id	sid	tid	token	lemma	pos
bitcs-840	1	1	paper	paper	NOUN
bitcs-840	1	2	title	title	NOUN
bitcs-840	1	3	(	(	PUNCT
bitcs-840	1	4	use	use	NOUN
bitcs-840	1	5	style	style	NOUN
bitcs-840	1	6	:	:	PUNCT
bitcs-840	1	7	paper	paper	NOUN
bitcs-840	1	8	title	title	NOUN
bitcs-840	1	9	)	)	PUNCT
bitcs-840	1	10	p	p	X
bitcs-840	1	11	-	-	PUNCT
bitcs-840	1	12	issn	issn	PROPN
bitcs-840	1	13	:	:	PUNCT
bitcs-840	1	14	2715	2715	NUM
bitcs-840	1	15	-	-	SYM
bitcs-840	1	16	2448	2448	NUM
bitcs-840	1	17	|	|	NOUN
bitcs-840	1	18	e	e	NOUN
bitcs-840	1	19	-	-	NOUN
bitcs-840	1	20	issn	issn	X
bitcs-840	1	21	:	:	PUNCT
bitcs-840	1	22	2715	2715	NUM
bitcs-840	1	23	-	-	SYM
bitcs-840	1	24	7199	7199	NUM
bitcs-840	1	25	vol.1	vol.1	PROPN
bitcs-840	1	26	no.2	no.2	PROPN
bitcs-840	1	27	,	,	PUNCT
bitcs-840	1	28	10	10	NUM
bitcs-840	1	29	july	july	PROPN
bitcs-840	1	30	2020	2020	NUM
bitcs-840	1	31	buana	buana	PROPN
bitcs-840	1	32	information	information	PROPN
bitcs-840	1	33	tchnology	tchnology	PROPN
bitcs-840	1	34	and	and	CCONJ
bitcs-840	1	35	computer	computer	NOUN
bitcs-840	1	36	sciences	science	NOUN
bitcs-840	1	37	(	(	PUNCT
bitcs-840	1	38	bit	bit	NOUN
bitcs-840	1	39	and	and	CCONJ
bitcs-840	1	40	cs	cs	ADJ
bitcs-840	1	41	)	)	PUNCT
bitcs-840	1	42	23	23	NUM
bitcs-840	2	1	|	|	ADV
bitcs-840	2	2	vol.1	vol.1	PROPN
bitcs-840	2	3	no.2	no.2	PROPN
bitcs-840	2	4	,	,	PUNCT
bitcs-840	2	5	10	10	NUM
bitcs-840	2	6	july	july	PROPN
bitcs-840	2	7	2020	2020	NUM
bitcs-840	2	8	buana	buana	PROPN
bitcs-840	2	9	information	information	PROPN
bitcs-840	2	10	tchnology	tchnology	PROPN
bitcs-840	2	11	and	and	CCONJ
bitcs-840	2	12	computer	computer	NOUN
bitcs-840	2	13	sciences	science	NOUN
bitcs-840	2	14	(	(	PUNCT
bitcs-840	2	15	bit	bit	NOUN
bitcs-840	2	16	and	and	CCONJ
bitcs-840	2	17	cs	cs	NOUN
bitcs-840	2	18	)	)	PUNCT
bitcs-840	2	19	the	the	DET
bitcs-840	2	20	role	role	NOUN
bitcs-840	2	21	of	of	ADP
bitcs-840	2	22	financial	financial	ADJ
bitcs-840	2	23	technology	technology	NOUN
bitcs-840	2	24	in	in	ADP
bitcs-840	2	25	the	the	DET
bitcs-840	2	26	creative	creative	ADJ
bitcs-840	2	27	industries	industry	NOUN
bitcs-840	2	28	in	in	ADP
bitcs-840	2	29	indonesia	indonesia	PROPN
bitcs-840	2	30	nono	nono	PROPN
bitcs-840	2	31	heryana	heryana	PROPN
bitcs-840	2	32	1	1	NUM
bitcs-840	2	33	program	program	NOUN
bitcs-840	2	34	studi	studi	PROPN
bitcs-840	2	35	sistem	sistem	PROPN
bitcs-840	2	36	informasi	informasi	PROPN
bitcs-840	2	37	fakultas	fakulta	VERB
bitcs-840	2	38	ilmu	ilmu	PROPN
bitcs-840	2	39	komputer	komputer	PROPN
bitcs-840	2	40	universitas	universitas	PROPN
bitcs-840	2	41	singaperbangsa	singaperbangsa	PROPN
bitcs-840	2	42	karawang	karawang	PROPN
bitcs-840	2	43	email	email	NOUN
bitcs-840	2	44	:	:	PUNCT
bitcs-840	2	45	nono@unsika.ac.id	nono@unsika.ac.id	PROPN
bitcs-840	2	46	rini	rini	NOUN
bitcs-840	2	47	mayasari	mayasari	NOUN
bitcs-840	2	48	2	2	NUM
bitcs-840	2	49	program	program	NOUN
bitcs-840	2	50	studi	studi	PROPN
bitcs-840	2	51	sistem	sistem	PROPN
bitcs-840	2	52	informasi	informasi	PROPN
bitcs-840	2	53	fakultas	fakulta	VERB
bitcs-840	2	54	ilmu	ilmu	PROPN
bitcs-840	2	55	komputer	komputer	PROPN
bitcs-840	2	56	universitas	universitas	PROPN
bitcs-840	2	57	singaperbangsa	singaperbangsa	PROPN
bitcs-840	2	58	karawang	karawang	PROPN
bitcs-840	2	59	email	email	NOUN
bitcs-840	2	60	:	:	PUNCT
bitcs-840	2	61	rini.mayasari@staff.unsika.ac.id	rini.mayasari@staff.unsika.ac.id	PROPN
bitcs-840	2	62	‹β›	‹β›	PROPN
bitcs-840	2	63	rudi	rudi	PROPN
bitcs-840	2	64	aprianto	aprianto	PROPN
bitcs-840	2	65	3	3	NUM
bitcs-840	2	66	program	program	PROPN
bitcs-840	2	67	studi	studi	PROPN
bitcs-840	2	68	sistem	sistem	PROPN
bitcs-840	2	69	informasi	informasi	PROPN
bitcs-840	2	70	stmik	stmik	VERB
bitcs-840	2	71	pringsewu	pringsewu	PROPN
bitcs-840	2	72	email	email	NOUN
bitcs-840	2	73	:	:	PUNCT
bitcs-840	2	74	rudiaprianto@gmail.com	rudiaprianto@gmail.com	X
bitcs-840	2	75	abstract	abstract	ADJ
bitcs-840	2	76	—	—	PUNCT
bitcs-840	2	77	in	in	ADP
bitcs-840	2	78	the	the	DET
bitcs-840	2	79	modern	modern	ADJ
bitcs-840	2	80	era	era	NOUN
bitcs-840	2	81	,	,	PUNCT
bitcs-840	2	82	the	the	DET
bitcs-840	2	83	use	use	NOUN
bitcs-840	2	84	of	of	ADP
bitcs-840	2	85	technology	technology	NOUN
bitcs-840	2	86	is	be	AUX
bitcs-840	2	87	growing	grow	VERB
bitcs-840	2	88	rapidly	rapidly	ADV
bitcs-840	2	89	to	to	PART
bitcs-840	2	90	obtain	obtain	VERB
bitcs-840	2	91	information	information	NOUN
bitcs-840	2	92	and	and	CCONJ
bitcs-840	2	93	various	various	ADJ
bitcs-840	2	94	other	other	ADJ
bitcs-840	2	95	electronic	electronic	ADJ
bitcs-840	2	96	services	service	NOUN
bitcs-840	2	97	,	,	PUNCT
bitcs-840	2	98	many	many	ADJ
bitcs-840	2	99	people	people	NOUN
bitcs-840	2	100	who	who	PRON
bitcs-840	2	101	already	already	ADV
bitcs-840	2	102	use	use	VERB
bitcs-840	2	103	technology	technology	NOUN
bitcs-840	2	104	,	,	PUNCT
bitcs-840	2	105	especially	especially	ADV
bitcs-840	2	106	the	the	DET
bitcs-840	2	107	internet	internet	NOUN
bitcs-840	2	108	to	to	PART
bitcs-840	2	109	facilitate	facilitate	VERB
bitcs-840	2	110	their	their	PRON
bitcs-840	2	111	work	work	NOUN
bitcs-840	2	112	.	.	PUNCT
bitcs-840	3	1	seeing	see	VERB
bitcs-840	3	2	the	the	DET
bitcs-840	3	3	rapid	rapid	ADJ
bitcs-840	3	4	development	development	NOUN
bitcs-840	3	5	of	of	ADP
bitcs-840	3	6	the	the	DET
bitcs-840	3	7	internet	internet	NOUN
bitcs-840	3	8	has	have	AUX
bitcs-840	3	9	given	give	VERB
bitcs-840	3	10	rise	rise	NOUN
bitcs-840	3	11	to	to	ADP
bitcs-840	3	12	various	various	ADJ
bitcs-840	3	13	innovations	innovation	NOUN
bitcs-840	3	14	,	,	PUNCT
bitcs-840	3	15	especially	especially	ADV
bitcs-840	3	16	financial	financial	ADJ
bitcs-840	3	17	technology	technology	NOUN
bitcs-840	3	18	to	to	PART
bitcs-840	3	19	meet	meet	VERB
bitcs-840	3	20	the	the	DET
bitcs-840	3	21	various	various	ADJ
bitcs-840	3	22	needs	need	NOUN
bitcs-840	3	23	of	of	ADP
bitcs-840	3	24	the	the	DET
bitcs-840	3	25	community	community	NOUN
bitcs-840	3	26	including	include	VERB
bitcs-840	3	27	access	access	NOUN
bitcs-840	3	28	to	to	ADP
bitcs-840	3	29	financial	financial	ADJ
bitcs-840	3	30	services	service	NOUN
bitcs-840	3	31	and	and	CCONJ
bitcs-840	3	32	transaction	transaction	NOUN
bitcs-840	3	33	processing	processing	NOUN
bitcs-840	3	34	.	.	PUNCT
bitcs-840	4	1	fintech	fintech	NOUN
bitcs-840	4	2	(	(	PUNCT
bitcs-840	4	3	financial	financial	ADJ
bitcs-840	4	4	technology	technology	NOUN
bitcs-840	4	5	)	)	PUNCT
bitcs-840	4	6	is	be	AUX
bitcs-840	4	7	an	an	DET
bitcs-840	4	8	innovation	innovation	NOUN
bitcs-840	4	9	in	in	ADP
bitcs-840	4	10	the	the	DET
bitcs-840	4	11	financial	financial	ADJ
bitcs-840	4	12	sector	sector	NOUN
bitcs-840	4	13	that	that	PRON
bitcs-840	4	14	refers	refer	VERB
bitcs-840	4	15	to	to	ADP
bitcs-840	4	16	modern	modern	ADJ
bitcs-840	4	17	technology	technology	NOUN
bitcs-840	4	18	used	use	VERB
bitcs-840	4	19	to	to	PART
bitcs-840	4	20	transact	transact	VERB
bitcs-840	4	21	,	,	PUNCT
bitcs-840	4	22	check	check	VERB
bitcs-840	4	23	deposit	deposit	NOUN
bitcs-840	4	24	rates	rate	NOUN
bitcs-840	4	25	,	,	PUNCT
bitcs-840	4	26	transfer	transfer	NOUN
bitcs-840	4	27	funds	fund	NOUN
bitcs-840	4	28	,	,	PUNCT
bitcs-840	4	29	and	and	CCONJ
bitcs-840	4	30	perform	perform	VERB
bitcs-840	4	31	various	various	ADJ
bitcs-840	4	32	other	other	ADJ
bitcs-840	4	33	financial	financial	ADJ
bitcs-840	4	34	services	service	NOUN
bitcs-840	4	35	.	.	PUNCT
bitcs-840	5	1	the	the	DET
bitcs-840	5	2	creative	creative	ADJ
bitcs-840	5	3	industries	industry	NOUN
bitcs-840	5	4	are	be	AUX
bitcs-840	5	5	an	an	DET
bitcs-840	5	6	industry	industry	NOUN
bitcs-840	5	7	that	that	PRON
bitcs-840	5	8	utilizes	utilize	VERB
bitcs-840	5	9	the	the	DET
bitcs-840	5	10	creativity	creativity	NOUN
bitcs-840	5	11	and	and	CCONJ
bitcs-840	5	12	skills	skill	NOUN
bitcs-840	5	13	of	of	ADP
bitcs-840	5	14	individuals	individual	NOUN
bitcs-840	5	15	use	use	VERB
bitcs-840	5	16	as	as	ADP
bitcs-840	5	17	goods	good	NOUN
bitcs-840	5	18	of	of	ADP
bitcs-840	5	19	value	value	NOUN
bitcs-840	5	20	.	.	PUNCT
bitcs-840	6	1	the	the	DET
bitcs-840	6	2	purpose	purpose	NOUN
bitcs-840	6	3	of	of	ADP
bitcs-840	6	4	this	this	DET
bitcs-840	6	5	study	study	NOUN
bitcs-840	6	6	is	be	AUX
bitcs-840	6	7	to	to	PART
bitcs-840	6	8	determine	determine	VERB
bitcs-840	6	9	the	the	DET
bitcs-840	6	10	role	role	NOUN
bitcs-840	6	11	of	of	ADP
bitcs-840	6	12	financial	financial	ADJ
bitcs-840	6	13	technology	technology	NOUN
bitcs-840	6	14	and	and	CCONJ
bitcs-840	6	15	its	its	PRON
bitcs-840	6	16	constraints	constraint	NOUN
bitcs-840	6	17	in	in	ADP
bitcs-840	6	18	the	the	DET
bitcs-840	6	19	creative	creative	ADJ
bitcs-840	6	20	industry	industry	NOUN
bitcs-840	6	21	in	in	ADP
bitcs-840	6	22	indonesia	indonesia	PROPN
bitcs-840	6	23	.	.	PUNCT
bitcs-840	7	1	the	the	DET
bitcs-840	7	2	existence	existence	NOUN
bitcs-840	7	3	of	of	ADP
bitcs-840	7	4	innovation	innovation	NOUN
bitcs-840	7	5	and	and	CCONJ
bitcs-840	7	6	creativity	creativity	NOUN
bitcs-840	7	7	that	that	PRON
bitcs-840	7	8	arises	arise	VERB
bitcs-840	7	9	in	in	ADP
bitcs-840	7	10	the	the	DET
bitcs-840	7	11	community	community	NOUN
bitcs-840	7	12	,	,	PUNCT
bitcs-840	7	13	making	make	VERB
bitcs-840	7	14	the	the	DET
bitcs-840	7	15	creative	creative	ADJ
bitcs-840	7	16	industry	industry	NOUN
bitcs-840	7	17	is	be	AUX
bitcs-840	7	18	an	an	DET
bitcs-840	7	19	essential	essential	ADJ
bitcs-840	7	20	role	role	NOUN
bitcs-840	7	21	in	in	ADP
bitcs-840	7	22	the	the	DET
bitcs-840	7	23	development	development	NOUN
bitcs-840	7	24	of	of	ADP
bitcs-840	7	25	a	a	DET
bitcs-840	7	26	regional	regional	ADJ
bitcs-840	7	27	economy	economy	NOUN
bitcs-840	7	28	.	.	PUNCT
bitcs-840	8	1	the	the	DET
bitcs-840	8	2	research	research	NOUN
bitcs-840	8	3	method	method	NOUN
bitcs-840	8	4	used	use	VERB
bitcs-840	8	5	in	in	ADP
bitcs-840	8	6	writing	write	VERB
bitcs-840	8	7	this	this	DET
bitcs-840	8	8	article	article	NOUN
bitcs-840	8	9	is	be	AUX
bitcs-840	8	10	descriptive	descriptive	ADJ
bitcs-840	8	11	qualitative	qualitative	NOUN
bitcs-840	8	12	.	.	PUNCT
bitcs-840	9	1	thus	thus	ADV
bitcs-840	9	2	,	,	PUNCT
bitcs-840	9	3	qualitative	qualitative	ADJ
bitcs-840	9	4	research	research	NOUN
bitcs-840	9	5	only	only	ADV
bitcs-840	9	6	describes	describe	VERB
bitcs-840	9	7	responses	response	NOUN
bitcs-840	9	8	to	to	ADP
bitcs-840	9	9	situations	situation	NOUN
bitcs-840	9	10	or	or	CCONJ
bitcs-840	9	11	events	event	NOUN
bitcs-840	9	12	so	so	SCONJ
bitcs-840	9	13	that	that	SCONJ
bitcs-840	9	14	it	it	PRON
bitcs-840	9	15	does	do	AUX
bitcs-840	9	16	not	not	PART
bitcs-840	9	17	explain	explain	VERB
bitcs-840	9	18	causality	causality	NOUN
bitcs-840	9	19	or	or	CCONJ
bitcs-840	9	20	do	do	VERB
bitcs-840	9	21	hypothesis	hypothesis	NOUN
bitcs-840	9	22	testing	testing	NOUN
bitcs-840	9	23	.	.	PUNCT
bitcs-840	10	1	keywords	keyword	NOUN
bitcs-840	10	2	—	—	PUNCT
bitcs-840	10	3	financial	financial	ADJ
bitcs-840	10	4	technology	technology	NOUN
bitcs-840	10	5	,	,	PUNCT
bitcs-840	10	6	creative	creative	ADJ
bitcs-840	10	7	industry	industry	NOUN
bitcs-840	10	8	,	,	PUNCT
bitcs-840	10	9	internet	internet	NOUN
bitcs-840	10	10	,	,	PUNCT
bitcs-840	10	11	indonesia	indonesia	PROPN
bitcs-840	10	12	abstrak	abstrak	PROPN
bitcs-840	10	13	—	—	PUNCT
bitcs-840	10	14	di	di	NOUN
bitcs-840	10	15	era	era	NOUN
bitcs-840	10	16	modern	modern	ADJ
bitcs-840	10	17	,	,	PUNCT
bitcs-840	10	18	penggunaan	penggunaan	PROPN
bitcs-840	10	19	teknologi	teknologi	PROPN
bitcs-840	10	20	berkembang	berkembang	PROPN
bitcs-840	10	21	pesat	pesat	PROPN
bitcs-840	10	22	untuk	untuk	PROPN
bitcs-840	10	23	memperoleh	memperoleh	PROPN
bitcs-840	10	24	informasi	informasi	PROPN
bitcs-840	10	25	dan	dan	PROPN
bitcs-840	10	26	berbagai	berbagai	PROPN
bitcs-840	10	27	layanan	layanan	PROPN
bitcs-840	10	28	elektronik	elektronik	PROPN
bitcs-840	10	29	lainnya	lainnya	PROPN
bitcs-840	10	30	,	,	PUNCT
bitcs-840	10	31	banyak	banyak	PROPN
bitcs-840	10	32	orang	orang	PROPN
bitcs-840	10	33	yang	yang	PROPN
bitcs-840	10	34	sudah	sudah	PROPN
bitcs-840	10	35	menggunakan	menggunakan	PROPN
bitcs-840	10	36	teknologi	teknologi	PROPN
bitcs-840	10	37	,	,	PUNCT
bitcs-840	10	38	terutama	terutama	PROPN
bitcs-840	10	39	internet	internet	PROPN
bitcs-840	10	40	untuk	untuk	PROPN
bitcs-840	10	41	memudahkan	memudahkan	PROPN
bitcs-840	10	42	pekerjaan	pekerjaan	PROPN
bitcs-840	10	43	mereka	mereka	PROPN
bitcs-840	10	44	.	.	PUNCT
bitcs-840	11	1	melihat	melihat	PROPN
bitcs-840	11	2	pesatnya	pesatnya	VERB
bitcs-840	11	3	perkembangan	perkembangan	PROPN
bitcs-840	11	4	internet	internet	NOUN
bitcs-840	11	5	telah	telah	PROPN
bitcs-840	11	6	memunculkan	memunculkan	PROPN
bitcs-840	11	7	berbagai	berbagai	PROPN
bitcs-840	11	8	inovasi	inovasi	PROPN
bitcs-840	11	9	,	,	PUNCT
bitcs-840	11	10	terutama	terutama	PROPN
bitcs-840	11	11	teknologi	teknologi	PROPN
bitcs-840	11	12	keuangan	keuangan	PROPN
bitcs-840	11	13	untuk	untuk	PROPN
bitcs-840	11	14	memenuhi	memenuhi	PROPN
bitcs-840	11	15	berbagai	berbagai	PROPN
bitcs-840	11	16	kebutuhan	kebutuhan	PROPN
bitcs-840	11	17	masyarakat	masyarakat	PROPN
