id	sid	tid	token	lemma	pos
bmra-3898	1	1	37	37	NUM
bmra-3898	1	2	business	business	NOUN
bmra-3898	1	3	management	management	NOUN
bmra-3898	1	4	research	research	PROPN
bmra-3898	1	5	&	&	CCONJ
bmra-3898	1	6	applications	application	NOUN
bmra-3898	1	7	:	:	PUNCT
bmra-3898	1	8	a	a	DET
bmra-3898	1	9	cross	cross	ADJ
bmra-3898	1	10	-	-	ADJ
bmra-3898	1	11	disciplinary	disciplinary	ADJ
bmra-3898	1	12	journal	journal	NOUN
bmra-3898	1	13	overcoming	overcome	VERB
bmra-3898	1	14	barriers	barrier	NOUN
bmra-3898	1	15	to	to	PART
bmra-3898	1	16	blockchain	blockchain	VERB
bmra-3898	1	17	technological	technological	ADJ
bmra-3898	1	18	innovation	innovation	NOUN
bmra-3898	1	19	in	in	ADP
bmra-3898	1	20	trade	trade	NOUN
bmra-3898	1	21	finance	finance	NOUN
bmra-3898	1	22	faced	face	VERB
bmra-3898	1	23	by	by	ADP
bmra-3898	1	24	u.s	u.s	PROPN
bmra-3898	1	25	.	.	PROPN
bmra-3898	1	26	banks	banks	PROPN
bmra-3898	1	27	clotilda	clotilda	PROPN
bmra-3898	1	28	mujeyi	mujeyi	VERB
bmra-3898	1	29	chinyanya	chinyanya	NOUN
bmra-3898	1	30	,	,	PUNCT
bmra-3898	1	31	dba	dba	PROPN
bmra-3898	1	32	,	,	PUNCT
bmra-3898	1	33	mba	mba	PROPN
bmra-3898	1	34	,	,	PUNCT
bmra-3898	1	35	bba	bba	NOUN
bmra-3898	1	36	,	,	PUNCT
bmra-3898	1	37	pmp	pmp	PROPN
bmra-3898	1	38	,	,	PUNCT
bmra-3898	1	39	acp	acp	PROPN
bmra-3898	1	40	,	,	PUNCT
bmra-3898	1	41	ssm	ssm	PROPN
bmra-3898	1	42	|	|	PROPN
bmra-3898	1	43	capella	capella	PROPN
bmra-3898	1	44	university	university	PROPN
bmra-3898	1	45	,	,	PUNCT
bmra-3898	1	46	minneapolis	minneapolis	PROPN
bmra-3898	1	47	,	,	PUNCT
bmra-3898	1	48	minnesota	minnesota	PROPN
bmra-3898	1	49	,	,	PUNCT
bmra-3898	1	50	usa	usa	PROPN
bmra-3898	1	51	contact	contact	PROPN
bmra-3898	1	52	:	:	PUNCT
bmra-3898	2	1	clotildac@gmail.com	clotildac@gmail.com	X
bmra-3898	2	2	abstract	abstract	ADJ
bmra-3898	2	3	the	the	DET
bmra-3898	2	4	major	major	ADJ
bmra-3898	2	5	u.s	u.s	PROPN
bmra-3898	2	6	.	.	PROPN
bmra-3898	2	7	banks	bank	NOUN
bmra-3898	2	8	have	have	AUX
bmra-3898	2	9	been	be	AUX
bmra-3898	2	10	reluctant	reluctant	ADJ
bmra-3898	2	11	to	to	PART
bmra-3898	2	12	adopt	adopt	VERB
bmra-3898	2	13	blockchain	blockchain	PROPN
bmra-3898	2	14	technology	technology	PROPN
bmra-3898	2	15	in	in	ADP
bmra-3898	2	16	trade	trade	NOUN
bmra-3898	2	17	finance	finance	NOUN
bmra-3898	2	18	because	because	SCONJ
bmra-3898	2	19	of	of	ADP
bmra-3898	2	20	several	several	ADJ
bmra-3898	2	21	barriers	barrier	NOUN
bmra-3898	2	22	associated	associate	VERB
bmra-3898	2	23	with	with	ADP
bmra-3898	2	24	the	the	DET
bmra-3898	2	25	technology	technology	NOUN
bmra-3898	2	26	.	.	PUNCT
bmra-3898	3	1	the	the	DET
bmra-3898	3	2	hesitancy	hesitancy	NOUN
bmra-3898	3	3	in	in	ADP
bmra-3898	3	4	adopting	adopt	VERB
bmra-3898	3	5	the	the	DET
bmra-3898	3	6	technology	technology	NOUN
bmra-3898	3	7	has	have	AUX
bmra-3898	3	8	led	lead	VERB
bmra-3898	3	9	to	to	ADP
bmra-3898	3	10	higher	high	ADJ
bmra-3898	3	11	costs	cost	NOUN
bmra-3898	3	12	,	,	PUNCT
bmra-3898	3	13	inconvenience	inconvenience	NOUN
bmra-3898	3	14	to	to	ADP
bmra-3898	3	15	customers	customer	NOUN
bmra-3898	3	16	,	,	PUNCT
bmra-3898	3	17	vulnerability	vulnerability	NOUN
bmra-3898	3	18	to	to	ADP
bmra-3898	3	19	cyber	cyber	NOUN
bmra-3898	3	20	-	-	PUNCT
bmra-3898	3	21	attacks	attack	NOUN
bmra-3898	3	22	and	and	CCONJ
bmra-3898	3	23	susceptibility	susceptibility	NOUN
bmra-3898	3	24	to	to	ADP
bmra-3898	3	25	forgery	forgery	NOUN
bmra-3898	3	26	,	,	PUNCT
bmra-3898	3	27	and	and	CCONJ
bmra-3898	3	28	predicted	predict	VERB
bmra-3898	3	29	losses	loss	NOUN
bmra-3898	3	30	in	in	ADP
bmra-3898	3	31	trade	trade	NOUN
bmra-3898	3	32	finance	finance	NOUN
bmra-3898	3	33	revenues	revenue	NOUN
bmra-3898	3	34	of	of	ADP
bmra-3898	3	35	up	up	ADP
bmra-3898	3	36	to	to	PART
bmra-3898	3	37	10.5	10.5	NUM
bmra-3898	3	38	%	%	NOUN
bmra-3898	3	39	per	per	ADP
bmra-3898	3	40	year	year	NOUN
bmra-3898	3	41	for	for	ADP
bmra-3898	3	42	the	the	DET
bmra-3898	3	43	next	next	ADJ
bmra-3898	3	44	four	four	NUM
bmra-3898	3	45	years	year	NOUN
bmra-3898	3	46	.	.	PUNCT
bmra-3898	4	1	this	this	DET
bmra-3898	4	2	modified	modify	VERB
bmra-3898	4	3	delphi	delphi	NOUN
bmra-3898	4	4	project	project	NOUN
bmra-3898	4	5	identified	identify	VERB
bmra-3898	4	6	18	18	NUM
bmra-3898	4	7	feasible	feasible	ADJ
bmra-3898	4	8	and	and	CCONJ
bmra-3898	4	9	desirable	desirable	ADJ
bmra-3898	4	10	forward	forward	ADV
bmra-3898	4	11	-	-	PUNCT
bmra-3898	4	12	looking	look	VERB
bmra-3898	4	13	approaches	approach	NOUN
bmra-3898	4	14	to	to	ADP
bmra-3898	4	15	overcoming	overcome	VERB
bmra-3898	4	16	barriers	barrier	NOUN
bmra-3898	4	17	to	to	ADP
bmra-3898	4	18	adopting	adopt	VERB
bmra-3898	4	19	blockchain	blockchain	PROPN
bmra-3898	4	20	technological	technological	ADJ
bmra-3898	4	21	innovation	innovation	NOUN
bmra-3898	4	22	in	in	ADP
bmra-3898	4	23	trade	trade	NOUN
bmra-3898	4	24	finance	finance	NOUN
bmra-3898	4	25	within	within	ADP
bmra-3898	4	26	u.s	u.s	PROPN
bmra-3898	4	27	.	.	PROPN
bmra-3898	4	28	banks	bank	NOUN
bmra-3898	4	29	.	.	PUNCT
bmra-3898	5	1	a	a	DET
bmra-3898	5	2	panel	panel	NOUN
bmra-3898	5	3	of	of	ADP
bmra-3898	5	4	13	13	NUM
bmra-3898	5	5	blockchain	blockchain	PROPN
bmra-3898	5	6	implementation	implementation	NOUN
bmra-3898	5	7	experts	expert	NOUN
bmra-3898	5	8	in	in	ADP
bmra-3898	5	9	the	the	DET
bmra-3898	5	10	financial	financial	ADJ
bmra-3898	5	11	industry	industry	NOUN
bmra-3898	5	12	was	be	AUX
bmra-3898	5	13	recruited	recruit	VERB
bmra-3898	5	14	through	through	ADP
bmra-3898	5	15	user	user	NOUN
bmra-3898	5	16	interviews	interview	NOUN
bmra-3898	5	17	and	and	CCONJ
bmra-3898	5	18	linkedin	linkedin	PROPN
bmra-3898	5	19	.	.	PUNCT
bmra-3898	6	1	qualitative	qualitative	ADJ
bmra-3898	6	2	and	and	CCONJ
bmra-3898	6	3	quantitative	quantitative	ADJ
bmra-3898	6	4	data	datum	NOUN
bmra-3898	6	5	were	be	AUX
bmra-3898	6	6	collected	collect	VERB
bmra-3898	6	7	,	,	PUNCT
bmra-3898	6	8	analyzed	analyze	VERB
bmra-3898	6	9	,	,	PUNCT
bmra-3898	6	10	and	and	CCONJ
bmra-3898	6	11	documented	document	VERB
bmra-3898	6	12	using	use	VERB
bmra-3898	6	13	four	four	NUM
bmra-3898	6	14	iterative	iterative	ADJ
bmra-3898	6	15	rounds	round	NOUN
bmra-3898	6	16	of	of	ADP
bmra-3898	6	17	electronically	electronically	ADV
bmra-3898	6	18	administered	administer	VERB
bmra-3898	6	19	surveys	survey	NOUN
bmra-3898	6	20	on	on	ADP
bmra-3898	6	21	the	the	DET
bmra-3898	6	22	surveymonkey	surveymonkey	PROPN
bmra-3898	6	23	platform	platform	NOUN
bmra-3898	6	24	.	.	PUNCT
bmra-3898	7	1	the	the	DET
bmra-3898	7	2	panelists	panelist	NOUN
bmra-3898	7	3	selected	select	VERB
bmra-3898	7	4	the	the	DET
bmra-3898	7	5	top	top	ADJ
bmra-3898	7	6	five	five	NUM
bmra-3898	7	7	approaches	approach	NOUN
bmra-3898	7	8	,	,	PUNCT
bmra-3898	7	9	and	and	CCONJ
bmra-3898	7	10	92.3	92.3	NUM
bmra-3898	7	11	%	%	NOUN
bmra-3898	7	12	of	of	ADP
bmra-3898	7	13	the	the	DET
bmra-3898	7	14	participants	participant	NOUN
bmra-3898	7	15	were	be	AUX
bmra-3898	7	16	confident	confident	ADJ
bmra-3898	7	17	with	with	ADP
bmra-3898	7	18	the	the	DET
bmra-3898	7	19	results	result	NOUN
bmra-3898	7	20	and	and	CCONJ
bmra-3898	7	21	rated	rate	VERB
bmra-3898	7	22	the	the	DET
bmra-3898	7	23	findings	finding	NOUN
bmra-3898	7	24	as	as	ADP
bmra-3898	7	25	reliable	reliable	ADJ
bmra-3898	7	26	or	or	CCONJ
bmra-3898	7	27	very	very	ADV
bmra-3898	7	28	reliable	reliable	ADJ
bmra-3898	7	29	.	.	PUNCT
bmra-3898	8	1	some	some	PRON
bmra-3898	8	2	of	of	ADP
bmra-3898	8	3	the	the	DET
bmra-3898	8	4	reasons	reason	NOUN
bmra-3898	8	5	participants	participant	NOUN
bmra-3898	8	6	were	be	AUX
bmra-3898	8	7	confident	confident	ADJ
bmra-3898	8	8	with	with	ADP
bmra-3898	8	9	the	the	DET
bmra-3898	8	10	results	result	NOUN
bmra-3898	8	11	included	include	VERB
bmra-3898	8	12	:	:	PUNCT
bmra-3898	8	13	69	69	NUM
bmra-3898	8	14	%	%	NOUN
bmra-3898	8	15	of	of	ADP
bmra-3898	8	16	the	the	DET
bmra-3898	8	17	participants	participant	NOUN
bmra-3898	8	18	mentioned	mention	VERB
bmra-3898	8	19	people	people	NOUN
bmra-3898	8	20	or	or	CCONJ
bmra-3898	8	21	talent	talent	NOUN
bmra-3898	8	22	;	;	PUNCT
bmra-3898	8	23	61	61	NUM
bmra-3898	8	24	%	%	NOUN
bmra-3898	8	25	mentioned	mention	VERB
bmra-3898	8	26	leveraging	leverage	VERB
bmra-3898	8	27	existing	exist	VERB
bmra-3898	8	28	infrastructure	infrastructure	NOUN
bmra-3898	8	29	;	;	PUNCT
bmra-3898	8	30	30	30	NUM
bmra-3898	8	31	%	%	NOUN
bmra-3898	8	32	mentioned	mention	VERB
bmra-3898	8	33	the	the	DET
bmra-3898	8	34	importance	importance	NOUN
bmra-3898	8	35	of	of	ADP
bmra-3898	8	36	investing	invest	VERB
bmra-3898	8	37	in	in	ADP
bmra-3898	8	38	r&d	r&d	NOUN
bmra-3898	8	39	,	,	PUNCT
bmra-3898	8	40	and	and	CCONJ
bmra-3898	8	41	23	23	NUM
bmra-3898	8	42	%	%	NOUN
bmra-3898	8	43	mentioned	mention	VERB
bmra-3898	8	44	financial	financial	ADJ
bmra-3898	8	45	resources	resource	NOUN
bmra-3898	8	46	and	and	CCONJ
bmra-3898	8	47	collaboration	collaboration	NOUN
bmra-3898	8	48	as	as	ADP
bmra-3898	8	49	critical	critical	ADJ
bmra-3898	8	50	to	to	ADP
bmra-3898	8	51	achieving	achieve	VERB
bmra-3898	8	52	the	the	DET
bmra-3898	8	53	goal	goal	NOUN
bmra-3898	8	54	of	of	ADP
bmra-3898	8	55	blockchain	blockchain	PROPN
bmra-3898	8	56	technological	technological	ADJ
bmra-3898	8	57	innovation	innovation	NOUN
bmra-3898	8	58	in	in	ADP
bmra-3898	8	59	trade	trade	NOUN
bmra-3898	8	60	finance	finance	NOUN
bmra-3898	8	61	.	.	PUNCT
bmra-3898	9	1	keywords	keyword	NOUN
bmra-3898	9	2	:	:	PUNCT
bmra-3898	9	3	blockchain	blockchain	PROPN
bmra-3898	9	4	technology	technology	PROPN
bmra-3898	9	5	,	,	PUNCT
bmra-3898	9	6	letter	letter	NOUN
bmra-3898	9	7	of	of	ADP
bmra-3898	9	8	credit	credit	NOUN
bmra-3898	9	9	,	,	PUNCT
bmra-3898	9	10	trade	trade	NOUN
bmra-3898	9	11	finance	finance	NOUN
bmra-3898	9	12	,	,	PUNCT
bmra-3898	9	13	smart	smart	ADJ
bmra-3898	9	14	contract	contract	NOUN
bmra-3898	9	15	,	,	PUNCT
bmra-3898	9	16	innovation	innovation	NOUN
bmra-3898	9	17	,	,	PUNCT
bmra-3898	9	18	toe	toe	NOUN
bmra-3898	9	19	framework	framework	NOUN
bmra-3898	9	20	,	,	PUNCT
bmra-3898	9	21	modified	modify	VERB
bmra-3898	9	22	delphi	delphi	NOUN
bmra-3898	9	23	technique	technique	NOUN
bmra-3898	9	24	38	38	NUM
bmra-3898	9	25	january	january	NOUN
bmra-3898	9	26	2023	2023	NUM
bmra-3898	9	27	|	|	NOUN
bmra-3898	9	28	volume	volume	NOUN
bmra-3898	9	29	2	2	NUM
bmra-3898	9	30	,	,	PUNCT
bmra-3898	9	31	number	number	NOUN
bmra-3898	9	32	1	1	NUM
bmra-3898	9	33	introduction	introduction	NOUN
bmra-3898	9	34	trade	trade	NOUN
bmra-3898	9	35	finance	finance	NOUN
bmra-3898	9	36	enables	enable	VERB
bmra-3898	9	37	global	global	ADJ
bmra-3898	9	38	trade	trade	NOUN
bmra-3898	9	39	(	(	PUNCT
bmra-3898	9	40	international	international	ADJ
bmra-3898	9	41	finance	finance	NOUN
bmra-3898	9	42	corporation	corporation	NOUN
bmra-3898	9	43	,	,	PUNCT
bmra-3898	9	44	2020	2020	NUM
bmra-3898	9	45	)	)	PUNCT
bmra-3898	9	46	.	.	PUNCT
bmra-3898	10	1	as	as	ADP
bmra-3898	10	2	dependable	dependable	ADJ
bmra-3898	10	3	agents	agent	NOUN
bmra-3898	10	4	,	,	PUNCT
bmra-3898	10	5	banks	bank	NOUN
bmra-3898	10	6	play	play	VERB
bmra-3898	10	7	a	a	DET
bmra-3898	10	8	critical	critical	ADJ
bmra-3898	10	9	role	role	NOUN
bmra-3898	10	10	in	in	ADP
bmra-3898	10	11	facilitating	facilitate	VERB
bmra-3898	10	12	that	that	SCONJ
bmra-3898	10	13	trade	trade	NOUN
bmra-3898	10	14	by	by	ADP
bmra-3898	10	15	arranging	arrange	VERB
bmra-3898	10	16	payments	payment	NOUN
bmra-3898	10	17	,	,	PUNCT
bmra-3898	10	18	financing	financing	NOUN
bmra-3898	10	19	,	,	PUNCT
bmra-3898	10	20	document	document	NOUN
bmra-3898	10	21	processing	processing	NOUN
bmra-3898	10	22	,	,	PUNCT
bmra-3898	10	23	and	and	CCONJ
bmra-3898	10	24	guaranteeing	guarantee	VERB
bmra-3898	10	25	payments	payment	NOUN
bmra-3898	10	26	to	to	PART
bmra-3898	10	27	help	help	VERB
bmra-3898	10	28	reduce	reduce	VERB
bmra-3898	10	29	the	the	DET
bmra-3898	10	30	risk	risk	NOUN
bmra-3898	10	31	of	of	ADP
bmra-3898	10	32	either	either	DET
bmra-3898	10	33	party	party	NOUN
bmra-3898	10	34	not	not	PART
bmra-3898	10	35	fulfilling	fulfil	VERB
bmra-3898	10	36	their	their	PRON
bmra-3898	10	37	obligations	obligation	NOUN
bmra-3898	10	38	(	(	PUNCT
bmra-3898	10	39	bank	bank	NOUN
bmra-3898	10	40	for	for	ADP
bmra-3898	10	41	international	international	ADJ
bmra-3898	10	42	settlements	settlement	NOUN
bmra-3898	10	43	,	,	PUNCT
bmra-3898	10	44	2014	2014	NUM
bmra-3898	10	45	;	;	PUNCT
bmra-3898	10	46	niepmann	niepmann	PROPN
bmra-3898	10	47	&	&	CCONJ
bmra-3898	10	48	schmidt	schmidt	PROPN
bmra-3898	10	49	-	-	PUNCT
bmra-3898	10	50	eisenlohr	eisenlohr	NOUN
bmra-3898	10	51	,	,	PUNCT
bmra-3898	10	52	2014b	2014b	NUM
bmra-3898	10	53	)	)	PUNCT
bmra-3898	10	54	.	.	PUNCT
bmra-3898	11	1	letters	letter	NOUN
bmra-3898	11	2	of	of	ADP
bmra-3898	11	3	credit	credit	NOUN
bmra-3898	11	4	and	and	CCONJ
bmra-3898	11	5	documentary	documentary	NOUN
bmra-3898	11	6	collections	collection	NOUN
bmra-3898	11	7	are	be	AUX
bmra-3898	11	8	two	two	NUM
bmra-3898	11	9	of	of	ADP
bmra-3898	11	10	the	the	DET
bmra-3898	11	11	most	most	ADV
bmra-3898	11	12	common	common	ADJ
bmra-3898	11	13	trade	trade	NOUN
bmra-3898	11	14	finance	finance	NOUN
bmra-3898	11	15	products	product	NOUN
bmra-3898	11	16	to	to	PART
bmra-3898	11	17	help	help	VERB
bmra-3898	11	18	mitigate	mitigate	VERB
bmra-3898	11	19	the	the	DET
bmra-3898	11	20	risk	risk	NOUN
bmra-3898	11	21	(	(	PUNCT
bmra-3898	11	22	niepmann	niepmann	NOUN
bmra-3898	11	23	and	and	CCONJ
bmra-3898	11	24	schmidt	schmidt	NOUN
bmra-3898	11	25	-	-	PUNCT
bmra-3898	11	26	eisenlohr	eisenlohr	NOUN
bmra-3898	11	27	,	,	PUNCT
bmra-3898	11	28	2014a	2014a	NUM
bmra-3898	11	29	)	)	PUNCT
bmra-3898	11	30	,	,	PUNCT
bmra-3898	11	31	and	and	CCONJ
bmra-3898	11	32	this	this	DET
bmra-3898	11	33	project	project	NOUN
bmra-3898	11	34	focuses	focus	VERB
bmra-3898	11	35	on	on	ADP
bmra-3898	11	36	blockchain	blockchain	PROPN
bmra-3898	11	37	technology	technology	PROPN
bmra-3898	11	38	as	as	ADP
bmra-3898	11	39	an	an	DET
bmra-3898	11	40	alternative	alternative	NOUN
bmra-3898	11	41	to	to	ADP
bmra-3898	11	42	letters	letter	NOUN
bmra-3898	11	43	of	of	ADP
bmra-3898	11	44	credit	credit	NOUN
bmra-3898	11	45	.	.	PUNCT
bmra-3898	12	1	a	a	DET
bmra-3898	12	2	letter	letter	NOUN
bmra-3898	12	3	of	of	ADP
bmra-3898	12	4	credit	credit	NOUN
bmra-3898	12	5	guarantees	guarantee	VERB
bmra-3898	12	6	the	the	DET
bmra-3898	12	7	exporter	exporter	NOUN
bmra-3898	12	8	payment	payment	NOUN
bmra-3898	12	9	once	once	SCONJ
bmra-3898	12	10	the	the	DET
bmra-3898	12	11	importer	importer	NOUN
bmra-3898	12	12	receives	receive	VERB
bmra-3898	12	13	proof	proof	NOUN
bmra-3898	12	14	of	of	ADP
bmra-3898	12	15	shipment	shipment	NOUN
bmra-3898	12	16	,	,	PUNCT
bmra-3898	12	17	and	and	CCONJ
bmra-3898	12	18	the	the	DET
bmra-3898	12	19	banks	bank	NOUN
bmra-3898	12	20	of	of	ADP
bmra-3898	12	21	both	both	DET
bmra-3898	12	22	parties	party	NOUN
bmra-3898	12	23	act	act	VERB
bmra-3898	12	24	as	as	ADP
bmra-3898	12	25	intermediaries	intermediary	NOUN
bmra-3898	12	26	and	and	CCONJ
bmra-3898	12	27	guarantors	guarantor	NOUN
bmra-3898	12	28	in	in	ADP
bmra-3898	12	29	the	the	DET
bmra-3898	12	30	trade	trade	NOUN
bmra-3898	12	31	process	process	NOUN
bmra-3898	12	32	(	(	PUNCT
bmra-3898	12	33	niepmann	niepmann	PROPN
bmra-3898	12	34	&	&	CCONJ
bmra-3898	12	35	schmidt	schmidt	PROPN
bmra-3898	12	36	-	-	PUNCT
bmra-3898	12	37	eisenlohr	eisenlohr	NOUN
bmra-3898	12	38	,	,	PUNCT
bmra-3898	12	39	2014a	2014a	NUM
bmra-3898	12	40	)	)	PUNCT
bmra-3898	12	41	.	.	PUNCT
bmra-3898	13	1	although	although	SCONJ
bmra-3898	13	2	letters	letter	NOUN
bmra-3898	13	3	of	of	ADP
bmra-3898	13	4	credit	credit	NOUN
bmra-3898	13	5	help	help	NOUN
bmra-3898	13	6	minimize	minimize	VERB
bmra-3898	13	7	risk	risk	NOUN
bmra-3898	13	8	,	,	PUNCT
bmra-3898	13	9	they	they	PRON
bmra-3898	13	10	have	have	VERB
bmra-3898	13	11	several	several	ADJ
bmra-3898	13	12	disadvantages	disadvantage	NOUN
bmra-3898	13	13	,	,	PUNCT
bmra-3898	13	14	including	include	VERB
bmra-3898	13	15	extensive	extensive	ADJ
bmra-3898	13	16	paperwork	paperwork	NOUN
bmra-3898	13	17	that	that	PRON
bmra-3898	13	18	is	be	AUX
bmra-3898	13	19	slow	slow	ADJ
bmra-3898	13	20	to	to	PART
bmra-3898	13	21	process	process	VERB
bmra-3898	13	22	,	,	PUNCT
bmra-3898	13	23	expensive	expensive	ADJ
bmra-3898	13	24	,	,	PUNCT
bmra-3898	13	25	complicated	complicated	ADJ
bmra-3898	13	26	,	,	PUNCT
bmra-3898	13	27	and	and	CCONJ
bmra-3898	13	28	susceptible	susceptible	ADJ
bmra-3898	13	29	to	to	ADP
bmra-3898	13	30	forgery	forgery	NOUN
bmra-3898	13	31	and	and	CCONJ
bmra-3898	13	32	cyberattacks	cyberattack	NOUN
bmra-3898	13	33	(	(	PUNCT
bmra-3898	13	34	chang	chang	PROPN
bmra-3898	13	35	et	et	PROPN
bmra-3898	13	36	al	al	PROPN
bmra-3898	13	37	.	.	PROPN
bmra-3898	13	38	,	,	PUNCT
bmra-3898	13	39	2020	2020	NUM
bmra-3898	13	40	)	)	PUNCT
bmra-3898	13	41	.	.	PUNCT
bmra-3898	14	1	background	background	NOUN
bmra-3898	14	2	financial	financial	ADJ
bmra-3898	14	3	technology	technology	NOUN
bmra-3898	14	4	firms	firm	NOUN
bmra-3898	14	5	(	(	PUNCT
bmra-3898	14	6	fintechs	fintech	NOUN
bmra-3898	14	7	)	)	PUNCT
bmra-3898	14	8	are	be	AUX
bmra-3898	14	9	leading	lead	VERB
bmra-3898	14	10	banks	bank	NOUN
bmra-3898	14	11	in	in	ADP
bmra-3898	14	12	innovation	innovation	NOUN
bmra-3898	14	13	and	and	CCONJ
bmra-3898	14	14	siphoning	siphon	VERB
bmra-3898	14	15	their	their	PRON
bmra-3898	14	16	potential	potential	ADJ
bmra-3898	14	17	revenue	revenue	NOUN
bmra-3898	14	18	(	(	PUNCT
bmra-3898	14	19	bedford	bedford	PROPN
bmra-3898	14	20	&	&	CCONJ
bmra-3898	14	21	gilder	gilder	PROPN
bmra-3898	14	22	,	,	PUNCT
bmra-3898	14	23	2020	2020	NUM
bmra-3898	14	24	;	;	PUNCT
bmra-3898	14	25	global	global	ADJ
bmra-3898	14	26	fintech	fintech	NOUN
bmra-3898	14	27	report	report	NOUN
bmra-3898	14	28	,	,	PUNCT
bmra-3898	14	29	2019	2019	NUM
bmra-3898	14	30	)	)	PUNCT
bmra-3898	14	31	.	.	PUNCT
bmra-3898	15	1	fintechs	fintech	NOUN
bmra-3898	15	2	are	be	AUX
bmra-3898	15	3	active	active	ADJ
bmra-3898	15	4	in	in	ADP
bmra-3898	15	5	banking	banking	NOUN
bmra-3898	15	6	,	,	PUNCT
bmra-3898	15	7	capital	capital	NOUN
bmra-3898	15	8	markets	market	NOUN
bmra-3898	15	9	,	,	PUNCT
bmra-3898	15	10	investment	investment	NOUN
bmra-3898	15	11	management	management	NOUN
bmra-3898	15	12	,	,	PUNCT
bmra-3898	15	13	insurance	insurance	NOUN
bmra-3898	15	14	,	,	PUNCT
bmra-3898	15	15	and	and	CCONJ
bmra-3898	15	16	real	real	ADJ
bmra-3898	15	17	estate	estate	NOUN
bmra-3898	15	18	and	and	CCONJ
bmra-3898	15	19	leverage	leverage	NOUN
bmra-3898	15	20	innovative	innovative	ADJ
bmra-3898	15	21	technology	technology	NOUN
bmra-3898	15	22	like	like	ADP
bmra-3898	15	23	blockchain	blockchain	PROPN
bmra-3898	15	24	(	(	PUNCT
bmra-3898	15	25	eckenrode	eckenrode	PROPN
bmra-3898	15	26	&	&	CCONJ
bmra-3898	15	27	friedman	friedman	PROPN
bmra-3898	15	28	,	,	PUNCT
bmra-3898	15	29	2017	2017	NUM
bmra-3898	15	30	)	)	PUNCT
bmra-3898	15	31	.	.	PUNCT
bmra-3898	16	1	by	by	ADP
bmra-3898	16	2	contrast	contrast	NOUN
bmra-3898	16	3	,	,	PUNCT
bmra-3898	16	4	banks	bank	NOUN
bmra-3898	16	5	’	'	PUNCT
bmra-3898	16	6	“	"	PUNCT
bmra-3898	16	7	innovations	innovation	NOUN
bmra-3898	16	8	”	"	PUNCT
bmra-3898	16	9	are	be	AUX
bmra-3898	16	10	mainly	mainly	ADV
bmra-3898	16	11	upgrades	upgrade	NOUN
bmra-3898	16	12	of	of	ADP
bmra-3898	16	13	existing	exist	VERB
bmra-3898	16	14	products	product	NOUN
bmra-3898	16	15	—	—	PUNCT
bmra-3898	16	16	hardly	hardly	ADV
bmra-3898	16	17	innovations	innovation	NOUN
bmra-3898	16	18	compared	compare	VERB
bmra-3898	16	19	to	to	ADP
bmra-3898	16	20	the	the	DET
bmra-3898	16	21	more	more	ADV
bmra-3898	16	22	profound	profound	ADJ
bmra-3898	16	23	,	,	PUNCT
bmra-3898	16	24	revolutionary	revolutionary	ADJ
bmra-3898	16	25	,	,	PUNCT
bmra-3898	16	26	and	and	CCONJ
bmra-3898	16	27	disruptive	disruptive	ADJ
bmra-3898	16	28	innovations	innovation	NOUN
bmra-3898	16	29	of	of	ADP
bmra-3898	16	30	fintech	fintech	NOUN
bmra-3898	16	31	start	start	NOUN
bmra-3898	16	32	-	-	PUNCT
bmra-3898	16	33	ups	up	NOUN
bmra-3898	16	34	(	(	PUNCT
bmra-3898	16	35	das	das	PROPN
bmra-3898	16	36	et	et	PROPN
bmra-3898	16	37	al	al	PROPN
bmra-3898	16	38	.	.	PROPN
bmra-3898	16	39	,	,	PUNCT
bmra-3898	16	40	2018	2018	NUM
bmra-3898	16	41	;	;	PUNCT
bmra-3898	16	42	schindler	schindler	NOUN
bmra-3898	16	43	,	,	PUNCT
bmra-3898	16	44	2017	2017	NUM
bmra-3898	16	45	)	)	PUNCT
bmra-3898	16	46	.	.	PUNCT
bmra-3898	17	1	blockchain	blockchain	PROPN
bmra-3898	17	2	technology	technology	PROPN
bmra-3898	17	3	nakamoto	nakamoto	PROPN
bmra-3898	17	4	(	(	PUNCT
bmra-3898	17	5	2008	2008	NUM
bmra-3898	17	6	)	)	PUNCT
bmra-3898	17	7	demonstrated	demonstrate	VERB
bmra-3898	17	8	that	that	SCONJ
bmra-3898	17	9	banks	bank	NOUN
bmra-3898	17	10	lose	lose	VERB
bmra-3898	17	11	their	their	PRON
bmra-3898	17	12	intermediary	intermediary	ADJ
bmra-3898	17	13	role	role	NOUN
bmra-3898	17	14	with	with	ADP
bmra-3898	17	15	blockchain	blockchain	PROPN
bmra-3898	17	16	technology	technology	PROPN
bmra-3898	17	17	.	.	PUNCT
bmra-3898	18	1	trading	trading	NOUN
bmra-3898	18	2	parties	party	NOUN
bmra-3898	18	3	can	can	AUX
bmra-3898	18	4	transact	transact	VERB
bmra-3898	18	5	directly	directly	ADV
bmra-3898	18	6	without	without	ADP
bmra-3898	18	7	involving	involve	VERB
bmra-3898	18	8	a	a	DET
bmra-3898	18	9	third	third	ADJ
bmra-3898	18	10	party	party	NOUN
bmra-3898	18	11	based	base	VERB
bmra-3898	18	12	on	on	ADP
bmra-3898	18	13	the	the	DET
bmra-3898	18	14	integrity	integrity	NOUN
bmra-3898	18	15	of	of	ADP
bmra-3898	18	16	cryptography	cryptography	NOUN
bmra-3898	18	17	(	(	PUNCT
bmra-3898	18	18	nakamoto	nakamoto	NOUN
bmra-3898	18	19	,	,	PUNCT
bmra-3898	18	20	2008	2008	NUM
bmra-3898	18	21	)	)	PUNCT
bmra-3898	18	22	.	.	PUNCT
bmra-3898	19	1	though	though	SCONJ
bmra-3898	19	2	blockchain	blockchain	PROPN
bmra-3898	19	3	technology	technology	PROPN
bmra-3898	19	4	has	have	AUX
bmra-3898	19	5	been	be	AUX
bmra-3898	19	6	in	in	ADP
bmra-3898	19	7	use	use	NOUN
bmra-3898	19	8	for	for	ADP
bmra-3898	19	9	over	over	ADP
bmra-3898	19	10	ten	ten	NUM
bmra-3898	19	11	years	year	NOUN
bmra-3898	19	12	since	since	SCONJ
bmra-3898	19	13	nakamoto	nakamoto	NOUN
bmra-3898	19	14	envisioned	envision	VERB
bmra-3898	19	15	bitcoin	bitcoin	NOUN
bmra-3898	19	16	in	in	ADP
bmra-3898	19	17	2008	2008	NUM
bmra-3898	19	18	,	,	PUNCT
bmra-3898	19	19	its	its	PRON
bmra-3898	19	20	use	use	NOUN
bmra-3898	19	21	,	,	PUNCT
bmra-3898	19	22	particularly	particularly	ADV
bmra-3898	19	23	in	in	ADP
bmra-3898	19	24	the	the	DET
bmra-3898	19	25	finance	finance	NOUN
bmra-3898	19	26	industry	industry	NOUN
bmra-3898	19	27	,	,	PUNCT
bmra-3898	19	28	has	have	AUX
bmra-3898	19	29	been	be	AUX
bmra-3898	19	30	limited	limit	VERB
bmra-3898	19	31	.	.	PUNCT
bmra-3898	20	1	halaburda	halaburda	NOUN
bmra-3898	20	2	and	and	CCONJ
bmra-3898	20	3	müeller	müeller	NOUN
bmra-3898	20	4	-	-	PUNCT
bmra-3898	20	5	bloch	bloch	NOUN
bmra-3898	20	6	(	(	PUNCT
bmra-3898	20	7	2019	2019	NUM
bmra-3898	20	8	)	)	PUNCT
bmra-3898	20	9	conducted	conduct	VERB
bmra-3898	20	10	a	a	DET
bmra-3898	20	11	case	case	NOUN
bmra-3898	20	12	study	study	NOUN
bmra-3898	20	13	of	of	ADP
bmra-3898	20	14	bitcoin	bitcoin	NOUN
bmra-3898	20	15	to	to	PART
bmra-3898	20	16	determine	determine	VERB
bmra-3898	20	17	whether	whether	SCONJ
bmra-3898	20	18	blockchain	blockchain	PROPN
bmra-3898	20	19	could	could	AUX
bmra-3898	20	20	deliver	deliver	VERB
bmra-3898	20	21	on	on	ADP
bmra-3898	20	22	the	the	DET
bmra-3898	20	23	promise	promise	NOUN
bmra-3898	20	24	of	of	ADP
bmra-3898	20	25	decentralization	decentralization	NOUN
bmra-3898	20	26	and	and	CCONJ
bmra-3898	20	27	found	find	VERB
bmra-3898	20	28	that	that	SCONJ
bmra-3898	20	29	the	the	DET
bmra-3898	20	30	governance	governance	NOUN
bmra-3898	20	31	of	of	ADP
bmra-3898	20	32	design	design	NOUN
bmra-3898	20	33	and	and	CCONJ
bmra-3898	20	34	updates	update	NOUN
bmra-3898	20	35	is	be	AUX
bmra-3898	20	36	centralized	centralize	VERB
bmra-3898	20	37	;	;	PUNCT
bmra-3898	20	38	however	however	ADV
bmra-3898	20	39	,	,	PUNCT
bmra-3898	20	40	the	the	DET
bmra-3898	20	41	governance	governance	NOUN
bmra-3898	20	42	of	of	ADP
bmra-3898	20	43	transactions	transaction	NOUN
bmra-3898	20	44	and	and	CCONJ
bmra-3898	20	45	consensus	consensus	NOUN
bmra-3898	20	46	contains	contain	VERB
bmra-3898	20	47	elements	element	NOUN
bmra-3898	20	48	of	of	ADP
bmra-3898	20	49	centralization	centralization	NOUN
bmra-3898	20	50	and	and	CCONJ
bmra-3898	20	51	decentralization	decentralization	NOUN
bmra-3898	20	52	.	.	PUNCT
bmra-3898	21	1	according	accord	VERB
bmra-3898	21	2	to	to	ADP
bmra-3898	21	3	sherman	sherman	PROPN
bmra-3898	21	4	et	et	PROPN
bmra-3898	21	5	al	al	PROPN
bmra-3898	21	6	.	.	PROPN
bmra-3898	22	1	(	(	PUNCT
bmra-3898	22	2	2019	2019	NUM
bmra-3898	22	3	)	)	PUNCT
bmra-3898	22	4	,	,	PUNCT
bmra-3898	22	5	90	90	NUM
bmra-3898	22	6	%	%	NOUN
bmra-3898	22	7	of	of	ADP
bmra-3898	22	8	transactions	transaction	NOUN
bmra-3898	22	9	go	go	VERB
bmra-3898	22	10	through	through	ADP
bmra-3898	22	11	only	only	ADV
bmra-3898	22	12	20	20	NUM
bmra-3898	22	13	mining	mining	NOUN
bmra-3898	22	14	pools	pool	NOUN
bmra-3898	22	15	,	,	PUNCT
bmra-3898	22	16	a	a	DET
bmra-3898	22	17	typical	typical	ADJ
bmra-3898	22	18	example	example	NOUN
bmra-3898	22	19	of	of	ADP
bmra-3898	22	20	centralization	centralization	NOUN
bmra-3898	22	21	in	in	ADP
bmra-3898	22	22	permissionless	permissionless	NOUN
bmra-3898	22	23	blockchains	blockchain	NOUN
bmra-3898	22	24	.	.	PUNCT
bmra-3898	23	1	ethereum	ethereum	NOUN
bmra-3898	23	2	,	,	PUNCT
bmra-3898	23	3	launched	launch	VERB
bmra-3898	23	4	in	in	ADP
bmra-3898	23	5	2015	2015	NUM
bmra-3898	23	6	,	,	PUNCT
bmra-3898	23	7	was	be	AUX
bmra-3898	23	8	the	the	DET
bmra-3898	23	9	first	first	ADJ
bmra-3898	23	10	blockchain	blockchain	PROPN
bmra-3898	23	11	platform	platform	NOUN
bmra-3898	23	12	with	with	ADP
bmra-3898	23	13	smart	smart	ADJ
bmra-3898	23	14	contract	contract	NOUN
bmra-3898	23	15	scripting	scripting	NOUN
bmra-3898	23	16	capabilities	capability	NOUN
bmra-3898	23	17	(	(	PUNCT
bmra-3898	23	18	herweijer	herweijer	NOUN
bmra-3898	23	19	et	et	PROPN
bmra-3898	23	20	al	al	PROPN
bmra-3898	23	21	.	.	PROPN
bmra-3898	23	22	,	,	PUNCT
bmra-3898	23	23	2018	2018	NUM
bmra-3898	23	24	)	)	PUNCT
bmra-3898	23	25	.	.	PUNCT
bmra-3898	24	1	according	accord	VERB
bmra-3898	24	2	to	to	ADP
bmra-3898	24	3	hileman	hileman	NOUN
bmra-3898	24	4	and	and	CCONJ
bmra-3898	24	5	rauchs	rauch	NOUN
bmra-3898	24	6	(	(	PUNCT
bmra-3898	24	7	2017	2017	NUM
bmra-3898	24	8	)	)	PUNCT
bmra-3898	24	9	,	,	PUNCT
bmra-3898	24	10	ethereum	ethereum	NOUN
bmra-3898	24	11	opened	open	VERB
bmra-3898	24	12	doors	door	NOUN
bmra-3898	24	13	for	for	ADP
bmra-3898	24	14	other	other	ADJ
bmra-3898	24	15	blockchain	blockchain	PROPN
bmra-3898	24	16	applications	application	NOUN
bmra-3898	24	17	and	and	CCONJ
bmra-3898	24	18	possibilities	possibility	NOUN
bmra-3898	24	19	.	.	PUNCT
bmra-3898	25	1	corda	corda	PROPN
bmra-3898	25	2	and	and	CCONJ
bmra-3898	25	3	hyperledger	hyperledger	NOUN
bmra-3898	25	4	fabric	fabric	NOUN
bmra-3898	25	5	are	be	AUX
bmra-3898	25	6	permissioned	permissione	VERB
bmra-3898	25	7	blockchains	blockchain	NOUN
bmra-3898	25	8	with	with	ADP
bmra-3898	25	9	smart	smart	ADJ
bmra-3898	25	10	contract	contract	NOUN
bmra-3898	25	11	capabilities	capability	NOUN
bmra-3898	25	12	(	(	PUNCT
bmra-3898	25	13	sherman	sherman	NOUN
bmra-3898	25	14	et	et	PROPN
bmra-3898	25	15	al	al	PROPN
bmra-3898	25	16	.	.	PROPN
bmra-3898	25	17	,	,	PUNCT
bmra-3898	25	18	2019	2019	NUM
bmra-3898	25	19	)	)	PUNCT
bmra-3898	25	20	.	.	PUNCT
bmra-3898	26	1	popular	popular	PROPN
bmra-3898	26	2	blockchain	blockchain	PROPN
bmra-3898	26	3	technology	technology	PROPN
bmra-3898	26	4	trade	trade	NOUN
bmra-3898	26	5	finance	finance	NOUN
bmra-3898	26	6	platforms	platform	NOUN
bmra-3898	26	7	include	include	VERB
bmra-3898	26	8	corda	corda	PROPN
bmra-3898	26	9	,	,	PUNCT
bmra-3898	26	10	hyperledger	hyperledger	NOUN
bmra-3898	26	11	fabric	fabric	NOUN
bmra-3898	26	12	,	,	PUNCT
bmra-3898	26	13	ethereum	ethereum	NOUN
bmra-3898	26	14	,	,	PUNCT
bmra-3898	26	15	and	and	CCONJ
bmra-3898	26	16	quorum	quorum	NOUN
bmra-3898	26	17	.	.	PUNCT
bmra-3898	27	1	some	some	DET
bmra-3898	27	2	new	new	ADJ
bmra-3898	27	3	platforms	platform	NOUN
bmra-3898	27	4	reflect	reflect	VERB
bmra-3898	27	5	genuine	genuine	ADJ
bmra-3898	27	6	innovation	innovation	NOUN
bmra-3898	27	7	and	and	CCONJ
bmra-3898	27	8	address	address	NOUN
bmra-3898	27	9	issues	issue	NOUN
bmra-3898	27	10	raised	raise	VERB
bmra-3898	27	11	with	with	ADP
bmra-3898	27	12	existing	exist	VERB
bmra-3898	27	13	platforms	platform	NOUN
bmra-3898	27	14	(	(	PUNCT
bmra-3898	27	15	hileman	hileman	PROPN
bmra-3898	27	16	&	&	CCONJ
bmra-3898	27	17	rauchs	rauchs	PROPN
bmra-3898	27	18	,	,	PUNCT
bmra-3898	27	19	2017	2017	NUM
bmra-3898	27	20	)	)	PUNCT
bmra-3898	27	21	.	.	PUNCT
bmra-3898	28	1	39	39	NUM
bmra-3898	28	2	business	business	NOUN
bmra-3898	28	3	management	management	NOUN
bmra-3898	28	4	research	research	NOUN
bmra-3898	28	5	&	&	CCONJ
bmra-3898	28	6	applications	application	NOUN
bmra-3898	28	7	:	:	PUNCT
bmra-3898	28	8	a	a	DET
bmra-3898	28	9	cross	cross	ADJ
bmra-3898	28	10	-	-	ADJ
bmra-3898	28	11	disciplinary	disciplinary	ADJ
bmra-3898	28	12	journal	journal	NOUN
bmra-3898	28	13	according	accord	VERB
bmra-3898	28	14	to	to	ADP
bmra-3898	28	15	hileman	hileman	NOUN
bmra-3898	28	16	and	and	CCONJ
bmra-3898	28	17	rauchs	rauch	NOUN
bmra-3898	28	18	(	(	PUNCT
bmra-3898	28	19	2017	2017	NUM
bmra-3898	28	20	)	)	PUNCT
bmra-3898	28	21	,	,	PUNCT
bmra-3898	28	22	19	19	NUM
bmra-3898	28	23	%	%	NOUN
bmra-3898	28	24	of	of	ADP
bmra-3898	28	25	cryptocurrency	cryptocurrency	NOUN
bmra-3898	28	26	payments	payment	NOUN
bmra-3898	28	27	supported	support	VERB
bmra-3898	28	28	international	international	ADJ
bmra-3898	28	29	trade	trade	NOUN
bmra-3898	28	30	.	.	PUNCT
bmra-3898	29	1	practitioners	practitioner	NOUN
bmra-3898	29	2	have	have	AUX
bmra-3898	29	3	identified	identify	VERB
bmra-3898	29	4	different	different	ADJ
bmra-3898	29	5	blockchain	blockchain	PROPN
bmra-3898	29	6	technology	technology	NOUN
bmra-3898	29	7	applications	application	NOUN
bmra-3898	29	8	,	,	PUNCT
bmra-3898	29	9	including	include	VERB
bmra-3898	29	10	trade	trade	NOUN
bmra-3898	29	11	finance	finance	NOUN
bmra-3898	29	12	,	,	PUNCT
bmra-3898	29	13	but	but	CCONJ
bmra-3898	29	14	implementing	implement	VERB
bmra-3898	29	15	this	this	DET
bmra-3898	29	16	technology	technology	NOUN
bmra-3898	29	17	at	at	ADP
bmra-3898	29	18	the	the	DET
bmra-3898	29	19	industry	industry	NOUN
bmra-3898	29	20	level	level	NOUN
bmra-3898	29	21	beyond	beyond	ADP
bmra-3898	29	22	cryptocurrency	cryptocurrency	NOUN
bmra-3898	29	23	is	be	AUX
bmra-3898	29	24	limited	limit	VERB
bmra-3898	29	25	(	(	PUNCT
bmra-3898	29	26	casino	casino	NOUN
bmra-3898	29	27	et	et	PROPN
bmra-3898	29	28	al	al	PROPN
bmra-3898	29	29	.	.	PROPN
bmra-3898	29	30	,	,	PUNCT
bmra-3898	29	31	2019	2019	NUM
bmra-3898	29	32	)	)	PUNCT
bmra-3898	29	33	.	.	PUNCT
bmra-3898	30	1	some	some	DET
bmra-3898	30	2	banks	bank	NOUN
bmra-3898	30	3	like	like	ADP
bmra-3898	30	4	jp	jp	PROPN
bmra-3898	30	5	morgan	morgan	PROPN
bmra-3898	30	6	chase	chase	PROPN
bmra-3898	30	7	with	with	ADP
bmra-3898	30	8	its	its	PRON
bmra-3898	30	9	jpm	jpm	PROPN
bmra-3898	30	10	coin	coin	NOUN
bmra-3898	30	11	(	(	PUNCT
bmra-3898	30	12	jpmorgan	jpmorgan	PROPN
bmra-3898	30	13	chase	chase	PROPN
bmra-3898	30	14	,	,	PUNCT
bmra-3898	30	15	2022	2022	NUM
bmra-3898	30	16	)	)	PUNCT
bmra-3898	30	17	and	and	CCONJ
bmra-3898	30	18	other	other	ADJ
bmra-3898	30	19	parties	party	NOUN
bmra-3898	30	20	like	like	ADP
bmra-3898	30	21	ibm	ibm	PROPN
bmra-3898	30	22	have	have	AUX
bmra-3898	30	23	started	start	VERB
bmra-3898	30	24	some	some	DET
bmra-3898	30	25	form	form	NOUN
bmra-3898	30	26	of	of	ADP
bmra-3898	30	27	blockchain	blockchain	PROPN
bmra-3898	30	28	technology	technology	PROPN
bmra-3898	30	29	in	in	ADP
bmra-3898	30	30	trade	trade	NOUN
bmra-3898	30	31	finance	finance	NOUN
bmra-3898	30	32	on	on	ADP
bmra-3898	30	33	a	a	DET
bmra-3898	30	34	small	small	ADJ
bmra-3898	30	35	scale	scale	NOUN
bmra-3898	30	36	.	.	PUNCT
bmra-3898	31	1	blockchain	blockchain	PROPN
bmra-3898	31	2	is	be	AUX
bmra-3898	31	3	predicted	predict	VERB
bmra-3898	31	4	to	to	PART
bmra-3898	31	5	account	account	VERB
bmra-3898	31	6	for	for	ADP
bmra-3898	31	7	10	10	NUM
bmra-3898	31	8	%	%	NOUN
bmra-3898	31	9	of	of	ADP
bmra-3898	31	10	the	the	DET
bmra-3898	31	11	global	global	ADJ
bmra-3898	31	12	gdp	gdp	NOUN
bmra-3898	31	13	by	by	ADP
bmra-3898	31	14	2025	2025	NUM
bmra-3898	31	15	(	(	PUNCT
bmra-3898	31	16	herweijer	herweijer	PROPN
bmra-3898	31	17	et	et	PROPN
bmra-3898	31	18	al	al	PROPN
bmra-3898	31	19	.	.	PROPN
bmra-3898	31	20	,	,	PUNCT
bmra-3898	31	21	2018	2018	NUM
bmra-3898	31	22	)	)	PUNCT
bmra-3898	31	23	.	.	PUNCT
bmra-3898	32	1	unless	unless	SCONJ
bmra-3898	32	2	practitioners	practitioner	NOUN
bmra-3898	32	3	in	in	ADP
bmra-3898	32	4	banks	bank	NOUN
bmra-3898	32	5	are	be	AUX
bmra-3898	32	6	proactive	proactive	ADJ
bmra-3898	32	7	in	in	ADP
bmra-3898	32	8	launching	launch	VERB
bmra-3898	32	9	new	new	ADJ
bmra-3898	32	10	products	product	NOUN
bmra-3898	32	11	,	,	PUNCT
bmra-3898	32	12	these	these	DET
bmra-3898	32	13	cornerstone	cornerstone	NOUN
bmra-3898	32	14	institutions	institution	NOUN
bmra-3898	32	15	of	of	ADP
bmra-3898	32	16	the	the	DET
bmra-3898	32	17	modern	modern	ADJ
bmra-3898	32	18	economy	economy	NOUN
bmra-3898	32	19	could	could	AUX
bmra-3898	32	20	lose	lose	VERB
bmra-3898	32	21	their	their	PRON
bmra-3898	32	22	finance	finance	NOUN
bmra-3898	32	23	industry	industry	NOUN
bmra-3898	32	24	position	position	NOUN
bmra-3898	32	25	.	.	PUNCT
bmra-3898	33	1	indeed	indeed	ADV
bmra-3898	33	2	,	,	PUNCT
bmra-3898	33	3	the	the	DET
bmra-3898	33	4	oecd	oecd	PROPN
bmra-3898	33	5	(	(	PUNCT
bmra-3898	33	6	2020	2020	NUM
bmra-3898	33	7	)	)	PUNCT
bmra-3898	33	8	predicts	predict	VERB
bmra-3898	33	9	a	a	DET
bmra-3898	33	10	wave	wave	NOUN
bmra-3898	33	11	of	of	ADP
bmra-3898	33	12	disruption	disruption	NOUN
bmra-3898	33	13	in	in	ADP
bmra-3898	33	14	the	the	DET
bmra-3898	33	15	finance	finance	NOUN
bmra-3898	33	16	industry	industry	NOUN
bmra-3898	33	17	.	.	PUNCT
bmra-3898	34	1	more	more	ADJ
bmra-3898	34	2	fintechs	fintech	NOUN
bmra-3898	34	3	are	be	AUX
bmra-3898	34	4	expected	expect	VERB
bmra-3898	34	5	to	to	PART
bmra-3898	34	6	enter	enter	VERB
bmra-3898	34	7	the	the	DET
bmra-3898	34	8	market	market	NOUN
bmra-3898	34	9	,	,	PUNCT
bmra-3898	34	10	with	with	SCONJ
bmra-3898	34	11	hubs	hub	NOUN
bmra-3898	34	12	in	in	ADP
bmra-3898	34	13	australia	australia	PROPN
bmra-3898	34	14	,	,	PUNCT
bmra-3898	34	15	switzerland	switzerland	PROPN
bmra-3898	34	16	,	,	PUNCT
bmra-3898	34	17	and	and	CCONJ
bmra-3898	34	18	china	china	PROPN
bmra-3898	34	19	(	(	PUNCT
bmra-3898	34	20	shine	shine	NOUN
bmra-3898	34	21	group	group	NOUN
bmra-3898	34	22	,	,	PUNCT
bmra-3898	34	23	2018	2018	NUM
bmra-3898	34	24	)	)	PUNCT
bmra-3898	34	25	,	,	PUNCT
bmra-3898	34	26	and	and	CCONJ
bmra-3898	34	27	technology	technology	NOUN
bmra-3898	34	28	-	-	PUNCT
bmra-3898	34	29	driven	drive	VERB
bmra-3898	34	30	models	model	NOUN
bmra-3898	34	31	may	may	AUX
bmra-3898	34	32	soon	soon	ADV
bmra-3898	34	33	replace	replace	VERB
bmra-3898	34	34	the	the	DET
bmra-3898	34	35	finance	finance	NOUN
bmra-3898	34	36	industry	industry	NOUN
bmra-3898	34	37	’s	’s	PART
bmra-3898	34	38	current	current	ADJ
bmra-3898	34	39	business	business	NOUN
bmra-3898	34	40	models	model	NOUN
bmra-3898	34	41	(	(	PUNCT
bmra-3898	34	42	chen	chen	PROPN
bmra-3898	34	43	,	,	PUNCT
bmra-3898	34	44	2018	2018	NUM
bmra-3898	34	45	)	)	PUNCT
bmra-3898	34	46	.	.	PUNCT
bmra-3898	35	1	business	business	NOUN
bmra-3898	35	2	problem	problem	NOUN
bmra-3898	35	3	and	and	CCONJ
bmra-3898	35	4	gap	gap	NOUN
bmra-3898	35	5	in	in	ADP
bmra-3898	35	6	practice	practice	NOUN
bmra-3898	35	7	the	the	DET
bmra-3898	35	8	financial	financial	ADJ
bmra-3898	35	9	services	service	NOUN
bmra-3898	35	10	market	market	NOUN
bmra-3898	35	11	was	be	AUX
bmra-3898	35	12	a	a	DET
bmra-3898	35	13	us$22	us$22	NOUN
bmra-3898	35	14	trillion	trillion	NUM
bmra-3898	35	15	industry	industry	NOUN
bmra-3898	35	16	in	in	ADP
bmra-3898	35	17	2020	2020	NUM
bmra-3898	35	18	(	(	PUNCT
bmra-3898	35	19	the	the	DET
bmra-3898	35	20	business	business	NOUN
bmra-3898	35	21	research	research	NOUN
bmra-3898	35	22	company	company	NOUN
bmra-3898	35	23	,	,	PUNCT
bmra-3898	35	24	2020	2020	NUM
bmra-3898	35	25	)	)	PUNCT
bmra-3898	35	26	,	,	PUNCT
bmra-3898	35	27	and	and	CCONJ
bmra-3898	35	28	banks	bank	NOUN
bmra-3898	35	29	are	be	AUX
bmra-3898	35	30	such	such	ADJ
bmra-3898	35	31	“	"	PUNCT
bmra-3898	35	32	systemically	systemically	ADV
bmra-3898	35	33	important	important	ADJ
bmra-3898	35	34	financial	financial	ADJ
bmra-3898	35	35	institutions	institution	NOUN
bmra-3898	35	36	”	"	PUNCT
bmra-3898	35	37	that	that	SCONJ
bmra-3898	35	38	their	their	PRON
bmra-3898	35	39	failure	failure	NOUN
bmra-3898	35	40	threatens	threaten	VERB
bmra-3898	35	41	global	global	ADJ
bmra-3898	35	42	economic	economic	ADJ
bmra-3898	35	43	and	and	CCONJ
bmra-3898	35	44	financial	financial	ADJ
bmra-3898	35	45	stability	stability	NOUN
bmra-3898	35	46	(	(	PUNCT
bmra-3898	35	47	rafique	rafique	PROPN
bmra-3898	35	48	et	et	PROPN
bmra-3898	35	49	al	al	PROPN
bmra-3898	35	50	.	.	PROPN
bmra-3898	35	51	,	,	PUNCT
bmra-3898	35	52	2018	2018	NUM
bmra-3898	35	53	,	,	PUNCT
bmra-3898	35	54	p.	p.	NOUN
bmra-3898	35	55	2	2	NUM
bmra-3898	35	56	)	)	PUNCT
bmra-3898	35	57	.	.	PUNCT
bmra-3898	36	1	major	major	ADJ
bmra-3898	36	2	u.s	u.s	PROPN
bmra-3898	36	3	.	.	PROPN
bmra-3898	36	4	banks	bank	NOUN
bmra-3898	36	5	face	face	VERB
bmra-3898	36	6	possible	possible	ADJ
bmra-3898	36	7	losses	loss	NOUN
bmra-3898	36	8	in	in	ADP
bmra-3898	36	9	trade	trade	NOUN
bmra-3898	36	10	finance	finance	NOUN
bmra-3898	36	11	revenues	revenue	NOUN
bmra-3898	36	12	of	of	ADP
bmra-3898	36	13	up	up	ADP
bmra-3898	36	14	to	to	PART
bmra-3898	36	15	10.5	10.5	NUM
bmra-3898	36	16	%	%	NOUN
bmra-3898	36	17	per	per	ADP
bmra-3898	36	18	year	year	NOUN
bmra-3898	36	19	for	for	ADP
bmra-3898	36	20	the	the	DET
bmra-3898	36	21	next	next	ADJ
bmra-3898	36	22	five	five	NUM
bmra-3898	36	23	years	year	NOUN
bmra-3898	36	24	,	,	PUNCT
bmra-3898	36	25	starting	start	VERB
bmra-3898	36	26	in	in	ADP
bmra-3898	36	27	2021	2021	NUM
bmra-3898	36	28	(	(	PUNCT
bmra-3898	36	29	browne	browne	PROPN
bmra-3898	36	30	,	,	PUNCT
bmra-3898	36	31	2020	2020	NUM
bmra-3898	36	32	)	)	PUNCT
bmra-3898	36	33	,	,	PUNCT
bmra-3898	36	34	primarily	primarily	ADV
bmra-3898	36	35	because	because	SCONJ
bmra-3898	36	36	of	of	ADP
bmra-3898	36	37	their	their	PRON
bmra-3898	36	38	lack	lack	NOUN
bmra-3898	36	39	of	of	ADP
bmra-3898	36	40	innovation	innovation	NOUN
bmra-3898	36	41	.	.	PUNCT
bmra-3898	37	1	current	current	ADJ
bmra-3898	37	2	bank	bank	NOUN
bmra-3898	37	3	users	user	NOUN
bmra-3898	37	4	are	be	AUX
bmra-3898	37	5	looking	look	VERB
bmra-3898	37	6	for	for	ADP
bmra-3898	37	7	alternatives	alternative	NOUN
bmra-3898	37	8	to	to	ADP
bmra-3898	37	9	letters	letter	NOUN
bmra-3898	37	10	of	of	ADP
bmra-3898	37	11	credit	credit	NOUN
bmra-3898	37	12	that	that	PRON
bmra-3898	37	13	are	be	AUX
bmra-3898	37	14	inexpensive	inexpensive	ADJ
bmra-3898	37	15	and	and	CCONJ
bmra-3898	37	16	efficient	efficient	ADJ
bmra-3898	37	17	(	(	PUNCT
bmra-3898	37	18	kant	kant	NOUN
bmra-3898	37	19	,	,	PUNCT
bmra-3898	37	20	2017	2017	NUM
bmra-3898	37	21	)	)	PUNCT
bmra-3898	37	22	.	.	PUNCT
bmra-3898	38	1	for	for	ADP
bmra-3898	38	2	example	example	NOUN
bmra-3898	38	3	,	,	PUNCT
bmra-3898	38	4	letters	letter	NOUN
bmra-3898	38	5	of	of	ADP
bmra-3898	38	6	credit	credit	NOUN
bmra-3898	38	7	contribute	contribute	VERB
bmra-3898	38	8	to	to	ADP
bmra-3898	38	9	shipment	shipment	NOUN
bmra-3898	38	10	delays	delay	NOUN
bmra-3898	38	11	by	by	ADP
bmra-3898	38	12	up	up	ADP
bmra-3898	38	13	to	to	PART
bmra-3898	38	14	10	10	NUM
bmra-3898	38	15	days	day	NOUN
bmra-3898	38	16	(	(	PUNCT
bmra-3898	38	17	world	world	PROPN
bmra-3898	38	18	blockchain	blockchain	PROPN
bmra-3898	38	19	summit	summit	PROPN
bmra-3898	38	20	,	,	PUNCT
bmra-3898	38	21	2019	2019	NUM
bmra-3898	38	22	)	)	PUNCT
bmra-3898	38	23	.	.	PUNCT
bmra-3898	39	1	banks	bank	NOUN
bmra-3898	39	2	could	could	AUX
bmra-3898	39	3	lose	lose	VERB
bmra-3898	39	4	customers	customer	NOUN
bmra-3898	39	5	to	to	ADP
bmra-3898	39	6	other	other	ADJ
bmra-3898	39	7	trade	trade	NOUN
bmra-3898	39	8	finance	finance	NOUN
bmra-3898	39	9	platforms	platform	NOUN
bmra-3898	39	10	unless	unless	SCONJ
bmra-3898	39	11	practitioners	practitioner	NOUN
bmra-3898	39	12	become	become	VERB
bmra-3898	39	13	more	more	ADV
bmra-3898	39	14	proactive	proactive	ADJ
bmra-3898	39	15	in	in	ADP
bmra-3898	39	16	developing	develop	VERB
bmra-3898	39	17	new	new	ADJ
bmra-3898	39	18	products	product	NOUN
bmra-3898	39	19	(	(	PUNCT
bmra-3898	39	20	pwc	pwc	NOUN
bmra-3898	39	21	,	,	PUNCT
bmra-3898	39	22	2017	2017	NUM
bmra-3898	39	23	)	)	PUNCT
bmra-3898	39	24	.	.	PUNCT
bmra-3898	40	1	the	the	DET
bmra-3898	40	2	innovations	innovation	NOUN
bmra-3898	40	3	must	must	AUX
bmra-3898	40	4	help	help	VERB
bmra-3898	40	5	capture	capture	VERB
bmra-3898	40	6	new	new	ADJ
bmra-3898	40	7	markets	market	NOUN
bmra-3898	40	8	,	,	PUNCT
bmra-3898	40	9	protect	protect	VERB
bmra-3898	40	10	existing	exist	VERB
bmra-3898	40	11	ones	one	NOUN
bmra-3898	40	12	,	,	PUNCT
bmra-3898	40	13	and	and	CCONJ
bmra-3898	40	14	prevent	prevent	VERB
bmra-3898	40	15	market	market	NOUN
bmra-3898	40	16	share	share	NOUN
bmra-3898	40	17	loss	loss	NOUN
bmra-3898	40	18	to	to	ADP
bmra-3898	40	19	newcomers	newcomer	NOUN
bmra-3898	40	20	.	.	PUNCT
bmra-3898	41	1	blockchain	blockchain	PROPN
bmra-3898	41	2	technology	technology	PROPN
bmra-3898	41	3	is	be	AUX
bmra-3898	41	4	one	one	NUM
bmra-3898	41	5	such	such	ADJ
bmra-3898	41	6	innovation	innovation	NOUN
bmra-3898	41	7	.	.	PUNCT
bmra-3898	42	1	brunner	brunner	PROPN
bmra-3898	42	2	et	et	PROPN
bmra-3898	42	3	al	al	PROPN
bmra-3898	42	4	.	.	PROPN
bmra-3898	43	1	(	(	PUNCT
bmra-3898	43	2	2016	2016	NUM
bmra-3898	43	3	)	)	PUNCT
bmra-3898	43	4	identified	identify	VERB
bmra-3898	43	5	fraud	fraud	NOUN
bmra-3898	43	6	,	,	PUNCT
bmra-3898	43	7	unpredictability	unpredictability	NOUN
bmra-3898	43	8	,	,	PUNCT
bmra-3898	43	9	and	and	CCONJ
bmra-3898	43	10	complexity	complexity	NOUN
bmra-3898	43	11	of	of	ADP
bmra-3898	43	12	transacting	transact	VERB
bmra-3898	43	13	as	as	ADP
bmra-3898	43	14	the	the	DET
bmra-3898	43	15	three	three	NUM
bmra-3898	43	16	main	main	ADJ
bmra-3898	43	17	reasons	reason	NOUN
bmra-3898	43	18	the	the	DET
bmra-3898	43	19	current	current	ADJ
bmra-3898	43	20	trade	trade	NOUN
bmra-3898	43	21	finance	finance	NOUN
bmra-3898	43	22	model	model	NOUN
bmra-3898	43	23	needs	need	VERB
bmra-3898	43	24	disruption	disruption	NOUN
bmra-3898	43	25	.	.	PUNCT
bmra-3898	44	1	khoza	khoza	PROPN
bmra-3898	44	2	(	(	PUNCT
bmra-3898	44	3	2019	2019	NUM
bmra-3898	44	4	)	)	PUNCT
bmra-3898	44	5	revealed	reveal	VERB
bmra-3898	44	6	how	how	SCONJ
bmra-3898	44	7	reluctance	reluctance	NOUN
bmra-3898	44	8	to	to	PART
bmra-3898	44	9	share	share	VERB
bmra-3898	44	10	knowledge	knowledge	NOUN
bmra-3898	44	11	among	among	ADP
bmra-3898	44	12	team	team	NOUN
bmra-3898	44	13	members	member	NOUN
bmra-3898	44	14	can	can	AUX
bmra-3898	44	15	be	be	AUX
bmra-3898	44	16	a	a	DET
bmra-3898	44	17	critical	critical	ADJ
bmra-3898	44	18	factor	factor	NOUN
bmra-3898	44	19	stifling	stifle	VERB
bmra-3898	44	20	innovation	innovation	NOUN
bmra-3898	44	21	.	.	PUNCT
bmra-3898	45	1	failure	failure	NOUN
bmra-3898	45	2	to	to	PART
bmra-3898	45	3	innovate	innovate	VERB
bmra-3898	45	4	leads	lead	VERB
bmra-3898	45	5	to	to	ADP
bmra-3898	45	6	loss	loss	NOUN
bmra-3898	45	7	of	of	ADP
bmra-3898	45	8	first	first	ADJ
bmra-3898	45	9	-	-	PUNCT
bmra-3898	45	10	mover	mover	NOUN
bmra-3898	45	11	advantage	advantage	NOUN
bmra-3898	45	12	and	and	CCONJ
bmra-3898	45	13	market	market	NOUN
bmra-3898	45	14	share	share	NOUN
bmra-3898	45	15	,	,	PUNCT
bmra-3898	45	16	and	and	CCONJ
bmra-3898	45	17	even	even	ADV
bmra-3898	45	18	closure	closure	NOUN
bmra-3898	45	19	of	of	ADP
bmra-3898	45	20	the	the	DET
bmra-3898	45	21	business	business	NOUN
bmra-3898	45	22	(	(	PUNCT
bmra-3898	45	23	bloch	bloch	PROPN
bmra-3898	45	24	et	et	PROPN
bmra-3898	45	25	al	al	PROPN
bmra-3898	45	26	.	.	PROPN
bmra-3898	45	27	,	,	PUNCT
bmra-3898	45	28	2012	2012	NUM
bmra-3898	45	29	;	;	PUNCT
bmra-3898	45	30	crawford	crawford	PROPN
bmra-3898	45	31	,	,	PUNCT
bmra-3898	45	32	2015	2015	NUM
bmra-3898	45	33	;	;	PUNCT
bmra-3898	45	34	guzzini	guzzini	PROPN
bmra-3898	45	35	&	&	CCONJ
bmra-3898	45	36	iacobucci	iacobucci	PROPN
bmra-3898	45	37	,	,	PUNCT
bmra-3898	45	38	2017	2017	NUM
bmra-3898	45	39	)	)	PUNCT
bmra-3898	45	40	.	.	PUNCT
bmra-3898	46	1	nevertheless	nevertheless	ADV
bmra-3898	46	2	,	,	PUNCT
bmra-3898	46	3	the	the	DET
bmra-3898	46	4	major	major	ADJ
bmra-3898	46	5	u.s	u.s	PROPN
bmra-3898	46	6	.	.	PROPN
bmra-3898	46	7	banks	bank	NOUN
bmra-3898	46	8	,	,	PUNCT
bmra-3898	46	9	i.e.	i.e.	X
bmra-3898	46	10	,	,	PUNCT
bmra-3898	46	11	jp	jp	PROPN
bmra-3898	46	12	morgan	morgan	PROPN
bmra-3898	46	13	chase	chase	PROPN
bmra-3898	46	14	,	,	PUNCT
bmra-3898	46	15	bank	bank	PROPN
bmra-3898	46	16	of	of	ADP
bmra-3898	46	17	america	america	PROPN
bmra-3898	46	18	,	,	PUNCT
bmra-3898	46	19	citi	citi	PROPN
bmra-3898	46	20	,	,	PUNCT
bmra-3898	46	21	hsbc	hsbc	PROPN
bmra-3898	46	22	,	,	PUNCT
bmra-3898	46	23	and	and	CCONJ
bmra-3898	46	24	wells	wells	PROPN
bmra-3898	46	25	fargo	fargo	PROPN
bmra-3898	46	26	,	,	PUNCT
bmra-3898	46	27	continue	continue	VERB
bmra-3898	46	28	to	to	PART
bmra-3898	46	29	use	use	VERB
bmra-3898	46	30	paper	paper	NOUN
bmra-3898	46	31	-	-	PUNCT
bmra-3898	46	32	intensive	intensive	ADJ
bmra-3898	46	33	transaction	transaction	NOUN
bmra-3898	46	34	methods	method	NOUN
bmra-3898	46	35	without	without	ADP
bmra-3898	46	36	developing	develop	VERB
bmra-3898	46	37	blockchain	blockchain	PROPN
bmra-3898	46	38	technology	technology	NOUN
bmra-3898	46	39	because	because	SCONJ
bmra-3898	46	40	of	of	ADP
bmra-3898	46	41	its	its	PRON
bmra-3898	46	42	many	many	ADJ
bmra-3898	46	43	associated	associated	ADJ
bmra-3898	46	44	risks	risk	NOUN
bmra-3898	46	45	:	:	PUNCT
bmra-3898	46	46	technology	technology	NOUN
bmra-3898	46	47	,	,	PUNCT
bmra-3898	46	48	regulatory	regulatory	ADJ
bmra-3898	46	49	,	,	PUNCT
bmra-3898	46	50	privacy	privacy	NOUN
bmra-3898	46	51	,	,	PUNCT
bmra-3898	46	52	counterparty	counterparty	NOUN
bmra-3898	46	53	,	,	PUNCT
bmra-3898	46	54	security	security	NOUN
bmra-3898	46	55	,	,	PUNCT
bmra-3898	46	56	and	and	CCONJ
bmra-3898	46	57	transition	transition	NOUN
bmra-3898	46	58	risks	risk	NOUN
bmra-3898	46	59	(	(	PUNCT
bmra-3898	46	60	janssens	janssen	NOUN
bmra-3898	46	61	et	et	PROPN
bmra-3898	46	62	al	al	PROPN
bmra-3898	46	63	.	.	PROPN
bmra-3898	46	64	,	,	PUNCT
bmra-3898	46	65	2017	2017	NUM
bmra-3898	46	66	;	;	PUNCT
bmra-3898	46	67	vysya	vysya	PROPN
bmra-3898	46	68	&	&	CCONJ
bmra-3898	46	69	kumar	kumar	PROPN
bmra-3898	46	70	,	,	PUNCT
bmra-3898	46	71	2019	2019	NUM
bmra-3898	46	72	)	)	PUNCT
bmra-3898	46	73	.	.	PUNCT
bmra-3898	47	1	although	although	SCONJ
bmra-3898	47	2	most	most	ADJ
bmra-3898	47	3	other	other	ADJ
bmra-3898	47	4	business	business	NOUN
bmra-3898	47	5	processes	process	NOUN
bmra-3898	47	6	have	have	AUX
bmra-3898	47	7	gone	go	VERB
bmra-3898	47	8	digital	digital	ADJ
bmra-3898	47	9	,	,	PUNCT
bmra-3898	47	10	letters	letter	NOUN
bmra-3898	47	11	of	of	ADP
bmra-3898	47	12	credit	credit	NOUN
bmra-3898	47	13	,	,	PUNCT
bmra-3898	47	14	which	which	PRON
bmra-3898	47	15	currently	currently	ADV
bmra-3898	47	16	account	account	VERB
bmra-3898	47	17	for	for	ADP
bmra-3898	47	18	15	15	NUM
bmra-3898	47	19	%	%	NOUN
bmra-3898	47	20	of	of	ADP
bmra-3898	47	21	all	all	DET
bmra-3898	47	22	trade	trade	NOUN
bmra-3898	47	23	finance	finance	NOUN
bmra-3898	47	24	(	(	PUNCT
bmra-3898	47	25	a	a	DET
bmra-3898	47	26	figure	figure	NOUN
bmra-3898	47	27	expected	expect	VERB
bmra-3898	47	28	to	to	PART
bmra-3898	47	29	continue	continue	VERB
bmra-3898	47	30	to	to	PART
bmra-3898	47	31	grow	grow	VERB
bmra-3898	47	32	until	until	ADP
bmra-3898	47	33	2027	2027	NUM
bmra-3898	47	34	)	)	PUNCT
bmra-3898	47	35	,	,	PUNCT
bmra-3898	47	36	still	still	ADV
bmra-3898	47	37	rely	rely	VERB
bmra-3898	47	38	on	on	ADP
bmra-3898	47	39	paper	paper	NOUN
bmra-3898	47	40	trails	trail	NOUN
bmra-3898	47	41	rather	rather	ADV
bmra-3898	47	42	than	than	ADP
bmra-3898	47	43	digital	digital	ADJ
bmra-3898	47	44	chains	chain	NOUN
bmra-3898	47	45	(	(	PUNCT
bmra-3898	47	46	allied	ally	VERB
bmra-3898	47	47	market	market	NOUN
bmra-3898	47	48	research	research	NOUN
bmra-3898	47	49	,	,	PUNCT
bmra-3898	47	50	2020	2020	NUM
bmra-3898	47	51	;	;	PUNCT
bmra-3898	47	52	the	the	DET
bmra-3898	47	53	bank	bank	NOUN
bmra-3898	47	54	for	for	ADP
bmra-3898	47	55	international	international	ADJ
bmra-3898	47	56	settlements	settlement	NOUN
bmra-3898	47	57	,	,	PUNCT
bmra-3898	47	58	2014	2014	NUM
bmra-3898	47	59	)	)	PUNCT
bmra-3898	47	60	.	.	PUNCT
bmra-3898	48	1	smart	smart	ADJ
bmra-3898	48	2	contracts	contract	NOUN
bmra-3898	48	3	that	that	PRON
bmra-3898	48	4	employ	employ	VERB
bmra-3898	48	5	blockchain	blockchain	PROPN
bmra-3898	48	6	technology	technology	PROPN
bmra-3898	48	7	are	be	AUX
bmra-3898	48	8	an	an	DET
bmra-3898	48	9	alternative	alternative	NOUN
bmra-3898	48	10	to	to	ADP
bmra-3898	48	11	paper	paper	NOUN
bmra-3898	48	12	-	-	PUNCT
bmra-3898	48	13	intensive	intensive	ADJ
bmra-3898	48	14	letters	letter	NOUN
bmra-3898	48	15	-	-	PUNCT
bmra-3898	48	16	of	of	ADP
bmra-3898	48	17	-	-	PUNCT
bmra-3898	48	18	credit	credit	NOUN
bmra-3898	48	19	payment	payment	NOUN
bmra-3898	48	20	systems	system	NOUN
bmra-3898	48	21	.	.	PUNCT
bmra-3898	49	1	in	in	ADP
bmra-3898	49	2	more	more	ADJ
bmra-3898	49	3	technical	technical	ADJ
bmra-3898	49	4	terms	term	NOUN
bmra-3898	49	5	,	,	PUNCT
bmra-3898	49	6	smart	smart	ADJ
bmra-3898	49	7	contracts	contract	NOUN
bmra-3898	49	8	are	be	AUX
bmra-3898	49	9	secured	secure	VERB
bmra-3898	49	10	digital	digital	ADJ
bmra-3898	49	11	instructions	instruction	NOUN
bmra-3898	49	12	coded	code	VERB
bmra-3898	49	13	to	to	PART
bmra-3898	49	14	automatically	automatically	ADV
bmra-3898	49	15	permit	permit	VERB
bmra-3898	49	16	contract	contract	NOUN
bmra-3898	49	17	terms	term	NOUN
bmra-3898	49	18	’	'	PUNCT
bmra-3898	49	19	performance	performance	NOUN
bmra-3898	49	20	that	that	PRON
bmra-3898	49	21	eliminate	eliminate	VERB
bmra-3898	49	22	the	the	DET
bmra-3898	49	23	need	need	NOUN
bmra-3898	49	24	for	for	ADP
bmra-3898	49	25	a	a	DET
bmra-3898	49	26	trusted	trust	VERB
bmra-3898	49	27	third	third	ADJ
bmra-3898	49	28	party	party	NOUN
bmra-3898	49	29	and	and	CCONJ
bmra-3898	49	30	reduce	reduce	VERB
bmra-3898	49	31	the	the	DET
bmra-3898	49	32	risk	risk	NOUN
bmra-3898	49	33	of	of	ADP
bmra-3898	49	34	human	human	ADJ
bmra-3898	49	35	error	error	NOUN
bmra-3898	49	36	(	(	PUNCT
bmra-3898	49	37	herweijer	herweijer	NOUN
bmra-3898	49	38	et	et	PROPN
bmra-3898	49	39	al	al	PROPN
bmra-3898	49	40	.	.	PROPN
bmra-3898	49	41	,	,	PUNCT
bmra-3898	49	42	2018	2018	NUM
bmra-3898	49	43	;	;	PUNCT
bmra-3898	49	44	youssef	youssef	PROPN
bmra-3898	49	45	,	,	PUNCT
bmra-3898	49	46	2020	2020	NUM
bmra-3898	49	47	)	)	PUNCT
bmra-3898	49	48	.	.	PUNCT
bmra-3898	50	1	a	a	DET
bmra-3898	50	2	smart	smart	ADJ
bmra-3898	50	3	contract	contract	NOUN
bmra-3898	50	4	’s	’s	PART
bmra-3898	50	5	advantages	advantage	NOUN
bmra-3898	50	6	include	include	VERB
bmra-3898	50	7	cost	cost	NOUN
bmra-3898	50	8	and	and	CCONJ
bmra-3898	50	9	speed	speed	NOUN
bmra-3898	50	10	.	.	PUNCT
bmra-3898	51	1	its	its	PRON
bmra-3898	51	2	advocates	advocate	NOUN
bmra-3898	51	3	claim	claim	VERB
bmra-3898	51	4	that	that	SCONJ
bmra-3898	51	5	it	it	PRON
bmra-3898	51	6	enables	enable	VERB
bmra-3898	51	7	trustless	trustless	NOUN
bmra-3898	51	8	trading	trading	NOUN
bmra-3898	51	9	,	,	PUNCT
bmra-3898	51	10	openness	openness	NOUN
bmra-3898	51	11	,	,	PUNCT
bmra-3898	51	12	data	datum	NOUN
bmra-3898	51	13	integrity	integrity	NOUN
bmra-3898	51	14	,	,	PUNCT
bmra-3898	51	15	tamper	tamper	NOUN
bmra-3898	51	16	-	-	ADJ
bmra-3898	51	17	proof	proof	ADJ
bmra-3898	51	18	transactions	transaction	NOUN
bmra-3898	51	19	,	,	PUNCT
bmra-3898	51	20	and	and	CCONJ
bmra-3898	51	21	guaranteed	guarantee	VERB
bmra-3898	51	22	payment	payment	NOUN
bmra-3898	51	23	(	(	PUNCT
bmra-3898	51	24	youssef	youssef	PROPN
bmra-3898	51	25	,	,	PUNCT
bmra-3898	51	26	2020	2020	NUM
bmra-3898	51	27	)	)	PUNCT
bmra-3898	51	28	.	.	PUNCT
bmra-3898	52	1	40	40	NUM
bmra-3898	52	2	january	january	NOUN
bmra-3898	52	3	2023	2023	NUM
bmra-3898	52	4	|	|	ADV
bmra-3898	52	5	volume	volume	NOUN
bmra-3898	52	6	2	2	NUM
bmra-3898	52	7	,	,	PUNCT
bmra-3898	52	8	number	number	NOUN
bmra-3898	52	9	1	1	NUM
bmra-3898	52	10	the	the	DET
bmra-3898	52	11	possible	possible	ADJ
bmra-3898	52	12	erosion	erosion	NOUN
bmra-3898	52	13	of	of	ADP
bmra-3898	52	14	the	the	DET
bmra-3898	52	15	market	market	NOUN
bmra-3898	52	16	dominance	dominance	NOUN
bmra-3898	52	17	of	of	ADP
bmra-3898	52	18	traditional	traditional	ADJ
bmra-3898	52	19	banks	bank	NOUN
bmra-3898	52	20	by	by	ADP
bmra-3898	52	21	fintech	fintech	NOUN
bmra-3898	52	22	is	be	AUX
bmra-3898	52	23	not	not	PART
bmra-3898	52	24	a	a	DET
bmra-3898	52	25	new	new	ADJ
bmra-3898	52	26	problem	problem	NOUN
bmra-3898	52	27	.	.	PUNCT
bmra-3898	53	1	indeed	indeed	ADV
bmra-3898	53	2	,	,	PUNCT
bmra-3898	53	3	das	das	PROPN
bmra-3898	53	4	et	et	PROPN
bmra-3898	53	5	al	al	PROPN
bmra-3898	53	6	.	.	PROPN
bmra-3898	54	1	(	(	PUNCT
bmra-3898	54	2	2018	2018	NUM
bmra-3898	54	3	)	)	PUNCT
bmra-3898	54	4	identified	identify	VERB
bmra-3898	54	5	barriers	barrier	NOUN
bmra-3898	54	6	to	to	ADP
bmra-3898	54	7	innovation	innovation	NOUN
bmra-3898	54	8	in	in	ADP
bmra-3898	54	9	banks	bank	NOUN
bmra-3898	54	10	more	more	ADJ
bmra-3898	54	11	than	than	ADP
bmra-3898	54	12	four	four	NUM
bmra-3898	54	13	years	year	NOUN
bmra-3898	54	14	ago	ago	ADV
bmra-3898	54	15	.	.	PUNCT
bmra-3898	55	1	however	however	ADV
bmra-3898	55	2	,	,	PUNCT
bmra-3898	55	3	no	no	DET
bmra-3898	55	4	meaningfully	meaningfully	ADV
bmra-3898	55	5	innovated	innovate	VERB
bmra-3898	55	6	products	product	NOUN
bmra-3898	55	7	have	have	AUX
bmra-3898	55	8	been	be	AUX
bmra-3898	55	9	released	release	VERB
bmra-3898	55	10	,	,	PUNCT
bmra-3898	55	11	or	or	CCONJ
bmra-3898	55	12	initiatives	initiative	NOUN
bmra-3898	55	13	launched	launch	VERB
bmra-3898	55	14	to	to	PART
bmra-3898	55	15	address	address	VERB
bmra-3898	55	16	these	these	DET
bmra-3898	55	17	barriers	barrier	NOUN
bmra-3898	55	18	.	.	PUNCT
bmra-3898	56	1	the	the	DET
bmra-3898	56	2	barriers	barrier	NOUN
bmra-3898	56	3	include	include	VERB
bmra-3898	56	4	reluctance	reluctance	NOUN
bmra-3898	56	5	to	to	PART
bmra-3898	56	6	capitalize	capitalize	VERB
bmra-3898	56	7	on	on	ADP
bmra-3898	56	8	new	new	ADJ
bmra-3898	56	9	ideas	idea	NOUN
bmra-3898	56	10	,	,	PUNCT
bmra-3898	56	11	unresponsiveness	unresponsiveness	NOUN
bmra-3898	56	12	due	due	ADP
bmra-3898	56	13	to	to	ADP
bmra-3898	56	14	systems	system	NOUN
bmra-3898	56	15	design	design	NOUN
bmra-3898	56	16	,	,	PUNCT
bmra-3898	56	17	opposing	oppose	VERB
bmra-3898	56	18	internal	internal	ADJ
bmra-3898	56	19	structures	structure	NOUN
bmra-3898	56	20	,	,	PUNCT
bmra-3898	56	21	risk	risk	NOUN
bmra-3898	56	22	-	-	PUNCT
bmra-3898	56	23	averse	averse	ADJ
bmra-3898	56	24	managers	manager	NOUN
bmra-3898	56	25	,	,	PUNCT
bmra-3898	56	26	lack	lack	NOUN
bmra-3898	56	27	of	of	ADP
bmra-3898	56	28	formal	formal	ADJ
bmra-3898	56	29	r&d	r&d	NOUN
bmra-3898	56	30	,	,	PUNCT
bmra-3898	56	31	and	and	CCONJ
bmra-3898	56	32	hesitancy	hesitancy	NOUN
bmra-3898	56	33	to	to	PART
bmra-3898	56	34	accept	accept	VERB
bmra-3898	56	35	external	external	ADJ
bmra-3898	56	36	knowledge	knowledge	NOUN
bmra-3898	56	37	.	.	PUNCT
bmra-3898	57	1	these	these	DET
bmra-3898	57	2	obstacles	obstacle	NOUN
bmra-3898	57	3	to	to	ADP
bmra-3898	57	4	innovation	innovation	NOUN
bmra-3898	57	5	are	be	AUX
bmra-3898	57	6	also	also	ADV
bmra-3898	57	7	not	not	PART
bmra-3898	57	8	unique	unique	ADJ
bmra-3898	57	9	to	to	ADP
bmra-3898	57	10	the	the	DET
bmra-3898	57	11	finance	finance	NOUN
bmra-3898	57	12	industry	industry	NOUN
bmra-3898	57	13	;	;	PUNCT
bmra-3898	57	14	they	they	PRON
bmra-3898	57	15	are	be	AUX
bmra-3898	57	16	endemic	endemic	ADJ
bmra-3898	57	17	in	in	ADP
bmra-3898	57	18	many	many	ADJ
bmra-3898	57	19	industries	industry	NOUN
bmra-3898	57	20	that	that	PRON
bmra-3898	57	21	must	must	AUX
bmra-3898	57	22	deal	deal	VERB
bmra-3898	57	23	with	with	ADP
bmra-3898	57	24	red	red	ADJ
bmra-3898	57	25	tape	tape	NOUN
bmra-3898	57	26	and	and	CCONJ
bmra-3898	57	27	archaic	archaic	ADJ
bmra-3898	57	28	systems	system	NOUN
bmra-3898	57	29	and	and	CCONJ
bmra-3898	57	30	processes	process	NOUN
bmra-3898	57	31	.	.	PUNCT
bmra-3898	58	1	several	several	ADJ
bmra-3898	58	2	specific	specific	ADJ
bmra-3898	58	3	factors	factor	NOUN
bmra-3898	58	4	contribute	contribute	VERB
bmra-3898	58	5	to	to	ADP
bmra-3898	58	6	this	this	DET
bmra-3898	58	7	innovation	innovation	NOUN
bmra-3898	58	8	gap	gap	NOUN
bmra-3898	58	9	,	,	PUNCT
bmra-3898	58	10	including	include	VERB
bmra-3898	58	11	outdated	outdated	ADJ
bmra-3898	58	12	technology	technology	NOUN
bmra-3898	58	13	,	,	PUNCT
bmra-3898	58	14	reluctance	reluctance	NOUN
bmra-3898	58	15	to	to	PART
bmra-3898	58	16	accept	accept	VERB
bmra-3898	58	17	new	new	ADJ
bmra-3898	58	18	technology	technology	NOUN
bmra-3898	58	19	,	,	PUNCT
bmra-3898	58	20	lack	lack	NOUN
bmra-3898	58	21	of	of	ADP
bmra-3898	58	22	an	an	DET
bmra-3898	58	23	innovation	innovation	NOUN
bmra-3898	58	24	culture	culture	NOUN
bmra-3898	58	25	,	,	PUNCT
bmra-3898	58	26	and	and	CCONJ
bmra-3898	58	27	lack	lack	NOUN
bmra-3898	58	28	of	of	ADP
bmra-3898	58	29	technical	technical	ADJ
bmra-3898	58	30	knowledge	knowledge	NOUN
bmra-3898	58	31	in	in	ADP
bmra-3898	58	32	leadership	leadership	NOUN
bmra-3898	58	33	,	,	PUNCT
bmra-3898	58	34	all	all	PRON
bmra-3898	58	35	of	of	ADP
bmra-3898	58	36	which	which	PRON
bmra-3898	58	37	discourage	discourage	VERB
bmra-3898	58	38	technologically	technologically	ADV
bmra-3898	58	39	gifted	gifted	ADJ
bmra-3898	58	40	employees	employee	NOUN
bmra-3898	58	41	from	from	ADP
bmra-3898	58	42	staying	stay	VERB
bmra-3898	58	43	with	with	ADP
bmra-3898	58	44	the	the	DET
bmra-3898	58	45	organization	organization	NOUN
bmra-3898	58	46	for	for	ADP
bmra-3898	58	47	long	long	ADJ
bmra-3898	58	48	enough	enough	ADJ
bmra-3898	58	49	periods	period	NOUN
bmra-3898	58	50	to	to	PART
bmra-3898	58	51	affect	affect	VERB
bmra-3898	58	52	meaningful	meaningful	ADJ
bmra-3898	58	53	changes	change	NOUN
bmra-3898	58	54	(	(	PUNCT
bmra-3898	58	55	ansari	ansari	ADJ
bmra-3898	58	56	,	,	PUNCT
bmra-3898	58	57	2020	2020	NUM
bmra-3898	58	58	;	;	PUNCT
bmra-3898	58	59	das	das	PROPN
bmra-3898	58	60	et	et	PROPN
bmra-3898	58	61	al	al	PROPN
bmra-3898	58	62	.	.	PROPN
bmra-3898	58	63	,	,	PUNCT
bmra-3898	58	64	2018	2018	NUM
bmra-3898	58	65	)	)	PUNCT
bmra-3898	58	66	.	.	PUNCT
bmra-3898	59	1	furthermore	furthermore	ADV
bmra-3898	59	2	,	,	PUNCT
bmra-3898	59	3	practitioners	practitioner	NOUN
bmra-3898	59	4	who	who	PRON
bmra-3898	59	5	would	would	AUX
bmra-3898	59	6	otherwise	otherwise	ADV
bmra-3898	59	7	choose	choose	VERB
bmra-3898	59	8	to	to	PART
bmra-3898	59	9	commit	commit	VERB
bmra-3898	59	10	funds	fund	NOUN
bmra-3898	59	11	to	to	ADP
bmra-3898	59	12	research	research	NOUN
bmra-3898	59	13	,	,	PUNCT
bmra-3898	59	14	develop	develop	VERB
bmra-3898	59	15	,	,	PUNCT
bmra-3898	59	16	or	or	CCONJ
bmra-3898	59	17	purchase	purchase	VERB
bmra-3898	59	18	new	new	ADJ
bmra-3898	59	19	technology	technology	NOUN
bmra-3898	59	20	are	be	AUX
bmra-3898	59	21	discouraged	discourage	VERB
bmra-3898	59	22	because	because	SCONJ
bmra-3898	59	23	there	there	PRON
bmra-3898	59	24	is	be	VERB
bmra-3898	59	25	no	no	DET
bmra-3898	59	26	guarantee	guarantee	NOUN
bmra-3898	59	27	of	of	ADP
bmra-3898	59	28	investment	investment	NOUN
bmra-3898	59	29	return	return	NOUN
bmra-3898	59	30	.	.	PUNCT
bmra-3898	60	1	the	the	DET
bmra-3898	60	2	situation	situation	NOUN
bmra-3898	60	3	stagnates	stagnate	VERB
bmra-3898	60	4	without	without	ADP
bmra-3898	60	5	a	a	DET
bmra-3898	60	6	formal	formal	ADJ
bmra-3898	60	7	structure	structure	NOUN
bmra-3898	60	8	to	to	PART
bmra-3898	60	9	stimulate	stimulate	VERB
bmra-3898	60	10	innovation	innovation	NOUN
bmra-3898	60	11	that	that	PRON
bmra-3898	60	12	is	be	AUX
bmra-3898	60	13	not	not	PART
bmra-3898	60	14	dependent	dependent	ADJ
bmra-3898	60	15	on	on	ADP
bmra-3898	60	16	an	an	DET
bmra-3898	60	17	immediate	immediate	ADJ
bmra-3898	60	18	cost	cost	NOUN
bmra-3898	60	19	-	-	PUNCT
bmra-3898	60	20	benefit	benefit	NOUN
bmra-3898	60	21	analysis	analysis	NOUN
bmra-3898	60	22	(	(	PUNCT
bmra-3898	60	23	das	das	PROPN
bmra-3898	60	24	et	et	PROPN
bmra-3898	60	25	al	al	PROPN
bmra-3898	60	26	.	.	PROPN
bmra-3898	60	27	,	,	PUNCT
bmra-3898	60	28	2018	2018	NUM
bmra-3898	60	29	)	)	PUNCT
bmra-3898	60	30	.	.	PUNCT
bmra-3898	61	1	the	the	DET
bmra-3898	61	2	innovations	innovation	NOUN
bmra-3898	61	3	coming	come	VERB
bmra-3898	61	4	through	through	ADP
bmra-3898	61	5	fintechs	fintech	NOUN
bmra-3898	61	6	are	be	AUX
bmra-3898	61	7	numerous	numerous	ADJ
bmra-3898	61	8	and	and	CCONJ
bmra-3898	61	9	cover	cover	VERB
bmra-3898	61	10	all	all	DET
bmra-3898	61	11	aspects	aspect	NOUN
bmra-3898	61	12	of	of	ADP
bmra-3898	61	13	banking	banking	NOUN
bmra-3898	61	14	and	and	CCONJ
bmra-3898	61	15	finance	finance	NOUN
bmra-3898	61	16	(	(	PUNCT
bmra-3898	61	17	schindler	schindler	NOUN
bmra-3898	61	18	,	,	PUNCT
bmra-3898	61	19	2017	2017	NUM
bmra-3898	61	20	)	)	PUNCT
bmra-3898	61	21	.	.	PUNCT
bmra-3898	62	1	to	to	PART
bmra-3898	62	2	avoid	avoid	VERB
bmra-3898	62	3	banks	bank	NOUN
bmra-3898	62	4	’	'	PUNCT
bmra-3898	62	5	failure	failure	NOUN
bmra-3898	62	6	,	,	PUNCT
bmra-3898	62	7	practitioners	practitioner	NOUN
bmra-3898	62	8	must	must	AUX
bmra-3898	62	9	start	start	VERB
bmra-3898	62	10	innovating	innovate	VERB
bmra-3898	62	11	and	and	CCONJ
bmra-3898	62	12	collaborating	collaborate	VERB
bmra-3898	62	13	with	with	ADP
bmra-3898	62	14	fintechs	fintech	NOUN
bmra-3898	62	15	to	to	PART
bmra-3898	62	16	merge	merge	VERB
bmra-3898	62	17	both	both	DET
bmra-3898	62	18	institutions	institution	NOUN
bmra-3898	62	19	’	'	PUNCT
bmra-3898	62	20	strengths	strength	NOUN
bmra-3898	62	21	(	(	PUNCT
bmra-3898	62	22	pwc	pwc	NOUN
bmra-3898	62	23	,	,	PUNCT
bmra-3898	62	24	2017	2017	NUM
bmra-3898	62	25	)	)	PUNCT
bmra-3898	62	26	.	.	PUNCT
bmra-3898	63	1	project	project	NOUN
bmra-3898	63	2	questions	question	NOUN
bmra-3898	63	3	this	this	DET
bmra-3898	63	4	modified	modify	VERB
bmra-3898	63	5	delphi	delphi	NOUN
bmra-3898	63	6	project	project	NOUN
bmra-3898	63	7	investigated	investigate	VERB
bmra-3898	63	8	two	two	NUM
bmra-3898	63	9	research	research	NOUN
bmra-3898	63	10	questions	question	NOUN
bmra-3898	63	11	:	:	PUNCT
bmra-3898	63	12	pq1	pq1	NOUN
bmra-3898	63	13	.	.	PUNCT
bmra-3898	64	1	what	what	PRON
bmra-3898	64	2	are	be	AUX
bmra-3898	64	3	the	the	DET
bmra-3898	64	4	forward	forward	ADV
bmra-3898	64	5	-	-	PUNCT
bmra-3898	64	6	looking	look	VERB
bmra-3898	64	7	approaches	approach	NOUN
bmra-3898	64	8	to	to	ADP
bmra-3898	64	9	overcoming	overcome	VERB
bmra-3898	64	10	barriers	barrier	NOUN
bmra-3898	64	11	to	to	ADP
bmra-3898	64	12	adopting	adopt	VERB
bmra-3898	64	13	blockchain	blockchain	PROPN
bmra-3898	64	14	innovation	innovation	NOUN
bmra-3898	64	15	in	in	ADP
bmra-3898	64	16	trade	trade	NOUN
bmra-3898	64	17	finance	finance	NOUN
bmra-3898	64	18	within	within	ADP
bmra-3898	64	19	u.s	u.s	PROPN
bmra-3898	64	20	.	.	PROPN
bmra-3898	64	21	banks	bank	NOUN
bmra-3898	64	22	,	,	PUNCT
bmra-3898	64	23	as	as	SCONJ
bmra-3898	64	24	identified	identify	VERB
bmra-3898	64	25	by	by	ADP
bmra-3898	64	26	a	a	DET
bmra-3898	64	27	nationwide	nationwide	ADJ
bmra-3898	64	28	panel	panel	NOUN
bmra-3898	64	29	of	of	ADP
bmra-3898	64	30	blockchain	blockchain	PROPN
bmra-3898	64	31	implementation	implementation	NOUN
bmra-3898	64	32	experts	expert	NOUN
bmra-3898	64	33	?	?	PUNCT
bmra-3898	65	1	pq2	pq2	NOUN
bmra-3898	65	2	.	.	PUNCT
bmra-3898	66	1	is	be	AUX
bmra-3898	66	2	there	there	PRON
bmra-3898	66	3	consensus	consensus	NOUN
bmra-3898	66	4	among	among	ADP
bmra-3898	66	5	a	a	DET
bmra-3898	66	6	nationwide	nationwide	ADJ
bmra-3898	66	7	panel	panel	NOUN
bmra-3898	66	8	of	of	ADP
bmra-3898	66	9	blockchain	blockchain	PROPN
bmra-3898	66	10	implementation	implementation	NOUN
bmra-3898	66	11	experts	expert	NOUN
bmra-3898	66	12	regarding	regard	VERB
bmra-3898	66	13	the	the	DET
bmra-3898	66	14	desirability	desirability	NOUN
bmra-3898	66	15	and	and	CCONJ
bmra-3898	66	16	feasibility	feasibility	NOUN
bmra-3898	66	17	of	of	ADP
bmra-3898	66	18	specific	specific	ADJ
bmra-3898	66	19	forward	forward	ADV
bmra-3898	66	20	-	-	PUNCT
bmra-3898	66	21	looking	look	VERB
bmra-3898	66	22	approaches	approach	NOUN
bmra-3898	66	23	to	to	ADP
bmra-3898	66	24	overcoming	overcome	VERB
bmra-3898	66	25	barriers	barrier	NOUN
bmra-3898	66	26	to	to	ADP
bmra-3898	66	27	adopting	adopt	VERB
bmra-3898	66	28	blockchain	blockchain	PROPN
bmra-3898	66	29	innovation	innovation	NOUN
bmra-3898	66	30	in	in	ADP
bmra-3898	66	31	trade	trade	NOUN
bmra-3898	66	32	finance	finance	NOUN
bmra-3898	66	33	?	?	PUNCT
bmra-3898	67	1	terms	term	NOUN
bmra-3898	67	2	and	and	CCONJ
bmra-3898	67	3	definitions	definition	NOUN
bmra-3898	67	4	blockchain	blockchain	NOUN
bmra-3898	67	5	is	be	AUX
bmra-3898	67	6	a	a	DET
bmra-3898	67	7	technology	technology	NOUN
bmra-3898	67	8	that	that	PRON
bmra-3898	67	9	uses	use	VERB
bmra-3898	67	10	a	a	DET
bmra-3898	67	11	distributed	distribute	VERB
bmra-3898	67	12	ledger	ledger	NOUN
bmra-3898	67	13	across	across	ADP
bmra-3898	67	14	a	a	DET
bmra-3898	67	15	network	network	NOUN
bmra-3898	67	16	of	of	ADP
bmra-3898	67	17	computers	computer	NOUN
bmra-3898	67	18	based	base	VERB
bmra-3898	67	19	on	on	ADP
bmra-3898	67	20	mathematics	mathematic	NOUN
bmra-3898	67	21	and	and	CCONJ
bmra-3898	67	22	advanced	advanced	ADJ
bmra-3898	67	23	cryptography	cryptography	NOUN
bmra-3898	67	24	that	that	PRON
bmra-3898	67	25	is	be	AUX
bmra-3898	67	26	either	either	CCONJ
bmra-3898	67	27	permissioned	permissione	VERB
bmra-3898	67	28	or	or	CCONJ
bmra-3898	67	29	permissionless	permissionless	NOUN
bmra-3898	67	30	(	(	PUNCT
bmra-3898	67	31	beck	beck	PROPN
bmra-3898	67	32	&	&	CCONJ
bmra-3898	67	33	müllerbloch	müllerbloch	PROPN
bmra-3898	67	34	,	,	PUNCT
bmra-3898	67	35	2017	2017	NUM
bmra-3898	67	36	)	)	PUNCT
bmra-3898	67	37	.	.	PUNCT
bmra-3898	68	1	a	a	DET
bmra-3898	68	2	permissionless	permissionless	NOUN
bmra-3898	68	3	blockchain	blockchain	NOUN
bmra-3898	68	4	is	be	AUX
bmra-3898	68	5	public	public	ADJ
bmra-3898	68	6	,	,	PUNCT
bmra-3898	68	7	where	where	SCONJ
bmra-3898	68	8	anyone	anyone	PRON
bmra-3898	68	9	can	can	AUX
bmra-3898	68	10	join	join	VERB
bmra-3898	68	11	,	,	PUNCT
bmra-3898	68	12	and	and	CCONJ
bmra-3898	68	13	all	all	DET
bmra-3898	68	14	participating	participate	VERB
bmra-3898	68	15	nodes	node	NOUN
bmra-3898	68	16	have	have	VERB
bmra-3898	68	17	full	full	ADJ
bmra-3898	68	18	access	access	NOUN
bmra-3898	68	19	(	(	PUNCT
bmra-3898	68	20	clohessy	clohessy	PROPN
bmra-3898	68	21	&	&	CCONJ
bmra-3898	68	22	acton	acton	PROPN
bmra-3898	68	23	,	,	PUNCT
bmra-3898	68	24	2019	2019	NUM
bmra-3898	68	25	)	)	PUNCT
bmra-3898	68	26	.	.	PUNCT
bmra-3898	69	1	in	in	ADP
bmra-3898	69	2	contrast	contrast	NOUN
bmra-3898	69	3	,	,	PUNCT
bmra-3898	69	4	a	a	DET
bmra-3898	69	5	permissioned	permissione	VERB
bmra-3898	69	6	blockchain	blockchain	NOUN
bmra-3898	69	7	is	be	AUX
bmra-3898	69	8	either	either	CCONJ
bmra-3898	69	9	private	private	ADJ
bmra-3898	69	10	or	or	CCONJ
bmra-3898	69	11	a	a	DET
bmra-3898	69	12	consortium	consortium	NOUN
bmra-3898	69	13	,	,	PUNCT
bmra-3898	69	14	and	and	CCONJ
bmra-3898	69	15	the	the	DET
bmra-3898	69	16	initiator	initiator	NOUN
bmra-3898	69	17	can	can	AUX
bmra-3898	69	18	admit	admit	VERB
bmra-3898	69	19	specific	specific	ADJ
bmra-3898	69	20	nodes	node	NOUN
bmra-3898	69	21	to	to	PART
bmra-3898	69	22	perform	perform	VERB
bmra-3898	69	23	certain	certain	ADJ
bmra-3898	69	24	functions	function	NOUN
bmra-3898	69	25	(	(	PUNCT
bmra-3898	69	26	chang	chang	PROPN
bmra-3898	69	27	et	et	PROPN
bmra-3898	69	28	al	al	PROPN
bmra-3898	69	29	.	.	PROPN
bmra-3898	69	30	,	,	PUNCT
bmra-3898	69	31	2019	2019	NUM
bmra-3898	69	32	)	)	PUNCT
bmra-3898	69	33	.	.	PUNCT
bmra-3898	70	1	disruptive	disruptive	ADJ
bmra-3898	70	2	innovation	innovation	NOUN
bmra-3898	70	3	serves	serve	VERB
bmra-3898	70	4	an	an	DET
bmra-3898	70	5	unserved	unserved	ADJ
bmra-3898	70	6	market	market	NOUN
bmra-3898	70	7	or	or	CCONJ
bmra-3898	70	8	creates	create	VERB
bmra-3898	70	9	a	a	DET
bmra-3898	70	10	new	new	ADJ
bmra-3898	70	11	market	market	NOUN
bmra-3898	70	12	(	(	PUNCT
bmra-3898	70	13	christensen	christensen	PROPN
bmra-3898	70	14	et	et	PROPN
bmra-3898	70	15	al	al	PROPN
bmra-3898	70	16	.	.	PROPN
bmra-3898	70	17	,	,	PUNCT
bmra-3898	70	18	2015	2015	NUM
bmra-3898	70	19	)	)	PUNCT
bmra-3898	70	20	.	.	PUNCT
bmra-3898	71	1	a	a	DET
bmra-3898	71	2	distributed	distribute	VERB
bmra-3898	71	3	ledger	ledger	NOUN
bmra-3898	71	4	is	be	AUX
bmra-3898	71	5	a	a	DET
bmra-3898	71	6	digital	digital	ADJ
bmra-3898	71	7	system	system	NOUN
bmra-3898	71	8	that	that	PRON
bmra-3898	71	9	logs	log	VERB
bmra-3898	71	10	transactions	transaction	NOUN
bmra-3898	71	11	of	of	ADP
bmra-3898	71	12	assets	asset	NOUN
bmra-3898	71	13	with	with	ADP
bmra-3898	71	14	details	detail	NOUN
bmra-3898	71	15	and	and	CCONJ
bmra-3898	71	16	records	record	VERB
bmra-3898	71	17	them	they	PRON
bmra-3898	71	18	in	in	ADP
bmra-3898	71	19	multiple	multiple	ADJ
bmra-3898	71	20	nodes	node	NOUN
bmra-3898	71	21	simultaneously	simultaneously	ADV
bmra-3898	71	22	(	(	PUNCT
bmra-3898	71	23	troy	troy	PROPN
bmra-3898	71	24	&	&	CCONJ
bmra-3898	71	25	pratt	pratt	PROPN
bmra-3898	71	26	,	,	PUNCT
bmra-3898	71	27	2017	2017	NUM
bmra-3898	71	28	)	)	PUNCT
bmra-3898	71	29	.	.	PUNCT
bmra-3898	72	1	41	41	NUM
bmra-3898	72	2	business	business	NOUN
bmra-3898	72	3	management	management	NOUN
bmra-3898	72	4	research	research	NOUN
bmra-3898	72	5	&	&	CCONJ
bmra-3898	72	6	applications	application	NOUN
bmra-3898	72	7	:	:	PUNCT
bmra-3898	72	8	a	a	DET
bmra-3898	72	9	cross	cross	ADJ
bmra-3898	72	10	-	-	ADJ
bmra-3898	72	11	disciplinary	disciplinary	ADJ
bmra-3898	72	12	journal	journal	NOUN
bmra-3898	72	13	fintech	fintech	NOUN
bmra-3898	72	14	is	be	AUX
bmra-3898	72	15	technological	technological	ADJ
bmra-3898	72	16	innovation	innovation	NOUN
bmra-3898	72	17	in	in	ADP
bmra-3898	72	18	the	the	DET
bmra-3898	72	19	financial	financial	ADJ
bmra-3898	72	20	industry	industry	NOUN
bmra-3898	72	21	that	that	PRON
bmra-3898	72	22	delivers	deliver	VERB
bmra-3898	72	23	significant	significant	ADJ
bmra-3898	72	24	changes	change	NOUN
bmra-3898	72	25	in	in	ADP
bmra-3898	72	26	services	service	NOUN
bmra-3898	72	27	or	or	CCONJ
bmra-3898	72	28	products	product	NOUN
bmra-3898	72	29	(	(	PUNCT
bmra-3898	72	30	financial	financial	ADJ
bmra-3898	72	31	stability	stability	NOUN
bmra-3898	72	32	board	board	NOUN
bmra-3898	72	33	,	,	PUNCT
bmra-3898	72	34	2019	2019	NUM
bmra-3898	72	35	)	)	PUNCT
bmra-3898	72	36	.	.	PUNCT
bmra-3898	73	1	a	a	DET
bmra-3898	73	2	letter	letter	NOUN
bmra-3898	73	3	of	of	ADP
bmra-3898	73	4	credit	credit	NOUN
bmra-3898	73	5	is	be	AUX
bmra-3898	73	6	an	an	DET
bmra-3898	73	7	irrevocable	irrevocable	ADJ
bmra-3898	73	8	undertaking	undertaking	NOUN
bmra-3898	73	9	that	that	SCONJ
bmra-3898	73	10	an	an	DET
bmra-3898	73	11	issuing	issue	VERB
bmra-3898	73	12	bank	bank	NOUN
bmra-3898	73	13	will	will	AUX
bmra-3898	73	14	pay	pay	VERB
bmra-3898	73	15	the	the	DET
bmra-3898	73	16	exporter	exporter	NOUN
bmra-3898	73	17	upon	upon	SCONJ
bmra-3898	73	18	delivery	delivery	NOUN
bmra-3898	73	19	of	of	ADP
bmra-3898	73	20	the	the	DET
bmra-3898	73	21	goods	good	NOUN
bmra-3898	73	22	or	or	CCONJ
bmra-3898	73	23	services	service	NOUN
bmra-3898	73	24	to	to	ADP
bmra-3898	73	25	the	the	DET
bmra-3898	73	26	importer	importer	NOUN
bmra-3898	73	27	(	(	PUNCT
bmra-3898	73	28	united	united	PROPN
bmra-3898	73	29	nations	nations	PROPN
bmra-3898	73	30	,	,	PUNCT
bmra-3898	73	31	2012	2012	NUM
bmra-3898	73	32	)	)	PUNCT
bmra-3898	73	33	.	.	PUNCT
bmra-3898	74	1	organizational	organizational	ADJ
bmra-3898	74	2	learning	learning	NOUN
bmra-3898	74	3	is	be	AUX
bmra-3898	74	4	creating	create	VERB
bmra-3898	74	5	and	and	CCONJ
bmra-3898	74	6	sharing	share	VERB
bmra-3898	74	7	knowledge	knowledge	NOUN
bmra-3898	74	8	to	to	PART
bmra-3898	74	9	integrate	integrate	VERB
bmra-3898	74	10	new	new	ADJ
bmra-3898	74	11	insights	insight	NOUN
bmra-3898	74	12	into	into	ADP
bmra-3898	74	13	future	future	ADJ
bmra-3898	74	14	processes	process	NOUN
bmra-3898	74	15	(	(	PUNCT
bmra-3898	74	16	siddiqui	siddiqui	NOUN
bmra-3898	74	17	et	et	PROPN
bmra-3898	74	18	al	al	PROPN
bmra-3898	74	19	.	.	PROPN
bmra-3898	74	20	,	,	PUNCT
bmra-3898	74	21	2019	2019	NUM
bmra-3898	74	22	)	)	PUNCT
bmra-3898	74	23	.	.	PUNCT
bmra-3898	75	1	a	a	DET
bmra-3898	75	2	smart	smart	ADJ
bmra-3898	75	3	contract	contract	NOUN
bmra-3898	75	4	is	be	AUX
bmra-3898	75	5	a	a	DET
bmra-3898	75	6	secured	secure	VERB
bmra-3898	75	7	digital	digital	ADJ
bmra-3898	75	8	instruction	instruction	NOUN
bmra-3898	75	9	coded	code	VERB
bmra-3898	75	10	to	to	PART
bmra-3898	75	11	automatically	automatically	ADV
bmra-3898	75	12	permit	permit	VERB
bmra-3898	75	13	a	a	DET
bmra-3898	75	14	contract	contract	NOUN
bmra-3898	75	15	terms	term	NOUN
bmra-3898	75	16	’	'	PUNCT
bmra-3898	75	17	performance	performance	NOUN
bmra-3898	75	18	(	(	PUNCT
bmra-3898	75	19	youssef	youssef	PROPN
bmra-3898	75	20	,	,	PUNCT
bmra-3898	75	21	2020	2020	NUM
bmra-3898	75	22	)	)	PUNCT
bmra-3898	75	23	.	.	PUNCT
bmra-3898	76	1	importance	importance	NOUN
bmra-3898	76	2	of	of	ADP
bmra-3898	76	3	the	the	DET
bmra-3898	76	4	project	project	NOUN
bmra-3898	76	5	banks	bank	NOUN
bmra-3898	76	6	operate	operate	VERB
bmra-3898	76	7	in	in	ADP
bmra-3898	76	8	a	a	DET
bmra-3898	76	9	highly	highly	ADV
bmra-3898	76	10	regulated	regulated	ADJ
bmra-3898	76	11	environment	environment	NOUN
bmra-3898	76	12	.	.	PUNCT
bmra-3898	77	1	to	to	PART
bmra-3898	77	2	avoid	avoid	VERB
bmra-3898	77	3	a	a	DET
bmra-3898	77	4	repeat	repeat	NOUN
bmra-3898	77	5	of	of	ADP
bmra-3898	77	6	the	the	DET
bmra-3898	77	7	global	global	ADJ
bmra-3898	77	8	financial	financial	ADJ
bmra-3898	77	9	crisis	crisis	NOUN
bmra-3898	77	10	of	of	ADP
bmra-3898	77	11	2008	2008	NUM
bmra-3898	77	12	,	,	PUNCT
bmra-3898	77	13	practitioners	practitioner	NOUN
bmra-3898	77	14	have	have	AUX
bmra-3898	77	15	concentrated	concentrate	VERB
bmra-3898	77	16	on	on	ADP
bmra-3898	77	17	compliance	compliance	NOUN
bmra-3898	77	18	with	with	ADP
bmra-3898	77	19	regulatory	regulatory	ADJ
bmra-3898	77	20	reforms	reform	NOUN
bmra-3898	77	21	at	at	ADP
bmra-3898	77	22	the	the	DET
bmra-3898	77	23	expense	expense	NOUN
bmra-3898	77	24	of	of	ADP
bmra-3898	77	25	innovation	innovation	NOUN
bmra-3898	77	26	(	(	PUNCT
bmra-3898	77	27	bank	bank	NOUN
bmra-3898	77	28	for	for	ADP
bmra-3898	77	29	international	international	ADJ
bmra-3898	77	30	settlements	settlement	NOUN
bmra-3898	77	31	,	,	PUNCT
bmra-3898	77	32	2018	2018	NUM
bmra-3898	77	33	;	;	PUNCT
bmra-3898	77	34	das	das	PROPN
bmra-3898	77	35	et	et	PROPN
bmra-3898	77	36	al	al	PROPN
bmra-3898	77	37	.	.	PROPN
bmra-3898	77	38	,	,	PUNCT
bmra-3898	77	39	2018	2018	NUM
bmra-3898	77	40	;	;	PUNCT
bmra-3898	77	41	helleiner	helleiner	NOUN
bmra-3898	77	42	,	,	PUNCT
bmra-3898	77	43	2011	2011	NUM
bmra-3898	77	44	)	)	PUNCT
bmra-3898	77	45	.	.	PUNCT
bmra-3898	78	1	the	the	DET
bmra-3898	78	2	covid-19	covid-19	PROPN
bmra-3898	78	3	pandemic	pandemic	ADJ
bmra-3898	78	4	presented	present	VERB
bmra-3898	78	5	challenges	challenge	NOUN
bmra-3898	78	6	to	to	ADP
bmra-3898	78	7	bank	bank	NOUN
bmra-3898	78	8	executives	executive	NOUN
bmra-3898	78	9	in	in	ADP
bmra-3898	78	10	trade	trade	NOUN
bmra-3898	78	11	finance	finance	NOUN
bmra-3898	78	12	as	as	ADP
bmra-3898	78	13	their	their	PRON
bmra-3898	78	14	ongoing	ongoing	ADJ
bmra-3898	78	15	use	use	NOUN
bmra-3898	78	16	of	of	ADP
bmra-3898	78	17	paper	paper	NOUN
bmra-3898	78	18	-	-	PUNCT
bmra-3898	78	19	based	base	VERB
bmra-3898	78	20	processes	process	NOUN
bmra-3898	78	21	made	make	VERB
bmra-3898	78	22	remote	remote	ADJ
bmra-3898	78	23	working	work	VERB
bmra-3898	78	24	impossible	impossible	ADJ
bmra-3898	78	25	(	(	PUNCT
bmra-3898	78	26	murad	murad	PROPN
bmra-3898	78	27	&	&	CCONJ
bmra-3898	78	28	daly	daly	PROPN
bmra-3898	78	29	,	,	PUNCT
bmra-3898	78	30	2021	2021	NUM
bmra-3898	78	31	)	)	PUNCT
bmra-3898	78	32	.	.	PUNCT
bmra-3898	79	1	banks	bank	NOUN
bmra-3898	79	2	have	have	AUX
bmra-3898	79	3	not	not	PART
bmra-3898	79	4	developed	develop	VERB
bmra-3898	79	5	smart	smart	ADJ
bmra-3898	79	6	solutions	solution	NOUN
bmra-3898	79	7	to	to	PART
bmra-3898	79	8	navigate	navigate	VERB
bmra-3898	79	9	the	the	DET
bmra-3898	79	10	regulatory	regulatory	ADJ
bmra-3898	79	11	requirements	requirement	NOUN
bmra-3898	79	12	,	,	PUNCT
bmra-3898	79	13	managing	manage	VERB
bmra-3898	79	14	most	most	ADJ
bmra-3898	79	15	regulatory	regulatory	ADJ
bmra-3898	79	16	processes	process	NOUN
bmra-3898	79	17	manually	manually	ADV
bmra-3898	79	18	at	at	ADP
bmra-3898	79	19	the	the	DET
