id	sid	tid	token	lemma	pos
ctmj-29	1	1	issn	issn	PROPN
ctmj-29	1	2	:	:	PUNCT
ctmj-29	1	3	2693	2693	NUM
ctmj-29	1	4	6356	6356	NUM
ctmj-29	1	5	2019	2019	NUM
ctmj-29	1	6	|	|	ADV
ctmj-29	1	7	vol	vol	NOUN
ctmj-29	1	8	2	2	NUM
ctmj-29	1	9	|	|	ADV
ctmj-29	1	10	issue	issue	VERB
ctmj-29	1	11	1	1	NUM
ctmj-29	1	12	sme	sme	NOUN
ctmj-29	1	13	lending	lending	NOUN
ctmj-29	1	14	in	in	ADP
ctmj-29	1	15	india	india	PROPN
ctmj-29	1	16	:	:	PUNCT
ctmj-29	1	17	a	a	DET
ctmj-29	1	18	survey	survey	NOUN
ctmj-29	1	19	of	of	ADP
ctmj-29	1	20	customers	customer	NOUN
ctmj-29	1	21	'	'	PART
ctmj-29	1	22	opinions	opinion	NOUN
ctmj-29	1	23	m.sravani	m.sravani	NUM
ctmj-29	1	24	,	,	PUNCT
ctmj-29	1	25	k.karthika	k.karthika	X
ctmj-29	1	26	,	,	PUNCT
ctmj-29	1	27	m.manasa	m.manasa	PROPN
ctmj-29	1	28	assistant	assistant	NOUN
ctmj-29	1	29	professor	professor	NOUN
ctmj-29	1	30	1,2,3	1,2,3	NUM
ctmj-29	1	31	cmr	cmr	PROPN
ctmj-29	1	32	enegineer	enegineer	NOUN
ctmj-29	1	33	college	college	NOUN
ctmj-29	1	34	abstract	abstract	NOUN
ctmj-29	1	35	as	as	ADP
ctmj-29	1	36	a	a	DET
ctmj-29	1	37	developing	develop	VERB
ctmj-29	1	38	country	country	NOUN
ctmj-29	1	39	,	,	PUNCT
ctmj-29	1	40	india	india	PROPN
ctmj-29	1	41	places	place	VERB
ctmj-29	1	42	a	a	DET
ctmj-29	1	43	premium	premium	NOUN
ctmj-29	1	44	on	on	ADP
ctmj-29	1	45	economic	economic	ADJ
ctmj-29	1	46	expansion	expansion	NOUN
ctmj-29	1	47	and	and	CCONJ
ctmj-29	1	48	modernization	modernization	NOUN
ctmj-29	1	49	.	.	PUNCT
ctmj-29	2	1	the	the	DET
ctmj-29	2	2	growth	growth	NOUN
ctmj-29	2	3	and	and	CCONJ
ctmj-29	2	4	development	development	NOUN
ctmj-29	2	5	of	of	ADP
ctmj-29	2	6	the	the	DET
ctmj-29	2	7	indian	indian	ADJ
ctmj-29	2	8	economy	economy	NOUN
ctmj-29	2	9	owe	owe	VERB
ctmj-29	2	10	a	a	DET
ctmj-29	2	11	great	great	ADJ
ctmj-29	2	12	deal	deal	NOUN
ctmj-29	2	13	to	to	ADP
ctmj-29	2	14	the	the	DET
ctmj-29	2	15	efforts	effort	NOUN
ctmj-29	2	16	of	of	ADP
ctmj-29	2	17	small	small	ADJ
ctmj-29	2	18	-	-	PUNCT
ctmj-29	2	19	scale	scale	NOUN
ctmj-29	2	20	companies	company	NOUN
ctmj-29	2	21	.	.	PUNCT
ctmj-29	3	1	micro	micro	ADJ
ctmj-29	3	2	,	,	PUNCT
ctmj-29	3	3	small	small	ADJ
ctmj-29	3	4	,	,	PUNCT
ctmj-29	3	5	and	and	CCONJ
ctmj-29	3	6	medium	medium	ADJ
ctmj-29	3	7	-	-	PUNCT
ctmj-29	3	8	sized	sized	ADJ
ctmj-29	3	9	companies	company	NOUN
ctmj-29	3	10	(	(	PUNCT
ctmj-29	3	11	msme	msme	NOUN
ctmj-29	3	12	)	)	PUNCT
ctmj-29	3	13	in	in	ADP
ctmj-29	3	14	india	india	PROPN
ctmj-29	3	15	have	have	AUX
ctmj-29	3	16	consistently	consistently	ADV
ctmj-29	3	17	been	be	AUX
ctmj-29	3	18	the	the	DET
ctmj-29	3	19	economy	economy	NOUN
ctmj-29	3	20	's	's	PART
ctmj-29	3	21	most	most	ADV
ctmj-29	3	22	dynamic	dynamic	ADJ
ctmj-29	3	23	and	and	CCONJ
ctmj-29	3	24	eye	eye	NOUN
ctmj-29	3	25	-	-	PUNCT
ctmj-29	3	26	catching	catch	VERB
ctmj-29	3	27	contributor	contributor	NOUN
ctmj-29	3	28	.	.	PUNCT
ctmj-29	4	1	small	small	ADJ
ctmj-29	4	2	-	-	PUNCT
ctmj-29	4	3	scale	scale	NOUN
ctmj-29	4	4	enterprises	enterprise	NOUN
ctmj-29	4	5	have	have	AUX
ctmj-29	4	6	contributed	contribute	VERB
ctmj-29	4	7	significantly	significantly	ADV
ctmj-29	4	8	to	to	ADP
ctmj-29	4	9	the	the	DET
ctmj-29	4	10	country	country	NOUN
ctmj-29	4	11	's	's	PART
ctmj-29	4	12	prosperity	prosperity	NOUN
ctmj-29	4	13	by	by	ADP
ctmj-29	4	14	creating	create	VERB
ctmj-29	4	15	a	a	DET
ctmj-29	4	16	lot	lot	NOUN
ctmj-29	4	17	of	of	ADP
ctmj-29	4	18	well	well	ADV
ctmj-29	4	19	-	-	PUNCT
ctmj-29	4	20	paying	pay	VERB
ctmj-29	4	21	jobs	job	NOUN
ctmj-29	4	22	and	and	CCONJ
ctmj-29	4	23	fostering	foster	VERB
ctmj-29	4	24	balanced	balanced	ADJ
ctmj-29	4	25	growth	growth	NOUN
ctmj-29	4	26	in	in	ADP
ctmj-29	4	27	the	the	DET
ctmj-29	4	28	regions	region	NOUN
ctmj-29	4	29	they	they	PRON
ctmj-29	4	30	serve	serve	VERB
ctmj-29	4	31	,	,	PUNCT
ctmj-29	4	32	all	all	PRON
ctmj-29	4	33	at	at	ADP
ctmj-29	4	34	a	a	DET
ctmj-29	4	35	reasonable	reasonable	ADJ
ctmj-29	4	36	price	price	NOUN
ctmj-29	4	37	.	.	PUNCT
ctmj-29	5	1	in	in	ADP
ctmj-29	5	2	addition	addition	NOUN
ctmj-29	5	3	to	to	ADP
ctmj-29	5	4	these	these	DET
ctmj-29	5	5	benefits	benefit	NOUN
ctmj-29	5	6	,	,	PUNCT
ctmj-29	5	7	there	there	PRON
ctmj-29	5	8	is	be	VERB
ctmj-29	5	9	the	the	DET
ctmj-29	5	10	additional	additional	ADJ
ctmj-29	5	11	upside	upside	NOUN
ctmj-29	5	12	of	of	ADP
ctmj-29	5	13	encouraging	encourage	VERB
ctmj-29	5	14	new	new	ADJ
ctmj-29	5	15	business	business	NOUN
ctmj-29	5	16	owners	owner	NOUN
ctmj-29	5	17	to	to	PART
ctmj-29	5	18	launch	launch	VERB
ctmj-29	5	19	ventures	venture	NOUN
ctmj-29	5	20	,	,	PUNCT
ctmj-29	5	21	with	with	ADP
ctmj-29	5	22	the	the	DET
ctmj-29	5	23	drive	drive	NOUN
ctmj-29	5	24	and	and	CCONJ
ctmj-29	5	25	enthusiasm	enthusiasm	NOUN
ctmj-29	5	26	to	to	PART
ctmj-29	5	27	see	see	VERB
ctmj-29	5	28	their	their	PRON
ctmj-29	5	29	companies	company	NOUN
ctmj-29	5	30	thrive	thrive	VERB
ctmj-29	5	31	and	and	CCONJ
ctmj-29	5	32	make	make	VERB
ctmj-29	5	33	an	an	DET
ctmj-29	5	34	impact	impact	NOUN
ctmj-29	5	35	on	on	ADP
ctmj-29	5	36	the	the	DET
ctmj-29	5	37	indian	indian	ADJ
ctmj-29	5	38	economy	economy	NOUN
ctmj-29	5	39	.	.	PUNCT
ctmj-29	6	1	those	those	PRON
ctmj-29	6	2	who	who	PRON
ctmj-29	6	3	value	value	VERB
ctmj-29	6	4	their	their	PRON
ctmj-29	6	5	independence	independence	NOUN
ctmj-29	6	6	yet	yet	ADV
ctmj-29	6	7	want	want	VERB
ctmj-29	6	8	to	to	PART
ctmj-29	6	9	work	work	VERB
ctmj-29	6	10	for	for	ADP
ctmj-29	6	11	themselves	themselves	PRON
ctmj-29	6	12	have	have	VERB
ctmj-29	6	13	the	the	DET
ctmj-29	6	14	option	option	NOUN
ctmj-29	6	15	of	of	ADP
ctmj-29	6	16	becoming	become	VERB
ctmj-29	6	17	entrepreneurs	entrepreneur	NOUN
ctmj-29	6	18	.	.	PUNCT
ctmj-29	7	1	micro	micro	PROPN
ctmj-29	7	2	,	,	PUNCT
ctmj-29	7	3	small	small	ADJ
ctmj-29	7	4	,	,	PUNCT
ctmj-29	7	5	and	and	CCONJ
ctmj-29	7	6	medium	medium	ADJ
ctmj-29	7	7	-	-	PUNCT
ctmj-29	7	8	sized	sized	ADJ
ctmj-29	7	9	enterprises	enterprise	NOUN
ctmj-29	7	10	(	(	PUNCT
ctmj-29	7	11	msmes	msme	NOUN
ctmj-29	7	12	)	)	PUNCT
ctmj-29	7	13	play	play	VERB
ctmj-29	7	14	a	a	DET
ctmj-29	7	15	critical	critical	ADJ
ctmj-29	7	16	supporting	support	VERB
ctmj-29	7	17	role	role	NOUN
ctmj-29	7	18	in	in	ADP
ctmj-29	7	19	the	the	DET
ctmj-29	7	20	nation	nation	NOUN
ctmj-29	7	21	's	's	PART
ctmj-29	7	22	economic	economic	ADJ
ctmj-29	7	23	and	and	CCONJ
ctmj-29	7	24	social	social	ADJ
ctmj-29	7	25	development	development	NOUN
ctmj-29	7	26	alongside	alongside	ADP
ctmj-29	7	27	larger	large	ADJ
ctmj-29	7	28	sector	sector	NOUN
ctmj-29	7	29	enterprises	enterprise	NOUN
ctmj-29	7	30	.	.	PUNCT
ctmj-29	8	1	it	it	PRON
ctmj-29	8	2	makes	make	VERB
ctmj-29	8	3	a	a	DET
ctmj-29	8	4	significant	significant	ADJ
ctmj-29	8	5	contribution	contribution	NOUN
ctmj-29	8	6	to	to	ADP
ctmj-29	8	7	gdp	gdp	NOUN
ctmj-29	8	8	and	and	CCONJ
ctmj-29	8	9	export	export	NOUN
ctmj-29	8	10	earnings	earning	NOUN
ctmj-29	8	11	.	.	PUNCT
ctmj-29	9	1	obtaining	obtain	VERB
ctmj-29	9	2	financing	financing	NOUN
ctmj-29	9	3	is	be	AUX
ctmj-29	9	4	a	a	DET
ctmj-29	9	5	necessary	necessary	ADJ
ctmj-29	9	6	and	and	CCONJ
ctmj-29	9	7	challenging	challenging	ADJ
ctmj-29	9	8	process	process	NOUN
ctmj-29	9	9	for	for	ADP
ctmj-29	9	10	any	any	DET
ctmj-29	9	11	size	size	NOUN
ctmj-29	9	12	corporation	corporation	NOUN
ctmj-29	9	13	since	since	SCONJ
ctmj-29	9	14	money	money	NOUN
ctmj-29	9	15	is	be	AUX
ctmj-29	9	16	the	the	DET
ctmj-29	9	17	lifeblood	lifeblood	NOUN
ctmj-29	9	18	and	and	CCONJ
ctmj-29	9	19	oxygen	oxygen	NOUN
ctmj-29	9	20	of	of	ADP
ctmj-29	9	21	every	every	DET
ctmj-29	9	22	business	business	NOUN
ctmj-29	9	23	,	,	PUNCT
ctmj-29	9	24	even	even	ADV
ctmj-29	9	25	small	small	ADJ
ctmj-29	9	26	-	-	PUNCT
ctmj-29	9	27	scale	scale	NOUN
ctmj-29	9	28	companies	company	NOUN
ctmj-29	9	29	.	.	PUNCT
ctmj-29	10	1	the	the	DET
ctmj-29	10	2	government	government	NOUN
ctmj-29	10	3	and	and	CCONJ
ctmj-29	10	4	financial	financial	ADJ
ctmj-29	10	5	institutions	institution	NOUN
ctmj-29	10	6	have	have	AUX
ctmj-29	10	7	implemented	implement	VERB
ctmj-29	10	8	many	many	ADJ
ctmj-29	10	9	schemes	scheme	NOUN
ctmj-29	10	10	in	in	ADP
ctmj-29	10	11	recent	recent	ADJ
ctmj-29	10	12	decades	decade	NOUN
ctmj-29	10	13	to	to	PART
ctmj-29	10	14	facilitate	facilitate	VERB
ctmj-29	10	15	the	the	DET
ctmj-29	10	16	acquisition	acquisition	NOUN
ctmj-29	10	17	of	of	ADP
ctmj-29	10	18	loans	loan	NOUN
ctmj-29	10	19	and	and	CCONJ
ctmj-29	10	20	funding	funding	NOUN
ctmj-29	10	21	by	by	ADP
ctmj-29	10	22	msmes	msme	NOUN
ctmj-29	10	23	.	.	PUNCT
ctmj-29	11	1	this	this	DET
ctmj-29	11	2	research	research	NOUN
ctmj-29	11	3	makes	make	VERB
ctmj-29	11	4	an	an	DET
ctmj-29	11	5	attempt	attempt	NOUN
ctmj-29	11	6	in	in	ADP
ctmj-29	11	7	that	that	DET
ctmj-29	11	8	regard	regard	NOUN
ctmj-29	11	9	,	,	PUNCT
ctmj-29	11	10	and	and	CCONJ
ctmj-29	11	11	its	its	PRON
ctmj-29	11	12	results	result	NOUN
ctmj-29	11	13	provide	provide	VERB
ctmj-29	11	14	light	light	NOUN
ctmj-29	11	15	on	on	ADP
ctmj-29	11	16	the	the	DET
ctmj-29	11	17	extent	extent	NOUN
ctmj-29	11	18	to	to	ADP
ctmj-29	11	19	which	which	PRON
ctmj-29	11	20	that	that	DET
ctmj-29	11	21	micro	micro	NOUN
ctmj-29	11	22	,	,	PUNCT
ctmj-29	11	23	small	small	ADJ
ctmj-29	11	24	,	,	PUNCT
ctmj-29	11	25	and	and	CCONJ
ctmj-29	11	26	medium	medium	ADJ
ctmj-29	11	27	-	-	PUNCT
ctmj-29	11	28	sized	sized	ADJ
ctmj-29	11	29	enterprises	enterprise	NOUN
ctmj-29	11	30	(	(	PUNCT
ctmj-29	11	31	msmes	msme	NOUN
ctmj-29	11	32	)	)	PUNCT
ctmj-29	11	33	have	have	VERB
ctmj-29	11	34	towards	towards	ADP
ctmj-29	11	35	government	government	NOUN
ctmj-29	11	36	and	and	CCONJ
ctmj-29	11	37	other	other	ADJ
ctmj-29	11	38	financial	financial	ADJ
ctmj-29	11	39	institutions	institution	NOUN
ctmj-29	11	40	'	'	PART
ctmj-29	11	41	aid	aid	NOUN
ctmj-29	11	42	.	.	PUNCT
ctmj-29	12	1	experts	expert	NOUN
ctmj-29	12	2	have	have	AUX
ctmj-29	12	3	offered	offer	VERB
ctmj-29	12	4	a	a	DET
ctmj-29	12	5	number	number	NOUN
ctmj-29	12	6	of	of	ADP
ctmj-29	12	7	literature	literature	NOUN
ctmj-29	12	8	evaluations	evaluation	NOUN
ctmj-29	12	9	that	that	PRON
ctmj-29	12	10	lend	lend	VERB
ctmj-29	12	11	credence	credence	NOUN
ctmj-29	12	12	to	to	ADP
ctmj-29	12	13	the	the	DET
ctmj-29	12	14	study	study	NOUN
ctmj-29	12	15	and	and	CCONJ
ctmj-29	12	16	its	its	PRON
ctmj-29	12	17	conclusions	conclusion	NOUN
ctmj-29	12	18	.	.	PUNCT
ctmj-29	13	1	together	together	ADV
ctmj-29	13	2	with	with	ADP
ctmj-29	13	3	sensible	sensible	ADJ
ctmj-29	13	4	recommendations	recommendation	NOUN
ctmj-29	13	5	for	for	ADP
ctmj-29	13	6	boosting	boost	VERB
ctmj-29	13	7	the	the	DET
ctmj-29	13	8	msmes	msme	NOUN
ctmj-29	13	9	'	'	PART
ctmj-29	13	10	contentment	contentment	NOUN
ctmj-29	13	11	.	.	PUNCT
ctmj-29	14	1	keywords	keyword	NOUN
ctmj-29	14	2	:	:	PUNCT
ctmj-29	14	3	mini	mini	ADJ
ctmj-29	14	4	and	and	CCONJ
ctmj-29	14	5	small	small	ADJ
ctmj-29	14	6	enterprises	enterprise	NOUN
ctmj-29	14	7	,	,	PUNCT
ctmj-29	14	8	tiny	tiny	ADJ
ctmj-29	14	9	businesses	business	NOUN
ctmj-29	14	10	,	,	PUNCT
ctmj-29	14	11	money	money	NOUN
ctmj-29	14	12	,	,	PUNCT
ctmj-29	14	13	growth	growth	NOUN
ctmj-29	14	14	introduction	introduction	NOUN
ctmj-29	14	15	no	no	ADV
ctmj-29	14	16	matter	matter	ADV
ctmj-29	14	17	its	its	PRON
ctmj-29	14	18	size	size	NOUN
ctmj-29	14	19	,	,	PUNCT
ctmj-29	14	20	shape	shape	NOUN
ctmj-29	14	21	,	,	PUNCT
ctmj-29	14	22	or	or	CCONJ
ctmj-29	14	23	form	form	NOUN
ctmj-29	14	24	,	,	PUNCT
ctmj-29	14	25	a	a	DET
ctmj-29	14	26	company	company	NOUN
ctmj-29	14	27	's	's	PART
ctmj-29	14	28	finances	finance	NOUN
ctmj-29	14	29	are	be	AUX
ctmj-29	14	30	its	its	PRON
ctmj-29	14	31	lifeblood	lifeblood	NOUN
ctmj-29	14	32	.	.	PUNCT
ctmj-29	15	1	it	it	PRON
ctmj-29	15	2	's	be	AUX
ctmj-29	15	3	the	the	DET
ctmj-29	15	4	deciding	decide	VERB
ctmj-29	15	5	element	element	NOUN
ctmj-29	15	6	in	in	ADP
ctmj-29	15	7	the	the	DET
ctmj-29	15	8	company	company	NOUN
ctmj-29	15	9	's	's	PART
ctmj-29	15	10	success	success	NOUN
ctmj-29	15	11	or	or	CCONJ
ctmj-29	15	12	failure	failure	NOUN
ctmj-29	15	13	.	.	PUNCT
ctmj-29	16	1	obtaining	obtain	VERB
ctmj-29	16	2	funding	funding	NOUN
ctmj-29	16	3	is	be	AUX
ctmj-29	16	4	also	also	ADV
ctmj-29	16	5	a	a	DET
ctmj-29	16	6	vital	vital	ADJ
ctmj-29	16	7	phase	phase	NOUN
ctmj-29	16	8	that	that	PRON
ctmj-29	16	9	requires	require	VERB
ctmj-29	16	10	the	the	DET
ctmj-29	16	11	company	company	NOUN
ctmj-29	16	12	doing	do	VERB
ctmj-29	16	13	the	the	DET
ctmj-29	16	14	acquiring	acquiring	NOUN
ctmj-29	16	15	to	to	PART
ctmj-29	16	16	pay	pay	VERB
ctmj-29	16	17	close	close	ADJ
ctmj-29	16	18	attention	attention	NOUN
ctmj-29	16	19	to	to	ADP
ctmj-29	16	20	detail	detail	NOUN
ctmj-29	16	21	.	.	PUNCT
ctmj-29	17	1	getting	get	VERB
ctmj-29	17	2	financing	financing	NOUN
ctmj-29	17	3	is	be	AUX
ctmj-29	17	4	a	a	DET