bitcs-840	11	18	termasuk	termasuk	PROPN
bitcs-840	11	19	akses	akse	VERB
bitcs-840	11	20	ke	ke	PROPN
bitcs-840	11	21	layanan	layanan	PROPN
bitcs-840	11	22	keuangan	keuangan	PROPN
bitcs-840	11	23	dan	dan	PROPN
bitcs-840	11	24	pemrosesan	pemrosesan	PROPN
bitcs-840	11	25	transaksi	transaksi	PROPN
bitcs-840	11	26	.	.	PUNCT
bitcs-840	12	1	fintech	fintech	NOUN
bitcs-840	12	2	(	(	PUNCT
bitcs-840	12	3	teknologi	teknologi	PROPN
bitcs-840	12	4	finansial	finansial	NOUN
bitcs-840	12	5	)	)	PUNCT
bitcs-840	12	6	adalah	adalah	PROPN
bitcs-840	12	7	inovasi	inovasi	PROPN
bitcs-840	12	8	di	di	PROPN
bitcs-840	12	9	sektor	sektor	PROPN
bitcs-840	12	10	keuangan	keuangan	PROPN
bitcs-840	13	1	yang	yang	PROPN
bitcs-840	13	2	mengacu	mengacu	PROPN
bitcs-840	13	3	pada	pada	PROPN
bitcs-840	13	4	teknologi	teknologi	PROPN
bitcs-840	13	5	modern	modern	PROPN
bitcs-840	13	6	yang	yang	PROPN
bitcs-840	13	7	digunakan	digunakan	PROPN
bitcs-840	13	8	untuk	untuk	PROPN
bitcs-840	13	9	bertransaksi	bertransaksi	PROPN
bitcs-840	13	10	,	,	PUNCT
bitcs-840	13	11	memeriksa	memeriksa	NOUN
bitcs-840	13	12	suku	suku	PROPN
bitcs-840	13	13	bunga	bunga	PROPN
bitcs-840	13	14	simpanan	simpanan	PROPN
bitcs-840	13	15	,	,	PUNCT
bitcs-840	13	16	mentransfer	mentransfer	PROPN
bitcs-840	13	17	dana	dana	PROPN
bitcs-840	13	18	,	,	PUNCT
bitcs-840	13	19	dan	dan	PROPN
bitcs-840	13	20	melakukan	melakukan	PROPN
bitcs-840	13	21	berbagai	berbagai	PROPN
bitcs-840	13	22	layanan	layanan	PROPN
bitcs-840	13	23	keuangan	keuangan	PROPN
bitcs-840	13	24	lainnya	lainnya	PROPN
bitcs-840	13	25	.	.	PUNCT
bitcs-840	14	1	industri	industri	PROPN
bitcs-840	14	2	kreatif	kreatif	PROPN
bitcs-840	14	3	adalah	adalah	PROPN
bitcs-840	14	4	industri	industri	PROPN
bitcs-840	14	5	yang	yang	PROPN
bitcs-840	14	6	memanfaatkan	memanfaatkan	PROPN
bitcs-840	14	7	kreativitas	kreativitas	PROPN
bitcs-840	14	8	dan	dan	PROPN
bitcs-840	14	9	keterampilan	keterampilan	PROPN
bitcs-840	14	10	yang	yang	PROPN
bitcs-840	14	11	digunakan	digunakan	PROPN
bitcs-840	14	12	individu	individu	PROPN
bitcs-840	14	13	sebagai	sebagai	PROPN
bitcs-840	14	14	barang	barang	PROPN
bitcs-840	14	15	yang	yang	PROPN
bitcs-840	14	16	bernilai	bernilai	PROPN
bitcs-840	14	17	.	.	PUNCT
bitcs-840	15	1	tujuan	tujuan	PROPN
bitcs-840	15	2	dari	dari	PROPN
bitcs-840	15	3	penelitian	penelitian	PROPN
bitcs-840	15	4	ini	ini	PROPN
bitcs-840	15	5	adalah	adalah	PROPN
bitcs-840	15	6	untuk	untuk	PROPN
bitcs-840	15	7	mengetahui	mengetahui	PROPN
bitcs-840	15	8	peran	peran	PROPN
bitcs-840	15	9	teknologi	teknologi	PROPN
bitcs-840	15	10	keuangan	keuangan	PROPN
bitcs-840	15	11	dan	dan	PROPN
bitcs-840	15	12	hambatannya	hambatannya	PROPN
bitcs-840	15	13	dalam	dalam	PROPN
bitcs-840	15	14	industri	industri	PROPN
bitcs-840	15	15	kreatif	kreatif	PROPN
bitcs-840	15	16	di	di	PROPN
bitcs-840	15	17	indonesia	indonesia	PROPN
bitcs-840	15	18	.	.	PROPN
bitcs-840	16	1	adanya	adanya	PROPN
bitcs-840	16	2	inovasi	inovasi	PROPN
bitcs-840	16	3	dan	dan	PROPN
bitcs-840	16	4	kreativitas	kreativitas	PROPN
bitcs-840	16	5	yang	yang	PROPN
bitcs-840	16	6	muncul	muncul	PROPN
bitcs-840	16	7	di	di	PROPN
bitcs-840	16	8	masyarakat	masyarakat	PROPN
bitcs-840	16	9	,	,	PUNCT
bitcs-840	16	10	menjadikan	menjadikan	PROPN
bitcs-840	16	11	industri	industri	PROPN
bitcs-840	16	12	kreatif	kreatif	PROPN
bitcs-840	16	13	merupakan	merupakan	PROPN
bitcs-840	16	14	peran	peran	PROPN
bitcs-840	16	15	penting	penting	PROPN
bitcs-840	16	16	dalam	dalam	PROPN
bitcs-840	16	17	pengembangan	pengembangan	PROPN
bitcs-840	16	18	ekonomi	ekonomi	PROPN
bitcs-840	16	19	regional	regional	PROPN
bitcs-840	16	20	.	.	PUNCT
bitcs-840	17	1	metode	metode	PROPN
bitcs-840	17	2	penelitian	penelitian	PROPN
bitcs-840	17	3	yang	yang	PROPN
bitcs-840	17	4	digunakan	digunakan	PROPN
bitcs-840	17	5	dalam	dalam	PROPN
bitcs-840	17	6	menulis	menulis	PROPN
bitcs-840	17	7	artikel	artikel	PROPN
bitcs-840	17	8	ini	ini	PROPN
bitcs-840	17	9	adalah	adalah	PROPN
bitcs-840	17	10	deskriptif	deskriptif	PROPN
bitcs-840	17	11	kualitatif	kualitatif	PROPN
bitcs-840	17	12	.	.	PUNCT
bitcs-840	18	1	dengan	dengan	PROPN
bitcs-840	18	2	demikian	demikian	PROPN
bitcs-840	18	3	,	,	PUNCT
bitcs-840	18	4	penelitian	penelitian	PROPN
bitcs-840	18	5	kualitatif	kualitatif	PROPN
bitcs-840	18	6	hanya	hanya	PROPN
bitcs-840	18	7	menggambarkan	menggambarkan	PROPN
bitcs-840	18	8	respons	respons	PROPN
bitcs-840	18	9	terhadap	terhadap	PROPN
bitcs-840	18	10	situasi	situasi	PROPN
bitcs-840	18	11	atau	atau	PROPN
bitcs-840	18	12	peristiwa	peristiwa	VERB
bitcs-840	18	13	sehingga	sehingga	PROPN
bitcs-840	18	14	tidak	tidak	PROPN
bitcs-840	18	15	menjelaskan	menjelaskan	PROPN
bitcs-840	19	1	hubungan	hubungan	PROPN
bitcs-840	19	2	sebab	sebab	PROPN
bitcs-840	19	3	akibat	akibat	PROPN
bitcs-840	19	4	atau	atau	PROPN
bitcs-840	19	5	melakukan	melakukan	PROPN
bitcs-840	19	6	pengujian	pengujian	PROPN
bitcs-840	19	7	hipotesis	hipotesis	PROPN
bitcs-840	19	8	.	.	PUNCT
bitcs-840	20	1	kata	kata	PROPN
bitcs-840	20	2	kunci	kunci	PROPN
bitcs-840	20	3	—	—	PUNCT
bitcs-840	20	4	teknologi	teknologi	PROPN
bitcs-840	20	5	keuangan	keuangan	PROPN
bitcs-840	20	6	,	,	PUNCT
bitcs-840	20	7	industri	industri	PROPN
bitcs-840	20	8	kreatif	kreatif	PROPN
bitcs-840	20	9	,	,	PUNCT
bitcs-840	20	10	internet	internet	NOUN
bitcs-840	20	11	,	,	PUNCT
bitcs-840	20	12	indonesia	indonesia	PROPN
bitcs-840	20	13	.	.	PUNCT
bitcs-840	21	1	i.	i.	PROPN
bitcs-840	21	2	introduction	introduction	NOUN
bitcs-840	21	3	the	the	DET
bitcs-840	21	4	internet	internet	NOUN
bitcs-840	21	5	is	be	AUX
bitcs-840	21	6	one	one	NUM
bitcs-840	21	7	of	of	ADP
bitcs-840	21	8	the	the	DET
bitcs-840	21	9	technologies	technology	NOUN
bitcs-840	21	10	widely	widely	ADV
bitcs-840	21	11	used	use	VERB
bitcs-840	21	12	by	by	ADP
bitcs-840	21	13	humans	human	NOUN
bitcs-840	21	14	in	in	ADP
bitcs-840	21	15	modern	modern	ADJ
bitcs-840	21	16	times	time	NOUN
bitcs-840	21	17	like	like	ADP
bitcs-840	21	18	today	today	NOUN
bitcs-840	21	19	.	.	PUNCT
bitcs-840	22	1	ranging	range	VERB
bitcs-840	22	2	from	from	ADP
bitcs-840	22	3	children	child	NOUN
bitcs-840	22	4	,	,	PUNCT
bitcs-840	22	5	teens	teen	NOUN
bitcs-840	22	6	to	to	ADP
bitcs-840	22	7	adults	adult	NOUN
bitcs-840	22	8	use	use	VERB
bitcs-840	22	9	it	it	PRON
bitcs-840	22	10	for	for	ADP
bitcs-840	22	11	various	various	ADJ
bitcs-840	22	12	purposes	purpose	NOUN
bitcs-840	22	13	such	such	ADJ
bitcs-840	22	14	as	as	ADP
bitcs-840	22	15	browsing	browse	VERB
bitcs-840	22	16	,	,	PUNCT
bitcs-840	22	17	chatting	chatting	NOUN
bitcs-840	22	18	,	,	PUNCT
bitcs-840	22	19	and	and	CCONJ
bitcs-840	22	20	much	much	ADV
bitcs-840	22	21	more	more	ADJ
bitcs-840	22	22	.	.	PUNCT
bitcs-840	23	1	from	from	ADP
bitcs-840	23	2	this	this	DET
bitcs-840	23	3	internet	internet	NOUN
bitcs-840	23	4	emerged	emerge	VERB
bitcs-840	23	5	various	various	ADJ
bitcs-840	23	6	applications	application	NOUN
bitcs-840	23	7	and	and	CCONJ
bitcs-840	23	8	websites	website	NOUN
bitcs-840	23	9	that	that	PRON
bitcs-840	23	10	help	help	VERB
bitcs-840	23	11	people	people	NOUN
bitcs-840	23	12	in	in	ADP
bitcs-840	23	13	their	their	PRON
bitcs-840	23	14	work	work	NOUN
bitcs-840	23	15	[	[	X
bitcs-840	23	16	13	13	NUM
bitcs-840	23	17	]	]	PUNCT
bitcs-840	23	18	.	.	PUNCT
bitcs-840	24	1	based	base	VERB
bitcs-840	24	2	on	on	ADP
bitcs-840	24	3	the	the	DET
bitcs-840	24	4	results	result	NOUN
bitcs-840	24	5	of	of	ADP
bitcs-840	24	6	the	the	DET
bitcs-840	24	7	apji	apji	NOUN
bitcs-840	24	8	and	and	CCONJ
bitcs-840	24	9	polling	polling	NOUN
bitcs-840	24	10	indonesia	indonesia	PROPN
bitcs-840	24	11	survey	survey	NOUN
bitcs-840	24	12	in	in	ADP
bitcs-840	24	13	2018	2018	NUM
bitcs-840	24	14	,	,	PUNCT
bitcs-840	24	15	the	the	DET
bitcs-840	24	16	number	number	NOUN
bitcs-840	24	17	of	of	ADP
bitcs-840	24	18	internet	internet	NOUN
bitcs-840	24	19	users	user	NOUN
bitcs-840	24	20	is	be	AUX
bitcs-840	24	21	171.18	171.18	NUM
bitcs-840	24	22	million	million	NUM
bitcs-840	24	23	.	.	PUNCT
bitcs-840	25	1	it	it	PRON
bitcs-840	25	2	will	will	AUX
bitcs-840	25	3	be	be	AUX
bitcs-840	25	4	a	a	DET
bitcs-840	25	5	lucrative	lucrative	ADJ
bitcs-840	25	6	market	market	NOUN
bitcs-840	25	7	opportunity	opportunity	NOUN
bitcs-840	25	8	for	for	ADP
bitcs-840	25	9	applications	application	NOUN
bitcs-840	25	10	,	,	PUNCT
bitcs-840	25	11	systems	system	NOUN
bitcs-840	25	12	and	and	CCONJ
bitcs-840	25	13	technology	technology	NOUN
bitcs-840	25	14	to	to	PART
bitcs-840	25	15	reap	reap	VERB
bitcs-840	25	16	the	the	DET
bitcs-840	25	17	domestic	domestic	ADJ
bitcs-840	25	18	market	market	NOUN
bitcs-840	25	19	.	.	PUNCT
bitcs-840	26	1	technology	technology	NOUN
bitcs-840	26	2	is	be	AUX
bitcs-840	26	3	increasingly	increasingly	ADV
bitcs-840	26	4	developing	develop	VERB
bitcs-840	26	5	over	over	ADP
bitcs-840	26	6	time	time	NOUN
bitcs-840	26	7	.	.	PUNCT
bitcs-840	27	1	to	to	PART
bitcs-840	27	2	make	make	VERB
bitcs-840	27	3	it	it	PRON
bitcs-840	27	4	easier	easy	ADJ
bitcs-840	27	5	for	for	SCONJ
bitcs-840	27	6	people	people	NOUN
bitcs-840	27	7	to	to	PART
bitcs-840	27	8	make	make	VERB
bitcs-840	27	9	transactions	transaction	NOUN
bitcs-840	27	10	,	,	PUNCT
bitcs-840	27	11	check	check	VERB
bitcs-840	27	12	balances	balance	NOUN
bitcs-840	27	13	and	and	CCONJ
bitcs-840	27	14	so	so	ADV
bitcs-840	27	15	on	on	ADV
bitcs-840	27	16	,	,	PUNCT
bitcs-840	27	17	a	a	DET
bitcs-840	27	18	technology	technology	NOUN
bitcs-840	27	19	called	call	VERB
bitcs-840	27	20	fintech	fintech	NOUN
bitcs-840	27	21	(	(	PUNCT
bitcs-840	27	22	financial	financial	ADJ
bitcs-840	27	23	technology	technology	NOUN
bitcs-840	27	24	)	)	PUNCT
bitcs-840	27	25	.	.	PUNCT
bitcs-840	28	1	fintech	fintech	NOUN
bitcs-840	28	2	is	be	AUX
bitcs-840	28	3	a	a	DET
bitcs-840	28	4	financial	financial	ADJ
bitcs-840	28	5	service	service	NOUN
bitcs-840	28	6	that	that	PRON
bitcs-840	28	7	utilizes	utilize	VERB
bitcs-840	28	8	technology	technology	NOUN
bitcs-840	28	9	and	and	CCONJ
bitcs-840	28	10	software	software	NOUN
bitcs-840	28	11	as	as	ADP
bitcs-840	28	12	a	a	DET
bitcs-840	28	13	forum	forum	NOUN
bitcs-840	28	14	for	for	ADP
bitcs-840	28	15	the	the	DET
bitcs-840	28	16	distribution	distribution	NOUN
bitcs-840	28	17	and	and	CCONJ
bitcs-840	28	18	delivery	delivery	NOUN
bitcs-840	28	19	of	of	ADP
bitcs-840	28	20	information	information	NOUN
bitcs-840	28	21	[	[	X
bitcs-840	28	22	1	1	NUM
bitcs-840	28	23	]	]	PUNCT
bitcs-840	28	24	.	.	PUNCT
bitcs-840	29	1	the	the	DET
bitcs-840	29	2	background	background	NOUN
bitcs-840	29	3	to	to	ADP
bitcs-840	29	4	the	the	DET
bitcs-840	29	5	emergence	emergence	NOUN
bitcs-840	29	6	of	of	ADP
bitcs-840	29	7	fintech	fintech	NOUN
bitcs-840	29	8	is	be	AUX
bitcs-840	29	9	when	when	SCONJ
bitcs-840	29	10	there	there	PRON
bitcs-840	29	11	is	be	VERB
bitcs-840	29	12	a	a	DET
bitcs-840	29	13	problem	problem	NOUN
bitcs-840	29	14	in	in	ADP
bitcs-840	29	15	society	society	NOUN
bitcs-840	29	16	that	that	PRON
bitcs-840	29	17	can	can	AUX
bitcs-840	29	18	not	not	PART
bitcs-840	29	19	be	be	AUX
bitcs-840	29	20	served	serve	VERB
bitcs-840	29	21	by	by	ADP
bitcs-840	29	22	the	the	DET
bitcs-840	29	23	financial	financial	ADJ
bitcs-840	29	24	industry	industry	NOUN
bitcs-840	29	25	with	with	ADP
bitcs-840	29	26	various	various	ADJ
bitcs-840	29	27	obstacles	obstacle	NOUN
bitcs-840	29	28	.	.	PUNCT
bitcs-840	30	1	among	among	ADP
bitcs-840	30	2	them	they	PRON
bitcs-840	30	3	are	be	AUX
bitcs-840	30	4	regulations	regulation	NOUN
bitcs-840	30	5	that	that	PRON
bitcs-840	30	6	are	be	AUX
bitcs-840	30	7	too	too	ADV
bitcs-840	30	8	strict	strict	ADJ
bitcs-840	30	9	as	as	ADP
bitcs-840	30	10	in	in	ADP
bitcs-840	30	11	the	the	DET
bitcs-840	30	12	bank	bank	NOUN
bitcs-840	30	13	and	and	CCONJ
bitcs-840	30	14	the	the	DET
bitcs-840	30	15	limitations	limitation	NOUN
bitcs-840	30	16	of	of	ADP
bitcs-840	30	17	the	the	DET
bitcs-840	30	18	banking	banking	NOUN
bitcs-840	30	19	industry	industry	NOUN
bitcs-840	30	20	in	in	ADP
bitcs-840	30	21	serving	serve	VERB
bitcs-840	30	22	the	the	DET
bitcs-840	30	23	community	community	NOUN
bitcs-840	30	24	in	in	ADP
bitcs-840	30	25	certain	certain	ADJ
bitcs-840	30	26	areas	area	NOUN
bitcs-840	30	27	[	[	X
bitcs-840	30	28	2	2	NUM
bitcs-840	30	29	]	]	PUNCT
bitcs-840	30	30	.	.	PUNCT
bitcs-840	31	1	financial	financial	ADJ
bitcs-840	31	2	technology	technology	NOUN
bitcs-840	31	3	in	in	ADP
bitcs-840	31	4	bank	bank	PROPN
bitcs-840	31	5	indonesia	indonesia	PROPN
bitcs-840	31	6	regulation	regulation	NOUN
bitcs-840	31	7	number	number	NOUN
bitcs-840	31	8	19/12	19/12	NUM
bitcs-840	31	9	/	/	SYM
bitcs-840	31	10	pbi	pbi	NOUN
bitcs-840	31	11	/	/	SYM
bitcs-840	31	12	2017	2017	NUM
bitcs-840	31	13	is	be	AUX
bitcs-840	31	14	the	the	DET
bitcs-840	31	15	use	use	NOUN
bitcs-840	31	16	of	of	ADP
bitcs-840	31	17	financial	financial	ADJ
bitcs-840	31	18	system	system	NOUN
bitcs-840	31	19	technology	technology	NOUN
bitcs-840	31	20	that	that	PRON
bitcs-840	31	21	produces	produce	VERB
bitcs-840	31	22	new	new	ADJ
bitcs-840	31	23	products	product	NOUN
bitcs-840	31	24	,	,	PUNCT
bitcs-840	31	25	services	service	NOUN
