	9	şargu	şargu	PROPN
bjmsr-783	303	10	,	,	PUNCT
bjmsr-783	303	11	a.	a.	PROPN
bjmsr-783	303	12	c.	c.	PROPN
bjmsr-783	303	13	(	(	PUNCT
bjmsr-783	303	14	2013	2013	NUM
bjmsr-783	303	15	)	)	PUNCT
bjmsr-783	303	16	.	.	PUNCT
bjmsr-783	304	1	analyzing	analyze	VERB
bjmsr-783	304	2	the	the	DET
bjmsr-783	304	3	financial	financial	ADJ
bjmsr-783	304	4	soundness	soundness	NOUN
bjmsr-783	304	5	of	of	ADP
bjmsr-783	304	6	the	the	DET
bjmsr-783	304	7	commercial	commercial	ADJ
bjmsr-783	304	8	banks	bank	NOUN
bjmsr-783	304	9	in	in	ADP
bjmsr-783	304	10	romania	romania	PROPN
bjmsr-783	304	11	:	:	PUNCT
bjmsr-783	304	12	an	an	DET
bjmsr-783	304	13	approach	approach	NOUN
bjmsr-783	304	14	based	base	VERB
bjmsr-783	304	15	on	on	ADP
bjmsr-783	304	16	the	the	DET
bjmsr-783	304	17	camels	camel	NOUN
bjmsr-783	304	18	framework	framework	NOUN
bjmsr-783	304	19	.	.	PUNCT
bjmsr-783	305	1	procedia	procedia	NOUN
bjmsr-783	305	2	economics	economic	NOUN
bjmsr-783	305	3	and	and	CCONJ
bjmsr-783	305	4	finance	finance	NOUN
bjmsr-783	305	5	,	,	PUNCT
bjmsr-783	305	6	6	6	NUM
bjmsr-783	305	7	,	,	PUNCT
bjmsr-783	305	8	703	703	NUM
bjmsr-783	305	9	-	-	SYM
bjmsr-783	305	10	712	712	NUM
bjmsr-783	305	11	.	.	PUNCT
bjmsr-783	305	12	retrieved	retrieve	VERB
bjmsr-783	305	13	from	from	ADP
bjmsr-783	305	14	https://www.sciencedirect.com/science/article/pii/s2212567113001925	https://www.sciencedirect.com/science/article/pii/s2212567113001925	PROPN
bjmsr-783	305	15	sahajwala	sahajwala	PROPN
bjmsr-783	305	16	,	,	PUNCT
bjmsr-783	305	17	r.	r.	PROPN
bjmsr-783	305	18	,	,	PUNCT
bjmsr-783	305	19	&	&	CCONJ
bjmsr-783	305	20	van	van	PROPN
bjmsr-783	305	21	den	den	PROPN
bjmsr-783	305	22	bergh	bergh	PROPN
bjmsr-783	305	23	,	,	PUNCT
bjmsr-783	305	24	p.	p.	PROPN
bjmsr-783	305	25	(	(	PUNCT
bjmsr-783	305	26	2000	2000	NUM
bjmsr-783	305	27	)	)	PUNCT
bjmsr-783	305	28	.	.	PUNCT
bjmsr-783	306	1	supervisory	supervisory	ADJ
bjmsr-783	306	2	risk	risk	NOUN
bjmsr-783	306	3	assessment	assessment	NOUN
bjmsr-783	306	4	and	and	CCONJ
bjmsr-783	306	5	early	early	ADJ
bjmsr-783	306	6	warning	warning	NOUN
bjmsr-783	306	7	systems	system	NOUN
bjmsr-783	306	8	.	.	PUNCT
bjmsr-783	307	1	basel	basel	PROPN
bjmsr-783	307	2	committee	committee	PROPN
bjmsr-783	307	3	on	on	ADP
bjmsr-783	307	4	banking	banking	NOUN
bjmsr-783	307	5	supervision	supervision	NOUN
bjmsr-783	307	6	working	work	VERB
bjmsr-783	307	7	papers	paper	NOUN
bjmsr-783	307	8	,	,	PUNCT
bjmsr-783	307	9	no	no	INTJ
bjmsr-783	307	10	.	.	NOUN
bjmsr-783	307	11	4	4	NUM
bjmsr-783	307	12	,	,	PUNCT
bjmsr-783	307	13	bank	bank	NOUN
bjmsr-783	307	14	of	of	ADP
