id	sid	tid	token	lemma	pos
ctmj-142	1	1	issn	issn	PROPN
ctmj-142	1	2	:	:	PUNCT
ctmj-142	1	3	2693	2693	NUM
ctmj-142	1	4	6356	6356	NUM
ctmj-142	1	5	2023	2023	NUM
ctmj-142	1	6	|	|	ADV
ctmj-142	1	7	vol	vol	NOUN
ctmj-142	1	8	6	6	NUM
ctmj-142	1	9	|	|	NOUN
ctmj-142	1	10	issue	issue	VERB
ctmj-142	1	11	1	1	NUM
ctmj-142	1	12	institutions	institution	NOUN
ctmj-142	1	13	of	of	ADP
ctmj-142	1	14	microfinance	microfinance	NOUN
ctmj-142	1	15	and	and	CCONJ
ctmj-142	1	16	the	the	DET
ctmj-142	1	17	progress	progress	NOUN
ctmj-142	1	18	of	of	ADP
ctmj-142	1	19	rural	rural	ADJ
ctmj-142	1	20	areas	area	NOUN
ctmj-142	1	21	k.sravanthi	k.sravanthi	INTJ
ctmj-142	1	22	,	,	PUNCT
ctmj-142	1	23	k	k	PROPN
ctmj-142	1	24	,	,	PUNCT
ctmj-142	1	25	sandeep	sandeep	PROPN
ctmj-142	1	26	,	,	PUNCT
ctmj-142	1	27	c.h	c.h	PROPN
ctmj-142	1	28	.ashok	.ashok	NOUN
ctmj-142	1	29	assistant	assistant	PROPN
ctmj-142	1	30	professor1,2,3	professor1,2,3	PROPN
ctmj-142	1	31	bharthi	bharthi	PROPN
ctmj-142	1	32	institute	institute	PROPN
ctmj-142	1	33	of	of	ADP
ctmj-142	1	34	management	management	NOUN
ctmj-142	1	35	article	article	NOUN
ctmj-142	1	36	info	info	NOUN
ctmj-142	1	37	received	receive	VERB
ctmj-142	1	38	:	:	PUNCT
ctmj-142	1	39	01	01	NUM
ctmj-142	1	40	-	-	SYM
ctmj-142	1	41	11	11	NUM
ctmj-142	1	42	-	-	PUNCT
ctmj-142	1	43	2022	2022	NUM
ctmj-142	1	44	revised	revise	VERB
ctmj-142	1	45	:	:	PUNCT
ctmj-142	1	46	20	20	NUM
ctmj-142	1	47	-12	-12	NOUN
ctmj-142	1	48	-	-	SYM
ctmj-142	1	49	2022	2022	NUM
ctmj-142	1	50	accepted	accept	VERB
ctmj-142	1	51	:	:	PUNCT
ctmj-142	1	52	14	14	NUM
ctmj-142	1	53	-	-	SYM
ctmj-142	1	54	02	02	NUM
ctmj-142	1	55	-	-	PUNCT
ctmj-142	1	56	2023	2023	NUM
ctmj-142	1	57	introduction	introduction	NOUN
ctmj-142	1	58	microfinance	microfinance	NOUN
ctmj-142	1	59	,	,	PUNCT
ctmj-142	1	60	in	in	ADP
ctmj-142	1	61	its	its	PRON
ctmj-142	1	62	first	first	ADJ
ctmj-142	1	63	iteration	iteration	NOUN
ctmj-142	1	64	,	,	PUNCT
ctmj-142	1	65	meant	mean	VERB
ctmj-142	1	66	giving	give	VERB
ctmj-142	1	67	small	small	ADJ
ctmj-142	1	68	loans	loan	NOUN
ctmj-142	1	69	to	to	ADP
ctmj-142	1	70	low	low	ADJ
ctmj-142	1	71	-	-	PUNCT
ctmj-142	1	72	income	income	NOUN
ctmj-142	1	73	families	family	NOUN
ctmj-142	1	74	so	so	SCONJ
ctmj-142	1	75	that	that	SCONJ
ctmj-142	1	76	they	they	PRON
ctmj-142	1	77	could	could	AUX
ctmj-142	1	78	take	take	VERB
ctmj-142	1	79	part	part	NOUN
ctmj-142	1	80	in	in	ADP
ctmj-142	1	81	productive	productive	ADJ
ctmj-142	1	82	activities	activity	NOUN
ctmj-142	1	83	or	or	CCONJ
ctmj-142	1	84	build	build	VERB
ctmj-142	1	85	their	their	PRON
ctmj-142	1	86	small	small	ADJ
ctmj-142	1	87	businesses	business	NOUN
ctmj-142	1	88	.	.	PUNCT
ctmj-142	2	1	reference	reference	NOUN
ctmj-142	2	2	:	:	PUNCT
ctmj-142	2	3	(	(	PUNCT
ctmj-142	2	4	f.a.j	f.a.j	NOUN
ctmj-142	2	5	.	.	PUNCT
ctmj-142	2	6	bouman	bouman	PROPN
ctmj-142	2	7	et	et	PROPN
ctmj-142	2	8	al	al	PROPN
ctmj-142	2	9	.	.	PROPN
ctmj-142	2	10	,	,	PUNCT
ctmj-142	2	11	1990	1990	NUM
ctmj-142	2	12	)	)	PUNCT
ctmj-142	2	13	microcredit	microcredit	NOUN
ctmj-142	2	14	,	,	PUNCT
ctmj-142	2	15	microsavings	microsaving	NOUN
ctmj-142	2	16	,	,	PUNCT
ctmj-142	2	17	and	and	CCONJ
ctmj-142	2	18	microinsurance	microinsurance	NOUN
ctmj-142	2	19	are	be	AUX
ctmj-142	2	20	now	now	ADV
ctmj-142	2	21	all	all	PRON
ctmj-142	2	22	included	include	VERB
ctmj-142	2	23	in	in	ADP
ctmj-142	2	24	the	the	DET
ctmj-142	2	25	broader	broad	ADJ
ctmj-142	2	26	category	category	NOUN
ctmj-142	2	27	of	of	ADP
ctmj-142	2	28	"	"	PUNCT
ctmj-142	2	29	microfinance	microfinance	NOUN
ctmj-142	2	30	.	.	PUNCT
ctmj-142	2	31	"	"	PUNCT
ctmj-142	3	1	as	as	ADP
ctmj-142	3	2	a	a	DET
ctmj-142	3	3	consequence	consequence	NOUN
ctmj-142	3	4	,	,	PUNCT
ctmj-142	3	5	the	the	DET
ctmj-142	3	6	goal	goal	NOUN
ctmj-142	3	7	of	of	ADP
ctmj-142	3	8	microfinance	microfinance	NOUN
ctmj-142	3	9	is	be	AUX
ctmj-142	3	10	no	no	ADV
ctmj-142	3	11	longer	long	ADV
ctmj-142	3	12	limited	limit	VERB
ctmj-142	3	13	to	to	ADP
ctmj-142	3	14	the	the	DET
ctmj-142	3	15	provision	provision	NOUN
ctmj-142	3	16	of	of	ADP
ctmj-142	3	17	small	small	ADJ
ctmj-142	3	18	loans	loan	NOUN
ctmj-142	3	19	but	but	CCONJ
ctmj-142	3	20	rather	rather	ADV
ctmj-142	3	21	the	the	DET
ctmj-142	3	22	coordination	coordination	NOUN
ctmj-142	3	23	of	of	ADP
ctmj-142	3	24	microfinance	microfinance	NOUN
ctmj-142	3	25	with	with	ADP
ctmj-142	3	26	other	other	ADJ
ctmj-142	3	27	forms	form	NOUN
ctmj-142	3	28	of	of	ADP
ctmj-142	3	29	development	development	NOUN
ctmj-142	3	30	.	.	PUNCT
ctmj-142	4	1	microfinance	microfinance	NOUN
ctmj-142	4	2	has	have	AUX
ctmj-142	4	3	risen	rise	VERB
ctmj-142	4	4	to	to	ADP
ctmj-142	4	5	the	the	DET
ctmj-142	4	6	forefront	forefront	NOUN
ctmj-142	4	7	of	of	ADP
ctmj-142	4	8	public	public	ADJ
ctmj-142	4	9	welfare	welfare	NOUN
ctmj-142	4	10	policy	policy	NOUN
ctmj-142	4	11	as	as	ADP
ctmj-142	4	12	a	a	DET
ctmj-142	4	13	strategy	strategy	NOUN
ctmj-142	4	14	to	to	PART
ctmj-142	4	15	promote	promote	VERB
ctmj-142	4	16	economic	economic	ADJ
ctmj-142	4	17	growth	growth	NOUN
ctmj-142	4	18	in	in	ADP
ctmj-142	4	19	undeveloped	undeveloped	ADJ
ctmj-142	4	20	areas	area	NOUN
ctmj-142	4	21	and	and	CCONJ
ctmj-142	4	22	social	social	ADJ
ctmj-142	4	23	groups	group	NOUN
ctmj-142	4	24	.	.	PUNCT
ctmj-142	5	1	microfinance	microfinance	NOUN
ctmj-142	5	2	institutions	institution	NOUN
ctmj-142	5	3	(	(	PUNCT
ctmj-142	5	4	mfis	mfis	PROPN
ctmj-142	5	5	)	)	PUNCT
ctmj-142	5	6	offer	offer	VERB
ctmj-142	5	7	a	a	DET
ctmj-142	5	8	wide	wide	ADJ
ctmj-142	5	9	range	range	NOUN
ctmj-142	5	10	of	of	ADP
ctmj-142	5	11	financial	financial	ADJ
ctmj-142	5	12	services	service	NOUN
ctmj-142	5	13	to	to	ADP
ctmj-142	5	14	low	low	ADJ
ctmj-142	5	15	-	-	PUNCT
ctmj-142	5	16	income	income	NOUN
ctmj-142	5	17	and	and	CCONJ
ctmj-142	5	18	working	work	VERB
ctmj-142	5	19	-	-	PUNCT
ctmj-142	5	20	class	class	NOUN
ctmj-142	5	21	individuals	individual	NOUN
ctmj-142	5	22	and	and	CCONJ
ctmj-142	5	23	their	their	PRON
ctmj-142	5	24	microenterprises	microenterprise	NOUN
ctmj-142	5	25	,	,	PUNCT
ctmj-142	5	26	including	include	VERB
ctmj-142	5	27	deposits	deposit	NOUN
ctmj-142	5	28	,	,	PUNCT
ctmj-142	5	29	loans	loan	NOUN
ctmj-142	5	30	,	,	PUNCT
ctmj-142	5	31	payment	payment	NOUN
ctmj-142	5	32	services	service	NOUN
ctmj-142	5	33	,	,	PUNCT
ctmj-142	5	34	money	money	NOUN
ctmj-142	5	35	transfers	transfer	NOUN
ctmj-142	5	36	,	,	PUNCT
ctmj-142	5	37	and	and	CCONJ
ctmj-142	5	38	insurance	insurance	NOUN
ctmj-142	5	39	.	.	PUNCT
ctmj-142	6	1	in	in	ADP
ctmj-142	6	2	the	the	DET
ctmj-142	6	3	dictionary	dictionary	ADJ
ctmj-142	6	4	definition	definition	NOUN
ctmj-142	6	5	of	of	ADP
ctmj-142	6	6	micro	micro	NOUN
ctmj-142	6	7	-	-	NOUN
ctmj-142	6	8	finance	finance	NOUN
ctmj-142	6	9	,	,	PUNCT
ctmj-142	6	10	it	it	PRON
ctmj-142	6	11	refers	refer	VERB
ctmj-142	6	12	to	to	ADP
ctmj-142	6	13	"	"	PUNCT
ctmj-142	6	14	financial	financial	ADJ
ctmj-142	6	15	services	service	NOUN
ctmj-142	6	16	such	such	ADJ
ctmj-142	6	17	as	as	ADP
ctmj-142	6	18	savings	saving	NOUN
ctmj-142	6	19	,	,	PUNCT
ctmj-142	6	20	insurance	insurance	NOUN
ctmj-142	6	21	,	,	PUNCT
ctmj-142	6	22	funds	fund	NOUN
ctmj-142	6	23	,	,	PUNCT
ctmj-142	6	24	credit	credit	NOUN
ctmj-142	6	25	,	,	PUNCT
ctmj-142	6	26	and	and	CCONJ
ctmj-142	6	27	other	other	ADJ
ctmj-142	6	28	financial	financial	ADJ
ctmj-142	6	29	products	product	NOUN
ctmj-142	6	30	that	that	PRON
ctmj-142	6	31	are	be	AUX
ctmj-142	6	32	supplied	supply	VERB
ctmj-142	6	33	to	to	ADP
ctmj-142	6	34	poor	poor	ADJ
ctmj-142	6	35	and	and	CCONJ
ctmj-142	6	36	lowincome	lowincome	VERB
ctmj-142	6	37	customers	customer	NOUN
ctmj-142	6	38	to	to	PART
ctmj-142	6	39	assist	assist	VERB
ctmj-142	6	40	them	they	PRON
ctmj-142	6	41	in	in	ADP
ctmj-142	6	42	increasing	increase	VERB
ctmj-142	6	43	their	their	PRON
ctmj-142	6	44	income	income	NOUN
ctmj-142	6	45	and	and	CCONJ
ctmj-142	6	46	consequently	consequently	ADV
ctmj-142	6	47	improving	improve	VERB
ctmj-142	6	48	their	their	PRON
ctmj-142	6	49	quality	quality	NOUN
ctmj-142	6	50	of	of	ADP
ctmj-142	6	51	life	life	NOUN
ctmj-142	6	52	.	.	PUNCT
ctmj-142	6	53	"	"	PUNCT
ctmj-142	7	1	a	a	DET
ctmj-142	7	2	1999	1999	NUM
ctmj-142	7	3	report	report	NOUN
ctmj-142	7	4	by	by	ADP
ctmj-142	7	5	the	the	DET
ctmj-142	7	6	national	national	PROPN
ctmj-142	7	7	micro	micro	PROPN
ctmj-142	7	8	-	-	ADJ
ctmj-142	7	9	finance	finance	NOUN
ctmj-142	7	10	taskforce	taskforce	NOUN
ctmj-142	7	11	concluded	conclude	VERB
ctmj-142	7	12	that	that	SCONJ
ctmj-142	7	13	"	"	PUNCT
ctmj-142	7	14	the	the	DET
ctmj-142	7	15	poor	poor	ADJ
ctmj-142	7	16	remain	remain	VERB
ctmj-142	7	17	poor	poor	ADJ
ctmj-142	7	18	not	not	PART
ctmj-142	7	19	because	because	SCONJ
ctmj-142	7	20	they	they	PRON
ctmj-142	7	21	are	be	AUX
ctmj-142	7	22	lazy	lazy	ADJ
ctmj-142	7	23	,	,	PUNCT
ctmj-142	7	24	but	but	CCONJ
ctmj-142	7	25	because	because	SCONJ
ctmj-142	7	26	they	they	PRON
ctmj-142	7	27	do	do	AUX
ctmj-142	7	28	not	not	PART
ctmj-142	7	29	have	have	VERB
ctmj-142	7	30	access	access	NOUN
ctmj-142	7	31	to	to	ADP
ctmj-142	7	32	financial	financial	ADJ
ctmj-142	7	33	resources	resource	NOUN
ctmj-142	7	34	.	.	PUNCT
ctmj-142	7	35	"	"	PUNCT
ctmj-142	8	1	micro	micro	NOUN
ctmj-142	8	2	-	-	NOUN
ctmj-142	8	3	finance	finance	NOUN
ctmj-142	8	4	refers	refer	VERB
ctmj-142	8	5	to	to	ADP
ctmj-142	8	6	the	the	DET
ctmj-142	8	7	distribution	distribution	NOUN
ctmj-142	8	8	of	of	ADP
ctmj-142	8	9	very	very	ADV
ctmj-142	8	10	tiny	tiny	ADJ
ctmj-142	8	11	amounts	amount	NOUN
ctmj-142	8	12	of	of	ADP
ctmj-142	8	13	savings	saving	NOUN
ctmj-142	8	14	,	,	PUNCT
ctmj-142	8	15	loans	loan	NOUN
ctmj-142	8	16	,	,	PUNCT
ctmj-142	8	17	and	and	CCONJ
ctmj-142	8	18	other	other	ADJ
ctmj-142	8	19	forms	form	NOUN
ctmj-142	8	20	of	of	ADP
ctmj-142	8	21	capital	capital	NOUN
ctmj-142	8	22	to	to	ADP
ctmj-142	8	23	low	low	ADJ
ctmj-142	8	24	-	-	PUNCT
ctmj-142	8	25	income	income	NOUN
ctmj-142	8	26	people	people	NOUN
ctmj-142	8	27	in	in	ADP
ctmj-142	8	28	rural	rural	ADJ
ctmj-142	8	29	,	,	PUNCT
ctmj-142	8	30	semiurban	semiurban	ADJ
ctmj-142	8	31	,	,	PUNCT
ctmj-142	8	32	and	and	CCONJ
ctmj-142	8	33	urban	urban	ADJ
ctmj-142	8	34	areas.increase	areas.increase	NOUN
ctmj-142	8	35	in	in	ADP
ctmj-142	8	36	income	income	NOUN
ctmj-142	8	37	and	and	CCONJ
ctmj-142	8	38	better	well	ADJ
ctmj-142	8	39	living	living	NOUN
ctmj-142	8	40	conditions	condition	NOUN
ctmj-142	8	41	"	"	PUNCT
ctmj-142	8	42	important	important	ADJ
ctmj-142	8	43	features	feature	NOUN
ctmj-142	8	44	of	of	ADP
ctmj-142	8	45	micro	micro	ADJ
ctmj-142	8	46	finance	finance	PROPN
ctmj-142	8	47	1	1	NUM
ctmj-142	8	48	.	.	PUNCT
ctmj-142	8	49	micro	micro	NOUN
ctmj-142	8	50	-	-	NOUN
ctmj-142	8	51	finance	finance	NOUN
ctmj-142	8	52	is	be	AUX
ctmj-142	8	53	a	a	DET
ctmj-142	8	54	critical	critical	ADJ
ctmj-142	8	55	component	component	NOUN
ctmj-142	8	56	of	of	ADP
ctmj-142	8	57	abstract	abstract	ADJ
ctmj-142	8	58	microfinance	microfinance	NOUN
ctmj-142	8	59	allows	allow	VERB
ctmj-142	8	60	low	low	ADJ
ctmj-142	8	61	-	-	PUNCT
ctmj-142	8	62	income	income	NOUN
ctmj-142	8	63	and	and	CCONJ
ctmj-142	8	64	marginalized	marginalize	VERB
ctmj-142	8	65	people	people	NOUN
ctmj-142	8	66	who	who	PRON
ctmj-142	8	67	lack	lack	VERB
ctmj-142	8	68	access	access	NOUN
ctmj-142	8	69	to	to	ADP
ctmj-142	8	70	conventional	conventional	ADJ
ctmj-142	8	71	banking	banking	NOUN
ctmj-142	8	72	to	to	PART
ctmj-142	8	73	build	build	VERB
ctmj-142	8	74	wealth	wealth	NOUN
ctmj-142	8	75	,	,	PUNCT
ctmj-142	8	76	broaden	broaden	VERB
ctmj-142	8	77	their	their	PRON
ctmj-142	8	78	sources	source	NOUN
ctmj-142	8	79	of	of	ADP
ctmj-142	8	80	income	income	NOUN
ctmj-142	8	81	,	,	PUNCT
ctmj-142	8	82	and	and	CCONJ
ctmj-142	8	83	become	become	VERB
ctmj-142	8	84	more	more	ADV
ctmj-142	8	85	resilient	resilient	ADJ
ctmj-142	8	86	in	in	ADP
ctmj-142	8	87	the	the	DET
ctmj-142	8	88	face	face	NOUN
ctmj-142	8	89	of	of	ADP
ctmj-142	8	90	economic	economic	ADJ
ctmj-142	8	91	hardship	hardship	NOUN
ctmj-142	8	92	.	.	PUNCT
ctmj-142	9	1	microfinance	microfinance	NOUN
ctmj-142	9	2	refers	refer	VERB
ctmj-142	9	3	to	to	ADP
ctmj-142	9	4	a	a	DET
ctmj-142	9	5	wide	wide	ADJ
ctmj-142	9	6	range	range	NOUN
ctmj-142	9	7	of	of	ADP
ctmj-142	9	8	financial	financial	ADJ
ctmj-142	9	9	services	service	NOUN
ctmj-142	9	10	targeted	target	VERB
ctmj-142	9	11	on	on	ADP
ctmj-142	9	12	lowand	lowand	ADJ
ctmj-142	9	13	middle	middle	ADJ
ctmj-142	9	14	-	-	PUNCT
ctmj-142	9	15	income	income	NOUN
ctmj-142	9	16	earners	earner	NOUN
ctmj-142	9	17	and	and	CCONJ
ctmj-142	9	18	their	their	PRON
ctmj-142	9	19	small	small	ADJ
ctmj-142	9	20	businesses	business	NOUN
ctmj-142	9	21	,	,	PUNCT
ctmj-142	9	22	including	include	VERB
ctmj-142	9	23	loans	loan	NOUN
ctmj-142	9	24	,	,	PUNCT
ctmj-142	9	25	deposits	deposit	NOUN
ctmj-142	9	26	,	,	PUNCT
ctmj-142	9	27	payment	payment	NOUN
ctmj-142	9	28	services	service	NOUN
ctmj-142	9	29	,	,	PUNCT
ctmj-142	9	30	and	and	CCONJ
ctmj-142	9	31	insurance	insurance	NOUN
ctmj-142	9	32	.	.	PUNCT
ctmj-142	10	1	microfinance	microfinance	NOUN
ctmj-142	10	2	institutions	institution	NOUN
ctmj-142	10	3	have	have	AUX
ctmj-142	10	4	had	have	VERB
ctmj-142	10	5	a	a	DET
ctmj-142	10	6	significant	significant	ADJ
ctmj-142	10	7	impact	impact	NOUN
ctmj-142	10	8	on	on	ADP
ctmj-142	10	9	the	the	DET
ctmj-142	10	10	lives	life	NOUN
ctmj-142	10	11	of	of	ADP
ctmj-142	10	12	the	the	DET
ctmj-142	10	13	poor	poor	ADJ
ctmj-142	10	14	around	around	ADP
ctmj-142	10	15	the	the	DET
ctmj-142	10	16	globe	globe	NOUN
ctmj-142	10	17	,	,	PUNCT
ctmj-142	10	18	raising	raise	VERB
ctmj-142	10	19	incomes	income	NOUN
ctmj-142	10	20	and	and	CCONJ
ctmj-142	10	21	improving	improve	VERB
ctmj-142	10	22	living	living	NOUN
ctmj-142	10	23	conditions	condition	NOUN
ctmj-142	10	24	in	in	ADP
ctmj-142	10	25	rural	rural	ADJ
ctmj-142	10	26	,	,	PUNCT
ctmj-142	10	27	semi	semi	ADJ
ctmj-142	10	28	-	-	ADJ
ctmj-142	10	29	urban	urban	ADJ
ctmj-142	10	30	,	,	PUNCT
ctmj-142	10	31	and	and	CCONJ
ctmj-142	10	32	urban	urban	ADJ
ctmj-142	10	33	areas	area	NOUN
ctmj-142	10	34	alike	alike	ADV
ctmj-142	10	35	.	.	PUNCT
ctmj-142	11	1	keywords	keyword	NOUN
ctmj-142	11	2	:	:	PUNCT
ctmj-142	11	3	microfinance	microfinance	NOUN
ctmj-142	11	4	,	,	PUNCT
ctmj-142	11	5	women	woman	NOUN
ctmj-142	11	6	's	's	PART
ctmj-142	11	7	self	self	NOUN
ctmj-142	11	8	-	-	PUNCT
ctmj-142	11	9	help	help	NOUN
ctmj-142	11	10	groups	group	NOUN
ctmj-142	11	11	,	,	PUNCT
ctmj-142	11	12	agricultural	agricultural	ADJ
ctmj-142	11	13	expansion	expansion	NOUN
ctmj-142	11	14	,	,	PUNCT
ctmj-142	11	15	and	and	CCONJ
ctmj-142	11	16	the	the	DET
ctmj-142	11	17	fight	fight	NOUN
ctmj-142	11	18	against	against	ADP
ctmj-142	11	19	poverty	poverty	NOUN
ctmj-142	11	20	2	2	NUM
ctmj-142	11	21	.	.	PUNCT
ctmj-142	12	1	it	it	PRON
ctmj-142	12	2	is	be	AUX
ctmj-142	12	3	one	one	NUM
ctmj-142	12	4	of	of	ADP
ctmj-142	12	5	the	the	DET
ctmj-142	12	6	most	most	ADV
ctmj-142	12	7	successful	successful	ADJ
ctmj-142	12	8	and	and	CCONJ
ctmj-142	12	9	well	well	ADV
ctmj-142	12	10	justified	justify	VERB
ctmj-142	12	11	poverty	poverty	NOUN
ctmj-142	12	12	alleviation	alleviation	NOUN
ctmj-142	12	13	strategies	strategy	NOUN