bitcs-840	31	26	,	,	PUNCT
bitcs-840	31	27	technology	technology	NOUN
bitcs-840	31	28	or	or	CCONJ
bitcs-840	31	29	business	business	NOUN
bitcs-840	31	30	models	model	NOUN
bitcs-840	31	31	and	and	CCONJ
bitcs-840	31	32	can	can	AUX
bitcs-840	31	33	have	have	VERB
bitcs-840	31	34	an	an	DET
bitcs-840	31	35	impact	impact	NOUN
bitcs-840	31	36	on	on	ADP
bitcs-840	31	37	monetary	monetary	ADJ
bitcs-840	31	38	stability	stability	NOUN
bitcs-840	31	39	,	,	PUNCT
bitcs-840	31	40	financial	financial	ADJ
bitcs-840	31	41	system	system	NOUN
bitcs-840	31	42	stability	stability	NOUN
bitcs-840	31	43	,	,	PUNCT
bitcs-840	31	44	efficiency	efficiency	NOUN
bitcs-840	31	45	,	,	PUNCT
bitcs-840	31	46	smoothness	smoothness	NOUN
bitcs-840	31	47	,	,	PUNCT
bitcs-840	31	48	security	security	NOUN
bitcs-840	31	49	and	and	CCONJ
bitcs-840	31	50	payment	payment	NOUN
bitcs-840	31	51	system	system	NOUN
bitcs-840	31	52	reliability	reliability	NOUN
bitcs-840	31	53	.	.	PUNCT
bitcs-840	32	1	financial	financial	ADJ
bitcs-840	32	2	technology	technology	NOUN
bitcs-840	32	3	providers	provider	NOUN
bitcs-840	32	4	which	which	PRON
bitcs-840	32	5	include	include	VERB
bitcs-840	32	6	payment	payment	NOUN
bitcs-840	32	7	systems	system	NOUN
bitcs-840	32	8	,	,	PUNCT
bitcs-840	32	9	market	market	NOUN
bitcs-840	32	10	support	support	NOUN
bitcs-840	32	11	,	,	PUNCT
bitcs-840	32	12	investment	investment	NOUN
bitcs-840	32	13	management	management	NOUN
bitcs-840	32	14	and	and	CCONJ
bitcs-840	32	15	risk	risk	NOUN
bitcs-840	32	16	management	management	NOUN
bitcs-840	32	17	,	,	PUNCT
bitcs-840	32	18	loans	loan	NOUN
bitcs-840	32	19	,	,	PUNCT
bitcs-840	32	20	financing	financing	NOUN
bitcs-840	32	21	and	and	CCONJ
bitcs-840	32	22	capital	capital	NOUN
bitcs-840	32	23	providers	provider	NOUN
bitcs-840	32	24	,	,	PUNCT
bitcs-840	32	25	and	and	CCONJ
bitcs-840	32	26	other	other	ADJ
bitcs-840	32	27	financial	financial	ADJ
bitcs-840	32	28	services	service	NOUN
bitcs-840	32	29	.	.	PUNCT
bitcs-840	33	1	financial	financial	ADJ
bitcs-840	33	2	technology	technology	NOUN
bitcs-840	33	3	or	or	CCONJ
bitcs-840	33	4	fintech	fintech	NOUN
bitcs-840	33	5	in	in	ADP
bitcs-840	33	6	indonesia	indonesia	PROPN
bitcs-840	33	7	is	be	AUX
bitcs-840	33	8	a	a	DET
bitcs-840	33	9	very	very	ADV
bitcs-840	33	10	potential	potential	ADJ
bitcs-840	33	11	market	market	NOUN
bitcs-840	33	12	opportunity	opportunity	NOUN
bitcs-840	33	13	[	[	X
bitcs-840	33	14	3	3	NUM
bitcs-840	33	15	]	]	PUNCT
bitcs-840	33	16	.	.	PUNCT
bitcs-840	34	1	the	the	DET
bitcs-840	34	2	fintech	fintech	NOUN
bitcs-840	34	3	companies	company	NOUN
bitcs-840	34	4	are	be	AUX
bitcs-840	34	5	mostly	mostly	ADV
bitcs-840	34	6	micro	micro	ADJ
bitcs-840	34	7	,	,	PUNCT
bitcs-840	34	8	small	small	ADJ
bitcs-840	34	9	or	or	CCONJ
bitcs-840	34	10	medium	medium	ADJ
bitcs-840	34	11	-	-	PUNCT
bitcs-840	34	12	sized	sized	ADJ
bitcs-840	34	13	companies	company	NOUN
bitcs-840	34	14	that	that	PRON
bitcs-840	34	15	do	do	AUX
bitcs-840	34	16	not	not	PART
bitcs-840	34	17	have	have	VERB
bitcs-840	34	18	much	much	ADJ
bitcs-840	34	19	equity	equity	NOUN
bitcs-840	34	20	but	but	CCONJ
bitcs-840	34	21	have	have	VERB
bitcs-840	34	22	a	a	DET
bitcs-840	34	23	clear	clear	ADJ
bitcs-840	34	24	idea	idea	NOUN
bitcs-840	34	25	of	of	ADP
bitcs-840	34	26	how	how	SCONJ
bitcs-840	34	27	to	to	PART
bitcs-840	34	28	introduce	introduce	VERB
bitcs-840	34	29	new	new	ADJ
bitcs-840	34	30	services	service	NOUN
bitcs-840	34	31	or	or	CCONJ
bitcs-840	34	32	how	how	SCONJ
bitcs-840	34	33	to	to	PART
bitcs-840	34	34	improve	improve	VERB
bitcs-840	34	35	existing	exist	VERB
bitcs-840	34	36	services	service	NOUN
bitcs-840	34	37	in	in	ADP
bitcs-840	34	38	financial	financial	ADJ
bitcs-840	34	39	service	service	NOUN
bitcs-840	34	40	markets	market	NOUN
bitcs-840	34	41	[	[	X
bitcs-840	34	42	4	4	NUM
bitcs-840	34	43	]	]	PUNCT
bitcs-840	34	44	.	.	PUNCT
bitcs-840	35	1	fintech	fintech	NOUN
bitcs-840	35	2	develops	develop	VERB
bitcs-840	35	3	in	in	ADP
bitcs-840	35	4	various	various	ADJ
bitcs-840	35	5	sectors	sector	NOUN
bitcs-840	35	6	,	,	PUNCT
bitcs-840	35	7	ranging	range	VERB
bitcs-840	35	8	from	from	ADP
bitcs-840	35	9	payment	payment	NOUN
bitcs-840	35	10	startups	startup	NOUN
bitcs-840	35	11	,	,	PUNCT
bitcs-840	35	12	lending	lending	NOUN
bitcs-840	35	13	,	,	PUNCT
bitcs-840	35	14	financial	financial	ADJ
bitcs-840	35	15	planning	planning	NOUN
bitcs-840	35	16	(	(	PUNCT
bitcs-840	35	17	personal	personal	ADJ
bitcs-840	35	18	finance	finance	NOUN
bitcs-840	35	19	)	)	PUNCT
bitcs-840	35	20	,	,	PUNCT
bitcs-840	35	21	retail	retail	ADJ
bitcs-840	35	22	investment	investment	NOUN
bitcs-840	35	23	,	,	PUNCT
bitcs-840	35	24	financing	financing	NOUN
bitcs-840	35	25	(	(	PUNCT
bitcs-840	35	26	crowdfunding	crowdfunding	NOUN
bitcs-840	35	27	)	)	PUNCT
bitcs-840	35	28	,	,	PUNCT
bitcs-840	35	29	remittances	remittance	NOUN
bitcs-840	35	30	,	,	PUNCT
bitcs-840	35	31	financial	financial	ADJ
bitcs-840	35	32	research	research	NOUN
bitcs-840	35	33	,	,	PUNCT
bitcs-840	35	34	and	and	CCONJ
bitcs-840	35	35	others	other	NOUN
bitcs-840	36	1	[	[	X
bitcs-840	36	2	2	2	NUM
bitcs-840	36	3	]	]	PUNCT
bitcs-840	36	4	.	.	PUNCT
bitcs-840	37	1	like	like	ADP
bitcs-840	37	2	banks	bank	NOUN
bitcs-840	37	3	,	,	PUNCT
bitcs-840	37	4	the	the	DET
bitcs-840	37	5	fintech	fintech	NOUN
bitcs-840	37	6	company	company	NOUN
bitcs-840	37	7	's	's	PART
bitcs-840	37	8	business	business	NOUN
bitcs-840	37	9	model	model	NOUN
bitcs-840	37	10	also	also	ADV
bitcs-840	37	11	focuses	focus	VERB
bitcs-840	37	12	on	on	ADP
bitcs-840	37	13	payment	payment	NOUN
bitcs-840	37	14	and	and	CCONJ
bitcs-840	37	15	24	24	NUM
bitcs-840	37	16	|	|	ADV
bitcs-840	37	17	vol.1	vol.1	PROPN
bitcs-840	37	18	no.2	no.2	PROPN
bitcs-840	37	19	,	,	PUNCT
bitcs-840	37	20	10	10	NUM
bitcs-840	37	21	july	july	PROPN
bitcs-840	37	22	2020	2020	NUM
bitcs-840	37	23	buana	buana	PROPN
bitcs-840	37	24	information	information	PROPN
bitcs-840	37	25	tchnology	tchnology	PROPN
bitcs-840	37	26	and	and	CCONJ
bitcs-840	37	27	computer	computer	NOUN
bitcs-840	37	28	sciences	science	NOUN
bitcs-840	37	29	(	(	PUNCT
bitcs-840	37	30	bit	bit	NOUN
bitcs-840	37	31	and	and	CCONJ
bitcs-840	37	32	cs	cs	ADJ
bitcs-840	37	33	)	)	PUNCT
bitcs-840	37	34	loan	loan	NOUN
bitcs-840	37	35	services	service	NOUN
bitcs-840	37	36	[	[	X
bitcs-840	37	37	5	5	NUM
bitcs-840	37	38	]	]	PUNCT
bitcs-840	37	39	.	.	PUNCT
bitcs-840	38	1	from	from	ADP
bitcs-840	38	2	the	the	DET
bitcs-840	38	3	data	datum	NOUN
bitcs-840	38	4	recorded	record	VERB
bitcs-840	38	5	by	by	ADP
bitcs-840	38	6	the	the	DET
bitcs-840	38	7	fsa	fsa	PROPN
bitcs-840	38	8	until	until	ADP
bitcs-840	38	9	january	january	PROPN
bitcs-840	38	10	2018	2018	NUM
bitcs-840	38	11	there	there	PRON
bitcs-840	38	12	are	be	VERB
bitcs-840	38	13	260	260	NUM
bitcs-840	38	14	thousand	thousand	NUM
bitcs-840	38	15	people	people	NOUN
bitcs-840	38	16	borrowing	borrow	VERB
bitcs-840	38	17	in	in	ADP
bitcs-840	38	18	the	the	DET
bitcs-840	38	19	fintech	fintech	NOUN
bitcs-840	38	20	company	company	NOUN
bitcs-840	38	21	in	in	ADP
bitcs-840	38	22	indonesia	indonesia	PROPN
bitcs-840	38	23	.	.	PUNCT
bitcs-840	39	1	the	the	DET
bitcs-840	39	2	presence	presence	NOUN
bitcs-840	39	3	of	of	ADP
bitcs-840	39	4	financial	financial	ADJ
bitcs-840	39	5	technology	technology	NOUN
bitcs-840	39	6	is	be	AUX
bitcs-840	39	7	beneficial	beneficial	ADJ
bitcs-840	39	8	for	for	ADP
bitcs-840	39	9	people	people	NOUN
bitcs-840	39	10	in	in	ADP
bitcs-840	39	11	accessing	access	VERB
bitcs-840	39	12	financial	financial	ADJ
bitcs-840	39	13	products	product	NOUN
bitcs-840	39	14	and	and	CCONJ
bitcs-840	39	15	makes	make	VERB
bitcs-840	39	16	it	it	PRON
bitcs-840	39	17	easier	easy	ADJ
bitcs-840	39	18	to	to	PART
bitcs-840	39	19	conduct	conduct	VERB
bitcs-840	39	20	financial	financial	ADJ
bitcs-840	39	21	transactions	transaction	NOUN
bitcs-840	39	22	with	with	ADP
bitcs-840	39	23	a	a	DET
bitcs-840	39	24	touch	touch	NOUN
bitcs-840	39	25	of	of	ADP
bitcs-840	39	26	technology	technology	NOUN
bitcs-840	39	27	in	in	ADP
bitcs-840	39	28	hand	hand	NOUN
bitcs-840	39	29	.	.	PUNCT
bitcs-840	40	1	wherever	wherever	SCONJ
bitcs-840	40	2	and	and	CCONJ
bitcs-840	40	3	whenever	whenever	SCONJ
bitcs-840	40	4	people	people	NOUN
bitcs-840	40	5	can	can	AUX
bitcs-840	40	6	make	make	VERB
bitcs-840	40	7	transactions	transaction	NOUN
bitcs-840	40	8	without	without	ADP
bitcs-840	40	9	having	have	VERB
bitcs-840	40	10	to	to	PART
bitcs-840	40	11	come	come	VERB
bitcs-840	40	12	directly	directly	ADV
bitcs-840	40	13	to	to	ADP
bitcs-840	40	14	financial	financial	ADJ
bitcs-840	40	15	companies	company	NOUN
bitcs-840	40	16	or	or	CCONJ
bitcs-840	40	17	waiting	wait	VERB
bitcs-840	40	18	in	in	ADP
bitcs-840	40	19	line	line	NOUN
bitcs-840	40	20	with	with	ADP
bitcs-840	40	21	various	various	ADJ
bitcs-840	40	22	procedures	procedure	NOUN
bitcs-840	40	23	such	such	ADJ
bitcs-840	40	24	as	as	ADP
bitcs-840	40	25	banking	banking	NOUN
bitcs-840	40	26	in	in	ADP
bitcs-840	40	27	general	general	ADJ
bitcs-840	40	28	.	.	PUNCT
bitcs-840	41	1	this	this	PRON
bitcs-840	41	2	can	can	AUX
bitcs-840	41	3	increase	increase	VERB
bitcs-840	41	4	financial	financial	ADJ
bitcs-840	41	5	literacy	literacy	NOUN
bitcs-840	41	6	in	in	ADP
bitcs-840	41	7	indonesia	indonesia	PROPN
bitcs-840	41	8	[	[	X
bitcs-840	41	9	6	6	NUM
bitcs-840	41	10	]	]	PUNCT
bitcs-840	41	11	.	.	PUNCT
bitcs-840	42	1	fintech	fintech	NOUN
bitcs-840	42	2	refers	refer	VERB
bitcs-840	42	3	to	to	ADP
bitcs-840	42	4	the	the	DET
bitcs-840	42	5	integration	integration	NOUN
bitcs-840	42	6	of	of	ADP
bitcs-840	42	7	finance	finance	NOUN
bitcs-840	42	8	and	and	CCONJ
bitcs-840	42	9	technology	technology	NOUN
bitcs-840	42	10	and	and	CCONJ
bitcs-840	42	11	is	be	AUX
bitcs-840	42	12	different	different	ADJ
bitcs-840	42	13	from	from	ADP
bitcs-840	42	14	electronic	electronic	ADJ
bitcs-840	42	15	finance	finance	NOUN
bitcs-840	42	16	,	,	PUNCT
bitcs-840	42	17	where	where	SCONJ
bitcs-840	42	18	electronic	electronic	ADJ
bitcs-840	42	19	finance	finance	NOUN
bitcs-840	42	20	continues	continue	VERB
bitcs-840	42	21	to	to	PART
bitcs-840	42	22	technically	technically	ADV
bitcs-840	42	23	support	support	VERB
bitcs-840	42	24	the	the	DET
bitcs-840	42	25	existing	exist	VERB
bitcs-840	42	26	financial	financial	ADJ
bitcs-840	42	27	system	system	NOUN
bitcs-840	42	28	[	[	X
bitcs-840	42	29	7	7	NUM
bitcs-840	42	30	]	]	PUNCT
bitcs-840	42	31	.	.	PUNCT
bitcs-840	43	1	several	several	ADJ
bitcs-840	43	2	studies	study	NOUN
bitcs-840	43	3	have	have	AUX
bitcs-840	43	4	been	be	AUX
bitcs-840	43	5	conducted	conduct	VERB
bitcs-840	43	6	previously	previously	ADV
bitcs-840	43	7	that	that	PRON
bitcs-840	43	8	discuss	discuss	VERB
bitcs-840	43	9	the	the	DET
bitcs-840	43	10	analysis	analysis	NOUN
bitcs-840	43	11	and	and	CCONJ
bitcs-840	43	12	role	role	NOUN
bitcs-840	43	13	of	of	ADP
bitcs-840	43	14	financial	financial	ADJ
bitcs-840	43	15	technology	technology	NOUN
bitcs-840	43	16	.	.	PUNCT
bitcs-840	44	1	one	one	NUM
bitcs-840	44	2	of	of	ADP
bitcs-840	44	3	them	they	PRON
bitcs-840	44	4	is	be	AUX
bitcs-840	44	5	a	a	DET
bitcs-840	44	6	research	research	NOUN
bitcs-840	44	7	conducted	conduct	VERB
bitcs-840	44	8	by	by	ADP
bitcs-840	44	9	muzdalifa	muzdalifa	PROPN
bitcs-840	44	10	,	,	PUNCT
bitcs-840	44	11	rahma	rahma	PROPN
bitcs-840	44	12	,	,	PUNCT
bitcs-840	44	13	&	&	CCONJ
bitcs-840	44	14	novalia	novalia	PROPN
bitcs-840	44	15	(	(	PUNCT
bitcs-840	44	16	2018	2018	NUM
bitcs-840	44	17	)	)	PUNCT
bitcs-840	44	18	,	,	PUNCT
bitcs-840	44	19	which	which	PRON
bitcs-840	44	20	discusses	discuss	VERB
bitcs-840	44	21	the	the	DET
bitcs-840	44	22	role	role	NOUN
bitcs-840	44	23	of	of	ADP
bitcs-840	44	24	fintech	fintech	NOUN
bitcs-840	44	25	in	in	ADP
bitcs-840	44	26	increasing	increase	VERB
bitcs-840	44	27	financial	financial	ADJ
bitcs-840	44	28	inclusion	inclusion	NOUN
bitcs-840	44	29	at	at	ADP
bitcs-840	44	30	msmes	msme	NOUN
bitcs-840	44	31	in	in	ADP
bitcs-840	44	32	indonesia	indonesia	PROPN
bitcs-840	44	33	.	.	PUNCT
bitcs-840	45	1	the	the	DET
bitcs-840	45	2	results	result	NOUN
bitcs-840	45	3	of	of	ADP
bitcs-840	45	4	the	the	DET
bitcs-840	45	5	study	study	NOUN
bitcs-840	45	6	concluded	conclude	VERB
bitcs-840	45	7	that	that	SCONJ
bitcs-840	45	8	the	the	DET
bitcs-840	45	9	presence	presence	NOUN
bitcs-840	45	10	of	of	ADP
bitcs-840	45	11	a	a	DET
bitcs-840	45	12	number	number	NOUN
bitcs-840	45	13	of	of	ADP
bitcs-840	45	14	fintech	fintech	NOUN
bitcs-840	45	15	companies	company	NOUN
bitcs-840	45	16	also	also	ADV
bitcs-840	45	17	contributed	contribute	VERB
bitcs-840	45	18	to	to	ADP
bitcs-840	45	19	the	the	DET
bitcs-840	45	20	development	development	NOUN
bitcs-840	45	21	of	of	ADP
bitcs-840	45	22	msmes	msme	NOUN
bitcs-840	45	23	.	.	PUNCT
bitcs-840	46	1	not	not	PART
bitcs-840	46	2	only	only	ADV
bitcs-840	46	3	limited	limit	VERB
bitcs-840	46	4	to	to	ADP
bitcs-840	46	5	helping	help	VERB
bitcs-840	46	6	finance	finance	NOUN
bitcs-840	46	7	venture	venture	NOUN
bitcs-840	46	8	capital	capital	NOUN
bitcs-840	46	9	,	,	PUNCT
