id	sid	tid	token	lemma	pos
bjmsr-954	1	1	bangladesh	bangladesh	PROPN
bjmsr-954	1	2	journal	journal	PROPN
bjmsr-954	1	3	of	of	ADP
bjmsr-954	1	4	multidisciplinary	multidisciplinary	ADJ
bjmsr-954	1	5	scientific	scientific	ADJ
bjmsr-954	1	6	research	research	NOUN
bjmsr-954	1	7	vol	vol	NOUN
bjmsr-954	1	8	.	.	PUNCT
bjmsr-954	2	1	3	3	NUM
bjmsr-954	2	2	,	,	PUNCT
bjmsr-954	2	3	no	no	INTJ
bjmsr-954	2	4	.	.	NOUN
bjmsr-954	2	5	1	1	NUM
bjmsr-954	2	6	;	;	PUNCT
bjmsr-954	2	7	2021	2021	NUM
bjmsr-954	2	8	issn	issn	PROPN
bjmsr-954	2	9	2687	2687	NUM
bjmsr-954	2	10	-	-	PUNCT
bjmsr-954	2	11	850x	850x	NUM
bjmsr-954	2	12	e	e	NOUN
bjmsr-954	2	13	-	-	PROPN
bjmsr-954	2	14	issn	issn	PROPN
bjmsr-954	2	15	2687	2687	NUM
bjmsr-954	2	16	-	-	SYM
bjmsr-954	2	17	8518	8518	NUM
bjmsr-954	2	18	published	publish	VERB
bjmsr-954	2	19	by	by	ADP
bjmsr-954	2	20	cribfb	cribfb	PROPN
bjmsr-954	2	21	,	,	PUNCT
bjmsr-954	2	22	usa	usa	PROPN
bjmsr-954	2	23	24	24	NUM
bjmsr-954	2	24	effect	effect	NOUN
bjmsr-954	2	25	of	of	ADP
bjmsr-954	2	26	microfinance	microfinance	NOUN
bjmsr-954	2	27	adoption	adoption	NOUN
bjmsr-954	2	28	on	on	ADP
bjmsr-954	2	29	rural	rural	ADJ
bjmsr-954	2	30	household	household	NOUN
bjmsr-954	2	31	income	income	NOUN
bjmsr-954	2	32	in	in	ADP
bjmsr-954	2	33	selected	select	VERB
bjmsr-954	2	34	upazila	upazila	PROPN
bjmsr-954	2	35	of	of	ADP
bjmsr-954	2	36	kushtia	kushtia	PROPN
bjmsr-954	2	37	district	district	PROPN
bjmsr-954	2	38	of	of	ADP
bjmsr-954	2	39	bangladesh	bangladesh	PROPN
bjmsr-954	2	40	bilkish	bilkish	PROPN
bjmsr-954	2	41	banu	banu	PROPN
bjmsr-954	2	42	assistant	assistant	PROPN
bjmsr-954	2	43	professor	professor	PROPN
bjmsr-954	2	44	department	department	PROPN
bjmsr-954	2	45	of	of	ADP
bjmsr-954	2	46	economics	economics	PROPN
bjmsr-954	2	47	hajee	hajee	PROPN
bjmsr-954	2	48	mohammad	mohammad	PROPN
bjmsr-954	2	49	danesh	danesh	PROPN
bjmsr-954	2	50	science	science	PROPN
bjmsr-954	2	51	&	&	CCONJ
bjmsr-954	2	52	technology	technology	PROPN
bjmsr-954	2	53	university	university	PROPN
bjmsr-954	2	54	dinajpur-5200	dinajpur-5200	NOUN
bjmsr-954	2	55	,	,	PUNCT
bjmsr-954	2	56	bangladesh	bangladesh	NOUN
bjmsr-954	2	57	e	e	NOUN
bjmsr-954	2	58	-	-	NOUN
bjmsr-954	2	59	mail	mail	NOUN
bjmsr-954	2	60	:	:	PUNCT
bjmsr-954	2	61	bilkishbanuu@gmail.com	bilkishbanuu@gmail.com	X
bjmsr-954	3	1	mohammad	mohammad	PROPN
bjmsr-954	3	2	mukul	mukul	PROPN
bjmsr-954	3	3	hossain	hossain	PROPN
bjmsr-954	3	4	mba	mba	PROPN
bjmsr-954	3	5	student	student	PROPN
bjmsr-954	3	6	department	department	PROPN
bjmsr-954	3	7	of	of	ADP
bjmsr-954	3	8	management	management	PROPN
bjmsr-954	3	9	studies	studies	PROPN
bjmsr-954	3	10	university	university	PROPN
bjmsr-954	3	11	of	of	ADP
bjmsr-954	3	12	rajshahi	rajshahi	NOUN
bjmsr-954	3	13	,	,	PUNCT
bjmsr-954	3	14	bangladesh	bangladesh	NOUN
bjmsr-954	3	15	e	e	NOUN
bjmsr-954	3	16	-	-	NOUN
bjmsr-954	3	17	mail	mail	NOUN
bjmsr-954	3	18	:	:	PUNCT
bjmsr-954	4	1	mukul101ru@gmail.com	mukul101ru@gmail.com	PROPN
bjmsr-954	4	2	mohammad	mohammad	PROPN
bjmsr-954	4	3	samiul	samiul	PROPN
bjmsr-954	4	4	haque	haque	PROPN
bjmsr-954	4	5	mba	mba	PROPN
bjmsr-954	4	6	student	student	PROPN
bjmsr-954	4	7	department	department	PROPN
bjmsr-954	4	8	of	of	ADP
bjmsr-954	4	9	finance	finance	NOUN
bjmsr-954	4	10	and	and	CCONJ
bjmsr-954	4	11	banking	banking	NOUN
bjmsr-954	4	12	hajee	hajee	PROPN
bjmsr-954	4	13	mohammad	mohammad	PROPN
bjmsr-954	4	14	danesh	danesh	PROPN
bjmsr-954	4	15	science	science	PROPN
bjmsr-954	4	16	&	&	CCONJ
bjmsr-954	4	17	technology	technology	PROPN
bjmsr-954	4	18	university	university	PROPN
bjmsr-954	4	19	dinajpur-5200	dinajpur-5200	NOUN
bjmsr-954	4	20	,	,	PUNCT
bjmsr-954	4	21	bangladesh	bangladesh	NOUN
bjmsr-954	4	22	e	e	NOUN
bjmsr-954	4	23	-	-	NOUN
bjmsr-954	4	24	mail	mail	NOUN
bjmsr-954	4	25	:	:	PUNCT
bjmsr-954	4	26	samiulhaque445@gmail.com	samiulhaque445@gmail.com	X
bjmsr-954	4	27	babor	babor	PROPN
bjmsr-954	4	28	ahmad	ahmad	PROPN
bjmsr-954	4	29	mss	mss	PROPN
bjmsr-954	4	30	student	student	PROPN
bjmsr-954	4	31	department	department	PROPN
bjmsr-954	4	32	of	of	ADP
bjmsr-954	4	33	economics	economics	PROPN
bjmsr-954	4	34	hajee	hajee	PROPN
bjmsr-954	4	35	mohammad	mohammad	PROPN
bjmsr-954	4	36	danesh	danesh	PROPN
bjmsr-954	4	37	science	science	PROPN
bjmsr-954	4	38	&	&	CCONJ
bjmsr-954	4	39	technology	technology	PROPN
bjmsr-954	4	40	university	university	PROPN
bjmsr-954	4	41	dinajpur-5200	dinajpur-5200	NOUN
bjmsr-954	4	42	,	,	PUNCT
bjmsr-954	4	43	bangladesh	bangladesh	NOUN
bjmsr-954	4	44	e	e	NOUN
bjmsr-954	4	45	-	-	NOUN
bjmsr-954	4	46	mail	mail	NOUN
bjmsr-954	4	47	:	:	PUNCT
bjmsr-954	5	1	baboraswapon@gmail.com	baboraswapon@gmail.com	X
bjmsr-954	6	1	abstract	abstract	ADJ
bjmsr-954	6	2	this	this	DET
bjmsr-954	6	3	present	present	ADJ
bjmsr-954	6	4	study	study	NOUN
bjmsr-954	6	5	aims	aim	VERB
bjmsr-954	6	6	at	at	ADP
bjmsr-954	6	7	analyzing	analyze	VERB
bjmsr-954	6	8	how	how	SCONJ
bjmsr-954	6	9	microfinance	microfinance	NOUN
bjmsr-954	6	10	affects	affect	VERB
bjmsr-954	6	11	household	household	NOUN
bjmsr-954	6	12	income	income	NOUN
bjmsr-954	6	13	of	of	ADP
bjmsr-954	6	14	its	its	PRON
bjmsr-954	6	15	participants	participant	NOUN
bjmsr-954	6	16	as	as	ADV
bjmsr-954	6	17	well	well	ADV
bjmsr-954	6	18	as	as	ADP
bjmsr-954	6	19	to	to	PART
bjmsr-954	6	20	find	find	VERB
bjmsr-954	6	21	out	out	ADP
bjmsr-954	6	22	the	the	DET
bjmsr-954	6	23	factors	factor	NOUN
bjmsr-954	6	24	that	that	PRON
bjmsr-954	6	25	influence	influence	VERB
bjmsr-954	6	26	the	the	DET
bjmsr-954	6	27	participants	participant	NOUN
bjmsr-954	6	28	to	to	PART
bjmsr-954	6	29	adopt	adopt	VERB
bjmsr-954	6	30	loan	loan	NOUN
bjmsr-954	6	31	for	for	ADP
bjmsr-954	6	32	which	which	PRON
bjmsr-954	6	33	a	a	DET
bjmsr-954	6	34	logit	logit	NOUN
bjmsr-954	6	35	model	model	NOUN
bjmsr-954	6	36	was	be	AUX
bjmsr-954	6	37	applied	apply	VERB
bjmsr-954	6	38	.	.	PUNCT
bjmsr-954	7	1	this	this	DET
bjmsr-954	7	2	study	study	NOUN
bjmsr-954	7	3	was	be	AUX
bjmsr-954	7	4	run	run	VERB
bjmsr-954	7	5	on	on	ADP
bjmsr-954	7	6	three	three	NUM
bjmsr-954	7	7	villages	village	NOUN
bjmsr-954	7	8	of	of	ADP
bjmsr-954	7	9	daulatpur	daulatpur	NOUN
bjmsr-954	7	10	upazila	upazila	PROPN
bjmsr-954	7	11	of	of	ADP
bjmsr-954	7	12	kushtia	kushtia	PROPN
bjmsr-954	7	13	district	district	PROPN
bjmsr-954	7	14	namely	namely	ADV
bjmsr-954	7	15	khalishakundi	khalishakundi	VERB
bjmsr-954	7	16	,	,	PUNCT
bjmsr-954	7	17	malipara	malipara	NOUN
bjmsr-954	7	18	and	and	CCONJ
bjmsr-954	7	19	silimpur	silimpur	VERB
bjmsr-954	7	20	from	from	ADP
bjmsr-954	7	21	which	which	PRON
bjmsr-954	7	22	350	350	NUM
bjmsr-954	7	23	respondents	respondent	NOUN
bjmsr-954	7	24	were	be	AUX
bjmsr-954	7	25	chosen	choose	VERB
bjmsr-954	7	26	randomly	randomly	ADV
bjmsr-954	7	27	.	.	PUNCT
bjmsr-954	8	1	the	the	DET
bjmsr-954	8	2	result	result	NOUN
bjmsr-954	8	3	reveals	reveal	VERB
bjmsr-954	8	4	that	that	SCONJ
bjmsr-954	8	5	age	age	NOUN
bjmsr-954	8	6	(	(	PUNCT
bjmsr-954	8	7	p<0.05	p<0.05	NOUN
bjmsr-954	8	8	)	)	PUNCT
bjmsr-954	8	9	,	,	PUNCT
bjmsr-954	8	10	household	household	NOUN
bjmsr-954	8	11	size	size	NOUN
bjmsr-954	8	12	(	(	PUNCT
bjmsr-954	8	13	p<0.01	p<0.01	PROPN
bjmsr-954	8	14	)	)	PUNCT
bjmsr-954	8	15	and	and	CCONJ
bjmsr-954	8	16	credit	credit	NOUN
bjmsr-954	8	17	amount	amount	NOUN
bjmsr-954	8	18	(	(	PUNCT
bjmsr-954	8	19	p<0.05	p<0.05	NOUN
bjmsr-954	8	20	)	)	PUNCT
bjmsr-954	8	21	from	from	ADP
bjmsr-954	8	22	microfinance	microfinance	NOUN
bjmsr-954	8	23	had	have	VERB
bjmsr-954	8	24	significant	significant	ADJ
bjmsr-954	8	25	negative	negative	ADJ
bjmsr-954	8	26	impact	impact	NOUN
bjmsr-954	8	27	on	on	ADP
bjmsr-954	8	28	average	average	ADJ
bjmsr-954	8	29	household	household	NOUN
bjmsr-954	8	30	income	income	NOUN
bjmsr-954	8	31	and	and	CCONJ
bjmsr-954	8	32	spouse	spouse	NOUN
bjmsr-954	8	33	’s	’s	PART
bjmsr-954	8	34	income	income	NOUN
bjmsr-954	8	35	had	have	VERB
bjmsr-954	8	36	a	a	DET
bjmsr-954	8	37	positive	positive	ADJ
bjmsr-954	8	38	sign	sign	NOUN
bjmsr-954	8	39	with	with	ADP
bjmsr-954	8	40	coefficient	coefficient	NOUN
bjmsr-954	8	41	of	of	ADP
bjmsr-954	8	42	0.867	0.867	NUM
bjmsr-954	8	43	which	which	PRON
bjmsr-954	8	44	was	be	AUX
bjmsr-954	8	45	significant	significant	ADJ
bjmsr-954	8	46	(	(	PUNCT
bjmsr-954	8	47	p<0.01	p<0.01	PROPN
bjmsr-954	8	48	)	)	PUNCT
bjmsr-954	8	49	.	.	PUNCT
bjmsr-954	9	1	logit	logit	PROPN
bjmsr-954	9	2	model	model	NOUN
bjmsr-954	9	3	expresses	express	VERB
bjmsr-954	9	4	that	that	SCONJ
bjmsr-954	9	5	average	average	ADJ
bjmsr-954	9	6	income	income	NOUN
bjmsr-954	9	7	,	,	PUNCT
bjmsr-954	9	8	age	age	NOUN
bjmsr-954	9	9	of	of	ADP
bjmsr-954	9	10	respondent	respondent	NOUN
bjmsr-954	9	11	and	and	CCONJ
bjmsr-954	9	12	household	household	NOUN
bjmsr-954	9	13	size	size	NOUN
bjmsr-954	9	14	all	all	PRON
bjmsr-954	9	15	had	have	VERB
bjmsr-954	9	16	negative	negative	ADJ
bjmsr-954	9	17	sign	sign	NOUN
bjmsr-954	9	18	implying	imply	VERB
bjmsr-954	9	19	that	that	SCONJ
bjmsr-954	9	20	an	an	DET
bjmsr-954	9	21	increase	increase	NOUN
bjmsr-954	9	22	of	of	ADP
bjmsr-954	9	23	one	one	NUM
bjmsr-954	9	24	of	of	ADP
bjmsr-954	9	25	them	they	PRON
bjmsr-954	9	26	will	will	AUX
bjmsr-954	9	27	discourage	discourage	VERB
bjmsr-954	9	28	the	the	DET
bjmsr-954	9	29	respondents	respondent	NOUN
bjmsr-954	9	30	tending	tend	VERB
bjmsr-954	9	31	towards	towards	ADP
bjmsr-954	9	32	borrowing	borrow	VERB
bjmsr-954	9	33	loans	loan	NOUN
bjmsr-954	9	34	from	from	ADP
bjmsr-954	9	35	microfinance	microfinance	NOUN
bjmsr-954	9	36	which	which	PRON
bjmsr-954	9	37	were	be	AUX
bjmsr-954	9	38	also	also	ADV
bjmsr-954	9	39	significant	significant	ADJ
bjmsr-954	9	40	(	(	PUNCT
bjmsr-954	9	41	p<0.01	p<0.01	PROPN
bjmsr-954	9	42	)	)	PUNCT
bjmsr-954	9	43	.	.	PUNCT
bjmsr-954	10	1	this	this	DET
bjmsr-954	10	2	study	study	NOUN
bjmsr-954	10	3	also	also	ADV
bjmsr-954	10	4	found	find	VERB
bjmsr-954	10	5	several	several	ADJ
bjmsr-954	10	6	problems	problem	NOUN
bjmsr-954	10	7	faced	face	VERB
bjmsr-954	10	8	by	by	ADP
bjmsr-954	10	9	the	the	DET
bjmsr-954	10	10	participants	participant	NOUN
bjmsr-954	10	11	of	of	ADP
bjmsr-954	10	12	microfinance	microfinance	NOUN
bjmsr-954	10	13	such	such	ADJ
bjmsr-954	10	14	as	as	ADP
bjmsr-954	10	15	high	high	ADJ
bjmsr-954	10	16	interest	interest	NOUN
bjmsr-954	10	17	rate	rate	NOUN
bjmsr-954	10	18	,	,	PUNCT
bjmsr-954	10	19	delay	delay	NOUN
bjmsr-954	10	20	of	of	ADP
bjmsr-954	10	21	credit	credit	NOUN
bjmsr-954	10	22	,	,	PUNCT
bjmsr-954	10	23	rude	rude	ADJ
bjmsr-954	10	24	behavior	behavior	NOUN
bjmsr-954	10	25	of	of	ADP
bjmsr-954	10	26	representatives	representative	NOUN
bjmsr-954	10	27	,	,	PUNCT
bjmsr-954	10	28	short	short	ADJ
bjmsr-954	10	29	recovery	recovery	NOUN
bjmsr-954	10	30	time	time	NOUN
bjmsr-954	10	31	,	,	PUNCT
bjmsr-954	10	32	influence	influence	NOUN
bjmsr-954	10	33	of	of	ADP
bjmsr-954	10	34	old	old	ADJ
bjmsr-954	10	35	members	member	NOUN
bjmsr-954	10	36	etc	etc	X
bjmsr-954	10	37	.	.	X
bjmsr-954	10	38	as	as	ADV
bjmsr-954	10	39	well	well	ADV
bjmsr-954	10	40	as	as	ADP
bjmsr-954	10	41	recommend	recommend	VERB
bjmsr-954	10	42	the	the	DET
bjmsr-954	10	43	policy	policy	NOUN
bjmsr-954	10	44	implication	implication	NOUN
bjmsr-954	10	45	regarding	regard	VERB
bjmsr-954	10	46	them	they	PRON
bjmsr-954	10	47	.	.	PUNCT
bjmsr-954	11	1	https://www.cribfb.com/journal/index.php/bjmsr	https://www.cribfb.com/journal/index.php/bjmsr	PROPN
bjmsr-954	11	2	bangladesh	bangladesh	PROPN
bjmsr-954	11	3	journal	journal	PROPN
bjmsr-954	11	4	of	of	ADP
bjmsr-954	11	5	multidisciplinary	multidisciplinary	ADJ
bjmsr-954	11	6	scientific	scientific	ADJ
bjmsr-954	11	7	research	research	NOUN
bjmsr-954	11	8	vol	vol	NOUN
bjmsr-954	11	9	.	.	PUNCT
bjmsr-954	12	1	3	3	NUM
bjmsr-954	12	2	,	,	PUNCT
bjmsr-954	12	3	no	no	INTJ
bjmsr-954	12	4	.	.	NOUN
bjmsr-954	12	5	1	1	NUM
bjmsr-954	12	6	;	;	PUNCT
bjmsr-954	12	7	2021	2021	NUM
bjmsr-954	12	8	25	25	NUM
bjmsr-954	12	9	keywords	keyword	NOUN
bjmsr-954	12	10	:	:	PUNCT
bjmsr-954	12	11	microfinance	microfinance	NOUN
bjmsr-954	12	12	,	,	PUNCT
bjmsr-954	12	13	household	household	NOUN
bjmsr-954	12	14	income	income	NOUN
bjmsr-954	12	15	,	,	PUNCT
bjmsr-954	12	16	credit	credit	NOUN
bjmsr-954	12	17	,	,	PUNCT
bjmsr-954	12	18	logit	logit	PROPN
bjmsr-954	12	19	model	model	NOUN
bjmsr-954	12	20	,	,	PUNCT
bjmsr-954	12	21	policy	policy	NOUN
bjmsr-954	12	22	implication	implication	NOUN
bjmsr-954	12	23	.	.	PUNCT
bjmsr-954	13	1	jel	jel	PROPN
bjmsr-954	13	2	classification	classification	NOUN
bjmsr-954	13	3	codes	code	NOUN
bjmsr-954	13	4	:	:	PUNCT
bjmsr-954	13	5	g21	g21	PROPN
bjmsr-954	13	6	,	,	PUNCT
bjmsr-954	13	7	q52	q52	PROPN
bjmsr-954	13	8	,	,	PUNCT
bjmsr-954	13	9	o18	o18	ADJ
bjmsr-954	13	10	,	,	PUNCT
bjmsr-954	13	11	d13	d13	ADJ
bjmsr-954	13	12	introduction	introduction	NOUN
bjmsr-954	13	13	microfinance	microfinance	NOUN
bjmsr-954	13	14	is	be	AUX
bjmsr-954	13	15	the	the	DET
bjmsr-954	13	16	provision	provision	NOUN
bjmsr-954	13	17	of	of	ADP
bjmsr-954	13	18	savings	saving	NOUN
bjmsr-954	13	19	,	,	PUNCT
bjmsr-954	13	20	credit	credit	NOUN
bjmsr-954	13	21	,	,	PUNCT
bjmsr-954	13	22	deposit	deposit	NOUN
bjmsr-954	13	23	,	,	PUNCT
bjmsr-954	13	24	insurance	insurance	NOUN
bjmsr-954	13	25	and	and	CCONJ
bjmsr-954	13	26	repayment	repayment	NOUN
bjmsr-954	13	27	services	service	NOUN
bjmsr-954	13	28	to	to	ADP
bjmsr-954	13	29	the	the	DET
bjmsr-954	13	30	low	low	ADJ
bjmsr-954	13	31	-	-	PUNCT
bjmsr-954	13	32	income	income	NOUN
bjmsr-954	13	33	households	household	NOUN
bjmsr-954	13	34	to	to	PART
bjmsr-954	13	35	enable	enable	VERB
bjmsr-954	13	36	them	they	PRON
bjmsr-954	13	37	to	to	PART
bjmsr-954	13	38	create	create	VERB
bjmsr-954	13	39	employment	employment	NOUN
bjmsr-954	13	40	opportunities	opportunity	NOUN
bjmsr-954	13	41	and	and	CCONJ
bjmsr-954	13	42	reduce	reduce	VERB
bjmsr-954	13	43	poverty	poverty	NOUN
bjmsr-954	13	44	by	by	ADP
bjmsr-954	13	45	starting	start	VERB
bjmsr-954	13	46	their	their	PRON
bjmsr-954	13	47	own	own	ADJ
bjmsr-954	13	48	businesses	business	NOUN
bjmsr-954	13	49	and	and	CCONJ
bjmsr-954	13	50	thus	thus	ADV
bjmsr-954	13	51	generating	generate	VERB
bjmsr-954	13	52	income	income	NOUN
bjmsr-954	13	53	.	.	PUNCT
bjmsr-954	14	1	in	in	ADP
bjmsr-954	14	2	bangladesh	bangladesh	NOUN
bjmsr-954	14	3	there	there	PRON
bjmsr-954	14	4	are	be	VERB
bjmsr-954	14	5	mainly	mainly	ADV
bjmsr-954	14	6	four	four	NUM
bjmsr-954	14	7	types	type	NOUN
bjmsr-954	14	8	of	of	ADP
bjmsr-954	14	9	institutions	institution	NOUN
bjmsr-954	14	10	involved	involve	VERB
bjmsr-954	14	11	in	in	ADP
bjmsr-954	14	12	microfinance	microfinance	NOUN
bjmsr-954	14	13	activities	activity	NOUN
bjmsr-954	14	14	.	.	PUNCT
bjmsr-954	15	1	these	these	PRON
bjmsr-954	15	2	are	be	AUX
bjmsr-954	15	3	grameen	grameen	PROPN
bjmsr-954	15	4	bank	bank	PROPN
bjmsr-954	15	5	(	(	PUNCT
bjmsr-954	15	6	gb	gb	NOUN
bjmsr-954	15	7	)	)	PUNCT
bjmsr-954	15	8	,	,	PUNCT
bjmsr-954	15	9	around	around	ADP
bjmsr-954	15	10	1500	1500	NUM
bjmsr-954	15	11	non	non	ADJ
bjmsr-954	15	12	-	-	ADJ
bjmsr-954	15	13	government	government	ADJ
bjmsr-954	15	14	organizations	organization	NOUN
bjmsr-954	15	15	(	(	PUNCT
bjmsr-954	15	16	ngo	ngo	PROPN
bjmsr-954	15	17	)	)	PUNCT
bjmsr-954	15	18	,	,	PUNCT
bjmsr-954	15	19	commercial	commercial	ADJ
bjmsr-954	15	20	and	and	CCONJ
bjmsr-954	15	21	specialized	specialized	ADJ
bjmsr-954	15	22	banks	bank	NOUN
bjmsr-954	15	23	like	like	ADP
bjmsr-954	15	24	bangladesh	bangladesh	PROPN
bjmsr-954	15	25	krishi	krishi	PROPN
bjmsr-954	15	26	bank	bank	PROPN
bjmsr-954	15	27	(	(	PUNCT
bjmsr-954	15	28	bkb	bkb	PROPN
bjmsr-954	15	29	)	)	PUNCT
bjmsr-954	15	30	,	,	PUNCT
bjmsr-954	15	31	rajshahi	rajshahi	PROPN
bjmsr-954	15	32	krishi	krishi	PROPN
bjmsr-954	15	33	unnayan	unnayan	PROPN
bjmsr-954	15	34	bank	bank	PROPN
bjmsr-954	15	35	(	(	PUNCT
bjmsr-954	15	36	rakub	rakub	NOUN
bjmsr-954	15	37	)	)	PUNCT
bjmsr-954	15	38	,	,	PUNCT
bjmsr-954	15	39	and	and	CCONJ
bjmsr-954	15	40	government	government	NOUN
bjmsr-954	15	41	-	-	PUNCT
bjmsr-954	15	42	sponsored	sponsor	VERB
bjmsr-954	15	43	microfinance	microfinance	NOUN
bjmsr-954	15	44	projects	project	NOUN
bjmsr-954	15	45	(	(	PUNCT
bjmsr-954	15	46	bangladesh	bangladesh	PROPN
bjmsr-954	15	47	bank	bank	PROPN
bjmsr-954	15	48	)	)	PUNCT
bjmsr-954	15	49	.	.	PUNCT
bjmsr-954	16	1	the	the	DET
bjmsr-954	16	2	ngos	ngo	NOUN
bjmsr-954	16	3	started	start	VERB
bjmsr-954	16	4	credit	credit	NOUN
bjmsr-954	16	5	programme	programme	NOUN
bjmsr-954	16	6	in	in	ADP
bjmsr-954	16	7	the	the	DET
bjmsr-954	16	8	mid-1980s	mid-1980	NOUN
bjmsr-954	16	9	and	and	CCONJ
bjmsr-954	16	10	their	their	PRON
bjmsr-954	16	11	activities	activity	NOUN
bjmsr-954	16	12	increased	increase	VERB
bjmsr-954	16	13	noticeably	noticeably	ADV
bjmsr-954	16	14	after	after	ADP
bjmsr-954	16	15	1990	1990	NUM
bjmsr-954	16	16	.	.	PUNCT
bjmsr-954	17	1	with	with	ADP
bjmsr-954	17	2	the	the	DET
bjmsr-954	17	3	increasing	increase	VERB
bjmsr-954	17	4	number	number	NOUN
bjmsr-954	17	5	of	of	ADP
bjmsr-954	17	6	collateral	collateral	NOUN
bjmsr-954	17	7	-	-	PUNCT
bjmsr-954	17	8	free	free	ADJ
bjmsr-954	17	9	micro	micro	PROPN
bjmsr-954	17	10	credit	credit	NOUN
bjmsr-954	17	11	disbursement	disbursement	NOUN
bjmsr-954	17	12	by	by	ADP
bjmsr-954	17	13	the	the	DET
bjmsr-954	17	14	mfis	mfis	NOUN
bjmsr-954	17	15	,	,	PUNCT
bjmsr-954	17	16	some	some	DET
