id	sid	tid	token	lemma	pos
ctmj-132	1	1	issn	issn	PROPN
ctmj-132	1	2	:	:	PUNCT
ctmj-132	1	3	2693	2693	NUM
ctmj-132	1	4	6356	6356	NUM
ctmj-132	1	5	2022	2022	NUM
ctmj-132	1	6	|	|	ADV
ctmj-132	1	7	vol	vol	NOUN
ctmj-132	1	8	5	5	NUM
ctmj-132	1	9	|	|	ADV
ctmj-132	1	10	issue	issue	VERB
ctmj-132	1	11	6	6	NUM
ctmj-132	1	12	the	the	DET
ctmj-132	1	13	function	function	NOUN
ctmj-132	1	14	of	of	ADP
ctmj-132	1	15	commercial	commercial	ADJ
ctmj-132	1	16	banks	bank	NOUN
ctmj-132	1	17	in	in	ADP
ctmj-132	1	18	promoting	promote	VERB
ctmj-132	1	19	financial	financial	ADJ
ctmj-132	1	20	inclusion	inclusion	NOUN
ctmj-132	1	21	in	in	ADP
ctmj-132	1	22	india	india	PROPN
ctmj-132	1	23	dr	dr	PROPN
ctmj-132	1	24	.	.	PROPN
ctmj-132	1	25	v	v	PROPN
ctmj-132	1	26	l.	l.	PROPN
ctmj-132	1	27	raju	raju	PROPN
ctmj-132	1	28	,	,	PUNCT
ctmj-132	1	29	associate	associate	ADJ
ctmj-132	1	30	professor	professor	PROPN
ctmj-132	1	31	vathsalya	vathsalya	PROPN
ctmj-132	1	32	institute	institute	PROPN
ctmj-132	1	33	of	of	ADP
ctmj-132	1	34	science&technology	science&technology	PROPN
ctmj-132	1	35	abstract	abstract	PROPN
ctmj-132	1	36	:	:	PUNCT
ctmj-132	1	37	a	a	DET
ctmj-132	1	38	commercial	commercial	ADJ
ctmj-132	1	39	bank	bank	NOUN
ctmj-132	1	40	is	be	AUX
ctmj-132	1	41	a	a	DET
ctmj-132	1	42	type	type	NOUN
ctmj-132	1	43	of	of	ADP
ctmj-132	1	44	bank	bank	NOUN
ctmj-132	1	45	that	that	PRON
ctmj-132	1	46	provides	provide	VERB
ctmj-132	1	47	services	service	NOUN
ctmj-132	1	48	such	such	ADJ
ctmj-132	1	49	as	as	ADP
ctmj-132	1	50	accepting	accept	VERB
ctmj-132	1	51	deposits	deposit	NOUN
ctmj-132	1	52	,	,	PUNCT
ctmj-132	1	53	loans	loan	NOUN
ctmj-132	1	54	,	,	PUNCT
ctmj-132	1	55	and	and	CCONJ
ctmj-132	1	56	offering	offer	VERB
ctmj-132	1	57	basic	basic	ADJ
ctmj-132	1	58	investment	investment	NOUN
ctmj-132	1	59	products	product	NOUN
ctmj-132	1	60	that	that	PRON
ctmj-132	1	61	is	be	AUX
ctmj-132	1	62	operated	operate	VERB
ctmj-132	1	63	as	as	ADP
ctmj-132	1	64	a	a	DET
ctmj-132	1	65	business	business	NOUN
ctmj-132	1	66	for	for	ADP
ctmj-132	1	67	profit	profit	NOUN
ctmj-132	1	68	.	.	PUNCT
ctmj-132	2	1	it	it	PRON
ctmj-132	2	2	can	can	AUX
ctmj-132	2	3	also	also	ADV
ctmj-132	2	4	refer	refer	VERB
ctmj-132	2	5	to	to	ADP
ctmj-132	2	6	a	a	DET
ctmj-132	2	7	bank	bank	NOUN
ctmj-132	2	8	,	,	PUNCT
ctmj-132	2	9	or	or	CCONJ
ctmj-132	2	10	a	a	DET
ctmj-132	2	11	division	division	NOUN
ctmj-132	2	12	of	of	ADP
ctmj-132	2	13	a	a	DET
ctmj-132	2	14	large	large	ADJ
ctmj-132	2	15	bank	bank	NOUN
ctmj-132	2	16	,	,	PUNCT
ctmj-132	2	17	which	which	PRON
ctmj-132	2	18	deals	deal	VERB
ctmj-132	2	19	with	with	ADP
ctmj-132	2	20	large	large	ADJ
ctmj-132	2	21	/middle	/middle	ADJ
ctmj-132	2	22	-	-	PUNCT
ctmj-132	2	23	sized	sized	ADJ
ctmj-132	2	24	business	business	NOUN
ctmj-132	2	25	to	to	PART
ctmj-132	2	26	differentiate	differentiate	VERB
ctmj-132	2	27	it	it	PRON
ctmj-132	2	28	from	from	ADP
ctmj-132	2	29	a	a	DET
ctmj-132	2	30	retail	retail	ADJ
ctmj-132	2	31	bank	bank	NOUN
ctmj-132	2	32	and	and	CCONJ
ctmj-132	2	33	an	an	DET
ctmj-132	2	34	investment	investment	NOUN
ctmj-132	2	35	bank	bank	NOUN
ctmj-132	2	36	.	.	PUNCT
ctmj-132	3	1	a	a	DET
ctmj-132	3	2	bank	bank	NOUN
ctmj-132	3	3	is	be	AUX
ctmj-132	3	4	a	a	DET
ctmj-132	3	5	financial	financial	ADJ
ctmj-132	3	6	institution	institution	NOUN
ctmj-132	3	7	that	that	PRON
ctmj-132	3	8	provides	provide	VERB
ctmj-132	3	9	banking	banking	NOUN
ctmj-132	3	10	and	and	CCONJ
ctmj-132	3	11	other	other	ADJ
ctmj-132	3	12	financial	financial	ADJ
ctmj-132	3	13	services	service	NOUN
ctmj-132	3	14	to	to	ADP
ctmj-132	3	15	their	their	PRON
ctmj-132	3	16	customers	customer	NOUN
ctmj-132	3	17	.	.	PUNCT
ctmj-132	4	1	a	a	DET
ctmj-132	4	2	bank	bank	NOUN
ctmj-132	4	3	is	be	AUX
ctmj-132	4	4	generally	generally	ADV
ctmj-132	4	5	understood	understand	VERB
ctmj-132	4	6	as	as	ADP
ctmj-132	4	7	an	an	DET
ctmj-132	4	8	institution	institution	NOUN
ctmj-132	4	9	which	which	PRON
ctmj-132	4	10	provides	provide	VERB
ctmj-132	4	11	fundamental	fundamental	ADJ
ctmj-132	4	12	banking	banking	NOUN
ctmj-132	4	13	services	service	NOUN
ctmj-132	4	14	such	such	ADJ
ctmj-132	4	15	as	as	ADP
ctmj-132	4	16	accepting	accept	VERB
ctmj-132	4	17	deposits	deposit	NOUN
ctmj-132	4	18	and	and	CCONJ
ctmj-132	4	19	providing	provide	VERB
ctmj-132	4	20	loans.indian	loans.indian	ADJ
ctmj-132	4	21	banking	banking	NOUN
ctmj-132	4	22	regulation	regulation	NOUN
ctmj-132	4	23	act	act	NOUN
ctmj-132	4	24	1949	1949	NUM
ctmj-132	4	25	section	section	NOUN
ctmj-132	4	26	of	of	ADP
ctmj-132	4	27	the	the	DET
ctmj-132	4	28	banking	banking	NOUN
ctmj-132	4	29	regulation	regulation	NOUN
ctmj-132	4	30	act	act	NOUN
ctmj-132	4	31	1949	1949	NUM
ctmj-132	4	32	banking	banking	NOUN
ctmj-132	4	33	is	be	AUX
ctmj-132	4	34	defined	define	VERB
ctmj-132	4	35	as	as	ADP
ctmj-132	4	36	:	:	PUNCT
ctmj-132	4	37	“	"	PUNCT
ctmj-132	4	38	accepting	accept	VERB
ctmj-132	4	39	for	for	ADP
ctmj-132	4	40	the	the	DET
ctmj-132	4	41	purpose	purpose	NOUN
ctmj-132	4	42	of	of	ADP
ctmj-132	4	43	the	the	DET
ctmj-132	4	44	landing	landing	NOUN
ctmj-132	4	45	of	of	ADP
ctmj-132	4	46	investment	investment	NOUN
ctmj-132	4	47	of	of	ADP
ctmj-132	4	48	deposits	deposit	NOUN
ctmj-132	4	49	of	of	ADP
ctmj-132	4	50	money	money	NOUN
ctmj-132	4	51	from	from	ADP
ctmj-132	4	52	public	public	PROPN
ctmj-132	4	53	repayable	repayable	ADJ
ctmj-132	4	54	on	on	ADP
ctmj-132	4	55	demand	demand	NOUN
ctmj-132	4	56	or	or	CCONJ
ctmj-132	4	57	other	other	ADJ
ctmj-132	4	58	wise	wise	ADJ
ctmj-132	4	59	and	and	CCONJ
ctmj-132	4	60	withdraw	withdraw	VERB
ctmj-132	4	61	able	able	ADJ
ctmj-132	4	62	by	by	ADP
ctmj-132	4	63	cheques	cheque	NOUN
ctmj-132	4	64	,	,	PUNCT
ctmj-132	4	65	draft	draft	NOUN
ctmj-132	4	66	,	,	PUNCT
ctmj-132	4	67	order	order	NOUN
ctmj-132	4	68	or	or	CCONJ
ctmj-132	4	69	otherwise	otherwise	ADV
ctmj-132	4	70	.	.	PUNCT
ctmj-132	5	1	”a	”a	ADJ
ctmj-132	5	2	bank	bank	PROPN
ctmj-132	5	3	is	be	AUX
ctmj-132	5	4	an	an	DET
ctmj-132	5	5	institution	institution	NOUN
ctmj-132	5	6	whose	whose	DET
ctmj-132	5	7	debts	debt	NOUN
ctmj-132	5	8	are	be	AUX
ctmj-132	5	9	widely	widely	ADV
ctmj-132	5	10	accepted	accept	VERB
ctmj-132	5	11	in	in	ADP
ctmj-132	5	12	settlement	settlement	NOUN
ctmj-132	5	13	of	of	ADP
ctmj-132	5	14	other	other	ADJ
ctmj-132	5	15	people	people	NOUN
ctmj-132	5	16	's	's	PART
ctmj-132	5	17	debts	debt	NOUN
ctmj-132	5	18	to	to	ADP
ctmj-132	5	19	each	each	DET
ctmj-132	5	20	other	other	ADJ
ctmj-132	5	21	.	.	PUNCT
ctmj-132	5	22	"	"	PUNCT
ctmj-132	6	1	in	in	ADP
ctmj-132	6	2	this	this	DET
ctmj-132	6	3	definition	definition	NOUN
ctmj-132	6	4	sayers	sayer	NOUN
ctmj-132	6	5	has	have	AUX
ctmj-132	6	6	emphasized	emphasize	VERB
ctmj-132	6	7	the	the	DET
ctmj-132	6	8	transactions	transaction	NOUN
ctmj-132	6	9	from	from	ADP
ctmj-132	6	10	debts	debt	NOUN
ctmj-132	6	11	which	which	PRON
ctmj-132	6	12	are	be	AUX
ctmj-132	6	13	raised	raise	VERB
ctmj-132	6	14	by	by	ADP
ctmj-132	6	15	a	a	DET
ctmj-132	6	16	financial	financial	ADJ
ctmj-132	6	17	institution.commercial	institution.commercial	PROPN
ctmj-132	6	18	bank	bank	NOUN
ctmj-132	6	19	being	be	AUX
ctmj-132	6	20	the	the	DET
ctmj-132	6	21	financial	financial	ADJ
ctmj-132	6	22	institution	institution	NOUN
ctmj-132	6	23	performs	perform	VERB
ctmj-132	6	24	diverse	diverse	ADJ
ctmj-132	6	25	types	type	NOUN
ctmj-132	6	26	of	of	ADP
ctmj-132	6	27	functions	function	NOUN
ctmj-132	6	28	.	.	PUNCT
ctmj-132	7	1	it	it	PRON
ctmj-132	7	2	satisfies	satisfy	VERB
ctmj-132	7	3	the	the	DET
ctmj-132	7	4	financial	financial	ADJ
ctmj-132	7	5	needs	need	NOUN
ctmj-132	7	6	of	of	ADP
ctmj-132	7	7	the	the	DET
ctmj-132	7	8	sectors	sector	NOUN
ctmj-132	7	9	such	such	ADJ
ctmj-132	7	10	as	as	ADP
ctmj-132	7	11	agriculture	agriculture	NOUN
ctmj-132	7	12	,	,	PUNCT
ctmj-132	7	13	industry	industry	NOUN
ctmj-132	7	14	,	,	PUNCT
ctmj-132	7	15	trade	trade	NOUN
ctmj-132	7	16	,	,	PUNCT
ctmj-132	7	17	communication	communication	NOUN
ctmj-132	7	18	,	,	PUNCT
ctmj-132	7	19	etc	etc	X
ctmj-132	7	20	.	.	X
ctmj-132	7	21	that	that	PRON
ctmj-132	7	22	means	mean	VERB
