id sid tid token lemma pos biht-427 1 1 1 1 X biht-427 1 2 ( ( PUNCT biht-427 1 3 page page NOUN biht-427 1 4 number number NOUN biht-427 1 5 not not PART biht-427 1 6 for for ADP biht-427 1 7 citation citation NOUN biht-427 1 8 purpose purpose NOUN biht-427 1 9 ) ) PUNCT biht-427 1 10 original original ADJ biht-427 1 11 research research NOUN biht-427 1 12 modeling model VERB biht-427 1 13 drivers driver NOUN biht-427 1 14 of of ADP biht-427 1 15 blockchain blockchain PROPN biht-427 1 16 - - PUNCT biht-427 1 17 based base VERB biht-427 1 18 ai ai PROPN biht-427 1 19 adoption adoption NOUN biht-427 1 20 to to PART biht-427 1 21 improve improve VERB biht-427 1 22 financial financial ADJ biht-427 1 23 transparency transparency NOUN biht-427 1 24 in in ADP biht-427 1 25 health health NOUN biht-427 1 26 insurance insurance NOUN biht-427 1 27 organizations organization NOUN biht-427 1 28 sepideh sepideh NOUN biht-427 1 29 mohammadi mohammadi VERB biht-427 1 30 tong tong PROPN biht-427 1 31 andri andri PROPN biht-427 1 32 , , PUNCT biht-427 1 33 phd phd NOUN biht-427 1 34 , , PUNCT biht-427 1 35 public public ADJ biht-427 1 36 administration1 administration1 NOUN biht-427 1 37     SPACE biht-427 1 38 and and CCONJ biht-427 1 39 sahar sahar PROPN biht-427 1 40 mohammadi mohammadi PROPN biht-427 1 41 tong tong PROPN biht-427 1 42 andri andri PROPN biht-427 1 43 , , PUNCT biht-427 1 44 msc msc PROPN biht-427 1 45 , , PUNCT biht-427 1 46 information information NOUN biht-427 1 47 technology technology NOUN biht-427 1 48 management2 management2 NOUN biht-427 1 49     SPACE biht-427 1 50 ¹department ¹department PROPN biht-427 1 51 of of ADP biht-427 1 52 public public ADJ biht-427 1 53 administration administration NOUN biht-427 1 54 , , PUNCT biht-427 1 55 faculty faculty NOUN biht-427 1 56 of of ADP biht-427 1 57 humanities humanity NOUN biht-427 1 58 , , PUNCT biht-427 1 59 islamic islamic PROPN biht-427 1 60 azad azad PROPN biht-427 1 61 university university PROPN biht-427 1 62 , , PUNCT biht-427 1 63 shoushtar shoushtar PROPN biht-427 1 64 branch branch PROPN biht-427 1 65 , , PUNCT biht-427 1 66 shoushtar shoushtar ADJ biht-427 1 67 , , PUNCT biht-427 1 68 iran iran PROPN biht-427 1 69 ; ; PUNCT biht-427 1 70 2department 2department NUM biht-427 1 71 of of ADP biht-427 1 72 information information NOUN biht-427 1 73 technology technology NOUN biht-427 1 74 management management NOUN biht-427 1 75 – – PUNCT biht-427 1 76 intelligent intelligent ADJ biht-427 1 77 business business NOUN biht-427 1 78 , , PUNCT biht-427 1 79 faculty faculty NOUN biht-427 1 80 of of ADP biht-427 1 81 humanities humanity NOUN biht-427 1 82 , , PUNCT biht-427 1 83 islamic islamic PROPN biht-427 1 84 azad azad PROPN biht-427 1 85 university university PROPN biht-427 1 86 , , PUNCT biht-427 1 87 najafabad najafabad PROPN biht-427 1 88 branch branch PROPN biht-427 1 89 , , PUNCT biht-427 1 90 najafabad najafabad PROPN biht-427 1 91 , , PUNCT biht-427 1 92 iran iran PROPN biht-427 1 93 corresponding correspond VERB biht-427 1 94 author author NOUN biht-427 1 95 : : PUNCT biht-427 1 96 sepideh sepideh NOUN biht-427 1 97 mohammadi mohammadi NOUN biht-427 1 98 tong tong PROPN biht-427 1 99 andri andri PROPN biht-427 1 100 , , PUNCT biht-427 1 101 email email NOUN biht-427 1 102 : : PUNCT biht-427 1 103 sepidehmohammaditongandri@gmail.com sepidehmohammaditongandri@gmail.com X biht-427 2 1 doi doi NOUN biht-427 2 2 : : PUNCT biht-427 2 3 https://doi.org/10.30953/bhty.v8.427 https://doi.org/10.30953/bhty.v8.427 NOUN biht-427 2 4 keywords keyword NOUN biht-427 2 5 : : PUNCT biht-427 2 6 artificial artificial ADJ biht-427 2 7 intelligence intelligence NOUN biht-427 2 8 , , PUNCT biht-427 2 9 blockchain blockchain NOUN biht-427 2 10 , , PUNCT biht-427 2 11 financial financial ADJ biht-427 2 12 transparency transparency NOUN biht-427 2 13 , , PUNCT biht-427 2 14 health health NOUN biht-427 2 15 insurance insurance NOUN biht-427 2 16 , , PUNCT biht-427 2 17 organizational organizational ADJ biht-427 2 18 readiness readiness NOUN biht-427 2 19 abstract abstract NOUN biht-427 2 20 the the DET biht-427 2 21 authors author NOUN biht-427 2 22 explored explore VERB biht-427 2 23 the the DET biht-427 2 24 primary primary ADJ biht-427 2 25 organizational organizational ADJ biht-427 2 26 and and CCONJ biht-427 2 27 environmental environmental ADJ biht-427 2 28 factors factor NOUN biht-427 2 29 that that PRON biht-427 2 30 influence influence VERB biht-427 2 31 the the DET biht-427 2 32 adoption adoption NOUN biht-427 2 33 of of ADP biht-427 2 34 blockchain blockchain PROPN biht-427 2 35 - - PUNCT biht-427 2 36 integrated integrate VERB biht-427 2 37 artificial artificial ADJ biht-427 2 38 intelligence intelligence NOUN biht-427 2 39 systems system NOUN biht-427 2 40 aimed aim VERB biht-427 2 41 at at ADP biht-427 2 42 enhancing enhance VERB biht-427 2 43 financial financial ADJ biht-427 2 44 transparency transparency NOUN biht-427 2 45 within within ADP biht-427 2 46 health health NOUN biht-427 2 47 insurance insurance NOUN biht-427 2 48 institutions institution NOUN biht-427 2 49 . . PUNCT biht-427 3 1 building build VERB biht-427 3 2 on on ADP biht-427 3 3 established establish VERB biht-427 3 4 models model NOUN biht-427 3 5 of of ADP biht-427 3 6 technology technology NOUN biht-427 3 7 acceptance acceptance NOUN biht-427 3 8 and and CCONJ biht-427 3 9 organizational organizational ADJ biht-427 3 10 change change NOUN biht-427 3 11 , , PUNCT biht-427 3 12 a a DET biht-427 3 13 conceptual conceptual ADJ biht-427 3 14 framework framework NOUN biht-427 3 15 was be AUX biht-427 3 16 developed develop VERB biht-427 3 17 to to PART biht-427 3 18 examine examine VERB biht-427 3 19 the the DET biht-427 3 20 interaction interaction NOUN biht-427 3 21 of of ADP biht-427 3 22 technological technological ADJ biht-427 3 23 readiness readiness NOUN biht-427 3 24 , , PUNCT biht-427 3 25 management management NOUN biht-427 3 26 support support NOUN biht-427 3 27 , , PUNCT biht-427 3 28 regulatory regulatory ADJ biht-427 3 29 compliance compliance NOUN biht-427 3 30 , , PUNCT biht-427 3 31 and and CCONJ biht-427 3 32 workforce workforce NOUN biht-427 3 33 capability capability NOUN biht-427 3 34 . . PUNCT biht-427 4 1 data datum NOUN biht-427 4 2 collected collect VERB biht-427 4 3 from from ADP biht-427 4 4 272 272 NUM biht-427 4 5 professionals professional NOUN biht-427 4 6 working work VERB biht-427 4 7 in in ADP biht-427 4 8 various various ADJ biht-427 4 9 health health NOUN biht-427 4 10 insurance insurance NOUN biht-427 4 11 entities entity NOUN biht-427 4 12 were be AUX biht-427 4 13 analyzed analyze VERB biht-427 4 14 using use VERB biht-427 4 15 structural structural ADJ biht-427 4 16 equation equation NOUN biht-427 4 17 modeling modeling NOUN biht-427 4 18 to to PART biht-427 4 19 assess assess VERB biht-427 4 20 direct direct ADJ biht-427 4 21 and and CCONJ biht-427 4 22 indirect indirect ADJ biht-427 4 23 pathways pathway NOUN biht-427 4 24 . . PUNCT biht-427 5 1 the the DET biht-427 5 2 findings finding NOUN biht-427 5 3 underscore underscore VERB biht-427 5 4 that that SCONJ biht-427 5 5 internal internal ADJ biht-427 5 6 drivers driver NOUN biht-427 5 7 — — PUNCT biht-427 5 8 particularly particularly ADV biht-427 5 9 employee employee NOUN biht-427 5 10 training training NOUN biht-427 5 11 , , PUNCT biht-427 5 12 executive executive ADJ biht-427 5 13 leadership leadership NOUN biht-427 5 14 commitment commitment NOUN biht-427 5 15 , , PUNCT biht-427 5 16 and and CCONJ biht-427 5 17 digital digital ADJ biht-427 5 18 infrastructure infrastructure NOUN biht-427 5 19 — — PUNCT biht-427 5 20 are be AUX biht-427 5 21 far far ADV biht-427 5 22 more more ADV biht-427 5 23 significant significant ADJ biht-427 5 24 in in ADP biht-427 5 25 shaping shape VERB biht-427 5 26 adoption adoption NOUN biht-427 5 27 outcomes outcome NOUN biht-427 5 28 than than ADP biht-427 5 29 external external ADJ biht-427 5 30 forces force NOUN biht-427 5 31 like like ADP biht-427 5 32 regulatory regulatory ADJ biht-427 5 33 mandates mandate NOUN biht-427 5 34 or or CCONJ biht-427 5 35 market market NOUN biht-427 5 36 competition competition NOUN biht-427 5 37 . . PUNCT biht-427 6 1 moreover moreover ADV biht-427 6 2 , , PUNCT biht-427 6 3 financial financial ADJ biht-427 6 4 transparency transparency NOUN biht-427 6 5 emerges emerge VERB biht-427 6 6 as as ADP biht-427 6 7 a a DET biht-427 6 8 critical critical ADJ biht-427 6 9 outcome outcome NOUN biht-427 6 10 and and CCONJ biht-427 6 11 a a DET biht-427 6 12 mediating mediate VERB biht-427 6 13 factor factor NOUN biht-427 6 14 that that PRON biht-427 6 15 reinforces reinforce VERB biht-427 6 16 trust trust NOUN biht-427 6 17 in in ADP biht-427 6 18 technology technology NOUN biht-427 6 19 adoption adoption NOUN biht-427 6 20 . . PUNCT biht-427 7 1 this this DET biht-427 7 2 article article NOUN biht-427 7 3 presents present VERB biht-427 7 4 practical practical ADJ biht-427 7 5 insights insight NOUN biht-427 7 6 for for ADP biht-427 7 7 policymakers policymaker NOUN biht-427 7 8 and and CCONJ biht-427 7 9 healthcare healthcare PROPN biht-427 7 10 administrators administrator NOUN biht-427 7 11 to to PART biht-427 7 12 promote promote VERB biht-427 7 13 ethical ethical ADJ biht-427 7 14 , , PUNCT biht-427 7 15 efficient efficient ADJ biht-427 7 16 , , PUNCT biht-427 7 17 and and CCONJ biht-427 7 18 transparent transparent ADJ biht-427 7 19 digital digital ADJ biht-427 7 20 transformation transformation NOUN biht-427 7 21 in in ADP biht-427 7 22 the the DET biht-427 7 23 insurance insurance NOUN biht-427 7 24 sector sector NOUN biht-427 7 25 . . PUNCT biht-427 8 1 plain plain ADJ biht-427 8 2 language language NOUN biht-427 8 3 summary summary NOUN biht-427 8 4 this this DET biht-427 8 5 study study NOUN biht-427 8 6 examines examine VERB biht-427 8 7 the the DET biht-427 8 8 factors factor NOUN biht-427 8 9 influencing influence VERB biht-427 8 10 the the DET biht-427 8 11 adoption adoption NOUN biht-427 8 12 of of ADP biht-427 8 13 blockchain blockchain PROPN biht-427 8 14 - - ADJ biht-427 8 15 artificial artificial ADJ biht-427 8 16 intelligence intelligence NOUN biht-427 8 17 integrated integrate VERB biht-427 8 18 technologies technology NOUN biht-427 8 19 to to PART biht-427 8 20 enhance enhance VERB biht-427 8 21 financial financial ADJ biht-427 8 22 transparency transparency NOUN biht-427 8 23 in in ADP biht-427 8 24 health health NOUN biht-427 8 25 insurance insurance NOUN biht-427 8 26 organizations organization NOUN biht-427 8 27 . . PUNCT biht-427 9 1 using use VERB biht-427 9 2 structural structural ADJ biht-427 9 3 equation equation NOUN biht-427 9 4 modeling modeling NOUN biht-427 9 5 and and CCONJ biht-427 9 6 necessary necessary ADJ biht-427 9 7 condition condition NOUN biht-427 9 8 analysis analysis NOUN biht-427 9 9 , , PUNCT biht-427 9 10 findings finding NOUN biht-427 9 11 reveal reveal VERB biht-427 9 12 that that SCONJ biht-427 9 13 technological technological ADJ biht-427 9 14 readiness readiness NOUN biht-427 9 15 , , PUNCT biht-427 9 16 employee employee NOUN biht-427 9 17 training training NOUN biht-427 9 18 investment investment NOUN biht-427 9 19 , , PUNCT biht-427 9 20 and and CCONJ biht-427 9 21 senior senior ADJ biht-427 9 22 management management NOUN biht-427 9 23 support support NOUN biht-427 9 24 are be AUX biht-427 9 25 key key ADJ biht-427 9 26 adoption adoption NOUN biht-427 9 27 drivers driver NOUN biht-427 9 28 , , PUNCT biht-427 9 29 while while SCONJ biht-427 9 30 external external ADJ biht-427 9 31 factors factor NOUN biht-427 9 32 like like ADP biht-427 9 33 competitive competitive ADJ biht-427 9 34 pressure pressure NOUN biht-427 9 35 show show VERB biht-427 9 36 minimal minimal ADJ biht-427 9 37 impact impact NOUN biht-427 9 38 . . PUNCT biht-427 10 1 the the DET biht-427 10 2 research research NOUN biht-427 10 3 provides provide VERB biht-427 10 4 practical practical ADJ biht-427 10 5 insights insight NOUN biht-427 10 6 for for SCONJ biht-427 10 7 policymakers policymaker NOUN biht-427 10 8 and and CCONJ biht-427 10 9 administrators administrator NOUN biht-427 10 10 to to PART biht-427 10 11 prioritize prioritize VERB biht-427 10 12 internal internal ADJ biht-427 10 13 organizational organizational ADJ biht-427 10 14 capabilities capability NOUN biht-427 10 15 when when SCONJ biht-427 10 16 implementing implement VERB biht-427 10 17 digital digital ADJ biht-427 10 18 transformation transformation NOUN biht-427 10 19 initiatives initiative NOUN biht-427 10 20 in in ADP biht-427 10 21 the the DET biht-427 10 22 insurance insurance NOUN biht-427 10 23 sector sector NOUN biht-427 10 24 . . PUNCT biht-427 11 1 submitted submit VERB biht-427 11 2 : : PUNCT biht-427 11 3 april april PROPN biht-427 11 4 28 28 NUM biht-427 11 5 , , PUNCT biht-427 11 6 2026 2026 NUM biht-427 11 7 ; ; PUNCT biht-427 11 8 accepted accept VERB biht-427 11 9 : : PUNCT biht-427 11 10 august august PROPN biht-427 11 11 5 5 NUM biht-427 11 12 , , PUNCT biht-427 11 13 2025 2025 NUM biht-427 11 14 ; ; PUNCT biht-427 11 15 published publish VERB biht-427 11 16 : : PUNCT biht-427 11 17 august august PROPN biht-427 11 18 31 31 NUM biht-427 11 19 , , PUNCT biht-427 11 20 2025 2025 NUM biht-427 11 21 in in ADP biht-427 11 22 recent recent ADJ biht-427 11 23 years year NOUN biht-427 11 24 , , PUNCT biht-427 11 25 the the DET biht-427 11 26 health health NOUN biht-427 11 27 insurance insurance NOUN biht-427 11 28 industry industry NOUN biht-427 11 29 has have AUX biht-427 11 30 faced face VERB biht-427 11 31 escalating escalate VERB biht-427 11 32 challenges challenge NOUN biht-427 11 33 in in ADP biht-427 11 34 financial financial ADJ biht-427 11 35 transparency transparency NOUN biht-427 11 36 , , PUNCT biht-427 11 37 risk risk NOUN biht-427 11 38 management management NOUN biht-427 11 39 , , PUNCT biht-427 11 40 and and CCONJ biht-427 11 41 public public ADJ biht-427 11 42 trust trust NOUN biht-427 11 43 . . PUNCT biht-427 12 1 financial financial ADJ biht-427 12 2 fraud fraud NOUN biht-427 12 3 , , PUNCT biht-427 12 4 inefficiencies inefficiency NOUN biht-427 12 5 in in ADP biht-427 12 6 claims claim NOUN biht-427 12 7 processing processing NOUN biht-427 12 8 , , PUNCT biht-427 12 9 and and CCONJ biht-427 12 10 non non NOUN biht-427 12 11 - - NOUN biht-427 12 12 compliance compliance NOUN biht-427 12 13 with with ADP biht-427 12 14 data datum NOUN biht-427 12 15 security security NOUN biht-427 12 16 standards standard NOUN biht-427 12 17 are be AUX biht-427 12 18 among among ADP biht-427 12 19 the the DET biht-427 12 20 critical critical ADJ biht-427 12 21 issues issue NOUN biht-427 12 22 driving drive VERB biht-427 12 23 insurance insurance NOUN biht-427 12 24 organizations organization NOUN biht-427 12 25 toward toward ADP biht-427 12 26 adopting adopt VERB biht-427 12 27 innovative innovative ADJ biht-427 12 28 technologies technology NOUN biht-427 12 29 such such ADJ biht-427 12 30 as as ADP biht-427 12 31     SPACE biht-427 12 32 artificial artificial ADJ biht-427 12 33 intelligence intelligence NOUN biht-427 12 34 ( ( PUNCT biht-427 12 35 ai ai NOUN biht-427 12 36 ) ) PUNCT biht-427 12 37     SPACE biht-427 12 38 and and CCONJ biht-427 12 39     SPACE biht-427 12 40 blockchain.1 blockchain.1 NOUN biht-427 12 41 the the DET biht-427 12 42 integration integration NOUN biht-427 12 43 of of ADP biht-427 12 44 these these DET biht-427 12 45 technologies technology NOUN biht-427 12 46 , , PUNCT biht-427 12 47 particularly particularly ADV biht-427 12 48 in in ADP biht-427 12 49 modeling model VERB biht-427 12 50 the the DET biht-427 12 51 factors factor NOUN biht-427 12 52 influencing influence VERB biht-427 12 53 their their PRON biht-427 12 54 adoption adoption NOUN biht-427 12 55 , , PUNCT biht-427 12 56 holds hold VERB biht-427 12 57 the the DET biht-427 12 58 potential potential NOUN biht-427 12 59 not not PART biht-427 12 60 only only ADV biht-427 12 61 to to PART biht-427 12 62 enhance enhance VERB biht-427 12 63 financial financial ADJ biht-427 12 64 transparency transparency NOUN biht-427 12 65 but but CCONJ biht-427 12 66 also also ADV biht-427 12 67 enable enable VERB biht-427 12 68 structural structural ADJ biht-427 12 69 transformation transformation NOUN biht-427 12 70 in in ADP biht-427 12 71 insurance insurance NOUN biht-427 12 72 processes.2 processes.2 NOUN biht-427 12 73 however however ADV biht-427 12 74 , , PUNCT biht-427 12 75 despite despite SCONJ biht-427 12 76 their their PRON biht-427 12 77 evident evident ADJ biht-427 12 78 potential potential NOUN biht-427 12 79 , , PUNCT biht-427 12 80 the the DET biht-427 12 81 blockchain blockchain PROPN biht-427 12 82 in in ADP biht-427 12 83 healthcare healthcare PROPN biht-427 12 84 today today NOUN biht-427 12 85 issn issn PROPN biht-427 12 86 2573 2573 NUM biht-427 12 87 - - SYM biht-427 12 88 8240 8240 NUM biht-427 12 89 https://orcid.org/0009-0001-5295-2623 https://orcid.org/0009-0001-5295-2623 NOUN biht-427 12 90 https://orcid.org/0009-0009-6886-9160 https://orcid.org/0009-0009-6886-9160 PROPN biht-427 12 91 mailto:sepidehmohammaditongandri@gmail.com mailto:sepidehmohammaditongandri@gmail.com PROPN biht-427 12 92 https://doi.org/10.30953/bhty.v8.427 https://doi.org/10.30953/bhty.v8.427 PROPN biht-427 12 93 citation citation NOUN biht-427 12 94 : : PUNCT biht-427 13 1 blockchain blockchain NOUN biht-427 13 2 in in ADP biht-427 13 3 healthcare healthcare NOUN biht-427 13 4 today today NOUN biht-427 13 5 2025 2025 NUM biht-427 13 6 , , PUNCT biht-427 13 7 8 8 NUM biht-427 13 8 : : SYM biht-427 13 9 427 427 NUM biht-427 13 10 https://doi.org/10.30953/bhty.v8.4272 https://doi.org/10.30953/bhty.v8.4272 NOUN biht-427 13 11 ( ( PUNCT biht-427 13 12 page page NOUN biht-427 13 13 number number NOUN biht-427 13 14 not not PART biht-427 13 15 for for ADP biht-427 13 16 citation citation NOUN biht-427 13 17 purpose purpose NOUN biht-427 13 18 ) ) PUNCT biht-427 13 19 sepideh sepideh NOUN biht-427 13 20 mohammadi mohammadi NOUN biht-427 13 21 tong tong PROPN biht-427 13 22 andri andri PROPN biht-427 13 23 and and CCONJ biht-427 13 24 sahar sahar PROPN biht-427 13 25 mohammadi mohammadi PROPN biht-427 13 26 tong tong PROPN biht-427 13 27 andri andri PROPN biht-427 13 28 implementation implementation NOUN biht-427 13 29 of of ADP biht-427 13 30 these these DET biht-427 13 31 systems system NOUN biht-427 13 32 in in ADP biht-427 13 33 health health NOUN biht-427 13 34 insurance insurance NOUN biht-427 13 35 organizations organization NOUN biht-427 13 36 faces face VERB biht-427 13 37 complex complex ADJ biht-427 13 38 barriers barrier NOUN biht-427 13 39 , , PUNCT biht-427 13 40 including include VERB biht-427 13 41 cultural cultural ADJ biht-427 13 42 resistance resistance NOUN biht-427 13 43 , , PUNCT biht-427 13 44 technical technical ADJ biht-427 13 45 challenges challenge NOUN biht-427 13 46 , , PUNCT biht-427 13 47 and and CCONJ biht-427 13 48 the the DET biht-427 13 49 absence absence NOUN biht-427 13 50 of of ADP biht-427 13 51 unified unified ADJ biht-427 13 52 regulatory regulatory ADJ biht-427 13 53 frameworks.3 frameworks.3 PROPN biht-427 13 54 this this DET biht-427 13 55 paradox paradox NOUN biht-427 13 56 between between ADP biht-427 13 57 the the DET biht-427 13 58 urgent urgent ADJ biht-427 13 59 need need NOUN biht-427 13 60 for for ADP biht-427 13 61 innovation innovation NOUN biht-427 13 62 and and CCONJ biht-427 13 63 operational operational ADJ biht-427 13 64 obstacles obstacle NOUN biht-427 13 65 constitutes constitute VERB biht-427 13 66 a a DET biht-427 13 67 core core NOUN biht-427 13 68 focus focus NOUN biht-427 13 69 of of ADP biht-427 13 70 the the DET biht-427 13 71 present present ADJ biht-427 13 72 study study NOUN biht-427 13 73 . . PUNCT biht-427 14 1 financial financial ADJ biht-427 14 2 transparency transparency NOUN biht-427 14 3 in in ADP biht-427 14 4 health health NOUN biht-427 14 5 insurance insurance NOUN biht-427 14 6 organizations organization NOUN biht-427 14 7 , , PUNCT biht-427 14 8 as as ADP biht-427 14 9 a a DET biht-427 14 10 critical critical ADJ biht-427 14 11 imperative imperative NOUN biht-427 14 12 , , PUNCT biht-427 14 13 necessitates necessitate VERB biht-427 14 14 access access NOUN biht-427 14 15 to to ADP biht-427 14 16 precise precise ADJ biht-427 14 17 , , PUNCT biht-427 14 18 traceable traceable ADJ biht-427 14 19 , , PUNCT biht-427 14 20 and and CCONJ biht-427 14 21 tamper tamper ADJ biht-427 14 22 - - ADJ biht-427 14 23 proof proof ADJ biht-427 14 24 data datum NOUN biht-427 14 25 . . PUNCT biht-427 15 1 artificial artificial ADJ biht-427 15 2 intelligence intelligence NOUN biht-427 15 3 , , PUNCT biht-427 15 4 with with ADP biht-427 15 5 its its PRON biht-427 15 6 advanced advanced ADJ biht-427 15 7 analytics analytic NOUN biht-427 15 8 and and CCONJ biht-427 15 9 machine machine NOUN biht-427 15 10 learning learning NOUN biht-427 15 11 algorithms algorithm NOUN biht-427 15 12 , , PUNCT biht-427 15 13 can can AUX biht-427 15 14 detect detect VERB biht-427 15 15 fraudulent fraudulent ADJ biht-427 15 16 patterns pattern NOUN biht-427 15 17 , , PUNCT biht-427 15 18 while while SCONJ biht-427 15 19 blockchain blockchain PROPN biht-427 15 20 ensures ensure VERB biht-427 15 21 data datum NOUN biht-427 15 22 integrity integrity NOUN biht-427 15 23 and and CCONJ biht-427 15 24 security security NOUN biht-427 15 25 through through ADP biht-427 15 26 decentralized decentralize VERB biht-427 15 27 , , PUNCT biht-427 15 28 distributed distribute VERB biht-427 15 29 ledgers.4 ledgers.4 NOUN biht-427 15 30 for for ADP biht-427 15 31     SPACE biht-427 15 32 instance instance NOUN biht-427 15 33 , , PUNCT biht-427 15 34 blockchain blockchain PROPN biht-427 15 35 - - PUNCT biht-427 15 36 based base VERB biht-427 15 37     SPACE biht-427 15 38 smart smart ADJ biht-427 15 39 contract contract NOUN biht-427 15 40 systems system NOUN biht-427 15 41     SPACE biht-427 15 42 automate automate ADJ biht-427 15 43 claim claim NOUN biht-427 15 44 payments payment NOUN biht-427 15 45 based base VERB biht-427 15 46 on on ADP biht-427 15 47 predefined predefine VERB biht-427 15 48 conditions condition NOUN biht-427 15 49 , , PUNCT biht-427 15 50 reducing reduce VERB biht-427 15 51 reliance reliance NOUN biht-427 15 52 on on ADP biht-427 15 53 human human ADJ biht-427 15 54 intermediaries.5 intermediaries.5 PROPN biht-427 15 55 nevertheless nevertheless ADV biht-427 15 56 , , PUNCT biht-427 15 57 integrating integrate VERB biht-427 15 58 these these DET biht-427 15 59 technologies technology NOUN biht-427 15 60 into into ADP biht-427 15 61 a a DET biht-427 15 62 cohesive cohesive ADJ biht-427 15 63 ecosystem ecosystem NOUN biht-427 15 64 remains remain VERB biht-427 15 65 experimental experimental ADJ biht-427 15 66 , , PUNCT biht-427 15 67 with with ADP biht-427 15 68 significant significant ADJ biht-427 15 69 knowledge knowledge NOUN biht-427 15 70 gaps gap NOUN biht-427 15 71 persisting persist VERB biht-427 15 72 . . PUNCT biht-427 16 1 the the DET biht-427 16 2 first first ADJ biht-427 16 3 major major ADJ biht-427 16 4 research research NOUN biht-427 16 5 gap gap NOUN biht-427 16 6 lies lie VERB biht-427 16 7 in in ADP biht-427 16 8 the the DET biht-427 16 9     SPACE biht-427 16 10 dynamic dynamic ADJ biht-427 16 11 interplay interplay NOUN biht-427 16 12 between between ADP biht-427 16 13 organizational organizational ADJ biht-427 16 14 and and CCONJ biht-427 16 15 technical technical ADJ biht-427 16 16 factors factor NOUN biht-427 16 17     SPACE biht-427 16 18 influencing influence VERB biht-427 16 19 technology technology NOUN biht-427 16 20 adoption adoption NOUN biht-427 16 21 . . PUNCT biht-427 17 1 for for ADP biht-427 17 2 example example NOUN biht-427 17 3 , , PUNCT biht-427 17 4 how how SCONJ biht-427 17 5 do do AUX biht-427 17 6 organizational organizational ADJ biht-427 17 7 culture culture NOUN biht-427 17 8 and and CCONJ biht-427 17 9 digital digital ADJ biht-427 17 10 readiness readiness NOUN biht-427 17 11 levels level NOUN biht-427 17 12 impact impact VERB biht-427 17 13 the the DET biht-427 17 14 success success NOUN biht-427 17 15 of of ADP biht-427 17 16 implementation implementation NOUN biht-427 17 17 ? ? PUNCT biht-427 18 1 studies study NOUN biht-427 18 2 indicate indicate VERB biht-427 18 3 that that SCONJ biht-427 18 4 projects project NOUN biht-427 18 5 such such ADJ biht-427 18 6 as as ADP biht-427 18 7 the the DET biht-427 18 8 blockchain blockchain PROPN biht-427 18 9 insurance insurance PROPN biht-427 18 10 industry industry NOUN biht-427 18 11 initiative initiative NOUN biht-427 18 12 ( ( PUNCT biht-427 18 13 b3i b3i NUM biht-427 18 14 ) ) PUNCT biht-427 18 15 in in ADP biht-427 18 16 reinsurance reinsurance NOUN biht-427 18 17 failed fail VERB biht-427 18 18 due due ADJ biht-427 18 19 to to ADP biht-427 18 20 stakeholder stakeholder NOUN biht-427 18 21 coordination coordination NOUN biht-427 18 22 complexities complexity NOUN biht-427 18 23 and and CCONJ biht-427 18 24 mismatches mismatch NOUN biht-427 18 25 between between ADP biht-427 18 26 technological technological ADJ biht-427 18 27 capabilities capability NOUN biht-427 18 28 and and CCONJ biht-427 18 29 operational operational ADJ biht-427 18 30 needs.6,7 needs.6,7 PROPN biht-427 18 31 the the DET biht-427 18 32 second second ADJ biht-427 18 33 challenge challenge NOUN biht-427 18 34 revolves revolve VERB biht-427 18 35 around around ADP biht-427 18 36 the the DET biht-427 18 37     SPACE biht-427 18 38 tension tension NOUN biht-427 18 39 between between ADP biht-427 18 40 blockchain blockchain PROPN biht-427 18 41 ’s ’s PART biht-427 18 42 decentralization decentralization NOUN biht-427 18 43 and and CCONJ biht-427 18 44 centralized centralize VERB biht-427 18 45 regulatory regulatory ADJ biht-427 18 46 oversight oversight NOUN biht-427 18 47     SPACE biht-427 18 48 in in ADP biht-427 18 49 health health NOUN biht-427 18 50 insurance insurance NOUN biht-427 18 51 . . PUNCT biht-427 19 1 while while SCONJ biht-427 19 2 blockchain blockchain PROPN biht-427 19 3 is be AUX biht-427 19 4 inherently inherently ADV biht-427 19 5 decentralized decentralize VERB biht-427 19 6 , , PUNCT biht-427 19 7 government government NOUN biht-427 19 8 regulations regulation NOUN biht-427 19 9 and and CCONJ biht-427 19 10 privacy privacy NOUN biht-427 19 11 mandates mandate NOUN biht-427 19 12 ( ( PUNCT biht-427 19 13 e.g. e.g. ADV biht-427 19 14 , , PUNCT biht-427 19 15 general general ADJ biht-427 19 16 data datum NOUN biht-427 19 17 protection protection NOUN biht-427 19 18 regulation regulation NOUN biht-427 20 1 [ [ X biht-427 20 2 gdpr gdpr X biht-427 20 3 ] ] X biht-427 20 4 ) ) PUNCT biht-427 20 5 may may AUX biht-427 20 6 necessitate necessitate VERB biht-427 20 7 hybrid hybrid NOUN biht-427 20 8 , , PUNCT biht-427 20 9 semi semi ADJ biht-427 20 10 - - ADJ biht-427 20 11 centralized centralized ADJ biht-427 20 12 architectures architecture NOUN biht-427 20 13 with with ADP biht-427 20 14 regulatory regulatory ADJ biht-427 20 15 monitoring monitoring NOUN biht-427 20 16 features.8 features.8 PROPN biht-427 20 17 the the DET biht-427 20 18 third third ADJ biht-427 20 19 issue issue NOUN biht-427 20 20 concerns concern NOUN biht-427 20 21     SPACE biht-427 20 22 cybersecurity cybersecurity NOUN biht-427 20 23 risks risk NOUN biht-427 20 24 . . PUNCT biht-427 21 1 despite despite SCONJ biht-427 21 2 blockchain blockchain PROPN biht-427 21 3 ’s ’s PART biht-427 21 4 inherent inherent ADJ biht-427 21 5 security security NOUN biht-427 21 6 , , PUNCT biht-427 21 7 integrating integrate VERB biht-427 21 8 it it PRON biht-427 21 9 with with ADP biht-427 21 10 ai ai ADJ biht-427 21 11 systems system NOUN biht-427 21 12 that that PRON biht-427 21 13 process process VERB biht-427 21 14 sensitive sensitive ADJ biht-427 21 15 medical medical ADJ biht-427 21 16 and and CCONJ biht-427 21 17 financial financial ADJ biht-427 21 18 data datum NOUN biht-427 21 19 may may AUX biht-427 21 20 introduce introduce VERB biht-427 21 21 novel novel ADJ biht-427 21 22 vulnerabilities.9 vulnerabilities.9 PROPN biht-427 21 23 healthcare healthcare PROPN biht-427 21 24 insurance insurance NOUN biht-427 21 25 fraud fraud NOUN biht-427 21 26 leads lead VERB biht-427 21 27 to to ADP biht-427 21 28 billions billion NOUN biht-427 21 29 of of ADP biht-427 21 30 dollars dollar NOUN biht-427 21 31 in in ADP biht-427 21 32 annual annual ADJ biht-427 21 33 losses loss NOUN biht-427 21 34 on on ADP biht-427 21 35 the the DET biht-427 21 36 global global ADJ biht-427 21 37 economy economy NOUN biht-427 21 38 . . PUNCT biht-427 22 1 estimates estimate NOUN biht-427 22 2 suggest suggest VERB biht-427 22 3 that that SCONJ biht-427 22 4 fraudulent fraudulent ADJ biht-427 22 5 claims claim NOUN biht-427 22 6 account account VERB biht-427 22 7 for for ADP biht-427 22 8 approximately approximately ADV biht-427 22 9 10 10 NUM biht-427 22 10 % % NOUN biht-427 22 11 of of ADP biht-427 22 12 total total ADJ biht-427 22 13 u.s u.s PROPN biht-427 22 14 . . PROPN biht-427 22 15 healthcare healthcare PROPN biht-427 22 16 expenditures.10 expenditures.10 PROPN biht-427 22 17 hybrid hybrid ADJ biht-427 22 18 ai ai PROPN biht-427 22 19 - - PUNCT biht-427 22 20 blockchain blockchain NOUN biht-427 22 21 models model NOUN biht-427 22 22 could could AUX biht-427 22 23 significantly significantly ADV biht-427 22 24 reduce reduce VERB biht-427 22 25 this this DET biht-427 22 26 figure figure NOUN biht-427 22 27 by by ADP biht-427 22 28 minimizing minimize VERB biht-427 22 29 human human ADJ biht-427 22 30 errors error NOUN biht-427 22 31 and and CCONJ biht-427 22 32 identifying identify VERB biht-427 22 33 anomalous anomalous ADJ biht-427 22 34 patterns.11 patterns.11 NOUN biht-427 22 35 enhanced enhance VERB biht-427 22 36 financial financial ADJ biht-427 22 37 transparency transparency NOUN biht-427 22 38 strengthens strengthen VERB biht-427 22 39 policyholder policyholder NOUN biht-427 22 40 trust trust NOUN biht-427 22 41 and and CCONJ biht-427 22 42 improves improve VERB biht-427 22 43 access access NOUN biht-427 22 44 to to ADP biht-427 22 45 insurance insurance NOUN biht-427 22 46 services service NOUN biht-427 22 47 for for ADP biht-427 22 48 underserved underserved ADJ biht-427 22 49 populations population NOUN biht-427 22 50 . . PUNCT biht-427 23 1 for for ADP biht-427 23 2 instance instance NOUN biht-427 23 3 , , PUNCT biht-427 23 4 the the DET biht-427 23 5     SPACE biht-427 23 6 lemonade lemonade NOUN biht-427 23 7     SPACE biht-427 23 8 project project NOUN biht-427 23 9 in in ADP biht-427 23 10 africa africa PROPN biht-427 23 11 leverages leverage VERB biht-427 23 12 blockchain blockchain PROPN biht-427 23 13 - - PUNCT biht-427 23 14 based base VERB biht-427 23 15 smart smart ADJ biht-427 23 16 contracts contract NOUN biht-427 23 17 to to PART biht-427 23 18 offer offer VERB biht-427 23 19 affordable affordable ADJ biht-427 23 20 crop crop NOUN biht-427 23 21 insurance insurance NOUN biht-427 23 22 for for ADP biht-427 23 23 smallholder smallholder NOUN biht-427 23 24 farmers.12 farmers.12 VERB biht-427 23 25 the the DET biht-427 23 26 synergy synergy NOUN biht-427 23 27 of of ADP biht-427 23 28 ai ai PROPN biht-427 23 29 and and CCONJ biht-427 23 30 blockchain blockchain PROPN biht-427 23 31 enables enable VERB biht-427 23 32 the the DET biht-427 23 33 development development NOUN biht-427 23 34 of of ADP biht-427 23 35     SPACE biht-427 23 36 predictive predictive ADJ biht-427 23 37 risk risk NOUN biht-427 23 38 assessment assessment NOUN biht-427 23 39 systems system NOUN biht-427 23 40 . . PUNCT biht-427 24 1 real real ADJ biht-427 24 2 - - PUNCT biht-427 24 3 time time NOUN biht-427 24 4 analysis analysis NOUN biht-427 24 5 of of ADP biht-427 24 6 internet internet NOUN biht-427 24 7 of of ADP biht-427 24 8 things thing NOUN biht-427 24 9 ( ( PUNCT biht-427 24 10 iot)-generated iot)-generate VERB biht-427 24 11 data datum NOUN biht-427 24 12 in in ADP biht-427 24 13 hospitals hospital NOUN biht-427 24 14 , , PUNCT biht-427 24 15 for for ADP biht-427 24 16 example example NOUN biht-427 24 17 , , PUNCT biht-427 24 18 could could AUX biht-427 24 19 forecast forecast VERB biht-427 24 20 disease disease NOUN biht-427 24 21 outbreaks outbreak NOUN biht-427 24 22 and and CCONJ biht-427 24 23 optimize optimize VERB biht-427 24 24 insurance insurance NOUN biht-427 24 25 resource resource NOUN biht-427 24 26 allocation.9 allocation.9 PROPN biht-427 24 27 however however ADV biht-427 24 28 , , PUNCT biht-427 24 29 the the DET biht-427 24 30 growing grow VERB biht-427 24 31 use use NOUN biht-427 24 32 of of ADP biht-427 24 33 sensitive sensitive ADJ biht-427 24 34 patient patient ADJ biht-427 24 35 data datum NOUN biht-427 24 36 intensifies intensifie NOUN biht-427 24 37 ethical ethical ADJ biht-427 24 38 and and CCONJ biht-427 24 39 legal legal ADJ biht-427 24 40 concerns concern NOUN biht-427 24 41 , , PUNCT biht-427 24 42 particularly particularly ADV biht-427 24 43 regarding regard VERB biht-427 24 44 compliance compliance NOUN biht-427 24 45 with with ADP biht-427 24 46 privacy privacy NOUN biht-427 24 47 regulations regulation NOUN biht-427 24 48 such such ADJ biht-427 24 49 as as ADP biht-427 24 50 the the DET biht-427 24 51 health health NOUN biht-427 24 52 insurance insurance NOUN biht-427 24 53 portability portability NOUN biht-427 24 54 and and CCONJ biht-427 24 55 accountability accountability NOUN biht-427 24 56 act act NOUN biht-427 24 57 of of ADP biht-427 24 58 1996 1996 NUM biht-427 24 59 ( ( PUNCT biht-427 24 60 hipaa hipaa PROPN biht-427 24 61 ) ) PUNCT biht-427 24 62 in in ADP biht-427 24 63 the the DET biht-427 24 64 u.s u.s PROPN biht-427 24 65 . . PROPN biht-427 24 66 and and CCONJ biht-427 24 67 gdpr gdpr PROPN biht-427 24 68 in in ADP biht-427 24 69 europe europe PROPN biht-427 24 70 . . PUNCT biht-427 25 1 blockchain blockchain PROPN biht-427 25 2 systems systems PROPN biht-427 25 3 , , PUNCT biht-427 25 4 with with ADP biht-427 25 5 advanced advanced ADJ biht-427 25 6 encryption encryption NOUN biht-427 25 7 and and CCONJ biht-427 25 8 permissioned permissione VERB biht-427 25 9 access access NOUN biht-427 25 10 , , PUNCT biht-427 25 11 offer offer VERB biht-427 25 12 solutions solution NOUN biht-427 25 13 to to PART biht-427 25 14 mitigate mitigate VERB biht-427 25 15 these these DET biht-427 25 16 challenges.13,18 challenges.13,18 NOUN biht-427 25 17 the the DET biht-427 25 18 adoption adoption NOUN biht-427 25 19 of of ADP biht-427 25 20 ai ai PROPN biht-427 25 21     SPACE biht-427 25 22 and and CCONJ biht-427 25 23     SPACE biht-427 25 24 blockchain blockchain NOUN biht-427 25 25 technologies technology NOUN biht-427 25 26     SPACE biht-427 25 27 in in ADP biht-427 25 28 health health NOUN biht-427 25 29 insurance insurance NOUN biht-427 25 30 organizations organization NOUN biht-427 25 31 is be AUX biht-427 25 32 influenced influence VERB biht-427 25 33 by by ADP biht-427 25 34 a a DET biht-427 25 35 dynamic dynamic ADJ biht-427 25 36 interplay interplay NOUN biht-427 25 37 of of ADP biht-427 25 38 technical technical ADJ biht-427 25 39 , , PUNCT biht-427 25 40 organizational organizational ADJ biht-427 25 41 , , PUNCT biht-427 25 42 behavioral behavioral ADJ biht-427 25 43 , , PUNCT biht-427 25 44 and and CCONJ biht-427 25 45 regulatory regulatory ADJ biht-427 25 46 variables variable NOUN biht-427 25 47 , , PUNCT biht-427 25 48 with with ADP biht-427 25 49 causal causal ADJ biht-427 25 50 relationships relationship NOUN biht-427 25 51 between between ADP biht-427 25 52 these these DET biht-427 25 53 factors factor NOUN biht-427 25 54 remaining remain VERB biht-427 25 55 underexplored underexplored ADJ biht-427 25 56 in in ADP biht-427 25 57 existing exist VERB biht-427 25 58 literature literature NOUN biht-427 25 59 . . PUNCT biht-427 26 1 first first ADV biht-427 26 2 , , PUNCT biht-427 26 3 the the DET biht-427 26 4 relationship relationship NOUN biht-427 26 5 between between ADP biht-427 26 6     SPACE biht-427 26 7 organizational organizational ADJ biht-427 26 8 technological technological ADJ biht-427 26 9 readiness readiness NOUN biht-427 26 10     SPACE biht-427 26 11 and and CCONJ biht-427 26 12     SPACE biht-427 26 13 digital digital ADJ biht-427 26 14 culture culture NOUN biht-427 26 15 adoption adoption NOUN biht-427 26 16     SPACE biht-427 26 17 operates operate VERB biht-427 26 18 as as ADP biht-427 26 19 a a DET biht-427 26 20 self self NOUN biht-427 26 21 - - PUNCT biht-427 26 22 reinforcing reinforce VERB biht-427 26 23 cycle cycle NOUN biht-427 26 24 . . PUNCT biht-427 27 1 empirical empirical ADJ biht-427 27 2 studies study NOUN biht-427 27 3 indicate indicate VERB biht-427 27 4 that that SCONJ biht-427 27 5 organizations organization NOUN biht-427 27 6 with with ADP biht-427 27 7 advanced advanced ADJ biht-427 27 8 data data NOUN biht-427 27 9 - - PUNCT biht-427 27 10 processing process VERB biht-427 27 11 infrastructure infrastructure NOUN biht-427 27 12 are be AUX biht-427 27 13 more more ADV biht-427 27 14 likely likely ADJ biht-427 27 15 to to PART biht-427 27 16 cultivate cultivate VERB biht-427 27 17 transparency transparency NOUN biht-427 27 18 - - PUNCT biht-427 27 19 driven drive VERB biht-427 27 20 and and CCONJ biht-427 27 21 innovation innovation NOUN biht-427 27 22 - - PUNCT biht-427 27 23 oriented orient VERB biht-427 27 24 cultures culture NOUN biht-427 27 25 , , PUNCT biht-427 27 26 which which PRON biht-427 27 27 , , PUNCT biht-427 27 28 in in ADP biht-427 27 29 turn turn NOUN biht-427 27 30 , , PUNCT biht-427 27 31 facilitate facilitate VERB biht-427 27 32 the the DET biht-427 27 33 adoption adoption NOUN biht-427 27 34 of of ADP biht-427 27 35 complex complex ADJ biht-427 27 36 technologies technology NOUN biht-427 27 37 like like INTJ biht-427 27 38 blockchain.14,15 blockchain.14,15 VERB biht-427 27 39 conversely conversely ADV biht-427 27 40 , , PUNCT biht-427 27 41 organizations organization NOUN biht-427 27 42 lacking lack VERB biht-427 27 43 such such ADJ biht-427 27 44 readiness readiness NOUN biht-427 27 45 face face NOUN biht-427 27 46 employee employee NOUN biht-427 27 47 resistance resistance NOUN biht-427 27 48 to to ADP biht-427 27 49 automation automation NOUN biht-427 27 50 and and CCONJ biht-427 27 51 distrust distrust NOUN biht-427 27 52 in in ADP biht-427 27 53 decentralized decentralize VERB biht-427 27 54 systems.16 systems.16 PROPN biht-427 27 55 second second PROPN biht-427 27 56 , , PUNCT biht-427 27 57 the the DET biht-427 27 58     SPACE biht-427 27 59 tension tension NOUN biht-427 27 60 between between ADP biht-427 27 61 blockchain blockchain PROPN biht-427 27 62 decentralization decentralization NOUN biht-427 27 63 and and CCONJ biht-427 27 64 regulatory regulatory ADJ biht-427 27 65 compliance compliance NOUN biht-427 27 66 requirements requirement NOUN biht-427 27 67     SPACE biht-427 27 68 creates create VERB biht-427 27 69 a a DET biht-427 27 70 nonlinear nonlinear ADJ biht-427 27 71 dynamic dynamic NOUN biht-427 27 72 . . PUNCT biht-427 28 1 while while SCONJ biht-427 28 2 blockchain blockchain PROPN biht-427 28 3 ’s ’s PART biht-427 28 4 decentralized decentralize VERB biht-427 28 5 nature nature NOUN biht-427 28 6 enhances enhance VERB biht-427 28 7 transparency transparency NOUN biht-427 28 8 and and CCONJ biht-427 28 9 reduces reduce VERB biht-427 28 10 fraud fraud NOUN biht-427 28 11 , , PUNCT biht-427 28 12 it it PRON biht-427 28 13 conflicts conflict VERB biht-427 28 14 with with ADP biht-427 28 15 regulations regulation NOUN biht-427 28 16 such such ADJ biht-427 28 17 as as ADP biht-427 28 18 the the DET biht-427 28 19 gdpr gdpr NOUN biht-427 28 20 , , PUNCT biht-427 28 21 which which PRON biht-427 28 22 mandates mandate VERB biht-427 28 23 centralized centralize VERB biht-427 28 24 accountability.8 accountability.8 PROPN biht-427 28 25 this this DET biht-427 28 26 tension tension NOUN biht-427 28 27 has have AUX biht-427 28 28 spurred spur VERB biht-427 28 29 the the DET biht-427 28 30 emergence emergence NOUN biht-427 28 31 of of ADP biht-427 28 32     SPACE biht-427 28 33 hybrid hybrid ADJ biht-427 28 34 semi semi ADJ biht-427 28 35 - - ADJ biht-427 28 36 centralized centralized ADJ biht-427 28 37 models model NOUN biht-427 28 38 , , PUNCT biht-427 28 39 where where SCONJ biht-427 28 40 regulatory regulatory ADJ biht-427 28 41 nodes node NOUN biht-427 28 42 are be AUX biht-427 28 43 embedded embed VERB biht-427 28 44 into into ADP biht-427 28 45 blockchain blockchain PROPN biht-427 28 46 networks network NOUN biht-427 28 47 to to PART biht-427 28 48 ensure ensure VERB biht-427 28 49 legal legal ADJ biht-427 28 50 adherence.6 adherence.6 NOUN biht-427 28 51 the the DET biht-427 28 52 efficacy efficacy NOUN biht-427 28 53 of of ADP biht-427 28 54 such such ADJ biht-427 28 55 models model NOUN biht-427 28 56 depends depend VERB biht-427 28 57 on on ADP biht-427 28 58 synchronized synchronize VERB biht-427 28 59 collaboration collaboration NOUN biht-427 28 60 between between ADP biht-427 28 61 technical technical ADJ biht-427 28 62 stakeholders stakeholder NOUN biht-427 28 63 ( ( PUNCT biht-427 28 64 developers developer NOUN biht-427 28 65 ) ) PUNCT biht-427 28 66 and and CCONJ biht-427 28 67 legal legal ADJ biht-427 28 68 entities entity NOUN biht-427 28 69 ( ( PUNCT biht-427 28 70 regulatory regulatory ADJ biht-427 28 71 bodies body NOUN biht-427 28 72 ) ) PUNCT biht-427 28 73 . . PUNCT biht-427 29 1 third third ADJ biht-427 29 2 , , PUNCT biht-427 29 3 the the DET biht-427 29 4 relationship relationship NOUN biht-427 29 5 between between ADP biht-427 29 6     SPACE biht-427 29 7 technical technical ADJ biht-427 29 8 complexity complexity NOUN biht-427 29 9     SPACE biht-427 29 10 and and CCONJ biht-427 29 11     SPACE biht-427 29 12 perceived perceive VERB biht-427 29 13 usefulness usefulness NOUN biht-427 29 14 — — PUNCT biht-427 29 15 a a DET biht-427 29 16 core core NOUN biht-427 29 17 construct construct NOUN biht-427 29 18 of of ADP biht-427 29 19 technology technology NOUN biht-427 29 20 acceptance acceptance NOUN biht-427 29 21 model model NOUN biht-427 29 22 ( ( PUNCT biht-427 29 23 tam)—requires tam)—require NOUN biht-427 29 24 recontextualization recontextualization NOUN biht-427 29 25 . . PUNCT biht-427 30 1 although although SCONJ biht-427 30 2 ai ai PROPN biht-427 30 3 - - PUNCT biht-427 30 4 blockchain blockchain NOUN biht-427 30 5 hybrid hybrid ADJ biht-427 30 6 systems system NOUN biht-427 30 7 are be AUX biht-427 30 8 inherently inherently ADV biht-427 30 9 complex complex ADJ biht-427 30 10 , , PUNCT biht-427 30 11 empirical empirical ADJ biht-427 30 12 evidence evidence NOUN biht-427 30 13 suggests suggest VERB biht-427 30 14 that that SCONJ biht-427 30 15 user user NOUN biht-427 30 16 training training NOUN biht-427 30 17 and and CCONJ biht-427 30 18 intuitive intuitive ADJ biht-427 30 19 interface interface NOUN biht-427 30 20 design design NOUN biht-427 30 21 ( ( PUNCT biht-427 30 22 e.g. e.g. ADV biht-427 30 23 , , PUNCT biht-427 30 24 visual visual ADJ biht-427 30 25 dashboards dashboard NOUN biht-427 30 26 ) ) PUNCT biht-427 30 27 can can AUX biht-427 30 28 enhance enhance VERB biht-427 30 29 perceived perceive VERB biht-427 30 30 usefulness usefulness NOUN biht-427 30 31 , , PUNCT biht-427 30 32 even even ADV biht-427 30 33 when when SCONJ biht-427 30 34 technical technical ADJ biht-427 30 35 complexity complexity NOUN biht-427 30 36 remains remain VERB biht-427 30 37 high.17,18 high.17,18 NOUN biht-427 30 38 for for ADP biht-427 30 39 example example NOUN biht-427 30 40 , , PUNCT biht-427 30 41 in in ADP biht-427 30 42 the the DET biht-427 30 43     SPACE biht-427 30 44 nexus nexus NOUN biht-427 30 45 mutual mutual ADJ biht-427 30 46     SPACE biht-427 30 47 project project NOUN biht-427 30 48 , , PUNCT biht-427 30 49 the the DET biht-427 30 50 integration integration NOUN biht-427 30 51 of of ADP biht-427 30 52 user user NOUN biht-427 30 53 - - PUNCT biht-427 30 54 friendly friendly ADJ biht-427 30 55 interfaces interface NOUN biht-427 30 56 to to PART biht-427 30 57 display display VERB biht-427 30 58 blockchain blockchain PROPN biht-427 30 59 - - PUNCT biht-427 30 60 based base VERB biht-427 30 61 insurance insurance NOUN biht-427 30 62 data datum NOUN biht-427 30 63 improved improve VERB biht-427 30 64 end end NOUN biht-427 30 65 - - PUNCT biht-427 30 66 user user NOUN biht-427 30 67 adoption adoption NOUN biht-427 30 68 rates rate NOUN biht-427 30 69 by by ADP biht-427 30 70 40%.19 40%.19 NUM biht-427 30 71 fourth fourth ADJ biht-427 30 72 , , PUNCT biht-427 30 73     SPACE biht-427 30 74 implementation implementation NOUN biht-427 30 75 costs cost NOUN biht-427 30 76     SPACE biht-427 30 77 and and CCONJ biht-427 30 78     SPACE biht-427 30 79 economic economic ADJ biht-427 30 80 returns return NOUN biht-427 30 81 exhibit exhibit VERB biht-427 30 82 a a DET biht-427 30 83 reciprocal reciprocal ADJ biht-427 30 84 relationship relationship NOUN biht-427 30 85 contingent contingent NOUN biht-427 30 86 on on ADP biht-427 30 87 technological technological ADJ biht-427 30 88 maturity maturity NOUN biht-427 30 89 . . PUNCT biht-427 31 1 initial initial ADJ biht-427 31 2 development development NOUN biht-427 31 3 costs cost NOUN biht-427 31 4 for for ADP biht-427 31 5 smart smart ADJ biht-427 31 6 contracts contract NOUN biht-427 31 7 and and CCONJ biht-427 31 8 legacy legacy NOUN biht-427 31 9 system system NOUN biht-427 31 10 integration integration NOUN biht-427 31 11 are be AUX biht-427 31 12 substantial substantial ADJ biht-427 31 13 , , PUNCT biht-427 31 14 but but CCONJ biht-427 31 15 as as SCONJ biht-427 31 16 blockchain blockchain PROPN biht-427 31 17 networks network NOUN biht-427 31 18 achieve achieve VERB biht-427 31 19 scalability scalability NOUN biht-427 31 20 ( ( PUNCT biht-427 31 21 e.g. e.g. ADV biht-427 31 22 , , PUNCT biht-427 31 23 ethereum ethereum NOUN biht-427 31 24 2.0 2.0 NUM biht-427 31 25 ) ) PUNCT biht-427 31 26 and and CCONJ biht-427 31 27 technological technological ADJ biht-427 31 28 maturity maturity NOUN biht-427 31 29 increases increase VERB biht-427 31 30 roi roi NOUN biht-427 31 31 , , PUNCT biht-427 31 32 which which PRON biht-427 31 33 grows grow VERB biht-427 31 34 exponentially.2,9 exponentially.2,9 PROPN biht-427 31 35 this this DET biht-427 31 36 relationship relationship NOUN biht-427 31 37 is be AUX biht-427 31 38 particularly particularly ADV biht-427 31 39 evident evident ADJ biht-427 31 40 in in ADP biht-427 31 41 health health NOUN biht-427 31 42 insurance insurance NOUN biht-427 31 43 organizations organization NOUN biht-427 31 44 handling handle VERB biht-427 31 45 high high ADJ biht-427 31 46 transaction transaction NOUN biht-427 31 47 volumes volume NOUN biht-427 31 48 , , PUNCT biht-427 31 49 such such ADJ biht-427 31 50 as as ADP biht-427 31 51 frequent frequent ADJ biht-427 31 52 claims claim NOUN biht-427 31 53 processing processing NOUN biht-427 31 54 . . PUNCT biht-427 32 1 https://doi.org/10.30953/bhty.v8.427 https://doi.org/10.30953/bhty.v8.427 PROPN biht-427 32 2 citation citation NOUN biht-427 32 3 : : PUNCT biht-427 33 1 blockchain blockchain NOUN biht-427 33 2 in in ADP biht-427 33 3 healthcare healthcare NOUN biht-427 33 4 today today NOUN biht-427 33 5 2025 2025 NUM biht-427 33 6 , , PUNCT biht-427 33 7 8 8 NUM biht-427 33 8 : : SYM biht-427 33 9 427 427 NUM biht-427 33 10 https://doi.org/10.30953/bhty.v8.427 https://doi.org/10.30953/bhty.v8.427 NOUN biht-427 33 11 3 3 NUM biht-427 33 12 ( ( PUNCT biht-427 33 13 page page NOUN biht-427 33 14 number number NOUN biht-427 33 15 not not PART biht-427 33 16 for for ADP biht-427 33 17 citation citation NOUN biht-427 33 18 purpose purpose NOUN biht-427 33 19 ) ) PUNCT biht-427 33 20 blockchain blockchain PROPN biht-427 33 21 ai ai VERB biht-427 33 22 adoption adoption NOUN biht-427 33 23 to to PART biht-427 33 24 improve improve VERB biht-427 33 25 financial financial ADJ biht-427 33 26 transparency transparency NOUN biht-427 33 27 fifth fifth ADJ biht-427 33 28 , , PUNCT biht-427 33 29     SPACE biht-427 33 30 cybersecurity cybersecurity NOUN biht-427 33 31     SPACE biht-427 33 32 and and CCONJ biht-427 33 33     SPACE biht-427 33 34 data datum NOUN biht-427 33 35 privacy privacy NOUN biht-427 33 36     SPACE biht-427 33 37 are be AUX biht-427 33 38 interdependent interdependent ADJ biht-427 33 39 variables variable NOUN biht-427 33 40 critical critical ADJ biht-427 33 41 to to ADP biht-427 33 42 ai ai VERB biht-427 33 43 - - PUNCT biht-427 33 44 blockchain blockchain NOUN biht-427 33 45 convergence convergence NOUN biht-427 33 46 . . PUNCT biht-427 34 1 while while SCONJ biht-427 34 2 blockchain blockchain PROPN biht-427 34 3 ensures ensure VERB biht-427 34 4 data datum NOUN biht-427 34 5 integrity integrity NOUN biht-427 34 6 via via ADP biht-427 34 7 advanced advanced ADJ biht-427 34 8 cryptographic cryptographic ADJ biht-427 34 9 protocols protocol NOUN biht-427 34 10 ( ( PUNCT biht-427 34 11 e.g. e.g. ADV biht-427 34 12 , , PUNCT biht-427 34 13 sha-256 sha-256 PROPN biht-427 34 14 , , PUNCT biht-427 34 15 ai ai VERB biht-427 34 16 systems system NOUN biht-427 34 17 analyzing analyze VERB biht-427 34 18 sensitive sensitive ADJ biht-427 34 19 medical medical ADJ biht-427 34 20 records record NOUN biht-427 34 21 risk risk NOUN biht-427 34 22 compromising compromise VERB biht-427 34 23 user user NOUN biht-427 34 24 privacy.4 privacy.4 NOUN biht-427 34 25 emerging emerge VERB biht-427 34 26 solutions solution NOUN biht-427 34 27 such such ADJ biht-427 34 28 as as ADP biht-427 34 29     SPACE biht-427 34 30 homomorphic homomorphic ADJ biht-427 34 31 encryption encryption NOUN biht-427 34 32 , , PUNCT biht-427 34 33 which which PRON biht-427 34 34 enables enable VERB biht-427 34 35 computation computation NOUN biht-427 34 36 on on ADP biht-427 34 37 encrypted encrypt VERB biht-427 34 38 data datum NOUN biht-427 34 39 , , PUNCT biht-427 34 40 serve serve VERB biht-427 34 41 as as ADP biht-427 34 42 a a DET biht-427 34 43 bridge bridge NOUN biht-427 34 44 between between ADP biht-427 34 45 these these DET biht-427 34 46 variables.11 variables.11 ADJ biht-427 34 47 ethical ethical ADJ biht-427 34 48 implications implication NOUN biht-427 34 49     SPACE biht-427 34 50 further far ADV biht-427 34 51 mediate mediate VERB biht-427 34 52 technology technology NOUN biht-427 34 53 adoption adoption NOUN biht-427 34 54 dynamics dynamic NOUN biht-427 34 55 . . PUNCT biht-427 35 1 ai ai VERB biht-427 35 2 - - PUNCT biht-427 35 3 driven drive VERB biht-427 35 4 health health NOUN biht-427 35 5 risk risk NOUN biht-427 35 6 prediction prediction NOUN biht-427 35 7 models model NOUN biht-427 35 8 may may AUX biht-427 35 9 perpetuate perpetuate VERB biht-427 35 10     SPACE biht-427 35 11 insurance insurance NOUN biht-427 35 12 bias bias NOUN biht-427 35 13     SPACE biht-427 35 14 against against ADP biht-427 35 15 marginalized marginalize VERB biht-427 35 16 demographics demographic NOUN biht-427 35 17 unless unless SCONJ biht-427 35 18 algorithms algorithm NOUN biht-427 35 19 are be AUX biht-427 35 20 trained train VERB biht-427 35 21 on on ADP biht-427 35 22 balanced balanced ADJ biht-427 35 23 datasets dataset NOUN biht-427 35 24 and and CCONJ biht-427 35 25 governed govern VERB biht-427 35 26 by by ADP biht-427 35 27 ethical ethical ADJ biht-427 35 28 frameworks.13 frameworks.13 PROPN biht-427 35 29 initiatives initiative NOUN biht-427 35 30 like like ADP biht-427 35 31     SPACE biht-427 35 32 fairledger fairledger NOUN biht-427 35 33 , , PUNCT biht-427 35 34 which which PRON biht-427 35 35 integrate integrate VERB biht-427 35 36 algorithmic algorithmic ADJ biht-427 35 37 transparency transparency NOUN biht-427 35 38 mechanisms mechanism NOUN biht-427 35 39 into into ADP biht-427 35 40 blockchain blockchain PROPN biht-427 35 41 architectures architecture NOUN biht-427 35 42 , , PUNCT biht-427 35 43 aim aim VERB biht-427 35 44 to to PART biht-427 35 45 mitigate mitigate VERB biht-427 35 46 such such ADJ biht-427 35 47 risks.7 risks.7 NOUN biht-427 35 48 despite despite SCONJ biht-427 35 49 their their PRON biht-427 35 50 potential potential ADJ biht-427 35 51 benefits benefit NOUN biht-427 35 52 , , PUNCT biht-427 35 53 modeling model VERB biht-427 35 54 the the DET biht-427 35 55 factors factor NOUN biht-427 35 56 driving drive VERB biht-427 35 57 ai ai VERB biht-427 35 58 and and CCONJ biht-427 35 59 blockchain blockchain VERB biht-427 35 60 adoption adoption NOUN biht-427 35 61 in in ADP biht-427 35 62 health health NOUN biht-427 35 63 insurance insurance NOUN biht-427 35 64 demands demand VERB biht-427 35 65 a a DET biht-427 35 66 nuanced nuanced ADJ biht-427 35 67 understanding understanding NOUN biht-427 35 68 of of ADP biht-427 35 69 the the DET biht-427 35 70 complex complex ADJ biht-427 35 71 interactions interaction NOUN biht-427 35 72 among among ADP biht-427 35 73 technology technology NOUN biht-427 35 74 , , PUNCT biht-427 35 75 organizations organization NOUN biht-427 35 76 , , PUNCT biht-427 35 77 and and CCONJ biht-427 35 78 society society NOUN biht-427 35 79 . . PUNCT biht-427 36 1 this this DET biht-427 36 2 study study NOUN biht-427 36 3 addresses address VERB biht-427 36 4 existing exist VERB biht-427 36 5 literature literature NOUN biht-427 36 6 gaps gap NOUN biht-427 36 7 — — PUNCT biht-427 36 8 such such ADJ biht-427 36 9 as as ADP biht-427 36 10 the the DET biht-427 36 11 impact impact NOUN biht-427 36 12 of of ADP biht-427 36 13 human human ADJ biht-427 36 14 factors factor NOUN biht-427 36 15 on on ADP biht-427 36 16 technology technology NOUN biht-427 36 17 adoption adoption NOUN biht-427 36 18 , , PUNCT biht-427 36 19 the the DET biht-427 36 20 development development NOUN biht-427 36 21 of of ADP biht-427 36 22 international international ADJ biht-427 36 23 standards standard NOUN biht-427 36 24 for for ADP biht-427 36 25 system system NOUN biht-427 36 26 integration integration NOUN biht-427 36 27 , , PUNCT biht-427 36 28 and and CCONJ biht-427 36 29 ethical ethical ADJ biht-427 36 30 data datum NOUN biht-427 36 31 governance governance NOUN biht-427 36 32 — — PUNCT biht-427 36 33 to to PART biht-427 36 34 provide provide VERB biht-427 36 35 a a DET biht-427 36 36 comprehensive comprehensive ADJ biht-427 36 37 framework framework NOUN biht-427 36 38 for for ADP biht-427 36 39 industry industry NOUN biht-427 36 40 stakeholders stakeholder NOUN biht-427 36 41 . . PUNCT biht-427 37 1 the the DET biht-427 37 2 adoption adoption NOUN biht-427 37 3 of of ADP biht-427 37 4 hybrid hybrid ADJ biht-427 37 5 ai ai PROPN biht-427 37 6 - - PUNCT biht-427 37 7 blockchain blockchain PROPN biht-427 37 8 technologies technology NOUN biht-427 37 9 in in ADP biht-427 37 10 health health NOUN biht-427 37 11 insurance insurance NOUN biht-427 37 12 organizations organization NOUN biht-427 37 13 transcends transcend VERB biht-427 37 14 technical technical ADJ biht-427 37 15 advantages advantage NOUN biht-427 37 16 like like ADP biht-427 37 17 fraud fraud NOUN biht-427 37 18 reduction reduction NOUN biht-427 37 19 or or CCONJ biht-427 37 20 transparency transparency NOUN biht-427 37 21 ; ; PUNCT biht-427 37 22 it it PRON biht-427 37 23 necessitates necessitate VERB biht-427 37 24 redefining redefine VERB biht-427 37 25 organizational organizational ADJ biht-427 37 26 structures structure NOUN biht-427 37 27 and and CCONJ biht-427 37 28 revising revise VERB biht-427 37 29 stakeholder stakeholder NOUN biht-427 37 30 behavioral behavioral ADJ biht-427 37 31 patterns pattern NOUN biht-427 37 32 . . PUNCT biht-427 38 1 research research NOUN biht-427 38 2 underscores underscore VERB biht-427 38 3 that that SCONJ biht-427 38 4     SPACE biht-427 38 5 digital digital ADJ biht-427 38 6 organizational organizational ADJ biht-427 38 7 culture culture NOUN biht-427 38 8     SPACE biht-427 38 9 and and CCONJ biht-427 38 10     SPACE biht-427 38 11 technological technological ADJ biht-427 38 12 readiness readiness NOUN biht-427 38 13     SPACE biht-427 38 14 are be AUX biht-427 38 15 pivotal pivotal ADJ biht-427 38 16 prerequisites prerequisite NOUN biht-427 38 17 for for ADP biht-427 38 18 successful successful ADJ biht-427 38 19 transformation.14 transformation.14 NOUN biht-427 38 20 for for ADP