ctmj-29	17	5	tedious	tedious	ADJ
ctmj-29	17	6	and	and	CCONJ
ctmj-29	17	7	timeconsuming	timeconsuming	ADJ
ctmj-29	17	8	procedure	procedure	NOUN
ctmj-29	17	9	,	,	PUNCT
ctmj-29	17	10	especially	especially	ADV
ctmj-29	17	11	in	in	ADP
ctmj-29	17	12	a	a	DET
ctmj-29	17	13	developing	develop	VERB
ctmj-29	17	14	country	country	NOUN
ctmj-29	17	15	like	like	ADP
ctmj-29	17	16	india	india	PROPN
ctmj-29	17	17	.	.	PUNCT
ctmj-29	18	1	the	the	DET
ctmj-29	18	2	abundance	abundance	NOUN
ctmj-29	18	3	of	of	ADP
ctmj-29	18	4	skilled	skilled	ADJ
ctmj-29	18	5	workers	worker	NOUN
ctmj-29	18	6	,	,	PUNCT
ctmj-29	18	7	the	the	DET
ctmj-29	18	8	diversity	diversity	NOUN
ctmj-29	18	9	of	of	ADP
ctmj-29	18	10	india	india	PROPN
ctmj-29	18	11	's	's	PART
ctmj-29	18	12	natural	natural	ADJ
ctmj-29	18	13	resources	resource	NOUN
ctmj-29	18	14	,	,	PUNCT
ctmj-29	18	15	and	and	CCONJ
ctmj-29	18	16	the	the	DET
ctmj-29	18	17	reliability	reliability	NOUN
ctmj-29	18	18	of	of	ADP
ctmj-29	18	19	its	its	PRON
ctmj-29	18	20	large	large	ADJ
ctmj-29	18	21	-	-	PUNCT
ctmj-29	18	22	scale	scale	NOUN
ctmj-29	18	23	monetary	monetary	ADJ
ctmj-29	18	24	features	feature	NOUN
ctmj-29	18	25	all	all	PRON
ctmj-29	18	26	combine	combine	VERB
ctmj-29	18	27	to	to	PART
ctmj-29	18	28	make	make	VERB
ctmj-29	18	29	india	india	PROPN
ctmj-29	18	30	one	one	NUM
ctmj-29	18	31	of	of	ADP
ctmj-29	18	32	the	the	DET
ctmj-29	18	33	most	most	ADV
ctmj-29	18	34	enticing	enticing	ADJ
ctmj-29	18	35	ports	port	NOUN
ctmj-29	18	36	for	for	ADP
ctmj-29	18	37	commercial	commercial	ADJ
ctmj-29	18	38	and	and	CCONJ
ctmj-29	18	39	financing	financing	NOUN
ctmj-29	18	40	chances	chance	NOUN
ctmj-29	18	41	.	.	PUNCT
ctmj-29	19	1	the	the	DET
ctmj-29	19	2	growth	growth	NOUN
ctmj-29	19	3	of	of	ADP
ctmj-29	19	4	each	each	DET
ctmj-29	19	5	economic	economic	ADJ
ctmj-29	19	6	system	system	NOUN
ctmj-29	19	7	can	can	AUX
ctmj-29	19	8	be	be	AUX
ctmj-29	19	9	traced	trace	VERB
ctmj-29	19	10	back	back	ADV
ctmj-29	19	11	to	to	ADP
ctmj-29	19	12	two	two	NUM
ctmj-29	19	13	mainstays	mainstay	NOUN
ctmj-29	19	14	:	:	PUNCT
ctmj-29	19	15	stable	stable	ADJ
ctmj-29	19	16	institutions	institution	NOUN
ctmj-29	19	17	and	and	CCONJ
ctmj-29	19	18	reliable	reliable	ADJ
ctmj-29	19	19	services	service	NOUN
ctmj-29	19	20	.	.	PUNCT
ctmj-29	20	1	they	they	PRON
ctmj-29	20	2	might	might	AUX
ctmj-29	20	3	be	be	AUX
ctmj-29	20	4	enticing	entice	VERB
ctmj-29	20	5	investors	investor	NOUN
ctmj-29	20	6	from	from	ADP
ctmj-29	20	7	across	across	ADP
ctmj-29	20	8	the	the	DET
ctmj-29	20	9	globe	globe	NOUN
ctmj-29	20	10	to	to	PART
ctmj-29	20	11	pour	pour	VERB
ctmj-29	20	12	money	money	NOUN
ctmj-29	20	13	and	and	CCONJ
ctmj-29	20	14	resources	resource	NOUN
ctmj-29	20	15	into	into	ADP
ctmj-29	20	16	the	the	DET
ctmj-29	20	17	country	country	NOUN
ctmj-29	20	18	.	.	PUNCT
ctmj-29	21	1	by	by	ADP
ctmj-29	21	2	creating	create	VERB
ctmj-29	21	3	a	a	DET
ctmj-29	21	4	wide	wide	ADJ
ctmj-29	21	5	array	array	NOUN
ctmj-29	21	6	of	of	ADP
ctmj-29	21	7	goods	good	NOUN
ctmj-29	21	8	and	and	CCONJ
ctmj-29	21	9	services	service	NOUN
ctmj-29	21	10	(	(	PUNCT
ctmj-29	21	11	both	both	CCONJ
ctmj-29	21	12	tangible	tangible	ADJ
ctmj-29	21	13	and	and	CCONJ
ctmj-29	21	14	intangible	intangible	ADJ
ctmj-29	21	15	)	)	PUNCT
ctmj-29	21	16	and	and	CCONJ
ctmj-29	21	17	responding	respond	VERB
ctmj-29	21	18	to	to	ADP
ctmj-29	21	19	and	and	CCONJ
ctmj-29	21	20	satisfying	satisfy	VERB
ctmj-29	21	21	the	the	DET
ctmj-29	21	22	needs	need	NOUN
ctmj-29	21	23	of	of	ADP
ctmj-29	21	24	the	the	DET
ctmj-29	21	25	general	general	ADJ
ctmj-29	21	26	people	people	NOUN
ctmj-29	21	27	,	,	PUNCT
ctmj-29	21	28	they	they	PRON
ctmj-29	21	29	are	be	AUX
ctmj-29	21	30	crucial	crucial	ADJ
ctmj-29	21	31	to	to	ADP
ctmj-29	21	32	a	a	DET
ctmj-29	21	33	country	country	NOUN
ctmj-29	21	34	's	's	PART
ctmj-29	21	35	socioeconomic	socioeconomic	ADJ
ctmj-29	21	36	development	development	NOUN
ctmj-29	21	37	.	.	PUNCT
ctmj-29	22	1	there	there	PRON
ctmj-29	22	2	has	have	AUX
ctmj-29	22	3	been	be	AUX
ctmj-29	22	4	a	a	DET
ctmj-29	22	5	significant	significant	ADJ
ctmj-29	22	6	decline	decline	NOUN
ctmj-29	22	7	in	in	ADP
ctmj-29	22	8	the	the	DET
ctmj-29	22	9	indian	indian	ADJ
ctmj-29	22	10	economy	economy	NOUN
ctmj-29	22	11	during	during	ADP
ctmj-29	22	12	the	the	DET
ctmj-29	22	13	last	last	ADJ
ctmj-29	22	14	several	several	ADJ
ctmj-29	22	15	decades	decade	NOUN
ctmj-29	22	16	.	.	PUNCT
ctmj-29	23	1	there	there	PRON
ctmj-29	23	2	has	have	AUX
ctmj-29	23	3	been	be	AUX
ctmj-29	23	4	a	a	DET
ctmj-29	23	5	slowdown	slowdown	NOUN
ctmj-29	23	6	in	in	ADP
ctmj-29	23	7	financing	financing	NOUN
ctmj-29	23	8	and	and	CCONJ
ctmj-29	23	9	utilization	utilization	NOUN
ctmj-29	23	10	trade	trade	NOUN
ctmj-29	23	11	,	,	PUNCT
ctmj-29	23	12	and	and	CCONJ
ctmj-29	23	13	many	many	ADJ
ctmj-29	23	14	initiatives	initiative	NOUN
ctmj-29	23	15	have	have	AUX
ctmj-29	23	16	been	be	AUX
ctmj-29	23	17	launched	launch	VERB
ctmj-29	23	18	to	to	PART
ctmj-29	23	19	get	get	VERB
ctmj-29	23	20	the	the	DET
ctmj-29	23	21	economy	economy	NOUN
ctmj-29	23	22	back	back	ADV
ctmj-29	23	23	on	on	ADP
ctmj-29	23	24	track	track	NOUN
ctmj-29	23	25	and	and	CCONJ
ctmj-29	23	26	headed	head	VERB
ctmj-29	23	27	in	in	ADP
ctmj-29	23	28	the	the	DET
ctmj-29	23	29	path	path	NOUN
ctmj-29	23	30	of	of	ADP
ctmj-29	23	31	progressive	progressive	ADJ
ctmj-29	23	32	development	development	NOUN
ctmj-29	23	33	.	.	PUNCT
ctmj-29	24	1	upward	upward	ADJ
ctmj-29	24	2	trend	trend	NOUN
ctmj-29	24	3	in	in	ADP
ctmj-29	24	4	growth	growth	NOUN
ctmj-29	24	5	was	be	AUX
ctmj-29	24	6	expected	expect	VERB
ctmj-29	24	7	to	to	PART
ctmj-29	24	8	continue	continue	VERB
ctmj-29	24	9	until	until	ADP
ctmj-29	24	10	2020	2020	NUM
ctmj-29	24	11	.	.	PUNCT
ctmj-29	25	1	the	the	DET
ctmj-29	25	2	emergence	emergence	NOUN
ctmj-29	25	3	of	of	ADP
ctmj-29	25	4	a	a	DET
ctmj-29	25	5	worldwide	worldwide	ADJ
ctmj-29	25	6	pandemic	pandemic	ADJ
ctmj-29	25	7	like	like	ADP
ctmj-29	25	8	covid-19	covid-19	PROPN
ctmj-29	25	9	has	have	AUX
ctmj-29	25	10	hampered	hamper	VERB
ctmj-29	25	11	progress	progress	NOUN
ctmj-29	25	12	,	,	PUNCT
ctmj-29	25	13	and	and	CCONJ
ctmj-29	25	14	it	it	PRON
ctmj-29	25	15	may	may	AUX
ctmj-29	25	16	have	have	VERB
ctmj-29	25	17	a	a	DET
ctmj-29	25	18	significant	significant	ADJ
ctmj-29	25	19	influence	influence	NOUN
ctmj-29	25	20	on	on	ADP
ctmj-29	25	21	the	the	DET
ctmj-29	25	22	country	country	NOUN
ctmj-29	25	23	's	's	PART
ctmj-29	25	24	exports	export	NOUN
ctmj-29	25	25	to	to	ADP
ctmj-29	25	26	the	the	DET
ctmj-29	25	27	nations	nation	NOUN
ctmj-29	25	28	hit	hit	VERB
ctmj-29	25	29	worst	bad	ADJ
ctmj-29	25	30	by	by	ADP
ctmj-29	25	31	the	the	DET
ctmj-29	25	32	epidemic	epidemic	NOUN
ctmj-29	25	33	.	.	PUNCT
ctmj-29	26	1	private	private	ADJ
ctmj-29	26	2	consumption	consumption	NOUN
ctmj-29	26	3	,	,	PUNCT
ctmj-29	26	4	government	government	NOUN
ctmj-29	26	5	spending	spending	NOUN
ctmj-29	26	6	,	,	PUNCT
ctmj-29	26	7	and	and	CCONJ
ctmj-29	26	8	foreign	foreign	ADJ
ctmj-29	26	9	commerce	commerce	NOUN
ctmj-29	26	10	would	would	AUX
ctmj-29	26	11	all	all	PRON
ctmj-29	26	12	feel	feel	VERB
ctmj-29	26	13	the	the	DET
ctmj-29	26	14	effects	effect	NOUN
ctmj-29	26	15	and	and	CCONJ
ctmj-29	26	16	be	be	AUX
ctmj-29	26	17	affected	affect	VERB
ctmj-29	26	18	.	.	PUNCT
ctmj-29	27	1	the	the	DET
ctmj-29	27	2	country	country	NOUN
ctmj-29	27	3	's	's	PART
ctmj-29	27	4	financial	financial	ADJ
ctmj-29	27	5	stability	stability	NOUN
ctmj-29	27	6	has	have	AUX
ctmj-29	27	7	been	be	AUX
ctmj-29	27	8	severely	severely	ADV
ctmj-29	27	9	impacted	impact	VERB
ctmj-29	27	10	more	more	ADJ
ctmj-29	27	11	than	than	ADP
ctmj-29	27	12	others	other	NOUN
ctmj-29	27	13	by	by	ADP
ctmj-29	27	14	the	the	DET
ctmj-29	27	15	lockdowns	lockdown	NOUN
ctmj-29	27	16	imposed	impose	VERB
ctmj-29	27	17	due	due	ADP
ctmj-29	27	18	to	to	ADP
ctmj-29	27	19	the	the	DET
ctmj-29	27	20	epidemic	epidemic	NOUN
ctmj-29	27	21	and	and	CCONJ
ctmj-29	27	22	its	its	PRON
ctmj-29	27	23	aftermath	aftermath	NOUN
ctmj-29	27	24	.	.	PUNCT
ctmj-29	28	1	the	the	DET
ctmj-29	28	2	indian	indian	ADJ
ctmj-29	28	3	economy	economy	NOUN
ctmj-29	28	4	relies	rely	VERB
ctmj-29	28	5	heavily	heavily	ADV
ctmj-29	28	6	on	on	ADP
ctmj-29	28	7	its	its	PRON
ctmj-29	28	8	small	small	ADJ
ctmj-29	28	9	and	and	CCONJ
ctmj-29	28	10	medium	medium	ADJ
ctmj-29	28	11	-	-	PUNCT
ctmj-29	28	12	sized	sized	ADJ
ctmj-29	28	13	businesses	business	NOUN
ctmj-29	28	14	.	.	PUNCT
ctmj-29	29	1	it	it	PRON
ctmj-29	29	2	has	have	VERB
ctmj-29	29	3	long	long	ADV
ctmj-29	29	4	-	-	PUNCT
ctmj-29	29	5	lasting	last	VERB
ctmj-29	29	6	effects	effect	NOUN
ctmj-29	29	7	in	in	ADP
ctmj-29	29	8	terms	term	NOUN
ctmj-29	29	9	of	of	ADP
ctmj-29	29	10	producing	produce	VERB
ctmj-29	29	11	job	job	NOUN
ctmj-29	29	12	possibilities	possibility	NOUN
ctmj-29	29	13	for	for	ADP
ctmj-29	29	14	a	a	DET
ctmj-29	29	15	bigger	big	ADJ
ctmj-29	29	16	population	population	NOUN
ctmj-29	29	17	with	with	ADP
ctmj-29	29	18	less	less	ADJ
ctmj-29	29	19	investment	investment	NOUN
ctmj-29	29	20	,	,	PUNCT
ctmj-29	29	21	guaranteeing	guarantee	VERB
ctmj-29	29	22	the	the	DET
ctmj-29	29	23	viability	viability	NOUN
ctmj-29	29	24	of	of	ADP
ctmj-29	29	25	a	a	DET
ctmj-29	29	26	wide	wide	ADJ
ctmj-29	29	27	range	range	NOUN
ctmj-29	29	28	of	of	ADP
ctmj-29	29	29	other	other	ADJ
ctmj-29	29	30	economic	economic	ADJ
ctmj-29	29	31	sectors	sector	NOUN
ctmj-29	29	32	.	.	PUNCT
ctmj-29	30	1	small	small	ADJ
ctmj-29	30	2	businesses	business	NOUN
ctmj-29	30	3	are	be	AUX
ctmj-29	30	4	notable	notable	ADJ
ctmj-29	30	5	not	not	PART
ctmj-29	30	6	just	just	ADV
ctmj-29	30	7	for	for	ADP
ctmj-29	30	8	their	their	PRON
ctmj-29	30	9	investment	investment	NOUN
ctmj-29	30	10	and	and	CCONJ
ctmj-29	30	11	employment	employment	NOUN
ctmj-29	30	12	levels	level	NOUN
ctmj-29	30	13	,	,	PUNCT
ctmj-29	30	14	but	but	CCONJ
ctmj-29	30	15	also	also	ADV
ctmj-29	30	16	for	for	ADP
ctmj-29	30	17	their	their	PRON
ctmj-29	30	18	management	management	NOUN
ctmj-29	30	19	style	style	NOUN
ctmj-29	30	20	,	,	PUNCT
ctmj-29	30	21	pattern	pattern	NOUN
ctmj-29	30	22	,	,	PUNCT
ctmj-29	30	23	and	and	CCONJ
ctmj-29	30	24	the	the	DET
ctmj-29	30	25	personal	personal	ADJ
ctmj-29	30	26	and	and	CCONJ
ctmj-29	30	27	direct	direct	ADJ
ctmj-29	30	28	approach	approach	NOUN
ctmj-29	30	29	they	they	PRON
ctmj-29	30	30	take	take	VERB
ctmj-29	30	31	to	to	ADP
ctmj-29	30	32	business	business	NOUN
ctmj-29	30	33	.	.	PUNCT
ctmj-29	31	1	in	in	ADP
ctmj-29	31	2	addition	addition	NOUN
ctmj-29	31	3	to	to	ADP
ctmj-29	31	4	providing	provide	VERB
ctmj-29	31	5	jobs	job	NOUN
ctmj-29	31	6	and	and	CCONJ
ctmj-29	31	7	cheap	cheap	ADJ
ctmj-29	31	8	production	production	NOUN
ctmj-29	31	9	costs	cost	NOUN
ctmj-29	31	10	,	,	PUNCT
ctmj-29	31	11	small	small	ADJ
ctmj-29	31	12	-	-	PUNCT
ctmj-29	31	13	scale	scale	NOUN
ctmj-29	31	14	enterprises	enterprise	NOUN
ctmj-29	31	15	in	in	ADP
ctmj-29	31	16	rural	rural	ADJ
ctmj-29	31	17	and	and	CCONJ
ctmj-29	31	18	underdeveloped	underdeveloped	ADJ
ctmj-29	31	19	regions	region	NOUN
ctmj-29	31	20	help	help	AUX
ctmj-29	31	21	level	level	VERB
ctmj-29	31	22	the	the	DET
ctmj-29	31	23	playing	play	VERB
ctmj-29	31	24	field	field	NOUN
ctmj-29	31	25	economically	economically	ADV
ctmj-29	31	26	.	.	PUNCT
ctmj-29	32	1	the	the	DET
ctmj-29	32	2	success	success	NOUN
ctmj-29	32	3	of	of	ADP
ctmj-29	32	4	india	india	PROPN
ctmj-29	32	5	's	's	PART
ctmj-29	32	6	burgeoning	burgeon	VERB
ctmj-29	32	7	small	small	ADJ
ctmj-29	32	8	-	-	PUNCT
ctmj-29	32	9	scale	scale	NOUN
ctmj-29	32	10	industrial	industrial	ADJ
ctmj-29	32	11	sector	sector	NOUN
ctmj-29	32	12	has	have	AUX
ctmj-29	32	13	been	be	AUX
ctmj-29	32	14	a	a	DET
ctmj-29	32	15	boon	boon	NOUN
ctmj-29	32	16	to	to	ADP
ctmj-29	32	17	the	the	DET
ctmj-29	32	18	country	country	NOUN
ctmj-29	32	19	's	's	PART
ctmj-29	32	20	emerging	emerge	VERB
ctmj-29	32	21	business	business	NOUN
ctmj-29	32	22	owners	owner	NOUN
ctmj-29	32	23	.	.	PUNCT
ctmj-29	33	1	since	since	SCONJ
ctmj-29	33	2	independence	independence	NOUN
ctmj-29	33	3	,	,	PUNCT
ctmj-29	33	4	the	the	DET
ctmj-29	33	5	government	government	NOUN
ctmj-29	33	6	and	and	CCONJ
ctmj-29	33	7	different	different	ADJ
ctmj-29	33	8	small	small	ADJ
ctmj-29	33	9	and	and	CCONJ
ctmj-29	33	10	large	large	ADJ
ctmj-29	33	11	financial	financial	ADJ
ctmj-29	33	12	institutions	institution	NOUN
ctmj-29	33	13	,	,	PUNCT
ctmj-29	33	14	banks	bank	NOUN
ctmj-29	33	15	,	,	PUNCT
ctmj-29	33	16	have	have	AUX
ctmj-29	33	17	endeavored	endeavor	VERB
ctmj-29	33	18	to	to	PART
ctmj-29	33	19	foster	foster	VERB
ctmj-29	33	20	the	the	DET
ctmj-29	33	21	new	new	ADJ
ctmj-29	33	22	class	class	NOUN
ctmj-29	33	23	of	of	ADP
ctmj-29	33	24	entrepreneurs	entrepreneur	NOUN
ctmj-29	33	25	who	who	PRON
