id	sid	tid	token	lemma	pos
crl-24835	1	1	267	267	NUM
crl-24835	1	2	they	they	PRON
crl-24835	1	3	seek	seek	VERB
crl-24835	1	4	,	,	PUNCT
crl-24835	1	5	but	but	CCONJ
crl-24835	1	6	do	do	AUX
crl-24835	1	7	they	they	PRON
crl-24835	1	8	find	find	VERB
crl-24835	1	9	?	?	PUNCT
crl-24835	2	1	investigating	investigate	VERB
crl-24835	2	2	the	the	DET
crl-24835	2	3	financial	financial	ADJ
crl-24835	2	4	information	information	NOUN
crl-24835	2	5	-	-	PUNCT
crl-24835	2	6	seeking	seek	VERB
crl-24835	2	7	behavior	behavior	NOUN
crl-24835	2	8	of	of	ADP
crl-24835	2	9	college	college	NOUN
crl-24835	2	10	students	student	NOUN
crl-24835	2	11	alyson	alyson	PROPN
crl-24835	2	12	vaaler	vaaler	PROPN
crl-24835	2	13	,	,	PUNCT
crl-24835	2	14	lauren	lauren	PROPN
crl-24835	2	15	reiter	reiter	PROPN
crl-24835	2	16	,	,	PUNCT
crl-24835	2	17	and	and	CCONJ
crl-24835	2	18	ash	ash	PROPN
crl-24835	2	19	e.	e.	PROPN
crl-24835	2	20	faulkner	faulkner	PROPN
crl-24835	2	21	*	*	PROPN
crl-24835	2	22	this	this	DET
crl-24835	2	23	paper	paper	NOUN
crl-24835	2	24	reports	report	VERB
crl-24835	2	25	the	the	DET
crl-24835	2	26	findings	finding	NOUN
crl-24835	2	27	of	of	ADP
crl-24835	2	28	a	a	DET
crl-24835	2	29	survey	survey	NOUN
crl-24835	2	30	administered	administer	VERB
crl-24835	2	31	to	to	ADP
crl-24835	2	32	a	a	DET
crl-24835	2	33	large	large	ADJ
crl-24835	2	34	academic	academic	ADJ
crl-24835	2	35	university	university	NOUN
crl-24835	2	36	student	student	NOUN
crl-24835	2	37	population	population	NOUN
crl-24835	2	38	,	,	PUNCT
crl-24835	2	39	assessing	assess	VERB
crl-24835	2	40	students	student	NOUN
crl-24835	2	41	’	'	PUNCT
crl-24835	2	42	self	self	NOUN
crl-24835	2	43	-	-	PUNCT
crl-24835	2	44	reported	report	VERB
crl-24835	2	45	motivations	motivation	NOUN
crl-24835	2	46	,	,	PUNCT
crl-24835	2	47	difficulties	difficulty	NOUN
crl-24835	2	48	,	,	PUNCT
crl-24835	2	49	and	and	CCONJ
crl-24835	2	50	methods	method	NOUN
crl-24835	2	51	used	use	VERB
crl-24835	2	52	in	in	ADP
crl-24835	2	53	finding	find	VERB
crl-24835	2	54	and	and	CCONJ
crl-24835	2	55	using	use	VERB
crl-24835	2	56	financial	financial	ADJ
crl-24835	2	57	information	information	NOUN
crl-24835	2	58	.	.	PUNCT
crl-24835	3	1	results	result	NOUN
crl-24835	3	2	discussed	discuss	VERB
crl-24835	3	3	include	include	VERB
crl-24835	3	4	information	information	NOUN
crl-24835	3	5	types	type	NOUN
crl-24835	3	6	and	and	CCONJ
crl-24835	3	7	sources	source	NOUN
crl-24835	3	8	students	student	NOUN
crl-24835	3	9	consult	consult	VERB
crl-24835	3	10	for	for	ADP
crl-24835	3	11	financial	financial	ADJ
crl-24835	3	12	information	information	NOUN
crl-24835	3	13	.	.	PUNCT
crl-24835	4	1	the	the	DET
crl-24835	4	2	survey	survey	NOUN
crl-24835	4	3	also	also	ADV
crl-24835	4	4	explored	explore	VERB
crl-24835	4	5	students	student	NOUN
crl-24835	4	6	’	’	PART
crl-24835	4	7	perceptions	perception	NOUN
crl-24835	4	8	of	of	ADP
crl-24835	4	9	the	the	DET
crl-24835	4	10	relative	relative	ADJ
crl-24835	4	11	ease	ease	NOUN
crl-24835	4	12	of	of	ADP
crl-24835	4	13	finding	find	VERB
crl-24835	4	14	financial	financial	ADJ
crl-24835	4	15	information	information	NOUN
crl-24835	4	16	and	and	CCONJ
crl-24835	4	17	the	the	DET
crl-24835	4	18	degree	degree	NOUN
crl-24835	4	19	of	of	ADP
crl-24835	4	20	success	success	NOUN
crl-24835	4	21	students	student	NOUN
crl-24835	4	22	had	have	VERB
crl-24835	4	23	in	in	ADP
crl-24835	4	24	finding	find	VERB
crl-24835	4	25	appropriate	appropriate	ADJ
crl-24835	4	26	information	information	NOUN
crl-24835	4	27	.	.	PUNCT
crl-24835	5	1	these	these	DET
crl-24835	5	2	results	result	NOUN
crl-24835	5	3	are	be	AUX
crl-24835	5	4	relevant	relevant	ADJ
crl-24835	5	5	for	for	ADP
crl-24835	5	6	librarians	librarian	NOUN
crl-24835	5	7	who	who	PRON
crl-24835	5	8	support	support	VERB
crl-24835	5	9	financial	financial	ADJ
crl-24835	5	10	literacy	literacy	NOUN
crl-24835	5	11	through	through	ADP
crl-24835	5	12	collection	collection	NOUN
crl-24835	5	13	development	development	NOUN
crl-24835	5	14	or	or	CCONJ
crl-24835	5	15	one	one	NUM
crl-24835	5	16	-	-	PUNCT
crl-24835	5	17	on	on	ADP
crl-24835	5	18	-	-	PUNCT
crl-24835	5	19	one	one	NUM
crl-24835	5	20	patron	patron	NOUN
crl-24835	5	21	support	support	NOUN
crl-24835	5	22	,	,	PUNCT
crl-24835	5	23	or	or	CCONJ
crl-24835	5	24	who	who	PRON
crl-24835	5	25	are	be	AUX
crl-24835	5	26	involved	involve	VERB
crl-24835	5	27	in	in	ADP
crl-24835	5	28	developing	develop	VERB
crl-24835	5	29	financial	financial	ADJ
crl-24835	5	30	literacy	literacy	NOUN
crl-24835	5	31	programs	program	NOUN
crl-24835	5	32	for	for	ADP
crl-24835	5	33	libraries	library	NOUN
crl-24835	5	34	.	.	PUNCT
crl-24835	6	1	introduction	introduction	NOUN
crl-24835	6	2	financial	financial	ADJ
crl-24835	6	3	literacy	literacy	NOUN
crl-24835	6	4	is	be	AUX
crl-24835	6	5	an	an	DET
crl-24835	6	6	important	important	ADJ
crl-24835	6	7	topic	topic	NOUN
crl-24835	6	8	of	of	ADP
crl-24835	6	9	interest	interest	NOUN
crl-24835	6	10	in	in	ADP
crl-24835	6	11	higher	high	ADJ
crl-24835	6	12	education	education	NOUN
crl-24835	6	13	.	.	PUNCT
crl-24835	7	1	ensuring	ensure	VERB
crl-24835	7	2	that	that	SCONJ
crl-24835	7	3	college	college	NOUN
crl-24835	7	4	students	student	NOUN
crl-24835	7	5	have	have	VERB
crl-24835	7	6	an	an	DET
crl-24835	7	7	appropriate	appropriate	ADJ
crl-24835	7	8	level	level	NOUN
crl-24835	7	9	of	of	ADP
crl-24835	7	10	financial	financial	ADJ
crl-24835	7	11	knowledge	knowledge	NOUN
crl-24835	7	12	is	be	AUX
crl-24835	7	13	an	an	DET
crl-24835	7	14	important	important	ADJ
crl-24835	7	15	aspect	aspect	NOUN
crl-24835	7	16	of	of	ADP
crl-24835	7	17	national	national	ADJ
crl-24835	7	18	financial	financial	ADJ
crl-24835	7	19	literacy	literacy	NOUN
crl-24835	7	20	efforts	effort	NOUN
crl-24835	7	21	and	and	CCONJ
crl-24835	7	22	of	of	ADP
crl-24835	7	23	interest	interest	NOUN
crl-24835	7	24	to	to	PART
crl-24835	7	25	librarians	librarian	NOUN
crl-24835	7	26	who	who	PRON
crl-24835	7	27	support	support	VERB
crl-24835	7	28	students	student	NOUN