bjmsr-783	307	15	international	international	ADJ
bjmsr-783	307	16	settlements	settlement	NOUN
bjmsr-783	307	17	.	.	PUNCT
bjmsr-783	308	1	retrieved	retrieve	VERB
bjmsr-783	308	2	from	from	ADP
bjmsr-783	308	3	https://www.researchgate.net/publication/4724551_supervisory_risk_assessment_and_early_warning_systems	https://www.researchgate.net/publication/4724551_supervisory_risk_assessment_and_early_warning_system	NOUN
bjmsr-783	308	4	sangmi	sangmi	NOUN
bjmsr-783	308	5	,	,	PUNCT
bjmsr-783	308	6	m.	m.	NOUN
bjmsr-783	308	7	,	,	PUNCT
bjmsr-783	308	8	&	&	CCONJ
bjmsr-783	308	9	nazir	nazir	PROPN
bjmsr-783	308	10	,	,	PUNCT
bjmsr-783	308	11	t.	t.	PROPN
bjmsr-783	308	12	(	(	PUNCT
bjmsr-783	308	13	2010	2010	NUM
bjmsr-783	308	14	)	)	PUNCT
bjmsr-783	308	15	.	.	PUNCT
bjmsr-783	309	1	analyzing	analyze	VERB
bjmsr-783	309	2	financial	financial	ADJ
bjmsr-783	309	3	performance	performance	NOUN
bjmsr-783	309	4	of	of	ADP
bjmsr-783	309	5	commercial	commercial	ADJ
bjmsr-783	309	6	banks	bank	NOUN
bjmsr-783	309	7	in	in	ADP
bjmsr-783	309	8	india	india	PROPN
bjmsr-783	309	9	:	:	PUNCT
bjmsr-783	309	10	application	application	NOUN
bjmsr-783	309	11	of	of	ADP
bjmsr-783	309	12	camel	camel	NOUN
bjmsr-783	309	13	model	model	PROPN
bjmsr-783	309	14	.	.	PUNCT
bjmsr-783	310	1	pakistan	pakistan	PROPN
bjmsr-783	310	2	journal	journal	PROPN
bjmsr-783	310	3	of	of	ADP
bjmsr-783	310	4	commerce	commerce	PROPN
bjmsr-783	310	5	and	and	CCONJ
bjmsr-783	310	6	social	social	ADJ
bjmsr-783	310	7	sciences	science	NOUN
bjmsr-783	310	8	,	,	PUNCT
bjmsr-783	310	9	4(1	4(1	NOUN
bjmsr-783	310	10	)	)	PUNCT
bjmsr-783	310	11	,	,	PUNCT
bjmsr-783	310	12	40	40	NUM
bjmsr-783	310	13	-	-	SYM
bjmsr-783	310	14	55	55	NUM
bjmsr-783	310	15	.	.	PUNCT
bjmsr-783	311	1	retrieved	retrieve	VERB
bjmsr-783	311	2	from	from	ADP
bjmsr-783	311	3	https://www.econstor.eu/handle/10419/187999	https://www.econstor.eu/handle/10419/187999	PROPN
bjmsr-783	311	4	sarwar	sarwar	PROPN
bjmsr-783	311	5	,	,	PUNCT
bjmsr-783	311	6	a.	a.	NOUN
bjmsr-783	311	7	,	,	PUNCT
bjmsr-783	311	8	&	&	CCONJ
bjmsr-783	311	9	asif	asif	PROPN
bjmsr-783	311	10	,	,	PUNCT
bjmsr-783	311	11	s.	s.	PROPN
bjmsr-783	311	12	(	(	PUNCT
bjmsr-783	311	13	2011	2011	NUM
bjmsr-783	311	14	)	)	PUNCT
bjmsr-783	311	15	.	.	PUNCT
bjmsr-783	312	1	safety	safety	NOUN
bjmsr-783	312	2	and	and	CCONJ
bjmsr-783	312	3	soundness	soundness	NOUN
bjmsr-783	312	4	of	of	ADP
bjmsr-783	312	5	financial	financial	ADJ
bjmsr-783	312	6	sector	sector	NOUN
bjmsr-783	312	7	of	of	ADP
bjmsr-783	312	8	pakistan	pakistan	PROPN
bjmsr-783	312	9	:	:	PUNCT
bjmsr-783	312	10	camel	camel	NOUN
bjmsr-783	312	11	rating	rating	NOUN