bjmsr-954	17	17	nationalized	nationalize	VERB
bjmsr-954	17	18	commercial	commercial	ADJ
bjmsr-954	17	19	banks	bank	NOUN
bjmsr-954	17	20	(	(	PUNCT
bjmsr-954	17	21	ncbs	ncbs	NOUN
bjmsr-954	17	22	)	)	PUNCT
bjmsr-954	17	23	,	,	PUNCT
bjmsr-954	17	24	and	and	CCONJ
bjmsr-954	17	25	specialized	specialized	ADJ
bjmsr-954	17	26	banks	bank	NOUN
bjmsr-954	17	27	were	be	AUX
bjmsr-954	17	28	encouraged	encourage	VERB
bjmsr-954	17	29	to	to	PART
bjmsr-954	17	30	provide	provide	VERB
bjmsr-954	17	31	a	a	DET
bjmsr-954	17	32	considerable	considerable	ADJ
bjmsr-954	17	33	amount	amount	NOUN
bjmsr-954	17	34	of	of	ADP
bjmsr-954	17	35	their	their	PRON
bjmsr-954	17	36	rural	rural	ADJ
bjmsr-954	17	37	credit	credit	NOUN
bjmsr-954	17	38	to	to	ADP
bjmsr-954	17	39	the	the	DET
bjmsr-954	17	40	poor	poor	ADJ
bjmsr-954	17	41	without	without	ADP
bjmsr-954	17	42	security	security	NOUN
bjmsr-954	17	43	.	.	PUNCT
bjmsr-954	18	1	today	today	NOUN
bjmsr-954	18	2	,	,	PUNCT
bjmsr-954	18	3	some	some	PRON
bjmsr-954	18	4	of	of	ADP
bjmsr-954	18	5	the	the	DET
bjmsr-954	18	6	private	private	ADJ
bjmsr-954	18	7	commercial	commercial	ADJ
bjmsr-954	18	8	banks	bank	NOUN
bjmsr-954	18	9	(	(	PUNCT
bjmsr-954	18	10	pcbs	pcbs	PROPN
bjmsr-954	18	11	)	)	PUNCT
bjmsr-954	18	12	have	have	AUX
bjmsr-954	18	13	also	also	ADV
bjmsr-954	18	14	started	start	VERB
bjmsr-954	18	15	direct	direct	ADJ
bjmsr-954	18	16	and	and	CCONJ
bjmsr-954	18	17	linkage	linkage	NOUN
bjmsr-954	18	18	programmes	programme	NOUN
bjmsr-954	18	19	with	with	ADP
bjmsr-954	18	20	the	the	DET
bjmsr-954	18	21	ngos	ngo	NOUN
bjmsr-954	18	22	.	.	PUNCT
bjmsr-954	19	1	microfinance	microfinance	NOUN
bjmsr-954	19	2	provides	provide	VERB
bjmsr-954	19	3	households	household	NOUN
bjmsr-954	19	4	with	with	ADP
bjmsr-954	19	5	loan	loan	NOUN
bjmsr-954	19	6	to	to	ADP
bjmsr-954	19	7	group	group	NOUN
bjmsr-954	19	8	of	of	ADP
bjmsr-954	19	9	borrowers	borrower	NOUN
bjmsr-954	19	10	with	with	ADP
bjmsr-954	19	11	peer	peer	NOUN
bjmsr-954	19	12	monitoring	monitoring	NOUN
bjmsr-954	19	13	to	to	PART
bjmsr-954	19	14	secure	secure	VERB
bjmsr-954	19	15	loan	loan	NOUN
bjmsr-954	19	16	for	for	ADP
bjmsr-954	19	17	exchange	exchange	NOUN
bjmsr-954	19	18	of	of	ADP
bjmsr-954	19	19	physical	physical	ADJ
bjmsr-954	19	20	collateral	collateral	NOUN
bjmsr-954	19	21	.	.	PUNCT
bjmsr-954	20	1	lowincome	lowincome	NOUN
bjmsr-954	20	2	households	household	NOUN
bjmsr-954	20	3	take	take	VERB
bjmsr-954	20	4	loan	loan	NOUN
bjmsr-954	20	5	for	for	ADP
bjmsr-954	20	6	accumulation	accumulation	NOUN
bjmsr-954	20	7	assets	asset	NOUN
bjmsr-954	20	8	,	,	PUNCT
bjmsr-954	20	9	emigration	emigration	NOUN
bjmsr-954	20	10	assets	asset	NOUN
bjmsr-954	20	11	,	,	PUNCT
bjmsr-954	20	12	emigration	emigration	NOUN
bjmsr-954	20	13	to	to	ADP
bjmsr-954	20	14	abroad	abroad	ADV
bjmsr-954	20	15	,	,	PUNCT
bjmsr-954	20	16	small	small	ADJ
bjmsr-954	20	17	business	business	NOUN
bjmsr-954	20	18	,	,	PUNCT
bjmsr-954	20	19	cultivation	cultivation	NOUN
bjmsr-954	20	20	,	,	PUNCT
bjmsr-954	20	21	reinvestment	reinvestment	NOUN
bjmsr-954	20	22	,	,	PUNCT
bjmsr-954	20	23	betroth	betroth	NOUN
bjmsr-954	20	24	,	,	PUNCT
bjmsr-954	20	25	education	education	NOUN
bjmsr-954	20	26	for	for	ADP
bjmsr-954	20	27	children	child	NOUN
bjmsr-954	20	28	,	,	PUNCT
bjmsr-954	20	29	dowry	dowry	ADJ
bjmsr-954	20	30	,	,	PUNCT
bjmsr-954	20	31	smooth	smooth	ADJ
bjmsr-954	20	32	consumption	consumption	NOUN
bjmsr-954	20	33	,	,	PUNCT
bjmsr-954	20	34	land	land	NOUN
bjmsr-954	20	35	purchase	purchase	NOUN
bjmsr-954	20	36	,	,	PUNCT
bjmsr-954	20	37	health	health	NOUN
bjmsr-954	20	38	and	and	CCONJ
bjmsr-954	20	39	housing	housing	NOUN
bjmsr-954	20	40	,	,	PUNCT
bjmsr-954	20	41	women	woman	NOUN
bjmsr-954	20	42	empowerment	empowerment	NOUN
bjmsr-954	20	43	and	and	CCONJ
bjmsr-954	20	44	employment	employment	NOUN
bjmsr-954	20	45	opportunities	opportunity	NOUN
bjmsr-954	20	46	for	for	ADP
bjmsr-954	20	47	the	the	DET
bjmsr-954	20	48	borrowers	borrower	NOUN
bjmsr-954	20	49	households	household	NOUN
bjmsr-954	20	50	.	.	PUNCT
bjmsr-954	21	1	microfinance	microfinance	NOUN
bjmsr-954	21	2	improves	improve	VERB
bjmsr-954	21	3	the	the	DET
bjmsr-954	21	4	standard	standard	NOUN
bjmsr-954	21	5	of	of	ADP
bjmsr-954	21	6	living	living	NOUN
bjmsr-954	21	7	of	of	ADP
bjmsr-954	21	8	the	the	DET
bjmsr-954	21	9	poor	poor	ADJ
bjmsr-954	21	10	by	by	ADP
bjmsr-954	21	11	creating	create	VERB
bjmsr-954	21	12	income	income	NOUN
bjmsr-954	21	13	and	and	CCONJ
bjmsr-954	21	14	employment	employment	NOUN
bjmsr-954	21	15	opportunities	opportunity	NOUN
bjmsr-954	21	16	.	.	PUNCT
bjmsr-954	22	1	microfinance	microfinance	NOUN
bjmsr-954	22	2	gives	give	VERB
bjmsr-954	22	3	not	not	PART
bjmsr-954	22	4	only	only	ADV
bjmsr-954	22	5	loan	loan	NOUN
bjmsr-954	22	6	but	but	CCONJ
bjmsr-954	22	7	also	also	ADV
bjmsr-954	22	8	training	training	NOUN
bjmsr-954	22	9	and	and	CCONJ
bjmsr-954	22	10	social	social	ADJ
bjmsr-954	22	11	activities	activity	NOUN
bjmsr-954	22	12	to	to	ADP
bjmsr-954	22	13	the	the	DET
bjmsr-954	22	14	household	household	NOUN
bjmsr-954	22	15	for	for	ADP
bjmsr-954	22	16	support	support	NOUN
bjmsr-954	22	17	self	self	NOUN
bjmsr-954	22	18	-	-	PUNCT
bjmsr-954	22	19	employment	employment	NOUN
bjmsr-954	22	20	and	and	CCONJ
bjmsr-954	22	21	small	small	ADJ
bjmsr-954	22	22	business	business	NOUN
bjmsr-954	22	23	.	.	PUNCT
bjmsr-954	23	1	however	however	ADV
bjmsr-954	23	2	,	,	PUNCT
bjmsr-954	23	3	transformation	transformation	NOUN
bjmsr-954	23	4	of	of	ADP
bjmsr-954	23	5	the	the	DET
bjmsr-954	23	6	mfis	mfis	NOUN
bjmsr-954	23	7	was	be	AUX
bjmsr-954	23	8	inevitable	inevitable	ADJ
bjmsr-954	23	9	considering	consider	VERB
bjmsr-954	23	10	rural	rural	ADJ
bjmsr-954	23	11	economic	economic	ADJ
bjmsr-954	23	12	growth	growth	NOUN
bjmsr-954	23	13	and	and	CCONJ
bjmsr-954	23	14	financial	financial	ADJ
bjmsr-954	23	15	inclusion	inclusion	NOUN
bjmsr-954	23	16	requirements	requirement	NOUN
bjmsr-954	23	17	of	of	ADP
bjmsr-954	23	18	bangladesh	bangladesh	NOUN
bjmsr-954	23	19	where	where	SCONJ
bjmsr-954	23	20	some	some	DET
bjmsr-954	23	21	50	50	NUM
bjmsr-954	23	22	per	per	ADP
bjmsr-954	23	23	cent	cent	NOUN
bjmsr-954	23	24	of	of	ADP
bjmsr-954	23	25	the	the	DET
bjmsr-954	23	26	adult	adult	NOUN
bjmsr-954	23	27	population	population	NOUN
bjmsr-954	23	28	remain	remain	VERB
bjmsr-954	23	29	unbanked	unbanked	ADJ
bjmsr-954	23	30	.	.	PUNCT
bjmsr-954	24	1	microcredit	microcredit	NOUN
bjmsr-954	24	2	regularity	regularity	NOUN
bjmsr-954	24	3	authority	authority	NOUN
bjmsr-954	24	4	'	'	PUNCT
bjmsr-954	24	5	(	(	PUNCT
bjmsr-954	24	6	mra	mra	NOUN
bjmsr-954	24	7	)	)	PUNCT
bjmsr-954	24	8	was	be	AUX
bjmsr-954	24	9	formed	form	VERB
bjmsr-954	24	10	in	in	ADP
bjmsr-954	24	11	2006	2006	NUM
bjmsr-954	24	12	to	to	PART
bjmsr-954	24	13	ensure	ensure	VERB
bjmsr-954	24	14	transparency	transparency	NOUN
bjmsr-954	24	15	in	in	ADP
bjmsr-954	24	16	activities	activity	NOUN
bjmsr-954	24	17	of	of	ADP
bjmsr-954	24	18	the	the	DET
bjmsr-954	24	19	micro	micro	ADJ
bjmsr-954	24	20	-	-	ADJ
bjmsr-954	24	21	lending	lending	ADJ
bjmsr-954	24	22	institutions	institution	NOUN
bjmsr-954	24	23	.	.	PUNCT
bjmsr-954	25	1	the	the	DET
bjmsr-954	25	2	high	high	ADJ
bjmsr-954	25	3	interest	interest	NOUN
bjmsr-954	25	4	rates	rate	NOUN
bjmsr-954	25	5	of	of	ADP
bjmsr-954	25	6	microcredit	microcredit	NOUN
bjmsr-954	25	7	were	be	AUX
bjmsr-954	25	8	widely	widely	ADV
bjmsr-954	25	9	criticised	criticise	VERB
bjmsr-954	25	10	at	at	ADP
bjmsr-954	25	11	home	home	NOUN
bjmsr-954	25	12	and	and	CCONJ
bjmsr-954	25	13	abroad	abroad	ADV
bjmsr-954	25	14	.	.	PUNCT
bjmsr-954	26	1	the	the	DET
bjmsr-954	26	2	government	government	NOUN
bjmsr-954	26	3	fixed	fix	VERB
bjmsr-954	26	4	the	the	DET
bjmsr-954	26	5	interest	interest	NOUN
bjmsr-954	26	6	ceiling	ceiling	NOUN
bjmsr-954	26	7	at	at	ADP
bjmsr-954	26	8	27	27	NUM
bjmsr-954	26	9	per	per	ADP
bjmsr-954	26	10	cent	cent	NOUN
bjmsr-954	26	11	in	in	ADP
bjmsr-954	26	12	2010	2010	NUM
bjmsr-954	26	13	.	.	PUNCT
bjmsr-954	27	1	it	it	PRON
bjmsr-954	27	2	was	be	AUX
bjmsr-954	27	3	said	say	VERB
bjmsr-954	27	4	that	that	SCONJ
bjmsr-954	27	5	gradually	gradually	ADV
bjmsr-954	27	6	the	the	DET
bjmsr-954	27	7	rates	rate	NOUN
bjmsr-954	27	8	would	would	AUX
bjmsr-954	27	9	be	be	AUX
bjmsr-954	27	10	reduced	reduce	VERB
bjmsr-954	27	11	further	far	ADV
bjmsr-954	27	12	,	,	PUNCT
bjmsr-954	27	13	but	but	CCONJ
bjmsr-954	27	14	nothing	nothing	PRON
bjmsr-954	27	15	has	have	AUX
bjmsr-954	27	16	been	be	AUX
bjmsr-954	27	17	done	do	VERB
bjmsr-954	27	18	about	about	ADP
bjmsr-954	27	19	this	this	PRON
bjmsr-954	27	20	over	over	ADP
bjmsr-954	27	21	the	the	DET
bjmsr-954	27	22	last	last	ADJ
bjmsr-954	27	23	one	one	NUM
bjmsr-954	27	24	decade	decade	NOUN
bjmsr-954	27	25	.	.	PUNCT
bjmsr-954	28	1	the	the	DET
bjmsr-954	28	2	government	government	NOUN
bjmsr-954	28	3	has	have	AUX
bjmsr-954	28	4	recently	recently	ADV
bjmsr-954	28	5	decided	decide	VERB
bjmsr-954	28	6	to	to	PART
bjmsr-954	28	7	slash	slash	VERB
bjmsr-954	28	8	down	down	ADP
bjmsr-954	28	9	interest	interest	NOUN
bjmsr-954	28	10	rates	rate	NOUN
bjmsr-954	28	11	on	on	ADP
bjmsr-954	28	12	microcredit	microcredit	NOUN
bjmsr-954	28	13	provided	provide	VERB
bjmsr-954	28	14	by	by	ADP
bjmsr-954	28	15	the	the	DET
bjmsr-954	28	16	ngos	ngo	NOUN
bjmsr-954	28	17	by	by	ADP
bjmsr-954	28	18	3.0	3.0	NUM
bjmsr-954	28	19	per	per	ADP
bjmsr-954	28	20	cent	cent	NOUN
bjmsr-954	28	21	in	in	ADP
bjmsr-954	28	22	order	order	NOUN
bjmsr-954	28	23	to	to	PART
bjmsr-954	28	24	attain	attain	VERB
bjmsr-954	28	25	the	the	DET
bjmsr-954	28	26	sustainable	sustainable	ADJ
bjmsr-954	28	27	development	development	NOUN
bjmsr-954	28	28	goals	goal	NOUN
bjmsr-954	28	29	(	(	PUNCT
bjmsr-954	28	30	sdgs	sdgs	ADJ
bjmsr-954	28	31	)	)	PUNCT
bjmsr-954	28	32	.	.	PUNCT
bjmsr-954	29	1	the	the	DET
bjmsr-954	29	2	finance	finance	PROPN
bjmsr-954	29	3	ministry	ministry	PROPN
bjmsr-954	29	4	approved	approve	VERB
bjmsr-954	29	5	the	the	DET
bjmsr-954	29	6	interest	interest	NOUN
bjmsr-954	29	7	rates	rate	NOUN
bjmsr-954	29	8	at	at	ADP
bjmsr-954	29	9	24	24	NUM
bjmsr-954	29	10	per	per	ADP
bjmsr-954	29	11	cent	cent	NOUN
bjmsr-954	29	12	after	after	SCONJ
bjmsr-954	29	13	the	the	DET
bjmsr-954	29	14	authorities	authority	NOUN
bjmsr-954	29	15	introduced	introduce	VERB
bjmsr-954	29	16	the	the	DET
bjmsr-954	29	17	recommendation	recommendation	NOUN
bjmsr-954	29	18	.	.	PUNCT
bjmsr-954	30	1	overall	overall	ADJ
bjmsr-954	30	2	,	,	PUNCT
bjmsr-954	30	3	microfinance	microfinance	NOUN
bjmsr-954	30	4	increases	increase	VERB
bjmsr-954	30	5	household	household	NOUN
bjmsr-954	30	6	income	income	NOUN
bjmsr-954	30	7	and	and	CCONJ
bjmsr-954	30	8	the	the	DET
bjmsr-954	30	9	standard	standard	NOUN
bjmsr-954	30	10	of	of	ADP
bjmsr-954	30	11	living	living	NOUN
bjmsr-954	30	12	of	of	ADP
bjmsr-954	30	13	the	the	DET
bjmsr-954	30	14	poor	poor	ADJ
bjmsr-954	30	15	households	household	NOUN
bjmsr-954	30	16	(	(	PUNCT
bjmsr-954	30	17	the	the	DET
bjmsr-954	30	18	financial	financial	ADJ
bjmsr-954	30	19	express	express	NOUN
bjmsr-954	30	20	)	)	PUNCT
bjmsr-954	30	21	.	.	PUNCT
bjmsr-954	31	1	the	the	DET
bjmsr-954	31	2	study	study	NOUN
bjmsr-954	31	3	found	find	VERB
bjmsr-954	31	4	out	out	ADP
bjmsr-954	31	5	that	that	SCONJ
bjmsr-954	31	6	the	the	DET
bjmsr-954	31	7	microcredit	microcredit	NOUN
bjmsr-954	31	8	programmes	programme	NOUN
bjmsr-954	31	9	of	of	ADP
bjmsr-954	31	10	asa	asa	PROPN
bjmsr-954	31	11	helps	help	VERB
bjmsr-954	31	12	both	both	CCONJ
bjmsr-954	31	13	rural	rural	ADJ
bjmsr-954	31	14	and	and	CCONJ
bjmsr-954	31	15	urban	urban	ADJ
bjmsr-954	31	16	poor	poor	ADJ
bjmsr-954	31	17	households	household	NOUN
bjmsr-954	31	18	to	to	PART
bjmsr-954	31	19	improve	improve	VERB
bjmsr-954	31	20	their	their	PRON
bjmsr-954	31	21	standard	standard	NOUN
bjmsr-954	31	22	of	of	ADP
bjmsr-954	31	23	living	live	VERB
bjmsr-954	31	24	by	by	ADP
bjmsr-954	31	25	increasing	increase	VERB
bjmsr-954	31	26	income	income	NOUN
bjmsr-954	31	27	,	,	PUNCT
bjmsr-954	31	28	expenditures	expenditure	NOUN
bjmsr-954	31	29	,	,	PUNCT
bjmsr-954	31	30	saving	saving	NOUN
bjmsr-954	31	31	and	and	CCONJ
bjmsr-954	31	32	poverty	poverty	NOUN
bjmsr-954	31	33	reduction	reduction	NOUN
bjmsr-954	31	34	.	.	PUNCT
bjmsr-954	32	1	besides	besides	SCONJ
bjmsr-954	32	2	,	,	PUNCT
bjmsr-954	32	3	the	the	DET
bjmsr-954	32	4	microcredit	microcredit	NOUN
bjmsr-954	32	5	institutions	institution	NOUN
bjmsr-954	32	6	gain	gain	VERB
bjmsr-954	32	7	competitive	competitive	ADJ
bjmsr-954	32	8	advantage	advantage	NOUN
bjmsr-954	32	9	by	by	ADP
bjmsr-954	32	10	providing	provide	VERB
bjmsr-954	32	11	both	both	PRON
bjmsr-954	32	12	micro	micro	ADJ
bjmsr-954	32	13	financing	financing	NOUN
bjmsr-954	32	14	and	and	CCONJ
bjmsr-954	32	15	other	other	ADJ
bjmsr-954	32	16	various	various	ADJ
bjmsr-954	32	17	services	service	NOUN
bjmsr-954	32	18	such	such	ADJ
bjmsr-954	32	19	as	as	ADP
bjmsr-954	32	20	education	education	NOUN
bjmsr-954	32	21	,	,	PUNCT
bjmsr-954	32	22	skill	skill	NOUN
bjmsr-954	32	23	-	-	PUNCT
bjmsr-954	32	24	based	base	VERB
bjmsr-954	32	25	programmes	programme	NOUN
bjmsr-954	32	26	,	,	PUNCT
bjmsr-954	32	27	and	and	CCONJ
bjmsr-954	32	28	training	training	NOUN
bjmsr-954	32	29	sessions	session	NOUN
bjmsr-954	32	30	(	(	PUNCT
bjmsr-954	32	31	ariful	ariful	NOUN
bjmsr-954	32	32	et	et	PROPN
bjmsr-954	32	33	al	al	PROPN
bjmsr-954	32	34	.	.	PROPN
bjmsr-954	32	35	,	,	PUNCT
bjmsr-954	32	36	2017	2017	NUM
bjmsr-954	32	37	)	)	PUNCT
bjmsr-954	32	38	.	.	PUNCT
bjmsr-954	33	1	mfi	mfi	PROPN
bjmsr-954	33	2	loans	loan	NOUN
bjmsr-954	33	3	impact	impact	NOUN
bjmsr-954	33	4	on	on	ADP
bjmsr-954	33	5	both	both	DET
bjmsr-954	33	6	household	household	NOUN
bjmsr-954	33	7	income	income	NOUN
bjmsr-954	33	8	and	and	CCONJ
bjmsr-954	33	9	food	food	NOUN
bjmsr-954	33	10	consumption	consumption	NOUN
bjmsr-954	33	11	.	.	PUNCT
bjmsr-954	34	1	a	a	DET
bjmsr-954	34	2	productive	productive	ADJ
bjmsr-954	34	3	loan	loan	NOUN
bjmsr-954	34	4	reduces	reduce	VERB
bjmsr-954	34	5	the	the	DET
bjmsr-954	34	6	income	income	NOUN
bjmsr-954	34	7	poverty	poverty	NOUN
bjmsr-954	34	8	trends	trend	NOUN
bjmsr-954	34	9	of	of	ADP
bjmsr-954	34	10	households	household	NOUN
bjmsr-954	34	11	and	and	CCONJ
bjmsr-954	34	12	non	non	ADJ
bjmsr-954	34	13	-	-	ADJ
bjmsr-954	34	14	productive	productive	ADJ
bjmsr-954	34	15	loans	loan	NOUN
bjmsr-954	34	16	minimize	minimize	VERB
bjmsr-954	34	17	consumption	consumption	NOUN
bjmsr-954	34	18	poverty	poverty	NOUN
bjmsr-954	34	19	and	and	CCONJ
bjmsr-954	34	20	bmi	bmi	PROPN
bjmsr-954	34	21	(	(	PUNCT
bjmsr-954	34	22	imai	imai	PROPN
bjmsr-954	34	23	&	&	CCONJ
bjmsr-954	34	24	azam	azam	PROPN
bjmsr-954	34	25	,	,	PUNCT
bjmsr-954	34	26	2012	2012	NUM
bjmsr-954	34	27	)	)	PUNCT
bjmsr-954	34	28	.	.	PUNCT
bjmsr-954	35	1	microfinance	microfinance	NOUN
bjmsr-954	35	2	access	access	NOUN
bjmsr-954	35	3	improves	improve	VERB
bjmsr-954	35	4	the	the	DET
bjmsr-954	35	5	consumption	consumption	NOUN
bjmsr-954	35	6	,	,	PUNCT
bjmsr-954	35	7	household	household	NOUN
bjmsr-954	35	8	income	income	NOUN
bjmsr-954	35	9	and	and	CCONJ
bjmsr-954	35	10	poverty	poverty	NOUN
bjmsr-954	35	11	status	status	NOUN
bjmsr-954	35	12	but	but	CCONJ
bjmsr-954	35	13	microfinance	microfinance	NOUN
bjmsr-954	35	14	members	member	NOUN
bjmsr-954	35	15	take	take	VERB
bjmsr-954	35	16	loans	loan	NOUN
bjmsr-954	35	17	to	to	PART
bjmsr-954	35	18	smooth	smooth	VERB
bjmsr-954	35	19	consumption	consumption	NOUN
bjmsr-954	35	20	rather	rather	ADV
bjmsr-954	35	21	than	than	ADP
bjmsr-954	35	22	investing	invest	VERB
bjmsr-954	35	23	in	in	ADP
bjmsr-954	35	24	petty	petty	ADJ
bjmsr-954	35	25	business	business	NOUN
bjmsr-954	35	26	(	(	PUNCT
bjmsr-954	35	27	bhuiya	bhuiya	ADV
bjmsr-954	35	28	et	et	PROPN
bjmsr-954	35	29	al	al	PROPN
bjmsr-954	35	30	.	.	PROPN
bjmsr-954	35	31	,	,	PUNCT
bjmsr-954	35	32	2016	2016	NUM
bjmsr-954	35	33	)	)	PUNCT
bjmsr-954	35	34	.	.	PUNCT
bjmsr-954	36	1	microfinance	microfinance	NOUN
bjmsr-954	36	2	has	have	VERB
bjmsr-954	36	3	a	a	DET
bjmsr-954	36	4	significant	significant	ADJ
bjmsr-954	36	5	positive	positive	ADJ
bjmsr-954	36	6	impact	impact	NOUN
bjmsr-954	36	7	on	on	ADP
bjmsr-954	36	8	increasing	increase	VERB
bjmsr-954	36	9	household	household	NOUN
bjmsr-954	36	10	income	income	NOUN
bjmsr-954	36	11	label	label	NOUN
bjmsr-954	36	12	and	and	CCONJ
bjmsr-954	36	13	reducing	reduce	VERB
bjmsr-954	36	14	widespread	widespread	ADJ
bjmsr-954	36	15	poverty	poverty	NOUN
bjmsr-954	36	16	from	from	ADP
bjmsr-954	36	17	the	the	DET
bjmsr-954	36	18	rural	rural	ADJ
bjmsr-954	36	19	areas	area	NOUN
bjmsr-954	36	20	of	of	ADP
bjmsr-954	36	21	bangladesh	bangladesh	NOUN
bjmsr-954	36	22	and	and	CCONJ
bjmsr-954	36	23	age	age	NOUN
bjmsr-954	36	24	,	,	PUNCT
bjmsr-954	36	25	family	family	NOUN
bjmsr-954	36	26	member	member	NOUN
bjmsr-954	36	27	and	and	CCONJ
bjmsr-954	36	28	loan	loan	NOUN
bjmsr-954	36	29	amount	amount	NOUN
bjmsr-954	36	30	role	role	NOUN
bjmsr-954	36	31	in	in	ADP
bjmsr-954	36	32	household	household	NOUN
bjmsr-954	36	33	income	income	NOUN
bjmsr-954	36	34	determination	determination	NOUN
bjmsr-954	36	35	(	(	PUNCT
bjmsr-954	36	36	basu	basu	PROPN
bjmsr-954	36	37	et	et	PROPN
bjmsr-954	36	38	al	al	PROPN
bjmsr-954	36	39	.	.	PROPN
bjmsr-954	36	40	,	,	PUNCT
