id	keyword
blsr-19367	insurance
blsr-19367	homeowners
blsr-19367	california
blsr-19367	climate
blsr-19367	state
blsr-19367	insurers
blsr-19367	companies
blsr-19367	risk
blsr-19367	non
blsr-19367	plan
blsr-19367	coverage
blsr-19367	fair
blsr-19367	energy
blsr-19367	homeowners insurance
blsr-19367	policy
blsr-19367	market
blsr-19367	n.d
blsr-19367	policies