bjmsr-783	312	12	application	application	NOUN
bjmsr-783	312	13	.	.	PUNCT
bjmsr-783	313	1	interdisciplinary	interdisciplinary	ADJ
bjmsr-783	313	2	journal	journal	NOUN
bjmsr-783	313	3	of	of	ADP
bjmsr-783	313	4	contemporary	contemporary	ADJ
bjmsr-783	313	5	research	research	NOUN
bjmsr-783	313	6	in	in	ADP
bjmsr-783	313	7	business	business	NOUN
bjmsr-783	313	8	,	,	PUNCT
bjmsr-783	313	9	3(2	3(2	NUM
bjmsr-783	313	10	)	)	PUNCT
bjmsr-783	313	11	,	,	PUNCT
bjmsr-783	313	12	624	624	NUM
bjmsr-783	313	13	-	-	SYM
bjmsr-783	313	14	630	630	NUM
bjmsr-783	313	15	.	.	PUNCT
bjmsr-783	314	1	shakara	shakara	PROPN
bjmsr-783	314	2	,	,	PUNCT
bjmsr-783	314	3	m.	m.	PROPN
bjmsr-783	314	4	a.	a.	PROPN
bjmsr-783	314	5	b.	b.	PROPN
bjmsr-783	314	6	(	(	PUNCT
bjmsr-783	314	7	2012	2012	NUM
bjmsr-783	314	8	)	)	PUNCT
bjmsr-783	314	9	.	.	PUNCT
bjmsr-783	315	1	assess	assess	VERB
bjmsr-783	315	2	the	the	DET
bjmsr-783	315	3	performance	performance	NOUN
bjmsr-783	315	4	of	of	ADP
bjmsr-783	315	5	banks	bank	NOUN
bjmsr-783	315	6	under	under	ADP
bjmsr-783	315	7	camels	camel	NOUN
bjmsr-783	315	8	standards	standard	NOUN
bjmsr-783	315	9	.	.	PUNCT
bjmsr-783	316	1	journal	journal	NOUN
bjmsr-783	316	2	of	of	ADP
bjmsr-783	316	3	accounting	accounting	NOUN
bjmsr-783	316	4	and	and	CCONJ
bjmsr-783	316	5	financial	financial	ADJ
bjmsr-783	316	6	studies	study	NOUN
bjmsr-783	316	7	,	,	PUNCT
bjmsr-783	316	8	7(18	7(18	NUM
bjmsr-783	316	9	)	)	PUNCT
bjmsr-783	316	10	,	,	PUNCT
bjmsr-783	316	11	134	134	NUM
bjmsr-783	316	12	-	-	SYM
bjmsr-783	316	13	154	154	NUM
bjmsr-783	316	14	.	.	PUNCT
bjmsr-783	317	1	suba	suba	PROPN
bjmsr-783	317	2	,	,	PUNCT
bjmsr-783	317	3	n.	n.	PROPN
bjmsr-783	317	4	(	(	PUNCT
bjmsr-783	317	5	2015	2015	NUM
bjmsr-783	317	6	)	)	PUNCT
bjmsr-783	317	7	.	.	PUNCT
bjmsr-783	318	1	financial	financial	ADJ
bjmsr-783	318	2	performance	performance	NOUN
bjmsr-783	318	3	analysis	analysis	NOUN
bjmsr-783	318	4	of	of	ADP
bjmsr-783	318	5	selected	select	VERB
bjmsr-783	318	6	public	public	ADJ
bjmsr-783	318	7	and	and	CCONJ
bjmsr-783	318	8	private	private	ADJ
bjmsr-783	318	9	sector	sector	NOUN
bjmsr-783	318	10	banks	bank	NOUN
bjmsr-783	318	11	:	:	PUNCT
bjmsr-783	318	12	a	a	DET
bjmsr-783	318	13	study	study	NOUN
bjmsr-783	318	14	through	through	ADP
bjmsr-783	318	15	camel	camel	NOUN
bjmsr-783	318	16	model	model	NOUN
bjmsr-783	318	17	.	.	PUNCT
bjmsr-783	319	1	a	a	DET
bjmsr-783	319	2	ph.d	ph.d	PROPN
bjmsr-783	319	3	.	.	PUNCT
bjmsr-783	320	1	thesis	thesis	NOUN
bjmsr-783	320	2	in	in	ADP
bjmsr-783	320	3	the	the	DET
bjmsr-783	320	4	department	department	PROPN
bjmsr-783	320	5	of	of	ADP