ctmj-29	33	26	have	have	AUX
ctmj-29	33	27	played	play	VERB
ctmj-29	33	28	a	a	DET
ctmj-29	33	29	key	key	ADJ
ctmj-29	33	30	part	part	NOUN
ctmj-29	33	31	in	in	ADP
ctmj-29	33	32	defining	define	VERB
ctmj-29	33	33	the	the	DET
ctmj-29	33	34	economy	economy	NOUN
ctmj-29	33	35	of	of	ADP
ctmj-29	33	36	the	the	DET
ctmj-29	33	37	country	country	NOUN
ctmj-29	33	38	by	by	ADP
ctmj-29	33	39	lending	lend	VERB
ctmj-29	33	40	a	a	DET
ctmj-29	33	41	hand	hand	NOUN
ctmj-29	33	42	to	to	ADP
ctmj-29	33	43	small	small	ADJ
ctmj-29	33	44	-	-	PUNCT
ctmj-29	33	45	scale	scale	NOUN
ctmj-29	33	46	companies	company	NOUN
ctmj-29	33	47	.	.	PUNCT
ctmj-29	34	1	micro	micro	ADJ
ctmj-29	34	2	,	,	PUNCT
ctmj-29	34	3	small	small	ADJ
ctmj-29	34	4	,	,	PUNCT
ctmj-29	34	5	and	and	CCONJ
ctmj-29	34	6	medium	medium	ADJ
ctmj-29	34	7	-	-	PUNCT
ctmj-29	34	8	sized	sized	ADJ
ctmj-29	34	9	enterprises	enterprise	NOUN
ctmj-29	34	10	(	(	PUNCT
ctmj-29	34	11	msmes	msme	NOUN
ctmj-29	34	12	)	)	PUNCT
ctmj-29	34	13	play	play	VERB
ctmj-29	34	14	a	a	DET
ctmj-29	34	15	crucial	crucial	ADJ
ctmj-29	34	16	role	role	NOUN
ctmj-29	34	17	in	in	ADP
ctmj-29	34	18	the	the	DET
ctmj-29	34	19	economies	economy	NOUN
ctmj-29	34	20	of	of	ADP
ctmj-29	34	21	developing	develop	VERB
ctmj-29	34	22	countries	country	NOUN
ctmj-29	34	23	because	because	SCONJ
ctmj-29	34	24	of	of	ADP
ctmj-29	34	25	their	their	PRON
ctmj-29	34	26	ability	ability	NOUN
ctmj-29	34	27	to	to	PART
ctmj-29	34	28	generate	generate	VERB
ctmj-29	34	29	new	new	ADJ
ctmj-29	34	30	jobs	job	NOUN
ctmj-29	34	31	.	.	PUNCT
ctmj-29	35	1	it	it	PRON
ctmj-29	35	2	is	be	AUX
ctmj-29	35	3	crucial	crucial	ADJ
ctmj-29	35	4	that	that	SCONJ
ctmj-29	35	5	india	india	PROPN
ctmj-29	35	6	's	's	PART
ctmj-29	35	7	msmes	msme	NOUN
ctmj-29	35	8	contribute	contribute	VERB
ctmj-29	35	9	to	to	ADP
ctmj-29	35	10	the	the	DET
ctmj-29	35	11	growth	growth	NOUN
ctmj-29	35	12	of	of	ADP
ctmj-29	35	13	the	the	DET
ctmj-29	35	14	country	country	NOUN
ctmj-29	35	15	's	's	PART
ctmj-29	35	16	monetary	monetary	ADJ
ctmj-29	35	17	system	system	NOUN
ctmj-29	35	18	.	.	PUNCT
ctmj-29	36	1	in	in	ADP
ctmj-29	36	2	terms	term	NOUN
ctmj-29	36	3	of	of	ADP
ctmj-29	36	4	raw	raw	ADJ
ctmj-29	36	5	statistics	statistic	NOUN
ctmj-29	36	6	,	,	PUNCT
ctmj-29	36	7	india	india	PROPN
ctmj-29	36	8	's	's	PART
ctmj-29	36	9	small	small	ADJ
ctmj-29	36	10	and	and	CCONJ
ctmj-29	36	11	medium	medium	ADJ
ctmj-29	36	12	-	-	PUNCT
ctmj-29	36	13	sized	sized	ADJ
ctmj-29	36	14	enterprises	enterprise	NOUN
ctmj-29	36	15	(	(	PUNCT
ctmj-29	36	16	smes	sme	NOUN
ctmj-29	36	17	)	)	PUNCT
ctmj-29	36	18	are	be	AUX
ctmj-29	36	19	responsible	responsible	ADJ
ctmj-29	36	20	for	for	ADP
ctmj-29	36	21	hiring	hire	VERB
ctmj-29	36	22	almost	almost	ADV
ctmj-29	36	23	10	10	NUM
ctmj-29	36	24	million	million	NUM
ctmj-29	36	25	people	people	NOUN
ctmj-29	36	26	every	every	DET
ctmj-29	36	27	year	year	NOUN
ctmj-29	36	28	,	,	PUNCT
ctmj-29	36	29	making	make	VERB
ctmj-29	36	30	them	they	PRON
ctmj-29	36	31	the	the	DET
ctmj-29	36	32	country	country	NOUN
ctmj-29	36	33	's	's	PART
ctmj-29	36	34	second	second	ADV
ctmj-29	36	35	-	-	PUNCT
ctmj-29	36	36	largest	large	ADJ
ctmj-29	36	37	employer	employer	NOUN
ctmj-29	36	38	and	and	CCONJ
ctmj-29	36	39	provider	provider	NOUN
ctmj-29	36	40	of	of	ADP
ctmj-29	36	41	non	non	ADJ
ctmj-29	36	42	-	-	ADJ
ctmj-29	36	43	discriminatory	discriminatory	ADJ
ctmj-29	36	44	regional	regional	ADJ
ctmj-29	36	45	growth	growth	NOUN
ctmj-29	36	46	,	,	PUNCT
ctmj-29	36	47	after	after	ADP
ctmj-29	36	48	only	only	ADJ
ctmj-29	36	49	agriculture	agriculture	NOUN
ctmj-29	36	50	.	.	PUNCT
ctmj-29	37	1	more	more	ADJ
ctmj-29	37	2	than	than	ADP
ctmj-29	37	3	90	90	NUM
ctmj-29	37	4	%	%	NOUN
ctmj-29	37	5	of	of	ADP
ctmj-29	37	6	all	all	DET
ctmj-29	37	7	industries	industry	NOUN
ctmj-29	37	8	in	in	ADP
ctmj-29	37	9	india	india	PROPN
ctmj-29	37	10	are	be	AUX
ctmj-29	37	11	msmes	msme	NOUN
ctmj-29	37	12	,	,	PUNCT
ctmj-29	37	13	and	and	CCONJ
ctmj-29	37	14	these	these	DET
ctmj-29	37	15	businesses	business	NOUN
ctmj-29	37	16	are	be	AUX
ctmj-29	37	17	responsible	responsible	ADJ
ctmj-29	37	18	for	for	ADP
ctmj-29	37	19	45	45	NUM
ctmj-29	37	20	%	%	NOUN
ctmj-29	37	21	of	of	ADP
ctmj-29	37	22	industrial	industrial	ADJ
ctmj-29	37	23	production	production	NOUN
ctmj-29	37	24	,	,	PUNCT
ctmj-29	37	25	40	40	NUM
ctmj-29	37	26	%	%	NOUN
ctmj-29	37	27	of	of	ADP
ctmj-29	37	28	exports	export	NOUN
ctmj-29	37	29	,	,	PUNCT
ctmj-29	37	30	and	and	CCONJ
ctmj-29	37	31	17	17	NUM
ctmj-29	37	32	%	%	NOUN
ctmj-29	37	33	of	of	ADP
ctmj-29	37	34	gdp	gdp	NOUN
ctmj-29	37	35	(	(	PUNCT
ctmj-29	37	36	dahale	dahale	NOUN
ctmj-29	37	37	et	et	PROPN
ctmj-29	37	38	al	al	PROPN
ctmj-29	37	39	.	.	PROPN
ctmj-29	37	40	,	,	PUNCT
ctmj-29	37	41	2015	2015	NUM
ctmj-29	37	42	)	)	PUNCT
ctmj-29	37	43	.	.	PUNCT
ctmj-29	38	1	micro	micro	PROPN
ctmj-29	38	2	,	,	PUNCT
ctmj-29	38	3	small	small	ADJ
ctmj-29	38	4	,	,	PUNCT
ctmj-29	38	5	and	and	CCONJ
ctmj-29	38	6	medium	medium	ADJ
ctmj-29	38	7	-	-	PUNCT
ctmj-29	38	8	sized	sized	ADJ
ctmj-29	38	9	enterprises	enterprise	NOUN
ctmj-29	38	10	(	(	PUNCT
ctmj-29	38	11	msmes	msme	NOUN
ctmj-29	38	12	)	)	PUNCT
ctmj-29	38	13	are	be	AUX
ctmj-29	38	14	often	often	ADV
ctmj-29	38	15	regarded	regard	VERB
ctmj-29	38	16	as	as	ADP
ctmj-29	38	17	the	the	DET
ctmj-29	38	18	foundation	foundation	NOUN
ctmj-29	38	19	of	of	ADP
ctmj-29	38	20	economic	economic	ADJ
ctmj-29	38	21	growth	growth	NOUN
ctmj-29	38	22	and	and	CCONJ
ctmj-29	38	23	a	a	DET
ctmj-29	38	24	driving	drive	VERB
ctmj-29	38	25	force	force	NOUN
ctmj-29	38	26	behind	behind	ADP
ctmj-29	38	27	independent	independent	ADJ
ctmj-29	38	28	progress	progress	NOUN
ctmj-29	38	29	on	on	ADP
ctmj-29	38	30	a	a	DET
ctmj-29	38	31	global	global	ADJ
ctmj-29	38	32	scale	scale	NOUN
ctmj-29	38	33	.	.	PUNCT
ctmj-29	39	1	the	the	DET
ctmj-29	39	2	industry	industry	NOUN
ctmj-29	39	3	has	have	AUX
ctmj-29	39	4	shown	show	VERB
ctmj-29	39	5	noteworthy	noteworthy	ADJ
ctmj-29	39	6	ingenuity	ingenuity	NOUN
ctmj-29	39	7	and	and	CCONJ
ctmj-29	39	8	resilience	resilience	NOUN
ctmj-29	39	9	in	in	ADP
ctmj-29	39	10	the	the	DET
ctmj-29	39	11	face	face	NOUN
ctmj-29	39	12	of	of	ADP
ctmj-29	39	13	recent	recent	ADJ
ctmj-29	39	14	financial	financial	ADJ
ctmj-29	39	15	downturns	downturn	NOUN
ctmj-29	39	16	and	and	CCONJ
ctmj-29	39	17	recessions	recession	NOUN
ctmj-29	39	18	,	,	PUNCT
ctmj-29	39	19	demonstrating	demonstrate	VERB
ctmj-29	39	20	both	both	DET
ctmj-29	39	21	speed	speed	NOUN
ctmj-29	39	22	and	and	CCONJ
ctmj-29	39	23	resilience	resilience	NOUN
ctmj-29	39	24	.	.	PUNCT
ctmj-29	40	1	when	when	SCONJ
ctmj-29	40	2	broken	break	VERB
ctmj-29	40	3	down	down	ADP
ctmj-29	40	4	by	by	ADP
ctmj-29	40	5	firm	firm	ADJ
ctmj-29	40	6	size	size	NOUN
ctmj-29	40	7	,	,	PUNCT
ctmj-29	40	8	product	product	NOUN
ctmj-29	40	9	variety	variety	NOUN
ctmj-29	40	10	,	,	PUNCT
ctmj-29	40	11	and	and	CCONJ
ctmj-29	40	12	technological	technological	ADJ
ctmj-29	40	13	advancement	advancement	NOUN
ctmj-29	40	14	,	,	PUNCT
ctmj-29	40	15	india	india	PROPN
ctmj-29	40	16	's	's	PART
ctmj-29	40	17	smallest	small	ADJ
ctmj-29	40	18	and	and	CCONJ
ctmj-29	40	19	mediumsized	mediumsized	ADJ
ctmj-29	40	20	enterprises	enterprise	NOUN
ctmj-29	40	21	(	(	PUNCT
ctmj-29	40	22	smes	sme	NOUN
ctmj-29	40	23	)	)	PUNCT
ctmj-29	40	24	are	be	AUX
ctmj-29	40	25	very	very	ADV
ctmj-29	40	26	diverse	diverse	ADJ
ctmj-29	40	27	.	.	PUNCT
ctmj-29	41	1	the	the	DET
ctmj-29	41	2	industry	industry	NOUN
ctmj-29	41	3	caters	cater	VERB
ctmj-29	41	4	to	to	ADP
ctmj-29	41	5	the	the	DET
ctmj-29	41	6	needs	need	NOUN
ctmj-29	41	7	of	of	ADP
ctmj-29	41	8	small	small	ADJ
ctmj-29	41	9	businesses	business	NOUN
ctmj-29	41	10	with	with	ADP
ctmj-29	41	11	limited	limited	ADJ
ctmj-29	41	12	resources	resource	NOUN
ctmj-29	41	13	,	,	PUNCT
ctmj-29	41	14	while	while	SCONJ
ctmj-29	41	15	also	also	ADV
ctmj-29	41	16	providing	provide	VERB
ctmj-29	41	17	extensive	extensive	ADJ
ctmj-29	41	18	support	support	NOUN
ctmj-29	41	19	to	to	ADP
ctmj-29	41	20	people	people	NOUN
ctmj-29	41	21	in	in	ADP
ctmj-29	41	22	rural	rural	ADJ
ctmj-29	41	23	and	and	CCONJ
ctmj-29	41	24	underdeveloped	underdeveloped	ADJ
ctmj-29	41	25	areas	area	NOUN
ctmj-29	41	26	of	of	ADP
ctmj-29	41	27	the	the	DET
ctmj-29	41	28	country	country	NOUN
ctmj-29	41	29	.	.	PUNCT
ctmj-29	42	1	m&s	m&s	ADJ
ctmj-29	42	2	enterprises	enterprise	NOUN
ctmj-29	42	3	(	(	PUNCT
ctmj-29	42	4	m&es	m&es	PROPN
ctmj-29	42	5	)	)	PUNCT
ctmj-29	42	6	haveplayed	haveplaye	VERB
ctmj-29	42	7	a	a	DET
ctmj-29	42	8	crucial	crucial	ADJ
ctmj-29	42	9	role	role	NOUN
ctmj-29	42	10	in	in	ADP
ctmj-29	42	11	the	the	DET
ctmj-29	42	12	country	country	NOUN
ctmj-29	42	13	's	's	PART
ctmj-29	42	14	overall	overall	ADJ
ctmj-29	42	15	economic	economic	ADJ
ctmj-29	42	16	development	development	NOUN
ctmj-29	42	17	and	and	CCONJ
ctmj-29	42	18	routinely	routinely	ADV
ctmj-29	42	19	shown	show	VERB
ctmj-29	42	20	a	a	DET
ctmj-29	42	21	substantial	substantial	ADJ
ctmj-29	42	22	contribution	contribution	NOUN
ctmj-29	42	23	to	to	ADP
ctmj-29	42	24	national	national	ADJ
ctmj-29	42	25	income	income	NOUN
ctmj-29	42	26	.	.	PUNCT
ctmj-29	43	1	objectives	objective	NOUN
ctmj-29	43	2	1	1	NUM
ctmj-29	43	3	.	.	X
ctmj-29	43	4	assess	assess	VERB
ctmj-29	43	5	the	the	DET
ctmj-29	43	6	conceptual	conceptual	ADJ
ctmj-29	43	7	framework	framework	NOUN
ctmj-29	43	8	,	,	PUNCT
ctmj-29	43	9	advancement	advancement	NOUN
ctmj-29	43	10	and	and	CCONJ
ctmj-29	43	11	development	development	NOUN
ctmj-29	43	12	progression	progression	NOUN
ctmj-29	43	13	of	of	ADP
ctmj-29	43	14	msmes	msme	NOUN
ctmj-29	43	15	in	in	ADP
ctmj-29	43	16	india	india	PROPN
ctmj-29	43	17	.	.	PUNCT
ctmj-29	44	1	2	2	X
ctmj-29	44	2	.	.	X
ctmj-29	44	3	validate	validate	VERB
ctmj-29	44	4	the	the	DET
ctmj-29	44	5	issues	issue	NOUN
ctmj-29	44	6	encountered	encounter	VERB
ctmj-29	44	7	and	and	CCONJ
ctmj-29	44	8	future	future	ADJ
ctmj-29	44	9	prospects	prospect	NOUN
ctmj-29	44	10	associated	associate	VERB
ctmj-29	44	11	with	with	ADP
ctmj-29	44	12	msmes	msme	NOUN
ctmj-29	44	13	in	in	ADP
ctmj-29	44	14	india	india	PROPN
ctmj-29	44	15	.	.	PUNCT
ctmj-29	45	1	3	3	X
ctmj-29	45	2	.	.	X
ctmj-29	45	3	evaluate	evaluate	VERB
ctmj-29	45	4	the	the	DET
ctmj-29	45	5	financial	financial	ADJ
ctmj-29	45	6	support	support	NOUN
ctmj-29	45	7	offered	offer	VERB
ctmj-29	45	8	by	by	ADP
ctmj-29	45	9	government	government	NOUN
ctmj-29	45	10	and	and	CCONJ
ctmj-29	45	11	financial	financial	ADJ
ctmj-29	45	12	institutions	institution	NOUN
ctmj-29	45	13	to	to	ADP
ctmj-29	45	14	msmes	msme	NOUN
ctmj-29	45	15	in	in	ADP
ctmj-29	45	16	india	india	PROPN
ctmj-29	45	17	.	.	PUNCT
ctmj-29	46	1	4	4	X
ctmj-29	46	2	.	.	X
ctmj-29	46	3	understand	understand	VERB
ctmj-29	46	4	the	the	DET
ctmj-29	46	5	satisfaction	satisfaction	NOUN
ctmj-29	46	6	and	and	CCONJ
ctmj-29	46	7	content	content	NOUN
ctmj-29	46	8	level	level	NOUN
ctmj-29	46	9	of	of	ADP
ctmj-29	46	10	msmes	msme	NOUN
ctmj-29	46	11	towards	towards	ADP
ctmj-29	46	12	financial	financial	ADJ
ctmj-29	46	13	support	support	NOUN
ctmj-29	46	14	offered	offer	VERB
ctmj-29	46	15	by	by	ADP
ctmj-29	46	16	government	government	NOUN
ctmj-29	46	17	and	and	CCONJ
ctmj-29	46	18	financial	financial	ADJ
ctmj-29	46	19	institutions	institution	NOUN
ctmj-29	46	20	in	in	ADP
ctmj-29	46	21	india	india	PROPN
ctmj-29	46	22	.	.	PUNCT
ctmj-29	47	1	5	5	X
ctmj-29	47	2	.	.	X
ctmj-29	47	3	suggest	suggest	VERB
ctmj-29	47	4	recommendations	recommendation	NOUN
ctmj-29	47	5	and	and	CCONJ
ctmj-29	47	6	ideas	idea	NOUN
ctmj-29	47	7	for	for	ADP
ctmj-29	47	8	further	further	ADJ
ctmj-29	47	9	development	development	NOUN
ctmj-29	47	10	of	of	ADP
ctmj-29	47	11	msmes	msme	NOUN
ctmj-29	47	12	position	position	NOUN
ctmj-29	47	13	in	in	ADP
ctmj-29	47	14	term	term	NOUN
ctmj-29	47	15	of	of	ADP
ctmj-29	47	16	financial	financial	ADJ
ctmj-29	47	17	support	support	NOUN
ctmj-29	47	18	in	in	ADP
ctmj-29	47	19	india	india	PROPN
ctmj-29	47	20	.	.	PUNCT
ctmj-29	48	1	review	review	NOUN
ctmj-29	48	2	of	of	ADP
ctmj-29	48	3	literature	literature	NOUN
ctmj-29	48	4	small	small	ADJ
ctmj-29	48	5	-	-	PUNCT
ctmj-29	48	6	scale	scale	NOUN
ctmj-29	48	7	industries	industry	NOUN
ctmj-29	48	8	are	be	AUX
ctmj-29	48	9	the	the	DET
ctmj-29	48	10	roots	root	NOUN
ctmj-29	48	11	for	for	ADP
ctmj-29	48	12	developing	develop	VERB
ctmj-29	48	13	nations	nation	NOUN
ctmj-29	48	14	like	like	ADP
ctmj-29	48	15	india	india	PROPN
ctmj-29	48	16	.	.	PUNCT
ctmj-29	49	1	they	they	PRON
ctmj-29	49	2	are	be	AUX
ctmj-29	49	3	the	the	DET
ctmj-29	49	4	sources	source	NOUN
ctmj-29	49	5	of	of	ADP
ctmj-29	49	6	explicit	explicit	ADJ
ctmj-29	49	7	employment	employment	NOUN
ctmj-29	49	8	opportunities	opportunity	NOUN
ctmj-29	49	9	,	,	PUNCT
ctmj-29	49	10	advancement	advancement	NOUN