bmra-3898	79	20	cost	cost	NOUN
bmra-3898	79	21	of	of	ADP
bmra-3898	79	22	up	up	ADP
bmra-3898	79	23	to	to	PART
bmra-3898	79	24	us$4	us$4	NOUN
bmra-3898	79	25	billion	billion	NUM
bmra-3898	79	26	annually	annually	ADV
bmra-3898	79	27	(	(	PUNCT
bmra-3898	79	28	pwc	pwc	NOUN
bmra-3898	79	29	,	,	PUNCT
bmra-3898	79	30	2017	2017	NUM
bmra-3898	79	31	)	)	PUNCT
bmra-3898	79	32	.	.	PUNCT
bmra-3898	80	1	practitioners	practitioner	NOUN
bmra-3898	80	2	can	can	AUX
bmra-3898	80	3	access	access	VERB
bmra-3898	80	4	innovations	innovation	NOUN
bmra-3898	80	5	through	through	ADP
bmra-3898	80	6	licensing	licensing	NOUN
bmra-3898	80	7	,	,	PUNCT
bmra-3898	80	8	collaborations	collaboration	NOUN
bmra-3898	80	9	,	,	PUNCT
bmra-3898	80	10	joint	joint	ADJ
bmra-3898	80	11	ventures	venture	NOUN
bmra-3898	80	12	,	,	PUNCT
bmra-3898	80	13	mergers	merger	NOUN
bmra-3898	80	14	,	,	PUNCT
bmra-3898	80	15	and	and	CCONJ
bmra-3898	80	16	acquisitions	acquisition	NOUN
bmra-3898	80	17	(	(	PUNCT
bmra-3898	80	18	ahuja	ahuja	PROPN
bmra-3898	80	19	&	&	CCONJ
bmra-3898	80	20	katila	katila	PROPN
bmra-3898	80	21	,	,	PUNCT
bmra-3898	80	22	2001	2001	NUM
bmra-3898	80	23	;	;	PUNCT
bmra-3898	80	24	dell’era	dell’era	NOUN
bmra-3898	80	25	&	&	CCONJ
bmra-3898	80	26	verganti	verganti	NOUN
bmra-3898	80	27	,	,	PUNCT
bmra-3898	80	28	2010	2010	NUM
bmra-3898	80	29	;	;	PUNCT
bmra-3898	80	30	haucap	haucap	NOUN
bmra-3898	80	31	et	et	PROPN
bmra-3898	80	32	al	al	PROPN
bmra-3898	80	33	.	.	PROPN
bmra-3898	80	34	,	,	PUNCT
bmra-3898	80	35	2019	2019	NUM
bmra-3898	80	36	;	;	PUNCT
bmra-3898	80	37	hensmans	hensman	NOUN
bmra-3898	80	38	,	,	PUNCT
bmra-3898	80	39	2017	2017	NUM
bmra-3898	80	40	;	;	PUNCT
bmra-3898	80	41	katz	katz	PROPN
bmra-3898	80	42	&	&	CCONJ
bmra-3898	80	43	shapiro	shapiro	PROPN
bmra-3898	80	44	,	,	PUNCT
bmra-3898	80	45	1985	1985	NUM
bmra-3898	80	46	)	)	PUNCT
bmra-3898	80	47	.	.	PUNCT
bmra-3898	81	1	in	in	ADP
bmra-3898	81	2	short	short	ADJ
bmra-3898	81	3	,	,	PUNCT
bmra-3898	81	4	several	several	ADJ
bmra-3898	81	5	organizations	organization	NOUN
bmra-3898	81	6	are	be	AUX
bmra-3898	81	7	forming	form	VERB
bmra-3898	81	8	ecosystems	ecosystem	NOUN
bmra-3898	81	9	to	to	PART
bmra-3898	81	10	manage	manage	VERB
bmra-3898	81	11	trade	trade	NOUN
bmra-3898	81	12	finance	finance	NOUN
bmra-3898	81	13	more	more	ADV
bmra-3898	81	14	efficiently	efficiently	ADV
bmra-3898	81	15	using	use	VERB
bmra-3898	81	16	blockchain	blockchain	PROPN
bmra-3898	81	17	technology	technology	PROPN
bmra-3898	81	18	.	.	PUNCT
bmra-3898	82	1	applied	apply	VERB
bmra-3898	82	2	framework	framework	NOUN
bmra-3898	82	3	the	the	DET
bmra-3898	82	4	concepts	concept	NOUN
bmra-3898	82	5	of	of	ADP
bmra-3898	82	6	the	the	DET
bmra-3898	82	7	technology	technology	NOUN
bmra-3898	82	8	-	-	PUNCT
bmra-3898	82	9	organization	organization	NOUN
bmra-3898	82	10	-	-	PUNCT
bmra-3898	82	11	environment	environment	NOUN
bmra-3898	82	12	(	(	PUNCT
bmra-3898	82	13	toe	toe	NOUN
bmra-3898	82	14	)	)	PUNCT
bmra-3898	82	15	framework	framework	NOUN
bmra-3898	82	16	(	(	PUNCT
bmra-3898	82	17	tornatzky	tornatzky	PROPN
bmra-3898	82	18	et	et	PROPN
bmra-3898	82	19	al	al	PROPN
bmra-3898	82	20	.	.	PROPN
bmra-3898	82	21	,	,	PUNCT
bmra-3898	82	22	1990	1990	NUM
bmra-3898	82	23	)	)	PUNCT
bmra-3898	82	24	as	as	SCONJ
bmra-3898	82	25	proposed	propose	VERB
bmra-3898	82	26	by	by	ADP
bmra-3898	82	27	baker	baker	PROPN
bmra-3898	82	28	(	(	PUNCT
bmra-3898	82	29	2011	2011	NUM
bmra-3898	82	30	)	)	PUNCT
bmra-3898	82	31	inform	inform	VERB
bmra-3898	82	32	the	the	DET
bmra-3898	82	33	methodology	methodology	NOUN
bmra-3898	82	34	and	and	CCONJ
bmra-3898	82	35	analysis	analysis	NOUN
bmra-3898	82	36	of	of	ADP
bmra-3898	82	37	this	this	DET
bmra-3898	82	38	modified	modify	VERB
bmra-3898	82	39	delphi	delphi	NOUN
bmra-3898	82	40	project	project	NOUN
bmra-3898	82	41	.	.	PUNCT
bmra-3898	83	1	the	the	DET
bmra-3898	83	2	toe	toe	NOUN
bmra-3898	83	3	framework	framework	NOUN
bmra-3898	83	4	explains	explain	VERB
bmra-3898	83	5	how	how	SCONJ
bmra-3898	83	6	the	the	DET
bmra-3898	83	7	technological	technological	ADJ
bmra-3898	83	8	,	,	PUNCT
bmra-3898	83	9	organizational	organizational	ADJ
bmra-3898	83	10	,	,	PUNCT
bmra-3898	83	11	and	and	CCONJ
bmra-3898	83	12	environmental	environmental	ADJ
bmra-3898	83	13	concepts	concept	NOUN
bmra-3898	83	14	impact	impact	VERB
bmra-3898	83	15	technological	technological	ADJ
bmra-3898	83	16	innovation	innovation	NOUN
bmra-3898	83	17	in	in	ADP
bmra-3898	83	18	the	the	DET
bmra-3898	83	19	firm	firm	NOUN
bmra-3898	83	20	by	by	ADP
bmra-3898	83	21	examining	examine	VERB
bmra-3898	83	22	these	these	DET
bmra-3898	83	23	concepts	concept	NOUN
bmra-3898	83	24	as	as	ADP
bmra-3898	83	25	the	the	DET
bmra-3898	83	26	result	result	NOUN
bmra-3898	83	27	of	of	ADP
bmra-3898	83	28	a	a	DET
bmra-3898	83	29	“	"	PUNCT
bmra-3898	83	30	model	model	NOUN
bmra-3898	83	31	of	of	ADP
bmra-3898	83	32	innovation	innovation	NOUN
bmra-3898	83	33	orientation	orientation	NOUN
bmra-3898	83	34	:	:	PUNCT
bmra-3898	83	35	drivers	driver	NOUN
bmra-3898	83	36	,	,	PUNCT
bmra-3898	83	37	actions	action	NOUN
bmra-3898	83	38	,	,	PUNCT
bmra-3898	83	39	and	and	CCONJ
bmra-3898	83	40	outcomes	outcome	NOUN
bmra-3898	83	41	”	"	PUNCT
bmra-3898	83	42	(	(	PUNCT
bmra-3898	83	43	siguaw	siguaw	NOUN
bmra-3898	83	44	et	et	PROPN
bmra-3898	83	45	al	al	PROPN
bmra-3898	83	46	.	.	PROPN
bmra-3898	83	47	,	,	PUNCT
bmra-3898	83	48	2006	2006	NUM
bmra-3898	83	49	,	,	PUNCT
bmra-3898	83	50	p.	p.	NOUN
bmra-3898	83	51	563	563	NUM
bmra-3898	83	52	)	)	PUNCT
bmra-3898	83	53	.	.	PUNCT
bmra-3898	84	1	past	past	ADJ
bmra-3898	84	2	applications	application	NOUN
bmra-3898	84	3	of	of	ADP
bmra-3898	84	4	this	this	DET
bmra-3898	84	5	framework	framework	NOUN
bmra-3898	84	6	demonstrate	demonstrate	VERB
bmra-3898	84	7	that	that	SCONJ
bmra-3898	84	8	its	its	PRON
bmra-3898	84	9	models	model	NOUN
bmra-3898	84	10	can	can	AUX
bmra-3898	84	11	identify	identify	VERB
bmra-3898	84	12	how	how	SCONJ
bmra-3898	84	13	organizational	organizational	ADJ
bmra-3898	84	14	competencies	competency	NOUN
bmra-3898	84	15	produce	produce	VERB
bmra-3898	84	16	innovation	innovation	NOUN
bmra-3898	84	17	outcomes	outcome	NOUN
bmra-3898	84	18	that	that	PRON
bmra-3898	84	19	improve	improve	VERB
bmra-3898	84	20	firm	firm	ADJ
bmra-3898	84	21	performance	performance	NOUN
bmra-3898	84	22	(	(	PUNCT
bmra-3898	84	23	baker	baker	NOUN
bmra-3898	84	24	,	,	PUNCT
bmra-3898	84	25	2011	2011	NUM
bmra-3898	84	26	;	;	PUNCT
bmra-3898	84	27	clohessy	clohessy	PROPN
bmra-3898	84	28	&	&	CCONJ
bmra-3898	84	29	acton	acton	PROPN
bmra-3898	84	30	,	,	PUNCT
bmra-3898	84	31	2019	2019	NUM
bmra-3898	84	32	;	;	PUNCT
bmra-3898	84	33	li	li	PROPN
bmra-3898	84	34	,	,	PUNCT
bmra-3898	84	35	2020	2020	NUM
bmra-3898	84	36	;	;	PUNCT
bmra-3898	84	37	oliveira	oliveira	PROPN
bmra-3898	84	38	&	&	CCONJ
bmra-3898	84	39	martins	martins	PROPN
bmra-3898	84	40	,	,	PUNCT
bmra-3898	84	41	2010	2010	NUM
bmra-3898	84	42	;	;	PUNCT
bmra-3898	84	43	pan	pan	PROPN
bmra-3898	84	44	&	&	CCONJ
bmra-3898	84	45	jang	jang	PROPN
bmra-3898	84	46	,	,	PUNCT
bmra-3898	84	47	2008	2008	NUM
bmra-3898	84	48	;	;	PUNCT
bmra-3898	84	49	siguaw	siguaw	PROPN
bmra-3898	84	50	et	et	PROPN
bmra-3898	84	51	al	al	PROPN
bmra-3898	84	52	.	.	PROPN
bmra-3898	84	53	,	,	PUNCT
bmra-3898	84	54	2006	2006	NUM
bmra-3898	84	55	;	;	PUNCT
bmra-3898	84	56	teo	teo	PROPN
bmra-3898	84	57	et	et	PROPN
bmra-3898	84	58	al	al	PROPN
bmra-3898	84	59	.	.	PROPN
bmra-3898	84	60	,	,	PUNCT
bmra-3898	84	61	2006	2006	NUM
bmra-3898	84	62	;	;	PUNCT
bmra-3898	84	63	zhu	zhu	PROPN
bmra-3898	84	64	&	&	CCONJ
bmra-3898	84	65	kraemer	kraemer	PROPN
bmra-3898	84	66	,	,	PUNCT
bmra-3898	84	67	2005	2005	NUM
bmra-3898	84	68	;	;	PUNCT
bmra-3898	84	69	zhu	zhu	PROPN
bmra-3898	84	70	et	et	PROPN
bmra-3898	84	71	al	al	PROPN
bmra-3898	84	72	.	.	PROPN
bmra-3898	84	73	,	,	PUNCT
bmra-3898	84	74	2006	2006	NUM
bmra-3898	84	75	)	)	PUNCT
bmra-3898	84	76	.	.	PUNCT
bmra-3898	85	1	this	this	DET
bmra-3898	85	2	project	project	NOUN
bmra-3898	85	3	uses	use	VERB
bmra-3898	85	4	a	a	DET
bmra-3898	85	5	hybrid	hybrid	ADJ
bmra-3898	85	6	framework	framework	NOUN
bmra-3898	85	7	(	(	PUNCT
bmra-3898	85	8	see	see	VERB
bmra-3898	85	9	figure	figure	NOUN
bmra-3898	85	10	1	1	NUM
bmra-3898	85	11	)	)	PUNCT
bmra-3898	85	12	to	to	PART
bmra-3898	85	13	examine	examine	VERB
bmra-3898	85	14	a	a	DET
bmra-3898	85	15	specific	specific	ADJ
bmra-3898	85	16	innovation	innovation	NOUN
bmra-3898	85	17	,	,	PUNCT
bmra-3898	85	18	i.e.	i.e.	X
bmra-3898	85	19	,	,	PUNCT
bmra-3898	85	20	blockchain	blockchain	PROPN
bmra-3898	85	21	technology	technology	PROPN
bmra-3898	85	22	,	,	PUNCT
bmra-3898	85	23	in	in	ADP
bmra-3898	85	24	a	a	DET
bmra-3898	85	25	specific	specific	ADJ
bmra-3898	85	26	industry	industry	NOUN
bmra-3898	85	27	,	,	PUNCT
bmra-3898	85	28	i.e.	i.e.	X
bmra-3898	85	29	,	,	PUNCT
bmra-3898	85	30	trade	trade	NOUN
bmra-3898	85	31	finance	finance	NOUN
bmra-3898	85	32	,	,	PUNCT
bmra-3898	85	33	which	which	PRON
bmra-3898	85	34	includes	include	VERB
bmra-3898	85	35	several	several	ADJ
bmra-3898	85	36	barriers	barrier	NOUN
bmra-3898	85	37	identified	identify	VERB
bmra-3898	85	38	in	in	ADP
bmra-3898	85	39	the	the	DET
bmra-3898	85	40	extant	extant	ADJ
bmra-3898	85	41	literature	literature	NOUN
bmra-3898	85	42	on	on	ADP
bmra-3898	85	43	blockchain	blockchain	PROPN
bmra-3898	85	44	technology	technology	PROPN
bmra-3898	85	45	adoption	adoption	NOUN
bmra-3898	85	46	.	.	PUNCT
bmra-3898	86	1	42	42	NUM
bmra-3898	86	2	january	january	PROPN
bmra-3898	86	3	2023	2023	NUM
bmra-3898	86	4	|	|	NOUN
bmra-3898	86	5	volume	volume	NOUN
bmra-3898	86	6	2	2	NUM
bmra-3898	86	7	,	,	PUNCT
bmra-3898	86	8	number	number	NOUN
bmra-3898	86	9	1	1	NUM
bmra-3898	86	10	figure	figure	NOUN
bmra-3898	86	11	1	1	NUM
bmra-3898	86	12	innovation	innovation	NOUN
bmra-3898	86	13	framework	framework	NOUN
bmra-3898	86	14	for	for	ADP
bmra-3898	86	15	adopting	adopt	VERB
bmra-3898	86	16	blockchain	blockchain	PROPN
bmra-3898	86	17	technology	technology	PROPN
bmra-3898	86	18	in	in	ADP
bmra-3898	86	19	trade	trade	NOUN
bmra-3898	86	20	finance	finance	NOUN
bmra-3898	86	21	literature	literature	NOUN
bmra-3898	86	22	review	review	PROPN
bmra-3898	86	23	technology	technology	NOUN
bmra-3898	86	24	focus	focus	VERB
bmra-3898	86	25	the	the	DET
bmra-3898	86	26	technology	technology	NOUN
bmra-3898	86	27	concept	concept	NOUN
bmra-3898	86	28	of	of	ADP
bmra-3898	86	29	the	the	DET
bmra-3898	86	30	toe	toe	NOUN
bmra-3898	86	31	framework	framework	NOUN
bmra-3898	86	32	helps	help	VERB
bmra-3898	86	33	practitioners	practitioner	NOUN
bmra-3898	86	34	identify	identify	VERB
bmra-3898	86	35	gaps	gap	NOUN
bmra-3898	86	36	between	between	ADP
bmra-3898	86	37	the	the	DET
bmra-3898	86	38	technology	technology	NOUN
bmra-3898	86	39	within	within	ADP
bmra-3898	86	40	the	the	DET
bmra-3898	86	41	firm	firm	NOUN
bmra-3898	86	42	and	and	CCONJ
bmra-3898	86	43	what	what	PRON
bmra-3898	86	44	is	be	AUX
bmra-3898	86	45	available	available	ADJ
bmra-3898	86	46	to	to	PART
bmra-3898	86	47	fill	fill	VERB
bmra-3898	86	48	those	those	DET
bmra-3898	86	49	gaps	gap	NOUN
bmra-3898	86	50	(	(	PUNCT
bmra-3898	86	51	baker	baker	NOUN
bmra-3898	86	52	,	,	PUNCT
bmra-3898	86	53	2011	2011	NUM
bmra-3898	86	54	)	)	PUNCT
bmra-3898	86	55	.	.	PUNCT
bmra-3898	87	1	key	key	ADJ
bmra-3898	87	2	factors	factor	NOUN
bmra-3898	87	3	that	that	PRON
bmra-3898	87	4	impact	impact	VERB
bmra-3898	87	5	the	the	DET
bmra-3898	87	6	adoption	adoption	NOUN
bmra-3898	87	7	of	of	ADP
bmra-3898	87	8	it	it	PRON
bmra-3898	87	9	innovations	innovation	NOUN
bmra-3898	87	10	include	include	VERB
bmra-3898	87	11	required	required	ADJ
bmra-3898	87	12	expertise	expertise	NOUN
bmra-3898	87	13	,	,	PUNCT
bmra-3898	87	14	perceived	perceive	VERB
bmra-3898	87	15	comparative	comparative	ADJ
bmra-3898	87	16	benefit	benefit	NOUN
bmra-3898	87	17	,	,	PUNCT
bmra-3898	87	18	and	and	CCONJ
bmra-3898	87	19	how	how	SCONJ
bmra-3898	87	20	they	they	PRON
bmra-3898	87	21	fit	fit	VERB
bmra-3898	87	22	and	and	CCONJ
bmra-3898	87	23	integrate	integrate	VERB
bmra-3898	87	24	with	with	ADP
bmra-3898	87	25	existing	exist	VERB
bmra-3898	87	26	technology	technology	NOUN
bmra-3898	87	27	(	(	PUNCT
bmra-3898	87	28	rogers	roger	NOUN
bmra-3898	87	29	,	,	PUNCT
bmra-3898	87	30	1995	1995	NUM
bmra-3898	87	31	)	)	PUNCT
bmra-3898	87	32	.	.	PUNCT
bmra-3898	88	1	several	several	ADJ
bmra-3898	88	2	technology	technology	NOUN
bmra-3898	88	3	barriers	barrier	NOUN
bmra-3898	88	4	are	be	AUX
bmra-3898	88	5	specific	specific	ADJ
bmra-3898	88	6	to	to	PART
bmra-3898	88	7	blockchain	blockchain	PROPN
bmra-3898	88	8	technology	technology	PROPN
bmra-3898	88	9	.	.	PUNCT
bmra-3898	89	1	for	for	ADP
bmra-3898	89	2	example	example	NOUN
bmra-3898	89	3	,	,	PUNCT
bmra-3898	89	4	the	the	DET
bmra-3898	89	5	computational	computational	ADJ
bmra-3898	89	6	power	power	NOUN
bmra-3898	89	7	required	require	VERB
bmra-3898	89	8	in	in	ADP
bmra-3898	89	9	the	the	DET
bmra-3898	89	10	mining	mining	NOUN
bmra-3898	89	11	process	process	NOUN
bmra-3898	89	12	to	to	PART
bmra-3898	89	13	produce	produce	VERB
bmra-3898	89	14	proof	proof	NOUN
bmra-3898	89	15	-	-	PUNCT
bmra-3898	89	16	of	of	ADP
bmra-3898	89	17	-	-	PUNCT
bmra-3898	89	18	work	work	NOUN
bmra-3898	89	19	is	be	AUX
bmra-3898	89	20	excessive	excessive	ADJ
bmra-3898	89	21	,	,	PUNCT
bmra-3898	89	22	leading	lead	VERB
bmra-3898	89	23	to	to	ADP
bmra-3898	89	24	environmental	environmental	ADJ
bmra-3898	89	25	fears	fear	NOUN
bmra-3898	89	26	(	(	PUNCT
bmra-3898	89	27	koteska	koteska	INTJ
bmra-3898	89	28	et	et	PROPN
bmra-3898	89	29	al	al	PROPN
bmra-3898	89	30	.	.	PROPN
bmra-3898	89	31	,	,	PUNCT
bmra-3898	89	32	2017	2017	NUM
bmra-3898	89	33	)	)	PUNCT
bmra-3898	89	34	.	.	PUNCT
bmra-3898	90	1	most	most	ADJ
bmra-3898	90	2	of	of	ADP
bmra-3898	90	3	the	the	DET
bmra-3898	90	4	mining	mining	NOUN
bmra-3898	90	5	is	be	AUX
bmra-3898	90	6	done	do	VERB
bmra-3898	90	7	in	in	ADP
bmra-3898	90	8	china	china	PROPN
bmra-3898	90	9	,	,	PUNCT
bmra-3898	90	10	and	and	CCONJ
bmra-3898	90	11	,	,	PUNCT
bmra-3898	90	12	according	accord	VERB
bmra-3898	90	13	to	to	ADP
bmra-3898	90	14	the	the	DET
bmra-3898	90	15	center	center	NOUN
bmra-3898	90	16	for	for	ADP
bmra-3898	90	17	strategic	strategic	ADJ
bmra-3898	90	18	and	and	CCONJ
bmra-3898	90	19	international	international	ADJ
bmra-3898	90	20	studies	study	NOUN
bmra-3898	90	21	(	(	PUNCT
bmra-3898	90	22	2022	2022	NUM
bmra-3898	90	23	)	)	PUNCT
bmra-3898	90	24	,	,	PUNCT
bmra-3898	90	25	china	china	PROPN
bmra-3898	90	26	is	be	AUX
bmra-3898	90	27	the	the	DET
bmra-3898	90	28	world	world	NOUN
bmra-3898	90	29	’s	’s	PART
bmra-3898	90	30	leading	lead	VERB
bmra-3898	90	31	producer	producer	NOUN
bmra-3898	90	32	and	and	CCONJ
bmra-3898	90	33	user	user	NOUN
bmra-3898	90	34	of	of	ADP
bmra-3898	90	35	coal	coal	NOUN
bmra-3898	90	36	.	.	PUNCT
bmra-3898	91	1	bitcoin	bitcoin	ADJ
bmra-3898	91	2	mining	mining	NOUN
bmra-3898	91	3	alone	alone	ADV
bmra-3898	91	4	could	could	AUX
bmra-3898	91	5	emit	emit	VERB
bmra-3898	91	6	enough	enough	ADJ
bmra-3898	91	7	carbon	carbon	NOUN
bmra-3898	91	8	to	to	PART
bmra-3898	91	9	increase	increase	VERB
bmra-3898	91	10	global	global	ADJ
bmra-3898	91	11	warming	warming	NOUN
bmra-3898	91	12	by	by	ADP
bmra-3898	91	13	2	2	NUM
bmra-3898	91	14	degrees	degree	NOUN
bmra-3898	91	15	celsius	celsius	NOUN
bmra-3898	91	16	by	by	ADP
bmra-3898	91	17	2048	2048	NUM
bmra-3898	91	18	(	(	PUNCT
bmra-3898	91	19	mora	mora	PROPN
bmra-3898	91	20	et	et	PROPN
bmra-3898	91	21	al	al	PROPN
bmra-3898	91	22	.	.	PROPN
bmra-3898	91	23	,	,	PUNCT
bmra-3898	91	24	2018	2018	NUM
bmra-3898	91	25	)	)	PUNCT
bmra-3898	91	26	.	.	PUNCT
bmra-3898	92	1	scalability	scalability	NOUN
bmra-3898	92	2	is	be	AUX
bmra-3898	92	3	also	also	ADV
bmra-3898	92	4	a	a	DET
bmra-3898	92	5	crucial	crucial	ADJ
bmra-3898	92	6	barrier	barrier	NOUN
bmra-3898	92	7	to	to	ADP
bmra-3898	92	8	adopting	adopt	VERB
bmra-3898	92	9	blockchain	blockchain	PROPN
bmra-3898	92	10	technology	technology	PROPN
bmra-3898	92	11	in	in	ADP
bmra-3898	92	12	trade	trade	NOUN
bmra-3898	92	13	finance	finance	NOUN
bmra-3898	92	14	(	(	PUNCT
bmra-3898	92	15	koteska	koteska	PROPN
bmra-3898	92	16	et	et	PROPN
bmra-3898	92	17	al	al	PROPN
bmra-3898	92	18	.	.	PROPN
bmra-3898	92	19	,	,	PUNCT
bmra-3898	92	20	2017	2017	NUM
bmra-3898	92	21	)	)	PUNCT
bmra-3898	92	22	.	.	PUNCT
bmra-3898	93	1	lack	lack	NOUN
bmra-3898	93	2	of	of	ADP
bmra-3898	93	3	standardization	standardization	NOUN
bmra-3898	93	4	across	across	ADP
bmra-3898	93	5	technology	technology	NOUN
bmra-3898	93	6	in	in	ADP
bmra-3898	93	7	trade	trade	NOUN
bmra-3898	93	8	finance	finance	NOUN
bmra-3898	93	9	business	business	NOUN
bmra-3898	93	10	problem	problem	NOUN
bmra-3898	93	11	concepts	concept	NOUN
bmra-3898	93	12	barriers	barrier	VERB
bmra-3898	93	13	computational	computational	ADJ
bmra-3898	93	14	power	power	NOUN
bmra-3898	93	15	integration	integration	NOUN
bmra-3898	93	16	complexity	complexity	NOUN
bmra-3898	93	17	scalability	scalability	NOUN
bmra-3898	93	18	standardization	standardization	NOUN
bmra-3898	93	19	privacy	privacy	NOUN
bmra-3898	93	20	support	support	NOUN
bmra-3898	93	21	gap	gap	NOUN
bmra-3898	93	22	in	in	ADP
bmra-3898	93	23	practice	practice	NOUN
bmra-3898	93	24	blockchain	blockchain	PROPN
bmra-3898	93	25	implementation	implementation	NOUN
bmra-3898	93	26	firm	firm	NOUN
bmra-3898	93	27	performance	performance	NOUN
bmra-3898	93	28	market	market	NOUN
bmra-3898	93	29	position	position	NOUN
bmra-3898	93	30	operational	operational	ADJ
bmra-3898	93	31	efficiency	efficiency	NOUN
bmra-3898	93	32	financial	financial	ADJ
bmra-3898	93	33	results	result	VERB
bmra-3898	93	34	strategic	strategic	ADJ
bmra-3898	93	35	direction	direction	NOUN
bmra-3898	93	36	environmental	environmental	ADJ
bmra-3898	93	37	turbulence	turbulence	NOUN
bmra-3898	93	38	outcome	outcome	VERB
bmra-3898	93	39	talent	talent	NOUN
bmra-3898	93	40	financial	financial	ADJ
bmra-3898	93	41	resources	resource	NOUN
bmra-3898	93	42	infrastructure	infrastructure	NOUN
bmra-3898	93	43	organizational	organizational	ADJ
bmra-3898	93	44	readiness	readiness	NOUN
bmra-3898	93	45	top	top	ADJ
bmra-3898	93	46	management	management	NOUN
bmra-3898	93	47	support	support	NOUN
bmra-3898	93	48	regulations	regulation	NOUN
bmra-3898	93	49	interoperability	interoperability	NOUN
bmra-3898	93	50	standardization	standardization	NOUN
bmra-3898	93	51	organization	organization	NOUN
bmra-3898	93	52	technology	technology	NOUN
bmra-3898	93	53	environment	environment	NOUN
bmra-3898	93	54	43	43	NUM
bmra-3898	93	55	business	business	NOUN
bmra-3898	93	56	management	management	NOUN
bmra-3898	93	57	research	research	PROPN
bmra-3898	93	58	&	&	CCONJ
bmra-3898	93	59	applications	application	NOUN
bmra-3898	93	60	:	:	PUNCT
bmra-3898	93	61	a	a	DET
bmra-3898	93	62	cross	cross	ADJ
bmra-3898	93	63	-	-	ADJ
bmra-3898	93	64	disciplinary	disciplinary	ADJ
bmra-3898	93	65	journal	journal	NOUN
bmra-3898	93	66	blockchains	blockchain	NOUN
bmra-3898	93	67	prevents	prevent	VERB
bmra-3898	93	68	adoption	adoption	NOUN
bmra-3898	93	69	(	(	PUNCT
bmra-3898	93	70	chen	chen	PROPN
bmra-3898	93	71	et	et	PROPN
bmra-3898	93	72	al	al	PROPN
bmra-3898	93	73	.	.	PROPN
bmra-3898	93	74	,	,	PUNCT
bmra-3898	93	75	2020	2020	NUM
bmra-3898	93	76	;	;	PUNCT
bmra-3898	93	77	vysya	vysya	PROPN
bmra-3898	93	78	&	&	CCONJ
bmra-3898	93	79	kumar	kumar	PROPN
bmra-3898	93	80	,	,	PUNCT
bmra-3898	93	81	2019	2019	NUM
bmra-3898	93	82	)	)	PUNCT
bmra-3898	93	83	.	.	PUNCT
bmra-3898	94	1	public	public	ADJ
bmra-3898	94	2	blockchains	blockchain	NOUN
bmra-3898	94	3	are	be	AUX
bmra-3898	94	4	also	also	ADV
bmra-3898	94	5	prone	prone	ADJ
bmra-3898	94	6	to	to	ADP
bmra-3898	94	7	attack	attack	NOUN
bmra-3898	94	8	because	because	SCONJ
bmra-3898	94	9	the	the	DET
bmra-3898	94	10	setup	setup	NOUN
bmra-3898	94	11	of	of	ADP
bmra-3898	94	12	a	a	DET
bmra-3898	94	13	blockchain	blockchain	NOUN
bmra-3898	94	14	is	be	AUX
bmra-3898	94	15	such	such	ADJ
bmra-3898	94	16	that	that	SCONJ
bmra-3898	94	17	if	if	SCONJ
bmra-3898	94	18	51	51	NUM
bmra-3898	94	19	%	%	NOUN
bmra-3898	94	20	of	of	ADP
bmra-3898	94	21	the	the	DET
bmra-3898	94	22	miners	miner	NOUN
bmra-3898	94	23	control	control	VERB
bmra-3898	94	24	a	a	DET
bmra-3898	94	25	node	node	NOUN
bmra-3898	94	26	,	,	PUNCT
bmra-3898	94	27	they	they	PRON
bmra-3898	94	28	can	can	AUX
bmra-3898	94	29	manipulate	manipulate	VERB
bmra-3898	94	30	it	it	PRON
bmra-3898	94	31	,	,	PUNCT
bmra-3898	94	32	erase	erase	VERB
bmra-3898	94	33	transaction	transaction	NOUN
bmra-3898	94	34	history	history	NOUN
bmra-3898	94	35	,	,	PUNCT
bmra-3898	94	36	and	and	CCONJ
bmra-3898	94	37	compromise	compromise	VERB
bmra-3898	94	38	the	the	DET
bmra-3898	94	39	integrity	integrity	NOUN
bmra-3898	94	40	of	of	ADP
bmra-3898	94	41	the	the	DET
bmra-3898	94	42	block	block	NOUN
bmra-3898	94	43	(	(	PUNCT
bmra-3898	94	44	bakos	bakos	NOUN
bmra-3898	94	45	et	et	PROPN
bmra-3898	94	46	al	al	PROPN
bmra-3898	94	47	.	.	PROPN
bmra-3898	94	48	,	,	PUNCT
bmra-3898	94	49	2021	2021	NUM
bmra-3898	94	50	;	;	PUNCT
bmra-3898	94	51	koteska	koteska	PROPN
bmra-3898	94	52	et	et	PROPN
bmra-3898	94	53	al	al	PROPN
bmra-3898	94	54	.	.	PROPN
bmra-3898	94	55	,	,	PUNCT
bmra-3898	94	56	2017	2017	NUM
bmra-3898	94	57	;	;	PUNCT
bmra-3898	94	58	vysya	vysya	PROPN
bmra-3898	94	59	&	&	CCONJ
bmra-3898	94	60	kumar	kumar	PROPN
bmra-3898	94	61	,	,	PUNCT
bmra-3898	94	62	2019	2019	NUM
bmra-3898	94	63	)	)	PUNCT
bmra-3898	94	64	.	.	PUNCT
bmra-3898	95	1	the	the	DET
bmra-3898	95	2	privacy	privacy	NOUN
bmra-3898	95	3	issues	issue	NOUN
bmra-3898	95	4	,	,	PUNCT
bmra-3898	95	5	especially	especially	ADV
bmra-3898	95	6	for	for	ADP
bmra-3898	95	7	public	public	ADJ
bmra-3898	95	8	blockchains	blockchain	NOUN
bmra-3898	95	9	,	,	PUNCT
bmra-3898	95	10	are	be	AUX
bmra-3898	95	11	a	a	DET
bmra-3898	95	12	significant	significant	ADJ
bmra-3898	95	13	deterrent	deterrent	NOUN
bmra-3898	95	14	to	to	PART
bmra-3898	95	15	adopting	adopt	VERB
bmra-3898	95	16	this	this	DET
bmra-3898	95	17	innovative	innovative	ADJ
bmra-3898	95	18	technology	technology	NOUN
bmra-3898	95	19	(	(	PUNCT
bmra-3898	95	20	koteska	koteska	PROPN
bmra-3898	95	21	et	et	PROPN
bmra-3898	95	22	al	al	PROPN
bmra-3898	95	23	.	.	PROPN
bmra-3898	95	24	,	,	PUNCT
bmra-3898	95	25	2017	2017	NUM
bmra-3898	95	26	)	)	PUNCT
bmra-3898	95	27	.	.	PUNCT
bmra-3898	96	1	global	global	ADJ
bmra-3898	96	2	technological	technological	ADJ
bmra-3898	96	3	developments	development	NOUN
bmra-3898	96	4	have	have	AUX
bmra-3898	96	5	fostered	foster	VERB
bmra-3898	96	6	blockchain	blockchain	NOUN
bmra-3898	96	7	,	,	PUNCT
bmra-3898	96	8	with	with	ADP
bmra-3898	96	9	several	several	ADJ
bmra-3898	96	10	companies	company	NOUN
bmra-3898	96	11	launching	launch	VERB
bmra-3898	96	12	platforms	platform	NOUN
bmra-3898	96	13	in	in	ADP
bmra-3898	96	14	2018	2018	NUM
bmra-3898	96	15	and	and	CCONJ
bmra-3898	96	16	over	over	ADP
bmra-3898	96	17	550	550	NUM
bmra-3898	96	18	patents	patent	NOUN
bmra-3898	96	19	under	under	ADP
bmra-3898	96	20	review	review	NOUN
bmra-3898	96	21	in	in	ADP
bmra-3898	96	22	2019	2019	NUM
bmra-3898	96	23	worldwide	worldwide	ADV
bmra-3898	96	24	(	(	PUNCT
bmra-3898	96	25	herweijer	herweijer	NOUN
bmra-3898	96	26	et	et	PROPN
bmra-3898	96	27	al	al	PROPN
bmra-3898	96	28	.	.	PROPN
bmra-3898	96	29	,	,	PUNCT
bmra-3898	96	30	2018	2018	NUM
bmra-3898	96	31	;	;	PUNCT
bmra-3898	96	32	sherman	sherman	PROPN
bmra-3898	96	33	et	et	PROPN
bmra-3898	96	34	al	al	PROPN
bmra-3898	96	35	.	.	PROPN
bmra-3898	96	36	,	,	PUNCT
bmra-3898	96	37	2019	2019	NUM
bmra-3898	96	38	)	)	PUNCT
bmra-3898	96	39	.	.	PUNCT
bmra-3898	97	1	some	some	DET
bmra-3898	97	2	banks	bank	NOUN
bmra-3898	97	3	have	have	AUX
bmra-3898	97	4	formed	form	VERB
bmra-3898	97	5	syndicates	syndicate	NOUN
bmra-3898	97	6	to	to	PART
bmra-3898	97	7	tackle	tackle	VERB
bmra-3898	97	8	trade	trade	NOUN
bmra-3898	97	9	finance	finance	NOUN
bmra-3898	97	10	issues	issue	NOUN
bmra-3898	97	11	through	through	ADP
bmra-3898	97	12	blockchain	blockchain	PROPN
bmra-3898	97	13	technology	technology	PROPN
bmra-3898	97	14	and	and	CCONJ
bmra-3898	97	15	other	other	ADJ
bmra-3898	97	16	technologies	technology	NOUN
bmra-3898	97	17	;	;	PUNCT
bmra-3898	97	18	however	however	ADV
bmra-3898	97	19	,	,	PUNCT
bmra-3898	97	20	none	none	NOUN
bmra-3898	97	21	of	of	ADP
bmra-3898	97	22	the	the	DET
bmra-3898	97	23	consortia	consortium	NOUN
bmra-3898	97	24	identified	identify	VERB
bmra-3898	97	25	by	by	ADP
bmra-3898	97	26	patel	patel	NOUN
bmra-3898	97	27	and	and	CCONJ
bmra-3898	97	28	ganne	ganne	NOUN
bmra-3898	97	29	(	(	PUNCT
bmra-3898	97	30	2019	2019	NUM
bmra-3898	97	31	)	)	PUNCT
bmra-3898	97	32	originated	originate	VERB
bmra-3898	97	33	from	from	ADP
bmra-3898	97	34	the	the	DET
bmra-3898	97	35	united	united	PROPN
bmra-3898	97	36	states	states	PROPN
bmra-3898	97	37	.	.	PUNCT
bmra-3898	98	1	indeed	indeed	ADV
bmra-3898	98	2	,	,	PUNCT
bmra-3898	98	3	most	most	ADJ
bmra-3898	98	4	banks	bank	NOUN
bmra-3898	98	5	participating	participate	VERB
bmra-3898	98	6	in	in	ADP
bmra-3898	98	7	such	such	ADJ
bmra-3898	98	8	syndicates	syndicate	NOUN
bmra-3898	98	9	are	be	AUX
bmra-3898	98	10	headquartered	headquarter	VERB
bmra-3898	98	11	in	in	ADP
bmra-3898	98	12	china	china	PROPN
bmra-3898	98	13	,	,	PUNCT
bmra-3898	98	14	europe	europe	PROPN
bmra-3898	98	15	,	,	PUNCT
bmra-3898	98	16	hong	hong	PROPN
bmra-3898	98	17	kong	kong	PROPN
bmra-3898	98	18	,	,	PUNCT
bmra-3898	98	19	india	india	PROPN
bmra-3898	98	20	,	,	PUNCT
bmra-3898	98	21	and	and	CCONJ
bmra-3898	98	22	singapore	singapore	PROPN
bmra-3898	98	23	.	.	PUNCT
bmra-3898	99	1	scaling	scale	VERB
bmra-3898	99	2	the	the	DET
bmra-3898	99	3	operations	operation	NOUN
bmra-3898	99	4	of	of	ADP
bmra-3898	99	5	these	these	DET
bmra-3898	99	6	syndicates	syndicate	NOUN
bmra-3898	99	7	remains	remain	VERB
bmra-3898	99	8	challenging	challenge	VERB
bmra-3898	99	9	because	because	SCONJ
bmra-3898	99	10	of	of	ADP
bmra-3898	99	11	the	the	DET
bmra-3898	99	12	heterogeneity	heterogeneity	NOUN
bmra-3898	99	13	of	of	ADP
bmra-3898	99	14	global	global	ADJ
bmra-3898	99	15	trade	trade	NOUN
bmra-3898	99	16	regulations	regulation	NOUN
bmra-3898	99	17	(	(	PUNCT
bmra-3898	99	18	patel	patel	PROPN
bmra-3898	99	19	&	&	CCONJ
bmra-3898	99	20	ganne	ganne	PROPN
bmra-3898	99	21	,	,	PUNCT
bmra-3898	99	22	2020	2020	NUM
bmra-3898	99	23	)	)	PUNCT
bmra-3898	99	24	.	.	PUNCT
bmra-3898	100	1	corda	corda	PROPN
bmra-3898	100	2	r3	r3	PROPN
bmra-3898	100	3	is	be	AUX
bmra-3898	100	4	the	the	DET
bmra-3898	100	5	most	most	ADV
bmra-3898	100	6	prominent	prominent	ADJ
bmra-3898	100	7	blockchain	blockchain	PROPN
bmra-3898	100	8	consortium	consortium	PROPN
bmra-3898	100	9	and	and	CCONJ
bmra-3898	100	10	is	be	AUX
bmra-3898	100	11	ideal	ideal	ADJ
bmra-3898	100	12	for	for	SCONJ
bmra-3898	100	13	financial	financial	ADJ
bmra-3898	100	14	institutions	institution	NOUN
bmra-3898	100	15	comprising	comprise	VERB
bmra-3898	100	16	more	more	ADJ
bmra-3898	100	17	than	than	ADP
bmra-3898	100	18	40	40	NUM
bmra-3898	100	19	global	global	ADJ
bmra-3898	100	20	banks	bank	NOUN
bmra-3898	100	21	,	,	PUNCT
bmra-3898	100	22	including	include	VERB
bmra-3898	100	23	bank	bank	PROPN
bmra-3898	100	24	of	of	ADP
bmra-3898	100	25	america	america	PROPN
bmra-3898	100	26	and	and	CCONJ
bmra-3898	100	27	morgan	morgan	PROPN
bmra-3898	100	28	stanley	stanley	PROPN
bmra-3898	100	29	(	(	PUNCT
bmra-3898	100	30	guo	guo	PROPN
bmra-3898	100	31	&	&	CCONJ
bmra-3898	100	32	liang	liang	PROPN
bmra-3898	100	33	,	,	PUNCT
bmra-3898	100	34	2016	2016	NUM
bmra-3898	100	35	)	)	PUNCT
bmra-3898	100	36	.	.	PUNCT
bmra-3898	101	1	platforms	platform	NOUN
bmra-3898	101	2	like	like	ADP
bmra-3898	101	3	corda	corda	PROPN
bmra-3898	101	4	and	and	CCONJ
bmra-3898	101	5	quorum	quorum	NOUN
bmra-3898	101	6	conducted	conduct	VERB
bmra-3898	101	7	successful	successful	ADJ
bmra-3898	101	8	interoperability	interoperability	NOUN
bmra-3898	101	9	trials	trial	NOUN
bmra-3898	101	10	(	(	PUNCT
bmra-3898	101	11	accenture	accenture	NOUN
bmra-3898	101	12	,	,	PUNCT
bmra-3898	101	13	2019	2019	NUM
bmra-3898	101	14	)	)	PUNCT
bmra-3898	101	15	.	.	PUNCT
bmra-3898	102	1	the	the	DET
bmra-3898	102	2	trials	trial	NOUN
bmra-3898	102	3	are	be	AUX
bmra-3898	102	4	insufficient	insufficient	ADJ
bmra-3898	102	5	to	to	PART
bmra-3898	102	6	cover	cover	VERB
bmra-3898	102	7	all	all	DET
bmra-3898	102	8	variables	variable	NOUN
bmra-3898	102	9	in	in	ADP
bmra-3898	102	10	a	a	DET
bmra-3898	102	11	trade	trade	NOUN
bmra-3898	102	12	finance	finance	NOUN
bmra-3898	102	13	transaction	transaction	NOUN
bmra-3898	102	14	,	,	PUNCT
bmra-3898	102	15	can	can	AUX
bmra-3898	102	16	not	not	PART
bmra-3898	102	17	account	account	VERB
bmra-3898	102	18	for	for	ADP
bmra-3898	102	19	all	all	DET
bmra-3898	102	20	variations	variation	NOUN
bmra-3898	102	21	in	in	ADP
bmra-3898	102	22	platform	platform	NOUN
bmra-3898	102	23	designs	design	NOUN
bmra-3898	102	24	,	,	PUNCT
bmra-3898	102	25	and	and	CCONJ
bmra-3898	102	26	do	do	AUX
bmra-3898	102	27	not	not	PART
bmra-3898	102	28	incorporate	incorporate	VERB
bmra-3898	102	29	legacy	legacy	NOUN
bmra-3898	102	30	systems	system	NOUN
bmra-3898	102	31	(	(	PUNCT
bmra-3898	102	32	world	world	PROPN
bmra-3898	102	33	bank	bank	PROPN
bmra-3898	102	34	group	group	NOUN
bmra-3898	102	35	,	,	PUNCT
bmra-3898	102	36	2021	2021	NUM
bmra-3898	102	37	)	)	PUNCT
bmra-3898	102	38	.	.	PUNCT
bmra-3898	103	1	the	the	DET
bmra-3898	103	2	world	world	PROPN
bmra-3898	103	3	economic	economic	PROPN
bmra-3898	103	4	forum	forum	PROPN
bmra-3898	103	5	(	(	PUNCT
bmra-3898	103	6	2020	2020	NUM
bmra-3898	103	7	)	)	PUNCT
bmra-3898	103	8	identified	identify	VERB
bmra-3898	103	9	gaps	gap	NOUN
bmra-3898	103	10	,	,	PUNCT
bmra-3898	103	11	starting	start	VERB
bmra-3898	103	12	from	from	ADP
bmra-3898	103	13	basics	basic	NOUN
bmra-3898	103	14	like	like	ADP
bmra-3898	103	15	terminology	terminology	NOUN
bmra-3898	103	16	.	.	PUNCT
bmra-3898	104	1	applications	application	NOUN
bmra-3898	104	2	like	like	ADP
bmra-3898	104	3	vottun	vottun	ADJ
bmra-3898	104	4	,	,	PUNCT
bmra-3898	104	5	overledger	overledger	NOUN
bmra-3898	104	6	,	,	PUNCT
bmra-3898	104	7	and	and	CCONJ
bmra-3898	104	8	liquidapps	liquidapps	ADJ
bmra-3898	104	9	address	address	NOUN
bmra-3898	104	10	the	the	DET
bmra-3898	104	11	interoperability	interoperability	NOUN
bmra-3898	104	12	issue	issue	NOUN
bmra-3898	104	13	with	with	ADP
bmra-3898	104	14	blockchain	blockchain	PROPN
bmra-3898	104	15	platforms	platforms	PROPN
bmra-3898	104	16	(	(	PUNCT
bmra-3898	104	17	world	world	PROPN
bmra-3898	104	18	bank	bank	PROPN
bmra-3898	104	19	group	group	NOUN
bmra-3898	104	20	,	,	PUNCT
bmra-3898	104	21	2021	2021	NUM
bmra-3898	104	22	)	)	PUNCT
bmra-3898	104	23	.	.	PUNCT
bmra-3898	105	1	different	different	ADJ
bmra-3898	105	2	platforms	platform	NOUN
bmra-3898	105	3	,	,	PUNCT
bmra-3898	105	4	however	however	ADV
bmra-3898	105	5	,	,	PUNCT
bmra-3898	105	6	have	have	VERB
bmra-3898	105	7	different	different	ADJ
bmra-3898	105	8	security	security	NOUN
bmra-3898	105	9	protocols	protocol	NOUN
bmra-3898	105	10	,	,	PUNCT
bmra-3898	105	11	which	which	PRON
bmra-3898	105	12	may	may	AUX
bmra-3898	105	13	compromise	compromise	VERB
bmra-3898	105	14	interoperating	interoperate	VERB
bmra-3898	105	15	platforms	platform	NOUN
bmra-3898	105	16	and	and	CCONJ
bmra-3898	105	17	allow	allow	VERB
bmra-3898	105	18	malicious	malicious	ADJ
bmra-3898	105	19	interference	interference	NOUN
bmra-3898	105	20	like	like	ADP
bmra-3898	105	21	the	the	DET
bmra-3898	105	22	oracle	oracle	NOUN
bmra-3898	105	23	attack	attack	NOUN
bmra-3898	105	24	against	against	ADP
bmra-3898	105	25	synthetix	synthetix	NOUN
bmra-3898	105	26	(	(	PUNCT
bmra-3898	105	27	todd	todd	NOUN
bmra-3898	105	28	,	,	PUNCT
bmra-3898	105	29	2019	2019	NUM
bmra-3898	105	30	)	)	PUNCT
bmra-3898	105	31	.	.	PUNCT
bmra-3898	106	1	the	the	DET
bmra-3898	106	2	world	world	PROPN
bmra-3898	106	3	bank	bank	PROPN
bmra-3898	106	4	group	group	NOUN
bmra-3898	106	5	(	(	PUNCT
bmra-3898	106	6	2021	2021	NUM
bmra-3898	106	7	)	)	PUNCT
bmra-3898	106	8	recommends	recommend	VERB
bmra-3898	106	9	establishing	establish	VERB
bmra-3898	106	10	a	a	DET
bmra-3898	106	11	governance	governance	NOUN
bmra-3898	106	12	body	body	NOUN
bmra-3898	106	13	comprised	comprise	VERB
bmra-3898	106	14	of	of	ADP
bmra-3898	106	15	stakeholders	stakeholder	NOUN
bmra-3898	106	16	to	to	PART
bmra-3898	106	17	oversee	oversee	VERB
bmra-3898	106	18	the	the	DET
bmra-3898	106	19	interoperability	interoperability	NOUN
bmra-3898	106	20	in	in	ADP
bmra-3898	106	21	blockchain	blockchain	PROPN
bmra-3898	106	22	,	,	PUNCT
bmra-3898	106	23	focusing	focus	VERB
bmra-3898	106	24	on	on	ADP
bmra-3898	106	25	monitoring	monitor	VERB
bmra-3898	106	26	standards	standard	NOUN
bmra-3898	106	27	about	about	ADP
bmra-3898	106	28	the	the	DET
bmra-3898	106	29	technical	technical	ADJ
bmra-3898	106	30	framework	framework	NOUN
bmra-3898	106	31	and	and	CCONJ
bmra-3898	106	32	examining	examine	VERB
bmra-3898	106	33	the	the	DET
bmra-3898	106	34	security	security	NOUN
bmra-3898	106	35	and	and	CCONJ
bmra-3898	106	36	legal	legal	ADJ
bmra-3898	106	37	framework	framework	NOUN
bmra-3898	106	38	to	to	PART
bmra-3898	106	39	supervise	supervise	VERB
bmra-3898	106	40	design	design	NOUN
bmra-3898	106	41	and	and	CCONJ
bmra-3898	106	42	implementation	implementation	NOUN
bmra-3898	106	43	.	.	PUNCT
bmra-3898	107	1	miners	miner	NOUN
bmra-3898	107	2	play	play	VERB
bmra-3898	107	3	a	a	DET
bmra-3898	107	4	critical	critical	ADJ
bmra-3898	107	5	and	and	CCONJ
bmra-3898	107	6	pivotal	pivotal	ADJ
bmra-3898	107	7	role	role	NOUN
bmra-3898	107	8	in	in	ADP
bmra-3898	107	9	providing	provide	VERB
bmra-3898	107	10	computational	computational	ADJ
bmra-3898	107	11	power	power	NOUN
bmra-3898	107	12	to	to	PART
bmra-3898	107	13	validate	validate	VERB
bmra-3898	107	14	new	new	ADJ
bmra-3898	107	15	blocks	block	NOUN
bmra-3898	107	16	,	,	PUNCT
bmra-3898	107	17	and	and	CCONJ
bmra-3898	107	18	58	58	NUM
bmra-3898	107	19	%	%	NOUN
bmra-3898	107	20	of	of	ADP
bmra-3898	107	21	miners	miner	NOUN
bmra-3898	107	22	operate	operate	VERB
bmra-3898	107	23	from	from	ADP
bmra-3898	107	24	china	china	PROPN
bmra-3898	107	25	(	(	PUNCT
bmra-3898	107	26	hileman	hileman	PROPN
bmra-3898	107	27	&	&	CCONJ
bmra-3898	107	28	rauchs	rauchs	PROPN
bmra-3898	107	29	,	,	PUNCT
bmra-3898	107	30	2017	2017	NUM
bmra-3898	107	31	)	)	PUNCT
bmra-3898	107	32	.	.	PUNCT
bmra-3898	108	1	mining	mining	NOUN
bmra-3898	108	2	requires	require	VERB
bmra-3898	108	3	a	a	DET
bmra-3898	108	4	massive	massive	ADJ
bmra-3898	108	5	investment	investment	NOUN
bmra-3898	108	6	in	in	ADP
bmra-3898	108	7	equipment	equipment	NOUN
bmra-3898	108	8	.	.	PUNCT
bmra-3898	109	1	several	several	ADJ
bmra-3898	109	2	platforms	platform	NOUN
bmra-3898	109	3	,	,	PUNCT
bmra-3898	109	4	including	include	VERB
bmra-3898	109	5	bitcoin	bitcoin	NOUN
bmra-3898	109	6	,	,	PUNCT
bmra-3898	109	7	use	use	VERB
bmra-3898	109	8	proof	proof	NOUN
bmra-3898	109	9	-	-	PUNCT
bmra-3898	109	10	of	of	ADP
bmra-3898	109	11	-	-	PUNCT
bmra-3898	109	12	work	work	NOUN
bmra-3898	109	13	as	as	ADP
bmra-3898	109	14	a	a	DET
bmra-3898	109	15	consensus	consensus	NOUN
bmra-3898	109	16	mechanism	mechanism	NOUN
bmra-3898	109	17	to	to	PART
bmra-3898	109	18	confirm	confirm	VERB
bmra-3898	109	19	a	a	DET
bmra-3898	109	20	transaction	transaction	NOUN
bmra-3898	109	21	and	and	CCONJ
bmra-3898	109	22	create	create	VERB
bmra-3898	109	23	a	a	DET
bmra-3898	109	24	new	new	ADJ
bmra-3898	109	25	block	block	NOUN
bmra-3898	109	26	.	.	PUNCT
bmra-3898	110	1	executing	execute	VERB
bmra-3898	110	2	proof	proof	NOUN
bmra-3898	110	3	-	-	PUNCT
bmra-3898	110	4	of	of	ADP
bmra-3898	110	5	-	-	PUNCT
bmra-3898	110	6	work	work	NOUN
bmra-3898	110	7	consumes	consume	VERB
bmra-3898	110	8	a	a	DET
bmra-3898	110	9	considerable	considerable	ADJ
bmra-3898	110	10	quantity	quantity	NOUN
bmra-3898	110	11	of	of	ADP
bmra-3898	110	12	power	power	NOUN
bmra-3898	110	13	,	,	PUNCT
bmra-3898	110	14	which	which	PRON
bmra-3898	110	15	raises	raise	VERB
bmra-3898	110	16	environmental	environmental	ADJ
bmra-3898	110	17	concerns	concern	NOUN
bmra-3898	110	18	.	.	PUNCT
bmra-3898	111	1	aggarwal	aggarwal	NOUN
bmra-3898	111	2	and	and	CCONJ
bmra-3898	111	3	kumar	kumar	PROPN
bmra-3898	111	4	(	(	PUNCT
bmra-3898	111	5	2021	2021	NUM
bmra-3898	111	6	)	)	PUNCT
bmra-3898	111	7	suggested	suggest	VERB
bmra-3898	111	8	other	other	ADJ
bmra-3898	111	9	consensus	consensus	NOUN
bmra-3898	111	10	mechanisms	mechanism	NOUN
bmra-3898	111	11	to	to	PART
bmra-3898	111	12	consider	consider	VERB
bmra-3898	111	13	like	like	ADP
bmra-3898	111	14	proof	proof	NOUN
bmra-3898	111	15	-	-	PUNCT
bmra-3898	111	16	of	of	ADP
bmra-3898	111	17	-	-	PUNCT
bmra-3898	111	18	stake	stake	NOUN
bmra-3898	111	19	,	,	PUNCT
bmra-3898	111	20	proof	proof	NOUN
bmra-3898	111	21	-	-	PUNCT
bmra-3898	111	22	of	of	ADP
bmra-3898	111	23	-	-	PUNCT
bmra-3898	111	24	retrievability	retrievability	NOUN
bmra-3898	111	25	,	,	PUNCT
bmra-3898	111	26	proof	proof	NOUN
bmra-3898	111	27	-	-	PUNCT
bmra-3898	111	28	of	of	ADP
bmra-3898	111	29	-	-	PUNCT
bmra-3898	111	30	burn	burn	NOUN
bmra-3898	111	31	,	,	PUNCT
bmra-3898	111	32	proof	proof	NOUN
bmra-3898	111	33	-	-	PUNCT
bmra-3898	111	34	ofcapacity	ofcapacity	NOUN
bmra-3898	111	35	,	,	PUNCT
bmra-3898	111	36	proof	proof	NOUN
bmra-3898	111	37	-	-	PUNCT
bmra-3898	111	38	of	of	ADP
bmra-3898	111	39	-	-	PUNCT
bmra-3898	111	40	activity	activity	NOUN
bmra-3898	111	41	,	,	PUNCT
bmra-3898	111	42	proof	proof	NOUN
bmra-3898	111	43	-	-	PUNCT
bmra-3898	111	44	of	of	ADP
bmra-3898	111	45	-	-	PUNCT
bmra-3898	111	46	importance	importance	NOUN
bmra-3898	111	47	,	,	PUNCT
bmra-3898	111	48	proof	proof	NOUN
bmra-3898	111	49	-	-	PUNCT
bmra-3898	111	50	of	of	ADP
bmra-3898	111	51	-	-	PUNCT
bmra-3898	111	52	elapsed	elapse	VERB
bmra-3898	111	53	time	time	NOUN
bmra-3898	111	54	,	,	PUNCT
bmra-3898	111	55	and	and	CCONJ
bmra-3898	111	56	proof	proof	NOUN
bmra-3898	111	57	-	-	PUNCT
bmra-3898	111	58	of	of	ADP
bmra-3898	111	59	-	-	PUNCT
bmra-3898	111	60	ownership	ownership	NOUN
bmra-3898	111	61	.	.	PUNCT
bmra-3898	112	1	clohessy	clohessy	PROPN
bmra-3898	112	2	and	and	CCONJ
bmra-3898	112	3	acton	acton	PROPN
bmra-3898	112	4	(	(	PUNCT
bmra-3898	112	5	2019	2019	NUM
bmra-3898	112	6	)	)	PUNCT
bmra-3898	112	7	found	find	VERB
bmra-3898	112	8	that	that	SCONJ
bmra-3898	112	9	all	all	DET
bmra-3898	112	10	the	the	DET
bmra-3898	112	11	five	five	NUM
bmra-3898	112	12	large	large	ADJ
bmra-3898	112	13	companies	company	NOUN
bmra-3898	112	14	in	in	ADP
bmra-3898	112	15	their	their	PRON
bmra-3898	112	16	study	study	NOUN
bmra-3898	112	17	that	that	PRON
bmra-3898	112	18	successfully	successfully	ADV
bmra-3898	112	19	launched	launch	VERB
bmra-3898	112	20	blockchain	blockchain	PROPN
bmra-3898	112	21	did	do	VERB
bmra-3898	112	22	so	so	ADV
bmra-3898	112	23	on	on	ADP
bmra-3898	112	24	private	private	ADJ
bmra-3898	112	25	permissioned	permissione	VERB
bmra-3898	112	26	blockchains	blockchain	NOUN
bmra-3898	112	27	.	.	PUNCT
bmra-3898	113	1	a	a	DET
bmra-3898	113	2	permissioned	permissione	VERB
bmra-3898	113	3	consortium	consortium	NOUN
bmra-3898	113	4	blockchain	blockchain	NOUN
bmra-3898	113	5	is	be	AUX
bmra-3898	113	6	best	good	ADJ
bmra-3898	113	7	for	for	ADP
bmra-3898	113	8	trade	trade	NOUN
bmra-3898	113	9	finance	finance	NOUN
bmra-3898	113	10	because	because	SCONJ
bmra-3898	113	11	it	it	PRON
bmra-3898	113	12	addresses	address	VERB
bmra-3898	113	13	privacy	privacy	NOUN
bmra-3898	113	14	,	,	PUNCT
bmra-3898	113	15	security	security	NOUN
bmra-3898	113	16	,	,	PUNCT
bmra-3898	113	17	transaction	transaction	NOUN
bmra-3898	113	18	speed	speed	NOUN
bmra-3898	113	19	,	,	PUNCT
bmra-3898	113	20	and	and	CCONJ
bmra-3898	113	21	scalability	scalability	NOUN
bmra-3898	113	22	concerns	concern	NOUN
bmra-3898	113	23	associated	associate	VERB
bmra-3898	113	24	with	with	ADP
bmra-3898	113	25	permissionless	permissionless	NOUN
bmra-3898	113	26	blockchains	blockchain	NOUN
bmra-3898	113	27	(	(	PUNCT
bmra-3898	113	28	chang	chang	PROPN
bmra-3898	113	29	et	et	PROPN
bmra-3898	113	30	al	al	PROPN
bmra-3898	113	31	.	.	PROPN
bmra-3898	113	32	,	,	PUNCT
bmra-3898	113	33	2019	2019	NUM
bmra-3898	113	34	)	)	PUNCT
bmra-3898	113	35	.	.	PUNCT
bmra-3898	114	1	furthermore	furthermore	ADV
bmra-3898	114	2	,	,	PUNCT
bmra-3898	114	3	permissioned	permissione	VERB
bmra-3898	114	4	blockchain	blockchain	NOUN
bmra-3898	114	5	enables	enable	VERB
bmra-3898	114	6	administrators	administrator	NOUN
bmra-3898	114	7	to	to	PART
bmra-3898	114	8	prevent	prevent	VERB
bmra-3898	114	9	illegal	illegal	ADJ
bmra-3898	114	10	activities	activity	NOUN
bmra-3898	114	11	(	(	PUNCT
bmra-3898	114	12	world	world	NOUN
bmra-3898	114	13	bank	bank	PROPN
bmra-3898	114	14	group	group	NOUN
bmra-3898	114	15	,	,	PUNCT
bmra-3898	114	16	2021	2021	NUM
bmra-3898	114	17	)	)	PUNCT
bmra-3898	114	18	.	.	PUNCT
bmra-3898	115	1	asim	asim	PROPN
bmra-3898	115	2	and	and	CCONJ
bmra-3898	115	3	sorooshian	sorooshian	ADJ
bmra-3898	115	4	(	(	PUNCT
bmra-3898	115	5	2019	2019	NUM
bmra-3898	115	6	)	)	PUNCT
bmra-3898	115	7	assessed	assessed	ADJ
bmra-3898	115	8	process	process	NOUN
bmra-3898	115	9	,	,	PUNCT
bmra-3898	115	10	infrastructure	infrastructure	NOUN
bmra-3898	115	11	,	,	PUNCT
bmra-3898	115	12	and	and	CCONJ
bmra-3898	115	13	strategic	strategic	ADJ
bmra-3898	115	14	capabilities	capability	NOUN
bmra-3898	115	15	related	relate	VERB
bmra-3898	115	16	to	to	ADP
bmra-3898	115	17	technology	technology	NOUN
bmra-3898	115	18	management	management	NOUN
bmra-3898	115	19	.	.	PUNCT
bmra-3898	116	1	in	in	ADP
bmra-3898	116	2	reviewing	review	VERB
bmra-3898	116	3	the	the	DET
bmra-3898	116	4	literature	literature	NOUN
bmra-3898	116	5	on	on	ADP
bmra-3898	116	6	knowledge	knowledge	NOUN
bmra-3898	116	7	,	,	PUNCT
bmra-3898	116	8	innovation	innovation	NOUN
bmra-3898	116	9	,	,	PUNCT
bmra-3898	116	10	and	and	CCONJ
bmra-3898	116	11	technology	technology	NOUN
bmra-3898	116	12	published	publish	VERB
bmra-3898	116	13	between	between	ADP
bmra-3898	116	14	1990	1990	NUM
bmra-3898	116	15	and	and	CCONJ
bmra-3898	116	16	2018	2018	NUM
bmra-3898	116	17	,	,	PUNCT
bmra-3898	116	18	the	the	DET
bmra-3898	116	19	authors	author	NOUN
bmra-3898	116	20	found	find	VERB
bmra-3898	116	21	that	that	SCONJ
bmra-3898	116	22	technological	technological	ADJ
bmra-3898	116	23	infrastructure	infrastructure	NOUN
bmra-3898	116	24	is	be	AUX
bmra-3898	116	25	crucial	crucial	ADJ
bmra-3898	116	26	in	in	ADP
bmra-3898	116	27	44	44	NUM
bmra-3898	116	28	january	january	PROPN
bmra-3898	116	29	2023	2023	NUM
bmra-3898	116	30	|	|	ADV
bmra-3898	116	31	volume	volume	NOUN
bmra-3898	116	32	2	2	NUM
bmra-3898	116	33	,	,	PUNCT
bmra-3898	116	34	number	number	NOUN
bmra-3898	116	35	1	1	NUM
bmra-3898	116	36	creating	create	VERB
bmra-3898	116	37	and	and	CCONJ
bmra-3898	116	38	sharing	share	VERB
bmra-3898	116	39	knowledge	knowledge	NOUN
bmra-3898	116	40	.	.	PUNCT
bmra-3898	117	1	catalini	catalini	PROPN
bmra-3898	117	2	and	and	CCONJ
bmra-3898	117	3	gans	gan	NOUN
bmra-3898	117	4	(	(	PUNCT
bmra-3898	117	5	2019	2019	NUM
bmra-3898	117	6	)	)	PUNCT
bmra-3898	117	7	suggested	suggest	VERB
bmra-3898	117	8	creating	create	VERB
bmra-3898	117	9	ecosystems	ecosystem	NOUN
bmra-3898	117	10	and	and	CCONJ
bmra-3898	117	11	collaborative	collaborative	ADJ
bmra-3898	117	12	platforms	platform	NOUN
bmra-3898	117	13	to	to	PART
bmra-3898	117	14	share	share	VERB
bmra-3898	117	15	,	,	PUNCT
bmra-3898	117	16	manage	manage	VERB
bmra-3898	117	17	,	,	PUNCT
bmra-3898	117	18	and	and	CCONJ
bmra-3898	117	19	reduce	reduce	VERB
bmra-3898	117	20	infrastructure	infrastructure	NOUN
bmra-3898	117	21	costs	cost	NOUN
bmra-3898	117	22	.	.	PUNCT
bmra-3898	118	1	the	the	DET
bmra-3898	118	2	approach	approach	NOUN
bmra-3898	118	3	of	of	ADP
bmra-3898	118	4	an	an	DET
bmra-3898	118	5	ecosystem	ecosystem	NOUN
bmra-3898	118	6	with	with	ADP
bmra-3898	118	7	a	a	DET
bmra-3898	118	8	shared	share	VERB
bmra-3898	118	9	platform	platform	NOUN
bmra-3898	118	10	could	could	AUX
bmra-3898	118	11	simultaneously	simultaneously	ADV
bmra-3898	118	12	address	address	VERB
bmra-3898	118	13	the	the	DET
bmra-3898	118	14	integration	integration	NOUN
bmra-3898	118	15	and	and	CCONJ
bmra-3898	118	16	cost	cost	NOUN
bmra-3898	118	17	barriers	barrier	NOUN
bmra-3898	118	18	.	.	PUNCT
bmra-3898	119	1	organization	organization	NOUN
bmra-3898	119	2	the	the	DET
bmra-3898	119	3	organization	organization	NOUN
bmra-3898	119	4	view	view	NOUN
bmra-3898	119	5	examines	examine	VERB
bmra-3898	119	6	those	those	DET
bmra-3898	119	7	factors	factor	NOUN
bmra-3898	119	8	affecting	affect	VERB
bmra-3898	119	9	the	the	DET
bmra-3898	119	10	adoption	adoption	NOUN
bmra-3898	119	11	of	of	ADP
bmra-3898	119	12	innovative	innovative	ADJ
bmra-3898	119	13	technology	technology	NOUN
bmra-3898	119	14	specific	specific	ADJ
bmra-3898	119	15	to	to	ADP
bmra-3898	119	16	a	a	DET
bmra-3898	119	17	firm	firm	NOUN
bmra-3898	119	18	,	,	PUNCT
bmra-3898	119	19	i.e.	i.e.	X
bmra-3898	119	20	,	,	PUNCT
bmra-3898	119	21	the	the	DET
bmra-3898	119	22	skills	skill	NOUN
bmra-3898	119	23	of	of	ADP
bmra-3898	119	24	its	its	PRON
bmra-3898	119	25	labor	labor	NOUN
bmra-3898	119	26	,	,	PUNCT
bmra-3898	119	27	its	its	PRON
bmra-3898	119	28	leadership	leadership	NOUN
bmra-3898	119	29	,	,	PUNCT
bmra-3898	119	30	size	size	NOUN
bmra-3898	119	31	,	,	PUNCT
bmra-3898	119	32	knowledge	knowledge	NOUN
bmra-3898	119	33	concentration	concentration	NOUN
bmra-3898	119	34	,	,	PUNCT
bmra-3898	119	35	company	company	NOUN
bmra-3898	119	36	preparedness	preparedness	NOUN
bmra-3898	119	37	,	,	PUNCT
bmra-3898	119	38	and	and	CCONJ
bmra-3898	119	39	policies	policy	NOUN
bmra-3898	119	40	toward	toward	ADP
bmra-3898	119	41	resource	resource	NOUN
bmra-3898	119	42	allocation	allocation	NOUN
bmra-3898	119	43	(	(	PUNCT
bmra-3898	119	44	clohessy	clohessy	PROPN
bmra-3898	119	45	&	&	CCONJ
bmra-3898	119	46	acton	acton	PROPN
bmra-3898	119	47	,	,	PUNCT
bmra-3898	119	48	2019	2019	NUM
bmra-3898	119	49	)	)	PUNCT
bmra-3898	119	50	.	.	PUNCT
bmra-3898	120	1	resource	resource	NOUN
bmra-3898	120	2	allocation	allocation	NOUN
bmra-3898	120	3	must	must	AUX
bmra-3898	120	4	align	align	VERB
bmra-3898	120	5	with	with	ADP
bmra-3898	120	6	the	the	DET
bmra-3898	120	7	strategic	strategic	ADJ
bmra-3898	120	8	direction	direction	NOUN
bmra-3898	120	9	,	,	PUNCT
bmra-3898	120	10	or	or	CCONJ
bmra-3898	120	11	practitioners	practitioner	NOUN
bmra-3898	120	12	can	can	AUX
bmra-3898	120	13	not	not	PART
bmra-3898	120	14	explore	explore	VERB
bmra-3898	120	15	all	all	DET
bmra-3898	120	16	possibilities	possibility	NOUN
bmra-3898	120	17	(	(	PUNCT
bmra-3898	120	18	hekkert	hekkert	NOUN
bmra-3898	120	19	et	et	PROPN
bmra-3898	120	20	al	al	PROPN
bmra-3898	120	21	.	.	PROPN
bmra-3898	120	22	,	,	PUNCT
bmra-3898	120	23	2007	2007	NUM
bmra-3898	120	24	)	)	PUNCT
bmra-3898	120	25	.	.	PUNCT
bmra-3898	121	1	blockchain	blockchain	PROPN
bmra-3898	121	2	technology	technology	PROPN
bmra-3898	121	3	is	be	AUX
bmra-3898	121	4	new	new	ADJ
bmra-3898	121	5	,	,	PUNCT
bmra-3898	121	6	so	so	SCONJ
bmra-3898	121	7	its	its	PRON
bmra-3898	121	8	potential	potential	NOUN
bmra-3898	121	9	has	have	AUX
bmra-3898	121	10	not	not	PART
bmra-3898	121	11	yet	yet	ADV
bmra-3898	121	12	been	be	AUX
bmra-3898	121	13	fully	fully	ADV
bmra-3898	121	14	explored	explore	VERB
bmra-3898	121	15	(	(	PUNCT
bmra-3898	121	16	iansiti	iansiti	NOUN
bmra-3898	121	17	&	&	CCONJ
bmra-3898	121	18	lakhani	lakhani	PROPN
bmra-3898	121	19	,	,	PUNCT
bmra-3898	121	20	2017	2017	NUM
bmra-3898	121	21	;	;	PUNCT
bmra-3898	121	22	varma	varma	PROPN
bmra-3898	121	23	,	,	PUNCT
bmra-3898	121	24	2019	2019	NUM
bmra-3898	121	25	)	)	PUNCT
bmra-3898	121	26	.	.	PUNCT
bmra-3898	122	1	also	also	ADV
bmra-3898	122	2	,	,	PUNCT
bmra-3898	122	3	there	there	PRON
bmra-3898	122	4	is	be	VERB
bmra-3898	122	5	little	little	ADJ
bmra-3898	122	6	depth	depth	NOUN
bmra-3898	122	7	in	in	ADP
bmra-3898	122	8	the	the	DET
bmra-3898	122	9	technical	technical	ADJ
bmra-3898	122	10	workforce	workforce	PROPN
bmra-3898	122	11	,	,	PUNCT
bmra-3898	122	12	with	with	ADP
bmra-3898	122	13	only	only	ADV
bmra-3898	122	14	a	a	DET
bmra-3898	122	15	few	few	ADJ
bmra-3898	122	16	people	people	NOUN
bmra-3898	122	17	having	have	VERB
bmra-3898	122	18	the	the	DET
bmra-3898	122	19	necessary	necessary	ADJ
bmra-3898	122	20	skills	skill	NOUN
bmra-3898	122	21	to	to	PART
bmra-3898	122	22	design	design	VERB
bmra-3898	122	23	and	and	CCONJ
bmra-3898	122	24	implement	implement	VERB
bmra-3898	122	25	the	the	DET
bmra-3898	122	26	technology	technology	NOUN
bmra-3898	122	27	at	at	ADP
bmra-3898	122	28	a	a	DET
bmra-3898	122	29	large	large	ADJ
bmra-3898	122	30	scale	scale	NOUN
bmra-3898	122	31	without	without	ADP
bmra-3898	122	32	extensive	extensive	ADJ
bmra-3898	122	33	and	and	CCONJ
bmra-3898	122	34	often	often	ADV
bmra-3898	122	35	expensive	expensive	ADJ
bmra-3898	122	36	staff	staff	NOUN
bmra-3898	122	37	retraining	retrain	VERB
bmra-3898	122	38	(	(	PUNCT
bmra-3898	122	39	beck	beck	PROPN
bmra-3898	122	40	&	&	CCONJ
bmra-3898	122	41	müller	müller	PROPN
bmra-3898	122	42	-	-	PUNCT
bmra-3898	122	43	bloch	bloch	PROPN
bmra-3898	122	44	,	,	PUNCT
bmra-3898	122	45	2017	2017	NUM
bmra-3898	122	46	;	;	PUNCT
bmra-3898	122	47	clohessy	clohessy	PROPN
bmra-3898	122	48	&	&	CCONJ
bmra-3898	122	49	acton	acton	PROPN
bmra-3898	122	50	,	,	PUNCT
bmra-3898	122	51	2019	2019	NUM
bmra-3898	122	52	;	;	PUNCT
bmra-3898	122	53	vysya	vysya	PROPN
bmra-3898	122	54	&	&	CCONJ
bmra-3898	122	55	kumar	kumar	PROPN
bmra-3898	122	56	,	,	PUNCT
bmra-3898	122	57	2019	2019	NUM
bmra-3898	122	58	)	)	PUNCT
bmra-3898	122	59	.	.	PUNCT
bmra-3898	123	1	the	the	DET
bmra-3898	123	2	high	high	ADJ
bmra-3898	123	3	capital	capital	NOUN
bmra-3898	123	4	outlay	outlay	NOUN
bmra-3898	123	5	not	not	PART
bmra-3898	123	6	only	only	ADV
bmra-3898	123	7	to	to	PART
bmra-3898	123	8	procure	procure	VERB
bmra-3898	123	9	specialized	specialized	ADJ
bmra-3898	123	10	equipment	equipment	NOUN
bmra-3898	123	11	but	but	CCONJ
bmra-3898	123	12	also	also	ADV
bmra-3898	123	13	to	to	PART
bmra-3898	123	14	hire	hire	VERB
bmra-3898	123	15	the	the	DET
bmra-3898	123	16	personnel	personnel	NOUN
bmra-3898	123	17	to	to	PART
bmra-3898	123	18	design	design	VERB
bmra-3898	123	19	,	,	PUNCT
bmra-3898	123	20	implement	implement	VERB
bmra-3898	123	21	,	,	PUNCT
bmra-3898	123	22	and	and	CCONJ
bmra-3898	123	23	manage	manage	VERB
bmra-3898	123	24	it	it	PRON
bmra-3898	123	25	is	be	AUX
bmra-3898	123	26	a	a	DET
bmra-3898	123	27	significant	significant	ADJ
bmra-3898	123	28	deterrent	deterrent	NOUN
bmra-3898	123	29	to	to	PART
bmra-3898	123	30	blockchain	blockchain	VERB
bmra-3898	123	31	adoption	adoption	NOUN
bmra-3898	123	32	(	(	PUNCT
bmra-3898	123	33	zamani	zamani	PROPN
bmra-3898	123	34	&	&	CCONJ
bmra-3898	123	35	giaglis	giaglis	PROPN
bmra-3898	123	36	,	,	PUNCT
bmra-3898	123	37	2018	2018	NUM
bmra-3898	123	38	)	)	PUNCT
bmra-3898	123	39	.	.	PUNCT
bmra-3898	124	1	moreover	moreover	ADV
bmra-3898	124	2	,	,	PUNCT
bmra-3898	124	3	the	the	DET
bmra-3898	124	4	lack	lack	NOUN
bmra-3898	124	5	of	of	ADP
bmra-3898	124	6	robust	robust	ADJ
bmra-3898	124	7	,	,	PUNCT
bmra-3898	124	8	time	time	NOUN
bmra-3898	124	9	-	-	PUNCT
bmra-3898	124	10	tested	test	VERB
bmra-3898	124	11	standards	standard	NOUN
bmra-3898	124	12	makes	make	VERB
bmra-3898	124	13	it	it	PRON
bmra-3898	124	14	difficult	difficult	ADJ
bmra-3898	124	15	for	for	SCONJ
bmra-3898	124	16	the	the	DET
bmra-3898	124	17	different	different	ADJ
bmra-3898	124	18	banks	bank	NOUN
bmra-3898	124	19	to	to	PART
bmra-3898	124	20	collaborate	collaborate	VERB
bmra-3898	124	21	on	on	ADP
bmra-3898	124	22	innovative	innovative	ADJ
bmra-3898	124	23	products	product	NOUN
bmra-3898	124	24	in	in	ADP
bmra-3898	124	25	trade	trade	NOUN
bmra-3898	124	26	finance	finance	NOUN
bmra-3898	124	27	because	because	SCONJ
bmra-3898	124	28	the	the	DET
bmra-3898	124	29	different	different	ADJ
bmra-3898	124	30	blockchain	blockchain	PROPN
bmra-3898	124	31	platforms	platform	NOUN
bmra-3898	124	32	have	have	VERB
bmra-3898	124	33	no	no	DET
bmra-3898	124	34	uniformity	uniformity	NOUN
bmra-3898	124	35	(	(	PUNCT
bmra-3898	124	36	vysya	vysya	PROPN
bmra-3898	124	37	&	&	CCONJ
bmra-3898	124	38	kumar	kumar	PROPN
bmra-3898	124	39	,	,	PUNCT
bmra-3898	124	40	2019	2019	NUM
bmra-3898	124	41	)	)	PUNCT
bmra-3898	124	42	.	.	PUNCT
bmra-3898	125	1	before	before	SCONJ
bmra-3898	125	2	practitioners	practitioner	NOUN
bmra-3898	125	3	invest	invest	VERB
bmra-3898	125	4	in	in	ADP
bmra-3898	125	5	blockchain	blockchain	PROPN
bmra-3898	125	6	technology	technology	PROPN
bmra-3898	125	7	,	,	PUNCT
bmra-3898	125	8	executives	executive	NOUN
bmra-3898	125	9	must	must	AUX
bmra-3898	125	10	determine	determine	VERB
bmra-3898	125	11	whether	whether	SCONJ
bmra-3898	125	12	blockchain	blockchain	PROPN
bmra-3898	125	13	is	be	AUX
bmra-3898	125	14	the	the	DET
bmra-3898	125	15	right	right	ADJ
bmra-3898	125	16	solution	solution	NOUN
bmra-3898	125	17	to	to	ADP
bmra-3898	125	18	their	their	PRON
bmra-3898	125	19	business	business	NOUN
bmra-3898	125	20	problems	problem	NOUN
bmra-3898	125	21	and	and	CCONJ
bmra-3898	125	22	if	if	SCONJ
bmra-3898	125	23	the	the	DET
bmra-3898	125	24	organization	organization	NOUN
bmra-3898	125	25	is	be	AUX
bmra-3898	125	26	ready	ready	ADJ
bmra-3898	125	27	for	for	ADP
bmra-3898	125	28	the	the	DET
bmra-3898	125	29	technology	technology	NOUN
bmra-3898	125	30	(	(	PUNCT
bmra-3898	125	31	herweijer	herweijer	NOUN
bmra-3898	125	32	et	et	PROPN
bmra-3898	125	33	al	al	PROPN
bmra-3898	125	34	.	.	PROPN
bmra-3898	125	35	,	,	PUNCT
bmra-3898	125	36	2018	2018	NUM
bmra-3898	125	37	)	)	PUNCT
bmra-3898	125	38	.	.	PUNCT
bmra-3898	126	1	collaboration	collaboration	NOUN
bmra-3898	126	2	across	across	ADP
bmra-3898	126	3	functional	functional	ADJ
bmra-3898	126	4	teams	team	NOUN
bmra-3898	126	5	and	and	CCONJ
bmra-3898	126	6	organizations	organization	NOUN
bmra-3898	126	7	is	be	AUX
bmra-3898	126	8	critical	critical	ADJ
bmra-3898	126	9	for	for	ADP
bmra-3898	126	10	blockchain	blockchain	PROPN
bmra-3898	126	11	technology	technology	NOUN
bmra-3898	126	12	innovation	innovation	NOUN
bmra-3898	126	13	because	because	SCONJ
bmra-3898	126	14	skills	skill	NOUN
bmra-3898	126	15	are	be	AUX
bmra-3898	126	16	scarce	scarce	ADJ
bmra-3898	126	17	(	(	PUNCT
bmra-3898	126	18	beck	beck	PROPN
bmra-3898	126	19	&	&	CCONJ
bmra-3898	126	20	müller	müller	PROPN
bmra-3898	126	21	-	-	PUNCT
bmra-3898	126	22	bloch	bloch	PROPN
bmra-3898	126	23	,	,	PUNCT
bmra-3898	126	24	2017	2017	NUM
bmra-3898	126	25	)	)	PUNCT
bmra-3898	126	26	.	.	PUNCT
bmra-3898	127	1	cross	cross	ADJ
bmra-3898	127	2	-	-	ADJ
bmra-3898	127	3	functional	functional	ADJ
bmra-3898	127	4	collaboration	collaboration	NOUN
bmra-3898	127	5	also	also	ADV
bmra-3898	127	6	stimulates	stimulate	VERB
bmra-3898	127	7	internal	internal	ADJ
bmra-3898	127	8	innovation	innovation	NOUN
bmra-3898	127	9	(	(	PUNCT
bmra-3898	127	10	malhotra	malhotra	PROPN
bmra-3898	127	11	et	et	PROPN
bmra-3898	127	12	al	al	PROPN
bmra-3898	127	13	.	.	PROPN
bmra-3898	127	14	,	,	PUNCT
bmra-3898	127	15	2017	2017	NUM
bmra-3898	127	16	)	)	PUNCT
bmra-3898	127	17	.	.	PUNCT
bmra-3898	128	1	demirkan	demirkan	PROPN
bmra-3898	128	2	(	(	PUNCT
bmra-3898	128	3	2018	2018	NUM
bmra-3898	128	4	)	)	PUNCT
bmra-3898	128	5	claimed	claim	VERB
bmra-3898	128	6	that	that	SCONJ
bmra-3898	128	7	collaboration	collaboration	NOUN
bmra-3898	128	8	helps	help	VERB
bmra-3898	128	9	pool	pool	VERB
bmra-3898	128	10	resources	resource	NOUN
bmra-3898	128	11	to	to	PART
bmra-3898	128	12	seize	seize	VERB
bmra-3898	128	13	opportunities	opportunity	NOUN
bmra-3898	128	14	efficiently	efficiently	ADV
bmra-3898	128	15	,	,	PUNCT
bmra-3898	128	16	but	but	CCONJ
bmra-3898	128	17	firms	firm	NOUN
bmra-3898	128	18	need	need	VERB
bmra-3898	128	19	slack	slack	NOUN
bmra-3898	128	20	in	in	ADP
bmra-3898	128	21	human	human	ADJ
bmra-3898	128	22	resources	resource	NOUN
bmra-3898	128	23	to	to	PART
bmra-3898	128	24	contribute	contribute	VERB
bmra-3898	128	25	to	to	ADP
bmra-3898	128	26	innovation	innovation	NOUN
bmra-3898	128	27	initiatives	initiative	NOUN
bmra-3898	128	28	within	within	ADP
bmra-3898	128	29	the	the	DET
bmra-3898	128	30	network	network	NOUN
bmra-3898	128	31	.	.	PUNCT
bmra-3898	129	1	however	however	ADV
bmra-3898	129	2	,	,	PUNCT
bmra-3898	129	3	mousa	mousa	PROPN
bmra-3898	129	4	and	and	CCONJ
bmra-3898	129	5	chowdhury	chowdhury	PROPN
bmra-3898	129	6	(	(	PUNCT
bmra-3898	129	7	2014	2014	NUM
bmra-3898	129	8	)	)	PUNCT
bmra-3898	129	9	studied	study	VERB
bmra-3898	129	10	all	all	DET
bmra-3898	129	11	us	us	PROPN
bmra-3898	129	12	public	public	ADJ
bmra-3898	129	13	firms	firm	NOUN
bmra-3898	129	14	between	between	ADP
bmra-3898	129	15	1993	1993	NUM
bmra-3898	129	16	and	and	CCONJ
bmra-3898	129	17	2011	2011	NUM
bmra-3898	129	18	and	and	CCONJ
bmra-3898	129	19	found	find	VERB
bmra-3898	129	20	that	that	DET
bmra-3898	129	21	slack	slack	NOUN
bmra-3898	129	22	in	in	ADP
bmra-3898	129	23	human	human	ADJ
bmra-3898	129	24	resources	resource	NOUN
bmra-3898	129	25	does	do	AUX
bmra-3898	129	26	not	not	PART
bmra-3898	129	27	impact	impact	VERB
bmra-3898	129	28	firm	firm	ADJ
bmra-3898	129	29	innovation	innovation	NOUN
bmra-3898	129	30	.	.	PUNCT
bmra-3898	130	1	beck	beck	PROPN
bmra-3898	130	2	and	and	CCONJ
bmra-3898	130	3	müller	müller	PROPN
bmra-3898	130	4	-	-	PUNCT
bmra-3898	130	5	bloch	bloch	PROPN
bmra-3898	130	6	(	(	PUNCT
bmra-3898	130	7	2017	2017	NUM
bmra-3898	130	8	)	)	PUNCT
bmra-3898	130	9	recommended	recommend	VERB
bmra-3898	130	10	using	use	VERB
bmra-3898	130	11	innovation	innovation	NOUN
bmra-3898	130	12	labs	lab	NOUN
bmra-3898	130	13	to	to	PART
bmra-3898	130	14	test	test	VERB
bmra-3898	130	15	ideas	idea	NOUN
bmra-3898	130	16	before	before	ADP
bmra-3898	130	17	implementation	implementation	NOUN
bmra-3898	130	18	.	.	PUNCT
bmra-3898	131	1	in	in	ADP
bmra-3898	131	2	their	their	PRON
bmra-3898	131	3	study	study	NOUN
bmra-3898	131	4	of	of	ADP
bmra-3898	131	5	companies	company	NOUN
bmra-3898	131	6	in	in	ADP
bmra-3898	131	7	the	the	DET
bmra-3898	131	8	financial	financial	NOUN
bmra-3898	131	9	,	,	PUNCT
bmra-3898	131	10	it	it	PRON
bmra-3898	131	11	,	,	PUNCT
bmra-3898	131	12	education	education	NOUN
bmra-3898	131	13	,	,	PUNCT
bmra-3898	131	14	and	and	CCONJ
bmra-3898	131	15	other	other	ADJ
bmra-3898	131	16	industries	industry	NOUN
bmra-3898	131	17	represented	represent	VERB
bmra-3898	131	18	by	by	ADP
bmra-3898	131	19	11	11	NUM
bmra-3898	131	20	large	large	ADJ
bmra-3898	131	21	companies	company	NOUN
bmra-3898	131	22	and	and	CCONJ
bmra-3898	131	23	nine	nine	NUM
bmra-3898	131	24	smes	sme	NOUN
bmra-3898	131	25	in	in	ADP
bmra-3898	131	26	ireland	ireland	PROPN
bmra-3898	131	27	,	,	PUNCT
bmra-3898	131	28	clohessy	clohessy	PROPN
bmra-3898	131	29	and	and	CCONJ
bmra-3898	131	30	acton	acton	PROPN
bmra-3898	131	31	(	(	PUNCT
bmra-3898	131	32	2019	2019	NUM
bmra-3898	131	33	)	)	PUNCT
bmra-3898	131	34	reported	report	VERB
bmra-3898	131	35	that	that	SCONJ
bmra-3898	131	36	all	all	DET
bmra-3898	131	37	participants	participant	NOUN
bmra-3898	131	38	said	say	VERB
bmra-3898	131	39	it	it	PRON
bmra-3898	131	40	was	be	AUX
bmra-3898	131	41	important	important	ADJ
bmra-3898	131	42	to	to	PART
bmra-3898	131	43	conduct	conduct	VERB
bmra-3898	131	44	experiments	experiment	NOUN
bmra-3898	131	45	before	before	ADP
bmra-3898	131	46	adopting	adopt	VERB
bmra-3898	131	47	blockchain	blockchain	PROPN
bmra-3898	131	48	technology	technology	PROPN
bmra-3898	131	49	.	.	PUNCT
bmra-3898	132	1	slack	slack	VERB
bmra-3898	132	2	in	in	ADP
bmra-3898	132	3	financial	financial	ADJ
bmra-3898	132	4	resources	resource	NOUN
bmra-3898	132	5	within	within	ADP
bmra-3898	132	6	a	a	DET
bmra-3898	132	7	firm	firm	NOUN
bmra-3898	132	8	significantly	significantly	ADV
bmra-3898	132	9	impact	impact	NOUN
bmra-3898	132	10	innovation	innovation	NOUN
bmra-3898	132	11	if	if	SCONJ
bmra-3898	132	12	the	the	DET
bmra-3898	132	13	external	external	ADJ
bmra-3898	132	14	environment	environment	NOUN
bmra-3898	132	15	is	be	AUX
bmra-3898	132	16	calm	calm	ADJ
bmra-3898	132	17	(	(	PUNCT
bmra-3898	132	18	demirkan	demirkan	PROPN
bmra-3898	132	19	,	,	PUNCT
bmra-3898	132	20	2018	2018	NUM
bmra-3898	132	21	)	)	PUNCT
bmra-3898	132	22	.	.	PUNCT
bmra-3898	133	1	mousa	mousa	PROPN
bmra-3898	133	2	and	and	CCONJ
bmra-3898	133	3	chowdhury	chowdhury	PROPN
bmra-3898	133	4	(	(	PUNCT
bmra-3898	133	5	2014	2014	NUM
bmra-3898	133	6	)	)	PUNCT
bmra-3898	133	7	found	find	VERB
bmra-3898	133	8	that	that	PRON
bmra-3898	133	9	slack	slack	NOUN
bmra-3898	133	10	in	in	ADP
bmra-3898	133	11	financial	financial	ADJ
bmra-3898	133	12	resources	resource	NOUN
bmra-3898	133	13	positively	positively	ADV
bmra-3898	133	14	influences	influence	VERB
bmra-3898	133	15	innovation	innovation	NOUN
bmra-3898	133	16	because	because	SCONJ
bmra-3898	133	17	practitioners	practitioner	NOUN
bmra-3898	133	18	allocate	allocate	VERB
bmra-3898	133	19	more	more	ADJ
bmra-3898	133	20	funds	fund	NOUN
bmra-3898	133	21	to	to	ADP
bmra-3898	133	22	r&d	r&d	NOUN
bmra-3898	133	23	.	.	PUNCT
bmra-3898	134	1	firms	firm	NOUN
bmra-3898	134	2	with	with	ADP
bmra-3898	134	3	well	well	ADV
bmra-3898	134	4	-	-	PUNCT
bmra-3898	134	5	resourced	resource	VERB
bmra-3898	134	6	r&d	r&d	NOUN
bmra-3898	134	7	were	be	AUX
bmra-3898	134	8	more	more	ADV
bmra-3898	134	9	likely	likely	ADJ
bmra-3898	134	10	to	to	PART
bmra-3898	134	11	adopt	adopt	VERB
bmra-3898	134	12	blockchain	blockchain	PROPN
bmra-3898	134	13	technology	technology	NOUN
bmra-3898	134	14	than	than	ADP
bmra-3898	134	15	those	those	PRON
bmra-3898	134	16	with	with	ADP
bmra-3898	134	17	limited	limited	ADJ
bmra-3898	134	18	resources	resource	NOUN
bmra-3898	134	19	(	(	PUNCT
bmra-3898	134	20	clohessy	clohessy	PROPN
bmra-3898	134	21	&	&	CCONJ
bmra-3898	134	22	acton	acton	PROPN
bmra-3898	134	23	,	,	PUNCT
bmra-3898	134	24	2019	2019	NUM
bmra-3898	134	25	)	)	PUNCT
bmra-3898	134	26	.	.	PUNCT
bmra-3898	135	1	blockchain	blockchain	PROPN
bmra-3898	135	2	technology	technology	PROPN
bmra-3898	135	3	requires	require	VERB
bmra-3898	135	4	specific	specific	ADJ
bmra-3898	135	5	skills	skill	NOUN
bmra-3898	135	6	that	that	PRON
bmra-3898	135	7	are	be	AUX
bmra-3898	135	8	lacking	lack	VERB
bmra-3898	135	9	in	in	ADP
bmra-3898	135	10	the	the	DET
bmra-3898	135	11	current	current	ADJ
bmra-3898	135	12	workforce	workforce	NOUN
bmra-3898	135	13	.	.	PUNCT
bmra-3898	136	1	decisionmakers	decisionmaker	NOUN
bmra-3898	136	2	,	,	PUNCT
bmra-3898	136	3	therefore	therefore	ADV
bmra-3898	136	4	,	,	PUNCT
bmra-3898	136	5	must	must	AUX
bmra-3898	136	6	introduce	introduce	VERB
bmra-3898	136	7	formal	formal	ADJ
bmra-3898	136	8	training	training	NOUN
bmra-3898	136	9	in	in	ADP
bmra-3898	136	10	blockchain	blockchain	PROPN
bmra-3898	136	11	technology	technology	PROPN
bmra-3898	136	12	to	to	PART
bmra-3898	136	13	bridge	bridge	VERB
bmra-3898	136	14	the	the	DET
bmra-3898	136	15	skills	skill	NOUN
bmra-3898	136	16	gap	gap	NOUN
bmra-3898	136	17	(	(	PUNCT
bmra-3898	136	18	clohessy	clohessy	PROPN
bmra-3898	136	19	&	&	CCONJ
bmra-3898	136	20	acton	acton	PROPN
bmra-3898	136	21	,	,	PUNCT
bmra-3898	136	22	2019	2019	NUM
bmra-3898	136	23	)	)	PUNCT
bmra-3898	136	24	.	.	PUNCT
bmra-3898	137	1	malhotra	malhotra	PROPN
bmra-3898	137	2	et	et	PROPN
bmra-3898	137	3	al	al	PROPN
bmra-3898	137	4	.	.	PROPN
bmra-3898	138	1	(	(	PUNCT
bmra-3898	138	2	2017	2017	NUM
bmra-3898	138	3	)	)	PUNCT
bmra-3898	138	4	emphasized	emphasize	VERB
bmra-3898	138	5	the	the	DET
bmra-3898	138	6	importance	importance	NOUN
bmra-3898	138	7	of	of	ADP
bmra-3898	138	8	human	human	ADJ
bmra-3898	138	9	resources	resource	NOUN
bmra-3898	138	10	as	as	ADP
bmra-3898	138	11	a	a	DET
bmra-3898	138	12	source	source	NOUN
bmra-3898	138	13	of	of	ADP
bmra-3898	138	14	innovation	innovation	NOUN
bmra-3898	138	15	.	.	PUNCT
bmra-3898	139	1	according	accord	VERB
bmra-3898	139	2	to	to	ADP
bmra-3898	139	3	veena	veena	PROPN
bmra-3898	139	4	et	et	PROPN
bmra-3898	139	5	al	al	PROPN
bmra-3898	139	6	.	.	PROPN
bmra-3898	140	1	(	(	PUNCT
bmra-3898	140	2	2019	2019	NUM
bmra-3898	140	3	)	)	PUNCT
bmra-3898	140	4	,	,	PUNCT
bmra-3898	140	5	employees	employee	NOUN
bmra-3898	140	6	are	be	AUX
bmra-3898	140	7	an	an	DET
bmra-3898	140	8	essential	essential	ADJ
bmra-3898	140	9	knowledge	knowledge	NOUN
bmra-3898	140	10	resource	resource	NOUN
bmra-3898	140	11	.	.	PUNCT
bmra-3898	141	1	in	in	ADP
bmra-3898	141	2	a	a	DET
bmra-3898	141	3	four	four	NUM
bmra-3898	141	4	-	-	PUNCT
bmra-3898	141	5	year	year	NOUN
bmra-3898	141	6	study	study	NOUN
bmra-3898	141	7	across	across	ADP
bmra-3898	141	8	ten	ten	NUM
bmra-3898	141	9	companies	company	NOUN
bmra-3898	141	10	involved	involve	VERB
bmra-3898	141	11	in	in	ADP
bmra-3898	141	12	internal	internal	ADJ
bmra-3898	141	13	crowdsourcing	crowdsourcing	NOUN
bmra-3898	141	14	in	in	ADP
bmra-3898	141	15	different	different	ADJ
bmra-3898	141	16	industries	industry	NOUN
bmra-3898	141	17	,	,	PUNCT
bmra-3898	141	18	malhotra	malhotra	PROPN
bmra-3898	141	19	et	et	PROPN
bmra-3898	141	20	al	al	PROPN
bmra-3898	141	21	.	.	PROPN
bmra-3898	142	1	(	(	PUNCT
bmra-3898	142	2	2017	2017	NUM
bmra-3898	142	3	)	)	PUNCT
bmra-3898	142	4	found	find	VERB
bmra-3898	142	5	that	that	SCONJ
bmra-3898	142	6	one	one	NUM
bmra-3898	142	7	way	way	NOUN
bmra-3898	142	8	to	to	PART
bmra-3898	142	9	stimulate	stimulate	VERB
bmra-3898	142	10	innovation	innovation	NOUN
bmra-3898	142	11	within	within	ADP
bmra-3898	142	12	the	the	DET
bmra-3898	142	13	firm	firm	NOUN
bmra-3898	142	14	is	be	AUX
bmra-3898	142	15	to	to	PART
bmra-3898	142	16	give	give	VERB
bmra-3898	142	17	employees	employee	NOUN
bmra-3898	142	18	45	45	NUM
bmra-3898	142	19	business	business	NOUN
bmra-3898	142	20	management	management	NOUN
bmra-3898	142	21	research	research	PROPN
bmra-3898	142	22	&	&	CCONJ
bmra-3898	142	23	applications	application	NOUN
bmra-3898	142	24	:	:	PUNCT
bmra-3898	142	25	a	a	DET
bmra-3898	142	26	cross	cross	ADJ
bmra-3898	142	27	-	-	ADJ
bmra-3898	142	28	disciplinary	disciplinary	ADJ
bmra-3898	142	29	journal	journal	NOUN
bmra-3898	142	30	slack	slack	VERB
bmra-3898	142	31	time	time	NOUN
bmra-3898	142	32	to	to	PART
bmra-3898	142	33	be	be	AUX
bmra-3898	142	34	creative	creative	ADJ
bmra-3898	142	35	.	.	PUNCT
bmra-3898	143	1	however	however	ADV
bmra-3898	143	2	,	,	PUNCT
bmra-3898	143	3	demirkan	demirkan	PROPN
bmra-3898	143	4	(	(	PUNCT
bmra-3898	143	5	2018	2018	NUM
bmra-3898	143	6	)	)	PUNCT
bmra-3898	143	7	disproved	disprove	VERB
bmra-3898	143	8	this	this	DET
bmra-3898	143	9	assertion	assertion	NOUN
bmra-3898	143	10	saying	say	VERB
bmra-3898	143	11	there	there	PRON
bmra-3898	143	12	is	be	VERB
bmra-3898	143	13	no	no	DET
bmra-3898	143	14	direct	direct	ADJ
bmra-3898	143	15	relationship	relationship	NOUN
bmra-3898	143	16	between	between	ADP
bmra-3898	143	17	slack	slack	NOUN
bmra-3898	143	18	time	time	NOUN
bmra-3898	143	19	and	and	CCONJ
bmra-3898	143	20	creativity	creativity	NOUN
bmra-3898	143	21	among	among	ADP
bmra-3898	143	22	employees	employee	NOUN
bmra-3898	143	23	.	.	PUNCT
bmra-3898	144	1	according	accord	VERB
bmra-3898	144	2	to	to	ADP
bmra-3898	144	3	malhotra	malhotra	PROPN
bmra-3898	144	4	et	et	PROPN
bmra-3898	144	5	al	al	PROPN
bmra-3898	144	6	.	.	PROPN
bmra-3898	145	1	(	(	PUNCT
bmra-3898	145	2	2017	2017	NUM
bmra-3898	145	3	)	)	PUNCT
bmra-3898	145	4	,	,	PUNCT
bmra-3898	145	5	internal	internal	ADJ
bmra-3898	145	6	innovation	innovation	NOUN
bmra-3898	145	7	works	work	VERB
bmra-3898	145	8	best	well	ADV
bmra-3898	145	9	when	when	SCONJ
bmra-3898	145	10	employees	employee	NOUN
bmra-3898	145	11	have	have	VERB
bmra-3898	145	12	a	a	DET
bmra-3898	145	13	clear	clear	ADJ
bmra-3898	145	14	concept	concept	NOUN
bmra-3898	145	15	of	of	ADP
bmra-3898	145	16	the	the	DET
bmra-3898	145	17	idea	idea	NOUN
bmra-3898	145	18	selection	selection	NOUN
bmra-3898	145	19	criteria	criterion	NOUN
bmra-3898	145	20	.	.	PUNCT
bmra-3898	146	1	clohessy	clohessy	PROPN
bmra-3898	146	2	and	and	CCONJ
bmra-3898	146	3	acton	acton	PROPN
bmra-3898	146	4	(	(	PUNCT
bmra-3898	146	5	2019	2019	NUM
bmra-3898	146	6	)	)	PUNCT
bmra-3898	146	7	analyzed	analyze	VERB
bmra-3898	146	8	organizational	organizational	ADJ
bmra-3898	146	9	size	size	NOUN
bmra-3898	146	10	,	,	PUNCT
bmra-3898	146	11	readiness	readiness	NOUN
bmra-3898	146	12	,	,	PUNCT
bmra-3898	146	13	and	and	CCONJ
bmra-3898	146	14	support	support	NOUN
bmra-3898	146	15	from	from	ADP
bmra-3898	146	16	top	top	ADJ
bmra-3898	146	17	-	-	PUNCT
bmra-3898	146	18	level	level	NOUN
bmra-3898	146	19	management	management	NOUN
bmra-3898	146	20	to	to	PART
bmra-3898	146	21	determine	determine	VERB
bmra-3898	146	22	the	the	DET
bmra-3898	146	23	factors	factor	NOUN
bmra-3898	146	24	influencing	influence	VERB
bmra-3898	146	25	blockchain	blockchain	PROPN
bmra-3898	146	26	innovation	innovation	NOUN
bmra-3898	146	27	adoption	adoption	NOUN
bmra-3898	146	28	.	.	PUNCT
bmra-3898	147	1	of	of	ADP
bmra-3898	147	2	the	the	DET
bmra-3898	147	3	companies	company	NOUN
bmra-3898	147	4	analyzed	analyze	VERB
bmra-3898	147	5	,	,	PUNCT
bmra-3898	147	6	15	15	NUM
bmra-3898	147	7	%	%	NOUN
bmra-3898	147	8	demonstrated	demonstrate	VERB
bmra-3898	147	9	that	that	SCONJ
bmra-3898	147	10	organizational	organizational	ADJ
bmra-3898	147	11	readiness	readiness	NOUN
bmra-3898	147	12	must	must	AUX
bmra-3898	147	13	be	be	AUX
bmra-3898	147	14	combined	combine	VERB
bmra-3898	147	15	with	with	ADP
bmra-3898	147	16	top	top	ADJ
bmra-3898	147	17	management	management	NOUN
bmra-3898	147	18	support	support	NOUN
bmra-3898	147	19	to	to	PART
bmra-3898	147	20	influence	influence	VERB
bmra-3898	147	21	blockchain	blockchain	PROPN
bmra-3898	147	22	adoption	adoption	NOUN
bmra-3898	147	23	positively	positively	ADV
bmra-3898	147	24	.	.	PUNCT
bmra-3898	148	1	also	also	ADV
bmra-3898	148	2	,	,	PUNCT
bmra-3898	148	3	25	25	NUM
bmra-3898	148	4	%	%	NOUN
bmra-3898	148	5	demonstrated	demonstrate	VERB
bmra-3898	148	6	that	that	SCONJ
bmra-3898	148	7	large	large	ADJ
bmra-3898	148	8	organizations	organization	NOUN
bmra-3898	148	9	with	with	ADP
bmra-3898	148	10	organizational	organizational	ADJ
bmra-3898	148	11	readiness	readiness	NOUN
bmra-3898	148	12	and	and	CCONJ
bmra-3898	148	13	support	support	NOUN
bmra-3898	148	14	from	from	ADP
bmra-3898	148	15	top	top	ADJ
bmra-3898	148	16	-	-	PUNCT
bmra-3898	148	17	level	level	NOUN
bmra-3898	148	18	management	management	NOUN
bmra-3898	148	19	adopted	adopt	VERB
bmra-3898	148	20	blockchain	blockchain	NOUN
bmra-3898	148	21	.	.	PUNCT
bmra-3898	149	1	support	support	NOUN
bmra-3898	149	2	and	and	CCONJ
bmra-3898	149	3	involvement	involvement	NOUN
bmra-3898	149	4	from	from	ADP
bmra-3898	149	5	top	top	ADJ
bmra-3898	149	6	-	-	PUNCT
bmra-3898	149	7	level	level	NOUN
bmra-3898	149	8	management	management	NOUN
bmra-3898	149	9	are	be	AUX
bmra-3898	149	10	critical	critical	ADJ
bmra-3898	149	11	factors	factor	NOUN
bmra-3898	149	12	in	in	ADP
bmra-3898	149	13	blockchain	blockchain	PROPN
bmra-3898	149	14	adoption	adoption	NOUN
bmra-3898	149	15	(	(	PUNCT
bmra-3898	149	16	clohessy	clohessy	PROPN
bmra-3898	149	17	&	&	CCONJ
bmra-3898	149	18	acton	acton	PROPN
bmra-3898	149	19	,	,	PUNCT
bmra-3898	149	20	2019	2019	NUM
bmra-3898	149	21	)	)	PUNCT
bmra-3898	149	22	.	.	PUNCT
bmra-3898	150	1	the	the	DET
bmra-3898	150	2	leadership	leadership	NOUN
bmra-3898	150	3	of	of	ADP
bmra-3898	150	4	the	the	DET
bmra-3898	150	5	ceo	ceo	NOUN
bmra-3898	150	6	has	have	VERB
bmra-3898	150	7	a	a	DET
bmra-3898	150	8	direct	direct	ADJ
bmra-3898	150	9	influence	influence	NOUN
bmra-3898	150	10	on	on	ADP
bmra-3898	150	11	innovation	innovation	NOUN
bmra-3898	150	12	(	(	PUNCT
bmra-3898	150	13	zuraik	zuraik	PROPN
bmra-3898	150	14	&	&	CCONJ
bmra-3898	150	15	kelly	kelly	PROPN
bmra-3898	150	16	,	,	PUNCT
bmra-3898	150	17	2019	2019	NUM
bmra-3898	150	18	)	)	PUNCT
bmra-3898	150	19	.	.	PUNCT
bmra-3898	151	1	leadership	leadership	NOUN
bmra-3898	151	2	must	must	AUX
bmra-3898	151	3	inspire	inspire	VERB
bmra-3898	151	4	enthusiasm	enthusiasm	NOUN
bmra-3898	151	5	and	and	CCONJ
bmra-3898	151	6	provide	provide	VERB
bmra-3898	151	7	platforms	platform	NOUN
bmra-3898	151	8	that	that	PRON
bmra-3898	151	9	encourage	encourage	VERB
bmra-3898	151	10	idea	idea	NOUN
bmra-3898	151	11	sharing	sharing	NOUN
bmra-3898	151	12	among	among	ADP
bmra-3898	151	13	employees	employee	NOUN
bmra-3898	151	14	to	to	PART
bmra-3898	151	15	help	help	VERB
bmra-3898	151	16	refine	refine	VERB
bmra-3898	151	17	the	the	DET
bmra-3898	151	18	ideas	idea	NOUN
bmra-3898	151	19	(	(	PUNCT
bmra-3898	151	20	beck	beck	PROPN
bmra-3898	151	21	&	&	CCONJ
bmra-3898	151	22	müller	müller	PROPN
bmra-3898	151	23	-	-	PUNCT
bmra-3898	151	24	bloch	bloch	PROPN
bmra-3898	151	25	,	,	PUNCT
bmra-3898	151	26	2017	2017	NUM
bmra-3898	151	27	;	;	PUNCT
bmra-3898	151	28	malhotra	malhotra	PROPN
bmra-3898	151	29	et	et	PROPN
bmra-3898	151	30	al	al	PROPN
bmra-3898	151	31	.	.	PROPN
bmra-3898	151	32	,	,	PUNCT
bmra-3898	151	33	2017	2017	NUM
bmra-3898	151	34	)	)	PUNCT
bmra-3898	151	35	.	.	PUNCT
bmra-3898	152	1	khoza	khoza	PROPN
bmra-3898	152	2	(	(	PUNCT
bmra-3898	152	3	2019	2019	NUM
bmra-3898	152	4	)	)	PUNCT
bmra-3898	152	5	found	find	VERB
bmra-3898	152	6	that	that	SCONJ
bmra-3898	152	7	employees	employee	NOUN
bmra-3898	152	8	withhold	withhold	VERB
bmra-3898	152	9	knowledge	knowledge	NOUN
bmra-3898	152	10	if	if	SCONJ
bmra-3898	152	11	managers	manager	NOUN
bmra-3898	152	12	do	do	AUX
bmra-3898	152	13	not	not	PART
bmra-3898	152	14	reward	reward	VERB
bmra-3898	152	15	them	they	PRON
bmra-3898	152	16	for	for	ADP
bmra-3898	152	17	their	their	PRON
bmra-3898	152	18	ability	ability	NOUN
bmra-3898	152	19	.	.	PUNCT
bmra-3898	153	1	malhotra	malhotra	PROPN
bmra-3898	153	2	et	et	PROPN
bmra-3898	153	3	al	al	PROPN
bmra-3898	153	4	.	.	PROPN
bmra-3898	154	1	(	(	PUNCT
bmra-3898	154	2	2017	2017	NUM
bmra-3898	154	3	)	)	PUNCT
bmra-3898	154	4	and	and	CCONJ
bmra-3898	154	5	khoza	khoza	PROPN
bmra-3898	154	6	(	(	PUNCT
bmra-3898	154	7	2019	2019	NUM
bmra-3898	154	8	)	)	PUNCT
bmra-3898	154	9	concurred	concur	VERB
bmra-3898	154	10	that	that	SCONJ
bmra-3898	154	11	employees	employee	NOUN
bmra-3898	154	12	would	would	AUX
bmra-3898	154	13	not	not	PART
bmra-3898	154	14	share	share	VERB
bmra-3898	154	15	if	if	SCONJ
bmra-3898	154	16	they	they	PRON
bmra-3898	154	17	did	do	AUX
bmra-3898	154	18	not	not	PART
bmra-3898	154	19	personally	personally	ADV
bmra-3898	154	20	benefit	benefit	VERB
bmra-3898	154	21	from	from	ADP
bmra-3898	154	22	the	the	DET
bmra-3898	154	23	innovation	innovation	NOUN
bmra-3898	154	24	.	.	PUNCT
bmra-3898	155	1	however	however	ADV
bmra-3898	155	2	,	,	PUNCT
bmra-3898	155	3	beck	beck	PROPN
bmra-3898	155	4	and	and	CCONJ
bmra-3898	155	5	müller	müller	PROPN
bmra-3898	155	6	-	-	PUNCT
bmra-3898	155	7	bloch	bloch	PROPN
bmra-3898	155	8	(	(	PUNCT
bmra-3898	155	9	2017	2017	NUM
bmra-3898	155	10	)	)	PUNCT
bmra-3898	155	11	found	find	VERB
bmra-3898	155	12	that	that	SCONJ
bmra-3898	155	13	employees	employee	NOUN
bmra-3898	155	14	invested	invest	VERB
bmra-3898	155	15	their	their	PRON
bmra-3898	155	16	free	free	ADJ
bmra-3898	155	17	time	time	NOUN
bmra-3898	155	18	while	while	SCONJ
bmra-3898	155	19	expecting	expect	VERB
bmra-3898	155	20	only	only	ADV
bmra-3898	155	21	the	the	DET
bmra-3898	155	22	satisfaction	satisfaction	NOUN
bmra-3898	155	23	of	of	ADP
bmra-3898	155	24	being	be	AUX
bmra-3898	155	25	part	part	NOUN
bmra-3898	155	26	of	of	ADP
bmra-3898	155	27	a	a	DET
bmra-3898	155	28	significant	significant	ADJ
bmra-3898	155	29	milestone	milestone	NOUN
bmra-3898	155	30	in	in	ADP
bmra-3898	155	31	the	the	DET
bmra-3898	155	32	firm	firm	NOUN
bmra-3898	155	33	,	,	PUNCT
bmra-3898	155	34	not	not	PART
bmra-3898	155	35	monetary	monetary	ADJ
bmra-3898	155	36	compensation	compensation	NOUN
bmra-3898	155	37	.	.	PUNCT
bmra-3898	156	1	environment	environment	VERB
bmra-3898	156	2	the	the	DET
bmra-3898	156	3	environmental	environmental	ADJ
bmra-3898	156	4	component	component	NOUN
bmra-3898	156	5	of	of	ADP
bmra-3898	156	6	the	the	DET
bmra-3898	156	7	hybrid	hybrid	ADJ
bmra-3898	156	8	toe	toe	NOUN
bmra-3898	156	9	framework	framework	NOUN
bmra-3898	156	10	focuses	focus	VERB
bmra-3898	156	11	on	on	ADP
bmra-3898	156	12	such	such	ADJ
bmra-3898	156	13	external	external	ADJ
bmra-3898	156	14	factors	factor	NOUN
bmra-3898	156	15	deterring	deter	VERB
bmra-3898	156	16	the	the	DET
bmra-3898	156	17	adoption	adoption	NOUN
bmra-3898	156	18	of	of	ADP
bmra-3898	156	19	innovative	innovative	ADJ
bmra-3898	156	20	technology	technology	NOUN
bmra-3898	156	21	as	as	ADP
bmra-3898	156	22	competitors	competitor	NOUN
bmra-3898	156	23	,	,	PUNCT
bmra-3898	156	24	regulators	regulator	NOUN
bmra-3898	156	25	,	,	PUNCT
bmra-3898	156	26	government	government	NOUN
bmra-3898	156	27	departments	department	NOUN
bmra-3898	156	28	,	,	PUNCT
bmra-3898	156	29	customers	customer	NOUN
bmra-3898	156	30	,	,	PUNCT
bmra-3898	156	31	and	and	CCONJ
bmra-3898	156	32	other	other	ADJ
bmra-3898	156	33	stakeholders	stakeholder	NOUN
bmra-3898	156	34	(	(	PUNCT
bmra-3898	156	35	clohessy	clohessy	PROPN
bmra-3898	156	36	&	&	CCONJ
bmra-3898	156	37	acton	acton	PROPN
bmra-3898	156	38	,	,	PUNCT
bmra-3898	156	39	2019	2019	NUM
bmra-3898	156	40	)	)	PUNCT