bjmsr-783	320	6	commerce	commerce	PROPN
bjmsr-783	320	7	,	,	PUNCT
bjmsr-783	320	8	saurasthtra	saurasthtra	PROPN
bjmsr-783	320	9	university	university	PROPN
bjmsr-783	320	10	,	,	PUNCT
bjmsr-783	320	11	india	india	PROPN
bjmsr-783	320	12	.	.	PUNCT
bjmsr-783	321	1	tzu	tzu	PROPN
bjmsr-783	321	2	,	,	PUNCT
bjmsr-783	321	3	s.	s.	PROPN
bjmsr-783	321	4	(	(	PUNCT
bjmsr-783	321	5	2002	2002	NUM
bjmsr-783	321	6	)	)	PUNCT
bjmsr-783	321	7	.	.	PUNCT
bjmsr-783	322	1	translated	translate	VERB
bjmsr-783	322	2	by	by	ADP
bjmsr-783	322	3	john	john	PROPN
bjmsr-783	322	4	minford	minford	PROPN
bjmsr-783	322	5	.	.	PUNCT
bjmsr-783	323	1	the	the	DET
bjmsr-783	323	2	art	art	NOUN
bjmsr-783	323	3	of	of	ADP
bjmsr-783	323	4	war	war	NOUN
bjmsr-783	323	5	.	.	PUNCT
bjmsr-783	324	1	viking	viking	PROPN
bjmsr-783	324	2	.	.	PROPN
bjmsr-783	325	1	retrieved	retrieve	VERB
bjmsr-783	325	2	from	from	ADP
bjmsr-783	325	3	https://www.jstor.org/stable/40244134	https://www.jstor.org/stable/40244134	PROPN
bjmsr-783	325	4	venkatesh	venkatesh	PROPN
bjmsr-783	325	5	,	,	PUNCT
bjmsr-783	325	6	d.	d.	PROPN
bjmsr-783	325	7	,	,	PUNCT
bjmsr-783	325	8	&	&	CCONJ
bjmsr-783	325	9	suresh	suresh	PROPN
bjmsr-783	325	10	,	,	PUNCT
bjmsr-783	325	11	c.	c.	PROPN
bjmsr-783	325	12	(	(	PUNCT
bjmsr-783	325	13	2014	2014	NUM
bjmsr-783	325	14	)	)	PUNCT
bjmsr-783	325	15	.	.	PUNCT
bjmsr-783	326	1	comparative	comparative	ADJ
bjmsr-783	326	2	performance	performance	NOUN
bjmsr-783	326	3	evaluation	evaluation	NOUN
bjmsr-783	326	4	of	of	ADP
bjmsr-783	326	5	selected	select	VERB
bjmsr-783	326	6	commercial	commercial	ADJ
bjmsr-783	326	7	banks	bank	NOUN
bjmsr-783	326	8	in	in	ADP
bjmsr-783	326	9	kingdom	kingdom	NOUN
bjmsr-783	326	10	of	of	ADP
bjmsr-783	326	11	bahrain	bahrain	NOUN
bjmsr-783	326	12	using	use	VERB
bjmsr-783	326	13	camels	camel	NOUN
bjmsr-783	326	14	method	method	NOUN
bjmsr-783	326	15	.	.	PUNCT
bjmsr-783	327	1	available	available	ADJ
bjmsr-783	327	2	at	at	ADP
bjmsr-783	327	3	ssrn	ssrn	NOUN
bjmsr-783	327	4	2418144	2418144	NUM
bjmsr-783	327	5	.	.	PUNCT
bjmsr-783	328	1	https://doi.org/10.2139/ssrn.2418144	https://doi.org/10.2139/ssrn.2418144	X
bjmsr-783	328	2	.	.	PUNCT
bjmsr-783	329	1	yuksel	yuksel	ADJ
bjmsr-783	329	2	,	,	PUNCT
bjmsr-783	329	3	s.	s.	PROPN
bjmsr-783	329	4	,	,	PUNCT
bjmsr-783	329	5	dincer	dincer	PROPN
bjmsr-783	329	6	,	,	PUNCT
bjmsr-783	329	7	h.	h.	PROPN
bjmsr-783	329	8	,	,	PUNCT
bjmsr-783	329	9	&	&	CCONJ
bjmsr-783	329	10	hacioglu	hacioglu	PROPN
bjmsr-783	329	11	,	,	PUNCT
bjmsr-783	329	12	u.	u.	PROPN
bjmsr-783	329	13	(	(	PUNCT
bjmsr-783	329	14	2015	2015	NUM
bjmsr-783	329	15	)	)	PUNCT