bitcs-840	46	10	fintech	fintech	NOUN
bitcs-840	46	11	's	's	PART
bitcs-840	46	12	role	role	NOUN
bitcs-840	46	13	has	have	AUX
bitcs-840	46	14	also	also	ADV
bitcs-840	46	15	expanded	expand	VERB
bitcs-840	46	16	to	to	ADP
bitcs-840	46	17	various	various	ADJ
bitcs-840	46	18	aspects	aspect	NOUN
bitcs-840	46	19	such	such	ADJ
bitcs-840	46	20	as	as	ADP
bitcs-840	46	21	digital	digital	ADJ
bitcs-840	46	22	payment	payment	NOUN
bitcs-840	46	23	services	service	NOUN
bitcs-840	46	24	and	and	CCONJ
bitcs-840	46	25	financial	financial	ADJ
bitcs-840	46	26	arrangements	arrangement	NOUN
bitcs-840	46	27	[	[	X
bitcs-840	46	28	1	1	NUM
bitcs-840	46	29	]	]	PUNCT
bitcs-840	46	30	.	.	PUNCT
bitcs-840	47	1	other	other	ADJ
bitcs-840	47	2	research	research	NOUN
bitcs-840	47	3	has	have	AUX
bitcs-840	47	4	been	be	AUX
bitcs-840	47	5	conducted	conduct	VERB
bitcs-840	47	6	by	by	ADP
bitcs-840	47	7	chrismastianto	chrismastianto	NOUN
bitcs-840	47	8	(	(	PUNCT
bitcs-840	47	9	2017	2017	NUM
bitcs-840	47	10	)	)	PUNCT
bitcs-840	47	11	swot	swot	VERB
bitcs-840	47	12	analysis	analysis	NOUN
bitcs-840	47	13	discussion	discussion	NOUN
bitcs-840	47	14	related	relate	VERB
bitcs-840	47	15	to	to	ADP
bitcs-840	47	16	the	the	DET
bitcs-840	47	17	installation	installation	NOUN
bitcs-840	47	18	of	of	ADP
bitcs-840	47	19	financial	financial	ADJ
bitcs-840	47	20	technology	technology	NOUN
bitcs-840	47	21	on	on	ADP
bitcs-840	47	22	the	the	DET
bitcs-840	47	23	quality	quality	NOUN
bitcs-840	47	24	of	of	ADP
bitcs-840	47	25	banking	banking	NOUN
bitcs-840	47	26	services	service	NOUN
bitcs-840	47	27	in	in	ADP
bitcs-840	47	28	indonesia	indonesia	PROPN
bitcs-840	47	29	.	.	PUNCT
bitcs-840	48	1	research	research	NOUN
bitcs-840	48	2	has	have	AUX
bitcs-840	48	3	analyzed	analyze	VERB
bitcs-840	48	4	the	the	DET
bitcs-840	48	5	strengths	strength	NOUN
bitcs-840	48	6	,	,	PUNCT
bitcs-840	48	7	weaknesses	weakness	NOUN
bitcs-840	48	8	,	,	PUNCT
bitcs-840	48	9	opportunities	opportunity	NOUN
bitcs-840	48	10	and	and	CCONJ
bitcs-840	48	11	threats	threat	NOUN
bitcs-840	48	12	(	(	PUNCT
bitcs-840	48	13	swot	swot	PROPN
bitcs-840	48	14	)	)	PUNCT
bitcs-840	48	15	of	of	ADP
bitcs-840	48	16	financial	financial	ADJ
bitcs-840	48	17	technology	technology	NOUN
bitcs-840	48	18	installation	installation	NOUN
bitcs-840	48	19	so	so	SCONJ
bitcs-840	48	20	that	that	SCONJ
bitcs-840	48	21	financial	financial	ADJ
bitcs-840	48	22	technology	technology	NOUN
bitcs-840	48	23	produces	produce	VERB
bitcs-840	48	24	an	an	DET
bitcs-840	48	25	accurate	accurate	ADJ
bitcs-840	48	26	level	level	NOUN
bitcs-840	48	27	of	of	ADP
bitcs-840	48	28	effectiveness	effectiveness	NOUN
bitcs-840	48	29	in	in	ADP
bitcs-840	48	30	improving	improve	VERB
bitcs-840	48	31	the	the	DET
bitcs-840	48	32	quality	quality	NOUN
bitcs-840	48	33	of	of	ADP
bitcs-840	48	34	banking	banking	NOUN
bitcs-840	48	35	services	service	NOUN
bitcs-840	48	36	in	in	ADP
bitcs-840	48	37	indonesia	indonesia	PROPN
bitcs-840	48	38	so	so	SCONJ
bitcs-840	48	39	that	that	SCONJ
bitcs-840	48	40	banking	banking	NOUN
bitcs-840	48	41	management	management	NOUN
bitcs-840	48	42	can	can	AUX
bitcs-840	48	43	apply	apply	VERB
bitcs-840	48	44	it	it	PRON
bitcs-840	48	45	to	to	PART
bitcs-840	48	46	reach	reach	VERB
bitcs-840	48	47	all	all	DET
bitcs-840	48	48	elements	element	NOUN
bitcs-840	48	49	of	of	ADP
bitcs-840	48	50	indonesian	indonesian	ADJ
bitcs-840	48	51	society	society	NOUN
bitcs-840	49	1	[	[	X
bitcs-840	49	2	8	8	NUM
bitcs-840	49	3	]	]	PUNCT
bitcs-840	49	4	.	.	PUNCT
bitcs-840	50	1	in	in	ADP
bitcs-840	50	2	this	this	DET
bitcs-840	50	3	study	study	NOUN
bitcs-840	50	4	,	,	PUNCT
bitcs-840	50	5	the	the	DET
bitcs-840	50	6	author	author	NOUN
bitcs-840	50	7	will	will	AUX
bitcs-840	50	8	raise	raise	VERB
bitcs-840	50	9	the	the	DET
bitcs-840	50	10	theme	theme	NOUN
bitcs-840	50	11	of	of	ADP
bitcs-840	50	12	the	the	DET
bitcs-840	50	13	role	role	NOUN
bitcs-840	50	14	of	of	ADP
bitcs-840	50	15	financial	financial	ADJ
bitcs-840	50	16	technology	technology	NOUN
bitcs-840	50	17	in	in	ADP
bitcs-840	50	18	the	the	DET
bitcs-840	50	19	field	field	NOUN
bitcs-840	50	20	of	of	ADP
bitcs-840	50	21	creative	creative	ADJ
bitcs-840	50	22	industries	industry	NOUN
bitcs-840	50	23	in	in	ADP
bitcs-840	50	24	indonesia	indonesia	PROPN
bitcs-840	50	25	as	as	ADP
bitcs-840	50	26	the	the	DET
bitcs-840	50	27	subject	subject	NOUN
bitcs-840	50	28	of	of	ADP
bitcs-840	50	29	the	the	DET
bitcs-840	50	30	discussion	discussion	NOUN
bitcs-840	50	31	.	.	PUNCT
bitcs-840	51	1	creative	creative	ADJ
bitcs-840	51	2	industries	industry	NOUN
bitcs-840	51	3	are	be	AUX
bitcs-840	51	4	creativity	creativity	NOUN
bitcs-840	51	5	,	,	PUNCT
bitcs-840	51	6	expertise	expertise	NOUN
bitcs-840	51	7	and	and	CCONJ
bitcs-840	51	8	talents	talent	NOUN
bitcs-840	51	9	that	that	PRON
bitcs-840	51	10	have	have	VERB
bitcs-840	51	11	the	the	DET
bitcs-840	51	12	potential	potential	NOUN
bitcs-840	51	13	to	to	PART
bitcs-840	51	14	improve	improve	VERB
bitcs-840	51	15	welfare	welfare	NOUN
bitcs-840	51	16	through	through	ADP
bitcs-840	51	17	offering	offer	VERB
bitcs-840	51	18	intellectual	intellectual	ADJ
bitcs-840	51	19	creation	creation	NOUN
bitcs-840	51	20	[	[	X
bitcs-840	51	21	9	9	NUM
bitcs-840	51	22	]	]	PUNCT
bitcs-840	51	23	.	.	PUNCT
bitcs-840	52	1	the	the	DET
bitcs-840	52	2	government	government	NOUN
bitcs-840	52	3	through	through	ADP
bitcs-840	52	4	the	the	DET
bitcs-840	52	5	trade	trade	NOUN
bitcs-840	52	6	department	department	NOUN
bitcs-840	52	7	has	have	AUX
bitcs-840	52	8	identified	identify	VERB
bitcs-840	52	9	the	the	DET
bitcs-840	52	10	scope	scope	NOUN
bitcs-840	52	11	of	of	ADP
bitcs-840	52	12	the	the	DET
bitcs-840	52	13	creative	creative	ADJ
bitcs-840	52	14	industry	industry	NOUN
bitcs-840	52	15	covering	cover	VERB
bitcs-840	52	16	14	14	NUM
bitcs-840	52	17	sectors	sector	NOUN
bitcs-840	52	18	including	include	VERB
bitcs-840	52	19	advertising	advertising	NOUN
bitcs-840	52	20	,	,	PUNCT
bitcs-840	52	21	architecture	architecture	NOUN
bitcs-840	52	22	,	,	PUNCT
bitcs-840	52	23	the	the	DET
bitcs-840	52	24	art	art	NOUN
bitcs-840	52	25	market	market	NOUN
bitcs-840	52	26	,	,	PUNCT
bitcs-840	52	27	crafts	craft	NOUN
bitcs-840	52	28	,	,	PUNCT
bitcs-840	52	29	design	design	NOUN
bitcs-840	52	30	,	,	PUNCT
bitcs-840	52	31	fashion	fashion	NOUN
bitcs-840	52	32	,	,	PUNCT
bitcs-840	52	33	video	video	NOUN
bitcs-840	52	34	,	,	PUNCT
bitcs-840	52	35	interactive	interactive	ADJ
bitcs-840	52	36	games	game	NOUN
bitcs-840	52	37	,	,	PUNCT
bitcs-840	52	38	music	music	NOUN
bitcs-840	52	39	,	,	PUNCT
bitcs-840	52	40	performing	perform	VERB
bitcs-840	52	41	arts	art	NOUN
bitcs-840	52	42	,	,	PUNCT
bitcs-840	52	43	publishing	publishing	NOUN
bitcs-840	52	44	and	and	CCONJ
bitcs-840	52	45	printing	printing	NOUN
bitcs-840	52	46	,	,	PUNCT
bitcs-840	52	47	software	software	NOUN
bitcs-840	52	48	,	,	PUNCT
bitcs-840	52	49	television	television	NOUN
bitcs-840	52	50	and	and	CCONJ
bitcs-840	52	51	radio	radio	NOUN
bitcs-840	52	52	,	,	PUNCT
bitcs-840	52	53	research	research	NOUN
bitcs-840	52	54	and	and	CCONJ
bitcs-840	52	55	development	development	NOUN
bitcs-840	52	56	[	[	X
bitcs-840	52	57	10	10	NUM
bitcs-840	52	58	]	]	PUNCT
bitcs-840	52	59	.	.	PUNCT
bitcs-840	53	1	the	the	DET
bitcs-840	53	2	entry	entry	NOUN
bitcs-840	53	3	of	of	ADP
bitcs-840	53	4	fintech	fintech	NOUN
bitcs-840	53	5	is	be	AUX
bitcs-840	53	6	a	a	DET
bitcs-840	53	7	new	new	ADJ
bitcs-840	53	8	breakthrough	breakthrough	NOUN
bitcs-840	53	9	in	in	ADP
bitcs-840	53	10	aspects	aspect	NOUN
bitcs-840	53	11	of	of	ADP
bitcs-840	53	12	business	business	NOUN
bitcs-840	53	13	in	in	ADP
bitcs-840	53	14	indonesia	indonesia	PROPN
bitcs-840	53	15	to	to	PART
bitcs-840	53	16	become	become	VERB
bitcs-840	53	17	more	more	ADV
bitcs-840	53	18	efficient	efficient	ADJ
bitcs-840	53	19	and	and	CCONJ
bitcs-840	53	20	comfortable	comfortable	ADJ
bitcs-840	53	21	[	[	X
bitcs-840	53	22	11	11	NUM
bitcs-840	53	23	]	]	PUNCT
bitcs-840	53	24	,	,	PUNCT
bitcs-840	53	25	this	this	PRON
bitcs-840	53	26	is	be	AUX
bitcs-840	53	27	what	what	PRON
bitcs-840	53	28	can	can	AUX
bitcs-840	53	29	support	support	VERB
bitcs-840	53	30	the	the	DET
bitcs-840	53	31	development	development	NOUN
bitcs-840	53	32	of	of	ADP
bitcs-840	53	33	fintech	fintech	NOUN
bitcs-840	53	34	in	in	ADP
bitcs-840	53	35	the	the	DET
bitcs-840	53	36	field	field	NOUN
bitcs-840	53	37	of	of	ADP
bitcs-840	53	38	creative	creative	ADJ
bitcs-840	53	39	industries	industry	NOUN
bitcs-840	53	40	.	.	PUNCT
bitcs-840	54	1	creative	creative	ADJ
bitcs-840	54	2	industries	industry	NOUN
bitcs-840	54	3	make	make	VERB
bitcs-840	54	4	a	a	DET
bitcs-840	54	5	significant	significant	ADJ
bitcs-840	54	6	economic	economic	ADJ
bitcs-840	54	7	contribution	contribution	NOUN
bitcs-840	54	8	.	.	PUNCT
bitcs-840	55	1	also	also	ADV
bitcs-840	55	2	,	,	PUNCT
bitcs-840	55	3	the	the	DET
bitcs-840	55	4	creative	creative	ADJ
bitcs-840	55	5	industry	industry	NOUN
bitcs-840	55	6	creates	create	VERB
bitcs-840	55	7	a	a	DET
bitcs-840	55	8	favorable	favorable	ADJ
bitcs-840	55	9	business	business	NOUN
bitcs-840	55	10	climate	climate	NOUN
bitcs-840	55	11	and	and	CCONJ
bitcs-840	55	12	builds	build	VERB
bitcs-840	55	13	the	the	DET
bitcs-840	55	14	nation	nation	NOUN
bitcs-840	55	15	's	's	PART
bitcs-840	55	16	image	image	NOUN
bitcs-840	55	17	and	and	CCONJ
bitcs-840	55	18	identity	identity	NOUN
bitcs-840	55	19	.	.	PUNCT
bitcs-840	56	1	on	on	ADP
bitcs-840	56	2	the	the	DET
bitcs-840	56	3	other	other	ADJ
bitcs-840	56	4	hand	hand	NOUN
bitcs-840	56	5	,	,	PUNCT
bitcs-840	56	6	the	the	DET
bitcs-840	56	7	creative	creative	ADJ
bitcs-840	56	8	industry	industry	NOUN
bitcs-840	56	9	is	be	AUX
bitcs-840	56	10	based	base	VERB
bitcs-840	56	11	on	on	ADP
bitcs-840	56	12	renewable	renewable	ADJ
bitcs-840	56	13	resources	resource	NOUN
bitcs-840	56	14	,	,	PUNCT
bitcs-840	56	15	creates	create	VERB
bitcs-840	56	16	innovation	innovation	NOUN
bitcs-840	56	17	and	and	CCONJ
bitcs-840	56	18	creativity	creativity	NOUN
bitcs-840	56	19	,	,	PUNCT
bitcs-840	56	20	which	which	PRON
bitcs-840	56	21	is	be	AUX
bitcs-840	56	22	a	a	DET
bitcs-840	56	23	competitive	competitive	ADJ
bitcs-840	56	24	advantage	advantage	NOUN
bitcs-840	56	25	of	of	ADP
bitcs-840	56	26	a	a	DET
bitcs-840	56	27	nation	nation	NOUN
bitcs-840	56	28	and	and	CCONJ
bitcs-840	56	29	has	have	VERB
bitcs-840	56	30	a	a	DET
bitcs-840	56	31	positive	positive	ADJ
bitcs-840	56	32	social	social	ADJ
bitcs-840	56	33	impact	impact	NOUN
bitcs-840	57	1	[	[	X
bitcs-840	57	2	9	9	NUM
bitcs-840	57	3	]	]	PUNCT
bitcs-840	57	4	.	.	PUNCT
bitcs-840	58	1	because	because	SCONJ
bitcs-840	58	2	of	of	ADP
bitcs-840	58	3	the	the	DET
bitcs-840	58	4	increasingly	increasingly	ADV
bitcs-840	58	5	visible	visible	ADJ
bitcs-840	58	6	role	role	NOUN
bitcs-840	58	7	of	of	ADP
bitcs-840	58	8	financial	financial	ADJ
bitcs-840	58	9	technology	technology	NOUN
bitcs-840	58	10	in	in	ADP
bitcs-840	58	11	various	various	ADJ
bitcs-840	58	12	fields	field	NOUN
bitcs-840	58	13	in	in	ADP
bitcs-840	58	14	modern	modern	ADJ
bitcs-840	58	15	times	time	NOUN
bitcs-840	58	16	like	like	ADP
bitcs-840	58	17	now	now	ADV
bitcs-840	58	18	,	,	PUNCT
bitcs-840	58	19	the	the	DET
bitcs-840	58	20	authors	author	NOUN
bitcs-840	58	21	will	will	AUX
bitcs-840	58	22	conduct	conduct	VERB
bitcs-840	58	23	research	research	NOUN
bitcs-840	58	24	aimed	aim	VERB
bitcs-840	58	25	at	at	ADP
bitcs-840	58	26	analyzing	analyze	VERB
bitcs-840	58	27	the	the	DET
bitcs-840	58	28	role	role	NOUN
bitcs-840	58	29	of	of	ADP
bitcs-840	58	30	fintech	fintech	NOUN
bitcs-840	58	31	and	and	CCONJ
bitcs-840	58	32	its	its	PRON
bitcs-840	58	33	constraints	constraint	NOUN
bitcs-840	58	34	in	in	ADP
bitcs-840	58	35	the	the	DET
bitcs-840	58	36	creative	creative	ADJ
bitcs-840	58	37	industries	industry	NOUN
bitcs-840	58	38	in	in	ADP
bitcs-840	58	39	indonesia	indonesia	PROPN
bitcs-840	58	40	.	.	PUNCT
bitcs-840	59	1	ii	ii	PROPN
bitcs-840	59	2	.	.	PROPN
bitcs-840	59	3	method	method	VERB
bitcs-840	59	4	the	the	DET
bitcs-840	59	5	research	research	NOUN
bitcs-840	59	6	method	method	NOUN
bitcs-840	59	7	used	use	VERB
bitcs-840	59	8	in	in	ADP
bitcs-840	59	9	writing	write	VERB
bitcs-840	59	10	this	this	DET
bitcs-840	59	11	article	article	NOUN
bitcs-840	59	12	is	be	AUX
bitcs-840	59	13	descriptive	descriptive	ADJ
bitcs-840	59	14	qualitative	qualitative	NOUN
bitcs-840	60	1	[	[	X
bitcs-840	60	2	14	14	NUM
bitcs-840	60	3	]	]	PUNCT
bitcs-840	60	4	.	.	PUNCT
bitcs-840	61	1	qualitative	qualitative	ADJ
bitcs-840	61	2	research	research	NOUN
bitcs-840	61	3	methods	method	NOUN
bitcs-840	61	4	are	be	AUX
bitcs-840	61	5	research	research	NOUN
bitcs-840	61	6	methods	method	NOUN
bitcs-840	61	7	based	base	VERB
bitcs-840	61	8	on	on	ADP
bitcs-840	61	9	postpositivism	postpositivism	NOUN
bitcs-840	61	10	philosophy	philosophy	NOUN
bitcs-840	61	11	,	,	PUNCT
bitcs-840	61	12	or	or	CCONJ
bitcs-840	61	13	interpretative	interpretative	ADJ
bitcs-840	61	14	and	and	CCONJ
bitcs-840	61	15	constructive	constructive	ADJ
bitcs-840	61	16	paradigms	paradigm	NOUN