bjmsr-954	36	41	2020	2020	NUM
bjmsr-954	36	42	)	)	PUNCT
bjmsr-954	36	43	.	.	PUNCT
bjmsr-954	37	1	the	the	DET
bjmsr-954	37	2	https://www.cribfb.com/journal/index.php/bjmsr	https://www.cribfb.com/journal/index.php/bjmsr	PROPN
bjmsr-954	37	3	bangladesh	bangladesh	PROPN
bjmsr-954	37	4	journal	journal	PROPN
bjmsr-954	37	5	of	of	ADP
bjmsr-954	37	6	multidisciplinary	multidisciplinary	ADJ
bjmsr-954	37	7	scientific	scientific	ADJ
bjmsr-954	37	8	research	research	NOUN
bjmsr-954	37	9	vol	vol	NOUN
bjmsr-954	37	10	.	.	PUNCT
bjmsr-954	38	1	3	3	NUM
bjmsr-954	38	2	,	,	PUNCT
bjmsr-954	38	3	no	no	INTJ
bjmsr-954	38	4	.	.	NOUN
bjmsr-954	38	5	1	1	NUM
bjmsr-954	38	6	;	;	PUNCT
bjmsr-954	38	7	2021	2021	NUM
bjmsr-954	38	8	26	26	NUM
bjmsr-954	38	9	microfinance	microfinance	NOUN
bjmsr-954	38	10	of	of	ADP
bjmsr-954	38	11	brac	brac	PROPN
bjmsr-954	38	12	has	have	AUX
bjmsr-954	38	13	diverted	divert	VERB
bjmsr-954	38	14	borrowers	borrower	NOUN
bjmsr-954	38	15	(	(	PUNCT
bjmsr-954	38	16	93	93	NUM
bjmsr-954	38	17	%	%	NOUN
bjmsr-954	38	18	of	of	ADP
bjmsr-954	38	19	respondents	respondent	NOUN
bjmsr-954	38	20	)	)	PUNCT
bjmsr-954	38	21	to	to	ADP
bjmsr-954	38	22	self	self	NOUN
bjmsr-954	38	23	-	-	PUNCT
bjmsr-954	38	24	employed	employ	VERB
bjmsr-954	38	25	activities	activity	NOUN
bjmsr-954	38	26	which	which	PRON
bjmsr-954	38	27	develop	develop	VERB
bjmsr-954	38	28	high	high	ADJ
bjmsr-954	38	29	income	income	NOUN
bjmsr-954	38	30	and	and	CCONJ
bjmsr-954	38	31	the	the	DET
bjmsr-954	38	32	contribution	contribution	NOUN
bjmsr-954	38	33	to	to	ADP
bjmsr-954	38	34	the	the	DET
bjmsr-954	38	35	family	family	NOUN
bjmsr-954	38	36	expenditure	expenditure	NOUN
bjmsr-954	38	37	and	and	CCONJ
bjmsr-954	38	38	7	7	NUM
bjmsr-954	38	39	%	%	NOUN
bjmsr-954	38	40	of	of	ADP
bjmsr-954	38	41	respondents	respondent	NOUN
bjmsr-954	38	42	have	have	AUX
bjmsr-954	38	43	employed	employ	VERB
bjmsr-954	38	44	in	in	ADP
bjmsr-954	38	45	low	low	ADJ
bjmsr-954	38	46	paid	pay	VERB
bjmsr-954	38	47	works	work	NOUN
bjmsr-954	38	48	after	after	ADP
bjmsr-954	38	49	joining	join	VERB
bjmsr-954	38	50	.	.	PUNCT
bjmsr-954	39	1	(	(	PUNCT
bjmsr-954	39	2	hossain	hossain	PROPN
bjmsr-954	39	3	,	,	PUNCT
bjmsr-954	39	4	2012	2012	NUM
bjmsr-954	39	5	)	)	PUNCT
bjmsr-954	39	6	.	.	PUNCT
bjmsr-954	40	1	despite	despite	SCONJ
bjmsr-954	40	2	higher	high	ADJ
bjmsr-954	40	3	loans	loan	NOUN
bjmsr-954	40	4	to	to	PART
bjmsr-954	40	5	cumulative	cumulative	ADJ
bjmsr-954	40	6	borrowing	borrowing	NOUN
bjmsr-954	40	7	microfinance	microfinance	NOUN
bjmsr-954	40	8	continues	continue	VERB
bjmsr-954	40	9	to	to	PART
bjmsr-954	40	10	reduce	reduce	VERB
bjmsr-954	40	11	poverty	poverty	NOUN
bjmsr-954	40	12	among	among	ADP
bjmsr-954	40	13	poor	poor	ADJ
bjmsr-954	40	14	borrowers	borrower	NOUN
bjmsr-954	40	15	and	and	CCONJ
bjmsr-954	40	16	increase	increase	VERB
bjmsr-954	40	17	per	per	ADP
bjmsr-954	40	18	capita	capita	X
bjmsr-954	40	19	household	household	NOUN
bjmsr-954	40	20	consumption	consumption	NOUN
bjmsr-954	40	21	within	within	ADP
bjmsr-954	40	22	the	the	DET
bjmsr-954	40	23	local	local	ADJ
bjmsr-954	40	24	economy	economy	NOUN
bjmsr-954	40	25	for	for	ADP
bjmsr-954	40	26	participation	participation	NOUN
bjmsr-954	40	27	and	and	CCONJ
bjmsr-954	40	28	non	non	NOUN
bjmsr-954	40	29	-	-	NOUN
bjmsr-954	40	30	participants	participant	NOUN
bjmsr-954	40	31	(	(	PUNCT
bjmsr-954	40	32	khandker	khandker	NOUN
bjmsr-954	40	33	,	,	PUNCT
bjmsr-954	40	34	2005	2005	NUM
bjmsr-954	40	35	)	)	PUNCT
bjmsr-954	40	36	.	.	PUNCT
bjmsr-954	41	1	a	a	DET
bjmsr-954	41	2	utilized	utilize	VERB
bjmsr-954	41	3	extensive	extensive	ADJ
bjmsr-954	41	4	microfinance	microfinance	NOUN
bjmsr-954	41	5	operation	operation	NOUN
bjmsr-954	41	6	helps	help	VERB
bjmsr-954	41	7	increasing	increase	VERB
bjmsr-954	41	8	informal	informal	ADJ
bjmsr-954	41	9	employment	employment	NOUN
bjmsr-954	41	10	and	and	CCONJ
bjmsr-954	41	11	achieving	achieve	VERB
bjmsr-954	41	12	goals	goal	NOUN
bjmsr-954	41	13	of	of	ADP
bjmsr-954	41	14	poverty	poverty	NOUN
bjmsr-954	41	15	reduction	reduction	NOUN
bjmsr-954	41	16	as	as	ADV
bjmsr-954	41	17	well	well	ADV
bjmsr-954	41	18	as	as	ADP
bjmsr-954	41	19	leading	lead	VERB
bjmsr-954	41	20	of	of	ADP
bjmsr-954	41	21	greater	great	ADJ
bjmsr-954	41	22	economic	economic	ADJ
bjmsr-954	41	23	development	development	NOUN
bjmsr-954	41	24	(	(	PUNCT
bjmsr-954	41	25	shahnaz	shahnaz	PROPN
bjmsr-954	41	26	et	et	PROPN
bjmsr-954	41	27	al	al	PROPN
bjmsr-954	41	28	.	.	PROPN
bjmsr-954	41	29	,	,	PUNCT
bjmsr-954	41	30	2018	2018	NUM
bjmsr-954	41	31	)	)	PUNCT
bjmsr-954	41	32	.	.	PUNCT
bjmsr-954	42	1	microfinance	microfinance	NOUN
bjmsr-954	42	2	empower	empower	NOUN
bjmsr-954	42	3	the	the	DET
bjmsr-954	42	4	poor	poor	ADJ
bjmsr-954	42	5	,	,	PUNCT
bjmsr-954	42	6	reduces	reduce	VERB
bjmsr-954	42	7	catastrophic	catastrophic	ADJ
bjmsr-954	42	8	income	income	NOUN
bjmsr-954	42	9	loss	loss	NOUN
bjmsr-954	42	10	and	and	CCONJ
bjmsr-954	42	11	poverty	poverty	NOUN
bjmsr-954	42	12	,	,	PUNCT
bjmsr-954	42	13	increase	increase	VERB
bjmsr-954	42	14	employment	employment	NOUN
bjmsr-954	42	15	by	by	ADP
bjmsr-954	42	16	diversifying	diversify	VERB
bjmsr-954	42	17	their	their	PRON
bjmsr-954	42	18	income	income	NOUN
bjmsr-954	42	19	source	source	NOUN
bjmsr-954	42	20	(	(	PUNCT
bjmsr-954	42	21	wright	wright	PROPN
bjmsr-954	42	22	,	,	PUNCT
bjmsr-954	42	23	1999	1999	NUM
bjmsr-954	42	24	)	)	PUNCT
bjmsr-954	42	25	.	.	PUNCT
bjmsr-954	43	1	microcredit	microcredit	PROPN
bjmsr-954	43	2	mostly	mostly	ADV
bjmsr-954	43	3	impresses	impress	VERB
bjmsr-954	43	4	the	the	DET
bjmsr-954	43	5	poor	poor	ADJ
bjmsr-954	43	6	for	for	ADP
bjmsr-954	43	7	poverty	poverty	NOUN
bjmsr-954	43	8	reduction	reduction	NOUN
bjmsr-954	43	9	,	,	PUNCT
bjmsr-954	43	10	savings	saving	NOUN
bjmsr-954	43	11	,	,	PUNCT
bjmsr-954	43	12	microfinance	microfinance	NOUN
bjmsr-954	43	13	and	and	CCONJ
bjmsr-954	43	14	training	training	NOUN
bjmsr-954	43	15	in	in	ADP
bjmsr-954	43	16	bangladesh	bangladesh	PROPN
bjmsr-954	43	17	(	(	PUNCT
bjmsr-954	43	18	chowdhury	chowdhury	PROPN
bjmsr-954	43	19	et	et	PROPN
bjmsr-954	43	20	al	al	PROPN
bjmsr-954	43	21	.	.	PROPN
bjmsr-954	43	22	,	,	PUNCT
bjmsr-954	43	23	2020	2020	NUM
bjmsr-954	43	24	)	)	PUNCT
bjmsr-954	43	25	.	.	PUNCT
bjmsr-954	44	1	microfinance	microfinance	NOUN
bjmsr-954	44	2	increases	increase	VERB
bjmsr-954	44	3	household	household	NOUN
bjmsr-954	44	4	income	income	NOUN
bjmsr-954	44	5	after	after	ADP
bjmsr-954	44	6	persistence	persistence	NOUN
bjmsr-954	44	7	,	,	PUNCT
bjmsr-954	44	8	participation	participation	NOUN
bjmsr-954	44	9	in	in	ADP
bjmsr-954	44	10	the	the	DET
bjmsr-954	44	11	programmes	programme	NOUN
bjmsr-954	44	12	.	.	PUNCT
bjmsr-954	45	1	all	all	DET
bjmsr-954	45	2	households	household	NOUN
bjmsr-954	45	3	both	both	DET
bjmsr-954	45	4	participants	participant	NOUN
bjmsr-954	45	5	and	and	CCONJ
bjmsr-954	45	6	non	non	NOUN
bjmsr-954	45	7	-	-	NOUN
bjmsr-954	45	8	participants	participant	NOUN
bjmsr-954	45	9	of	of	ADP
bjmsr-954	45	10	microfinance	microfinance	NOUN
bjmsr-954	45	11	registered	register	VERB
bjmsr-954	45	12	increases	increase	NOUN
bjmsr-954	45	13	in	in	ADP
bjmsr-954	45	14	household	household	NOUN
bjmsr-954	45	15	welfare	welfare	NOUN
bjmsr-954	45	16	(	(	PUNCT
bjmsr-954	45	17	islam	islam	PROPN
bjmsr-954	45	18	,	,	PUNCT
bjmsr-954	45	19	2016	2016	NUM
bjmsr-954	45	20	)	)	PUNCT
bjmsr-954	45	21	.	.	PUNCT
bjmsr-954	46	1	the	the	DET
bjmsr-954	46	2	age	age	NOUN
bjmsr-954	46	3	,	,	PUNCT
bjmsr-954	46	4	monthly	monthly	ADJ
bjmsr-954	46	5	income	income	NOUN
bjmsr-954	46	6	,	,	PUNCT
bjmsr-954	46	7	of	of	ADP
bjmsr-954	46	8	borrowers	borrower	NOUN
bjmsr-954	46	9	,	,	PUNCT
bjmsr-954	46	10	interest	interest	NOUN
bjmsr-954	46	11	rate	rate	NOUN
bjmsr-954	46	12	and	and	CCONJ
bjmsr-954	46	13	loan	loan	NOUN
bjmsr-954	46	14	duration	duration	NOUN
bjmsr-954	46	15	help	help	VERB
bjmsr-954	46	16	the	the	DET
bjmsr-954	46	17	credit	credit	NOUN
bjmsr-954	46	18	accessibility	accessibility	NOUN
bjmsr-954	46	19	of	of	ADP
bjmsr-954	46	20	rural	rural	ADJ
bjmsr-954	46	21	households	household	NOUN
bjmsr-954	46	22	in	in	ADP
bjmsr-954	46	23	bantul	bantul	NOUN
bjmsr-954	46	24	.	.	PUNCT
bjmsr-954	47	1	borrower	borrower	NOUN
bjmsr-954	47	2	’s	’s	PART
bjmsr-954	47	3	income	income	NOUN
bjmsr-954	47	4	,	,	PUNCT
bjmsr-954	47	5	total	total	ADJ
bjmsr-954	47	6	household	household	NOUN
bjmsr-954	47	7	assets	asset	NOUN
bjmsr-954	47	8	and	and	CCONJ
bjmsr-954	47	9	changes	change	NOUN
bjmsr-954	47	10	in	in	ADP
bjmsr-954	47	11	expenditure	expenditure	NOUN
bjmsr-954	47	12	measure	measure	NOUN
bjmsr-954	47	13	the	the	DET
bjmsr-954	47	14	assessment	assessment	NOUN
bjmsr-954	47	15	relates	relate	VERB
bjmsr-954	47	16	to	to	ADP
bjmsr-954	47	17	the	the	DET
bjmsr-954	47	18	credit	credit	NOUN
bjmsr-954	47	19	impacts	impact	NOUN
bjmsr-954	47	20	.	.	PUNCT
bjmsr-954	48	1	microfinance	microfinance	NOUN
bjmsr-954	48	2	reduces	reduce	VERB
bjmsr-954	48	3	poverty	poverty	NOUN
bjmsr-954	48	4	and	and	CCONJ
bjmsr-954	48	5	increases	increase	VERB
bjmsr-954	48	6	consumption	consumption	NOUN
bjmsr-954	48	7	but	but	CCONJ
bjmsr-954	48	8	microcredit	microcredit	NOUN
bjmsr-954	48	9	borrowers	borrower	NOUN
bjmsr-954	48	10	have	have	VERB
bjmsr-954	48	11	higher	high	ADJ
bjmsr-954	48	12	consumption	consumption	NOUN
bjmsr-954	48	13	than	than	ADP
bjmsr-954	48	14	non	non	ADJ
bjmsr-954	48	15	-	-	NOUN
bjmsr-954	48	16	borrowers	borrower	NOUN
bjmsr-954	48	17	,	,	PUNCT
bjmsr-954	48	18	besides	besides	SCONJ
bjmsr-954	48	19	microfinance	microfinance	NOUN
bjmsr-954	48	20	influences	influence	VERB
bjmsr-954	48	21	the	the	DET
bjmsr-954	48	22	standard	standard	NOUN
bjmsr-954	48	23	of	of	ADP
bjmsr-954	48	24	living	living	NOUN
bjmsr-954	48	25	and	and	CCONJ
bjmsr-954	48	26	property	property	NOUN
bjmsr-954	48	27	level	level	NOUN
bjmsr-954	48	28	.	.	PUNCT
bjmsr-954	49	1	materials	material	NOUN
bjmsr-954	49	2	and	and	CCONJ
bjmsr-954	49	3	methods	method	NOUN
bjmsr-954	49	4	this	this	DET
bjmsr-954	49	5	present	present	ADJ
bjmsr-954	49	6	study	study	NOUN
bjmsr-954	49	7	used	use	VERB
bjmsr-954	49	8	data	datum	NOUN
bjmsr-954	49	9	collected	collect	VERB
bjmsr-954	49	10	from	from	ADP
bjmsr-954	49	11	three	three	NUM
bjmsr-954	49	12	villages	village	NOUN
bjmsr-954	49	13	of	of	ADP
bjmsr-954	49	14	daulatpur	daulatpur	PROPN
bjmsr-954	49	15	upazila	upazila	PROPN
bjmsr-954	49	16	in	in	ADP
bjmsr-954	49	17	kushtia	kushtia	PROPN
bjmsr-954	49	18	district	district	PROPN
bjmsr-954	49	19	namely	namely	ADV
bjmsr-954	49	20	khalishakundi	khalishakundi	VERB
bjmsr-954	49	21	,	,	PUNCT
bjmsr-954	49	22	malipara	malipara	NOUN
bjmsr-954	49	23	and	and	CCONJ
bjmsr-954	49	24	silimpur	silimpur	VERB
bjmsr-954	49	25	.	.	PUNCT
bjmsr-954	50	1	the	the	DET
bjmsr-954	50	2	questionnaire	questionnaire	NOUN
bjmsr-954	50	3	was	be	AUX
bjmsr-954	50	4	prepared	prepare	VERB
bjmsr-954	50	5	in	in	ADP
bjmsr-954	50	6	english	english	PROPN
bjmsr-954	50	7	and	and	CCONJ
bjmsr-954	50	8	filled	fill	VERB
bjmsr-954	50	9	up	up	ADP
bjmsr-954	50	10	with	with	ADP
bjmsr-954	50	11	face	face	NOUN
bjmsr-954	50	12	to	to	PART
bjmsr-954	50	13	face	face	VERB
bjmsr-954	50	14	interview	interview	NOUN
bjmsr-954	50	15	and	and	CCONJ
bjmsr-954	50	16	collected	collect	VERB
bjmsr-954	50	17	from	from	ADP
bjmsr-954	50	18	september	september	PROPN
bjmsr-954	50	19	2020	2020	NUM
bjmsr-954	50	20	to	to	ADP
bjmsr-954	50	21	december	december	PROPN
bjmsr-954	50	22	2020	2020	NUM
bjmsr-954	50	23	.	.	PUNCT
bjmsr-954	51	1	the	the	DET
bjmsr-954	51	2	study	study	NOUN
bjmsr-954	51	3	considered	consider	VERB
bjmsr-954	51	4	each	each	DET
bjmsr-954	51	5	household	household	NOUN
bjmsr-954	51	6	as	as	ADP
bjmsr-954	51	7	the	the	DET
bjmsr-954	51	8	unit	unit	NOUN
bjmsr-954	51	9	of	of	ADP
bjmsr-954	51	10	analysis	analysis	NOUN
bjmsr-954	51	11	for	for	ADP
bjmsr-954	51	12	evaluating	evaluate	VERB
bjmsr-954	51	13	the	the	DET
bjmsr-954	51	14	effect	effect	NOUN
bjmsr-954	51	15	of	of	ADP
bjmsr-954	51	16	microfinance	microfinance	NOUN
bjmsr-954	51	17	on	on	ADP
bjmsr-954	51	18	household	household	NOUN
bjmsr-954	51	19	income	income	NOUN
bjmsr-954	51	20	(	(	PUNCT
bjmsr-954	51	21	zewde	zewde	PROPN
bjmsr-954	51	22	&	&	CCONJ
bjmsr-954	51	23	tollens	tollen	NOUN
bjmsr-954	51	24	,	,	PUNCT
bjmsr-954	51	25	2008	2008	NUM
bjmsr-954	51	26	;	;	PUNCT
bjmsr-954	51	27	panda	panda	NOUN
bjmsr-954	51	28	&	&	CCONJ
bjmsr-954	51	29	atibuddi	atibuddi	ADJ
bjmsr-954	51	30	,	,	PUNCT
bjmsr-954	51	31	2010	2010	NUM
bjmsr-954	51	32	)	)	PUNCT
bjmsr-954	51	33	.	.	PUNCT
bjmsr-954	52	1	following	follow	VERB
bjmsr-954	52	2	panda	panda	NOUN
bjmsr-954	52	3	and	and	CCONJ
bjmsr-954	52	4	atibuddi	atibuddi	ADJ
bjmsr-954	52	5	(	(	PUNCT
bjmsr-954	52	6	2010	2010	NUM
bjmsr-954	52	7	)	)	PUNCT
bjmsr-954	52	8	two	two	NUM
bjmsr-954	52	9	group	group	NOUN
bjmsr-954	52	10	was	be	AUX
bjmsr-954	52	11	made	make	VERB
bjmsr-954	52	12	one	one	NUM
bjmsr-954	52	13	is	be	AUX
bjmsr-954	52	14	treatment	treatment	NOUN
bjmsr-954	52	15	group	group	NOUN
bjmsr-954	52	16	indicating	indicate	VERB
bjmsr-954	52	17	those	those	PRON
bjmsr-954	52	18	who	who	PRON
bjmsr-954	52	19	adopted	adopt	VERB
bjmsr-954	52	20	microfinance	microfinance	NOUN
bjmsr-954	52	21	as	as	ADP
bjmsr-954	52	22	beneficiary	beneficiary	NOUN
bjmsr-954	52	23	households	household	NOUN
bjmsr-954	52	24	from	from	ADP
bjmsr-954	52	25	undertaking	undertake	VERB
bjmsr-954	52	26	microfinance	microfinance	NOUN
bjmsr-954	52	27	(	(	PUNCT
bjmsr-954	52	28	more	more	ADJ
bjmsr-954	52	29	than	than	ADP
bjmsr-954	52	30	two	two	NUM
bjmsr-954	52	31	years	year	NOUN
bjmsr-954	52	32	till	till	SCONJ
bjmsr-954	52	33	this	this	DET
bjmsr-954	52	34	survey	survey	NOUN
bjmsr-954	52	35	)	)	PUNCT
bjmsr-954	52	36	and	and	CCONJ
bjmsr-954	52	37	the	the	DET
bjmsr-954	52	38	second	second	ADJ
bjmsr-954	52	39	is	be	AUX
bjmsr-954	52	40	controlled	control	VERB
bjmsr-954	52	41	group	group	NOUN
bjmsr-954	52	42	indicating	indicate	VERB
bjmsr-954	52	43	those	those	PRON
bjmsr-954	52	44	who	who	PRON
bjmsr-954	52	45	are	be	AUX
bjmsr-954	52	46	new	new	ADJ
bjmsr-954	52	47	entrants	entrant	NOUN
bjmsr-954	52	48	in	in	ADP
bjmsr-954	52	49	microfinance	microfinance	NOUN
bjmsr-954	52	50	programme	programme	NOUN
bjmsr-954	52	51	and	and	CCONJ
bjmsr-954	52	52	did	do	AUX
bjmsr-954	52	53	not	not	PART
bjmsr-954	52	54	receive	receive	VERB
bjmsr-954	52	55	any	any	DET
bjmsr-954	52	56	loan	loan	NOUN
bjmsr-954	52	57	(	(	PUNCT
bjmsr-954	52	58	kondo	kondo	PROPN
bjmsr-954	52	59	et	et	PROPN
bjmsr-954	52	60	al	al	PROPN
bjmsr-954	52	61	.	.	PROPN
bjmsr-954	52	62	,	,	PUNCT
bjmsr-954	52	63	2008	2008	NUM
bjmsr-954	52	64	&	&	CCONJ
bjmsr-954	52	65	alazzam	alazzam	PROPN
bjmsr-954	52	66	,	,	PUNCT
bjmsr-954	52	67	2006	2006	NUM
bjmsr-954	52	68	)	)	PUNCT
bjmsr-954	52	69	.	.	PUNCT
bjmsr-954	53	1	to	to	PART
bjmsr-954	53	2	analyze	analyze	VERB
bjmsr-954	53	3	the	the	DET
bjmsr-954	53	4	effect	effect	NOUN
bjmsr-954	53	5	of	of	ADP
bjmsr-954	53	6	microfinance	microfinance	NOUN
bjmsr-954	53	7	the	the	DET
bjmsr-954	53	8	multivariate	multivariate	NOUN
bjmsr-954	53	9	regression	regression	NOUN
bjmsr-954	53	10	model	model	NOUN
bjmsr-954	53	11	with	with	ADP
bjmsr-954	53	12	double	double	ADJ
bjmsr-954	53	13	logs	log	NOUN
bjmsr-954	53	14	was	be	AUX
bjmsr-954	53	15	used	use	VERB
bjmsr-954	53	16	as	as	ADP
bjmsr-954	53	17	below	below	ADV
bjmsr-954	53	18	.	.	PUNCT
bjmsr-954	54	1	lnyi	lnyi	NOUN
bjmsr-954	54	2	=	=	SYM
bjmsr-954	54	3	lnα0	lnα0	PROPN
bjmsr-954	54	4	+	+	CCONJ
bjmsr-954	54	5	lnβ1x1i	lnβ1x1i	PROPN
bjmsr-954	54	6	+	+	NUM
bjmsr-954	54	7	lnβ2x2i	lnβ2x2i	NOUN
bjmsr-954	54	8	+	+	CCONJ
bjmsr-954	54	9	lnβ3x3i	lnβ3x3i	PROPN
bjmsr-954	54	10	+	+	CCONJ
bjmsr-954	54	11	lnβ4x4i	lnβ4x4i	CCONJ
bjmsr-954	54	12	+	+	NUM
bjmsr-954	54	13	lnβ5x5i	lnβ5x5i	NOUN
bjmsr-954	54	14	+	+	CCONJ
bjmsr-954	54	15	lnβ6x6i	lnβ6x6i	NOUN
bjmsr-954	54	16	+	+	NUM
bjmsr-954	54	17	lnβ7x7i	lnβ7x7i	NOUN
bjmsr-954	54	18	+	+	X
bjmsr-954	54	19	i	i	NOUN
bjmsr-954	54	20	where	where	SCONJ
bjmsr-954	54	21	,	,	PUNCT
bjmsr-954	54	22	ln	ln	ADJ
bjmsr-954	54	23	=	=	SYM
bjmsr-954	54	24	natural	natural	ADJ
bjmsr-954	54	25	logarithm	logarithm	NOUN
bjmsr-954	54	26	;	;	PUNCT
bjmsr-954	54	27	y	y	PROPN
bjmsr-954	54	28	=	=	PUNCT
bjmsr-954	54	29	monthly	monthly	ADJ
bjmsr-954	54	30	average	average	ADJ
bjmsr-954	54	31	income	income	NOUN
bjmsr-954	54	32	measured	measure	VERB
bjmsr-954	54	33	in	in	ADP
bjmsr-954	54	34	taka	taka	NOUN
bjmsr-954	54	35	;	;	PUNCT
bjmsr-954	54	36	x1	x1	PROPN
bjmsr-954	54	37	=	=	NOUN
bjmsr-954	54	38	age	age	NOUN
bjmsr-954	54	39	of	of	ADP
bjmsr-954	54	40	the	the	DET
bjmsr-954	54	41	respondent	respondent	NOUN
bjmsr-954	54	42	measured	measure	VERB
bjmsr-954	54	43	in	in	ADP
bjmsr-954	54	44	years	year	NOUN
bjmsr-954	54	45	;	;	PUNCT
bjmsr-954	54	46	x2	x2	NOUN
bjmsr-954	54	47	=	=	PUNCT
bjmsr-954	54	48	adoption	adoption	NOUN
bjmsr-954	54	49	of	of	ADP
bjmsr-954	54	50	microfinance	microfinance	NOUN
bjmsr-954	54	51	loan	loan	NOUN
bjmsr-954	54	52	by	by	ADP
bjmsr-954	54	53	participant	participant	NOUN
bjmsr-954	54	54	measured	measure	VERB
bjmsr-954	54	55	by	by	ADP
bjmsr-954	54	56	dummy	dummy	ADJ
bjmsr-954	54	57	variable	variable	NOUN
bjmsr-954	54	58	as	as	ADP
bjmsr-954	54	59	1	1	NUM
bjmsr-954	54	60	for	for	ADP
bjmsr-954	54	61	adopt	adopt	ADJ