crl-24835	7	29	in	in	ADP
crl-24835	7	30	their	their	PRON
crl-24835	7	31	academic	academic	ADJ
crl-24835	7	32	and	and	CCONJ
crl-24835	7	33	everyday	everyday	ADJ
crl-24835	7	34	challenges	challenge	NOUN
crl-24835	7	35	.	.	PUNCT
crl-24835	8	1	however	however	ADV
crl-24835	8	2	,	,	PUNCT
crl-24835	8	3	there	there	PRON
crl-24835	8	4	is	be	VERB
crl-24835	8	5	a	a	DET
crl-24835	8	6	notable	notable	ADJ
crl-24835	8	7	lack	lack	NOUN
crl-24835	8	8	of	of	ADP
crl-24835	8	9	research	research	NOUN
crl-24835	8	10	regarding	regard	VERB
crl-24835	8	11	how	how	SCONJ
crl-24835	8	12	college	college	NOUN
crl-24835	8	13	students	student	NOUN
crl-24835	8	14	search	search	VERB
crl-24835	8	15	for	for	ADP
crl-24835	8	16	financial	financial	ADJ
crl-24835	8	17	information	information	NOUN
crl-24835	8	18	and	and	CCONJ
crl-24835	8	19	their	their	PRON
crl-24835	8	20	successes	success	NOUN
crl-24835	8	21	and	and	CCONJ
crl-24835	8	22	challenges	challenge	NOUN
crl-24835	8	23	in	in	ADP
crl-24835	8	24	doing	do	VERB
crl-24835	8	25	so	so	ADV
crl-24835	8	26	.	.	PUNCT
crl-24835	9	1	to	to	PART
crl-24835	9	2	analyze	analyze	VERB
crl-24835	9	3	the	the	DET
crl-24835	9	4	financial	financial	ADJ
crl-24835	9	5	information	information	NOUN
crl-24835	9	6	–	–	PUNCT
crl-24835	9	7	seeking	seek	VERB
crl-24835	9	8	behavior	behavior	NOUN
crl-24835	9	9	of	of	ADP
crl-24835	9	10	college	college	NOUN
crl-24835	9	11	students	student	NOUN
crl-24835	9	12	,	,	PUNCT
crl-24835	9	13	the	the	DET
crl-24835	9	14	following	follow	VERB
crl-24835	9	15	research	research	NOUN
crl-24835	9	16	questions	question	NOUN
crl-24835	9	17	were	be	AUX
crl-24835	9	18	explored	explore	VERB
crl-24835	9	19	:	:	PUNCT
crl-24835	9	20	1	1	X
crl-24835	9	21	.	.	X
crl-24835	9	22	what	what	DET
crl-24835	9	23	types	type	NOUN
crl-24835	9	24	of	of	ADP
crl-24835	9	25	financial	financial	ADJ
crl-24835	9	26	information	information	NOUN
crl-24835	9	27	are	be	AUX
crl-24835	9	28	students	student	NOUN
crl-24835	9	29	looking	look	VERB
crl-24835	9	30	for	for	ADP
crl-24835	9	31	?	?	PUNCT
crl-24835	10	1	2	2	X
crl-24835	10	2	.	.	X
crl-24835	11	1	what	what	PRON
crl-24835	11	2	prompts	prompt	VERB
crl-24835	11	3	students	student	NOUN
crl-24835	11	4	to	to	PART
crl-24835	11	5	look	look	VERB
crl-24835	11	6	for	for	ADP
crl-24835	11	7	financial	financial	ADJ
crl-24835	11	8	information	information	NOUN
crl-24835	11	9	?	?	PUNCT
crl-24835	12	1	3	3	X
crl-24835	12	2	.	.	X
crl-24835	12	3	what	what	PRON
crl-24835	12	4	sources	source	NOUN
crl-24835	12	5	do	do	VERB
crl-24835	12	6	students	student	NOUN
crl-24835	12	7	consult	consult	VERB
crl-24835	12	8	when	when	SCONJ
crl-24835	12	9	they	they	PRON
crl-24835	12	10	are	be	AUX
crl-24835	12	11	looking	look	VERB
crl-24835	12	12	for	for	ADP
crl-24835	12	13	financial	financial	ADJ
crl-24835	12	14	information	information	NOUN
crl-24835	12	15	?	?	PUNCT
crl-24835	13	1	4	4	X
crl-24835	13	2	.	.	X
crl-24835	14	1	what	what	DET
crl-24835	14	2	challenges	challenge	NOUN
crl-24835	14	3	do	do	AUX
crl-24835	14	4	students	student	NOUN
crl-24835	14	5	have	have	VERB
crl-24835	14	6	when	when	SCONJ
crl-24835	14	7	navigating	navigate	VERB
crl-24835	14	8	financial	financial	ADJ
crl-24835	14	9	information	information	NOUN
crl-24835	14	10	?	?	PUNCT
crl-24835	15	1	while	while	SCONJ
crl-24835	15	2	many	many	ADJ
crl-24835	15	3	studies	study	NOUN
crl-24835	15	4	have	have	AUX
crl-24835	15	5	investigated	investigate	VERB
crl-24835	15	6	trends	trend	NOUN
crl-24835	15	7	in	in	ADP
crl-24835	15	8	student	student	NOUN
crl-24835	15	9	academic	academic	ADJ
crl-24835	15	10	information	information	NOUN
crl-24835	15	11	–	–	PUNCT
crl-24835	15	12	seeking	seek	VERB
crl-24835	15	13	behavior	behavior	NOUN
crl-24835	15	14	,	,	PUNCT
crl-24835	15	15	considerably	considerably	ADV
crl-24835	15	16	less	less	ADJ
crl-24835	15	17	attention	attention	NOUN
crl-24835	15	18	has	have	AUX
crl-24835	15	19	been	be	AUX
crl-24835	15	20	paid	pay	VERB
crl-24835	15	21	to	to	PART
crl-24835	15	22	student	student	VERB
crl-24835	15	23	financial	financial	ADJ
crl-24835	15	24	information	information	NOUN
crl-24835	15	25	–	–	PUNCT
crl-24835	15	26	seeking	seek	VERB
crl-24835	15	27	behavior	behavior	NOUN
crl-24835	15	28	.	.	PUNCT
crl-24835	16	1	the	the	DET
crl-24835	16	2	results	result	NOUN
crl-24835	16	3	of	of	ADP
crl-24835	16	4	this	this	DET
crl-24835	16	5	research	research	NOUN
crl-24835	16	6	will	will	AUX
crl-24835	16	7	explore	explore	VERB
crl-24835	16	8	the	the	DET
crl-24835	16	9	financial	financial	ADJ
crl-24835	16	10	information	information	NOUN
crl-24835	16	11	–	–	PUNCT
crl-24835	16	12	seeking	seek	VERB
crl-24835	16	13	behavior	behavior	NOUN
crl-24835	16	14	of	of	ADP
crl-24835	16	15	college	college	NOUN
crl-24835	16	16	students	student	NOUN
crl-24835	16	17	and	and	CCONJ
crl-24835	16	18	will	will	AUX
crl-24835	16	19	examine	examine	VERB
crl-24835	16	20	implications	implication	NOUN
crl-24835	16	21	for	for	ADP
crl-24835	16	22	financial	financial	ADJ
crl-24835	16	23	literacy	literacy	NOUN
crl-24835	16	24	support	support	NOUN
crl-24835	16	25	on	on	ADP
crl-24835	16	26	campuses	campus	NOUN
crl-24835	16	27	,	,	PUNCT
crl-24835	16	28	as	as	ADV
crl-24835	16	29	well	well	ADV
crl-24835	16	30	as	as	ADP
crl-24835	16	31	the	the	DET
crl-24835	16	32	role	role	NOUN
crl-24835	16	33	that	that	PRON
crl-24835	16	34	libraries	librarie	VERB
crl-24835	16	35	can	can	AUX
crl-24835	16	36	and	and	CCONJ
crl-24835	16	37	do	do	AUX
crl-24835	16	38	play	play	VERB
crl-24835	16	39	in	in	ADP
crl-24835	16	40	supporting	support	VERB
crl-24835	16	41	these	these	DET
crl-24835	16	42	students	student	NOUN
crl-24835	16	43	.	.	PUNCT
crl-24835	17	1	alyson	alyson	PROPN
crl-24835	17	2	vaaler	vaaler	PROPN
crl-24835	17	3	is	be	AUX
crl-24835	17	4	assistant	assistant	ADJ
crl-24835	17	5	professor	professor	NOUN
crl-24835	17	6	in	in	ADP
crl-24835	17	7	the	the	DET
crl-24835	17	8	university	university	NOUN
crl-24835	17	9	libraries	library	NOUN