ctmj-132	7	23	they	they	PRON
ctmj-132	7	24	play	play	VERB
ctmj-132	7	25	very	very	ADV
ctmj-132	7	26	significant	significant	ADJ
ctmj-132	7	27	role	role	NOUN
ctmj-132	7	28	in	in	ADP
ctmj-132	7	29	a	a	DET
ctmj-132	7	30	process	process	NOUN
ctmj-132	7	31	of	of	ADP
ctmj-132	7	32	economic	economic	ADJ
ctmj-132	7	33	social	social	ADJ
ctmj-132	7	34	needs.the	needs.the	DET
ctmj-132	7	35	functions	function	NOUN
ctmj-132	7	36	performed	perform	VERB
ctmj-132	7	37	by	by	ADP
ctmj-132	7	38	banks	bank	NOUN
ctmj-132	7	39	are	be	AUX
ctmj-132	7	40	changing	change	VERB
ctmj-132	7	41	according	accord	VERB
ctmj-132	7	42	to	to	ADP
ctmj-132	7	43	change	change	NOUN
ctmj-132	7	44	in	in	ADP
ctmj-132	7	45	time	time	NOUN
ctmj-132	7	46	and	and	CCONJ
ctmj-132	7	47	recently	recently	ADV
ctmj-132	7	48	they	they	PRON
ctmj-132	7	49	are	be	AUX
ctmj-132	7	50	becoming	become	VERB
ctmj-132	7	51	customer	customer	NOUN
ctmj-132	7	52	centric	centric	NOUN
ctmj-132	7	53	and	and	CCONJ
ctmj-132	7	54	widening	widen	VERB
ctmj-132	7	55	their	their	PRON
ctmj-132	7	56	functions	function	NOUN
ctmj-132	7	57	.	.	PUNCT
ctmj-132	8	1	generally	generally	ADV
ctmj-132	8	2	the	the	DET
ctmj-132	8	3	functions	function	NOUN
ctmj-132	8	4	of	of	ADP
ctmj-132	8	5	commercial	commercial	ADJ
ctmj-132	8	6	banks	bank	NOUN
ctmj-132	8	7	are	be	AUX
ctmj-132	8	8	divided	divide	VERB
ctmj-132	8	9	into	into	ADP
ctmj-132	8	10	two	two	NUM
ctmj-132	8	11	categories	category	NOUN
ctmj-132	8	12	viz	viz	PROPN
ctmj-132	8	13	.	.	PUNCT
ctmj-132	9	1	primary	primary	ADJ
ctmj-132	9	2	functions	function	NOUN
ctmj-132	9	3	and	and	CCONJ
ctmj-132	9	4	the	the	DET
ctmj-132	9	5	secondary	secondary	ADJ
ctmj-132	9	6	functions	function	NOUN
ctmj-132	9	7	.	.	PUNCT
ctmj-132	10	1	keywords	keyword	NOUN
ctmj-132	10	2	:	:	PUNCT
ctmj-132	10	3	savings	saving	NOUN
ctmj-132	10	4	,	,	PUNCT
ctmj-132	10	5	customers	customer	NOUN
ctmj-132	10	6	,	,	PUNCT
ctmj-132	10	7	loans	loan	NOUN
ctmj-132	10	8	,	,	PUNCT
ctmj-132	10	9	sustainable	sustainable	ADJ
ctmj-132	10	10	,	,	PUNCT
ctmj-132	10	11	financial	financial	ADJ
ctmj-132	10	12	serv	serv	X
ctmj-132	10	13	preamble	preamble	VERB
ctmj-132	10	14	:	:	PUNCT
ctmj-132	10	15	a	a	DET
ctmj-132	10	16	commercial	commercial	ADJ
ctmj-132	10	17	bank	bank	NOUN
ctmj-132	10	18	is	be	AUX
ctmj-132	10	19	a	a	DET
ctmj-132	10	20	financial	financial	ADJ
ctmj-132	10	21	institution	institution	NOUN
ctmj-132	10	22	that	that	PRON
ctmj-132	10	23	grants	grant	VERB
ctmj-132	10	24	loans	loan	NOUN
ctmj-132	10	25	,	,	PUNCT
ctmj-132	10	26	accepts	accept	VERB
ctmj-132	10	27	deposits	deposit	NOUN
ctmj-132	10	28	,	,	PUNCT
ctmj-132	10	29	and	and	CCONJ
ctmj-132	10	30	offers	offer	VERB
ctmj-132	10	31	basic	basic	ADJ
ctmj-132	10	32	financial	financial	ADJ
ctmj-132	10	33	products	product	NOUN
ctmj-132	10	34	like	like	ADP
ctmj-132	10	35	savings	saving	NOUN
ctmj-132	10	36	accounts	account	NOUN
ctmj-132	10	37	and	and	CCONJ
ctmj-132	10	38	certificates	certificate	NOUN
ctmj-132	10	39	of	of	ADP
ctmj-132	10	40	deposit	deposit	NOUN
ctmj-132	10	41	to	to	ADP
ctmj-132	10	42	individuals	individual	NOUN
ctmj-132	10	43	and	and	CCONJ
ctmj-132	10	44	businesses	business	NOUN
ctmj-132	10	45	.	.	PUNCT
ctmj-132	11	1	it	it	PRON
ctmj-132	11	2	makes	make	VERB
ctmj-132	11	3	money	money	NOUN
ctmj-132	11	4	primarily	primarily	ADV
ctmj-132	11	5	by	by	ADP
ctmj-132	11	6	providing	provide	VERB
ctmj-132	11	7	different	different	ADJ
ctmj-132	11	8	types	type	NOUN
ctmj-132	11	9	of	of	ADP
ctmj-132	11	10	loans	loan	NOUN
ctmj-132	11	11	to	to	ADP
ctmj-132	11	12	customers	customer	NOUN
ctmj-132	11	13	and	and	CCONJ
ctmj-132	11	14	charging	charge	VERB
ctmj-132	11	15	interest.the	interest.the	DET
ctmj-132	11	16	bank	bank	NOUN
ctmj-132	11	17	’s	’s	PART
ctmj-132	11	18	funds	fund	NOUN
ctmj-132	11	19	come	come	VERB
ctmj-132	11	20	from	from	ADP
ctmj-132	11	21	money	money	NOUN
ctmj-132	11	22	deposited	deposit	VERB
ctmj-132	11	23	by	by	ADP
ctmj-132	11	24	the	the	DET
ctmj-132	11	25	bank	bank	NOUN
ctmj-132	11	26	customers	customer	NOUN
ctmj-132	11	27	in	in	ADP
ctmj-132	11	28	saving	save	VERB
ctmj-132	11	29	accounts	account	NOUN
ctmj-132	11	30	,	,	PUNCT
ctmj-132	11	31	checking	check	VERB
ctmj-132	11	32	accounts	account	NOUN
ctmj-132	11	33	,	,	PUNCT
ctmj-132	11	34	money	money	NOUN
ctmj-132	11	35	market	market	NOUN
ctmj-132	11	36	accounts	account	NOUN
ctmj-132	11	37	and	and	CCONJ
ctmj-132	11	38	certificates	certificate	NOUN
ctmj-132	11	39	of	of	ADP
ctmj-132	11	40	deposit	deposit	NOUN
ctmj-132	11	41	(	(	PUNCT
ctmj-132	11	42	cds	cds	PROPN
ctmj-132	11	43	)	)	PUNCT
ctmj-132	11	44	.	.	PUNCT
ctmj-132	12	1	the	the	DET
ctmj-132	12	2	depositors	depositor	NOUN
ctmj-132	12	3	earn	earn	VERB
ctmj-132	12	4	interest	interest	NOUN
ctmj-132	12	5	on	on	ADP
ctmj-132	12	6	their	their	PRON
ctmj-132	12	7	deposits	deposit	NOUN
ctmj-132	12	8	with	with	ADP
ctmj-132	12	9	the	the	DET
ctmj-132	12	10	bank.however	bank.however	NOUN
ctmj-132	12	11	,	,	PUNCT
ctmj-132	12	12	the	the	DET
ctmj-132	12	13	interest	interest	NOUN
ctmj-132	12	14	paid	pay	VERB
ctmj-132	12	15	to	to	ADP
ctmj-132	12	16	depositors	depositor	NOUN
ctmj-132	12	17	is	be	AUX
ctmj-132	12	18	less	less	ADJ
ctmj-132	12	19	than	than	ADP
ctmj-132	12	20	the	the	DET
ctmj-132	12	21	interest	interest	NOUN
ctmj-132	12	22	rate	rate	NOUN
ctmj-132	12	23	charged	charge	VERB
ctmj-132	12	24	to	to	ADP
ctmj-132	12	25	borrowers	borrower	NOUN
ctmj-132	12	26	.	.	PUNCT
ctmj-132	13	1	some	some	PRON
ctmj-132	13	2	of	of	ADP
ctmj-132	13	3	the	the	DET
ctmj-132	13	4	loans	loan	NOUN
ctmj-132	13	5	offered	offer	VERB
ctmj-132	13	6	by	by	ADP
ctmj-132	13	7	a	a	DET
ctmj-132	13	8	commercial	commercial	ADJ
ctmj-132	13	9	bank	bank	NOUN
ctmj-132	13	10	include	include	VERB
ctmj-132	13	11	motor	motor	NOUN
ctmj-132	13	12	vehicle	vehicle	NOUN
ctmj-132	13	13	loans	loan	NOUN
ctmj-132	13	14	,	,	PUNCT
ctmj-132	13	15	mortgages	mortgage	NOUN
ctmj-132	13	16	,	,	PUNCT
ctmj-132	13	17	business	business	NOUN
ctmj-132	13	18	loans	loan	NOUN
ctmj-132	13	19	,	,	PUNCT
ctmj-132	13	20	and	and	CCONJ
ctmj-132	13	21	personal	personal	ADJ
ctmj-132	13	22	loans.the	loans.the	DET
ctmj-132	13	23	commercial	commercial	ADJ
ctmj-132	13	24	banks	bank	NOUN
ctmj-132	13	25	help	help	VERB
ctmj-132	13	26	in	in	ADP
ctmj-132	13	27	mobilising	mobilise	VERB
ctmj-132	13	28	savings	saving	NOUN
ctmj-132	13	29	through	through	ADP
ctmj-132	13	30	network	network	NOUN
ctmj-132	13	31	of	of	ADP
ctmj-132	13	32	branch	branch	NOUN
ctmj-132	13	33	banking	banking	NOUN
ctmj-132	13	34	.	.	PUNCT
ctmj-132	14	1	people	people	NOUN
ctmj-132	14	2	in	in	ADP
ctmj-132	14	3	developing	develop	VERB
ctmj-132	14	4	countries	country	NOUN
ctmj-132	14	5	have	have	VERB
ctmj-132	14	6	low	low	ADJ
ctmj-132	14	7	incomes	income	NOUN
ctmj-132	14	8	but	but	CCONJ
ctmj-132	14	9	the	the	DET
ctmj-132	14	10	banks	bank	NOUN
ctmj-132	14	11	induce	induce	VERB
ctmj-132	14	12	them	they	PRON
ctmj-132	14	13	to	to	PART
ctmj-132	14	14	save	save	VERB
ctmj-132	14	15	by	by	ADP
ctmj-132	14	16	introducing	introduce	VERB
ctmj-132	14	17	variety	variety	NOUN
ctmj-132	14	18	of	of	ADP
ctmj-132	14	19	deposit	deposit	NOUN
ctmj-132	14	20	schemes	scheme	NOUN
ctmj-132	14	21	to	to	PART
ctmj-132	14	22	suit	suit	VERB
ctmj-132	14	23	the	the	DET
ctmj-132	14	24	needs	need	NOUN
ctmj-132	14	25	of	of	ADP
ctmj-132	14	26	individual	individual	ADJ
ctmj-132	14	27	depositors.they	depositors.they	PROPN
ctmj-132	14	28	also	also	ADV
ctmj-132	14	29	mobilise	mobilise	VERB
ctmj-132	14	30	idle	idle	ADJ
ctmj-132	14	31	savings	saving	NOUN
ctmj-132	14	32	of	of	ADP
ctmj-132	14	33	the	the	DET
ctmj-132	14	34	few	few	ADJ
ctmj-132	14	35	rich	rich	ADJ
ctmj-132	14	36	.	.	PUNCT
ctmj-132	15	1	by	by	ADP
ctmj-132	15	2	mobilising	mobilise	VERB
ctmj-132	15	3	savings	saving	NOUN
ctmj-132	15	4	,	,	PUNCT
ctmj-132	15	5	the	the	DET
ctmj-132	15	6	banks	bank	NOUN
ctmj-132	15	7	channelise	channelise	VERB
ctmj-132	15	8	them	they	PRON
ctmj-132	15	9	into	into	ADP
ctmj-132	15	10	productive	productive	ADJ
ctmj-132	15	11	investments	investment	NOUN