bjmsr-954	54	62	loan	loan	NOUN
bjmsr-954	54	63	and	and	CCONJ
bjmsr-954	54	64	0	0	NUM
bjmsr-954	54	65	for	for	ADP
bjmsr-954	54	66	otherwise	otherwise	ADV
bjmsr-954	54	67	;	;	PUNCT
bjmsr-954	54	68	x3	x3	ADJ
bjmsr-954	54	69	=	=	SYM
bjmsr-954	54	70	education	education	NOUN
bjmsr-954	54	71	level	level	NOUN
bjmsr-954	54	72	of	of	ADP
bjmsr-954	54	73	participant	participant	NOUN
bjmsr-954	54	74	measured	measure	VERB
bjmsr-954	54	75	by	by	ADP
bjmsr-954	54	76	years	year	NOUN
bjmsr-954	54	77	of	of	ADP
bjmsr-954	54	78	schooling	schooling	NOUN
bjmsr-954	54	79	;	;	PUNCT
bjmsr-954	54	80	x4	x4	PROPN
bjmsr-954	54	81	=	=	NOUN
bjmsr-954	54	82	size	size	NOUN
bjmsr-954	54	83	of	of	ADP
bjmsr-954	54	84	household	household	NOUN
bjmsr-954	54	85	measured	measure	VERB
bjmsr-954	54	86	in	in	ADP
bjmsr-954	54	87	numbers	number	NOUN
bjmsr-954	54	88	;	;	PUNCT
bjmsr-954	54	89	https://www.cribfb.com/journal/index.php/bjmsr	https://www.cribfb.com/journal/index.php/bjmsr	PROPN
bjmsr-954	54	90	bangladesh	bangladesh	PROPN
bjmsr-954	54	91	journal	journal	PROPN
bjmsr-954	54	92	of	of	ADP
bjmsr-954	54	93	multidisciplinary	multidisciplinary	ADJ
bjmsr-954	54	94	scientific	scientific	ADJ
bjmsr-954	54	95	research	research	NOUN
bjmsr-954	54	96	vol	vol	NOUN
bjmsr-954	54	97	.	.	PUNCT
bjmsr-954	55	1	3	3	NUM
bjmsr-954	55	2	,	,	PUNCT
bjmsr-954	55	3	no	no	INTJ
bjmsr-954	55	4	.	.	NOUN
bjmsr-954	55	5	1	1	NUM
bjmsr-954	55	6	;	;	PUNCT
bjmsr-954	55	7	2021	2021	NUM
bjmsr-954	55	8	27	27	NUM
bjmsr-954	55	9	x5	x5	NOUN
bjmsr-954	55	10	=	=	SYM
bjmsr-954	55	11	spouse	spouse	NOUN
bjmsr-954	55	12	’s	’s	PART
bjmsr-954	55	13	income	income	NOUN
bjmsr-954	55	14	(	(	PUNCT
bjmsr-954	55	15	monthly	monthly	ADV
bjmsr-954	55	16	)	)	PUNCT
bjmsr-954	55	17	measured	measure	VERB
bjmsr-954	55	18	in	in	ADP
bjmsr-954	55	19	taka	taka	NOUN
bjmsr-954	55	20	;	;	PUNCT
bjmsr-954	55	21	x6	x6	PROPN
bjmsr-954	55	22	=	=	SYM
bjmsr-954	55	23	amount	amount	NOUN
bjmsr-954	55	24	of	of	ADP
bjmsr-954	55	25	credit	credit	NOUN
bjmsr-954	55	26	measured	measure	VERB
bjmsr-954	55	27	in	in	ADP
bjmsr-954	55	28	taka	taka	NOUN
bjmsr-954	55	29	;	;	PUNCT
bjmsr-954	55	30	x7	x7	NOUN
bjmsr-954	55	31	=	=	SYM
bjmsr-954	55	32	agricultural	agricultural	ADJ
bjmsr-954	55	33	holdings	holding	NOUN
bjmsr-954	55	34	measured	measure	VERB
bjmsr-954	55	35	in	in	ADP
bjmsr-954	55	36	hectare	hectare	NOUN
bjmsr-954	55	37	.	.	PUNCT
bjmsr-954	56	1	α	α	PROPN
bjmsr-954	56	2	and	and	CCONJ
bjmsr-954	56	3	β	β	PRON
bjmsr-954	56	4	’s	’s	NOUN
bjmsr-954	56	5	are	be	AUX
bjmsr-954	56	6	the	the	DET
bjmsr-954	56	7	unknown	unknown	ADJ
bjmsr-954	56	8	parameters	parameter	NOUN
bjmsr-954	56	9	to	to	PART
bjmsr-954	56	10	be	be	AUX
bjmsr-954	56	11	estimated	estimate	VERB
bjmsr-954	56	12	,	,	PUNCT
bjmsr-954	56	13			PROPN
bjmsr-954	56	14	refers	refer	VERB
bjmsr-954	56	15	to	to	ADP
bjmsr-954	56	16	error	error	NOUN
bjmsr-954	56	17	term	term	NOUN
bjmsr-954	56	18	and	and	CCONJ
bjmsr-954	56	19	i	i	PRON
bjmsr-954	56	20	indicates	indicate	VERB
bjmsr-954	56	21	1,2,3	1,2,3	NUM
bjmsr-954	56	22	,	,	PUNCT
bjmsr-954	56	23	……	……	NOUN
bjmsr-954	56	24	.	.	PUNCT
bjmsr-954	56	25	,	,	PUNCT
bjmsr-954	56	26	n.	n.	NOUN
bjmsr-954	56	27	there	there	PRON
bjmsr-954	56	28	are	be	VERB
bjmsr-954	56	29	several	several	ADJ
bjmsr-954	56	30	factors	factor	NOUN
bjmsr-954	56	31	influencing	influence	VERB
bjmsr-954	56	32	the	the	DET
bjmsr-954	56	33	farmers	farmer	NOUN
bjmsr-954	56	34	to	to	PART
bjmsr-954	56	35	participate	participate	VERB
bjmsr-954	56	36	microfinance	microfinance	NOUN
bjmsr-954	56	37	that	that	PRON
bjmsr-954	56	38	were	be	AUX
bjmsr-954	56	39	analyzed	analyze	VERB
bjmsr-954	56	40	with	with	ADP
bjmsr-954	56	41	limited	limited	ADJ
bjmsr-954	56	42	variable	variable	ADJ
bjmsr-954	56	43	model	model	NOUN
bjmsr-954	56	44	namely	namely	ADV
bjmsr-954	56	45	logit	logit	PROPN
bjmsr-954	56	46	model	model	NOUN
bjmsr-954	56	47	.	.	PUNCT
bjmsr-954	57	1	li	li	PROPN
bjmsr-954	58	1	=	=	X
bjmsr-954	58	2	ln⁡	ln⁡	PROPN
bjmsr-954	58	3	pi	pi	NOUN
bjmsr-954	58	4	1−pi	1−pi	PROPN
bjmsr-954	58	5	=	=	SYM
bjmsr-954	58	6	zi	zi	NOUN
bjmsr-954	58	7	=	=	PUNCT
bjmsr-954	58	8	β1	β1	PROPN
bjmsr-954	58	9	+	+	CCONJ
bjmsr-954	58	10	β2x2	β2x2	PUNCT
bjmsr-954	58	11	+	+	ADJ
bjmsr-954	58	12	…	…	PUNCT
bjmsr-954	58	13	…	…	SYM
bjmsr-954	58	14	.	.	PUNCT
bjmsr-954	58	15	…	…	PUNCT
bjmsr-954	59	1	+	+	NUM
bjmsr-954	59	2	βnxn	βnxn	NOUN
bjmsr-954	59	3	here	here	ADV
bjmsr-954	59	4	,	,	PUNCT
bjmsr-954	59	5	𝑃𝑖	𝑃𝑖	ADP
bjmsr-954	59	6	1−𝑃𝑖	1−𝑃𝑖	NUM
bjmsr-954	59	7	is	be	AUX
bjmsr-954	59	8	the	the	DET
bjmsr-954	59	9	odd	odd	ADJ
bjmsr-954	59	10	ratio	ratio	NOUN
bjmsr-954	59	11	in	in	ADP
bjmsr-954	59	12	favor	favor	NOUN
bjmsr-954	59	13	of	of	ADP
bjmsr-954	59	14	occurring	occur	VERB
bjmsr-954	59	15	an	an	DET
bjmsr-954	59	16	event	event	NOUN
bjmsr-954	59	17	(	(	PUNCT
bjmsr-954	59	18	gujarati	gujarati	PROPN
bjmsr-954	59	19	,	,	PUNCT
bjmsr-954	59	20	2009	2009	NUM
bjmsr-954	59	21	)	)	PUNCT
bjmsr-954	59	22	.	.	PUNCT
bjmsr-954	60	1	then	then	ADV
bjmsr-954	60	2	for	for	ADP
bjmsr-954	60	3	our	our	PRON
bjmsr-954	60	4	study	study	NOUN
bjmsr-954	60	5	,	,	PUNCT
bjmsr-954	60	6	li	li	PROPN
bjmsr-954	61	1	=	=	X
bjmsr-954	61	2	ln⁡	ln⁡	PROPN
bjmsr-954	61	3	pi	pi	NOUN
bjmsr-954	61	4	1−pi	1−pi	PROPN
bjmsr-954	62	1	=	=	PUNCT
bjmsr-954	62	2	ln	ln	PROPN
bjmsr-954	62	3	β0	β0	NOUN
bjmsr-954	63	1	+	+	CCONJ
bjmsr-954	63	2	β1	β1	PROPN
bjmsr-954	63	3	ln	ln	PROPN
bjmsr-954	63	4	x1i	x1i	PROPN
bjmsr-954	64	1	+	+	CCONJ
bjmsr-954	65	1	β2	β2	PROPN
bjmsr-954	65	2	ln	ln	PROPN
bjmsr-954	65	3	x2i	x2i	PROPN
bjmsr-954	66	1	+	+	CCONJ
bjmsr-954	66	2	β3	β3	ADP
bjmsr-954	66	3	ln	ln	NOUN
bjmsr-954	66	4	x3i	x3i	PROPN
bjmsr-954	67	1	+	+	CCONJ
bjmsr-954	67	2	β4	β4	PROPN
bjmsr-954	67	3	ln	ln	PROPN
bjmsr-954	67	4	x4i	x4i	PROPN
bjmsr-954	68	1	+	+	PROPN
bjmsr-954	69	1	β5	β5	PROPN
bjmsr-954	69	2	ln	ln	NOUN
bjmsr-954	69	3	x5i	x5i	PROPN
bjmsr-954	70	1	+	+	NUM
bjmsr-954	70	2	β6	β6	PROPN
bjmsr-954	70	3	ln	ln	PROPN
bjmsr-954	70	4	x6i	x6i	PROPN
bjmsr-954	71	1	+	+	CCONJ
bjmsr-954	71	2	ui	ui	NOUN
bjmsr-954	71	3	where	where	SCONJ
bjmsr-954	71	4	,	,	PUNCT
bjmsr-954	71	5	𝑃𝑖	𝑃𝑖	ADP
bjmsr-954	71	6	1−𝑃𝑖	1−𝑃𝑖	NUM
bjmsr-954	71	7	is	be	AUX
bjmsr-954	71	8	the	the	DET
bjmsr-954	71	9	odd	odd	ADJ
bjmsr-954	71	10	ratio	ratio	NOUN
bjmsr-954	71	11	in	in	ADP
bjmsr-954	71	12	favor	favor	NOUN
bjmsr-954	71	13	of	of	ADP
bjmsr-954	71	14	adopting	adopt	VERB
bjmsr-954	71	15	loan	loan	NOUN
bjmsr-954	71	16	from	from	ADP
bjmsr-954	71	17	microfinance	microfinance	NOUN
bjmsr-954	71	18	by	by	ADP
bjmsr-954	71	19	the	the	DET
bjmsr-954	71	20	respondent	respondent	NOUN
bjmsr-954	71	21	measured	measure	VERB
bjmsr-954	71	22	by	by	ADP
bjmsr-954	71	23	1	1	NUM
bjmsr-954	71	24	for	for	ADP
bjmsr-954	71	25	took	take	VERB
bjmsr-954	71	26	a	a	DET
bjmsr-954	71	27	loan	loan	NOUN
bjmsr-954	71	28	and	and	CCONJ
bjmsr-954	71	29	0	0	NUM
bjmsr-954	71	30	for	for	ADP
bjmsr-954	71	31	otherwise	otherwise	ADV
bjmsr-954	71	32	.	.	PUNCT
bjmsr-954	72	1	x1	x1	PRON
bjmsr-954	73	1	=	=	PUNCT
bjmsr-954	73	2	average	average	ADJ
bjmsr-954	73	3	income	income	NOUN
bjmsr-954	73	4	of	of	ADP
bjmsr-954	73	5	household	household	NOUN
bjmsr-954	73	6	measured	measure	VERB
bjmsr-954	73	7	in	in	ADP
bjmsr-954	73	8	taka	taka	NOUN
bjmsr-954	73	9	;	;	PUNCT
bjmsr-954	74	1	x2	x2	NOUN
bjmsr-954	74	2	=	=	PUNCT
bjmsr-954	74	3	age	age	NOUN
bjmsr-954	74	4	of	of	ADP
bjmsr-954	74	5	respondent	respondent	NOUN
bjmsr-954	74	6	measured	measure	VERB
bjmsr-954	74	7	in	in	ADP
bjmsr-954	74	8	years	year	NOUN
bjmsr-954	74	9	;	;	PUNCT
bjmsr-954	74	10	x3	x3	ADJ
bjmsr-954	74	11	=	=	SYM
bjmsr-954	74	12	educational	educational	ADJ
bjmsr-954	74	13	level	level	NOUN
bjmsr-954	74	14	of	of	ADP
bjmsr-954	74	15	the	the	DET
bjmsr-954	74	16	respondent	respondent	NOUN
bjmsr-954	74	17	measured	measure	VERB
bjmsr-954	74	18	by	by	ADP
bjmsr-954	74	19	years	year	NOUN
bjmsr-954	74	20	of	of	ADP
bjmsr-954	74	21	schooling	schooling	NOUN
bjmsr-954	74	22	;	;	PUNCT
bjmsr-954	74	23	x4	x4	NOUN
bjmsr-954	74	24	=	=	NOUN
bjmsr-954	74	25	household	household	NOUN
bjmsr-954	74	26	size	size	NOUN
bjmsr-954	74	27	measured	measure	VERB
bjmsr-954	74	28	in	in	ADP
bjmsr-954	74	29	numbers	number	NOUN
bjmsr-954	74	30	;	;	PUNCT
bjmsr-954	74	31	x5	x5	NOUN
bjmsr-954	74	32	=	=	SYM
bjmsr-954	74	33	land	land	NOUN
bjmsr-954	74	34	holdings	holding	NOUN
bjmsr-954	74	35	by	by	ADP
bjmsr-954	74	36	respondent	respondent	NOUN
bjmsr-954	74	37	measured	measure	VERB
bjmsr-954	74	38	in	in	ADP
bjmsr-954	74	39	hectare	hectare	NOUN
bjmsr-954	74	40	;	;	PUNCT
bjmsr-954	75	1	x6	x6	PROPN
bjmsr-954	75	2	=	=	SYM
bjmsr-954	75	3	availability	availability	NOUN
bjmsr-954	75	4	of	of	ADP
bjmsr-954	75	5	credit	credit	NOUN
bjmsr-954	75	6	taken	take	VERB
bjmsr-954	75	7	as	as	ADP
bjmsr-954	75	8	dummies	dummy	NOUN
bjmsr-954	75	9	measured	measure	VERB
bjmsr-954	75	10	by	by	ADP
bjmsr-954	75	11	1	1	NUM
bjmsr-954	75	12	for	for	ADP
bjmsr-954	75	13	easier	easy	ADJ
bjmsr-954	75	14	to	to	PART
bjmsr-954	75	15	grant	grant	VERB
bjmsr-954	75	16	a	a	DET
bjmsr-954	75	17	loan	loan	NOUN
bjmsr-954	75	18	compared	compare	VERB
bjmsr-954	75	19	to	to	ADP
bjmsr-954	75	20	banks	bank	NOUN
bjmsr-954	75	21	and	and	CCONJ
bjmsr-954	75	22	0	0	NUM
bjmsr-954	75	23	for	for	ADP
bjmsr-954	75	24	otherwise	otherwise	ADV
bjmsr-954	75	25	.	.	PUNCT
bjmsr-954	76	1	u	u	PRON
bjmsr-954	76	2	was	be	AUX
bjmsr-954	76	3	the	the	DET
bjmsr-954	76	4	stochastic	stochastic	ADJ
bjmsr-954	76	5	disturbance	disturbance	NOUN
bjmsr-954	76	6	term	term	NOUN
bjmsr-954	76	7	including	include	VERB
bjmsr-954	76	8	all	all	DET
bjmsr-954	76	9	other	other	ADJ
bjmsr-954	76	10	factors	factor	NOUN
bjmsr-954	76	11	that	that	PRON
bjmsr-954	76	12	may	may	AUX
bjmsr-954	76	13	affect	affect	VERB
bjmsr-954	76	14	the	the	DET
bjmsr-954	76	15	model	model	NOUN
bjmsr-954	76	16	and	and	CCONJ
bjmsr-954	76	17	in	in	ADP
bjmsr-954	76	18	equation	equation	NOUN
bjmsr-954	76	19	(	(	PUNCT
bjmsr-954	76	20	5	5	NUM
bjmsr-954	76	21	)	)	PUNCT
bjmsr-954	76	22	,	,	PUNCT
bjmsr-954	76	23	i	i	PRON
bjmsr-954	76	24	represented	represent	VERB
bjmsr-954	76	25	number	number	NOUN
bjmsr-954	76	26	as	as	ADP
bjmsr-954	76	27	1,2,3,	1,2,3,	NUM
bjmsr-954	76	28	…	…	SYM
bjmsr-954	76	29	.,n	.,n	X
bjmsr-954	76	30	.	.	PUNCT
bjmsr-954	77	1	pseudo	pseudo	NOUN
bjmsr-954	77	2	r	r	NOUN
bjmsr-954	77	3	2	2	NUM
bjmsr-954	77	4	(	(	PUNCT
bjmsr-954	77	5	mcfadden	mcfadden	PROPN
bjmsr-954	77	6	’s	’s	PART
bjmsr-954	77	7	)	)	PUNCT
bjmsr-954	77	8	was	be	AUX
bjmsr-954	77	9	computed	compute	VERB
bjmsr-954	77	10	as	as	ADP
bjmsr-954	77	11	r2	r2	PROPN
bjmsr-954	77	12	=	=	NOUN
bjmsr-954	77	13	1	1	NUM
bjmsr-954	77	14	−	−	PROPN
bjmsr-954	77	15	𝐿	𝐿	PROPN
bjmsr-954	77	16	𝑀𝑓𝑢𝑙𝑙	𝑀𝑓𝑢𝑙𝑙	PROPN
bjmsr-954	77	17	𝐿	𝐿	PROPN
bjmsr-954	77	18	𝑀𝐼𝑛𝑡𝑒𝑟𝑐𝑒𝑝𝑡	𝑀𝐼𝑛𝑡𝑒𝑟𝑐𝑒𝑝𝑡	PROPN
bjmsr-954	77	19	where	where	SCONJ
bjmsr-954	77	20	,	,	PUNCT
bjmsr-954	77	21	𝑀𝑓𝑢𝑙𝑙	𝑀𝑓𝑢𝑙𝑙	PROPN
bjmsr-954	77	22	=	=	PUNCT
bjmsr-954	77	23	model	model	NOUN
bjmsr-954	77	24	with	with	ADP
bjmsr-954	77	25	predictors	predictor	NOUN
bjmsr-954	77	26	;	;	PUNCT
bjmsr-954	77	27	𝑀𝐼𝑛𝑡𝑒𝑟𝑐𝑒𝑝𝑡	𝑀𝐼𝑛𝑡𝑒𝑟𝑐𝑒𝑝𝑡	PROPN
bjmsr-954	77	28	=	=	SYM
bjmsr-954	77	29	model	model	NOUN
bjmsr-954	77	30	without	without	ADP
bjmsr-954	77	31	predictors	predictor	NOUN
bjmsr-954	77	32	and	and	CCONJ
bjmsr-954	77	33	𝐿	𝐿	NOUN
bjmsr-954	77	34	=	=	PUNCT
bjmsr-954	77	35	estimated	estimate	VERB
bjmsr-954	77	36	likelihood	likelihood	NOUN
bjmsr-954	77	37	.	.	PUNCT
bjmsr-954	78	1	this	this	PRON
bjmsr-954	78	2	represents	represent	VERB
bjmsr-954	78	3	the	the	DET
bjmsr-954	78	4	strength	strength	NOUN
bjmsr-954	78	5	of	of	ADP
bjmsr-954	78	6	the	the	DET
bjmsr-954	78	7	offered	offer	VERB
bjmsr-954	78	8	model	model	NOUN
bjmsr-954	78	9	.	.	PUNCT
bjmsr-954	79	1	the	the	PRON
bjmsr-954	79	2	higher	high	ADJ
bjmsr-954	79	3	the	the	DET
bjmsr-954	79	4	value	value	NOUN
bjmsr-954	79	5	of	of	ADP
bjmsr-954	79	6	pseudo	pseudo	NOUN
bjmsr-954	79	7	r	r	NOUN
bjmsr-954	79	8	2	2	NUM
bjmsr-954	79	9	,	,	PUNCT
bjmsr-954	79	10	the	the	DET
bjmsr-954	79	11	more	more	ADV
bjmsr-954	79	12	fitted	fit	VERB
bjmsr-954	79	13	model	model	NOUN
bjmsr-954	79	14	is	be	AUX
bjmsr-954	79	15	.	.	PUNCT
bjmsr-954	80	1	result	result	NOUN
bjmsr-954	80	2	and	and	CCONJ
bjmsr-954	80	3	discussion	discussion	NOUN
bjmsr-954	80	4	effect	effect	NOUN
bjmsr-954	80	5	of	of	ADP
bjmsr-954	80	6	participation	participation	NOUN
bjmsr-954	80	7	in	in	ADP
bjmsr-954	80	8	microfinance	microfinance	NOUN
bjmsr-954	80	9	on	on	ADP
bjmsr-954	80	10	income	income	NOUN
bjmsr-954	80	11	participation	participation	NOUN
bjmsr-954	80	12	in	in	ADP
bjmsr-954	80	13	the	the	DET
bjmsr-954	80	14	microfinance	microfinance	NOUN
bjmsr-954	80	15	has	have	VERB
bjmsr-954	80	16	a	a	DET
bjmsr-954	80	17	great	great	ADJ
bjmsr-954	80	18	impact	impact	NOUN
bjmsr-954	80	19	on	on	ADP
bjmsr-954	80	20	the	the	DET
bjmsr-954	80	21	household	household	NOUN
bjmsr-954	80	22	income	income	NOUN
bjmsr-954	80	23	shown	show	VERB
bjmsr-954	80	24	in	in	ADP
bjmsr-954	80	25	table	table	NOUN
bjmsr-954	80	26	2	2	NUM
bjmsr-954	80	27	by	by	ADP
bjmsr-954	80	28	comparison	comparison	NOUN
bjmsr-954	80	29	of	of	ADP
bjmsr-954	80	30	average	average	ADJ
bjmsr-954	80	31	income	income	NOUN
bjmsr-954	80	32	between	between	ADP
bjmsr-954	80	33	control	control	NOUN
bjmsr-954	80	34	and	and	CCONJ
bjmsr-954	80	35	treatment	treatment	NOUN
bjmsr-954	80	36	group	group	NOUN
bjmsr-954	80	37	where	where	SCONJ
bjmsr-954	80	38	the	the	DET
bjmsr-954	80	39	average	average	ADJ
bjmsr-954	80	40	income	income	NOUN
bjmsr-954	80	41	of	of	ADP
bjmsr-954	80	42	control	control	NOUN
bjmsr-954	80	43	group	group	NOUN
bjmsr-954	80	44	is	be	AUX
bjmsr-954	80	45	higher	high	ADJ
bjmsr-954	80	46	than	than	ADP
bjmsr-954	80	47	that	that	PRON
bjmsr-954	80	48	of	of	ADP
bjmsr-954	80	49	the	the	DET
bjmsr-954	80	50	treatment	treatment	NOUN
bjmsr-954	80	51	group	group	NOUN
bjmsr-954	80	52	indicated	indicate	VERB
bjmsr-954	80	53	by	by	ADP
bjmsr-954	80	54	the	the	DET
bjmsr-954	80	55	mean	mean	ADJ
bjmsr-954	80	56	difference	difference	NOUN
bjmsr-954	80	57	of	of	ADP
bjmsr-954	80	58	2161.50	2161.50	NUM
bjmsr-954	80	59	which	which	PRON
bjmsr-954	80	60	was	be	AUX
bjmsr-954	80	61	statistically	statistically	ADV
bjmsr-954	80	62	significant	significant	ADJ
bjmsr-954	80	63	(	(	PUNCT
bjmsr-954	80	64	p<0.01	p<0.01	PROPN
bjmsr-954	80	65	)	)	PUNCT
bjmsr-954	80	66	recorded	record	VERB
bjmsr-954	80	67	by	by	ADP
bjmsr-954	80	68	t	t	PROPN
bjmsr-954	80	69	ratio	ratio	NOUN
bjmsr-954	80	70	of	of	ADP
bjmsr-954	80	71	4.786	4.786	NUM
bjmsr-954	80	72	.	.	PUNCT
bjmsr-954	81	1	this	this	DET
bjmsr-954	81	2	result	result	NOUN
bjmsr-954	81	3	was	be	AUX
bjmsr-954	81	4	https://www.cribfb.com/journal/index.php/bjmsr	https://www.cribfb.com/journal/index.php/bjmsr	PROPN
bjmsr-954	81	5	bangladesh	bangladesh	PROPN
bjmsr-954	81	6	journal	journal	PROPN
bjmsr-954	81	7	of	of	ADP
bjmsr-954	81	8	multidisciplinary	multidisciplinary	ADJ
bjmsr-954	81	9	scientific	scientific	ADJ
bjmsr-954	81	10	research	research	NOUN
bjmsr-954	81	11	vol	vol	NOUN
bjmsr-954	81	12	.	.	PUNCT
bjmsr-954	82	1	3	3	NUM
bjmsr-954	82	2	,	,	PUNCT
bjmsr-954	82	3	no	no	INTJ
bjmsr-954	82	4	.	.	NOUN
bjmsr-954	82	5	1	1	NUM
bjmsr-954	82	6	;	;	PUNCT
bjmsr-954	82	7	2021	2021	NUM
bjmsr-954	82	8	28	28	NUM
bjmsr-954	82	9	similar	similar	ADJ
bjmsr-954	82	10	with	with	ADP
bjmsr-954	82	11	the	the	DET
bjmsr-954	82	12	findings	finding	NOUN
bjmsr-954	82	13	of	of	ADP
bjmsr-954	82	14	jasmine	jasmine	NOUN
bjmsr-954	82	15	(	(	PUNCT
bjmsr-954	82	16	2008	2008	NUM
bjmsr-954	82	17	)	)	PUNCT
bjmsr-954	82	18	;	;	PUNCT
bjmsr-954	82	19	panda	panda	NOUN
bjmsr-954	82	20	and	and	CCONJ
bjmsr-954	82	21	atibudhi	atibudhi	PROPN
bjmsr-954	82	22	(	(	PUNCT
bjmsr-954	82	23	2010	2010	NUM
bjmsr-954	82	24	)	)	PUNCT
bjmsr-954	82	25	;	;	PUNCT
bjmsr-954	82	26	kundu	kundu	NOUN
bjmsr-954	82	27	,	,	PUNCT
bjmsr-954	82	28	(	(	PUNCT
bjmsr-954	82	29	2012	2012	NUM
bjmsr-954	82	30	)	)	PUNCT
bjmsr-954	82	31	;	;	PUNCT
bjmsr-954	82	32	sharma	sharma	PROPN
bjmsr-954	82	33	(	(	PUNCT
bjmsr-954	82	34	2008	2008	NUM
bjmsr-954	82	35	)	)	PUNCT
bjmsr-954	82	36	;	;	PUNCT
bjmsr-954	82	37	and	and	CCONJ
bjmsr-954	82	38	sarania	sarania	NOUN
bjmsr-954	82	39	(	(	PUNCT
bjmsr-954	82	40	2015	2015	NUM
bjmsr-954	82	41	)	)	PUNCT
bjmsr-954	82	42	.	.	PUNCT
bjmsr-954	83	1	table	table	NOUN
bjmsr-954	83	2	1	1	NUM
bjmsr-954	83	3	.	.	PUNCT
bjmsr-954	83	4	descriptive	descriptive	ADJ
bjmsr-954	83	5	statistics	statistic	NOUN
bjmsr-954	83	6	(	(	PUNCT
bjmsr-954	83	7	n=350	n=350	PROPN
bjmsr-954	83	8	)	)	PUNCT
bjmsr-954	84	1	variables	variable	NOUN
bjmsr-954	84	2	measurement	measurement	NOUN
bjmsr-954	84	3	mean	mean	VERB
bjmsr-954	84	4	std	std	PROPN
bjmsr-954	84	5	.	.	PROPN
bjmsr-954	85	1	dev	dev	PROPN
bjmsr-954	85	2	.	.	PUNCT
bjmsr-954	85	3	min	min	PROPN
bjmsr-954	85	4	.	.	PROPN
bjmsr-954	85	5	max	max	PROPN
bjmsr-954	85	6	.	.	PUNCT
bjmsr-954	86	1	marital	marital	ADJ
bjmsr-954	86	2	status	status	NOUN
bjmsr-954	86	3	measured	measure	VERB
bjmsr-954	86	4	in	in	ADP
bjmsr-954	86	5	three	three	NUM
bjmsr-954	86	6	points	point	NOUN
bjmsr-954	86	7	;	;	PUNCT
bjmsr-954	86	8	1	1	NUM
bjmsr-954	86	9	for	for	ADP
bjmsr-954	86	10	single	single	ADJ
bjmsr-954	86	11	,	,	PUNCT
bjmsr-954	86	12	2	2	NUM
bjmsr-954	86	13	for	for	ADP
bjmsr-954	86	14	married	married	ADJ