crl-24835	17	10	at	at	ADP
crl-24835	17	11	texas	texas	PROPN
crl-24835	17	12	a&m	a&m	PROPN
crl-24835	17	13	university	university	PROPN
crl-24835	17	14	;	;	PUNCT
crl-24835	17	15	email	email	NOUN
crl-24835	17	16	:	:	PUNCT
crl-24835	17	17	asvaaler@library	asvaaler@library	PROPN
crl-24835	17	18	.	.	PUNCT
crl-24835	18	1	tamu.edu	tamu.edu	NOUN
crl-24835	18	2	.	.	PUNCT
crl-24835	19	1	lauren	lauren	PROPN
crl-24835	19	2	reiter	reiter	PROPN
crl-24835	19	3	is	be	AUX
crl-24835	19	4	business	business	NOUN
crl-24835	19	5	liaison	liaison	NOUN
crl-24835	19	6	librarian	librarian	NOUN
crl-24835	19	7	at	at	ADP
crl-24835	19	8	pennsylvania	pennsylvania	PROPN
crl-24835	19	9	state	state	PROPN
crl-24835	19	10	university	university	PROPN
crl-24835	19	11	;	;	PUNCT
crl-24835	19	12	email	email	NOUN
crl-24835	19	13	:	:	PUNCT
crl-24835	19	14	lmr29@psu.edu	lmr29@psu.edu	PROPN
crl-24835	19	15	.	.	PUNCT
crl-24835	19	16	ash	ash	PROPN
crl-24835	19	17	e	e	PROPN
crl-24835	19	18	faulkner	faulkner	NOUN
crl-24835	19	19	is	be	AUX
crl-24835	19	20	business	business	NOUN
crl-24835	19	21	librarian	librarian	NOUN
crl-24835	19	22	at	at	ADP
crl-24835	19	23	the	the	DET
crl-24835	19	24	ohio	ohio	PROPN
crl-24835	19	25	state	state	PROPN
crl-24835	19	26	university	university	PROPN
crl-24835	19	27	libraries	library	NOUN
crl-24835	19	28	;	;	PUNCT
crl-24835	19	29	email	email	NOUN
crl-24835	19	30	:	:	PUNCT
crl-24835	19	31	faulkner.172@osu.edu	faulkner.172@osu.edu	PROPN
crl-24835	19	32	.	.	PUNCT
crl-24835	20	1	©	©	NOUN
crl-24835	20	2	2021	2021	NUM
crl-24835	20	3	alyson	alyson	PROPN
crl-24835	20	4	vaaler	vaaler	NOUN
crl-24835	20	5	,	,	PUNCT
crl-24835	20	6	lauren	lauren	PROPN
crl-24835	20	7	reiter	reiter	PROPN
crl-24835	20	8	,	,	PUNCT
crl-24835	20	9	and	and	CCONJ
crl-24835	20	10	ash	ash	PROPN
crl-24835	20	11	e.	e.	PROPN
crl-24835	20	12	faulkner	faulkner	PROPN
crl-24835	20	13	,	,	PUNCT
crl-24835	20	14	attribution	attribution	NOUN
crl-24835	20	15	-	-	PUNCT
crl-24835	20	16	noncommercial	noncommercial	ADJ
crl-24835	20	17	(	(	PUNCT
crl-24835	20	18	https://creativecommons.org/	https://creativecommons.org/	NOUN
crl-24835	20	19	licenses	license	NOUN
crl-24835	20	20	/	/	SYM
crl-24835	20	21	by	by	ADP
crl-24835	20	22	-	-	PUNCT
crl-24835	20	23	nc/4.0/	nc/4.0/	NOUN
crl-24835	20	24	)	)	PUNCT
crl-24835	20	25	cc	cc	AUX
crl-24835	20	26	by	by	ADP
crl-24835	20	27	-	-	PUNCT
crl-24835	20	28	nc	nc	PROPN
crl-24835	20	29	.	.	PROPN
crl-24835	20	30	mailto:asvaaler@library.tamu.edu	mailto:asvaaler@library.tamu.edu	PROPN
crl-24835	20	31	mailto:asvaaler@library.tamu.edu	mailto:asvaaler@library.tamu.edu	PROPN
crl-24835	20	32	mailto:lmr29@psu.edu	mailto:lmr29@psu.edu	PROPN
crl-24835	20	33	mailto:faulkner.172@osu.edu	mailto:faulkner.172@osu.edu	VERB
crl-24835	20	34	https://creativecommons.org/licenses/by-nc/4.0/	https://creativecommons.org/licenses/by-nc/4.0/	PRON
crl-24835	20	35	https://creativecommons.org/licenses/by-nc/4.0/	https://creativecommons.org/licenses/by-nc/4.0/	PROPN
crl-24835	20	36	268	268	NUM
crl-24835	20	37	college	college	PROPN
crl-24835	20	38	&	&	CCONJ
crl-24835	20	39	research	research	PROPN
crl-24835	20	40	libraries	library	NOUN
crl-24835	20	41	march	march	PROPN
crl-24835	20	42	2021	2021	NUM
crl-24835	20	43	literature	literature	PROPN
crl-24835	20	44	review	review	NOUN
crl-24835	20	45	libraries	library	NOUN
crl-24835	20	46	and	and	CCONJ
crl-24835	20	47	financial	financial	ADJ
crl-24835	20	48	literacy	literacy	NOUN
crl-24835	20	49	with	with	ADP
crl-24835	20	50	a	a	DET
crl-24835	20	51	reputation	reputation	NOUN
crl-24835	20	52	for	for	ADP
crl-24835	20	53	offering	offer	VERB
crl-24835	20	54	free	free	ADJ
crl-24835	20	55	,	,	PUNCT
crl-24835	20	56	trustworthy	trustworthy	ADJ
crl-24835	20	57	,	,	PUNCT
crl-24835	20	58	and	and	CCONJ
crl-24835	20	59	unbiased	unbiased	ADJ
crl-24835	20	60	information	information	NOUN
crl-24835	20	61	resources	resource	NOUN
crl-24835	20	62	,	,	PUNCT
crl-24835	20	63	libraries	library	NOUN
crl-24835	20	64	naturally	naturally	ADV
crl-24835	20	65	support	support	VERB
crl-24835	20	66	information	information	NOUN
crl-24835	20	67	seeking	seek	VERB
crl-24835	20	68	in	in	ADP
crl-24835	20	69	everyday	everyday	ADJ
crl-24835	20	70	life	life	NOUN
crl-24835	20	71	,	,	PUNCT
crl-24835	20	72	and	and	CCONJ
crl-24835	20	73	the	the	DET
crl-24835	20	74	scholarly	scholarly	ADJ
crl-24835	20	75	literature	literature	NOUN
crl-24835	20	76	provides	provide	VERB
crl-24835	20	77	ample	ample	ADJ
crl-24835	20	78	evidence	evidence	NOUN
crl-24835	20	79	that	that	SCONJ
crl-24835	20	80	this	this	DET
crl-24835	20	81	role	role	NOUN
crl-24835	20	82	extends	extend	VERB
crl-24835	20	83	to	to	ADP
crl-24835	20	84	patrons	patron	NOUN
crl-24835	20	85	’	'	PUNCT
crl-24835	20	86	financial	financial	ADJ
crl-24835	20	87	lives	life	NOUN
crl-24835	20	88	.	.	PUNCT
crl-24835	21	1	a	a	DET
crl-24835	21	2	survey	survey	NOUN
crl-24835	21	3	of	of	ADP
crl-24835	21	4	public	public	ADJ
crl-24835	21	5	and	and	CCONJ
crl-24835	21	6	academic	academic	ADJ
crl-24835	21	7	librarians	librarian	NOUN
crl-24835	21	8	by	by	ADP
crl-24835	21	9	the	the	DET
crl-24835	21	10	reference	reference	NOUN
crl-24835	21	11	&	&	CCONJ
crl-24835	21	12	user	user	PROPN
crl-24835	21	13	services	services	PROPN
crl-24835	21	14	association	association	PROPN
crl-24835	21	15	(	(	PUNCT
crl-24835	21	16	rusa	rusa	NOUN
crl-24835	21	17	)	)	PUNCT
crl-24835	21	18	found	find	VERB
crl-24835	21	19	that	that	SCONJ
crl-24835	21	20	the	the	DET
crl-24835	21	21	majority	majority	NOUN
crl-24835	21	22	of	of	ADP
crl-24835	21	23	respondents	respondent	NOUN
crl-24835	21	24	were	be	AUX
crl-24835	21	25	receiving	receive	VERB
crl-24835	21	26	personal	personal	ADJ
crl-24835	21	27	finance	finance	NOUN
crl-24835	21	28	reference	reference	NOUN
crl-24835	21	29	questions	question	NOUN
crl-24835	21	30	in	in	ADP
crl-24835	21	31	their	their	PRON
crl-24835	21	32	libraries	library	NOUN
crl-24835	21	33	,	,	PUNCT
crl-24835	21	34	with	with	ADP
