id	keyword
bjmsr-453	model
bjmsr-453	credit
bjmsr-453	variables
bjmsr-453	data
bjmsr-453	accuracy
bjmsr-453	analysis
bjmsr-453	results
bjmsr-453	repayment
bjmsr-453	table
bjmsr-453	logistic
bjmsr-453	regression
bjmsr-453	rate
bjmsr-453	journal
bjmsr-453	test
bjmsr-453	research
bjmsr-453	investment
bjmsr-453	capita