ctmj-29	49	11	of	of	ADP
ctmj-29	49	12	entrepreneur	entrepreneur	NOUN
ctmj-29	49	13	abilities	ability	NOUN
ctmj-29	49	14	and	and	CCONJ
ctmj-29	49	15	removing	remove	VERB
ctmj-29	49	16	regional	regional	ADJ
ctmj-29	49	17	imbalances	imbalance	NOUN
ctmj-29	49	18	.	.	PUNCT
ctmj-29	50	1	these	these	DET
ctmj-29	50	2	advantages	advantage	NOUN
ctmj-29	50	3	help	help	VERB
ctmj-29	50	4	the	the	DET
ctmj-29	50	5	advancement	advancement	NOUN
ctmj-29	50	6	and	and	CCONJ
ctmj-29	50	7	growth	growth	NOUN
ctmj-29	50	8	potential	potential	NOUN
ctmj-29	50	9	of	of	ADP
ctmj-29	50	10	developing	develop	VERB
ctmj-29	50	11	nations	nation	NOUN
ctmj-29	50	12	.	.	PUNCT
ctmj-29	51	1	but	but	CCONJ
ctmj-29	51	2	these	these	DET
ctmj-29	51	3	firms	firm	NOUN
ctmj-29	51	4	always	always	ADV
ctmj-29	51	5	suffer	suffer	VERB
ctmj-29	51	6	the	the	DET
ctmj-29	51	7	hurdle	hurdle	NOUN
ctmj-29	51	8	of	of	ADP
ctmj-29	51	9	procuring	procure	VERB
ctmj-29	51	10	finance	finance	NOUN
ctmj-29	51	11	.	.	PUNCT
ctmj-29	52	1	some	some	PRON
ctmj-29	52	2	of	of	ADP
ctmj-29	52	3	them	they	PRON
ctmj-29	52	4	being	be	AUX
ctmj-29	52	5	high	high	ADJ
ctmj-29	52	6	rates	rate	NOUN
ctmj-29	52	7	of	of	ADP
ctmj-29	52	8	interest	interest	NOUN
ctmj-29	52	9	,	,	PUNCT
ctmj-29	52	10	heavy	heavy	ADJ
ctmj-29	52	11	paperwork	paperwork	NOUN
ctmj-29	52	12	to	to	PART
ctmj-29	52	13	procure	procure	NOUN
ctmj-29	52	14	finance	finance	NOUN
ctmj-29	52	15	,	,	PUNCT
ctmj-29	52	16	lack	lack	NOUN
ctmj-29	52	17	of	of	ADP
ctmj-29	52	18	transparency	transparency	NOUN
ctmj-29	52	19	for	for	ADP
ctmj-29	52	20	the	the	DET
ctmj-29	52	21	msmes	msme	NOUN
ctmj-29	52	22	etc	etc	X
ctmj-29	52	23	.	.	PUNCT
ctmj-29	53	1	the	the	DET
ctmj-29	53	2	present	present	ADJ
ctmj-29	53	3	section	section	NOUN
ctmj-29	53	4	deals	deal	VERB
ctmj-29	53	5	with	with	ADP
ctmj-29	53	6	the	the	DET
ctmj-29	53	7	various	various	ADJ
ctmj-29	53	8	expert	expert	ADJ
ctmj-29	53	9	opinions	opinion	NOUN
ctmj-29	53	10	on	on	ADP
ctmj-29	53	11	the	the	DET
ctmj-29	53	12	satisfaction	satisfaction	NOUN
ctmj-29	53	13	levels	level	NOUN
ctmj-29	53	14	of	of	ADP
ctmj-29	53	15	msmes	msme	NOUN
ctmj-29	53	16	for	for	ADP
ctmj-29	53	17	the	the	DET
ctmj-29	53	18	loans	loan	NOUN
ctmj-29	53	19	offered	offer	VERB
ctmj-29	53	20	by	by	ADP
ctmj-29	53	21	banks	bank	NOUN
ctmj-29	53	22	and	and	CCONJ
ctmj-29	53	23	financial	financial	ADJ
ctmj-29	53	24	institutions	institution	NOUN
ctmj-29	53	25	in	in	ADP
ctmj-29	53	26	india	india	PROPN
ctmj-29	53	27	.	.	PUNCT
ctmj-29	54	1	subrahmanyam	subrahmanyam	PROPN
ctmj-29	54	2	(	(	PUNCT
ctmj-29	54	3	2004	2004	NUM
ctmj-29	54	4	)	)	PUNCT
ctmj-29	54	5	featured	feature	VERB
ctmj-29	54	6	the	the	DET
ctmj-29	54	7	effects	effect	NOUN
ctmj-29	54	8	of	of	ADP
ctmj-29	54	9	globalization	globalization	NOUN
ctmj-29	54	10	and	and	CCONJ
ctmj-29	54	11	local	local	ADJ
ctmj-29	54	12	amendments	amendment	NOUN
ctmj-29	54	13	on	on	ADP
ctmj-29	54	14	small	small	ADJ
ctmj-29	54	15	-	-	PUNCT
ctmj-29	54	16	scale	scale	NOUN
ctmj-29	54	17	industries	industry	NOUN
ctmj-29	54	18	by	by	ADP
ctmj-29	54	19	stressing	stress	VERB
ctmj-29	54	20	on	on	ADP
ctmj-29	54	21	the	the	DET
ctmj-29	54	22	fact	fact	NOUN
ctmj-29	54	23	that	that	SCONJ
ctmj-29	54	24	how	how	SCONJ
ctmj-29	54	25	much	much	ADJ
ctmj-29	54	26	the	the	DET
ctmj-29	54	27	small	small	ADJ
ctmj-29	54	28	firms	firm	NOUN
ctmj-29	54	29	had	have	AUX
ctmj-29	54	30	encountered	encounter	VERB
ctmj-29	54	31	on	on	ADP
ctmj-29	54	32	grounds	ground	NOUN
ctmj-29	54	33	of	of	ADP
ctmj-29	54	34	development	development	NOUN
ctmj-29	54	35	of	of	ADP
ctmj-29	54	36	units	unit	NOUN
ctmj-29	54	37	,	,	PUNCT
ctmj-29	54	38	employment	employment	NOUN
ctmj-29	54	39	,	,	PUNCT
ctmj-29	54	40	profits	profit	NOUN
ctmj-29	54	41	and	and	CCONJ
ctmj-29	54	42	exports	export	NOUN
ctmj-29	54	43	.	.	PUNCT
ctmj-29	55	1	he	he	PRON
ctmj-29	55	2	also	also	ADV
ctmj-29	55	3	recommended	recommend	VERB
ctmj-29	55	4	that	that	SCONJ
ctmj-29	55	5	the	the	DET
ctmj-29	55	6	spotlight	spotlight	NOUN
ctmj-29	55	7	must	must	AUX
ctmj-29	55	8	be	be	AUX
ctmj-29	55	9	diverted	divert	VERB
ctmj-29	55	10	towards	towards	ADP
ctmj-29	55	11	technology	technology	NOUN
ctmj-29	55	12	enhancement	enhancement	NOUN
ctmj-29	55	13	and	and	CCONJ
ctmj-29	55	14	mending	mend	VERB
ctmj-29	55	15	the	the	DET
ctmj-29	55	16	financial	financial	ADJ
ctmj-29	55	17	framework	framework	NOUN
ctmj-29	55	18	so	so	SCONJ
ctmj-29	55	19	that	that	SCONJ
ctmj-29	55	20	the	the	DET
ctmj-29	55	21	small	small	ADJ
ctmj-29	55	22	-	-	PUNCT
ctmj-29	55	23	scale	scale	NOUN
ctmj-29	55	24	industries	industry	NOUN
ctmj-29	55	25	can	can	AUX
ctmj-29	55	26	be	be	AUX
ctmj-29	55	27	efficient	efficient	ADJ
ctmj-29	55	28	contributors	contributor	NOUN
ctmj-29	55	29	to	to	ADP
ctmj-29	55	30	national	national	ADJ
ctmj-29	55	31	revenue	revenue	NOUN
ctmj-29	55	32	and	and	CCONJ
ctmj-29	55	33	employment	employment	NOUN
ctmj-29	55	34	opportunities	opportunity	NOUN
ctmj-29	55	35	.	.	PUNCT
ctmj-29	56	1	maumita	maumita	PROPN
ctmj-29	56	2	choudhury	choudhury	PROPN
ctmj-29	56	3	&	&	CCONJ
ctmj-29	56	4	chandana	chandana	PROPN
ctmj-29	56	5	goswami	goswami	PROPN
ctmj-29	56	6	(	(	PUNCT
ctmj-29	56	7	2019	2019	NUM
ctmj-29	56	8	)	)	PUNCT
ctmj-29	56	9	studied	study	VERB
ctmj-29	56	10	the	the	DET
ctmj-29	56	11	problems	problem	NOUN
ctmj-29	56	12	linked	link	VERB
ctmj-29	56	13	with	with	ADP
ctmj-29	56	14	corporate	corporate	ADJ
ctmj-29	56	15	financing	financing	NOUN
ctmj-29	56	16	to	to	ADP
ctmj-29	56	17	msmes	msme	NOUN
ctmj-29	56	18	,	,	PUNCT
ctmj-29	56	19	comprehensive	comprehensive	ADJ
ctmj-29	56	20	reviews	review	NOUN
ctmj-29	56	21	of	of	ADP
ctmj-29	56	22	all	all	DET
ctmj-29	56	23	the	the	DET
ctmj-29	56	24	available	available	ADJ
ctmj-29	56	25	literature	literature	NOUN
ctmj-29	56	26	from	from	ADP
ctmj-29	56	27	the	the	DET
ctmj-29	56	28	period	period	NOUN
ctmj-29	56	29	2005	2005	NUM
ctmj-29	56	30	to	to	ADP
ctmj-29	56	31	2016	2016	NUM
ctmj-29	56	32	.	.	PUNCT
ctmj-29	57	1	the	the	DET
ctmj-29	57	2	results	result	NOUN
ctmj-29	57	3	showing	show	VERB
ctmj-29	57	4	the	the	DET
ctmj-29	57	5	elements	element	NOUN
ctmj-29	57	6	contributing	contribute	VERB
ctmj-29	57	7	in	in	ADP
ctmj-29	57	8	the	the	DET
ctmj-29	57	9	lending	lending	NOUN
ctmj-29	57	10	process	process	NOUN
ctmj-29	57	11	have	have	AUX
ctmj-29	57	12	been	be	AUX
ctmj-29	57	13	the	the	DET
ctmj-29	57	14	rivalry	rivalry	NOUN
ctmj-29	57	15	amongst	amongst	ADP
ctmj-29	57	16	the	the	DET
ctmj-29	57	17	lending	lending	NOUN
ctmj-29	57	18	institutions	institution	NOUN
ctmj-29	57	19	to	to	PART
ctmj-29	57	20	grow	grow	VERB
ctmj-29	57	21	the	the	DET
ctmj-29	57	22	count	count	NOUN
ctmj-29	57	23	of	of	ADP
ctmj-29	57	24	borrowers	borrower	NOUN
ctmj-29	57	25	,	,	PUNCT
ctmj-29	57	26	lending	lend	VERB
ctmj-29	57	27	customs	custom	NOUN
ctmj-29	57	28	followed	follow	VERB
ctmj-29	57	29	by	by	ADP
ctmj-29	57	30	the	the	DET
ctmj-29	57	31	lending	lending	NOUN
ctmj-29	57	32	institutions	institution	NOUN
ctmj-29	57	33	,	,	PUNCT
ctmj-29	57	34	shortage	shortage	NOUN
ctmj-29	57	35	of	of	ADP
ctmj-29	57	36	data	datum	NOUN
ctmj-29	57	37	about	about	ADP
ctmj-29	57	38	the	the	DET
ctmj-29	57	39	small	small	ADJ
ctmj-29	57	40	-	-	PUNCT
ctmj-29	57	41	scale	scale	NOUN
ctmj-29	57	42	entrepreneurs	entrepreneur	NOUN
ctmj-29	57	43	who	who	PRON
ctmj-29	57	44	apply	apply	VERB
ctmj-29	57	45	for	for	ADP
ctmj-29	57	46	loans	loan	NOUN
ctmj-29	57	47	and	and	CCONJ
ctmj-29	57	48	the	the	DET
ctmj-29	57	49	organization	organization	NOUN
ctmj-29	57	50	features	feature	VERB
ctmj-29	57	51	and	and	CCONJ
ctmj-29	57	52	organization	organization	NOUN
ctmj-29	57	53	size	size	NOUN
ctmj-29	57	54	.	.	PUNCT
ctmj-29	58	1	mr	mr	PROPN
ctmj-29	58	2	.	.	PROPN
ctmj-29	58	3	abhijeetbiswas	abhijeetbiswas	PROPN
ctmj-29	58	4	et	et	PROPN
ctmj-29	58	5	al	al	PROPN
ctmj-29	58	6	.	.	PUNCT
ctmj-29	59	1	(	(	PUNCT
ctmj-29	59	2	2018	2018	NUM
ctmj-29	59	3	)	)	PUNCT
ctmj-29	59	4	endeavors	endeavor	NOUN
ctmj-29	59	5	to	to	PART
ctmj-29	59	6	analyze	analyze	VERB
ctmj-29	59	7	the	the	DET
ctmj-29	59	8	different	different	ADJ
ctmj-29	59	9	elements	element	NOUN
ctmj-29	59	10	that	that	PRON
ctmj-29	59	11	are	be	AUX
ctmj-29	59	12	responsible	responsible	ADJ
ctmj-29	59	13	for	for	ADP
ctmj-29	59	14	the	the	DET
ctmj-29	59	15	lending	lending	NOUN
ctmj-29	59	16	disparity	disparity	NOUN
ctmj-29	59	17	in	in	ADP
ctmj-29	59	18	the	the	DET
ctmj-29	59	19	msmes	msme	NOUN
ctmj-29	59	20	,	,	PUNCT
ctmj-29	59	21	the	the	DET
ctmj-29	59	22	analysis	analysis	NOUN
ctmj-29	59	23	is	be	AUX
ctmj-29	59	24	actually	actually	ADV
ctmj-29	59	25	based	base	VERB
ctmj-29	59	26	on	on	ADP
ctmj-29	59	27	raw	raw	ADJ
ctmj-29	59	28	data	datum	NOUN
ctmj-29	59	29	and	and	CCONJ
ctmj-29	59	30	it	it	PRON
ctmj-29	59	31	identifies	identify	VERB
ctmj-29	59	32	that	that	SCONJ
ctmj-29	59	33	the	the	DET
ctmj-29	59	34	information	information	NOUN
ctmj-29	59	35	imbalance	imbalance	NOUN
ctmj-29	59	36	between	between	ADP
ctmj-29	59	37	the	the	DET
ctmj-29	59	38	lender	lender	NOUN
ctmj-29	59	39	and	and	CCONJ
ctmj-29	59	40	borrower	borrower	NOUN
ctmj-29	59	41	must	must	AUX
ctmj-29	59	42	be	be	AUX
ctmj-29	59	43	reduces	reduce	VERB
ctmj-29	59	44	in	in	ADP
ctmj-29	59	45	order	order	NOUN
ctmj-29	59	46	to	to	PART
ctmj-29	59	47	bring	bring	VERB
ctmj-29	59	48	down	down	ADP
ctmj-29	59	49	the	the	DET
ctmj-29	59	50	lending	lending	NOUN
ctmj-29	59	51	disparity	disparity	NOUN
ctmj-29	59	52	.	.	PUNCT
ctmj-29	60	1	siddiqui	siddiqui	NOUN
ctmj-29	60	2	(	(	PUNCT
ctmj-29	60	3	2018	2018	NUM
ctmj-29	60	4	)	)	PUNCT
ctmj-29	60	5	amid	amid	ADP
ctmj-29	60	6	the	the	DET
ctmj-29	60	7	initial	initial	ADJ
ctmj-29	60	8	budding	bud	VERB
ctmj-29	60	9	phases	phase	NOUN
ctmj-29	60	10	of	of	ADP
ctmj-29	60	11	micro	micro	NOUN
ctmj-29	60	12	,	,	PUNCT
ctmj-29	60	13	small	small	ADJ
ctmj-29	60	14	and	and	CCONJ
ctmj-29	60	15	medium	medium	ADJ
ctmj-29	60	16	firms	firm	NOUN
ctmj-29	60	17	require	require	VERB
ctmj-29	60	18	prompt	prompt	ADJ
ctmj-29	60	19	and	and	CCONJ
ctmj-29	60	20	ample	ample	ADJ
ctmj-29	60	21	finance	finance	NOUN
ctmj-29	60	22	.	.	PUNCT
ctmj-29	61	1	msmes	msme	NOUN
ctmj-29	61	2	depend	depend	VERB
ctmj-29	61	3	on	on	ADP
ctmj-29	61	4	different	different	ADJ
ctmj-29	61	5	mediums	medium	NOUN
ctmj-29	61	6	of	of	ADP
ctmj-29	61	7	capital	capital	NOUN
ctmj-29	61	8	.	.	PUNCT
ctmj-29	62	1	different	different	ADJ
ctmj-29	62	2	credit	credit	NOUN
ctmj-29	62	3	raising	raising	NOUN
ctmj-29	62	4	issues	issue	NOUN
ctmj-29	62	5	encountered	encounter	VERB
ctmj-29	62	6	by	by	ADP
ctmj-29	62	7	the	the	DET
ctmj-29	62	8	msmes	msme	NOUN
ctmj-29	62	9	were	be	AUX
ctmj-29	62	10	insufficient	insufficient	ADJ
ctmj-29	62	11	and	and	CCONJ
ctmj-29	62	12	delayed	delay	VERB
ctmj-29	62	13	capital	capital	NOUN
ctmj-29	62	14	availability	availability	NOUN
ctmj-29	62	15	,	,	PUNCT
ctmj-29	62	16	defined	define	VERB
ctmj-29	62	17	data	datum	NOUN
ctmj-29	62	18	and	and	CCONJ
ctmj-29	62	19	financial	financial	ADJ
ctmj-29	62	20	support	support	NOUN
ctmj-29	62	21	,	,	PUNCT
ctmj-29	62	22	ancillary	ancillary	ADJ
ctmj-29	62	23	security	security	NOUN
ctmj-29	62	24	condition	condition	NOUN
ctmj-29	62	25	,	,	PUNCT
ctmj-29	62	26	limited	limited	ADJ
ctmj-29	62	27	working	working	NOUN
ctmj-29	62	28	capital	capital	NOUN
ctmj-29	62	29	,	,	PUNCT
ctmj-29	62	30	and	and	CCONJ
ctmj-29	62	31	insistence	insistence	NOUN
ctmj-29	62	32	on	on	ADP
ctmj-29	62	33	a	a	DET
ctmj-29	62	34	lot	lot	NOUN
ctmj-29	62	35	of	of	ADP
ctmj-29	62	36	legal	legal	ADJ
ctmj-29	62	37	and	and	CCONJ
ctmj-29	62	38	paperwork	paperwork	NOUN
ctmj-29	62	39	for	for	ADP
ctmj-29	62	40	availing	avail	VERB
ctmj-29	62	41	financial	financial	ADJ
ctmj-29	62	42	help	help	NOUN
ctmj-29	62	43	from	from	ADP
ctmj-29	62	44	the	the	DET
ctmj-29	62	45	banks	bank	NOUN
ctmj-29	62	46	and	and	CCONJ
ctmj-29	62	47	other	other	ADJ
ctmj-29	62	48	financial	financial	ADJ
ctmj-29	62	49	institutions	institution	NOUN
ctmj-29	62	50	.	.	PUNCT
ctmj-29	63	1	ayyagari	ayyagari	PROPN
ctmj-29	63	2	et	et	PROPN
ctmj-29	63	3	al	al	PROPN
ctmj-29	63	4	.	.	PROPN
ctmj-29	64	1	(	(	PUNCT
ctmj-29	64	2	2014	2014	NUM
ctmj-29	64	3	)	)	PUNCT
ctmj-29	64	4	and	and	CCONJ
ctmj-29	64	5	quartey	quartey	PROPN
ctmj-29	64	6	et	et	PROPN
ctmj-29	64	7	al	al	PROPN
ctmj-29	64	8	.	.	PUNCT
ctmj-29	65	1	(	(	PUNCT
ctmj-29	65	2	2017)analyzed	2017)analyzed	NUM
ctmj-29	65	3	the	the	DET
ctmj-29	65	4	impact	impact	NOUN
ctmj-29	65	5	of	of	ADP
ctmj-29	65	6	the	the	DET
ctmj-29	65	7	organizational	organizational	ADJ
ctmj-29	65	8	factors	factor	NOUN
ctmj-29	65	9	such	such	ADJ
ctmj-29	65	10	as	as	ADP
ctmj-29	65	11	the	the	DET
ctmj-29	65	12	organizational	organizational	ADJ
ctmj-29	65	13	size	size	NOUN
ctmj-29	65	14	and	and	CCONJ
