id	keyword
bae-3263	mfbs
bae-3263	productivity
bae-3263	microfinance
bae-3263	efficiency
bae-3263	performance
bae-3263	change
bae-3263	study
bae-3263	index
bae-3263	malmquist
bae-3263	average
bae-3263	ratio
bae-3263	technology
bae-3263	period