bjmsr-954	86	15	and	and	CCONJ
bjmsr-954	86	16	3	3	NUM
bjmsr-954	86	17	for	for	ADP
bjmsr-954	86	18	widow	widow	NOUN
bjmsr-954	86	19	2.022	2.022	NUM
bjmsr-954	86	20	0.149	0.149	NUM
bjmsr-954	86	21	2	2	NUM
bjmsr-954	86	22	2	2	NUM
bjmsr-954	86	23	age	age	NOUN
bjmsr-954	86	24	measured	measure	VERB
bjmsr-954	86	25	in	in	ADP
bjmsr-954	86	26	years	year	NOUN
bjmsr-954	86	27	32.442	32.442	NUM
bjmsr-954	86	28	8.599	8.599	NUM
bjmsr-954	86	29	18	18	NUM
bjmsr-954	86	30	56	56	NUM
bjmsr-954	86	31	educational	educational	ADJ
bjmsr-954	86	32	level	level	NOUN
bjmsr-954	86	33	years	year	NOUN
bjmsr-954	86	34	of	of	ADP
bjmsr-954	86	35	education	education	NOUN
bjmsr-954	86	36	5.845	5.845	NUM
bjmsr-954	86	37	3.465	3.465	NUM
bjmsr-954	86	38	0	0	NUM
bjmsr-954	86	39	12	12	NUM
bjmsr-954	86	40	family	family	NOUN
bjmsr-954	86	41	size	size	NOUN
bjmsr-954	86	42	numbers	number	NOUN
bjmsr-954	86	43	of	of	ADP
bjmsr-954	86	44	persons	person	NOUN
bjmsr-954	86	45	3.605	3.605	NUM
bjmsr-954	86	46	1.042	1.042	NUM
bjmsr-954	86	47	1	1	NUM
bjmsr-954	86	48	6	6	NUM
bjmsr-954	86	49	average	average	ADJ
bjmsr-954	86	50	income	income	NOUN
bjmsr-954	86	51	taka	taka	NOUN
bjmsr-954	86	52	(	(	PUNCT
bjmsr-954	86	53	monthly	monthly	ADV
bjmsr-954	86	54	)	)	PUNCT
bjmsr-954	86	55	5675.262	5675.262	NUM
bjmsr-954	86	56	3155.258	3155.258	NUM
bjmsr-954	86	57	1000	1000	NUM
bjmsr-954	86	58	43333.33	43333.33	NUM
bjmsr-954	86	59	spouse	spouse	NOUN
bjmsr-954	86	60	income	income	NOUN
bjmsr-954	86	61	taka	taka	NOUN
bjmsr-954	86	62	(	(	PUNCT
bjmsr-954	86	63	monthly	monthly	ADJ
bjmsr-954	86	64	)	)	PUNCT
bjmsr-954	86	65	19612	19612	NUM
bjmsr-954	86	66	10682.38	10682.38	NUM
bjmsr-954	86	67	5000	5000	NUM
bjmsr-954	86	68	130000	130000	NUM
bjmsr-954	86	69	land	land	NOUN
bjmsr-954	86	70	holdings	holding	NOUN
bjmsr-954	86	71	hectare	hectare	NOUN
bjmsr-954	86	72	0.135	0.135	NUM
bjmsr-954	86	73	0.216	0.216	NUM
bjmsr-954	86	74	.01	.01	NUM
bjmsr-954	86	75	1.32	1.32	NUM
bjmsr-954	86	76	membership	membership	NOUN
bjmsr-954	86	77	of	of	ADP
bjmsr-954	86	78	microfinance	microfinance	NOUN
bjmsr-954	86	79	measured	measure	VERB
bjmsr-954	86	80	in	in	ADP
bjmsr-954	86	81	months	month	NOUN
bjmsr-954	86	82	68.240	68.240	NUM
bjmsr-954	86	83	60.255	60.255	NUM
bjmsr-954	86	84	.12	.12	NUM
bjmsr-954	86	85	360	360	NUM
bjmsr-954	86	86	loan	loan	NOUN
bjmsr-954	86	87	dummy	dummy	ADJ
bjmsr-954	86	88	variables	variable	NOUN
bjmsr-954	86	89	as	as	ADP
bjmsr-954	86	90	1	1	NUM
bjmsr-954	86	91	for	for	SCONJ
bjmsr-954	86	92	took	take	VERB
bjmsr-954	86	93	load	load	NOUN
bjmsr-954	86	94	and	and	CCONJ
bjmsr-954	86	95	0	0	NUM
bjmsr-954	86	96	for	for	ADP
bjmsr-954	86	97	otherwise	otherwise	ADV
bjmsr-954	86	98	0.282	0.282	NUM
bjmsr-954	86	99	0.451	0.451	NUM
bjmsr-954	86	100	0	0	NUM
bjmsr-954	86	101	1	1	NUM
bjmsr-954	86	102	loan	loan	NOUN
bjmsr-954	86	103	amount	amount	NOUN
bjmsr-954	86	104	taka	taka	X
bjmsr-954	86	105	39934.29	39934.29	NUM
bjmsr-954	86	106	32774.56	32774.56	NUM
bjmsr-954	86	107	3000	3000	NUM
bjmsr-954	86	108	200000	200000	NUM
bjmsr-954	86	109	loan	loan	NOUN
bjmsr-954	86	110	availability	availability	NOUN
bjmsr-954	86	111	dummy	dummy	NOUN
bjmsr-954	86	112	variables	variable	NOUN
bjmsr-954	86	113	as	as	ADP
bjmsr-954	86	114	1	1	NUM
bjmsr-954	86	115	for	for	ADP
bjmsr-954	86	116	easier	easy	ADJ
bjmsr-954	86	117	compared	compare	VERB
bjmsr-954	86	118	to	to	ADP
bjmsr-954	86	119	government	government	NOUN
bjmsr-954	86	120	and	and	CCONJ
bjmsr-954	86	121	private	private	ADJ
bjmsr-954	86	122	banks	bank	NOUN
bjmsr-954	86	123	and	and	CCONJ
bjmsr-954	86	124	0	0	NUM
bjmsr-954	86	125	for	for	ADP
bjmsr-954	86	126	otherwise	otherwise	ADV
bjmsr-954	86	127	0.888	0.888	NUM
bjmsr-954	86	128	0.315	0.315	NUM
bjmsr-954	86	129	0	0	NUM
bjmsr-954	86	130	1	1	NUM
bjmsr-954	86	131	interest	interest	NOUN
bjmsr-954	86	132	rate	rate	NOUN
bjmsr-954	86	133	dummy	dummy	ADJ
bjmsr-954	86	134	variables	variable	NOUN
bjmsr-954	86	135	as	as	ADP
bjmsr-954	86	136	1	1	NUM
bjmsr-954	86	137	for	for	ADP
bjmsr-954	86	138	lower	low	ADJ
bjmsr-954	86	139	compared	compare	VERB
bjmsr-954	86	140	to	to	ADP
bjmsr-954	86	141	government	government	NOUN
bjmsr-954	86	142	and	and	CCONJ
bjmsr-954	86	143	private	private	ADJ
bjmsr-954	86	144	banks	bank	NOUN
bjmsr-954	86	145	and	and	CCONJ
bjmsr-954	86	146	0	0	NUM
bjmsr-954	86	147	for	for	ADP
bjmsr-954	86	148	otherwise	otherwise	ADV
bjmsr-954	86	149	0.034	0.034	NUM
bjmsr-954	86	150	0.182	0.182	NUM
bjmsr-954	86	151	0	0	NUM
bjmsr-954	86	152	1	1	NUM
bjmsr-954	86	153	source	source	NOUN
bjmsr-954	86	154	:	:	PUNCT
bjmsr-954	86	155	authors	author	NOUN
bjmsr-954	86	156	’	'	PUNCT
bjmsr-954	86	157	own	own	ADJ
bjmsr-954	86	158	computation	computation	NOUN
bjmsr-954	86	159	from	from	ADP
bjmsr-954	86	160	survey	survey	NOUN
bjmsr-954	86	161	data	datum	NOUN
bjmsr-954	86	162	of	of	ADP
bjmsr-954	86	163	2020	2020	NUM
bjmsr-954	86	164	table	table	NOUN
bjmsr-954	86	165	2	2	NUM
bjmsr-954	86	166	.	.	PUNCT
bjmsr-954	86	167	comparison	comparison	NOUN
bjmsr-954	86	168	of	of	ADP
bjmsr-954	86	169	average	average	ADJ
bjmsr-954	86	170	income	income	NOUN
bjmsr-954	86	171	(	(	PUNCT
bjmsr-954	86	172	monthly	monthly	ADV
bjmsr-954	86	173	)	)	PUNCT
bjmsr-954	86	174	between	between	ADP
bjmsr-954	86	175	control	control	NOUN
bjmsr-954	86	176	and	and	CCONJ
bjmsr-954	86	177	treatment	treatment	NOUN
bjmsr-954	86	178	group	group	NOUN
bjmsr-954	86	179	variable	variable	ADJ
bjmsr-954	86	180	treatment	treatment	NOUN
bjmsr-954	86	181	group	group	NOUN
bjmsr-954	86	182	control	control	NOUN
bjmsr-954	86	183	group	group	NOUN
bjmsr-954	86	184	mean	mean	VERB
bjmsr-954	86	185	differences	difference	NOUN
bjmsr-954	86	186	tratio	tratio	NOUN
bjmsr-954	86	187	average	average	ADJ
bjmsr-954	86	188	income	income	NOUN
bjmsr-954	86	189	6527.50	6527.50	NUM
bjmsr-954	86	190	4366.00	4366.00	NUM
bjmsr-954	86	191	2161.5	2161.5	NUM
bjmsr-954	86	192	*	*	PUNCT
bjmsr-954	86	193	*	*	PUNCT
bjmsr-954	86	194	*	*	PUNCT
bjmsr-954	86	195	4.786	4.786	NUM
bjmsr-954	86	196	standard	standard	ADJ
bjmsr-954	86	197	deviation	deviation	NOUN
bjmsr-954	86	198	4222.961	4222.961	PROPN
bjmsr-954	86	199	2052.52	2052.52	NUM
bjmsr-954	86	200	standard	standard	ADJ
bjmsr-954	86	201	errors	error	NOUN
bjmsr-954	86	202	differences	difference	VERB
bjmsr-954	86	203	451.586	451.586	NUM
bjmsr-954	86	204	*	*	PUNCT
bjmsr-954	86	205	*	*	PUNCT
bjmsr-954	86	206	*	*	PUNCT
bjmsr-954	87	1	*	*	PUNCT
bjmsr-954	87	2	*	*	PUNCT
bjmsr-954	87	3	*	*	PUNCT
bjmsr-954	87	4	refers	refer	VERB
bjmsr-954	87	5	to	to	ADP
bjmsr-954	87	6	1	1	NUM
bjmsr-954	87	7	%	%	NOUN
bjmsr-954	87	8	level	level	NOUN
bjmsr-954	87	9	of	of	ADP
bjmsr-954	87	10	significance	significance	NOUN
bjmsr-954	87	11	.	.	PUNCT
bjmsr-954	88	1	table	table	NOUN
bjmsr-954	88	2	3	3	NUM
bjmsr-954	88	3	represents	represent	VERB
bjmsr-954	88	4	how	how	SCONJ
bjmsr-954	88	5	much	much	ADJ
bjmsr-954	88	6	income	income	NOUN
bjmsr-954	88	7	of	of	ADP
bjmsr-954	88	8	household	household	NOUN
bjmsr-954	88	9	was	be	AUX
bjmsr-954	88	10	affected	affect	VERB
bjmsr-954	88	11	by	by	ADP
bjmsr-954	88	12	microfinance	microfinance	NOUN
bjmsr-954	88	13	participation	participation	NOUN
bjmsr-954	88	14	analyzing	analyze	VERB
bjmsr-954	88	15	with	with	ADP
bjmsr-954	88	16	ordinary	ordinary	ADJ
bjmsr-954	88	17	least	least	ADJ
bjmsr-954	88	18	squares	square	NOUN
bjmsr-954	88	19	(	(	PUNCT
bjmsr-954	88	20	ols	ol	NOUN
bjmsr-954	88	21	)	)	PUNCT
bjmsr-954	88	22	where	where	SCONJ
bjmsr-954	88	23	average	average	ADJ
bjmsr-954	88	24	income	income	NOUN
bjmsr-954	88	25	was	be	AUX
bjmsr-954	88	26	positively	positively	ADV
bjmsr-954	88	27	affected	affect	VERB
bjmsr-954	88	28	having	have	VERB
bjmsr-954	88	29	significant	significant	ADJ
bjmsr-954	88	30	at	at	ADP
bjmsr-954	88	31	5	5	NUM
bjmsr-954	88	32	%	%	NOUN
bjmsr-954	88	33	level	level	NOUN
bjmsr-954	88	34	with	with	ADP
bjmsr-954	88	35	catirus	catirus	NOUN
bjmsr-954	88	36	paribus	paribus	NOUN
bjmsr-954	88	37	that	that	PRON
bjmsr-954	88	38	is	be	AUX
bjmsr-954	88	39	if	if	SCONJ
bjmsr-954	88	40	all	all	DET
bjmsr-954	88	41	the	the	DET
bjmsr-954	88	42	other	other	ADJ
bjmsr-954	88	43	factors	factor	NOUN
bjmsr-954	88	44	were	be	AUX
bjmsr-954	88	45	held	hold	VERB
bjmsr-954	88	46	constant	constant	ADJ
bjmsr-954	88	47	.	.	PUNCT
bjmsr-954	89	1	age	age	NOUN
bjmsr-954	89	2	,	,	PUNCT
bjmsr-954	89	3	household	household	NOUN
bjmsr-954	89	4	size	size	NOUN
bjmsr-954	89	5	and	and	CCONJ
bjmsr-954	89	6	credit	credit	NOUN
bjmsr-954	89	7	amount	amount	NOUN
bjmsr-954	89	8	all	all	PRON
bjmsr-954	89	9	had	have	VERB
bjmsr-954	89	10	significant	significant	ADJ
bjmsr-954	89	11	negative	negative	ADJ
bjmsr-954	89	12	impact	impact	NOUN
bjmsr-954	89	13	on	on	ADP
bjmsr-954	89	14	average	average	ADJ
bjmsr-954	89	15	income	income	NOUN
bjmsr-954	89	16	implying	imply	VERB
bjmsr-954	89	17	that	that	SCONJ
bjmsr-954	89	18	an	an	DET
bjmsr-954	89	19	increase	increase	NOUN
bjmsr-954	89	20	of	of	ADP
bjmsr-954	89	21	one	one	NUM
bjmsr-954	89	22	of	of	ADP
bjmsr-954	89	23	them	they	PRON
bjmsr-954	89	24	will	will	AUX
bjmsr-954	89	25	reduce	reduce	VERB
bjmsr-954	89	26	the	the	DET
bjmsr-954	89	27	average	average	ADJ
bjmsr-954	89	28	income	income	NOUN
bjmsr-954	89	29	of	of	ADP
bjmsr-954	89	30	the	the	DET
bjmsr-954	89	31	https://www.cribfb.com/journal/index.php/bjmsr	https://www.cribfb.com/journal/index.php/bjmsr	PROPN
bjmsr-954	89	32	bangladesh	bangladesh	PROPN
bjmsr-954	89	33	journal	journal	PROPN
bjmsr-954	89	34	of	of	ADP
bjmsr-954	89	35	multidisciplinary	multidisciplinary	ADJ
bjmsr-954	89	36	scientific	scientific	ADJ
bjmsr-954	89	37	research	research	NOUN
bjmsr-954	89	38	vol	vol	NOUN
bjmsr-954	89	39	.	.	PUNCT
bjmsr-954	90	1	3	3	NUM
bjmsr-954	90	2	,	,	PUNCT
bjmsr-954	90	3	no	no	INTJ
bjmsr-954	90	4	.	.	NOUN
bjmsr-954	90	5	1	1	NUM
bjmsr-954	90	6	;	;	PUNCT
bjmsr-954	90	7	2021	2021	NUM
bjmsr-954	90	8	29	29	NUM
bjmsr-954	90	9	household	household	NOUN
bjmsr-954	90	10	and	and	CCONJ
bjmsr-954	90	11	vice	vice	NOUN
bjmsr-954	90	12	versa	versa	ADV
bjmsr-954	90	13	where	where	SCONJ
bjmsr-954	90	14	household	household	NOUN
bjmsr-954	90	15	size	size	NOUN
bjmsr-954	90	16	was	be	AUX
bjmsr-954	90	17	significant	significant	ADJ
bjmsr-954	90	18	at	at	ADP
bjmsr-954	90	19	1	1	NUM
bjmsr-954	90	20	%	%	NOUN
bjmsr-954	90	21	level	level	NOUN
bjmsr-954	90	22	and	and	CCONJ
bjmsr-954	90	23	the	the	DET
bjmsr-954	90	24	rests	rest	NOUN
bjmsr-954	90	25	were	be	AUX
bjmsr-954	90	26	at	at	ADP
bjmsr-954	90	27	5	5	NUM
bjmsr-954	90	28	%	%	NOUN
bjmsr-954	90	29	level	level	NOUN
bjmsr-954	90	30	.	.	PUNCT
bjmsr-954	91	1	on	on	ADP
bjmsr-954	91	2	the	the	DET
bjmsr-954	91	3	contrary	contrary	PROPN
bjmsr-954	91	4	spouse	spouse	PROPN
bjmsr-954	91	5	’s	’s	PART
bjmsr-954	91	6	income	income	NOUN
bjmsr-954	91	7	had	have	VERB
bjmsr-954	91	8	a	a	DET
bjmsr-954	91	9	positive	positive	ADJ
bjmsr-954	91	10	sign	sign	NOUN
bjmsr-954	91	11	with	with	ADP
bjmsr-954	91	12	coefficient	coefficient	NOUN
bjmsr-954	91	13	of	of	ADP
bjmsr-954	91	14	0.867	0.867	NUM
bjmsr-954	91	15	indicating	indicate	VERB
bjmsr-954	91	16	an	an	DET
bjmsr-954	91	17	1	1	NUM
bjmsr-954	91	18	%	%	NOUN
bjmsr-954	91	19	increase	increase	NOUN
bjmsr-954	91	20	of	of	ADP
bjmsr-954	91	21	spouse	spouse	NOUN
bjmsr-954	91	22	’s	’s	PART
bjmsr-954	91	23	income	income	NOUN
bjmsr-954	91	24	will	will	AUX
bjmsr-954	91	25	raise	raise	VERB
bjmsr-954	91	26	the	the	DET
bjmsr-954	91	27	average	average	ADJ
bjmsr-954	91	28	family	family	NOUN
bjmsr-954	91	29	income	income	NOUN
bjmsr-954	91	30	by	by	ADP
bjmsr-954	91	31	86.7	86.7	NUM
bjmsr-954	91	32	%	%	NOUN
bjmsr-954	91	33	which	which	PRON
bjmsr-954	91	34	was	be	AUX
bjmsr-954	91	35	significant	significant	ADJ
bjmsr-954	91	36	(	(	PUNCT
bjmsr-954	91	37	p<0.01	p<0.01	PROPN
bjmsr-954	91	38	)	)	PUNCT
bjmsr-954	91	39	.	.	PUNCT
bjmsr-954	92	1	table	table	NOUN
bjmsr-954	92	2	3	3	NUM
bjmsr-954	92	3	.	.	PUNCT
bjmsr-954	92	4	effect	effect	NOUN
bjmsr-954	92	5	of	of	ADP
bjmsr-954	92	6	microfinance	microfinance	NOUN
bjmsr-954	92	7	participation	participation	NOUN
bjmsr-954	92	8	on	on	ADP
bjmsr-954	92	9	the	the	DET
bjmsr-954	92	10	household	household	NOUN
bjmsr-954	92	11	income	income	NOUN
bjmsr-954	92	12	(	(	PUNCT
bjmsr-954	92	13	n=350	n=350	PROPN
bjmsr-954	92	14	)	)	PUNCT
bjmsr-954	92	15	variables	variable	VERB
bjmsr-954	92	16	parameters	parameter	NOUN
bjmsr-954	92	17	coefficients	coefficient	VERB
bjmsr-954	92	18	standard	standard	ADJ
bjmsr-954	92	19	errors	error	NOUN
bjmsr-954	92	20	tratios	tratio	NOUN
bjmsr-954	92	21	constant	constant	ADJ
bjmsr-954	93	1	α0	α0	ADJ
bjmsr-954	93	2	2.516	2.516	NUM
bjmsr-954	93	3	*	*	PUNCT
bjmsr-954	93	4	*	*	PUNCT
bjmsr-954	93	5	1.026	1.026	NUM
bjmsr-954	93	6	2.45	2.45	NUM
bjmsr-954	93	7	age	age	NOUN
bjmsr-954	93	8	of	of	ADP
bjmsr-954	93	9	respondent	respondent	NOUN
bjmsr-954	93	10	β1	β1	NOUN
bjmsr-954	93	11	-0.332	-0.332	PROPN
bjmsr-954	93	12	*	*	PUNCT
bjmsr-954	93	13	*	*	PROPN
bjmsr-954	93	14	0.159	0.159	NUM
bjmsr-954	93	15	-2.09	-2.09	NUM
bjmsr-954	93	16	education	education	NOUN
bjmsr-954	93	17	level	level	NOUN
bjmsr-954	93	18	β2	β2	VERB
bjmsr-954	93	19	0.054	0.054	NUM
bjmsr-954	93	20	0.049	0.049	NUM
bjmsr-954	93	21	1.11	1.11	NUM
bjmsr-954	93	22	size	size	NOUN
bjmsr-954	93	23	of	of	ADP
bjmsr-954	93	24	household	household	NOUN
bjmsr-954	93	25	β3	β3	NOUN
bjmsr-954	93	26	-0.912	-0.912	PUNCT
bjmsr-954	93	27	*	*	PUNCT
bjmsr-954	93	28	*	*	PUNCT
bjmsr-954	93	29	*	*	PUNCT
bjmsr-954	93	30	0.095	0.095	NUM
bjmsr-954	93	31	-9.58	-9.58	NOUN
bjmsr-954	93	32	spouse	spouse	NOUN
bjmsr-954	93	33	’s	’s	PART
bjmsr-954	93	34	income	income	NOUN
bjmsr-954	93	35	β4	β4	VERB
bjmsr-954	93	36	0.867	0.867	PRON
bjmsr-954	93	37	*	*	PUNCT
bjmsr-954	93	38	*	*	PUNCT
bjmsr-954	93	39	*	*	PUNCT
bjmsr-954	93	40	0.071	0.071	NUM
bjmsr-954	93	41	12.16	12.16	NUM
bjmsr-954	93	42	amount	amount	NOUN
bjmsr-954	93	43	of	of	ADP
bjmsr-954	93	44	credit	credit	NOUN
bjmsr-954	93	45	β5	β5	NOUN
bjmsr-954	93	46	-0.022	-0.022	PROPN
bjmsr-954	93	47	*	*	PUNCT
bjmsr-954	93	48	*	*	NOUN
bjmsr-954	93	49	0.009	0.009	NUM
bjmsr-954	93	50	-2.40	-2.40	NUM
bjmsr-954	93	51	agricultural	agricultural	ADJ
bjmsr-954	93	52	holdings	holding	NOUN
bjmsr-954	93	53	β6	β6	PROPN
bjmsr-954	93	54	-0.004	-0.004	PUNCT
bjmsr-954	94	1	0.026	0.026	NUM
bjmsr-954	94	2	-0.16	-0.16	NUM
bjmsr-954	95	1	f	f	PROPN
bjmsr-954	95	2	100.18	100.18	NUM
bjmsr-954	95	3	*	*	PUNCT
bjmsr-954	95	4	*	*	PUNCT
bjmsr-954	95	5	*	*	PUNCT
bjmsr-954	95	6	r	r	X
bjmsr-954	95	7	-	-	PUNCT
bjmsr-954	95	8	squared	square	VERB
bjmsr-954	95	9	0.320	0.320	NUM
bjmsr-954	95	10	number	number	NOUN
bjmsr-954	95	11	of	of	ADP
bjmsr-954	95	12	observations	observation	NOUN
bjmsr-954	95	13	350	350	NUM
bjmsr-954	95	14	note	note	NOUN
bjmsr-954	95	15	:	:	PUNCT
bjmsr-954	95	16	*	*	PUNCT
bjmsr-954	95	17	,	,	PUNCT
bjmsr-954	95	18	*	*	PUNCT
bjmsr-954	95	19	*	*	PUNCT
bjmsr-954	95	20	and	and	CCONJ
bjmsr-954	95	21	*	*	PUNCT
bjmsr-954	95	22	*	*	PUNCT
bjmsr-954	95	23	*	*	PUNCT
bjmsr-954	95	24	asterisks	asterisk	NOUN
bjmsr-954	95	25	refer	refer	VERB
bjmsr-954	95	26	1	1	NUM
bjmsr-954	95	27	%	%	NOUN
bjmsr-954	95	28	,	,	PUNCT
bjmsr-954	95	29	5	5	NUM
bjmsr-954	95	30	%	%	NOUN
bjmsr-954	95	31	and	and	CCONJ
bjmsr-954	95	32	10	10	NUM
bjmsr-954	95	33	%	%	NOUN
bjmsr-954	95	34	level	level	NOUN
bjmsr-954	95	35	of	of	ADP
bjmsr-954	95	36	significance	significance	NOUN
bjmsr-954	95	37	respectively	respectively	ADV
bjmsr-954	95	38	.	.	PUNCT
bjmsr-954	96	1	factors	factor	NOUN
bjmsr-954	96	2	influencing	influence	VERB
bjmsr-954	96	3	participants	participant	NOUN
bjmsr-954	96	4	to	to	PART
bjmsr-954	96	5	adopt	adopt	VERB
bjmsr-954	96	6	loan	loan	NOUN
bjmsr-954	96	7	table	table	NOUN
bjmsr-954	96	8	4	4	NUM
bjmsr-954	96	9	shows	show	VERB
bjmsr-954	96	10	the	the	DET
bjmsr-954	96	11	determinants	determinant	NOUN
bjmsr-954	96	12	of	of	ADP
bjmsr-954	96	13	adopting	adopt	VERB
bjmsr-954	96	14	microfinance	microfinance	NOUN
bjmsr-954	96	15	loan	loan	NOUN
bjmsr-954	96	16	by	by	ADP
bjmsr-954	96	17	its	its	PRON
bjmsr-954	96	18	participants	participant	NOUN
bjmsr-954	96	19	.	.	PUNCT
bjmsr-954	97	1	pseudo	pseudo	NOUN
bjmsr-954	97	2	r	r	NOUN
bjmsr-954	97	3	2	2	NUM
bjmsr-954	97	4	represents	represent	VERB
bjmsr-954	97	5	how	how	SCONJ
bjmsr-954	97	6	the	the	DET
bjmsr-954	97	7	model	model	NOUN
bjmsr-954	97	8	is	be	AUX
bjmsr-954	97	9	fitted	fit	VERB
bjmsr-954	97	10	similarly	similarly	ADV
bjmsr-954	97	11	as	as	ADP
bjmsr-954	97	12	of	of	ADP
bjmsr-954	97	13	r	r	NOUN
bjmsr-954	97	14	2	2	NUM
bjmsr-954	97	15	in	in	ADP
bjmsr-954	97	16	case	case	NOUN
bjmsr-954	97	17	of	of	ADP
bjmsr-954	97	18	ols	ols	PROPN
bjmsr-954	97	19	.	.	PUNCT
bjmsr-954	98	1	lr	lr	X
bjmsr-954	98	2	chi	chi	PROPN
bjmsr-954	98	3	2	2	NUM
bjmsr-954	98	4	of	of	ADP
bjmsr-954	98	5	108.06	108.06	NUM
bjmsr-954	98	6	shows	show	VERB
bjmsr-954	98	7	that	that	SCONJ
bjmsr-954	98	8	the	the	DET
bjmsr-954	98	9	model	model	NOUN
bjmsr-954	98	10	is	be	AUX
bjmsr-954	98	11	statistically	statistically	ADV
bjmsr-954	98	12	significant	significant	ADJ
bjmsr-954	98	13	(	(	PUNCT
bjmsr-954	98	14	p<0.01).the	p<0.01).the	DET
bjmsr-954	98	15	result	result	NOUN
bjmsr-954	98	16	reveals	reveal	VERB
bjmsr-954	98	17	that	that	SCONJ
bjmsr-954	98	18	242.9	242.9	NUM
bjmsr-954	98	19	percent	percent	NOUN