ctmj-29	65	15	age	age	NOUN
ctmj-29	65	16	.	.	PUNCT
ctmj-29	66	1	hence	hence	ADV
ctmj-29	66	2	its	its	PRON
ctmj-29	66	3	is	be	AUX
ctmj-29	66	4	hypothetically	hypothetically	ADV
ctmj-29	66	5	proved	prove	VERB
ctmj-29	66	6	that	that	SCONJ
ctmj-29	66	7	there	there	PRON
ctmj-29	66	8	exists	exist	VERB
ctmj-29	66	9	a	a	DET
ctmj-29	66	10	positive	positive	ADJ
ctmj-29	66	11	association	association	NOUN
ctmj-29	66	12	among	among	ADP
ctmj-29	66	13	the	the	DET
ctmj-29	66	14	features	feature	NOUN
ctmj-29	66	15	of	of	ADP
ctmj-29	66	16	the	the	DET
ctmj-29	66	17	organization	organization	NOUN
ctmj-29	66	18	and	and	CCONJ
ctmj-29	66	19	the	the	DET
ctmj-29	66	20	small	small	ADJ
ctmj-29	66	21	-	-	PUNCT
ctmj-29	66	22	scale	scale	NOUN
ctmj-29	66	23	firms	firm	NOUN
ctmj-29	66	24	approach	approach	VERB
ctmj-29	66	25	to	to	ADP
ctmj-29	66	26	availing	avail	VERB
ctmj-29	66	27	capital	capital	NOUN
ctmj-29	66	28	from	from	ADP
ctmj-29	66	29	the	the	DET
ctmj-29	66	30	financial	financial	ADJ
ctmj-29	66	31	institutions	institution	NOUN
ctmj-29	66	32	.	.	PUNCT
ctmj-29	67	1	sen	sen	PROPN
ctmj-29	67	2	and	and	CCONJ
ctmj-29	67	3	salim	salim	PROPN
ctmj-29	67	4	(	(	PUNCT
ctmj-29	67	5	2016	2016	NUM
ctmj-29	67	6	)	)	PUNCT
ctmj-29	67	7	’s	’s	PART
ctmj-29	67	8	research	research	NOUN
ctmj-29	67	9	handled	handle	VERB
ctmj-29	67	10	the	the	DET
ctmj-29	67	11	significance	significance	NOUN
ctmj-29	67	12	of	of	ADP
ctmj-29	67	13	msmes	msme	NOUN
ctmj-29	67	14	in	in	ADP
ctmj-29	67	15	west	west	PROPN
ctmj-29	67	16	bengal	bengal	PROPN
ctmj-29	67	17	.	.	PUNCT
ctmj-29	68	1	theyinspected	theyinspecte	VERB
ctmj-29	68	2	the	the	DET
ctmj-29	68	3	performance	performance	NOUN
ctmj-29	68	4	with	with	ADP
ctmj-29	68	5	reference	reference	NOUN
ctmj-29	68	6	to	to	PART
ctmj-29	68	7	count	count	VERB
ctmj-29	68	8	of	of	ADP
ctmj-29	68	9	units	unit	NOUN
ctmj-29	68	10	,	,	PUNCT
ctmj-29	68	11	investment	investment	NOUN
ctmj-29	68	12	,	,	PUNCT
ctmj-29	68	13	andjob	andjob	NOUN
ctmj-29	68	14	creation	creation	NOUN
ctmj-29	68	15	.	.	PUNCT
ctmj-29	69	1	the	the	DET
ctmj-29	69	2	research	research	NOUN
ctmj-29	69	3	studied	study	VERB
ctmj-29	69	4	the	the	DET
ctmj-29	69	5	existence	existence	NOUN
ctmj-29	69	6	of	of	ADP
ctmj-29	69	7	regionaldifferences	regionaldifference	NOUN
ctmj-29	69	8	amidstdistricts	amidstdistrict	NOUN
ctmj-29	69	9	of	of	ADP
ctmj-29	69	10	west	west	PROPN
ctmj-29	69	11	bengal	bengal	PROPN
ctmj-29	69	12	in	in	ADP
ctmj-29	69	13	reference	reference	NOUN
ctmj-29	69	14	of	of	ADP
ctmj-29	69	15	msme	msme	NOUN
ctmj-29	69	16	gadgets	gadget	NOUN
ctmj-29	69	17	,	,	PUNCT
ctmj-29	69	18	funding	funding	NOUN
ctmj-29	69	19	,	,	PUNCT
ctmj-29	69	20	and	and	CCONJ
ctmj-29	69	21	employment	employment	NOUN
ctmj-29	69	22	.	.	PUNCT
ctmj-29	70	1	theresearch	theresearch	NOUN
ctmj-29	70	2	winded	wind	VERB
ctmj-29	70	3	up	up	ADP
ctmj-29	70	4	with	with	ADP
ctmj-29	70	5	few	few	ADJ
ctmj-29	70	6	recommendations	recommendation	NOUN
ctmj-29	70	7	for	for	ADP
ctmj-29	70	8	industrial	industrial	ADJ
ctmj-29	70	9	masses	masse	NOUN
ctmj-29	70	10	with	with	ADP
ctmj-29	70	11	the	the	DET
ctmj-29	70	12	government	government	NOUN
ctmj-29	70	13	.	.	PUNCT
ctmj-29	71	1	business	business	NOUN
ctmj-29	71	2	clusters	cluster	NOUN
ctmj-29	71	3	may	may	AUX
ctmj-29	71	4	assure	assure	VERB
ctmj-29	71	5	the	the	DET
ctmj-29	71	6	general	general	ADJ
ctmj-29	71	7	facilities	facility	NOUN
ctmj-29	71	8	that	that	PRON
ctmj-29	71	9	might	might	AUX
ctmj-29	71	10	be	be	AUX
ctmj-29	71	11	helpful	helpful	ADJ
ctmj-29	71	12	to	to	PART
ctmj-29	71	13	reduce	reduce	VERB
ctmj-29	71	14	the	the	DET
ctmj-29	71	15	running	running	NOUN
ctmj-29	71	16	fee	fee	NOUN
ctmj-29	71	17	,	,	PUNCT
ctmj-29	71	18	growth	growth	NOUN
ctmj-29	71	19	of	of	ADP
ctmj-29	71	20	competitiveness	competitiveness	NOUN
ctmj-29	71	21	,	,	PUNCT
ctmj-29	71	22	and	and	CCONJ
ctmj-29	71	23	expand	expand	VERB
ctmj-29	71	24	the	the	DET
ctmj-29	71	25	skills	skill	NOUN
ctmj-29	71	26	for	for	ADP
ctmj-29	71	27	the	the	DET
ctmj-29	71	28	sector	sector	NOUN
ctmj-29	71	29	.	.	PUNCT
ctmj-29	72	1	additionally	additionally	ADV
ctmj-29	72	2	,	,	PUNCT
ctmj-29	72	3	government	government	NOUN
ctmj-29	72	4	become	become	VERB
ctmj-29	72	5	had	have	AUX
ctmj-29	72	6	to	to	PART
ctmj-29	72	7	decorate	decorate	VERB
ctmj-29	72	8	economic	economic	ADJ
ctmj-29	72	9	support	support	NOUN
ctmj-29	72	10	which	which	PRON
ctmj-29	72	11	could	could	AUX
ctmj-29	72	12	be	be	AUX
ctmj-29	72	13	strongly	strongly	ADV
ctmj-29	72	14	enhancing	enhance	VERB
ctmj-29	72	15	the	the	DET
ctmj-29	72	16	improvement	improvement	NOUN
ctmj-29	72	17	of	of	ADP
ctmj-29	72	18	country	country	NOUN
ctmj-29	72	19	industry	industry	NOUN
ctmj-29	72	20	.	.	PUNCT
ctmj-29	73	1	joshi	joshi	PROPN
ctmj-29	73	2	,	,	PUNCT
ctmj-29	73	3	(	(	PUNCT
ctmj-29	73	4	2011	2011	NUM
ctmj-29	73	5	)	)	PUNCT
ctmj-29	73	6	;	;	PUNCT
ctmj-29	73	7	arun	arun	PROPN
ctmj-29	73	8	and	and	CCONJ
ctmj-29	73	9	kamath	kamath	PROPN
ctmj-29	73	10	(	(	PUNCT
ctmj-29	73	11	2015	2015	NUM
ctmj-29	73	12	)	)	PUNCT
ctmj-29	73	13	pointed	point	VERB
ctmj-29	73	14	out	out	ADP
ctmj-29	73	15	that	that	SCONJ
ctmj-29	73	16	these	these	PRON
ctmj-29	73	17	are	be	AUX
ctmj-29	73	18	the	the	DET
ctmj-29	73	19	three	three	NUM
ctmj-29	73	20	hurdles	hurdle	NOUN
ctmj-29	73	21	faced	face	VERB
ctmj-29	73	22	by	by	ADP
ctmj-29	73	23	msmes	msme	NOUN
ctmj-29	73	24	:	:	PUNCT
ctmj-29	73	25	easy	easy	ADJ
ctmj-29	73	26	entry	entry	NOUN
ctmj-29	73	27	to	to	ADP
ctmj-29	73	28	the	the	DET
ctmj-29	73	29	market	market	NOUN
ctmj-29	73	30	,	,	PUNCT
ctmj-29	73	31	finance	finance	NOUN
ctmj-29	73	32	,	,	PUNCT
ctmj-29	73	33	and	and	CCONJ
ctmj-29	73	34	loans	loan	NOUN
ctmj-29	73	35	.	.	PUNCT
ctmj-29	74	1	there	there	PRON
ctmj-29	74	2	is	be	VERB
ctmj-29	74	3	no	no	DET
ctmj-29	74	4	structured	structured	ADJ
ctmj-29	74	5	procedure	procedure	NOUN
ctmj-29	74	6	for	for	ADP
ctmj-29	74	7	the	the	DET
ctmj-29	74	8	msmss	msmss	NOUN
ctmj-29	74	9	,	,	PUNCT
ctmj-29	74	10	operating	operating	NOUN
ctmj-29	74	11	expenses	expense	NOUN
ctmj-29	74	12	are	be	AUX
ctmj-29	74	13	higher	high	ADJ
ctmj-29	74	14	,	,	PUNCT
ctmj-29	74	15	the	the	DET
ctmj-29	74	16	process	process	NOUN
ctmj-29	74	17	of	of	ADP
ctmj-29	74	18	providing	provide	VERB
ctmj-29	74	19	a	a	DET
ctmj-29	74	20	loan	loan	NOUN
ctmj-29	74	21	is	be	AUX
ctmj-29	74	22	long	long	ADJ
ctmj-29	74	23	and	and	CCONJ
ctmj-29	74	24	ultimately	ultimately	ADV
ctmj-29	74	25	the	the	DET
ctmj-29	74	26	loan	loan	NOUN
ctmj-29	74	27	distribution	distribution	NOUN
ctmj-29	74	28	will	will	AUX
ctmj-29	74	29	be	be	AUX
ctmj-29	74	30	limited	limit	VERB
ctmj-29	74	31	.	.	PUNCT
ctmj-29	75	1	limited	limited	ADJ
ctmj-29	75	2	entry	entry	NOUN
ctmj-29	75	3	to	to	ADP
ctmj-29	75	4	the	the	DET
ctmj-29	75	5	official	official	ADJ
ctmj-29	75	6	medium	medium	NOUN
ctmj-29	75	7	of	of	ADP
ctmj-29	75	8	finances	finance	NOUN
ctmj-29	75	9	and	and	CCONJ
ctmj-29	75	10	no	no	DET
ctmj-29	75	11	access	access	NOUN
ctmj-29	75	12	to	to	ADP
ctmj-29	75	13	complete	complete	ADJ
ctmj-29	75	14	information	information	NOUN
ctmj-29	75	15	is	be	AUX
ctmj-29	75	16	considered	consider	VERB
ctmj-29	75	17	other	other	ADJ
ctmj-29	75	18	elements	element	NOUN
ctmj-29	75	19	.	.	PUNCT
ctmj-29	76	1	the	the	DET
ctmj-29	76	2	rate	rate	NOUN
ctmj-29	76	3	of	of	ADP
ctmj-29	76	4	interest	interest	NOUN
ctmj-29	76	5	on	on	ADP
ctmj-29	76	6	the	the	DET
ctmj-29	76	7	investment	investment	NOUN
ctmj-29	76	8	is	be	AUX
ctmj-29	76	9	on	on	ADP
ctmj-29	76	10	the	the	DET
ctmj-29	76	11	higher	high	ADJ
ctmj-29	76	12	side	side	NOUN
ctmj-29	76	13	as	as	ADV
ctmj-29	76	14	well	well	ADV
ctmj-29	76	15	as	as	ADP
ctmj-29	76	16	for	for	ADP
ctmj-29	76	17	the	the	DET
ctmj-29	76	18	working	work	VERB
ctmj-29	76	19	capital	capital	NOUN
ctmj-29	76	20	.	.	PUNCT
ctmj-29	77	1	most	most	ADJ
ctmj-29	77	2	of	of	ADP
ctmj-29	77	3	the	the	DET
ctmj-29	77	4	msmes	msme	NOUN
ctmj-29	77	5	have	have	VERB
ctmj-29	77	6	a	a	DET
ctmj-29	77	7	dearth	dearth	NOUN
ctmj-29	77	8	of	of	ADP
ctmj-29	77	9	clarity	clarity	NOUN
ctmj-29	77	10	,	,	PUNCT
ctmj-29	77	11	and	and	CCONJ
ctmj-29	77	12	insufficient	insufficient	ADJ
ctmj-29	77	13	financial	financial	ADJ
ctmj-29	77	14	and	and	CCONJ
ctmj-29	77	15	organizational	organizational	ADJ
ctmj-29	77	16	abilities	ability	NOUN
ctmj-29	77	17	.	.	PUNCT
ctmj-29	78	1	noorinasab	noorinasab	VERB
ctmj-29	78	2	,	,	PUNCT
ctmj-29	78	3	seifabad	seifabad	ADJ
ctmj-29	78	4	,	,	PUNCT
ctmj-29	78	5	and	and	CCONJ
ctmj-29	78	6	zarei	zarei	ADV
ctmj-29	78	7	(	(	PUNCT
ctmj-29	78	8	2016	2016	NUM
ctmj-29	78	9	)	)	PUNCT
ctmj-29	78	10	entrepreneur	entrepreneur	NOUN
ctmj-29	78	11	encounter	encounter	NOUN
ctmj-29	78	12	issues	issue	NOUN
ctmj-29	78	13	such	such	ADJ
ctmj-29	78	14	as	as	ADP
ctmj-29	78	15	ways	way	NOUN
ctmj-29	78	16	to	to	PART
ctmj-29	78	17	procure	procure	VERB
ctmj-29	78	18	capital	capital	NOUN
ctmj-29	78	19	for	for	ADP
ctmj-29	78	20	start	start	NOUN
ctmj-29	78	21	-	-	PUNCT
ctmj-29	78	22	ups	up	NOUN
ctmj-29	78	23	and	and	CCONJ
ctmj-29	78	24	inadequate	inadequate	ADJ
ctmj-29	78	25	funds	fund	NOUN
ctmj-29	78	26	.	.	PUNCT
ctmj-29	79	1	many	many	ADJ
ctmj-29	79	2	entrepreneurs	entrepreneur	NOUN
ctmj-29	79	3	are	be	AUX
ctmj-29	79	4	not	not	PART
ctmj-29	79	5	able	able	ADJ
ctmj-29	79	6	to	to	PART
ctmj-29	79	7	enter	enter	VERB
ctmj-29	79	8	the	the	DET
ctmj-29	79	9	external	external	ADJ
ctmj-29	79	10	price	price	NOUN
ctmj-29	79	11	range	range	NOUN
ctmj-29	79	12	because	because	SCONJ
ctmj-29	79	13	of	of	ADP
ctmj-29	79	14	inadequate	inadequate	ADJ
ctmj-29	79	15	safety	safety	NOUN
ctmj-29	79	16	and	and	CCONJ
ctmj-29	79	17	credit	credit	NOUN
ctmj-29	79	18	score	score	NOUN
ctmj-29	79	19	in	in	ADP
ctmj-29	79	20	the	the	DET
ctmj-29	79	21	market	market	NOUN
ctmj-29	79	22	.	.	PUNCT
ctmj-29	80	1	the	the	DET
ctmj-29	80	2	manner	manner	NOUN
ctmj-29	80	3	of	of	ADP
ctmj-29	80	4	loan	loan	NOUN
ctmj-29	80	5	availing	availing	NOUN
ctmj-29	80	6	facility	facility	NOUN
ctmj-29	80	7	is	be	AUX
ctmj-29	80	8	time	time	NOUN
ctmj-29	80	9	-	-	PUNCT
ctmj-29	80	10	ingesting	ingest	VERB
ctmj-29	80	11	.	.	PUNCT
ctmj-29	81	1	other	other	ADJ
ctmj-29	81	2	issues	issue	NOUN
ctmj-29	81	3	are	be	AUX
ctmj-29	81	4	lower	low	ADJ
ctmj-29	81	5	income	income	NOUN
ctmj-29	81	6	due	due	ADP
ctmj-29	81	7	to	to	ADP
ctmj-29	81	8	competition	competition	NOUN
ctmj-29	81	9	,	,	PUNCT
ctmj-29	81	10	financial	financial	ADJ
ctmj-29	81	11	statements	statement	NOUN
ctmj-29	81	12	are	be	AUX
ctmj-29	81	13	n't	not	PART
ctmj-29	81	14	nicely	nicely	ADV
ctmj-29	81	15	maintained	maintain	VERB
ctmj-29	81	16	by	by	ADP
ctmj-29	81	17	means	mean	NOUN
ctmj-29	81	18	of	of	ADP
ctmj-29	81	19	entrepreneurs	entrepreneur	NOUN
ctmj-29	81	20	of	of	ADP
ctmj-29	81	21	msmes	msme	NOUN
ctmj-29	81	22	,	,	PUNCT
ctmj-29	81	23	insufficient	insufficient	ADJ
ctmj-29	81	24	ensures	ensure	NOUN
ctmj-29	81	25	for	for	ADP
ctmj-29	81	26	raising	raise	VERB
ctmj-29	81	27	loans	loan	NOUN
ctmj-29	81	28	,	,	PUNCT
ctmj-29	81	29	equity	equity	NOUN
ctmj-29	81	30	trouble	trouble	NOUN
ctmj-29	81	31	in	in	ADP
ctmj-29	81	32	raising	raise	VERB
ctmj-29	81	33	capital	capital	NOUN
ctmj-29	81	34	,	,	PUNCT
ctmj-29	81	35	and	and	CCONJ
ctmj-29	81	36	dependence	dependence	NOUN
ctmj-29	81	37	on	on	ADP
ctmj-29	81	38	money	money	NOUN
ctmj-29	81	39	creditors	creditor	NOUN
ctmj-29	81	40	for	for	ADP
ctmj-29	81	41	loans	loan	NOUN
ctmj-29	81	42	that	that	PRON
ctmj-29	81	43	might	might	AUX
ctmj-29	81	44	be	be	AUX
ctmj-29	81	45	excessive	excessive	ADJ
ctmj-29	81	46	price	price	NOUN
ctmj-29	81	47	.	.	PUNCT
ctmj-29	82	1	methodology	methodology	NOUN
ctmj-29	82	2	research	research	NOUN
ctmj-29	82	3	design	design	NOUN
ctmj-29	82	4	present	present	ADJ
ctmj-29	82	5	study	study	NOUN
ctmj-29	82	6	is	be	AUX
ctmj-29	82	7	concerned	concern	VERB
ctmj-29	82	8	with	with	ADP
ctmj-29	82	9	the	the	DET
ctmj-29	82	10	msme	msme	NOUN
ctmj-29	82	11	entrepreneurs	entrepreneur	NOUN
ctmj-29	82	12	in	in	ADP
ctmj-29	82	13	tamilnadu	tamilnadu	ADJ
ctmj-29	82	14	,	,	PUNCT
ctmj-29	82	15	state	state	NOUN
ctmj-29	82	16	.	.	PUNCT
ctmj-29	83	1	the	the	DET
ctmj-29	83	2	study	study	NOUN
ctmj-29	83	3	describes	describe	VERB
ctmj-29	83	4	the	the	DET
ctmj-29	83	5	entrepreneurs	entrepreneur	NOUN
ctmj-29	83	6	’	’	PART
ctmj-29	83	7	awareness	awareness	NOUN
ctmj-29	83	8	and	and	CCONJ
ctmj-29	83	9	satisfaction	satisfaction	NOUN
ctmj-29	83	10	towards	towards	ADP
ctmj-29	83	11	banking	banking	NOUN
ctmj-29	83	12	services	service	NOUN
ctmj-29	83	13	and	and	CCONJ
ctmj-29	83	14	to	to	PART
ctmj-29	83	15	analyze	analyze	VERB
ctmj-29	83	16	their	their	PRON
ctmj-29	83	17	opinion	opinion	NOUN
ctmj-29	83	18	.	.	PUNCT
ctmj-29	84	1	research	research	NOUN
ctmj-29	84	2	design	design	NOUN