crl-24835	21	35	60	60	NUM
crl-24835	21	36	percent	percent	NOUN
crl-24835	21	37	reporting	report	VERB
crl-24835	21	38	they	they	PRON
crl-24835	21	39	received	receive	VERB
crl-24835	21	40	these	these	DET
crl-24835	21	41	questions	question	NOUN
crl-24835	21	42	at	at	ADP
crl-24835	21	43	least	least	ADJ
crl-24835	21	44	occasionally.1	occasionally.1	VERB
crl-24835	21	45	support	support	NOUN
crl-24835	21	46	for	for	ADP
crl-24835	21	47	financial	financial	ADJ
crl-24835	21	48	information	information	NOUN
crl-24835	21	49	seeking	seek	VERB
crl-24835	21	50	is	be	AUX
crl-24835	21	51	not	not	PART
crl-24835	21	52	limited	limit	VERB
crl-24835	21	53	to	to	ADP
crl-24835	21	54	the	the	DET
crl-24835	21	55	reference	reference	NOUN
crl-24835	21	56	desk	desk	NOUN
crl-24835	21	57	;	;	PUNCT
crl-24835	21	58	public	public	ADJ
crl-24835	21	59	and	and	CCONJ
crl-24835	21	60	academic	academic	ADJ
crl-24835	21	61	libraries	library	NOUN
crl-24835	21	62	are	be	AUX
crl-24835	21	63	increasingly	increasingly	ADV
crl-24835	21	64	offering	offer	VERB
crl-24835	21	65	financial	financial	ADJ
crl-24835	21	66	literacy	literacy	NOUN
crl-24835	21	67	programming	programming	NOUN
crl-24835	21	68	as	as	ADV
crl-24835	21	69	well	well	ADV
crl-24835	21	70	.	.	PUNCT
crl-24835	22	1	the	the	DET
crl-24835	22	2	same	same	ADJ
crl-24835	22	3	rusa	rusa	NOUN
crl-24835	22	4	survey	survey	NOUN
crl-24835	22	5	found	find	VERB
crl-24835	22	6	that	that	SCONJ
crl-24835	22	7	36	36	NUM
crl-24835	22	8	percent	percent	NOUN
crl-24835	22	9	of	of	ADP
crl-24835	22	10	respondents	respondent	NOUN
crl-24835	22	11	reported	report	VERB
crl-24835	22	12	their	their	PRON
crl-24835	22	13	library	library	NOUN
crl-24835	22	14	offered	offer	VERB
crl-24835	22	15	financial	financial	ADJ
crl-24835	22	16	literacy	literacy	NOUN
crl-24835	22	17	workshops	workshop	NOUN
crl-24835	22	18	,	,	PUNCT
crl-24835	22	19	and	and	CCONJ
crl-24835	22	20	13	13	NUM
crl-24835	22	21	percent	percent	NOUN
crl-24835	22	22	intended	intend	VERB
crl-24835	22	23	to	to	PART
crl-24835	22	24	do	do	VERB
crl-24835	22	25	so	so	ADV
crl-24835	22	26	in	in	ADP
crl-24835	22	27	the	the	DET
crl-24835	22	28	near	near	PROPN
crl-24835	22	29	future.2	future.2	PROPN
crl-24835	22	30	smith	smith	PROPN
crl-24835	22	31	and	and	CCONJ
crl-24835	22	32	eschenfelder	eschenfelder	NOUN
crl-24835	22	33	found	find	VERB
crl-24835	22	34	an	an	DET
crl-24835	22	35	even	even	ADV
crl-24835	22	36	higher	high	ADJ
crl-24835	22	37	rate	rate	NOUN
crl-24835	22	38	of	of	ADP
crl-24835	22	39	participation	participation	NOUN
crl-24835	22	40	among	among	ADP
crl-24835	22	41	public	public	ADJ
crl-24835	22	42	libraries	library	NOUN
crl-24835	22	43	,	,	PUNCT
crl-24835	22	44	with	with	ADP
crl-24835	22	45	82	82	NUM
crl-24835	22	46	percent	percent	NOUN
crl-24835	22	47	offering	offer	VERB
crl-24835	22	48	financial	financial	ADJ
crl-24835	22	49	literacy	literacy	NOUN
crl-24835	22	50	programming	programming	NOUN
crl-24835	22	51	or	or	CCONJ
crl-24835	22	52	services.3	services.3	VERB
crl-24835	22	53	only	only	ADV
crl-24835	22	54	18	18	NUM
crl-24835	22	55	percent	percent	NOUN
crl-24835	22	56	of	of	ADP
crl-24835	22	57	respondents	respondent	NOUN
crl-24835	22	58	had	have	AUX
crl-24835	22	59	offered	offer	VERB
crl-24835	22	60	financial	financial	ADJ
crl-24835	22	61	literacy	literacy	NOUN
crl-24835	22	62	programming	programming	NOUN
crl-24835	22	63	for	for	ADP
crl-24835	22	64	more	more	ADJ
crl-24835	22	65	than	than	ADP
crl-24835	22	66	six	six	NUM
crl-24835	22	67	years	year	NOUN
crl-24835	22	68	,	,	PUNCT
crl-24835	22	69	while	while	SCONJ
crl-24835	22	70	51	51	NUM
crl-24835	22	71	percent	percent	NOUN
crl-24835	22	72	had	have	AUX
crl-24835	22	73	offered	offer	VERB
crl-24835	22	74	programming	programming	NOUN
crl-24835	22	75	for	for	ADP
crl-24835	22	76	at	at	ADV
crl-24835	22	77	least	least	ADV
crl-24835	22	78	two	two	NUM
crl-24835	22	79	years	year	NOUN
crl-24835	22	80	,	,	PUNCT
crl-24835	22	81	suggesting	suggest	VERB
crl-24835	22	82	fast	fast	ADV
crl-24835	22	83	-	-	PUNCT
crl-24835	22	84	paced	pace	VERB
crl-24835	22	85	growth	growth	NOUN
crl-24835	22	86	of	of	ADP
crl-24835	22	87	these	these	DET
crl-24835	22	88	initiatives	initiative	NOUN
crl-24835	22	89	in	in	ADP
crl-24835	22	90	the	the	DET
crl-24835	22	91	years	year	NOUN
crl-24835	22	92	following	follow	VERB
crl-24835	22	93	the	the	DET
crl-24835	22	94	2008	2008	NUM
crl-24835	22	95	recession	recession	NOUN
crl-24835	22	96	.	.	PUNCT
crl-24835	23	1	using	use	VERB
crl-24835	23	2	the	the	DET
crl-24835	23	3	example	example	NOUN
crl-24835	23	4	set	set	VERB
crl-24835	23	5	by	by	ADP
crl-24835	23	6	public	public	ADJ
crl-24835	23	7	libraries	library	NOUN
crl-24835	23	8	and	and	CCONJ
crl-24835	23	9	driven	drive	VERB
crl-24835	23	10	by	by	ADP
crl-24835	23	11	concerns	concern	NOUN
crl-24835	23	12	about	about	ADP
crl-24835	23	13	student	student	NOUN
crl-24835	23	14	debt	debt	NOUN
crl-24835	23	15	and	and	CCONJ
crl-24835	23	16	college	college	NOUN
crl-24835	23	17	costs	cost	NOUN
crl-24835	23	18	,	,	PUNCT
crl-24835	23	19	more	more	ADV
crl-24835	23	20	academic	academic	ADJ
crl-24835	23	21	libraries	library	NOUN
crl-24835	23	22	began	begin	VERB
crl-24835	23	23	offering	offer	VERB
crl-24835	23	24	financial	financial	ADJ
crl-24835	23	25	literacy	literacy	NOUN
crl-24835	23	26	programming	programming	NOUN
crl-24835	23	27	,	,	PUNCT
crl-24835	23	28	as	as	SCONJ
crl-24835	23	29	evidenced	evidence	VERB
crl-24835	23	30	by	by	ADP
crl-24835	23	31	a	a	DET
crl-24835	23	32	surge	surge	NOUN
crl-24835	23	33	in	in	ADP
crl-24835	23	34	articles	article	NOUN
crl-24835	23	35	and	and	CCONJ
crl-24835	23	36	case	case	NOUN
crl-24835	23	37	studies	study	NOUN
crl-24835	23	38	highlighting	highlight	VERB
crl-24835	23	39	financial	financial	ADJ
crl-24835	23	40	literacy	literacy	NOUN
crl-24835	23	41	programs	program	NOUN
crl-24835	23	42	in	in	ADP
crl-24835	23	43	academic	academic	ADJ
crl-24835	23	44	libraries	library	NOUN
crl-24835	23	45	from	from	ADP