bitcs-840	61	17	,	,	PUNCT
bitcs-840	61	18	which	which	PRON
bitcs-840	61	19	view	view	VERB
bitcs-840	61	20	social	social	ADJ
bitcs-840	61	21	reality	reality	NOUN
bitcs-840	61	22	as	as	ADP
bitcs-840	61	23	something	something	PRON
bitcs-840	61	24	holistic	holistic	ADJ
bitcs-840	61	25	or	or	CCONJ
bitcs-840	61	26	intact	intact	ADJ
bitcs-840	61	27	,	,	PUNCT
bitcs-840	61	28	complex	complex	ADJ
bitcs-840	61	29	,	,	PUNCT
bitcs-840	61	30	dynamic	dynamic	ADJ
bitcs-840	61	31	,	,	PUNCT
bitcs-840	61	32	full	full	ADJ
bitcs-840	61	33	of	of	ADP
bitcs-840	61	34	meaning	meaning	NOUN
bitcs-840	61	35	and	and	CCONJ
bitcs-840	61	36	symptom	symptom	NOUN
bitcs-840	61	37	relations	relation	NOUN
bitcs-840	61	38	are	be	AUX
bitcs-840	61	39	interactive	interactive	ADJ
bitcs-840	61	40	and	and	CCONJ
bitcs-840	61	41	are	be	AUX
bitcs-840	61	42	used	use	VERB
bitcs-840	61	43	to	to	PART
bitcs-840	61	44	examine	examine	VERB
bitcs-840	61	45	natural	natural	ADJ
bitcs-840	61	46	conditions	condition	NOUN
bitcs-840	61	47	of	of	ADP
bitcs-840	61	48	objects	object	NOUN
bitcs-840	61	49	,	,	PUNCT
bitcs-840	61	50	not	not	PART
bitcs-840	61	51	an	an	DET
bitcs-840	61	52	experiment	experiment	NOUN
bitcs-840	61	53	,	,	PUNCT
bitcs-840	61	54	where	where	SCONJ
bitcs-840	61	55	the	the	DET
bitcs-840	61	56	researcher	researcher	NOUN
bitcs-840	61	57	as	as	ADP
bitcs-840	61	58	a	a	DET
bitcs-840	61	59	critical	critical	ADJ
bitcs-840	61	60	instrument	instrument	NOUN
bitcs-840	61	61	,	,	PUNCT
bitcs-840	61	62	data	datum	NOUN
bitcs-840	61	63	collection	collection	NOUN
bitcs-840	61	64	techniques	technique	NOUN
bitcs-840	61	65	carried	carry	VERB
bitcs-840	61	66	out	out	ADP
bitcs-840	61	67	by	by	ADP
bitcs-840	61	68	triangulation	triangulation	NOUN
bitcs-840	61	69	(	(	PUNCT
bitcs-840	61	70	combined	combine	VERB
bitcs-840	61	71	)	)	PUNCT
bitcs-840	61	72	,	,	PUNCT
bitcs-840	61	73	data	datum	NOUN
bitcs-840	61	74	analysis	analysis	NOUN
bitcs-840	61	75	is	be	AUX
bitcs-840	61	76	inductive	inductive	ADJ
bitcs-840	61	77	or	or	CCONJ
bitcs-840	61	78	qualitative	qualitative	ADJ
bitcs-840	61	79	and	and	CCONJ
bitcs-840	61	80	the	the	DET
bitcs-840	61	81	results	result	NOUN
bitcs-840	61	82	of	of	ADP
bitcs-840	61	83	the	the	DET
bitcs-840	61	84	study	study	NOUN
bitcs-840	61	85	emphasize	emphasize	VERB
bitcs-840	61	86	the	the	DET
bitcs-840	61	87	meaning	meaning	NOUN
bitcs-840	61	88	rather	rather	ADV
bitcs-840	61	89	than	than	ADP
bitcs-840	61	90	generalization	generalization	NOUN
bitcs-840	61	91	.	.	PUNCT
bitcs-840	62	1	this	this	DET
bitcs-840	62	2	study	study	NOUN
bitcs-840	62	3	uses	use	VERB
bitcs-840	62	4	a	a	DET
bitcs-840	62	5	qualitative	qualitative	ADJ
bitcs-840	62	6	method	method	NOUN
bitcs-840	62	7	to	to	PART
bitcs-840	62	8	determine	determine	VERB
bitcs-840	62	9	the	the	DET
bitcs-840	62	10	role	role	NOUN
bitcs-840	62	11	and	and	CCONJ
bitcs-840	62	12	constraints	constraint	NOUN
bitcs-840	62	13	of	of	ADP
bitcs-840	62	14	fintech	fintech	NOUN
bitcs-840	62	15	in	in	ADP
bitcs-840	62	16	the	the	DET
bitcs-840	62	17	creative	creative	ADJ
bitcs-840	62	18	industries	industry	NOUN
bitcs-840	62	19	[	[	X
bitcs-840	62	20	15	15	NUM
bitcs-840	62	21	]	]	PUNCT
bitcs-840	62	22	.	.	PUNCT
bitcs-840	63	1	qualitative	qualitative	ADJ
bitcs-840	63	2	descriptive	descriptive	ADJ
bitcs-840	63	3	research	research	NOUN
bitcs-840	63	4	is	be	AUX
bitcs-840	63	5	aimed	aim	VERB
bitcs-840	63	6	at	at	ADP
bitcs-840	63	7	gathering	gather	VERB
bitcs-840	63	8	actual	actual	ADJ
bitcs-840	63	9	and	and	CCONJ
bitcs-840	63	10	detailed	detailed	ADJ
bitcs-840	63	11	information	information	NOUN
bitcs-840	63	12	,	,	PUNCT
bitcs-840	63	13	identifying	identify	VERB
bitcs-840	63	14	problems	problem	NOUN
bitcs-840	63	15	,	,	PUNCT
bitcs-840	63	16	making	make	VERB
bitcs-840	63	17	comparisons	comparison	NOUN
bitcs-840	63	18	or	or	CCONJ
bitcs-840	63	19	evaluations	evaluation	NOUN
bitcs-840	63	20	,	,	PUNCT
bitcs-840	63	21	and	and	CCONJ
bitcs-840	63	22	determining	determine	VERB
bitcs-840	63	23	what	what	PRON
bitcs-840	63	24	other	other	ADJ
bitcs-840	63	25	people	people	NOUN
bitcs-840	63	26	are	be	AUX
bitcs-840	63	27	doing	do	VERB
bitcs-840	63	28	in	in	ADP
bitcs-840	63	29	dealing	deal	VERB
bitcs-840	63	30	with	with	ADP
bitcs-840	63	31	similar	similar	ADJ
bitcs-840	63	32	problems	problem	NOUN
bitcs-840	63	33	and	and	CCONJ
bitcs-840	63	34	learning	learn	VERB
bitcs-840	63	35	from	from	ADP
bitcs-840	63	36	their	their	PRON
bitcs-840	63	37	experiences	experience	NOUN
bitcs-840	63	38	to	to	PART
bitcs-840	63	39	establish	establish	VERB
bitcs-840	63	40	plans	plan	NOUN
bitcs-840	63	41	and	and	CCONJ
bitcs-840	63	42	decisions	decision	NOUN
bitcs-840	63	43	in	in	ADP
bitcs-840	63	44	the	the	DET
bitcs-840	63	45	future	future	NOUN
bitcs-840	63	46	[	[	X
bitcs-840	63	47	4	4	NUM
bitcs-840	63	48	]	]	PUNCT
bitcs-840	63	49	.	.	PUNCT
bitcs-840	64	1	thus	thus	ADV
bitcs-840	64	2	,	,	PUNCT
bitcs-840	64	3	qualitative	qualitative	ADJ
bitcs-840	64	4	research	research	NOUN
bitcs-840	64	5	only	only	ADV
bitcs-840	64	6	describes	describe	VERB
bitcs-840	64	7	responses	response	NOUN
bitcs-840	64	8	to	to	ADP
bitcs-840	64	9	situations	situation	NOUN
bitcs-840	64	10	or	or	CCONJ
bitcs-840	64	11	events	event	NOUN
bitcs-840	64	12	,	,	PUNCT
bitcs-840	64	13	so	so	SCONJ
bitcs-840	64	14	it	it	PRON
bitcs-840	64	15	does	do	AUX
bitcs-840	64	16	not	not	PART
bitcs-840	64	17	explain	explain	VERB
bitcs-840	64	18	causality	causality	NOUN
bitcs-840	64	19	or	or	CCONJ
bitcs-840	64	20	do	do	VERB
bitcs-840	64	21	hypothesis	hypothesis	NOUN
bitcs-840	64	22	testing	testing	NOUN
bitcs-840	64	23	.	.	PUNCT
bitcs-840	65	1	iii	iii	X
bitcs-840	65	2	.	.	PROPN
bitcs-840	65	3	results	result	NOUN
bitcs-840	65	4	and	and	CCONJ
bitcs-840	65	5	discussion	discussion	NOUN
bitcs-840	65	6	in	in	ADP
bitcs-840	65	7	the	the	DET
bitcs-840	65	8	current	current	ADJ
bitcs-840	65	9	era	era	NOUN
bitcs-840	65	10	of	of	ADP
bitcs-840	65	11	globalization	globalization	NOUN
bitcs-840	65	12	,	,	PUNCT
bitcs-840	65	13	the	the	DET
bitcs-840	65	14	role	role	NOUN
bitcs-840	65	15	of	of	ADP
bitcs-840	65	16	financial	financial	ADJ
bitcs-840	65	17	technology	technology	NOUN
bitcs-840	65	18	is	be	AUX
bitcs-840	65	19	developing	develop	VERB
bitcs-840	65	20	so	so	ADV
bitcs-840	65	21	rapidly	rapidly	ADV
bitcs-840	65	22	for	for	ADP
bitcs-840	65	23	the	the	DET
bitcs-840	65	24	world	world	NOUN
bitcs-840	65	25	economy	economy	NOUN
bitcs-840	65	26	,	,	PUNCT
bitcs-840	65	27	one	one	NUM
bitcs-840	65	28	of	of	ADP
bitcs-840	65	29	which	which	PRON
bitcs-840	65	30	is	be	AUX
bitcs-840	65	31	in	in	ADP
bitcs-840	65	32	the	the	DET
bitcs-840	65	33	field	field	NOUN
bitcs-840	65	34	of	of	ADP
bitcs-840	65	35	creative	creative	ADJ
bitcs-840	65	36	industries	industry	NOUN
bitcs-840	65	37	.	.	PUNCT
bitcs-840	66	1	the	the	DET
bitcs-840	66	2	purpose	purpose	NOUN
bitcs-840	66	3	of	of	ADP
bitcs-840	66	4	this	this	DET
bitcs-840	66	5	study	study	NOUN
bitcs-840	66	6	is	be	AUX
bitcs-840	66	7	to	to	PART
bitcs-840	66	8	find	find	VERB
bitcs-840	66	9	out	out	ADP
bitcs-840	66	10	the	the	DET
bitcs-840	66	11	role	role	NOUN
bitcs-840	66	12	of	of	ADP
bitcs-840	66	13	fintech	fintech	NOUN
bitcs-840	66	14	and	and	CCONJ
bitcs-840	66	15	its	its	PRON
bitcs-840	66	16	constraints	constraint	NOUN
bitcs-840	66	17	in	in	ADP
bitcs-840	66	18	the	the	DET
bitcs-840	66	19	creative	creative	ADJ
bitcs-840	66	20	industry	industry	NOUN
bitcs-840	66	21	in	in	ADP
bitcs-840	66	22	indonesia	indonesia	PROPN
bitcs-840	66	23	.	.	PUNCT
bitcs-840	67	1	there	there	PRON
bitcs-840	67	2	are	be	VERB
bitcs-840	67	3	several	several	ADJ
bitcs-840	67	4	sub	sub	NOUN
bitcs-840	67	5	-	-	NOUN
bitcs-840	67	6	sectors	sector	NOUN
bitcs-840	67	7	of	of	ADP
bitcs-840	67	8	the	the	DET
bitcs-840	67	9	industry	industry	NOUN
bitcs-840	67	10	or	or	CCONJ
bitcs-840	67	11	creative	creative	ADJ
bitcs-840	67	12	economy	economy	NOUN
bitcs-840	67	13	that	that	PRON
bitcs-840	67	14	have	have	AUX
bitcs-840	67	15	contributed	contribute	VERB
bitcs-840	67	16	to	to	ADP
bitcs-840	67	17	the	the	DET
bitcs-840	67	18	country	country	NOUN
bitcs-840	67	19	's	's	PART
bitcs-840	67	20	gdp	gdp	NOUN
bitcs-840	67	21	,	,	PUNCT
bitcs-840	67	22	as	as	SCONJ
bitcs-840	67	23	shown	show	VERB
bitcs-840	67	24	in	in	ADP
bitcs-840	67	25	figure	figure	NOUN
bitcs-840	67	26	1	1	NUM
bitcs-840	67	27	below	below	ADV
bitcs-840	67	28	.	.	PUNCT
bitcs-840	68	1	figure	figure	NOUN
bitcs-840	68	2	1	1	NUM
bitcs-840	68	3	.	.	PUNCT
bitcs-840	69	1	contribution	contribution	NOUN
bitcs-840	69	2	of	of	ADP
bitcs-840	69	3	gross	gross	ADJ
bitcs-840	69	4	domestic	domestic	ADJ
bitcs-840	69	5	product	product	NOUN
bitcs-840	69	6	in	in	ADP
bitcs-840	69	7	creative	creative	ADJ
bitcs-840	69	8	economy	economy	NOUN
bitcs-840	69	9	according	accord	VERB
bitcs-840	69	10	to	to	ADP
bitcs-840	69	11	subsector	subsector	NOUN
bitcs-840	69	12	(	(	PUNCT
bitcs-840	69	13	2016)[12	2016)[12	NOUN
bitcs-840	69	14	]	]	X
bitcs-840	69	15	from	from	ADP
bitcs-840	69	16	the	the	DET
bitcs-840	69	17	picture	picture	NOUN
bitcs-840	69	18	above	above	ADP
bitcs-840	69	19	it	it	PRON
bitcs-840	69	20	can	can	AUX
bitcs-840	69	21	be	be	AUX
bitcs-840	69	22	seen	see	VERB
bitcs-840	69	23	that	that	SCONJ
bitcs-840	69	24	the	the	DET
bitcs-840	69	25	creative	creative	ADJ
bitcs-840	69	26	economy	economy	NOUN
bitcs-840	69	27	or	or	CCONJ
bitcs-840	69	28	industry	industry	NOUN
bitcs-840	69	29	is	be	AUX
bitcs-840	69	30	a	a	DET
bitcs-840	69	31	sector	sector	NOUN
bitcs-840	69	32	that	that	PRON
bitcs-840	69	33	has	have	VERB
bitcs-840	69	34	the	the	DET
bitcs-840	69	35	potential	potential	NOUN
bitcs-840	69	36	to	to	PART
bitcs-840	69	37	be	be	AUX
bitcs-840	69	38	processed	process	VERB
bitcs-840	69	39	more	more	ADV
bitcs-840	69	40	deeply	deeply	ADV
bitcs-840	69	41	to	to	PART
bitcs-840	69	42	advance	advance	VERB
bitcs-840	69	43	the	the	DET
bitcs-840	69	44	country	country	NOUN
bitcs-840	69	45	's	's	PART
bitcs-840	69	46	economy	economy	NOUN
bitcs-840	69	47	.	.	PUNCT
bitcs-840	70	1	with	with	ADP
bitcs-840	70	2	the	the	DET
bitcs-840	70	3	entry	entry	NOUN
bitcs-840	70	4	of	of	ADP
bitcs-840	70	5	fintech	fintech	NOUN
bitcs-840	70	6	is	be	AUX
bitcs-840	70	7	expected	expect	VERB
bitcs-840	70	8	to	to	PART
bitcs-840	70	9	be	be	AUX
bitcs-840	70	10	a	a	DET
bitcs-840	70	11	breath	breath	NOUN
bitcs-840	70	12	of	of	ADP
bitcs-840	70	13	fresh	fresh	ADJ
bitcs-840	70	14	air	air	NOUN
bitcs-840	70	15	for	for	ADP
bitcs-840	70	16	changes	change	NOUN
bitcs-840	70	17	in	in	ADP
bitcs-840	70	18	the	the	DET
bitcs-840	70	19	creative	creative	ADJ
bitcs-840	70	20	industry	industry	NOUN
bitcs-840	70	21	sector	sector	NOUN
bitcs-840	70	22	.	.	PUNCT
bitcs-840	71	1	the	the	DET
bitcs-840	71	2	role	role	NOUN
bitcs-840	71	3	of	of	ADP
bitcs-840	71	4	fintech	fintech	NOUN
bitcs-840	71	5	in	in	ADP
bitcs-840	71	6	the	the	DET
bitcs-840	71	7	creative	creative	ADJ
bitcs-840	71	8	industry	industry	NOUN
bitcs-840	71	9	is	be	AUX
bitcs-840	71	10	as	as	SCONJ
bitcs-840	71	11	follows	follow	VERB
bitcs-840	71	12	.	.	PUNCT
bitcs-840	72	1	1	1	X
bitcs-840	72	2	.	.	X
bitcs-840	72	3	capital	capital	NOUN
bitcs-840	72	4	loan	loan	NOUN
bitcs-840	72	5	from	from	ADP
bitcs-840	72	6	the	the	DET
bitcs-840	72	7	data	datum	NOUN
bitcs-840	72	8	obtained	obtain	VERB
bitcs-840	72	9	from	from	ADP
bitcs-840	72	10	bekraf	bekraf	NOUN
bitcs-840	72	11	(	(	PUNCT
bitcs-840	72	12	creative	creative	ADJ
bitcs-840	72	13	economy	economy	NOUN
bitcs-840	72	14	agency	agency	NOUN
bitcs-840	72	15	)	)	PUNCT
bitcs-840	72	16	in	in	ADP
bitcs-840	72	17	2016	2016	NUM
bitcs-840	72	18	the	the	DET
bitcs-840	72	19	company	company	NOUN
bitcs-840	72	20	's	's	PART
bitcs-840	72	21	capital	capital	NOUN
bitcs-840	72	22	results	result	NOUN
bitcs-840	72	23	or	or	CCONJ
bitcs-840	72	24	creative	creative	ADJ
bitcs-840	72	25	industry	industry	NOUN
bitcs-840	72	26	businesses	business	NOUN
bitcs-840	72	27	are	be	AUX
bitcs-840	72	28	divided	divide	VERB
bitcs-840	72	29	into	into	ADP
bitcs-840	72	30	three	three	NUM
bitcs-840	72	31	parts	part	NOUN
bitcs-840	72	32	with	with	ADP
bitcs-840	72	33	the	the	DET
bitcs-840	72	34	following	follow	VERB
bitcs-840	72	35	percentage	percentage	NOUN
bitcs-840	72	36	,	,	PUNCT
bitcs-840	72	37	92.37	92.37	NUM
bitcs-840	72	38	%	%	NOUN
bitcs-840	72	39	of	of	ADP
bitcs-840	72	40	companies	company	NOUN
bitcs-840	72	41	use	use	VERB
bitcs-840	72	42	their	their	PRON
bitcs-840	72	43	capital	capital	NOUN
bitcs-840	72	44	,	,	PUNCT
bitcs-840	72	45	25	25	NUM
bitcs-840	72	46	|	|	ADV
bitcs-840	72	47	vol.1	vol.1	PROPN
bitcs-840	72	48	no.2	no.2	PROPN
bitcs-840	72	49	,	,	PUNCT
bitcs-840	72	50	10	10	NUM
bitcs-840	72	51	july	july	PROPN
bitcs-840	72	52	2020	2020	NUM
bitcs-840	72	53	buana	buana	PROPN
bitcs-840	72	54	information	information	PROPN
bitcs-840	72	55	tchnology	tchnology	PROPN
bitcs-840	72	56	and	and	CCONJ
bitcs-840	72	57	computer	computer	NOUN
bitcs-840	72	58	sciences	science	NOUN
bitcs-840	72	59	(	(	PUNCT
bitcs-840	72	60	bit	bit	NOUN
bitcs-840	72	61	and	and	CCONJ
