id	sid	tid	token	lemma	pos
crda-491	1	1	christian	christian	ADJ
crda-491	1	2	relief	relief	NOUN
crda-491	1	3	,	,	PUNCT
crda-491	1	4	development	development	NOUN
crda-491	1	5	,	,	PUNCT
crda-491	1	6	and	and	CCONJ
crda-491	1	7	advocacy	advocacy	NOUN
crda-491	1	8	3(1	3(1	NUM
crda-491	1	9	)	)	PUNCT
crda-491	1	10	,	,	PUNCT
crda-491	1	11	summer	summer	NOUN
crda-491	1	12	2021	2021	NUM
crda-491	1	13	purvis	purvis	X
crda-491	1	14	,	,	PUNCT
crda-491	1	15	do	do	AUX
crda-491	1	16	savings	savings	NOUN
crda-491	1	17	groups	group	NOUN
crda-491	1	18	work	work	VERB
crda-491	1	19	?	?	PUNCT
crda-491	2	1	six	six	NUM
crda-491	2	2	years	year	NOUN
crda-491	2	3	of	of	ADP
crda-491	2	4	evidence	evidence	NOUN
crda-491	2	5	from	from	ADP
crda-491	2	6	the	the	DET
crda-491	2	7	drc	drc	PROPN
crda-491	2	8	1	1	NUM
crda-491	2	9	do	do	AUX
crda-491	2	10	savings	saving	NOUN
crda-491	2	11	groups	group	NOUN
crda-491	2	12	work	work	VERB
crda-491	2	13	?	?	PUNCT
crda-491	3	1	six	six	NUM
crda-491	3	2	years	year	NOUN
crda-491	3	3	of	of	ADP
crda-491	3	4	evidence	evidence	NOUN
crda-491	3	5	from	from	ADP
crda-491	3	6	the	the	DET
crda-491	3	7	drc	drc	PROPN
crda-491	3	8	courtney	courtney	PROPN
crda-491	3	9	purvis	purvis	PROPN
crda-491	3	10	using	use	VERB
crda-491	3	11	a	a	DET
crda-491	3	12	unique	unique	ADJ
crda-491	3	13	model	model	NOUN
crda-491	3	14	for	for	ADP
crda-491	3	15	community	community	NOUN
crda-491	3	16	development	development	NOUN
crda-491	3	17	called	call	VERB
crda-491	3	18	the	the	DET
crda-491	3	19	church	church	NOUN
crda-491	3	20	empowerment	empowerment	NOUN
crda-491	3	21	zone	zone	NOUN
crda-491	3	22	,	,	PUNCT
crda-491	3	23	world	world	NOUN
crda-491	3	24	relief	relief	NOUN
crda-491	3	25	partners	partner	NOUN
crda-491	3	26	with	with	ADP
crda-491	3	27	the	the	DET
crda-491	3	28	local	local	ADJ
crda-491	3	29	church	church	NOUN
crda-491	3	30	in	in	ADP
crda-491	3	31	the	the	DET
crda-491	3	32	democratic	democratic	PROPN
crda-491	3	33	republic	republic	NOUN
crda-491	3	34	of	of	ADP
crda-491	3	35	the	the	DET
crda-491	3	36	congo	congo	NOUN
crda-491	3	37	to	to	PART
crda-491	3	38	implement	implement	VERB
crda-491	3	39	a	a	DET
crda-491	3	40	high	high	ADJ
crda-491	3	41	impact	impact	NOUN
crda-491	3	42	,	,	PUNCT
crda-491	3	43	sustainable	sustainable	ADJ
crda-491	3	44	economic	economic	ADJ
crda-491	3	45	development	development	NOUN
crda-491	3	46	program	program	NOUN
crda-491	3	47	called	call	VERB
crda-491	3	48	savings	saving	NOUN
crda-491	3	49	for	for	ADP
crda-491	3	50	life	life	NOUN
crda-491	3	51	.	.	PUNCT
crda-491	4	1	an	an	DET
crda-491	4	2	innovative	innovative	ADJ
crda-491	4	3	longitudinal	longitudinal	ADJ
crda-491	4	4	data	datum	NOUN
crda-491	4	5	collection	collection	NOUN
crda-491	4	6	tool	tool	NOUN
crda-491	4	7	brings	bring	VERB
crda-491	4	8	data	datum	NOUN
crda-491	4	9	from	from	ADP
crda-491	4	10	six	six	NUM
crda-491	4	11	years	year	NOUN
crda-491	4	12	of	of	ADP
crda-491	4	13	program	program	NOUN
crda-491	4	14	implementation	implementation	NOUN
crda-491	4	15	and	and	CCONJ
crda-491	4	16	reveals	reveal	VERB
crda-491	4	17	continued	continue	VERB
crda-491	4	18	positive	positive	ADJ
crda-491	4	19	financial	financial	ADJ
crda-491	4	20	growth	growth	NOUN
crda-491	4	21	for	for	ADP
crda-491	4	22	beneficiaries	beneficiary	NOUN
crda-491	4	23	,	,	PUNCT
crda-491	4	24	even	even	ADV
crda-491	4	25	after	after	SCONJ
crda-491	4	26	program	program	NOUN
crda-491	4	27	staff	staff	NOUN
crda-491	4	28	left	leave	VERB
crda-491	4	29	the	the	DET
crda-491	4	30	area	area	NOUN
crda-491	4	31	.	.	PUNCT
crda-491	5	1	world	world	NOUN
crda-491	5	2	relief	relief	NOUN
crda-491	5	3	collected	collect	VERB
crda-491	5	4	673	673	NUM
crda-491	5	5	datasets	dataset	NOUN
crda-491	5	6	from	from	ADP
crda-491	5	7	196	196	NUM
crda-491	5	8	savings	saving	NOUN
crda-491	5	9	groups	group	NOUN
crda-491	5	10	to	to	PART
crda-491	5	11	learn	learn	VERB
crda-491	5	12	how	how	SCONJ
crda-491	5	13	savings	saving	NOUN
crda-491	5	14	groups	group	NOUN
crda-491	5	15	evolve	evolve	VERB
crda-491	5	16	and	and	CCONJ
crda-491	5	17	grow	grow	VERB
crda-491	5	18	over	over	ADP
crda-491	5	19	time	time	NOUN
crda-491	5	20	;	;	PUNCT
crda-491	5	21	members	member	NOUN
crda-491	5	22	average	average	VERB
crda-491	5	23	over	over	ADP
crda-491	5	24	350	350	NUM
crda-491	5	25	%	%	NOUN
crda-491	5	26	increase	increase	NOUN
crda-491	5	27	in	in	ADP
crda-491	5	28	savings	saving	NOUN
crda-491	5	29	after	after	ADP
crda-491	5	30	six	six	NUM
crda-491	5	31	years	year	NOUN
crda-491	5	32	while	while	SCONJ
crda-491	5	33	group	group	NOUN
crda-491	5	34	sizes	size	NOUN
crda-491	5	35	remain	remain	VERB
crda-491	5	36	at	at	ADP
crda-491	5	37	maximum	maximum	ADJ
crda-491	5	38	membership	membership	NOUN
crda-491	5	39	.	.	PUNCT
crda-491	6	1	the	the	DET
crda-491	6	2	data	datum	NOUN
crda-491	6	3	also	also	ADV
crda-491	6	4	reveal	reveal	VERB
crda-491	6	5	the	the	DET
crda-491	6	6	program	program	NOUN
crda-491	6	7	’s	’s	PART
crda-491	6	8	positive	positive	ADJ
crda-491	6	9	outcomes	outcome	NOUN
crda-491	6	10	on	on	ADP
crda-491	6	11	future	future	ADJ
crda-491	6	12	savings	saving	NOUN
crda-491	6	13	groups	group	NOUN
crda-491	6	14	:	:	PUNCT
crda-491	6	15	later	later	ADV
crda-491	6	16	-	-	PUNCT
crda-491	6	17	joining	join	VERB
crda-491	6	18	members	member	NOUN
crda-491	6	19	saved	save	VERB
crda-491	6	20	nearly	nearly	ADV
crda-491	6	21	three	three	NUM
crda-491	6	22	times	time	NOUN
crda-491	6	23	as	as	ADV
crda-491	6	24	much	much	ADJ
crda-491	6	25	in	in	ADP
crda-491	6	26	their	their	PRON
crda-491	6	27	first	first	ADJ
crda-491	6	28	year	year	NOUN
crda-491	6	29	as	as	SCONJ
crda-491	6	30	early	early	ADJ
crda-491	6	31	savings	saving	NOUN
crda-491	6	32	groups	group	NOUN
crda-491	6	33	had	have	VERB
crda-491	6	34	in	in	ADP
crda-491	6	35	their	their	PRON
crda-491	6	36	first	first	ADJ
crda-491	6	37	year	year	NOUN
crda-491	6	38	.	.	PUNCT
crda-491	7	1	overview	overview	NOUN
crda-491	7	2	world	world	NOUN
crda-491	7	3	relief	relief	NOUN
crda-491	7	4	,	,	PUNCT
crda-491	7	5	a	a	DET
crda-491	7	6	christian	christian	ADJ
crda-491	7	7	relief	relief	NOUN
crda-491	7	8	and	and	CCONJ
crda-491	7	9	development	development	NOUN
crda-491	7	10	organization	organization	NOUN
crda-491	7	11	operating	operate	VERB
crda-491	7	12	in	in	ADP
crda-491	7	13	nine	nine	NUM
crda-491	7	14	countries	country	NOUN
crda-491	7	15	internationally	internationally	ADV
crda-491	7	16	,	,	PUNCT
crda-491	7	17	uses	use	VERB
crda-491	7	18	a	a	DET
crda-491	7	19	unique	unique	ADJ
crda-491	7	20	implementation	implementation	NOUN
crda-491	7	21	model	model	NOUN
crda-491	7	22	,	,	PUNCT
crda-491	7	23	called	call	VERB
crda-491	7	24	the	the	DET
crda-491	7	25	church	church	NOUN
crda-491	7	26	empowerment	empowerment	NOUN
crda-491	7	27	zone	zone	NOUN
crda-491	7	28	,	,	PUNCT
crda-491	7	29	to	to	PART
crda-491	7	30	create	create	VERB
crda-491	7	31	sustainable	sustainable	ADJ
crda-491	7	32	programing	programing	NOUN
crda-491	7	33	that	that	PRON
crda-491	7	34	grows	grow	VERB
crda-491	7	35	in	in	ADP
crda-491	7	36	positive	positive	ADJ
crda-491	7	37	outcomes	outcome	NOUN
crda-491	7	38	over	over	ADP
crda-491	7	39	time	time	NOUN
crda-491	7	40	.	.	PUNCT
crda-491	8	1	one	one	NUM
crda-491	8	2	such	such	ADJ
crda-491	8	3	program	program	NOUN
crda-491	8	4	,	,	PUNCT
crda-491	8	5	dedicated	dedicate	VERB
crda-491	8	6	to	to	ADP
crda-491	8	7	promoting	promote	VERB
crda-491	8	8	village	village	NOUN
crda-491	8	9	saving	saving	NOUN
crda-491	8	10	and	and	CCONJ
crda-491	8	11	enterprise	enterprise	NOUN
crda-491	8	12	,	,	PUNCT
crda-491	8	13	is	be	AUX
crda-491	8	14	called	call	VERB
crda-491	8	15	savings	saving	NOUN
crda-491	8	16	for	for	ADP
crda-491	8	17	life	life	NOUN
crda-491	8	18	(	(	PUNCT
crda-491	8	19	sfl	sfl	PROPN
crda-491	8	20	)	)	PUNCT
crda-491	8	21	.	.	PUNCT
crda-491	9	1	using	use	VERB
crda-491	9	2	the	the	DET
crda-491	9	3	savings	saving	NOUN
crda-491	9	4	for	for	ADP
crda-491	9	5	life	life	NOUN
crda-491	9	6	methodology	methodology	NOUN
crda-491	9	7	,	,	PUNCT
crda-491	9	8	world	world	NOUN
crda-491	9	9	relief	relief	NOUN
crda-491	9	10	has	have	AUX
crda-491	9	11	trained	train	VERB
crda-491	9	12	over	over	ADP
crda-491	9	13	400,000	400,000	NUM
crda-491	9	14	members	member	NOUN
crda-491	9	15	in	in	ADP
crda-491	9	16	eleven	eleven	NUM
crda-491	9	17	different	different	ADJ
crda-491	9	18	countries	country	NOUN
crda-491	9	19	to	to	PART
crda-491	9	20	save	save	VERB
crda-491	9	21	together	together	ADV
crda-491	9	22	,	,	PUNCT
crda-491	9	23	and	and	CCONJ
crda-491	9	24	to	to	PART
crda-491	9	25	give	give	VERB
crda-491	9	26	and	and	CCONJ
crda-491	9	27	repay	repay	VERB
crda-491	9	28	loans	loan	NOUN
crda-491	9	29	from	from	ADP
crda-491	9	30	group	group	NOUN
crda-491	9	31	savings	saving	NOUN
crda-491	9	32	.	.	PUNCT
crda-491	10	1	for	for	ADP
crda-491	10	2	purposes	purpose	NOUN
crda-491	10	3	of	of	ADP
crda-491	10	4	monitoring	monitoring	NOUN
crda-491	10	5	and	and	CCONJ
crda-491	10	6	assessment	assessment	NOUN
crda-491	10	7	,	,	PUNCT
crda-491	10	8	world	world	NOUN
crda-491	10	9	relief	relief	NOUN
crda-491	10	10	utilizes	utilize	VERB
crda-491	10	11	a	a	DET
crda-491	10	12	technological	technological	ADJ
crda-491	10	13	longitudinal	longitudinal	ADJ
crda-491	10	14	data	datum	NOUN
crda-491	10	15	collection	collection	NOUN
crda-491	10	16	system	system	NOUN
crda-491	10	17	called	call	VERB
crda-491	10	18	text	text	NOUN
crda-491	10	19	-	-	PUNCT
crda-491	10	20	it	it	PRON
crda-491	10	21	alongside	alongside	ADP
crda-491	10	22	the	the	DET
crda-491	10	23	sfl	sfl	PROPN
crda-491	10	24	program	program	NOUN
crda-491	10	25	in	in	ADP
crda-491	10	26	the	the	DET
crda-491	10	27	democratic	democratic	ADJ
crda-491	10	28	republic	republic	NOUN
crda-491	10	29	of	of	ADP
crda-491	10	30	the	the	DET
crda-491	10	31	congo	congo	NOUN
crda-491	10	32	.	.	PUNCT
crda-491	11	1	analysis	analysis	NOUN
crda-491	11	2	of	of	ADP
crda-491	11	3	text	text	NOUN
crda-491	11	4	-	-	PUNCT
crda-491	11	5	it	it	PRON
crda-491	11	6	data	datum	NOUN
crda-491	11	7	reveals	reveal	VERB
crda-491	11	8	insights	insight	NOUN
crda-491	11	9	on	on	ADP
crda-491	11	10	the	the	DET
crda-491	11	11	economic	economic	ADJ
crda-491	11	12	outcomes	outcome	NOUN
crda-491	11	13	of	of	ADP
crda-491	11	14	the	the	DET
crda-491	11	15	sfl	sfl	PROPN
crda-491	11	16	program	program	NOUN
crda-491	11	17	in	in	ADP
crda-491	11	18	the	the	DET
crda-491	11	19	lives	life	NOUN
crda-491	11	20	of	of	ADP
crda-491	11	21	savings	saving	NOUN
crda-491	11	22	group	group	NOUN
crda-491	11	23	members	member	NOUN
crda-491	11	24	.	.	PUNCT
crda-491	12	1	key	key	ADJ
crda-491	12	2	findings	finding	NOUN
crda-491	12	3	are	be	AUX
crda-491	12	4	:	:	PUNCT
crda-491	12	5	1	1	X
crda-491	12	6	.	.	X
crda-491	13	1	there	there	PRON
crda-491	13	2	is	be	VERB
crda-491	13	3	high	high	ADJ
crda-491	13	4	demand	demand	NOUN
crda-491	13	5	for	for	ADP
crda-491	13	6	sfl	sfl	PROPN
crda-491	13	7	,	,	PUNCT
crda-491	13	8	evidenced	evidence	VERB
crda-491	13	9	by	by	ADP
crda-491	13	10	nearly	nearly	ADV
crda-491	13	11	100	100	NUM
crda-491	13	12	%	%	NOUN
crda-491	13	13	of	of	ADP
crda-491	13	14	groups	group	NOUN
crda-491	13	15	maintaining	maintain	VERB
crda-491	13	16	maximum	maximum	ADJ
crda-491	13	17	membership	membership	NOUN
crda-491	13	18	.	.	PUNCT
crda-491	14	1	2	2	X
crda-491	14	2	.	.	X
crda-491	14	3	members	member	NOUN
crda-491	14	4	’	'	PUNCT
crda-491	14	5	savings	saving	NOUN
crda-491	14	6	increase	increase	NOUN
crda-491	14	7	over	over	ADP
crda-491	14	8	time	time	NOUN
crda-491	14	9	;	;	PUNCT
crda-491	14	10	the	the	DET
crda-491	14	11	most	most	ADV
crda-491	14	12	mature	mature	ADJ
crda-491	14	13	groups	group	NOUN
crda-491	14	14	’	'	PUNCT
crda-491	14	15	savings	saving	NOUN
crda-491	14	16	increased	increase	VERB
crda-491	14	17	more	more	ADJ
crda-491	14	18	than	than	ADP
crda-491	14	19	350	350	NUM
crda-491	14	20	%	%	NOUN
crda-491	14	21	over	over	ADP
crda-491	14	22	six	six	NUM
crda-491	14	23	years	year	NOUN
crda-491	14	24	.	.	PUNCT
crda-491	15	1	3	3	X
crda-491	15	2	.	.	X
crda-491	15	3	newer	new	ADJ
crda-491	15	4	savings	saving	NOUN
crda-491	15	5	groups	group	NOUN
crda-491	15	6	increase	increase	VERB
crda-491	15	7	the	the	DET
crda-491	15	8	share	share	NOUN
crda-491	15	9	value	value	NOUN
crda-491	15	10	,	,	PUNCT
crda-491	15	11	the	the	DET
crda-491	15	12	unit	unit	NOUN
crda-491	15	13	of	of	ADP
crda-491	15	14	weekly	weekly	ADJ
crda-491	15	15	savings	saving	NOUN
crda-491	15	16	,	,	PUNCT
crda-491	15	17	over	over	ADP
crda-491	15	18	80	80	NUM
crda-491	15	19	%	%	NOUN
crda-491	15	20	more	more	ADJ
crda-491	15	21	than	than	ADP
crda-491	15	22	what	what	PRON
crda-491	15	23	older	old	ADJ
crda-491	15	24	savings	saving	NOUN
crda-491	15	25	groups	group	NOUN
crda-491	15	26	used	use	VERB
crda-491	15	27	in	in	ADP
crda-491	15	28	previous	previous	ADJ
crda-491	15	29	years	year	NOUN
crda-491	15	30	during	during	ADP
crda-491	15	31	the	the	DET
crda-491	15	32	same	same	ADJ
crda-491	15	33	cycle	cycle	NOUN
crda-491	15	34	.	.	PUNCT
crda-491	16	1	4	4	X
crda-491	16	2	.	.	X
crda-491	16	3	the	the	DET
crda-491	16	4	covid-19	covid-19	PROPN
crda-491	16	5	pandemic	pandemic	NOUN
crda-491	16	6	has	have	AUX
crda-491	16	7	had	have	VERB
crda-491	16	8	a	a	DET
crda-491	16	9	limited	limited	ADJ
crda-491	16	10	negative	negative	ADJ
crda-491	16	11	impact	impact	NOUN
crda-491	16	12	on	on	ADP
crda-491	16	13	sfl	sfl	PROPN
crda-491	16	14	members	member	NOUN
crda-491	16	15	’	'	PUNCT
crda-491	16	16	ability	ability	NOUN
crda-491	16	17	to	to	PART
crda-491	16	18	save	save	VERB
crda-491	16	19	.	.	PUNCT
crda-491	17	1	70	70	NUM
crda-491	17	2	%	%	NOUN
crda-491	17	3	of	of	ADP
crda-491	17	4	savings	saving	NOUN
crda-491	17	5	groups	group	NOUN
crda-491	17	6	that	that	PRON
crda-491	17	7	shared	share	VERB
crda-491	17	8	out	out	ADP
crda-491	17	9	after	after	ADP
crda-491	17	10	saving	save	VERB
crda-491	17	11	during	during	ADP
crda-491	17	12	the	the	DET
crda-491	17	13	pandemic	pandemic	ADJ
crda-491	17	14	distributed	distribute	VERB
crda-491	17	15	more	more	ADV
crda-491	17	16	per	per	ADP
crda-491	17	17	member	member	NOUN
crda-491	17	18	than	than	ADP
crda-491	17	19	before	before	ADP
crda-491	17	20	covid-19	covid-19	PROPN
crda-491	17	21	.	.	PROPN
crda-491	17	22	5	5	NUM
crda-491	17	23	.	.	X
crda-491	17	24	there	there	PRON
crda-491	17	25	is	be	VERB
crda-491	17	26	over	over	ADP
crda-491	17	27	a	a	DET
crda-491	17	28	2600	2600	NUM
crda-491	17	29	%	%	NOUN
crda-491	17	30	return	return	NOUN
crda-491	17	31	on	on	ADP
crda-491	17	32	donors	donor	NOUN
crda-491	17	33	’	’	PART
crda-491	17	34	investment	investment	NOUN
crda-491	17	35	after	after	ADP
crda-491	17	36	eight	eight	NUM
crda-491	17	37	savings	saving	NOUN
crda-491	17	38	group	group	NOUN
crda-491	17	39	cycles	cycle	NOUN
crda-491	17	40	.	.	PUNCT
crda-491	18	1	the	the	DET
crda-491	18	2	paper	paper	NOUN
crda-491	18	3	begins	begin	VERB
crda-491	18	4	by	by	ADP
crda-491	18	5	providing	provide	VERB
crda-491	18	6	the	the	DET
crda-491	18	7	context	context	NOUN
crda-491	18	8	for	for	ADP
crda-491	18	9	how	how	SCONJ
crda-491	18	10	world	world	NOUN
crda-491	18	11	relief	relief	NOUN
crda-491	18	12	implements	implement	VERB
crda-491	18	13	technical	technical	ADJ
crda-491	18	14	programs	program	NOUN
crda-491	18	15	,	,	PUNCT
crda-491	18	16	using	use	VERB
crda-491	18	17	the	the	DET
crda-491	18	18	church	church	NOUN
crda-491	18	19	empowerment	empowerment	NOUN
crda-491	18	20	zone	zone	NOUN
crda-491	18	21	as	as	ADP
crda-491	18	22	an	an	DET
crda-491	18	23	operating	operating	NOUN
crda-491	18	24	model	model	NOUN
crda-491	18	25	.	.	PUNCT
crda-491	19	1	second	second	ADJ
crda-491	19	2	,	,	PUNCT
crda-491	19	3	the	the	DET
crda-491	19	4	paper	paper	NOUN
crda-491	19	5	discusses	discuss	VERB
crda-491	19	6	world	world	NOUN
crda-491	19	7	relief	relief	NOUN
crda-491	19	8	’s	’s	PART
crda-491	19	9	community	community	NOUN
crda-491	19	10	-	-	PUNCT
crda-491	19	11	managed	manage	VERB
crda-491	19	12	savings	saving	NOUN
crda-491	19	13	group	group	NOUN
crda-491	19	14	program	program	NOUN
crda-491	19	15	and	and	CCONJ
crda-491	19	16	the	the	DET
crda-491	19	17	longitudinal	longitudinal	ADJ
crda-491	19	18	data	data	NOUN
crda-491	19	19	collection	collection	NOUN
crda-491	19	20	tool	tool	NOUN
crda-491	19	21	world	world	NOUN
crda-491	19	22	relief	relief	NOUN
crda-491	19	23	used	use	VERB
crda-491	19	24	from	from	ADP
crda-491	19	25	2016	2016	NUM
crda-491	19	26	to	to	ADP
crda-491	19	27	2021	2021	NUM
crda-491	19	28	to	to	PART
crda-491	19	29	gather	gather	VERB
crda-491	19	30	economic	economic	ADJ
crda-491	19	31	data	datum	NOUN
crda-491	19	32	on	on	ADP
crda-491	19	33	its	its	PRON
crda-491	19	34	savings	saving	NOUN
crda-491	19	35	groups	group	NOUN
crda-491	19	36	in	in	ADP
crda-491	19	37	the	the	DET
crda-491	19	38	drc	drc	PROPN
crda-491	19	39	.	.	PUNCT
crda-491	20	1	third	third	PROPN
crda-491	20	2	,	,	PUNCT
crda-491	20	3	the	the	DET
crda-491	20	4	paper	paper	NOUN
crda-491	20	5	presents	present	VERB
crda-491	20	6	and	and	CCONJ
crda-491	20	7	explains	explain	VERB
crda-491	20	8	five	five	NUM
crda-491	20	9	key	key	ADJ
crda-491	20	10	findings	finding	NOUN
crda-491	20	11	from	from	ADP
crda-491	20	12	savings	saving	NOUN
crda-491	20	13	program	program	NOUN
crda-491	20	14	implementation	implementation	NOUN
crda-491	20	15	.	.	PUNCT
crda-491	21	1	finally	finally	ADV
crda-491	21	2	,	,	PUNCT
crda-491	21	3	the	the	DET
crda-491	21	4	paper	paper	NOUN
crda-491	21	5	notes	note	VERB
crda-491	21	6	some	some	DET
crda-491	21	7	research	research	NOUN
crda-491	21	8	gaps	gap	NOUN
crda-491	21	9	and	and	CCONJ
crda-491	21	10	suggests	suggest	VERB
crda-491	21	11	ideas	idea	NOUN
crda-491	21	12	for	for	ADP
crda-491	21	13	further	further	ADJ
crda-491	21	14	research	research	NOUN
crda-491	21	15	.	.	PUNCT
crda-491	22	1	introduction	introduction	NOUN
crda-491	22	2	and	and	CCONJ
crda-491	22	3	program	program	NOUN
crda-491	22	4	implementation	implementation	NOUN
crda-491	22	5	context	context	NOUN
crda-491	22	6	influenced	influence	VERB
crda-491	22	7	by	by	ADP
crda-491	22	8	the	the	DET
crda-491	22	9	early	early	ADJ
crda-491	22	10	work	work	NOUN
crda-491	22	11	of	of	ADP
crda-491	22	12	the	the	DET
crda-491	22	13	lausanne	lausanne	PROPN
crda-491	22	14	movement	movement	PROPN
crda-491	22	15	and	and	CCONJ
crda-491	22	16	the	the	DET
crda-491	22	17	2001	2001	NUM
crda-491	22	18	micah	micah	PROPN
crda-491	22	19	declaration	declaration	NOUN
crda-491	22	20	on	on	ADP
crda-491	22	21	integral	integral	ADJ
crda-491	22	22	mission	mission	NOUN
crda-491	22	23	,	,	PUNCT
crda-491	22	24	world	world	NOUN
crda-491	22	25	relief	relief	NOUN
crda-491	22	26	believes	believe	VERB
crda-491	22	27	in	in	ADP
crda-491	22	28	integral	integral	ADJ
crda-491	22	29	mission	mission	NOUN
crda-491	22	30	,	,	PUNCT
crda-491	22	31	the	the	DET
crda-491	22	32	practical	practical	ADJ
crda-491	22	33	demonstration	demonstration	NOUN
crda-491	22	34	of	of	ADP
crda-491	22	35	the	the	DET
crda-491	22	36	gospel	gospel	NOUN
crda-491	22	37	that	that	PRON
crda-491	22	38	bears	bear	VERB
crda-491	22	39	social	social	ADJ
crda-491	22	40	consequences	consequence	NOUN
crda-491	22	41	alongside	alongside	ADP
crda-491	22	42	the	the	DET
crda-491	22	43	verbal	verbal	ADJ
crda-491	22	44	proclamation	proclamation	NOUN
crda-491	22	45	of	of	ADP
crda-491	22	46	the	the	DET
crda-491	22	47	gospel	gospel	NOUN
crda-491	22	48	(	(	PUNCT
crda-491	22	49	lausanne	lausanne	PROPN
crda-491	22	50	movement	movement	PROPN
crda-491	22	51	2010	2010	NUM
crda-491	22	52	;	;	PUNCT
crda-491	22	53	micah	micah	PROPN
crda-491	22	54	network	network	PROPN
crda-491	22	55	2001	2001	NUM
crda-491	22	56	;	;	PUNCT
crda-491	22	57	stott	stott	PROPN
crda-491	22	58	1974	1974	NUM
crda-491	22	59	)	)	PUNCT
crda-491	22	60	.	.	PUNCT
crda-491	23	1	moreover	moreover	ADV
crda-491	23	2	,	,	PUNCT
crda-491	23	3	world	world	NOUN
crda-491	23	4	relief	relief	NOUN
crda-491	23	5	believes	believe	VERB
crda-491	23	6	that	that	SCONJ
crda-491	23	7	the	the	DET
crda-491	23	8	local	local	ADJ
crda-491	23	9	church	church	NOUN
crda-491	23	10	must	must	AUX
crda-491	23	11	be	be	AUX
crda-491	23	12	at	at	ADP
crda-491	23	13	the	the	DET
crda-491	23	14	center	center	NOUN
crda-491	23	15	of	of	ADP
crda-491	23	16	development	development	NOUN
crda-491	23	17	christian	christian	ADJ
crda-491	23	18	relief	relief	NOUN
crda-491	23	19	,	,	PUNCT
crda-491	23	20	development	development	NOUN
crda-491	23	21	,	,	PUNCT
crda-491	23	22	and	and	CCONJ
crda-491	23	23	advocacy	advocacy	NOUN
crda-491	23	24	3(1	3(1	NUM
crda-491	23	25	)	)	PUNCT
crda-491	23	26	,	,	PUNCT
crda-491	23	27	summer	summer	NOUN
crda-491	23	28	2021	2021	NUM
crda-491	23	29	purvis	purvis	X
crda-491	23	30	,	,	PUNCT
crda-491	23	31	do	do	AUX
crda-491	23	32	savings	savings	NOUN
crda-491	23	33	groups	group	NOUN
crda-491	23	34	work	work	VERB
crda-491	23	35	?	?	PUNCT
crda-491	24	1	six	six	NUM
crda-491	24	2	years	year	NOUN
crda-491	24	3	of	of	ADP
crda-491	24	4	evidence	evidence	NOUN
crda-491	24	5	from	from	ADP
crda-491	24	6	the	the	DET
crda-491	24	7	drc	drc	PROPN
crda-491	24	8	2	2	NUM
crda-491	24	9	work	work	NOUN
crda-491	24	10	in	in	ADP
crda-491	24	11	order	order	NOUN
crda-491	24	12	to	to	PART
crda-491	24	13	produce	produce	VERB
crda-491	24	14	lasting	last	VERB
crda-491	24	15	change	change	NOUN
crda-491	24	16	.	.	PUNCT
crda-491	25	1	1	1	NUM
crda-491	25	2	therefore	therefore	ADV
crda-491	25	3	,	,	PUNCT
crda-491	25	4	in	in	ADP
crda-491	25	5	its	its	PRON
crda-491	25	6	basic	basic	ADJ
crda-491	25	7	operating	operating	NOUN
crda-491	25	8	model	model	NOUN
crda-491	25	9	,	,	PUNCT
crda-491	25	10	world	world	NOUN
crda-491	25	11	relief	relief	NOUN
crda-491	25	12	walks	walk	VERB
crda-491	25	13	alongside	alongside	ADP
crda-491	25	14	local	local	ADJ
crda-491	25	15	churches	church	NOUN
crda-491	25	16	in	in	ADP
crda-491	25	17	geographic	geographic	ADJ
crda-491	25	18	areas	area	NOUN
crda-491	25	19	called	call	VERB
crda-491	25	20	church	church	NOUN
crda-491	25	21	empowerment	empowerment	NOUN
crda-491	25	22	zones	zone	NOUN
crda-491	25	23	(	(	PUNCT
crda-491	25	24	cez	cez	NOUN
crda-491	25	25	)	)	PUNCT
crda-491	25	26	to	to	PART
crda-491	25	27	implement	implement	VERB
crda-491	25	28	technical	technical	ADJ
crda-491	25	29	programs	program	NOUN
crda-491	25	30	,	,	PUNCT
crda-491	25	31	such	such	ADJ
crda-491	25	32	as	as	ADP
crda-491	25	33	child	child	NOUN
crda-491	25	34	development	development	NOUN
crda-491	25	35	,	,	PUNCT
crda-491	25	36	health	health	NOUN
crda-491	25	37	and	and	CCONJ
crda-491	25	38	nutrition	nutrition	NOUN
crda-491	25	39	,	,	PUNCT
crda-491	25	40	peace	peace	NOUN
crda-491	25	41	and	and	CCONJ
crda-491	25	42	reconciliation	reconciliation	NOUN
crda-491	25	43	,	,	PUNCT
crda-491	25	44	and	and	CCONJ
crda-491	25	45	economic	economic	ADJ
crda-491	25	46	development	development	NOUN
crda-491	25	47	.	.	PUNCT
crda-491	26	1	in	in	ADP
crda-491	26	2	the	the	DET
crda-491	26	3	cez	cez	NOUN
crda-491	26	4	,	,	PUNCT
crda-491	26	5	world	world	NOUN
crda-491	26	6	relief	relief	NOUN
crda-491	26	7	follows	follow	VERB
crda-491	26	8	a	a	DET
crda-491	26	9	multiyear	multiyear	ADJ
crda-491	26	10	process	process	NOUN
crda-491	26	11	to	to	PART
crda-491	26	12	empower	empower	VERB
crda-491	26	13	networks	network	NOUN
crda-491	26	14	of	of	ADP
crda-491	26	15	local	local	ADJ
crda-491	26	16	churches	church	NOUN
crda-491	26	17	,	,	PUNCT
crda-491	26	18	training	train	VERB
crda-491	26	19	key	key	ADJ
crda-491	26	20	leaders	leader	NOUN
crda-491	26	21	and	and	CCONJ
crda-491	26	22	volunteers	volunteer	NOUN
crda-491	26	23	in	in	ADP
crda-491	26	24	the	the	DET
crda-491	26	25	implementation	implementation	NOUN
crda-491	26	26	of	of	ADP
crda-491	26	27	technical	technical	ADJ
crda-491	26	28	programs	program	NOUN
crda-491	26	29	.	.	PUNCT
crda-491	27	1	when	when	SCONJ
crda-491	27	2	the	the	DET
crda-491	27	3	time	time	NOUN
crda-491	27	4	is	be	AUX
crda-491	27	5	right	right	ADJ
crda-491	27	6	,	,	PUNCT
crda-491	27	7	world	world	NOUN
crda-491	27	8	relief	relief	NOUN
crda-491	27	9	hands	hand	NOUN
crda-491	27	10	responsibility	responsibility	NOUN
crda-491	27	11	for	for	ADP
crda-491	27	12	continuation	continuation	NOUN
crda-491	27	13	of	of	ADP
crda-491	27	14	the	the	DET
crda-491	27	15	programs	program	NOUN
crda-491	27	16	over	over	ADP
crda-491	27	17	to	to	ADP
crda-491	27	18	the	the	DET
crda-491	27	19	local	local	ADJ
crda-491	27	20	church	church	NOUN
crda-491	27	21	.	.	PUNCT
crda-491	28	1	the	the	DET
crda-491	28	2	church	church	NOUN
crda-491	28	3	empowerment	empowerment	NOUN
crda-491	28	4	zone	zone	NOUN
crda-491	28	5	process	process	NOUN
crda-491	28	6	has	have	VERB
crda-491	28	7	four	four	NUM
crda-491	28	8	implementation	implementation	NOUN
crda-491	28	9	phases	phase	NOUN
crda-491	28	10	.	.	PUNCT
crda-491	29	1	in	in	ADP
crda-491	29	2	the	the	DET
crda-491	29	3	first	first	ADJ
crda-491	29	4	phase	phase	NOUN
crda-491	29	5	,	,	PUNCT
crda-491	29	6	mobilization	mobilization	NOUN
crda-491	29	7	,	,	PUNCT
crda-491	29	8	world	world	NOUN
crda-491	29	9	relief	relief	NOUN
crda-491	29	10	works	work	VERB
crda-491	29	11	to	to	PART
crda-491	29	12	build	build	VERB
crda-491	29	13	a	a	DET
crda-491	29	14	network	network	NOUN
crda-491	29	15	of	of	ADP
crda-491	29	16	local	local	ADJ
crda-491	29	17	protestant	protestant	NOUN
crda-491	29	18	and	and	CCONJ
crda-491	29	19	catholic	catholic	ADJ
crda-491	29	20	churches	church	NOUN
crda-491	29	21	.	.	PUNCT
crda-491	30	1	living	live	VERB
crda-491	30	2	in	in	ADP
crda-491	30	3	the	the	DET
crda-491	30	4	same	same	ADJ
crda-491	30	5	geographic	geographic	ADJ
crda-491	30	6	area	area	NOUN
crda-491	30	7	is	be	AUX
crda-491	30	8	often	often	ADV
crda-491	30	9	not	not	PART
crda-491	30	10	enough	enough	ADJ
crda-491	30	11	to	to	PART
crda-491	30	12	bring	bring	VERB
crda-491	30	13	churches	church	NOUN
crda-491	30	14	or	or	CCONJ
crda-491	30	15	church	church	NOUN
crda-491	30	16	leaders	leader	NOUN
crda-491	30	17	together	together	ADV
crda-491	30	18	.	.	PUNCT
crda-491	31	1	instead	instead	ADV
crda-491	31	2	,	,	PUNCT
crda-491	31	3	churches	church	NOUN
crda-491	31	4	may	may	AUX
crda-491	31	5	feel	feel	VERB
crda-491	31	6	like	like	SCONJ
crda-491	31	7	they	they	PRON
crda-491	31	8	can	can	AUX
crda-491	31	9	not	not	PART
crda-491	31	10	work	work	VERB
crda-491	31	11	together	together	ADV
crda-491	31	12	sometimes	sometimes	ADV
crda-491	31	13	like	like	INTJ
crda-491	31	14	they	they	PRON
crda-491	31	15	are	be	AUX
crda-491	31	16	in	in	ADP
crda-491	31	17	competition	competition	NOUN
crda-491	31	18	with	with	ADP
crda-491	31	19	each	each	DET
crda-491	31	20	other	other	ADJ
crda-491	31	21	.	.	PUNCT
crda-491	32	1	through	through	ADP
crda-491	32	2	a	a	DET
crda-491	32	3	long	long	ADJ
crda-491	32	4	process	process	NOUN
crda-491	32	5	of	of	ADP
crda-491	32	6	sensitization	sensitization	NOUN
crda-491	32	7	,	,	PUNCT
crda-491	32	8	identification	identification	NOUN
crda-491	32	9	,	,	PUNCT
crda-491	32	10	and	and	CCONJ
crda-491	32	11	introduction	introduction	NOUN
crda-491	32	12	,	,	PUNCT
crda-491	32	13	local	local	ADJ
crda-491	32	14	churches	church	NOUN
crda-491	32	15	come	come	VERB
crda-491	32	16	to	to	PART
crda-491	32	17	know	know	VERB
crda-491	32	18	each	each	DET
crda-491	32	19	other	other	ADJ
crda-491	32	20	in	in	ADP
crda-491	32	21	new	new	ADJ
crda-491	32	22	ways	way	NOUN
crda-491	32	23	and	and	CCONJ
crda-491	32	24	learn	learn	VERB
crda-491	32	25	to	to	PART
crda-491	32	26	behave	behave	VERB
crda-491	32	27	more	more	ADV
crda-491	32	28	like	like	ADP
crda-491	32	29	teammates	teammate	NOUN
crda-491	32	30	than	than	ADP
crda-491	32	31	competitors	competitor	NOUN
crda-491	32	32	.	.	PUNCT
crda-491	33	1	world	world	NOUN
crda-491	33	2	relief	relief	NOUN
crda-491	33	3	also	also	ADV
crda-491	33	4	helps	help	VERB
crda-491	33	5	group	group	NOUN
crda-491	33	6	local	local	ADJ
crda-491	33	7	churches	church	NOUN
crda-491	33	8	together	together	ADV
crda-491	33	9	in	in	ADP
crda-491	33	10	meaningful	meaningful	ADJ
crda-491	33	11	geographic	geographic	ADJ
crda-491	33	12	areas	area	NOUN
crda-491	33	13	,	,	PUNCT
crda-491	33	14	calling	call	VERB
crda-491	33	15	each	each	DET
crda-491	33	16	group	group	NOUN
crda-491	33	17	a	a	DET
crda-491	33	18	church	church	NOUN
crda-491	33	19	network	network	NOUN
crda-491	33	20	.	.	PUNCT
crda-491	34	1	each	each	DET
crda-491	34	2	church	church	NOUN
crda-491	34	3	network	network	NOUN
crda-491	34	4	elects	elect	NOUN
crda-491	34	5	leaders	leader	NOUN
crda-491	34	6	,	,	PUNCT
crda-491	34	7	called	call	VERB
crda-491	34	8	the	the	DET
crda-491	34	9	church	church	NOUN
crda-491	34	10	network	network	NOUN
crda-491	34	11	committee	committee	PROPN
crda-491	34	12	(	(	PUNCT
crda-491	34	13	cnc	cnc	PROPN
crda-491	34	14	)	)	PUNCT
crda-491	34	15	to	to	PART
crda-491	34	16	represent	represent	VERB
crda-491	34	17	15	15	NUM
crda-491	34	18	-	-	SYM
crda-491	34	19	40	40	NUM
crda-491	34	20	churches	church	NOUN
crda-491	34	21	in	in	ADP
crda-491	34	22	their	their	PRON
crda-491	34	23	geographic	geographic	ADJ
crda-491	34	24	area	area	NOUN
crda-491	34	25	.	.	PUNCT
crda-491	35	1	during	during	ADP
crda-491	35	2	this	this	DET
crda-491	35	3	first	first	ADJ
crda-491	35	4	introductory	introductory	ADJ
crda-491	35	5	phase	phase	NOUN
crda-491	35	6	,	,	PUNCT
crda-491	35	7	the	the	DET
crda-491	35	8	goal	goal	NOUN
crda-491	35	9	is	be	AUX
crda-491	35	10	to	to	PART
crda-491	35	11	bring	bring	VERB
crda-491	35	12	churches	church	NOUN
crda-491	35	13	together	together	ADV
crda-491	35	14	so	so	SCONJ
crda-491	35	15	they	they	PRON
crda-491	35	16	can	can	AUX
crda-491	35	17	coordinate	coordinate	VERB
crda-491	35	18	their	their	PRON
crda-491	35	19	work	work	NOUN
crda-491	35	20	in	in	ADP
crda-491	35	21	a	a	DET
crda-491	35	22	variety	variety	NOUN
crda-491	35	23	of	of	ADP
crda-491	35	24	key	key	ADJ
crda-491	35	25	community	community	NOUN
crda-491	35	26	ministries	ministry	NOUN
crda-491	35	27	.	.	PUNCT
crda-491	36	1	in	in	ADP
crda-491	36	2	the	the	DET
crda-491	36	3	second	second	ADJ
crda-491	36	4	phase	phase	NOUN
crda-491	36	5	,	,	PUNCT
crda-491	36	6	world	world	NOUN
crda-491	36	7	relief	relief	NOUN
crda-491	36	8	conducts	conduct	VERB
crda-491	36	9	a	a	DET
crda-491	36	10	needs	need	NOUN
crda-491	36	11	assessment	assessment	NOUN
crda-491	36	12	and	and	CCONJ
crda-491	36	13	baseline	baseline	PROPN
crda-491	36	14	survey	survey	NOUN
crda-491	36	15	to	to	PART
crda-491	36	16	understand	understand	VERB
crda-491	36	17	the	the	DET
crda-491	36	18	starting	starting	NOUN
crda-491	36	19	point	point	NOUN
crda-491	36	20	of	of	ADP
crda-491	36	21	need	need	NOUN
crda-491	36	22	in	in	ADP
crda-491	36	23	the	the	DET
crda-491	36	24	community	community	NOUN
crda-491	36	25	.	.	PUNCT
crda-491	37	1	after	after	ADP
crda-491	37	2	this	this	PRON
crda-491	37	3	,	,	PUNCT
crda-491	37	4	world	world	NOUN
crda-491	37	5	relief	relief	NOUN
crda-491	37	6	aims	aim	VERB
crda-491	37	7	to	to	PART
crda-491	37	8	transform	transform	VERB
crda-491	37	9	mindsets	mindset	NOUN
crda-491	37	10	,	,	PUNCT
crda-491	37	11	especially	especially	ADV
crda-491	37	12	around	around	ADP
crda-491	37	13	the	the	DET
crda-491	37	14	ideas	idea	NOUN
crda-491	37	15	of	of	ADP
crda-491	37	16	empowerment	empowerment	NOUN
crda-491	37	17	and	and	CCONJ
crda-491	37	18	poverty	poverty	NOUN
crda-491	37	19	alleviation	alleviation	NOUN
crda-491	37	20	.	.	PUNCT
crda-491	38	1	2	2	NUM
crda-491	38	2	in	in	ADP
crda-491	38	3	this	this	DET
crda-491	38	4	phase	phase	NOUN
crda-491	38	5	,	,	PUNCT
crda-491	38	6	the	the	DET
crda-491	38	7	goal	goal	NOUN
crda-491	38	8	is	be	AUX
crda-491	38	9	to	to	PART
crda-491	38	10	help	help	VERB
crda-491	38	11	local	local	ADJ
crda-491	38	12	church	church	NOUN
crda-491	38	13	leaders	leader	NOUN
crda-491	38	14	take	take	VERB
crda-491	38	15	a	a	DET
crda-491	38	16	hard	hard	ADJ
crda-491	38	17	look	look	NOUN
crda-491	38	18	at	at	ADP
crda-491	38	19	the	the	DET
crda-491	38	20	capacities	capacity	NOUN
crda-491	38	21	and	and	CCONJ
crda-491	38	22	assets	asset	NOUN
crda-491	38	23	they	they	PRON
crda-491	38	24	already	already	ADV
crda-491	38	25	have	have	VERB
crda-491	38	26	within	within	ADP
crda-491	38	27	the	the	DET
crda-491	38	28	community	community	NOUN
crda-491	38	29	along	along	ADP
crda-491	38	30	with	with	ADP
crda-491	38	31	the	the	DET
crda-491	38	32	needs	need	NOUN
crda-491	38	33	they	they	PRON
crda-491	38	34	would	would	AUX
crda-491	38	35	like	like	VERB
crda-491	38	36	to	to	PART
crda-491	38	37	address	address	VERB
crda-491	38	38	.	.	PUNCT
crda-491	39	1	continuing	continue	VERB
crda-491	39	2	to	to	PART
crda-491	39	3	focus	focus	VERB
crda-491	39	4	on	on	ADP
crda-491	39	5	the	the	DET
crda-491	39	6	empowerment	empowerment	NOUN
crda-491	39	7	of	of	ADP
crda-491	39	8	churches	church	NOUN
crda-491	39	9	,	,	PUNCT
crda-491	39	10	world	world	NOUN
crda-491	39	11	relief	relief	NOUN
crda-491	39	12	challenges	challenge	VERB
crda-491	39	13	the	the	DET
crda-491	39	14	network	network	NOUN
crda-491	39	15	of	of	ADP
crda-491	39	16	churches	church	NOUN
crda-491	39	17	to	to	PART
crda-491	39	18	address	address	VERB
crda-491	39	19	one	one	NUM
crda-491	39	20	tangible	tangible	ADJ
crda-491	39	21	need	need	NOUN
crda-491	39	22	in	in	ADP
crda-491	39	23	their	their	PRON
crda-491	39	24	community	community	NOUN
crda-491	39	25	using	use	VERB
crda-491	39	26	only	only	ADV
crda-491	39	27	their	their	PRON
crda-491	39	28	own	own	ADJ
crda-491	39	29	resources	resource	NOUN
crda-491	39	30	.	.	PUNCT
crda-491	40	1	3	3	NUM
crda-491	40	2	world	world	NOUN
crda-491	40	3	relief	relief	NOUN
crda-491	40	4	has	have	AUX
crda-491	40	5	seen	see	VERB
crda-491	40	6	churches	church	NOUN
crda-491	40	7	from	from	ADP
crda-491	40	8	various	various	ADJ
crda-491	40	9	denominations	denomination	NOUN
crda-491	40	10	work	work	VERB
crda-491	40	11	together	together	ADV
crda-491	40	12	to	to	PART
crda-491	40	13	repair	repair	VERB
crda-491	40	14	roads	road	NOUN
crda-491	40	15	,	,	PUNCT
crda-491	40	16	rebuild	rebuild	VERB
crda-491	40	17	widows	widow	NOUN
crda-491	40	18	’	'	PUNCT
crda-491	40	19	homes	home	NOUN
crda-491	40	20	,	,	PUNCT
crda-491	40	21	and	and	CCONJ
crda-491	40	22	even	even	ADV
crda-491	40	23	construct	construct	VERB
crda-491	40	24	a	a	DET
crda-491	40	25	new	new	ADJ
crda-491	40	26	church	church	NOUN
crda-491	40	27	building	building	NOUN
crda-491	40	28	for	for	ADP
crda-491	40	29	one	one	NUM