bmra-3898	156	41	.	.	PUNCT
bmra-3898	157	1	because	because	SCONJ
bmra-3898	157	2	banks	bank	NOUN
bmra-3898	157	3	are	be	AUX
bmra-3898	157	4	cornerstones	cornerstone	NOUN
bmra-3898	157	5	of	of	ADP
bmra-3898	157	6	modern	modern	ADJ
bmra-3898	157	7	economies	economy	NOUN
bmra-3898	157	8	,	,	PUNCT
bmra-3898	157	9	they	they	PRON
bmra-3898	157	10	are	be	AUX
bmra-3898	157	11	more	more	ADV
bmra-3898	157	12	regulated	regulated	ADJ
bmra-3898	157	13	than	than	ADP
bmra-3898	157	14	many	many	ADJ
bmra-3898	157	15	other	other	ADJ
bmra-3898	157	16	industries	industry	NOUN
bmra-3898	157	17	.	.	PUNCT
bmra-3898	158	1	the	the	DET
bmra-3898	158	2	requirements	requirement	NOUN
bmra-3898	158	3	to	to	PART
bmra-3898	158	4	follow	follow	VERB
bmra-3898	158	5	specific	specific	ADJ
bmra-3898	158	6	standards	standard	NOUN
bmra-3898	158	7	designed	design	VERB
bmra-3898	158	8	for	for	ADP
bmra-3898	158	9	traditional	traditional	ADJ
bmra-3898	158	10	trade	trade	NOUN
bmra-3898	158	11	finance	finance	NOUN
bmra-3898	158	12	makes	make	VERB
bmra-3898	158	13	it	it	PRON
bmra-3898	158	14	difficult	difficult	ADJ
bmra-3898	158	15	for	for	SCONJ
bmra-3898	158	16	executives	executive	NOUN
bmra-3898	158	17	to	to	PART
bmra-3898	158	18	embrace	embrace	VERB
bmra-3898	158	19	blockchain	blockchain	PROPN
bmra-3898	158	20	technology	technology	PROPN
bmra-3898	158	21	(	(	PUNCT
bmra-3898	158	22	patel	patel	PROPN
bmra-3898	158	23	&	&	CCONJ
bmra-3898	158	24	ganne	ganne	PROPN
bmra-3898	158	25	,	,	PUNCT
bmra-3898	158	26	2020	2020	NUM
bmra-3898	158	27	)	)	PUNCT
bmra-3898	158	28	.	.	PUNCT
bmra-3898	159	1	compliance	compliance	NOUN
bmra-3898	159	2	with	with	ADP
bmra-3898	159	3	regulations	regulation	NOUN
bmra-3898	159	4	for	for	ADP
bmra-3898	159	5	settling	settle	VERB
bmra-3898	159	6	disputes	dispute	NOUN
bmra-3898	159	7	,	,	PUNCT
bmra-3898	159	8	identification	identification	NOUN
bmra-3898	159	9	of	of	ADP
bmra-3898	159	10	regulators	regulator	NOUN
bmra-3898	159	11	,	,	PUNCT
bmra-3898	159	12	the	the	DET
bmra-3898	159	13	legality	legality	NOUN
bmra-3898	159	14	of	of	ADP
bmra-3898	159	15	smart	smart	ADJ
bmra-3898	159	16	contracts	contract	NOUN
bmra-3898	159	17	,	,	PUNCT
bmra-3898	159	18	record	record	NOUN
bmra-3898	159	19	keeping	keeping	NOUN
bmra-3898	159	20	,	,	PUNCT
bmra-3898	159	21	tax	tax	NOUN
bmra-3898	159	22	-	-	PUNCT
bmra-3898	159	23	paying	pay	VERB
bmra-3898	159	24	,	,	PUNCT
bmra-3898	159	25	and	and	CCONJ
bmra-3898	159	26	reporting	reporting	NOUN
bmra-3898	159	27	is	be	AUX
bmra-3898	159	28	a	a	DET
bmra-3898	159	29	challenge	challenge	NOUN
bmra-3898	159	30	because	because	SCONJ
bmra-3898	159	31	legislation	legislation	NOUN
bmra-3898	159	32	is	be	AUX
bmra-3898	159	33	constantly	constantly	ADV
bmra-3898	159	34	changing	change	VERB
bmra-3898	159	35	(	(	PUNCT
bmra-3898	159	36	vysya	vysya	PROPN
bmra-3898	159	37	&	&	CCONJ
bmra-3898	159	38	kumar	kumar	PROPN
bmra-3898	159	39	,	,	PUNCT
bmra-3898	159	40	2019	2019	NUM
bmra-3898	159	41	)	)	PUNCT
bmra-3898	159	42	.	.	PUNCT
bmra-3898	160	1	the	the	DET
bmra-3898	160	2	anti	anti	ADJ
bmra-3898	160	3	-	-	ADJ
bmra-3898	160	4	money	money	ADJ
bmra-3898	160	5	laundering	laundering	NOUN
bmra-3898	160	6	act	act	NOUN
bmra-3898	160	7	of	of	ADP
bmra-3898	160	8	2020	2020	NUM
bmra-3898	160	9	expanded	expand	VERB
bmra-3898	160	10	its	its	PRON
bmra-3898	160	11	reach	reach	NOUN
bmra-3898	160	12	to	to	PART
bmra-3898	160	13	include	include	VERB
bmra-3898	160	14	cryptocurrency	cryptocurrency	NOUN
bmra-3898	160	15	(	(	PUNCT
bmra-3898	160	16	gibson	gibson	PROPN
bmra-3898	160	17	dunn	dunn	PROPN
bmra-3898	160	18	,	,	PUNCT
bmra-3898	160	19	2020	2020	NUM
bmra-3898	160	20	)	)	PUNCT
bmra-3898	160	21	.	.	PUNCT
bmra-3898	161	1	the	the	DET
bmra-3898	161	2	abundance	abundance	NOUN
bmra-3898	161	3	of	of	ADP
bmra-3898	161	4	ideas	idea	NOUN
bmra-3898	161	5	and	and	CCONJ
bmra-3898	161	6	level	level	NOUN
bmra-3898	161	7	of	of	ADP
bmra-3898	161	8	risk	risk	NOUN
bmra-3898	161	9	in	in	ADP
bmra-3898	161	10	developing	develop	VERB
bmra-3898	161	11	blockchain	blockchain	PROPN
bmra-3898	161	12	technology	technology	PROPN
bmra-3898	161	13	makes	make	VERB
bmra-3898	161	14	collaboration	collaboration	NOUN
bmra-3898	161	15	with	with	ADP
bmra-3898	161	16	external	external	ADJ
bmra-3898	161	17	parties	party	NOUN
bmra-3898	161	18	indispensable	indispensable	ADJ
bmra-3898	161	19	,	,	PUNCT
bmra-3898	161	20	especially	especially	ADV
bmra-3898	161	21	for	for	ADP
bmra-3898	161	22	firms	firm	NOUN
bmra-3898	161	23	with	with	ADP
bmra-3898	161	24	weak	weak	ADJ
bmra-3898	161	25	r&d	r&d	NOUN
bmra-3898	161	26	or	or	CCONJ
bmra-3898	161	27	limited	limited	ADJ
bmra-3898	161	28	resources	resource	NOUN
bmra-3898	161	29	(	(	PUNCT
bmra-3898	161	30	demirkan	demirkan	PROPN
bmra-3898	161	31	,	,	PUNCT
bmra-3898	161	32	2018	2018	NUM
bmra-3898	161	33	;	;	PUNCT
bmra-3898	161	34	hensmans	hensman	NOUN
bmra-3898	161	35	,	,	PUNCT
bmra-3898	161	36	2017	2017	NUM
bmra-3898	161	37	;	;	PUNCT
bmra-3898	161	38	lee	lee	PROPN
bmra-3898	161	39	et	et	PROPN
bmra-3898	161	40	al	al	PROPN
bmra-3898	161	41	.	.	PROPN
bmra-3898	161	42	,	,	PUNCT
bmra-3898	161	43	2016	2016	NUM
bmra-3898	161	44	;	;	PUNCT
bmra-3898	161	45	pisano	pisano	NOUN
bmra-3898	161	46	&	&	CCONJ
bmra-3898	161	47	verganti	verganti	NOUN
bmra-3898	161	48	,	,	PUNCT
bmra-3898	161	49	2008	2008	NUM
bmra-3898	161	50	)	)	PUNCT
bmra-3898	161	51	.	.	PUNCT
bmra-3898	162	1	however	however	ADV
bmra-3898	162	2	,	,	PUNCT
bmra-3898	162	3	a	a	DET
bmra-3898	162	4	lack	lack	NOUN
bmra-3898	162	5	of	of	ADP
bmra-3898	162	6	interoperability	interoperability	NOUN
bmra-3898	162	7	between	between	ADP
bmra-3898	162	8	separate	separate	ADJ
bmra-3898	162	9	blockchain	blockchain	PROPN
bmra-3898	162	10	networks	network	NOUN
bmra-3898	162	11	makes	make	VERB
bmra-3898	162	12	sharing	share	VERB
bmra-3898	162	13	data	datum	NOUN
bmra-3898	162	14	necessary	necessary	ADJ
bmra-3898	162	15	for	for	ADP
bmra-3898	162	16	collaboration	collaboration	NOUN
bmra-3898	162	17	between	between	ADP
bmra-3898	162	18	different	different	ADJ
bmra-3898	162	19	stakeholders	stakeholder	NOUN
bmra-3898	162	20	well	well	ADV
bmra-3898	162	21	-	-	PUNCT
bmra-3898	162	22	nigh	nigh	ADV
bmra-3898	162	23	impossible	impossible	ADJ
bmra-3898	162	24	(	(	PUNCT
bmra-3898	162	25	lewis	lewis	PROPN
bmra-3898	162	26	et	et	PROPN
bmra-3898	162	27	al	al	PROPN
bmra-3898	162	28	.	.	PROPN
bmra-3898	162	29	,	,	PUNCT
bmra-3898	162	30	2019	2019	NUM
bmra-3898	162	31	;	;	PUNCT
bmra-3898	162	32	zamani	zamani	PROPN
bmra-3898	162	33	&	&	CCONJ
bmra-3898	162	34	giaglis	giaglis	PROPN
bmra-3898	162	35	,	,	PUNCT
bmra-3898	162	36	2018	2018	NUM
bmra-3898	162	37	)	)	PUNCT
bmra-3898	162	38	.	.	PUNCT
bmra-3898	163	1	technological	technological	ADJ
bmra-3898	163	2	innovation	innovation	NOUN
bmra-3898	163	3	works	work	VERB
bmra-3898	163	4	best	well	ADV
bmra-3898	163	5	through	through	ADP
bmra-3898	163	6	collaboration	collaboration	NOUN
bmra-3898	163	7	(	(	PUNCT
bmra-3898	163	8	demirkan	demirkan	PROPN
bmra-3898	163	9	,	,	PUNCT
bmra-3898	163	10	2018	2018	NUM
bmra-3898	163	11	)	)	PUNCT
bmra-3898	163	12	.	.	PUNCT
bmra-3898	164	1	however	however	ADV
bmra-3898	164	2	,	,	PUNCT
bmra-3898	164	3	na	na	INTJ
bmra-3898	164	4	et	et	PROPN
bmra-3898	164	5	al	al	PROPN
bmra-3898	164	6	.	.	PUNCT
bmra-3898	165	1	(	(	PUNCT
bmra-3898	165	2	2016	2016	NUM
bmra-3898	165	3	)	)	PUNCT
bmra-3898	165	4	cautioned	caution	VERB
bmra-3898	165	5	against	against	ADP
bmra-3898	165	6	collaboration	collaboration	NOUN
bmra-3898	165	7	when	when	SCONJ
bmra-3898	165	8	goals	goal	NOUN
bmra-3898	165	9	are	be	AUX
bmra-3898	165	10	unclear	unclear	ADJ
bmra-3898	165	11	because	because	SCONJ
bmra-3898	165	12	it	it	PRON
bmra-3898	165	13	could	could	AUX
bmra-3898	165	14	waste	waste	VERB
bmra-3898	165	15	resources	resource	NOUN
bmra-3898	165	16	.	.	PUNCT
bmra-3898	166	1	according	accord	VERB
bmra-3898	166	2	to	to	ADP
bmra-3898	166	3	brown	brown	PROPN
bmra-3898	166	4	et	et	PROPN
bmra-3898	166	5	al	al	PROPN
bmra-3898	166	6	.	.	PROPN
bmra-3898	167	1	(	(	PUNCT
bmra-3898	167	2	2020	2020	NUM
bmra-3898	167	3	)	)	PUNCT
bmra-3898	167	4	,	,	PUNCT
bmra-3898	167	5	banks	bank	NOUN
bmra-3898	167	6	could	could	AUX
bmra-3898	167	7	partner	partner	VERB
bmra-3898	167	8	with	with	ADP
bmra-3898	167	9	fintechs	fintech	NOUN
bmra-3898	167	10	to	to	PART
bmra-3898	167	11	benefit	benefit	VERB
bmra-3898	167	12	from	from	ADP
bmra-3898	167	13	technology	technology	NOUN
bmra-3898	167	14	,	,	PUNCT
bmra-3898	167	15	products	product	NOUN
bmra-3898	167	16	,	,	PUNCT
bmra-3898	167	17	and	and	CCONJ
bmra-3898	167	18	talent	talent	NOUN
bmra-3898	167	19	while	while	SCONJ
bmra-3898	167	20	offering	offer	VERB
bmra-3898	167	21	better	well	ADJ
bmra-3898	167	22	infrastructure	infrastructure	NOUN
bmra-3898	167	23	to	to	PART
bmra-3898	167	24	move	move	VERB
bmra-3898	167	25	banks	bank	NOUN
bmra-3898	167	26	more	more	ADV
bmra-3898	167	27	efficiently	efficiently	ADV
bmra-3898	167	28	.	.	PUNCT
bmra-3898	168	1	according	accord	VERB
bmra-3898	168	2	to	to	ADP
bmra-3898	168	3	kumar	kumar	PROPN
bmra-3898	168	4	et	et	PROPN
bmra-3898	168	5	al	al	PROPN
bmra-3898	168	6	.	.	PROPN
bmra-3898	169	1	(	(	PUNCT
bmra-3898	169	2	2011	2011	NUM
bmra-3898	169	3	)	)	PUNCT
bmra-3898	169	4	,	,	PUNCT
bmra-3898	169	5	market	market	NOUN
bmra-3898	169	6	orientation	orientation	NOUN
bmra-3898	169	7	is	be	AUX
bmra-3898	169	8	not	not	PART
bmra-3898	169	9	forward	forward	ADV
bmra-3898	169	10	-	-	PUNCT
bmra-3898	169	11	looking	look	VERB
bmra-3898	169	12	because	because	SCONJ
bmra-3898	169	13	it	it	PRON
bmra-3898	169	14	focuses	focus	VERB
bmra-3898	169	15	on	on	ADP
bmra-3898	169	16	current	current	ADJ
bmra-3898	169	17	customers	customer	NOUN
bmra-3898	169	18	;	;	PUNCT
bmra-3898	169	19	therefore	therefore	ADV
bmra-3898	169	20	,	,	PUNCT
bmra-3898	169	21	the	the	DET
bmra-3898	169	22	organization	organization	NOUN
bmra-3898	169	23	may	may	AUX
bmra-3898	169	24	lose	lose	VERB
bmra-3898	169	25	future	future	ADJ
bmra-3898	169	26	opportunities	opportunity	NOUN
bmra-3898	169	27	.	.	PUNCT
bmra-3898	170	1	market	market	NOUN
bmra-3898	170	2	orientation	orientation	NOUN
bmra-3898	170	3	is	be	AUX
bmra-3898	170	4	ideal	ideal	ADJ
bmra-3898	170	5	for	for	ADP
bmra-3898	170	6	sustained	sustained	ADJ
bmra-3898	170	7	profitability	profitability	NOUN
bmra-3898	170	8	in	in	ADP
bmra-3898	170	9	the	the	DET
bmra-3898	170	10	long	long	ADJ
bmra-3898	170	11	term	term	NOUN
bmra-3898	170	12	because	because	SCONJ
bmra-3898	170	13	it	it	PRON
bmra-3898	170	14	focuses	focus	VERB
bmra-3898	170	15	on	on	ADP
bmra-3898	170	16	customer	customer	NOUN
bmra-3898	170	17	retention	retention	NOUN
bmra-3898	170	18	rather	rather	ADV
bmra-3898	170	19	than	than	ADP
bmra-3898	170	20	acquisition	acquisition	NOUN
bmra-3898	170	21	(	(	PUNCT
bmra-3898	170	22	kumar	kumar	PROPN
bmra-3898	170	23	et	et	PROPN
bmra-3898	170	24	al	al	PROPN
bmra-3898	170	25	.	.	PROPN
bmra-3898	170	26	,	,	PUNCT
bmra-3898	170	27	2011	2011	NUM
bmra-3898	170	28	)	)	PUNCT
bmra-3898	170	29	.	.	PUNCT
bmra-3898	171	1	still	still	ADV
bmra-3898	171	2	,	,	PUNCT
bmra-3898	171	3	there	there	PRON
bmra-3898	171	4	is	be	VERB
bmra-3898	171	5	no	no	DET
bmra-3898	171	6	guarantee	guarantee	NOUN
bmra-3898	171	7	of	of	ADP
bmra-3898	171	8	customer	customer	NOUN
bmra-3898	171	9	retention	retention	NOUN
bmra-3898	171	10	if	if	SCONJ
bmra-3898	171	11	technology	technology	NOUN
bmra-3898	171	12	changes	change	NOUN
bmra-3898	171	13	.	.	PUNCT
bmra-3898	172	1	46	46	NUM
bmra-3898	172	2	january	january	PROPN
bmra-3898	172	3	2023	2023	NUM
bmra-3898	172	4	|	|	ADV
bmra-3898	172	5	volume	volume	NOUN
bmra-3898	172	6	2	2	NUM
bmra-3898	172	7	,	,	PUNCT
bmra-3898	172	8	number	number	NOUN
bmra-3898	172	9	1	1	NUM
bmra-3898	172	10	radical	radical	ADJ
bmra-3898	172	11	innovations	innovation	NOUN
bmra-3898	172	12	are	be	AUX
bmra-3898	172	13	less	less	ADV
bmra-3898	172	14	likely	likely	ADJ
bmra-3898	172	15	with	with	ADP
bmra-3898	172	16	customer	customer	NOUN
bmra-3898	172	17	involvement	involvement	NOUN
bmra-3898	172	18	because	because	SCONJ
bmra-3898	172	19	customers	customer	NOUN
bmra-3898	172	20	may	may	AUX
bmra-3898	172	21	make	make	VERB
bmra-3898	172	22	more	more	ADJ
bmra-3898	172	23	complex	complex	ADJ
bmra-3898	172	24	suggestions	suggestion	NOUN
bmra-3898	172	25	and	and	CCONJ
bmra-3898	172	26	revisions	revision	NOUN
bmra-3898	172	27	than	than	SCONJ
bmra-3898	172	28	the	the	DET
bmra-3898	172	29	firm	firm	NOUN
bmra-3898	172	30	can	can	AUX
bmra-3898	172	31	implement	implement	VERB
bmra-3898	172	32	,	,	PUNCT
bmra-3898	172	33	resulting	result	VERB
bmra-3898	172	34	in	in	ADP
bmra-3898	172	35	conflict	conflict	NOUN
bmra-3898	172	36	within	within	ADP
bmra-3898	172	37	implementation	implementation	NOUN
bmra-3898	172	38	teams	team	NOUN
bmra-3898	172	39	(	(	PUNCT
bmra-3898	172	40	storey	storey	PROPN
bmra-3898	172	41	&	&	CCONJ
bmra-3898	172	42	larbig	larbig	PROPN
bmra-3898	172	43	,	,	PUNCT
bmra-3898	172	44	2017	2017	NUM
bmra-3898	172	45	)	)	PUNCT
bmra-3898	172	46	.	.	PUNCT
bmra-3898	173	1	on	on	ADP
bmra-3898	173	2	the	the	DET
bmra-3898	173	3	positive	positive	ADJ
bmra-3898	173	4	side	side	NOUN
bmra-3898	173	5	,	,	PUNCT
bmra-3898	173	6	products	product	NOUN
bmra-3898	173	7	co	co	VERB
bmra-3898	173	8	-	-	VERB
bmra-3898	173	9	created	create	VERB
bmra-3898	173	10	with	with	ADP
bmra-3898	173	11	customers	customer	NOUN
bmra-3898	173	12	are	be	AUX
bmra-3898	173	13	more	more	ADV
bmra-3898	173	14	likely	likely	ADJ
bmra-3898	173	15	to	to	PART
bmra-3898	173	16	succeed	succeed	VERB
bmra-3898	173	17	on	on	ADP
bmra-3898	173	18	the	the	DET
bmra-3898	173	19	market	market	NOUN
bmra-3898	173	20	,	,	PUNCT
bmra-3898	173	21	have	have	VERB
bmra-3898	173	22	new	new	ADJ
bmra-3898	173	23	uses	use	NOUN
bmra-3898	173	24	,	,	PUNCT
bmra-3898	173	25	and	and	CCONJ
bmra-3898	173	26	be	be	AUX
bmra-3898	173	27	more	more	ADJ
bmra-3898	173	28	user	user	NOUN
bmra-3898	173	29	-	-	PUNCT
bmra-3898	173	30	friendly	friendly	ADJ
bmra-3898	173	31	(	(	PUNCT
bmra-3898	173	32	storey	storey	NOUN
bmra-3898	173	33	&	&	CCONJ
bmra-3898	173	34	larbig	larbig	PROPN
bmra-3898	173	35	,	,	PUNCT
bmra-3898	173	36	2017	2017	NUM
bmra-3898	173	37	)	)	PUNCT
bmra-3898	173	38	.	.	PUNCT
bmra-3898	174	1	project	project	NOUN
bmra-3898	174	2	design	design	NOUN
bmra-3898	174	3	and	and	CCONJ
bmra-3898	174	4	participant	participant	ADJ
bmra-3898	174	5	recruitment	recruitment	NOUN
bmra-3898	174	6	the	the	DET
bmra-3898	174	7	delphi	delphi	NOUN
bmra-3898	174	8	technique	technique	NOUN
bmra-3898	174	9	is	be	AUX
bmra-3898	174	10	ideal	ideal	ADJ
bmra-3898	174	11	when	when	SCONJ
bmra-3898	174	12	investigating	investigate	VERB
bmra-3898	174	13	something	something	PRON
bmra-3898	174	14	unknown	unknown	ADJ
bmra-3898	174	15	because	because	SCONJ
bmra-3898	174	16	it	it	PRON
bmra-3898	174	17	supports	support	VERB
bmra-3898	174	18	brainstorming	brainstorming	NOUN
bmra-3898	174	19	and	and	CCONJ
bmra-3898	174	20	critical	critical	ADJ
bmra-3898	174	21	thinking	thinking	NOUN
bmra-3898	174	22	in	in	ADP
bmra-3898	174	23	teams	team	NOUN
bmra-3898	174	24	and	and	CCONJ
bmra-3898	174	25	attempts	attempt	NOUN
bmra-3898	174	26	to	to	PART
bmra-3898	174	27	gather	gather	VERB
bmra-3898	174	28	consensus	consensus	NOUN
bmra-3898	174	29	(	(	PUNCT
bmra-3898	174	30	linstone	linstone	NOUN
bmra-3898	174	31	&	&	CCONJ
bmra-3898	174	32	turoff	turoff	NOUN
bmra-3898	174	33	,	,	PUNCT
bmra-3898	174	34	2002	2002	NUM
bmra-3898	174	35	;	;	PUNCT
bmra-3898	174	36	skulmoski	skulmoski	PROPN
bmra-3898	174	37	et	et	PROPN
bmra-3898	174	38	al	al	PROPN
bmra-3898	174	39	.	.	PROPN
bmra-3898	174	40	,	,	PUNCT
bmra-3898	174	41	2007	2007	NUM
bmra-3898	174	42	)	)	PUNCT
bmra-3898	174	43	.	.	PUNCT
bmra-3898	175	1	blockchain	blockchain	PROPN
bmra-3898	175	2	technology	technology	PROPN
bmra-3898	175	3	is	be	AUX
bmra-3898	175	4	still	still	ADV
bmra-3898	175	5	developing	develop	VERB
bmra-3898	175	6	,	,	PUNCT
bmra-3898	175	7	and	and	CCONJ
bmra-3898	175	8	practitioners	practitioner	NOUN
bmra-3898	175	9	do	do	AUX
bmra-3898	175	10	not	not	PART
bmra-3898	175	11	yet	yet	ADV
bmra-3898	175	12	understand	understand	VERB
bmra-3898	175	13	all	all	DET
bmra-3898	175	14	its	its	PRON
bmra-3898	175	15	applications	application	NOUN
bmra-3898	175	16	,	,	PUNCT
bmra-3898	175	17	capabilities	capability	NOUN
bmra-3898	175	18	,	,	PUNCT
bmra-3898	175	19	and	and	CCONJ
bmra-3898	175	20	shortfalls	shortfall	NOUN
bmra-3898	175	21	(	(	PUNCT
bmra-3898	175	22	iansiti	iansiti	NOUN
bmra-3898	175	23	&	&	CCONJ
bmra-3898	175	24	lakhani	lakhani	PROPN
bmra-3898	175	25	,	,	PUNCT
bmra-3898	175	26	2017	2017	NUM
bmra-3898	175	27	)	)	PUNCT
bmra-3898	175	28	.	.	PUNCT
bmra-3898	176	1	this	this	DET
bmra-3898	176	2	study	study	NOUN
bmra-3898	176	3	adopted	adopt	VERB
bmra-3898	176	4	a	a	DET
bmra-3898	176	5	modified	modified	ADJ
bmra-3898	176	6	delphi	delphi	NOUN
bmra-3898	176	7	technique	technique	NOUN
bmra-3898	176	8	proposed	propose	VERB
bmra-3898	176	9	by	by	ADP
bmra-3898	176	10	miller	miller	PROPN
bmra-3898	176	11	et	et	PROPN
bmra-3898	176	12	al	al	PROPN
bmra-3898	176	13	.	.	PROPN
bmra-3898	177	1	(	(	PUNCT
bmra-3898	177	2	2020	2020	NUM
bmra-3898	177	3	)	)	PUNCT
bmra-3898	177	4	that	that	PRON
bmra-3898	177	5	uses	use	VERB
bmra-3898	177	6	extant	extant	ADJ
bmra-3898	177	7	scholarly	scholarly	ADJ
bmra-3898	177	8	and	and	CCONJ
bmra-3898	177	9	grey	grey	ADJ
bmra-3898	177	10	literature	literature	NOUN
bmra-3898	177	11	and	and	CCONJ
bmra-3898	177	12	expert	expert	NOUN
bmra-3898	177	13	opinion	opinion	NOUN
bmra-3898	177	14	gathered	gather	VERB
bmra-3898	177	15	utilizing	utilize	VERB
bmra-3898	177	16	online	online	ADJ
bmra-3898	177	17	questionnaires	questionnaire	NOUN
bmra-3898	177	18	to	to	PART
bmra-3898	177	19	reach	reach	VERB
bmra-3898	177	20	a	a	DET
bmra-3898	177	21	consensus	consensus	NOUN
bmra-3898	177	22	on	on	ADP
bmra-3898	177	23	the	the	DET
bmra-3898	177	24	barriers	barrier	NOUN
bmra-3898	177	25	to	to	PART
bmra-3898	177	26	blockchain	blockchain	VERB
bmra-3898	177	27	technology	technology	NOUN
bmra-3898	177	28	adoption	adoption	NOUN
bmra-3898	177	29	in	in	ADP
bmra-3898	177	30	u.s	u.s	PROPN
bmra-3898	177	31	.	.	PROPN
bmra-3898	177	32	trade	trade	NOUN
bmra-3898	177	33	finance	finance	NOUN
bmra-3898	177	34	.	.	PUNCT
bmra-3898	178	1	these	these	DET
bmra-3898	178	2	questionnaires	questionnaire	NOUN
bmra-3898	178	3	were	be	AUX
bmra-3898	178	4	distributed	distribute	VERB
bmra-3898	178	5	via	via	ADP
bmra-3898	178	6	the	the	DET
bmra-3898	178	7	online	online	PROPN
bmra-3898	178	8	service	service	NOUN
bmra-3898	178	9	surveymonkey	surveymonkey	NOUN
bmra-3898	178	10	because	because	SCONJ
bmra-3898	178	11	it	it	PRON
bmra-3898	178	12	is	be	AUX
bmra-3898	178	13	automated	automate	VERB
bmra-3898	178	14	,	,	PUNCT
bmra-3898	178	15	ensures	ensure	VERB
bmra-3898	178	16	the	the	DET
bmra-3898	178	17	anonymity	anonymity	NOUN
bmra-3898	178	18	of	of	ADP
bmra-3898	178	19	participants	participant	NOUN
bmra-3898	178	20	using	use	VERB
bmra-3898	178	21	codes	code	NOUN
bmra-3898	178	22	,	,	PUNCT
bmra-3898	178	23	accommodates	accommodate	VERB
bmra-3898	178	24	longer	long	ADJ
bmra-3898	178	25	surveys	survey	NOUN
bmra-3898	178	26	,	,	PUNCT
bmra-3898	178	27	and	and	CCONJ
bmra-3898	178	28	has	have	VERB
bmra-3898	178	29	no	no	DET
bmra-3898	178	30	limit	limit	NOUN
bmra-3898	178	31	to	to	ADP
bmra-3898	178	32	the	the	DET
bmra-3898	178	33	instrument	instrument	NOUN
bmra-3898	178	34	’s	’s	PART
bmra-3898	178	35	number	number	NOUN
bmra-3898	178	36	of	of	ADP
bmra-3898	178	37	questions	question	NOUN
bmra-3898	178	38	or	or	CCONJ
bmra-3898	178	39	rounds	round	NOUN
bmra-3898	178	40	.	.	PUNCT
bmra-3898	179	1	keeney	keeney	PROPN
bmra-3898	179	2	et	et	PROPN
bmra-3898	179	3	al	al	PROPN
bmra-3898	179	4	.	.	PROPN
bmra-3898	180	1	(	(	PUNCT
bmra-3898	180	2	2001	2001	NUM
bmra-3898	180	3	)	)	PUNCT
bmra-3898	180	4	discussed	discuss	VERB
bmra-3898	180	5	some	some	DET
bmra-3898	180	6	concerns	concern	NOUN
bmra-3898	180	7	with	with	ADP
bmra-3898	180	8	the	the	DET
bmra-3898	180	9	experts	expert	NOUN
bmra-3898	180	10	in	in	ADP
bmra-3898	180	11	a	a	DET
bmra-3898	180	12	modified	modify	VERB
bmra-3898	180	13	delphi	delphi	NOUN
bmra-3898	180	14	technique	technique	NOUN
bmra-3898	180	15	,	,	PUNCT
bmra-3898	180	16	most	most	ADV
bmra-3898	180	17	notably	notably	ADV
bmra-3898	180	18	that	that	SCONJ
bmra-3898	180	19	in	in	ADP
bmra-3898	180	20	modified	modified	ADJ
bmra-3898	180	21	delphi	delphi	NOUN
bmra-3898	180	22	projects	project	NOUN
bmra-3898	180	23	,	,	PUNCT
bmra-3898	180	24	the	the	DET
bmra-3898	180	25	expert	expert	NOUN
bmra-3898	180	26	usually	usually	ADV
bmra-3898	180	27	self	self	NOUN
bmra-3898	180	28	-	-	PUNCT
bmra-3898	180	29	identifies	identifie	NOUN
bmra-3898	180	30	.	.	PUNCT
bmra-3898	181	1	this	this	DET
bmra-3898	181	2	project	project	NOUN
bmra-3898	181	3	,	,	PUNCT
bmra-3898	181	4	however	however	ADV
bmra-3898	181	5	,	,	PUNCT
bmra-3898	181	6	applied	apply	VERB
bmra-3898	181	7	strict	strict	ADJ
bmra-3898	181	8	inclusion	inclusion	NOUN
bmra-3898	181	9	criteria	criterion	NOUN
bmra-3898	181	10	.	.	PUNCT
bmra-3898	182	1	each	each	DET
bmra-3898	182	2	participant	participant	NOUN
bmra-3898	182	3	must	must	AUX
bmra-3898	182	4	be	be	AUX
bmra-3898	182	5	a(n	a(n	ADV
bmra-3898	182	6	)	)	PUNCT
bmra-3898	182	7	“	"	PUNCT
bmra-3898	182	8	innovation	innovation	NOUN
bmra-3898	182	9	manager	manager	NOUN
bmra-3898	182	10	,	,	PUNCT
bmra-3898	182	11	”	"	PUNCT
bmra-3898	182	12	“	"	PUNCT
bmra-3898	182	13	project	project	NOUN
bmra-3898	182	14	manager	manager	NOUN
bmra-3898	182	15	,	,	PUNCT
bmra-3898	182	16	”	"	PUNCT
bmra-3898	182	17	“	"	PUNCT
bmra-3898	182	18	it	it	PRON
bmra-3898	182	19	manager	manager	NOUN
bmra-3898	182	20	,	,	PUNCT
bmra-3898	182	21	”	"	PUNCT
bmra-3898	182	22	or	or	CCONJ
bmra-3898	182	23	“	"	PUNCT
bmra-3898	182	24	blockchain	blockchain	PROPN
bmra-3898	182	25	implementation	implementation	PROPN
bmra-3898	182	26	expert	expert	NOUN
bmra-3898	182	27	”	"	PUNCT
bmra-3898	182	28	at	at	ADP
bmra-3898	182	29	a	a	DET
bmra-3898	182	30	major	major	ADJ
bmra-3898	182	31	u.s	u.s	PROPN
bmra-3898	182	32	.	.	PROPN
bmra-3898	182	33	bank	bank	PROPN
bmra-3898	182	34	for	for	ADP
bmra-3898	182	35	at	at	ADV
bmra-3898	182	36	least	least	ADV
bmra-3898	182	37	three	three	NUM
bmra-3898	182	38	years	year	NOUN
bmra-3898	182	39	,	,	PUNCT
bmra-3898	182	40	have	have	VERB
bmra-3898	182	41	knowledge	knowledge	NOUN
bmra-3898	182	42	and	and	CCONJ
bmra-3898	182	43	experience	experience	NOUN
bmra-3898	182	44	in	in	ADP
bmra-3898	182	45	blockchain	blockchain	PROPN
bmra-3898	182	46	technology	technology	PROPN
bmra-3898	182	47	,	,	PUNCT
bmra-3898	182	48	and	and	CCONJ
bmra-3898	182	49	have	have	AUX
bmra-3898	182	50	completed	complete	VERB
bmra-3898	182	51	one	one	NUM
bmra-3898	182	52	blockchain	blockchain	PROPN
bmra-3898	182	53	technology	technology	NOUN
bmra-3898	182	54	project	project	NOUN
bmra-3898	182	55	within	within	ADP
bmra-3898	182	56	the	the	DET
bmra-3898	182	57	banking	banking	NOUN
bmra-3898	182	58	industry	industry	NOUN
bmra-3898	182	59	in	in	ADP
bmra-3898	182	60	the	the	DET
bmra-3898	182	61	past	past	ADJ
bmra-3898	182	62	three	three	NUM
bmra-3898	182	63	years	year	NOUN
bmra-3898	182	64	.	.	PUNCT
bmra-3898	183	1	participants	participant	NOUN
bmra-3898	183	2	needed	need	VERB
bmra-3898	183	3	to	to	PART
bmra-3898	183	4	meet	meet	VERB
bmra-3898	183	5	two	two	NUM
bmra-3898	183	6	of	of	ADP
bmra-3898	183	7	the	the	DET
bmra-3898	183	8	three	three	NUM
bmra-3898	183	9	criteria	criterion	NOUN
bmra-3898	183	10	to	to	PART
bmra-3898	183	11	be	be	AUX
bmra-3898	183	12	eligible	eligible	ADJ
bmra-3898	183	13	to	to	PART
bmra-3898	183	14	participate	participate	VERB
bmra-3898	183	15	,	,	PUNCT
bmra-3898	183	16	and	and	CCONJ
bmra-3898	183	17	all	all	DET
bmra-3898	183	18	the	the	DET
bmra-3898	183	19	participants	participant	NOUN
bmra-3898	183	20	who	who	PRON
bmra-3898	183	21	completed	complete	VERB
bmra-3898	183	22	all	all	DET
bmra-3898	183	23	four	four	NUM
bmra-3898	183	24	phases	phase	NOUN
bmra-3898	183	25	of	of	ADP
bmra-3898	183	26	data	datum	NOUN
bmra-3898	183	27	collection	collection	NOUN
bmra-3898	183	28	did	do	VERB
bmra-3898	183	29	.	.	PUNCT
bmra-3898	184	1	following	follow	VERB
bmra-3898	184	2	established	establish	VERB
bmra-3898	184	3	methods	method	NOUN
bmra-3898	184	4	(	(	PUNCT
bmra-3898	184	5	kelly	kelly	PROPN
bmra-3898	184	6	,	,	PUNCT
bmra-3898	184	7	2010	2010	NUM
bmra-3898	184	8	;	;	PUNCT
bmra-3898	184	9	palinkas	palinkas	PROPN
bmra-3898	184	10	et	et	PROPN
bmra-3898	184	11	al	al	PROPN
bmra-3898	184	12	.	.	PROPN
bmra-3898	184	13	,	,	PUNCT
bmra-3898	184	14	2015	2015	NUM
bmra-3898	184	15	)	)	PUNCT
bmra-3898	184	16	,	,	PUNCT
bmra-3898	184	17	purposive	purposive	ADJ
bmra-3898	184	18	sampling	sampling	NOUN
bmra-3898	184	19	was	be	AUX
bmra-3898	184	20	used	use	VERB
bmra-3898	184	21	to	to	PART
bmra-3898	184	22	identify	identify	VERB
bmra-3898	184	23	participants	participant	NOUN
bmra-3898	184	24	who	who	PRON
bmra-3898	184	25	were	be	AUX
bmra-3898	184	26	blockchain	blockchain	NOUN
bmra-3898	184	27	experts	expert	NOUN
bmra-3898	184	28	who	who	PRON
bmra-3898	184	29	had	have	AUX
bmra-3898	184	30	worked	work	VERB
bmra-3898	184	31	on	on	ADP
bmra-3898	184	32	at	at	ADV
bmra-3898	184	33	least	least	ADV
bmra-3898	184	34	one	one	NUM
bmra-3898	184	35	successful	successful	ADJ
bmra-3898	184	36	blockchain	blockchain	PROPN
bmra-3898	184	37	project	project	NOUN
bmra-3898	184	38	in	in	ADP
bmra-3898	184	39	the	the	DET
bmra-3898	184	40	banking	banking	NOUN
bmra-3898	184	41	industry	industry	NOUN
bmra-3898	184	42	in	in	ADP
bmra-3898	184	43	the	the	DET
bmra-3898	184	44	past	past	ADJ
bmra-3898	184	45	three	three	NUM
bmra-3898	184	46	years	year	NOUN
bmra-3898	184	47	.	.	PUNCT
bmra-3898	185	1	the	the	DET
bmra-3898	185	2	panelists	panelist	NOUN
bmra-3898	185	3	were	be	AUX
bmra-3898	185	4	u.s.-based	u.s.-based	ADJ
bmra-3898	185	5	nationwide	nationwide	ADJ
bmra-3898	185	6	experts	expert	NOUN
bmra-3898	185	7	recruited	recruit	VERB
bmra-3898	185	8	using	use	VERB
bmra-3898	185	9	third	third	ADJ
bmra-3898	185	10	-	-	PUNCT
bmra-3898	185	11	party	party	NOUN
bmra-3898	185	12	services	service	NOUN
bmra-3898	185	13	,	,	PUNCT
bmra-3898	185	14	namely	namely	ADV
bmra-3898	185	15	user	user	NOUN
bmra-3898	185	16	interviews	interview	NOUN
bmra-3898	185	17	and	and	CCONJ
bmra-3898	185	18	linkedin	linkedin	NOUN
bmra-3898	185	19	.	.	PUNCT
bmra-3898	186	1	keeney	keeney	PROPN
bmra-3898	186	2	et	et	PROPN
bmra-3898	186	3	al	al	PROPN
bmra-3898	186	4	.	.	PROPN
bmra-3898	187	1	(	(	PUNCT
bmra-3898	187	2	2001	2001	NUM
bmra-3898	187	3	)	)	PUNCT
bmra-3898	187	4	also	also	ADV
bmra-3898	187	5	critique	critique	VERB
bmra-3898	187	6	purposive	purposive	ADJ
bmra-3898	187	7	sampling	sampling	NOUN
bmra-3898	187	8	as	as	ADP
bmra-3898	187	9	a	a	DET
bmra-3898	187	10	methodology	methodology	NOUN
bmra-3898	187	11	because	because	SCONJ
bmra-3898	187	12	of	of	ADP
bmra-3898	187	13	the	the	DET
bmra-3898	187	14	strong	strong	ADJ
bmra-3898	187	15	selection	selection	NOUN
bmra-3898	187	16	bias	bias	NOUN
bmra-3898	187	17	associated	associate	VERB
bmra-3898	187	18	with	with	ADP
bmra-3898	187	19	purposive	purposive	ADJ
bmra-3898	187	20	sampling	sampling	NOUN
bmra-3898	187	21	.	.	PUNCT
bmra-3898	188	1	following	follow	VERB
bmra-3898	188	2	the	the	DET
bmra-3898	188	3	recommendations	recommendation	NOUN
bmra-3898	188	4	of	of	ADP
bmra-3898	188	5	skulmoski	skulmoski	NOUN
bmra-3898	188	6	et	et	PROPN
bmra-3898	188	7	al	al	PROPN
bmra-3898	188	8	.	.	PUNCT
bmra-3898	189	1	(	(	PUNCT
bmra-3898	189	2	2007	2007	NUM
bmra-3898	189	3	)	)	PUNCT
bmra-3898	189	4	,	,	PUNCT
bmra-3898	189	5	a	a	DET
bmra-3898	189	6	starting	starting	NOUN
bmra-3898	189	7	sample	sample	NOUN
bmra-3898	189	8	of	of	ADP
bmra-3898	189	9	21	21	NUM
bmra-3898	189	10	was	be	AUX
bmra-3898	189	11	recruited	recruit	VERB
bmra-3898	189	12	to	to	PART
bmra-3898	189	13	ensure	ensure	VERB
bmra-3898	189	14	an	an	DET
bmra-3898	189	15	adequate	adequate	ADJ
bmra-3898	189	16	number	number	NOUN
bmra-3898	189	17	of	of	ADP
bmra-3898	189	18	participants	participant	NOUN
bmra-3898	189	19	(	(	PUNCT
bmra-3898	189	20	i.e.	i.e.	X
bmra-3898	189	21	,	,	PUNCT
bmra-3898	189	22	10	10	NUM
bmra-3898	189	23	to	to	PART
bmra-3898	189	24	15	15	NUM
bmra-3898	189	25	)	)	PUNCT
bmra-3898	189	26	after	after	ADP
bmra-3898	189	27	attrition	attrition	NOUN
bmra-3898	189	28	.	.	PUNCT
bmra-3898	190	1	participant	participant	ADJ
bmra-3898	190	2	recruitment	recruitment	NOUN
bmra-3898	190	3	was	be	AUX
bmra-3898	190	4	conducted	conduct	VERB
bmra-3898	190	5	on	on	ADP
bmra-3898	190	6	the	the	DET
bmra-3898	190	7	user	user	NOUN
bmra-3898	190	8	interviews	interview	NOUN
bmra-3898	190	9	platform	platform	NOUN
bmra-3898	190	10	and	and	CCONJ
bmra-3898	190	11	began	begin	VERB
bmra-3898	190	12	on	on	ADP
bmra-3898	190	13	september	september	PROPN
bmra-3898	190	14	7	7	NUM
bmra-3898	190	15	,	,	PUNCT
bmra-3898	190	16	2021	2021	NUM
bmra-3898	190	17	.	.	PUNCT
bmra-3898	191	1	on	on	ADP
bmra-3898	191	2	september	september	PROPN
bmra-3898	191	3	14	14	NUM
bmra-3898	191	4	,	,	PUNCT
bmra-3898	191	5	2021	2021	NUM
bmra-3898	191	6	,	,	PUNCT
bmra-3898	191	7	a	a	DET
bmra-3898	191	8	parallel	parallel	ADJ
bmra-3898	191	9	recruitment	recruitment	NOUN
bmra-3898	191	10	drive	drive	NOUN
bmra-3898	191	11	was	be	AUX
bmra-3898	191	12	initiated	initiate	VERB
bmra-3898	191	13	on	on	ADP
bmra-3898	191	14	linkedin	linkedin	NOUN
bmra-3898	191	15	that	that	PRON
bmra-3898	191	16	targeted	target	VERB
bmra-3898	191	17	individuals	individual	NOUN
bmra-3898	191	18	whose	whose	DET
bmra-3898	191	19	profile	profile	NOUN
bmra-3898	191	20	information	information	NOUN
bmra-3898	191	21	matched	match	VERB
bmra-3898	191	22	the	the	DET
bmra-3898	191	23	participant	participant	ADJ
bmra-3898	191	24	selection	selection	NOUN
bmra-3898	191	25	criteria	criterion	NOUN
bmra-3898	191	26	.	.	PUNCT
bmra-3898	192	1	recruitment	recruitment	NOUN
bmra-3898	192	2	ended	end	VERB
bmra-3898	192	3	on	on	ADP
bmra-3898	192	4	october	october	PROPN
bmra-3898	192	5	1	1	NUM
bmra-3898	192	6	,	,	PUNCT
bmra-3898	192	7	2021	2021	NUM
bmra-3898	192	8	,	,	PUNCT
bmra-3898	192	9	after	after	SCONJ
bmra-3898	192	10	21	21	NUM
bmra-3898	192	11	participants	participant	NOUN
bmra-3898	192	12	had	have	AUX
bmra-3898	192	13	signed	sign	VERB
bmra-3898	192	14	up	up	ADP
bmra-3898	192	15	to	to	PART
bmra-3898	192	16	complete	complete	VERB
bmra-3898	192	17	the	the	DET
bmra-3898	192	18	study	study	NOUN
bmra-3898	192	19	.	.	PUNCT
bmra-3898	193	1	table	table	NOUN
bmra-3898	193	2	1	1	NUM
bmra-3898	193	3	provides	provide	VERB
bmra-3898	193	4	a	a	DET
bmra-3898	193	5	demographic	demographic	ADJ
bmra-3898	193	6	summary	summary	NOUN
bmra-3898	193	7	of	of	ADP
bmra-3898	193	8	the	the	DET
bmra-3898	193	9	participants	participant	NOUN
bmra-3898	193	10	.	.	PUNCT
bmra-3898	194	1	panelists	panelist	NOUN
bmra-3898	194	2	p3	p3	PROPN
bmra-3898	194	3	and	and	CCONJ
bmra-3898	194	4	p5	p5	PROPN
bmra-3898	194	5	dropped	drop	VERB
bmra-3898	194	6	in	in	ADP
bmra-3898	194	7	round	round	NOUN
bmra-3898	194	8	2	2	NUM
bmra-3898	194	9	;	;	PUNCT
bmra-3898	194	10	their	their	PRON
bmra-3898	194	11	profiles	profile	NOUN
bmra-3898	194	12	appear	appear	VERB
bmra-3898	194	13	underlined	underline	VERB
bmra-3898	194	14	in	in	ADP
bmra-3898	194	15	table	table	NOUN
bmra-3898	194	16	1	1	NUM
bmra-3898	194	17	.	.	X
bmra-3898	195	1	47	47	NUM
bmra-3898	195	2	business	business	NOUN
bmra-3898	195	3	management	management	NOUN
bmra-3898	195	4	research	research	PROPN
bmra-3898	195	5	&	&	CCONJ
bmra-3898	195	6	applications	application	NOUN
bmra-3898	195	7	:	:	PUNCT
bmra-3898	195	8	a	a	DET
bmra-3898	195	9	cross	cross	ADJ
bmra-3898	195	10	-	-	ADJ
bmra-3898	195	11	disciplinary	disciplinary	ADJ
bmra-3898	195	12	journal	journal	NOUN
bmra-3898	195	13	table	table	NOUN
bmra-3898	195	14	1	1	NUM
bmra-3898	195	15	participant	participant	ADJ
bmra-3898	195	16	demographic	demographic	ADJ
bmra-3898	195	17	information	information	NOUN
bmra-3898	195	18	panelist	panelist	NOUN
bmra-3898	195	19	age	age	NOUN
bmra-3898	195	20	geographical	geographical	ADJ
bmra-3898	195	21	region	region	NOUN
bmra-3898	195	22	job	job	NOUN
bmra-3898	195	23	title	title	NOUN
bmra-3898	195	24	industry	industry	NOUN
bmra-3898	195	25	years	year	NOUN
bmra-3898	195	26	in	in	ADP
bmra-3898	195	27	role	role	NOUN
bmra-3898	195	28	#	#	NOUN
bmra-3898	195	29	of	of	ADP
bmra-3898	195	30	blockchain	blockchain	PROPN
bmra-3898	195	31	projects	project	NOUN
bmra-3898	195	32	p1	p1	PROPN
bmra-3898	195	33	55	55	NUM
bmra-3898	195	34	+	+	CCONJ
bmra-3898	195	35	west	west	ADJ
bmra-3898	195	36	project	project	NOUN
bmra-3898	195	37	manager	manager	NOUN
bmra-3898	195	38	finance	finance	PROPN
bmra-3898	195	39	>	>	PROPN
bmra-3898	195	40	3	3	NUM
bmra-3898	195	41	3	3	NUM
bmra-3898	195	42	+	+	CCONJ
bmra-3898	195	43	p2	p2	PROPN
bmra-3898	195	44	25	25	NUM
bmra-3898	195	45	-	-	SYM
bmra-3898	195	46	34	34	NUM
bmra-3898	195	47	southeast	southeast	ADJ
bmra-3898	195	48	project	project	NOUN
bmra-3898	195	49	manager	manager	NOUN
bmra-3898	195	50	finance	finance	PROPN
bmra-3898	195	51	>	>	NOUN
bmra-3898	195	52	3	3	NUM
bmra-3898	195	53	2	2	NUM
bmra-3898	195	54	p3	p3	PROPN
bmra-3898	195	55	45	45	NUM
bmra-3898	195	56	-	-	SYM
bmra-3898	195	57	54	54	NUM
bmra-3898	195	58	southwest	southwest	NOUN
bmra-3898	195	59	directory	directory	NOUN
bmra-3898	195	60	technology	technology	PROPN
bmra-3898	195	61	&	&	CCONJ
bmra-3898	195	62	innovation	innovation	PROPN
bmra-3898	195	63	health	health	PROPN
bmra-3898	195	64	>	>	X
bmra-3898	195	65	3	3	NUM
bmra-3898	195	66	1	1	NUM
bmra-3898	195	67	p4	p4	ADJ
bmra-3898	195	68	25	25	NUM
bmra-3898	195	69	-	-	SYM
bmra-3898	195	70	34	34	NUM
bmra-3898	195	71	southwest	southwest	NOUN
bmra-3898	195	72	project	project	NOUN
bmra-3898	195	73	manager	manager	NOUN
bmra-3898	195	74	finance	finance	NOUN
bmra-3898	195	75	>	>	NOUN
bmra-3898	195	76	3	3	NUM
bmra-3898	195	77	1	1	NUM
bmra-3898	195	78	p5	p5	ADJ
bmra-3898	195	79	25	25	NUM
bmra-3898	195	80	-	-	SYM
bmra-3898	195	81	34	34	NUM
bmra-3898	195	82	southwest	southwest	ADJ
bmra-3898	195	83	senior	senior	ADJ
bmra-3898	195	84	solidity	solidity	NOUN
bmra-3898	195	85	architect	architect	NOUN
bmra-3898	195	86	&	&	CCONJ
bmra-3898	195	87	senior	senior	ADJ
bmra-3898	195	88	manager	manager	NOUN
bmra-3898	195	89	finance	finance	NOUN
bmra-3898	195	90	>	>	NOUN
bmra-3898	195	91	3	3	NUM
bmra-3898	195	92	3	3	NUM
bmra-3898	195	93	+	+	NUM
bmra-3898	195	94	p6	p6	VERB
bmra-3898	195	95	45	45	NUM
bmra-3898	195	96	-	-	SYM
bmra-3898	195	97	54	54	NUM
bmra-3898	195	98	southwest	southwest	NOUN
bmra-3898	195	99	technology	technology	NOUN
bmra-3898	195	100	consultant	consultant	NOUN
bmra-3898	195	101	technology	technology	NOUN
bmra-3898	195	102	>	>	NOUN
bmra-3898	195	103	3	3	NUM
bmra-3898	195	104	1	1	NUM
bmra-3898	195	105	p7	p7	ADJ
bmra-3898	195	106	25	25	NUM
bmra-3898	195	107	-	-	SYM
bmra-3898	195	108	34	34	NUM
bmra-3898	195	109	northeast	northeast	ADJ
bmra-3898	195	110	crypto	crypto	NOUN
bmra-3898	195	111	analyst	analyst	NOUN
bmra-3898	195	112	government	government	NOUN
bmra-3898	195	113	1	1	NUM
bmra-3898	195	114	2	2	NUM
bmra-3898	195	115	p8	p8	NOUN
bmra-3898	195	116	25	25	NUM
bmra-3898	195	117	-	-	SYM
bmra-3898	195	118	34	34	NUM
bmra-3898	195	119	northeast	northeast	ADV
bmra-3898	195	120	it	it	PRON
bmra-3898	195	121	manager	manager	NOUN
bmra-3898	195	122	technology	technology	PROPN
bmra-3898	195	123	>	>	PROPN
bmra-3898	195	124	3	3	NUM
bmra-3898	195	125	1	1	NUM
bmra-3898	195	126	p9	p9	PROPN
bmra-3898	195	127	35	35	NUM
bmra-3898	195	128	-	-	SYM
bmra-3898	195	129	44	44	NUM
bmra-3898	195	130	southwest	southwest	NOUN
bmra-3898	195	131	project	project	NOUN
bmra-3898	195	132	manager	manager	NOUN
bmra-3898	195	133	finance	finance	NOUN
bmra-3898	195	134	>	>	NOUN
bmra-3898	195	135	3	3	NUM
bmra-3898	195	136	2	2	NUM
bmra-3898	195	137	p10	p10	NOUN
bmra-3898	195	138	18	18	NUM
bmra-3898	195	139	-	-	SYM
bmra-3898	195	140	24	24	NUM
bmra-3898	195	141	northeast	northeast	ADJ
bmra-3898	195	142	senior	senior	ADJ
bmra-3898	195	143	analyst	analyst	NOUN
bmra-3898	195	144	–	–	PUNCT
bmra-3898	195	145	strategy	strategy	NOUN
bmra-3898	195	146	finance	finance	NOUN
bmra-3898	195	147	1	1	NUM
bmra-3898	195	148	2	2	NUM
bmra-3898	195	149	48	48	NUM
bmra-3898	195	150	january	january	NOUN
bmra-3898	195	151	2023	2023	NUM
bmra-3898	196	1	|	|	NOUN
bmra-3898	196	2	volume	volume	NOUN
bmra-3898	196	3	2	2	NUM
bmra-3898	196	4	,	,	PUNCT
bmra-3898	196	5	number	number	NOUN
bmra-3898	196	6	1	1	NUM
bmra-3898	196	7	p11	p11	NOUN
bmra-3898	196	8	45	45	NUM
bmra-3898	196	9	-	-	SYM
bmra-3898	196	10	54	54	NUM
bmra-3898	196	11	northeast	northeast	ADJ
bmra-3898	196	12	project	project	NOUN
bmra-3898	196	13	manager	manager	NOUN
bmra-3898	196	14	finance	finance	NOUN
bmra-3898	196	15	>	>	NOUN
bmra-3898	196	16	3	3	NUM
bmra-3898	196	17	1	1	NUM
bmra-3898	196	18	p12	p12	NOUN
bmra-3898	196	19	25	25	NUM
bmra-3898	196	20	-	-	SYM
bmra-3898	196	21	34	34	NUM
bmra-3898	196	22	northeast	northeast	ADJ
bmra-3898	196	23	blockchain	blockchain	NOUN
bmra-3898	196	24	implementation	implementation	NOUN
bmra-3898	196	25	manager	manager	NOUN
bmra-3898	196	26	finance	finance	PROPN
bmra-3898	196	27	>	>	PROPN
bmra-3898	196	28	3	3	NUM
bmra-3898	196	29	2	2	NUM
bmra-3898	196	30	p13	p13	NOUN
bmra-3898	196	31	45	45	NUM
bmra-3898	196	32	-	-	SYM
bmra-3898	196	33	54	54	NUM
bmra-3898	196	34	midwest	midwest	NOUN
bmra-3898	196	35	project	project	NOUN
bmra-3898	196	36	manager	manager	NOUN
bmra-3898	196	37	finance	finance	NOUN
bmra-3898	196	38	>	>	NOUN
bmra-3898	196	39	3	3	NUM
bmra-3898	196	40	3	3	NUM
bmra-3898	196	41	+	+	NOUN
bmra-3898	196	42	p14	p14	VERB
bmra-3898	196	43	45	45	NUM
bmra-3898	196	44	-	-	SYM
bmra-3898	196	45	54	54	NUM
bmra-3898	196	46	southwest	southwest	NOUN
bmra-3898	196	47	innovation	innovation	NOUN
bmra-3898	196	48	manager	manager	NOUN
bmra-3898	196	49	finance	finance	PROPN
bmra-3898	196	50	>	>	NOUN
bmra-3898	196	51	3	3	NUM
bmra-3898	196	52	1	1	NUM
bmra-3898	196	53	p15	p15	NOUN
bmra-3898	196	54	35	35	NUM
bmra-3898	196	55	-	-	SYM
bmra-3898	196	56	44	44	NUM
bmra-3898	196	57	northeast	northeast	ADJ
bmra-3898	196	58	project	project	NOUN
bmra-3898	196	59	manager	manager	NOUN
bmra-3898	196	60	finance	finance	NOUN
bmra-3898	196	61	>	>	X
bmra-3898	196	62	3	3	NUM
bmra-3898	196	63	2	2	NUM
bmra-3898	196	64	the	the	DET
bmra-3898	196	65	job	job	NOUN
bmra-3898	196	66	title	title	NOUN
bmra-3898	196	67	in	in	ADP
bmra-3898	196	68	the	the	DET
bmra-3898	196	69	criteria	criterion	NOUN
bmra-3898	196	70	is	be	AUX
bmra-3898	196	71	non	non	ADJ
bmra-3898	196	72	-	-	ADJ
bmra-3898	196	73	exhaustive	exhaustive	ADJ
bmra-3898	196	74	,	,	PUNCT
bmra-3898	196	75	so	so	CCONJ
bmra-3898	196	76	any	any	DET
bmra-3898	196	77	job	job	NOUN
bmra-3898	196	78	title	title	NOUN
bmra-3898	196	79	that	that	PRON
bmra-3898	196	80	matched	match	VERB
bmra-3898	196	81	or	or	CCONJ
bmra-3898	196	82	matched	match	VERB
bmra-3898	196	83	the	the	DET
bmra-3898	196	84	role	role	NOUN
bmra-3898	196	85	described	describe	VERB
bmra-3898	196	86	in	in	ADP
bmra-3898	196	87	the	the	DET
bmra-3898	196	88	criteria	criterion	NOUN
bmra-3898	196	89	was	be	AUX
bmra-3898	196	90	accepted	accept	VERB
bmra-3898	196	91	as	as	ADP
bmra-3898	196	92	a	a	DET
bmra-3898	196	93	good	good	ADJ
bmra-3898	196	94	match	match	NOUN
bmra-3898	196	95	.	.	PUNCT
bmra-3898	197	1	figure	figure	NOUN
bmra-3898	197	2	2	2	NUM
bmra-3898	197	3	analyzes	analyze	VERB
bmra-3898	197	4	the	the	DET
bmra-3898	197	5	degree	degree	NOUN
bmra-3898	197	6	to	to	PART
bmra-3898	197	7	which	which	PRON
bmra-3898	197	8	participants	participant	NOUN
bmra-3898	197	9	matched	match	VERB
bmra-3898	197	10	the	the	DET
bmra-3898	197	11	criteria	criterion	NOUN
bmra-3898	197	12	.	.	PUNCT
bmra-3898	198	1	figure	figure	VERB
bmra-3898	198	2	2	2	NUM
bmra-3898	198	3	participants	participant	NOUN
bmra-3898	198	4	’	'	PUNCT
bmra-3898	198	5	criteria	criterion	NOUN
bmra-3898	198	6	match	match	VERB
bmra-3898	198	7	data	datum	NOUN
bmra-3898	198	8	collection	collection	NOUN
bmra-3898	198	9	this	this	DET
bmra-3898	198	10	modified	modify	VERB
bmra-3898	198	11	delphi	delphi	NOUN
bmra-3898	198	12	project	project	NOUN
bmra-3898	198	13	consisted	consist	VERB
bmra-3898	198	14	of	of	ADP
bmra-3898	198	15	four	four	NUM
bmra-3898	198	16	rounds	round	NOUN
bmra-3898	198	17	of	of	ADP
bmra-3898	198	18	participant	participant	ADJ
bmra-3898	198	19	involvement	involvement	NOUN
bmra-3898	198	20	.	.	PUNCT
bmra-3898	199	1	participants	participant	NOUN
bmra-3898	199	2	reviewed	review	VERB
bmra-3898	199	3	the	the	DET
bmra-3898	199	4	approaches	approach	NOUN
bmra-3898	199	5	from	from	ADP
bmra-3898	199	6	scholarly	scholarly	ADJ
bmra-3898	199	7	and	and	CCONJ
bmra-3898	199	8	practitioner	practitioner	NOUN
bmra-3898	199	9	literature	literature	NOUN
bmra-3898	199	10	sources	source	NOUN
bmra-3898	199	11	and	and	CCONJ
bmra-3898	199	12	then	then	ADV
bmra-3898	199	13	listed	list	VERB
bmra-3898	199	14	,	,	PUNCT
bmra-3898	199	15	modified	modify	VERB
bmra-3898	199	16	,	,	PUNCT
bmra-3898	199	17	and	and	CCONJ
bmra-3898	199	18	added	add	VERB
bmra-3898	199	19	new	new	ADJ
bmra-3898	199	20	approaches	approach	NOUN
bmra-3898	199	21	in	in	ADP
bmra-3898	199	22	the	the	DET
bmra-3898	199	23	first	first	ADJ
bmra-3898	199	24	round	round	NOUN
bmra-3898	199	25	.	.	PUNCT
bmra-3898	200	1	the	the	DET
bmra-3898	200	2	categories	category	NOUN
bmra-3898	200	3	of	of	ADP
bmra-3898	200	4	the	the	DET
bmra-3898	200	5	approaches	approach	NOUN
bmra-3898	200	6	were	be	AUX
bmra-3898	200	7	technology	technology	NOUN
bmra-3898	200	8	,	,	PUNCT
bmra-3898	200	9	organization	organization	NOUN
bmra-3898	200	10	,	,	PUNCT
bmra-3898	200	11	and	and	CCONJ
bmra-3898	200	12	environment	environment	NOUN
bmra-3898	200	13	.	.	PUNCT
bmra-3898	201	1	the	the	DET
bmra-3898	201	2	second	second	ADJ
bmra-3898	201	3	round	round	NOUN
bmra-3898	201	4	allowed	allow	VERB
bmra-3898	201	5	participants	participant	NOUN
bmra-3898	201	6	to	to	PART
bmra-3898	201	7	rate	rate	VERB
bmra-3898	201	8	the	the	DET
bmra-3898	201	9	desirability	desirability	NOUN
bmra-3898	201	10	and	and	CCONJ
bmra-3898	201	11	feasibility	feasibility	NOUN
bmra-3898	201	12	of	of	ADP
bmra-3898	201	13	the	the	DET
bmra-3898	201	14	approaches	approach	NOUN
bmra-3898	201	15	in	in	ADP
bmra-3898	201	16	the	the	DET
bmra-3898	201	17	modified	modify	VERB
bmra-3898	201	18	list	list	NOUN
bmra-3898	201	19	on	on	ADP
bmra-3898	201	20	a	a	DET
bmra-3898	201	21	five	five	NUM
bmra-3898	201	22	-	-	PUNCT
bmra-3898	201	23	point	point	NOUN
bmra-3898	201	24	likert	likert	ADJ
bmra-3898	201	25	-	-	PUNCT
bmra-3898	201	26	type	type	NOUN
bmra-3898	201	27	scale	scale	NOUN
bmra-3898	201	28	.	.	PUNCT
bmra-3898	202	1	those	those	DET
bmra-3898	202	2	approaches	approach	NOUN
bmra-3898	202	3	that	that	PRON
bmra-3898	202	4	received	receive	VERB
bmra-3898	202	5	a	a	DET
bmra-3898	202	6	rating	rating	NOUN
bmra-3898	202	7	of	of	ADP
bmra-3898	202	8	4	4	NUM
bmra-3898	202	9	or	or	CCONJ
bmra-3898	202	10	5	5	NUM
bmra-3898	202	11	for	for	ADP
bmra-3898	202	12	both	both	DET
bmra-3898	202	13	desirability	desirability	NOUN
bmra-3898	202	14	and	and	CCONJ
bmra-3898	202	15	feasibility	feasibility	NOUN
bmra-3898	202	16	from	from	ADP
bmra-3898	202	17	at	at	ADV
bmra-3898	202	18	least	least	ADV
bmra-3898	202	19	70	70	NUM
bmra-3898	202	20	%	%	NOUN
bmra-3898	202	21	of	of	ADP
bmra-3898	202	22	the	the	DET
bmra-3898	202	23	participants	participant	NOUN
bmra-3898	202	24	proceeded	proceed	VERB
bmra-3898	202	25	to	to	ADP
bmra-3898	202	26	the	the	DET
bmra-3898	202	27	third	third	ADJ
bmra-3898	202	28	round	round	NOUN
bmra-3898	202	29	.	.	PUNCT
bmra-3898	203	1	the	the	DET
bmra-3898	203	2	participants	participant	NOUN
bmra-3898	203	3	ranked	rank	VERB
bmra-3898	203	4	the	the	DET
bmra-3898	203	5	desirable	desirable	ADJ
bmra-3898	203	6	and	and	CCONJ
bmra-3898	203	7	feasible	feasible	ADJ
bmra-3898	203	8	approaches	approach	NOUN
bmra-3898	203	9	in	in	ADP
bmra-3898	203	10	order	order	NOUN
bmra-3898	203	11	of	of	ADP
bmra-3898	203	12	importance	importance	NOUN
bmra-3898	203	13	in	in	ADP
bmra-3898	203	14	round	round	NOUN
bmra-3898	203	15	three	three	NUM
bmra-3898	203	16	.	.	PUNCT
bmra-3898	204	1	participants	participant	NOUN
bmra-3898	204	2	ranked	rank	VERB
bmra-3898	204	3	all	all	DET
bmra-3898	204	4	the	the	DET
bmra-3898	204	5	three	three	NUM
bmra-3898	204	6	categories	category	NOUN
bmra-3898	204	7	combined	combine	VERB
bmra-3898	204	8	.	.	PUNCT
bmra-3898	205	1	the	the	DET
bmra-3898	205	2	weighted	weight	VERB
bmra-3898	205	3	average	average	ADJ
bmra-3898	205	4	score	score	NOUN
bmra-3898	205	5	of	of	ADP
bmra-3898	205	6	the	the	DET
bmra-3898	205	7	rankings	ranking	NOUN
bmra-3898	205	8	0	0	NUM
bmra-3898	205	9	%	%	NOUN
bmra-3898	205	10	20	20	NUM
bmra-3898	205	11	%	%	NOUN
bmra-3898	205	12	40	40	NUM
bmra-3898	205	13	%	%	NOUN
bmra-3898	205	14	60	60	NUM
bmra-3898	205	15	%	%	NOUN
bmra-3898	205	16	80	80	NUM
bmra-3898	205	17	%	%	NOUN
bmra-3898	205	18	100	100	NUM
bmra-3898	205	19	%	%	NOUN
bmra-3898	205	20	job	job	NOUN
bmra-3898	205	21	title	title	NOUN
bmra-3898	205	22	industry	industry	NOUN
bmra-3898	205	23	number	number	NOUN
bmra-3898	205	24	of	of	ADP
bmra-3898	205	25	years	year	NOUN
bmra-3898	205	26	knowledge	knowledge	NOUN
bmra-3898	205	27	&	&	CCONJ
bmra-3898	205	28	experience	experience	NOUN
bmra-3898	205	29	number	number	NOUN
bmra-3898	205	30	of	of	ADP
bmra-3898	205	31	blockchain	blockchain	PROPN
bmra-3898	205	32	projects	project	VERB
bmra-3898	205	33	49	49	NUM
bmra-3898	205	34	business	business	NOUN
bmra-3898	205	35	management	management	NOUN
bmra-3898	205	36	research	research	PROPN
bmra-3898	205	37	&	&	CCONJ
bmra-3898	205	38	applications	application	NOUN
bmra-3898	205	39	:	:	PUNCT
bmra-3898	205	40	a	a	DET
bmra-3898	205	41	cross	cross	ADJ
bmra-3898	205	42	-	-	ADJ
bmra-3898	205	43	disciplinary	disciplinary	ADJ
bmra-3898	205	44	journal	journal	NOUN
bmra-3898	205	45	was	be	AUX
bmra-3898	205	46	distributed	distribute	VERB
bmra-3898	205	47	to	to	ADP
bmra-3898	205	48	participants	participant	NOUN
bmra-3898	205	49	in	in	ADP
bmra-3898	205	50	the	the	DET
bmra-3898	205	51	fourth	fourth	ADJ
bmra-3898	205	52	round	round	NOUN
bmra-3898	205	53	to	to	PART
bmra-3898	205	54	record	record	VERB
bmra-3898	205	55	their	their	PRON
bmra-3898	205	56	degree	degree	NOUN
bmra-3898	205	57	of	of	ADP
bmra-3898	205	58	confidence	confidence	NOUN
bmra-3898	205	59	in	in	ADP
bmra-3898	205	60	the	the	DET
bmra-3898	205	61	selected	select	VERB
bmra-3898	205	62	approaches	approach	NOUN
bmra-3898	205	63	.	.	PUNCT
bmra-3898	206	1	in	in	ADP
bmra-3898	206	2	this	this	DET
bmra-3898	206	3	modified	modify	VERB
bmra-3898	206	4	delphi	delphi	NOUN
bmra-3898	206	5	project	project	NOUN
bmra-3898	206	6	,	,	PUNCT
bmra-3898	206	7	participants	participant	NOUN
bmra-3898	206	8	did	do	AUX
bmra-3898	206	9	not	not	PART
bmra-3898	206	10	know	know	VERB
bmra-3898	206	11	each	each	DET
bmra-3898	206	12	other	other	ADJ
bmra-3898	206	13	and	and	CCONJ
bmra-3898	206	14	never	never	ADV
bmra-3898	206	15	met	meet	VERB
bmra-3898	206	16	during	during	ADP
bmra-3898	206	17	the	the	DET
bmra-3898	206	18	project	project	NOUN
bmra-3898	206	19	.	.	PUNCT
bmra-3898	207	1	anonymity	anonymity	NOUN
bmra-3898	207	2	helped	help	VERB
bmra-3898	207	3	participants	participant	NOUN
bmra-3898	207	4	express	express	VERB
bmra-3898	207	5	themselves	themselves	PRON
bmra-3898	207	6	more	more	ADV
bmra-3898	207	7	freely	freely	ADV
bmra-3898	207	8	without	without	ADP
bmra-3898	207	9	pressure	pressure	NOUN
bmra-3898	207	10	to	to	PART
bmra-3898	207	11	align	align	VERB
bmra-3898	207	12	with	with	ADP
bmra-3898	207	13	their	their	PRON
bmra-3898	207	14	peers	peer	NOUN
bmra-3898	207	15	and	and	CCONJ
bmra-3898	207	16	modify	modify	VERB
bmra-3898	207	17	opinions	opinion	NOUN
bmra-3898	207	18	they	they	PRON
bmra-3898	207	19	had	have	AUX
bmra-3898	207	20	already	already	ADV
bmra-3898	207	21	determined	determine	VERB
bmra-3898	207	22	to	to	PART
bmra-3898	207	23	be	be	AUX
bmra-3898	207	24	correct	correct	ADJ
bmra-3898	207	25	.	.	PUNCT
bmra-3898	208	1	the	the	DET
bmra-3898	208	2	process	process	NOUN
bmra-3898	208	3	occurred	occur	VERB
bmra-3898	208	4	in	in	ADP
bmra-3898	208	5	rounds	round	NOUN
bmra-3898	208	6	because	because	SCONJ
bmra-3898	208	7	iteration	iteration	NOUN
bmra-3898	208	8	allowed	allow	VERB
bmra-3898	208	9	participants	participant	NOUN
bmra-3898	208	10	to	to	PART
bmra-3898	208	11	change	change	VERB
bmra-3898	208	12	their	their	PRON
bmra-3898	208	13	opinions	opinion	NOUN
bmra-3898	208	14	based	base	VERB
bmra-3898	208	15	on	on	ADP
bmra-3898	208	16	a	a	DET
bmra-3898	208	17	narrowing	narrow	VERB
bmra-3898	208	18	scope	scope	NOUN
bmra-3898	208	19	of	of	ADP
bmra-3898	208	20	options	option	NOUN
bmra-3898	208	21	(	(	PUNCT
bmra-3898	208	22	eubank	eubank	NOUN
bmra-3898	208	23	et	et	PROPN
bmra-3898	208	24	al	al	PROPN
bmra-3898	208	25	.	.	PROPN
bmra-3898	208	26	,	,	PUNCT
bmra-3898	208	27	2016	2016	NUM
bmra-3898	208	28	)	)	PUNCT
bmra-3898	208	29	.	.	PUNCT
bmra-3898	209	1	two	two	NUM
bmra-3898	209	2	delphi	delphi	NOUN
bmra-3898	209	3	technique	technique	NOUN
bmra-3898	209	4	experts	expert	NOUN
bmra-3898	209	5	reviewed	review	VERB
bmra-3898	209	6	the	the	DET
bmra-3898	209	7	round	round	ADJ
bmra-3898	209	8	1	1	NUM
bmra-3898	209	9	instrument	instrument	NOUN
bmra-3898	209	10	before	before	SCONJ
bmra-3898	209	11	it	it	PRON
bmra-3898	209	12	was	be	AUX
bmra-3898	209	13	sent	send	VERB
bmra-3898	209	14	to	to	ADP
bmra-3898	209	15	participants	participant	NOUN
bmra-3898	209	16	,	,	PUNCT
bmra-3898	209	17	and	and	CCONJ
bmra-3898	209	18	it	it	PRON
bmra-3898	209	19	was	be	AUX
bmra-3898	209	20	adjusted	adjust	VERB
bmra-3898	209	21	to	to	PART
bmra-3898	209	22	reflect	reflect	VERB
bmra-3898	209	23	their	their	PRON
bmra-3898	209	24	feedback	feedback	NOUN
bmra-3898	209	25	.	.	PUNCT
bmra-3898	210	1	trustworthiness	trustworthiness	NOUN
bmra-3898	210	2	the	the	DET
bmra-3898	210	3	qualitative	qualitative	ADJ
bmra-3898	210	4	standards	standard	NOUN
bmra-3898	210	5	for	for	ADP
bmra-3898	210	6	trustworthiness	trustworthiness	NOUN
bmra-3898	210	7	are	be	AUX
bmra-3898	210	8	“	"	PUNCT
bmra-3898	210	9	credibility	credibility	NOUN
bmra-3898	210	10	,	,	PUNCT
bmra-3898	210	11	transferability	transferability	NOUN
bmra-3898	210	12	,	,	PUNCT
bmra-3898	210	13	dependability	dependability	NOUN
bmra-3898	210	14	,	,	PUNCT
bmra-3898	210	15	and	and	CCONJ
bmra-3898	210	16	conformability	conformability	NOUN
bmra-3898	210	17	”	"	PUNCT
bmra-3898	210	18	(	(	PUNCT
bmra-3898	210	19	lincoln	lincoln	PROPN
bmra-3898	210	20	&	&	CCONJ
bmra-3898	210	21	guba	guba	PROPN
bmra-3898	210	22	,	,	PUNCT
bmra-3898	210	23	1985	1985	NUM
bmra-3898	210	24	,	,	PUNCT
bmra-3898	210	25	p.	p.	NOUN
bmra-3898	210	26	314	314	NUM
bmra-3898	210	27	)	)	PUNCT
bmra-3898	210	28	.	.	PUNCT
bmra-3898	211	1	credibility	credibility	NOUN
bmra-3898	211	2	is	be	AUX
bmra-3898	211	3	the	the	DET
bmra-3898	211	4	certainty	certainty	NOUN
bmra-3898	211	5	that	that	SCONJ
bmra-3898	211	6	the	the	DET
bmra-3898	211	7	information	information	NOUN
bmra-3898	211	8	captured	capture	VERB
bmra-3898	211	9	reflects	reflect	VERB
bmra-3898	211	10	the	the	DET
bmra-3898	211	11	actual	actual	ADJ
bmra-3898	211	12	lived	live	VERB
bmra-3898	211	13	experiences	experience	NOUN
bmra-3898	211	14	of	of	ADP
bmra-3898	211	15	participants	participant	NOUN
bmra-3898	211	16	and	and	CCONJ
bmra-3898	211	17	is	be	AUX
bmra-3898	211	18	also	also	ADV
bmra-3898	211	19	known	know	VERB
bmra-3898	211	20	as	as	ADP
bmra-3898	211	21	the	the	DET
bmra-3898	211	22	truth	truth	NOUN
bmra-3898	211	23	value	value	NOUN
bmra-3898	211	24	.	.	PUNCT
bmra-3898	212	1	in	in	ADP
bmra-3898	212	2	modified	modify	VERB
bmra-3898	212	3	delphi	delphi	NOUN
bmra-3898	212	4	,	,	PUNCT
bmra-3898	212	5	the	the	DET
bmra-3898	212	6	truth	truth	NOUN
bmra-3898	212	7	value	value	NOUN
bmra-3898	212	8	relies	rely	VERB
bmra-3898	212	9	on	on	ADP
bmra-3898	212	10	the	the	DET
bmra-3898	212	11	fourth	fourth	ADJ
bmra-3898	212	12	round	round	NOUN
bmra-3898	212	13	,	,	PUNCT
bmra-3898	212	14	where	where	SCONJ
bmra-3898	212	15	participants	participant	NOUN
bmra-3898	212	16	rate	rate	VERB
bmra-3898	212	17	their	their	PRON
bmra-3898	212	18	confidence	confidence	NOUN
bmra-3898	212	19	with	with	ADP
bmra-3898	212	20	the	the	DET
bmra-3898	212	21	study	study	NOUN
bmra-3898	212	22	results	result	NOUN
bmra-3898	212	23	.	.	PUNCT
bmra-3898	213	1	sandelowski	sandelowski	PROPN
bmra-3898	213	2	(	(	PUNCT
bmra-3898	213	3	1995	1995	NUM
bmra-3898	213	4	)	)	PUNCT
bmra-3898	213	5	identified	identify	VERB
bmra-3898	213	6	two	two	NUM
bmra-3898	213	7	ways	way	NOUN
bmra-3898	213	8	of	of	ADP
bmra-3898	213	9	ensuring	ensure	VERB
bmra-3898	213	10	credibility	credibility	NOUN
bmra-3898	213	11	in	in	ADP
bmra-3898	213	12	a	a	DET
bmra-3898	213	13	qualitative	qualitative	ADJ
bmra-3898	213	14	method	method	NOUN
bmra-3898	213	15	:	:	PUNCT
bmra-3898	213	16	purposeful	purposeful	ADJ
bmra-3898	213	17	sampling	sampling	NOUN
bmra-3898	213	18	and	and	CCONJ
bmra-3898	213	19	adequate	adequate	ADJ
bmra-3898	213	20	sample	sample	NOUN
bmra-3898	213	21	size	size	NOUN
bmra-3898	213	22	,	,	PUNCT
bmra-3898	213	23	especially	especially	ADV
bmra-3898	213	24	when	when	SCONJ
bmra-3898	213	25	there	there	PRON
bmra-3898	213	26	is	be	VERB
bmra-3898	213	27	some	some	DET
bmra-3898	213	28	homogeneity	homogeneity	NOUN
bmra-3898	213	29	;	;	PUNCT
bmra-3898	213	30	thus	thus	ADV
bmra-3898	213	31	,	,	PUNCT
bmra-3898	213	32	this	this	DET
bmra-3898	213	33	study	study	NOUN
bmra-3898	213	34	meets	meet	VERB
bmra-3898	213	35	sandelowski	sandelowski	PROPN
bmra-3898	213	36	’s	’s	PART
bmra-3898	213	37	assessment	assessment	NOUN
bmra-3898	213	38	for	for	ADP
bmra-3898	213	39	credibility	credibility	NOUN
bmra-3898	213	40	.	.	PUNCT
bmra-3898	214	1	transferability	transferability	NOUN
bmra-3898	214	2	establishes	establish	VERB
bmra-3898	214	3	the	the	DET
bmra-3898	214	4	relevance	relevance	NOUN
bmra-3898	214	5	of	of	ADP
bmra-3898	214	6	the	the	DET
bmra-3898	214	7	results	result	NOUN
bmra-3898	214	8	of	of	ADP
bmra-3898	214	9	a	a	DET
bmra-3898	214	10	study	study	NOUN
bmra-3898	214	11	to	to	ADP
bmra-3898	214	12	other	other	ADJ
bmra-3898	214	13	situations	situation	NOUN
bmra-3898	214	14	.	.	PUNCT
bmra-3898	215	1	documenting	document	VERB
bmra-3898	215	2	the	the	DET
bmra-3898	215	3	data	datum	NOUN
bmra-3898	215	4	analysis	analysis	NOUN
bmra-3898	215	5	process	process	NOUN
bmra-3898	215	6	from	from	ADP
bmra-3898	215	7	the	the	DET
bmra-3898	215	8	first	first	ADJ
bmra-3898	215	9	to	to	ADP
bmra-3898	215	10	the	the	DET
bmra-3898	215	11	fourth	fourth	ADJ
bmra-3898	215	12	round	round	NOUN
bmra-3898	215	13	allows	allow	VERB
bmra-3898	215	14	anyone	anyone	PRON
bmra-3898	215	15	to	to	PART
bmra-3898	215	16	duplicate	duplicate	VERB
bmra-3898	215	17	the	the	DET
bmra-3898	215	18	study	study	NOUN
bmra-3898	215	19	in	in	ADP
bmra-3898	215	20	the	the	DET
bmra-3898	215	21	same	same	ADJ
bmra-3898	215	22	or	or	CCONJ
bmra-3898	215	23	a	a	DET
bmra-3898	215	24	different	different	ADJ
bmra-3898	215	25	geographical	geographical	ADJ
bmra-3898	215	26	setting	setting	NOUN
bmra-3898	215	27	.	.	PUNCT
bmra-3898	216	1	dependability	dependability	NOUN
bmra-3898	216	2	determines	determine	VERB
bmra-3898	216	3	the	the	DET
bmra-3898	216	4	study	study	NOUN
bmra-3898	216	5	’s	’s	PART
bmra-3898	216	6	reproducibility	reproducibility	NOUN
bmra-3898	216	7	.	.	PUNCT
bmra-3898	217	1	clear	clear	ADJ
bmra-3898	217	2	and	and	CCONJ
bmra-3898	217	3	precise	precise	ADJ
bmra-3898	217	4	documenting	documenting	NOUN
bmra-3898	217	5	allows	allow	VERB
bmra-3898	217	6	another	another	DET
bmra-3898	217	7	researcher	researcher	NOUN
bmra-3898	217	8	to	to	PART
bmra-3898	217	9	transfer	transfer	VERB
bmra-3898	217	10	the	the	DET
bmra-3898	217	11	results	result	NOUN
bmra-3898	217	12	to	to	ADP
bmra-3898	217	13	another	another	DET
bmra-3898	217	14	population	population	NOUN
bmra-3898	217	15	.	.	PUNCT
bmra-3898	218	1	however	however	ADV
bmra-3898	218	2	,	,	PUNCT
bmra-3898	218	3	krefting	krefte	VERB
bmra-3898	218	4	(	(	PUNCT
bmra-3898	218	5	1991	1991	NUM
bmra-3898	218	6	)	)	PUNCT
bmra-3898	218	7	argued	argue	VERB
bmra-3898	218	8	that	that	SCONJ
bmra-3898	218	9	most	most	ADJ
bmra-3898	218	10	qualitative	qualitative	ADJ
bmra-3898	218	11	studies	study	NOUN
bmra-3898	218	12	do	do	AUX
bmra-3898	218	13	not	not	PART
bmra-3898	218	14	need	need	VERB
bmra-3898	218	15	to	to	PART
bmra-3898	218	16	make	make	VERB
bmra-3898	218	17	sweeping	sweeping	ADJ
bmra-3898	218	18	statements	statement	NOUN
bmra-3898	218	19	because	because	SCONJ
bmra-3898	218	20	each	each	DET
bmra-3898	218	21	study	study	NOUN
bmra-3898	218	22	is	be	AUX
bmra-3898	218	23	distinct	distinct	ADJ
bmra-3898	218	24	and	and	CCONJ
bmra-3898	218	25	usually	usually	ADV
bmra-3898	218	26	inflexible	inflexible	ADJ
bmra-3898	218	27	.	.	PUNCT
bmra-3898	219	1	conformability	conformability	NOUN
bmra-3898	219	2	assesses	assess	VERB
bmra-3898	219	3	the	the	DET
bmra-3898	219	4	impartiality	impartiality	NOUN
bmra-3898	219	5	of	of	ADP
bmra-3898	219	6	the	the	DET
bmra-3898	219	7	researcher	researcher	NOUN
bmra-3898	219	8	’s	’s	PART
bmra-3898	219	9	analysis	analysis	NOUN
bmra-3898	219	10	of	of	ADP
bmra-3898	219	11	the	the	DET
bmra-3898	219	12	data	datum	NOUN
bmra-3898	219	13	.	.	PUNCT
bmra-3898	220	1	in	in	ADP
bmra-3898	220	2	this	this	DET
bmra-3898	220	3	modified	modify	VERB
bmra-3898	220	4	delphi	delphi	NOUN
bmra-3898	220	5	project	project	NOUN
bmra-3898	220	6	,	,	PUNCT
bmra-3898	220	7	data	data	VERB
bmra-3898	220	8	analysis	analysis	NOUN
bmra-3898	220	9	and	and	CCONJ
bmra-3898	220	10	presentation	presentation	NOUN
bmra-3898	220	11	were	be	AUX
bmra-3898	220	12	critical	critical	ADJ
bmra-3898	220	13	throughout	throughout	ADP
bmra-3898	220	14	the	the	DET
bmra-3898	220	15	process	process	NOUN
bmra-3898	220	16	so	so	SCONJ
bmra-3898	220	17	that	that	SCONJ
bmra-3898	220	18	all	all	DET
bmra-3898	220	19	opinions	opinion	NOUN
bmra-3898	220	20	were	be	AUX
bmra-3898	220	21	recorded	record	VERB
bmra-3898	220	22	with	with	ADP
bmra-3898	220	23	high	high	ADJ
bmra-3898	220	24	accuracy	accuracy	NOUN
bmra-3898	220	25	.	.	PUNCT
bmra-3898	221	1	data	datum	NOUN
bmra-3898	221	2	were	be	AUX
bmra-3898	221	3	analyzed	analyze	VERB
bmra-3898	221	4	after	after	ADP
bmra-3898	221	5	each	each	DET
bmra-3898	221	6	round	round	NOUN
bmra-3898	221	7	to	to	PART
bmra-3898	221	8	ensure	ensure	VERB
bmra-3898	221	9	tha	tha	NOUN
bmra-3898	221	10	t	t	NOUN
bmra-3898	221	11	the	the	DET
bmra-3898	221	12	information	information	NOUN
bmra-3898	221	13	going	go	VERB
bmra-3898	221	14	into	into	ADP
bmra-3898	221	15	the	the	DET
bmra-3898	221	16	subsequent	subsequent	ADJ
bmra-3898	221	17	round	round	NOUN
bmra-3898	221	18	reflected	reflect	VERB
bmra-3898	221	19	the	the	DET
bmra-3898	221	20	accurate	accurate	ADJ
bmra-3898	221	21	feedback	feedback	NOUN
bmra-3898	221	22	from	from	ADP
bmra-3898	221	23	the	the	DET
bmra-3898	221	24	preceding	precede	VERB
bmra-3898	221	25	round	round	NOUN
bmra-3898	221	26	.	.	PUNCT
bmra-3898	222	1	ethical	ethical	ADJ
bmra-3898	222	2	considerations	consideration	NOUN
bmra-3898	222	3	the	the	DET
bmra-3898	222	4	study	study	NOUN
bmra-3898	222	5	did	do	AUX
bmra-3898	222	6	not	not	PART
bmra-3898	222	7	commence	commence	VERB
bmra-3898	222	8	until	until	SCONJ
bmra-3898	222	9	irb	irb	NOUN
bmra-3898	222	10	approval	approval	NOUN
bmra-3898	222	11	was	be	AUX
bmra-3898	222	12	obtained	obtain	VERB
bmra-3898	222	13	in	in	ADP
bmra-3898	222	14	compliance	compliance	NOUN
bmra-3898	222	15	with	with	ADP
bmra-3898	222	16	capella	capella	NOUN
bmra-3898	222	17	university	university	NOUN
bmra-3898	222	18	’s	’s	PART
bmra-3898	222	19	policies	policy	NOUN
bmra-3898	222	20	.	.	PUNCT
bmra-3898	223	1	this	this	DET
bmra-3898	223	2	study	study	NOUN
bmra-3898	223	3	was	be	AUX
bmra-3898	223	4	not	not	PART
bmra-3898	223	5	human	human	ADJ
bmra-3898	223	6	subject	subject	NOUN
bmra-3898	223	7	research	research	NOUN
bmra-3898	223	8	,	,	PUNCT
bmra-3898	223	9	so	so	ADV
bmra-3898	223	10	informed	inform	VERB
bmra-3898	223	11	consent	consent	NOUN
bmra-3898	223	12	was	be	AUX
bmra-3898	223	13	not	not	PART
bmra-3898	223	14	required	require	VERB
bmra-3898	223	15	.	.	PUNCT
bmra-3898	224	1	participants	participant	NOUN
bmra-3898	224	2	were	be	AUX
bmra-3898	224	3	given	give	VERB
bmra-3898	224	4	a	a	DET
bmra-3898	224	5	unique	unique	ADJ
bmra-3898	224	6	identification	identification	NOUN
bmra-3898	224	7	code	code	NOUN
bmra-3898	224	8	used	use	VERB
bmra-3898	224	9	to	to	PART
bmra-3898	224	10	protect	protect	VERB
bmra-3898	224	11	their	their	PRON
bmra-3898	224	12	anonymity	anonymity	NOUN
bmra-3898	224	13	during	during	ADP
bmra-3898	224	14	the	the	DET
bmra-3898	224	15	data	datum	NOUN
bmra-3898	224	16	gathering	gathering	NOUN
bmra-3898	224	17	process	process	NOUN
bmra-3898	224	18	,	,	PUNCT
bmra-3898	224	19	which	which	PRON
bmra-3898	224	20	used	use	VERB
bmra-3898	224	21	the	the	DET
bmra-3898	224	22	surveymonkey	surveymonkey	PROPN
bmra-3898	224	23	platform	platform	NOUN
bmra-3898	224	24	.	.	PUNCT
bmra-3898	225	1	participation	participation	NOUN
bmra-3898	225	2	was	be	AUX
bmra-3898	225	3	voluntary	voluntary	ADJ
bmra-3898	225	4	and	and	CCONJ
bmra-3898	225	5	not	not	PART
bmra-3898	225	6	remunerated	remunerate	VERB
bmra-3898	225	7	in	in	ADP
bmra-3898	225	8	any	any	DET
bmra-3898	225	9	way	way	NOUN
bmra-3898	225	10	.	.	PUNCT
bmra-3898	226	1	data	datum	NOUN
bmra-3898	226	2	collection	collection	NOUN
bmra-3898	226	3	results	result	NOUN
bmra-3898	226	4	round	round	VERB
bmra-3898	226	5	1	1	NUM
bmra-3898	226	6	:	:	PUNCT
bmra-3898	226	7	data	data	NOUN
bmra-3898	226	8	collection	collection	NOUN
bmra-3898	226	9	and	and	CCONJ
bmra-3898	226	10	analysis	analysis	NOUN
bmra-3898	227	1	the	the	DET
bmra-3898	227	2	surveymonkey	surveymonkey	PROPN
bmra-3898	227	3	platform	platform	NOUN
bmra-3898	227	4	sent	send	VERB
bmra-3898	227	5	out	out	ADP
bmra-3898	227	6	the	the	DET
bmra-3898	227	7	round	round	ADJ
bmra-3898	227	8	1	1	NUM
bmra-3898	227	9	questionnaire	questionnaire	NOUN
bmra-3898	227	10	to	to	ADP
bmra-3898	227	11	21	21	NUM
bmra-3898	227	12	participants	participant	NOUN
bmra-3898	227	13	on	on	ADP
bmra-3898	227	14	october	october	PROPN
bmra-3898	227	15	3	3	NUM
bmra-3898	227	16	,	,	PUNCT
bmra-3898	227	17	2021	2021	NUM
bmra-3898	227	18	.	.	PUNCT
bmra-3898	228	1	participants	participant	NOUN
bmra-3898	228	2	were	be	AUX
bmra-3898	228	3	given	give	VERB
bmra-3898	228	4	a	a	DET
bmra-3898	228	5	questionnaire	questionnaire	NOUN
bmra-3898	228	6	with	with	ADP
bmra-3898	228	7	the	the	DET
bmra-3898	228	8	different	different	ADJ
bmra-3898	228	9	approaches	approach	NOUN
bmra-3898	228	10	organized	organize	VERB
bmra-3898	228	11	into	into	ADP
bmra-3898	228	12	three	three	NUM
bmra-3898	228	13	categories	category	NOUN
bmra-3898	228	14	:	:	PUNCT
bmra-3898	228	15	technology	technology	NOUN
bmra-3898	228	16	,	,	PUNCT
bmra-3898	228	17	organization	organization	NOUN
bmra-3898	228	18	,	,	PUNCT
bmra-3898	228	19	and	and	CCONJ
bmra-3898	228	20	environment	environment	NOUN
bmra-3898	228	21	(	(	PUNCT
bmra-3898	228	22	see	see	VERB
bmra-3898	228	23	table	table	NOUN
bmra-3898	228	24	2	2	NUM
bmra-3898	228	25	,	,	PUNCT
bmra-3898	228	26	text	text	NOUN
bmra-3898	228	27	in	in	ADP
bmra-3898	228	28	black	black	NOUN
bmra-3898	228	29	)	)	PUNCT
bmra-3898	228	30	.	.	PUNCT
bmra-3898	229	1	the	the	DET
bmra-3898	229	2	questionnaire	questionnaire	NOUN
bmra-3898	229	3	defined	define	VERB
bmra-3898	229	4	the	the	DET
bmra-3898	229	5	three	three	NUM
bmra-3898	229	6	terms	term	NOUN
bmra-3898	229	7	and	and	CCONJ
bmra-3898	229	8	what	what	PRON
bmra-3898	229	9	they	they	PRON
bmra-3898	229	10	entailed	entail	VERB
bmra-3898	229	11	.	.	PUNCT
bmra-3898	230	1	participants	participant	NOUN
bmra-3898	230	2	were	be	AUX
bmra-3898	230	3	then	then	ADV
bmra-3898	230	4	asked	ask	VERB
bmra-3898	230	5	to	to	PART
bmra-3898	230	6	review	review	VERB
bmra-3898	230	7	the	the	DET
bmra-3898	230	8	approaches	approach	NOUN
bmra-3898	230	9	suggested	suggest	VERB
bmra-3898	230	10	in	in	ADP
bmra-3898	230	11	each	each	DET
bmra-3898	230	12	category	category	NOUN
bmra-3898	230	13	and	and	CCONJ
bmra-3898	230	14	add	add	VERB
bmra-3898	230	15	anything	anything	PRON
bmra-3898	230	16	they	they	PRON
bmra-3898	230	17	believed	believe	VERB
bmra-3898	230	18	was	be	AUX
bmra-3898	230	19	missing	miss	VERB
bmra-3898	230	20	from	from	ADP
bmra-3898	230	21	the	the	DET
bmra-3898	230	22	list	list	NOUN
bmra-3898	230	23	.	.	PUNCT
bmra-3898	231	1	50	50	NUM
bmra-3898	231	2	january	january	NOUN
bmra-3898	231	3	2023	2023	NUM
bmra-3898	231	4	|	|	NOUN
bmra-3898	231	5	volume	volume	NOUN
bmra-3898	231	6	2	2	NUM
bmra-3898	231	7	,	,	PUNCT
bmra-3898	231	8	number	number	NOUN
bmra-3898	231	9	1	1	NUM
bmra-3898	231	10	seven	seven	NUM
bmra-3898	231	11	participants	participant	NOUN
bmra-3898	231	12	had	have	AUX
bmra-3898	231	13	been	be	AUX
bmra-3898	231	14	recruited	recruit	VERB
bmra-3898	231	15	via	via	ADP
bmra-3898	231	16	user	user	NOUN
bmra-3898	231	17	interviews	interview	NOUN
bmra-3898	231	18	,	,	PUNCT
bmra-3898	231	19	and	and	CCONJ
bmra-3898	231	20	the	the	DET
bmra-3898	231	21	other	other	ADJ
bmra-3898	231	22	14	14	NUM
bmra-3898	231	23	through	through	ADP
bmra-3898	231	24	linkedin	linkedin	NOUN
bmra-3898	231	25	.	.	PUNCT
bmra-3898	232	1	one	one	NUM
bmra-3898	232	2	participant	participant	NOUN
bmra-3898	232	3	opted	opt	VERB
bmra-3898	232	4	out	out	ADP
bmra-3898	232	5	,	,	PUNCT
bmra-3898	232	6	and	and	CCONJ
bmra-3898	232	7	the	the	DET
bmra-3898	232	8	email	email	NOUN
bmra-3898	232	9	was	be	AUX
bmra-3898	232	10	not	not	PART
bmra-3898	232	11	delivered	deliver	VERB
bmra-3898	232	12	.	.	PUNCT
bmra-3898	233	1	an	an	DET
bmra-3898	233	2	email	email	NOUN
bmra-3898	233	3	reminder	reminder	NOUN
bmra-3898	233	4	was	be	AUX
bmra-3898	233	5	sent	send	VERB
bmra-3898	233	6	out	out	ADP
bmra-3898	233	7	on	on	ADP
bmra-3898	233	8	october	october	PROPN
bmra-3898	233	9	5	5	NUM
bmra-3898	233	10	,	,	PUNCT
bmra-3898	233	11	2021	2021	NUM
bmra-3898	233	12	.	.	PUNCT
bmra-3898	234	1	by	by	ADP
bmra-3898	234	2	the	the	DET
bmra-3898	234	3	end	end	NOUN
bmra-3898	234	4	of	of	ADP
bmra-3898	234	5	the	the	DET
bmra-3898	234	6	first	first	ADJ
bmra-3898	234	7	phase	phase	NOUN
bmra-3898	234	8	of	of	ADP
bmra-3898	234	9	data	datum	NOUN
bmra-3898	234	10	collection	collection	NOUN
bmra-3898	234	11	and	and	CCONJ
bmra-3898	234	12	analysis	analysis	NOUN
bmra-3898	234	13	on	on	ADP
bmra-3898	234	14	october	october	PROPN
bmra-3898	234	15	9	9	NUM
bmra-3898	234	16	,	,	PUNCT
bmra-3898	234	17	2021	2021	NUM
bmra-3898	234	18	,	,	PUNCT
bmra-3898	234	19	15	15	NUM
bmra-3898	234	20	participants	participant	NOUN
bmra-3898	234	21	had	have	AUX
bmra-3898	234	22	responded	respond	VERB
bmra-3898	234	23	,	,	PUNCT
bmra-3898	234	24	three	three	NUM
bmra-3898	234	25	had	have	AUX
bmra-3898	234	26	opened	open	VERB
bmra-3898	234	27	the	the	DET
bmra-3898	234	28	survey	survey	NOUN
bmra-3898	234	29	emails	email	NOUN
bmra-3898	234	30	but	but	CCONJ
bmra-3898	234	31	had	have	AUX
bmra-3898	234	32	not	not	PART
bmra-3898	234	33	completed	complete	VERB
bmra-3898	234	34	the	the	DET
bmra-3898	234	35	survey	survey	NOUN
bmra-3898	234	36	,	,	PUNCT
bmra-3898	234	37	and	and	CCONJ
bmra-3898	234	38	two	two	NUM
bmra-3898	234	39	emails	email	NOUN
bmra-3898	234	40	remained	remain	VERB
bmra-3898	234	41	unopened	unopened	ADJ
bmra-3898	234	42	.	.	PUNCT
bmra-3898	235	1	efforts	effort	NOUN
bmra-3898	235	2	to	to	PART
bmra-3898	235	3	reach	reach	VERB
bmra-3898	235	4	those	those	PRON
bmra-3898	235	5	with	with	ADP
bmra-3898	235	6	unopened	unopened	ADJ
bmra-3898	235	7	emails	email	NOUN
bmra-3898	235	8	through	through	ADP
bmra-3898	235	9	user	user	NOUN
bmra-3898	235	10	interviews	interview	NOUN
bmra-3898	235	11	and	and	CCONJ
bmra-3898	235	12	linkedin	linkedin	NOUN
bmra-3898	235	13	failed	fail	VERB
bmra-3898	235	14	.	.	PUNCT
bmra-3898	236	1	it	it	PRON
bmra-3898	236	2	took	take	VERB
bmra-3898	236	3	participants	participant	NOUN
bmra-3898	236	4	an	an	DET
bmra-3898	236	5	average	average	NOUN
bmra-3898	236	6	of	of	ADP
bmra-3898	236	7	17	17	NUM
bmra-3898	236	8	minutes	minute	NOUN
bmra-3898	236	9	to	to	PART
bmra-3898	236	10	complete	complete	VERB
bmra-3898	236	11	the	the	DET
bmra-3898	236	12	survey	survey	NOUN
bmra-3898	236	13	.	.	PUNCT
bmra-3898	237	1	the	the	DET
bmra-3898	237	2	round	round	ADJ
bmra-3898	237	3	1	1	NUM
bmra-3898	237	4	data	data	NOUN
bmra-3898	237	5	collection	collection	NOUN
bmra-3898	237	6	tool	tool	NOUN
bmra-3898	237	7	included	include	VERB
bmra-3898	237	8	29	29	NUM
bmra-3898	237	9	approaches	approach	NOUN
bmra-3898	237	10	and	and	CCONJ
bmra-3898	237	11	six	six	NUM
bmra-3898	237	12	demographic	demographic	ADJ
bmra-3898	237	13	questions	question	NOUN
bmra-3898	237	14	.	.	PUNCT
bmra-3898	238	1	if	if	SCONJ
bmra-3898	238	2	participants	participant	NOUN
bmra-3898	238	3	agreed	agree	VERB
bmra-3898	238	4	with	with	ADP
bmra-3898	238	5	the	the	DET
bmra-3898	238	6	approach	approach	NOUN
bmra-3898	238	7	,	,	PUNCT
bmra-3898	238	8	they	they	PRON
bmra-3898	238	9	did	do	AUX
bmra-3898	238	10	not	not	PART
bmra-3898	238	11	need	need	VERB
bmra-3898	238	12	to	to	PART
bmra-3898	238	13	write	write	VERB
bmra-3898	238	14	anything	anything	PRON
bmra-3898	238	15	.	.	PUNCT
bmra-3898	239	1	if	if	SCONJ
bmra-3898	239	2	they	they	PRON
bmra-3898	239	3	disagreed	disagree	VERB
bmra-3898	239	4	with	with	ADP
bmra-3898	239	5	or	or	CCONJ
bmra-3898	239	6	wanted	want	VERB
bmra-3898	239	7	to	to	PART
bmra-3898	239	8	amend	amend	VERB
bmra-3898	239	9	an	an	DET
bmra-3898	239	10	approach	approach	NOUN
bmra-3898	239	11	,	,	PUNCT
bmra-3898	239	12	space	space	NOUN
bmra-3898	239	13	was	be	AUX
bmra-3898	239	14	provided	provide	VERB
bmra-3898	239	15	.	.	PUNCT
bmra-3898	240	1	space	space	NOUN
bmra-3898	240	2	was	be	AUX
bmra-3898	240	3	also	also	ADV
bmra-3898	240	4	provided	provide	VERB
bmra-3898	240	5	at	at	ADP
bmra-3898	240	6	the	the	DET
bmra-3898	240	7	end	end	NOUN
bmra-3898	240	8	of	of	ADP
bmra-3898	240	9	each	each	DET
bmra-3898	240	10	section	section	NOUN
bmra-3898	240	11	for	for	ADP
bmra-3898	240	12	free	free	ADJ
bmra-3898	240	13	-	-	PUNCT
bmra-3898	240	14	form	form	NOUN
bmra-3898	240	15	responses	response	NOUN
bmra-3898	240	16	that	that	SCONJ
bmra-3898	240	17	the	the	DET
bmra-3898	240	18	experts	expert	NOUN
bmra-3898	240	19	wanted	want	VERB
bmra-3898	240	20	to	to	PART
bmra-3898	240	21	contribute	contribute	VERB
bmra-3898	240	22	to	to	ADP
bmra-3898	240	23	the	the	DET
bmra-3898	240	24	study	study	NOUN
bmra-3898	240	25	.	.	PUNCT
bmra-3898	241	1	the	the	DET
bmra-3898	241	2	panelists	panelist	NOUN
bmra-3898	241	3	generated	generate	VERB
bmra-3898	241	4	15	15	NUM
bmra-3898	241	5	proposed	propose	VERB
bmra-3898	241	6	amendments	amendment	NOUN
bmra-3898	241	7	to	to	ADP
bmra-3898	241	8	the	the	DET
bmra-3898	241	9	approaches	approach	NOUN
bmra-3898	241	10	included	include	VERB
bmra-3898	241	11	in	in	ADP
bmra-3898	241	12	the	the	DET
bmra-3898	241	13	surveymonkey	surveymonkey	PROPN
bmra-3898	241	14	questionnaire	questionnaire	NOUN
bmra-3898	241	15	and	and	CCONJ
bmra-3898	241	16	four	four	NUM
bmra-3898	241	17	new	new	ADJ
bmra-3898	241	18	ones	one	NOUN
bmra-3898	241	19	.	.	PUNCT
bmra-3898	242	1	table	table	NOUN
bmra-3898	242	2	2	2	NUM
bmra-3898	242	3	provides	provide	VERB
bmra-3898	242	4	a	a	DET
bmra-3898	242	5	comprehensive	comprehensive	ADJ
bmra-3898	242	6	list	list	NOUN
bmra-3898	242	7	of	of	ADP
bmra-3898	242	8	the	the	DET
bmra-3898	242	9	approaches	approach	NOUN
bmra-3898	242	10	with	with	ADP
bmra-3898	242	11	the	the	DET
bmra-3898	242	12	experts	expert	NOUN
bmra-3898	242	13	’	’	PART
bmra-3898	242	14	amendments	amendment	NOUN
bmra-3898	242	15	highlighted	highlight	VERB
bmra-3898	242	16	in	in	ADP
bmra-3898	242	17	red	red	NOUN
bmra-3898	242	18	for	for	ADP
bmra-3898	242	19	comparison	comparison	NOUN
bmra-3898	242	20	against	against	ADP
bmra-3898	242	21	the	the	DET
bmra-3898	242	22	original	original	ADJ
bmra-3898	242	23	text	text	NOUN
bmra-3898	242	24	in	in	ADP
bmra-3898	242	25	black	black	ADJ
bmra-3898	242	26	.	.	PUNCT
bmra-3898	243	1	each	each	PRON
bmra-3898	243	2	of	of	ADP
bmra-3898	243	3	the	the	DET
bmra-3898	243	4	33	33	NUM
bmra-3898	243	5	approaches	approach	NOUN
bmra-3898	243	6	in	in	ADP
bmra-3898	243	7	table	table	NOUN
bmra-3898	243	8	2	2	NUM
bmra-3898	243	9	was	be	AUX
bmra-3898	243	10	converted	convert	VERB
bmra-3898	243	11	to	to	ADP
bmra-3898	243	12	a	a	DET
bmra-3898	243	13	five	five	NUM
bmra-3898	243	14	-	-	PUNCT
bmra-3898	243	15	point	point	NOUN
bmra-3898	243	16	likert	likert	ADJ
bmra-3898	243	17	-	-	PUNCT
bmra-3898	243	18	type	type	NOUN
bmra-3898	243	19	scale	scale	NOUN
bmra-3898	243	20	item	item	NOUN
bmra-3898	243	21	for	for	ADP
bmra-3898	243	22	distribution	distribution	NOUN
bmra-3898	243	23	to	to	ADP
bmra-3898	243	24	participants	participant	NOUN
bmra-3898	243	25	in	in	ADP
bmra-3898	243	26	the	the	DET
bmra-3898	243	27	second	second	ADJ
bmra-3898	243	28	round	round	NOUN
bmra-3898	243	29	of	of	ADP
bmra-3898	243	30	data	datum	NOUN
bmra-3898	243	31	collection	collection	NOUN
bmra-3898	243	32	and	and	CCONJ
bmra-3898	243	33	analysis	analysis	NOUN
bmra-3898	243	34	.	.	PUNCT
bmra-3898	244	1	table	table	NOUN
bmra-3898	244	2	1	1	NUM
bmra-3898	244	3	revised	revise	VERB
bmra-3898	244	4	approaches	approach	NOUN
bmra-3898	244	5	after	after	ADP
bmra-3898	244	6	round	round	ADJ
bmra-3898	244	7	1	1	NUM
bmra-3898	244	8	input	input	NOUN
bmra-3898	244	9	from	from	ADP
bmra-3898	244	10	experts	expert	NOUN
bmra-3898	244	11	1	1	NUM
bmra-3898	244	12	.	.	PUNCT
bmra-3898	245	1	leverage	leverage	VERB
bmra-3898	245	2	existing	exist	VERB
bmra-3898	245	3	ecosystems	ecosystem	NOUN
bmra-3898	245	4	to	to	PART
bmra-3898	245	5	share	share	VERB
bmra-3898	245	6	,	,	PUNCT
bmra-3898	245	7	manage	manage	VERB
bmra-3898	245	8	,	,	PUNCT
bmra-3898	245	9	and	and	CCONJ
bmra-3898	245	10	reduce	reduce	VERB
bmra-3898	245	11	infrastructure	infrastructure	NOUN
bmra-3898	245	12	costs	cost	NOUN
bmra-3898	245	13	to	to	PART
bmra-3898	245	14	overcome	overcome	VERB
bmra-3898	245	15	integration	integration	NOUN
bmra-3898	245	16	,	,	PUNCT
bmra-3898	245	17	and	and	CCONJ
bmra-3898	245	18	cost	cost	NOUN
bmra-3898	245	19	barriers	barrier	NOUN
bmra-3898	245	20	.	.	PUNCT
bmra-3898	246	1	2	2	X
bmra-3898	246	2	.	.	X
bmra-3898	246	3	adopt	adopt	NOUN
bmra-3898	246	4	permissioned	permissione	VERB
bmra-3898	246	5	consortium	consortium	NOUN
bmra-3898	246	6	blockchain	blockchain	NOUN
bmra-3898	246	7	for	for	ADP
bmra-3898	246	8	trade	trade	NOUN
bmra-3898	246	9	finance	finance	NOUN
bmra-3898	246	10	because	because	SCONJ
bmra-3898	246	11	all	all	DET
bmra-3898	246	12	members	member	NOUN
bmra-3898	246	13	of	of	ADP
bmra-3898	246	14	the	the	DET
bmra-3898	246	15	consortium	consortium	NOUN
bmra-3898	246	16	will	will	AUX
bmra-3898	246	17	be	be	AUX
bmra-3898	246	18	using	use	VERB
bmra-3898	246	19	the	the	DET
bmra-3898	246	20	same	same	ADJ
bmra-3898	246	21	platform	platform	NOUN
bmra-3898	246	22	.	.	PUNCT
bmra-3898	247	1	permissioned	permissione	VERB
bmra-3898	247	2	consortium	consortium	NOUN
bmra-3898	247	3	will	will	AUX
bmra-3898	247	4	also	also	ADV
bmra-3898	247	5	address	address	VERB
bmra-3898	247	6	privacy	privacy	NOUN
bmra-3898	247	7	,	,	PUNCT
bmra-3898	247	8	security	security	NOUN
bmra-3898	247	9	,	,	PUNCT
bmra-3898	247	10	transaction	transaction	NOUN
bmra-3898	247	11	speed	speed	NOUN
bmra-3898	247	12	,	,	PUNCT
bmra-3898	247	13	and	and	CCONJ
bmra-3898	247	14	scalability	scalability	NOUN
bmra-3898	247	15	issues	issue	NOUN
bmra-3898	247	16	associated	associate	VERB
bmra-3898	247	17	with	with	ADP
bmra-3898	247	18	permissionless	permissionless	NOUN
bmra-3898	247	19	blockchains	blockchain	NOUN
bmra-3898	247	20	.	.	PUNCT
bmra-3898	248	1	3	3	X
bmra-3898	248	2	.	.	X
bmra-3898	248	3	use	use	VERB
bmra-3898	248	4	other	other	ADJ
bmra-3898	248	5	consensus	consensus	NOUN
bmra-3898	248	6	mechanisms	mechanism	NOUN
bmra-3898	248	7	to	to	PART
bmra-3898	248	8	verify	verify	VERB
bmra-3898	248	9	transactions	transaction	NOUN
bmra-3898	248	10	besides	besides	SCONJ
bmra-3898	248	11	proof	proof	NOUN
bmra-3898	248	12	-	-	PUNCT
bmra-3898	248	13	of	of	ADP
bmra-3898	248	14	-	-	PUNCT
bmra-3898	248	15	work	work	NOUN
bmra-3898	248	16	like	like	ADP
bmra-3898	248	17	proof	proof	NOUN
bmra-3898	248	18	-	-	PUNCT
bmra-3898	248	19	of	of	ADP
bmra-3898	248	20	-	-	PUNCT
bmra-3898	248	21	stake	stake	NOUN
bmra-3898	248	22	,	,	PUNCT
bmra-3898	248	23	proof	proof	NOUN
bmra-3898	248	24	-	-	PUNCT
bmra-3898	248	25	of	of	ADP
bmra-3898	248	26	-	-	PUNCT
bmra-3898	248	27	retrievability	retrievability	NOUN
bmra-3898	248	28	,	,	PUNCT
bmra-3898	248	29	proof	proof	NOUN
bmra-3898	248	30	-	-	PUNCT
bmra-3898	248	31	of	of	ADP
bmra-3898	248	32	-	-	PUNCT
bmra-3898	248	33	burn	burn	NOUN
bmra-3898	248	34	,	,	PUNCT
bmra-3898	248	35	proof	proof	NOUN
bmra-3898	248	36	-	-	PUNCT
bmra-3898	248	37	of	of	ADP