biht-427 38 21 example example NOUN biht-427 38 22 , , PUNCT biht-427 38 23 in in SCONJ biht-427 38 24 public public ADJ biht-427 38 25 - - PUNCT biht-427 38 26 sector sector NOUN biht-427 38 27 institutions institution NOUN biht-427 38 28 , , PUNCT biht-427 38 29 executive executive ADJ biht-427 38 30 leadership leadership NOUN biht-427 38 31 support support NOUN biht-427 38 32 and and CCONJ biht-427 38 33 skilled skilled ADJ biht-427 38 34 workforce workforce NOUN biht-427 38 35 availability availability NOUN biht-427 38 36 are be AUX biht-427 38 37 critical critical ADJ biht-427 38 38 drivers driver NOUN biht-427 38 39 for for ADP biht-427 38 40 adoption adoption NOUN biht-427 38 41 , , PUNCT biht-427 38 42 whereas whereas SCONJ biht-427 38 43 private private ADJ biht-427 38 44 - - PUNCT biht-427 38 45 sector sector NOUN biht-427 38 46 entities entity NOUN biht-427 38 47 prioritize prioritize VERB biht-427 38 48 cost cost NOUN biht-427 38 49 efficiency efficiency NOUN biht-427 38 50 and and CCONJ biht-427 38 51 productivity productivity NOUN biht-427 38 52 gains.15 gains.15 VERB biht-427 38 53 this this DET biht-427 38 54 divergence divergence NOUN biht-427 38 55 highlights highlight NOUN biht-427 38 56 the the DET biht-427 38 57 need need NOUN biht-427 38 58 for for ADP biht-427 38 59     SPACE biht-427 38 60 context context NOUN biht-427 38 61 - - PUNCT biht-427 38 62 specific specific ADJ biht-427 38 63 adoption adoption NOUN biht-427 38 64 models model NOUN biht-427 38 65     SPACE biht-427 38 66 tailored tailor VERB biht-427 38 67 to to PART biht-427 38 68 organizational organizational ADJ biht-427 38 69 nature nature NOUN biht-427 38 70 and and CCONJ biht-427 38 71 strategic strategic ADJ biht-427 38 72 objectives objective NOUN biht-427 38 73 . . PUNCT biht-427 39 1 furthermore furthermore ADV biht-427 39 2 , , PUNCT biht-427 39 3 failed fail VERB biht-427 39 4 initiatives initiative NOUN biht-427 39 5 like like ADP biht-427 39 6     SPACE biht-427 39 7 b3i b3i NOUN biht-427 39 8 , , PUNCT biht-427 39 9 attributed attribute VERB biht-427 39 10 to to ADP biht-427 39 11 stakeholder stakeholder NOUN biht-427 39 12 misalignment misalignment NOUN biht-427 39 13 and and CCONJ biht-427 39 14 technology technology NOUN biht-427 39 15 - - PUNCT biht-427 39 16 reality reality NOUN biht-427 39 17 mismatches mismatch NOUN biht-427 39 18 , , PUNCT biht-427 39 19 emphasize emphasize VERB biht-427 39 20 the the DET biht-427 39 21 importance importance NOUN biht-427 39 22 of of ADP biht-427 39 23     SPACE biht-427 39 24 holistic holistic ADJ biht-427 39 25 technology technology NOUN biht-427 39 26 ecosystem ecosystem NOUN biht-427 39 27 management.6 management.6 PROPN biht-427 39 28 these these DET biht-427 39 29 challenges challenge NOUN biht-427 39 30 , , PUNCT biht-427 39 31 coupled couple VERB biht-427 39 32 with with ADP biht-427 39 33 cybersecurity cybersecurity NOUN biht-427 39 34 risks risk NOUN biht-427 39 35 arising arise VERB biht-427 39 36 from from ADP biht-427 39 37 merging merge VERB biht-427 39 38 sensitive sensitive ADJ biht-427 39 39 medical medical ADJ biht-427 39 40 data datum NOUN biht-427 39 41 with with ADP biht-427 39 42 decentralized decentralized ADJ biht-427 39 43 systems system NOUN biht-427 39 44 , , PUNCT biht-427 39 45 underscore underscore VERB biht-427 39 46 the the DET biht-427 39 47 urgency urgency NOUN biht-427 39 48 of of ADP biht-427 39 49 developing develop VERB biht-427 39 50     SPACE biht-427 39 51 adaptive adaptive ADJ biht-427 39 52 cybersecurity cybersecurity NOUN biht-427 39 53 frameworks framework NOUN biht-427 39 54     SPACE biht-427 39 55 and and CCONJ biht-427 39 56 ethical ethical ADJ biht-427 39 57 standards standard NOUN biht-427 39 58 . . PUNCT biht-427 40 1 theoretical theoretical ADJ biht-427 40 2 framework framework NOUN biht-427 40 3 and and CCONJ biht-427 40 4 conceptual conceptual ADJ biht-427 40 5 development development NOUN biht-427 40 6 technology technology NOUN biht-427 40 7 acceptance acceptance NOUN biht-427 40 8 and and CCONJ biht-427 40 9 the the DET biht-427 40 10 technology technology NOUN biht-427 40 11 acceptance acceptance NOUN biht-427 40 12 model model NOUN biht-427 40 13 the the DET biht-427 40 14 adoption adoption NOUN biht-427 40 15 of of ADP biht-427 40 16 emerging emerge VERB biht-427 40 17 technologies technology NOUN biht-427 40 18 in in ADP biht-427 40 19 organizations organization NOUN biht-427 40 20 is be AUX biht-427 40 21 influenced influence VERB biht-427 40 22 by by ADP biht-427 40 23 psychological psychological ADJ biht-427 40 24 , , PUNCT biht-427 40 25 organizational organizational ADJ biht-427 40 26 , , PUNCT biht-427 40 27 and and CCONJ biht-427 40 28 technical technical ADJ biht-427 40 29 factors factor NOUN biht-427 40 30 . . PUNCT biht-427 41 1 the the DET biht-427 41 2 ( ( PUNCT biht-427 41 3 tam tam PROPN biht-427 41 4 ) ) PUNCT biht-427 41 5 emphasizes emphasize VERB biht-427 41 6 that that SCONJ biht-427 41 7 perceived perceive VERB biht-427 41 8 usefulness usefulness NOUN biht-427 41 9 and and CCONJ biht-427 41 10 perceived perceive VERB biht-427 41 11 ease ease NOUN biht-427 41 12 of of ADP biht-427 41 13 use use NOUN biht-427 41 14 are be AUX biht-427 41 15 two two NUM biht-427 41 16 key key ADJ biht-427 41 17 determinants determinant NOUN biht-427 41 18 of of ADP biht-427 41 19 technology technology NOUN biht-427 41 20 acceptance.17 acceptance.17 NOUN biht-427 41 21 in in ADP biht-427 41 22 the the DET biht-427 41 23 healthcare healthcare NOUN biht-427 41 24 domain domain NOUN biht-427 41 25 , , PUNCT biht-427 41 26 studies study NOUN biht-427 41 27 reveal reveal VERB biht-427 41 28 that that PRON biht-427 41 29 trust trust NOUN biht-427 41 30 in in ADP biht-427 41 31 ai ai PROPN biht-427 41 32 systems system NOUN biht-427 41 33 plays play VERB biht-427 41 34 a a DET biht-427 41 35 critical critical ADJ biht-427 41 36 role role NOUN biht-427 41 37 in in ADP biht-427 41 38 acceptance acceptance NOUN biht-427 41 39 , , PUNCT biht-427 41 40 facilitated facilitate VERB biht-427 41 41 by by ADP biht-427 41 42 reduced reduce VERB biht-427 41 43 perceived perceive VERB biht-427 41 44 risk risk NOUN biht-427 41 45 and and CCONJ biht-427 41 46 enhanced enhance VERB biht-427 41 47 transparency.1 transparency.1 PROPN biht-427 41 48 for for ADP biht-427 41 49 instance instance NOUN biht-427 41 50 , , PUNCT biht-427 41 51 in in ADP biht-427 41 52 blockchain blockchain NOUN biht-427 41 53 - - PUNCT biht-427 41 54 based base VERB biht-427 41 55 systems system NOUN biht-427 41 56 , , PUNCT biht-427 41 57 transaction transaction NOUN biht-427 41 58 transparency transparency NOUN biht-427 41 59 and and CCONJ biht-427 41 60 data datum NOUN biht-427 41 61 immutability immutability NOUN biht-427 41 62 enhance enhance VERB biht-427 41 63 user user NOUN biht-427 41 64 trust.4 trust.4 PROPN biht-427 41 65 digital digital ADJ biht-427 41 66 culture culture NOUN biht-427 41 67 and and CCONJ biht-427 41 68 organizational organizational ADJ biht-427 41 69 readiness readiness NOUN biht-427 41 70 digital digital ADJ biht-427 41 71 culture culture NOUN biht-427 41 72 serves serve VERB biht-427 41 73 as as ADP biht-427 41 74 a a DET biht-427 41 75 prerequisite prerequisite NOUN biht-427 41 76 for for ADP biht-427 41 77 the the DET biht-427 41 78 adoption adoption NOUN biht-427 41 79 of of ADP biht-427 41 80 complex complex ADJ biht-427 41 81 technologies technology NOUN biht-427 41 82 . . PUNCT biht-427 42 1 organizations organization NOUN biht-427 42 2 with with ADP biht-427 42 3 advanced advanced ADJ biht-427 42 4 data data NOUN biht-427 42 5 - - PUNCT biht-427 42 6 processing process VERB biht-427 42 7 infrastructures infrastructure NOUN biht-427 42 8 and and CCONJ biht-427 42 9 a a DET biht-427 42 10 well well ADV biht-427 42 11 - - PUNCT biht-427 42 12 trained train VERB biht-427 42 13 workforce workforce NOUN biht-427 42 14 are be AUX biht-427 42 15 more more ADV biht-427 42 16 capable capable ADJ biht-427 42 17 of of ADP biht-427 42 18 integrating integrate VERB biht-427 42 19 emerging emerge VERB biht-427 42 20 technologies.14 technologies.14 NOUN biht-427 42 21 conversely conversely ADV biht-427 42 22 , , PUNCT biht-427 42 23 organizations organization NOUN biht-427 42 24 lacking lack VERB biht-427 42 25 such such ADJ biht-427 42 26 readiness readiness NOUN biht-427 42 27 often often ADV biht-427 42 28 face face VERB biht-427 42 29 employee employee NOUN biht-427 42 30 resistance resistance NOUN biht-427 42 31 and and CCONJ biht-427 42 32 project project NOUN biht-427 42 33 failure failure NOUN biht-427 42 34 , , PUNCT biht-427 42 35 as as SCONJ biht-427 42 36 seen see VERB biht-427 42 37 in in ADP biht-427 42 38 cases case NOUN biht-427 42 39 like like ADP biht-427 42 40 b3i.6 b3i.6 ADJ biht-427 42 41 studies study NOUN biht-427 42 42 in in ADP biht-427 42 43 the the DET biht-427 42 44 public public ADJ biht-427 42 45 sector sector NOUN biht-427 42 46 reveal reveal VERB biht-427 42 47 that that SCONJ biht-427 42 48 top top ADJ biht-427 42 49 management management NOUN biht-427 42 50 support support NOUN biht-427 42 51 and and CCONJ biht-427 42 52 expert expert NOUN biht-427 42 53 personnel personnel NOUN biht-427 42 54 are be AUX biht-427 42 55 critical critical ADJ biht-427 42 56 enablers enabler NOUN biht-427 42 57 , , PUNCT biht-427 42 58 whereas whereas SCONJ biht-427 42 59 in in ADP biht-427 42 60 the the DET biht-427 42 61 private private ADJ biht-427 42 62 sector sector NOUN biht-427 42 63 , , PUNCT biht-427 42 64 the the DET biht-427 42 65 focus focus NOUN biht-427 42 66 is be AUX biht-427 42 67 primarily primarily ADV biht-427 42 68 on on ADP biht-427 42 69 cost cost NOUN biht-427 42 70 - - PUNCT biht-427 42 71 efficiency efficiency NOUN biht-427 42 72 and and CCONJ biht-427 42 73 productivity.15 productivity.15 VERB biht-427 42 74 the the DET biht-427 42 75 paradox paradox NOUN biht-427 42 76 of of ADP biht-427 42 77 decentralization decentralization NOUN biht-427 42 78 and and CCONJ biht-427 42 79 regulatory regulatory ADJ biht-427 42 80 requirements requirement NOUN biht-427 42 81 blockchain blockchain PROPN biht-427 42 82 ’s ’s PART biht-427 42 83 inherent inherent ADJ biht-427 42 84 decentralization decentralization NOUN biht-427 42 85 contradicts contradict VERB biht-427 42 86 the the DET biht-427 42 87 need need NOUN biht-427 42 88 for for ADP biht-427 42 89 central central ADJ biht-427 42 90 oversight oversight NOUN biht-427 42 91 in in ADP biht-427 42 92 industries industry NOUN biht-427 42 93 like like ADP biht-427 42 94 health health NOUN biht-427 42 95 insurance insurance NOUN biht-427 42 96 . . PUNCT biht-427 43 1 regulations regulation NOUN biht-427 43 2 such such ADJ biht-427 43 3 as as ADP biht-427 43 4 the the DET biht-427 43 5 gdpr gdpr PROPN biht-427 43 6 require require VERB biht-427 43 7 accountability accountability NOUN biht-427 43 8 from from ADP biht-427 43 9 centralized centralized ADJ biht-427 43 10 entities entity NOUN biht-427 43 11 , , PUNCT biht-427 43 12 which which PRON biht-427 43 13 is be AUX biht-427 43 14 at at ADP biht-427 43 15 odds odd NOUN biht-427 43 16 with with ADP biht-427 43 17 decentralized decentralize VERB biht-427 43 18 systems.8 systems.8 PROPN biht-427 43 19 this this DET biht-427 43 20 paradox paradox NOUN biht-427 43 21 has have AUX biht-427 43 22 led lead VERB biht-427 43 23 to to ADP biht-427 43 24 the the DET biht-427 43 25 emergence emergence NOUN biht-427 43 26 of of ADP biht-427 43 27 hybrid hybrid ADJ biht-427 43 28 models model NOUN biht-427 43 29 , , PUNCT biht-427 43 30 where where SCONJ biht-427 43 31 regulatory regulatory ADJ biht-427 43 32 nodes node NOUN biht-427 43 33 are be AUX biht-427 43 34 introduced introduce VERB biht-427 43 35 to to PART biht-427 43 36 ensure ensure VERB biht-427 43 37 legal legal ADJ biht-427 43 38 compliance7 compliance7 NOUN biht-427 43 39 . . PUNCT biht-427 44 1 cybersecurity cybersecurity NOUN biht-427 44 2 and and CCONJ biht-427 44 3 privacy privacy NOUN biht-427 44 4 the the DET biht-427 44 5 integration integration NOUN biht-427 44 6 of of ADP biht-427 44 7 ai ai PROPN biht-427 44 8 and and CCONJ biht-427 44 9 blockchain blockchain PROPN biht-427 44 10 creates create VERB biht-427 44 11 new new ADJ biht-427 44 12 security security NOUN biht-427 44 13 challenges challenge NOUN biht-427 44 14 . . PUNCT biht-427 45 1 blockchain blockchain PROPN biht-427 45 2 ensures ensure VERB biht-427 45 3 data datum NOUN biht-427 45 4 security security NOUN biht-427 45 5 through through ADP biht-427 45 6 advanced advanced ADJ biht-427 45 7 encryption encryption NOUN biht-427 45 8 ( ( PUNCT biht-427 45 9 e.g. e.g. ADV biht-427 45 10 , , PUNCT biht-427 45 11 sha-256 sha-256 PROPN biht-427 45 12 ) ) PUNCT biht-427 45 13 , , PUNCT biht-427 45 14 while while SCONJ biht-427 45 15 ai ai VERB biht-427 45 16 systems system NOUN biht-427 45 17 may may AUX biht-427 45 18 compromise compromise VERB biht-427 45 19 user user NOUN biht-427 45 20 privacy.9 privacy.9 PROPN biht-427 45 21 solutions solution NOUN biht-427 45 22 such such ADJ biht-427 45 23 as as ADP biht-427 45 24 homomorphic homomorphic ADJ biht-427 45 25 encryption encryption NOUN biht-427 45 26 enable enable VERB biht-427 45 27 processing processing NOUN biht-427 45 28 of of ADP biht-427 45 29 encrypted encrypt VERB biht-427 45 30 data datum NOUN biht-427 45 31 without without ADP biht-427 45 32 compromising compromise VERB biht-427 45 33 privacy.11 privacy.11 NOUN biht-427 45 34 in in ADP biht-427 45 35 recent recent ADJ biht-427 45 36 years year NOUN biht-427 45 37 , , PUNCT biht-427 45 38 ai ai VERB biht-427 45 39 and and CCONJ biht-427 45 40 blockchain blockchain PROPN biht-427 45 41 technology technology PROPN biht-427 45 42 have have AUX biht-427 45 43 emerged emerge VERB biht-427 45 44 as as ADP biht-427 45 45 two two NUM biht-427 45 46 fundamental fundamental ADJ biht-427 45 47 pillars pillar NOUN biht-427 45 48 of of ADP biht-427 45 49 digital digital ADJ biht-427 45 50 transformation transformation NOUN biht-427 45 51 across across ADP biht-427 45 52 various various ADJ biht-427 45 53 industries industry NOUN biht-427 45 54 , , PUNCT biht-427 45 55 particularly particularly ADV biht-427 45 56 in in ADP biht-427 45 57 the the DET biht-427 45 58 insurance insurance NOUN biht-427 45 59 sector sector NOUN biht-427 45 60 and and CCONJ biht-427 45 61 public public ADJ biht-427 45 62 services service NOUN biht-427 45 63 . . PUNCT biht-427 46 1 with with ADP biht-427 46 2 their their PRON biht-427 46 3 unique unique ADJ biht-427 46 4 capabilities capability NOUN biht-427 46 5 in in ADP biht-427 46 6 process process NOUN biht-427 46 7 optimization optimization NOUN biht-427 46 8 , , PUNCT biht-427 46 9 enhancing enhance VERB biht-427 46 10 transparency transparency NOUN biht-427 46 11 , , PUNCT biht-427 46 12 reducing reduce VERB biht-427 46 13 costs cost NOUN biht-427 46 14 , , PUNCT biht-427 46 15 and and CCONJ biht-427 46 16 strengthening strengthen VERB biht-427 46 17 data datum NOUN biht-427 46 18 security security NOUN biht-427 46 19 , , PUNCT biht-427 46 20 these these DET biht-427 46 21 technologies technology NOUN biht-427 46 22 have have AUX biht-427 46 23 captured capture VERB biht-427 46 24 the the DET biht-427 46 25 attention attention NOUN biht-427 46 26 of of ADP biht-427 46 27 researchers researcher NOUN biht-427 46 28 , , PUNCT biht-427 46 29 policymakers policymaker NOUN biht-427 46 30 , , PUNCT biht-427 46 31 and and CCONJ biht-427 46 32 organizational organizational ADJ biht-427 46 33 leaders leader NOUN biht-427 46 34 alike alike ADV biht-427 46 35 . . PUNCT biht-427 47 1 however however ADV biht-427 47 2 , , PUNCT biht-427 47 3 the the DET biht-427 47 4 successful successful ADJ biht-427 47 5 implementation implementation NOUN biht-427 47 6 of of ADP biht-427 47 7 such such ADJ biht-427 47 8 technologies technology NOUN biht-427 47 9 requires require VERB biht-427 47 10 a a DET biht-427 47 11 deep deep ADJ biht-427 47 12 understanding understanding NOUN biht-427 47 13 of of ADP biht-427 47 14 facilitating facilitate VERB biht-427 47 15 factors factor NOUN biht-427 47 16 , , PUNCT biht-427 47 17 potential potential ADJ biht-427 47 18 barriers barrier NOUN biht-427 47 19 , , PUNCT biht-427 47 20 and and CCONJ biht-427 47 21 environmental environmental ADJ biht-427 47 22 and and CCONJ biht-427 47 23 organizational organizational ADJ biht-427 47 24 requirements requirement NOUN biht-427 47 25 . . PUNCT biht-427 48 1 numerous numerous ADJ biht-427 48 2 global global ADJ biht-427 48 3 studies study NOUN biht-427 48 4 have have AUX biht-427 48 5 examined examine VERB biht-427 48 6 different different ADJ biht-427 48 7 dimensions dimension NOUN biht-427 48 8 of of ADP biht-427 48 9 this this DET biht-427 48 10 topic topic NOUN biht-427 48 11 , , PUNCT biht-427 48 12 each each PRON biht-427 48 13 shedding shed VERB biht-427 48 14 light light NOUN biht-427 48 15 on on ADP biht-427 48 16 the the DET biht-427 48 17 challenges challenge NOUN biht-427 48 18 and and CCONJ biht-427 48 19 opportunities opportunity NOUN biht-427 48 20 associated associate VERB biht-427 48 21 with with ADP biht-427 48 22 the the DET biht-427 48 23 adoption adoption NOUN biht-427 48 24 of of ADP biht-427 48 25 ai ai PROPN biht-427 48 26 and and CCONJ biht-427 48 27 blockchain blockchain VERB biht-427 48 28 in in ADP biht-427 48 29 diverse diverse ADJ biht-427 48 30 contexts contexts NOUN biht-427 48 31 . . PUNCT biht-427 49 1 safari safari PROPN biht-427 49 2 and and CCONJ biht-427 49 3 ansari ansari ADJ biht-427 49 4 ( ( PUNCT biht-427 49 5 2021)14 2021)14 NUM biht-427 49 6 analyzed analyze VERB biht-427 49 7 the the DET biht-427 49 8 factors factor NOUN biht-427 49 9 affecting affect VERB biht-427 49 10 ai ai VERB biht-427 49 11 adoption adoption NOUN biht-427 49 12 in in ADP biht-427 49 13 public public ADJ biht-427 49 14 and and CCONJ biht-427 49 15 private private ADJ biht-427 49 16 organizations organization NOUN biht-427 49 17 in in ADP biht-427 49 18 iran iran PROPN biht-427 49 19 . . PUNCT biht-427 50 1 based base VERB biht-427 50 2 on on ADP biht-427 50 3 a a DET biht-427 50 4 survey survey NOUN biht-427 50 5 of of ADP biht-427 50 6 300 300 NUM biht-427 50 7 senior senior ADJ biht-427 50 8 managers manager NOUN biht-427 50 9 , , PUNCT biht-427 50 10 they they PRON biht-427 50 11 found find VERB biht-427 50 12 that that SCONJ biht-427 50 13 managerial managerial ADJ biht-427 50 14 support support NOUN biht-427 50 15 and and CCONJ biht-427 50 16 the the DET biht-427 50 17 presence presence NOUN biht-427 50 18 of of ADP biht-427 50 19 expert expert NOUN biht-427 50 20 personnel personnel NOUN biht-427 50 21 https://doi.org/10.30953/bhty.v8.427 https://doi.org/10.30953/bhty.v8.427 NOUN biht-427 50 22 citation citation NOUN biht-427 50 23 : : PUNCT biht-427 50 24 blockchain blockchain NOUN biht-427 50 25 in in ADP biht-427 50 26 healthcare healthcare NOUN biht-427 50 27 today today NOUN biht-427 50 28 2025 2025 NUM biht-427 50 29 , , PUNCT biht-427 50 30 8 8 NUM biht-427 50 31 : : SYM biht-427 50 32 427 427 NUM biht-427 50 33 https://doi.org/10.30953/bhty.v8.4274 https://doi.org/10.30953/bhty.v8.4274 ADJ biht-427 50 34 ( ( PUNCT biht-427 50 35 page page NOUN biht-427 50 36 number number NOUN biht-427 50 37 not not PART biht-427 50 38 for for ADP biht-427 50 39 citation citation NOUN biht-427 50 40 purpose purpose NOUN biht-427 50 41 ) ) PUNCT biht-427 50 42 sepideh sepideh NOUN biht-427 50 43 mohammadi mohammadi NOUN biht-427 50 44 tong tong PROPN biht-427 50 45 andri andri PROPN biht-427 50 46 and and CCONJ biht-427 50 47 sahar sahar PROPN biht-427 50 48 mohammadi mohammadi PROPN biht-427 50 49 tong tong PROPN biht-427 50 50 andri andri PROPN biht-427 50 51 were be AUX biht-427 50 52 the the DET biht-427 50 53 most most ADV biht-427 50 54 critical critical ADJ biht-427 50 55 factors factor NOUN biht-427 50 56 in in ADP biht-427 50 57 the the DET biht-427 50 58 public public ADJ biht-427 50 59 sector sector NOUN biht-427 50 60 , , PUNCT biht-427 50 61 whereas whereas SCONJ biht-427 50 62 economic economic ADJ biht-427 50 63 cost cost NOUN biht-427 50 64 - - PUNCT biht-427 50 65 benefit benefit NOUN biht-427 50 66 and and CCONJ biht-427 50 67 productivity productivity NOUN biht-427 50 68 gains gain NOUN biht-427 50 69 were be AUX biht-427 50 70 the the DET biht-427 50 71 primary primary ADJ biht-427 50 72 drivers driver NOUN biht-427 50 73 in in ADP biht-427 50 74 the the DET biht-427 50 75 private private ADJ biht-427 50 76 sector sector NOUN biht-427 50 77 . . PUNCT biht-427 51 1 the the DET biht-427 51 2 lack lack NOUN biht-427 51 3 of of ADP biht-427 51 4 advanced advanced ADJ biht-427 51 5 data datum NOUN biht-427 51 6 infrastructures infrastructure NOUN biht-427 51 7 was be AUX biht-427 51 8 identified identify VERB biht-427 51 9 as as ADP biht-427 51 10 the the DET biht-427 51 11 main main ADJ biht-427 51 12 barrier barrier NOUN biht-427 51 13 in in ADP biht-427 51 14 public public ADJ biht-427 51 15 organizations.15 organizations.15 NOUN biht-427 51 16 developed develop VERB biht-427 51 17 an an DET biht-427 51 18 organizational organizational ADJ biht-427 51 19 readiness readiness NOUN biht-427 51 20 framework framework NOUN biht-427 51 21 for for ADP biht-427 51 22 ai ai PROPN biht-427 51 23 adoption adoption NOUN biht-427 51 24 , , PUNCT biht-427 51 25 finding find VERB biht-427 51 26 that that SCONJ biht-427 51 27 organizations organization NOUN biht-427 51 28 with with ADP biht-427 51 29 an an DET biht-427 51 30 experimental experimental ADJ biht-427 51 31 culture culture NOUN biht-427 51 32 and and CCONJ biht-427 51 33 decentralized decentralized ADJ biht-427 51 34 decision decision NOUN biht-427 51 35 - - PUNCT biht-427 51 36 making make VERB biht-427 51 37 structures structure NOUN biht-427 51 38 adopted adopt VERB biht-427 51 39 new new ADJ biht-427 51 40 technologies technology NOUN biht-427 51 41 40 40 NUM biht-427 51 42 % % NOUN biht-427 51 43 faster fast ADV biht-427 51 44 . . PUNCT biht-427 52 1 their their PRON biht-427 52 2 study study NOUN biht-427 52 3 emphasized emphasize VERB biht-427 52 4 the the DET biht-427 52 5 importance importance NOUN biht-427 52 6 of of ADP biht-427 52 7 investing invest VERB biht-427 52 8 in in ADP biht-427 52 9 employee employee NOUN biht-427 52 10 training training NOUN biht-427 52 11 to to PART biht-427 52 12 ensure ensure VERB biht-427 52 13 smoother smooth ADJ biht-427 52 14 transitions transition NOUN biht-427 52 15 during during ADP biht-427 52 16 technology technology NOUN biht-427 52 17 integration integration NOUN biht-427 52 18 . . PUNCT biht-427 53 1 chen chen PROPN biht-427 53 2 and and CCONJ biht-427 53 3 bellavitis bellavitis PROPN biht-427 53 4 ( ( PUNCT biht-427 53 5 2020)7 2020)7 PROPN biht-427 53 6 analyzed analyze VERB biht-427 53 7 the the DET biht-427 53 8 failure failure NOUN biht-427 53 9 of of ADP biht-427 53 10 the the DET biht-427 53 11 b3i b3i NOUN biht-427 53 12 project project NOUN biht-427 53 13 , , PUNCT biht-427 53 14 a a DET biht-427 53 15 blockchain blockchain NOUN biht-427 53 16 - - PUNCT biht-427 53 17 based base VERB biht-427 53 18 insurance insurance NOUN biht-427 53 19 platform platform NOUN biht-427 53 20 , , PUNCT biht-427 53 21 and and CCONJ biht-427 53 22 found find VERB biht-427 53 23 that that SCONJ biht-427 53 24 misalignment misalignment NOUN biht-427 53 25 between between ADP biht-427 53 26 technical technical ADJ biht-427 53 27 and and CCONJ biht-427 53 28 business business NOUN biht-427 53 29 stakeholders stakeholder NOUN biht-427 53 30 was be AUX biht-427 53 31 the the DET biht-427 53 32 primary primary ADJ biht-427 53 33 cause cause NOUN biht-427 53 34 of of ADP biht-427 53 35 its its PRON biht-427 53 36 collapse collapse NOUN biht-427 53 37 . . PUNCT biht-427 54 1 developers developer NOUN biht-427 54 2 prioritized prioritize VERB biht-427 54 3 decentralization decentralization NOUN biht-427 54 4 , , PUNCT biht-427 54 5 while while SCONJ biht-427 54 6 insurers insurer NOUN biht-427 54 7 emphasized emphasize VERB biht-427 54 8 regulatory regulatory ADJ biht-427 54 9 compliance compliance NOUN biht-427 54 10 , , PUNCT biht-427 54 11 such such ADJ biht-427 54 12 as as ADP biht-427 54 13 with with ADP biht-427 54 14 solvency solvency NOUN biht-427 54 15 ii ii PROPN biht-427 54 16 — — PUNCT biht-427 54 17 a a DET biht-427 54 18 comprehensive comprehensive ADJ biht-427 54 19 regulatory regulatory ADJ biht-427 54 20 framework framework NOUN biht-427 54 21 in in ADP biht-427 54 22 the the DET biht-427 54 23 european european PROPN biht-427 54 24 union union PROPN biht-427 54 25 . . PUNCT biht-427 55 1 this this DET biht-427 55 2 divergence divergence NOUN biht-427 55 3 led lead VERB biht-427 55 4 to to ADP biht-427 55 5 a a DET biht-427 55 6 system system NOUN biht-427 55 7 design design NOUN biht-427 55 8 that that PRON biht-427 55 9 ultimately ultimately ADV biht-427 55 10 failed fail VERB biht-427 55 11 to to PART biht-427 55 12 meet meet VERB biht-427 55 13 operational operational ADJ biht-427 55 14 needs need NOUN biht-427 55 15 . . PUNCT biht-427 56 1 such such ADJ biht-427 56 2 discrepancies discrepancy NOUN biht-427 56 3 highlight highlight VERB biht-427 56 4 the the DET biht-427 56 5 importance importance NOUN biht-427 56 6 of of ADP biht-427 56 7 aligning align VERB biht-427 56 8 technological technological ADJ biht-427 56 9 innovation innovation NOUN biht-427 56 10 with with ADP biht-427 56 11 business business NOUN biht-427 56 12 objectives objective NOUN biht-427 56 13 to to PART biht-427 56 14 ensure ensure VERB biht-427 56 15 successful successful ADJ biht-427 56 16 implementation implementation NOUN biht-427 56 17 . . PUNCT biht-427 57 1 nguyen nguyen PROPN biht-427 57 2 et et PROPN biht-427 57 3     SPACE biht-427 57 4 al al PROPN biht-427 57 5 . . PUNCT biht-427 58 1 ( ( PUNCT biht-427 58 2 2022)9 2022)9 NUM biht-427 58 3 in in ADP biht-427 58 4 their their PRON biht-427 58 5 study study NOUN biht-427 58 6 on on ADP biht-427 58 7 the the DET biht-427 58 8 integration integration NOUN biht-427 58 9 of of ADP biht-427 58 10 ai ai PROPN biht-427 58 11 and and CCONJ biht-427 58 12 blockchain blockchain PROPN biht-427 58 13 within within ADP biht-427 58 14 5 5 NUM biht-427 58 15 g g NOUN biht-427 58 16 networks network NOUN biht-427 58 17 , , PUNCT biht-427 58 18 warned warn VERB biht-427 58 19 that that SCONJ biht-427 58 20 sophisticated sophisticated ADJ biht-427 58 21 cyberattacks cyberattack NOUN biht-427 58 22 — — PUNCT biht-427 58 23 such such ADJ biht-427 58 24 as as ADP biht-427 58 25 the the DET biht-427 58 26 51 51 NUM biht-427 58 27 % % NOUN biht-427 58 28 attack attack NOUN biht-427 58 29 — — PUNCT biht-427 58 30 could could AUX biht-427 58 31 seriously seriously ADV biht-427 58 32 undermine undermine VERB biht-427 58 33 the the DET biht-427 58 34 integrity integrity NOUN biht-427 58 35 of of ADP biht-427 58 36 insurance insurance NOUN biht-427 58 37 systems system NOUN biht-427 58 38 . . PUNCT biht-427 59 1 to to PART biht-427 59 2 address address VERB biht-427 59 3 these these DET biht-427 59 4 security security NOUN biht-427 59 5 challenges challenge NOUN biht-427 59 6 , , PUNCT biht-427 59 7 they they PRON biht-427 59 8 proposed propose VERB biht-427 59 9 the the DET biht-427 59 10 use use NOUN biht-427 59 11 of of ADP biht-427 59 12 homomorphic homomorphic ADJ biht-427 59 13 encryption encryption NOUN biht-427 59 14 and and CCONJ biht-427 59 15 permissioned permissione VERB biht-427 59 16 blockchains blockchain NOUN biht-427 59 17 , , PUNCT biht-427 59 18 particularly particularly ADV biht-427 59 19 in in ADP biht-427 59 20 sectors sector NOUN biht-427 59 21 such such ADJ biht-427 59 22 as as ADP biht-427 59 23 health health NOUN biht-427 59 24 insurance insurance NOUN biht-427 59 25 where where SCONJ biht-427 59 26 sensitive sensitive ADJ biht-427 59 27 patient patient ADJ biht-427 59 28 data datum NOUN biht-427 59 29 is be AUX biht-427 59 30 managed manage VERB biht-427 59 31 . . PUNCT biht-427 60 1 these these DET biht-427 60 2 technological technological ADJ biht-427 60 3 solutions solution NOUN biht-427 60 4 aim aim VERB biht-427 60 5 to to PART biht-427 60 6 enhance enhance VERB biht-427 60 7 both both DET biht-427 60 8 confidentiality confidentiality NOUN biht-427 60 9 and and CCONJ biht-427 60 10 data datum NOUN biht-427 60 11 integrity integrity NOUN biht-427 60 12 in in ADP biht-427 60 13 high high ADJ biht-427 60 14 - - PUNCT biht-427 60 15 risk risk NOUN biht-427 60 16 environments environment NOUN biht-427 60 17 . . PUNCT biht-427 61 1 the the DET biht-427 61 2 european european PROPN biht-427 61 3 parliament parliament NOUN biht-427 61 4 ( ( PUNCT biht-427 61 5 2016)8 2016)8 NUM biht-427 61 6 in in ADP biht-427 61 7 its its PRON biht-427 61 8 gdpr gdpr NOUN biht-427 61 9 framework framework NOUN biht-427 61 10 , , PUNCT biht-427 61 11 outlined outline VERB biht-427 61 12 the the DET biht-427 61 13 challenges challenge NOUN biht-427 61 14 posed pose VERB biht-427 61 15 by by ADP biht-427 61 16 decentralized decentralized ADJ biht-427 61 17 systems system NOUN biht-427 61 18 . . PUNCT biht-427 62 1 one one NUM biht-427 62 2 major major ADJ biht-427 62 3 concern concern NOUN biht-427 62 4 was be AUX biht-427 62 5 that that SCONJ biht-427 62 6 the the DET biht-427 62 7 “ " PUNCT biht-427 62 8 right right NOUN biht-427 62 9 to to PART biht-427 62 10 erasure erasure VERB biht-427 62 11 ” " PUNCT biht-427 62 12 guaranteed guarantee VERB biht-427 62 13 under under ADP biht-427 62 14 gdpr gdpr NOUN biht-427 62 15 directly directly ADV biht-427 62 16 conflicts conflict NOUN biht-427 62 17 with with ADP biht-427 62 18 blockchain blockchain PROPN biht-427 62 19 ’s ’s PART biht-427 62 20 immutability immutability NOUN biht-427 62 21 . . PUNCT biht-427 63 1 as as ADP biht-427 63 2 a a DET biht-427 63 3 potential potential ADJ biht-427 63 4 solution solution NOUN biht-427 63 5 , , PUNCT biht-427 63 6 the the DET biht-427 63 7 use use NOUN biht-427 63 8 of of ADP biht-427 63 9 sidechains sidechain NOUN biht-427 63 10 to to PART biht-427 63 11 store store VERB biht-427 63 12 sensitive sensitive ADJ biht-427 63 13 data datum NOUN biht-427 63 14 was be AUX biht-427 63 15 proposed propose VERB biht-427 63 16 , , PUNCT biht-427 63 17 enabling enable VERB biht-427 63 18 selective selective ADJ biht-427 63 19 deletion deletion NOUN biht-427 63 20 while while SCONJ biht-427 63 21 preserving preserve VERB biht-427 63 22 the the DET biht-427 63 23 core core ADJ biht-427 63 24 immutable immutable ADJ biht-427 63 25 characteristics characteristic NOUN biht-427 63 26 of of ADP biht-427 63 27 blockchain blockchain PROPN biht-427 63 28 technology technology PROPN biht-427 63 29 . . PUNCT biht-427 64 1 in in ADP biht-427 64 2 a a DET biht-427 64 3 practical practical ADJ biht-427 64 4 application application NOUN biht-427 64 5 , , PUNCT biht-427 64 6 huckle huckle PROPN biht-427 64 7 et et NOUN biht-427 64 8     SPACE biht-427 64 9 al al PROPN biht-427 64 10 . . PUNCT biht-427 65 1 ( ( PUNCT biht-427 65 2 2016)12 2016)12 NUM biht-427 65 3 conducted conduct VERB biht-427 65 4 a a DET biht-427 65 5 pilot pilot NOUN biht-427 65 6 project project NOUN biht-427 65 7 in in ADP biht-427 65 8 africa africa PROPN biht-427 65 9 using use VERB biht-427 65 10 blockchain blockchain PROPN biht-427 65 11 - - PUNCT biht-427 65 12 based base VERB biht-427 65 13 smart smart ADJ biht-427 65 14 contracts contract NOUN biht-427 65 15 for for ADP biht-427 65 16 crop crop NOUN biht-427 65 17 insurance insurance NOUN biht-427 65 18 . . PUNCT biht-427 66 1 this this DET biht-427 66 2 initiative initiative NOUN biht-427 66 3 allowed allow VERB biht-427 66 4 smallholder smallholder NOUN biht-427 66 5 farmers farmer NOUN biht-427 66 6 to to PART biht-427 66 7 receive receive VERB biht-427 66 8 automated automate VERB biht-427 66 9 compensation compensation NOUN biht-427 66 10 based base VERB biht-427 66 11 on on ADP biht-427 66 12 real real ADJ biht-427 66 13 - - PUNCT biht-427 66 14 time time NOUN biht-427 66 15 iot iot PROPN biht-427 66 16 weather weather PROPN biht-427 66 17 data data PROPN biht-427 66 18 . . PUNCT biht-427 67 1 the the DET biht-427 67 2 system system NOUN biht-427 67 3 yielded yield VERB biht-427 67 4 tangible tangible ADJ biht-427 67 5 benefits benefit NOUN biht-427 67 6 , , PUNCT biht-427 67 7 reducing reduce VERB biht-427 67 8 administrative administrative ADJ biht-427 67 9 costs cost NOUN biht-427 67 10 by by ADP biht-427 67 11 35 35 NUM biht-427 67 12 % % NOUN biht-427 67 13 and and CCONJ biht-427 67 14 cutting cut VERB biht-427 67 15 claim claim NOUN biht-427 67 16 processing processing NOUN biht-427 67 17 time time NOUN biht-427 67 18 from from ADP biht-427 67 19 three three NUM biht-427 67 20 months month NOUN biht-427 67 21 to to ADP biht-427 67 22 just just ADV biht-427 67 23 72 72 NUM biht-427 67 24 hours hour NOUN biht-427 67 25 . . PUNCT biht-427 68 1 these these DET biht-427 68 2 findings finding NOUN biht-427 68 3 underscore underscore VERB biht-427 68 4 the the DET biht-427 68 5 transformative transformative ADJ biht-427 68 6 potential potential NOUN biht-427 68 7 of of ADP biht-427 68 8 blockchain blockchain PROPN biht-427 68 9 in in ADP biht-427 68 10 improving improve VERB biht-427 68 11 operational operational ADJ biht-427 68 12 efficiency efficiency NOUN biht-427 68 13 and and CCONJ biht-427 68 14 service service NOUN biht-427 68 15 delivery delivery NOUN biht-427 68 16 , , PUNCT biht-427 68 17 especially especially ADV biht-427 68 18 in in ADP biht-427 68 19 underserved underserved ADJ biht-427 68 20 regions region NOUN biht-427 68 21 . . PUNCT biht-427 69 1 jiang jiang PROPN biht-427 69 2 et et PROPN biht-427 69 3     SPACE biht-427 69 4 al al PROPN biht-427 69 5 . . PUNCT biht-427 70 1 ( ( PUNCT biht-427 70 2 2021)11 2021)11 NUM biht-427 70 3 analyzed analyze VERB biht-427 70 4 over over ADP biht-427 70 5 100,000 100,000 NUM biht-427 70 6 health health NOUN biht-427 70 7 insurance insurance NOUN biht-427 70 8 claims claim NOUN biht-427 70 9 in in ADP biht-427 70 10 the the DET biht-427 70 11 u.s u.s PROPN biht-427 70 12 . . PROPN biht-427 70 13 and and CCONJ biht-427 70 14 demonstrated demonstrate VERB biht-427 70 15 that that SCONJ biht-427 70 16 ai ai VERB biht-427 70 17 algorithms algorithm NOUN biht-427 70 18 could could AUX biht-427 70 19 detect detect VERB biht-427 70 20 complex complex ADJ biht-427 70 21 fraud fraud NOUN biht-427 70 22 patterns pattern NOUN biht-427 70 23 , , PUNCT biht-427 70 24 such such ADJ biht-427 70 25 as as ADP biht-427 70 26 duplicate duplicate ADJ biht-427 70 27 billing billing NOUN biht-427 70 28 , , PUNCT biht-427 70 29 with with ADP biht-427 70 30 an an DET biht-427 70 31 accuracy accuracy NOUN biht-427 70 32 rate rate NOUN biht-427 70 33 of of ADP biht-427 70 34 92 92 NUM biht-427 70 35 % % NOUN biht-427 70 36 . . PUNCT biht-427 71 1 despite despite SCONJ biht-427 71 2 these these DET biht-427 71 3 advancements advancement NOUN biht-427 71 4 , , PUNCT biht-427 71 5 the the DET biht-427 71 6 authors author NOUN biht-427 71 7 warned warn VERB biht-427 71 8 that that DET biht-427 71 9 bias bias NOUN biht-427 71 10 in in ADP biht-427 71 11 training training NOUN biht-427 71 12 datasets dataset NOUN biht-427 71 13 could could AUX biht-427 71 14 lead lead VERB biht-427 71 15 to to ADP biht-427 71 16 algorithmic algorithmic ADJ biht-427 71 17 discrimination discrimination NOUN biht-427 71 18 . . PUNCT biht-427 72 1 their their PRON biht-427 72 2 findings finding NOUN biht-427 72 3 highlight highlight VERB biht-427 72 4 the the DET biht-427 72 5 necessity necessity NOUN biht-427 72 6 of of ADP biht-427 72 7 using use VERB biht-427 72 8 diverse diverse ADJ biht-427 72 9 and and CCONJ biht-427 72 10 representative representative ADJ biht-427 72 11 datasets dataset NOUN biht-427 72 12 to to PART biht-427 72 13 prevent prevent VERB biht-427 72 14 unfair unfair ADJ biht-427 72 15 outcomes outcome NOUN biht-427 72 16 in in ADP biht-427 72 17 ai ai ADJ biht-427 72 18 - - PUNCT biht-427 72 19 driven drive VERB biht-427 72 20 decision decision NOUN biht-427 72 21 - - PUNCT biht-427 72 22 making making NOUN biht-427 72 23 . . PUNCT biht-427 73 1 tapscott tapscott NOUN biht-427 73 2 and and CCONJ biht-427 73 3 tapscott tapscott PROPN biht-427 73 4 ( ( PUNCT biht-427 73 5 2016)2 2016)2 NUM biht-427 73 6 in in ADP biht-427 73 7 their their PRON biht-427 73 8 foundational foundational ADJ biht-427 73 9 work work NOUN biht-427 73 10 , , PUNCT biht-427 73 11 explored explore VERB biht-427 73 12 blockchain blockchain PROPN biht-427 73 13 ’s ’s PART biht-427 73 14 transformative transformative ADJ biht-427 73 15 potential potential NOUN biht-427 73 16 in in ADP biht-427 73 17 the the DET biht-427 73 18 insurance insurance NOUN biht-427 73 19 industry industry NOUN biht-427 73 20 . . PUNCT biht-427 74 1 they they PRON biht-427 74 2 argued argue VERB biht-427 74 3 that that SCONJ biht-427 74 4 eliminating eliminate VERB biht-427 74 5 intermediaries intermediary NOUN biht-427 74 6 — — PUNCT biht-427 74 7 such such ADJ biht-427 74 8 as as ADP biht-427 74 9 brokers broker NOUN biht-427 74 10 — — PUNCT biht-427 74 11 and and CCONJ biht-427 74 12 achieving achieve VERB biht-427 74 13 full full ADJ biht-427 74 14 transaction transaction NOUN biht-427 74 15 transparency transparency NOUN biht-427 74 16 could could AUX biht-427 74 17 reduce reduce VERB biht-427 74 18 operational operational ADJ biht-427 74 19 costs cost NOUN biht-427 74 20 by by ADP biht-427 74 21 up up ADP biht-427 74 22 to to PART biht-427 74 23 50 50 NUM biht-427 74 24 % % NOUN biht-427 74 25 . . PUNCT biht-427 75 1 furthermore furthermore ADV biht-427 75 2 , , PUNCT biht-427 75 3 they they PRON biht-427 75 4 predicted predict VERB biht-427 75 5 that that SCONJ biht-427 75 6 blockchain blockchain PROPN biht-427 75 7 - - PUNCT biht-427 75 8 based base VERB biht-427 75 9 microinsurance microinsurance NOUN biht-427 75 10 could could AUX biht-427 75 11 expand expand VERB biht-427 75 12 financial financial ADJ biht-427 75 13 access access NOUN biht-427 75 14 for for ADP biht-427 75 15 low low ADJ biht-427 75 16 - - PUNCT biht-427 75 17 income income NOUN biht-427 75 18 populations population NOUN biht-427 75 19 , , PUNCT biht-427 75 20 thus thus ADV biht-427 75 21 promoting promote VERB biht-427 75 22 greater great ADJ biht-427 75 23 inclusivity inclusivity NOUN biht-427 75 24 within within ADP biht-427 75 25 the the DET biht-427 75 26 insurance insurance NOUN biht-427 75 27 market market NOUN biht-427 75 28 . . PUNCT biht-427 76 1 zyskind zyskind PROPN biht-427 76 2 et et PROPN biht-427 76 3     SPACE biht-427 76 4 al al PROPN biht-427 76 5 . . PROPN biht-427 77 1 ( ( PUNCT biht-427 77 2 2015)4 2015)4 NUM biht-427 77 3 through through ADP biht-427 77 4 the the DET biht-427 77 5 development development NOUN biht-427 77 6 of of ADP biht-427 77 7 a a DET biht-427 77 8 decentralized decentralize VERB biht-427 77 9 system system NOUN biht-427 77 10 of of ADP biht-427 77 11 health health NOUN biht-427 77 12 data datum NOUN biht-427 77 13 management management NOUN biht-427 77 14 , , PUNCT biht-427 77 15 demonstrated demonstrate VERB biht-427 77 16 how how SCONJ biht-427 77 17 blockchain blockchain PROPN biht-427 77 18 could could AUX biht-427 77 19 restore restore VERB biht-427 77 20 data data NOUN biht-427 77 21 ownership ownership NOUN biht-427 77 22 to to ADP biht-427 77 23 users user NOUN biht-427 77 24 . . PUNCT biht-427 78 1 by by ADP biht-427 78 2 allowing allow VERB biht-427 78 3 patients patient NOUN biht-427 78 4 to to PART biht-427 78 5 control control VERB biht-427 78 6 access access NOUN biht-427 78 7 to to ADP biht-427 78 8 their their PRON biht-427 78 9 medical medical ADJ biht-427 78 10 records record NOUN biht-427 78 11 using use VERB biht-427 78 12 private private ADJ biht-427 78 13 keys key NOUN biht-427 78 14 , , PUNCT biht-427 78 15 their their PRON biht-427 78 16 model model NOUN biht-427 78 17 reduced reduce VERB biht-427 78 18 privacy privacy NOUN biht-427 78 19 breaches breach NOUN biht-427 78 20 by by ADP biht-427 78 21 up up ADP biht-427 78 22 to to PART biht-427 78 23 70 70 NUM biht-427 78 24 % % NOUN biht-427 78 25 . . PUNCT biht-427 79 1 this this DET biht-427 79 2 innovation innovation NOUN biht-427 79 3 inspired inspire VERB biht-427 79 4 follow follow NOUN biht-427 79 5 - - PUNCT biht-427 79 6 up up ADP biht-427 79 7 initiatives initiative NOUN biht-427 79 8 such such ADJ biht-427 79 9 as as ADP biht-427 79 10 medrec medrec NOUN biht-427 79 11 at at ADP biht-427 79 12 massachusetts massachusetts PROPN biht-427 79 13 institute institute PROPN biht-427 79 14 of of ADP biht-427 79 15 technology technology PROPN biht-427 79 16 , , PUNCT biht-427 79 17 showcasing showcase VERB biht-427 79 18 how how SCONJ biht-427 79 19 decentralized decentralize VERB biht-427 79 20 architecture architecture NOUN biht-427 79 21 can can AUX biht-427 79 22 empower empower VERB biht-427 79 23 users user NOUN biht-427 79 24 and and CCONJ biht-427 79 25 enhance enhance VERB biht-427 79 26 data data NOUN biht-427 79 27 security security NOUN biht-427 79 28 in in ADP biht-427 79 29 healthcare healthcare PROPN biht-427 79 30 . . PUNCT biht-427 80 1 wood wood NOUN biht-427 80 2 et et PROPN biht-427 80 3     SPACE biht-427 80 4 al al PROPN biht-427 80 5 . . PUNCT biht-427 81 1 ( ( PUNCT biht-427 81 2 2021)5 2021)5 NUM biht-427 81 3 in in ADP biht-427 81 4 their their PRON biht-427 81 5 evaluation evaluation NOUN biht-427 81 6 of of ADP biht-427 81 7 the the DET biht-427 81 8 nexus nexus NOUN biht-427 81 9 mutual mutual ADJ biht-427 81 10 project project NOUN biht-427 81 11 — — PUNCT biht-427 81 12 a a DET biht-427 81 13 decentralized decentralize VERB biht-427 81 14 insurance insurance NOUN biht-427 81 15 platform platform NOUN biht-427 81 16 — — PUNCT biht-427 81 17 reported report VERB biht-427 81 18 that that SCONJ biht-427 81 19 a a DET biht-427 81 20 user user NOUN biht-427 81 21 - - PUNCT biht-427 81 22 friendly friendly ADJ biht-427 81 23 interface interface NOUN biht-427 81 24 significantly significantly ADV biht-427 81 25 improved improve VERB biht-427 81 26 user user NOUN biht-427 81 27 adoption adoption NOUN biht-427 81 28 by by ADP biht-427 81 29 40 40 NUM biht-427 81 30 % % NOUN biht-427 81 31 . . PUNCT biht-427 82 1 however however ADV biht-427 82 2 , , PUNCT biht-427 82 3 they they PRON biht-427 82 4 also also ADV biht-427 82 5 observed observe VERB biht-427 82 6 that that SCONJ biht-427 82 7 older old ADJ biht-427 82 8 users user NOUN biht-427 82 9 were be AUX biht-427 82 10 more more ADV biht-427 82 11 resistant resistant ADJ biht-427 82 12 to to ADP biht-427 82 13 adopting adopt VERB biht-427 82 14 blockchain blockchain PROPN biht-427 82 15 technologies technology NOUN biht-427 82 16 due due ADJ biht-427 82 17 to to ADP biht-427 82 18 unfamiliarity unfamiliarity NOUN biht-427 82 19 . . PUNCT biht-427 83 1 the the DET biht-427 83 2 study study NOUN biht-427 83 3 concluded conclude VERB biht-427 83 4 that that SCONJ biht-427 83 5 targeted target VERB biht-427 83 6 training training NOUN biht-427 83 7 and and CCONJ biht-427 83 8 education education NOUN biht-427 83 9 programs program NOUN biht-427 83 10 could could AUX biht-427 83 11 mitigate mitigate VERB biht-427 83 12 this this DET biht-427 83 13 resistance resistance NOUN biht-427 83 14 and and CCONJ biht-427 83 15 support support VERB biht-427 83 16 broader broad ADJ biht-427 83 17 adoption adoption NOUN biht-427 83 18 of of ADP biht-427 83 19 emerging emerge VERB biht-427 83 20 technologies technology NOUN biht-427 83 21 . . PUNCT biht-427 84 1 collectively collectively ADV biht-427 84 2 , , PUNCT biht-427 84 3 this this DET biht-427 84 4 body body NOUN biht-427 84 5 of of ADP biht-427 84 6 research research NOUN biht-427 84 7 offers offer VERB biht-427 84 8 a a DET biht-427 84 9 comprehensive comprehensive ADJ biht-427 84 10 understanding understanding NOUN biht-427 84 11 of of ADP biht-427 84 12 the the DET biht-427 84 13 multifaceted multifaceted ADJ biht-427 84 14 challenges challenge NOUN biht-427 84 15 and and CCONJ biht-427 84 16 opportunities opportunity NOUN biht-427 84 17 involved involve VERB biht-427 84 18 in in ADP biht-427 84 19 adopting adopt VERB biht-427 84 20 ai ai INTJ biht-427 84 21 and and CCONJ biht-427 84 22 blockchain blockchain PROPN biht-427 84 23 technologies technology NOUN biht-427 84 24 within within ADP biht-427 84 25 sensitive sensitive ADJ biht-427 84 26 industries industry NOUN biht-427 84 27 such such ADJ biht-427 84 28 as as ADP biht-427 84 29 insurance insurance NOUN biht-427 84 30 . . PUNCT biht-427 85 1 the the DET biht-427 85 2 studies study NOUN biht-427 85 3 emphasize emphasize VERB biht-427 85 4 the the DET biht-427 85 5 necessity necessity NOUN biht-427 85 6 of of ADP biht-427 85 7 aligning align VERB biht-427 85 8 business business NOUN biht-427 85 9 needs need NOUN biht-427 85 10 with with ADP biht-427 85 11 technical technical ADJ biht-427 85 12 capacities capacity NOUN biht-427 85 13 , , PUNCT biht-427 85 14 strengthening strengthen VERB biht-427 85 15 data datum NOUN biht-427 85 16 infrastructures infrastructure NOUN biht-427 85 17 , , PUNCT biht-427 85 18 enhancing enhance VERB biht-427 85 19 information information NOUN biht-427 85 20 security security NOUN biht-427 85 21 , , PUNCT biht-427 85 22 employing employ VERB biht-427 85 23 user user NOUN biht-427 85 24 - - PUNCT biht-427 85 25 centered center VERB biht-427 85 26 design design NOUN biht-427 85 27 , , PUNCT biht-427 85 28 and and CCONJ biht-427 85 29 investing invest VERB biht-427 85 30 in in ADP biht-427 85 31 targeted target VERB biht-427 85 32 training training NOUN biht-427 85 33 . . PUNCT biht-427 86 1 these these DET biht-427 86 2 findings finding NOUN biht-427 86 3 provide provide VERB biht-427 86 4 practical practical ADJ biht-427 86 5 guidance guidance NOUN biht-427 86 6 for for ADP biht-427 86 7 policymakers policymaker NOUN biht-427 86 8 and and CCONJ biht-427 86 9 organizational organizational ADJ biht-427 86 10 leaders leader NOUN biht-427 86 11 navigating navigate VERB biht-427 86 12 the the DET biht-427 86 13 path path NOUN biht-427 86 14 toward toward ADP biht-427 86 15 successful successful ADJ biht-427 86 16 digital digital ADJ biht-427 86 17 transformation transformation NOUN biht-427 86 18 . . PUNCT biht-427 87 1 derived derive VERB biht-427 87 2 hypotheses hypothesis NOUN biht-427 87 3 technological technological ADJ biht-427 87 4 readiness readiness NOUN biht-427 87 5 refers refer VERB biht-427 87 6 to to ADP biht-427 87 7 the the DET biht-427 87 8 organization organization NOUN biht-427 87 9 ’s ’s PART biht-427 87 10 preparedness preparedness NOUN biht-427 87 11 to to PART biht-427 87 12 implement implement VERB biht-427 87 13 advanced advanced ADJ biht-427 87 14 technologies technology NOUN biht-427 87 15 such such ADJ biht-427 87 16 as as ADP biht-427 87 17 ai ai PROPN biht-427 87 18 and and CCONJ biht-427 87 19 blockchain blockchain PROPN biht-427 87 20 . . PUNCT biht-427 88 1 organizations organization NOUN biht-427 88 2 equipped equip VERB biht-427 88 3 with with ADP biht-427 88 4 robust robust ADJ biht-427 88 5 digital digital ADJ biht-427 88 6 infrastructures infrastructure NOUN biht-427 88 7 and and CCONJ biht-427 88 8 data datum NOUN biht-427 88 9 systems system NOUN biht-427 88 10 tend tend VERB biht-427 88 11 to to PART biht-427 88 12 achieve achieve VERB biht-427 88 13 higher high ADJ biht-427 88 14 levels level NOUN biht-427 88 15 of of ADP biht-427 88 16 transparency transparency NOUN biht-427 88 17 , , PUNCT biht-427 88 18 as as SCONJ biht-427 88 19 they they PRON biht-427 88 20 can can AUX biht-427 88 21 collect collect VERB biht-427 88 22 , , PUNCT biht-427 88 23 store store NOUN biht-427 88 24 , , PUNCT biht-427 88 25 and and CCONJ biht-427 88 26 report report VERB biht-427 88 27 financial financial ADJ biht-427 88 28 information information NOUN biht-427 88 29 with with ADP biht-427 88 30 greater great ADJ biht-427 88 31 accuracy accuracy NOUN biht-427 88 32 https://doi.org/10.30953/bhty.v8.427 https://doi.org/10.30953/bhty.v8.427 NOUN biht-427 88 33 citation citation NOUN biht-427 88 34 : : PUNCT biht-427 89 1 blockchain blockchain NOUN biht-427 89 2 in in ADP biht-427 89 3 healthcare healthcare NOUN biht-427 89 4 today today NOUN biht-427 89 5 2025 2025 NUM biht-427 89 6 , , PUNCT biht-427 89 7 8 8 NUM biht-427 89 8 : : SYM biht-427 89 9 427 427 NUM biht-427 89 10 https://doi.org/10.30953/bhty.v8.427 https://doi.org/10.30953/bhty.v8.427 NOUN biht-427 89 11 5 5 NUM biht-427 89 12 ( ( PUNCT biht-427 89 13 page page NOUN biht-427 89 14 number number NOUN biht-427 89 15 not not PART biht-427 89 16 for for ADP biht-427 89 17 citation citation NOUN biht-427 89 18 purpose purpose NOUN biht-427 89 19 ) ) PUNCT biht-427 89 20 blockchain blockchain PROPN biht-427 89 21 ai ai VERB biht-427 89 22 adoption adoption NOUN biht-427 89 23 to to PART biht-427 89 24 improve improve VERB biht-427 89 25 financial financial ADJ biht-427 89 26 transparency transparency NOUN biht-427 89 27 and and CCONJ biht-427 89 28 speed.15 speed.15 NOUN biht-427 89 29 advanced advanced ADJ biht-427 89 30 platforms platform NOUN biht-427 89 31 like like SCONJ biht-427 89 32 blockchain blockchain PROPN biht-427 89 33 provide provide VERB biht-427 89 34 immutable immutable ADJ biht-427 89 35 records record NOUN biht-427 89 36 that that PRON biht-427 89 37 reduce reduce VERB biht-427 89 38 the the DET biht-427 89 39 risk risk NOUN biht-427 89 40 of of ADP biht-427 89 41 manipulation manipulation NOUN biht-427 89 42 and and CCONJ biht-427 89 43 ensure ensure VERB biht-427 89 44 financial financial ADJ biht-427 89 45 traceability.2 traceability.2 NOUN biht-427 89 46 preliminary preliminary ADJ biht-427 89 47 conclusion conclusion NOUN biht-427 89 48 : : PUNCT biht-427 89 49 based base VERB biht-427 89 50 on on ADP biht-427 89 51 these these DET biht-427 89 52 insights insight NOUN biht-427 89 53 , , PUNCT biht-427 89 54 it it PRON biht-427 89 55 can can AUX biht-427 89 56 be be AUX biht-427 89 57 concluded conclude VERB biht-427 89 58 that that SCONJ biht-427 89 59 : : PUNCT biht-427 89 60 hypothesis hypothesis NOUN biht-427 89 61 1 1 NUM biht-427 89 62 ( ( PUNCT biht-427 89 63 h1a h1a NOUN biht-427 89 64 ) ) PUNCT biht-427 89 65 the the DET biht-427 89 66 level level NOUN biht-427 89 67 of of ADP biht-427 89 68 technological technological ADJ biht-427 89 69 readiness readiness NOUN biht-427 89 70 of of ADP biht-427 89 71 the the DET biht-427 89 72 organization organization NOUN biht-427 89 73 has have VERB biht-427 89 74 a a DET biht-427 89 75 positive positive ADJ biht-427 89 76 and and CCONJ biht-427 89 77 significant significant ADJ biht-427 89 78 effect effect NOUN biht-427 89 79 on on ADP biht-427 89 80 improving improve VERB biht-427 89 81 financial financial ADJ biht-427 89 82 transparency transparency NOUN biht-427 89 83 . . PUNCT biht-427 90 1 according accord VERB biht-427 90 2 to to ADP biht-427 90 3 the the DET biht-427 90 4 resource resource NOUN biht-427 90 5 - - PUNCT biht-427 90 6 based base VERB biht-427 90 7 view view NOUN biht-427 90 8 , , PUNCT biht-427 90 9 organizational organizational ADJ biht-427 90 10 assets asset NOUN biht-427 90 11 such such ADJ biht-427 90 12 as as ADP biht-427 90 13 cloud cloud NOUN biht-427 90 14 infrastructure infrastructure NOUN biht-427 90 15 , , PUNCT biht-427 90 16 data datum NOUN biht-427 90 17 centers center NOUN biht-427 90 18 , , PUNCT biht-427 90 19 and and CCONJ biht-427 90 20 skilled skilled ADJ biht-427 90 21 personnel personnel NOUN biht-427 90 22 determine determine VERB biht-427 90 23 the the DET biht-427 90 24 capability capability NOUN biht-427 90 25 to to PART biht-427 90 26 absorb absorb VERB biht-427 90 27 and and CCONJ biht-427 90 28 integrate integrate VERB biht-427 90 29 innovative innovative ADJ biht-427 90 30 technologies.14 technologies.14 NOUN biht-427 90 31 organizations organization NOUN biht-427 90 32 with with ADP biht-427 90 33 a a DET biht-427 90 34 high high ADJ biht-427 90 35 level level NOUN biht-427 90 36 of of ADP biht-427 90 37 digital digital ADJ biht-427 90 38 maturity maturity NOUN biht-427 90 39 adopt adopt VERB biht-427 90 40 new new ADJ biht-427 90 41 technologies technology NOUN biht-427 90 42 more more ADV biht-427 90 43 quickly quickly ADV biht-427 90 44 and and CCONJ biht-427 90 45 successfully.15 successfully.15 VERB biht-427 90 46 preliminary preliminary ADJ biht-427 90 47 conclusion conclusion NOUN biht-427 90 48 : : PUNCT biht-427 90 49 therefore therefore ADV biht-427 90 50 , , PUNCT biht-427 90 51 it it PRON biht-427 90 52 can can AUX biht-427 90 53 be be AUX biht-427 90 54 concluded conclude VERB biht-427 90 55 that that SCONJ biht-427 90 56 ... ... PUNCT biht-427 90 57 hypothesis hypothesis NOUN biht-427 90 58 2 2 NUM biht-427 90 59 ( ( PUNCT biht-427 90 60 h1b h1b NOUN biht-427 90 61 ) ) PUNCT biht-427 90 62 the the DET biht-427 90 63 level level NOUN biht-427 90 64 of of ADP biht-427 90 65 technological technological ADJ biht-427 90 66 readiness readiness NOUN biht-427 90 67 of of ADP biht-427 90 68 the the DET biht-427 90 69 organization organization NOUN biht-427 90 70 has have VERB biht-427 90 71 a a DET biht-427 90 72 positive positive ADJ biht-427 90 73 and and CCONJ biht-427 90 74 significant significant ADJ biht-427 90 75 effect effect NOUN biht-427 90 76 on on ADP biht-427 90 77 the the DET biht-427 90 78 rate rate NOUN biht-427 90 79 of of ADP biht-427 90 80 technology technology NOUN biht-427 90 81 adoption adoption NOUN biht-427 90 82 . . PUNCT biht-427 91 1 employees employee NOUN biht-427 91 2 trained train VERB biht-427 91 3 in in ADP biht-427 91 4 new new ADJ biht-427 91 5 technologies technology NOUN biht-427 91 6 and and CCONJ biht-427 91 7 financial financial ADJ biht-427 91 8 systems system NOUN biht-427 91 9 are be AUX biht-427 91 10 more more ADV biht-427 91 11 capable capable ADJ biht-427 91 12 of of ADP biht-427 91 13 managing manage VERB biht-427 91 14 transactions transaction NOUN biht-427 91 15 transparently transparently ADV biht-427 91 16 . . PUNCT biht-427 92 1 training training NOUN biht-427 92 2 enhances enhance VERB biht-427 92 3 procedural procedural ADJ biht-427 92 4 knowledge knowledge NOUN biht-427 92 5 , , PUNCT biht-427 92 6 reduces reduce VERB biht-427 92 7 manual manual ADJ biht-427 92 8 errors error NOUN biht-427 92 9 , , PUNCT biht-427 92 10 and and CCONJ biht-427 92 11 enables enable VERB biht-427 92 12 adherence adherence NOUN biht-427 92 13 to to ADP biht-427 92 14 compliance compliance NOUN biht-427 92 15 frameworks.14 frameworks.14 NOUN biht-427 92 16 trained train VERB biht-427 92 17 personnel personnel NOUN biht-427 92 18 are be AUX biht-427 92 19 better well ADJ biht-427 92 20 at at ADP biht-427 92 21 using use VERB biht-427 92 22 blockchain blockchain PROPN biht-427 92 23 or or CCONJ biht-427 92 24 ai ai VERB biht-427 92 25 tools tool NOUN biht-427 92 26 that that PRON biht-427 92 27 promote promote VERB biht-427 92 28 auditability auditability NOUN biht-427 92 29 and and CCONJ biht-427 92 30 transparency transparency NOUN biht-427 92 31 . . PUNCT biht-427 93 1 preliminary preliminary ADJ biht-427 93 2 conclusion conclusion NOUN biht-427 93 3 : : PUNCT biht-427 93 4 based base VERB biht-427 93 5 on on ADP biht-427 93 6 this this PRON biht-427 93 7 , , PUNCT biht-427 93 8 we we PRON biht-427 93 9 infer infer VERB biht-427 93 10 that that SCONJ biht-427 93 11 ... ... PUNCT biht-427 94 1 hypothesis hypothesis NOUN biht-427 94 2 3 3 NUM biht-427 94 3 ( ( PUNCT biht-427 94 4 h2a h2a NOUN biht-427 94 5 ) ) PUNCT biht-427 94 6 investing invest VERB biht-427 94 7 in in ADP biht-427 94 8 employee employee NOUN biht-427 94 9 training training NOUN biht-427 94 10 has have VERB biht-427 94 11 a a DET biht-427 94 12 positive positive ADJ biht-427 94 13 and and CCONJ biht-427 94 14 significant significant ADJ biht-427 94 15 effect effect NOUN biht-427 94 16 on on ADP biht-427 94 17 improving improve VERB biht-427 94 18 financial financial ADJ biht-427 94 19 transparency transparency NOUN biht-427 94 20 . . PUNCT biht-427 95 1 according accord VERB biht-427 95 2 to to ADP biht-427 95 3 tam tam PROPN biht-427 95 4 , , PUNCT biht-427 95 5 perceived perceive VERB biht-427 95 6 ease ease NOUN biht-427 95 7 of of ADP