crda-491	40	30	of	of	ADP
crda-491	40	31	the	the	DET
crda-491	40	32	denominations	denomination	NOUN
crda-491	40	33	in	in	ADP
crda-491	40	34	the	the	DET
crda-491	40	35	1	1	NUM
crda-491	40	36	world	world	NOUN
crda-491	40	37	relief	relief	NOUN
crda-491	40	38	is	be	AUX
crda-491	40	39	not	not	PART
crda-491	40	40	alone	alone	ADJ
crda-491	40	41	in	in	ADP
crda-491	40	42	this	this	DET
crda-491	40	43	belief	belief	NOUN
crda-491	40	44	;	;	PUNCT
crda-491	40	45	the	the	DET
crda-491	40	46	accord	accord	NOUN
crda-491	40	47	network	network	NOUN
crda-491	40	48	,	,	PUNCT
crda-491	40	49	and	and	CCONJ
crda-491	40	50	its	its	PRON
crda-491	40	51	member	member	NOUN
crda-491	40	52	organizations	organization	NOUN
crda-491	40	53	,	,	PUNCT
crda-491	40	54	affirm	affirm	VERB
crda-491	40	55	this	this	PRON
crda-491	40	56	in	in	ADP
crda-491	40	57	the	the	DET
crda-491	40	58	“	"	PUNCT
crda-491	40	59	principles	principle	NOUN
crda-491	40	60	of	of	ADP
crda-491	40	61	excellence	excellence	NOUN
crda-491	40	62	in	in	ADP
crda-491	40	63	integral	integral	ADJ
crda-491	40	64	mission	mission	NOUN
crda-491	40	65	,	,	PUNCT
crda-491	40	66	”	"	PUNCT
crda-491	40	67	which	which	PRON
crda-491	40	68	serves	serve	VERB
crda-491	40	69	as	as	ADP
crda-491	40	70	guiding	guide	VERB
crda-491	40	71	ideals	ideal	NOUN
crda-491	40	72	for	for	ADP
crda-491	40	73	christian	christian	ADJ
crda-491	40	74	organizations	organization	NOUN
crda-491	40	75	operating	operate	VERB
crda-491	40	76	in	in	ADP
crda-491	40	77	international	international	ADJ
crda-491	40	78	development	development	NOUN
crda-491	40	79	.	.	PUNCT
crda-491	41	1	https://accordnetwork.org/about/principles/	https://accordnetwork.org/about/principles/	PROPN
crda-491	41	2	2	2	NUM
crda-491	41	3	gil	gil	PROPN
crda-491	41	4	odendaal	odendaal	PROPN
crda-491	41	5	’s	’s	PART
crda-491	41	6	book	book	NOUN
crda-491	41	7	,	,	PUNCT
crda-491	41	8	standing	stand	VERB
crda-491	41	9	with	with	ADP
crda-491	41	10	the	the	DET
crda-491	41	11	vulnerable	vulnerable	ADJ
crda-491	41	12	(	(	PUNCT
crda-491	41	13	2016	2016	NUM
crda-491	41	14	)	)	PUNCT
crda-491	41	15	includes	include	VERB
crda-491	41	16	lessons	lesson	NOUN
crda-491	41	17	like	like	ADP
crda-491	41	18	the	the	DET
crda-491	41	19	ones	one	NOUN
crda-491	41	20	world	world	NOUN
crda-491	41	21	relief	relief	NOUN
crda-491	41	22	uses	use	VERB
crda-491	41	23	in	in	ADP
crda-491	41	24	the	the	DET
crda-491	41	25	field	field	NOUN
crda-491	41	26	,	,	PUNCT
crda-491	41	27	contextualized	contextualize	VERB
crda-491	41	28	for	for	ADP
crda-491	41	29	a	a	DET
crda-491	41	30	north	north	ADJ
crda-491	41	31	american	american	ADJ
crda-491	41	32	audience	audience	NOUN
crda-491	41	33	.	.	PUNCT
crda-491	42	1	3	3	NUM
crda-491	42	2	world	world	NOUN
crda-491	42	3	relief	relief	NOUN
crda-491	42	4	adapted	adapt	VERB
crda-491	42	5	this	this	DET
crda-491	42	6	concept	concept	NOUN
crda-491	42	7	of	of	ADP
crda-491	42	8	seed	seed	NOUN
crda-491	42	9	projects	project	NOUN
crda-491	42	10	from	from	ADP
crda-491	42	11	disciple	disciple	ADJ
crda-491	42	12	nations	nation	NOUN
crda-491	42	13	alliance	alliance	NOUN
crda-491	42	14	and	and	CCONJ
crda-491	42	15	the	the	DET
crda-491	42	16	global	global	PROPN
crda-491	42	17	che	che	PROPN
crda-491	42	18	network	network	PROPN
crda-491	42	19	(	(	PUNCT
crda-491	42	20	2012	2012	NUM
crda-491	42	21	)	)	PUNCT
crda-491	42	22	and	and	CCONJ
crda-491	42	23	bob	bob	PROPN
crda-491	42	24	moffitt	moffitt	PROPN
crda-491	42	25	’s	’s	PART
crda-491	42	26	“	"	PUNCT
crda-491	42	27	seeds	seed	NOUN
crda-491	42	28	and	and	CCONJ
crda-491	42	29	seed	seed	NOUN
crda-491	42	30	projects	project	NOUN
crda-491	42	31	”	"	PUNCT
crda-491	42	32	(	(	PUNCT
crda-491	42	33	2007	2007	NUM
crda-491	42	34	)	)	PUNCT
crda-491	42	35	.	.	PUNCT
crda-491	43	1	community	community	NOUN
crda-491	43	2	.	.	PUNCT
crda-491	44	1	as	as	SCONJ
crda-491	44	2	churches	church	NOUN
crda-491	44	3	begin	begin	VERB
crda-491	44	4	to	to	PART
crda-491	44	5	see	see	VERB
crda-491	44	6	each	each	DET
crda-491	44	7	other	other	ADJ
crda-491	44	8	as	as	ADP
crda-491	44	9	teammates	teammate	NOUN
crda-491	44	10	instead	instead	ADV
crda-491	44	11	of	of	ADP
crda-491	44	12	competitors	competitor	NOUN
crda-491	44	13	,	,	PUNCT
crda-491	44	14	they	they	PRON
crda-491	44	15	work	work	VERB
crda-491	44	16	together	together	ADV
crda-491	44	17	across	across	ADP
crda-491	44	18	denominational	denominational	ADJ
crda-491	44	19	lines	line	NOUN
crda-491	44	20	on	on	ADP
crda-491	44	21	common	common	ADJ
crda-491	44	22	projects	project	NOUN
crda-491	44	23	that	that	PRON
crda-491	44	24	benefit	benefit	VERB
crda-491	44	25	the	the	DET
crda-491	44	26	whole	whole	ADJ
crda-491	44	27	community	community	NOUN
crda-491	44	28	,	,	PUNCT
crda-491	44	29	not	not	PART
crda-491	44	30	just	just	ADV
crda-491	44	31	the	the	DET
crda-491	44	32	members	member	NOUN
crda-491	44	33	of	of	ADP
crda-491	44	34	one	one	NUM
crda-491	44	35	church	church	NOUN
crda-491	44	36	.	.	PUNCT
crda-491	45	1	in	in	ADP
crda-491	45	2	the	the	DET
crda-491	45	3	third	third	ADJ
crda-491	45	4	phase	phase	NOUN
crda-491	45	5	,	,	PUNCT
crda-491	45	6	world	world	NOUN
crda-491	45	7	relief	relief	NOUN
crda-491	45	8	focuses	focus	VERB
crda-491	45	9	on	on	ADP
crda-491	45	10	capacity	capacity	NOUN
crda-491	45	11	development	development	NOUN
crda-491	45	12	of	of	ADP
crda-491	45	13	church	church	NOUN
crda-491	45	14	leaders	leader	NOUN
crda-491	45	15	and	and	CCONJ
crda-491	45	16	volunteers	volunteer	NOUN
crda-491	45	17	as	as	SCONJ
crda-491	45	18	they	they	PRON
crda-491	45	19	introduce	introduce	VERB
crda-491	45	20	technical	technical	ADJ
crda-491	45	21	programs	program	NOUN
crda-491	45	22	to	to	PART
crda-491	45	23	address	address	VERB
crda-491	45	24	community	community	NOUN
crda-491	45	25	needs	need	NOUN
crda-491	45	26	discovered	discover	VERB
crda-491	45	27	in	in	ADP
crda-491	45	28	phase	phase	NOUN
crda-491	45	29	two	two	NUM
crda-491	45	30	.	.	PUNCT
crda-491	46	1	world	world	NOUN
crda-491	46	2	relief	relief	NOUN
crda-491	46	3	field	field	NOUN
crda-491	46	4	staff	staff	NOUN
crda-491	46	5	work	work	VERB
crda-491	46	6	alongside	alongside	ADP
crda-491	46	7	church	church	NOUN
crda-491	46	8	leaders	leader	NOUN
crda-491	46	9	to	to	PART
crda-491	46	10	select	select	VERB
crda-491	46	11	community	community	NOUN
crda-491	46	12	-	-	PUNCT
crda-491	46	13	based	base	VERB
crda-491	46	14	volunteers	volunteer	NOUN
crda-491	46	15	to	to	PART
crda-491	46	16	train	train	VERB
crda-491	46	17	in	in	ADP
crda-491	46	18	programs	program	NOUN
crda-491	46	19	like	like	ADP
crda-491	46	20	child	child	NOUN
crda-491	46	21	development	development	NOUN
crda-491	46	22	,	,	PUNCT
crda-491	46	23	outreach	outreach	NOUN
crda-491	46	24	groups	group	NOUN
crda-491	46	25	for	for	ADP
crda-491	46	26	health	health	NOUN
crda-491	46	27	and	and	CCONJ
crda-491	46	28	hygiene	hygiene	NOUN
crda-491	46	29	,	,	PUNCT
crda-491	46	30	agriculture	agriculture	NOUN
crda-491	46	31	,	,	PUNCT
crda-491	46	32	and	and	CCONJ
crda-491	46	33	savings	saving	NOUN
crda-491	46	34	groups	group	NOUN
crda-491	46	35	.	.	PUNCT
crda-491	47	1	in	in	ADP
crda-491	47	2	this	this	DET
crda-491	47	3	phase	phase	NOUN
crda-491	47	4	,	,	PUNCT
crda-491	47	5	world	world	NOUN
crda-491	47	6	relief	relief	NOUN
crda-491	47	7	staff	staff	NOUN
crda-491	47	8	take	take	VERB
crda-491	47	9	an	an	DET
crda-491	47	10	active	active	ADJ
crda-491	47	11	role	role	NOUN
crda-491	47	12	in	in	ADP
crda-491	47	13	program	program	NOUN
crda-491	47	14	implementation	implementation	NOUN
crda-491	47	15	,	,	PUNCT
crda-491	47	16	always	always	ADV
crda-491	47	17	keeping	keep	VERB
crda-491	47	18	in	in	ADP
crda-491	47	19	mind	mind	NOUN
crda-491	47	20	the	the	DET
crda-491	47	21	final	final	ADJ
crda-491	47	22	objective	objective	NOUN
crda-491	47	23	of	of	ADP
crda-491	47	24	handing	hand	VERB
crda-491	47	25	the	the	DET
crda-491	47	26	program	program	NOUN
crda-491	47	27	over	over	ADP
crda-491	47	28	to	to	ADP
crda-491	47	29	the	the	DET
crda-491	47	30	local	local	ADJ
crda-491	47	31	church	church	NOUN
crda-491	47	32	.	.	PUNCT
crda-491	48	1	world	world	NOUN
crda-491	48	2	relief	relief	NOUN
crda-491	48	3	’s	’s	PART
crda-491	48	4	goal	goal	NOUN
crda-491	48	5	in	in	ADP
crda-491	48	6	this	this	DET
crda-491	48	7	third	third	ADJ
crda-491	48	8	phase	phase	NOUN
crda-491	48	9	is	be	AUX
crda-491	48	10	to	to	PART
crda-491	48	11	multiply	multiply	VERB
crda-491	48	12	outreach	outreach	ADV
crda-491	48	13	in	in	ADP
crda-491	48	14	the	the	DET
crda-491	48	15	community	community	NOUN
crda-491	48	16	by	by	ADP
crda-491	48	17	training	train	VERB
crda-491	48	18	committed	commit	VERB
crda-491	48	19	church	church	NOUN
crda-491	48	20	-	-	PUNCT
crda-491	48	21	based	base	VERB
crda-491	48	22	volunteers	volunteer	NOUN
crda-491	48	23	to	to	PART
crda-491	48	24	serve	serve	VERB
crda-491	48	25	the	the	DET
crda-491	48	26	broader	broad	ADJ
crda-491	48	27	community	community	NOUN
crda-491	48	28	.	.	PUNCT
crda-491	49	1	once	once	SCONJ
crda-491	49	2	technical	technical	ADJ
crda-491	49	3	programs	program	NOUN
crda-491	49	4	develop	develop	VERB
crda-491	49	5	and	and	CCONJ
crda-491	49	6	mature	mature	ADJ
crda-491	49	7	,	,	PUNCT
crda-491	49	8	world	world	NOUN
crda-491	49	9	relief	relief	NOUN
crda-491	49	10	begins	begin	VERB
crda-491	49	11	phase	phase	NOUN
crda-491	49	12	four	four	NUM
crda-491	49	13	:	:	PUNCT
crda-491	49	14	reflection	reflection	NOUN
crda-491	49	15	,	,	PUNCT
crda-491	49	16	evaluation	evaluation	NOUN
crda-491	49	17	,	,	PUNCT
crda-491	49	18	and	and	CCONJ
crda-491	49	19	handover	handover	NOUN
crda-491	49	20	to	to	ADP
crda-491	49	21	the	the	DET
crda-491	49	22	local	local	ADJ
crda-491	49	23	church	church	NOUN
crda-491	49	24	.	.	PUNCT
crda-491	50	1	by	by	ADP
crda-491	50	2	this	this	DET
crda-491	50	3	point	point	NOUN
crda-491	50	4	,	,	PUNCT
crda-491	50	5	teams	team	NOUN
crda-491	50	6	of	of	ADP
crda-491	50	7	local	local	ADJ
crda-491	50	8	volunteers	volunteer	NOUN
crda-491	50	9	have	have	AUX
crda-491	50	10	gained	gain	VERB
crda-491	50	11	enough	enough	ADJ
crda-491	50	12	expertise	expertise	NOUN
crda-491	50	13	in	in	ADP
crda-491	50	14	program	program	NOUN
crda-491	50	15	implementation	implementation	NOUN
crda-491	50	16	to	to	PART
crda-491	50	17	carry	carry	VERB
crda-491	50	18	on	on	ADP
crda-491	50	19	program	program	NOUN
crda-491	50	20	growth	growth	NOUN
crda-491	50	21	with	with	ADP
crda-491	50	22	the	the	DET
crda-491	50	23	support	support	NOUN
crda-491	50	24	of	of	ADP
crda-491	50	25	church	church	NOUN
crda-491	50	26	leaders	leader	NOUN
crda-491	50	27	.	.	PUNCT
crda-491	51	1	many	many	ADJ
crda-491	51	2	programs	program	NOUN
crda-491	51	3	create	create	VERB
crda-491	51	4	sustainability	sustainability	NOUN
crda-491	51	5	mechanisms	mechanism	NOUN
crda-491	51	6	,	,	PUNCT
crda-491	51	7	such	such	ADJ
crda-491	51	8	as	as	ADP
crda-491	51	9	local	local	ADJ
crda-491	51	10	program	program	NOUN
crda-491	51	11	committees	committee	NOUN
crda-491	51	12	,	,	PUNCT
crda-491	51	13	which	which	PRON
crda-491	51	14	act	act	VERB
crda-491	51	15	as	as	ADP
crda-491	51	16	the	the	DET
crda-491	51	17	program	program	NOUN
crda-491	51	18	authority	authority	NOUN
crda-491	51	19	and	and	CCONJ
crda-491	51	20	provide	provide	VERB
crda-491	51	21	leadership	leadership	NOUN
crda-491	51	22	and	and	CCONJ
crda-491	51	23	ongoing	ongoing	ADJ
crda-491	51	24	training	training	NOUN
crda-491	51	25	for	for	ADP
crda-491	51	26	other	other	ADJ
crda-491	51	27	volunteers	volunteer	NOUN
crda-491	51	28	in	in	ADP
crda-491	51	29	the	the	DET
crda-491	51	30	community	community	NOUN
crda-491	51	31	.	.	PUNCT
crda-491	52	1	as	as	SCONJ
crda-491	52	2	world	world	NOUN
crda-491	52	3	relief	relief	NOUN
crda-491	52	4	exits	exit	VERB
crda-491	52	5	the	the	DET
crda-491	52	6	community	community	NOUN
crda-491	52	7	,	,	PUNCT
crda-491	52	8	local	local	ADJ
crda-491	52	9	churches	church	NOUN
crda-491	52	10	assume	assume	VERB
crda-491	52	11	the	the	DET
crda-491	52	12	responsibility	responsibility	NOUN
crda-491	52	13	of	of	ADP
crda-491	52	14	continuing	continue	VERB
crda-491	52	15	valued	value	VERB
crda-491	52	16	technical	technical	ADJ
crda-491	52	17	programs	program	NOUN
crda-491	52	18	as	as	ADP
crda-491	52	19	church	church	NOUN
crda-491	52	20	ministries	ministry	NOUN
crda-491	52	21	.	.	PUNCT
crda-491	53	1	the	the	DET
crda-491	53	2	savings	saving	NOUN
crda-491	53	3	for	for	ADP
crda-491	53	4	life	life	NOUN
crda-491	53	5	program	program	NOUN
crda-491	53	6	in	in	ADP
crda-491	53	7	the	the	DET
crda-491	53	8	church	church	NOUN
crda-491	53	9	empowerment	empowerment	NOUN
crda-491	53	10	zone	zone	NOUN
crda-491	53	11	world	world	NOUN
crda-491	53	12	relief	relief	NOUN
crda-491	53	13	applied	apply	VERB
crda-491	53	14	this	this	DET
crda-491	53	15	church	church	NOUN
crda-491	53	16	empowerment	empowerment	NOUN
crda-491	53	17	zone	zone	NOUN
crda-491	53	18	model	model	NOUN
crda-491	53	19	in	in	ADP
crda-491	53	20	2015	2015	NUM
crda-491	53	21	in	in	ADP
crda-491	53	22	the	the	DET
crda-491	53	23	rutshuru	rutshuru	NOUN
crda-491	53	24	region	region	NOUN
crda-491	53	25	in	in	ADP
crda-491	53	26	the	the	DET
crda-491	53	27	eastern	eastern	ADJ
crda-491	53	28	part	part	NOUN
crda-491	53	29	of	of	ADP
crda-491	53	30	the	the	DET
crda-491	53	31	democratic	democratic	PROPN
crda-491	53	32	republic	republic	NOUN
crda-491	53	33	of	of	ADP
crda-491	53	34	the	the	DET
crda-491	53	35	congo	congo	NOUN
crda-491	53	36	.	.	PUNCT
crda-491	54	1	prior	prior	ADV
crda-491	54	2	to	to	ADP
crda-491	54	3	introducing	introduce	VERB
crda-491	54	4	technical	technical	ADJ
crda-491	54	5	programs	program	NOUN
crda-491	54	6	,	,	PUNCT
crda-491	54	7	world	world	NOUN
crda-491	54	8	relief	relief	NOUN
crda-491	54	9	networked	network	VERB
crda-491	54	10	churches	church	NOUN
crda-491	54	11	together	together	ADV
crda-491	54	12	,	,	PUNCT
crda-491	54	13	conducted	conduct	VERB
crda-491	54	14	baseline	baseline	NOUN
crda-491	54	15	surveys	survey	NOUN
crda-491	54	16	and	and	CCONJ
crda-491	54	17	needs	need	VERB
crda-491	54	18	assessments	assessment	NOUN
crda-491	54	19	,	,	PUNCT
crda-491	54	20	provided	provide	VERB
crda-491	54	21	envisioning	envisioning	NOUN
crda-491	54	22	seminars	seminar	NOUN
crda-491	54	23	with	with	ADP
crda-491	54	24	church	church	NOUN
crda-491	54	25	leaders	leader	NOUN
crda-491	54	26	and	and	CCONJ
crda-491	54	27	challenged	challenge	VERB
crda-491	54	28	local	local	ADJ
crda-491	54	29	churches	church	NOUN
crda-491	54	30	to	to	PART
crda-491	54	31	take	take	VERB
crda-491	54	32	on	on	ADP
crda-491	54	33	a	a	DET
crda-491	54	34	seed	seed	NOUN
crda-491	54	35	project	project	NOUN
crda-491	54	36	in	in	ADP
crda-491	54	37	the	the	DET
crda-491	54	38	kako	kako	PROPN
crda-491	54	39	region	region	PROPN
crda-491	54	40	of	of	ADP
crda-491	54	41	rutshuru	rutshuru	NOUN
crda-491	54	42	.	.	PUNCT
crda-491	55	1	in	in	ADP
crda-491	55	2	the	the	DET
crda-491	55	3	kako	kako	PROPN
crda-491	55	4	cez	cez	PROPN
crda-491	55	5	,	,	PUNCT
crda-491	55	6	there	there	PRON
crda-491	55	7	are	be	VERB
crda-491	55	8	approximately	approximately	ADV
crda-491	55	9	36,000	36,000	NUM
crda-491	55	10	households	household	NOUN
crda-491	55	11	with	with	ADP
crda-491	55	12	a	a	DET
crda-491	55	13	total	total	ADJ
crda-491	55	14	population	population	NOUN
crda-491	55	15	of	of	ADP
crda-491	55	16	nearly	nearly	ADV
crda-491	55	17	215,000	215,000	NUM
crda-491	55	18	;	;	PUNCT
crda-491	55	19	89	89	NUM
crda-491	55	20	%	%	NOUN
crda-491	55	21	of	of	ADP
crda-491	55	22	the	the	DET
crda-491	55	23	total	total	ADJ
crda-491	55	24	population	population	NOUN
crda-491	55	25	lives	live	VERB
crda-491	55	26	under	under	ADP
crda-491	55	27	the	the	DET
crda-491	55	28	about	about	NOUN
crda-491	55	29	:	:	PUNCT
crda-491	55	30	blank	blank	ADJ
crda-491	55	31	christian	christian	ADJ
crda-491	55	32	relief	relief	NOUN
crda-491	55	33	,	,	PUNCT
crda-491	55	34	development	development	NOUN
crda-491	55	35	,	,	PUNCT
crda-491	55	36	and	and	CCONJ
crda-491	55	37	advocacy	advocacy	NOUN
crda-491	55	38	3(1	3(1	NUM
crda-491	55	39	)	)	PUNCT
crda-491	55	40	,	,	PUNCT
crda-491	55	41	summer	summer	NOUN
crda-491	55	42	2021	2021	NUM
crda-491	55	43	purvis	purvis	X
crda-491	55	44	,	,	PUNCT
crda-491	55	45	do	do	AUX
crda-491	55	46	savings	savings	NOUN
crda-491	55	47	groups	group	NOUN
crda-491	55	48	work	work	VERB
crda-491	55	49	?	?	PUNCT
crda-491	56	1	six	six	NUM
crda-491	56	2	years	year	NOUN
crda-491	56	3	of	of	ADP
crda-491	56	4	evidence	evidence	NOUN
crda-491	56	5	from	from	ADP
crda-491	56	6	the	the	DET
crda-491	56	7	drc	drc	PROPN
crda-491	56	8	3	3	NUM
crda-491	56	9	poverty	poverty	NOUN
crda-491	56	10	line	line	NOUN
crda-491	56	11	.	.	PUNCT
crda-491	57	1	world	world	NOUN
crda-491	57	2	relief	relief	NOUN
crda-491	57	3	partnered	partner	VERB
crda-491	57	4	with	with	ADP
crda-491	57	5	107	107	NUM
crda-491	57	6	churches	church	NOUN
crda-491	57	7	and	and	CCONJ
crda-491	57	8	organized	organize	VERB
crda-491	57	9	them	they	PRON
crda-491	57	10	into	into	ADP
crda-491	57	11	seven	seven	NUM
crda-491	57	12	cncs	cnc	NOUN
crda-491	57	13	that	that	PRON
crda-491	57	14	provide	provide	VERB
crda-491	57	15	leadership	leadership	NOUN
crda-491	57	16	for	for	ADP
crda-491	57	17	program	program	NOUN
crda-491	57	18	activities	activity	NOUN
crda-491	57	19	in	in	ADP
crda-491	57	20	their	their	PRON
crda-491	57	21	geographic	geographic	ADJ
crda-491	57	22	areas	area	NOUN
crda-491	57	23	.	.	PUNCT
crda-491	58	1	in	in	ADP
crda-491	58	2	2015	2015	NUM
crda-491	58	3	,	,	PUNCT
crda-491	58	4	after	after	ADP
crda-491	58	5	six	six	NUM
crda-491	58	6	months	month	NOUN
crda-491	58	7	of	of	ADP
crda-491	58	8	phase	phase	NOUN
crda-491	58	9	one	one	NUM
crda-491	58	10	and	and	CCONJ
crda-491	58	11	two	two	NUM
crda-491	58	12	work	work	NOUN
crda-491	58	13	,	,	PUNCT
crda-491	58	14	the	the	DET
crda-491	58	15	kako	kako	PROPN
crda-491	58	16	cez	cez	PROPN
crda-491	58	17	became	become	VERB
crda-491	58	18	ready	ready	ADJ
crda-491	58	19	to	to	PART
crda-491	58	20	implement	implement	VERB
crda-491	58	21	technical	technical	ADJ
crda-491	58	22	programs	program	NOUN
crda-491	58	23	.	.	PUNCT
crda-491	59	1	bearing	bear	VERB
crda-491	59	2	in	in	ADP
crda-491	59	3	mind	mind	NOUN
crda-491	59	4	the	the	DET
crda-491	59	5	needs	need	NOUN
crda-491	59	6	identified	identify	VERB
crda-491	59	7	in	in	ADP
crda-491	59	8	phase	phase	NOUN
crda-491	59	9	two	two	NUM
crda-491	59	10	,	,	PUNCT
crda-491	59	11	church	church	NOUN
crda-491	59	12	leaders	leader	NOUN
crda-491	59	13	decided	decide	VERB
crda-491	59	14	one	one	NUM
crda-491	59	15	of	of	ADP
crda-491	59	16	the	the	DET
crda-491	59	17	first	first	ADJ
crda-491	59	18	issues	issue	NOUN
crda-491	59	19	they	they	PRON
crda-491	59	20	wanted	want	VERB
crda-491	59	21	to	to	PART
crda-491	59	22	address	address	VERB
crda-491	59	23	was	be	AUX
crda-491	59	24	material	material	ADJ
crda-491	59	25	poverty	poverty	NOUN
crda-491	59	26	.	.	PUNCT
crda-491	60	1	world	world	NOUN
crda-491	60	2	relief	relief	NOUN
crda-491	60	3	staff	staff	NOUN
crda-491	60	4	linked	link	VERB
crda-491	60	5	their	their	PRON
crda-491	60	6	request	request	NOUN
crda-491	60	7	to	to	ADP
crda-491	60	8	the	the	DET
crda-491	60	9	economic	economic	ADJ
crda-491	60	10	development	development	NOUN
crda-491	60	11	program	program	NOUN
crda-491	60	12	,	,	PUNCT
crda-491	60	13	savings	saving	NOUN
crda-491	60	14	for	for	ADP
crda-491	60	15	life	life	NOUN
crda-491	60	16	(	(	PUNCT
crda-491	60	17	sfl	sfl	PROPN
crda-491	60	18	)	)	PUNCT
crda-491	60	19	.	.	PUNCT
crda-491	61	1	world	world	NOUN
crda-491	61	2	relief	relief	NOUN
crda-491	61	3	developed	develop	VERB
crda-491	61	4	the	the	DET
crda-491	61	5	savings	saving	NOUN
crda-491	61	6	for	for	ADP
crda-491	61	7	life	life	NOUN
crda-491	61	8	program	program	NOUN
crda-491	61	9	out	out	ADP
crda-491	61	10	of	of	ADP
crda-491	61	11	its	its	PRON
crda-491	61	12	deep	deep	ADJ
crda-491	61	13	history	history	NOUN
crda-491	61	14	of	of	ADP
crda-491	61	15	starting	start	VERB
crda-491	61	16	and	and	CCONJ
crda-491	61	17	operating	operate	VERB
crda-491	61	18	microfinance	microfinance	NOUN
crda-491	61	19	institutions	institution	NOUN
crda-491	61	20	(	(	PUNCT
crda-491	61	21	mfis	mfis	PROPN
crda-491	61	22	)	)	PUNCT
crda-491	61	23	.	.	PUNCT
crda-491	62	1	around	around	ADP
crda-491	62	2	2008	2008	NUM
crda-491	62	3	,	,	PUNCT
crda-491	62	4	world	world	NOUN
crda-491	62	5	relief	relief	NOUN
crda-491	62	6	intentionally	intentionally	ADV
crda-491	62	7	refocused	refocus	VERB
crda-491	62	8	on	on	ADP
crda-491	62	9	partnering	partner	VERB
crda-491	62	10	with	with	ADP
crda-491	62	11	the	the	DET
crda-491	62	12	local	local	ADJ
crda-491	62	13	church	church	NOUN
crda-491	62	14	for	for	ADP
crda-491	62	15	community	community	NOUN
crda-491	62	16	-	-	PUNCT
crda-491	62	17	based	base	VERB
crda-491	62	18	programming	programming	NOUN
crda-491	62	19	and	and	CCONJ
crda-491	62	20	identified	identify	VERB
crda-491	62	21	mfis	mfis	PROPN
crda-491	62	22	,	,	PUNCT
crda-491	62	23	largely	largely	ADV
crda-491	62	24	operating	operate	VERB
crda-491	62	25	in	in	ADP
crda-491	62	26	urban	urban	ADJ
crda-491	62	27	centers	center	NOUN
crda-491	62	28	,	,	PUNCT
crda-491	62	29	as	as	ADP
crda-491	62	30	outside	outside	ADP
crda-491	62	31	their	their	PRON
crda-491	62	32	target	target	NOUN
crda-491	62	33	focus	focus	NOUN
crda-491	62	34	.	.	PUNCT
crda-491	63	1	instead	instead	ADV
crda-491	63	2	,	,	PUNCT
crda-491	63	3	world	world	NOUN
crda-491	63	4	relief	relief	NOUN
crda-491	63	5	redirected	redirect	VERB
crda-491	63	6	their	their	PRON
crda-491	63	7	economic	economic	ADJ
crda-491	63	8	development	development	NOUN
crda-491	63	9	efforts	effort	NOUN
crda-491	63	10	towards	towards	ADP
crda-491	63	11	community	community	NOUN
crda-491	63	12	-	-	PUNCT
crda-491	63	13	based	base	VERB
crda-491	63	14	savings	saving	NOUN
crda-491	63	15	groups	group	NOUN
crda-491	63	16	.	.	PUNCT
crda-491	64	1	at	at	ADP
crda-491	64	2	that	that	DET
crda-491	64	3	time	time	NOUN
crda-491	64	4	,	,	PUNCT
crda-491	64	5	the	the	DET
crda-491	64	6	chalmers	chalmer	NOUN
crda-491	64	7	center4	center4	PROPN
crda-491	64	8	was	be	AUX
crda-491	64	9	the	the	DET
crda-491	64	10	thought	think	VERB
crda-491	64	11	leader	leader	NOUN
crda-491	64	12	for	for	ADP
crda-491	64	13	faithbased	faithbased	ADJ
crda-491	64	14	savings	saving	NOUN
crda-491	64	15	programming	programming	NOUN
crda-491	64	16	,	,	PUNCT
crda-491	64	17	while	while	SCONJ
crda-491	64	18	secular	secular	ADJ
crda-491	64	19	organizations	organization	NOUN
crda-491	64	20	were	be	AUX
crda-491	64	21	starting	start	VERB
crda-491	64	22	to	to	PART
crda-491	64	23	follow	follow	VERB
crda-491	64	24	the	the	DET
crda-491	64	25	village	village	NOUN
crda-491	64	26	savings	saving	NOUN
crda-491	64	27	and	and	CCONJ
crda-491	64	28	loan	loan	NOUN
crda-491	64	29	association	association	NOUN
crda-491	64	30	(	(	PUNCT
crda-491	64	31	vsla	vsla	ADJ
crda-491	64	32	)	)	PUNCT
crda-491	64	33	methodology	methodology	NOUN
crda-491	64	34	,	,	PUNCT
crda-491	64	35	developed	develop	VERB
crda-491	64	36	by	by	ADP
crda-491	64	37	care	care	NOUN
crda-491	64	38	international	international	ADJ
crda-491	64	39	5	5	NUM
crda-491	64	40	and	and	CCONJ
crda-491	64	41	popularized	popularize	VERB
crda-491	64	42	by	by	ADP
crda-491	64	43	hugh	hugh	PROPN
crda-491	64	44	allen	allen	PROPN
crda-491	64	45	of	of	ADP
crda-491	64	46	vsl	vsl	PROPN
crda-491	64	47	associates	associates	PROPN
crda-491	64	48	.	.	PUNCT
crda-491	65	1	6	6	NUM
crda-491	65	2	world	world	NOUN
crda-491	65	3	relief	relief	NOUN
crda-491	65	4	piloted	pilot	VERB
crda-491	65	5	both	both	CCONJ
crda-491	65	6	the	the	DET
crda-491	65	7	chalmers	chalmer	NOUN
crda-491	65	8	model	model	NOUN
crda-491	65	9	and	and	CCONJ
crda-491	65	10	vsla	vsla	ADJ
crda-491	65	11	in	in	ADP
crda-491	65	12	separate	separate	ADJ
crda-491	65	13	countries	country	NOUN
crda-491	65	14	from	from	ADP
crda-491	65	15	2008	2008	NUM
crda-491	65	16	-	-	SYM
crda-491	65	17	2010	2010	NUM
crda-491	65	18	.	.	PUNCT
crda-491	66	1	experience	experience	NOUN
crda-491	66	2	in	in	ADP
crda-491	66	3	the	the	DET
crda-491	66	4	field	field	NOUN
crda-491	66	5	found	find	VERB
crda-491	66	6	more	more	ADV
crda-491	66	7	cohesive	cohesive	ADJ
crda-491	66	8	,	,	PUNCT
crda-491	66	9	financially	financially	ADV
crda-491	66	10	successful	successful	ADJ
crda-491	66	11	savings	saving	NOUN
crda-491	66	12	groups	group	NOUN
crda-491	66	13	who	who	PRON
crda-491	66	14	used	use	VERB
crda-491	66	15	vsla	vsla	NOUN
crda-491	66	16	,	,	PUNCT
crda-491	66	17	leading	lead	VERB
crda-491	66	18	world	world	NOUN
crda-491	66	19	relief	relief	NOUN
crda-491	66	20	to	to	PART
crda-491	66	21	employ	employ	VERB
crda-491	66	22	only	only	ADV
crda-491	66	23	vsla	vsla	NOUN
crda-491	66	24	for	for	ADP
crda-491	66	25	future	future	ADJ
crda-491	66	26	savings	saving	NOUN
crda-491	66	27	groups	group	NOUN
crda-491	66	28	operations	operation	NOUN
crda-491	66	29	.	.	PUNCT
crda-491	67	1	in	in	ADP
crda-491	67	2	2013	2013	NUM
crda-491	67	3	,	,	PUNCT
crda-491	67	4	world	world	NOUN
crda-491	67	5	relief	relief	NOUN
crda-491	67	6	wrote	write	VERB
crda-491	67	7	narrative	narrative	ADJ
crda-491	67	8	sections	section	NOUN
crda-491	67	9	to	to	PART
crda-491	67	10	complement	complement	VERB
crda-491	67	11	the	the	DET
crda-491	67	12	operations	operation	NOUN
crda-491	67	13	of	of	ADP
crda-491	67	14	the	the	DET
crda-491	67	15	vsla	vsla	ADJ
crda-491	67	16	methodology	methodology	NOUN
crda-491	67	17	and	and	CCONJ
crda-491	67	18	named	name	VERB
crda-491	67	19	this	this	DET
crda-491	67	20	curriculum	curriculum	NOUN
crda-491	67	21	savings	saving	NOUN
crda-491	67	22	for	for	ADP
crda-491	67	23	life	life	NOUN
crda-491	67	24	.	.	PUNCT
crda-491	68	1	the	the	DET
crda-491	68	2	sfl	sfl	PROPN
crda-491	68	3	curriculum	curriculum	NOUN
crda-491	68	4	brings	bring	VERB
crda-491	68	5	a	a	DET
crda-491	68	6	biblical	biblical	ADJ
crda-491	68	7	understanding	understanding	NOUN
crda-491	68	8	of	of	ADP
crda-491	68	9	stewardship	stewardship	NOUN
crda-491	68	10	and	and	CCONJ
crda-491	68	11	poverty	poverty	NOUN
crda-491	68	12	alleviation	alleviation	NOUN
crda-491	68	13	that	that	PRON
crda-491	68	14	draws	draw	VERB
crda-491	68	15	upon	upon	SCONJ
crda-491	68	16	bryant	bryant	PROPN
crda-491	68	17	myers	myers	PROPN
crda-491	68	18	’	'	PUNCT
crda-491	68	19	ideas	idea	NOUN
crda-491	68	20	that	that	SCONJ
crda-491	68	21	poverty	poverty	NOUN
crda-491	68	22	is	be	AUX
crda-491	68	23	caused	cause	VERB
crda-491	68	24	by	by	ADP
crda-491	68	25	brokenness	brokenness	NOUN
crda-491	68	26	in	in	ADP
crda-491	68	27	four	four	NUM
crda-491	68	28	key	key	ADJ
crda-491	68	29	relationships	relationship	NOUN
crda-491	68	30	(	(	PUNCT
crda-491	68	31	myers	myers	PROPN
crda-491	68	32	2011	2011	NUM
crda-491	68	33	)	)	PUNCT
crda-491	68	34	.	.	PUNCT
crda-491	69	1	once	once	SCONJ
crda-491	69	2	church	church	NOUN
crda-491	69	3	leaders	leader	NOUN
crda-491	69	4	decided	decide	VERB
crda-491	69	5	to	to	PART
crda-491	69	6	address	address	VERB
crda-491	69	7	material	material	ADJ
crda-491	69	8	poverty	poverty	NOUN
crda-491	69	9	through	through	ADP
crda-491	69	10	sfl	sfl	PROPN
crda-491	69	11	,	,	PUNCT
crda-491	69	12	world	world	NOUN
crda-491	69	13	relief	relief	NOUN
crda-491	69	14	followed	follow	VERB
crda-491	69	15	a	a	DET
crda-491	69	16	threeyear	threeyear	NOUN
crda-491	69	17	process	process	NOUN
crda-491	69	18	to	to	PART
crda-491	69	19	hand	hand	VERB
crda-491	69	20	over	over	ADP
crda-491	69	21	the	the	DET
crda-491	69	22	sfl	sfl	PROPN
crda-491	69	23	ministry	ministry	PROPN
crda-491	69	24	to	to	ADP
crda-491	69	25	the	the	DET
crda-491	69	26	local	local	ADJ
crda-491	69	27	church	church	NOUN
crda-491	69	28	.	.	PUNCT
crda-491	70	1	in	in	ADP
crda-491	70	2	the	the	DET
crda-491	70	3	first	first	ADJ
crda-491	70	4	year	year	NOUN
crda-491	70	5	,	,	PUNCT
crda-491	70	6	world	world	NOUN
crda-491	70	7	relief	relief	NOUN
crda-491	70	8	field	field	NOUN
crda-491	70	9	staff	staff	NOUN
crda-491	70	10	formed	form	VERB
crda-491	70	11	4	4	NUM
crda-491	70	12	when	when	SCONJ
crda-491	70	13	helping	help	VERB
crda-491	70	14	hurts	hurt	VERB
crda-491	70	15	(	(	PUNCT
crda-491	70	16	corbett	corbett	NOUN
crda-491	70	17	and	and	CCONJ
crda-491	70	18	fikkert	fikkert	ADJ
crda-491	70	19	2009	2009	NUM
crda-491	70	20	)	)	PUNCT
crda-491	70	21	and	and	CCONJ
crda-491	70	22	from	from	ADP
crda-491	70	23	dependency	dependency	NOUN
crda-491	70	24	to	to	ADP
crda-491	70	25	dignity	dignity	NOUN
crda-491	70	26	(	(	PUNCT
crda-491	70	27	fikkert	fikkert	VERB
crda-491	70	28	and	and	CCONJ
crda-491	70	29	mask	mask	NOUN
crda-491	70	30	2015	2015	NUM
crda-491	70	31	)	)	PUNCT
crda-491	70	32	are	be	AUX
crda-491	70	33	two	two	NUM
crda-491	70	34	of	of	ADP
crda-491	70	35	the	the	DET
crda-491	70	36	chalmers	chalmer	NOUN
crda-491	70	37	centers	center	NOUN
crda-491	70	38	’	'	PUNCT
crda-491	70	39	most	most	ADV
crda-491	70	40	helpful	helpful	ADJ
crda-491	70	41	resources	resource	NOUN
crda-491	70	42	on	on	ADP
crda-491	70	43	savings	saving	NOUN
crda-491	70	44	programs	program	NOUN
crda-491	70	45	.	.	PUNCT
crda-491	71	1	the	the	DET
crda-491	71	2	chalmers	chalmer	NOUN
crda-491	71	3	center	center	NOUN
crda-491	71	4	has	have	VERB
crda-491	71	5	their	their	PRON
crda-491	71	6	savings	saving	NOUN
crda-491	71	7	group	group	NOUN
crda-491	71	8	training	training	NOUN
crda-491	71	9	materials	material	NOUN
crda-491	71	10	available	available	ADJ
crda-491	71	11	online	online	ADV
crda-491	71	12	at	at	ADP
crda-491	71	13	https://chalmers.org/training/restore-savings/	https://chalmers.org/training/restore-savings/	PROPN
crda-491	71	14	5	5	NUM
crda-491	71	15	https://www.care.org/our-work/education-and-work/microsavings/vsla-101/	https://www.care.org/our-work/education-and-work/microsavings/vsla-101/	NUM
crda-491	71	16	6	6	NUM
crda-491	71	17	the	the	DET
crda-491	71	18	vsl	vsl	PROPN
crda-491	71	19	associates	associates	PROPN
crda-491	71	20	’	'	PUNCT
crda-491	71	21	website	website	NOUN
crda-491	71	22	,	,	PUNCT
crda-491	71	23	https://www.vsla.net/	https://www.vsla.net/	PROPN
crda-491	71	24	has	have	VERB
crda-491	71	25	a	a	DET
crda-491	71	26	full	full	ADJ
crda-491	71	27	description	description	NOUN
crda-491	71	28	of	of	ADP
crda-491	71	29	the	the	DET
crda-491	71	30	vsla	vsla	ADJ
crda-491	71	31	methodology	methodology	NOUN
crda-491	71	32	,	,	PUNCT
crda-491	71	33	including	include	VERB
crda-491	71	34	downloadable	downloadable	ADJ
crda-491	71	35	training	training	NOUN
crda-491	71	36	guides	guide	NOUN
crda-491	71	37	.	.	PUNCT
crda-491	72	1	early	early	ADJ
crda-491	72	2	work	work	NOUN
crda-491	72	3	by	by	ADP
crda-491	72	4	allen	allen	NOUN
crda-491	72	5	and	and	CCONJ
crda-491	72	6	panetta	panetta	PROPN
crda-491	72	7	(	(	PUNCT
crda-491	72	8	2010	2010	NUM
crda-491	72	9	)	)	PUNCT
crda-491	72	10	summarizes	summarize	VERB
crda-491	72	11	vsla	vsla	ADJ
crda-491	72	12	-	-	PUNCT
crda-491	72	13	style	style	NOUN
crda-491	72	14	savings	saving	NOUN
crda-491	72	15	group	group	NOUN
crda-491	72	16	programs	program	NOUN
crda-491	72	17	.	.	PUNCT
crda-491	73	1	the	the	DET
crda-491	73	2	savings	saving	NOUN
crda-491	73	3	-	-	PUNCT
crda-491	73	4	led	lead	VERB
crda-491	73	5	working	working	NOUN
crda-491	73	6	group	group	NOUN
crda-491	73	7	of	of	ADP
crda-491	73	8	the	the	DET
crda-491	73	9	seep	seep	NOUN
crda-491	73	10	network	network	NOUN
crda-491	73	11	serves	serve	VERB
crda-491	73	12	as	as	ADP
crda-491	73	13	a	a	DET
crda-491	73	14	convener	convener	NOUN
crda-491	73	15	for	for	ADP
crda-491	73	16	implementing	implement	VERB
crda-491	73	17	organizations	organization	NOUN
crda-491	73	18	in	in	ADP
crda-491	73	19	the	the	DET
crda-491	73	20	savings	saving	NOUN
crda-491	73	21	group	group	NOUN
crda-491	73	22	sector	sector	NOUN
crda-491	73	23	,	,	PUNCT
crda-491	73	24	worldwide	worldwide	ADV
crda-491	73	25	.	.	PUNCT
crda-491	74	1	the	the	DET
crda-491	74	2	website	website	NOUN
crda-491	74	3	www.mangotree.org	www.mangotree.org	AUX
crda-491	74	4	houses	house	VERB
crda-491	74	5	a	a	DET
crda-491	74	6	resource	resource	NOUN
crda-491	74	7	library	library	NOUN
crda-491	74	8	of	of	ADP
crda-491	74	9	this	this	DET
crda-491	74	10	working	working	NOUN
crda-491	74	11	group	group	NOUN
crda-491	74	12	.	.	PUNCT
crda-491	75	1	7	7	NUM
crda-491	75	2	world	world	NOUN
crda-491	75	3	relief	relief	NOUN
crda-491	75	4	’s	’s	PART
crda-491	75	5	volunteer	volunteer	NOUN
crda-491	75	6	structure	structure	NOUN
crda-491	75	7	largely	largely	ADV
crda-491	75	8	follows	follow	VERB
crda-491	75	9	the	the	DET
crda-491	75	10	vsla	vsla	ADJ
crda-491	75	11	methodology	methodology	NOUN
crda-491	75	12	’s	’s	PART
crda-491	75	13	village	village	NOUN
crda-491	75	14	agent	agent	NOUN
crda-491	75	15	approach	approach	NOUN
crda-491	75	16	.	.	PUNCT
crda-491	76	1	see	see	VERB
crda-491	76	2	https://www.vsla.net/	https://www.vsla.net/	NOUN
crda-491	76	3	for	for	ADP
crda-491	76	4	information	information	NOUN
crda-491	76	5	and	and	CCONJ
crda-491	76	6	training	training	NOUN
crda-491	76	7	guides	guide	NOUN
crda-491	76	8	for	for	ADP
crda-491	76	9	utilizing	utilize	VERB
crda-491	76	10	village	village	NOUN
crda-491	76	11	agents	agent	NOUN
crda-491	76	12	.	.	PUNCT
crda-491	77	1	and	and	CCONJ
crda-491	77	2	trained	train	VERB
crda-491	77	3	24	24	NUM
crda-491	77	4	savings	saving	NOUN
crda-491	77	5	groups	group	NOUN
crda-491	77	6	in	in	ADP
crda-491	77	7	the	the	DET
crda-491	77	8	sfl	sfl	PROPN
crda-491	77	9	methodology	methodology	NOUN
crda-491	77	10	.	.	PUNCT
crda-491	78	1	through	through	ADP
crda-491	78	2	sfl	sfl	PROPN
crda-491	78	3	,	,	PUNCT
crda-491	78	4	members	member	NOUN
crda-491	78	5	contribute	contribute	VERB
crda-491	78	6	weekly	weekly	ADV
crda-491	78	7	to	to	ADP
crda-491	78	8	a	a	DET
crda-491	78	9	common	common	ADJ
crda-491	78	10	savings	saving	NOUN
crda-491	78	11	fund	fund	NOUN
crda-491	78	12	through	through	ADP
crda-491	78	13	share	share	NOUN
crda-491	78	14	purchases	purchase	NOUN
crda-491	78	15	,	,	PUNCT
crda-491	78	16	setting	set	VERB
crda-491	78	17	an	an	DET
crda-491	78	18	initial	initial	ADJ
crda-491	78	19	share	share	NOUN
crda-491	78	20	value	value	NOUN
crda-491	78	21	at	at	ADP
crda-491	78	22	the	the	DET
crda-491	78	23	beginning	beginning	NOUN
crda-491	78	24	of	of	ADP
crda-491	78	25	the	the	DET
crda-491	78	26	cycle	cycle	NOUN
crda-491	78	27	.	.	PUNCT
crda-491	79	1	members	member	NOUN