ctmj-132	15	12	.	.	PUNCT
ctmj-132	16	1	thus	thus	ADV
ctmj-132	16	2	they	they	PRON
ctmj-132	16	3	help	help	VERB
ctmj-132	16	4	in	in	ADP
ctmj-132	16	5	the	the	DET
ctmj-132	16	6	capital	capital	NOUN
ctmj-132	16	7	formation	formation	NOUN
ctmj-132	16	8	of	of	ADP
ctmj-132	16	9	a	a	DET
ctmj-132	16	10	developing	develop	VERB
ctmj-132	16	11	country	country	NOUN
ctmj-132	16	12	.	.	PUNCT
ctmj-132	17	1	deposits	deposit	NOUN
ctmj-132	17	2	which	which	PRON
ctmj-132	17	3	can	can	AUX
ctmj-132	17	4	be	be	AUX
ctmj-132	17	5	withdrawn	withdraw	VERB
ctmj-132	17	6	on	on	ADP
ctmj-132	17	7	demand	demand	NOUN
ctmj-132	17	8	by	by	ADP
ctmj-132	17	9	depositors	depositor	NOUN
ctmj-132	17	10	are	be	AUX
ctmj-132	17	11	called	call	VERB
ctmj-132	17	12	demand	demand	NOUN
ctmj-132	17	13	deposits	deposit	NOUN
ctmj-132	17	14	,	,	PUNCT
ctmj-132	17	15	e.g.	e.g.	ADV
ctmj-132	17	16	,	,	PUNCT
ctmj-132	17	17	current	current	ADJ
ctmj-132	17	18	account	account	NOUN
ctmj-132	17	19	deposits	deposit	NOUN
ctmj-132	17	20	are	be	AUX
ctmj-132	17	21	called	call	VERB
ctmj-132	17	22	demand	demand	NOUN
ctmj-132	17	23	deposits	deposit	NOUN
ctmj-132	17	24	because	because	SCONJ
ctmj-132	17	25	they	they	PRON
ctmj-132	17	26	are	be	AUX
ctmj-132	17	27	payable	payable	ADJ
ctmj-132	17	28	on	on	ADP
ctmj-132	17	29	demand	demand	NOUN
ctmj-132	17	30	but	but	CCONJ
ctmj-132	17	31	saving	save	VERB
ctmj-132	17	32	account	account	NOUN
ctmj-132	17	33	deposits	deposit	NOUN
ctmj-132	17	34	do	do	AUX
ctmj-132	17	35	not	not	PART
ctmj-132	17	36	qualify	qualify	VERB
ctmj-132	17	37	because	because	SCONJ
ctmj-132	17	38	of	of	ADP
ctmj-132	17	39	certain	certain	ADJ
ctmj-132	17	40	conditions	condition	NOUN
ctmj-132	17	41	on	on	ADP
ctmj-132	17	42	withdrawal.no	withdrawal.no	NUM
ctmj-132	17	43	interest	interest	NOUN
ctmj-132	17	44	is	be	AUX
ctmj-132	17	45	paid	pay	VERB
ctmj-132	17	46	on	on	ADP
ctmj-132	17	47	them	they	PRON
ctmj-132	17	48	.	.	PUNCT
ctmj-132	18	1	term	term	NOUN
ctmj-132	18	2	deposits	deposit	NOUN
ctmj-132	18	3	,	,	PUNCT
ctmj-132	18	4	also	also	ADV
ctmj-132	18	5	called	call	VERB
ctmj-132	18	6	time	time	NOUN
ctmj-132	18	7	deposits	deposit	NOUN
ctmj-132	18	8	,	,	PUNCT
ctmj-132	18	9	are	be	AUX
ctmj-132	18	10	deposits	deposit	NOUN
ctmj-132	18	11	which	which	PRON
ctmj-132	18	12	are	be	AUX
ctmj-132	18	13	payable	payable	ADJ
ctmj-132	18	14	only	only	ADV
ctmj-132	18	15	after	after	ADP
ctmj-132	18	16	the	the	DET
ctmj-132	18	17	expiry	expiry	NOUN
ctmj-132	18	18	of	of	ADP
ctmj-132	18	19	the	the	DET
ctmj-132	18	20	specified	specified	ADJ
ctmj-132	18	21	period	period	NOUN
ctmj-132	18	22	.	.	PUNCT
ctmj-132	19	1	the	the	DET
ctmj-132	19	2	most	most	ADV
ctmj-132	19	3	important	important	ADJ
ctmj-132	19	4	activity	activity	NOUN
ctmj-132	19	5	of	of	ADP
ctmj-132	19	6	a	a	DET
ctmj-132	19	7	commercial	commercial	ADJ
ctmj-132	19	8	bank	bank	NOUN
ctmj-132	19	9	is	be	AUX
ctmj-132	19	10	to	to	PART
ctmj-132	19	11	mobilise	mobilise	VERB
ctmj-132	19	12	deposits	deposit	NOUN
ctmj-132	19	13	from	from	ADP
ctmj-132	19	14	the	the	DET
ctmj-132	19	15	public.people	public.people	NOUN
ctmj-132	19	16	who	who	PRON
ctmj-132	19	17	have	have	VERB
ctmj-132	19	18	surplus	surplus	ADJ
ctmj-132	19	19	income	income	NOUN
ctmj-132	19	20	and	and	CCONJ
ctmj-132	19	21	savings	saving	NOUN
ctmj-132	19	22	find	find	VERB
ctmj-132	19	23	it	it	PRON
ctmj-132	19	24	convenient	convenient	ADJ
ctmj-132	19	25	to	to	PART
ctmj-132	19	26	deposit	deposit	VERB
ctmj-132	19	27	the	the	DET
ctmj-132	19	28	amounts	amount	NOUN
ctmj-132	19	29	with	with	ADP
ctmj-132	19	30	banks	bank	NOUN
ctmj-132	19	31	.	.	PUNCT
ctmj-132	20	1	depending	depend	VERB
ctmj-132	20	2	upon	upon	SCONJ
ctmj-132	20	3	the	the	DET
ctmj-132	20	4	nature	nature	NOUN
ctmj-132	20	5	of	of	ADP
ctmj-132	20	6	deposits	deposit	NOUN
ctmj-132	20	7	,	,	PUNCT
ctmj-132	20	8	funds	fund	NOUN
ctmj-132	20	9	deposited	deposit	VERB
ctmj-132	20	10	with	with	ADP
ctmj-132	20	11	bank	bank	NOUN
ctmj-132	20	12	also	also	ADV
ctmj-132	20	13	earn	earn	VERB
ctmj-132	20	14	interest	interest	NOUN
ctmj-132	20	15	.	.	PUNCT
ctmj-132	21	1	thus	thus	ADV
ctmj-132	21	2	,	,	PUNCT
ctmj-132	21	3	deposits	deposit	NOUN
ctmj-132	21	4	with	with	ADP
ctmj-132	21	5	the	the	DET
ctmj-132	21	6	bank	bank	NOUN
ctmj-132	21	7	grow	grow	VERB
ctmj-132	21	8	along	along	ADP
ctmj-132	21	9	with	with	ADP
ctmj-132	21	10	the	the	DET
ctmj-132	21	11	interest	interest	NOUN
ctmj-132	21	12	earned.if	earned.if	PROPN
ctmj-132	21	13	the	the	DET
ctmj-132	21	14	rate	rate	NOUN
ctmj-132	21	15	of	of	ADP
ctmj-132	21	16	interest	interest	NOUN
ctmj-132	21	17	is	be	AUX
ctmj-132	21	18	higher	high	ADJ
ctmj-132	21	19	,	,	PUNCT
ctmj-132	21	20	public	public	ADJ
ctmj-132	21	21	are	be	AUX
ctmj-132	21	22	motivated	motivate	VERB
ctmj-132	21	23	to	to	PART
ctmj-132	21	24	deposit	deposit	VERB
ctmj-132	21	25	more	more	ADJ
ctmj-132	21	26	funds	fund	NOUN
ctmj-132	21	27	with	with	ADP
ctmj-132	21	28	the	the	DET
ctmj-132	21	29	bank	bank	NOUN
ctmj-132	21	30	.	.	PUNCT
ctmj-132	22	1	there	there	PRON
ctmj-132	22	2	is	be	VERB
ctmj-132	22	3	also	also	ADV
ctmj-132	22	4	safety	safety	NOUN
ctmj-132	22	5	of	of	ADP
ctmj-132	22	6	funds	fund	NOUN
ctmj-132	22	7	deposited	deposit	VERB
ctmj-132	22	8	with	with	ADP
ctmj-132	22	9	the	the	DET
ctmj-132	22	10	bank	bank	NOUN
ctmj-132	22	11	.	.	PUNCT
ctmj-132	23	1	an	an	DET
ctmj-132	23	2	advance	advance	NOUN
ctmj-132	23	3	is	be	AUX
ctmj-132	23	4	a	a	DET
ctmj-132	23	5	credit	credit	NOUN
ctmj-132	23	6	facility	facility	NOUN
ctmj-132	23	7	provided	provide	VERB
ctmj-132	23	8	by	by	ADP
ctmj-132	23	9	the	the	DET
ctmj-132	23	10	bank	bank	NOUN
ctmj-132	23	11	to	to	ADP
ctmj-132	23	12	its	its	PRON
ctmj-132	23	13	customers.it	customers.it	PROPN
ctmj-132	23	14	differs	differ	NOUN
ctmj-132	23	15	from	from	ADP
ctmj-132	23	16	loan	loan	NOUN
ctmj-132	23	17	in	in	ADP
ctmj-132	23	18	the	the	DET
ctmj-132	23	19	sense	sense	NOUN
ctmj-132	23	20	that	that	SCONJ
ctmj-132	23	21	loans	loan	NOUN
ctmj-132	23	22	may	may	AUX
ctmj-132	23	23	be	be	AUX
ctmj-132	23	24	granted	grant	VERB
ctmj-132	23	25	for	for	ADP
ctmj-132	23	26	longer	long	ADJ
ctmj-132	23	27	period	period	NOUN
ctmj-132	23	28	,	,	PUNCT
ctmj-132	23	29	but	but	CCONJ
ctmj-132	23	30	advances	advance	NOUN
ctmj-132	23	31	are	be	AUX
ctmj-132	23	32	normally	normally	ADV
ctmj-132	23	33	granted	grant	VERB
ctmj-132	23	34	for	for	ADP
ctmj-132	23	35	a	a	DET
ctmj-132	23	36	short	short	ADJ
ctmj-132	23	37	period	period	NOUN
ctmj-132	23	38	of	of	ADP
ctmj-132	23	39	time	time	NOUN
ctmj-132	23	40	.	.	PUNCT
ctmj-132	24	1	further	far	ADV
ctmj-132	24	2	the	the	DET
ctmj-132	24	3	purpose	purpose	NOUN
ctmj-132	24	4	of	of	ADP
ctmj-132	24	5	granting	grant	VERB
ctmj-132	24	6	advances	advance	NOUN
ctmj-132	24	7	is	be	AUX
ctmj-132	24	8	to	to	PART
ctmj-132	24	9	meet	meet	VERB
ctmj-132	24	10	the	the	DET
ctmj-132	24	11	day	day	NOUN
ctmj-132	24	12	to	to	ADP
ctmj-132	24	13	day	day	NOUN
ctmj-132	24	14	requirements	requirement	NOUN
ctmj-132	24	15	of	of	ADP
ctmj-132	24	16	business.the	business.the	DET
ctmj-132	24	17	rate	rate	NOUN
ctmj-132	24	18	of	of	ADP
ctmj-132	24	19	interest	interest	NOUN
ctmj-132	24	20	charged	charge	VERB
ctmj-132	24	21	on	on	ADP
ctmj-132	24	22	advances	advance	NOUN
ctmj-132	24	23	varies	varie	NOUN
ctmj-132	24	24	from	from	ADP
ctmj-132	24	25	bank	bank	PROPN
ctmj-132	24	26	to	to	ADP
ctmj-132	24	27	bank	bank	PROPN
ctmj-132	24	28	.	.	PUNCT
ctmj-132	25	1	interest	interest	NOUN
ctmj-132	25	2	is	be	AUX
ctmj-132	25	3	charged	charge	VERB
ctmj-132	25	4	only	only	ADV
ctmj-132	25	5	on	on	ADP
ctmj-132	25	6	the	the	DET
ctmj-132	25	7	amount	amount	NOUN
ctmj-132	25	8	withdrawn	withdraw	VERB
ctmj-132	25	9	and	and	CCONJ
ctmj-132	25	10	not	not	PART
ctmj-132	25	11	on	on	ADP
ctmj-132	25	12	the	the	DET
ctmj-132	25	13	sanctioned	sanction	VERB
ctmj-132	25	14	amount	amount	NOUN
ctmj-132	25	15	.	.	PUNCT
ctmj-132	26	1	history	history	NOUN
ctmj-132	26	2	of	of	ADP
ctmj-132	26	3	commercial	commercial	ADJ
ctmj-132	26	4	banks	bank	NOUN
ctmj-132	26	5	:	:	PUNCT