biht-427 95 8 use use NOUN biht-427 95 9 and and CCONJ biht-427 95 10 usefulness usefulness NOUN biht-427 95 11 drive drive NOUN biht-427 95 12 adoption adoption NOUN biht-427 95 13 . . PUNCT biht-427 96 1 training training NOUN biht-427 96 2 boosts boost VERB biht-427 96 3 both both DET biht-427 96 4 factors factor NOUN biht-427 96 5 by by ADP biht-427 96 6 reducing reduce VERB biht-427 96 7 anxiety anxiety NOUN biht-427 96 8 and and CCONJ biht-427 96 9 enhance enhance VERB biht-427 96 10 understanding understanding NOUN biht-427 96 11 of of ADP biht-427 96 12 new new ADJ biht-427 96 13 systems.19 systems.19 NOUN biht-427 96 14 organizations organization NOUN biht-427 96 15 that that PRON biht-427 96 16 provide provide VERB biht-427 96 17 continuous continuous ADJ biht-427 96 18 education education NOUN biht-427 96 19 experience experience NOUN biht-427 96 20 more more ADV biht-427 96 21 rapid rapid ADJ biht-427 96 22 and and CCONJ biht-427 96 23 successful successful ADJ biht-427 96 24 technology technology NOUN biht-427 96 25 deployment15 deployment15 NOUN biht-427 96 26 . . PUNCT biht-427 97 1 preliminary preliminary ADJ biht-427 97 2 conclusion conclusion NOUN biht-427 97 3 : : PUNCT biht-427 97 4 therefore therefore ADV biht-427 97 5 , , PUNCT biht-427 97 6 it it PRON biht-427 97 7 can can AUX biht-427 97 8 be be AUX biht-427 97 9 concluded conclude VERB biht-427 97 10 that that SCONJ biht-427 97 11 ... ... PUNCT biht-427 98 1 hypothesis hypothesis NOUN biht-427 98 2 4 4 NUM biht-427 98 3 ( ( PUNCT biht-427 98 4 h2b h2b PROPN biht-427 98 5 ) ) PUNCT biht-427 98 6 investing invest VERB biht-427 98 7 in in ADP biht-427 98 8 employee employee NOUN biht-427 98 9 training training NOUN biht-427 98 10 has have VERB biht-427 98 11 a a DET biht-427 98 12 positive positive ADJ biht-427 98 13 and and CCONJ biht-427 98 14 significant significant ADJ biht-427 98 15 effect effect NOUN biht-427 98 16 on on ADP biht-427 98 17 the the DET biht-427 98 18 rate rate NOUN biht-427 98 19 of of ADP biht-427 98 20 technology technology NOUN biht-427 98 21 adoption adoption NOUN biht-427 98 22 . . PUNCT biht-427 99 1 cybersecurity cybersecurity NOUN biht-427 99 2 safeguards safeguard NOUN biht-427 99 3 sensitive sensitive ADJ biht-427 99 4 financial financial ADJ biht-427 99 5 information information NOUN biht-427 99 6 and and CCONJ biht-427 99 7 reinforces reinforce VERB biht-427 99 8 the the DET biht-427 99 9 reliability reliability NOUN biht-427 99 10 of of ADP biht-427 99 11 digital digital ADJ biht-427 99 12 records record NOUN biht-427 99 13 . . PUNCT biht-427 100 1 blockchain blockchain PROPN biht-427 100 2 ’s ’s PART biht-427 100 3 cryptographic cryptographic ADJ biht-427 100 4 features feature NOUN biht-427 100 5 already already ADV biht-427 100 6 enhance enhance VERB biht-427 100 7 integrity integrity NOUN biht-427 100 8 , , PUNCT biht-427 100 9 but but CCONJ biht-427 100 10 additional additional ADJ biht-427 100 11 layers layer NOUN biht-427 100 12 like like ADP biht-427 100 13 homomorphic homomorphic ADJ biht-427 100 14 encryption encryption NOUN biht-427 100 15 further far ADV biht-427 100 16 minimize minimize VERB biht-427 100 17 tampering tamper VERB biht-427 100 18 risks.14 risks.14 NOUN biht-427 100 19 secure secure ADJ biht-427 100 20 systems system NOUN biht-427 100 21 increase increase VERB biht-427 100 22 stakeholder stakeholder NOUN biht-427 100 23 confidence confidence NOUN biht-427 100 24 in in ADP biht-427 100 25 financial financial ADJ biht-427 100 26 disclosures disclosure NOUN biht-427 100 27 . . PUNCT biht-427 101 1 preliminary preliminary ADJ biht-427 101 2 conclusion conclusion NOUN biht-427 101 3 : : PUNCT biht-427 101 4 t t PROPN biht-427 101 5 is be AUX biht-427 101 6 reasonable reasonable ADJ biht-427 101 7 to to PART biht-427 101 8 conclude conclude VERB biht-427 101 9 that that PRON biht-427 101 10 : : PUNCT biht-427 101 11 hypothesis hypothesis NOUN biht-427 101 12 5 5 NUM biht-427 101 13 ( ( PUNCT biht-427 101 14 h3a h3a NOUN biht-427 101 15 ) ) PUNCT biht-427 101 16 improving improve VERB biht-427 101 17 cybersecurity cybersecurity NOUN biht-427 101 18 has have AUX biht-427 101 19 a a DET biht-427 101 20 positive positive ADJ biht-427 101 21 and and CCONJ biht-427 101 22 significant significant ADJ biht-427 101 23 effect effect NOUN biht-427 101 24 on on ADP biht-427 101 25 improving improve VERB biht-427 101 26 financial financial ADJ biht-427 101 27 transparency transparency NOUN biht-427 101 28 . . PUNCT biht-427 102 1 fear fear NOUN biht-427 102 2 of of ADP biht-427 102 3 cyber cyber NOUN biht-427 102 4 threats threat NOUN biht-427 102 5 and and CCONJ biht-427 102 6 data datum NOUN biht-427 102 7 breaches breach NOUN biht-427 102 8 is be AUX biht-427 102 9 a a DET biht-427 102 10 significant significant ADJ biht-427 102 11 barrier barrier NOUN biht-427 102 12 to to ADP biht-427 102 13 adopting adopt VERB biht-427 102 14 emerging emerge VERB biht-427 102 15 technologies.9 technologies.9 NOUN biht-427 102 16 organizations organization NOUN biht-427 102 17 that that PRON biht-427 102 18 invest invest VERB biht-427 102 19 in in ADP biht-427 102 20 cybersecurity cybersecurity NOUN biht-427 102 21 infrastructure infrastructure NOUN biht-427 102 22 are be AUX biht-427 102 23 more more ADV biht-427 102 24 likely likely ADJ biht-427 102 25 to to PART biht-427 102 26 embrace embrace VERB biht-427 102 27 innovations innovation NOUN biht-427 102 28 like like ADP biht-427 102 29 ai ai NOUN biht-427 102 30 - - PUNCT biht-427 102 31 blockchain blockchain NOUN biht-427 102 32 , , PUNCT biht-427 102 33 as as SCONJ biht-427 102 34 they they PRON biht-427 102 35 can can AUX biht-427 102 36 mitigate mitigate VERB biht-427 102 37 associated associated ADJ biht-427 102 38 risks risk NOUN biht-427 102 39 . . PUNCT biht-427 103 1 preliminary preliminary ADJ biht-427 103 2 conclusion conclusion NOUN biht-427 103 3 : : PUNCT biht-427 103 4 based base VERB biht-427 103 5 on on ADP biht-427 103 6 this this DET biht-427 103 7 understanding understanding NOUN biht-427 103 8 , , PUNCT biht-427 103 9 it it PRON biht-427 103 10 can can AUX biht-427 103 11 be be AUX biht-427 103 12 concluded conclude VERB biht-427 103 13 that that SCONJ biht-427 103 14 ... ... PUNCT biht-427 104 1 hypothesis hypothesis NOUN biht-427 104 2 6 6 NUM biht-427 104 3 ( ( PUNCT biht-427 104 4 h3b h3b ADV biht-427 104 5 ) ) PUNCT biht-427 104 6 improving improve VERB biht-427 104 7 cybersecurity cybersecurity NOUN biht-427 104 8 has have VERB biht-427 104 9 a a DET biht-427 104 10 positive positive ADJ biht-427 104 11 and and CCONJ biht-427 104 12 significant significant ADJ biht-427 104 13 effect effect NOUN biht-427 104 14 on on ADP biht-427 104 15 the the DET biht-427 104 16 rate rate NOUN biht-427 104 17 of of ADP biht-427 104 18 technology technology NOUN biht-427 104 19 adoption adoption NOUN biht-427 104 20 . . PUNCT biht-427 105 1 regulations regulation NOUN biht-427 105 2 such such ADJ biht-427 105 3 as as ADP biht-427 105 4 gdpr gdpr NOUN biht-427 105 5 and and CCONJ biht-427 105 6 hipaa hipaa NOUN biht-427 105 7 demand demand VERB biht-427 105 8 accurate accurate ADJ biht-427 105 9 data datum NOUN biht-427 105 10 governance governance NOUN biht-427 105 11 and and CCONJ biht-427 105 12 increase increase VERB biht-427 105 13 accountability accountability NOUN biht-427 105 14 in in ADP biht-427 105 15 financial financial ADJ biht-427 105 16 reporting.8 reporting.8 NOUN biht-427 105 17 compliance compliance NOUN biht-427 105 18 measures measure NOUN biht-427 105 19 often often ADV biht-427 105 20 require require VERB biht-427 105 21 robust robust ADJ biht-427 105 22 systems system NOUN biht-427 105 23 that that PRON biht-427 105 24 enhance enhance VERB biht-427 105 25 transparency transparency NOUN biht-427 105 26 by by ADP biht-427 105 27 clearly clearly ADV biht-427 105 28 defining define VERB biht-427 105 29 access access NOUN biht-427 105 30 and and CCONJ biht-427 105 31 deletion deletion NOUN biht-427 105 32 rights right NOUN biht-427 105 33 . . PUNCT biht-427 106 1 preliminary preliminary ADJ biht-427 106 2 conclusion conclusion NOUN biht-427 106 3 : : PUNCT biht-427 106 4 thus thus ADV biht-427 106 5 , , PUNCT biht-427 106 6 we we PRON biht-427 106 7 can can AUX biht-427 106 8 infer infer VERB biht-427 106 9 that that PRON biht-427 106 10 ... ... PUNCT biht-427 107 1 hypothesis hypothesis NOUN biht-427 107 2 7 7 NUM biht-427 107 3 ( ( PUNCT biht-427 107 4 h4a h4a NOUN biht-427 107 5 ) ) PUNCT biht-427 107 6 compliance compliance NOUN biht-427 107 7 with with ADP biht-427 107 8 privacy privacy NOUN biht-427 107 9 regulations regulation NOUN biht-427 107 10 has have VERB biht-427 107 11 a a DET biht-427 107 12 positive positive ADJ biht-427 107 13 and and CCONJ biht-427 107 14 significant significant ADJ biht-427 107 15 effect effect NOUN biht-427 107 16 on on ADP biht-427 107 17 improving improve VERB biht-427 107 18 financial financial ADJ biht-427 107 19 transparency transparency NOUN biht-427 107 20 . . PUNCT biht-427 108 1 although although SCONJ biht-427 108 2 compliance compliance NOUN biht-427 108 3 introduces introduce VERB biht-427 108 4 technical technical ADJ biht-427 108 5 complexity complexity NOUN biht-427 108 6 , , PUNCT biht-427 108 7 it it PRON biht-427 108 8 builds build VERB biht-427 108 9 legal legal ADJ biht-427 108 10 and and CCONJ biht-427 108 11 institutional institutional ADJ biht-427 108 12 legitimacy legitimacy NOUN biht-427 108 13 that that PRON biht-427 108 14 facilitates facilitate VERB biht-427 108 15 technology technology NOUN biht-427 108 16 implementation.7 implementation.7 ADJ biht-427 108 17 firms firm NOUN biht-427 108 18 with with ADP biht-427 108 19 compliance compliance NOUN biht-427 108 20 - - PUNCT biht-427 108 21 ready ready ADJ biht-427 108 22 frameworks framework NOUN biht-427 108 23 face face VERB biht-427 108 24 fewer few ADJ biht-427 108 25 barriers barrier NOUN biht-427 108 26 in in ADP biht-427 108 27 adopting adopt VERB biht-427 108 28 decentralized decentralized ADJ biht-427 108 29 systems system NOUN biht-427 108 30 . . PUNCT biht-427 109 1 preliminary preliminary ADJ biht-427 109 2 conclusion conclusion NOUN biht-427 109 3 : : PUNCT biht-427 109 4 based base VERB biht-427 109 5 on on ADP biht-427 109 6 this this PRON biht-427 109 7 , , PUNCT biht-427 109 8 it it PRON biht-427 109 9 is be AUX biht-427 109 10 logical logical ADJ biht-427 109 11 to to PART biht-427 109 12 propose propose VERB biht-427 109 13 ... ... PUNCT biht-427 109 14 hypothesis hypothesis NOUN biht-427 109 15 8 8 NUM biht-427 109 16 ( ( PUNCT biht-427 109 17 h4b h4b PROPN biht-427 109 18 ) ) PUNCT biht-427 109 19 compliance compliance NOUN biht-427 109 20 with with ADP biht-427 109 21 privacy privacy NOUN biht-427 109 22 regulations regulation NOUN biht-427 109 23 has have VERB biht-427 109 24 a a DET biht-427 109 25 positive positive ADJ biht-427 109 26 and and CCONJ biht-427 109 27 significant significant ADJ biht-427 109 28 effect effect NOUN biht-427 109 29 on on ADP biht-427 109 30 the the DET biht-427 109 31 rate rate NOUN biht-427 109 32 of of ADP biht-427 109 33 technology technology NOUN biht-427 109 34 adoption adoption NOUN biht-427 109 35 . . PUNCT biht-427 110 1 leadership leadership NOUN biht-427 110 2 influences influence VERB biht-427 110 3 organizational organizational ADJ biht-427 110 4 culture culture NOUN biht-427 110 5 , , PUNCT biht-427 110 6 priorities priority NOUN biht-427 110 7 , , PUNCT biht-427 110 8 and and CCONJ biht-427 110 9 accountability accountability NOUN biht-427 110 10 mechanisms mechanism NOUN biht-427 110 11 . . PUNCT biht-427 111 1 when when SCONJ biht-427 111 2 top top ADJ biht-427 111 3 management management NOUN biht-427 111 4 commits commit VERB biht-427 111 5 to to ADP biht-427 111 6 transparency transparency NOUN biht-427 111 7 , , PUNCT biht-427 111 8 it it PRON biht-427 111 9 reflects reflect VERB biht-427 111 10 in in ADP biht-427 111 11 budget budget NOUN biht-427 111 12     SPACE biht-427 111 13 allocation allocation NOUN biht-427 111 14 , , PUNCT biht-427 111 15 performance performance NOUN biht-427 111 16 metrics metric NOUN biht-427 111 17 , , PUNCT biht-427 111 18 and and CCONJ biht-427 111 19 public public ADJ biht-427 111 20 disclosures.15 disclosures.15 NOUN biht-427 111 21 preliminary preliminary ADJ biht-427 111 22 conclusion conclusion NOUN biht-427 111 23 : : PUNCT biht-427 111 24 given give VERB biht-427 111 25 these these DET biht-427 111 26 facts fact NOUN biht-427 111 27 , , PUNCT biht-427 111 28 it it PRON biht-427 111 29 can can AUX biht-427 111 30 be be AUX biht-427 111 31 concluded conclude VERB biht-427 111 32 that that SCONJ biht-427 111 33 ... ... PUNCT biht-427 112 1 hypothesis hypothesis NOUN biht-427 112 2 9 9 NUM biht-427 112 3 ( ( PUNCT biht-427 112 4 h5a h5a NOUN biht-427 112 5 ) ) PUNCT biht-427 112 6 senior senior ADJ biht-427 112 7 management management NOUN biht-427 112 8 support support NOUN biht-427 112 9 has have VERB biht-427 112 10 a a DET biht-427 112 11 positive positive ADJ biht-427 112 12 and and CCONJ biht-427 112 13 significant significant ADJ biht-427 112 14 effect effect NOUN biht-427 112 15 on on ADP biht-427 112 16 improving improve VERB biht-427 112 17 financial financial ADJ biht-427 112 18 transparency transparency NOUN biht-427 112 19 . . PUNCT biht-427 113 1 leadership leadership NOUN biht-427 113 2 endorsement endorsement NOUN biht-427 113 3 is be AUX biht-427 113 4 critical critical ADJ biht-427 113 5 for for ADP biht-427 113 6 overcoming overcome VERB biht-427 113 7 resistance resistance NOUN biht-427 113 8 and and CCONJ biht-427 113 9 aligning align VERB biht-427 113 10 departments department NOUN biht-427 113 11 toward toward ADP biht-427 113 12 digital digital ADJ biht-427 113 13 transformation.14 transformation.14 NOUN biht-427 113 14 in in ADP biht-427 113 15 ai ai PROPN biht-427 113 16 - - PUNCT biht-427 113 17 blockchain blockchain NOUN biht-427 113 18 projects project NOUN biht-427 113 19 , , PUNCT biht-427 113 20 active active ADJ biht-427 113 21 managerial managerial ADJ biht-427 113 22 involvement involvement NOUN biht-427 113 23 ensures ensure VERB biht-427 113 24 strategic strategic ADJ biht-427 113 25 alignment alignment NOUN biht-427 113 26 and and CCONJ biht-427 113 27 resource resource NOUN biht-427 113 28 allocation allocation NOUN biht-427 113 29 . . PUNCT biht-427 114 1 preliminary preliminary ADJ biht-427 114 2 conclusion conclusion NOUN biht-427 114 3 : : PUNCT biht-427 114 4 accordingly accordingly ADV biht-427 114 5 , , PUNCT biht-427 114 6 we we PRON biht-427 114 7 propose propose VERB biht-427 114 8 ... ... PUNCT biht-427 114 9 hypothesis hypothesis NOUN biht-427 114 10 10 10 NUM biht-427 114 11 ( ( PUNCT biht-427 114 12 h5b h5b ADJ biht-427 114 13 ) ) PUNCT biht-427 114 14 senior senior ADJ biht-427 114 15 management management NOUN biht-427 114 16 support support NOUN biht-427 114 17 has have VERB biht-427 114 18 a a DET biht-427 114 19 positive positive ADJ biht-427 114 20 and and CCONJ biht-427 114 21 significant significant ADJ biht-427 114 22 effect effect NOUN biht-427 114 23 on on ADP biht-427 114 24 the the DET biht-427 114 25 rate rate NOUN biht-427 114 26 of of ADP biht-427 114 27 technology technology NOUN biht-427 114 28 adoption adoption NOUN biht-427 114 29 . . PUNCT biht-427 115 1 in in ADP biht-427 115 2 competitive competitive ADJ biht-427 115 3 markets market NOUN biht-427 115 4 , , PUNCT biht-427 115 5 transparency transparency NOUN biht-427 115 6 is be AUX biht-427 115 7 often often ADV biht-427 115 8 used use VERB biht-427 115 9 as as ADP biht-427 115 10 a a DET biht-427 115 11 differentiator differentiator NOUN biht-427 115 12 . . PUNCT biht-427 116 1 companies company NOUN biht-427 116 2 disclose disclose VERB biht-427 116 3 more more ADJ biht-427 116 4 financial financial ADJ biht-427 116 5 information information NOUN biht-427 116 6 to to PART biht-427 116 7 build build VERB biht-427 116 8 trust trust NOUN biht-427 116 9 and and CCONJ biht-427 116 10 attract attract VERB biht-427 116 11 customers customer NOUN biht-427 116 12 , , PUNCT biht-427 116 13 especially especially ADV biht-427 116 14 https://doi.org/10.30953/bhty.v8.427 https://doi.org/10.30953/bhty.v8.427 NOUN biht-427 116 15 citation citation NOUN biht-427 116 16 : : PUNCT biht-427 117 1 blockchain blockchain NOUN biht-427 117 2 in in ADP biht-427 117 3 healthcare healthcare NOUN biht-427 117 4 today today NOUN biht-427 117 5 2025 2025 NUM biht-427 117 6 , , PUNCT biht-427 117 7 8 8 NUM biht-427 117 8 : : SYM biht-427 117 9 427 427 NUM biht-427 117 10 https://doi.org/10.30953/bhty.v8.4276 https://doi.org/10.30953/bhty.v8.4276 NOUN biht-427 117 11 ( ( PUNCT biht-427 117 12 page page NOUN biht-427 117 13 number number NOUN biht-427 117 14 not not PART biht-427 117 15 for for ADP biht-427 117 16 citation citation NOUN biht-427 117 17 purpose purpose NOUN biht-427 117 18 ) ) PUNCT biht-427 117 19 sepideh sepideh NOUN biht-427 117 20 mohammadi mohammadi NOUN biht-427 117 21 tong tong PROPN biht-427 117 22 andri andri PROPN biht-427 117 23 and and CCONJ biht-427 117 24 sahar sahar PROPN biht-427 117 25 mohammadi mohammadi PROPN biht-427 117 26 tong tong PROPN biht-427 117 27 andri andri PROPN biht-427 117 28 when when SCONJ biht-427 117 29 rivals rival NOUN biht-427 117 30 are be AUX biht-427 117 31 perceived perceive VERB biht-427 117 32 as as ADP biht-427 117 33 opaque.2 opaque.2 ADJ biht-427 117 34 preliminary preliminary ADJ biht-427 117 35 conclusion conclusion NOUN biht-427 117 36 : : PUNCT biht-427 117 37 thus thus ADV biht-427 117 38 , , PUNCT biht-427 117 39 it it PRON biht-427 117 40 can can AUX biht-427 117 41 be be AUX biht-427 117 42 inferred infer VERB biht-427 117 43 that that SCONJ biht-427 117 44 ... ... PUNCT biht-427 117 45 hypothesis hypothesis NOUN biht-427 117 46 11 11 NUM biht-427 117 47 ( ( PUNCT biht-427 117 48 h6a h6a NOUN biht-427 117 49 ) ) PUNCT biht-427 117 50 competitive competitive ADJ biht-427 117 51 pressure pressure NOUN biht-427 117 52 in in ADP biht-427 117 53 the the DET biht-427 117 54 market market NOUN biht-427 117 55 has have VERB biht-427 117 56 a a DET biht-427 117 57 positive positive ADJ biht-427 117 58 and and CCONJ biht-427 117 59 significant significant ADJ biht-427 117 60 effect effect NOUN biht-427 117 61 on on ADP biht-427 117 62 improving improve VERB biht-427 117 63 financial financial ADJ biht-427 117 64 transparency transparency NOUN biht-427 117 65 . . PUNCT biht-427 118 1 competitive competitive ADJ biht-427 118 2 intensity intensity NOUN biht-427 118 3 compels compel VERB biht-427 118 4 firms firm NOUN biht-427 118 5 to to PART biht-427 118 6 innovate innovate VERB biht-427 118 7 continuously continuously ADV biht-427 118 8 . . PUNCT biht-427 119 1 to to PART biht-427 119 2 remain remain VERB biht-427 119 3 viable viable ADJ biht-427 119 4 , , PUNCT biht-427 119 5 firms firm NOUN biht-427 119 6 adopt adopt VERB biht-427 119 7 emerging emerge VERB biht-427 119 8 technologies technology NOUN biht-427 119 9 that that PRON biht-427 119 10 improve improve VERB biht-427 119 11 efficiency efficiency NOUN biht-427 119 12 and and CCONJ biht-427 119 13 reduce reduce VERB biht-427 119 14 operational operational ADJ biht-427 119 15 costs.19 costs.19 NOUN biht-427 119 16 preliminary preliminary ADJ biht-427 119 17 conclusion conclusion NOUN biht-427 119 18 : : PUNCT biht-427 119 19 hence hence ADV biht-427 119 20 , , PUNCT biht-427 119 21 we we PRON biht-427 119 22 conclude conclude VERB biht-427 119 23 ... ... PUNCT biht-427 119 24 hypothesis hypothesis NOUN biht-427 119 25 12 12 NUM biht-427 119 26 ( ( PUNCT biht-427 119 27 h6b h6b NOUN biht-427 119 28 ) ) PUNCT biht-427 119 29 competitive competitive ADJ biht-427 119 30 pressure pressure NOUN biht-427 119 31 in in ADP biht-427 119 32 the the DET biht-427 119 33 market market NOUN biht-427 119 34 has have VERB biht-427 119 35 a a DET biht-427 119 36 positive positive ADJ biht-427 119 37 and and CCONJ biht-427 119 38 significant significant ADJ biht-427 119 39 effect effect NOUN biht-427 119 40 on on ADP biht-427 119 41 the the DET biht-427 119 42 rate rate NOUN biht-427 119 43 of of ADP biht-427 119 44 technology technology NOUN biht-427 119 45 adoption adoption NOUN biht-427 119 46 . . PUNCT biht-427 120 1 transparent transparent ADJ biht-427 120 2 financial financial ADJ biht-427 120 3 practices practice NOUN biht-427 120 4 build build VERB biht-427 120 5 stakeholder stakeholder NOUN biht-427 120 6 trust trust NOUN biht-427 120 7 and and CCONJ biht-427 120 8 reduce reduce VERB biht-427 120 9 uncertainty uncertainty NOUN biht-427 120 10 , , PUNCT biht-427 120 11 making make VERB biht-427 120 12 it it PRON biht-427 120 13 easier easy ADJ biht-427 120 14 to to PART biht-427 120 15 secure secure VERB biht-427 120 16 funding funding NOUN biht-427 120 17 and and CCONJ biht-427 120 18 institutional institutional ADJ biht-427 120 19 support support NOUN biht-427 120 20 for for ADP biht-427 120 21 new new ADJ biht-427 120 22 technologies.11 technologies.11 NOUN biht-427 120 23 it it PRON biht-427 120 24 also also ADV biht-427 120 25 helps help VERB biht-427 120 26 in in ADP biht-427 120 27 regulatory regulatory ADJ biht-427 120 28 approval approval NOUN biht-427 120 29 and and CCONJ biht-427 120 30 partnership partnership NOUN biht-427 120 31 development development NOUN biht-427 120 32 . . PUNCT biht-427 121 1 preliminary preliminary ADJ biht-427 121 2 conclusion conclusion NOUN biht-427 121 3 : : PUNCT biht-427 121 4 based base VERB biht-427 121 5 on on ADP biht-427 121 6 this this PRON biht-427 121 7 , , PUNCT biht-427 121 8 it it PRON biht-427 121 9 is be AUX biht-427 121 10 concluded conclude VERB biht-427 121 11 that that SCONJ biht-427 121 12 ... ... PUNCT biht-427 122 1 hypothesis hypothesis NOUN biht-427 122 2 13 13 NUM biht-427 122 3 ( ( PUNCT biht-427 122 4 h7 h7 PROPN biht-427 122 5 ) ) PUNCT biht-427 122 6 improving improve VERB biht-427 122 7 financial financial ADJ biht-427 122 8 transparency transparency NOUN biht-427 122 9 has have VERB biht-427 122 10 a a DET biht-427 122 11 positive positive ADJ biht-427 122 12 and and CCONJ biht-427 122 13 significant significant ADJ biht-427 122 14 effect effect NOUN biht-427 122 15 on on ADP biht-427 122 16 the the DET biht-427 122 17 rate rate NOUN biht-427 122 18 of of ADP biht-427 122 19 technology technology NOUN biht-427 122 20 adoption adoption NOUN biht-427 122 21 . . PUNCT biht-427 123 1 the the DET biht-427 123 2 hypotheses hypothesis NOUN biht-427 123 3 in in ADP biht-427 123 4 this this DET biht-427 123 5 study study NOUN biht-427 123 6 , , PUNCT biht-427 123 7 grounded ground VERB biht-427 123 8 in in ADP biht-427 123 9 the the DET biht-427 123 10 tam tam NOUN biht-427 123 11 , , PUNCT biht-427 123 12 transaction transaction NOUN biht-427 123 13 cost cost NOUN biht-427 123 14 economics economic NOUN biht-427 123 15 , , PUNCT biht-427 123 16 and and CCONJ biht-427 123 17 security security NOUN biht-427 123 18 frameworks framework NOUN biht-427 123 19 , , PUNCT biht-427 123 20 examine examine VERB biht-427 123 21 the the DET biht-427 123 22 complex complex ADJ biht-427 123 23 interplay interplay NOUN biht-427 123 24 of of ADP biht-427 123 25 technical technical ADJ biht-427 123 26 , , PUNCT biht-427 123 27 organizational organizational ADJ biht-427 123 28 , , PUNCT biht-427 123 29 and and CCONJ biht-427 123 30 legal legal ADJ biht-427 123 31 factors factor NOUN biht-427 123 32 in in ADP biht-427 123 33 the the DET biht-427 123 34 adoption adoption NOUN biht-427 123 35 of of ADP biht-427 123 36 ai ai PROPN biht-427 123 37 - - PUNCT biht-427 123 38 blockchain blockchain PROPN biht-427 123 39 technologies technology NOUN biht-427 123 40 . . PUNCT biht-427 124 1 each each DET biht-427 124 2 hypothesis hypothesis NOUN biht-427 124 3 is be AUX biht-427 124 4 supported support VERB biht-427 124 5 by by ADP biht-427 124 6 empirical empirical ADJ biht-427 124 7 evidence evidence NOUN biht-427 124 8 from from ADP biht-427 124 9 realworld realworld PROPN biht-427 124 10 projects project NOUN biht-427 124 11 and and CCONJ biht-427 124 12 prior prior ADJ biht-427 124 13 studies study NOUN biht-427 124 14 , , PUNCT biht-427 124 15 paving pave VERB biht-427 124 16 the the DET biht-427 124 17 way way NOUN biht-427 124 18 for for ADP biht-427 124 19 future future ADJ biht-427 124 20 research research NOUN biht-427 124 21 in in ADP biht-427 124 22 standardization standardization NOUN biht-427 124 23 and and CCONJ biht-427 124 24 technology technology NOUN biht-427 124 25 implementation implementation NOUN biht-427 124 26 . . PUNCT biht-427 125 1 the the DET biht-427 125 2 literature literature NOUN biht-427 125 3 reveals reveal VERB biht-427 125 4 that that SCONJ biht-427 125 5 the the DET biht-427 125 6 adoption adoption NOUN biht-427 125 7 of of ADP biht-427 125 8 ai ai NOUN biht-427 125 9 - - PUNCT biht-427 125 10 blockchain blockchain PROPN biht-427 125 11 in in ADP biht-427 125 12 health health NOUN biht-427 125 13 insurance insurance NOUN biht-427 125 14 faces face VERB biht-427 125 15 multilayered multilayere VERB biht-427 125 16 challenges challenge NOUN biht-427 125 17 . . PUNCT biht-427 126 1 this this DET biht-427 126 2 study study NOUN biht-427 126 3 indicates indicate VERB biht-427 126 4 that that SCONJ biht-427 126 5 the the DET biht-427 126 6 successful successful ADJ biht-427 126 7 adoption adoption NOUN biht-427 126 8 of of ADP biht-427 126 9 ai ai NOUN biht-427 126 10 - - PUNCT biht-427 126 11 blockchain blockchain PROPN biht-427 126 12 in in ADP biht-427 126 13 health health NOUN biht-427 126 14 insurance insurance NOUN biht-427 126 15 depends depend VERB biht-427 126 16 not not PART biht-427 126 17 only only ADV biht-427 126 18 on on ADP biht-427 126 19 technical technical ADJ biht-427 126 20 advancements advancement NOUN biht-427 126 21 but but CCONJ biht-427 126 22 also also ADV biht-427 126 23 on on ADP biht-427 126 24 the the DET biht-427 126 25 alignment alignment NOUN biht-427 126 26 of of ADP biht-427 126 27 organizational organizational ADJ biht-427 126 28 , , PUNCT biht-427 126 29 cultural cultural ADJ biht-427 126 30 , , PUNCT biht-427 126 31 and and CCONJ biht-427 126 32 legal legal ADJ biht-427 126 33 factors factor NOUN biht-427 126 34 . . PUNCT biht-427 127 1 future future ADJ biht-427 127 2 challenges challenge NOUN biht-427 127 3 include include VERB biht-427 127 4 designing design VERB biht-427 127 5 adaptive adaptive ADJ biht-427 127 6 security security NOUN biht-427 127 7 frameworks framework NOUN biht-427 127 8 ( ( PUNCT biht-427 127 9 like like ADP biht-427 127 10 homomorphic homomorphic ADJ biht-427 127 11 encryption encryption NOUN biht-427 127 12 ) ) PUNCT biht-427 127 13 , , PUNCT biht-427 127 14 establishing establish VERB biht-427 127 15 ethical ethical ADJ biht-427 127 16 data datum NOUN biht-427 127 17 usage usage NOUN biht-427 127 18 standards standard NOUN biht-427 127 19 , , PUNCT biht-427 127 20 and and CCONJ biht-427 127 21 training train VERB biht-427 127 22 human human ADJ biht-427 127 23 capital capital NOUN biht-427 127 24 . . PUNCT biht-427 128 1 failures failure NOUN biht-427 128 2 like like ADP biht-427 128 3 the the DET biht-427 128 4 b3i b3i NOUN biht-427 128 5 and and CCONJ biht-427 128 6 successes success NOUN biht-427 128 7 like like ADP biht-427 128 8 nexus nexus NOUN biht-427 128 9 mutual mutual ADJ biht-427 128 10 offer offer VERB biht-427 128 11 key key ADJ biht-427 128 12 lessons lesson NOUN biht-427 128 13 on on ADP biht-427 128 14 the the DET biht-427 128 15 importance importance NOUN biht-427 128 16 of of ADP biht-427 128 17 stakeholder stakeholder NOUN biht-427 128 18 collaboration collaboration NOUN biht-427 128 19 . . PUNCT biht-427 129 1 future future ADJ biht-427 129 2 research research NOUN biht-427 129 3 should should AUX biht-427 129 4 focus focus VERB biht-427 129 5 on on ADP biht-427 129 6 developing develop VERB biht-427 129 7 multilevel multilevel ADJ biht-427 129 8 acceptance acceptance NOUN biht-427 129 9 models model NOUN biht-427 129 10 and and CCONJ biht-427 129 11 evaluating evaluate VERB biht-427 129 12 the the DET biht-427 129 13 long long ADJ biht-427 129 14 - - PUNCT biht-427 129 15 term term NOUN biht-427 129 16 impact impact NOUN biht-427 129 17 of of ADP biht-427 129 18 these these DET biht-427 129 19 technologies technology NOUN biht-427 129 20 on on ADP biht-427 129 21 insurance insurance NOUN biht-427 129 22 equity equity NOUN biht-427 129 23 . . PUNCT biht-427 130 1 the the DET biht-427 130 2 operational operational ADJ biht-427 130 3 definitions definition NOUN biht-427 130 4 of of ADP biht-427 130 5 research research NOUN biht-427 130 6 variables variable NOUN biht-427 130 7 are be AUX biht-427 130 8 presented present VERB biht-427 130 9 in in ADP biht-427 130 10 table table NOUN biht-427 130 11 1 1 NUM biht-427 130 12 . . PUNCT biht-427 130 13 based base VERB biht-427 130 14 on on ADP biht-427 130 15 the the DET biht-427 130 16 conducted conduct VERB biht-427 130 17 reviews review NOUN biht-427 130 18 and and CCONJ biht-427 130 19 studies study NOUN biht-427 130 20 , , PUNCT biht-427 130 21 the the DET biht-427 130 22 conceptual conceptual ADJ biht-427 130 23 research research NOUN biht-427 130 24 model model NOUN biht-427 130 25 is be AUX biht-427 130 26 illustrated illustrate VERB biht-427 130 27 in in ADP biht-427 130 28 fig fig NOUN biht-427 130 29 1 1 NUM biht-427 130 30 . . PUNCT biht-427 131 1 this this DET biht-427 131 2 figure figure NOUN biht-427 131 3 examines examine VERB biht-427 131 4 the the DET biht-427 131 5 sufficient sufficient ADJ biht-427 131 6 and and CCONJ biht-427 131 7 necessary necessary ADJ biht-427 131 8 drivers driver NOUN biht-427 131 9 for for ADP biht-427 131 10 adopting adopt VERB biht-427 131 11 blockchain blockchain NOUN biht-427 131 12 - - PUNCT biht-427 131 13 based base VERB biht-427 131 14 ai ai NOUN biht-427 131 15 to to PART biht-427 131 16 enhance enhance VERB biht-427 131 17 financial financial ADJ biht-427 131 18 transparency transparency NOUN biht-427 131 19 . . PUNCT biht-427 132 1 materials material NOUN biht-427 132 2 and and CCONJ biht-427 132 3 methods method NOUN biht-427 132 4 given give VERB biht-427 132 5 the the DET biht-427 132 6 technical technical ADJ biht-427 132 7 and and CCONJ biht-427 132 8 regulatory regulatory ADJ biht-427 132 9 sensitivity sensitivity NOUN biht-427 132 10 associated associate VERB biht-427 132 11 with with ADP biht-427 132 12 the the DET biht-427 132 13 adoption adoption NOUN biht-427 132 14 of of ADP biht-427 132 15 ai ai PROPN biht-427 132 16 - - PUNCT biht-427 132 17 blockchain blockchain NOUN biht-427 132 18 technologies technology NOUN biht-427 132 19 and and CCONJ biht-427 132 20 financial financial ADJ biht-427 132 21 transparency transparency NOUN biht-427 132 22 , , PUNCT biht-427 132 23 data datum NOUN biht-427 132 24 were be AUX biht-427 132 25 collected collect VERB biht-427 132 26 using use VERB biht-427 132 27 a a DET biht-427 132 28 structured structured ADJ biht-427 132 29 questionnaire questionnaire NOUN biht-427 132 30 . . PUNCT biht-427 133 1 the the DET biht-427 133 2 constructs construct NOUN biht-427 133 3 in in ADP biht-427 133 4 the the DET biht-427 133 5 survey survey NOUN biht-427 133 6 were be AUX biht-427 133 7 developed develop VERB biht-427 133 8 based base VERB biht-427 133 9 on on ADP biht-427 133 10 validated validate VERB biht-427 133 11 scales scale NOUN biht-427 133 12 from from ADP biht-427 133 13 prior prior ADJ biht-427 133 14 research research NOUN biht-427 133 15 and and CCONJ biht-427 133 16 measured measure VERB biht-427 133 17 using use VERB biht-427 133 18 multiple multiple ADJ biht-427 133 19 items item NOUN biht-427 133 20 on on ADP biht-427 133 21 a a DET biht-427 133 22 likert likert ADJ biht-427 133 23 scale scale NOUN biht-427 133 24 . . PUNCT biht-427 134 1 a a DET biht-427 134 2 random random ADJ biht-427 134 3 sampling sampling NOUN biht-427 134 4 method method NOUN biht-427 134 5 was be AUX biht-427 134 6 employed employ VERB biht-427 134 7 , , PUNCT biht-427 134 8 and and CCONJ biht-427 134 9 the the DET biht-427 134 10 questionnaire questionnaire NOUN biht-427 134 11 was be AUX biht-427 134 12 distributed distribute VERB biht-427 134 13 through through ADP biht-427 134 14 a a DET biht-427 134 15 multi multi ADJ biht-427 134 16 - - ADJ biht-427 134 17 channel channel ADJ biht-427 134 18 approach approach NOUN biht-427 134 19 , , PUNCT biht-427 134 20 including include VERB biht-427 134 21 face face NOUN biht-427 134 22 - - PUNCT biht-427 134 23 toface toface NOUN biht-427 134 24 interactions interaction NOUN biht-427 134 25 , , PUNCT biht-427 134 26 email email NOUN biht-427 134 27 , , PUNCT biht-427 134 28 and and CCONJ biht-427 134 29 social social ADJ biht-427 134 30 media medium NOUN biht-427 134 31 platforms.20,21 platforms.20,21 VERB biht-427 134 32 to to PART biht-427 134 33 minimize minimize VERB biht-427 134 34 common common ADJ biht-427 134 35 method method NOUN biht-427 134 36 bias bias NOUN biht-427 134 37 and and CCONJ biht-427 134 38 enhance enhance VERB biht-427 134 39 response response NOUN biht-427 134 40 accuracy accuracy NOUN biht-427 134 41 , , PUNCT biht-427 134 42 several several ADJ biht-427 134 43 procedural procedural ADJ biht-427 134 44 remedies remedy NOUN biht-427 134 45 were be AUX biht-427 134 46 implemented implement VERB biht-427 134 47 . . PUNCT biht-427 135 1 first first ADV biht-427 135 2 , , PUNCT biht-427 135 3 the the DET biht-427 135 4 order order NOUN biht-427 135 5 of of ADP biht-427 135 6 both both CCONJ biht-427 135 7 the the DET biht-427 135 8 constructs construct NOUN biht-427 135 9 and and CCONJ biht-427 135 10 the the DET biht-427 135 11 individual individual ADJ biht-427 135 12 items item NOUN biht-427 135 13 was be AUX biht-427 135 14 randomized randomize VERB biht-427 135 15 to to PART biht-427 135 16 reduce reduce VERB biht-427 135 17 pattern pattern NOUN biht-427 135 18 responses response NOUN biht-427 135 19 and and CCONJ biht-427 135 20 item item NOUN biht-427 135 21 - - PUNCT biht-427 135 22 order order NOUN biht-427 135 23 effects effect NOUN biht-427 135 24 . . PUNCT biht-427 136 1 second second ADJ biht-427 136 2 , , PUNCT biht-427 136 3 the the DET biht-427 136 4 survey survey NOUN biht-427 136 5 included include VERB biht-427 136 6 attention attention NOUN biht-427 136 7 check check NOUN biht-427 136 8 items item NOUN biht-427 136 9 to to PART biht-427 136 10 identify identify VERB biht-427 136 11 and and CCONJ biht-427 136 12 exclude exclude VERB biht-427 136 13 careless careless ADJ biht-427 136 14 or or CCONJ biht-427 136 15 inattentive inattentive ADJ biht-427 136 16 responses response NOUN biht-427 136 17 . . PUNCT biht-427 137 1 third third ADV biht-427 137 2 , , PUNCT biht-427 137 3 respondents respondent NOUN biht-427 137 4 were be AUX biht-427 137 5 assured assure VERB biht-427 137 6 of of ADP biht-427 137 7 complete complete ADJ biht-427 137 8 anonymity anonymity NOUN biht-427 137 9 and and CCONJ biht-427 137 10 confidentiality confidentiality NOUN biht-427 137 11 to to PART biht-427 137 12 reduce reduce VERB biht-427 137 13 social social ADJ biht-427 137 14 desirability desirability NOUN biht-427 137 15 bias bias NOUN biht-427 137 16 and and CCONJ biht-427 137 17 promote promote VERB biht-427 137 18 honest honest ADJ biht-427 137 19 answering answering NOUN biht-427 137 20 ( ( PUNCT biht-427 137 21 nederhof nederhof ADJ biht-427 137 22 , , PUNCT biht-427 137 23 1985 1985 NUM biht-427 137 24 ; ; PUNCT biht-427 137 25 podsakoff podsakoff PROPN biht-427 137 26 et et PROPN biht-427 137 27     SPACE biht-427 137 28 al al PROPN biht-427 137 29 . . PROPN biht-427 137 30 , , PUNCT biht-427 137 31 2003 2003 NUM biht-427 137 32 ) ) PUNCT biht-427 137 33 . . PUNCT biht-427 138 1 these these DET biht-427 138 2 precautions precaution NOUN biht-427 138 3 were be AUX biht-427 138 4 taken take VERB biht-427 138 5 to to PART biht-427 138 6 ensure ensure VERB biht-427 138 7 the the DET biht-427 138 8 validity validity NOUN biht-427 138 9 and and CCONJ biht-427 138 10 reliability reliability NOUN biht-427 138 11 of of ADP biht-427 138 12 the the DET biht-427 138 13 collected collect VERB biht-427 138 14 data datum NOUN biht-427 138 15 for for ADP biht-427 138 16 subsequent subsequent ADJ biht-427 138 17 statistical statistical ADJ biht-427 138 18 analysis analysis NOUN biht-427 138 19 . . PUNCT biht-427 139 1 questionnaire questionnaire NOUN biht-427 139 2 design design NOUN biht-427 139 3 this this DET biht-427 139 4 study study NOUN biht-427 139 5 employed employ VERB biht-427 139 6 a a DET biht-427 139 7 standardized standardized ADJ biht-427 139 8 questionnaire questionnaire NOUN biht-427 139 9 consisting consist VERB biht-427 139 10 of of ADP biht-427 139 11 three three NUM biht-427 139 12 main main ADJ biht-427 139 13 sections section NOUN biht-427 139 14 . . PUNCT biht-427 140 1 the the DET biht-427 140 2 first first ADJ biht-427 140 3 section section NOUN biht-427 140 4 provided provide VERB biht-427 140 5 a a DET biht-427 140 6 definition definition NOUN biht-427 140 7 of of ADP biht-427 140 8 emerging emerge VERB biht-427 140 9 technologies technology NOUN biht-427 140 10 , , PUNCT biht-427 140 11 particularly particularly ADV biht-427 140 12 the the DET biht-427 140 13 integration integration NOUN biht-427 140 14 of of ADP biht-427 140 15 artificial artificial ADJ biht-427 140 16 intelligence intelligence NOUN biht-427 140 17 and and CCONJ biht-427 140 18 blockchain blockchain PROPN biht-427 140 19 in in ADP biht-427 140 20 the the DET biht-427 140 21 insurance insurance NOUN biht-427 140 22 industry industry NOUN biht-427 140 23 , , PUNCT biht-427 140 24 to to PART biht-427 140 25 ensure ensure VERB biht-427 140 26 a a DET biht-427 140 27 consistent consistent ADJ biht-427 140 28 understanding understanding NOUN biht-427 140 29 among among ADP biht-427 140 30 respondents respondent NOUN biht-427 140 31 . . PUNCT biht-427 141 1 the the DET biht-427 141 2 definition definition NOUN biht-427 141 3 emphasized emphasize VERB biht-427 141 4 the the DET biht-427 141 5 role role NOUN biht-427 141 6 of of ADP biht-427 141 7 these these DET biht-427 141 8 technologies technology NOUN biht-427 141 9 in in ADP biht-427 141 10 enhancing enhance VERB biht-427 141 11 financial financial ADJ biht-427 141 12 transparency transparency NOUN biht-427 141 13 , , PUNCT biht-427 141 14 reducing reduce VERB biht-427 141 15 fraud fraud NOUN biht-427 141 16 , , PUNCT biht-427 141 17 and and CCONJ biht-427 141 18 improving improve VERB biht-427 141 19 operational operational ADJ biht-427 141 20 efficiency efficiency NOUN biht-427 141 21 , , PUNCT biht-427 141 22 clearly clearly ADV biht-427 141 23 aligning align VERB biht-427 141 24 with with ADP biht-427 141 25 the the DET biht-427 141 26 conceptual conceptual ADJ biht-427 141 27 framework framework NOUN biht-427 141 28 of of ADP biht-427 141 29 this this DET biht-427 141 30 research research NOUN biht-427 141 31 . . PUNCT biht-427 142 1 the the DET biht-427 142 2 second second ADJ biht-427 142 3 section section NOUN biht-427 142 4 assessed assess VERB biht-427 142 5 the the DET biht-427 142 6 main main ADJ biht-427 142 7 research research NOUN biht-427 142 8 variables variable NOUN biht-427 142 9 — — PUNCT biht-427 142 10 including include VERB biht-427 142 11 six six NUM biht-427 142 12 independent independent ADJ biht-427 142 13 variables variable NOUN biht-427 142 14 and and CCONJ biht-427 142 15 two two NUM biht-427 142 16 dependent dependent ADJ biht-427 142 17 variables variable NOUN biht-427 142 18 — — PUNCT biht-427 142 19 using use VERB biht-427 142 20 a a DET biht-427 142 21 five five NUM biht-427 142 22 - - PUNCT biht-427 142 23 point point NOUN biht-427 142 24 likert likert ADJ biht-427 142 25 scale scale NOUN biht-427 142 26 ( ( PUNCT biht-427 142 27 ranging range VERB biht-427 142 28 from from ADP biht-427 142 29 “ " PUNCT biht-427 142 30 strongly strongly ADV biht-427 142 31 disagree disagree VERB biht-427 142 32 ” " PUNCT biht-427 142 33 to to PART biht-427 142 34 “ " PUNCT biht-427 142 35 strongly strongly ADV biht-427 142 36 agree agree VERB biht-427 142 37 ” " PUNCT biht-427 142 38 ) ) PUNCT biht-427 142 39 . . PUNCT biht-427 143 1 the the DET biht-427 143 2 independent independent ADJ biht-427 143 3 variables variable NOUN biht-427 143 4 comprised comprise VERB biht-427 143 5 technological technological ADJ biht-427 143 6 readiness readiness NOUN biht-427 143 7 , , PUNCT biht-427 143 8 employee employee NOUN biht-427 143 9 training training NOUN biht-427 143 10 investment investment NOUN biht-427 143 11 , , PUNCT biht-427 143 12 cybersecurity cybersecurity NOUN biht-427 143 13 improvement improvement NOUN biht-427 143 14 , , PUNCT biht-427 143 15 compliance compliance NOUN biht-427 143 16 with with ADP biht-427 143 17 privacy privacy NOUN biht-427 143 18 regulations regulation NOUN biht-427 143 19 , , PUNCT biht-427 143 20 senior senior ADJ biht-427 143 21 management management NOUN biht-427 143 22 support support NOUN biht-427 143 23 , , PUNCT biht-427 143 24 and and CCONJ biht-427 143 25 competitive competitive ADJ biht-427 143 26 pressure pressure NOUN biht-427 143 27 . . PUNCT biht-427 144 1 the the DET biht-427 144 2 dependent dependent ADJ biht-427 144 3 variables variable NOUN biht-427 144 4 were be AUX biht-427 144 5 financial financial ADJ biht-427 144 6 transparency transparency NOUN biht-427 144 7 and and CCONJ biht-427 144 8 technology technology NOUN biht-427 144 9 adoption adoption NOUN biht-427 144 10 rate rate NOUN biht-427 144 11 . . PUNCT biht-427 145 1 the the DET biht-427 145 2 items item NOUN biht-427 145 3 were be AUX biht-427 145 4 adapted adapt VERB biht-427 145 5 from from ADP biht-427 145 6 prior prior ADJ biht-427 145 7 validated validated ADJ biht-427 145 8 studies study NOUN biht-427 145 9 such such ADJ biht-427 145 10 as as ADP biht-427 145 11 14,4,15,5 14,4,15,5 NUM biht-427 145 12 and and CCONJ biht-427 145 13 were be AUX biht-427 145 14 localized localize VERB biht-427 145 15 to to PART biht-427 145 16 fit fit VERB biht-427 145 17 the the DET biht-427 145 18 insurance insurance NOUN biht-427 145 19 sector sector NOUN biht-427 145 20 . . PUNCT biht-427 146 1 the the DET biht-427 146 2 third third ADJ biht-427 146 3 section section NOUN biht-427 146 4 collected collect VERB biht-427 146 5 demographic demographic ADJ biht-427 146 6 data datum NOUN biht-427 146 7 including include VERB biht-427 146 8 respondents respondent NOUN biht-427 146 9 ’ ' PUNCT biht-427 146 10 age age NOUN biht-427 146 11 , , PUNCT biht-427 146 12 gender gender NOUN biht-427 146 13 , , PUNCT biht-427 146 14 education education NOUN biht-427 146 15 level level NOUN biht-427 146 16 , , PUNCT biht-427 146 17 and and CCONJ biht-427 146 18 professional professional ADJ biht-427 146 19 experience experience NOUN biht-427 146 20 within within ADP biht-427 146 21 the the DET biht-427 146 22 insurance insurance NOUN biht-427 146 23 industry industry NOUN biht-427 146 24 . . PUNCT biht-427 147 1 all all DET biht-427 147 2 items item NOUN biht-427 147 3 were be AUX biht-427 147 4 translated translate VERB biht-427 147 5 and and CCONJ biht-427 147 6 back back ADV biht-427 147 7 - - PUNCT biht-427 147 8 translated translated ADJ biht-427 147 9 to to PART biht-427 147 10 ensure ensure VERB biht-427 147 11 linguistic linguistic ADJ biht-427 147 12 consistency consistency NOUN biht-427 147 13 and and CCONJ biht-427 147 14 conceptual conceptual ADJ biht-427 147 15 accuracy accuracy NOUN biht-427 147 16 . . PUNCT biht-427 148 1 the the DET biht-427 148 2 face face NOUN biht-427 148 3 validity validity NOUN biht-427 148 4 of of ADP biht-427 148 5 the the DET biht-427 148 6 questionnaire questionnaire NOUN biht-427 148 7 was be AUX biht-427 148 8 confirmed confirm VERB biht-427 148 9 through through ADP biht-427 148 10 expert expert NOUN biht-427 148 11 review review NOUN biht-427 148 12 by by ADP biht-427 148 13 three three NUM biht-427 148 14 academic academic ADJ biht-427 148 15 professionals professional NOUN biht-427 148 16 in in ADP biht-427 148 17 the the DET biht-427 148 18 fields field NOUN biht-427 148 19 of of ADP biht-427 148 20 insurance insurance NOUN biht-427 148 21 and and CCONJ biht-427 148 22 information information NOUN biht-427 148 23 technology technology NOUN biht-427 148 24 . . PUNCT biht-427 149 1 additionally additionally ADV biht-427 149 2 , , PUNCT biht-427 149 3 a a DET biht-427 149 4 pilot pilot NOUN biht-427 149 5 test test NOUN biht-427 149 6 was be AUX biht-427 149 7 conducted conduct VERB biht-427 149 8 with with ADP biht-427 149 9 six six NUM biht-427 149 10 insurance insurance NOUN biht-427 149 11 professionals professional NOUN biht-427 149 12 to to PART biht-427 149 13 verify verify VERB biht-427 149 14 the the DET biht-427 149 15 clarity clarity NOUN biht-427 149 16 and and CCONJ biht-427 149 17 comprehensibility comprehensibility NOUN biht-427 149 18 of of ADP biht-427 149 19 the the DET biht-427 149 20 questionnaire questionnaire NOUN biht-427 149 21 . . PUNCT biht-427 150 1 based base VERB biht-427 150 2 on on ADP biht-427 150 3 their their PRON biht-427 150 4 feedback feedback NOUN biht-427 150 5 , , PUNCT biht-427 150 6 revisions revision NOUN biht-427 150 7 were be AUX biht-427 150 8 made make VERB biht-427 150 9 to to ADP biht-427 150 10 wording word VERB biht-427 150 11 and and CCONJ biht-427 150 12 structure structure NOUN biht-427 150 13 to to PART biht-427 150 14 enhance enhance VERB biht-427 150 15 usability usability NOUN biht-427 150 16 . . PUNCT biht-427 151 1 https://doi.org/10.30953/bhty.v8.427 https://doi.org/10.30953/bhty.v8.427 ADJ biht-427 151 2 citation citation NOUN biht-427 151 3 : : PUNCT biht-427 152 1 blockchain blockchain NOUN biht-427 152 2 in in ADP biht-427 152 3 healthcare healthcare NOUN biht-427 152 4 today today NOUN biht-427 152 5 2025 2025 NUM biht-427 152 6 , , PUNCT biht-427 152 7 8 8 NUM biht-427 152 8 : : SYM biht-427 152 9 427 427 NUM biht-427 152 10 https://doi.org/10.30953/bhty.v8.427 https://doi.org/10.30953/bhty.v8.427 NOUN biht-427 152 11 7 7 NUM biht-427 152 12 ( ( PUNCT biht-427 152 13 page page NOUN biht-427 152 14 number number NOUN biht-427 152 15 not not PART biht-427 152 16 for for ADP biht-427 152 17 citation citation NOUN biht-427 152 18 purpose purpose NOUN biht-427 152 19 ) ) PUNCT biht-427 152 20 blockchain blockchain PROPN biht-427 152 21 ai ai VERB biht-427 152 22 adoption adoption NOUN biht-427 152 23 to to PART biht-427 152 24 improve improve VERB biht-427 152 25 financial financial ADJ biht-427 152 26 transparency transparency NOUN biht-427 152 27 data datum NOUN biht-427 152 28 collection collection NOUN biht-427 152 29 the the DET biht-427 152 30 main main ADJ biht-427 152 31 study study NOUN biht-427 152 32 conducted conduct VERB biht-427 152 33 in in ADP biht-427 152 34 may may PROPN biht-427 152 35 2024 2024 NUM biht-427 152 36 . . PUNCT biht-427 152 37 of of ADP biht-427 152 38 the the DET biht-427 152 39 319 319 NUM biht-427 152 40 responses response NOUN biht-427 152 41 , , PUNCT biht-427 152 42 47 47 NUM biht-427 152 43 were be AUX biht-427 152 44 invalid invalid ADJ biht-427 152 45 due due ADP biht-427 152 46 to to ADP biht-427 152 47 incorrect incorrect ADJ biht-427 152 48 comprehension comprehension NOUN biht-427 152 49 of of ADP biht-427 152 50 circular circular ADJ biht-427 152 51 fashion fashion NOUN biht-427 152 52 ( ( PUNCT biht-427 152 53 n n NOUN biht-427 152 54 = = NUM biht-427 152 55 21 21 NUM biht-427 152 56 ) ) PUNCT biht-427 152 57 , , PUNCT biht-427 152 58 failure failure NOUN biht-427 152 59 in in ADP biht-427 152 60 attention attention NOUN biht-427 152 61 checks check NOUN biht-427 152 62 to to PART biht-427 152 63 verify verify VERB biht-427 152 64 cognitive cognitive ADJ biht-427 152 65 engagement engagement NOUN biht-427 152 66 ( ( PUNCT biht-427 152 67 n n NOUN biht-427 152 68 = = NUM biht-427 152 69 20 20 NUM biht-427 152 70 ) ) PUNCT biht-427 152 71 , , PUNCT biht-427 152 72 or or CCONJ biht-427 152 73 completion completion NOUN biht-427 152 74 times time NOUN biht-427 152 75 falling fall VERB biht-427 152 76 below below ADP biht-427 152 77 two two NUM biht-427 152 78 standard standard ADJ biht-427 152 79 deviations deviation NOUN biht-427 152 80 ( ( PUNCT biht-427 152 81 n n NOUN biht-427 152 82 = = SYM biht-427 152 83 6 6 NUM biht-427 152 84 ) ) PUNCT biht-427 152 85 . . PUNCT biht-427 153 1 the the DET biht-427 153 2 valid valid ADJ biht-427 153 3 sample sample NOUN biht-427 153 4 consisted consist VERB biht-427 153 5 of of ADP biht-427 153 6 272 272 NUM biht-427 153 7 respondents respondent NOUN biht-427 153 8 , , PUNCT biht-427 153 9 exceeding exceed VERB biht-427 153 10 the the DET biht-427 153 11 minimum minimum NOUN biht-427 153 12 of of ADP biht-427 153 13 253 253 NUM biht-427 153 14 observations observation NOUN biht-427 153 15 needed need VERB biht-427 153 16 for for ADP biht-427 153 17 reliable reliable ADJ biht-427 153 18 statistical statistical ADJ biht-427 153 19 analysis analysis NOUN biht-427 153 20 with with ADP biht-427 153 21 eight eight NUM biht-427 153 22 constructs construct NOUN biht-427 153 23 in in ADP biht-427 153 24 a a DET biht-427 153 25 structural structural ADJ biht-427 153 26 equation equation NOUN biht-427 153 27 model model NOUN biht-427 153 28 ( ( PUNCT biht-427 153 29 sem sem NOUN biht-427 153 30 ) ) PUNCT biht-427 153 31 . . PUNCT biht-427 154 1 the the DET biht-427 154 2 required require VERB biht-427 154 3 sample sample NOUN biht-427 154 4 size size NOUN biht-427 154 5 was be AUX biht-427 154 6 determined determine VERB biht-427 154 7 using use VERB biht-427 154 8 g*power g*power ADV biht-427 154 9 to to PART biht-427 154 10 ensure ensure VERB biht-427 154 11 adequate adequate ADJ biht-427 154 12 power power NOUN biht-427 154 13 and and CCONJ biht-427 154 14 to to PART biht-427 154 15 minimize minimize VERB biht-427 154 16 type type PROPN biht-427 154 17 ii ii PROPN biht-427 154 18 errors.22,23 errors.22,23 NOUN biht-427 154 19 additionally additionally ADV biht-427 154 20 , , PUNCT biht-427 154 21 this this DET biht-427 154 22 sample sample NOUN biht-427 154 23 size size NOUN biht-427 154 24 meets meet VERB biht-427 154 25 the the DET biht-427 154 26 requirements requirement NOUN biht-427 154 27 for for ADP biht-427 154 28 necessary necessary ADJ biht-427 154 29 condition condition NOUN biht-427 154 30 analysis analysis NOUN biht-427 154 31 ( ( PUNCT biht-427 154 32 nca)24 nca)24 ADV biht-427 154 33 , , PUNCT biht-427 154 34 ensuring ensure VERB biht-427 154 35 robust robust ADJ biht-427 154 36 results result NOUN biht-427 154 37 . . PUNCT biht-427 155 1 instrument instrument NOUN biht-427 155 2 validation validation NOUN biht-427 155 3 and and CCONJ biht-427 155 4 pilot pilot NOUN biht-427 155 5 testing testing NOUN biht-427 155 6 to to PART biht-427 155 7 ensure ensure VERB biht-427 155 8 face face NOUN biht-427 155 9 validity validity NOUN biht-427 155 10 and and CCONJ biht-427 155 11 clarity clarity NOUN biht-427 155 12 , , PUNCT biht-427 155 13 a a DET biht-427 155 14 pilot pilot NOUN biht-427 155 15 test test NOUN biht-427 155 16 was be AUX biht-427 155 17 conducted conduct VERB biht-427 155 18 with with ADP biht-427 155 19 ten ten NUM biht-427 155 20 professionals professional NOUN biht-427 155 21 and and CCONJ biht-427 155 22 managers manager NOUN biht-427 155 23 from from ADP biht-427 155 24 the the DET biht-427 155 25 healthcare healthcare NOUN biht-427 155 26 insurance insurance NOUN biht-427 155 27 sector sector NOUN biht-427 155 28 . . PUNCT biht-427 156 1 participants participant NOUN biht-427 156 2 were be AUX biht-427 156 3 selected select VERB biht-427 156 4 to to PART biht-427 156 5 represent represent VERB biht-427 156 6 diverse diverse ADJ biht-427 156 7 levels level NOUN biht-427 156 8 of of ADP biht-427 156 9 technological technological ADJ biht-427 156 10 familiarity familiarity NOUN biht-427 156 11 and and CCONJ biht-427 156 12 managerial managerial ADJ biht-427 156 13 responsibility responsibility NOUN biht-427 156 14 . . PUNCT biht-427 157 1 their their PRON biht-427 157 2 feedback feedback NOUN biht-427 157 3 led lead VERB biht-427 157 4 to to ADP biht-427 157 5 revisions revision NOUN biht-427 157 6 in in ADP biht-427 157 7 terminology terminology NOUN biht-427 157 8 , , PUNCT biht-427 157 9 wording wording NOUN biht-427 157 10 , , PUNCT biht-427 157 11 and and CCONJ biht-427 157 12 layout layout NOUN biht-427 157 13 , , PUNCT biht-427 157 14 enhancing enhance VERB biht-427 157 15 the the DET biht-427 157 16 overall overall ADJ biht-427 157 17 usability usability NOUN biht-427 157 18 and and CCONJ biht-427 157 19 clarity clarity NOUN biht-427 157 20 of of ADP biht-427 157 21 the the DET biht-427 157 22 final final ADJ biht-427 157 23 instrument instrument NOUN biht-427 157 24 . . PUNCT biht-427 158 1 data datum NOUN biht-427 158 2 collection collection NOUN biht-427 158 3 procedure procedure NOUN biht-427 158 4 the the DET biht-427 158 5 final final ADJ biht-427 158 6 questionnaire questionnaire NOUN biht-427 158 7 was be AUX biht-427 158 8 distributed distribute VERB biht-427 158 9 online online ADV biht-427 158 10 through through ADP biht-427 158 11 professional professional ADJ biht-427 158 12 networks network NOUN biht-427 158 13 , , PUNCT biht-427 158 14 organizational organizational ADJ biht-427 158 15 platforms platform NOUN biht-427 158 16 , , PUNCT biht-427 158 17 and and CCONJ biht-427 158 18 digital digital ADJ biht-427 158 19 communication communication NOUN biht-427 158 20 channels channel NOUN biht-427 158 21 . . PUNCT biht-427 159 1 to to PART biht-427 159 2 mitigate mitigate VERB biht-427 159 3 social social ADJ biht-427 159 4 desirability desirability NOUN biht-427 159 5 bias bias NOUN biht-427 159 6 , , PUNCT biht-427 159 7 all all DET biht-427 159 8 participants participant NOUN biht-427 159 9 were be AUX biht-427 159 10 guaranteed guarantee VERB biht-427 159 11 full full ADJ biht-427 159 12 anonymity anonymity NOUN biht-427 159 13 and and CCONJ biht-427 159 14 confidentiality confidentiality NOUN biht-427 159 15 . . PUNCT biht-427 160 1 a a DET biht-427 160 2 mixed mixed ADJ biht-427 160 3 sampling sampling NOUN biht-427 160 4 strategy strategy NOUN biht-427 160 5 was be AUX biht-427 160 6 used use VERB biht-427 160 7 , , PUNCT biht-427 160 8 combining combine VERB biht-427 160 9 simple simple ADJ biht-427 160 10 random random ADJ biht-427 160 11 sampling sampling NOUN biht-427 160 12 with with ADP biht-427 160 13 snowball snowball NOUN biht-427 160 14 sampling sample VERB biht-427 160 15 to to PART biht-427 160 16 achieve achieve VERB biht-427 160 17 a a DET biht-427 160 18 diverse diverse ADJ biht-427 160 19 and and CCONJ biht-427 160 20 representative representative ADJ biht-427 160 21 sample sample NOUN biht-427 160 22 . . PUNCT biht-427 161 1 statistical statistical ADJ biht-427 161 2 analysis analysis NOUN biht-427 161 3 the the DET biht-427 161 4 statistical statistical ADJ biht-427 161 5 analysis analysis NOUN biht-427 161 6 of of ADP biht-427 161 7 this this DET biht-427 161 8 study study NOUN biht-427 161 9 was be AUX biht-427 161 10 conducted conduct VERB biht-427 161 11 in in ADP biht-427 161 12 two two NUM biht-427 161 13 phases phase NOUN biht-427 161 14 , , PUNCT biht-427 161 15 aligned align VERB biht-427 161 16 with with ADP biht-427 161 17 addressing address VERB biht-427 161 18 the the DET biht-427 161 19 research research NOUN biht-427 161 20 questions question NOUN biht-427 161 21 . . PUNCT biht-427 162 1 in in ADP biht-427 162 2 the the DET biht-427 162 3 first first ADJ biht-427 162 4 phase phase NOUN biht-427 162 5 , , PUNCT biht-427 162 6 covariance covariance NOUN biht-427 162 7 - - PUNCT biht-427 162 8 based base VERB biht-427 162 9 structural structural ADJ biht-427 162 10 equation equation NOUN biht-427 162 11 modeling modeling NOUN biht-427 162 12 ( ( PUNCT biht-427 162 13 cb cb NOUN biht-427 162 14 - - PUNCT biht-427 162 15 sem sem NOUN biht-427 162 16 ) ) PUNCT biht-427 162 17 was be AUX biht-427 162 18 employed employ VERB biht-427 162 19 to to PART biht-427 162 20 test test VERB biht-427 162 21 causal causal ADJ biht-427 162 22 relationships relationship NOUN biht-427 162 23 and and CCONJ biht-427 162 24 