crda-491	79	2	must	must	AUX
crda-491	79	3	buy	buy	VERB
crda-491	79	4	a	a	DET
crda-491	79	5	minimum	minimum	NOUN
crda-491	79	6	of	of	ADP
crda-491	79	7	one	one	NUM
crda-491	79	8	share	share	NOUN
crda-491	79	9	and	and	CCONJ
crda-491	79	10	a	a	DET
crda-491	79	11	maximum	maximum	NOUN
crda-491	79	12	of	of	ADP
crda-491	79	13	five	five	NUM
crda-491	79	14	shares	share	NOUN
crda-491	79	15	at	at	ADP
crda-491	79	16	every	every	DET
crda-491	79	17	weekly	weekly	ADJ
crda-491	79	18	meeting	meeting	NOUN
crda-491	79	19	.	.	PUNCT
crda-491	80	1	initial	initial	ADJ
crda-491	80	2	savings	saving	NOUN
crda-491	80	3	groups	group	NOUN
crda-491	80	4	in	in	ADP
crda-491	80	5	the	the	DET
crda-491	80	6	kako	kako	PROPN
crda-491	80	7	cez	cez	PROPN
crda-491	80	8	set	set	VERB
crda-491	80	9	a	a	DET
crda-491	80	10	share	share	NOUN
crda-491	80	11	value	value	NOUN
crda-491	80	12	of	of	ADP
crda-491	80	13	500	500	NUM
crda-491	80	14	congolese	congolese	ADJ
crda-491	80	15	francs	franc	NOUN
crda-491	80	16	,	,	PUNCT
crda-491	80	17	giving	give	VERB
crda-491	80	18	members	member	NOUN
crda-491	80	19	the	the	DET
crda-491	80	20	opportunity	opportunity	NOUN
crda-491	80	21	to	to	PART
crda-491	80	22	save	save	VERB
crda-491	80	23	500	500	NUM
crda-491	80	24	-	-	SYM
crda-491	80	25	2,500	2,500	NUM
crda-491	80	26	congolese	congolese	ADJ
crda-491	80	27	francs	franc	NOUN
crda-491	80	28	(	(	PUNCT
crda-491	80	29	$	$	SYM
crda-491	80	30	0.25-$1.25	0.25-$1.25	NUM
crda-491	80	31	)	)	PUNCT
crda-491	80	32	,	,	PUNCT
crda-491	80	33	in	in	ADP
crda-491	80	34	increments	increment	NOUN
crda-491	80	35	of	of	ADP
crda-491	80	36	500	500	NUM
crda-491	80	37	,	,	PUNCT
crda-491	80	38	at	at	ADP
crda-491	80	39	each	each	DET
crda-491	80	40	weekly	weekly	ADJ
crda-491	80	41	meeting	meeting	NOUN
crda-491	80	42	.	.	PUNCT
crda-491	81	1	this	this	DET
crda-491	81	2	common	common	ADJ
crda-491	81	3	savings	saving	NOUN
crda-491	81	4	fund	fund	NOUN
crda-491	81	5	provides	provide	VERB
crda-491	81	6	loan	loan	NOUN
crda-491	81	7	money	money	NOUN
crda-491	81	8	for	for	ADP
crda-491	81	9	group	group	NOUN
crda-491	81	10	members	member	NOUN
crda-491	81	11	,	,	PUNCT
crda-491	81	12	repayable	repayable	ADJ
crda-491	81	13	to	to	ADP
crda-491	81	14	the	the	DET
crda-491	81	15	group	group	NOUN
crda-491	81	16	with	with	ADP
crda-491	81	17	an	an	DET
crda-491	81	18	interest	interest	NOUN
crda-491	81	19	rate	rate	NOUN
crda-491	81	20	set	set	VERB
crda-491	81	21	by	by	ADP
crda-491	81	22	the	the	DET
crda-491	81	23	group	group	NOUN
crda-491	81	24	.	.	PUNCT
crda-491	82	1	in	in	ADP
crda-491	82	2	kako	kako	PROPN
crda-491	82	3	cez	cez	PROPN
crda-491	82	4	,	,	PUNCT
crda-491	82	5	groups	group	NOUN
crda-491	82	6	have	have	AUX
crda-491	82	7	chosen	choose	VERB
crda-491	82	8	between	between	ADP
crda-491	82	9	5	5	NUM
crda-491	82	10	-	-	SYM
crda-491	82	11	10	10	NUM
crda-491	82	12	%	%	NOUN
crda-491	82	13	interest	interest	NOUN
crda-491	82	14	per	per	ADP
crda-491	82	15	month	month	NOUN
crda-491	82	16	with	with	ADP
crda-491	82	17	a	a	DET
crda-491	82	18	maximum	maximum	ADJ
crda-491	82	19	loan	loan	NOUN
crda-491	82	20	term	term	NOUN
crda-491	82	21	of	of	ADP
crda-491	82	22	three	three	NUM
crda-491	82	23	months	month	NOUN
crda-491	82	24	.	.	PUNCT
crda-491	83	1	groups	group	NOUN
crda-491	83	2	also	also	ADV
crda-491	83	3	manage	manage	VERB
crda-491	83	4	a	a	DET
crda-491	83	5	social	social	ADJ
crda-491	83	6	fund	fund	NOUN
crda-491	83	7	that	that	PRON
crda-491	83	8	acts	act	VERB
crda-491	83	9	as	as	ADP
crda-491	83	10	micro	micro	NOUN
crda-491	83	11	-	-	NOUN
crda-491	83	12	insurance	insurance	NOUN
crda-491	83	13	,	,	PUNCT
crda-491	83	14	providing	provide	VERB
crda-491	83	15	small	small	ADJ
crda-491	83	16	grants	grant	NOUN
crda-491	83	17	in	in	ADP
crda-491	83	18	times	time	NOUN
crda-491	83	19	of	of	ADP
crda-491	83	20	need	need	NOUN
crda-491	83	21	.	.	PUNCT
crda-491	84	1	groups	group	NOUN
crda-491	84	2	set	set	VERB
crda-491	84	3	a	a	DET
crda-491	84	4	fixed	fix	VERB
crda-491	84	5	amount	amount	NOUN
crda-491	84	6	for	for	ADP
crda-491	84	7	weekly	weekly	ADJ
crda-491	84	8	contributions	contribution	NOUN
crda-491	84	9	,	,	PUNCT
crda-491	84	10	ranging	range	VERB
crda-491	84	11	between	between	ADP
crda-491	84	12	100	100	NUM
crda-491	84	13	-	-	SYM
crda-491	84	14	500	500	NUM
crda-491	84	15	congolese	congolese	ADJ
crda-491	84	16	francs	franc	NOUN
crda-491	84	17	(	(	PUNCT
crda-491	84	18	$	$	SYM
crda-491	84	19	0.05-$0.25	0.05-$0.25	NUM
crda-491	84	20	)	)	PUNCT
crda-491	84	21	for	for	ADP
crda-491	84	22	the	the	DET
crda-491	84	23	social	social	ADJ
crda-491	84	24	fund	fund	NOUN
crda-491	84	25	and	and	CCONJ
crda-491	84	26	agree	agree	VERB
crda-491	84	27	upon	upon	SCONJ
crda-491	84	28	the	the	DET
crda-491	84	29	amount	amount	NOUN
crda-491	84	30	of	of	ADP
crda-491	84	31	a	a	DET
crda-491	84	32	grant	grant	NOUN
crda-491	84	33	for	for	ADP
crda-491	84	34	a	a	DET
crda-491	84	35	member	member	NOUN
crda-491	84	36	facing	face	VERB
crda-491	84	37	a	a	DET
crda-491	84	38	financial	financial	ADJ
crda-491	84	39	crisis	crisis	NOUN
crda-491	84	40	,	,	PUNCT
crda-491	84	41	such	such	ADJ
crda-491	84	42	as	as	ADP
crda-491	84	43	an	an	DET
crda-491	84	44	unexpected	unexpected	ADJ
crda-491	84	45	hospitalization	hospitalization	NOUN
crda-491	84	46	of	of	ADP
crda-491	84	47	a	a	DET
crda-491	84	48	child	child	NOUN
crda-491	84	49	.	.	PUNCT
crda-491	85	1	the	the	DET
crda-491	85	2	group	group	NOUN
crda-491	85	3	has	have	VERB
crda-491	85	4	a	a	DET
crda-491	85	5	metal	metal	NOUN
crda-491	85	6	box	box	NOUN
crda-491	85	7	with	with	ADP
crda-491	85	8	three	three	NUM
crda-491	85	9	locks	lock	NOUN
crda-491	85	10	to	to	PART
crda-491	85	11	hold	hold	VERB
crda-491	85	12	all	all	DET
crda-491	85	13	money	money	NOUN
crda-491	85	14	for	for	ADP
crda-491	85	15	savings	saving	NOUN
crda-491	85	16	,	,	PUNCT
crda-491	85	17	loans	loan	NOUN
crda-491	85	18	,	,	PUNCT
crda-491	85	19	and	and	CCONJ
crda-491	85	20	the	the	DET
crda-491	85	21	social	social	ADJ
crda-491	85	22	fund	fund	NOUN
crda-491	85	23	.	.	PUNCT
crda-491	86	1	three	three	NUM
crda-491	86	2	separate	separate	ADJ
crda-491	86	3	members	member	NOUN
crda-491	86	4	hold	hold	VERB
crda-491	86	5	keys	key	NOUN
crda-491	86	6	for	for	ADP
crda-491	86	7	the	the	DET
crda-491	86	8	box	box	NOUN
crda-491	86	9	which	which	PRON
crda-491	86	10	may	may	AUX
crda-491	86	11	only	only	ADV
crda-491	86	12	be	be	AUX
crda-491	86	13	opened	open	VERB
crda-491	86	14	at	at	ADP
crda-491	86	15	sfl	sfl	PROPN
crda-491	86	16	group	group	NOUN
crda-491	86	17	meetings	meeting	NOUN
crda-491	86	18	.	.	PUNCT
crda-491	87	1	after	after	ADP
crda-491	87	2	a	a	DET
crda-491	87	3	period	period	NOUN
crda-491	87	4	of	of	ADP
crda-491	87	5	9	9	NUM
crda-491	87	6	-	-	SYM
crda-491	87	7	12	12	NUM
crda-491	87	8	months	month	NOUN
crda-491	87	9	,	,	PUNCT
crda-491	87	10	groups	group	NOUN
crda-491	87	11	hold	hold	VERB
crda-491	87	12	an	an	DET
crda-491	87	13	annual	annual	ADJ
crda-491	87	14	distribution	distribution	NOUN
crda-491	87	15	of	of	ADP
crda-491	87	16	funds	fund	NOUN
crda-491	87	17	,	,	PUNCT
crda-491	87	18	called	call	VERB
crda-491	87	19	a	a	DET
crda-491	87	20	share	share	NOUN
crda-491	87	21	out	out	ADP
crda-491	87	22	,	,	PUNCT
crda-491	87	23	at	at	ADP
crda-491	87	24	which	which	PRON
crda-491	87	25	each	each	DET
crda-491	87	26	member	member	NOUN
crda-491	87	27	takes	take	VERB
crda-491	87	28	home	home	ADV
crda-491	87	29	the	the	DET
crda-491	87	30	amount	amount	NOUN
crda-491	87	31	s	s	PART
crda-491	87	32	/	/	SYM
crda-491	87	33	he	he	PRON
crda-491	87	34	saved	save	VERB
crda-491	87	35	plus	plus	CCONJ
crda-491	87	36	the	the	DET
crda-491	87	37	portion	portion	NOUN
crda-491	87	38	of	of	ADP
crda-491	87	39	interest	interest	NOUN
crda-491	87	40	earned	earn	VERB
crda-491	87	41	from	from	ADP
crda-491	87	42	loan	loan	NOUN
crda-491	87	43	activity	activity	NOUN
crda-491	87	44	(	(	PUNCT
crda-491	87	45	typically	typically	ADV
crda-491	87	46	around	around	ADV
crda-491	87	47	25	25	NUM
crda-491	87	48	-	-	SYM
crda-491	87	49	30	30	NUM
crda-491	87	50	%	%	NOUN
crda-491	87	51	return	return	NOUN
crda-491	87	52	on	on	ADP
crda-491	87	53	one	one	NUM
crda-491	87	54	’s	’s	PART
crda-491	87	55	savings	saving	NOUN
crda-491	87	56	)	)	PUNCT
crda-491	87	57	.	.	PUNCT
crda-491	88	1	after	after	SCONJ
crda-491	88	2	each	each	DET
crda-491	88	3	share	share	VERB
crda-491	88	4	out	out	ADP
crda-491	88	5	,	,	PUNCT
crda-491	88	6	groups	group	NOUN
crda-491	88	7	start	start	VERB
crda-491	88	8	a	a	DET
crda-491	88	9	new	new	ADJ
crda-491	88	10	cycle	cycle	NOUN
crda-491	88	11	of	of	ADP
crda-491	88	12	savings	saving	NOUN
crda-491	88	13	and	and	CCONJ
crda-491	88	14	lending	lending	NOUN
crda-491	88	15	.	.	PUNCT
crda-491	89	1	the	the	DET
crda-491	89	2	first	first	ADJ
crda-491	89	3	twentyfour	twentyfour	NOUN
crda-491	89	4	groups	group	NOUN
crda-491	89	5	saved	save	VERB
crda-491	89	6	together	together	ADV
crda-491	89	7	and	and	CCONJ
crda-491	89	8	found	find	VERB
crda-491	89	9	great	great	ADJ
crda-491	89	10	success	success	NOUN
crda-491	89	11	following	follow	VERB
crda-491	89	12	the	the	DET
crda-491	89	13	sfl	sfl	PROPN
crda-491	89	14	methodology	methodology	NOUN
crda-491	89	15	;	;	PUNCT
crda-491	89	16	the	the	DET
crda-491	89	17	average	average	ADJ
crda-491	89	18	member	member	NOUN
crda-491	89	19	saved	save	VERB
crda-491	89	20	$	$	SYM
crda-491	89	21	36.15	36.15	NUM
crda-491	89	22	but	but	CCONJ
crda-491	89	23	took	take	VERB
crda-491	89	24	home	home	ADV
crda-491	89	25	$	$	SYM
crda-491	89	26	47.71	47.71	NUM
crda-491	89	27	at	at	ADP
crda-491	89	28	the	the	DET
crda-491	89	29	share	share	NOUN
crda-491	89	30	out	out	ADP
crda-491	89	31	,	,	PUNCT
crda-491	89	32	a	a	DET
crda-491	89	33	32	32	NUM
crda-491	89	34	%	%	NOUN
crda-491	89	35	return	return	NOUN
crda-491	89	36	on	on	ADP
crda-491	89	37	their	their	PRON
crda-491	89	38	investment	investment	NOUN
crda-491	89	39	.	.	PUNCT
crda-491	90	1	after	after	ADP
crda-491	90	2	a	a	DET
crda-491	90	3	successful	successful	ADJ
crda-491	90	4	first	first	ADJ
crda-491	90	5	cohort	cohort	NOUN
crda-491	90	6	of	of	ADP
crda-491	90	7	savers	saver	NOUN
crda-491	90	8	,	,	PUNCT
crda-491	90	9	world	world	NOUN
crda-491	90	10	relief	relief	NOUN
crda-491	90	11	then	then	ADV
crda-491	90	12	selected	select	VERB
crda-491	90	13	volunteers	volunteer	NOUN
crda-491	90	14	7	7	NUM
crda-491	90	15	from	from	ADP
crda-491	90	16	among	among	ADP
crda-491	90	17	those	those	DET
crda-491	90	18	first	first	ADJ
crda-491	90	19	groups	group	NOUN
crda-491	90	20	and	and	CCONJ
crda-491	90	21	trained	train	VERB
crda-491	90	22	them	they	PRON
crda-491	90	23	on	on	ADP
crda-491	90	24	how	how	SCONJ
crda-491	90	25	to	to	PART
crda-491	90	26	form	form	VERB
crda-491	90	27	,	,	PUNCT
crda-491	90	28	train	train	NOUN
crda-491	90	29	,	,	PUNCT
crda-491	90	30	and	and	CCONJ
crda-491	90	31	support	support	VERB
crda-491	90	32	new	new	ADJ
crda-491	90	33	savings	saving	NOUN
crda-491	90	34	groups	group	NOUN
crda-491	90	35	in	in	ADP
crda-491	90	36	the	the	DET
crda-491	90	37	community	community	NOUN
crda-491	90	38	.	.	PUNCT
crda-491	91	1	world	world	NOUN
crda-491	91	2	relief	relief	NOUN
crda-491	91	3	’s	’s	PART
crda-491	91	4	field	field	NOUN
crda-491	91	5	staff	staff	NOUN
crda-491	91	6	then	then	ADV
crda-491	91	7	moved	move	VERB
crda-491	91	8	into	into	ADP
crda-491	91	9	a	a	DET
crda-491	91	10	position	position	NOUN
crda-491	91	11	of	of	ADP
crda-491	91	12	supporting	support	VERB
crda-491	91	13	teams	team	NOUN
crda-491	91	14	of	of	ADP
crda-491	91	15	volunteers	volunteer	NOUN
crda-491	91	16	as	as	SCONJ
crda-491	91	17	the	the	DET
crda-491	91	18	volunteers	volunteer	NOUN
crda-491	91	19	formed	form	VERB
crda-491	91	20	and	and	CCONJ
crda-491	91	21	trained	train	VERB
crda-491	91	22	new	new	ADJ
crda-491	91	23	groups	group	NOUN
crda-491	91	24	.	.	PUNCT
crda-491	92	1	in	in	ADP
crda-491	92	2	total	total	ADJ
crda-491	92	3	,	,	PUNCT
crda-491	92	4	world	world	NOUN
crda-491	92	5	relief	relief	NOUN
crda-491	92	6	congo	congo	PROPN
crda-491	92	7	now	now	ADV
crda-491	92	8	has	have	VERB
crda-491	92	9	thirty	thirty	NUM
crda-491	92	10	-	-	PUNCT
crda-491	92	11	three	three	NUM
crda-491	92	12	community	community	NOUN
crda-491	92	13	-	-	PUNCT
crda-491	92	14	based	base	VERB
crda-491	92	15	about	about	ADP
crda-491	92	16	:	:	PUNCT
crda-491	92	17	blank	blank	ADJ
crda-491	92	18	about	about	ADP
crda-491	92	19	:	:	PUNCT
crda-491	92	20	blank	blank	ADJ
crda-491	92	21	about	about	ADP
crda-491	92	22	:	:	PUNCT
crda-491	92	23	blank	blank	ADJ
crda-491	92	24	about	about	ADP
crda-491	92	25	:	:	PUNCT
crda-491	92	26	blank	blank	ADJ
crda-491	92	27	about	about	ADP
crda-491	92	28	:	:	PUNCT
crda-491	92	29	blank	blank	ADJ
crda-491	92	30	about	about	ADP
crda-491	92	31	:	:	PUNCT
crda-491	92	32	blank	blank	ADJ
crda-491	92	33	christian	christian	ADJ
crda-491	92	34	relief	relief	NOUN
crda-491	92	35	,	,	PUNCT
crda-491	92	36	development	development	NOUN
crda-491	92	37	,	,	PUNCT
crda-491	92	38	and	and	CCONJ
crda-491	92	39	advocacy	advocacy	NOUN
crda-491	92	40	3(1	3(1	NUM
crda-491	92	41	)	)	PUNCT
crda-491	92	42	,	,	PUNCT
crda-491	92	43	summer	summer	NOUN
crda-491	92	44	2021	2021	NUM
crda-491	92	45	purvis	purvis	X
crda-491	92	46	,	,	PUNCT
crda-491	92	47	do	do	AUX
crda-491	92	48	savings	savings	NOUN
crda-491	92	49	groups	group	NOUN
crda-491	92	50	work	work	VERB
crda-491	92	51	?	?	PUNCT
crda-491	93	1	six	six	NUM
crda-491	93	2	years	year	NOUN
crda-491	93	3	of	of	ADP
crda-491	93	4	evidence	evidence	NOUN
crda-491	93	5	from	from	ADP
crda-491	93	6	the	the	DET
crda-491	93	7	drc	drc	PROPN
crda-491	93	8	4	4	NUM
crda-491	93	9	volunteers	volunteer	NOUN
crda-491	93	10	working	work	VERB
crda-491	93	11	with	with	ADP
crda-491	93	12	the	the	DET
crda-491	93	13	sfl	sfl	PROPN
crda-491	93	14	program	program	NOUN
crda-491	93	15	in	in	ADP
crda-491	93	16	the	the	DET
crda-491	93	17	kako	kako	PROPN
crda-491	93	18	cez	cez	PROPN
crda-491	93	19	.	.	PUNCT
crda-491	94	1	these	these	DET
crda-491	94	2	volunteers	volunteer	NOUN
crda-491	94	3	receive	receive	VERB
crda-491	94	4	annual	annual	ADJ
crda-491	94	5	refresher	refresher	NOUN
crda-491	94	6	training	training	NOUN
crda-491	94	7	from	from	ADP
crda-491	94	8	world	world	NOUN
crda-491	94	9	relief	relief	NOUN
crda-491	94	10	,	,	PUNCT
crda-491	94	11	a	a	DET
crda-491	94	12	bicycle	bicycle	NOUN
crda-491	94	13	to	to	PART
crda-491	94	14	help	help	VERB
crda-491	94	15	them	they	PRON
crda-491	94	16	get	get	VERB
crda-491	94	17	to	to	ADP
crda-491	94	18	savings	saving	NOUN
crda-491	94	19	groups	group	NOUN
crda-491	94	20	,	,	PUNCT
crda-491	94	21	and	and	CCONJ
crda-491	94	22	,	,	PUNCT
crda-491	94	23	because	because	SCONJ
crda-491	94	24	the	the	DET
crda-491	94	25	weather	weather	NOUN
crda-491	94	26	in	in	ADP
crda-491	94	27	kako	kako	PROPN
crda-491	94	28	is	be	AUX
crda-491	94	29	often	often	ADV
crda-491	94	30	overcast	overcast	ADJ
crda-491	94	31	and	and	CCONJ
crda-491	94	32	rainy	rainy	ADJ
crda-491	94	33	,	,	PUNCT
crda-491	94	34	a	a	DET
crda-491	94	35	raincoat	raincoat	NOUN
crda-491	94	36	and	and	CCONJ
crda-491	94	37	rain	rain	NOUN
crda-491	94	38	boots	boot	NOUN
crda-491	94	39	.	.	PUNCT
crda-491	95	1	beyond	beyond	ADP
crda-491	95	2	this	this	PRON
crda-491	95	3	,	,	PUNCT
crda-491	95	4	there	there	PRON
crda-491	95	5	are	be	VERB
crda-491	95	6	no	no	DET
crda-491	95	7	other	other	ADJ
crda-491	95	8	financial	financial	ADJ
crda-491	95	9	incentives	incentive	NOUN
crda-491	95	10	from	from	ADP
crda-491	95	11	the	the	DET
crda-491	95	12	organization	organization	NOUN
crda-491	95	13	,	,	PUNCT
crda-491	95	14	churches	church	NOUN
crda-491	95	15	,	,	PUNCT
crda-491	95	16	or	or	CCONJ
crda-491	95	17	savings	saving	NOUN
crda-491	95	18	groups	group	NOUN
crda-491	95	19	.	.	PUNCT
crda-491	96	1	world	world	NOUN
crda-491	96	2	relief	relief	NOUN
crda-491	96	3	designed	design	VERB
crda-491	96	4	the	the	DET
crda-491	96	5	volunteer	volunteer	NOUN
crda-491	96	6	structure	structure	NOUN
crda-491	96	7	with	with	ADP
crda-491	96	8	the	the	DET
crda-491	96	9	eventual	eventual	ADJ
crda-491	96	10	handover	handover	NOUN
crda-491	96	11	to	to	ADP
crda-491	96	12	the	the	DET
crda-491	96	13	local	local	ADJ
crda-491	96	14	church	church	NOUN
crda-491	96	15	in	in	ADP
crda-491	96	16	mind	mind	NOUN
crda-491	96	17	,	,	PUNCT
crda-491	96	18	meaning	mean	VERB
crda-491	96	19	in	in	ADP
crda-491	96	20	part	part	NOUN
crda-491	96	21	that	that	SCONJ
crda-491	96	22	they	they	PRON
crda-491	96	23	did	do	AUX
crda-491	96	24	not	not	PART
crda-491	96	25	want	want	VERB
crda-491	96	26	to	to	PART
crda-491	96	27	pass	pass	VERB
crda-491	96	28	on	on	ADP
crda-491	96	29	any	any	DET
crda-491	96	30	financial	financial	ADJ
crda-491	96	31	cost	cost	NOUN
crda-491	96	32	to	to	ADP
crda-491	96	33	the	the	DET
crda-491	96	34	church	church	NOUN
crda-491	96	35	.	.	PUNCT
crda-491	97	1	yet	yet	ADV
crda-491	97	2	,	,	PUNCT
crda-491	97	3	even	even	ADV
crda-491	97	4	without	without	ADP
crda-491	97	5	financial	financial	ADJ
crda-491	97	6	incentives	incentive	NOUN
crda-491	97	7	,	,	PUNCT
crda-491	97	8	the	the	DET
crda-491	97	9	sfl	sfl	PROPN
crda-491	97	10	program	program	NOUN
crda-491	97	11	thrives	thrive	VERB
crda-491	97	12	,	,	PUNCT
crda-491	97	13	with	with	ADP
crda-491	97	14	volunteers	volunteer	NOUN
crda-491	97	15	typically	typically	ADV
crda-491	97	16	meeting	meet	VERB
crda-491	97	17	or	or	CCONJ
crda-491	97	18	exceeding	exceed	VERB
crda-491	97	19	target	target	NOUN
crda-491	97	20	numbers	number	NOUN
crda-491	97	21	of	of	ADP
crda-491	97	22	new	new	ADJ
crda-491	97	23	savings	saving	NOUN
crda-491	97	24	groups	group	NOUN
crda-491	97	25	to	to	PART
crda-491	97	26	form	form	VERB
crda-491	97	27	and	and	CCONJ
crda-491	97	28	train	train	NOUN
crda-491	97	29	.	.	PUNCT
crda-491	98	1	after	after	ADP
crda-491	98	2	two	two	NUM
crda-491	98	3	years	year	NOUN
crda-491	98	4	of	of	ADP
crda-491	98	5	implementation	implementation	NOUN
crda-491	98	6	,	,	PUNCT
crda-491	98	7	world	world	NOUN
crda-491	98	8	relief	relief	NOUN
crda-491	98	9	started	start	VERB
crda-491	98	10	setting	set	VERB
crda-491	98	11	up	up	ADP
crda-491	98	12	the	the	DET
crda-491	98	13	sustainability	sustainability	NOUN
crda-491	98	14	mechanism	mechanism	NOUN
crda-491	98	15	:	:	PUNCT
crda-491	98	16	the	the	DET
crda-491	98	17	sfl	sfl	PROPN
crda-491	98	18	committee	committee	NOUN
crda-491	98	19	.	.	PUNCT
crda-491	99	1	this	this	DET
crda-491	99	2	committee	committee	NOUN
crda-491	99	3	is	be	AUX
crda-491	99	4	a	a	DET
crda-491	99	5	group	group	NOUN
crda-491	99	6	of	of	ADP
crda-491	99	7	“	"	PUNCT
crda-491	99	8	super	super	ADJ
crda-491	99	9	volunteers	volunteer	NOUN
crda-491	99	10	”	"	PUNCT
crda-491	99	11	who	who	PRON
crda-491	99	12	take	take	VERB
crda-491	99	13	on	on	ADP
crda-491	99	14	the	the	DET
crda-491	99	15	roles	role	NOUN
crda-491	99	16	and	and	CCONJ
crda-491	99	17	responsibilities	responsibility	NOUN
crda-491	99	18	of	of	ADP
crda-491	99	19	the	the	DET
crda-491	99	20	field	field	NOUN
crda-491	99	21	staff	staff	NOUN
crda-491	99	22	and	and	CCONJ
crda-491	99	23	sit	sit	VERB
crda-491	99	24	under	under	ADP
crda-491	99	25	the	the	DET
crda-491	99	26	authority	authority	NOUN
crda-491	99	27	and	and	CCONJ
crda-491	99	28	leadership	leadership	NOUN
crda-491	99	29	of	of	ADP
crda-491	99	30	the	the	DET
crda-491	99	31	cnc	cnc	PROPN
crda-491	99	32	.	.	PUNCT
crda-491	100	1	this	this	PRON
crda-491	100	2	is	be	AUX
crda-491	100	3	the	the	DET
crda-491	100	4	first	first	ADJ
crda-491	100	5	step	step	NOUN
crda-491	100	6	of	of	ADP
crda-491	100	7	world	world	NOUN
crda-491	100	8	relief	relief	NOUN
crda-491	100	9	phasing	phasing	NOUN
crda-491	100	10	out	out	ADP
crda-491	100	11	of	of	ADP
crda-491	100	12	the	the	DET
crda-491	100	13	community	community	NOUN
crda-491	100	14	.	.	PUNCT
crda-491	101	1	world	world	NOUN
crda-491	101	2	relief	relief	NOUN
crda-491	101	3	organized	organize	VERB
crda-491	101	4	four	four	NUM
crda-491	101	5	sfl	sfl	PROPN
crda-491	101	6	committees	committee	NOUN
crda-491	101	7	throughout	throughout	ADP
crda-491	101	8	the	the	DET
crda-491	101	9	kako	kako	PROPN
crda-491	101	10	area	area	PROPN
crda-491	101	11	.	.	PUNCT
crda-491	102	1	these	these	DET
crda-491	102	2	report	report	NOUN
crda-491	102	3	to	to	ADP
crda-491	102	4	the	the	DET
crda-491	102	5	cnc	cnc	PROPN
crda-491	102	6	and	and	CCONJ
crda-491	102	7	support	support	VERB
crda-491	102	8	the	the	DET
crda-491	102	9	remaining	remain	VERB
crda-491	102	10	sfl	sfl	NOUN
crda-491	102	11	volunteers	volunteer	NOUN
crda-491	102	12	as	as	SCONJ
crda-491	102	13	they	they	PRON
crda-491	102	14	continue	continue	VERB
crda-491	102	15	to	to	PART
crda-491	102	16	work	work	VERB
crda-491	102	17	with	with	ADP
crda-491	102	18	new	new	ADJ
crda-491	102	19	and	and	CCONJ
crda-491	102	20	existing	exist	VERB
crda-491	102	21	savings	saving	NOUN
crda-491	102	22	groups	group	NOUN
crda-491	102	23	.	.	PUNCT
crda-491	103	1	in	in	ADP
crda-491	103	2	sfl	sfl	PROPN
crda-491	103	3	implementation	implementation	NOUN
crda-491	103	4	year	year	NOUN
crda-491	103	5	three	three	NUM
crda-491	103	6	,	,	PUNCT
crda-491	103	7	the	the	DET
crda-491	103	8	world	world	NOUN
crda-491	103	9	relief	relief	NOUN
crda-491	103	10	staff	staff	NOUN
crda-491	103	11	work	work	VERB
crda-491	103	12	to	to	PART
crda-491	103	13	hand	hand	VERB
crda-491	103	14	over	over	ADP
crda-491	103	15	their	their	PRON
crda-491	103	16	responsibilities	responsibility	NOUN
crda-491	103	17	,	,	PUNCT
crda-491	103	18	ensuring	ensure	VERB
crda-491	103	19	sfl	sfl	PROPN
crda-491	103	20	committee	committee	NOUN
crda-491	103	21	members	member	NOUN
crda-491	103	22	understand	understand	VERB
crda-491	103	23	and	and	CCONJ
crda-491	103	24	can	can	AUX
crda-491	103	25	follow	follow	VERB
crda-491	103	26	their	their	PRON
crda-491	103	27	roles	role	NOUN
crda-491	103	28	successfully	successfully	ADV
crda-491	103	29	.	.	PUNCT
crda-491	104	1	though	though	SCONJ
crda-491	104	2	world	world	NOUN
crda-491	104	3	relief	relief	NOUN
crda-491	104	4	staff	staff	NOUN
crda-491	104	5	phased	phase	VERB
crda-491	104	6	out	out	ADP
crda-491	104	7	of	of	ADP
crda-491	104	8	the	the	DET
crda-491	104	9	kako	kako	PROPN
crda-491	104	10	cez	cez	PROPN
crda-491	104	11	in	in	ADP
crda-491	104	12	2018	2018	NUM
crda-491	104	13	,	,	PUNCT
crda-491	104	14	the	the	DET
crda-491	104	15	sfl	sfl	PROPN
crda-491	104	16	committee	committee	NOUN
crda-491	104	17	continues	continue	VERB
crda-491	104	18	supporting	support	VERB
crda-491	104	19	both	both	CCONJ
crda-491	104	20	groups	group	NOUN
crda-491	104	21	and	and	CCONJ
crda-491	104	22	volunteers	volunteer	NOUN
crda-491	104	23	,	,	PUNCT
crda-491	104	24	and	and	CCONJ
crda-491	104	25	cnc	cnc	PROPN
crda-491	104	26	members	member	NOUN
crda-491	104	27	support	support	VERB
crda-491	104	28	and	and	CCONJ
crda-491	104	29	encourage	encourage	VERB
crda-491	104	30	sfl	sfl	PROPN
crda-491	104	31	committee	committee	NOUN
crda-491	104	32	members	member	NOUN
crda-491	104	33	in	in	ADP
crda-491	104	34	order	order	NOUN
crda-491	104	35	to	to	PART
crda-491	104	36	keep	keep	VERB
crda-491	104	37	sfl	sfl	PROPN
crda-491	104	38	work	work	NOUN
crda-491	104	39	going	go	VERB
crda-491	104	40	.	.	PUNCT
crda-491	105	1	at	at	ADP
crda-491	105	2	the	the	DET
crda-491	105	3	time	time	NOUN
crda-491	105	4	of	of	ADP
crda-491	105	5	the	the	DET
crda-491	105	6	handover	handover	NOUN
crda-491	105	7	from	from	ADP
crda-491	105	8	world	world	NOUN
crda-491	105	9	relief	relief	NOUN
crda-491	105	10	staff	staff	NOUN
crda-491	105	11	to	to	ADP
crda-491	105	12	the	the	DET
crda-491	105	13	sfl	sfl	PROPN
crda-491	105	14	committee	committee	NOUN
crda-491	105	15	in	in	ADP
crda-491	105	16	2018	2018	NUM
crda-491	105	17	,	,	PUNCT
crda-491	105	18	world	world	NOUN
crda-491	105	19	relief	relief	NOUN
crda-491	105	20	staff	staff	NOUN
crda-491	105	21	and	and	CCONJ
crda-491	105	22	volunteers	volunteer	NOUN
crda-491	105	23	had	have	AUX
crda-491	105	24	established	establish	VERB
crda-491	105	25	125	125	NUM
crda-491	105	26	sfl	sfl	NOUN
crda-491	105	27	groups	group	NOUN
crda-491	105	28	.	.	PUNCT
crda-491	106	1	from	from	ADP
crda-491	106	2	2018	2018	NUM
crda-491	106	3	until	until	ADP
crda-491	106	4	today	today	NOUN
crda-491	106	5	,	,	PUNCT
crda-491	106	6	the	the	DET
crda-491	106	7	sfl	sfl	PROPN
crda-491	106	8	committee	committee	NOUN
crda-491	106	9	continues	continue	VERB
crda-491	106	10	to	to	PART
crda-491	106	11	support	support	VERB
crda-491	106	12	these	these	DET
crda-491	106	13	125	125	NUM
crda-491	106	14	existing	exist	VERB
crda-491	106	15	groups	group	NOUN
crda-491	106	16	,	,	PUNCT
crda-491	106	17	but	but	CCONJ
crda-491	106	18	have	have	AUX
crda-491	106	19	also	also	ADV
crda-491	106	20	added	add	VERB
crda-491	106	21	72	72	NUM
crda-491	106	22	new	new	ADJ
crda-491	106	23	groups	group	NOUN
crda-491	106	24	with	with	ADP
crda-491	106	25	1,801	1,801	NUM
crda-491	106	26	new	new	ADJ
crda-491	106	27	members	member	NOUN
crda-491	106	28	.	.	PUNCT
crda-491	107	1	the	the	DET
crda-491	107	2	total	total	ADJ
crda-491	107	3	number	number	NOUN
crda-491	107	4	of	of	ADP
crda-491	107	5	sfl	sfl	PROPN
crda-491	107	6	groups	group	NOUN
crda-491	107	7	in	in	ADP
crda-491	107	8	kako	kako	PROPN
crda-491	107	9	cez	cez	PROPN
crda-491	107	10	is	be	AUX
crda-491	107	11	now	now	ADV
crda-491	107	12	197	197	NUM
crda-491	107	13	with	with	ADP
crda-491	107	14	4,906	4,906	NUM
crda-491	107	15	members	member	NOUN
crda-491	107	16	.	.	PUNCT
crda-491	108	1	8	8	NUM
crda-491	108	2	overall	overall	NOUN
crda-491	108	3	,	,	PUNCT
crda-491	108	4	group	group	NOUN
crda-491	108	5	members	member	NOUN
crda-491	108	6	save	save	VERB
crda-491	108	7	an	an	DET
crda-491	108	8	average	average	NOUN
crda-491	108	9	of	of	ADP
crda-491	108	10	$	$	SYM
crda-491	108	11	62	62	NUM
crda-491	108	12	annually	annually	ADV
crda-491	108	13	and	and	CCONJ
crda-491	108	14	earn	earn	VERB
crda-491	108	15	27.4	27.4	NUM
crda-491	108	16	%	%	NOUN
crda-491	108	17	return	return	NOUN
crda-491	108	18	on	on	ADP
crda-491	108	19	their	their	PRON
crda-491	108	20	savings	saving	NOUN
crda-491	108	21	(	(	PUNCT
crda-491	108	22	savix	savix	NOUN
crda-491	108	23	2021	2021	NUM
crda-491	108	24	)	)	PUNCT
crda-491	108	25	.	.	PUNCT
crda-491	109	1	many	many	ADJ
crda-491	109	2	international	international	ADJ
crda-491	109	3	organizations	organization	NOUN
crda-491	109	4	that	that	PRON
crda-491	109	5	implement	implement	VERB
crda-491	109	6	vsla	vsla	ADJ
crda-491	109	7	-	-	PUNCT
crda-491	109	8	style	style	NOUN
crda-491	109	9	savings	saving	NOUN
crda-491	109	10	groups	group	NOUN
crda-491	109	11	,	,	PUNCT
crda-491	109	12	including	include	VERB
crda-491	109	13	world	world	NOUN
crda-491	109	14	relief	relief	NOUN
crda-491	109	15	,	,	PUNCT
crda-491	109	16	use	use	VERB
crda-491	109	17	the	the	DET
crda-491	109	18	same	same	ADJ
crda-491	109	19	management	management	NOUN
crda-491	109	20	information	information	NOUN
crda-491	109	21	system	system	NOUN
crda-491	109	22	,	,	PUNCT
crda-491	109	23	the	the	DET
crda-491	109	24	savix	savix	NOUN
crda-491	109	25	.	.	PUNCT
crda-491	110	1	this	this	DET
crda-491	110	2	shared	share	VERB
crda-491	110	3	platform	platform	NOUN
crda-491	110	4	allows	allow	VERB
crda-491	110	5	organizations	organization	NOUN
crda-491	110	6	to	to	PART
crda-491	110	7	compare	compare	VERB
crda-491	110	8	key	key	ADJ
crda-491	110	9	performance	performance	NOUN
crda-491	110	10	indicators	indicator	NOUN
crda-491	110	11	.	.	PUNCT
crda-491	111	1	table	table	NOUN
crda-491	111	2	1	1	NUM
crda-491	111	3	shows	show	VERB
crda-491	111	4	indicators	indicator	NOUN
crda-491	111	5	from	from	ADP
crda-491	111	6	the	the	DET
crda-491	111	7	savix	savix	NOUN
crda-491	111	8	comparing	compare	VERB
crda-491	111	9	world	world	NOUN
crda-491	111	10	relief	relief	NOUN
crda-491	111	11	’s	’s	PART
crda-491	111	12	sfl	sfl	PROPN
crda-491	111	13	program	program	NOUN
crda-491	111	14	in	in	ADP
crda-491	111	15	kako	kako	PROPN
crda-491	111	16	cez	cez	PROPN
crda-491	111	17	to	to	ADP
crda-491	111	18	other	other	ADJ
crda-491	111	19	organizations	organization	NOUN
crda-491	111	20	’	'	PUNCT
crda-491	111	21	savings	saving	NOUN
crda-491	111	22	program	program	NOUN
crda-491	111	23	in	in	ADP
crda-491	111	24	the	the	DET
crda-491	111	25	congo	congo	NOUN
crda-491	111	26	,	,	PUNCT
crda-491	111	27	east	east	PROPN
crda-491	111	28	africa	africa	PROPN
crda-491	111	29	,	,	PUNCT
crda-491	111	30	all	all	PRON
crda-491	111	31	of	of	ADP
crda-491	111	32	africa	africa	PROPN
crda-491	111	33	,	,	PUNCT
crda-491	111	34	and	and	CCONJ
crda-491	111	35	worldwide	worldwide	ADV
crda-491	111	36	.	.	PUNCT
crda-491	112	1	world	world	NOUN
crda-491	112	2	relief	relief	NOUN
crda-491	112	3	’s	’s	PART
crda-491	112	4	lower	low	ADJ
crda-491	112	5	average	average	ADJ
crda-491	112	6	outstanding	outstanding	ADJ
crda-491	112	7	loan	loan	NOUN
crda-491	112	8	with	with	ADP
crda-491	112	9	higher	high	ADJ
crda-491	112	10	return	return	NOUN
crda-491	112	11	on	on	ADP
crda-491	112	12	savings	saving	NOUN
crda-491	112	13	indicates	indicate	VERB
crda-491	112	14	numerous	numerous	ADJ
crda-491	112	15	turnovers	turnover	NOUN
crda-491	112	16	of	of	ADP
crda-491	112	17	small	small	ADJ
crda-491	112	18	loans	loan	NOUN
crda-491	112	19	to	to	PART
crda-491	112	20	generate	generate	VERB
crda-491	112	21	increased	increased	ADJ
crda-491	112	22	profit	profit	NOUN
crda-491	112	23	to	to	ADP
crda-491	112	24	members	member	NOUN
crda-491	112	25	.	.	PUNCT
crda-491	113	1	9	9	NUM
crda-491	113	2	savings	saving	NOUN
crda-491	113	3	groups	group	NOUN
crda-491	113	4	programs	program	NOUN
crda-491	113	5	operating	operate	VERB
crda-491	113	6	in	in	ADP
crda-491	113	7	:	:	PUNCT
crda-491	113	8	key	key	ADJ
crda-491	113	9	performance	performance	NOUN
crda-491	113	10	indicator	indicator	NOUN
crda-491	113	11	kako	kako	PROPN
crda-491	113	12	cez	cez	PROPN
crda-491	113	13	(	(	PUNCT
crda-491	113	14	world	world	NOUN
crda-491	113	15	relief	relief	NOUN
crda-491	113	16	only	only	ADV
crda-491	113	17	)	)	PUNCT
crda-491	113	18	congo	congo	NOUN
crda-491	113	19	(	(	PUNCT
crda-491	113	20	all	all	DET
crda-491	113	21	implementers	implementer	NOUN
crda-491	113	22	)	)	PUNCT
crda-491	113	23	east	east	PROPN
crda-491	113	24	africa	africa	PROPN
crda-491	113	25	(	(	PUNCT
crda-491	113	26	all	all	DET
crda-491	113	27	implementers	implementer	NOUN
crda-491	113	28	)	)	PUNCT
crda-491	113	29	africa	africa	PROPN
crda-491	113	30	(	(	PUNCT
crda-491	113	31	all	all	DET
crda-491	113	32	implementers	implementer	NOUN
crda-491	113	33	)	)	PUNCT
crda-491	113	34	world	world	NOUN
crda-491	113	35	(	(	PUNCT
crda-491	113	36	all	all	DET
crda-491	113	37	implementers	implementer	NOUN
crda-491	113	38	)	)	PUNCT
crda-491	113	39	attendance	attendance	NOUN
crda-491	113	40	rate	rate	NOUN
crda-491	113	41	96.6	96.6	NUM
crda-491	113	42	%	%	NOUN
crda-491	113	43	87.0	87.0	NUM
crda-491	113	44	%	%	NOUN
crda-491	113	45	86.0	86.0	NUM
crda-491	113	46	%	%	NOUN
crda-491	113	47	87.0	87.0	NUM
crda-491	113	48	%	%	NOUN
crda-491	113	49	87.0	87.0	NUM
crda-491	113	50	%	%	NOUN
crda-491	113	51	average	average	ADJ
crda-491	113	52	savings	saving	NOUN
crda-491	113	53	per	per	ADP
crda-491	113	54	member	member	NOUN
crda-491	113	55	$	$	SYM
crda-491	113	56	62	62	NUM
crda-491	113	57	$	$	SYM
crda-491	113	58	28	28	NUM
crda-491	113	59	$	$	SYM
crda-491	113	60	25	25	NUM
crda-491	113	61	$	$	SYM
crda-491	113	62	25	25	NUM
crda-491	113	63	$	$	SYM
crda-491	113	64	28	28	NUM
crda-491	113	65	average	average	ADJ
crda-491	113	66	outstanding	outstanding	ADJ
crda-491	113	67	loan	loan	NOUN
crda-491	113	68	size	size	NOUN
crda-491	113	69	$	$	SYM
crda-491	113	70	27	27	NUM
crda-491	113	71	$	$	SYM
crda-491	113	72	38	38	NUM
crda-491	113	73	$	$	SYM
crda-491	113	74	37	37	NUM
crda-491	113	75	$	$	SYM
crda-491	113	76	37	37	NUM
crda-491	113	77	$	$	SYM
crda-491	113	78	41	41	NUM
crda-491	113	79	return	return	NOUN
crda-491	113	80	on	on	ADP
crda-491	113	81	savings	saving	NOUN
crda-491	113	82	27.4	27.4	NUM
crda-491	113	83	%	%	NOUN
crda-491	113	84	15.7	15.7	NUM
crda-491	113	85	%	%	NOUN
crda-491	113	86	19.3	19.3	NUM
crda-491	113	87	%	%	NOUN
crda-491	113	88	17.3	17.3	NUM
crda-491	113	89	%	%	NOUN
crda-491	113	90	16.6	16.6	NUM
crda-491	113	91	%	%	NOUN
crda-491	113	92	table	table	NOUN
crda-491	113	93	1	1	NUM
crda-491	113	94	the	the	DET
crda-491	113	95	context	context	NOUN
crda-491	113	96	of	of	ADP
crda-491	113	97	implementing	implement	VERB
crda-491	113	98	sfl	sfl	PROPN
crda-491	113	99	in	in	ADP
crda-491	113	100	the	the	DET
crda-491	113	101	cez	cez	NOUN
crda-491	113	102	is	be	AUX
crda-491	113	103	one	one	NUM
crda-491	113	104	positive	positive	ADJ
crda-491	113	105	factor	factor	NOUN
crda-491	113	106	enabling	enable	VERB
crda-491	113	107	the	the	DET
crda-491	113	108	program	program	NOUN
crda-491	113	109	’s	’s	PART
crda-491	113	110	success	success	NOUN
crda-491	113	111	.	.	PUNCT
crda-491	114	1	volunteers	volunteer	NOUN
crda-491	114	2	are	be	AUX
crda-491	114	3	committed	commit	VERB
crda-491	114	4	to	to	ADP
crda-491	114	5	training	training	NOUN
crda-491	114	6	and	and	CCONJ
crda-491	114	7	supporting	support	VERB
crda-491	114	8	groups	group	NOUN
crda-491	114	9	with	with	ADP
crda-491	114	10	the	the	DET
crda-491	114	11	encouragement	encouragement	NOUN
crda-491	114	12	of	of	ADP
crda-491	114	13	the	the	DET
crda-491	114	14	cnc	cnc	PROPN
crda-491	114	15	.	.	PROPN
crda-491	114	16	community	community	NOUN
crda-491	114	17	members	member	NOUN
crda-491	114	18	not	not	PART
crda-491	114	19	yet	yet	ADV
crda-491	114	20	in	in	ADP
crda-491	114	21	a	a	DET
crda-491	114	22	sfl	sfl	NOUN
crda-491	114	23	group	group	NOUN
crda-491	114	24	see	see	VERB
crda-491	114	25	the	the	DET
crda-491	114	26	8	8	NUM
crda-491	114	27	the	the	DET
crda-491	114	28	kako	kako	PROPN
crda-491	114	29	cez	cez	PROPN
crda-491	114	30	savings	saving	NOUN
crda-491	114	31	groups	group	NOUN
crda-491	114	32	are	be	AUX
crda-491	114	33	one	one	NUM
crda-491	114	34	subset	subset	NOUN
crda-491	114	35	of	of	ADP
crda-491	114	36	the	the	DET
crda-491	114	37	entire	entire	ADJ
crda-491	114	38	groups	group	NOUN
crda-491	114	39	in	in	ADP
crda-491	114	40	the	the	DET
crda-491	114	41	drc	drc	PROPN
crda-491	114	42	.	.	PUNCT
crda-491	115	1	throughout	throughout	ADP
crda-491	115	2	the	the	DET
crda-491	115	3	drc	drc	PROPN
crda-491	115	4	,	,	PUNCT
crda-491	115	5	world	world	NOUN
crda-491	115	6	relief	relief	NOUN
crda-491	115	7	has	have	AUX
crda-491	115	8	trained	train	VERB