bitcs-840	72	62	cs	cs	ADJ
bitcs-840	72	63	)	)	PUNCT
bitcs-840	72	64	24.44	24.44	NUM
bitcs-840	72	65	%	%	NOUN
bitcs-840	72	66	of	of	ADP
bitcs-840	72	67	companies	company	NOUN
bitcs-840	72	68	make	make	VERB
bitcs-840	72	69	bank	bank	NOUN
bitcs-840	72	70	loans	loan	NOUN
bitcs-840	72	71	,	,	PUNCT
bitcs-840	72	72	and	and	CCONJ
bitcs-840	72	73	0.66	0.66	NUM
bitcs-840	72	74	%	%	NOUN
bitcs-840	72	75	of	of	ADP
bitcs-840	72	76	companies	company	NOUN
bitcs-840	72	77	use	use	VERB
bitcs-840	72	78	venture	venture	NOUN
bitcs-840	72	79	capital	capital	NOUN
bitcs-840	72	80	.	.	PUNCT
bitcs-840	73	1	for	for	ADP
bitcs-840	73	2	more	more	ADJ
bitcs-840	73	3	details	detail	NOUN
bitcs-840	73	4	,	,	PUNCT
bitcs-840	73	5	see	see	VERB
bitcs-840	73	6	in	in	ADP
bitcs-840	73	7	the	the	DET
bitcs-840	73	8	following	follow	VERB
bitcs-840	73	9	figure	figure	NOUN
bitcs-840	73	10	2	2	NUM
bitcs-840	73	11	below	below	ADV
bitcs-840	73	12	.	.	PUNCT
bitcs-840	74	1	figure	figure	NOUN
bitcs-840	74	2	2	2	NUM
bitcs-840	74	3	.	.	NOUN
bitcs-840	74	4	access	access	NOUN
bitcs-840	74	5	to	to	ADP
bitcs-840	74	6	capital	capital	NOUN
bitcs-840	74	7	for	for	ADP
bitcs-840	74	8	the	the	DET
bitcs-840	74	9	creative	creative	ADJ
bitcs-840	74	10	economy	economy	NOUN
bitcs-840	74	11	industry	industry	NOUN
bitcs-840	74	12	2016[12	2016[12	NUM
bitcs-840	74	13	]	]	PUNCT
bitcs-840	74	14	from	from	ADP
bitcs-840	74	15	this	this	DET
bitcs-840	74	16	data	datum	NOUN
bitcs-840	74	17	fintech	fintech	NOUN
bitcs-840	74	18	can	can	AUX
bitcs-840	74	19	be	be	AUX
bitcs-840	74	20	a	a	DET
bitcs-840	74	21	solution	solution	NOUN
bitcs-840	74	22	by	by	ADP
bitcs-840	74	23	providing	provide	VERB
bitcs-840	74	24	online	online	ADJ
bitcs-840	74	25	capital	capital	NOUN
bitcs-840	74	26	loans	loan	NOUN
bitcs-840	74	27	with	with	ADP
bitcs-840	74	28	a	a	DET
bitcs-840	74	29	simpler	simple	ADJ
bitcs-840	74	30	and	and	CCONJ
bitcs-840	74	31	more	more	ADV
bitcs-840	74	32	simple	simple	ADJ
bitcs-840	74	33	submission	submission	NOUN
bitcs-840	74	34	process	process	NOUN
bitcs-840	74	35	by	by	ADP
bitcs-840	74	36	completing	complete	VERB
bitcs-840	74	37	the	the	DET
bitcs-840	74	38	requirements	requirement	NOUN
bitcs-840	74	39	.	.	PUNCT
bitcs-840	75	1	several	several	ADJ
bitcs-840	75	2	online	online	ADJ
bitcs-840	75	3	loan	loan	NOUN
bitcs-840	75	4	services	service	NOUN
bitcs-840	75	5	such	such	ADJ
bitcs-840	75	6	as	as	ADP
bitcs-840	75	7	danamas	danama	NOUN
bitcs-840	75	8	,	,	PUNCT
bitcs-840	75	9	modalku	modalku	NOUN
bitcs-840	75	10	,	,	PUNCT
bitcs-840	75	11	and	and	CCONJ
bitcs-840	75	12	koinworks	koinwork	NOUN
bitcs-840	75	13	.	.	PUNCT
bitcs-840	76	1	2	2	X
bitcs-840	76	2	.	.	X
bitcs-840	76	3	digital	digital	ADJ
bitcs-840	76	4	payment	payment	NOUN
bitcs-840	76	5	services	service	NOUN
bitcs-840	76	6	the	the	DET
bitcs-840	76	7	fintech	fintech	NOUN
bitcs-840	76	8	company	company	NOUN
bitcs-840	76	9	can	can	AUX
bitcs-840	76	10	also	also	ADV
bitcs-840	76	11	provide	provide	VERB
bitcs-840	76	12	digital	digital	ADJ
bitcs-840	76	13	payments	payment	NOUN
bitcs-840	76	14	that	that	PRON
bitcs-840	76	15	are	be	AUX
bitcs-840	76	16	easier	easy	ADJ
bitcs-840	76	17	to	to	PART
bitcs-840	76	18	fund	fund	VERB
bitcs-840	76	19	for	for	ADP
bitcs-840	76	20	entrepreneurs	entrepreneur	NOUN
bitcs-840	76	21	or	or	CCONJ
bitcs-840	76	22	companies	company	NOUN
bitcs-840	76	23	,	,	PUNCT
bitcs-840	76	24	so	so	SCONJ
bitcs-840	76	25	that	that	SCONJ
bitcs-840	76	26	entrepreneurs	entrepreneur	NOUN
bitcs-840	76	27	or	or	CCONJ
bitcs-840	76	28	companies	company	NOUN
bitcs-840	76	29	can	can	AUX
bitcs-840	76	30	make	make	VERB
bitcs-840	76	31	payments	payment	NOUN
bitcs-840	76	32	safely	safely	ADV
bitcs-840	76	33	.	.	PUNCT
bitcs-840	77	1	fintech	fintech	NOUN
bitcs-840	77	2	in	in	ADP
bitcs-840	77	3	this	this	DET
bitcs-840	77	4	field	field	NOUN
bitcs-840	77	5	is	be	AUX
bitcs-840	77	6	ovo	ovo	PROPN
bitcs-840	77	7	,	,	PUNCT
bitcs-840	77	8	gopay	gopay	NOUN
bitcs-840	77	9	,	,	PUNCT
bitcs-840	77	10	and	and	CCONJ
bitcs-840	77	11	jenius	jenius	NOUN
bitcs-840	77	12	.	.	PUNCT
bitcs-840	78	1	3	3	X
bitcs-840	78	2	.	.	X
bitcs-840	78	3	financial	financial	ADJ
bitcs-840	78	4	management	management	NOUN
bitcs-840	78	5	services	service	NOUN
bitcs-840	78	6	financial	financial	ADJ
bitcs-840	78	7	management	management	NOUN
bitcs-840	78	8	services	service	NOUN
bitcs-840	78	9	are	be	AUX
bitcs-840	78	10	services	service	NOUN
bitcs-840	78	11	that	that	PRON
bitcs-840	78	12	provide	provide	VERB
bitcs-840	78	13	solutions	solution	NOUN
bitcs-840	78	14	in	in	ADP
bitcs-840	78	15	the	the	DET
bitcs-840	78	16	areas	area	NOUN
bitcs-840	78	17	of	of	ADP
bitcs-840	78	18	recording	recording	NOUN
bitcs-840	78	19	expenses	expense	NOUN
bitcs-840	78	20	,	,	PUNCT
bitcs-840	78	21	monitoring	monitor	VERB
bitcs-840	78	22	investment	investment	NOUN
bitcs-840	78	23	performance	performance	NOUN
bitcs-840	78	24	and	and	CCONJ
bitcs-840	78	25	financial	financial	ADJ
bitcs-840	78	26	consulting	consulting	NOUN
bitcs-840	78	27	at	at	ADP
bitcs-840	78	28	no	no	DET
bitcs-840	78	29	charge	charge	NOUN
bitcs-840	78	30	.	.	PUNCT
bitcs-840	79	1	fintech	fintech	NOUN
bitcs-840	79	2	in	in	ADP
bitcs-840	79	3	this	this	DET
bitcs-840	79	4	field	field	NOUN
bitcs-840	79	5	is	be	AUX
bitcs-840	79	6	a	a	DET
bitcs-840	79	7	healthy	healthy	ADJ
bitcs-840	79	8	wallet	wallet	NOUN
bitcs-840	79	9	and	and	CCONJ
bitcs-840	79	10	ngaturduit.com	ngaturduit.com	X
bitcs-840	79	11	there	there	PRON
bitcs-840	79	12	are	be	VERB
bitcs-840	79	13	several	several	ADJ
bitcs-840	79	14	constraints	constraint	NOUN
bitcs-840	79	15	of	of	ADP
bitcs-840	79	16	companies	company	NOUN
bitcs-840	79	17	or	or	CCONJ
bitcs-840	79	18	businesses	business	NOUN
bitcs-840	79	19	in	in	ADP
bitcs-840	79	20	the	the	DET
bitcs-840	79	21	creative	creative	ADJ
bitcs-840	79	22	economy	economy	NOUN
bitcs-840	79	23	.	.	PUNCT
bitcs-840	80	1	according	accord	VERB
bitcs-840	80	2	to	to	ADP
bitcs-840	80	3	data	datum	NOUN
bitcs-840	80	4	obtained	obtain	VERB
bitcs-840	80	5	from	from	ADP
bitcs-840	80	6	bekraf	bekraf	NOUN
bitcs-840	80	7	(	(	PUNCT
bitcs-840	80	8	creative	creative	ADJ
bitcs-840	80	9	economy	economy	NOUN
bitcs-840	80	10	agency	agency	NOUN
bitcs-840	80	11	)	)	PUNCT
bitcs-840	80	12	,	,	PUNCT
bitcs-840	80	13	there	there	PRON
bitcs-840	80	14	are	be	VERB
bitcs-840	80	15	several	several	ADJ
bitcs-840	80	16	obstacles	obstacle	NOUN
bitcs-840	80	17	such	such	ADJ
bitcs-840	80	18	as	as	ADP
bitcs-840	80	19	domestic	domestic	ADJ
bitcs-840	80	20	marketing	marketing	NOUN
bitcs-840	80	21	,	,	PUNCT
bitcs-840	80	22	research	research	NOUN
bitcs-840	80	23	and	and	CCONJ
bitcs-840	80	24	development	development	NOUN
bitcs-840	80	25	,	,	PUNCT
bitcs-840	80	26	physical	physical	ADJ
bitcs-840	80	27	infrastructure	infrastructure	NOUN
bitcs-840	80	28	,	,	PUNCT
bitcs-840	80	29	and	and	CCONJ
bitcs-840	80	30	others	other	NOUN
bitcs-840	80	31	,	,	PUNCT
bitcs-840	80	32	as	as	SCONJ
bitcs-840	80	33	shown	show	VERB
bitcs-840	80	34	in	in	ADP
bitcs-840	80	35	the	the	DET
bitcs-840	80	36	following	follow	VERB
bitcs-840	80	37	figure	figure	NOUN
bitcs-840	80	38	3	3	NUM
bitcs-840	80	39	below	below	ADV
bitcs-840	80	40	.	.	PUNCT
bitcs-840	81	1	figure	figure	VERB
bitcs-840	81	2	3	3	NUM
bitcs-840	81	3	.	.	PUNCT
bitcs-840	81	4	constraints	constraint	NOUN
bitcs-840	81	5	faced	face	VERB
bitcs-840	81	6	by	by	ADP
bitcs-840	81	7	creative	creative	ADJ
bitcs-840	81	8	economy	economy	NOUN
bitcs-840	81	9	enterprises	enterprise	NOUN
bitcs-840	81	10	or	or	CCONJ
bitcs-840	81	11	companies	company	NOUN
bitcs-840	82	1	[	[	X
bitcs-840	82	2	12	12	NUM
bitcs-840	82	3	]	]	PUNCT
bitcs-840	82	4	in	in	ADP
bitcs-840	82	5	the	the	DET
bitcs-840	82	6	field	field	NOUN
bitcs-840	82	7	of	of	ADP
bitcs-840	82	8	creative	creative	ADJ
bitcs-840	82	9	industries	industry	NOUN
bitcs-840	82	10	in	in	ADP
bitcs-840	82	11	indonesia	indonesia	PROPN
bitcs-840	82	12	,	,	PUNCT
bitcs-840	82	13	the	the	DET
bitcs-840	82	14	existence	existence	NOUN
bitcs-840	82	15	of	of	ADP
bitcs-840	82	16	financial	financial	ADJ
bitcs-840	82	17	technology	technology	NOUN
bitcs-840	82	18	also	also	ADV
bitcs-840	82	19	has	have	VERB
bitcs-840	82	20	several	several	ADJ
bitcs-840	82	21	obstacles	obstacle	NOUN
bitcs-840	82	22	,	,	PUNCT
bitcs-840	82	23	including	include	VERB
bitcs-840	82	24	the	the	DET
bitcs-840	82	25	following	following	NOUN
bitcs-840	82	26	.	.	PUNCT
bitcs-840	83	1	1	1	X
bitcs-840	83	2	.	.	X
bitcs-840	83	3	it	it	PRON
bitcs-840	83	4	infrastructure	infrastructure	VERB
bitcs-840	83	5	it	it	PRON
bitcs-840	83	6	infrastructure	infrastructure	NOUN
bitcs-840	83	7	in	in	ADP
bitcs-840	83	8	indonesia	indonesia	PROPN
bitcs-840	83	9	can	can	AUX
bitcs-840	83	10	be	be	AUX
bitcs-840	83	11	said	say	VERB
bitcs-840	83	12	to	to	PART
bitcs-840	83	13	be	be	AUX
bitcs-840	83	14	uneven	uneven	ADJ
bitcs-840	83	15	,	,	PUNCT
bitcs-840	83	16	and	and	CCONJ
bitcs-840	83	17	internet	internet	NOUN
bitcs-840	83	18	networks	network	NOUN
bitcs-840	83	19	can	can	AUX
bitcs-840	83	20	only	only	ADV
bitcs-840	83	21	be	be	AUX
bitcs-840	83	22	felt	feel	VERB
bitcs-840	83	23	in	in	ADP
bitcs-840	83	24	big	big	ADJ
bitcs-840	83	25	cities	city	NOUN
bitcs-840	83	26	like	like	ADP
bitcs-840	83	27	jakarta	jakarta	PROPN
bitcs-840	83	28	,	,	PUNCT
bitcs-840	83	29	bandung	bandung	PROPN
bitcs-840	83	30	,	,	PUNCT
bitcs-840	83	31	surabaya	surabaya	PROPN
bitcs-840	83	32	,	,	PUNCT
bitcs-840	83	33	and	and	CCONJ
bitcs-840	83	34	others	other	NOUN
bitcs-840	83	35	,	,	PUNCT
bitcs-840	83	36	while	while	SCONJ
bitcs-840	83	37	in	in	ADP
bitcs-840	83	38	small	small	ADJ
bitcs-840	83	39	cities	city	NOUN
bitcs-840	83	40	or	or	CCONJ
bitcs-840	83	41	remote	remote	ADJ
bitcs-840	83	42	areas	area	NOUN
bitcs-840	83	43	it	it	PRON
bitcs-840	83	44	is	be	AUX
bitcs-840	83	45	still	still	ADV
bitcs-840	83	46	not	not	PART
bitcs-840	83	47	sure	sure	ADJ
bitcs-840	83	48	and	and	CCONJ
bitcs-840	83	49	this	this	PRON
bitcs-840	83	50	is	be	AUX
bitcs-840	83	51	one	one	NUM
bitcs-840	83	52	of	of	ADP
bitcs-840	83	53	fintech	fintech	NOUN
bitcs-840	83	54	's	's	PART
bitcs-840	83	55	problems	problem	NOUN
bitcs-840	83	56	in	in	ADP
bitcs-840	83	57	the	the	DET
bitcs-840	83	58	creative	creative	ADJ
bitcs-840	83	59	industry	industry	NOUN
bitcs-840	83	60	.	.	PUNCT
bitcs-840	84	1	2	2	X
bitcs-840	84	2	.	.	X
bitcs-840	84	3	human	human	ADJ
bitcs-840	84	4	resources	resource	NOUN
bitcs-840	84	5	(	(	PUNCT
bitcs-840	84	6	hr	hr	NOUN
bitcs-840	84	7	)	)	PUNCT
bitcs-840	84	8	lack	lack	NOUN
bitcs-840	84	9	of	of	ADP
bitcs-840	84	10	human	human	ADJ
bitcs-840	84	11	resources	resource	NOUN
bitcs-840	84	12	(	(	PUNCT
bitcs-840	84	13	hr	hr	NOUN
bitcs-840	84	14	)	)	PUNCT
bitcs-840	84	15	in	in	ADP
bitcs-840	84	16	the	the	DET
bitcs-840	84	17	regions	region	NOUN
bitcs-840	84	18	is	be	AUX
bitcs-840	84	19	one	one	NUM
bitcs-840	84	20	of	of	ADP
bitcs-840	84	21	the	the	DET
bitcs-840	84	22	obstacles	obstacle	NOUN
bitcs-840	84	23	to	to	ADP
bitcs-840	84	24	the	the	DET
bitcs-840	84	25	spread	spread	NOUN
bitcs-840	84	26	of	of	ADP
bitcs-840	84	27	fintech	fintech	NOUN
bitcs-840	84	28	making	make	VERB
bitcs-840	84	29	it	it	PRON
bitcs-840	84	30	difficult	difficult	ADJ
bitcs-840	84	31	for	for	SCONJ
bitcs-840	84	32	fintech	fintech	NOUN
bitcs-840	84	33	to	to	PART
bitcs-840	84	34	develop	develop	VERB
bitcs-840	84	35	.	.	PUNCT
bitcs-840	85	1	human	human	ADJ
bitcs-840	85	2	resources	resource	NOUN
bitcs-840	85	3	(	(	PUNCT
bitcs-840	85	4	hr	hr	NOUN
bitcs-840	85	5	)	)	PUNCT
bitcs-840	85	6	should	should	AUX
bitcs-840	85	7	be	be	AUX
bitcs-840	85	8	educated	educate	VERB
bitcs-840	85	9	in	in	ADP
bitcs-840	85	10	the	the	DET
bitcs-840	85	11	regions	region	NOUN
bitcs-840	85	12	to	to	PART
bitcs-840	85	13	spread	spread	VERB
bitcs-840	85	14	fintech	fintech	NOUN
bitcs-840	85	15	evenly	evenly	ADV
bitcs-840	85	16	.	.	PUNCT
bitcs-840	86	1	3	3	X
bitcs-840	86	2	.	.	X
bitcs-840	86	3	lack	lack	NOUN
bitcs-840	86	4	of	of	ADP
bitcs-840	86	5	financial	financial	ADJ
bitcs-840	86	6	literacy	literacy	NOUN
bitcs-840	86	7	many	many	ADJ
bitcs-840	86	8	people	people	NOUN
bitcs-840	86	9	in	in	ADP
bitcs-840	86	10	rural	rural	ADJ
bitcs-840	86	11	areas	area	NOUN
bitcs-840	86	12	are	be	AUX
bitcs-840	86	13	not	not	PART
bitcs-840	86	14	familiar	familiar	ADJ
bitcs-840	86	15	with	with	ADP
bitcs-840	86	16	the	the	DET
bitcs-840	86	17	term	term	NOUN
bitcs-840	86	18	fintech	fintech	NOUN
bitcs-840	86	19	about	about	ADP
bitcs-840	86	20	how	how	SCONJ
bitcs-840	86	21	to	to	PART
bitcs-840	86	22	use	use	VERB
bitcs-840	86	23	it	it	PRON
bitcs-840	86	24	,	,	PUNCT
bitcs-840	86	25	its	its	PRON
bitcs-840	86	26	benefits	benefit	NOUN
bitcs-840	86	27	,	,	PUNCT
bitcs-840	86	28	etc	etc	X
bitcs-840	86	29	.	.	X
bitcs-840	86	30	not	not	PART
bitcs-840	86	31	knowing	know	VERB
bitcs-840	86	32	this	this	DET
bitcs-840	86	33	financial	financial	ADJ
bitcs-840	86	34	literacy	literacy	NOUN
bitcs-840	86	35	makes	make	VERB
bitcs-840	86	36	financial	financial	ADJ
bitcs-840	86	37	planning	planning	NOUN
bitcs-840	86	38	and	and	CCONJ