ctmj-142	12	14	available	available	ADJ
ctmj-142	12	15	today	today	NOUN
ctmj-142	12	16	.	.	PUNCT
ctmj-142	13	1	3	3	X
ctmj-142	13	2	.	.	X
ctmj-142	13	3	it	it	PRON
ctmj-142	13	4	offers	offer	VERB
ctmj-142	13	5	an	an	DET
ctmj-142	13	6	incentive	incentive	NOUN
ctmj-142	13	7	for	for	ADP
ctmj-142	13	8	low	low	ADJ
ctmj-142	13	9	-	-	PUNCT
ctmj-142	13	10	income	income	NOUN
ctmj-142	13	11	persons	person	NOUN
ctmj-142	13	12	to	to	PART
ctmj-142	13	13	pursue	pursue	VERB
ctmj-142	13	14	self	self	NOUN
ctmj-142	13	15	-	-	PUNCT
ctmj-142	13	16	employment	employment	NOUN
ctmj-142	13	17	options	option	NOUN
ctmj-142	13	18	if	if	SCONJ
ctmj-142	13	19	they	they	PRON
ctmj-142	13	20	areavailable	areavailable	VERB
ctmj-142	13	21	.	.	PUNCT
ctmj-142	14	1	4	4	X
ctmj-142	14	2	.	.	X
ctmj-142	14	3	it	it	PRON
ctmj-142	14	4	is	be	AUX
ctmj-142	14	5	more	more	ADV
ctmj-142	14	6	concerned	concerned	ADJ
ctmj-142	14	7	with	with	ADP
ctmj-142	14	8	providing	provide	VERB
ctmj-142	14	9	services	service	NOUN
ctmj-142	14	10	than	than	ADP
ctmj-142	14	11	with	with	ADP
ctmj-142	14	12	making	make	VERB
ctmj-142	14	13	a	a	DET
ctmj-142	14	14	profit	profit	NOUN
ctmj-142	14	15	.	.	PUNCT
ctmj-142	15	1	5	5	X
ctmj-142	15	2	.	.	X
ctmj-142	15	3	it	it	PRON
ctmj-142	15	4	is	be	AUX
ctmj-142	15	5	intended	intend	VERB
ctmj-142	15	6	to	to	PART
ctmj-142	15	7	provide	provide	VERB
ctmj-142	15	8	assistance	assistance	NOUN
ctmj-142	15	9	to	to	ADP
ctmj-142	15	10	small	small	ADJ
ctmj-142	15	11	business	business	NOUN
ctmj-142	15	12	owners	owner	NOUN
ctmj-142	15	13	and	and	CCONJ
ctmj-142	15	14	producers	producer	NOUN
ctmj-142	15	15	.	.	PUNCT
ctmj-142	16	1	6	6	NUM
ctmj-142	16	2	.	.	PUNCT
ctmj-142	16	3	because	because	SCONJ
ctmj-142	16	4	they	they	PRON
ctmj-142	16	5	are	be	AUX
ctmj-142	16	6	simple	simple	ADJ
ctmj-142	16	7	and	and	CCONJ
ctmj-142	16	8	god	god	PROPN
ctmj-142	16	9	fearing	fear	VERB
ctmj-142	16	10	,	,	PUNCT
ctmj-142	16	11	poor	poor	ADJ
ctmj-142	16	12	borrowers	borrower	NOUN
ctmj-142	16	13	are	be	AUX
ctmj-142	16	14	seldom	seldom	ADV
ctmj-142	16	15	defaulters	defaulter	NOUN
ctmj-142	16	16	on	on	ADP
ctmj-142	16	17	their	their	PRON
ctmj-142	16	18	loan	loan	NOUN
ctmj-142	16	19	payback	payback	NOUN
ctmj-142	16	20	obligations	obligation	NOUN
ctmj-142	16	21	.	.	PUNCT
ctmj-142	17	1	7	7	X
ctmj-142	17	2	.	.	X
ctmj-142	17	3	india	india	PROPN
ctmj-142	17	4	requires	require	VERB
ctmj-142	17	5	the	the	DET
ctmj-142	17	6	establishment	establishment	NOUN
ctmj-142	17	7	of	of	ADP
ctmj-142	17	8	a	a	DET
ctmj-142	17	9	number	number	NOUN
ctmj-142	17	10	of	of	ADP
ctmj-142	17	11	microfinance	microfinance	NOUN
ctmj-142	17	12	organisations	organisation	NOUN
ctmj-142	17	13	.	.	PUNCT
ctmj-142	18	1	objectives	objective	NOUN
ctmj-142	18	2	of	of	ADP
ctmj-142	18	3	the	the	DET
ctmj-142	18	4	study	study	NOUN
ctmj-142	18	5	the	the	DET
ctmj-142	18	6	precise	precise	ADJ
ctmj-142	18	7	aims	aim	NOUN
ctmj-142	18	8	of	of	ADP
ctmj-142	18	9	the	the	DET
ctmj-142	18	10	research	research	NOUN
ctmj-142	18	11	are	be	AUX
ctmj-142	18	12	as	as	SCONJ
ctmj-142	18	13	follows	follow	VERB
ctmj-142	18	14	:	:	PUNCT
ctmj-142	18	15	1	1	X
ctmj-142	18	16	.	.	PUNCT
ctmj-142	18	17	to	to	PART
ctmj-142	18	18	examine	examine	VERB
ctmj-142	18	19	the	the	DET
ctmj-142	18	20	role	role	NOUN
ctmj-142	18	21	of	of	ADP
ctmj-142	18	22	microfinance	microfinance	NOUN
ctmj-142	18	23	businesses	business	NOUN
ctmj-142	18	24	in	in	ADP
ctmj-142	18	25	the	the	DET
ctmj-142	18	26	social	social	ADJ
ctmj-142	18	27	and	and	CCONJ
ctmj-142	18	28	economic	economic	ADJ
ctmj-142	18	29	development	development	NOUN
ctmj-142	18	30	of	of	ADP
ctmj-142	18	31	india	india	PROPN
ctmj-142	18	32	;	;	PUNCT
ctmj-142	18	33	and	and	CCONJ
ctmj-142	18	34	2	2	X
ctmj-142	18	35	.	.	PUNCT
ctmj-142	18	36	to	to	PART
ctmj-142	18	37	examine	examine	VERB
ctmj-142	18	38	the	the	DET
ctmj-142	18	39	role	role	NOUN
ctmj-142	18	40	of	of	ADP
ctmj-142	18	41	microfinance	microfinance	NOUN
ctmj-142	18	42	firms	firm	NOUN
ctmj-142	18	43	in	in	ADP
ctmj-142	18	44	the	the	DET
ctmj-142	18	45	growth	growth	NOUN
ctmj-142	18	46	of	of	ADP
ctmj-142	18	47	the	the	DET
ctmj-142	18	48	indian	indian	ADJ
ctmj-142	18	49	economy	economy	NOUN
ctmj-142	18	50	.	.	PUNCT
ctmj-142	19	1	3	3	X
ctmj-142	19	2	.	.	PUNCT
ctmj-142	19	3	to	to	PART
ctmj-142	19	4	determine	determine	VERB
ctmj-142	19	5	the	the	DET
ctmj-142	19	6	role	role	NOUN
ctmj-142	19	7	played	play	VERB
ctmj-142	19	8	by	by	ADP
ctmj-142	19	9	microfinance	microfinance	NOUN
ctmj-142	19	10	via	via	ADP
ctmj-142	19	11	shgs	shgs	PROPN
ctmj-142	19	12	in	in	ADP
ctmj-142	19	13	the	the	DET
ctmj-142	19	14	advancement	advancement	NOUN
ctmj-142	19	15	of	of	ADP
ctmj-142	19	16	social	social	ADJ
ctmj-142	19	17	and	and	CCONJ
ctmj-142	19	18	economic	economic	ADJ
ctmj-142	19	19	development	development	NOUN
ctmj-142	19	20	.	.	PUNCT
ctmj-142	20	1	3	3	X
ctmj-142	20	2	.	.	X
ctmj-142	20	3	to	to	PART
ctmj-142	20	4	investigate	investigate	VERB
ctmj-142	20	5	the	the	DET
ctmj-142	20	6	role	role	NOUN
ctmj-142	20	7	of	of	ADP
ctmj-142	20	8	shgs	shgs	PROPN
ctmj-142	20	9	in	in	ADP
ctmj-142	20	10	india	india	PROPN
ctmj-142	20	11	's	's	PART
ctmj-142	20	12	rural	rural	ADJ
ctmj-142	20	13	development	development	NOUN
ctmj-142	20	14	efforts	effort	NOUN
ctmj-142	20	15	.	.	PUNCT
ctmj-142	21	1	role	role	NOUN
ctmj-142	21	2	and	and	CCONJ
ctmj-142	21	3	significance	significance	NOUN
ctmj-142	21	4	of	of	ADP
ctmj-142	21	5	micro	micro	ADJ
ctmj-142	21	6	-	-	NOUN
ctmj-142	21	7	finance	finance	ADJ
ctmj-142	21	8	micro	micro	NOUN
ctmj-142	21	9	-	-	NOUN
ctmj-142	21	10	finance	finance	NOUN
ctmj-142	21	11	contributes	contribute	VERB
ctmj-142	21	12	to	to	ADP
ctmj-142	21	13	social	social	ADJ
ctmj-142	21	14	and	and	CCONJ
ctmj-142	21	15	economic	economic	ADJ
ctmj-142	21	16	development	development	NOUN
ctmj-142	21	17	of	of	ADP
ctmj-142	21	18	the	the	DET
ctmj-142	21	19	nation	nation	NOUN
ctmj-142	21	20	in	in	ADP
ctmj-142	21	21	the	the	DET
ctmj-142	21	22	following	following	ADJ
ctmj-142	21	23	ways	way	NOUN
ctmj-142	21	24	:	:	PUNCT
ctmj-142	21	25	1	1	X
ctmj-142	21	26	.	.	PUNCT
ctmj-142	21	27	because	because	SCONJ
ctmj-142	21	28	of	of	ADP
ctmj-142	21	29	their	their	PRON
ctmj-142	21	30	limited	limited	ADJ
ctmj-142	21	31	financial	financial	ADJ
ctmj-142	21	32	resources	resource	NOUN
ctmj-142	21	33	and	and	CCONJ
ctmj-142	21	34	incapacity	incapacity	NOUN
ctmj-142	21	35	to	to	PART
ctmj-142	21	36	deal	deal	VERB
ctmj-142	21	37	with	with	ADP
ctmj-142	21	38	banking	banking	NOUN
ctmj-142	21	39	processes	process	NOUN
ctmj-142	21	40	and	and	CCONJ
ctmj-142	21	41	documents	document	NOUN
ctmj-142	21	42	,	,	PUNCT
ctmj-142	21	43	poor	poor	ADJ
ctmj-142	21	44	individuals	individual	NOUN
ctmj-142	21	45	are	be	AUX
ctmj-142	21	46	unable	unable	ADJ
ctmj-142	21	47	to	to	PART
ctmj-142	21	48	receive	receive	VERB
ctmj-142	21	49	banking	banking	NOUN
ctmj-142	21	50	services	service	NOUN
ctmj-142	21	51	.	.	PUNCT
ctmj-142	22	1	microfinance	microfinance	NOUN
ctmj-142	22	2	enables	enable	VERB
ctmj-142	22	3	a	a	DET
ctmj-142	22	4	broad	broad	ADJ
ctmj-142	22	5	variety	variety	NOUN
ctmj-142	22	6	of	of	ADP
ctmj-142	22	7	financial	financial	ADJ
ctmj-142	22	8	services	service	NOUN
ctmj-142	22	9	,	,	PUNCT
ctmj-142	22	10	including	include	VERB
ctmj-142	22	11	as	as	ADP
ctmj-142	22	12	deposits	deposit	NOUN
ctmj-142	22	13	,	,	PUNCT
ctmj-142	22	14	loans	loan	NOUN
ctmj-142	22	15	,	,	PUNCT
ctmj-142	22	16	payment	payment	NOUN
ctmj-142	22	17	services	service	NOUN
ctmj-142	22	18	,	,	PUNCT
ctmj-142	22	19	money	money	NOUN
ctmj-142	22	20	transfers	transfer	NOUN
ctmj-142	22	21	,	,	PUNCT
ctmj-142	22	22	and	and	CCONJ
ctmj-142	22	23	insurance	insurance	NOUN
ctmj-142	22	24	,	,	PUNCT
ctmj-142	22	25	to	to	PART
ctmj-142	22	26	be	be	AUX
ctmj-142	22	27	made	make	VERB
ctmj-142	22	28	available	available	ADJ
ctmj-142	22	29	to	to	PART
ctmj-142	22	30	lowincome	lowincome	VERB
ctmj-142	22	31	and	and	CCONJ
ctmj-142	22	32	workingclass	workingclass	VERB
ctmj-142	22	33	people	people	NOUN
ctmj-142	22	34	,	,	PUNCT
ctmj-142	22	35	as	as	ADV
ctmj-142	22	36	well	well	ADV
ctmj-142	22	37	as	as	ADP
ctmj-142	22	38	their	their	PRON
ctmj-142	22	39	micro	micro	ADJ
ctmj-142	22	40	enterprises	enterprise	NOUN
ctmj-142	22	41	,	,	PUNCT
ctmj-142	22	42	via	via	ADP
ctmj-142	22	43	a	a	DET
ctmj-142	22	44	single	single	ADJ
ctmj-142	22	45	channel	channel	NOUN
ctmj-142	22	46	.	.	PUNCT
ctmj-142	23	1	2	2	X
ctmj-142	23	2	.	.	X
ctmj-142	23	3	microfinance	microfinance	NOUN
ctmj-142	23	4	institutions	institution	NOUN
ctmj-142	23	5	,	,	PUNCT
ctmj-142	23	6	via	via	ADP
ctmj-142	23	7	their	their	PRON
ctmj-142	23	8	non	non	ADJ
ctmj-142	23	9	-	-	ADJ
ctmj-142	23	10	governmental	governmental	ADJ
ctmj-142	23	11	organisations	organisation	NOUN
ctmj-142	23	12	(	(	PUNCT
ctmj-142	23	13	ngos	ngo	NOUN
ctmj-142	23	14	)	)	PUNCT
ctmj-142	23	15	,	,	PUNCT
ctmj-142	23	16	help	help	VERB
ctmj-142	23	17	disadvantaged	disadvantaged	ADJ
ctmj-142	23	18	individuals	individual	NOUN
ctmj-142	23	19	build	build	VERB
ctmj-142	23	20	saving	saving	NOUN
ctmj-142	23	21	habits	habit	NOUN
ctmj-142	23	22	.	.	PUNCT
ctmj-142	24	1	a	a	DET
ctmj-142	24	2	portion	portion	NOUN
ctmj-142	24	3	of	of	ADP
ctmj-142	24	4	the	the	DET
ctmj-142	24	5	financial	financial	ADJ
ctmj-142	24	6	resources	resource	NOUN
ctmj-142	24	7	created	create	VERB
ctmj-142	24	8	via	via	ADP
ctmj-142	24	9	savings	saving	NOUN
ctmj-142	24	10	and	and	CCONJ
ctmj-142	24	11	microcredit	microcredit	PROPN
ctmj-142	24	12	received	receive	VERB
ctmj-142	24	13	from	from	ADP
ctmj-142	24	14	banks	bank	NOUN
ctmj-142	24	15	is	be	AUX
ctmj-142	24	16	used	use	VERB
ctmj-142	24	17	to	to	PART
ctmj-142	24	18	give	give	VERB
ctmj-142	24	19	loans	loan	NOUN
ctmj-142	24	20	and	and	CCONJ
ctmj-142	24	21	advances	advance	NOUN
ctmj-142	24	22	to	to	ADP
ctmj-142	24	23	members	member	NOUN
ctmj-142	24	24	of	of	ADP
ctmj-142	24	25	self	self	NOUN
ctmj-142	24	26	-	-	PUNCT
ctmj-142	24	27	help	help	NOUN
ctmj-142	24	28	groups	group	NOUN
ctmj-142	24	29	(	(	PUNCT
ctmj-142	24	30	shgs	shgs	ADJ
ctmj-142	24	31	)	)	PUNCT
ctmj-142	24	32	.	.	PUNCT
ctmj-142	25	1	as	as	ADP
ctmj-142	25	2	a	a	DET
ctmj-142	25	3	result	result	NOUN
ctmj-142	25	4	,	,	PUNCT
ctmj-142	25	5	microfinance	microfinance	NOUN
ctmj-142	25	6	organisations	organisation	NOUN
ctmj-142	25	7	aid	aid	VERB
ctmj-142	25	8	in	in	ADP
ctmj-142	25	9	the	the	DET
ctmj-142	25	10	mobilisation	mobilisation	NOUN
ctmj-142	25	11	of	of	ADP
ctmj-142	25	12	savings	saving	NOUN
ctmj-142	25	13	and	and	CCONJ
ctmj-142	25	14	the	the	DET
ctmj-142	25	15	use	use	NOUN
ctmj-142	25	16	of	of	ADP
ctmj-142	25	17	these	these	DET
ctmj-142	25	18	funds	fund	NOUN
ctmj-142	25	19	for	for	ADP
ctmj-142	25	20	the	the	DET
ctmj-142	25	21	benefit	benefit	NOUN
ctmj-142	25	22	of	of	ADP
ctmj-142	25	23	its	its	PRON
ctmj-142	25	24	members	member	NOUN
ctmj-142	25	25	.	.	PUNCT
ctmj-142	26	1	poor	poor	ADJ
ctmj-142	26	2	individuals	individual	NOUN
ctmj-142	26	3	are	be	AUX
ctmj-142	26	4	unable	unable	ADJ
ctmj-142	26	5	to	to	PART
ctmj-142	26	6	get	get	VERB
ctmj-142	26	7	loans	loan	NOUN
ctmj-142	26	8	from	from	ADP
ctmj-142	26	9	the	the	DET
ctmj-142	26	10	traditional	traditional	ADJ
ctmj-142	26	11	banking	banking	NOUN
ctmj-142	26	12	system	system	NOUN
ctmj-142	26	13	because	because	SCONJ
ctmj-142	26	14	they	they	PRON
ctmj-142	26	15	lack	lack	VERB
ctmj-142	26	16	the	the	DET
ctmj-142	26	17	necessary	necessary	ADJ
ctmj-142	26	18	collateral	collateral	NOUN
ctmj-142	26	19	or	or	CCONJ
ctmj-142	26	20	counter	counter	NOUN
ctmj-142	26	21	-	-	NOUN
ctmj-142	26	22	guarantee	guarantee	NOUN
ctmj-142	26	23	,	,	PUNCT
ctmj-142	26	24	which	which	PRON
ctmj-142	26	25	they	they	PRON
ctmj-142	26	26	can	can	AUX
ctmj-142	26	27	not	not	PART
ctmj-142	26	28	provide	provide	VERB
ctmj-142	26	29	.	.	PUNCT
ctmj-142	27	1	once	once	ADV
ctmj-142	27	2	again	again	ADV
ctmj-142	27	3	,	,	PUNCT
ctmj-142	27	4	high	high	ADJ
ctmj-142	27	5	interest	interest	NOUN
ctmj-142	27	6	rates	rate	NOUN
ctmj-142	27	7	,	,	PUNCT
ctmj-142	27	8	as	as	ADV
ctmj-142	27	9	well	well	ADV
ctmj-142	27	10	as	as	ADP
ctmj-142	27	11	lengthy	lengthy	ADJ
ctmj-142	27	12	loan	loan	NOUN
ctmj-142	27	13	application	application	NOUN
ctmj-142	27	14	and	and	CCONJ
ctmj-142	27	15	paperwork	paperwork	NOUN
ctmj-142	27	16	processes	process	NOUN
ctmj-142	27	17	,	,	PUNCT
ctmj-142	27	18	discourage	discourage	VERB
ctmj-142	27	19	impoverished	impoverished	ADJ
ctmj-142	27	20	individuals	individual	NOUN
ctmj-142	27	21	from	from	ADP
ctmj-142	27	22	seeking	seek	VERB
ctmj-142	27	23	financial	financial	ADJ
ctmj-142	27	24	assistance	assistance	NOUN
ctmj-142	27	25	from	from	ADP
ctmj-142	27	26	banks	bank	NOUN
ctmj-142	27	27	.	.	PUNCT
ctmj-142	28	1	microfinance	microfinance	NOUN
ctmj-142	28	2	removes	remove	VERB
ctmj-142	28	3	all	all	PRON
ctmj-142	28	4	of	of	ADP
ctmj-142	28	5	these	these	DET
ctmj-142	28	6	stumbling	stumble	VERB
ctmj-142	28	7	blocks	block	NOUN
ctmj-142	28	8	and	and	CCONJ
ctmj-142	28	9	offers	offer	VERB
ctmj-142	28	10	low	low	ADJ
ctmj-142	28	11	-	-	PUNCT
ctmj-142	28	12	interest	interest	NOUN
ctmj-142	28	13	loans	loan	NOUN
ctmj-142	28	14	to	to	ADP
ctmj-142	28	15	rural	rural	ADJ
ctmj-142	28	16	and	and	CCONJ
ctmj-142	28	17	low	low	ADJ
ctmj-142	28	18	-	-	PUNCT
ctmj-142	28	19	income	income	NOUN
ctmj-142	28	20	people	people	NOUN
ctmj-142	28	21	on	on	ADP
ctmj-142	28	22	favourable	favourable	ADJ
ctmj-142	28	23	conditions	condition	NOUN
ctmj-142	28	24	.	.	PUNCT
ctmj-142	29	1	4	4	X
ctmj-142	29	2	.	.	X
ctmj-142	29	3	micro	micro	NOUN
ctmj-142	29	4	-	-	NOUN
ctmj-142	29	5	finance	finance	NOUN
ctmj-142	29	6	enables	enable	VERB
ctmj-142	29	7	the	the	DET
ctmj-142	29	8	weaker	weak	ADJ
ctmj-142	29	9	sectors	sector	NOUN
ctmj-142	29	10	of	of	ADP
ctmj-142	29	11	society	society	NOUN
ctmj-142	29	12	to	to	PART
ctmj-142	29	13	get	get	VERB
ctmj-142	29	14	loans	loan	NOUN
ctmj-142	29	15	at	at	ADP
ctmj-142	29	16	lower	low	ADJ
ctmj-142	29	17	interest	interest	NOUN
ctmj-142	29	18	rates	rate	NOUN
ctmj-142	29	19	,	,	PUNCT
ctmj-142	29	20	enabling	enable	VERB
ctmj-142	29	21	them	they	PRON
ctmj-142	29	22	to	to	PART
ctmj-142	29	23	start	start	VERB
ctmj-142	29	24	their	their	PRON
ctmj-142	29	25	enterprises	enterprise	NOUN
ctmj-142	29	26	on	on	ADP
ctmj-142	29	27	a	a	DET
ctmj-142	29	28	small	small	ADJ
ctmj-142	29	29	scale	scale	NOUN
ctmj-142	29	30	,	,	PUNCT
ctmj-142	29	31	build	build	VERB
ctmj-142	29	32	their	their	PRON
ctmj-142	29	33	businesses	business	NOUN
ctmj-142	29	34	,	,	PUNCT
ctmj-142	29	35	and	and	CCONJ
ctmj-142	29	36	eventually	eventually	ADV
ctmj-142	29	37	lift	lift	VERB
ctmj-142	29	38	themselves	themselves	PRON
ctmj-142	29	39	out	out	ADP
ctmj-142	29	40	of	of	ADP
ctmj-142	29	41	poverty	poverty	NOUN
ctmj-142	29	42	and	and	CCONJ
ctmj-142	29	43	become	become	VERB
ctmj-142	29	44	self	self	NOUN
ctmj-142	29	45	-	-	PUNCT
ctmj-142	29	46	sufficient	sufficient	ADJ
ctmj-142	29	47	and	and	CCONJ
ctmj-142	29	48	independent	independent	ADJ
ctmj-142	29	49	.	.	PUNCT
ctmj-142	30	1	it	it	PRON
ctmj-142	30	2	contributes	contribute	VERB
ctmj-142	30	3	to	to	ADP
ctmj-142	30	4	the	the	DET
ctmj-142	30	5	development	development	NOUN