crl-24835	23	46	2013	2013	NUM
crl-24835	23	47	onward.4	onward.4	PROPN
crl-24835	23	48	according	accord	VERB
crl-24835	23	49	to	to	ADP
crl-24835	23	50	one	one	NUM
crl-24835	23	51	survey	survey	NOUN
crl-24835	23	52	of	of	ADP
crl-24835	23	53	large	large	ADJ
crl-24835	23	54	academic	academic	ADJ
crl-24835	23	55	libraries	library	NOUN
crl-24835	23	56	,	,	PUNCT
crl-24835	23	57	45	45	NUM
crl-24835	23	58	percent	percent	NOUN
crl-24835	23	59	offer	offer	VERB
crl-24835	23	60	some	some	DET
crl-24835	23	61	type	type	NOUN
crl-24835	23	62	of	of	ADP
crl-24835	23	63	financial	financial	ADJ
crl-24835	23	64	literacy	literacy	NOUN
crl-24835	23	65	programming.5	programming.5	VERB
crl-24835	23	66	the	the	DET
crl-24835	23	67	body	body	NOUN
crl-24835	23	68	of	of	ADP
crl-24835	23	69	literature	literature	NOUN
crl-24835	23	70	on	on	ADP
crl-24835	23	71	how	how	SCONJ
crl-24835	23	72	to	to	PART
crl-24835	23	73	develop	develop	VERB
crl-24835	23	74	financial	financial	ADJ
crl-24835	23	75	literacy	literacy	NOUN
crl-24835	23	76	programs	program	NOUN
crl-24835	23	77	in	in	ADP
crl-24835	23	78	libraries	library	NOUN
crl-24835	23	79	is	be	AUX
crl-24835	23	80	still	still	ADV
crl-24835	23	81	growing	grow	VERB
crl-24835	23	82	with	with	ADP
crl-24835	23	83	recent	recent	ADJ
crl-24835	23	84	publications	publication	NOUN
crl-24835	23	85	,	,	PUNCT
crl-24835	23	86	such	such	ADJ
crl-24835	23	87	as	as	ADP
crl-24835	23	88	ala	ala	PROPN
crl-24835	23	89	editions	edition	NOUN
crl-24835	23	90	’	’	PART
crl-24835	23	91	rainy	rainy	ADJ
crl-24835	23	92	day	day	NOUN
crl-24835	23	93	ready	ready	ADJ
crl-24835	23	94	:	:	PUNCT
crl-24835	23	95	financial	financial	ADJ
crl-24835	23	96	literacy	literacy	NOUN
crl-24835	23	97	programs	program	NOUN
crl-24835	23	98	,	,	PUNCT
crl-24835	23	99	suggesting	suggest	VERB
crl-24835	23	100	a	a	DET
crl-24835	23	101	sustained	sustained	ADJ
crl-24835	23	102	interest	interest	NOUN
crl-24835	23	103	in	in	ADP
crl-24835	23	104	financial	financial	ADJ
crl-24835	23	105	literacy	literacy	NOUN
crl-24835	23	106	programming	programming	NOUN
crl-24835	23	107	among	among	ADP
crl-24835	23	108	both	both	CCONJ
crl-24835	23	109	public	public	ADJ
crl-24835	23	110	and	and	CCONJ
crl-24835	23	111	academic	academic	ADJ
crl-24835	23	112	libraries	library	NOUN
crl-24835	23	113	.	.	PUNCT
crl-24835	24	1	library	library	NOUN
crl-24835	24	2	collections	collection	NOUN
crl-24835	24	3	,	,	PUNCT
crl-24835	24	4	with	with	ADP
crl-24835	24	5	holdings	holding	NOUN
crl-24835	24	6	ranging	range	VERB
crl-24835	24	7	from	from	ADP
crl-24835	24	8	textbooks	textbook	NOUN
crl-24835	24	9	to	to	ADP
crl-24835	24	10	best	good	ADJ
crl-24835	24	11	sellers	seller	NOUN
crl-24835	24	12	,	,	PUNCT
crl-24835	24	13	are	be	AUX
crl-24835	24	14	another	another	DET
crl-24835	24	15	important	important	ADJ
crl-24835	24	16	facet	facet	NOUN
crl-24835	24	17	of	of	ADP
crl-24835	24	18	library	library	ADJ
crl-24835	24	19	assistance	assistance	NOUN
crl-24835	24	20	with	with	ADP
crl-24835	24	21	financial	financial	ADJ
crl-24835	24	22	information	information	NOUN
crl-24835	24	23	seeking	seeking	NOUN
crl-24835	24	24	,	,	PUNCT
crl-24835	24	25	but	but	CCONJ
crl-24835	24	26	this	this	DET
crl-24835	24	27	topic	topic	NOUN
crl-24835	24	28	has	have	AUX
crl-24835	24	29	received	receive	VERB
crl-24835	24	30	limited	limited	ADJ
crl-24835	24	31	attention	attention	NOUN
crl-24835	24	32	in	in	ADP
crl-24835	24	33	the	the	DET
crl-24835	24	34	literature	literature	NOUN
crl-24835	24	35	compared	compare	VERB
crl-24835	24	36	to	to	ADP
crl-24835	24	37	financial	financial	ADJ
crl-24835	24	38	literacy	literacy	NOUN
crl-24835	24	39	programming	programming	NOUN
crl-24835	24	40	.	.	PUNCT
crl-24835	25	1	in	in	ADP
crl-24835	25	2	one	one	NUM
crl-24835	25	3	of	of	ADP
crl-24835	25	4	the	the	DET
crl-24835	25	5	few	few	ADJ
crl-24835	25	6	studies	study	NOUN
crl-24835	25	7	in	in	ADP
crl-24835	25	8	this	this	DET
crl-24835	25	9	area	area	NOUN
crl-24835	25	10	,	,	PUNCT
crl-24835	25	11	faulkner	faulkner	NOUN
crl-24835	25	12	identified	identify	VERB
crl-24835	25	13	the	the	DET
crl-24835	25	14	themes	theme	NOUN
crl-24835	25	15	and	and	CCONJ
crl-24835	25	16	core	core	NOUN
crl-24835	25	17	concepts	concept	NOUN
crl-24835	25	18	discussed	discuss	VERB
crl-24835	25	19	in	in	ADP
crl-24835	25	20	popular	popular	ADJ
crl-24835	25	21	personal	personal	ADJ
crl-24835	25	22	finance	finance	NOUN
crl-24835	25	23	books	book	NOUN
crl-24835	25	24	,	,	PUNCT
crl-24835	25	25	conveying	convey	VERB
crl-24835	25	26	the	the	DET
crl-24835	25	27	challenges	challenge	NOUN
crl-24835	25	28	faced	face	VERB
crl-24835	25	29	by	by	ADP
crl-24835	25	30	the	the	DET
crl-24835	25	31	financial	financial	ADJ
crl-24835	25	32	information	information	NOUN
crl-24835	25	33	–	–	PUNCT
crl-24835	25	34	seeking	seek	VERB
crl-24835	25	35	patron	patron	NOUN
crl-24835	25	36	and	and	CCONJ
crl-24835	25	37	the	the	DET
crl-24835	25	38	important	important	ADJ
crl-24835	25	39	role	role	NOUN
crl-24835	25	40	for	for	ADP
crl-24835	25	41	librarians	librarian	NOUN
crl-24835	25	42	in	in	ADP
crl-24835	25	43	helping	help	VERB
crl-24835	25	44	patrons	patron	NOUN
crl-24835	25	45	navigate	navigate	VERB
crl-24835	25	46	the	the	DET
crl-24835	25	47	often	often	ADV
crl-24835	25	48	contradictory	contradictory	ADJ
crl-24835	25	49	guidance	guidance	NOUN
crl-24835	25	50	provided	provide	VERB
crl-24835	25	51	in	in	ADP
crl-24835	25	52	these	these	DET
crl-24835	25	53	resources.6	resources.6	NOUN
crl-24835	25	54	in	in	ADP
crl-24835	25	55	another	another	DET
crl-24835	25	56	study	study	NOUN
crl-24835	25	57	,	,	PUNCT
crl-24835	25	58	faulkner	faulkner	NOUN
crl-24835	25	59	found	find	VERB
crl-24835	25	60	that	that	SCONJ
crl-24835	25	61	personal	personal	ADJ
crl-24835	25	62	finance	finance	NOUN
crl-24835	25	63	books	book	NOUN
crl-24835	25	64	and	and	CCONJ
crl-24835	25	65	library	library	ADJ
crl-24835	25	66	financial	financial	ADJ
crl-24835	25	67	literacy	literacy	NOUN