ctmj-132	26	6	ancient	ancient	ADJ
ctmj-132	26	7	india	india	PROPN
ctmj-132	26	8	:	:	PUNCT
ctmj-132	26	9	the	the	DET
ctmj-132	26	10	vedas	vedas	PROPN
ctmj-132	26	11	are	be	AUX
ctmj-132	26	12	the	the	DET
ctmj-132	26	13	earliest	early	ADJ
ctmj-132	26	14	indian	indian	ADJ
ctmj-132	26	15	texts	text	NOUN
ctmj-132	26	16	to	to	PART
ctmj-132	26	17	mention	mention	VERB
ctmj-132	26	18	the	the	DET
ctmj-132	26	19	concept	concept	NOUN
ctmj-132	26	20	of	of	ADP
ctmj-132	26	21	usury	usury	NOUN
ctmj-132	26	22	,	,	PUNCT
ctmj-132	26	23	with	with	ADP
ctmj-132	26	24	the	the	DET
ctmj-132	26	25	word	word	NOUN
ctmj-132	26	26	kusidin	kusidin	NOUN
ctmj-132	26	27	translated	translate	VERB
ctmj-132	26	28	as	as	ADP
ctmj-132	26	29	"	"	PUNCT
ctmj-132	26	30	usurer	usurer	ADJ
ctmj-132	26	31	"	"	PUNCT
ctmj-132	26	32	.	.	PUNCT
ctmj-132	27	1	the	the	DET
ctmj-132	27	2	sutras	sutra	NOUN
ctmj-132	27	3	and	and	CCONJ
ctmj-132	27	4	the	the	DET
ctmj-132	27	5	jatakas	jatakas	NOUN
ctmj-132	27	6	also	also	ADV
ctmj-132	27	7	mention	mention	VERB
ctmj-132	27	8	usury	usury	NOUN
ctmj-132	27	9	.	.	PUNCT
ctmj-132	28	1	texts	text	NOUN
ctmj-132	28	2	of	of	ADP
ctmj-132	28	3	this	this	DET
ctmj-132	28	4	period	period	NOUN
ctmj-132	28	5	also	also	ADV
ctmj-132	28	6	condemned	condemn	VERB
ctmj-132	28	7	usury	usury	NOUN
ctmj-132	28	8	:	:	PUNCT
ctmj-132	28	9	vasishtha	vasishtha	ADJ
ctmj-132	28	10	forbade	forbade	ADJ
ctmj-132	28	11	brahmin	brahmin	NOUN
ctmj-132	28	12	and	and	CCONJ
ctmj-132	28	13	kshatriya	kshatriya	NOUN
ctmj-132	28	14	varnas	varna	NOUN
ctmj-132	28	15	from	from	ADP
ctmj-132	28	16	participating	participate	VERB
ctmj-132	28	17	in	in	ADP
ctmj-132	28	18	usury	usury	NOUN
ctmj-132	28	19	.	.	PUNCT
ctmj-132	29	1	by	by	ADP
ctmj-132	29	2	the	the	DET
ctmj-132	29	3	2nd	2nd	ADJ
ctmj-132	29	4	century	century	NOUN
ctmj-132	29	5	ce	ce	PROPN
ctmj-132	29	6	,	,	PUNCT
ctmj-132	29	7	usury	usury	NOUN
ctmj-132	29	8	became	become	VERB
ctmj-132	29	9	more	more	ADV
ctmj-132	29	10	acceptable	acceptable	ADJ
ctmj-132	29	11	.	.	PUNCT
ctmj-132	30	1	the	the	DET
ctmj-132	30	2	manusmriti	manusmriti	ADV
ctmj-132	30	3	considered	consider	VERB
ctmj-132	30	4	usury	usury	NOUN
ctmj-132	30	5	an	an	DET
ctmj-132	30	6	acceptable	acceptable	ADJ
ctmj-132	30	7	means	mean	NOUN
ctmj-132	30	8	of	of	ADP
ctmj-132	30	9	acquiring	acquire	VERB
ctmj-132	30	10	wealth	wealth	NOUN
ctmj-132	30	11	or	or	CCONJ
ctmj-132	30	12	leading	lead	VERB
ctmj-132	30	13	a	a	DET
ctmj-132	30	14	livelihood.it	livelihood.it	NUM
ctmj-132	30	15	also	also	ADV
ctmj-132	30	16	considered	consider	VERB
ctmj-132	30	17	money	money	NOUN
ctmj-132	30	18	lending	lending	NOUN
ctmj-132	30	19	above	above	ADP
ctmj-132	30	20	a	a	DET
ctmj-132	30	21	certain	certain	ADJ
ctmj-132	30	22	rate	rate	NOUN
ctmj-132	30	23	and	and	CCONJ
ctmj-132	30	24	different	different	ADJ
ctmj-132	30	25	ceiling	ceiling	NOUN
ctmj-132	30	26	rates	rate	NOUN
ctmj-132	30	27	for	for	ADP
ctmj-132	30	28	different	different	ADJ
ctmj-132	30	29	castes	caste	NOUN
ctmj-132	30	30	a	a	DET
ctmj-132	30	31	grave	grave	ADJ
ctmj-132	30	32	sin.the	sin.the	PRON
ctmj-132	30	33	jatakas	jatakas	NOUN
ctmj-132	30	34	,	,	PUNCT
ctmj-132	30	35	dharmashastras	dharmashastras	PROPN
ctmj-132	30	36	and	and	CCONJ
ctmj-132	30	37	kautilya	kautilya	ADV
ctmj-132	30	38	also	also	ADV
ctmj-132	30	39	mention	mention	VERB
ctmj-132	30	40	the	the	DET
ctmj-132	30	41	existence	existence	NOUN
ctmj-132	30	42	of	of	ADP
ctmj-132	30	43	loan	loan	NOUN
ctmj-132	30	44	deeds	deed	NOUN
ctmj-132	30	45	,	,	PUNCT
ctmj-132	30	46	called	call	VERB
ctmj-132	30	47	rnapatra	rnapatra	NOUN
ctmj-132	30	48	,	,	PUNCT
ctmj-132	30	49	rnapanna	rnapanna	NOUN
ctmj-132	30	50	,	,	PUNCT
ctmj-132	30	51	or	or	CCONJ
ctmj-132	30	52	rnalekhaya	rnalekhaya	NOUN
ctmj-132	30	53	.	.	PUNCT
ctmj-132	31	1	later	later	ADV
ctmj-132	31	2	during	during	ADP
ctmj-132	31	3	the	the	DET
ctmj-132	31	4	mauryan	mauryan	ADJ
ctmj-132	31	5	period	period	NOUN
ctmj-132	31	6	,	,	PUNCT
ctmj-132	31	7	an	an	DET
ctmj-132	31	8	instrument	instrument	NOUN
ctmj-132	31	9	called	call	VERB
ctmj-132	31	10	adesha	adesha	PROPN
ctmj-132	31	11	was	be	AUX
ctmj-132	31	12	in	in	ADP
ctmj-132	31	13	use	use	NOUN
ctmj-132	31	14	,	,	PUNCT
ctmj-132	31	15	which	which	PRON
ctmj-132	31	16	was	be	AUX
ctmj-132	31	17	an	an	DET
ctmj-132	31	18	order	order	NOUN
ctmj-132	31	19	on	on	ADP
ctmj-132	31	20	a	a	DET
ctmj-132	31	21	banker	banker	NOUN
ctmj-132	31	22	directing	direct	VERB
ctmj-132	31	23	him	he	PRON
ctmj-132	31	24	to	to	PART
ctmj-132	31	25	pay	pay	VERB
ctmj-132	31	26	the	the	DET
ctmj-132	31	27	sum	sum	NOUN
ctmj-132	31	28	on	on	ADP
ctmj-132	31	29	the	the	DET
ctmj-132	31	30	note	note	NOUN
ctmj-132	31	31	to	to	ADP
ctmj-132	31	32	a	a	DET
ctmj-132	31	33	third	third	ADJ
ctmj-132	31	34	person	person	NOUN
ctmj-132	31	35	,	,	PUNCT
ctmj-132	31	36	which	which	PRON
ctmj-132	31	37	corresponds	correspond	VERB
ctmj-132	31	38	to	to	ADP
ctmj-132	31	39	the	the	DET
ctmj-132	31	40	definition	definition	NOUN
ctmj-132	31	41	of	of	ADP
ctmj-132	31	42	a	a	DET
ctmj-132	31	43	modern	modern	ADJ
ctmj-132	31	44	bill	bill	NOUN
ctmj-132	31	45	of	of	ADP
ctmj-132	31	46	exchange	exchange	NOUN
ctmj-132	31	47	.	.	PUNCT
ctmj-132	32	1	the	the	DET
ctmj-132	32	2	considerable	considerable	ADJ
ctmj-132	32	3	use	use	NOUN
ctmj-132	32	4	of	of	ADP
ctmj-132	32	5	these	these	DET
ctmj-132	32	6	instruments	instrument	NOUN
ctmj-132	32	7	has	have	AUX
ctmj-132	32	8	been	be	AUX
ctmj-132	32	9	recorded[citation	recorded[citation	NOUN
ctmj-132	32	10	needed	need	VERB
ctmj-132	32	11	]	]	PUNCT
ctmj-132	32	12	.	.	PUNCT
ctmj-132	33	1	in	in	ADP
ctmj-132	33	2	large	large	ADJ
ctmj-132	33	3	towns	town	NOUN
ctmj-132	33	4	,	,	PUNCT
ctmj-132	33	5	merchants	merchant	NOUN
ctmj-132	33	6	also	also	ADV
ctmj-132	33	7	gave	give	VERB
ctmj-132	33	8	letters	letter	NOUN
ctmj-132	33	9	of	of	ADP
ctmj-132	33	10	credit	credit	NOUN
ctmj-132	33	11	to	to	ADP
ctmj-132	33	12	one	one	NUM
ctmj-132	33	13	another	another	DET
ctmj-132	33	14	.	.	PUNCT
ctmj-132	34	1	medieval	medieval	PROPN
ctmj-132	34	2	india	india	PROPN
ctmj-132	34	3	:	:	PUNCT
ctmj-132	34	4	the	the	DET
ctmj-132	34	5	use	use	NOUN
ctmj-132	34	6	of	of	ADP
ctmj-132	34	7	loan	loan	NOUN
ctmj-132	34	8	deeds	deed	NOUN
ctmj-132	34	9	continued	continue	VERB
ctmj-132	34	10	into	into	ADP
ctmj-132	34	11	the	the	DET
ctmj-132	34	12	mughal	mughal	ADJ
ctmj-132	34	13	era	era	NOUN
ctmj-132	34	14	and	and	CCONJ
ctmj-132	34	15	were	be	AUX
ctmj-132	34	16	called	call	VERB
ctmj-132	34	17	dastawez	dastawez	NOUN
ctmj-132	34	18	.	.	PUNCT
ctmj-132	35	1	two	two	NUM
ctmj-132	35	2	types	type	NOUN
ctmj-132	35	3	of	of	ADP
ctmj-132	35	4	loans	loan	NOUN
ctmj-132	35	5	deeds	deed	NOUN
ctmj-132	35	6	have	have	AUX
ctmj-132	35	7	been	be	AUX
ctmj-132	35	8	recorded	record	VERB
ctmj-132	35	9	.	.	PUNCT
ctmj-132	36	1	the	the	DET
ctmj-132	36	2	dastawez	dastawez	PROPN
ctmj-132	36	3	-	-	PUNCT
ctmj-132	36	4	e	e	NOUN
ctmj-132	36	5	indultalab	indultalab	NOUN
ctmj-132	36	6	was	be	AUX
ctmj-132	36	7	payable	payable	ADJ
ctmj-132	36	8	on	on	ADP
ctmj-132	36	9	demand	demand	NOUN
ctmj-132	36	10	and	and	CCONJ
ctmj-132	36	11	dastawez	dastawez	NOUN
ctmj-132	36	12	e	e	NOUN
ctmj-132	36	13	-	-	NOUN
ctmj-132	36	14	miadi	miadi	NOUN
ctmj-132	36	15	was	be	AUX
ctmj-132	36	16	payable	payable	ADJ
ctmj-132	36	17	after	after	ADP
ctmj-132	36	18	a	a	DET
ctmj-132	36	19	stipulated	stipulate	VERB
ctmj-132	36	20	time	time	NOUN
ctmj-132	36	21	.	.	PUNCT
ctmj-132	37	1	the	the	DET
ctmj-132	37	2	use	use	NOUN
ctmj-132	37	3	of	of	ADP
ctmj-132	37	4	payment	payment	NOUN
ctmj-132	37	5	orders	order	NOUN
ctmj-132	37	6	by	by	ADP
ctmj-132	37	7	royal	royal	ADJ
ctmj-132	37	8	treasuries	treasury	NOUN
ctmj-132	37	9	,	,	PUNCT
ctmj-132	37	10	called	call	VERB
ctmj-132	37	11	barattes	baratte	NOUN
ctmj-132	37	12	,	,	PUNCT
ctmj-132	37	13	have	have	AUX
ctmj-132	37	14	been	be	AUX
ctmj-132	37	15	also	also	ADV
ctmj-132	37	16	recorded	record	VERB
ctmj-132	37	17	.	.	PUNCT
ctmj-132	38	1	there	there	PRON
ctmj-132	38	2	are	be	VERB
ctmj-132	38	3	also	also	ADV
ctmj-132	38	4	records	record	NOUN