ctmj-142	30	6	of	of	ADP
ctmj-142	30	7	long	long	ADJ
ctmj-142	30	8	-	-	PUNCT
ctmj-142	30	9	term	term	NOUN
ctmj-142	30	10	financial	financial	ADJ
ctmj-142	30	11	independence	independence	NOUN
ctmj-142	30	12	among	among	ADP
ctmj-142	30	13	the	the	DET
ctmj-142	30	14	weaker	weak	ADJ
ctmj-142	30	15	sectors	sector	NOUN
ctmj-142	30	16	of	of	ADP
ctmj-142	30	17	society	society	NOUN
ctmj-142	30	18	,	,	PUNCT
ctmj-142	30	19	and	and	CCONJ
ctmj-142	30	20	as	as	ADP
ctmj-142	30	21	a	a	DET
ctmj-142	30	22	result	result	NOUN
ctmj-142	30	23	,	,	PUNCT
ctmj-142	30	24	it	it	PRON
ctmj-142	30	25	encourages	encourage	VERB
ctmj-142	30	26	people	people	NOUN
ctmj-142	30	27	to	to	PART
ctmj-142	30	28	become	become	VERB
ctmj-142	30	29	self	self	NOUN
ctmj-142	30	30	-	-	PUNCT
ctmj-142	30	31	sufficient	sufficient	ADJ
ctmj-142	30	32	.	.	PUNCT
ctmj-142	31	1	the	the	DET
ctmj-142	31	2	provision	provision	NOUN
ctmj-142	31	3	of	of	ADP
ctmj-142	31	4	micro	micro	NOUN
ctmj-142	31	5	-	-	NOUN
ctmj-142	31	6	finance	finance	NOUN
ctmj-142	31	7	is	be	AUX
ctmj-142	31	8	made	make	VERB
ctmj-142	31	9	possible	possible	ADJ
ctmj-142	31	10	via	via	ADP
ctmj-142	31	11	the	the	DET
ctmj-142	31	12	intermediation	intermediation	NOUN
ctmj-142	31	13	of	of	ADP
ctmj-142	31	14	self	self	NOUN
ctmj-142	31	15	help	help	NOUN
ctmj-142	31	16	groups	group	NOUN
ctmj-142	31	17	(	(	PUNCT
ctmj-142	31	18	shgs	shgs	ADJ
ctmj-142	31	19	)	)	PUNCT
ctmj-142	31	20	.	.	PUNCT
ctmj-142	32	1	in	in	ADP
ctmj-142	32	2	the	the	DET
ctmj-142	32	3	united	united	PROPN
ctmj-142	32	4	states	states	PROPN
ctmj-142	32	5	,	,	PUNCT
ctmj-142	32	6	more	more	ADJ
ctmj-142	32	7	than	than	ADP
ctmj-142	32	8	half	half	NOUN
ctmj-142	32	9	of	of	ADP
ctmj-142	32	10	all	all	DET
ctmj-142	32	11	self	self	NOUN
ctmj-142	32	12	-	-	PUNCT
ctmj-142	32	13	help	help	NOUN
ctmj-142	32	14	groups	group	NOUN
ctmj-142	32	15	(	(	PUNCT
ctmj-142	32	16	shgs	shgs	ADJ
ctmj-142	32	17	)	)	PUNCT
ctmj-142	32	18	are	be	AUX
ctmj-142	32	19	started	start	VERB
ctmj-142	32	20	by	by	ADP
ctmj-142	32	21	women	woman	NOUN
ctmj-142	32	22	.	.	PUNCT
ctmj-142	33	1	they	they	PRON
ctmj-142	33	2	now	now	ADV
ctmj-142	33	3	have	have	VERB
ctmj-142	33	4	better	well	ADJ
ctmj-142	33	5	access	access	NOUN
ctmj-142	33	6	to	to	ADP
ctmj-142	33	7	financial	financial	ADJ
ctmj-142	33	8	and	and	CCONJ
ctmj-142	33	9	economic	economic	ADJ
ctmj-142	33	10	resources	resource	NOUN
ctmj-142	33	11	as	as	ADP
ctmj-142	33	12	a	a	DET
ctmj-142	33	13	result	result	NOUN
ctmj-142	33	14	of	of	ADP
ctmj-142	33	15	this	this	PRON
ctmj-142	33	16	.	.	PUNCT
ctmj-142	34	1	it	it	PRON
ctmj-142	34	2	is	be	AUX
ctmj-142	34	3	a	a	DET
ctmj-142	34	4	significant	significant	ADJ
ctmj-142	34	5	step	step	NOUN
ctmj-142	34	6	forward	forward	ADV
ctmj-142	34	7	in	in	ADP
ctmj-142	34	8	providing	provide	VERB
ctmj-142	34	9	better	well	ADJ
ctmj-142	34	10	protection	protection	NOUN
ctmj-142	34	11	for	for	ADP
ctmj-142	34	12	women	woman	NOUN
ctmj-142	34	13	.	.	PUNCT
ctmj-142	35	1	as	as	ADP
ctmj-142	35	2	a	a	DET
ctmj-142	35	3	result	result	NOUN
ctmj-142	35	4	,	,	PUNCT
ctmj-142	35	5	microfinance	microfinance	NOUN
ctmj-142	35	6	provides	provide	VERB
ctmj-142	35	7	underprivileged	underprivileged	ADJ
ctmj-142	35	8	women	woman	NOUN
ctmj-142	35	9	with	with	ADP
ctmj-142	35	10	economic	economic	ADJ
ctmj-142	35	11	and	and	CCONJ
ctmj-142	35	12	social	social	ADJ
ctmj-142	35	13	empowerment	empowerment	NOUN
ctmj-142	35	14	.	.	PUNCT
ctmj-142	36	1	6	6	X
ctmj-142	36	2	.	.	X
ctmj-142	36	3	typically	typically	ADV
ctmj-142	36	4	,	,	PUNCT
ctmj-142	36	5	the	the	DET
ctmj-142	36	6	rural	rural	ADJ
ctmj-142	36	7	sector	sector	NOUN
ctmj-142	36	8	relies	rely	VERB
ctmj-142	36	9	on	on	ADP
ctmj-142	36	10	noninstitutional	noninstitutional	ADJ
ctmj-142	36	11	organisations	organisation	NOUN
ctmj-142	36	12	to	to	PART
ctmj-142	36	13	meet	meet	VERB
ctmj-142	36	14	their	their	PRON
ctmj-142	36	15	financial	financial	ADJ
ctmj-142	36	16	obligations	obligation	NOUN
ctmj-142	36	17	,	,	PUNCT
ctmj-142	36	18	and	and	CCONJ
ctmj-142	36	19	as	as	ADP
ctmj-142	36	20	a	a	DET
ctmj-142	36	21	result	result	NOUN
ctmj-142	36	22	,	,	PUNCT
ctmj-142	36	23	they	they	PRON
ctmj-142	36	24	are	be	AUX
ctmj-142	36	25	abused	abuse	VERB
ctmj-142	36	26	in	in	ADP
ctmj-142	36	27	a	a	DET
ctmj-142	36	28	variety	variety	NOUN
ctmj-142	36	29	of	of	ADP
ctmj-142	36	30	ways	way	NOUN
ctmj-142	36	31	.	.	PUNCT
ctmj-142	37	1	micro	micro	NOUN
ctmj-142	37	2	-	-	NOUN
ctmj-142	37	3	finance	finance	NOUN
ctmj-142	37	4	has	have	AUX
ctmj-142	37	5	shown	show	VERB
ctmj-142	37	6	to	to	PART
ctmj-142	37	7	be	be	AUX
ctmj-142	37	8	effective	effective	ADJ
ctmj-142	37	9	in	in	ADP
ctmj-142	37	10	reducing	reduce	VERB
ctmj-142	37	11	poverty	poverty	NOUN
ctmj-142	37	12	.	.	PUNCT
ctmj-142	38	1	existence	existence	NOUN
ctmj-142	38	2	of	of	ADP
ctmj-142	38	3	micro	micro	PROPN
ctmj-142	38	4	finance	finance	PROPN
ctmj-142	38	5	in	in	ADP
ctmj-142	38	6	india	india	PROPN
ctmj-142	38	7	the	the	DET
ctmj-142	38	8	term	term	NOUN
ctmj-142	38	9	"	"	PUNCT
ctmj-142	38	10	microfinance	microfinance	NOUN
ctmj-142	38	11	"	"	PUNCT
ctmj-142	38	12	was	be	AUX
ctmj-142	38	13	first	first	ADV
ctmj-142	38	14	used	use	VERB
ctmj-142	38	15	in	in	ADP
ctmj-142	38	16	the	the	DET
ctmj-142	38	17	1970s	1970	NOUN
ctmj-142	38	18	,	,	PUNCT
ctmj-142	38	19	at	at	ADP
ctmj-142	38	20	the	the	DET
ctmj-142	38	21	same	same	ADJ
ctmj-142	38	22	time	time	NOUN
ctmj-142	38	23	as	as	SCONJ
ctmj-142	38	24	organizations	organization	NOUN
ctmj-142	38	25	like	like	ADP
ctmj-142	38	26	the	the	DET
ctmj-142	38	27	grameen	grameen	PROPN
ctmj-142	38	28	bank	bank	PROPN
ctmj-142	38	29	of	of	ADP
ctmj-142	38	30	bangladesh	bangladesh	PROPN
ctmj-142	38	31	,	,	PUNCT
ctmj-142	38	32	founded	found	VERB
ctmj-142	38	33	and	and	CCONJ
ctmj-142	38	34	run	run	VERB
ctmj-142	38	35	by	by	ADP
ctmj-142	38	36	microfinance	microfinance	NOUN
ctmj-142	38	37	pioneer	pioneer	PROPN
ctmj-142	38	38	muhammad	muhammad	PROPN
ctmj-142	38	39	yunus	yunus	PROPN
ctmj-142	38	40	,	,	PUNCT
ctmj-142	38	41	were	be	AUX
ctmj-142	38	42	laying	lay	VERB
ctmj-142	38	43	the	the	DET
ctmj-142	38	44	groundwork	groundwork	NOUN
ctmj-142	38	45	for	for	ADP
ctmj-142	38	46	the	the	DET
ctmj-142	38	47	modern	modern	ADJ
ctmj-142	38	48	microfinance	microfinance	NOUN
ctmj-142	38	49	industry	industry	NOUN
ctmj-142	38	50	.	.	PUNCT
ctmj-142	39	1	in	in	ADP
ctmj-142	39	2	the	the	DET
ctmj-142	39	3	early	early	ADJ
ctmj-142	39	4	1970s	1970	NOUN
ctmj-142	39	5	,	,	PUNCT
ctmj-142	39	6	the	the	DET
ctmj-142	39	7	self	self	NOUN
ctmj-142	39	8	employed	employ	VERB
ctmj-142	39	9	women	woman	NOUN
ctmj-142	39	10	's	's	PART
ctmj-142	39	11	association	association	NOUN
ctmj-142	39	12	(	(	PUNCT
ctmj-142	39	13	"	"	PUNCT
ctmj-142	39	14	sewa	sewa	PROPN
ctmj-142	39	15	"	"	PUNCT
ctmj-142	39	16	)	)	PUNCT
ctmj-142	39	17	of	of	ADP
ctmj-142	39	18	the	the	DET
ctmj-142	39	19	state	state	NOUN
ctmj-142	39	20	of	of	ADP
ctmj-142	39	21	gujarat	gujarat	PROPN
ctmj-142	39	22	founded	found	VERB
ctmj-142	39	23	the	the	DET
ctmj-142	39	24	shri	shri	PROPN
ctmj-142	39	25	mahila	mahila	PROPN
ctmj-142	39	26	sewa	sewa	PROPN
ctmj-142	39	27	sahakari	sahakari	PROPN
ctmj-142	39	28	bank	bank	PROPN
ctmj-142	39	29	,	,	PUNCT
ctmj-142	39	30	an	an	DET
ctmj-142	39	31	urban	urban	ADJ
ctmj-142	39	32	cooperative	cooperative	ADJ
ctmj-142	39	33	bank	bank	NOUN
ctmj-142	39	34	,	,	PUNCT
ctmj-142	39	35	with	with	ADP
ctmj-142	39	36	the	the	DET
ctmj-142	39	37	aim	aim	NOUN
ctmj-142	39	38	of	of	ADP
ctmj-142	39	39	providing	provide	VERB
ctmj-142	39	40	banking	banking	NOUN
ctmj-142	39	41	services	service	NOUN
ctmj-142	39	42	to	to	ADP
ctmj-142	39	43	low	low	ADJ
ctmj-142	39	44	income	income	NOUN
ctmj-142	39	45	women	woman	NOUN
ctmj-142	39	46	who	who	PRON
ctmj-142	39	47	were	be	AUX
ctmj-142	39	48	self	self	NOUN
ctmj-142	39	49	employed	employ	VERB
ctmj-142	39	50	or	or	CCONJ
ctmj-142	39	51	otherwise	otherwise	ADV
ctmj-142	39	52	financially	financially	ADV
ctmj-142	39	53	independent	independent	ADJ
ctmj-142	39	54	.	.	PUNCT
ctmj-142	40	1	in	in	ADP
ctmj-142	40	2	the	the	DET
ctmj-142	40	3	1980s	1980	NOUN
ctmj-142	40	4	,	,	PUNCT
ctmj-142	40	5	the	the	DET
ctmj-142	40	6	concept	concept	NOUN
ctmj-142	40	7	of	of	ADP
ctmj-142	40	8	shgs	shgs	ADJ
ctmj-142	40	9	(	(	PUNCT
ctmj-142	40	10	or	or	CCONJ
ctmj-142	40	11	self	self	NOUN
ctmj-142	40	12	-	-	PUNCT
ctmj-142	40	13	help	help	NOUN
ctmj-142	40	14	groups	group	NOUN
ctmj-142	40	15	)	)	PUNCT
ctmj-142	40	16	was	be	AUX
ctmj-142	40	17	developed	develop	VERB
ctmj-142	40	18	,	,	PUNCT
ctmj-142	40	19	and	and	CCONJ
ctmj-142	40	20	these	these	DET
ctmj-142	40	21	informal	informal	ADJ
ctmj-142	40	22	organizations	organization	NOUN
ctmj-142	40	23	were	be	AUX
ctmj-142	40	24	given	give	VERB
ctmj-142	40	25	the	the	DET
ctmj-142	40	26	responsibility	responsibility	NOUN
ctmj-142	40	27	of	of	ADP
ctmj-142	40	28	providing	provide	VERB
ctmj-142	40	29	savings	saving	NOUN
ctmj-142	40	30	and	and	CCONJ
ctmj-142	40	31	credit	credit	NOUN
ctmj-142	40	32	services	service	NOUN
ctmj-142	40	33	to	to	ADP
ctmj-142	40	34	its	its	PRON
ctmj-142	40	35	members	member	NOUN
ctmj-142	40	36	.	.	PUNCT
ctmj-142	41	1	due	due	ADP
ctmj-142	41	2	to	to	ADP
ctmj-142	41	3	its	its	PRON
ctmj-142	41	4	size	size	NOUN
ctmj-142	41	5	and	and	CCONJ
ctmj-142	41	6	population	population	NOUN
ctmj-142	41	7	(	(	PUNCT
ctmj-142	41	8	about	about	ADP
ctmj-142	41	9	a	a	DET
ctmj-142	41	10	billion	billion	NUM
ctmj-142	41	11	people	people	NOUN
ctmj-142	41	12	)	)	PUNCT
ctmj-142	41	13	,	,	PUNCT
ctmj-142	41	14	india	india	PROPN
ctmj-142	41	15	's	's	PART
ctmj-142	41	16	gdp	gdp	NOUN
ctmj-142	41	17	is	be	AUX
ctmj-142	41	18	in	in	ADP
ctmj-142	41	19	the	the	DET
ctmj-142	41	20	top	top	ADJ
ctmj-142	41	21	20	20	NUM
ctmj-142	41	22	of	of	ADP
ctmj-142	41	23	the	the	DET
ctmj-142	41	24	world	world	NOUN
ctmj-142	41	25	's	's	PART
ctmj-142	41	26	economies	economy	NOUN
ctmj-142	41	27	.	.	PUNCT
ctmj-142	42	1	however	however	ADV
ctmj-142	42	2	,	,	PUNCT
ctmj-142	42	3	there	there	PRON
ctmj-142	42	4	are	be	VERB
ctmj-142	42	5	over	over	ADP
ctmj-142	42	6	400	400	NUM
ctmj-142	42	7	million	million	NUM
ctmj-142	42	8	people	people	NOUN
ctmj-142	42	9	who	who	PRON
ctmj-142	42	10	live	live	VERB
ctmj-142	42	11	in	in	ADP
ctmj-142	42	12	poverty	poverty	NOUN
ctmj-142	42	13	,	,	PUNCT
ctmj-142	42	14	or	or	CCONJ
ctmj-142	42	15	about	about	ADV
ctmj-142	42	16	60	60	NUM
ctmj-142	42	17	million	million	NUM
ctmj-142	42	18	households	household	NOUN
ctmj-142	42	19	.	.	PUNCT
ctmj-142	43	1	predictions	prediction	NOUN
ctmj-142	43	2	also	also	ADV
ctmj-142	43	3	show	show	VERB
ctmj-142	43	4	that	that	SCONJ
ctmj-142	43	5	just	just	ADV
ctmj-142	43	6	around	around	ADV
ctmj-142	43	7	20	20	NUM
ctmj-142	43	8	%	%	NOUN
ctmj-142	43	9	of	of	ADP
ctmj-142	43	10	these	these	DET
ctmj-142	43	11	households	household	NOUN
ctmj-142	43	12	have	have	VERB
ctmj-142	43	13	access	access	NOUN
ctmj-142	43	14	to	to	ADP
ctmj-142	43	15	formal	formal	ADJ
ctmj-142	43	16	funding	funding	NOUN
ctmj-142	43	17	,	,	PUNCT
ctmj-142	43	18	highlighting	highlight	VERB
ctmj-142	43	19	the	the	DET
ctmj-142	43	20	underserved	underserved	ADJ
ctmj-142	43	21	nature	nature	NOUN
ctmj-142	43	22	of	of	ADP
ctmj-142	43	23	the	the	DET
ctmj-142	43	24	informal	informal	ADJ
ctmj-142	43	25	economy	economy	NOUN
ctmj-142	43	26	.	.	PUNCT
ctmj-142	44	1	another	another	DET
ctmj-142	44	2	major	major	ADJ
ctmj-142	44	3	issue	issue	NOUN
ctmj-142	44	4	is	be	AUX
ctmj-142	44	5	the	the	DET
ctmj-142	44	6	large	large	ADJ
ctmj-142	44	7	proportion	proportion	NOUN
ctmj-142	44	8	of	of	ADP
ctmj-142	44	9	rural	rural	ADJ
ctmj-142	44	10	residents	resident	NOUN
ctmj-142	44	11	who	who	PRON
ctmj-142	44	12	lack	lack	VERB
ctmj-142	44	13	access	access	NOUN
ctmj-142	44	14	to	to	ADP
ctmj-142	44	15	reliable	reliable	ADJ
ctmj-142	44	16	financial	financial	ADJ
ctmj-142	44	17	intermediary	intermediary	NOUN
ctmj-142	44	18	services	service	NOUN
ctmj-142	44	19	like	like	ADP
ctmj-142	44	20	banks	bank	NOUN
ctmj-142	44	21	and	and	CCONJ
ctmj-142	44	22	savings	saving	NOUN
ctmj-142	44	23	institutions	institution	NOUN
ctmj-142	44	24	.	.	PUNCT
ctmj-142	45	1	giving	give	VERB
ctmj-142	45	2	the	the	DET
ctmj-142	45	3	poor	poor	ADJ
ctmj-142	45	4	access	access	NOUN
ctmj-142	45	5	to	to	ADP
ctmj-142	45	6	credit	credit	NOUN
ctmj-142	45	7	under	under	ADP
ctmj-142	45	8	fair	fair	ADJ
ctmj-142	45	9	terms	term	NOUN
ctmj-142	45	10	has	have	VERB
ctmj-142	45	11	the	the	DET
ctmj-142	45	12	potential	potential	NOUN
ctmj-142	45	13	to	to	PART
ctmj-142	45	14	significantly	significantly	ADV
ctmj-142	45	15	alleviate	alleviate	VERB
ctmj-142	45	16	poverty	poverty	NOUN
ctmj-142	45	17	.	.	PUNCT
ctmj-142	46	1	therefore	therefore	ADV
ctmj-142	46	2	,	,	PUNCT
ctmj-142	46	3	microcredit	microcredit	NOUN
ctmj-142	46	4	is	be	AUX
ctmj-142	46	5	crucial	crucial	ADJ
ctmj-142	46	6	in	in	ADP
ctmj-142	46	7	the	the	DET
ctmj-142	46	8	context	context	NOUN
ctmj-142	46	9	of	of	ADP
ctmj-142	46	10	india	india	PROPN
ctmj-142	46	11	.	.	PUNCT
ctmj-142	47	1	concerns	concern	NOUN
ctmj-142	47	2	and	and	CCONJ
ctmj-142	47	3	difficulties	difficulty	NOUN
ctmj-142	47	4	prohibit	prohibit	VERB
ctmj-142	47	5	microfinance	microfinance	NOUN
ctmj-142	47	6	from	from	ADP
ctmj-142	47	7	reaching	reach	VERB
ctmj-142	47	8	the	the	DET
ctmj-142	47	9	most	most	ADV
ctmj-142	47	10	vulnerable	vulnerable	ADJ
ctmj-142	47	11	,	,	PUNCT
ctmj-142	47	12	as	as	SCONJ
ctmj-142	47	13	shown	show	VERB
ctmj-142	47	14	by	by	ADP
ctmj-142	47	15	the	the	DET
ctmj-142	47	16	fact	fact	NOUN
ctmj-142	47	17	that	that	SCONJ
ctmj-142	47	18	approximately	approximately	ADV
ctmj-142	47	19	60	60	NUM
ctmj-142	47	20	million	million	NUM
ctmj-142	47	21	households	household	NOUN
ctmj-142	47	22	are	be	AUX
ctmj-142	47	23	living	live	VERB
ctmj-142	47	24	at	at	ADP
ctmj-142	47	25	or	or	CCONJ
ctmj-142	47	26	below	below	ADP
ctmj-142	47	27	the	the	DET
ctmj-142	47	28	officially	officially	ADV
ctmj-142	47	29	defined	define	VERB
ctmj-142	47	30	poverty	poverty	NOUN
ctmj-142	47	31	level	level	NOUN
ctmj-142	47	32	and	and	CCONJ
ctmj-142	47	33	that	that	SCONJ
ctmj-142	47	34	more	more	ADJ
ctmj-142	47	35	than	than	ADP
ctmj-142	47	36	80	80	NUM
ctmj-142	47	37	%	%	NOUN
ctmj-142	47	38	of	of	ADP
ctmj-142	47	39	the	the	DET
ctmj-142	47	40	population	population	NOUN
ctmj-142	47	41	can	can	AUX
ctmj-142	47	42	not	not	PART
ctmj-142	47	43	receive	receive	VERB
ctmj-142	47	44	credit	credit	NOUN
ctmj-142	47	45	at	at	ADP
ctmj-142	47	46	reasonable	reasonable	ADJ
ctmj-142	47	47	rates	rate	NOUN
ctmj-142	47	48	.	.	PUNCT
ctmj-142	48	1	as	as	ADP
ctmj-142	48	2	the	the	DET
ctmj-142	48	3	graph	graph	NOUN
ctmj-142	48	4	below	below	ADP
ctmj-142	48	5	shows	show	NOUN
ctmj-142	48	6	,	,	PUNCT
ctmj-142	48	7	the	the	DET
ctmj-142	48	8	prospects	prospect	NOUN
ctmj-142	48	9	of	of	ADP
ctmj-142	48	10	unskilled	unskilled	ADJ
ctmj-142	48	11	and	and	CCONJ
ctmj-142	48	12	illiterate	illiterate	ADJ
ctmj-142	48	13	people	people	NOUN
ctmj-142	48	14	have	have	AUX
ctmj-142	48	15	not	not	PART
ctmj-142	48	16	increased	increase	VERB
ctmj-142	48	17	at	at	ADP
ctmj-142	48	18	the	the	DET
ctmj-142	48	19	same	same	ADJ
ctmj-142	48	20	rate	rate	NOUN