bjmsr-954	98	20	loan	loan	NOUN
bjmsr-954	98	21	adoption	adoption	NOUN
bjmsr-954	98	22	rises	rise	VERB
bjmsr-954	98	23	with	with	ADP
bjmsr-954	98	24	catirus	catirus	NOUN
bjmsr-954	98	25	paribus	paribus	NOUN
bjmsr-954	98	26	at	at	ADP
bjmsr-954	98	27	1	1	NUM
bjmsr-954	98	28	%	%	NOUN
bjmsr-954	98	29	level	level	NOUN
bjmsr-954	98	30	of	of	ADP
bjmsr-954	98	31	significance	significance	NOUN
bjmsr-954	98	32	.	.	PUNCT
bjmsr-954	99	1	it	it	PRON
bjmsr-954	99	2	is	be	AUX
bjmsr-954	99	3	also	also	ADV
bjmsr-954	99	4	seen	see	VERB
bjmsr-954	99	5	that	that	SCONJ
bjmsr-954	99	6	the	the	DET
bjmsr-954	99	7	average	average	ADJ
bjmsr-954	99	8	income	income	NOUN
bjmsr-954	99	9	,	,	PUNCT
bjmsr-954	99	10	age	age	NOUN
bjmsr-954	99	11	of	of	ADP
bjmsr-954	99	12	respondent	respondent	NOUN
bjmsr-954	99	13	and	and	CCONJ
bjmsr-954	99	14	household	household	NOUN
bjmsr-954	99	15	size	size	NOUN
bjmsr-954	99	16	all	all	PRON
bjmsr-954	99	17	had	have	VERB
bjmsr-954	99	18	coefficient	coefficient	NOUN
bjmsr-954	99	19	with	with	ADP
bjmsr-954	99	20	negative	negative	ADJ
bjmsr-954	99	21	sign	sign	NOUN
bjmsr-954	99	22	implying	imply	VERB
bjmsr-954	99	23	that	that	SCONJ
bjmsr-954	99	24	an	an	DET
bjmsr-954	99	25	increase	increase	NOUN
bjmsr-954	99	26	of	of	ADP
bjmsr-954	99	27	one	one	NUM
bjmsr-954	99	28	of	of	ADP
bjmsr-954	99	29	them	they	PRON
bjmsr-954	99	30	will	will	AUX
bjmsr-954	99	31	discourage	discourage	VERB
bjmsr-954	99	32	the	the	DET
bjmsr-954	99	33	respondents	respondent	NOUN
bjmsr-954	99	34	tending	tend	VERB
bjmsr-954	99	35	towards	towards	ADP
bjmsr-954	99	36	borrowing	borrow	VERB
bjmsr-954	99	37	loans	loan	NOUN
bjmsr-954	99	38	from	from	ADP
bjmsr-954	99	39	microfinance	microfinance	NOUN
bjmsr-954	99	40	and	and	CCONJ
bjmsr-954	99	41	all	all	PRON
bjmsr-954	99	42	of	of	ADP
bjmsr-954	99	43	them	they	PRON
bjmsr-954	99	44	were	be	AUX
bjmsr-954	99	45	significant	significant	ADJ
bjmsr-954	99	46	at	at	ADP
bjmsr-954	99	47	1	1	NUM
bjmsr-954	99	48	%	%	NOUN
bjmsr-954	99	49	level	level	NOUN
bjmsr-954	99	50	.	.	PUNCT
bjmsr-954	100	1	the	the	DET
bjmsr-954	100	2	other	other	ADJ
bjmsr-954	100	3	factors	factor	NOUN
bjmsr-954	100	4	such	such	ADJ
bjmsr-954	100	5	as	as	ADP
bjmsr-954	100	6	educational	educational	ADJ
bjmsr-954	100	7	level	level	NOUN
bjmsr-954	100	8	,	,	PUNCT
bjmsr-954	100	9	land	land	NOUN
bjmsr-954	100	10	holding	holding	NOUN
bjmsr-954	100	11	and	and	CCONJ
bjmsr-954	100	12	availability	availability	NOUN
bjmsr-954	100	13	of	of	ADP
bjmsr-954	100	14	credit	credit	NOUN
bjmsr-954	100	15	were	be	AUX
bjmsr-954	100	16	not	not	PART
bjmsr-954	100	17	significant	significant	ADJ
bjmsr-954	100	18	.	.	PUNCT
bjmsr-954	101	1	table	table	NOUN
bjmsr-954	101	2	4	4	NUM
bjmsr-954	101	3	.	.	PUNCT
bjmsr-954	102	1	factors	factor	NOUN
bjmsr-954	102	2	affecting	affect	VERB
bjmsr-954	102	3	participants	participant	NOUN
bjmsr-954	102	4	in	in	ADP
bjmsr-954	102	5	adopting	adopt	VERB
bjmsr-954	102	6	loan	loan	NOUN
bjmsr-954	102	7	variables	variable	NOUN
bjmsr-954	102	8	coefficients	coefficient	VERB
bjmsr-954	102	9	standard	standard	ADJ
bjmsr-954	102	10	errors	error	NOUN
bjmsr-954	102	11	zstatistics	zstatistic	NOUN
bjmsr-954	102	12	constant	constant	VERB
bjmsr-954	102	13	24.296	24.296	NUM
bjmsr-954	102	14	*	*	NOUN
bjmsr-954	102	15	*	*	PUNCT
bjmsr-954	102	16	*	*	PUNCT
bjmsr-954	102	17	4.028	4.028	NUM
bjmsr-954	102	18	6.03	6.03	NUM
bjmsr-954	102	19	average	average	ADJ
bjmsr-954	102	20	income	income	NOUN
bjmsr-954	102	21	(	(	PUNCT
bjmsr-954	102	22	tk./monthly	tk./monthly	ADV
bjmsr-954	102	23	)	)	PUNCT
bjmsr-954	102	24	-1.774	-1.774	PUNCT
bjmsr-954	102	25	*	*	PUNCT
bjmsr-954	102	26	*	*	PUNCT
bjmsr-954	102	27	*	*	X
bjmsr-954	102	28	0.311	0.311	NUM
bjmsr-954	102	29	-5.69	-5.69	NOUN
bjmsr-954	102	30	age	age	NOUN
bjmsr-954	102	31	of	of	ADP
bjmsr-954	102	32	respondent	respondent	NOUN
bjmsr-954	102	33	(	(	PUNCT
bjmsr-954	102	34	years	year	NOUN
bjmsr-954	102	35	)	)	PUNCT
bjmsr-954	102	36	-2.005	-2.005	PUNCT
bjmsr-954	103	1	*	*	PUNCT
bjmsr-954	103	2	*	*	PUNCT
bjmsr-954	103	3	*	*	PUNCT
bjmsr-954	103	4	0.744	0.744	NUM
bjmsr-954	103	5	-2.69	-2.69	NUM
bjmsr-954	103	6	educational	educational	ADJ
bjmsr-954	103	7	level	level	NOUN
bjmsr-954	103	8	(	(	PUNCT
bjmsr-954	103	9	years	year	NOUN
bjmsr-954	103	10	of	of	ADP
bjmsr-954	103	11	schooling	schooling	NOUN
bjmsr-954	103	12	)	)	PUNCT
bjmsr-954	103	13	-0.110	-0.110	NOUN
bjmsr-954	103	14	0.244	0.244	NUM
bjmsr-954	103	15	-0.45	-0.45	NUM
bjmsr-954	103	16	household	household	NOUN
bjmsr-954	103	17	size	size	NOUN
bjmsr-954	103	18	(	(	PUNCT
bjmsr-954	103	19	no	no	INTJ
bjmsr-954	103	20	.	.	PUNCT
bjmsr-954	103	21	)	)	PUNCT
bjmsr-954	104	1	-2.776	-2.776	PROPN
bjmsr-954	105	1	*	*	PUNCT
bjmsr-954	105	2	*	*	PUNCT
bjmsr-954	105	3	*	*	PUNCT
bjmsr-954	105	4	0.5004	0.5004	NUM
bjmsr-954	105	5	-5.55	-5.55	PRON
bjmsr-954	105	6	land	land	NOUN
bjmsr-954	105	7	holding	holding	NOUN
bjmsr-954	105	8	(	(	PUNCT
bjmsr-954	105	9	hectare	hectare	NOUN
bjmsr-954	105	10	)	)	PUNCT
bjmsr-954	105	11	-0.042	-0.042	PUNCT
bjmsr-954	105	12	0.131	0.131	NUM
bjmsr-954	105	13	-0.33	-0.33	ADJ
bjmsr-954	105	14	availability	availability	NOUN
bjmsr-954	105	15	of	of	ADP
bjmsr-954	105	16	credit	credit	NOUN
bjmsr-954	105	17	(	(	PUNCT
bjmsr-954	105	18	dummy	dummy	NOUN
bjmsr-954	105	19	measured	measure	VERB
bjmsr-954	105	20	as	as	ADP
bjmsr-954	105	21	1	1	NUM
bjmsr-954	105	22	for	for	ADP
bjmsr-954	105	23	easier	easy	ADJ
bjmsr-954	105	24	to	to	PART
bjmsr-954	105	25	grant	grant	VERB
bjmsr-954	105	26	a	a	DET
bjmsr-954	105	27	loan	loan	NOUN
bjmsr-954	105	28	compared	compare	VERB
bjmsr-954	105	29	to	to	ADP
bjmsr-954	105	30	banks	bank	NOUN
bjmsr-954	105	31	and	and	CCONJ
bjmsr-954	105	32	0	0	NUM
bjmsr-954	105	33	for	for	ADP
bjmsr-954	105	34	otherwise	otherwise	ADV
bjmsr-954	105	35	)	)	PUNCT
bjmsr-954	105	36	0.425	0.425	NUM
bjmsr-954	105	37	0.485	0.485	NUM
bjmsr-954	105	38	0.88	0.88	NUM
bjmsr-954	105	39	log	log	NOUN
bjmsr-954	105	40	likelihood	likelihood	NOUN
bjmsr-954	105	41	-155.365	-155.365	NOUN
bjmsr-954	105	42	https://www.cribfb.com/journal/index.php/bjmsr	https://www.cribfb.com/journal/index.php/bjmsr	PROPN
bjmsr-954	105	43	bangladesh	bangladesh	PROPN
bjmsr-954	105	44	journal	journal	PROPN
bjmsr-954	105	45	of	of	ADP
bjmsr-954	105	46	multidisciplinary	multidisciplinary	ADJ
bjmsr-954	105	47	scientific	scientific	ADJ
bjmsr-954	105	48	research	research	NOUN
bjmsr-954	105	49	vol	vol	NOUN
bjmsr-954	105	50	.	.	PUNCT
bjmsr-954	106	1	3	3	NUM
bjmsr-954	106	2	,	,	PUNCT
bjmsr-954	106	3	no	no	INTJ
bjmsr-954	106	4	.	.	NOUN
bjmsr-954	106	5	1	1	NUM
bjmsr-954	106	6	;	;	PUNCT
bjmsr-954	106	7	2021	2021	NUM
bjmsr-954	106	8	30	30	NUM
bjmsr-954	106	9	lr	lr	NOUN
bjmsr-954	106	10	chi	chi	NOUN
bjmsr-954	106	11	2	2	NUM
bjmsr-954	106	12	108.06	108.06	NUM
bjmsr-954	106	13	*	*	PUNCT
bjmsr-954	106	14	*	*	PUNCT
bjmsr-954	106	15	*	*	PUNCT
bjmsr-954	106	16	pseudo	pseudo	NOUN
bjmsr-954	106	17	r	r	NOUN
bjmsr-954	106	18	2	2	NUM
bjmsr-954	106	19	0.2580	0.2580	NUM
bjmsr-954	106	20	number	number	NOUN
bjmsr-954	106	21	of	of	ADP
bjmsr-954	106	22	observations	observation	NOUN
bjmsr-954	106	23	350	350	NUM
bjmsr-954	106	24	note	note	NOUN
bjmsr-954	106	25	:	:	PUNCT
bjmsr-954	106	26	*	*	PUNCT
bjmsr-954	106	27	*	*	PUNCT
bjmsr-954	106	28	*	*	PUNCT
bjmsr-954	106	29	asterisk	asterisk	NOUN
bjmsr-954	106	30	refers	refer	VERB
bjmsr-954	106	31	1	1	NUM
bjmsr-954	106	32	%	%	NOUN
bjmsr-954	106	33	level	level	NOUN
bjmsr-954	106	34	of	of	ADP
bjmsr-954	106	35	significance	significance	NOUN
bjmsr-954	106	36	respectively	respectively	ADV
bjmsr-954	106	37	.	.	PUNCT
bjmsr-954	107	1	from	from	ADP
bjmsr-954	107	2	our	our	PRON
bjmsr-954	107	3	field	field	NOUN
bjmsr-954	107	4	surveys	survey	NOUN
bjmsr-954	107	5	and	and	CCONJ
bjmsr-954	107	6	findings	finding	NOUN
bjmsr-954	107	7	,	,	PUNCT
bjmsr-954	107	8	several	several	ADJ
bjmsr-954	107	9	problems	problem	NOUN
bjmsr-954	107	10	related	relate	VERB
bjmsr-954	107	11	to	to	ADP
bjmsr-954	107	12	the	the	DET
bjmsr-954	107	13	microfinance	microfinance	NOUN
bjmsr-954	107	14	participation	participation	NOUN
bjmsr-954	107	15	have	have	AUX
bjmsr-954	107	16	been	be	AUX
bjmsr-954	107	17	identified	identify	VERB
bjmsr-954	107	18	such	such	ADJ
bjmsr-954	107	19	as	as	ADP
bjmsr-954	107	20			X
bjmsr-954	107	21	high	high	ADJ
bjmsr-954	107	22	interest	interest	NOUN
bjmsr-954	107	23	rate	rate	NOUN
bjmsr-954	107	24	of	of	ADP
bjmsr-954	107	25	microcredit	microcredit	PROPN
bjmsr-954	107	26			VERB
bjmsr-954	107	27	those	those	PRON
bjmsr-954	107	28	who	who	PRON
bjmsr-954	107	29	earn	earn	VERB
bjmsr-954	107	30	low	low	ADJ
bjmsr-954	107	31	income	income	NOUN
bjmsr-954	107	32	,	,	PUNCT
bjmsr-954	107	33	mfis	mfis	PROPN
bjmsr-954	107	34	do	do	AUX
bjmsr-954	107	35	n’t	not	PART
bjmsr-954	107	36	provide	provide	VERB
bjmsr-954	107	37	large	large	ADJ
bjmsr-954	107	38	amount	amount	NOUN
bjmsr-954	107	39	of	of	ADP
bjmsr-954	107	40	loans	loan	NOUN
bjmsr-954	107	41	.	.	PUNCT
bjmsr-954	108	1			PUNCT
bjmsr-954	109	1	those	those	PRON
bjmsr-954	109	2	who	who	PRON
bjmsr-954	109	3	are	be	AUX
bjmsr-954	109	4	referenced	reference	VERB
bjmsr-954	109	5	by	by	ADP
bjmsr-954	109	6	old	old	ADJ
bjmsr-954	109	7	borrowers	borrower	NOUN
bjmsr-954	109	8	,	,	PUNCT
bjmsr-954	109	9	they	they	PRON
bjmsr-954	109	10	can	can	AUX
bjmsr-954	109	11	get	get	VERB
bjmsr-954	109	12	loan	loan	NOUN
bjmsr-954	109	13	early	early	ADV
bjmsr-954	109	14	.	.	PUNCT
bjmsr-954	110	1			X
bjmsr-954	111	1	generally	generally	ADV
bjmsr-954	111	2	,	,	PUNCT
bjmsr-954	111	3	allowable	allowable	ADJ
bjmsr-954	111	4	loan	loan	NOUN
bjmsr-954	111	5	repayment	repayment	NOUN
bjmsr-954	111	6	time	time	NOUN
bjmsr-954	111	7	is	be	AUX
bjmsr-954	111	8	too	too	ADV
bjmsr-954	111	9	short	short	ADJ
bjmsr-954	111	10	.	.	PUNCT
bjmsr-954	112	1			PART
bjmsr-954	113	1	educated	educate	VERB
bjmsr-954	113	2	persons	person	NOUN
bjmsr-954	113	3	get	get	VERB
bjmsr-954	113	4	loan	loan	NOUN
bjmsr-954	113	5	easier	easy	ADJ
bjmsr-954	113	6	than	than	ADP
bjmsr-954	113	7	uneducated	uneducated	ADJ
bjmsr-954	113	8	persons	person	NOUN
bjmsr-954	113	9	.	.	PUNCT
bjmsr-954	114	1			PUNCT
bjmsr-954	115	1	those	those	PRON
bjmsr-954	115	2	who	who	PRON
bjmsr-954	115	3	have	have	VERB
bjmsr-954	115	4	no	no	DET
bjmsr-954	115	5	income	income	NOUN
bjmsr-954	115	6	mfis	mfis	NOUN
bjmsr-954	115	7	do	do	AUX
bjmsr-954	115	8	n’t	not	PART
bjmsr-954	115	9	give	give	VERB
bjmsr-954	115	10	loan	loan	NOUN
bjmsr-954	115	11	to	to	ADP
bjmsr-954	115	12	them	they	PRON
bjmsr-954	115	13	.	.	PUNCT
bjmsr-954	116	1			PART
bjmsr-954	117	1	dps	dps	NOUN
bjmsr-954	117	2	can	can	AUX
bjmsr-954	117	3	be	be	AUX
bjmsr-954	117	4	formed	form	VERB
bjmsr-954	117	5	by	by	ADP
bjmsr-954	117	6	the	the	DET
bjmsr-954	117	7	borrowers	borrower	NOUN
bjmsr-954	117	8	to	to	PART
bjmsr-954	117	9	get	get	VERB
bjmsr-954	117	10	loan	loan	NOUN
bjmsr-954	117	11	from	from	ADP
bjmsr-954	117	12	mfis	mfis	PROPN
bjmsr-954	117	13	.	.	PUNCT
bjmsr-954	118	1	after	after	ADP
bjmsr-954	118	2	opening	open	VERB
bjmsr-954	118	3	dps	dps	NOUN
bjmsr-954	118	4	,	,	PUNCT
bjmsr-954	118	5	they	they	PRON
bjmsr-954	118	6	are	be	AUX
bjmsr-954	118	7	forced/	forced/	NUM
bjmsr-954	118	8	propelled	propel	VERB
bjmsr-954	118	9	to	to	PART
bjmsr-954	118	10	withdraw	withdraw	VERB
bjmsr-954	118	11	loan	loan	NOUN
bjmsr-954	118	12	from	from	ADP
bjmsr-954	118	13	mfis	mfis	PROPN
bjmsr-954	118	14	.	.	PUNCT
bjmsr-954	119	1			PART
bjmsr-954	120	1	most	most	ADJ
bjmsr-954	120	2	of	of	ADP
bjmsr-954	120	3	the	the	DET
bjmsr-954	120	4	time	time	NOUN
bjmsr-954	120	5	,	,	PUNCT
bjmsr-954	120	6	borrowers	borrower	NOUN
bjmsr-954	120	7	expect	expect	VERB
bjmsr-954	120	8	as	as	ADV
bjmsr-954	120	9	much	much	ADJ
bjmsr-954	120	10	as	as	ADP
bjmsr-954	120	11	loan	loan	NOUN
bjmsr-954	120	12	but	but	CCONJ
bjmsr-954	120	13	they	they	PRON
bjmsr-954	120	14	ca	can	AUX
bjmsr-954	120	15	n’t	not	PART
bjmsr-954	120	16	get	get	VERB
bjmsr-954	120	17	the	the	DET
bjmsr-954	120	18	expected	expect	VERB
bjmsr-954	120	19	amount	amount	NOUN
bjmsr-954	120	20	.	.	PUNCT
bjmsr-954	121	1			PUNCT
bjmsr-954	122	1	the	the	DET
bjmsr-954	122	2	family	family	NOUN
bjmsr-954	122	3	which	which	PRON
bjmsr-954	122	4	has	have	VERB
bjmsr-954	122	5	no	no	DET
bjmsr-954	122	6	male	male	ADJ
bjmsr-954	122	7	income	income	NOUN
bjmsr-954	122	8	person	person	NOUN
bjmsr-954	122	9	,	,	PUNCT
bjmsr-954	122	10	mfis	mfis	PROPN
bjmsr-954	123	1	do	do	AUX
bjmsr-954	123	2	n’t	not	PART
bjmsr-954	123	3	want	want	VERB
bjmsr-954	123	4	to	to	PART
bjmsr-954	123	5	access	access	VERB
bjmsr-954	123	6	female	female	ADJ
bjmsr-954	123	7	into	into	ADP
bjmsr-954	123	8	microcredit	microcredit	PROPN
bjmsr-954	123	9			X
bjmsr-954	123	10	sometimes	sometimes	ADV
bjmsr-954	123	11	,	,	PUNCT
bjmsr-954	123	12	the	the	DET
bjmsr-954	123	13	uneducated	uneducated	ADJ
bjmsr-954	123	14	borrowers	borrower	NOUN
bjmsr-954	123	15	are	be	AUX
bjmsr-954	123	16	fraud	fraud	NOUN
bjmsr-954	123	17	by	by	ADP
bjmsr-954	123	18	field	field	NOUN
bjmsr-954	123	19	workers	worker	NOUN
bjmsr-954	123	20	.	.	PUNCT
bjmsr-954	124	1			PROPN
bjmsr-954	124	2	unmarried	unmarried	ADJ
bjmsr-954	124	3	girls	girl	NOUN
bjmsr-954	124	4	can	can	AUX
bjmsr-954	124	5	not	not	PART
bjmsr-954	124	6	allow	allow	VERB
bjmsr-954	124	7	getting	get	VERB
bjmsr-954	124	8	loan	loan	NOUN
bjmsr-954	124	9	by	by	ADP
bjmsr-954	124	10	self	self	NOUN
bjmsr-954	124	11	-	-	PUNCT
bjmsr-954	124	12	reference	reference	NOUN
bjmsr-954	124	13	.	.	PUNCT
bjmsr-954	125	1			PART
bjmsr-954	126	1	most	most	ADJ
bjmsr-954	126	2	of	of	ADP
bjmsr-954	126	3	the	the	DET
bjmsr-954	126	4	time	time	NOUN
bjmsr-954	126	5	,	,	PUNCT
bjmsr-954	126	6	mfis	mfis	AUX
bjmsr-954	126	7	collect	collect	VERB
bjmsr-954	126	8	their	their	PRON
bjmsr-954	126	9	loan	loan	NOUN
bjmsr-954	126	10	amount	amount	NOUN
bjmsr-954	126	11	weekly	weekly	ADJ
bjmsr-954	126	12	basis	basis	NOUN
bjmsr-954	126	13	.	.	PUNCT
bjmsr-954	127	1	conclusion	conclusion	NOUN
bjmsr-954	127	2	and	and	CCONJ
bjmsr-954	127	3	recommendation	recommendation	NOUN
bjmsr-954	127	4	from	from	ADP
bjmsr-954	127	5	the	the	DET
bjmsr-954	127	6	findings	finding	NOUN
bjmsr-954	127	7	of	of	ADP
bjmsr-954	127	8	this	this	DET
bjmsr-954	127	9	study	study	NOUN
bjmsr-954	127	10	it	it	PRON
bjmsr-954	127	11	was	be	AUX
bjmsr-954	127	12	clear	clear	ADJ
bjmsr-954	127	13	that	that	SCONJ
bjmsr-954	127	14	the	the	DET
bjmsr-954	127	15	participation	participation	NOUN
bjmsr-954	127	16	in	in	ADP
bjmsr-954	127	17	microfinance	microfinance	NOUN
bjmsr-954	127	18	was	be	AUX
bjmsr-954	127	19	recorded	record	VERB
bjmsr-954	127	20	as	as	ADP
bjmsr-954	127	21	a	a	DET
bjmsr-954	127	22	positive	positive	ADJ
bjmsr-954	127	23	significant	significant	ADJ
bjmsr-954	127	24	effect	effect	NOUN
bjmsr-954	127	25	on	on	ADP
bjmsr-954	127	26	the	the	DET
bjmsr-954	127	27	average	average	ADJ
bjmsr-954	127	28	income	income	NOUN
bjmsr-954	127	29	in	in	ADP
bjmsr-954	127	30	its	its	PRON
bjmsr-954	127	31	participants	participant	NOUN
bjmsr-954	127	32	.	.	PUNCT
bjmsr-954	128	1	this	this	DET
bjmsr-954	128	2	study	study	NOUN
bjmsr-954	128	3	also	also	ADV
bjmsr-954	128	4	identified	identify	VERB
bjmsr-954	128	5	several	several	ADJ
bjmsr-954	128	6	factors	factor	NOUN
bjmsr-954	128	7	which	which	PRON
bjmsr-954	128	8	had	have	VERB
bjmsr-954	128	9	negative	negative	ADJ
bjmsr-954	128	10	effect	effect	NOUN
bjmsr-954	128	11	on	on	ADP
bjmsr-954	128	12	average	average	ADJ
bjmsr-954	128	13	household	household	NOUN
bjmsr-954	128	14	income	income	NOUN
bjmsr-954	128	15	and	and	CCONJ
bjmsr-954	128	16	spouse	spouse	NOUN
bjmsr-954	128	17	’	'	PUNCT
bjmsr-954	128	18	income	income	NOUN
bjmsr-954	128	19	was	be	AUX
bjmsr-954	128	20	found	find	VERB
bjmsr-954	128	21	as	as	ADP
bjmsr-954	128	22	a	a	DET
bjmsr-954	128	23	key	key	ADJ
bjmsr-954	128	24	contributor	contributor	NOUN
bjmsr-954	128	25	on	on	ADP
bjmsr-954	128	26	family	family	NOUN
bjmsr-954	128	27	income	income	NOUN
bjmsr-954	128	28	that	that	PRON
bjmsr-954	128	29	could	could	AUX
bjmsr-954	128	30	not	not	PART
bjmsr-954	128	31	be	be	AUX
bjmsr-954	128	32	ignored	ignore	VERB
bjmsr-954	128	33	.	.	PUNCT
bjmsr-954	129	1	this	this	DET
bjmsr-954	129	2	study	study	NOUN
bjmsr-954	129	3	found	find	VERB
bjmsr-954	129	4	that	that	SCONJ
bjmsr-954	129	5	age	age	NOUN
bjmsr-954	129	6	,	,	PUNCT
bjmsr-954	129	7	household	household	NOUN
bjmsr-954	129	8	size	size	NOUN
bjmsr-954	129	9	and	and	CCONJ
bjmsr-954	129	10	other	other	ADJ
bjmsr-954	129	11	factors	factor	NOUN
bjmsr-954	129	12	which	which	PRON
bjmsr-954	129	13	had	have	VERB
bjmsr-954	129	14	great	great	ADJ
bjmsr-954	129	15	influence	influence	NOUN
bjmsr-954	129	16	on	on	ADP
bjmsr-954	129	17	the	the	DET
bjmsr-954	129	18	decision	decision	NOUN
bjmsr-954	129	19	of	of	ADP
bjmsr-954	129	20	participants	participant	NOUN
bjmsr-954	129	21	whether	whether	SCONJ
bjmsr-954	129	22	to	to	PART
bjmsr-954	129	23	adopt	adopt	VERB
bjmsr-954	129	24	a	a	DET
bjmsr-954	129	25	loan	loan	NOUN
bjmsr-954	129	26	or	or	CCONJ
bjmsr-954	129	27	not	not	PART
bjmsr-954	129	28	.	.	PUNCT
bjmsr-954	130	1	however	however	ADV
bjmsr-954	130	2	several	several	ADJ
bjmsr-954	130	3	problems	problem	NOUN
bjmsr-954	130	4	were	be	AUX
bjmsr-954	130	5	recorded	record	VERB
bjmsr-954	130	6	facing	face	VERB