crda-491	115	9	and	and	CCONJ
crda-491	115	10	formed	form	VERB
crda-491	115	11	400	400	NUM
crda-491	115	12	savings	saving	NOUN
crda-491	115	13	groups	group	NOUN
crda-491	115	14	with	with	ADP
crda-491	115	15	nearly	nearly	ADV
crda-491	115	16	10,000	10,000	NUM
crda-491	115	17	members	member	NOUN
crda-491	115	18	.	.	PUNCT
crda-491	116	1	9	9	NUM
crda-491	116	2	researchers	researcher	NOUN
crda-491	116	3	can	can	AUX
crda-491	116	4	not	not	PART
crda-491	116	5	know	know	VERB
crda-491	116	6	individual	individual	ADJ
crda-491	116	7	groups	group	NOUN
crda-491	116	8	’	’	PART
crda-491	116	9	interest	interest	NOUN
crda-491	116	10	rates	rate	NOUN
crda-491	116	11	.	.	PUNCT
crda-491	117	1	vsl	vsl	PROPN
crda-491	117	2	associates	associates	PROPN
crda-491	117	3	promotes	promote	VERB
crda-491	117	4	10	10	NUM
crda-491	117	5	%	%	NOUN
crda-491	117	6	interest	interest	NOUN
crda-491	117	7	rate	rate	NOUN
crda-491	117	8	per	per	ADP
crda-491	117	9	month	month	NOUN
crda-491	117	10	,	,	PUNCT
crda-491	117	11	which	which	PRON
crda-491	117	12	many	many	ADJ
crda-491	117	13	organizations	organization	NOUN
crda-491	117	14	also	also	ADV
crda-491	117	15	share	share	VERB
crda-491	117	16	with	with	ADP
crda-491	117	17	groups	group	NOUN
crda-491	117	18	due	due	ADP
crda-491	117	19	to	to	ADP
crda-491	117	20	its	its	PRON
crda-491	117	21	ease	ease	NOUN
crda-491	117	22	of	of	ADP
crda-491	117	23	calculation	calculation	NOUN
crda-491	117	24	.	.	PUNCT
crda-491	118	1	ultimately	ultimately	ADV
crda-491	118	2	,	,	PUNCT
crda-491	118	3	groups	group	NOUN
crda-491	118	4	choose	choose	VERB
crda-491	118	5	their	their	PRON
crda-491	118	6	own	own	ADJ
crda-491	118	7	interest	interest	NOUN
crda-491	118	8	rate	rate	NOUN
crda-491	118	9	.	.	PUNCT
crda-491	119	1	a	a	DET
crda-491	119	2	majority	majority	NOUN
crda-491	119	3	of	of	ADP
crda-491	119	4	world	world	NOUN
crda-491	119	5	relief	relief	NOUN
crda-491	119	6	sfl	sfl	NOUN
crda-491	119	7	groups	group	NOUN
crda-491	119	8	in	in	ADP
crda-491	119	9	kako	kako	PROPN
crda-491	119	10	cez	cez	PROPN
crda-491	119	11	use	use	NOUN
crda-491	119	12	10	10	NUM
crda-491	119	13	%	%	NOUN
crda-491	119	14	interest	interest	NOUN
crda-491	119	15	rate	rate	NOUN
crda-491	119	16	.	.	PUNCT
crda-491	120	1	profit	profit	NOUN
crda-491	120	2	earned	earn	VERB
crda-491	120	3	by	by	ADP
crda-491	120	4	current	current	ADJ
crda-491	120	5	groups	group	NOUN
crda-491	120	6	,	,	PUNCT
crda-491	120	7	which	which	PRON
crda-491	120	8	motivates	motivate	VERB
crda-491	120	9	and	and	CCONJ
crda-491	120	10	encourages	encourage	VERB
crda-491	120	11	them	they	PRON
crda-491	120	12	to	to	PART
crda-491	120	13	form	form	VERB
crda-491	120	14	their	their	PRON
crda-491	120	15	own	own	ADJ
crda-491	120	16	group	group	NOUN
crda-491	120	17	.	.	PUNCT
crda-491	121	1	although	although	SCONJ
crda-491	121	2	world	world	NOUN
crda-491	121	3	relief	relief	NOUN
crda-491	121	4	staff	staff	NOUN
crda-491	121	5	officially	officially	ADV
crda-491	121	6	left	leave	VERB
crda-491	121	7	the	the	DET
crda-491	121	8	area	area	NOUN
crda-491	121	9	in	in	ADP
crda-491	121	10	2018	2018	NUM
crda-491	121	11	,	,	PUNCT
crda-491	121	12	sfl	sfl	PROPN
crda-491	121	13	committees	committee	NOUN
crda-491	121	14	remain	remain	VERB
crda-491	121	15	in	in	ADP
crda-491	121	16	the	the	DET
crda-491	121	17	community	community	NOUN
crda-491	121	18	to	to	PART
crda-491	121	19	sustain	sustain	VERB
crda-491	121	20	the	the	DET
crda-491	121	21	work	work	NOUN
crda-491	121	22	carried	carry	VERB
crda-491	121	23	on	on	ADP
crda-491	121	24	by	by	ADP
crda-491	121	25	volunteers	volunteer	NOUN
crda-491	121	26	.	.	PUNCT
crda-491	122	1	the	the	DET
crda-491	122	2	framework	framework	NOUN
crda-491	122	3	of	of	ADP
crda-491	122	4	the	the	DET
crda-491	122	5	christian	christian	ADJ
crda-491	122	6	relief	relief	NOUN
crda-491	122	7	,	,	PUNCT
crda-491	122	8	development	development	NOUN
crda-491	122	9	,	,	PUNCT
crda-491	122	10	and	and	CCONJ
crda-491	122	11	advocacy	advocacy	NOUN
crda-491	122	12	3(1	3(1	NUM
crda-491	122	13	)	)	PUNCT
crda-491	122	14	,	,	PUNCT
crda-491	122	15	summer	summer	NOUN
crda-491	122	16	2021	2021	NUM
crda-491	122	17	purvis	purvis	X
crda-491	122	18	,	,	PUNCT
crda-491	122	19	do	do	AUX
crda-491	122	20	savings	savings	NOUN
crda-491	122	21	groups	group	NOUN
crda-491	122	22	work	work	VERB
crda-491	122	23	?	?	PUNCT
crda-491	123	1	six	six	NUM
crda-491	123	2	years	year	NOUN
crda-491	123	3	of	of	ADP
crda-491	123	4	evidence	evidence	NOUN
crda-491	123	5	from	from	ADP
crda-491	123	6	the	the	DET
crda-491	123	7	drc	drc	PROPN
crda-491	123	8	5	5	NUM
crda-491	123	9	cez	cez	PROPN
crda-491	123	10	,	,	PUNCT
crda-491	123	11	especially	especially	ADV
crda-491	123	12	the	the	DET
crda-491	123	13	initial	initial	ADJ
crda-491	123	14	work	work	NOUN
crda-491	123	15	of	of	ADP
crda-491	123	16	church	church	NOUN
crda-491	123	17	networking	networking	NOUN
crda-491	123	18	,	,	PUNCT
crda-491	123	19	lays	lay	VERB
crda-491	123	20	the	the	DET
crda-491	123	21	groundwork	groundwork	NOUN
crda-491	123	22	for	for	ADP
crda-491	123	23	the	the	DET
crda-491	123	24	sfl	sfl	PROPN
crda-491	123	25	program	program	NOUN
crda-491	123	26	to	to	PART
crda-491	123	27	have	have	VERB
crda-491	123	28	ongoing	ongoing	ADJ
crda-491	123	29	positive	positive	ADJ
crda-491	123	30	outcomes	outcome	NOUN
crda-491	123	31	in	in	ADP
crda-491	123	32	community	community	NOUN
crda-491	123	33	members	member	NOUN
crda-491	123	34	’	'	PUNCT
crda-491	123	35	lives	life	NOUN
crda-491	123	36	.	.	PUNCT
crda-491	124	1	savings	saving	NOUN
crda-491	124	2	for	for	ADP
crda-491	124	3	life	life	NOUN
crda-491	124	4	longitudinal	longitudinal	ADJ
crda-491	124	5	research	research	NOUN
crda-491	124	6	using	use	VERB
crda-491	124	7	the	the	DET
crda-491	124	8	text	text	NOUN
crda-491	124	9	-	-	PUNCT
crda-491	124	10	it	it	PRON
crda-491	124	11	system	system	NOUN
crda-491	124	12	in	in	ADP
crda-491	124	13	order	order	NOUN
crda-491	124	14	to	to	PART
crda-491	124	15	monitor	monitor	VERB
crda-491	124	16	and	and	CCONJ
crda-491	124	17	asses	asse	VERB
crda-491	124	18	the	the	DET
crda-491	124	19	sfl	sfl	PROPN
crda-491	124	20	program	program	NOUN
crda-491	124	21	,	,	PUNCT
crda-491	124	22	in	in	ADP
crda-491	124	23	2016	2016	NUM
crda-491	124	24	world	world	NOUN
crda-491	124	25	relief	relief	NOUN
crda-491	124	26	partnered	partner	VERB
crda-491	124	27	with	with	ADP
crda-491	124	28	an	an	DET
crda-491	124	29	innovative	innovative	ADJ
crda-491	124	30	,	,	PUNCT
crda-491	124	31	longitudinal	longitudinal	ADJ
crda-491	124	32	data	datum	NOUN
crda-491	124	33	collection	collection	NOUN
crda-491	124	34	service	service	NOUN
crda-491	124	35	called	call	VERB
crda-491	124	36	text	text	NOUN
crda-491	124	37	-	-	PUNCT
crda-491	124	38	it	it	PRON
crda-491	124	39	to	to	PART
crda-491	124	40	supply	supply	VERB
crda-491	124	41	group	group	NOUN
crda-491	124	42	-	-	PUNCT
crda-491	124	43	level	level	NOUN
crda-491	124	44	data	datum	NOUN
crda-491	124	45	about	about	ADP
crda-491	124	46	the	the	DET
crda-491	124	47	savings	saving	NOUN
crda-491	124	48	groups	group	NOUN
crda-491	124	49	in	in	ADP
crda-491	124	50	kako	kako	PROPN
crda-491	124	51	cez	cez	PROPN
crda-491	124	52	.	.	PUNCT
crda-491	125	1	the	the	DET
crda-491	125	2	text	text	NOUN
crda-491	125	3	-	-	PUNCT
crda-491	125	4	it	it	PRON
crda-491	125	5	system	system	NOUN
crda-491	125	6	is	be	AUX
crda-491	125	7	a	a	DET
crda-491	125	8	sms	sms	NOUN
crda-491	125	9	-	-	PUNCT
crda-491	125	10	based	base	VERB
crda-491	125	11	bounce	bounce	NOUN
crda-491	125	12	back	back	ADP
crda-491	125	13	service	service	NOUN
crda-491	125	14	that	that	PRON
crda-491	125	15	allows	allow	VERB
crda-491	125	16	group	group	NOUN
crda-491	125	17	members	member	NOUN
crda-491	125	18	to	to	PART
crda-491	125	19	send	send	VERB
crda-491	125	20	quantitative	quantitative	ADJ
crda-491	125	21	data	datum	NOUN
crda-491	125	22	via	via	ADP
crda-491	125	23	text	text	NOUN
crda-491	125	24	message	message	NOUN
crda-491	125	25	for	for	SCONJ
crda-491	125	26	world	world	NOUN
crda-491	125	27	relief	relief	NOUN
crda-491	125	28	to	to	PART
crda-491	125	29	analyze	analyze	VERB
crda-491	125	30	.	.	PUNCT
crda-491	126	1	each	each	DET
crda-491	126	2	group	group	NOUN
crda-491	126	3	has	have	VERB
crda-491	126	4	a	a	DET
crda-491	126	5	unique	unique	ADJ
crda-491	126	6	identification	identification	NOUN
crda-491	126	7	number	number	NOUN
crda-491	126	8	,	,	PUNCT
crda-491	126	9	allowing	allow	VERB
crda-491	126	10	world	world	NOUN
crda-491	126	11	relief	relief	NOUN
crda-491	126	12	to	to	PART
crda-491	126	13	follow	follow	VERB
crda-491	126	14	each	each	DET
crda-491	126	15	group	group	NOUN
crda-491	126	16	’s	’s	PART
crda-491	126	17	incremental	incremental	ADJ
crda-491	126	18	financial	financial	ADJ
crda-491	126	19	progress	progress	NOUN
crda-491	126	20	.	.	PUNCT
crda-491	127	1	since	since	SCONJ
crda-491	127	2	starting	start	VERB
crda-491	127	3	to	to	PART
crda-491	127	4	use	use	VERB
crda-491	127	5	text	text	NOUN
crda-491	127	6	-	-	PUNCT
crda-491	127	7	it	it	PRON
crda-491	127	8	in	in	ADP
crda-491	127	9	2016	2016	NUM
crda-491	127	10	,	,	PUNCT
crda-491	127	11	world	world	NOUN
crda-491	127	12	relief	relief	NOUN
crda-491	127	13	has	have	AUX
crda-491	127	14	had	have	VERB
crda-491	127	15	five	five	NUM
crda-491	127	16	cohorts	cohort	NOUN
crda-491	127	17	of	of	ADP
crda-491	127	18	savers	saver	NOUN
crda-491	127	19	,	,	PUNCT
crda-491	127	20	one	one	NUM
crda-491	127	21	starting	start	VERB
crda-491	127	22	each	each	DET
crda-491	127	23	year	year	NOUN
crda-491	127	24	,	,	PUNCT
crda-491	127	25	as	as	SCONJ
crda-491	127	26	depicted	depict	VERB
crda-491	127	27	in	in	ADP
crda-491	127	28	figure	figure	NOUN
crda-491	127	29	1	1	NUM
crda-491	127	30	.	.	PUNCT
crda-491	127	31	figure	figure	VERB
crda-491	127	32	1	1	NUM
crda-491	127	33	each	each	DET
crda-491	127	34	cohort	cohort	NOUN
crda-491	127	35	is	be	AUX
crda-491	127	36	a	a	DET
crda-491	127	37	cluster	cluster	NOUN
crda-491	127	38	of	of	ADP
crda-491	127	39	savings	saving	NOUN
crda-491	127	40	groups	group	NOUN
crda-491	127	41	that	that	PRON
crda-491	127	42	started	start	VERB
crda-491	127	43	their	their	PRON
crda-491	127	44	saving	save	VERB
crda-491	127	45	cycle	cycle	NOUN
crda-491	127	46	roughly	roughly	ADV
crda-491	127	47	around	around	ADP
crda-491	127	48	the	the	DET
crda-491	127	49	same	same	ADJ
crda-491	127	50	time	time	NOUN
crda-491	127	51	and	and	CCONJ
crda-491	127	52	therefore	therefore	ADV
crda-491	127	53	shared	share	VERB
crda-491	127	54	out	out	ADP
crda-491	127	55	roughly	roughly	ADV
crda-491	127	56	around	around	ADP
crda-491	127	57	the	the	DET
crda-491	127	58	same	same	ADJ
crda-491	127	59	time	time	NOUN
crda-491	127	60	,	,	PUNCT
crda-491	127	61	approximately	approximately	ADV
crda-491	127	62	nine	nine	NUM
crda-491	127	63	months	month	NOUN
crda-491	127	64	later	later	ADV
crda-491	127	65	.	.	PUNCT
crda-491	128	1	cohorts	cohort	NOUN
crda-491	128	2	progress	progress	VERB
crda-491	128	3	to	to	ADP
crda-491	128	4	the	the	DET
crda-491	128	5	next	next	ADJ
crda-491	128	6	cycle	cycle	NOUN
crda-491	128	7	as	as	SCONJ
crda-491	128	8	a	a	DET
crda-491	128	9	new	new	ADJ
crda-491	128	10	cohort	cohort	NOUN
crda-491	128	11	starts	start	VERB
crda-491	128	12	cycle	cycle	NOUN
crda-491	128	13	1	1	NUM
crda-491	128	14	.	.	PUNCT
crda-491	128	15	cohort	cohort	NOUN
crda-491	128	16	1	1	NUM
crda-491	128	17	,	,	PUNCT
crda-491	128	18	the	the	DET
crda-491	128	19	first	first	ADJ
crda-491	128	20	24	24	NUM
crda-491	128	21	groups	group	NOUN
crda-491	128	22	to	to	PART
crda-491	128	23	use	use	VERB
crda-491	128	24	text	text	NOUN
crda-491	128	25	-	-	PUNCT
crda-491	128	26	it	it	PRON
crda-491	128	27	,	,	PUNCT
crda-491	128	28	completed	complete	VERB
crda-491	128	29	eight	eight	NUM
crda-491	128	30	cycles	cycle	NOUN
crda-491	128	31	by	by	ADP
crda-491	128	32	the	the	DET
crda-491	128	33	time	time	NOUN
crda-491	128	34	of	of	ADP
crda-491	128	35	this	this	DET
crda-491	128	36	data	datum	NOUN
crda-491	128	37	collection	collection	NOUN
crda-491	128	38	.	.	PUNCT
crda-491	129	1	world	world	NOUN
crda-491	129	2	relief	relief	NOUN
crda-491	129	3	collected	collect	VERB
crda-491	129	4	673	673	NUM
crda-491	129	5	datasets	dataset	NOUN
crda-491	129	6	from	from	ADP
crda-491	129	7	196	196	NUM
crda-491	129	8	groups	group	NOUN
crda-491	129	9	across	across	ADP
crda-491	129	10	all	all	DET
crda-491	129	11	cycles	cycle	NOUN
crda-491	129	12	.	.	PUNCT
crda-491	130	1	10	10	NUM
crda-491	130	2	figure	figure	NOUN
crda-491	130	3	2	2	NUM
crda-491	130	4	shows	show	VERB
crda-491	130	5	the	the	DET
crda-491	130	6	number	number	NOUN
crda-491	130	7	of	of	ADP
crda-491	130	8	datasets	dataset	NOUN
crda-491	130	9	world	world	NOUN
crda-491	130	10	relief	relief	NOUN
crda-491	130	11	collected	collect	VERB
crda-491	130	12	per	per	ADP
crda-491	130	13	cycle	cycle	NOUN
crda-491	130	14	.	.	PUNCT
crda-491	131	1	figure	figure	NOUN
crda-491	131	2	2	2	NUM
crda-491	131	3	10	10	NUM
crda-491	131	4	this	this	DET
crda-491	131	5	research	research	NOUN
crda-491	131	6	would	would	AUX
crda-491	131	7	not	not	PART
crda-491	131	8	be	be	AUX
crda-491	131	9	possible	possible	ADJ
crda-491	131	10	without	without	ADP
crda-491	131	11	the	the	DET
crda-491	131	12	diligent	diligent	ADJ
crda-491	131	13	work	work	NOUN
crda-491	131	14	of	of	ADP
crda-491	131	15	joseph	joseph	PROPN
crda-491	131	16	kalegamire	kalegamire	PROPN
crda-491	131	17	,	,	PUNCT
crda-491	131	18	emily	emily	PROPN
crda-491	131	19	mugisha	mugisha	PROPN
crda-491	131	20	,	,	PUNCT
crda-491	131	21	and	and	CCONJ
crda-491	131	22	sam	sam	PROPN
crda-491	131	23	ferguson	ferguson	PROPN
crda-491	131	24	,	,	PUNCT
crda-491	131	25	as	as	ADV
crda-491	131	26	well	well	ADV
crda-491	131	27	as	as	ADP
crda-491	131	28	many	many	ADJ
crda-491	131	29	field	field	NOUN
crda-491	131	30	staff	staff	NOUN
crda-491	131	31	and	and	CCONJ
crda-491	131	32	volunteers	volunteer	NOUN
crda-491	131	33	in	in	ADP
crda-491	131	34	the	the	DET
crda-491	131	35	kako	kako	PROPN
crda-491	131	36	cez	cez	PROPN
crda-491	131	37	.	.	PROPN
crda-491	132	1	on	on	ADP
crda-491	132	2	the	the	DET
crda-491	132	3	day	day	NOUN
crda-491	132	4	of	of	ADP
crda-491	132	5	the	the	DET
crda-491	132	6	share	share	NOUN
crda-491	132	7	out	out	ADP
crda-491	132	8	and	and	CCONJ
crda-491	132	9	in	in	ADP
crda-491	132	10	the	the	DET
crda-491	132	11	presence	presence	NOUN
crda-491	132	12	of	of	ADP
crda-491	132	13	the	the	DET
crda-491	132	14	full	full	ADJ
crda-491	132	15	group	group	NOUN
crda-491	132	16	,	,	PUNCT
crda-491	132	17	a	a	DET
crda-491	132	18	member	member	NOUN
crda-491	132	19	of	of	ADP
crda-491	132	20	the	the	DET
crda-491	132	21	savings	saving	NOUN
crda-491	132	22	group	group	NOUN
crda-491	132	23	,	,	PUNCT
crda-491	132	24	usually	usually	ADV
crda-491	132	25	the	the	DET
crda-491	132	26	record	record	NOUN
crda-491	132	27	keeper	keeper	NOUN
crda-491	132	28	,	,	PUNCT
crda-491	132	29	sends	send	VERB
crda-491	132	30	a	a	DET
crda-491	132	31	missed	missed	ADJ
crda-491	132	32	call	call	NOUN
crda-491	132	33	to	to	ADP
crda-491	132	34	a	a	DET
crda-491	132	35	local	local	ADJ
crda-491	132	36	text	text	NOUN
crda-491	132	37	-	-	PUNCT
crda-491	132	38	it	it	PRON
crda-491	132	39	number	number	NOUN
crda-491	132	40	that	that	PRON
crda-491	132	41	initiates	initiate	VERB
crda-491	132	42	a	a	DET
crda-491	132	43	series	series	NOUN
crda-491	132	44	of	of	ADP
crda-491	132	45	seven	seven	NUM
crda-491	132	46	questions	question	NOUN
crda-491	132	47	in	in	ADP
crda-491	132	48	text	text	NOUN
crda-491	132	49	message	message	NOUN
crda-491	132	50	form	form	NOUN
crda-491	132	51	,	,	PUNCT
crda-491	132	52	written	write	VERB
crda-491	132	53	in	in	ADP
crda-491	132	54	the	the	DET
crda-491	132	55	local	local	ADJ
crda-491	132	56	language	language	NOUN
crda-491	132	57	.	.	PUNCT
crda-491	133	1	each	each	DET
crda-491	133	2	question	question	NOUN
crda-491	133	3	has	have	VERB
crda-491	133	4	a	a	DET
crda-491	133	5	numeric	numeric	ADJ
crda-491	133	6	answer	answer	NOUN
crda-491	133	7	with	with	ADP
crda-491	133	8	a	a	DET
crda-491	133	9	preset	preset	ADJ
crda-491	133	10	acceptable	acceptable	ADJ
crda-491	133	11	range	range	NOUN
crda-491	133	12	.	.	PUNCT
crda-491	134	1	if	if	SCONJ
crda-491	134	2	the	the	DET
crda-491	134	3	response	response	NOUN
crda-491	134	4	to	to	ADP
crda-491	134	5	the	the	DET
crda-491	134	6	prompt	prompt	NOUN
crda-491	134	7	is	be	AUX
crda-491	134	8	within	within	ADP
crda-491	134	9	the	the	DET
crda-491	134	10	acceptable	acceptable	ADJ
crda-491	134	11	range	range	NOUN
crda-491	134	12	,	,	PUNCT
crda-491	134	13	the	the	DET
crda-491	134	14	system	system	NOUN
crda-491	134	15	sends	send	VERB
crda-491	134	16	the	the	DET
crda-491	134	17	next	next	ADJ
crda-491	134	18	question	question	NOUN
crda-491	134	19	.	.	PUNCT
crda-491	135	1	if	if	SCONJ
crda-491	135	2	an	an	DET
crda-491	135	3	answer	answer	NOUN
crda-491	135	4	comes	come	VERB
crda-491	135	5	back	back	ADV
crda-491	135	6	outside	outside	ADP
crda-491	135	7	the	the	DET
crda-491	135	8	acceptable	acceptable	ADJ
crda-491	135	9	range	range	NOUN
crda-491	135	10	,	,	PUNCT
crda-491	135	11	the	the	DET
crda-491	135	12	system	system	NOUN
crda-491	135	13	sends	send	VERB
crda-491	135	14	a	a	DET
crda-491	135	15	response	response	NOUN
crda-491	135	16	indicating	indicate	VERB
crda-491	135	17	the	the	DET
crda-491	135	18	answer	answer	NOUN
crda-491	135	19	is	be	AUX
crda-491	135	20	outside	outside	ADP
crda-491	135	21	the	the	DET
crda-491	135	22	normal	normal	ADJ
crda-491	135	23	range	range	NOUN
crda-491	135	24	and	and	CCONJ
crda-491	135	25	asks	ask	VERB
crda-491	135	26	the	the	DET
crda-491	135	27	member	member	NOUN
crda-491	135	28	to	to	PART
crda-491	135	29	verify	verify	VERB
crda-491	135	30	and	and	CCONJ
crda-491	135	31	send	send	VERB
crda-491	135	32	a	a	DET
crda-491	135	33	different	different	ADJ
crda-491	135	34	response	response	NOUN
crda-491	135	35	.	.	PUNCT
crda-491	136	1	the	the	DET
crda-491	136	2	questions	question	NOUN
crda-491	136	3	text	text	NOUN
crda-491	136	4	-	-	PUNCT
crda-491	136	5	it	it	PRON
crda-491	136	6	sends	send	VERB
crda-491	136	7	are	be	AUX
crda-491	136	8	:	:	PUNCT
crda-491	136	9	1	1	X
crda-491	136	10	.	.	X
crda-491	137	1	what	what	PRON
crda-491	137	2	is	be	AUX
crda-491	137	3	your	your	PRON
crda-491	137	4	group	group	NOUN
crda-491	137	5	number	number	NOUN
crda-491	137	6	?	?	PUNCT
crda-491	138	1	(	(	PUNCT
crda-491	138	2	this	this	PRON
crda-491	138	3	is	be	AUX
crda-491	138	4	preassigned	preassigne	VERB
crda-491	138	5	to	to	ADP
crda-491	138	6	each	each	DET
crda-491	138	7	group	group	NOUN
crda-491	138	8	and	and	CCONJ
crda-491	138	9	does	do	AUX
crda-491	138	10	not	not	PART
crda-491	138	11	change	change	VERB
crda-491	138	12	cycle	cycle	NOUN
crda-491	138	13	to	to	ADP
crda-491	138	14	cycle	cycle	NOUN
crda-491	138	15	)	)	PUNCT
crda-491	139	1	2	2	NUM
crda-491	139	2	.	.	X
crda-491	140	1	what	what	PRON
crda-491	140	2	cycle	cycle	NOUN
crda-491	140	3	number	number	NOUN
crda-491	140	4	has	have	VERB
crda-491	140	5	your	your	PRON
crda-491	140	6	group	group	NOUN
crda-491	140	7	just	just	ADV
crda-491	140	8	completed	complete	VERB
crda-491	140	9	?	?	PUNCT
crda-491	141	1	3	3	X
crda-491	141	2	.	.	X
crda-491	141	3	what	what	PRON
crda-491	141	4	was	be	AUX
crda-491	141	5	the	the	DET
crda-491	141	6	share	share	NOUN
crda-491	141	7	value	value	NOUN
crda-491	141	8	for	for	ADP
crda-491	141	9	your	your	PRON
crda-491	141	10	group	group	NOUN
crda-491	141	11	this	this	DET
crda-491	141	12	cycle	cycle	NOUN
crda-491	141	13	?	?	PUNCT
crda-491	142	1	4	4	X
crda-491	142	2	.	.	X
crda-491	143	1	what	what	PRON
crda-491	143	2	was	be	AUX
crda-491	143	3	the	the	DET
crda-491	143	4	total	total	ADJ
crda-491	143	5	number	number	NOUN
crda-491	143	6	of	of	ADP
crda-491	143	7	shares	share	NOUN
crda-491	143	8	collected	collect	VERB
crda-491	143	9	this	this	DET
crda-491	143	10	cycle	cycle	NOUN
crda-491	143	11	?	?	PUNCT
crda-491	144	1	5	5	X
crda-491	144	2	.	.	X
crda-491	144	3	what	what	PRON
crda-491	144	4	was	be	AUX
crda-491	144	5	the	the	DET
crda-491	144	6	total	total	ADJ
crda-491	144	7	amount	amount	NOUN
crda-491	144	8	shared	share	VERB
crda-491	144	9	out	out	ADP
crda-491	144	10	this	this	DET
crda-491	144	11	cycle	cycle	NOUN
crda-491	144	12	?	?	PUNCT
crda-491	145	1	6	6	NUM
crda-491	145	2	.	.	X
crda-491	146	1	how	how	SCONJ
crda-491	146	2	many	many	ADJ
crda-491	146	3	members	member	NOUN
crda-491	146	4	did	do	AUX
crda-491	146	5	your	your	PRON
crda-491	146	6	group	group	NOUN
crda-491	146	7	have	have	VERB
crda-491	146	8	this	this	DET
crda-491	146	9	cycle	cycle	NOUN
crda-491	146	10	?	?	PUNCT
crda-491	147	1	7	7	X
crda-491	147	2	.	.	X
crda-491	147	3	does	do	AUX
crda-491	147	4	your	your	PRON
crda-491	147	5	group	group	NOUN
crda-491	147	6	plan	plan	VERB
crda-491	147	7	to	to	PART
crda-491	147	8	start	start	VERB
crda-491	147	9	a	a	DET
crda-491	147	10	new	new	ADJ
crda-491	147	11	cycle	cycle	NOUN
crda-491	147	12	?	?	PUNCT
crda-491	148	1	all	all	PRON
crda-491	148	2	of	of	ADP
crda-491	148	3	the	the	DET
crda-491	148	4	data	datum	NOUN
crda-491	148	5	for	for	ADP
crda-491	148	6	this	this	DET
crda-491	148	7	study	study	NOUN
crda-491	148	8	came	come	VERB
crda-491	148	9	from	from	ADP
crda-491	148	10	within	within	ADP
crda-491	148	11	the	the	DET
crda-491	148	12	kako	kako	PROPN
crda-491	148	13	cez	cez	PROPN
crda-491	148	14	.	.	PUNCT
crda-491	149	1	because	because	SCONJ
crda-491	149	2	world	world	NOUN
crda-491	149	3	relief	relief	NOUN
crda-491	149	4	’s	’s	PART
crda-491	149	5	standard	standard	NOUN
crda-491	149	6	is	be	AUX
crda-491	149	7	to	to	ADP
crda-491	149	8	christian	christian	ADJ
crda-491	149	9	relief	relief	NOUN
crda-491	149	10	,	,	PUNCT
crda-491	149	11	development	development	NOUN
crda-491	149	12	,	,	PUNCT
crda-491	149	13	and	and	CCONJ
crda-491	149	14	advocacy	advocacy	NOUN
crda-491	149	15	3(1	3(1	NUM
crda-491	149	16	)	)	PUNCT
crda-491	149	17	,	,	PUNCT
crda-491	149	18	summer	summer	NOUN
crda-491	149	19	2021	2021	NUM
crda-491	149	20	purvis	purvis	X
crda-491	149	21	,	,	PUNCT
crda-491	149	22	do	do	AUX
crda-491	149	23	savings	savings	NOUN
crda-491	149	24	groups	group	NOUN
crda-491	149	25	work	work	VERB
crda-491	149	26	?	?	PUNCT
crda-491	150	1	six	six	NUM
crda-491	150	2	years	year	NOUN
crda-491	150	3	of	of	ADP
crda-491	150	4	evidence	evidence	NOUN
crda-491	150	5	from	from	ADP
crda-491	150	6	the	the	DET
crda-491	150	7	drc	drc	PROPN
crda-491	150	8	6	6	NUM
crda-491	150	9	implement	implement	VERB
crda-491	150	10	technical	technical	ADJ
crda-491	150	11	programs	program	NOUN
crda-491	150	12	within	within	ADP
crda-491	150	13	the	the	DET
crda-491	150	14	context	context	NOUN
crda-491	150	15	of	of	ADP
crda-491	150	16	the	the	DET
crda-491	150	17	cez	cez	NOUN
crda-491	150	18	,	,	PUNCT
crda-491	150	19	this	this	DET
crda-491	150	20	study	study	NOUN
crda-491	150	21	does	do	AUX
crda-491	150	22	not	not	PART
crda-491	150	23	have	have	VERB
crda-491	150	24	similar	similar	ADJ
crda-491	150	25	data	datum	NOUN
crda-491	150	26	from	from	ADP
crda-491	150	27	outside	outside	ADP
crda-491	150	28	the	the	DET
crda-491	150	29	cez	cez	PROPN
crda-491	150	30	to	to	PART
crda-491	150	31	compare	compare	VERB
crda-491	150	32	.	.	PUNCT
crda-491	151	1	similarly	similarly	ADV
crda-491	151	2	,	,	PUNCT
crda-491	151	3	there	there	PRON
crda-491	151	4	is	be	VERB
crda-491	151	5	a	a	DET
crda-491	151	6	lack	lack	NOUN
crda-491	151	7	of	of	ADP
crda-491	151	8	other	other	ADJ
crda-491	151	9	longitudinal	longitudinal	ADJ
crda-491	151	10	research	research	NOUN
crda-491	151	11	of	of	ADP
crda-491	151	12	this	this	DET
crda-491	151	13	nature	nature	NOUN
crda-491	151	14	to	to	PART
crda-491	151	15	compare	compare	VERB
crda-491	151	16	to	to	ADP
crda-491	151	17	world	world	NOUN
crda-491	151	18	relief	relief	NOUN
crda-491	151	19	’s	’s	PART
crda-491	151	20	data	datum	NOUN
crda-491	151	21	.	.	PUNCT
crda-491	152	1	therefore	therefore	ADV
crda-491	152	2	,	,	PUNCT
crda-491	152	3	this	this	DET
crda-491	152	4	research	research	NOUN
crda-491	152	5	does	do	AUX
crda-491	152	6	not	not	PART
crda-491	152	7	attempt	attempt	VERB
crda-491	152	8	to	to	PART
crda-491	152	9	show	show	VERB
crda-491	152	10	causality	causality	NOUN
crda-491	152	11	to	to	ADP
crda-491	152	12	the	the	DET
crda-491	152	13	cez	cez	PROPN
crda-491	152	14	model	model	NOUN
crda-491	152	15	or	or	CCONJ
crda-491	152	16	any	any	DET
crda-491	152	17	other	other	ADJ
crda-491	152	18	single	single	ADJ
crda-491	152	19	factor	factor	NOUN
crda-491	152	20	for	for	ADP
crda-491	152	21	reported	report	VERB
crda-491	152	22	outcomes	outcome	NOUN
crda-491	152	23	;	;	PUNCT
crda-491	152	24	instead	instead	ADV
crda-491	152	25	,	,	PUNCT
crda-491	152	26	the	the	DET
crda-491	152	27	research	research	NOUN
crda-491	152	28	simply	simply	ADV
crda-491	152	29	observes	observe	VERB
crda-491	152	30	the	the	DET
crda-491	152	31	context	context	NOUN
crda-491	152	32	in	in	ADP
crda-491	152	33	which	which	PRON
crda-491	152	34	these	these	DET
crda-491	152	35	outcomes	outcome	NOUN
crda-491	152	36	take	take	VERB
crda-491	152	37	place	place	NOUN
crda-491	152	38	.	.	PUNCT
crda-491	153	1	key	key	ADJ
crda-491	153	2	terms	term	NOUN
crda-491	153	3	:	:	PUNCT
crda-491	153	4	shares	share	NOUN
crda-491	153	5	sfl	sfl	PROPN
crda-491	153	6	members	member	NOUN
crda-491	153	7	save	save	VERB
crda-491	153	8	in	in	ADP
crda-491	153	9	the	the	DET
crda-491	153	10	form	form	NOUN
crda-491	153	11	of	of	ADP
crda-491	153	12	shares	share	NOUN
crda-491	153	13	,	,	PUNCT
crda-491	153	14	saving	save	VERB
crda-491	153	15	one	one	NUM
crda-491	153	16	to	to	ADP
crda-491	153	17	five	five	NUM
crda-491	153	18	shares	share	NOUN
crda-491	153	19	at	at	ADP
crda-491	153	20	each	each	DET
crda-491	153	21	weekly	weekly	ADJ
crda-491	153	22	meeting	meeting	NOUN
crda-491	153	23	.	.	PUNCT
crda-491	154	1	share	share	NOUN
crda-491	154	2	value	value	NOUN
crda-491	154	3	the	the	DET
crda-491	154	4	share	share	NOUN
crda-491	154	5	value	value	NOUN
crda-491	154	6	is	be	AUX
crda-491	154	7	the	the	DET
crda-491	154	8	cost	cost	NOUN
crda-491	154	9	of	of	ADP
crda-491	154	10	one	one	NUM
crda-491	154	11	share	share	NOUN
crda-491	154	12	,	,	PUNCT
crda-491	154	13	for	for	ADP
crda-491	154	14	example	example	NOUN
crda-491	154	15	,	,	PUNCT
crda-491	154	16	500	500	NUM
crda-491	154	17	congolese	congolese	ADJ
crda-491	154	18	francs	franc	NOUN
crda-491	154	19	(	(	PUNCT
crda-491	154	20	about	about	ADV
crda-491	154	21	25	25	NUM
crda-491	154	22	cents	cent	NOUN
crda-491	154	23	in	in	ADP
crda-491	154	24	us	us	PROPN
crda-491	154	25	currency	currency	NOUN
crda-491	154	26	)	)	PUNCT
crda-491	154	27	.	.	PUNCT
crda-491	155	1	cycle	cycle	NOUN
crda-491	155	2	each	each	DET
crda-491	155	3	saving	save	VERB
crda-491	155	4	group	group	NOUN
crda-491	155	5	saves	save	NOUN
crda-491	155	6	,	,	PUNCT
crda-491	155	7	gives	give	VERB
crda-491	155	8	loans	loan	NOUN
crda-491	155	9	and	and	CCONJ
crda-491	155	10	repays	repay	VERB
crda-491	155	11	loans	loan	NOUN
crda-491	155	12	within	within	ADP
crda-491	155	13	the	the	DET
crda-491	155	14	group	group	NOUN
crda-491	155	15	for	for	ADP
crda-491	155	16	9	9	NUM
crda-491	155	17	-	-	SYM
crda-491	155	18	12	12	NUM
crda-491	155	19	months	month	NOUN
crda-491	155	20	,	,	PUNCT
crda-491	155	21	which	which	PRON
crda-491	155	22	constitutes	constitute	VERB
crda-491	155	23	one	one	NUM
crda-491	155	24	cycle	cycle	NOUN
crda-491	155	25	of	of	ADP
crda-491	155	26	saving	saving	NOUN
crda-491	155	27	and	and	CCONJ
crda-491	155	28	lending	lending	NOUN
crda-491	155	29	.	.	PUNCT
crda-491	156	1	share	share	VERB
crda-491	156	2	out	out	ADP
crda-491	156	3	at	at	ADP
crda-491	156	4	the	the	DET
crda-491	156	5	end	end	NOUN
crda-491	156	6	of	of	ADP
crda-491	156	7	each	each	DET
crda-491	156	8	cycle	cycle	NOUN
crda-491	156	9	,	,	PUNCT
crda-491	156	10	groups	group	NOUN
crda-491	156	11	have	have	VERB
crda-491	156	12	a	a	DET
crda-491	156	13	distribution	distribution	NOUN
crda-491	156	14	of	of	ADP
crda-491	156	15	funds	fund	NOUN
crda-491	156	16	,	,	PUNCT
crda-491	156	17	called	call	VERB
crda-491	156	18	the	the	DET
crda-491	156	19	share	share	NOUN
crda-491	156	20	out	out	ADP
crda-491	156	21	.	.	PUNCT
crda-491	157	1	new	new	ADJ
crda-491	157	2	cycle	cycle	NOUN
crda-491	157	3	after	after	ADP
crda-491	157	4	the	the	DET
crda-491	157	5	share	share	NOUN
crda-491	157	6	out	out	ADP
crda-491	157	7	,	,	PUNCT
crda-491	157	8	groups	group	NOUN
crda-491	157	9	have	have	VERB
crda-491	157	10	the	the	DET
crda-491	157	11	opportunity	opportunity	NOUN
crda-491	157	12	to	to	PART
crda-491	157	13	start	start	VERB
crda-491	157	14	a	a	DET
crda-491	157	15	new	new	ADJ
crda-491	157	16	cycle	cycle	NOUN
crda-491	157	17	with	with	ADP
crda-491	157	18	a	a	DET
crda-491	157	19	starting	start	VERB
crda-491	157	20	balance	balance	NOUN
crda-491	157	21	of	of	ADP
crda-491	157	22	zero	zero	NUM
crda-491	157	23	.	.	PUNCT
crda-491	158	1	table	table	NOUN
crda-491	158	2	2	2	NUM
crda-491	158	3	key	key	ADJ
crda-491	158	4	findings	finding	NOUN
crda-491	158	5	key	key	ADJ
crda-491	158	6	finding	finding	NOUN
crda-491	158	7	1	1	NUM
crda-491	158	8	:	:	PUNCT
crda-491	158	9	there	there	PRON
crda-491	158	10	is	be	VERB
crda-491	158	11	high	high	ADJ
crda-491	158	12	demand	demand	NOUN
crda-491	158	13	for	for	ADP
crda-491	158	14	sfl	sfl	PROPN
crda-491	158	15	savings	saving	NOUN
crda-491	158	16	for	for	ADP
crda-491	158	17	life	life	NOUN
crda-491	158	18	appears	appear	VERB
crda-491	158	19	to	to	PART
crda-491	158	20	meet	meet	VERB
crda-491	158	21	a	a	DET
crda-491	158	22	strong	strong	ADJ
crda-491	158	23	need	need	NOUN
crda-491	158	24	for	for	ADP
crda-491	158	25	members	member	NOUN
crda-491	158	26	.	.	PUNCT
crda-491	159	1	across	across	ADP
crda-491	159	2	all	all	DET
crda-491	159	3	673	673	NUM
crda-491	159	4	datasets	dataset	NOUN
crda-491	159	5	,	,	PUNCT
crda-491	159	6	100	100	NUM
crda-491	159	7	%	%	NOUN
crda-491	159	8	of	of	ADP
crda-491	159	9	the	the	DET
crda-491	159	10	groups	group	NOUN
crda-491	159	11	started	start	VERB
crda-491	159	12	a	a	DET
crda-491	159	13	new	new	ADJ
crda-491	159	14	cycle	cycle	NOUN
crda-491	159	15	.	.	PUNCT
crda-491	160	1	additionally	additionally	ADV
crda-491	160	2	,	,	PUNCT
crda-491	160	3	98.2	98.2	NUM
crda-491	160	4	%	%	NOUN
crda-491	160	5	of	of	ADP
crda-491	160	6	groups	group	NOUN
crda-491	160	7	have	have	VERB
crda-491	160	8	the	the	DET
crda-491	160	9	maximum	maximum	ADJ
crda-491	160	10	group	group	NOUN
crda-491	160	11	size	size	NOUN
crda-491	160	12	of	of	ADP
crda-491	160	13	25	25	NUM
crda-491	160	14	members	member	NOUN
crda-491	160	15	(	(	PUNCT
crda-491	160	16	figure	figure	NOUN
crda-491	160	17	3	3	NUM
crda-491	160	18	)	)	PUNCT
crda-491	160	19	.	.	PUNCT
crda-491	161	1	while	while	SCONJ
crda-491	161	2	world	world	NOUN
crda-491	161	3	relief	relief	NOUN
crda-491	161	4	does	do	AUX
crda-491	161	5	not	not	PART
crda-491	161	6	expect	expect	VERB
crda-491	161	7	that	that	SCONJ
crda-491	161	8	all	all	DET
crda-491	161	9	group	group	NOUN
crda-491	161	10	members	member	NOUN
crda-491	161	11	are	be	AUX
crda-491	161	12	exactly	exactly	ADV
crda-491	161	13	the	the	DET
crda-491	161	14	same	same	ADJ
crda-491	161	15	from	from	ADP
crda-491	161	16	the	the	DET
crda-491	161	17	time	time	NOUN
crda-491	161	18	the	the	DET
crda-491	161	19	group	group	NOUN
crda-491	161	20	formed	form	VERB
crda-491	161	21	(	(	PUNCT
crda-491	161	22	as	as	SCONJ
crda-491	161	23	members	member	NOUN
crda-491	161	24	may	may	AUX
crda-491	161	25	have	have	AUX
crda-491	161	26	moved	move	VERB
crda-491	161	27	away	away	ADV
crda-491	161	28	or	or	CCONJ
crda-491	161	29	dropped	drop	VERB
crda-491	161	30	out	out	ADP
crda-491	161	31	of	of	ADP
crda-491	161	32	the	the	DET
crda-491	161	33	program	program	NOUN
crda-491	161	34	)	)	PUNCT
crda-491	161	35	,	,	PUNCT
crda-491	161	36	this	this	PRON
crda-491	161	37	means	mean	VERB
crda-491	161	38	the	the	DET
crda-491	161	39	group	group	NOUN
crda-491	161	40	replaced	replace	VERB
crda-491	161	41	any	any	DET
crda-491	161	42	departing	depart	VERB
crda-491	161	43	member	member	NOUN
crda-491	161	44	with	with	ADP
crda-491	161	45	a	a	DET
crda-491	161	46	new	new	ADJ
crda-491	161	47	member	member	NOUN
crda-491	161	48	to	to	PART
crda-491	161	49	keep	keep	VERB
crda-491	161	50	the	the	DET
crda-491	161	51	group	group	NOUN
crda-491	161	52	size	size	NOUN
crda-491	161	53	at	at	ADP
crda-491	161	54	25	25	NUM
crda-491	161	55	.	.	PUNCT
crda-491	162	1	finally	finally	ADV
crda-491	162	2	,	,	PUNCT
crda-491	162	3	data	datum	NOUN
crda-491	162	4	from	from	ADP
crda-491	162	5	the	the	DET
crda-491	162	6	management	management	NOUN
crda-491	162	7	information	information	NOUN
crda-491	162	8	system	system	NOUN
crda-491	162	9	,	,	PUNCT
crda-491	162	10	the	the	DET
crda-491	162	11	savix	savix	NOUN
crda-491	162	12	,	,	PUNCT
crda-491	162	13	reveal	reveal	VERB
crda-491	162	14	the	the	DET
crda-491	162	15	average	average	ADJ
crda-491	162	16	weekly	weekly	ADJ
crda-491	162	17	attendance	attendance	NOUN
crda-491	162	18	rate	rate	NOUN
crda-491	162	19	is	be	AUX
crda-491	162	20	97	97	NUM
crda-491	162	21	%	%	NOUN
crda-491	162	22	.	.	PUNCT
crda-491	163	1	this	this	DET
crda-491	163	2	rate	rate	NOUN
crda-491	163	3	is	be	AUX
crda-491	163	4	higher	high	ADJ
crda-491	163	5	than	than	ADP
crda-491	163	6	averages	average	NOUN
crda-491	163	7	from	from	ADP
crda-491	163	8	other	other	ADJ
crda-491	163	9	implementers	implementer	NOUN
crda-491	163	10	in	in	ADP
crda-491	163	11	the	the	DET
crda-491	163	12	congo	congo	PROPN
crda-491	163	13	,	,	PUNCT
crda-491	163	14	africa	africa	PROPN
crda-491	163	15	,	,	PUNCT
crda-491	163	16	or	or	CCONJ
crda-491	163	17	worldwide	worldwide	ADV
crda-491	163	18	(	(	PUNCT
crda-491	163	19	table	table	NOUN
crda-491	163	20	1	1	NUM
crda-491	163	21	)	)	PUNCT
crda-491	163	22	and	and	CCONJ
crda-491	163	23	also	also	ADV
crda-491	163	24	the	the	DET
crda-491	163	25	savings	saving	NOUN
crda-491	163	26	group	group	NOUN
crda-491	163	27	sector	sector	NOUN
crda-491	163	28	standard	standard	NOUN
crda-491	163	29	of	of	ADP
crda-491	163	30	85	85	NUM
crda-491	163	31	%	%	NOUN
crda-491	163	32	,	,	PUNCT
crda-491	163	33	set	set	VERB
crda-491	163	34	by	by	ADP
crda-491	163	35	hugh	hugh	PROPN
crda-491	163	36	allen	allen	PROPN
crda-491	163	37	,	,	PUNCT
crda-491	163	38	the	the	DET
crda-491	163	39	founder	founder	NOUN
crda-491	163	40	of	of	ADP
crda-491	163	41	vsl	vsl	PROPN
crda-491	163	42	associates	associates	PROPN