bmra-3898	248	38	-	-	PUNCT
bmra-3898	248	39	capacity	capacity	NOUN
bmra-3898	248	40	,	,	PUNCT
bmra-3898	248	41	proof	proof	NOUN
bmra-3898	248	42	-	-	PUNCT
bmra-3898	248	43	of	of	ADP
bmra-3898	248	44	-	-	PUNCT
bmra-3898	248	45	activity	activity	NOUN
bmra-3898	248	46	,	,	PUNCT
bmra-3898	248	47	proof	proof	NOUN
bmra-3898	248	48	-	-	PUNCT
bmra-3898	248	49	of	of	ADP
bmra-3898	248	50	-	-	PUNCT
bmra-3898	248	51	importance	importance	NOUN
bmra-3898	248	52	,	,	PUNCT
bmra-3898	248	53	proof	proof	NOUN
bmra-3898	248	54	-	-	PUNCT
bmra-3898	248	55	of	of	ADP
bmra-3898	248	56	-	-	PUNCT
bmra-3898	248	57	elapsed	elapse	VERB
bmra-3898	248	58	time	time	NOUN
bmra-3898	248	59	,	,	PUNCT
bmra-3898	248	60	proof	proof	NOUN
bmra-3898	248	61	-	-	PUNCT
bmra-3898	248	62	of	of	ADP
bmra-3898	248	63	-	-	PUNCT
bmra-3898	248	64	ownership	ownership	NOUN
bmra-3898	248	65	,	,	PUNCT
bmra-3898	248	66	proof	proof	NOUN
bmra-3898	248	67	-	-	PUNCT
bmra-3898	248	68	of	of	ADP
bmra-3898	248	69	-	-	PUNCT
bmra-3898	248	70	state	state	NOUN
bmra-3898	248	71	,	,	PUNCT
bmra-3898	248	72	and	and	CCONJ
bmra-3898	248	73	proof	proof	NOUN
bmra-3898	248	74	-	-	PUNCT
bmra-3898	248	75	of	of	ADP
bmra-3898	248	76	-	-	PUNCT
bmra-3898	248	77	history	history	NOUN
bmra-3898	248	78	.	.	PUNCT
bmra-3898	249	1	4	4	X
bmra-3898	249	2	.	.	X
bmra-3898	249	3	invest	invest	VERB
bmra-3898	249	4	in	in	ADP
bmra-3898	249	5	infrastructure	infrastructure	NOUN
bmra-3898	249	6	and	and	CCONJ
bmra-3898	249	7	people	people	NOUN
bmra-3898	249	8	that	that	PRON
bmra-3898	249	9	can	can	AUX
bmra-3898	249	10	support	support	VERB
bmra-3898	249	11	technological	technological	ADJ
bmra-3898	249	12	advancement	advancement	NOUN
bmra-3898	249	13	through	through	ADP
bmra-3898	249	14	access	access	NOUN
bmra-3898	249	15	and	and	CCONJ
bmra-3898	249	16	application	application	NOUN
bmra-3898	249	17	of	of	ADP
bmra-3898	249	18	knowledge	knowledge	NOUN
bmra-3898	249	19	.	.	PUNCT
bmra-3898	250	1	5	5	X
bmra-3898	250	2	.	.	X
bmra-3898	250	3	collaborate	collaborate	VERB
bmra-3898	250	4	across	across	ADP
bmra-3898	250	5	functional	functional	ADJ
bmra-3898	250	6	teams	team	NOUN
bmra-3898	250	7	to	to	PART
bmra-3898	250	8	utilize	utilize	VERB
bmra-3898	250	9	the	the	DET
bmra-3898	250	10	scarce	scarce	ADJ
bmra-3898	250	11	skills	skill	NOUN
bmra-3898	250	12	in	in	ADP
bmra-3898	250	13	blockchain	blockchain	PROPN
bmra-3898	250	14	technology	technology	PROPN
bmra-3898	250	15	innovation	innovation	NOUN
bmra-3898	250	16	by	by	ADP
bmra-3898	250	17	identifying	identify	VERB
bmra-3898	250	18	where	where	SCONJ
bmra-3898	250	19	those	those	DET
bmra-3898	250	20	skills	skill	NOUN
bmra-3898	250	21	are	be	AUX
bmra-3898	250	22	concentrated	concentrate	VERB
bmra-3898	250	23	within	within	ADP
bmra-3898	250	24	the	the	DET
bmra-3898	250	25	firm	firm	NOUN
bmra-3898	250	26	through	through	ADP
bmra-3898	250	27	hr	hr	NOUN
bmra-3898	250	28	.	.	PROPN
bmra-3898	251	1	6	6	NUM
bmra-3898	251	2	.	.	X
bmra-3898	252	1	blockchain	blockchain	PROPN
bmra-3898	252	2	is	be	AUX
bmra-3898	252	3	complex	complex	ADJ
bmra-3898	252	4	and	and	CCONJ
bmra-3898	252	5	mission	mission	NOUN
bmra-3898	252	6	critical	critical	ADJ
bmra-3898	252	7	,	,	PUNCT
bmra-3898	252	8	therefore	therefore	ADV
bmra-3898	252	9	,	,	PUNCT
bmra-3898	252	10	developers	developer	NOUN
bmra-3898	252	11	must	must	AUX
bmra-3898	252	12	work	work	VERB
bmra-3898	252	13	with	with	ADP
bmra-3898	252	14	minimum	minimum	ADJ
bmra-3898	252	15	distractions	distraction	NOUN
bmra-3898	252	16	.	.	PUNCT
bmra-3898	253	1	to	to	PART
bmra-3898	253	2	improve	improve	VERB
bmra-3898	253	3	implementation	implementation	NOUN
bmra-3898	253	4	of	of	ADP
bmra-3898	253	5	blockchain	blockchain	PROPN
bmra-3898	253	6	innovations	innovation	NOUN
bmra-3898	253	7	,	,	PUNCT
bmra-3898	253	8	developers	developer	NOUN
bmra-3898	253	9	must	must	AUX
bmra-3898	253	10	focus	focus	VERB
bmra-3898	253	11	on	on	ADP
bmra-3898	253	12	the	the	DET
bmra-3898	253	13	task	task	NOUN
bmra-3898	253	14	at	at	ADP
bmra-3898	253	15	hand	hand	NOUN
bmra-3898	253	16	without	without	ADP
bmra-3898	253	17	the	the	DET
bmra-3898	253	18	added	add	VERB
bmra-3898	253	19	pressure	pressure	NOUN
bmra-3898	253	20	of	of	ADP
bmra-3898	253	21	being	be	AUX
bmra-3898	253	22	expected	expect	VERB
bmra-3898	253	23	to	to	PART
bmra-3898	253	24	work	work	VERB
bmra-3898	253	25	with	with	ADP
bmra-3898	253	26	people	people	NOUN
bmra-3898	253	27	across	across	ADP
bmra-3898	253	28	multiple	multiple	ADJ
bmra-3898	253	29	teams	team	NOUN
bmra-3898	253	30	.	.	PUNCT
bmra-3898	254	1	7	7	X
bmra-3898	254	2	.	.	X
bmra-3898	254	3	collaborate	collaborate	VERB
bmra-3898	254	4	across	across	ADP
bmra-3898	254	5	organizations	organization	NOUN
bmra-3898	254	6	to	to	PART
bmra-3898	254	7	form	form	VERB
bmra-3898	254	8	consortiums	consortium	NOUN
bmra-3898	254	9	and	and	CCONJ
bmra-3898	254	10	benefit	benefit	VERB
bmra-3898	254	11	from	from	ADP
bmra-3898	254	12	the	the	DET
bmra-3898	254	13	resources	resource	NOUN
bmra-3898	254	14	held	hold	VERB
bmra-3898	254	15	at	at	ADP
bmra-3898	254	16	the	the	DET
bmra-3898	254	17	consortium	consortium	NOUN
bmra-3898	254	18	level	level	NOUN
bmra-3898	254	19	like	like	ADP
bmra-3898	254	20	skills	skill	NOUN
bmra-3898	254	21	.	.	PUNCT
bmra-3898	255	1	8	8	X
bmra-3898	255	2	.	.	X
bmra-3898	255	3	hold	hold	VERB
bmra-3898	255	4	financial	financial	ADJ
bmra-3898	255	5	resources	resource	NOUN
bmra-3898	255	6	at	at	ADP
bmra-3898	255	7	the	the	DET
bmra-3898	255	8	collaboration	collaboration	NOUN
bmra-3898	255	9	level	level	NOUN
bmra-3898	255	10	because	because	SCONJ
bmra-3898	255	11	they	they	PRON
bmra-3898	255	12	positively	positively	ADV
bmra-3898	255	13	impact	impact	VERB
bmra-3898	255	14	innovation	innovation	NOUN
bmra-3898	255	15	compared	compare	VERB
bmra-3898	255	16	to	to	ADP
bmra-3898	255	17	a	a	DET
bmra-3898	255	18	firm	firm	NOUN
bmra-3898	255	19	’s	’s	PART
bmra-3898	255	20	internal	internal	ADJ
bmra-3898	255	21	financial	financial	ADJ
bmra-3898	255	22	resources	resource	NOUN
bmra-3898	255	23	.	.	PUNCT
bmra-3898	256	1	9	9	X
bmra-3898	256	2	.	.	X
bmra-3898	256	3	collaborate	collaborate	VERB
bmra-3898	256	4	with	with	ADP
bmra-3898	256	5	other	other	ADJ
bmra-3898	256	6	partners	partner	NOUN
bmra-3898	256	7	to	to	PART
bmra-3898	256	8	pool	pool	VERB
bmra-3898	256	9	resources	resource	NOUN
bmra-3898	256	10	together	together	ADV
bmra-3898	256	11	to	to	PART
bmra-3898	256	12	seize	seize	VERB
bmra-3898	256	13	the	the	DET
bmra-3898	256	14	blockchain	blockchain	PROPN
bmra-3898	256	15	technological	technological	ADJ
bmra-3898	256	16	innovation	innovation	NOUN
bmra-3898	256	17	opportunity	opportunity	NOUN
bmra-3898	256	18	in	in	ADP
bmra-3898	256	19	time	time	NOUN
bmra-3898	256	20	.	.	PUNCT
bmra-3898	257	1	10	10	X
bmra-3898	257	2	.	.	PUNCT
bmra-3898	257	3	firms	firm	NOUN
bmra-3898	257	4	must	must	AUX
bmra-3898	257	5	have	have	AUX
bmra-3898	257	6	slack	slack	VERB
bmra-3898	257	7	human	human	ADJ
bmra-3898	257	8	resources	resource	NOUN
bmra-3898	257	9	to	to	PART
bmra-3898	257	10	participate	participate	VERB
bmra-3898	257	11	in	in	ADP
bmra-3898	257	12	a	a	DET
bmra-3898	257	13	collaborative	collaborative	ADJ
bmra-3898	257	14	platform	platform	NOUN
bmra-3898	257	15	that	that	PRON
bmra-3898	257	16	encourages	encourage	VERB
bmra-3898	257	17	sharing	sharing	NOUN
bmra-3898	257	18	of	of	ADP
bmra-3898	257	19	ideas	idea	NOUN
bmra-3898	257	20	and	and	CCONJ
bmra-3898	257	21	process	process	NOUN
bmra-3898	257	22	improvements	improvement	NOUN
bmra-3898	257	23	which	which	PRON
bmra-3898	257	24	is	be	AUX
bmra-3898	257	25	key	key	ADJ
bmra-3898	257	26	to	to	ADP
bmra-3898	257	27	blockchain	blockchain	PROPN
bmra-3898	257	28	.	.	PUNCT
bmra-3898	258	1	51	51	NUM
bmra-3898	258	2	business	business	NOUN
bmra-3898	258	3	management	management	NOUN
bmra-3898	258	4	research	research	PROPN
bmra-3898	258	5	&	&	CCONJ
bmra-3898	258	6	applications	application	NOUN
bmra-3898	258	7	:	:	PUNCT
bmra-3898	258	8	a	a	DET
bmra-3898	258	9	cross	cross	ADJ
bmra-3898	258	10	-	-	ADJ
bmra-3898	258	11	disciplinary	disciplinary	ADJ
bmra-3898	258	12	journal	journal	NOUN
bmra-3898	258	13	11	11	NUM
bmra-3898	258	14	.	.	PUNCT
bmra-3898	258	15	create	create	VERB
bmra-3898	258	16	and	and	CCONJ
bmra-3898	258	17	invest	invest	VERB
bmra-3898	258	18	in	in	ADP
bmra-3898	258	19	innovation	innovation	NOUN
bmra-3898	258	20	labs	lab	NOUN
bmra-3898	258	21	to	to	PART
bmra-3898	258	22	test	test	VERB
bmra-3898	258	23	ideas	idea	NOUN
bmra-3898	258	24	before	before	ADP
bmra-3898	258	25	implementation	implementation	NOUN
bmra-3898	258	26	with	with	ADP
bmra-3898	258	27	the	the	DET
bmra-3898	258	28	involvement	involvement	NOUN
bmra-3898	258	29	of	of	ADP
bmra-3898	258	30	both	both	CCONJ
bmra-3898	258	31	internal	internal	ADJ
bmra-3898	258	32	and	and	CCONJ
bmra-3898	258	33	external	external	ADJ
bmra-3898	258	34	partners	partner	NOUN
bmra-3898	258	35	.	.	PUNCT
bmra-3898	259	1	12	12	NUM
bmra-3898	259	2	.	.	PUNCT
bmra-3898	260	1	business	business	NOUN
bmra-3898	260	2	should	should	AUX
bmra-3898	260	3	participate	participate	VERB
bmra-3898	260	4	more	more	ADV
bmra-3898	260	5	than	than	ADP
bmra-3898	260	6	lab	lab	NOUN
bmra-3898	260	7	as	as	ADP
bmra-3898	260	8	project	project	NOUN
bmra-3898	260	9	moves	move	NOUN
bmra-3898	260	10	towards	towards	ADP
bmra-3898	260	11	implementation	implementation	NOUN
bmra-3898	260	12	because	because	SCONJ
bmra-3898	260	13	business	business	NOUN
bmra-3898	260	14	owns	own	VERB
bmra-3898	260	15	and	and	CCONJ
bmra-3898	260	16	operationalizes	operationalize	VERB
bmra-3898	260	17	any	any	DET
bmra-3898	260	18	innovation	innovation	NOUN
bmra-3898	260	19	.	.	PUNCT
bmra-3898	261	1	13	13	X
bmra-3898	261	2	.	.	X
bmra-3898	262	1	blockchain	blockchain	PROPN
bmra-3898	262	2	is	be	AUX
bmra-3898	262	3	decentralized	decentralize	VERB
bmra-3898	262	4	and	and	CCONJ
bmra-3898	262	5	distributed	distribute	VERB
bmra-3898	262	6	,	,	PUNCT
bmra-3898	262	7	therefore	therefore	ADV
bmra-3898	262	8	,	,	PUNCT
bmra-3898	262	9	business	business	NOUN
bmra-3898	262	10	rarely	rarely	ADV
bmra-3898	262	11	takes	take	VERB
bmra-3898	262	12	ownership	ownership	NOUN
bmra-3898	262	13	.	.	PUNCT
bmra-3898	263	1	lab	lab	NOUN
bmra-3898	263	2	should	should	AUX
bmra-3898	263	3	always	always	ADV
bmra-3898	263	4	be	be	AUX
bmra-3898	263	5	highly	highly	ADV
bmra-3898	263	6	active	active	ADJ
bmra-3898	263	7	as	as	SCONJ
bmra-3898	263	8	this	this	PRON
bmra-3898	263	9	is	be	AUX
bmra-3898	263	10	a	a	DET
bmra-3898	263	11	technology	technology	NOUN
bmra-3898	263	12	-	-	PUNCT
bmra-3898	263	13	based	base	VERB
bmra-3898	263	14	solution	solution	NOUN
bmra-3898	263	15	and	and	CCONJ
bmra-3898	263	16	business	business	NOUN
bmra-3898	263	17	should	should	AUX
bmra-3898	263	18	assume	assume	VERB
bmra-3898	263	19	an	an	DET
bmra-3898	263	20	active	active	ADJ
bmra-3898	263	21	role	role	NOUN
bmra-3898	263	22	in	in	ADP
bmra-3898	263	23	the	the	DET
bmra-3898	263	24	project	project	NOUN
bmra-3898	263	25	oversight	oversight	NOUN
bmra-3898	263	26	.	.	PUNCT
bmra-3898	264	1	14	14	NUM
bmra-3898	264	2	.	.	PUNCT
bmra-3898	265	1	firms	firm	NOUN
bmra-3898	265	2	must	must	AUX
bmra-3898	265	3	have	have	AUX
bmra-3898	265	4	slack	slack	VERB
bmra-3898	265	5	financial	financial	ADJ
bmra-3898	265	6	resources	resource	NOUN
bmra-3898	265	7	to	to	PART
bmra-3898	265	8	innovate	innovate	VERB
bmra-3898	265	9	.	.	PUNCT
bmra-3898	266	1	15	15	X
bmra-3898	266	2	.	.	PUNCT
bmra-3898	267	1	provide	provide	VERB
bmra-3898	267	2	resources	resource	NOUN
bmra-3898	267	3	to	to	PART
bmra-3898	267	4	r&d	r&d	VERB
bmra-3898	267	5	to	to	PART
bmra-3898	267	6	go	go	VERB
bmra-3898	267	7	towards	towards	ADP
bmra-3898	267	8	blockchain	blockchain	PROPN
bmra-3898	267	9	technology	technology	PROPN
bmra-3898	267	10	initiatives	initiative	NOUN
bmra-3898	267	11	(	(	PUNCT
bmra-3898	267	12	deleted	delete	VERB
bmra-3898	267	13	‘	'	PUNCT
bmra-3898	267	14	adequate	adequate	ADJ
bmra-3898	267	15	’	'	PUNCT
bmra-3898	267	16	from	from	ADP
bmra-3898	267	17	the	the	DET
bmra-3898	267	18	original	original	NOUN
bmra-3898	267	19	)	)	PUNCT
bmra-3898	267	20	.	.	PUNCT
bmra-3898	268	1	16	16	NUM
bmra-3898	268	2	.	.	PUNCT
bmra-3898	269	1	leadership	leadership	NOUN
bmra-3898	269	2	support	support	NOUN
bmra-3898	269	3	and	and	CCONJ
bmra-3898	269	4	involvement	involvement	NOUN
bmra-3898	269	5	is	be	AUX
bmra-3898	269	6	a	a	DET
bmra-3898	269	7	key	key	ADJ
bmra-3898	269	8	determining	determine	VERB
bmra-3898	269	9	factor	factor	NOUN
bmra-3898	269	10	in	in	ADP
bmra-3898	269	11	the	the	DET
bmra-3898	269	12	successful	successful	ADJ
bmra-3898	269	13	implementation	implementation	NOUN
bmra-3898	269	14	of	of	ADP
bmra-3898	269	15	blockchain	blockchain	PROPN
bmra-3898	269	16	technological	technological	ADJ
bmra-3898	269	17	innovation	innovation	NOUN
bmra-3898	269	18	in	in	ADP
bmra-3898	269	19	the	the	DET
bmra-3898	269	20	firm	firm	NOUN
bmra-3898	269	21	.	.	PUNCT
bmra-3898	270	1	17	17	NUM
bmra-3898	270	2	.	.	PUNCT
bmra-3898	271	1	the	the	DET
bmra-3898	271	2	leadership	leadership	NOUN
bmra-3898	271	3	of	of	ADP
bmra-3898	271	4	the	the	DET
bmra-3898	271	5	ceo	ceo	NOUN
bmra-3898	271	6	has	have	VERB
bmra-3898	271	7	a	a	DET
bmra-3898	271	8	direct	direct	ADJ
bmra-3898	271	9	influence	influence	NOUN
bmra-3898	271	10	on	on	ADP
bmra-3898	271	11	innovation	innovation	NOUN
bmra-3898	271	12	.	.	PUNCT
bmra-3898	272	1	18	18	NUM
bmra-3898	272	2	.	.	X
bmra-3898	272	3	introduce	introduce	VERB
bmra-3898	272	4	formal	formal	ADJ
bmra-3898	272	5	training	training	NOUN
bmra-3898	272	6	for	for	ADP
bmra-3898	272	7	blockchain	blockchain	PROPN
bmra-3898	272	8	that	that	PRON
bmra-3898	272	9	is	be	AUX
bmra-3898	272	10	customized	customize	VERB
bmra-3898	272	11	to	to	PART
bmra-3898	272	12	close	close	VERB
bmra-3898	272	13	the	the	DET
bmra-3898	272	14	skills	skill	NOUN
bmra-3898	272	15	gap	gap	NOUN
bmra-3898	272	16	within	within	ADP
bmra-3898	272	17	the	the	DET
bmra-3898	272	18	firm	firm	NOUN
bmra-3898	272	19	.	.	PUNCT
bmra-3898	273	1	19	19	NUM
bmra-3898	273	2	.	.	PUNCT
bmra-3898	273	3	financial	financial	ADJ
bmra-3898	273	4	resources	resource	NOUN
bmra-3898	273	5	reflect	reflect	VERB
bmra-3898	273	6	organizational	organizational	ADJ
bmra-3898	273	7	readiness	readiness	NOUN
bmra-3898	273	8	and	and	CCONJ
bmra-3898	273	9	are	be	AUX
bmra-3898	273	10	essential	essential	ADJ
bmra-3898	273	11	components	component	NOUN
bmra-3898	273	12	for	for	ADP
bmra-3898	273	13	successful	successful	ADJ
bmra-3898	273	14	implementation	implementation	NOUN
bmra-3898	273	15	of	of	ADP
bmra-3898	273	16	blockchain	blockchain	PROPN
bmra-3898	273	17	innovation	innovation	NOUN
bmra-3898	273	18	.	.	PUNCT
bmra-3898	274	1	20	20	NUM
bmra-3898	274	2	.	.	PUNCT
bmra-3898	275	1	talented	talented	ADJ
bmra-3898	275	2	workers	worker	NOUN
bmra-3898	275	3	reflect	reflect	VERB
bmra-3898	275	4	organizational	organizational	ADJ
bmra-3898	275	5	readiness	readiness	NOUN
bmra-3898	275	6	and	and	CCONJ
bmra-3898	275	7	are	be	AUX
bmra-3898	275	8	essential	essential	ADJ
bmra-3898	275	9	for	for	ADP
bmra-3898	275	10	successful	successful	ADJ
bmra-3898	275	11	implementation	implementation	NOUN
bmra-3898	275	12	of	of	ADP
bmra-3898	275	13	blockchain	blockchain	PROPN
bmra-3898	275	14	innovation	innovation	NOUN
bmra-3898	275	15	21	21	NUM
bmra-3898	275	16	.	.	PUNCT
bmra-3898	276	1	technological	technological	ADJ
bmra-3898	276	2	infrastructure	infrastructure	NOUN
bmra-3898	276	3	reflects	reflect	VERB
bmra-3898	276	4	organizational	organizational	ADJ
bmra-3898	276	5	readiness	readiness	NOUN
bmra-3898	276	6	and	and	CCONJ
bmra-3898	276	7	is	be	AUX
bmra-3898	276	8	essential	essential	ADJ
bmra-3898	276	9	for	for	ADP
bmra-3898	276	10	successful	successful	ADJ
bmra-3898	276	11	implementation	implementation	NOUN
bmra-3898	276	12	of	of	ADP
bmra-3898	276	13	blockchain	blockchain	PROPN
bmra-3898	276	14	innovation	innovation	NOUN
bmra-3898	276	15	.	.	PUNCT
bmra-3898	277	1	22	22	NUM
bmra-3898	277	2	.	.	PUNCT
bmra-3898	278	1	inspire	inspire	VERB
bmra-3898	278	2	enthusiasm	enthusiasm	NOUN
bmra-3898	278	3	in	in	ADP
bmra-3898	278	4	people	people	NOUN
bmra-3898	278	5	by	by	ADP
bmra-3898	278	6	promoting	promote	VERB
bmra-3898	278	7	a	a	DET
bmra-3898	278	8	culture	culture	NOUN
bmra-3898	278	9	of	of	ADP
bmra-3898	278	10	idea	idea	NOUN
bmra-3898	278	11	sharing	sharing	NOUN
bmra-3898	278	12	.	.	PUNCT
bmra-3898	279	1	23	23	NUM
bmra-3898	279	2	.	.	PUNCT
bmra-3898	280	1	reward	reward	VERB
bmra-3898	280	2	people	people	NOUN
bmra-3898	280	3	for	for	ADP
bmra-3898	280	4	sharing	share	VERB
bmra-3898	280	5	knowledge	knowledge	NOUN
bmra-3898	280	6	to	to	PART
bmra-3898	280	7	encourage	encourage	VERB
bmra-3898	280	8	them	they	PRON
bmra-3898	280	9	to	to	PART
bmra-3898	280	10	share	share	VERB
bmra-3898	280	11	more	more	ADJ
bmra-3898	280	12	.	.	PUNCT
bmra-3898	281	1	24	24	NUM
bmra-3898	281	2	.	.	NOUN
bmra-3898	281	3	involve	involve	VERB
bmra-3898	281	4	all	all	DET
bmra-3898	281	5	interested	interested	ADJ
bmra-3898	281	6	employees	employee	NOUN
bmra-3898	281	7	,	,	PUNCT
bmra-3898	281	8	keep	keep	VERB
bmra-3898	281	9	them	they	PRON
bmra-3898	281	10	engaged	engaged	ADJ
bmra-3898	281	11	,	,	PUNCT
bmra-3898	281	12	and	and	CCONJ
bmra-3898	281	13	updated	update	VERB
bmra-3898	281	14	on	on	ADP
bmra-3898	281	15	progress	progress	NOUN
bmra-3898	281	16	.	.	PUNCT
bmra-3898	282	1	25	25	NUM
bmra-3898	282	2	.	.	PUNCT
bmra-3898	282	3	give	give	VERB
bmra-3898	282	4	employees	employee	NOUN
bmra-3898	282	5	slack	slack	VERB
bmra-3898	282	6	time	time	NOUN
bmra-3898	282	7	to	to	PART
bmra-3898	282	8	be	be	AUX
bmra-3898	282	9	creative	creative	ADJ
bmra-3898	282	10	and	and	CCONJ
bmra-3898	282	11	find	find	VERB
bmra-3898	282	12	ways	way	NOUN
bmra-3898	282	13	to	to	PART
bmra-3898	282	14	capture	capture	VERB
bmra-3898	282	15	the	the	DET
bmra-3898	282	16	creativity	creativity	NOUN
bmra-3898	282	17	in	in	ADP
bmra-3898	282	18	those	those	DET
bmra-3898	282	19	employees	employee	NOUN
bmra-3898	282	20	to	to	PART
bmra-3898	282	21	improve	improve	VERB
bmra-3898	282	22	the	the	DET
bmra-3898	282	23	outcomes	outcome	NOUN
bmra-3898	282	24	of	of	ADP
bmra-3898	282	25	blockchain	blockchain	PROPN
bmra-3898	282	26	technological	technological	ADJ
bmra-3898	282	27	innovation	innovation	NOUN
bmra-3898	282	28	in	in	ADP
bmra-3898	282	29	the	the	DET
bmra-3898	282	30	firm	firm	NOUN
bmra-3898	282	31	.	.	PUNCT
bmra-3898	283	1	26	26	NUM
bmra-3898	283	2	.	.	PUNCT
bmra-3898	283	3	technological	technological	ADJ
bmra-3898	283	4	innovation	innovation	NOUN
bmra-3898	283	5	requires	require	VERB
bmra-3898	283	6	constant	constant	ADJ
bmra-3898	283	7	collaboration	collaboration	NOUN
bmra-3898	283	8	,	,	PUNCT
bmra-3898	283	9	communication	communication	NOUN
bmra-3898	283	10	,	,	PUNCT
bmra-3898	283	11	commitment	commitment	NOUN
bmra-3898	283	12	,	,	PUNCT
bmra-3898	283	13	and	and	CCONJ
bmra-3898	283	14	dedication	dedication	NOUN
bmra-3898	283	15	of	of	ADP
bmra-3898	283	16	the	the	DET
bmra-3898	283	17	overall	overall	ADJ
bmra-3898	283	18	project	project	NOUN
bmra-3898	283	19	team	team	NOUN
bmra-3898	283	20	to	to	ADP
bmra-3898	283	21	the	the	DET
bmra-3898	283	22	success	success	NOUN
bmra-3898	283	23	of	of	ADP
bmra-3898	283	24	a	a	DET
bmra-3898	283	25	delivery	delivery	NOUN
bmra-3898	283	26	and	and	CCONJ
bmra-3898	283	27	continued	continued	ADJ
bmra-3898	283	28	improvement	improvement	NOUN
bmra-3898	283	29	.	.	PUNCT
bmra-3898	284	1	27	27	NUM
bmra-3898	284	2	.	.	PUNCT
bmra-3898	285	1	the	the	DET
bmra-3898	285	2	lack	lack	NOUN
bmra-3898	285	3	of	of	ADP
bmra-3898	285	4	understanding	understanding	NOUN
bmra-3898	285	5	of	of	ADP
bmra-3898	285	6	how	how	SCONJ
bmra-3898	285	7	blockchain	blockchain	PROPN
bmra-3898	285	8	technology	technology	NOUN
bmra-3898	285	9	works	work	VERB
bmra-3898	285	10	by	by	ADP
bmra-3898	285	11	top	top	ADJ
bmra-3898	285	12	management	management	NOUN
bmra-3898	285	13	is	be	AUX
bmra-3898	285	14	what	what	PRON
bmra-3898	285	15	sets	set	VERB
bmra-3898	285	16	firms	firm	NOUN
bmra-3898	285	17	behind	behind	ADP
bmra-3898	285	18	.	.	PUNCT
bmra-3898	286	1	while	while	SCONJ
bmra-3898	286	2	training	train	VERB
bmra-3898	286	3	employees	employee	NOUN
bmra-3898	286	4	on	on	ADP
bmra-3898	286	5	blockchain	blockchain	PROPN
bmra-3898	286	6	is	be	AUX
bmra-3898	286	7	useful	useful	ADJ
bmra-3898	286	8	,	,	PUNCT
bmra-3898	286	9	training	train	VERB
bmra-3898	286	10	the	the	DET
bmra-3898	286	11	management	management	NOUN
bmra-3898	286	12	teams	team	NOUN
bmra-3898	286	13	is	be	AUX
bmra-3898	286	14	critical	critical	ADJ
bmra-3898	286	15	.	.	PUNCT
bmra-3898	287	1	28	28	NUM
bmra-3898	287	2	.	.	X
bmra-3898	287	3	establish	establish	VERB
bmra-3898	287	4	a	a	DET
bmra-3898	287	5	governance	governance	NOUN
bmra-3898	287	6	group	group	NOUN
bmra-3898	287	7	comprised	comprise	VERB
bmra-3898	287	8	of	of	ADP
bmra-3898	287	9	stakeholders	stakeholder	NOUN
bmra-3898	287	10	to	to	PART
bmra-3898	287	11	oversee	oversee	VERB
bmra-3898	287	12	the	the	DET
bmra-3898	287	13	improvements	improvement	NOUN
bmra-3898	287	14	and	and	CCONJ
bmra-3898	287	15	integration	integration	NOUN
bmra-3898	287	16	in	in	ADP
bmra-3898	287	17	blockchain	blockchain	PROPN
bmra-3898	287	18	.	.	PROPN
bmra-3898	288	1	29	29	NUM
bmra-3898	288	2	.	.	PUNCT
bmra-3898	289	1	create	create	VERB
bmra-3898	289	2	user	user	NOUN
bmra-3898	289	3	software	software	NOUN
bmra-3898	289	4	that	that	PRON
bmra-3898	289	5	can	can	AUX
bmra-3898	289	6	run	run	VERB
bmra-3898	289	7	on	on	ADP
bmra-3898	289	8	different	different	ADJ
bmra-3898	289	9	blockchain	blockchain	PROPN
bmra-3898	289	10	platforms	platform	NOUN
bmra-3898	289	11	.	.	PUNCT
bmra-3898	290	1	30	30	X
bmra-3898	290	2	.	.	X
bmra-3898	290	3	customize	customize	VERB
bmra-3898	290	4	knowledge	knowledge	NOUN
bmra-3898	290	5	acquired	acquire	VERB
bmra-3898	290	6	from	from	ADP
bmra-3898	290	7	collaborating	collaborate	VERB
bmra-3898	290	8	with	with	ADP
bmra-3898	290	9	external	external	ADJ
bmra-3898	290	10	partners	partner	NOUN
bmra-3898	290	11	like	like	ADP
bmra-3898	290	12	research	research	NOUN
bmra-3898	290	13	institutions	institution	NOUN
bmra-3898	290	14	and	and	CCONJ
bmra-3898	290	15	academic	academic	ADJ
bmra-3898	290	16	institutions	institution	NOUN
bmra-3898	290	17	to	to	PART
bmra-3898	290	18	suit	suit	VERB
bmra-3898	290	19	local	local	ADJ
bmra-3898	290	20	circumstances	circumstance	NOUN
bmra-3898	290	21	.	.	PUNCT
bmra-3898	291	1	31	31	NUM
bmra-3898	291	2	.	.	PUNCT
bmra-3898	291	3	establish	establish	VERB
bmra-3898	291	4	clear	clear	ADJ
bmra-3898	291	5	collaboration	collaboration	NOUN
bmra-3898	291	6	goals	goal	NOUN
bmra-3898	291	7	so	so	SCONJ
bmra-3898	291	8	that	that	SCONJ
bmra-3898	291	9	practitioners	practitioner	NOUN
bmra-3898	291	10	can	can	AUX
bmra-3898	291	11	determine	determine	VERB
bmra-3898	291	12	the	the	DET
bmra-3898	291	13	proper	proper	ADJ
bmra-3898	291	14	deployment	deployment	NOUN
bmra-3898	291	15	of	of	ADP
bmra-3898	291	16	resources	resource	NOUN
bmra-3898	291	17	.	.	PUNCT
bmra-3898	292	1	32	32	NUM
bmra-3898	292	2	.	.	PUNCT
bmra-3898	292	3	partner	partner	NOUN
bmra-3898	292	4	with	with	ADP
bmra-3898	292	5	internal	internal	ADJ
bmra-3898	292	6	and	and	CCONJ
bmra-3898	292	7	external	external	ADJ
bmra-3898	292	8	parties	party	NOUN
bmra-3898	292	9	to	to	PART
bmra-3898	292	10	build	build	VERB
bmra-3898	292	11	a	a	DET
bmra-3898	292	12	self	self	NOUN
bmra-3898	292	13	-	-	PUNCT
bmra-3898	292	14	supporting	support	VERB
bmra-3898	292	15	ecosystem	ecosystem	NOUN
bmra-3898	292	16	where	where	SCONJ
bmra-3898	292	17	all	all	DET
bmra-3898	292	18	members	member	NOUN
bmra-3898	292	19	benefit	benefit	VERB
bmra-3898	292	20	from	from	ADP
bmra-3898	292	21	technology	technology	NOUN
bmra-3898	292	22	,	,	PUNCT
bmra-3898	292	23	products	product	NOUN
bmra-3898	292	24	,	,	PUNCT
bmra-3898	292	25	and	and	CCONJ
bmra-3898	292	26	talent	talent	NOUN
bmra-3898	292	27	while	while	SCONJ
bmra-3898	292	28	offering	offer	VERB
bmra-3898	292	29	better	well	ADJ
bmra-3898	292	30	infrastructure	infrastructure	NOUN
bmra-3898	292	31	to	to	PART
bmra-3898	292	32	move	move	VERB
bmra-3898	292	33	banks	bank	NOUN
bmra-3898	292	34	to	to	PART
bmra-3898	292	35	innovate	innovate	VERB
bmra-3898	292	36	more	more	ADV
bmra-3898	292	37	efficiently	efficiently	ADV
bmra-3898	292	38	.	.	PUNCT
bmra-3898	293	1	33	33	NUM
bmra-3898	293	2	.	.	PUNCT
bmra-3898	294	1	co	co	VERB
bmra-3898	294	2	-	-	ADJ
bmra-3898	294	3	create	create	VERB
bmra-3898	294	4	products	product	NOUN
bmra-3898	294	5	with	with	ADP
bmra-3898	294	6	customers	customer	NOUN
bmra-3898	294	7	to	to	PART
bmra-3898	294	8	increase	increase	VERB
bmra-3898	294	9	innovation	innovation	NOUN
bmra-3898	294	10	52	52	NUM
bmra-3898	294	11	january	january	PROPN
bmra-3898	294	12	2023	2023	NUM
bmra-3898	294	13	|	|	NOUN
bmra-3898	294	14	volume	volume	NOUN
bmra-3898	294	15	2	2	NUM
bmra-3898	294	16	,	,	PUNCT
bmra-3898	294	17	number	number	NOUN
bmra-3898	294	18	1	1	NUM
bmra-3898	294	19	round	round	NOUN
bmra-3898	294	20	2	2	NUM
bmra-3898	294	21	–	–	PUNCT
bmra-3898	294	22	data	data	NOUN
bmra-3898	294	23	collection	collection	NOUN
bmra-3898	294	24	and	and	CCONJ
bmra-3898	294	25	analysis	analysis	NOUN
bmra-3898	294	26	the	the	DET
bmra-3898	294	27	round	round	ADJ
bmra-3898	294	28	2	2	NUM
bmra-3898	294	29	survey	survey	NOUN
bmra-3898	294	30	was	be	AUX
bmra-3898	294	31	emailed	email	VERB
bmra-3898	294	32	to	to	ADP
bmra-3898	294	33	the	the	DET
bmra-3898	294	34	15	15	NUM
bmra-3898	294	35	participants	participant	NOUN
bmra-3898	294	36	on	on	ADP
bmra-3898	294	37	october	october	PROPN
bmra-3898	294	38	10	10	NUM
bmra-3898	294	39	,	,	PUNCT
bmra-3898	294	40	2021	2021	NUM
bmra-3898	294	41	.	.	PUNCT
bmra-3898	295	1	a	a	DET
bmra-3898	295	2	likert	likert	ADJ
bmra-3898	295	3	-	-	PUNCT
bmra-3898	295	4	type	type	NOUN
bmra-3898	295	5	scale	scale	NOUN
bmra-3898	295	6	was	be	AUX
bmra-3898	295	7	employed	employ	VERB
bmra-3898	295	8	in	in	ADP
bmra-3898	295	9	rounds	round	NOUN
bmra-3898	295	10	2	2	NUM
bmra-3898	295	11	through	through	ADP
bmra-3898	295	12	4	4	NUM
bmra-3898	295	13	of	of	ADP
bmra-3898	295	14	the	the	DET
bmra-3898	295	15	data	data	NOUN
bmra-3898	295	16	collection	collection	NOUN
bmra-3898	295	17	phase	phase	NOUN
bmra-3898	295	18	because	because	SCONJ
bmra-3898	295	19	this	this	DET
bmra-3898	295	20	measure	measure	NOUN
bmra-3898	295	21	helps	help	VERB
bmra-3898	295	22	determine	determine	VERB
bmra-3898	295	23	the	the	DET
bmra-3898	295	24	level	level	NOUN
bmra-3898	295	25	to	to	PART
bmra-3898	295	26	which	which	PRON
bmra-3898	295	27	participants	participant	NOUN
bmra-3898	295	28	concur	concur	VERB
bmra-3898	295	29	with	with	ADP
bmra-3898	295	30	or	or	CCONJ
bmra-3898	295	31	dispute	dispute	VERB
bmra-3898	295	32	a	a	DET
bmra-3898	295	33	statement	statement	NOUN
bmra-3898	295	34	(	(	PUNCT
bmra-3898	295	35	sullivan	sullivan	PROPN
bmra-3898	295	36	&	&	CCONJ
bmra-3898	295	37	artino	artino	PROPN
bmra-3898	295	38	,	,	PUNCT
bmra-3898	295	39	2013	2013	NUM
bmra-3898	295	40	)	)	PUNCT
bmra-3898	295	41	.	.	PUNCT
bmra-3898	296	1	the	the	DET
bmra-3898	296	2	experts	expert	NOUN
bmra-3898	296	3	rated	rate	VERB
bmra-3898	296	4	both	both	DET
bmra-3898	296	5	their	their	PRON
bmra-3898	296	6	opinions	opinion	NOUN
bmra-3898	296	7	as	as	ADP
bmra-3898	296	8	to	to	ADP
bmra-3898	296	9	the	the	DET
bmra-3898	296	10	desirability	desirability	NOUN
bmra-3898	296	11	and	and	CCONJ
bmra-3898	296	12	the	the	DET
bmra-3898	296	13	feasibility	feasibility	NOUN
bmra-3898	296	14	of	of	ADP
bmra-3898	296	15	each	each	DET
bmra-3898	296	16	approach	approach	NOUN
bmra-3898	296	17	using	use	VERB
bmra-3898	296	18	an	an	DET
bmra-3898	296	19	ordinal	ordinal	ADJ
bmra-3898	296	20	likert	likert	ADJ
bmra-3898	296	21	-	-	PUNCT
bmra-3898	296	22	type	type	NOUN
bmra-3898	296	23	scale	scale	NOUN
bmra-3898	296	24	where	where	SCONJ
bmra-3898	296	25	1	1	NUM
bmra-3898	296	26	signified	signify	VERB
bmra-3898	296	27	“	"	PUNCT
bmra-3898	296	28	very	very	ADV
bmra-3898	296	29	undesirable	undesirable	ADJ
bmra-3898	296	30	”	"	PUNCT
bmra-3898	296	31	or	or	CCONJ
bmra-3898	296	32	“	"	PUNCT
bmra-3898	296	33	very	very	ADV
bmra-3898	296	34	unfeasible	unfeasible	ADJ
bmra-3898	296	35	,	,	PUNCT
bmra-3898	296	36	”	"	PUNCT
bmra-3898	296	37	and	and	CCONJ
bmra-3898	296	38	a	a	DET
bmra-3898	296	39	5	5	NUM
bmra-3898	296	40	signified	signified	ADJ
bmra-3898	296	41	“	"	PUNCT
bmra-3898	296	42	very	very	ADV
bmra-3898	296	43	desirable	desirable	ADJ
bmra-3898	296	44	”	"	PUNCT
bmra-3898	296	45	or	or	CCONJ
bmra-3898	296	46	“	"	PUNCT
bmra-3898	296	47	very	very	ADV
bmra-3898	296	48	feasible	feasible	ADJ
bmra-3898	296	49	.	.	PUNCT
bmra-3898	296	50	”	"	PUNCT
bmra-3898	297	1	participants	participant	NOUN
bmra-3898	297	2	rating	rate	VERB
bmra-3898	297	3	an	an	DET
bmra-3898	297	4	approach	approach	NOUN
bmra-3898	297	5	with	with	ADP
bmra-3898	297	6	a	a	DET
bmra-3898	297	7	3	3	NUM
bmra-3898	297	8	(	(	PUNCT
bmra-3898	297	9	neutral	neutral	ADJ
bmra-3898	297	10	)	)	PUNCT
bmra-3898	297	11	or	or	CCONJ
bmra-3898	297	12	lower	low	ADJ
bmra-3898	297	13	were	be	AUX
bmra-3898	297	14	asked	ask	VERB
bmra-3898	297	15	to	to	PART
bmra-3898	297	16	justify	justify	VERB
bmra-3898	297	17	or	or	CCONJ
bmra-3898	297	18	explain	explain	VERB
bmra-3898	297	19	their	their	PRON
bmra-3898	297	20	ratings	rating	NOUN
bmra-3898	297	21	.	.	PUNCT
bmra-3898	298	1	a	a	DET
bmra-3898	298	2	consensus	consensus	NOUN
bmra-3898	298	3	in	in	ADP
bmra-3898	298	4	delphi	delphi	NOUN
bmra-3898	298	5	studies	study	NOUN
bmra-3898	298	6	is	be	AUX
bmra-3898	298	7	not	not	PART
bmra-3898	298	8	an	an	DET
bmra-3898	298	9	exact	exact	ADJ
bmra-3898	298	10	science	science	NOUN
bmra-3898	298	11	.	.	PUNCT
bmra-3898	299	1	for	for	ADP
bmra-3898	299	2	example	example	NOUN
bmra-3898	299	3	,	,	PUNCT
bmra-3898	299	4	scholars	scholar	NOUN
bmra-3898	299	5	have	have	AUX
bmra-3898	299	6	defined	define	VERB
bmra-3898	299	7	consensus	consensus	NOUN
bmra-3898	299	8	as	as	ADP
bmra-3898	299	9	a	a	DET
bmra-3898	299	10	level	level	NOUN
bmra-3898	299	11	of	of	ADP
bmra-3898	299	12	agreement	agreement	NOUN
bmra-3898	299	13	of	of	ADP
bmra-3898	299	14	51	51	NUM
bmra-3898	299	15	%	%	NOUN
bmra-3898	299	16	(	(	PUNCT
bmra-3898	299	17	loughlin	loughlin	PROPN
bmra-3898	299	18	&	&	CCONJ
bmra-3898	299	19	moore	moore	PROPN
bmra-3898	299	20	,	,	PUNCT
bmra-3898	299	21	1979	1979	NUM
bmra-3898	299	22	)	)	PUNCT
bmra-3898	299	23	,	,	PUNCT
bmra-3898	299	24	70	70	NUM
bmra-3898	299	25	%	%	NOUN
bmra-3898	299	26	(	(	PUNCT
bmra-3898	299	27	sumsion	sumsion	NOUN
bmra-3898	299	28	,	,	PUNCT
bmra-3898	299	29	1998	1998	NUM
bmra-3898	299	30	)	)	PUNCT
bmra-3898	299	31	,	,	PUNCT
bmra-3898	299	32	and	and	CCONJ
bmra-3898	299	33	80	80	NUM
bmra-3898	299	34	%	%	NOUN
bmra-3898	299	35	(	(	PUNCT
bmra-3898	299	36	green	green	PROPN
bmra-3898	299	37	et	et	PROPN
bmra-3898	299	38	al	al	PROPN
bmra-3898	299	39	.	.	PROPN
bmra-3898	299	40	,	,	PUNCT
bmra-3898	299	41	1999	1999	NUM
bmra-3898	299	42	)	)	PUNCT
bmra-3898	299	43	.	.	PUNCT
bmra-3898	300	1	this	this	DET
bmra-3898	300	2	modified	modify	VERB
bmra-3898	300	3	delphi	delphi	NOUN
bmra-3898	300	4	project	project	NOUN
bmra-3898	300	5	defined	define	VERB
bmra-3898	300	6	consensus	consensus	NOUN
bmra-3898	300	7	as	as	ADP
bmra-3898	300	8	70	70	NUM
bmra-3898	300	9	%	%	NOUN
bmra-3898	300	10	according	accord	VERB
bmra-3898	300	11	to	to	ADP
bmra-3898	300	12	sumsion	sumsion	NOUN
bmra-3898	300	13	(	(	PUNCT
bmra-3898	300	14	1998	1998	NUM
bmra-3898	300	15	)	)	PUNCT
bmra-3898	300	16	because	because	SCONJ
bmra-3898	300	17	it	it	PRON
bmra-3898	300	18	was	be	AUX
bmra-3898	300	19	in	in	ADP
bmra-3898	300	20	the	the	DET
bmra-3898	300	21	middle	middle	ADJ
bmra-3898	300	22	range	range	NOUN
bmra-3898	300	23	of	of	ADP
bmra-3898	300	24	the	the	DET
bmra-3898	300	25	scale	scale	NOUN
bmra-3898	300	26	suggested	suggest	VERB
bmra-3898	300	27	by	by	ADP
bmra-3898	300	28	other	other	ADJ
bmra-3898	300	29	scholars	scholar	NOUN
bmra-3898	300	30	.	.	PUNCT
bmra-3898	301	1	however	however	ADV
bmra-3898	301	2	,	,	PUNCT
bmra-3898	301	3	there	there	PRON
bmra-3898	301	4	were	be	VERB
bmra-3898	301	5	13	13	NUM
bmra-3898	301	6	participants	participant	NOUN
bmra-3898	301	7	;	;	PUNCT
bmra-3898	301	8	the	the	DET
bmra-3898	301	9	next	next	ADJ
bmra-3898	301	10	whole	whole	ADJ
bmra-3898	301	11	number	number	NOUN
bmra-3898	301	12	was	be	AUX
bmra-3898	301	13	10	10	NUM
bmra-3898	301	14	participants	participant	NOUN
bmra-3898	301	15	,	,	PUNCT
bmra-3898	301	16	or	or	CCONJ
bmra-3898	301	17	76.9	76.9	NUM
bmra-3898	301	18	%	%	NOUN
bmra-3898	301	19	,	,	PUNCT
bmra-3898	301	20	so	so	CCONJ
bmra-3898	301	21	an	an	DET
bmra-3898	301	22	approach	approach	NOUN
bmra-3898	301	23	with	with	ADP
bmra-3898	301	24	either	either	CCONJ
bmra-3898	301	25	a	a	DET
bmra-3898	301	26	4	4	NUM
bmra-3898	301	27	or	or	CCONJ
bmra-3898	301	28	a	a	DET
bmra-3898	301	29	5	5	NUM
bmra-3898	301	30	for	for	ADP
bmra-3898	301	31	both	both	DET
bmra-3898	301	32	desirability	desirability	NOUN
bmra-3898	301	33	and	and	CCONJ
bmra-3898	301	34	feasibility	feasibility	NOUN
bmra-3898	301	35	was	be	AUX
bmra-3898	301	36	deemed	deem	VERB
bmra-3898	301	37	a	a	DET
bmra-3898	301	38	consensus	consensus	NOUN
bmra-3898	301	39	.	.	PUNCT
bmra-3898	302	1	the	the	DET
bmra-3898	302	2	approaches	approach	NOUN
bmra-3898	302	3	that	that	PRON
bmra-3898	302	4	met	meet	VERB
bmra-3898	302	5	the	the	DET
bmra-3898	302	6	consensus	consensus	NOUN
bmra-3898	302	7	criteria	criterion	NOUN
bmra-3898	302	8	were	be	AUX
bmra-3898	302	9	used	use	VERB
bmra-3898	302	10	to	to	PART
bmra-3898	302	11	generate	generate	VERB
bmra-3898	302	12	the	the	DET
bmra-3898	302	13	data	datum	NOUN
bmra-3898	302	14	collection	collection	NOUN
bmra-3898	302	15	tool	tool	NOUN
bmra-3898	302	16	for	for	ADP
bmra-3898	302	17	round	round	NOUN
bmra-3898	302	18	3	3	NUM
bmra-3898	302	19	.	.	PUNCT
bmra-3898	303	1	only	only	ADV
bmra-3898	303	2	13	13	NUM
bmra-3898	303	3	participants	participant	NOUN
bmra-3898	303	4	had	have	AUX
bmra-3898	303	5	completed	complete	VERB
bmra-3898	303	6	round	round	ADP
bmra-3898	303	7	2	2	NUM
bmra-3898	303	8	of	of	ADP
bmra-3898	303	9	data	datum	NOUN
bmra-3898	303	10	collection	collection	NOUN
bmra-3898	303	11	by	by	ADP
bmra-3898	303	12	october	october	PROPN
bmra-3898	303	13	13	13	NUM
bmra-3898	303	14	despite	despite	SCONJ
bmra-3898	303	15	an	an	DET
bmra-3898	303	16	email	email	NOUN
bmra-3898	303	17	reminder	reminder	NOUN
bmra-3898	303	18	sent	send	VERB
bmra-3898	303	19	on	on	ADP
bmra-3898	303	20	october	october	PROPN
bmra-3898	303	21	12	12	NUM
bmra-3898	303	22	.	.	PUNCT
bmra-3898	304	1	the	the	DET
bmra-3898	304	2	survey	survey	NOUN
bmra-3898	304	3	asked	ask	VERB
bmra-3898	304	4	participants	participant	NOUN
bmra-3898	304	5	to	to	PART
bmra-3898	304	6	rate	rate	VERB
bmra-3898	304	7	33	33	NUM
bmra-3898	304	8	approaches	approach	NOUN
bmra-3898	304	9	for	for	ADP
bmra-3898	304	10	both	both	DET
bmra-3898	304	11	desirability	desirability	NOUN
bmra-3898	304	12	and	and	CCONJ
bmra-3898	304	13	feasibility	feasibility	NOUN
bmra-3898	304	14	and	and	CCONJ
bmra-3898	304	15	took	take	VERB
bmra-3898	304	16	an	an	DET
bmra-3898	304	17	average	average	NOUN
bmra-3898	304	18	of	of	ADP
bmra-3898	304	19	17	17	NUM
bmra-3898	304	20	minutes	minute	NOUN
bmra-3898	304	21	to	to	PART
bmra-3898	304	22	complete	complete	VERB
bmra-3898	304	23	.	.	PUNCT
bmra-3898	305	1	table	table	NOUN
bmra-3898	305	2	3	3	NUM
bmra-3898	305	3	summarizes	summarize	VERB
bmra-3898	305	4	the	the	DET
bmra-3898	305	5	results	result	NOUN
bmra-3898	305	6	for	for	ADP
bmra-3898	305	7	desirability	desirability	NOUN
bmra-3898	305	8	and	and	CCONJ
bmra-3898	305	9	feasibility	feasibility	NOUN
bmra-3898	305	10	for	for	ADP
bmra-3898	305	11	all	all	DET
bmra-3898	305	12	33	33	NUM
bmra-3898	305	13	approaches	approach	NOUN
bmra-3898	305	14	in	in	ADP
bmra-3898	305	15	the	the	DET
bmra-3898	305	16	order	order	NOUN
bmra-3898	305	17	they	they	PRON
bmra-3898	305	18	were	be	AUX
bmra-3898	305	19	presented	present	VERB
bmra-3898	305	20	to	to	ADP
bmra-3898	305	21	the	the	DET
bmra-3898	305	22	participants	participant	NOUN
bmra-3898	305	23	.	.	PUNCT
bmra-3898	306	1	table	table	NOUN
bmra-3898	306	2	3	3	NUM
bmra-3898	306	3	round	round	NOUN
bmra-3898	306	4	2	2	NUM
bmra-3898	306	5	results	result	NOUN
bmra-3898	306	6	approach	approach	VERB
bmra-3898	306	7	participants	participant	NOUN
bmra-3898	306	8	rating	rate	VERB
bmra-3898	306	9	4	4	NUM
bmra-3898	306	10	or	or	CCONJ
bmra-3898	306	11	5	5	NUM
bmra-3898	306	12	for	for	ADP
bmra-3898	306	13	desirability	desirability	NOUN
bmra-3898	306	14	participants	participant	NOUN
bmra-3898	306	15	rating	rate	VERB
bmra-3898	306	16	4	4	NUM
bmra-3898	306	17	or	or	CCONJ
bmra-3898	306	18	5	5	NUM
bmra-3898	306	19	for	for	ADP
bmra-3898	306	20	feasibility	feasibility	NOUN
bmra-3898	306	21	participants	participant	NOUN
bmra-3898	306	22	rating	rate	VERB
bmra-3898	306	23	4	4	NUM
bmra-3898	306	24	or	or	CCONJ
bmra-3898	306	25	5	5	NUM
bmra-3898	306	26	for	for	ADP
bmra-3898	306	27	both	both	DET
bmra-3898	306	28	1	1	NUM
bmra-3898	306	29	.	.	X
bmra-3898	306	30	leverage	leverage	VERB
bmra-3898	306	31	existing	exist	VERB
bmra-3898	306	32	ecosystems	ecosystem	NOUN
bmra-3898	306	33	to	to	PART
bmra-3898	306	34	share	share	VERB
bmra-3898	306	35	,	,	PUNCT
bmra-3898	306	36	manage	manage	VERB
bmra-3898	306	37	,	,	PUNCT
bmra-3898	306	38	and	and	CCONJ
bmra-3898	306	39	reduce	reduce	VERB
bmra-3898	306	40	infrastructure	infrastructure	NOUN
bmra-3898	306	41	costs	cost	NOUN
bmra-3898	306	42	to	to	PART
bmra-3898	306	43	overcome	overcome	VERB
bmra-3898	306	44	integration	integration	NOUN
bmra-3898	306	45	,	,	PUNCT
bmra-3898	306	46	and	and	CCONJ
bmra-3898	306	47	cost	cost	NOUN
bmra-3898	306	48	barriers	barrier	NOUN
bmra-3898	306	49	.	.	PUNCT
bmra-3898	307	1	100	100	NUM
bmra-3898	307	2	%	%	NOUN
bmra-3898	307	3	84.6	84.6	NUM
bmra-3898	307	4	%	%	NOUN
bmra-3898	307	5	84.6	84.6	NUM
bmra-3898	307	6	%	%	NOUN
bmra-3898	307	7	2	2	NUM
bmra-3898	307	8	.	.	NOUN
bmra-3898	307	9	adopt	adopt	NOUN
bmra-3898	307	10	permissioned	permissione	VERB
bmra-3898	307	11	consortium	consortium	NOUN
bmra-3898	307	12	blockchain	blockchain	NOUN
bmra-3898	307	13	for	for	ADP
bmra-3898	307	14	trade	trade	NOUN
bmra-3898	307	15	finance	finance	NOUN
bmra-3898	307	16	because	because	SCONJ
bmra-3898	307	17	all	all	DET
bmra-3898	307	18	members	member	NOUN
bmra-3898	307	19	of	of	ADP
bmra-3898	307	20	the	the	DET
bmra-3898	307	21	consortium	consortium	NOUN
bmra-3898	307	22	will	will	AUX
bmra-3898	307	23	be	be	AUX
bmra-3898	307	24	using	use	VERB
bmra-3898	307	25	the	the	DET
bmra-3898	307	26	same	same	ADJ
bmra-3898	307	27	platform	platform	NOUN
bmra-3898	307	28	.	.	PUNCT
bmra-3898	308	1	permissioned	permissione	VERB
bmra-3898	308	2	consortium	consortium	NOUN
bmra-3898	308	3	will	will	AUX
bmra-3898	308	4	also	also	ADV
bmra-3898	308	5	address	address	VERB
bmra-3898	308	6	privacy	privacy	NOUN
bmra-3898	308	7	,	,	PUNCT
bmra-3898	308	8	security	security	NOUN
bmra-3898	308	9	,	,	PUNCT
bmra-3898	308	10	transaction	transaction	NOUN
bmra-3898	308	11	speed	speed	NOUN
bmra-3898	308	12	,	,	PUNCT
bmra-3898	308	13	and	and	CCONJ
bmra-3898	308	14	scalability	scalability	NOUN
bmra-3898	308	15	issues	issue	NOUN
bmra-3898	308	16	associated	associate	VERB
bmra-3898	308	17	with	with	ADP
bmra-3898	308	18	permissionless	permissionless	NOUN
bmra-3898	308	19	blockchains	blockchain	NOUN
bmra-3898	308	20	.	.	PUNCT
bmra-3898	309	1	84.6	84.6	NUM
bmra-3898	309	2	%	%	NOUN
bmra-3898	309	3	84.6	84.6	NUM
bmra-3898	309	4	%	%	NOUN
bmra-3898	309	5	84.6	84.6	NUM
bmra-3898	309	6	%	%	NOUN
bmra-3898	309	7	3	3	NUM
bmra-3898	309	8	.	.	PUNCT
bmra-3898	309	9	use	use	VERB
bmra-3898	309	10	other	other	ADJ
bmra-3898	309	11	consensus	consensus	NOUN
bmra-3898	309	12	mechanisms	mechanism	NOUN
bmra-3898	309	13	to	to	PART
bmra-3898	309	14	verify	verify	VERB
bmra-3898	309	15	transactions	transaction	NOUN
bmra-3898	309	16	besides	besides	SCONJ
bmra-3898	309	17	proof	proof	NOUN
bmra-3898	309	18	-	-	PUNCT
bmra-3898	309	19	of	of	ADP
bmra-3898	309	20	-	-	PUNCT
bmra-3898	309	21	work	work	NOUN
bmra-3898	309	22	like	like	ADP
bmra-3898	309	23	proofof	proofof	NOUN
bmra-3898	309	24	-	-	PUNCT
bmra-3898	309	25	stake	stake	NOUN
bmra-3898	309	26	,	,	PUNCT
bmra-3898	309	27	proof	proof	NOUN
bmra-3898	309	28	-	-	PUNCT
bmra-3898	309	29	of	of	ADP
bmra-3898	309	30	-	-	PUNCT
bmra-3898	309	31	retrievability	retrievability	NOUN
bmra-3898	309	32	,	,	PUNCT
bmra-3898	309	33	proof	proof	NOUN
bmra-3898	309	34	-	-	PUNCT
bmra-3898	309	35	of	of	ADP
bmra-3898	309	36	-	-	PUNCT
bmra-3898	309	37	burn	burn	NOUN
bmra-3898	309	38	,	,	PUNCT
bmra-3898	309	39	proof	proof	NOUN
bmra-3898	309	40	-	-	PUNCT
bmra-3898	309	41	of	of	ADP
bmra-3898	309	42	-	-	PUNCT
bmra-3898	309	43	capacity	capacity	NOUN
bmra-3898	309	44	,	,	PUNCT
bmra-3898	309	45	proof	proof	NOUN
bmra-3898	309	46	-	-	PUNCT
bmra-3898	309	47	of	of	ADP
bmra-3898	309	48	-	-	PUNCT
bmra-3898	309	49	activity	activity	NOUN
bmra-3898	309	50	,	,	PUNCT
bmra-3898	309	51	proof	proof	NOUN
bmra-3898	309	52	-	-	PUNCT
bmra-3898	309	53	ofimportance	ofimportance	ADJ
bmra-3898	309	54	,	,	PUNCT
bmra-3898	309	55	proof	proof	NOUN
bmra-3898	309	56	-	-	PUNCT
bmra-3898	309	57	of	of	ADP
bmra-3898	309	58	-	-	PUNCT
bmra-3898	309	59	elapsed	elapse	VERB
bmra-3898	309	60	time	time	NOUN
bmra-3898	309	61	,	,	PUNCT
bmra-3898	309	62	proof	proof	NOUN
bmra-3898	309	63	-	-	PUNCT
bmra-3898	309	64	of92.3	of92.3	NUM
bmra-3898	309	65	%	%	NOUN
bmra-3898	309	66	92.3	92.3	NUM
bmra-3898	309	67	%	%	NOUN
bmra-3898	309	68	92.3	92.3	NUM
bmra-3898	309	69	%	%	NOUN
bmra-3898	309	70	53	53	NUM
bmra-3898	309	71	business	business	NOUN
bmra-3898	309	72	management	management	NOUN
bmra-3898	309	73	research	research	PROPN
bmra-3898	309	74	&	&	CCONJ
bmra-3898	309	75	applications	application	NOUN
bmra-3898	309	76	:	:	PUNCT
bmra-3898	309	77	a	a	DET
bmra-3898	309	78	cross	cross	ADJ
bmra-3898	309	79	-	-	ADJ
bmra-3898	309	80	disciplinary	disciplinary	ADJ
bmra-3898	309	81	journal	journal	NOUN
bmra-3898	309	82	ownership	ownership	NOUN
bmra-3898	309	83	,	,	PUNCT
bmra-3898	309	84	proof	proof	NOUN
bmra-3898	309	85	-	-	PUNCT
bmra-3898	309	86	of	of	ADP
bmra-3898	309	87	-	-	PUNCT
bmra-3898	309	88	state	state	NOUN
bmra-3898	309	89	,	,	PUNCT
bmra-3898	309	90	and	and	CCONJ
bmra-3898	309	91	proof	proof	NOUN
bmra-3898	309	92	-	-	PUNCT
bmra-3898	309	93	of	of	ADP
bmra-3898	309	94	-	-	PUNCT
bmra-3898	309	95	history	history	NOUN
bmra-3898	309	96	.	.	PUNCT
bmra-3898	310	1	4	4	X
bmra-3898	310	2	.	.	X
bmra-3898	310	3	invest	invest	VERB
bmra-3898	310	4	in	in	ADP
bmra-3898	310	5	infrastructure	infrastructure	NOUN
bmra-3898	310	6	and	and	CCONJ
bmra-3898	310	7	people	people	NOUN
bmra-3898	310	8	that	that	PRON
bmra-3898	310	9	can	can	AUX
bmra-3898	310	10	support	support	VERB
bmra-3898	310	11	technological	technological	ADJ
bmra-3898	310	12	advancement	advancement	NOUN
bmra-3898	310	13	through	through	ADP
bmra-3898	310	14	access	access	NOUN
bmra-3898	310	15	and	and	CCONJ
bmra-3898	310	16	application	application	NOUN
bmra-3898	310	17	of	of	ADP
bmra-3898	310	18	knowledge	knowledge	NOUN
bmra-3898	310	19	100	100	NUM
bmra-3898	310	20	%	%	NOUN
bmra-3898	310	21	92.3	92.3	NUM
bmra-3898	310	22	%	%	NOUN
bmra-3898	310	23	92.3	92.3	NUM
bmra-3898	310	24	%	%	NOUN
bmra-3898	310	25	5	5	NUM
bmra-3898	310	26	.	.	X
bmra-3898	310	27	collaborate	collaborate	VERB
bmra-3898	310	28	across	across	ADP
bmra-3898	310	29	functional	functional	ADJ
bmra-3898	310	30	teams	team	NOUN
bmra-3898	310	31	to	to	PART
bmra-3898	310	32	utilize	utilize	VERB
bmra-3898	310	33	the	the	DET
bmra-3898	310	34	scarce	scarce	ADJ
bmra-3898	310	35	skills	skill	NOUN
bmra-3898	310	36	in	in	ADP
bmra-3898	310	37	blockchain	blockchain	PROPN
bmra-3898	310	38	technology	technology	PROPN
bmra-3898	310	39	innovation	innovation	NOUN
bmra-3898	310	40	by	by	ADP
bmra-3898	310	41	identifying	identify	VERB
bmra-3898	310	42	where	where	SCONJ
bmra-3898	310	43	those	those	DET
bmra-3898	310	44	skills	skill	NOUN
bmra-3898	310	45	are	be	AUX
bmra-3898	310	46	concentrated	concentrate	VERB
bmra-3898	310	47	within	within	ADP
bmra-3898	310	48	the	the	DET
bmra-3898	310	49	firm	firm	NOUN
bmra-3898	310	50	through	through	ADP
bmra-3898	310	51	hr	hr	NOUN
bmra-3898	310	52	.	.	PROPN
bmra-3898	311	1	92.3	92.3	NUM
bmra-3898	311	2	%	%	NOUN
bmra-3898	311	3	76.9	76.9	NUM
bmra-3898	311	4	%	%	NOUN
bmra-3898	311	5	76.9	76.9	NUM
bmra-3898	311	6	%	%	NOUN
bmra-3898	311	7	6	6	NUM
bmra-3898	311	8	.	.	PUNCT
bmra-3898	312	1	blockchain	blockchain	PROPN
bmra-3898	312	2	is	be	AUX
bmra-3898	312	3	complex	complex	ADJ
bmra-3898	312	4	and	and	CCONJ
bmra-3898	312	5	mission	mission	NOUN
bmra-3898	312	6	critical	critical	ADJ
bmra-3898	312	7	,	,	PUNCT
bmra-3898	312	8	therefore	therefore	ADV
bmra-3898	312	9	,	,	PUNCT
bmra-3898	312	10	developers	developer	NOUN
bmra-3898	312	11	must	must	AUX
bmra-3898	312	12	work	work	VERB
bmra-3898	312	13	with	with	ADP
bmra-3898	312	14	minimum	minimum	ADJ
bmra-3898	312	15	distractions	distraction	NOUN
bmra-3898	312	16	.	.	PUNCT
bmra-3898	313	1	to	to	PART
bmra-3898	313	2	improve	improve	VERB
bmra-3898	313	3	implementation	implementation	NOUN
bmra-3898	313	4	of	of	ADP
bmra-3898	313	5	blockchain	blockchain	PROPN
bmra-3898	313	6	innovations	innovation	NOUN
bmra-3898	313	7	,	,	PUNCT
bmra-3898	313	8	developers	developer	NOUN
bmra-3898	313	9	must	must	AUX
bmra-3898	313	10	focus	focus	VERB
bmra-3898	313	11	on	on	ADP
bmra-3898	313	12	the	the	DET
bmra-3898	313	13	task	task	NOUN
bmra-3898	313	14	at	at	ADP
bmra-3898	313	15	hand	hand	NOUN
bmra-3898	313	16	without	without	ADP
bmra-3898	313	17	the	the	DET
bmra-3898	313	18	added	add	VERB
bmra-3898	313	19	pressure	pressure	NOUN
bmra-3898	313	20	of	of	ADP
bmra-3898	313	21	being	be	AUX
bmra-3898	313	22	expected	expect	VERB
bmra-3898	313	23	to	to	PART
bmra-3898	313	24	work	work	VERB
bmra-3898	313	25	with	with	ADP
bmra-3898	313	26	people	people	NOUN
bmra-3898	313	27	across	across	ADP
bmra-3898	313	28	multiple	multiple	ADJ
bmra-3898	313	29	teams	team	NOUN
bmra-3898	313	30	.	.	PUNCT
bmra-3898	314	1	53.8	53.8	NUM
bmra-3898	314	2	%	%	NOUN
bmra-3898	314	3	15.4	15.4	NUM
bmra-3898	314	4	%	%	NOUN
bmra-3898	314	5	15.4	15.4	NUM
bmra-3898	314	6	%	%	NOUN
bmra-3898	314	7	7	7	NUM
bmra-3898	314	8	.	.	X
bmra-3898	314	9	collaborate	collaborate	VERB
bmra-3898	314	10	across	across	ADP
bmra-3898	314	11	organizations	organization	NOUN
bmra-3898	314	12	to	to	PART
bmra-3898	314	13	form	form	VERB
bmra-3898	314	14	consortiums	consortium	NOUN
bmra-3898	314	15	and	and	CCONJ
bmra-3898	314	16	benefit	benefit	VERB
bmra-3898	314	17	from	from	ADP
bmra-3898	314	18	the	the	DET
bmra-3898	314	19	resources	resource	NOUN
bmra-3898	314	20	held	hold	VERB
bmra-3898	314	21	at	at	ADP
bmra-3898	314	22	the	the	DET
bmra-3898	314	23	consortium	consortium	NOUN
bmra-3898	314	24	level	level	NOUN
bmra-3898	314	25	like	like	ADP
bmra-3898	314	26	skills	skill	NOUN
bmra-3898	314	27	.	.	PUNCT
bmra-3898	315	1	92.3	92.3	NUM
bmra-3898	315	2	%	%	NOUN
bmra-3898	315	3	53.8	53.8	NUM
bmra-3898	315	4	%	%	NOUN
bmra-3898	315	5	53.8	53.8	NUM
bmra-3898	315	6	%	%	NOUN
bmra-3898	315	7	8	8	NUM
bmra-3898	315	8	.	.	PUNCT
bmra-3898	315	9	hold	hold	VERB
bmra-3898	315	10	financial	financial	ADJ
bmra-3898	315	11	resources	resource	NOUN
bmra-3898	315	12	at	at	ADP
bmra-3898	315	13	the	the	DET
bmra-3898	315	14	collaboration	collaboration	NOUN
bmra-3898	315	15	level	level	NOUN
bmra-3898	315	16	because	because	SCONJ
bmra-3898	315	17	they	they	PRON
bmra-3898	315	18	positively	positively	ADV
bmra-3898	315	19	impact	impact	VERB
bmra-3898	315	20	innovation	innovation	NOUN
bmra-3898	315	21	compared	compare	VERB
bmra-3898	315	22	to	to	ADP
bmra-3898	315	23	a	a	DET
bmra-3898	315	24	firm	firm	NOUN
bmra-3898	315	25	’s	’s	PART
bmra-3898	315	26	internal	internal	ADJ
bmra-3898	315	27	financial	financial	ADJ
bmra-3898	315	28	resources	resource	NOUN
bmra-3898	315	29	.	.	PUNCT
bmra-3898	316	1	61.5	61.5	NUM
bmra-3898	316	2	%	%	NOUN
bmra-3898	316	3	46.2	46.2	NUM
bmra-3898	316	4	%	%	NOUN
bmra-3898	316	5	46.2	46.2	NUM
bmra-3898	316	6	%	%	NOUN
bmra-3898	316	7	9	9	NUM
bmra-3898	316	8	.	.	X
bmra-3898	316	9	collaborate	collaborate	VERB
bmra-3898	316	10	with	with	ADP
bmra-3898	316	11	other	other	ADJ
bmra-3898	316	12	partners	partner	NOUN
bmra-3898	316	13	to	to	PART
bmra-3898	316	14	pool	pool	VERB
bmra-3898	316	15	resources	resource	NOUN
bmra-3898	316	16	together	together	ADV
bmra-3898	316	17	to	to	PART
bmra-3898	316	18	seize	seize	VERB
bmra-3898	316	19	the	the	DET
bmra-3898	316	20	blockchain	blockchain	PROPN
bmra-3898	316	21	technological	technological	ADJ
bmra-3898	316	22	innovation	innovation	NOUN
bmra-3898	316	23	opportunity	opportunity	NOUN
bmra-3898	316	24	in	in	ADP
bmra-3898	316	25	time	time	NOUN
bmra-3898	316	26	.	.	PUNCT
bmra-3898	317	1	100	100	NUM
bmra-3898	317	2	%	%	NOUN
bmra-3898	317	3	61.5	61.5	NUM
bmra-3898	317	4	%	%	NOUN
bmra-3898	317	5	61.5	61.5	NUM
bmra-3898	317	6	%	%	NOUN
bmra-3898	317	7	10	10	NUM
bmra-3898	317	8	.	.	PUNCT
bmra-3898	318	1	firms	firm	NOUN
bmra-3898	318	2	must	must	AUX
bmra-3898	318	3	have	have	AUX
bmra-3898	318	4	slack	slack	VERB
bmra-3898	318	5	human	human	ADJ
bmra-3898	318	6	resources	resource	NOUN
bmra-3898	318	7	to	to	PART
bmra-3898	318	8	participate	participate	VERB
bmra-3898	318	9	in	in	ADP
bmra-3898	318	10	a	a	DET
bmra-3898	318	11	collaborative	collaborative	ADJ
bmra-3898	318	12	platform	platform	NOUN
bmra-3898	318	13	that	that	PRON
bmra-3898	318	14	encourages	encourage	VERB
bmra-3898	318	15	sharing	sharing	NOUN
bmra-3898	318	16	of	of	ADP
bmra-3898	318	17	ideas	idea	NOUN
bmra-3898	318	18	and	and	CCONJ
bmra-3898	318	19	process	process	NOUN
bmra-3898	318	20	improvements	improvement	NOUN
bmra-3898	318	21	which	which	PRON
bmra-3898	318	22	is	be	AUX
bmra-3898	318	23	key	key	ADJ
bmra-3898	318	24	to	to	ADP
bmra-3898	318	25	blockchain	blockchain	PROPN
bmra-3898	318	26	.	.	PUNCT
bmra-3898	319	1	53.8	53.8	NUM
bmra-3898	319	2	%	%	NOUN
bmra-3898	319	3	38.5	38.5	NUM
bmra-3898	319	4	%	%	NOUN
bmra-3898	319	5	30.8	30.8	NUM
bmra-3898	319	6	%	%	NOUN
bmra-3898	319	7	11	11	NUM
bmra-3898	319	8	.	.	PUNCT
bmra-3898	319	9	create	create	VERB
bmra-3898	319	10	and	and	CCONJ
bmra-3898	319	11	invest	invest	VERB
bmra-3898	319	12	in	in	ADP
bmra-3898	319	13	innovation	innovation	NOUN
bmra-3898	319	14	labs	lab	NOUN
bmra-3898	319	15	to	to	PART
bmra-3898	319	16	test	test	VERB
bmra-3898	319	17	ideas	idea	NOUN
bmra-3898	319	18	before	before	ADP
bmra-3898	319	19	implementation	implementation	NOUN
bmra-3898	319	20	with	with	ADP
bmra-3898	319	21	the	the	DET
bmra-3898	319	22	involvement	involvement	NOUN
bmra-3898	319	23	of	of	ADP
bmra-3898	319	24	both	both	CCONJ
bmra-3898	319	25	internal	internal	ADJ
bmra-3898	319	26	and	and	CCONJ
bmra-3898	319	27	external	external	ADJ
bmra-3898	319	28	partners	partner	NOUN
bmra-3898	319	29	.	.	PUNCT
bmra-3898	320	1	100	100	NUM
bmra-3898	320	2	%	%	NOUN
bmra-3898	320	3	76.9	76.9	NUM
bmra-3898	320	4	%	%	NOUN
bmra-3898	320	5	76.9	76.9	NUM
bmra-3898	320	6	%	%	NOUN
bmra-3898	320	7	12	12	NUM
bmra-3898	320	8	.	.	PUNCT
bmra-3898	321	1	business	business	NOUN
bmra-3898	321	2	should	should	AUX
bmra-3898	321	3	participate	participate	VERB
bmra-3898	321	4	more	more	ADV
bmra-3898	321	5	than	than	ADP
bmra-3898	321	6	lab	lab	NOUN
bmra-3898	321	7	as	as	ADP
bmra-3898	321	8	project	project	NOUN
bmra-3898	321	9	moves	move	NOUN
bmra-3898	321	10	towards	towards	ADP
bmra-3898	321	11	implementation	implementation	NOUN
bmra-3898	321	12	because	because	SCONJ
bmra-3898	321	13	business	business	NOUN
bmra-3898	321	14	owns	own	VERB
bmra-3898	321	15	and	and	CCONJ
bmra-3898	321	16	operationalizes	operationalize	VERB
bmra-3898	321	17	any	any	DET
bmra-3898	321	18	innovation	innovation	NOUN
bmra-3898	321	19	.	.	PUNCT
bmra-3898	322	1	76.9	76.9	NUM
bmra-3898	322	2	%	%	NOUN
bmra-3898	322	3	53.8	53.8	NUM
bmra-3898	322	4	%	%	NOUN
bmra-3898	322	5	53.8	53.8	NUM
bmra-3898	322	6	%	%	NOUN
bmra-3898	322	7	54	54	NUM
bmra-3898	322	8	january	january	PROPN
bmra-3898	322	9	2023	2023	NUM
bmra-3898	322	10	|	|	NOUN
bmra-3898	322	11	volume	volume	NOUN
bmra-3898	322	12	2	2	NUM
bmra-3898	322	13	,	,	PUNCT
bmra-3898	322	14	number	number	NOUN
bmra-3898	322	15	1	1	NUM
bmra-3898	322	16	13	13	NUM
bmra-3898	322	17	.	.	PUNCT
bmra-3898	323	1	blockchain	blockchain	PROPN
bmra-3898	323	2	is	be	AUX
bmra-3898	323	3	decentralized	decentralize	VERB
bmra-3898	323	4	and	and	CCONJ
bmra-3898	323	5	distributed	distribute	VERB
bmra-3898	323	6	,	,	PUNCT
bmra-3898	323	7	therefore	therefore	ADV
bmra-3898	323	8	,	,	PUNCT
bmra-3898	323	9	business	business	NOUN
bmra-3898	323	10	rarely	rarely	ADV
bmra-3898	323	11	takes	take	VERB
bmra-3898	323	12	ownership	ownership	NOUN
bmra-3898	323	13	.	.	PUNCT
bmra-3898	324	1	lab	lab	NOUN
bmra-3898	324	2	should	should	AUX
bmra-3898	324	3	always	always	ADV
bmra-3898	324	4	be	be	AUX
bmra-3898	324	5	highly	highly	ADV
bmra-3898	324	6	active	active	ADJ
bmra-3898	324	7	as	as	SCONJ
bmra-3898	324	8	this	this	PRON
bmra-3898	324	9	is	be	AUX
bmra-3898	324	10	a	a	DET
bmra-3898	324	11	technology	technology	NOUN
bmra-3898	324	12	-	-	PUNCT
bmra-3898	324	13	based	base	VERB
bmra-3898	324	14	solution	solution	NOUN
bmra-3898	324	15	and	and	CCONJ
bmra-3898	324	16	business	business	NOUN
bmra-3898	324	17	should	should	AUX
bmra-3898	324	18	assume	assume	VERB
bmra-3898	324	19	an	an	DET
bmra-3898	324	20	active	active	ADJ
bmra-3898	324	21	role	role	NOUN
bmra-3898	324	22	in	in	ADP
bmra-3898	324	23	the	the	DET
bmra-3898	324	24	project	project	NOUN
bmra-3898	324	25	oversight	oversight	NOUN
bmra-3898	324	26	.	.	PUNCT
bmra-3898	325	1	53.8	53.8	NUM
bmra-3898	325	2	%	%	NOUN
bmra-3898	325	3	53.8	53.8	NUM
bmra-3898	325	4	%	%	NOUN
bmra-3898	325	5	53.8	53.8	NUM
bmra-3898	325	6	%	%	NOUN
bmra-3898	325	7	14	14	NUM
bmra-3898	325	8	.	.	PUNCT
bmra-3898	326	1	firms	firm	NOUN
bmra-3898	326	2	must	must	AUX
bmra-3898	326	3	have	have	AUX
bmra-3898	326	4	slack	slack	VERB
bmra-3898	326	5	financial	financial	ADJ
bmra-3898	326	6	resources	resource	NOUN
bmra-3898	326	7	to	to	PART
bmra-3898	326	8	innovate	innovate	VERB
bmra-3898	326	9	.	.	PUNCT
bmra-3898	327	1	46.2	46.2	NUM
bmra-3898	327	2	%	%	NOUN
bmra-3898	327	3	23.1	23.1	NUM
bmra-3898	327	4	%	%	NOUN
bmra-3898	327	5	15.4	15.4	NUM
bmra-3898	327	6	%	%	NOUN
bmra-3898	327	7	15	15	NUM
bmra-3898	327	8	.	.	PUNCT
bmra-3898	328	1	provide	provide	VERB
bmra-3898	328	2	resources	resource	NOUN
bmra-3898	328	3	to	to	PART
bmra-3898	328	4	r&d	r&d	VERB
bmra-3898	328	5	to	to	PART
bmra-3898	328	6	go	go	VERB
bmra-3898	328	7	towards	towards	ADP
bmra-3898	328	8	blockchain	blockchain	PROPN
bmra-3898	328	9	technology	technology	PROPN
bmra-3898	328	10	initiatives	initiative	NOUN
bmra-3898	328	11	.	.	PUNCT
bmra-3898	329	1	100	100	NUM
bmra-3898	329	2	%	%	NOUN
bmra-3898	329	3	76.9	76.9	NUM
bmra-3898	329	4	%	%	NOUN
bmra-3898	329	5	76.9	76.9	NUM
bmra-3898	329	6	%	%	NOUN
bmra-3898	329	7	16	16	NUM
bmra-3898	329	8	.	.	PUNCT
bmra-3898	330	1	leadership	leadership	NOUN
bmra-3898	330	2	support	support	NOUN
bmra-3898	330	3	and	and	CCONJ
bmra-3898	330	4	involvement	involvement	NOUN
bmra-3898	330	5	is	be	AUX
bmra-3898	330	6	a	a	DET
bmra-3898	330	7	key	key	ADJ
bmra-3898	330	8	determining	determine	VERB
bmra-3898	330	9	factor	factor	NOUN
bmra-3898	330	10	in	in	ADP
bmra-3898	330	11	the	the	DET
bmra-3898	330	12	successful	successful	ADJ
bmra-3898	330	13	implementation	implementation	NOUN
bmra-3898	330	14	of	of	ADP
bmra-3898	330	15	blockchain	blockchain	PROPN
bmra-3898	330	16	technological	technological	ADJ
bmra-3898	330	17	innovation	innovation	NOUN
bmra-3898	330	18	in	in	ADP
bmra-3898	330	19	the	the	DET
bmra-3898	330	20	firm	firm	NOUN
bmra-3898	330	21	.	.	PUNCT
bmra-3898	331	1	100	100	NUM
bmra-3898	331	2	%	%	NOUN
bmra-3898	331	3	69.2	69.2	NUM
bmra-3898	331	4	%	%	NOUN
bmra-3898	331	5	69.2	69.2	NUM
bmra-3898	331	6	%	%	NOUN
bmra-3898	331	7	17	17	NUM
bmra-3898	331	8	.	.	PUNCT
bmra-3898	332	1	the	the	DET
bmra-3898	332	2	leadership	leadership	NOUN
bmra-3898	332	3	of	of	ADP
bmra-3898	332	4	the	the	DET
bmra-3898	332	5	ceo	ceo	NOUN
bmra-3898	332	6	has	have	VERB
bmra-3898	332	7	a	a	DET
bmra-3898	332	8	direct	direct	ADJ
bmra-3898	332	9	influence	influence	NOUN
bmra-3898	332	10	on	on	ADP
bmra-3898	332	11	innovation	innovation	NOUN
bmra-3898	332	12	.	.	PUNCT
bmra-3898	333	1	76.9	76.9	NUM
bmra-3898	333	2	%	%	NOUN
bmra-3898	333	3	92.3	92.3	NUM
bmra-3898	333	4	%	%	NOUN
bmra-3898	333	5	76.9	76.9	NUM
bmra-3898	333	6	%	%	NOUN
bmra-3898	333	7	18	18	NUM
bmra-3898	333	8	.	.	PUNCT
bmra-3898	333	9	introduce	introduce	VERB
bmra-3898	333	10	formal	formal	ADJ
bmra-3898	333	11	training	training	NOUN
bmra-3898	333	12	for	for	ADP
bmra-3898	333	13	blockchain	blockchain	PROPN
bmra-3898	333	14	that	that	PRON
bmra-3898	333	15	is	be	AUX
bmra-3898	333	16	customized	customize	VERB
bmra-3898	333	17	to	to	PART
bmra-3898	333	18	close	close	VERB
bmra-3898	333	19	the	the	DET
bmra-3898	333	20	skills	skill	NOUN
bmra-3898	333	21	gap	gap	NOUN
bmra-3898	333	22	within	within	ADP
bmra-3898	333	23	the	the	DET
bmra-3898	333	24	firm	firm	NOUN
bmra-3898	333	25	.	.	PUNCT
bmra-3898	334	1	100	100	NUM
bmra-3898	334	2	%	%	NOUN
bmra-3898	334	3	84.6	84.6	NUM
bmra-3898	334	4	%	%	NOUN
bmra-3898	334	5	84.6	84.6	NUM
bmra-3898	334	6	%	%	NOUN
bmra-3898	334	7	19	19	NUM
bmra-3898	334	8	.	.	PUNCT
bmra-3898	334	9	financial	financial	ADJ
bmra-3898	334	10	resources	resource	NOUN
bmra-3898	334	11	reflect	reflect	VERB
bmra-3898	334	12	organizational	organizational	ADJ
bmra-3898	334	13	readiness	readiness	NOUN
bmra-3898	334	14	and	and	CCONJ
bmra-3898	334	15	are	be	AUX
bmra-3898	334	16	essential	essential	ADJ
bmra-3898	334	17	components	component	NOUN
bmra-3898	334	18	for	for	ADP
bmra-3898	334	19	successful	successful	ADJ
bmra-3898	334	20	implementation	implementation	NOUN
bmra-3898	334	21	of	of	ADP
bmra-3898	334	22	blockchain	blockchain	PROPN
bmra-3898	334	23	innovation	innovation	PROPN
bmra-3898	334	24	.	.	PUNCT
bmra-3898	335	1	100	100	NUM
bmra-3898	335	2	%	%	NOUN
bmra-3898	335	3	84.6	84.6	NUM
bmra-3898	335	4	%	%	NOUN
bmra-3898	335	5	84.6	84.6	NUM
bmra-3898	335	6	%	%	NOUN
bmra-3898	335	7	20	20	NUM
bmra-3898	335	8	.	.	PUNCT
bmra-3898	336	1	talented	talented	ADJ
bmra-3898	336	2	workers	worker	NOUN
bmra-3898	336	3	reflect	reflect	VERB
bmra-3898	336	4	organizational	organizational	ADJ
bmra-3898	336	5	readiness	readiness	NOUN
bmra-3898	336	6	and	and	CCONJ
bmra-3898	336	7	are	be	AUX
bmra-3898	336	8	essential	essential	ADJ
bmra-3898	336	9	for	for	ADP
bmra-3898	336	10	successful	successful	ADJ
bmra-3898	336	11	implementation	implementation	NOUN
bmra-3898	336	12	of	of	ADP
bmra-3898	336	13	blockchain	blockchain	PROPN
bmra-3898	336	14	innovation	innovation	NOUN
bmra-3898	336	15	100	100	NUM
bmra-3898	336	16	%	%	NOUN
bmra-3898	336	17	84.6	84.6	NUM
bmra-3898	336	18	%	%	NOUN
bmra-3898	336	19	84.6	84.6	NUM
bmra-3898	336	20	%	%	NOUN
bmra-3898	336	21	21	21	NUM
bmra-3898	336	22	.	.	PUNCT
bmra-3898	337	1	technological	technological	ADJ
bmra-3898	337	2	infrastructure	infrastructure	NOUN
bmra-3898	337	3	reflects	reflect	VERB
bmra-3898	337	4	organizational	organizational	ADJ
bmra-3898	337	5	readiness	readiness	NOUN
bmra-3898	337	6	and	and	CCONJ
bmra-3898	337	7	is	be	AUX
bmra-3898	337	8	essential	essential	ADJ
bmra-3898	337	9	for	for	ADP
bmra-3898	337	10	successful	successful	ADJ
bmra-3898	337	11	implementation	implementation	NOUN
bmra-3898	337	12	of	of	ADP
bmra-3898	337	13	blockchain	blockchain	PROPN
bmra-3898	337	14	innovation	innovation	PROPN
bmra-3898	337	15	.	.	PUNCT
bmra-3898	338	1	100	100	NUM
bmra-3898	338	2	%	%	NOUN
bmra-3898	338	3	76.9	76.9	NUM
bmra-3898	338	4	%	%	NOUN
bmra-3898	338	5	76.9	76.9	NUM
bmra-3898	338	6	%	%	NOUN
bmra-3898	338	7	22	22	NUM
bmra-3898	338	8	.	.	PUNCT
bmra-3898	339	1	inspire	inspire	VERB
bmra-3898	339	2	enthusiasm	enthusiasm	NOUN
bmra-3898	339	3	in	in	ADP
bmra-3898	339	4	people	people	NOUN
bmra-3898	339	5	by	by	ADP
bmra-3898	339	6	promoting	promote	VERB
bmra-3898	339	7	a	a	DET
bmra-3898	339	8	culture	culture	NOUN
bmra-3898	339	9	of	of	ADP
bmra-3898	339	10	idea	idea	NOUN
bmra-3898	339	11	sharing	sharing	NOUN
bmra-3898	339	12	.	.	PUNCT
bmra-3898	340	1	76.9	76.9	NUM
bmra-3898	340	2	%	%	NOUN
bmra-3898	340	3	69.2	69.2	NUM
bmra-3898	340	4	%	%	NOUN
bmra-3898	340	5	69.2	69.2	NUM
bmra-3898	340	6	%	%	NOUN
bmra-3898	340	7	23	23	NUM
bmra-3898	340	8	.	.	PUNCT
bmra-3898	341	1	reward	reward	VERB
bmra-3898	341	2	people	people	NOUN
bmra-3898	341	3	for	for	ADP
bmra-3898	341	4	sharing	share	VERB
bmra-3898	341	5	knowledge	knowledge	NOUN
bmra-3898	341	6	to	to	PART
bmra-3898	341	7	encourage	encourage	VERB
bmra-3898	341	8	them	they	PRON
bmra-3898	341	9	to	to	PART
bmra-3898	341	10	share	share	VERB
bmra-3898	341	11	more	more	ADJ
bmra-3898	341	12	.	.	PUNCT
bmra-3898	342	1	100	100	NUM
bmra-3898	342	2	%	%	NOUN
bmra-3898	342	3	84.6	84.6	NUM
bmra-3898	342	4	%	%	NOUN
bmra-3898	342	5	84.6	84.6	NUM
bmra-3898	342	6	%	%	NOUN
bmra-3898	342	7	55	55	NUM
bmra-3898	342	8	business	business	NOUN
bmra-3898	342	9	management	management	NOUN
bmra-3898	342	10	research	research	PROPN
bmra-3898	342	11	&	&	CCONJ
bmra-3898	342	12	applications	application	NOUN
bmra-3898	342	13	:	:	PUNCT
bmra-3898	342	14	a	a	DET
bmra-3898	342	15	cross	cross	ADJ
bmra-3898	342	16	-	-	ADJ
bmra-3898	342	17	disciplinary	disciplinary	ADJ
bmra-3898	342	18	journal	journal	NOUN
bmra-3898	342	19	24	24	NUM
bmra-3898	342	20	.	.	NOUN
bmra-3898	342	21	involve	involve	VERB
bmra-3898	342	22	all	all	DET
bmra-3898	342	23	interested	interested	ADJ
bmra-3898	342	24	employees	employee	NOUN
bmra-3898	342	25	,	,	PUNCT
bmra-3898	342	26	keep	keep	VERB
bmra-3898	342	27	them	they	PRON
bmra-3898	342	28	engaged	engaged	ADJ
bmra-3898	342	29	,	,	PUNCT
bmra-3898	342	30	and	and	CCONJ
bmra-3898	342	31	updated	update	VERB
bmra-3898	342	32	on	on	ADP
bmra-3898	342	33	progress	progress	NOUN
bmra-3898	342	34	.	.	PUNCT
bmra-3898	343	1	100	100	NUM
bmra-3898	343	2	%	%	NOUN
bmra-3898	343	3	76.9	76.9	NUM
bmra-3898	343	4	%	%	NOUN
bmra-3898	343	5	76.9	76.9	NUM
bmra-3898	343	6	%	%	NOUN
bmra-3898	343	7	25	25	NUM
bmra-3898	343	8	.	.	PUNCT
bmra-3898	343	9	give	give	VERB
bmra-3898	343	10	employees	employee	NOUN
bmra-3898	343	11	slack	slack	VERB
bmra-3898	343	12	time	time	NOUN
bmra-3898	343	13	to	to	PART
bmra-3898	343	14	be	be	AUX
bmra-3898	343	15	creative	creative	ADJ
bmra-3898	343	16	and	and	CCONJ
bmra-3898	343	17	find	find	VERB
bmra-3898	343	18	ways	way	NOUN
bmra-3898	343	19	to	to	PART
bmra-3898	343	20	capture	capture	VERB
bmra-3898	343	21	the	the	DET
bmra-3898	343	22	creativity	creativity	NOUN
bmra-3898	343	23	in	in	ADP
bmra-3898	343	24	those	those	DET
bmra-3898	343	25	employees	employee	NOUN
bmra-3898	343	26	to	to	PART
bmra-3898	343	27	improve	improve	VERB
bmra-3898	343	28	the	the	DET
bmra-3898	343	29	outcomes	outcome	NOUN
bmra-3898	343	30	of	of	ADP
bmra-3898	343	31	blockchain	blockchain	PROPN
bmra-3898	343	32	technological	technological	ADJ
bmra-3898	343	33	innovation	innovation	NOUN
bmra-3898	343	34	in	in	ADP
bmra-3898	343	35	the	the	DET
bmra-3898	343	36	firm	firm	NOUN
bmra-3898	343	37	.	.	PUNCT
bmra-3898	344	1	92.3	92.3	NUM
bmra-3898	344	2	%	%	NOUN
bmra-3898	344	3	53.8	53.8	NUM
bmra-3898	344	4	%	%	NOUN
bmra-3898	344	5	53.8	53.8	NUM
bmra-3898	344	6	%	%	NOUN
bmra-3898	344	7	26	26	NUM
bmra-3898	344	8	.	.	PUNCT
bmra-3898	345	1	technological	technological	ADJ
bmra-3898	345	2	innovation	innovation	NOUN
bmra-3898	345	3	requires	require	VERB
bmra-3898	345	4	constant	constant	ADJ
bmra-3898	345	5	collaboration	collaboration	NOUN
bmra-3898	345	6	,	,	PUNCT
bmra-3898	345	7	communication	communication	NOUN
bmra-3898	345	8	,	,	PUNCT
bmra-3898	345	9	commitment	commitment	NOUN
bmra-3898	345	10	,	,	PUNCT
bmra-3898	345	11	and	and	CCONJ
bmra-3898	345	12	dedication	dedication	NOUN
bmra-3898	345	13	of	of	ADP
bmra-3898	345	14	the	the	DET
bmra-3898	345	15	overall	overall	ADJ
bmra-3898	345	16	project	project	NOUN
bmra-3898	345	17	team	team	NOUN
bmra-3898	345	18	to	to	ADP
bmra-3898	345	19	the	the	DET
bmra-3898	345	20	success	success	NOUN
bmra-3898	345	21	of	of	ADP
bmra-3898	345	22	a	a	DET
bmra-3898	345	23	delivery	delivery	NOUN
bmra-3898	345	24	and	and	CCONJ
bmra-3898	345	25	continued	continued	ADJ
bmra-3898	345	26	improvement	improvement	NOUN
bmra-3898	345	27	.	.	PUNCT
bmra-3898	346	1	100	100	NUM
bmra-3898	346	2	%	%	NOUN
bmra-3898	346	3	76.9	76.9	NUM
bmra-3898	346	4	%	%	NOUN
bmra-3898	346	5	76.9	76.9	NUM
bmra-3898	346	6	%	%	NOUN
bmra-3898	346	7	27	27	NUM
bmra-3898	346	8	.	.	PUNCT
bmra-3898	347	1	the	the	DET
bmra-3898	347	2	lack	lack	NOUN
bmra-3898	347	3	of	of	ADP
bmra-3898	347	4	understanding	understanding	NOUN
bmra-3898	347	5	of	of	ADP
bmra-3898	347	6	how	how	SCONJ
bmra-3898	347	7	blockchain	blockchain	PROPN
bmra-3898	347	8	technology	technology	NOUN
bmra-3898	347	9	works	work	VERB
bmra-3898	347	10	by	by	ADP
bmra-3898	347	11	top	top	ADJ
bmra-3898	347	12	management	management	NOUN
bmra-3898	347	13	is	be	AUX
bmra-3898	347	14	what	what	PRON
bmra-3898	347	15	sets	set	VERB
bmra-3898	347	16	firms	firm	NOUN
bmra-3898	347	17	behind	behind	ADP
bmra-3898	347	18	.	.	PUNCT
bmra-3898	348	1	while	while	SCONJ
bmra-3898	348	2	training	train	VERB
bmra-3898	348	3	employees	employee	NOUN
bmra-3898	348	4	on	on	ADP
bmra-3898	348	5	blockchain	blockchain	PROPN
bmra-3898	348	6	is	be	AUX
bmra-3898	348	7	useful	useful	ADJ
bmra-3898	348	8	,	,	PUNCT
bmra-3898	348	9	training	train	VERB
bmra-3898	348	10	the	the	DET
bmra-3898	348	11	management	management	NOUN
bmra-3898	348	12	teams	team	NOUN
bmra-3898	348	13	is	be	AUX
bmra-3898	348	14	critical	critical	ADJ
bmra-3898	348	15	.	.	PUNCT
bmra-3898	349	1	76.9	76.9	NUM
bmra-3898	349	2	%	%	NOUN
bmra-3898	349	3	61.5	61.5	NUM
bmra-3898	349	4	%	%	NOUN
bmra-3898	349	5	61.5	61.5	NUM
bmra-3898	349	6	%	%	NOUN
bmra-3898	349	7	28	28	NUM
bmra-3898	349	8	.	.	PUNCT
bmra-3898	349	9	establish	establish	VERB
bmra-3898	349	10	a	a	DET
bmra-3898	349	11	governance	governance	NOUN
bmra-3898	349	12	group	group	NOUN
bmra-3898	349	13	comprised	comprise	VERB
bmra-3898	349	14	of	of	ADP
bmra-3898	349	15	stakeholders	stakeholder	NOUN
bmra-3898	349	16	to	to	PART
bmra-3898	349	17	oversee	oversee	VERB
bmra-3898	349	18	the	the	DET
bmra-3898	349	19	improvements	improvement	NOUN
bmra-3898	349	20	and	and	CCONJ
bmra-3898	349	21	integration	integration	NOUN
bmra-3898	349	22	in	in	ADP
bmra-3898	349	23	blockchain	blockchain	PROPN
bmra-3898	349	24	.	.	PUNCT
bmra-3898	350	1	84.62	84.62	NUM
bmra-3898	350	2	%	%	NOUN
bmra-3898	350	3	53.8	53.8	NUM
bmra-3898	350	4	%	%	NOUN
bmra-3898	350	5	53.8	53.8	NUM
bmra-3898	350	6	%	%	NOUN
bmra-3898	350	7	29	29	NUM
bmra-3898	350	8	.	.	PUNCT
bmra-3898	350	9	create	create	VERB
bmra-3898	350	10	user	user	NOUN
bmra-3898	350	11	software	software	NOUN
bmra-3898	350	12	that	that	PRON
bmra-3898	350	13	can	can	AUX
bmra-3898	350	14	run	run	VERB
bmra-3898	350	15	on	on	ADP
bmra-3898	350	16	different	different	ADJ
bmra-3898	350	17	blockchain	blockchain	PROPN
bmra-3898	350	18	platforms	platform	NOUN
bmra-3898	350	19	.	.	PUNCT
bmra-3898	351	1	92.3	92.3	NUM
bmra-3898	351	2	%	%	NOUN
bmra-3898	351	3	84.6	84.6	NUM
bmra-3898	351	4	%	%	NOUN
bmra-3898	351	5	76.9	76.9	NUM
bmra-3898	351	6	%	%	NOUN
bmra-3898	351	7	30	30	NUM
bmra-3898	351	8	.	.	PUNCT
bmra-3898	351	9	customize	customize	VERB
bmra-3898	351	10	knowledge	knowledge	NOUN
bmra-3898	351	11	acquired	acquire	VERB
bmra-3898	351	12	from	from	ADP
bmra-3898	351	13	collaborating	collaborate	VERB
bmra-3898	351	14	with	with	ADP
bmra-3898	351	15	external	external	ADJ
bmra-3898	351	16	partners	partner	NOUN
bmra-3898	351	17	like	like	ADP
bmra-3898	351	18	research	research	NOUN
bmra-3898	351	19	institutions	institution	NOUN
bmra-3898	351	20	and	and	CCONJ
bmra-3898	351	21	academic	academic	ADJ
bmra-3898	351	22	institutions	institution	NOUN
bmra-3898	351	23	to	to	PART
bmra-3898	351	24	suit	suit	VERB
bmra-3898	351	25	local	local	ADJ
bmra-3898	351	26	circumstances	circumstance	NOUN
bmra-3898	351	27	.	.	PUNCT
bmra-3898	352	1	92.3	92.3	NUM
bmra-3898	352	2	%	%	NOUN
bmra-3898	352	3	84.6	84.6	NUM
bmra-3898	352	4	%	%	NOUN
bmra-3898	352	5	84.6	84.6	NUM
bmra-3898	352	6	%	%	NOUN
bmra-3898	352	7	31	31	NUM
bmra-3898	352	8	.	.	PUNCT
bmra-3898	352	9	establish	establish	VERB
bmra-3898	352	10	clear	clear	ADJ
bmra-3898	352	11	collaboration	collaboration	NOUN
bmra-3898	352	12	goals	goal	NOUN
bmra-3898	352	13	so	so	SCONJ
bmra-3898	352	14	that	that	SCONJ
bmra-3898	352	15	practitioners	practitioner	NOUN
bmra-3898	352	16	can	can	AUX
bmra-3898	352	17	determine	determine	VERB
bmra-3898	352	18	the	the	DET
bmra-3898	352	19	proper	proper	ADJ
bmra-3898	352	20	deployment	deployment	NOUN
bmra-3898	352	21	of	of	ADP
bmra-3898	352	22	resources	resource	NOUN
bmra-3898	352	23	.	.	PUNCT
bmra-3898	353	1	92.3	92.3	NUM
bmra-3898	353	2	%	%	NOUN
bmra-3898	353	3	92.3	92.3	NUM
bmra-3898	353	4	%	%	NOUN
bmra-3898	353	5	92.3	92.3	NUM
bmra-3898	353	6	%	%	NOUN
bmra-3898	353	7	32	32	NUM
bmra-3898	353	8	.	.	PUNCT
bmra-3898	353	9	partner	partner	NOUN
bmra-3898	353	10	with	with	ADP
bmra-3898	353	11	internal	internal	ADJ
bmra-3898	353	12	and	and	CCONJ
bmra-3898	353	13	external	external	ADJ
bmra-3898	353	14	parties	party	NOUN
bmra-3898	353	15	to	to	PART
bmra-3898	353	16	build	build	VERB
bmra-3898	353	17	a	a	DET
bmra-3898	353	18	self	self	NOUN
bmra-3898	353	19	-	-	PUNCT
bmra-3898	353	20	supporting	support	VERB
bmra-3898	353	21	ecosystem	ecosystem	NOUN
bmra-3898	353	22	where	where	SCONJ
bmra-3898	353	23	all	all	DET
bmra-3898	353	24	members	member	NOUN
bmra-3898	353	25	benefit	benefit	VERB
bmra-3898	353	26	from	from	ADP
bmra-3898	353	27	technology	technology	NOUN
bmra-3898	353	28	,	,	PUNCT
bmra-3898	353	29	products	product	NOUN
bmra-3898	353	30	,	,	PUNCT
bmra-3898	353	31	and	and	CCONJ
bmra-3898	353	32	talent	talent	NOUN
bmra-3898	353	33	while	while	SCONJ
bmra-3898	353	34	offering	offer	VERB
bmra-3898	353	35	better	well	ADJ
bmra-3898	353	36	infrastructure	infrastructure	NOUN
bmra-3898	353	37	to	to	PART
bmra-3898	353	38	move	move	VERB
bmra-3898	353	39	banks	bank	NOUN
bmra-3898	353	40	to	to	PART
bmra-3898	353	41	innovate	innovate	VERB
bmra-3898	353	42	more	more	ADV
bmra-3898	353	43	efficiently	efficiently	ADV
bmra-3898	353	44	.	.	PUNCT
bmra-3898	354	1	92.3	92.3	NUM
bmra-3898	354	2	%	%	NOUN
bmra-3898	354	3	69.2	69.2	NUM
bmra-3898	354	4	%	%	NOUN
bmra-3898	354	5	69.2	69.2	NUM
bmra-3898	354	6	%	%	NOUN
bmra-3898	354	7	33	33	NUM
bmra-3898	354	8	.	.	PUNCT
bmra-3898	355	1	co	co	VERB
bmra-3898	355	2	-	-	ADJ
bmra-3898	355	3	create	create	VERB
bmra-3898	355	4	products	product	NOUN
bmra-3898	355	5	with	with	ADP
bmra-3898	355	6	customers	customer	NOUN
bmra-3898	355	7	to	to	PART
bmra-3898	355	8	increase	increase	VERB
bmra-3898	355	9	innovation	innovation	NOUN
bmra-3898	355	10	.	.	PUNCT
bmra-3898	356	1	84.6	84.6	NUM
bmra-3898	356	2	%	%	NOUN
bmra-3898	356	3	30.8	30.8	NUM
bmra-3898	356	4	%	%	NOUN
bmra-3898	356	5	30.8	30.8	NUM
bmra-3898	356	6	%	%	NOUN
bmra-3898	356	7	56	56	NUM
bmra-3898	356	8	january	january	PROPN
bmra-3898	356	9	2023	2023	NUM
bmra-3898	356	10	|	|	NOUN
bmra-3898	356	11	volume	volume	NOUN
bmra-3898	356	12	2	2	NUM
bmra-3898	356	13	,	,	PUNCT
bmra-3898	356	14	number	number	NOUN
bmra-3898	356	15	1	1	NUM
bmra-3898	356	16	eighteen	eighteen	NUM
bmra-3898	356	17	of	of	ADP
bmra-3898	356	18	the	the	DET
bmra-3898	356	19	33	33	NUM
bmra-3898	356	20	approaches	approach	NOUN
bmra-3898	356	21	received	receive	VERB
bmra-3898	356	22	a	a	DET
bmra-3898	356	23	rating	rating	NOUN
bmra-3898	356	24	of	of	ADP
bmra-3898	356	25	either	either	DET
bmra-3898	356	26	4	4	NUM
bmra-3898	356	27	or	or	CCONJ
bmra-3898	356	28	5	5	NUM
bmra-3898	356	29	for	for	ADP
bmra-3898	356	30	desirability	desirability	NOUN
bmra-3898	356	31	and	and	CCONJ
bmra-3898	356	32	feasibility	feasibility	NOUN
bmra-3898	356	33	from	from	ADP
bmra-3898	356	34	76.9	76.9	NUM
bmra-3898	356	35	%	%	NOUN
bmra-3898	356	36	of	of	ADP
bmra-3898	356	37	experts	expert	NOUN
bmra-3898	356	38	.	.	PUNCT
bmra-3898	357	1	five	five	NUM
bmra-3898	357	2	approaches	approach	NOUN
bmra-3898	357	3	,	,	PUNCT
bmra-3898	357	4	however	however	ADV
bmra-3898	357	5	,	,	PUNCT
bmra-3898	357	6	scored	score	VERB
bmra-3898	357	7	above	above	ADP
bmra-3898	357	8	90	90	NUM
bmra-3898	357	9	%	%	NOUN
bmra-3898	357	10	in	in	ADP
bmra-3898	357	11	desirability	desirability	NOUN
bmra-3898	357	12	but	but	CCONJ
bmra-3898	357	13	received	receive	VERB
bmra-3898	357	14	meager	meager	ADJ
bmra-3898	357	15	ratings	rating	NOUN
bmra-3898	357	16	for	for	ADP
bmra-3898	357	17	feasibility	feasibility	NOUN
bmra-3898	357	18	:	:	PUNCT
bmra-3898	357	19	collaboration	collaboration	NOUN
bmra-3898	357	20	across	across	ADP
bmra-3898	357	21	organizations	organization	NOUN
bmra-3898	357	22	to	to	PART
bmra-3898	357	23	form	form	VERB
bmra-3898	357	24	consortiums	consortium	NOUN
bmra-3898	357	25	(	(	PUNCT
bmra-3898	357	26	7	7	NUM
bmra-3898	357	27	)	)	PUNCT
bmra-3898	357	28	;	;	PUNCT
bmra-3898	357	29	collaboration	collaboration	NOUN
bmra-3898	357	30	with	with	ADP
bmra-3898	357	31	other	other	ADJ
bmra-3898	357	32	partners	partner	NOUN
bmra-3898	357	33	to	to	PART
bmra-3898	357	34	pool	pool	NOUN
bmra-3898	357	35	resources	resource	NOUN
bmra-3898	357	36	(	(	PUNCT
bmra-3898	357	37	9	9	NUM
bmra-3898	357	38	)	)	PUNCT
bmra-3898	357	39	;	;	PUNCT
bmra-3898	357	40	leadership	leadership	NOUN
bmra-3898	357	41	support	support	NOUN
bmra-3898	357	42	and	and	CCONJ
bmra-3898	357	43	involvement	involvement	NOUN
bmra-3898	357	44	(	(	PUNCT
bmra-3898	357	45	16	16	NUM
bmra-3898	357	46	)	)	PUNCT
bmra-3898	357	47	;	;	PUNCT
bmra-3898	357	48	giving	give	VERB
bmra-3898	357	49	employees	employee	NOUN
bmra-3898	357	50	slack	slack	VERB
bmra-3898	357	51	time	time	NOUN
bmra-3898	357	52	(	(	PUNCT
bmra-3898	357	53	25	25	NUM
bmra-3898	357	54	)	)	PUNCT
bmra-3898	357	55	;	;	PUNCT
bmra-3898	357	56	and	and	CCONJ
bmra-3898	357	57	partnering	partner	VERB
bmra-3898	357	58	with	with	ADP
bmra-3898	357	59	external	external	ADJ
bmra-3898	357	60	and	and	CCONJ
bmra-3898	357	61	internal	internal	ADJ
bmra-3898	357	62	parties	party	NOUN
bmra-3898	357	63	to	to	PART
bmra-3898	357	64	build	build	VERB
bmra-3898	357	65	self	self	NOUN
bmra-3898	357	66	-	-	PUNCT
bmra-3898	357	67	supporting	support	VERB
bmra-3898	357	68	ecosystems	ecosystem	NOUN
bmra-3898	357	69	(	(	PUNCT
bmra-3898	357	70	32	32	NUM
bmra-3898	357	71	)	)	PUNCT
bmra-3898	357	72	.	.	PUNCT
bmra-3898	358	1	following	follow	VERB
bmra-3898	358	2	xu	xu	PROPN
bmra-3898	358	3	&	&	CCONJ
bmra-3898	358	4	zammit	zammit	PROPN
bmra-3898	358	5	(	(	PUNCT
bmra-3898	358	6	2020	2020	NUM
bmra-3898	358	7	)	)	PUNCT
bmra-3898	358	8	,	,	PUNCT
bmra-3898	358	9	thematic	thematic	ADJ
bmra-3898	358	10	analysis	analysis	NOUN
bmra-3898	358	11	was	be	AUX
bmra-3898	358	12	used	use	VERB
bmra-3898	358	13	to	to	PART
bmra-3898	358	14	interpret	interpret	VERB
bmra-3898	358	15	the	the	DET
bmra-3898	358	16	open	open	ADV
bmra-3898	358	17	-	-	PUNCT
bmra-3898	358	18	ended	end	VERB
bmra-3898	358	19	responses	response	NOUN
bmra-3898	358	20	from	from	ADP
bmra-3898	358	21	participants	participant	NOUN
bmra-3898	358	22	,	,	PUNCT
bmra-3898	358	23	i.e.	i.e.	X
bmra-3898	358	24	,	,	PUNCT
bmra-3898	358	25	their	their	PRON
bmra-3898	358	26	explanations	explanation	NOUN
bmra-3898	358	27	for	for	ADP
bmra-3898	358	28	ratings	rating	NOUN
bmra-3898	358	29	of	of	ADP
bmra-3898	358	30	1	1	NUM
bmra-3898	358	31	or	or	CCONJ
bmra-3898	358	32	2	2	NUM
bmra-3898	358	33	,	,	PUNCT
bmra-3898	358	34	because	because	SCONJ
bmra-3898	358	35	this	this	DET
bmra-3898	358	36	data	data	NOUN
bmra-3898	358	37	collection	collection	NOUN
bmra-3898	358	38	tool	tool	NOUN
bmra-3898	358	39	sought	seek	VERB
bmra-3898	358	40	to	to	PART
bmra-3898	358	41	access	access	VERB
bmra-3898	358	42	participants	participant	NOUN
bmra-3898	358	43	’	'	PUNCT
bmra-3898	358	44	in	in	ADP
bmra-3898	358	45	-	-	PUNCT
bmra-3898	358	46	depth	depth	NOUN
bmra-3898	358	47	narratives	narrative	NOUN
bmra-3898	358	48	of	of	ADP
bmra-3898	358	49	facts	fact	NOUN
bmra-3898	358	50	or	or	CCONJ
bmra-3898	358	51	opinions	opinion	NOUN
bmra-3898	358	52	.	.	PUNCT
bmra-3898	359	1	data	datum	NOUN
bmra-3898	359	2	analysis	analysis	NOUN
bmra-3898	359	3	for	for	ADP
bmra-3898	359	4	the	the	DET
bmra-3898	359	5	open	open	ADV
bmra-3898	359	6	-	-	PUNCT
bmra-3898	359	7	ended	end	VERB
bmra-3898	359	8	responses	response	NOUN
bmra-3898	359	9	followed	follow	VERB
bmra-3898	359	10	braun	braun	NOUN
bmra-3898	359	11	and	and	CCONJ
bmra-3898	359	12	clarke	clarke	PROPN
bmra-3898	359	13	’s	’s	PART
bmra-3898	359	14	(	(	PUNCT
bmra-3898	359	15	2006	2006	NUM
bmra-3898	359	16	)	)	PUNCT
bmra-3898	359	17	six	six	NUM
bmra-3898	359	18	-	-	PUNCT
bmra-3898	359	19	step	step	NOUN
bmra-3898	359	20	process	process	NOUN
bmra-3898	359	21	as	as	SCONJ
bmra-3898	359	22	follows	follow	VERB
bmra-3898	359	23	:	:	PUNCT
bmra-3898	359	24	“	"	PUNCT
bmra-3898	359	25	familiarizing	familiarize	VERB
bmra-3898	359	26	yourself	yourself	PRON