ctmj-132	38	5	of	of	ADP
ctmj-132	38	6	indian	indian	ADJ
ctmj-132	38	7	bankers	banker	NOUN
ctmj-132	38	8	using	use	VERB
ctmj-132	38	9	issuing	issue	VERB
ctmj-132	38	10	bills	bill	NOUN
ctmj-132	38	11	of	of	ADP
ctmj-132	38	12	exchange	exchange	NOUN
ctmj-132	38	13	on	on	ADP
ctmj-132	38	14	foreign	foreign	ADJ
ctmj-132	38	15	countries	country	NOUN
ctmj-132	38	16	.	.	PUNCT
ctmj-132	39	1	the	the	DET
ctmj-132	39	2	evolution	evolution	NOUN
ctmj-132	39	3	of	of	ADP
ctmj-132	39	4	hundis	hundi	NOUN
ctmj-132	39	5	,	,	PUNCT
ctmj-132	39	6	a	a	DET
ctmj-132	39	7	type	type	NOUN
ctmj-132	39	8	of	of	ADP
ctmj-132	39	9	credit	credit	NOUN
ctmj-132	39	10	instrument	instrument	NOUN
ctmj-132	39	11	,	,	PUNCT
ctmj-132	39	12	also	also	ADV
ctmj-132	39	13	occurred	occur	VERB
ctmj-132	39	14	during	during	ADP
ctmj-132	39	15	this	this	DET
ctmj-132	39	16	period	period	NOUN
ctmj-132	39	17	and	and	CCONJ
ctmj-132	39	18	remain	remain	VERB
ctmj-132	39	19	in	in	ADP
ctmj-132	39	20	use	use	NOUN
ctmj-132	39	21	.	.	PUNCT
ctmj-132	40	1	modern	modern	ADJ
ctmj-132	40	2	india	india	PROPN
ctmj-132	40	3	:	:	PUNCT
ctmj-132	40	4	during	during	ADP
ctmj-132	40	5	the	the	DET
ctmj-132	40	6	period	period	NOUN
ctmj-132	40	7	of	of	ADP
ctmj-132	40	8	british	british	ADJ
ctmj-132	40	9	rule	rule	NOUN
ctmj-132	40	10	merchants	merchant	NOUN
ctmj-132	40	11	established	establish	VERB
ctmj-132	40	12	the	the	DET
ctmj-132	40	13	union	union	PROPN
ctmj-132	40	14	bank	bank	PROPN
ctmj-132	40	15	of	of	ADP
ctmj-132	40	16	calcutta	calcutta	NOUN
ctmj-132	40	17	in	in	ADP
ctmj-132	40	18	first	first	ADV
ctmj-132	40	19	as	as	ADP
ctmj-132	40	20	a	a	DET
ctmj-132	40	21	private	private	ADJ
ctmj-132	40	22	joint	joint	ADJ
ctmj-132	40	23	stock	stock	NOUN
ctmj-132	40	24	association	association	NOUN
ctmj-132	40	25	,	,	PUNCT
ctmj-132	40	26	then	then	ADV
ctmj-132	40	27	partnership	partnership	NOUN
ctmj-132	40	28	.	.	PUNCT
ctmj-132	41	1	its	its	PRON
ctmj-132	41	2	proprietors	proprietor	NOUN
ctmj-132	41	3	were	be	AUX
ctmj-132	41	4	the	the	DET
ctmj-132	41	5	owners	owner	NOUN
ctmj-132	41	6	of	of	ADP
ctmj-132	41	7	the	the	DET
ctmj-132	41	8	earlier	early	ADJ
ctmj-132	41	9	commercial	commercial	ADJ
ctmj-132	41	10	bank	bank	PROPN
ctmj-132	41	11	and	and	CCONJ
ctmj-132	41	12	the	the	DET
ctmj-132	41	13	calcutta	calcutta	PROPN
ctmj-132	41	14	bank	bank	NOUN
ctmj-132	41	15	,	,	PUNCT
ctmj-132	41	16	who	who	PRON
ctmj-132	41	17	by	by	ADP
ctmj-132	41	18	mutual	mutual	ADJ
ctmj-132	41	19	consent	consent	NOUN
ctmj-132	41	20	created	create	VERB
ctmj-132	41	21	union	union	PROPN
ctmj-132	41	22	bank	bank	PROPN
ctmj-132	41	23	to	to	PART
ctmj-132	41	24	replace	replace	VERB
ctmj-132	41	25	these	these	DET
ctmj-132	41	26	two	two	NUM
ctmj-132	41	27	banks	bank	NOUN
ctmj-132	41	28	.	.	PUNCT
ctmj-132	42	1	commercial	commercial	ADJ
ctmj-132	42	2	banks	bank	NOUN
ctmj-132	42	3	are	be	AUX
ctmj-132	42	4	financial	financial	ADJ
ctmj-132	42	5	institutions	institution	NOUN
ctmj-132	42	6	that	that	PRON
ctmj-132	42	7	accept	accept	VERB
ctmj-132	42	8	demand	demand	NOUN
ctmj-132	42	9	deposits	deposit	NOUN
ctmj-132	42	10	from	from	ADP
ctmj-132	42	11	the	the	DET
ctmj-132	42	12	general	general	ADJ
ctmj-132	42	13	public	public	NOUN
ctmj-132	42	14	,	,	PUNCT
ctmj-132	42	15	transfer	transfer	VERB
ctmj-132	42	16	funds	fund	NOUN
ctmj-132	42	17	from	from	ADP
ctmj-132	42	18	the	the	DET
ctmj-132	42	19	bank	bank	NOUN
ctmj-132	42	20	to	to	ADP
ctmj-132	42	21	another	another	PRON
ctmj-132	42	22	,	,	PUNCT
ctmj-132	42	23	and	and	CCONJ
ctmj-132	42	24	earn	earn	VERB
ctmj-132	42	25	profit	profit	NOUN
ctmj-132	42	26	.	.	PUNCT
ctmj-132	43	1	commercial	commercial	ADJ
ctmj-132	43	2	banks	bank	NOUN
ctmj-132	43	3	play	play	VERB
ctmj-132	43	4	a	a	DET
ctmj-132	43	5	significant	significant	ADJ
ctmj-132	43	6	role	role	NOUN
ctmj-132	43	7	in	in	ADP
ctmj-132	43	8	fulfilling	fulfil	VERB
ctmj-132	43	9	the	the	DET
ctmj-132	43	10	short	short	ADJ
ctmj-132	43	11	-	-	PUNCT
ctmj-132	43	12	term	term	NOUN
ctmj-132	43	13	and	and	CCONJ
ctmj-132	43	14	mediumterm	mediumterm	NOUN
ctmj-132	43	15	financial	financial	ADJ
ctmj-132	43	16	requirements	requirement	NOUN
ctmj-132	43	17	of	of	ADP
ctmj-132	43	18	industries	industry	NOUN
ctmj-132	43	19	.	.	PUNCT
ctmj-132	44	1	they	they	PRON
ctmj-132	44	2	do	do	AUX
ctmj-132	44	3	not	not	PART
ctmj-132	44	4	provide	provide	VERB
ctmj-132	44	5	,	,	PUNCT
ctmj-132	44	6	long	long	ADJ
ctmj-132	44	7	-	-	PUNCT
ctmj-132	44	8	term	term	NOUN
ctmj-132	44	9	credit	credit	NOUN
ctmj-132	44	10	,	,	PUNCT
ctmj-132	44	11	so	so	SCONJ
ctmj-132	44	12	that	that	SCONJ
ctmj-132	44	13	liquidity	liquidity	NOUN
ctmj-132	44	14	of	of	ADP
ctmj-132	44	15	assets	asset	NOUN
ctmj-132	44	16	should	should	AUX
ctmj-132	44	17	be	be	AUX
ctmj-132	44	18	maintained	maintain	VERB
ctmj-132	44	19	.	.	PUNCT
ctmj-132	45	1	the	the	DET
ctmj-132	45	2	funds	fund	NOUN
ctmj-132	45	3	of	of	ADP
ctmj-132	45	4	commercial	commercial	ADJ
ctmj-132	45	5	banks	bank	NOUN
ctmj-132	45	6	belong	belong	VERB
ctmj-132	45	7	to	to	ADP
ctmj-132	45	8	the	the	DET
ctmj-132	45	9	general	general	ADJ
ctmj-132	45	10	public	public	NOUN
ctmj-132	45	11	and	and	CCONJ
ctmj-132	45	12	are	be	AUX
ctmj-132	45	13	withdrawn	withdraw	VERB
ctmj-132	45	14	at	at	ADP
ctmj-132	45	15	a	a	DET
ctmj-132	45	16	short	short	ADJ
ctmj-132	45	17	notice	notice	NOUN
ctmj-132	45	18	;	;	PUNCT
ctmj-132	45	19	therefore	therefore	ADV
ctmj-132	45	20	,	,	PUNCT
ctmj-132	45	21	commercial	commercial	ADJ
ctmj-132	45	22	banks	bank	NOUN
ctmj-132	45	23	prefers	prefer	VERB
ctmj-132	45	24	to	to	PART
ctmj-132	45	25	provide	provide	VERB
ctmj-132	45	26	credit	credit	NOUN
ctmj-132	45	27	for	for	ADP
ctmj-132	45	28	a	a	DET
ctmj-132	45	29	short	short	ADJ
ctmj-132	45	30	period	period	NOUN
ctmj-132	45	31	of	of	ADP
ctmj-132	45	32	time	time	NOUN
ctmj-132	45	33	backed	back	VERB
ctmj-132	45	34	by	by	ADP
ctmj-132	45	35	tangible	tangible	ADJ
ctmj-132	45	36	and	and	CCONJ
ctmj-132	45	37	easily	easily	ADV
ctmj-132	45	38	marketable	marketable	ADJ
ctmj-132	45	39	securities	security	NOUN
ctmj-132	45	40	.	.	PUNCT
ctmj-132	46	1	objective	objective	NOUN
ctmj-132	46	2	of	of	ADP
ctmj-132	46	3	commercial	commercial	ADJ
ctmj-132	46	4	banks	bank	NOUN
ctmj-132	46	5	:	:	PUNCT
ctmj-132	46	6	1	1	X
ctmj-132	46	7	.	.	X
ctmj-132	46	8	earning	earn	VERB
ctmj-132	46	9	savings	saving	NOUN
ctmj-132	46	10	through	through	ADP
ctmj-132	46	11	demand	demand	NOUN
ctmj-132	46	12	and	and	CCONJ
ctmj-132	46	13	term	term	NOUN
ctmj-132	46	14	deposit	deposit	NOUN
ctmj-132	46	15	accounts	account	NOUN
ctmj-132	46	16	.	.	PUNCT
ctmj-132	47	1	2	2	X
ctmj-132	47	2	.	.	X
ctmj-132	47	3	advancing	advance	VERB
ctmj-132	47	4	the	the	DET
ctmj-132	47	5	loans	loan	NOUN
ctmj-132	47	6	loans	loan	NOUN
ctmj-132	47	7	and	and	CCONJ
ctmj-132	47	8	investing	invest	VERB
ctmj-132	47	9	the	the	DET
ctmj-132	47	10	amount	amount	NOUN
ctmj-132	47	11	which	which	PRON
ctmj-132	47	12	is	be	AUX
ctmj-132	47	13	deposited	deposit	VERB
ctmj-132	47	14	by	by	ADP
ctmj-132	47	15	the	the	DET
ctmj-132	47	16	customers	customer	NOUN
ctmj-132	47	17	.	.	PUNCT
ctmj-132	48	1	3	3	X
ctmj-132	48	2	.	.	X
ctmj-132	48	3	provide	provide	VERB
ctmj-132	48	4	custody	custody	NOUN
ctmj-132	48	5	services	service	NOUN
ctmj-132	48	6	.	.	PUNCT
ctmj-132	49	1	4	4	X
ctmj-132	49	2	.	.	X
ctmj-132	49	3	discounting	discount	VERB
ctmj-132	49	4	of	of	ADP
ctmj-132	49	5	bills	bill	NOUN
ctmj-132	49	6	.	.	PUNCT
ctmj-132	50	1	5	5	X
ctmj-132	50	2	.	.	X
ctmj-132	50	3	securitization	securitization	NOUN
ctmj-132	50	4	of	of	ADP
ctmj-132	50	5	loans	loan	NOUN
ctmj-132	50	6	6	6	NUM
ctmj-132	50	7	.	.	PUNCT
ctmj-132	51	1	dealing	deal	VERB
ctmj-132	51	2	in	in	ADP
ctmj-132	51	3	foreign	foreign	ADJ
ctmj-132	51	4	exchange	exchange	NOUN
ctmj-132	51	5	.	.	PUNCT
ctmj-132	52	1	7	7	X
ctmj-132	52	2	.	.	X
ctmj-132	52	3	bancassurance	bancassurance	NOUN
ctmj-132	52	4	.	.	PUNCT
ctmj-132	53	1	8	8	X
ctmj-132	53	2	.	.	X
ctmj-132	53	3	acts	act	NOUN
ctmj-132	53	4	as	as	ADP
ctmj-132	53	5	trustee	trustee	NOUN
ctmj-132	53	6	,	,	PUNCT
ctmj-132	53	7	executor	executor	NOUN