crl-24835	25	68	programming	programming	NOUN
crl-24835	25	69	differ	differ	VERB
crl-24835	25	70	in	in	ADP
crl-24835	25	71	the	the	DET
crl-24835	25	72	financial	financial	ADJ
crl-24835	25	73	and	and	CCONJ
crl-24835	25	74	educational	educational	ADJ
crl-24835	25	75	goals	goal	NOUN
crl-24835	25	76	they	they	PRON
crl-24835	25	77	aim	aim	VERB
crl-24835	25	78	to	to	PART
crl-24835	25	79	achieve	achieve	VERB
crl-24835	25	80	,	,	PUNCT
crl-24835	25	81	as	as	ADV
crl-24835	25	82	well	well	ADV
crl-24835	25	83	as	as	ADP
crl-24835	25	84	the	the	DET
crl-24835	25	85	audiences	audience	NOUN
crl-24835	25	86	they	they	PRON
crl-24835	25	87	serve	serve	VERB
crl-24835	25	88	,	,	PUNCT
crl-24835	25	89	which	which	PRON
crl-24835	25	90	librarians	librarian	NOUN
crl-24835	25	91	should	should	AUX
crl-24835	25	92	bear	bear	VERB
crl-24835	25	93	in	in	ADP
crl-24835	25	94	mind	mind	NOUN
crl-24835	25	95	as	as	SCONJ
crl-24835	25	96	they	they	PRON
crl-24835	25	97	develop	develop	VERB
crl-24835	25	98	financial	financial	ADJ
crl-24835	25	99	literacy	literacy	NOUN
crl-24835	25	100	collections	collection	NOUN
crl-24835	25	101	and	and	CCONJ
crl-24835	25	102	programming.7	programming.7	NOUN
crl-24835	25	103	while	while	SCONJ
crl-24835	25	104	the	the	DET
crl-24835	25	105	literature	literature	NOUN
crl-24835	25	106	demonstrates	demonstrate	VERB
crl-24835	25	107	the	the	DET
crl-24835	25	108	capability	capability	NOUN
crl-24835	25	109	and	and	CCONJ
crl-24835	25	110	eagerness	eagerness	NOUN
crl-24835	25	111	of	of	ADP
crl-24835	25	112	libraries	library	NOUN
crl-24835	25	113	to	to	PART
crl-24835	25	114	support	support	VERB
crl-24835	25	115	financial	financial	ADJ
crl-24835	25	116	information	information	NOUN
crl-24835	25	117	seeking	seek	VERB
crl-24835	25	118	through	through	ADP
crl-24835	25	119	reference	reference	NOUN
crl-24835	25	120	,	,	PUNCT
crl-24835	25	121	programming	programming	NOUN
crl-24835	25	122	,	,	PUNCT
crl-24835	25	123	and	and	CCONJ
crl-24835	25	124	collections	collection	NOUN
crl-24835	25	125	,	,	PUNCT
crl-24835	25	126	these	these	DET
crl-24835	25	127	services	service	NOUN
crl-24835	25	128	are	be	AUX
crl-24835	25	129	not	not	PART
crl-24835	25	130	without	without	ADP
crl-24835	25	131	drawbacks	drawback	NOUN
crl-24835	25	132	.	.	PUNCT
crl-24835	26	1	librarians	librarian	NOUN
crl-24835	26	2	trying	try	VERB
crl-24835	26	3	to	to	PART
crl-24835	26	4	help	help	VERB
crl-24835	26	5	those	those	PRON
crl-24835	26	6	seeking	seek	VERB
crl-24835	26	7	financial	financial	ADJ
crl-24835	26	8	information	information	NOUN
crl-24835	26	9	must	must	AUX
crl-24835	26	10	confront	confront	VERB
crl-24835	26	11	a	a	DET
crl-24835	26	12	myriad	myriad	NOUN
crl-24835	26	13	of	of	ADP
crl-24835	26	14	challenges	challenge	NOUN
crl-24835	26	15	,	,	PUNCT
crl-24835	26	16	including	include	VERB
crl-24835	26	17	,	,	PUNCT
crl-24835	26	18	potentially	potentially	ADV
crl-24835	26	19	,	,	PUNCT
crl-24835	26	20	the	the	DET
crl-24835	26	21	librarian	librarian	NOUN
crl-24835	26	22	’s	’s	PART
crl-24835	26	23	own	own	ADJ
crl-24835	26	24	lack	lack	NOUN
crl-24835	26	25	of	of	ADP
crl-24835	26	26	personal	personal	ADJ
crl-24835	26	27	knowledge	knowledge	NOUN
crl-24835	26	28	or	or	CCONJ
crl-24835	26	29	training	training	NOUN
crl-24835	26	30	in	in	ADP
crl-24835	26	31	personal	personal	ADJ
crl-24835	26	32	finance.8	finance.8	NOUN
crl-24835	26	33	other	other	ADJ
crl-24835	26	34	concerns	concern	NOUN
crl-24835	26	35	include	include	VERB
crl-24835	26	36	protecting	protect	VERB
crl-24835	26	37	patron	patron	NOUN
crl-24835	26	38	privacy	privacy	NOUN
crl-24835	26	39	when	when	SCONJ
crl-24835	26	40	handling	handle	VERB
crl-24835	26	41	sensitive	sensitive	ADJ
crl-24835	26	42	information	information	NOUN
crl-24835	26	43	;	;	PUNCT
crl-24835	26	44	liability	liability	NOUN
crl-24835	26	45	issues	issue	NOUN
crl-24835	26	46	for	for	ADP
crl-24835	26	47	the	the	DET
crl-24835	26	48	library	library	NOUN
crl-24835	26	49	should	should	AUX
crl-24835	26	50	they	they	PRON
crl-24835	26	51	cross	cross	VERB
crl-24835	26	52	the	the	DET
crl-24835	26	53	line	line	NOUN
crl-24835	26	54	from	from	ADP
crl-24835	26	55	offering	offer	VERB
crl-24835	26	56	financial	financial	ADJ
crl-24835	26	57	information	information	NOUN
crl-24835	26	58	to	to	ADP
crl-24835	26	59	financial	financial	ADJ
crl-24835	26	60	advice	advice	NOUN
crl-24835	26	61	;	;	PUNCT
crl-24835	26	62	and	and	CCONJ
crl-24835	26	63	committing	commit	VERB
crl-24835	26	64	time	time	NOUN
crl-24835	26	65	,	,	PUNCT
crl-24835	26	66	resources	resource	NOUN
crl-24835	26	67	,	,	PUNCT
crl-24835	26	68	and	and	CCONJ
crl-24835	26	69	space	space	NOUN
crl-24835	26	70	to	to	ADP
crl-24835	26	71	financial	financial	ADJ
crl-24835	26	72	literacy	literacy	NOUN
crl-24835	26	73	amid	amid	ADP
crl-24835	26	74	competing	compete	VERB
crl-24835	26	75	priorities.9	priorities.9	NOUN
crl-24835	26	76	they	they	PRON
crl-24835	26	77	seek	seek	VERB
crl-24835	26	78	,	,	PUNCT
crl-24835	26	79	but	but	CCONJ
crl-24835	26	80	do	do	AUX
crl-24835	26	81	they	they	PRON
crl-24835	26	82	find	find	VERB
crl-24835	26	83	?	?	PUNCT
crl-24835	27	1	269	269	NUM
crl-24835	27	2	everyday	everyday	ADJ
crl-24835	27	3	life	life	NOUN
crl-24835	27	4	information	information	NOUN
crl-24835	27	5	–	–	PUNCT
crl-24835	27	6	seeking	seek	VERB
crl-24835	27	7	behavior	behavior	NOUN
crl-24835	27	8	in	in	ADP
crl-24835	27	9	an	an	DET
crl-24835	27	10	academic	academic	ADJ
crl-24835	27	11	context	context	NOUN
crl-24835	27	12	,	,	PUNCT
crl-24835	27	13	studies	study	NOUN
crl-24835	27	14	show	show	VERB
crl-24835	27	15	that	that	SCONJ
crl-24835	27	16	students	student	NOUN
crl-24835	27	17	desire	desire	VERB
crl-24835	27	18	quick	quick	ADJ
crl-24835	27	19	access	access	NOUN
crl-24835	27	20	to	to	ADP
crl-24835	27	21	resources	resource	NOUN
crl-24835	27	22	they	they	PRON
crl-24835	27	23	need	need	VERB
crl-24835	27	24	.	.	PUNCT
crl-24835	28	1	a	a	DET
crl-24835	28	2	study	study	NOUN