crda-491	163	43	(	(	PUNCT
crda-491	163	44	allen	allen	PROPN
crda-491	163	45	2007	2007	NUM
crda-491	163	46	,	,	PUNCT
crda-491	163	47	mersland	mersland	PROPN
crda-491	163	48	et	et	PROPN
crda-491	163	49	al	al	PROPN
crda-491	163	50	.	.	PROPN
crda-491	163	51	2019	2019	NUM
crda-491	163	52	)	)	PUNCT
crda-491	163	53	.	.	PUNCT
crda-491	164	1	the	the	DET
crda-491	164	2	high	high	ADJ
crda-491	164	3	attendance	attendance	NOUN
crda-491	164	4	rate	rate	NOUN
crda-491	164	5	of	of	ADP
crda-491	164	6	sfl	sfl	PROPN
crda-491	164	7	members	member	NOUN
crda-491	164	8	suggests	suggest	VERB
crda-491	164	9	that	that	SCONJ
crda-491	164	10	they	they	PRON
crda-491	164	11	11	11	NUM
crda-491	164	12	this	this	DET
crda-491	164	13	finding	finding	NOUN
crda-491	164	14	reports	report	VERB
crda-491	164	15	savings	saving	NOUN
crda-491	164	16	in	in	ADP
crda-491	164	17	local	local	ADJ
crda-491	164	18	currency	currency	NOUN
crda-491	164	19	only	only	ADV
crda-491	164	20	.	.	PUNCT
crda-491	165	1	the	the	DET
crda-491	165	2	drc	drc	PROPN
crda-491	165	3	experienced	experience	VERB
crda-491	165	4	greatly	greatly	ADV
crda-491	165	5	varying	vary	VERB
crda-491	165	6	exchange	exchange	NOUN
crda-491	165	7	rates	rate	NOUN
crda-491	165	8	from	from	ADP
crda-491	165	9	2016	2016	NUM
crda-491	165	10	to	to	ADP
crda-491	165	11	2021	2021	NUM
crda-491	165	12	,	,	PUNCT
crda-491	165	13	as	as	ADV
crda-491	165	14	low	low	ADJ
crda-491	165	15	as	as	ADP
crda-491	165	16	950	950	NUM
crda-491	165	17	cf	cf	NOUN
crda-491	165	18	to	to	ADP
crda-491	165	19	1	1	NUM
crda-491	165	20	usd	usd	NOUN
crda-491	165	21	to	to	ADP
crda-491	165	22	as	as	ADV
crda-491	165	23	high	high	ADJ
crda-491	165	24	as	as	ADP
crda-491	165	25	1969	1969	NUM
crda-491	165	26	cf	cf	NOUN
crda-491	165	27	to	to	ADP
crda-491	165	28	1	1	NUM
crda-491	165	29	usd	usd	NOUN
crda-491	165	30	,	,	PUNCT
crda-491	165	31	respectively	respectively	ADV
crda-491	165	32	.	.	PUNCT
crda-491	166	1	even	even	ADV
crda-491	166	2	so	so	ADV
crda-491	166	3	,	,	PUNCT
crda-491	166	4	rural	rural	ADJ
crda-491	166	5	sfl	sfl	NOUN
crda-491	166	6	members	member	NOUN
crda-491	166	7	likely	likely	ADV
crda-491	166	8	experienced	experience	VERB
crda-491	166	9	little	little	ADJ
crda-491	166	10	impact	impact	NOUN
crda-491	166	11	from	from	ADP
crda-491	166	12	these	these	DET
crda-491	166	13	exchange	exchange	NOUN
crda-491	166	14	rate	rate	NOUN
crda-491	166	15	changes	change	NOUN
crda-491	166	16	;	;	PUNCT
crda-491	166	17	for	for	ADP
crda-491	166	18	example	example	NOUN
crda-491	166	19	,	,	PUNCT
crda-491	166	20	the	the	DET
crda-491	166	21	standard	standard	ADJ
crda-491	166	22	daily	daily	ADJ
crda-491	166	23	wage	wage	NOUN
crda-491	166	24	for	for	ADP
crda-491	166	25	a	a	DET
crda-491	166	26	farm	farm	NOUN
crda-491	166	27	laborer	laborer	NOUN
crda-491	166	28	or	or	CCONJ
crda-491	166	29	are	be	AUX
crda-491	166	30	eager	eager	ADJ
crda-491	166	31	and	and	CCONJ
crda-491	166	32	willing	willing	ADJ
crda-491	166	33	to	to	PART
crda-491	166	34	attend	attend	VERB
crda-491	166	35	group	group	NOUN
crda-491	166	36	meetings	meeting	NOUN
crda-491	166	37	regularly	regularly	ADV
crda-491	166	38	.	.	PUNCT
crda-491	167	1	from	from	ADP
crda-491	167	2	2016	2016	NUM
crda-491	167	3	until	until	ADP
crda-491	167	4	2018	2018	NUM
crda-491	167	5	,	,	PUNCT
crda-491	167	6	while	while	SCONJ
crda-491	167	7	world	world	NOUN
crda-491	167	8	relief	relief	NOUN
crda-491	167	9	set	set	VERB
crda-491	167	10	annual	annual	ADJ
crda-491	167	11	targets	target	NOUN
crda-491	167	12	for	for	ADP
crda-491	167	13	new	new	ADJ
crda-491	167	14	groups	group	NOUN
crda-491	167	15	,	,	PUNCT
crda-491	167	16	field	field	NOUN
crda-491	167	17	staff	staff	NOUN
crda-491	167	18	and	and	CCONJ
crda-491	167	19	volunteers	volunteer	NOUN
crda-491	167	20	regularly	regularly	ADV
crda-491	167	21	exceeded	exceed	VERB
crda-491	167	22	the	the	DET
crda-491	167	23	targeted	target	VERB
crda-491	167	24	numbers	number	NOUN
crda-491	167	25	,	,	PUNCT
crda-491	167	26	reflecting	reflect	VERB
crda-491	167	27	the	the	DET
crda-491	167	28	demand	demand	NOUN
crda-491	167	29	from	from	ADP
crda-491	167	30	the	the	DET
crda-491	167	31	community	community	NOUN
crda-491	167	32	.	.	PUNCT
crda-491	168	1	many	many	ADJ
crda-491	168	2	new	new	ADJ
crda-491	168	3	members	member	NOUN
crda-491	168	4	testified	testify	VERB
crda-491	168	5	that	that	SCONJ
crda-491	168	6	their	their	PRON
crda-491	168	7	reasons	reason	NOUN
crda-491	168	8	for	for	ADP
crda-491	168	9	joining	join	VERB
crda-491	168	10	a	a	DET
crda-491	168	11	savings	saving	NOUN
crda-491	168	12	group	group	NOUN
crda-491	168	13	included	include	VERB
crda-491	168	14	the	the	DET
crda-491	168	15	simplicity	simplicity	NOUN
crda-491	168	16	of	of	ADP
crda-491	168	17	the	the	DET
crda-491	168	18	saving	saving	NOUN
crda-491	168	19	and	and	CCONJ
crda-491	168	20	loan	loan	NOUN
crda-491	168	21	recording	recording	NOUN
crda-491	168	22	processes	process	NOUN
crda-491	168	23	,	,	PUNCT
crda-491	168	24	the	the	DET
crda-491	168	25	ease	ease	NOUN
crda-491	168	26	of	of	ADP
crda-491	168	27	applying	apply	VERB
crda-491	168	28	for	for	ADP
crda-491	168	29	and	and	CCONJ
crda-491	168	30	obtaining	obtain	VERB
crda-491	168	31	loans	loan	NOUN
crda-491	168	32	,	,	PUNCT
crda-491	168	33	and	and	CCONJ
crda-491	168	34	also	also	ADV
crda-491	168	35	the	the	DET
crda-491	168	36	testimony	testimony	NOUN
crda-491	168	37	of	of	ADP
crda-491	168	38	current	current	ADJ
crda-491	168	39	savings	saving	NOUN
crda-491	168	40	group	group	NOUN
crda-491	168	41	members	member	NOUN
crda-491	168	42	who	who	PRON
crda-491	168	43	earned	earn	VERB
crda-491	168	44	a	a	DET
crda-491	168	45	significant	significant	ADJ
crda-491	168	46	profit	profit	NOUN
crda-491	168	47	on	on	ADP
crda-491	168	48	their	their	PRON
crda-491	168	49	savings	saving	NOUN
crda-491	168	50	.	.	PUNCT
crda-491	169	1	the	the	DET
crda-491	169	2	geographic	geographic	ADJ
crda-491	169	3	context	context	NOUN
crda-491	169	4	of	of	ADP
crda-491	169	5	the	the	DET
crda-491	169	6	kako	kako	PROPN
crda-491	169	7	cez	cez	PROPN
crda-491	169	8	may	may	AUX
crda-491	169	9	influence	influence	VERB
crda-491	169	10	the	the	DET
crda-491	169	11	high	high	ADJ
crda-491	169	12	demand	demand	NOUN
crda-491	169	13	for	for	ADP
crda-491	169	14	sfl	sfl	NOUN
crda-491	169	15	;	;	PUNCT
crda-491	169	16	there	there	PRON
crda-491	169	17	is	be	VERB
crda-491	169	18	virtually	virtually	ADV
crda-491	169	19	no	no	DET
crda-491	169	20	other	other	ADJ
crda-491	169	21	financial	financial	ADJ
crda-491	169	22	institution	institution	NOUN
crda-491	169	23	available	available	ADJ
crda-491	169	24	for	for	ADP
crda-491	169	25	savings	saving	NOUN
crda-491	169	26	or	or	CCONJ
crda-491	169	27	loan	loan	NOUN
crda-491	169	28	activities	activity	NOUN
crda-491	169	29	for	for	ADP
crda-491	169	30	community	community	NOUN
crda-491	169	31	members	member	NOUN
crda-491	169	32	.	.	PUNCT
crda-491	170	1	the	the	DET
crda-491	170	2	closest	close	ADJ
crda-491	170	3	formal	formal	ADJ
crda-491	170	4	financial	financial	ADJ
crda-491	170	5	institution	institution	NOUN
crda-491	170	6	is	be	AUX
crda-491	170	7	approximately	approximately	ADV
crda-491	170	8	70	70	NUM
crda-491	170	9	kilometers	kilometer	NOUN
crda-491	170	10	away	away	ADV
crda-491	170	11	.	.	PUNCT
crda-491	171	1	local	local	ADJ
crda-491	171	2	moneylenders	moneylender	NOUN
crda-491	171	3	charge	charge	VERB
crda-491	171	4	up	up	ADP
crda-491	171	5	to	to	PART
crda-491	171	6	50	50	NUM
crda-491	171	7	%	%	NOUN
crda-491	171	8	monthly	monthly	ADJ
crda-491	171	9	interest	interest	NOUN
crda-491	171	10	rate	rate	NOUN
crda-491	171	11	and	and	CCONJ
crda-491	171	12	demand	demand	VERB
crda-491	171	13	significant	significant	ADJ
crda-491	171	14	collateral	collateral	NOUN
crda-491	171	15	,	,	PUNCT
crda-491	171	16	one	one	NUM
crda-491	171	17	’s	’s	NOUN
crda-491	171	18	home	home	NOUN
crda-491	171	19	for	for	ADP
crda-491	171	20	example	example	NOUN
crda-491	171	21	.	.	PUNCT
crda-491	172	1	in	in	ADP
crda-491	172	2	addition	addition	NOUN
crda-491	172	3	,	,	PUNCT
crda-491	172	4	no	no	DET
crda-491	172	5	other	other	ADJ
crda-491	172	6	development	development	NOUN
crda-491	172	7	organization	organization	NOUN
crda-491	172	8	implements	implement	VERB
crda-491	172	9	a	a	DET
crda-491	172	10	savings	saving	NOUN
crda-491	172	11	group	group	NOUN
crda-491	172	12	program	program	NOUN
crda-491	172	13	in	in	ADP
crda-491	172	14	the	the	DET
crda-491	172	15	kako	kako	PROPN
crda-491	172	16	region	region	PROPN
crda-491	172	17	.	.	PUNCT
crda-491	173	1	the	the	DET
crda-491	173	2	shortage	shortage	NOUN
crda-491	173	3	of	of	ADP
crda-491	173	4	other	other	ADJ
crda-491	173	5	available	available	ADJ
crda-491	173	6	financial	financial	ADJ
crda-491	173	7	services	service	NOUN
crda-491	173	8	,	,	PUNCT
crda-491	173	9	combined	combine	VERB
crda-491	173	10	with	with	ADP
crda-491	173	11	the	the	DET
crda-491	173	12	continued	continue	VERB
crda-491	173	13	success	success	NOUN
crda-491	173	14	of	of	ADP
crda-491	173	15	sfl	sfl	PROPN
crda-491	173	16	groups	group	NOUN
crda-491	173	17	,	,	PUNCT
crda-491	173	18	as	as	SCONJ
crda-491	173	19	indicated	indicate	VERB
crda-491	173	20	by	by	ADP
crda-491	173	21	regular	regular	ADJ
crda-491	173	22	25	25	NUM
crda-491	173	23	-	-	SYM
crda-491	173	24	30	30	NUM
crda-491	173	25	%	%	NOUN
crda-491	173	26	return	return	NOUN
crda-491	173	27	on	on	ADP
crda-491	173	28	savings	saving	NOUN
crda-491	173	29	,	,	PUNCT
crda-491	173	30	contributes	contribute	VERB
crda-491	173	31	towards	towards	ADP
crda-491	173	32	the	the	DET
crda-491	173	33	high	high	ADJ
crda-491	173	34	demand	demand	NOUN
crda-491	173	35	for	for	ADP
crda-491	173	36	sfl	sfl	PROPN
crda-491	173	37	in	in	ADP
crda-491	173	38	kako	kako	PROPN
crda-491	173	39	cez	cez	PROPN
crda-491	173	40	.	.	PROPN
crda-491	173	41	key	key	ADJ
crda-491	173	42	finding	finding	NOUN
crda-491	173	43	2	2	NUM
crda-491	173	44	:	:	PUNCT
crda-491	173	45	members	member	NOUN
crda-491	173	46	’	'	PUNCT
crda-491	173	47	savings	saving	NOUN
crda-491	173	48	increase	increase	NOUN
crda-491	173	49	over	over	ADP
crda-491	173	50	time	time	NOUN
crda-491	173	51	the	the	DET
crda-491	173	52	data	datum	NOUN
crda-491	173	53	from	from	ADP
crda-491	173	54	cohort	cohort	NOUN
crda-491	173	55	1	1	NUM
crda-491	173	56	(	(	PUNCT
crda-491	173	57	groups	group	NOUN
crda-491	173	58	1	1	NUM
crda-491	173	59	-	-	SYM
crda-491	173	60	24	24	NUM
crda-491	173	61	)	)	PUNCT
crda-491	173	62	show	show	VERB
crda-491	173	63	significant	significant	ADJ
crda-491	173	64	savings	saving	NOUN
crda-491	173	65	growth	growth	NOUN
crda-491	173	66	over	over	ADP
crda-491	173	67	sequential	sequential	ADJ
crda-491	173	68	cycles	cycle	NOUN
crda-491	173	69	.	.	PUNCT
crda-491	174	1	the	the	DET
crda-491	174	2	graph	graph	NOUN
crda-491	174	3	below	below	ADV
crda-491	174	4	shows	show	VERB
crda-491	174	5	the	the	DET
crda-491	174	6	average	average	ADJ
crda-491	174	7	amount	amount	NOUN
crda-491	174	8	a	a	DET
crda-491	174	9	member	member	NOUN
crda-491	174	10	in	in	ADP
crda-491	174	11	cohort	cohort	NOUN
crda-491	174	12	1	1	NUM
crda-491	174	13	saved	save	VERB
crda-491	174	14	and	and	CCONJ
crda-491	174	15	the	the	DET
crda-491	174	16	amount	amount	NOUN
crda-491	174	17	s	s	X
crda-491	174	18	/	/	SYM
crda-491	174	19	he	he	PRON
crda-491	174	20	took	take	VERB
crda-491	174	21	home	home	ADV
crda-491	174	22	at	at	ADP
crda-491	174	23	the	the	DET
crda-491	174	24	share	share	NOUN
crda-491	174	25	out	out	ADP
crda-491	174	26	(	(	PUNCT
crda-491	174	27	savings	saving	NOUN
crda-491	174	28	plus	plus	CCONJ
crda-491	174	29	profit	profit	NOUN
crda-491	174	30	from	from	ADP
crda-491	174	31	loan	loan	NOUN
crda-491	174	32	interest	interest	NOUN
crda-491	174	33	)	)	PUNCT
crda-491	174	34	for	for	ADP
crda-491	174	35	each	each	PRON
crda-491	174	36	of	of	ADP
crda-491	174	37	the	the	DET
crda-491	174	38	eight	eight	NUM
crda-491	174	39	cycles	cycle	NOUN
crda-491	174	40	.	.	PUNCT
crda-491	175	1	an	an	DET
crda-491	175	2	average	average	ADJ
crda-491	175	3	member	member	NOUN
crda-491	175	4	in	in	ADP
crda-491	175	5	cohort	cohort	NOUN
crda-491	175	6	1	1	NUM
crda-491	175	7	increased	increase	VERB
crda-491	175	8	their	their	PRON
crda-491	175	9	savings	saving	NOUN
crda-491	175	10	351	351	NUM
crda-491	175	11	%	%	NOUN
crda-491	175	12	from	from	ADP
crda-491	175	13	cycle	cycle	NOUN
crda-491	175	14	one	one	NUM
crda-491	175	15	to	to	PART
crda-491	175	16	cycle	cycle	VERB
crda-491	175	17	eight	eight	NUM
crda-491	175	18	,	,	PUNCT
crda-491	175	19	as	as	SCONJ
crda-491	175	20	depicted	depict	VERB
crda-491	175	21	in	in	ADP
crda-491	175	22	figure	figure	NOUN
crda-491	175	23	4	4	NUM
crda-491	175	24	.	.	SYM
crda-491	175	25	11	11	NUM
crda-491	175	26	figure	figure	NOUN
crda-491	175	27	3	3	NUM
crda-491	175	28	christian	christian	ADJ
crda-491	175	29	relief	relief	NOUN
crda-491	175	30	,	,	PUNCT
crda-491	175	31	development	development	NOUN
crda-491	175	32	,	,	PUNCT
crda-491	175	33	and	and	CCONJ
crda-491	175	34	advocacy	advocacy	NOUN
crda-491	175	35	3(1	3(1	NUM
crda-491	175	36	)	)	PUNCT
crda-491	175	37	,	,	PUNCT
crda-491	175	38	summer	summer	NOUN
crda-491	175	39	2021	2021	NUM
crda-491	175	40	purvis	purvis	X
crda-491	175	41	,	,	PUNCT
crda-491	175	42	do	do	AUX
crda-491	175	43	savings	savings	NOUN
crda-491	175	44	groups	group	NOUN
crda-491	175	45	work	work	VERB
crda-491	175	46	?	?	PUNCT
crda-491	176	1	six	six	NUM
crda-491	176	2	years	year	NOUN
crda-491	176	3	of	of	ADP
crda-491	176	4	evidence	evidence	NOUN
crda-491	176	5	from	from	ADP
crda-491	176	6	the	the	DET
crda-491	176	7	drc	drc	PROPN
crda-491	176	8	7	7	NUM
crda-491	176	9	this	this	DET
crda-491	176	10	increase	increase	NOUN
crda-491	176	11	in	in	ADP
crda-491	176	12	savings	saving	NOUN
crda-491	176	13	occurred	occur	VERB
crda-491	176	14	in	in	ADP
crda-491	176	15	two	two	NUM
crda-491	176	16	ways	way	NOUN
crda-491	176	17	.	.	PUNCT
crda-491	177	1	first	first	ADV
crda-491	177	2	,	,	PUNCT
crda-491	177	3	members	member	NOUN
crda-491	177	4	increased	increase	VERB
crda-491	177	5	the	the	DET
crda-491	177	6	number	number	NOUN
crda-491	177	7	of	of	ADP
crda-491	177	8	shares	share	NOUN
crda-491	177	9	they	they	PRON
crda-491	177	10	purchased	purchase	VERB
crda-491	177	11	as	as	SCONJ
crda-491	177	12	they	they	PRON
crda-491	177	13	progressed	progress	VERB
crda-491	177	14	in	in	ADP
crda-491	177	15	cycles	cycle	NOUN
crda-491	177	16	,	,	PUNCT
crda-491	177	17	as	as	SCONJ
crda-491	177	18	shown	show	VERB
crda-491	177	19	in	in	ADP
crda-491	177	20	figure	figure	NOUN
crda-491	177	21	5	5	NUM
crda-491	177	22	.	.	PUNCT
crda-491	178	1	at	at	ADP
crda-491	178	2	the	the	DET
crda-491	178	3	beginning	beginning	NOUN
crda-491	178	4	of	of	ADP
crda-491	178	5	each	each	DET
crda-491	178	6	cycle	cycle	NOUN
crda-491	178	7	,	,	PUNCT
crda-491	178	8	members	member	NOUN
crda-491	178	9	set	set	VERB
crda-491	178	10	the	the	DET
crda-491	178	11	share	share	NOUN
crda-491	178	12	value	value	NOUN
crda-491	178	13	,	,	PUNCT
crda-491	178	14	then	then	ADV
crda-491	178	15	purchase	purchase	VERB
crda-491	178	16	a	a	DET
crda-491	178	17	minimum	minimum	NOUN
crda-491	178	18	of	of	ADP
crda-491	178	19	one	one	NUM
crda-491	178	20	to	to	ADP
crda-491	178	21	a	a	DET
crda-491	178	22	maximum	maximum	NOUN
crda-491	178	23	of	of	ADP
crda-491	178	24	five	five	NUM
crda-491	178	25	shares	share	NOUN
crda-491	178	26	at	at	ADP
crda-491	178	27	each	each	DET
crda-491	178	28	weekly	weekly	ADJ
crda-491	178	29	meeting	meeting	NOUN
crda-491	178	30	.	.	PUNCT
crda-491	179	1	the	the	DET
crda-491	179	2	average	average	ADJ
crda-491	179	3	number	number	NOUN
crda-491	179	4	of	of	ADP
crda-491	179	5	weekly	weekly	ADJ
crda-491	179	6	shares	share	NOUN
crda-491	179	7	saved	save	VERB
crda-491	179	8	increased	increase	VERB
crda-491	179	9	from	from	ADP
crda-491	179	10	1.9	1.9	NUM
crda-491	179	11	in	in	ADP
crda-491	179	12	cycle	cycle	NOUN
crda-491	179	13	one	one	NUM
crda-491	179	14	to	to	ADP
crda-491	179	15	3.4	3.4	NUM
crda-491	179	16	in	in	ADP
crda-491	179	17	cycle	cycle	NOUN
crda-491	179	18	3	3	NUM
crda-491	179	19	and	and	CCONJ
crda-491	179	20	then	then	ADV
crda-491	179	21	remained	remain	VERB
crda-491	179	22	relatively	relatively	ADV
crda-491	179	23	steady	steady	ADJ
crda-491	179	24	over	over	ADP
crda-491	179	25	the	the	DET
crda-491	179	26	next	next	ADJ
crda-491	179	27	five	five	NUM
crda-491	179	28	cycles	cycle	NOUN
crda-491	179	29	,	,	PUNCT
crda-491	179	30	reaching	reach	VERB
crda-491	179	31	a	a	DET
crda-491	179	32	maximum	maximum	NOUN
crda-491	179	33	of	of	ADP
crda-491	179	34	3.7	3.7	NUM
crda-491	179	35	in	in	ADP
crda-491	179	36	cycle	cycle	NOUN
crda-491	179	37	8	8	NUM
crda-491	179	38	(	(	PUNCT
crda-491	179	39	figure	figure	NOUN
crda-491	179	40	5	5	NUM
crda-491	179	41	)	)	PUNCT
crda-491	179	42	.	.	PUNCT
crda-491	180	1	second	second	ADJ
crda-491	180	2	,	,	PUNCT
crda-491	180	3	as	as	SCONJ
crda-491	180	4	groups	group	NOUN
crda-491	180	5	progressed	progress	VERB
crda-491	180	6	from	from	ADP
crda-491	180	7	one	one	NUM
crda-491	180	8	cycle	cycle	NOUN
crda-491	180	9	to	to	ADP
crda-491	180	10	the	the	DET
crda-491	180	11	next	next	ADJ
crda-491	180	12	,	,	PUNCT
crda-491	180	13	they	they	PRON
crda-491	180	14	increased	increase	VERB
crda-491	180	15	the	the	DET
crda-491	180	16	group	group	NOUN
crda-491	180	17	share	share	NOUN
crda-491	180	18	value	value	NOUN
crda-491	180	19	from	from	ADP
crda-491	180	20	the	the	DET
crda-491	180	21	previous	previous	ADJ
crda-491	180	22	cycle	cycle	NOUN
crda-491	180	23	,	,	PUNCT
crda-491	180	24	as	as	SCONJ
crda-491	180	25	seen	see	VERB
crda-491	180	26	in	in	ADP
crda-491	180	27	figure	figure	NOUN
crda-491	180	28	6	6	NUM
crda-491	180	29	.	.	PUNCT
crda-491	181	1	after	after	ADP
crda-491	181	2	the	the	DET
crda-491	181	3	share	share	NOUN
crda-491	181	4	out	out	ADP
crda-491	181	5	,	,	PUNCT
crda-491	181	6	members	member	NOUN
crda-491	181	7	who	who	PRON
crda-491	181	8	regularly	regularly	ADV
crda-491	181	9	saved	save	VERB
crda-491	181	10	the	the	DET
crda-491	181	11	weekly	weekly	ADJ
crda-491	181	12	maximum	maximum	NOUN
crda-491	181	13	of	of	ADP
crda-491	181	14	five	five	NUM
crda-491	181	15	shares	share	NOUN
crda-491	181	16	,	,	PUNCT
crda-491	181	17	challenged	challenge	VERB
crda-491	181	18	the	the	DET
crda-491	181	19	group	group	NOUN
crda-491	181	20	to	to	PART
crda-491	181	21	increase	increase	VERB
crda-491	181	22	the	the	DET
crda-491	181	23	share	share	NOUN
crda-491	181	24	value	value	NOUN
crda-491	181	25	so	so	SCONJ
crda-491	181	26	that	that	SCONJ
crda-491	181	27	,	,	PUNCT
crda-491	181	28	in	in	ADP
crda-491	181	29	the	the	DET
crda-491	181	30	next	next	ADJ
crda-491	181	31	cycle	cycle	NOUN
crda-491	181	32	,	,	PUNCT
crda-491	181	33	they	they	PRON
crda-491	181	34	would	would	AUX
crda-491	181	35	be	be	AUX
crda-491	181	36	able	able	ADJ
crda-491	181	37	to	to	PART
crda-491	181	38	save	save	VERB
crda-491	181	39	more	more	ADJ
crda-491	181	40	.	.	PUNCT
crda-491	182	1	many	many	ADJ
crda-491	182	2	times	time	NOUN
crda-491	182	3	,	,	PUNCT
crda-491	182	4	members	member	NOUN
crda-491	182	5	attempted	attempt	VERB
crda-491	182	6	to	to	PART
crda-491	182	7	save	save	VERB
crda-491	182	8	the	the	DET
crda-491	182	9	same	same	ADJ
crda-491	182	10	number	number	NOUN
crda-491	182	11	of	of	ADP
crda-491	182	12	shares	share	NOUN
crda-491	182	13	each	each	DET
crda-491	182	14	week	week	NOUN
crda-491	182	15	as	as	ADP
crda-491	182	16	the	the	DET
crda-491	182	17	previous	previous	ADJ
crda-491	182	18	cycle	cycle	NOUN
crda-491	182	19	,	,	PUNCT
crda-491	182	20	even	even	ADV
crda-491	182	21	though	though	SCONJ
crda-491	182	22	the	the	DET
crda-491	182	23	share	share	NOUN
crda-491	182	24	value	value	NOUN
crda-491	182	25	increased	increase	VERB
crda-491	182	26	,	,	PUNCT
crda-491	182	27	leading	lead	VERB
crda-491	182	28	to	to	ADP
crda-491	182	29	much	much	ADV
crda-491	182	30	higher	high	ADJ
crda-491	182	31	savings	saving	NOUN
crda-491	182	32	.	.	PUNCT
crda-491	183	1	all	all	DET
crda-491	183	2	groups	group	NOUN
crda-491	183	3	in	in	ADP
crda-491	183	4	cohort	cohort	NOUN
crda-491	183	5	1	1	NUM
crda-491	183	6	started	start	VERB
crda-491	183	7	their	their	PRON
crda-491	183	8	first	first	ADJ
crda-491	183	9	cycle	cycle	NOUN
crda-491	183	10	with	with	ADP
crda-491	183	11	a	a	DET
crda-491	183	12	share	share	NOUN
crda-491	183	13	value	value	NOUN
crda-491	183	14	of	of	ADP
crda-491	183	15	500	500	NUM
crda-491	183	16	congolese	congolese	ADJ
crda-491	183	17	francs	franc	NOUN
crda-491	183	18	(	(	PUNCT
crda-491	183	19	cf	cf	NOUN
crda-491	183	20	)	)	PUNCT
crda-491	183	21	and	and	CCONJ
crda-491	183	22	by	by	ADP
crda-491	183	23	the	the	DET
crda-491	183	24	eighth	eighth	ADJ
crda-491	183	25	cycle	cycle	NOUN
crda-491	183	26	,	,	PUNCT
crda-491	183	27	the	the	DET
crda-491	183	28	share	share	NOUN
crda-491	183	29	value	value	NOUN
crda-491	183	30	had	have	AUX
crda-491	183	31	increased	increase	VERB
crda-491	183	32	to	to	ADP
crda-491	183	33	1000	1000	NUM
crda-491	183	34	cf	cf	NOUN
crda-491	183	35	for	for	ADP
crda-491	183	36	71	71	NUM
crda-491	183	37	%	%	NOUN
crda-491	183	38	of	of	ADP
crda-491	183	39	groups	group	NOUN
crda-491	183	40	and	and	CCONJ
crda-491	183	41	2000	2000	NUM
crda-491	183	42	cf	cf	NOUN
crda-491	183	43	for	for	ADP
crda-491	183	44	29	29	NUM
crda-491	183	45	%	%	NOUN
crda-491	183	46	of	of	ADP
crda-491	183	47	groups	group	NOUN
crda-491	183	48	,	,	PUNCT
crda-491	183	49	bringing	bring	VERB
crda-491	183	50	the	the	DET
crda-491	183	51	average	average	ADJ
crda-491	183	52	share	share	NOUN
crda-491	183	53	value	value	NOUN
crda-491	183	54	in	in	ADP
crda-491	183	55	cycle	cycle	NOUN
crda-491	183	56	eight	eight	NUM
crda-491	183	57	for	for	ADP
crda-491	183	58	cohort	cohort	NOUN
crda-491	183	59	1	1	NUM
crda-491	183	60	to	to	ADP
crda-491	183	61	1,285	1,285	NUM
crda-491	183	62	cf	cf	NOUN
crda-491	183	63	.	.	PUNCT
crda-491	184	1	figure	figure	NOUN
crda-491	184	2	4	4	NUM
crda-491	184	3	figure	figure	NOUN
crda-491	184	4	5	5	NUM
crda-491	184	5	the	the	DET
crda-491	184	6	price	price	NOUN
crda-491	184	7	for	for	ADP
crda-491	184	8	locally	locally	ADV
crda-491	184	9	grown	grow	VERB
crda-491	184	10	foods	food	NOUN
crda-491	184	11	remained	remain	VERB
crda-491	184	12	unchanged	unchanged	ADJ
crda-491	184	13	during	during	ADP
crda-491	184	14	these	these	DET
crda-491	184	15	years	year	NOUN
crda-491	184	16	.	.	PUNCT
crda-491	185	1	therefore	therefore	ADV
crda-491	185	2	,	,	PUNCT
crda-491	185	3	observing	observe	VERB
crda-491	185	4	the	the	DET
crda-491	185	5	change	change	NOUN
crda-491	185	6	in	in	ADP
crda-491	185	7	saving	save	VERB
crda-491	185	8	amounts	amount	NOUN
crda-491	185	9	over	over	ADP
crda-491	185	10	the	the	DET
crda-491	185	11	years	year	NOUN
crda-491	185	12	in	in	ADP
crda-491	185	13	local	local	ADJ
crda-491	185	14	currency	currency	NOUN
crda-491	185	15	,	,	PUNCT
crda-491	185	16	not	not	PART
crda-491	185	17	usd	usd	NOUN
crda-491	185	18	,	,	PUNCT
crda-491	185	19	is	be	AUX
crda-491	185	20	a	a	DET
crda-491	185	21	better	well	ADJ
crda-491	185	22	representation	representation	NOUN
crda-491	185	23	of	of	ADP
crda-491	185	24	the	the	DET
crda-491	185	25	sfl	sfl	PROPN
crda-491	185	26	member	member	NOUN
crda-491	185	27	experience	experience	NOUN
crda-491	185	28	.	.	PUNCT
crda-491	186	1	christian	christian	ADJ
crda-491	186	2	relief	relief	NOUN
crda-491	186	3	,	,	PUNCT
crda-491	186	4	development	development	NOUN
crda-491	186	5	,	,	PUNCT
crda-491	186	6	and	and	CCONJ
crda-491	186	7	advocacy	advocacy	NOUN
crda-491	186	8	3(1	3(1	NUM
crda-491	186	9	)	)	PUNCT
crda-491	186	10	,	,	PUNCT
crda-491	186	11	summer	summer	NOUN
crda-491	186	12	2021	2021	NUM
crda-491	186	13	purvis	purvis	X
crda-491	186	14	,	,	PUNCT
crda-491	186	15	do	do	AUX
crda-491	186	16	savings	savings	NOUN
crda-491	186	17	groups	group	NOUN
crda-491	186	18	work	work	VERB
crda-491	186	19	?	?	PUNCT
crda-491	187	1	six	six	NUM
crda-491	187	2	years	year	NOUN
crda-491	187	3	of	of	ADP
crda-491	187	4	evidence	evidence	NOUN
crda-491	187	5	from	from	ADP
crda-491	187	6	the	the	DET
crda-491	187	7	drc	drc	PROPN
crda-491	187	8	8	8	NUM
crda-491	187	9	figure	figure	NOUN
crda-491	187	10	6	6	NUM
crda-491	187	11	key	key	ADJ
crda-491	187	12	finding	finding	NOUN
crda-491	187	13	3	3	NUM
crda-491	187	14	:	:	PUNCT
crda-491	187	15	share	share	NOUN
crda-491	187	16	values	value	NOUN
crda-491	187	17	increase	increase	VERB
crda-491	187	18	for	for	ADP
crda-491	187	19	successive	successive	ADJ
crda-491	187	20	cohorts	cohort	NOUN
crda-491	187	21	a	a	DET
crda-491	187	22	different	different	ADJ
crda-491	187	23	way	way	NOUN
crda-491	187	24	to	to	PART
crda-491	187	25	analyze	analyze	VERB
crda-491	187	26	the	the	DET
crda-491	187	27	change	change	NOUN
crda-491	187	28	in	in	ADP
crda-491	187	29	share	share	NOUN
crda-491	187	30	value	value	NOUN
crda-491	187	31	is	be	AUX
crda-491	187	32	to	to	PART
crda-491	187	33	look	look	VERB
crda-491	187	34	at	at	ADP
crda-491	187	35	how	how	SCONJ
crda-491	187	36	it	it	PRON
crda-491	187	37	changes	change	VERB
crda-491	187	38	within	within	ADP
crda-491	187	39	the	the	DET
crda-491	187	40	same	same	ADJ
crda-491	187	41	cycle	cycle	NOUN
crda-491	187	42	over	over	ADP
crda-491	187	43	successive	successive	ADJ
crda-491	187	44	years	year	NOUN
crda-491	187	45	and	and	CCONJ
crda-491	187	46	cohorts	cohort	NOUN
crda-491	187	47	.	.	PUNCT
crda-491	188	1	when	when	SCONJ
crda-491	188	2	sfl	sfl	PROPN
crda-491	188	3	started	start	VERB
crda-491	188	4	in	in	ADP
crda-491	188	5	the	the	DET
crda-491	188	6	drc	drc	PROPN
crda-491	188	7	,	,	PUNCT
crda-491	188	8	100	100	NUM
crda-491	188	9	%	%	NOUN
crda-491	188	10	of	of	ADP
crda-491	188	11	groups	group	NOUN
crda-491	188	12	used	use	VERB
crda-491	188	13	500	500	NUM
crda-491	188	14	cf	cf	NOUN
crda-491	188	15	as	as	ADP
crda-491	188	16	their	their	PRON
crda-491	188	17	share	share	NOUN
crda-491	188	18	value	value	NOUN
crda-491	188	19	.	.	PUNCT
crda-491	189	1	savings	saving	NOUN
crda-491	189	2	group	group	NOUN
crda-491	189	3	implementers	implementer	NOUN
crda-491	189	4	may	may	AUX
crda-491	189	5	expect	expect	VERB
crda-491	189	6	to	to	PART
crda-491	189	7	observe	observe	VERB
crda-491	189	8	increasing	increase	VERB
crda-491	189	9	share	share	NOUN
crda-491	189	10	values	value	NOUN
crda-491	189	11	as	as	SCONJ
crda-491	189	12	groups	group	NOUN
crda-491	189	13	progress	progress	VERB
crda-491	189	14	in	in	ADP
crda-491	189	15	cycles	cycle	NOUN
crda-491	189	16	(	(	PUNCT
crda-491	189	17	key	key	ADJ
crda-491	189	18	finding	finding	NOUN
crda-491	189	19	2	2	NUM
crda-491	189	20	)	)	PUNCT
crda-491	189	21	but	but	CCONJ
crda-491	189	22	one	one	NUM
crda-491	189	23	notable	notable	ADJ
crda-491	189	24	finding	finding	NOUN
crda-491	189	25	from	from	ADP
crda-491	189	26	this	this	DET
crda-491	189	27	study	study	NOUN
crda-491	189	28	is	be	AUX
crda-491	189	29	that	that	SCONJ
crda-491	189	30	new	new	ADJ
crda-491	189	31	cohorts	cohort	NOUN
crda-491	189	32	started	start	VERB
crda-491	189	33	the	the	DET
crda-491	189	34	same	same	ADJ
crda-491	189	35	cycle	cycle	NOUN
crda-491	189	36	but	but	CCONJ
crda-491	189	37	with	with	ADP
crda-491	189	38	a	a	DET
crda-491	189	39	higher	high	ADJ
crda-491	189	40	share	share	NOUN
crda-491	189	41	value	value	NOUN
crda-491	189	42	.	.	PUNCT
crda-491	190	1	for	for	ADP
crda-491	190	2	example	example	NOUN
crda-491	190	3	,	,	PUNCT
crda-491	190	4	when	when	SCONJ
crda-491	190	5	cohort	cohort	NOUN
crda-491	190	6	4	4	NUM
crda-491	190	7	started	start	VERB
crda-491	190	8	their	their	PRON
crda-491	190	9	first	first	ADJ
crda-491	190	10	cycle	cycle	NOUN
crda-491	190	11	,	,	PUNCT
crda-491	190	12	37	37	NUM
crda-491	190	13	%	%	NOUN
crda-491	190	14	of	of	ADP
crda-491	190	15	groups	group	NOUN
crda-491	190	16	opted	opt	VERB
crda-491	190	17	to	to	PART
crda-491	190	18	increase	increase	VERB
crda-491	190	19	the	the	DET
crda-491	190	20	share	share	NOUN
crda-491	190	21	value	value	NOUN
crda-491	190	22	to	to	ADP
crda-491	190	23	1000	1000	NUM
crda-491	190	24	cf	cf	NOUN
crda-491	190	25	or	or	CCONJ
crda-491	190	26	2000	2000	NUM
crda-491	190	27	cf	cf	NOUN
crda-491	190	28	from	from	ADP
crda-491	190	29	the	the	DET
crda-491	190	30	previous	previous	ADJ
crda-491	190	31	standard	standard	NOUN
crda-491	190	32	of	of	ADP
crda-491	190	33	500	500	NUM
crda-491	190	34	cf	cf	NOUN
crda-491	190	35	,	,	PUNCT
crda-491	190	36	figure	figure	VERB
crda-491	190	37	7	7	NUM
crda-491	190	38	.	.	PUNCT
crda-491	191	1	this	this	DET
crda-491	191	2	increase	increase	NOUN
crda-491	191	3	is	be	AUX
crda-491	191	4	even	even	ADV
crda-491	191	5	greater	great	ADJ
crda-491	191	6	comparing	compare	VERB
crda-491	191	7	cycle	cycle	NOUN
crda-491	191	8	two	two	NUM
crda-491	191	9	data	datum	NOUN
crda-491	191	10	between	between	ADP
crda-491	191	11	cohort	cohort	NOUN
crda-491	191	12	1	1	NUM
crda-491	191	13	and	and	CCONJ
crda-491	191	14	4	4	NUM
crda-491	191	15	;	;	PUNCT
crda-491	191	16	in	in	ADP
crda-491	191	17	2017	2017	NUM
crda-491	191	18	,	,	PUNCT
crda-491	191	19	when	when	SCONJ
crda-491	191	20	cohort	cohort	PROPN
crda-491	191	21	1	1	NUM
crda-491	191	22	held	hold	VERB
crda-491	191	23	the	the	DET
crda-491	191	24	second	second	ADJ
crda-491	191	25	cycle	cycle	NOUN
crda-491	191	26	share	share	VERB
crda-491	191	27	out	out	ADP
crda-491	191	28	,	,	PUNCT
crda-491	191	29	again	again	ADV
crda-491	191	30	100	100	NUM
crda-491	191	31	%	%	NOUN
crda-491	191	32	of	of	ADP
crda-491	191	33	groups	group	NOUN
crda-491	191	34	used	use	VERB
crda-491	191	35	a	a	DET
crda-491	191	36	share	share	NOUN
crda-491	191	37	value	value	NOUN
crda-491	191	38	of	of	ADP
crda-491	191	39	500	500	NUM
crda-491	191	40	cf	cf	NOUN
crda-491	191	41	.	.	PUNCT
crda-491	192	1	by	by	ADP
crda-491	192	2	2020	2020	NUM
crda-491	192	3	,	,	PUNCT
crda-491	192	4	when	when	SCONJ
crda-491	192	5	cohort	cohort	NOUN
crda-491	192	6	4	4	NUM
crda-491	192	7	held	hold	VERB
crda-491	192	8	their	their	PRON
crda-491	192	9	second	second	ADJ
crda-491	192	10	cycle	cycle	NOUN
crda-491	192	11	share	share	VERB
crda-491	192	12	out	out	ADP
crda-491	192	13	,	,	PUNCT
crda-491	192	14	the	the	DET
crda-491	192	15	average	average	ADJ
crda-491	192	16	share	share	NOUN
crda-491	192	17	value	value	NOUN
crda-491	192	18	increased	increase	VERB
crda-491	192	19	to	to	ADP
crda-491	192	20	over	over	ADP
crda-491	192	21	900	900	NUM
crda-491	192	22	cf	cf	NOUN
crda-491	192	23	,	,	PUNCT
crda-491	192	24	figure	figure	VERB
crda-491	192	25	7	7	NUM
crda-491	192	26	.	.	PUNCT
crda-491	193	1	only	only	ADV
crda-491	193	2	35	35	NUM
crda-491	193	3	%	%	NOUN
crda-491	193	4	of	of	ADP
crda-491	193	5	cohort	cohort	NOUN
crda-491	193	6	4	4	NUM
crda-491	193	7	groups	group	NOUN
crda-491	193	8	maintained	maintain	VERB
crda-491	193	9	the	the	DET
crda-491	193	10	500	500	NUM
crda-491	193	11	cf	cf	NOUN
crda-491	193	12	share	share	NOUN
crda-491	193	13	value	value	NOUN
crda-491	193	14	;	;	PUNCT
crda-491	193	15	56	56	NUM
crda-491	193	16	%	%	NOUN
crda-491	193	17	of	of	ADP
crda-491	193	18	groups	group	NOUN
crda-491	193	19	increased	increase	VERB
crda-491	193	20	their	their	PRON
crda-491	193	21	share	share	NOUN
crda-491	193	22	value	value	NOUN
crda-491	193	23	to	to	ADP
crda-491	193	24	1000	1000	NUM
crda-491	193	25	cf	cf	NOUN
crda-491	193	26	and	and	CCONJ
crda-491	193	27	9	9	NUM
crda-491	193	28	%	%	NOUN
crda-491	193	29	of	of	ADP
crda-491	193	30	groups	group	NOUN
crda-491	193	31	increased	increase	VERB
crda-491	193	32	to	to	ADP
crda-491	193	33	2000	2000	NUM
crda-491	193	34	cf	cf	NOUN
crda-491	193	35	.	.	PUNCT
crda-491	194	1	figure	figure	NOUN
crda-491	194	2	7	7	NUM
crda-491	194	3	world	world	NOUN
crda-491	194	4	relief	relief	NOUN
crda-491	194	5	has	have	VERB
crda-491	194	6	a	a	DET
crda-491	194	7	few	few	ADJ
crda-491	194	8	hypotheses	hypothesis	NOUN
crda-491	194	9	on	on	ADP
crda-491	194	10	why	why	SCONJ
crda-491	194	11	newer	new	ADJ
crda-491	194	12	cohorts	cohort	NOUN
crda-491	194	13	start	start	VERB
crda-491	194	14	cycles	cycle	NOUN
crda-491	194	15	with	with	ADP
crda-491	194	16	share	share	NOUN
crda-491	194	17	values	value	NOUN
crda-491	194	18	higher	high	ADJ
crda-491	194	19	than	than	ADP
crda-491	194	20	the	the	DET
crda-491	194	21	preceding	precede	VERB
crda-491	194	22	cohorts	cohort	NOUN
crda-491	194	23	.	.	PUNCT
crda-491	195	1	first	first	ADJ
crda-491	195	2	,	,	PUNCT
crda-491	195	3	when	when	SCONJ
crda-491	195	4	world	world	NOUN
crda-491	195	5	relief	relief	NOUN
crda-491	195	6	introduced	introduce	VERB
crda-491	195	7	sfl	sfl	PROPN
crda-491	195	8	in	in	ADP
crda-491	195	9	the	the	DET
crda-491	195	10	community	community	NOUN
crda-491	195	11	,	,	PUNCT
crda-491	195	12	group	group	NOUN
crda-491	195	13	members	member	NOUN
crda-491	195	14	were	be	AUX
crda-491	195	15	uncertain	uncertain	ADJ
crda-491	195	16	about	about	ADP
crda-491	195	17	the	the	DET
crda-491	195	18	program	program	NOUN
crda-491	195	19	and	and	CCONJ
crda-491	195	20	if	if	SCONJ
crda-491	195	21	or	or	CCONJ
crda-491	195	22	how	how	SCONJ
crda-491	195	23	it	it	PRON
crda-491	195	24	would	would	AUX
crda-491	195	25	benefit	benefit	VERB
crda-491	195	26	them	they	PRON
crda-491	195	27	.	.	PUNCT
crda-491	196	1	after	after	SCONJ
crda-491	196	2	the	the	DET
crda-491	196	3	initial	initial	ADJ
crda-491	196	4	cohort	cohort	NOUN
crda-491	196	5	held	hold	VERB
crda-491	196	6	a	a	DET
crda-491	196	7	share	share	NOUN
crda-491	196	8	out	out	ADP
crda-491	196	9	with	with	ADP
crda-491	196	10	25	25	NUM
crda-491	196	11	-	-	SYM
crda-491	196	12	30	30	NUM
crda-491	196	13	%	%	NOUN
crda-491	196	14	christian	christian	ADJ
crda-491	196	15	relief	relief	NOUN
crda-491	196	16	,	,	PUNCT
crda-491	196	17	development	development	NOUN
crda-491	196	18	,	,	PUNCT
crda-491	196	19	and	and	CCONJ
crda-491	196	20	advocacy	advocacy	NOUN
crda-491	196	21	3(1	3(1	NUM
crda-491	196	22	)	)	PUNCT
crda-491	196	23	,	,	PUNCT
crda-491	196	24	summer	summer	NOUN
crda-491	196	25	2021	2021	NUM
crda-491	196	26	purvis	purvis	X
crda-491	196	27	,	,	PUNCT
crda-491	196	28	do	do	AUX
crda-491	196	29	savings	savings	NOUN
crda-491	196	30	groups	group	NOUN
crda-491	196	31	work	work	VERB
crda-491	196	32	?	?	PUNCT
crda-491	197	1	six	six	NUM
crda-491	197	2	years	year	NOUN
crda-491	197	3	of	of	ADP
crda-491	197	4	evidence	evidence	NOUN
crda-491	197	5	from	from	ADP
crda-491	197	6	the	the	DET
crda-491	197	7	drc	drc	PROPN
crda-491	197	8	9	9	NUM
crda-491	197	9	return	return	NOUN
crda-491	197	10	on	on	ADP