bmra-3898	359	27	with	with	ADP
bmra-3898	359	28	your	your	PRON
bmra-3898	359	29	data	data	NOUN
bmra-3898	359	30	,	,	PUNCT
bmra-3898	359	31	generating	generate	VERB
bmra-3898	359	32	initial	initial	ADJ
bmra-3898	359	33	codes	code	NOUN
bmra-3898	359	34	,	,	PUNCT
bmra-3898	359	35	searching	search	VERB
bmra-3898	359	36	for	for	ADP
bmra-3898	359	37	themes	theme	NOUN
bmra-3898	359	38	,	,	PUNCT
bmra-3898	359	39	reviewing	review	VERB
bmra-3898	359	40	themes	theme	NOUN
bmra-3898	359	41	,	,	PUNCT
bmra-3898	359	42	defining	define	VERB
bmra-3898	359	43	and	and	CCONJ
bmra-3898	359	44	naming	name	VERB
bmra-3898	359	45	themes	theme	NOUN
bmra-3898	359	46	,	,	PUNCT
bmra-3898	359	47	and	and	CCONJ
bmra-3898	359	48	producing	produce	VERB
bmra-3898	359	49	the	the	DET
bmra-3898	359	50	report	report	NOUN
bmra-3898	359	51	”	"	PUNCT
bmra-3898	359	52	(	(	PUNCT
bmra-3898	359	53	p.	p.	NOUN
bmra-3898	359	54	87	87	NUM
bmra-3898	359	55	)	)	PUNCT
bmra-3898	359	56	.	.	PUNCT
bmra-3898	360	1	the	the	DET
bmra-3898	360	2	process	process	NOUN
bmra-3898	360	3	of	of	ADP
bmra-3898	360	4	becoming	become	VERB
bmra-3898	360	5	familiar	familiar	ADJ
bmra-3898	360	6	with	with	ADP
bmra-3898	360	7	the	the	DET
bmra-3898	360	8	data	datum	NOUN
bmra-3898	360	9	involved	involve	VERB
bmra-3898	360	10	extracting	extract	VERB
bmra-3898	360	11	the	the	DET
bmra-3898	360	12	raw	raw	ADJ
bmra-3898	360	13	data	datum	NOUN
bmra-3898	360	14	into	into	ADP
bmra-3898	360	15	a	a	DET
bmra-3898	360	16	table	table	NOUN
bmra-3898	360	17	to	to	PART
bmra-3898	360	18	organize	organize	VERB
bmra-3898	360	19	it	it	PRON
bmra-3898	360	20	in	in	ADP
bmra-3898	360	21	a	a	DET
bmra-3898	360	22	way	way	NOUN
bmra-3898	360	23	that	that	PRON
bmra-3898	360	24	made	make	VERB
bmra-3898	360	25	it	it	PRON
bmra-3898	360	26	easier	easy	ADJ
bmra-3898	360	27	to	to	PART
bmra-3898	360	28	analyze	analyze	VERB
bmra-3898	360	29	.	.	PUNCT
bmra-3898	361	1	the	the	DET
bmra-3898	361	2	data	datum	NOUN
bmra-3898	361	3	gathered	gather	VERB
bmra-3898	361	4	from	from	ADP
bmra-3898	361	5	the	the	DET
bmra-3898	361	6	round	round	ADJ
bmra-3898	361	7	2	2	NUM
bmra-3898	361	8	survey	survey	NOUN
bmra-3898	361	9	was	be	AUX
bmra-3898	361	10	categorized	categorize	VERB
bmra-3898	361	11	into	into	ADP
bmra-3898	361	12	three	three	NUM
bmra-3898	361	13	groups	group	NOUN
bmra-3898	361	14	:	:	PUNCT
bmra-3898	361	15	technology	technology	NOUN
bmra-3898	361	16	,	,	PUNCT
bmra-3898	361	17	organization	organization	NOUN
bmra-3898	361	18	,	,	PUNCT
bmra-3898	361	19	and	and	CCONJ
bmra-3898	361	20	environment	environment	NOUN
bmra-3898	361	21	,	,	PUNCT
bmra-3898	361	22	which	which	PRON
bmra-3898	361	23	also	also	ADV
bmra-3898	361	24	served	serve	VERB
bmra-3898	361	25	as	as	ADP
bmra-3898	361	26	its	its	PRON
bmra-3898	361	27	initial	initial	ADJ
bmra-3898	361	28	codes	code	NOUN
bmra-3898	361	29	.	.	PUNCT
bmra-3898	362	1	the	the	DET
bmra-3898	362	2	main	main	ADJ
bmra-3898	362	3	ideas	idea	NOUN
bmra-3898	362	4	in	in	ADP
bmra-3898	362	5	all	all	DET
bmra-3898	362	6	categories	category	NOUN
bmra-3898	362	7	were	be	AUX
bmra-3898	362	8	highlighted	highlight	VERB
bmra-3898	362	9	in	in	ADP
bmra-3898	362	10	yellow	yellow	ADJ
bmra-3898	362	11	to	to	PART
bmra-3898	362	12	reveal	reveal	VERB
bmra-3898	362	13	a	a	DET
bmra-3898	362	14	pattern	pattern	NOUN
bmra-3898	362	15	.	.	PUNCT
bmra-3898	363	1	searching	search	VERB
bmra-3898	363	2	for	for	ADP
bmra-3898	363	3	themes	theme	NOUN
bmra-3898	363	4	involved	involve	VERB
bmra-3898	363	5	comparing	compare	VERB
bmra-3898	363	6	responses	response	NOUN
bmra-3898	363	7	to	to	PART
bmra-3898	363	8	identify	identify	VERB
bmra-3898	363	9	a	a	DET
bmra-3898	363	10	pattern	pattern	NOUN
bmra-3898	363	11	that	that	PRON
bmra-3898	363	12	could	could	AUX
bmra-3898	363	13	give	give	VERB
bmra-3898	363	14	meaning	meaning	NOUN
bmra-3898	363	15	to	to	ADP
bmra-3898	363	16	the	the	DET
bmra-3898	363	17	data	datum	NOUN
bmra-3898	363	18	.	.	PUNCT
bmra-3898	364	1	seven	seven	NUM
bmra-3898	364	2	themes	theme	NOUN
bmra-3898	364	3	emerged	emerge	VERB
bmra-3898	364	4	from	from	ADP
bmra-3898	364	5	round	round	ADP
bmra-3898	364	6	2	2	NUM
bmra-3898	364	7	of	of	ADP
bmra-3898	364	8	data	datum	NOUN
bmra-3898	364	9	collection	collection	NOUN
bmra-3898	364	10	and	and	CCONJ
bmra-3898	364	11	analysis	analysis	NOUN
bmra-3898	364	12	(	(	PUNCT
bmra-3898	364	13	see	see	VERB
bmra-3898	364	14	table	table	NOUN
bmra-3898	364	15	4	4	NUM
bmra-3898	364	16	)	)	PUNCT
bmra-3898	364	17	.	.	PUNCT
bmra-3898	365	1	these	these	DET
bmra-3898	365	2	themes	theme	NOUN
bmra-3898	365	3	were	be	AUX
bmra-3898	365	4	reviewed	review	VERB
bmra-3898	365	5	against	against	ADP
bmra-3898	365	6	the	the	DET
bmra-3898	365	7	original	original	ADJ
bmra-3898	365	8	categories	category	NOUN
bmra-3898	365	9	.	.	PUNCT
bmra-3898	366	1	the	the	DET
bmra-3898	366	2	keywords	keyword	NOUN
bmra-3898	366	3	used	use	VERB
bmra-3898	366	4	by	by	ADP
bmra-3898	366	5	the	the	DET
bmra-3898	366	6	participants	participant	NOUN
bmra-3898	366	7	in	in	ADP
bmra-3898	366	8	their	their	PRON
bmra-3898	366	9	responses	response	NOUN
bmra-3898	366	10	helped	help	VERB
bmra-3898	366	11	define	define	VERB
bmra-3898	366	12	and	and	CCONJ
bmra-3898	366	13	name	name	VERB
bmra-3898	366	14	the	the	DET
bmra-3898	366	15	themes	theme	NOUN
bmra-3898	366	16	.	.	PUNCT
bmra-3898	367	1	the	the	DET
bmra-3898	367	2	final	final	ADJ
bmra-3898	367	3	step	step	NOUN
bmra-3898	367	4	in	in	ADP
bmra-3898	367	5	the	the	DET
bmra-3898	367	6	coding	code	VERB
bmra-3898	367	7	process	process	NOUN
bmra-3898	367	8	involved	involve	VERB
bmra-3898	367	9	producing	produce	VERB
bmra-3898	367	10	the	the	DET
bmra-3898	367	11	report	report	NOUN
bmra-3898	367	12	to	to	PART
bmra-3898	367	13	summarize	summarize	VERB
bmra-3898	367	14	the	the	DET
bmra-3898	367	15	themes	theme	NOUN
bmra-3898	367	16	captured	capture	VERB
bmra-3898	367	17	in	in	ADP
bmra-3898	367	18	table	table	NOUN
bmra-3898	367	19	4	4	NUM
bmra-3898	367	20	.	.	PUNCT
bmra-3898	368	1	most	most	ADJ
bmra-3898	368	2	comments	comment	NOUN
bmra-3898	368	3	explained	explain	VERB
bmra-3898	368	4	why	why	SCONJ
bmra-3898	368	5	an	an	DET
bmra-3898	368	6	approach	approach	NOUN
bmra-3898	368	7	was	be	AUX
bmra-3898	368	8	not	not	PART
bmra-3898	368	9	feasible	feasible	ADJ
bmra-3898	368	10	,	,	PUNCT
bmra-3898	368	11	often	often	ADV
bmra-3898	368	12	specifically	specifically	ADV
bmra-3898	368	13	in	in	ADP
bmra-3898	368	14	the	the	DET
bmra-3898	368	15	banking	banking	NOUN
bmra-3898	368	16	sector	sector	NOUN
bmra-3898	368	17	.	.	PUNCT
bmra-3898	369	1	details	detail	NOUN
bmra-3898	369	2	will	will	AUX
bmra-3898	369	3	be	be	AUX
bmra-3898	369	4	covered	cover	VERB
bmra-3898	369	5	in	in	ADP
bmra-3898	369	6	the	the	DET
bmra-3898	369	7	results	result	NOUN
bmra-3898	369	8	section	section	NOUN
bmra-3898	369	9	.	.	PUNCT
bmra-3898	370	1	table	table	NOUN
bmra-3898	370	2	4	4	NUM
bmra-3898	370	3	major	major	ADJ
bmra-3898	370	4	themes	theme	NOUN
bmra-3898	370	5	from	from	ADP
bmra-3898	370	6	round	round	ADJ
bmra-3898	370	7	2	2	NUM
bmra-3898	370	8	comments	comment	NOUN
bmra-3898	370	9	major	major	ADJ
bmra-3898	370	10	themes	theme	NOUN
bmra-3898	370	11	comments	comment	NOUN
bmra-3898	370	12	silo	silo	VERB
bmra-3898	370	13	organizational	organizational	ADJ
bmra-3898	370	14	structure	structure	NOUN
bmra-3898	370	15	in	in	ADP
bmra-3898	370	16	banking	bank	VERB
bmra-3898	370	17	3	3	NUM
bmra-3898	370	18	collaboration	collaboration	NOUN
bmra-3898	370	19	challenges	challenge	NOUN
bmra-3898	370	20	10	10	NUM
bmra-3898	370	21	technology	technology	NOUN
bmra-3898	370	22	team	team	NOUN
bmra-3898	370	23	versus	versus	ADP
bmra-3898	370	24	business	business	NOUN
bmra-3898	370	25	team	team	NOUN
bmra-3898	370	26	8	8	NUM
bmra-3898	370	27	financial	financial	ADJ
bmra-3898	370	28	resources	resource	NOUN
bmra-3898	370	29	4	4	NUM
bmra-3898	370	30	incentives	incentive	NOUN
bmra-3898	370	31	and	and	CCONJ
bmra-3898	370	32	employee	employee	NOUN
bmra-3898	370	33	engagement	engagement	NOUN
bmra-3898	370	34	3	3	NUM
bmra-3898	370	35	57	57	NUM
bmra-3898	370	36	business	business	NOUN
bmra-3898	370	37	management	management	NOUN
bmra-3898	370	38	research	research	NOUN
bmra-3898	370	39	&	&	CCONJ
bmra-3898	370	40	applications	application	NOUN
bmra-3898	370	41	:	:	PUNCT
bmra-3898	370	42	a	a	DET
bmra-3898	370	43	cross	cross	ADJ
bmra-3898	370	44	-	-	ADJ
bmra-3898	370	45	disciplinary	disciplinary	ADJ
bmra-3898	370	46	journal	journal	NOUN
bmra-3898	370	47	leadership	leadership	NOUN
bmra-3898	370	48	2	2	NUM
bmra-3898	370	49	innovation	innovation	NOUN
bmra-3898	370	50	labs	lab	NOUN
bmra-3898	370	51	5	5	NUM
bmra-3898	370	52	round	round	ADV
bmra-3898	370	53	3	3	NUM
bmra-3898	370	54	–	–	PUNCT
bmra-3898	370	55	data	data	NOUN
bmra-3898	370	56	collection	collection	NOUN
bmra-3898	370	57	and	and	CCONJ
bmra-3898	370	58	analysis	analysis	NOUN
bmra-3898	370	59	on	on	ADP
bmra-3898	370	60	october	october	PROPN
bmra-3898	370	61	13	13	NUM
bmra-3898	370	62	,	,	PUNCT
bmra-3898	370	63	2021	2021	NUM
bmra-3898	370	64	,	,	PUNCT
bmra-3898	370	65	the	the	DET
bmra-3898	370	66	round	round	ADJ
bmra-3898	370	67	3	3	NUM
bmra-3898	370	68	survey	survey	NOUN
bmra-3898	370	69	was	be	AUX
bmra-3898	370	70	emailed	email	VERB
bmra-3898	370	71	to	to	ADP
bmra-3898	370	72	participants	participant	NOUN
bmra-3898	370	73	.	.	PUNCT
bmra-3898	371	1	the	the	DET
bmra-3898	371	2	participants	participant	NOUN
bmra-3898	371	3	ranked	rank	VERB
bmra-3898	371	4	the	the	DET
bmra-3898	371	5	18	18	NUM
bmra-3898	371	6	approaches	approach	NOUN
bmra-3898	371	7	identified	identify	VERB
bmra-3898	371	8	as	as	ADP
bmra-3898	371	9	feasible	feasible	ADJ
bmra-3898	371	10	and	and	CCONJ
bmra-3898	371	11	desirable	desirable	ADJ
bmra-3898	371	12	in	in	ADP
bmra-3898	371	13	round	round	ADJ
bmra-3898	371	14	2	2	NUM
bmra-3898	371	15	in	in	ADP
bmra-3898	371	16	order	order	NOUN
bmra-3898	371	17	of	of	ADP
bmra-3898	371	18	importance	importance	NOUN
bmra-3898	371	19	,	,	PUNCT
bmra-3898	371	20	with	with	ADP
bmra-3898	371	21	1	1	NUM
bmra-3898	371	22	being	be	AUX
bmra-3898	371	23	the	the	DET
bmra-3898	371	24	most	most	ADV
bmra-3898	371	25	important	important	ADJ
bmra-3898	371	26	.	.	PUNCT
bmra-3898	372	1	each	each	DET
bmra-3898	372	2	rank	rank	NOUN
bmra-3898	372	3	was	be	AUX
bmra-3898	372	4	attributed	attribute	VERB
bmra-3898	372	5	a	a	DET
bmra-3898	372	6	corresponding	correspond	VERB
bmra-3898	372	7	score	score	NOUN
bmra-3898	372	8	;	;	PUNCT
bmra-3898	372	9	a	a	DET
bmra-3898	372	10	ranking	ranking	NOUN
bmra-3898	372	11	of	of	ADP
bmra-3898	372	12	1	1	NUM
bmra-3898	372	13	had	have	VERB
bmra-3898	372	14	a	a	DET
bmra-3898	372	15	score	score	NOUN
bmra-3898	372	16	of	of	ADP
bmra-3898	372	17	5	5	NUM
bmra-3898	372	18	,	,	PUNCT
bmra-3898	372	19	a	a	DET
bmra-3898	372	20	ranking	ranking	NOUN
bmra-3898	372	21	of	of	ADP
bmra-3898	372	22	2	2	NUM
bmra-3898	372	23	,	,	PUNCT
bmra-3898	372	24	a	a	DET
bmra-3898	372	25	score	score	NOUN
bmra-3898	372	26	of	of	ADP
bmra-3898	372	27	4	4	NUM
bmra-3898	372	28	,	,	PUNCT
bmra-3898	372	29	a	a	DET
bmra-3898	372	30	ranking	ranking	NOUN
bmra-3898	372	31	of	of	ADP
bmra-3898	372	32	3	3	NUM
bmra-3898	372	33	,	,	PUNCT
bmra-3898	372	34	a	a	DET
bmra-3898	372	35	score	score	NOUN
bmra-3898	372	36	of	of	ADP
bmra-3898	372	37	3	3	NUM
bmra-3898	372	38	,	,	PUNCT
bmra-3898	372	39	a	a	DET
bmra-3898	372	40	ranking	ranking	NOUN
bmra-3898	372	41	of	of	ADP
bmra-3898	372	42	4	4	NUM
bmra-3898	372	43	,	,	PUNCT
bmra-3898	372	44	a	a	DET
bmra-3898	372	45	score	score	NOUN
bmra-3898	372	46	of	of	ADP
bmra-3898	372	47	2	2	NUM
bmra-3898	372	48	,	,	PUNCT
bmra-3898	372	49	and	and	CCONJ
bmra-3898	372	50	a	a	DET
bmra-3898	372	51	ranking	ranking	NOUN
bmra-3898	372	52	of	of	ADP
bmra-3898	372	53	5	5	NUM
bmra-3898	372	54	,	,	PUNCT
bmra-3898	372	55	a	a	DET
bmra-3898	372	56	score	score	NOUN
bmra-3898	372	57	of	of	ADP
bmra-3898	372	58	1	1	NUM
bmra-3898	372	59	.	.	PUNCT
bmra-3898	373	1	items	item	NOUN
bmra-3898	373	2	that	that	PRON
bmra-3898	373	3	did	do	AUX
bmra-3898	373	4	not	not	PART
bmra-3898	373	5	make	make	VERB
bmra-3898	373	6	a	a	DET
bmra-3898	373	7	participant	participant	NOUN
bmra-3898	373	8	’s	’s	PART
bmra-3898	373	9	top	top	ADJ
bmra-3898	373	10	five	five	NUM
bmra-3898	373	11	scored	score	VERB
bmra-3898	373	12	zero	zero	NUM
bmra-3898	373	13	.	.	PUNCT
bmra-3898	374	1	the	the	DET
bmra-3898	374	2	13	13	NUM
bmra-3898	374	3	approaches	approach	NOUN
bmra-3898	374	4	that	that	PRON
bmra-3898	374	5	did	do	AUX
bmra-3898	374	6	not	not	PART
bmra-3898	374	7	meet	meet	VERB
bmra-3898	374	8	the	the	DET
bmra-3898	374	9	criteria	criterion	NOUN
bmra-3898	374	10	for	for	ADP
bmra-3898	374	11	consensus	consensus	NOUN
bmra-3898	374	12	in	in	ADP
bmra-3898	374	13	round	round	ADJ
bmra-3898	374	14	2	2	NUM
bmra-3898	374	15	were	be	AUX
bmra-3898	374	16	excluded	exclude	VERB
bmra-3898	374	17	from	from	ADP
bmra-3898	374	18	this	this	DET
bmra-3898	374	19	data	datum	NOUN
bmra-3898	374	20	collection	collection	NOUN
bmra-3898	374	21	tool	tool	NOUN
bmra-3898	374	22	.	.	PUNCT
bmra-3898	375	1	all	all	DET
bmra-3898	375	2	participants	participant	NOUN
bmra-3898	375	3	responded	respond	VERB
bmra-3898	375	4	within	within	ADP
bmra-3898	375	5	23	23	NUM
bmra-3898	375	6	hours	hour	NOUN
bmra-3898	375	7	,	,	PUNCT
bmra-3898	375	8	and	and	CCONJ
bmra-3898	375	9	the	the	DET
bmra-3898	375	10	survey	survey	NOUN
bmra-3898	375	11	was	be	AUX
bmra-3898	375	12	closed	close	VERB
bmra-3898	375	13	on	on	ADP
bmra-3898	375	14	october	october	PROPN
bmra-3898	375	15	14	14	NUM
bmra-3898	375	16	,	,	PUNCT
bmra-3898	375	17	2021	2021	NUM
bmra-3898	375	18	.	.	PUNCT
bmra-3898	376	1	it	it	PRON
bmra-3898	376	2	took	take	VERB
bmra-3898	376	3	an	an	DET
bmra-3898	376	4	average	average	NOUN
bmra-3898	376	5	of	of	ADP
bmra-3898	376	6	five	five	NUM
bmra-3898	376	7	minutes	minute	NOUN
bmra-3898	376	8	for	for	SCONJ
bmra-3898	376	9	participants	participant	NOUN
bmra-3898	376	10	to	to	PART
bmra-3898	376	11	complete	complete	VERB
bmra-3898	376	12	the	the	DET
bmra-3898	376	13	survey	survey	NOUN
bmra-3898	376	14	.	.	PUNCT
bmra-3898	377	1	data	datum	NOUN
bmra-3898	377	2	were	be	AUX
bmra-3898	377	3	analyzed	analyze	VERB
bmra-3898	377	4	using	use	VERB
bmra-3898	377	5	excel	excel	NOUN
bmra-3898	377	6	.	.	PUNCT
bmra-3898	378	1	the	the	DET
bmra-3898	378	2	scores	score	NOUN
bmra-3898	378	3	were	be	AUX
bmra-3898	378	4	added	add	VERB
bmra-3898	378	5	and	and	CCONJ
bmra-3898	378	6	divided	divide	VERB
bmra-3898	378	7	by	by	ADP
bmra-3898	378	8	13	13	NUM
bmra-3898	378	9	,	,	PUNCT
bmra-3898	378	10	the	the	DET
bmra-3898	378	11	number	number	NOUN
bmra-3898	378	12	of	of	ADP
bmra-3898	378	13	participants	participant	NOUN
bmra-3898	378	14	in	in	ADP
bmra-3898	378	15	the	the	DET
bmra-3898	378	16	third	third	ADJ
bmra-3898	378	17	round	round	NOUN
bmra-3898	378	18	,	,	PUNCT
bmra-3898	378	19	to	to	PART
bmra-3898	378	20	find	find	VERB
bmra-3898	378	21	the	the	DET
bmra-3898	378	22	weighted	weighted	ADJ
bmra-3898	378	23	average	average	ADJ
bmra-3898	378	24	score	score	NOUN
bmra-3898	378	25	.	.	PUNCT
bmra-3898	379	1	table	table	NOUN
bmra-3898	379	2	5	5	NUM
bmra-3898	379	3	summarizes	summarize	NOUN
bmra-3898	379	4	the	the	DET
bmra-3898	379	5	full	full	ADJ
bmra-3898	379	6	results	result	NOUN
bmra-3898	379	7	of	of	ADP
bmra-3898	379	8	round	round	NOUN
bmra-3898	379	9	3	3	NUM
bmra-3898	379	10	,	,	PUNCT
bmra-3898	379	11	sorted	sort	VERB
bmra-3898	379	12	by	by	ADP
bmra-3898	379	13	category	category	NOUN
bmra-3898	379	14	table	table	NOUN
bmra-3898	379	15	5	5	NUM
bmra-3898	379	16	round	round	ADJ
bmra-3898	379	17	three	three	NUM
bmra-3898	379	18	results	result	NOUN
bmra-3898	379	19	sorted	sort	VERB
bmra-3898	379	20	by	by	ADP
bmra-3898	379	21	category	category	NOUN
bmra-3898	379	22	category	category	NOUN
bmra-3898	379	23	approach	approach	NOUN
bmra-3898	379	24	weighted	weight	VERB
bmra-3898	379	25	average	average	ADJ
bmra-3898	379	26	technology	technology	NOUN
bmra-3898	379	27	1	1	NUM
bmra-3898	379	28	.	.	PUNCT
bmra-3898	380	1	leverage	leverage	VERB
bmra-3898	380	2	existing	exist	VERB
bmra-3898	380	3	ecosystems	ecosystem	NOUN
bmra-3898	380	4	to	to	PART
bmra-3898	380	5	share	share	VERB
bmra-3898	380	6	,	,	PUNCT
bmra-3898	380	7	manage	manage	VERB
bmra-3898	380	8	,	,	PUNCT
bmra-3898	380	9	and	and	CCONJ
bmra-3898	380	10	reduce	reduce	VERB
bmra-3898	380	11	infrastructure	infrastructure	NOUN
bmra-3898	380	12	costs	cost	NOUN
bmra-3898	380	13	to	to	PART
bmra-3898	380	14	overcome	overcome	VERB
bmra-3898	380	15	integration	integration	NOUN
bmra-3898	380	16	,	,	PUNCT
bmra-3898	380	17	and	and	CCONJ
bmra-3898	380	18	cost	cost	NOUN
bmra-3898	380	19	barriers	barrier	NOUN
bmra-3898	380	20	.	.	PUNCT
bmra-3898	381	1	2.92	2.92	NUM
bmra-3898	381	2	3	3	NUM
bmra-3898	381	3	.	.	PUNCT
bmra-3898	381	4	use	use	VERB
bmra-3898	381	5	other	other	ADJ
bmra-3898	381	6	consensus	consensus	NOUN
bmra-3898	381	7	mechanisms	mechanism	NOUN
bmra-3898	381	8	to	to	PART
bmra-3898	381	9	verify	verify	VERB
bmra-3898	381	10	transactions	transaction	NOUN
bmra-3898	381	11	besides	besides	SCONJ
bmra-3898	381	12	proof	proof	NOUN
bmra-3898	381	13	-	-	PUNCT
bmra-3898	381	14	of	of	ADP
bmra-3898	381	15	-	-	PUNCT
bmra-3898	381	16	work	work	NOUN
bmra-3898	381	17	like	like	ADP
bmra-3898	381	18	proof	proof	NOUN
bmra-3898	381	19	-	-	PUNCT
bmra-3898	381	20	of	of	ADP
bmra-3898	381	21	-	-	PUNCT
bmra-3898	381	22	stake	stake	NOUN
bmra-3898	381	23	,	,	PUNCT
bmra-3898	381	24	proof	proof	NOUN
bmra-3898	381	25	-	-	PUNCT
bmra-3898	381	26	of	of	ADP
bmra-3898	381	27	-	-	PUNCT
bmra-3898	381	28	retrievability	retrievability	NOUN
bmra-3898	381	29	,	,	PUNCT
bmra-3898	381	30	proof	proof	NOUN
bmra-3898	381	31	-	-	PUNCT
bmra-3898	381	32	of	of	ADP
bmra-3898	381	33	-	-	PUNCT
bmra-3898	381	34	burn	burn	NOUN
bmra-3898	381	35	,	,	PUNCT
bmra-3898	381	36	proof	proof	NOUN
bmra-3898	381	37	-	-	PUNCT
bmra-3898	381	38	of	of	ADP
bmra-3898	381	39	-	-	PUNCT
bmra-3898	381	40	capacity	capacity	NOUN
bmra-3898	381	41	,	,	PUNCT
bmra-3898	381	42	proof	proof	NOUN
bmra-3898	381	43	-	-	PUNCT
bmra-3898	381	44	of	of	ADP
bmra-3898	381	45	-	-	PUNCT
bmra-3898	381	46	activity	activity	NOUN
bmra-3898	381	47	,	,	PUNCT
bmra-3898	381	48	proofof	proofof	NOUN
bmra-3898	381	49	-	-	PUNCT
bmra-3898	381	50	importance	importance	NOUN
bmra-3898	381	51	,	,	PUNCT
bmra-3898	381	52	proof	proof	NOUN
bmra-3898	381	53	-	-	PUNCT
bmra-3898	381	54	of	of	ADP
bmra-3898	381	55	-	-	PUNCT
bmra-3898	381	56	elapsed	elapse	VERB
bmra-3898	381	57	time	time	NOUN
bmra-3898	381	58	,	,	PUNCT
bmra-3898	381	59	proof	proof	NOUN
bmra-3898	381	60	-	-	PUNCT
bmra-3898	381	61	of	of	ADP
bmra-3898	381	62	-	-	PUNCT
bmra-3898	381	63	ownership	ownership	NOUN
bmra-3898	381	64	,	,	PUNCT
bmra-3898	381	65	proof	proof	NOUN
bmra-3898	381	66	-	-	PUNCT
bmra-3898	381	67	of	of	ADP
bmra-3898	381	68	-	-	PUNCT
bmra-3898	381	69	state	state	NOUN
bmra-3898	381	70	,	,	PUNCT
bmra-3898	381	71	and	and	CCONJ
bmra-3898	381	72	proof	proof	NOUN
bmra-3898	381	73	-	-	PUNCT
bmra-3898	381	74	of	of	ADP
bmra-3898	381	75	-	-	PUNCT
bmra-3898	381	76	history	history	NOUN
bmra-3898	381	77	.	.	PUNCT
bmra-3898	382	1	1.31	1.31	NUM
bmra-3898	382	2	4	4	NUM
bmra-3898	382	3	.	.	PUNCT
bmra-3898	382	4	invest	invest	VERB
bmra-3898	382	5	in	in	ADP
bmra-3898	382	6	infrastructure	infrastructure	NOUN
bmra-3898	382	7	and	and	CCONJ
bmra-3898	382	8	people	people	NOUN
bmra-3898	382	9	that	that	PRON
bmra-3898	382	10	can	can	AUX
bmra-3898	382	11	support	support	VERB
bmra-3898	382	12	technological	technological	ADJ
bmra-3898	382	13	advancement	advancement	NOUN
bmra-3898	382	14	through	through	ADP
bmra-3898	382	15	access	access	NOUN
bmra-3898	382	16	and	and	CCONJ
bmra-3898	382	17	application	application	NOUN
bmra-3898	382	18	of	of	ADP
bmra-3898	382	19	knowledge	knowledge	NOUN
bmra-3898	382	20	.	.	PUNCT
bmra-3898	383	1	1.00	1.00	NUM
bmra-3898	383	2	2	2	NUM
bmra-3898	383	3	.	.	PUNCT
bmra-3898	383	4	adopt	adopt	NOUN
bmra-3898	383	5	permissioned	permissione	VERB
bmra-3898	383	6	consortium	consortium	NOUN
bmra-3898	383	7	blockchain	blockchain	NOUN
bmra-3898	383	8	for	for	ADP
bmra-3898	383	9	trade	trade	NOUN
bmra-3898	383	10	finance	finance	NOUN
bmra-3898	383	11	because	because	SCONJ
bmra-3898	383	12	all	all	DET
bmra-3898	383	13	members	member	NOUN
bmra-3898	383	14	of	of	ADP
bmra-3898	383	15	the	the	DET
bmra-3898	383	16	consortium	consortium	NOUN
bmra-3898	383	17	will	will	AUX
bmra-3898	383	18	be	be	AUX
bmra-3898	383	19	using	use	VERB
bmra-3898	383	20	the	the	DET
bmra-3898	383	21	same	same	ADJ
bmra-3898	383	22	platform	platform	NOUN
bmra-3898	383	23	.	.	PUNCT
bmra-3898	384	1	permissioned	permissione	VERB
bmra-3898	384	2	consortium	consortium	NOUN
bmra-3898	384	3	will	will	AUX
bmra-3898	384	4	also	also	ADV
bmra-3898	384	5	address	address	VERB
bmra-3898	384	6	privacy	privacy	NOUN
bmra-3898	384	7	,	,	PUNCT
bmra-3898	384	8	security	security	NOUN
bmra-3898	384	9	,	,	PUNCT
bmra-3898	384	10	transaction	transaction	NOUN
bmra-3898	384	11	speed	speed	NOUN
bmra-3898	384	12	,	,	PUNCT
bmra-3898	384	13	and	and	CCONJ
bmra-3898	384	14	scalability	scalability	NOUN
bmra-3898	384	15	issues	issue	NOUN
bmra-3898	384	16	associated	associate	VERB
bmra-3898	384	17	with	with	ADP
bmra-3898	384	18	permissionless	permissionless	NOUN
bmra-3898	384	19	blockchains	blockchain	NOUN
bmra-3898	384	20	.	.	PUNCT
bmra-3898	385	1	0.31	0.31	NUM
bmra-3898	385	2	58	58	NUM
bmra-3898	385	3	january	january	NOUN
bmra-3898	385	4	2023	2023	NUM
bmra-3898	385	5	|	|	NOUN
bmra-3898	385	6	volume	volume	NOUN
bmra-3898	385	7	2	2	NUM
bmra-3898	385	8	,	,	PUNCT
bmra-3898	385	9	number	number	NOUN
bmra-3898	385	10	1	1	NUM
bmra-3898	385	11	organization	organization	NOUN
bmra-3898	385	12	11	11	NUM
bmra-3898	385	13	.	.	PUNCT
bmra-3898	386	1	talented	talented	ADJ
bmra-3898	386	2	workers	worker	NOUN
bmra-3898	386	3	reflect	reflect	VERB
bmra-3898	386	4	organizational	organizational	ADJ
bmra-3898	386	5	readiness	readiness	NOUN
bmra-3898	386	6	and	and	CCONJ
bmra-3898	386	7	are	be	AUX
bmra-3898	386	8	essential	essential	ADJ
bmra-3898	386	9	for	for	ADP
bmra-3898	386	10	successful	successful	ADJ
bmra-3898	386	11	implementation	implementation	NOUN
bmra-3898	386	12	of	of	ADP
bmra-3898	386	13	blockchain	blockchain	PROPN
bmra-3898	386	14	innovation	innovation	NOUN
bmra-3898	386	15	1.85	1.85	NUM
bmra-3898	386	16	7	7	NUM
bmra-3898	386	17	.	.	PUNCT
bmra-3898	387	1	provide	provide	VERB
bmra-3898	387	2	resources	resource	NOUN
bmra-3898	387	3	to	to	PART
bmra-3898	387	4	r&d	r&d	VERB
bmra-3898	387	5	to	to	PART
bmra-3898	387	6	go	go	VERB
bmra-3898	387	7	towards	towards	ADP
bmra-3898	387	8	blockchain	blockchain	PROPN
bmra-3898	387	9	technology	technology	PROPN
bmra-3898	387	10	initiatives	initiative	NOUN
bmra-3898	387	11	.	.	PUNCT
bmra-3898	388	1	1.46	1.46	NUM
bmra-3898	388	2	5	5	NUM
bmra-3898	388	3	.	.	PUNCT
bmra-3898	388	4	collaborate	collaborate	VERB
bmra-3898	388	5	across	across	ADP
bmra-3898	388	6	functional	functional	ADJ
bmra-3898	388	7	teams	team	NOUN
bmra-3898	388	8	to	to	PART
bmra-3898	388	9	utilize	utilize	VERB
bmra-3898	388	10	the	the	DET
bmra-3898	388	11	scarce	scarce	ADJ
bmra-3898	388	12	skills	skill	NOUN
bmra-3898	388	13	in	in	ADP
bmra-3898	388	14	blockchain	blockchain	PROPN
bmra-3898	388	15	technology	technology	PROPN
bmra-3898	388	16	innovation	innovation	NOUN
bmra-3898	388	17	by	by	ADP
bmra-3898	388	18	identifying	identify	VERB
bmra-3898	388	19	where	where	SCONJ
bmra-3898	388	20	those	those	DET
bmra-3898	388	21	skills	skill	NOUN
bmra-3898	388	22	are	be	AUX
bmra-3898	388	23	concentrated	concentrate	VERB
bmra-3898	388	24	within	within	ADP
bmra-3898	388	25	the	the	DET
bmra-3898	388	26	firm	firm	NOUN
bmra-3898	388	27	through	through	ADP
bmra-3898	388	28	hr	hr	NOUN
bmra-3898	388	29	.	.	PROPN
bmra-3898	389	1	1.23	1.23	NUM
bmra-3898	389	2	15	15	NUM
bmra-3898	389	3	.	.	PUNCT
bmra-3898	390	1	technological	technological	ADJ
bmra-3898	390	2	innovation	innovation	NOUN
bmra-3898	390	3	requires	require	VERB
bmra-3898	390	4	constant	constant	ADJ
bmra-3898	390	5	collaboration	collaboration	NOUN
bmra-3898	390	6	,	,	PUNCT
bmra-3898	390	7	communication	communication	NOUN
bmra-3898	390	8	,	,	PUNCT
bmra-3898	390	9	commitment	commitment	NOUN
bmra-3898	390	10	,	,	PUNCT
bmra-3898	390	11	and	and	CCONJ
bmra-3898	390	12	dedication	dedication	NOUN
bmra-3898	390	13	of	of	ADP
bmra-3898	390	14	the	the	DET
bmra-3898	390	15	overall	overall	ADJ
bmra-3898	390	16	project	project	NOUN
bmra-3898	390	17	team	team	NOUN
bmra-3898	390	18	to	to	ADP
bmra-3898	390	19	the	the	DET
bmra-3898	390	20	success	success	NOUN
bmra-3898	390	21	of	of	ADP
bmra-3898	390	22	a	a	DET
bmra-3898	390	23	delivery	delivery	NOUN
bmra-3898	390	24	and	and	CCONJ
bmra-3898	390	25	continued	continued	ADJ
bmra-3898	390	26	improvement	improvement	NOUN
bmra-3898	390	27	.	.	PUNCT
bmra-3898	391	1	0.85	0.85	NUM
bmra-3898	391	2	9	9	NUM
bmra-3898	391	3	.	.	X
bmra-3898	391	4	introduce	introduce	VERB
bmra-3898	391	5	formal	formal	ADJ
bmra-3898	391	6	training	training	NOUN
bmra-3898	391	7	for	for	ADP
bmra-3898	391	8	blockchain	blockchain	PROPN
bmra-3898	391	9	that	that	PRON
bmra-3898	391	10	is	be	AUX
bmra-3898	391	11	customized	customize	VERB
bmra-3898	391	12	to	to	PART
bmra-3898	391	13	close	close	VERB
bmra-3898	391	14	the	the	DET
bmra-3898	391	15	skills	skill	NOUN
bmra-3898	391	16	gap	gap	NOUN
bmra-3898	391	17	within	within	ADP
bmra-3898	391	18	the	the	DET
bmra-3898	391	19	firm	firm	NOUN
bmra-3898	391	20	.	.	PUNCT
bmra-3898	392	1	0.77	0.77	NUM
bmra-3898	392	2	13	13	NUM
bmra-3898	392	3	.	.	PUNCT
bmra-3898	393	1	reward	reward	VERB
bmra-3898	393	2	people	people	NOUN
bmra-3898	393	3	for	for	ADP
bmra-3898	393	4	sharing	share	VERB
bmra-3898	393	5	knowledge	knowledge	NOUN
bmra-3898	393	6	to	to	PART
bmra-3898	393	7	encourage	encourage	VERB
bmra-3898	393	8	them	they	PRON
bmra-3898	393	9	to	to	PART
bmra-3898	393	10	share	share	VERB
bmra-3898	393	11	more	more	ADJ
bmra-3898	393	12	.	.	PUNCT
bmra-3898	394	1	0.62	0.62	NUM
bmra-3898	394	2	8	8	NUM
bmra-3898	394	3	.	.	PUNCT
bmra-3898	395	1	the	the	DET
bmra-3898	395	2	leadership	leadership	NOUN
bmra-3898	395	3	of	of	ADP
bmra-3898	395	4	the	the	DET
bmra-3898	395	5	ceo	ceo	NOUN
bmra-3898	395	6	has	have	VERB
bmra-3898	395	7	a	a	DET
bmra-3898	395	8	direct	direct	ADJ
bmra-3898	395	9	influence	influence	NOUN
bmra-3898	395	10	on	on	ADP
bmra-3898	395	11	innovation	innovation	NOUN
bmra-3898	395	12	.	.	PUNCT
bmra-3898	396	1	0.38	0.38	NUM
bmra-3898	396	2	6	6	NUM
bmra-3898	396	3	.	.	PUNCT
bmra-3898	396	4	create	create	VERB
bmra-3898	396	5	and	and	CCONJ
bmra-3898	396	6	invest	invest	VERB
bmra-3898	396	7	in	in	ADP
bmra-3898	396	8	innovation	innovation	NOUN
bmra-3898	396	9	labs	lab	NOUN
bmra-3898	396	10	to	to	PART
bmra-3898	396	11	test	test	VERB
bmra-3898	396	12	ideas	idea	NOUN
bmra-3898	396	13	before	before	ADP
bmra-3898	396	14	implementation	implementation	NOUN
bmra-3898	396	15	with	with	ADP
bmra-3898	396	16	the	the	DET
bmra-3898	396	17	involvement	involvement	NOUN
bmra-3898	396	18	of	of	ADP
bmra-3898	396	19	both	both	CCONJ
bmra-3898	396	20	internal	internal	ADJ
bmra-3898	396	21	and	and	CCONJ
bmra-3898	396	22	external	external	ADJ
bmra-3898	396	23	partners	partner	NOUN
bmra-3898	396	24	.	.	PUNCT
bmra-3898	397	1	0.31	0.31	NUM
bmra-3898	397	2	14	14	NUM
bmra-3898	397	3	.	.	PUNCT
bmra-3898	397	4	involve	involve	VERB
bmra-3898	397	5	all	all	DET
bmra-3898	397	6	interested	interested	ADJ
bmra-3898	397	7	employees	employee	NOUN
bmra-3898	397	8	,	,	PUNCT
bmra-3898	397	9	keep	keep	VERB
bmra-3898	397	10	them	they	PRON
bmra-3898	397	11	engaged	engaged	ADJ
bmra-3898	397	12	,	,	PUNCT
bmra-3898	397	13	and	and	CCONJ
bmra-3898	397	14	updated	update	VERB
bmra-3898	397	15	on	on	ADP
bmra-3898	397	16	progress	progress	NOUN
bmra-3898	397	17	.	.	PUNCT
bmra-3898	398	1	0.31	0.31	NUM
bmra-3898	398	2	10	10	NUM
bmra-3898	398	3	.	.	PUNCT
bmra-3898	399	1	financial	financial	ADJ
bmra-3898	399	2	resources	resource	NOUN
bmra-3898	399	3	reflect	reflect	VERB
bmra-3898	399	4	organizational	organizational	ADJ
bmra-3898	399	5	readiness	readiness	NOUN
bmra-3898	399	6	and	and	CCONJ
bmra-3898	399	7	are	be	AUX
bmra-3898	399	8	essential	essential	ADJ
bmra-3898	399	9	components	component	NOUN
bmra-3898	399	10	for	for	ADP
bmra-3898	399	11	successful	successful	ADJ
bmra-3898	399	12	implementation	implementation	NOUN
bmra-3898	399	13	of	of	ADP
bmra-3898	399	14	blockchain	blockchain	PROPN
bmra-3898	399	15	innovation	innovation	NOUN
bmra-3898	399	16	.	.	PUNCT
bmra-3898	400	1	0.23	0.23	NUM
bmra-3898	400	2	12	12	NUM
bmra-3898	400	3	.	.	PUNCT
bmra-3898	401	1	technological	technological	ADJ
bmra-3898	401	2	infrastructure	infrastructure	NOUN
bmra-3898	401	3	reflects	reflect	VERB
bmra-3898	401	4	organizational	organizational	ADJ
bmra-3898	401	5	readiness	readiness	NOUN
bmra-3898	401	6	and	and	CCONJ
bmra-3898	401	7	is	be	AUX
bmra-3898	401	8	essential	essential	ADJ
bmra-3898	401	9	for	for	ADP
bmra-3898	401	10	successful	successful	ADJ
bmra-3898	401	11	implementation	implementation	NOUN
bmra-3898	401	12	of	of	ADP
bmra-3898	401	13	blockchain	blockchain	PROPN
bmra-3898	401	14	innovation	innovation	NOUN
bmra-3898	401	15	.	.	PUNCT
bmra-3898	402	1	0.23	0.23	NUM
bmra-3898	402	2	environment	environment	NOUN
bmra-3898	402	3	16	16	NUM
bmra-3898	402	4	.	.	PUNCT
bmra-3898	402	5	create	create	VERB
bmra-3898	402	6	user	user	NOUN
bmra-3898	402	7	software	software	NOUN
bmra-3898	402	8	that	that	PRON
bmra-3898	402	9	can	can	AUX
bmra-3898	402	10	run	run	VERB
bmra-3898	402	11	on	on	ADP
bmra-3898	402	12	different	different	ADJ
bmra-3898	402	13	blockchain	blockchain	PROPN
bmra-3898	402	14	platforms	platform	NOUN
bmra-3898	402	15	.	.	PUNCT
bmra-3898	403	1	0.69	0.69	NUM
bmra-3898	403	2	59	59	NUM
bmra-3898	403	3	business	business	NOUN
bmra-3898	403	4	management	management	NOUN
bmra-3898	403	5	research	research	NOUN
bmra-3898	403	6	&	&	CCONJ
bmra-3898	403	7	applications	application	NOUN
bmra-3898	403	8	:	:	PUNCT
bmra-3898	403	9	a	a	DET
bmra-3898	403	10	cross	cross	ADJ
bmra-3898	403	11	-	-	ADJ
bmra-3898	403	12	disciplinary	disciplinary	ADJ
bmra-3898	403	13	journal	journal	NOUN
bmra-3898	403	14	18	18	NUM
bmra-3898	403	15	.	.	PUNCT
bmra-3898	403	16	establish	establish	VERB
bmra-3898	403	17	clear	clear	ADJ
bmra-3898	403	18	collaboration	collaboration	NOUN
bmra-3898	403	19	goals	goal	NOUN
bmra-3898	403	20	so	so	SCONJ
bmra-3898	403	21	that	that	SCONJ
bmra-3898	403	22	practitioners	practitioner	NOUN
bmra-3898	403	23	can	can	AUX
bmra-3898	403	24	determine	determine	VERB
bmra-3898	403	25	the	the	DET
bmra-3898	403	26	proper	proper	ADJ
bmra-3898	403	27	deployment	deployment	NOUN
bmra-3898	403	28	of	of	ADP
bmra-3898	403	29	resources	resource	NOUN
bmra-3898	403	30	.	.	PUNCT
bmra-3898	404	1	0.54	0.54	NUM
bmra-3898	404	2	17	17	NUM
bmra-3898	404	3	.	.	PUNCT
bmra-3898	405	1	customize	customize	VERB
bmra-3898	405	2	knowledge	knowledge	NOUN
bmra-3898	405	3	acquired	acquire	VERB
bmra-3898	405	4	from	from	ADP
bmra-3898	405	5	collaborating	collaborate	VERB
bmra-3898	405	6	with	with	ADP
bmra-3898	405	7	external	external	ADJ
bmra-3898	405	8	partners	partner	NOUN
bmra-3898	405	9	like	like	ADP
bmra-3898	405	10	research	research	NOUN
bmra-3898	405	11	institutions	institution	NOUN
bmra-3898	405	12	and	and	CCONJ
bmra-3898	405	13	academic	academic	ADJ
bmra-3898	405	14	institutions	institution	NOUN
bmra-3898	405	15	to	to	PART
bmra-3898	405	16	suit	suit	VERB
bmra-3898	405	17	local	local	ADJ
bmra-3898	405	18	circumstances	circumstance	NOUN
bmra-3898	405	19	.	.	PUNCT
bmra-3898	406	1	0.00	0.00	NUM
bmra-3898	406	2	round	round	VERB
bmra-3898	406	3	4	4	NUM
bmra-3898	406	4	–	–	PUNCT
bmra-3898	406	5	data	data	NOUN
bmra-3898	406	6	collection	collection	NOUN
bmra-3898	406	7	and	and	CCONJ
bmra-3898	406	8	analysis	analysis	NOUN
bmra-3898	406	9	the	the	DET
bmra-3898	406	10	round	round	ADJ
bmra-3898	406	11	4	4	NUM
bmra-3898	406	12	survey	survey	NOUN
bmra-3898	406	13	was	be	AUX
bmra-3898	406	14	emailed	email	VERB
bmra-3898	406	15	to	to	ADP
bmra-3898	406	16	all	all	DET
bmra-3898	406	17	13	13	NUM
bmra-3898	406	18	participants	participant	NOUN
bmra-3898	406	19	on	on	ADP
bmra-3898	406	20	october	october	PROPN
bmra-3898	406	21	14	14	NUM
bmra-3898	406	22	,	,	PUNCT
bmra-3898	406	23	2021	2021	NUM
bmra-3898	406	24	.	.	PUNCT
bmra-3898	407	1	participants	participant	NOUN
bmra-3898	407	2	received	receive	VERB
bmra-3898	407	3	the	the	DET
bmra-3898	407	4	list	list	NOUN
bmra-3898	407	5	of	of	ADP
bmra-3898	407	6	the	the	DET
bmra-3898	407	7	top	top	ADJ
bmra-3898	407	8	five	five	NUM
bmra-3898	407	9	approaches	approach	NOUN
bmra-3898	407	10	with	with	ADP
bmra-3898	407	11	weighted	weighted	ADJ
bmra-3898	407	12	scores	score	NOUN
bmra-3898	407	13	generated	generate	VERB
bmra-3898	407	14	in	in	ADP
bmra-3898	407	15	round	round	ADJ
bmra-3898	407	16	3	3	NUM
bmra-3898	407	17	(	(	PUNCT
bmra-3898	407	18	see	see	VERB
bmra-3898	407	19	table	table	NOUN
bmra-3898	407	20	6	6	NUM
bmra-3898	407	21	)	)	PUNCT
bmra-3898	407	22	.	.	PUNCT
bmra-3898	408	1	they	they	PRON
bmra-3898	408	2	were	be	AUX
bmra-3898	408	3	asked	ask	VERB
bmra-3898	408	4	to	to	PART
bmra-3898	408	5	review	review	VERB
bmra-3898	408	6	and	and	CCONJ
bmra-3898	408	7	rate	rate	VERB
bmra-3898	408	8	their	their	PRON
bmra-3898	408	9	confidence	confidence	NOUN
bmra-3898	408	10	in	in	ADP
bmra-3898	408	11	the	the	DET
bmra-3898	408	12	findings	finding	NOUN
bmra-3898	408	13	on	on	ADP
bmra-3898	408	14	a	a	DET
bmra-3898	408	15	five	five	NUM
bmra-3898	408	16	-	-	PUNCT
bmra-3898	408	17	point	point	NOUN
bmra-3898	408	18	likert	likert	ADJ
bmra-3898	408	19	-	-	PUNCT
bmra-3898	408	20	type	type	NOUN
bmra-3898	408	21	scale	scale	NOUN
bmra-3898	408	22	(	(	PUNCT
bmra-3898	408	23	1	1	NUM
bmra-3898	408	24	being	be	AUX
bmra-3898	408	25	“	"	PUNCT
bmra-3898	408	26	very	very	ADV
bmra-3898	408	27	unreliable	unreliable	ADJ
bmra-3898	408	28	”	"	PUNCT
bmra-3898	408	29	and	and	CCONJ
bmra-3898	408	30	5	5	NUM
bmra-3898	408	31	being	be	AUX
bmra-3898	408	32	“	"	PUNCT
bmra-3898	408	33	very	very	ADV
bmra-3898	408	34	reliable	reliable	ADJ
bmra-3898	408	35	”	"	PUNCT
bmra-3898	408	36	)	)	PUNCT
bmra-3898	408	37	as	as	ADV
bmra-3898	408	38	well	well	ADV
bmra-3898	408	39	as	as	ADP
bmra-3898	408	40	express	express	VERB
bmra-3898	408	41	their	their	PRON
bmra-3898	408	42	general	general	ADJ
bmra-3898	408	43	opinions	opinion	NOUN
bmra-3898	408	44	through	through	ADP
bmra-3898	408	45	an	an	DET
bmra-3898	408	46	open	open	ADV
bmra-3898	408	47	-	-	PUNCT
bmra-3898	408	48	ended	end	VERB
bmra-3898	408	49	question	question	NOUN
bmra-3898	408	50	:	:	PUNCT
bmra-3898	408	51	“	"	PUNCT
bmra-3898	408	52	in	in	ADP
bmra-3898	408	53	this	this	DET
bmra-3898	408	54	round	round	NOUN
bmra-3898	408	55	,	,	PUNCT
bmra-3898	408	56	your	your	PRON
bmra-3898	408	57	role	role	NOUN
bmra-3898	408	58	is	be	AUX
bmra-3898	408	59	to	to	PART
bmra-3898	408	60	express	express	VERB
bmra-3898	408	61	your	your	PRON
bmra-3898	408	62	confidence	confidence	NOUN
bmra-3898	408	63	in	in	ADP
bmra-3898	408	64	the	the	DET
bmra-3898	408	65	results	result	NOUN
bmra-3898	408	66	of	of	ADP
bmra-3898	408	67	this	this	DET
bmra-3898	408	68	project	project	NOUN
bmra-3898	408	69	presented	present	VERB
bmra-3898	408	70	on	on	ADP
bmra-3898	408	71	a	a	DET
bmra-3898	408	72	five	five	NUM
bmra-3898	408	73	-	-	PUNCT
bmra-3898	408	74	point	point	NOUN
bmra-3898	408	75	likert	likert	ADJ
bmra-3898	408	76	-	-	PUNCT
bmra-3898	408	77	type	type	NOUN
bmra-3898	408	78	scale	scale	NOUN
bmra-3898	408	79	as	as	SCONJ
bmra-3898	408	80	follows	follow	VERB
bmra-3898	408	81	1	1	NUM
bmra-3898	408	82	(	(	PUNCT
bmra-3898	408	83	very	very	ADV
bmra-3898	408	84	unreliable	unreliable	ADJ
bmra-3898	408	85	)	)	PUNCT
bmra-3898	408	86	,	,	PUNCT
bmra-3898	408	87	2	2	NUM
bmra-3898	408	88	(	(	PUNCT
bmra-3898	408	89	unreliable	unreliable	ADJ
bmra-3898	408	90	)	)	PUNCT
bmra-3898	408	91	,	,	PUNCT
bmra-3898	408	92	3	3	NUM
bmra-3898	408	93	(	(	PUNCT
bmra-3898	408	94	neutral	neutral	ADJ
bmra-3898	408	95	)	)	PUNCT
bmra-3898	408	96	,	,	PUNCT
bmra-3898	408	97	4	4	NUM
bmra-3898	408	98	(	(	PUNCT
bmra-3898	408	99	reliable	reliable	ADJ
bmra-3898	408	100	)	)	PUNCT
bmra-3898	408	101	,	,	PUNCT
bmra-3898	408	102	5	5	NUM
bmra-3898	408	103	(	(	PUNCT
bmra-3898	408	104	very	very	ADV
bmra-3898	408	105	reliable	reliable	ADJ
bmra-3898	408	106	)	)	PUNCT
bmra-3898	408	107	.	.	PUNCT
bmra-3898	409	1	please	please	INTJ
bmra-3898	409	2	support	support	VERB
bmra-3898	409	3	your	your	PRON
bmra-3898	409	4	confidence	confidence	NOUN
bmra-3898	409	5	rating	rating	NOUN
bmra-3898	409	6	in	in	ADP
bmra-3898	409	7	the	the	DET
bmra-3898	409	8	space	space	NOUN
bmra-3898	409	9	provided	provide	VERB
bmra-3898	409	10	.	.	PUNCT
bmra-3898	409	11	”	"	PUNCT
bmra-3898	410	1	all	all	DET
bmra-3898	410	2	participants	participant	NOUN
bmra-3898	410	3	had	have	AUX
bmra-3898	410	4	responded	respond	VERB
bmra-3898	410	5	by	by	ADP
bmra-3898	410	6	october	october	PROPN
bmra-3898	410	7	15	15	NUM
bmra-3898	410	8	,	,	PUNCT
bmra-3898	410	9	2021	2021	NUM
bmra-3898	410	10	,	,	PUNCT
bmra-3898	410	11	and	and	CCONJ
bmra-3898	410	12	it	it	PRON
bmra-3898	410	13	took	take	VERB
bmra-3898	410	14	an	an	DET
bmra-3898	410	15	average	average	NOUN
bmra-3898	410	16	of	of	ADP
bmra-3898	410	17	five	five	NUM
bmra-3898	410	18	minutes	minute	NOUN
bmra-3898	410	19	for	for	SCONJ
bmra-3898	410	20	respondents	respondent	NOUN
bmra-3898	410	21	to	to	PART
bmra-3898	410	22	complete	complete	VERB
bmra-3898	410	23	the	the	DET
bmra-3898	410	24	survey	survey	NOUN
bmra-3898	410	25	.	.	PUNCT
bmra-3898	411	1	table	table	NOUN
bmra-3898	411	2	6	6	NUM
bmra-3898	411	3	round	round	NOUN
bmra-3898	411	4	3	3	NUM
bmra-3898	411	5	top	top	NOUN
bmra-3898	411	6	five	five	NUM
bmra-3898	411	7	approaches	approach	NOUN
bmra-3898	411	8	approach	approach	NOUN
bmra-3898	411	9	weighted	weight	VERB
bmra-3898	411	10	average	average	ADJ
bmra-3898	411	11	1	1	NUM
bmra-3898	411	12	.	.	PUNCT
bmra-3898	412	1	leverage	leverage	VERB
bmra-3898	412	2	existing	exist	VERB
bmra-3898	412	3	ecosystems	ecosystem	NOUN
bmra-3898	412	4	to	to	PART
bmra-3898	412	5	share	share	VERB
bmra-3898	412	6	,	,	PUNCT
bmra-3898	412	7	manage	manage	VERB
bmra-3898	412	8	and	and	CCONJ
bmra-3898	412	9	reduce	reduce	VERB
bmra-3898	412	10	infrastructure	infrastructure	NOUN
bmra-3898	412	11	costs	cost	NOUN
bmra-3898	412	12	to	to	PART
bmra-3898	412	13	overcome	overcome	VERB
bmra-3898	412	14	integration	integration	NOUN
bmra-3898	412	15	and	and	CCONJ
bmra-3898	412	16	cost	cost	NOUN
bmra-3898	412	17	barriers	barrier	NOUN
bmra-3898	412	18	.	.	PUNCT
bmra-3898	413	1	2.92	2.92	NUM
bmra-3898	413	2	2	2	NUM
bmra-3898	413	3	.	.	PUNCT
bmra-3898	413	4	talented	talented	ADJ
bmra-3898	413	5	workers	worker	NOUN
bmra-3898	413	6	reflect	reflect	VERB
bmra-3898	413	7	organizational	organizational	ADJ
bmra-3898	413	8	readiness	readiness	NOUN
bmra-3898	413	9	and	and	CCONJ
bmra-3898	413	10	are	be	AUX
bmra-3898	413	11	essential	essential	ADJ
bmra-3898	413	12	for	for	ADP
bmra-3898	413	13	the	the	DET
bmra-3898	413	14	successful	successful	ADJ
bmra-3898	413	15	implementation	implementation	NOUN
bmra-3898	413	16	of	of	ADP
bmra-3898	413	17	blockchain	blockchain	PROPN
bmra-3898	413	18	innovation	innovation	NOUN
bmra-3898	413	19	1.85	1.85	NUM
bmra-3898	413	20	3	3	NUM
bmra-3898	413	21	.	.	PUNCT
bmra-3898	414	1	provide	provide	VERB
bmra-3898	414	2	resources	resource	NOUN
bmra-3898	414	3	to	to	PART
bmra-3898	414	4	r&d	r&d	VERB
bmra-3898	414	5	to	to	PART
bmra-3898	414	6	go	go	VERB
bmra-3898	414	7	towards	towards	ADP
bmra-3898	414	8	blockchain	blockchain	PROPN
bmra-3898	414	9	technology	technology	PROPN
bmra-3898	414	10	initiatives	initiative	NOUN
bmra-3898	414	11	.	.	PUNCT
bmra-3898	415	1	1.46	1.46	NUM
bmra-3898	415	2	4	4	NUM
bmra-3898	415	3	.	.	PUNCT
bmra-3898	416	1	use	use	VERB
bmra-3898	416	2	other	other	ADJ
bmra-3898	416	3	consensus	consensus	NOUN
bmra-3898	416	4	mechanisms	mechanism	NOUN
bmra-3898	416	5	to	to	PART
bmra-3898	416	6	verify	verify	VERB
bmra-3898	416	7	transactions	transaction	NOUN
bmra-3898	416	8	besides	besides	SCONJ
bmra-3898	416	9	proof	proof	NOUN
bmra-3898	416	10	-	-	PUNCT
bmra-3898	416	11	ofwork	ofwork	NOUN
bmra-3898	416	12	like	like	ADP
bmra-3898	416	13	proof	proof	NOUN
bmra-3898	416	14	-	-	PUNCT
bmra-3898	416	15	of	of	ADP
bmra-3898	416	16	-	-	PUNCT
bmra-3898	416	17	stake	stake	NOUN
bmra-3898	416	18	,	,	PUNCT
bmra-3898	416	19	proof	proof	NOUN
bmra-3898	416	20	-	-	PUNCT
bmra-3898	416	21	of	of	ADP
bmra-3898	416	22	-	-	PUNCT
bmra-3898	416	23	retrievability	retrievability	NOUN
bmra-3898	416	24	,	,	PUNCT
bmra-3898	416	25	proof	proof	NOUN
bmra-3898	416	26	-	-	PUNCT
bmra-3898	416	27	of	of	ADP
bmra-3898	416	28	-	-	PUNCT
bmra-3898	416	29	burn	burn	NOUN
bmra-3898	416	30	,	,	PUNCT
bmra-3898	416	31	proof	proof	NOUN
bmra-3898	416	32	-	-	PUNCT
bmra-3898	416	33	of	of	ADP
bmra-3898	416	34	-	-	PUNCT
bmra-3898	416	35	capacity	capacity	NOUN
bmra-3898	416	36	,	,	PUNCT
bmra-3898	416	37	proof	proof	NOUN
bmra-3898	416	38	-	-	PUNCT
bmra-3898	416	39	of	of	ADP
bmra-3898	416	40	-	-	PUNCT
bmra-3898	416	41	activity	activity	NOUN
bmra-3898	416	42	,	,	PUNCT
bmra-3898	416	43	proof	proof	NOUN
bmra-3898	416	44	-	-	PUNCT
bmra-3898	416	45	of	of	ADP
bmra-3898	416	46	-	-	PUNCT
bmra-3898	416	47	importance	importance	NOUN
bmra-3898	416	48	,	,	PUNCT
bmra-3898	416	49	proof	proof	NOUN
bmra-3898	416	50	-	-	PUNCT
bmra-3898	416	51	of	of	ADP
bmra-3898	416	52	-	-	PUNCT
bmra-3898	416	53	elapsed	elapse	VERB
bmra-3898	416	54	time	time	NOUN
bmra-3898	416	55	,	,	PUNCT
bmra-3898	416	56	proofof	proofof	NOUN
bmra-3898	416	57	-	-	PUNCT
bmra-3898	416	58	ownership	ownership	NOUN
bmra-3898	416	59	,	,	PUNCT
bmra-3898	416	60	proof	proof	NOUN
bmra-3898	416	61	-	-	PUNCT
bmra-3898	416	62	of	of	ADP
bmra-3898	416	63	-	-	PUNCT
bmra-3898	416	64	state	state	NOUN
bmra-3898	416	65	,	,	PUNCT
bmra-3898	416	66	and	and	CCONJ
bmra-3898	416	67	proof	proof	NOUN
bmra-3898	416	68	-	-	PUNCT
bmra-3898	416	69	of	of	ADP
bmra-3898	416	70	-	-	PUNCT
bmra-3898	416	71	history	history	NOUN
bmra-3898	416	72	.	.	PUNCT
bmra-3898	417	1	5	5	X
bmra-3898	417	2	.	.	X
bmra-3898	417	3	collaborate	collaborate	VERB
bmra-3898	417	4	across	across	ADP
bmra-3898	417	5	functional	functional	ADJ
bmra-3898	417	6	teams	team	NOUN
bmra-3898	417	7	to	to	PART
bmra-3898	417	8	utilize	utilize	VERB
bmra-3898	417	9	the	the	DET
bmra-3898	417	10	scarce	scarce	ADJ
bmra-3898	417	11	skills	skill	NOUN
bmra-3898	417	12	in	in	ADP
bmra-3898	417	13	blockchain	blockchain	PROPN
bmra-3898	417	14	technology	technology	PROPN
bmra-3898	417	15	innovation	innovation	NOUN
bmra-3898	417	16	by	by	ADP
bmra-3898	417	17	identifying	identify	VERB
bmra-3898	417	18	where	where	SCONJ
bmra-3898	417	19	those	those	DET
bmra-3898	417	20	skills	skill	NOUN
bmra-3898	417	21	are	be	AUX
bmra-3898	417	22	concentrated	concentrate	VERB
bmra-3898	417	23	within	within	ADP
bmra-3898	417	24	the	the	DET
bmra-3898	417	25	firm	firm	NOUN
bmra-3898	417	26	through	through	ADP
bmra-3898	417	27	hr	hr	NOUN
bmra-3898	417	28	.	.	PROPN
bmra-3898	418	1	1.31	1.31	NUM
bmra-3898	418	2	1.23	1.23	NUM
bmra-3898	418	3	60	60	NUM
bmra-3898	418	4	january	january	PROPN
bmra-3898	418	5	2023	2023	NUM
bmra-3898	418	6	|	|	NOUN
bmra-3898	418	7	volume	volume	NOUN
bmra-3898	418	8	2	2	NUM
bmra-3898	418	9	,	,	PUNCT
bmra-3898	418	10	number	number	NOUN
bmra-3898	418	11	1	1	NUM
bmra-3898	418	12	round	round	NOUN
bmra-3898	418	13	4	4	NUM
bmra-3898	418	14	data	datum	NOUN
bmra-3898	418	15	analysis	analysis	NOUN
bmra-3898	418	16	following	follow	VERB
bmra-3898	418	17	lemon	lemon	NOUN
bmra-3898	418	18	&	&	CCONJ
bmra-3898	418	19	hayes	hayes	PROPN
bmra-3898	418	20	(	(	PUNCT
bmra-3898	418	21	2020	2020	NUM
bmra-3898	418	22	)	)	PUNCT
bmra-3898	418	23	,	,	PUNCT
bmra-3898	418	24	participants	participant	NOUN
bmra-3898	418	25	in	in	ADP
bmra-3898	418	26	round	round	NOUN
bmra-3898	418	27	4	4	NUM
bmra-3898	418	28	received	receive	VERB
bmra-3898	418	29	the	the	DET
bmra-3898	418	30	list	list	NOUN
bmra-3898	418	31	of	of	ADP
bmra-3898	418	32	the	the	DET
bmra-3898	418	33	five	five	NUM
bmra-3898	418	34	approaches	approach	NOUN
bmra-3898	418	35	from	from	ADP
bmra-3898	418	36	round	round	NOUN
bmra-3898	418	37	3	3	NUM
bmra-3898	418	38	and	and	CCONJ
bmra-3898	418	39	rated	rate	VERB
bmra-3898	418	40	their	their	PRON
bmra-3898	418	41	confidence	confidence	NOUN
bmra-3898	418	42	in	in	ADP
bmra-3898	418	43	these	these	DET
bmra-3898	418	44	approaches	approach	NOUN
bmra-3898	418	45	on	on	ADP
bmra-3898	418	46	a	a	DET
bmra-3898	418	47	five	five	NUM
bmra-3898	418	48	-	-	PUNCT
bmra-3898	418	49	point	point	NOUN
bmra-3898	418	50	likert	likert	ADJ
bmra-3898	418	51	-	-	PUNCT
bmra-3898	418	52	type	type	NOUN
bmra-3898	418	53	scale	scale	NOUN
bmra-3898	418	54	to	to	PART
bmra-3898	418	55	establish	establish	VERB
bmra-3898	418	56	the	the	DET
bmra-3898	418	57	study	study	NOUN
bmra-3898	418	58	’s	’s	PART
bmra-3898	418	59	credibility	credibility	NOUN
bmra-3898	418	60	.	.	PUNCT
bmra-3898	419	1	the	the	DET
bmra-3898	419	2	quantitative	quantitative	ADJ
bmra-3898	419	3	data	datum	NOUN
bmra-3898	419	4	were	be	AUX
bmra-3898	419	5	analyzed	analyze	VERB
bmra-3898	419	6	using	use	VERB
bmra-3898	419	7	microsoft	microsoft	PROPN
bmra-3898	419	8	excel	excel	PROPN
bmra-3898	419	9	,	,	PUNCT
bmra-3898	419	10	expressed	express	VERB
bmra-3898	419	11	as	as	ADP
bmra-3898	419	12	a	a	DET
bmra-3898	419	13	percentage	percentage	NOUN
bmra-3898	419	14	.	.	PUNCT
bmra-3898	420	1	a	a	DET
bmra-3898	420	2	single	single	ADJ
bmra-3898	420	3	participant	participant	NOUN
bmra-3898	420	4	(	(	PUNCT
bmra-3898	420	5	7.7	7.7	NUM
bmra-3898	420	6	%	%	NOUN
bmra-3898	420	7	)	)	PUNCT
bmra-3898	420	8	rated	rate	VERB
bmra-3898	420	9	the	the	DET
bmra-3898	420	10	findings	finding	NOUN
bmra-3898	420	11	as	as	ADP
bmra-3898	420	12	unreliable	unreliable	ADJ
bmra-3898	420	13	.	.	PUNCT
bmra-3898	421	1	the	the	DET
bmra-3898	421	2	rest	rest	NOUN
bmra-3898	421	3	of	of	ADP
bmra-3898	421	4	the	the	DET
bmra-3898	421	5	participants	participant	NOUN
bmra-3898	421	6	rated	rate	VERB
bmra-3898	421	7	the	the	DET
bmra-3898	421	8	finding	finding	NOUN
bmra-3898	421	9	as	as	SCONJ
bmra-3898	421	10	reliable	reliable	ADJ
bmra-3898	421	11	38.5	38.5	NUM
bmra-3898	421	12	%	%	NOUN
bmra-3898	421	13	(	(	PUNCT
bmra-3898	421	14	n=5	n=5	NUM
bmra-3898	421	15	)	)	PUNCT
bmra-3898	421	16	and	and	CCONJ
bmra-3898	421	17	very	very	ADV
bmra-3898	421	18	reliable	reliable	ADJ
bmra-3898	421	19	53.8	53.8	NUM
bmra-3898	421	20	%	%	NOUN
bmra-3898	421	21	(	(	PUNCT
bmra-3898	421	22	n=7	n=7	PROPN
bmra-3898	421	23	)	)	PUNCT
bmra-3898	421	24	.	.	PUNCT
bmra-3898	422	1	respondents	respondent	NOUN
bmra-3898	422	2	were	be	AUX
bmra-3898	422	3	also	also	ADV
bmra-3898	422	4	allowed	allow	VERB
bmra-3898	422	5	to	to	PART
bmra-3898	422	6	share	share	VERB
bmra-3898	422	7	their	their	PRON
bmra-3898	422	8	opinions	opinion	NOUN
bmra-3898	422	9	on	on	ADP
bmra-3898	422	10	the	the	DET
bmra-3898	422	11	rating	rating	NOUN
bmra-3898	422	12	in	in	ADP
bmra-3898	422	13	an	an	DET
bmra-3898	422	14	open	open	ADJ
bmra-3898	422	15	-	-	PUNCT
bmra-3898	422	16	form	form	NOUN
bmra-3898	422	17	question	question	NOUN
bmra-3898	422	18	,	,	PUNCT
bmra-3898	422	19	and	and	CCONJ
bmra-3898	422	20	their	their	PRON
bmra-3898	422	21	responses	response	NOUN
bmra-3898	422	22	will	will	AUX
bmra-3898	422	23	be	be	AUX
bmra-3898	422	24	covered	cover	VERB
bmra-3898	422	25	in	in	ADP
bmra-3898	422	26	the	the	DET
bmra-3898	422	27	results	result	NOUN
bmra-3898	422	28	section	section	NOUN
bmra-3898	422	29	.	.	PUNCT
bmra-3898	423	1	results	result	VERB
bmra-3898	423	2	participants	participant	NOUN
bmra-3898	423	3	rated	rate	VERB
bmra-3898	423	4	18	18	NUM
bmra-3898	423	5	of	of	ADP
bmra-3898	423	6	the	the	DET
bmra-3898	423	7	33	33	NUM
bmra-3898	423	8	approaches	approach	NOUN
bmra-3898	423	9	as	as	ADP
bmra-3898	423	10	desirable	desirable	ADJ
bmra-3898	423	11	and	and	CCONJ
bmra-3898	423	12	feasible	feasible	ADJ
bmra-3898	423	13	in	in	ADP
bmra-3898	423	14	round	round	NOUN
bmra-3898	423	15	2	2	NUM
bmra-3898	423	16	.	.	PUNCT
bmra-3898	424	1	the	the	DET
bmra-3898	424	2	rest	rest	NOUN
bmra-3898	424	3	of	of	ADP
bmra-3898	424	4	the	the	DET
bmra-3898	424	5	approaches	approach	NOUN
bmra-3898	424	6	failed	fail	VERB
bmra-3898	424	7	for	for	ADP
bmra-3898	424	8	multiple	multiple	ADJ
bmra-3898	424	9	reasons	reason	NOUN
bmra-3898	424	10	.	.	PUNCT
bmra-3898	425	1	the	the	DET
bmra-3898	425	2	silo	silo	ADJ
bmra-3898	425	3	organizational	organizational	ADJ
bmra-3898	425	4	structure	structure	NOUN
bmra-3898	425	5	in	in	ADP
bmra-3898	425	6	the	the	DET
bmra-3898	425	7	banking	banking	NOUN
bmra-3898	425	8	industry	industry	NOUN
bmra-3898	425	9	was	be	AUX
bmra-3898	425	10	seen	see	VERB
bmra-3898	425	11	as	as	ADP
bmra-3898	425	12	an	an	DET
bmra-3898	425	13	impediment	impediment	NOUN
bmra-3898	425	14	to	to	ADP
bmra-3898	425	15	collaborating	collaborate	VERB
bmra-3898	425	16	within	within	ADP
bmra-3898	425	17	functional	functional	ADJ
bmra-3898	425	18	units	unit	NOUN
bmra-3898	425	19	.	.	PUNCT
bmra-3898	426	1	collaboration	collaboration	NOUN
bmra-3898	426	2	,	,	PUNCT
bmra-3898	426	3	in	in	ADP
bmra-3898	426	4	general	general	ADJ
bmra-3898	426	5	,	,	PUNCT
bmra-3898	426	6	raised	raise	VERB
bmra-3898	426	7	several	several	ADJ
bmra-3898	426	8	issues	issue	NOUN
bmra-3898	426	9	,	,	PUNCT
bmra-3898	426	10	including	include	VERB
bmra-3898	426	11	intellectual	intellectual	ADJ
bmra-3898	426	12	capital	capital	NOUN
bmra-3898	426	13	,	,	PUNCT
bmra-3898	426	14	trade	trade	NOUN
bmra-3898	426	15	secrets	secret	NOUN
bmra-3898	426	16	,	,	PUNCT
bmra-3898	426	17	and	and	CCONJ
bmra-3898	426	18	difficulty	difficulty	NOUN
bmra-3898	426	19	in	in	ADP
bmra-3898	426	20	implementation	implementation	NOUN
bmra-3898	426	21	.	.	PUNCT
bmra-3898	427	1	another	another	DET
bmra-3898	427	2	concern	concern	NOUN
bmra-3898	427	3	was	be	AUX
bmra-3898	427	4	the	the	DET
bmra-3898	427	5	ownership	ownership	NOUN
bmra-3898	427	6	of	of	ADP
bmra-3898	427	7	innovations	innovation	NOUN
bmra-3898	427	8	,	,	PUNCT
bmra-3898	427	9	where	where	SCONJ
bmra-3898	427	10	some	some	DET
bmra-3898	427	11	thought	thought	ADJ
bmra-3898	427	12	operationalization	operationalization	NOUN
bmra-3898	427	13	should	should	AUX
bmra-3898	427	14	be	be	AUX
bmra-3898	427	15	left	leave	VERB
bmra-3898	427	16	to	to	ADP
bmra-3898	427	17	business	business	NOUN
bmra-3898	427	18	,	,	PUNCT
bmra-3898	427	19	and	and	CCONJ
bmra-3898	427	20	others	other	NOUN
bmra-3898	427	21	thought	think	VERB
bmra-3898	427	22	it	it	PRON
bmra-3898	427	23	should	should	AUX
bmra-3898	427	24	remain	remain	VERB
bmra-3898	427	25	with	with	ADP
bmra-3898	427	26	technology	technology	NOUN
bmra-3898	427	27	.	.	PUNCT
bmra-3898	428	1	practitioners	practitioner	NOUN
bmra-3898	428	2	must	must	AUX
bmra-3898	428	3	not	not	PART
bmra-3898	428	4	wait	wait	VERB
bmra-3898	428	5	until	until	SCONJ
bmra-3898	428	6	they	they	PRON
bmra-3898	428	7	have	have	VERB
bmra-3898	428	8	slack	slack	NOUN
bmra-3898	428	9	in	in	ADP
bmra-3898	428	10	financial	financial	ADJ
bmra-3898	428	11	resources	resource	NOUN
bmra-3898	428	12	to	to	PART
bmra-3898	428	13	innovate	innovate	VERB
bmra-3898	428	14	.	.	PUNCT
bmra-3898	429	1	the	the	DET
bmra-3898	429	2	incentives	incentive	NOUN
bmra-3898	429	3	that	that	PRON
bmra-3898	429	4	employees	employee	NOUN
bmra-3898	429	5	expect	expect	VERB
bmra-3898	429	6	could	could	AUX
bmra-3898	429	7	be	be	AUX
bmra-3898	429	8	financial	financial	ADJ
bmra-3898	429	9	,	,	PUNCT
bmra-3898	429	10	which	which	PRON
bmra-3898	429	11	is	be	AUX
bmra-3898	429	12	not	not	PART
bmra-3898	429	13	feasible	feasible	ADJ
bmra-3898	429	14	.	.	PUNCT
bmra-3898	430	1	also	also	ADV
bmra-3898	430	2	,	,	PUNCT
bmra-3898	430	3	giving	give	VERB
bmra-3898	430	4	employees	employee	NOUN
bmra-3898	430	5	slack	slack	VERB
bmra-3898	430	6	time	time	NOUN
bmra-3898	430	7	is	be	AUX
bmra-3898	430	8	not	not	PART
bmra-3898	430	9	feasible	feasible	ADJ
bmra-3898	430	10	because	because	SCONJ
bmra-3898	430	11	everyone	everyone	PRON
bmra-3898	430	12	’s	’s	PART
bmra-3898	430	13	schedule	schedule	NOUN
bmra-3898	430	14	is	be	AUX
bmra-3898	430	15	full	full	ADJ
bmra-3898	430	16	.	.	PUNCT
bmra-3898	431	1	the	the	DET
bmra-3898	431	2	participant	participant	NOUN
bmra-3898	431	3	that	that	PRON
bmra-3898	431	4	rated	rate	VERB
bmra-3898	431	5	the	the	DET
bmra-3898	431	6	findings	finding	NOUN
bmra-3898	431	7	from	from	ADP
bmra-3898	431	8	round	round	NOUN
bmra-3898	431	9	3	3	NUM
bmra-3898	431	10	as	as	ADP
bmra-3898	431	11	“	"	PUNCT
bmra-3898	431	12	unreliable	unreliable	ADJ
bmra-3898	431	13	”	"	PUNCT
bmra-3898	431	14	commented	comment	VERB
bmra-3898	431	15	that	that	SCONJ
bmra-3898	431	16	they	they	PRON
bmra-3898	431	17	disagreed	disagree	VERB
bmra-3898	431	18	with	with	ADP
bmra-3898	431	19	the	the	DET
bmra-3898	431	20	weighted	weighted	ADJ
bmra-3898	431	21	importance	importance	NOUN
bmra-3898	431	22	on	on	ADP
bmra-3898	431	23	the	the	DET
bmra-3898	431	24	list	list	NOUN
bmra-3898	431	25	of	of	ADP
bmra-3898	431	26	shared	share	VERB
bmra-3898	431	27	infrastructure	infrastructure	NOUN
bmra-3898	431	28	over	over	ADP
bmra-3898	431	29	training	training	NOUN
bmra-3898	431	30	employees	employee	NOUN
bmra-3898	431	31	and	and	CCONJ
bmra-3898	431	32	allocating	allocate	VERB
bmra-3898	431	33	funding	funding	NOUN
bmra-3898	431	34	for	for	ADP
bmra-3898	431	35	blockchain	blockchain	PROPN
bmra-3898	431	36	projects	project	NOUN
bmra-3898	431	37	.	.	PUNCT
bmra-3898	432	1	specifically	specifically	ADV
bmra-3898	432	2	,	,	PUNCT
bmra-3898	432	3	the	the	DET
bmra-3898	432	4	participant	participant	NOUN
bmra-3898	432	5	argued	argue	VERB
bmra-3898	432	6	that	that	SCONJ
bmra-3898	432	7	infrastructure	infrastructure	NOUN
bmra-3898	432	8	is	be	AUX
bmra-3898	432	9	no	no	ADV
bmra-3898	432	10	longer	long	ADV
bmra-3898	432	11	the	the	DET
bmra-3898	432	12	main	main	ADJ
bmra-3898	432	13	priority	priority	NOUN
bmra-3898	432	14	with	with	ADP
bmra-3898	432	15	recent	recent	ADJ
bmra-3898	432	16	developments	development	NOUN
bmra-3898	432	17	in	in	ADP
bmra-3898	432	18	a	a	DET
bmra-3898	432	19	cloud	cloud	NOUN
bmra-3898	432	20	-	-	PUNCT
bmra-3898	432	21	based	base	VERB
bmra-3898	432	22	architecture	architecture	NOUN
bmra-3898	432	23	.	.	PUNCT
bmra-3898	433	1	the	the	DET
bmra-3898	433	2	dozen	dozen	NOUN
bmra-3898	433	3	other	other	ADJ
bmra-3898	433	4	participants	participant	NOUN
bmra-3898	433	5	were	be	AUX
bmra-3898	433	6	confident	confident	ADJ
bmra-3898	433	7	in	in	ADP
bmra-3898	433	8	the	the	DET
bmra-3898	433	9	reliability	reliability	NOUN
bmra-3898	433	10	of	of	ADP
bmra-3898	433	11	the	the	DET
bmra-3898	433	12	findings	finding	NOUN
bmra-3898	433	13	to	to	ADP
bmra-3898	433	14	varying	vary	VERB
bmra-3898	433	15	degrees	degree	NOUN
bmra-3898	433	16	and	and	CCONJ
bmra-3898	433	17	for	for	ADP
bmra-3898	433	18	different	different	ADJ
bmra-3898	433	19	reasons	reason	NOUN
bmra-3898	433	20	.	.	PUNCT
bmra-3898	434	1	in	in	ADP
bmra-3898	434	2	particular	particular	ADJ
bmra-3898	434	3	,	,	PUNCT
bmra-3898	434	4	69	69	NUM
bmra-3898	434	5	%	%	NOUN
bmra-3898	434	6	of	of	ADP
bmra-3898	434	7	the	the	DET
bmra-3898	434	8	participants	participant	NOUN
bmra-3898	434	9	cited	cite	VERB
bmra-3898	434	10	people	people	NOUN
bmra-3898	434	11	or	or	CCONJ
bmra-3898	434	12	talent	talent	NOUN
bmra-3898	434	13	as	as	ADP
bmra-3898	434	14	the	the	DET
bmra-3898	434	15	reason	reason	NOUN
bmra-3898	434	16	for	for	ADP
bmra-3898	434	17	their	their	PRON
bmra-3898	434	18	confidence	confidence	NOUN
bmra-3898	434	19	.	.	PUNCT
bmra-3898	435	1	61	61	NUM
bmra-3898	435	2	%	%	NOUN
bmra-3898	435	3	of	of	ADP
bmra-3898	435	4	the	the	DET
bmra-3898	435	5	participants	participant	NOUN
bmra-3898	435	6	mentioned	mention	VERB
bmra-3898	435	7	leveraging	leverage	VERB
bmra-3898	435	8	existing	exist	VERB
bmra-3898	435	9	infrastructure	infrastructure	NOUN
bmra-3898	435	10	as	as	ADP
bmra-3898	435	11	a	a	DET
bmra-3898	435	12	key	key	ADJ
bmra-3898	435	13	factor	factor	NOUN
bmra-3898	435	14	in	in	ADP
bmra-3898	435	15	their	their	PRON
bmra-3898	435	16	confidence	confidence	NOUN
bmra-3898	435	17	.	.	PUNCT
bmra-3898	436	1	infrastructure	infrastructure	NOUN
bmra-3898	436	2	with	with	ADP
bmra-3898	436	3	tried	try	VERB
bmra-3898	436	4	-	-	PUNCT
bmra-3898	436	5	and	and	CCONJ
bmra-3898	436	6	-	-	PUNCT
bmra-3898	436	7	tested	test	VERB
bmra-3898	436	8	processes	process	NOUN
bmra-3898	436	9	is	be	AUX
bmra-3898	436	10	already	already	ADV
bmra-3898	436	11	in	in	ADP
bmra-3898	436	12	place	place	NOUN
bmra-3898	436	13	;	;	PUNCT
bmra-3898	436	14	therefore	therefore	ADV
bmra-3898	436	15	,	,	PUNCT
bmra-3898	436	16	practitioners	practitioner	NOUN
bmra-3898	436	17	must	must	AUX
bmra-3898	436	18	determine	determine	VERB
bmra-3898	436	19	how	how	SCONJ
bmra-3898	436	20	their	their	PRON
bmra-3898	436	21	firms	firm	NOUN
bmra-3898	436	22	could	could	AUX
bmra-3898	436	23	benefit	benefit	VERB
bmra-3898	436	24	.	.	PUNCT
bmra-3898	437	1	identifying	identify	VERB
bmra-3898	437	2	the	the	DET
bmra-3898	437	3	proper	proper	ADJ
bmra-3898	437	4	infrastructure	infrastructure	NOUN
bmra-3898	437	5	will	will	AUX
bmra-3898	437	6	require	require	VERB
bmra-3898	437	7	expertise	expertise	NOUN
bmra-3898	437	8	,	,	PUNCT
bmra-3898	437	9	so	so	SCONJ
bmra-3898	437	10	practitioners	practitioner	NOUN
bmra-3898	437	11	must	must	AUX
bmra-3898	437	12	depend	depend	VERB
bmra-3898	437	13	on	on	ADP
bmra-3898	437	14	people	people	NOUN
bmra-3898	437	15	and	and	CCONJ
bmra-3898	437	16	talent	talent	NOUN
bmra-3898	437	17	to	to	PART
bmra-3898	437	18	acquire	acquire	VERB
bmra-3898	437	19	the	the	DET
bmra-3898	437	20	best	good	ADJ
bmra-3898	437	21	solution	solution	NOUN
bmra-3898	437	22	for	for	ADP
bmra-3898	437	23	the	the	DET
bmra-3898	437	24	firm	firm	NOUN
bmra-3898	437	25	.	.	PUNCT
bmra-3898	438	1	existing	exist	VERB
bmra-3898	438	2	infrastructure	infrastructure	NOUN
bmra-3898	438	3	will	will	AUX
bmra-3898	438	4	quicken	quicken	VERB
bmra-3898	438	5	the	the	DET
bmra-3898	438	6	process	process	NOUN
bmra-3898	438	7	and	and	CCONJ
bmra-3898	438	8	move	move	VERB
bmra-3898	438	9	firms	firm	NOUN
bmra-3898	438	10	to	to	ADP
bmra-3898	438	11	the	the	DET
bmra-3898	438	12	implementation	implementation	NOUN
bmra-3898	438	13	phase	phase	NOUN
bmra-3898	438	14	.	.	PUNCT
bmra-3898	439	1	three	three	NUM
bmra-3898	439	2	of	of	ADP
bmra-3898	439	3	the	the	DET
bmra-3898	439	4	experts	expert	NOUN
bmra-3898	439	5	used	use	VERB
bmra-3898	439	6	the	the	DET
bmra-3898	439	7	opportunity	opportunity	NOUN
bmra-3898	439	8	of	of	ADP
bmra-3898	439	9	the	the	DET
bmra-3898	439	10	open	open	ADV
bmra-3898	439	11	-	-	PUNCT
bmra-3898	439	12	ended	end	VERB
bmra-3898	439	13	question	question	NOUN
bmra-3898	439	14	to	to	PART
bmra-3898	439	15	emphasize	emphasize	VERB
bmra-3898	439	16	the	the	DET
bmra-3898	439	17	importance	importance	NOUN
bmra-3898	439	18	of	of	ADP
bmra-3898	439	19	investment	investment	NOUN
bmra-3898	439	20	in	in	ADP
bmra-3898	439	21	r&d	r&d	NOUN
bmra-3898	439	22	for	for	ADP
bmra-3898	439	23	blockchain	blockchain	PROPN
bmra-3898	439	24	technology	technology	PROPN
bmra-3898	439	25	,	,	PUNCT
bmra-3898	439	26	precisely	precisely	ADV
bmra-3898	439	27	because	because	SCONJ
bmra-3898	439	28	it	it	PRON
bmra-3898	439	29	is	be	AUX
bmra-3898	439	30	a	a	DET
bmra-3898	439	31	relatively	relatively	ADV
bmra-3898	439	32	new	new	ADJ
bmra-3898	439	33	field	field	NOUN
bmra-3898	439	34	.	.	PUNCT
bmra-3898	440	1	financial	financial	ADJ
bmra-3898	440	2	resources	resource	NOUN
bmra-3898	440	3	and	and	CCONJ
bmra-3898	440	4	collaboration	collaboration	NOUN
bmra-3898	440	5	were	be	AUX
bmra-3898	440	6	each	each	PRON
bmra-3898	440	7	flagged	flag	VERB
bmra-3898	440	8	by	by	ADP
bmra-3898	440	9	23	23	NUM
bmra-3898	440	10	%	%	NOUN
bmra-3898	440	11	of	of	ADP
bmra-3898	440	12	participants	participant	NOUN
bmra-3898	440	13	as	as	ADP
bmra-3898	440	14	critical	critical	ADJ
bmra-3898	440	15	for	for	ADP
bmra-3898	440	16	blockchain	blockchain	PROPN
bmra-3898	440	17	technological	technological	ADJ
bmra-3898	440	18	innovation	innovation	NOUN
bmra-3898	440	19	in	in	ADP
bmra-3898	440	20	trade	trade	NOUN
bmra-3898	440	21	finance	finance	NOUN
bmra-3898	440	22	.	.	PUNCT
bmra-3898	441	1	one	one	NUM
bmra-3898	441	2	person	person	NOUN
bmra-3898	441	3	who	who	PRON
bmra-3898	441	4	rated	rate	VERB
bmra-3898	441	5	the	the	DET
bmra-3898	441	6	overall	overall	ADJ
bmra-3898	441	7	reliability	reliability	NOUN
bmra-3898	441	8	of	of	ADP
bmra-3898	441	9	round	round	ADJ
bmra-3898	441	10	3	3	NUM
bmra-3898	441	11	’s	’s	PART
bmra-3898	441	12	findings	finding	NOUN
bmra-3898	441	13	as	as	ADP
bmra-3898	441	14	“	"	PUNCT
bmra-3898	441	15	reliable	reliable	ADJ
bmra-3898	441	16	”	"	PUNCT
bmra-3898	441	17	expressed	express	VERB
bmra-3898	441	18	their	their	PRON
bmra-3898	441	19	lack	lack	NOUN
bmra-3898	441	20	of	of	ADP
bmra-3898	441	21	confidence	confidence	NOUN
bmra-3898	441	22	that	that	SCONJ
bmra-3898	441	23	collaboration	collaboration	NOUN
bmra-3898	441	24	in	in	ADP
bmra-3898	441	25	banking	banking	NOUN
bmra-3898	441	26	is	be	AUX
bmra-3898	441	27	only	only	ADV
bmra-3898	441	28	feasible	feasible	ADJ
bmra-3898	441	29	on	on	ADP
bmra-3898	441	30	paper	paper	NOUN
bmra-3898	441	31	.	.	PUNCT
bmra-3898	442	1	table	table	NOUN
bmra-3898	442	2	7	7	NUM
bmra-3898	442	3	provides	provide	VERB
bmra-3898	442	4	a	a	DET
bmra-3898	442	5	comprehensive	comprehensive	ADJ
bmra-3898	442	6	list	list	NOUN
bmra-3898	442	7	of	of	ADP
bmra-3898	442	8	participants	participant	NOUN
bmra-3898	442	9	’	'	PUNCT
bmra-3898	442	10	open	open	ADV
bmra-3898	442	11	-	-	PUNCT
bmra-3898	442	12	ended	end	VERB
bmra-3898	442	13	comments	comment	NOUN
bmra-3898	442	14	collected	collect	VERB
bmra-3898	442	15	in	in	ADP
bmra-3898	442	16	round	round	NOUN
bmra-3898	442	17	4	4	NUM
bmra-3898	442	18	.	.	PUNCT
bmra-3898	443	1	the	the	DET
bmra-3898	443	2	following	follow	VERB
bmra-3898	443	3	are	be	AUX
bmra-3898	443	4	excerpts	excerpt	NOUN
bmra-3898	443	5	from	from	ADP
bmra-3898	443	6	two	two	NUM
bmra-3898	443	7	comments	comment	NOUN
bmra-3898	443	8	about	about	ADP
bmra-3898	443	9	the	the	DET
bmra-3898	443	10	importance	importance	NOUN
bmra-3898	443	11	of	of	ADP
bmra-3898	443	12	blockchain	blockchain	PROPN
bmra-3898	443	13	technology	technology	PROPN
bmra-3898	443	14	:	:	PUNCT
bmra-3898	443	15	this	this	PRON
bmra-3898	443	16	is	be	AUX
bmra-3898	443	17	n’t	not	PART
bmra-3898	443	18	just	just	ADV
bmra-3898	443	19	a	a	DET
bmra-3898	443	20	technology	technology	NOUN
bmra-3898	443	21	upgrade	upgrade	NOUN
bmra-3898	443	22	,	,	PUNCT
bmra-3898	443	23	and	and	CCONJ
bmra-3898	443	24	it	it	PRON
bmra-3898	443	25	’s	’	VERB
bmra-3898	443	26	not	not	PART
bmra-3898	443	27	really	really	ADV
bmra-3898	443	28	about	about	ADP
bmra-3898	443	29	finance	finance	NOUN
bmra-3898	443	30	.	.	PUNCT
bmra-3898	444	1	blockchain	blockchain	PROPN
bmra-3898	444	2	technology	technology	PROPN
bmra-3898	444	3	will	will	AUX
bmra-3898	444	4	change	change	VERB
bmra-3898	444	5	how	how	SCONJ
bmra-3898	444	6	everything	everything	PRON
bmra-3898	444	7	around	around	ADP
bmra-3898	444	8	us	we	PRON
bmra-3898	444	9	works	work	VERB
bmra-3898	444	10	and	and	CCONJ
bmra-3898	444	11	how	how	SCONJ
bmra-3898	444	12	we	we	PRON
bmra-3898	444	13	interact	interact	VERB
bmra-3898	444	14	with	with	ADP
bmra-3898	444	15	the	the	DET
bmra-3898	444	16	world	world	NOUN
bmra-3898	444	17	.	.	PUNCT
bmra-3898	445	1	just	just	ADV
bmra-3898	445	2	like	like	INTJ
bmra-3898	445	3	when	when	SCONJ
bmra-3898	445	4	the	the	DET
bmra-3898	445	5	internet	internet	NOUN
bmra-3898	445	6	61	61	NUM
bmra-3898	445	7	business	business	NOUN
bmra-3898	445	8	management	management	NOUN
bmra-3898	445	9	research	research	NOUN
bmra-3898	445	10	&	&	CCONJ
bmra-3898	445	11	applications	application	NOUN
bmra-3898	445	12	:	:	PUNCT
bmra-3898	445	13	a	a	DET
bmra-3898	445	14	cross	cross	ADJ
bmra-3898	445	15	-	-	ADJ
bmra-3898	445	16	disciplinary	disciplinary	ADJ
bmra-3898	445	17	journal	journal	NOUN
bmra-3898	445	18	went	go	VERB
bmra-3898	445	19	commercial	commercial	ADJ
bmra-3898	445	20	,	,	PUNCT
bmra-3898	445	21	those	those	PRON
bmra-3898	445	22	who	who	PRON
bmra-3898	445	23	moved	move	VERB
bmra-3898	445	24	fast	fast	ADV
bmra-3898	445	25	and	and	CCONJ
bmra-3898	445	26	adopted	adopt	VERB
bmra-3898	445	27	survived	survive	VERB
bmra-3898	445	28	.	.	PUNCT
bmra-3898	446	1	those	those	PRON
bmra-3898	446	2	who	who	PRON
bmra-3898	446	3	could	could	AUX
bmra-3898	446	4	n’t	not	PART
bmra-3898	446	5	move	move	VERB
bmra-3898	446	6	quickly	quickly	ADV
bmra-3898	446	7	are	be	AUX
bmra-3898	446	8	no	no	ADV
bmra-3898	446	9	longer	long	ADV
bmra-3898	446	10	with	with	ADP
bmra-3898	446	11	us	we	PRON
bmra-3898	446	12	.	.	PUNCT
bmra-3898	447	1	(	(	PUNCT
bmra-3898	447	2	participant	participant	NOUN
bmra-3898	447	3	a	a	PRON
bmra-3898	447	4	)	)	PUNCT
bmra-3898	447	5	blockchain	blockchain	PROPN
bmra-3898	447	6	is	be	AUX
bmra-3898	447	7	the	the	DET
bmra-3898	447	8	banking	banking	NOUN
bmra-3898	447	9	of	of	ADP
bmra-3898	447	10	the	the	DET
bmra-3898	447	11	future	future	NOUN
bmra-3898	447	12	.	.	PUNCT
bmra-3898	448	1	while	while	SCONJ
bmra-3898	448	2	early	early	ADJ
bmra-3898	448	3	adopters	adopter	NOUN
bmra-3898	448	4	have	have	VERB
bmra-3898	448	5	a	a	DET
bmra-3898	448	6	chance	chance	NOUN
bmra-3898	448	7	of	of	ADP
bmra-3898	448	8	leveraging	leverage	VERB
bmra-3898	448	9	first	first	ADJ
bmra-3898	448	10	-	-	PUNCT
bmra-3898	448	11	mover	mover	NOUN
bmra-3898	448	12	advantages	advantage	NOUN
bmra-3898	448	13	,	,	PUNCT
bmra-3898	448	14	latecomers	latecomer	NOUN
bmra-3898	448	15	will	will	AUX
bmra-3898	448	16	have	have	VERB
bmra-3898	448	17	the	the	DET
bmra-3898	448	18	advantage	advantage	NOUN
bmra-3898	448	19	of	of	ADP
bmra-3898	448	20	riding	ride	VERB
bmra-3898	448	21	on	on	ADP
bmra-3898	448	22	established	establish	VERB
bmra-3898	448	23	infrastructure	infrastructure	NOUN
bmra-3898	448	24	and	and	CCONJ
bmra-3898	448	25	tried	try	VERB
bmra-3898	448	26	and	and	CCONJ
bmra-3898	448	27	tested	test	VERB
bmra-3898	448	28	processes	process	NOUN
bmra-3898	448	29	.	.	PUNCT
bmra-3898	449	1	(	(	PUNCT
bmra-3898	449	2	participant	participant	PROPN
bmra-3898	449	3	b	b	X
bmra-3898	449	4	)	)	PUNCT
bmra-3898	449	5	despite	despite	SCONJ
bmra-3898	449	6	self	self	NOUN
bmra-3898	449	7	-	-	PUNCT
bmra-3898	449	8	identifying	identifying	NOUN
bmra-3898	449	9	for	for	ADP
bmra-3898	449	10	the	the	DET
bmra-3898	449	11	study	study	NOUN
bmra-3898	449	12	,	,	PUNCT
bmra-3898	449	13	none	none	NOUN
bmra-3898	449	14	of	of	ADP
bmra-3898	449	15	the	the	DET
bmra-3898	449	16	participants	participant	NOUN
bmra-3898	449	17	thought	think	VERB
bmra-3898	449	18	blockchain	blockchain	PROPN
bmra-3898	449	19	was	be	AUX
bmra-3898	449	20	just	just	ADV
bmra-3898	449	21	a	a	DET
bmra-3898	449	22	fad	fad	NOUN
bmra-3898	449	23	.	.	PUNCT
bmra-3898	450	1	this	this	DET
bmra-3898	450	2	project	project	NOUN
bmra-3898	450	3	supports	support	VERB
bmra-3898	450	4	that	that	SCONJ
bmra-3898	450	5	blockchain	blockchain	PROPN
bmra-3898	450	6	is	be	AUX
bmra-3898	450	7	worth	worth	ADJ
bmra-3898	450	8	pursuing	pursue	VERB
bmra-3898	450	9	even	even	ADV
bmra-3898	450	10	if	if	SCONJ
bmra-3898	450	11	these	these	DET
bmra-3898	450	12	barriers	barrier	NOUN
bmra-3898	450	13	remain	remain	VERB
bmra-3898	450	14	.	.	PUNCT
bmra-3898	451	1	if	if	SCONJ
bmra-3898	451	2	bank	bank	NOUN
bmra-3898	451	3	practitioners	practitioner	NOUN
bmra-3898	451	4	can	can	AUX
bmra-3898	451	5	not	not	PART
bmra-3898	451	6	eliminate	eliminate	VERB
bmra-3898	451	7	the	the	DET
bmra-3898	451	8	barriers	barrier	NOUN
bmra-3898	451	9	,	,	PUNCT
bmra-3898	451	10	they	they	PRON
bmra-3898	451	11	should	should	AUX
bmra-3898	451	12	find	find	VERB
bmra-3898	451	13	a	a	DET
bmra-3898	451	14	way	way	NOUN
bmra-3898	451	15	to	to	PART
bmra-3898	451	16	work	work	VERB
bmra-3898	451	17	around	around	ADP
bmra-3898	451	18	them	they	PRON
bmra-3898	451	19	to	to	PART
bmra-3898	451	20	move	move	VERB
bmra-3898	451	21	forward	forward	ADV
bmra-3898	451	22	.	.	PUNCT
bmra-3898	452	1	all	all	DET
bmra-3898	452	2	the	the	DET
bmra-3898	452	3	experts	expert	NOUN
bmra-3898	452	4	thought	think	VERB
bmra-3898	452	5	that	that	SCONJ
bmra-3898	452	6	executives	executive	NOUN
bmra-3898	452	7	should	should	AUX
bmra-3898	452	8	do	do	VERB
bmra-3898	452	9	more	more	ADJ
bmra-3898	452	10	to	to	PART
bmra-3898	452	11	ensure	ensure	VERB
bmra-3898	452	12	their	their	PRON
bmra-3898	452	13	businesses	business	NOUN
bmra-3898	452	14	are	be	AUX
bmra-3898	452	15	prepared	prepare	VERB
bmra-3898	452	16	for	for	ADP
bmra-3898	452	17	the	the	DET
bmra-3898	452	18	new	new	ADJ
bmra-3898	452	19	reality	reality	NOUN
bmra-3898	452	20	that	that	PRON
bmra-3898	452	21	is	be	AUX
bmra-3898	452	22	already	already	ADV
bmra-3898	452	23	here	here	ADV
bmra-3898	452	24	.	.	PUNCT
bmra-3898	453	1	the	the	DET
bmra-3898	453	2	full	full	ADJ
bmra-3898	453	3	comments	comment	NOUN
bmra-3898	453	4	and	and	CCONJ
bmra-3898	453	5	the	the	DET
bmra-3898	453	6	rest	rest	NOUN
bmra-3898	453	7	of	of	ADP
bmra-3898	453	8	the	the	DET
bmra-3898	453	9	submissions	submission	NOUN
bmra-3898	453	10	are	be	AUX
bmra-3898	453	11	in	in	ADP
bmra-3898	453	12	table	table	NOUN
bmra-3898	453	13	7	7	NUM
bmra-3898	453	14	for	for	ADP
bmra-3898	453	15	further	further	ADJ
bmra-3898	453	16	review	review	NOUN
bmra-3898	453	17	.	.	PUNCT
bmra-3898	454	1	table	table	NOUN
bmra-3898	454	2	7	7	NUM
bmra-3898	454	3	open	open	ADV
bmra-3898	454	4	-	-	PUNCT
bmra-3898	454	5	ended	end	VERB
bmra-3898	454	6	responses	response	NOUN
bmra-3898	454	7	to	to	PART
bmra-3898	454	8	round	round	VERB
bmra-3898	454	9	four	four	NUM
bmra-3898	454	10	confidence	confidence	NOUN
bmra-3898	454	11	rating	rating	NOUN
bmra-3898	454	12	support	support	NOUN
bmra-3898	454	13	for	for	ADP
bmra-3898	454	14	the	the	DET
bmra-3898	454	15	confidence	confidence	NOUN
bmra-3898	454	16	rating	rating	NOUN
bmra-3898	454	17	unreliable	unreliable	ADJ
bmra-3898	454	18	•	•	ADJ
bmra-3898	454	19	shared	share	VERB
bmra-3898	454	20	infrastructure	infrastructure	NOUN
bmra-3898	454	21	is	be	AUX
bmra-3898	454	22	no	no	ADV
bmra-3898	454	23	longer	long	ADV
bmra-3898	454	24	a	a	DET
bmra-3898	454	25	#	#	SYM
bmra-3898	454	26	1	1	NUM
bmra-3898	454	27	priority	priority	NOUN
bmra-3898	454	28	in	in	ADP
bmra-3898	454	29	cloud	cloud	NOUN
bmra-3898	454	30	-	-	PUNCT
bmra-3898	454	31	based	base	VERB
bmra-3898	454	32	architecture	architecture	NOUN
bmra-3898	454	33	—	—	PUNCT
bmra-3898	454	34	who	who	PRON
bmra-3898	454	35	in	in	ADP
bmra-3898	454	36	the	the	DET
bmra-3898	454	37	world	world	NOUN
bmra-3898	454	38	ranked	rank	VERB
bmra-3898	454	39	this	this	PRON
bmra-3898	454	40	above	above	ADP
bmra-3898	454	41	all	all	DET
bmra-3898	454	42	others	other	NOUN
bmra-3898	454	43	.	.	PUNCT
bmra-3898	455	1	focus	focus	NOUN
bmra-3898	455	2	should	should	AUX
bmra-3898	455	3	be	be	AUX
bmra-3898	455	4	given	give	VERB
bmra-3898	455	5	to	to	ADP
bmra-3898	455	6	training	train	VERB
bmra-3898	455	7	employees	employee	NOUN
bmra-3898	455	8	and	and	CCONJ
bmra-3898	455	9	obtaining	obtain	VERB
bmra-3898	455	10	sufficient	sufficient	ADJ
bmra-3898	455	11	budget	budget	NOUN
bmra-3898	455	12	.	.	PUNCT
bmra-3898	456	1	reliable	reliable	ADJ
bmra-3898	456	2	•	•	NOUN
bmra-3898	456	3	it	it	PRON
bmra-3898	456	4	first	first	ADV
bmra-3898	456	5	focuses	focus	VERB
bmra-3898	456	6	on	on	ADP
bmra-3898	456	7	the	the	DET
bmra-3898	456	8	costs	cost	NOUN
bmra-3898	456	9	and	and	CCONJ
bmra-3898	456	10	the	the	DET
bmra-3898	456	11	training	training	NOUN
bmra-3898	456	12	of	of	ADP
bmra-3898	456	13	people	people	NOUN
bmra-3898	456	14	before	before	ADP
bmra-3898	456	15	anything	anything	PRON
bmra-3898	456	16	else	else	ADV
bmra-3898	456	17	.	.	PUNCT
bmra-3898	457	1	•	•	PROPN
bmra-3898	457	2	blockchain	blockchain	PROPN
bmra-3898	457	3	is	be	AUX
bmra-3898	457	4	the	the	DET
bmra-3898	457	5	banking	banking	NOUN
bmra-3898	457	6	of	of	ADP
bmra-3898	457	7	the	the	DET
bmra-3898	457	8	future	future	NOUN
bmra-3898	457	9	.	.	PUNCT
bmra-3898	458	1	while	while	SCONJ
bmra-3898	458	2	early	early	ADJ
bmra-3898	458	3	adapters	adapter	NOUN
bmra-3898	458	4	[	[	X
bmra-3898	458	5	sic	sic	ADJ
bmra-3898	458	6	]	]	PUNCT
bmra-3898	458	7	have	have	VERB
bmra-3898	458	8	a	a	DET
bmra-3898	458	9	chance	chance	NOUN
bmra-3898	458	10	of	of	ADP
bmra-3898	458	11	leveraging	leverage	VERB
bmra-3898	458	12	first	first	ADJ
bmra-3898	458	13	-	-	PUNCT
bmra-3898	458	14	mover	mover	NOUN
bmra-3898	458	15	advantages	advantage	NOUN
bmra-3898	458	16	,	,	PUNCT
bmra-3898	458	17	late	late	ADV
bmra-3898	458	18	come	come	VERB
bmra-3898	459	1	[	[	X
bmra-3898	459	2	sic	sic	ADJ
bmra-3898	459	3	]	]	PUNCT
bmra-3898	459	4	will	will	AUX
bmra-3898	459	5	have	have	VERB
bmra-3898	459	6	the	the	DET
bmra-3898	459	7	advantage	advantage	NOUN
bmra-3898	459	8	of	of	ADP
bmra-3898	459	9	riding	ride	VERB
bmra-3898	459	10	on	on	ADP
bmra-3898	459	11	established	establish	VERB
bmra-3898	459	12	infrastructure	infrastructure	NOUN
bmra-3898	459	13	and	and	CCONJ
bmra-3898	459	14	tried	try	VERB
bmra-3898	459	15	-	-	PUNCT
bmra-3898	459	16	and	and	CCONJ
bmra-3898	459	17	-	-	PUNCT
bmra-3898	459	18	tested	test	VERB
bmra-3898	459	19	processes	process	NOUN
bmra-3898	459	20	.	.	PUNCT
bmra-3898	460	1	•	•	ADV
bmra-3898	460	2	confident	confident	ADJ
bmra-3898	460	3	because	because	SCONJ
bmra-3898	460	4	approaches	approach	NOUN
bmra-3898	460	5	are	be	AUX
bmra-3898	460	6	not	not	PART
bmra-3898	460	7	only	only	ADV
bmra-3898	460	8	desirable	desirable	ADJ
bmra-3898	460	9	,	,	PUNCT
bmra-3898	460	10	but	but	CCONJ
bmra-3898	460	11	also	also	ADV
bmra-3898	460	12	feasible	feasible	ADJ
bmra-3898	460	13	.	.	PUNCT
bmra-3898	461	1	the	the	DET
bmra-3898	461	2	approaches	approach	NOUN
bmra-3898	461	3	also	also	ADV
bmra-3898	461	4	cover	cover	VERB
bmra-3898	461	5	systems	system	NOUN
bmra-3898	461	6	,	,	PUNCT
bmra-3898	461	7	people	people	NOUN
bmra-3898	461	8	,	,	PUNCT
bmra-3898	461	9	and	and	CCONJ
bmra-3898	461	10	processes	process	NOUN
bmra-3898	461	11	.	.	PUNCT
bmra-3898	462	1	•	•	NOUN
bmra-3898	462	2	if	if	SCONJ
bmra-3898	462	3	existing	existing	ADJ
bmra-3898	462	4	systems	system	NOUN
bmra-3898	462	5	can	can	AUX
bmra-3898	462	6	be	be	AUX
bmra-3898	462	7	used	use	VERB
bmra-3898	462	8	as	as	ADP
bmra-3898	462	9	a	a	DET
bmra-3898	462	10	base	base	NOUN
bmra-3898	462	11	for	for	ADP
bmra-3898	462	12	development	development	NOUN
bmra-3898	462	13	and	and	CCONJ
bmra-3898	462	14	enough	enough	ADJ
bmra-3898	462	15	money	money	NOUN
bmra-3898	462	16	/	/	SYM
bmra-3898	462	17	resources	resource	NOUN
bmra-3898	462	18	are	be	AUX
bmra-3898	462	19	put	put	VERB
bmra-3898	462	20	into	into	ADP
bmra-3898	462	21	this	this	DET
bmra-3898	462	22	space	space	NOUN
bmra-3898	462	23	,	,	PUNCT
bmra-3898	462	24	it	it	PRON
bmra-3898	462	25	is	be	AUX
bmra-3898	462	26	likely	likely	ADJ
bmra-3898	462	27	that	that	SCONJ
bmra-3898	462	28	any	any	DET
bmra-3898	462	29	financial	financial	ADJ
bmra-3898	462	30	firm	firm	NOUN
bmra-3898	462	31	can	can	AUX
bmra-3898	462	32	be	be	AUX
bmra-3898	462	33	successful	successful	ADJ
bmra-3898	462	34	with	with	ADP
bmra-3898	462	35	blockchain	blockchain	PROPN
bmra-3898	462	36	.	.	PROPN
bmra-3898	463	1	•	•	NOUN
bmra-3898	463	2	i	i	PRON
bmra-3898	463	3	support	support	VERB
bmra-3898	463	4	these	these	DET
bmra-3898	463	5	findings	finding	NOUN
bmra-3898	463	6	and	and	CCONJ
bmra-3898	463	7	would	would	AUX
bmra-3898	463	8	rate	rate	VERB
bmra-3898	463	9	them	they	PRON
bmra-3898	463	10	as	as	ADP
bmra-3898	463	11	reliable	reliable	ADJ
bmra-3898	463	12	.	.	PUNCT
bmra-3898	464	1	it	it	PRON
bmra-3898	464	2	takes	take	VERB
bmra-3898	464	3	talent	talent	NOUN
bmra-3898	464	4	+	+	CCONJ
bmra-3898	464	5	drive	drive	VERB
bmra-3898	464	6	+	+	CCONJ
bmra-3898	464	7	resources	resource	NOUN
bmra-3898	464	8	to	to	PART
bmra-3898	464	9	innovate	innovate	VERB
bmra-3898	464	10	and	and	CCONJ
bmra-3898	464	11	move	move	VERB
bmra-3898	464	12	the	the	DET
bmra-3898	464	13	needle	needle	NOUN
bmra-3898	464	14	forward	forward	ADV
bmra-3898	464	15	and	and	CCONJ
bmra-3898	464	16	implement	implement	VERB
bmra-3898	464	17	blockchain	blockchain	NOUN
bmra-3898	464	18	.	.	PUNCT
bmra-3898	465	1	leveraging	leverage	VERB
bmra-3898	465	2	existing	exist	VERB
bmra-3898	465	3	frameworks	framework	NOUN
bmra-3898	465	4	can	can	AUX
bmra-3898	465	5	lower	lower	VERB
bmra-3898	465	6	the	the	DET
bmra-3898	465	7	number	number	NOUN
bmra-3898	465	8	of	of	ADP
bmra-3898	465	9	resources	resource	NOUN
bmra-3898	465	10	and	and	CCONJ
bmra-3898	465	11	greenfield	greenfield	NOUN
bmra-3898	465	12	development	development	NOUN
bmra-3898	465	13	,	,	PUNCT
bmra-3898	465	14	but	but	CCONJ
bmra-3898	465	15	it	it	PRON
bmra-3898	465	16	still	still	ADV
bmra-3898	465	17	takes	take	VERB
bmra-3898	465	18	a	a	DET
bmra-3898	465	19	dedicated	dedicated	ADJ
bmra-3898	465	20	line	line	NOUN
bmra-3898	465	21	item	item	NOUN
bmra-3898	465	22	in	in	ADP
bmra-3898	465	23	the	the	DET
bmra-3898	465	24	budget	budget	NOUN