ctmj-132	53	8	,	,	PUNCT
ctmj-132	53	9	attorney	attorney	NOUN
ctmj-132	53	10	etc	etc	X
ctmj-132	53	11	.	.	X
ctmj-132	53	12	9	9	X
ctmj-132	53	13	.	.	X
ctmj-132	53	14	provide	provide	VERB
ctmj-132	53	15	trade	trade	NOUN
ctmj-132	53	16	information	information	NOUN
ctmj-132	53	17	.	.	PUNCT
ctmj-132	54	1	10	10	NUM
ctmj-132	54	2	.	.	X
ctmj-132	54	3	factoring	factoring	NOUN
ctmj-132	54	4	services	service	NOUN
ctmj-132	54	5	.	.	PUNCT
ctmj-132	55	1	11	11	NUM
ctmj-132	55	2	.	.	PUNCT
ctmj-132	56	1	as	as	ADP
ctmj-132	56	2	per	per	ADP
ctmj-132	56	3	the	the	DET
ctmj-132	56	4	the	the	DET
ctmj-132	56	5	banking	banking	NOUN
ctmj-132	56	6	regulation	regulation	NOUN
ctmj-132	56	7	act	act	PROPN
ctmj-132	56	8	banking	banking	NOUN
ctmj-132	56	9	accepting	accept	VERB
ctmj-132	56	10	deposits	deposit	NOUN
ctmj-132	56	11	for	for	ADP
ctmj-132	56	12	the	the	DET
ctmj-132	56	13	purpose	purpose	NOUN
ctmj-132	56	14	of	of	ADP
ctmj-132	56	15	lending	lend	VERB
ctmj-132	56	16	12	12	NUM
ctmj-132	56	17	.	.	PUNCT
ctmj-132	57	1	all	all	DET
ctmj-132	57	2	commercial	commercial	ADJ
ctmj-132	57	3	banks	bank	NOUN
ctmj-132	57	4	does	do	VERB
ctmj-132	57	5	the	the	DET
ctmj-132	57	6	same	same	ADJ
ctmj-132	57	7	.	.	PUNCT
ctmj-132	58	1	as	as	ADP
ctmj-132	58	2	to	to	ADP
ctmj-132	58	3	the	the	DET
ctmj-132	58	4	objectives	objective	NOUN
ctmj-132	58	5	they	they	PRON
ctmj-132	58	6	primarily	primarily	ADV
ctmj-132	58	7	provide	provide	VERB
ctmj-132	58	8	banking	banking	NOUN
ctmj-132	58	9	13	13	NUM
ctmj-132	58	10	.	.	PUNCT
ctmj-132	59	1	financial	financial	ADJ
ctmj-132	59	2	services	service	NOUN
ctmj-132	59	3	of	of	ADP
ctmj-132	59	4	accepting	accept	VERB
ctmj-132	59	5	deposits	deposit	NOUN
ctmj-132	59	6	/	/	SYM
ctmj-132	59	7	investment	investment	NOUN
ctmj-132	59	8	products	product	NOUN
ctmj-132	59	9	and	and	CCONJ
ctmj-132	59	10	offer	offer	VERB
ctmj-132	59	11	loans	loan	NOUN
ctmj-132	59	12	to	to	ADP
ctmj-132	59	13	public	public	ADJ
ctmj-132	59	14	14	14	NUM
ctmj-132	59	15	.	.	PUNCT
ctmj-132	60	1	banks	bank	NOUN
ctmj-132	60	2	also	also	ADV
ctmj-132	60	3	extend	extend	VERB
ctmj-132	60	4	such	such	ADJ
ctmj-132	60	5	other	other	ADJ
ctmj-132	60	6	products	product	NOUN
ctmj-132	60	7	like	like	ADP
ctmj-132	60	8	remmittaces	remmittace	NOUN
ctmj-132	60	9	,	,	PUNCT
ctmj-132	60	10	insurance	insurance	NOUN
ctmj-132	60	11	etc	etc	X
ctmj-132	60	12	.	.	X
ctmj-132	61	1	scope	scope	NOUN
ctmj-132	61	2	of	of	ADP
ctmj-132	61	3	the	the	DET
ctmj-132	61	4	commercial	commercial	ADJ
ctmj-132	61	5	banks	bank	NOUN
ctmj-132	61	6	:	:	PUNCT
ctmj-132	61	7	a	a	DET
ctmj-132	61	8	professional	professional	ADJ
ctmj-132	61	9	money	money	NOUN
ctmj-132	61	10	lender	lender	NOUN
ctmj-132	61	11	is	be	AUX
ctmj-132	61	12	one	one	NUM
ctmj-132	61	13	who	who	PRON
ctmj-132	61	14	is	be	AUX
ctmj-132	61	15	exclusively	exclusively	ADV
ctmj-132	61	16	engaged	engage	VERB
ctmj-132	61	17	in	in	ADP
ctmj-132	61	18	money	money	NOUN
ctmj-132	61	19	lending	lending	NOUN
ctmj-132	61	20	activity	activity	NOUN
ctmj-132	61	21	.	.	PUNCT
ctmj-132	62	1	he	he	PRON
ctmj-132	62	2	may	may	AUX
ctmj-132	62	3	occasionally	occasionally	ADV
ctmj-132	62	4	accept	accept	VERB
ctmj-132	62	5	deposits	deposit	NOUN
ctmj-132	62	6	and	and	CCONJ
ctmj-132	62	7	provide	provide	VERB
ctmj-132	62	8	agency	agency	NOUN
ctmj-132	62	9	services	service	NOUN
ctmj-132	62	10	to	to	ADP
ctmj-132	62	11	his	his	PRON
ctmj-132	62	12	customers	customer	NOUN
ctmj-132	62	13	.	.	PUNCT
ctmj-132	63	1	a	a	DET
ctmj-132	63	2	non	non	ADJ
ctmj-132	63	3	–	–	NOUN
ctmj-132	63	4	professional	professional	ADJ
ctmj-132	63	5	money	money	NOUN
ctmj-132	63	6	lender	lender	NOUN
ctmj-132	63	7	,	,	PUNCT
ctmj-132	63	8	on	on	ADP
ctmj-132	63	9	the	the	DET
ctmj-132	63	10	other	other	ADJ
ctmj-132	63	11	hand	hand	NOUN
ctmj-132	63	12	,	,	PUNCT
ctmj-132	63	13	is	be	AUX
ctmj-132	63	14	either	either	CCONJ
ctmj-132	63	15	a	a	DET
ctmj-132	63	16	merchant	merchant	NOUN
ctmj-132	63	17	,	,	PUNCT
ctmj-132	63	18	or	or	CCONJ
ctmj-132	63	19	a	a	DET
ctmj-132	63	20	trader	trader	NOUN
ctmj-132	63	21	,	,	PUNCT
ctmj-132	63	22	or	or	CCONJ
ctmj-132	63	23	a	a	DET
ctmj-132	63	24	member	member	NOUN
ctmj-132	63	25	of	of	ADP
ctmj-132	63	26	the	the	DET
ctmj-132	63	27	business	business	NOUN
ctmj-132	63	28	community	community	NOUN
ctmj-132	63	29	,	,	PUNCT
ctmj-132	63	30	whose	whose	DET
ctmj-132	63	31	main	main	ADJ
ctmj-132	63	32	activity	activity	NOUN
ctmj-132	63	33	is	be	AUX
ctmj-132	63	34	not	not	PART
ctmj-132	63	35	money	money	NOUN
ctmj-132	63	36	lending	lending	NOUN
ctmj-132	63	37	.	.	PUNCT
ctmj-132	64	1	such	such	ADJ
ctmj-132	64	2	money	money	NOUN
ctmj-132	64	3	lenders	lender	NOUN
ctmj-132	64	4	engage	engage	VERB
ctmj-132	64	5	in	in	ADP
ctmj-132	64	6	money	money	NOUN
ctmj-132	64	7	lending	lending	NOUN
ctmj-132	64	8	as	as	ADP
ctmj-132	64	9	a	a	DET
ctmj-132	64	10	side	side	NOUN
ctmj-132	64	11	activity.a	activity.a	NUM
ctmj-132	64	12	money	money	NOUN
ctmj-132	64	13	lender	lender	NOUN
ctmj-132	64	14	normally	normally	ADV
ctmj-132	64	15	meets	meet	VERB
ctmj-132	64	16	the	the	DET
ctmj-132	64	17	cash	cash	NOUN
ctmj-132	64	18	requirements	requirement	NOUN
ctmj-132	64	19	of	of	ADP
ctmj-132	64	20	the	the	DET
ctmj-132	64	21	public	public	NOUN
ctmj-132	64	22	.	.	PUNCT
ctmj-132	65	1	he	he	PRON
ctmj-132	65	2	gives	give	VERB
ctmj-132	65	3	loans	loan	NOUN
ctmj-132	65	4	for	for	ADP
ctmj-132	65	5	consumption	consumption	NOUN
ctmj-132	65	6	purposes	purpose	NOUN
ctmj-132	65	7	such	such	ADJ
ctmj-132	65	8	as	as	ADP
ctmj-132	65	9	marriages	marriage	NOUN
ctmj-132	65	10	and	and	CCONJ
ctmj-132	65	11	other	other	ADJ
ctmj-132	65	12	social	social	ADJ
ctmj-132	65	13	functions	function	NOUN
ctmj-132	65	14	.	.	PUNCT
ctmj-132	66	1	the	the	DET
ctmj-132	66	2	rate	rate	NOUN
ctmj-132	66	3	of	of	ADP
ctmj-132	66	4	interest	interest	NOUN
ctmj-132	66	5	charged	charge	VERB
ctmj-132	66	6	by	by	ADP
ctmj-132	66	7	him	he	PRON
ctmj-132	66	8	is	be	AUX
ctmj-132	66	9	generally	generally	ADV
ctmj-132	66	10	very	very	ADV
ctmj-132	66	11	high	high	ADJ
ctmj-132	66	12	.	.	PUNCT
ctmj-132	67	1	investment	investment	NOUN
ctmj-132	67	2	policy	policy	NOUN
ctmj-132	67	3	of	of	ADP
ctmj-132	67	4	the	the	DET
ctmj-132	67	5	banks	bank	NOUN
ctmj-132	67	6	:	:	PUNCT
ctmj-132	67	7	the	the	DET
ctmj-132	67	8	commercial	commercial	ADJ
ctmj-132	67	9	banks	bank	NOUN
ctmj-132	67	10	have	have	VERB
ctmj-132	67	11	to	to	PART
ctmj-132	67	12	follow	follow	VERB
ctmj-132	67	13	the	the	DET
ctmj-132	67	14	guidelines	guideline	NOUN
ctmj-132	67	15	issued	issue	VERB
ctmj-132	67	16	by	by	ADP
ctmj-132	67	17	rbi	rbi	NOUN
ctmj-132	67	18	for	for	ADP
ctmj-132	67	19	investments	investment	NOUN
ctmj-132	67	20	.	.	PUNCT
ctmj-132	68	1	the	the	DET
ctmj-132	68	2	following	follow	VERB
ctmj-132	68	3	are	be	AUX
ctmj-132	68	4	the	the	DET
ctmj-132	68	5	motives	motive	NOUN
ctmj-132	68	6	of	of	ADP
ctmj-132	68	7	investment	investment	NOUN
ctmj-132	68	8	policy	policy	NOUN
ctmj-132	68	9	of	of	ADP
ctmj-132	68	10	rbi.1	rbi.1	PROPN
ctmj-132	68	11	.	.	PUNCT
ctmj-132	69	1	safety	safety	NOUN
ctmj-132	69	2	and	and	CCONJ
ctmj-132	69	3	security	security	NOUN
ctmj-132	69	4	.	.	PUNCT
ctmj-132	70	1	safety	safety	NOUN
ctmj-132	70	2	and	and	CCONJ
ctmj-132	70	3	security	security	NOUN
ctmj-132	70	4	of	of	ADP
ctmj-132	70	5	the	the	DET
ctmj-132	70	6	funds	fund	NOUN
ctmj-132	70	7	which	which	PRON
ctmj-132	70	8	are	be	AUX
ctmj-132	70	9	deposited	deposit	VERB
ctmj-132	70	10	by	by	ADP
ctmj-132	70	11	the	the	DET
ctmj-132	70	12	customers	customer	NOUN
ctmj-132	70	13	of	of	ADP
ctmj-132	70	14	the	the	DET
ctmj-132	70	15	bank	bank	NOUN
ctmj-132	70	16	is	be	AUX
ctmj-132	70	17	very	very	ADV
ctmj-132	70	18	important	important	ADJ
ctmj-132	70	19	in	in	ADP
ctmj-132	70	20	banks	bank	NOUN
ctmj-132	70	21	.	.	PUNCT
ctmj-132	71	1	the	the	DET
ctmj-132	71	2	money	money	NOUN
ctmj-132	71	3	which	which	PRON
ctmj-132	71	4	is	be	AUX
ctmj-132	71	5	deposited	deposit	VERB
ctmj-132	71	6	by	by	ADP
ctmj-132	71	7	the	the	DET
ctmj-132	71	8	customers	customer	NOUN
ctmj-132	71	9	in	in	ADP