ctmj-29	84	3	is	be	AUX
ctmj-29	84	4	a	a	DET
ctmj-29	84	5	plan	plan	NOUN
ctmj-29	84	6	of	of	ADP
ctmj-29	84	7	action	action	NOUN
ctmj-29	84	8	that	that	PRON
ctmj-29	84	9	guides	guide	VERB
ctmj-29	84	10	the	the	DET
ctmj-29	84	11	entire	entire	ADJ
ctmj-29	84	12	research	research	NOUN
ctmj-29	84	13	in	in	ADP
ctmj-29	84	14	our	our	PRON
ctmj-29	84	15	study	study	NOUN
ctmj-29	84	16	descriptive	descriptive	ADJ
ctmj-29	84	17	e	e	NOUN
ctmj-29	84	18	research	research	NOUN
ctmj-29	84	19	design	design	NOUN
ctmj-29	84	20	has	have	AUX
ctmj-29	84	21	been	be	AUX
ctmj-29	84	22	adopted	adopt	VERB
ctmj-29	84	23	.	.	PUNCT
ctmj-29	85	1	sampling	sample	VERB
ctmj-29	85	2	design	design	NOUN
ctmj-29	85	3	and	and	CCONJ
ctmj-29	85	4	method	method	VERB
ctmj-29	85	5	the	the	DET
ctmj-29	85	6	researcher	researcher	NOUN
ctmj-29	85	7	has	have	AUX
ctmj-29	85	8	taken	take	VERB
ctmj-29	85	9	784	784	NUM
ctmj-29	85	10	as	as	ADP
ctmj-29	85	11	sample	sample	NOUN
ctmj-29	85	12	units	unit	NOUN
ctmj-29	85	13	of	of	ADP
ctmj-29	85	14	the	the	DET
ctmj-29	85	15	present	present	ADJ
ctmj-29	85	16	report	report	NOUN
ctmj-29	85	17	and	and	CCONJ
ctmj-29	85	18	the	the	DET
ctmj-29	85	19	data	datum	NOUN
ctmj-29	85	20	were	be	AUX
ctmj-29	85	21	amalgamated	amalgamate	VERB
ctmj-29	85	22	together	together	ADV
ctmj-29	85	23	from	from	ADP
ctmj-29	85	24	the	the	DET
ctmj-29	85	25	proprietors	proprietor	NOUN
ctmj-29	85	26	of	of	ADP
ctmj-29	85	27	these	these	DET
ctmj-29	85	28	units	unit	NOUN
ctmj-29	85	29	.	.	PUNCT
ctmj-29	86	1	initially	initially	ADV
ctmj-29	86	2	,	,	PUNCT
ctmj-29	86	3	the	the	DET
ctmj-29	86	4	researcher	researcher	NOUN
ctmj-29	86	5	obtained	obtain	VERB
ctmj-29	86	6	the	the	DET
ctmj-29	86	7	list	list	NOUN
ctmj-29	86	8	of	of	ADP
ctmj-29	86	9	total	total	ADJ
ctmj-29	86	10	msmes	msme	NOUN
ctmj-29	86	11	in	in	ADP
ctmj-29	86	12	tamilnadu	tamilnadu	NOUN
ctmj-29	86	13	from	from	ADP
ctmj-29	86	14	district	district	NOUN
ctmj-29	86	15	industries	industry	NOUN
ctmj-29	86	16	centre	centre	NOUN
ctmj-29	86	17	(	(	PUNCT
ctmj-29	86	18	dic	dic	PROPN
ctmj-29	86	19	)	)	PUNCT
ctmj-29	86	20	.	.	PUNCT
ctmj-29	87	1	probability	probability	NOUN
ctmj-29	87	2	sampling	sampling	NOUN
ctmj-29	87	3	was	be	AUX
ctmj-29	87	4	applied	apply	VERB
ctmj-29	87	5	to	to	PART
ctmj-29	87	6	select	select	VERB
ctmj-29	87	7	the	the	DET
ctmj-29	87	8	sample	sample	NOUN
ctmj-29	87	9	.	.	PUNCT
ctmj-29	88	1	simple	simple	ADJ
ctmj-29	88	2	random	random	ADJ
ctmj-29	88	3	sampling	sampling	NOUN
ctmj-29	88	4	has	have	AUX
ctmj-29	88	5	been	be	AUX
ctmj-29	88	6	used	use	VERB
ctmj-29	88	7	for	for	ADP
ctmj-29	88	8	the	the	DET
ctmj-29	88	9	gathering	gathering	NOUN
ctmj-29	88	10	data	datum	NOUN
ctmj-29	88	11	analysis	analysis	NOUN
ctmj-29	88	12	and	and	CCONJ
ctmj-29	88	13	interpretation	interpretation	NOUN
ctmj-29	88	14	kaiser	kaiser	PROPN
ctmj-29	88	15	normalization	normalization	PROPN
ctmj-29	88	16	and	and	CCONJ
ctmj-29	88	17	bartlett	bartlett	PROPN
ctmj-29	88	18	test	test	NOUN
ctmj-29	88	19	factors	factor	NOUN
ctmj-29	88	20	affecting	affect	VERB
ctmj-29	88	21	glass	glass	NOUN
ctmj-29	88	22	ceiling	ceiling	NOUN
ctmj-29	88	23	are	be	AUX
ctmj-29	88	24	narrated	narrate	VERB
ctmj-29	88	25	with	with	ADP
ctmj-29	88	26	the	the	DET
ctmj-29	88	27	help	help	NOUN
ctmj-29	88	28	of	of	ADP
ctmj-29	88	29	exploratory	exploratory	ADJ
ctmj-29	88	30	factor	factor	NOUN
ctmj-29	88	31	analysis	analysis	NOUN
ctmj-29	88	32	(	(	PUNCT
ctmj-29	88	33	efa	efa	PROPN
ctmj-29	88	34	)	)	PUNCT
ctmj-29	88	35	for	for	ADP
ctmj-29	88	36	further	further	ADJ
ctmj-29	88	37	indepth	indepth	ADJ
ctmj-29	88	38	analysis	analysis	NOUN
ctmj-29	88	39	.	.	PUNCT
ctmj-29	89	1	before	before	ADP
ctmj-29	89	2	applying	apply	VERB
ctmj-29	89	3	the	the	DET
ctmj-29	89	4	factor	factor	NOUN
ctmj-29	89	5	analysis	analysis	NOUN
ctmj-29	89	6	,	,	PUNCT
ctmj-29	89	7	the	the	DET
ctmj-29	89	8	data	datum	NOUN
ctmj-29	89	9	validity	validity	NOUN
ctmj-29	89	10	of	of	ADP
ctmj-29	89	11	factor	factor	NOUN
ctmj-29	89	12	analysis	analysis	NOUN
ctmj-29	89	13	is	be	AUX
ctmj-29	89	14	tested	test	VERB
ctmj-29	89	15	with	with	ADP
ctmj-29	89	16	the	the	DET
ctmj-29	89	17	help	help	NOUN
ctmj-29	89	18	of	of	ADP
ctmj-29	89	19	kaiser	kaiser	PROPN
ctmj-29	89	20	-	-	PUNCT
ctmj-29	89	21	meyer	meyer	PROPN
ctmj-29	89	22	-	-	PUNCT
ctmj-29	89	23	ohlin	ohlin	PROPN
ctmj-29	89	24	(	(	PUNCT
ctmj-29	89	25	kmo	kmo	NOUN
ctmj-29	89	26	)	)	PUNCT
ctmj-29	89	27	measure	measure	NOUN
ctmj-29	89	28	of	of	ADP
ctmj-29	89	29	sampling	sample	VERB
ctmj-29	89	30	adequacy	adequacy	NOUN
ctmj-29	89	31	and	and	CCONJ
ctmj-29	89	32	bartlett	bartlett	PROPN
ctmj-29	89	33	’s	’s	PART
ctmj-29	89	34	test	test	NOUN
ctmj-29	89	35	of	of	ADP
ctmj-29	89	36	sphericity	sphericity	NOUN
ctmj-29	89	37	.	.	PUNCT
ctmj-29	90	1	the	the	DET
ctmj-29	90	2	minimum	minimum	ADJ
ctmj-29	90	3	acceptable	acceptable	ADJ
ctmj-29	90	4	kmo	kmo	NOUN
ctmj-29	90	5	measure	measure	NOUN
ctmj-29	90	6	is	be	AUX
ctmj-29	90	7	more	more	ADJ
ctmj-29	90	8	than	than	ADP
ctmj-29	90	9	0.5	0.5	NUM
ctmj-29	90	10	,	,	PUNCT
ctmj-29	90	11	whereas	whereas	SCONJ
ctmj-29	90	12	,	,	PUNCT
ctmj-29	90	13	the	the	DET
ctmj-29	90	14	level	level	NOUN
ctmj-29	90	15	of	of	ADP
ctmj-29	90	16	significance	significance	NOUN
ctmj-29	90	17	in	in	ADP
ctmj-29	90	18	chi	chi	ADJ
ctmj-29	90	19	-	-	PUNCT
ctmj-29	90	20	square	square	ADJ
ctmj-29	90	21	test	test	NOUN
ctmj-29	90	22	is	be	AUX
ctmj-29	90	23	at	at	ADP
ctmj-29	90	24	5	5	NUM
ctmj-29	90	25	per	per	NOUN
ctmj-29	90	26	cent	cent	NOUN
ctmj-29	90	27	level	level	NOUN
ctmj-29	90	28	.	.	PUNCT
ctmj-29	91	1	kaiser	kaiser	NOUN
ctmj-29	91	2	normalisation	normalisation	PROPN
ctmj-29	91	3	and	and	CCONJ
ctmj-29	91	4	bartlett	bartlett	PROPN
ctmj-29	91	5	’s	’s	PART
ctmj-29	91	6	test	test	PROPN
ctmj-29	91	7	kaiser	kaiser	PROPN
ctmj-29	91	8	-	-	PUNCT
ctmj-29	91	9	meyer	meyer	PROPN
ctmj-29	91	10	-	-	PUNCT
ctmj-29	91	11	olkin	olkin	NOUN
ctmj-29	91	12	measure	measure	NOUN
ctmj-29	91	13	of	of	ADP
ctmj-29	91	14	sampling	sample	VERB
ctmj-29	91	15	adequacy	adequacy	NOUN
ctmj-29	91	16	0.732	0.732	NUM
ctmj-29	91	17	bartlett	bartlett	PROPN
ctmj-29	91	18	’s	’s	PART
ctmj-29	91	19	test	test	NOUN
ctmj-29	91	20	of	of	ADP
ctmj-29	91	21	sphericity	sphericity	PROPN
ctmj-29	91	22	approximate	approximate	ADJ
ctmj-29	91	23	chi	chi	PROPN
ctmj-29	91	24	-	-	PUNCT
ctmj-29	91	25	square	square	ADJ
ctmj-29	91	26	133.35	133.35	NUM
ctmj-29	91	27	degrees	degree	NOUN
ctmj-29	91	28	of	of	ADP
ctmj-29	91	29	freedom	freedom	NOUN
ctmj-29	91	30	13	13	NUM
ctmj-29	91	31	significance	significance	NOUN
ctmj-29	91	32	0.000	0.000	NUM
ctmj-29	91	33	source	source	NOUN
ctmj-29	91	34	:	:	PUNCT
ctmj-29	91	35	primary	primary	ADJ
ctmj-29	91	36	data	datum	NOUN
ctmj-29	91	37	results	result	NOUN
ctmj-29	91	38	of	of	ADP
ctmj-29	91	39	kaiser	kaiser	PROPN
ctmj-29	91	40	-	-	PUNCT
ctmj-29	91	41	meyer	meyer	PROPN
ctmj-29	91	42	-	-	PUNCT
ctmj-29	91	43	olkin	olkin	NOUN
ctmj-29	91	44	measure	measure	NOUN
ctmj-29	91	45	of	of	ADP
ctmj-29	91	46	sampling	sample	VERB
ctmj-29	91	47	adequacy	adequacy	NOUN
ctmj-29	91	48	shows	show	VERB
ctmj-29	91	49	the	the	DET
ctmj-29	91	50	measure	measure	NOUN
ctmj-29	91	51	value	value	NOUN
ctmj-29	91	52	of	of	ADP
ctmj-29	91	53	0.732	0.732	NUM
ctmj-29	91	54	,	,	PUNCT
ctmj-29	91	55	the	the	DET
ctmj-29	91	56	kmo	kmo	PROPN
ctmj-29	91	57	value	value	NOUN
ctmj-29	91	58	is	be	AUX
ctmj-29	91	59	more	more	ADJ
ctmj-29	91	60	than	than	ADP
ctmj-29	91	61	0.05	0.05	NUM
ctmj-29	91	62	.	.	PUNCT
ctmj-29	92	1	it	it	PRON
ctmj-29	92	2	indicates	indicate	VERB
ctmj-29	92	3	that	that	SCONJ
ctmj-29	92	4	all	all	DET
ctmj-29	92	5	the	the	DET
ctmj-29	92	6	respondents	respondent	NOUN
ctmj-29	92	7	completely	completely	ADV
ctmj-29	92	8	understands	understand	VERB
ctmj-29	92	9	the	the	DET
ctmj-29	92	10	questionnaire	questionnaire	NOUN
ctmj-29	92	11	and	and	CCONJ
ctmj-29	92	12	perfectly	perfectly	ADV
ctmj-29	92	13	responded	respond	VERB
ctmj-29	92	14	to	to	ADP
ctmj-29	92	15	the	the	DET
ctmj-29	92	16	scales	scale	NOUN
ctmj-29	92	17	associated	associate	VERB
ctmj-29	92	18	.	.	PUNCT
ctmj-29	93	1	bartlett	bartlett	PROPN
ctmj-29	93	2	’s	’s	PART
ctmj-29	93	3	test	test	NOUN
ctmj-29	93	4	of	of	ADP
ctmj-29	93	5	bartlett	bartlett	PROPN
ctmj-29	93	6	’s	’s	PART
ctmj-29	93	7	test	test	NOUN
ctmj-29	93	8	of	of	ADP
ctmj-29	93	9	sphericity	sphericity	NOUN
ctmj-29	93	10	is	be	AUX
ctmj-29	93	11	more	more	ADV
ctmj-29	93	12	chi	chi	ADJ
ctmj-29	93	13	-	-	PUNCT
ctmj-29	93	14	square	square	ADJ
ctmj-29	93	15	value	value	NOUN
ctmj-29	93	16	and	and	CCONJ
ctmj-29	93	17	the	the	DET
ctmj-29	93	18	significance	significance	NOUN
ctmj-29	93	19	the	the	DET
ctmj-29	93	20	analysis	analysis	NOUN
ctmj-29	93	21	and	and	CCONJ
ctmj-29	93	22	the	the	DET
ctmj-29	93	23	value	value	NOUN
ctmj-29	93	24	is	be	AUX
ctmj-29	93	25	less	less	ADJ
ctmj-29	93	26	than	than	ADP
ctmj-29	93	27	0.5	0.5	NUM
ctmj-29	93	28	.	.	PUNCT
ctmj-29	94	1	factors	factor	NOUN
ctmj-29	94	2	influencing	influence	VERB
ctmj-29	94	3	the	the	DET
ctmj-29	94	4	bank	bank	NOUN
ctmj-29	94	5	services	service	NOUN
ctmj-29	94	6	factors	factor	VERB
ctmj-29	94	7	1	1	NUM
ctmj-29	94	8	2	2	NUM
ctmj-29	94	9	easy	easy	ADJ
ctmj-29	94	10	approval	approval	NOUN
ctmj-29	94	11	of	of	ADP
ctmj-29	94	12	business	business	NOUN
ctmj-29	94	13	plan	plan	NOUN
ctmj-29	94	14	.645	.645	NUM
ctmj-29	94	15	.510	.510	NUM
ctmj-29	94	16	suggestion	suggestion	NOUN
ctmj-29	94	17	towards	towards	ADP
ctmj-29	94	18	the	the	DET
ctmj-29	94	19	loan	loan	NOUN
ctmj-29	94	20	amount	amount	NOUN
ctmj-29	94	21	.684	.684	NUM
ctmj-29	94	22	.770	.770	NUM
ctmj-29	95	1	guidelines	guideline	NOUN
ctmj-29	95	2	towards	towards	ADP
ctmj-29	95	3	loan	loan	NOUN
ctmj-29	95	4	process	process	NOUN
ctmj-29	95	5	.515	.515	NUM
ctmj-29	95	6	.807	.807	NUM
ctmj-29	95	7	positive	positive	ADJ
ctmj-29	95	8	words	word	NOUN
ctmj-29	95	9	regarding	regard	VERB
ctmj-29	95	10	business	business	NOUN
ctmj-29	95	11	success	success	NOUN
ctmj-29	95	12	.769	.769	NUM
ctmj-29	95	13	.405	.405	NUM
ctmj-29	95	14	bank	bank	NOUN
ctmj-29	95	15	charges	charge	NOUN
ctmj-29	95	16	and	and	CCONJ
ctmj-29	95	17	services	service	NOUN
ctmj-29	95	18	.700	.700	NUM
ctmj-29	95	19	.664	.664	NUM
ctmj-29	95	20	time	time	NOUN
ctmj-29	95	21	taken	take	VERB
ctmj-29	95	22	for	for	ADP
ctmj-29	95	23	loan	loan	NOUN
ctmj-29	95	24	sanction	sanction	NOUN
ctmj-29	95	25	.838	.838	NUM
ctmj-29	95	26	.447	.447	NUM
ctmj-29	95	27	collateral	collateral	ADJ
ctmj-29	95	28	free	free	ADJ
ctmj-29	95	29	loan	loan	NOUN
ctmj-29	95	30	.714	.714	NUM
ctmj-29	95	31	.433	.433	NUM
ctmj-29	95	32	interest	interest	PROPN
ctmj-29	95	33	free	free	ADJ
ctmj-29	95	34	loan	loan	NOUN
ctmj-29	95	35	.733	.733	NUM
ctmj-29	95	36	.767	.767	NUM
ctmj-29	95	37	document	document	NOUN
ctmj-29	95	38	charges	charge	NOUN
ctmj-29	95	39	.797	.797	NUM
ctmj-29	95	40	.654	.654	NUM
ctmj-29	95	41	references	reference	NOUN
ctmj-29	95	42	towards	towards	ADP
ctmj-29	95	43	high	high	ADJ
ctmj-29	95	44	beneficial	beneficial	ADJ
ctmj-29	95	45	scheme	scheme	NOUN
ctmj-29	95	46	.412	.412	NUM
ctmj-29	95	47	.665	.665	NUM
ctmj-29	95	48	high	high	ADJ
ctmj-29	95	49	repayment	repayment	NOUN
ctmj-29	95	50	period	period	NOUN
ctmj-29	95	51	.693	.693	NUM
ctmj-29	95	52	.025	.025	NUM
ctmj-29	95	53	minimal	minimal	ADJ
ctmj-29	95	54	loan	loan	NOUN
ctmj-29	95	55	procedure	procedure	NOUN
ctmj-29	95	56	.400	.400	NUM
ctmj-29	95	57	.016	.016	NUM
ctmj-29	95	58	source	source	NOUN
ctmj-29	95	59	:	:	PUNCT
ctmj-29	95	60	primary	primary	ADJ
ctmj-29	95	61	data	datum	NOUN
ctmj-29	95	62	factors	factor	NOUN
ctmj-29	95	63	influencing	influence	VERB
ctmj-29	95	64	the	the	DET
ctmj-29	95	65	entrepreneur	entrepreneur	NOUN
ctmj-29	95	66	towards	towards	ADP
ctmj-29	95	67	the	the	DET
ctmj-29	95	68	bank	bank	NOUN
ctmj-29	95	69	services	service	NOUN
ctmj-29	95	70	attributes	attribute	VERB
ctmj-29	95	71	factor	factor	NOUN
ctmj-29	95	72	loadings	loading	NOUN
ctmj-29	95	73	factor	factor	NOUN
ctmj-29	95	74	1	1	NUM
ctmj-29	95	75	factor	factor	NOUN
ctmj-29	95	76	2	2	NUM
ctmj-29	95	77	communality	communality	NOUN
ctmj-29	95	78	f1	f1	NOUN
ctmj-29	95	79	easy	easy	ADJ
ctmj-29	95	80	approval	approval	NOUN
ctmj-29	95	81	of	of	ADP
ctmj-29	95	82	business	business	NOUN
ctmj-29	95	83	plan	plan	NOUN
ctmj-29	95	84	.645	.645	NUM
ctmj-29	95	85	.838	.838	NUM
ctmj-29	95	86	f2	f2	ADJ
ctmj-29	95	87	suggestion	suggestion	NOUN
ctmj-29	95	88	towards	towards	ADP
ctmj-29	95	89	the	the	DET
ctmj-29	95	90	loan	loan	NOUN
ctmj-29	95	91	amoun	amoun	PROPN
ctmj-29	95	92	.684	.684	NUM
ctmj-29	95	93	.714	.714	NUM
ctmj-29	96	1	f3	f3	ADJ
ctmj-29	96	2	guidelines	guideline	NOUN
ctmj-29	96	3	towards	towards	ADP
ctmj-29	96	4	loan	loan	NOUN
ctmj-29	96	5	process	process	NOUN