bitcs-840	86	39	management	management	NOUN
bitcs-840	86	40	in	in	ADP
bitcs-840	86	41	the	the	DET
bitcs-840	86	42	community	community	NOUN
bitcs-840	86	43	not	not	PART
bitcs-840	86	44	suitable	suitable	ADJ
bitcs-840	86	45	.	.	PUNCT
bitcs-840	87	1	iv	iv	X
bitcs-840	87	2	.	.	PUNCT
bitcs-840	87	3	conclusion	conclusion	PROPN
bitcs-840	87	4	financial	financial	ADJ
bitcs-840	87	5	technology	technology	NOUN
bitcs-840	87	6	(	(	PUNCT
bitcs-840	87	7	fintech	fintech	NOUN
bitcs-840	87	8	)	)	PUNCT
bitcs-840	87	9	is	be	AUX
bitcs-840	87	10	an	an	DET
bitcs-840	87	11	innovation	innovation	NOUN
bitcs-840	87	12	in	in	ADP
bitcs-840	87	13	financial	financial	ADJ
bitcs-840	87	14	services	service	NOUN
bitcs-840	87	15	using	use	VERB
bitcs-840	87	16	technology	technology	NOUN
bitcs-840	87	17	so	so	SCONJ
bitcs-840	87	18	that	that	SCONJ
bitcs-840	87	19	people	people	NOUN
bitcs-840	87	20	can	can	AUX
bitcs-840	87	21	easily	easily	ADV
bitcs-840	87	22	access	access	VERB
bitcs-840	87	23	financial	financial	ADJ
bitcs-840	87	24	products	product	NOUN
bitcs-840	87	25	and	and	CCONJ
bitcs-840	87	26	services	service	NOUN
bitcs-840	87	27	.	.	PUNCT
bitcs-840	88	1	fintech	fintech	NOUN
bitcs-840	88	2	can	can	AUX
bitcs-840	88	3	be	be	AUX
bitcs-840	88	4	used	use	VERB
bitcs-840	88	5	to	to	PART
bitcs-840	88	6	facilitate	facilitate	VERB
bitcs-840	88	7	human	human	ADJ
bitcs-840	88	8	being	being	NOUN
bitcs-840	88	9	to	to	AUX
bitcs-840	88	10	work	work	VERB
bitcs-840	88	11	,	,	PUNCT
bitcs-840	88	12	especially	especially	ADV
bitcs-840	88	13	in	in	ADP
bitcs-840	88	14	finance	finance	NOUN
bitcs-840	88	15	such	such	ADJ
bitcs-840	88	16	as	as	ADP
bitcs-840	88	17	transactions	transaction	NOUN
bitcs-840	88	18	,	,	PUNCT
bitcs-840	88	19	checking	check	VERB
bitcs-840	88	20	deposit	deposit	NOUN
bitcs-840	88	21	interest	interest	NOUN
bitcs-840	88	22	,	,	PUNCT
bitcs-840	88	23	transferring	transfer	VERB
bitcs-840	88	24	funds	fund	NOUN
bitcs-840	88	25	and	and	CCONJ
bitcs-840	88	26	many	many	ADJ
bitcs-840	88	27	other	other	ADJ
bitcs-840	88	28	jobs	job	NOUN
bitcs-840	88	29	.	.	PUNCT
bitcs-840	89	1	the	the	DET
bitcs-840	89	2	presence	presence	NOUN
bitcs-840	89	3	of	of	ADP
bitcs-840	89	4	several	several	ADJ
bitcs-840	89	5	fintech	fintech	NOUN
bitcs-840	89	6	companies	company	NOUN
bitcs-840	89	7	contributed	contribute	VERB
bitcs-840	89	8	to	to	ADP
bitcs-840	89	9	the	the	DET
bitcs-840	89	10	development	development	NOUN
bitcs-840	89	11	of	of	ADP
bitcs-840	89	12	the	the	DET
bitcs-840	89	13	creative	creative	ADJ
bitcs-840	89	14	industry	industry	NOUN
bitcs-840	89	15	in	in	ADP
bitcs-840	89	16	indonesia	indonesia	PROPN
bitcs-840	89	17	.	.	PUNCT
bitcs-840	90	1	in	in	ADP
bitcs-840	90	2	the	the	DET
bitcs-840	90	3	current	current	ADJ
bitcs-840	90	4	era	era	NOUN
bitcs-840	90	5	of	of	ADP
bitcs-840	90	6	globalization	globalization	NOUN
bitcs-840	90	7	,	,	PUNCT
bitcs-840	90	8	the	the	DET
bitcs-840	90	9	role	role	NOUN
bitcs-840	90	10	of	of	ADP
bitcs-840	90	11	fintech	fintech	NOUN
bitcs-840	90	12	is	be	AUX
bitcs-840	90	13	very	very	ADV
bitcs-840	90	14	diverse	diverse	ADJ
bitcs-840	90	15	and	and	CCONJ
bitcs-840	90	16	expected	expect	VERB
bitcs-840	90	17	to	to	PART
bitcs-840	90	18	help	help	VERB
bitcs-840	90	19	the	the	DET
bitcs-840	90	20	creative	creative	ADJ
bitcs-840	90	21	industry	industry	NOUN
bitcs-840	90	22	players	player	NOUN
bitcs-840	90	23	or	or	CCONJ
bitcs-840	90	24	companies	company	NOUN
bitcs-840	90	25	in	in	ADP
bitcs-840	90	26	developing	develop	VERB
bitcs-840	90	27	their	their	PRON
bitcs-840	90	28	businesses	business	NOUN
bitcs-840	90	29	.	.	PUNCT
bitcs-840	91	1	there	there	PRON
bitcs-840	91	2	are	be	VERB
bitcs-840	91	3	several	several	ADJ
bitcs-840	91	4	roles	role	NOUN
bitcs-840	91	5	of	of	ADP
bitcs-840	91	6	fintech	fintech	NOUN
bitcs-840	91	7	that	that	PRON
bitcs-840	91	8	can	can	AUX
bitcs-840	91	9	help	help	VERB
bitcs-840	91	10	businesses	business	NOUN
bitcs-840	91	11	or	or	CCONJ
bitcs-840	91	12	companies	company	NOUN
bitcs-840	91	13	in	in	ADP
bitcs-840	91	14	developing	develop	VERB
bitcs-840	91	15	their	their	PRON
bitcs-840	91	16	businesses	business	NOUN
bitcs-840	91	17	,	,	PUNCT
bitcs-840	91	18	such	such	ADJ
bitcs-840	91	19	as	as	ADP
bitcs-840	91	20	capital	capital	NOUN
bitcs-840	91	21	loans	loan	NOUN
bitcs-840	91	22	,	,	PUNCT
bitcs-840	91	23	digital	digital	ADJ
bitcs-840	91	24	payment	payment	NOUN
bitcs-840	91	25	services	service	NOUN
bitcs-840	91	26	and	and	CCONJ
bitcs-840	91	27	financial	financial	ADJ
bitcs-840	91	28	management	management	NOUN
bitcs-840	91	29	services	service	NOUN
bitcs-840	91	30	.	.	PUNCT
bitcs-840	92	1	in	in	ADP
bitcs-840	92	2	helping	help	VERB
bitcs-840	92	3	business	business	NOUN
bitcs-840	92	4	people	people	NOUN
bitcs-840	92	5	or	or	CCONJ
bitcs-840	92	6	creative	creative	ADJ
bitcs-840	92	7	industry	industry	NOUN
bitcs-840	92	8	companies	company	NOUN
bitcs-840	92	9	,	,	PUNCT
bitcs-840	92	10	fintech	fintech	NOUN
bitcs-840	92	11	also	also	ADV
bitcs-840	92	12	experiences	experience	VERB
bitcs-840	92	13	several	several	ADJ
bitcs-840	92	14	obstacles	obstacle	NOUN
bitcs-840	92	15	such	such	ADJ
bitcs-840	92	16	as	as	ADP
bitcs-840	92	17	uneven	uneven	ADJ
bitcs-840	92	18	it	it	PRON
bitcs-840	92	19	infrastructure	infrastructure	NOUN
bitcs-840	92	20	in	in	ADP
bitcs-840	92	21	indonesia	indonesia	PROPN
bitcs-840	92	22	,	,	PUNCT
bitcs-840	92	23	lack	lack	NOUN
bitcs-840	92	24	of	of	ADP
bitcs-840	92	25	human	human	ADJ
bitcs-840	92	26	resources	resource	NOUN
bitcs-840	92	27	,	,	PUNCT
bitcs-840	92	28	and	and	CCONJ
bitcs-840	92	29	the	the	DET
bitcs-840	92	30	lack	lack	NOUN
bitcs-840	92	31	of	of	ADP
bitcs-840	92	32	public	public	ADJ
bitcs-840	92	33	financial	financial	ADJ
bitcs-840	92	34	literacy	literacy	NOUN
bitcs-840	92	35	regarding	regard	VERB
bitcs-840	92	36	fintech	fintech	NOUN
bitcs-840	92	37	.	.	PUNCT
bitcs-840	93	1	references	reference	NOUN
bitcs-840	93	2	[	[	X
bitcs-840	93	3	1	1	NUM
bitcs-840	93	4	]	]	PUNCT
bitcs-840	93	5	i.	i.	NOUN
bitcs-840	93	6	muzdalifa	muzdalifa	PROPN
bitcs-840	93	7	,	,	PUNCT
bitcs-840	93	8	i.	i.	PROPN
bitcs-840	93	9	a.	a.	PROPN
bitcs-840	93	10	rahma	rahma	PROPN
bitcs-840	93	11	,	,	PUNCT
bitcs-840	93	12	and	and	CCONJ
bitcs-840	93	13	b.	b.	PROPN
bitcs-840	93	14	g.	g.	PROPN
bitcs-840	93	15	novalia	novalia	PROPN
bitcs-840	93	16	,	,	PUNCT
bitcs-840	93	17	“	"	PUNCT
bitcs-840	93	18	peran	peran	VERB
bitcs-840	93	19	fintech	fintech	NOUN
bitcs-840	93	20	dalam	dalam	PROPN
bitcs-840	93	21	meningkatkan	meningkatkan	PROPN
bitcs-840	93	22	keuangan	keuangan	PROPN
bitcs-840	93	23	inklusif	inklusif	VERB
bitcs-840	93	24	pada	pada	PROPN
bitcs-840	93	25	umkm	umkm	PROPN
bitcs-840	93	26	di	di	PROPN
bitcs-840	93	27	indonesia	indonesia	PROPN
bitcs-840	93	28	(	(	PUNCT
bitcs-840	93	29	pendekatan	pendekatan	PROPN
bitcs-840	93	30	keuangan	keuangan	PROPN
bitcs-840	93	31	syariah	syariah	PROPN
bitcs-840	93	32	)	)	PUNCT
bitcs-840	93	33	,	,	PUNCT
bitcs-840	93	34	”	"	PUNCT
bitcs-840	93	35	j.	j.	PROPN
bitcs-840	93	36	masharif	masharif	PROPN
bitcs-840	93	37	al	al	PROPN
bitcs-840	93	38	-	-	PUNCT
bitcs-840	93	39	syariah	syariah	PROPN
bitcs-840	93	40	j.	j.	PROPN
bitcs-840	93	41	ekon	ekon	PROPN
bitcs-840	93	42	.	.	PUNCT
bitcs-840	94	1	dan	dan	PROPN
bitcs-840	94	2	perbank	perbank	PROPN
bitcs-840	94	3	.	.	PUNCT
bitcs-840	95	1	syariah	syariah	NOUN
bitcs-840	95	2	,	,	PUNCT
bitcs-840	95	3	vol	vol	NOUN
bitcs-840	95	4	.	.	PROPN
bitcs-840	96	1	3	3	NUM
bitcs-840	96	2	,	,	PUNCT
bitcs-840	96	3	no	no	INTJ
bitcs-840	96	4	.	.	NOUN
bitcs-840	96	5	1	1	NUM
bitcs-840	96	6	,	,	PUNCT
bitcs-840	96	7	2018	2018	NUM
bitcs-840	96	8	,	,	PUNCT
bitcs-840	96	9	doi	doi	NOUN
bitcs-840	96	10	:	:	PUNCT
bitcs-840	96	11	10.30651	10.30651	NUM
bitcs-840	96	12	/	/	SYM
bitcs-840	96	13	jms.v3i1.1618	jms.v3i1.1618	NOUN
bitcs-840	96	14	.	.	PUNCT
bitcs-840	97	1	[	[	X
bitcs-840	97	2	2	2	NUM
bitcs-840	97	3	]	]	PUNCT
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bitcs-840	97	6	,	,	PUNCT
bitcs-840	97	7	“	"	PUNCT
bitcs-840	97	8	perkembangan	perkembangan	PROPN
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bitcs-840	97	10	dampak	dampak	PROPN
bitcs-840	97	11	financial	financial	PROPN
bitcs-840	97	12	technology	technology	NOUN
bitcs-840	97	13	(	(	PUNCT
bitcs-840	97	14	fintech	fintech	NOUN
bitcs-840	97	15	)	)	PUNCT
bitcs-840	97	16	terhadap	terhadap	PROPN
bitcs-840	97	17	industri	industri	PROPN
bitcs-840	97	18	keuangan	keuangan	PROPN
bitcs-840	97	19	syariah	syariah	PROPN
bitcs-840	97	20	di	di	PROPN
bitcs-840	97	21	jawa	jawa	PROPN
bitcs-840	97	22	tengah	tengah	PROPN
bitcs-840	97	23	,	,	PUNCT
bitcs-840	97	24	”	"	PUNCT
bitcs-840	97	25	wahana	wahana	PROPN
bitcs-840	97	26	islam	islam	PROPN
bitcs-840	97	27	.	.	PUNCT
bitcs-840	98	1	j.	j.	PROPN
bitcs-840	98	2	stud	stud	PROPN
bitcs-840	98	3	.	.	PUNCT
bitcs-840	99	1	keislam	keislam	PROPN
bitcs-840	99	2	.	.	PUNCT
bitcs-840	99	3	,	,	PUNCT
bitcs-840	99	4	vol	vol	NOUN
bitcs-840	99	5	.	.	PROPN
bitcs-840	99	6	5	5	NUM
bitcs-840	99	7	,	,	PUNCT
bitcs-840	99	8	no	no	INTJ
bitcs-840	99	9	.	.	NOUN
bitcs-840	99	10	1	1	NUM
bitcs-840	99	11	,	,	PUNCT
bitcs-840	99	12	pp	pp	ADJ
bitcs-840	99	13	.	.	PUNCT
bitcs-840	100	1	31–45	31–45	NUM
bitcs-840	100	2	,	,	PUNCT
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bitcs-840	100	4	.	.	PUNCT
bitcs-840	101	1	[	[	X
bitcs-840	101	2	3	3	NUM
bitcs-840	101	3	]	]	PUNCT
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bitcs-840	101	5	rusydiana	rusydiana	PROPN
bitcs-840	101	6	,	,	PUNCT
bitcs-840	101	7	“	"	PUNCT
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bitcs-840	101	10	industri	industri	PROPN
bitcs-840	101	11	fintech	fintech	PROPN
bitcs-840	101	12	syariah	syariah	PROPN
bitcs-840	101	13	di	di	PROPN
bitcs-840	101	14	indonesia	indonesia	PROPN
bitcs-840	101	15	?	?	PUNCT
bitcs-840	102	1	pendekatan	pendekatan	PROPN
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bitcs-840	102	3	structural	structural	ADJ
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bitcs-840	102	5	(	(	PUNCT
bitcs-840	102	6	ism	ism	NOUN
bitcs-840	102	7	)	)	PUNCT
bitcs-840	102	8	,	,	PUNCT
bitcs-840	102	9	”	"	PUNCT
bitcs-840	102	10	al	al	PROPN
bitcs-840	102	11	-	-	PUNCT
bitcs-840	102	12	muzara’ah	muzara’ah	PROPN
bitcs-840	102	13	,	,	PUNCT
bitcs-840	102	14	vol	vol	NOUN
bitcs-840	102	15	.	.	PROPN
bitcs-840	102	16	6	6	NUM
bitcs-840	102	17	,	,	PUNCT
bitcs-840	102	18	no	no	INTJ
bitcs-840	102	19	.	.	NOUN
bitcs-840	102	20	2	2	NUM
bitcs-840	102	21	,	,	PUNCT
bitcs-840	102	22	pp	pp	ADJ
bitcs-840	102	23	.	.	PUNCT
bitcs-840	103	1	117–128	117–128	NUM
bitcs-840	103	2	,	,	PUNCT
bitcs-840	103	3	2018	2018	NUM
bitcs-840	103	4	,	,	PUNCT
bitcs-840	103	5	doi	doi	NOUN
bitcs-840	103	6	:	:	PUNCT
bitcs-840	103	7	10.29244	10.29244	NUM
bitcs-840	103	8	/	/	SYM
bitcs-840	103	9	jam.6.2.117	jam.6.2.117	PROPN
bitcs-840	103	10	-	-	PUNCT
bitcs-840	103	11	128	128	NUM
bitcs-840	103	12	.	.	PUNCT
bitcs-840	104	1	[	[	X
bitcs-840	104	2	4	4	NUM
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bitcs-840	104	4	r.	r.	PROPN
bitcs-840	104	5	muchlis	muchlis	PROPN
bitcs-840	104	6	,	,	PUNCT
bitcs-840	104	7	“	"	PUNCT
bitcs-840	104	8	schriftenreihe	schriftenreihe	NOUN
bitcs-840	104	9	,	,	PUNCT
bitcs-840	104	10	”	"	PUNCT
bitcs-840	104	11	at	at	ADP
bitcs-840	104	12	-	-	PUNCT
bitcs-840	104	13	tawassuth	tawassuth	NOUN
bitcs-840	104	14	,	,	PUNCT
bitcs-840	104	15	vol	vol	NOUN
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bitcs-840	105	1	3	3	NUM
bitcs-840	105	2	,	,	PUNCT
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bitcs-840	105	5	2	2	NUM
bitcs-840	105	6	,	,	PUNCT
bitcs-840	105	7	pp	pp	ADJ
bitcs-840	105	8	.	.	PUNCT
bitcs-840	106	1	335–357	335–357	NUM
bitcs-840	106	2	,	,	PUNCT
bitcs-840	106	3	2018	2018	NUM
bitcs-840	106	4	,	,	PUNCT
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bitcs-840	106	6	:	:	PUNCT
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bitcs-840	106	8	.	.	PUNCT
bitcs-840	107	1	[	[	X
bitcs-840	107	2	5	5	NUM
bitcs-840	107	3	]	]	PUNCT
bitcs-840	107	4	r.	r.	PROPN
bitcs-840	107	5	r.	r.	PROPN
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bitcs-840	107	7	,	,	PUNCT
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bitcs-840	107	11	(	(	PUNCT
bitcs-840	107	12	fintech	fintech	NOUN
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bitcs-840	107	14	dalam	dalam	PROPN
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bitcs-840	107	17	,	,	PUNCT
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bitcs-840	107	19	masy	masy	PROPN
bitcs-840	107	20	.	.	PUNCT
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bitcs-840	107	22	.	.	PUNCT
bitcs-840	108	1	dan	dan	PROPN
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bitcs-840	108	3	.	.	PUNCT
bitcs-840	109	1	j.	j.	PROPN
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bitcs-840	109	3	.	.	PUNCT
bitcs-840	110	1	teknol	teknol	NOUN
bitcs-840	110	2	.	.	PUNCT
bitcs-840	111	1	inf	inf	PROPN
bitcs-840	111	2	.	.	PUNCT
bitcs-840	112	1	dan	dan	PROPN