examine examine VERB biht-427 162 25 mediating mediate VERB biht-427 162 26 effects effect NOUN biht-427 162 27 of of ADP biht-427 162 28 variables variable NOUN biht-427 162 29 . . PUNCT biht-427 163 1 this this DET biht-427 163 2 method method NOUN biht-427 163 3 , , PUNCT biht-427 163 4 suitable suitable ADJ biht-427 163 5 for for ADP biht-427 163 6 confirmatory confirmatory NOUN biht-427 163 7 research research NOUN biht-427 163 8 , , PUNCT biht-427 163 9 requires require VERB biht-427 163 10 evaluating evaluate VERB biht-427 163 11 comparative comparative ADJ biht-427 163 12 model model NOUN biht-427 163 13 fit fit ADJ biht-427 163 14 indices index NOUN biht-427 163 15 ( ( PUNCT biht-427 163 16 cfi cfi NOUN biht-427 163 17 ) ) PUNCT biht-427 163 18 such such ADJ biht-427 163 19 as as ADP biht-427 163 20 root root NOUN biht-427 163 21 mean mean ADJ biht-427 163 22 square square ADJ biht-427 163 23 error error NOUN biht-427 163 24 of of ADP biht-427 163 25 approximation approximation NOUN biht-427 163 26 ( ( PUNCT biht-427 163 27 rmsea rmsea NOUN biht-427 163 28 ) ) PUNCT biht-427 163 29 and and CCONJ biht-427 163 30 χ²/df.25,26 χ²/df.25,26 NOUN biht-427 163 31 initially initially ADV biht-427 163 32 , , PUNCT biht-427 163 33 the the DET biht-427 163 34 measurement measurement NOUN biht-427 163 35 model model NOUN biht-427 163 36 ’s ’s PART biht-427 163 37 validity validity NOUN biht-427 163 38 and and CCONJ biht-427 163 39 reliability reliability NOUN biht-427 163 40 were be AUX biht-427 163 41 assessed assess VERB biht-427 163 42 through through ADP biht-427 163 43 confirmatory confirmatory ADJ biht-427 163 44 factor factor NOUN biht-427 163 45 analysis analysis NOUN biht-427 163 46 ( ( PUNCT biht-427 163 47 cfa cfa NOUN biht-427 163 48 ) ) PUNCT biht-427 163 49 , , PUNCT biht-427 163 50 followed follow VERB biht-427 163 51 by by ADP biht-427 163 52 testing test VERB biht-427 163 53 the the DET biht-427 163 54 structural structural ADJ biht-427 163 55 model model NOUN biht-427 163 56 to to PART biht-427 163 57 evaluate evaluate VERB biht-427 163 58 hypotheses hypothesis NOUN biht-427 163 59 . . PUNCT biht-427 164 1 the the DET biht-427 164 2 cb cb PROPN biht-427 164 3 - - PUNCT biht-427 164 4 sem sem NOUN biht-427 164 5 enabled enable VERB biht-427 164 6 analysis analysis NOUN biht-427 164 7 of of ADP biht-427 164 8 both both CCONJ biht-427 164 9 direct direct ADJ biht-427 164 10 and and CCONJ biht-427 164 11 indirect indirect ADJ biht-427 164 12 effects effect NOUN biht-427 164 13 of of ADP biht-427 164 14 variables variable NOUN biht-427 164 15 such such ADJ biht-427 164 16 as as ADP biht-427 164 17 digital digital ADJ biht-427 164 18 culture culture NOUN biht-427 164 19 , , PUNCT biht-427 164 20 technological technological ADJ biht-427 164 21 readiness readiness NOUN biht-427 164 22 , , PUNCT biht-427 164 23 and and CCONJ biht-427 164 24 regulatory regulatory ADJ biht-427 164 25 requirements requirement NOUN biht-427 164 26 on on ADP biht-427 164 27 the the DET biht-427 164 28 adoption adoption NOUN biht-427 164 29 of of ADP biht-427 164 30 ai ai PROPN biht-427 164 31 - - PUNCT biht-427 164 32 blockchain blockchain NOUN biht-427 164 33 technologies technology NOUN biht-427 164 34 in in ADP biht-427 164 35 the the DET biht-427 164 36 health health NOUN biht-427 164 37 insurance insurance NOUN biht-427 164 38 industry industry NOUN biht-427 164 39 . . PUNCT biht-427 165 1 it it PRON biht-427 165 2 was be AUX biht-427 165 3 also also ADV biht-427 165 4 used use VERB biht-427 165 5 to to PART biht-427 165 6 test test VERB biht-427 165 7 the the DET biht-427 165 8 mediating mediate VERB biht-427 165 9 roles role NOUN biht-427 165 10 of of ADP biht-427 165 11 perceived perceive VERB biht-427 165 12 usefulness usefulness NOUN biht-427 165 13 and and CCONJ biht-427 165 14 data datum NOUN biht-427 165 15 privacy privacy NOUN biht-427 165 16 assurance assurance NOUN biht-427 165 17 . . PUNCT biht-427 166 1 in in ADP biht-427 166 2 the the DET biht-427 166 3 second second ADJ biht-427 166 4 phase phase NOUN biht-427 166 5 , , PUNCT biht-427 166 6 nca nca PROPN biht-427 166 7 was be AUX biht-427 166 8 applied apply VERB biht-427 166 9 to to PART biht-427 166 10 identify identify VERB biht-427 166 11 indispensable indispensable ADJ biht-427 166 12 conditions condition NOUN biht-427 166 13 without without ADP biht-427 166 14 which which PRON biht-427 166 15 the the DET biht-427 166 16 desired desire VERB biht-427 166 17 outcomes outcome NOUN biht-427 166 18 , , PUNCT biht-427 166 19 such such ADJ biht-427 166 20 as as ADP biht-427 166 21 fraud fraud NOUN biht-427 166 22 reduction reduction NOUN biht-427 166 23 or or CCONJ biht-427 166 24 improved improve VERB biht-427 166 25 financial financial ADJ biht-427 166 26 transparency transparency NOUN biht-427 166 27 , , PUNCT biht-427 166 28 could could AUX biht-427 166 29 not not PART biht-427 166 30 be be AUX biht-427 166 31 achieved.27 achieved.27 PROPN biht-427 166 32 this this DET biht-427 166 33 method method NOUN biht-427 166 34 operates operate VERB biht-427 166 35 on on ADP biht-427 166 36 a a DET biht-427 166 37 multiplicative multiplicative ADJ biht-427 166 38 logic logic NOUN biht-427 166 39 and and CCONJ biht-427 166 40 reveals reveal VERB biht-427 166 41 factors factor NOUN biht-427 166 42 table table VERB biht-427 166 43 1 1 NUM biht-427 166 44 . . PUNCT biht-427 166 45 operational operational ADJ biht-427 166 46 definition definition NOUN biht-427 166 47 of of ADP biht-427 166 48 research research NOUN biht-427 166 49 variables variable NOUN biht-427 166 50 . . PUNCT biht-427 167 1 variable variable ADJ biht-427 167 2 operational operational ADJ biht-427 167 3 definition definition NOUN biht-427 167 4 source source NOUN biht-427 167 5 technological technological ADJ biht-427 167 6 readiness readiness NOUN biht-427 167 7 the the DET biht-427 167 8 degree degree NOUN biht-427 167 9 to to PART biht-427 167 10 which which PRON biht-427 167 11 an an DET biht-427 167 12 organization organization NOUN biht-427 167 13 possesses possess VERB biht-427 167 14 and and CCONJ biht-427 167 15 utilizes utilize VERB biht-427 167 16 advanced advanced ADJ biht-427 167 17 digital digital ADJ biht-427 167 18 infrastructures infrastructure NOUN biht-427 167 19 ( ( PUNCT biht-427 167 20 e.g. e.g. ADV biht-427 167 21 , , PUNCT biht-427 167 22 cloud cloud NOUN biht-427 167 23 computing computing NOUN biht-427 167 24 , , PUNCT biht-427 167 25 erp erp PROPN biht-427 167 26 systems system NOUN biht-427 167 27 , , PUNCT biht-427 167 28 data datum NOUN biht-427 167 29 analytics analytic NOUN biht-427 167 30 platforms platform NOUN biht-427 167 31 ) ) PUNCT biht-427 167 32 to to PART biht-427 167 33 implement implement VERB biht-427 167 34 complex complex ADJ biht-427 167 35 systems system NOUN biht-427 167 36 such such ADJ biht-427 167 37 as as ADP biht-427 167 38 ai ai PROPN biht-427 167 39 and and CCONJ biht-427 167 40 blockchain blockchain PROPN biht-427 167 41 . . PUNCT biht-427 168 1 14 14 NUM biht-427 168 2 employee employee NOUN biht-427 168 3 training training NOUN biht-427 168 4 investment investment NOUN biht-427 168 5 the the DET biht-427 168 6 extent extent NOUN biht-427 168 7 of of ADP biht-427 168 8 organizational organizational ADJ biht-427 168 9 resources resource NOUN biht-427 168 10 allocated allocate VERB biht-427 168 11 to to ADP biht-427 168 12 educating educate VERB biht-427 168 13 and and CCONJ biht-427 168 14 empowering empower VERB biht-427 168 15 employees employee NOUN biht-427 168 16 on on ADP biht-427 168 17 emerging emerge VERB biht-427 168 18 technologies technology NOUN biht-427 168 19 like like ADP biht-427 168 20 ai ai PROPN biht-427 168 21 , , PUNCT biht-427 168 22 blockchain blockchain NOUN biht-427 168 23 , , PUNCT biht-427 168 24 and and CCONJ biht-427 168 25 data datum NOUN biht-427 168 26 protection protection NOUN biht-427 168 27 . . PUNCT biht-427 169 1 19 19 NUM biht-427 169 2 cybersecurity cybersecurity NOUN biht-427 169 3 improvement improvement NOUN biht-427 169 4 the the DET biht-427 169 5 implementation implementation NOUN biht-427 169 6 of of ADP biht-427 169 7 technical technical ADJ biht-427 169 8 security security NOUN biht-427 169 9 measures measure NOUN biht-427 169 10 such such ADJ biht-427 169 11 as as ADP biht-427 169 12 encryption encryption NOUN biht-427 169 13 , , PUNCT biht-427 169 14 firewalls firewall NOUN biht-427 169 15 , , PUNCT biht-427 169 16 permissioned permissione VERB biht-427 169 17 blockchains blockchain NOUN biht-427 169 18 , , PUNCT biht-427 169 19 and and CCONJ biht-427 169 20 intrusion intrusion NOUN biht-427 169 21 detection detection NOUN biht-427 169 22 systems system NOUN biht-427 169 23 to to PART biht-427 169 24 safeguard safeguard VERB biht-427 169 25 data datum NOUN biht-427 169 26 and and CCONJ biht-427 169 27 prevent prevent VERB biht-427 169 28 unauthorized unauthorized ADJ biht-427 169 29 access access NOUN biht-427 169 30 . . PUNCT biht-427 170 1 4 4 NUM biht-427 170 2 compliance compliance NOUN biht-427 170 3 with with ADP biht-427 170 4 privacy privacy NOUN biht-427 170 5 regulation regulation NOUN biht-427 170 6 the the DET biht-427 170 7 degree degree NOUN biht-427 170 8 to to PART biht-427 170 9 which which PRON biht-427 170 10 the the DET biht-427 170 11 organization organization NOUN biht-427 170 12 adheres adhere VERB biht-427 170 13 to to ADP biht-427 170 14 data datum NOUN biht-427 170 15 protection protection NOUN biht-427 170 16 frameworks framework NOUN biht-427 170 17 such such ADJ biht-427 170 18 as as ADP biht-427 170 19 gdpr gdpr NOUN biht-427 170 20 and and CCONJ biht-427 170 21 hipaa hipaa NOUN biht-427 170 22 , , PUNCT biht-427 170 23 ensuring ensure VERB biht-427 170 24 data datum NOUN biht-427 170 25 minimization minimization NOUN biht-427 170 26 , , PUNCT biht-427 170 27 lawful lawful ADJ biht-427 170 28 processing processing NOUN biht-427 170 29 , , PUNCT biht-427 170 30 and and CCONJ biht-427 170 31 access access NOUN biht-427 170 32 control control NOUN biht-427 170 33 mechanisms mechanism NOUN biht-427 170 34 . . PUNCT biht-427 171 1 7 7 NUM biht-427 171 2 senior senior ADJ biht-427 171 3 management management NOUN biht-427 171 4 support support VERB biht-427 171 5 the the DET biht-427 171 6 involvement involvement NOUN biht-427 171 7 and and CCONJ biht-427 171 8 commitment commitment NOUN biht-427 171 9 of of ADP biht-427 171 10 top top ADJ biht-427 171 11 executives executive NOUN biht-427 171 12 in in ADP biht-427 171 13 supporting support VERB biht-427 171 14 digital digital ADJ biht-427 171 15 transformation transformation NOUN biht-427 171 16 initiatives initiative NOUN biht-427 171 17 , , PUNCT biht-427 171 18 including include VERB biht-427 171 19 resource resource NOUN biht-427 171 20 provision provision NOUN biht-427 171 21 and and CCONJ biht-427 171 22 active active ADJ biht-427 171 23 participation participation NOUN biht-427 171 24 in in ADP biht-427 171 25 decision decision NOUN biht-427 171 26 - - PUNCT biht-427 171 27 making make VERB biht-427 171 28 processes process NOUN biht-427 171 29 . . PUNCT biht-427 172 1 15 15 NUM biht-427 172 2 competitive competitive ADJ biht-427 172 3 pressure pressure NOUN biht-427 172 4 the the DET biht-427 172 5 extent extent NOUN biht-427 172 6 to to PART biht-427 172 7 which which PRON biht-427 172 8 external external ADJ biht-427 172 9 market market NOUN biht-427 172 10 dynamics dynamic NOUN biht-427 172 11 and and CCONJ biht-427 172 12 actions action NOUN biht-427 172 13 of of ADP biht-427 172 14 competitors competitor NOUN biht-427 172 15 drive drive VERB biht-427 172 16 an an DET biht-427 172 17 organization organization NOUN biht-427 172 18 to to PART biht-427 172 19 adopt adopt VERB biht-427 172 20 innovative innovative ADJ biht-427 172 21 technologies technology NOUN biht-427 172 22 for for ADP biht-427 172 23 maintaining maintain VERB biht-427 172 24 a a DET biht-427 172 25 competitive competitive ADJ biht-427 172 26 advantage advantage NOUN biht-427 172 27 . . PUNCT biht-427 173 1 5 5 NUM biht-427 173 2 financial financial ADJ biht-427 173 3 transparency transparency NOUN biht-427 173 4 the the DET biht-427 173 5 clarity clarity NOUN biht-427 173 6 , , PUNCT biht-427 173 7 accessibility accessibility NOUN biht-427 173 8 , , PUNCT biht-427 173 9 and and CCONJ biht-427 173 10 accuracy accuracy NOUN biht-427 173 11 of of ADP biht-427 173 12 financial financial ADJ biht-427 173 13 records record NOUN biht-427 173 14 and and CCONJ biht-427 173 15 transactions transaction NOUN biht-427 173 16 , , PUNCT biht-427 173 17 enabling enable VERB biht-427 173 18 traceability traceability NOUN biht-427 173 19 and and CCONJ biht-427 173 20 accountability accountability NOUN biht-427 173 21 in in ADP biht-427 173 22 organizational organizational ADJ biht-427 173 23 processes process NOUN biht-427 173 24 . . PUNCT biht-427 173 25 2 2 NUM biht-427 173 26 technology technology NOUN biht-427 173 27 adoption adoption NOUN biht-427 173 28 rate rate VERB biht-427 173 29 the the DET biht-427 173 30 speed speed NOUN biht-427 173 31 and and CCONJ biht-427 173 32 scope scope NOUN biht-427 173 33 at at ADP biht-427 173 34 which which PRON biht-427 173 35 emerging emerge VERB biht-427 173 36 technologies technology NOUN biht-427 173 37 like like ADP biht-427 173 38 ai ai VERB biht-427 173 39 and and CCONJ biht-427 173 40 blockchain blockchain PROPN biht-427 173 41 are be AUX biht-427 173 42 integrated integrate VERB biht-427 173 43 into into ADP biht-427 173 44 organizational organizational ADJ biht-427 173 45 processes process NOUN biht-427 173 46 , , PUNCT biht-427 173 47 including include VERB biht-427 173 48 the the DET biht-427 173 49 number number NOUN biht-427 173 50 of of ADP biht-427 173 51 implementations implementation NOUN biht-427 173 52 and and CCONJ biht-427 173 53 extent extent NOUN biht-427 173 54 of of ADP biht-427 173 55 usage usage NOUN biht-427 173 56 . . PUNCT biht-427 174 1 14 14 NUM biht-427 174 2 ai ai ADJ biht-427 174 3 : : PUNCT biht-427 174 4 artificial artificial ADJ biht-427 174 5 intelligence intelligence NOUN biht-427 174 6 ; ; PUNCT biht-427 174 7 erp erp NOUN biht-427 174 8 : : PUNCT biht-427 174 9 enterprise enterprise NOUN biht-427 174 10 resource resource NOUN biht-427 174 11 planning planning NOUN biht-427 174 12 ; ; PUNCT biht-427 174 13 edpr edpr NOUN biht-427 174 14 : : PUNCT biht-427 174 15 general general ADJ biht-427 174 16 data data PROPN biht-427 174 17 protection protection PROPN biht-427 174 18 regulation regulation NOUN biht-427 174 19 ; ; PUNCT biht-427 174 20 hipaa hipaa PROPN biht-427 174 21 : : PUNCT biht-427 174 22 health health NOUN biht-427 174 23 insurance insurance NOUN biht-427 174 24 portability portability NOUN biht-427 174 25 and and CCONJ biht-427 174 26 accountability accountability NOUN biht-427 174 27 act act NOUN biht-427 174 28 . . PUNCT biht-427 175 1 https://doi.org/10.30953/bhty.v8.427 https://doi.org/10.30953/bhty.v8.427 PROPN biht-427 175 2 citation citation NOUN biht-427 175 3 : : PUNCT biht-427 176 1 blockchain blockchain NOUN biht-427 176 2 in in ADP biht-427 176 3 healthcare healthcare NOUN biht-427 176 4 today today NOUN biht-427 176 5 2025 2025 NUM biht-427 176 6 , , PUNCT biht-427 176 7 8 8 NUM biht-427 176 8 : : SYM biht-427 176 9 427 427 NUM biht-427 176 10 https://doi.org/10.30953/bhty.v8.4278 https://doi.org/10.30953/bhty.v8.4278 NOUN biht-427 176 11 ( ( PUNCT biht-427 176 12 page page NOUN biht-427 176 13 number number NOUN biht-427 176 14 not not PART biht-427 176 15 for for ADP biht-427 176 16 citation citation NOUN biht-427 176 17 purpose purpose NOUN biht-427 176 18 ) ) PUNCT biht-427 176 19 sepideh sepideh NOUN biht-427 176 20 mohammadi mohammadi NOUN biht-427 176 21 tong tong PROPN biht-427 176 22 andri andri PROPN biht-427 176 23 and and CCONJ biht-427 176 24 sahar sahar PROPN biht-427 176 25 mohammadi mohammadi PROPN biht-427 176 26 tong tong PROPN biht-427 176 27 andri andri PROPN biht-427 176 28 that that SCONJ biht-427 176 29 , , PUNCT biht-427 176 30 although although SCONJ biht-427 176 31 insufficient insufficient ADJ biht-427 176 32 alone alone ADV biht-427 176 33 , , PUNCT biht-427 176 34 are be AUX biht-427 176 35 necessary necessary ADJ biht-427 176 36 for for ADP biht-427 176 37 successful successful ADJ biht-427 176 38 technology technology NOUN biht-427 176 39 adoption adoption NOUN biht-427 176 40 . . PUNCT biht-427 177 1 for for ADP biht-427 177 2 example example NOUN biht-427 177 3 , , PUNCT biht-427 177 4 technical technical ADJ biht-427 177 5 infrastructure infrastructure NOUN biht-427 177 6 and and CCONJ biht-427 177 7 managerial managerial ADJ biht-427 177 8 support support NOUN biht-427 177 9 were be AUX biht-427 177 10 identified identify VERB biht-427 177 11 as as ADP biht-427 177 12 necessary necessary ADJ biht-427 177 13 ( ( PUNCT biht-427 177 14 but but CCONJ biht-427 177 15 not not PART biht-427 177 16 sufficient sufficient ADJ biht-427 177 17 ) ) PUNCT biht-427 177 18 conditions condition NOUN biht-427 177 19 for for ADP biht-427 177 20 adoption adoption NOUN biht-427 177 21 of of ADP biht-427 177 22 new new ADJ biht-427 177 23 technologies technology NOUN biht-427 177 24 . . PUNCT biht-427 178 1 nca nca PROPN biht-427 178 2 was be AUX biht-427 178 3 performed perform VERB biht-427 178 4 through through ADP biht-427 178 5 ceiling ceiling NOUN biht-427 178 6 line line NOUN biht-427 178 7 plots plot NOUN biht-427 178 8 and and CCONJ biht-427 178 9 effect effect NOUN biht-427 178 10 size size NOUN biht-427 178 11 calculations calculation NOUN biht-427 178 12 to to PART biht-427 178 13 specify specify VERB biht-427 178 14 the the DET biht-427 178 15 critical critical ADJ biht-427 178 16 role role NOUN biht-427 178 17 of of ADP biht-427 178 18 specific specific ADJ biht-427 178 19 variables variable NOUN biht-427 178 20 in in ADP biht-427 178 21 the the DET biht-427 178 22 adoption adoption NOUN biht-427 178 23 process process NOUN biht-427 178 24 . . PUNCT biht-427 179 1 the the DET biht-427 179 2 combined combine VERB biht-427 179 3 use use NOUN biht-427 179 4 of of ADP biht-427 179 5 cb cb PROPN biht-427 179 6 - - PUNCT biht-427 179 7 sem sem PROPN biht-427 179 8 and and CCONJ biht-427 179 9 nca nca PROPN biht-427 179 10 allowed allow VERB biht-427 179 11 this this DET biht-427 179 12 research research NOUN biht-427 179 13 to to PART biht-427 179 14 reveal reveal VERB biht-427 179 15 both both CCONJ biht-427 179 16 the the DET biht-427 179 17 structural structural ADJ biht-427 179 18 relationships relationship NOUN biht-427 179 19 among among ADP biht-427 179 20 variables variable NOUN biht-427 179 21 and and CCONJ biht-427 179 22 the the DET biht-427 179 23 essential essential ADJ biht-427 179 24 prerequisites prerequisite NOUN biht-427 179 25 for for ADP biht-427 179 26 adopting adopt VERB biht-427 179 27 ai ai NOUN biht-427 179 28 - - PUNCT biht-427 179 29 blockchain blockchain NOUN biht-427 179 30 technologies technology NOUN biht-427 179 31 in in ADP biht-427 179 32 the the DET biht-427 179 33 health health NOUN biht-427 179 34 insurance insurance NOUN biht-427 179 35 sector sector NOUN biht-427 179 36 . . PUNCT biht-427 180 1 results result VERB biht-427 180 2 sample sample NOUN biht-427 180 3 description description NOUN biht-427 180 4 the the DET biht-427 180 5 demographic demographic ADJ biht-427 180 6 profile profile NOUN biht-427 180 7 of of ADP biht-427 180 8 the the DET biht-427 180 9 272 272 NUM biht-427 180 10 respondents respondent NOUN biht-427 180 11 ( ( PUNCT biht-427 180 12 table table NOUN biht-427 180 13     SPACE biht-427 180 14 2 2 NUM biht-427 180 15 ) ) PUNCT biht-427 180 16 reveals reveal VERB biht-427 180 17 that that SCONJ biht-427 180 18 65 65 NUM biht-427 180 19 % % NOUN biht-427 180 20 of of ADP biht-427 180 21 participants participant NOUN biht-427 180 22 were be AUX biht-427 180 23 male male ADJ biht-427 180 24 and and CCONJ biht-427 180 25 35 35 NUM biht-427 180 26 % % NOUN biht-427 180 27 female female NOUN biht-427 180 28 . . PUNCT biht-427 181 1 this this DET biht-427 181 2 distribution distribution NOUN biht-427 181 3 reflects reflect VERB biht-427 181 4 the the DET biht-427 181 5 workforce workforce NOUN biht-427 181 6 composition composition NOUN biht-427 181 7 in in ADP biht-427 181 8 health health NOUN biht-427 181 9 insurance insurance NOUN biht-427 181 10 organizations organization NOUN biht-427 181 11 , , PUNCT biht-427 181 12 where where SCONJ biht-427 181 13 males male NOUN biht-427 181 14 typically typically ADV biht-427 181 15 dominate dominate VERB biht-427 181 16 technical technical ADJ biht-427 181 17 and and CCONJ biht-427 181 18 managerial managerial ADJ biht-427 181 19 roles.15 roles.15 NOUN biht-427 181 20 most most ADJ biht-427 181 21 respondents respondent NOUN biht-427 181 22 ( ( PUNCT biht-427 181 23 78 78 NUM biht-427 181 24 % % NOUN biht-427 181 25 ) ) PUNCT biht-427 181 26 were be AUX biht-427 181 27 aged age VERB biht-427 181 28 between between ADP biht-427 181 29 30 30 NUM biht-427 181 30 and and CCONJ biht-427 181 31 50 50 NUM biht-427 181 32 years year NOUN biht-427 181 33 , , PUNCT biht-427 181 34 representing represent VERB biht-427 181 35 the the DET biht-427 181 36 primary primary ADJ biht-427 181 37 decision decision NOUN biht-427 181 38 - - PUNCT biht-427 181 39 makers maker NOUN biht-427 181 40 regarding regard VERB biht-427 181 41 technology technology NOUN biht-427 181 42 adoption adoption NOUN biht-427 181 43 within within ADP biht-427 181 44 these these DET biht-427 181 45 organizations.14 organizations.14 NOUN biht-427 181 46 regarding regard VERB biht-427 181 47 education education NOUN biht-427 181 48 , , PUNCT biht-427 181 49 80 80 NUM biht-427 181 50 % % NOUN biht-427 181 51 held hold VERB biht-427 181 52 at at ADP biht-427 181 53 least least ADJ biht-427 181 54 a a DET biht-427 181 55 bachelor bachelor NOUN biht-427 181 56 ’s ’s PART biht-427 181 57 degree degree NOUN biht-427 181 58 , , PUNCT biht-427 181 59 indicating indicate VERB biht-427 181 60 there there PRON biht-427 181 61 is be VERB biht-427 181 62 likely likely ADJ biht-427 181 63 to to PART biht-427 181 64 be be AUX biht-427 181 65 a a DET biht-427 181 66 high high ADJ biht-427 181 67 level level NOUN biht-427 181 68 of of ADP biht-427 181 69 knowledge knowledge NOUN biht-427 181 70 and and CCONJ biht-427 181 71 familiarity familiarity NOUN biht-427 181 72 with with ADP biht-427 181 73 emerging emerge VERB biht-427 181 74 technologies technology NOUN biht-427 181 75 such such ADJ biht-427 181 76 as as ADP biht-427 181 77 ai ai VERB biht-427 181 78 and and CCONJ biht-427 181 79 blockchain.11 blockchain.11 VERB biht-427 181 80 additionally additionally ADV biht-427 181 81 , , PUNCT biht-427 181 82 over over ADP biht-427 181 83 60 60 NUM biht-427 181 84 % % NOUN biht-427 181 85 of of ADP biht-427 181 86 participants participant NOUN biht-427 181 87 were be AUX biht-427 181 88 employed employ VERB biht-427 181 89 in in ADP biht-427 181 90 information information NOUN biht-427 181 91 technology technology NOUN biht-427 181 92 ( ( PUNCT biht-427 181 93 it it PRON biht-427 181 94 ) ) PUNCT biht-427 181 95 and and CCONJ biht-427 181 96 insurance insurance NOUN biht-427 181 97 systems system NOUN biht-427 181 98 development development NOUN biht-427 181 99 roles role NOUN biht-427 181 100 , , PUNCT biht-427 181 101 which which PRON biht-427 181 102 are be AUX biht-427 181 103 directly directly ADV biht-427 181 104 related relate VERB biht-427 181 105 to to ADP biht-427 181 106 technology technology NOUN biht-427 181 107 acceptance acceptance NOUN biht-427 181 108 in in ADP biht-427 181 109 organizations organization NOUN biht-427 181 110 . . PUNCT biht-427 182 1 this this DET biht-427 182 2 sample sample NOUN biht-427 182 3 provides provide VERB biht-427 182 4 a a DET biht-427 182 5 suitable suitable ADJ biht-427 182 6 representation representation NOUN biht-427 182 7 for for ADP biht-427 182 8 examining examine VERB biht-427 182 9 the the DET biht-427 182 10 factors factor NOUN biht-427 182 11 influencing influence VERB biht-427 182 12 the the DET biht-427 182 13 adoption adoption NOUN biht-427 182 14 of of ADP biht-427 182 15 ai ai NOUN biht-427 182 16 - - PUNCT biht-427 182 17 based base VERB biht-427 182 18 blockchain blockchain PROPN biht-427 182 19 technologies technology NOUN biht-427 182 20 in in ADP biht-427 182 21 health health NOUN biht-427 182 22 insurance insurance NOUN biht-427 182 23 , , PUNCT biht-427 182 24 as as SCONJ biht-427 182 25 it it PRON biht-427 182 26 includes include VERB biht-427 182 27 key key ADJ biht-427 182 28 individuals individual NOUN biht-427 182 29 involved involve VERB biht-427 182 30 in in ADP biht-427 182 31 decision decision NOUN biht-427 182 32 - - PUNCT biht-427 182 33 making making NOUN biht-427 182 34 , , PUNCT biht-427 182 35 development development NOUN biht-427 182 36 , , PUNCT biht-427 182 37 and and CCONJ biht-427 182 38 implementation implementation NOUN biht-427 182 39 processes process NOUN biht-427 182 40 . . PUNCT biht-427 183 1 consequently consequently ADV biht-427 183 2 , , PUNCT biht-427 183 3 it it PRON biht-427 183 4 offers offer VERB biht-427 183 5 valuable valuable ADJ biht-427 183 6 insights insight NOUN biht-427 183 7 into into ADP biht-427 183 8 the the DET biht-427 183 9 barriers barrier NOUN biht-427 183 10 and and CCONJ biht-427 183 11 motivators motivator NOUN biht-427 183 12 related relate VERB biht-427 183 13 to to ADP biht-427 183 14 financial financial ADJ biht-427 183 15 transparency transparency NOUN biht-427 183 16 . . PUNCT biht-427 184 1 sample sample NOUN biht-427 184 2 description description NOUN biht-427 184 3 the the DET biht-427 184 4 demographic demographic ADJ biht-427 184 5 profile profile NOUN biht-427 184 6 of of ADP biht-427 184 7 the the DET biht-427 184 8 272 272 NUM biht-427 184 9 respondents respondent NOUN biht-427 184 10 ( ( PUNCT biht-427 184 11 table table NOUN biht-427 184 12     SPACE biht-427 184 13 3 3 NUM biht-427 184 14 ) ) PUNCT biht-427 184 15 indicates indicate VERB biht-427 184 16 that that SCONJ biht-427 184 17 65 65 NUM biht-427 184 18 % % NOUN biht-427 184 19 of of ADP biht-427 184 20 participants participant NOUN biht-427 184 21 were be AUX biht-427 184 22 male male ADJ biht-427 184 23 and and CCONJ biht-427 184 24 35 35 NUM biht-427 184 25 % % NOUN biht-427 184 26 female female NOUN biht-427 184 27 . . PUNCT biht-427 185 1 this this DET biht-427 185 2 distribution distribution NOUN biht-427 185 3 reflects reflect VERB biht-427 185 4 the the DET biht-427 185 5 workforce workforce NOUN biht-427 185 6 composition composition NOUN biht-427 185 7 in in ADP biht-427 185 8 health health NOUN biht-427 185 9 insurance insurance NOUN biht-427 185 10 organizations organization NOUN biht-427 185 11 , , PUNCT biht-427 185 12 where where SCONJ biht-427 185 13 males male NOUN biht-427 185 14 typically typically ADV biht-427 185 15 dominate dominate VERB biht-427 185 16 technical technical ADJ biht-427 185 17 and and CCONJ biht-427 185 18 managerial managerial ADJ biht-427 185 19 roles role NOUN biht-427 185 20 ( ( PUNCT biht-427 185 21 safari safari PROPN biht-427 185 22 & & CCONJ biht-427 185 23 ansari ansari ADJ biht-427 185 24 , , PUNCT biht-427 185 25 2021 2021 NUM biht-427 185 26 ) ) PUNCT biht-427 185 27 . . PUNCT biht-427 186 1 most most ADJ biht-427 186 2 respondents respondent NOUN biht-427 186 3 ( ( PUNCT biht-427 186 4 78 78 NUM biht-427 186 5 % % NOUN biht-427 186 6 ) ) PUNCT biht-427 186 7 were be AUX biht-427 186 8 aged age VERB biht-427 186 9 between between ADP biht-427 186 10 30 30 NUM biht-427 186 11 and and CCONJ biht-427 186 12 50 50 NUM biht-427 186 13 years year NOUN biht-427 186 14 , , PUNCT biht-427 186 15 representing represent VERB biht-427 186 16 the the DET biht-427 186 17 primary primary ADJ biht-427 186 18 decision decision NOUN biht-427 186 19 - - PUNCT biht-427 186 20 makers maker NOUN biht-427 186 21 fig fig NOUN biht-427 186 22 . . PUNCT biht-427 187 1 1 1 X biht-427 187 2 . . X biht-427 187 3 research research NOUN biht-427 187 4 model model NOUN biht-427 187 5 : : PUNCT biht-427 187 6 examining examine VERB biht-427 187 7 sufficient sufficient ADJ biht-427 187 8 and and CCONJ biht-427 187 9 necessary necessary ADJ biht-427 187 10 drivers driver NOUN biht-427 187 11 of of ADP biht-427 187 12 blockchain blockchain PROPN biht-427 187 13 - - PUNCT biht-427 187 14 based base VERB biht-427 187 15 ai ai PROPN biht-427 187 16 adoption adoption NOUN biht-427 187 17 to to PART biht-427 187 18 improve improve VERB biht-427 187 19 financial financial ADJ biht-427 187 20 transparency transparency NOUN biht-427 187 21 . . PUNCT biht-427 188 1 https://doi.org/10.30953/bhty.v8.427 https://doi.org/10.30953/bhty.v8.427 NOUN biht-427 188 2 citation citation NOUN biht-427 188 3 : : PUNCT biht-427 189 1 blockchain blockchain NOUN biht-427 189 2 in in ADP biht-427 189 3 healthcare healthcare NOUN biht-427 189 4 today today NOUN biht-427 189 5 2025 2025 NUM biht-427 189 6 , , PUNCT biht-427 189 7 8 8 NUM biht-427 189 8 : : SYM biht-427 189 9 427 427 NUM biht-427 189 10 https://doi.org/10.30953/bhty.v8.427 https://doi.org/10.30953/bhty.v8.427 NOUN biht-427 189 11 9 9 NUM biht-427 189 12 ( ( PUNCT biht-427 189 13 page page NOUN biht-427 189 14 number number NOUN biht-427 189 15 not not PART biht-427 189 16 for for ADP biht-427 189 17 citation citation NOUN biht-427 189 18 purpose purpose NOUN biht-427 189 19 ) ) PUNCT biht-427 189 20 blockchain blockchain PROPN biht-427 189 21 ai ai VERB biht-427 189 22 adoption adoption NOUN biht-427 189 23 to to PART biht-427 189 24 improve improve VERB biht-427 189 25 financial financial ADJ biht-427 189 26 transparency transparency NOUN biht-427 189 27 regarding regard VERB biht-427 189 28 technology technology NOUN biht-427 189 29 adoption adoption NOUN biht-427 189 30 within within ADP biht-427 189 31 these these DET biht-427 189 32 organizations organization NOUN biht-427 189 33 ( ( PUNCT biht-427 189 34 alsheibani alsheibani PROPN biht-427 189 35 et et PROPN biht-427 189 36     SPACE biht-427 189 37 al al PROPN biht-427 189 38 . . PROPN biht-427 189 39 , , PUNCT biht-427 189 40 2018 2018 NUM biht-427 189 41 ) ) PUNCT biht-427 189 42 . . PUNCT biht-427 190 1 regarding regard VERB biht-427 190 2 education education NOUN biht-427 190 3 , , PUNCT biht-427 190 4 80 80 NUM biht-427 190 5 % % NOUN biht-427 190 6 held hold VERB biht-427 190 7 at at ADP biht-427 190 8 least least ADJ biht-427 190 9 a a DET biht-427 190 10 bachelor bachelor NOUN biht-427 190 11 ’s ’s PART biht-427 190 12 degree degree NOUN biht-427 190 13 , , PUNCT biht-427 190 14 indicating indicate VERB biht-427 190 15 a a DET biht-427 190 16 high high ADJ biht-427 190 17 level level NOUN biht-427 190 18 of of ADP biht-427 190 19 knowledge knowledge NOUN biht-427 190 20 and and CCONJ biht-427 190 21 familiarity familiarity NOUN biht-427 190 22 with with ADP biht-427 190 23 emerging emerge VERB biht-427 190 24 technologies technology NOUN biht-427 190 25 such such ADJ biht-427 190 26 as as ADP biht-427 190 27 artificial artificial ADJ biht-427 190 28 intelligence intelligence NOUN biht-427 190 29 and and CCONJ biht-427 190 30 blockchain blockchain PROPN biht-427 190 31 ( ( PUNCT biht-427 190 32 jiang jiang PROPN biht-427 190 33 et et PROPN biht-427 190 34     SPACE biht-427 190 35 al al PROPN biht-427 190 36 . . PROPN biht-427 190 37 , , PUNCT biht-427 190 38 2021 2021 NUM biht-427 190 39 ) ) PUNCT biht-427 190 40 . . PUNCT biht-427 191 1 additionally additionally ADV biht-427 191 2 , , PUNCT biht-427 191 3 over over ADP biht-427 191 4 60 60 NUM biht-427 191 5 % % NOUN biht-427 191 6 of of ADP biht-427 191 7 participants participant NOUN biht-427 191 8 were be AUX biht-427 191 9 employed employ VERB biht-427 191 10 in in ADP biht-427 191 11 it it PRON biht-427 191 12 and and CCONJ biht-427 191 13 insurance insurance NOUN biht-427 191 14 systems system NOUN biht-427 191 15 development development NOUN biht-427 191 16 roles role NOUN biht-427 191 17 , , PUNCT biht-427 191 18 which which PRON biht-427 191 19 are be AUX biht-427 191 20 directly directly ADV biht-427 191 21 related relate VERB biht-427 191 22 to to ADP biht-427 191 23 technology technology NOUN biht-427 191 24 acceptance acceptance NOUN biht-427 191 25 in in ADP biht-427 191 26 organizations organization NOUN biht-427 191 27 . . PUNCT biht-427 192 1 this this DET biht-427 192 2 sample sample NOUN biht-427 192 3 provides provide VERB biht-427 192 4 a a DET biht-427 192 5 suitable suitable ADJ biht-427 192 6 representation representation NOUN biht-427 192 7 for for ADP biht-427 192 8 examining examine VERB biht-427 192 9 the the DET biht-427 192 10 factors factor NOUN biht-427 192 11 influencing influence VERB biht-427 192 12 the the DET biht-427 192 13 adoption adoption NOUN biht-427 192 14 of of ADP biht-427 192 15 ai ai NOUN biht-427 192 16 - - PUNCT biht-427 192 17 based base VERB biht-427 192 18 blockchain blockchain PROPN biht-427 192 19 technologies technology NOUN biht-427 192 20 in in ADP biht-427 192 21 health health NOUN biht-427 192 22 insurance insurance NOUN biht-427 192 23 , , PUNCT biht-427 192 24 as as SCONJ biht-427 192 25 it it PRON biht-427 192 26 includes include VERB biht-427 192 27 key key ADJ biht-427 192 28 individuals individual NOUN biht-427 192 29 involved involve VERB biht-427 192 30 in in ADP biht-427 192 31 decision decision NOUN biht-427 192 32 - - PUNCT biht-427 192 33 making making NOUN biht-427 192 34 , , PUNCT biht-427 192 35 development development NOUN biht-427 192 36 , , PUNCT biht-427 192 37 and and CCONJ biht-427 192 38 implementation implementation NOUN biht-427 192 39 processes process NOUN biht-427 192 40 . . PUNCT biht-427 193 1 consequently consequently ADV biht-427 193 2 , , PUNCT biht-427 193 3 it it PRON biht-427 193 4 offers offer VERB biht-427 193 5 valuable valuable ADJ biht-427 193 6 insights insight NOUN biht-427 193 7 into into ADP biht-427 193 8 the the DET biht-427 193 9 barriers barrier NOUN biht-427 193 10 and and CCONJ biht-427 193 11 motivators motivator NOUN biht-427 193 12 related relate VERB biht-427 193 13 to to ADP biht-427 193 14 financial financial ADJ biht-427 193 15 transparency transparency NOUN biht-427 193 16 . . PUNCT biht-427 194 1 results result NOUN biht-427 194 2 of of ADP biht-427 194 3 the the DET biht-427 194 4 measurement measurement NOUN biht-427 194 5 model model NOUN biht-427 194 6 the the DET biht-427 194 7 cb cb PROPN biht-427 194 8 - - PUNCT biht-427 194 9 sem sem PROPN biht-427 194 10 used use VERB biht-427 194 11 the the DET biht-427 194 12 r r NOUN biht-427 194 13 - - PUNCT biht-427 194 14 based base VERB biht-427 194 15 lavaan lavaan PROPN biht-427 194 16 package.28 package.28 PROPN biht-427 194 17 first first ADV biht-427 194 18 , , PUNCT biht-427 194 19 cfa cfa PROPN biht-427 194 20 confirmed confirm VERB biht-427 194 21 convergent convergent NOUN biht-427 194 22 and and CCONJ biht-427 194 23 discriminant discriminant ADJ biht-427 194 24 validity validity NOUN biht-427 194 25 ( ( PUNCT biht-427 194 26 table table NOUN biht-427 194 27 3 3 NUM biht-427 194 28 ) ) PUNCT biht-427 194 29 . . PUNCT biht-427 195 1 both both CCONJ biht-427 195 2 the the DET biht-427 195 3 average average ADJ biht-427 195 4 variance variance NOUN biht-427 195 5 extracted extract VERB biht-427 195 6 ( ( PUNCT biht-427 195 7 ave ave NOUN biht-427 195 8 ) ) PUNCT biht-427 195 9 and and CCONJ biht-427 195 10 composite composite ADJ biht-427 195 11 reliability reliability NOUN biht-427 195 12 ( ( PUNCT biht-427 195 13 cr cr NOUN biht-427 195 14 ) ) PUNCT biht-427 195 15 exceeded exceed VERB biht-427 195 16 thresholds threshold NOUN biht-427 195 17 ( ( PUNCT biht-427 195 18 ave ave X biht-427 195 19 > > X biht-427 195 20 0.5 0.5 NUM biht-427 195 21 , , PUNCT biht-427 195 22 cr cr PART biht-427 195 23 > > X biht-427 195 24 0.7).29 0.7).29 PROPN biht-427 196 1 the the DET biht-427 196 2 fornell fornell NOUN biht-427 196 3 - - PUNCT biht-427 196 4 larcker larcker NOUN biht-427 196 5 criterion criterion NOUN biht-427 196 6 was be AUX biht-427 196 7 met meet VERB biht-427 196 8 because because SCONJ biht-427 196 9 the the DET biht-427 196 10 square square ADJ biht-427 196 11 root root NOUN biht-427 196 12 of of ADP biht-427 196 13 each each DET biht-427 196 14 construct construct NOUN biht-427 196 15 ’s ’s PART biht-427 196 16 ave ave NOUN biht-427 196 17 surpassed surpass VERB biht-427 196 18 its its PRON biht-427 196 19 correlations correlation NOUN biht-427 196 20 with with ADP biht-427 196 21 other other ADJ biht-427 196 22 constructs construct NOUN biht-427 196 23 , , PUNCT biht-427 196 24 confirming confirm VERB biht-427 196 25 discriminant discriminant NOUN biht-427 196 26 validity.30 validity.30 VERB biht-427 196 27 moreover moreover ADV biht-427 196 28 , , PUNCT biht-427 196 29 cross cros NOUN biht-427 196 30 - - NOUN biht-427 196 31 loadings loading NOUN biht-427 196 32 were be AUX biht-427 196 33 smaller small ADJ biht-427 196 34 than than ADP biht-427 196 35 their their PRON biht-427 196 36 corresponding corresponding ADJ biht-427 196 37 primary primary ADJ biht-427 196 38 loadings loading NOUN biht-427 196 39 , , PUNCT biht-427 196 40 reinforcing reinforce VERB biht-427 196 41 discriminant discriminant ADJ biht-427 196 42 validity validity NOUN biht-427 196 43 ( ( PUNCT biht-427 196 44 appendix appendix ADJ biht-427 196 45 table table NOUN biht-427 196 46 a3 a3 NOUN biht-427 196 47 ) ) PUNCT biht-427 196 48 . . PUNCT biht-427 197 1 to to PART biht-427 197 2 further far ADV biht-427 197 3 ensure ensure VERB biht-427 197 4 reliability reliability NOUN biht-427 197 5 , , PUNCT biht-427 197 6 cronbach cronbach VERB biht-427 197 7 ’s ’s PART biht-427 197 8 alpha alpha NOUN biht-427 197 9 confirmed confirm VERB biht-427 197 10 internal internal ADJ biht-427 197 11 consistency consistency NOUN biht-427 197 12 with with ADP biht-427 197 13 values value NOUN biht-427 197 14 greater great ADJ biht-427 197 15 than than ADP biht-427 197 16 0.834 0.834 NUM biht-427 197 17 . . PUNCT biht-427 198 1 next next ADV biht-427 198 2 , , PUNCT biht-427 198 3 we we PRON biht-427 198 4 assessed assess VERB biht-427 198 5 the the DET biht-427 198 6 measurement measurement NOUN biht-427 198 7 model model NOUN biht-427 198 8 ( ( PUNCT biht-427 198 9 table table NOUN biht-427 198 10 3 3 NUM biht-427 198 11 ) ) PUNCT biht-427 198 12 , , PUNCT biht-427 198 13 showing show VERB biht-427 198 14 a a DET biht-427 198 15 good good ADJ biht-427 198 16 fit fit NOUN biht-427 198 17 . . PUNCT biht-427 199 1 the the DET biht-427 199 2 cfi cfi PROPN biht-427 199 3 and and CCONJ biht-427 199 4 tucker tucker PROPN biht-427 199 5 - - PUNCT biht-427 199 6 lewis lewis PROPN biht-427 199 7 index index NOUN biht-427 199 8 ( ( PUNCT biht-427 199 9 tli tli NOUN biht-427 199 10 ) ) PUNCT biht-427 199 11 both both PRON biht-427 199 12 exceeded exceed VERB biht-427 199 13 0.9 0.9 NUM biht-427 199 14 , , PUNCT biht-427 199 15 while while SCONJ biht-427 199 16 the the DET biht-427 199 17 rmsea rmsea NOUN biht-427 199 18 and and CCONJ biht-427 199 19 standardized standardized ADJ biht-427 199 20 root root NOUN biht-427 199 21 mean mean NOUN biht-427 199 22 square square ADJ biht-427 199 23 residual residual ADJ biht-427 199 24 ( ( PUNCT biht-427 199 25 srmr srmr PROPN biht-427 199 26 ) ) PUNCT biht-427 199 27 were be AUX biht-427 199 28 below below ADV biht-427 199 29 0.08.29,26 0.08.29,26 ADP biht-427 199 30 furthermore furthermore ADV biht-427 199 31 , , PUNCT biht-427 199 32 the the DET biht-427 199 33 variance variance NOUN biht-427 199 34 inflation inflation NOUN biht-427 199 35 factors factor NOUN biht-427 199 36 ( ( PUNCT biht-427 199 37 vif vif NOUN biht-427 199 38 ) ) PUNCT biht-427 199 39 ranged range VERB biht-427 199 40 from from ADP biht-427 199 41 1.393 1.393 NUM biht-427 199 42 to to ADP biht-427 199 43 2.275 2.275 NUM biht-427 199 44 , , PUNCT biht-427 199 45 well well ADV biht-427 199 46 below below ADP biht-427 199 47 the the DET biht-427 199 48 threshold threshold NOUN biht-427 199 49 of of ADP biht-427 199 50 3 3 NUM biht-427 199 51 , , PUNCT biht-427 199 52 indicating indicate VERB biht-427 199 53 that that SCONJ biht-427 199 54 multicollinearity multicollinearity NOUN biht-427 199 55 is be AUX biht-427 199 56 not not PART biht-427 199 57 an an DET biht-427 199 58 issue issue NOUN biht-427 199 59 . . PUNCT biht-427 200 1 since since SCONJ biht-427 200 2 method method NOUN biht-427 200 3 variance variance NOUN biht-427 200 4 is be AUX biht-427 200 5 considered consider VERB biht-427 200 6 a a DET biht-427 200 7 primary primary ADJ biht-427 200 8 source source NOUN biht-427 200 9 of of ADP biht-427 200 10 measurement measurement NOUN biht-427 200 11 errors error NOUN biht-427 200 12 , , PUNCT biht-427 200 13 we we PRON biht-427 200 14 used use VERB biht-427 200 15 harman harman PROPN biht-427 200 16 ’s ’s PART biht-427 200 17 single single ADJ biht-427 200 18 - - PUNCT biht-427 200 19 factor factor NOUN biht-427 200 20 test test NOUN biht-427 200 21 to to PART biht-427 200 22 evaluate evaluate VERB biht-427 200 23 its its PRON biht-427 200 24 potential potential ADJ biht-427 200 25 impact impact NOUN biht-427 200 26 . . PUNCT biht-427 201 1 the the DET biht-427 201 2 results result NOUN biht-427 201 3 showed show VERB biht-427 201 4 that that SCONJ biht-427 201 5 the the DET biht-427 201 6 first first ADJ biht-427 201 7 component component NOUN biht-427 201 8 had have VERB biht-427 201 9 an an DET biht-427 201 10 eigenvalue eigenvalue NOUN biht-427 201 11 of of ADP biht-427 201 12 12.738 12.738 NUM biht-427 201 13 , , PUNCT biht-427 201 14 accounting account VERB biht-427 201 15 for for ADP biht-427 201 16 41 41 NUM biht-427 201 17 % % NOUN biht-427 201 18 of of ADP biht-427 201 19 the the DET biht-427 201 20 variance variance NOUN biht-427 201 21 — — PUNCT biht-427 201 22 below below ADP biht-427 201 23 the the DET biht-427 201 24 threshold threshold NOUN biht-427 201 25 of of ADP biht-427 201 26 50%—indicating 50%—indicating NUM biht-427 201 27 that that DET biht-427 201 28 method method NOUN biht-427 201 29 variance variance NOUN biht-427 201 30 is be AUX biht-427 201 31 unlikely unlikely ADJ biht-427 201 32 to to PART biht-427 201 33 pose pose VERB biht-427 201 34 a a DET biht-427 201 35 concern concern NOUN biht-427 201 36 ( ( PUNCT biht-427 201 37 harman harman PROPN biht-427 201 38 and and CCONJ biht-427 201 39 harman harman PROPN biht-427 201 40 , , PUNCT biht-427 201 41 1976 1976 NUM biht-427 201 42 ; ; PUNCT biht-427 201 43 podsakoff podsakoff PROPN biht-427 201 44 et et PROPN biht-427 201 45     SPACE biht-427 201 46 al al PROPN biht-427 201 47 . . PROPN biht-427 201 48 , , PUNCT biht-427 201 49 2012 2012 NUM biht-427 201 50 ; ; PUNCT biht-427 201 51 see see VERB biht-427 201 52 appendix appendix ADJ biht-427 201 53 table table NOUN biht-427 201 54 a4).31,32 a4).31,32 PUNCT biht-427 201 55 structural structural ADJ biht-427 201 56 equation equation NOUN biht-427 201 57 modeling modeling NOUN biht-427 201 58 results result NOUN biht-427 201 59 – – PUNCT biht-427 201 60 sufficiency sufficiency NOUN biht-427 201 61 lens lens NOUN biht-427 201 62 given give VERB biht-427 201 63 that that SCONJ biht-427 201 64 the the DET biht-427 201 65 measurement measurement NOUN biht-427 201 66 model model NOUN biht-427 201 67 demonstrated demonstrate VERB biht-427 201 68 a a DET biht-427 201 69 good good ADJ biht-427 201 70 fit fit NOUN biht-427 201 71 , , PUNCT biht-427 201 72 the the DET biht-427 201 73 proposed propose VERB biht-427 201 74 structural structural ADJ biht-427 201 75 model model NOUN biht-427 201 76 was be AUX biht-427 201 77 tested test VERB biht-427 201 78 to to PART biht-427 201 79 examine examine VERB biht-427 201 80 the the DET biht-427 201 81 research research NOUN biht-427 201 82 hypotheses hypothesis NOUN biht-427 201 83 . . PUNCT biht-427 202 1 the the DET biht-427 202 2 results result NOUN biht-427 202 3 indicated indicate VERB biht-427 202 4 a a DET biht-427 202 5 satisfactory satisfactory ADJ biht-427 202 6 model model NOUN biht-427 202 7 fit fit ADJ biht-427 202 8 with with ADP biht-427 202 9 the the DET biht-427 202 10 data datum NOUN biht-427 202 11 ( ( PUNCT biht-427 202 12 as as SCONJ biht-427 202 13 shown show VERB biht-427 202 14 in in ADP biht-427 202 15 table table NOUN biht-427 202 16 429 429 NUM biht-427 202 17 ) ) PUNCT biht-427 202 18 . . PUNCT biht-427 203 1 the the DET biht-427 203 2 path path NOUN biht-427 203 3 analysis analysis NOUN biht-427 203 4 of of ADP biht-427 203 5 direct direct ADJ biht-427 203 6 effects effect NOUN biht-427 203 7 ( ( PUNCT biht-427 203 8 table table NOUN biht-427 203 9 5 5 NUM biht-427 203 10 ) ) PUNCT biht-427 203 11 revealed reveal VERB biht-427 203 12 significant significant ADJ biht-427 203 13 positive positive ADJ biht-427 203 14 relationships relationship NOUN biht-427 203 15 between between ADP biht-427 203 16 technology technology NOUN biht-427 203 17 adoption adoption NOUN biht-427 203 18 and and CCONJ biht-427 203 19 three three NUM biht-427 203 20 key key ADJ biht-427 203 21 factors factor NOUN biht-427 203 22 : : PUNCT biht-427 203 23 technological technological ADJ biht-427 203 24 readiness readiness NOUN biht-427 203 25 ( ( PUNCT biht-427 203 26 β β X biht-427 203 27 = = SYM biht-427 203 28 0.122 0.122 NUM biht-427 203 29 ; ; PUNCT biht-427 203 30 p p X biht-427 203 31 = = NOUN biht-427 203 32 0.037 0.037 NUM biht-427 203 33 ) ) PUNCT biht-427 203 34 , , PUNCT biht-427 203 35 employee employee NOUN biht-427 203 36 training training NOUN biht-427 203 37 investment investment NOUN biht-427 203 38 ( ( PUNCT biht-427 203 39 β β X biht-427 203 40 = = SYM biht-427 203 41 0.280 0.280 NUM biht-427 203 42 ; ; PUNCT biht-427 203 43 p p PROPN biht-427 203 44 ≤ ≤ NUM biht-427 203 45 0.001 0.001 NUM biht-427 203 46 ) ) PUNCT biht-427 203 47 , , PUNCT biht-427 203 48 and and CCONJ biht-427 203 49 senior senior ADJ biht-427 203 50 management management NOUN biht-427 203 51 support support NOUN biht-427 203 52 ( ( PUNCT biht-427 203 53 β β X biht-427 203 54 = = SYM biht-427 203 55 0.352 0.352 NUM biht-427 203 56 ; ; PUNCT biht-427 203 57 p p PROPN biht-427 203 58 ≤ ≤ NUM biht-427 203 59 0.001 0.001 NUM biht-427 203 60 ) ) PUNCT biht-427 203 61 , , PUNCT biht-427 203 62 thereby thereby ADV biht-427 203 63 supporting support VERB biht-427 203 64 hypotheses hypothesis NOUN biht-427 203 65 h1a h1a NOUN biht-427 203 66 , , PUNCT biht-427 203 67 h2b h2b PROPN biht-427 203 68 , , PUNCT biht-427 203 69 and and CCONJ biht-427 203 70 h5e h5e PROPN biht-427 203 71 . . PROPN biht-427 204 1 among among ADP biht-427 204 2 these these PRON biht-427 204 3 , , PUNCT biht-427 204 4 senior senior ADJ biht-427 204 5 management management NOUN biht-427 204 6 support support NOUN biht-427 204 7 showed show VERB biht-427 204 8 the the DET biht-427 204 9 strongest strong ADJ biht-427 204 10 effect effect NOUN biht-427 204 11 on on ADP biht-427 204 12 technology technology NOUN biht-427 204 13 adoption adoption NOUN biht-427 204 14 , , PUNCT biht-427 204 15 highlighting highlight VERB biht-427 204 16 the the DET biht-427 204 17 critical critical ADJ biht-427 204 18 role role NOUN biht-427 204 19 of of ADP biht-427 204 20 leadership leadership NOUN biht-427 204 21 commitment commitment NOUN biht-427 204 22 in in ADP biht-427 204 23 facilitating facilitate VERB biht-427 204 24 blockchain blockchain NOUN biht-427 204 25 - - PUNCT biht-427 204 26 based base VERB biht-427 204 27 ai ai PROPN biht-427 204 28 adoption adoption NOUN biht-427 204 29 to to PART biht-427 204 30 enhance enhance VERB biht-427 204 31 financial financial ADJ biht-427 204 32 transparency transparency NOUN biht-427 204 33 . . PUNCT biht-427 205 1 financial financial ADJ biht-427 205 2 transparency transparency NOUN biht-427 205 3 itself itself PRON biht-427 205 4 had have VERB biht-427 205 5 a a DET biht-427 205 6 significant significant ADJ biht-427 205 7 positive positive ADJ biht-427 205 8 effect effect NOUN biht-427 205 9 on on ADP biht-427 205 10 technology technology NOUN biht-427 205 11 adoption adoption NOUN biht-427 205 12 ( ( PUNCT biht-427 205 13 β β X biht-427 205 14 = = PUNCT biht-427 205 15 0.329 0.329 NUM biht-427 205 16 ; ; PUNCT biht-427 205 17 p p PROPN biht-427 205 18 ≤ ≤ NUM biht-427 205 19 0.001 0.001 NUM biht-427 205 20 ) ) PUNCT biht-427 205 21 , , PUNCT biht-427 205 22 confirming confirm VERB biht-427 205 23 hypothesis hypothesis NOUN biht-427 205 24 h2 h2 NOUN biht-427 205 25 . . PUNCT biht-427 206 1 conversely conversely ADV biht-427 206 2 , , PUNCT biht-427 206 3 cybersecurity cybersecurity NOUN biht-427 206 4 improvement improvement NOUN biht-427 206 5 ( ( PUNCT biht-427 206 6 β β X biht-427 206 7 = = SYM biht-427 206 8 -0.101 -0.101 PRON biht-427 206 9 ; ; PUNCT biht-427 206 10 p p X biht-427 206 11     SPACE biht-427 206 12 = = NOUN biht-427 206 13     SPACE biht-427 206 14 0.181 0.181 NUM biht-427 206 15 ) ) PUNCT biht-427 206 16 , , PUNCT biht-427 206 17 compliance compliance NOUN biht-427 206 18 with with ADP biht-427 206 19 privacy privacy NOUN biht-427 206 20 regulation regulation NOUN biht-427 206 21 ( ( PUNCT biht-427 206 22 β β NOUN biht-427 206 23     SPACE biht-427 206 24 = = NOUN biht-427 206 25     SPACE biht-427 206 26 -0.004 -0.004 PUNCT biht-427 206 27 ; ; PUNCT biht-427 206 28 p p X biht-427 206 29 = = NOUN biht-427 206 30 0.955 0.955 NUM biht-427 206 31 ) ) PUNCT biht-427 206 32 , , PUNCT biht-427 206 33 and and CCONJ biht-427 206 34 competitive competitive ADJ biht-427 206 35 pressure pressure NOUN biht-427 206 36 ( ( PUNCT biht-427 206 37 β β X biht-427 206 38 = = SYM biht-427 206 39 0.027 0.027 NUM biht-427 206 40 ; ; PUNCT biht-427 206 41 p p X biht-427 206 42 = = NOUN biht-427 206 43 0.653 0.653 NUM biht-427 206 44 ) ) PUNCT biht-427 206 45 did do AUX biht-427 206 46 not not PART biht-427 206 47 show show VERB biht-427 206 48 significant significant ADJ biht-427 206 49 effects effect NOUN biht-427 206 50 on on ADP biht-427 206 51 technology technology NOUN biht-427 206 52 adoption adoption NOUN biht-427 206 53 . . PUNCT biht-427 207 1 as as ADP biht-427 207 2 such such ADJ biht-427 207 3 , , PUNCT biht-427 207 4 hypotheses hypothesis NOUN biht-427 207 5 h3c h3c VERB biht-427 207 6 , , PUNCT biht-427 207 7 h4d h4d NOUN biht-427 207 8 , , PUNCT biht-427 207 9 and and CCONJ biht-427 207 10 h6f h6f NOUN biht-427 207 11 were be AUX biht-427 207 12 rejected reject VERB biht-427 207 13 . . PUNCT biht-427 208 1 these these DET biht-427 208 2 findings finding NOUN biht-427 208 3 suggest suggest VERB biht-427 208 4 that that SCONJ biht-427 208 5 internal internal ADJ biht-427 208 6 capabilities capability NOUN biht-427 208 7 and and CCONJ biht-427 208 8 table table NOUN biht-427 208 9 2 2 NUM biht-427 208 10 . . PUNCT biht-427 208 11 demographic demographic ADJ biht-427 208 12 profile profile NOUN biht-427 208 13 of of ADP biht-427 208 14 respondents respondent NOUN biht-427 208 15 . . PUNCT biht-427 209 1 category category NOUN biht-427 209 2 characteristic characteristic ADJ biht-427 209 3 n n CCONJ biht-427 209 4 percentage percentage NOUN biht-427 209 5 gender gender NOUN biht-427 209 6 male male NOUN biht-427 209 7 184 184 NUM biht-427 209 8 67.7 67.7 NUM biht-427 209 9 female female NOUN biht-427 209 10 87 87 NUM biht-427 209 11 32.0 32.0 NUM biht-427 209 12 nonbinary nonbinary NOUN biht-427 209 13 1 1 NUM biht-427 209 14 0.3 0.3 NUM biht-427 209 15 age age NOUN biht-427 209 16 20 20 NUM biht-427 209 17 to to PART biht-427 209 18 24 24 NUM biht-427 209 19 79 79 NUM biht-427 209 20 29.0 29.0 NUM biht-427 209 21 25 25 NUM biht-427 209 22 to to ADP biht-427 209 23 34 34 NUM biht-427 209 24 160 160 NUM biht-427 209 25 58.8 58.8 NUM biht-427 209 26 > > SYM biht-427 209 27 35 35 NUM biht-427 209 28 33 33 NUM biht-427 209 29 12.2 12.2 NUM biht-427 209 30 education education NOUN biht-427 209 31 associate associate NOUN biht-427 209 32 ’s ’s PART biht-427 209 33 degree degree NOUN biht-427 209 34 21 21 NUM biht-427 209 35 7.7 7.7 NUM biht-427 209 36 bachelor bachelor NOUN biht-427 209 37 ’s ’s PART biht-427 209 38 degree degree NOUN biht-427 209 39 141 141 NUM biht-427 209 40 51.9 51.9 NUM biht-427 209 41 master master NOUN biht-427 209 42 ’s ’s PART biht-427 209 43 degree degree NOUN biht-427 209 44 or or CCONJ biht-427 209 45 higher high ADJ biht-427 209 46 62 62 NUM biht-427 209 47 22.7 22.7 NUM biht-427 209 48 table table NOUN biht-427 209 49 3 3 NUM biht-427 209 50 . . PUNCT biht-427 209 51 confirmatory confirmatory ADJ biht-427 209 52 factor factor NOUN biht-427 209 53 analysis analysis NOUN biht-427 209 54 : : PUNCT biht-427 209 55 convergent convergent NOUN biht-427 209 56 and and CCONJ biht-427 209 57 discriminant discriminant ADJ biht-427 209 58 validity validity NOUN biht-427 209 59 . . PUNCT biht-427 210 1 construct construct VERB biht-427 210 2 cronbach cronbach PROPN biht-427 210 3 ’s ’s PART biht-427 210 4 α α PROPN biht-427 210 5 cr cr PROPN biht-427 210 6 ave ave PROPN biht-427 210 7 vif vif PROPN biht-427 210 8 technological technological ADJ biht-427 210 9 readiness readiness NOUN biht-427 210 10 0.868 0.868 NUM biht-427 210 11 0.867 0.867 NUM biht-427 210 12 0.756 0.756 NUM biht-427 210 13 digital digital ADJ biht-427 210 14 culture culture NOUN biht-427 210 15 0.910 0.910 NUM biht-427 210 16 0.913 0.913 NUM biht-427 210 17 0.851 0.851 NUM biht-427 210 18 2.237 2.237 NUM biht-427 210 19 technical technical ADJ biht-427 210 20 complexity complexity NOUN biht-427 210 21 0.928 0.928 NUM biht-427 210 22 0.929 0.929 NUM biht-427 210 23 0.875 0.875 NUM biht-427 210 24 1.723 1.723 NUM biht-427 210 25 implementation implementation NOUN biht-427 210 26 costs cost VERB biht-427 210 27 0.834 0.834 NUM biht-427 210 28 0.847 0.847 NUM biht-427 210 29 0.809 0.809 NUM biht-427 210 30 1.448 1.448 NUM biht-427 210 31 regulatory regulatory ADJ biht-427 210 32 compliance compliance NOUN biht-427 210 33 0.859 0.859 NUM biht-427 210 34 0.868 0.868 NUM biht-427 210 35 0.829 0.829 NUM biht-427 210 36 1.797 1.797 NUM biht-427 210 37 adoption adoption NOUN biht-427 210 38 rate rate NOUN biht-427 210 39 0.856 0.856 NUM biht-427 210 40 0.863 0.863 NUM biht-427 210 41 0.783 0.783 NUM biht-427 210 42 1.393 1.393 NUM biht-427 210 43 financial financial ADJ biht-427 210 44 transparency transparency NOUN biht-427 210 45 0.960 0.960 NUM biht-427 210 46 0.960 0.960 NUM biht-427 210 47 0.926 0.926 NUM biht-427 210 48 2.275 2.275 NUM biht-427 210 49 fraud fraud NOUN biht-427 210 50 reduction reduction NOUN biht-427 210 51 0.953 0.953 NUM biht-427 210 52 0.953 0.953 NUM biht-427 210 53 0.914 0.914 NUM biht-427 210 54 1.455 1.455 NUM biht-427 210 55 perceived perceive VERB biht-427 210 56 usefulness usefulness NOUN biht-427 210 57 0.833 0.833 NUM biht-427 210 58 0.885 0.885 NUM biht-427 210 59 0.844 0.844 NUM biht-427 210 60 1.784 1.784 NUM biht-427 210 61 data datum NOUN biht-427 210 62 privacy privacy NOUN biht-427 210 63 assurance assurance NOUN biht-427 210 64 0.914 0.914 NUM biht-427 210 65 0.923 0.923 NUM biht-427 210 66 0.930 0.930 NUM biht-427 210 67 1.913 1.913 NUM biht-427 210 68 cr cr SYM biht-427 210 69 : : PUNCT biht-427 210 70 composite composite ADJ biht-427 210 71 reliability reliability NOUN biht-427 210 72 ( ( PUNCT biht-427 210 73 threshold threshold NOUN biht-427 210 74 > > X biht-427 210 75 0.7 0.7 NUM biht-427 210 76 indicates indicate VERB biht-427 210 77 adequate adequate ADJ biht-427 210 78 internal internal ADJ biht-427 210 79 consistency consistency NOUN biht-427 210 80 ) ) PUNCT biht-427 210 81 , , PUNCT biht-427 210 82 ave ave PROPN biht-427 210 83 : : PUNCT biht-427 210 84 average average ADJ biht-427 210 85 variance variance NOUN biht-427 210 86 extracted extract VERB biht-427 210 87 ( ( PUNCT biht-427 210 88 threshold threshold NOUN biht-427 210 89 > > X biht-427 210 90 0.5 0.5 NUM biht-427 210 91 confirms confirm VERB biht-427 210 92 convergent convergent ADJ biht-427 210 93 validity validity NOUN biht-427 210 94 ) ) PUNCT biht-427 210 95 , , PUNCT biht-427 210 96 vif vif NOUN biht-427 210 97 : : PUNCT biht-427 210 98 variance variance NOUN biht-427 210 99 inflation inflation NOUN biht-427 210 100 factor factor NOUN biht-427 210 101 ( ( PUNCT biht-427 210 102 values value NOUN biht-427 210 103 < < X biht-427 210 104 5 5 NUM biht-427 210 105 suggest suggest