ctmj-132	71	10	banks	bank	NOUN
ctmj-132	71	11	should	should	AUX
ctmj-132	71	12	be	be	AUX
ctmj-132	71	13	safe	safe	ADJ
ctmj-132	71	14	and	and	CCONJ
ctmj-132	71	15	they	they	PRON
ctmj-132	71	16	should	should	AUX
ctmj-132	71	17	get	get	VERB
ctmj-132	71	18	back	back	ADV
ctmj-132	71	19	whenever	whenever	SCONJ
ctmj-132	71	20	they	they	PRON
ctmj-132	71	21	require	require	VERB
ctmj-132	71	22	.	.	PUNCT
ctmj-132	72	1	the	the	DET
ctmj-132	72	2	banks	bank	NOUN
ctmj-132	72	3	should	should	AUX
ctmj-132	72	4	see	see	VERB
ctmj-132	72	5	that	that	SCONJ
ctmj-132	72	6	the	the	DET
ctmj-132	72	7	money	money	NOUN
ctmj-132	72	8	which	which	PRON
ctmj-132	72	9	is	be	AUX
ctmj-132	72	10	deposited	deposit	VERB
ctmj-132	72	11	in	in	ADP
ctmj-132	72	12	commercial	commercial	ADJ
ctmj-132	72	13	banks	bank	NOUN
ctmj-132	72	14	should	should	AUX
ctmj-132	72	15	not	not	PART
ctmj-132	72	16	be	be	AUX
ctmj-132	72	17	misused	misuse	VERB
ctmj-132	72	18	by	by	ADP
ctmj-132	72	19	the	the	DET
ctmj-132	72	20	banks	bank	NOUN
ctmj-132	72	21	through	through	ADP
ctmj-132	72	22	its	its	PRON
ctmj-132	72	23	unscrupulous	unscrupulous	ADJ
ctmj-132	72	24	management	management	NOUN
ctmj-132	72	25	or	or	CCONJ
ctmj-132	72	26	mismanagement	mismanagement	NOUN
ctmj-132	72	27	and	and	CCONJ
ctmj-132	72	28	lead	lead	VERB
ctmj-132	72	29	to	to	ADP
ctmj-132	72	30	loss	loss	NOUN
ctmj-132	72	31	and	and	CCONJ
ctmj-132	72	32	consequently	consequently	ADV
ctmj-132	72	33	lead	lead	VERB
ctmj-132	72	34	to	to	ADP
ctmj-132	72	35	bankruptcy	bankruptcy	NOUN
ctmj-132	72	36	.	.	PUNCT
ctmj-132	73	1	hence	hence	ADV
ctmj-132	73	2	the	the	DET
ctmj-132	73	3	rbi	rbi	NOUN
ctmj-132	73	4	will	will	AUX
ctmj-132	73	5	guide	guide	VERB
ctmj-132	73	6	the	the	DET
ctmj-132	73	7	commercial	commercial	ADJ
ctmj-132	73	8	banks	bank	NOUN
ctmj-132	73	9	through	through	ADP
ctmj-132	73	10	its	its	PRON
ctmj-132	73	11	monetary	monetary	ADJ
ctmj-132	73	12	policies	policy	NOUN
ctmj-132	73	13	and	and	CCONJ
ctmj-132	73	14	issues	issue	NOUN
ctmj-132	73	15	guidelines	guideline	NOUN
ctmj-132	73	16	to	to	PART
ctmj-132	73	17	follow	follow	VERB
ctmj-132	73	18	in	in	ADP
ctmj-132	73	19	their	their	PRON
ctmj-132	73	20	investment	investment	NOUN
ctmj-132	73	21	policies	policy	NOUN
ctmj-132	73	22	research	research	NOUN
ctmj-132	73	23	methodology	methodology	NOUN
ctmj-132	73	24	:	:	PUNCT
ctmj-132	73	25	methodology	methodology	NOUN
ctmj-132	73	26	concerns	concern	VERB
ctmj-132	73	27	the	the	DET
ctmj-132	73	28	territory	territory	NOUN
ctmj-132	73	29	of	of	ADP
ctmj-132	73	30	proposed	propose	VERB
ctmj-132	73	31	study	study	NOUN
ctmj-132	73	32	and	and	CCONJ
ctmj-132	73	33	gives	give	VERB
ctmj-132	73	34	information	information	NOUN
ctmj-132	73	35	to	to	ADP
ctmj-132	73	36	the	the	DET
ctmj-132	73	37	readers	reader	NOUN
ctmj-132	73	38	about	about	ADP
ctmj-132	73	39	adopted	adopt	VERB
ctmj-132	73	40	process	process	NOUN
ctmj-132	73	41	of	of	ADP
ctmj-132	73	42	analysis	analysis	NOUN
ctmj-132	73	43	for	for	ADP
ctmj-132	73	44	the	the	DET
ctmj-132	73	45	respective	respective	ADJ
ctmj-132	73	46	study	study	NOUN
ctmj-132	73	47	.	.	PUNCT
ctmj-132	74	1	this	this	PRON
ctmj-132	74	2	includes	include	VERB
ctmj-132	74	3	aims	aim	NOUN
ctmj-132	74	4	for	for	ADP
ctmj-132	74	5	which	which	PRON
ctmj-132	74	6	the	the	DET
ctmj-132	74	7	study	study	NOUN
ctmj-132	74	8	is	be	AUX
ctmj-132	74	9	undertaken	undertake	VERB
ctmj-132	74	10	.	.	PUNCT
ctmj-132	75	1	this	this	PRON
ctmj-132	75	2	also	also	ADV
ctmj-132	75	3	clarify	clarify	VERB
ctmj-132	75	4	time	time	NOUN
ctmj-132	75	5	,	,	PUNCT
ctmj-132	75	6	scope	scope	NOUN
ctmj-132	75	7	,	,	PUNCT
ctmj-132	75	8	data	datum	NOUN
ctmj-132	75	9	sources	source	NOUN
ctmj-132	75	10	etc	etc	X
ctmj-132	75	11	.	.	X
ctmj-132	75	12	of	of	ADP
ctmj-132	75	13	proposed	propose	VERB
ctmj-132	75	14	study	study	NOUN
ctmj-132	75	15	.	.	PUNCT
ctmj-132	76	1	another	another	DET
ctmj-132	76	2	significant	significant	ADJ
ctmj-132	76	3	aspect	aspect	NOUN
ctmj-132	76	4	is	be	AUX
ctmj-132	76	5	tools	tool	NOUN
ctmj-132	76	6	and	and	CCONJ
ctmj-132	76	7	techniques	technique	NOUN
ctmj-132	76	8	which	which	PRON
ctmj-132	76	9	are	be	AUX
ctmj-132	76	10	used	use	VERB
ctmj-132	76	11	for	for	ADP
ctmj-132	76	12	the	the	DET
ctmj-132	76	13	study	study	NOUN
ctmj-132	76	14	.	.	PUNCT
ctmj-132	77	1	in	in	ADP
ctmj-132	77	2	brief	brief	ADJ
ctmj-132	77	3	this	this	DET
ctmj-132	77	4	chapter	chapter	NOUN
ctmj-132	77	5	helps	help	VERB
ctmj-132	77	6	to	to	ADP
ctmj-132	77	7	the	the	DET
ctmj-132	77	8	researcher	researcher	NOUN
ctmj-132	77	9	to	to	PART
ctmj-132	77	10	decide	decide	VERB
ctmj-132	77	11	his	his	PRON
ctmj-132	77	12	path	path	NOUN
ctmj-132	77	13	of	of	ADP
ctmj-132	77	14	research	research	NOUN
ctmj-132	77	15	work	work	NOUN
ctmj-132	77	16	.	.	PUNCT
ctmj-132	78	1	banking	banking	NOUN
ctmj-132	78	2	sector	sector	NOUN
ctmj-132	78	3	acts	act	VERB
ctmj-132	78	4	as	as	ADP
ctmj-132	78	5	a	a	DET
ctmj-132	78	6	backbone	backbone	NOUN
ctmj-132	78	7	of	of	ADP
ctmj-132	78	8	modern	modern	ADJ
ctmj-132	78	9	business	business	NOUN
ctmj-132	78	10	.	.	PUNCT
ctmj-132	79	1	a	a	DET
ctmj-132	79	2	well	well	ADV
ctmj-132	79	3	organized	organize	VERB
ctmj-132	79	4	banking	banking	NOUN
ctmj-132	79	5	system	system	NOUN
ctmj-132	79	6	is	be	AUX
ctmj-132	79	7	necessity	necessity	NOUN
ctmj-132	79	8	for	for	ADP
ctmj-132	79	9	the	the	DET
ctmj-132	79	10	economic	economic	ADJ
ctmj-132	79	11	development	development	NOUN
ctmj-132	79	12	of	of	ADP
ctmj-132	79	13	a	a	DET
ctmj-132	79	14	country	country	NOUN
ctmj-132	79	15	.	.	PUNCT
ctmj-132	80	1	in	in	ADP
ctmj-132	80	2	india	india	PROPN
ctmj-132	80	3	all	all	DET
ctmj-132	80	4	commercial	commercial	ADJ
ctmj-132	80	5	banks	bank	NOUN
ctmj-132	80	6	excluding	exclude	VERB
ctmj-132	80	7	regional	regional	ADJ
ctmj-132	80	8	rural	rural	ADJ
ctmj-132	80	9	banks	bank	NOUN
ctmj-132	80	10	.	.	PUNCT
ctmj-132	81	1	hypothesis	hypothesis	NOUN
ctmj-132	81	2	of	of	ADP
ctmj-132	81	3	the	the	DET
ctmj-132	81	4	banks	bank	NOUN
ctmj-132	81	5	:	:	PUNCT
ctmj-132	82	1	1	1	X
ctmj-132	82	2	.	.	PUNCT
ctmj-132	82	3	the	the	DET
ctmj-132	82	4	reforms	reform	NOUN
ctmj-132	82	5	in	in	ADP
ctmj-132	82	6	banking	banking	NOUN
ctmj-132	82	7	sector	sector	NOUN
ctmj-132	82	8	transformed	transform	VERB
ctmj-132	82	9	the	the	DET
ctmj-132	82	10	regulated	regulated	ADJ
ctmj-132	82	11	environment	environment	NOUN
ctmj-132	82	12	into	into	ADP
ctmj-132	82	13	a	a	DET
ctmj-132	82	14	market	market	NOUN
ctmj-132	82	15	-	-	PUNCT
ctmj-132	82	16	oriented	orient	VERB
ctmj-132	82	17	one	one	NUM
ctmj-132	82	18	and	and	CCONJ
ctmj-132	82	19	induced	induced	ADJ
ctmj-132	82	20	competitiveness	competitiveness	NOUN
ctmj-132	82	21	in	in	ADP
ctmj-132	82	22	banking	banking	NOUN
ctmj-132	82	23	industry	industry	NOUN
ctmj-132	82	24	.	.	PUNCT
ctmj-132	83	1	2	2	X
ctmj-132	83	2	.	.	X
ctmj-132	83	3	the	the	DET
ctmj-132	83	4	reform	reform	NOUN
ctmj-132	83	5	measures	measure	NOUN
ctmj-132	83	6	brought	bring	VERB
ctmj-132	83	7	a	a	DET
ctmj-132	83	8	paradigm	paradigm	NOUN
ctmj-132	83	9	shift	shift	NOUN
ctmj-132	83	10	in	in	ADP
ctmj-132	83	11	the	the	DET
ctmj-132	83	12	banking	banking	NOUN
ctmj-132	83	13	industry	industry	NOUN
ctmj-132	83	14	and	and	CCONJ
ctmj-132	83	15	enhanced	enhance	VERB
ctmj-132	83	16	the	the	DET
ctmj-132	83	17	overall	overall	ADJ
ctmj-132	83	18	performance	performance	NOUN
ctmj-132	83	19	of	of	ADP
ctmj-132	83	20	the	the	DET
ctmj-132	83	21	banks	bank	NOUN
ctmj-132	83	22	.	.	PUNCT
ctmj-132	84	1	3	3	X
ctmj-132	84	2	.	.	X
ctmj-132	84	3	information	information	NOUN
ctmj-132	84	4	technology	technology	NOUN
ctmj-132	84	5	in	in	ADP
ctmj-132	84	6	banking	banking	NOUN
ctmj-132	84	7	business	business	NOUN
ctmj-132	84	8	has	have	VERB
ctmj-132	84	9	a	a	DET
ctmj-132	84	10	visible	visible	ADJ
ctmj-132	84	11	impact	impact	NOUN
ctmj-132	84	12	on	on	ADP
ctmj-132	84	13	the	the	DET
ctmj-132	84	14	quality	quality	NOUN
ctmj-132	84	15	of	of	ADP
ctmj-132	84	16	customer	customer	NOUN
ctmj-132	84	17	service	service	NOUN
ctmj-132	84	18	.	.	PUNCT