crda-491	197	11	their	their	PRON
crda-491	197	12	savings	saving	NOUN
crda-491	197	13	,	,	PUNCT
crda-491	197	14	testimony	testimony	NOUN
crda-491	197	15	spread	spread	VERB
crda-491	197	16	throughout	throughout	ADP
crda-491	197	17	the	the	DET
crda-491	197	18	community	community	NOUN
crda-491	197	19	.	.	PUNCT
crda-491	198	1	this	this	PRON
crda-491	198	2	may	may	AUX
crda-491	198	3	have	have	AUX
crda-491	198	4	led	lead	VERB
crda-491	198	5	future	future	ADJ
crda-491	198	6	cohorts	cohort	NOUN
crda-491	198	7	to	to	PART
crda-491	198	8	trust	trust	VERB
crda-491	198	9	the	the	DET
crda-491	198	10	sfl	sfl	NOUN
crda-491	198	11	system	system	NOUN
crda-491	198	12	and	and	CCONJ
crda-491	198	13	lead	lead	VERB
crda-491	198	14	them	they	PRON
crda-491	198	15	to	to	PART
crda-491	198	16	save	save	VERB
crda-491	198	17	more	more	ADJ
crda-491	198	18	than	than	ADP
crda-491	198	19	the	the	DET
crda-491	198	20	initial	initial	ADJ
crda-491	198	21	savers	saver	NOUN
crda-491	198	22	.	.	PUNCT
crda-491	199	1	when	when	SCONJ
crda-491	199	2	members	member	NOUN
crda-491	199	3	in	in	ADP
crda-491	199	4	cohort	cohort	NOUN
crda-491	199	5	1	1	NUM
crda-491	199	6	start	start	VERB
crda-491	199	7	new	new	ADJ
crda-491	199	8	,	,	PUNCT
crda-491	199	9	advanced	advanced	ADJ
crda-491	199	10	cycles	cycle	NOUN
crda-491	199	11	,	,	PUNCT
crda-491	199	12	with	with	ADP
crda-491	199	13	a	a	DET
crda-491	199	14	share	share	NOUN
crda-491	199	15	value	value	NOUN
crda-491	199	16	of	of	ADP
crda-491	199	17	1000	1000	NUM
crda-491	199	18	cf	cf	NOUN
crda-491	199	19	or	or	CCONJ
crda-491	199	20	more	more	ADJ
crda-491	199	21	,	,	PUNCT
crda-491	199	22	and	and	CCONJ
crda-491	199	23	new	new	ADJ
crda-491	199	24	members	member	NOUN
crda-491	199	25	join	join	VERB
crda-491	199	26	a	a	DET
crda-491	199	27	freshly	freshly	ADV
crda-491	199	28	formed	form	VERB
crda-491	199	29	cycle	cycle	NOUN
crda-491	199	30	-	-	PUNCT
crda-491	199	31	one	one	NUM
crda-491	199	32	sfl	sfl	NOUN
crda-491	199	33	group	group	NOUN
crda-491	199	34	,	,	PUNCT
crda-491	199	35	these	these	DET
crda-491	199	36	new	new	ADJ
crda-491	199	37	members	member	NOUN
crda-491	199	38	may	may	AUX
crda-491	199	39	look	look	VERB
crda-491	199	40	to	to	ADP
crda-491	199	41	the	the	DET
crda-491	199	42	seasoned	season	VERB
crda-491	199	43	members	member	NOUN
crda-491	199	44	for	for	ADP
crda-491	199	45	modeling	modeling	NOUN
crda-491	199	46	and	and	CCONJ
crda-491	199	47	setting	set	VERB
crda-491	199	48	expectations	expectation	NOUN
crda-491	199	49	.	.	PUNCT
crda-491	200	1	new	new	ADJ
crda-491	200	2	groups	group	NOUN
crda-491	200	3	may	may	AUX
crda-491	200	4	choose	choose	VERB
crda-491	200	5	to	to	PART
crda-491	200	6	save	save	VERB
crda-491	200	7	with	with	ADP
crda-491	200	8	a	a	DET
crda-491	200	9	1000	1000	NUM
crda-491	200	10	cf	cf	NOUN
crda-491	200	11	share	share	NOUN
crda-491	200	12	value	value	NOUN
crda-491	200	13	simply	simply	ADV
crda-491	200	14	because	because	SCONJ
crda-491	200	15	they	they	PRON
crda-491	200	16	observe	observe	VERB
crda-491	200	17	it	it	PRON
crda-491	200	18	modeled	model	VERB
crda-491	200	19	by	by	ADP
crda-491	200	20	their	their	PRON
crda-491	200	21	peers	peer	NOUN
crda-491	200	22	.	.	PUNCT
crda-491	201	1	another	another	DET
crda-491	201	2	possible	possible	ADJ
crda-491	201	3	explanation	explanation	NOUN
crda-491	201	4	is	be	AUX
crda-491	201	5	that	that	SCONJ
crda-491	201	6	,	,	PUNCT
crda-491	201	7	when	when	SCONJ
crda-491	201	8	the	the	DET
crda-491	201	9	initial	initial	ADJ
crda-491	201	10	cohort	cohort	NOUN
crda-491	201	11	started	start	VERB
crda-491	201	12	saving	save	VERB
crda-491	201	13	,	,	PUNCT
crda-491	201	14	field	field	NOUN
crda-491	201	15	staff	staff	NOUN
crda-491	201	16	reported	report	VERB
crda-491	201	17	that	that	SCONJ
crda-491	201	18	members	member	NOUN
crda-491	201	19	did	do	AUX
crda-491	201	20	not	not	PART
crda-491	201	21	believe	believe	VERB
crda-491	201	22	in	in	ADP
crda-491	201	23	their	their	PRON
crda-491	201	24	own	own	ADJ
crda-491	201	25	ability	ability	NOUN
crda-491	201	26	to	to	PART
crda-491	201	27	save	save	VERB
crda-491	201	28	.	.	PUNCT
crda-491	202	1	once	once	SCONJ
crda-491	202	2	members	member	NOUN
crda-491	202	3	shared	share	VERB
crda-491	202	4	out	out	ADP
crda-491	202	5	with	with	ADP
crda-491	202	6	profit	profit	NOUN
crda-491	202	7	and	and	CCONJ
crda-491	202	8	started	start	VERB
crda-491	202	9	the	the	DET
crda-491	202	10	next	next	ADJ
crda-491	202	11	cycle	cycle	NOUN
crda-491	202	12	with	with	ADP
crda-491	202	13	a	a	DET
crda-491	202	14	higher	high	ADJ
crda-491	202	15	share	share	NOUN
crda-491	202	16	value	value	NOUN
crda-491	202	17	,	,	PUNCT
crda-491	202	18	however	however	ADV
crda-491	202	19	,	,	PUNCT
crda-491	202	20	others	other	NOUN
crda-491	202	21	were	be	AUX
crda-491	202	22	also	also	ADV
crda-491	202	23	encouraged	encourage	VERB
crda-491	202	24	and	and	CCONJ
crda-491	202	25	started	start	VERB
crda-491	202	26	saving	save	VERB
crda-491	202	27	at	at	ADP
crda-491	202	28	a	a	DET
crda-491	202	29	higher	high	ADJ
crda-491	202	30	share	share	NOUN
crda-491	202	31	value	value	NOUN
crda-491	202	32	.	.	PUNCT
crda-491	203	1	yet	yet	CCONJ
crda-491	203	2	another	another	DET
crda-491	203	3	explanation	explanation	NOUN
crda-491	203	4	may	may	AUX
crda-491	203	5	be	be	AUX
crda-491	203	6	that	that	SCONJ
crda-491	203	7	a	a	DET
crda-491	203	8	general	general	ADJ
crda-491	203	9	increase	increase	NOUN
crda-491	203	10	in	in	ADP
crda-491	203	11	small	small	ADJ
crda-491	203	12	business	business	NOUN
crda-491	203	13	activities	activity	NOUN
crda-491	203	14	,	,	PUNCT
crda-491	203	15	which	which	PRON
crda-491	203	16	world	world	NOUN
crda-491	203	17	relief	relief	NOUN
crda-491	203	18	definitely	definitely	ADV
crda-491	203	19	noticed	notice	VERB
crda-491	203	20	,	,	PUNCT
crda-491	203	21	contributed	contribute	VERB
crda-491	203	22	to	to	ADP
crda-491	203	23	the	the	DET
crda-491	203	24	members	member	NOUN
crda-491	203	25	’	’	PART
crda-491	203	26	ability	ability	NOUN
crda-491	203	27	to	to	PART
crda-491	203	28	save	save	VERB
crda-491	203	29	more	more	ADJ
crda-491	203	30	.	.	PUNCT
crda-491	204	1	a	a	DET
crda-491	204	2	final	final	ADJ
crda-491	204	3	possibility	possibility	NOUN
crda-491	204	4	is	be	AUX
crda-491	204	5	that	that	SCONJ
crda-491	204	6	some	some	DET
crda-491	204	7	members	member	NOUN
crda-491	204	8	in	in	ADP
crda-491	204	9	early	early	ADJ
crda-491	204	10	cohorts	cohort	NOUN
crda-491	204	11	may	may	AUX
crda-491	204	12	have	have	AUX
crda-491	204	13	joined	join	VERB
crda-491	204	14	later	later	ADJ
crda-491	204	15	cohorts	cohort	NOUN
crda-491	204	16	to	to	PART
crda-491	204	17	be	be	AUX
crda-491	204	18	part	part	NOUN
crda-491	204	19	of	of	ADP
crda-491	204	20	a	a	DET
crda-491	204	21	second	second	ADJ
crda-491	204	22	savings	saving	NOUN
crda-491	204	23	group	group	NOUN
crda-491	204	24	,	,	PUNCT
crda-491	204	25	even	even	ADV
crda-491	204	26	though	though	SCONJ
crda-491	204	27	world	world	NOUN
crda-491	204	28	relief	relief	NOUN
crda-491	204	29	does	do	AUX
crda-491	204	30	not	not	PART
crda-491	204	31	encourage	encourage	VERB
crda-491	204	32	this	this	DET
crda-491	204	33	practice	practice	NOUN
crda-491	204	34	.	.	PUNCT
crda-491	205	1	when	when	SCONJ
crda-491	205	2	this	this	PRON
crda-491	205	3	happens	happen	VERB
crda-491	205	4	,	,	PUNCT
crda-491	205	5	the	the	DET
crda-491	205	6	more	more	ADV
crda-491	205	7	mature	mature	ADJ
crda-491	205	8	members	member	NOUN
crda-491	205	9	may	may	AUX
crda-491	205	10	encourage	encourage	VERB
crda-491	205	11	the	the	DET
crda-491	205	12	entire	entire	ADJ
crda-491	205	13	group	group	NOUN
crda-491	205	14	to	to	PART
crda-491	205	15	start	start	VERB
crda-491	205	16	with	with	ADP
crda-491	205	17	a	a	DET
crda-491	205	18	higher	high	ADJ
crda-491	205	19	share	share	NOUN
crda-491	205	20	value	value	NOUN
crda-491	205	21	because	because	SCONJ
crda-491	205	22	they	they	PRON
crda-491	205	23	know	know	VERB
crda-491	205	24	it	it	PRON
crda-491	205	25	is	be	AUX
crda-491	205	26	possible	possible	ADJ
crda-491	205	27	.	.	PUNCT
crda-491	206	1	while	while	SCONJ
crda-491	206	2	world	world	NOUN
crda-491	206	3	relief	relief	NOUN
crda-491	206	4	does	do	AUX
crda-491	206	5	not	not	PART
crda-491	206	6	know	know	VERB
crda-491	206	7	the	the	DET
crda-491	206	8	exact	exact	ADJ
crda-491	206	9	reasons	reason	NOUN
crda-491	206	10	behind	behind	ADP
crda-491	206	11	the	the	DET
crda-491	206	12	higher	high	ADJ
crda-491	206	13	share	share	NOUN
crda-491	206	14	value	value	NOUN
crda-491	206	15	,	,	PUNCT
crda-491	206	16	the	the	DET
crda-491	206	17	increasing	increase	VERB
crda-491	206	18	share	share	NOUN
crda-491	206	19	value	value	NOUN
crda-491	206	20	across	across	ADP
crda-491	206	21	successive	successive	ADJ
crda-491	206	22	cohorts	cohort	NOUN
crda-491	206	23	does	do	AUX
crda-491	206	24	seem	seem	VERB
crda-491	206	25	to	to	PART
crda-491	206	26	demonstrate	demonstrate	VERB
crda-491	206	27	members	member	NOUN
crda-491	206	28	’	'	PUNCT
crda-491	206	29	increased	increase	VERB
crda-491	206	30	appreciation	appreciation	NOUN
crda-491	206	31	for	for	ADP
crda-491	206	32	and	and	CCONJ
crda-491	206	33	trust	trust	NOUN
crda-491	206	34	in	in	ADP
crda-491	206	35	the	the	DET
crda-491	206	36	sfl	sfl	PROPN
crda-491	206	37	program	program	NOUN
crda-491	206	38	.	.	PUNCT
crda-491	207	1	key	key	ADJ
crda-491	207	2	finding	finding	NOUN
crda-491	207	3	4	4	NUM
crda-491	207	4	:	:	PUNCT
crda-491	207	5	covid-19	covid-19	PROPN
crda-491	207	6	had	have	AUX
crda-491	207	7	limited	limit	VERB
crda-491	207	8	negative	negative	ADJ
crda-491	207	9	impact	impact	NOUN
crda-491	207	10	on	on	ADP
crda-491	207	11	sfl	sfl	PROPN
crda-491	207	12	members	member	NOUN
crda-491	207	13	’	'	PUNCT
crda-491	207	14	ability	ability	NOUN
crda-491	207	15	to	to	PART
crda-491	207	16	save	save	VERB
crda-491	207	17	world	world	NOUN
crda-491	207	18	relief	relief	NOUN
crda-491	207	19	assigned	assign	VERB
crda-491	207	20	each	each	DET
crda-491	207	21	savings	saving	NOUN
crda-491	207	22	group	group	NOUN
crda-491	207	23	a	a	DET
crda-491	207	24	unique	unique	ADJ
crda-491	207	25	number	number	NOUN
crda-491	207	26	in	in	ADP
crda-491	207	27	the	the	DET
crda-491	207	28	text	text	NOUN
crda-491	207	29	-	-	PUNCT
crda-491	207	30	it	it	PRON
crda-491	207	31	system	system	NOUN
crda-491	207	32	so	so	SCONJ
crda-491	207	33	it	it	PRON
crda-491	207	34	could	could	AUX
crda-491	207	35	compare	compare	VERB
crda-491	207	36	savings	saving	NOUN
crda-491	207	37	and	and	CCONJ
crda-491	207	38	share	share	VERB
crda-491	207	39	out	out	ADP
crda-491	207	40	amounts	amount	NOUN
crda-491	207	41	from	from	ADP
crda-491	207	42	cycle	cycle	NOUN
crda-491	207	43	to	to	ADP
crda-491	207	44	cycle	cycle	NOUN
crda-491	207	45	.	.	PUNCT
crda-491	208	1	at	at	ADP
crda-491	208	2	first	first	ADJ
crda-491	208	3	glance	glance	NOUN
crda-491	208	4	,	,	PUNCT
crda-491	208	5	data	datum	NOUN
crda-491	208	6	appear	appear	VERB
crda-491	208	7	to	to	PART
crda-491	208	8	show	show	VERB
crda-491	208	9	a	a	DET
crda-491	208	10	strong	strong	ADJ
crda-491	208	11	negative	negative	ADJ
crda-491	208	12	outcome	outcome	NOUN
crda-491	208	13	for	for	ADP
crda-491	208	14	members	member	NOUN
crda-491	208	15	saving	save	VERB
crda-491	208	16	during	during	ADP
crda-491	208	17	the	the	DET
crda-491	208	18	covid-19	covid-19	PROPN
crda-491	208	19	pandemic	pandemic	NOUN
crda-491	208	20	:	:	PUNCT
crda-491	208	21	only	only	ADV
crda-491	208	22	70	70	NUM
crda-491	208	23	%	%	NOUN
crda-491	208	24	of	of	ADP
crda-491	208	25	groups	group	NOUN
crda-491	208	26	increased	increase	VERB
crda-491	208	27	the	the	DET
crda-491	208	28	amount	amount	NOUN
crda-491	208	29	they	they	PRON
crda-491	208	30	shared	share	VERB
crda-491	208	31	out	out	ADP
crda-491	208	32	in	in	ADP
crda-491	208	33	2020	2020	NUM
crda-491	208	34	(	(	PUNCT
crda-491	208	35	when	when	SCONJ
crda-491	208	36	a	a	DET
crda-491	208	37	majority	majority	NOUN
crda-491	208	38	of	of	ADP
crda-491	208	39	savings	saving	NOUN
crda-491	208	40	occurred	occur	VERB
crda-491	208	41	during	during	ADP
crda-491	208	42	covid-19	covid-19	PROPN
crda-491	208	43	)	)	PUNCT
crda-491	208	44	compared	compare	VERB
crda-491	208	45	to	to	ADP
crda-491	208	46	the	the	DET
crda-491	208	47	share	share	NOUN
crda-491	208	48	out	out	ADP
crda-491	208	49	the	the	DET
crda-491	208	50	year	year	NOUN
crda-491	208	51	before	before	ADV
crda-491	208	52	,	,	PUNCT
crda-491	208	53	2019	2019	NUM
crda-491	208	54	,	,	PUNCT
crda-491	208	55	and	and	CCONJ
crda-491	208	56	30	30	NUM
crda-491	208	57	%	%	NOUN
crda-491	208	58	of	of	ADP
crda-491	208	59	groups	group	NOUN
crda-491	208	60	decreased	decrease	VERB
crda-491	208	61	the	the	DET
crda-491	208	62	amount	amount	NOUN
crda-491	208	63	they	they	PRON
crda-491	208	64	shared	share	VERB
crda-491	208	65	out	out	ADP
crda-491	208	66	during	during	ADP
crda-491	208	67	this	this	DET
crda-491	208	68	period	period	NOUN
crda-491	208	69	.	.	PUNCT
crda-491	209	1	in	in	ADP
crda-491	209	2	contrast	contrast	NOUN
crda-491	209	3	,	,	PUNCT
crda-491	209	4	during	during	ADP
crda-491	209	5	the	the	DET
crda-491	209	6	year	year	NOUN
crda-491	209	7	before	before	ADP
crda-491	209	8	covid-19	covid-19	PROPN
crda-491	209	9	(	(	PUNCT
crda-491	209	10	2019	2019	NUM
crda-491	209	11	)	)	PUNCT
crda-491	209	12	,	,	PUNCT
crda-491	209	13	83	83	NUM
crda-491	209	14	%	%	NOUN
crda-491	209	15	of	of	ADP
crda-491	209	16	groups	group	NOUN
crda-491	209	17	increased	increase	VERB
crda-491	209	18	their	their	PRON
crda-491	209	19	share	share	NOUN
crda-491	209	20	out	out	ADP
crda-491	209	21	over	over	ADP
crda-491	209	22	the	the	DET
crda-491	209	23	share	share	NOUN
crda-491	209	24	out	out	ADP
crda-491	209	25	in	in	ADP
crda-491	209	26	2018	2018	NUM
crda-491	209	27	while	while	SCONJ
crda-491	209	28	only	only	ADV
crda-491	209	29	17	17	NUM
crda-491	209	30	%	%	NOUN
crda-491	209	31	of	of	ADP
crda-491	209	32	groups	group	NOUN
crda-491	209	33	decreased	decrease	VERB
crda-491	209	34	their	their	PRON
crda-491	209	35	share	share	NOUN
crda-491	209	36	out	out	ADP
crda-491	209	37	during	during	ADP
crda-491	209	38	this	this	DET
crda-491	209	39	period	period	NOUN
crda-491	209	40	(	(	PUNCT
crda-491	209	41	figure	figure	NOUN
crda-491	209	42	8)	8)	NUM
crda-491	209	43	.	.	PUNCT
crda-491	210	1	figure	figure	NOUN
crda-491	210	2	8	8	NUM
crda-491	210	3	still	still	ADV
crda-491	210	4	,	,	PUNCT
crda-491	210	5	although	although	SCONJ
crda-491	210	6	fewer	few	ADJ
crda-491	210	7	groups	group	NOUN
crda-491	210	8	increased	increase	VERB
crda-491	210	9	their	their	PRON
crda-491	210	10	share	share	NOUN
crda-491	210	11	out	out	ADP
crda-491	210	12	amounts	amount	NOUN
crda-491	210	13	during	during	ADP
crda-491	210	14	the	the	DET
crda-491	210	15	pandemic	pandemic	NOUN
crda-491	210	16	,	,	PUNCT
crda-491	210	17	the	the	DET
crda-491	210	18	average	average	ADJ
crda-491	210	19	amount	amount	NOUN
crda-491	210	20	each	each	DET
crda-491	210	21	member	member	NOUN
crda-491	210	22	earned	earn	VERB
crda-491	210	23	at	at	ADP
crda-491	210	24	share	share	NOUN
crda-491	210	25	out	out	ADP
crda-491	210	26	actually	actually	ADV
crda-491	210	27	increased	increase	VERB
crda-491	210	28	compared	compare	VERB
crda-491	210	29	to	to	ADP
crda-491	210	30	the	the	DET
crda-491	210	31	share	share	NOUN
crda-491	210	32	out	out	ADP
crda-491	210	33	pre	pre	ADJ
crda-491	210	34	-	-	ADJ
crda-491	210	35	pandemic	pandemic	ADJ
crda-491	210	36	.	.	PUNCT
crda-491	211	1	the	the	DET
crda-491	211	2	average	average	ADJ
crda-491	211	3	change	change	NOUN
crda-491	211	4	in	in	ADP
crda-491	211	5	share	share	NOUN
crda-491	211	6	out	out	ADP
crda-491	211	7	,	,	PUNCT
crda-491	211	8	across	across	ADP
crda-491	211	9	groups	group	NOUN
crda-491	211	10	in	in	ADP
crda-491	211	11	all	all	DET
crda-491	211	12	cycles	cycle	NOUN
crda-491	211	13	,	,	PUNCT
crda-491	211	14	comparing	compare	VERB
crda-491	211	15	the	the	DET
crda-491	211	16	2020	2020	NUM
crda-491	211	17	share	share	NOUN
crda-491	211	18	out	out	ADP
crda-491	211	19	to	to	ADP
crda-491	211	20	the	the	DET
crda-491	211	21	2019	2019	NUM
crda-491	211	22	share	share	NOUN
crda-491	211	23	out	out	ADP
crda-491	211	24	was	be	AUX
crda-491	211	25	22,099	22,099	NUM
crda-491	211	26	congolese	congolese	ADJ
crda-491	211	27	francs	franc	NOUN
crda-491	211	28	(	(	PUNCT
crda-491	211	29	cf	cf	NOUN
crda-491	211	30	)	)	PUNCT
crda-491	211	31	.	.	PUNCT
crda-491	212	1	this	this	PRON
crda-491	212	2	is	be	AUX
crda-491	212	3	slightly	slightly	ADV
crda-491	212	4	higher	high	ADJ
crda-491	212	5	,	,	PUNCT
crda-491	212	6	1,104	1,104	NUM
crda-491	212	7	cf	cf	NOUN
crda-491	212	8	more	more	ADJ
crda-491	212	9	,	,	PUNCT
crda-491	212	10	than	than	ADP
crda-491	212	11	the	the	DET
crda-491	212	12	share	share	NOUN
crda-491	212	13	out	out	ADP
crda-491	212	14	differential	differential	NOUN
crda-491	212	15	between	between	ADP
crda-491	212	16	2019	2019	NUM
crda-491	212	17	and	and	CCONJ
crda-491	212	18	2018	2018	NUM
crda-491	212	19	(	(	PUNCT
crda-491	212	20	figure	figure	NOUN
crda-491	212	21	9	9	NUM
crda-491	212	22	)	)	PUNCT
crda-491	212	23	.	.	PUNCT
crda-491	213	1	although	although	SCONJ
crda-491	213	2	fewer	few	ADJ
crda-491	213	3	groups	group	NOUN
crda-491	213	4	had	have	VERB
crda-491	213	5	an	an	DET
crda-491	213	6	overall	overall	ADJ
crda-491	213	7	increase	increase	NOUN
crda-491	213	8	,	,	PUNCT
crda-491	213	9	those	those	PRON
crda-491	213	10	that	that	PRON
crda-491	213	11	did	do	AUX
crda-491	213	12	increased	increase	VERB
crda-491	213	13	at	at	ADP
crda-491	213	14	a	a	DET
crda-491	213	15	greater	great	ADJ
crda-491	213	16	rate	rate	NOUN
crda-491	213	17	,	,	PUNCT
crda-491	213	18	making	make	VERB
crda-491	213	19	the	the	DET
crda-491	213	20	average	average	ADJ
crda-491	213	21	change	change	NOUN
crda-491	213	22	higher	high	ADJ
crda-491	213	23	for	for	ADP
crda-491	213	24	savings	saving	NOUN
crda-491	213	25	during	during	ADP
crda-491	213	26	the	the	DET
crda-491	213	27	covid-19	covid-19	PROPN
crda-491	213	28	pandemic	pandemic	NOUN
crda-491	213	29	compared	compare	VERB
crda-491	213	30	to	to	ADP
crda-491	213	31	savings	saving	NOUN
crda-491	213	32	from	from	ADP
crda-491	213	33	the	the	DET
crda-491	213	34	previous	previous	ADJ
crda-491	213	35	year	year	NOUN
crda-491	213	36	.	.	PUNCT
crda-491	214	1	christian	christian	ADJ
crda-491	214	2	relief	relief	NOUN
crda-491	214	3	,	,	PUNCT
crda-491	214	4	development	development	NOUN
crda-491	214	5	,	,	PUNCT
crda-491	214	6	and	and	CCONJ
crda-491	214	7	advocacy	advocacy	NOUN
crda-491	214	8	3(1	3(1	NUM
crda-491	214	9	)	)	PUNCT
crda-491	214	10	,	,	PUNCT
crda-491	214	11	summer	summer	NOUN
crda-491	214	12	2021	2021	NUM
crda-491	214	13	purvis	purvis	X
crda-491	214	14	,	,	PUNCT
crda-491	214	15	do	do	AUX
crda-491	214	16	savings	savings	NOUN
crda-491	214	17	groups	group	NOUN
crda-491	214	18	work	work	VERB
crda-491	214	19	?	?	PUNCT
crda-491	215	1	six	six	NUM
crda-491	215	2	years	year	NOUN
crda-491	215	3	of	of	ADP
crda-491	215	4	evidence	evidence	NOUN
crda-491	215	5	from	from	ADP
crda-491	215	6	the	the	DET
crda-491	215	7	drc	drc	PROPN
crda-491	215	8	10	10	NUM
crda-491	215	9	figure	figure	NOUN
crda-491	215	10	9	9	NUM
crda-491	215	11	figure	figure	NOUN
crda-491	215	12	10	10	NUM
crda-491	215	13	depicts	depict	VERB
crda-491	215	14	the	the	DET
crda-491	215	15	percent	percent	NOUN
crda-491	215	16	of	of	ADP
crda-491	215	17	groups	group	NOUN
crda-491	215	18	that	that	PRON
crda-491	215	19	increased	increase	VERB
crda-491	215	20	or	or	CCONJ
crda-491	215	21	decreased	decrease	VERB
crda-491	215	22	their	their	PRON
crda-491	215	23	share	share	NOUN
crda-491	215	24	out	out	ADP
crda-491	215	25	in	in	ADP
crda-491	215	26	three	three	NUM
crda-491	215	27	different	different	ADJ
crda-491	215	28	cycles	cycle	NOUN
crda-491	215	29	:	:	PUNCT
crda-491	215	30	2019	2019	NUM
crda-491	215	31	compared	compare	VERB
crda-491	215	32	to	to	ADP
crda-491	215	33	2018	2018	NUM
crda-491	215	34	(	(	PUNCT
crda-491	215	35	savings	saving	NOUN
crda-491	215	36	prior	prior	ADV
crda-491	215	37	to	to	ADP
crda-491	215	38	covid19	covid19	PROPN
crda-491	215	39	,	,	PUNCT
crda-491	215	40	orange	orange	PROPN
crda-491	215	41	bars	bar	NOUN
crda-491	215	42	)	)	PUNCT
crda-491	215	43	,	,	PUNCT
crda-491	215	44	2020	2020	NUM
crda-491	215	45	compared	compare	VERB
crda-491	215	46	to	to	ADP
crda-491	215	47	2019	2019	NUM
crda-491	215	48	(	(	PUNCT
crda-491	215	49	savings	saving	NOUN
crda-491	215	50	during	during	ADP
crda-491	215	51	the	the	DET
crda-491	215	52	first	first	ADJ
crda-491	215	53	half	half	NOUN
crda-491	215	54	of	of	ADP
crda-491	215	55	covid-19	covid-19	PROPN
crda-491	215	56	,	,	PUNCT
crda-491	215	57	blue	blue	ADJ
crda-491	215	58	bars	bar	NOUN
crda-491	215	59	)	)	PUNCT
crda-491	215	60	and	and	CCONJ
crda-491	215	61	2021	2021	NUM
crda-491	215	62	compared	compare	VERB
crda-491	215	63	to	to	ADP
crda-491	215	64	2020	2020	NUM
crda-491	215	65	(	(	PUNCT
crda-491	215	66	savings	saving	NOUN
crda-491	215	67	during	during	ADP
crda-491	215	68	the	the	DET
crda-491	215	69	second	second	ADJ
crda-491	215	70	half	half	NOUN
crda-491	215	71	of	of	ADP
crda-491	215	72	covid-19	covid-19	PROPN
crda-491	215	73	,	,	PUNCT
crda-491	215	74	grey	grey	NOUN
crda-491	215	75	bars	bar	NOUN
crda-491	215	76	)	)	PUNCT
crda-491	215	77	.	.	PUNCT
crda-491	216	1	while	while	SCONJ
crda-491	216	2	there	there	PRON
crda-491	216	3	were	be	VERB
crda-491	216	4	groups	group	NOUN
crda-491	216	5	that	that	PRON
crda-491	216	6	increased	increase	VERB
crda-491	216	7	in	in	ADP
crda-491	216	8	2019	2019	NUM
crda-491	216	9	(	(	PUNCT
crda-491	216	10	orange	orange	NOUN
crda-491	216	11	bars	bar	NOUN
crda-491	216	12	)	)	PUNCT
crda-491	216	13	,	,	PUNCT
crda-491	216	14	the	the	DET
crda-491	216	15	increase	increase	NOUN
crda-491	216	16	was	be	AUX
crda-491	216	17	relatively	relatively	ADV
crda-491	216	18	low	low	ADJ
crda-491	216	19	,	,	PUNCT
crda-491	216	20	with	with	ADP
crda-491	216	21	a	a	DET
crda-491	216	22	majority	majority	NOUN
crda-491	216	23	of	of	ADP
crda-491	216	24	groups	group	NOUN
crda-491	216	25	only	only	ADV
crda-491	216	26	increasing	increase	VERB
crda-491	216	27	0	0	NUM
crda-491	216	28	-	-	SYM
crda-491	216	29	20,000	20,000	NUM
crda-491	216	30	cf	cf	NOUN
crda-491	216	31	per	per	ADP
crda-491	216	32	member	member	NOUN
crda-491	216	33	.	.	PUNCT
crda-491	217	1	this	this	PRON
crda-491	217	2	contrasts	contrast	VERB
crda-491	217	3	with	with	ADP
crda-491	217	4	a	a	DET
crda-491	217	5	greater	great	ADJ
crda-491	217	6	percentage	percentage	NOUN
crda-491	217	7	of	of	ADP
crda-491	217	8	groups	group	NOUN
crda-491	217	9	that	that	PRON
crda-491	217	10	increased	increase	VERB
crda-491	217	11	their	their	PRON
crda-491	217	12	share	share	NOUN
crda-491	217	13	out	out	ADP
crda-491	217	14	in	in	ADP
crda-491	217	15	2020	2020	NUM
crda-491	217	16	(	(	PUNCT
crda-491	217	17	blue	blue	ADJ
crda-491	217	18	bars	bar	NOUN
crda-491	217	19	)	)	PUNCT
crda-491	217	20	or	or	CCONJ
crda-491	217	21	2021	2021	NUM
crda-491	217	22	(	(	PUNCT
crda-491	217	23	grey	grey	NOUN
crda-491	217	24	bars	bar	NOUN
crda-491	217	25	)	)	PUNCT
crda-491	217	26	but	but	CCONJ
crda-491	217	27	did	do	VERB
crda-491	217	28	so	so	ADV
crda-491	217	29	at	at	ADP
crda-491	217	30	a	a	DET
crda-491	217	31	higher	high	ADJ
crda-491	217	32	rate	rate	NOUN
crda-491	217	33	,	,	PUNCT
crda-491	217	34	with	with	ADP
crda-491	217	35	a	a	DET
crda-491	217	36	majority	majority	NOUN
crda-491	217	37	of	of	ADP
crda-491	217	38	groups	group	NOUN
crda-491	217	39	in	in	ADP
crda-491	217	40	2020	2020	NUM
crda-491	217	41	increasing	increase	VERB
crda-491	217	42	20,000	20,000	NUM
crda-491	217	43	-	-	SYM
crda-491	217	44	100,000	100,000	NUM
crda-491	217	45	cf	cf	NOUN
crda-491	217	46	per	per	ADP
crda-491	217	47	member	member	NOUN
crda-491	217	48	and	and	CCONJ
crda-491	217	49	a	a	DET
crda-491	217	50	majority	majority	NOUN
crda-491	217	51	of	of	ADP
crda-491	217	52	groups	group	NOUN
crda-491	217	53	in	in	ADP
crda-491	217	54	2021	2021	NUM
crda-491	217	55	increasing	increase	VERB
crda-491	217	56	20,000	20,000	NUM
crda-491	217	57	-	-	SYM
crda-491	217	58	50,000	50,000	NUM
crda-491	217	59	cf	cf	NOUN
crda-491	217	60	per	per	ADP
crda-491	217	61	member	member	NOUN
crda-491	217	62	.	.	PUNCT
crda-491	218	1	figure	figure	VERB
crda-491	218	2	10	10	NUM
crda-491	218	3	christian	christian	ADJ
crda-491	218	4	relief	relief	NOUN
crda-491	218	5	,	,	PUNCT
crda-491	218	6	development	development	NOUN
crda-491	218	7	,	,	PUNCT
crda-491	218	8	and	and	CCONJ
crda-491	218	9	advocacy	advocacy	NOUN
crda-491	218	10	3(1	3(1	NUM
crda-491	218	11	)	)	PUNCT
crda-491	218	12	,	,	PUNCT
crda-491	218	13	summer	summer	NOUN
crda-491	218	14	2021	2021	NUM
crda-491	218	15	purvis	purvis	X
crda-491	218	16	,	,	PUNCT
crda-491	218	17	do	do	VERB
crda-491	218	18	savings	savings	NOUN
crda-491	218	19	groups	group	NOUN
crda-491	218	20	work	work	VERB
crda-491	218	21	?	?	PUNCT
crda-491	219	1	six	six	NUM
crda-491	219	2	years	year	NOUN
crda-491	219	3	of	of	ADP
crda-491	219	4	evidence	evidence	NOUN
crda-491	219	5	from	from	ADP
crda-491	219	6	the	the	DET
crda-491	219	7	drc	drc	PROPN
crda-491	219	8	11	11	NUM
crda-491	219	9	government	government	NOUN
crda-491	219	10	-	-	PUNCT
crda-491	219	11	imposed	impose	VERB
crda-491	219	12	covid-19	covid-19	PROPN
crda-491	219	13	restrictions	restriction	NOUN
crda-491	219	14	may	may	AUX
crda-491	219	15	explain	explain	VERB
crda-491	219	16	these	these	DET
crda-491	219	17	varying	vary	VERB
crda-491	219	18	increases	increase	NOUN
crda-491	219	19	and	and	CCONJ
crda-491	219	20	decreases	decrease	NOUN
crda-491	219	21	of	of	ADP
crda-491	219	22	members	member	NOUN
crda-491	219	23	’	'	PUNCT
crda-491	219	24	savings	saving	NOUN
crda-491	219	25	.	.	PUNCT
crda-491	220	1	when	when	SCONJ
crda-491	220	2	the	the	DET
crda-491	220	3	government	government	NOUN
crda-491	220	4	imposed	impose	VERB
crda-491	220	5	a	a	DET
crda-491	220	6	lockdown	lockdown	NOUN
crda-491	220	7	,	,	PUNCT
crda-491	220	8	community	community	NOUN
crda-491	220	9	members	member	NOUN
crda-491	220	10	could	could	AUX
crda-491	220	11	not	not	PART
crda-491	220	12	travel	travel	VERB
crda-491	220	13	from	from	ADP
crda-491	220	14	the	the	DET
crda-491	220	15	countryside	countryside	NOUN
crda-491	220	16	to	to	ADP
crda-491	220	17	the	the	DET
crda-491	220	18	city	city	NOUN
crda-491	220	19	.	.	PUNCT
crda-491	221	1	this	this	DET
crda-491	221	2	affected	affect	VERB
crda-491	221	3	farmers	farmer	NOUN
crda-491	221	4	who	who	PRON
crda-491	221	5	now	now	ADV
crda-491	221	6	could	could	AUX
crda-491	221	7	not	not	PART
crda-491	221	8	travel	travel	VERB
crda-491	221	9	to	to	PART
crda-491	221	10	sell	sell	VERB
crda-491	221	11	their	their	PRON
crda-491	221	12	produce	produce	NOUN
crda-491	221	13	in	in	ADP
crda-491	221	14	densely	densely	ADV
crda-491	221	15	populated	populated	ADJ
crda-491	221	16	city	city	NOUN
crda-491	221	17	markets	market	NOUN
crda-491	221	18	.	.	PUNCT
crda-491	222	1	instead	instead	ADV
crda-491	222	2	,	,	PUNCT
crda-491	222	3	many	many	ADJ
crda-491	222	4	farmers	farmer	NOUN
crda-491	222	5	attempted	attempt	VERB
crda-491	222	6	to	to	PART
crda-491	222	7	sell	sell	VERB
crda-491	222	8	their	their	PRON
crda-491	222	9	produce	produce	NOUN
crda-491	222	10	in	in	ADP
crda-491	222	11	countryside	countryside	NOUN
crda-491	222	12	markets	market	NOUN
crda-491	222	13	where	where	SCONJ
crda-491	222	14	,	,	PUNCT
crda-491	222	15	due	due	ADP
crda-491	222	16	to	to	ADP
crda-491	222	17	the	the	DET
crda-491	222	18	competition	competition	NOUN
crda-491	222	19	,	,	PUNCT
crda-491	222	20	prices	price	NOUN
crda-491	222	21	were	be	AUX
crda-491	222	22	low	low	ADJ
crda-491	222	23	.	.	PUNCT
crda-491	223	1	on	on	ADP
crda-491	223	2	the	the	DET
crda-491	223	3	other	other	ADJ
crda-491	223	4	hand	hand	NOUN
crda-491	223	5	,	,	PUNCT
crda-491	223	6	some	some	DET
crda-491	223	7	community	community	NOUN
crda-491	223	8	members	member	NOUN
crda-491	223	9	may	may	AUX
crda-491	223	10	have	have	AUX
crda-491	223	11	financially	financially	ADV
crda-491	223	12	benefitted	benefit	VERB
crda-491	223	13	from	from	ADP
crda-491	223	14	the	the	DET
crda-491	223	15	travel	travel	NOUN
crda-491	223	16	restrictions	restriction	NOUN
crda-491	223	17	,	,	PUNCT
crda-491	223	18	because	because	SCONJ
crda-491	223	19	they	they	PRON
crda-491	223	20	did	do	AUX
crda-491	223	21	not	not	PART
crda-491	223	22	spend	spend	VERB
crda-491	223	23	money	money	NOUN
crda-491	223	24	on	on	ADP
crda-491	223	25	travel	travel	NOUN
crda-491	223	26	expenses	expense	NOUN
crda-491	223	27	and	and	CCONJ
crda-491	223	28	were	be	AUX
crda-491	223	29	available	available	ADJ
crda-491	223	30	to	to	PART
crda-491	223	31	work	work	VERB
crda-491	223	32	on	on	ADP
crda-491	223	33	others	other	NOUN
crda-491	223	34	’	'	PUNCT
crda-491	223	35	farms	farm	NOUN
crda-491	223	36	as	as	ADP
crda-491	223	37	day	day	NOUN
crda-491	223	38	laborers	laborer	NOUN
crda-491	223	39	.	.	PUNCT
crda-491	224	1	overall	overall	ADV
crda-491	224	2	,	,	PUNCT
crda-491	224	3	these	these	DET
crda-491	224	4	changes	change	NOUN
crda-491	224	5	in	in	ADP
crda-491	224	6	share	share	NOUN
crda-491	224	7	out	out	ADP
crda-491	224	8	amounts	amount	NOUN
crda-491	224	9	indicate	indicate	VERB
crda-491	224	10	that	that	SCONJ
crda-491	224	11	although	although	SCONJ
crda-491	224	12	the	the	DET
crda-491	224	13	covid-19	covid-19	PROPN
crda-491	224	14	pandemic	pandemic	NOUN
crda-491	224	15	may	may	AUX
crda-491	224	16	have	have	AUX
crda-491	224	17	impacted	impact	VERB
crda-491	224	18	some	some	DET
crda-491	224	19	group	group	NOUN
crda-491	224	20	members	member	NOUN
crda-491	224	21	,	,	PUNCT
crda-491	224	22	causing	cause	VERB
crda-491	224	23	them	they	PRON
crda-491	224	24	to	to	PART
crda-491	224	25	save	save	VERB
crda-491	224	26	a	a	DET
crda-491	224	27	bit	bit	NOUN
crda-491	224	28	less	less	ADJ
crda-491	224	29	,	,	PUNCT
crda-491	224	30	overall	overall	ADJ
crda-491	224	31	,	,	PUNCT
crda-491	224	32	the	the	DET
crda-491	224	33	general	general	ADJ
crda-491	224	34	progression	progression	NOUN
crda-491	224	35	has	have	AUX
crda-491	224	36	continued	continue	VERB
crda-491	224	37	;	;	PUNCT
crda-491	224	38	as	as	SCONJ
crda-491	224	39	members	member	NOUN
crda-491	224	40	progress	progress	VERB
crda-491	224	41	through	through	ADP
crda-491	224	42	cycles	cycle	NOUN
crda-491	224	43	of	of	ADP
crda-491	224	44	savings	saving	NOUN
crda-491	224	45	,	,	PUNCT
crda-491	224	46	the	the	DET
crda-491	224	47	amount	amount	NOUN
crda-491	224	48	saved	save	VERB
crda-491	224	49	in	in	ADP
crda-491	224	50	each	each	DET
crda-491	224	51	cycle	cycle	NOUN
crda-491	224	52	increases	increase	NOUN
crda-491	224	53	.	.	PUNCT
crda-491	225	1	key	key	ADJ
crda-491	225	2	finding	finding	NOUN
crda-491	225	3	5	5	NUM
crda-491	225	4	:	:	PUNCT
crda-491	225	5	there	there	PRON
crda-491	225	6	is	be	VERB
crda-491	225	7	a	a	DET
crda-491	225	8	strong	strong	ADJ
crda-491	225	9	positive	positive	ADJ
crda-491	225	10	return	return	NOUN
crda-491	225	11	on	on	ADP
crda-491	225	12	donors	donor	NOUN
crda-491	225	13	’	'	PUNCT
crda-491	225	14	investment	investment	NOUN
crda-491	225	15	the	the	DET
crda-491	225	16	average	average	ADJ
crda-491	225	17	cost	cost	NOUN
crda-491	225	18	for	for	ADP
crda-491	225	19	world	world	NOUN
crda-491	225	20	relief	relief	NOUN
crda-491	225	21	to	to	PART
crda-491	225	22	implement	implement	VERB
crda-491	225	23	sfl	sfl	PROPN
crda-491	225	24	in	in	ADP
crda-491	225	25	the	the	DET
crda-491	225	26	drc	drc	PROPN
crda-491	225	27	is	be	AUX
crda-491	225	28	$	$	SYM
crda-491	225	29	21.56	21.56	NUM
crda-491	225	30	per	per	ADP
crda-491	225	31	member12	member12	NOUN
crda-491	225	32	(	(	PUNCT
crda-491	225	33	as	as	SCONJ
crda-491	225	34	indicated	indicate	VERB
crda-491	225	35	by	by	ADP
crda-491	225	36	the	the	DET
crda-491	225	37	star	star	NOUN
crda-491	225	38	in	in	ADP
crda-491	225	39	figure	figure	NOUN
crda-491	225	40	12	12	NUM
crda-491	225	41	)	)	PUNCT
crda-491	225	42	.	.	PUNCT
crda-491	226	1	the	the	DET
crda-491	226	2	amount	amount	NOUN
crda-491	226	3	of	of	ADP
crda-491	226	4	money	money	NOUN
crda-491	226	5	the	the	DET
crda-491	226	6	average	average	ADJ
crda-491	226	7	member	member	NOUN
crda-491	226	8	saves	save	VERB
crda-491	226	9	in	in	ADP
crda-491	226	10	the	the	DET
crda-491	226	11	sfl	sfl	PROPN
crda-491	226	12	program	program	NOUN
crda-491	226	13	far	far	ADV
crda-491	226	14	outweighs	outweigh	VERB
crda-491	226	15	the	the	DET
crda-491	226	16	cost	cost	NOUN
crda-491	226	17	running	run	VERB
crda-491	226	18	the	the	DET
crda-491	226	19	program	program	NOUN
crda-491	226	20	.	.	PUNCT
crda-491	227	1	this	this	DET
crda-491	227	2	research	research	NOUN
crda-491	227	3	does	do	AUX
crda-491	227	4	not	not	PART
crda-491	227	5	have	have	VERB
crda-491	227	6	counterfactual	counterfactual	ADJ
crda-491	227	7	data	datum	NOUN
crda-491	227	8	to	to	PART
crda-491	227	9	compare	compare	VERB
crda-491	227	10	savings	saving	NOUN
crda-491	227	11	of	of	ADP
crda-491	227	12	non	non	ADJ
crda-491	227	13	-	-	ADJ
crda-491	227	14	sfl	sfl	ADJ
crda-491	227	15	members	member	NOUN
crda-491	227	16	in	in	ADP
crda-491	227	17	kako	kako	PROPN
crda-491	227	18	to	to	ADP
crda-491	227	19	the	the	DET
crda-491	227	20	savings	saving	NOUN
crda-491	227	21	of	of	ADP
crda-491	227	22	sfl	sfl	PROPN
crda-491	227	23	members	member	NOUN
crda-491	227	24	,	,	PUNCT
crda-491	227	25	so	so	SCONJ
crda-491	227	26	this	this	DET
crda-491	227	27	paper	paper	NOUN
crda-491	227	28	can	can	AUX
crda-491	227	29	not	not	PART
crda-491	227	30	assign	assign	VERB
crda-491	227	31	causality	causality	NOUN
crda-491	227	32	to	to	ADP
crda-491	227	33	the	the	DET
crda-491	227	34	savings	saving	NOUN
crda-491	227	35	rates	rate	NOUN
crda-491	227	36	.	.	PUNCT
crda-491	228	1	13	13	NUM
crda-491	229	1	but	but	CCONJ
crda-491	229	2	world	world	NOUN
crda-491	229	3	relief	relief	NOUN
crda-491	229	4	does	do	AUX
crda-491	229	5	not	not	PART
crda-491	229	6	know	know	VERB
crda-491	229	7	of	of	ADP
crda-491	229	8	any	any	DET
crda-491	229	9	other	other	ADJ
crda-491	229	10	external	external	ADJ
crda-491	229	11	factors	factor	NOUN
crda-491	229	12	that	that	PRON
crda-491	229	13	would	would	AUX
crda-491	229	14	drive	drive	VERB
crda-491	229	15	up	up	ADP
crda-491	229	16	savings	saving	NOUN
crda-491	229	17	rates	rate	NOUN
crda-491	229	18	of	of	ADP
crda-491	229	19	sfl	sfl	PROPN
crda-491	229	20	members	member	NOUN
crda-491	229	21	such	such	ADJ
crda-491	229	22	as	as	ADP