ctmj-29	96	6	.515	.515	NUM
ctmj-29	96	7	.733	.733	NUM
ctmj-29	96	8	f4	f4	PRON
ctmj-29	96	9	positive	positive	ADJ
ctmj-29	96	10	words	word	NOUN
ctmj-29	96	11	regarding	regard	VERB
ctmj-29	96	12	business	business	NOUN
ctmj-29	96	13	success	success	NOUN
ctmj-29	96	14	.769	.769	NUM
ctmj-29	96	15	.838	.838	NUM
ctmj-29	96	16	f5	f5	PROPN
ctmj-29	96	17	bank	bank	NOUN
ctmj-29	96	18	charges	charge	NOUN
ctmj-29	96	19	and	and	CCONJ
ctmj-29	96	20	services	service	NOUN
ctmj-29	96	21	.700	.700	NUM
ctmj-29	96	22	.664	.664	NUM
ctmj-29	96	23	f6	f6	PROPN
ctmj-29	96	24	time	time	NOUN
ctmj-29	96	25	taken	take	VERB
ctmj-29	96	26	for	for	ADP
ctmj-29	96	27	loan	loan	NOUN
ctmj-29	96	28	sanction	sanction	NOUN
ctmj-29	96	29	.838	.838	NUM
ctmj-29	96	30	.447	.447	NUM
ctmj-29	96	31	f7	f7	PROPN
ctmj-29	96	32	collateral	collateral	ADJ
ctmj-29	96	33	free	free	ADJ
ctmj-29	96	34	loan	loan	NOUN
ctmj-29	96	35	.714	.714	NUM
ctmj-29	96	36	.519	.519	NUM
ctmj-29	96	37	f9	f9	PROPN
ctmj-29	96	38	interest	interest	NOUN
ctmj-29	96	39	free	free	ADJ
ctmj-29	96	40	loan	loan	NOUN
ctmj-29	96	41	.733	.733	NUM
ctmj-29	96	42	.619	.619	NUM
ctmj-29	97	1	f10	f10	NOUN
ctmj-29	97	2	document	document	NOUN
ctmj-29	97	3	charges	charge	NOUN
ctmj-29	97	4	.797	.797	NUM
ctmj-29	97	5	0.514	0.514	NUM
ctmj-29	97	6	f11	f11	PROPN
ctmj-29	97	7	references	reference	NOUN
ctmj-29	97	8	towards	towards	ADP
ctmj-29	97	9	high	high	ADJ
ctmj-29	97	10	beneficial	beneficial	ADJ
ctmj-29	97	11	scheme	scheme	NOUN
ctmj-29	97	12	.412	.412	NUM
ctmj-29	97	13	0.761	0.761	NUM
ctmj-29	97	14	f12	f12	NOUN
ctmj-29	97	15	high	high	ADJ
ctmj-29	97	16	repayment	repayment	NOUN
ctmj-29	97	17	period	period	NOUN
ctmj-29	97	18	.693	.693	NUM
ctmj-29	97	19	0.698	0.698	NUM
ctmj-29	97	20	f8	f8	PROPN
ctmj-29	97	21	minimal	minimal	ADJ
ctmj-29	97	22	loan	loan	NOUN
ctmj-29	97	23	procedure	procedure	NOUN
ctmj-29	97	24	.400	.400	NUM
ctmj-29	97	25	.016	.016	NUM
ctmj-29	97	26	source	source	NOUN
ctmj-29	97	27	:	:	PUNCT
ctmj-29	97	28	primary	primary	ADJ
ctmj-29	97	29	data	datum	NOUN
ctmj-29	97	30	all	all	DET
ctmj-29	97	31	the	the	DET
ctmj-29	97	32	values	value	NOUN
ctmj-29	97	33	of	of	ADP
ctmj-29	97	34	the	the	DET
ctmj-29	97	35	factor	factor	NOUN
ctmj-29	97	36	analysis	analysis	NOUN
ctmj-29	97	37	were	be	AUX
ctmj-29	97	38	represents	represent	VERB
ctmj-29	97	39	their	their	PRON
ctmj-29	97	40	importance	importance	NOUN
ctmj-29	97	41	on	on	ADP
ctmj-29	97	42	the	the	DET
ctmj-29	97	43	analysis	analysis	NOUN
ctmj-29	97	44	.	.	PUNCT
ctmj-29	98	1	time	time	NOUN
ctmj-29	98	2	taken	take	VERB
ctmj-29	98	3	for	for	ADP
ctmj-29	98	4	loan	loan	NOUN
ctmj-29	98	5	sanction	sanction	NOUN
ctmj-29	98	6	got	get	VERB
ctmj-29	98	7	the	the	DET
ctmj-29	98	8	high	high	ADJ
ctmj-29	98	9	level	level	NOUN
ctmj-29	98	10	of	of	ADP
ctmj-29	98	11	importance	importance	NOUN
ctmj-29	98	12	than	than	ADP
ctmj-29	98	13	other	other	ADJ
ctmj-29	98	14	factors	factor	NOUN
ctmj-29	98	15	.	.	PUNCT
ctmj-29	99	1	most	most	ADJ
ctmj-29	99	2	of	of	ADP
ctmj-29	99	3	the	the	DET
ctmj-29	99	4	factors	factor	NOUN
ctmj-29	99	5	were	be	AUX
ctmj-29	99	6	correlated	correlate	VERB
ctmj-29	99	7	with	with	ADP
ctmj-29	99	8	guidelines	guideline	NOUN
ctmj-29	99	9	towards	towards	ADP
ctmj-29	99	10	loan	loan	NOUN
ctmj-29	99	11	process	process	NOUN
ctmj-29	99	12	and	and	CCONJ
ctmj-29	99	13	minimal	minimal	ADJ
ctmj-29	99	14	loan	loan	NOUN
ctmj-29	99	15	procedure	procedure	NOUN
ctmj-29	99	16	findings	finding	NOUN
ctmj-29	99	17	of	of	ADP
ctmj-29	99	18	the	the	DET
ctmj-29	99	19	study	study	NOUN
ctmj-29	99	20			PUNCT
ctmj-29	100	1	the	the	DET
ctmj-29	100	2	researcher	researcher	NOUN
ctmj-29	100	3	has	have	AUX
ctmj-29	100	4	used	use	VERB
ctmj-29	100	5	10	10	NUM
ctmj-29	100	6	factors	factor	NOUN
ctmj-29	100	7	to	to	PART
ctmj-29	100	8	identify	identify	VERB
ctmj-29	100	9	the	the	DET
ctmj-29	100	10	entrepreneur	entrepreneur	NOUN
ctmj-29	100	11	’s	’s	PART
ctmj-29	100	12	satisfaction	satisfaction	NOUN
ctmj-29	100	13	.	.	PUNCT
ctmj-29	101	1	the	the	DET
ctmj-29	101	2	factors	factor	NOUN
ctmj-29	101	3	were	be	AUX
ctmj-29	101	4	easy	easy	ADJ
ctmj-29	101	5	approval	approval	NOUN
ctmj-29	101	6	of	of	ADP
ctmj-29	101	7	business	business	NOUN
ctmj-29	101	8	plan	plan	NOUN
ctmj-29	101	9	,	,	PUNCT
ctmj-29	101	10	suggestion	suggestion	NOUN
ctmj-29	101	11	towards	towards	ADP
ctmj-29	101	12	the	the	DET
ctmj-29	101	13	loan	loan	NOUN
ctmj-29	101	14	amount	amount	NOUN
ctmj-29	101	15	,	,	PUNCT
ctmj-29	101	16	guidelines	guideline	NOUN
ctmj-29	101	17	towards	towards	ADP
ctmj-29	101	18	loan	loan	NOUN
ctmj-29	101	19	process	process	NOUN
ctmj-29	101	20	,	,	PUNCT
ctmj-29	101	21	positive	positive	ADJ
ctmj-29	101	22	words	word	NOUN
ctmj-29	101	23	regarding	regard	VERB
ctmj-29	101	24	business	business	NOUN
ctmj-29	101	25	success	success	NOUN
ctmj-29	101	26	,	,	PUNCT
ctmj-29	101	27	bank	bank	NOUN
ctmj-29	101	28	charges	charge	NOUN
ctmj-29	101	29	and	and	CCONJ
ctmj-29	101	30	services	service	NOUN
ctmj-29	101	31	,	,	PUNCT
ctmj-29	101	32	time	time	NOUN
ctmj-29	101	33	taken	take	VERB
ctmj-29	101	34	for	for	ADP
ctmj-29	101	35	loan	loan	NOUN
ctmj-29	101	36	sanction	sanction	NOUN
ctmj-29	101	37	,	,	PUNCT
ctmj-29	101	38	collateral	collateral	ADJ
ctmj-29	101	39	free	free	ADJ
ctmj-29	101	40	loan	loan	NOUN
ctmj-29	101	41	,	,	PUNCT
ctmj-29	101	42	interest	interest	NOUN
ctmj-29	101	43	free	free	ADJ
ctmj-29	101	44	loan	loan	NOUN
ctmj-29	101	45	,	,	PUNCT
ctmj-29	101	46	document	document	NOUN
ctmj-29	101	47	charges	charge	NOUN
ctmj-29	101	48	,	,	PUNCT
ctmj-29	101	49	references	reference	NOUN
ctmj-29	101	50	towards	towards	ADP
ctmj-29	101	51	high	high	ADJ
ctmj-29	101	52	beneficial	beneficial	ADJ
ctmj-29	101	53	scheme	scheme	NOUN
ctmj-29	101	54	,	,	PUNCT
ctmj-29	101	55	high	high	ADJ
ctmj-29	101	56	repayment	repayment	NOUN
ctmj-29	101	57	period	period	NOUN
ctmj-29	101	58	and	and	CCONJ
ctmj-29	101	59	minimal	minimal	ADJ
ctmj-29	101	60	loan	loan	NOUN
ctmj-29	101	61	procedure	procedure	NOUN
ctmj-29	101	62			NOUN
ctmj-29	101	63	results	result	NOUN
ctmj-29	101	64	of	of	ADP
ctmj-29	101	65	kaiser	kaiser	PROPN
ctmj-29	101	66	-	-	PUNCT
ctmj-29	101	67	meyer	meyer	PROPN
ctmj-29	101	68	-	-	PUNCT
ctmj-29	101	69	olkin	olkin	NOUN
ctmj-29	101	70	measure	measure	NOUN
ctmj-29	101	71	of	of	ADP
ctmj-29	101	72	sampling	sample	VERB
ctmj-29	101	73	adequacy	adequacy	NOUN
ctmj-29	101	74	shows	show	VERB
ctmj-29	101	75	the	the	DET
ctmj-29	101	76	measure	measure	NOUN
ctmj-29	101	77	value	value	NOUN
ctmj-29	101	78	of	of	ADP
ctmj-29	101	79	0.732	0.732	NUM
ctmj-29	101	80	,	,	PUNCT
ctmj-29	101	81	the	the	DET
ctmj-29	101	82	kmo	kmo	PROPN
ctmj-29	101	83	value	value	NOUN
ctmj-29	101	84	is	be	AUX
ctmj-29	101	85	more	more	ADJ
ctmj-29	101	86	than	than	ADP
ctmj-29	101	87	0.05	0.05	NUM
ctmj-29	101	88			PRON
ctmj-29	101	89	most	most	ADJ
ctmj-29	101	90	of	of	ADP
ctmj-29	101	91	the	the	DET
ctmj-29	101	92	factors	factor	NOUN
ctmj-29	101	93	were	be	AUX
ctmj-29	101	94	correlated	correlate	VERB
ctmj-29	101	95	with	with	ADP
ctmj-29	101	96	guidelines	guideline	NOUN
ctmj-29	101	97	towards	towards	ADP
ctmj-29	101	98	loan	loan	NOUN
ctmj-29	101	99	process	process	NOUN
ctmj-29	101	100	and	and	CCONJ
ctmj-29	101	101	minimal	minimal	ADJ
ctmj-29	101	102	loan	loan	NOUN
ctmj-29	101	103	procedure	procedure	NOUN
ctmj-29	101	104	suggestions	suggestion	NOUN
ctmj-29	101	105	1	1	NUM
ctmj-29	101	106	.	.	PUNCT
ctmj-29	102	1	the	the	DET
ctmj-29	102	2	bank	bank	NOUN
ctmj-29	102	3	staff	staff	NOUN
ctmj-29	102	4	must	must	AUX
ctmj-29	102	5	change	change	VERB
ctmj-29	102	6	their	their	PRON
ctmj-29	102	7	attitude	attitude	NOUN
ctmj-29	102	8	towards	towards	ADP
ctmj-29	102	9	msmes	msme	NOUN
ctmj-29	102	10	while	while	SCONJ
ctmj-29	102	11	granting	grant	VERB
ctmj-29	102	12	loans	loan	NOUN
ctmj-29	102	13	to	to	ADP
ctmj-29	102	14	smallscale	smallscale	ADJ
ctmj-29	102	15	firms	firm	NOUN
ctmj-29	102	16	.	.	PUNCT
ctmj-29	103	1	2	2	X
ctmj-29	103	2	.	.	X
ctmj-29	103	3	measures	measure	NOUN
ctmj-29	103	4	must	must	AUX
ctmj-29	103	5	be	be	AUX
ctmj-29	103	6	taken	take	VERB
ctmj-29	103	7	by	by	ADP
ctmj-29	103	8	the	the	DET
ctmj-29	103	9	government	government	NOUN
ctmj-29	103	10	towards	towards	ADP
ctmj-29	103	11	implementing	implement	VERB
ctmj-29	103	12	the	the	DET
ctmj-29	103	13	rate	rate	NOUN
ctmj-29	103	14	of	of	ADP
ctmj-29	103	15	interest	interest	NOUN
ctmj-29	103	16	amicable	amicable	ADJ
ctmj-29	103	17	for	for	ADP
ctmj-29	103	18	small	small	ADJ
ctmj-29	103	19	-	-	PUNCT
ctmj-29	103	20	scale	scale	NOUN
ctmj-29	103	21	firms	firm	NOUN
ctmj-29	103	22	.	.	PUNCT
ctmj-29	104	1	3	3	X
ctmj-29	104	2	.	.	X
ctmj-29	104	3	the	the	DET
ctmj-29	104	4	length	length	NOUN
ctmj-29	104	5	of	of	ADP
ctmj-29	104	6	paperwork	paperwork	NOUN
ctmj-29	104	7	must	must	AUX
ctmj-29	104	8	be	be	AUX
ctmj-29	104	9	reduced	reduce	VERB
ctmj-29	104	10	to	to	PART
ctmj-29	104	11	avail	avail	VERB
ctmj-29	104	12	the	the	DET
ctmj-29	104	13	loans	loan	NOUN
ctmj-29	104	14	for	for	ADP
ctmj-29	104	15	msmes	msme	NOUN
ctmj-29	104	16	in	in	ADP
ctmj-29	104	17	india	india	PROPN
ctmj-29	104	18	.	.	PUNCT
ctmj-29	105	1	4	4	X
ctmj-29	105	2	.	.	PUNCT
ctmj-29	105	3	the	the	DET
ctmj-29	105	4	msmes	msme	NOUN
ctmj-29	105	5	must	must	AUX
ctmj-29	105	6	be	be	AUX
ctmj-29	105	7	given	give	VERB
ctmj-29	105	8	a	a	DET
ctmj-29	105	9	easy	easy	ADJ
ctmj-29	105	10	access	access	NOUN
ctmj-29	105	11	to	to	ADP
ctmj-29	105	12	capital	capital	NOUN
ctmj-29	105	13	.	.	PUNCT
ctmj-29	106	1	5	5	X
ctmj-29	106	2	.	.	X
ctmj-29	106	3	the	the	DET
ctmj-29	106	4	bank	bank	NOUN
ctmj-29	106	5	should	should	AUX
ctmj-29	106	6	change	change	VERB
ctmj-29	106	7	the	the	DET
ctmj-29	106	8	mindset	mindset	NOUN
ctmj-29	106	9	of	of	ADP
ctmj-29	106	10	top	top	ADJ
ctmj-29	106	11	management	management	NOUN
ctmj-29	106	12	to	to	PART
ctmj-29	106	13	extend	extend	VERB
ctmj-29	106	14	finance	finance	NOUN
ctmj-29	106	15	to	to	ADP
ctmj-29	106	16	the	the	DET
ctmj-29	106	17	msme	msme	NOUN
ctmj-29	106	18	sector	sector	NOUN
ctmj-29	106	19	and	and	CCONJ
ctmj-29	106	20	educate	educate	VERB
ctmj-29	106	21	credit	credit	NOUN
ctmj-29	106	22	officers	officer	NOUN
ctmj-29	106	23	with	with	ADP
ctmj-29	106	24	suitable	suitable	ADJ
ctmj-29	106	25	publications	publication	NOUN
ctmj-29	106	26	to	to	PART
ctmj-29	106	27	address	address	VERB
ctmj-29	106	28	msmegroups	msmegroup	NOUN
ctmj-29	106	29	.	.	PUNCT
ctmj-29	107	1	conclusion	conclusion	VERB
ctmj-29	107	2	the	the	DET
ctmj-29	107	3	research	research	NOUN
ctmj-29	107	4	on	on	ADP
ctmj-29	107	5	msme	msme	PROPN
ctmj-29	107	6	entrepreneur	entrepreneur	NOUN
ctmj-29	107	7	’s	’s	PART
ctmj-29	107	8	level	level	NOUN
ctmj-29	107	9	of	of	ADP
ctmj-29	107	10	satisfaction	satisfaction	NOUN
ctmj-29	107	11	at	at	ADP
ctmj-29	107	12	banking	banking	NOUN
ctmj-29	107	13	offerings	offering	NOUN
ctmj-29	107	14	famous	famous	ADJ
ctmj-29	107	15	that	that	SCONJ
ctmj-29	107	16	customers	customer	NOUN
ctmj-29	107	17	are	be	AUX
ctmj-29	107	18	satisfied	satisfied	ADJ
ctmj-29	107	19	in	in	ADP
ctmj-29	107	20	the	the	DET
ctmj-29	107	21	direction	direction	NOUN
ctmj-29	107	22	of	of	ADP
ctmj-29	107	23	promptness	promptness	NOUN
ctmj-29	107	24	of	of	ADP
ctmj-29	107	25	offerings	offering	NOUN
ctmj-29	107	26	,	,	PUNCT
ctmj-29	107	27	typical	typical	ADJ
ctmj-29	107	28	efficiency	efficiency	NOUN
ctmj-29	107	29	of	of	ADP
ctmj-29	107	30	the	the	DET
ctmj-29	107	31	financial	financial	ADJ
ctmj-29	107	32	institution	institution	NOUN
ctmj-29	107	33	and	and	CCONJ
ctmj-29	107	34	friendliness	friendliness	ADJ
ctmj-29	107	35	and	and	CCONJ
ctmj-29	107	36	courtesy	courtesy	NOUN
ctmj-29	107	37	of	of	ADP
ctmj-29	107	38	the	the	DET
ctmj-29	107	39	managers	manager	NOUN
ctmj-29	107	40	.	.	PUNCT
ctmj-29	108	1	some	some	DET
ctmj-29	108	2	regions	region	NOUN
ctmj-29	108	3	the	the	DET
ctmj-29	108	4	pleasure	pleasure	NOUN
ctmj-29	108	5	stage	stage	NOUN
ctmj-29	108	6	could	could	AUX
ctmj-29	108	7	be	be	AUX
ctmj-29	108	8	very	very	ADV
ctmj-29	108	9	poor	poor	ADJ
ctmj-29	108	10	.	.	PUNCT
ctmj-29	109	1	suitable	suitable	ADJ
ctmj-29	109	2	recommendations	recommendation	NOUN
ctmj-29	109	3	are	be	AUX
ctmj-29	109	4	also	also	ADV
ctmj-29	109	5	provided	provide	VERB
ctmj-29	109	6	to	to	PART
ctmj-29	109	7	increase	increase	VERB
ctmj-29	109	8	the	the	DET
ctmj-29	109	9	satisfaction	satisfaction	NOUN
ctmj-29	109	10	and	and	CCONJ
ctmj-29	109	11	utilization	utilization	NOUN
ctmj-29	109	12	level	level	NOUN
ctmj-29	109	13	in	in	ADP
ctmj-29	109	14	the	the	DET
ctmj-29	109	15	ones	one	NOUN
ctmj-29	109	16	regions	region	NOUN
ctmj-29	109	17	.	.	PUNCT
ctmj-29	110	1	hence	hence	ADV
ctmj-29	110	2	,	,	PUNCT
ctmj-29	110	3	the	the	DET
ctmj-29	110	4	findings	finding	NOUN