ctmj-132	85	1	conclusion	conclusion	NOUN
ctmj-132	85	2	:	:	PUNCT
ctmj-132	85	3	banking	banking	NOUN
ctmj-132	85	4	systems	system	NOUN
ctmj-132	85	5	have	have	AUX
ctmj-132	85	6	been	be	AUX
ctmj-132	85	7	with	with	ADP
ctmj-132	85	8	us	we	PRON
ctmj-132	85	9	for	for	ADP
ctmj-132	85	10	as	as	ADV
ctmj-132	85	11	long	long	ADV
ctmj-132	85	12	as	as	SCONJ
ctmj-132	85	13	people	people	NOUN
ctmj-132	85	14	have	have	AUX
ctmj-132	85	15	been	be	AUX
ctmj-132	85	16	using	use	VERB
ctmj-132	85	17	money	money	NOUN
ctmj-132	85	18	.	.	PUNCT
ctmj-132	86	1	banks	bank	NOUN
ctmj-132	86	2	and	and	CCONJ
ctmj-132	86	3	other	other	ADJ
ctmj-132	86	4	financial	financial	ADJ
ctmj-132	86	5	institutions	institution	NOUN
ctmj-132	86	6	provide	provide	VERB
ctmj-132	86	7	security	security	NOUN
ctmj-132	86	8	for	for	ADP
ctmj-132	86	9	individuals	individual	NOUN
ctmj-132	86	10	,	,	PUNCT
ctmj-132	86	11	businesses	business	NOUN
ctmj-132	86	12	and	and	CCONJ
ctmj-132	86	13	governments	government	NOUN
ctmj-132	86	14	,	,	PUNCT
ctmj-132	86	15	alike	alike	ADV
ctmj-132	86	16	.	.	PUNCT
ctmj-132	87	1	let	let	VERB
ctmj-132	87	2	's	us	PRON
ctmj-132	87	3	recap	recap	NOUN
ctmj-132	87	4	what	what	PRON
ctmj-132	87	5	has	have	AUX
ctmj-132	87	6	been	be	AUX
ctmj-132	87	7	learned	learn	VERB
ctmj-132	87	8	with	with	ADP
ctmj-132	87	9	this	this	DET
ctmj-132	87	10	tutorial	tutorial	NOUN
ctmj-132	87	11	.	.	PUNCT
ctmj-132	88	1	in	in	ADP
ctmj-132	88	2	general	general	ADJ
ctmj-132	88	3	,	,	PUNCT
ctmj-132	88	4	what	what	PRON
ctmj-132	88	5	banks	bank	NOUN
ctmj-132	88	6	do	do	AUX
ctmj-132	88	7	is	be	AUX
ctmj-132	88	8	pretty	pretty	ADV
ctmj-132	88	9	easy	easy	ADJ
ctmj-132	88	10	to	to	PART
ctmj-132	88	11	figure	figure	VERB
ctmj-132	88	12	out	out	ADP
ctmj-132	88	13	.	.	PUNCT
ctmj-132	89	1	for	for	ADP
ctmj-132	89	2	the	the	DET
ctmj-132	89	3	average	average	ADJ
ctmj-132	89	4	person	person	NOUN
ctmj-132	89	5	banks	bank	NOUN
ctmj-132	89	6	accept	accept	VERB
ctmj-132	89	7	deposits	deposit	NOUN
ctmj-132	89	8	,	,	PUNCT
ctmj-132	89	9	make	make	VERB
ctmj-132	89	10	loans	loan	NOUN
ctmj-132	89	11	,	,	PUNCT
ctmj-132	89	12	provide	provide	VERB
ctmj-132	89	13	a	a	DET
ctmj-132	89	14	safe	safe	ADJ
ctmj-132	89	15	place	place	NOUN
ctmj-132	89	16	for	for	ADP
ctmj-132	89	17	money	money	NOUN
ctmj-132	89	18	and	and	CCONJ
ctmj-132	89	19	valuables	valuable	NOUN
ctmj-132	89	20	,	,	PUNCT
ctmj-132	89	21	and	and	CCONJ
ctmj-132	89	22	act	act	VERB
ctmj-132	89	23	as	as	ADP
ctmj-132	89	24	payment	payment	NOUN
ctmj-132	89	25	agents	agent	NOUN
ctmj-132	89	26	between	between	ADP
ctmj-132	89	27	merchants	merchant	NOUN
ctmj-132	89	28	and	and	CCONJ
ctmj-132	89	29	banks	bank	NOUN
ctmj-132	89	30	.	.	PUNCT
ctmj-132	90	1	banks	bank	NOUN
ctmj-132	90	2	are	be	AUX
ctmj-132	90	3	quite	quite	ADV
ctmj-132	90	4	important	important	ADJ
ctmj-132	90	5	to	to	ADP
ctmj-132	90	6	the	the	DET
ctmj-132	90	7	economy	economy	NOUN
ctmj-132	90	8	and	and	CCONJ
ctmj-132	90	9	are	be	AUX
ctmj-132	90	10	involved	involve	VERB
ctmj-132	90	11	in	in	ADP
ctmj-132	90	12	such	such	ADJ
ctmj-132	90	13	economic	economic	ADJ
ctmj-132	90	14	activities	activity	NOUN
ctmj-132	90	15	as	as	ADP
ctmj-132	90	16	issuing	issue	VERB
ctmj-132	90	17	money	money	NOUN
ctmj-132	90	18	,	,	PUNCT
ctmj-132	90	19	settling	settle	VERB
ctmj-132	90	20	payments	payment	NOUN
ctmj-132	90	21	,	,	PUNCT
ctmj-132	90	22	credit	credit	NOUN
ctmj-132	90	23	intermediation	intermediation	NOUN
ctmj-132	90	24	,	,	PUNCT
ctmj-132	90	25	maturity	maturity	NOUN
ctmj-132	90	26	transformation	transformation	NOUN
ctmj-132	90	27	and	and	CCONJ
ctmj-132	90	28	money	money	NOUN
ctmj-132	90	29	creation	creation	NOUN
ctmj-132	90	30	in	in	ADP
ctmj-132	90	31	the	the	DET
ctmj-132	90	32	form	form	NOUN
ctmj-132	90	33	of	of	ADP
ctmj-132	90	34	fractional	fractional	PROPN
ctmj-132	90	35	reserve	reserve	NOUN
ctmj-132	90	36	banking	banking	NOUN
ctmj-132	90	37	.	.	PUNCT
ctmj-132	91	1	suggestions	suggestion	NOUN
ctmj-132	91	2	:	:	PUNCT
ctmj-132	91	3	indian	indian	ADJ
ctmj-132	91	4	banking	banking	NOUN
ctmj-132	91	5	,	,	PUNCT
ctmj-132	91	6	especially	especially	ADV
ctmj-132	91	7	the	the	DET
ctmj-132	91	8	public	public	ADJ
ctmj-132	91	9	sector	sector	NOUN
ctmj-132	91	10	banks	bank	NOUN
ctmj-132	91	11	,	,	PUNCT
ctmj-132	91	12	has	have	AUX
ctmj-132	91	13	performed	perform	VERB
ctmj-132	91	14	impressively	impressively	ADV
ctmj-132	91	15	in	in	ADP
ctmj-132	91	16	achieving	achieve	VERB
ctmj-132	91	17	social	social	ADJ
ctmj-132	91	18	goals	goal	NOUN
ctmj-132	91	19	,	,	PUNCT
ctmj-132	91	20	extending	extend	VERB
ctmj-132	91	21	the	the	DET
ctmj-132	91	22	geographical	geographical	ADJ
ctmj-132	91	23	reach	reach	NOUN
ctmj-132	91	24	and	and	CCONJ
ctmj-132	91	25	functional	functional	ADJ
ctmj-132	91	26	spread	spread	NOUN
ctmj-132	91	27	of	of	ADP
ctmj-132	91	28	financial	financial	ADJ
ctmj-132	91	29	services	service	NOUN
ctmj-132	91	30	,	,	PUNCT
ctmj-132	91	31	especially	especially	ADV
ctmj-132	91	32	for	for	ADP
ctmj-132	91	33	the	the	DET
ctmj-132	91	34	rural	rural	ADJ
ctmj-132	91	35	poor	poor	ADJ
ctmj-132	91	36	.	.	PUNCT
ctmj-132	92	1	references	reference	NOUN
ctmj-132	92	2	:	:	PUNCT
ctmj-132	92	3	katuri	katuri	PROPN
ctmj-132	92	4	,	,	PUNCT
ctmj-132	92	5	n.	n.	NOUN
ctmj-132	92	6	r	r	PROPN
ctmj-132	92	7	..	..	PUNCT
ctmj-132	92	8	indian	indian	ADJ
ctmj-132	92	9	banking	banking	NOUN
ctmj-132	92	10	:	:	PUNCT
ctmj-132	92	11	managing	manage	VERB
ctmj-132	92	12	transformation	transformation	NOUN
ctmj-132	92	13	.	.	PUNCT
ctmj-132	93	1	professional	professional	ADJ
ctmj-132	93	2	banker	banker	NOUN
ctmj-132	93	3	.	.	PUNCT
ctmj-132	94	1	gresternberg	gresternberg	PROPN
ctmj-132	94	2	,	,	PUNCT
ctmj-132	94	3	c.	c.	PROPN
ctmj-132	94	4	w.	w.	PROPN
ctmj-132	94	5	financial	financial	PROPN
ctmj-132	94	6	organisation	organisation	PROPN
ctmj-132	94	7	and	and	CCONJ
ctmj-132	94	8	management	management	NOUN
ctmj-132	94	9	of	of	ADP
ctmj-132	94	10	business	business	NOUN
ctmj-132	94	11	,	,	PUNCT
ctmj-132	94	12	new	new	ADJ
ctmj-132	94	13	delhi	delhi	PROPN
ctmj-132	94	14	:	:	PUNCT
ctmj-132	94	15	fitriani	fitriani	ADJ
ctmj-132	94	16	,	,	PUNCT
ctmj-132	94	17	p.	p.	NOUN
ctmj-132	94	18	faktor	faktor	NOUN
ctmj-132	94	19	-	-	PUNCT
ctmj-132	94	20	faktor	faktor	NOUN
ctmj-132	94	21	yang	yang	PROPN
ctmj-132	94	22	mempengaruhi	mempengaruhi	PROPN
ctmj-132	94	23	profitabilitas	profitabilita	NOUN
ctmj-132	94	24	perbankan	perbankan	NOUN
ctmj-132	94	25	.	.	PUNCT
ctmj-132	95	1	studi	studi	PROPN
ctmj-132	95	2	pada	pada	PROPN
ctmj-132	95	3	bank	bank	PROPN
ctmj-132	95	4	umum	umum	PROPN
ctmj-132	95	5	go	go	VERB
ctmj-132	95	6	public	public	PROPN
ctmj-132	95	7	yang	yang	PROPN
ctmj-132	95	8	listed	list	VERB
ctmj-132	95	9	di	di	PROPN
ctmj-132	95	10	bursa	bursa	PROPN
ctmj-132	95	11	branscomb	branscomb	VERB
ctmj-132	95	12	,	,	PUNCT
ctmj-132	95	13	l.m	l.m	PROPN
ctmj-132	95	14	.the	.the	X
ctmj-132	95	15	changing	change	VERB
ctmj-132	95	16	global	global	ADJ
ctmj-132	95	17	economy	economy	NOUN
ctmj-132	95	18	.	.	PUNCT
ctmj-132	96	1	washington	washington	PROPN
ctmj-132	96	2	,	,	PUNCT
ctmj-132	96	3	d.c	d.c	PROPN
ctmj-132	96	4	.	.	PROPN
ctmj-132	96	5	:	:	PUNCT
ctmj-132	96	6	national	national	PROPN
ctmj-132	96	7	academy	academy	PROPN
ctmj-132	96	8	of	of	ADP
ctmj-132	96	9	engineering	engineering	PROPN
ctmj-132	96	10	angeela	angeela	PROPN
ctmj-132	96	11	,	,	PUNCT
ctmj-132	96	12	m.	m.	PROPN
ctmj-132	96	13	k.	k.	PROPN
ctmj-132	96	14	(	(	PUNCT
ctmj-132	96	15	2010	2010	NUM
ctmj-132	96	16	)	)	PUNCT
ctmj-132	96	17	.	.	PUNCT
ctmj-132	97	1	credit	credit	NOUN
ctmj-132	97	2	risk	risk	NOUN
ctmj-132	97	3	management	management	NOUN
ctmj-132	97	4	and	and	CCONJ
ctmj-132	97	5	profitability	profitability	NOUN
ctmj-132	97	6	of	of	ADP
ctmj-132	97	7	commercial	commercial	ADJ
ctmj-132	97	8	banks	bank	NOUN
ctmj-132	97	9	in	in	ADP
ctmj-132	97	10	kenya	kenya	PROPN
ctmj-132	97	11	.	.	PUNCT
ctmj-132	98	1	nairobi	nairobi	PROPN
ctmj-132	98	2	:	:	PUNCT
ctmj-132	98	3	university	university	NOUN
ctmj-132	98	4	of	of	ADP
ctmj-132	98	5	nairob	nairob	PROPN