ctmj-142	48	21	as	as	ADP
ctmj-142	48	22	the	the	DET
ctmj-142	48	23	rest	rest	NOUN
ctmj-142	48	24	of	of	ADP
ctmj-142	48	25	the	the	DET
ctmj-142	48	26	economy	economy	NOUN
ctmj-142	48	27	despite	despite	SCONJ
ctmj-142	48	28	globalization	globalization	NOUN
ctmj-142	48	29	and	and	CCONJ
ctmj-142	48	30	economic	economic	ADJ
ctmj-142	48	31	liberalization	liberalization	NOUN
ctmj-142	48	32	.	.	PUNCT
ctmj-142	49	1	institutions	institution	NOUN
ctmj-142	49	2	involved	involve	VERB
ctmj-142	49	3	in	in	ADP
ctmj-142	49	4	microfinance	microfinance	NOUN
ctmj-142	49	5	have	have	VERB
ctmj-142	49	6	a	a	DET
ctmj-142	49	7	crucial	crucial	ADJ
ctmj-142	49	8	role	role	NOUN
ctmj-142	49	9	in	in	ADP
ctmj-142	49	10	reducing	reduce	VERB
ctmj-142	49	11	economic	economic	ADJ
ctmj-142	49	12	inequality	inequality	NOUN
ctmj-142	49	13	and	and	CCONJ
ctmj-142	49	14	making	make	VERB
ctmj-142	49	15	significant	significant	ADJ
ctmj-142	49	16	contributions	contribution	NOUN
ctmj-142	49	17	to	to	ADP
ctmj-142	49	18	rural	rural	ADJ
ctmj-142	49	19	development	development	NOUN
ctmj-142	49	20	,	,	PUNCT
ctmj-142	49	21	both	both	PRON
ctmj-142	49	22	of	of	ADP
ctmj-142	49	23	which	which	PRON
ctmj-142	49	24	are	be	AUX
ctmj-142	49	25	crucial	crucial	ADJ
ctmj-142	49	26	to	to	ADP
ctmj-142	49	27	the	the	DET
ctmj-142	49	28	expansion	expansion	NOUN
ctmj-142	49	29	of	of	ADP
ctmj-142	49	30	the	the	DET
ctmj-142	49	31	economy	economy	NOUN
ctmj-142	49	32	as	as	ADP
ctmj-142	49	33	a	a	DET
ctmj-142	49	34	whole	whole	NOUN
ctmj-142	49	35	.	.	PUNCT
ctmj-142	50	1	microfinanace	microfinanace	NOUN
ctmj-142	50	2	and	and	CCONJ
ctmj-142	50	3	poverty	poverty	NOUN
ctmj-142	50	4	reduction	reduction	NOUN
ctmj-142	50	5	for	for	ADP
ctmj-142	50	6	rural	rural	ADJ
ctmj-142	50	7	development	development	NOUN
ctmj-142	50	8	in	in	ADP
ctmj-142	50	9	india	india	PROPN
ctmj-142	50	10	according	accord	VERB
ctmj-142	50	11	to	to	ADP
ctmj-142	50	12	government	government	NOUN
ctmj-142	50	13	data	datum	NOUN
ctmj-142	50	14	,	,	PUNCT
ctmj-142	50	15	more	more	ADJ
ctmj-142	50	16	than	than	ADP
ctmj-142	50	17	a	a	DET
ctmj-142	50	18	quarter	quarter	NOUN
ctmj-142	50	19	of	of	ADP
ctmj-142	50	20	india	india	PROPN
ctmj-142	50	21	's	's	PART
ctmj-142	50	22	population	population	NOUN
ctmj-142	50	23	is	be	AUX
ctmj-142	50	24	poor	poor	ADJ
ctmj-142	50	25	.	.	PUNCT
ctmj-142	51	1	the	the	DET
ctmj-142	51	2	world	world	PROPN
ctmj-142	51	3	bank	bank	PROPN
ctmj-142	51	4	estimates	estimate	VERB
ctmj-142	51	5	that	that	SCONJ
ctmj-142	51	6	between	between	ADP
ctmj-142	51	7	260	260	NUM
ctmj-142	51	8	and	and	CCONJ
ctmj-142	51	9	290	290	NUM
ctmj-142	51	10	million	million	NUM
ctmj-142	51	11	people	people	NOUN
ctmj-142	51	12	in	in	ADP
ctmj-142	51	13	india	india	PROPN
ctmj-142	51	14	are	be	AUX
ctmj-142	51	15	living	live	VERB
ctmj-142	51	16	in	in	ADP
ctmj-142	51	17	extreme	extreme	ADJ
ctmj-142	51	18	poverty	poverty	NOUN
ctmj-142	51	19	;	;	PUNCT
ctmj-142	51	20	this	this	DET
ctmj-142	51	21	number	number	NOUN
ctmj-142	51	22	jumps	jump	VERB
ctmj-142	51	23	to	to	ADP
ctmj-142	51	24	over	over	ADP
ctmj-142	51	25	390	390	NUM
ctmj-142	51	26	million	million	NUM
ctmj-142	51	27	when	when	SCONJ
ctmj-142	51	28	measured	measure	VERB
ctmj-142	51	29	against	against	ADP
ctmj-142	51	30	the	the	DET
ctmj-142	51	31	international	international	ADJ
ctmj-142	51	32	poverty	poverty	NOUN
ctmj-142	51	33	line	line	NOUN
ctmj-142	51	34	of	of	ADP
ctmj-142	51	35	those	those	PRON
ctmj-142	51	36	surviving	survive	VERB
ctmj-142	51	37	on	on	ADP
ctmj-142	51	38	less	less	ADJ
ctmj-142	51	39	than	than	ADP
ctmj-142	51	40	$	$	SYM
ctmj-142	51	41	1.90	1.90	NUM
ctmj-142	51	42	per	per	ADP
ctmj-142	51	43	day	day	NOUN
ctmj-142	51	44	in	in	ADP
ctmj-142	51	45	india	india	PROPN
ctmj-142	51	46	.	.	PUNCT
ctmj-142	52	1	roughly	roughly	ADV
ctmj-142	52	2	half	half	NOUN
ctmj-142	52	3	of	of	ADP
ctmj-142	52	4	india	india	PROPN
ctmj-142	52	5	's	's	PART
ctmj-142	52	6	poor	poor	ADJ
ctmj-142	52	7	,	,	PUNCT
ctmj-142	52	8	or	or	CCONJ
ctmj-142	52	9	roughly	roughly	ADV
ctmj-142	52	10	133	133	NUM
ctmj-142	52	11	million	million	NUM
ctmj-142	52	12	people	people	NOUN
ctmj-142	52	13	,	,	PUNCT
ctmj-142	52	14	live	live	VERB
ctmj-142	52	15	in	in	ADP
ctmj-142	52	16	only	only	ADV
ctmj-142	52	17	three	three	NUM
ctmj-142	52	18	states	state	NOUN
ctmj-142	52	19	:	:	PUNCT
ctmj-142	52	20	uttar	uttar	PROPN
ctmj-142	52	21	pradesh	pradesh	PROPN
ctmj-142	52	22	,	,	PUNCT
ctmj-142	52	23	bihar	bihar	NOUN
ctmj-142	52	24	,	,	PUNCT
ctmj-142	52	25	and	and	CCONJ
ctmj-142	52	26	madhya	madhya	PROPN
ctmj-142	52	27	pradesh	pradesh	PROPN
ctmj-142	52	28	.	.	PUNCT
ctmj-142	53	1	the	the	DET
ctmj-142	53	2	widening	widen	VERB
ctmj-142	53	3	gap	gap	NOUN
ctmj-142	53	4	between	between	ADP
ctmj-142	53	5	urban	urban	ADJ
ctmj-142	53	6	and	and	CCONJ
ctmj-142	53	7	rural	rural	ADJ
ctmj-142	53	8	communities	community	NOUN
ctmj-142	53	9	in	in	ADP
ctmj-142	53	10	india	india	PROPN
ctmj-142	53	11	has	have	AUX
ctmj-142	53	12	resulted	result	VERB
ctmj-142	53	13	in	in	ADP
ctmj-142	53	14	threequarters	threequarter	NOUN
ctmj-142	53	15	of	of	ADP
ctmj-142	53	16	the	the	DET
ctmj-142	53	17	country	country	NOUN
ctmj-142	53	18	's	's	PART
ctmj-142	53	19	poor	poor	ADJ
ctmj-142	53	20	living	living	NOUN
ctmj-142	53	21	in	in	ADP
ctmj-142	53	22	rural	rural	ADJ
ctmj-142	53	23	areas	area	NOUN
ctmj-142	53	24	.	.	PUNCT
ctmj-142	54	1	the	the	DET
ctmj-142	54	2	indian	indian	ADJ
ctmj-142	54	3	government	government	NOUN
ctmj-142	54	4	has	have	AUX
ctmj-142	54	5	made	make	VERB
ctmj-142	54	6	poverty	poverty	NOUN
ctmj-142	54	7	reduction	reduction	NOUN
ctmj-142	54	8	a	a	DET
ctmj-142	54	9	top	top	ADJ
ctmj-142	54	10	priority	priority	NOUN
ctmj-142	54	11	,	,	PUNCT
ctmj-142	54	12	investing	invest	VERB
ctmj-142	54	13	heavily	heavily	ADV
ctmj-142	54	14	in	in	ADP
ctmj-142	54	15	infrastructure	infrastructure	NOUN
ctmj-142	54	16	,	,	PUNCT
ctmj-142	54	17	social	social	ADJ
ctmj-142	54	18	development	development	NOUN
ctmj-142	54	19	(	(	PUNCT
ctmj-142	54	20	especially	especially	ADV
ctmj-142	54	21	education	education	NOUN
ctmj-142	54	22	and	and	CCONJ
ctmj-142	54	23	health	health	NOUN
ctmj-142	54	24	)	)	PUNCT
ctmj-142	54	25	,	,	PUNCT
ctmj-142	54	26	and	and	CCONJ
ctmj-142	54	27	rural	rural	ADJ
ctmj-142	54	28	livelihoods	livelihood	NOUN
ctmj-142	54	29	.	.	PUNCT
ctmj-142	55	1	to	to	PART
ctmj-142	55	2	reduce	reduce	VERB
ctmj-142	55	3	poverty	poverty	NOUN
ctmj-142	55	4	,	,	PUNCT
ctmj-142	55	5	microfinance	microfinance	NOUN
ctmj-142	55	6	institutions	institution	NOUN
ctmj-142	55	7	(	(	PUNCT
ctmj-142	55	8	mfis	mfis	NOUN
ctmj-142	55	9	)	)	PUNCT
ctmj-142	55	10	focus	focus	VERB
ctmj-142	55	11	on	on	ADP
ctmj-142	55	12	enhancing	enhance	VERB
ctmj-142	55	13	rural	rural	ADJ
ctmj-142	55	14	communities	community	NOUN
ctmj-142	55	15	.	.	PUNCT
ctmj-142	56	1	most	most	ADJ
ctmj-142	56	2	people	people	NOUN
ctmj-142	56	3	living	live	VERB
ctmj-142	56	4	in	in	ADP
ctmj-142	56	5	poverty	poverty	NOUN
ctmj-142	56	6	are	be	AUX
ctmj-142	56	7	able	able	ADJ
ctmj-142	56	8	to	to	PART
ctmj-142	56	9	slowly	slowly	ADV
ctmj-142	56	10	increase	increase	VERB
ctmj-142	56	11	their	their	PRON
ctmj-142	56	12	wealth	wealth	NOUN
ctmj-142	56	13	by	by	ADP
ctmj-142	56	14	investing	invest	VERB
ctmj-142	56	15	in	in	ADP
ctmj-142	56	16	companies	company	NOUN
ctmj-142	56	17	and	and	CCONJ
ctmj-142	56	18	real	real	ADJ
ctmj-142	56	19	estate	estate	NOUN
ctmj-142	56	20	.	.	PUNCT
ctmj-142	57	1	the	the	DET
ctmj-142	57	2	provision	provision	NOUN
ctmj-142	57	3	of	of	ADP
ctmj-142	57	4	financial	financial	ADJ
ctmj-142	57	5	services	service	NOUN
ctmj-142	57	6	has	have	VERB
ctmj-142	57	7	the	the	DET
ctmj-142	57	8	potential	potential	NOUN
ctmj-142	57	9	to	to	PART
ctmj-142	57	10	encourage	encourage	VERB
ctmj-142	57	11	the	the	DET
ctmj-142	57	12	economically	economically	ADV
ctmj-142	57	13	disadvantaged	disadvantaged	ADJ
ctmj-142	57	14	to	to	PART
ctmj-142	57	15	take	take	VERB
ctmj-142	57	16	charge	charge	NOUN
ctmj-142	57	17	of	of	ADP
ctmj-142	57	18	their	their	PRON
ctmj-142	57	19	own	own	ADJ
ctmj-142	57	20	lives	life	NOUN
ctmj-142	57	21	and	and	CCONJ
ctmj-142	57	22	speed	speed	VERB
ctmj-142	57	23	up	up	ADP
ctmj-142	57	24	the	the	DET
ctmj-142	57	25	process	process	NOUN
ctmj-142	57	26	of	of	ADP
ctmj-142	57	27	building	build	VERB
ctmj-142	57	28	wealth	wealth	NOUN
ctmj-142	57	29	.	.	PUNCT
ctmj-142	58	1	banks	bank	NOUN
ctmj-142	58	2	and	and	CCONJ
ctmj-142	58	3	other	other	ADJ
ctmj-142	58	4	lenders	lender	NOUN
ctmj-142	58	5	often	often	ADV
ctmj-142	58	6	avoid	avoid	VERB
ctmj-142	58	7	giving	give	VERB
ctmj-142	58	8	loans	loan	NOUN
ctmj-142	58	9	to	to	ADP
ctmj-142	58	10	low	low	ADJ
ctmj-142	58	11	-	-	PUNCT
ctmj-142	58	12	income	income	NOUN
ctmj-142	58	13	households	household	NOUN
ctmj-142	58	14	or	or	CCONJ
ctmj-142	58	15	those	those	PRON
ctmj-142	58	16	run	run	VERB
ctmj-142	58	17	by	by	ADP
ctmj-142	58	18	women	woman	NOUN
ctmj-142	58	19	because	because	SCONJ
ctmj-142	58	20	of	of	ADP
ctmj-142	58	21	the	the	DET
ctmj-142	58	22	perceived	perceive	VERB
ctmj-142	58	23	high	high	ADJ
ctmj-142	58	24	default	default	NOUN
ctmj-142	58	25	rate	rate	NOUN
ctmj-142	58	26	associated	associate	VERB
ctmj-142	58	27	with	with	ADP
ctmj-142	58	28	such	such	ADJ
ctmj-142	58	29	borrowers	borrower	NOUN
ctmj-142	58	30	.	.	PUNCT
ctmj-142	59	1	however	however	ADV
ctmj-142	59	2	,	,	PUNCT
ctmj-142	59	3	many	many	ADJ
ctmj-142	59	4	families	family	NOUN
ctmj-142	59	5	with	with	ADP
ctmj-142	59	6	self	self	NOUN
ctmj-142	59	7	-	-	PUNCT
ctmj-142	59	8	employed	employ	VERB
ctmj-142	59	9	breadwinners	breadwinner	NOUN
ctmj-142	59	10	experience	experience	VERB
ctmj-142	59	11	fluctuations	fluctuation	NOUN
ctmj-142	59	12	in	in	ADP
ctmj-142	59	13	income	income	NOUN
ctmj-142	59	14	over	over	ADP
ctmj-142	59	15	time	time	NOUN
ctmj-142	59	16	.	.	PUNCT
ctmj-142	60	1	lenders	lender	NOUN
ctmj-142	60	2	would	would	AUX
ctmj-142	60	3	rather	rather	ADV
ctmj-142	60	4	deal	deal	VERB
ctmj-142	60	5	with	with	ADP
ctmj-142	60	6	fewer	few	ADJ
ctmj-142	60	7	,	,	PUNCT
ctmj-142	60	8	larger	large	ADJ
ctmj-142	60	9	loans	loan	NOUN
ctmj-142	60	10	than	than	ADP
ctmj-142	60	11	a	a	DET
ctmj-142	60	12	large	large	ADJ
ctmj-142	60	13	number	number	NOUN
ctmj-142	60	14	of	of	ADP
ctmj-142	60	15	smaller	small	ADJ
ctmj-142	60	16	loans	loan	NOUN
ctmj-142	60	17	since	since	SCONJ
ctmj-142	60	18	the	the	DET
ctmj-142	60	19	former	former	ADJ
ctmj-142	60	20	reduces	reduce	VERB
ctmj-142	60	21	administrative	administrative	ADJ
ctmj-142	60	22	costs	cost	NOUN
ctmj-142	60	23	while	while	SCONJ
ctmj-142	60	24	the	the	DET
ctmj-142	60	25	latter	latter	NOUN
ctmj-142	60	26	does	do	VERB
ctmj-142	60	27	not	not	PART
ctmj-142	60	28	.	.	PUNCT
ctmj-142	61	1	they	they	PRON
ctmj-142	61	2	're	be	AUX
ctmj-142	61	3	also	also	ADV
ctmj-142	61	4	on	on	ADP
ctmj-142	61	5	the	the	DET
ctmj-142	61	6	lookout	lookout	NOUN
ctmj-142	61	7	for	for	ADP
ctmj-142	61	8	guarantees	guarantee	NOUN
ctmj-142	61	9	,	,	PUNCT
ctmj-142	61	10	something	something	PRON
ctmj-142	61	11	that	that	PRON
ctmj-142	61	12	's	be	AUX
ctmj-142	61	13	out	out	ADP
ctmj-142	61	14	of	of	ADP
ctmj-142	61	15	reach	reach	NOUN
ctmj-142	61	16	for	for	ADP
ctmj-142	61	17	many	many	ADJ
ctmj-142	61	18	low	low	ADJ
ctmj-142	61	19	income	income	NOUN
ctmj-142	61	20	families	family	NOUN
ctmj-142	61	21	.	.	PUNCT
ctmj-142	62	1	repayment	repayment	NOUN
ctmj-142	62	2	rates	rate	NOUN
ctmj-142	62	3	are	be	AUX
ctmj-142	62	4	higher	high	ADJ
ctmj-142	62	5	and	and	CCONJ
ctmj-142	62	6	loan	loan	NOUN
ctmj-142	62	7	funds	fund	NOUN
ctmj-142	62	8	are	be	AUX
ctmj-142	62	9	put	put	VERB
ctmj-142	62	10	to	to	ADP
ctmj-142	62	11	better	well	ADJ
ctmj-142	62	12	use	use	VERB
ctmj-142	62	13	when	when	SCONJ
ctmj-142	62	14	given	give	VERB
ctmj-142	62	15	to	to	ADP
ctmj-142	62	16	low	low	ADJ
ctmj-142	62	17	-	-	PUNCT
ctmj-142	62	18	income	income	NOUN
ctmj-142	62	19	borrowers	borrower	NOUN
ctmj-142	62	20	who	who	PRON
ctmj-142	62	21	are	be	AUX
ctmj-142	62	22	given	give	VERB
ctmj-142	62	23	access	access	NOUN
ctmj-142	62	24	to	to	ADP
ctmj-142	62	25	rapid	rapid	ADJ
ctmj-142	62	26	,	,	PUNCT
ctmj-142	62	27	responsive	responsive	ADJ
ctmj-142	62	28	financial	financial	ADJ
ctmj-142	62	29	services	service	NOUN
ctmj-142	62	30	at	at	ADP
ctmj-142	62	31	market	market	NOUN
ctmj-142	62	32	rates	rate	NOUN
ctmj-142	62	33	,	,	PUNCT
ctmj-142	62	34	as	as	SCONJ
ctmj-142	62	35	shown	show	VERB
ctmj-142	62	36	by	by	ADP
ctmj-142	62	37	recent	recent	ADJ
ctmj-142	62	38	success	success	NOUN
ctmj-142	62	39	stories	story	NOUN
ctmj-142	62	40	in	in	ADP
ctmj-142	62	41	providing	provide	VERB
ctmj-142	62	42	finance	finance	NOUN
ctmj-142	62	43	to	to	ADP
ctmj-142	62	44	small	small	ADJ
ctmj-142	62	45	businesses	business	NOUN
ctmj-142	62	46	and	and	CCONJ
ctmj-142	62	47	manufacturers	manufacturer	NOUN
ctmj-142	62	48	.	.	PUNCT
ctmj-142	63	1	this	this	PRON
ctmj-142	63	2	is	be	AUX
ctmj-142	63	3	hardly	hardly	ADV
ctmj-142	63	4	unexpected	unexpected	ADJ
ctmj-142	63	5	,	,	PUNCT
ctmj-142	63	6	considering	consider	VERB
ctmj-142	63	7	that	that	SCONJ
ctmj-142	63	8	they	they	PRON
ctmj-142	63	9	can	can	AUX
ctmj-142	63	10	only	only	ADV
ctmj-142	63	11	realistically	realistically	ADV
ctmj-142	63	12	get	get	VERB
ctmj-142	63	13	funds	fund	NOUN
ctmj-142	63	14	via	via	ADP
ctmj-142	63	15	the	the	DET
ctmj-142	63	16	black	black	ADJ
ctmj-142	63	17	market	market	NOUN
ctmj-142	63	18	.	.	PUNCT
ctmj-142	64	1	community	community	NOUN
ctmj-142	64	2	banks	bank	NOUN
ctmj-142	64	3	,	,	PUNCT
ctmj-142	64	4	non	non	ADJ
ctmj-142	64	5	-	-	ADJ
ctmj-142	64	6	governmental	governmental	ADJ
ctmj-142	64	7	organizations	organization	NOUN
ctmj-142	64	8	(	(	PUNCT
ctmj-142	64	9	ngos	ngo	NOUN
ctmj-142	64	10	)	)	PUNCT
ctmj-142	64	11	,	,	PUNCT
ctmj-142	64	12	and	and	CCONJ
ctmj-142	64	13	credit	credit	NOUN
ctmj-142	64	14	groups	group	NOUN
ctmj-142	64	15	all	all	ADV
ctmj-142	64	16	around	around	ADP
ctmj-142	64	17	the	the	DET
ctmj-142	64	18	world	world	NOUN
ctmj-142	64	19	have	have	AUX
ctmj-142	64	20	found	find	VERB
ctmj-142	64	21	success	success	NOUN
ctmj-142	64	22	in	in	ADP
ctmj-142	64	23	providing	provide	VERB
ctmj-142	64	24	microenterprise	microenterprise	NOUN
ctmj-142	64	25	loans	loan	NOUN
ctmj-142	64	26	,	,	PUNCT
ctmj-142	64	27	making	make	VERB
ctmj-142	64	28	microfinance	microfinance	NOUN
ctmj-142	64	29	one	one	NUM
ctmj-142	64	30	of	of	ADP
ctmj-142	64	31	the	the	DET
ctmj-142	64	32	most	most	ADV
ctmj-142	64	33	effective	effective	ADJ
ctmj-142	64	34	strategies	strategy	NOUN
ctmj-142	64	35	for	for	ADP
ctmj-142	64	36	alleviating	alleviate	VERB
ctmj-142	64	37	poverty	poverty	NOUN
ctmj-142	64	38	.	.	PUNCT
ctmj-142	65	1	microfinance	microfinance	NOUN
ctmj-142	65	2	and	and	CCONJ
ctmj-142	65	3	self	self	NOUN
ctmj-142	65	4	help	help	NOUN
ctmj-142	65	5	groups	group	NOUN
ctmj-142	65	6	(	(	PUNCT
ctmj-142	65	7	sghs	sghs	PROPN
ctmj-142	65	8	)	)	PUNCT
ctmj-142	65	9	for	for	ADP
ctmj-142	65	10	rural	rural	ADJ
ctmj-142	65	11	develpoment	develpoment	ADJ
ctmj-142	65	12	microfinance	microfinance	NOUN
ctmj-142	65	13	in	in	ADP
ctmj-142	65	14	india	india	PROPN
ctmj-142	65	15	is	be	AUX
ctmj-142	65	16	mostly	mostly	ADV