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bitcs-840	112	3	.	.	PROPN
bitcs-840	112	4	,	,	PUNCT
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bitcs-840	112	6	.	.	PROPN
bitcs-840	113	1	10	10	NUM
bitcs-840	113	2	,	,	PUNCT
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bitcs-840	113	4	.	.	NOUN
bitcs-840	113	5	1	1	NUM
bitcs-840	113	6	,	,	PUNCT
bitcs-840	113	7	pp	pp	ADJ
bitcs-840	113	8	.	.	PUNCT
bitcs-840	114	1	51–66	51–66	NUM
bitcs-840	114	2	,	,	PUNCT
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bitcs-840	114	4	,	,	PUNCT
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bitcs-840	114	6	:	:	PUNCT
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bitcs-840	114	10	.	.	PUNCT
bitcs-840	115	1	[	[	X
bitcs-840	115	2	6	6	NUM
bitcs-840	115	3	]	]	PUNCT
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bitcs-840	115	8	,	,	PUNCT
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bitcs-840	115	17	technology	technology	NOUN
bitcs-840	115	18	(	(	PUNCT
bitcs-840	115	19	fintech	fintech	NOUN
bitcs-840	115	20	)	)	PUNCT
bitcs-840	115	21	,	,	PUNCT
bitcs-840	115	22	”	"	PUNCT
bitcs-840	115	23	at	at	ADP
bitcs-840	115	24	-	-	PUNCT
bitcs-840	115	25	tawassuth	tawassuth	NOUN
bitcs-840	115	26	,	,	PUNCT
bitcs-840	115	27	vol	vol	NOUN
bitcs-840	115	28	.	.	PROPN
bitcs-840	116	1	3	3	NUM
bitcs-840	116	2	,	,	PUNCT
bitcs-840	116	3	no	no	INTJ
bitcs-840	116	4	.	.	NOUN
bitcs-840	116	5	1	1	NUM
bitcs-840	116	6	,	,	PUNCT
bitcs-840	116	7	pp	pp	ADJ
bitcs-840	116	8	.	.	PUNCT
bitcs-840	117	1	642–661	642–661	NUM
bitcs-840	117	2	,	,	PUNCT
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bitcs-840	117	4	.	.	PUNCT
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bitcs-840	118	2	7	7	X
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bitcs-840	118	4	d.	d.	PROPN
bitcs-840	118	5	kurniawan	kurniawan	PROPN
bitcs-840	118	6	,	,	PUNCT
bitcs-840	118	7	e.	e.	PROPN
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bitcs-840	118	9	,	,	PUNCT
bitcs-840	118	10	and	and	CCONJ
bitcs-840	118	11	r.	r.	PROPN
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bitcs-840	118	14	,	,	PUNCT
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bitcs-840	118	21	26	26	NUM
bitcs-840	119	1	|	|	ADV
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bitcs-840	119	4	,	,	PUNCT
bitcs-840	119	5	10	10	NUM
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bitcs-840	119	14	(	(	PUNCT
bitcs-840	119	15	bit	bit	NOUN
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bitcs-840	119	17	cs	cs	ADJ
bitcs-840	119	18	)	)	PUNCT
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bitcs-840	119	20	pada	pada	PROPN
bitcs-840	119	21	financial	financial	PROPN
bitcs-840	119	22	technology	technology	PROPN
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bitcs-840	119	25	eucs	eucs	PROPN
bitcs-840	119	26	,	,	PUNCT
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bitcs-840	119	28	j.	j.	PROPN
bitcs-840	119	29	inf	inf	PROPN
bitcs-840	119	30	.	.	PUNCT
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bitcs-840	120	3	,	,	PUNCT
bitcs-840	120	4	vol	vol	NOUN
bitcs-840	120	5	.	.	PROPN
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bitcs-840	120	7	,	,	PUNCT
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bitcs-840	120	9	.	.	NOUN
bitcs-840	120	10	3	3	NUM
bitcs-840	120	11	,	,	PUNCT
bitcs-840	120	12	pp	pp	ADJ
bitcs-840	120	13	.	.	PUNCT
bitcs-840	121	1	1–5	1–5	NUM
bitcs-840	121	2	,	,	PUNCT
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bitcs-840	121	4	.	.	PUNCT
bitcs-840	122	1	[	[	X
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bitcs-840	122	4	i.	i.	PROPN
bitcs-840	122	5	adhitya	adhitya	PROPN
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bitcs-840	122	8	,	,	PUNCT
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bitcs-840	122	16	kualitas	kualita	NOUN
bitcs-840	122	17	layanan	layanan	PROPN
bitcs-840	122	18	perbankan	perbankan	PROPN
bitcs-840	122	19	di	di	PROPN
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bitcs-840	122	21	,	,	PUNCT
bitcs-840	122	22	”	"	PUNCT
bitcs-840	122	23	j.	j.	PROPN
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bitcs-840	122	25	.	.	PUNCT
bitcs-840	123	1	dan	dan	PROPN
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bitcs-840	123	3	,	,	PUNCT
bitcs-840	123	4	vol	vol	NOUN
bitcs-840	123	5	.	.	PROPN
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bitcs-840	123	7	,	,	PUNCT
bitcs-840	123	8	no	no	INTJ
bitcs-840	123	9	.	.	NOUN
bitcs-840	123	10	1	1	NUM
bitcs-840	123	11	,	,	PUNCT
bitcs-840	123	12	pp	pp	ADJ
bitcs-840	123	13	.	.	PUNCT
bitcs-840	124	1	133–144	133–144	NUM
bitcs-840	124	2	,	,	PUNCT
bitcs-840	124	3	2017	2017	NUM
bitcs-840	124	4	.	.	PUNCT
bitcs-840	125	1	[	[	X
bitcs-840	125	2	9	9	NUM
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bitcs-840	125	5	n.	n.	PROPN
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bitcs-840	125	7	,	,	PUNCT
bitcs-840	125	8	i.	i.	PROPN
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bitcs-840	125	10	,	,	PUNCT
bitcs-840	125	11	and	and	CCONJ
bitcs-840	125	12	a.	a.	NOUN
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bitcs-840	125	14	,	,	PUNCT
bitcs-840	125	15	“	"	PUNCT
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bitcs-840	125	19	di	di	PROPN
bitcs-840	125	20	kota	kota	PROPN
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bitcs-840	125	22	(	(	PUNCT
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bitcs-840	125	24	tentang	tentang	PROPN
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bitcs-840	125	31	batu	batu	PROPN
bitcs-840	125	32	)	)	PUNCT
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bitcs-840	125	34	”	"	PUNCT
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bitcs-840	125	37	.	.	PUNCT
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bitcs-840	125	39	,	,	PUNCT
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bitcs-840	125	41	.	.	PROPN
bitcs-840	126	1	2	2	NUM
bitcs-840	126	2	,	,	PUNCT
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bitcs-840	126	4	.	.	NOUN
bitcs-840	126	5	2	2	NUM
bitcs-840	126	6	,	,	PUNCT
bitcs-840	126	7	pp	pp	ADJ
bitcs-840	126	8	.	.	PUNCT
bitcs-840	127	1	281–286	281–286	NUM
bitcs-840	127	2	,	,	PUNCT
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bitcs-840	127	4	.	.	PUNCT
bitcs-840	128	1	[	[	X
bitcs-840	128	2	10	10	NUM
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bitcs-840	128	4	l.	l.	PROPN
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bitcs-840	128	6	,	,	PUNCT
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bitcs-840	128	12	terhadap	terhadap	PROPN
bitcs-840	128	13	kinerja	kinerja	PROPN
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bitcs-840	128	18	(	(	PUNCT
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bitcs-840	128	23	kreatif	kreatif	PROPN
bitcs-840	128	24	di	di	PROPN
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bitcs-840	128	26	jawa	jawa	PROPN
bitcs-840	128	27	tengah	tengah	PROPN
bitcs-840	128	28	)	)	PUNCT
bitcs-840	128	29	,	,	PUNCT
bitcs-840	128	30	”	"	PUNCT
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bitcs-840	128	34	.	.	PUNCT
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bitcs-840	129	1	2	2	NUM
bitcs-840	129	2	,	,	PUNCT
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bitcs-840	129	4	.	.	NOUN
bitcs-840	129	5	3	3	NUM
bitcs-840	129	6	,	,	PUNCT
bitcs-840	129	7	pp	pp	ADJ
bitcs-840	129	8	.	.	PUNCT
bitcs-840	130	1	89–103	89–103	NUM
bitcs-840	130	2	,	,	PUNCT
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bitcs-840	130	4	.	.	PUNCT
bitcs-840	131	1	[	[	X
bitcs-840	131	2	11	11	NUM
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bitcs-840	131	13	(	(	PUNCT
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bitcs-840	131	19	(	(	PUNCT
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bitcs-840	131	21	)	)	PUNCT
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bitcs-840	131	23	di	di	X
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bitcs-840	131	25	,	,	PUNCT
bitcs-840	131	26	”	"	PUNCT
bitcs-840	131	27	j.	j.	PROPN
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bitcs-840	131	30	,	,	PUNCT
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bitcs-840	131	33	1	1	NUM
bitcs-840	131	34	,	,	PUNCT
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bitcs-840	131	36	.	.	NOUN
bitcs-840	131	37	2	2	NUM
bitcs-840	131	38	,	,	PUNCT
bitcs-840	131	39	pp	pp	ADJ
bitcs-840	131	40	.	.	PUNCT
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bitcs-840	132	2	,	,	PUNCT
bitcs-840	132	3	2018	2018	NUM
bitcs-840	132	4	,	,	PUNCT
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bitcs-840	132	6	:	:	PUNCT
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bitcs-840	132	8	/	/	SYM
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bitcs-840	132	10	.	.	PUNCT
bitcs-840	133	1	[	[	X
bitcs-840	133	2	12	12	NUM
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bitcs-840	133	9	.	.	PUNCT
bitcs-840	134	1	“	"	PUNCT
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bitcs-840	134	10	.	.	PUNCT
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bitcs-840	135	1	data	data	PROPN
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bitcs-840	135	9	,	,	PUNCT
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bitcs-840	135	15	badan	badan	PROPN
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bitcs-840	135	17	statistik	statistik	PROPN
bitcs-840	135	18	,	,	PUNCT
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bitcs-840	135	23	,	,	PUNCT
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bitcs-840	136	1	[	[	X
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bitcs-840	136	15	informasi	informasi	PROPN
bitcs-840	136	16	harga	harga	PROPN
bitcs-840	136	17	produk	produk	PROPN
bitcs-840	136	18	pangan	pangan	PROPN
bitcs-840	136	19	dan	dan	PROPN
bitcs-840	136	20	sembako	sembako	PROPN
bitcs-840	136	21	di	di	PROPN
bitcs-840	136	22	pasar	pasar	PROPN
bitcs-840	136	23	kab	kab	PROPN
bitcs-840	136	24	.	.	PUNCT
bitcs-840	137	1	karawang	karawang	PROPN
bitcs-840	137	2	,	,	PUNCT
bitcs-840	137	3	”	"	PUNCT
bitcs-840	137	4	techno	techno	NOUN
bitcs-840	137	5	xplore	xplore	PROPN
bitcs-840	137	6	j.	j.	PROPN
bitcs-840	137	7	ilmu	ilmu	PROPN
bitcs-840	137	8	komput	komput	VERB
bitcs-840	137	9	.	.	PUNCT
bitcs-840	138	1	dan	dan	PROPN
bitcs-840	138	2	teknol	teknol	PROPN
bitcs-840	138	3	.	.	PUNCT
bitcs-840	139	1	inf	inf	PROPN
bitcs-840	139	2	.	.	PROPN
bitcs-840	139	3	,	,	PUNCT
bitcs-840	139	4	vol	vol	NOUN
bitcs-840	139	5	.	.	PROPN
bitcs-840	140	1	2	2	NUM
bitcs-840	140	2	,	,	PUNCT
bitcs-840	140	3	no	no	INTJ
bitcs-840	140	4	.	.	NOUN
bitcs-840	140	5	1	1	NUM
bitcs-840	140	6	,	,	PUNCT
bitcs-840	140	7	2017	2017	NUM
bitcs-840	140	8	.	.	PUNCT
bitcs-840	141	1	[	[	X
bitcs-840	141	2	14	14	NUM
bitcs-840	141	3	]	]	PUNCT
bitcs-840	141	4	a.	a.	NOUN
bitcs-840	141	5	m.	m.	NOUN
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bitcs-840	141	7	,	,	PUNCT
bitcs-840	141	8	s.	s.	PROPN
bitcs-840	141	9	faisal	faisal	PROPN
bitcs-840	141	10	,	,	PUNCT
bitcs-840	141	11	y.	y.	PROPN
bitcs-840	141	12	cahyana	cahyana	PROPN
bitcs-840	141	13	,	,	PUNCT
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bitcs-840	141	15	b.	b.	PROPN
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bitcs-840	141	17	,	,	PUNCT
bitcs-840	141	18	“	"	PUNCT
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bitcs-840	141	20	algoritme	algoritme	NOUN
bitcs-840	141	21	klasifikasi	klasifikasi	PROPN
bitcs-840	141	22	untuk	untuk	PROPN
bitcs-840	141	23	prediksi	prediksi	PROPN
bitcs-840	141	24	cuaca	cuaca	PROPN
bitcs-840	141	25	,	,	PUNCT
bitcs-840	141	26	”	"	PUNCT
bitcs-840	141	27	j.	j.	PROPN
bitcs-840	141	28	account	account	PROPN
bitcs-840	141	29	.	.	PUNCT
bitcs-840	142	1	inf	inf	PROPN
bitcs-840	142	2	.	.	PUNCT
bitcs-840	142	3	syst	syst	PROPN
bitcs-840	142	4	.	.	PUNCT
bitcs-840	142	5	,	,	PUNCT
bitcs-840	142	6	vol	vol	NOUN
bitcs-840	142	7	.	.	PROPN
bitcs-840	143	1	3	3	NUM
bitcs-840	143	2	,	,	PUNCT
bitcs-840	143	3	no	no	INTJ
bitcs-840	143	4	.	.	NOUN
bitcs-840	143	5	1	1	NUM
bitcs-840	143	6	,	,	PUNCT
bitcs-840	143	7	pp	pp	ADJ
bitcs-840	143	8	.	.	PUNCT
bitcs-840	144	1	15–24	15–24	NUM
bitcs-840	144	2	,	,	PUNCT
bitcs-840	144	3	2020	2020	NUM
bitcs-840	144	4	.	.	PUNCT
bitcs-840	145	1	[	[	X
bitcs-840	145	2	15	15	NUM
bitcs-840	145	3	]	]	X
bitcs-840	145	4	m.	m.	NOUN
bitcs-840	145	5	hennink	hennink	PROPN
bitcs-840	145	6	,	,	PUNCT
bitcs-840	145	7	i.	i.	PROPN
bitcs-840	145	8	hutter	hutter	NOUN
bitcs-840	145	9	,	,	PUNCT
bitcs-840	145	10	and	and	CCONJ
bitcs-840	145	11	a.	a.	NOUN
bitcs-840	145	12	bailey	bailey	PROPN
bitcs-840	145	13	,	,	PUNCT
bitcs-840	145	14	qualitative	qualitative	ADJ
bitcs-840	145	15	research	research	NOUN
bitcs-840	145	16	methods	method	NOUN
bitcs-840	145	17	.	.	PUNCT
bitcs-840	146	1	sage	sage	NOUN
bitcs-840	146	2	publications	publication	NOUN
bitcs-840	146	3	limited	limit	VERB
bitcs-840	146	4	,	,	PUNCT
bitcs-840	146	5	2020	2020	NUM
bitcs-840	146	6	.	.	PUNCT