bjmsr-954	130	7	by	by	ADP
bjmsr-954	130	8	the	the	DET
bjmsr-954	130	9	participants	participant	NOUN
bjmsr-954	130	10	and	and	CCONJ
bjmsr-954	130	11	arose	arise	VERB
bjmsr-954	130	12	by	by	ADP
bjmsr-954	130	13	the	the	DET
bjmsr-954	130	14	system	system	NOUN
bjmsr-954	130	15	of	of	ADP
bjmsr-954	130	16	microfinance	microfinance	NOUN
bjmsr-954	130	17	whose	whose	DET
bjmsr-954	130	18	overcoming	overcoming	NOUN
bjmsr-954	130	19	might	might	AUX
bjmsr-954	130	20	make	make	VERB
bjmsr-954	130	21	microfinance	microfinance	NOUN
bjmsr-954	130	22	closer	close	ADV
bjmsr-954	130	23	to	to	ADP
bjmsr-954	130	24	its	its	PRON
bjmsr-954	130	25	goals	goal	NOUN
bjmsr-954	130	26	.	.	PUNCT
bjmsr-954	131	1	this	this	DET
bjmsr-954	131	2	study	study	NOUN
bjmsr-954	131	3	suggests	suggest	VERB
bjmsr-954	131	4	the	the	DET
bjmsr-954	131	5	following	follow	VERB
bjmsr-954	131	6	policies	policy	NOUN
bjmsr-954	131	7	to	to	PART
bjmsr-954	131	8	better	better	VERB
bjmsr-954	131	9	the	the	DET
bjmsr-954	131	10	management	management	NOUN
bjmsr-954	131	11	and	and	CCONJ
bjmsr-954	131	12	credit	credit	NOUN
bjmsr-954	131	13	policy	policy	NOUN
bjmsr-954	131	14	of	of	ADP
bjmsr-954	131	15	the	the	DET
bjmsr-954	131	16	microfinance	microfinance	NOUN
bjmsr-954	131	17	.	.	PUNCT
bjmsr-954	132	1			NOUN
bjmsr-954	132	2	reduction	reduction	NOUN
bjmsr-954	132	3	of	of	ADP
bjmsr-954	132	4	interest	interest	NOUN
bjmsr-954	132	5	rate	rate	NOUN
bjmsr-954	132	6	of	of	ADP
bjmsr-954	132	7	microcredit	microcredit	NOUN
bjmsr-954	132	8	.	.	PUNCT
bjmsr-954	133	1			AUX
bjmsr-954	133	2	providing	provide	VERB
bjmsr-954	133	3	education	education	NOUN
bjmsr-954	133	4	loan	loan	NOUN
bjmsr-954	133	5	at	at	ADP
bjmsr-954	133	6	low	low	ADJ
bjmsr-954	133	7	interest	interest	NOUN
bjmsr-954	133	8	rate	rate	NOUN
bjmsr-954	133	9	.	.	PUNCT
bjmsr-954	134	1			PROPN
bjmsr-954	134	2	mfis	mfis	PROPN
bjmsr-954	134	3	should	should	AUX
bjmsr-954	134	4	provide	provide	VERB
bjmsr-954	134	5	the	the	DET
bjmsr-954	134	6	unemployed	unemployed	ADJ
bjmsr-954	134	7	young	young	ADJ
bjmsr-954	134	8	people	people	NOUN
bjmsr-954	134	9	of	of	ADP
bjmsr-954	134	10	the	the	DET
bjmsr-954	134	11	society	society	NOUN
bjmsr-954	134	12	with	with	ADP
bjmsr-954	134	13	credit	credit	NOUN
bjmsr-954	134	14	to	to	PART
bjmsr-954	134	15	make	make	VERB
bjmsr-954	134	16	them	they	PRON
bjmsr-954	134	17	self	self	NOUN
bjmsr-954	134	18	-	-	PUNCT
bjmsr-954	134	19	employed	employ	VERB
bjmsr-954	134	20	.	.	PUNCT
bjmsr-954	135	1			PART
bjmsr-954	136	1	mfi	mfi	PROPN
bjmsr-954	136	2	should	should	AUX
bjmsr-954	136	3	give	give	VERB
bjmsr-954	136	4	the	the	DET
bjmsr-954	136	5	widows	widow	NOUN
bjmsr-954	136	6	loan	loan	NOUN
bjmsr-954	136	7	.	.	PUNCT
bjmsr-954	137	1			PROPN
bjmsr-954	138	1	mfis	mfis	PROPN
bjmsr-954	138	2	should	should	AUX
bjmsr-954	138	3	give	give	VERB
bjmsr-954	138	4	loan	loan	NOUN
bjmsr-954	138	5	to	to	ADP
bjmsr-954	138	6	the	the	DET
bjmsr-954	138	7	unmarried	unmarried	ADJ
bjmsr-954	138	8	girl	girl	NOUN
bjmsr-954	138	9	to	to	PART
bjmsr-954	138	10	make	make	VERB
bjmsr-954	138	11	them	they	PRON
bjmsr-954	138	12	employed	employ	VERB
bjmsr-954	138	13	.	.	PUNCT
bjmsr-954	139	1			VERB
bjmsr-954	140	1	most	most	ADJ
bjmsr-954	140	2	of	of	ADP
bjmsr-954	140	3	the	the	DET
bjmsr-954	140	4	borrowers	borrower	NOUN
bjmsr-954	140	5	want	want	VERB
bjmsr-954	140	6	to	to	PART
bjmsr-954	140	7	repay	repay	VERB
bjmsr-954	140	8	their	their	PRON
bjmsr-954	140	9	loan	loan	NOUN
bjmsr-954	140	10	monthly	monthly	ADJ
bjmsr-954	140	11	basis	basis	NOUN
bjmsr-954	140	12	.	.	PUNCT
bjmsr-954	141	1			PROPN
bjmsr-954	142	1	mfis	mfis	PROPN
bjmsr-954	142	2	authority	authority	NOUN
bjmsr-954	142	3	should	should	AUX
bjmsr-954	142	4	supervise	supervise	VERB
bjmsr-954	142	5	the	the	DET
bjmsr-954	142	6	field	field	NOUN
bjmsr-954	142	7	workers	worker	NOUN
bjmsr-954	142	8	’	’	PART
bjmsr-954	142	9	activity	activity	NOUN
bjmsr-954	142	10	and	and	CCONJ
bjmsr-954	142	11	communicate	communicate	VERB
bjmsr-954	142	12	the	the	DET
bjmsr-954	142	13	borrowers	borrower	NOUN
bjmsr-954	142	14	separately	separately	ADV
bjmsr-954	142	15	to	to	PART
bjmsr-954	142	16	avoid	avoid	VERB
bjmsr-954	142	17	the	the	DET
bjmsr-954	142	18	chances	chance	NOUN
bjmsr-954	142	19	of	of	ADP
bjmsr-954	142	20	frauds	fraud	NOUN
bjmsr-954	142	21	.	.	PUNCT
bjmsr-954	143	1			PROPN
bjmsr-954	143	2	mfis	mfis	PROPN
bjmsr-954	143	3	should	should	AUX
bjmsr-954	143	4	increase	increase	VERB
bjmsr-954	143	5	the	the	DET
bjmsr-954	143	6	loan	loan	NOUN
bjmsr-954	143	7	amount	amount	NOUN
bjmsr-954	143	8	as	as	ADV
bjmsr-954	143	9	well	well	ADV
bjmsr-954	143	10	as	as	ADP
bjmsr-954	143	11	loan	loan	NOUN
bjmsr-954	143	12	repayment	repayment	NOUN
bjmsr-954	143	13	time	time	NOUN
bjmsr-954	143	14	to	to	ADP
bjmsr-954	143	15	the	the	DET
bjmsr-954	143	16	low	low	ADJ
bjmsr-954	143	17	income	income	NOUN
bjmsr-954	143	18	borrowers	borrower	NOUN
bjmsr-954	143	19	.	.	PUNCT
bjmsr-954	144	1	https://www.cribfb.com/journal/index.php/bjmsr	https://www.cribfb.com/journal/index.php/bjmsr	PROPN
bjmsr-954	144	2	bangladesh	bangladesh	PROPN
bjmsr-954	144	3	journal	journal	PROPN
bjmsr-954	144	4	of	of	ADP
bjmsr-954	144	5	multidisciplinary	multidisciplinary	ADJ
bjmsr-954	144	6	scientific	scientific	ADJ
bjmsr-954	144	7	research	research	NOUN
bjmsr-954	144	8	vol	vol	NOUN
bjmsr-954	144	9	.	.	PUNCT
bjmsr-954	145	1	3	3	NUM
bjmsr-954	145	2	,	,	PUNCT
bjmsr-954	145	3	no	no	INTJ
bjmsr-954	145	4	.	.	NOUN
bjmsr-954	145	5	1	1	NUM
bjmsr-954	145	6	;	;	PUNCT
bjmsr-954	145	7	2021	2021	NUM
bjmsr-954	145	8	31	31	NUM
bjmsr-954	145	9			NOUN
bjmsr-954	145	10	loan	loan	NOUN
bjmsr-954	145	11	providing	provide	VERB
bjmsr-954	145	12	criteria	criterion	NOUN
bjmsr-954	145	13	should	should	AUX
bjmsr-954	145	14	be	be	AUX
bjmsr-954	145	15	minimized	minimize	VERB
bjmsr-954	145	16	including	include	VERB
bjmsr-954	145	17	educated	educate	VERB
bjmsr-954	145	18	persons	person	NOUN
bjmsr-954	145	19	with	with	ADP
bjmsr-954	145	20	fewer	few	ADJ
bjmsr-954	145	21	deposits	deposit	NOUN
bjmsr-954	145	22	.	.	PUNCT
bjmsr-954	146	1	after	after	ADP
bjmsr-954	146	2	having	have	VERB
bjmsr-954	146	3	all	all	PRON
bjmsr-954	146	4	of	of	ADP
bjmsr-954	146	5	the	the	DET
bjmsr-954	146	6	above	above	ADV
bjmsr-954	146	7	mentioned	mention	VERB
bjmsr-954	146	8	policies	policy	NOUN
bjmsr-954	146	9	adoption	adoption	NOUN
bjmsr-954	146	10	,	,	PUNCT
bjmsr-954	146	11	we	we	PRON
bjmsr-954	146	12	can	can	AUX
bjmsr-954	146	13	hope	hope	VERB
bjmsr-954	146	14	to	to	PART
bjmsr-954	146	15	have	have	VERB
bjmsr-954	146	16	a	a	DET
bjmsr-954	146	17	better	well	ADJ
bjmsr-954	146	18	credit	credit	NOUN
bjmsr-954	146	19	management	management	NOUN
bjmsr-954	146	20	of	of	ADP
bjmsr-954	146	21	microfinance	microfinance	NOUN
bjmsr-954	146	22	for	for	ADP
bjmsr-954	146	23	the	the	DET
bjmsr-954	146	24	wellbeing	wellbeing	NOUN
bjmsr-954	146	25	’s	’s	NOUN
bjmsr-954	146	26	of	of	ADP
bjmsr-954	146	27	general	general	ADJ
bjmsr-954	146	28	people	people	NOUN
bjmsr-954	146	29	and	and	CCONJ
bjmsr-954	146	30	another	another	DET
bjmsr-954	146	31	well	well	ADV
bjmsr-954	146	32	managed	manage	VERB
bjmsr-954	146	33	movement	movement	NOUN
bjmsr-954	146	34	towards	towards	ADP
bjmsr-954	146	35	its	its	PRON
bjmsr-954	146	36	goals	goal	NOUN
bjmsr-954	146	37	.	.	PUNCT
bjmsr-954	147	1	references	reference	NOUN
bjmsr-954	147	2	al	al	PROPN
bjmsr-954	147	3	-	-	PUNCT
bjmsr-954	147	4	azzam	azzam	PROPN
bjmsr-954	147	5	,	,	PUNCT
bjmsr-954	147	6	m.	m.	NOUN
bjmsr-954	147	7	(	(	PUNCT
bjmsr-954	147	8	2006	2006	NUM
bjmsr-954	147	9	)	)	PUNCT
bjmsr-954	147	10	.	.	PUNCT
bjmsr-954	148	1	essays	essay	NOUN
bjmsr-954	148	2	on	on	ADP
bjmsr-954	148	3	group	group	NOUN
bjmsr-954	148	4	lending	lending	NOUN
bjmsr-954	148	5	:	:	PUNCT
bjmsr-954	148	6	evidence	evidence	NOUN
bjmsr-954	148	7	from	from	ADP
bjmsr-954	148	8	jordan	jordan	PROPN
bjmsr-954	148	9	.	.	PUNCT
bjmsr-954	149	1	a	a	DET
bjmsr-954	149	2	dissertation	dissertation	NOUN
bjmsr-954	149	3	submitted	submit	VERB
bjmsr-954	149	4	to	to	ADP
bjmsr-954	149	5	the	the	DET
bjmsr-954	149	6	graduate	graduate	NOUN
bjmsr-954	149	7	faculty	faculty	NOUN
bjmsr-954	149	8	of	of	ADP
bjmsr-954	149	9	the	the	DET
bjmsr-954	149	10	louisiana	louisiana	PROPN
bjmsr-954	149	11	state	state	PROPN
bjmsr-954	149	12	university	university	PROPN
bjmsr-954	149	13	and	and	CCONJ
bjmsr-954	149	14	agricultural	agricultural	ADJ
bjmsr-954	149	15	and	and	CCONJ
bjmsr-954	149	16	mechanical	mechanical	ADJ
bjmsr-954	149	17	college	college	NOUN
bjmsr-954	149	18	in	in	ADP
bjmsr-954	149	19	partial	partial	ADJ
bjmsr-954	149	20	fulfillment	fulfillment	NOUN
bjmsr-954	149	21	of	of	ADP
bjmsr-954	149	22	the	the	DET
bjmsr-954	149	23	requirements	requirement	NOUN
bjmsr-954	149	24	for	for	ADP
bjmsr-954	149	25	the	the	DET
bjmsr-954	149	26	degree	degree	NOUN
bjmsr-954	149	27	of	of	ADP
bjmsr-954	149	28	doctor	doctor	NOUN
bjmsr-954	149	29	of	of	ADP
bjmsr-954	149	30	philosophy	philosophy	NOUN
bjmsr-954	149	31	in	in	ADP
bjmsr-954	149	32	department	department	NOUN
bjmsr-954	149	33	of	of	ADP
bjmsr-954	149	34	economics	economic	NOUN
bjmsr-954	149	35	,	,	PUNCT
bjmsr-954	149	36	louisiana	louisiana	PROPN
bjmsr-954	149	37	.	.	PUNCT
bjmsr-954	150	1	ariful	ariful	PROPN
bjmsr-954	150	2	,	,	PUNCT
bjmsr-954	150	3	c.	c.	PROPN
bjmsr-954	150	4	h.	h.	PROPN
bjmsr-954	150	5	,	,	PUNCT
bjmsr-954	150	6	atanu	atanu	PROPN
bjmsr-954	150	7	,	,	PUNCT
bjmsr-954	150	8	d.	d.	PROPN
bjmsr-954	150	9	,	,	PUNCT
bjmsr-954	150	10	&	&	CCONJ
bjmsr-954	150	11	ashiqur	ashiqur	PROPN
bjmsr-954	150	12	,	,	PUNCT
bjmsr-954	150	13	r.	r.	PROPN
bjmsr-954	150	14	(	(	PUNCT
bjmsr-954	150	15	2017	2017	NUM
bjmsr-954	150	16	)	)	PUNCT
bjmsr-954	150	17	.	.	PUNCT
bjmsr-954	151	1	the	the	DET
bjmsr-954	151	2	effectiveness	effectiveness	NOUN
bjmsr-954	151	3	of	of	ADP
bjmsr-954	151	4	micro	micro	ADJ
bjmsr-954	151	5	-	-	NOUN
bjmsr-954	151	6	credit	credit	NOUN
bjmsr-954	151	7	programmes	programme	NOUN
bjmsr-954	151	8	focusing	focus	VERB
bjmsr-954	151	9	on	on	ADP
bjmsr-954	151	10	household	household	NOUN
bjmsr-954	151	11	income	income	NOUN
bjmsr-954	151	12	,	,	PUNCT
bjmsr-954	151	13	expenditure	expenditure	NOUN
bjmsr-954	151	14	and	and	CCONJ
bjmsr-954	151	15	savings	saving	NOUN
bjmsr-954	151	16	:	:	PUNCT
bjmsr-954	151	17	evidence	evidence	NOUN
bjmsr-954	151	18	from	from	ADP
bjmsr-954	151	19	bangladesh	bangladesh	PROPN
bjmsr-954	151	20	.	.	PUNCT
bjmsr-954	152	1	journal	journal	PROPN
bjmsr-954	152	2	of	of	ADP
bjmsr-954	152	3	competitiveness	competitiveness	NOUN
bjmsr-954	152	4	.	.	PUNCT
bjmsr-954	153	1	basu	basu	PROPN
bjmsr-954	153	2	,	,	PUNCT
bjmsr-954	153	3	s.	s.	PROPN
bjmsr-954	153	4	,	,	PUNCT
bjmsr-954	153	5	roy	roy	PROPN
bjmsr-954	153	6	,	,	PUNCT
bjmsr-954	153	7	a.	a.	PROPN
bjmsr-954	153	8	,	,	PUNCT
bjmsr-954	153	9	&	&	CCONJ
bjmsr-954	153	10	karmokar	karmokar	PROPN
bjmsr-954	153	11	,	,	PUNCT
bjmsr-954	153	12	s.	s.	PROPN
bjmsr-954	153	13	(	(	PUNCT
bjmsr-954	153	14	2020	2020	NUM
bjmsr-954	153	15	)	)	PUNCT
bjmsr-954	153	16	.	.	PUNCT
bjmsr-954	154	1	effectiveness	effectiveness	NOUN
bjmsr-954	154	2	of	of	ADP
bjmsr-954	154	3	microfinance	microfinance	NOUN
bjmsr-954	154	4	on	on	ADP
bjmsr-954	154	5	household	household	NOUN
bjmsr-954	154	6	income	income	NOUN
bjmsr-954	154	7	generation	generation	NOUN
bjmsr-954	154	8	strategy	strategy	NOUN
bjmsr-954	154	9	in	in	ADP
bjmsr-954	154	10	the	the	DET
bjmsr-954	154	11	southwest	southwest	ADJ
bjmsr-954	154	12	region	region	NOUN
bjmsr-954	154	13	of	of	ADP
bjmsr-954	154	14	bangladesh	bangladesh	PROPN
bjmsr-954	154	15	.	.	PUNCT
bjmsr-954	155	1	asian	asian	ADJ
bjmsr-954	155	2	journal	journal	PROPN
bjmsr-954	155	3	of	of	ADP
bjmsr-954	155	4	social	social	ADJ
bjmsr-954	155	5	sciences	science	NOUN
bjmsr-954	155	6	and	and	CCONJ
bjmsr-954	155	7	legal	legal	ADJ
bjmsr-954	155	8	studies	study	NOUN
bjmsr-954	155	9	,	,	PUNCT
bjmsr-954	155	10	2(3	2(3	NUM
bjmsr-954	155	11	)	)	PUNCT
bjmsr-954	155	12	,	,	PUNCT
bjmsr-954	155	13	56	56	NUM
bjmsr-954	155	14	-	-	SYM
bjmsr-954	155	15	62	62	NUM
bjmsr-954	155	16	.	.	PUNCT
bjmsr-954	156	1	bhuiya	bhuiya	PROPN
bjmsr-954	156	2	,	,	PUNCT
bjmsr-954	156	3	m.	m.	NOUN
bjmsr-954	156	4	m.	m.	NOUN
bjmsr-954	156	5	m.	m.	NOUN
bjmsr-954	156	6	(	(	PUNCT
bjmsr-954	156	7	2016	2016	NUM
bjmsr-954	156	8	)	)	PUNCT
bjmsr-954	156	9	.	.	PUNCT
bjmsr-954	157	1	impact	impact	NOUN
bjmsr-954	157	2	of	of	ADP
bjmsr-954	157	3	microfinance	microfinance	NOUN
bjmsr-954	157	4	on	on	ADP
bjmsr-954	157	5	health	health	NOUN
bjmsr-954	157	6	,	,	PUNCT
bjmsr-954	157	7	education	education	NOUN
bjmsr-954	157	8	and	and	CCONJ
bjmsr-954	157	9	income	income	NOUN
bjmsr-954	157	10	of	of	ADP
bjmsr-954	157	11	rural	rural	ADJ
bjmsr-954	157	12	households	household	NOUN
bjmsr-954	157	13	:	:	PUNCT
bjmsr-954	157	14	evidence	evidence	NOUN
bjmsr-954	157	15	from	from	ADP
bjmsr-954	157	16	bangladesh	bangladesh	PROPN
bjmsr-954	157	17	(	(	PUNCT
bjmsr-954	157	18	doctoral	doctoral	ADJ
bjmsr-954	157	19	dissertation	dissertation	NOUN
bjmsr-954	157	20	,	,	PUNCT
bjmsr-954	157	21	university	university	NOUN
bjmsr-954	157	22	of	of	ADP
bjmsr-954	157	23	southern	southern	PROPN
bjmsr-954	157	24	queensland	queensland	PROPN
bjmsr-954	157	25	)	)	PUNCT
bjmsr-954	157	26	.	.	PUNCT
bjmsr-954	158	1	chowdhury	chowdhury	PROPN
bjmsr-954	158	2	,	,	PUNCT
bjmsr-954	158	3	m.	m.	NOUN
bjmsr-954	158	4	s.	s.	PROPN
bjmsr-954	158	5	a.	a.	PROPN
bjmsr-954	158	6	,	,	PUNCT
bjmsr-954	158	7	arafat	arafat	PROPN
bjmsr-954	158	8	,	,	PUNCT
bjmsr-954	158	9	a.	a.	NOUN
bjmsr-954	158	10	y.	y.	PROPN
bjmsr-954	158	11	,	,	PUNCT
bjmsr-954	158	12	islam	islam	PROPN
bjmsr-954	158	13	,	,	PUNCT
bjmsr-954	158	14	s.	s.	PROPN
bjmsr-954	158	15	,	,	PUNCT
bjmsr-954	158	16	akter	akter	PROPN
bjmsr-954	158	17	,	,	PUNCT
bjmsr-954	158	18	s.	s.	PROPN
bjmsr-954	158	19	,	,	PUNCT
bjmsr-954	158	20	&	&	CCONJ
bjmsr-954	158	21	islam	islam	PROPN
bjmsr-954	158	22	,	,	PUNCT
bjmsr-954	158	23	k.	k.	PROPN
bjmsr-954	158	24	a.	a.	PROPN
bjmsr-954	158	25	(	(	PUNCT
bjmsr-954	158	26	2020	2020	NUM
bjmsr-954	158	27	)	)	PUNCT
bjmsr-954	158	28	.	.	PUNCT
bjmsr-954	159	1	impact	impact	NOUN
bjmsr-954	159	2	of	of	ADP
bjmsr-954	159	3	rural	rural	ADJ
bjmsr-954	159	4	development	development	NOUN
bjmsr-954	159	5	scheme	scheme	NOUN
bjmsr-954	159	6	of	of	ADP
bjmsr-954	159	7	islami	islami	PROPN
bjmsr-954	159	8	bank	bank	PROPN
bjmsr-954	159	9	bangladesh	bangladesh	PROPN
bjmsr-954	159	10	limited	limit	VERB
bjmsr-954	159	11	(	(	PUNCT
bjmsr-954	159	12	ibbl	ibbl	PROPN
bjmsr-954	159	13	)	)	PUNCT
bjmsr-954	159	14	upon	upon	SCONJ
bjmsr-954	159	15	economic	economic	ADJ
bjmsr-954	159	16	development	development	NOUN
bjmsr-954	159	17	of	of	ADP
bjmsr-954	159	18	the	the	DET
bjmsr-954	159	19	rural	rural	ADJ
bjmsr-954	159	20	poor	poor	ADJ
bjmsr-954	159	21	of	of	ADP
bjmsr-954	159	22	bangladesh	bangladesh	NOUN
bjmsr-954	159	23	.	.	PUNCT
bjmsr-954	160	1	the	the	DET
bjmsr-954	160	2	millennium	millennium	PROPN
bjmsr-954	160	3	university	university	PROPN
bjmsr-954	160	4	journal	journal	NOUN
bjmsr-954	160	5	,	,	PUNCT
bjmsr-954	160	6	5(1	5(1	NUM
bjmsr-954	160	7	)	)	PUNCT
bjmsr-954	160	8	,	,	PUNCT
bjmsr-954	160	9	1	1	NUM
bjmsr-954	160	10	-	-	SYM
bjmsr-954	160	11	14	14	NUM
bjmsr-954	160	12	.	.	PUNCT
bjmsr-954	161	1	gujarati	gujarati	PROPN
bjmsr-954	161	2	,	,	PUNCT
bjmsr-954	161	3	d.	d.	PROPN
bjmsr-954	161	4	n.	n.	PROPN
bjmsr-954	161	5	(	(	PUNCT
bjmsr-954	161	6	2009	2009	NUM
bjmsr-954	161	7	)	)	PUNCT
bjmsr-954	161	8	.	.	PUNCT
bjmsr-954	162	1	basic	basic	ADJ
bjmsr-954	162	2	econometrics.tata	econometrics.tata	PROPN
bjmsr-954	162	3	mcgraw	mcgraw	PROPN
bjmsr-954	162	4	-	-	PUNCT
bjmsr-954	162	5	hill	hill	NOUN
bjmsr-954	162	6	education	education	NOUN
bjmsr-954	162	7	.	.	PUNCT
bjmsr-954	163	1	hossain	hossain	PROPN
bjmsr-954	163	2	,	,	PUNCT
bjmsr-954	163	3	m.	m.	PROPN
bjmsr-954	163	4	k.	k.	PROPN
bjmsr-954	163	5	(	(	PUNCT
bjmsr-954	163	6	2012	2012	NUM
bjmsr-954	163	7	)	)	PUNCT
bjmsr-954	163	8	.	.	PUNCT
bjmsr-954	164	1	measuring	measure	VERB
bjmsr-954	164	2	the	the	DET
bjmsr-954	164	3	impact	impact	NOUN
bjmsr-954	164	4	of	of	ADP
bjmsr-954	164	5	brac	brac	PROPN
bjmsr-954	164	6	microfinance	microfinance	NOUN
bjmsr-954	164	7	operations	operation	NOUN
bjmsr-954	164	8	:	:	PUNCT
bjmsr-954	164	9	a	a	DET
bjmsr-954	164	10	case	case	NOUN
bjmsr-954	164	11	study	study	NOUN
bjmsr-954	164	12	of	of	ADP
bjmsr-954	164	13	a	a	DET
bjmsr-954	164	14	village	village	NOUN
bjmsr-954	164	15	.	.	PUNCT
bjmsr-954	165	1	international	international	ADJ
bjmsr-954	165	2	business	business	NOUN
bjmsr-954	165	3	research	research	NOUN
bjmsr-954	165	4	,	,	PUNCT
bjmsr-954	165	5	5(4	5(4	NUM
bjmsr-954	165	6	)	)	PUNCT
bjmsr-954	165	7	,	,	PUNCT
bjmsr-954	165	8	112	112	NUM
bjmsr-954	165	9	-	-	SYM
bjmsr-954	165	10	123	123	NUM
bjmsr-954	165	11	.	.	PUNCT
bjmsr-954	166	1	imai	imai	PROPN
bjmsr-954	166	2	,	,	PUNCT
bjmsr-954	166	3	k.	k.	PROPN
bjmsr-954	166	4	s.	s.	PROPN
bjmsr-954	166	5	,	,	PUNCT
bjmsr-954	166	6	&	&	CCONJ
bjmsr-954	166	7	azam	azam	PROPN
bjmsr-954	166	8	,	,	PUNCT
bjmsr-954	166	9	m.	m.	NOUN
bjmsr-954	166	10	s.	s.	PROPN
bjmsr-954	166	11	(	(	PUNCT
bjmsr-954	166	12	2012	2012	NUM
bjmsr-954	166	13	)	)	PUNCT
bjmsr-954	166	14	.	.	PUNCT
bjmsr-954	167	1	does	do	AUX
bjmsr-954	167	2	microfinance	microfinance	NOUN