ctmj-142	65	17	based	base	VERB
ctmj-142	65	18	on	on	ADP
ctmj-142	65	19	two	two	NUM
ctmj-142	65	20	approaches	approach	NOUN
ctmj-142	65	21	:	:	PUNCT
ctmj-142	65	22	the	the	DET
ctmj-142	65	23	self	self	NOUN
ctmj-142	65	24	-	-	PUNCT
ctmj-142	65	25	helpgroups	helpgroup	NOUN
ctmj-142	65	26	technique	technique	NOUN
ctmj-142	65	27	and	and	CCONJ
ctmj-142	65	28	the	the	DET
ctmj-142	65	29	grameen	grameen	PROPN
ctmj-142	65	30	system	system	NOUN
ctmj-142	65	31	.	.	PUNCT
ctmj-142	66	1	an	an	DET
ctmj-142	66	2	shg	shg	NOUN
ctmj-142	66	3	is	be	AUX
ctmj-142	66	4	an	an	DET
ctmj-142	66	5	unofficial	unofficial	ADJ
ctmj-142	66	6	group	group	NOUN
ctmj-142	66	7	with	with	ADP
ctmj-142	66	8	typically	typically	ADV
ctmj-142	66	9	10	10	NUM
ctmj-142	66	10	-	-	SYM
ctmj-142	66	11	20	20	NUM
ctmj-142	66	12	members	member	NOUN
ctmj-142	66	13	that	that	PRON
ctmj-142	66	14	meets	meet	VERB
ctmj-142	66	15	once	once	ADV
ctmj-142	66	16	a	a	DET
ctmj-142	66	17	week	week	NOUN
ctmj-142	66	18	.	.	PUNCT
ctmj-142	67	1	the	the	DET
ctmj-142	67	2	members	member	NOUN
ctmj-142	67	3	of	of	ADP
ctmj-142	67	4	the	the	DET
ctmj-142	67	5	shg	shg	PROPN
ctmj-142	67	6	have	have	AUX
ctmj-142	67	7	come	come	VERB
ctmj-142	67	8	together	together	ADV
ctmj-142	67	9	with	with	ADP
ctmj-142	67	10	the	the	DET
ctmj-142	67	11	express	express	ADJ
ctmj-142	67	12	objective	objective	NOUN
ctmj-142	67	13	of	of	ADP
ctmj-142	67	14	facilitating	facilitate	VERB
ctmj-142	67	15	the	the	DET
ctmj-142	67	16	provision	provision	NOUN
ctmj-142	67	17	of	of	ADP
ctmj-142	67	18	savings	saving	NOUN
ctmj-142	67	19	and	and	CCONJ
ctmj-142	67	20	credit	credit	NOUN
ctmj-142	67	21	services	service	NOUN
ctmj-142	67	22	to	to	ADP
ctmj-142	67	23	its	its	PRON
ctmj-142	67	24	members	member	NOUN
ctmj-142	67	25	.	.	PUNCT
ctmj-142	68	1	these	these	DET
ctmj-142	68	2	benefits	benefit	NOUN
ctmj-142	68	3	are	be	AUX
ctmj-142	68	4	made	make	VERB
ctmj-142	68	5	possible	possible	ADJ
ctmj-142	68	6	by	by	ADP
ctmj-142	68	7	members	member	NOUN
ctmj-142	68	8	pooling	pool	VERB
ctmj-142	68	9	their	their	PRON
ctmj-142	68	10	money	money	NOUN
ctmj-142	68	11	to	to	PART
ctmj-142	68	12	establish	establish	VERB
ctmj-142	68	13	a	a	DET
ctmj-142	68	14	shared	share	VERB
ctmj-142	68	15	fund	fund	NOUN
ctmj-142	68	16	.	.	PUNCT
ctmj-142	69	1	in	in	ADP
ctmj-142	69	2	order	order	NOUN
ctmj-142	69	3	to	to	PART
ctmj-142	69	4	empower	empower	VERB
ctmj-142	69	5	members	member	NOUN
ctmj-142	69	6	,	,	PUNCT
ctmj-142	69	7	the	the	DET
ctmj-142	69	8	shg	shg	NOUN
ctmj-142	69	9	process	process	NOUN
ctmj-142	69	10	and	and	CCONJ
ctmj-142	69	11	social	social	ADJ
ctmj-142	69	12	involvement	involvement	NOUN
ctmj-142	69	13	are	be	AUX
ctmj-142	69	14	intended	intend	VERB
ctmj-142	69	15	to	to	PART
ctmj-142	69	16	be	be	AUX
ctmj-142	69	17	instruments	instrument	NOUN
ctmj-142	69	18	of	of	ADP
ctmj-142	69	19	empowerment	empowerment	NOUN
ctmj-142	69	20	,	,	PUNCT
ctmj-142	69	21	building	build	VERB
ctmj-142	69	22	the	the	DET
ctmj-142	69	23	capacity	capacity	NOUN
ctmj-142	69	24	of	of	ADP
ctmj-142	69	25	members	member	NOUN
ctmj-142	69	26	to	to	PART
ctmj-142	69	27	eventually	eventually	ADV
ctmj-142	69	28	conduct	conduct	VERB
ctmj-142	69	29	and	and	CCONJ
ctmj-142	69	30	manage	manage	VERB
ctmj-142	69	31	shgs	shgs	ADJ
ctmj-142	69	32	on	on	ADP
ctmj-142	69	33	their	their	PRON
ctmj-142	69	34	own	own	ADJ
ctmj-142	69	35	behalf	behalf	NOUN
ctmj-142	69	36	,	,	PUNCT
ctmj-142	69	37	and	and	CCONJ
ctmj-142	69	38	enabling	enable	VERB
ctmj-142	69	39	them	they	PRON
ctmj-142	69	40	to	to	PART
ctmj-142	69	41	have	have	VERB
ctmj-142	69	42	greater	great	ADJ
ctmj-142	69	43	autonomy	autonomy	NOUN
ctmj-142	69	44	in	in	ADP
ctmj-142	69	45	financial	financial	ADJ
ctmj-142	69	46	decision	decision	NOUN
ctmj-142	69	47	-	-	PUNCT
ctmj-142	69	48	making	making	NOUN
ctmj-142	69	49	as	as	ADV
ctmj-142	69	50	well	well	ADV
ctmj-142	69	51	as	as	ADP
ctmj-142	69	52	broader	broad	ADJ
ctmj-142	69	53	social	social	ADJ
ctmj-142	69	54	participation	participation	NOUN
ctmj-142	69	55	.	.	PUNCT
ctmj-142	70	1	meetings	meeting	NOUN
ctmj-142	70	2	of	of	ADP
ctmj-142	70	3	the	the	DET
ctmj-142	70	4	shg	shg	PROPN
ctmj-142	70	5	are	be	AUX
ctmj-142	70	6	scheduled	schedule	VERB
ctmj-142	70	7	to	to	PART
ctmj-142	70	8	take	take	VERB
ctmj-142	70	9	place	place	NOUN
ctmj-142	70	10	at	at	ADP
ctmj-142	70	11	regular	regular	ADJ
ctmj-142	70	12	intervals	interval	NOUN
ctmj-142	70	13	and	and	CCONJ
ctmj-142	70	14	at	at	ADP
ctmj-142	70	15	a	a	DET
ctmj-142	70	16	predetermined	predetermined	ADJ
ctmj-142	70	17	hour	hour	NOUN
ctmj-142	70	18	.	.	PUNCT
ctmj-142	71	1	members	member	NOUN
ctmj-142	71	2	of	of	ADP
ctmj-142	71	3	the	the	DET
ctmj-142	71	4	group	group	NOUN
ctmj-142	71	5	are	be	AUX
ctmj-142	71	6	recruited	recruit	VERB
ctmj-142	71	7	from	from	ADP
ctmj-142	71	8	the	the	DET
ctmj-142	71	9	same	same	ADJ
ctmj-142	71	10	socioeconomic	socioeconomic	ADJ
ctmj-142	71	11	tier	tier	NOUN
ctmj-142	71	12	as	as	ADP
ctmj-142	71	13	one	one	NUM
ctmj-142	71	14	another	another	DET
ctmj-142	71	15	,	,	PUNCT
ctmj-142	71	16	and	and	CCONJ
ctmj-142	71	17	they	they	PRON
ctmj-142	71	18	operate	operate	VERB
ctmj-142	71	19	on	on	ADP
ctmj-142	71	20	the	the	DET
ctmj-142	71	21	principle	principle	NOUN
ctmj-142	71	22	of	of	ADP
ctmj-142	71	23	equal	equal	ADJ
ctmj-142	71	24	participation	participation	NOUN
ctmj-142	71	25	and	and	CCONJ
ctmj-142	71	26	contribution	contribution	NOUN
ctmj-142	71	27	from	from	ADP
ctmj-142	71	28	all	all	DET
ctmj-142	71	29	members	member	NOUN
ctmj-142	71	30	.	.	PUNCT
ctmj-142	72	1	at	at	ADP
ctmj-142	72	2	any	any	DET
ctmj-142	72	3	one	one	NUM
ctmj-142	72	4	moment	moment	NOUN
ctmj-142	72	5	,	,	PUNCT
ctmj-142	72	6	the	the	DET
ctmj-142	72	7	groups	group	NOUN
ctmj-142	72	8	are	be	AUX
ctmj-142	72	9	headed	head	VERB
ctmj-142	72	10	by	by	ADP
ctmj-142	72	11	one	one	NUM
ctmj-142	72	12	of	of	ADP
ctmj-142	72	13	the	the	DET
ctmj-142	72	14	group	group	NOUN
ctmj-142	72	15	's	's	PART
ctmj-142	72	16	lead	lead	NOUN
ctmj-142	72	17	members	member	NOUN
ctmj-142	72	18	;	;	PUNCT
ctmj-142	72	19	this	this	DET
ctmj-142	72	20	position	position	NOUN
ctmj-142	72	21	is	be	AUX
ctmj-142	72	22	often	often	ADV
ctmj-142	72	23	rotated	rotate	VERB
ctmj-142	72	24	to	to	PART
ctmj-142	72	25	allow	allow	VERB
ctmj-142	72	26	for	for	ADP
ctmj-142	72	27	capacity	capacity	NOUN
ctmj-142	72	28	development	development	NOUN
ctmj-142	72	29	among	among	ADP
ctmj-142	72	30	all	all	DET
ctmj-142	72	31	members	member	NOUN
ctmj-142	72	32	.	.	PUNCT
ctmj-142	73	1	a	a	DET
ctmj-142	73	2	structured	structured	ADJ
ctmj-142	73	3	meeting	meeting	NOUN
ctmj-142	73	4	process	process	NOUN
ctmj-142	73	5	is	be	AUX
ctmj-142	73	6	used	use	VERB
ctmj-142	73	7	to	to	PART
ctmj-142	73	8	ensure	ensure	VERB
ctmj-142	73	9	that	that	SCONJ
ctmj-142	73	10	all	all	DET
ctmj-142	73	11	financial	financial	ADJ
ctmj-142	73	12	transactions	transaction	NOUN
ctmj-142	73	13	,	,	PUNCT
ctmj-142	73	14	group	group	NOUN
ctmj-142	73	15	decisions	decision	NOUN
ctmj-142	73	16	,	,	PUNCT
ctmj-142	73	17	and	and	CCONJ
ctmj-142	73	18	activities	activity	NOUN
ctmj-142	73	19	are	be	AUX
ctmj-142	73	20	accurately	accurately	ADV
ctmj-142	73	21	recorded	record	VERB
ctmj-142	73	22	and	and	CCONJ
ctmj-142	73	23	kept	keep	VERB
ctmj-142	73	24	up	up	ADP
ctmj-142	73	25	to	to	ADP
ctmj-142	73	26	date	date	NOUN
ctmj-142	73	27	.	.	PUNCT
ctmj-142	74	1	once	once	ADV
ctmj-142	74	2	founded	found	VERB
ctmj-142	74	3	,	,	PUNCT
ctmj-142	74	4	shgs	shgs	PROPN
ctmj-142	74	5	are	be	AUX
ctmj-142	74	6	urged	urge	VERB
ctmj-142	74	7	to	to	PART
ctmj-142	74	8	form	form	VERB
ctmj-142	74	9	alliances	alliance	NOUN
ctmj-142	74	10	with	with	ADP
ctmj-142	74	11	other	other	ADJ
ctmj-142	74	12	shgs	shgs	NOUN
ctmj-142	74	13	and	and	CCONJ
ctmj-142	74	14	,	,	PUNCT
ctmj-142	74	15	ultimately	ultimately	ADV
ctmj-142	74	16	,	,	PUNCT
ctmj-142	74	17	with	with	ADP
ctmj-142	74	18	financial	financial	ADJ
ctmj-142	74	19	institutions	institution	NOUN
ctmj-142	74	20	in	in	ADP
ctmj-142	74	21	order	order	NOUN
ctmj-142	74	22	to	to	PART
ctmj-142	74	23	get	get	VERB
ctmj-142	74	24	access	access	NOUN
ctmj-142	74	25	to	to	ADP
ctmj-142	74	26	more	more	ADJ
ctmj-142	74	27	financial	financial	ADJ
ctmj-142	74	28	aid	aid	NOUN
ctmj-142	74	29	and	and	CCONJ
ctmj-142	74	30	resources	resource	NOUN
ctmj-142	74	31	.	.	PUNCT
ctmj-142	75	1	this	this	DET
ctmj-142	75	2	programme	programme	NOUN
ctmj-142	75	3	,	,	PUNCT
ctmj-142	75	4	which	which	PRON
ctmj-142	75	5	began	begin	VERB
ctmj-142	75	6	as	as	ADP
ctmj-142	75	7	a	a	DET
ctmj-142	75	8	pilot	pilot	NOUN
ctmj-142	75	9	programme	programme	NOUN
ctmj-142	75	10	in	in	ADP
ctmj-142	75	11	1992	1992	NUM
ctmj-142	75	12	to	to	PART
ctmj-142	75	13	link	link	VERB
ctmj-142	75	14	500	500	NUM
ctmj-142	75	15	shgs	shgs	ADJ
ctmj-142	75	16	with	with	ADP
ctmj-142	75	17	banks	bank	NOUN
ctmj-142	75	18	and	and	CCONJ
ctmj-142	75	19	has	have	AUX
ctmj-142	75	20	grown	grow	VERB
ctmj-142	75	21	exponentially	exponentially	ADV
ctmj-142	75	22	over	over	ADP
ctmj-142	75	23	the	the	DET
ctmj-142	75	24	last	last	ADJ
ctmj-142	75	25	two	two	NUM
ctmj-142	75	26	decades	decade	NOUN
ctmj-142	75	27	to	to	PART
ctmj-142	75	28	provide	provide	VERB
ctmj-142	75	29	regular	regular	ADJ
ctmj-142	75	30	savings	saving	NOUN
ctmj-142	75	31	opportunities	opportunity	NOUN
ctmj-142	75	32	to	to	ADP
ctmj-142	75	33	over	over	ADP
ctmj-142	75	34	97	97	NUM
ctmj-142	75	35	million	million	NUM
ctmj-142	75	36	rural	rural	ADJ
ctmj-142	75	37	households	household	NOUN
ctmj-142	75	38	through	through	ADP
ctmj-142	75	39	the	the	DET
ctmj-142	75	40	network	network	NOUN
ctmj-142	75	41	of	of	ADP
ctmj-142	75	42	74.12	74.12	NUM
ctmj-142	75	43	lakh	lakh	NOUN
ctmj-142	75	44	shgs	shgs	NOUN
ctmj-142	75	45	that	that	PRON
ctmj-142	75	46	are	be	AUX
ctmj-142	75	47	linked	link	VERB
ctmj-142	75	48	to	to	ADP
ctmj-142	75	49	a	a	DET
ctmj-142	75	50	variety	variety	NOUN
ctmj-142	75	51	of	of	ADP
ctmj-142	75	52	financial	financial	ADJ
ctmj-142	75	53	institutions	institution	NOUN
ctmj-142	75	54	.	.	PUNCT
ctmj-142	76	1	shg	shg	PROPN
ctmj-142	76	2	savings	saving	NOUN
ctmj-142	76	3	with	with	ADP
ctmj-142	76	4	banks	bank	NOUN
ctmj-142	76	5	as	as	ADP
ctmj-142	76	6	on	on	ADP
ctmj-142	76	7	31st	31st	ADJ
ctmj-142	76	8	march	march	NOUN
ctmj-142	76	9	2011	2011	NUM
ctmj-142	76	10	-	-	SYM
ctmj-142	76	11	12	12	NUM
ctmj-142	76	12	2012	2012	NUM
ctmj-142	76	13	-	-	SYM
ctmj-142	76	14	13	13	NUM
ctmj-142	76	15	2013	2013	NUM
ctmj-142	76	16	-	-	SYM
ctmj-142	76	17	14	14	NUM
ctmj-142	76	18	2014	2014	NUM
ctmj-142	76	19	-	-	SYM
ctmj-142	76	20	15	15	NUM
ctmj-142	76	21	2015	2015	NUM
ctmj-142	76	22	-	-	SYM
ctmj-142	76	23	16	16	NUM
ctmj-142	76	24	no	no	NOUN
ctmj-142	76	25	.	.	PUNCT
ctmj-142	76	26	of	of	ADP
ctmj-142	76	27	shgs	shgs	ADJ
ctmj-142	76	28	amount	amount	NOUN
ctmj-142	76	29	no	no	INTJ
ctmj-142	76	30	.	.	PUNCT
ctmj-142	76	31	of	of	ADP
ctmj-142	76	32	shgs	shgs	ADJ
ctmj-142	76	33	amount	amount	NOUN
ctmj-142	76	34	no	no	INTJ
ctmj-142	76	35	.	.	PUNCT
ctmj-142	76	36	of	of	ADP
ctmj-142	76	37	shgs	shgs	ADJ
ctmj-142	76	38	amount	amount	NOUN
ctmj-142	76	39	no	no	INTJ
ctmj-142	76	40	.	.	PUNCT
ctmj-142	76	41	of	of	ADP
ctmj-142	76	42	shgs	shgs	ADJ
ctmj-142	76	43	amount	amount	NOUN
ctmj-142	76	44	no	no	INTJ
ctmj-142	76	45	.	.	PUNCT
ctmj-142	76	46	of	of	ADP
ctmj-142	76	47	shgs	shgs	ADJ
ctmj-142	76	48	amount	amount	NOUN
ctmj-142	77	1	74.12	74.12	NUM
ctmj-142	77	2	7016.34	7016.34	NUM
ctmj-142	77	3	73.18	73.18	NUM
ctmj-142	77	4	8217.25	8217.25	NUM
ctmj-142	77	5	74.30	74.30	NUM
ctmj-142	77	6	9897.42	9897.42	NUM
ctmj-142	77	7	76.97	76.97	NUM
ctmj-142	77	8	11059.84	11059.84	NUM
ctmj-142	77	9	79.03	79.03	NUM
ctmj-142	77	10	13691.39	13691.39	NUM
ctmj-142	77	11	table	table	NOUN
ctmj-142	77	12	1	1	NUM
ctmj-142	77	13	.	.	PUNCT
ctmj-142	77	14	progress	progress	NOUN
ctmj-142	77	15	of	of	ADP
ctmj-142	77	16	micro	micro	NOUN
ctmj-142	77	17	-	-	NOUN
ctmj-142	77	18	finance	finance	NOUN
ctmj-142	77	19	in	in	ADP
ctmj-142	77	20	india	india	PROPN
ctmj-142	77	21	(	(	PUNCT
ctmj-142	77	22	amount	amount	NOUN
ctmj-142	77	23	rs	rs	NOUN
ctmj-142	77	24	.	.	PUNCT
ctmj-142	78	1	in	in	ADP
ctmj-142	78	2	crore	crore	NUM
ctmj-142	78	3	/number	/number	NOUN
ctmj-142	78	4	in	in	ADP
ctmj-142	78	5	lakhs	lakhs	NOUN
ctmj-142	78	6	)	)	PUNCT
ctmj-142	78	7	source	source	NOUN
ctmj-142	78	8	:	:	PUNCT
ctmj-142	78	9	report	report	NOUN
ctmj-142	78	10	on	on	ADP
ctmj-142	78	11	micro	micro	NOUN
ctmj-142	78	12	-	-	NOUN
ctmj-142	78	13	finance	finance	NOUN
ctmj-142	78	14	.	.	PUNCT
ctmj-142	79	1	no	no	INTJ
ctmj-142	79	2	.	.	PUNCT
ctmj-142	80	1	of	of	ADP
ctmj-142	80	2	shgs	shgs	ADJ
ctmj-142	80	3	79.03	79.03	NUM
ctmj-142	80	4	76.97	76.97	NUM
ctmj-142	80	5	74.12	74.12	NUM
ctmj-142	80	6	74.3	74.3	NUM
ctmj-142	80	7	73.18	73.18	NUM
ctmj-142	80	8	2011	2011	NUM
ctmj-142	80	9	-	-	SYM
ctmj-142	80	10	12	12	NUM
ctmj-142	80	11	2012	2012	NUM
ctmj-142	80	12	-	-	SYM
ctmj-142	80	13	13	13	NUM
ctmj-142	80	14	2013	2013	NUM
ctmj-142	80	15	-	-	SYM
ctmj-142	80	16	14	14	NUM
ctmj-142	80	17	2014	2014	NUM
ctmj-142	80	18	-	-	SYM
ctmj-142	80	19	15	15	NUM
ctmj-142	80	20	2015	2015	NUM
ctmj-142	80	21	-	-	SYM
ctmj-142	80	22	16	16	NUM
ctmj-142	80	23	micro	micro	NOUN
ctmj-142	80	24	-	-	NOUN
ctmj-142	80	25	finance	finance	NOUN
ctmj-142	80	26	–	–	PUNCT
ctmj-142	80	27	changing	change	VERB
ctmj-142	80	28	the	the	DET
ctmj-142	80	29	face	face	NOUN
ctmj-142	80	30	of	of	ADP
ctmj-142	80	31	poor	poor	ADJ
ctmj-142	80	32	india	india	PROPN
ctmj-142	80	33	micro	micro	NOUN
ctmj-142	80	34	-	-	NOUN
ctmj-142	80	35	finance	finance	NOUN
ctmj-142	80	36	is	be	AUX
ctmj-142	80	37	emerging	emerge	VERB
ctmj-142	80	38	as	as	ADP
ctmj-142	80	39	a	a	DET
ctmj-142	80	40	significant	significant	ADJ
ctmj-142	80	41	tool	tool	NOUN
ctmj-142	80	42	for	for	ADP
ctmj-142	80	43	poverty	poverty	NOUN
ctmj-142	80	44	reduction	reduction	NOUN
ctmj-142	80	45	in	in	ADP
ctmj-142	80	46	the	the	DET
ctmj-142	80	47	new	new	ADJ
ctmj-142	80	48	economy	economy	NOUN
ctmj-142	80	49	,	,	PUNCT
ctmj-142	80	50	particularly	particularly	ADV
ctmj-142	80	51	in	in	ADP
ctmj-142	80	52	developing	develop	VERB
ctmj-142	80	53	countries	country	NOUN
ctmj-142	80	54	.	.	PUNCT
ctmj-142	81	1	in	in	ADP
ctmj-142	81	2	india	india	PROPN
ctmj-142	81	3	,	,	PUNCT
ctmj-142	81	4	the	the	DET
ctmj-142	81	5	self	self	NOUN
ctmj-142	81	6	-	-	PUNCT
ctmj-142	81	7	help	help	NOUN
ctmj-142	81	8	groups	group	NOUN
ctmj-142	81	9	(	(	PUNCT
ctmj-142	81	10	shgs	shgs	ADJ
ctmj-142	81	11	)	)	PUNCT
ctmj-142	81	12	–	–	PUNCT
ctmj-142	81	13	banks	bank	NOUN
ctmj-142	81	14	linkage	linkage	NOUN
ctmj-142	81	15	program	program	NOUN
ctmj-142	81	16	(	(	PUNCT
ctmj-142	81	17	blp	blp	PROPN
ctmj-142	81	18	)	)	PUNCT
ctmj-142	81	19	dominates	dominate	VERB
ctmj-142	81	20	the	the	DET
ctmj-142	81	21	microfinance	microfinance	NOUN
ctmj-142	81	22	industry	industry	NOUN
ctmj-142	81	23	.	.	PUNCT
ctmj-142	82	1	the	the	DET
ctmj-142	82	2	blp	blp	PROPN
ctmj-142	82	3	is	be	AUX
ctmj-142	82	4	designed	design	VERB
ctmj-142	82	5	to	to	PART
ctmj-142	82	6	provide	provide	VERB
ctmj-142	82	7	a	a	DET
ctmj-142	82	8	costeffective	costeffective	ADJ
ctmj-142	82	9	system	system	NOUN