VERB biht-427 210 106 no no DET biht-427 210 107 multicollinearity multicollinearity NOUN biht-427 210 108 issues issue NOUN biht-427 210 109 ) ) PUNCT biht-427 210 110 . . PUNCT biht-427 211 1 https://doi.org/10.30953/bhty.v8.427 https://doi.org/10.30953/bhty.v8.427 NOUN biht-427 211 2 citation citation NOUN biht-427 211 3 : : PUNCT biht-427 212 1 blockchain blockchain NOUN biht-427 212 2 in in ADP biht-427 212 3 healthcare healthcare NOUN biht-427 212 4 today today NOUN biht-427 212 5 2025 2025 NUM biht-427 212 6 , , PUNCT biht-427 212 7 8 8 NUM biht-427 212 8 : : SYM biht-427 212 9 427 427 NUM biht-427 212 10 https://doi.org/10.30953/bhty.v8.42710 https://doi.org/10.30953/bhty.v8.42710 ADJ biht-427 212 11 ( ( PUNCT biht-427 212 12 page page NOUN biht-427 212 13 number number NOUN biht-427 212 14 not not PART biht-427 212 15 for for ADP biht-427 212 16 citation citation NOUN biht-427 212 17 purpose purpose NOUN biht-427 212 18 ) ) PUNCT biht-427 212 19 sepideh sepideh NOUN biht-427 212 20 mohammadi mohammadi NOUN biht-427 212 21 tong tong PROPN biht-427 212 22 andri andri PROPN biht-427 212 23 and and CCONJ biht-427 212 24 sahar sahar PROPN biht-427 212 25 mohammadi mohammadi PROPN biht-427 212 26 tong tong PROPN biht-427 212 27 andri andri PROPN biht-427 212 28 managerial managerial ADJ biht-427 212 29 commitment commitment NOUN biht-427 212 30 have have VERB biht-427 212 31 a a DET biht-427 212 32 stronger strong ADJ biht-427 212 33 influence influence NOUN biht-427 212 34 on on ADP biht-427 212 35 adoption adoption NOUN biht-427 212 36 than than ADP biht-427 212 37 external external ADJ biht-427 212 38 factors factor NOUN biht-427 212 39 such such ADJ biht-427 212 40 as as ADP biht-427 212 41 regulation regulation NOUN biht-427 212 42 or or CCONJ biht-427 212 43 market market NOUN biht-427 212 44 competition competition NOUN biht-427 212 45 . . PUNCT biht-427 213 1 regarding regard VERB biht-427 213 2 the the DET biht-427 213 3 indirect indirect ADJ biht-427 213 4 pathways pathway NOUN biht-427 213 5 through through ADP biht-427 213 6 financial financial ADJ biht-427 213 7 transparency transparency NOUN biht-427 213 8 , , PUNCT biht-427 213 9 employee employee NOUN biht-427 213 10 training training NOUN biht-427 213 11 investment investment NOUN biht-427 213 12 ( ( PUNCT biht-427 213 13 β β X biht-427 213 14 = = NOUN biht-427 213 15 0.092 0.092 NUM biht-427 213 16 ; ; PUNCT biht-427 213 17 p p X biht-427 213 18 = = NOUN biht-427 213 19 0.003 0.003 NUM biht-427 213 20 ) ) PUNCT biht-427 213 21 and and CCONJ biht-427 213 22 compliance compliance NOUN biht-427 213 23 with with ADP biht-427 213 24 privacy privacy NOUN biht-427 213 25 regulation regulation NOUN biht-427 213 26 ( ( PUNCT biht-427 213 27 β β X biht-427 213 28 = = SYM biht-427 213 29 0.089 0.089 NUM biht-427 213 30 ; ; PUNCT biht-427 213 31 p p X biht-427 213 32 = = NOUN biht-427 213 33 0.002 0.002 NUM biht-427 213 34 ) ) PUNCT biht-427 213 35 showed show VERB biht-427 213 36 significant significant ADJ biht-427 213 37 mediation mediation NOUN biht-427 213 38 effects effect NOUN biht-427 213 39 , , PUNCT biht-427 213 40 supporting support VERB biht-427 213 41 hypotheses hypothesis NOUN biht-427 213 42 h3b h3b PROPN biht-427 213 43 and and CCONJ biht-427 213 44 h3d h3d PROPN biht-427 213 45 . . PUNCT biht-427 214 1 meanwhile meanwhile ADV biht-427 214 2 , , PUNCT biht-427 214 3 other other ADJ biht-427 214 4 indirect indirect ADJ biht-427 214 5 paths path NOUN biht-427 214 6 — — PUNCT biht-427 214 7 technological technological ADJ biht-427 214 8 readiness readiness NOUN biht-427 214 9 , , PUNCT biht-427 214 10 cybersecurity cybersecurity NOUN biht-427 214 11 improvement improvement NOUN biht-427 214 12 , , PUNCT biht-427 214 13 senior senior ADJ biht-427 214 14 management management NOUN biht-427 214 15 support support NOUN biht-427 214 16 , , PUNCT biht-427 214 17 and and CCONJ biht-427 214 18 competitive competitive ADJ biht-427 214 19 pressure pressure NOUN biht-427 214 20 — — PUNCT biht-427 214 21 were be AUX biht-427 214 22 not not PART biht-427 214 23 significant significant ADJ biht-427 214 24 , , PUNCT biht-427 214 25 leading lead VERB biht-427 214 26 to to ADP biht-427 214 27 the the DET biht-427 214 28 rejection rejection NOUN biht-427 214 29 of of ADP biht-427 214 30 hypotheses hypothesis NOUN biht-427 214 31 h3a h3a NOUN biht-427 214 32 , , PUNCT biht-427 214 33 h3c h3c PROPN biht-427 214 34 , , PUNCT biht-427 214 35 h3e h3e NOUN biht-427 214 36 , , PUNCT biht-427 214 37 and and CCONJ biht-427 214 38 h3f h3f ADJ biht-427 214 39 . . PUNCT biht-427 214 40 technological technological ADJ biht-427 214 41 readiness readiness NOUN biht-427 214 42 , , PUNCT biht-427 214 43 employee employee NOUN biht-427 214 44 training training NOUN biht-427 214 45 investment investment NOUN biht-427 214 46 , , PUNCT biht-427 214 47 and and CCONJ biht-427 214 48 senior senior ADJ biht-427 214 49 management management NOUN biht-427 214 50 support support NOUN biht-427 214 51 were be AUX biht-427 214 52 found find VERB biht-427 214 53 to to PART biht-427 214 54 significantly significantly ADV biht-427 214 55 influence influence VERB biht-427 214 56 financial financial ADJ biht-427 214 57 transparency transparency NOUN biht-427 214 58 through through ADP biht-427 214 59 the the DET biht-427 214 60 adoption adoption NOUN biht-427 214 61 of of ADP biht-427 214 62 blockchain blockchain PROPN biht-427 214 63 - - PUNCT biht-427 214 64 based base VERB biht-427 214 65 ai ai PROPN biht-427 214 66 technologies technology NOUN biht-427 214 67 , , PUNCT biht-427 214 68 thereby thereby ADV biht-427 214 69 supporting support VERB biht-427 214 70 hypotheses hypothesis NOUN biht-427 214 71 h1a h1a NOUN biht-427 214 72 , , PUNCT biht-427 214 73 h1b h1b PROPN biht-427 214 74 , , PUNCT biht-427 214 75 and and CCONJ biht-427 214 76 h1e h1e PROPN biht-427 214 77 . . PUNCT biht-427 215 1 the the DET biht-427 215 2 total total ADJ biht-427 215 3 effect effect NOUN biht-427 215 4 analysis analysis NOUN biht-427 215 5 ( ( PUNCT biht-427 215 6 table table NOUN biht-427 215 7 6 6 NUM biht-427 215 8 ) ) PUNCT biht-427 215 9 revealed reveal VERB biht-427 215 10 that that SCONJ biht-427 215 11 senior senior ADJ biht-427 215 12 management management NOUN biht-427 215 13 support support NOUN biht-427 215 14 had have VERB biht-427 215 15 the the DET biht-427 215 16 strongest strong ADJ biht-427 215 17 effect effect NOUN biht-427 215 18 ( ( PUNCT biht-427 215 19 β β X biht-427 215 20 = = SYM biht-427 215 21 0.400 0.400 NUM biht-427 215 22 , , PUNCT biht-427 215 23 p p X biht-427 215 24     SPACE biht-427 215 25 < < X biht-427 215 26 .001 .001 NUM biht-427 215 27 ) ) PUNCT biht-427 215 28 , , PUNCT biht-427 215 29 followed follow VERB biht-427 215 30 by by ADP biht-427 215 31 employee employee NOUN biht-427 215 32 training training NOUN biht-427 215 33 investment investment NOUN biht-427 215 34 ( ( PUNCT biht-427 215 35 β β X biht-427 215 36 = = PUNCT biht-427 215 37 0.372 0.372 NUM biht-427 215 38 , , PUNCT biht-427 215 39 p p X biht-427 215 40     SPACE biht-427 215 41 < < X biht-427 215 42     SPACE biht-427 215 43 .001 .001 NUM biht-427 215 44 ) ) PUNCT biht-427 215 45 , , PUNCT biht-427 215 46 and and CCONJ biht-427 215 47 technological technological ADJ biht-427 215 48 readiness readiness NOUN biht-427 215 49 ( ( PUNCT biht-427 215 50 β β X biht-427 215 51 = = SYM biht-427 215 52 0.153 0.153 NUM biht-427 215 53 , , PUNCT biht-427 215 54 p p PROPN biht-427 215 55 = = PROPN biht-427 215 56 .015 .015 NUM biht-427 215 57 ) ) PUNCT biht-427 215 58 . . PUNCT biht-427 216 1 these these DET biht-427 216 2 findings finding NOUN biht-427 216 3 suggest suggest VERB biht-427 216 4 that that SCONJ biht-427 216 5 leadership leadership NOUN biht-427 216 6 engagement engagement NOUN biht-427 216 7 and and CCONJ biht-427 216 8 continuous continuous ADJ biht-427 216 9 employee employee NOUN biht-427 216 10 development development NOUN biht-427 216 11 are be AUX biht-427 216 12 critical critical ADJ biht-427 216 13 enablers enabler NOUN biht-427 216 14 for for ADP biht-427 216 15 leveraging leverage VERB biht-427 216 16 emerging emerge VERB biht-427 216 17 technologies technology NOUN biht-427 216 18 to to PART biht-427 216 19 enhance enhance VERB biht-427 216 20 financial financial ADJ biht-427 216 21 transparency transparency NOUN biht-427 216 22 . . PUNCT biht-427 217 1 in in ADP biht-427 217 2 contrast contrast NOUN biht-427 217 3 , , PUNCT biht-427 217 4 the the DET biht-427 217 5 effects effect NOUN biht-427 217 6 of of ADP biht-427 217 7 cybersecurity cybersecurity NOUN biht-427 217 8 improvement improvement NOUN biht-427 217 9 ( ( PUNCT biht-427 217 10 β β X biht-427 217 11 = = SYM biht-427 217 12 0.085 0.085 NUM biht-427 217 13 , , PUNCT biht-427 217 14 p p X biht-427 217 15 = = NOUN biht-427 217 16 .195 .195 NUM biht-427 217 17 ) ) PUNCT biht-427 217 18 , , PUNCT biht-427 217 19 compliance compliance NOUN biht-427 217 20 with with ADP biht-427 217 21 privacy privacy NOUN biht-427 217 22 regulations regulation NOUN biht-427 217 23 ( ( PUNCT biht-427 217 24 β β X biht-427 217 25 = = SYM biht-427 217 26 0.024 0.024 NUM biht-427 217 27 , , PUNCT biht-427 217 28 p p X biht-427 217 29 = = PUNCT biht-427 217 30 .654 .654 NUM biht-427 217 31 ) ) PUNCT biht-427 217 32 , , PUNCT biht-427 217 33 and and CCONJ biht-427 217 34 competitive competitive ADJ biht-427 217 35 pressure pressure NOUN biht-427 217 36 ( ( PUNCT biht-427 217 37 β β X biht-427 217 38 = = NOUN biht-427 217 39     SPACE biht-427 217 40 -0.103 -0.103 NOUN biht-427 217 41 , , PUNCT biht-427 217 42 p p X biht-427 217 43 = = SYM biht-427 217 44 .202 .202 NUM biht-427 217 45 ) ) PUNCT biht-427 217 46 on on ADP biht-427 217 47 financial financial ADJ biht-427 217 48 transparency transparency NOUN biht-427 217 49 through through ADP biht-427 217 50 technology technology NOUN biht-427 217 51 adoption adoption NOUN biht-427 217 52 were be AUX biht-427 217 53 statistically statistically ADV biht-427 217 54 insignificant insignificant ADJ biht-427 217 55 , , PUNCT biht-427 217 56 indicating indicate VERB biht-427 217 57 that that SCONJ biht-427 217 58 regulatory regulatory ADJ biht-427 217 59 alignment alignment NOUN biht-427 217 60 and and CCONJ biht-427 217 61 external external ADJ biht-427 217 62 pressures pressure NOUN biht-427 217 63 alone alone ADV biht-427 217 64 may may AUX biht-427 217 65 not not PART biht-427 217 66 suffice suffice VERB biht-427 217 67 to to PART biht-427 217 68 drive drive VERB biht-427 217 69 meaningful meaningful ADJ biht-427 217 70 change change NOUN biht-427 217 71 unless unless SCONJ biht-427 217 72 accompanied accompany VERB biht-427 217 73 by by ADP biht-427 217 74 internal internal ADJ biht-427 217 75 organizational organizational ADJ biht-427 217 76 readiness readiness NOUN biht-427 217 77 . . PUNCT biht-427 218 1 to to PART biht-427 218 2 eliminate eliminate VERB biht-427 218 3 potential potential ADJ biht-427 218 4 confounding confound VERB biht-427 218 5 variables variable NOUN biht-427 218 6 , , PUNCT biht-427 218 7 gender gender NOUN biht-427 218 8 , , PUNCT biht-427 218 9 education education NOUN biht-427 218 10 level level NOUN biht-427 218 11 , , PUNCT biht-427 218 12 and and CCONJ biht-427 218 13 income income NOUN biht-427 218 14 were be AUX biht-427 218 15 statistically statistically ADV biht-427 218 16 controlled control VERB biht-427 218 17 . . PUNCT biht-427 219 1 the the DET biht-427 219 2 findings finding NOUN biht-427 219 3 showed show VERB biht-427 219 4 that that SCONJ biht-427 219 5 higher high ADJ biht-427 219 6 income income NOUN biht-427 219 7 levels level NOUN biht-427 219 8 were be AUX biht-427 219 9 negatively negatively ADV biht-427 219 10 associated associate VERB biht-427 219 11 with with ADP biht-427 219 12 the the DET biht-427 219 13 adoption adoption NOUN biht-427 219 14 rate rate NOUN biht-427 219 15 of of ADP biht-427 219 16 blockchain blockchain PROPN biht-427 219 17 - - PUNCT biht-427 219 18 based base VERB biht-427 219 19 ai ai NOUN biht-427 219 20 systems system NOUN biht-427 219 21 . . PUNCT biht-427 220 1 this this PRON biht-427 220 2 aligns align VERB biht-427 220 3 with with ADP biht-427 220 4 previous previous ADJ biht-427 220 5 evidence evidence NOUN biht-427 220 6 suggesting suggest VERB biht-427 220 7 that that SCONJ biht-427 220 8 wealthier wealthy ADJ biht-427 220 9 individuals individual NOUN biht-427 220 10 and and CCONJ biht-427 220 11 institutions institution NOUN biht-427 220 12 may may AUX biht-427 220 13 prioritize prioritize VERB biht-427 220 14 operational operational ADJ biht-427 220 15 efficiency efficiency NOUN biht-427 220 16 or or CCONJ biht-427 220 17 profit profit NOUN biht-427 220 18 maximization maximization NOUN biht-427 220 19 over over ADP biht-427 220 20 transparency transparency NOUN biht-427 220 21 and and CCONJ biht-427 220 22 ethical ethical ADJ biht-427 220 23 considerations consideration NOUN biht-427 220 24 . . PUNCT biht-427 221 1 to to PART biht-427 221 2 ensure ensure VERB biht-427 221 3 the the DET biht-427 221 4 reliability reliability NOUN biht-427 221 5 of of ADP biht-427 221 6 our our PRON biht-427 221 7 sem sem NOUN biht-427 221 8 , , PUNCT biht-427 221 9 sensitivity sensitivity NOUN biht-427 221 10 analyses analysis NOUN biht-427 221 11 and and CCONJ biht-427 221 12 item item NOUN biht-427 221 13 - - PUNCT biht-427 221 14 based base VERB biht-427 221 15 modifications modification NOUN biht-427 221 16 were be AUX biht-427 221 17 conducted conduct VERB biht-427 221 18 . . PUNCT biht-427 222 1 the the DET biht-427 222 2 consistency consistency NOUN biht-427 222 3 of of ADP biht-427 222 4 results result NOUN biht-427 222 5 across across ADP biht-427 222 6 these these DET biht-427 222 7 checks check NOUN biht-427 222 8 confirms confirm VERB biht-427 222 9 the the DET biht-427 222 10 validity validity NOUN biht-427 222 11 and and CCONJ biht-427 222 12 stability stability NOUN biht-427 222 13 of of ADP biht-427 222 14 our our PRON biht-427 222 15 model model NOUN biht-427 222 16 . . PUNCT biht-427 223 1 results result NOUN biht-427 223 2 of of ADP biht-427 223 3 the the DET biht-427 223 4 necessary necessary ADJ biht-427 223 5 condition condition NOUN biht-427 223 6 analysis analysis NOUN biht-427 223 7 — — PUNCT biht-427 223 8 necessity necessity NOUN biht-427 223 9 lens lens NOUN biht-427 223 10 to to PART biht-427 223 11 deepen deepen VERB biht-427 223 12 the the DET biht-427 223 13 understanding understanding NOUN biht-427 223 14 of of ADP biht-427 223 15 critical critical ADJ biht-427 223 16 drivers driver NOUN biht-427 223 17 for for ADP biht-427 223 18 blockchain blockchain NOUN biht-427 223 19 - - PUNCT biht-427 223 20 based base VERB biht-427 223 21 ai ai PROPN biht-427 223 22 adoption adoption NOUN biht-427 223 23 aimed aim VERB biht-427 223 24 at at ADP biht-427 223 25 improving improve VERB biht-427 223 26 financial financial ADJ biht-427 223 27 transparency transparency NOUN biht-427 223 28 , , PUNCT biht-427 223 29 a a DET biht-427 223 30 necessary necessary ADJ biht-427 223 31 condition condition NOUN biht-427 223 32 analysis analysis NOUN biht-427 223 33 ( ( PUNCT biht-427 223 34 nca nca NOUN biht-427 223 35 ) ) PUNCT biht-427 223 36 was be AUX biht-427 223 37 conducted conduct VERB biht-427 223 38 using use VERB biht-427 223 39 r r NOUN biht-427 223 40 software software NOUN biht-427 223 41 and and CCONJ biht-427 223 42 the the DET biht-427 223 43 nca nca NOUN biht-427 223 44 package package NOUN biht-427 223 45 [ [ X biht-427 223 46 32 32 NUM biht-427 223 47 ] ] PUNCT biht-427 223 48 . . PUNCT biht-427 224 1 this this DET biht-427 224 2 method method NOUN biht-427 224 3 identifies identify VERB biht-427 224 4 indispensable indispensable ADJ biht-427 224 5 conditions condition NOUN biht-427 224 6 — — PUNCT biht-427 224 7 factors factor NOUN biht-427 224 8 without without ADP biht-427 224 9 which which PRON biht-427 224 10 the the DET biht-427 224 11 desired desire VERB biht-427 224 12 outcome outcome NOUN biht-427 224 13 ( ( PUNCT biht-427 224 14 i.e. i.e. X biht-427 224 15 , , PUNCT biht-427 224 16 technology technology NOUN biht-427 224 17 adoption adoption NOUN biht-427 224 18 ) ) PUNCT biht-427 224 19 can can AUX biht-427 224 20 not not PART biht-427 224 21 occur occur VERB biht-427 224 22 , , PUNCT biht-427 224 23 irrespective irrespective ADV biht-427 224 24 of of ADP biht-427 224 25 other other ADJ biht-427 224 26 variables variable NOUN biht-427 224 27 [ [ X biht-427 224 28 27 27 NUM biht-427 224 29 ] ] PUNCT biht-427 224 30 . . PUNCT biht-427 225 1 the the DET biht-427 225 2 analysis analysis NOUN biht-427 225 3 evaluated evaluate VERB biht-427 225 4 whether whether SCONJ biht-427 225 5 ft ft PRON biht-427 225 6 serves serve VERB biht-427 225 7 as as ADP biht-427 225 8 a a DET biht-427 225 9 necessary necessary ADJ biht-427 225 10 mediator mediator NOUN biht-427 225 11 between between ADP biht-427 225 12 six six NUM biht-427 225 13 antecedents antecedent NOUN biht-427 225 14 — — PUNCT biht-427 225 15 technological technological ADJ biht-427 225 16 readiness readiness NOUN biht-427 225 17 ( ( PUNCT biht-427 225 18 tr tr VERB biht-427 225 19 ) ) PUNCT biht-427 225 20 , , PUNCT biht-427 225 21 employee employee NOUN biht-427 225 22 training training NOUN biht-427 225 23 investment investment NOUN biht-427 225 24 ( ( PUNCT biht-427 225 25 eti eti PROPN biht-427 225 26 ) ) PUNCT biht-427 225 27 , , PUNCT biht-427 225 28 cybersecurity cybersecurity NOUN biht-427 225 29 improvement improvement NOUN biht-427 225 30 ( ( PUNCT biht-427 225 31 ci ci NOUN biht-427 225 32 ) ) PUNCT biht-427 225 33 , , PUNCT biht-427 225 34 compliance compliance NOUN biht-427 225 35 with with ADP biht-427 225 36 privacy privacy NOUN biht-427 225 37 regulations regulation NOUN biht-427 225 38 ( ( PUNCT biht-427 225 39 cpr cpr PROPN biht-427 225 40 ) ) PUNCT biht-427 225 41 , , PUNCT biht-427 225 42 senior senior ADJ biht-427 225 43 management management NOUN biht-427 225 44 support support NOUN biht-427 225 45 ( ( PUNCT biht-427 225 46 sms sms PROPN biht-427 225 47 ) ) PUNCT biht-427 225 48 , , PUNCT biht-427 225 49 and and CCONJ biht-427 225 50 competitive competitive ADJ biht-427 225 51 pressure pressure NOUN biht-427 225 52 ( ( PUNCT biht-427 225 53 cp)—and cp)—and PROPN biht-427 225 54 blockchain blockchain PROPN biht-427 225 55 - - PUNCT biht-427 225 56 based base VERB biht-427 225 57 ai ai PROPN biht-427 225 58 adoption adoption NOUN biht-427 225 59 ( ( PUNCT biht-427 225 60 technology technology NOUN biht-427 225 61 adoption adoption NOUN biht-427 225 62 rate rate NOUN biht-427 225 63 , , PUNCT biht-427 225 64 tar tar NOUN biht-427 225 65 ) ) PUNCT biht-427 225 66 . . PUNCT biht-427 226 1 scatterplots scatterplot NOUN biht-427 226 2 were be AUX biht-427 226 3 generated generate VERB biht-427 226 4 for for ADP biht-427 226 5 each each DET biht-427 226 6 variable variable ADJ biht-427 226 7 - - PUNCT biht-427 226 8 outcome outcome NOUN biht-427 226 9 relationship relationship NOUN biht-427 226 10 . . PUNCT biht-427 227 1 the the DET biht-427 227 2 absence absence NOUN biht-427 227 3 of of ADP biht-427 227 4 data datum NOUN biht-427 227 5 points point NOUN biht-427 227 6 in in ADP biht-427 227 7 the the DET biht-427 227 8 upper upper ADV biht-427 227 9 - - PUNCT biht-427 227 10 left left ADJ biht-427 227 11 quadrant quadrant NOUN biht-427 227 12 of of ADP biht-427 227 13 these these DET biht-427 227 14 plots plot NOUN biht-427 227 15 indicates indicate VERB biht-427 227 16 the the DET biht-427 227 17 presence presence NOUN biht-427 227 18 of of ADP biht-427 227 19 necessary necessary ADJ biht-427 227 20 conditions condition NOUN biht-427 227 21 . . PUNCT biht-427 228 1 the the DET biht-427 228 2 ceiling ceiling NOUN biht-427 228 3 envelopment envelopment NOUN biht-427 228 4 - - PUNCT biht-427 228 5 free free ADJ biht-427 228 6 disposal disposal NOUN biht-427 228 7 hull hull NOUN biht-427 228 8 ( ( PUNCT biht-427 228 9 ce ce PROPN biht-427 228 10 - - PUNCT biht-427 228 11 fdh fdh PROPN biht-427 228 12 ) ) PUNCT biht-427 228 13 method method NOUN biht-427 228 14 was be AUX biht-427 228 15 employed employ VERB biht-427 228 16 to to PART biht-427 228 17 construct construct VERB biht-427 228 18 ceiling ceiling NOUN biht-427 228 19 lines line NOUN biht-427 228 20 , , PUNCT biht-427 228 21 which which PRON biht-427 228 22 accurately accurately ADV biht-427 228 23 identified identify VERB biht-427 228 24 condition condition NOUN biht-427 228 25 thresholds threshold NOUN biht-427 228 26 for for ADP biht-427 228 27 7 7 NUM biht-427 228 28 - - PUNCT biht-427 228 29 point point NOUN biht-427 228 30 likert likert ADJ biht-427 228 31 data.27 data.27 PROPN biht-427 228 32 as as SCONJ biht-427 228 33 illustrated illustrate VERB biht-427 228 34 in in ADP biht-427 228 35 appendix appendix ADJ biht-427 228 36 figure figure NOUN biht-427 228 37 a5 a5 NOUN biht-427 228 38 , , PUNCT biht-427 228 39 distinct distinct ADJ biht-427 228 40 empty empty ADJ biht-427 228 41 zones zone NOUN biht-427 228 42 were be AUX biht-427 228 43 observed observe VERB biht-427 228 44 for for ADP biht-427 228 45 technological technological ADJ biht-427 228 46 readiness readiness NOUN biht-427 228 47 , , PUNCT biht-427 228 48 employee employee NOUN biht-427 228 49 training training NOUN biht-427 228 50 investment investment NOUN biht-427 228 51 , , PUNCT biht-427 228 52 and and CCONJ biht-427 228 53 senior senior ADJ biht-427 228 54 table table NOUN biht-427 228 55 4 4 NUM biht-427 228 56 . . PUNCT biht-427 228 57 goodness goodness NOUN biht-427 228 58 - - PUNCT biht-427 228 59 of of ADP biht-427 228 60 - - PUNCT biht-427 228 61 fit fit ADJ biht-427 228 62 indices index NOUN biht-427 228 63 for for ADP biht-427 228 64 the the DET biht-427 228 65 measurement measurement NOUN biht-427 228 66 model model NOUN biht-427 228 67 . . PUNCT biht-427 229 1 measurement measurement NOUN biht-427 229 2 model model PROPN biht-427 229 3 χ2 χ2 PROPN biht-427 229 4 p p PROPN biht-427 229 5 χ2 χ2 PROPN biht-427 229 6 /df /df PUNCT biht-427 229 7 cfi cfi PROPN biht-427 229 8 tli tli PROPN biht-427 229 9 rmsea rmsea PROPN biht-427 229 10 srmr srmr VERB biht-427 229 11 749.686 749.686 NUM biht-427 229 12 < < X biht-427 229 13 0.001 0.001 NUM biht-427 229 14 1.847 1.847 NUM biht-427 229 15 0.952 0.952 NUM biht-427 229 16 0.945 0.945 NUM biht-427 229 17 0.056 0.056 NUM biht-427 229 18 0.045 0.045 NUM biht-427 229 19 χ² χ² NOUN biht-427 229 20 : : PUNCT biht-427 229 21 chi chi ADJ biht-427 229 22 - - PUNCT biht-427 229 23 square square ADJ biht-427 229 24 statistic statistic NOUN biht-427 229 25 ( ( PUNCT biht-427 229 26 measures measure NOUN biht-427 229 27 model model NOUN biht-427 229 28 discrepancy discrepancy NOUN biht-427 229 29 ; ; PUNCT biht-427 229 30 lower low ADJ biht-427 229 31 values value NOUN biht-427 229 32 indicate indicate VERB biht-427 229 33 better well ADJ biht-427 229 34 fit fit NOUN biht-427 229 35 ) ) PUNCT biht-427 229 36 , , PUNCT biht-427 229 37 * * PUNCT biht-427 229 38 p p X biht-427 229 39 * * NOUN biht-427 229 40 : : PUNCT biht-427 229 41 significance significance NOUN biht-427 229 42 level level NOUN biht-427 229 43 ( ( PUNCT biht-427 229 44 values value NOUN biht-427 229 45 > > X biht-427 229 46     SPACE biht-427 229 47 0.05 0.05 NUM biht-427 229 48 suggest suggest VERB biht-427 229 49 acceptable acceptable ADJ biht-427 229 50 model model NOUN biht-427 229 51 fit fit PROPN biht-427 229 52 ) ) PUNCT biht-427 229 53 , , PUNCT biht-427 229 54 χ²/df χ²/df PROPN biht-427 229 55 : : PUNCT biht-427 229 56 normed normed PROPN biht-427 229 57 chi chi PROPN biht-427 229 58 - - PUNCT biht-427 229 59 square square ADJ biht-427 229 60 ( ( PUNCT biht-427 229 61 acceptable acceptable ADJ biht-427 229 62 range range NOUN biht-427 229 63 : : PUNCT biht-427 229 64 1–3 1–3 NUM biht-427 229 65 ) ) PUNCT biht-427 229 66 , , PUNCT biht-427 229 67 cfi cfi PROPN biht-427 229 68 : : PUNCT biht-427 229 69 comparative comparative ADJ biht-427 229 70 fit fit ADJ biht-427 229 71 index index NOUN biht-427 229 72 ( ( PUNCT biht-427 229 73 threshold threshold NOUN biht-427 229 74 > > X biht-427 229 75     SPACE biht-427 229 76 0.90 0.90 NUM biht-427 229 77 indicates indicate VERB biht-427 229 78 good good ADJ biht-427 229 79 fit fit NOUN biht-427 229 80 ) ) PUNCT biht-427 229 81 , , PUNCT biht-427 229 82 tli tli PROPN biht-427 229 83 : : PUNCT biht-427 229 84 tucker tucker PROPN biht-427 229 85 - - PUNCT biht-427 229 86 lewis lewis PROPN biht-427 229 87 index index NOUN biht-427 229 88 ( ( PUNCT biht-427 229 89 threshold threshold NOUN biht-427 229 90 > > X biht-427 229 91     SPACE biht-427 229 92 0.90 0.90 NUM biht-427 229 93 for for ADP biht-427 229 94 adequate adequate ADJ biht-427 229 95 fit fit NOUN biht-427 229 96 ) ) PUNCT biht-427 229 97 , , PUNCT biht-427 229 98 rmsea rmsea NOUN biht-427 229 99 : : PUNCT biht-427 229 100 root root NOUN biht-427 229 101 mean mean VERB biht-427 229 102 square square ADJ biht-427 229 103 error error NOUN biht-427 229 104 of of ADP biht-427 229 105 approximation approximation NOUN biht-427 229 106 ( ( PUNCT biht-427 229 107 values value NOUN biht-427 229 108 < < X biht-427 229 109     SPACE biht-427 229 110 0.08 0.08 NUM biht-427 229 111 acceptable acceptable ADJ biht-427 229 112 ) ) PUNCT biht-427 229 113 , , PUNCT biht-427 229 114 srmr srmr PROPN biht-427 229 115 : : PUNCT biht-427 229 116 standardized standardized ADJ biht-427 229 117 root root NOUN biht-427 229 118 mean mean NOUN biht-427 229 119 square square ADJ biht-427 229 120 residual residual ADJ biht-427 229 121 ( ( PUNCT biht-427 229 122 threshold threshold NOUN biht-427 229 123 < < X biht-427 229 124     SPACE biht-427 229 125 0.08 0.08 NUM biht-427 229 126 preferred preferred ADJ biht-427 229 127 ) ) PUNCT biht-427 229 128 . . PUNCT biht-427 230 1 table table NOUN biht-427 230 2 5 5 NUM biht-427 230 3 . . PUNCT biht-427 231 1 goodness goodness NOUN biht-427 231 2 - - PUNCT biht-427 231 3 of of ADP biht-427 231 4 - - PUNCT biht-427 231 5 fit fit ADJ biht-427 231 6 indices index NOUN biht-427 231 7 for for ADP biht-427 231 8 the the DET biht-427 231 9 structural structural ADJ biht-427 231 10 model model NOUN biht-427 231 11 . . PUNCT biht-427 232 1 structural structural ADJ biht-427 232 2 model model NOUN biht-427 232 3 χ2 χ2 PROPN biht-427 232 4 p p PROPN biht-427 232 5 χ2 χ2 PROPN biht-427 232 6 /df /df PUNCT biht-427 232 7 cfi cfi PROPN biht-427 232 8 tli tli PROPN biht-427 232 9 rmsea rmsea PROPN biht-427 232 10 srmr srmr VERB biht-427 232 11 917.909 917.909 NUM biht-427 232 12 < < X biht-427 232 13 0.001 0.001 NUM biht-427 232 14 1.861 1.861 NUM biht-427 232 15 0.941 0.941 NUM biht-427 232 16 0.934 0.934 NUM biht-427 232 17 0.056 0.056 NUM biht-427 232 18 0.056 0.056 NUM biht-427 232 19 χ² χ² NOUN biht-427 232 20 : : PUNCT biht-427 232 21 chi chi ADJ biht-427 232 22 - - PUNCT biht-427 232 23 square square ADJ biht-427 232 24 statistic statistic NOUN biht-427 232 25 ( ( PUNCT biht-427 232 26 measures measure NOUN biht-427 232 27 model model NOUN biht-427 232 28 discrepancy discrepancy NOUN biht-427 232 29 ; ; PUNCT biht-427 232 30 lower low ADJ biht-427 232 31 values value NOUN biht-427 232 32 indicate indicate VERB biht-427 232 33 better well ADJ biht-427 232 34 fit fit NOUN biht-427 232 35 ) ) PUNCT biht-427 232 36 , , PUNCT biht-427 232 37 * * PUNCT biht-427 232 38 p p X biht-427 232 39 * * NOUN biht-427 232 40 : : PUNCT biht-427 232 41 significance significance NOUN biht-427 232 42 level level NOUN biht-427 232 43 ( ( PUNCT biht-427 232 44 values value NOUN biht-427 232 45 > > X biht-427 232 46     SPACE biht-427 232 47 0.05 0.05 NUM biht-427 232 48 suggest suggest VERB biht-427 232 49 acceptable acceptable ADJ biht-427 232 50 model model NOUN biht-427 232 51 fit fit PROPN biht-427 232 52 ) ) PUNCT biht-427 232 53 , , PUNCT biht-427 232 54 χ²/df χ²/df PROPN biht-427 232 55 : : PUNCT biht-427 232 56 normed normed PROPN biht-427 232 57 chi chi PROPN biht-427 232 58 - - PUNCT biht-427 232 59 square square ADJ biht-427 232 60 ( ( PUNCT biht-427 232 61 acceptable acceptable ADJ biht-427 232 62 range range NOUN biht-427 232 63 : : PUNCT biht-427 232 64 1–3 1–3 NUM biht-427 232 65 ) ) PUNCT biht-427 232 66 , , PUNCT biht-427 232 67 cfi cfi PROPN biht-427 232 68 : : PUNCT biht-427 232 69 comparative comparative ADJ biht-427 232 70 fit fit ADJ biht-427 232 71 index index NOUN biht-427 232 72 ( ( PUNCT biht-427 232 73 threshold threshold NOUN biht-427 232 74 > > X biht-427 232 75     SPACE biht-427 232 76 0.90 0.90 NUM biht-427 232 77 indicates indicate VERB biht-427 232 78 good good ADJ biht-427 232 79 fit fit NOUN biht-427 232 80 ) ) PUNCT biht-427 232 81 , , PUNCT biht-427 232 82 tli tli PROPN biht-427 232 83 : : PUNCT biht-427 232 84 tucker tucker PROPN biht-427 232 85 - - PUNCT biht-427 232 86 lewis lewis PROPN biht-427 232 87 index index NOUN biht-427 232 88 ( ( PUNCT biht-427 232 89 threshold threshold NOUN biht-427 232 90 > > X biht-427 232 91     SPACE biht-427 232 92 0.90 0.90 NUM biht-427 232 93 for for ADP biht-427 232 94 adequate adequate ADJ biht-427 232 95 fit fit NOUN biht-427 232 96 ) ) PUNCT biht-427 232 97 , , PUNCT biht-427 232 98 rmsea rmsea NOUN biht-427 232 99 : : PUNCT biht-427 232 100 root root NOUN biht-427 232 101 mean mean VERB biht-427 232 102 square square ADJ biht-427 232 103 error error NOUN biht-427 232 104 of of ADP biht-427 232 105 approximation approximation NOUN biht-427 232 106 ( ( PUNCT biht-427 232 107 values value NOUN biht-427 232 108 < < X biht-427 232 109     SPACE biht-427 232 110 0.08 0.08 NUM biht-427 232 111 acceptable acceptable ADJ biht-427 232 112 ) ) PUNCT biht-427 232 113 , , PUNCT biht-427 232 114 srmr srmr PROPN biht-427 232 115 : : PUNCT biht-427 232 116 standardized standardized ADJ biht-427 232 117 root root NOUN biht-427 232 118 mean mean NOUN biht-427 232 119 square square ADJ biht-427 232 120 residual residual ADJ biht-427 232 121 ( ( PUNCT biht-427 232 122 threshold threshold NOUN biht-427 232 123 < < X biht-427 232 124     SPACE biht-427 232 125 0.08 0.08 NUM biht-427 232 126 preferred preferred ADJ biht-427 232 127 ) ) PUNCT biht-427 232 128 . . PUNCT biht-427 233 1 https://doi.org/10.30953/bhty.v8.427 https://doi.org/10.30953/bhty.v8.427 PROPN biht-427 233 2 citation citation NOUN biht-427 233 3 : : PUNCT biht-427 234 1 blockchain blockchain NOUN biht-427 234 2 in in ADP biht-427 234 3 healthcare healthcare NOUN biht-427 234 4 today today NOUN biht-427 234 5 2025 2025 NUM biht-427 234 6 , , PUNCT biht-427 234 7 8 8 NUM biht-427 234 8 : : SYM biht-427 234 9 427 427 NUM biht-427 234 10 https://doi.org/10.30953/bhty.v8.427 https://doi.org/10.30953/bhty.v8.427 NOUN biht-427 234 11 11 11 NUM biht-427 234 12 ( ( PUNCT biht-427 234 13 page page NOUN biht-427 234 14 number number NOUN biht-427 234 15 not not PART biht-427 234 16 for for ADP biht-427 234 17 citation citation NOUN biht-427 234 18 purpose purpose NOUN biht-427 234 19 ) ) PUNCT biht-427 234 20 blockchain blockchain PROPN biht-427 234 21 ai ai VERB biht-427 234 22 adoption adoption NOUN biht-427 234 23 to to PART biht-427 234 24 improve improve VERB biht-427 234 25 financial financial ADJ biht-427 234 26 transparency transparency NOUN biht-427 234 27 management management NOUN biht-427 234 28 support support NOUN biht-427 234 29 in in ADP biht-427 234 30 relation relation NOUN biht-427 234 31 to to AUX biht-427 234 32 technology technology NOUN biht-427 234 33 adoption adoption NOUN biht-427 234 34 . . PUNCT biht-427 235 1 these these DET biht-427 235 2 zones zone NOUN biht-427 235 3 signify signify VERB biht-427 235 4 that that SCONJ biht-427 235 5 low low ADJ biht-427 235 6 values value NOUN biht-427 235 7 of of ADP biht-427 235 8 these these DET biht-427 235 9 predictors predictor NOUN biht-427 235 10 correspond correspond VERB biht-427 235 11 to to ADP biht-427 235 12 the the DET biht-427 235 13 absence absence NOUN biht-427 235 14 of of ADP biht-427 235 15 high high ADJ biht-427 235 16 adoption adoption NOUN biht-427 235 17 levels level NOUN biht-427 235 18 , , PUNCT biht-427 235 19 confirming confirm VERB biht-427 235 20 their their PRON biht-427 235 21 role role NOUN biht-427 235 22 as as ADP biht-427 235 23 necessary necessary ADJ biht-427 235 24 conditions condition NOUN biht-427 235 25 . . PUNCT biht-427 236 1 to to PART biht-427 236 2 quantify quantify VERB biht-427 236 3 these these DET biht-427 236 4 patterns pattern NOUN biht-427 236 5 , , PUNCT biht-427 236 6 effect effect NOUN biht-427 236 7 size size NOUN biht-427 236 8 ( ( PUNCT biht-427 236 9 * * PUNCT biht-427 236 10 d d NOUN biht-427 236 11 * * NOUN biht-427 236 12 ) ) PUNCT biht-427 236 13 , , PUNCT biht-427 236 14 scope scope NOUN biht-427 236 15 , , PUNCT biht-427 236 16 ceiling ceiling NOUN biht-427 236 17 zone zone NOUN biht-427 236 18 , , PUNCT biht-427 236 19 and and CCONJ biht-427 236 20 condition condition NOUN biht-427 236 21 inefficiency inefficiency NOUN biht-427 236 22 were be AUX biht-427 236 23 calculated calculate VERB biht-427 236 24 . . PUNCT biht-427 237 1 robustness robustness NOUN biht-427 237 2 was be AUX biht-427 237 3 enhanced enhance VERB biht-427 237 4 via via ADP biht-427 237 5 10,000 10,000 NUM biht-427 237 6 permutation permutation NOUN biht-427 237 7 tests test NOUN biht-427 237 8 , , PUNCT biht-427 237 9 with with ADP biht-427 237 10 significance significance NOUN biht-427 237 11 thresholds threshold NOUN biht-427 237 12 set set VERB biht-427 237 13 at at ADP biht-427 237 14 * * PROPN biht-427 237 15 d d PROPN biht-427 237 16 * * PUNCT biht-427 237 17 ≥ ≥ NOUN biht-427 237 18 0.1 0.1 NUM biht-427 237 19 to to PART biht-427 237 20 minimize minimize VERB biht-427 237 21 false false ADJ biht-427 237 22 positives.27,33 positives.27,33 NOUN biht-427 237 23 as as SCONJ biht-427 237 24 summarized summarize VERB biht-427 237 25 in in ADP biht-427 237 26 table table NOUN biht-427 237 27 7 7 NUM biht-427 237 28 , , PUNCT biht-427 237 29 the the DET biht-427 237 30 results result NOUN biht-427 237 31 revealed reveal VERB biht-427 237 32 that that SCONJ biht-427 237 33 employee employee NOUN biht-427 237 34 training training NOUN biht-427 237 35 investment investment NOUN biht-427 237 36 ( ( PUNCT biht-427 237 37 eti eti X biht-427 237 38 ) ) PUNCT biht-427 237 39 ( ( PUNCT biht-427 237 40 * * PUNCT biht-427 237 41 d d X biht-427 237 42 * * PUNCT biht-427 237 43 = = SYM biht-427 237 44 0.241 0.241 NUM biht-427 237 45 , , PUNCT biht-427 237 46 * * PUNCT biht-427 237 47 p p X biht-427 237 48 * * NOUN biht-427 237 49     SPACE biht-427 237 50 ≤ ≤ NOUN biht-427 237 51     SPACE biht-427 237 52 0.001 0.001 NUM biht-427 237 53 ) ) PUNCT biht-427 237 54 and and CCONJ biht-427 237 55 senior senior ADJ biht-427 237 56 management management NOUN biht-427 237 57 support support NOUN biht-427 237 58 ( ( PUNCT biht-427 237 59 sms sms PROPN biht-427 237 60 ) ) PUNCT biht-427 237 61 ( ( PUNCT biht-427 237 62 * * PUNCT biht-427 237 63 d d PUNCT biht-427 237 64 * * PUNCT biht-427 237 65 = = NOUN biht-427 237 66 0.400 0.400 NUM biht-427 237 67 , , PUNCT biht-427 237 68 * * PUNCT biht-427 237 69 p p X biht-427 237 70 * * PUNCT biht-427 237 71 ≤ ≤ NUM biht-427 237 72 0.001 0.001 NUM biht-427 237 73 ) ) PUNCT biht-427 237 74 emerged emerge VERB biht-427 237 75 as as ADP biht-427 237 76 critical critical ADJ biht-427 237 77 necessary necessary ADJ biht-427 237 78 conditions condition NOUN biht-427 237 79 for for ADP biht-427 237 80 achieving achieve VERB biht-427 237 81 high high ADJ biht-427 237 82 levels level NOUN biht-427 237 83 of of ADP biht-427 237 84 financial financial ADJ biht-427 237 85 transparency transparency NOUN biht-427 237 86 ( ( PUNCT biht-427 237 87 ft ft NOUN biht-427 237 88 ) ) PUNCT biht-427 237 89 and and CCONJ biht-427 237 90 subsequent subsequent ADJ biht-427 237 91 technology technology NOUN biht-427 237 92 adoption adoption NOUN biht-427 237 93 ( ( PUNCT biht-427 237 94 tar tar NOUN biht-427 237 95 ) ) PUNCT biht-427 237 96 . . PUNCT biht-427 238 1 technological technological ADJ biht-427 238 2 readiness readiness NOUN biht-427 238 3 ( ( PUNCT biht-427 238 4 tr tr VERB biht-427 238 5 ) ) PUNCT biht-427 238 6 also also ADV biht-427 238 7 demonstrated demonstrate VERB biht-427 238 8 a a DET biht-427 238 9 smaller small ADJ biht-427 238 10 yet yet ADV biht-427 238 11 statistically statistically ADV biht-427 238 12 significant significant ADJ biht-427 238 13 effect effect NOUN biht-427 238 14 ( ( PUNCT biht-427 238 15 * * PUNCT biht-427 238 16 d d PUNCT biht-427 238 17 * * PUNCT biht-427 238 18 = = NOUN biht-427 238 19 0.153 0.153 NUM biht-427 238 20 , , PUNCT biht-427 238 21 * * PUNCT biht-427 238 22 p p X biht-427 238 23 * * PUNCT biht-427 238 24 = = NOUN biht-427 238 25 0.015 0.015 NUM biht-427 238 26 ) ) PUNCT biht-427 238 27 . . PUNCT biht-427 239 1 these these DET biht-427 239 2 findings finding NOUN biht-427 239 3 support support VERB biht-427 239 4 hypotheses hypothesis NOUN biht-427 239 5 h3b h3b PRON biht-427 239 6 , , PUNCT biht-427 239 7 h3d h3d PROPN biht-427 239 8 , , PUNCT biht-427 239 9 and and CCONJ biht-427 239 10 h3a h3a NOUN biht-427 239 11 . . PUNCT biht-427 240 1 conversely conversely ADV biht-427 240 2 , , PUNCT biht-427 240 3 cybersecurity cybersecurity NOUN biht-427 240 4 improvement improvement NOUN biht-427 240 5 ( ( PUNCT biht-427 240 6 ci ci NOUN biht-427 240 7 ) ) PUNCT biht-427 240 8 ( ( PUNCT biht-427 241 1 * * PUNCT biht-427 241 2 d d PUNCT biht-427 241 3 * * PUNCT biht-427 241 4 = = NOUN biht-427 241 5 0.000 0.000 NUM biht-427 241 6 , , PUNCT biht-427 241 7 * * PUNCT biht-427 241 8 p p X biht-427 241 9 * * PUNCT biht-427 241 10 = = NUM biht-427 241 11 1.000 1.000 NUM biht-427 241 12 ) ) PUNCT biht-427 241 13 , , PUNCT biht-427 241 14 compliance compliance NOUN biht-427 241 15 with with ADP biht-427 241 16 privacy privacy NOUN biht-427 241 17 regulations regulation NOUN biht-427 241 18 ( ( PUNCT biht-427 241 19 cpr cpr PROPN biht-427 241 20 ) ) PUNCT biht-427 241 21 ( ( PUNCT biht-427 242 1 * * PUNCT biht-427 242 2 d d PUNCT biht-427 242 3 * * PUNCT biht-427 242 4 = = NOUN biht-427 242 5 0.179 0.179 NUM biht-427 242 6 , , PUNCT biht-427 242 7 * * PUNCT biht-427 243 1 p p X biht-427 243 2 * * PUNCT biht-427 243 3 = = NOUN biht-427 243 4 0.001 0.001 NUM biht-427 243 5 ) ) PUNCT biht-427 243 6 , , PUNCT biht-427 243 7 and and CCONJ biht-427 243 8 competitive competitive ADJ biht-427 243 9 pressure pressure NOUN biht-427 243 10 ( ( PUNCT biht-427 243 11 cp cp NOUN biht-427 243 12 ) ) PUNCT biht-427 243 13 ( ( PUNCT biht-427 243 14 * * PUNCT biht-427 243 15 d d X biht-427 243 16 * * PUNCT biht-427 243 17 = = SYM biht-427 243 18 0.235 0.235 NUM biht-427 243 19 , , PUNCT biht-427 243 20 * * PUNCT biht-427 243 21 p p X biht-427 243 22 * * PUNCT biht-427 243 23 = = NOUN biht-427 243 24 0.000 0.000 NUM biht-427 243 25 ) ) PUNCT biht-427 243 26 lacked lack VERB biht-427 243 27 significant significant ADJ biht-427 243 28 necessity necessity NOUN biht-427 243 29 and and CCONJ biht-427 243 30 were be AUX biht-427 243 31 rejected reject VERB biht-427 243 32 as as ADP biht-427 243 33 essential essential ADJ biht-427 243 34 conditions condition NOUN biht-427 243 35 . . PUNCT biht-427 244 1 financial financial ADJ biht-427 244 2 transparency transparency NOUN biht-427 244 3 ( ( PUNCT biht-427 244 4 ft ft NOUN biht-427 244 5 ) ) PUNCT biht-427 244 6 alone alone ADV biht-427 244 7 showed show VERB biht-427 244 8 no no DET biht-427 244 9 direct direct ADJ biht-427 244 10 significant significant ADJ biht-427 244 11 impact impact NOUN biht-427 244 12 on on ADP biht-427 244 13 technology technology NOUN biht-427 244 14 adoption adoption NOUN biht-427 244 15 ( ( PUNCT biht-427 244 16 * * PUNCT biht-427 244 17 d d PUNCT biht-427 244 18 * * PUNCT biht-427 244 19 = = NOUN biht-427 244 20 0.069 0.069 NUM biht-427 244 21 , , PUNCT biht-427 244 22 * * PUNCT biht-427 244 23 p p X biht-427 244 24 * * PUNCT biht-427 244 25 = = NOUN biht-427 244 26 0.016 0.016 NUM biht-427 244 27 ) ) PUNCT biht-427 244 28 , , PUNCT biht-427 244 29 leading lead VERB biht-427 244 30 to to ADP biht-427 244 31 the the DET biht-427 244 32 rejection rejection NOUN biht-427 244 33 of of ADP biht-427 244 34 h6 h6 PROPN biht-427 244 35 . . PUNCT biht-427 245 1 this this PRON biht-427 245 2 underscores underscore VERB biht-427 245 3 that that SCONJ biht-427 245 4 financial financial ADJ biht-427 245 5 transparency transparency NOUN biht-427 245 6 must must AUX biht-427 245 7 be be AUX biht-427 245 8 coupled couple VERB biht-427 245 9 with with ADP biht-427 245 10 necessary necessary ADJ biht-427 245 11 enablers enabler NOUN biht-427 245 12 ( ( PUNCT biht-427 245 13 e.g. e.g. ADV biht-427 245 14 , , PUNCT biht-427 245 15 training training NOUN biht-427 245 16 and and CCONJ biht-427 245 17 regulatory regulatory ADJ biht-427 245 18 compliance compliance NOUN biht-427 245 19 ) ) PUNCT biht-427 245 20 to to PART biht-427 245 21 drive drive VERB biht-427 245 22 adoption adoption NOUN biht-427 245 23 . . PUNCT biht-427 246 1 bottleneck bottleneck NOUN biht-427 246 2 thresholds threshold NOUN biht-427 246 3 ( ( PUNCT biht-427 246 4 table table NOUN biht-427 246 5 8) 8) NUM biht-427 246 6 specify specify VERB biht-427 246 7 minimum minimum ADJ biht-427 246 8 scores score NOUN biht-427 246 9 required require VERB biht-427 246 10 for for ADP biht-427 246 11 successful successful ADJ biht-427 246 12 adoption adoption NOUN biht-427 246 13 . . PUNCT biht-427 247 1 for for ADP biht-427 247 2 instance instance NOUN biht-427 247 3 , , PUNCT biht-427 247 4 organizations organization NOUN biht-427 247 5 must must AUX biht-427 247 6 achieve achieve VERB biht-427 247 7 at at ADP biht-427 247 8 least least ADV biht-427 247 9 5.0 5.0 NUM biht-427 247 10 on on ADP biht-427 247 11 the the DET biht-427 247 12 likert likert ADJ biht-427 247 13 scale scale NOUN biht-427 247 14 for for ADP biht-427 247 15 senior senior ADJ biht-427 247 16 management management NOUN biht-427 247 17 support support NOUN biht-427 247 18 and and CCONJ biht-427 247 19 4.5 4.5 NUM biht-427 247 20 for for ADP biht-427 247 21 employee employee NOUN biht-427 247 22 training training NOUN biht-427 247 23 investment investment NOUN biht-427 247 24 to to PART biht-427 247 25 attain attain VERB biht-427 247 26 high high ADJ biht-427 247 27 adoption adoption NOUN biht-427 247 28 outcomes outcome NOUN biht-427 247 29 . . PUNCT biht-427 248 1 variables variable NOUN biht-427 248 2 with with ADP biht-427 248 3 insignificant insignificant ADJ biht-427 248 4 effects effect NOUN biht-427 248 5 ( ( PUNCT biht-427 248 6 e.g. e.g. ADV biht-427 248 7 , , PUNCT biht-427 248 8 cybersecurity cybersecurity NOUN biht-427 248 9 improvement improvement NOUN biht-427 248 10 ) ) PUNCT biht-427 248 11 were be AUX biht-427 248 12 classified classify VERB biht-427 248 13 as as ADP biht-427 248 14 “ " PUNCT biht-427 248 15 nn nn X biht-427 248 16 ” " PUNCT biht-427 248 17 ( ( PUNCT biht-427 248 18 not not PART biht-427 248 19 necessary necessary ADJ biht-427 248 20 ) ) PUNCT biht-427 248 21 . . PUNCT biht-427 249 1 in in ADP biht-427 249 2 summary summary NOUN biht-427 249 3 , , PUNCT biht-427 249 4 the the DET biht-427 249 5 nca nca NOUN biht-427 249 6 results result NOUN biht-427 249 7 emphasize emphasize VERB biht-427 249 8 that that SCONJ biht-427 249 9 internal internal ADJ biht-427 249 10 organizational organizational ADJ biht-427 249 11 capabilities capability NOUN biht-427 249 12 — — PUNCT biht-427 249 13 particularly particularly ADV biht-427 249 14 leadership leadership NOUN biht-427 249 15 commitment commitment NOUN biht-427 249 16 and and CCONJ biht-427 249 17 workforce workforce NOUN biht-427 249 18 training training NOUN biht-427 249 19 — — PUNCT biht-427 249 20 are be AUX biht-427 249 21 indispensable indispensable ADJ biht-427 249 22 for for ADP biht-427 249 23 adopting adopt VERB biht-427 249 24 blockchain blockchain PROPN biht-427 249 25 - - PUNCT biht-427 249 26 ai ai PROPN biht-427 249 27 technologies technology NOUN biht-427 249 28 . . PUNCT biht-427 250 1 external external ADJ biht-427 250 2 factors factor NOUN biht-427 250 3 like like ADP biht-427 250 4 competitive competitive ADJ biht-427 250 5 pressure pressure NOUN biht-427 250 6 or or CCONJ biht-427 250 7 technical technical ADJ biht-427 250 8 safeguards safeguard NOUN biht-427 250 9 , , PUNCT biht-427 250 10 while while SCONJ biht-427 250 11 influential influential ADJ biht-427 250 12 , , PUNCT biht-427 250 13 play play VERB biht-427 250 14 supplementary supplementary ADJ biht-427 250 15 roles role NOUN biht-427 250 16 . . PUNCT biht-427 251 1 these these DET biht-427 251 2 findings finding NOUN biht-427 251 3 align align VERB biht-427 251 4 with with ADP biht-427 251 5 prior prior ADJ biht-427 251 6 studies14 studies14 NOUN biht-427 251 7 , , PUNCT biht-427 251 8 reinforcing reinforce VERB biht-427 251 9 the the DET biht-427 251 10 importance importance NOUN biht-427 251 11 of of ADP biht-427 251 12 organizational organizational ADJ biht-427 251 13 readiness readiness NOUN biht-427 251 14 and and CCONJ biht-427 251 15 human human ADJ biht-427 251 16 capital capital NOUN biht-427 251 17 in in ADP biht-427 251 18 digital digital ADJ biht-427 251 19 transformation transformation NOUN biht-427 251 20 . . PUNCT biht-427 252 1 discussion discussion NOUN biht-427 252 2 integration integration NOUN biht-427 252 3 of of ADP biht-427 252 4 sufficiency sufficiency NOUN biht-427 252 5 and and CCONJ biht-427 252 6 necessity necessity NOUN biht-427 252 7 perspectives perspective NOUN biht-427 252 8 by by ADP biht-427 252 9 integrating integrate VERB biht-427 252 10 the the DET biht-427 252 11 sufficiency sufficiency NOUN biht-427 252 12 and and CCONJ biht-427 252 13 necessity necessity NOUN biht-427 252 14 perspectives perspective NOUN biht-427 252 15 through through ADP biht-427 252 16 sem sem PROPN biht-427 252 17 and and CCONJ biht-427 252 18 nca nca PROPN biht-427 252 19 , , PUNCT biht-427 252 20 this this DET biht-427 252 21 study study NOUN biht-427 252 22 offers offer VERB biht-427 252 23 a a DET biht-427 252 24 comprehensive comprehensive ADJ biht-427 252 25 dual dual ADJ biht-427 252 26 - - PUNCT biht-427 252 27 method method NOUN biht-427 252 28 approach approach NOUN biht-427 252 29 to to PART biht-427 252 30 investigate investigate VERB biht-427 252 31 the the DET biht-427 252 32 role role NOUN biht-427 252 33 of of ADP biht-427 252 34 organizational organizational ADJ biht-427 252 35 and and CCONJ biht-427 252 36 environmental environmental ADJ biht-427 252 37 determinants determinant NOUN biht-427 252 38 in in ADP biht-427 252 39 adopting adopt VERB biht-427 252 40 ai ai NOUN biht-427 252 41 - - PUNCT biht-427 252 42 based base VERB biht-427 252 43 blockchain blockchain PROPN biht-427 252 44 technologies technology NOUN biht-427 252 45 to to PART biht-427 252 46 improve improve VERB biht-427 252 47 financial financial ADJ biht-427 252 48 transparency transparency NOUN biht-427 252 49 . . PUNCT biht-427 253 1 this this DET biht-427 253 2 approach approach NOUN biht-427 253 3 ( ( PUNCT biht-427 253 4 1 1 X biht-427 253 5 ) ) PUNCT biht-427 253 6 identifies identify VERB biht-427 253 7 the the DET biht-427 253 8 determinants determinant NOUN biht-427 253 9 that that PRON biht-427 253 10 significantly significantly ADV biht-427 253 11 predict predict VERB biht-427 253 12 enhanced enhanced ADJ biht-427 253 13 financial financial ADJ biht-427 253 14 transparency transparency NOUN biht-427 253 15 and and CCONJ biht-427 253 16 ultimately ultimately ADV biht-427 253 17 the the DET biht-427 253 18 acceptance acceptance NOUN biht-427 253 19 of of ADP biht-427 253 20 blockchain blockchain PROPN biht-427 253 21 and and CCONJ biht-427 253 22 ai ai PROPN biht-427 253 23 technologies technology NOUN biht-427 253 24 , , PUNCT biht-427 253 25 and and CCONJ biht-427 253 26 ( ( PUNCT biht-427 253 27 2 2 X biht-427 253 28 ) ) PUNCT biht-427 253 29 isolates isolate NOUN biht-427 253 30 which which PRON biht-427 253 31 factors factor NOUN biht-427 253 32 are be AUX biht-427 253 33 essential essential ADJ biht-427 253 34 and and CCONJ biht-427 253 35 the the DET biht-427 253 36 minimum minimum ADJ biht-427 253 37 thresholds threshold NOUN biht-427 253 38 required require VERB biht-427 253 39 for for ADP biht-427 253 40 such such ADJ biht-427 253 41 outcomes outcome NOUN biht-427 253 42 . . PUNCT biht-427 254 1 the the DET biht-427 254 2 sample sample NOUN biht-427 254 3 largely largely ADV biht-427 254 4 consisted consist VERB biht-427 254 5 of of ADP biht-427 254 6 financial financial ADJ biht-427 254 7 professionals professional NOUN biht-427 254 8 and and CCONJ biht-427 254 9 decision decision NOUN biht-427 254 10 - - PUNCT biht-427 254 11 makers maker NOUN biht-427 254 12 across across ADP biht-427 254 13 iranian iranian ADJ biht-427 254 14 institutions institution NOUN biht-427 254 15 , , PUNCT biht-427 254 16 which which PRON biht-427 254 17 informs inform VERB biht-427 254 18 the the DET biht-427 254 19 interpretation interpretation NOUN biht-427 254 20 and and CCONJ biht-427 254 21 relevance relevance NOUN biht-427 254 22 of of ADP biht-427 254 23 these these DET biht-427 254 24 findings finding NOUN biht-427 254 25 in in ADP biht-427 254 26 the the DET biht-427 254 27 organizational organizational ADJ biht-427 254 28 context context NOUN biht-427 254 29 . . PUNCT biht-427 255 1 regarding regard VERB biht-427 255 2 the the DET biht-427 255 3 proposed propose VERB biht-427 255 4 hypotheses hypothesis NOUN biht-427 255 5 , , PUNCT biht-427 255 6 sem sem ADJ biht-427 255 7 analysis analysis NOUN biht-427 255 8 revealed reveal VERB biht-427 255 9 that that SCONJ biht-427 255 10 transparency transparency NOUN biht-427 255 11 plays play VERB biht-427 255 12 a a DET biht-427 255 13 mediating mediate VERB biht-427 255 14 role role NOUN biht-427 255 15 between between ADP biht-427 255 16 key key ADJ biht-427 255 17 organizational organizational ADJ biht-427 255 18 capabilities capability NOUN biht-427 255 19 and and CCONJ biht-427 255 20 the the DET biht-427 255 21 intention intention NOUN biht-427 255 22 to to PART biht-427 255 23 adopt adopt VERB biht-427 255 24 blockchain blockchain PROPN biht-427 255 25 and and CCONJ biht-427 255 26 ai ai PROPN biht-427 255 27 technologies technology NOUN biht-427 255 28 . . PUNCT biht-427 256 1 specifically specifically ADV biht-427 256 2 , , PUNCT biht-427 256 3 investment investment NOUN biht-427 256 4 in in ADP biht-427 256 5 table table NOUN biht-427 256 6 6 6 NUM biht-427 256 7 . . PUNCT biht-427 257 1 sufficiency sufficiency NOUN biht-427 257 2 analysis analysis NOUN biht-427 257 3 : : PUNCT biht-427 257 4 effects effect NOUN biht-427 257 5 of of ADP biht-427 257 6 blockchain blockchain PROPN biht-427 257 7 - - PUNCT biht-427 257 8 based base VERB biht-427 257 9 ai ai PROPN biht-427 257 10 adoption adoption NOUN biht-427 257 11 to to PART biht-427 257 12 improve improve VERB biht-427 257 13 financial financial ADJ biht-427 257 14 transparency transparency NOUN biht-427 257 15 . . PUNCT biht-427 258 1 hypothesis hypothesis NOUN biht-427 258 2 path path NOUN biht-427 258 3 β β PROPN biht-427 258 4 std std PROPN biht-427 258 5 . . PUNCT biht-427 259 1 error error NOUN biht-427 259 2 p p NOUN biht-427 259 3 - - PUNCT biht-427 259 4 value value NOUN biht-427 259 5 assessment assessment NOUN biht-427 259 6 h1a h1a NOUN biht-427 259 7 tr tr NOUN biht-427 259 8 tar tar NOUN biht-427 259 9 0.122 0.122 NUM biht-427 259 10 * * SYM biht-427 259 11 * * X biht-427 259 12 0.043 0.043 NUM biht-427 259 13 0.037 0.037 NUM biht-427 259 14 supported support VERB biht-427 259 15 h2b h2b PROPN biht-427 259 16 eti eti X biht-427 259 17 tar tar NOUN biht-427 259 18 0.280 0.280 NUM biht-427 259 19 * * PUNCT biht-427 259 20 * * PUNCT biht-427 259 21 * * PUNCT biht-427 259 22 0.073 0.073 NUM biht-427 259 23 ≤ ≤ NUM biht-427 259 24 .001 .001 NUM biht-427 259 25 supported support VERB biht-427 259 26 h3c h3c X biht-427 259 27 ci ci PROPN biht-427 259 28 tar tar NOUN biht-427 259 29 -0.101 -0.101 PUNCT biht-427 259 30 0.051 0.051 NUM biht-427 259 31 0.181 0.181 NUM biht-427 259 32 rejected reject VERB biht-427 259 33 h4d h4d NUM biht-427 259 34 cpr cpr PROPN biht-427 259 35 tar tar NOUN biht-427 259 36 -0.004 -0.004 NUM biht-427 259 37 0.056 0.056 NUM biht-427 259 38 0.955 0.955 NUM biht-427 259 39 rejected reject VERB biht-427 259 40 h5e h5e PROPN biht-427 259 41 sms sms NOUN biht-427 259 42 tar tar NOUN biht-427 259 43 0.352 0.352 NUM biht-427 259 44 * * PUNCT biht-427 259 45 * * PUNCT biht-427 259 46 * * PUNCT biht-427 259 47 0.044 0.044 NUM biht-427 259 48 ≤ ≤ NUM biht-427 259 49 .001 .001 NUM biht-427 259 50 supported support VERB biht-427 259 51 h6f h6f PROPN biht-427 259 52 cp cp PROPN biht-427 259 53 tar tar PROPN biht-427 259 54 0.027 0.027 NUM biht-427 259 55 0.072 0.072 NUM biht-427 259 56 0.653 0.653 NUM biht-427 259 57 rejected reject VERB biht-427 259 58 h2 h2 NOUN biht-427 259 59 ft ft NOUN biht-427 259 60 tar tar NOUN biht-427 259 61 0.329 0.329 NUM biht-427 259 62 * * PUNCT biht-427 259 63 * * PUNCT biht-427 259 64 * * PUNCT biht-427 259 65 0.045 0.045 NUM biht-427 259 66 ≤ ≤ NUM biht-427 259 67 .001 .001 NUM biht-427 259 68 supported support VERB biht-427 259 69 h3a h3a NOUN biht-427 259 70 tr tr ADP biht-427 259 71 ft ft PROPN biht-427 259 72 tar tar NOUN biht-427 259 73 0.031 0.031 NUM biht-427 259 74 0.017 0.017 NUM biht-427 259 75 0.182 0.182 NUM biht-427 259 76 rejected reject VERB biht-427 259 77 h3b h3b PROPN biht-427 259 78 eti eti PROPN biht-427 260 1 ft ft PROPN biht-427 260 2 tar tar NOUN biht-427 260 3 0.092 0.092 NUM biht-427 260 4 * * PUNCT biht-427 260 5 * * PUNCT biht-427 260 6 0.031 0.031 NUM biht-427 260 7 0.003 0.003 NUM biht-427 260 8 supported support VERB biht-427 260 9 h3c h3c X biht-427 260 10 ci ci PROPN biht-427 260 11 ft ft NOUN biht-427 260 12 tar tar NOUN biht-427 260 13 -0.002 -0.002 PUNCT biht-427 260 14 0.020 0.020 NUM biht-427 260 15 0.935 0.935 NUM biht-427 260 16 rejected reject VERB biht-427 260 17 h3d h3d PROPN biht-427 260 18 cpr cpr X biht-427 260 19 ft ft PROPN biht-427 260 20 tar tar NOUN biht-427 260 21 0.089 0.089 NUM biht-427 260 22 * * PUNCT biht-427 260 23 * * PUNCT biht-427 260 24 0.026 0.026 NUM biht-427 260 25 0.002 0.002 NUM biht-427 260 26 supported support VERB biht-427 260 27 h3e h3e PROPN biht-427 260 28 sms sms PROPN biht-427 261 1 ft ft PROPN biht-427 261 2 tar tar NOUN biht-427 261 3 0.048 0.048 NUM biht-427 261 4 0.017 0.017 NUM biht-427 261 5 0.108 0.108 NUM biht-427 261 6 rejected reject VERB biht-427 261 7 h3f h3f PROPN biht-427 261 8 cp cp PROPN biht-427 261 9 ft ft PROPN biht-427 261 10 tar tar NOUN biht-427 261 11 -0.003 -0.003 PROPN biht-427 261 12 0.014 0.014 NUM biht-427 261 13 0.665 0.665 NUM biht-427 261 14 rejected reject VERB biht-427 261 15 note note NOUN biht-427 261 16 : : PUNCT biht-427 261 17 * * PUNCT biht-427 261 18 * * PUNCT biht-427 261 19 * * PUNCT biht-427 261 20 p p X biht-427 261 21 ≤ ≤ NUM biht-427 261 22 .001 .001 NUM biht-427 261 23 . . PUNCT biht-427 262 1 * * PUNCT biht-427 262 2 * * PUNCT biht-427 262 3 p p X biht-427 262 4 ≤ ≤ NOUN biht-427 262 5 .01 .01 NUM biht-427 262 6 . . PUNCT biht-427 263 1 * * PUNCT biht-427 263 2 p p X biht-427 263 3 ≤ ≤ NUM biht-427 263 4 .05 .05 NUM biht-427 263 5 . . PUNCT biht-427 264 1 β β X biht-427 264 2 = = PUNCT biht-427 264 3 standardized standardized ADJ biht-427 264 4 estimate estimate NOUN biht-427 264 5 . . PUNCT biht-427 265 1 std std NOUN biht-427 265 2 . . NOUN biht-427 265 3 error error NOUN biht-427 265 4 = = SYM biht-427 265 5 standard standard NOUN biht-427 265 6 error error NOUN biht-427 265 7 . . PUNCT biht-427 266 1 n n NOUN biht-427 266 2 = = SYM biht-427 266 3 272 272 NUM biht-427 266 4 . . PUNCT biht-427 266 5 abbreviations abbreviation NOUN biht-427 266 6 : : PUNCT biht-427 266 7 ci ci NOUN biht-427 266 8 : : PUNCT biht-427 266 9 cybersecurity cybersecurity NOUN biht-427 266 10 improvement improvement NOUN biht-427 266 11 ; ; PUNCT biht-427 266 12 cp cp NUM biht-427 266 13 : : PUNCT biht-427 266 14 competitive competitive ADJ biht-427 266 15 pressure pressure NOUN biht-427 266 16 ; ; PUNCT biht-427 266 17 cpr cpr ADJ biht-427 266 18 : : PUNCT biht-427 266 19 compliance compliance NOUN biht-427 266 20 with with ADP biht-427 266 21 privacy privacy NOUN biht-427 266 22 regulation regulation NOUN biht-427 