crda-491	229	23	savings	saving	NOUN
crda-491	229	24	groups	group	NOUN
crda-491	229	25	or	or	CCONJ
crda-491	229	26	other	other	ADJ
crda-491	229	27	economic	economic	ADJ
crda-491	229	28	development	development	NOUN
crda-491	229	29	programs	program	NOUN
crda-491	229	30	offered	offer	VERB
crda-491	229	31	by	by	ADP
crda-491	229	32	development	development	NOUN
crda-491	229	33	organizations	organization	NOUN
crda-491	229	34	or	or	CCONJ
crda-491	229	35	government	government	NOUN
crda-491	229	36	programs	program	NOUN
crda-491	229	37	.	.	PUNCT
crda-491	230	1	therefore	therefore	ADV
crda-491	230	2	,	,	PUNCT
crda-491	230	3	this	this	DET
crda-491	230	4	research	research	NOUN
crda-491	230	5	compares	compare	VERB
crda-491	230	6	the	the	DET
crda-491	230	7	cost	cost	NOUN
crda-491	230	8	per	per	ADP
crda-491	230	9	member	member	NOUN
crda-491	230	10	to	to	ADP
crda-491	230	11	the	the	DET
crda-491	230	12	amount	amount	NOUN
crda-491	230	13	the	the	DET
crda-491	230	14	member	member	NOUN
crda-491	230	15	saved	save	VERB
crda-491	230	16	in	in	ADP
crda-491	230	17	the	the	DET
crda-491	230	18	cycle	cycle	NOUN
crda-491	230	19	for	for	ADP
crda-491	230	20	the	the	DET
crda-491	230	21	return	return	NOUN
crda-491	230	22	on	on	ADP
crda-491	230	23	the	the	DET
crda-491	230	24	donor	donor	NOUN
crda-491	230	25	’s	’s	PART
crda-491	230	26	investment	investment	NOUN
crda-491	230	27	,	,	PUNCT
crda-491	230	28	using	use	VERB
crda-491	230	29	the	the	DET
crda-491	230	30	following	follow	VERB
crda-491	230	31	return	return	NOUN
crda-491	230	32	on	on	ADP
crda-491	230	33	investment	investment	NOUN
crda-491	230	34	(	(	PUNCT
crda-491	230	35	roi	roi	NOUN
crda-491	230	36	)	)	PUNCT
crda-491	230	37	calculation	calculation	NOUN
crda-491	230	38	of	of	ADP
crda-491	230	39	:	:	PUNCT
crda-491	230	40	figure	figure	NOUN
crda-491	230	41	11	11	NUM
crda-491	230	42	in	in	ADP
crda-491	230	43	cycle	cycle	NOUN
crda-491	230	44	one	one	NUM
crda-491	230	45	,	,	PUNCT
crda-491	230	46	the	the	DET
crda-491	230	47	average	average	ADJ
crda-491	230	48	member	member	NOUN
crda-491	230	49	in	in	ADP
crda-491	230	50	cohort	cohort	NOUN
crda-491	230	51	1	1	NUM
crda-491	230	52	earned	earn	VERB
crda-491	230	53	$	$	SYM
crda-491	230	54	47.71	47.71	NUM
crda-491	230	55	at	at	ADP
crda-491	230	56	the	the	DET
crda-491	230	57	time	time	NOUN
crda-491	230	58	of	of	ADP
crda-491	230	59	the	the	DET
crda-491	230	60	share	share	NOUN
crda-491	230	61	out	out	ADP
crda-491	230	62	.	.	PUNCT
crda-491	231	1	using	use	VERB
crda-491	231	2	the	the	DET
crda-491	231	3	above	above	ADJ
crda-491	231	4	calculation	calculation	NOUN
crda-491	231	5	,	,	PUNCT
crda-491	231	6	there	there	PRON
crda-491	231	7	is	be	VERB
crda-491	231	8	already	already	ADV
crda-491	231	9	a	a	DET
crda-491	231	10	121	121	NUM
crda-491	231	11	%	%	NOUN
crda-491	231	12	roi	roi	NOUN
crda-491	231	13	on	on	ADP
crda-491	231	14	the	the	DET
crda-491	231	15	donors	donor	NOUN
crda-491	231	16	’	’	PART
crda-491	231	17	investment	investment	NOUN
crda-491	231	18	.	.	PUNCT
crda-491	232	1	because	because	SCONJ
crda-491	232	2	the	the	DET
crda-491	232	3	investment	investment	NOUN
crda-491	232	4	for	for	ADP
crda-491	232	5	the	the	DET
crda-491	232	6	member	member	NOUN
crda-491	232	7	is	be	AUX
crda-491	232	8	a	a	DET
crda-491	232	9	one	one	NUM
crda-491	232	10	-	-	PUNCT
crda-491	232	11	time	time	NOUN
crda-491	232	12	cost	cost	NOUN
crda-491	232	13	(	(	PUNCT
crda-491	232	14	world	world	NOUN
crda-491	232	15	relief	relief	NOUN
crda-491	232	16	directs	direct	VERB
crda-491	232	17	future	future	ADJ
crda-491	232	18	investments	investment	NOUN
crda-491	232	19	to	to	ADP
crda-491	232	20	future	future	ADJ
crda-491	232	21	cohorts	cohort	NOUN
crda-491	232	22	)	)	PUNCT
crda-491	232	23	,	,	PUNCT
crda-491	232	24	any	any	DET
crda-491	232	25	savings	saving	NOUN
crda-491	232	26	beyond	beyond	ADP
crda-491	232	27	the	the	DET
crda-491	232	28	cost	cost	NOUN
crda-491	232	29	of	of	ADP
crda-491	232	30	$	$	SYM
crda-491	232	31	21.56	21.56	NUM
crda-491	232	32	is	be	AUX
crda-491	232	33	a	a	DET
crda-491	232	34	positive	positive	ADJ
crda-491	232	35	return	return	NOUN
crda-491	232	36	,	,	PUNCT
crda-491	232	37	as	as	SCONJ
crda-491	232	38	indicated	indicate	VERB
crda-491	232	39	by	by	ADP
crda-491	232	40	the	the	DET
crda-491	232	41	circled	circle	VERB
crda-491	232	42	sections	section	NOUN
crda-491	232	43	on	on	ADP
crda-491	232	44	figure	figure	NOUN
crda-491	232	45	12	12	NUM
crda-491	232	46	.	.	PUNCT
crda-491	233	1	figure	figure	NOUN
crda-491	233	2	12	12	NUM
crda-491	233	3	12	12	NUM
crda-491	233	4	cost	cost	NOUN
crda-491	233	5	per	per	ADP
crda-491	233	6	member	member	NOUN
crda-491	233	7	is	be	AUX
crda-491	233	8	one	one	NUM
crda-491	233	9	standard	standard	ADJ
crda-491	233	10	ratio	ratio	NOUN
crda-491	233	11	,	,	PUNCT
crda-491	233	12	calculated	calculate	VERB
crda-491	233	13	by	by	ADP
crda-491	233	14	the	the	DET
crda-491	233	15	management	management	NOUN
crda-491	233	16	information	information	NOUN
crda-491	233	17	system	system	NOUN
crda-491	233	18	,	,	PUNCT
crda-491	233	19	the	the	DET
crda-491	233	20	savix	savix	NOUN
crda-491	233	21	.	.	PUNCT
crda-491	234	1	the	the	DET
crda-491	234	2	savix	savix	PROPN
crda-491	234	3	calculates	calculate	VERB
crda-491	234	4	this	this	PRON
crda-491	234	5	as	as	ADP
crda-491	234	6	the	the	DET
crda-491	234	7	prorated	prorate	VERB
crda-491	234	8	cost	cost	NOUN
crda-491	234	9	of	of	ADP
crda-491	234	10	the	the	DET
crda-491	234	11	program	program	NOUN
crda-491	234	12	divided	divide	VERB
crda-491	234	13	by	by	ADP
crda-491	234	14	total	total	ADJ
crda-491	234	15	number	number	NOUN
crda-491	234	16	of	of	ADP
crda-491	234	17	savings	saving	NOUN
crda-491	234	18	group	group	NOUN
crda-491	234	19	members	member	NOUN
crda-491	234	20	.	.	PUNCT
crda-491	235	1	implementing	implement	VERB
crda-491	235	2	organizations	organization	NOUN
crda-491	235	3	have	have	AUX
crda-491	235	4	not	not	PART
crda-491	235	5	agreed	agree	VERB
crda-491	235	6	upon	upon	SCONJ
crda-491	235	7	what	what	PRON
crda-491	235	8	to	to	PART
crda-491	235	9	include	include	VERB
crda-491	235	10	in	in	ADP
crda-491	235	11	the	the	DET
crda-491	235	12	program	program	NOUN
crda-491	235	13	cost	cost	NOUN
crda-491	235	14	,	,	PUNCT
crda-491	235	15	making	make	VERB
crda-491	235	16	this	this	PRON
crda-491	235	17	a	a	DET
crda-491	235	18	ratio	ratio	NOUN
crda-491	235	19	difficult	difficult	ADJ
crda-491	235	20	to	to	PART
crda-491	235	21	compare	compare	VERB
crda-491	235	22	across	across	ADP
crda-491	235	23	programs	program	NOUN
crda-491	235	24	.	.	PUNCT
crda-491	236	1	world	world	NOUN
crda-491	236	2	relief	relief	NOUN
crda-491	236	3	includes	include	VERB
crda-491	236	4	all	all	DET
crda-491	236	5	field	field	NOUN
crda-491	236	6	costs	cost	NOUN
crda-491	236	7	(	(	PUNCT
crda-491	236	8	staff	staff	NOUN
crda-491	236	9	salaries	salary	NOUN
crda-491	236	10	,	,	PUNCT
crda-491	236	11	training	training	NOUN
crda-491	236	12	,	,	PUNCT
crda-491	236	13	monitoring	monitoring	NOUN
crda-491	236	14	and	and	CCONJ
crda-491	236	15	evaluation	evaluation	NOUN
crda-491	236	16	costs	cost	NOUN
crda-491	236	17	,	,	PUNCT
crda-491	236	18	and	and	CCONJ
crda-491	236	19	a	a	DET
crda-491	236	20	portion	portion	NOUN
crda-491	236	21	of	of	ADP
crda-491	236	22	field	field	NOUN
crda-491	236	23	office	office	NOUN
crda-491	236	24	expenses	expense	NOUN
crda-491	236	25	)	)	PUNCT
crda-491	236	26	but	but	CCONJ
crda-491	236	27	not	not	PART
crda-491	236	28	us	us	PROPN
crda-491	236	29	home	home	NOUN
crda-491	236	30	office	office	NOUN
crda-491	236	31	overhead	overhead	ADV
crda-491	236	32	.	.	PUNCT
crda-491	237	1	13	13	NUM
crda-491	237	2	other	other	ADJ
crda-491	237	3	randomized	randomize	VERB
crda-491	237	4	control	control	NOUN
crda-491	237	5	trials	trial	NOUN
crda-491	237	6	from	from	ADP
crda-491	237	7	the	the	DET
crda-491	237	8	savings	saving	NOUN
crda-491	237	9	group	group	NOUN
crda-491	237	10	community	community	NOUN
crda-491	237	11	confirm	confirm	VERB
crda-491	237	12	that	that	SCONJ
crda-491	237	13	savings	saving	NOUN
crda-491	237	14	groups	group	NOUN
crda-491	237	15	contribute	contribute	VERB
crda-491	237	16	towards	towards	ADP
crda-491	237	17	increased	increase	VERB
crda-491	237	18	household	household	NOUN
crda-491	237	19	savings	saving	NOUN
crda-491	237	20	(	(	PUNCT
crda-491	237	21	gash	gash	ADJ
crda-491	237	22	and	and	CCONJ
crda-491	237	23	odell	odell	PROPN
crda-491	237	24	,	,	PUNCT
crda-491	237	25	2013	2013	NUM
crda-491	237	26	)	)	PUNCT
crda-491	237	27	.	.	PUNCT
crda-491	238	1	christian	christian	ADJ
crda-491	238	2	relief	relief	NOUN
crda-491	238	3	,	,	PUNCT
crda-491	238	4	development	development	NOUN
crda-491	238	5	,	,	PUNCT
crda-491	238	6	and	and	CCONJ
crda-491	238	7	advocacy	advocacy	NOUN
crda-491	238	8	3(1	3(1	NUM
crda-491	238	9	)	)	PUNCT
crda-491	238	10	,	,	PUNCT
crda-491	238	11	summer	summer	NOUN
crda-491	238	12	2021	2021	NUM
crda-491	238	13	purvis	purvis	X
crda-491	238	14	,	,	PUNCT
crda-491	238	15	do	do	AUX
crda-491	238	16	savings	savings	NOUN
crda-491	238	17	groups	group	NOUN
crda-491	238	18	work	work	VERB
crda-491	238	19	?	?	PUNCT
crda-491	239	1	six	six	NUM
crda-491	239	2	years	year	NOUN
crda-491	239	3	of	of	ADP
crda-491	239	4	evidence	evidence	NOUN
crda-491	239	5	from	from	ADP
crda-491	239	6	the	the	DET
crda-491	239	7	drc	drc	PROPN
crda-491	239	8	12	12	NUM
crda-491	239	9	as	as	SCONJ
crda-491	239	10	the	the	DET
crda-491	239	11	cycles	cycle	NOUN
crda-491	239	12	continue	continue	VERB
crda-491	239	13	and	and	CCONJ
crda-491	239	14	share	share	VERB
crda-491	239	15	out	out	ADP
crda-491	239	16	amounts	amount	NOUN
crda-491	239	17	increase	increase	NOUN
crda-491	239	18	,	,	PUNCT
crda-491	239	19	the	the	DET
crda-491	239	20	return	return	NOUN
crda-491	239	21	on	on	ADP
crda-491	239	22	the	the	DET
crda-491	239	23	donors	donor	NOUN
crda-491	239	24	’	’	PART
crda-491	239	25	investment	investment	NOUN
crda-491	239	26	rises	rise	VERB
crda-491	239	27	to	to	ADP
crda-491	239	28	2661	2661	NUM
crda-491	239	29	%	%	NOUN
crda-491	239	30	by	by	ADP
crda-491	239	31	cycle	cycle	NOUN
crda-491	239	32	eight	eight	NUM
crda-491	239	33	(	(	PUNCT
crda-491	239	34	calculated	calculate	VERB
crda-491	239	35	by	by	ADP
crda-491	239	36	adding	add	VERB
crda-491	239	37	up	up	ADP
crda-491	239	38	all	all	DET
crda-491	239	39	the	the	DET
crda-491	239	40	share	share	NOUN
crda-491	239	41	out	out	ADP
crda-491	239	42	amounts	amount	NOUN
crda-491	239	43	over	over	ADP
crda-491	239	44	cycles	cycle	NOUN
crda-491	239	45	1	1	NUM
crda-491	239	46	-	-	SYM
crda-491	239	47	8	8	NUM
crda-491	239	48	,	,	PUNCT
crda-491	239	49	subtracting	subtract	VERB
crda-491	239	50	the	the	DET
crda-491	239	51	cost	cost	NOUN
crda-491	239	52	of	of	ADP
crda-491	239	53	investment	investment	NOUN
crda-491	239	54	,	,	PUNCT
crda-491	239	55	$	$	SYM
crda-491	239	56	21.56	21.56	NUM
crda-491	239	57	,	,	PUNCT
crda-491	239	58	then	then	ADV
crda-491	239	59	dividing	divide	VERB
crda-491	239	60	by	by	ADP
crda-491	239	61	the	the	DET
crda-491	239	62	static	static	ADJ
crda-491	239	63	cost	cost	NOUN
crda-491	239	64	of	of	ADP
crda-491	239	65	investment	investment	NOUN
crda-491	239	66	,	,	PUNCT
crda-491	239	67	$	$	SYM
crda-491	239	68	21.56	21.56	NUM
crda-491	239	69	)	)	PUNCT
crda-491	239	70	,	,	PUNCT
crda-491	239	71	as	as	SCONJ
crda-491	239	72	shown	show	VERB
crda-491	239	73	in	in	ADP
crda-491	239	74	figure	figure	NOUN
crda-491	239	75	13	13	NUM
crda-491	239	76	.	.	PUNCT
crda-491	240	1	14	14	NUM
crda-491	240	2	figure	figure	NOUN
crda-491	240	3	13	13	NUM
crda-491	240	4	the	the	DET
crda-491	240	5	implications	implication	NOUN
crda-491	240	6	of	of	ADP
crda-491	240	7	this	this	DET
crda-491	240	8	finding	finding	NOUN
crda-491	240	9	may	may	AUX
crda-491	240	10	encourage	encourage	VERB
crda-491	240	11	donors	donor	NOUN
crda-491	240	12	to	to	PART
crda-491	240	13	know	know	VERB
crda-491	240	14	how	how	SCONJ
crda-491	240	15	the	the	DET
crda-491	240	16	outcomes	outcome	NOUN
crda-491	240	17	of	of	ADP
crda-491	240	18	their	their	PRON
crda-491	240	19	giving	giving	NOUN
crda-491	240	20	exponentially	exponentially	ADV
crda-491	240	21	increases	increase	VERB
crda-491	240	22	over	over	ADP
crda-491	240	23	years	year	NOUN
crda-491	240	24	,	,	PUNCT
crda-491	240	25	as	as	SCONJ
crda-491	240	26	members	member	NOUN
crda-491	240	27	continue	continue	VERB
crda-491	240	28	to	to	PART
crda-491	240	29	save	save	VERB
crda-491	240	30	more	more	ADJ
crda-491	240	31	and	and	CCONJ
crda-491	240	32	more	more	ADJ
crda-491	240	33	in	in	ADP
crda-491	240	34	new	new	ADJ
crda-491	240	35	cycles	cycle	NOUN
crda-491	240	36	.	.	PUNCT
crda-491	241	1	research	research	NOUN
crda-491	241	2	gaps	gap	NOUN
crda-491	241	3	and	and	CCONJ
crda-491	241	4	call	call	VERB
crda-491	241	5	for	for	ADP
crda-491	241	6	further	further	ADJ
crda-491	241	7	research	research	NOUN
crda-491	241	8	this	this	DET
crda-491	241	9	research	research	NOUN
crda-491	241	10	has	have	VERB
crda-491	241	11	the	the	DET
crda-491	241	12	obvious	obvious	ADJ
crda-491	241	13	limitation	limitation	NOUN
crda-491	241	14	in	in	ADP
crda-491	241	15	that	that	SCONJ
crda-491	241	16	there	there	PRON
crda-491	241	17	is	be	VERB
crda-491	241	18	no	no	DET
crda-491	241	19	control	control	NOUN
crda-491	241	20	group	group	NOUN
crda-491	241	21	,	,	PUNCT
crda-491	241	22	or	or	CCONJ
crda-491	241	23	a	a	DET
crda-491	241	24	group	group	NOUN
crda-491	241	25	similar	similar	ADJ
crda-491	241	26	in	in	ADP
crda-491	241	27	demographics	demographic	NOUN
crda-491	241	28	where	where	SCONJ
crda-491	241	29	world	world	NOUN
crda-491	241	30	relief	relief	NOUN
crda-491	241	31	does	do	AUX
crda-491	241	32	not	not	PART
crda-491	241	33	implement	implement	VERB
crda-491	241	34	the	the	DET
crda-491	241	35	sfl	sfl	PROPN
crda-491	241	36	program	program	NOUN
crda-491	241	37	,	,	PUNCT
crda-491	241	38	to	to	PART
crda-491	241	39	compare	compare	VERB
crda-491	241	40	data	datum	NOUN
crda-491	241	41	with	with	ADP
crda-491	241	42	.	.	PUNCT
crda-491	242	1	because	because	SCONJ
crda-491	242	2	of	of	ADP
crda-491	242	3	this	this	DET
crda-491	242	4	limitation	limitation	NOUN
crda-491	242	5	,	,	PUNCT
crda-491	242	6	this	this	DET
crda-491	242	7	research	research	NOUN
crda-491	242	8	is	be	AUX
crda-491	242	9	not	not	PART
crda-491	242	10	able	able	ADJ
crda-491	242	11	to	to	PART
crda-491	242	12	show	show	VERB
crda-491	242	13	definitively	definitively	ADV
crda-491	242	14	that	that	SCONJ
crda-491	242	15	sfl	sfl	PROPN
crda-491	242	16	is	be	AUX
crda-491	242	17	the	the	DET
crda-491	242	18	factor	factor	NOUN
crda-491	242	19	driving	drive	VERB
crda-491	242	20	positive	positive	ADJ
crda-491	242	21	outcomes	outcome	NOUN
crda-491	242	22	.	.	PUNCT
crda-491	243	1	it	it	PRON
crda-491	243	2	is	be	AUX
crda-491	243	3	possible	possible	ADJ
crda-491	243	4	,	,	PUNCT
crda-491	243	5	for	for	ADP
crda-491	243	6	example	example	NOUN
crda-491	243	7	,	,	PUNCT
crda-491	243	8	that	that	SCONJ
crda-491	243	9	other	other	ADJ
crda-491	243	10	factors	factor	NOUN
crda-491	243	11	are	be	AUX
crda-491	243	12	playing	play	VERB
crda-491	243	13	a	a	DET
crda-491	243	14	role	role	NOUN
crda-491	243	15	in	in	ADP
crda-491	243	16	the	the	DET
crda-491	243	17	saving	save	VERB
crda-491	243	18	experiences	experience	NOUN
crda-491	243	19	of	of	ADP
crda-491	243	20	sfl	sfl	PROPN
crda-491	243	21	members	member	NOUN
crda-491	243	22	.	.	PUNCT
crda-491	244	1	given	give	VERB
crda-491	244	2	the	the	DET
crda-491	244	3	village	village	NOUN
crda-491	244	4	context	context	NOUN
crda-491	244	5	,	,	PUNCT
crda-491	244	6	however	however	ADV
crda-491	244	7	,	,	PUNCT
crda-491	244	8	and	and	CCONJ
crda-491	244	9	world	world	NOUN
crda-491	244	10	relief	relief	NOUN
crda-491	244	11	’s	’s	PART
crda-491	244	12	knowledge	knowledge	NOUN
crda-491	244	13	of	of	ADP
crda-491	244	14	that	that	DET
crda-491	244	15	context	context	NOUN
crda-491	244	16	,	,	PUNCT
crda-491	244	17	it	it	PRON
crda-491	244	18	is	be	AUX
crda-491	244	19	not	not	PART
crda-491	244	20	unreasonable	unreasonable	ADJ
crda-491	244	21	to	to	PART
crda-491	244	22	conclude	conclude	VERB
crda-491	244	23	that	that	SCONJ
crda-491	244	24	the	the	DET
crda-491	244	25	sfl	sfl	PROPN
crda-491	244	26	program	program	NOUN
crda-491	244	27	has	have	AUX
crda-491	244	28	been	be	AUX
crda-491	244	29	a	a	DET
crda-491	244	30	major	major	ADJ
crda-491	244	31	factor	factor	NOUN
crda-491	244	32	in	in	ADP
crda-491	244	33	the	the	DET
crda-491	244	34	change	change	NOUN
crda-491	244	35	.	.	PUNCT
crda-491	245	1	still	still	ADV
crda-491	245	2	,	,	PUNCT
crda-491	245	3	in	in	ADP
crda-491	245	4	order	order	NOUN
crda-491	245	5	to	to	PART
crda-491	245	6	prove	prove	VERB
crda-491	245	7	causality	causality	NOUN
crda-491	245	8	,	,	PUNCT
crda-491	245	9	world	world	NOUN
crda-491	245	10	relief	relief	NOUN
crda-491	245	11	,	,	PUNCT
crda-491	245	12	or	or	CCONJ
crda-491	245	13	perhaps	perhaps	ADV
crda-491	245	14	an	an	DET
crda-491	245	15	independent	independent	ADJ
crda-491	245	16	researcher	researcher	NOUN
crda-491	245	17	,	,	PUNCT
crda-491	245	18	would	would	AUX
crda-491	245	19	need	need	VERB
crda-491	245	20	to	to	PART
crda-491	245	21	conduct	conduct	VERB
crda-491	245	22	further	further	ADJ
crda-491	245	23	research	research	NOUN
crda-491	245	24	using	use	VERB
crda-491	245	25	a	a	DET
crda-491	245	26	randomized	randomized	ADJ
crda-491	245	27	control	control	NOUN
crda-491	245	28	trial	trial	NOUN
crda-491	245	29	(	(	PUNCT
crda-491	245	30	rct	rct	PROPN
crda-491	245	31	)	)	PUNCT
crda-491	245	32	,	,	PUNCT
crda-491	245	33	designating	designate	VERB
crda-491	245	34	a	a	DET
crda-491	245	35	control	control	NOUN
crda-491	245	36	group	group	NOUN
crda-491	245	37	to	to	PART
crda-491	245	38	compare	compare	VERB
crda-491	245	39	to	to	ADP
crda-491	245	40	the	the	DET
crda-491	245	41	treatment	treatment	NOUN
crda-491	245	42	group	group	NOUN
crda-491	245	43	of	of	ADP
crda-491	245	44	sfl	sfl	PROPN
crda-491	245	45	members	member	NOUN
crda-491	245	46	.	.	PUNCT
crda-491	246	1	other	other	ADJ
crda-491	246	2	savings	saving	NOUN
crda-491	246	3	group	group	NOUN
crda-491	246	4	implementing	implement	VERB
crda-491	246	5	organizations	organization	NOUN
crda-491	246	6	have	have	AUX
crda-491	246	7	conducted	conduct	VERB
crda-491	246	8	rcts	rct	NOUN
crda-491	246	9	to	to	PART
crda-491	246	10	link	link	VERB
crda-491	246	11	savings	saving	NOUN
crda-491	246	12	groups	group	NOUN
crda-491	246	13	to	to	ADP
crda-491	246	14	the	the	DET
crda-491	246	15	causality	causality	NOUN
crda-491	246	16	of	of	ADP
crda-491	246	17	economic	economic	ADJ
crda-491	246	18	impacts	impact	NOUN
crda-491	246	19	in	in	ADP
crda-491	246	20	treatment	treatment	NOUN
crda-491	246	21	areas	area	NOUN
crda-491	246	22	(	(	PUNCT
crda-491	246	23	gash	gash	VERB
crda-491	246	24	and	and	CCONJ
crda-491	246	25	odell	odell	PROPN
crda-491	246	26	2013	2013	NUM
crda-491	246	27	;	;	PUNCT
crda-491	246	28	gash	gash	NOUN
crda-491	246	29	2017	2017	NUM
crda-491	246	30	)	)	PUNCT
crda-491	246	31	.	.	PUNCT
crda-491	247	1	most	most	ADJ
crda-491	247	2	research	research	NOUN
crda-491	247	3	,	,	PUNCT
crda-491	247	4	however	however	ADV
crda-491	247	5	,	,	PUNCT
crda-491	247	6	has	have	VERB
crda-491	247	7	a	a	DET
crda-491	247	8	limited	limited	ADJ
crda-491	247	9	timeframe	timeframe	NOUN
crda-491	247	10	,	,	PUNCT
crda-491	247	11	such	such	ADJ
crda-491	247	12	as	as	ADP
crda-491	247	13	one	one	NUM
crda-491	247	14	to	to	PART
crda-491	247	15	three	three	NUM
crda-491	247	16	years	year	NOUN
crda-491	247	17	,	,	PUNCT
crda-491	247	18	because	because	SCONJ
crda-491	247	19	rcts	rct	NOUN
crda-491	247	20	are	be	AUX
crda-491	247	21	difficult	difficult	ADJ
crda-491	247	22	to	to	PART
crda-491	247	23	conduct	conduct	VERB
crda-491	247	24	over	over	ADP
crda-491	247	25	a	a	DET
crda-491	247	26	long	long	ADJ
crda-491	247	27	14	14	NUM
crda-491	247	28	admittedly	admittedly	ADV
crda-491	247	29	,	,	PUNCT
crda-491	247	30	this	this	DET
crda-491	247	31	figure	figure	NOUN
crda-491	247	32	ignores	ignore	VERB
crda-491	247	33	any	any	DET
crda-491	247	34	net	net	ADJ
crda-491	247	35	present	present	ADJ
crda-491	247	36	value	value	NOUN
crda-491	247	37	calculations	calculation	NOUN
crda-491	247	38	.	.	PUNCT
crda-491	248	1	its	its	PRON
crda-491	248	2	purpose	purpose	NOUN
crda-491	248	3	is	be	AUX
crda-491	248	4	only	only	ADV
crda-491	248	5	to	to	PART
crda-491	248	6	show	show	VERB
crda-491	248	7	that	that	PRON
crda-491	248	8	return	return	NOUN
crda-491	248	9	on	on	ADP
crda-491	248	10	donors	donor	NOUN
crda-491	248	11	’	’	PART
crda-491	248	12	initial	initial	ADJ
crda-491	248	13	investment	investment	NOUN
crda-491	248	14	is	be	AUX
crda-491	248	15	indeed	indeed	ADV
crda-491	248	16	significant	significant	ADJ
crda-491	248	17	.	.	PUNCT
crda-491	249	1	period	period	NOUN
crda-491	249	2	.	.	PUNCT
crda-491	250	1	these	these	DET
crda-491	250	2	studies	study	NOUN
crda-491	250	3	reveal	reveal	VERB
crda-491	250	4	increases	increase	NOUN
crda-491	250	5	in	in	ADP
crda-491	250	6	savings	saving	NOUN
crda-491	250	7	and	and	CCONJ
crda-491	250	8	the	the	DET
crda-491	250	9	use	use	NOUN
crda-491	250	10	of	of	ADP
crda-491	250	11	credit	credit	NOUN
crda-491	250	12	in	in	ADP
crda-491	250	13	treatment	treatment	NOUN
crda-491	250	14	areas	area	NOUN
crda-491	250	15	.	.	PUNCT
crda-491	251	1	researchers	researcher	NOUN
crda-491	251	2	have	have	AUX
crda-491	251	3	also	also	ADV
crda-491	251	4	examined	examine	VERB
crda-491	251	5	household	household	NOUN
crda-491	251	6	expenditures	expenditure	NOUN
crda-491	251	7	to	to	PART
crda-491	251	8	determine	determine	VERB
crda-491	251	9	if	if	SCONJ
crda-491	251	10	increased	increase	VERB
crda-491	251	11	savings	saving	NOUN
crda-491	251	12	came	come	VERB
crda-491	251	13	about	about	ADP
crda-491	251	14	because	because	SCONJ
crda-491	251	15	members	member	NOUN
crda-491	251	16	simply	simply	ADV
crda-491	251	17	reduced	reduce	VERB
crda-491	251	18	household	household	NOUN
crda-491	251	19	expenses	expense	NOUN
crda-491	251	20	and	and	CCONJ
crda-491	251	21	therefore	therefore	ADV
crda-491	251	22	had	have	VERB
crda-491	251	23	more	more	ADJ
crda-491	251	24	money	money	NOUN
crda-491	251	25	to	to	PART
crda-491	251	26	save	save	VERB
crda-491	251	27	.	.	PUNCT
crda-491	252	1	yet	yet	ADV
crda-491	252	2	researchers	researcher	NOUN
crda-491	252	3	found	find	VERB
crda-491	252	4	no	no	DET
crda-491	252	5	reduction	reduction	NOUN
crda-491	252	6	in	in	ADP
crda-491	252	7	household	household	NOUN
crda-491	252	8	expenses	expense	NOUN
crda-491	252	9	,	,	PUNCT
crda-491	252	10	suggesting	suggest	VERB
crda-491	252	11	that	that	SCONJ
crda-491	252	12	the	the	DET
crda-491	252	13	increase	increase	NOUN
crda-491	252	14	in	in	ADP
crda-491	252	15	savings	saving	NOUN
crda-491	252	16	did	do	AUX
crda-491	252	17	not	not	PART
crda-491	252	18	negatively	negatively	ADV
crda-491	252	19	affect	affect	VERB
crda-491	252	20	household	household	NOUN
crda-491	252	21	consumption	consumption	NOUN
crda-491	252	22	.	.	PUNCT
crda-491	253	1	some	some	DET
crda-491	253	2	rcts	rct	NOUN
crda-491	253	3	have	have	AUX
crda-491	253	4	also	also	ADV
crda-491	253	5	found	find	VERB
crda-491	253	6	an	an	DET
crda-491	253	7	increase	increase	NOUN
crda-491	253	8	in	in	ADP
crda-491	253	9	total	total	ADJ
crda-491	253	10	household	household	NOUN
crda-491	253	11	expenditures	expenditure	NOUN
crda-491	253	12	for	for	ADP
crda-491	253	13	the	the	DET
crda-491	253	14	treatment	treatment	NOUN
crda-491	253	15	group	group	NOUN
crda-491	253	16	,	,	PUNCT
crda-491	253	17	suggesting	suggest	VERB
crda-491	253	18	that	that	SCONJ
crda-491	253	19	savings	saving	NOUN
crda-491	253	20	groups	group	NOUN
crda-491	253	21	may	may	AUX
crda-491	253	22	allow	allow	VERB
crda-491	253	23	for	for	ADP
crda-491	253	24	increased	increase	VERB
crda-491	253	25	household	household	NOUN
crda-491	253	26	purchases	purchase	NOUN
crda-491	253	27	(	(	PUNCT
crda-491	253	28	ksoll	ksoll	NOUN
crda-491	253	29	et	et	PROPN
crda-491	253	30	al	al	PROPN
crda-491	253	31	.	.	PROPN
crda-491	253	32	2013	2013	NUM
crda-491	253	33	;	;	PUNCT
crda-491	253	34	annan	annan	PROPN
crda-491	253	35	et	et	PROPN
crda-491	253	36	al	al	PROPN
crda-491	253	37	.	.	PROPN
crda-491	253	38	2013	2013	NUM
crda-491	253	39	)	)	PUNCT
crda-491	253	40	.	.	PUNCT
crda-491	254	1	finally	finally	ADV
crda-491	254	2	,	,	PUNCT
crda-491	254	3	for	for	ADP
crda-491	254	4	rcts	rct	NOUN
crda-491	254	5	that	that	PRON
crda-491	254	6	measure	measure	VERB
crda-491	254	7	asset	asset	NOUN
crda-491	254	8	ownership	ownership	NOUN
crda-491	254	9	,	,	PUNCT
crda-491	254	10	nearly	nearly	ADV
crda-491	254	11	all	all	PRON
crda-491	254	12	studies	study	NOUN
crda-491	254	13	find	find	VERB
crda-491	254	14	reasonable	reasonable	ADJ
crda-491	254	15	increases	increase	NOUN
crda-491	254	16	for	for	ADP
crda-491	254	17	savings	saving	NOUN
crda-491	254	18	group	group	NOUN
crda-491	254	19	members	member	NOUN
crda-491	254	20	,	,	PUNCT
crda-491	254	21	while	while	SCONJ
crda-491	254	22	no	no	DET
crda-491	254	23	study	study	NOUN
crda-491	254	24	finds	find	VERB
crda-491	254	25	negative	negative	ADJ
crda-491	254	26	effects	effect	NOUN
crda-491	254	27	on	on	ADP
crda-491	254	28	asset	asset	NOUN
crda-491	254	29	ownership	ownership	NOUN
crda-491	254	30	(	(	PUNCT
crda-491	254	31	gash	gash	NOUN
crda-491	254	32	2017	2017	NUM
crda-491	254	33	)	)	PUNCT
crda-491	254	34	.	.	PUNCT
crda-491	255	1	evidence	evidence	NOUN
crda-491	255	2	from	from	ADP
crda-491	255	3	these	these	DET
crda-491	255	4	rcts	rct	NOUN
crda-491	255	5	suggests	suggest	VERB
crda-491	255	6	a	a	DET
crda-491	255	7	story	story	NOUN
crda-491	255	8	similar	similar	ADJ
crda-491	255	9	to	to	ADP
crda-491	255	10	what	what	PRON
crda-491	255	11	world	world	NOUN
crda-491	255	12	relief	relief	NOUN
crda-491	255	13	believes	believe	VERB
crda-491	255	14	has	have	AUX
crda-491	255	15	occurred	occur	VERB
crda-491	255	16	in	in	ADP
crda-491	255	17	the	the	DET
crda-491	255	18	drc	drc	PROPN
crda-491	255	19	with	with	ADP
crda-491	255	20	the	the	DET
crda-491	255	21	savings	saving	NOUN
crda-491	255	22	for	for	ADP
crda-491	255	23	life	life	NOUN
crda-491	255	24	program	program	NOUN
crda-491	255	25	;	;	PUNCT
crda-491	255	26	participation	participation	NOUN
crda-491	255	27	in	in	ADP
crda-491	255	28	the	the	DET
crda-491	255	29	savings	saving	NOUN
crda-491	255	30	group	group	NOUN
crda-491	255	31	program	program	NOUN
crda-491	255	32	leads	lead	VERB
crda-491	255	33	to	to	ADP
crda-491	255	34	higher	high	ADJ
crda-491	255	35	savings	saving	NOUN
crda-491	255	36	among	among	ADP
crda-491	255	37	participants	participant	NOUN
crda-491	255	38	.	.	PUNCT
crda-491	256	1	the	the	DET
crda-491	256	2	full	full	ADJ
crda-491	256	3	extent	extent	NOUN
crda-491	256	4	of	of	ADP
crda-491	256	5	these	these	DET
crda-491	256	6	impacts	impact	NOUN
crda-491	256	7	,	,	PUNCT
crda-491	256	8	however	however	ADV
crda-491	256	9	,	,	PUNCT
crda-491	256	10	remains	remain	VERB
crda-491	256	11	uncertain	uncertain	ADJ
crda-491	256	12	until	until	SCONJ
crda-491	256	13	a	a	DET
crda-491	256	14	fuller	full	ADJ
crda-491	256	15	rct	rct	NOUN
crda-491	256	16	is	be	AUX
crda-491	256	17	conducted	conduct	VERB
crda-491	256	18	.	.	PUNCT
crda-491	257	1	another	another	DET
crda-491	257	2	limitation	limitation	NOUN
crda-491	257	3	of	of	ADP
crda-491	257	4	this	this	DET
crda-491	257	5	research	research	NOUN
crda-491	257	6	is	be	AUX
crda-491	257	7	the	the	DET
crda-491	257	8	lack	lack	NOUN
crda-491	257	9	of	of	ADP
crda-491	257	10	analysis	analysis	NOUN
crda-491	257	11	into	into	ADP
crda-491	257	12	members	member	NOUN
crda-491	257	13	’	'	PUNCT
crda-491	257	14	utilization	utilization	NOUN
crda-491	257	15	of	of	ADP
crda-491	257	16	sfl	sfl	PROPN
crda-491	257	17	funds	fund	NOUN
crda-491	257	18	for	for	ADP
crda-491	257	19	business	business	NOUN
crda-491	257	20	,	,	PUNCT
crda-491	257	21	health	health	NOUN
crda-491	257	22	,	,	PUNCT
crda-491	257	23	education	education	NOUN
crda-491	257	24	,	,	PUNCT
crda-491	257	25	or	or	CCONJ
crda-491	257	26	other	other	ADJ
crda-491	257	27	outcomes	outcome	NOUN
crda-491	257	28	.	.	PUNCT
crda-491	258	1	although	although	SCONJ
crda-491	258	2	researchers	researcher	NOUN
crda-491	258	3	may	may	AUX
crda-491	258	4	accomplish	accomplish	VERB
crda-491	258	5	this	this	PRON
crda-491	258	6	with	with	ADP
crda-491	258	7	robust	robust	ADJ
crda-491	258	8	rct	rct	PROPN
crda-491	258	9	work	work	NOUN
crda-491	258	10	,	,	PUNCT
crda-491	258	11	the	the	DET
crda-491	258	12	complicated	complicated	ADJ
crda-491	258	13	nature	nature	NOUN
crda-491	258	14	of	of	ADP
crda-491	258	15	money	money	NOUN
crda-491	258	16	management	management	NOUN
crda-491	258	17	likely	likely	ADV
crda-491	258	18	calls	call	VERB
crda-491	258	19	for	for	SCONJ
crda-491	258	20	a	a	DET
crda-491	258	21	mixed	mixed	ADJ
crda-491	258	22	methods	method	NOUN
crda-491	258	23	approach	approach	VERB
crda-491	258	24	christian	christian	ADJ
crda-491	258	25	relief	relief	NOUN
crda-491	258	26	,	,	PUNCT
crda-491	258	27	development	development	NOUN
crda-491	258	28	,	,	PUNCT
crda-491	258	29	and	and	CCONJ
crda-491	258	30	advocacy	advocacy	NOUN
crda-491	258	31	3(1	3(1	NUM
crda-491	258	32	)	)	PUNCT
crda-491	258	33	,	,	PUNCT
crda-491	258	34	summer	summer	NOUN
crda-491	258	35	2021	2021	NUM
crda-491	258	36	purvis	purvis	X
crda-491	258	37	,	,	PUNCT
crda-491	258	38	do	do	AUX
crda-491	258	39	savings	savings	NOUN
crda-491	258	40	groups	group	NOUN
crda-491	258	41	work	work	VERB
crda-491	258	42	?	?	PUNCT
crda-491	259	1	six	six	NUM
crda-491	259	2	years	year	NOUN
crda-491	259	3	of	of	ADP
crda-491	259	4	evidence	evidence	NOUN
crda-491	259	5	from	from	ADP
crda-491	259	6	the	the	DET
crda-491	259	7	drc	drc	PROPN
crda-491	259	8	13	13	NUM
crda-491	259	9	to	to	PART
crda-491	259	10	research	research	NOUN
crda-491	259	11	(	(	PUNCT
crda-491	259	12	rutherford	rutherford	PROPN
crda-491	259	13	2003	2003	NUM
crda-491	259	14	)	)	PUNCT
crda-491	259	15	.	.	PUNCT
crda-491	260	1	in	in	ADP
crda-491	260	2	the	the	DET
crda-491	260	3	qualitative	qualitative	ADJ
crda-491	260	4	section	section	NOUN
crda-491	260	5	,	,	PUNCT
crda-491	260	6	researchers	researcher	NOUN
crda-491	260	7	may	may	AUX
crda-491	260	8	find	find	VERB
crda-491	260	9	financial	financial	ADJ
crda-491	260	10	diaries	diary	NOUN
crda-491	260	11	as	as	ADP
crda-491	260	12	an	an	DET
crda-491	260	13	effective	effective	ADJ
crda-491	260	14	technique	technique	NOUN
crda-491	260	15	to	to	PART
crda-491	260	16	chart	chart	VERB
crda-491	260	17	and	and	CCONJ
crda-491	260	18	monitor	monitor	VERB
crda-491	260	19	community	community	NOUN
crda-491	260	20	members	member	NOUN
crda-491	260	21	’	’	PART
crda-491	260	22	income	income	NOUN
crda-491	260	23	and	and	CCONJ
crda-491	260	24	expenditure	expenditure	NOUN
crda-491	260	25	and	and	CCONJ
crda-491	260	26	how	how	SCONJ
crda-491	260	27	participation	participation	NOUN
crda-491	260	28	in	in	ADP
crda-491	260	29	a	a	DET
crda-491	260	30	savings	saving	NOUN
crda-491	260	31	group	group	NOUN
crda-491	260	32	may	may	AUX
crda-491	260	33	change	change	VERB
crda-491	260	34	these	these	DET
crda-491	260	35	amounts	amount	NOUN
crda-491	260	36	(	(	PUNCT
crda-491	260	37	collins	collin	NOUN
crda-491	260	38	,	,	PUNCT
crda-491	260	39	morduch	morduch	PROPN
crda-491	260	40	et	et	PROPN
crda-491	260	41	al	al	PROPN
crda-491	260	42	.	.	PROPN
crda-491	260	43	2009	2009	NUM
crda-491	260	44	)	)	PUNCT
crda-491	260	45	.	.	PUNCT
crda-491	261	1	a	a	DET
crda-491	261	2	further	further	ADJ
crda-491	261	3	analysis	analysis	NOUN
crda-491	261	4	into	into	ADP
crda-491	261	5	the	the	DET
crda-491	261	6	use	use	NOUN
crda-491	261	7	of	of	ADP
crda-491	261	8	sfl	sfl	PROPN
crda-491	261	9	funds	fund	NOUN
crda-491	261	10	would	would	AUX
crda-491	261	11	provide	provide	VERB
crda-491	261	12	a	a	DET
crda-491	261	13	deeper	deep	ADJ
crda-491	261	14	understanding	understanding	NOUN
crda-491	261	15	into	into	ADP
crda-491	261	16	how	how	SCONJ
crda-491	261	17	the	the	DET
crda-491	261	18	sfl	sfl	PROPN
crda-491	261	19	program	program	NOUN
crda-491	261	20	impacts	impact	VERB
crda-491	261	21	important	important	ADJ
crda-491	261	22	everyday	everyday	ADJ
crda-491	261	23	aspects	aspect	NOUN
crda-491	261	24	of	of	ADP
crda-491	261	25	community	community	NOUN
crda-491	261	26	members	member	NOUN
crda-491	261	27	’	'	PUNCT
crda-491	261	28	lives	life	NOUN
crda-491	261	29	.	.	PUNCT
crda-491	262	1	conclusion	conclusion	NOUN
crda-491	262	2	following	follow	VERB
crda-491	262	3	the	the	DET
crda-491	262	4	financial	financial	ADJ
crda-491	262	5	data	datum	NOUN
crda-491	262	6	of	of	ADP
crda-491	262	7	savings	saving	NOUN
crda-491	262	8	groups	group	NOUN
crda-491	262	9	in	in	ADP
crda-491	262	10	the	the	DET
crda-491	262	11	drc	drc	PROPN
crda-491	262	12	from	from	ADP
crda-491	262	13	2016	2016	NUM
crda-491	262	14	until	until	ADP
crda-491	262	15	today	today	NOUN
crda-491	262	16	,	,	PUNCT
crda-491	262	17	world	world	NOUN
crda-491	262	18	relief	relief	NOUN
crda-491	262	19	has	have	AUX
crda-491	262	20	witnessed	witness	VERB
crda-491	262	21	significant	significant	ADJ
crda-491	262	22	growth	growth	NOUN
crda-491	262	23	in	in	ADP
crda-491	262	24	members	member	NOUN
crda-491	262	25	’	'	PUNCT
crda-491	262	26	savings	saving	NOUN
crda-491	262	27	.	.	PUNCT
crda-491	263	1	savings	saving	NOUN
crda-491	263	2	groups	group	NOUN
crda-491	263	3	continue	continue	VERB
crda-491	263	4	to	to	PART
crda-491	263	5	increase	increase	VERB
crda-491	263	6	their	their	PRON
crda-491	263	7	share	share	NOUN
crda-491	263	8	values	value	NOUN
crda-491	263	9	as	as	SCONJ
crda-491	263	10	they	they	PRON
crda-491	263	11	move	move	VERB
crda-491	263	12	to	to	ADP
crda-491	263	13	subsequent	subsequent	ADJ
crda-491	263	14	cycles	cycle	NOUN
crda-491	263	15	,	,	PUNCT
crda-491	263	16	which	which	PRON
crda-491	263	17	leads	lead	VERB
crda-491	263	18	to	to	ADP
crda-491	263	19	higher	high	ADJ
crda-491	263	20	weekly	weekly	ADJ
crda-491	263	21	savings	saving	NOUN
crda-491	263	22	.	.	PUNCT
crda-491	264	1	groups	group	NOUN
crda-491	264	2	continue	continue	VERB
crda-491	264	3	to	to	PART
crda-491	264	4	have	have	VERB
crda-491	264	5	high	high	ADJ
crda-491	264	6	profits	profit	NOUN
crda-491	264	7	from	from	ADP
crda-491	264	8	internal	internal	ADJ
crda-491	264	9	loans	loan	NOUN
crda-491	264	10	and	and	CCONJ
crda-491	264	11	distribute	distribute	VERB
crda-491	264	12	those	those	DET