ctmj-142	82	10	for	for	ADP
ctmj-142	82	11	delivering	deliver	VERB
ctmj-142	82	12	financial	financial	ADJ
ctmj-142	82	13	services	service	NOUN
ctmj-142	82	14	to	to	ADP
ctmj-142	82	15	the	the	DET
ctmj-142	82	16	"	"	PUNCT
ctmj-142	82	17	unreached	unreached	ADJ
ctmj-142	82	18	poor	poor	ADJ
ctmj-142	82	19	.	.	PUNCT
ctmj-142	82	20	"	"	PUNCT
ctmj-142	83	1	when	when	SCONJ
ctmj-142	83	2	referring	refer	VERB
ctmj-142	83	3	to	to	ADP
ctmj-142	83	4	microfinance	microfinance	NOUN
ctmj-142	83	5	consumers	consumer	NOUN
ctmj-142	83	6	in	in	ADP
ctmj-142	83	7	india	india	PROPN
ctmj-142	83	8	,	,	PUNCT
ctmj-142	83	9	words	word	NOUN
ctmj-142	83	10	such	such	ADJ
ctmj-142	83	11	as	as	ADP
ctmj-142	83	12	"	"	PUNCT
ctmj-142	83	13	small	small	ADJ
ctmj-142	83	14	and	and	CCONJ
ctmj-142	83	15	marginal	marginal	ADJ
ctmj-142	83	16	farmers	farmer	NOUN
ctmj-142	83	17	,	,	PUNCT
ctmj-142	83	18	"	"	PUNCT
ctmj-142	83	19	"	"	PUNCT
ctmj-142	83	20	rural	rural	ADJ
ctmj-142	83	21	craftsmen	craftsman	NOUN
ctmj-142	83	22	,	,	PUNCT
ctmj-142	83	23	"	"	PUNCT
ctmj-142	83	24	and	and	CCONJ
ctmj-142	83	25	"	"	PUNCT
ctmj-142	83	26	economically	economically	ADV
ctmj-142	83	27	disadvantaged	disadvantaged	ADJ
ctmj-142	83	28	groups	group	NOUN
ctmj-142	83	29	"	"	PUNCT
ctmj-142	83	30	have	have	AUX
ctmj-142	83	31	been	be	AUX
ctmj-142	83	32	used	use	VERB
ctmj-142	83	33	to	to	PART
ctmj-142	83	34	describe	describe	VERB
ctmj-142	83	35	them	they	PRON
ctmj-142	83	36	in	in	ADP
ctmj-142	83	37	broad	broad	ADJ
ctmj-142	83	38	terms	term	NOUN
ctmj-142	83	39	.	.	PUNCT
ctmj-142	84	1	in	in	ADP
ctmj-142	84	2	recent	recent	ADJ
ctmj-142	84	3	years	year	NOUN
ctmj-142	84	4	,	,	PUNCT
ctmj-142	84	5	a	a	DET
ctmj-142	84	6	more	more	ADV
ctmj-142	84	7	sophisticated	sophisticated	ADJ
ctmj-142	84	8	form	form	NOUN
ctmj-142	84	9	of	of	ADP
ctmj-142	84	10	micro	micro	ADJ
ctmj-142	84	11	-	-	NOUN
ctmj-142	84	12	credit	credit	NOUN
ctmj-142	84	13	distribution	distribution	NOUN
ctmj-142	84	14	has	have	AUX
ctmj-142	84	15	emerged	emerge	VERB
ctmj-142	84	16	,	,	PUNCT
ctmj-142	84	17	emphasising	emphasise	VERB
ctmj-142	84	18	the	the	DET
ctmj-142	84	19	supply	supply	NOUN
ctmj-142	84	20	of	of	ADP
ctmj-142	84	21	financial	financial	ADJ
ctmj-142	84	22	services	service	NOUN
ctmj-142	84	23	in	in	ADP
ctmj-142	84	24	conjunction	conjunction	NOUN
ctmj-142	84	25	with	with	ADP
ctmj-142	84	26	technical	technical	ADJ
ctmj-142	84	27	support	support	NOUN
ctmj-142	84	28	and	and	CCONJ
ctmj-142	84	29	agricultural	agricultural	ADJ
ctmj-142	84	30	business	business	NOUN
ctmj-142	84	31	development	development	NOUN
ctmj-142	84	32	activities	activity	NOUN
ctmj-142	84	33	.	.	PUNCT
ctmj-142	85	1	when	when	SCONJ
ctmj-142	85	2	compared	compare	VERB
ctmj-142	85	3	to	to	ADP
ctmj-142	85	4	the	the	DET
ctmj-142	85	5	broader	broad	ADJ
ctmj-142	85	6	shg	shg	PROPN
ctmj-142	85	7	bank	bank	PROPN
ctmj-142	85	8	linkage	linkage	NOUN
ctmj-142	85	9	movement	movement	NOUN
ctmj-142	85	10	in	in	ADP
ctmj-142	85	11	india	india	PROPN
ctmj-142	85	12	,	,	PUNCT
ctmj-142	85	13	private	private	ADJ
ctmj-142	85	14	mfis	mfis	NOUN
ctmj-142	85	15	have	have	AUX
ctmj-142	85	16	had	have	VERB
ctmj-142	85	17	a	a	DET
ctmj-142	85	18	very	very	ADV
ctmj-142	85	19	little	little	ADJ
ctmj-142	85	20	impact	impact	NOUN
ctmj-142	85	21	on	on	ADP
ctmj-142	85	22	the	the	DET
ctmj-142	85	23	ground	ground	NOUN
ctmj-142	85	24	.	.	PUNCT
ctmj-142	86	1	there	there	PRON
ctmj-142	86	2	has	have	AUX
ctmj-142	86	3	been	be	AUX
ctmj-142	86	4	a	a	DET
ctmj-142	86	5	recent	recent	ADJ
ctmj-142	86	6	trend	trend	NOUN
ctmj-142	86	7	of	of	ADP
ctmj-142	86	8	major	major	ADJ
ctmj-142	86	9	micro	micro	ADJ
ctmj-142	86	10	-	-	ADJ
ctmj-142	86	11	finance	finance	ADJ
ctmj-142	86	12	institutions	institution	NOUN
ctmj-142	86	13	transitioning	transition	VERB
ctmj-142	86	14	into	into	ADP
ctmj-142	86	15	"	"	PUNCT
ctmj-142	86	16	non	non	ADJ
ctmj-142	86	17	-	-	ADJ
ctmj-142	86	18	bank	bank	ADJ
ctmj-142	86	19	financial	financial	ADJ
ctmj-142	86	20	institutions	institution	NOUN
ctmj-142	86	21	,	,	PUNCT
ctmj-142	86	22	"	"	PUNCT
ctmj-142	86	23	which	which	PRON
ctmj-142	86	24	we	we	PRON
ctmj-142	86	25	have	have	AUX
ctmj-142	86	26	observed	observe	VERB
ctmj-142	86	27	(	(	PUNCT
ctmj-142	86	28	nbfcs	nbfc	NOUN
ctmj-142	86	29	)	)	PUNCT
ctmj-142	86	30	.	.	PUNCT
ctmj-142	87	1	this	this	DET
ctmj-142	87	2	shift	shift	NOUN
ctmj-142	87	3	in	in	ADP
ctmj-142	87	4	the	the	DET
ctmj-142	87	5	face	face	NOUN
ctmj-142	87	6	of	of	ADP
ctmj-142	87	7	microfinance	microfinance	NOUN
ctmj-142	87	8	in	in	ADP
ctmj-142	87	9	india	india	PROPN
ctmj-142	87	10	looks	look	VERB
ctmj-142	87	11	to	to	PART
ctmj-142	87	12	be	be	AUX
ctmj-142	87	13	a	a	DET
ctmj-142	87	14	good	good	ADJ
ctmj-142	87	15	development	development	NOUN
ctmj-142	87	16	in	in	ADP
ctmj-142	87	17	terms	term	NOUN
ctmj-142	87	18	of	of	ADP
ctmj-142	87	19	the	the	DET
ctmj-142	87	20	potential	potential	NOUN
ctmj-142	87	21	of	of	ADP
ctmj-142	87	22	microfinance	microfinance	NOUN
ctmj-142	87	23	to	to	PART
ctmj-142	87	24	attract	attract	VERB
ctmj-142	87	25	more	more	ADJ
ctmj-142	87	26	money	money	NOUN
ctmj-142	87	27	and	and	CCONJ
ctmj-142	87	28	,	,	PUNCT
ctmj-142	87	29	as	as	ADP
ctmj-142	87	30	a	a	DET
ctmj-142	87	31	result	result	NOUN
ctmj-142	87	32	,	,	PUNCT
ctmj-142	87	33	broaden	broaden	VERB
ctmj-142	87	34	the	the	DET
ctmj-142	87	35	reach	reach	NOUN
ctmj-142	87	36	of	of	ADP
ctmj-142	87	37	its	its	PRON
ctmj-142	87	38	services	service	NOUN
ctmj-142	87	39	.	.	PUNCT
ctmj-142	88	1	there	there	PRON
ctmj-142	88	2	are	be	VERB
ctmj-142	88	3	three	three	NUM
ctmj-142	88	4	groups	group	NOUN
ctmj-142	88	5	of	of	ADP
ctmj-142	88	6	the	the	DET
ctmj-142	88	7	population	population	NOUN
ctmj-142	88	8	that	that	PRON
ctmj-142	88	9	are	be	AUX
ctmj-142	88	10	in	in	ADP
ctmj-142	88	11	need	need	NOUN
ctmj-142	88	12	of	of	ADP
ctmj-142	88	13	microcredit	microcredit	NOUN
ctmj-142	88	14	or	or	CCONJ
ctmj-142	88	15	microfinance	microfinance	NOUN
ctmj-142	88	16	,	,	PUNCT
ctmj-142	88	17	according	accord	VERB
ctmj-142	88	18	to	to	ADP
ctmj-142	88	19	the	the	DET
ctmj-142	88	20	need	need	NOUN
ctmj-142	88	21	for	for	ADP
ctmj-142	88	22	finances	finance	NOUN
ctmj-142	88	23	.	.	PUNCT
ctmj-142	89	1	people	people	NOUN
ctmj-142	89	2	without	without	ADP
ctmj-142	89	3	land	land	NOUN
ctmj-142	89	4	and	and	CCONJ
ctmj-142	89	5	engaged	engage	VERB
ctmj-142	89	6	in	in	ADP
ctmj-142	89	7	seasonal	seasonal	ADJ
ctmj-142	89	8	agricultural	agricultural	ADJ
ctmj-142	89	9	employment	employment	NOUN
ctmj-142	89	10	,	,	PUNCT
ctmj-142	89	11	as	as	ADV
ctmj-142	89	12	well	well	ADV
ctmj-142	89	13	as	as	ADP
ctmj-142	89	14	manual	manual	ADJ
ctmj-142	89	15	labourers	labourer	NOUN
ctmj-142	89	16	employed	employ	VERB
ctmj-142	89	17	in	in	ADP
ctmj-142	89	18	forestry	forestry	NOUN
ctmj-142	89	19	,	,	PUNCT
ctmj-142	89	20	mining	mining	NOUN
ctmj-142	89	21	,	,	PUNCT
ctmj-142	89	22	domestic	domestic	ADJ
ctmj-142	89	23	industries	industry	NOUN
ctmj-142	89	24	,	,	PUNCT
ctmj-142	89	25	construction	construction	NOUN
ctmj-142	89	26	,	,	PUNCT
ctmj-142	89	27	and	and	CCONJ
ctmj-142	89	28	transportation	transportation	NOUN
ctmj-142	89	29	are	be	AUX
ctmj-142	89	30	among	among	ADP
ctmj-142	89	31	those	those	PRON
ctmj-142	89	32	at	at	ADP
ctmj-142	89	33	the	the	DET
ctmj-142	89	34	very	very	ADJ
ctmj-142	89	35	bottom	bottom	NOUN
ctmj-142	89	36	of	of	ADP
ctmj-142	89	37	the	the	DET
ctmj-142	89	38	income	income	NOUN
ctmj-142	89	39	and	and	CCONJ
ctmj-142	89	40	asset	asset	NOUN
ctmj-142	89	41	distribution	distribution	NOUN
ctmj-142	89	42	scale	scale	NOUN
ctmj-142	89	43	.	.	PUNCT
ctmj-142	90	1	firstly	firstly	ADV
ctmj-142	90	2	,	,	PUNCT
ctmj-142	90	3	this	this	DET
ctmj-142	90	4	section	section	NOUN
ctmj-142	90	5	wants	want	VERB
ctmj-142	90	6	spending	spend	VERB
ctmj-142	90	7	credit	credit	NOUN
ctmj-142	90	8	during	during	ADP
ctmj-142	90	9	the	the	DET
ctmj-142	90	10	months	month	NOUN
ctmj-142	90	11	when	when	SCONJ
ctmj-142	90	12	they	they	PRON
ctmj-142	90	13	do	do	AUX
ctmj-142	90	14	not	not	PART
ctmj-142	90	15	have	have	VERB
ctmj-142	90	16	labour	labour	ADJ
ctmj-142	90	17	job	job	NOUN
ctmj-142	90	18	as	as	ADV
ctmj-142	90	19	well	well	ADV
ctmj-142	90	20	as	as	ADP
ctmj-142	90	21	for	for	ADP
ctmj-142	90	22	eventualities	eventuality	NOUN
ctmj-142	90	23	such	such	ADJ
ctmj-142	90	24	as	as	ADP
ctmj-142	90	25	sickness	sickness	NOUN
ctmj-142	90	26	and	and	CCONJ
ctmj-142	90	27	accidents	accident	NOUN
ctmj-142	90	28	.	.	PUNCT
ctmj-142	91	1	they	they	PRON
ctmj-142	91	2	also	also	ADV
ctmj-142	91	3	need	need	VERB
ctmj-142	91	4	loans	loan	NOUN
ctmj-142	91	5	in	in	ADP
ctmj-142	91	6	order	order	NOUN
ctmj-142	91	7	to	to	PART
ctmj-142	91	8	acquire	acquire	VERB
ctmj-142	91	9	modest	modest	ADJ
ctmj-142	91	10	productive	productive	ADJ
ctmj-142	91	11	assets	asset	NOUN
ctmj-142	91	12	like	like	ADP
ctmj-142	91	13	as	as	ADP
ctmj-142	91	14	cattle	cattle	NOUN
ctmj-142	91	15	,	,	PUNCT
ctmj-142	91	16	which	which	PRON
ctmj-142	91	17	they	they	PRON
ctmj-142	91	18	may	may	AUX
ctmj-142	91	19	then	then	ADV
ctmj-142	91	20	use	use	VERB
ctmj-142	91	21	to	to	PART
ctmj-142	91	22	create	create	VERB
ctmj-142	91	23	more	more	ADJ
ctmj-142	91	24	revenue	revenue	NOUN
ctmj-142	91	25	for	for	ADP
ctmj-142	91	26	themselves	themselves	PRON
ctmj-142	91	27	.	.	PUNCT
ctmj-142	92	1	in	in	ADP
ctmj-142	92	2	the	the	DET
ctmj-142	92	3	next	next	ADJ
ctmj-142	92	4	section	section	NOUN
ctmj-142	92	5	are	be	AUX
ctmj-142	92	6	small	small	ADJ
ctmj-142	92	7	and	and	CCONJ
ctmj-142	92	8	marginal	marginal	ADJ
ctmj-142	92	9	farmers	farmer	NOUN
ctmj-142	92	10	,	,	PUNCT
ctmj-142	92	11	rural	rural	ADJ
ctmj-142	92	12	craftsmen	craftsman	NOUN
ctmj-142	92	13	,	,	PUNCT
ctmj-142	92	14	weavers	weaver	NOUN
ctmj-142	92	15	,	,	PUNCT
ctmj-142	92	16	and	and	CCONJ
ctmj-142	92	17	those	those	PRON
ctmj-142	92	18	selfemployed	selfemploye	VERB
ctmj-142	92	19	in	in	ADP
ctmj-142	92	20	the	the	DET
ctmj-142	92	21	urban	urban	ADJ
ctmj-142	92	22	informal	informal	ADJ
ctmj-142	92	23	sector	sector	NOUN
ctmj-142	92	24	,	,	PUNCT
ctmj-142	92	25	such	such	ADJ
ctmj-142	92	26	as	as	ADP
ctmj-142	92	27	hawkers	hawker	NOUN
ctmj-142	92	28	,	,	PUNCT
ctmj-142	92	29	vendors	vendor	NOUN
ctmj-142	92	30	,	,	PUNCT
ctmj-142	92	31	and	and	CCONJ
ctmj-142	92	32	employees	employee	NOUN
ctmj-142	92	33	in	in	ADP
ctmj-142	92	34	home	home	NOUN
ctmj-142	92	35	microenterprises	microenterprise	NOUN
ctmj-142	92	36	,	,	PUNCT
ctmj-142	92	37	among	among	ADP
ctmj-142	92	38	other	other	ADJ
ctmj-142	92	39	groups	group	NOUN
ctmj-142	92	40	.	.	PUNCT
ctmj-142	93	1	this	this	DET
ctmj-142	93	2	category	category	NOUN
ctmj-142	93	3	is	be	AUX
ctmj-142	93	4	mostly	mostly	ADV
ctmj-142	93	5	in	in	ADP
ctmj-142	93	6	need	need	NOUN
ctmj-142	93	7	of	of	ADP
ctmj-142	93	8	credit	credit	NOUN
ctmj-142	93	9	for	for	ADP
ctmj-142	93	10	working	work	VERB
ctmj-142	93	11	capital	capital	NOUN
ctmj-142	93	12	,	,	PUNCT
ctmj-142	93	13	with	with	ADP
ctmj-142	93	14	a	a	DET
ctmj-142	93	15	minor	minor	ADJ
ctmj-142	93	16	portion	portion	NOUN
ctmj-142	93	17	of	of	ADP
ctmj-142	93	18	that	that	DET
ctmj-142	93	19	credit	credit	NOUN
ctmj-142	93	20	also	also	ADV
ctmj-142	93	21	being	be	AUX
ctmj-142	93	22	used	use	VERB
ctmj-142	93	23	to	to	PART
ctmj-142	93	24	meet	meet	VERB
ctmj-142	93	25	consumption	consumption	NOUN
ctmj-142	93	26	demands	demand	NOUN
ctmj-142	93	27	.	.	PUNCT
ctmj-142	94	1	the	the	DET
ctmj-142	94	2	agricultural	agricultural	ADJ
ctmj-142	94	3	sector	sector	NOUN
ctmj-142	94	4	also	also	ADV
ctmj-142	94	5	requires	require	VERB
ctmj-142	94	6	term	term	NOUN
ctmj-142	94	7	loans	loan	NOUN
ctmj-142	94	8	for	for	ADP
ctmj-142	94	9	the	the	DET
ctmj-142	94	10	acquisition	acquisition	NOUN
ctmj-142	94	11	of	of	ADP
ctmj-142	94	12	new	new	ADJ
ctmj-142	94	13	productive	productive	ADJ
ctmj-142	94	14	assets	asset	NOUN
ctmj-142	94	15	,	,	PUNCT
ctmj-142	94	16	such	such	ADJ
ctmj-142	94	17	as	as	ADP
ctmj-142	94	18	irrigation	irrigation	NOUN
ctmj-142	94	19	pumpsets	pumpset	NOUN
ctmj-142	94	20	,	,	PUNCT
ctmj-142	94	21	bore	bear	VERB
ctmj-142	94	22	wells	well	NOUN
ctmj-142	94	23	,	,	PUNCT
ctmj-142	94	24	and	and	CCONJ
ctmj-142	94	25	animals	animal	NOUN
ctmj-142	94	26	in	in	ADP
ctmj-142	94	27	the	the	DET
ctmj-142	94	28	case	case	NOUN
ctmj-142	94	29	of	of	ADP
ctmj-142	94	30	farmers	farmer	NOUN
ctmj-142	94	31	,	,	PUNCT
ctmj-142	94	32	as	as	ADV
ctmj-142	94	33	well	well	ADV
ctmj-142	94	34	as	as	ADP
ctmj-142	94	35	equipment	equipment	NOUN
ctmj-142	94	36	(	(	PUNCT
ctmj-142	94	37	looms	loom	NOUN
ctmj-142	94	38	,	,	PUNCT
ctmj-142	94	39	machines	machine	NOUN
ctmj-142	94	40	,	,	PUNCT
ctmj-142	94	41	and	and	CCONJ
ctmj-142	94	42	work	work	NOUN
ctmj-142	94	43	sheds	shed	NOUN
ctmj-142	94	44	)	)	PUNCT
ctmj-142	94	45	in	in	ADP
ctmj-142	94	46	the	the	DET
ctmj-142	94	47	case	case	NOUN
ctmj-142	94	48	of	of	ADP
ctmj-142	94	49	non	non	ADJ
ctmj-142	94	50	-	-	ADJ
ctmj-142	94	51	farm	farm	ADJ
ctmj-142	94	52	employees	employee	NOUN
ctmj-142	94	53	.	.	PUNCT
ctmj-142	95	1	this	this	DET
ctmj-142	95	2	market	market	NOUN
ctmj-142	95	3	category	category	NOUN
ctmj-142	95	4	consists	consist	VERB
ctmj-142	95	5	of	of	ADP
ctmj-142	95	6	small	small	ADJ
ctmj-142	95	7	and	and	CCONJ
ctmj-142	95	8	medium	medium	ADJ
ctmj-142	95	9	-	-	PUNCT
ctmj-142	95	10	sized	sized	ADJ
ctmj-142	95	11	farmers	farmer	NOUN
ctmj-142	95	12	who	who	PRON
ctmj-142	95	13	have	have	AUX
ctmj-142	95	14	invested	invest	VERB
ctmj-142	95	15	in	in	ADP
ctmj-142	95	16	commercial	commercial	ADJ
ctmj-142	95	17	crops	crop	NOUN
ctmj-142	95	18	such	such	ADJ
ctmj-142	95	19	as	as	ADP
ctmj-142	95	20	excess	excess	ADJ
ctmj-142	95	21	paddy	paddy	NOUN
ctmj-142	95	22	and	and	CCONJ
ctmj-142	95	23	wheat	wheat	NOUN
ctmj-142	95	24	,	,	PUNCT
ctmj-142	95	25	cotton	cotton	NOUN
ctmj-142	95	26	and	and	CCONJ
ctmj-142	95	27	groundnuts	groundnut	NOUN
ctmj-142	95	28	,	,	PUNCT
ctmj-142	95	29	and	and	CCONJ
ctmj-142	95	30	others	other	NOUN
ctmj-142	95	31	who	who	PRON
ctmj-142	95	32	are	be	AUX
ctmj-142	95	33	involved	involve	VERB
ctmj-142	95	34	in	in	ADP
ctmj-142	95	35	dairying	dairying	NOUN
ctmj-142	95	36	,	,	PUNCT
ctmj-142	95	37	poultry	poultry	NOUN
ctmj-142	95	38	,	,	PUNCT
ctmj-142	95	39	and	and	CCONJ
ctmj-142	95	40	fisheries	fishery	NOUN
ctmj-142	95	41	among	among	ADP
ctmj-142	95	42	other	other	ADJ
ctmj-142	95	43	activities	activity	NOUN
ctmj-142	95	44	.	.	PUNCT
ctmj-142	96	1	maintaining	maintain	VERB
ctmj-142	96	2	provision	provision	NOUN
ctmj-142	96	3	stores	store	NOUN
ctmj-142	96	4	,	,	PUNCT
ctmj-142	96	5	repair	repair	NOUN
ctmj-142	96	6	workshops	workshop	NOUN
ctmj-142	96	7	,	,	PUNCT
ctmj-142	96	8	tea	tea	NOUN
ctmj-142	96	9	shops	shop	NOUN
ctmj-142	96	10	,	,	PUNCT
ctmj-142	96	11	and	and	CCONJ
ctmj-142	96	12	a	a	DET
ctmj-142	96	13	variety	variety	NOUN
ctmj-142	96	14	of	of	ADP
ctmj-142	96	15	service	service	NOUN
ctmj-142	96	16	businesses	business	NOUN
ctmj-142	96	17	are	be	AUX
ctmj-142	96	18	examples	example	NOUN
ctmj-142	96	19	of	of	ADP
ctmj-142	96	20	non	non	ADJ
ctmj-142	96	21	farm	farm	NOUN
ctmj-142	96	22	activities	activity	NOUN
ctmj-142	96	23	.	.	PUNCT
ctmj-142	97	1	these	these	DET
ctmj-142	97	2	individuals	individual	NOUN