crl-24835	28	3	conducted	conduct	VERB
crl-24835	28	4	by	by	ADP
crl-24835	28	5	connaway	connaway	PROPN
crl-24835	28	6	,	,	PUNCT
crl-24835	28	7	dickey	dickey	PROPN
crl-24835	28	8	,	,	PUNCT
crl-24835	28	9	and	and	CCONJ
crl-24835	28	10	radford	radford	PROPN
crl-24835	28	11	saw	see	VERB
crl-24835	28	12	that	that	SCONJ
crl-24835	28	13	convenience	convenience	NOUN
crl-24835	28	14	factors	factor	NOUN
crl-24835	28	15	such	such	ADJ
crl-24835	28	16	as	as	ADP
crl-24835	28	17	access	access	NOUN
crl-24835	28	18	,	,	PUNCT
crl-24835	28	19	ease	ease	NOUN
crl-24835	28	20	of	of	ADP
crl-24835	28	21	use	use	NOUN
crl-24835	28	22	,	,	PUNCT
crl-24835	28	23	and	and	CCONJ
crl-24835	28	24	time	time	NOUN
crl-24835	28	25	largely	largely	ADV
crl-24835	28	26	guided	guide	VERB
crl-24835	28	27	how	how	SCONJ
crl-24835	28	28	students	student	NOUN
crl-24835	28	29	chose	choose	VERB
crl-24835	28	30	resources	resource	NOUN
crl-24835	28	31	;	;	PUNCT
crl-24835	28	32	sometimes	sometimes	ADV
crl-24835	28	33	students	student	NOUN
crl-24835	28	34	even	even	ADV
crl-24835	28	35	willingly	willingly	ADV
crl-24835	28	36	sacrificed	sacrifice	VERB
crl-24835	28	37	the	the	DET
crl-24835	28	38	content	content	NOUN
crl-24835	28	39	of	of	ADP
crl-24835	28	40	a	a	DET
crl-24835	28	41	source	source	NOUN
crl-24835	28	42	in	in	ADP
crl-24835	28	43	favor	favor	NOUN
crl-24835	28	44	of	of	ADP
crl-24835	28	45	these	these	DET
crl-24835	28	46	other	other	ADJ
crl-24835	28	47	factors.10	factors.10	NOUN
crl-24835	28	48	similarly	similarly	ADV
crl-24835	28	49	,	,	PUNCT
crl-24835	28	50	komissarov	komissarov	PROPN
crl-24835	28	51	and	and	CCONJ
crl-24835	28	52	murray	murray	PROPN
crl-24835	28	53	found	find	VERB
crl-24835	28	54	that	that	SCONJ
crl-24835	28	55	students	student	NOUN
crl-24835	28	56	placed	place	VERB
crl-24835	28	57	an	an	DET
crl-24835	28	58	emphasis	emphasis	NOUN
crl-24835	28	59	on	on	ADP
crl-24835	28	60	full	full	ADJ
crl-24835	28	61	-	-	PUNCT
crl-24835	28	62	text	text	NOUN
crl-24835	28	63	availability	availability	NOUN
crl-24835	28	64	over	over	ADP
crl-24835	28	65	other	other	ADJ
crl-24835	28	66	source	source	NOUN
crl-24835	28	67	attributes	attribute	VERB
crl-24835	28	68	such	such	ADJ
crl-24835	28	69	as	as	ADP
crl-24835	28	70	being	be	AUX
crl-24835	28	71	recent	recent	ADJ
crl-24835	28	72	or	or	CCONJ
crl-24835	28	73	peer	peer	NOUN
crl-24835	28	74	reviewed.11	reviewed.11	NOUN
crl-24835	28	75	this	this	DET
crl-24835	28	76	emphasis	emphasis	NOUN
crl-24835	28	77	on	on	ADP
crl-24835	28	78	quick	quick	ADJ
crl-24835	28	79	,	,	PUNCT
crl-24835	28	80	easy	easy	ADJ
crl-24835	28	81	access	access	NOUN
crl-24835	28	82	to	to	ADP
crl-24835	28	83	resources	resource	NOUN
crl-24835	28	84	appears	appear	VERB
crl-24835	28	85	to	to	PART
crl-24835	28	86	hold	hold	VERB
crl-24835	28	87	true	true	ADJ
crl-24835	28	88	across	across	ADP
crl-24835	28	89	distinct	distinct	ADJ
crl-24835	28	90	student	student	NOUN
crl-24835	28	91	populations.12	populations.12	PROPN
crl-24835	28	92	outside	outside	ADP
crl-24835	28	93	of	of	ADP
crl-24835	28	94	academia	academia	NOUN
crl-24835	28	95	,	,	PUNCT
crl-24835	28	96	studies	study	NOUN
crl-24835	28	97	have	have	AUX
crl-24835	28	98	investigated	investigate	VERB
crl-24835	28	99	information	information	NOUN
crl-24835	28	100	seeking	seek	VERB
crl-24835	28	101	in	in	ADP
crl-24835	28	102	an	an	DET
crl-24835	28	103	everyday	everyday	ADJ
crl-24835	28	104	context	context	NOUN
crl-24835	28	105	and	and	CCONJ
crl-24835	28	106	have	have	AUX
crl-24835	28	107	found	find	VERB
crl-24835	28	108	that	that	SCONJ
crl-24835	28	109	people	people	NOUN
crl-24835	28	110	rely	rely	VERB
crl-24835	28	111	on	on	ADP
crl-24835	28	112	their	their	PRON
crl-24835	28	113	own	own	ADJ
crl-24835	28	114	experience	experience	NOUN
crl-24835	28	115	,	,	PUNCT
crl-24835	28	116	informal	informal	ADJ
crl-24835	28	117	information	information	NOUN
crl-24835	28	118	sources	source	NOUN
crl-24835	28	119	,	,	PUNCT
crl-24835	28	120	and	and	CCONJ
crl-24835	28	121	personal	personal	ADJ
crl-24835	28	122	networks	network	NOUN
crl-24835	28	123	to	to	PART
crl-24835	28	124	obtain	obtain	VERB
crl-24835	28	125	information	information	NOUN
crl-24835	28	126	for	for	ADP
crl-24835	28	127	daily	daily	ADJ
crl-24835	28	128	activities	activity	NOUN
crl-24835	28	129	.	.	PUNCT
crl-24835	29	1	a	a	DET
crl-24835	29	2	model	model	NOUN
crl-24835	29	3	presented	present	VERB
crl-24835	29	4	by	by	ADP
crl-24835	29	5	savolainen	savolainen	PROPN
crl-24835	29	6	formalized	formalize	VERB
crl-24835	29	7	ways	way	NOUN
crl-24835	29	8	to	to	PART
crl-24835	29	9	research	research	VERB
crl-24835	29	10	the	the	DET
crl-24835	29	11	information	information	NOUN
crl-24835	29	12	-	-	PUNCT
crl-24835	29	13	seeking	seek	VERB
crl-24835	29	14	processes	process	NOUN
crl-24835	29	15	in	in	ADP
crl-24835	29	16	daily	daily	ADJ
crl-24835	29	17	life	life	NOUN
crl-24835	29	18	and	and	CCONJ
crl-24835	29	19	led	lead	VERB
crl-24835	29	20	to	to	ADP
crl-24835	29	21	more	more	ADJ
crl-24835	29	22	studies	study	NOUN
crl-24835	29	23	being	be	AUX
crl-24835	29	24	conducted	conduct	VERB
crl-24835	29	25	on	on	ADP
crl-24835	29	26	various	various	ADJ
crl-24835	29	27	everyday	everyday	ADJ
crl-24835	29	28	life	life	NOUN
crl-24835	29	29	information	information	NOUN
crl-24835	29	30	–	–	PUNCT
crl-24835	29	31	seeking	seeking	NOUN
crl-24835	29	32	(	(	PUNCT
crl-24835	29	33	elis	elis	PROPN
crl-24835	29	34	)	)	PUNCT
crl-24835	29	35	scenarios.13	scenarios.13	NOUN
crl-24835	29	36	studies	study	NOUN
crl-24835	29	37	done	do	VERB
crl-24835	29	38	on	on	ADP
crl-24835	29	39	information	information	NOUN
crl-24835	29	40	seeking	seek	VERB
crl-24835	29	41	in	in	ADP
crl-24835	29	42	various	various	ADJ
crl-24835	29	43	occupations	occupation	NOUN
crl-24835	29	44	such	such	ADJ
crl-24835	29	45	as	as	ADP
crl-24835	29	46	farming	farming	NOUN
crl-24835	29	47	,	,	PUNCT
crl-24835	29	48	engineering	engineering	NOUN
crl-24835	29	49	,	,	PUNCT
crl-24835	29	50	and	and	CCONJ