crda-491	264	13	profits	profit	NOUN
crda-491	264	14	at	at	ADP
crda-491	264	15	the	the	DET
crda-491	264	16	annual	annual	ADJ
crda-491	264	17	share	share	NOUN
crda-491	264	18	out	out	ADP
crda-491	264	19	.	.	PUNCT
crda-491	265	1	new	new	ADJ
crda-491	265	2	members	member	NOUN
crda-491	265	3	continue	continue	VERB
crda-491	265	4	to	to	PART
crda-491	265	5	join	join	VERB
crda-491	265	6	sfl	sfl	PROPN
crda-491	265	7	groups	group	NOUN
crda-491	265	8	,	,	PUNCT
crda-491	265	9	saving	save	VERB
crda-491	265	10	at	at	ADP
crda-491	265	11	higher	high	ADJ
crda-491	265	12	rates	rate	NOUN
crda-491	265	13	than	than	ADP
crda-491	265	14	the	the	DET
crda-491	265	15	earlier	early	ADJ
crda-491	265	16	groups	group	NOUN
crda-491	265	17	.	.	PUNCT
crda-491	266	1	world	world	NOUN
crda-491	266	2	relief	relief	NOUN
crda-491	266	3	believes	believe	VERB
crda-491	266	4	lasting	last	VERB
crda-491	266	5	community	community	NOUN
crda-491	266	6	change	change	NOUN
crda-491	266	7	only	only	ADV
crda-491	266	8	happens	happen	VERB
crda-491	266	9	when	when	SCONJ
crda-491	266	10	the	the	DET
crda-491	266	11	community	community	NOUN
crda-491	266	12	,	,	PUNCT
crda-491	266	13	and	and	CCONJ
crda-491	266	14	especially	especially	ADV
crda-491	266	15	community	community	NOUN
crda-491	266	16	leaders	leader	NOUN
crda-491	266	17	,	,	PUNCT
crda-491	266	18	are	be	AUX
crda-491	266	19	not	not	PART
crda-491	266	20	only	only	ADV
crda-491	266	21	champions	champion	NOUN
crda-491	266	22	of	of	ADP
crda-491	266	23	change	change	NOUN
crda-491	266	24	but	but	CCONJ
crda-491	266	25	are	be	AUX
crda-491	266	26	also	also	ADV
crda-491	266	27	leading	lead	VERB
crda-491	266	28	the	the	DET
crda-491	266	29	change	change	NOUN
crda-491	266	30	.	.	PUNCT
crda-491	267	1	this	this	PRON
crda-491	267	2	is	be	AUX
crda-491	267	3	why	why	SCONJ
crda-491	267	4	world	world	NOUN
crda-491	267	5	relief	relief	NOUN
crda-491	267	6	invests	invest	NOUN
crda-491	267	7	so	so	ADV
crda-491	267	8	much	much	ADJ
crda-491	267	9	time	time	NOUN
crda-491	267	10	in	in	ADP
crda-491	267	11	the	the	DET
crda-491	267	12	church	church	NOUN
crda-491	267	13	empowerment	empowerment	NOUN
crda-491	267	14	zone	zone	NOUN
crda-491	267	15	doing	do	VERB
crda-491	267	16	church	church	NOUN
crda-491	267	17	networking	networking	NOUN
crda-491	267	18	,	,	PUNCT
crda-491	267	19	envisioning	envisioning	NOUN
crda-491	267	20	seminars	seminar	NOUN
crda-491	267	21	,	,	PUNCT
crda-491	267	22	and	and	CCONJ
crda-491	267	23	mindset	mindset	NOUN
crda-491	267	24	transformation	transformation	NOUN
crda-491	267	25	trainings	training	NOUN
crda-491	267	26	before	before	ADP
crda-491	267	27	introducing	introduce	VERB
crda-491	267	28	technical	technical	ADJ
crda-491	267	29	programs	program	NOUN
crda-491	267	30	in	in	ADP
crda-491	267	31	the	the	DET
crda-491	267	32	community	community	NOUN
crda-491	267	33	.	.	PUNCT
crda-491	268	1	like	like	ADP
crda-491	268	2	the	the	DET
crda-491	268	3	sfl	sfl	NOUN
crda-491	268	4	,	,	PUNCT
crda-491	268	5	the	the	DET
crda-491	268	6	network	network	NOUN
crda-491	268	7	of	of	ADP
crda-491	268	8	cooperating	cooperate	VERB
crda-491	268	9	churches	church	NOUN
crda-491	268	10	continues	continue	VERB
crda-491	268	11	after	after	SCONJ
crda-491	268	12	world	world	NOUN
crda-491	268	13	relief	relief	NOUN
crda-491	268	14	hands	hand	NOUN
crda-491	268	15	the	the	DET
crda-491	268	16	program	program	NOUN
crda-491	268	17	over	over	ADP
crda-491	268	18	to	to	ADP
crda-491	268	19	them	they	PRON
crda-491	268	20	.	.	PUNCT
crda-491	269	1	with	with	ADP
crda-491	269	2	this	this	DET
crda-491	269	3	framework	framework	NOUN
crda-491	269	4	in	in	ADP
crda-491	269	5	place	place	NOUN
crda-491	269	6	,	,	PUNCT
crda-491	269	7	churches	church	NOUN
crda-491	269	8	are	be	AUX
crda-491	269	9	able	able	ADJ
crda-491	269	10	to	to	PART
crda-491	269	11	select	select	VERB
crda-491	269	12	community	community	NOUN
crda-491	269	13	and	and	CCONJ
crda-491	269	14	churchbased	churchbase	VERB
crda-491	269	15	volunteers	volunteer	NOUN
crda-491	269	16	who	who	PRON
crda-491	269	17	are	be	AUX
crda-491	269	18	the	the	DET
crda-491	269	19	main	main	ADJ
crda-491	269	20	trainers	trainer	NOUN
crda-491	269	21	for	for	ADP
crda-491	269	22	programs	program	NOUN
crda-491	269	23	like	like	ADP
crda-491	269	24	savings	saving	NOUN
crda-491	269	25	for	for	ADP
crda-491	269	26	life	life	NOUN
crda-491	269	27	.	.	PUNCT
crda-491	270	1	within	within	ADP
crda-491	270	2	sfl	sfl	PROPN
crda-491	270	3	,	,	PUNCT
crda-491	270	4	the	the	DET
crda-491	270	5	volunteer	volunteer	NOUN
crda-491	270	6	sfl	sfl	PROPN
crda-491	270	7	committee	committee	PROPN
crda-491	270	8	continues	continue	VERB
crda-491	270	9	to	to	PART
crda-491	270	10	support	support	VERB
crda-491	270	11	other	other	ADJ
crda-491	270	12	volunteers	volunteer	NOUN
crda-491	270	13	and	and	CCONJ
crda-491	270	14	train	train	VERB
crda-491	270	15	new	new	ADJ
crda-491	270	16	groups	group	NOUN
crda-491	270	17	in	in	ADP
crda-491	270	18	the	the	DET
crda-491	270	19	sfl	sfl	PROPN
crda-491	270	20	methodology	methodology	NOUN
crda-491	270	21	.	.	PUNCT
crda-491	271	1	although	although	SCONJ
crda-491	271	2	world	world	NOUN
crda-491	271	3	relief	relief	NOUN
crda-491	271	4	staff	staff	NOUN
crda-491	271	5	phased	phase	VERB
crda-491	271	6	out	out	ADP
crda-491	271	7	of	of	ADP
crda-491	271	8	the	the	DET
crda-491	271	9	kako	kako	PROPN
crda-491	271	10	cez	cez	PROPN
crda-491	271	11	sfl	sfl	PROPN
crda-491	271	12	program	program	NOUN
crda-491	271	13	in	in	ADP
crda-491	271	14	2018	2018	NUM
crda-491	271	15	,	,	PUNCT
crda-491	271	16	testimonies	testimony	NOUN
crda-491	271	17	reveal	reveal	VERB
crda-491	271	18	ongoing	ongoing	ADJ
crda-491	271	19	positive	positive	ADJ
crda-491	271	20	economic	economic	ADJ
crda-491	271	21	outcomes	outcome	NOUN
crda-491	271	22	,	,	PUNCT
crda-491	271	23	such	such	ADJ
crda-491	271	24	as	as	ADP
crda-491	271	25	volunteers	volunteer	NOUN
crda-491	271	26	continuing	continue	VERB
crda-491	271	27	to	to	PART
crda-491	271	28	form	form	VERB
crda-491	271	29	new	new	ADJ
crda-491	271	30	groups	group	NOUN
crda-491	271	31	with	with	ADP
crda-491	271	32	the	the	DET
crda-491	271	33	maximum	maximum	ADJ
crda-491	271	34	number	number	NOUN
crda-491	271	35	of	of	ADP
crda-491	271	36	members	member	NOUN
crda-491	271	37	,	,	PUNCT
crda-491	271	38	groups	group	NOUN
crda-491	271	39	increasing	increase	VERB
crda-491	271	40	their	their	PRON
crda-491	271	41	share	share	NOUN
crda-491	271	42	value	value	NOUN
crda-491	271	43	as	as	SCONJ
crda-491	271	44	they	they	PRON
crda-491	271	45	progress	progress	VERB
crda-491	271	46	into	into	ADP
crda-491	271	47	new	new	ADJ
crda-491	271	48	cycles	cycle	NOUN
crda-491	271	49	,	,	PUNCT
crda-491	271	50	and	and	CCONJ
crda-491	271	51	continued	continue	VERB
crda-491	271	52	increased	increase	VERB
crda-491	271	53	savings	saving	NOUN
crda-491	271	54	shared	share	VERB
crda-491	271	55	out	out	ADP
crda-491	271	56	at	at	ADP
crda-491	271	57	the	the	DET
crda-491	271	58	annual	annual	ADJ
crda-491	271	59	distribution	distribution	NOUN
crda-491	271	60	.	.	PUNCT
crda-491	272	1	with	with	ADP
crda-491	272	2	its	its	PRON
crda-491	272	3	holistic	holistic	ADJ
crda-491	272	4	understanding	understanding	NOUN
crda-491	272	5	of	of	ADP
crda-491	272	6	human	human	ADJ
crda-491	272	7	development	development	NOUN
crda-491	272	8	,	,	PUNCT
crda-491	272	9	world	world	NOUN
crda-491	272	10	relief	relief	NOUN
crda-491	272	11	knows	know	VERB
crda-491	272	12	that	that	SCONJ
crda-491	272	13	progress	progress	NOUN
crda-491	272	14	involves	involve	VERB
crda-491	272	15	much	much	ADV
crda-491	272	16	more	more	ADJ
crda-491	272	17	than	than	ADP
crda-491	272	18	increased	increased	ADJ
crda-491	272	19	saving	saving	NOUN
crda-491	272	20	,	,	PUNCT
crda-491	272	21	but	but	CCONJ
crda-491	272	22	it	it	PRON
crda-491	272	23	also	also	ADV
crda-491	272	24	knows	know	VERB
crda-491	272	25	that	that	SCONJ
crda-491	272	26	increased	increase	VERB
crda-491	272	27	saving	saving	NOUN
crda-491	272	28	is	be	AUX
crda-491	272	29	an	an	DET
crda-491	272	30	important	important	ADJ
crda-491	272	31	step	step	NOUN
crda-491	272	32	in	in	ADP
crda-491	272	33	the	the	DET
crda-491	272	34	direction	direction	NOUN
crda-491	272	35	of	of	ADP
crda-491	272	36	better	well	ADJ
crda-491	272	37	lives	life	NOUN
crda-491	272	38	in	in	ADP
crda-491	272	39	the	the	DET
crda-491	272	40	economic	economic	ADJ
crda-491	272	41	sphere	sphere	NOUN
crda-491	272	42	.	.	PUNCT
crda-491	273	1	importantly	importantly	ADV
crda-491	273	2	,	,	PUNCT
crda-491	273	3	as	as	SCONJ
crda-491	273	4	this	this	DET
crda-491	273	5	article	article	NOUN
crda-491	273	6	tries	try	VERB
crda-491	273	7	to	to	PART
crda-491	273	8	show	show	VERB
crda-491	273	9	,	,	PUNCT
crda-491	273	10	world	world	NOUN
crda-491	273	11	relief	relief	NOUN
crda-491	273	12	’s	’s	PART
crda-491	273	13	sfl	sfl	PROPN
crda-491	273	14	program	program	NOUN
crda-491	273	15	is	be	AUX
crda-491	273	16	helping	help	VERB
crda-491	273	17	communities	community	NOUN
crda-491	273	18	take	take	VERB
crda-491	273	19	that	that	DET
crda-491	273	20	step	step	NOUN
crda-491	273	21	.	.	PUNCT
crda-491	274	1	references	reference	NOUN
crda-491	274	2	accord	accord	NOUN
crda-491	274	3	network	network	NOUN
crda-491	274	4	.	.	PUNCT
crda-491	275	1	“	"	PUNCT
crda-491	275	2	integral	integral	ADJ
crda-491	275	3	mission	mission	NOUN
crda-491	275	4	principles	principle	NOUN
crda-491	275	5	.	.	PUNCT
crda-491	275	6	”	"	PUNCT
crda-491	276	1	https://accordnetwork.org/about/principles/	https://accordnetwork.org/about/principles/	PROPN
crda-491	276	2	allen	allen	PROPN
crda-491	276	3	,	,	PUNCT
crda-491	276	4	hugh	hugh	PROPN
crda-491	276	5	,	,	PUNCT
crda-491	276	6	and	and	CCONJ
crda-491	276	7	panetta	panetta	PROPN
crda-491	276	8	,	,	PUNCT
crda-491	276	9	david	david	PROPN
crda-491	276	10	.	.	PUNCT
crda-491	276	11	2010	2010	NUM
crda-491	276	12	.	.	PUNCT
crda-491	277	1	savings	saving	NOUN
crda-491	277	2	groups	group	NOUN
crda-491	277	3	,	,	PUNCT
crda-491	277	4	what	what	PRON
crda-491	277	5	are	be	AUX
crda-491	277	6	they	they	PRON
crda-491	277	7	?	?	PUNCT
crda-491	278	1	the	the	DET
crda-491	278	2	seep	seep	NOUN
crda-491	278	3	network	network	NOUN
crda-491	278	4	:	:	PUNCT
crda-491	278	5	washington	washington	PROPN
crda-491	278	6	,	,	PUNCT
crda-491	278	7	d.c	d.c	PROPN
crda-491	278	8	.	.	PROPN
crda-491	278	9	allen	allen	PROPN
crda-491	278	10	,	,	PUNCT
crda-491	278	11	hugh	hugh	PROPN
crda-491	278	12	and	and	CCONJ
crda-491	278	13	the	the	DET
crda-491	278	14	seep	seep	NOUN
crda-491	278	15	network	network	NOUN
crda-491	278	16	savings	saving	NOUN
crda-491	278	17	-	-	PUNCT
crda-491	278	18	led	lead	VERB
crda-491	278	19	financial	financial	ADJ
crda-491	278	20	services	service	NOUN
crda-491	278	21	working	working	NOUN
crda-491	278	22	group	group	NOUN
crda-491	278	23	:	:	PUNCT
crda-491	278	24	ratios	ratios	PROPN
crda-491	278	25	subgroup	subgroup	PROPN
crda-491	278	26	.	.	PUNCT
crda-491	279	1	2007	2007	NUM
crda-491	279	2	.	.	PUNCT
crda-491	280	1	financial	financial	ADJ
crda-491	280	2	ratio	ratio	NOUN
crda-491	280	3	analysis	analysis	NOUN
crda-491	280	4	of	of	ADP
crda-491	280	5	community	community	NOUN
crda-491	280	6	-	-	PUNCT
crda-491	280	7	managed	manage	VERB
crda-491	280	8	micro	micro	ADJ
crda-491	280	9	-	-	ADJ
crda-491	280	10	finance	finance	ADJ
crda-491	280	11	institutions	institution	NOUN
crda-491	280	12	.	.	PUNCT
crda-491	281	1	the	the	DET
crda-491	281	2	seep	seep	NOUN
crda-491	281	3	network	network	NOUN
crda-491	281	4	.	.	PUNCT
crda-491	282	1	annan	annan	PROPN
crda-491	282	2	,	,	PUNCT
crda-491	282	3	jeannie	jeannie	PROPN
crda-491	282	4	,	,	PUNCT
crda-491	282	5	tom	tom	PROPN
crda-491	282	6	bundervoet	bundervoet	VERB
crda-491	282	7	,	,	PUNCT
crda-491	282	8	juliette	juliette	PROPN
crda-491	282	9	seban	seban	PROPN
crda-491	282	10	,	,	PUNCT
crda-491	282	11	and	and	CCONJ
crda-491	282	12	jaime	jaime	NOUN
crda-491	282	13	costigan	costigan	NOUN
crda-491	282	14	.	.	PUNCT
crda-491	283	1	2013	2013	NUM
crda-491	283	2	.	.	PUNCT
crda-491	284	1	urwaruka	urwaruka	PROPN
crda-491	284	2	rushasha	rushasha	PROPN
crda-491	284	3	(	(	PUNCT
crda-491	284	4	new	new	ADJ
crda-491	284	5	generation	generation	NOUN
crda-491	284	6	):	):	PUNCT
crda-491	284	7	a	a	DET
crda-491	284	8	randomized	randomized	ADJ
crda-491	284	9	impact	impact	NOUN
crda-491	284	10	evaluation	evaluation	NOUN
crda-491	284	11	of	of	ADP
crda-491	284	12	village	village	NOUN
crda-491	284	13	savings	saving	NOUN
crda-491	284	14	and	and	CCONJ
crda-491	284	15	loans	loan	NOUN
crda-491	284	16	associations	association	NOUN
crda-491	284	17	and	and	CCONJ
crda-491	284	18	family	family	NOUN
crda-491	284	19	-	-	PUNCT
crda-491	284	20	based	base	VERB
crda-491	284	21	interventions	intervention	NOUN
crda-491	284	22	in	in	ADP
crda-491	284	23	burundi	burundi	PROPN
crda-491	284	24	.	.	PUNCT
crda-491	285	1	final	final	ADJ
crda-491	285	2	evaluation	evaluation	NOUN
crda-491	285	3	.	.	PUNCT
crda-491	286	1	international	international	ADJ
crda-491	286	2	rescue	rescue	NOUN
crda-491	286	3	committee	committee	NOUN
crda-491	286	4	.	.	PUNCT
crda-491	287	1	collins	collins	PROPN
crda-491	287	2	,	,	PUNCT
crda-491	287	3	daryl	daryl	PROPN
crda-491	287	4	,	,	PUNCT
crda-491	287	5	jonathan	jonathan	PROPN
crda-491	287	6	morduch	morduch	PROPN
crda-491	287	7	,	,	PUNCT
crda-491	287	8	stuart	stuart	PROPN
crda-491	287	9	rutherford	rutherford	PROPN
crda-491	287	10	,	,	PUNCT
crda-491	287	11	and	and	CCONJ
crda-491	287	12	orlanda	orlanda	PROPN
crda-491	287	13	ruthven	ruthven	VERB
crda-491	287	14	.	.	PUNCT
crda-491	288	1	2009	2009	NUM
crda-491	288	2	.	.	PUNCT
crda-491	289	1	portfolios	portfolio	NOUN
crda-491	289	2	of	of	ADP
crda-491	289	3	the	the	DET
crda-491	289	4	poor	poor	ADJ
crda-491	289	5	:	:	PUNCT
crda-491	289	6	how	how	SCONJ
crda-491	289	7	the	the	DET
crda-491	289	8	world	world	NOUN
crda-491	289	9	’s	’s	PART
crda-491	289	10	poor	poor	ADJ
crda-491	289	11	live	live	ADV
crda-491	289	12	on	on	ADP
crda-491	289	13	$	$	SYM
crda-491	289	14	2	2	NUM
crda-491	289	15	a	a	DET
crda-491	289	16	day	day	NOUN
crda-491	289	17	.	.	PUNCT
crda-491	290	1	princeton	princeton	PROPN
crda-491	290	2	,	,	PUNCT
crda-491	290	3	nj	nj	PROPN
crda-491	290	4	:	:	PUNCT
crda-491	290	5	princeton	princeton	PROPN
crda-491	290	6	university	university	PROPN
crda-491	290	7	press	press	NOUN
crda-491	290	8	.	.	PUNCT
crda-491	291	1	corbett	corbett	PROPN
crda-491	291	2	,	,	PUNCT
crda-491	291	3	steve	steve	PROPN
crda-491	291	4	and	and	CCONJ
crda-491	291	5	brian	brian	PROPN
crda-491	291	6	fikkert	fikkert	PROPN
crda-491	291	7	.	.	PUNCT
crda-491	291	8	2009	2009	NUM
crda-491	291	9	.	.	PUNCT
crda-491	292	1	when	when	SCONJ
crda-491	292	2	helping	help	VERB
crda-491	292	3	hurts	hurt	VERB
crda-491	292	4	:	:	PUNCT
crda-491	292	5	how	how	SCONJ
crda-491	292	6	to	to	PART
crda-491	292	7	alleviate	alleviate	VERB
crda-491	292	8	poverty	poverty	NOUN
crda-491	292	9	without	without	ADP
crda-491	292	10	hurting	hurt	VERB
crda-491	292	11	the	the	DET
crda-491	292	12	poor	poor	ADJ
crda-491	292	13	…	…	PUNCT
crda-491	292	14	and	and	CCONJ
crda-491	292	15	yourself	yourself	PRON
crda-491	292	16	.	.	PUNCT
crda-491	293	1	chicago	chicago	PROPN
crda-491	293	2	,	,	PUNCT
crda-491	293	3	il	il	PROPN
crda-491	293	4	:	:	PUNCT
crda-491	293	5	moody	moody	ADJ
crda-491	293	6	publishers	publisher	NOUN
crda-491	293	7	.	.	PUNCT
crda-491	294	1	fikkert	fikkert	ADJ
crda-491	294	2	,	,	PUNCT
crda-491	294	3	brian	brian	PROPN
crda-491	294	4	and	and	CCONJ
crda-491	294	5	russell	russell	PROPN
crda-491	294	6	mask	mask	PROPN
crda-491	294	7	.	.	PUNCT
crda-491	295	1	2015	2015	NUM
crda-491	295	2	.	.	PUNCT
crda-491	296	1	from	from	ADP
crda-491	296	2	dependence	dependence	NOUN
crda-491	296	3	to	to	ADP
crda-491	296	4	dignity	dignity	NOUN
crda-491	296	5	:	:	PUNCT
crda-491	296	6	how	how	SCONJ
crda-491	296	7	to	to	PART
crda-491	296	8	alleviate	alleviate	VERB
crda-491	296	9	poverty	poverty	NOUN
crda-491	296	10	through	through	ADP
crda-491	296	11	church	church	NOUN
crda-491	296	12	-	-	PUNCT
crda-491	296	13	centered	center	VERB
crda-491	296	14	microfinance	microfinance	NOUN
crda-491	296	15	.	.	PUNCT
crda-491	297	1	grand	grand	PROPN
crda-491	297	2	rapids	rapids	PROPN
crda-491	297	3	,	,	PUNCT
crda-491	297	4	mi	mi	NOUN
crda-491	297	5	:	:	PUNCT
crda-491	297	6	zondervan	zondervan	NOUN
crda-491	297	7	.	.	PUNCT
crda-491	298	1	gash	gash	PROPN
crda-491	298	2	,	,	PUNCT
crda-491	298	3	megan	megan	NOUN
crda-491	298	4	.	.	PUNCT
crda-491	299	1	2017	2017	NUM
crda-491	299	2	.	.	PUNCT
crda-491	300	1	understanding	understand	VERB
crda-491	300	2	the	the	DET
crda-491	300	3	impact	impact	NOUN
crda-491	300	4	of	of	ADP
crda-491	300	5	savings	saving	NOUN
crda-491	300	6	groups	group	NOUN
crda-491	300	7	.	.	PUNCT
crda-491	301	1	the	the	DET
crda-491	301	2	seep	seep	NOUN
crda-491	301	3	network	network	NOUN
crda-491	301	4	:	:	PUNCT
crda-491	301	5	washington	washington	PROPN
crda-491	301	6	,	,	PUNCT
crda-491	301	7	d.c	d.c	PROPN
crda-491	301	8	.	.	PROPN
crda-491	301	9	gash	gash	PROPN
crda-491	301	10	,	,	PUNCT
crda-491	301	11	megan	megan	NOUN
crda-491	301	12	and	and	CCONJ
crda-491	301	13	kathleen	kathleen	PROPN
crda-491	301	14	odell	odell	PROPN
crda-491	301	15	.	.	PUNCT
crda-491	302	1	2013	2013	NUM
crda-491	302	2	.	.	PUNCT
crda-491	303	1	the	the	DET
crda-491	303	2	evidence	evidence	NOUN
crda-491	303	3	-	-	PUNCT
crda-491	303	4	based	base	VERB
crda-491	303	5	story	story	NOUN
crda-491	303	6	of	of	ADP
crda-491	303	7	savings	saving	NOUN
crda-491	303	8	groups	group	NOUN
crda-491	303	9	:	:	PUNCT
crda-491	303	10	a	a	DET
crda-491	303	11	synthesis	synthesis	NOUN
crda-491	303	12	of	of	ADP
crda-491	303	13	seven	seven	NUM
crda-491	303	14	randomized	randomized	ADJ
crda-491	303	15	control	control	NOUN
crda-491	303	16	trials	trial	NOUN
crda-491	303	17	.	.	PUNCT
crda-491	304	1	the	the	DET
crda-491	304	2	seep	seep	NOUN
crda-491	304	3	network	network	NOUN
crda-491	304	4	:	:	PUNCT
crda-491	304	5	washington	washington	PROPN
crda-491	304	6	,	,	PUNCT
crda-491	304	7	d.c	d.c	PROPN
crda-491	304	8	.	.	PROPN
crda-491	304	9	ksoll	ksoll	PROPN
crda-491	304	10	,	,	PUNCT
crda-491	304	11	christopher	christopher	PROPN
crda-491	304	12	,	,	PUNCT
crda-491	304	13	helene	helene	PROPN
crda-491	304	14	bie	bie	PROPN
crda-491	304	15	lilleør	lilleør	PROPN
crda-491	304	16	,	,	PUNCT
crda-491	304	17	jonas	jonas	PROPN
crda-491	304	18	helth	helth	PROPN
crda-491	304	19	lønborg	lønborg	PROPN
crda-491	304	20	,	,	PUNCT
crda-491	304	21	and	and	CCONJ
crda-491	304	22	ole	ole	PROPN
crda-491	304	23	dahl	dahl	PROPN
crda-491	304	24	rasmussen	rasmussen	PROPN
crda-491	304	25	.	.	PROPN
crda-491	304	26	2013	2013	NUM
crda-491	304	27	.	.	PUNCT
crda-491	305	1	impact	impact	NOUN
crda-491	305	2	of	of	ADP
crda-491	305	3	village	village	NOUN
crda-491	305	4	savings	saving	NOUN
crda-491	305	5	and	and	CCONJ
crda-491	305	6	loans	loan	NOUN
crda-491	305	7	associations	association	NOUN
crda-491	305	8	:	:	PUNCT
crda-491	305	9	evidence	evidence	NOUN
crda-491	305	10	from	from	ADP
crda-491	305	11	a	a	DET
crda-491	305	12	cluster	cluster	NOUN
crda-491	305	13	randomized	randomize	VERB
crda-491	305	14	trial	trial	NOUN
crda-491	305	15	.	.	PUNCT
crda-491	306	1	study	study	NOUN
crda-491	306	2	paper	paper	NOUN
crda-491	306	3	no	no	INTJ
crda-491	306	4	.	.	PROPN
crda-491	307	1	56	56	NUM
crda-491	307	2	.	.	PUNCT
crda-491	307	3	rockwool	rockwool	PROPN
crda-491	307	4	foundation	foundation	PROPN
crda-491	307	5	research	research	NOUN
crda-491	307	6	unit	unit	NOUN
crda-491	307	7	.	.	PUNCT
crda-491	308	1	lausanne	lausanne	PROPN
crda-491	308	2	congress	congress	PROPN
crda-491	308	3	.	.	PUNCT
crda-491	309	1	2010	2010	NUM
crda-491	309	2	.	.	PUNCT
crda-491	310	1	“	"	PUNCT
crda-491	310	2	the	the	DET
crda-491	310	3	cape	cape	NOUN
crda-491	310	4	town	town	NOUN
crda-491	310	5	commitment	commitment	NOUN
crda-491	310	6	:	:	PUNCT
crda-491	310	7	a	a	DET
crda-491	310	8	confession	confession	NOUN
crda-491	310	9	of	of	ADP
crda-491	310	10	faith	faith	NOUN
crda-491	310	11	and	and	CCONJ
crda-491	310	12	a	a	DET
crda-491	310	13	call	call	NOUN
crda-491	310	14	to	to	ADP
crda-491	310	15	action	action	NOUN
crda-491	310	16	.	.	PUNCT
crda-491	310	17	”	"	PUNCT
crda-491	311	1	lausanne	lausanne	PROPN
crda-491	311	2	movement	movement	PROPN
crda-491	311	3	.	.	PUNCT
crda-491	312	1	https://lausanne.org/content/ctcommitment#capet	https://lausanne.org/content/ctcommitment#capet	PROPN
crda-491	312	2	own	own	ADJ
crda-491	312	3	medical	medical	ADJ
crda-491	312	4	ambassadors	ambassador	NOUN
crda-491	312	5	international	international	ADJ
crda-491	312	6	and	and	CCONJ
crda-491	312	7	global	global	ADJ
crda-491	312	8	che	che	PROPN
crda-491	312	9	network	network	NOUN
crda-491	312	10	.	.	PUNCT
crda-491	312	11	2012	2012	NUM
crda-491	312	12	.	.	PUNCT
crda-491	313	1	“	"	PUNCT
crda-491	313	2	planning	plan	VERB
crda-491	313	3	a	a	DET
crda-491	313	4	seed	seed	NOUN
crda-491	313	5	project	project	NOUN
crda-491	313	6	.	.	PUNCT
crda-491	313	7	”	"	PUNCT
crda-491	314	1	https://chenetwork.org/_dvd/03%20che%20to	https://chenetwork.org/_dvd/03%20che%20to	PROPN
crda-491	314	2	ts	ts	X
crda-491	314	3	/	/	SYM
crda-491	314	4	tot%20lessons%20archive	tot%20lessons%20archive	PROPN
crda-491	314	5	/	/	SYM
crda-491	314	6	tot%201%20	tot%201%20	PROPN
crda-491	314	7	single%20column/1tot%201%20in%205%20days/1tot%20i%20lessons	single%20column/1tot%201%20in%205%20days/1tot%20i%20lesson	NOUN
crda-491	314	8	/	/	SYM
crda-491	314	9	ta200%20seed%20proje	ta200%20seed%20proje	NUM
crda-491	314	10	cts_sc.doc	cts_sc.doc	PROPN
crda-491	314	11	about	about	ADP
crda-491	314	12	:	:	PUNCT
crda-491	314	13	blank	blank	ADJ
crda-491	314	14	about	about	ADP
crda-491	314	15	:	:	PUNCT
crda-491	314	16	blank	blank	ADJ
crda-491	314	17	about	about	ADP
crda-491	314	18	:	:	PUNCT
crda-491	314	19	blank	blank	ADJ
crda-491	314	20	about	about	ADP
crda-491	314	21	:	:	PUNCT
crda-491	314	22	blank	blank	ADJ
crda-491	314	23	about	about	ADP
crda-491	314	24	:	:	PUNCT
crda-491	314	25	blank	blank	ADJ
crda-491	314	26	about	about	ADP
crda-491	314	27	:	:	PUNCT
crda-491	314	28	blank	blank	ADJ
crda-491	314	29	about	about	ADP
crda-491	314	30	:	:	PUNCT
crda-491	314	31	blank	blank	ADJ
crda-491	314	32	about	about	ADP
crda-491	314	33	:	:	PUNCT
crda-491	314	34	blank	blank	ADJ
crda-491	314	35	about	about	ADP
crda-491	314	36	:	:	PUNCT
crda-491	314	37	blank	blank	ADJ
crda-491	314	38	about	about	ADP
crda-491	314	39	:	:	PUNCT
crda-491	314	40	blank	blank	ADJ
crda-491	314	41	about	about	ADP
crda-491	314	42	:	:	PUNCT
crda-491	314	43	blank	blank	ADJ
crda-491	314	44	about	about	ADP
crda-491	314	45	:	:	PUNCT
crda-491	314	46	blank	blank	ADJ
crda-491	314	47	about	about	ADP
crda-491	314	48	:	:	PUNCT
crda-491	314	49	blank	blank	ADJ
crda-491	314	50	about	about	ADP
crda-491	314	51	:	:	PUNCT
crda-491	314	52	blank	blank	ADJ
crda-491	314	53	about	about	ADP
crda-491	314	54	:	:	PUNCT
crda-491	314	55	blank	blank	ADJ
crda-491	314	56	about	about	ADP
crda-491	314	57	:	:	PUNCT
crda-491	314	58	blank	blank	ADJ
crda-491	314	59	about	about	ADP
crda-491	314	60	:	:	PUNCT
crda-491	314	61	blank	blank	ADJ
crda-491	314	62	about	about	ADP
crda-491	314	63	:	:	PUNCT
crda-491	314	64	blank	blank	ADJ
crda-491	314	65	about	about	ADP
crda-491	314	66	:	:	PUNCT
crda-491	314	67	blank#capetown	blank#capetown	ADJ
crda-491	314	68	about	about	ADP
crda-491	314	69	:	:	PUNCT
crda-491	314	70	blank#capetown	blank#capetown	ADJ
crda-491	314	71	christian	christian	ADJ
crda-491	314	72	relief	relief	NOUN
crda-491	314	73	,	,	PUNCT
crda-491	314	74	development	development	NOUN
crda-491	314	75	,	,	PUNCT
crda-491	314	76	and	and	CCONJ
crda-491	314	77	advocacy	advocacy	NOUN
crda-491	314	78	3(1	3(1	NUM
crda-491	314	79	)	)	PUNCT
crda-491	314	80	,	,	PUNCT
crda-491	314	81	summer	summer	NOUN
crda-491	314	82	2021	2021	NUM
crda-491	314	83	purvis	purvis	X
crda-491	314	84	,	,	PUNCT
crda-491	314	85	do	do	VERB
crda-491	314	86	savings	savings	NOUN
crda-491	314	87	groups	group	NOUN
crda-491	314	88	work	work	VERB
crda-491	314	89	?	?	PUNCT
crda-491	315	1	six	six	NUM
crda-491	315	2	years	year	NOUN
crda-491	315	3	of	of	ADP
crda-491	315	4	evidence	evidence	NOUN
crda-491	315	5	from	from	ADP
crda-491	315	6	the	the	DET
crda-491	315	7	drc	drc	PROPN
crda-491	315	8	14	14	NUM
crda-491	315	9	mersland	mersland	NOUN
crda-491	315	10	,	,	PUNCT
crda-491	315	11	roy	roy	PROPN
crda-491	315	12	,	,	PUNCT
crda-491	315	13	bert	bert	PROPN
crda-491	315	14	d’espallier	d’espallier	PROPN
crda-491	315	15	,	,	PUNCT
crda-491	315	16	rolando	rolando	PROPN
crda-491	315	17	gonzales	gonzales	PROPN
crda-491	315	18	,	,	PUNCT
crda-491	315	19	and	and	CCONJ
crda-491	315	20	linda	linda	PROPN
crda-491	315	21	nakato	nakato	PROPN
crda-491	315	22	.	.	PUNCT
crda-491	315	23	2019	2019	NUM
crda-491	315	24	.	.	PUNCT
crda-491	316	1	what	what	PRON
crda-491	316	2	are	be	AUX
crda-491	316	3	savings	saving	NOUN
crda-491	316	4	groups	group	NOUN
crda-491	316	5	?	?	PUNCT
crda-491	317	1	a	a	DET
crda-491	317	2	description	description	NOUN
crda-491	317	3	of	of	ADP
crda-491	317	4	savings	saving	NOUN
crda-491	317	5	groups	group	NOUN
crda-491	317	6	based	base	VERB
crda-491	317	7	on	on	ADP
crda-491	317	8	information	information	NOUN
crda-491	317	9	in	in	ADP
crda-491	317	10	the	the	DET
crda-491	317	11	savix	savix	ADJ
crda-491	317	12	database	database	NOUN
crda-491	317	13	.	.	PUNCT
crda-491	318	1	hørsholm	hørsholm	ADJ
crda-491	318	2	,	,	PUNCT
crda-491	318	3	denmark	denmark	PROPN
crda-491	318	4	:	:	PUNCT
crda-491	318	5	fahu	fahu	PROPN
crda-491	318	6	foundation	foundation	PROPN
crda-491	318	7	.	.	PUNCT
crda-491	319	1	micah	micah	PROPN
crda-491	319	2	network	network	PROPN
crda-491	319	3	.	.	PUNCT
crda-491	320	1	2001	2001	NUM
crda-491	320	2	.	.	PUNCT
crda-491	321	1	“	"	PUNCT
crda-491	321	2	micah	micah	PROPN
crda-491	321	3	declaration	declaration	NOUN
crda-491	321	4	on	on	ADP
crda-491	321	5	integral	integral	ADJ
crda-491	321	6	mission	mission	NOUN
crda-491	321	7	.	.	PUNCT
crda-491	321	8	”	"	PUNCT
crda-491	321	9	moffitt	moffitt	PROPN
crda-491	321	10	,	,	PUNCT
crda-491	321	11	bob	bob	PROPN
crda-491	321	12	.	.	PROPN
crda-491	321	13	2007	2007	NUM
crda-491	321	14	.	.	PUNCT
crda-491	322	1	“	"	PUNCT
crda-491	322	2	seeds	seed	NOUN
crda-491	322	3	and	and	CCONJ
crda-491	322	4	seed	seed	NOUN
crda-491	322	5	projects	project	NOUN
crda-491	322	6	.	.	PUNCT
crda-491	322	7	”	"	PUNCT
crda-491	323	1	https://disciplenations.org/wpcontent/uploads/2020/04/seeds-and-seedprojects_moffitt.pdf	https://disciplenations.org/wpcontent/uploads/2020/04/seeds-and-seedprojects_moffitt.pdf	PROPN
crda-491	323	2	.	.	PUNCT
crda-491	324	1	myers	myers	PROPN
crda-491	324	2	,	,	PUNCT
crda-491	324	3	bryant	bryant	PROPN
crda-491	324	4	.	.	PROPN
crda-491	324	5	2011	2011	NUM
crda-491	324	6	.	.	PUNCT
crda-491	325	1	walking	walk	VERB
crda-491	325	2	with	with	ADP
crda-491	325	3	the	the	DET
crda-491	325	4	poor	poor	ADJ
crda-491	325	5	:	:	PUNCT
crda-491	325	6	the	the	DET
crda-491	325	7	principles	principle	NOUN
crda-491	325	8	and	and	CCONJ
crda-491	325	9	practices	practice	NOUN
crda-491	325	10	of	of	ADP
crda-491	325	11	transformational	transformational	ADJ
crda-491	325	12	development	development	NOUN
crda-491	325	13	.	.	PUNCT
crda-491	326	1	maryknoll	maryknoll	PROPN
crda-491	326	2	,	,	PUNCT
crda-491	326	3	ny	ny	PROPN
crda-491	326	4	:	:	PUNCT
crda-491	326	5	orbis	orbis	PROPN
crda-491	326	6	books	book	NOUN
crda-491	326	7	.	.	PUNCT
crda-491	327	1	odendaal	odendaal	PROPN
crda-491	327	2	,	,	PUNCT
crda-491	327	3	gil	gil	PROPN
crda-491	327	4	.	.	PROPN
crda-491	327	5	2016	2016	NUM
crda-491	327	6	.	.	PUNCT
crda-491	328	1	standing	stand	VERB
crda-491	328	2	with	with	ADP
crda-491	328	3	the	the	DET
crda-491	328	4	vulnerable	vulnerable	ADJ
crda-491	328	5	:	:	PUNCT
crda-491	328	6	a	a	DET
crda-491	328	7	curriculum	curriculum	NOUN
crda-491	328	8	for	for	ADP
crda-491	328	9	transforming	transform	VERB
crda-491	328	10	lives	life	NOUN
crda-491	328	11	and	and	CCONJ
crda-491	328	12	communities	community	NOUN
crda-491	328	13	.	.	PUNCT
crda-491	329	1	world	world	NOUN
crda-491	329	2	relief	relief	NOUN
crda-491	329	3	.	.	PUNCT
crda-491	330	1	downers	downers	PROPN
crda-491	330	2	grove	grove	PROPN
crda-491	330	3	:	:	PUNCT
crda-491	330	4	intervarsity	intervarsity	NOUN
crda-491	330	5	press	press	NOUN
crda-491	330	6	.	.	PUNCT
crda-491	331	1	rutherford	rutherford	PROPN
crda-491	331	2	,	,	PUNCT
crda-491	331	3	stuart	stuart	PROPN
crda-491	331	4	.	.	PUNCT
crda-491	331	5	2003	2003	NUM
crda-491	331	6	.	.	PUNCT
crda-491	332	1	the	the	DET
crda-491	332	2	poor	poor	ADJ
crda-491	332	3	and	and	CCONJ
crda-491	332	4	their	their	PRON
crda-491	332	5	money	money	NOUN
crda-491	332	6	.	.	PUNCT
crda-491	333	1	oxford	oxford	PROPN
crda-491	333	2	,	,	PUNCT
crda-491	333	3	ny	ny	PROPN
crda-491	333	4	:	:	PUNCT
crda-491	333	5	oxford	oxford	PROPN
crda-491	333	6	university	university	PROPN
crda-491	333	7	press	press	NOUN
crda-491	333	8	.	.	PUNCT
crda-491	334	1	savings	saving	NOUN
crda-491	334	2	-	-	PUNCT
crda-491	334	3	led	lead	VERB
crda-491	334	4	working	working	NOUN
crda-491	334	5	group	group	NOUN
crda-491	334	6	,	,	PUNCT
crda-491	334	7	the	the	DET
crda-491	334	8	seep	seep	NOUN
crda-491	334	9	network	network	NOUN
crda-491	334	10	.	.	PUNCT
crda-491	335	1	https://seepnetwork.org/savings-led-wg	https://seepnetwork.org/savings-led-wg	X
crda-491	335	2	savix	savix	NOUN
crda-491	335	3	:	:	PUNCT
crda-491	335	4	the	the	DET
crda-491	335	5	savings	saving	NOUN
crda-491	335	6	group	group	NOUN
crda-491	335	7	information	information	NOUN
crda-491	335	8	exchange	exchange	PROPN
crda-491	335	9	.	.	PUNCT
crda-491	336	1	https://thesavix.org/	https://thesavix.org/	PROPN
crda-491	336	2	stott	stott	PROPN
crda-491	336	3	,	,	PUNCT
crda-491	336	4	john	john	PROPN
crda-491	336	5	.	.	PROPN
crda-491	336	6	1974	1974	NUM
crda-491	336	7	.	.	PUNCT
crda-491	337	1	“	"	PUNCT
crda-491	337	2	the	the	DET
crda-491	337	3	lausanne	lausanne	PROPN
crda-491	337	4	covenant	covenant	PROPN
crda-491	337	5	.	.	PUNCT
crda-491	337	6	”	"	PUNCT
crda-491	338	1	lausanne	lausanne	PROPN
crda-491	338	2	movement	movement	PROPN
crda-491	338	3	.	.	PUNCT
crda-491	339	1	https://lausanne.org/content/covenant/lausannecovenant#cov	https://lausanne.org/content/covenant/lausannecovenant#cov	PROPN
crda-491	339	2	text	text	NOUN
crda-491	339	3	-	-	PUNCT
crda-491	339	4	it	it	PRON
crda-491	339	5	:	:	PUNCT
crda-491	339	6	the	the	DET
crda-491	339	7	leading	lead	VERB
crda-491	339	8	bot	bot	NOUN
crda-491	339	9	platform	platform	NOUN
crda-491	339	10	.	.	PUNCT
crda-491	340	1	https://textit.com/	https://textit.com/	PROPN
crda-491	340	2	the	the	DET
crda-491	340	3	mango	mango	PROPN
crda-491	340	4	tree	tree	NOUN
crda-491	340	5	:	:	PUNCT
crda-491	340	6	the	the	DET
crda-491	340	7	global	global	ADJ
crda-491	340	8	resource	resource	NOUN
crda-491	340	9	on	on	ADP
crda-491	340	10	savings	saving	NOUN
crda-491	340	11	groups	group	NOUN
crda-491	340	12	.	.	PUNCT
crda-491	341	1	the	the	DET
crda-491	341	2	seep	seep	NOUN
crda-491	341	3	network	network	NOUN
crda-491	341	4	.	.	PUNCT
crda-491	342	1	https://mangotree.org/	https://mangotree.org/	PROPN
crda-491	342	2	vsl	vsl	PROPN
crda-491	342	3	associates	associates	PROPN
crda-491	342	4	.	.	PUNCT
crda-491	343	1	https://www.vsla.net/	https://www.vsla.net/	PROPN
crda-491	343	2	courtney	courtney	PROPN
crda-491	343	3	purvis	purvis	PROPN
crda-491	343	4	has	have	AUX
crda-491	343	5	served	serve	VERB
crda-491	343	6	as	as	ADP
crda-491	343	7	the	the	DET
crda-491	343	8	senior	senior	ADJ
crda-491	343	9	program	program	NOUN
crda-491	343	10	advisor	advisor	NOUN
crda-491	343	11	for	for	ADP
crda-491	343	12	world	world	NOUN
crda-491	343	13	relief	relief	NOUN
crda-491	343	14	’s	’s	PART
crda-491	343	15	savings	saving	NOUN
crda-491	343	16	for	for	ADP
crda-491	343	17	life	life	NOUN
crda-491	343	18	program	program	NOUN
crda-491	343	19	since	since	SCONJ
crda-491	343	20	2011	2011	NUM
crda-491	343	21	.	.	PUNCT
crda-491	344	1	her	her	PRON
crda-491	344	2	recent	recent	ADJ
crda-491	344	3	work	work	NOUN
crda-491	344	4	focuses	focus	VERB
crda-491	344	5	on	on	ADP
crda-491	344	6	digitization	digitization	NOUN
crda-491	344	7	of	of	ADP
crda-491	344	8	savings	saving	NOUN
crda-491	344	9	groups	group	NOUN
crda-491	344	10	and	and	CCONJ
crda-491	344	11	promoting	promote	VERB
crda-491	344	12	women	woman	NOUN
crda-491	344	13	’s	’s	PART
crda-491	344	14	empowerment	empowerment	NOUN
crda-491	344	15	and	and	CCONJ
crda-491	344	16	gender	gender	NOUN
crda-491	344	17	equality	equality	NOUN
crda-491	344	18	through	through	ADP
crda-491	344	19	savings	saving	NOUN
crda-491	344	20	groups	group	NOUN
crda-491	344	21	.	.	PUNCT
crda-491	345	1	author	author	NOUN
crda-491	345	2	email	email	NOUN
crda-491	345	3	:	:	PUNCT
crda-491	345	4	cpurvis@wr.org	cpurvis@wr.org	ADJ
crda-491	345	5	about	about	ADP
crda-491	345	6	:	:	PUNCT
crda-491	345	7	blank	blank	ADJ
crda-491	345	8	about	about	ADP
crda-491	345	9	:	:	PUNCT
crda-491	345	10	blank	blank	ADJ
crda-491	345	11	about	about	ADP
crda-491	345	12	:	:	PUNCT
crda-491	345	13	blank	blank	ADJ
crda-491	345	14	about	about	ADP
crda-491	345	15	:	:	PUNCT
crda-491	345	16	blank	blank	ADJ
crda-491	345	17	about	about	ADP
crda-491	345	18	:	:	PUNCT
crda-491	345	19	blank	blank	ADJ
crda-491	345	20	about	about	ADP
crda-491	345	21	:	:	PUNCT
crda-491	345	22	blank	blank	ADJ
crda-491	345	23	about	about	ADP
crda-491	345	24	:	:	PUNCT
crda-491	345	25	blank	blank	ADJ
crda-491	345	26	about	about	ADP
crda-491	345	27	:	:	PUNCT
crda-491	345	28	blank	blank	ADJ
crda-491	345	29	about	about	ADP
crda-491	345	30	:	:	PUNCT
crda-491	345	31	blank	blank	ADJ
crda-491	345	32	about	about	ADP
crda-491	345	33	:	:	PUNCT
crda-491	345	34	blank	blank	ADJ
crda-491	345	35	about	about	ADP
crda-491	345	36	:	:	PUNCT
crda-491	345	37	blank#cov	blank#cov	X
crda-491	345	38	about	about	ADP
crda-491	345	39	:	:	PUNCT
crda-491	345	40	blank#cov	blank#cov	X
crda-491	345	41	about	about	ADP
crda-491	345	42	:	:	PUNCT
crda-491	345	43	blank	blank	ADJ
crda-491	345	44	about	about	ADP
crda-491	345	45	:	:	PUNCT
crda-491	345	46	blank	blank	ADJ
crda-491	345	47	about	about	ADP
crda-491	345	48	:	:	PUNCT
crda-491	345	49	blank	blank	ADJ
crda-491	345	50	about	about	ADP
crda-491	345	51	:	:	PUNCT
crda-491	345	52	blank	blank	ADJ