bmra-3898	465	25	and	and	CCONJ
bmra-3898	465	26	knowledgeable	knowledgeable	ADJ
bmra-3898	465	27	people	people	NOUN
bmra-3898	465	28	with	with	ADP
bmra-3898	465	29	prior	prior	ADJ
bmra-3898	465	30	expertise	expertise	NOUN
bmra-3898	465	31	.	.	PUNCT
bmra-3898	466	1	the	the	DET
bmra-3898	466	2	only	only	ADJ
bmra-3898	466	3	item	item	NOUN
bmra-3898	466	4	which	which	PRON
bmra-3898	466	5	i	i	PRON
bmra-3898	466	6	find	find	VERB
bmra-3898	466	7	someone	someone	PRON
bmra-3898	466	8	[	[	X
bmra-3898	466	9	sic	sic	ADJ
bmra-3898	466	10	]	]	X
bmra-3898	466	11	unreliable	unreliable	ADJ
bmra-3898	466	12	is	be	AUX
bmra-3898	466	13	the	the	DET
bmra-3898	466	14	cross	cross	ADJ
bmra-3898	466	15	-	-	ADJ
bmra-3898	466	16	functional	functional	ADJ
bmra-3898	466	17	teams	team	NOUN
bmra-3898	466	18	.	.	PUNCT
bmra-3898	467	1	i	i	PRON
bmra-3898	467	2	have	have	AUX
bmra-3898	467	3	spoken	speak	VERB
bmra-3898	467	4	about	about	ADP
bmra-3898	467	5	this	this	PRON
bmra-3898	467	6	in	in	ADP
bmra-3898	467	7	the	the	DET
bmra-3898	467	8	past	past	NOUN
bmra-3898	467	9	,	,	PUNCT
bmra-3898	467	10	with	with	ADP
bmra-3898	467	11	how	how	SCONJ
bmra-3898	467	12	difficult	difficult	ADJ
bmra-3898	467	13	this	this	PRON
bmra-3898	467	14	can	can	AUX
bmra-3898	467	15	be	be	AUX
bmra-3898	467	16	in	in	ADP
bmra-3898	467	17	the	the	DET
bmra-3898	467	18	real	real	ADJ
bmra-3898	467	19	world	world	NOUN
bmra-3898	467	20	.	.	PUNCT
bmra-3898	468	1	different	different	ADJ
bmra-3898	468	2	groups	group	NOUN
bmra-3898	468	3	have	have	VERB
bmra-3898	468	4	different	different	ADJ
bmra-3898	468	5	priorities	priority	NOUN
bmra-3898	468	6	,	,	PUNCT
bmra-3898	468	7	resources	resource	NOUN
bmra-3898	468	8	,	,	PUNCT
bmra-3898	468	9	and	and	CCONJ
bmra-3898	468	10	reporting	report	VERB
bmra-3898	468	11	hierarchy	hierarchy	NOUN
bmra-3898	468	12	,	,	PUNCT
bmra-3898	468	13	which	which	PRON
bmra-3898	468	14	adds	add	VERB
bmra-3898	468	15	layers	layer	NOUN
bmra-3898	468	16	of	of	ADP
bmra-3898	468	17	complexity	complexity	NOUN
bmra-3898	468	18	and	and	CCONJ
bmra-3898	468	19	bureaucracy	bureaucracy	NOUN
bmra-3898	468	20	,	,	PUNCT
bmra-3898	468	21	and	and	CCONJ
bmra-3898	468	22	ultimately	ultimately	ADV
bmra-3898	468	23	slows	slow	VERB
bmra-3898	468	24	down	down	ADP
bmra-3898	468	25	the	the	DET
bmra-3898	468	26	process	process	NOUN
bmra-3898	468	27	.	.	PUNCT
bmra-3898	469	1	62	62	NUM
bmra-3898	469	2	january	january	NOUN
bmra-3898	469	3	2023	2023	NUM
bmra-3898	469	4	|	|	NOUN
bmra-3898	469	5	volume	volume	NOUN
bmra-3898	469	6	2	2	NUM
bmra-3898	469	7	,	,	PUNCT
bmra-3898	469	8	number	number	NOUN
bmra-3898	469	9	1	1	NUM
bmra-3898	469	10	very	very	ADV
bmra-3898	469	11	reliable	reliable	ADJ
bmra-3898	469	12	•	•	NOUN
bmra-3898	469	13	the	the	DET
bmra-3898	469	14	findings	finding	NOUN
bmra-3898	469	15	are	be	AUX
bmra-3898	469	16	very	very	ADV
bmra-3898	469	17	reliable	reliable	ADJ
bmra-3898	469	18	.	.	PUNCT
bmra-3898	470	1	i	i	PRON
bmra-3898	470	2	find	find	VERB
bmra-3898	470	3	the	the	DET
bmra-3898	470	4	ranking	ranking	NOUN
bmra-3898	470	5	of	of	ADP
bmra-3898	470	6	the	the	DET
bmra-3898	470	7	approaches	approach	NOUN
bmra-3898	470	8	reasonable	reasonable	ADJ
bmra-3898	470	9	and	and	CCONJ
bmra-3898	470	10	believe	believe	VERB
bmra-3898	470	11	that	that	SCONJ
bmra-3898	470	12	all	all	DET
bmra-3898	470	13	the	the	DET
bmra-3898	470	14	approaches	approach	NOUN
bmra-3898	470	15	listed	list	VERB
bmra-3898	470	16	out	out	ADP
bmra-3898	470	17	are	be	AUX
bmra-3898	470	18	feasible	feasible	ADJ
bmra-3898	470	19	and	and	CCONJ
bmra-3898	470	20	highly	highly	ADV
bmra-3898	470	21	desirable	desirable	ADJ
bmra-3898	470	22	.	.	PUNCT
bmra-3898	471	1	additionally	additionally	ADV
bmra-3898	471	2	,	,	PUNCT
bmra-3898	471	3	i	i	PRON
bmra-3898	471	4	find	find	VERB
bmra-3898	471	5	these	these	DET
bmra-3898	471	6	findings	finding	NOUN
bmra-3898	471	7	reliable	reliable	ADJ
bmra-3898	471	8	because	because	SCONJ
bmra-3898	471	9	they	they	PRON
bmra-3898	471	10	collectively	collectively	ADV
bmra-3898	471	11	cover	cover	VERB
bmra-3898	471	12	the	the	DET
bmra-3898	471	13	key	key	ADJ
bmra-3898	471	14	considerations	consideration	NOUN
bmra-3898	471	15	with	with	ADP
bmra-3898	471	16	regards	regard	NOUN
bmra-3898	471	17	to	to	ADP
bmra-3898	471	18	innovation	innovation	NOUN
bmra-3898	471	19	—	—	PUNCT
bmra-3898	471	20	hr	hr	NOUN
bmra-3898	471	21	/	/	SYM
bmra-3898	471	22	talent	talent	NOUN
bmra-3898	471	23	,	,	PUNCT
bmra-3898	471	24	financing	financing	NOUN
bmra-3898	471	25	,	,	PUNCT
bmra-3898	471	26	and	and	CCONJ
bmra-3898	471	27	operational	operational	ADJ
bmra-3898	471	28	risk	risk	NOUN
bmra-3898	471	29	.	.	PUNCT
bmra-3898	472	1	•	•	NUM
bmra-3898	472	2	very	very	ADV
bmra-3898	472	3	confident	confident	ADJ
bmra-3898	472	4	with	with	ADP
bmra-3898	472	5	the	the	DET
bmra-3898	472	6	outcome	outcome	NOUN
bmra-3898	472	7	of	of	ADP
bmra-3898	472	8	this	this	DET
bmra-3898	472	9	study	study	NOUN
bmra-3898	472	10	due	due	ADP
bmra-3898	472	11	to	to	ADP
bmra-3898	472	12	the	the	DET
bmra-3898	472	13	following	following	ADJ
bmra-3898	472	14	reasons	reason	NOUN
bmra-3898	472	15	:	:	PUNCT
bmra-3898	472	16	a	a	X
bmra-3898	472	17	)	)	PUNCT
bmra-3898	472	18	practitioners	practitioner	NOUN
bmra-3898	472	19	at	at	ADP
bmra-3898	472	20	banks	bank	NOUN
bmra-3898	472	21	must	must	AUX
bmra-3898	472	22	not	not	PART
bmra-3898	472	23	waste	waste	VERB
bmra-3898	472	24	resources	resource	NOUN
bmra-3898	472	25	building	build	VERB
bmra-3898	472	26	new	new	ADJ
bmra-3898	472	27	ecosystems	ecosystem	NOUN
bmra-3898	472	28	,	,	PUNCT
bmra-3898	472	29	but	but	CCONJ
bmra-3898	472	30	find	find	VERB
bmra-3898	472	31	ways	way	NOUN
bmra-3898	472	32	to	to	PART
bmra-3898	472	33	utilize	utilize	VERB
bmra-3898	472	34	or	or	CCONJ
bmra-3898	472	35	improve	improve	VERB
bmra-3898	472	36	existing	exist	VERB
bmra-3898	472	37	ones	one	NOUN
bmra-3898	472	38	in	in	ADP
bmra-3898	472	39	ways	way	NOUN
bmra-3898	472	40	that	that	PRON
bmra-3898	472	41	benefit	benefit	VERB
bmra-3898	472	42	the	the	DET
bmra-3898	472	43	banks	bank	NOUN
bmra-3898	472	44	and	and	CCONJ
bmra-3898	472	45	other	other	ADJ
bmra-3898	472	46	partners	partner	NOUN
bmra-3898	472	47	of	of	ADP
bmra-3898	472	48	the	the	DET
bmra-3898	472	49	ecosystem	ecosystem	NOUN
bmra-3898	472	50	.	.	PUNCT
bmra-3898	473	1	doing	do	VERB
bmra-3898	473	2	so	so	ADV
bmra-3898	473	3	will	will	AUX
bmra-3898	473	4	enable	enable	VERB
bmra-3898	473	5	banks	bank	NOUN
bmra-3898	473	6	to	to	PART
bmra-3898	473	7	embrace	embrace	VERB
bmra-3898	473	8	blockchain	blockchain	PROPN
bmra-3898	473	9	quicker	quick	ADV
bmra-3898	473	10	than	than	ADP
bmra-3898	473	11	starting	start	VERB
bmra-3898	473	12	from	from	ADP
bmra-3898	473	13	scratch	scratch	NOUN
bmra-3898	473	14	.	.	PUNCT
bmra-3898	474	1	there	there	PRON
bmra-3898	474	2	is	be	VERB
bmra-3898	474	3	no	no	DET
bmra-3898	474	4	need	need	NOUN
bmra-3898	474	5	to	to	PART
bmra-3898	474	6	reinvent	reinvent	VERB
bmra-3898	474	7	what	what	PRON
bmra-3898	474	8	is	be	AUX
bmra-3898	474	9	already	already	ADV
bmra-3898	474	10	in	in	ADP
bmra-3898	474	11	existence	existence	NOUN
bmra-3898	474	12	.	.	PUNCT
bmra-3898	475	1	b	b	X
bmra-3898	475	2	)	)	PUNCT
bmra-3898	475	3	investing	invest	VERB
bmra-3898	475	4	in	in	ADP
bmra-3898	475	5	people	people	NOUN
bmra-3898	475	6	is	be	AUX
bmra-3898	475	7	key	key	ADJ
bmra-3898	475	8	in	in	ADP
bmra-3898	475	9	any	any	DET
bmra-3898	475	10	strategic	strategic	ADJ
bmra-3898	475	11	initiative	initiative	NOUN
bmra-3898	475	12	.	.	PUNCT
bmra-3898	476	1	talented	talented	ADJ
bmra-3898	476	2	and	and	CCONJ
bmra-3898	476	3	skilled	skilled	ADJ
bmra-3898	476	4	human	human	ADJ
bmra-3898	476	5	resources	resource	NOUN
bmra-3898	476	6	are	be	AUX
bmra-3898	476	7	a	a	DET
bmra-3898	476	8	key	key	ADJ
bmra-3898	476	9	component	component	NOUN
bmra-3898	476	10	in	in	ADP
bmra-3898	476	11	the	the	DET
bmra-3898	476	12	successful	successful	ADJ
bmra-3898	476	13	launch	launch	NOUN
bmra-3898	476	14	of	of	ADP
bmra-3898	476	15	blockchain	blockchain	PROPN
bmra-3898	476	16	technological	technological	ADJ
bmra-3898	476	17	innovation	innovation	NOUN
bmra-3898	476	18	in	in	ADP
bmra-3898	476	19	trade	trade	NOUN
bmra-3898	476	20	finance	finance	NOUN
bmra-3898	476	21	.	.	PUNCT
bmra-3898	477	1	people	people	NOUN
bmra-3898	477	2	may	may	AUX
bmra-3898	477	3	need	need	VERB
bmra-3898	477	4	to	to	PART
bmra-3898	477	5	be	be	AUX
bmra-3898	477	6	trained	train	VERB
bmra-3898	477	7	or	or	CCONJ
bmra-3898	477	8	retrained	retrain	VERB
bmra-3898	477	9	and	and	CCONJ
bmra-3898	477	10	having	have	VERB
bmra-3898	477	11	people	people	NOUN
bmra-3898	477	12	with	with	ADP
bmra-3898	477	13	those	those	DET
bmra-3898	477	14	skills	skill	NOUN
bmra-3898	477	15	will	will	AUX
bmra-3898	477	16	put	put	VERB
bmra-3898	477	17	the	the	DET
bmra-3898	477	18	firm	firm	NOUN
bmra-3898	477	19	at	at	ADP
bmra-3898	477	20	a	a	DET
bmra-3898	477	21	competitive	competitive	ADJ
bmra-3898	477	22	advantage	advantage	NOUN
bmra-3898	477	23	.	.	PUNCT
bmra-3898	478	1	c	c	X
bmra-3898	478	2	)	)	PUNCT
bmra-3898	478	3	investing	invest	VERB
bmra-3898	478	4	in	in	ADP
bmra-3898	478	5	r&d	r&d	NOUN
bmra-3898	478	6	is	be	AUX
bmra-3898	478	7	crucial	crucial	ADJ
bmra-3898	478	8	for	for	ADP
bmra-3898	478	9	any	any	DET
bmra-3898	478	10	company	company	NOUN
bmra-3898	478	11	that	that	PRON
bmra-3898	478	12	is	be	AUX
bmra-3898	478	13	serious	serious	ADJ
bmra-3898	478	14	about	about	ADP
bmra-3898	478	15	innovation	innovation	NOUN
bmra-3898	478	16	,	,	PUNCT
bmra-3898	478	17	let	let	VERB
bmra-3898	478	18	alone	alone	ADV
bmra-3898	478	19	blockchain	blockchain	PROPN
bmra-3898	478	20	innovation	innovation	NOUN
bmra-3898	478	21	.	.	PUNCT
bmra-3898	479	1	banks	bank	NOUN
bmra-3898	479	2	should	should	AUX
bmra-3898	479	3	have	have	VERB
bmra-3898	479	4	a	a	DET
bmra-3898	479	5	budgetary	budgetary	ADJ
bmra-3898	479	6	allocation	allocation	NOUN
bmra-3898	479	7	for	for	ADP
bmra-3898	479	8	r&d	r&d	NOUN
bmra-3898	479	9	specific	specific	ADJ
bmra-3898	479	10	for	for	SCONJ
bmra-3898	479	11	blockchain	blockchain	PROPN
bmra-3898	479	12	to	to	PART
bmra-3898	479	13	avoid	avoid	VERB
bmra-3898	479	14	trailing	trail	VERB
bmra-3898	479	15	other	other	ADJ
bmra-3898	479	16	industries	industry	NOUN
bmra-3898	479	17	.	.	PUNCT
bmra-3898	480	1	d	d	X
bmra-3898	480	2	)	)	PUNCT
bmra-3898	481	1	[	[	X
bmra-3898	481	2	proof	proof	NOUN
bmra-3898	481	3	-	-	PUNCT
bmra-3898	481	4	of	of	ADP
bmra-3898	481	5	-	-	PUNCT
bmra-3898	481	6	work	work	NOUN
bmra-3898	481	7	]	]	PUNCT
bmra-3898	481	8	has	have	AUX
bmra-3898	481	9	caused	cause	VERB
bmra-3898	481	10	enough	enough	ADJ
bmra-3898	481	11	environmental	environmental	ADJ
bmra-3898	481	12	issues	issue	NOUN
bmra-3898	481	13	,	,	PUNCT
bmra-3898	481	14	and	and	CCONJ
bmra-3898	481	15	other	other	ADJ
bmra-3898	481	16	consensus	consensus	NOUN
bmra-3898	481	17	mechanisms	mechanism	NOUN
bmra-3898	481	18	must	must	AUX
bmra-3898	481	19	be	be	AUX
bmra-3898	481	20	explored	explore	VERB
bmra-3898	481	21	.	.	PUNCT
bmra-3898	482	1	e	e	X
bmra-3898	482	2	)	)	PUNCT
bmra-3898	482	3	collaboration	collaboration	NOUN
bmra-3898	482	4	of	of	ADP
bmra-3898	482	5	any	any	DET
bmra-3898	482	6	kind	kind	NOUN
bmra-3898	482	7	is	be	AUX
bmra-3898	482	8	important	important	ADJ
bmra-3898	482	9	and	and	CCONJ
bmra-3898	482	10	should	should	AUX
bmra-3898	482	11	never	never	ADV
bmra-3898	482	12	be	be	AUX
bmra-3898	482	13	trivialized	trivialize	VERB
bmra-3898	482	14	.	.	PUNCT
bmra-3898	483	1	that	that	PRON
bmra-3898	483	2	is	be	AUX
bmra-3898	483	3	why	why	SCONJ
bmra-3898	483	4	my	my	PRON
bmra-3898	483	5	confidence	confidence	NOUN
bmra-3898	483	6	level	level	NOUN
bmra-3898	483	7	with	with	ADP
bmra-3898	483	8	the	the	DET
bmra-3898	483	9	results	result	NOUN
bmra-3898	483	10	is	be	AUX
bmra-3898	483	11	‘	'	PUNCT
bmra-3898	483	12	very	very	ADV
bmra-3898	483	13	reliable	reliable	ADJ
bmra-3898	483	14	.	.	PUNCT
bmra-3898	483	15	’	'	PUNCT
bmra-3898	484	1	•	•	ADV
bmra-3898	484	2	i	i	PRON
bmra-3898	484	3	am	be	AUX
bmra-3898	484	4	confident	confident	ADJ
bmra-3898	484	5	with	with	ADP
bmra-3898	484	6	the	the	DET
bmra-3898	484	7	process	process	NOUN
bmra-3898	484	8	and	and	CCONJ
bmra-3898	484	9	the	the	DET
bmra-3898	484	10	results	result	NOUN
bmra-3898	484	11	.	.	PUNCT
bmra-3898	485	1	the	the	DET
bmra-3898	485	2	approaches	approach	NOUN
bmra-3898	485	3	can	can	AUX
bmra-3898	485	4	help	help	VERB
bmra-3898	485	5	overcome	overcome	VERB
bmra-3898	485	6	barriers	barrier	NOUN
bmra-3898	485	7	to	to	ADP
bmra-3898	485	8	adopting	adopt	VERB
bmra-3898	485	9	blockchain	blockchain	PROPN
bmra-3898	485	10	innovation	innovation	NOUN
bmra-3898	485	11	.	.	PUNCT
bmra-3898	486	1	the	the	DET
bmra-3898	486	2	three	three	NUM
bmra-3898	486	3	categories	category	NOUN
bmra-3898	486	4	of	of	ADP
bmra-3898	486	5	organization	organization	NOUN
bmra-3898	486	6	,	,	PUNCT
bmra-3898	486	7	technology	technology	NOUN
bmra-3898	486	8	,	,	PUNCT
bmra-3898	486	9	and	and	CCONJ
bmra-3898	486	10	environment	environment	NOUN
bmra-3898	486	11	are	be	AUX
bmra-3898	486	12	all	all	PRON
bmra-3898	486	13	represented	represent	VERB
bmra-3898	486	14	,	,	PUNCT
bmra-3898	486	15	so	so	CCONJ
bmra-3898	486	16	this	this	PRON
bmra-3898	486	17	is	be	AUX
bmra-3898	486	18	balanced	balanced	ADJ
bmra-3898	486	19	.	.	PUNCT
bmra-3898	487	1	•	•	NUM
bmra-3898	487	2	henry	henry	PROPN
bmra-3898	487	3	ford	ford	PROPN
bmra-3898	487	4	did	do	AUX
bmra-3898	487	5	n’t	not	PART
bmra-3898	487	6	build	build	VERB
bmra-3898	487	7	both	both	CCONJ
bmra-3898	487	8	the	the	DET
bmra-3898	487	9	road	road	NOUN
bmra-3898	487	10	and	and	CCONJ
bmra-3898	487	11	the	the	DET
bmra-3898	487	12	cars	car	NOUN
bmra-3898	487	13	to	to	PART
bmra-3898	487	14	ride	ride	VERB
bmra-3898	487	15	on	on	ADP
bmra-3898	487	16	them	they	PRON
bmra-3898	487	17	.	.	PUNCT
bmra-3898	488	1	there	there	PRON
bmra-3898	488	2	are	be	VERB
bmra-3898	488	3	some	some	DET
bmra-3898	488	4	fantastic	fantastic	PROPN
bmra-3898	488	5	blockchain	blockchain	PROPN
bmra-3898	488	6	ecosystems	ecosystem	NOUN
bmra-3898	488	7	out	out	ADV
bmra-3898	488	8	there	there	ADV
bmra-3898	488	9	to	to	PART
bmra-3898	488	10	build	build	VERB
bmra-3898	488	11	on	on	ADP
bmra-3898	488	12	.	.	PUNCT
bmra-3898	489	1	the	the	DET
bmra-3898	489	2	best	good	ADJ
bmra-3898	489	3	thing	thing	NOUN
bmra-3898	489	4	would	would	AUX
bmra-3898	489	5	be	be	AUX
bmra-3898	489	6	to	to	PART
bmra-3898	489	7	leverage	leverage	VERB
bmra-3898	489	8	one	one	NUM
bmra-3898	489	9	of	of	ADP
bmra-3898	489	10	them	they	PRON
bmra-3898	489	11	;	;	PUNCT
bmra-3898	489	12	otherwise	otherwise	ADV
bmra-3898	489	13	,	,	PUNCT
bmra-3898	489	14	you	you	PRON
bmra-3898	489	15	are	be	AUX
bmra-3898	489	16	just	just	ADV
bmra-3898	489	17	building	build	VERB
bmra-3898	489	18	another	another	DET
bmra-3898	489	19	road	road	NOUN
bmra-3898	489	20	.	.	PUNCT
bmra-3898	490	1	there	there	PRON
bmra-3898	490	2	are	be	VERB
bmra-3898	490	3	many	many	ADJ
bmra-3898	490	4	excellent	excellent	ADJ
bmra-3898	490	5	consensus	consensus	NOUN
bmra-3898	490	6	mechanisms	mechanism	NOUN
bmra-3898	490	7	besides	besides	SCONJ
bmra-3898	490	8	proofof	proofof	NOUN
bmra-3898	490	9	-	-	PUNCT
bmra-3898	490	10	work	work	NOUN
bmra-3898	490	11	.	.	PUNCT
bmra-3898	491	1	for	for	ADP
bmra-3898	491	2	example	example	NOUN
bmra-3898	491	3	,	,	PUNCT
bmra-3898	491	4	cardano	cardano	PROPN
bmra-3898	491	5	and	and	CCONJ
bmra-3898	491	6	polkadot	polkadot	NOUN
bmra-3898	491	7	are	be	AUX
bmra-3898	491	8	using	use	VERB
bmra-3898	491	9	the	the	DET
bmra-3898	491	10	same	same	ADJ
bmra-3898	491	11	proof	proof	ADJ
bmra-3898	491	12	-	-	PUNCT
bmra-3898	491	13	ofstake	ofstake	NOUN
bmra-3898	491	14	algorithm	algorithm	NOUN
bmra-3898	491	15	.	.	PUNCT
bmra-3898	492	1	ethereum	ethereum	NOUN
bmra-3898	492	2	will	will	AUX
bmra-3898	492	3	also	also	ADV
bmra-3898	492	4	be	be	AUX
bmra-3898	492	5	moving	move	VERB
bmra-3898	492	6	to	to	ADP
bmra-3898	492	7	proof	proof	NOUN
bmra-3898	492	8	-	-	PUNCT
bmra-3898	492	9	of	of	ADP
bmra-3898	492	10	-	-	PUNCT
bmra-3898	492	11	stake	stake	NOUN
bmra-3898	492	12	soon	soon	ADV
bmra-3898	492	13	.	.	PUNCT
bmra-3898	493	1	the	the	DET
bmra-3898	493	2	issue	issue	NOUN
bmra-3898	493	3	with	with	ADP
bmra-3898	493	4	ethereum	ethereum	NOUN
bmra-3898	493	5	is	be	AUX
bmra-3898	493	6	the	the	DET
bmra-3898	493	7	gas	gas	NOUN
bmra-3898	493	8	fees	fee	NOUN
bmra-3898	493	9	.	.	PUNCT
bmra-3898	494	1	polygon	polygon	PROPN
bmra-3898	494	2	and	and	CCONJ
bmra-3898	494	3	a	a	DET
bmra-3898	494	4	few	few	ADJ
bmra-3898	494	5	other	other	ADJ
bmra-3898	494	6	layers	layer	NOUN
bmra-3898	494	7	two	two	NUM
bmra-3898	494	8	protocols	protocol	NOUN
bmra-3898	494	9	for	for	ADP
bmra-3898	494	10	the	the	DET
bmra-3898	494	11	ethereum	ethereum	NOUN
bmra-3898	494	12	blockchain	blockchain	PROPN
bmra-3898	494	13	can	can	AUX
bmra-3898	494	14	elevate	elevate	VERB
bmra-3898	494	15	the	the	DET
bmra-3898	494	16	gas	gas	NOUN
bmra-3898	494	17	fee	fee	NOUN
bmra-3898	494	18	issue	issue	NOUN
bmra-3898	494	19	,	,	PUNCT
bmra-3898	494	20	scale	scale	NOUN
bmra-3898	494	21	,	,	PUNCT
bmra-3898	494	22	and	and	CCONJ
bmra-3898	494	23	add	add	VERB
bmra-3898	494	24	security	security	NOUN
bmra-3898	494	25	,	,	PUNCT
bmra-3898	494	26	among	among	ADP
bmra-3898	494	27	features	feature	NOUN
bmra-3898	494	28	.	.	PUNCT
bmra-3898	495	1	talented	talented	ADJ
bmra-3898	495	2	workers	worker	NOUN
bmra-3898	495	3	,	,	PUNCT
bmra-3898	495	4	r&d	r&d	NOUN
bmra-3898	495	5	resources	resource	NOUN
bmra-3898	495	6	,	,	PUNCT
bmra-3898	495	7	and	and	CCONJ
bmra-3898	495	8	crossfunctional	crossfunctional	ADJ
bmra-3898	495	9	team	team	NOUN
bmra-3898	495	10	collaboration	collaboration	NOUN
bmra-3898	495	11	are	be	AUX
bmra-3898	495	12	always	always	ADV
bmra-3898	495	13	a	a	DET
bmra-3898	495	14	plus	plus	NOUN
bmra-3898	495	15	.	.	PUNCT
bmra-3898	496	1	however	however	ADV
bmra-3898	496	2	,	,	PUNCT
bmra-3898	496	3	none	none	NOUN
bmra-3898	496	4	of	of	ADP
bmra-3898	496	5	those	those	DET
bmra-3898	496	6	things	thing	NOUN
bmra-3898	496	7	will	will	AUX
bmra-3898	496	8	matter	matter	VERB
bmra-3898	496	9	without	without	ADP
bmra-3898	496	10	support	support	NOUN
bmra-3898	496	11	from	from	ADP
bmra-3898	496	12	senior	senior	ADJ
bmra-3898	496	13	management	management	NOUN
bmra-3898	496	14	and	and	CCONJ
bmra-3898	496	15	the	the	DET
bmra-3898	496	16	ceo	ceo	NOUN
bmra-3898	496	17	.	.	PUNCT
bmra-3898	497	1	this	this	PRON
bmra-3898	497	2	is	be	AUX
bmra-3898	497	3	n’t	not	PART
bmra-3898	497	4	just	just	ADV
bmra-3898	497	5	a	a	DET
bmra-3898	497	6	technology	technology	NOUN
bmra-3898	497	7	upgrade	upgrade	NOUN
bmra-3898	497	8	,	,	PUNCT
bmra-3898	497	9	and	and	CCONJ
bmra-3898	497	10	it	it	PRON
bmra-3898	497	11	’s	’	VERB
bmra-3898	497	12	not	not	PART
bmra-3898	497	13	really	really	ADV
bmra-3898	497	14	about	about	ADP
bmra-3898	497	15	finance	finance	NOUN
bmra-3898	497	16	.	.	PUNCT
bmra-3898	498	1	blockchain	blockchain	PROPN
bmra-3898	498	2	technology	technology	PROPN
bmra-3898	498	3	will	will	AUX
bmra-3898	498	4	change	change	VERB
bmra-3898	498	5	how	how	SCONJ
bmra-3898	498	6	everything	everything	PRON
bmra-3898	498	7	around	around	ADP
bmra-3898	498	8	us	we	PRON
bmra-3898	498	9	works	work	VERB
bmra-3898	498	10	and	and	CCONJ
bmra-3898	498	11	how	how	SCONJ
bmra-3898	498	12	we	we	PRON
bmra-3898	498	13	interact	interact	VERB
bmra-3898	498	14	with	with	ADP
bmra-3898	498	15	the	the	DET
bmra-3898	498	16	world	world	NOUN
bmra-3898	498	17	around	around	ADP
bmra-3898	498	18	us	we	PRON
bmra-3898	498	19	.	.	PUNCT
bmra-3898	499	1	just	just	ADV
bmra-3898	499	2	like	like	INTJ
bmra-3898	499	3	when	when	SCONJ
bmra-3898	499	4	the	the	DET
bmra-3898	499	5	internet	internet	NOUN
bmra-3898	499	6	went	go	VERB
bmra-3898	499	7	commercial	commercial	ADJ
bmra-3898	499	8	,	,	PUNCT
bmra-3898	499	9	those	those	PRON
bmra-3898	499	10	who	who	PRON
bmra-3898	499	11	moved	move	VERB
bmra-3898	499	12	fast	fast	ADV
bmra-3898	499	13	and	and	CCONJ
bmra-3898	499	14	adopted	adopt	VERB
bmra-3898	499	15	survived	survive	VERB
bmra-3898	499	16	.	.	PUNCT
bmra-3898	500	1	those	those	PRON
bmra-3898	500	2	who	who	PRON
bmra-3898	500	3	could	could	AUX
bmra-3898	500	4	n’t	not	PART
bmra-3898	500	5	move	move	VERB
bmra-3898	500	6	quickly	quickly	ADV
bmra-3898	500	7	are	be	AUX
bmra-3898	500	8	no	no	ADV
bmra-3898	500	9	longer	long	ADV
bmra-3898	500	10	with	with	ADP
bmra-3898	500	11	us	we	PRON
bmra-3898	500	12	.	.	PUNCT
bmra-3898	501	1	•	•	NUM
bmra-3898	501	2	the	the	DET
bmra-3898	501	3	approaches	approach	NOUN
bmra-3898	501	4	are	be	AUX
bmra-3898	501	5	holistic	holistic	ADJ
bmra-3898	501	6	and	and	CCONJ
bmra-3898	501	7	not	not	PART
bmra-3898	501	8	focused	focus	VERB
bmra-3898	501	9	on	on	ADP
bmra-3898	501	10	one	one	NUM
bmra-3898	501	11	area	area	NOUN
bmra-3898	501	12	.	.	PUNCT
bmra-3898	502	1	the	the	DET
bmra-3898	502	2	technological	technological	ADJ
bmra-3898	502	3	barriers	barrier	NOUN
bmra-3898	502	4	will	will	AUX
bmra-3898	502	5	be	be	AUX
bmra-3898	502	6	addressed	address	VERB
bmra-3898	502	7	by	by	ADP
bmra-3898	502	8	leveraging	leverage	VERB
bmra-3898	502	9	existing	exist	VERB
bmra-3898	502	10	ecosystems	ecosystem	NOUN
bmra-3898	502	11	.	.	PUNCT
bmra-3898	503	1	the	the	DET
bmra-3898	503	2	solutions	solution	NOUN
bmra-3898	503	3	also	also	ADV
bmra-3898	503	4	place	place	VERB
bmra-3898	503	5	importance	importance	NOUN
bmra-3898	503	6	on	on	ADP
bmra-3898	503	7	talent	talent	NOUN
bmra-3898	503	8	and	and	CCONJ
bmra-3898	503	9	skill	skill	NOUN
bmra-3898	503	10	development	development	NOUN
bmra-3898	503	11	which	which	PRON
bmra-3898	503	12	is	be	AUX
bmra-3898	503	13	critical	critical	ADJ
bmra-3898	503	14	for	for	ADP
bmra-3898	503	15	63	63	NUM
bmra-3898	503	16	business	business	NOUN
bmra-3898	503	17	management	management	NOUN
bmra-3898	503	18	research	research	NOUN
bmra-3898	503	19	&	&	CCONJ
bmra-3898	503	20	applications	application	NOUN
bmra-3898	503	21	:	:	PUNCT
bmra-3898	503	22	a	a	DET
bmra-3898	503	23	cross	cross	ADJ
bmra-3898	503	24	-	-	ADJ
bmra-3898	503	25	disciplinary	disciplinary	ADJ
bmra-3898	503	26	journal	journal	NOUN
bmra-3898	503	27	the	the	DET
bmra-3898	503	28	success	success	NOUN
bmra-3898	503	29	of	of	ADP
bmra-3898	503	30	blockchain	blockchain	PROPN
bmra-3898	503	31	implementation	implementation	NOUN
bmra-3898	503	32	.	.	PUNCT
bmra-3898	504	1	blockchain	blockchain	PROPN
bmra-3898	504	2	is	be	AUX
bmra-3898	504	3	new	new	ADJ
bmra-3898	504	4	,	,	PUNCT
bmra-3898	504	5	so	so	CCONJ
bmra-3898	504	6	more	more	ADJ
bmra-3898	504	7	resources	resource	NOUN
bmra-3898	504	8	are	be	AUX
bmra-3898	504	9	needed	need	VERB
bmra-3898	504	10	in	in	ADP
bmra-3898	504	11	r&d	r&d	NOUN
bmra-3898	504	12	to	to	PART
bmra-3898	504	13	ensure	ensure	VERB
bmra-3898	504	14	we	we	PRON
bmra-3898	504	15	keep	keep	VERB
bmra-3898	504	16	exploring	explore	VERB
bmra-3898	504	17	new	new	ADJ
bmra-3898	504	18	things	thing	NOUN
bmra-3898	504	19	including	include	VERB
bmra-3898	504	20	consensus	consensus	NOUN
bmra-3898	504	21	mechanisms	mechanism	NOUN
bmra-3898	504	22	.	.	PUNCT
bmra-3898	505	1	collaboration	collaboration	NOUN
bmra-3898	505	2	is	be	AUX
bmra-3898	505	3	key	key	ADJ
bmra-3898	505	4	to	to	ADP
bmra-3898	505	5	succeeding	succeed	VERB
bmra-3898	505	6	because	because	SCONJ
bmra-3898	505	7	the	the	DET
bmra-3898	505	8	person	person	NOUN
bmra-3898	505	9	with	with	ADP
bmra-3898	505	10	the	the	DET
bmra-3898	505	11	right	right	ADJ
bmra-3898	505	12	skill	skill	NOUN
bmra-3898	505	13	may	may	AUX
bmra-3898	505	14	be	be	AUX
bmra-3898	505	15	in	in	ADP
bmra-3898	505	16	the	the	DET
bmra-3898	505	17	wrong	wrong	ADJ
bmra-3898	505	18	department	department	NOUN
bmra-3898	505	19	.	.	PUNCT
bmra-3898	506	1	•	•	NUM
bmra-3898	506	2	the	the	DET
bmra-3898	506	3	approaches	approach	NOUN
bmra-3898	506	4	listed	list	VERB
bmra-3898	506	5	above	above	ADP
bmra-3898	506	6	seem	seem	VERB
bmra-3898	506	7	feasible	feasible	ADJ
bmra-3898	506	8	and	and	CCONJ
bmra-3898	506	9	are	be	AUX
bmra-3898	506	10	very	very	ADV
bmra-3898	506	11	desirable	desirable	ADJ
bmra-3898	506	12	to	to	PART
bmra-3898	506	13	ensure	ensure	VERB
bmra-3898	506	14	the	the	DET
bmra-3898	506	15	long	long	ADJ
bmra-3898	506	16	-	-	PUNCT
bmra-3898	506	17	term	term	NOUN
bmra-3898	506	18	success	success	NOUN
bmra-3898	506	19	and	and	CCONJ
bmra-3898	506	20	growth	growth	NOUN
bmra-3898	506	21	in	in	ADP
bmra-3898	506	22	blockchain	blockchain	PROPN
bmra-3898	506	23	within	within	ADP
bmra-3898	506	24	the	the	DET
bmra-3898	506	25	banking	banking	NOUN
bmra-3898	506	26	sector	sector	NOUN
bmra-3898	506	27	.	.	PUNCT
bmra-3898	507	1	•	•	NOUN
bmra-3898	507	2	this	this	PRON
bmra-3898	507	3	[	[	X
bmra-3898	507	4	is	be	AUX
bmra-3898	507	5	]	]	X
bmra-3898	507	6	very	very	ADV
bmra-3898	507	7	reliable	reliable	ADJ
bmra-3898	507	8	because	because	SCONJ
bmra-3898	507	9	[	[	X
bmra-3898	507	10	these	these	PRON
bmra-3898	507	11	]	]	X
bmra-3898	507	12	are	be	AUX
bmra-3898	507	13	things	thing	NOUN
bmra-3898	507	14	that	that	PRON
bmra-3898	507	15	allow	allow	VERB
bmra-3898	507	16	blockchain	blockchain	PROPN
bmra-3898	507	17	technology	technology	PROPN
bmra-3898	507	18	to	to	PART
bmra-3898	507	19	thrive	thrive	VERB
bmra-3898	507	20	in	in	ADP
bmra-3898	507	21	our	our	PRON
bmra-3898	507	22	world	world	NOUN
bmra-3898	507	23	today	today	NOUN
bmra-3898	507	24	.	.	PUNCT
bmra-3898	508	1	findings	finding	NOUN
bmra-3898	508	2	and	and	CCONJ
bmra-3898	508	3	discussion	discussion	NOUN
bmra-3898	508	4	the	the	DET
bmra-3898	508	5	project	project	NOUN
bmra-3898	508	6	questions	question	NOUN
bmra-3898	508	7	were	be	AUX
bmra-3898	508	8	as	as	SCONJ
bmra-3898	508	9	follows	follow	VERB
bmra-3898	508	10	:	:	PUNCT
bmra-3898	508	11	pq1	pq1	NOUN
bmra-3898	508	12	:	:	PUNCT
bmra-3898	508	13	what	what	PRON
bmra-3898	508	14	are	be	AUX
bmra-3898	508	15	the	the	DET
bmra-3898	508	16	forward	forward	ADV
bmra-3898	508	17	-	-	PUNCT
bmra-3898	508	18	looking	look	VERB
bmra-3898	508	19	approaches	approach	NOUN
bmra-3898	508	20	to	to	ADP
bmra-3898	508	21	overcoming	overcome	VERB
bmra-3898	508	22	barriers	barrier	NOUN
bmra-3898	508	23	to	to	ADP
bmra-3898	508	24	adopting	adopt	VERB
bmra-3898	508	25	blockchain	blockchain	PROPN
bmra-3898	508	26	innovation	innovation	NOUN
bmra-3898	508	27	in	in	ADP
bmra-3898	508	28	trade	trade	NOUN
bmra-3898	508	29	finance	finance	NOUN
bmra-3898	508	30	within	within	ADP
bmra-3898	508	31	u.s	u.s	PROPN
bmra-3898	508	32	.	.	PROPN
bmra-3898	508	33	banks	bank	NOUN
bmra-3898	508	34	,	,	PUNCT
bmra-3898	508	35	as	as	SCONJ
bmra-3898	508	36	identified	identify	VERB
bmra-3898	508	37	by	by	ADP
bmra-3898	508	38	a	a	DET
bmra-3898	508	39	nationwide	nationwide	ADJ
bmra-3898	508	40	panel	panel	NOUN
bmra-3898	508	41	of	of	ADP
bmra-3898	508	42	blockchain	blockchain	PROPN
bmra-3898	508	43	implementation	implementation	NOUN
bmra-3898	508	44	experts	expert	NOUN
bmra-3898	508	45	?	?	PUNCT
bmra-3898	509	1	pq2	pq2	NOUN
bmra-3898	509	2	:	:	PUNCT
bmra-3898	509	3	is	be	AUX
bmra-3898	509	4	there	there	PRON
bmra-3898	509	5	consensus	consensus	NOUN
bmra-3898	509	6	among	among	ADP
bmra-3898	509	7	a	a	DET
bmra-3898	509	8	nationwide	nationwide	ADJ
bmra-3898	509	9	panel	panel	NOUN
bmra-3898	509	10	of	of	ADP
bmra-3898	509	11	blockchain	blockchain	PROPN
bmra-3898	509	12	implementation	implementation	NOUN
bmra-3898	509	13	experts	expert	NOUN
bmra-3898	509	14	regarding	regard	VERB
bmra-3898	509	15	the	the	DET
bmra-3898	509	16	desirability	desirability	NOUN
bmra-3898	509	17	and	and	CCONJ
bmra-3898	509	18	feasibility	feasibility	NOUN
bmra-3898	509	19	of	of	ADP
bmra-3898	509	20	specific	specific	ADJ
bmra-3898	509	21	forward	forward	ADV
bmra-3898	509	22	-	-	PUNCT
bmra-3898	509	23	looking	look	VERB
bmra-3898	509	24	approaches	approach	NOUN
bmra-3898	509	25	to	to	ADP
bmra-3898	509	26	overcoming	overcome	VERB
bmra-3898	509	27	barriers	barrier	NOUN
bmra-3898	509	28	to	to	ADP
bmra-3898	509	29	adopting	adopt	VERB
bmra-3898	509	30	blockchain	blockchain	PROPN
bmra-3898	509	31	innovation	innovation	NOUN
bmra-3898	509	32	in	in	ADP
bmra-3898	509	33	trade	trade	NOUN
bmra-3898	509	34	finance	finance	NOUN
bmra-3898	509	35	?	?	PUNCT
bmra-3898	510	1	all	all	DET
bmra-3898	510	2	the	the	DET
bmra-3898	510	3	project	project	NOUN
bmra-3898	510	4	questions	question	NOUN
bmra-3898	510	5	were	be	AUX
bmra-3898	510	6	addressed	address	VERB
bmra-3898	510	7	.	.	PUNCT
bmra-3898	511	1	the	the	DET
bmra-3898	511	2	experts	expert	NOUN
bmra-3898	511	3	were	be	AUX
bmra-3898	511	4	confident	confident	ADJ
bmra-3898	511	5	with	with	ADP
bmra-3898	511	6	the	the	DET
bmra-3898	511	7	findings	finding	NOUN
bmra-3898	511	8	,	,	PUNCT
bmra-3898	511	9	with	with	ADP
bmra-3898	511	10	92.3	92.3	NUM
bmra-3898	511	11	%	%	NOUN
bmra-3898	511	12	rating	rating	NOUN
bmra-3898	511	13	the	the	DET
bmra-3898	511	14	findings	finding	NOUN
bmra-3898	511	15	as	as	ADP
bmra-3898	511	16	either	either	CCONJ
bmra-3898	511	17	reliable	reliable	ADJ
bmra-3898	511	18	or	or	CCONJ
bmra-3898	511	19	very	very	ADV
bmra-3898	511	20	reliable	reliable	ADJ
bmra-3898	511	21	.	.	PUNCT
bmra-3898	512	1	below	below	ADV
bmra-3898	512	2	is	be	AUX
bmra-3898	512	3	an	an	DET
bmra-3898	512	4	overview	overview	NOUN
bmra-3898	512	5	of	of	ADP
bmra-3898	512	6	the	the	DET
bmra-3898	512	7	top	top	ADJ
bmra-3898	512	8	10	10	NUM
bmra-3898	512	9	approaches	approach	NOUN
bmra-3898	512	10	and	and	CCONJ
bmra-3898	512	11	a	a	DET
bmra-3898	512	12	comparison	comparison	NOUN
bmra-3898	512	13	between	between	ADP
bmra-3898	512	14	the	the	DET
bmra-3898	512	15	findings	finding	NOUN
bmra-3898	512	16	of	of	ADP
bmra-3898	512	17	this	this	DET
bmra-3898	512	18	project	project	NOUN
bmra-3898	512	19	and	and	CCONJ
bmra-3898	512	20	existing	exist	VERB
bmra-3898	512	21	literature	literature	NOUN
bmra-3898	512	22	.	.	PUNCT
bmra-3898	513	1	catalini	catalini	PROPN
bmra-3898	513	2	and	and	CCONJ
bmra-3898	513	3	gans	gan	NOUN
bmra-3898	513	4	(	(	PUNCT
bmra-3898	513	5	2019	2019	NUM
bmra-3898	513	6	)	)	PUNCT
bmra-3898	513	7	suggested	suggest	VERB
bmra-3898	513	8	creating	create	VERB
bmra-3898	513	9	ecosystems	ecosystem	NOUN
bmra-3898	513	10	and	and	CCONJ
bmra-3898	513	11	shared	share	VERB
bmra-3898	513	12	platforms	platform	NOUN
bmra-3898	513	13	to	to	PART
bmra-3898	513	14	share	share	VERB
bmra-3898	513	15	,	,	PUNCT
bmra-3898	513	16	manage	manage	VERB
bmra-3898	513	17	,	,	PUNCT
bmra-3898	513	18	and	and	CCONJ
bmra-3898	513	19	reduce	reduce	VERB
bmra-3898	513	20	infrastructure	infrastructure	NOUN
bmra-3898	513	21	costs	cost	NOUN
bmra-3898	513	22	.	.	PUNCT
bmra-3898	514	1	the	the	DET
bmra-3898	514	2	experts	expert	NOUN
bmra-3898	514	3	disagreed	disagree	VERB
bmra-3898	514	4	with	with	ADP
bmra-3898	514	5	creating	create	VERB
bmra-3898	514	6	new	new	ADJ
bmra-3898	514	7	ecosystems	ecosystem	NOUN
bmra-3898	514	8	because	because	SCONJ
bmra-3898	514	9	several	several	ADJ
bmra-3898	514	10	are	be	AUX
bmra-3898	514	11	already	already	ADV
bmra-3898	514	12	in	in	ADP
bmra-3898	514	13	place	place	NOUN
bmra-3898	514	14	.	.	PUNCT
bmra-3898	515	1	the	the	DET
bmra-3898	515	2	experts	expert	NOUN
bmra-3898	515	3	rephrased	rephrase	VERB
bmra-3898	515	4	the	the	DET
bmra-3898	515	5	approach	approach	NOUN
bmra-3898	515	6	:	:	PUNCT
bmra-3898	515	7	leverage	leverage	NOUN
bmra-3898	515	8	existing	exist	VERB
bmra-3898	515	9	ecosystems	ecosystem	NOUN
bmra-3898	515	10	to	to	PART
bmra-3898	515	11	share	share	VERB
bmra-3898	515	12	,	,	PUNCT
bmra-3898	515	13	manage	manage	VERB
bmra-3898	515	14	,	,	PUNCT
bmra-3898	515	15	and	and	CCONJ
bmra-3898	515	16	reduce	reduce	VERB
bmra-3898	515	17	infrastructure	infrastructure	NOUN
bmra-3898	515	18	costs	cost	NOUN
bmra-3898	515	19	to	to	PART
bmra-3898	515	20	overcome	overcome	VERB
bmra-3898	515	21	integration	integration	NOUN
bmra-3898	515	22	and	and	CCONJ
bmra-3898	515	23	cost	cost	NOUN
bmra-3898	515	24	barriers	barrier	NOUN
bmra-3898	515	25	.	.	PUNCT
bmra-3898	516	1	this	this	DET
bmra-3898	516	2	adapted	adapt	VERB
bmra-3898	516	3	approach	approach	NOUN
bmra-3898	516	4	got	get	VERB
bmra-3898	516	5	the	the	DET
bmra-3898	516	6	highest	high	ADJ
bmra-3898	516	7	ranking	ranking	NOUN
bmra-3898	516	8	.	.	PUNCT
bmra-3898	517	1	experts	expert	NOUN
bmra-3898	517	2	’	'	PUNCT
bmra-3898	517	3	comments	comment	NOUN
bmra-3898	517	4	indicate	indicate	VERB
bmra-3898	517	5	that	that	SCONJ
bmra-3898	517	6	practitioners	practitioner	NOUN
bmra-3898	517	7	must	must	AUX
bmra-3898	517	8	not	not	PART
bmra-3898	517	9	waste	waste	VERB
bmra-3898	517	10	resources	resource	NOUN
bmra-3898	517	11	trying	try	VERB
bmra-3898	517	12	to	to	PART
bmra-3898	517	13	create	create	VERB
bmra-3898	517	14	new	new	ADJ
bmra-3898	517	15	infrastructure	infrastructure	NOUN
bmra-3898	517	16	but	but	CCONJ
bmra-3898	517	17	must	must	AUX
bmra-3898	517	18	leverage	leverage	VERB
bmra-3898	517	19	what	what	PRON
bmra-3898	517	20	is	be	AUX
bmra-3898	517	21	already	already	ADV
bmra-3898	517	22	in	in	ADP
bmra-3898	517	23	place	place	NOUN
bmra-3898	517	24	to	to	PART
bmra-3898	517	25	move	move	VERB
bmra-3898	517	26	quicker	quick	ADV
bmra-3898	517	27	(	(	PUNCT
bmra-3898	517	28	see	see	VERB
bmra-3898	517	29	table	table	NOUN
bmra-3898	517	30	7	7	NUM
bmra-3898	517	31	)	)	PUNCT
bmra-3898	517	32	.	.	PUNCT
bmra-3898	518	1	“	"	PUNCT
bmra-3898	518	2	talented	talented	ADJ
bmra-3898	518	3	workers	worker	NOUN
bmra-3898	518	4	reflect	reflect	VERB
bmra-3898	518	5	organizational	organizational	ADJ
bmra-3898	518	6	readiness	readiness	NOUN
bmra-3898	518	7	and	and	CCONJ
bmra-3898	518	8	are	be	AUX
bmra-3898	518	9	essential	essential	ADJ
bmra-3898	518	10	for	for	ADP
bmra-3898	518	11	successful	successful	ADJ
bmra-3898	518	12	implementation	implementation	NOUN
bmra-3898	518	13	of	of	ADP
bmra-3898	518	14	blockchain	blockchain	PROPN
bmra-3898	518	15	innovation	innovation	PROPN
bmra-3898	518	16	”	"	PUNCT
bmra-3898	518	17	was	be	AUX
bmra-3898	518	18	ranked	rank	VERB
bmra-3898	518	19	highest	high	ADJ
bmra-3898	518	20	by	by	ADP
bmra-3898	518	21	the	the	DET
bmra-3898	518	22	experts	expert	NOUN
bmra-3898	518	23	in	in	ADP
bmra-3898	518	24	the	the	DET
bmra-3898	518	25	organization	organization	NOUN
bmra-3898	518	26	category	category	NOUN
bmra-3898	518	27	and	and	CCONJ
bmra-3898	518	28	second	second	ADJ
bmra-3898	518	29	overall	overall	NOUN
bmra-3898	518	30	.	.	PUNCT
bmra-3898	519	1	the	the	DET
bmra-3898	519	2	experts	expert	NOUN
bmra-3898	519	3	also	also	ADV
bmra-3898	519	4	ranked	rank	VERB
bmra-3898	519	5	eighth	eighth	ADJ
bmra-3898	519	6	the	the	DET
bmra-3898	519	7	approach	approach	NOUN
bmra-3898	519	8	of	of	ADP
bmra-3898	519	9	introducing	introduce	VERB
bmra-3898	519	10	formal	formal	ADJ
bmra-3898	519	11	training	training	NOUN
bmra-3898	519	12	for	for	ADP
bmra-3898	519	13	blockchain	blockchain	PROPN
bmra-3898	519	14	customized	customize	VERB
bmra-3898	519	15	to	to	PART
bmra-3898	519	16	close	close	VERB
bmra-3898	519	17	the	the	DET
bmra-3898	519	18	skills	skill	NOUN
bmra-3898	519	19	gap	gap	NOUN
bmra-3898	519	20	within	within	ADP
bmra-3898	519	21	a	a	DET
bmra-3898	519	22	firm	firm	NOUN
bmra-3898	519	23	.	.	PUNCT
bmra-3898	520	1	malhotra	malhotra	PROPN
bmra-3898	520	2	et	et	PROPN
bmra-3898	520	3	al	al	PROPN
bmra-3898	520	4	.	.	PROPN
bmra-3898	521	1	(	(	PUNCT
bmra-3898	521	2	2017	2017	NUM
bmra-3898	521	3	)	)	PUNCT
bmra-3898	521	4	emphasized	emphasize	VERB
bmra-3898	521	5	the	the	DET
bmra-3898	521	6	importance	importance	NOUN
bmra-3898	521	7	of	of	ADP
bmra-3898	521	8	human	human	ADJ
bmra-3898	521	9	resources	resource	NOUN
bmra-3898	521	10	as	as	ADP
bmra-3898	521	11	a	a	DET
bmra-3898	521	12	source	source	NOUN
bmra-3898	521	13	of	of	ADP
bmra-3898	521	14	innovation	innovation	NOUN
bmra-3898	521	15	.	.	PUNCT
bmra-3898	522	1	the	the	DET
bmra-3898	522	2	experts	expert	NOUN
bmra-3898	522	3	also	also	ADV
bmra-3898	522	4	stressed	stress	VERB
bmra-3898	522	5	the	the	DET
bmra-3898	522	6	importance	importance	NOUN
bmra-3898	522	7	of	of	ADP
bmra-3898	522	8	talent	talent	NOUN
bmra-3898	522	9	,	,	PUNCT
bmra-3898	522	10	skills	skill	NOUN
bmra-3898	522	11	,	,	PUNCT
bmra-3898	522	12	hr	hr	NOUN
bmra-3898	522	13	,	,	PUNCT
bmra-3898	522	14	and	and	CCONJ
bmra-3898	522	15	training	training	NOUN
bmra-3898	522	16	to	to	PART
bmra-3898	522	17	overcome	overcome	VERB
bmra-3898	522	18	the	the	DET
bmra-3898	522	19	barriers	barrier	NOUN
bmra-3898	522	20	.	.	PUNCT
bmra-3898	523	1	firms	firm	NOUN
bmra-3898	523	2	with	with	ADP
bmra-3898	523	3	well	well	ADV
bmra-3898	523	4	-	-	PUNCT
bmra-3898	523	5	resourced	resource	VERB
bmra-3898	523	6	r&d	r&d	NOUN
bmra-3898	523	7	were	be	AUX
bmra-3898	523	8	more	more	ADV
bmra-3898	523	9	likely	likely	ADJ
bmra-3898	523	10	to	to	PART
bmra-3898	523	11	adopt	adopt	VERB
bmra-3898	523	12	blockchain	blockchain	PROPN
bmra-3898	523	13	technology	technology	NOUN
bmra-3898	523	14	than	than	ADP
bmra-3898	523	15	those	those	PRON
bmra-3898	523	16	with	with	ADP
bmra-3898	523	17	limited	limited	ADJ
bmra-3898	523	18	r&d	r&d	NOUN
bmra-3898	523	19	resources	resource	NOUN
bmra-3898	523	20	(	(	PUNCT
bmra-3898	523	21	beck	beck	NOUN
bmra-3898	523	22	and	and	CCONJ
bmra-3898	523	23	müller	müller	PROPN
bmra-3898	523	24	-	-	PUNCT
bmra-3898	523	25	bloch	bloch	PROPN
bmra-3898	523	26	,	,	PUNCT
bmra-3898	523	27	2017	2017	NUM
bmra-3898	523	28	;	;	PUNCT
bmra-3898	523	29	clohessy	clohessy	PROPN
bmra-3898	523	30	&	&	CCONJ
bmra-3898	523	31	acton	acton	PROPN
bmra-3898	523	32	,	,	PUNCT
bmra-3898	523	33	2019	2019	NUM
bmra-3898	523	34	)	)	PUNCT
bmra-3898	523	35	.	.	PUNCT
bmra-3898	524	1	the	the	DET
bmra-3898	524	2	experts	expert	NOUN
bmra-3898	524	3	highlighted	highlight	VERB
bmra-3898	524	4	that	that	SCONJ
bmra-3898	524	5	blockchain	blockchain	PROPN
bmra-3898	524	6	technology	technology	PROPN
bmra-3898	524	7	is	be	AUX
bmra-3898	524	8	still	still	ADV
bmra-3898	524	9	new	new	ADJ
bmra-3898	524	10	,	,	PUNCT
bmra-3898	524	11	so	so	CCONJ
bmra-3898	524	12	more	more	ADJ
bmra-3898	524	13	r&d	r&d	NOUN
bmra-3898	524	14	resources	resource	NOUN
bmra-3898	524	15	must	must	AUX
bmra-3898	524	16	be	be	AUX
bmra-3898	524	17	allocated	allocate	VERB
bmra-3898	524	18	specifically	specifically	ADV
bmra-3898	524	19	for	for	ADP
bmra-3898	524	20	blockchain	blockchain	NOUN
bmra-3898	524	21	.	.	PUNCT
bmra-3898	525	1	the	the	DET
bmra-3898	525	2	experts	expert	NOUN
bmra-3898	525	3	ranked	rank	VERB
bmra-3898	525	4	this	this	DET
bmra-3898	525	5	approach	approach	NOUN
bmra-3898	525	6	number	number	NOUN
bmra-3898	525	7	three	three	NUM
bmra-3898	525	8	.	.	PUNCT
bmra-3898	526	1	64	64	NUM
bmra-3898	526	2	january	january	NOUN
bmra-3898	526	3	2023	2023	NUM
bmra-3898	526	4	|	|	NOUN
bmra-3898	526	5	volume	volume	NOUN
bmra-3898	526	6	2	2	NUM
bmra-3898	526	7	,	,	PUNCT
bmra-3898	526	8	number	number	NOUN
bmra-3898	526	9	1	1	NUM
bmra-3898	526	10	several	several	ADJ
bmra-3898	526	11	platforms	platform	NOUN
bmra-3898	526	12	use	use	VERB
bmra-3898	526	13	proof	proof	NOUN
bmra-3898	526	14	-	-	PUNCT
bmra-3898	526	15	of	of	ADP
bmra-3898	526	16	-	-	PUNCT
bmra-3898	526	17	work	work	NOUN
bmra-3898	526	18	as	as	ADP
bmra-3898	526	19	a	a	DET
bmra-3898	526	20	consensus	consensus	NOUN
bmra-3898	526	21	mechanism	mechanism	NOUN
bmra-3898	526	22	to	to	PART
bmra-3898	526	23	confirm	confirm	VERB
bmra-3898	526	24	a	a	DET
bmra-3898	526	25	transaction	transaction	NOUN
bmra-3898	526	26	and	and	CCONJ
bmra-3898	526	27	create	create	VERB
bmra-3898	526	28	a	a	DET
bmra-3898	526	29	new	new	ADJ
bmra-3898	526	30	block	block	NOUN
bmra-3898	526	31	,	,	PUNCT
bmra-3898	526	32	but	but	CCONJ
bmra-3898	526	33	this	this	DET
bmra-3898	526	34	technological	technological	ADJ
bmra-3898	526	35	process	process	NOUN
bmra-3898	526	36	consumes	consume	VERB
bmra-3898	526	37	excessive	excessive	ADJ
bmra-3898	526	38	electricity	electricity	NOUN
bmra-3898	526	39	,	,	PUNCT
bmra-3898	526	40	which	which	PRON
bmra-3898	526	41	raises	raise	VERB
bmra-3898	526	42	environmental	environmental	ADJ
bmra-3898	526	43	concerns	concern	NOUN
bmra-3898	526	44	.	.	PUNCT
bmra-3898	527	1	aggarwal	aggarwal	NOUN
bmra-3898	527	2	and	and	CCONJ
bmra-3898	527	3	kumar	kumar	PROPN
bmra-3898	527	4	(	(	PUNCT
bmra-3898	527	5	2021	2021	NUM
bmra-3898	527	6	)	)	PUNCT
bmra-3898	527	7	listed	list	VERB
bmra-3898	527	8	other	other	ADJ
bmra-3898	527	9	consensus	consensus	NOUN
bmra-3898	527	10	mechanisms	mechanism	NOUN
bmra-3898	527	11	to	to	PART
bmra-3898	527	12	consider	consider	VERB
bmra-3898	527	13	like	like	ADP
bmra-3898	527	14	proof	proof	NOUN
bmra-3898	527	15	-	-	PUNCT
bmra-3898	527	16	ofstake	ofstake	NOUN
bmra-3898	527	17	,	,	PUNCT
bmra-3898	527	18	proof	proof	NOUN
bmra-3898	527	19	-	-	PUNCT
bmra-3898	527	20	of	of	ADP
bmra-3898	527	21	-	-	PUNCT
bmra-3898	527	22	retrievability	retrievability	NOUN
bmra-3898	527	23	,	,	PUNCT
bmra-3898	527	24	proof	proof	NOUN
bmra-3898	527	25	-	-	PUNCT
bmra-3898	527	26	of	of	ADP
bmra-3898	527	27	-	-	PUNCT
bmra-3898	527	28	burn	burn	NOUN
bmra-3898	527	29	,	,	PUNCT
bmra-3898	527	30	proof	proof	NOUN
bmra-3898	527	31	-	-	PUNCT
bmra-3898	527	32	of	of	ADP
bmra-3898	527	33	-	-	PUNCT
bmra-3898	527	34	capacity	capacity	NOUN
bmra-3898	527	35	,	,	PUNCT
bmra-3898	527	36	proof	proof	NOUN
bmra-3898	527	37	-	-	PUNCT
bmra-3898	527	38	of	of	ADP
bmra-3898	527	39	-	-	PUNCT
bmra-3898	527	40	activity	activity	NOUN
bmra-3898	527	41	,	,	PUNCT
bmra-3898	527	42	proof	proof	NOUN
bmra-3898	527	43	-	-	PUNCT
bmra-3898	527	44	of	of	ADP
bmra-3898	527	45	-	-	PUNCT
bmra-3898	527	46	importance	importance	NOUN
bmra-3898	527	47	,	,	PUNCT
bmra-3898	527	48	proof	proof	NOUN
bmra-3898	527	49	-	-	PUNCT
bmra-3898	527	50	of	of	ADP
bmra-3898	527	51	-	-	PUNCT
bmra-3898	527	52	elapsed	elapse	VERB
bmra-3898	527	53	time	time	NOUN
bmra-3898	527	54	,	,	PUNCT
bmra-3898	527	55	and	and	CCONJ
bmra-3898	527	56	proof	proof	NOUN
bmra-3898	527	57	-	-	PUNCT
bmra-3898	527	58	of	of	ADP
bmra-3898	527	59	-	-	PUNCT
bmra-3898	527	60	ownership	ownership	NOUN
bmra-3898	527	61	to	to	PART
bmra-3898	527	62	deliver	deliver	VERB
bmra-3898	527	63	the	the	DET
bmra-3898	527	64	same	same	ADJ
bmra-3898	527	65	results	result	NOUN
bmra-3898	527	66	.	.	PUNCT
bmra-3898	528	1	the	the	DET
bmra-3898	528	2	experts	expert	NOUN
bmra-3898	528	3	added	add	VERB
bmra-3898	528	4	proof	proof	NOUN
bmra-3898	528	5	-	-	PUNCT
bmra-3898	528	6	ofstate	ofstate	NOUN
bmra-3898	528	7	and	and	CCONJ
bmra-3898	528	8	proof	proof	NOUN
bmra-3898	528	9	-	-	PUNCT
bmra-3898	528	10	of	of	ADP
bmra-3898	528	11	-	-	PUNCT
bmra-3898	528	12	history	history	NOUN
bmra-3898	528	13	to	to	ADP
bmra-3898	528	14	the	the	DET
bmra-3898	528	15	list	list	NOUN
bmra-3898	528	16	.	.	PUNCT
bmra-3898	529	1	the	the	DET
bmra-3898	529	2	approach	approach	NOUN
bmra-3898	529	3	was	be	AUX
bmra-3898	529	4	ranked	rank	VERB
bmra-3898	529	5	fourth	fourth	ADV
bmra-3898	529	6	.	.	PUNCT
bmra-3898	530	1	studies	study	NOUN
bmra-3898	530	2	identified	identify	VERB
bmra-3898	530	3	collaboration	collaboration	NOUN
bmra-3898	530	4	across	across	ADP
bmra-3898	530	5	functional	functional	ADJ
bmra-3898	530	6	teams	team	NOUN
bmra-3898	530	7	as	as	ADP
bmra-3898	530	8	critical	critical	ADJ
bmra-3898	530	9	for	for	ADP
bmra-3898	530	10	blockchain	blockchain	PROPN
bmra-3898	530	11	technology	technology	PROPN
bmra-3898	530	12	because	because	SCONJ
bmra-3898	530	13	of	of	ADP
bmra-3898	530	14	the	the	DET
bmra-3898	530	15	scarcity	scarcity	NOUN
bmra-3898	530	16	of	of	ADP
bmra-3898	530	17	skills	skill	NOUN
bmra-3898	530	18	(	(	PUNCT
bmra-3898	530	19	beck	beck	NOUN
bmra-3898	530	20	and	and	CCONJ
bmra-3898	530	21	müller	müller	NOUN
bmra-3898	530	22	-	-	PUNCT
bmra-3898	530	23	block	block	NOUN
bmra-3898	530	24	,	,	PUNCT
bmra-3898	530	25	2017	2017	NUM
bmra-3898	530	26	;	;	PUNCT
bmra-3898	530	27	malholtra	malholtra	PROPN
bmra-3898	530	28	et	et	PROPN
bmra-3898	530	29	al	al	PROPN
bmra-3898	530	30	.	.	PROPN
bmra-3898	530	31	,	,	PUNCT
bmra-3898	530	32	2017	2017	NUM
bmra-3898	530	33	)	)	PUNCT
bmra-3898	530	34	.	.	PUNCT
bmra-3898	531	1	one	one	NUM
bmra-3898	531	2	expert	expert	NOUN
bmra-3898	531	3	was	be	AUX
bmra-3898	531	4	unsure	unsure	ADJ
bmra-3898	531	5	if	if	SCONJ
bmra-3898	531	6	the	the	DET
bmra-3898	531	7	cross	cross	ADJ
bmra-3898	531	8	-	-	ADJ
bmra-3898	531	9	functional	functional	ADJ
bmra-3898	531	10	aspect	aspect	NOUN
bmra-3898	531	11	would	would	AUX
bmra-3898	531	12	work	work	VERB
bmra-3898	531	13	in	in	ADP
bmra-3898	531	14	the	the	DET
bmra-3898	531	15	banking	banking	NOUN
bmra-3898	531	16	industry	industry	NOUN
bmra-3898	531	17	,	,	PUNCT
bmra-3898	531	18	and	and	CCONJ
bmra-3898	531	19	some	some	DET
bmra-3898	531	20	experts	expert	NOUN
bmra-3898	531	21	raised	raise	VERB
bmra-3898	531	22	questions	question	NOUN
bmra-3898	531	23	about	about	ADP
bmra-3898	531	24	ownership	ownership	NOUN
bmra-3898	531	25	rights	right	NOUN
bmra-3898	531	26	over	over	ADP
bmra-3898	531	27	collaboratively	collaboratively	ADV
bmra-3898	531	28	developed	develop	VERB
bmra-3898	531	29	technology	technology	NOUN
bmra-3898	531	30	and	and	CCONJ
bmra-3898	531	31	trade	trade	NOUN
bmra-3898	531	32	secrets	secret	NOUN
bmra-3898	531	33	.	.	PUNCT
bmra-3898	532	1	nevertheless	nevertheless	ADV
bmra-3898	532	2	,	,	PUNCT
bmra-3898	532	3	all	all	DET
bmra-3898	532	4	but	but	SCONJ
bmra-3898	532	5	one	one	NUM
bmra-3898	532	6	expert	expert	NOUN
bmra-3898	532	7	believed	believe	VERB
bmra-3898	532	8	that	that	SCONJ
bmra-3898	532	9	collaboration	collaboration	NOUN
bmra-3898	532	10	was	be	AUX
bmra-3898	532	11	feasible	feasible	ADJ
bmra-3898	532	12	,	,	PUNCT
bmra-3898	532	13	and	and	CCONJ
bmra-3898	532	14	the	the	DET
bmra-3898	532	15	approach	approach	NOUN
bmra-3898	532	16	was	be	AUX
bmra-3898	532	17	ranked	rank	VERB
bmra-3898	532	18	fifth	fifth	ADJ
bmra-3898	532	19	overall	overall	ADV
bmra-3898	532	20	.	.	PUNCT
bmra-3898	533	1	“	"	PUNCT
bmra-3898	533	2	investment	investment	NOUN
bmra-3898	533	3	in	in	ADP
bmra-3898	533	4	infrastructure	infrastructure	NOUN
bmra-3898	533	5	and	and	CCONJ
bmra-3898	533	6	people	people	NOUN
bmra-3898	533	7	that	that	PRON
bmra-3898	533	8	can	can	AUX
bmra-3898	533	9	support	support	VERB
bmra-3898	533	10	technological	technological	ADJ
bmra-3898	533	11	advancement	advancement	NOUN
bmra-3898	533	12	through	through	ADP
bmra-3898	533	13	access	access	NOUN
bmra-3898	533	14	and	and	CCONJ
bmra-3898	533	15	application	application	NOUN
bmra-3898	533	16	of	of	ADP
bmra-3898	533	17	knowledge	knowledge	NOUN
bmra-3898	533	18	”	"	PUNCT
bmra-3898	533	19	was	be	AUX
bmra-3898	533	20	ranked	rank	VERB
bmra-3898	533	21	sixth	sixth	ADJ
bmra-3898	533	22	as	as	ADP
bmra-3898	533	23	an	an	DET
bmra-3898	533	24	approach	approach	NOUN
bmra-3898	533	25	.	.	PUNCT
bmra-3898	534	1	“	"	PUNCT
bmra-3898	534	2	technological	technological	ADJ
bmra-3898	534	3	innovation	innovation	NOUN
bmra-3898	534	4	requires	require	VERB
bmra-3898	534	5	constant	constant	ADJ
bmra-3898	534	6	collaboration	collaboration	NOUN
bmra-3898	534	7	,	,	PUNCT
bmra-3898	534	8	communication	communication	NOUN
bmra-3898	534	9	,	,	PUNCT
bmra-3898	534	10	commitment	commitment	NOUN
bmra-3898	534	11	,	,	PUNCT
bmra-3898	534	12	and	and	CCONJ
bmra-3898	534	13	dedication	dedication	NOUN
bmra-3898	534	14	to	to	ADP
bmra-3898	534	15	the	the	DET
bmra-3898	534	16	project	project	NOUN
bmra-3898	534	17	team	team	NOUN
bmra-3898	534	18	to	to	ADP
bmra-3898	534	19	delivery	delivery	NOUN
bmra-3898	534	20	and	and	CCONJ
bmra-3898	534	21	continuous	continuous	ADJ
bmra-3898	534	22	improvement	improvement	NOUN
bmra-3898	534	23	”	"	PUNCT
bmra-3898	534	24	ranked	rank	VERB
bmra-3898	534	25	seventh	seventh	ADJ
bmra-3898	534	26	.	.	PUNCT
bmra-3898	535	1	the	the	DET
bmra-3898	535	2	experts	expert	NOUN
bmra-3898	535	3	emphasized	emphasize	VERB
bmra-3898	535	4	that	that	SCONJ
bmra-3898	535	5	robust	robust	ADJ
bmra-3898	535	6	technology	technology	NOUN
bmra-3898	535	7	alone	alone	ADV
bmra-3898	535	8	(	(	PUNCT
bmra-3898	535	9	without	without	ADP
bmra-3898	535	10	investing	invest	VERB
bmra-3898	535	11	in	in	ADP
bmra-3898	535	12	people	people	NOUN
bmra-3898	535	13	)	)	PUNCT
bmra-3898	535	14	will	will	AUX
bmra-3898	535	15	not	not	PART
bmra-3898	535	16	work	work	VERB
bmra-3898	535	17	and	and	CCONJ
bmra-3898	535	18	emphasized	emphasize	VERB
bmra-3898	535	19	how	how	SCONJ
bmra-3898	535	20	the	the	DET
bmra-3898	535	21	project	project	NOUN
bmra-3898	535	22	team	team	NOUN
bmra-3898	535	23	environment	environment	NOUN
bmra-3898	535	24	should	should	AUX
bmra-3898	535	25	offer	offer	VERB
bmra-3898	535	26	structured	structured	ADJ
bmra-3898	535	27	opportunities	opportunity	NOUN
bmra-3898	535	28	for	for	ADP
bmra-3898	535	29	talented	talented	ADJ
bmra-3898	535	30	employees	employee	NOUN
bmra-3898	535	31	to	to	PART
bmra-3898	535	32	learn	learn	VERB
bmra-3898	535	33	through	through	ADP
bmra-3898	535	34	internships	internship	NOUN
bmra-3898	535	35	to	to	PART
bmra-3898	535	36	gain	gain	VERB
bmra-3898	535	37	skills	skill	NOUN
bmra-3898	535	38	.	.	PUNCT
bmra-3898	536	1	one	one	NUM
bmra-3898	536	2	surprising	surprising	ADJ
bmra-3898	536	3	find	find	NOUN
bmra-3898	536	4	was	be	AUX
bmra-3898	536	5	a	a	DET
bmra-3898	536	6	lack	lack	NOUN
bmra-3898	536	7	of	of	ADP
bmra-3898	536	8	prioritization	prioritization	NOUN
bmra-3898	536	9	of	of	ADP
bmra-3898	536	10	standardization	standardization	NOUN
bmra-3898	536	11	by	by	ADP
bmra-3898	536	12	the	the	DET
bmra-3898	536	13	experts	expert	NOUN
bmra-3898	536	14	.	.	PUNCT
bmra-3898	537	1	standardization	standardization	NOUN
bmra-3898	537	2	was	be	AUX
bmra-3898	537	3	the	the	DET
bmra-3898	537	4	only	only	ADJ
bmra-3898	537	5	approach	approach	NOUN
bmra-3898	537	6	to	to	PART
bmra-3898	537	7	appear	appear	VERB
bmra-3898	537	8	in	in	ADP
bmra-3898	537	9	two	two	NUM
bmra-3898	537	10	categories	category	NOUN
bmra-3898	537	11	,	,	PUNCT
bmra-3898	537	12	and	and	CCONJ
bmra-3898	537	13	its	its	PRON
bmra-3898	537	14	lack	lack	NOUN
bmra-3898	537	15	has	have	AUX
bmra-3898	537	16	been	be	AUX
bmra-3898	537	17	flagged	flag	VERB
bmra-3898	537	18	explicitly	explicitly	ADV
bmra-3898	537	19	by	by	ADP
bmra-3898	537	20	the	the	DET
bmra-3898	537	21	world	world	PROPN
bmra-3898	537	22	bank	bank	PROPN
bmra-3898	537	23	as	as	ADP
bmra-3898	537	24	a	a	DET
bmra-3898	537	25	significant	significant	ADJ
bmra-3898	537	26	barrier	barrier	NOUN
bmra-3898	537	27	.	.	PUNCT
bmra-3898	538	1	although	although	SCONJ
bmra-3898	538	2	the	the	DET
bmra-3898	538	3	experts	expert	NOUN
bmra-3898	538	4	did	do	AUX
bmra-3898	538	5	include	include	VERB
bmra-3898	538	6	“	"	PUNCT
bmra-3898	538	7	create	create	VERB
bmra-3898	538	8	user	user	NOUN
bmra-3898	538	9	software	software	NOUN
bmra-3898	538	10	that	that	PRON
bmra-3898	538	11	can	can	AUX
bmra-3898	538	12	run	run	VERB
bmra-3898	538	13	on	on	ADP
bmra-3898	538	14	different	different	ADJ
bmra-3898	538	15	blockchain	blockchain	PROPN
bmra-3898	538	16	platforms	platform	NOUN
bmra-3898	538	17	”	"	PUNCT
bmra-3898	538	18	on	on	ADP
bmra-3898	538	19	the	the	DET
bmra-3898	538	20	list	list	NOUN
bmra-3898	538	21	,	,	PUNCT
bmra-3898	538	22	its	its	PRON
bmra-3898	538	23	ninth	ninth	ADJ
bmra-3898	538	24	place	place	NOUN
bmra-3898	538	25	was	be	AUX
bmra-3898	538	26	not	not	PART
bmra-3898	538	27	consistent	consistent	ADJ
bmra-3898	538	28	with	with	ADP
bmra-3898	538	29	the	the	DET
bmra-3898	538	30	extant	extant	ADJ
bmra-3898	538	31	literature	literature	NOUN
bmra-3898	538	32	.	.	PUNCT
bmra-3898	539	1	rewarding	reward	VERB
bmra-3898	539	2	people	people	NOUN
bmra-3898	539	3	for	for	ADP
bmra-3898	539	4	sharing	share	VERB
bmra-3898	539	5	knowledge	knowledge	NOUN
bmra-3898	539	6	to	to	PART
bmra-3898	539	7	encourage	encourage	VERB
bmra-3898	539	8	them	they	PRON
bmra-3898	539	9	to	to	PART
bmra-3898	539	10	share	share	VERB
bmra-3898	539	11	more	more	ADV
bmra-3898	539	12	ranked	ranked	ADJ
bmra-3898	539	13	tenth	tenth	NOUN
bmra-3898	539	14	;	;	PUNCT
bmra-3898	539	15	here	here	ADV
bmra-3898	539	16	,	,	PUNCT
bmra-3898	539	17	the	the	DET
bmra-3898	539	18	experts	expert	NOUN
bmra-3898	539	19	also	also	ADV
bmra-3898	539	20	placed	place	VERB
bmra-3898	539	21	real	real	ADJ
bmra-3898	539	22	caveats	caveat	NOUN
bmra-3898	539	23	on	on	ADP
bmra-3898	539	24	the	the	DET
bmra-3898	539	25	scholarly	scholarly	ADJ
bmra-3898	539	26	recommendations	recommendation	NOUN
bmra-3898	539	27	.	.	PUNCT
bmra-3898	540	1	the	the	DET
bmra-3898	540	2	main	main	ADJ
bmra-3898	540	3	concern	concern	NOUN
bmra-3898	540	4	was	be	AUX
bmra-3898	540	5	that	that	SCONJ
bmra-3898	540	6	employees	employee	NOUN
bmra-3898	540	7	usually	usually	ADV
bmra-3898	540	8	expect	expect	VERB
bmra-3898	540	9	monetary	monetary	ADJ
bmra-3898	540	10	rewards	reward	NOUN
bmra-3898	540	11	,	,	PUNCT
bmra-3898	540	12	which	which	PRON
bmra-3898	540	13	may	may	AUX
bmra-3898	540	14	not	not	PART
bmra-3898	540	15	be	be	AUX
bmra-3898	540	16	ideal	ideal	ADJ
bmra-3898	540	17	in	in	ADP
bmra-3898	540	18	a	a	DET
bmra-3898	540	19	business	business	NOUN
bmra-3898	540	20	environment	environment	NOUN
bmra-3898	540	21	.	.	PUNCT
bmra-3898	541	1	project	project	NOUN
bmra-3898	541	2	application	application	NOUN
bmra-3898	541	3	and	and	CCONJ
bmra-3898	541	4	recommendations	recommendation	NOUN
bmra-3898	541	5	this	this	DET
bmra-3898	541	6	study	study	NOUN
bmra-3898	541	7	may	may	AUX
bmra-3898	541	8	benefit	benefit	VERB
bmra-3898	541	9	banks	bank	NOUN
bmra-3898	541	10	in	in	ADP
bmra-3898	541	11	trade	trade	NOUN
bmra-3898	541	12	finance	finance	NOUN
bmra-3898	541	13	and	and	CCONJ
bmra-3898	541	14	other	other	ADJ
bmra-3898	541	15	related	related	ADJ
bmra-3898	541	16	businesses	business	NOUN
bmra-3898	541	17	like	like	ADP
bmra-3898	541	18	supply	supply	NOUN
bmra-3898	541	19	chain	chain	NOUN
bmra-3898	541	20	management	management	NOUN
bmra-3898	541	21	and	and	CCONJ
bmra-3898	541	22	insurance	insurance	NOUN
bmra-3898	541	23	firms	firm	NOUN
bmra-3898	541	24	.	.	PUNCT
bmra-3898	542	1	the	the	DET
bmra-3898	542	2	project	project	NOUN
bmra-3898	542	3	findings	finding	NOUN
bmra-3898	542	4	show	show	VERB
bmra-3898	542	5	how	how	SCONJ
bmra-3898	542	6	practitioners	practitioner	NOUN
bmra-3898	542	7	could	could	AUX
bmra-3898	542	8	start	start	VERB
bmra-3898	542	9	implementing	implement	VERB
bmra-3898	542	10	blockchain	blockchain	PROPN
bmra-3898	542	11	innovation	innovation	NOUN
bmra-3898	542	12	in	in	ADP
bmra-3898	542	13	trade	trade	NOUN
bmra-3898	542	14	finance	finance	NOUN
bmra-3898	542	15	at	at	ADP
bmra-3898	542	16	u.s	u.s	PROPN
bmra-3898	542	17	.	.	PROPN
bmra-3898	542	18	banks	bank	NOUN
bmra-3898	542	19	.	.	PUNCT
bmra-3898	543	1	though	though	SCONJ
bmra-3898	543	2	the	the	DET
bmra-3898	543	3	study	study	NOUN
bmra-3898	543	4	was	be	AUX
bmra-3898	543	5	limited	limit	VERB
bmra-3898	543	6	to	to	ADP
bmra-3898	543	7	u.s	u.s	PROPN
bmra-3898	543	8	.	.	PROPN
bmra-3898	543	9	banks	bank	NOUN
bmra-3898	543	10	,	,	PUNCT
bmra-3898	543	11	the	the	DET
bmra-3898	543	12	principles	principle	NOUN
bmra-3898	543	13	apply	apply	VERB
bmra-3898	543	14	to	to	ADP
bmra-3898	543	15	all	all	DET
bmra-3898	543	16	banks	bank	NOUN
bmra-3898	543	17	involved	involve	VERB
bmra-3898	543	18	in	in	ADP
bmra-3898	543	19	trade	trade	NOUN
bmra-3898	543	20	finance	finance	NOUN
bmra-3898	543	21	.	.	PUNCT
bmra-3898	544	1	practitioners	practitioner	NOUN
bmra-3898	544	2	do	do	AUX
bmra-3898	544	3	not	not	PART
bmra-3898	544	4	have	have	VERB
bmra-3898	544	5	to	to	PART
bmra-3898	544	6	overcome	overcome	VERB
bmra-3898	544	7	all	all	DET
bmra-3898	544	8	barriers	barrier	NOUN
bmra-3898	544	9	to	to	PART
bmra-3898	544	10	implement	implement	VERB
bmra-3898	544	11	blockchain	blockchain	PROPN
bmra-3898	544	12	innovation	innovation	NOUN
bmra-3898	544	13	in	in	ADP
bmra-3898	544	14	trade	trade	NOUN
bmra-3898	544	15	finance	finance	NOUN
bmra-3898	544	16	(	(	PUNCT
bmra-3898	544	17	hekkert	hekkert	X
bmra-3898	544	18	et	et	PROPN
bmra-3898	544	19	al	al	PROPN
bmra-3898	544	20	.	.	PROPN
bmra-3898	544	21	,	,	PUNCT
bmra-3898	544	22	2007	2007	NUM
bmra-3898	544	23	)	)	PUNCT
bmra-3898	544	24	.	.	PUNCT
bmra-3898	545	1	several	several	ADJ
bmra-3898	545	2	“	"	PUNCT
bmra-3898	545	3	quick	quick	ADJ
bmra-3898	545	4	wins	win	NOUN
bmra-3898	545	5	”	"	PUNCT
bmra-3898	545	6	are	be	AUX
bmra-3898	545	7	low	low	ADV
bmra-3898	545	8	-	-	PUNCT
bmra-3898	545	9	hanging	hang	VERB
bmra-3898	545	10	fruit	fruit	NOUN
bmra-3898	545	11	within	within	ADP
bmra-3898	545	12	a	a	DET
bmra-3898	545	13	firm	firm	NOUN
bmra-3898	545	14	’s	’s	PART
bmra-3898	545	15	control	control	NOUN
bmra-3898	545	16	.	.	PUNCT
bmra-3898	546	1	moreover	moreover	ADV
bmra-3898	546	2	,	,	PUNCT
bmra-3898	546	3	many	many	ADJ
bmra-3898	546	4	of	of	ADP
bmra-3898	546	5	the	the	DET
bmra-3898	546	6	approaches	approach	NOUN
bmra-3898	546	7	are	be	AUX
bmra-3898	546	8	related	relate	VERB
bmra-3898	546	9	and	and	CCONJ
bmra-3898	546	10	support	support	VERB
bmra-3898	546	11	each	each	DET
bmra-3898	546	12	other	other	ADJ
bmra-3898	546	13	.	.	PUNCT
bmra-3898	547	1	for	for	ADP
bmra-3898	547	2	example	example	NOUN
bmra-3898	547	3	,	,	PUNCT
bmra-3898	547	4	five	five	NUM
bmra-3898	547	5	approaches	approach	NOUN
bmra-3898	547	6	have	have	VERB
bmra-3898	547	7	human	human	ADJ
bmra-3898	547	8	resources	resource	NOUN
bmra-3898	547	9	,	,	PUNCT
bmra-3898	547	10	talent	talent	NOUN
bmra-3898	547	11	,	,	PUNCT
bmra-3898	547	12	skill	skill	NOUN
bmra-3898	547	13	,	,	PUNCT
bmra-3898	547	14	or	or	CCONJ
bmra-3898	547	15	training	training	NOUN
bmra-3898	547	16	elements	element	NOUN
bmra-3898	547	17	,	,	PUNCT
bmra-3898	547	18	meaning	mean	VERB
bmra-3898	547	19	50	50	NUM
bmra-3898	547	20	%	%	NOUN
bmra-3898	547	21	of	of	ADP
bmra-3898	547	22	the	the	DET
bmra-3898	547	23	top	top	ADJ
bmra-3898	547	24	ten	ten	NUM
bmra-3898	547	25	desirable	desirable	ADJ
bmra-3898	547	26	and	and	CCONJ
bmra-3898	547	27	feasible	feasible	ADJ
bmra-3898	547	28	approaches	approach	NOUN
bmra-3898	547	29	can	can	AUX
bmra-3898	547	30	be	be	AUX
bmra-3898	547	31	achieved	achieve	VERB
bmra-3898	547	32	through	through	ADP
bmra-3898	547	33	hr	hr	NOUN
bmra-3898	547	34	initiatives	initiative	NOUN
bmra-3898	547	35	.	.	PUNCT
bmra-3898	548	1	future	future	ADJ
bmra-3898	548	2	research	research	NOUN
bmra-3898	548	3	could	could	AUX
bmra-3898	548	4	focus	focus	VERB
bmra-3898	548	5	on	on	ADP
bmra-3898	548	6	how	how	SCONJ
bmra-3898	548	7	practitioners	practitioner	NOUN
bmra-3898	548	8	can	can	AUX
bmra-3898	548	9	help	help	VERB
bmra-3898	548	10	develop	develop	VERB
bmra-3898	548	11	employees	employee	NOUN
bmra-3898	548	12	’	’	PART
bmra-3898	548	13	skills	skill	NOUN
bmra-3898	548	14	to	to	PART
bmra-3898	548	15	support	support	VERB
bmra-3898	548	16	blockchain	blockchain	PROPN
bmra-3898	548	17	technology	technology	PROPN
bmra-3898	548	18	development	development	NOUN
bmra-3898	548	19	and	and	CCONJ
bmra-3898	548	20	improve	improve	VERB
bmra-3898	548	21	65	65	NUM
bmra-3898	548	22	business	business	NOUN
bmra-3898	548	23	management	management	NOUN
bmra-3898	548	24	research	research	NOUN
bmra-3898	548	25	&	&	CCONJ
bmra-3898	548	26	applications	application	NOUN
bmra-3898	548	27	:	:	PUNCT
bmra-3898	548	28	a	a	DET
bmra-3898	548	29	cross	cross	ADJ
bmra-3898	548	30	-	-	ADJ
bmra-3898	548	31	disciplinary	disciplinary	ADJ
bmra-3898	548	32	journal	journal	NOUN
bmra-3898	548	33	collaboration	collaboration	NOUN
bmra-3898	548	34	in	in	ADP
bmra-3898	548	35	the	the	DET
bmra-3898	548	36	banking	banking	NOUN
bmra-3898	548	37	industry	industry	NOUN
bmra-3898	548	38	.	.	PUNCT
bmra-3898	549	1	though	though	SCONJ
bmra-3898	549	2	some	some	DET
bmra-3898	549	3	approaches	approach	NOUN
bmra-3898	549	4	were	be	AUX
bmra-3898	549	5	desirable	desirable	ADJ
bmra-3898	549	6	,	,	PUNCT
bmra-3898	549	7	they	they	PRON
bmra-3898	549	8	were	be	AUX
bmra-3898	549	9	deemed	deem	VERB
bmra-3898	549	10	unfeasible	unfeasible	ADJ
bmra-3898	549	11	due	due	ADP
bmra-3898	549	12	to	to	ADP
bmra-3898	549	13	the	the	DET
bmra-3898	549	14	nature	nature	NOUN
bmra-3898	549	15	of	of	ADP
bmra-3898	549	16	the	the	DET
bmra-3898	549	17	silo	silo	ADJ
bmra-3898	549	18	organizational	organizational	ADJ
bmra-3898	549	19	structure	structure	NOUN
bmra-3898	549	20	in	in	ADP
bmra-3898	549	21	the	the	DET
bmra-3898	549	22	banking	banking	NOUN
bmra-3898	549	23	industry	industry	NOUN
bmra-3898	549	24	.	.	PUNCT
bmra-3898	550	1	66	66	NUM
bmra-3898	550	2	january	january	PROPN
bmra-3898	550	3	2023	2023	NUM
bmra-3898	550	4	|	|	NOUN
bmra-3898	550	5	volume	volume	NOUN
bmra-3898	550	6	2	2	NUM
bmra-3898	550	7	,	,	PUNCT
bmra-3898	550	8	number	number	NOUN
bmra-3898	550	9	1	1	NUM
bmra-3898	550	10	references	reference	NOUN
bmra-3898	550	11	accenture	accenture	NOUN
bmra-3898	550	12	.	.	PUNCT
bmra-3898	551	1	(	(	PUNCT
bmra-3898	551	2	2017	2017	NUM
bmra-3898	551	3	)	)	PUNCT
bmra-3898	551	4	.	.	PUNCT
bmra-3898	552	1	blockchain	blockchain	PROPN
bmra-3898	552	2	on	on	ADP
bmra-3898	552	3	banking	banking	NOUN
bmra-3898	552	4	.	.	PUNCT
bmra-3898	553	1	https://www.accenture.com/t20170120t074124z__w__/usen/_acnmedia/accenture/conversion-assets/dotcom/documents/global/pdf/consulting/accenturebanking-on-blockchain.pdf	https://www.accenture.com/t20170120t074124z__w__/usen/_acnmedia/accenture/conversion-assets/dotcom/documents/global/pdf/consulting/accenturebanking-on-blockchain.pdf	PROPN
bmra-3898	553	2	accenture	accenture	PROPN
bmra-3898	553	3	.	.	PUNCT
bmra-3898	554	1	(	(	PUNCT
bmra-3898	554	2	2019	2019	NUM
bmra-3898	554	3	)	)	PUNCT
bmra-3898	554	4	.	.	PUNCT
bmra-3898	555	1	enabling	enable	VERB
bmra-3898	555	2	cross	cross	ADJ
bmra-3898	555	3	-	-	ADJ
bmra-3898	555	4	border	border	ADJ
bmra-3898	555	5	high	high	ADJ
bmra-3898	555	6	value	value	NOUN
bmra-3898	555	7	transfer	transfer	NOUN
bmra-3898	555	8	using	use	VERB
bmra-3898	555	9	distributed	distribute	VERB
bmra-3898	555	10	ledger	ledger	NOUN
bmra-3898	555	11	technologies	technology	NOUN
bmra-3898	555	12	.	.	PUNCT
bmra-3898	556	1	https://www.mas.gov.sg/-/media/mas/projectubin/jasper-ubin-design-paper.pdf	https://www.mas.gov.sg/-/media/mas/projectubin/jasper-ubin-design-paper.pdf	PROPN
bmra-3898	556	2	aggarwal	aggarwal	PROPN
bmra-3898	556	3	,	,	PUNCT
bmra-3898	556	4	s.	s.	PROPN
bmra-3898	556	5	,	,	PUNCT
bmra-3898	556	6	&	&	CCONJ
bmra-3898	556	7	kumar	kumar	PROPN
bmra-3898	556	8	,	,	PUNCT
bmra-3898	556	9	n.	n.	PROPN
bmra-3898	556	10	(	(	PUNCT
bmra-3898	556	11	2021	2021	NUM
bmra-3898	556	12	)	)	PUNCT
bmra-3898	556	13	.	.	PUNCT
bmra-3898	557	1	cryptographic	cryptographic	ADJ
bmra-3898	557	2	consensus	consensus	NOUN
bmra-3898	557	3	mechanisms	mechanism	NOUN
bmra-3898	557	4	.	.	PUNCT
bmra-3898	558	1	advances	advance	NOUN
bmra-3898	558	2	in	in	ADP
bmra-3898	558	3	computers	computer	NOUN
bmra-3898	558	4	,	,	PUNCT
bmra-3898	558	5	121(1	121(1	NUM
bmra-3898	558	6	)	)	PUNCT
bmra-3898	558	7	,	,	PUNCT
bmra-3898	558	8	211–226	211–226	NUM
bmra-3898	558	9	.	.	PUNCT
bmra-3898	559	1	https://doi.org/10.1016/bs.adcom.2020.08.011	https://doi.org/10.1016/bs.adcom.2020.08.011	VERB
bmra-3898	559	2	ahuja	ahuja	PROPN
bmra-3898	559	3	,	,	PUNCT
bmra-3898	559	4	g.	g.	PROPN
bmra-3898	559	5	,	,	PUNCT
bmra-3898	559	6	&	&	CCONJ
bmra-3898	559	7	katila	katila	PROPN
bmra-3898	559	8	,	,	PUNCT
bmra-3898	559	9	r.	r.	PROPN
bmra-3898	559	10	(	(	PUNCT
bmra-3898	559	11	2001	2001	NUM
bmra-3898	559	12	)	)	PUNCT
bmra-3898	559	13	.	.	PUNCT
bmra-3898	560	1	technological	technological	ADJ
bmra-3898	560	2	acquisitions	acquisition	NOUN
bmra-3898	560	3	and	and	CCONJ
bmra-3898	560	4	the	the	DET
bmra-3898	560	5	innovation	innovation	NOUN
bmra-3898	560	6	performance	performance	NOUN
bmra-3898	560	7	of	of	ADP
bmra-3898	560	8	acquiring	acquire	VERB
bmra-3898	560	9	firms	firm	NOUN
bmra-3898	560	10	:	:	PUNCT
bmra-3898	560	11	a	a	DET
bmra-3898	560	12	longitudinal	longitudinal	ADJ
bmra-3898	560	13	study	study	NOUN
bmra-3898	560	14	.	.	PUNCT
bmra-3898	561	1	strategic	strategic	ADJ
bmra-3898	561	2	management	management	NOUN
bmra-3898	561	3	journal	journal	NOUN
bmra-3898	561	4	,	,	PUNCT
bmra-3898	561	5	22(3	22(3	NUM
bmra-3898	561	6	)	)	PUNCT
bmra-3898	561	7	,	,	PUNCT
bmra-3898	561	8	197	197	NUM
bmra-3898	561	9	-	-	SYM
bmra-3898	561	10	220	220	NUM
bmra-3898	561	11	.	.	PUNCT
bmra-3898	562	1	https://doi.org/10.1002/smj.157	https://doi.org/10.1002/smj.157	PROPN
bmra-3898	562	2	allied	ally	VERB
bmra-3898	562	3	market	market	NOUN
bmra-3898	562	4	research	research	NOUN
bmra-3898	562	5	.	.	PUNCT
bmra-3898	563	1	(	(	PUNCT
bmra-3898	563	2	2020	2020	NUM
bmra-3898	563	3	,	,	PUNCT
bmra-3898	563	4	september	september	PROPN
bmra-3898	563	5	2	2	NUM
bmra-3898	563	6	)	)	PUNCT
bmra-3898	563	7	.	.	PUNCT
bmra-3898	564	1	letter	letter	NOUN
bmra-3898	564	2	of	of	ADP
bmra-3898	564	3	credit	credit	NOUN
bmra-3898	564	4	confirmation	confirmation	NOUN
bmra-3898	564	5	market	market	NOUN
bmra-3898	564	6	size	size	NOUN
bmra-3898	564	7	to	to	PART
bmra-3898	564	8	grow	grow	VERB
bmra-3898	564	9	$	$	SYM
bmra-3898	564	10	4.99	4.99	NUM
bmra-3898	564	11	billion	billion	NUM
bmra-3898	564	12	by	by	ADP
bmra-3898	564	13	2027	2027	NUM
bmra-3898	564	14	:	:	PUNCT
bmra-3898	564	15	lcc	lcc	NUM
bmra-3898	564	16	industry	industry	NOUN
bmra-3898	564	17	trends	trend	NOUN
bmra-3898	564	18	and	and	CCONJ
bmra-3898	564	19	updates	update	NOUN
bmra-3898	564	20	.	.	PUNCT
bmra-3898	565	1	https://www.globenewswire.com/newsrelease/2020/09/02/2087800/0/en/letter-of-credit-confirmation-market-size-to-grow-4-99-billion-by2027-lcc-industry-trends-and-updates.html	https://www.globenewswire.com/newsrelease/2020/09/02/2087800/0/en/letter-of-credit-confirmation-market-size-to-grow-4-99-billion-by2027-lcc-industry-trends-and-updates.html	PROPN
bmra-3898	565	2	ansari	ansari	PROPN
bmra-3898	565	3	,	,	PUNCT
bmra-3898	565	4	k.	k.	PROPN
bmra-3898	565	5	(	(	PUNCT
bmra-3898	565	6	2020	2020	NUM
bmra-3898	565	7	)	)	PUNCT
bmra-3898	565	8	.	.	PUNCT
bmra-3898	566	1	innovation	innovation	NOUN
bmra-3898	566	2	and	and	CCONJ
bmra-3898	566	3	technology	technology	NOUN
bmra-3898	566	4	at	at	ADP
bmra-3898	566	5	the	the	DET
bmra-3898	566	6	top	top	ADJ
bmra-3898	566	7	10	10	NUM
bmra-3898	566	8	u.s	u.s	PROPN
bmra-3898	566	9	.	.	PROPN
bmra-3898	566	10	banks	bank	NOUN
bmra-3898	566	11	.	.	PUNCT
bmra-3898	567	1	https://linkhumans.com/innovation-technology-10-us-banks/	https://linkhumans.com/innovation-technology-10-us-banks/	PROPN
bmra-3898	567	2	asim	asim	PROPN
bmra-3898	567	3	,	,	PUNCT
bmra-3898	567	4	z.	z.	PROPN
bmra-3898	567	5	,	,	PUNCT
bmra-3898	567	6	&	&	CCONJ
bmra-3898	567	7	sorooshian	sorooshian	PROPN
bmra-3898	567	8	,	,	PUNCT
bmra-3898	567	9	s.	s.	PROPN
bmra-3898	567	10	(	(	PUNCT
bmra-3898	567	11	2019	2019	NUM
bmra-3898	567	12	)	)	PUNCT
bmra-3898	567	13	.	.	PUNCT
bmra-3898	568	1	exploring	explore	VERB
bmra-3898	568	2	the	the	DET
bmra-3898	568	3	role	role	NOUN
bmra-3898	568	4	of	of	ADP
bmra-3898	568	5	knowledge	knowledge	NOUN
bmra-3898	568	6	,	,	PUNCT
bmra-3898	568	7	innovation	innovation	NOUN
bmra-3898	568	8	,	,	PUNCT
bmra-3898	568	9	and	and	CCONJ
bmra-3898	568	10	technology	technology	NOUN
bmra-3898	568	11	management	management	NOUN
bmra-3898	568	12	(	(	PUNCT
bmra-3898	568	13	knit	knit	PROPN
bmra-3898	568	14	)	)	PUNCT
bmra-3898	568	15	capabilities	capability	NOUN
bmra-3898	568	16	that	that	PRON
bmra-3898	568	17	influence	influence	VERB
bmra-3898	568	18	research	research	NOUN
bmra-3898	568	19	and	and	CCONJ
bmra-3898	568	20	development	development	NOUN
bmra-3898	568	21	.	.	PUNCT
bmra-3898	569	1	journal	journal	PROPN
bmra-3898	569	2	of	of	ADP
bmra-3898	569	3	open	open	ADJ
bmra-3898	569	4	innovation	innovation	NOUN
bmra-3898	569	5	:	:	PUNCT
bmra-3898	569	6	technology	technology	NOUN
bmra-3898	569	7	,	,	PUNCT
bmra-3898	569	8	market	market	NOUN
bmra-3898	569	9	,	,	PUNCT
bmra-3898	569	10	and	and	CCONJ
bmra-3898	569	11	complexity	complexity	NOUN
bmra-3898	569	12	,	,	PUNCT
bmra-3898	569	13	5(2	5(2	NUM
bmra-3898	569	14	)	)	PUNCT
bmra-3898	569	15	,	,	PUNCT
bmra-3898	569	16	1	1	NUM
bmra-3898	569	17	-	-	SYM
bmra-3898	569	18	47	47	NUM
bmra-3898	569	19	.	.	PUNCT
bmra-3898	570	1	https://doi.org/10.3390/joitmc5020021	https://doi.org/10.3390/joitmc5020021	PROPN
bmra-3898	570	2	baker	baker	PROPN
bmra-3898	570	3	,	,	PUNCT
bmra-3898	570	4	j.	j.	PROPN
bmra-3898	570	5	(	(	PUNCT
bmra-3898	570	6	2011	2011	NUM
bmra-3898	570	7	)	)	PUNCT
bmra-3898	570	8	.	.	PUNCT
bmra-3898	571	1	the	the	DET
bmra-3898	571	2	technology	technology	NOUN
bmra-3898	571	3	—	—	PUNCT
bmra-3898	571	4	organization	organization	NOUN
bmra-3898	571	5	—	—	PUNCT
bmra-3898	571	6	environment	environment	NOUN
bmra-3898	571	7	framework	framework	NOUN
bmra-3898	571	8	.	.	PUNCT
bmra-3898	572	1	in	in	ADP
bmra-3898	572	2	y.k	y.k	PROPN
bmra-3898	572	3	.	.	PROPN
bmra-3898	572	4	dwivedi	dwivedi	PROPN
bmra-3898	572	5	.	.	PROPN
bmra-3898	572	6	,	,	PUNCT
bmra-3898	572	7	m.	m.	PROPN
bmra-3898	572	8	wade	wade	PROPN
bmra-3898	572	9	.	.	PROPN
bmra-3898	572	10	,	,	PUNCT
bmra-3898	572	11	&	&	CCONJ
bmra-3898	572	12	s.	s.	PROPN
bmra-3898	572	13	schneberger	schneberger	PROPN
bmra-3898	572	14	(	(	PUNCT
bmra-3898	572	15	eds	ed	NOUN
bmra-3898	572	16	.	.	PUNCT
bmra-3898	572	17	)	)	PUNCT
bmra-3898	572	18	,	,	PUNCT
bmra-3898	572	19	information	information	NOUN
bmra-3898	572	20	systems	system	NOUN
bmra-3898	572	21	theory	theory	NOUN
bmra-3898	572	22	:	:	PUNCT
bmra-3898	572	23	explaining	explain	VERB
bmra-3898	572	24	and	and	CCONJ
bmra-3898	572	25	predicting	predict	VERB
bmra-3898	572	26	our	our	PRON
bmra-3898	572	27	digital	digital	ADJ
bmra-3898	572	28	society	society	NOUN
bmra-3898	572	29	,	,	PUNCT
bmra-3898	572	30	integrated	integrate	VERB
bmra-3898	572	31	series	series	NOUN
bmra-3898	572	32	in	in	ADP
bmra-3898	572	33	information	information	NOUN
bmra-3898	572	34	systems	system	NOUN
bmra-3898	572	35	28	28	NUM
bmra-3898	572	36	,	,	PUNCT
bmra-3898	572	37	(	(	PUNCT
bmra-3898	572	38	pp	pp	ADJ
bmra-3898	572	39	.	.	PUNCT
bmra-3898	572	40	231	231	NUM
bmra-3898	572	41	-	-	SYM
bmra-3898	572	42	245	245	NUM
bmra-3898	572	43	)	)	PUNCT
bmra-3898	572	44	.	.	PUNCT
bmra-3898	573	1	springer	springer	NOUN
bmra-3898	573	2	.	.	PUNCT
bmra-3898	574	1	https://doi.org/10.1007/978-1-4419-6108-2_12	https://doi.org/10.1007/978-1-4419-6108-2_12	PROPN
bmra-3898	574	2	bakos	bakos	PROPN
bmra-3898	574	3	,	,	PUNCT
bmra-3898	574	4	y.	y.	PROPN
bmra-3898	574	5	,	,	PUNCT
bmra-3898	574	6	halaburda	halaburda	PROPN
bmra-3898	574	7	,	,	PUNCT
bmra-3898	574	8	h.	h.	PROPN
bmra-3898	574	9	,	,	PUNCT
bmra-3898	574	10	&	&	CCONJ
bmra-3898	574	11	müeller	müeller	NOUN
bmra-3898	574	12	-	-	PUNCT
bmra-3898	574	13	bloch	bloch	PROPN
bmra-3898	574	14	,	,	PUNCT
bmra-3898	574	15	c.	c.	PROPN
bmra-3898	574	16	(	(	PUNCT
bmra-3898	574	17	2021	2021	NUM
bmra-3898	574	18	)	)	PUNCT
bmra-3898	574	19	.	.	PUNCT
bmra-3898	575	1	when	when	SCONJ
bmra-3898	575	2	permissioned	permissione	VERB
bmra-3898	575	3	blockchains	blockchain	NOUN
bmra-3898	575	4	deliver	deliver	VERB
bmra-3898	575	5	more	more	ADJ
bmra-3898	575	6	decentralization	decentralization	NOUN
bmra-3898	575	7	than	than	ADP
bmra-3898	575	8	permissionless	permissionless	NOUN
bmra-3898	575	9	.	.	PUNCT
bmra-3898	576	1	communications	communication	NOUN
bmra-3898	576	2	of	of	ADP
bmra-3898	576	3	the	the	DET
bmra-3898	576	4	acm	acm	NOUN
bmra-3898	576	5	,	,	PUNCT
bmra-3898	576	6	64(2	64(2	NUM
bmra-3898	576	7	)	)	PUNCT
bmra-3898	576	8	,	,	PUNCT
bmra-3898	576	9	20	20	NUM
bmra-3898	576	10	-	-	SYM
bmra-3898	576	11	22	22	NUM
bmra-3898	576	12	.	.	PUNCT
bmra-3898	577	1	https://doi.org/10.1145/3442371	https://doi.org/10.1145/3442371	PROPN
bmra-3898	578	1	bank	bank	PROPN
bmra-3898	578	2	for	for	ADP
bmra-3898	578	3	international	international	ADJ
bmra-3898	578	4	settlements	settlement	NOUN
bmra-3898	578	5	.	.	PUNCT
bmra-3898	579	1	(	(	PUNCT
bmra-3898	579	2	2014	2014	NUM
bmra-3898	579	3	)	)	PUNCT
bmra-3898	579	4	.	.	PUNCT
bmra-3898	580	1	trade	trade	NOUN
bmra-3898	580	2	finance	finance	NOUN
bmra-3898	580	3	:	:	PUNCT
bmra-3898	580	4	developments	development	NOUN
bmra-3898	580	5	and	and	CCONJ
bmra-3898	580	6	issues	issue	NOUN
bmra-3898	580	7	.	.	PUNCT
bmra-3898	581	1	https://www.bis.org/publ/cgfs50.pdf	https://www.bis.org/publ/cgfs50.pdf	PROPN
bmra-3898	581	2	bank	bank	PROPN
bmra-3898	581	3	for	for	ADP
bmra-3898	581	4	international	international	ADJ
bmra-3898	581	5	settlements	settlement	NOUN
bmra-3898	581	6	.	.	PUNCT
bmra-3898	582	1	(	(	PUNCT
bmra-3898	582	2	2018	2018	NUM
bmra-3898	582	3	)	)	PUNCT
bmra-3898	582	4	.	.	PUNCT
bmra-3898	583	1	cgfs	cgfs	PROPN
bmra-3898	583	2	papers	paper	NOUN
bmra-3898	583	3	no	no	INTJ
bmra-3898	583	4	.	.	NOUN
bmra-3898	583	5	60	60	NUM
bmra-3898	583	6	:	:	PUNCT
bmra-3898	583	7	structural	structural	ADJ
bmra-3898	583	8	changes	change	NOUN
bmra-3898	583	9	in	in	ADP
bmra-3898	583	10	banking	banking	NOUN
bmra-3898	583	11	after	after	ADP
bmra-3898	583	12	the	the	DET
bmra-3898	583	13	crisis	crisis	NOUN
bmra-3898	583	14	.	.	PUNCT
bmra-3898	584	1	https://www.bis.org/publ/cgfs60.pdf	https://www.bis.org/publ/cgfs60.pdf	ADJ
bmra-3898	584	2	https://www.accenture.com/t20170120t074124z__w__/us-en/_acnmedia/accenture/conversion-assets/dotcom/documents/global/pdf/consulting/accenture-banking-on-blockchain.pdf	https://www.accenture.com/t20170120t074124z__w__/us-en/_acnmedia/accenture/conversion-assets/dotcom/documents/global/pdf/consulting/accenture-banking-on-blockchain.pdf	PROPN
bmra-3898	584	3	https://www.accenture.com/t20170120t074124z__w__/us-en/_acnmedia/accenture/conversion-assets/dotcom/documents/global/pdf/consulting/accenture-banking-on-blockchain.pdf	https://www.accenture.com/t20170120t074124z__w__/us-en/_acnmedia/accenture/conversion-assets/dotcom/documents/global/pdf/consulting/accenture-banking-on-blockchain.pdf	PROPN
bmra-3898	584	4	https://www.accenture.com/t20170120t074124z__w__/us-en/_acnmedia/accenture/conversion-assets/dotcom/documents/global/pdf/consulting/accenture-banking-on-blockchain.pdf	https://www.accenture.com/t20170120t074124z__w__/us-en/_acnmedia/accenture/conversion-assets/dotcom/documents/global/pdf/consulting/accenture-banking-on-blockchain.pdf	PROPN
bmra-3898	584	5	https://www.mas.gov.sg/-/media/mas/projectubin/jasper-ubin-design-paper.pdf	https://www.mas.gov.sg/-/media/mas/projectubin/jasper-ubin-design-paper.pdf	ADJ
bmra-3898	584	6	https://doi.org/10.1016/bs.adcom.2020.08.011	https://doi.org/10.1016/bs.adcom.2020.08.011	NOUN
bmra-3898	585	1	https://doi.org/10.1002/smj.157	https://doi.org/10.1002/smj.157	PROPN
bmra-3898	585	2	https://www.globenewswire.com/news-release/2020/09/02/2087800/0/en/letter-of-credit-confirmation-market-size-to-grow-4-99-billion-by-2027-lcc-industry-trends-and-updates.html	https://www.globenewswire.com/news-release/2020/09/02/2087800/0/en/letter-of-credit-confirmation-market-size-to-grow-4-99-billion-by-2027-lcc-industry-trends-and-updates.html	PROPN
bmra-3898	585	3	https://www.globenewswire.com/news-release/2020/09/02/2087800/0/en/letter-of-credit-confirmation-market-size-to-grow-4-99-billion-by-2027-lcc-industry-trends-and-updates.html	https://www.globenewswire.com/news-release/2020/09/02/2087800/0/en/letter-of-credit-confirmation-market-size-to-grow-4-99-billion-by-2027-lcc-industry-trends-and-updates.html	PROPN
bmra-3898	585	4	https://www.globenewswire.com/news-release/2020/09/02/2087800/0/en/letter-of-credit-confirmation-market-size-to-grow-4-99-billion-by-2027-lcc-industry-trends-and-updates.html	https://www.globenewswire.com/news-release/2020/09/02/2087800/0/en/letter-of-credit-confirmation-market-size-to-grow-4-99-billion-by-2027-lcc-industry-trends-and-updates.html	VERB
bmra-3898	585	5	https://linkhumans.com/innovation-technology-10-us-banks/	https://linkhumans.com/innovation-technology-10-us-banks/	ADJ
bmra-3898	585	6	https://doi.org/10.3390/joitmc5020021	https://doi.org/10.3390/joitmc5020021	PROPN
bmra-3898	585	7	https://doi.org/10.1007/978-1-4419-6108-2_12	https://doi.org/10.1007/978-1-4419-6108-2_12	NOUN
bmra-3898	585	8	https://doi.org/10.1145/3442371	https://doi.org/10.1145/3442371	NOUN
bmra-3898	585	9	https://www.bis.org/publ/cgfs50.pdf	https://www.bis.org/publ/cgfs50.pdf	NOUN
bmra-3898	585	10	https://www.bis.org/publ/cgfs60.pdf	https://www.bis.org/publ/cgfs60.pdf	ADJ
bmra-3898	585	11	67	67	NUM
bmra-3898	585	12	business	business	NOUN
bmra-3898	585	13	management	management	NOUN
bmra-3898	585	14	research	research	NOUN
bmra-3898	585	15	&	&	CCONJ
bmra-3898	585	16	applications	application	NOUN
bmra-3898	585	17	:	:	PUNCT
bmra-3898	585	18	a	a	DET
bmra-3898	585	19	cross	cross	ADJ
bmra-3898	585	20	-	-	ADJ
bmra-3898	585	21	disciplinary	disciplinary	ADJ
bmra-3898	585	22	journal	journal	NOUN
bmra-3898	585	23	beck	beck	PROPN
bmra-3898	585	24	,	,	PUNCT
bmra-3898	585	25	r.	r.	PROPN
bmra-3898	585	26	,	,	PUNCT
bmra-3898	585	27	&	&	CCONJ
bmra-3898	585	28	müller	müller	PROPN
bmra-3898	585	29	-	-	PUNCT
bmra-3898	585	30	bloch	bloch	PROPN
bmra-3898	585	31	,	,	PUNCT
bmra-3898	585	32	c.	c.	PROPN
bmra-3898	585	33	(	(	PUNCT
bmra-3898	585	34	2017	2017	NUM
bmra-3898	585	35	)	)	PUNCT
bmra-3898	585	36	.	.	PUNCT
bmra-3898	586	1	blockchain	blockchain	PROPN
bmra-3898	586	2	as	as	ADP
bmra-3898	586	3	radical	radical	ADJ
bmra-3898	586	4	innovation	innovation	NOUN
bmra-3898	586	5	:	:	PUNCT
bmra-3898	586	6	a	a	DET