ctmj-142	97	3	are	be	AUX
ctmj-142	97	4	not	not	PART
ctmj-142	97	5	necessarily	necessarily	ADV
ctmj-142	97	6	impoverished	impoverished	ADJ
ctmj-142	97	7	,	,	PUNCT
ctmj-142	97	8	despite	despite	SCONJ
ctmj-142	97	9	the	the	DET
ctmj-142	97	10	fact	fact	NOUN
ctmj-142	97	11	that	that	SCONJ
ctmj-142	97	12	they	they	PRON
ctmj-142	97	13	live	live	VERB
ctmj-142	97	14	just	just	ADV
ctmj-142	97	15	over	over	ADP
ctmj-142	97	16	the	the	DET
ctmj-142	97	17	poverty	poverty	NOUN
ctmj-142	97	18	line	line	NOUN
ctmj-142	97	19	and	and	CCONJ
ctmj-142	97	20	have	have	VERB
ctmj-142	97	21	little	little	ADJ
ctmj-142	97	22	access	access	NOUN
ctmj-142	97	23	to	to	ADP
ctmj-142	97	24	formal	formal	ADJ
ctmj-142	97	25	credit	credit	NOUN
ctmj-142	97	26	.	.	PUNCT
ctmj-142	98	1	these	these	PRON
ctmj-142	98	2	are	be	AUX
ctmj-142	98	3	the	the	DET
ctmj-142	98	4	individuals	individual	NOUN
ctmj-142	98	5	who	who	PRON
ctmj-142	98	6	need	need	VERB
ctmj-142	98	7	financial	financial	ADJ
ctmj-142	98	8	assistance	assistance	NOUN
ctmj-142	98	9	,	,	PUNCT
ctmj-142	98	10	which	which	PRON
ctmj-142	98	11	is	be	AUX
ctmj-142	98	12	made	make	VERB
ctmj-142	98	13	possible	possible	ADJ
ctmj-142	98	14	via	via	ADP
ctmj-142	98	15	micro	micro	NOUN
ctmj-142	98	16	-	-	NOUN
ctmj-142	98	17	finance	finance	NOUN
ctmj-142	98	18	.	.	PUNCT
ctmj-142	99	1	right	right	ADV
ctmj-142	99	2	now	now	ADV
ctmj-142	99	3	,	,	PUNCT
ctmj-142	99	4	the	the	DET
ctmj-142	99	5	difficulty	difficulty	NOUN
ctmj-142	99	6	is	be	AUX
ctmj-142	99	7	that	that	SCONJ
ctmj-142	99	8	it	it	PRON
ctmj-142	99	9	is	be	AUX
ctmj-142	99	10	shgs	shgs	ADJ
ctmj-142	99	11	who	who	PRON
ctmj-142	99	12	are	be	AUX
ctmj-142	99	13	doing	do	VERB
ctmj-142	99	14	this	this	PRON
ctmj-142	99	15	,	,	PUNCT
ctmj-142	99	16	and	and	CCONJ
ctmj-142	99	17	steps	step	NOUN
ctmj-142	99	18	should	should	AUX
ctmj-142	99	19	be	be	AUX
ctmj-142	99	20	taken	take	VERB
ctmj-142	99	21	to	to	PART
ctmj-142	99	22	ensure	ensure	VERB
ctmj-142	99	23	that	that	SCONJ
ctmj-142	99	24	the	the	DET
ctmj-142	99	25	large	large	ADJ
ctmj-142	99	26	financial	financial	ADJ
ctmj-142	99	27	institutions	institution	NOUN
ctmj-142	99	28	also	also	ADV
ctmj-142	99	29	show	show	VERB
ctmj-142	99	30	up	up	ADP
ctmj-142	99	31	and	and	CCONJ
ctmj-142	99	32	begin	begin	VERB
ctmj-142	99	33	contributing	contribute	VERB
ctmj-142	99	34	funding	funding	NOUN
ctmj-142	99	35	to	to	ADP
ctmj-142	99	36	these	these	DET
ctmj-142	99	37	individuals	individual	NOUN
ctmj-142	99	38	and	and	CCONJ
ctmj-142	99	39	organisations	organisation	NOUN
ctmj-142	99	40	.	.	PUNCT
ctmj-142	100	1	this	this	PRON
ctmj-142	100	2	would	would	AUX
ctmj-142	100	3	result	result	VERB
ctmj-142	100	4	in	in	ADP
ctmj-142	100	5	a	a	DET
ctmj-142	100	6	better	well	ADJ
ctmj-142	100	7	india	india	NOUN
ctmj-142	100	8	and	and	CCONJ
ctmj-142	100	9	will	will	AUX
ctmj-142	100	10	undoubtedly	undoubtedly	ADV
ctmj-142	100	11	help	help	VERB
ctmj-142	100	12	to	to	PART
ctmj-142	100	13	realise	realise	VERB
ctmj-142	100	14	the	the	DET
ctmj-142	100	15	ambition	ambition	NOUN
ctmj-142	100	16	of	of	ADP
ctmj-142	100	17	our	our	PRON
ctmj-142	100	18	late	late	ADJ
ctmj-142	100	19	prime	prime	PROPN
ctmj-142	100	20	minister	minister	PROPN
ctmj-142	100	21	,	,	PUNCT
ctmj-142	100	22	mrs	mrs	PROPN
ctmj-142	100	23	.	.	PROPN
ctmj-142	100	24	indira	indira	PROPN
ctmj-142	100	25	gandhi	gandhi	PROPN
ctmj-142	100	26	,	,	PUNCT
ctmj-142	100	27	of	of	ADP
ctmj-142	100	28	decreasing	decrease	VERB
ctmj-142	100	29	poverty	poverty	NOUN
ctmj-142	100	30	in	in	ADP
ctmj-142	100	31	the	the	DET
ctmj-142	100	32	country	country	NOUN
ctmj-142	100	33	.	.	PUNCT
ctmj-142	101	1	as	as	SCONJ
ctmj-142	101	2	adam	adam	PROPN
ctmj-142	101	3	smith	smith	PROPN
ctmj-142	101	4	put	put	VERB
ctmj-142	101	5	it	it	PRON
ctmj-142	101	6	,	,	PUNCT
ctmj-142	101	7	"	"	PUNCT
ctmj-142	101	8	when	when	SCONJ
ctmj-142	101	9	you	you	PRON
ctmj-142	101	10	have	have	VERB
ctmj-142	101	11	a	a	DET
ctmj-142	101	12	little	little	ADJ
ctmj-142	101	13	,	,	PUNCT
ctmj-142	101	14	it	it	PRON
ctmj-142	101	15	is	be	AUX
ctmj-142	101	16	sometimes	sometimes	ADV
ctmj-142	101	17	simple	simple	ADJ
ctmj-142	101	18	to	to	PART
ctmj-142	101	19	obtain	obtain	VERB
ctmj-142	101	20	more	more	ADJ
ctmj-142	101	21	,	,	PUNCT
ctmj-142	101	22	but	but	CCONJ
ctmj-142	101	23	the	the	DET
ctmj-142	101	24	greatest	great	ADJ
ctmj-142	101	25	problem	problem	NOUN
ctmj-142	101	26	is	be	AUX
ctmj-142	101	27	in	in	ADP
ctmj-142	101	28	getting	get	VERB
ctmj-142	101	29	the	the	DET
ctmj-142	101	30	little	little	ADJ
ctmj-142	101	31	.	.	PUNCT
ctmj-142	101	32	"	"	PUNCT
ctmj-142	102	1	india	india	PROPN
ctmj-142	102	2	is	be	AUX
ctmj-142	102	3	now	now	ADV
ctmj-142	102	4	confronted	confront	VERB
ctmj-142	102	5	with	with	ADP
ctmj-142	102	6	a	a	DET
ctmj-142	102	7	significant	significant	ADJ
ctmj-142	102	8	challenge	challenge	NOUN
ctmj-142	102	9	in	in	ADP
ctmj-142	102	10	terms	term	NOUN
ctmj-142	102	11	of	of	ADP
ctmj-142	102	12	poverty	poverty	NOUN
ctmj-142	102	13	reduction	reduction	NOUN
ctmj-142	102	14	.	.	PUNCT
ctmj-142	103	1	in	in	ADP
ctmj-142	103	2	india	india	PROPN
ctmj-142	103	3	,	,	PUNCT
ctmj-142	103	4	over	over	ADP
ctmj-142	103	5	25	25	NUM
ctmj-142	103	6	million	million	NUM
ctmj-142	103	7	people	people	NOUN
ctmj-142	103	8	live	live	VERB
ctmj-142	103	9	in	in	ADP
ctmj-142	103	10	poverty	poverty	NOUN
ctmj-142	103	11	or	or	CCONJ
ctmj-142	103	12	below	below	ADP
ctmj-142	103	13	the	the	DET
ctmj-142	103	14	poverty	poverty	NOUN
ctmj-142	103	15	line	line	NOUN
ctmj-142	103	16	.	.	PUNCT
ctmj-142	104	1	india	india	PROPN
ctmj-142	104	2	is	be	AUX
ctmj-142	104	3	one	one	NUM
ctmj-142	104	4	of	of	ADP
ctmj-142	104	5	the	the	DET
ctmj-142	104	6	poorest	poor	ADJ
ctmj-142	104	7	countries	country	NOUN
ctmj-142	104	8	in	in	ADP
ctmj-142	104	9	the	the	DET
ctmj-142	104	10	world	world	NOUN
ctmj-142	104	11	because	because	SCONJ
ctmj-142	104	12	of	of	ADP
ctmj-142	104	13	its	its	PRON
ctmj-142	104	14	low	low	ADJ
ctmj-142	104	15	per	per	ADP
ctmj-142	104	16	capita	capita	NOUN
ctmj-142	104	17	income	income	NOUN
ctmj-142	104	18	,	,	PUNCT
ctmj-142	104	19	high	high	ADJ
ctmj-142	104	20	population	population	NOUN
ctmj-142	104	21	pressure	pressure	NOUN
ctmj-142	104	22	,	,	PUNCT
ctmj-142	104	23	prevalence	prevalence	NOUN
ctmj-142	104	24	of	of	ADP
ctmj-142	104	25	massive	massive	ADJ
ctmj-142	104	26	unemployment	unemployment	NOUN
ctmj-142	104	27	and	and	CCONJ
ctmj-142	104	28	underemployment	underemployment	ADJ
ctmj-142	104	29	,	,	PUNCT
ctmj-142	104	30	low	low	ADJ
ctmj-142	104	31	rate	rate	NOUN
ctmj-142	104	32	of	of	ADP
ctmj-142	104	33	capital	capital	NOUN
ctmj-142	104	34	formation	formation	NOUN
ctmj-142	104	35	,	,	PUNCT
ctmj-142	104	36	misdistribution	misdistribution	NOUN
ctmj-142	104	37	of	of	ADP
ctmj-142	104	38	wealth	wealth	NOUN
ctmj-142	104	39	and	and	CCONJ
ctmj-142	104	40	assets	asset	NOUN
ctmj-142	104	41	,	,	PUNCT
ctmj-142	104	42	prevalence	prevalence	NOUN
ctmj-142	104	43	of	of	ADP
ctmj-142	104	44	low	low	ADJ
ctmj-142	104	45	technology	technology	NOUN
ctmj-142	104	46	and	and	CCONJ
ctmj-142	104	47	poor	poor	ADJ
ctmj-142	104	48	economic	economic	ADJ
ctmj-142	104	49	organisation	organisation	NOUN
ctmj-142	104	50	,	,	PUNCT
ctmj-142	104	51	and	and	CCONJ
ctmj-142	104	52	instability	instability	NOUN
ctmj-142	104	53	of	of	ADP
ctmj-142	104	54	output	output	NOUN
ctmj-142	104	55	in	in	ADP
ctmj-142	104	56	agriculture	agriculture	NOUN
ctmj-142	104	57	production	production	NOUN
ctmj-142	104	58	and	and	CCONJ
ctmj-142	104	59	related	related	ADJ
ctmj-142	104	60	sectors	sector	NOUN
ctmj-142	104	61	.	.	PUNCT
ctmj-142	105	1	conclusions	conclusion	NOUN
ctmj-142	105	2	by	by	ADP
ctmj-142	105	3	enabling	enable	VERB
ctmj-142	105	4	the	the	DET
ctmj-142	105	5	poor	poor	ADJ
ctmj-142	105	6	,	,	PUNCT
ctmj-142	105	7	and	and	CCONJ
ctmj-142	105	8	especially	especially	ADV
ctmj-142	105	9	low	low	ADJ
ctmj-142	105	10	income	income	NOUN
ctmj-142	105	11	women	woman	NOUN
ctmj-142	105	12	,	,	PUNCT
ctmj-142	105	13	access	access	NOUN
ctmj-142	105	14	to	to	ADP
ctmj-142	105	15	loans	loan	NOUN
ctmj-142	105	16	and	and	CCONJ
ctmj-142	105	17	the	the	DET
ctmj-142	105	18	formal	formal	ADJ
ctmj-142	105	19	financial	financial	ADJ
ctmj-142	105	20	system	system	NOUN
ctmj-142	105	21	,	,	PUNCT
ctmj-142	105	22	these	these	DET
ctmj-142	105	23	organizations	organization	NOUN
ctmj-142	105	24	have	have	AUX
ctmj-142	105	25	expanded	expand	VERB
ctmj-142	105	26	the	the	DET
ctmj-142	105	27	possibilities	possibility	NOUN
ctmj-142	105	28	of	of	ADP
ctmj-142	105	29	institutional	institutional	ADJ
ctmj-142	105	30	finance	finance	NOUN
ctmj-142	105	31	.	.	PUNCT
ctmj-142	106	1	the	the	DET
ctmj-142	106	2	government	government	NOUN
ctmj-142	106	3	is	be	AUX
ctmj-142	106	4	concerned	concerned	ADJ
ctmj-142	106	5	about	about	ADP
ctmj-142	106	6	the	the	DET
ctmj-142	106	7	uneven	uneven	ADJ
ctmj-142	106	8	expansion	expansion	NOUN
ctmj-142	106	9	of	of	ADP
ctmj-142	106	10	microfinance	microfinance	NOUN
ctmj-142	106	11	throughout	throughout	ADP
ctmj-142	106	12	the	the	DET
ctmj-142	106	13	country	country	NOUN
ctmj-142	106	14	and	and	CCONJ
ctmj-142	106	15	the	the	DET
ctmj-142	106	16	considerable	considerable	ADJ
ctmj-142	106	17	variation	variation	NOUN
ctmj-142	106	18	in	in	ADP
ctmj-142	106	19	interest	interest	NOUN
ctmj-142	106	20	rates	rate	NOUN
ctmj-142	106	21	paid	pay	VERB
ctmj-142	106	22	to	to	ADP
ctmj-142	106	23	members	member	NOUN
ctmj-142	106	24	.	.	PUNCT
ctmj-142	107	1	microfinance	microfinance	NOUN
ctmj-142	107	2	,	,	PUNCT
ctmj-142	107	3	a	a	DET
ctmj-142	107	4	crucial	crucial	ADJ
ctmj-142	107	5	component	component	NOUN
ctmj-142	107	6	of	of	ADP
ctmj-142	107	7	poverty	poverty	NOUN
ctmj-142	107	8	reduction	reduction	NOUN
ctmj-142	107	9	programs	program	NOUN
ctmj-142	107	10	,	,	PUNCT
ctmj-142	107	11	may	may	AUX
ctmj-142	107	12	make	make	VERB
ctmj-142	107	13	a	a	DET
ctmj-142	107	14	major	major	ADJ
ctmj-142	107	15	contribution	contribution	NOUN
ctmj-142	107	16	to	to	ADP
ctmj-142	107	17	fixing	fix	VERB
ctmj-142	107	18	the	the	DET
ctmj-142	107	19	problem	problem	NOUN
ctmj-142	107	20	of	of	ADP
ctmj-142	107	21	inadequate	inadequate	ADJ
ctmj-142	107	22	housing	housing	NOUN
ctmj-142	107	23	and	and	CCONJ
ctmj-142	107	24	urban	urban	ADJ
ctmj-142	107	25	services	service	NOUN
ctmj-142	107	26	.	.	PUNCT
ctmj-142	108	1	the	the	DET
ctmj-142	108	2	challenge	challenge	NOUN
ctmj-142	108	3	is	be	AUX
ctmj-142	108	4	in	in	ADP
ctmj-142	108	5	figuring	figure	VERB
ctmj-142	108	6	out	out	ADP
ctmj-142	108	7	how	how	SCONJ
ctmj-142	108	8	much	much	ADJ
ctmj-142	108	9	leeway	leeway	NOUN
ctmj-142	108	10	to	to	PART
ctmj-142	108	11	provide	provide	VERB
ctmj-142	108	12	the	the	DET
ctmj-142	108	13	credit	credit	NOUN
ctmj-142	108	14	instrument	instrument	NOUN
ctmj-142	108	15	so	so	SCONJ
ctmj-142	108	16	that	that	SCONJ
ctmj-142	108	17	it	it	PRON
ctmj-142	108	18	may	may	AUX
ctmj-142	108	19	accommodate	accommodate	VERB
ctmj-142	108	20	the	the	DET
ctmj-142	108	21	various	various	ADJ
ctmj-142	108	22	credit	credit	NOUN
ctmj-142	108	23	demands	demand	NOUN
ctmj-142	108	24	of	of	ADP
ctmj-142	108	25	low	low	ADJ
ctmj-142	108	26	-	-	PUNCT
ctmj-142	108	27	income	income	NOUN
ctmj-142	108	28	borrowers	borrower	NOUN
ctmj-142	108	29	without	without	ADP
ctmj-142	108	30	forcing	force	VERB
ctmj-142	108	31	lenders	lender	NOUN
ctmj-142	108	32	to	to	PART
ctmj-142	108	33	bear	bear	VERB
ctmj-142	108	34	an	an	DET
ctmj-142	108	35	unfeasibly	unfeasibly	ADV
ctmj-142	108	36	high	high	ADJ
ctmj-142	108	37	expense	expense	NOUN
ctmj-142	108	38	of	of	ADP
ctmj-142	108	39	monitoring	monitor	VERB
ctmj-142	108	40	its	its	PRON
ctmj-142	108	41	end	end	NOUN
ctmj-142	108	42	-	-	PUNCT
ctmj-142	108	43	use	use	NOUN
ctmj-142	108	44	.	.	PUNCT
ctmj-142	109	1	the	the	DET
ctmj-142	109	2	time	time	NOUN
ctmj-142	109	3	period	period	NOUN
ctmj-142	109	4	between	between	ADP
ctmj-142	109	5	the	the	DET
ctmj-142	109	6	launch	launch	NOUN
ctmj-142	109	7	of	of	ADP
ctmj-142	109	8	a	a	DET
ctmj-142	109	9	new	new	ADJ
ctmj-142	109	10	economic	economic	ADJ
ctmj-142	109	11	activity	activity	NOUN
ctmj-142	109	12	and	and	CCONJ
ctmj-142	109	13	the	the	DET
ctmj-142	109	14	beginning	beginning	NOUN
ctmj-142	109	15	of	of	ADP
ctmj-142	109	16	the	the	DET
ctmj-142	109	17	creation	creation	NOUN
ctmj-142	109	18	of	of	ADP
ctmj-142	109	19	positive	positive	ADJ
ctmj-142	109	20	profits	profit	NOUN
ctmj-142	109	21	is	be	AUX
ctmj-142	109	22	identified	identify	VERB
ctmj-142	109	23	as	as	ADP
ctmj-142	109	24	one	one	NUM
ctmj-142	109	25	in	in	ADP
ctmj-142	109	26	which	which	PRON
ctmj-142	109	27	the	the	DET
ctmj-142	109	28	consumption	consumption	NOUN
ctmj-142	109	29	loan	loan	NOUN
ctmj-142	109	30	is	be	AUX
ctmj-142	109	31	especially	especially	ADV
ctmj-142	109	32	useful	useful	ADJ
ctmj-142	109	33	.	.	PUNCT
ctmj-142	110	1	the	the	DET
ctmj-142	110	2	impoverished	impoverished	ADJ
ctmj-142	110	3	have	have	AUX
ctmj-142	110	4	been	be	AUX
ctmj-142	110	5	proved	prove	VERB
ctmj-142	110	6	to	to	PART
ctmj-142	110	7	be	be	AUX
ctmj-142	110	8	capable	capable	ADJ
ctmj-142	110	9	of	of	ADP
ctmj-142	110	10	repaying	repay	VERB
ctmj-142	110	11	loans	loan	NOUN
ctmj-142	110	12	and	and	CCONJ
ctmj-142	110	13	willing	willing	ADJ
ctmj-142	110	14	to	to	PART
ctmj-142	110	15	accept	accept	VERB
ctmj-142	110	16	higher	high	ADJ
ctmj-142	110	17	interest	interest	NOUN
ctmj-142	110	18	rates	rate	NOUN
ctmj-142	110	19	via	via	ADP
ctmj-142	110	20	successful	successful	ADJ
ctmj-142	110	21	microfinance	microfinance	NOUN
ctmj-142	110	22	operations	operation	NOUN
ctmj-142	110	23	.	.	PUNCT
ctmj-142	111	1	microfinance	microfinance	NOUN
ctmj-142	111	2	organizations	organization	NOUN
ctmj-142	111	3	should	should	AUX
ctmj-142	111	4	provide	provide	VERB
ctmj-142	111	5	possibilities	possibility	NOUN
ctmj-142	111	6	for	for	SCONJ
ctmj-142	111	7	the	the	DET
ctmj-142	111	8	poor	poor	ADJ
ctmj-142	111	9	to	to	PART
ctmj-142	111	10	save	save	VERB
ctmj-142	111	11	,	,	PUNCT
ctmj-142	111	12	since	since	SCONJ
ctmj-142	111	13	the	the	DET
ctmj-142	111	14	poor	poor	ADJ
ctmj-142	111	15	are	be	AUX
ctmj-142	111	16	also	also	ADV
ctmj-142	111	17	savers	saver	NOUN
ctmj-142	111	18	.	.	PUNCT
ctmj-142	112	1	references	reference	NOUN
ctmj-142	112	2	1	1	NUM
ctmj-142	112	3	.	.	PUNCT
ctmj-142	112	4	bhatt	bhatt	PROPN
ctmj-142	112	5	nitin	nitin	PROPN
ctmj-142	112	6	,	,	PUNCT
ctmj-142	112	7	tang	tang	PROPN
ctmj-142	112	8	shui	shui	PROPN
ctmj-142	112	9	(	(	PUNCT
ctmj-142	112	10	2001	2001	NUM
ctmj-142	112	11	):	):	PUNCT
ctmj-142	112	12	“	"	PUNCT
ctmj-142	112	13	delivering	deliver	VERB
ctmj-142	112	14	microfinance	microfinance	NOUN
ctmj-142	112	15	in	in	ADP
ctmj-142	112	16	developing	develop	VERB
ctmj-142	112	17	countries	country	NOUN
ctmj-142	112	18	:	:	PUNCT
ctmj-142	112	19	controversies	controversy	NOUN
ctmj-142	112	20	and	and	CCONJ
ctmj-142	112	21	policy	policy	NOUN
ctmj-142	112	22	perspectives	perspective	NOUN
ctmj-142	112	23	policy	policy	NOUN
ctmj-142	112	24	studies	study	NOUN
ctmj-142	112	25	”	"	PUNCT
ctmj-142	112	26	,	,	PUNCT
ctmj-142	112	27	policy	policy	NOUN
ctmj-142	112	28	studies	study	NOUN