ctmj-29	110	5	and	and	CCONJ
ctmj-29	110	6	recommendations	recommendation	NOUN
ctmj-29	110	7	provided	provide	VERB
ctmj-29	110	8	by	by	ADP
ctmj-29	110	9	using	use	VERB
ctmj-29	110	10	the	the	DET
ctmj-29	110	11	studies	study	NOUN
ctmj-29	110	12	will	will	AUX
ctmj-29	110	13	assist	assist	VERB
ctmj-29	110	14	to	to	PART
ctmj-29	110	15	make	make	VERB
ctmj-29	110	16	bigger	big	ADJ
ctmj-29	110	17	the	the	DET
ctmj-29	110	18	pleasure	pleasure	NOUN
ctmj-29	110	19	stage	stage	NOUN
ctmj-29	110	20	of	of	ADP
ctmj-29	110	21	customers	customer	NOUN
ctmj-29	110	22	.	.	PUNCT
ctmj-29	111	1	as	as	ADV
ctmj-29	111	2	nicely	nicely	ADV
ctmj-29	111	3	as	as	SCONJ
ctmj-29	111	4	to	to	PART
ctmj-29	111	5	get	get	VERB
ctmj-29	111	6	better	well	ADJ
ctmj-29	111	7	the	the	DET
ctmj-29	111	8	great	great	ADJ
ctmj-29	111	9	of	of	ADP
ctmj-29	111	10	the	the	DET
ctmj-29	111	11	product	product	NOUN
ctmj-29	111	12	and	and	CCONJ
ctmj-29	111	13	services	service	NOUN
ctmj-29	111	14	supplied	supply	VERB
ctmj-29	111	15	through	through	ADP
ctmj-29	111	16	the	the	DET
ctmj-29	111	17	bankers	banker	NOUN
ctmj-29	111	18	.	.	PUNCT
ctmj-29	112	1	references	reference	NOUN
ctmj-29	112	2	1	1	NUM
ctmj-29	112	3	.	.	PUNCT
ctmj-29	112	4	m	m	PROPN
ctmj-29	112	5	choudhury	choudhury	PROPN
ctmj-29	112	6	&	&	CCONJ
ctmj-29	112	7	c	c	PROPN
ctmj-29	112	8	goswami(2019	goswami(2019	PROPN
ctmj-29	112	9	)	)	PUNCT
ctmj-29	112	10	,	,	PUNCT
ctmj-29	112	11	“	"	PUNCT
ctmj-29	112	12	msme	msme	NOUN
ctmj-29	112	13	financing	financing	NOUN
ctmj-29	112	14	gaps	gap	NOUN
ctmj-29	112	15	–	–	PUNCT
ctmj-29	112	16	review	review	NOUN
ctmj-29	112	17	of	of	ADP
ctmj-29	112	18	literature	literature	NOUN
ctmj-29	112	19	for	for	ADP
ctmj-29	112	20	the	the	DET
ctmj-29	112	21	period	period	NOUN
ctmj-29	112	22	2005	2005	NUM
ctmj-29	112	23	to2016	to2016	PROPN
ctmj-29	112	24	”	"	PUNCT
ctmj-29	112	25	,	,	PUNCT
ctmj-29	112	26	journal	journal	NOUN
ctmj-29	112	27	of	of	ADP
ctmj-29	112	28	small	small	ADJ
ctmj-29	112	29	business	business	NOUN
ctmj-29	112	30	and	and	CCONJ
ctmj-29	112	31	entrepreneurship	entrepreneurship	NOUN
ctmj-29	112	32	development	development	NOUN
ctmj-29	112	33	,	,	PUNCT
ctmj-29	112	34	vol	vol	NOUN
ctmj-29	112	35	.	.	PROPN
ctmj-29	113	1	7	7	NUM
ctmj-29	113	2	,	,	PUNCT
ctmj-29	113	3	no	no	INTJ
ctmj-29	113	4	.	.	NOUN
ctmj-29	113	5	2	2	NUM
ctmj-29	113	6	,	,	PUNCT
ctmj-29	113	7	pp	pp	ADV
ctmj-29	113	8	5060,issn	5060,issn	NUM
ctmj-29	113	9	:	:	PUNCT
ctmj-29	113	10	2333	2333	NUM
ctmj-29	113	11	-	-	SYM
ctmj-29	113	12	637	637	NUM
ctmj-29	113	13	,	,	PUNCT
ctmj-29	113	14	e	e	PROPN
ctmj-29	113	15	issn	issn	PROPN
ctmj-29	113	16	23336382	23336382	NUM
ctmj-29	113	17	.	.	PUNCT
ctmj-29	114	1	2	2	NUM
ctmj-29	114	2	.	.	X
ctmj-29	114	3	a	a	DET
ctmj-29	114	4	biswas	biswas	PROPN
ctmj-29	114	5	,	,	PUNCT
ctmj-29	114	6	dr	dr	PROPN
ctmj-29	114	7	.	.	PROPN
ctmj-29	114	8	s	s	PROPN
ctmj-29	114	9	srivastava	srivastava	PROPN
ctmj-29	114	10	&	&	CCONJ
ctmj-29	114	11	prof	prof	PROPN
ctmj-29	114	12	r	r	PROPN
ctmj-29	114	13	kumar(2018	kumar(2018	PROPN
ctmj-29	114	14	)	)	PUNCT
ctmj-29	114	15	,	,	PUNCT
ctmj-29	114	16	“	"	PUNCT
ctmj-29	114	17	a	a	DET
ctmj-29	114	18	study	study	NOUN
ctmj-29	114	19	of	of	ADP
ctmj-29	114	20	the	the	DET
ctmj-29	114	21	factors	factor	NOUN
ctmj-29	114	22	influencing	influence	VERB
ctmj-29	114	23	the	the	DET
ctmj-29	114	24	financegap	financegap	NOUN
ctmj-29	114	25	for	for	ADP
ctmj-29	114	26	the	the	DET
ctmj-29	114	27	msme	msme	NOUN
ctmj-29	114	28	sector	sector	NOUN
ctmj-29	114	29	”	"	PUNCT
ctmj-29	114	30	,	,	PUNCT
ctmj-29	114	31	international	international	ADJ
ctmj-29	114	32	journal	journal	NOUN
ctmj-29	114	33	of	of	ADP
ctmj-29	114	34	management	management	NOUN
ctmj-29	114	35	studies	study	NOUN
ctmj-29	114	36	issn	issn	PROPN
ctmj-29	114	37	print	print	PROPN
ctmj-29	114	38	22490302	22490302	NUM
ctmj-29	114	39	issn	issn	PROPN
ctmj-29	114	40	,	,	PUNCT
ctmj-29	114	41	online	online	ADJ
ctmj-29	114	42	2231	2231	NUM
ctmj-29	114	43	-	-	SYM
ctmj-29	114	44	2528	2528	NUM
ctmj-29	114	45	.	.	PUNCT
ctmj-29	115	1	3	3	X
ctmj-29	115	2	.	.	X
ctmj-29	115	3	siddiqui	siddiqui	NOUN
ctmj-29	115	4	,	,	PUNCT
ctmj-29	115	5	s.	s.	PROPN
ctmj-29	115	6	,	,	PUNCT
ctmj-29	115	7	malik	malik	PROPN
ctmj-29	115	8	,	,	PUNCT
ctmj-29	115	9	k.	k.	PROPN
ctmj-29	115	10	s.	s.	PROPN
ctmj-29	115	11	,	,	PUNCT
ctmj-29	115	12	&	&	CCONJ
ctmj-29	115	13	shah	shah	PROPN
ctmj-29	115	14	,	,	PUNCT
ctmj-29	115	15	s.	s.	PROPN
ctmj-29	115	16	z.	z.	PROPN
ctmj-29	115	17	a.	a.	PROPN
ctmj-29	115	18	(	(	PUNCT
ctmj-29	115	19	2018	2018	NUM
ctmj-29	115	20	)	)	PUNCT
ctmj-29	115	21	.	.	PUNCT
ctmj-29	116	1	impact	impact	NOUN
ctmj-29	116	2	of	of	ADP
ctmj-29	116	3	interest	interest	NOUN
ctmj-29	116	4	rate	rate	NOUN
ctmj-29	116	5	volatility	volatility	NOUN
ctmj-29	116	6	on	on	ADP
ctmj-29	116	7	non	non	ADJ
ctmj-29	116	8	performing	perform	VERB
ctmj-29	116	9	loans	loan	NOUN
ctmj-29	116	10	in	in	ADP
ctmj-29	116	11	pakistan	pakistan	PROPN
ctmj-29	116	12	.	.	PUNCT
ctmj-29	117	1	international	international	ADJ
ctmj-29	117	2	research	research	PROPN
ctmj-29	117	3	journal	journal	NOUN
ctmj-29	117	4	of	of	ADP
ctmj-29	117	5	finance	finance	NOUN
ctmj-29	117	6	and	and	CCONJ
ctmj-29	117	7	economics	economic	NOUN
ctmj-29	117	8	,	,	PUNCT
ctmj-29	117	9	84	84	NUM
ctmj-29	117	10	.	.	PUNCT
ctmj-29	118	1	4	4	NUM
ctmj-29	118	2	.	.	X
ctmj-29	118	3	ayyagari	ayyagari	PROPN
ctmj-29	118	4	,	,	PUNCT
ctmj-29	118	5	m.	m.	NOUN
ctmj-29	118	6	,	,	PUNCT
ctmj-29	118	7	demirguc	demirguc	PROPN
ctmj-29	118	8	-	-	PUNCT
ctmj-29	118	9	kunt	kunt	PROPN
ctmj-29	118	10	,	,	PUNCT
ctmj-29	118	11	a.	a.	PROPN
ctmj-29	118	12	,	,	PUNCT
ctmj-29	118	13	&	&	CCONJ
ctmj-29	118	14	maksimovic	maksimovic	ADJ
ctmj-29	118	15	,	,	PUNCT
ctmj-29	118	16	v.	v.	PROPN
ctmj-29	118	17	(	(	PUNCT
ctmj-29	118	18	2014	2014	NUM
ctmj-29	118	19	)	)	PUNCT
ctmj-29	118	20	.	.	PUNCT
ctmj-29	119	1	who	who	PRON
ctmj-29	119	2	creates	create	VERB
ctmj-29	119	3	jobs	job	NOUN
ctmj-29	119	4	in	in	ADP
ctmj-29	119	5	developingcountries	developingcountrie	NOUN
ctmj-29	119	6	?	?	PUNCT
ctmj-29	120	1	small	small	ADJ
ctmj-29	120	2	business	business	NOUN
ctmj-29	120	3	economics	economic	NOUN
ctmj-29	120	4	,	,	PUNCT
ctmj-29	120	5	43(1	43(1	NOUN
ctmj-29	120	6	)	)	PUNCT
ctmj-29	120	7	,	,	PUNCT
ctmj-29	120	8	75	75	NUM
ctmj-29	120	9	-	-	SYM
ctmj-29	120	10	99	99	NUM
ctmj-29	120	11	.	.	PUNCT
ctmj-29	121	1	5	5	NUM
ctmj-29	121	2	.	.	X
ctmj-29	121	3	quartey	quartey	PROPN
ctmj-29	121	4	,	,	PUNCT
ctmj-29	121	5	p.	p.	NOUN
ctmj-29	121	6	,	,	PUNCT
ctmj-29	121	7	turkson	turkson	PROPN
ctmj-29	121	8	,	,	PUNCT
ctmj-29	121	9	e.	e.	PROPN
ctmj-29	121	10	,	,	PUNCT
ctmj-29	121	11	abor	abor	PROPN
ctmj-29	121	12	,	,	PUNCT
ctmj-29	121	13	j.	j.	PROPN
ctmj-29	121	14	y.	y.	PROPN
ctmj-29	121	15	,	,	PUNCT
ctmj-29	121	16	&	&	CCONJ
ctmj-29	121	17	iddrisu	iddrisu	NOUN
ctmj-29	121	18	,	,	PUNCT
ctmj-29	121	19	a.	a.	NOUN
ctmj-29	121	20	m.	m.	NOUN
ctmj-29	121	21	(	(	PUNCT
ctmj-29	121	22	2017	2017	NUM
ctmj-29	121	23	)	)	PUNCT
ctmj-29	121	24	.	.	PUNCT
ctmj-29	122	1	financing	finance	VERB
ctmj-29	122	2	the	the	DET
ctmj-29	122	3	growth	growth	NOUN
ctmj-29	122	4	of	of	ADP
ctmj-29	122	5	smes	sme	NOUN
ctmj-29	122	6	in	in	ADP
ctmj-29	122	7	africa	africa	PROPN
ctmj-29	122	8	:	:	PUNCT
ctmj-29	122	9	what	what	PRON
ctmj-29	122	10	are	be	AUX
ctmj-29	122	11	the	the	DET
ctmj-29	122	12	constraints	constraint	NOUN
ctmj-29	122	13	to	to	ADP
ctmj-29	122	14	sme	sme	NOUN
ctmj-29	122	15	financing	financing	NOUN
ctmj-29	122	16	within	within	ADP
ctmj-29	122	17	ecowas	ecowas	PROPN
ctmj-29	122	18	?	?	PUNCT
ctmj-29	123	1	review	review	NOUN
ctmj-29	123	2	of	of	ADP
ctmj-29	123	3	development	development	NOUN
ctmj-29	123	4	finance	finance	NOUN
ctmj-29	123	5	,	,	PUNCT
ctmj-29	123	6	7(1	7(1	NUM
ctmj-29	123	7	)	)	PUNCT
ctmj-29	123	8	,	,	PUNCT
ctmj-29	123	9	18	18	NUM
ctmj-29	123	10	-	-	SYM
ctmj-29	123	11	28	28	NUM
ctmj-29	123	12	.	.	PUNCT
ctmj-29	124	1	6	6	NUM
ctmj-29	124	2	.	.	X
ctmj-29	124	3	sen	sen	PROPN
ctmj-29	124	4	,	,	PUNCT
ctmj-29	124	5	k.	k.	PROPN
ctmj-29	124	6	,	,	PUNCT
ctmj-29	124	7	&	&	CCONJ
ctmj-29	124	8	salim	salim	PROPN
ctmj-29	124	9	,	,	PUNCT
ctmj-29	124	10	s.	s.	PROPN
ctmj-29	124	11	(	(	PUNCT
ctmj-29	124	12	2016	2016	NUM
ctmj-29	124	13	)	)	PUNCT
ctmj-29	124	14	.	.	PUNCT
ctmj-29	125	1	micro	micro	PROPN
ctmj-29	125	2	,	,	PUNCT
ctmj-29	125	3	small	small	ADJ
ctmj-29	125	4	and	and	CCONJ
ctmj-29	125	5	medium	medium	ADJ
ctmj-29	125	6	enterprises	enterprise	NOUN
ctmj-29	125	7	in	in	ADP
ctmj-29	125	8	west	west	PROPN
ctmj-29	125	9	bengal	bengal	PROPN
ctmj-29	125	10	-	-	PUNCT
ctmj-29	125	11	an	an	DET
ctmj-29	125	12	inter	inter	ADJ
ctmj-29	125	13	-	-	ADJ
ctmj-29	125	14	district	district	ADJ
ctmj-29	125	15	analysis	analysis	NOUN
ctmj-29	125	16	.	.	PUNCT
ctmj-29	126	1	international	international	ADJ
ctmj-29	126	2	journal	journal	PROPN
ctmj-29	126	3	of	of	ADP
ctmj-29	126	4	science	science	NOUN
ctmj-29	126	5	and	and	CCONJ
ctmj-29	126	6	research	research	NOUN
ctmj-29	126	7	(	(	PUNCT
ctmj-29	126	8	ijsr	ijsr	PROPN
ctmj-29	126	9	)	)	PUNCT
ctmj-29	126	10	,	,	PUNCT
ctmj-29	126	11	5(2	5(2	NUM
ctmj-29	126	12	)	)	PUNCT
ctmj-29	126	13	,	,	PUNCT
ctmj-29	126	14	225	225	NUM
ctmj-29	126	15	230	230	NUM
ctmj-29	126	16	.	.	PUNCT
ctmj-29	127	1	7	7	NUM
ctmj-29	127	2	.	.	X
ctmj-29	127	3	joshi	joshi	PROPN
ctmj-29	127	4	,	,	PUNCT
ctmj-29	127	5	d.p	d.p	PROPN
ctmj-29	127	6	.	.	PUNCT
ctmj-29	127	7	(	(	PUNCT
ctmj-29	127	8	2011	2011	NUM
ctmj-29	127	9	)	)	PUNCT
ctmj-29	127	10	,	,	PUNCT
ctmj-29	127	11	financial	financial	ADJ
ctmj-29	127	12	inclusion	inclusion	NOUN
ctmj-29	127	13	&	&	CCONJ
ctmj-29	127	14	financial	financial	ADJ
ctmj-29	127	15	literacy	literacy	NOUN
ctmj-29	127	16	,	,	PUNCT
ctmj-29	127	17	bi	bi	NOUN
ctmj-29	127	18	oecd	oecd	PROPN
ctmj-29	127	19	seminarroundtableon	seminarroundtableon	PROPN
ctmj-29	127	20	the	the	DET
ctmj-29	127	21	updates	update	NOUN
ctmj-29	127	22	on	on	ADP
ctmj-29	127	23	financial	financial	ADJ
ctmj-29	127	24	education	education	NOUN
ctmj-29	127	25	on	on	ADP
ctmj-29	127	26	financial	financial	ADJ
ctmj-29	127	27	education	education	NOUN
ctmj-29	127	28	and	and	CCONJ
ctmj-29	127	29	inclusion	inclusion	NOUN
ctmj-29	127	30	programsin	programsin	PROPN
ctmj-29	127	31	india	india	PROPN
ctmj-29	127	32	.	.	PROPN
ctmj-29	127	33	8	8	NUM
ctmj-29	127	34	.	.	PUNCT
ctmj-29	128	1	arun	arun	PROPN
ctmj-29	128	2	,	,	PUNCT
ctmj-29	128	3	t.	t.	PROPN
ctmj-29	128	4	,	,	PUNCT
ctmj-29	128	5	&	&	CCONJ
ctmj-29	128	6	kamath	kamath	PROPN
ctmj-29	128	7	,	,	PUNCT
ctmj-29	128	8	r.	r.	PROPN
ctmj-29	128	9	(	(	PUNCT
ctmj-29	128	10	2015	2015	NUM
ctmj-29	128	11	)	)	PUNCT
ctmj-29	128	12	.	.	PUNCT
ctmj-29	129	1	financial	financial	ADJ
ctmj-29	129	2	inclusion	inclusion	NOUN
ctmj-29	129	3	:	:	PUNCT
ctmj-29	129	4	policies	policy	NOUN
ctmj-29	129	5	and	and	CCONJ
ctmj-29	129	6	practices	practice	NOUN
ctmj-29	129	7	.	.	PUNCT
ctmj-29	130	1	iimb	iimb	PROPN
ctmj-29	130	2	management	management	PROPN
ctmj-29	130	3	review	review	PROPN
ctmj-29	130	4	,	,	PUNCT
ctmj-29	130	5	27(4	27(4	PROPN
ctmj-29	130	6	)	)	PUNCT
ctmj-29	130	7	,	,	PUNCT
ctmj-29	130	8	267	267	NUM
ctmj-29	130	9	-	-	SYM
ctmj-29	130	10	287	287	NUM
ctmj-29	130	11	.	.	PUNCT
ctmj-29	131	1	9	9	NUM
ctmj-29	131	2	.	.	NUM
ctmj-29	131	3	noorinasab	noorinasab	PROPN
ctmj-29	131	4	,	,	PUNCT
ctmj-29	131	5	a.	a.	NOUN
ctmj-29	131	6	,	,	PUNCT
ctmj-29	131	7	seifabad	seifabad	PROPN
ctmj-29	131	8	,	,	PUNCT
ctmj-29	131	9	h.	h.	PROPN
ctmj-29	131	10	s.	s.	PROPN
ctmj-29	131	11	,	,	PUNCT
ctmj-29	131	12	&	&	CCONJ
ctmj-29	131	13	zarei	zarei	ADV
ctmj-29	131	14	,	,	PUNCT
ctmj-29	131	15	a.	a.	NOUN
ctmj-29	131	16	(	(	PUNCT
ctmj-29	131	17	2016	2016	NUM
ctmj-29	131	18	)	)	PUNCT
ctmj-29	131	19	.	.	PUNCT
ctmj-29	132	1	problems	problem	NOUN
ctmj-29	132	2	faced	face	VERB
ctmj-29	132	3	by	by	ADP
ctmj-29	132	4	entrepreneurs	entrepreneur	NOUN
ctmj-29	132	5	tostart	tostart	PROPN
ctmj-29	132	6	-	-	PUNCT
ctmj-29	132	7	up	up	ADP
ctmj-29	132	8	msmes	msme	NOUN
ctmj-29	132	9	-	-	PUNCT
ctmj-29	132	10	a	a	DET
ctmj-29	132	11	case	case	NOUN
ctmj-29	132	12	study	study	NOUN
ctmj-29	132	13	of	of	ADP
ctmj-29	132	14	visakhapatnam	visakhapatnam	PROPN
ctmj-29	132	15	city	city	PROPN
ctmj-29	132	16	.	.	PUNCT
ctmj-29	133	1	international	international	ADJ
ctmj-29	133	2	journal	journal	PROPN
ctmj-29	133	3	of	of	ADP
ctmj-29	133	4	research	research	NOUN
ctmj-29	133	5	in	in	ADP
ctmj-29	133	6	management	management	NOUN
ctmj-29	133	7	,	,	PUNCT
ctmj-29	133	8	economics	economic	NOUN
ctmj-29	133	9	and	and	CCONJ
ctmj-29	133	10	commerce	commerce	PROPN
ctmj-29	133	11	,	,	PUNCT
ctmj-29	133	12	6	6	NUM
ctmj-29	133	13	(	(	PUNCT
ctmj-29	133	14	6	6	NUM
ctmj-29	133	15	)	)	PUNCT
ctmj-29	133	16	.	.	PUNCT