bmra-3898	586	7	framework	framework	NOUN
bmra-3898	586	8	for	for	ADP
bmra-3898	586	9	engaging	engage	VERB
bmra-3898	586	10	with	with	ADP
bmra-3898	586	11	distributed	distribute	VERB
bmra-3898	586	12	ledgers	ledger	NOUN
bmra-3898	586	13	as	as	ADP
bmra-3898	586	14	incumbent	incumbent	ADJ
bmra-3898	586	15	organization	organization	NOUN
bmra-3898	586	16	.	.	PUNCT
bmra-3898	587	1	proceedings	proceeding	NOUN
bmra-3898	587	2	of	of	ADP
bmra-3898	587	3	the	the	DET
bmra-3898	587	4	50th	50th	ADJ
bmra-3898	587	5	hawaii	hawaii	PROPN
bmra-3898	587	6	international	international	ADJ
bmra-3898	587	7	conference	conference	NOUN
bmra-3898	587	8	on	on	ADP
bmra-3898	587	9	system	system	NOUN
bmra-3898	587	10	sciences	science	NOUN
bmra-3898	587	11	.	.	PUNCT
bmra-3898	588	1	https://doi.org/10.24251/hicss.2017.653	https://doi.org/10.24251/hicss.2017.653	PROPN
bmra-3898	588	2	bedford	bedford	PROPN
bmra-3898	588	3	,	,	PUNCT
bmra-3898	588	4	d.	d.	PROPN
bmra-3898	588	5	,	,	PUNCT
bmra-3898	588	6	&	&	CCONJ
bmra-3898	588	7	gilder	gilder	PROPN
bmra-3898	588	8	,	,	PUNCT
bmra-3898	588	9	a.	a.	PROPN
bmra-3898	588	10	(	(	PUNCT
bmra-3898	588	11	2020	2020	NUM
bmra-3898	588	12	,	,	PUNCT
bmra-3898	588	13	august	august	PROPN
bmra-3898	588	14	31	31	NUM
bmra-3898	588	15	)	)	PUNCT
bmra-3898	588	16	.	.	PUNCT
bmra-3898	589	1	how	how	SCONJ
bmra-3898	589	2	corporate	corporate	ADJ
bmra-3898	589	3	banks	bank	NOUN
bmra-3898	589	4	can	can	AUX
bmra-3898	589	5	ride	ride	VERB
bmra-3898	589	6	the	the	DET
bmra-3898	589	7	disruptive	disruptive	ADJ
bmra-3898	589	8	wave	wave	NOUN
bmra-3898	589	9	of	of	ADP
bmra-3898	589	10	global	global	ADJ
bmra-3898	589	11	trade	trade	NOUN
bmra-3898	589	12	.	.	PUNCT
bmra-3898	590	1	ey	ey	PROPN
bmra-3898	590	2	.	.	PROPN
bmra-3898	590	3	https://www.ey.com/en_us/banking-capital-markets/how-corporate-banks-can-ridethe-disruptive-wave-of-global-trade	https://www.ey.com/en_us/banking-capital-markets/how-corporate-banks-can-ridethe-disruptive-wave-of-global-trade	PROPN
bmra-3898	590	4	bloch	bloch	PROPN
bmra-3898	590	5	,	,	PUNCT
bmra-3898	590	6	m.	m.	NOUN
bmra-3898	590	7	,	,	PUNCT
bmra-3898	590	8	blumberg	blumberg	PROPN
bmra-3898	590	9	,	,	PUNCT
bmra-3898	590	10	s.	s.	PROPN
bmra-3898	590	11	,	,	PUNCT
bmra-3898	590	12	&	&	CCONJ
bmra-3898	590	13	laartz	laartz	PROPN
bmra-3898	590	14	,	,	PUNCT
bmra-3898	590	15	j.	j.	PROPN
bmra-3898	590	16	(	(	PUNCT
bmra-3898	590	17	2012	2012	NUM
bmra-3898	590	18	)	)	PUNCT
bmra-3898	590	19	.	.	PUNCT
bmra-3898	591	1	delivering	deliver	VERB
bmra-3898	591	2	large	large	ADJ
bmra-3898	591	3	-	-	PUNCT
bmra-3898	591	4	scale	scale	NOUN
bmra-3898	591	5	it	it	PRON
bmra-3898	591	6	projects	project	VERB
bmra-3898	591	7	on	on	ADP
bmra-3898	591	8	time	time	NOUN
bmra-3898	591	9	,	,	PUNCT
bmra-3898	591	10	on	on	ADP
bmra-3898	591	11	budget	budget	NOUN
bmra-3898	591	12	,	,	PUNCT
bmra-3898	591	13	and	and	CCONJ
bmra-3898	591	14	on	on	ADP
bmra-3898	591	15	value	value	NOUN
bmra-3898	591	16	.	.	PUNCT
bmra-3898	592	1	mckinsey	mckinsey	PROPN
bmra-3898	592	2	digital	digital	PROPN
bmra-3898	592	3	.	.	PUNCT
bmra-3898	593	1	https://www.mckinsey.com/business-functions/mckinsey-digital/ourinsights/delivering-large-scale-it-projects-on-time-on-budget-and-on-value	https://www.mckinsey.com/business-functions/mckinsey-digital/ourinsights/delivering-large-scale-it-projects-on-time-on-budget-and-on-value	PROPN
bmra-3898	593	2	braun	braun	NOUN
bmra-3898	593	3	,	,	PUNCT
bmra-3898	593	4	v.	v.	PROPN
bmra-3898	593	5	,	,	PUNCT
bmra-3898	593	6	&	&	CCONJ
bmra-3898	593	7	clarke	clarke	PROPN
bmra-3898	593	8	,	,	PUNCT
bmra-3898	593	9	v.	v.	PROPN
bmra-3898	593	10	(	(	PUNCT
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bmra-3898	594	6	.	.	PUNCT
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bmra-3898	595	3	in	in	ADP
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bmra-3898	595	5	,	,	PUNCT
bmra-3898	595	6	3(2	3(2	NUM
bmra-3898	595	7	)	)	PUNCT
bmra-3898	595	8	,	,	PUNCT
bmra-3898	595	9	77	77	NUM
bmra-3898	595	10	-	-	SYM
bmra-3898	595	11	101	101	NUM
bmra-3898	595	12	.	.	PUNCT
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bmra-3898	596	9	,	,	PUNCT
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bmra-3898	596	14	&	&	CCONJ
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bmra-3898	596	18	(	(	PUNCT
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bmra-3898	596	20	)	)	PUNCT
bmra-3898	596	21	.	.	PUNCT
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bmra-3898	597	5	startups	startup	NOUN
bmra-3898	597	6	.	.	PUNCT
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bmra-3898	598	2	.	.	PUNCT
bmra-3898	599	1	https://www.mckinsey.com/business-functions/strategy-and-corporate-finance/ourinsights/collaborations-between-corporates-and-start-ups	https://www.mckinsey.com/business-functions/strategy-and-corporate-finance/ourinsights/collaborations-between-corporates-and-start-ups	PROPN
bmra-3898	599	2	browne	browne	PROPN
bmra-3898	599	3	,	,	PUNCT
bmra-3898	599	4	r.	r.	PROPN
bmra-3898	599	5	(	(	PUNCT
bmra-3898	599	6	2020	2020	NUM
bmra-3898	599	7	,	,	PUNCT
bmra-3898	599	8	november	november	PROPN
bmra-3898	599	9	20	20	NUM
bmra-3898	599	10	)	)	PUNCT
bmra-3898	599	11	.	.	PUNCT
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bmra-3898	600	9	.	.	PUNCT
bmra-3898	601	1	cnbc	cnbc	PROPN
bmra-3898	601	2	.	.	PUNCT
bmra-3898	602	1	https://www.cnbc.com/2020/11/20/big-banks-take-baby-steps-toward-commercializingblockchain.html	https://www.cnbc.com/2020/11/20/big-banks-take-baby-steps-toward-commercializingblockchain.html	DET
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bmra-3898	602	3	,	,	PUNCT
bmra-3898	602	4	a.	a.	PROPN
bmra-3898	602	5	,	,	PUNCT
bmra-3898	602	6	abderrahmane	abderrahmane	NOUN
bmra-3898	602	7	,	,	PUNCT
bmra-3898	602	8	n.	n.	NOUN
bmra-3898	602	9	,	,	PUNCT
bmra-3898	602	10	&	&	CCONJ
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bmra-3898	602	12	,	,	PUNCT
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bmra-3898	602	14	(	(	PUNCT
bmra-3898	602	15	2016	2016	NUM
bmra-3898	602	16	)	)	PUNCT
bmra-3898	602	17	.	.	PUNCT
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bmra-3898	603	4	.	.	PUNCT
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bmra-3898	604	2	.	.	PUNCT
bmra-3898	605	1	https://www.capco.com/-/media/capcomedia/pdfs/blockchain-trade-finance.ashx	https://www.capco.com/-/media/capcomedia/pdfs/blockchain-trade-finance.ashx	NUM
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bmra-3898	605	3	,	,	PUNCT
bmra-3898	605	4	f.	f.	PROPN
bmra-3898	605	5	,	,	PUNCT
bmra-3898	605	6	dasaklis	dasaklis	PROPN
bmra-3898	605	7	,	,	PUNCT
bmra-3898	605	8	t.	t.	PROPN
bmra-3898	605	9	k.	k.	PROPN
bmra-3898	605	10	,	,	PUNCT
bmra-3898	605	11	&	&	CCONJ
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bmra-3898	605	13	,	,	PUNCT
bmra-3898	605	14	c.	c.	PROPN
bmra-3898	605	15	(	(	PUNCT
bmra-3898	605	16	2019	2019	NUM
bmra-3898	605	17	)	)	PUNCT
bmra-3898	605	18	.	.	PUNCT
bmra-3898	606	1	a	a	DET
bmra-3898	606	2	systematic	systematic	ADJ
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bmra-3898	606	5	of	of	ADP
bmra-3898	606	6	blockchain	blockchain	PROPN
bmra-3898	606	7	-	-	PUNCT
bmra-3898	606	8	based	base	VERB
bmra-3898	606	9	applications	application	NOUN
bmra-3898	606	10	:	:	PUNCT
bmra-3898	606	11	current	current	ADJ
bmra-3898	606	12	status	status	NOUN
bmra-3898	606	13	,	,	PUNCT
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bmra-3898	606	15	and	and	CCONJ
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bmra-3898	606	17	issues	issue	NOUN
bmra-3898	606	18	.	.	PUNCT
bmra-3898	607	1	telematics	telematic	NOUN
bmra-3898	607	2	and	and	CCONJ
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bmra-3898	607	4	,	,	PUNCT
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bmra-3898	607	6	,	,	PUNCT
bmra-3898	607	7	55	55	NUM
bmra-3898	607	8	-	-	SYM
bmra-3898	607	9	81	81	NUM
bmra-3898	607	10	.	.	PUNCT
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bmra-3898	608	2	catalini	catalini	NOUN
bmra-3898	608	3	,	,	PUNCT
bmra-3898	608	4	c.	c.	PROPN
bmra-3898	608	5	,	,	PUNCT
bmra-3898	608	6	&	&	CCONJ
bmra-3898	608	7	gans	gans	PROPN
bmra-3898	608	8	,	,	PUNCT
bmra-3898	608	9	j.	j.	PROPN
bmra-3898	608	10	s.	s.	PROPN
bmra-3898	608	11	(	(	PUNCT
bmra-3898	608	12	2019	2019	NUM
bmra-3898	608	13	)	)	PUNCT
bmra-3898	608	14	.	.	PUNCT
bmra-3898	609	1	some	some	DET
bmra-3898	609	2	simple	simple	ADJ
bmra-3898	609	3	economics	economic	NOUN
bmra-3898	609	4	of	of	ADP
bmra-3898	609	5	the	the	DET
bmra-3898	609	6	blockchain	blockchain	PROPN
bmra-3898	609	7	.	.	PUNCT
bmra-3898	610	1	rotman	rotman	PROPN
bmra-3898	610	2	school	school	PROPN
bmra-3898	610	3	of	of	ADP
bmra-3898	610	4	management	management	NOUN
bmra-3898	610	5	working	working	NOUN
bmra-3898	610	6	paper	paper	NOUN
bmra-3898	610	7	no	no	INTJ
bmra-3898	610	8	.	.	PUNCT
bmra-3898	610	9	2874598	2874598	NUM
bmra-3898	610	10	;	;	PUNCT
bmra-3898	610	11	mit	mit	PROPN
bmra-3898	610	12	sloan	sloan	PROPN
bmra-3898	610	13	research	research	PROPN
bmra-3898	610	14	paper	paper	NOUN
bmra-3898	610	15	no	no	INTJ
bmra-3898	610	16	.	.	PUNCT
bmra-3898	611	1	5191	5191	NUM
bmra-3898	611	2	-	-	SYM
bmra-3898	611	3	16	16	NUM
bmra-3898	611	4	.	.	PUNCT
bmra-3898	612	1	https://doi.org/10.2139/ssrn.2874598	https://doi.org/10.2139/ssrn.2874598	ADJ
bmra-3898	612	2	center	center	NOUN
bmra-3898	612	3	for	for	ADP
bmra-3898	612	4	strategic	strategic	ADJ
bmra-3898	612	5	and	and	CCONJ
bmra-3898	612	6	international	international	ADJ
bmra-3898	612	7	studies	study	NOUN
bmra-3898	612	8	.	.	PUNCT
bmra-3898	613	1	(	(	PUNCT
bmra-3898	613	2	2022	2022	NUM
bmra-3898	613	3	)	)	PUNCT
bmra-3898	613	4	.	.	PUNCT
bmra-3898	614	1	how	how	SCONJ
bmra-3898	614	2	is	be	AUX
bmra-3898	614	3	china	china	PROPN
bmra-3898	614	4	’s	’s	PART
bmra-3898	614	5	footprint	footprint	NOUN
bmra-3898	614	6	changing	change	VERB
bmra-3898	614	7	?	?	PUNCT
bmra-3898	615	1	https://chinapower.csis.org/energy-footprint/	https://chinapower.csis.org/energy-footprint/	PROPN
bmra-3898	615	2	chang	chang	PROPN
bmra-3898	615	3	,	,	PUNCT
bmra-3898	615	4	s.	s.	PROPN
bmra-3898	615	5	e.	e.	PROPN
bmra-3898	615	6	,	,	PUNCT
bmra-3898	615	7	yi	yi	NOUN
bmra-3898	615	8	-	-	PUNCT
bmra-3898	615	9	chian	chian	NOUN
bmra-3898	615	10	,	,	PUNCT
bmra-3898	615	11	c.	c.	PROPN
bmra-3898	615	12	,	,	PUNCT
bmra-3898	615	13	&	&	CCONJ
bmra-3898	615	14	wu	wu	PROPN
bmra-3898	615	15	,	,	PUNCT
bmra-3898	615	16	t.	t.	PROPN
bmra-3898	615	17	(	(	PUNCT
bmra-3898	615	18	2019	2019	NUM
bmra-3898	615	19	)	)	PUNCT
bmra-3898	615	20	.	.	PUNCT
bmra-3898	616	1	exploring	explore	VERB
bmra-3898	616	2	blockchain	blockchain	PROPN
bmra-3898	616	3	technology	technology	PROPN
bmra-3898	616	4	in	in	ADP
bmra-3898	616	5	international	international	ADJ
bmra-3898	616	6	trade	trade	NOUN
bmra-3898	616	7	.	.	PUNCT
bmra-3898	617	1	industrial	industrial	ADJ
bmra-3898	617	2	management	management	PROPN
bmra-3898	617	3	&	&	CCONJ
bmra-3898	617	4	data	datum	NOUN
bmra-3898	617	5	systems	system	NOUN
bmra-3898	617	6	,	,	PUNCT
bmra-3898	617	7	119(8	119(8	NUM
bmra-3898	617	8	)	)	PUNCT
bmra-3898	617	9	,	,	PUNCT
bmra-3898	617	10	1712	1712	NUM
bmra-3898	617	11	-	-	SYM
bmra-3898	617	12	1733	1733	NUM
bmra-3898	617	13	.	.	PUNCT
bmra-3898	618	1	https://doi.org/10.1108/imds-122018-0568	https://doi.org/10.1108/imds-122018-0568	PROPN
bmra-3898	618	2	chang	chang	PROPN
bmra-3898	618	3	,	,	PUNCT
bmra-3898	618	4	s.	s.	PROPN
bmra-3898	618	5	e.	e.	PROPN
bmra-3898	618	6	,	,	PUNCT
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bmra-3898	618	8	,	,	PUNCT
bmra-3898	618	9	h.	h.	PROPN
bmra-3898	618	10	l.	l.	PROPN
bmra-3898	618	11	,	,	PUNCT
bmra-3898	618	12	&	&	CCONJ
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bmra-3898	618	14	,	,	PUNCT
bmra-3898	618	15	y.	y.	PROPN
bmra-3898	618	16	(	(	PUNCT
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bmra-3898	618	18	)	)	PUNCT
bmra-3898	618	19	.	.	PUNCT
bmra-3898	619	1	blockchain	blockchain	PROPN
bmra-3898	619	2	-	-	PUNCT
bmra-3898	619	3	enabled	enable	VERB
bmra-3898	619	4	trade	trade	NOUN
bmra-3898	619	5	finance	finance	NOUN
bmra-3898	619	6	innovation	innovation	NOUN
bmra-3898	619	7	:	:	PUNCT
bmra-3898	619	8	a	a	DET
bmra-3898	619	9	potential	potential	ADJ
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bmra-3898	619	11	shift	shift	NOUN
bmra-3898	619	12	on	on	ADP
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bmra-3898	619	17	.	.	PUNCT
bmra-3898	620	1	sustainability	sustainability	NOUN
bmra-3898	620	2	,	,	PUNCT
bmra-3898	620	3	12(1	12(1	NUM
bmra-3898	620	4	)	)	PUNCT
bmra-3898	620	5	,	,	PUNCT
bmra-3898	620	6	1	1	NUM
bmra-3898	620	7	-	-	SYM
bmra-3898	620	8	16	16	NUM
bmra-3898	620	9	.	.	PUNCT
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bmra-3898	621	9	https://www.mckinsey.com/business-functions/strategy-and-corporate-finance/our-insights/collaborations-between-corporates-and-start-ups	https://www.mckinsey.com/business-functions/strategy-and-corporate-finance/our-insights/collaborations-between-corporates-and-start-ups	PROPN
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bmra-3898	621	12	https://www.capco.com/-/media/capcomedia/pdfs/blockchain-trade-finance.ashx	https://www.capco.com/-/media/capcomedia/pdfs/blockchain-trade-finance.ashx	NUM
bmra-3898	621	13	https://doi.org/10.1016/j.tele.2018.11.006	https://doi.org/10.1016/j.tele.2018.11.006	ADJ
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bmra-3898	621	15	https://chinapower.csis.org/energy-footprint/	https://chinapower.csis.org/energy-footprint/	PROPN
bmra-3898	621	16	https://doi.org/10.1108/imds-12-2018-0568	https://doi.org/10.1108/imds-12-2018-0568	NOUN
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bmra-3898	621	19	68	68	NUM
bmra-3898	621	20	january	january	NOUN
bmra-3898	621	21	2023	2023	NUM
bmra-3898	622	1	|	|	NOUN
bmra-3898	622	2	volume	volume	NOUN
bmra-3898	622	3	2	2	NUM
bmra-3898	622	4	,	,	PUNCT
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bmra-3898	622	6	1	1	NUM
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bmra-3898	622	8	,	,	PUNCT
bmra-3898	622	9	h.	h.	PROPN
bmra-3898	622	10	,	,	PUNCT
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bmra-3898	622	14	,	,	PUNCT
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bmra-3898	622	16	,	,	PUNCT
bmra-3898	622	17	l.	l.	PROPN
bmra-3898	622	18	,	,	PUNCT
bmra-3898	622	19	&	&	CCONJ
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bmra-3898	622	21	,	,	PUNCT
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bmra-3898	622	26	.	.	PUNCT
bmra-3898	623	1	a	a	DET
bmra-3898	623	2	survey	survey	NOUN
bmra-3898	623	3	on	on	ADP
bmra-3898	623	4	ethereum	ethereum	NOUN
bmra-3898	623	5	systems	system	NOUN
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bmra-3898	623	7	:	:	PUNCT
bmra-3898	623	8	vulnerabilities	vulnerability	NOUN
bmra-3898	623	9	,	,	PUNCT
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bmra-3898	623	11	,	,	PUNCT
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bmra-3898	623	14	.	.	PUNCT
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bmra-3898	624	3	surveys	survey	NOUN
bmra-3898	624	4	,	,	PUNCT
bmra-3898	624	5	53(3	53(3	NUM
bmra-3898	624	6	)	)	PUNCT
bmra-3898	624	7	,	,	PUNCT
bmra-3898	624	8	1	1	NUM
bmra-3898	624	9	-	-	SYM
bmra-3898	624	10	43	43	NUM
bmra-3898	624	11	.	.	PUNCT
bmra-3898	625	1	https://doi.org/10.1145/3391195	https://doi.org/10.1145/3391195	PROPN
bmra-3898	625	2	chen	chen	PROPN
bmra-3898	625	3	,	,	PUNCT
bmra-3898	625	4	k.	k.	PROPN
bmra-3898	625	5	(	(	PUNCT
bmra-3898	625	6	2018	2018	NUM
bmra-3898	625	7	)	)	PUNCT
bmra-3898	625	8	.	.	PUNCT
bmra-3898	626	1	financial	financial	ADJ
bmra-3898	626	2	innovation	innovation	NOUN
bmra-3898	626	3	and	and	CCONJ
bmra-3898	626	4	technology	technology	NOUN
bmra-3898	626	5	firms	firm	NOUN
bmra-3898	626	6	:	:	PUNCT
bmra-3898	626	7	a	a	DET
bmra-3898	626	8	smart	smart	ADJ
bmra-3898	626	9	new	new	ADJ
bmra-3898	626	10	world	world	NOUN
bmra-3898	626	11	with	with	ADP
bmra-3898	626	12	machines	machine	NOUN
bmra-3898	626	13	.	.	PUNCT
bmra-3898	627	1	banking	banking	NOUN
bmra-3898	627	2	and	and	CCONJ
bmra-3898	627	3	finance	finance	NOUN
bmra-3898	627	4	issues	issue	NOUN
bmra-3898	627	5	in	in	ADP
bmra-3898	627	6	emerging	emerge	VERB
bmra-3898	627	7	markets	market	NOUN
bmra-3898	627	8	(	(	PUNCT
bmra-3898	627	9	international	international	ADJ
bmra-3898	627	10	symposia	symposia	NOUN
bmra-3898	627	11	in	in	ADP
bmra-3898	627	12	economic	economic	ADJ
bmra-3898	627	13	theory	theory	NOUN
bmra-3898	627	14	and	and	CCONJ
bmra-3898	627	15	econometrics	econometric	NOUN
bmra-3898	627	16	)	)	PUNCT
bmra-3898	627	17	,	,	PUNCT
bmra-3898	627	18	25	25	NUM
bmra-3898	627	19	,	,	PUNCT
bmra-3898	627	20	279	279	NUM
bmra-3898	627	21	-	-	SYM
bmra-3898	627	22	292	292	NUM
bmra-3898	627	23	https://doi.org/10.1108/s1571-038620180000025012	https://doi.org/10.1108/s1571-038620180000025012	NOUN
bmra-3898	627	24	christensen	christensen	PROPN
bmra-3898	627	25	,	,	PUNCT
bmra-3898	627	26	c.	c.	PROPN
bmra-3898	627	27	m.	m.	PROPN
bmra-3898	627	28	,	,	PUNCT
bmra-3898	627	29	raynor	raynor	PROPN
bmra-3898	627	30	,	,	PUNCT
bmra-3898	627	31	m.	m.	PROPN
bmra-3898	627	32	e.	e.	PROPN
bmra-3898	627	33	,	,	PUNCT
bmra-3898	627	34	&	&	CCONJ
bmra-3898	627	35	mcdonald	mcdonald	PROPN
bmra-3898	627	36	,	,	PUNCT
bmra-3898	627	37	r.	r.	PROPN
bmra-3898	627	38	(	(	PUNCT
bmra-3898	627	39	2015	2015	NUM
bmra-3898	627	40	)	)	PUNCT
bmra-3898	627	41	.	.	PUNCT
bmra-3898	628	1	what	what	PRON
bmra-3898	628	2	is	be	AUX
bmra-3898	628	3	disruptive	disruptive	ADJ
bmra-3898	628	4	innovation	innovation	NOUN
bmra-3898	628	5	?	?	PUNCT
bmra-3898	629	1	harvard	harvard	PROPN
bmra-3898	629	2	business	business	PROPN
bmra-3898	629	3	review	review	PROPN
bmra-3898	629	4	,	,	PUNCT
bmra-3898	629	5	93(12	93(12	NUM
bmra-3898	629	6	)	)	PUNCT
bmra-3898	629	7	,	,	PUNCT
bmra-3898	629	8	44	44	NUM
bmra-3898	629	9	-	-	SYM
bmra-3898	629	10	53	53	NUM
bmra-3898	629	11	.	.	PUNCT
bmra-3898	630	1	https://hbr.org/2015/12/what-is-disruptive-innovation	https://hbr.org/2015/12/what-is-disruptive-innovation	NOUN
bmra-3898	630	2	clohessy	clohessy	ADJ
bmra-3898	630	3	,	,	PUNCT
bmra-3898	630	4	t.	t.	PROPN
bmra-3898	630	5	,	,	PUNCT
bmra-3898	630	6	&	&	CCONJ
bmra-3898	630	7	acton	acton	PROPN
bmra-3898	630	8	,	,	PUNCT
bmra-3898	630	9	t.	t.	PROPN
bmra-3898	630	10	(	(	PUNCT
bmra-3898	630	11	2019	2019	NUM
bmra-3898	630	12	)	)	PUNCT
bmra-3898	630	13	.	.	PUNCT
bmra-3898	631	1	investigating	investigate	VERB
bmra-3898	631	2	the	the	DET
bmra-3898	631	3	influence	influence	NOUN
bmra-3898	631	4	of	of	ADP
bmra-3898	631	5	organizational	organizational	ADJ
bmra-3898	631	6	factors	factor	NOUN
bmra-3898	631	7	on	on	ADP
bmra-3898	631	8	blockchain	blockchain	PROPN
bmra-3898	631	9	adoption	adoption	NOUN
bmra-3898	631	10	.	.	PUNCT
bmra-3898	632	1	industrial	industrial	ADJ
bmra-3898	632	2	management	management	PROPN
bmra-3898	632	3	&	&	CCONJ
bmra-3898	632	4	data	data	PROPN
bmra-3898	632	5	systems	system	NOUN
bmra-3898	632	6	,	,	PUNCT
bmra-3898	632	7	119(7	119(7	NUM
bmra-3898	632	8	)	)	PUNCT
bmra-3898	632	9	,	,	PUNCT
bmra-3898	632	10	1457	1457	NUM
bmra-3898	632	11	-	-	SYM
bmra-3898	632	12	1491	1491	NUM
bmra-3898	632	13	.	.	PUNCT
bmra-3898	633	1	http://doi.org/10.1108/imds-082018-0365	http://doi.org/10.1108/imds-082018-0365	PROPN
bmra-3898	633	2	crawford	crawford	PROPN
bmra-3898	633	3	,	,	PUNCT
bmra-3898	633	4	e.	e.	PROPN
bmra-3898	633	5	(	(	PUNCT
bmra-3898	633	6	2015	2015	NUM
bmra-3898	633	7	)	)	PUNCT
bmra-3898	633	8	.	.	PUNCT
bmra-3898	634	1	large	large	ADJ
bmra-3898	634	2	firms	firm	NOUN
bmra-3898	634	3	fight	fight	VERB
bmra-3898	634	4	back	back	ADP
bmra-3898	634	5	as	as	SCONJ
bmra-3898	634	6	small	small	ADJ
bmra-3898	634	7	companies	company	NOUN
bmra-3898	634	8	steal	steal	VERB
bmra-3898	634	9	market	market	NOUN
bmra-3898	634	10	share	share	NOUN
bmra-3898	634	11	,	,	PUNCT
bmra-3898	634	12	research	research	NOUN
bmra-3898	634	13	shows	show	NOUN
bmra-3898	634	14	.	.	PUNCT
bmra-3898	635	1	william	william	PROPN
bmra-3898	635	2	reed	reed	PROPN
bmra-3898	635	3	https://www.foodnavigator-usa.com/article/2015/04/06/large-firms-fight-back-as-smallcompanies-steal-market-share-study	https://www.foodnavigator-usa.com/article/2015/04/06/large-firms-fight-back-as-smallcompanies-steal-market-share-study	PROPN
bmra-3898	635	4	das	das	PROPN
bmra-3898	635	5	,	,	PUNCT
bmra-3898	635	6	p.	p.	NOUN
bmra-3898	635	7	,	,	PUNCT
bmra-3898	635	8	verburg	verburg	PROPN
bmra-3898	635	9	,	,	PUNCT
bmra-3898	635	10	r.	r.	PROPN
bmra-3898	635	11	,	,	PUNCT
bmra-3898	635	12	verbraeck	verbraeck	PROPN
bmra-3898	635	13	,	,	PUNCT
bmra-3898	635	14	a.	a.	NOUN
bmra-3898	635	15	,	,	PUNCT
bmra-3898	635	16	&	&	CCONJ
bmra-3898	635	17	bonebakker	bonebakker	PROPN
bmra-3898	635	18	,	,	PUNCT
bmra-3898	635	19	l.	l.	PROPN
bmra-3898	635	20	(	(	PUNCT
bmra-3898	635	21	2018	2018	NUM
bmra-3898	635	22	)	)	PUNCT
bmra-3898	635	23	.	.	PUNCT
bmra-3898	636	1	barriers	barrier	NOUN
bmra-3898	636	2	to	to	ADP
bmra-3898	636	3	innovation	innovation	NOUN
bmra-3898	636	4	within	within	ADP
bmra-3898	636	5	large	large	ADJ
bmra-3898	636	6	financial	financial	ADJ
bmra-3898	636	7	services	service	NOUN
bmra-3898	636	8	firms	firm	NOUN
bmra-3898	636	9	.	.	PUNCT
bmra-3898	637	1	european	european	PROPN
bmra-3898	637	2	journal	journal	PROPN
bmra-3898	637	3	of	of	ADP
bmra-3898	637	4	innovation	innovation	NOUN
bmra-3898	637	5	management	management	NOUN
bmra-3898	637	6	,	,	PUNCT
bmra-3898	637	7	21(1	21(1	NUM
bmra-3898	637	8	)	)	PUNCT
bmra-3898	637	9	,	,	PUNCT
bmra-3898	637	10	96	96	NUM
bmra-3898	637	11	-	-	SYM
bmra-3898	637	12	112	112	NUM
bmra-3898	637	13	.	.	PUNCT
bmra-3898	638	1	https://doi.org/10.1108/ejim-03-2017-0028	https://doi.org/10.1108/ejim-03-2017-0028	ADJ
bmra-3898	638	2	dell’era	dell’era	NOUN
bmra-3898	638	3	,	,	PUNCT
bmra-3898	638	4	c.	c.	PROPN
bmra-3898	638	5	,	,	PUNCT
bmra-3898	638	6	&	&	CCONJ
bmra-3898	638	7	verganti	verganti	PROPN
bmra-3898	638	8	,	,	PUNCT
bmra-3898	638	9	r.	r.	PROPN
bmra-3898	638	10	(	(	PUNCT
bmra-3898	638	11	2010	2010	NUM
bmra-3898	638	12	)	)	PUNCT
bmra-3898	638	13	.	.	PUNCT
bmra-3898	639	1	collaborative	collaborative	ADJ
bmra-3898	639	2	strategies	strategy	NOUN
bmra-3898	639	3	in	in	ADP
bmra-3898	639	4	design	design	NOUN
bmra-3898	639	5	-	-	PUNCT
bmra-3898	639	6	intensive	intensive	ADJ
bmra-3898	639	7	industries	industry	NOUN
bmra-3898	639	8	:	:	PUNCT
bmra-3898	639	9	knowledge	knowledge	NOUN
bmra-3898	639	10	diversity	diversity	NOUN
bmra-3898	639	11	and	and	CCONJ
bmra-3898	639	12	innovation	innovation	NOUN
bmra-3898	639	13	.	.	PUNCT
bmra-3898	640	1	long	long	ADJ
bmra-3898	640	2	range	range	NOUN
bmra-3898	640	3	planning	planning	NOUN
bmra-3898	640	4	,	,	PUNCT
bmra-3898	640	5	43(1	43(1	NOUN
bmra-3898	640	6	)	)	PUNCT
bmra-3898	640	7	,	,	PUNCT
bmra-3898	640	8	123	123	NUM
bmra-3898	640	9	-	-	SYM
bmra-3898	640	10	141	141	NUM
bmra-3898	640	11	.	.	PUNCT
bmra-3898	641	1	https://doi.org/10.1016/j.lrp.2009.10.006	https://doi.org/10.1016/j.lrp.2009.10.006	PROPN
bmra-3898	641	2	demirkan	demirkan	PROPN
bmra-3898	641	3	,	,	PUNCT
bmra-3898	641	4	i.	i.	NOUN
bmra-3898	641	5	(	(	PUNCT
bmra-3898	641	6	2018	2018	NUM
bmra-3898	641	7	)	)	PUNCT
bmra-3898	641	8	.	.	PUNCT
bmra-3898	642	1	the	the	DET
bmra-3898	642	2	impact	impact	NOUN
bmra-3898	642	3	of	of	ADP
bmra-3898	642	4	firm	firm	ADJ
bmra-3898	642	5	resources	resource	NOUN
bmra-3898	642	6	on	on	ADP
bmra-3898	642	7	innovation	innovation	NOUN
bmra-3898	642	8	.	.	PUNCT
bmra-3898	643	1	european	european	ADJ
bmra-3898	643	2	journal	journal	PROPN
bmra-3898	643	3	of	of	ADP
bmra-3898	643	4	innovation	innovation	NOUN
bmra-3898	643	5	management	management	NOUN
bmra-3898	643	6	,	,	PUNCT
bmra-3898	643	7	21(4	21(4	NUM
bmra-3898	643	8	)	)	PUNCT
bmra-3898	643	9	,	,	PUNCT
bmra-3898	643	10	672	672	NUM
bmra-3898	643	11	-	-	SYM
bmra-3898	643	12	694	694	NUM
bmra-3898	643	13	.	.	PUNCT
bmra-3898	644	1	https://doi.org/10.1108/ejim-12-2017-0196	https://doi.org/10.1108/ejim-12-2017-0196	PROPN
bmra-3898	644	2	eckenrode	eckenrode	PROPN
bmra-3898	644	3	,	,	PUNCT
bmra-3898	644	4	j.	j.	PROPN
bmra-3898	644	5	,	,	PUNCT
bmra-3898	644	6	&	&	CCONJ
bmra-3898	644	7	friedman	friedman	PROPN
bmra-3898	644	8	,	,	PUNCT
bmra-3898	644	9	s.	s.	PROPN
bmra-3898	644	10	(	(	PUNCT
bmra-3898	644	11	2017	2017	NUM
bmra-3898	644	12	)	)	PUNCT
bmra-3898	644	13	.	.	PUNCT
bmra-3898	645	1	fintech	fintech	NOUN
bmra-3898	645	2	by	by	ADP
bmra-3898	645	3	the	the	DET
bmra-3898	645	4	numbers	number	NOUN
bmra-3898	645	5	:	:	PUNCT
bmra-3898	645	6	incumbents	incumbent	NOUN
bmra-3898	645	7	,	,	PUNCT
bmra-3898	645	8	start	start	NOUN
bmra-3898	645	9	-	-	PUNCT
bmra-3898	645	10	ups	up	NOUN
bmra-3898	645	11	,	,	PUNCT
bmra-3898	645	12	investors	investor	NOUN
bmra-3898	645	13	adapt	adapt	VERB
bmra-3898	645	14	to	to	ADP
bmra-3898	645	15	a	a	DET
bmra-3898	645	16	maturing	mature	VERB
bmra-3898	645	17	ecosystem	ecosystem	NOUN
bmra-3898	645	18	.	.	PUNCT
bmra-3898	646	1	deloitte	deloitte	PROPN
bmra-3898	646	2	.	.	PUNCT
bmra-3898	647	1	https://www2.deloitte.com/az/en/pages/financialservices/articles/fintech-by-the-numbers.html	https://www2.deloitte.com/az/en/pages/financialservices/articles/fintech-by-the-numbers.html	PROPN
bmra-3898	647	2	ernst	ernst	PROPN
bmra-3898	647	3	&	&	CCONJ
bmra-3898	647	4	young	young	PROPN
bmra-3898	647	5	.	.	PUNCT
bmra-3898	648	1	(	(	PUNCT
bmra-3898	648	2	2017	2017	NUM
bmra-3898	648	3	,	,	PUNCT
bmra-3898	648	4	july	july	PROPN
bmra-3898	648	5	17	17	NUM
bmra-3898	648	6	)	)	PUNCT
bmra-3898	648	7	.	.	PUNCT
bmra-3898	649	1	unleashing	unleash	VERB
bmra-3898	649	2	the	the	DET
bmra-3898	649	3	potential	potential	NOUN
bmra-3898	649	4	of	of	ADP
bmra-3898	649	5	fintech	fintech	NOUN
bmra-3898	649	6	in	in	ADP
bmra-3898	649	7	banking	banking	NOUN
bmra-3898	649	8	.	.	PUNCT
bmra-3898	650	1	ernst	ernst	PROPN
bmra-3898	650	2	&	&	CCONJ
bmra-3898	650	3	young	young	ADJ
bmra-3898	650	4	global	global	ADJ
bmra-3898	650	5	limited	limit	VERB
bmra-3898	650	6	(	(	PUNCT
bmra-3898	650	7	ey	ey	NOUN
bmra-3898	650	8	)	)	PUNCT
bmra-3898	650	9	.	.	PUNCT
bmra-3898	650	10	https://www.ey.com/publication/vwluassets/ey-unleashing-the-potential-of-fin-tech-inbanking/$file/ey-unleashing-the-potential-of-fin-tech-in-banking.pdf	https://www.ey.com/publication/vwluassets/ey-unleashing-the-potential-of-fin-tech-inbanking/$file/ey-unleashing-the-potential-of-fin-tech-in-banking.pdf	PROPN
bmra-3898	650	11	eubank	eubank	PROPN
bmra-3898	650	12	,	,	PUNCT
bmra-3898	650	13	b.	b.	PROPN
bmra-3898	650	14	h.	h.	PROPN
bmra-3898	650	15	,	,	PUNCT
bmra-3898	650	16	mohtadi	mohtadi	NOUN
bmra-3898	650	17	,	,	PUNCT
bmra-3898	650	18	n.	n.	PROPN
bmra-3898	650	19	g.	g.	PROPN
bmra-3898	650	20	,	,	PUNCT
bmra-3898	650	21	lafave	lafave	PROPN
bmra-3898	650	22	,	,	PUNCT
bmra-3898	650	23	m.	m.	PROPN
bmra-3898	650	24	r.	r.	PROPN
bmra-3898	650	25	,	,	PUNCT
bmra-3898	650	26	wiley	wiley	PROPN
bmra-3898	650	27	,	,	PUNCT
bmra-3898	650	28	j.	j.	PROPN
bmra-3898	650	29	p.	p.	PROPN
bmra-3898	650	30	,	,	PUNCT
bmra-3898	650	31	bois	bois	PROPN
bmra-3898	650	32	,	,	PUNCT
bmra-3898	650	33	a.	a.	PROPN
bmra-3898	650	34	j.	j.	PROPN
bmra-3898	650	35	,	,	PUNCT
bmra-3898	650	36	boorman	boorman	PROPN
bmra-3898	650	37	,	,	PUNCT
bmra-3898	650	38	r.	r.	PROPN
bmra-3898	650	39	s.	s.	PROPN
bmra-3898	650	40	,	,	PUNCT
bmra-3898	650	41	&	&	CCONJ
bmra-3898	650	42	sheps	shep	NOUN
bmra-3898	650	43	,	,	PUNCT
bmra-3898	650	44	d.	d.	PROPN
bmra-3898	650	45	m.	m.	PROPN
bmra-3898	650	46	(	(	PUNCT
bmra-3898	650	47	2016	2016	NUM
bmra-3898	650	48	)	)	PUNCT
bmra-3898	650	49	.	.	PUNCT
bmra-3898	651	1	using	use	VERB
bmra-3898	651	2	the	the	DET
bmra-3898	651	3	modified	modify	VERB
bmra-3898	651	4	delphi	delphi	NOUN
bmra-3898	651	5	method	method	NOUN
bmra-3898	651	6	to	to	PART
bmra-3898	651	7	establish	establish	VERB
bmra-3898	651	8	clinical	clinical	ADJ
bmra-3898	651	9	consensus	consensus	NOUN
bmra-3898	651	10	for	for	ADP
bmra-3898	651	11	the	the	DET
bmra-3898	651	12	diagnosis	diagnosis	NOUN
bmra-3898	651	13	and	and	CCONJ
bmra-3898	651	14	treatment	treatment	NOUN
bmra-3898	651	15	of	of	ADP
bmra-3898	651	16	patients	patient	NOUN
bmra-3898	651	17	with	with	ADP
bmra-3898	651	18	rotator	rotator	NOUN
bmra-3898	651	19	cuff	cuff	NOUN
bmra-3898	651	20	pathology	pathology	PROPN
bmra-3898	651	21	.	.	PUNCT
bmra-3898	652	1	bmc	bmc	PROPN
bmra-3898	652	2	medical	medical	ADJ
bmra-3898	652	3	research	research	NOUN
bmra-3898	652	4	methodology	methodology	NOUN
bmra-3898	652	5	,	,	PUNCT
bmra-3898	652	6	16(1	16(1	NUM
bmra-3898	652	7	)	)	PUNCT
bmra-3898	652	8	,	,	PUNCT
bmra-3898	652	9	1	1	NUM
bmra-3898	652	10	-	-	SYM
bmra-3898	652	11	16	16	NUM
bmra-3898	652	12	.	.	PUNCT
bmra-3898	653	1	https://doi.org/10.1186/s12874-016-0165-8	https://doi.org/10.1186/s12874-016-0165-8	NUM
bmra-3898	653	2	financial	financial	ADJ
bmra-3898	653	3	stability	stability	PROPN
bmra-3898	653	4	board	board	PROPN
bmra-3898	653	5	.	.	PUNCT
bmra-3898	654	1	(	(	PUNCT
bmra-3898	654	2	2019	2019	NUM
bmra-3898	654	3	,	,	PUNCT
bmra-3898	654	4	february	february	PROPN
bmra-3898	654	5	14	14	NUM
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bmra-3898	656	8	https://www.foodnavigator-usa.com/article/2015/04/06/large-firms-fight-back-as-small-companies-steal-market-share-study	https://www.foodnavigator-usa.com/article/2015/04/06/large-firms-fight-back-as-small-companies-steal-market-share-study	PROPN
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bmra-3898	657	6	https://www.ey.com/publication/vwluassets/ey-unleashing-the-potential-of-fin-tech-in-banking/$file/ey-unleashing-the-potential-of-fin-tech-in-banking.pdf	https://www.ey.com/publication/vwluassets/ey-unleashing-the-potential-of-fin-tech-in-banking/$file/ey-unleashing-the-potential-of-fin-tech-in-banking.pdf	PROPN
bmra-3898	657	7	https://www.ey.com/publication/vwluassets/ey-unleashing-the-potential-of-fin-tech-in-banking/$file/ey-unleashing-the-potential-of-fin-tech-in-banking.pdf	https://www.ey.com/publication/vwluassets/ey-unleashing-the-potential-of-fin-tech-in-banking/$file/ey-unleashing-the-potential-of-fin-tech-in-banking.pdf	PROPN
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bmra-3898	657	10	https://www.fsb.org/2019/02/fsb-report-assesses-fintech-developments-and-potential-financial-stability-implications/#:~:text=the%20fsb%20defines%20fintech	https://www.fsb.org/2019/02/fsb-report-assesses-fintech-developments-and-potential-financial-stability-implications/#:~:text=the%20fsb%20defines%20fintech	VERB
bmra-3898	657	11	69	69	NUM
bmra-3898	657	12	business	business	NOUN
bmra-3898	657	13	management	management	NOUN
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bmra-3898	657	15	&	&	CCONJ
bmra-3898	657	16	applications	application	NOUN
bmra-3898	657	17	:	:	PUNCT
bmra-3898	657	18	a	a	DET
bmra-3898	657	19	cross	cross	ADJ
bmra-3898	657	20	-	-	ADJ
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bmra-3898	657	25	.	.	PUNCT
bmra-3898	658	1	(	(	PUNCT
bmra-3898	658	2	2020	2020	NUM
bmra-3898	658	3	)	)	PUNCT
bmra-3898	658	4	.	.	PUNCT
bmra-3898	659	1	the	the	DET
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bmra-3898	659	3	ten	ten	NUM
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bmra-3898	659	5	for	for	ADP
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bmra-3898	659	7	institutions	institution	NOUN
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bmra-3898	659	10	anti	anti	ADJ
bmra-3898	659	11	-	-	ADJ
bmra-3898	659	12	money	money	ADJ
bmra-3898	659	13	laundering	laundering	NOUN
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bmra-3898	659	15	of	of	ADP
bmra-3898	659	16	2020	2020	NUM
bmra-3898	659	17	.	.	PUNCT
bmra-3898	660	1	https://www.gibsondunn.com/the-top-10-takeaways-for-financial-institutions-from-the-antimoney-laundering-act-of-2020/	https://www.gibsondunn.com/the-top-10-takeaways-for-financial-institutions-from-the-antimoney-laundering-act-of-2020/	PROPN
bmra-3898	660	2	green	green	PROPN
bmra-3898	660	3	,	,	PUNCT
bmra-3898	660	4	b.	b.	PROPN
bmra-3898	660	5	,	,	PUNCT
bmra-3898	660	6	jones	jones	PROPN
bmra-3898	660	7	,	,	PUNCT
bmra-3898	660	8	m.	m.	NOUN
bmra-3898	660	9	,	,	PUNCT
bmra-3898	660	10	hughes	hughes	PROPN
bmra-3898	660	11	,	,	PUNCT
bmra-3898	660	12	d.	d.	PROPN
bmra-3898	660	13	,	,	PUNCT
bmra-3898	660	14	&	&	CCONJ
bmra-3898	660	15	williams	williams	PROPN
bmra-3898	660	16	,	,	PUNCT
bmra-3898	660	17	a.	a.	PROPN
bmra-3898	660	18	(	(	PUNCT
bmra-3898	660	19	1999	1999	NUM
bmra-3898	660	20	)	)	PUNCT
bmra-3898	660	21	.	.	PUNCT
bmra-3898	661	1	applying	apply	VERB
bmra-3898	661	2	the	the	DET
bmra-3898	661	3	delphi	delphi	NOUN
bmra-3898	661	4	technique	technique	NOUN
bmra-3898	661	5	in	in	ADP
bmra-3898	661	6	a	a	DET
bmra-3898	661	7	study	study	NOUN
bmra-3898	661	8	of	of	ADP
bmra-3898	661	9	gp	gp	NOUN
bmra-3898	661	10	’s	’s	PART
bmra-3898	661	11	information	information	NOUN
bmra-3898	661	12	requirements	requirement	NOUN
bmra-3898	661	13	.	.	PUNCT
bmra-3898	662	1	health	health	NOUN
bmra-3898	662	2	and	and	CCONJ
bmra-3898	662	3	social	social	ADJ
bmra-3898	662	4	care	care	NOUN
bmra-3898	662	5	in	in	ADP
bmra-3898	662	6	the	the	DET
bmra-3898	662	7	community	community	NOUN
bmra-3898	662	8	.	.	PUNCT
bmra-3898	663	1	7(3	7(3	NUM
bmra-3898	663	2	)	)	PUNCT
bmra-3898	663	3	,	,	PUNCT
bmra-3898	663	4	198	198	NUM
bmra-3898	663	5	-	-	SYM
bmra-3898	663	6	205	205	NUM
bmra-3898	663	7	.	.	PUNCT
bmra-3898	664	1	https://doi.org/10.1046/j.1365-2524.1999.00176.x	https://doi.org/10.1046/j.1365-2524.1999.00176.x	ADJ
bmra-3898	664	2	guo	guo	PROPN
bmra-3898	664	3	,	,	PUNCT
bmra-3898	664	4	y.	y.	PROPN
bmra-3898	664	5	,	,	PUNCT
bmra-3898	664	6	&	&	CCONJ
bmra-3898	664	7	liang	liang	PROPN
bmra-3898	664	8	,	,	PUNCT
bmra-3898	664	9	c.	c.	PROPN
bmra-3898	664	10	(	(	PUNCT
bmra-3898	664	11	2016	2016	NUM
bmra-3898	664	12	)	)	PUNCT
bmra-3898	664	13	.	.	PUNCT
bmra-3898	665	1	blockchain	blockchain	PROPN
bmra-3898	665	2	application	application	NOUN
bmra-3898	665	3	and	and	CCONJ
bmra-3898	665	4	outlook	outlook	NOUN
bmra-3898	665	5	in	in	ADP
bmra-3898	665	6	the	the	DET
bmra-3898	665	7	banking	banking	NOUN
bmra-3898	665	8	industry	industry	NOUN
bmra-3898	665	9	.	.	PUNCT
bmra-3898	666	1	financial	financial	ADJ
bmra-3898	666	2	innovation	innovation	NOUN
bmra-3898	666	3	,	,	PUNCT
bmra-3898	666	4	2(1	2(1	NUM
bmra-3898	666	5	)	)	PUNCT
bmra-3898	666	6	,	,	PUNCT
bmra-3898	666	7	1	1	NUM
bmra-3898	666	8	-	-	SYM
bmra-3898	666	9	12	12	NUM
bmra-3898	666	10	.	.	PUNCT
bmra-3898	667	1	https://doi.org/10.1186/s40854-016-0034-9	https://doi.org/10.1186/s40854-016-0034-9	NUM
bmra-3898	667	2	guzzini	guzzini	X
bmra-3898	667	3	,	,	PUNCT
bmra-3898	667	4	e.	e.	PROPN
bmra-3898	667	5	,	,	PUNCT
bmra-3898	667	6	&	&	CCONJ
bmra-3898	667	7	iacobucci	iacobucci	PROPN
bmra-3898	667	8	,	,	PUNCT
bmra-3898	667	9	d.	d.	PROPN
bmra-3898	667	10	(	(	PUNCT
bmra-3898	667	11	2017	2017	NUM
bmra-3898	667	12	)	)	PUNCT
bmra-3898	667	13	.	.	PUNCT
bmra-3898	668	1	project	project	NOUN
bmra-3898	668	2	failures	failure	NOUN
bmra-3898	668	3	and	and	CCONJ
bmra-3898	668	4	innovation	innovation	NOUN
bmra-3898	668	5	performance	performance	NOUN
bmra-3898	668	6	in	in	ADP
bmra-3898	668	7	university	university	NOUN
bmra-3898	668	8	-	-	PUNCT
bmra-3898	668	9	firm	firm	NOUN
bmra-3898	668	10	collaborations	collaboration	NOUN
bmra-3898	668	11	.	.	PUNCT
bmra-3898	669	1	journal	journal	NOUN
bmra-3898	669	2	of	of	ADP
bmra-3898	669	3	technology	technology	NOUN
bmra-3898	669	4	transfer	transfer	NOUN
bmra-3898	669	5	,	,	PUNCT
bmra-3898	669	6	42(4	42(4	PROPN
bmra-3898	669	7	)	)	PUNCT
bmra-3898	669	8	,	,	PUNCT
bmra-3898	669	9	865	865	NUM
bmra-3898	669	10	-	-	SYM
bmra-3898	669	11	883	883	NUM
bmra-3898	669	12	.	.	PUNCT
bmra-3898	670	1	https://doi.org/10.1007/s10961-0169554-8	https://doi.org/10.1007/s10961-0169554-8	PROPN
bmra-3898	670	2	halaburda	halaburda	PROPN
bmra-3898	670	3	,	,	PUNCT
bmra-3898	670	4	h.	h.	PROPN
bmra-3898	670	5	,	,	PUNCT
bmra-3898	670	6	&	&	CCONJ
bmra-3898	670	7	mueller	mueller	PROPN
bmra-3898	670	8	-	-	PUNCT
bmra-3898	670	9	bloch	bloch	PROPN
bmra-3898	670	10	,	,	PUNCT
bmra-3898	670	11	c.	c.	PROPN
bmra-3898	670	12	(	(	PUNCT
bmra-3898	670	13	2019	2019	NUM
bmra-3898	670	14	)	)	PUNCT
bmra-3898	670	15	.	.	PUNCT
bmra-3898	671	1	will	will	AUX
bmra-3898	671	2	we	we	PRON
bmra-3898	671	3	realize	realize	VERB
bmra-3898	671	4	blockchain	blockchain	PROPN
bmra-3898	671	5	’s	’s	PART
bmra-3898	671	6	promise	promise	NOUN
bmra-3898	671	7	of	of	ADP
bmra-3898	671	8	decentralization	decentralization	NOUN
bmra-3898	671	9	?	?	PUNCT
bmra-3898	672	1	harvard	harvard	PROPN
bmra-3898	672	2	business	business	PROPN
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bmra-3898	672	4	.	.	PUNCT
bmra-3898	673	1	https://hbr.org/2019/09/will-we-realize-blockchains-promise-ofdecentralization	https://hbr.org/2019/09/will-we-realize-blockchains-promise-ofdecentralization	NOUN
bmra-3898	673	2	haucap	haucap	NOUN
bmra-3898	673	3	,	,	PUNCT
bmra-3898	673	4	j.	j.	PROPN
bmra-3898	673	5	,	,	PUNCT
bmra-3898	673	6	rasch	rasch	PROPN
bmra-3898	673	7	,	,	PUNCT
bmra-3898	673	8	a.	a.	PROPN
bmra-3898	673	9	,	,	PUNCT
bmra-3898	673	10	&	&	CCONJ
bmra-3898	673	11	stiebale	stiebale	PROPN
bmra-3898	673	12	,	,	PUNCT
bmra-3898	673	13	j.	j.	PROPN
bmra-3898	673	14	(	(	PUNCT
bmra-3898	673	15	2019	2019	NUM
bmra-3898	673	16	)	)	PUNCT
bmra-3898	673	17	.	.	PUNCT
bmra-3898	674	1	how	how	SCONJ
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bmra-3898	674	3	affect	affect	VERB
bmra-3898	674	4	innovation	innovation	NOUN
bmra-3898	674	5	:	:	PUNCT
bmra-3898	674	6	theory	theory	NOUN
bmra-3898	674	7	and	and	CCONJ
bmra-3898	674	8	evidence	evidence	NOUN
bmra-3898	674	9	.	.	PUNCT
bmra-3898	675	1	international	international	ADJ
bmra-3898	675	2	journal	journal	PROPN
bmra-3898	675	3	of	of	ADP
bmra-3898	675	4	industrial	industrial	ADJ
bmra-3898	675	5	organization	organization	NOUN
bmra-3898	675	6	,	,	PUNCT
bmra-3898	675	7	63	63	NUM
bmra-3898	675	8	,	,	PUNCT
bmra-3898	675	9	283	283	NUM
bmra-3898	675	10	-	-	SYM
bmra-3898	675	11	325	325	NUM
bmra-3898	675	12	.	.	PUNCT
bmra-3898	676	1	https://doi.org/https://doi.org/10.1016/j.ijindorg.2018.10.003	https://doi.org/https://doi.org/10.1016/j.ijindorg.2018.10.003	NOUN
bmra-3898	676	2	hekkert	hekkert	PROPN
bmra-3898	676	3	,	,	PUNCT
bmra-3898	676	4	m.	m.	NOUN
bmra-3898	676	5	p.	p.	PROPN
bmra-3898	676	6	,	,	PUNCT
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bmra-3898	676	8	,	,	PUNCT
bmra-3898	676	9	r.	r.	PROPN
bmra-3898	676	10	a.	a.	PROPN
bmra-3898	676	11	a.	a.	PROPN
bmra-3898	676	12	,	,	PUNCT
bmra-3898	676	13	negro	negro	PROPN
bmra-3898	676	14	,	,	PUNCT
bmra-3898	676	15	s.	s.	PROPN
bmra-3898	676	16	o.	o.	PROPN
bmra-3898	676	17	,	,	PUNCT
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bmra-3898	676	19	,	,	PUNCT
bmra-3898	676	20	s.	s.	PROPN
bmra-3898	676	21	,	,	PUNCT
bmra-3898	676	22	&	&	CCONJ
bmra-3898	676	23	smits	smits	PROPN
bmra-3898	676	24	,	,	PUNCT
bmra-3898	676	25	r.	r.	PROPN
bmra-3898	676	26	e.	e.	PROPN
bmra-3898	676	27	h.	h.	PROPN
bmra-3898	676	28	m.	m.	PROPN
bmra-3898	676	29	(	(	PUNCT
bmra-3898	676	30	2007	2007	NUM
bmra-3898	676	31	)	)	PUNCT
bmra-3898	676	32	.	.	PUNCT
bmra-3898	677	1	functions	function	NOUN
bmra-3898	677	2	of	of	ADP
bmra-3898	677	3	innovation	innovation	NOUN
bmra-3898	677	4	systems	system	NOUN
bmra-3898	677	5	:	:	PUNCT
bmra-3898	677	6	a	a	DET
bmra-3898	677	7	new	new	ADJ
bmra-3898	677	8	approach	approach	NOUN
bmra-3898	677	9	for	for	ADP
bmra-3898	677	10	analysing	analyse	VERB
bmra-3898	677	11	technological	technological	ADJ
bmra-3898	677	12	change	change	NOUN
bmra-3898	677	13	.	.	PUNCT
bmra-3898	678	1	technological	technological	ADJ
bmra-3898	678	2	forecasting	forecasting	NOUN
bmra-3898	678	3	&	&	CCONJ
bmra-3898	678	4	social	social	ADJ
bmra-3898	678	5	change	change	NOUN
bmra-3898	678	6	,	,	PUNCT
bmra-3898	678	7	74(4	74(4	NUM
bmra-3898	678	8	)	)	PUNCT
bmra-3898	678	9	,	,	PUNCT
bmra-3898	678	10	413	413	NUM
bmra-3898	678	11	-	-	SYM
bmra-3898	678	12	32	32	NUM
bmra-3898	678	13	.	.	PUNCT
bmra-3898	679	1	https://doi.org/10.1016/j.techfore.2006.03.002	https://doi.org/10.1016/j.techfore.2006.03.002	PROPN
bmra-3898	679	2	helleiner	helleiner	NOUN
bmra-3898	679	3	,	,	PUNCT
bmra-3898	679	4	e.	e.	PROPN
bmra-3898	679	5	(	(	PUNCT
bmra-3898	679	6	2011	2011	NUM
bmra-3898	679	7	)	)	PUNCT
bmra-3898	679	8	.	.	PUNCT
bmra-3898	680	1	understanding	understand	VERB
bmra-3898	680	2	the	the	DET
bmra-3898	680	3	2007–2008	2007–2008	NUM
bmra-3898	680	4	global	global	ADJ
bmra-3898	680	5	financial	financial	ADJ
bmra-3898	680	6	crisis	crisis	NOUN
bmra-3898	680	7	:	:	PUNCT
bmra-3898	680	8	lessons	lesson	NOUN
bmra-3898	680	9	for	for	ADP
bmra-3898	680	10	scholars	scholar	NOUN
bmra-3898	680	11	of	of	ADP
bmra-3898	680	12	international	international	ADJ
bmra-3898	680	13	political	political	ADJ
bmra-3898	680	14	economy	economy	NOUN
bmra-3898	680	15	.	.	PUNCT
bmra-3898	681	1	annual	annual	ADJ
bmra-3898	681	2	review	review	NOUN
bmra-3898	681	3	of	of	ADP
bmra-3898	681	4	political	political	ADJ
bmra-3898	681	5	science	science	NOUN
bmra-3898	681	6	,	,	PUNCT
bmra-3898	681	7	14(1	14(1	NUM
bmra-3898	681	8	)	)	PUNCT
bmra-3898	681	9	,	,	PUNCT
bmra-3898	681	10	67	67	NUM
bmra-3898	681	11	-	-	SYM
bmra-3898	681	12	87	87	NUM
bmra-3898	681	13	.	.	PUNCT
bmra-3898	682	1	https://doi.org/10.1146/annurev-polisci-050409-112539	https://doi.org/10.1146/annurev-polisci-050409-112539	PROPN
bmra-3898	682	2	hensmans	hensmans	PROPN
bmra-3898	682	3	,	,	PUNCT
bmra-3898	682	4	m.	m.	NOUN
bmra-3898	682	5	(	(	PUNCT
bmra-3898	682	6	2017	2017	NUM
bmra-3898	682	7	)	)	PUNCT
bmra-3898	682	8	.	.	PUNCT
bmra-3898	683	1	competing	compete	VERB
bmra-3898	683	2	through	through	ADP
bmra-3898	683	3	joint	joint	ADJ
bmra-3898	683	4	innovation	innovation	NOUN
bmra-3898	683	5	.	.	PUNCT
bmra-3898	684	1	mit	mit	PROPN
bmra-3898	684	2	sloan	sloan	PROPN
bmra-3898	684	3	management	management	PROPN
bmra-3898	684	4	review	review	PROPN
bmra-3898	684	5	,	,	PUNCT
bmra-3898	684	6	58(2	58(2	NUM
bmra-3898	684	7	)	)	PUNCT
bmra-3898	684	8	,	,	PUNCT
bmra-3898	684	9	2633	2633	NUM
bmra-3898	684	10	.	.	PUNCT
bmra-3898	685	1	https://sloanreview.mit.edu/article/competing-through-joint-innovation/	https://sloanreview.mit.edu/article/competing-through-joint-innovation/	PROPN
bmra-3898	685	2	herweijer	herweijer	PROPN
bmra-3898	685	3	,	,	PUNCT
bmra-3898	685	4	c.	c.	PROPN
bmra-3898	685	5	,	,	PUNCT
bmra-3898	685	6	waughray	waughray	PROPN
bmra-3898	685	7	,	,	PUNCT
bmra-3898	685	8	d.	d.	PROPN
bmra-3898	685	9	,	,	PUNCT
bmra-3898	685	10	&	&	CCONJ
bmra-3898	685	11	warren	warren	PROPN
bmra-3898	685	12	,	,	PUNCT
bmra-3898	685	13	s.	s.	PROPN
bmra-3898	685	14	(	(	PUNCT
bmra-3898	685	15	2018	2018	NUM
bmra-3898	685	16	)	)	PUNCT
bmra-3898	685	17	.	.	PUNCT
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bmra-3898	686	2	block(chain)s	block(chain)s	PROPN
bmra-3898	686	3	for	for	ADP
bmra-3898	686	4	a	a	DET
bmra-3898	686	5	better	well	ADJ
bmra-3898	686	6	planet	planet	NOUN
bmra-3898	686	7	.	.	PUNCT
bmra-3898	687	1	world	world	PROPN
bmra-3898	687	2	economic	economic	PROPN
bmra-3898	687	3	forum	forum	PROPN
bmra-3898	687	4	.	.	PUNCT
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bmra-3898	688	2	hileman	hileman	PROPN
bmra-3898	688	3	,	,	PUNCT
bmra-3898	688	4	g.	g.	PROPN
bmra-3898	688	5	,	,	PUNCT
bmra-3898	688	6	&	&	CCONJ
bmra-3898	688	7	rauchs	rauchs	PROPN
bmra-3898	688	8	,	,	PUNCT
bmra-3898	688	9	m.	m.	NOUN
bmra-3898	688	10	(	(	PUNCT
bmra-3898	688	11	2017	2017	NUM
bmra-3898	688	12	)	)	PUNCT
bmra-3898	688	13	.	.	PUNCT
bmra-3898	689	1	2017	2017	NUM
bmra-3898	689	2	global	global	ADJ
bmra-3898	689	3	cryptocurrency	cryptocurrency	NOUN
bmra-3898	689	4	benchmarking	benchmarke	VERB
bmra-3898	689	5	study	study	NOUN
bmra-3898	689	6	.	.	PUNCT
bmra-3898	690	1	cambridge	cambridge	PROPN
bmra-3898	690	2	centre	centre	PROPN
bmra-3898	690	3	for	for	ADP
bmra-3898	690	4	alternative	alternative	ADJ
bmra-3898	690	5	finance	finance	NOUN
bmra-3898	690	6	.	.	PUNCT
bmra-3898	691	1	1	1	NUM
bmra-3898	691	2	-	-	SYM
bmra-3898	691	3	114	114	NUM
bmra-3898	691	4	.	.	PUNCT
bmra-3898	692	1	https://dx.doi.org/10.2139/ssrn.2965436	https://dx.doi.org/10.2139/ssrn.2965436	X
bmra-3898	692	2	iansiti	iansiti	NOUN
bmra-3898	692	3	,	,	PUNCT
bmra-3898	692	4	m.	m.	NOUN
bmra-3898	692	5	,	,	PUNCT
bmra-3898	692	6	&	&	CCONJ
bmra-3898	692	7	lakhani	lakhani	PROPN
bmra-3898	692	8	,	,	PUNCT
bmra-3898	692	9	k.	k.	PROPN
bmra-3898	692	10	r.	r.	PROPN
bmra-3898	692	11	(	(	PUNCT
bmra-3898	692	12	2017	2017	NUM
bmra-3898	692	13	)	)	PUNCT
bmra-3898	692	14	.	.	PUNCT
bmra-3898	693	1	the	the	DET
bmra-3898	693	2	truth	truth	NOUN
bmra-3898	693	3	about	about	ADP
bmra-3898	693	4	blockchain	blockchain	PROPN
bmra-3898	693	5	.	.	PUNCT
bmra-3898	694	1	harvard	harvard	PROPN
bmra-3898	694	2	business	business	PROPN
bmra-3898	694	3	review	review	PROPN
bmra-3898	694	4	,	,	PUNCT
bmra-3898	694	5	95(1	95(1	NOUN
bmra-3898	694	6	)	)	PUNCT
bmra-3898	694	7	,	,	PUNCT
bmra-3898	694	8	118127	118127	NUM
bmra-3898	694	9	.	.	PUNCT
bmra-3898	695	1	https://hbr.org/2017/01/the-truth-about-blockchain	https://hbr.org/2017/01/the-truth-about-blockchain	PROPN
bmra-3898	695	2	international	international	ADJ
bmra-3898	695	3	finance	finance	NOUN
bmra-3898	695	4	corporation	corporation	NOUN
bmra-3898	695	5	.	.	PUNCT
bmra-3898	696	1	(	(	PUNCT
bmra-3898	696	2	2020	2020	NUM
bmra-3898	696	3	)	)	PUNCT
bmra-3898	696	4	.	.	PUNCT
bmra-3898	697	1	why	why	SCONJ
bmra-3898	697	2	trade	trade	NOUN
bmra-3898	697	3	finance	finance	NOUN
bmra-3898	697	4	matters	matter	NOUN
bmra-3898	697	5	—	—	PUNCT
bmra-3898	697	6	especially	especially	ADV
bmra-3898	697	7	now	now	ADV
bmra-3898	697	8	.	.	PUNCT
bmra-3898	698	1	international	international	ADJ
bmra-3898	698	2	finance	finance	NOUN
bmra-3898	698	3	corporation	corporation	NOUN
bmra-3898	698	4	:	:	PUNCT
bmra-3898	698	5	world	world	PROPN
bmra-3898	698	6	bank	bank	PROPN
bmra-3898	698	7	group	group	NOUN
bmra-3898	698	8	.	.	PUNCT
bmra-3898	699	1	https://www.ifc.org/wps/wcm/connect/be423213-dd33-418fb41a-09882f529cff/trade-finance-matters-covid-19.pdf?mod=ajperes&cvid=nnxgnya	https://www.ifc.org/wps/wcm/connect/be423213-dd33-418fb41a-09882f529cff/trade-finance-matters-covid-19.pdf?mod=ajperes&cvid=nnxgnya	PROPN
bmra-3898	699	2	https://www.gibsondunn.com/the-top-10-takeaways-for-financial-institutions-from-the-anti-money-laundering-act-of-2020/	https://www.gibsondunn.com/the-top-10-takeaways-for-financial-institutions-from-the-anti-money-laundering-act-of-2020/	PROPN
bmra-3898	699	3	https://www.gibsondunn.com/the-top-10-takeaways-for-financial-institutions-from-the-anti-money-laundering-act-of-2020/	https://www.gibsondunn.com/the-top-10-takeaways-for-financial-institutions-from-the-anti-money-laundering-act-of-2020/	PROPN
bmra-3898	699	4	https://doi.org/10.1046/j.1365-2524.1999.00176.x	https://doi.org/10.1046/j.1365-2524.1999.00176.x	ADJ
bmra-3898	699	5	https://doi.org/10.1186/s40854-016-0034-9	https://doi.org/10.1186/s40854-016-0034-9	NUM
bmra-3898	699	6	https://doi.org/10.1007/s10961-016-9554-8	https://doi.org/10.1007/s10961-016-9554-8	NUM
bmra-3898	699	7	https://doi.org/10.1007/s10961-016-9554-8	https://doi.org/10.1007/s10961-016-9554-8	NUM
bmra-3898	699	8	https://hbr.org/2019/09/will-we-realize-blockchains-promise-of-decentralization	https://hbr.org/2019/09/will-we-realize-blockchains-promise-of-decentralization	NOUN
bmra-3898	699	9	https://hbr.org/2019/09/will-we-realize-blockchains-promise-of-decentralization	https://hbr.org/2019/09/will-we-realize-blockchains-promise-of-decentralization	NOUN
bmra-3898	699	10	https://doi.org/https:/doi.org/10.1016/j.ijindorg.2018.10.003	https://doi.org/https:/doi.org/10.1016/j.ijindorg.2018.10.003	ADP
bmra-3898	699	11	https://doi.org/10.1016/j.techfore.2006.03.002	https://doi.org/10.1016/j.techfore.2006.03.002	PROPN
bmra-3898	699	12	https://doi.org/10.1146/annurev-polisci-050409-112539	https://doi.org/10.1146/annurev-polisci-050409-112539	PROPN
bmra-3898	699	13	https://sloanreview.mit.edu/article/competing-through-joint-innovation/	https://sloanreview.mit.edu/article/competing-through-joint-innovation/	PROPN
bmra-3898	699	14	http://www3.weforum.org/docs/wef_building-blockchains.pdf	http://www3.weforum.org/docs/wef_building-blockchains.pdf	PROPN
bmra-3898	699	15	https://dx.doi.org/10.2139/ssrn.2965436	https://dx.doi.org/10.2139/ssrn.2965436	PUNCT
bmra-3898	699	16	https://hbr.org/2017/01/the-truth-about-blockchain	https://hbr.org/2017/01/the-truth-about-blockchain	PROPN
bmra-3898	699	17	https://www.ifc.org/wps/wcm/connect/be423213-dd33-418f-b41a-09882f529cff/trade-finance-matters-covid-19.pdf?mod=ajperes&cvid=nnxgnya	https://www.ifc.org/wps/wcm/connect/be423213-dd33-418f-b41a-09882f529cff/trade-finance-matters-covid-19.pdf?mod=ajperes&cvid=nnxgnya	PROPN
bmra-3898	699	18	https://www.ifc.org/wps/wcm/connect/be423213-dd33-418f-b41a-09882f529cff/trade-finance-matters-covid-19.pdf?mod=ajperes&cvid=nnxgnya	https://www.ifc.org/wps/wcm/connect/be423213-dd33-418f-b41a-09882f529cff/trade-finance-matters-covid-19.pdf?mod=ajperes&cvid=nnxgnya	NOUN
bmra-3898	699	19	70	70	NUM
bmra-3898	699	20	january	january	NOUN
bmra-3898	699	21	2023	2023	NUM
bmra-3898	700	1	|	|	ADV
bmra-3898	700	2	volume	volume	NOUN
bmra-3898	700	3	2	2	NUM
bmra-3898	700	4	,	,	PUNCT
bmra-3898	700	5	number	number	NOUN
bmra-3898	700	6	1	1	NUM
bmra-3898	700	7	jpmorgan	jpmorgan	PROPN
bmra-3898	700	8	chase	chase	PROPN
bmra-3898	700	9	&	&	CCONJ
bmra-3898	700	10	co.	co.	PROPN
bmra-3898	700	11	(	(	PUNCT
bmra-3898	700	12	2022	2022	NUM
bmra-3898	700	13	)	)	PUNCT
bmra-3898	700	14	.	.	PUNCT
bmra-3898	701	1	onyx	onyx	NOUN
bmra-3898	701	2	:	:	PUNCT
bmra-3898	701	3	transforming	transform	VERB
bmra-3898	701	4	the	the	DET
bmra-3898	701	5	way	way	NOUN
bmra-3898	701	6	money	money	NOUN
bmra-3898	701	7	,	,	PUNCT
bmra-3898	701	8	information	information	NOUN
bmra-3898	701	9	and	and	CCONJ
bmra-3898	701	10	assets	asset	NOUN
bmra-3898	701	11	move	move	VERB
bmra-3898	701	12	around	around	ADP
bmra-3898	701	13	the	the	DET
bmra-3898	701	14	world	world	NOUN
bmra-3898	701	15	.	.	PUNCT
bmra-3898	702	1	https://www.jpmorgan.com/onyx/index	https://www.jpmorgan.com/onyx/index	NOUN
bmra-3898	702	2	kant	kant	PROPN
bmra-3898	702	3	,	,	PUNCT
bmra-3898	702	4	r.	r.	PROPN
bmra-3898	702	5	(	(	PUNCT
bmra-3898	702	6	2017	2017	NUM
bmra-3898	702	7	)	)	PUNCT
bmra-3898	702	8	.	.	PUNCT
bmra-3898	702	9	is	be	AUX
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bmra-3898	702	12	credit	credit	NOUN
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bmra-3898	702	14	ground	ground	NOUN
bmra-3898	702	15	in	in	ADP
bmra-3898	702	16	international	international	ADJ
bmra-3898	702	17	trade	trade	NOUN
bmra-3898	702	18	?	?	PUNCT
bmra-3898	703	1	vinimaya	vinimaya	NOUN
bmra-3898	703	2	,	,	PUNCT
bmra-3898	703	3	37(3	37(3	PROPN
bmra-3898	703	4	)	)	PUNCT
bmra-3898	703	5	,	,	PUNCT
bmra-3898	703	6	42	42	NUM
bmra-3898	703	7	-	-	SYM
bmra-3898	703	8	50	50	NUM
bmra-3898	703	9	.	.	PUNCT
bmra-3898	704	1	https://www.proquest.com/docview/1861256937	https://www.proquest.com/docview/1861256937	PROPN
bmra-3898	704	2	katz	katz	PROPN
bmra-3898	704	3	,	,	PUNCT
bmra-3898	704	4	m.	m.	NOUN
bmra-3898	704	5	,	,	PUNCT
bmra-3898	704	6	&	&	CCONJ
bmra-3898	704	7	shapiro	shapiro	PROPN
bmra-3898	704	8	,	,	PUNCT
bmra-3898	704	9	c.	c.	PROPN
bmra-3898	704	10	(	(	PUNCT
bmra-3898	704	11	1985	1985	NUM
bmra-3898	704	12	)	)	PUNCT
bmra-3898	704	13	.	.	PUNCT
bmra-3898	705	1	on	on	ADP
bmra-3898	705	2	the	the	DET
bmra-3898	705	3	licensing	licensing	NOUN
bmra-3898	705	4	of	of	ADP
bmra-3898	705	5	innovations	innovation	NOUN
bmra-3898	705	6	.	.	PUNCT
bmra-3898	706	1	the	the	DET
bmra-3898	706	2	rand	rand	PROPN
bmra-3898	706	3	journal	journal	NOUN
bmra-3898	706	4	of	of	ADP
bmra-3898	706	5	economics	economic	NOUN
bmra-3898	706	6	,	,	PUNCT
bmra-3898	706	7	16(4	16(4	NUM
bmra-3898	706	8	)	)	PUNCT
bmra-3898	706	9	,	,	PUNCT
bmra-3898	706	10	504	504	NUM
bmra-3898	706	11	-	-	SYM
bmra-3898	706	12	520	520	NUM
bmra-3898	706	13	.	.	PUNCT
bmra-3898	707	1	http://www.jstor.org/stable/2555509	http://www.jstor.org/stable/2555509	PROPN
bmra-3898	707	2	keeney	keeney	PROPN
bmra-3898	707	3	,	,	PUNCT
bmra-3898	707	4	s.	s.	PROPN
bmra-3898	707	5	,	,	PUNCT
bmra-3898	707	6	hasson	hasson	PROPN
bmra-3898	707	7	,	,	PUNCT
bmra-3898	707	8	f.	f.	PROPN
bmra-3898	707	9	,	,	PUNCT
bmra-3898	707	10	&	&	CCONJ
bmra-3898	707	11	mckenna	mckenna	PROPN
bmra-3898	707	12	,	,	PUNCT
bmra-3898	707	13	h.	h.	PROPN
bmra-3898	707	14	p.	p.	PROPN
bmra-3898	707	15	(	(	PUNCT
bmra-3898	707	16	2001	2001	NUM
bmra-3898	707	17	)	)	PUNCT
bmra-3898	707	18	.	.	PUNCT
bmra-3898	708	1	a	a	DET
bmra-3898	708	2	critical	critical	ADJ
bmra-3898	708	3	review	review	NOUN
bmra-3898	708	4	of	of	ADP
bmra-3898	708	5	the	the	DET
bmra-3898	708	6	delphi	delphi	NOUN
bmra-3898	708	7	technique	technique	NOUN
bmra-3898	708	8	as	as	ADP
bmra-3898	708	9	a	a	DET
bmra-3898	708	10	research	research	NOUN
bmra-3898	708	11	methodology	methodology	NOUN
bmra-3898	708	12	for	for	ADP
bmra-3898	708	13	nursing	nursing	NOUN
bmra-3898	708	14	.	.	PUNCT
bmra-3898	709	1	international	international	ADJ
bmra-3898	709	2	journal	journal	NOUN
bmra-3898	709	3	of	of	ADP
bmra-3898	709	4	nursing	nursing	NOUN
bmra-3898	709	5	studies	study	NOUN
bmra-3898	709	6	.	.	PUNCT
bmra-3898	710	1	38(2	38(2	NUM
bmra-3898	710	2	)	)	PUNCT
bmra-3898	710	3	,	,	PUNCT
bmra-3898	710	4	192	192	NUM
bmra-3898	710	5	-	-	SYM
bmra-3898	710	6	200	200	NUM
bmra-3898	710	7	.	.	PUNCT
bmra-3898	711	1	https://doi.org/10.1016/s0020-7489(00)00044-4	https://doi.org/10.1016/s0020-7489(00)00044-4	PROPN
bmra-3898	711	2	kelly	kelly	PROPN
bmra-3898	711	3	,	,	PUNCT
bmra-3898	711	4	s.	s.	PROPN
bmra-3898	711	5	e.	e.	PROPN
bmra-3898	711	6	(	(	PUNCT
bmra-3898	711	7	2010	2010	NUM
bmra-3898	711	8	)	)	PUNCT
bmra-3898	711	9	.	.	PUNCT
bmra-3898	712	1	qualitative	qualitative	NOUN
bmra-3898	712	2	interviewing	interview	VERB
bmra-3898	712	3	techniques	technique	NOUN
bmra-3898	712	4	and	and	CCONJ
bmra-3898	712	5	styles	style	NOUN
bmra-3898	712	6	.	.	PUNCT
bmra-3898	713	1	in	in	ADP
bmra-3898	713	2	i.	i.	PROPN
bmra-3898	713	3	bourgeault	bourgeault	PROPN
bmra-3898	713	4	.	.	PUNCT
bmra-3898	713	5	,	,	PUNCT
bmra-3898	713	6	r	r	X
bmra-3898	713	7	,	,	PUNCT
bmra-3898	713	8	dingwall	dingwall	PROPN
bmra-3898	713	9	.	.	PROPN
bmra-3898	713	10	,	,	PUNCT
bmra-3898	713	11	&	&	CCONJ
bmra-3898	713	12	r.	r.	PROPN
bmra-3898	713	13	de	de	PROPN
bmra-3898	713	14	vries	vries	PROPN
bmra-3898	713	15	(	(	PUNCT
bmra-3898	713	16	eds	ed	NOUN
bmra-3898	713	17	)	)	PUNCT
bmra-3898	713	18	,	,	PUNCT
bmra-3898	713	19	the	the	DET
bmra-3898	713	20	sage	sage	NOUN
bmra-3898	713	21	handbook	handbook	NOUN
bmra-3898	713	22	of	of	ADP
bmra-3898	713	23	qualitative	qualitative	ADJ
bmra-3898	713	24	methods	method	NOUN
bmra-3898	713	25	in	in	ADP
bmra-3898	713	26	health	health	NOUN
bmra-3898	713	27	research	research	NOUN
bmra-3898	713	28	.	.	PUNCT
bmra-3898	714	1	(	(	PUNCT
bmra-3898	714	2	pp	pp	INTJ
bmra-3898	714	3	.	.	PUNCT
bmra-3898	715	1	307	307	NUM
bmra-3898	715	2	-	-	SYM
bmra-3898	715	3	326	326	NUM
bmra-3898	715	4	)	)	PUNCT
bmra-3898	715	5	.	.	PUNCT
bmra-3898	716	1	sage	sage	NOUN
bmra-3898	716	2	publications	publication	NOUN
bmra-3898	716	3	.	.	PUNCT
bmra-3898	717	1	https://www.doi.org/10.4135/9781446268247	https://www.doi.org/10.4135/9781446268247	PROPN
bmra-3898	717	2	khoza	khoza	PROPN
bmra-3898	717	3	,	,	PUNCT
bmra-3898	717	4	l.	l.	PROPN
bmra-3898	717	5	t.	t.	PROPN
bmra-3898	717	6	(	(	PUNCT
bmra-3898	717	7	2019	2019	NUM
bmra-3898	717	8	)	)	PUNCT
bmra-3898	717	9	.	.	PUNCT
bmra-3898	718	1	measuring	measure	VERB
bmra-3898	718	2	knowledge	knowledge	NOUN
bmra-3898	718	3	sharing	share	VERB
bmra-3898	718	4	behaviour	behaviour	NOUN
bmra-3898	718	5	among	among	ADP
bmra-3898	718	6	software	software	NOUN
bmra-3898	718	7	development	development	NOUN
bmra-3898	718	8	teams	team	NOUN
bmra-3898	718	9	.	.	PUNCT
bmra-3898	719	1	south	south	ADJ
bmra-3898	719	2	african	african	ADJ
bmra-3898	719	3	journal	journal	PROPN
bmra-3898	719	4	of	of	ADP
bmra-3898	719	5	information	information	NOUN
bmra-3898	719	6	management	management	NOUN
bmra-3898	719	7	,	,	PUNCT
bmra-3898	719	8	21(1	21(1	NUM
bmra-3898	719	9	)	)	PUNCT
bmra-3898	719	10	,	,	PUNCT
bmra-3898	719	11	1	1	NUM
bmra-3898	719	12	-	-	SYM
bmra-3898	719	13	7	7	NUM
bmra-3898	719	14	.	.	PUNCT
bmra-3898	719	15	https://doi.org/10.4102/sajim.v21i1.1076	https://doi.org/10.4102/sajim.v21i1.1076	NUM
bmra-3898	719	16	koteska	koteska	PROPN
bmra-3898	719	17	,	,	PUNCT
bmra-3898	719	18	b.	b.	PROPN
bmra-3898	719	19	,	,	PUNCT
bmra-3898	719	20	karafiloski	karafiloski	PROPN
bmra-3898	719	21	,	,	PUNCT
bmra-3898	719	22	e.	e.	PROPN
bmra-3898	719	23	,	,	PUNCT
bmra-3898	719	24	&	&	CCONJ
bmra-3898	719	25	mishev	mishev	PROPN
bmra-3898	719	26	,	,	PUNCT
bmra-3898	719	27	a.	a.	NOUN
bmra-3898	719	28	(	(	PUNCT
bmra-3898	719	29	2017	2017	NUM
bmra-3898	719	30	)	)	PUNCT
bmra-3898	719	31	.	.	PUNCT
bmra-3898	720	1	blockchain	blockchain	PROPN
bmra-3898	720	2	implementation	implementation	NOUN
bmra-3898	720	3	quality	quality	NOUN
bmra-3898	720	4	challenges	challenge	NOUN
bmra-3898	720	5	:	:	PUNCT
bmra-3898	720	6	a	a	DET
bmra-3898	720	7	literature	literature	NOUN
bmra-3898	720	8	review	review	NOUN
bmra-3898	720	9	.	.	PUNCT
bmra-3898	721	1	proceedings	proceeding	NOUN
bmra-3898	721	2	of	of	ADP
bmra-3898	721	3	the	the	DET
bmra-3898	721	4	sixth	sixth	ADJ
bmra-3898	721	5	workshop	workshop	NOUN
bmra-3898	721	6	on	on	ADP
bmra-3898	721	7	software	software	NOUN
bmra-3898	721	8	quality	quality	NOUN
bmra-3898	721	9	analysis	analysis	NOUN
bmra-3898	721	10	,	,	PUNCT
bmra-3898	721	11	monitoring	monitoring	NOUN
bmra-3898	721	12	,	,	PUNCT
bmra-3898	721	13	improvement	improvement	NOUN
bmra-3898	721	14	,	,	PUNCT
bmra-3898	721	15	and	and	CCONJ
bmra-3898	721	16	applications	application	NOUN
bmra-3898	721	17	.	.	PUNCT
bmra-3898	722	1	ceur	ceur	PROPN
bmra-3898	722	2	workshop	workshop	NOUN
bmra-3898	722	3	proceedings	proceeding	NOUN
bmra-3898	722	4	.	.	PUNCT
bmra-3898	723	1	http://ceur-ws.org/vol-1938/paperkot.pdf	http://ceur-ws.org/vol-1938/paperkot.pdf	PROPN
bmra-3898	723	2	kpmg	kpmg	PROPN
bmra-3898	723	3	.	.	PUNCT
bmra-3898	724	1	(	(	PUNCT
bmra-3898	724	2	2020	2020	NUM
bmra-3898	724	3	,	,	PUNCT
bmra-3898	724	4	july	july	PROPN
bmra-3898	724	5	31	31	NUM
bmra-3898	724	6	)	)	PUNCT
bmra-3898	724	7	.	.	PUNCT
bmra-3898	725	1	the	the	DET
bmra-3898	725	2	pulse	pulse	NOUN
bmra-3898	725	3	of	of	ADP
bmra-3898	725	4	fintech	fintech	NOUN
bmra-3898	725	5	h2	h2	PROPN
bmra-3898	725	6	2019	2019	NUM
bmra-3898	725	7	.	.	PUNCT
bmra-3898	726	1	https://assets.kpmg/content/dam/kpmg/xx/pdf/2020/02/pulse-of-fintech-h2-2019.pdf	https://assets.kpmg/content/dam/kpmg/xx/pdf/2020/02/pulse-of-fintech-h2-2019.pdf	PROPN
bmra-3898	726	2	kumar	kumar	PROPN
bmra-3898	726	3	,	,	PUNCT
bmra-3898	726	4	v.	v.	PROPN
bmra-3898	726	5	,	,	PUNCT
bmra-3898	726	6	jones	jones	PROPN
bmra-3898	726	7	,	,	PUNCT
bmra-3898	726	8	e.	e.	PROPN
bmra-3898	726	9	,	,	PUNCT
bmra-3898	726	10	venkatesan	venkatesan	PROPN
bmra-3898	726	11	,	,	PUNCT
bmra-3898	726	12	r.	r.	PROPN
bmra-3898	726	13	,	,	PUNCT
bmra-3898	726	14	&	&	CCONJ
bmra-3898	726	15	leone	leone	PROPN
bmra-3898	726	16	,	,	PUNCT
bmra-3898	726	17	r.	r.	PROPN
bmra-3898	726	18	p.	p.	PROPN
bmra-3898	726	19	(	(	PUNCT
bmra-3898	726	20	2011	2011	NUM
bmra-3898	726	21	)	)	PUNCT
bmra-3898	726	22	.	.	PUNCT
bmra-3898	726	23	is	be	AUX
bmra-3898	726	24	market	market	NOUN
bmra-3898	726	25	orientation	orientation	NOUN
bmra-3898	726	26	a	a	DET
bmra-3898	726	27	source	source	NOUN
bmra-3898	726	28	of	of	ADP
bmra-3898	726	29	sustainable	sustainable	ADJ
bmra-3898	726	30	competitive	competitive	ADJ
bmra-3898	726	31	advantage	advantage	NOUN
bmra-3898	726	32	or	or	CCONJ
bmra-3898	726	33	simply	simply	ADV
bmra-3898	726	34	the	the	DET
bmra-3898	726	35	cost	cost	NOUN
bmra-3898	726	36	of	of	ADP
bmra-3898	726	37	competing	compete	VERB
bmra-3898	726	38	?	?	PUNCT
bmra-3898	727	1	journal	journal	NOUN
bmra-3898	727	2	of	of	ADP
bmra-3898	727	3	marketing	marketing	NOUN
bmra-3898	727	4	.	.	PUNCT
bmra-3898	728	1	75(1	75(1	NUM
bmra-3898	728	2	)	)	PUNCT
bmra-3898	728	3	,	,	PUNCT
bmra-3898	728	4	16	16	NUM
bmra-3898	728	5	-	-	SYM
bmra-3898	728	6	30	30	NUM
bmra-3898	728	7	.	.	PUNCT
bmra-3898	729	1	https://doi.org/10.1509/jmkg.75.1.16	https://doi.org/10.1509/jmkg.75.1.16	PROPN
bmra-3898	729	2	lee	lee	PROPN
bmra-3898	729	3	,	,	PUNCT
bmra-3898	729	4	k.	k.	PROPN
bmra-3898	729	5	,	,	PUNCT
bmra-3898	729	6	yoo	yoo	PROPN
bmra-3898	729	7	,	,	PUNCT
bmra-3898	729	8	j.	j.	PROPN
bmra-3898	729	9	,	,	PUNCT
bmra-3898	729	10	choi	choi	NOUN
bmra-3898	729	11	,	,	PUNCT
bmra-3898	729	12	m.	m.	NOUN
bmra-3898	729	13	,	,	PUNCT
bmra-3898	729	14	zo	zo	PROPN
bmra-3898	729	15	,	,	PUNCT
bmra-3898	729	16	h.	h.	PROPN
bmra-3898	729	17	,	,	PUNCT
bmra-3898	729	18	&	&	CCONJ
bmra-3898	729	19	ciganek	ciganek	ADJ
bmra-3898	729	20	,	,	PUNCT
bmra-3898	729	21	a.	a.	NOUN
bmra-3898	729	22	p.	p.	NOUN
bmra-3898	729	23	(	(	PUNCT
bmra-3898	729	24	2016	2016	NUM
bmra-3898	729	25	)	)	PUNCT
bmra-3898	729	26	.	.	PUNCT
bmra-3898	730	1	does	do	VERB
bmra-3898	730	2	external	external	ADJ
bmra-3898	730	3	knowledge	knowledge	NOUN
bmra-3898	730	4	sourcing	source	VERB
bmra-3898	730	5	enhance	enhance	NOUN
bmra-3898	730	6	market	market	NOUN
bmra-3898	730	7	performance	performance	NOUN
bmra-3898	730	8	?	?	PUNCT
bmra-3898	731	1	evidence	evidence	NOUN
bmra-3898	731	2	from	from	ADP
bmra-3898	731	3	the	the	DET
bmra-3898	731	4	korean	korean	ADJ
bmra-3898	731	5	manufacturing	manufacturing	NOUN
bmra-3898	731	6	industry	industry	NOUN
bmra-3898	731	7	.	.	PUNCT
bmra-3898	732	1	plos	plos	PROPN
bmra-3898	732	2	one	one	NUM
bmra-3898	732	3	,	,	PUNCT
bmra-3898	732	4	11(12	11(12	NUM
bmra-3898	732	5	)	)	PUNCT
bmra-3898	732	6	,	,	PUNCT
bmra-3898	732	7	e0168676	e0168676	PROPN
bmra-3898	732	8	.	.	PUNCT
bmra-3898	733	1	https://doi.org/10.1371/journal.pone.0168676	https://doi.org/10.1371/journal.pone.0168676	PROPN
bmra-3898	733	2	lemon	lemon	NOUN
bmra-3898	733	3	,	,	PUNCT
bmra-3898	733	4	l.	l.	PROPN
bmra-3898	733	5	l.	l.	PROPN
bmra-3898	733	6	,	,	PUNCT
bmra-3898	733	7	&	&	CCONJ
bmra-3898	733	8	hayes	hayes	PROPN
bmra-3898	733	9	,	,	PUNCT
bmra-3898	733	10	j.	j.	PROPN
bmra-3898	733	11	(	(	PUNCT
bmra-3898	733	12	2020	2020	NUM
bmra-3898	733	13	)	)	PUNCT
bmra-3898	733	14	.	.	PUNCT
bmra-3898	734	1	enhancing	enhance	VERB
bmra-3898	734	2	trustworthiness	trustworthiness	NOUN
bmra-3898	734	3	of	of	ADP
bmra-3898	734	4	qualitative	qualitative	ADJ
bmra-3898	734	5	findings	finding	NOUN
bmra-3898	734	6	:	:	PUNCT
bmra-3898	734	7	using	use	VERB
bmra-3898	734	8	leximancer	leximancer	NOUN
bmra-3898	734	9	for	for	ADP
bmra-3898	734	10	qualitative	qualitative	ADJ
bmra-3898	734	11	data	datum	NOUN
bmra-3898	734	12	analysis	analysis	NOUN
bmra-3898	734	13	triangulation	triangulation	NOUN
bmra-3898	734	14	.	.	PUNCT
bmra-3898	735	1	the	the	DET
bmra-3898	735	2	qualitative	qualitative	ADJ
bmra-3898	735	3	report	report	NOUN
bmra-3898	735	4	,	,	PUNCT
bmra-3898	735	5	25(3	25(3	NUM
bmra-3898	735	6	)	)	PUNCT
bmra-3898	735	7	,	,	PUNCT
bmra-3898	735	8	604	604	NUM
bmra-3898	735	9	-	-	SYM
bmra-3898	735	10	614	614	NUM
bmra-3898	735	11	.	.	PUNCT
bmra-3898	736	1	https://doi.org/10.46743/2160-3715/2020.4222	https://doi.org/10.46743/2160-3715/2020.4222	PROPN
bmra-3898	736	2	lewis	lewis	PROPN
bmra-3898	736	3	,	,	PUNCT
bmra-3898	736	4	r.	r.	PROPN
bmra-3898	736	5	,	,	PUNCT
bmra-3898	736	6	mcpartland	mcpartland	PROPN
bmra-3898	736	7	,	,	PUNCT
bmra-3898	736	8	j.	j.	PROPN
bmra-3898	736	9	,	,	PUNCT
bmra-3898	736	10	&	&	CCONJ
bmra-3898	736	11	ranjan	ranjan	PROPN
bmra-3898	736	12	,	,	PUNCT
bmra-3898	736	13	r.	r.	PROPN
bmra-3898	736	14	(	(	PUNCT
bmra-3898	736	15	2019	2019	NUM
bmra-3898	736	16	)	)	PUNCT
bmra-3898	736	17	.	.	PUNCT
bmra-3898	737	1	blockchain	blockchain	PROPN
bmra-3898	737	2	and	and	CCONJ
bmra-3898	737	3	financial	financial	ADJ
bmra-3898	737	4	market	market	NOUN
bmra-3898	737	5	innovation	innovation	NOUN
bmra-3898	737	6	.	.	PUNCT
bmra-3898	738	1	economic	economic	ADJ
bmra-3898	738	2	perspectives	perspective	NOUN
bmra-3898	738	3	,	,	PUNCT
bmra-3898	738	4	41(7	41(7	NOUN
bmra-3898	738	5	)	)	PUNCT
bmra-3898	738	6	,	,	PUNCT
bmra-3898	738	7	1	1	NUM
bmra-3898	738	8	-	-	SYM
bmra-3898	738	9	17	17	NUM
bmra-3898	738	10	.	.	PUNCT
bmra-3898	738	11	http://www.jpmcc-gcard.com/wp-content/uploads/2019/03/gcard-summer2019-chicago-fed.pdf	http://www.jpmcc-gcard.com/wp-content/uploads/2019/03/gcard-summer2019-chicago-fed.pdf	PROPN
bmra-3898	738	12	https://www.jpmorgan.com/onyx/index	https://www.jpmorgan.com/onyx/index	NOUN
bmra-3898	738	13	https://www.proquest.com/docview/1861256937	https://www.proquest.com/docview/1861256937	NOUN
bmra-3898	738	14	http://www.jstor.org/stable/2555509	http://www.jstor.org/stable/2555509	NOUN
bmra-3898	738	15	https://doi.org/10.1016/s0020-7489(00)00044-4	https://doi.org/10.1016/s0020-7489(00)00044-4	PROPN
bmra-3898	738	16	https://www.doi.org/10.4135/9781446268247	https://www.doi.org/10.4135/9781446268247	PROPN
bmra-3898	738	17	https://doi.org/10.4102/sajim.v21i1.1076	https://doi.org/10.4102/sajim.v21i1.1076	NOUN
bmra-3898	738	18	http://ceur-ws.org/vol-1938/paper-kot.pdf	http://ceur-ws.org/vol-1938/paper-kot.pdf	PROPN
bmra-3898	738	19	http://ceur-ws.org/vol-1938/paper-kot.pdf	http://ceur-ws.org/vol-1938/paper-kot.pdf	ADJ
bmra-3898	738	20	https://assets.kpmg/content/dam/kpmg/xx/pdf/2020/02/pulse-of-fintech-h2-2019.pdf	https://assets.kpmg/content/dam/kpmg/xx/pdf/2020/02/pulse-of-fintech-h2-2019.pdf	PROPN
bmra-3898	738	21	https://doi.org/10.1509/jmkg.75.1.16	https://doi.org/10.1509/jmkg.75.1.16	PROPN
bmra-3898	738	22	https://doi.org/10.1371/journal.pone.0168676	https://doi.org/10.1371/journal.pone.0168676	PROPN
bmra-3898	738	23	https://doi.org/10.46743/2160-3715/2020.4222	https://doi.org/10.46743/2160-3715/2020.4222	NOUN
bmra-3898	738	24	http://www.jpmcc-gcard.com/wp-content/uploads/2019/03/gcard-summer-2019-chicago-fed.pdf	http://www.jpmcc-gcard.com/wp-content/uploads/2019/03/gcard-summer-2019-chicago-fed.pdf	PROPN
bmra-3898	738	25	http://www.jpmcc-gcard.com/wp-content/uploads/2019/03/gcard-summer-2019-chicago-fed.pdf	http://www.jpmcc-gcard.com/wp-content/uploads/2019/03/gcard-summer-2019-chicago-fed.pdf	PROPN
bmra-3898	738	26	71	71	NUM
bmra-3898	738	27	business	business	NOUN
bmra-3898	738	28	management	management	NOUN
bmra-3898	738	29	research	research	NOUN
bmra-3898	738	30	&	&	CCONJ
bmra-3898	738	31	applications	application	NOUN
bmra-3898	738	32	:	:	PUNCT
bmra-3898	738	33	a	a	DET
bmra-3898	738	34	cross	cross	ADJ
bmra-3898	738	35	-	-	ADJ
bmra-3898	738	36	disciplinary	disciplinary	ADJ
bmra-3898	738	37	journal	journal	NOUN
bmra-3898	738	38	li	li	PROPN
bmra-3898	738	39	,	,	PUNCT
bmra-3898	738	40	j.	j.	PROPN
bmra-3898	738	41	c.	c.	PROPN
bmra-3898	738	42	f.	f.	PROPN
bmra-3898	738	43	(	(	PUNCT
bmra-3898	738	44	2020	2020	NUM
bmra-3898	738	45	)	)	PUNCT
bmra-3898	738	46	.	.	PUNCT
bmra-3898	739	1	roles	role	NOUN
bmra-3898	739	2	of	of	ADP
bmra-3898	739	3	individual	individual	ADJ
bmra-3898	739	4	perception	perception	NOUN
bmra-3898	739	5	in	in	ADP
bmra-3898	739	6	technology	technology	NOUN
bmra-3898	739	7	adoption	adoption	NOUN
bmra-3898	739	8	at	at	ADP
bmra-3898	739	9	organization	organization	NOUN
bmra-3898	739	10	level	level	NOUN
bmra-3898	739	11	:	:	PUNCT
bmra-3898	739	12	behavioral	behavioral	ADJ
bmra-3898	739	13	model	model	NOUN
bmra-3898	739	14	versus	versus	ADP
bmra-3898	739	15	toe	toe	NOUN
bmra-3898	739	16	framework	framework	NOUN
bmra-3898	739	17	.	.	PUNCT
bmra-3898	740	1	journal	journal	NOUN
bmra-3898	740	2	of	of	ADP
bmra-3898	740	3	system	system	NOUN
bmra-3898	740	4	and	and	CCONJ
bmra-3898	740	5	management	management	NOUN
bmra-3898	740	6	sciences	science	NOUN
bmra-3898	740	7	,	,	PUNCT
bmra-3898	740	8	10(3	10(3	NUM
bmra-3898	740	9	)	)	PUNCT
bmra-3898	740	10	,	,	PUNCT
bmra-3898	740	11	97	97	NUM
bmra-3898	740	12	–	–	SYM
bmra-3898	740	13	118	118	NUM
bmra-3898	740	14	.	.	PUNCT
bmra-3898	741	1	https://doi.org/10.33168/jsms.2020.0308	https://doi.org/10.33168/jsms.2020.0308	PROPN
bmra-3898	741	2	lincoln	lincoln	PROPN
bmra-3898	741	3	,	,	PUNCT
bmra-3898	741	4	y.	y.	PROPN
bmra-3898	741	5	s.	s.	PROPN
bmra-3898	741	6	,	,	PUNCT
bmra-3898	741	7	&	&	CCONJ
bmra-3898	741	8	guba	guba	PROPN
bmra-3898	741	9	,	,	PUNCT
bmra-3898	741	10	e.	e.	PROPN
bmra-3898	741	11	g.	g.	PROPN
bmra-3898	741	12	(	(	PUNCT
bmra-3898	741	13	1985	1985	NUM
bmra-3898	741	14	)	)	PUNCT
bmra-3898	741	15	.	.	PUNCT
bmra-3898	742	1	naturalistic	naturalistic	ADJ
bmra-3898	742	2	inquiry	inquiry	NOUN
bmra-3898	742	3	.	.	PUNCT
bmra-3898	743	1	sage	sage	NOUN
bmra-3898	743	2	publications	publication	NOUN
bmra-3898	743	3	.	.	PUNCT
bmra-3898	744	1	https://us.sagepub.com/en-us/nam/naturalistic-inquiry/book842	https://us.sagepub.com/en-us/nam/naturalistic-inquiry/book842	NOUN
bmra-3898	744	2	linstone	linstone	PROPN
bmra-3898	744	3	,	,	PUNCT
bmra-3898	744	4	h.	h.	PROPN
bmra-3898	744	5	a.	a.	PROPN
bmra-3898	744	6	,	,	PUNCT
bmra-3898	744	7	&	&	CCONJ
bmra-3898	744	8	turoff	turoff	NOUN
bmra-3898	744	9	,	,	PUNCT
bmra-3898	744	10	m.	m.	NOUN
bmra-3898	744	11	(	(	PUNCT
bmra-3898	744	12	eds	ed	NOUN
bmra-3898	744	13	.	.	PUNCT
bmra-3898	744	14	)	)	PUNCT
bmra-3898	745	1	(	(	PUNCT
bmra-3898	745	2	2002	2002	NUM
bmra-3898	745	3	)	)	PUNCT
bmra-3898	745	4	.	.	PUNCT
bmra-3898	746	1	the	the	DET
bmra-3898	746	2	delphi	delphi	NOUN
bmra-3898	746	3	method	method	NOUN
bmra-3898	746	4	:	:	PUNCT
bmra-3898	746	5	techniques	technique	NOUN
bmra-3898	746	6	and	and	CCONJ
bmra-3898	746	7	applications	application	NOUN
bmra-3898	746	8	[	[	X
bmra-3898	746	9	ebook	ebook	NOUN
bmra-3898	746	10	edition	edition	NOUN
bmra-3898	746	11	]	]	PUNCT
bmra-3898	746	12	.	.	PUNCT
bmra-3898	747	1	addison	addison	PROPN
bmra-3898	747	2	-	-	PUNCT
bmra-3898	747	3	wesley	wesley	PROPN
bmra-3898	747	4	pub	pub	PROPN
bmra-3898	747	5	.	.	PUNCT
bmra-3898	748	1	co.	co.	PROPN
bmra-3898	748	2	,	,	PUNCT
bmra-3898	748	3	advanced	advanced	ADJ
bmra-3898	748	4	book	book	NOUN
bmra-3898	748	5	program	program	NOUN
bmra-3898	748	6	.	.	PUNCT
bmra-3898	749	1	retrieved	retrieve	VERB
bmra-3898	749	2	from	from	ADP
bmra-3898	749	3	:	:	PUNCT
bmra-3898	749	4	http://www.foresight.pl/assets/downloads/publications/turoff_linstone.pdf	http://www.foresight.pl/assets/downloads/publications/turoff_linstone.pdf	PROPN
bmra-3898	749	5	loughlin	loughlin	PROPN
bmra-3898	749	6	,	,	PUNCT
bmra-3898	749	7	k.	k.	PROPN
bmra-3898	749	8	,	,	PUNCT
bmra-3898	749	9	&	&	CCONJ
bmra-3898	749	10	moore	moore	PROPN
bmra-3898	749	11	,	,	PUNCT
bmra-3898	749	12	l.	l.	PROPN
bmra-3898	749	13	(	(	PUNCT
bmra-3898	749	14	1979	1979	NUM
bmra-3898	749	15	)	)	PUNCT
bmra-3898	749	16	.	.	PUNCT
bmra-3898	750	1	using	use	VERB
bmra-3898	750	2	delphi	delphi	NOUN
bmra-3898	750	3	to	to	PART
bmra-3898	750	4	achieve	achieve	VERB
bmra-3898	750	5	congruent	congruent	ADJ
bmra-3898	750	6	objectives	objective	NOUN
bmra-3898	750	7	and	and	CCONJ
bmra-3898	750	8	activities	activity	NOUN
bmra-3898	750	9	in	in	ADP
bmra-3898	750	10	a	a	DET
bmra-3898	750	11	pediatrics	pediatric	NOUN
bmra-3898	750	12	department	department	NOUN
bmra-3898	750	13	.	.	PUNCT
bmra-3898	751	1	journal	journal	PROPN
bmra-3898	751	2	of	of	ADP
bmra-3898	751	3	medical	medical	ADJ
bmra-3898	751	4	education	education	NOUN
bmra-3898	751	5	.	.	PUNCT
bmra-3898	752	1	54	54	NUM
bmra-3898	752	2	,	,	PUNCT
bmra-3898	752	3	101	101	NUM
bmra-3898	752	4	-	-	SYM
bmra-3898	752	5	106	106	NUM
bmra-3898	752	6	.	.	PUNCT
bmra-3898	753	1	https://doi.org/10.1097/00001888197902000-00006	https://doi.org/10.1097/00001888197902000-00006	PROPN
bmra-3898	753	2	malhotra	malhotra	PROPN
bmra-3898	753	3	,	,	PUNCT
bmra-3898	753	4	a.	a.	PROPN
bmra-3898	753	5	,	,	PUNCT
bmra-3898	753	6	majchrzak	majchrzak	PROPN
bmra-3898	753	7	,	,	PUNCT
bmra-3898	753	8	a.	a.	NOUN
bmra-3898	753	9	,	,	PUNCT
bmra-3898	753	10	kesebi	kesebi	PROPN
bmra-3898	753	11	,	,	PUNCT
bmra-3898	753	12	l.	l.	PROPN
bmra-3898	753	13	,	,	PUNCT
bmra-3898	753	14	&	&	CCONJ
bmra-3898	753	15	looram	looram	PROPN
bmra-3898	753	16	,	,	PUNCT
bmra-3898	753	17	s.	s.	PROPN
bmra-3898	753	18	(	(	PUNCT
bmra-3898	753	19	2017	2017	NUM
bmra-3898	753	20	)	)	PUNCT
bmra-3898	753	21	.	.	PUNCT
bmra-3898	754	1	developing	develop	VERB
bmra-3898	754	2	innovative	innovative	ADJ
bmra-3898	754	3	solutions	solution	NOUN
bmra-3898	754	4	through	through	ADP
bmra-3898	754	5	internal	internal	ADJ
bmra-3898	754	6	crowdsourcing	crowdsourcing	NOUN
bmra-3898	754	7	.	.	PUNCT
bmra-3898	754	8	mit	mit	PROPN
bmra-3898	754	9	sloan	sloan	PROPN
bmra-3898	754	10	management	management	PROPN
bmra-3898	754	11	review	review	PROPN
bmra-3898	754	12	,	,	PUNCT
bmra-3898	754	13	58(4	58(4	NUM
bmra-3898	754	14	)	)	PUNCT
bmra-3898	754	15	,	,	PUNCT
bmra-3898	754	16	73	73	NUM
bmra-3898	754	17	-	-	SYM
bmra-3898	754	18	79	79	NUM
bmra-3898	754	19	.	.	PUNCT
bmra-3898	755	1	https://sloanreview.mit.edu/article/developing-innovative-solutions-through-internal-crowdsourcing/	https://sloanreview.mit.edu/article/developing-innovative-solutions-through-internal-crowdsourcing/	PROPN
bmra-3898	755	2	miller	miller	PROPN
bmra-3898	755	3	,	,	PUNCT
bmra-3898	755	4	k.	k.	PROPN
bmra-3898	755	5	a.	a.	PROPN
bmra-3898	755	6	,	,	PUNCT
bmra-3898	755	7	collada	collada	PROPN
bmra-3898	755	8	,	,	PUNCT
bmra-3898	755	9	b.	b.	PROPN
bmra-3898	755	10	,	,	PUNCT
bmra-3898	755	11	tolliver	tolliver	PROPN
bmra-3898	755	12	,	,	PUNCT
bmra-3898	755	13	d.	d.	PROPN
bmra-3898	755	14	,	,	PUNCT
bmra-3898	755	15	audi	audi	PROPN
bmra-3898	755	16	,	,	PUNCT
bmra-3898	755	17	z.	z.	PROPN
bmra-3898	755	18	,	,	PUNCT
bmra-3898	755	19	cohen	cohen	PROPN
bmra-3898	755	20	,	,	PUNCT
bmra-3898	755	21	a.	a.	PROPN
bmra-3898	755	22	,	,	PUNCT
bmra-3898	755	23	michelson	michelson	PROPN
bmra-3898	755	24	,	,	PUNCT
bmra-3898	755	25	c.	c.	PROPN
bmra-3898	755	26	,	,	PUNCT
bmra-3898	755	27	&	&	CCONJ
bmra-3898	755	28	newman	newman	PROPN
bmra-3898	755	29	,	,	PUNCT
bmra-3898	755	30	l.	l.	PROPN
bmra-3898	755	31	r.	r.	PROPN
bmra-3898	755	32	(	(	PUNCT
bmra-3898	755	33	2020	2020	NUM
bmra-3898	755	34	)	)	PUNCT
bmra-3898	755	35	.	.	PUNCT
bmra-3898	756	1	using	use	VERB
bmra-3898	756	2	the	the	DET
bmra-3898	756	3	modified	modify	VERB
bmra-3898	756	4	delphi	delphi	NOUN
bmra-3898	756	5	method	method	NOUN
bmra-3898	756	6	to	to	PART
bmra-3898	756	7	develop	develop	VERB
bmra-3898	756	8	a	a	DET
bmra-3898	756	9	tool	tool	NOUN
bmra-3898	756	10	to	to	PART
bmra-3898	756	11	assess	assess	VERB
bmra-3898	756	12	pediatric	pediatric	ADJ
bmra-3898	756	13	residents	resident	NOUN
bmra-3898	756	14	supervising	supervise	VERB
bmra-3898	756	15	on	on	ADP
bmra-3898	756	16	inpatient	inpatient	PROPN
bmra-3898	756	17	rounds	round	NOUN
bmra-3898	756	18	.	.	PUNCT
bmra-3898	757	1	academic	academic	ADJ
bmra-3898	757	2	pediatrics	pediatric	NOUN
bmra-3898	757	3	,	,	PUNCT
bmra-3898	757	4	20(1	20(1	NUM
bmra-3898	757	5	)	)	PUNCT
bmra-3898	757	6	,	,	PUNCT
bmra-3898	757	7	89	89	NUM
bmra-3898	757	8	-	-	SYM
bmra-3898	757	9	96	96	NUM
bmra-3898	757	10	.	.	PUNCT
bmra-3898	758	1	https://doi.org/10.1016/j.acap.2019.07.012	https://doi.org/10.1016/j.acap.2019.07.012	PROPN
bmra-3898	758	2	mora	mora	PROPN
bmra-3898	758	3	,	,	PUNCT
bmra-3898	758	4	c.	c.	PROPN
bmra-3898	758	5	,	,	PUNCT
bmra-3898	758	6	rollins	rollins	PROPN
bmra-3898	758	7	,	,	PUNCT
bmra-3898	758	8	r.	r.	PROPN
bmra-3898	758	9	l.	l.	PROPN
bmra-3898	758	10	,	,	PUNCT
bmra-3898	758	11	taladay	taladay	PROPN
bmra-3898	758	12	,	,	PUNCT
bmra-3898	758	13	k.	k.	PROPN
bmra-3898	758	14	,	,	PUNCT
bmra-3898	758	15	kantar	kantar	PROPN
bmra-3898	758	16	,	,	PUNCT
bmra-3898	758	17	m.	m.	PROPN
bmra-3898	758	18	b.	b.	PROPN
bmra-3898	758	19	,	,	PUNCT
bmra-3898	758	20	chock	chock	PROPN
bmra-3898	758	21	,	,	PUNCT
bmra-3898	758	22	m.	m.	NOUN
bmra-3898	758	23	k.	k.	PROPN
bmra-3898	758	24	,	,	PUNCT
bmra-3898	758	25	shimada	shimada	PROPN
bmra-3898	758	26	,	,	PUNCT
bmra-3898	758	27	m.	m.	NOUN
bmra-3898	758	28	,	,	PUNCT
bmra-3898	758	29	&	&	CCONJ
bmra-3898	758	30	franklin	franklin	PROPN
bmra-3898	758	31	,	,	PUNCT
bmra-3898	758	32	e.	e.	PROPN
bmra-3898	758	33	c.	c.	PROPN
bmra-3898	758	34	(	(	PUNCT
bmra-3898	758	35	2018	2018	NUM
bmra-3898	758	36	)	)	PUNCT
bmra-3898	758	37	.	.	PUNCT
bmra-3898	759	1	bitcoin	bitcoin	ADJ
bmra-3898	759	2	emissions	emission	NOUN
bmra-3898	759	3	alone	alone	ADV
bmra-3898	759	4	could	could	AUX
bmra-3898	759	5	push	push	VERB
bmra-3898	759	6	global	global	ADJ
bmra-3898	759	7	warming	warming	NOUN
bmra-3898	759	8	above	above	ADP
bmra-3898	759	9	2	2	NUM
bmra-3898	759	10	°	°	NOUN
bmra-3898	759	11	c	c	NOUN
bmra-3898	759	12	.	.	PUNCT
bmra-3898	760	1	nature	nature	NOUN
bmra-3898	760	2	climate	climate	NOUN
bmra-3898	760	3	change	change	NOUN
bmra-3898	760	4	8	8	NUM
bmra-3898	760	5	,	,	PUNCT
bmra-3898	760	6	931	931	NUM