266 23 ; ; PUNCT biht-427 266 24 eti eti NOUN biht-427 266 25 : : PUNCT biht-427 266 26 employee employee NOUN biht-427 266 27 training training NOUN biht-427 266 28 investment investment NOUN biht-427 266 29 ; ; PUNCT biht-427 266 30 ft ft NOUN biht-427 266 31 : : PUNCT biht-427 266 32 financial financial ADJ biht-427 266 33 transparency transparency NOUN biht-427 266 34 ; ; PUNCT biht-427 266 35 sms sm NOUN biht-427 266 36 : : PUNCT biht-427 266 37 senior senior ADJ biht-427 266 38 management management NOUN biht-427 266 39 support support NOUN biht-427 266 40 ; ; PUNCT biht-427 266 41 tar tar NOUN biht-427 266 42 : : PUNCT biht-427 266 43 technology technology NOUN biht-427 266 44 adoption adoption NOUN biht-427 266 45 rate rate NOUN biht-427 266 46 ; ; PUNCT biht-427 266 47 tr tr VERB biht-427 266 48 : : PUNCT biht-427 266 49 technological technological ADJ biht-427 266 50 readiness readiness NOUN biht-427 266 51 . . PUNCT biht-427 267 1 https://doi.org/10.30953/bhty.v8.427 https://doi.org/10.30953/bhty.v8.427 NOUN biht-427 267 2 citation citation NOUN biht-427 267 3 : : PUNCT biht-427 268 1 blockchain blockchain NOUN biht-427 268 2 in in ADP biht-427 268 3 healthcare healthcare NOUN biht-427 268 4 today today NOUN biht-427 268 5 2025 2025 NUM biht-427 268 6 , , PUNCT biht-427 268 7 8 8 NUM biht-427 268 8 : : SYM biht-427 268 9 427 427 NUM biht-427 268 10 https://doi.org/10.30953/bhty.v8.42712 https://doi.org/10.30953/bhty.v8.42712 NOUN biht-427 268 11 ( ( PUNCT biht-427 268 12 page page NOUN biht-427 268 13 number number NOUN biht-427 268 14 not not PART biht-427 268 15 for for ADP biht-427 268 16 citation citation NOUN biht-427 268 17 purpose purpose NOUN biht-427 268 18 ) ) PUNCT biht-427 268 19 sepideh sepideh NOUN biht-427 268 20 mohammadi mohammadi NOUN biht-427 268 21 tong tong PROPN biht-427 268 22 andri andri PROPN biht-427 268 23 and and CCONJ biht-427 268 24 sahar sahar PROPN biht-427 268 25 mohammadi mohammadi PROPN biht-427 268 26 tong tong PROPN biht-427 268 27 andri andri PROPN biht-427 268 28 employee employee NOUN biht-427 268 29 training training NOUN biht-427 268 30 and and CCONJ biht-427 268 31 top top ADJ biht-427 268 32 management management NOUN biht-427 268 33 support support NOUN biht-427 268 34 showed show VERB biht-427 268 35 the the DET biht-427 268 36 strongest strong ADJ biht-427 268 37 direct direct ADJ biht-427 268 38 and and CCONJ biht-427 268 39 indirect indirect ADJ biht-427 268 40 effects effect NOUN biht-427 268 41 on on ADP biht-427 268 42 technology technology NOUN biht-427 268 43 acceptance acceptance NOUN biht-427 268 44 , , PUNCT biht-427 268 45 with with ADP biht-427 268 46 cybersecurity cybersecurity NOUN biht-427 268 47 improvement improvement NOUN biht-427 268 48 and and CCONJ biht-427 268 49 regulatory regulatory ADJ biht-427 268 50 compliance compliance NOUN biht-427 268 51 contributing contribute VERB biht-427 268 52 less less ADV biht-427 268 53 prominently prominently ADV biht-427 268 54 . . PUNCT biht-427 269 1 these these DET biht-427 269 2 findings finding NOUN biht-427 269 3 emphasize emphasize VERB biht-427 269 4 that that SCONJ biht-427 269 5 fostering foster VERB biht-427 269 6 financial financial ADJ biht-427 269 7 transparency transparency NOUN biht-427 269 8 is be AUX biht-427 269 9 not not PART biht-427 269 10 only only ADV biht-427 269 11 a a DET biht-427 269 12 desirable desirable ADJ biht-427 269 13 outcome outcome NOUN biht-427 269 14 but but CCONJ biht-427 269 15 a a DET biht-427 269 16 pathway pathway NOUN biht-427 269 17 through through ADP biht-427 269 18 which which PRON biht-427 269 19 internal internal ADJ biht-427 269 20 capacities capacity NOUN biht-427 269 21 influence influence VERB biht-427 269 22 technological technological ADJ biht-427 269 23 adoption adoption NOUN biht-427 269 24 . . PUNCT biht-427 270 1 contrary contrary ADJ biht-427 270 2 to to ADP biht-427 270 3 literature literature NOUN biht-427 270 4 suggesting suggest VERB biht-427 270 5 that that SCONJ biht-427 270 6 external external ADJ biht-427 270 7 pressures pressure NOUN biht-427 270 8 such such ADJ biht-427 270 9 as as ADP biht-427 270 10 competitive competitive ADJ biht-427 270 11 pressure pressure NOUN biht-427 270 12 or or CCONJ biht-427 270 13 regulatory regulatory ADJ biht-427 270 14 alignment alignment NOUN biht-427 270 15 drive drive VERB biht-427 270 16 digital digital ADJ biht-427 270 17 innovation innovation NOUN biht-427 270 18 , , PUNCT biht-427 270 19 our our PRON biht-427 270 20 results result NOUN biht-427 270 21 indicate indicate VERB biht-427 270 22 that that SCONJ biht-427 270 23 internal internal ADJ biht-427 270 24 preparedness preparedness NOUN biht-427 270 25 and and CCONJ biht-427 270 26 leadership leadership NOUN biht-427 270 27 commitment commitment NOUN biht-427 270 28 are be AUX biht-427 270 29 more more ADV biht-427 270 30 predictive predictive ADJ biht-427 270 31 of of ADP biht-427 270 32 adoption adoption NOUN biht-427 270 33 behaviors behavior NOUN biht-427 270 34 in in ADP biht-427 270 35 developing develop VERB biht-427 270 36 contexts context NOUN biht-427 270 37 . . PUNCT biht-427 271 1 furthermore furthermore ADV biht-427 271 2 , , PUNCT biht-427 271 3 while while SCONJ biht-427 271 4 variables variable NOUN biht-427 271 5 like like ADP biht-427 271 6 training training NOUN biht-427 271 7 investment investment NOUN biht-427 271 8 and and CCONJ biht-427 271 9 top top ADJ biht-427 271 10 management management NOUN biht-427 271 11 support support NOUN biht-427 271 12 had have VERB biht-427 271 13 strong strong ADJ biht-427 271 14 total total ADJ biht-427 271 15 effects effect NOUN biht-427 271 16 on on ADP biht-427 271 17 technology technology NOUN biht-427 271 18 acceptance acceptance NOUN biht-427 271 19 via via ADP biht-427 271 20 enhanced enhanced ADJ biht-427 271 21 transparency transparency NOUN biht-427 271 22 , , PUNCT biht-427 271 23 their their PRON biht-427 271 24 impact impact NOUN biht-427 271 25 varied varied ADJ biht-427 271 26 when when SCONJ biht-427 271 27 mediated mediate VERB biht-427 271 28 through through ADP biht-427 271 29 willingness willingness NOUN biht-427 271 30 to to PART biht-427 271 31 pay pay VERB biht-427 271 32 or or CCONJ biht-427 271 33 invest invest VERB biht-427 271 34 in in ADP biht-427 271 35 blockchain blockchain PROPN biht-427 271 36 - - PUNCT biht-427 271 37 based base VERB biht-427 271 38 solutions solution NOUN biht-427 271 39 . . PUNCT biht-427 272 1 for for ADP biht-427 272 2 instance instance NOUN biht-427 272 3 , , PUNCT biht-427 272 4 technological technological ADJ biht-427 272 5 readiness readiness NOUN biht-427 272 6 and and CCONJ biht-427 272 7 investment investment NOUN biht-427 272 8 in in ADP biht-427 272 9 cybersecurity cybersecurity NOUN biht-427 272 10 , , PUNCT biht-427 272 11 while while SCONJ biht-427 272 12 beneficial beneficial ADJ biht-427 272 13 , , PUNCT biht-427 272 14 did do AUX biht-427 272 15 not not PART biht-427 272 16 independently independently ADV biht-427 272 17 predict predict VERB biht-427 272 18 adoption adoption NOUN biht-427 272 19 unless unless SCONJ biht-427 272 20 transparency transparency NOUN biht-427 272 21 and and CCONJ biht-427 272 22 leadership leadership NOUN biht-427 272 23 support support NOUN biht-427 272 24 were be AUX biht-427 272 25 also also ADV biht-427 272 26 elevated elevate VERB biht-427 272 27 . . PUNCT biht-427 273 1 this this DET biht-427 273 2 nuanced nuanced ADJ biht-427 273 3 interplay interplay NOUN biht-427 273 4 among among ADP biht-427 273 5 predictors predictor NOUN biht-427 273 6 reflects reflect VERB biht-427 273 7 a a DET biht-427 273 8 complex complex ADJ biht-427 273 9 decision decision NOUN biht-427 273 10 - - PUNCT biht-427 273 11 making make VERB biht-427 273 12 environment environment NOUN biht-427 273 13 , , PUNCT biht-427 273 14 where where SCONJ biht-427 273 15 motivations motivation NOUN biht-427 273 16 for for ADP biht-427 273 17 innovation innovation NOUN biht-427 273 18 adoption adoption NOUN biht-427 273 19 are be AUX biht-427 273 20 contingent contingent ADJ biht-427 273 21 upon upon SCONJ biht-427 273 22 the the DET biht-427 273 23 presence presence NOUN biht-427 273 24 and and CCONJ biht-427 273 25 strength strength NOUN biht-427 273 26 of of ADP biht-427 273 27 mediating mediate VERB biht-427 273 28 organizational organizational ADJ biht-427 273 29 outcomes outcome NOUN biht-427 273 30 such such ADJ biht-427 273 31 as as ADP biht-427 273 32 transparency transparency NOUN biht-427 273 33 . . PUNCT biht-427 274 1 the the DET biht-427 274 2 nca nca PROPN biht-427 274 3 findings finding NOUN biht-427 274 4 further far ADV biht-427 274 5 clarified clarify VERB biht-427 274 6 which which PRON biht-427 274 7 organizational organizational ADJ biht-427 274 8 factors factor NOUN biht-427 274 9 are be AUX biht-427 274 10 necessary necessary ADJ biht-427 274 11 for for ADP biht-427 274 12 enhancing enhance VERB biht-427 274 13 financial financial ADJ biht-427 274 14 transparency transparency NOUN biht-427 274 15 and and CCONJ biht-427 274 16 adoption adoption NOUN biht-427 274 17 intentions intention NOUN biht-427 274 18 . . PUNCT biht-427 275 1 results result NOUN biht-427 275 2 demonstrated demonstrate VERB biht-427 275 3 that that SCONJ biht-427 275 4 employee employee NOUN biht-427 275 5 training training NOUN biht-427 275 6 investment investment NOUN biht-427 275 7 ( ( PUNCT biht-427 275 8 d d NOUN biht-427 275 9 = = PUNCT biht-427 275 10 0.372 0.372 NUM biht-427 275 11 ) ) PUNCT biht-427 275 12 and and CCONJ biht-427 275 13 top top ADJ biht-427 275 14 management management NOUN biht-427 275 15 support support NOUN biht-427 275 16 ( ( PUNCT biht-427 275 17 d d NOUN biht-427 275 18 = = SYM biht-427 275 19 0.400 0.400 NUM biht-427 275 20 ) ) PUNCT biht-427 275 21 are be AUX biht-427 275 22 necessary necessary ADJ biht-427 275 23 conditions condition NOUN biht-427 275 24 for for ADP biht-427 275 25 achieving achieve VERB biht-427 275 26 high high ADJ biht-427 275 27 levels level NOUN biht-427 275 28 of of ADP biht-427 275 29 transparency transparency NOUN biht-427 275 30 and and CCONJ biht-427 275 31 adoption adoption NOUN biht-427 275 32 . . PUNCT biht-427 276 1 technological technological ADJ biht-427 276 2 readiness readiness NOUN biht-427 276 3 , , PUNCT biht-427 276 4 while while SCONJ biht-427 276 5 exhibiting exhibit VERB biht-427 276 6 a a DET biht-427 276 7 smaller small ADJ biht-427 276 8 effect effect NOUN biht-427 276 9 size size NOUN biht-427 276 10 ( ( PUNCT biht-427 276 11 d d NOUN biht-427 276 12 = = NOUN biht-427 276 13 0.153 0.153 NUM biht-427 276 14 ) ) PUNCT biht-427 276 15 , , PUNCT biht-427 276 16 was be AUX biht-427 276 17 also also ADV biht-427 276 18 identified identify VERB biht-427 276 19 as as ADP biht-427 276 20 a a DET biht-427 276 21 necessary necessary ADJ biht-427 276 22 condition condition NOUN biht-427 276 23 . . PUNCT biht-427 277 1 in in ADP biht-427 277 2 contrast contrast NOUN biht-427 277 3 , , PUNCT biht-427 277 4 cybersecurity cybersecurity NOUN biht-427 277 5 improvement improvement NOUN biht-427 277 6 , , PUNCT biht-427 277 7 compliance compliance NOUN biht-427 277 8 with with ADP biht-427 277 9 data datum NOUN biht-427 277 10 privacy privacy NOUN biht-427 277 11 regulations regulation NOUN biht-427 277 12 , , PUNCT biht-427 277 13 and and CCONJ biht-427 277 14 competitive competitive ADJ biht-427 277 15 pressure pressure NOUN biht-427 277 16 did do AUX biht-427 277 17 not not PART biht-427 277 18 meet meet VERB biht-427 277 19 the the DET biht-427 277 20 threshold threshold NOUN biht-427 277 21 to to PART biht-427 277 22 be be AUX biht-427 277 23 considered consider VERB biht-427 277 24 necessary necessary ADJ biht-427 277 25 . . PUNCT biht-427 278 1 these these DET biht-427 278 2 findings finding NOUN biht-427 278 3 underscore underscore VERB biht-427 278 4 the the DET biht-427 278 5 irreplaceability irreplaceability NOUN biht-427 278 6 of of ADP biht-427 278 7 internal internal ADJ biht-427 278 8 organizational organizational ADJ biht-427 278 9 support support NOUN biht-427 278 10 mechanisms mechanism NOUN biht-427 278 11 in in ADP biht-427 278 12 the the DET biht-427 278 13 successful successful ADJ biht-427 278 14 implementation implementation NOUN biht-427 278 15 of of ADP biht-427 278 16 emerging emerge VERB biht-427 278 17 technologies technology NOUN biht-427 278 18 . . PUNCT biht-427 279 1 table table NOUN biht-427 279 2 7 7 NUM biht-427 279 3 . . PUNCT biht-427 280 1 sufficiency sufficiency NOUN biht-427 280 2 analysis analysis NOUN biht-427 280 3 : : PUNCT biht-427 280 4 total total ADJ biht-427 280 5 effects effect NOUN biht-427 280 6 of of ADP biht-427 280 7 blockchain blockchain PROPN biht-427 280 8 - - PUNCT biht-427 280 9 based base VERB biht-427 280 10 ai ai PROPN biht-427 280 11 adoption adoption NOUN biht-427 280 12 to to PART biht-427 280 13 improve improve VERB biht-427 280 14 financial financial ADJ biht-427 280 15 transparency transparency NOUN biht-427 280 16 . . PUNCT biht-427 281 1 path path NOUN biht-427 281 2 β β X biht-427 281 3 std std PROPN biht-427 281 4 . . PUNCT biht-427 282 1 error error NOUN biht-427 282 2 p p NOUN biht-427 282 3 - - PUNCT biht-427 282 4 value value NOUN biht-427 282 5 tr tr VERB biht-427 282 6 ft ft NOUN biht-427 282 7 tar tar NOUN biht-427 282 8 0.153 0.153 NUM biht-427 282 9 * * NUM biht-427 282 10 0.046 0.046 NUM biht-427 282 11 0.015 0.015 NUM biht-427 282 12 eti eti PROPN biht-427 282 13 ft ft DET biht-427 282 14 tar tar NOUN biht-427 282 15 0.372 0.372 NUM biht-427 282 16 * * PUNCT biht-427 282 17 * * PUNCT biht-427 282 18 * * PUNCT biht-427 282 19 0.077 0.077 NUM biht-427 282 20 < < X biht-427 282 21 .001 .001 NUM biht-427 282 22 ci ci PROPN biht-427 282 23 ft ft NOUN biht-427 282 24 tar tar NOUN biht-427 282 25 -0.103 -0.103 NUM biht-427 282 26 0.054 0.054 NUM biht-427 282 27 0.202 0.202 NUM biht-427 282 28 cpr cpr NOUN biht-427 282 29 ft ft PROPN biht-427 282 30 tar tar NOUN biht-427 282 31 0.085 0.085 NUM biht-427 282 32 0.058 0.058 NUM biht-427 282 33 0.195 0.195 NUM biht-427 282 34 sms sm NOUN biht-427 282 35 ft ft NOUN biht-427 282 36 tar tar NOUN biht-427 282 37 0.400 0.400 NUM biht-427 282 38 * * PUNCT biht-427 282 39 * * PUNCT biht-427 282 40 * * PUNCT biht-427 282 41 0.047 0.047 NUM biht-427 282 42 < < X biht-427 282 43 .001 .001 NUM biht-427 282 44 cp cp INTJ biht-427 282 45 ft ft PROPN biht-427 282 46 tar tar NOUN biht-427 282 47 0.024 0.024 NUM biht-427 282 48 0.059 0.059 NUM biht-427 282 49 0.654 0.654 NUM biht-427 282 50 ci ci NOUN biht-427 282 51 : : PUNCT biht-427 282 52 cybersecurity cybersecurity NOUN biht-427 282 53 improvement improvement NOUN biht-427 282 54 ; ; PUNCT biht-427 282 55 cpr cpr ADJ biht-427 282 56 : : PUNCT biht-427 282 57 compliance compliance NOUN biht-427 282 58 with with ADP biht-427 282 59 privacy privacy NOUN biht-427 282 60 regulation regulation NOUN biht-427 282 61 ; ; PUNCT biht-427 282 62 cp cp NUM biht-427 282 63 : : PUNCT biht-427 282 64 competitive competitive ADJ biht-427 282 65 pressure pressure NOUN biht-427 282 66 : : PUNCT biht-427 282 67 employee employee NOUN biht-427 282 68 training training NOUN biht-427 282 69 investment investment NOUN biht-427 282 70 ; ; PUNCT biht-427 282 71 ft ft NOUN biht-427 282 72 : : PUNCT biht-427 282 73 financial financial ADJ biht-427 282 74 transparency transparency NOUN biht-427 282 75 ; ; PUNCT biht-427 283 1 sms sm NOUN biht-427 283 2 : : PUNCT biht-427 283 3 structural structural ADJ biht-427 283 4 equation equation NOUN biht-427 283 5 model model NOUN biht-427 283 6 ; ; PUNCT biht-427 283 7 tar tar NOUN biht-427 283 8 : : PUNCT biht-427 283 9 technology technology NOUN biht-427 283 10 adoption adoption NOUN biht-427 283 11 rate rate NOUN biht-427 283 12 ; ; PUNCT biht-427 283 13 tr tr VERB biht-427 283 14 : : PUNCT biht-427 283 15 technological technological ADJ biht-427 283 16 readiness readiness NOUN biht-427 283 17 . . PUNCT biht-427 284 1 fig fig NOUN biht-427 284 2 . . PUNCT biht-427 285 1 2 2 X biht-427 285 2 . . X biht-427 285 3 path path NOUN biht-427 285 4 diagram diagram NOUN biht-427 285 5 of of ADP biht-427 285 6 sufficient sufficient ADJ biht-427 285 7 effects effect NOUN biht-427 285 8 on on ADP biht-427 285 9 factors factor NOUN biht-427 285 10 influencing influence VERB biht-427 285 11 the the DET biht-427 285 12 adoption adoption NOUN biht-427 285 13 of of ADP biht-427 285 14 blockchain blockchain PROPN biht-427 285 15 - - PUNCT biht-427 285 16 based base VERB biht-427 285 17 ai ai VERB biht-427 285 18 to to PART biht-427 285 19 improve improve VERB biht-427 285 20 financial financial ADJ biht-427 285 21 transparency transparency NOUN biht-427 285 22 . . PUNCT biht-427 286 1 https://doi.org/10.30953/bhty.v8.427 https://doi.org/10.30953/bhty.v8.427 NOUN biht-427 286 2 citation citation NOUN biht-427 286 3 : : PUNCT biht-427 287 1 blockchain blockchain NOUN biht-427 287 2 in in ADP biht-427 287 3 healthcare healthcare NOUN biht-427 287 4 today today NOUN biht-427 287 5 2025 2025 NUM biht-427 287 6 , , PUNCT biht-427 287 7 8 8 NUM biht-427 287 8 : : SYM biht-427 287 9 427 427 NUM biht-427 287 10 https://doi.org/10.30953/bhty.v8.427 https://doi.org/10.30953/bhty.v8.427 NOUN biht-427 287 11 13 13 NUM biht-427 287 12 ( ( PUNCT biht-427 287 13 page page NOUN biht-427 287 14 number number NOUN biht-427 287 15 not not PART biht-427 287 16 for for ADP biht-427 287 17 citation citation NOUN biht-427 287 18 purpose purpose NOUN biht-427 287 19 ) ) PUNCT biht-427 287 20 blockchain blockchain PROPN biht-427 287 21 ai ai VERB biht-427 287 22 adoption adoption NOUN biht-427 287 23 to to PART biht-427 287 24 improve improve VERB biht-427 287 25 financial financial ADJ biht-427 287 26 transparency transparency NOUN biht-427 287 27 when when SCONJ biht-427 287 28 comparing compare VERB biht-427 287 29 sufficiency sufficiency NOUN biht-427 287 30 and and CCONJ biht-427 287 31 necessity necessity NOUN biht-427 287 32 outcomes outcome NOUN biht-427 287 33 , , PUNCT biht-427 287 34 several several ADJ biht-427 287 35 critical critical ADJ biht-427 287 36 insights insight NOUN biht-427 287 37 emerge emerge VERB biht-427 287 38 . . PUNCT biht-427 288 1 employee employee NOUN biht-427 288 2 training training NOUN biht-427 288 3 and and CCONJ biht-427 288 4 top top ADJ biht-427 288 5 management management NOUN biht-427 288 6 support support NOUN biht-427 288 7 are be AUX biht-427 288 8 both both ADV biht-427 288 9 sufficient sufficient ADJ biht-427 288 10 and and CCONJ biht-427 288 11 necessary necessary ADJ biht-427 288 12 conditions condition NOUN biht-427 288 13 for for ADP biht-427 288 14 achieving achieve VERB biht-427 288 15 high high ADJ biht-427 288 16 financial financial ADJ biht-427 288 17 transparency transparency NOUN biht-427 288 18 and and CCONJ biht-427 288 19 subsequent subsequent ADJ biht-427 288 20 technology technology NOUN biht-427 288 21 acceptance acceptance NOUN biht-427 288 22 . . PUNCT biht-427 289 1 a a DET biht-427 289 2 medium medium ADJ biht-427 289 3 to to ADP biht-427 289 4 - - PUNCT biht-427 289 5 high high ADJ biht-427 289 6 level level NOUN biht-427 289 7 of of ADP biht-427 289 8 these these DET biht-427 289 9 two two NUM biht-427 289 10 factors factor NOUN biht-427 289 11 is be AUX biht-427 289 12 required require VERB biht-427 289 13 , , PUNCT biht-427 289 14 suggesting suggest VERB biht-427 289 15 that that SCONJ biht-427 289 16 without without ADP biht-427 289 17 a a DET biht-427 289 18 baseline baseline NOUN biht-427 289 19 of of ADP biht-427 289 20 strategic strategic ADJ biht-427 289 21 commitment commitment NOUN biht-427 289 22 and and CCONJ biht-427 289 23 capacity capacity NOUN biht-427 289 24 - - PUNCT biht-427 289 25 building building NOUN biht-427 289 26 , , PUNCT biht-427 289 27 organizations organization NOUN biht-427 289 28 are be AUX biht-427 289 29 unlikely unlikely ADJ biht-427 289 30 to to PART biht-427 289 31 succeed succeed VERB biht-427 289 32 in in ADP biht-427 289 33 deploying deploy VERB biht-427 289 34 complex complex ADJ biht-427 289 35 digital digital ADJ biht-427 289 36 infrastructures infrastructure NOUN biht-427 289 37 . . PUNCT biht-427 290 1 technological technological ADJ biht-427 290 2 readiness readiness NOUN biht-427 290 3 is be AUX biht-427 290 4 also also ADV biht-427 290 5 necessary necessary ADJ biht-427 290 6 at at ADP biht-427 290 7 a a DET biht-427 290 8 moderate moderate ADJ biht-427 290 9 level level NOUN biht-427 290 10 , , PUNCT biht-427 290 11 though though SCONJ biht-427 290 12 it it PRON biht-427 290 13 alone alone ADV biht-427 290 14 is be AUX biht-427 290 15 not not PART biht-427 290 16 sufficient sufficient ADJ biht-427 290 17 to to PART biht-427 290 18 ensure ensure VERB biht-427 290 19 adoption adoption NOUN biht-427 290 20 , , PUNCT biht-427 290 21 indicating indicate VERB biht-427 290 22 it it PRON biht-427 290 23 is be AUX biht-427 290 24 a a DET biht-427 290 25 must must AUX biht-427 290 26 - - PUNCT biht-427 290 27 have have AUX biht-427 290 28 but but CCONJ biht-427 290 29 not not PART biht-427 290 30 a a DET biht-427 290 31 should should AUX biht-427 290 32 - - PUNCT biht-427 290 33 have have AUX biht-427 290 34 factor factor NOUN biht-427 290 35 . . PUNCT biht-427 291 1 in in ADP biht-427 291 2 contrast contrast NOUN biht-427 291 3 , , PUNCT biht-427 291 4 compliance compliance NOUN biht-427 291 5 with with ADP biht-427 291 6 privacy privacy NOUN biht-427 291 7 regulations regulation NOUN biht-427 291 8 and and CCONJ biht-427 291 9 competitive competitive ADJ biht-427 291 10 pressure pressure NOUN biht-427 291 11 , , PUNCT biht-427 291 12 while while SCONJ biht-427 291 13 showing show VERB biht-427 291 14 some some DET biht-427 291 15 relationship relationship NOUN biht-427 291 16 in in ADP biht-427 291 17 sem sem NOUN biht-427 291 18 paths path NOUN biht-427 291 19 , , PUNCT biht-427 291 20 were be AUX biht-427 291 21 not not PART biht-427 291 22 identified identify VERB biht-427 291 23 as as ADP biht-427 291 24 necessary necessary ADJ biht-427 291 25 nor nor CCONJ biht-427 291 26 sufficient sufficient ADJ biht-427 291 27 conditions condition NOUN biht-427 291 28 . . PUNCT biht-427 292 1 this this DET biht-427 292 2 distinction distinction NOUN biht-427 292 3 reinforces reinforce VERB biht-427 292 4 that that SCONJ biht-427 292 5 not not PART biht-427 292 6 all all DET biht-427 292 7 statistically statistically ADV biht-427 292 8 significant significant ADJ biht-427 292 9 drivers driver NOUN biht-427 292 10 are be AUX biht-427 292 11 essential essential ADJ biht-427 292 12 to to PART biht-427 292 13 outcome outcome VERB biht-427 292 14 realization realization NOUN biht-427 292 15 and and CCONJ biht-427 292 16 that that PRON biht-427 292 17 must must AUX biht-427 292 18 - - PUNCT biht-427 292 19 have have VERB biht-427 292 20 conditions condition NOUN biht-427 292 21 should should AUX biht-427 292 22 be be AUX biht-427 292 23 prioritized prioritize VERB biht-427 292 24 in in ADP biht-427 292 25 organizational organizational ADJ biht-427 292 26 planning planning NOUN biht-427 292 27 . . PUNCT biht-427 293 1 transparency transparency NOUN biht-427 293 2 itself itself PRON biht-427 293 3 was be AUX biht-427 293 4 shown show VERB biht-427 293 5 to to PART biht-427 293 6 be be AUX biht-427 293 7 a a DET biht-427 293 8 sufficient sufficient ADJ biht-427 293 9 — — PUNCT biht-427 293 10 but but CCONJ biht-427 293 11 not not PART biht-427 293 12 necessary necessary ADJ biht-427 293 13 — — PUNCT biht-427 293 14 condition condition NOUN biht-427 293 15 for for ADP biht-427 293 16 technology technology NOUN biht-427 293 17 acceptance acceptance NOUN biht-427 293 18 , , PUNCT biht-427 293 19 implying imply VERB biht-427 293 20 that that SCONJ biht-427 293 21 although although SCONJ biht-427 293 22 increasing increase VERB biht-427 293 23 transparency transparency NOUN biht-427 293 24 strengthens strengthen VERB biht-427 293 25 the the DET biht-427 293 26 likelihood likelihood NOUN biht-427 293 27 of of ADP biht-427 293 28 adoption adoption NOUN biht-427 293 29 , , PUNCT biht-427 293 30 other other ADJ biht-427 293 31 combinations combination NOUN biht-427 293 32 of of ADP biht-427 293 33 internal internal ADJ biht-427 293 34 support support NOUN biht-427 293 35 and and CCONJ biht-427 293 36 readiness readiness NOUN biht-427 293 37 can can AUX biht-427 293 38 also also ADV biht-427 293 39 lead lead VERB biht-427 293 40 to to ADP biht-427 293 41 the the DET biht-427 293 42 same same ADJ biht-427 293 43 outcome outcome NOUN biht-427 293 44 . . PUNCT biht-427 294 1 these these DET biht-427 294 2 results result NOUN biht-427 294 3 can can AUX biht-427 294 4 be be AUX biht-427 294 5 interpreted interpret VERB biht-427 294 6 through through ADP biht-427 294 7 the the DET biht-427 294 8 lens lens NOUN biht-427 294 9 of of ADP biht-427 294 10 cognitive cognitive ADJ biht-427 294 11 dissonance dissonance NOUN biht-427 294 12 theory.34 theory.34 NOUN biht-427 294 13 organizations organization NOUN biht-427 294 14 may may AUX biht-427 294 15 simultaneously simultaneously ADV biht-427 294 16 value value VERB biht-427 294 17 innovation innovation NOUN biht-427 294 18 and and CCONJ biht-427 294 19 face face VERB biht-427 294 20 barriers barrier NOUN biht-427 294 21 such such ADJ biht-427 294 22 as as ADP biht-427 294 23 resource resource NOUN biht-427 294 24 limitations limitation NOUN biht-427 294 25 or or CCONJ biht-427 294 26 regulatory regulatory ADJ biht-427 294 27 complexity complexity NOUN biht-427 294 28 . . PUNCT biht-427 295 1 to to PART biht-427 295 2 resolve resolve VERB biht-427 295 3 this this DET biht-427 295 4 tension tension NOUN biht-427 295 5 , , PUNCT biht-427 295 6 they they PRON biht-427 295 7 may may AUX biht-427 295 8 emphasize emphasize VERB biht-427 295 9 different different ADJ biht-427 295 10 value value NOUN biht-427 295 11 categories category NOUN biht-427 295 12 at at ADP biht-427 295 13 different different ADJ biht-427 295 14 decision decision NOUN biht-427 295 15 stages stage NOUN biht-427 295 16 . . PUNCT biht-427 296 1 for for ADP biht-427 296 2 instance instance NOUN biht-427 296 3 , , PUNCT biht-427 296 4 while while SCONJ biht-427 296 5 transparency transparency NOUN biht-427 296 6 may may AUX biht-427 296 7 be be AUX biht-427 296 8 crucial crucial ADJ biht-427 296 9 for for ADP biht-427 296 10 justifying justify VERB biht-427 296 11 innovation innovation NOUN biht-427 296 12 post post NOUN biht-427 296 13 - - NOUN biht-427 296 14 adoption adoption NOUN biht-427 296 15 , , PUNCT biht-427 296 16 it it PRON biht-427 296 17 is be AUX biht-427 296 18 the the DET biht-427 296 19 underlying underlying ADJ biht-427 296 20 organizational organizational ADJ biht-427 296 21 commitment commitment NOUN biht-427 296 22 — — PUNCT biht-427 296 23 particularly particularly ADV biht-427 296 24 leadership leadership NOUN biht-427 296 25 support support NOUN biht-427 296 26 and and CCONJ biht-427 296 27 employee employee NOUN biht-427 296 28 competency competency NOUN biht-427 296 29 — — PUNCT biht-427 296 30 that that PRON biht-427 296 31 enables enable VERB biht-427 296 32 the the DET biht-427 296 33 adoption adoption NOUN biht-427 296 34 to to PART biht-427 296 35 occur occur VERB biht-427 296 36 in in ADP biht-427 296 37 the the DET biht-427 296 38 first first ADJ biht-427 296 39 place place NOUN biht-427 296 40 . . PUNCT biht-427 297 1 therefore therefore ADV biht-427 297 2 , , PUNCT biht-427 297 3 sufficient sufficient ADJ biht-427 297 4 conditions condition NOUN biht-427 297 5 offer offer VERB biht-427 297 6 alternative alternative ADJ biht-427 297 7 routes route NOUN biht-427 297 8 toward toward ADP biht-427 297 9 the the DET biht-427 297 10 desired desire VERB biht-427 297 11 outcome outcome NOUN biht-427 297 12 , , PUNCT biht-427 297 13 while while SCONJ biht-427 297 14 necessary necessary ADJ biht-427 297 15 conditions condition NOUN biht-427 297 16 represent represent VERB biht-427 297 17 non non ADJ biht-427 297 18 - - ADJ biht-427 297 19 negotiable negotiable ADJ biht-427 297 20 baselines baseline NOUN biht-427 297 21 . . PUNCT biht-427 298 1 both both DET biht-427 298 2 categories category NOUN biht-427 298 3 serve serve VERB biht-427 298 4 to to PART biht-427 298 5 reduce reduce VERB biht-427 298 6 institutional institutional ADJ biht-427 298 7 dissonance dissonance NOUN biht-427 298 8 , , PUNCT biht-427 298 9 either either CCONJ biht-427 298 10 by by ADP biht-427 298 11 offering offer VERB biht-427 298 12 strategic strategic ADJ biht-427 298 13 justification justification NOUN biht-427 298 14 ( ( PUNCT biht-427 298 15 sufficiency sufficiency NOUN biht-427 298 16 ) ) PUNCT biht-427 298 17 or or CCONJ biht-427 298 18 structural structural ADJ biht-427 298 19 requirement requirement NOUN biht-427 298 20 ( ( PUNCT biht-427 298 21 necessity necessity NOUN biht-427 298 22 ) ) PUNCT biht-427 298 23 , , PUNCT biht-427 298 24 allowing allow VERB biht-427 298 25 organizations organization NOUN biht-427 298 26 to to PART biht-427 298 27 reconcile reconcile VERB biht-427 298 28 innovation innovation NOUN biht-427 298 29 goals goal NOUN biht-427 298 30 with with ADP biht-427 298 31 practical practical ADJ biht-427 298 32 constraints constraint NOUN biht-427 298 33 . . PUNCT biht-427 299 1 theoretical theoretical ADJ biht-427 299 2 contribution contribution NOUN biht-427 299 3 this this DET biht-427 299 4 study study NOUN biht-427 299 5 contributes contribute VERB biht-427 299 6 to to ADP biht-427 299 7 the the DET biht-427 299 8 emerging emerge VERB biht-427 299 9 discourse discourse NOUN biht-427 299 10 on on ADP biht-427 299 11 the the DET biht-427 299 12 adoption adoption NOUN biht-427 299 13 of of ADP biht-427 299 14 advanced advanced ADJ biht-427 299 15 technologies technology NOUN biht-427 299 16 in in ADP biht-427 299 17 the the DET biht-427 299 18 health health NOUN biht-427 299 19 insurance insurance NOUN biht-427 299 20 sector sector NOUN biht-427 299 21 by by ADP biht-427 299 22 modeling model VERB biht-427 299 23 the the DET biht-427 299 24 key key ADJ biht-427 299 25 drivers driver NOUN biht-427 299 26 influencing influence VERB biht-427 299 27 the the DET biht-427 299 28 implementation implementation NOUN biht-427 299 29 of of ADP biht-427 299 30 blockchain blockchain PROPN biht-427 299 31 - - PUNCT biht-427 299 32 based base VERB biht-427 299 33 artificial artificial ADJ biht-427 299 34 intelligence intelligence NOUN biht-427 299 35 systems system NOUN biht-427 299 36 to to PART biht-427 299 37 enhance enhance VERB biht-427 299 38 financial financial ADJ biht-427 299 39 transparency transparency NOUN biht-427 299 40 . . PUNCT biht-427 300 1 by by ADP biht-427 300 2 integrating integrate VERB biht-427 300 3 sufficiency sufficiency NOUN biht-427 300 4 ( ( PUNCT biht-427 300 5 sem sem NOUN biht-427 300 6 ) ) PUNCT biht-427 300 7 and and CCONJ biht-427 300 8 necessity necessity NOUN biht-427 300 9 ( ( PUNCT biht-427 300 10 nca nca NOUN biht-427 300 11 ) ) PUNCT biht-427 300 12 perspectives perspective NOUN biht-427 300 13 , , PUNCT biht-427 300 14 the the DET biht-427 300 15 research research NOUN biht-427 300 16 offers offer VERB biht-427 300 17 a a DET biht-427 300 18 comprehensive comprehensive ADJ biht-427 300 19 understanding understanding NOUN biht-427 300 20 of of ADP biht-427 300 21 how how SCONJ biht-427 300 22 technological technological ADJ biht-427 300 23 , , PUNCT biht-427 300 24 organizational organizational ADJ biht-427 300 25 , , PUNCT biht-427 300 26 and and CCONJ biht-427 300 27 institutional institutional ADJ biht-427 300 28 factors factor NOUN biht-427 300 29 shape shape VERB biht-427 300 30 adoption adoption NOUN biht-427 300 31 behavior behavior NOUN biht-427 300 32 . . PUNCT biht-427 301 1 from from ADP biht-427 301 2 a a DET biht-427 301 3 sufficiency sufficiency NOUN biht-427 301 4 perspective perspective NOUN biht-427 301 5 , , PUNCT biht-427 301 6 the the DET biht-427 301 7 findings finding NOUN biht-427 301 8 indicate indicate VERB biht-427 301 9 that that SCONJ biht-427 301 10 perceived perceive VERB biht-427 301 11 usefulness usefulness NOUN biht-427 301 12 , , PUNCT biht-427 301 13 technological technological ADJ biht-427 301 14 trust trust NOUN biht-427 301 15 , , PUNCT biht-427 301 16 and and CCONJ biht-427 301 17 regulatory regulatory ADJ biht-427 301 18 support support NOUN biht-427 301 19 have have VERB biht-427 301 20 significant significant ADJ biht-427 301 21 direct direct ADJ biht-427 301 22 effects effect NOUN biht-427 301 23 on on ADP biht-427 301 24 the the DET biht-427 301 25 intention intention NOUN biht-427 301 26 to to PART biht-427 301 27 adopt adopt VERB biht-427 301 28 . . PUNCT biht-427 302 1 these these DET biht-427 302 2 results result NOUN biht-427 302 3 align align VERB biht-427 302 4 with with ADP biht-427 302 5 previous previous ADJ biht-427 302 6 studies study NOUN biht-427 302 7 such such ADJ biht-427 302 8 as as ADP biht-427 302 9 venkatesh venkatesh PROPN biht-427 302 10 et et PROPN biht-427 302 11     SPACE biht-427 302 12 al al PROPN biht-427 302 13 . . PROPN biht-427 303 1 ( ( PUNCT biht-427 303 2 2003 2003 NUM biht-427 303 3 ) ) PUNCT biht-427 303 4 in in ADP biht-427 303 5 the the DET biht-427 303 6 utaut utaut PROPN biht-427 303 7 model model NOUN biht-427 303 8 , , PUNCT biht-427 303 9 and and CCONJ biht-427 303 10 wamba wamba PROPN biht-427 303 11 et et PROPN biht-427 303 12     SPACE biht-427 303 13 al al PROPN biht-427 303 14 . . PROPN biht-427 304 1 ( ( PUNCT biht-427 304 2 2020 2020 NUM biht-427 304 3 ) ) PUNCT biht-427 304 4 , , PUNCT biht-427 304 5 which which PRON biht-427 304 6 highlighted highlight VERB biht-427 304 7 perceived perceive VERB biht-427 304 8 usefulness usefulness NOUN biht-427 304 9 and and CCONJ biht-427 304 10 trust trust NOUN biht-427 304 11 as as ADP biht-427 304 12 central central ADJ biht-427 304 13 predictors predictor NOUN biht-427 304 14 of of ADP biht-427 304 15 technology technology NOUN biht-427 304 16 adoption adoption NOUN biht-427 304 17 . . PUNCT biht-427 305 1 perceived perceive VERB biht-427 305 2 usefulness usefulness NOUN biht-427 305 3 emerged emerge VERB biht-427 305 4 as as ADP biht-427 305 5 the the DET biht-427 305 6 strongest strong ADJ biht-427 305 7 determinant determinant ADJ biht-427 305 8 , , PUNCT biht-427 305 9 suggesting suggest VERB biht-427 305 10 that that SCONJ biht-427 305 11 organizations organization NOUN biht-427 305 12 are be AUX biht-427 305 13 more more ADV biht-427 305 14 inclined inclined ADJ biht-427 305 15 to to PART biht-427 305 16 adopt adopt VERB biht-427 305 17 table table NOUN biht-427 305 18 8 8 NUM biht-427 305 19 . . PUNCT biht-427 306 1 necessity necessity NOUN biht-427 306 2 analysis analysis NOUN biht-427 306 3 : : PUNCT biht-427 306 4 identifying identify VERB biht-427 306 5 necessary necessary ADJ biht-427 306 6 blockchain blockchain NOUN biht-427 306 7 - - PUNCT biht-427 306 8 based base VERB biht-427 306 9 ai ai PROPN biht-427 306 10 adoption adoption NOUN biht-427 306 11 to to PART biht-427 306 12 improve improve VERB biht-427 306 13 financial financial ADJ biht-427 306 14 transparency transparency NOUN biht-427 306 15 . . PUNCT biht-427 307 1 hypothesis hypothesis NOUN biht-427 307 2 path path NOUN biht-427 307 3 ceiling ceiling PROPN biht-427 307 4 zone zone NOUN biht-427 307 5 scope scope NOUN biht-427 307 6 effect effect NOUN biht-427 307 7 size size NOUN biht-427 307 8 confidence confidence NOUN biht-427 307 9 interval interval NOUN biht-427 307 10 p p NOUN biht-427 307 11 - - PUNCT biht-427 307 12 value value NOUN biht-427 307 13 p p NOUN biht-427 307 14 - - PUNCT biht-427 307 15 value value NOUN biht-427 307 16 accuracy accuracy NOUN biht-427 307 17 assessment assessment NOUN biht-427 307 18 h4a h4a PROPN biht-427 307 19 tr tr VERB biht-427 307 20 ft ft NOUN biht-427 307 21 3.000 3.000 NUM biht-427 307 22 36 36 NUM biht-427 307 23 0.083 0.083 NUM biht-427 307 24 0.004 0.004 NUM biht-427 307 25 0.007 0.007 NUM biht-427 307 26 0.006 0.006 NUM biht-427 307 27 0.002 0.002 NUM biht-427 307 28 rejected reject VERB biht-427 307 29 h4b h4b PROPN biht-427 307 30 eti eti PROPN biht-427 307 31 ft ft PROPN biht-427 307 32 5.000 5.000 NUM biht-427 307 33 36 36 NUM biht-427 307 34 0.139 0.139 NUM biht-427 307 35 0.007 0.007 NUM biht-427 307 36 0.010 0.010 NUM biht-427 307 37 0.008 0.008 NUM biht-427 307 38 0.002 0.002 NUM biht-427 307 39 supported support VERB biht-427 307 40 h4c h4c PROPN biht-427 307 41 ci ci PROPN biht-427 307 42 ft ft NOUN biht-427 307 43 0.125 0.125 NUM biht-427 307 44 36 36 NUM biht-427 307 45 0.003 0.003 NUM biht-427 307 46 0.299 0.299 NUM biht-427 307 47 0.317 0.317 NUM biht-427 307 48 0.308 0.308 NUM biht-427 307 49 0.009 0.009 NUM biht-427 307 50 rejected reject VERB biht-427 307 51 h4d h4d NUM biht-427 307 52 cpr cpr INTJ biht-427 307 53 ft ft ADP biht-427 307 54 6.938 6.938 NUM biht-427 307 55 36 36 NUM biht-427 307 56 0.193 0.193 NUM biht-427 307 57 0.002 0.002 NUM biht-427 307 58 0.004 0.004 NUM biht-427 307 59 ≤ ≤ NUM biht-427 307 60 .010 .010 NUM biht-427 307 61 0.001 0.001 NUM biht-427 307 62 supported support VERB biht-427 307 63 h4e h4e PROPN biht-427 307 64 sms sms PROPN biht-427 307 65 ft ft PROPN biht-427 307 66 0.562 0.562 NUM biht-427 307 67 36 36 NUM biht-427 307 68 0.016 0.016 NUM biht-427 307 69 0.001 0.001 NUM biht-427 307 70 0.002 0.002 NUM biht-427 307 71 ≤ ≤ NUM biht-427 307 72 .001 .001 NUM biht-427 307 73 0.000 0.000 NUM biht-427 307 74 rejected reject VERB biht-427 307 75 h4f h4f NOUN biht-427 307 76 cp cp PROPN biht-427 307 77 ft ft PROPN biht-427 307 78 3.188 3.188 NUM biht-427 307 79 36 36 NUM biht-427 307 80 0.106 0.106 NUM biht-427 307 81 0.321 0.321 NUM biht-427 307 82 0.340 0.340 NUM biht-427 307 83 0.331 0.331 NUM biht-427 307 84 0.009 0.009 NUM biht-427 307 85 rejected reject VERB biht-427 307 86 h5a h5a NOUN biht-427 307 87 tr tr VERB biht-427 307 88 tar tar NOUN biht-427 307 89 3.686 3.686 NUM biht-427 307 90 36 36 NUM biht-427 307 91 0.107 0.107 NUM biht-427 307 92 0.000 0.000 NUM biht-427 307 93 0.000 0.000 NUM biht-427 307 94 ≤ ≤ NUM biht-427 307 95 .001 .001 NUM biht-427 307 96 0.000 0.000 NUM biht-427 307 97 supported support VERB biht-427 307 98 h5b h5b PROPN biht-427 307 99 eti eti PROPN biht-427 307 100 tar tar NOUN biht-427 307 101 8.667 8.667 NUM biht-427 307 102 36 36 NUM biht-427 307 103 0.241 0.241 NUM biht-427 307 104 0.000 0.000 NUM biht-427 307 105 0.000 0.000 NUM biht-427 307 106 ≤ ≤ NUM biht-427 307 107 .001 .001 NUM biht-427 307 108 0.000 0.000 NUM biht-427 307 109 supported support VERB biht-427 307 110 h5c h5c PROPN biht-427 308 1 ci ci PROPN biht-427 308 2 tar tar NOUN biht-427 308 3 0.000 0.000 NUM biht-427 308 4 36 36 NUM biht-427 308 5 0.000 0.000 NUM biht-427 308 6 1.000 1.000 NUM biht-427 308 7 0.000 0.000 NUM biht-427 308 8 rejected reject VERB biht-427 308 9 h5d h5d NOUN biht-427 308 10 cpr cpr VERB biht-427 308 11 tar tar NOUN biht-427 308 12 6.450 6.450 NUM biht-427 308 13 36 36 NUM biht-427 308 14 0.179 0.179 NUM biht-427 308 15 0.003 0.003 NUM biht-427 308 16 0.005 0.005 NUM biht-427 308 17 0.004 0.004 NUM biht-427 308 18 0.001 0.001 NUM biht-427 308 19 supported support VERB biht-427 309 1 h5e h5e AUX biht-427 309 2 sms sms NOUN biht-427 309 3 tar tar NOUN biht-427 309 4 1.050 1.050 NUM biht-427 309 5 36 36 NUM biht-427 309 6 0.029 0.029 NUM biht-427 309 7 0.000 0.000 NUM biht-427 309 8 0.000 0.000 NUM biht-427 309 9 ≤ ≤ NUM biht-427 309 10 .001 .001 NUM biht-427 309 11 0.000 0.000 NUM biht-427 309 12 rejected reject VERB biht-427 309 13 h5f h5f PROPN biht-427 309 14 cp cp PROPN biht-427 309 15 tar tar NOUN biht-427 309 16 7.050 7.050 NUM biht-427 309 17 36 36 NUM biht-427 309 18 0.235 0.235 NUM biht-427 309 19 0.002 0.002 NUM biht-427 309 20 0.003 0.003 NUM biht-427 309 21 0.002 0.002 NUM biht-427 309 22 0.000 0.000 NUM biht-427 309 23 supported support VERB biht-427 309 24 h6 h6 PROPN biht-427 309 25 ft ft PROPN biht-427 309 26 tar tar NOUN biht-427 309 27 2.500 2.500 NUM biht-427 309 28 36 36 NUM biht-427 309 29 0.069 0.069 NUM biht-427 309 30 0.014 0.014 NUM biht-427 309 31 0.019 0.019 NUM biht-427 309 32 0.016 0.016 NUM biht-427 309 33 0.002 0.002 NUM biht-427 309 34 rejected reject VERB biht-427 309 35 note note NOUN biht-427 309 36 : : PUNCT biht-427 309 37 analysis analysis NOUN biht-427 309 38 conducted conduct VERB biht-427 309 39 with with ADP biht-427 309 40 10,000 10,000 NUM biht-427 309 41 permutations permutation NOUN biht-427 309 42 and and CCONJ biht-427 309 43 95 95 NUM biht-427 309 44 % % NOUN biht-427 309 45 confidence confidence NOUN biht-427 309 46 intervals interval NOUN biht-427 309 47 ; ; PUNCT biht-427 309 48 accuracy accuracy NOUN biht-427 309 49 level level NOUN biht-427 309 50 = = NUM biht-427 309 51 100 100 NUM biht-427 309 52 % % NOUN biht-427 309 53 . . PUNCT biht-427 310 1 necessary necessary ADJ biht-427 310 2 conditions condition NOUN biht-427 310 3 are be AUX biht-427 310 4 confirmed confirm VERB biht-427 310 5 if if SCONJ biht-427 310 6 effect effect NOUN biht-427 310 7 size size NOUN biht-427 310 8 > > X biht-427 310 9 0.1 0.1 NUM biht-427 310 10 and and CCONJ biht-427 310 11 p p NOUN biht-427 310 12 ≤ ≤ NUM biht-427 310 13 .05 .05 NUM biht-427 310 14 ; ; PUNCT biht-427 310 15 n n PROPN biht-427 310 16 = = SYM biht-427 310 17 272 272 NUM biht-427 310 18 . . PUNCT biht-427 310 19 abbreviations abbreviation NOUN biht-427 310 20 : : PUNCT biht-427 310 21 ci ci NOUN biht-427 310 22 : : PUNCT biht-427 310 23 cybersecurity cybersecurity NOUN biht-427 310 24 improvement improvement NOUN biht-427 310 25 ; ; PUNCT biht-427 310 26 cp cp NUM biht-427 310 27 : : PUNCT biht-427 310 28 competitive competitive ADJ biht-427 310 29 pressure pressure NOUN biht-427 310 30 ; ; PUNCT biht-427 310 31 cpr cpr ADJ biht-427 310 32 : : PUNCT biht-427 310 33 compliance compliance NOUN biht-427 310 34 with with ADP biht-427 310 35 privacy privacy NOUN biht-427 310 36 regulation regulation NOUN biht-427 310 37 ; ; PUNCT biht-427 310 38 et et NOUN biht-427 310 39 : : PUNCT biht-427 310 40 employee employee NOUN biht-427 310 41 training training NOUN biht-427 310 42 investment investment NOUN biht-427 310 43 ; ; PUNCT biht-427 310 44 sms sm NOUN biht-427 310 45 : : PUNCT biht-427 310 46 senior senior ADJ biht-427 310 47 management management NOUN biht-427 310 48 support support NOUN biht-427 310 49 ; ; PUNCT biht-427 310 50 ft ft X biht-427 310 51 : : PUNCT biht-427 310 52 financial financial ADJ biht-427 310 53 transparency transparency NOUN biht-427 310 54 ; ; PUNCT biht-427 310 55 tar tar NOUN biht-427 310 56 : : PUNCT biht-427 310 57 technology technology NOUN biht-427 310 58 adoption adoption NOUN biht-427 310 59 rate rate NOUN biht-427 310 60 ; ; PUNCT biht-427 310 61 tr tr VERB biht-427 310 62 : : PUNCT biht-427 310 63 technological technological ADJ biht-427 310 64 readiness readiness NOUN biht-427 310 65 . . PUNCT biht-427 311 1 https://doi.org/10.30953/bhty.v8.427 https://doi.org/10.30953/bhty.v8.427 NOUN biht-427 311 2 citation citation NOUN biht-427 311 3 : : PUNCT biht-427 312 1 blockchain blockchain NOUN biht-427 312 2 in in ADP biht-427 312 3 healthcare healthcare NOUN biht-427 312 4 today today NOUN biht-427 312 5 2025 2025 NUM biht-427 312 6 , , PUNCT biht-427 312 7 8 8 NUM biht-427 312 8 : : SYM biht-427 312 9 427 427 NUM biht-427 312 10 https://doi.org/10.30953/bhty.v8.42714 https://doi.org/10.30953/bhty.v8.42714 NOUN biht-427 312 11 ( ( PUNCT biht-427 312 12 page page NOUN biht-427 312 13 number number NOUN biht-427 312 14 not not PART biht-427 312 15 for for ADP biht-427 312 16 citation citation NOUN biht-427 312 17 purpose purpose NOUN biht-427 312 18 ) ) PUNCT biht-427 312 19 sepideh sepideh NOUN biht-427 312 20 mohammadi mohammadi NOUN biht-427 312 21 tong tong PROPN biht-427 312 22 andri andri PROPN biht-427 312 23 and and CCONJ biht-427 312 24 sahar sahar PROPN biht-427 312 25 mohammadi mohammadi PROPN biht-427 312 26 tong tong PROPN biht-427 312 27 andri andri PROPN biht-427 312 28 when when SCONJ biht-427 312 29 they they PRON biht-427 312 30 recognize recognize VERB biht-427 312 31 clear clear ADJ biht-427 312 32 benefits benefit NOUN biht-427 312 33 such such ADJ biht-427 312 34 as as ADP biht-427 312 35 fraud fraud NOUN biht-427 312 36 reduction reduction NOUN biht-427 312 37 and and CCONJ biht-427 312 38 streamlined streamlined ADJ biht-427 312 39 claims claim NOUN biht-427 312 40 processing.35,36 processing.35,36 VERB biht-427 312 41 furthermore furthermore ADV biht-427 312 42 , , PUNCT biht-427 312 43 top top ADJ biht-427 312 44 management management NOUN biht-427 312 45 support support NOUN biht-427 312 46 and and CCONJ biht-427 312 47 organizational organizational ADJ biht-427 312 48 readiness readiness NOUN biht-427 312 49 influenced influence VERB biht-427 312 50 adoption adoption NOUN biht-427 312 51 intentions intention VERB biht-427 312 52 indirectly indirectly ADV biht-427 312 53 through through ADP biht-427 312 54 mediating mediate VERB biht-427 312 55 variables variable NOUN biht-427 312 56 . . PUNCT biht-427 313 1 this this PRON biht-427 313 2 is be AUX biht-427 313 3 consistent consistent ADJ biht-427 313 4 with with ADP biht-427 313 5 the the DET biht-427 313 6 findings finding NOUN biht-427 313 7 of of ADP biht-427 313 8 gangwar gangwar PROPN biht-427 313 9 et et PROPN biht-427 313 10     SPACE biht-427 313 11 al al PROPN biht-427 313 12 . . PROPN biht-427 314 1 ( ( PUNCT biht-427 314 2 2015 2015 NUM biht-427 314 3 ) ) PUNCT biht-427 314 4 and and CCONJ biht-427 314 5 alshamaila alshamaila ADJ biht-427 314 6 et et PROPN biht-427 314 7     SPACE biht-427 314 8 al al PROPN biht-427 314 9 . . PROPN biht-427 315 1 ( ( PUNCT biht-427 315 2 2013 2013 NUM biht-427 315 3 ) ) PUNCT biht-427 315 4 , , PUNCT biht-427 315 5 who who PRON biht-427 315 6 emphasized emphasize VERB biht-427 315 7 the the DET biht-427 315 8 importance importance NOUN biht-427 315 9 of of ADP biht-427 315 10 internal internal ADJ biht-427 315 11 capabilities capability NOUN biht-427 315 12 in in ADP biht-427 315 13 facilitating facilitate VERB biht-427 315 14 digital digital ADJ biht-427 315 15 transformation transformation NOUN biht-427 315 16 within within ADP biht-427 315 17 organizations.37,38 organizations.37,38 NOUN biht-427 315 18 from from ADP biht-427 315 19 a a DET biht-427 315 20 necessity necessity NOUN biht-427 315 21 lens len NOUN biht-427 315 22 , , PUNCT biht-427 315 23 nca nca PROPN biht-427 315 24 results results PROPN biht-427 315 25 revealed reveal VERB biht-427 315 26 that that SCONJ biht-427 315 27 technological technological ADJ biht-427 315 28 trust trust NOUN biht-427 315 29 and and CCONJ biht-427 315 30 regulatory regulatory ADJ biht-427 315 31 support support NOUN biht-427 315 32 are be AUX biht-427 315 33 critical critical ADJ biht-427 315 34 bottlenecks bottleneck NOUN biht-427 315 35 for for ADP biht-427 315 36 adoption adoption NOUN biht-427 315 37 ; ; PUNCT biht-427 315 38 they they PRON biht-427 315 39 must must AUX biht-427 315 40 meet meet VERB biht-427 315 41 minimum minimum ADJ biht-427 315 42 thresholds threshold NOUN biht-427 315 43 before before SCONJ biht-427 315 44 the the DET biht-427 315 45 intention intention NOUN biht-427 315 46 to to PART biht-427 315 47 adopt adopt VERB biht-427 315 48 can can AUX biht-427 315 49 be be AUX biht-427 315 50 realized realize VERB biht-427 315 51 . . PUNCT biht-427 316 1 these these DET biht-427 316 2 findings finding NOUN biht-427 316 3 support support VERB biht-427 316 4 prior prior ADV biht-427 316 5 work work NOUN biht-427 316 6 by by ADP biht-427 316 7 dul dul PROPN biht-427 316 8 ( ( PUNCT biht-427 316 9 2016 2016 NUM biht-427 316 10 ) ) PUNCT biht-427 316 11 and and CCONJ biht-427 316 12 richter richter PROPN biht-427 316 13 et et PROPN biht-427 316 14     SPACE biht-427 316 15 al al PROPN biht-427 316 16 . . PROPN biht-427 317 1 ( ( PUNCT biht-427 317 2 2020 2020 NUM biht-427 317 3 ) ) PUNCT biht-427 317 4 on on ADP biht-427 317 5 the the DET biht-427 317 6 importance importance NOUN biht-427 317 7 of of ADP biht-427 317 8 identifying identify VERB biht-427 317 9 non non ADJ biht-427 317 10 - - ADJ biht-427 317 11 compensable compensable ADJ biht-427 317 12 conditions condition NOUN biht-427 317 13 for for ADP biht-427 317 14 behavioral behavioral ADJ biht-427 317 15 outcomes.39,40 outcomes.39,40 NOUN biht-427 317 16 lack lack NOUN biht-427 317 17 of of ADP biht-427 317 18 trust trust NOUN biht-427 317 19 in in ADP biht-427 317 20 blockchain blockchain PROPN biht-427 317 21 ’s ’s PART biht-427 317 22 security security NOUN biht-427 317 23 was be AUX biht-427 317 24 found find VERB biht-427 317 25 to to PART biht-427 317 26 be be AUX biht-427 317 27 a a DET biht-427 317 28 major major ADJ biht-427 317 29 impediment impediment NOUN biht-427 317 30 , , PUNCT biht-427 317 31 echoing echo VERB biht-427 317 32 abdullahi abdullahi PROPN biht-427 317 33 et et PROPN biht-427 317 34     SPACE biht-427 317 35 al al PROPN biht-427 317 36 . . PROPN biht-427 318 1 ( ( PUNCT biht-427 318 2 2022 2022 NUM biht-427 318 3 ) ) PUNCT biht-427 318 4 , , PUNCT biht-427 318 5 who who PRON biht-427 318 6 emphasized emphasize VERB biht-427 318 7 trust trust NOUN biht-427 318 8 as as ADP biht-427 318 9 a a DET biht-427 318 10 pivotal pivotal ADJ biht-427 318 11 factor factor NOUN biht-427 318 12 in in ADP biht-427 318 13 digital digital ADJ biht-427 318 14 health health NOUN biht-427 318 15 technology technology NOUN biht-427 319 1 adoption.41 adoption.41 CCONJ biht-427 319 2 moreover moreover ADV biht-427 319 3 , , PUNCT biht-427 319 4 although although SCONJ biht-427 319 5 cost cost NOUN biht-427 319 6 - - PUNCT biht-427 319 7 effectiveness effectiveness NOUN biht-427 319 8 and and CCONJ biht-427 319 9 competitive competitive ADJ biht-427 319 10 pressure pressure NOUN biht-427 319 11 were be AUX biht-427 319 12 found find VERB biht-427 319 13 to to PART biht-427 319 14 be be AUX biht-427 319 15 sufficient sufficient ADJ biht-427 319 16 conditions condition NOUN biht-427 319 17 for for ADP biht-427 319 18 adoption adoption NOUN biht-427 319 19 , , PUNCT biht-427 319 20 they they PRON biht-427 319 21 were be AUX biht-427 319 22 not not PART biht-427 319 23 deemed deem VERB biht-427 319 24 necessary necessary ADJ biht-427 319 25 . . PUNCT biht-427 320 1 this this PRON biht-427 320 2 aligns align VERB biht-427 320 3 with with ADP biht-427 320 4 ghobakhloo ghobakhloo PROPN biht-427 320 5 et et PROPN biht-427 320 6     SPACE biht-427 320 7 al al PROPN biht-427 320 8 . . PROPN biht-427 321 1 ( ( PUNCT biht-427 321 2 2012 2012 NUM biht-427 321 3 ) ) PUNCT biht-427 321 4 , , PUNCT biht-427 321 5 who who PRON biht-427 321 6 described describe VERB biht-427 321 7 market market NOUN biht-427 321 8 pressure pressure NOUN biht-427 321 9 as as ADP biht-427 321 10 an an DET biht-427 321 11 accelerant accelerant NOUN biht-427 321 12 rather rather ADV biht-427 321 13 than than ADP biht-427 321 14 a a DET biht-427 321 15 mandatory mandatory ADJ biht-427 321 16 requirement requirement NOUN biht-427 321 17 for for ADP biht-427 321 18 innovation.42 innovation.42 NOUN biht-427 321 19 importantly importantly ADV biht-427 321 20 , , PUNCT biht-427 321 21 regulatory regulatory ADJ biht-427 321 22 support support NOUN biht-427 321 23 was be AUX biht-427 321 24 identified identify VERB biht-427 321 25 as as ADP biht-427 321 26 both both CCONJ biht-427 321 27 a a DET biht-427 321 28 sufficient sufficient ADJ biht-427 321 29 and and CCONJ biht-427 321 30 necessary necessary ADJ biht-427 321 31 condition condition NOUN biht-427 321 32 , , PUNCT biht-427 321 33 highlighting highlight VERB biht-427 321 34 the the DET biht-427 321 35 critical critical ADJ biht-427 321 36 role role NOUN biht-427 321 37 of of ADP biht-427 321 38 legal legal ADJ biht-427 321 39 and and CCONJ biht-427 321 40 institutional institutional ADJ biht-427 321 41 frameworks framework NOUN biht-427 321 42 in in ADP biht-427 321 43 legitimizing legitimize VERB biht-427 321 44 and and CCONJ biht-427 321 45 facilitating facilitate VERB biht-427 321 46 technology technology NOUN biht-427 321 47 implementation implementation NOUN biht-427 321 48 . . PUNCT biht-427 322 1 this this DET biht-427 322 2 finding finding NOUN biht-427 322 3 is be AUX biht-427 322 4 consistent consistent ADJ biht-427 322 5 with with ADP biht-427 322 6 riggins riggin NOUN biht-427 322 7 and and CCONJ biht-427 322 8 wamba wamba ADJ biht-427 322 9 ( ( PUNCT biht-427 322 10 2015 2015 NUM biht-427 322 11 ) ) PUNCT biht-427 322 12 , , PUNCT biht-427 322 13 who who PRON biht-427 322 14 argued argue VERB biht-427 322 15 that that SCONJ biht-427 322 16 government government NOUN biht-427 322 17 policy policy NOUN biht-427 322 18 can can AUX biht-427 322 19 significantly significantly ADV biht-427 322 20 influence influence VERB biht-427 322 21 blockchain blockchain PROPN biht-427 322 22 adoption.43 adoption.43 PROPN biht-427 322 23 contrary contrary ADJ biht-427 322 24 to to ADP biht-427 322 25 expectations expectation NOUN biht-427 322 26 , , PUNCT biht-427 322 27 institutional institutional ADJ biht-427 322 28 pressure pressure NOUN biht-427 322 29 and and CCONJ biht-427 322 30 privacy privacy NOUN biht-427 322 31 concerns concern NOUN biht-427 322 32 did do AUX biht-427 322 33 not not PART biht-427 322 34 significantly significantly ADV biht-427 322 35 affect affect VERB biht-427 322 36 adoption adoption NOUN biht-427 322 37 intentions intention NOUN biht-427 322 38 in in ADP biht-427 322 39 this this DET biht-427 322 40 study study NOUN biht-427 322 41 . . PUNCT biht-427 323 1 this this PRON biht-427 323 2 may may AUX biht-427 323 3 be be AUX biht-427 323 4 attributed attribute VERB biht-427 323 5 to to ADP biht-427 323 6 the the DET biht-427 323 7 growing grow VERB biht-427 323 8 maturity maturity NOUN biht-427 323 9 of of ADP biht-427 323 10 blockchain blockchain PROPN biht-427 323 11 technology technology PROPN biht-427 323 12 and and CCONJ biht-427 323 13 increased increase VERB biht-427 323 14 managerial managerial ADJ biht-427 323 15 familiarity familiarity NOUN biht-427 323 16 with with ADP biht-427 323 17 its its PRON biht-427 323 18 security security NOUN biht-427 323 19 features feature NOUN biht-427 323 20 . . PUNCT biht-427 324 1 similar similar ADJ biht-427 324 2 to to PART biht-427 324 3 agbo agbo VERB biht-427 324 4 et et PROPN biht-427 324 5     SPACE biht-427 324 6 al al PROPN biht-427 324 7 . . PROPN biht-427 325 1 ( ( PUNCT biht-427 325 2 2019 2019 NUM biht-427 325 3 ) ) PUNCT biht-427 325 4 , , PUNCT biht-427 325 5 who who PRON biht-427 325 6 found find VERB biht-427 325 7 that that SCONJ biht-427 325 8 improved improved ADJ biht-427 325 9 understanding understanding NOUN biht-427 325 10 reduces reduce VERB biht-427 325 11 data datum NOUN biht-427 325 12 privacy privacy NOUN biht-427 325 13 concerns concern NOUN biht-427 325 14 , , PUNCT biht-427 325 15 our our PRON biht-427 325 16 results result NOUN biht-427 325 17 suggest suggest VERB biht-427 325 18 that that SCONJ biht-427 325 19 such such ADJ biht-427 325 20 concerns concern NOUN biht-427 325 21 become become VERB biht-427 325 22 less less ADV biht-427 325 23 influential influential ADJ biht-427 325 24 as as ADP biht-427 325 25 confidence confidence NOUN biht-427 325 26 in in ADP biht-427 325 27 the the DET biht-427 325 28 technology technology NOUN biht-427 325 29 grows.44 grows.44 NOUN biht-427 325 30 overall overall ADV biht-427 325 31 , , PUNCT biht-427 325 32 by by ADP biht-427 325 33 combining combine VERB biht-427 325 34 sufficiency sufficiency NOUN biht-427 325 35 and and CCONJ biht-427 325 36 necessity necessity NOUN biht-427 325 37 logics logic NOUN biht-427 325 38 , , PUNCT biht-427 325 39 this this DET biht-427 325 40 research research NOUN biht-427 325 41 advances advance VERB biht-427 325 42 adoption adoption NOUN biht-427 325 43 theory theory NOUN biht-427 325 44 within within ADP biht-427 325 45 the the DET biht-427 325 46 health health NOUN biht-427 325 47 insurance insurance NOUN biht-427 325 48 context context NOUN biht-427 325 49 , , PUNCT biht-427 325 50 addressing address VERB biht-427 325 51 the the DET biht-427 325 52 gap gap NOUN biht-427 325 53 in in ADP biht-427 325 54 mixed mixed ADJ biht-427 325 55 - - PUNCT biht-427 325 56 method method NOUN biht-427 325 57 studies study NOUN biht-427 325 58 . . PUNCT biht-427 326 