bjmsr-783	329	16	.	.	PUNCT
bjmsr-783	330	1	camels	camel	NOUN
bjmsr-783	330	2	-	-	PUNCT
bjmsr-783	330	3	based	base	VERB
bjmsr-783	330	4	determinants	determinant	NOUN
bjmsr-783	330	5	for	for	ADP
bjmsr-783	330	6	the	the	DET
bjmsr-783	330	7	credit	credit	NOUN
bjmsr-783	330	8	rating	rating	NOUN
bjmsr-783	330	9	of	of	ADP
bjmsr-783	330	10	turkish	turkish	ADJ
bjmsr-783	330	11	deposit	deposit	NOUN
bjmsr-783	330	12	banks	bank	NOUN
bjmsr-783	330	13	.	.	PUNCT
bjmsr-783	331	1	international	international	ADJ
bjmsr-783	331	2	journal	journal	PROPN
bjmsr-783	331	3	of	of	ADP
bjmsr-783	331	4	finance	finance	PROPN
bjmsr-783	331	5	&	&	CCONJ
bjmsr-783	331	6	banking	banking	NOUN
bjmsr-783	331	7	studies	study	NOUN
bjmsr-783	331	8	,	,	PUNCT
bjmsr-783	331	9	4(4	4(4	NUM
bjmsr-783	331	10	)	)	PUNCT
bjmsr-783	331	11	,	,	PUNCT
bjmsr-783	331	12	1.retrived	1.retrived	NUM
bjmsr-783	331	13	from	from	ADP
bjmsr-783	331	14	https://www.ssbfnet.com/ojs/index.php/ijfbs/article/view/363	https://www.ssbfnet.com/ojs/index.php/ijfbs/article/view/363	NUM
bjmsr-783	331	15	copyrights	copyright	NOUN
bjmsr-783	331	16	copyright	copyright	NOUN
bjmsr-783	331	17	for	for	ADP
bjmsr-783	331	18	this	this	DET
bjmsr-783	331	19	article	article	NOUN
bjmsr-783	331	20	is	be	AUX
bjmsr-783	331	21	retained	retain	VERB
bjmsr-783	331	22	by	by	ADP
bjmsr-783	331	23	the	the	DET
bjmsr-783	331	24	author(s	author(s	PROPN
bjmsr-783	331	25	)	)	PUNCT
bjmsr-783	331	26	,	,	PUNCT
bjmsr-783	331	27	with	with	ADP
bjmsr-783	331	28	first	first	ADJ
bjmsr-783	331	29	publication	publication	NOUN
bjmsr-783	331	30	rights	right	NOUN
bjmsr-783	331	31	granted	grant	VERB
bjmsr-783	331	32	to	to	ADP
bjmsr-783	331	33	the	the	DET
bjmsr-783	331	34	journal	journal	NOUN
bjmsr-783	331	35	.	.	PUNCT
bjmsr-783	332	1	this	this	PRON
bjmsr-783	332	2	is	be	AUX
bjmsr-783	332	3	an	an	DET
bjmsr-783	332	4	open	open	ADJ
bjmsr-783	332	5	-	-	PUNCT
bjmsr-783	332	6	access	access	NOUN
bjmsr-783	332	7	article	article	NOUN
bjmsr-783	332	8	distributed	distribute	VERB
bjmsr-783	332	9	under	under	ADP
bjmsr-783	332	10	the	the	DET
bjmsr-783	332	11	terms	term	NOUN
bjmsr-783	332	12	and	and	CCONJ
bjmsr-783	332	13	conditions	condition	NOUN
bjmsr-783	332	14	of	of	ADP
bjmsr-783	332	15	the	the	DET
bjmsr-783	332	16	creative	creative	ADJ
bjmsr-783	332	17	commons	common	NOUN
bjmsr-783	332	18	attribution	attribution	NOUN
bjmsr-783	332	19	license	license	NOUN
bjmsr-783	332	20	(	(	PUNCT
bjmsr-783	332	21	http://creativecommons.org/licenses/by/4.0/	http://creativecommons.org/licenses/by/4.0/	PROPN
bjmsr-783	332	22	)	)	PUNCT
bjmsr-783	332	23	.	.	PUNCT