bmra-3898	760	7	–	–	PUNCT
bmra-3898	760	8	933	933	NUM
bmra-3898	760	9	.	.	PUNCT
bmra-3898	761	1	https://doi.org/10.1038/s41558-018-0321-8	https://doi.org/10.1038/s41558-018-0321-8	PROPN
bmra-3898	761	2	mousa	mousa	PROPN
bmra-3898	761	3	,	,	PUNCT
bmra-3898	761	4	f.-t	f.-t	NOUN
bmra-3898	761	5	.	.	PUNCT
bmra-3898	761	6	,	,	PUNCT
bmra-3898	761	7	&	&	CCONJ
bmra-3898	761	8	chowdhury	chowdhury	PROPN
bmra-3898	761	9	,	,	PUNCT
bmra-3898	761	10	j.	j.	PROPN
bmra-3898	761	11	(	(	PUNCT
bmra-3898	761	12	2014	2014	NUM
bmra-3898	761	13	)	)	PUNCT
bmra-3898	761	14	.	.	PUNCT
bmra-3898	762	1	organizational	organizational	ADJ
bmra-3898	762	2	slack	slack	NOUN
bmra-3898	762	3	effects	effect	NOUN
bmra-3898	762	4	on	on	ADP
bmra-3898	762	5	innovation	innovation	NOUN
bmra-3898	762	6	:	:	PUNCT
bmra-3898	762	7	the	the	DET
bmra-3898	762	8	moderating	moderate	VERB
bmra-3898	762	9	roles	role	NOUN
bmra-3898	762	10	of	of	ADP
bmra-3898	762	11	ceo	ceo	NOUN
bmra-3898	762	12	tenure	tenure	NOUN
bmra-3898	762	13	and	and	CCONJ
bmra-3898	762	14	compensation	compensation	NOUN
bmra-3898	762	15	.	.	PUNCT
bmra-3898	763	1	journal	journal	PROPN
bmra-3898	763	2	of	of	ADP
bmra-3898	763	3	business	business	NOUN
bmra-3898	763	4	economics	economic	NOUN
bmra-3898	763	5	and	and	CCONJ
bmra-3898	763	6	management	management	NOUN
bmra-3898	763	7	,	,	PUNCT
bmra-3898	763	8	15(2	15(2	NUM
bmra-3898	763	9	)	)	PUNCT
bmra-3898	763	10	,	,	PUNCT
bmra-3898	763	11	369383	369383	NUM
bmra-3898	763	12	.	.	PUNCT
bmra-3898	764	1	https://doi.org/10.3846/16111699.2013.839476	https://doi.org/10.3846/16111699.2013.839476	PROPN
bmra-3898	764	2	murad	murad	PROPN
bmra-3898	764	3	,	,	PUNCT
bmra-3898	764	4	a.	a.	NOUN
bmra-3898	764	5	,	,	PUNCT
bmra-3898	764	6	&	&	CCONJ
bmra-3898	764	7	daly	daly	PROPN
bmra-3898	764	8	,	,	PUNCT
bmra-3898	764	9	r.	r.	PROPN
bmra-3898	764	10	(	(	PUNCT
bmra-3898	764	11	2021	2021	NUM
bmra-3898	764	12	,	,	PUNCT
bmra-3898	764	13	february	february	PROPN
bmra-3898	764	14	3	3	NUM
bmra-3898	764	15	)	)	PUNCT
bmra-3898	764	16	.	.	PUNCT
bmra-3898	765	1	world	world	NOUN
bmra-3898	765	2	’s	’s	PART
bmra-3898	765	3	best	good	ADJ
bmra-3898	765	4	trade	trade	NOUN
bmra-3898	765	5	finance	finance	NOUN
bmra-3898	765	6	providers	provider	NOUN
bmra-3898	765	7	2021	2021	NUM
bmra-3898	765	8	:	:	PUNCT
bmra-3898	765	9	for	for	ADP
bmra-3898	765	10	many	many	ADJ
bmra-3898	765	11	trade	trade	NOUN
bmra-3898	765	12	finance	finance	NOUN
bmra-3898	765	13	banks	bank	NOUN
bmra-3898	765	14	that	that	PRON
bmra-3898	765	15	still	still	ADV
bmra-3898	765	16	relied	rely	VERB
bmra-3898	765	17	on	on	ADP
bmra-3898	765	18	legacy	legacy	NOUN
bmra-3898	765	19	systems	system	NOUN
bmra-3898	765	20	and	and	CCONJ
bmra-3898	765	21	paper	paper	NOUN
bmra-3898	765	22	-	-	PUNCT
bmra-3898	765	23	based	base	VERB
bmra-3898	765	24	processes	process	NOUN
bmra-3898	765	25	,	,	PUNCT
bmra-3898	765	26	the	the	DET
bmra-3898	765	27	covid	covid	PROPN
bmra-3898	765	28	crisis	crisis	NOUN
bmra-3898	765	29	put	put	VERB
bmra-3898	765	30	them	they	PRON
bmra-3898	765	31	on	on	ADP
bmra-3898	765	32	a	a	DET
bmra-3898	765	33	forced	force	VERB
bmra-3898	765	34	march	march	NOUN
bmra-3898	765	35	into	into	ADP
bmra-3898	765	36	the	the	DET
bmra-3898	765	37	future	future	NOUN
bmra-3898	765	38	.	.	PUNCT
bmra-3898	766	1	global	global	ADJ
bmra-3898	766	2	finance	finance	PROPN
bmra-3898	766	3	magazine	magazine	NOUN
bmra-3898	766	4	.	.	PUNCT
bmra-3898	767	1	https://www.gfmag.com/magazine/february2021/worlds-best-trade-finance-providers-2021	https://www.gfmag.com/magazine/february2021/worlds-best-trade-finance-providers-2021	PROPN
bmra-3898	768	1	na	na	PROPN
bmra-3898	768	2	,	,	PUNCT
bmra-3898	768	3	j.	j.	PROPN
bmra-3898	768	4	h.	h.	PROPN
bmra-3898	768	5	,	,	PUNCT
bmra-3898	768	6	choi	choi	NOUN
bmra-3898	768	7	,	,	PUNCT
bmra-3898	768	8	y.	y.	PROPN
bmra-3898	768	9	,	,	PUNCT
bmra-3898	768	10	&	&	CCONJ
bmra-3898	768	11	harrison	harrison	PROPN
bmra-3898	768	12	,	,	PUNCT
bmra-3898	768	13	d.	d.	PROPN
bmra-3898	768	14	(	(	PUNCT
bmra-3898	768	15	2016	2016	NUM
bmra-3898	768	16	)	)	PUNCT
bmra-3898	768	17	.	.	PUNCT
bmra-3898	769	1	beyond	beyond	ADP
bmra-3898	769	2	design	design	NOUN
bmra-3898	769	3	for	for	ADP
bmra-3898	769	4	manufacture	manufacture	NOUN
bmra-3898	769	5	:	:	PUNCT
bmra-3898	769	6	a	a	DET
bmra-3898	769	7	design	design	NOUN
bmra-3898	769	8	innovation	innovation	NOUN
bmra-3898	769	9	framework	framework	NOUN
bmra-3898	769	10	.	.	PUNCT
bmra-3898	770	1	design	design	NOUN
bmra-3898	770	2	management	management	PROPN
bmra-3898	770	3	review	review	NOUN
bmra-3898	770	4	,	,	PUNCT
bmra-3898	770	5	27(3	27(3	NUM
bmra-3898	770	6	)	)	PUNCT
bmra-3898	770	7	,	,	PUNCT
bmra-3898	770	8	34	34	NUM
bmra-3898	770	9	-	-	SYM
bmra-3898	770	10	40	40	NUM
bmra-3898	770	11	.	.	PUNCT
bmra-3898	771	1	https://doi.org/10.1111/drev.12035	https://doi.org/10.1111/drev.12035	PROPN
bmra-3898	771	2	nakamoto	nakamoto	PROPN
bmra-3898	771	3	,	,	PUNCT
bmra-3898	771	4	s.	s.	PROPN
bmra-3898	771	5	(	(	PUNCT
bmra-3898	771	6	2008	2008	NUM
bmra-3898	771	7	)	)	PUNCT
bmra-3898	771	8	.	.	PUNCT
bmra-3898	772	1	bitcoin	bitcoin	NOUN
bmra-3898	772	2	:	:	PUNCT
bmra-3898	772	3	a	a	DET
bmra-3898	772	4	peer	peer	NOUN
bmra-3898	772	5	-	-	PUNCT
bmra-3898	772	6	to	to	ADP
bmra-3898	772	7	-	-	PUNCT
bmra-3898	772	8	peer	peer	NOUN
bmra-3898	772	9	electronic	electronic	ADJ
bmra-3898	772	10	cash	cash	NOUN
bmra-3898	772	11	system	system	NOUN
bmra-3898	772	12	.	.	PUNCT
bmra-3898	773	1	https://bitcoin.org/bitcoin.pdf	https://bitcoin.org/bitcoin.pdf	PROPN
bmra-3898	773	2	niepmann	niepmann	PROPN
bmra-3898	773	3	,	,	PUNCT
bmra-3898	773	4	f.	f.	PROPN
bmra-3898	773	5	,	,	PUNCT
bmra-3898	773	6	&	&	CCONJ
bmra-3898	773	7	schmidt	schmidt	NOUN
bmra-3898	773	8	-	-	PUNCT
bmra-3898	773	9	eisenlohr	eisenlohr	NOUN
bmra-3898	773	10	,	,	PUNCT
bmra-3898	773	11	t.	t.	NOUN
bmra-3898	773	12	(	(	PUNCT
bmra-3898	773	13	2014a	2014a	NUM
bmra-3898	773	14	)	)	PUNCT
bmra-3898	773	15	.	.	PUNCT
bmra-3898	774	1	international	international	ADJ
bmra-3898	774	2	trade	trade	NOUN
bmra-3898	774	3	,	,	PUNCT
bmra-3898	774	4	risk	risk	NOUN
bmra-3898	774	5	,	,	PUNCT
bmra-3898	774	6	and	and	CCONJ
bmra-3898	774	7	the	the	DET
bmra-3898	774	8	role	role	NOUN
bmra-3898	774	9	of	of	ADP
bmra-3898	774	10	banks	bank	NOUN
bmra-3898	774	11	.	.	PUNCT
bmra-3898	775	1	federal	federal	PROPN
bmra-3898	775	2	reserve	reserve	PROPN
bmra-3898	775	3	bank	bank	PROPN
bmra-3898	775	4	of	of	ADP
bmra-3898	775	5	new	new	PROPN
bmra-3898	775	6	york	york	PROPN
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bmra-3898	775	9	,	,	PUNCT
bmra-3898	775	10	no	no	INTJ
bmra-3898	775	11	.	.	PUNCT
bmra-3898	776	1	633	633	NUM
bmra-3898	776	2	.	.	PUNCT
bmra-3898	777	1	https://www.newyorkfed.org/medialibrary/media/research/staff_reports/sr633.pdf	https://www.newyorkfed.org/medialibrary/media/research/staff_reports/sr633.pdf	PROPN
bmra-3898	777	2	https://doi.org/10.33168/jsms.2020.0308	https://doi.org/10.33168/jsms.2020.0308	PROPN
bmra-3898	777	3	https://us.sagepub.com/en-us/nam/naturalistic-inquiry/book842	https://us.sagepub.com/en-us/nam/naturalistic-inquiry/book842	NOUN
bmra-3898	777	4	http://www.foresight.pl/assets/downloads/publications/turoff_linstone.pdf	http://www.foresight.pl/assets/downloads/publications/turoff_linstone.pdf	PROPN
bmra-3898	777	5	https://doi.org/10.1097/00001888-197902000-00006	https://doi.org/10.1097/00001888-197902000-00006	PROPN
bmra-3898	777	6	https://doi.org/10.1097/00001888-197902000-00006	https://doi.org/10.1097/00001888-197902000-00006	PROPN
bmra-3898	777	7	https://sloanreview.mit.edu/article/developing-innovative-solutions-through-internal-crowdsourcing/	https://sloanreview.mit.edu/article/developing-innovative-solutions-through-internal-crowdsourcing/	PROPN
bmra-3898	777	8	https://doi.org/10.1016/j.acap.2019.07.012	https://doi.org/10.1016/j.acap.2019.07.012	PROPN
bmra-3898	777	9	https://doi.org/10.1038/s41558-018-0321-8	https://doi.org/10.1038/s41558-018-0321-8	PROPN
bmra-3898	777	10	https://doi.org/10.3846/16111699.2013.839476	https://doi.org/10.3846/16111699.2013.839476	PROPN
bmra-3898	778	1	https://www.gfmag.com/magazine/february-2021/worlds-best-trade-finance-providers-2021	https://www.gfmag.com/magazine/february-2021/worlds-best-trade-finance-providers-2021	PROPN
bmra-3898	778	2	https://www.gfmag.com/magazine/february-2021/worlds-best-trade-finance-providers-2021	https://www.gfmag.com/magazine/february-2021/worlds-best-trade-finance-providers-2021	PROPN
bmra-3898	778	3	https://doi.org/10.1111/drev.12035	https://doi.org/10.1111/drev.12035	PROPN
bmra-3898	778	4	https://bitcoin.org/bitcoin.pdf	https://bitcoin.org/bitcoin.pdf	PROPN
bmra-3898	778	5	https://www.newyorkfed.org/medialibrary/media/research/staff_reports/sr633.pdf	https://www.newyorkfed.org/medialibrary/media/research/staff_reports/sr633.pdf	PROPN
bmra-3898	778	6	72	72	NUM
bmra-3898	778	7	january	january	PROPN
bmra-3898	778	8	2023	2023	NUM
bmra-3898	779	1	|	|	NOUN
bmra-3898	779	2	volume	volume	NOUN
bmra-3898	779	3	2	2	NUM
bmra-3898	779	4	,	,	PUNCT
bmra-3898	779	5	number	number	NOUN
bmra-3898	779	6	1	1	NUM
bmra-3898	779	7	niepmann	niepmann	PROPN
bmra-3898	779	8	,	,	PUNCT
bmra-3898	779	9	f.	f.	PROPN
bmra-3898	779	10	,	,	PUNCT
bmra-3898	779	11	&	&	CCONJ
bmra-3898	779	12	schmidt	schmidt	NOUN
bmra-3898	779	13	-	-	PUNCT
bmra-3898	779	14	eisenlohr	eisenlohr	NOUN
bmra-3898	779	15	,	,	PUNCT
bmra-3898	779	16	t.	t.	PROPN
bmra-3898	779	17	(	(	PUNCT
bmra-3898	779	18	2014b	2014b	NUM
bmra-3898	779	19	,	,	PUNCT
bmra-3898	779	20	may	may	AUX
bmra-3898	779	21	21	21	NUM
bmra-3898	779	22	)	)	PUNCT
bmra-3898	779	23	.	.	PUNCT
bmra-3898	780	1	why	why	SCONJ
bmra-3898	780	2	us	we	PRON
bmra-3898	780	3	exporters	exporter	NOUN
bmra-3898	780	4	use	use	VERB
bmra-3898	780	5	letters	letter	NOUN
bmra-3898	780	6	of	of	ADP
bmra-3898	780	7	credit	credit	NOUN
bmra-3898	780	8	.	.	PUNCT
bmra-3898	781	1	federal	federal	PROPN
bmra-3898	781	2	reserve	reserve	PROPN
bmra-3898	781	3	bank	bank	PROPN
bmra-3898	781	4	of	of	ADP
bmra-3898	781	5	new	new	PROPN
bmra-3898	781	6	york	york	PROPN
bmra-3898	781	7	:	:	PUNCT
bmra-3898	781	8	liberty	liberty	PROPN
bmra-3898	781	9	street	street	PROPN
bmra-3898	781	10	economics	economic	NOUN
bmra-3898	781	11	.	.	PUNCT
bmra-3898	782	1	https://libertystreeteconomics.newyorkfed.org/2014/05/why-us-exporters-use-letters-of-credit.html	https://libertystreeteconomics.newyorkfed.org/2014/05/why-us-exporters-use-letters-of-credit.html	PROPN
bmra-3898	783	1	oecd	oecd	PROPN
bmra-3898	783	2	.	.	PUNCT
bmra-3898	784	1	(	(	PUNCT
bmra-3898	784	2	2020	2020	NUM
bmra-3898	784	3	,	,	PUNCT
bmra-3898	784	4	february	february	PROPN
bmra-3898	784	5	26	26	NUM
bmra-3898	784	6	)	)	PUNCT
bmra-3898	784	7	.	.	PUNCT
bmra-3898	785	1	digital	digital	ADJ
bmra-3898	785	2	disruption	disruption	NOUN
bmra-3898	785	3	in	in	ADP
bmra-3898	785	4	financial	financial	ADJ
bmra-3898	785	5	markets	market	NOUN
bmra-3898	785	6	.	.	PUNCT
bmra-3898	786	1	https://www.oecd.org/daf/competition/digital-disruption-in-financial-markets.htm	https://www.oecd.org/daf/competition/digital-disruption-in-financial-markets.htm	X
bmra-3898	787	1	oliveira	oliveira	PROPN
bmra-3898	787	2	,	,	PUNCT
bmra-3898	787	3	t.	t.	PROPN
bmra-3898	787	4	,	,	PUNCT
bmra-3898	787	5	&	&	CCONJ
bmra-3898	787	6	martins	martins	PROPN
bmra-3898	787	7	,	,	PUNCT
bmra-3898	787	8	m.f	m.f	PROPN
bmra-3898	787	9	.	.	PUNCT
bmra-3898	787	10	(	(	PUNCT
bmra-3898	787	11	2010	2010	NUM
bmra-3898	787	12	)	)	PUNCT
bmra-3898	787	13	.	.	PUNCT
bmra-3898	788	1	understanding	understand	VERB
bmra-3898	788	2	e	e	NOUN
bmra-3898	788	3	-	-	NOUN
bmra-3898	788	4	business	business	ADJ
bmra-3898	788	5	adoption	adoption	NOUN
bmra-3898	788	6	across	across	ADP
bmra-3898	788	7	industries	industry	NOUN
bmra-3898	788	8	in	in	ADP
bmra-3898	788	9	european	european	ADJ
bmra-3898	788	10	countries	country	NOUN
bmra-3898	788	11	.	.	PUNCT
bmra-3898	789	1	industrial	industrial	ADJ
bmra-3898	789	2	management	management	PROPN
bmra-3898	789	3	&	&	CCONJ
bmra-3898	789	4	data	data	PROPN
bmra-3898	789	5	system	system	NOUN
bmra-3898	789	6	,	,	PUNCT
bmra-3898	789	7	110(9	110(9	NUM
bmra-3898	789	8	)	)	PUNCT
bmra-3898	789	9	,	,	PUNCT
bmra-3898	789	10	1337	1337	NUM
bmra-3898	789	11	-	-	SYM
bmra-3898	789	12	1354	1354	NUM
bmra-3898	789	13	.	.	PUNCT
bmra-3898	790	1	https://doi.org/10.1108/02635571011087428	https://doi.org/10.1108/02635571011087428	NOUN
bmra-3898	790	2	palinkas	palinkas	NOUN
bmra-3898	790	3	,	,	PUNCT
bmra-3898	790	4	l.	l.	PROPN
bmra-3898	790	5	a.	a.	PROPN
bmra-3898	790	6	,	,	PUNCT
bmra-3898	790	7	horwitz	horwitz	PROPN
bmra-3898	790	8	,	,	PUNCT
bmra-3898	790	9	s.	s.	PROPN
bmra-3898	790	10	m.	m.	PROPN
bmra-3898	790	11	,	,	PUNCT
bmra-3898	790	12	green	green	NOUN
bmra-3898	790	13	,	,	PUNCT
bmra-3898	790	14	c.	c.	PROPN
bmra-3898	790	15	a.	a.	PROPN
bmra-3898	790	16	,	,	PUNCT
bmra-3898	790	17	wisdom	wisdom	NOUN
bmra-3898	790	18	,	,	PUNCT
bmra-3898	790	19	j.	j.	PROPN
bmra-3898	790	20	p.	p.	PROPN
bmra-3898	790	21	,	,	PUNCT
bmra-3898	790	22	duan	duan	PROPN
bmra-3898	790	23	,	,	PUNCT
bmra-3898	790	24	n.	n.	PROPN
bmra-3898	790	25	,	,	PUNCT
bmra-3898	790	26	&	&	CCONJ
bmra-3898	790	27	hoagwood	hoagwood	PROPN
bmra-3898	790	28	,	,	PUNCT
bmra-3898	790	29	k.	k.	PROPN
bmra-3898	790	30	(	(	PUNCT
bmra-3898	790	31	2015	2015	NUM
bmra-3898	790	32	)	)	PUNCT
bmra-3898	790	33	.	.	PUNCT
bmra-3898	791	1	purposeful	purposeful	ADJ
bmra-3898	791	2	sampling	sampling	NOUN
bmra-3898	791	3	for	for	ADP
bmra-3898	791	4	qualitative	qualitative	ADJ
bmra-3898	791	5	data	datum	NOUN
bmra-3898	791	6	collection	collection	NOUN
bmra-3898	791	7	and	and	CCONJ
bmra-3898	791	8	analysis	analysis	NOUN
bmra-3898	791	9	in	in	ADP
bmra-3898	791	10	mixed	mixed	ADJ
bmra-3898	791	11	method	method	NOUN
bmra-3898	791	12	implementation	implementation	NOUN
bmra-3898	791	13	research	research	NOUN
bmra-3898	791	14	.	.	PUNCT
bmra-3898	792	1	administration	administration	NOUN
bmra-3898	792	2	policy	policy	NOUN
bmra-3898	792	3	in	in	ADP
bmra-3898	792	4	mental	mental	ADJ
bmra-3898	792	5	health	health	NOUN
bmra-3898	792	6	services	service	NOUN
bmra-3898	792	7	research	research	NOUN
bmra-3898	792	8	,	,	PUNCT
bmra-3898	792	9	42(5	42(5	NUM
bmra-3898	792	10	)	)	PUNCT
bmra-3898	792	11	,	,	PUNCT
bmra-3898	792	12	533–544	533–544	NUM
bmra-3898	792	13	.	.	PUNCT
bmra-3898	793	1	https://doi.org/10.1007/s10488-013-0528-y	https://doi.org/10.1007/s10488-013-0528-y	PROPN
bmra-3898	793	2	pan	pan	PROPN
bmra-3898	793	3	,	,	PUNCT
bmra-3898	793	4	m.j	m.j	PROPN
bmra-3898	793	5	.	.	PROPN
bmra-3898	793	6	,	,	PUNCT
bmra-3898	793	7	&	&	CCONJ
bmra-3898	793	8	jang	jang	PROPN
bmra-3898	793	9	,	,	PUNCT
bmra-3898	793	10	w.y	w.y	PROPN
bmra-3898	793	11	.	.	PUNCT
bmra-3898	793	12	(	(	PUNCT
bmra-3898	793	13	2008	2008	NUM
bmra-3898	793	14	)	)	PUNCT
bmra-3898	793	15	.	.	PUNCT
bmra-3898	794	1	determinants	determinant	NOUN
bmra-3898	794	2	of	of	ADP
bmra-3898	794	3	the	the	DET
bmra-3898	794	4	adoption	adoption	NOUN
bmra-3898	794	5	of	of	ADP
bmra-3898	794	6	enterprise	enterprise	NOUN
bmra-3898	794	7	resource	resource	NOUN
bmra-3898	794	8	planning	planning	NOUN
bmra-3898	794	9	within	within	ADP
bmra-3898	794	10	the	the	DET
bmra-3898	794	11	technology	technology	NOUN
bmra-3898	794	12	-	-	PUNCT
bmra-3898	794	13	organization	organization	NOUN
bmra-3898	794	14	-	-	PUNCT
bmra-3898	794	15	environment	environment	NOUN
bmra-3898	794	16	framework	framework	NOUN
bmra-3898	794	17	:	:	PUNCT
bmra-3898	794	18	taiwan	taiwan	PROPN
bmra-3898	794	19	’s	’s	PART
bmra-3898	794	20	communications	communication	NOUN
bmra-3898	794	21	.	.	PUNCT
bmra-3898	795	1	journal	journal	NOUN
bmra-3898	795	2	of	of	ADP
bmra-3898	795	3	computer	computer	NOUN
bmra-3898	795	4	information	information	NOUN
bmra-3898	795	5	systems	system	NOUN
bmra-3898	795	6	,	,	PUNCT
bmra-3898	795	7	48(3	48(3	NOUN
bmra-3898	795	8	)	)	PUNCT
bmra-3898	795	9	,	,	PUNCT
bmra-3898	795	10	94	94	NUM
bmra-3898	795	11	-	-	SYM
bmra-3898	795	12	102	102	NUM
bmra-3898	795	13	.	.	PUNCT
bmra-3898	796	1	https://doi.org/10.1080/08874417.2008.11646025	https://doi.org/10.1080/08874417.2008.11646025	PROPN
bmra-3898	796	2	patel	patel	PROPN
bmra-3898	796	3	,	,	PUNCT
bmra-3898	796	4	d.	d.	PROPN
bmra-3898	796	5	,	,	PUNCT
bmra-3898	796	6	&	&	CCONJ
bmra-3898	796	7	ganne	ganne	PROPN
bmra-3898	796	8	,	,	PUNCT
bmra-3898	796	9	e.	e.	PROPN
bmra-3898	796	10	(	(	PUNCT
bmra-3898	796	11	2019	2019	NUM
bmra-3898	796	12	)	)	PUNCT
bmra-3898	796	13	.	.	PUNCT
bmra-3898	797	1	blockchain	blockchain	PROPN
bmra-3898	797	2	&	&	CCONJ
bmra-3898	797	3	dlt	dlt	PROPN
bmra-3898	797	4	in	in	ADP
bmra-3898	797	5	trade	trade	NOUN
bmra-3898	797	6	:	:	PUNCT
bmra-3898	797	7	a	a	DET
bmra-3898	797	8	reality	reality	NOUN
bmra-3898	797	9	check	check	NOUN
bmra-3898	797	10	.	.	PUNCT
bmra-3898	798	1	trade	trade	NOUN
bmra-3898	798	2	finance	finance	PROPN
bmra-3898	798	3	global	global	PROPN
bmra-3898	798	4	.	.	PUNCT
bmra-3898	799	1	https://www.wto.org/english/res_e/booksp_e/blockchainrev19_e.pdf	https://www.wto.org/english/res_e/booksp_e/blockchainrev19_e.pdf	PROPN
bmra-3898	799	2	patel	patel	PROPN
bmra-3898	799	3	,	,	PUNCT
bmra-3898	799	4	d.	d.	PROPN
bmra-3898	799	5	,	,	PUNCT
bmra-3898	799	6	&	&	CCONJ
bmra-3898	799	7	ganne	ganne	PROPN
bmra-3898	799	8	,	,	PUNCT
bmra-3898	799	9	e.	e.	PROPN
bmra-3898	799	10	(	(	PUNCT
bmra-3898	799	11	2020	2020	NUM
bmra-3898	799	12	)	)	PUNCT
bmra-3898	799	13	.	.	PUNCT
bmra-3898	800	1	blockchain	blockchain	PROPN
bmra-3898	800	2	and	and	CCONJ
bmra-3898	800	3	dlt	dlt	PROPN
bmra-3898	800	4	in	in	ADP
bmra-3898	800	5	trade	trade	NOUN
bmra-3898	800	6	:	:	PUNCT
bmra-3898	800	7	where	where	SCONJ
bmra-3898	800	8	do	do	AUX
bmra-3898	800	9	we	we	PRON
bmra-3898	800	10	stand	stand	VERB
bmra-3898	800	11	?	?	PUNCT
bmra-3898	801	1	trade	trade	NOUN
bmra-3898	801	2	finance	finance	NOUN
bmra-3898	801	3	global	global	NOUN
bmra-3898	801	4	.	.	PUNCT
bmra-3898	802	1	https://www.wto.org/english/res_e/publications_e/blockchainanddlt_e.htm	https://www.wto.org/english/res_e/publications_e/blockchainanddlt_e.htm	NOUN
bmra-3898	802	2	pisano	pisano	NOUN
bmra-3898	802	3	,	,	PUNCT
bmra-3898	802	4	g.	g.	PROPN
bmra-3898	802	5	p.	p.	PROPN
bmra-3898	802	6	,	,	PUNCT
bmra-3898	802	7	&	&	CCONJ
bmra-3898	802	8	verganti	verganti	PROPN
bmra-3898	802	9	,	,	PUNCT
bmra-3898	802	10	r.	r.	PROPN
bmra-3898	802	11	(	(	PUNCT
bmra-3898	802	12	2008	2008	NUM
bmra-3898	802	13	)	)	PUNCT
bmra-3898	802	14	.	.	PUNCT
bmra-3898	803	1	which	which	DET
bmra-3898	803	2	kind	kind	NOUN
bmra-3898	803	3	of	of	ADP
bmra-3898	803	4	collaboration	collaboration	NOUN
bmra-3898	803	5	is	be	AUX
bmra-3898	803	6	right	right	ADJ
bmra-3898	803	7	for	for	ADP
bmra-3898	803	8	you	you	PRON
bmra-3898	803	9	?	?	PUNCT
bmra-3898	804	1	harvard	harvard	PROPN
bmra-3898	804	2	business	business	PROPN
bmra-3898	804	3	review	review	PROPN
bmra-3898	804	4	.	.	PUNCT
bmra-3898	805	1	https://hbr.org/2008/12/which-kind-of-collaboration-is-right-for-you	https://hbr.org/2008/12/which-kind-of-collaboration-is-right-for-you	PROPN
bmra-3898	805	2	pwc	pwc	PROPN
bmra-3898	805	3	.	.	PUNCT
bmra-3898	806	1	(	(	PUNCT
bmra-3898	806	2	2017	2017	NUM
bmra-3898	806	3	)	)	PUNCT
bmra-3898	806	4	.	.	PUNCT
bmra-3898	807	1	redrawing	redrawe	VERB
bmra-3898	807	2	the	the	DET
bmra-3898	807	3	lines	line	NOUN
bmra-3898	807	4	:	:	PUNCT
bmra-3898	807	5	fintech	fintech	NOUN
bmra-3898	807	6	’s	’s	PART
bmra-3898	807	7	growing	grow	VERB
bmra-3898	807	8	influence	influence	NOUN
bmra-3898	807	9	on	on	ADP
bmra-3898	807	10	financial	financial	ADJ
bmra-3898	807	11	services	service	NOUN
bmra-3898	807	12	.	.	PUNCT
bmra-3898	808	1	https://www.pwc.com/gx/en/industries/financial-services/assets/pwc-global-fintech-report-2017.pdf	https://www.pwc.com/gx/en/industries/financial-services/assets/pwc-global-fintech-report-2017.pdf	PROPN
bmra-3898	808	2	pwc	pwc	PROPN
bmra-3898	808	3	.	.	PUNCT
bmra-3898	809	1	(	(	PUNCT
bmra-3898	809	2	2019	2019	NUM
bmra-3898	809	3	)	)	PUNCT
bmra-3898	809	4	.	.	PUNCT
bmra-3898	810	1	crossing	cross	VERB
bmra-3898	810	2	the	the	DET
bmra-3898	810	3	lines	line	NOUN
bmra-3898	810	4	:	:	PUNCT
bmra-3898	810	5	how	how	SCONJ
bmra-3898	810	6	fintech	fintech	NOUN
bmra-3898	810	7	is	be	AUX
bmra-3898	810	8	propelling	propel	VERB
bmra-3898	810	9	fs	f	NOUN
bmra-3898	810	10	and	and	CCONJ
bmra-3898	810	11	tmt	tmt	PROPN
bmra-3898	810	12	firms	firm	NOUN
bmra-3898	810	13	out	out	ADP
bmra-3898	810	14	of	of	ADP
bmra-3898	810	15	their	their	PRON
bmra-3898	810	16	lanes	lane	NOUN
bmra-3898	810	17	.	.	PUNCT
bmra-3898	811	1	https://www.pwc.com/gx/en/industries/financial-services/assets/pwc-global-fintech-report-2019.pdf	https://www.pwc.com/gx/en/industries/financial-services/assets/pwc-global-fintech-report-2019.pdf	PROPN
bmra-3898	811	2	rafique	rafique	PROPN
bmra-3898	811	3	,	,	PUNCT
bmra-3898	811	4	a.	a.	PROPN
bmra-3898	811	5	,	,	PUNCT
bmra-3898	811	6	asim	asim	PROPN
bmra-3898	811	7	,	,	PUNCT
bmra-3898	811	8	m.	m.	PROPN
bmra-3898	811	9	b.	b.	PROPN
bmra-3898	811	10	,	,	PUNCT
bmra-3898	811	11	&	&	CCONJ
bmra-3898	811	12	iqbal	iqbal	PROPN
bmra-3898	811	13	,	,	PUNCT
bmra-3898	811	14	k.	k.	PROPN
bmra-3898	811	15	(	(	PUNCT
bmra-3898	811	16	2018	2018	NUM
bmra-3898	811	17	)	)	PUNCT
bmra-3898	811	18	.	.	PUNCT
bmra-3898	812	1	systemic	systemic	ADJ
bmra-3898	812	2	importance	importance	NOUN
bmra-3898	812	3	of	of	ADP
bmra-3898	812	4	financial	financial	ADJ
bmra-3898	812	5	institutions	institution	NOUN
bmra-3898	812	6	:	:	PUNCT
bmra-3898	812	7	evidence	evidence	NOUN
bmra-3898	812	8	from	from	ADP
bmra-3898	812	9	asian	asian	ADJ
bmra-3898	812	10	countries	country	NOUN
bmra-3898	812	11	.	.	PUNCT
bmra-3898	813	1	journal	journal	PROPN
bmra-3898	813	2	of	of	ADP
bmra-3898	813	3	business	business	PROPN
bmra-3898	813	4	&	&	CCONJ
bmra-3898	813	5	financial	financial	ADJ
bmra-3898	813	6	affairs	affair	NOUN
bmra-3898	813	7	.	.	PUNCT
bmra-3898	814	1	7(3	7(3	NUM
bmra-3898	814	2	)	)	PUNCT
bmra-3898	814	3	,	,	PUNCT
bmra-3898	814	4	1	1	NUM
bmra-3898	814	5	-	-	SYM
bmra-3898	814	6	8	8	NUM
bmra-3898	814	7	.	.	PUNCT
bmra-3898	814	8	https://doi.org/10.4172/21670234.1000348	https://doi.org/10.4172/21670234.1000348	ADJ
bmra-3898	814	9	rogers	roger	NOUN
bmra-3898	814	10	,	,	PUNCT
bmra-3898	814	11	e.	e.	PROPN
bmra-3898	814	12	(	(	PUNCT
bmra-3898	814	13	1995	1995	NUM
bmra-3898	814	14	)	)	PUNCT
bmra-3898	814	15	.	.	PUNCT
bmra-3898	815	1	diffusion	diffusion	NOUN
bmra-3898	815	2	of	of	ADP
bmra-3898	815	3	innovations	innovation	NOUN
bmra-3898	815	4	fourth	fourth	PROPN
bmra-3898	815	5	edition	edition	NOUN
bmra-3898	815	6	.	.	PUNCT
bmra-3898	816	1	the	the	DET
bmra-3898	816	2	free	free	ADJ
bmra-3898	816	3	press	press	NOUN
bmra-3898	816	4	.	.	PUNCT
bmra-3898	817	1	roland	roland	PROPN
bmra-3898	817	2	berger	berger	PROPN
bmra-3898	817	3	.	.	PUNCT
bmra-3898	818	1	(	(	PUNCT
bmra-3898	818	2	2017	2017	NUM
bmra-3898	818	3	)	)	PUNCT
bmra-3898	818	4	.	.	PUNCT
bmra-3898	819	1	enabling	enable	VERB
bmra-3898	819	2	decentralized	decentralize	VERB
bmra-3898	819	3	,	,	PUNCT
bmra-3898	819	4	digital	digital	ADJ
bmra-3898	819	5	,	,	PUNCT
bmra-3898	819	6	and	and	CCONJ
bmra-3898	819	7	trusted	trust	VERB
bmra-3898	819	8	transactions	transaction	NOUN
bmra-3898	819	9	:	:	PUNCT
bmra-3898	819	10	why	why	SCONJ
bmra-3898	819	11	blockchain	blockchain	PROPN
bmra-3898	819	12	will	will	AUX
bmra-3898	819	13	transform	transform	VERB
bmra-3898	819	14	the	the	DET
bmra-3898	819	15	financial	financial	ADJ
bmra-3898	819	16	services	service	NOUN
bmra-3898	819	17	industry	industry	NOUN
bmra-3898	819	18	.	.	PUNCT
bmra-3898	820	1	https://www.rolandberger.com/publications/publication_pdf/roland_berger_blockchain_final.pdf	https://www.rolandberger.com/publications/publication_pdf/roland_berger_blockchain_final.pdf	PROPN
bmra-3898	820	2	https://libertystreeteconomics.newyorkfed.org/2014/05/why-us-exporters-use-letters-of-credit.html	https://libertystreeteconomics.newyorkfed.org/2014/05/why-us-exporters-use-letters-of-credit.html	PROPN
bmra-3898	821	1	https://www.oecd.org/daf/competition/digital-disruption-in-financial-markets.htm	https://www.oecd.org/daf/competition/digital-disruption-in-financial-markets.htm	X
bmra-3898	822	1	https://doi.org/10.1108/02635571011087428	https://doi.org/10.1108/02635571011087428	ADP
bmra-3898	822	2	https://doi.org/10.1007/s10488-013-0528-y	https://doi.org/10.1007/s10488-013-0528-y	PROPN
bmra-3898	822	3	https://doi.org/10.1080/08874417.2008.11646025	https://doi.org/10.1080/08874417.2008.11646025	PROPN
bmra-3898	822	4	https://www.wto.org/english/res_e/booksp_e/blockchainrev19_e.pdf	https://www.wto.org/english/res_e/booksp_e/blockchainrev19_e.pdf	PROPN
bmra-3898	822	5	https://www.wto.org/english/res_e/publications_e/blockchainanddlt_e.htm	https://www.wto.org/english/res_e/publications_e/blockchainanddlt_e.htm	PROPN
bmra-3898	822	6	https://hbr.org/2008/12/which-kind-of-collaboration-is-right-for-you	https://hbr.org/2008/12/which-kind-of-collaboration-is-right-for-you	VERB
bmra-3898	822	7	https://www.pwc.com/gx/en/industries/financial-services/assets/pwc-global-fintech-report-2017.pdf	https://www.pwc.com/gx/en/industries/financial-services/assets/pwc-global-fintech-report-2017.pdf	PROPN
bmra-3898	822	8	https://www.pwc.com/gx/en/industries/financial-services/assets/pwc-global-fintech-report-2019.pdf	https://www.pwc.com/gx/en/industries/financial-services/assets/pwc-global-fintech-report-2019.pdf	PROPN
bmra-3898	822	9	https://doi.org/10.4172/2167-0234.1000348	https://doi.org/10.4172/2167-0234.1000348	PROPN
bmra-3898	822	10	https://doi.org/10.4172/2167-0234.1000348	https://doi.org/10.4172/2167-0234.1000348	PROPN
bmra-3898	822	11	https://www.rolandberger.com/publications/publication_pdf/roland_berger_blockchain_final.pdf	https://www.rolandberger.com/publications/publication_pdf/roland_berger_blockchain_final.pdf	PROPN
bmra-3898	822	12	73	73	NUM
bmra-3898	822	13	business	business	NOUN
bmra-3898	822	14	management	management	NOUN
bmra-3898	822	15	research	research	NOUN
bmra-3898	822	16	&	&	CCONJ
bmra-3898	822	17	applications	application	NOUN
bmra-3898	822	18	:	:	PUNCT
bmra-3898	822	19	a	a	DET
bmra-3898	822	20	cross	cross	ADJ
bmra-3898	822	21	-	-	ADJ
bmra-3898	822	22	disciplinary	disciplinary	ADJ
bmra-3898	822	23	journal	journal	NOUN
bmra-3898	822	24	sandelowski	sandelowski	PROPN
bmra-3898	822	25	,	,	PUNCT
bmra-3898	822	26	m.	m.	NOUN
bmra-3898	822	27	(	(	PUNCT
bmra-3898	822	28	1995	1995	NUM
bmra-3898	822	29	)	)	PUNCT
bmra-3898	822	30	.	.	PUNCT
bmra-3898	823	1	sample	sample	NOUN
bmra-3898	823	2	size	size	NOUN
bmra-3898	823	3	in	in	ADP
bmra-3898	823	4	qualitative	qualitative	ADJ
bmra-3898	823	5	research	research	NOUN
bmra-3898	823	6	.	.	PUNCT
bmra-3898	824	1	research	research	NOUN
bmra-3898	824	2	in	in	ADP
bmra-3898	824	3	nursing	nursing	NOUN
bmra-3898	824	4	&	&	CCONJ
bmra-3898	824	5	health	health	NOUN
bmra-3898	824	6	,	,	PUNCT
bmra-3898	824	7	18(2	18(2	NUM
bmra-3898	824	8	)	)	PUNCT
bmra-3898	824	9	,	,	PUNCT
bmra-3898	824	10	179183	179183	NUM
bmra-3898	824	11	.	.	PUNCT
bmra-3898	825	1	https://doi.org/10.1002/nur.4770180211	https://doi.org/10.1002/nur.4770180211	PROPN
bmra-3898	825	2	schindler	schindler	PROPN
bmra-3898	825	3	,	,	PUNCT
bmra-3898	825	4	j.	j.	PROPN
bmra-3898	825	5	(	(	PUNCT
bmra-3898	825	6	2017	2017	NUM
bmra-3898	825	7	)	)	PUNCT
bmra-3898	825	8	.	.	PUNCT
bmra-3898	826	1	fintech	fintech	NOUN
bmra-3898	826	2	and	and	CCONJ
bmra-3898	826	3	financial	financial	ADJ
bmra-3898	826	4	innovation	innovation	NOUN
bmra-3898	826	5	:	:	PUNCT
bmra-3898	826	6	drivers	driver	NOUN
bmra-3898	826	7	and	and	CCONJ
bmra-3898	826	8	depth	depth	NOUN
bmra-3898	826	9	[	[	X
bmra-3898	826	10	working	work	VERB
bmra-3898	826	11	papers	paper	NOUN
bmra-3898	826	12	]	]	PUNCT
bmra-3898	826	13	.	.	PUNCT
bmra-3898	827	1	u.s	u.s	PROPN
bmra-3898	827	2	.	.	PROPN
bmra-3898	827	3	federal	federal	PROPN
bmra-3898	827	4	reserve	reserve	PROPN
bmra-3898	827	5	board	board	PROPN
bmra-3898	827	6	’s	’s	PART
bmra-3898	827	7	finance	finance	PROPN
bmra-3898	827	8	&	&	CCONJ
bmra-3898	827	9	economic	economic	ADJ
bmra-3898	827	10	discussion	discussion	NOUN
bmra-3898	827	11	series	series	NOUN
bmra-3898	827	12	,	,	PUNCT
bmra-3898	827	13	1	1	PROPN
bmra-3898	827	14	-	-	SYM
bmra-3898	827	15	16	16	NUM
bmra-3898	827	16	.	.	PUNCT
bmra-3898	828	1	https://dx.doi.org/10.17016/feds.2017.081	https://dx.doi.org/10.17016/feds.2017.081	PROPN
bmra-3898	828	2	sherman	sherman	PROPN
bmra-3898	828	3	,	,	PUNCT
bmra-3898	828	4	a.	a.	NOUN
bmra-3898	828	5	t.	t.	PROPN
bmra-3898	828	6	,	,	PUNCT
bmra-3898	828	7	javani	javani	PROPN
bmra-3898	828	8	,	,	PUNCT
bmra-3898	828	9	f.	f.	PROPN
bmra-3898	828	10	,	,	PUNCT
bmra-3898	828	11	zhang	zhang	PROPN
bmra-3898	828	12	,	,	PUNCT
bmra-3898	828	13	h.	h.	PROPN
bmra-3898	828	14	,	,	PUNCT
bmra-3898	828	15	&	&	CCONJ
bmra-3898	828	16	golaszewski	golaszewski	PROPN
bmra-3898	828	17	,	,	PUNCT
bmra-3898	828	18	e.	e.	PROPN
bmra-3898	828	19	(	(	PUNCT
bmra-3898	828	20	2019	2019	NUM
bmra-3898	828	21	)	)	PUNCT
bmra-3898	828	22	.	.	PUNCT
bmra-3898	829	1	on	on	ADP
bmra-3898	829	2	the	the	DET
bmra-3898	829	3	origins	origin	NOUN
bmra-3898	829	4	and	and	CCONJ
bmra-3898	829	5	variations	variation	NOUN
bmra-3898	829	6	of	of	ADP
bmra-3898	829	7	blockchain	blockchain	PROPN
bmra-3898	829	8	technologies	technologies	PROPN
bmra-3898	829	9	,	,	PUNCT
bmra-3898	829	10	institute	institute	NOUN
bmra-3898	829	11	of	of	ADP
bmra-3898	829	12	electrical	electrical	ADJ
bmra-3898	829	13	and	and	CCONJ
bmra-3898	829	14	electronics	electronic	NOUN
bmra-3898	829	15	engineers	engineer	NOUN
bmra-3898	829	16	security	security	PROPN
bmra-3898	829	17	&	&	CCONJ
bmra-3898	829	18	privacy	privacy	PROPN
bmra-3898	829	19	,	,	PUNCT
bmra-3898	829	20	17(1	17(1	NUM
bmra-3898	829	21	)	)	PUNCT
bmra-3898	829	22	,	,	PUNCT
bmra-3898	829	23	7277	7277	NUM
bmra-3898	829	24	.	.	PUNCT
bmra-3898	830	1	https://doi:10.1109	https://doi:10.1109	PROPN
bmra-3898	830	2	/	/	SYM
bmra-3898	830	3	msec.2019.2893730	msec.2019.2893730	PROPN
bmra-3898	830	4	shine	shine	NOUN
bmra-3898	830	5	group	group	NOUN
bmra-3898	830	6	.	.	PUNCT
bmra-3898	831	1	(	(	PUNCT
bmra-3898	831	2	2018	2018	NUM
bmra-3898	831	3	)	)	PUNCT
bmra-3898	831	4	.	.	PUNCT
bmra-3898	832	1	a	a	DET
bmra-3898	832	2	look	look	NOUN
bmra-3898	832	3	at	at	ADP
bmra-3898	832	4	the	the	DET
bmra-3898	832	5	global	global	ADJ
bmra-3898	832	6	fintech	fintech	NOUN
bmra-3898	832	7	landscape	landscape	NOUN
bmra-3898	832	8	and	and	CCONJ
bmra-3898	832	9	how	how	SCONJ
bmra-3898	832	10	countries	country	NOUN
bmra-3898	832	11	are	be	AUX
bmra-3898	832	12	embracing	embrace	VERB
bmra-3898	832	13	digital	digital	ADJ
bmra-3898	832	14	disruption	disruption	NOUN
bmra-3898	832	15	in	in	ADP
bmra-3898	832	16	financial	financial	ADJ
bmra-3898	832	17	services	service	NOUN
bmra-3898	832	18	.	.	PUNCT
bmra-3898	833	1	https://www.shinegrp.com/a-look-at-the-global-fintech-landscape-andhow-countries-are-embracing-digital-disruption-in-financial-services/	https://www.shinegrp.com/a-look-at-the-global-fintech-landscape-andhow-countries-are-embracing-digital-disruption-in-financial-services/	PROPN
bmra-3898	833	2	siddiqui	siddiqui	PROPN
bmra-3898	833	3	,	,	PUNCT
bmra-3898	833	4	s.	s.	PROPN
bmra-3898	833	5	h.	h.	PROPN
bmra-3898	833	6	,	,	PUNCT
bmra-3898	833	7	rasheed	rasheed	PROPN
bmra-3898	833	8	,	,	PUNCT
bmra-3898	833	9	r.	r.	PROPN
bmra-3898	833	10	,	,	PUNCT
bmra-3898	833	11	nawaz	nawaz	NOUN
bmra-3898	833	12	,	,	PUNCT
bmra-3898	833	13	m.	m.	NOUN
bmra-3898	833	14	s.	s.	PROPN
bmra-3898	833	15	,	,	PUNCT
bmra-3898	833	16	&	&	CCONJ
bmra-3898	833	17	abbas	abbas	PROPN
bmra-3898	833	18	,	,	PUNCT
bmra-3898	833	19	m.	m.	NOUN
bmra-3898	833	20	(	(	PUNCT
bmra-3898	833	21	2019	2019	NUM
bmra-3898	833	22	)	)	PUNCT
bmra-3898	833	23	.	.	PUNCT
bmra-3898	834	1	knowledge	knowledge	NOUN
bmra-3898	834	2	sharing	sharing	NOUN
bmra-3898	834	3	and	and	CCONJ
bmra-3898	834	4	innovation	innovation	NOUN
bmra-3898	834	5	capabilities	capability	NOUN
bmra-3898	834	6	:	:	PUNCT
bmra-3898	834	7	the	the	DET
bmra-3898	834	8	moderating	moderate	VERB
bmra-3898	834	9	role	role	NOUN
bmra-3898	834	10	of	of	ADP
bmra-3898	834	11	organizational	organizational	ADJ
bmra-3898	834	12	learning	learning	NOUN
bmra-3898	834	13	.	.	PUNCT
bmra-3898	835	1	pakistan	pakistan	PROPN
bmra-3898	835	2	journal	journal	PROPN
bmra-3898	835	3	of	of	ADP
bmra-3898	835	4	commerce	commerce	PROPN
bmra-3898	835	5	&	&	CCONJ
bmra-3898	835	6	social	social	PROPN
bmra-3898	835	7	sciences	sciences	PROPN
bmra-3898	835	8	,	,	PUNCT
bmra-3898	835	9	13(2	13(2	PROPN
bmra-3898	835	10	)	)	PUNCT
bmra-3898	835	11	,	,	PUNCT
bmra-3898	835	12	455	455	NUM
bmra-3898	835	13	-	-	SYM
bmra-3898	835	14	486	486	NUM
bmra-3898	835	15	.	.	PUNCT
bmra-3898	836	1	http://jespk.net/publications/4346.pdf	http://jespk.net/publications/4346.pdf	NOUN
bmra-3898	836	2	siguaw	siguaw	PROPN
bmra-3898	836	3	,	,	PUNCT
bmra-3898	836	4	j.	j.	PROPN
bmra-3898	836	5	a.	a.	PROPN
bmra-3898	836	6	,	,	PUNCT
bmra-3898	836	7	simpson	simpson	PROPN
bmra-3898	836	8	,	,	PUNCT
bmra-3898	836	9	p.	p.	NOUN
bmra-3898	836	10	m.	m.	NOUN
bmra-3898	836	11	,	,	PUNCT
bmra-3898	836	12	&	&	CCONJ
bmra-3898	836	13	enz	enz	PROPN
bmra-3898	836	14	,	,	PUNCT
bmra-3898	836	15	c.	c.	PROPN
bmra-3898	836	16	a.	a.	PROPN
bmra-3898	836	17	(	(	PUNCT
bmra-3898	836	18	2006	2006	NUM
bmra-3898	836	19	)	)	PUNCT
bmra-3898	836	20	.	.	PUNCT
bmra-3898	837	1	conceptualizing	conceptualize	VERB
bmra-3898	837	2	innovation	innovation	NOUN
bmra-3898	837	3	orientation	orientation	NOUN
bmra-3898	837	4	:	:	PUNCT
bmra-3898	837	5	a	a	DET
bmra-3898	837	6	framework	framework	NOUN
bmra-3898	837	7	for	for	ADP
bmra-3898	837	8	study	study	NOUN
bmra-3898	837	9	and	and	CCONJ
bmra-3898	837	10	integration	integration	NOUN
bmra-3898	837	11	of	of	ADP
bmra-3898	837	12	innovation	innovation	NOUN
bmra-3898	837	13	research	research	NOUN
bmra-3898	837	14	.	.	PUNCT
bmra-3898	838	1	the	the	DET
bmra-3898	838	2	journal	journal	NOUN
bmra-3898	838	3	of	of	ADP
bmra-3898	838	4	product	product	NOUN
bmra-3898	838	5	innovation	innovation	NOUN
bmra-3898	838	6	management	management	NOUN
bmra-3898	838	7	23(6	23(6	NUM
bmra-3898	838	8	)	)	PUNCT
bmra-3898	838	9	,	,	PUNCT
bmra-3898	838	10	556	556	NUM
bmra-3898	838	11	-	-	SYM
bmra-3898	838	12	574	574	NUM
bmra-3898	838	13	.	.	PUNCT
bmra-3898	839	1	https://doi.org/10.1111/j.1540-5885.2006.00224.x	https://doi.org/10.1111/j.1540-5885.2006.00224.x	PROPN
bmra-3898	839	2	skulmoski	skulmoski	PROPN
bmra-3898	839	3	,	,	PUNCT
bmra-3898	839	4	g.	g.	PROPN
bmra-3898	839	5	j.	j.	PROPN
bmra-3898	839	6	,	,	PUNCT
bmra-3898	839	7	hartman	hartman	PROPN
bmra-3898	839	8	,	,	PUNCT
bmra-3898	839	9	f.	f.	PROPN
bmra-3898	839	10	t.	t.	PROPN
bmra-3898	839	11	,	,	PUNCT
bmra-3898	839	12	&	&	CCONJ
bmra-3898	839	13	krahn	krahn	PROPN
bmra-3898	839	14	,	,	PUNCT
bmra-3898	839	15	j.	j.	PROPN
bmra-3898	839	16	(	(	PUNCT
bmra-3898	839	17	2007	2007	NUM
bmra-3898	839	18	)	)	PUNCT
bmra-3898	839	19	.	.	PUNCT
bmra-3898	840	1	the	the	DET
bmra-3898	840	2	delphi	delphi	NOUN
bmra-3898	840	3	method	method	NOUN
bmra-3898	840	4	for	for	ADP
bmra-3898	840	5	graduate	graduate	ADJ
bmra-3898	840	6	research	research	NOUN
bmra-3898	840	7	.	.	PUNCT
bmra-3898	841	1	journal	journal	NOUN
bmra-3898	841	2	of	of	ADP
bmra-3898	841	3	information	information	NOUN
bmra-3898	841	4	technology	technology	NOUN
bmra-3898	841	5	education	education	NOUN
bmra-3898	841	6	.	.	PUNCT
bmra-3898	842	1	6(1	6(1	NUM
bmra-3898	842	2	)	)	PUNCT
bmra-3898	842	3	,	,	PUNCT
bmra-3898	842	4	1	1	NUM
bmra-3898	842	5	-	-	SYM
bmra-3898	842	6	21	21	NUM
bmra-3898	842	7	.	.	PUNCT
bmra-3898	843	1	http://www.jite.org/documents/vol6/jitev6p001021skulmoski212.pdf	http://www.jite.org/documents/vol6/jitev6p001021skulmoski212.pdf	PROPN
bmra-3898	843	2	storey	storey	NOUN
bmra-3898	843	3	,	,	PUNCT
bmra-3898	843	4	c.	c.	PROPN
bmra-3898	843	5	,	,	PUNCT
bmra-3898	843	6	&	&	CCONJ
bmra-3898	843	7	larbig	larbig	PROPN
bmra-3898	843	8	,	,	PUNCT
bmra-3898	843	9	c.	c.	PROPN
bmra-3898	843	10	(	(	PUNCT
bmra-3898	843	11	2017	2017	NUM
bmra-3898	843	12	)	)	PUNCT
bmra-3898	843	13	.	.	PUNCT
bmra-3898	844	1	absorbing	absorb	VERB
bmra-3898	844	2	customer	customer	NOUN
bmra-3898	844	3	knowledge	knowledge	NOUN
bmra-3898	844	4	:	:	PUNCT
bmra-3898	844	5	how	how	SCONJ
bmra-3898	844	6	customer	customer	NOUN
bmra-3898	844	7	involvement	involvement	NOUN
bmra-3898	844	8	enables	enable	VERB
bmra-3898	844	9	service	service	NOUN
bmra-3898	844	10	design	design	NOUN
bmra-3898	844	11	success	success	NOUN
bmra-3898	844	12	.	.	PUNCT
bmra-3898	845	1	journal	journal	NOUN
bmra-3898	845	2	of	of	ADP
bmra-3898	845	3	service	service	NOUN
bmra-3898	845	4	research	research	NOUN
bmra-3898	845	5	,	,	PUNCT
bmra-3898	845	6	21(1	21(1	NUM
bmra-3898	845	7	)	)	PUNCT
bmra-3898	845	8	,	,	PUNCT
bmra-3898	845	9	101	101	NUM
bmra-3898	845	10	-	-	SYM
bmra-3898	845	11	118	118	NUM
bmra-3898	845	12	.	.	PUNCT
bmra-3898	846	1	https://doi.org/10.1177/1094670517712613	https://doi.org/10.1177/1094670517712613	X
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bmra-3898	846	3	,	,	PUNCT
bmra-3898	846	4	g.	g.	PROPN
bmra-3898	846	5	m.	m.	PROPN
bmra-3898	846	6	,	,	PUNCT
bmra-3898	846	7	&	&	CCONJ
bmra-3898	846	8	artino	artino	PROPN
bmra-3898	846	9	,	,	PUNCT
bmra-3898	846	10	a.	a.	PROPN
bmra-3898	846	11	r.	r.	PROPN
bmra-3898	846	12	(	(	PUNCT
bmra-3898	846	13	2013	2013	NUM
bmra-3898	846	14	)	)	PUNCT
bmra-3898	846	15	.	.	PUNCT
bmra-3898	847	1	analyzing	analyze	VERB
bmra-3898	847	2	and	and	CCONJ
bmra-3898	847	3	interpreting	interpret	VERB
bmra-3898	847	4	data	datum	NOUN
bmra-3898	847	5	from	from	ADP
bmra-3898	847	6	likert	likert	ADJ
bmra-3898	847	7	-	-	PUNCT
bmra-3898	847	8	type	type	NOUN
bmra-3898	847	9	scales	scale	NOUN
bmra-3898	847	10	.	.	PUNCT
bmra-3898	848	1	journal	journal	NOUN
bmra-3898	848	2	of	of	ADP
bmra-3898	848	3	graduate	graduate	PROPN
bmra-3898	848	4	medical	medical	ADJ
bmra-3898	848	5	education	education	NOUN
bmra-3898	848	6	,	,	PUNCT
bmra-3898	848	7	5(4	5(4	NUM
bmra-3898	848	8	)	)	PUNCT
bmra-3898	848	9	,	,	PUNCT
bmra-3898	848	10	541	541	NUM
bmra-3898	848	11	-	-	SYM
bmra-3898	848	12	542	542	NUM
bmra-3898	848	13	.	.	PUNCT
bmra-3898	849	1	https://doi.org/10.4300%2fjgme-5-4-18	https://doi.org/10.4300%2fjgme-5-4-18	NOUN
bmra-3898	849	2	sumsion	sumsion	NOUN
bmra-3898	849	3	,	,	PUNCT
bmra-3898	849	4	t.	t.	PROPN
bmra-3898	849	5	(	(	PUNCT
bmra-3898	849	6	1998	1998	NUM
bmra-3898	849	7	)	)	PUNCT
bmra-3898	849	8	.	.	PUNCT
bmra-3898	850	1	the	the	DET
bmra-3898	850	2	delphi	delphi	NOUN
bmra-3898	850	3	technique	technique	NOUN
bmra-3898	850	4	:	:	PUNCT
bmra-3898	850	5	an	an	DET
bmra-3898	850	6	adaptive	adaptive	ADJ
bmra-3898	850	7	research	research	NOUN
bmra-3898	850	8	tool	tool	NOUN
bmra-3898	850	9	.	.	PUNCT
bmra-3898	851	1	british	british	ADJ
bmra-3898	851	2	journal	journal	PROPN
bmra-3898	851	3	of	of	ADP
bmra-3898	851	4	occupational	occupational	ADJ
bmra-3898	851	5	therapy	therapy	NOUN
bmra-3898	851	6	,	,	PUNCT
bmra-3898	851	7	61(4	61(4	NUM
bmra-3898	851	8	)	)	PUNCT
bmra-3898	851	9	,	,	PUNCT
bmra-3898	851	10	153	153	NUM
bmra-3898	851	11	-	-	SYM
bmra-3898	851	12	156	156	NUM
bmra-3898	851	13	.	.	PUNCT
bmra-3898	852	1	https://doi.org/10.1177%2f030802269806100403	https://doi.org/10.1177%2f030802269806100403	NOUN
bmra-3898	852	2	teo	teo	PROPN
bmra-3898	852	3	,	,	PUNCT
bmra-3898	852	4	t.s.h	t.s.h	NOUN
bmra-3898	852	5	.	.	PROPN
bmra-3898	852	6	,	,	PUNCT
bmra-3898	852	7	ranganathan	ranganathan	PROPN
bmra-3898	852	8	,	,	PUNCT
bmra-3898	852	9	c.	c.	PROPN
bmra-3898	852	10	,	,	PUNCT
bmra-3898	852	11	&	&	CCONJ
bmra-3898	852	12	dhaliwal	dhaliwal	PROPN
bmra-3898	852	13	,	,	PUNCT
bmra-3898	852	14	j.	j.	PROPN
bmra-3898	852	15	(	(	PUNCT
bmra-3898	852	16	2006	2006	NUM
bmra-3898	852	17	)	)	PUNCT
bmra-3898	852	18	.	.	PUNCT
bmra-3898	853	1	key	key	ADJ
bmra-3898	853	2	dimensions	dimension	NOUN
bmra-3898	853	3	of	of	ADP
bmra-3898	853	4	inhibitors	inhibitor	NOUN
bmra-3898	853	5	for	for	ADP
bmra-3898	853	6	the	the	DET
bmra-3898	853	7	deployment	deployment	NOUN
bmra-3898	853	8	of	of	ADP
bmra-3898	853	9	web	web	NOUN
bmra-3898	853	10	-	-	PUNCT
bmra-3898	853	11	based	base	VERB
bmra-3898	853	12	business	business	NOUN
bmra-3898	853	13	-	-	PUNCT
bmra-3898	853	14	to	to	ADP
bmra-3898	853	15	-	-	PUNCT
bmra-3898	853	16	business	business	NOUN
bmra-3898	853	17	electronic	electronic	ADJ
bmra-3898	853	18	commerce	commerce	NOUN
bmra-3898	853	19	.	.	PUNCT
bmra-3898	854	1	ieee	ieee	NOUN
bmra-3898	854	2	transactions	transaction	NOUN
bmra-3898	854	3	on	on	ADP
bmra-3898	854	4	engineering	engineering	NOUN
bmra-3898	854	5	management	management	NOUN
bmra-3898	854	6	,	,	PUNCT
bmra-3898	854	7	53(3	53(3	NUM
bmra-3898	854	8	)	)	PUNCT
bmra-3898	854	9	,	,	PUNCT
bmra-3898	854	10	395	395	NUM
bmra-3898	854	11	-	-	SYM
bmra-3898	854	12	411	411	NUM
bmra-3898	854	13	.	.	PUNCT
bmra-3898	855	1	https://doi.org/10.1109/tem.2006.878106	https://doi.org/10.1109/tem.2006.878106	NOUN
bmra-3898	855	2	the	the	DET
bmra-3898	855	3	business	business	NOUN
bmra-3898	855	4	research	research	NOUN
bmra-3898	855	5	company	company	NOUN
bmra-3898	855	6	.	.	PUNCT
bmra-3898	856	1	(	(	PUNCT
bmra-3898	856	2	2020	2020	NUM
bmra-3898	856	3	)	)	PUNCT
bmra-3898	856	4	.	.	PUNCT
bmra-3898	857	1	financial	financial	ADJ
bmra-3898	857	2	services	service	NOUN
bmra-3898	857	3	global	global	ADJ
bmra-3898	857	4	market	market	NOUN
bmra-3898	857	5	report	report	NOUN
bmra-3898	857	6	.	.	PUNCT
bmra-3898	858	1	https://www.thebusinessresearchcompany.com/report/financial-services-global-market-report-2020-30covid-19-impact-and-recovery	https://www.thebusinessresearchcompany.com/report/financial-services-global-market-report-2020-30covid-19-impact-and-recovery	PROPN
bmra-3898	858	2	https://doi.org/10.1002/nur.4770180211	https://doi.org/10.1002/nur.4770180211	PROPN
bmra-3898	858	3	https://dx.doi.org/10.17016/feds.2017.081	https://dx.doi.org/10.17016/feds.2017.081	PROPN
bmra-3898	858	4	https://doi:10.1109	https://doi:10.1109	PROPN
bmra-3898	858	5	/	/	SYM
bmra-3898	858	6	msec.2019.2893730	msec.2019.2893730	PROPN
bmra-3898	858	7	https://www.shinegrp.com/a-look-at-the-global-fintech-landscape-and-how-countries-are-embracing-digital-disruption-in-financial-services/	https://www.shinegrp.com/a-look-at-the-global-fintech-landscape-and-how-countries-are-embracing-digital-disruption-in-financial-services/	PROPN
bmra-3898	858	8	https://www.shinegrp.com/a-look-at-the-global-fintech-landscape-and-how-countries-are-embracing-digital-disruption-in-financial-services/	https://www.shinegrp.com/a-look-at-the-global-fintech-landscape-and-how-countries-are-embracing-digital-disruption-in-financial-services/	PROPN
bmra-3898	858	9	http://jespk.net/publications/4346.pdf	http://jespk.net/publications/4346.pdf	PROPN
bmra-3898	858	10	https://doi.org/10.1111/j.1540-5885.2006.00224.x	https://doi.org/10.1111/j.1540-5885.2006.00224.x	NUM
bmra-3898	858	11	http://www.jite.org/documents/vol6/jitev6p001-021skulmoski212.pdf	http://www.jite.org/documents/vol6/jitev6p001-021skulmoski212.pdf	PROPN
bmra-3898	858	12	http://www.jite.org/documents/vol6/jitev6p001-021skulmoski212.pdf	http://www.jite.org/documents/vol6/jitev6p001-021skulmoski212.pdf	PROPN
bmra-3898	858	13	https://doi.org/10.1177/1094670517712613	https://doi.org/10.1177/1094670517712613	NOUN
bmra-3898	858	14	https://doi.org/10.4300%2fjgme-5-4-18	https://doi.org/10.4300%2fjgme-5-4-18	NOUN
bmra-3898	858	15	https://doi.org/10.1177%2f030802269806100403	https://doi.org/10.1177%2f030802269806100403	NOUN
bmra-3898	858	16	https://doi.org/10.1109/tem.2006.878106	https://doi.org/10.1109/tem.2006.878106	PROPN
bmra-3898	858	17	https://www.thebusinessresearchcompany.com/report/financial-services-global-market-report-2020-30-covid-19-impact-and-recovery	https://www.thebusinessresearchcompany.com/report/financial-services-global-market-report-2020-30-covid-19-impact-and-recovery	PROPN
bmra-3898	858	18	https://www.thebusinessresearchcompany.com/report/financial-services-global-market-report-2020-30-covid-19-impact-and-recovery	https://www.thebusinessresearchcompany.com/report/financial-services-global-market-report-2020-30-covid-19-impact-and-recovery	PROPN
bmra-3898	858	19	74	74	NUM
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bmra-3898	858	21	2023	2023	NUM
bmra-3898	859	1	|	|	ADV
bmra-3898	859	2	volume	volume	NOUN
bmra-3898	859	3	2	2	NUM
bmra-3898	859	4	,	,	PUNCT
bmra-3898	859	5	number	number	NOUN
bmra-3898	859	6	1	1	NUM
bmra-3898	859	7	todd	todd	NOUN
bmra-3898	859	8	,	,	PUNCT
bmra-3898	859	9	r.	r.	PROPN
bmra-3898	859	10	(	(	PUNCT
bmra-3898	859	11	2019	2019	NUM
bmra-3898	859	12	,	,	PUNCT
bmra-3898	859	13	june	june	PROPN
bmra-3898	859	14	25	25	NUM
bmra-3898	859	15	)	)	PUNCT
bmra-3898	859	16	.	.	PUNCT
bmra-3898	860	1	synthetix	synthetix	PROPN
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bmra-3898	860	3	oracle	oracle	PROPN
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bmra-3898	860	5	,	,	PUNCT
bmra-3898	860	6	more	more	ADJ
bmra-3898	860	7	that	that	SCONJ
bmra-3898	860	8	37	37	NUM
bmra-3898	860	9	million	million	NUM
bmra-3898	860	10	synthetic	synthetic	ADJ
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bmra-3898	860	13	.	.	PUNCT
bmra-3898	861	1	the	the	DET
bmra-3898	861	2	block	block	NOUN
bmra-3898	861	3	.	.	PUNCT
bmra-3898	862	1	https://www.theblock.co/linked/28748/synthetix-suffers-oracle-attack-potentially-looting37-million-synthetic-ether	https://www.theblock.co/linked/28748/synthetix-suffers-oracle-attack-potentially-looting37-million-synthetic-ether	PROPN
bmra-3898	862	2	tornatzky	tornatzky	PROPN
bmra-3898	862	3	,	,	PUNCT
bmra-3898	862	4	l.	l.	PROPN
bmra-3898	862	5	g.	g.	PROPN
bmra-3898	862	6	,	,	PUNCT
bmra-3898	862	7	fleischer	fleischer	PROPN
bmra-3898	862	8	,	,	PUNCT
bmra-3898	862	9	m.	m.	NOUN
bmra-3898	862	10	,	,	PUNCT
bmra-3898	862	11	&	&	CCONJ
bmra-3898	862	12	chakrabarti	chakrabarti	PROPN
bmra-3898	862	13	,	,	PUNCT
bmra-3898	862	14	a.	a.	PROPN
bmra-3898	862	15	k.	k.	PROPN
bmra-3898	862	16	(	(	PUNCT
bmra-3898	862	17	1990	1990	NUM
bmra-3898	862	18	)	)	PUNCT
bmra-3898	862	19	.	.	PUNCT
bmra-3898	863	1	the	the	DET
bmra-3898	863	2	processes	process	NOUN
bmra-3898	863	3	of	of	ADP
bmra-3898	863	4	technological	technological	ADJ
bmra-3898	863	5	innovation	innovation	NOUN
bmra-3898	863	6	.	.	PUNCT
bmra-3898	864	1	lexington	lexington	PROPN
bmra-3898	864	2	books	book	NOUN
bmra-3898	864	3	.	.	PUNCT
bmra-3898	865	1	https://openlibrary.org/books/ol2207473m/the_processes_of_technological_innovation	https://openlibrary.org/books/ol2207473m/the_processes_of_technological_innovation	NOUN
bmra-3898	865	2	trantopoulos	trantopoulos	PROPN
bmra-3898	865	3	,	,	PUNCT
bmra-3898	865	4	k.	k.	PROPN
bmra-3898	865	5	,	,	PUNCT
bmra-3898	865	6	von	von	PROPN
bmra-3898	865	7	krogh	krogh	PROPN
bmra-3898	865	8	,	,	PUNCT
bmra-3898	865	9	g.	g.	PROPN
bmra-3898	865	10	,	,	PUNCT
bmra-3898	865	11	wallin	wallin	NOUN
bmra-3898	865	12	,	,	PUNCT
bmra-3898	865	13	m.	m.	PROPN
bmra-3898	865	14	w.	w.	PROPN
bmra-3898	865	15	,	,	PUNCT
bmra-3898	865	16	&	&	CCONJ
bmra-3898	865	17	woerter	woerter	ADV
bmra-3898	865	18	,	,	PUNCT
bmra-3898	865	19	m.	m.	NOUN
bmra-3898	865	20	(	(	PUNCT
bmra-3898	865	21	2017	2017	NUM
bmra-3898	865	22	)	)	PUNCT
bmra-3898	865	23	.	.	PUNCT
bmra-3898	866	1	external	external	ADJ
bmra-3898	866	2	knowledge	knowledge	NOUN
bmra-3898	866	3	and	and	CCONJ
bmra-3898	866	4	information	information	NOUN
bmra-3898	866	5	technology	technology	NOUN
bmra-3898	866	6	:	:	PUNCT
bmra-3898	866	7	implications	implication	NOUN
bmra-3898	866	8	for	for	ADP
bmra-3898	866	9	process	process	NOUN
bmra-3898	866	10	innovation	innovation	NOUN
bmra-3898	866	11	performance	performance	NOUN
bmra-3898	866	12	.	.	PUNCT
bmra-3898	867	1	mis	mis	PROPN
bmra-3898	867	2	quarterly	quarterly	PROPN
bmra-3898	867	3	,	,	PUNCT
bmra-3898	867	4	41(1	41(1	NUM
bmra-3898	867	5	)	)	PUNCT
bmra-3898	867	6	,	,	PUNCT
bmra-3898	867	7	287300	287300	NUM
bmra-3898	867	8	.	.	PUNCT
bmra-3898	868	1	https://doi.org/10.25300.misq/2017/41.1.15	https://doi.org/10.25300.misq/2017/41.1.15	PROPN
bmra-3898	868	2	troy	troy	PROPN
bmra-3898	868	3	,	,	PUNCT
bmra-3898	868	4	s.	s.	PROPN
bmra-3898	868	5	,	,	PUNCT
bmra-3898	868	6	&	&	CCONJ
bmra-3898	868	7	pratt	pratt	PROPN
bmra-3898	868	8	,	,	PUNCT
bmra-3898	868	9	m.	m.	PROPN
bmra-3898	868	10	k.	k.	PROPN
bmra-3898	868	11	(	(	PUNCT
bmra-3898	868	12	2017	2017	NUM
bmra-3898	868	13	)	)	PUNCT
bmra-3898	868	14	.	.	PUNCT
bmra-3898	869	1	distributed	distribute	VERB
bmra-3898	869	2	ledger	ledger	NOUN
bmra-3898	869	3	technology	technology	NOUN
bmra-3898	869	4	.	.	PUNCT
bmra-3898	870	1	techtarget	techtarget	VERB
bmra-3898	870	2	.	.	PUNCT
bmra-3898	871	1	https://www.techtarget.com/searchcio/definition/distributed-ledger	https://www.techtarget.com/searchcio/definition/distributed-ledger	ADV
bmra-3898	871	2	tworek	tworek	PROPN
bmra-3898	871	3	,	,	PUNCT
bmra-3898	871	4	k.	k.	PROPN
bmra-3898	871	5	,	,	PUNCT
bmra-3898	871	6	walecka	walecka	NOUN
bmra-3898	871	7	-	-	PUNCT
bmra-3898	871	8	jankowska	jankowska	PROPN
bmra-3898	871	9	,	,	PUNCT
bmra-3898	871	10	k.	k.	PROPN
bmra-3898	871	11	,	,	PUNCT
bmra-3898	871	12	&	&	CCONJ
bmra-3898	871	13	zgrzywa	zgrzywa	PROPN
bmra-3898	871	14	-	-	PUNCT
bmra-3898	871	15	ziemak	ziemak	PROPN
bmra-3898	871	16	,	,	PUNCT
bmra-3898	871	17	a.	a.	NOUN
bmra-3898	871	18	(	(	PUNCT
bmra-3898	871	19	2019	2019	NUM
bmra-3898	871	20	)	)	PUNCT
bmra-3898	871	21	.	.	PUNCT
bmra-3898	872	1	information	information	NOUN
bmra-3898	872	2	technology	technology	NOUN
bmra-3898	872	3	reliability	reliability	NOUN
bmra-3898	872	4	in	in	ADP
bmra-3898	872	5	shaping	shape	VERB
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bmra-3898	872	8	of	of	ADP
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bmra-3898	872	10	.	.	PUNCT
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bmra-3898	873	2	,	,	PUNCT
bmra-3898	873	3	52(2	52(2	NUM
bmra-3898	873	4	)	)	PUNCT
bmra-3898	873	5	,	,	PUNCT
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bmra-3898	873	7	-	-	SYM
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bmra-3898	873	9	.	.	PUNCT
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bmra-3898	874	4	.	.	PUNCT
bmra-3898	875	1	(	(	PUNCT
bmra-3898	875	2	2012	2012	NUM
bmra-3898	875	3	)	)	PUNCT
bmra-3898	875	4	.	.	PUNCT
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bmra-3898	876	4	.	.	PUNCT
bmra-3898	877	1	united	united	PROPN
bmra-3898	877	2	nations	nations	PROPN
bmra-3898	877	3	trade	trade	NOUN
bmra-3898	877	4	facilitation	facilitation	NOUN
bmra-3898	877	5	implementation	implementation	NOUN
bmra-3898	877	6	guide	guide	NOUN
bmra-3898	877	7	.	.	PUNCT
bmra-3898	878	1	http://tfig.unece.org/contents/letters-of-credit.htm	http://tfig.unece.org/contents/letters-of-credit.htm	PROPN
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bmra-3898	878	3	,	,	PUNCT
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bmra-3898	878	6	(	(	PUNCT
bmra-3898	878	7	2019	2019	NUM
bmra-3898	878	8	)	)	PUNCT
bmra-3898	878	9	.	.	PUNCT
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bmra-3898	879	2	in	in	ADP
bmra-3898	879	3	finance	finance	PROPN
bmra-3898	879	4	.	.	PUNCT
bmra-3898	880	1	vikalpa	vikalpa	PROPN
bmra-3898	880	2	,	,	PUNCT
bmra-3898	880	3	44(1	44(1	PROPN
bmra-3898	880	4	)	)	PUNCT
bmra-3898	880	5	,	,	PUNCT
bmra-3898	880	6	1	1	NUM
bmra-3898	880	7	-	-	SYM
bmra-3898	880	8	11	11	NUM
bmra-3898	880	9	.	.	PUNCT
bmra-3898	881	1	https://doi.org/10.1177/0256090919839897	https://doi.org/10.1177/0256090919839897	PROPN
bmra-3898	881	2	veena	veena	PROPN
bmra-3898	881	3	,	,	PUNCT
bmra-3898	881	4	k.	k.	PROPN
bmra-3898	881	5	,	,	PUNCT
bmra-3898	881	6	jigeesh	jigeesh	PROPN
bmra-3898	881	7	,	,	PUNCT
bmra-3898	881	8	n.	n.	NOUN
bmra-3898	881	9	,	,	PUNCT
bmra-3898	881	10	&	&	CCONJ
bmra-3898	881	11	bhat	bhat	PROPN
bmra-3898	881	12	,	,	PUNCT
bmra-3898	881	13	m.	m.	PROPN
bmra-3898	881	14	s.	s.	PROPN
bmra-3898	881	15	(	(	PUNCT
bmra-3898	881	16	2019	2019	NUM
bmra-3898	881	17	)	)	PUNCT
bmra-3898	881	18	.	.	PUNCT
bmra-3898	882	1	knowledge	knowledge	NOUN
bmra-3898	882	2	management	management	NOUN
bmra-3898	882	3	practices	practice	NOUN
bmra-3898	882	4	in	in	ADP
bmra-3898	882	5	managing	manage	VERB
bmra-3898	882	6	projects	project	NOUN
bmra-3898	882	7	and	and	CCONJ
bmra-3898	882	8	project	project	NOUN
bmra-3898	882	9	people	people	NOUN
bmra-3898	882	10	:	:	PUNCT
bmra-3898	882	11	a	a	DET
bmra-3898	882	12	case	case	NOUN
bmra-3898	882	13	study	study	NOUN
bmra-3898	882	14	of	of	ADP
bmra-3898	882	15	an	an	DET
bmra-3898	882	16	indian	indian	ADJ
bmra-3898	882	17	it	it	PRON
bmra-3898	882	18	company	company	NOUN
bmra-3898	882	19	.	.	PUNCT
bmra-3898	883	1	iup	iup	PROPN
bmra-3898	883	2	journal	journal	PROPN
bmra-3898	883	3	of	of	ADP
bmra-3898	883	4	knowledge	knowledge	PROPN
bmra-3898	883	5	management	management	NOUN
bmra-3898	883	6	,	,	PUNCT
bmra-3898	883	7	17(1	17(1	NUM
bmra-3898	883	8	)	)	PUNCT
bmra-3898	883	9	,	,	PUNCT
bmra-3898	883	10	41	41	NUM
bmra-3898	883	11	-	-	SYM
bmra-3898	883	12	52	52	NUM
bmra-3898	883	13	.	.	PUNCT
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bmra-3898	884	2	,	,	PUNCT
bmra-3898	884	3	v.	v.	PROPN
bmra-3898	884	4	n.	n.	PROPN
bmra-3898	884	5	,	,	PUNCT
bmra-3898	884	6	&	&	CCONJ
bmra-3898	884	7	kumar	kumar	PROPN
bmra-3898	884	8	,	,	PUNCT
bmra-3898	884	9	a.	a.	NOUN
bmra-3898	884	10	(	(	PUNCT
bmra-3898	884	11	2019	2019	NUM
bmra-3898	884	12	)	)	PUNCT
bmra-3898	884	13	.	.	PUNCT
bmra-3898	885	1	blockchain	blockchain	PROPN
bmra-3898	885	2	adoption	adoption	NOUN
bmra-3898	885	3	in	in	ADP
bmra-3898	885	4	financial	financial	ADJ
bmra-3898	885	5	services	service	NOUN
bmra-3898	885	6	.	.	PUNCT
bmra-3898	886	1	infosys	infosys	PROPN
bmra-3898	886	2	.	.	PUNCT
bmra-3898	887	1	https://www.infosys.com/industries/financial-services/white-papers/documents/blockchain-adoptionfinancial-services.pdf	https://www.infosys.com/industries/financial-services/white-papers/documents/blockchain-adoptionfinancial-services.pdf	PROPN
bmra-3898	887	2	world	world	PROPN
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bmra-3898	887	5	.	.	PUNCT
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bmra-3898	888	3	)	)	PUNCT
bmra-3898	888	4	.	.	PUNCT
bmra-3898	889	1	blockchain	blockchain	PROPN
bmra-3898	889	2	interoperability	interoperability	NOUN
bmra-3898	889	3	.	.	PUNCT
bmra-3898	890	1	https://documents1.worldbank.org/curated/en/373781615365676101/pdf/blockchaininteroperability.pdf	https://documents1.worldbank.org/curated/en/373781615365676101/pdf/blockchaininteroperability.pdf	PROPN
bmra-3898	890	2	world	world	PROPN
bmra-3898	890	3	blockchain	blockchain	PROPN
bmra-3898	890	4	summit	summit	PROPN
bmra-3898	890	5	.	.	PUNCT
bmra-3898	891	1	(	(	PUNCT
bmra-3898	891	2	2019	2019	NUM
bmra-3898	891	3	,	,	PUNCT
bmra-3898	891	4	september	september	PROPN
bmra-3898	891	5	11	11	NUM
bmra-3898	891	6	)	)	PUNCT
bmra-3898	891	7	.	.	PUNCT
bmra-3898	892	1	blockchain	blockchain	PROPN
bmra-3898	892	2	and	and	CCONJ
bmra-3898	892	3	the	the	DET
bmra-3898	892	4	future	future	NOUN
bmra-3898	892	5	of	of	ADP
bmra-3898	892	6	banking	banking	NOUN
bmra-3898	892	7	[	[	X
bmra-3898	892	8	video	video	NOUN
bmra-3898	892	9	]	]	X
bmra-3898	892	10	.	.	PUNCT
bmra-3898	893	1	youtube	youtube	PROPN
bmra-3898	893	2	.	.	PUNCT
bmra-3898	894	1	https://www.youtube.com/watch?v=mlllts3rxto	https://www.youtube.com/watch?v=mlllts3rxto	PROPN
bmra-3898	894	2	world	world	PROPN
bmra-3898	894	3	economic	economic	PROPN
bmra-3898	894	4	forum	forum	PROPN
bmra-3898	894	5	.	.	PUNCT
bmra-3898	895	1	(	(	PUNCT
bmra-3898	895	2	2020	2020	NUM
bmra-3898	895	3	)	)	PUNCT
bmra-3898	895	4	.	.	PUNCT
bmra-3898	896	1	global	global	ADJ
bmra-3898	896	2	standards	standard	NOUN
bmra-3898	896	3	mapping	mapping	NOUN
bmra-3898	896	4	initiative	initiative	NOUN
bmra-3898	896	5	:	:	PUNCT
bmra-3898	896	6	an	an	DET
bmra-3898	896	7	overview	overview	NOUN
bmra-3898	896	8	of	of	ADP
bmra-3898	896	9	blockchain	blockchain	PROPN
bmra-3898	896	10	technical	technical	PROPN
bmra-3898	896	11	standards	standard	NOUN
bmra-3898	896	12	[	[	X
bmra-3898	896	13	white	white	ADJ
bmra-3898	896	14	paper	paper	NOUN
bmra-3898	896	15	]	]	PUNCT
bmra-3898	896	16	.	.	PUNCT
bmra-3898	897	1	http://www3.weforum.org/docs/wef_gsmi_technical_standards_2020.pdf	http://www3.weforum.org/docs/wef_gsmi_technical_standards_2020.pdf	PROPN
bmra-3898	897	2	https://www.theblock.co/linked/28748/synthetix-suffers-oracle-attack-potentially-looting-37-million-synthetic-ether	https://www.theblock.co/linked/28748/synthetix-suffers-oracle-attack-potentially-looting-37-million-synthetic-ether	PROPN
bmra-3898	897	3	https://www.theblock.co/linked/28748/synthetix-suffers-oracle-attack-potentially-looting-37-million-synthetic-ether	https://www.theblock.co/linked/28748/synthetix-suffers-oracle-attack-potentially-looting-37-million-synthetic-ether	PUNCT
bmra-3898	897	4	https://openlibrary.org/books/ol2207473m/the_processes_of_technological_innovation	https://openlibrary.org/books/ol2207473m/the_processes_of_technological_innovation	NOUN
bmra-3898	897	5	https://doi.org/10.25300.misq/2017/41.1.15	https://doi.org/10.25300.misq/2017/41.1.15	VERB
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bmra-3898	897	7	https://doi.org/10.2478/orga-2019-0010	https://doi.org/10.2478/orga-2019-0010	PROPN
bmra-3898	897	8	http://tfig.unece.org/contents/letters-of-credit.htm	http://tfig.unece.org/contents/letters-of-credit.htm	PROPN
bmra-3898	897	9	https://doi.org/10.1177/0256090919839897	https://doi.org/10.1177/0256090919839897	PROPN
bmra-3898	897	10	https://www.infosys.com/industries/financial-services/white-papers/documents/blockchain-adoption-financial-services.pdf	https://www.infosys.com/industries/financial-services/white-papers/documents/blockchain-adoption-financial-services.pdf	PROPN
bmra-3898	897	11	https://www.infosys.com/industries/financial-services/white-papers/documents/blockchain-adoption-financial-services.pdf	https://www.infosys.com/industries/financial-services/white-papers/documents/blockchain-adoption-financial-services.pdf	PROPN
bmra-3898	897	12	https://documents1.worldbank.org/curated/en/373781615365676101/pdf/blockchain-interoperability.pdf	https://documents1.worldbank.org/curated/en/373781615365676101/pdf/blockchain-interoperability.pdf	PROPN
bmra-3898	897	13	https://documents1.worldbank.org/curated/en/373781615365676101/pdf/blockchain-interoperability.pdf	https://documents1.worldbank.org/curated/en/373781615365676101/pdf/blockchain-interoperability.pdf	PROPN
bmra-3898	897	14	https://www.youtube.com/watch?v=mlllts3rxto	https://www.youtube.com/watch?v=mlllts3rxto	PROPN
bmra-3898	897	15	http://www3.weforum.org/docs/wef_gsmi_technical_standards_2020.pdf	http://www3.weforum.org/docs/wef_gsmi_technical_standards_2020.pdf	PROPN
bmra-3898	897	16	75	75	NUM
bmra-3898	897	17	business	business	NOUN
bmra-3898	897	18	management	management	NOUN
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bmra-3898	897	20	&	&	CCONJ
bmra-3898	897	21	applications	application	NOUN
bmra-3898	897	22	:	:	PUNCT
bmra-3898	897	23	a	a	DET
bmra-3898	897	24	cross	cross	ADJ
bmra-3898	897	25	-	-	ADJ
bmra-3898	897	26	disciplinary	disciplinary	ADJ
bmra-3898	897	27	journal	journal	NOUN
bmra-3898	897	28	xu	xu	PROPN
bmra-3898	897	29	,	,	PUNCT
bmra-3898	897	30	w.	w.	PROPN
bmra-3898	897	31	,	,	PUNCT
bmra-3898	897	32	&	&	CCONJ
bmra-3898	897	33	zammit	zammit	PROPN
bmra-3898	897	34	,	,	PUNCT
bmra-3898	897	35	k.	k.	PROPN
bmra-3898	897	36	(	(	PUNCT
bmra-3898	897	37	2020	2020	NUM
bmra-3898	897	38	)	)	PUNCT
bmra-3898	897	39	.	.	PUNCT
bmra-3898	898	1	applying	apply	VERB
bmra-3898	898	2	thematic	thematic	ADJ
bmra-3898	898	3	analysis	analysis	NOUN
bmra-3898	898	4	to	to	ADP
bmra-3898	898	5	education	education	NOUN
bmra-3898	898	6	:	:	PUNCT
bmra-3898	898	7	a	a	DET
bmra-3898	898	8	hybrid	hybrid	ADJ
bmra-3898	898	9	approach	approach	NOUN
bmra-3898	898	10	to	to	ADP
bmra-3898	898	11	interpreting	interpret	VERB
bmra-3898	898	12	data	datum	NOUN
bmra-3898	898	13	in	in	ADP
bmra-3898	898	14	practitioner	practitioner	NOUN
bmra-3898	898	15	research	research	NOUN
bmra-3898	898	16	.	.	PUNCT
bmra-3898	899	1	international	international	ADJ
bmra-3898	899	2	journal	journal	NOUN
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bmra-3898	899	4	qualitative	qualitative	ADJ
bmra-3898	899	5	methods	method	NOUN
bmra-3898	899	6	,	,	PUNCT
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bmra-3898	899	8	,	,	PUNCT
bmra-3898	899	9	1	1	NUM
bmra-3898	899	10	-	-	SYM
bmra-3898	899	11	9	9	NUM
bmra-3898	899	12	.	.	PUNCT
bmra-3898	899	13	https://doi.org/10.1177/1609406920918810	https://doi.org/10.1177/1609406920918810	NOUN
bmra-3898	899	14	youssef	youssef	PROPN
bmra-3898	899	15	,	,	PUNCT
bmra-3898	899	16	h.	h.	PROPN
bmra-3898	899	17	(	(	PUNCT
bmra-3898	899	18	2020	2020	NUM
bmra-3898	899	19	,	,	PUNCT
bmra-3898	899	20	november	november	PROPN
bmra-3898	899	21	17	17	NUM
bmra-3898	899	22	)	)	PUNCT
bmra-3898	899	23	.	.	PUNCT
bmra-3898	900	1	the	the	DET
bmra-3898	900	2	application	application	NOUN
bmra-3898	900	3	of	of	ADP
bmra-3898	900	4	blockchain	blockchain	PROPN
bmra-3898	900	5	in	in	ADP
bmra-3898	900	6	trade	trade	NOUN
bmra-3898	900	7	finance	finance	NOUN
bmra-3898	900	8	:	:	PUNCT
bmra-3898	900	9	opportunities	opportunity	NOUN
bmra-3898	900	10	and	and	CCONJ
bmra-3898	900	11	challenges	challenge	NOUN
bmra-3898	900	12	.	.	PUNCT
bmra-3898	901	1	trade	trade	NOUN
bmra-3898	901	2	finance	finance	NOUN
bmra-3898	901	3	global	global	NOUN
bmra-3898	901	4	.	.	PUNCT
bmra-3898	902	1	https://www.tradefinanceglobal.com/posts/the-application-ofblockchain-in-trade-finance-opportunities-and-challenges/	https://www.tradefinanceglobal.com/posts/the-application-ofblockchain-in-trade-finance-opportunities-and-challenges/	PROPN
bmra-3898	902	2	zamani	zamani	PROPN
bmra-3898	902	3	,	,	PUNCT
bmra-3898	902	4	e.	e.	PROPN
bmra-3898	902	5	d.	d.	PROPN
bmra-3898	902	6	,	,	PUNCT
bmra-3898	902	7	&	&	CCONJ
bmra-3898	902	8	giaglis	giaglis	PROPN
bmra-3898	902	9	,	,	PUNCT
bmra-3898	902	10	g.	g.	PROPN
bmra-3898	902	11	m.	m.	PROPN
bmra-3898	902	12	(	(	PUNCT
bmra-3898	902	13	2018	2018	NUM
bmra-3898	902	14	)	)	PUNCT
bmra-3898	902	15	.	.	PUNCT
bmra-3898	903	1	with	with	ADP
bmra-3898	903	2	a	a	DET
bmra-3898	903	3	little	little	ADJ
bmra-3898	903	4	help	help	NOUN
bmra-3898	903	5	from	from	ADP
bmra-3898	903	6	the	the	DET
bmra-3898	903	7	miners	miner	NOUN
bmra-3898	903	8	:	:	PUNCT
bmra-3898	903	9	distributed	distribute	VERB
bmra-3898	903	10	ledger	ledger	NOUN
bmra-3898	903	11	technology	technology	NOUN
bmra-3898	903	12	and	and	CCONJ
bmra-3898	903	13	market	market	NOUN
bmra-3898	903	14	disintermediation	disintermediation	NOUN
bmra-3898	903	15	.	.	PUNCT
bmra-3898	904	1	industrial	industrial	ADJ
bmra-3898	904	2	management	management	PROPN
bmra-3898	904	3	&	&	CCONJ
bmra-3898	904	4	data	datum	NOUN
bmra-3898	904	5	systems	system	NOUN
bmra-3898	904	6	,	,	PUNCT
bmra-3898	904	7	118(3	118(3	NUM
bmra-3898	904	8	)	)	PUNCT
bmra-3898	904	9	,	,	PUNCT
bmra-3898	904	10	637	637	NUM
bmra-3898	904	11	-	-	SYM
bmra-3898	904	12	652	652	NUM
bmra-3898	904	13	.	.	PUNCT
bmra-3898	905	1	https://doi.org/10.1108/imds-05-2017-0231	https://doi.org/10.1108/imds-05-2017-0231	PROPN
bmra-3898	905	2	zhu	zhu	PROPN
bmra-3898	905	3	,	,	PUNCT
bmra-3898	905	4	k.	k.	PROPN
bmra-3898	905	5	,	,	PUNCT
bmra-3898	905	6	&	&	CCONJ
bmra-3898	905	7	kraemer	kraemer	PROPN
bmra-3898	905	8	,	,	PUNCT
bmra-3898	905	9	k.l	k.l	PROPN
bmra-3898	905	10	.	.	PROPN
bmra-3898	905	11	(	(	PUNCT
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bmra-3898	905	13	)	)	PUNCT
bmra-3898	905	14	.	.	PUNCT
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bmra-3898	906	6	usage	usage	NOUN
bmra-3898	906	7	and	and	CCONJ
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bmra-3898	906	9	of	of	ADP
bmra-3898	906	10	e	e	NOUN
bmra-3898	906	11	-	-	NOUN
bmra-3898	906	12	business	business	NOUN
bmra-3898	906	13	by	by	ADP
bmra-3898	906	14	organizations	organization	NOUN
bmra-3898	906	15	:	:	PUNCT
bmra-3898	906	16	cross	cross	ADJ
bmra-3898	906	17	-	-	ADJ
bmra-3898	906	18	country	country	ADJ
bmra-3898	906	19	evidence	evidence	NOUN
bmra-3898	906	20	from	from	ADP
bmra-3898	906	21	the	the	DET
bmra-3898	906	22	retail	retail	ADJ
bmra-3898	906	23	industry	industry	NOUN
bmra-3898	906	24	,	,	PUNCT
bmra-3898	906	25	information	information	NOUN
bmra-3898	906	26	systems	system	NOUN
bmra-3898	906	27	research	research	NOUN
bmra-3898	906	28	,	,	PUNCT
bmra-3898	906	29	16(1	16(1	NUM
bmra-3898	906	30	)	)	PUNCT
bmra-3898	906	31	,	,	PUNCT
bmra-3898	906	32	61	61	NUM
bmra-3898	906	33	-	-	SYM
bmra-3898	906	34	84	84	NUM
bmra-3898	906	35	.	.	PUNCT
bmra-3898	907	1	https://doi.org/10.1287/isre.1050.0045	https://doi.org/10.1287/isre.1050.0045	PROPN
bmra-3898	907	2	zhu	zhu	PROPN
bmra-3898	907	3	,	,	PUNCT
bmra-3898	907	4	k.	k.	PROPN
bmra-3898	907	5	,	,	PUNCT
bmra-3898	907	6	kraemer	kraemer	PROPN
bmra-3898	907	7	,	,	PUNCT
bmra-3898	907	8	k.l	k.l	PROPN
bmra-3898	907	9	.	.	PROPN
bmra-3898	907	10	,	,	PUNCT
bmra-3898	907	11	&	&	CCONJ
bmra-3898	907	12	xu	xu	PROPN
bmra-3898	907	13	,	,	PUNCT
bmra-3898	907	14	s.	s.	PROPN
bmra-3898	907	15	(	(	PUNCT
bmra-3898	907	16	2006	2006	NUM
bmra-3898	907	17	)	)	PUNCT
bmra-3898	907	18	.	.	PUNCT
bmra-3898	908	1	the	the	DET
bmra-3898	908	2	process	process	NOUN
bmra-3898	908	3	of	of	ADP
bmra-3898	908	4	innovation	innovation	NOUN
bmra-3898	908	5	assimilation	assimilation	NOUN
bmra-3898	908	6	by	by	ADP
bmra-3898	908	7	firms	firm	NOUN
bmra-3898	908	8	in	in	ADP
bmra-3898	908	9	different	different	ADJ
bmra-3898	908	10	countries	country	NOUN
bmra-3898	908	11	:	:	PUNCT
bmra-3898	908	12	a	a	DET
bmra-3898	908	13	technology	technology	NOUN
bmra-3898	908	14	diffusion	diffusion	NOUN
bmra-3898	908	15	perspective	perspective	NOUN
bmra-3898	908	16	on	on	ADP
bmra-3898	908	17	e	e	NOUN
bmra-3898	908	18	-	-	NOUN
bmra-3898	908	19	business	business	NOUN
bmra-3898	908	20	.	.	PUNCT
bmra-3898	909	1	management	management	NOUN
bmra-3898	909	2	science	science	NOUN
bmra-3898	909	3	,	,	PUNCT
bmra-3898	909	4	52(10	52(10	PROPN
bmra-3898	909	5	)	)	PUNCT
bmra-3898	909	6	,	,	PUNCT
bmra-3898	909	7	1557	1557	NUM
bmra-3898	909	8	-	-	SYM
bmra-3898	909	9	1576	1576	NUM
bmra-3898	909	10	.	.	PUNCT
bmra-3898	910	1	https://doi.org/10.1287/mnsc.1050.0487	https://doi.org/10.1287/mnsc.1050.0487	PROPN
bmra-3898	910	2	zuraik	zuraik	NOUN
bmra-3898	910	3	,	,	PUNCT
bmra-3898	910	4	a.	a.	PROPN
bmra-3898	910	5	,	,	PUNCT
bmra-3898	910	6	&	&	CCONJ
bmra-3898	910	7	kelly	kelly	PROPN
bmra-3898	910	8	,	,	PUNCT
bmra-3898	910	9	l.	l.	PROPN
bmra-3898	910	10	(	(	PUNCT
bmra-3898	910	11	2019	2019	NUM
bmra-3898	910	12	)	)	PUNCT
bmra-3898	910	13	.	.	PUNCT
bmra-3898	911	1	the	the	DET
bmra-3898	911	2	role	role	NOUN
bmra-3898	911	3	of	of	ADP
bmra-3898	911	4	ceo	ceo	NOUN
bmra-3898	911	5	transformational	transformational	ADJ
bmra-3898	911	6	leadership	leadership	NOUN
bmra-3898	911	7	and	and	CCONJ
bmra-3898	911	8	innovation	innovation	NOUN
bmra-3898	911	9	climate	climate	NOUN
bmra-3898	911	10	in	in	ADP
bmra-3898	911	11	exploration	exploration	NOUN
bmra-3898	911	12	and	and	CCONJ
bmra-3898	911	13	exploitation	exploitation	NOUN
bmra-3898	911	14	.	.	PUNCT
bmra-3898	912	1	european	european	ADJ
bmra-3898	912	2	journal	journal	PROPN
bmra-3898	912	3	of	of	ADP
bmra-3898	912	4	innovation	innovation	NOUN
bmra-3898	912	5	management	management	NOUN
bmra-3898	912	6	,	,	PUNCT
bmra-3898	912	7	22(1	22(1	NUM
bmra-3898	912	8	)	)	PUNCT
bmra-3898	912	9	,	,	PUNCT
bmra-3898	912	10	84	84	NUM
bmra-3898	912	11	-	-	SYM
bmra-3898	912	12	104	104	NUM
bmra-3898	912	13	.	.	PUNCT
bmra-3898	913	1	https://doi.org/10.1108/ejim-10-2017-0142	https://doi.org/10.1108/ejim-10-2017-0142	NOUN
bmra-3898	913	2	https://doi.org/10.1177/1609406920918810	https://doi.org/10.1177/1609406920918810	NOUN
bmra-3898	913	3	https://www.tradefinanceglobal.com/posts/the-application-of-blockchain-in-trade-finance-opportunities-and-challenges/	https://www.tradefinanceglobal.com/posts/the-application-of-blockchain-in-trade-finance-opportunities-and-challenges/	PROPN
bmra-3898	913	4	https://www.tradefinanceglobal.com/posts/the-application-of-blockchain-in-trade-finance-opportunities-and-challenges/	https://www.tradefinanceglobal.com/posts/the-application-of-blockchain-in-trade-finance-opportunities-and-challenges/	PROPN
bmra-3898	913	5	https://doi.org/10.1108/imds-05-2017-0231	https://doi.org/10.1108/imds-05-2017-0231	PROPN
bmra-3898	914	1	https://doi.org/10.1287/isre.1050.0045	https://doi.org/10.1287/isre.1050.0045	PROPN
bmra-3898	914	2	https://doi.org/10.1287/mnsc.1050.0487	https://doi.org/10.1287/mnsc.1050.0487	PROPN
bmra-3898	914	3	https://doi.org/10.1108/ejim-10-2017-0142	https://doi.org/10.1108/ejim-10-2017-0142	PRON
bmra-3898	914	4	76	76	NUM
bmra-3898	914	5	january	january	PROPN
bmra-3898	914	6	2023	2023	NUM
bmra-3898	915	1	|	|	NOUN
bmra-3898	915	2	volume	volume	NOUN
bmra-3898	915	3	2	2	NUM
bmra-3898	915	4	,	,	PUNCT
bmra-3898	915	5	number	number	NOUN
bmra-3898	915	6	1	1	NUM
bmra-3898	915	7	register	register	VERB
bmra-3898	915	8	and	and	CCONJ
bmra-3898	915	9	submit	submit	VERB
bmra-3898	915	10	your	your	PRON
bmra-3898	915	11	work	work	NOUN
bmra-3898	915	12	to	to	ADP
bmra-3898	915	13	business	business	NOUN
bmra-3898	915	14	management	management	NOUN
bmra-3898	915	15	research	research	NOUN
bmra-3898	915	16	and	and	CCONJ
bmra-3898	915	17	applications	application	NOUN
bmra-3898	915	18	:	:	PUNCT
bmra-3898	915	19	a	a	DET
bmra-3898	915	20	cross	cross	ADJ
bmra-3898	915	21	-	-	ADJ
bmra-3898	915	22	disciplinary	disciplinary	ADJ
bmra-3898	915	23	journal	journal	NOUN
bmra-3898	915	24	(	(	PUNCT
bmra-3898	915	25	columbiasouthern.edu	columbiasouthern.edu	PROPN
bmra-3898	915	26	)	)	PUNCT
bmra-3898	915	27	business	business	NOUN
bmra-3898	915	28	management	management	NOUN
bmra-3898	915	29	research	research	NOUN
bmra-3898	915	30	and	and	CCONJ
bmra-3898	915	31	applications	application	NOUN
bmra-3898	915	32	:	:	PUNCT
bmra-3898	915	33	a	a	DET
bmra-3898	915	34	cross	cross	ADJ
bmra-3898	915	35	-	-	ADJ
bmra-3898	915	36	disciplinary	disciplinary	ADJ
bmra-3898	915	37	journal	journal	NOUN
bmra-3898	915	38	(	(	PUNCT
bmra-3898	915	39	bmra	bmra	NOUN
bmra-3898	915	40	)	)	PUNCT
bmra-3898	915	41	(	(	PUNCT
bmra-3898	915	42	issn	issn	PROPN
bmra-3898	915	43	2769	2769	NUM
bmra-3898	915	44	-	-	SYM
bmra-3898	915	45	4666	4666	NUM
bmra-3898	915	46	)	)	PUNCT
bmra-3898	915	47	is	be	AUX
bmra-3898	915	48	an	an	DET
bmra-3898	915	49	open	open	ADJ
bmra-3898	915	50	-	-	PUNCT
bmra-3898	915	51	access	access	NOUN
bmra-3898	915	52	(	(	PUNCT
bmra-3898	915	53	cc	cc	NOUN
bmra-3898	915	54	by	by	ADP
bmra-3898	915	55	-	-	PUNCT
bmra-3898	915	56	nd	nd	PRON
bmra-3898	915	57	4.0	4.0	NUM
bmra-3898	915	58	)	)	PUNCT
bmra-3898	915	59	,	,	PUNCT
bmra-3898	915	60	peer	peer	NOUN
bmra-3898	915	61	-	-	PUNCT
bmra-3898	915	62	reviewed	review	VERB
bmra-3898	915	63	journal	journal	NOUN
bmra-3898	915	64	that	that	PRON
bmra-3898	915	65	publishes	publish	VERB
bmra-3898	915	66	original	original	ADJ
bmra-3898	915	67	research	research	NOUN
bmra-3898	915	68	as	as	ADV
bmra-3898	915	69	well	well	ADV
bmra-3898	915	70	as	as	ADP
bmra-3898	915	71	works	work	NOUN
bmra-3898	915	72	that	that	PRON
bmra-3898	915	73	explore	explore	VERB
bmra-3898	915	74	the	the	DET
bmra-3898	915	75	applied	apply	VERB
bmra-3898	915	76	implications	implication	NOUN
bmra-3898	915	77	of	of	ADP
bmra-3898	915	78	others	other	NOUN
bmra-3898	915	79	’	’	PART
bmra-3898	915	80	research	research	NOUN
bmra-3898	915	81	,	,	PUNCT
bmra-3898	915	82	conceptual	conceptual	ADJ
bmra-3898	915	83	papers	paper	NOUN
bmra-3898	915	84	,	,	PUNCT
bmra-3898	915	85	and	and	CCONJ
bmra-3898	915	86	case	case	NOUN
bmra-3898	915	87	studies	study	NOUN
bmra-3898	915	88	(	(	PUNCT
bmra-3898	915	89	including	include	VERB
bmra-3898	915	90	teaching	teach	VERB
bmra-3898	915	91	notes	note	NOUN
bmra-3898	915	92	for	for	ADP
bmra-3898	915	93	review	review	NOUN
bmra-3898	915	94	)	)	PUNCT
bmra-3898	915	95	that	that	PRON
bmra-3898	915	96	have	have	VERB
bmra-3898	915	97	a	a	DET
bmra-3898	915	98	business	business	NOUN
bmra-3898	915	99	administration	administration	NOUN
bmra-3898	915	100	and	and	CCONJ
bmra-3898	915	101	management	management	NOUN
bmra-3898	915	102	slant	slant	NOUN
bmra-3898	915	103	.	.	PUNCT
bmra-3898	916	1	bmra	bmra	NOUN
bmra-3898	916	2	welcomes	welcome	VERB
bmra-3898	916	3	original	original	ADJ
bmra-3898	916	4	submissions	submission	NOUN
bmra-3898	916	5	from	from	ADP
bmra-3898	916	6	researchers	researcher	NOUN
bmra-3898	916	7	,	,	PUNCT
bmra-3898	916	8	practitioners	practitioner	NOUN
bmra-3898	916	9	,	,	PUNCT
bmra-3898	916	10	and	and	CCONJ
bmra-3898	916	11	master’s	master’s	PROPN
bmra-3898	916	12	/	/	SYM
bmra-3898	916	13	doctoral	doctoral	ADJ
bmra-3898	916	14	students	student	NOUN
bmra-3898	916	15	from	from	ADP
bmra-3898	916	16	the	the	DET
bmra-3898	916	17	following	following	ADJ
bmra-3898	916	18	disciplines	discipline	NOUN
bmra-3898	916	19	:	:	PUNCT
bmra-3898	916	20	business	business	NOUN
bmra-3898	916	21	management	management	NOUN
bmra-3898	916	22	,	,	PUNCT
bmra-3898	916	23	occupational	occupational	ADJ
bmra-3898	916	24	safety	safety	NOUN
bmra-3898	916	25	,	,	PUNCT
bmra-3898	916	26	cybersecurity	cybersecurity	NOUN
bmra-3898	916	27	,	,	PUNCT
bmra-3898	916	28	finance	finance	NOUN
bmra-3898	916	29	,	,	PUNCT
bmra-3898	916	30	marketing	marketing	NOUN
bmra-3898	916	31	,	,	PUNCT
bmra-3898	916	32	entrepreneurship	entrepreneurship	NOUN
bmra-3898	916	33	,	,	PUNCT
bmra-3898	916	34	public	public	ADJ
bmra-3898	916	35	administration	administration	NOUN
bmra-3898	916	36	,	,	PUNCT
bmra-3898	916	37	health	health	NOUN
bmra-3898	916	38	services	service	NOUN
bmra-3898	916	39	,	,	PUNCT
bmra-3898	916	40	fire	fire	NOUN
bmra-3898	916	41	safety	safety	NOUN
bmra-3898	916	42	,	,	PUNCT
bmra-3898	916	43	human	human	ADJ
bmra-3898	916	44	resources	resource	NOUN
bmra-3898	916	45	,	,	PUNCT
bmra-3898	916	46	project	project	NOUN
bmra-3898	916	47	management	management	NOUN
bmra-3898	916	48	,	,	PUNCT
bmra-3898	916	49	healthcare	healthcare	NOUN
bmra-3898	916	50	management	management	NOUN
bmra-3898	916	51	,	,	PUNCT
bmra-3898	916	52	and	and	CCONJ
bmra-3898	916	53	information	information	NOUN
bmra-3898	916	54	technology	technology	NOUN
bmra-3898	916	55	.	.	PUNCT
bmra-3898	917	1	master	master	NOUN
bmra-3898	917	2	’s	’s	PART
bmra-3898	917	3	degree	degree	NOUN
bmra-3898	917	4	-	-	PUNCT
bmra-3898	917	5	level	level	NOUN
bmra-3898	917	6	student	student	NOUN
bmra-3898	917	7	authors	author	NOUN
bmra-3898	917	8	must	must	AUX
bmra-3898	917	9	be	be	AUX
bmra-3898	917	10	co	co	NOUN
bmra-3898	917	11	-	-	NOUN
bmra-3898	917	12	authors	author	NOUN
bmra-3898	917	13	with	with	ADP
bmra-3898	917	14	faculty	faculty	NOUN
bmra-3898	917	15	or	or	CCONJ
bmra-3898	917	16	professional	professional	ADJ
bmra-3898	917	17	researchers	researcher	NOUN
bmra-3898	917	18	in	in	ADP
bmra-3898	917	19	the	the	DET
bmra-3898	917	20	field	field	NOUN
bmra-3898	917	21	.	.	PUNCT
bmra-3898	918	1	bmra	bmra	NOUN
bmra-3898	918	2	is	be	AUX
bmra-3898	918	3	a	a	DET
bmra-3898	918	4	participant	participant	NOUN
bmra-3898	918	5	with	with	ADP
bmra-3898	918	6	the	the	DET
bmra-3898	918	7	lockss	lockss	NOUN
bmra-3898	918	8	archival	archival	NOUN
bmra-3898	918	9	system	system	NOUN
bmra-3898	918	10	,	,	PUNCT
bmra-3898	918	11	alabama	alabama	PROPN
bmra-3898	918	12	digital	digital	PROPN
bmra-3898	918	13	preservation	preservation	NOUN
bmra-3898	918	14	network	network	NOUN
bmra-3898	918	15	|	|	PROPN
bmra-3898	918	16	adpnet	adpnet	PROPN
bmra-3898	918	17	.	.	PUNCT
bmra-3898	919	1	this	this	DET
bmra-3898	919	2	work	work	NOUN
bmra-3898	919	3	is	be	AUX
bmra-3898	919	4	licensed	license	VERB
bmra-3898	919	5	under	under	ADP
bmra-3898	919	6	a	a	DET
bmra-3898	919	7	creative	creative	ADJ
bmra-3898	919	8	commons	common	NOUN
bmra-3898	919	9	attribution	attribution	NOUN
bmra-3898	919	10	-	-	PUNCT
bmra-3898	919	11	noderivatives	noderivatives	PROPN
bmra-3898	919	12	4.0	4.0	NUM
bmra-3898	919	13	international	international	ADJ
bmra-3898	919	14	license	license	NOUN
bmra-3898	919	15	.	.	PUNCT
bmra-3898	920	1	https://bmrajournal.columbiasouthern.edu/index.php/bmra/index	https://bmrajournal.columbiasouthern.edu/index.php/bmra/index	PROPN
bmra-3898	920	2	https://bmrajournal.columbiasouthern.edu/index.php/bmra/index	https://bmrajournal.columbiasouthern.edu/index.php/bmra/index	PROPN
bmra-3898	920	3	http://www.adpn.org/	http://www.adpn.org/	PROPN
bmra-3898	920	4	http://creativecommons.org/licenses/by-nd/4.0/	http://creativecommons.org/licenses/by-nd/4.0/	PROPN
bmra-3898	920	5	http://creativecommons.org/licenses/by-nd/4.0/	http://creativecommons.org/licenses/by-nd/4.0/	PRON
bmra-3898	920	6	http://creativecommons.org/licenses/by-nd/4.0/	http://creativecommons.org/licenses/by-nd/4.0/	NOUN