bjmsr-954	167	3	reduce	reduce	VERB
bjmsr-954	167	4	poverty	poverty	NOUN
bjmsr-954	167	5	in	in	ADP
bjmsr-954	167	6	bangladesh	bangladesh	NOUN
bjmsr-954	167	7	?	?	PUNCT
bjmsr-954	168	1	new	new	ADJ
bjmsr-954	168	2	evidence	evidence	NOUN
bjmsr-954	168	3	from	from	ADP
bjmsr-954	168	4	household	household	NOUN
bjmsr-954	168	5	panel	panel	NOUN
bjmsr-954	168	6	data	datum	NOUN
bjmsr-954	168	7	.	.	PUNCT
bjmsr-954	169	1	journal	journal	PROPN
bjmsr-954	169	2	of	of	ADP
bjmsr-954	169	3	development	development	NOUN
bjmsr-954	169	4	studies	study	NOUN
bjmsr-954	169	5	,	,	PUNCT
bjmsr-954	169	6	48(5	48(5	NUM
bjmsr-954	169	7	)	)	PUNCT
bjmsr-954	169	8	,	,	PUNCT
bjmsr-954	169	9	633	633	NUM
bjmsr-954	169	10	-	-	SYM
bjmsr-954	169	11	653	653	NUM
bjmsr-954	169	12	.	.	PUNCT
bjmsr-954	170	1	islam	islam	PROPN
bjmsr-954	170	2	,	,	PUNCT
bjmsr-954	170	3	k.	k.	PROPN
bjmsr-954	170	4	a.	a.	PROPN
bjmsr-954	170	5	(	(	PUNCT
bjmsr-954	170	6	2016	2016	NUM
bjmsr-954	170	7	)	)	PUNCT
bjmsr-954	170	8	.	.	PUNCT
bjmsr-954	171	1	rural	rural	ADJ
bjmsr-954	171	2	development	development	NOUN
bjmsr-954	171	3	scheme	scheme	NOUN
bjmsr-954	171	4	:	:	PUNCT
bjmsr-954	171	5	a	a	DET
bjmsr-954	171	6	case	case	NOUN
bjmsr-954	171	7	study	study	NOUN
bjmsr-954	171	8	on	on	ADP
bjmsr-954	171	9	islami	islami	PROPN
bjmsr-954	171	10	bank	bank	PROPN
bjmsr-954	171	11	bangladesh	bangladesh	PROPN
bjmsr-954	171	12	limited	limit	VERB
bjmsr-954	171	13	.	.	PUNCT
bjmsr-954	172	1	international	international	ADJ
bjmsr-954	172	2	journal	journal	PROPN
bjmsr-954	172	3	of	of	ADP
bjmsr-954	172	4	finance	finance	NOUN
bjmsr-954	172	5	and	and	CCONJ
bjmsr-954	172	6	banking	banking	NOUN
bjmsr-954	172	7	research	research	NOUN
bjmsr-954	172	8	,	,	PUNCT
bjmsr-954	172	9	2(4	2(4	NUM
bjmsr-954	172	10	)	)	PUNCT
bjmsr-954	172	11	,	,	PUNCT
bjmsr-954	172	12	129	129	NUM
bjmsr-954	172	13	.	.	PUNCT
bjmsr-954	173	1	jasmine	jasmine	NOUN
bjmsr-954	173	2	,	,	PUNCT
bjmsr-954	173	3	a.	a.	NOUN
bjmsr-954	173	4	(	(	PUNCT
bjmsr-954	173	5	2008	2008	NUM
bjmsr-954	173	6	)	)	PUNCT
bjmsr-954	173	7	.	.	PUNCT
bjmsr-954	174	1	shgs	shgs	PROPN
bjmsr-954	174	2	and	and	CCONJ
bjmsr-954	174	3	poverty	poverty	NOUN
bjmsr-954	174	4	alleviation	alleviation	NOUN
bjmsr-954	174	5	in	in	ADP
bjmsr-954	174	6	ramanathpuram	ramanathpuram	NOUN
bjmsr-954	174	7	district	district	NOUN
bjmsr-954	174	8	.	.	PUNCT
bjmsr-954	175	1	microfinance	microfinance	NOUN
bjmsr-954	175	2	and	and	CCONJ
bjmsr-954	175	3	poverty	poverty	NOUN
bjmsr-954	175	4	eradication	eradication	NOUN
bjmsr-954	175	5	-	-	PUNCT
bjmsr-954	175	6	indian	indian	ADJ
bjmsr-954	175	7	and	and	CCONJ
bjmsr-954	175	8	global	global	ADJ
bjmsr-954	175	9	experiences	experience	NOUN
bjmsr-954	175	10	”	"	PUNCT
bjmsr-954	175	11	new	new	ADJ
bjmsr-954	175	12	century	century	NOUN
bjmsr-954	175	13	publications	publication	NOUN
bjmsr-954	175	14	,	,	PUNCT
bjmsr-954	175	15	new	new	ADJ
bjmsr-954	175	16	delhi	delhi	PROPN
bjmsr-954	175	17	,	,	PUNCT
bjmsr-954	175	18	569	569	NUM
bjmsr-954	175	19	-	-	SYM
bjmsr-954	175	20	580	580	NUM
bjmsr-954	175	21	.	.	PUNCT
bjmsr-954	175	22	khandker	khandker	NOUN
bjmsr-954	175	23	,	,	PUNCT
bjmsr-954	175	24	s.	s.	PROPN
bjmsr-954	175	25	r.	r.	PROPN
bjmsr-954	175	26	(	(	PUNCT
bjmsr-954	175	27	2005	2005	NUM
bjmsr-954	175	28	)	)	PUNCT
bjmsr-954	175	29	.	.	PUNCT
bjmsr-954	176	1	microfinance	microfinance	NOUN
bjmsr-954	176	2	and	and	CCONJ
bjmsr-954	176	3	poverty	poverty	NOUN
bjmsr-954	176	4	:	:	PUNCT
bjmsr-954	176	5	evidence	evidence	NOUN
bjmsr-954	176	6	using	use	VERB
bjmsr-954	176	7	panel	panel	NOUN
bjmsr-954	176	8	data	datum	NOUN
bjmsr-954	176	9	from	from	ADP
bjmsr-954	176	10	bangladesh	bangladesh	PROPN
bjmsr-954	176	11	.	.	PUNCT
bjmsr-954	177	1	the	the	DET
bjmsr-954	177	2	world	world	PROPN
bjmsr-954	177	3	bank	bank	PROPN
bjmsr-954	177	4	economic	economic	PROPN
bjmsr-954	177	5	review	review	PROPN
bjmsr-954	177	6	,	,	PUNCT
bjmsr-954	177	7	19(2	19(2	NUM
bjmsr-954	177	8	)	)	PUNCT
bjmsr-954	177	9	,	,	PUNCT
bjmsr-954	177	10	263	263	NUM
bjmsr-954	177	11	-	-	SYM
bjmsr-954	177	12	286	286	NUM
bjmsr-954	177	13	.	.	PUNCT
bjmsr-954	178	1	https://www.cribfb.com/journal/index.php/bjmsr	https://www.cribfb.com/journal/index.php/bjmsr	PROPN
bjmsr-954	178	2	bangladesh	bangladesh	PROPN
bjmsr-954	178	3	journal	journal	PROPN
bjmsr-954	178	4	of	of	ADP
bjmsr-954	178	5	multidisciplinary	multidisciplinary	ADJ
bjmsr-954	178	6	scientific	scientific	ADJ
bjmsr-954	178	7	research	research	NOUN
bjmsr-954	178	8	vol	vol	NOUN
bjmsr-954	178	9	.	.	PUNCT
bjmsr-954	179	1	3	3	NUM
bjmsr-954	179	2	,	,	PUNCT
bjmsr-954	179	3	no	no	INTJ
bjmsr-954	179	4	.	.	NOUN
bjmsr-954	179	5	1	1	NUM
bjmsr-954	179	6	;	;	PUNCT
bjmsr-954	179	7	2021	2021	NUM
bjmsr-954	179	8	32	32	NUM
bjmsr-954	179	9	kondo	kondo	NOUN
bjmsr-954	179	10	,	,	PUNCT
bjmsr-954	179	11	t.	t.	PROPN
bjmsr-954	179	12	,	,	PUNCT
bjmsr-954	179	13	orbeta	orbeta	PROPN
bjmsr-954	179	14	jr	jr	PROPN
bjmsr-954	179	15	,	,	PUNCT
bjmsr-954	179	16	a.	a.	PROPN
bjmsr-954	179	17	,	,	PUNCT
bjmsr-954	179	18	dingcong	dingcong	PROPN
bjmsr-954	179	19	,	,	PUNCT
bjmsr-954	179	20	c.	c.	PROPN
bjmsr-954	179	21	,	,	PUNCT
bjmsr-954	179	22	&	&	CCONJ
bjmsr-954	179	23	infantado	infantado	PROPN
bjmsr-954	179	24	,	,	PUNCT
bjmsr-954	179	25	c.	c.	NOUN
bjmsr-954	179	26	(	(	PUNCT
bjmsr-954	179	27	2008	2008	NUM
bjmsr-954	179	28	)	)	PUNCT
bjmsr-954	179	29	.	.	PUNCT
bjmsr-954	180	1	impact	impact	NOUN
bjmsr-954	180	2	of	of	ADP
bjmsr-954	180	3	microfinance	microfinance	NOUN
bjmsr-954	180	4	on	on	ADP
bjmsr-954	180	5	rural	rural	ADJ
bjmsr-954	180	6	households	household	NOUN
bjmsr-954	180	7	in	in	ADP
bjmsr-954	180	8	the	the	DET
bjmsr-954	180	9	philippines	philippine	NOUN
bjmsr-954	180	10	:	:	PUNCT
bjmsr-954	180	11	a	a	DET
bjmsr-954	180	12	case	case	NOUN
bjmsr-954	180	13	study	study	NOUN
bjmsr-954	180	14	from	from	ADP
bjmsr-954	180	15	the	the	DET
bjmsr-954	180	16	special	special	ADJ
bjmsr-954	180	17	evaluation	evaluation	NOUN
bjmsr-954	180	18	study	study	NOUN
bjmsr-954	180	19	on	on	ADP
bjmsr-954	180	20	the	the	DET
bjmsr-954	180	21	effects	effect	NOUN
bjmsr-954	180	22	of	of	ADP
bjmsr-954	180	23	microfinance	microfinance	NOUN
bjmsr-954	180	24	operations	operation	NOUN
bjmsr-954	180	25	on	on	ADP
bjmsr-954	180	26	poor	poor	ADJ
bjmsr-954	180	27	rural	rural	ADJ
bjmsr-954	180	28	households	household	NOUN
bjmsr-954	180	29	and	and	CCONJ
bjmsr-954	180	30	the	the	DET
bjmsr-954	180	31	status	status	NOUN
bjmsr-954	180	32	of	of	ADP
bjmsr-954	180	33	women	woman	NOUN
bjmsr-954	180	34	.	.	PUNCT
bjmsr-954	181	1	asian	asian	PROPN
bjmsr-954	181	2	development	development	PROPN
bjmsr-954	181	3	bank	bank	PROPN
bjmsr-954	181	4	,	,	PUNCT
bjmsr-954	181	5	manila	manila	PROPN
bjmsr-954	181	6	.	.	PUNCT
bjmsr-954	182	1	kundu	kundu	PROPN
bjmsr-954	182	2	,	,	PUNCT
bjmsr-954	182	3	a.	a.	NOUN
bjmsr-954	182	4	(	(	PUNCT
bjmsr-954	182	5	2012	2012	NUM
bjmsr-954	182	6	)	)	PUNCT
bjmsr-954	182	7	.	.	PUNCT
bjmsr-954	183	1	can	can	AUX
bjmsr-954	183	2	microfinance	microfinance	VERB
bjmsr-954	183	3	programme	programme	NOUN
bjmsr-954	183	4	and	and	CCONJ
bjmsr-954	183	5	nregs	nreg	NOUN
bjmsr-954	183	6	jointly	jointly	ADV
bjmsr-954	183	7	improve	improve	VERB
bjmsr-954	183	8	the	the	DET
bjmsr-954	183	9	economic	economic	ADJ
bjmsr-954	183	10	condition	condition	NOUN
bjmsr-954	183	11	of	of	ADP
bjmsr-954	183	12	the	the	DET
bjmsr-954	183	13	participating	participate	VERB
bjmsr-954	183	14	rural	rural	ADJ
bjmsr-954	183	15	households	household	NOUN
bjmsr-954	183	16	?	?	PUNCT
bjmsr-954	184	1	a	a	DET
bjmsr-954	184	2	social	social	ADJ
bjmsr-954	184	3	experiment	experiment	NOUN
bjmsr-954	184	4	.	.	PUNCT
bjmsr-954	185	1	asian	asian	ADJ
bjmsr-954	185	2	economic	economic	ADJ
bjmsr-954	185	3	and	and	CCONJ
bjmsr-954	185	4	social	social	ADJ
bjmsr-954	185	5	society	society	NOUN
bjmsr-954	185	6	,	,	PUNCT
bjmsr-954	185	7	2(2	2(2	NUM
bjmsr-954	185	8	)	)	PUNCT
bjmsr-954	185	9	,	,	PUNCT
bjmsr-954	185	10	40	40	NUM
bjmsr-954	185	11	-	-	SYM
bjmsr-954	185	12	54	54	NUM
bjmsr-954	185	13	.	.	PUNCT
bjmsr-954	186	1	panda	panda	NOUN
bjmsr-954	186	2	,	,	PUNCT
bjmsr-954	186	3	d.	d.	PROPN
bjmsr-954	186	4	k.	k.	PROPN
bjmsr-954	186	5	,	,	PUNCT
bjmsr-954	186	6	&	&	CCONJ
bjmsr-954	186	7	atibuddi	atibuddi	PROPN
bjmsr-954	186	8	,	,	PUNCT
bjmsr-954	186	9	h.	h.	PROPN
bjmsr-954	186	10	(	(	PUNCT
bjmsr-954	186	11	2010	2010	NUM
bjmsr-954	186	12	)	)	PUNCT
bjmsr-954	186	13	.	.	PUNCT
bjmsr-954	187	1	impact	impact	NOUN
bjmsr-954	187	2	of	of	ADP
bjmsr-954	187	3	group	group	NOUN
bjmsr-954	187	4	-	-	PUNCT
bjmsr-954	187	5	based	base	VERB
bjmsr-954	187	6	microfinance	microfinance	NOUN
bjmsr-954	187	7	on	on	ADP
bjmsr-954	187	8	rural	rural	ADJ
bjmsr-954	187	9	household	household	NOUN
bjmsr-954	187	10	income	income	NOUN
bjmsr-954	187	11	:	:	PUNCT
bjmsr-954	187	12	evidence	evidence	NOUN
bjmsr-954	187	13	from	from	ADP
bjmsr-954	187	14	an	an	DET
bjmsr-954	187	15	indian	indian	ADJ
bjmsr-954	187	16	state	state	NOUN
bjmsr-954	187	17	.	.	PUNCT
bjmsr-954	188	1	journal	journal	PROPN
bjmsr-954	188	2	of	of	ADP
bjmsr-954	188	3	rural	rural	ADJ
bjmsr-954	188	4	cooperation	cooperation	NOUN
bjmsr-954	188	5	,	,	PUNCT
bjmsr-954	188	6	38(886	38(886	NUM
bjmsr-954	188	7	-	-	SYM
bjmsr-954	188	8	2016	2016	NUM
bjmsr-954	188	9	64633	64633	NUM
bjmsr-954	188	10	)	)	PUNCT
bjmsr-954	188	11	,	,	PUNCT
bjmsr-954	188	12	173	173	NUM
bjmsr-954	188	13	-	-	SYM
bjmsr-954	188	14	186	186	NUM
bjmsr-954	188	15	.	.	PUNCT
bjmsr-954	189	1	sarania	sarania	PROPN
bjmsr-954	189	2	,	,	PUNCT
bjmsr-954	189	3	r.	r.	PROPN
bjmsr-954	189	4	(	(	PUNCT
bjmsr-954	189	5	2015	2015	NUM
bjmsr-954	189	6	)	)	PUNCT
bjmsr-954	189	7	impact	impact	NOUN
bjmsr-954	189	8	of	of	ADP
bjmsr-954	189	9	group	group	NOUN
bjmsr-954	189	10	-	-	PUNCT
bjmsr-954	189	11	based	base	VERB
bjmsr-954	189	12	microfinance	microfinance	NOUN
bjmsr-954	189	13	on	on	ADP
bjmsr-954	189	14	rural	rural	ADJ
bjmsr-954	189	15	household	household	NOUN
bjmsr-954	189	16	income	income	NOUN
bjmsr-954	189	17	:	:	PUNCT
bjmsr-954	189	18	an	an	DET
bjmsr-954	189	19	empirical	empirical	ADJ
bjmsr-954	189	20	analysis	analysis	NOUN
bjmsr-954	189	21	.	.	PUNCT
bjmsr-954	190	1	shahnaz	shahnaz	PROPN
bjmsr-954	190	2	,	,	PUNCT
bjmsr-954	190	3	f.	f.	PROPN
bjmsr-954	190	4	,	,	PUNCT
bjmsr-954	190	5	rahman	rahman	PROPN
bjmsr-954	190	6	,	,	PUNCT
bjmsr-954	190	7	g.	g.	PROPN
bjmsr-954	190	8	s.	s.	PROPN
bjmsr-954	190	9	,	,	PUNCT
bjmsr-954	190	10	&	&	CCONJ
bjmsr-954	190	11	sadaf	sadaf	PROPN
bjmsr-954	190	12	,	,	PUNCT
bjmsr-954	190	13	b.	b.	PROPN
bjmsr-954	190	14	h.	h.	PROPN
bjmsr-954	190	15	(	(	PUNCT
bjmsr-954	190	16	2018	2018	NUM
bjmsr-954	190	17	)	)	PUNCT
bjmsr-954	190	18	.	.	PUNCT
bjmsr-954	191	1	impact	impact	NOUN
bjmsr-954	191	2	of	of	ADP
bjmsr-954	191	3	microfinance	microfinance	NOUN
bjmsr-954	191	4	on	on	ADP
bjmsr-954	191	5	informal	informal	ADJ
bjmsr-954	191	6	employment	employment	NOUN
bjmsr-954	191	7	:	:	PUNCT
bjmsr-954	191	8	the	the	DET
bjmsr-954	191	9	case	case	NOUN
bjmsr-954	191	10	of	of	ADP
bjmsr-954	191	11	bangladesh	bangladesh	PROPN
bjmsr-954	191	12	.	.	PUNCT
bjmsr-954	192	1	journal	journal	PROPN
bjmsr-954	192	2	of	of	ADP
bjmsr-954	192	3	accounting	accounting	NOUN
bjmsr-954	192	4	,	,	PUNCT
bjmsr-954	192	5	8(3	8(3	NUM
bjmsr-954	192	6	)	)	PUNCT
bjmsr-954	192	7	.	.	PUNCT
bjmsr-954	193	1	sharma	sharma	PROPN
bjmsr-954	193	2	,	,	PUNCT
bjmsr-954	193	3	h.	h.	PROPN
bjmsr-954	193	4	r.	r.	PROPN
bjmsr-954	193	5	(	(	PUNCT
bjmsr-954	193	6	2008	2008	NUM
bjmsr-954	193	7	)	)	PUNCT
bjmsr-954	193	8	.	.	PUNCT
bjmsr-954	194	1	functioning	function	VERB
bjmsr-954	194	2	and	and	CCONJ
bjmsr-954	194	3	impact	impact	NOUN
bjmsr-954	194	4	of	of	ADP
bjmsr-954	194	5	microfinance	microfinance	NOUN
bjmsr-954	194	6	:	:	PUNCT
bjmsr-954	194	7	evidence	evidence	NOUN
bjmsr-954	194	8	from	from	ADP
bjmsr-954	194	9	himachal	himachal	PROPN
bjmsr-954	194	10	pradesh	pradesh	PROPN
bjmsr-954	194	11	.	.	PUNCT
bjmsr-954	195	1	in	in	ADP
bjmsr-954	195	2	s.	s.	PROPN
bjmsr-954	195	3	k.	k.	PROPN
bjmsr-954	195	4	bhaumik	bhaumik	PROPN
bjmsr-954	195	5	,	,	PUNCT
bjmsr-954	195	6	reforming	reform	VERB
bjmsr-954	195	7	indian	indian	ADJ
bjmsr-954	195	8	agriculture	agriculture	NOUN
bjmsr-954	195	9	:	:	PUNCT
bjmsr-954	195	10	towards	towards	ADP
bjmsr-954	195	11	employment	employment	NOUN
bjmsr-954	195	12	generation	generation	NOUN
bjmsr-954	195	13	and	and	CCONJ
bjmsr-954	195	14	poverty	poverty	NOUN
bjmsr-954	195	15	reduction	reduction	NOUN
bjmsr-954	195	16	(	(	PUNCT
bjmsr-954	195	17	pp	pp	ADJ
bjmsr-954	195	18	.	.	PUNCT
bjmsr-954	195	19	269	269	NUM
bjmsr-954	195	20	-	-	SYM
bjmsr-954	195	21	290	290	NUM
bjmsr-954	195	22	)	)	PUNCT
bjmsr-954	195	23	.	.	PUNCT
bjmsr-954	196	1	new	new	ADJ
bjmsr-954	196	2	delhi	delhi	PROPN
bjmsr-954	196	3	:	:	PUNCT
bjmsr-954	196	4	gage	gage	NOUN
bjmsr-954	196	5	publications	publication	NOUN
bjmsr-954	196	6	.	.	PUNCT
bjmsr-954	197	1	wright	wright	PROPN
bjmsr-954	197	2	,	,	PUNCT
bjmsr-954	197	3	g.	g.	PROPN
bjmsr-954	197	4	a.	a.	PROPN
bjmsr-954	197	5	(	(	PUNCT
bjmsr-954	197	6	1999	1999	NUM
bjmsr-954	197	7	)	)	PUNCT
bjmsr-954	197	8	.	.	PUNCT
bjmsr-954	198	1	the	the	DET
bjmsr-954	198	2	impact	impact	NOUN
bjmsr-954	198	3	of	of	ADP
bjmsr-954	198	4	microfinance	microfinance	NOUN
bjmsr-954	198	5	services	service	NOUN
bjmsr-954	198	6	-	-	PUNCT
bjmsr-954	198	7	increasing	increase	VERB
bjmsr-954	198	8	income	income	NOUN
bjmsr-954	198	9	or	or	CCONJ
bjmsr-954	198	10	reducing	reduce	VERB
bjmsr-954	198	11	poverty	poverty	NOUN
bjmsr-954	198	12	?	?	PUNCT
bjmsr-954	198	13	.	.	PUNCT
bjmsr-954	199	1	small	small	ADJ
bjmsr-954	199	2	enterprise	enterprise	NOUN
bjmsr-954	199	3	development	development	NOUN
bjmsr-954	199	4	,	,	PUNCT
bjmsr-954	199	5	10	10	NUM
bjmsr-954	199	6	,	,	PUNCT
bjmsr-954	199	7	38	38	NUM
bjmsr-954	199	8	-	-	SYM
bjmsr-954	199	9	47	47	NUM
bjmsr-954	199	10	.	.	PUNCT
bjmsr-954	200	1	zewde	zewde	PROPN
bjmsr-954	200	2	,	,	PUNCT
bjmsr-954	200	3	z.	z.	PROPN
bjmsr-954	200	4	n.	n.	PROPN
bjmsr-954	200	5	,	,	PUNCT
bjmsr-954	200	6	&	&	CCONJ
bjmsr-954	200	7	tollens	tollens	PROPN
bjmsr-954	200	8	,	,	PUNCT
bjmsr-954	200	9	e.	e.	PROPN
bjmsr-954	200	10	(	(	PUNCT
bjmsr-954	200	11	2008	2008	NUM
bjmsr-954	200	12	)	)	PUNCT
bjmsr-954	200	13	.	.	PUNCT
bjmsr-954	201	1	microfinance	microfinance	NOUN
bjmsr-954	201	2	impact	impact	NOUN
bjmsr-954	201	3	evaluation	evaluation	NOUN
bjmsr-954	201	4	at	at	ADP
bjmsr-954	201	5	household	household	NOUN
bjmsr-954	201	6	level	level	NOUN
bjmsr-954	201	7	.	.	PUNCT
bjmsr-954	202	1	in	in	ADP
bjmsr-954	202	2	d.	d.	PROPN
bjmsr-954	202	3	d.	d.	PROPN
bjmsr-954	202	4	lasar	lasar	PROPN
bjmsr-954	202	5	,	,	PUNCT
bjmsr-954	202	6	&	&	CCONJ
bjmsr-954	202	7	p.	p.	PROPN
bjmsr-954	202	8	p.	p.	NOUN
bjmsr-954	202	9	palanichami	palanichami	NOUN
bjmsr-954	202	10	(	(	PUNCT
bjmsr-954	202	11	eds	ed	NOUN
bjmsr-954	202	12	.	.	PUNCT
bjmsr-954	202	13	)	)	PUNCT
bjmsr-954	202	14	,	,	PUNCT
bjmsr-954	202	15	microfinance	microfinance	NOUN
bjmsr-954	202	16	and	and	CCONJ
bjmsr-954	202	17	poverty	poverty	NOUN
bjmsr-954	202	18	eradication	eradication	NOUN
bjmsr-954	202	19	:	:	PUNCT
bjmsr-954	202	20	indian	indian	ADJ
bjmsr-954	202	21	and	and	CCONJ
bjmsr-954	202	22	global	global	ADJ
bjmsr-954	202	23	experience	experience	NOUN
bjmsr-954	202	24	(	(	PUNCT
bjmsr-954	202	25	pp	pp	ADJ
bjmsr-954	202	26	.	.	PUNCT
bjmsr-954	202	27	294	294	NUM
bjmsr-954	202	28	-	-	SYM
bjmsr-954	202	29	320	320	NUM
bjmsr-954	202	30	)	)	PUNCT
bjmsr-954	202	31	.	.	PUNCT
bjmsr-954	203	1	new	new	PROPN
bjmsr-954	203	2	delhi	delhi	PROPN
bjmsr-954	203	3	,	,	PUNCT
bjmsr-954	203	4	india	india	PROPN
bjmsr-954	203	5	:	:	PUNCT
bjmsr-954	203	6	new	new	ADJ
bjmsr-954	203	7	century	century	NOUN
bjmsr-954	203	8	publications	publication	NOUN
bjmsr-954	203	9	.	.	PUNCT
bjmsr-954	204	1	copyrights	copyright	VERB
bjmsr-954	204	2	copyright	copyright	NOUN
bjmsr-954	204	3	for	for	ADP
bjmsr-954	204	4	this	this	DET
bjmsr-954	204	5	article	article	NOUN
bjmsr-954	204	6	is	be	AUX
bjmsr-954	204	7	retained	retain	VERB
bjmsr-954	204	8	by	by	ADP
bjmsr-954	204	9	the	the	DET
bjmsr-954	204	10	author(s	author(s	PROPN
bjmsr-954	204	11	)	)	PUNCT
bjmsr-954	204	12	,	,	PUNCT
bjmsr-954	204	13	with	with	ADP
bjmsr-954	204	14	first	first	ADJ
bjmsr-954	204	15	publication	publication	NOUN
bjmsr-954	204	16	rights	right	NOUN
bjmsr-954	204	17	granted	grant	VERB
bjmsr-954	204	18	to	to	ADP
bjmsr-954	204	19	the	the	DET
bjmsr-954	204	20	journal	journal	NOUN
bjmsr-954	204	21	.	.	PUNCT
bjmsr-954	205	1	this	this	PRON
bjmsr-954	205	2	is	be	AUX
bjmsr-954	205	3	an	an	DET
bjmsr-954	205	4	open	open	ADJ
bjmsr-954	205	5	-	-	PUNCT
bjmsr-954	205	6	access	access	NOUN
bjmsr-954	205	7	article	article	NOUN
bjmsr-954	205	8	distributed	distribute	VERB
bjmsr-954	205	9	under	under	ADP
bjmsr-954	205	10	the	the	DET
bjmsr-954	205	11	terms	term	NOUN
bjmsr-954	205	12	and	and	CCONJ
bjmsr-954	205	13	conditions	condition	NOUN
bjmsr-954	205	14	of	of	ADP
bjmsr-954	205	15	the	the	DET
bjmsr-954	205	16	creative	creative	ADJ
bjmsr-954	205	17	commons	common	NOUN
bjmsr-954	205	18	attribution	attribution	NOUN
bjmsr-954	205	19	license	license	NOUN
bjmsr-954	205	20	(	(	PUNCT
bjmsr-954	205	21	http://creativecommons.org/licenses/by/4.0/	http://creativecommons.org/licenses/by/4.0/	PROPN
bjmsr-954	205	22	)	)	PUNCT