1 it it PRON biht-427 326 2 builds build VERB biht-427 326 3 upon upon SCONJ biht-427 326 4 existing exist VERB biht-427 326 5 frameworks framework NOUN biht-427 326 6 and and CCONJ biht-427 326 7 provides provide VERB biht-427 326 8 strategic strategic ADJ biht-427 326 9 insights insight NOUN biht-427 326 10 into into ADP biht-427 326 11 the the DET biht-427 326 12 key key ADJ biht-427 326 13 conditions condition NOUN biht-427 326 14 that that PRON biht-427 326 15 must must AUX biht-427 326 16 be be AUX biht-427 326 17 in in ADP biht-427 326 18 place place NOUN biht-427 326 19 for for ADP biht-427 326 20 successful successful ADJ biht-427 326 21 implementation implementation NOUN biht-427 326 22 . . PUNCT biht-427 327 1 these these DET biht-427 327 2 findings finding NOUN biht-427 327 3 offer offer VERB biht-427 327 4 valuable valuable ADJ biht-427 327 5 implications implication NOUN biht-427 327 6 for for ADP biht-427 327 7 policy policy NOUN biht-427 327 8 and and CCONJ biht-427 327 9 managerial managerial ADJ biht-427 327 10 practice practice NOUN biht-427 327 11 aimed aim VERB biht-427 327 12 at at ADP biht-427 327 13 driving drive VERB biht-427 327 14 digital digital ADJ biht-427 327 15 modernization modernization NOUN biht-427 327 16 in in ADP biht-427 327 17 the the DET biht-427 327 18 insurance insurance NOUN biht-427 327 19 sector sector NOUN biht-427 327 20 . . PUNCT biht-427 328 1 managerial managerial ADJ biht-427 328 2 and and CCONJ biht-427 328 3 policy policy NOUN biht-427 328 4 implications implication NOUN biht-427 328 5 from from ADP biht-427 328 6 a a DET biht-427 328 7 managerial managerial ADJ biht-427 328 8 standpoint standpoint NOUN biht-427 328 9 , , PUNCT biht-427 328 10 these these DET biht-427 328 11 insights insight NOUN biht-427 328 12 provide provide VERB biht-427 328 13 practical practical ADJ biht-427 328 14 guidance guidance NOUN biht-427 328 15 for for ADP biht-427 328 16 health health NOUN biht-427 328 17 insurance insurance NOUN biht-427 328 18 organizations organization NOUN biht-427 328 19 seeking seek VERB biht-427 328 20 to to PART biht-427 328 21 adopt adopt VERB biht-427 328 22 blockchain blockchain NOUN biht-427 328 23 - - PUNCT biht-427 328 24 based base VERB biht-427 328 25 ai ai PROPN biht-427 328 26 systems system NOUN biht-427 328 27 to to PART biht-427 328 28 enhance enhance VERB biht-427 328 29 financial financial ADJ biht-427 328 30 transparency transparency NOUN biht-427 328 31 . . PUNCT biht-427 329 1 emphasizing emphasize VERB biht-427 329 2 technological technological ADJ biht-427 329 3 trust trust NOUN biht-427 329 4 and and CCONJ biht-427 329 5 perceived perceive VERB biht-427 329 6 usefulness usefulness NOUN biht-427 329 7 is be AUX biht-427 329 8 crucial crucial ADJ biht-427 329 9 , , PUNCT biht-427 329 10 as as SCONJ biht-427 329 11 these these DET biht-427 329 12 factors factor NOUN biht-427 329 13 significantly significantly ADV biht-427 329 14 shape shape VERB biht-427 329 15 decision decision NOUN biht-427 329 16 - - PUNCT biht-427 329 17 makers maker NOUN biht-427 329 18 ’ ' PUNCT biht-427 329 19 willingness willingness NOUN biht-427 329 20 to to PART biht-427 329 21 adopt adopt VERB biht-427 329 22 such such ADJ biht-427 329 23 advanced advanced ADJ biht-427 329 24 systems system NOUN biht-427 329 25 . . PUNCT biht-427 330 1 organizations organization NOUN biht-427 330 2 should should AUX biht-427 330 3 communicate communicate VERB biht-427 330 4 the the DET biht-427 330 5 tangible tangible ADJ biht-427 330 6 benefits benefit NOUN biht-427 330 7 of of ADP biht-427 330 8 blockchain blockchain PROPN biht-427 330 9 - - PUNCT biht-427 330 10 based base VERB biht-427 330 11 ai ai NOUN biht-427 330 12 — — PUNCT biht-427 330 13 such such ADJ biht-427 330 14 as as ADP biht-427 330 15 fraud fraud NOUN biht-427 330 16 detection detection NOUN biht-427 330 17 , , PUNCT biht-427 330 18 automation automation NOUN biht-427 330 19 of of ADP biht-427 330 20 claims claim NOUN biht-427 330 21 , , PUNCT biht-427 330 22 and and CCONJ biht-427 330 23 secure secure VERB biht-427 330 24 data datum NOUN biht-427 330 25 sharing sharing NOUN biht-427 330 26 — — PUNCT biht-427 330 27 to to PART biht-427 330 28 create create VERB biht-427 330 29 a a DET biht-427 330 30 clear clear ADJ biht-427 330 31 perception perception NOUN biht-427 330 32 of of ADP biht-427 330 33 utility utility NOUN biht-427 330 34 , , PUNCT biht-427 330 35 as as SCONJ biht-427 330 36 supported support VERB biht-427 330 37 by.35,36 by.35,36 PROPN biht-427 330 38 top top ADJ biht-427 330 39 management management NOUN biht-427 330 40 support support NOUN biht-427 330 41 and and CCONJ biht-427 330 42 organizational organizational ADJ biht-427 330 43 readiness readiness NOUN biht-427 330 44 must must AUX biht-427 330 45 be be AUX biht-427 330 46 strengthened strengthen VERB biht-427 330 47 to to PART biht-427 330 48 build build VERB biht-427 330 49 internal internal ADJ biht-427 330 50 capabilities capability NOUN biht-427 330 51 and and CCONJ biht-427 330 52 reduce reduce VERB biht-427 330 53 resistance resistance NOUN biht-427 330 54 to to ADP biht-427 330 55 technological technological ADJ biht-427 330 56 change.37 change.37 NOUN biht-427 330 57 managers manager NOUN biht-427 330 58 should should AUX biht-427 330 59 prioritize prioritize VERB biht-427 330 60 training training NOUN biht-427 330 61 programs program NOUN biht-427 330 62 and and CCONJ biht-427 330 63 infrastructure infrastructure NOUN biht-427 330 64 development development NOUN biht-427 330 65 to to PART biht-427 330 66 increase increase VERB biht-427 330 67 readiness readiness NOUN biht-427 330 68 and and CCONJ biht-427 330 69 align align VERB biht-427 330 70 internal internal ADJ biht-427 330 71 processes process NOUN biht-427 330 72 with with ADP biht-427 330 73 blockchain blockchain PROPN biht-427 330 74 integration integration NOUN biht-427 330 75 . . PUNCT biht-427 331 1 highlighting highlight VERB biht-427 331 2 successful successful ADJ biht-427 331 3 case case NOUN biht-427 331 4 studies study NOUN biht-427 331 5 and and CCONJ biht-427 331 6 showcasing showcase VERB biht-427 331 7 roi roi NOUN biht-427 331 8 may may AUX biht-427 331 9 also also ADV biht-427 331 10 increase increase VERB biht-427 331 11 buy buy NOUN biht-427 331 12 - - PUNCT biht-427 331 13 in in NOUN biht-427 331 14 from from ADP biht-427 331 15 leadership leadership NOUN biht-427 331 16 and and CCONJ biht-427 331 17 mitigate mitigate VERB biht-427 331 18 uncertainty uncertainty NOUN biht-427 331 19 . . PUNCT biht-427 332 1 to to PART biht-427 332 2 activate activate VERB biht-427 332 3 adoption adoption NOUN biht-427 332 4 behavior behavior NOUN biht-427 332 5 , , PUNCT biht-427 332 6 it it PRON biht-427 332 7 is be AUX biht-427 332 8 essential essential ADJ biht-427 332 9 to to PART biht-427 332 10 ensure ensure VERB biht-427 332 11 regulatory regulatory ADJ biht-427 332 12 clarity clarity NOUN biht-427 332 13 and and CCONJ biht-427 332 14 foster foster ADJ biht-427 332 15 inter inter ADJ biht-427 332 16 - - ADJ biht-427 332 17 organizational organizational ADJ biht-427 332 18 collaboration collaboration NOUN biht-427 332 19 , , PUNCT biht-427 332 20 particularly particularly ADV biht-427 332 21 in in ADP biht-427 332 22 a a DET biht-427 332 23 heavily heavily ADV biht-427 332 24 regulated regulated ADJ biht-427 332 25 domain domain NOUN biht-427 332 26 like like ADP biht-427 332 27 health health NOUN biht-427 332 28 insurance insurance NOUN biht-427 332 29 . . PUNCT biht-427 333 1 legal legal ADJ biht-427 333 2 frameworks framework NOUN biht-427 333 3 should should AUX biht-427 333 4 be be AUX biht-427 333 5 transparent transparent ADJ biht-427 333 6 , , PUNCT biht-427 333 7 and and CCONJ biht-427 333 8 national national ADJ biht-427 333 9 authorities authority NOUN biht-427 333 10 can can AUX biht-427 333 11 support support VERB biht-427 333 12 diffusion diffusion NOUN biht-427 333 13 through through ADP biht-427 333 14 policy policy NOUN biht-427 333 15 incentives incentive NOUN biht-427 333 16 and and CCONJ biht-427 333 17 standardized standardized ADJ biht-427 333 18 compliance compliance NOUN biht-427 333 19 protocols.45 protocols.45 NOUN biht-427 333 20 table table NOUN biht-427 333 21 9 9 NUM biht-427 333 22 . . PUNCT biht-427 334 1 necessity necessity NOUN biht-427 334 2 analysis analysis NOUN biht-427 334 3 : : PUNCT biht-427 334 4 bottleneck bottleneck NOUN biht-427 334 5 analysis analysis NOUN biht-427 334 6 . . PUNCT biht-427 335 1 tr tr VERB biht-427 335 2 eti eti AUX biht-427 335 3 ci ci PROPN biht-427 335 4 cpr cpr PROPN biht-427 335 5 sms sms PROPN biht-427 335 6 cp cp INTJ biht-427 335 7 y y PROPN biht-427 335 8 ft ft PROPN biht-427 335 9 tar tar NOUN biht-427 335 10 ft ft PRON biht-427 335 11 tar tar NOUN biht-427 335 12 ft ft PRON biht-427 335 13 tar tar NOUN biht-427 335 14 ft ft PRON biht-427 335 15 tar tar NOUN biht-427 335 16 ft ft PRON biht-427 335 17 tar tar NOUN biht-427 335 18 ft ft DET biht-427 335 19 tar tar NOUN biht-427 335 20 1 1 NUM biht-427 335 21 nn nn PROPN biht-427 335 22 nn nn PROPN biht-427 335 23 nn nn PROPN biht-427 335 24 nn nn PROPN biht-427 335 25 nn nn PROPN biht-427 335 26 nn nn PROPN biht-427 335 27 nn nn PROPN biht-427 335 28 nn nn PROPN biht-427 335 29 nn nn PROPN biht-427 335 30 nn nn PROPN biht-427 335 31 nn nn PROPN biht-427 335 32 nn nn PROPN biht-427 335 33 2 2 NUM biht-427 335 34 nn nn PROPN biht-427 335 35 nn nn PROPN biht-427 335 36 1.67 1.67 NUM biht-427 335 37 1.67 1.67 NUM biht-427 335 38 nn nn PROPN biht-427 335 39 nn nn PROPN biht-427 335 40 1.75 1.75 NUM biht-427 335 41 1.75 1.75 NUM biht-427 335 42 nn nn PROPN biht-427 335 43 nn nn PROPN biht-427 335 44 nn nn PROPN biht-427 335 45 nn nn PROPN biht-427 335 46 3 3 NUM biht-427 335 47 nn nn PROPN biht-427 335 48 nn nn PROPN biht-427 335 49 1.67 1.67 NUM biht-427 335 50 1.67 1.67 NUM biht-427 335 51 nn nn PROPN biht-427 335 52 nn nn PROPN biht-427 335 53 2.25 2.25 NUM biht-427 335 54 1.75 1.75 NUM biht-427 335 55 nn nn PROPN biht-427 335 56 nn nn PROPN biht-427 335 57 2.75 2.75 NUM biht-427 335 58 nn nn PROPN biht-427 335 59 4 4 NUM biht-427 335 60 nn nn INTJ biht-427 335 61 nn nn PROPN biht-427 335 62 1.67 1.67 NUM biht-427 335 63 2.00 2.00 NUM biht-427 335 64 nn nn INTJ biht-427 335 65 nn nn PROPN biht-427 335 66 2.25 2.25 NUM biht-427 335 67 2.00 2.00 NUM biht-427 335 68 nn nn INTJ biht-427 335 69 nn nn PROPN biht-427 335 70 2.75 2.75 NUM biht-427 335 71 2.75 2.75 NUM biht-427 335 72 5 5 NUM biht-427 335 73 nn nn NUM biht-427 335 74 1.67 1.67 NUM biht-427 335 75 1.67 1.67 NUM biht-427 335 76 2.00 2.00 NUM biht-427 335 77 nn nn INTJ biht-427 335 78 nn nn PROPN biht-427 335 79 2.25 2.25 NUM biht-427 335 80 2.00 2.00 NUM biht-427 335 81 nn nn INTJ biht-427 335 82 nn nn PROPN biht-427 335 83 2.75 2.75 NUM biht-427 335 84 2.75 2.75 NUM biht-427 335 85 6 6 NUM biht-427 335 86 2.00 2.00 NUM biht-427 335 87 3.00 3.00 NUM biht-427 335 88 2.33 2.33 NUM biht-427 335 89 3.33 3.33 NUM biht-427 335 90 nn nn PROPN biht-427 335 91 nn nn PROPN biht-427 335 92 2.25 2.25 NUM biht-427 335 93 2.00 2.00 NUM biht-427 335 94 nn nn INTJ biht-427 335 95 nn nn PROPN biht-427 335 96 2.75 2.75 NUM biht-427 335 97 4.50 4.50 NUM biht-427 335 98 7 7 NUM biht-427 335 99 3.00 3.00 NUM biht-427 335 100 3.00 3.00 NUM biht-427 335 101 2.33 2.33 NUM biht-427 335 102 3.33 3.33 NUM biht-427 335 103 1.25 1.25 NUM biht-427 335 104 nn nn PROPN biht-427 335 105 3.50 3.50 NUM biht-427 335 106 3.00 3.00 NUM biht-427 335 107 2.25 2.25 NUM biht-427 335 108 3.00 3.00 NUM biht-427 335 109 2.75 2.75 NUM biht-427 335 110 5.50 5.50 NUM biht-427 335 111 note note NOUN biht-427 335 112 : : PUNCT biht-427 335 113 numbers number NOUN biht-427 335 114 indicate indicate VERB biht-427 335 115 which which DET biht-427 335 116 level level NOUN biht-427 335 117 of of ADP biht-427 335 118 each each PRON biht-427 335 119 determinant determinant ADJ biht-427 335 120 ( ( PUNCT biht-427 335 121 x x X biht-427 335 122 ) ) PUNCT biht-427 335 123 is be AUX biht-427 335 124 necessary necessary ADJ biht-427 335 125 for for ADP biht-427 335 126 different different ADJ biht-427 335 127 levels level NOUN biht-427 335 128 of of ADP biht-427 335 129 the the DET biht-427 335 130 outcome outcome NOUN biht-427 335 131 ( ( PUNCT biht-427 335 132 y y NOUN biht-427 335 133 ) ) PUNCT biht-427 335 134 . . PUNCT biht-427 336 1 y y PROPN biht-427 336 2 represents represent VERB biht-427 336 3 the the DET biht-427 336 4 outcome outcome NOUN biht-427 336 5 variable variable NOUN biht-427 336 6 , , PUNCT biht-427 336 7 referring refer VERB biht-427 336 8 to to ADP biht-427 336 9 either either CCONJ biht-427 336 10 financial financial ADJ biht-427 336 11 transparency transparency NOUN biht-427 336 12 ( ( PUNCT biht-427 336 13 ft ft NOUN biht-427 336 14 ) ) PUNCT biht-427 336 15 or or CCONJ biht-427 336 16 technology technology NOUN biht-427 336 17 adoption adoption NOUN biht-427 336 18 rate rate NOUN biht-427 336 19 ( ( PUNCT biht-427 336 20 tar tar NOUN biht-427 336 21 ) ) PUNCT biht-427 336 22 , , PUNCT biht-427 336 23 depending depend VERB biht-427 336 24 on on ADP biht-427 336 25 the the DET biht-427 336 26 column column NOUN biht-427 336 27 . . PUNCT biht-427 337 1 values value NOUN biht-427 337 2 were be AUX biht-427 337 3 measured measure VERB biht-427 337 4 on on ADP biht-427 337 5 a a DET biht-427 337 6 7 7 NUM biht-427 337 7 - - PUNCT biht-427 337 8 point point NOUN biht-427 337 9 likert likert ADJ biht-427 337 10 scale scale NOUN biht-427 337 11 ranging range VERB biht-427 337 12 from from ADP biht-427 337 13 1 1 NUM biht-427 337 14 ( ( PUNCT biht-427 337 15 ‘ ' PUNCT biht-427 337 16 strongly strongly ADV biht-427 337 17 disagree disagree VERB biht-427 337 18 ’ ' PUNCT biht-427 337 19 ) ) PUNCT biht-427 337 20 to to ADP biht-427 337 21 7 7 NUM biht-427 337 22 ( ( PUNCT biht-427 337 23 ‘ ' PUNCT biht-427 337 24 strongly strongly ADV biht-427 337 25 agree agree VERB biht-427 337 26 ’ ' PUNCT biht-427 337 27 ) ) PUNCT biht-427 337 28 . . PUNCT biht-427 338 1 determinants determinant NOUN biht-427 338 2 that that PRON biht-427 338 3 do do AUX biht-427 338 4 not not PART biht-427 338 5 qualify qualify VERB biht-427 338 6 as as ADP biht-427 338 7 necessary necessary ADJ biht-427 338 8 conditions condition NOUN biht-427 338 9 ( ( PUNCT biht-427 338 10 see see VERB biht-427 338 11 table table NOUN biht-427 338 12 7 7 NUM biht-427 338 13 ) ) PUNCT biht-427 338 14 are be AUX biht-427 338 15 italicized italicize VERB biht-427 338 16 , , PUNCT biht-427 338 17 while while SCONJ biht-427 338 18 necessary necessary ADJ biht-427 338 19 conditions condition NOUN biht-427 338 20 are be AUX biht-427 338 21 bold bold ADJ biht-427 338 22 . . PUNCT biht-427 339 1 abbreviations abbreviation NOUN biht-427 339 2 : : PUNCT biht-427 339 3 nn nn X biht-427 339 4 = = SYM biht-427 339 5 not not PART biht-427 339 6 necessary necessary ADJ biht-427 339 7 ; ; PUNCT biht-427 339 8 ft ft NOUN biht-427 339 9 = = PUNCT biht-427 339 10 financial financial ADJ biht-427 339 11 transparency transparency NOUN biht-427 339 12 ; ; PUNCT biht-427 339 13 tar tar NOUN biht-427 339 14 = = SYM biht-427 339 15 technology technology NOUN biht-427 339 16 adoption adoption NOUN biht-427 339 17 rate rate NOUN biht-427 339 18 . . PUNCT biht-427 340 1 https://doi.org/10.30953/bhty.v8.427 https://doi.org/10.30953/bhty.v8.427 ADJ biht-427 340 2 citation citation NOUN biht-427 340 3 : : PUNCT biht-427 341 1 blockchain blockchain NOUN biht-427 341 2 in in ADP biht-427 341 3 healthcare healthcare NOUN biht-427 341 4 today today NOUN biht-427 341 5 2025 2025 NUM biht-427 341 6 , , PUNCT biht-427 341 7 8 8 NUM biht-427 341 8 : : SYM biht-427 341 9 427 427 NUM biht-427 341 10 https://doi.org/10.30953/bhty.v8.427 https://doi.org/10.30953/bhty.v8.427 NOUN biht-427 341 11 15 15 NUM biht-427 341 12 ( ( PUNCT biht-427 341 13 page page NOUN biht-427 341 14 number number NOUN biht-427 341 15 not not PART biht-427 341 16 for for ADP biht-427 341 17 citation citation NOUN biht-427 341 18 purpose purpose NOUN biht-427 341 19 ) ) PUNCT biht-427 341 20 blockchain blockchain PROPN biht-427 341 21 ai ai VERB biht-427 341 22 adoption adoption NOUN biht-427 341 23 to to PART biht-427 341 24 improve improve VERB biht-427 341 25 financial financial ADJ biht-427 341 26 transparency transparency NOUN biht-427 341 27 trust trust NOUN biht-427 341 28 - - PUNCT biht-427 341 29 building building NOUN biht-427 341 30 mechanisms mechanism NOUN biht-427 341 31 — — PUNCT biht-427 341 32 such such ADJ biht-427 341 33 as as ADP biht-427 341 34 pilot pilot NOUN biht-427 341 35 projects project NOUN biht-427 341 36 , , PUNCT biht-427 341 37 thirdparty thirdparty NOUN biht-427 341 38 audits audit NOUN biht-427 341 39 , , PUNCT biht-427 341 40 and and CCONJ biht-427 341 41 secure secure VERB biht-427 341 42 certification certification NOUN biht-427 341 43 standards standard NOUN biht-427 341 44 — — PUNCT biht-427 341 45 can can AUX biht-427 341 46 alleviate alleviate VERB biht-427 341 47 concerns concern NOUN biht-427 341 48 over over ADP biht-427 341 49 data datum NOUN biht-427 341 50 privacy privacy NOUN biht-427 341 51 and and CCONJ biht-427 341 52 ethical ethical ADJ biht-427 341 53 ai ai VERB biht-427 341 54 use.46 use.46 PROPN biht-427 341 55 in in ADP biht-427 341 56 institutional institutional ADJ biht-427 341 57 terms term NOUN biht-427 341 58 , , PUNCT biht-427 341 59 tax tax NOUN biht-427 341 60 incentives incentive NOUN biht-427 341 61 , , PUNCT biht-427 341 62 government government NOUN biht-427 341 63 grants grant NOUN biht-427 341 64 , , PUNCT biht-427 341 65 and and CCONJ biht-427 341 66 public public ADJ biht-427 341 67 - - PUNCT biht-427 341 68 private private ADJ biht-427 341 69 partnerships partnership NOUN biht-427 341 70 could could AUX biht-427 341 71 play play VERB biht-427 341 72 a a DET biht-427 341 73 transformative transformative ADJ biht-427 341 74 role role NOUN biht-427 341 75 in in ADP biht-427 341 76 lowering lower VERB biht-427 341 77 adoption adoption NOUN biht-427 341 78 costs cost NOUN biht-427 341 79 and and CCONJ biht-427 341 80 increasing increase VERB biht-427 341 81 accessibility accessibility NOUN biht-427 341 82 for for ADP biht-427 341 83 medium medium ADJ biht-427 341 84 - - PUNCT biht-427 341 85 sized sized ADJ biht-427 341 86 insurance insurance NOUN biht-427 341 87 providers provider NOUN biht-427 341 88 . . PUNCT biht-427 342 1 this this PRON biht-427 342 2 is be AUX biht-427 342 3 especially especially ADV biht-427 342 4 important important ADJ biht-427 342 5 given give VERB biht-427 342 6 the the DET biht-427 342 7 high high ADJ biht-427 342 8 initial initial ADJ biht-427 342 9 investment investment NOUN biht-427 342 10 associated associate VERB biht-427 342 11 with with ADP biht-427 342 12 blockchain blockchain PROPN biht-427 342 13 - - PUNCT biht-427 342 14 ai ai PROPN biht-427 342 15 integration integration NOUN biht-427 342 16 . . PUNCT biht-427 343 1 additionally additionally ADV biht-427 343 2 , , PUNCT biht-427 343 3 creating create VERB biht-427 343 4 interoperable interoperable ADJ biht-427 343 5 standards standard NOUN biht-427 343 6 and and CCONJ biht-427 343 7 promoting promote VERB biht-427 343 8 data datum NOUN biht-427 343 9 governance governance NOUN biht-427 343 10 frameworks framework NOUN biht-427 343 11 would would AUX biht-427 343 12 help help VERB biht-427 343 13 institutionalize institutionalize VERB biht-427 343 14 transparency transparency NOUN biht-427 343 15 and and CCONJ biht-427 343 16 foster foster ADJ biht-427 343 17 trust trust NOUN biht-427 343 18 between between ADP biht-427 343 19 ecosystem ecosystem NOUN biht-427 343 20 actors actor NOUN biht-427 343 21 . . PUNCT biht-427 344 1 considering consider VERB biht-427 344 2 that that SCONJ biht-427 344 3 blockchain blockchain PROPN biht-427 344 4 - - PUNCT biht-427 344 5 based base VERB biht-427 344 6 ai ai PROPN biht-427 344 7 contributes contribute VERB biht-427 344 8 directly directly ADV biht-427 344 9 to to ADP biht-427 344 10 sustainable sustainable ADJ biht-427 344 11 development development NOUN biht-427 344 12 goal goal NOUN biht-427 344 13 16 16 NUM biht-427 344 14 ( ( PUNCT biht-427 344 15 peace peace NOUN biht-427 344 16 , , PUNCT biht-427 344 17 justice justice NOUN biht-427 344 18 and and CCONJ biht-427 344 19 strong strong ADJ biht-427 344 20 institutions institution NOUN biht-427 344 21 ) ) PUNCT biht-427 344 22 , , PUNCT biht-427 344 23 particularly particularly ADV biht-427 344 24 by by ADP biht-427 344 25 promoting promote VERB biht-427 344 26 transparency transparency NOUN biht-427 344 27 , , PUNCT biht-427 344 28 accountability accountability NOUN biht-427 344 29 , , PUNCT biht-427 344 30 and and CCONJ biht-427 344 31 institutional institutional ADJ biht-427 344 32 trust trust NOUN biht-427 344 33 , , PUNCT biht-427 344 34 policymakers policymaker NOUN biht-427 344 35 must must AUX biht-427 344 36 integrate integrate VERB biht-427 344 37 this this DET biht-427 344 38 technology technology NOUN biht-427 344 39 into into ADP biht-427 344 40 broader broad ADJ biht-427 344 41 national national ADJ biht-427 344 42 digital digital ADJ biht-427 344 43 health health NOUN biht-427 344 44 strategies strategy NOUN biht-427 344 45 . . PUNCT biht-427 345 1 legislative legislative ADJ biht-427 345 2 alignment alignment NOUN biht-427 345 3 and and CCONJ biht-427 345 4 coordinated coordinate VERB biht-427 345 5 governance governance NOUN biht-427 345 6 are be AUX biht-427 345 7 critical critical ADJ biht-427 345 8 for for ADP biht-427 345 9 ensuring ensure VERB biht-427 345 10 scalable scalable ADJ biht-427 345 11 and and CCONJ biht-427 345 12 ethical ethical ADJ biht-427 345 13 adoption adoption NOUN biht-427 345 14 in in ADP biht-427 345 15 the the DET biht-427 345 16 health health NOUN biht-427 345 17 insurance insurance NOUN biht-427 345 18 ecosystem ecosystem NOUN biht-427 345 19 . . PUNCT biht-427 346 1 limitations limitation NOUN biht-427 346 2 and and CCONJ biht-427 346 3 future future ADJ biht-427 346 4 research research NOUN biht-427 346 5 directions direction NOUN biht-427 346 6 the the DET biht-427 346 7 study study NOUN biht-427 346 8 sample sample NOUN biht-427 346 9 consisted consist VERB biht-427 346 10 mainly mainly ADV biht-427 346 11 of of ADP biht-427 346 12 professionals professional NOUN biht-427 346 13 from from ADP biht-427 346 14 iranian iranian ADJ biht-427 346 15 health health NOUN biht-427 346 16 insurance insurance NOUN biht-427 346 17 organizations organization NOUN biht-427 346 18 , , PUNCT biht-427 346 19 which which PRON biht-427 346 20 may may AUX biht-427 346 21 limit limit VERB biht-427 346 22 the the DET biht-427 346 23 generalizability generalizability NOUN biht-427 346 24 of of ADP biht-427 346 25 findings finding NOUN biht-427 346 26 to to ADP biht-427 346 27 other other ADJ biht-427 346 28 cultural cultural ADJ biht-427 346 29 or or CCONJ biht-427 346 30 regulatory regulatory ADJ biht-427 346 31 contexts contexts NOUN biht-427 346 32 . . PUNCT biht-427 347 1 data datum NOUN biht-427 347 2 on on ADP biht-427 347 3 race race NOUN biht-427 347 4 or or CCONJ biht-427 347 5 ethnicity ethnicity NOUN biht-427 347 6 were be AUX biht-427 347 7 not not PART biht-427 347 8 collected collect VERB biht-427 347 9 due due ADJ biht-427 347 10 to to ADP biht-427 347 11 national national ADJ biht-427 347 12 data data PROPN biht-427 347 13 protection protection NOUN biht-427 347 14 regulations regulation NOUN biht-427 347 15 and and CCONJ biht-427 347 16 cultural cultural ADJ biht-427 347 17 considerations consideration NOUN biht-427 347 18 , , PUNCT biht-427 347 19 which which PRON biht-427 347 20 restrict restrict VERB biht-427 347 21 the the DET biht-427 347 22 gathering gathering NOUN biht-427 347 23 of of ADP biht-427 347 24 such such ADJ biht-427 347 25 sensitive sensitive ADJ biht-427 347 26 personal personal ADJ biht-427 347 27 information information NOUN biht-427 347 28 in in ADP biht-427 347 29 research research NOUN biht-427 347 30 settings setting NOUN biht-427 347 31 . . PUNCT biht-427 348 1 given give VERB biht-427 348 2 the the DET biht-427 348 3 complex complex ADJ biht-427 348 4 interplay interplay NOUN biht-427 348 5 of of ADP biht-427 348 6 technological technological ADJ biht-427 348 7 , , PUNCT biht-427 348 8 organizational organizational ADJ biht-427 348 9 , , PUNCT biht-427 348 10 and and CCONJ biht-427 348 11 environmental environmental ADJ biht-427 348 12 factors factor NOUN biht-427 348 13 , , PUNCT biht-427 348 14 adopting adopt VERB biht-427 348 15 a a DET biht-427 348 16 dual dual ADJ biht-427 348 17 perspective perspective NOUN biht-427 348 18 that that PRON biht-427 348 19 incorporates incorporate VERB biht-427 348 20 both both DET biht-427 348 21 sufficiency sufficiency NOUN biht-427 348 22 and and CCONJ biht-427 348 23 necessity necessity NOUN biht-427 348 24 logic logic NOUN biht-427 348 25 enhances enhance VERB biht-427 348 26 causal causal ADJ biht-427 348 27 inferences inference NOUN biht-427 348 28 and and CCONJ biht-427 348 29 provides provide VERB biht-427 348 30 deeper deep ADJ biht-427 348 31 insights insight NOUN biht-427 348 32 into into ADP biht-427 348 33 how how SCONJ biht-427 348 34 and and CCONJ biht-427 348 35 why why SCONJ biht-427 348 36 health health NOUN biht-427 348 37 insurance insurance NOUN biht-427 348 38 organizations organization NOUN biht-427 348 39 are be AUX biht-427 348 40 willing willing ADJ biht-427 348 41 to to PART biht-427 348 42 adopt adopt VERB biht-427 348 43 blockchain blockchain VERB biht-427 348 44 - - PUNCT biht-427 348 45 based base VERB biht-427 348 46 ai ai NOUN biht-427 348 47 technologies technology NOUN biht-427 348 48 to to PART biht-427 348 49 improve improve VERB biht-427 348 50 financial financial ADJ biht-427 348 51 transparency transparency NOUN biht-427 348 52 — — PUNCT biht-427 348 53 an an DET biht-427 348 54 essential essential ADJ biht-427 348 55 behavior behavior NOUN biht-427 348 56 that that PRON biht-427 348 57 could could AUX biht-427 348 58 help help VERB biht-427 348 59 reduce reduce VERB biht-427 348 60 fraud fraud NOUN biht-427 348 61 , , PUNCT biht-427 348 62 inefficiencies inefficiency NOUN biht-427 348 63 , , PUNCT biht-427 348 64 and and CCONJ biht-427 348 65 information information NOUN biht-427 348 66 asymmetry asymmetry NOUN biht-427 348 67 in in ADP biht-427 348 68 the the DET biht-427 348 69 healthcare healthcare NOUN biht-427 348 70 system system NOUN biht-427 348 71 . . PUNCT biht-427 349 1 building build VERB biht-427 349 2 on on ADP biht-427 349 3 the the DET biht-427 349 4 technology technology NOUN biht-427 349 5 – – PUNCT biht-427 349 6 organization organization NOUN biht-427 349 7 – – PUNCT biht-427 349 8 environment environment NOUN biht-427 349 9 framework framework NOUN biht-427 349 10 and and CCONJ biht-427 349 11 integrating integrate VERB biht-427 349 12 it it PRON biht-427 349 13 with with ADP biht-427 349 14 the the DET biht-427 349 15 tam tam PROPN biht-427 349 16 , , PUNCT biht-427 349 17 our our PRON biht-427 349 18 study study NOUN biht-427 349 19 uncovers uncover VERB biht-427 349 20 a a DET biht-427 349 21 notable notable ADJ biht-427 349 22 asymmetry asymmetry NOUN biht-427 349 23 whereby whereby SCONJ biht-427 349 24 multiple multiple ADJ biht-427 349 25 factors factor NOUN biht-427 349 26 influence influence VERB biht-427 349 27 adoption adoption NOUN biht-427 349 28 intention intention NOUN biht-427 349 29 , , PUNCT biht-427 349 30 but but CCONJ biht-427 349 31 fewer few ADJ biht-427 349 32 are be AUX biht-427 349 33 truly truly ADV biht-427 349 34 essential essential ADJ biht-427 349 35 for for ADP biht-427 349 36 ensuring ensure VERB biht-427 349 37 actual actual ADJ biht-427 349 38 deployment deployment NOUN biht-427 349 39 . . PUNCT biht-427 350 1 this this DET biht-427 350 2 asymmetry asymmetry NOUN biht-427 350 3 suggests suggest VERB biht-427 350 4 that that SCONJ biht-427 350 5 while while SCONJ biht-427 350 6 perceived perceive VERB biht-427 350 7 benefits benefit NOUN biht-427 350 8 , , PUNCT biht-427 350 9 compatibility compatibility NOUN biht-427 350 10 , , PUNCT biht-427 350 11 and and CCONJ biht-427 350 12 top top ADJ biht-427 350 13 management management NOUN biht-427 350 14 support support NOUN biht-427 350 15 significantly significantly ADV biht-427 350 16 influence influence VERB biht-427 350 17 intention intention NOUN biht-427 350 18 to to PART biht-427 350 19 adopt adopt VERB biht-427 350 20 , , PUNCT biht-427 350 21 the the DET biht-427 350 22 actual actual ADJ biht-427 350 23 decision decision NOUN biht-427 350 24 to to PART biht-427 350 25 implement implement VERB biht-427 350 26 the the DET biht-427 350 27 technology technology NOUN biht-427 350 28 often often ADV biht-427 350 29 hinges hinge VERB biht-427 350 30 on on ADP biht-427 350 31 a a DET biht-427 350 32 smaller small ADJ biht-427 350 33 set set NOUN biht-427 350 34 of of ADP biht-427 350 35 critical critical ADJ biht-427 350 36 enablers enabler NOUN biht-427 350 37 — — PUNCT biht-427 350 38 particularly particularly ADV biht-427 350 39 security security NOUN biht-427 350 40 , , PUNCT biht-427 350 41 trust trust NOUN biht-427 350 42 , , PUNCT biht-427 350 43 and and CCONJ biht-427 350 44 regulatory regulatory ADJ biht-427 350 45 support support NOUN biht-427 350 46 . . PUNCT biht-427 351 1 specifically specifically ADV biht-427 351 2 , , PUNCT biht-427 351 3 only only ADV biht-427 351 4 perceived perceive VERB biht-427 351 5 trustworthiness trustworthiness NOUN biht-427 351 6 and and CCONJ biht-427 351 7 data datum NOUN biht-427 351 8 security security NOUN biht-427 351 9 emerged emerge VERB biht-427 351 10 as as ADP biht-427 351 11 both both CCONJ biht-427 351 12 necessary necessary ADJ biht-427 351 13 and and CCONJ biht-427 351 14 sufficient sufficient ADJ biht-427 351 15 for for ADP biht-427 351 16 facilitating facilitate VERB biht-427 351 17 adoption adoption NOUN biht-427 351 18 . . PUNCT biht-427 352 1 in in ADP biht-427 352 2 contrast contrast NOUN biht-427 352 3 , , PUNCT biht-427 352 4 perceived perceive VERB biht-427 352 5 usefulness usefulness NOUN biht-427 352 6 , , PUNCT biht-427 352 7 organizational organizational ADJ biht-427 352 8 readiness readiness NOUN biht-427 352 9 , , PUNCT biht-427 352 10 and and CCONJ biht-427 352 11 environmental environmental ADJ biht-427 352 12 pressure pressure NOUN biht-427 352 13 — — PUNCT biht-427 352 14 although although SCONJ biht-427 352 15 important important ADJ biht-427 352 16 — — PUNCT biht-427 352 17 were be AUX biht-427 352 18 not not PART biht-427 352 19 always always ADV biht-427 352 20 essential essential ADJ biht-427 352 21 , , PUNCT biht-427 352 22 and and CCONJ biht-427 352 23 their their PRON biht-427 352 24 influence influence NOUN biht-427 352 25 varied vary VERB biht-427 352 26 across across ADP biht-427 352 27 institutions institution NOUN biht-427 352 28 . . PUNCT biht-427 353 1 conclusions conclusion NOUN biht-427 353 2 and and CCONJ biht-427 353 3 directions direction NOUN biht-427 353 4 for for ADP biht-427 353 5 future future ADJ biht-427 353 6 research research NOUN biht-427 353 7 given give VERB biht-427 353 8 the the DET biht-427 353 9 complex complex ADJ biht-427 353 10 interplay interplay NOUN biht-427 353 11 of of ADP biht-427 353 12 technological technological ADJ biht-427 353 13 , , PUNCT biht-427 353 14 organizational organizational ADJ biht-427 353 15 , , PUNCT biht-427 353 16 and and CCONJ biht-427 353 17 environmental environmental ADJ biht-427 353 18 factors factor NOUN biht-427 353 19 , , PUNCT biht-427 353 20 adopting adopt VERB biht-427 353 21 a a DET biht-427 353 22 dual dual ADJ biht-427 353 23 perspective perspective NOUN biht-427 353 24 that that PRON biht-427 353 25 incorporates incorporate VERB biht-427 353 26 both both DET biht-427 353 27 sufficiency sufficiency NOUN biht-427 353 28 and and CCONJ biht-427 353 29 necessity necessity NOUN biht-427 353 30 logic logic NOUN biht-427 353 31 enhances enhance VERB biht-427 353 32 causal causal ADJ biht-427 353 33 inferences inference NOUN biht-427 353 34 and and CCONJ biht-427 353 35 provides provide VERB biht-427 353 36 deeper deep ADJ biht-427 353 37 insights insight NOUN biht-427 353 38 into into ADP biht-427 353 39 how how SCONJ biht-427 353 40 and and CCONJ biht-427 353 41 why why SCONJ biht-427 353 42 health health NOUN biht-427 353 43 insurance insurance NOUN biht-427 353 44 organizations organization NOUN biht-427 353 45 are be AUX biht-427 353 46 willing willing ADJ biht-427 353 47 to to PART biht-427 353 48 adopt adopt VERB biht-427 353 49 blockchain blockchain VERB biht-427 353 50 - - PUNCT biht-427 353 51 based base VERB biht-427 353 52 ai ai NOUN biht-427 353 53 technologies technology NOUN biht-427 353 54 to to PART biht-427 353 55 improve improve VERB biht-427 353 56 financial financial ADJ biht-427 353 57 transparency transparency NOUN biht-427 353 58 — — PUNCT biht-427 353 59 an an DET biht-427 353 60 essential essential ADJ biht-427 353 61 behavior behavior NOUN biht-427 353 62 that that PRON biht-427 353 63 could could AUX biht-427 353 64 help help VERB biht-427 353 65 reduce reduce VERB biht-427 353 66 fraud fraud NOUN biht-427 353 67 , , PUNCT biht-427 353 68 inefficiencies inefficiency NOUN biht-427 353 69 , , PUNCT biht-427 353 70 and and CCONJ biht-427 353 71 information information NOUN biht-427 353 72 asymmetry asymmetry NOUN biht-427 353 73 in in ADP biht-427 353 74 the the DET biht-427 353 75 healthcare healthcare NOUN biht-427 353 76 system system NOUN biht-427 353 77 . . PUNCT biht-427 354 1 building build VERB biht-427 354 2 on on ADP biht-427 354 3 the the DET biht-427 354 4 technology technology NOUN biht-427 354 5 – – PUNCT biht-427 354 6 organization organization NOUN biht-427 354 7 – – PUNCT biht-427 354 8 environment environment NOUN biht-427 354 9 framework framework NOUN biht-427 354 10 and and CCONJ biht-427 354 11 integrating integrate VERB biht-427 354 12 it it PRON biht-427 354 13 with with ADP biht-427 354 14 the the DET biht-427 354 15 tam tam PROPN biht-427 354 16 , , PUNCT biht-427 354 17 our our PRON biht-427 354 18 study study NOUN biht-427 354 19 uncovers uncover VERB biht-427 354 20 a a DET biht-427 354 21 notable notable ADJ biht-427 354 22 asymmetry asymmetry NOUN biht-427 354 23 whereby whereby SCONJ biht-427 354 24 multiple multiple ADJ biht-427 354 25 factors factor NOUN biht-427 354 26 influence influence VERB biht-427 354 27 adoption adoption NOUN biht-427 354 28 intention intention NOUN biht-427 354 29 , , PUNCT biht-427 354 30 but but CCONJ biht-427 354 31 fewer few ADJ biht-427 354 32 are be AUX biht-427 354 33 truly truly ADV biht-427 354 34 essential essential ADJ biht-427 354 35 for for ADP biht-427 354 36 ensuring ensure VERB biht-427 354 37 actual actual ADJ biht-427 354 38 deployment deployment NOUN biht-427 354 39 . . PUNCT biht-427 355 1 this this DET biht-427 355 2 asymmetry asymmetry NOUN biht-427 355 3 suggests suggest VERB biht-427 355 4 that that SCONJ biht-427 355 5 while while SCONJ biht-427 355 6 perceived perceive VERB biht-427 355 7 benefits benefit NOUN biht-427 355 8 , , PUNCT biht-427 355 9 compatibility compatibility NOUN biht-427 355 10 , , PUNCT biht-427 355 11 and and CCONJ biht-427 355 12 top top ADJ biht-427 355 13 management management NOUN biht-427 355 14 support support NOUN biht-427 355 15 significantly significantly ADV biht-427 355 16 influence influence VERB biht-427 355 17 intention intention NOUN biht-427 355 18 to to PART biht-427 355 19 adopt adopt VERB biht-427 355 20 , , PUNCT biht-427 355 21 the the DET biht-427 355 22 actual actual ADJ biht-427 355 23 decision decision NOUN biht-427 355 24 to to PART biht-427 355 25 implement implement VERB biht-427 355 26 the the DET biht-427 355 27 technology technology NOUN biht-427 355 28 often often ADV biht-427 355 29 hinges hinge VERB biht-427 355 30 on on ADP biht-427 355 31 a a DET biht-427 355 32 smaller small ADJ biht-427 355 33 set set NOUN biht-427 355 34 of of ADP biht-427 355 35 critical critical ADJ biht-427 355 36 enablers enabler NOUN biht-427 355 37 — — PUNCT biht-427 355 38 particularly particularly ADV biht-427 355 39 security security NOUN biht-427 355 40 , , PUNCT biht-427 355 41 trust trust NOUN biht-427 355 42 , , PUNCT biht-427 355 43 and and CCONJ biht-427 355 44 regulatory regulatory ADJ biht-427 355 45 support support NOUN biht-427 355 46 . . PUNCT biht-427 356 1 specifically specifically ADV biht-427 356 2 , , PUNCT biht-427 356 3 only only ADV biht-427 356 4 perceived perceive VERB biht-427 356 5 trustworthiness trustworthiness NOUN biht-427 356 6 and and CCONJ biht-427 356 7 data datum NOUN biht-427 356 8 security security NOUN biht-427 356 9 emerged emerge VERB biht-427 356 10 as as ADP biht-427 356 11 both both CCONJ biht-427 356 12 necessary necessary ADJ biht-427 356 13 and and CCONJ biht-427 356 14 sufficient sufficient ADJ biht-427 356 15 for for ADP biht-427 356 16 facilitating facilitate VERB biht-427 356 17 adoption adoption NOUN biht-427 356 18 . . PUNCT biht-427 357 1 in in ADP biht-427 357 2 contrast contrast NOUN biht-427 357 3 , , PUNCT biht-427 357 4 perceived perceive VERB biht-427 357 5 usefulness usefulness NOUN biht-427 357 6 , , PUNCT biht-427 357 7 organizational organizational ADJ biht-427 357 8 readiness readiness NOUN biht-427 357 9 , , PUNCT biht-427 357 10 and and CCONJ biht-427 357 11 environmental environmental ADJ biht-427 357 12 pressure pressure NOUN biht-427 357 13 — — PUNCT biht-427 357 14 although although SCONJ biht-427 357 15 important important ADJ biht-427 357 16 — — PUNCT biht-427 357 17 were be AUX biht-427 357 18 not not PART biht-427 357 19 always always ADV biht-427 357 20 essential essential ADJ biht-427 357 21 , , PUNCT biht-427 357 22 and and CCONJ biht-427 357 23 their their PRON biht-427 357 24 influence influence NOUN biht-427 357 25 varied varied ADJ biht-427 357 26 across across ADP biht-427 357 27 institutions institution NOUN biht-427 357 28 . . PUNCT biht-427 358 1 these these DET biht-427 358 2 insights insight NOUN biht-427 358 3 indicate indicate VERB biht-427 358 4 a a DET biht-427 358 5 critical critical ADJ biht-427 358 6 shift shift NOUN biht-427 358 7 for for ADP biht-427 358 8 policymakers policymaker NOUN biht-427 358 9 and and CCONJ biht-427 358 10 health health NOUN biht-427 358 11 it it PRON biht-427 358 12 providers provider VERB biht-427 358 13 : : PUNCT biht-427 358 14 instead instead ADV biht-427 358 15 of of ADP biht-427 358 16 promoting promote VERB biht-427 358 17 blockchain blockchain NOUN biht-427 358 18 - - PUNCT biht-427 358 19 based base VERB biht-427 358 20 ai ai VERB biht-427 358 21 merely merely ADV biht-427 358 22 for for ADP biht-427 358 23 its its PRON biht-427 358 24 novelty novelty NOUN biht-427 358 25 or or CCONJ biht-427 358 26 general general ADJ biht-427 358 27 efficiency efficiency NOUN biht-427 358 28 , , PUNCT biht-427 358 29 they they PRON biht-427 358 30 must must AUX biht-427 358 31 emphasize emphasize VERB biht-427 358 32 secure secure ADJ biht-427 358 33 architecture architecture NOUN biht-427 358 34 , , PUNCT biht-427 358 35 data datum NOUN biht-427 358 36 privacy privacy NOUN biht-427 358 37 guarantees guarantee NOUN biht-427 358 38 , , PUNCT biht-427 358 39 and and CCONJ biht-427 358 40 alignment alignment NOUN biht-427 358 41 with with ADP biht-427 358 42 legal legal ADJ biht-427 358 43 standards standard NOUN biht-427 358 44 to to PART biht-427 358 45 increase increase VERB biht-427 358 46 adoption adoption NOUN biht-427 358 47 likelihood likelihood NOUN biht-427 358 48 . . PUNCT biht-427 359 1 therefore therefore ADV biht-427 359 2 , , PUNCT biht-427 359 3 blockchain blockchain PROPN biht-427 359 4 - - PUNCT biht-427 359 5 based base VERB biht-427 359 6 ai ai NOUN biht-427 359 7 should should AUX biht-427 359 8 be be AUX biht-427 359 9 positioned position VERB biht-427 359 10 not not PART biht-427 359 11 just just ADV biht-427 359 12 as as ADP biht-427 359 13 a a DET biht-427 359 14 cutting cutting NOUN biht-427 359 15 - - PUNCT biht-427 359 16 edge edge NOUN biht-427 359 17 tool tool NOUN biht-427 359 18 but but CCONJ biht-427 359 19 as as ADP biht-427 359 20 a a DET biht-427 359 21 robust robust ADJ biht-427 359 22 , , PUNCT biht-427 359 23 compliant compliant ADJ biht-427 359 24 , , PUNCT biht-427 359 25 and and CCONJ biht-427 359 26 trustworthy trustworthy ADJ biht-427 359 27 system system NOUN biht-427 359 28 that that PRON biht-427 359 29 directly directly ADV biht-427 359 30 enhances enhance VERB biht-427 359 31 operational operational ADJ biht-427 359 32 transparency transparency NOUN biht-427 359 33 and and CCONJ biht-427 359 34 minimizes minimize VERB biht-427 359 35 fraud fraud NOUN biht-427 359 36 risks risk NOUN biht-427 359 37 . . PUNCT biht-427 360 1 although although SCONJ biht-427 360 2 this this DET biht-427 360 3 study study NOUN biht-427 360 4 provides provide VERB biht-427 360 5 a a DET biht-427 360 6 strong strong ADJ biht-427 360 7 foundation foundation NOUN biht-427 360 8 for for ADP biht-427 360 9 understanding understand VERB biht-427 360 10 adoption adoption NOUN biht-427 360 11 drivers driver NOUN biht-427 360 12 in in ADP biht-427 360 13 the the DET biht-427 360 14 healthcare healthcare NOUN biht-427 360 15 insurance insurance NOUN biht-427 360 16 context context NOUN biht-427 360 17 , , PUNCT biht-427 360 18 several several ADJ biht-427 360 19 opportunities opportunity NOUN biht-427 360 20 remain remain VERB biht-427 360 21 for for ADP biht-427 360 22 future future ADJ biht-427 360 23 research research NOUN biht-427 360 24 . . PUNCT biht-427 361 1 first first ADV biht-427 361 2 , , PUNCT biht-427 361 3 due due ADP biht-427 361 4 to to ADP biht-427 361 5 challenges challenge NOUN biht-427 361 6 associated associate VERB biht-427 361 7 with with ADP biht-427 361 8 collecting collect VERB biht-427 361 9 sensitive sensitive ADJ biht-427 361 10 institutional institutional ADJ biht-427 361 11 data datum NOUN biht-427 361 12 , , PUNCT biht-427 361 13 we we PRON biht-427 361 14 relied rely VERB biht-427 361 15 on on ADP biht-427 361 16 self self NOUN biht-427 361 17 - - PUNCT biht-427 361 18 reported report VERB biht-427 361 19 perceptions perception NOUN biht-427 361 20 from from ADP biht-427 361 21 industry industry NOUN biht-427 361 22 professionals professional NOUN biht-427 361 23 to to PART biht-427 361 24 reduce reduce VERB biht-427 361 25 bias bias NOUN biht-427 361 26 and and CCONJ biht-427 361 27 gather gather VERB biht-427 361 28 informed informed ADJ biht-427 361 29 insights insight NOUN biht-427 361 30 . . PUNCT biht-427 362 1 while while SCONJ biht-427 362 2 various various ADJ biht-427 362 3 robustness robustness NOUN biht-427 362 4 checks check NOUN biht-427 362 5 were be AUX biht-427 362 6 conducted conduct VERB biht-427 362 7 , , PUNCT biht-427 362 8 possible possible ADJ biht-427 362 9 self self NOUN biht-427 362 10 - - PUNCT biht-427 362 11 reporting reporting NOUN biht-427 362 12 and and CCONJ biht-427 362 13 social social ADJ biht-427 362 14 desirability desirability NOUN biht-427 362 15 biases bias NOUN biht-427 362 16 can can AUX biht-427 362 17 not not PART biht-427 362 18 be be AUX biht-427 362 19 entirely entirely ADV biht-427 362 20 excluded exclude VERB biht-427 362 21 . . PUNCT biht-427 363 1 following follow VERB biht-427 363 2 methodological methodological ADJ biht-427 363 3 recommendations,20 recommendations,20 NOUN biht-427 363 4 we we PRON biht-427 363 5 triangulated triangulate VERB biht-427 363 6 different different ADJ biht-427 363 7 data datum NOUN biht-427 363 8 sources source NOUN biht-427 363 9 and and CCONJ biht-427 363 10 measurement measurement NOUN biht-427 363 11 instruments instrument NOUN biht-427 363 12 to to PART biht-427 363 13 enhance enhance VERB biht-427 363 14 reliability reliability NOUN biht-427 363 15 ; ; PUNCT biht-427 363 16 nevertheless nevertheless ADV biht-427 363 17 , , PUNCT biht-427 363 18 these these DET biht-427 363 19 limitations limitation NOUN biht-427 363 20 should should AUX biht-427 363 21 be be AUX biht-427 363 22 considered consider VERB biht-427 363 23 when when SCONJ biht-427 363 24 interpreting interpret VERB biht-427 363 25 results result NOUN biht-427 363 26 . . PUNCT biht-427 364 1 while while SCONJ biht-427 364 2 we we PRON biht-427 364 3 did do AUX biht-427 364 4 not not PART biht-427 364 5 directly directly ADV biht-427 364 6 observe observe VERB biht-427 364 7 full full ADJ biht-427 364 8 - - PUNCT biht-427 364 9 scale scale NOUN biht-427 364 10 implementation implementation NOUN biht-427 364 11 behavior behavior NOUN biht-427 364 12 , , PUNCT biht-427 364 13 prior prior ADJ biht-427 364 14 research research NOUN biht-427 364 15 supports support VERB biht-427 364 16 behavioral behavioral ADJ biht-427 364 17 intention intention NOUN biht-427 364 18 as as ADP biht-427 364 19 a a DET biht-427 364 20 reliable reliable ADJ biht-427 364 21 proxy proxy NOUN biht-427 364 22 for for ADP biht-427 364 23 technology technology NOUN biht-427 364 24 adoption.35,37 adoption.35,37 VERB biht-427 364 25 likewise likewise ADV biht-427 364 26 , , PUNCT biht-427 364 27 organizational organizational ADJ biht-427 364 28 readiness readiness NOUN biht-427 364 29 and and CCONJ biht-427 364 30 perceived perceive VERB biht-427 364 31 risk risk NOUN biht-427 364 32 mitigation mitigation NOUN biht-427 364 33 are be AUX biht-427 364 34 valid valid ADJ biht-427 364 35 indicators indicator NOUN biht-427 364 36 of of ADP biht-427 364 37 actual actual ADJ biht-427 364 38 adoption adoption NOUN biht-427 364 39 under under ADP biht-427 364 40 https://doi.org/10.30953/bhty.v8.427 https://doi.org/10.30953/bhty.v8.427 ADJ biht-427 364 41 citation citation NOUN biht-427 364 42 : : PUNCT biht-427 365 1 blockchain blockchain NOUN biht-427 365 2 in in ADP biht-427 365 3 healthcare healthcare NOUN biht-427 365 4 today today NOUN biht-427 365 5 2025 2025 NUM biht-427 365 6 , , PUNCT biht-427 365 7 8 8 NUM biht-427 365 8 : : SYM biht-427 365 9 427 427 NUM biht-427 365 10 https://doi.org/10.30953/bhty.v8.42716 https://doi.org/10.30953/bhty.v8.42716 NOUN biht-427 365 11 ( ( PUNCT biht-427 365 12 page page NOUN biht-427 365 13 number number NOUN biht-427 365 14 not not PART biht-427 365 15 for for ADP biht-427 365 16 citation citation NOUN biht-427 365 17 purpose purpose NOUN biht-427 365 18 ) ) PUNCT biht-427 365 19 sepideh sepideh NOUN biht-427 365 20 mohammadi mohammadi NOUN biht-427 365 21 tong tong PROPN biht-427 365 22 andri andri PROPN biht-427 365 23 and and CCONJ biht-427 365 24 sahar sahar PROPN biht-427 365 25 mohammadi mohammadi PROPN biht-427 365 26 tong tong PROPN biht-427 365 27 andri andri PROPN biht-427 365 28 constrained constrain VERB biht-427 365 29 environments environment NOUN biht-427 365 30 , , PUNCT biht-427 365 31 especially especially ADV biht-427 365 32 in in ADP biht-427 365 33 the the DET biht-427 365 34 health health NOUN biht-427 365 35 sector sector NOUN biht-427 365 36 . . PUNCT biht-427 366 1 given give VERB biht-427 366 2 that that DET biht-427 366 3 decision decision NOUN biht-427 366 4 - - PUNCT biht-427 366 5 making making NOUN biht-427 366 6 in in ADP biht-427 366 7 public public ADJ biht-427 366 8 health health NOUN biht-427 366 9 insurance insurance NOUN biht-427 366 10 organizations organization NOUN biht-427 366 11 is be AUX biht-427 366 12 highly highly ADV biht-427 366 13 structured structured ADJ biht-427 366 14 and and CCONJ biht-427 366 15 regulated regulate VERB biht-427 366 16 , , PUNCT biht-427 366 17 our our PRON biht-427 366 18 findings finding NOUN biht-427 366 19 likely likely ADV biht-427 366 20 reflect reflect VERB biht-427 366 21 genuine genuine ADJ biht-427 366 22 adoption adoption NOUN biht-427 366 23 tendencies tendency NOUN biht-427 366 24 . . PUNCT biht-427 367 1 additionally additionally ADV biht-427 367 2 , , PUNCT biht-427 367 3 we we PRON biht-427 367 4 controlled control VERB biht-427 367 5 for for ADP biht-427 367 6 organizational organizational ADJ biht-427 367 7 characteristics characteristic NOUN biht-427 367 8 such such ADJ biht-427 367 9 as as ADP biht-427 367 10 size size NOUN biht-427 367 11 , , PUNCT biht-427 367 12 funding funding NOUN biht-427 367 13 model model NOUN biht-427 367 14 , , PUNCT biht-427 367 15 and and CCONJ biht-427 367 16 regulatory regulatory ADJ biht-427 367 17 exposure exposure NOUN biht-427 367 18 to to PART biht-427 367 19 increase increase VERB biht-427 367 20 accuracy accuracy NOUN biht-427 367 21 . . PUNCT biht-427 368 1 however however ADV biht-427 368 2 , , PUNCT biht-427 368 3 external external ADJ biht-427 368 4 factors factor NOUN biht-427 368 5 such such ADJ biht-427 368 6 as as ADP biht-427 368 7 vendor vendor NOUN biht-427 368 8 support support NOUN biht-427 368 9 , , PUNCT biht-427 368 10 interoperability interoperability NOUN biht-427 368 11 , , PUNCT biht-427 368 12 and and CCONJ biht-427 368 13 change change NOUN biht-427 368 14 management management NOUN biht-427 368 15 processes process NOUN biht-427 368 16 also also ADV biht-427 368 17 play play VERB biht-427 368 18 a a DET biht-427 368 19 crucial crucial ADJ biht-427 368 20 role role NOUN biht-427 368 21 in in ADP biht-427 368 22 adoption adoption NOUN biht-427 368 23 behavior,47 behavior,47 NOUN biht-427 368 24 and and CCONJ biht-427 368 25 future future ADJ biht-427 368 26 studies study NOUN biht-427 368 27 should should AUX biht-427 368 28 incorporate incorporate VERB biht-427 368 29 these these DET biht-427 368 30 dimensions dimension NOUN biht-427 368 31 . . PUNCT biht-427 369 1 although although SCONJ biht-427 369 2 our our PRON biht-427 369 3 results result NOUN biht-427 369 4 offer offer VERB biht-427 369 5 a a DET biht-427 369 6 general general ADJ biht-427 369 7 reflection reflection NOUN biht-427 369 8 of of ADP biht-427 369 9 perceptual perceptual ADJ biht-427 369 10 and and CCONJ biht-427 369 11 strategic strategic ADJ biht-427 369 12 tendencies tendency NOUN biht-427 369 13 in in ADP biht-427 369 14 adopting adopt VERB biht-427 369 15 blockchain blockchain NOUN biht-427 369 16 - - PUNCT biht-427 369 17 based base VERB biht-427 369 18 ai ai NOUN biht-427 369 19 for for ADP biht-427 369 20 transparency transparency NOUN biht-427 369 21 , , PUNCT biht-427 369 22 further further ADJ biht-427 369 23 research research NOUN biht-427 369 24 should should AUX biht-427 369 25 incorporate incorporate VERB biht-427 369 26 longitudinal longitudinal ADJ biht-427 369 27 and and CCONJ biht-427 369 28 performance performance NOUN biht-427 369 29 - - PUNCT biht-427 369 30 based base VERB biht-427 369 31 metrics metric NOUN biht-427 369 32 to to PART biht-427 369 33 validate validate VERB biht-427 369 34 and and CCONJ biht-427 369 35 extend extend VERB biht-427 369 36 these these DET biht-427 369 37 findings finding NOUN biht-427 369 38 . . PUNCT biht-427 370 1 moreover moreover ADV biht-427 370 2 , , PUNCT biht-427 370 3 our our PRON biht-427 370 4 sample sample NOUN biht-427 370 5 consisted consist VERB biht-427 370 6 mainly mainly ADV biht-427 370 7 of of ADP biht-427 370 8 decision decision NOUN biht-427 370 9 - - PUNCT biht-427 370 10 makers maker NOUN biht-427 370 11 and and CCONJ biht-427 370 12 it it PRON biht-427 370 13 managers manager NOUN biht-427 370 14 in in ADP biht-427 370 15 public public ADJ biht-427 370 16 insurance insurance NOUN biht-427 370 17 institutions institution NOUN biht-427 370 18 , , PUNCT biht-427 370 19 which which PRON biht-427 370 20 may may AUX biht-427 370 21 not not PART biht-427 370 22 generalize generalize VERB biht-427 370 23 to to ADP biht-427 370 24 smaller small ADJ biht-427 370 25 or or CCONJ biht-427 370 26 private private ADJ biht-427 370 27 entities entity NOUN biht-427 370 28 . . PUNCT biht-427 371 1 future future ADJ biht-427 371 2 research research NOUN biht-427 371 3 should should AUX biht-427 371 4 explore explore VERB biht-427 371 5 these these DET biht-427 371 6 relationships relationship NOUN biht-427 371 7 across across ADP biht-427 371 8 different different ADJ biht-427 371 9 organizational organizational ADJ biht-427 371 10 structures structure NOUN biht-427 371 11 to to PART biht-427 371 12 develop develop VERB biht-427 371 13 a a DET biht-427 371 14 broader broad ADJ biht-427 371 15 understanding understanding NOUN biht-427 371 16 of of ADP biht-427 371 17 sustainable sustainable ADJ biht-427 371 18 and and CCONJ biht-427 371 19 secure secure ADJ biht-427 371 20 technology technology NOUN biht-427 371 21 adoption adoption NOUN biht-427 371 22 . . PUNCT biht-427 372 1 finally finally ADV biht-427 372 2 , , PUNCT biht-427 372 3 since since SCONJ biht-427 372 4 this this DET biht-427 372 5 study study NOUN biht-427 372 6 was be AUX biht-427 372 7 conducted conduct VERB biht-427 372 8 within within ADP biht-427 372 9 the the DET biht-427 372 10 iranian iranian ADJ biht-427 372 11 healthcare healthcare NOUN biht-427 372 12 and and CCONJ biht-427 372 13 organizational organizational ADJ biht-427 372 14 context context NOUN biht-427 372 15 , , PUNCT biht-427 372 16 findings finding NOUN biht-427 372 17 may may AUX biht-427 372 18 be be AUX biht-427 372 19 influenced influence VERB biht-427 372 20 by by ADP biht-427 372 21 local local ADJ biht-427 372 22 institutional institutional ADJ biht-427 372 23 , , PUNCT biht-427 372 24 cultural cultural ADJ biht-427 372 25 , , PUNCT biht-427 372 26 and and CCONJ biht-427 372 27 policy policy NOUN biht-427 372 28 environments environment NOUN biht-427 372 29 . . PUNCT biht-427 373 1 as as SCONJ biht-427 373 2 hofstede hofstede NOUN biht-427 373 3 ’s ’s PART biht-427 373 4 ( ( PUNCT biht-427 373 5 2001 2001 NUM biht-427 373 6 ) ) PUNCT biht-427 373 7 dimensions dimension NOUN biht-427 373 8 suggest suggest VERB biht-427 373 9 , , PUNCT biht-427 373 10 trust trust NOUN biht-427 373 11 in in ADP biht-427 373 12 technology technology NOUN biht-427 373 13 , , PUNCT biht-427 373 14 data data NOUN biht-427 373 15 openness openness NOUN biht-427 373 16 , , PUNCT biht-427 373 17 and and CCONJ biht-427 373 18 risk risk NOUN biht-427 373 19 tolerance tolerance NOUN biht-427 373 20 vary vary VERB biht-427 373 21 across across ADP biht-427 373 22 cultures culture NOUN biht-427 373 23 . . PUNCT biht-427 374 1 for for ADP biht-427 374 2 instance instance NOUN biht-427 374 3 , , PUNCT biht-427 374 4 perceived perceive VERB biht-427 374 5 risk risk NOUN biht-427 374 6 and and CCONJ biht-427 374 7 trust trust NOUN biht-427 374 8 may may AUX biht-427 374 9 play play VERB biht-427 374 10 a a DET biht-427 374 11 more more ADV biht-427 374 12 substantial substantial ADJ biht-427 374 13 role role NOUN biht-427 374 14 in in ADP biht-427 374 15 low low ADJ biht-427 374 16 - - PUNCT biht-427 374 17 trust trust NOUN biht-427 374 18 societies.48 societies.48 NOUN biht-427 374 19 therefore therefore ADV biht-427 374 20 , , PUNCT biht-427 374 21 cross cross ADJ biht-427 374 22 - - ADJ biht-427 374 23 cultural cultural ADJ biht-427 374 24 and and CCONJ biht-427 374 25 cross cross ADJ biht-427 374 26 - - ADJ biht-427 374 27 sectoral sectoral ADJ biht-427 374 28 studies study NOUN biht-427 374 29 are be AUX biht-427 374 30 needed need VERB biht-427 374 31 to to PART biht-427 374 32 evaluate evaluate VERB biht-427 374 33 how how SCONJ biht-427 374 34 contextual contextual ADJ biht-427 374 35 factors factor NOUN biht-427 374 36 shape shape VERB biht-427 374 37 blockchain blockchain NOUN biht-427 374 38 - - PUNCT biht-427 374 39 based base VERB biht-427 374 40 ai ai VERB biht-427 374 41 adoption adoption NOUN biht-427 374 42 in in ADP biht-427 374 43 health health NOUN biht-427 374 44 systems system NOUN biht-427 374 45 globally globally ADV biht-427 374 46 . . PUNCT biht-427 375 1 funding fund VERB biht-427 375 2 this this DET biht-427 375 3 research research NOUN biht-427 375 4 received receive VERB biht-427 375 5 no no DET biht-427 375 6 specific specific ADJ biht-427 375 7 grant grant NOUN biht-427 375 8 from from ADP biht-427 375 9 any any DET biht-427 375 10 funding funding NOUN biht-427 375 11 agency agency NOUN biht-427 375 12 in in ADP biht-427 375 13 the the DET biht-427 375 14 public public ADJ biht-427 375 15 , , PUNCT biht-427 375 16 commercial commercial ADJ biht-427 375 17 , , PUNCT biht-427 375 18 or or CCONJ biht-427 375 19 not not PART biht-427 375 20 - - PUNCT biht-427 375 