ctmj-142	112	29	journal	journal	NOUN
ctmj-142	112	30	,	,	PUNCT
ctmj-142	112	31	29(2	29(2	NUM
ctmj-142	112	32	)	)	PUNCT
ctmj-142	112	33	;	;	PUNCT
ctmj-142	112	34	3	3	NUM
ctmj-142	112	35	-	-	SYM
ctmj-142	112	36	9	9	NUM
ctmj-142	112	37	.	.	NOUN
ctmj-142	112	38	2	2	NUM
ctmj-142	112	39	.	.	X
ctmj-142	113	1	brau	brau	PROPN
ctmj-142	113	2	,	,	PUNCT
ctmj-142	113	3	james	james	PROPN
ctmj-142	113	4	c.	c.	PROPN
ctmj-142	113	5	woller	woller	PROPN
ctmj-142	113	6	,	,	PUNCT
ctmj-142	113	7	gary	gary	PROPN
ctmj-142	113	8	m.	m.	PROPN
ctmj-142	113	9	(	(	PUNCT
ctmj-142	113	10	2004	2004	NUM
ctmj-142	113	11	):	):	PUNCT
ctmj-142	113	12	“	"	PUNCT
ctmj-142	113	13	microfinance	microfinance	NOUN
ctmj-142	113	14	a	a	DET
ctmj-142	113	15	comprehensive	comprehensive	ADJ
ctmj-142	113	16	review	review	NOUN
ctmj-142	113	17	of	of	ADP
ctmj-142	113	18	the	the	DET
ctmj-142	113	19	existing	exist	VERB
ctmj-142	113	20	literature	literature	NOUN
ctmj-142	113	21	”	"	PUNCT
ctmj-142	113	22	,	,	PUNCT
ctmj-142	113	23	journal	journal	NOUN
ctmj-142	113	24	of	of	ADP
ctmj-142	113	25	entrepreneurial	entrepreneurial	ADJ
ctmj-142	113	26	finance	finance	NOUN
ctmj-142	113	27	,	,	PUNCT
ctmj-142	113	28	9(1	9(1	NUM
ctmj-142	113	29	)	)	PUNCT
ctmj-142	113	30	;	;	PUNCT
ctmj-142	113	31	1	1	NUM
ctmj-142	113	32	-	-	SYM
ctmj-142	113	33	26	26	NUM
ctmj-142	113	34	.	.	PUNCT
ctmj-142	114	1	3	3	X
ctmj-142	114	2	.	.	X
ctmj-142	114	3	chaves	chaves	PROPN
ctmj-142	114	4	rodrigo	rodrigo	PROPN
ctmj-142	114	5	a.	a.	PROPN
ctmj-142	114	6	,	,	PUNCT
ctmj-142	114	7	claudio	claudio	PROPN
ctmj-142	114	8	gonzalezvega	gonzalezvega	NOUN
ctmj-142	114	9	(	(	PUNCT
ctmj-142	114	10	1996	1996	NUM
ctmj-142	114	11	):	):	PUNCT
ctmj-142	114	12	„	„	PUNCT
ctmj-142	114	13	the	the	DET
ctmj-142	114	14	design	design	NOUN
ctmj-142	114	15	of	of	ADP
ctmj-142	114	16	successful	successful	ADJ
ctmj-142	114	17	rural	rural	ADJ
ctmj-142	114	18	financial	financial	ADJ
ctmj-142	114	19	intermediaries	intermediary	NOUN
ctmj-142	114	20	:	:	PUNCT
ctmj-142	114	21	evidence	evidence	NOUN
ctmj-142	114	22	from	from	ADP
ctmj-142	114	23	indonesia	indonesia	PROPN
ctmj-142	114	24	”	"	PUNCT
ctmj-142	114	25	,	,	PUNCT
ctmj-142	114	26	world	world	NOUN
ctmj-142	114	27	development	development	NOUN
ctmj-142	114	28	,	,	PUNCT
ctmj-142	114	29	24(1	24(1	NUM
ctmj-142	114	30	)	)	PUNCT
ctmj-142	114	31	;	;	PUNCT
ctmj-142	114	32	65	65	NUM
ctmj-142	114	33	-	-	SYM
ctmj-142	114	34	78	78	NUM
ctmj-142	114	35	.	.	PUNCT
ctmj-142	115	1	4	4	X
ctmj-142	115	2	.	.	X
ctmj-142	115	3	dichter	dichter	PROPN
ctmj-142	115	4	thomas	thomas	PROPN
ctmj-142	115	5	w.	w.	PROPN
ctmj-142	115	6	(	(	PUNCT
ctmj-142	115	7	1996	1996	NUM
ctmj-142	115	8	):	):	PUNCT
ctmj-142	115	9	“	"	PUNCT
ctmj-142	115	10	questioning	question	VERB
ctmj-142	115	11	the	the	DET
ctmj-142	115	12	future	future	NOUN
ctmj-142	115	13	of	of	ADP
ctmj-142	115	14	ngos	ngo	NOUN
ctmj-142	115	15	in	in	ADP
ctmj-142	115	16	microfinance	microfinance	NOUN
ctmj-142	115	17	”	"	PUNCT
ctmj-142	115	18	,	,	PUNCT
ctmj-142	115	19	journal	journal	NOUN
ctmj-142	115	20	of	of	ADP
ctmj-142	115	21	international	international	ADJ
ctmj-142	115	22	development	development	NOUN
ctmj-142	115	23	,	,	PUNCT
ctmj-142	115	24	8(2	8(2	NUM
ctmj-142	115	25	)	)	PUNCT
ctmj-142	115	26	;	;	PUNCT
ctmj-142	115	27	259	259	NUM
ctmj-142	115	28	269	269	NUM
ctmj-142	115	29	.	.	NOUN
ctmj-142	115	30	5	5	NUM
ctmj-142	115	31	.	.	X
ctmj-142	115	32	draft	draft	NOUN
ctmj-142	115	33	report	report	NOUN
ctmj-142	115	34	of	of	ADP
ctmj-142	115	35	the	the	DET
ctmj-142	115	36	internal	internal	ADJ
ctmj-142	115	37	group	group	NOUN
ctmj-142	115	38	to	to	PART
ctmj-142	115	39	examine	examine	VERB
ctmj-142	115	40	issues	issue	NOUN
ctmj-142	115	41	relating	relate	VERB
ctmj-142	115	42	to	to	ADP
ctmj-142	115	43	rural	rural	ADJ
ctmj-142	115	44	credit	credit	NOUN
ctmj-142	115	45	and	and	CCONJ
ctmj-142	115	46	microfinance	microfinance	NOUN
ctmj-142	115	47	,	,	PUNCT
ctmj-142	115	48	reserve	reserve	PROPN
ctmj-142	115	49	bank	bank	PROPN
ctmj-142	115	50	of	of	ADP
ctmj-142	115	51	india	india	PROPN
ctmj-142	115	52	,	,	PUNCT
ctmj-142	115	53	june	june	PROPN
ctmj-142	115	54	2005	2005	NUM
ctmj-142	115	55	.	.	PUNCT
ctmj-142	116	1	6	6	NUM
ctmj-142	116	2	.	.	PUNCT
ctmj-142	116	3	havers	haver	NOUN
ctmj-142	116	4	m.	m.	PROPN
ctmj-142	116	5	(	(	PUNCT
ctmj-142	116	6	1996	1996	NUM
ctmj-142	116	7	):	):	PUNCT
ctmj-142	116	8	“	"	PUNCT
ctmj-142	116	9	financial	financial	ADJ
ctmj-142	116	10	sustainability	sustainability	NOUN
ctmj-142	116	11	in	in	ADP
ctmj-142	116	12	savings	saving	NOUN
ctmj-142	116	13	and	and	CCONJ
ctmj-142	116	14	credit	credit	NOUN
ctmj-142	116	15	programs	program	NOUN
ctmj-142	116	16	”	"	PUNCT
ctmj-142	116	17	,	,	PUNCT
ctmj-142	116	18	journals	journal	NOUN
ctmj-142	116	19	of	of	ADP
ctmj-142	116	20	economics	economic	NOUN
ctmj-142	116	21	,	,	PUNCT
ctmj-142	116	22	6(2	6(2	NUM
ctmj-142	116	23	)	)	PUNCT
ctmj-142	116	24	;	;	PUNCT
ctmj-142	116	25	144	144	NUM
ctmj-142	116	26	-	-	SYM
ctmj-142	116	27	150	150	NUM
ctmj-142	116	28	.	.	PUNCT
ctmj-142	117	1	7	7	X
ctmj-142	117	2	.	.	X
ctmj-142	117	3	james	james	PROPN
ctmj-142	117	4	c.	c.	PROPN
ctmj-142	117	5	brau	brau	PROPN
ctmj-142	117	6	,	,	PUNCT
ctmj-142	117	7	gary	gary	PROPN
ctmj-142	117	8	m.	m.	PROPN
ctmj-142	117	9	woller	woller	PROPN
ctmj-142	117	10	(	(	PUNCT
ctmj-142	117	11	2004	2004	NUM
ctmj-142	117	12	):	):	PUNCT
ctmj-142	117	13	"	"	PUNCT
ctmj-142	117	14	microfinance	microfinance	NOUN
ctmj-142	117	15	:	:	PUNCT
ctmj-142	117	16	a	a	DET
ctmj-142	117	17	comprehensive	comprehensive	ADJ
ctmj-142	117	18	review	review	NOUN
ctmj-142	117	19	of	of	ADP
ctmj-142	117	20	the	the	DET
ctmj-142	117	21	existing	exist	VERB
ctmj-142	117	22	literature	literature	NOUN
ctmj-142	117	23	”	"	PUNCT
ctmj-142	117	24	,	,	PUNCT
ctmj-142	117	25	journal	journal	NOUN
ctmj-142	117	26	of	of	ADP
ctmj-142	117	27	entrepreneurial	entrepreneurial	ADJ
ctmj-142	117	28	finance	finance	NOUN
ctmj-142	117	29	and	and	CCONJ
ctmj-142	117	30	business	business	NOUN
ctmj-142	117	31	ventures	venture	NOUN
ctmj-142	117	32	,	,	PUNCT
ctmj-142	117	33	9(1	9(1	NUM
ctmj-142	117	34	)	)	PUNCT
ctmj-142	117	35	126	126	NUM
ctmj-142	117	36	.	.	X
ctmj-142	118	1	8	8	NUM
ctmj-142	118	2	.	.	X
ctmj-142	119	1	iqubalfarukh	iqubalfarukh	NOUN
ctmj-142	119	2	(	(	PUNCT
ctmj-142	119	3	1988	1988	NUM
ctmj-142	119	4	):	):	PUNCT
ctmj-142	119	5	“	"	PUNCT
ctmj-142	119	6	the	the	DET
ctmj-142	119	7	determinants	determinant	NOUN
ctmj-142	119	8	of	of	ADP
ctmj-142	119	9	money	money	NOUN
ctmj-142	119	10	lender	lender	NOUN
ctmj-142	119	11	interest	interest	NOUN
ctmj-142	119	12	rates	rate	NOUN
ctmj-142	119	13	:	:	PUNCT
ctmj-142	119	14	evidence	evidence	NOUN
ctmj-142	119	15	from	from	ADP
ctmj-142	119	16	rural	rural	ADJ
ctmj-142	119	17	india	india	PROPN
ctmj-142	119	18	”	"	PUNCT
ctmj-142	119	19	,	,	PUNCT
ctmj-142	119	20	the	the	DET
ctmj-142	119	21	journal	journal	NOUN
ctmj-142	119	22	of	of	ADP
ctmj-142	119	23	development	development	NOUN
ctmj-142	119	24	studies	study	NOUN
ctmj-142	119	25	,	,	PUNCT
ctmj-142	119	26	3	3	NUM
ctmj-142	119	27	;	;	PUNCT
ctmj-142	119	28	364	364	NUM
ctmj-142	119	29	-	-	SYM
ctmj-142	119	30	378	378	NUM
ctmj-142	119	31	.	.	NOUN
ctmj-142	120	1	9	9	NUM
ctmj-142	120	2	.	.	X
ctmj-142	120	3	kumar	kumar	PROPN
ctmj-142	120	4	manish	manish	PROPN
ctmj-142	120	5	,	,	PUNCT
ctmj-142	120	6	bohranarendra	bohranarendra	PROPN
ctmj-142	120	7	,	,	PUNCT
ctmj-142	120	8	singh	singh	PROPN
ctmj-142	120	9	johari	johari	PROPN
ctmj-142	120	10	amar	amar	PROPN
ctmj-142	120	11	(	(	PUNCT
ctmj-142	120	12	2010	2010	NUM
ctmj-142	120	13	):	):	PUNCT
ctmj-142	120	14	“	"	PUNCT
ctmj-142	120	15	micro	micro	ADJ
ctmj-142	120	16	finance	finance	NOUN
ctmj-142	120	17	as	as	ADP
ctmj-142	120	18	an	an	DET
ctmj-142	120	19	anti	anti	ADJ
ctmj-142	120	20	-	-	ADJ
ctmj-142	120	21	poverty	poverty	ADJ
ctmj-142	120	22	vaccine	vaccine	NOUN
ctmj-142	120	23	for	for	ADP
ctmj-142	120	24	rural	rural	ADJ
ctmj-142	120	25	india	india	PROPN
ctmj-142	120	26	”	"	PUNCT
ctmj-142	120	27	international	international	ADJ
ctmj-142	120	28	review	review	NOUN
ctmj-142	120	29	of	of	ADP
ctmj-142	120	30	business	business	NOUN
ctmj-142	120	31	and	and	CCONJ
ctmj-142	120	32	finance	finance	NOUN
ctmj-142	120	33	,	,	PUNCT
ctmj-142	120	34	2(1	2(1	NUM
ctmj-142	120	35	)	)	PUNCT
ctmj-142	120	36	;	;	PUNCT
ctmj-142	120	37	2935	2935	NUM
ctmj-142	120	38	.	.	PUNCT
ctmj-142	121	1	10	10	NUM
ctmj-142	121	2	.	.	PUNCT
ctmj-142	122	1	rajakutty	rajakutty	PROPN
ctmj-142	122	2	s.	s.	PROPN
ctmj-142	122	3	(	(	PUNCT
ctmj-142	122	4	1997	1997	NUM
ctmj-142	122	5	):	):	PUNCT
ctmj-142	122	6	“	"	PUNCT
ctmj-142	122	7	development	development	NOUN
ctmj-142	122	8	of	of	ADP
ctmj-142	122	9	women	woman	NOUN
ctmj-142	122	10	and	and	CCONJ
ctmj-142	122	11	children	child	NOUN
ctmj-142	122	12	in	in	ADP
ctmj-142	122	13	rural	rural	ADJ
ctmj-142	122	14	areas	area	NOUN
ctmj-142	122	15	:	:	PUNCT
ctmj-142	122	16	are	be	AUX
ctmj-142	122	17	we	we	PRON
ctmj-142	122	18	in	in	ADP
ctmj-142	122	19	the	the	DET
ctmj-142	122	20	right	right	ADJ
ctmj-142	122	21	course	course	NOUN
ctmj-142	122	22	?	?	PUNCT
ctmj-142	122	23	”	"	PUNCT
ctmj-142	122	24	,	,	PUNCT
ctmj-142	122	25	journal	journal	NOUN
ctmj-142	122	26	of	of	ADP
ctmj-142	122	27	rural	rural	ADJ
ctmj-142	122	28	development	development	NOUN
ctmj-142	122	29	,	,	PUNCT
ctmj-142	122	30	16(1	16(1	NUM
ctmj-142	122	31	)	)	PUNCT
ctmj-142	122	32	;	;	PUNCT
ctmj-142	122	33	pp	pp	X
ctmj-142	122	34	.	.	PUNCT
ctmj-142	123	1	85	85	NUM
ctmj-142	123	2	11	11	NUM
ctmj-142	123	3	.	.	PUNCT
ctmj-142	124	1	rajesh	rajesh	PROPN
ctmj-142	124	2	k.	k.	PROPN
ctmj-142	124	3	yadav	yadav	PROPN
ctmj-142	124	4	,	,	PUNCT
ctmj-142	124	5	nishantdabhade	nishantdabhade	PROPN
ctmj-142	124	6	,	,	PUNCT
ctmj-142	124	7	international	international	ADJ
ctmj-142	124	8	letters	letter	NOUN
ctmj-142	124	9	of	of	ADP
ctmj-142	124	10	social	social	ADJ
ctmj-142	124	11	and	and	CCONJ
ctmj-142	124	12	humanistic	humanistic	ADJ
ctmj-142	124	13	sciences	science	NOUN
ctmj-142	124	14	4	4	NUM
ctmj-142	124	15	(	(	PUNCT
ctmj-142	124	16	2013	2013	NUM
ctmj-142	124	17	)	)	PUNCT
ctmj-142	124	18	49	49	NUM
ctmj-142	124	19	-	-	SYM
ctmj-142	124	20	69	69	NUM
ctmj-142	124	21	.	.	PUNCT
ctmj-142	125	1	11	11	NUM
ctmj-142	125	2	.	.	PUNCT
ctmj-142	126	1	robert	robert	PROPN
ctmj-142	126	2	cull	cull	PROPN
ctmj-142	126	3	,	,	PUNCT
ctmj-142	126	4	aslidemiguckunt	aslidemiguckunt	PROPN
ctmj-142	126	5	,	,	PUNCT
ctmj-142	126	6	jonathan	jonathan	PROPN
ctmj-142	126	7	morduch	morduch	PROPN
ctmj-142	126	8	(	(	PUNCT
ctmj-142	126	9	2007	2007	NUM
ctmj-142	126	10	):	):	PUNCT
ctmj-142	126	11	“	"	PUNCT
ctmj-142	126	12	financial	financial	ADJ
ctmj-142	126	13	performance	performance	NOUN
ctmj-142	126	14	and	and	CCONJ
ctmj-142	126	15	outreach	outreach	NOUN
ctmj-142	126	16	:	:	PUNCT
ctmj-142	126	17	a	a	DET
ctmj-142	126	18	global	global	ADJ
ctmj-142	126	19	analysis	analysis	NOUN
ctmj-142	126	20	of	of	ADP
ctmj-142	126	21	leading	lead	VERB
ctmj-142	126	22	microbanks	microbank	NOUN
ctmj-142	126	23	”	"	PUNCT
ctmj-142	126	24	,	,	PUNCT
ctmj-142	126	25	economic	economic	ADJ
ctmj-142	126	26	journal	journal	NOUN
ctmj-142	126	27	,	,	PUNCT
ctmj-142	126	28	3	3	NUM
ctmj-142	126	29	;	;	PUNCT
ctmj-142	126	30	107	107	NUM
ctmj-142	126	31	-	-	SYM
ctmj-142	126	32	133	133	NUM
ctmj-142	126	33	.	.	PUNCT
ctmj-142	126	34	12	12	NUM
ctmj-142	126	35	.	.	PUNCT
ctmj-142	127	1	robert	robert	PROPN
ctmj-142	127	2	cull	cull	PROPN
ctmj-142	127	3	,	,	PUNCT
ctmj-142	127	4	aslidemirguc	aslidemirguc	PROPN
ctmj-142	127	5	-	-	PUNCT
ctmj-142	127	6	kunt	kunt	PROPN
ctmj-142	127	7	,	,	PUNCT
ctmj-142	127	8	jonathan	jonathan	PROPN
ctmj-142	127	9	morduch	morduch	PROPN
ctmj-142	127	10	(	(	PUNCT
ctmj-142	127	11	2009	2009	NUM
ctmj-142	127	12	):	):	PUNCT
ctmj-142	127	13	"	"	PUNCT
ctmj-142	127	14	microfinance	microfinance	NOUN
ctmj-142	127	15	meets	meet	VERB
ctmj-142	127	16	the	the	DET
ctmj-142	127	17	market	market	NOUN
ctmj-142	127	18	"	"	PUNCT
ctmj-142	127	19	,	,	PUNCT
ctmj-142	127	20	journal	journal	NOUN
ctmj-142	127	21	of	of	ADP
ctmj-142	127	22	economic	economic	ADJ
ctmj-142	127	23	perspectives	perspective	NOUN
ctmj-142	127	24	,	,	PUNCT
ctmj-142	127	25	23(1	23(1	NUM
ctmj-142	127	26	)	)	PUNCT
ctmj-142	127	27	;	;	PUNCT
ctmj-142	127	28	167	167	NUM
ctmj-142	127	29	-	-	SYM
ctmj-142	127	30	192	192	NUM
ctmj-142	127	31	.	.	PUNCT
ctmj-142	128	1	13	13	NUM
ctmj-142	128	2	.	.	X
ctmj-142	129	1	robinson	robinson	PROPN
ctmj-142	129	2	,	,	PUNCT
ctmj-142	129	3	marguerite	marguerite	PROPN
ctmj-142	129	4	s	s	PART
ctmj-142	129	5	,	,	PUNCT
ctmj-142	129	6	„	„	PUNCT
ctmj-142	129	7	microfinance	microfinance	NOUN
ctmj-142	129	8	:	:	PUNCT
ctmj-142	129	9	the	the	DET
ctmj-142	129	10	paradigm	paradigm	NOUN
ctmj-142	129	11	shift	shift	NOUN
ctmj-142	129	12	from	from	ADP
ctmj-142	129	13	credit	credit	NOUN
ctmj-142	129	14	delivery	delivery	NOUN
ctmj-142	129	15	to	to	ADP
ctmj-142	129	16	sustainable	sustainable	ADJ
ctmj-142	129	17	financial	financial	ADJ
ctmj-142	129	18	intermediation‟	intermediation‟	NOUN
ctmj-142	129	19	,	,	PUNCT
ctmj-142	129	20	strategic	strategic	ADJ
ctmj-142	129	21	issues	issue	NOUN
ctmj-142	129	22	in	in	ADP
ctmj-142	129	23	microfinance	microfinance	NOUN
ctmj-142	129	24	,	,	PUNCT
ctmj-142	129	25	ashgate	ashgate	ADJ
ctmj-142	129	26	publishing	publishing	NOUN
ctmj-142	129	27	:	:	PUNCT
ctmj-142	129	28	aldershot	aldershot	NOUN
ctmj-142	129	29	.	.	PUNCT
ctmj-142	130	1	14	14	NUM
ctmj-142	130	2	.	.	PUNCT
ctmj-142	131	1	sinha	sinha	NOUN
ctmj-142	131	2	,	,	PUNCT
ctmj-142	131	3	s	s	PROPN
ctmj-142	131	4	and	and	CCONJ
ctmj-142	131	5	f.	f.	PROPN
ctmj-142	131	6	sinha	sinha	PROPN
ctmj-142	131	7	(	(	PUNCT
ctmj-142	131	8	2002	2002	NUM
ctmj-142	131	9	):	):	PUNCT
ctmj-142	131	10	“	"	PUNCT
ctmj-142	131	11	sustainability	sustainability	NOUN
ctmj-142	131	12	and	and	CCONJ
ctmj-142	131	13	development	development	NOUN
ctmj-142	131	14	:	:	PUNCT
ctmj-142	131	15	evaluating	evaluate	VERB
ctmj-142	131	16	the	the	DET
ctmj-142	131	17	performance	performance	NOUN
ctmj-142	131	18	of	of	ADP
ctmj-142	131	19	indian	indian	PROPN
ctmj-142	131	20	micro	micro	NOUN
ctmj-142	131	21	-	-	NOUN
ctmj-142	131	22	credit	credit	NOUN
ctmj-142	131	23	”	"	PUNCT
ctmj-142	131	24	,	,	PUNCT
ctmj-142	131	25	vistaar	vistaar	NOUN
ctmj-142	131	26	publications	publication	NOUN
ctmj-142	131	27	,	,	PUNCT
ctmj-142	131	28	new	new	ADJ
ctmj-142	131	29	delhi	delhi	PROPN
ctmj-142	131	30	.	.	PUNCT
ctmj-142	132	1	15	15	X
ctmj-142	132	2	.	.	PUNCT
ctmj-142	133	1	stiglitz	stiglitz	PROPN
ctmj-142	133	2	.	.	PUNCT
ctmj-142	134	1	j.	j.	PROPN
ctmj-142	134	2	,	,	PUNCT
ctmj-142	134	3	“	"	PUNCT
ctmj-142	134	4	peer	peer	NOUN
ctmj-142	134	5	monitoring	monitoring	NOUN
ctmj-142	134	6	and	and	CCONJ
ctmj-142	134	7	credit	credit	NOUN
ctmj-142	134	8	markets	market	NOUN
ctmj-142	134	9	”	"	PUNCT
ctmj-142	134	10	.	.	PUNCT
ctmj-142	135	1	world	world	PROPN
ctmj-142	135	2	bank	bank	PROPN
ctmj-142	135	3	economic	economic	PROPN
ctmj-142	135	4	review	review	PROPN
ctmj-142	135	5	4(3):351366	4(3):351366	PROPN
ctmj-142	135	6	,	,	PUNCT
ctmj-142	135	7	1990	1990	NUM
ctmj-142	135	8	.	.	PUNCT