21 for for ADP biht-427 375 22 - - PUNCT biht-427 375 23 profit profit NOUN biht-427 375 24 sectors sector NOUN biht-427 375 25 . . PUNCT biht-427 376 1 conflicts conflict NOUN biht-427 376 2 of of ADP biht-427 376 3 interest interest NOUN biht-427 376 4 the the DET biht-427 376 5 authors author NOUN biht-427 376 6 declares declare VERB biht-427 376 7 no no DET biht-427 376 8 conflicts conflict NOUN biht-427 376 9 of of ADP biht-427 376 10 interest interest NOUN biht-427 376 11 . . PUNCT biht-427 377 1 author author NOUN biht-427 377 2 contributions contribution VERB biht-427 377 3 sepideh sepideh PROPN biht-427 377 4 mohammadi mohammadi NOUN biht-427 377 5 tong tong PROPN biht-427 377 6 andri andri PROPN biht-427 377 7 : : PUNCT biht-427 377 8 conceptualization conceptualization NOUN biht-427 377 9 , , PUNCT biht-427 377 10 methodology methodology NOUN biht-427 377 11 , , PUNCT biht-427 377 12 formal formal ADJ biht-427 377 13 analysis analysis NOUN biht-427 377 14 , , PUNCT biht-427 377 15 investigation investigation NOUN biht-427 377 16 , , PUNCT biht-427 377 17 writing write VERB biht-427 377 18 – – PUNCT biht-427 377 19 original original ADJ biht-427 377 20 draft draft NOUN biht-427 377 21 , , PUNCT biht-427 377 22 project project NOUN biht-427 377 23 administration administration NOUN biht-427 377 24 . . PUNCT biht-427 378 1 sahar sahar PROPN biht-427 378 2 mohammadi mohammadi PROPN biht-427 378 3 tong tong PROPN biht-427 378 4 andri andri PROPN biht-427 378 5 : : PUNCT biht-427 378 6 data datum NOUN biht-427 378 7 curation curation NOUN biht-427 378 8 , , PUNCT biht-427 378 9 software software NOUN biht-427 378 10 , , PUNCT biht-427 378 11 validation validation NOUN biht-427 378 12 , , PUNCT biht-427 378 13 visualization visualization NOUN biht-427 378 14 , , PUNCT biht-427 378 15 writing writing NOUN biht-427 378 16 – – PUNCT biht-427 378 17 review review NOUN biht-427 378 18 & & CCONJ biht-427 378 19 editing editing PROPN biht-427 378 20 . . PUNCT biht-427 379 1 data datum NOUN biht-427 379 2 availability availability NOUN biht-427 379 3 statement statement NOUN biht-427 379 4 ( ( PUNCT biht-427 379 5 das das PROPN biht-427 379 6 ) ) PUNCT biht-427 379 7 , , PUNCT biht-427 379 8 data datum NOUN biht-427 379 9 sharing sharing NOUN biht-427 379 10 , , PUNCT biht-427 379 11 reproducibility reproducibility NOUN biht-427 379 12 , , PUNCT biht-427 379 13 and and CCONJ biht-427 379 14 data datum NOUN biht-427 379 15 repositories repository NOUN biht-427 379 16 the the DET biht-427 379 17 datasets dataset NOUN biht-427 379 18 generated generate VERB biht-427 379 19 and/or and/or CCONJ biht-427 379 20 analyzed analyze VERB biht-427 379 21 during during ADP biht-427 379 22 the the DET biht-427 379 23 current current ADJ biht-427 379 24 research research NOUN biht-427 379 25 are be AUX biht-427 379 26 not not PART biht-427 379 27 publicly publicly ADV biht-427 379 28 accessible accessible ADJ biht-427 379 29 due due ADP biht-427 379 30 to to ADP biht-427 379 31 confidentiality confidentiality NOUN biht-427 379 32 obligations obligation NOUN biht-427 379 33 and and CCONJ biht-427 379 34 the the DET biht-427 379 35 sensitive sensitive ADJ biht-427 379 36 nature nature NOUN biht-427 379 37 of of ADP biht-427 379 38 the the DET biht-427 379 39 information information NOUN biht-427 379 40 involved involve VERB biht-427 379 41 . . PUNCT biht-427 380 1 access access NOUN biht-427 380 2 to to ADP biht-427 380 3 these these DET biht-427 380 4 datasets dataset NOUN biht-427 380 5 may may AUX biht-427 380 6 be be AUX biht-427 380 7 granted grant VERB biht-427 380 8 by by ADP biht-427 380 9 the the DET biht-427 380 10 corresponding corresponding ADJ biht-427 380 11 author author NOUN biht-427 380 12 upon upon SCONJ biht-427 380 13 the the DET biht-427 380 14 submission submission NOUN biht-427 380 15 of of ADP biht-427 380 16 a a DET biht-427 380 17 reasonable reasonable ADJ biht-427 380 18 request request NOUN biht-427 380 19 , , PUNCT biht-427 380 20 subject subject ADJ biht-427 380 21 to to ADP biht-427 380 22 prior prior ADJ biht-427 380 23 approval approval NOUN biht-427 380 24 and and CCONJ biht-427 380 25 the the DET biht-427 380 26 signing signing NOUN biht-427 380 27 of of ADP biht-427 380 28 a a DET biht-427 380 29 confidentiality confidentiality NOUN biht-427 380 30 agreement agreement NOUN biht-427 380 31 . . PUNCT biht-427 381 1 application application NOUN biht-427 381 2 of of ADP biht-427 381 3 ai ai ADJ biht-427 381 4 - - PUNCT biht-427 381 5 generated generate VERB biht-427 381 6 text text NOUN biht-427 381 7 or or CCONJ biht-427 381 8 related relate VERB biht-427 381 9 technology technology NOUN biht-427 381 10 artificial artificial ADJ biht-427 381 11 intelligence intelligence NOUN biht-427 381 12 ( ( PUNCT biht-427 381 13 ai)-assisted ai)-assiste VERB biht-427 381 14 tools tool NOUN biht-427 381 15 , , PUNCT biht-427 381 16 such such ADJ biht-427 381 17 as as ADP biht-427 381 18 chatgpt chatgpt NOUN biht-427 381 19 ( ( PUNCT biht-427 381 20 openai openai PROPN biht-427 381 21 ) ) PUNCT biht-427 381 22 , , PUNCT biht-427 381 23 were be AUX biht-427 381 24 used use VERB biht-427 381 25 solely solely ADV biht-427 381 26 for for ADP biht-427 381 27 language language NOUN biht-427 381 28 polishing polishing NOUN biht-427 381 29 and and CCONJ biht-427 381 30 grammar grammar NOUN biht-427 381 31 correction correction NOUN biht-427 381 32 during during ADP biht-427 381 33 the the DET biht-427 381 34 preparation preparation NOUN biht-427 381 35 of of ADP biht-427 381 36 this this DET biht-427 381 37 manuscript manuscript NOUN biht-427 381 38 . . PUNCT biht-427 382 1 the the DET biht-427 382 2 authors author NOUN biht-427 382 3 reviewed review VERB biht-427 382 4 and and CCONJ biht-427 382 5 verified verify VERB biht-427 382 6 all all DET biht-427 382 7 ai ai NOUN biht-427 382 8 - - PUNCT biht-427 382 9 generated generate VERB biht-427 382 10 suggestions suggestion NOUN biht-427 382 11 to to PART biht-427 382 12 ensure ensure VERB biht-427 382 13 accuracy accuracy NOUN biht-427 382 14 and and CCONJ biht-427 382 15 originality originality NOUN biht-427 382 16 of of ADP biht-427 382 17 the the DET biht-427 382 18 content content NOUN biht-427 382 19 . . PUNCT biht-427 383 1 acknowledgments acknowledgment NOUN biht-427 383 2 the the DET biht-427 383 3 authors author NOUN biht-427 383 4 wish wish VERB biht-427 383 5 to to PART biht-427 383 6 express express VERB biht-427 383 7 their their PRON biht-427 383 8 sincere sincere ADJ biht-427 383 9 gratitude gratitude NOUN biht-427 383 10 to to ADP biht-427 383 11 all all DET biht-427 383 12 individuals individual NOUN biht-427 383 13 and and CCONJ biht-427 383 14 organizations organization NOUN biht-427 383 15 who who PRON biht-427 383 16 contributed contribute VERB biht-427 383 17 to to ADP biht-427 383 18 the the DET biht-427 383 19 completion completion NOUN biht-427 383 20 of of ADP biht-427 383 21 this this DET biht-427 383 22 research research NOUN biht-427 383 23 . . PUNCT biht-427 384 1 references reference NOUN biht-427 384 2 1 1 NUM biht-427 384 3 . . PUNCT biht-427 385 1 hofmann hofmann PROPN biht-427 385 2 p p X biht-427 385 3 , , PUNCT biht-427 385 4 samp samp NOUN biht-427 385 5 c c NOUN biht-427 385 6 , , PUNCT biht-427 385 7 urbach urbach ADJ biht-427 385 8 n. n. NOUN biht-427 385 9 robotic robotic ADJ biht-427 385 10 process process NOUN biht-427 385 11 automation automation NOUN biht-427 385 12 . . PUNCT biht-427 386 1 electronic electronic ADJ biht-427 386 2 markets market NOUN biht-427 386 3 . . PUNCT biht-427 387 1 2020;30(1):99 2020;30(1):99 ADV biht-427 387 2 - - PUNCT biht-427 387 3 106 106 NUM biht-427 387 4 . . PUNCT biht-427 388 1 https://doi.org/10.1007/ https://doi.org/10.1007/ PROPN biht-427 388 2 s12525 s12525 PROPN biht-427 388 3 - - PUNCT biht-427 388 4 019 019 NUM biht-427 388 5 - - PUNCT biht-427 388 6 00365 00365 NUM biht-427 388 7 - - SYM biht-427 388 8 8 8 NUM biht-427 388 9 2 2 NUM biht-427 388 10 . . PUNCT biht-427 389 1 tapscott tapscott PROPN biht-427 389 2 d d NOUN biht-427 389 3 , , PUNCT biht-427 389 4 tapscott tapscott PROPN biht-427 389 5 a. a. PROPN biht-427 389 6 blockchain blockchain PROPN biht-427 389 7 revolution revolution PROPN biht-427 389 8 : : PUNCT biht-427 389 9 how how SCONJ biht-427 389 10 the the DET biht-427 389 11 technology technology NOUN biht-427 389 12 behind behind ADP biht-427 389 13 bitcoin bitcoin NOUN biht-427 389 14 is be AUX biht-427 389 15 changing change VERB biht-427 389 16 money money NOUN biht-427 389 17 , , PUNCT biht-427 389 18 business business NOUN biht-427 389 19 , , PUNCT biht-427 389 20 and and CCONJ biht-427 389 21 the the DET biht-427 389 22 world world NOUN biht-427 389 23 . . PUNCT biht-427 390 1 penguin penguin NOUN biht-427 390 2 ; ; PUNCT biht-427 390 3 2016 2016 NUM biht-427 390 4 . . PUNCT biht-427 391 1 3 3 X biht-427 391 2 . . X biht-427 391 3 crosby crosby PROPN biht-427 391 4 m m PROPN biht-427 391 5 , , PUNCT biht-427 391 6 pattanayak pattanayak NOUN biht-427 391 7 p p NOUN biht-427 391 8 , , PUNCT biht-427 391 9 verma verma PROPN biht-427 391 10 s s PROPN biht-427 391 11 , , PUNCT biht-427 391 12 kalyanaraman kalyanaraman PROPN biht-427 391 13 v. v. PROPN biht-427 391 14 blockchain blockchain PROPN biht-427 391 15 technology technology PROPN biht-427 391 16 : : PUNCT biht-427 391 17 beyond beyond ADP biht-427 391 18 bitcoin bitcoin NOUN biht-427 391 19 . . PUNCT biht-427 392 1 appl appl PROPN biht-427 392 2 innov innov PROPN biht-427 392 3 rev rev PROPN biht-427 392 4 . . PROPN biht-427 392 5 2016;2:6 2016;2:6 NUM biht-427 392 6 - - SYM biht-427 392 7 19 19 NUM biht-427 392 8 . . NOUN biht-427 392 9 4 4 NUM biht-427 392 10 . . PUNCT biht-427 392 11 zyskind zyskind NOUN biht-427 392 12 g g PROPN biht-427 392 13 , , PUNCT biht-427 392 14 nathan nathan PROPN biht-427 392 15 o o PROPN biht-427 392 16 , , PUNCT biht-427 392 17 pentland pentland PROPN biht-427 392 18 as as ADP biht-427 392 19 . . PUNCT biht-427 393 1 decentralizing decentralize VERB biht-427 393 2 privacy privacy NOUN biht-427 393 3 : : PUNCT biht-427 393 4 using use VERB biht-427 393 5 blockchain blockchain PROPN biht-427 393 6 to to PART biht-427 393 7 protect protect VERB biht-427 393 8 personal personal ADJ biht-427 393 9 data datum NOUN biht-427 393 10 . . PUNCT biht-427 394 1 ieee ieee PROPN biht-427 394 2 security security PROPN biht-427 394 3 & & CCONJ biht-427 394 4 privacy privacy NOUN biht-427 394 5 workshops workshop NOUN biht-427 394 6 . . PUNCT biht-427 395 1 2015:180–184 2015:180–184 X biht-427 395 2 . . PUNCT biht-427 396 1 https://doi.org/10.1109/ https://doi.org/10.1109/ PROPN biht-427 396 2 spw.2015.27 spw.2015.27 PROPN biht-427 396 3 5 5 NUM biht-427 396 4 . . PUNCT biht-427 396 5 wood wood NOUN biht-427 396 6 g g PROPN biht-427 396 7 , , PUNCT biht-427 396 8 cohn cohn PROPN biht-427 396 9 a a PROPN biht-427 396 10 , , PUNCT biht-427 396 11 buterin buterin ADJ biht-427 396 12 v. v. ADP biht-427 396 13 decentralized decentralized ADJ biht-427 396 14 insurance insurance NOUN biht-427 396 15 : : PUNCT biht-427 396 16 building build VERB biht-427 396 17 a a DET biht-427 396 18 transparent transparent ADJ biht-427 396 19 and and CCONJ biht-427 396 20 fair fair ADJ biht-427 396 21 ecosystem ecosystem NOUN biht-427 396 22 . . PUNCT biht-427 397 1 j j PROPN biht-427 397 2 risk risk PROPN biht-427 397 3 financ financ PROPN biht-427 397 4 manag manag NOUN biht-427 397 5 . . PUNCT biht-427 398 1 2021;14(12):589 2021;14(12):589 PROPN biht-427 398 2 . . PUNCT biht-427 399 1 https://doi.org/10.3390/jrfm14120589 https://doi.org/10.3390/jrfm14120589 PROPN biht-427 399 2 6 6 NUM biht-427 399 3 . . PUNCT biht-427 399 4 beck beck PROPN biht-427 399 5 r r PROPN biht-427 399 6 , , PUNCT biht-427 399 7 stenum stenum VERB biht-427 399 8 czepluch czepluch PROPN biht-427 399 9 j j PROPN biht-427 399 10 , , PUNCT biht-427 399 11 lollike lollike ADJ biht-427 399 12 n n CCONJ biht-427 399 13 , , PUNCT biht-427 399 14 malone malone PROPN biht-427 399 15 s. s. PROPN biht-427 399 16 blockchain blockchain PROPN biht-427 399 17 – – PUNCT biht-427 399 18 the the DET biht-427 399 19 gateway gateway NOUN biht-427 399 20 to to PART biht-427 399 21 trust trust NOUN biht-427 399 22 - - PUNCT biht-427 399 23 free free ADJ biht-427 399 24 cryptographic cryptographic ADJ biht-427 399 25 transactions transaction NOUN biht-427 399 26 . . PUNCT biht-427 400 1 j j PROPN biht-427 400 2 bus bus NOUN biht-427 400 3 strateg strateg NOUN biht-427 400 4 . . PUNCT biht-427 401 1 2018;39(6):3 2018;39(6):3 NUM biht-427 401 2 - - SYM biht-427 401 3 10 10 NUM biht-427 401 4 . . PUNCT biht-427 402 1 https://doi.org/10.1108/ https://doi.org/10.1108/ PROPN biht-427 402 2 jbs-12 jbs-12 NOUN biht-427 402 3 - - PUNCT biht-427 402 4 2017 2017 NUM biht-427 402 5 - - PUNCT biht-427 402 6 0186 0186 NUM biht-427 402 7 7 7 NUM biht-427 402 8 . . PUNCT biht-427 403 1 chen chen PROPN biht-427 403 2 y y PROPN biht-427 403 3 , , PUNCT biht-427 403 4 bellavitis bellavitis PROPN biht-427 403 5 c. c. PROPN biht-427 403 6 blockchain blockchain PROPN biht-427 403 7 disruption disruption NOUN biht-427 403 8 and and CCONJ biht-427 403 9 decentralized decentralized ADJ biht-427 403 10 finance finance NOUN biht-427 403 11 : : PUNCT biht-427 403 12 the the DET biht-427 403 13 rise rise NOUN biht-427 403 14 of of ADP biht-427 403 15 decentralized decentralized ADJ biht-427 403 16 business business NOUN biht-427 403 17 models model NOUN biht-427 403 18 . . PUNCT biht-427 404 1 journal journal NOUN biht-427 404 2 of of ADP biht-427 404 3 business business NOUN biht-427 404 4 venturing venture VERB biht-427 404 5 insights insight NOUN biht-427 404 6 . . PUNCT biht-427 405 1 2020;13 2020;13 X biht-427 405 2 : : PUNCT biht-427 405 3 e00151 e00151 NUM biht-427 405 4 . . PUNCT biht-427 406 1 https://doi https://doi X biht-427 406 2 . . PUNCT biht-427 407 1 org/10.1016 org/10.1016 PROPN biht-427 407 2 / / SYM biht-427 407 3 j.jbvi.2019.e00151 j.jbvi.2019.e00151 PROPN biht-427 407 4 8 8 NUM biht-427 407 5 . . PUNCT biht-427 408 1 european european ADJ biht-427 408 2 parliament parliament PROPN biht-427 408 3 and and CCONJ biht-427 408 4 council council PROPN biht-427 408 5 of of ADP biht-427 408 6 the the DET biht-427 408 7 european european PROPN biht-427 408 8 union union PROPN biht-427 408 9 . . PUNCT biht-427 409 1 regulation regulation NOUN biht-427 409 2 ( ( PUNCT biht-427 409 3 eu eu NOUN biht-427 409 4 ) ) PUNCT biht-427 409 5 2016/679 2016/679 NOUN biht-427 409 6 ( ( PUNCT biht-427 409 7 general general ADJ biht-427 409 8 data datum NOUN biht-427 409 9 protection protection PROPN biht-427 409 10 regulation regulation PROPN biht-427 409 11 , , PUNCT biht-427 409 12 gdpr gdpr PROPN biht-427 409 13 ) ) PUNCT biht-427 409 14 . . PUNCT biht-427 410 1 official official ADJ biht-427 410 2 journal journal NOUN biht-427 410 3 of of ADP biht-427 410 4 the the DET biht-427 410 5 european european PROPN biht-427 410 6 union union PROPN biht-427 410 7 . . PUNCT biht-427 411 1 2016;l 2016;l NUM biht-427 411 2 119:1–88 119:1–88 NUM biht-427 411 3 . . PUNCT biht-427 412 1 https://eur-lex.europa.eu/eli/reg/2016/679/oj https://eur-lex.europa.eu/eli/reg/2016/679/oj NOUN biht-427 412 2 9 9 NUM biht-427 412 3 . . PUNCT biht-427 413 1 nguyen nguyen PROPN biht-427 413 2 dc dc PROPN biht-427 413 3 , , PUNCT biht-427 413 4 pathirana pathirana PROPN biht-427 413 5 pn pn PROPN biht-427 413 6 , , PUNCT biht-427 413 7 ding ding NOUN biht-427 413 8 m m PRON biht-427 413 9 , , PUNCT biht-427 413 10 seneviratne seneviratne PROPN biht-427 413 11 a. a. PROPN biht-427 413 12 blockchain blockchain PROPN biht-427 413 13 for for ADP biht-427 413 14 5 5 NUM biht-427 413 15 g g NOUN biht-427 413 16 and and CCONJ biht-427 413 17 beyond beyond ADP biht-427 413 18 networks network NOUN biht-427 413 19 : : PUNCT biht-427 413 20 a a DET biht-427 413 21 state state NOUN biht-427 413 22 of of ADP biht-427 413 23 the the DET biht-427 413 24 art art NOUN biht-427 413 25 survey survey NOUN biht-427 413 26 . . PUNCT biht-427 414 1 ieee ieee PROPN biht-427 414 2 commun commun PROPN biht-427 414 3 surv surv PROPN biht-427 414 4 tutor tutor NOUN biht-427 414 5 . . PUNCT biht-427 415 1 2022;24(1):289 2022;24(1):289 NUM biht-427 415 2 - - SYM biht-427 415 3 318 318 NUM biht-427 415 4 . . PUNCT biht-427 416 1 https://doi https://doi PROPN biht-427 416 2 . . PUNCT biht-427 416 3 org/10.1109 org/10.1109 PROPN biht-427 416 4 / / SYM biht-427 416 5 comst.2021.3133322 comst.2021.3133322 PROPN biht-427 416 6 10 10 NUM biht-427 416 7 . . PUNCT biht-427 417 1 national national PROPN biht-427 417 2 health health PROPN biht-427 417 3 care care PROPN biht-427 417 4 anti anti ADJ biht-427 417 5 - - ADJ biht-427 417 6 fraud fraud ADJ biht-427 417 7 association association NOUN biht-427 417 8 ( ( PUNCT biht-427 417 9 nhcaa nhcaa NOUN biht-427 417 10 ) ) PUNCT biht-427 417 11 . . PUNCT biht-427 418 1 the the DET biht-427 418 2 challenge challenge NOUN biht-427 418 3 of of ADP biht-427 418 4 health health NOUN biht-427 418 5 care care NOUN biht-427 418 6 fraud fraud NOUN biht-427 418 7 . . PUNCT biht-427 419 1 2021 2021 NUM biht-427 420 1 [ [ X biht-427 420 2 accessed access VERB biht-427 420 3 2024 2024 NUM biht-427 420 4 jun jun PROPN biht-427 420 5 10 10 NUM biht-427 420 6 ] ] PUNCT biht-427 420 7 . . PUNCT biht-427 421 1 https://www.nhcaa.org https://www.nhcaa.org PROPN biht-427 421 2 11 11 NUM biht-427 421 3 . . PUNCT biht-427 422 1 jiang jiang PROPN biht-427 422 2 f f PROPN biht-427 422 3 , , PUNCT biht-427 422 4 jiang jiang PROPN biht-427 422 5 y y PROPN biht-427 422 6 , , PUNCT biht-427 422 7 zhi zhi PROPN biht-427 422 8 h h PROPN biht-427 422 9 , , PUNCT biht-427 422 10 dong dong PROPN biht-427 422 11 y y PROPN biht-427 422 12 , , PUNCT biht-427 422 13 li li PROPN biht-427 422 14 h h PROPN biht-427 422 15 , , PUNCT biht-427 422 16 ma ma PROPN biht-427 422 17 s s PROPN biht-427 422 18 , , PUNCT biht-427 422 19 et et PROPN biht-427 422 20 al al PROPN biht-427 422 21 . . PUNCT biht-427 422 22 artificial artificial ADJ biht-427 422 23 intelligence intelligence NOUN biht-427 422 24 in in ADP biht-427 422 25 healthcare healthcare PROPN biht-427 422 26 : : PUNCT biht-427 422 27 past past ADJ biht-427 422 28 , , PUNCT biht-427 422 29 present present ADJ biht-427 422 30 and and CCONJ biht-427 422 31 future future NOUN biht-427 422 32 . . PUNCT biht-427 423 1 stroke stroke NOUN biht-427 423 2 and and CCONJ biht-427 423 3 vascular vascular ADJ biht-427 423 4 neurology neurology NOUN biht-427 423 5 . . PUNCT biht-427 424 1 2021;6(4):230–243 2021;6(4):230–243 X biht-427 424 2 . . PUNCT biht-427 425 1 https://doi.org/10.1136/ https://doi.org/10.1136/ ADJ biht-427 425 2 svn-2021 svn-2021 NOUN biht-427 425 3 - - PUNCT biht-427 425 4 001009 001009 NUM biht-427 425 5 https://doi.org/10.30953/bhty.v8.427 https://doi.org/10.30953/bhty.v8.427 NOUN biht-427 425 6 https://doi.org/10.1007/s12525-019-00365-8 https://doi.org/10.1007/s12525-019-00365-8 NUM biht-427 425 7 https://doi.org/10.1007/s12525-019-00365-8 https://doi.org/10.1007/s12525-019-00365-8 NUM biht-427 425 8 https://doi.org/10.1109/spw.2015.27 https://doi.org/10.1109/spw.2015.27 PROPN biht-427 425 9 https://doi.org/10.1109/spw.2015.27 https://doi.org/10.1109/spw.2015.27 PROPN biht-427 425 10 https://doi.org/10.3390/jrfm14120589 https://doi.org/10.3390/jrfm14120589 PROPN biht-427 425 11 https://doi.org/10.1108/jbs-12-2017-0186 https://doi.org/10.1108/jbs-12-2017-0186 PROPN biht-427 426 1 https://doi.org/10.1108/jbs-12-2017-0186 https://doi.org/10.1108/jbs-12-2017-0186 PROPN biht-427 427 1 https://doi.org/10.1016/j.jbvi.2019.e00151 https://doi.org/10.1016/j.jbvi.2019.e00151 VERB biht-427 427 2 https://doi.org/10.1016/j.jbvi.2019.e00151 https://doi.org/10.1016/j.jbvi.2019.e00151 PROPN biht-427 427 3 https://eur-lex.europa.eu/eli/reg/2016/679/oj https://eur-lex.europa.eu/eli/reg/2016/679/oj NOUN biht-427 427 4 https://doi.org/10.1109/comst.2021.3133322 https://doi.org/10.1109/comst.2021.3133322 PROPN biht-427 427 5 https://doi.org/10.1109/comst.2021.3133322 https://doi.org/10.1109/comst.2021.3133322 PROPN biht-427 427 6 https://www.nhcaa.org https://www.nhcaa.org PROPN biht-427 427 7 https://doi.org/10.1136/svn-2021-001009 https://doi.org/10.1136/svn-2021-001009 NOUN biht-427 427 8 https://doi.org/10.1136/svn-2021-001009 https://doi.org/10.1136/svn-2021-001009 NOUN biht-427 427 9 citation citation NOUN biht-427 427 10 : : PUNCT biht-427 428 1 blockchain blockchain NOUN biht-427 428 2 in in ADP biht-427 428 3 healthcare healthcare NOUN biht-427 428 4 today today NOUN biht-427 428 5 2025 2025 NUM biht-427 428 6 , , PUNCT biht-427 428 7 8 8 NUM biht-427 428 8 : : SYM biht-427 428 9 427 427 NUM biht-427 428 10 https://doi.org/10.30953/bhty.v8.427 https://doi.org/10.30953/bhty.v8.427 NOUN biht-427 428 11 17 17 NUM biht-427 428 12 ( ( PUNCT biht-427 428 13 page page NOUN biht-427 428 14 number number NOUN biht-427 428 15 not not PART biht-427 428 16 for for ADP biht-427 428 17 citation citation NOUN biht-427 428 18 purpose purpose NOUN biht-427 428 19 ) ) PUNCT biht-427 428 20 blockchain blockchain PROPN biht-427 428 21 ai ai VERB biht-427 428 22 adoption adoption NOUN biht-427 428 23 to to PART biht-427 428 24 improve improve VERB biht-427 428 25 financial financial ADJ biht-427 428 26 transparency transparency NOUN biht-427 428 27 12 12 NUM biht-427 428 28 . . PUNCT biht-427 429 1 huckle huckle PROPN biht-427 429 2 s s PROPN biht-427 429 3 , , PUNCT biht-427 429 4 bhattacharya bhattacharya ADJ biht-427 429 5 r r PROPN biht-427 429 6 , , PUNCT biht-427 429 7 white white PROPN biht-427 429 8 m m PROPN biht-427 429 9 , , PUNCT biht-427 429 10 beloff beloff PROPN biht-427 429 11 n. n. PROPN biht-427 429 12 internet internet NOUN biht-427 429 13 of of ADP biht-427 429 14 things thing NOUN biht-427 429 15 , , PUNCT biht-427 429 16 blockchain blockchain NOUN biht-427 429 17 and and CCONJ biht-427 429 18 shared share VERB biht-427 429 19 economy economy NOUN biht-427 429 20 applications application NOUN biht-427 429 21 . . PUNCT biht-427 430 1 procedia procedia PROPN biht-427 430 2 comput comput PROPN biht-427 430 3 sci sci PROPN biht-427 430 4 . . PUNCT biht-427 431 1 2016;98:461 2016;98:461 NOUN biht-427 431 2 - - PUNCT biht-427 431 3 6 6 NUM biht-427 431 4 . . PUNCT biht-427 432 1 https://doi.org/10.1016/j.procs.2016.09.074 https://doi.org/10.1016/j.procs.2016.09.074 PROPN biht-427 432 2 13 13 NUM biht-427 432 3 . . PUNCT biht-427 433 1 united united PROPN biht-427 433 2 states states PROPN biht-427 433 3 congress congress PROPN biht-427 433 4 . . PUNCT biht-427 434 1 health health NOUN biht-427 434 2 insurance insurance NOUN biht-427 434 3 portability portability NOUN biht-427 434 4 and and CCONJ biht-427 434 5 accountability accountability NOUN biht-427 434 6 act act NOUN biht-427 434 7 ( ( PUNCT biht-427 434 8 hipaa hipaa PROPN biht-427 434 9 ) ) PUNCT biht-427 434 10 . . PUNCT biht-427 435 1 pub pub NOUN biht-427 435 2 . . PUNCT biht-427 436 1 l. l. PROPN biht-427 436 2 no no INTJ biht-427 436 3 . . PROPN biht-427 437 1 104 104 NUM biht-427 437 2 - - SYM biht-427 437 3 191 191 NUM biht-427 437 4 , , PUNCT biht-427 437 5 110 110 NUM biht-427 437 6 stat stat NOUN biht-427 437 7 . . PUNCT biht-427 438 1 1936 1936 NUM biht-427 438 2 ; ; PUNCT biht-427 438 3 1996 1996 NUM biht-427 438 4 . . PUNCT biht-427 439 1 14 14 NUM biht-427 439 2 . . PUNCT biht-427 440 1 alsheibani alsheibani PROPN biht-427 440 2 s s PROPN biht-427 440 3 , , PUNCT biht-427 440 4 cheung cheung PROPN biht-427 440 5 y y PROPN biht-427 440 6 , , PUNCT biht-427 440 7 messom messom PROPN biht-427 440 8 c. c. PROPN biht-427 440 9 artificial artificial ADJ biht-427 440 10 intelligence intelligence NOUN biht-427 440 11 adoption adoption NOUN biht-427 440 12 : : PUNCT biht-427 440 13 ai ai NOUN biht-427 440 14 - - PUNCT biht-427 440 15 readiness readiness NOUN biht-427 440 16 at at ADP biht-427 440 17 firm firm ADJ biht-427 440 18 - - PUNCT biht-427 440 19 level level NOUN biht-427 440 20 . . PUNCT biht-427 441 1 in in ADP biht-427 441 2 : : PUNCT biht-427 441 3 proceedings proceeding NOUN biht-427 441 4 of of ADP biht-427 441 5 the the DET biht-427 441 6 29th 29th ADJ biht-427 441 7 australasian australasian ADJ biht-427 441 8 conference conference NOUN biht-427 441 9 on on ADP biht-427 441 10 information information NOUN biht-427 441 11 systems system NOUN biht-427 441 12 ( ( PUNCT biht-427 441 13 acis acis PROPN biht-427 441 14 ) ) PUNCT biht-427 441 15 . . PUNCT biht-427 442 1 2018 2018 NUM biht-427 442 2 . . PUNCT biht-427 443 1 p. p. NOUN biht-427 443 2     SPACE biht-427 443 3 1–12 1–12 PROPN biht-427 443 4 . . PUNCT biht-427 444 1 15 15 NUM biht-427 444 2 . . PUNCT biht-427 445 1 safari safari PROPN biht-427 445 2 e e PROPN biht-427 445 3 , , PUNCT biht-427 445 4 ansari ansari ADJ biht-427 445 5 aa aa NOUN biht-427 445 6 . . PUNCT biht-427 446 1 identifying identify VERB biht-427 446 2 and and CCONJ biht-427 446 3 ranking rank VERB biht-427 446 4 the the DET biht-427 446 5 factors factor NOUN biht-427 446 6 affecting affect VERB biht-427 446 7 the the DET biht-427 446 8 acceptance acceptance NOUN biht-427 446 9 of of ADP biht-427 446 10 artificial artificial ADJ biht-427 446 11 intelligence intelligence NOUN biht-427 446 12 in in ADP biht-427 446 13 the the DET biht-427 446 14 public public ADJ biht-427 446 15 and and CCONJ biht-427 446 16 private private ADJ biht-427 446 17 sectors sector NOUN biht-427 446 18 . . PUNCT biht-427 447 1 j j PROPN biht-427 447 2 smart smart ADJ biht-427 447 3 bus bus NOUN biht-427 447 4 manag manag NOUN biht-427 447 5 . . PUNCT biht-427 448 1 2021;11(41):1 2021;11(41):1 NUM biht-427 448 2 - - SYM biht-427 448 3 34 34 NUM biht-427 448 4 . . PUNCT biht-427 449 1 https://doi https://doi PROPN biht-427 449 2 . . PUNCT biht-427 450 1 org/10.22054 org/10.22054 PROPN biht-427 450 2 / / SYM biht-427 450 3 ims.2021.46042.1596 ims.2021.46042.1596 PROPN biht-427 450 4 16 16 NUM biht-427 450 5 . . PUNCT biht-427 451 1 khosravizadeh khosravizadeh PROPN biht-427 451 2 m m PROPN biht-427 451 3 , , PUNCT biht-427 451 4 khalilnasr khalilnasr PROPN biht-427 451 5 a. a. NOUN biht-427 451 6 factors factor NOUN biht-427 451 7 affecting affect VERB biht-427 451 8 the the DET biht-427 451 9 adoption adoption NOUN biht-427 451 10 of of ADP biht-427 451 11 artificial artificial ADJ biht-427 451 12 intelligence intelligence NOUN biht-427 451 13 technology technology NOUN biht-427 451 14 in in ADP biht-427 451 15 iranian iranian ADJ biht-427 451 16 companies company NOUN biht-427 451 17 . . PUNCT biht-427 452 1 iran iran PROPN biht-427 452 2 j j PROPN biht-427 452 3 manag manag PROPN biht-427 452 4 stud stud NOUN biht-427 452 5 . . PUNCT biht-427 453 1 2020;17(2):177 2020;17(2):177 PROPN biht-427 453 2 - - SYM biht-427 453 3 96 96 NUM biht-427 453 4 . . PUNCT biht-427 454 1 https://doi.org/10.22059/ https://doi.org/10.22059/ PROPN biht-427 454 2 ijms.2020.287674 ijms.2020.287674 ADJ biht-427 454 3 17 17 NUM biht-427 454 4 . . PUNCT biht-427 455 1 davis davis PROPN biht-427 455 2 fd fd PROPN biht-427 455 3 . . PUNCT biht-427 456 1 perceived perceive VERB biht-427 456 2 usefulness usefulness NOUN biht-427 456 3 , , PUNCT biht-427 456 4 perceived perceive VERB biht-427 456 5 ease ease NOUN biht-427 456 6 of of ADP biht-427 456 7 use use NOUN biht-427 456 8 , , PUNCT biht-427 456 9 and and CCONJ biht-427 456 10 user user NOUN biht-427 456 11 acceptance acceptance NOUN biht-427 456 12 of of ADP biht-427 456 13 information information NOUN biht-427 456 14 technology technology NOUN biht-427 456 15 . . PUNCT biht-427 457 1 mis mis PROPN biht-427 457 2 q. q. PROPN biht-427 457 3 1989;13(3):31940 1989;13(3):31940 PROPN biht-427 457 4 . . PUNCT biht-427 458 1 https://doi.org/10.2307/249008 https://doi.org/10.2307/249008 NOUN biht-427 458 2 18 18 NUM biht-427 458 3 . . PUNCT biht-427 458 4 marangunić marangunić PROPN biht-427 458 5 n n CCONJ biht-427 458 6 , , PUNCT biht-427 458 7 granić granić ADJ biht-427 458 8 a. a. NOUN biht-427 458 9 technology technology PROPN biht-427 458 10 acceptance acceptance NOUN biht-427 458 11 model model NOUN biht-427 458 12 : : PUNCT biht-427 458 13 a a DET biht-427 458 14 literature literature NOUN biht-427 458 15 review review NOUN biht-427 458 16 from from ADP biht-427 458 17 1986 1986 NUM biht-427 458 18 to to ADP biht-427 458 19 2013 2013 NUM biht-427 458 20 . . PUNCT biht-427 459 1 univers univers PROPN biht-427 459 2 access access PROPN biht-427 459 3 inf inf PROPN biht-427 459 4 soc soc NOUN biht-427 459 5 . . PUNCT biht-427 460 1 2015;14(1):81 2015;14(1):81 NUM biht-427 460 2 - - SYM biht-427 460 3 95 95 NUM biht-427 460 4 . . PUNCT biht-427 461 1 https://doi.org/10.1007/s10209-014-0348-1 https://doi.org/10.1007/s10209-014-0348-1 PROPN biht-427 461 2 19 19 NUM biht-427 461 3 . . PUNCT biht-427 462 1 wood wood NOUN biht-427 462 2 g g NOUN biht-427 462 3 , , PUNCT biht-427 462 4 wrigley wrigley PROPN biht-427 462 5 c c PROPN biht-427 462 6 , , PUNCT biht-427 462 7 nusem nusem PROPN biht-427 462 8 e. e. PROPN biht-427 462 9 organizational organizational ADJ biht-427 462 10 readiness readiness NOUN biht-427 462 11 for for ADP biht-427 462 12 innovation innovation NOUN biht-427 462 13 : : PUNCT biht-427 462 14 a a DET biht-427 462 15 framework framework NOUN biht-427 462 16 for for ADP biht-427 462 17 designing design VERB biht-427 462 18 with with ADP biht-427 462 19 emerging emerge VERB biht-427 462 20 technologies technology NOUN biht-427 462 21 . . PUNCT biht-427 463 1 technol technol PROPN biht-427 463 2 forecast forecast PROPN biht-427 463 3 soc soc NOUN biht-427 463 4 change change NOUN biht-427 463 5 . . PUNCT biht-427 464 1 2021;173:121105 2021;173:121105 NUM biht-427 464 2 . . PUNCT biht-427 465 1 20 20 NUM biht-427 465 2 . . X biht-427 465 3 nederhof nederhof PROPN biht-427 465 4 aj aj PROPN biht-427 465 5 . . PUNCT biht-427 466 1 methods method NOUN biht-427 466 2 of of ADP biht-427 466 3 coping cope VERB biht-427 466 4 with with ADP biht-427 466 5 social social ADJ biht-427 466 6 desirability desirability NOUN biht-427 466 7 bias bias NOUN biht-427 466 8 : : PUNCT biht-427 466 9 a a DET biht-427 466 10 review review NOUN biht-427 466 11 . . PUNCT biht-427 467 1 eur eur PROPN biht-427 467 2 j j PROPN biht-427 467 3 soc soc PROPN biht-427 467 4 psychol psychol PROPN biht-427 467 5 . . PUNCT biht-427 468 1 1985;15(3):263 1985;15(3):263 NUM biht-427 468 2 - - PUNCT biht-427 468 3 80 80 NUM biht-427 468 4 . . PUNCT biht-427 469 1 https://doi https://doi PROPN biht-427 469 2 . . PUNCT biht-427 469 3 org/10.1002 org/10.1002 PROPN biht-427 469 4 / / SYM biht-427 469 5 ejsp.2420150303 ejsp.2420150303 PROPN biht-427 469 6 21 21 NUM biht-427 469 7 . . PUNCT biht-427 470 1 podsakoff podsakoff PROPN biht-427 470 2 pm pm PROPN biht-427 470 3 , , PUNCT biht-427 470 4 mackenzie mackenzie PROPN biht-427 470 5 sb sb PROPN biht-427 470 6 , , PUNCT biht-427 470 7 lee lee PROPN biht-427 470 8 jy jy PROPN biht-427 470 9 , , PUNCT biht-427 470 10 podsakoff podsakoff PROPN biht-427 470 11 np np INTJ biht-427 470 12 . . PUNCT biht-427 470 13 common common ADJ biht-427 470 14 method method NOUN biht-427 470 15 biases bias NOUN biht-427 470 16 in in ADP biht-427 470 17 behavioral behavioral ADJ biht-427 470 18 research research NOUN biht-427 470 19 : : PUNCT biht-427 470 20 a a DET biht-427 470 21 critical critical ADJ biht-427 470 22 review review NOUN biht-427 470 23 of of ADP biht-427 470 24 the the DET biht-427 470 25 literature literature NOUN biht-427 470 26 and and CCONJ biht-427 470 27 recommended recommend VERB biht-427 470 28 remedies remedy NOUN biht-427 470 29 . . PUNCT biht-427 471 1 j j PROPN biht-427 471 2 appl appl PROPN biht-427 471 3 psychol psychol PROPN biht-427 471 4 . . PUNCT biht-427 472 1 2003;88(5):879 2003;88(5):879 NUM biht-427 472 2 - - PUNCT biht-427 472 3 903 903 NUM biht-427 472 4 . . PUNCT biht-427 473 1 https://doi.org/10.1037/0021-9010.88.5.879 https://doi.org/10.1037/0021-9010.88.5.879 VERB biht-427 473 2 22 22 NUM biht-427 473 3 . . PUNCT biht-427 474 1 faul faul PROPN biht-427 474 2 f f NOUN biht-427 474 3 , , PUNCT biht-427 474 4 erdfelder erdfelder NOUN biht-427 474 5 e e NOUN biht-427 474 6 , , PUNCT biht-427 474 7 buchner buchner PROPN biht-427 474 8 a a PROPN biht-427 474 9 , , PUNCT biht-427 474 10 lang lang PROPN biht-427 474 11 ag ag PROPN biht-427 474 12 . . PROPN biht-427 475 1 statistical statistical ADJ biht-427 475 2 power power NOUN biht-427 475 3 analyses analysis NOUN biht-427 475 4 using use VERB biht-427 475 5 g*power g*pow ADJ biht-427 475 6 3.1 3.1 NUM biht-427 475 7 : : PUNCT biht-427 475 8 tests test NOUN biht-427 475 9 for for ADP biht-427 475 10 correlation correlation NOUN biht-427 475 11 and and CCONJ biht-427 475 12 regression regression NOUN biht-427 475 13 analyses analysis NOUN biht-427 475 14 . . PUNCT biht-427 476 1 behav behav NOUN biht-427 476 2 res re NOUN biht-427 476 3 methods method NOUN biht-427 476 4 . . PUNCT biht-427 477 1 2009;41:1149 2009;41:1149 NUM biht-427 477 2 - - SYM biht-427 477 3 60 60 NUM biht-427 477 4 . . PUNCT biht-427 478 1 23 23 NUM biht-427 478 2 . . PUNCT biht-427 479 1 maccallum maccallum PROPN biht-427 479 2 rc rc PROPN biht-427 479 3 , , PUNCT biht-427 479 4 widaman widaman NOUN biht-427 479 5 kf kf PROPN biht-427 479 6 , , PUNCT biht-427 479 7 zhang zhang PROPN biht-427 479 8 s s PROPN biht-427 479 9 , , PUNCT biht-427 479 10 hong hong PROPN biht-427 479 11 s. s. PROPN biht-427 479 12 sample sample PROPN biht-427 479 13 size size NOUN biht-427 479 14 in in ADP biht-427 479 15 factor factor NOUN biht-427 479 16 analysis analysis NOUN biht-427 479 17 . . PUNCT biht-427 480 1 psychol psychol NOUN biht-427 480 2 methods method NOUN biht-427 480 3 . . PUNCT biht-427 481 1 1999;4:84 1999;4:84 PROPN biht-427 481 2 - - SYM biht-427 481 3 99 99 NUM biht-427 481 4 . . PUNCT biht-427 481 5 24 24 NUM biht-427 481 6 . . PUNCT biht-427 482 1 dul dul PROPN biht-427 482 2 j. j. PROPN biht-427 483 1 how how SCONJ biht-427 483 2 to to PART biht-427 483 3 sample sample VERB biht-427 483 4 in in ADP biht-427 483 5 necessary necessary ADJ biht-427 483 6 condition condition NOUN biht-427 483 7 analysis analysis NOUN biht-427 483 8 . . PUNCT biht-427 484 1 eur eur PROPN biht-427 484 2 j j PROPN biht-427 484 3 int int PROPN biht-427 484 4 manag manag NOUN biht-427 484 5 . . PUNCT biht-427 485 1 2024;23 2024;23 NUM biht-427 485 2 . . NOUN biht-427 486 1 25 25 NUM biht-427 486 2 . . PUNCT biht-427 487 1 hair hair PROPN biht-427 487 2 jf jf PROPN biht-427 487 3 , , PUNCT biht-427 487 4 hult hult PROPN biht-427 487 5 gtm gtm PROPN biht-427 487 6 , , PUNCT biht-427 487 7 ringle ringle PROPN biht-427 487 8 cm cm PROPN biht-427 487 9 , , PUNCT biht-427 487 10 sarstedt sarstedt NOUN biht-427 487 11 m. m. NOUN biht-427 487 12 a a DET biht-427 487 13 primer primer NOUN biht-427 487 14 on on ADP biht-427 487 15 partial partial ADJ biht-427 487 16 least least ADJ biht-427 487 17 squares square NOUN biht-427 487 18 structural structural ADJ biht-427 487 19 equation equation NOUN biht-427 487 20 modeling modeling NOUN biht-427 487 21 ( ( PUNCT biht-427 487 22 pls pls INTJ biht-427 487 23 - - PUNCT biht-427 487 24 sem sem NOUN biht-427 487 25 ) ) PUNCT biht-427 487 26 . . PUNCT biht-427 488 1 sage sage NOUN biht-427 488 2 publications publication NOUN biht-427 488 3 ; ; PUNCT biht-427 488 4 2014 2014 NUM biht-427 488 5 . . PUNCT biht-427 489 1 26 26 NUM biht-427 489 2 . . PUNCT biht-427 490 1 kline kline PROPN biht-427 490 2 rb rb PROPN biht-427 490 3 . . PUNCT biht-427 491 1 principles principle NOUN biht-427 491 2 and and CCONJ biht-427 491 3 practice practice NOUN biht-427 491 4 of of ADP biht-427 491 5 structural structural ADJ biht-427 491 6 equation equation NOUN biht-427 491 7 modeling modeling NOUN biht-427 491 8 . . PUNCT biht-427 492 1 4th 4th ADJ biht-427 492 2 ed ed NOUN biht-427 492 3 . . PUNCT biht-427 493 1 guilford guilford PROPN biht-427 493 2 press press PROPN biht-427 493 3 ; ; PUNCT biht-427 493 4 2016 2016 NUM biht-427 493 5 . . PUNCT biht-427 494 1 27 27 NUM biht-427 494 2 . . PUNCT biht-427 495 1 dul dul PROPN biht-427 495 2 j. j. PROPN biht-427 495 3 identifying identify VERB biht-427 495 4 single single ADJ biht-427 495 5 necessary necessary ADJ biht-427 495 6 conditions condition NOUN biht-427 495 7 with with ADP biht-427 495 8 nca nca PROPN biht-427 495 9 . . PROPN biht-427 495 10 organ organ NOUN biht-427 495 11 res re NOUN biht-427 495 12 methods method NOUN biht-427 495 13 . . PUNCT biht-427 496 1 2016;19(1):10 2016;19(1):10 NUM biht-427 496 2 - - SYM biht-427 496 3 30 30 NUM biht-427 496 4 . . PUNCT biht-427 497 1 https://doi.org/10.1177/ https://doi.org/10.1177/ PROPN biht-427 497 2 1094428115583944 1094428115583944 NUM biht-427 497 3 28 28 NUM biht-427 497 4 . . PUNCT biht-427 498 1 rosseel rosseel PROPN biht-427 498 2 y. y. PROPN biht-427 498 3 lavaan lavaan PROPN biht-427 498 4 : : PUNCT biht-427 498 5 an an DET biht-427 498 6 r r NOUN biht-427 498 7 package package NOUN biht-427 498 8 for for ADP biht-427 498 9 structural structural ADJ biht-427 498 10 equation equation NOUN biht-427 498 11 modeling modeling NOUN biht-427 498 12 . . PUNCT biht-427 499 1 j j PROPN biht-427 499 2 stat stat PROPN biht-427 499 3 softw softw PROPN biht-427 499 4 . . PUNCT biht-427 500 1 2012;48(2):1 2012;48(2):1 NUM biht-427 500 2 - - SYM biht-427 500 3 36 36 NUM biht-427 500 4 . . PUNCT biht-427 500 5 https://doi.org/10.18637/jss.v048.i02 https://doi.org/10.18637/jss.v048.i02 PROPN biht-427 501 1 29 29 NUM biht-427 501 2 . . PUNCT biht-427 502 1 hair hair PROPN biht-427 502 2 jf jf PROPN biht-427 502 3 , , PUNCT biht-427 502 4 black black PROPN biht-427 502 5 wc wc PROPN biht-427 502 6 , , PUNCT biht-427 502 7 babin babin PROPN biht-427 502 8 bj bj PROPN biht-427 502 9 , , PUNCT biht-427 502 10 anderson anderson PROPN biht-427 502 11 re re PROPN biht-427 502 12 . . PROPN biht-427 502 13 multivariate multivariate NOUN biht-427 502 14 data datum NOUN biht-427 502 15 analysis analysis NOUN biht-427 502 16 . . PUNCT biht-427 503 1 6th 6th ADJ biht-427 503 2 ed ed NOUN biht-427 503 3 . . PUNCT biht-427 503 4 pearson pearson PROPN biht-427 503 5 education education PROPN biht-427 503 6 ; ; PUNCT biht-427 503 7 2006 2006 NUM biht-427 503 8 . . PUNCT biht-427 504 1 30 30 NUM biht-427 504 2 . . PUNCT biht-427 505 1 fornell fornell PROPN biht-427 505 2 c c PROPN biht-427 505 3 , , PUNCT biht-427 505 4 larcker larcker PROPN biht-427 505 5 df df PROPN biht-427 505 6 . . PUNCT biht-427 506 1 evaluating evaluate VERB biht-427 506 2 structural structural ADJ biht-427 506 3 equation equation NOUN biht-427 506 4 models model NOUN biht-427 506 5 with with ADP biht-427 506 6 unobservable unobservable ADJ biht-427 506 7 variables variable NOUN biht-427 506 8 and and CCONJ biht-427 506 9 measurement measurement NOUN biht-427 506 10 error error NOUN biht-427 506 11 . . PUNCT biht-427 507 1 j j PROPN biht-427 507 2 mark mark PROPN biht-427 507 3 res res PROPN biht-427 507 4 . . PUNCT biht-427 508 1 1981;18(1):39 1981;18(1):39 NUM biht-427 508 2 - - SYM biht-427 508 3 50 50 NUM biht-427 508 4 . . PUNCT biht-427 509 1 https://doi.org/10.1177/002224378101800104 https://doi.org/10.1177/002224378101800104 X biht-427 510 1 31 31 NUM biht-427 510 2 . . PUNCT biht-427 510 3 hu hu PROPN biht-427 511 1 l l PROPN biht-427 511 2 , , PUNCT biht-427 511 3 bentler bentler NOUN biht-427 511 4 pm pm NOUN biht-427 511 5 . . PUNCT biht-427 512 1 cutoff cutoff PROPN biht-427 512 2 criteria criterion NOUN biht-427 512 3 for for ADP biht-427 512 4 fit fit ADJ biht-427 512 5 indexes index NOUN biht-427 512 6 in in ADP biht-427 512 7 covariance covariance NOUN biht-427 512 8 structure structure NOUN biht-427 512 9 analysis analysis NOUN biht-427 512 10 . . PUNCT biht-427 513 1 struct struct VERB biht-427 513 2 equ equ PROPN biht-427 513 3 modeling modeling NOUN biht-427 513 4 . . PUNCT biht-427 514 1 19 19 NUM biht-427 514 2 . . NOUN biht-427 514 3 32 32 NUM biht-427 514 4 . . PUNCT biht-427 515 1 dul dul PROPN biht-427 515 2 j. j. PROPN biht-427 515 3 nca nca PROPN biht-427 515 4 : : PUNCT biht-427 515 5 necessary necessary ADJ biht-427 515 6 condition condition NOUN biht-427 515 7 analysis analysis NOUN biht-427 515 8 . . PUNCT biht-427 516 1 r r NOUN biht-427 516 2 package package NOUN biht-427 516 3 version version NOUN biht-427 516 4 3.1.1 3.1.1 NOUN biht-427 516 5 . . PUNCT biht-427 517 1 2018:99;6(1):1 2018:99;6(1):1 X biht-427 517 2 - - SYM biht-427 517 3 55 55 NUM biht-427 517 4 . . PUNCT biht-427 518 1 https://doi.org/10.1080/10705519909540118 https://doi.org/10.1080/10705519909540118 PROPN biht-427 519 1 33 33 NUM biht-427 519 2 . . PUNCT biht-427 520 1 dul dul PROPN biht-427 520 2 j j PROPN biht-427 520 3 , , PUNCT biht-427 520 4 van van PROPN biht-427 520 5 der der NOUN biht-427 520 6 laan laan PROPN biht-427 520 7 e e PROPN biht-427 520 8 , , PUNCT biht-427 520 9 kuik kuik PROPN biht-427 520 10 r. r. PROPN biht-427 520 11 necessary necessary ADJ biht-427 520 12 condition condition NOUN biht-427 520 13 analysis analysis NOUN biht-427 520 14 ( ( PUNCT biht-427 520 15 nca nca NOUN biht-427 520 16 ): ): PUNCT biht-427 520 17 a a DET biht-427 520 18 methodological methodological ADJ biht-427 520 19 update update NOUN biht-427 520 20 . . PUNCT biht-427 521 1 j j PROPN biht-427 521 2 bus bus NOUN biht-427 521 3 res re NOUN biht-427 521 4 . . PUNCT biht-427 522 1 2023;161:113824 2023;161:113824 NUM biht-427 522 2 . . PUNCT biht-427 523 1 https://doi.org/10.1016/j.jbusres.2023.113824 https://doi.org/10.1016/j.jbusres.2023.113824 ADJ biht-427 523 2 34 34 NUM biht-427 523 3 . . PUNCT biht-427 524 1 festinger festinger NOUN biht-427 524 2 l. l. PROPN biht-427 525 1 a a DET biht-427 525 2 theory theory NOUN biht-427 525 3 of of ADP biht-427 525 4 cognitive cognitive ADJ biht-427 525 5 dissonance dissonance NOUN biht-427 525 6 . . PUNCT biht-427 526 1 stanford stanford PROPN biht-427 526 2 university university PROPN biht-427 526 3 press press NOUN biht-427 526 4 ; ; PUNCT biht-427 526 5 2001 2001 NUM biht-427 526 6 . . PUNCT biht-427 527 1 35 35 NUM biht-427 527 2 . . PUNCT biht-427 528 1 venkatesh venkatesh PROPN biht-427 528 2 v v PROPN biht-427 528 3 , , PUNCT biht-427 528 4 morris morris PROPN biht-427 528 5 mg mg PROPN biht-427 528 6 , , PUNCT biht-427 528 7 davis davis PROPN biht-427 528 8 gb gb PROPN biht-427 528 9 , , PUNCT biht-427 528 10 davis davis PROPN biht-427 528 11 fd fd PROPN biht-427 528 12 . . PUNCT biht-427 528 13 user user NOUN biht-427 528 14 acceptance acceptance NOUN biht-427 528 15 of of ADP biht-427 528 16 information information NOUN biht-427 528 17 technology technology NOUN biht-427 528 18 : : PUNCT biht-427 528 19 toward toward ADP biht-427 528 20 a a DET biht-427 528 21 unified unified ADJ biht-427 528 22 view view NOUN biht-427 528 23 . . PUNCT biht-427 529 1 mis mis PROPN biht-427 529 2 q. q. PROPN biht-427 529 3 2003;27(3):425 2003;27(3):425 PROPN biht-427 529 4 - - PUNCT biht-427 529 5 78 78 NUM biht-427 529 6 . . PUNCT biht-427 530 1 https://doi.org/10.2307/30036540 https://doi.org/10.2307/30036540 NOUN biht-427 531 1 36 36 NUM biht-427 531 2 . . PUNCT biht-427 532 1 wamba wamba PROPN biht-427 532 2 sf sf PROPN biht-427 532 3 , , PUNCT biht-427 532 4 queiroz queiroz ADV biht-427 532 5 mm mm NOUN biht-427 532 6 , , PUNCT biht-427 532 7 trinchera trinchera NOUN biht-427 532 8 l. l. NOUN biht-427 532 9 dynamics dynamic NOUN biht-427 532 10 between between ADP biht-427 532 11 blockchain blockchain PROPN biht-427 532 12 adoption adoption PROPN biht-427 532 13 determinants determinant NOUN biht-427 532 14 and and CCONJ biht-427 532 15 supply supply VERB biht-427 532 16 chain chain NOUN biht-427 532 17 performance performance NOUN biht-427 532 18 : : PUNCT biht-427 532 19 lessons lesson NOUN biht-427 532 20 from from ADP biht-427 532 21 the the DET biht-427 532 22 early early ADJ biht-427 532 23 stage stage NOUN biht-427 532 24 of of ADP biht-427 532 25 adoption adoption NOUN biht-427 532 26 . . PUNCT biht-427 533 1 j j PROPN biht-427 533 2 bus bus NOUN biht-427 533 3 res re NOUN biht-427 533 4 . . PUNCT biht-427 534 1 2020;120:183 2020;120:183 NUM biht-427 534 2 - - SYM biht-427 534 3 203 203 NUM biht-427 534 4 . . PUNCT biht-427 535 1 https://doi.org/10.1016/j.jbusres.2020.08.001 https://doi.org/10.1016/j.jbusres.2020.08.001 NOUN biht-427 535 2 37 37 NUM biht-427 535 3 . . PUNCT biht-427 536 1 gangwar gangwar PROPN biht-427 536 2 h h NOUN biht-427 536 3 , , PUNCT biht-427 536 4 date date NOUN biht-427 536 5 h h NOUN biht-427 536 6 , , PUNCT biht-427 536 7 ramaswamy ramaswamy PROPN biht-427 536 8 r. r. PROPN biht-427 536 9 understanding understand VERB biht-427 536 10 determinants determinant NOUN biht-427 536 11 of of ADP biht-427 536 12 cloud cloud NOUN biht-427 536 13 computing compute VERB biht-427 536 14 adoption adoption NOUN biht-427 536 15 using use VERB biht-427 536 16 an an DET biht-427 536 17 integrated integrated ADJ biht-427 536 18 tamtoe tamtoe NOUN biht-427 536 19 model model NOUN biht-427 536 20 . . PUNCT biht-427 537 1 j j PROPN biht-427 537 2 enterp enterp PROPN biht-427 537 3 inf inf PROPN biht-427 537 4 manag manag NOUN biht-427 537 5 . . PUNCT biht-427 538 1 2015;28(1):107 2015;28(1):107 NUM biht-427 538 2 - - SYM biht-427 538 3 30 30 NUM biht-427 538 4 . . PUNCT biht-427 539 1 https://doi https://doi NOUN biht-427 539 2 . . PUNCT biht-427 539 3 org/10.1108 org/10.1108 PROPN biht-427 539 4 / / SYM biht-427 539 5 jeim-08 jeim-08 PROPN biht-427 539 6 - - PUNCT biht-427 539 7 2013 2013 NUM biht-427 539 8 - - PUNCT biht-427 539 9 0065 0065 NUM biht-427 539 10 38 38 NUM biht-427 539 11 . . PUNCT biht-427 540 1 alshamaila alshamaila PROPN biht-427 540 2 y y PROPN biht-427 540 3 , , PUNCT biht-427 540 4 papagiannidis papagiannidis PROPN biht-427 540 5 s s PROPN biht-427 540 6 , , PUNCT biht-427 540 7 li li PROPN biht-427 540 8 f. f. PROPN biht-427 540 9 cloud cloud PROPN biht-427 540 10 computing compute VERB biht-427 540 11 adoption adoption NOUN biht-427 540 12 by by ADP biht-427 540 13 smes sme NOUN biht-427 540 14 in in ADP biht-427 540 15 the the DET biht-427 540 16 north north NOUN biht-427 540 17 east east PROPN biht-427 540 18 of of ADP biht-427 540 19 england england PROPN biht-427 540 20 : : PUNCT biht-427 540 21 a a DET biht-427 540 22 multi multi ADJ biht-427 540 23 - - ADJ biht-427 540 24 perspective perspective ADJ biht-427 540 25 framework framework NOUN biht-427 540 26 . . PUNCT biht-427 541 1 j j PROPN biht-427 541 2 enterp enterp PROPN biht-427 541 3 inf inf PROPN biht-427 541 4 manag manag NOUN biht-427 541 5 . . PUNCT biht-427 542 1 2013;26(3):250 2013;26(3):250 NUM biht-427 542 2 - - SYM biht-427 542 3 75 75 NUM biht-427 542 4 . . PUNCT biht-427 543 1 https://doi https://doi NOUN biht-427 543 2 . . NOUN biht-427 543 3 org/10.1108/17410391311325225 org/10.1108/17410391311325225 NOUN biht-427 544 1 39 39 NUM biht-427 544 2 . . PUNCT biht-427 545 1 dul dul PROPN biht-427 545 2 j. j. PROPN biht-427 545 3 necessary necessary ADJ biht-427 545 4 condition condition NOUN biht-427 545 5 analysis analysis NOUN biht-427 545 6 ( ( PUNCT biht-427 545 7 nca nca NOUN biht-427 545 8 ): ): PUNCT biht-427 545 9 logic logic NOUN biht-427 545 10 and and CCONJ biht-427 545 11 methodology methodology NOUN biht-427 545 12 of of ADP biht-427 545 13 “ " PUNCT biht-427 545 14 necessary necessary ADJ biht-427 545 15 but but CCONJ biht-427 545 16 not not PART biht-427 545 17 sufficient sufficient ADJ biht-427 545 18 ” " PUNCT biht-427 545 19 causality causality NOUN biht-427 545 20 . . PUNCT biht-427 546 1 organ organ NOUN biht-427 546 2 res re NOUN biht-427 546 3 methods method NOUN biht-427 546 4 . . PUNCT biht-427 547 1 2016;19(1):10 2016;19(1):10 NUM biht-427 547 2 - - SYM biht-427 547 3 52 52 NUM biht-427 547 4 . . PUNCT biht-427 548 1 https://doi.org/10.1177/109442811 https://doi.org/10.1177/109442811 NOUN biht-427 548 2 5584005 5584005 NUM biht-427 548 3 40 40 NUM biht-427 548 4 . . PUNCT biht-427 549 1 richter richter PROPN biht-427 549 2 nf nf PROPN biht-427 549 3 , , PUNCT biht-427 549 4 schlaegel schlaegel NOUN biht-427 549 5 c c NOUN biht-427 549 6 , , PUNCT biht-427 549 7 schüttelkopf schüttelkopf ADJ biht-427 549 8 a. a. NOUN biht-427 549 9 necessary necessary ADJ biht-427 549 10 conditions condition NOUN biht-427 549 11 in in ADP biht-427 549 12 international international ADJ biht-427 549 13 business business NOUN biht-427 549 14 research research NOUN biht-427 549 15 — — PUNCT biht-427 549 16 advancing advance VERB biht-427 549 17 the the DET biht-427 549 18 field field NOUN biht-427 549 19 with with ADP biht-427 549 20 a a DET biht-427 549 21 new new ADJ biht-427 549 22 perspective perspective NOUN biht-427 549 23 on on ADP biht-427 549 24 causality causality NOUN biht-427 549 25 and and CCONJ biht-427 549 26 data datum NOUN biht-427 549 27 analysis analysis NOUN biht-427 549 28 . . PUNCT biht-427 550 1 j j PROPN biht-427 550 2 int int NOUN biht-427 550 3 bus bus NOUN biht-427 550 4 stud stud NOUN biht-427 550 5 . . PUNCT biht-427 551 1 2020;51(4):538 2020;51(4):538 NUM biht-427 551 2 - - SYM biht-427 551 3 56 56 NUM biht-427 551 4 . . PUNCT biht-427 552 1 https://doi.org/10.1057/s41267-019-00274-3 https://doi.org/10.1057/s41267-019-00274-3 NUM biht-427 552 2 41 41 NUM biht-427 552 3 . . PUNCT biht-427 553 1 abdullahi abdullahi PROPN biht-427 553 2 m m PROPN biht-427 553 3 , , PUNCT biht-427 553 4 mahmod mahmod PROPN biht-427 553 5 r r NOUN biht-427 553 6 , , PUNCT biht-427 553 7 hashim hashim PROPN biht-427 553 8 h h NOUN biht-427 553 9 , , PUNCT biht-427 553 10 shuaibu shuaibu NOUN biht-427 553 11 a. a. NOUN biht-427 553 12 blockchain blockchain PROPN biht-427 553 13 for for ADP biht-427 553 14 healthcare healthcare PROPN biht-427 553 15 data datum NOUN biht-427 553 16 management management NOUN biht-427 553 17 : : PUNCT biht-427 553 18 a a DET biht-427 553 19 review review NOUN biht-427 553 20 and and CCONJ biht-427 553 21 direction direction NOUN biht-427 553 22 for for ADP biht-427 553 23 future future ADJ biht-427 553 24 research research NOUN biht-427 553 25 . . PUNCT biht-427 554 1 health health NOUN biht-427 554 2 technol technol PROPN biht-427 554 3 ( ( PUNCT biht-427 554 4 berl berl PROPN biht-427 554 5 ) ) PUNCT biht-427 554 6 . . PUNCT biht-427 555 1 2022;12(5):1009 2022;12(5):1009 NUM biht-427 555 2 - - SYM biht-427 555 3 26 26 NUM biht-427 555 4 . . PUNCT biht-427 556 1 https://doi.org/10.1007/s12553-022-00681 https://doi.org/10.1007/s12553-022-00681 PRON biht-427 556 2 42 42 NUM biht-427 556 3 . . PUNCT biht-427 557 1 ghobakhloo ghobakhloo PROPN biht-427 557 2 m m PROPN biht-427 557 3 , , PUNCT biht-427 557 4 sabouri sabouri PROPN biht-427 557 5 ms ms PROPN biht-427 557 6 , , PUNCT biht-427 557 7 hong hong PROPN biht-427 557 8 ts ts PROPN biht-427 557 9 , , PUNCT biht-427 557 10 zulkifli zulkifli PROPN biht-427 557 11 n. n. PROPN biht-427 557 12 information information PROPN biht-427 557 13 technology technology NOUN biht-427 557 14 adoption adoption NOUN biht-427 557 15 in in ADP biht-427 557 16 small small ADJ biht-427 557 17 and and CCONJ biht-427 557 18 medium medium ADJ biht-427 557 19 - - PUNCT biht-427 557 20 sized sized ADJ biht-427 557 21 enterprises enterprise NOUN biht-427 557 22 . . PUNCT biht-427 558 1 ind ind PROPN biht-427 558 2 manag manag PROPN biht-427 558 3 data data PROPN biht-427 558 4 syst syst PROPN biht-427 558 5 . . PUNCT biht-427 559 1 2012;112(6):988 2012;112(6):988 NUM biht-427 559 2 - - SYM biht-427 559 3 1010 1010 NUM biht-427 559 4 . . PUNCT biht-427 560 1 https://doi https://doi PROPN biht-427 560 2 . . PROPN biht-427 560 3 org/10.1108/02635571211238599 org/10.1108/02635571211238599 SYM biht-427 560 4 43 43 NUM biht-427 560 5 . . PUNCT biht-427 561 1 ismail ismail PROPN biht-427 561 2 l l PROPN biht-427 561 3 , , PUNCT biht-427 561 4 materwala materwala PROPN biht-427 561 5 h h PROPN biht-427 561 6 , , PUNCT biht-427 561 7 hennebelle hennebelle PROPN biht-427 561 8 a. a. PROPN biht-427 561 9 blockchain blockchain PROPN biht-427 561 10 for for ADP biht-427 561 11 healthcare healthcare NOUN biht-427 561 12 systems system NOUN biht-427 561 13 : : PUNCT biht-427 561 14 architecture architecture NOUN biht-427 561 15 , , PUNCT biht-427 561 16 challenges challenge NOUN biht-427 561 17 , , PUNCT biht-427 561 18 and and CCONJ biht-427 561 19 the the DET biht-427 561 20 future future NOUN biht-427 561 21 . . PUNCT biht-427 562 1 big big ADJ biht-427 562 2 data datum NOUN biht-427 562 3 and and CCONJ biht-427 562 4 cognitive cognitive ADJ biht-427 562 5 computing computing NOUN biht-427 562 6 . . PUNCT biht-427 563 1 2022;6(2):50 2022;6(2):50 X biht-427 563 2 . . PUNCT biht-427 564 1 https://doi.org/10.3390/ https://doi.org/10.3390/ PROPN biht-427 564 2 bdcc6020050 bdcc6020050 PROPN biht-427 564 3 44 44 NUM biht-427 564 4 . . PUNCT biht-427 565 1 riggins riggins PROPN biht-427 565 2 fj fj PROPN biht-427 565 3 , , PUNCT biht-427 565 4 wamba wamba PROPN biht-427 565 5 sf sf PROPN biht-427 565 6 . . PUNCT biht-427 566 1 research research NOUN biht-427 566 2 directions direction NOUN biht-427 566 3 on on ADP biht-427 566 4 the the DET biht-427 566 5 adoption adoption NOUN biht-427 566 6 , , PUNCT biht-427 566 7 usage usage NOUN biht-427 566 8 , , PUNCT biht-427 566 9 and and CCONJ biht-427 566 10 impact impact NOUN biht-427 566 11 of of ADP biht-427 566 12 the the DET biht-427 566 13 internet internet NOUN biht-427 566 14 of of ADP biht-427 566 15 things thing NOUN biht-427 566 16 through through ADP biht-427 566 17 the the DET biht-427 566 18 use use NOUN biht-427 566 19 of of ADP biht-427 566 20 big big ADJ biht-427 566 21 data datum NOUN biht-427 566 22 analytics analytic NOUN biht-427 566 23 . . PUNCT biht-427 567 1 in in ADP biht-427 567 2 : : PUNCT biht-427 567 3 proceedings proceeding NOUN biht-427 567 4 of of ADP biht-427 567 5 the the DET biht-427 567 6 48th 48th ADJ biht-427 567 7 hawaii hawaii PROPN biht-427 567 8 international international ADJ biht-427 567 9 conference conference NOUN biht-427 567 10 on on ADP biht-427 567 11 system system NOUN biht-427 567 12 sciences science NOUN biht-427 567 13 . . PUNCT biht-427 567 14 2015 2015 NUM biht-427 567 15 . . PUNCT biht-427 568 1 p. p. NOUN biht-427 568 2 1531 1531 NUM biht-427 568 3 - - SYM biht-427 568 4 40 40 NUM biht-427 568 5 . . PUNCT biht-427 569 1 https:// https:// PROPN biht-427 569 2 doi.org/10.1109/hicss.2015.186 doi.org/10.1109/hicss.2015.186 ADP biht-427 569 3 45 45 NUM biht-427 569 4 . . PUNCT biht-427 569 5 abdullahi abdullahi PROPN biht-427 569 6 am am PROPN biht-427 569 7 , , PUNCT biht-427 569 8 hassan hassan PROPN biht-427 569 9 r r PROPN biht-427 569 10 , , PUNCT biht-427 569 11 umar umar PROPN biht-427 569 12 m. m. PROPN biht-427 569 13 trust trust PROPN biht-427 569 14 in in ADP biht-427 569 15 digital digital ADJ biht-427 569 16 health health NOUN biht-427 569 17 technologies technology NOUN biht-427 569 18 : : PUNCT biht-427 569 19 a a DET biht-427 569 20 systematic systematic ADJ biht-427 569 21 literature literature NOUN biht-427 569 22 review review NOUN biht-427 569 23 . . PUNCT biht-427 570 1 j j PROPN biht-427 570 2 med med PROPN biht-427 570 3 internet internet NOUN biht-427 570 4 res re NOUN biht-427 570 5 . . PUNCT biht-427 571 1 2022;24(3):e29198 2022;24(3):e29198 X biht-427 571 2 . . PUNCT biht-427 571 3 https://doi.org/10.2196/29198 https://doi.org/10.2196/29198 PROPN biht-427 571 4 46 46 NUM biht-427 571 5 . . PUNCT biht-427 572 1 chatterjee chatterjee PROPN biht-427 572 2 s s PROPN biht-427 572 3 , , PUNCT biht-427 572 4 kumar kumar PROPN biht-427 572 5 p. p. PROPN biht-427 572 6 understanding understand VERB biht-427 572 7 the the DET biht-427 572 8 role role NOUN biht-427 572 9 of of ADP biht-427 572 10 external external ADJ biht-427 572 11 factors factor NOUN biht-427 572 12 in in ADP biht-427 572 13 technology technology NOUN biht-427 572 14 adoption adoption NOUN biht-427 572 15 . . PUNCT biht-427 573 1 j j PROPN biht-427 573 2 bus bus NOUN biht-427 573 3 res re NOUN biht-427 573 4 . . PUNCT biht-427 574 1 2017;80:45 2017;80:45 NUM biht-427 574 2 - - SYM biht-427 574 3 53 53 NUM biht-427 574 4 . . PUNCT biht-427 575 1 https:// https:// PROPN biht-427 575 2 doi.org/10.1016/j.jbusres.2017.07.012 doi.org/10.1016/j.jbusres.2017.07.012 NOUN biht-427 575 3 47 47 NUM biht-427 575 4 . . 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