crl-24835	29	51	nursing	nursing	NOUN
crl-24835	29	52	have	have	AUX
crl-24835	29	53	all	all	PRON
crl-24835	29	54	found	find	VERB
crl-24835	29	55	that	that	SCONJ
crl-24835	29	56	,	,	PUNCT
crl-24835	29	57	regardless	regardless	ADV
crl-24835	29	58	of	of	ADP
crl-24835	29	59	the	the	DET
crl-24835	29	60	diverse	diverse	ADJ
crl-24835	29	61	information	information	NOUN
crl-24835	29	62	needs	need	VERB
crl-24835	29	63	for	for	ADP
crl-24835	29	64	each	each	DET
crl-24835	29	65	occupation	occupation	NOUN
crl-24835	29	66	,	,	PUNCT
crl-24835	29	67	information	information	NOUN
crl-24835	29	68	is	be	AUX
crl-24835	29	69	mainly	mainly	ADV
crl-24835	29	70	obtained	obtain	VERB
crl-24835	29	71	through	through	ADP
crl-24835	29	72	informal	informal	ADJ
crl-24835	29	73	information	information	NOUN
crl-24835	29	74	sources	source	NOUN
crl-24835	29	75	such	such	ADJ
crl-24835	29	76	as	as	ADP
crl-24835	29	77	personal	personal	ADJ
crl-24835	29	78	networks.14	networks.14	PROPN
crl-24835	29	79	financial	financial	ADJ
crl-24835	29	80	information	information	NOUN
crl-24835	29	81	–	–	PUNCT
crl-24835	29	82	seeking	seek	VERB
crl-24835	29	83	behavior	behavior	NOUN
crl-24835	29	84	a	a	DET
crl-24835	29	85	portion	portion	NOUN
crl-24835	29	86	of	of	ADP
crl-24835	29	87	the	the	DET
crl-24835	29	88	literature	literature	NOUN
crl-24835	29	89	that	that	PRON
crl-24835	29	90	analyzes	analyze	VERB
crl-24835	29	91	everyday	everyday	ADJ
crl-24835	29	92	life	life	NOUN
crl-24835	29	93	information	information	NOUN
crl-24835	29	94	–	–	PUNCT
crl-24835	29	95	seeking	seek	VERB
crl-24835	29	96	behavior	behavior	NOUN
crl-24835	29	97	focuses	focus	VERB
crl-24835	29	98	specifically	specifically	ADV
crl-24835	29	99	on	on	ADP
crl-24835	29	100	financial	financial	ADJ
crl-24835	29	101	information	information	NOUN
crl-24835	29	102	–	–	PUNCT
crl-24835	29	103	seeking	seek	VERB
crl-24835	29	104	behavior	behavior	NOUN
crl-24835	29	105	.	.	PUNCT
crl-24835	30	1	these	these	DET
crl-24835	30	2	studies	study	NOUN
crl-24835	30	3	typically	typically	ADV
crl-24835	30	4	focus	focus	VERB
crl-24835	30	5	on	on	ADP
crl-24835	30	6	the	the	DET
crl-24835	30	7	sources	source	NOUN
crl-24835	30	8	people	people	NOUN
crl-24835	30	9	use	use	VERB
crl-24835	30	10	to	to	PART
crl-24835	30	11	address	address	VERB
crl-24835	30	12	a	a	DET
crl-24835	30	13	particular	particular	ADJ
crl-24835	30	14	financial	financial	ADJ
crl-24835	30	15	event	event	NOUN
crl-24835	30	16	and	and	CCONJ
crl-24835	30	17	why	why	SCONJ
crl-24835	30	18	they	they	PRON
crl-24835	30	19	select	select	VERB
crl-24835	30	20	these	these	DET
crl-24835	30	21	sources	source	NOUN
crl-24835	30	22	.	.	PUNCT
crl-24835	31	1	while	while	SCONJ
crl-24835	31	2	very	very	ADV
crl-24835	31	3	few	few	ADJ
crl-24835	31	4	studies	study	NOUN
crl-24835	31	5	were	be	AUX
crl-24835	31	6	located	locate	VERB
crl-24835	31	7	that	that	PRON
crl-24835	31	8	explored	explore	VERB
crl-24835	31	9	the	the	DET
crl-24835	31	10	unique	unique	ADJ
crl-24835	31	11	financial	financial	ADJ
crl-24835	31	12	information	information	NOUN
crl-24835	31	13	–	–	PUNCT
crl-24835	31	14	seeking	seek	VERB
crl-24835	31	15	behavior	behavior	NOUN
crl-24835	31	16	of	of	ADP
crl-24835	31	17	college	college	NOUN
crl-24835	31	18	students	student	NOUN
crl-24835	31	19	,	,	PUNCT
crl-24835	31	20	many	many	ADJ
crl-24835	31	21	studies	study	NOUN
crl-24835	31	22	have	have	AUX
crl-24835	31	23	focused	focus	VERB
crl-24835	31	24	on	on	ADP
crl-24835	31	25	informationsearch	informationsearch	NOUN
crl-24835	31	26	behavior	behavior	NOUN
crl-24835	31	27	related	relate	VERB
crl-24835	31	28	to	to	ADP
crl-24835	31	29	retirement	retirement	NOUN
crl-24835	31	30	,	,	PUNCT
crl-24835	31	31	investing	investing	NOUN
crl-24835	31	32	,	,	PUNCT
crl-24835	31	33	and	and	CCONJ
crl-24835	31	34	consumer	consumer	NOUN
crl-24835	31	35	purchasing	purchasing	NOUN
crl-24835	31	36	decisions	decision	NOUN
crl-24835	31	37	.	.	PUNCT
crl-24835	32	1	retirement	retirement	NOUN
crl-24835	32	2	is	be	AUX
crl-24835	32	3	an	an	DET
crl-24835	32	4	event	event	NOUN
crl-24835	32	5	that	that	PRON
crl-24835	32	6	is	be	AUX
crl-24835	32	7	frequently	frequently	ADV
crl-24835	32	8	studied	study	VERB
crl-24835	32	9	in	in	ADP
crl-24835	32	10	financial	financial	ADJ
crl-24835	32	11	information	information	NOUN
crl-24835	32	12	–	–	PUNCT
crl-24835	32	13	seeking	seek	VERB
crl-24835	32	14	behavior	behavior	NOUN
crl-24835	32	15	literature	literature	NOUN
crl-24835	32	16	.	.	PUNCT
crl-24835	33	1	a	a	DET
crl-24835	33	2	study	study	NOUN
crl-24835	33	3	by	by	ADP
crl-24835	33	4	johansen	johansen	PROPN
crl-24835	33	5	found	find	VERB
crl-24835	33	6	a	a	DET
crl-24835	33	7	person	person	NOUN
crl-24835	33	8	’s	’s	PART
crl-24835	33	9	social	social	ADJ
crl-24835	33	10	environment	environment	NOUN
crl-24835	33	11	and	and	CCONJ
crl-24835	33	12	the	the	DET
crl-24835	33	13	availability	availability	NOUN
crl-24835	33	14	of	of	ADP
crl-24835	33	15	retirement	retirement	NOUN
crl-24835	33	16	information	information	NOUN
crl-24835	33	17	positively	positively	ADV
crl-24835	33	18	affected	affect	VERB
crl-24835	33	19	enrollment	enrollment	NOUN
crl-24835	33	20	in	in	ADP
crl-24835	33	21	an	an	DET
crl-24835	33	22	employer	employer	NOUN
crl-24835	33	23	-	-	PUNCT
crl-24835	33	24	based	base	VERB
crl-24835	33	25	pension	pension	NOUN
crl-24835	33	26	plan.15	plan.15	NOUN
crl-24835	33	27	another	another	DET
crl-24835	33	28	study	study	NOUN
crl-24835	33	29	examined	examine	VERB
crl-24835	33	30	the	the	DET
crl-24835	33	31	sources	source	NOUN
crl-24835	33	32	that	that	PRON
crl-24835	33	33	women	woman	NOUN
crl-24835	33	34	used	use	VERB
crl-24835	33	35	to	to	PART
crl-24835	33	36	make	make	VERB
crl-24835	33	37	decisions	decision	NOUN
crl-24835	33	38	about	about	ADP
crl-24835	33	39	saving	save	VERB
crl-24835	33	40	for	for	ADP
crl-24835	33	41	retirement	retirement	NOUN
crl-24835	33	42	and	and	CCONJ
crl-24835	33	43	concluded	conclude	VERB
crl-24835	33	44	that	that	SCONJ
crl-24835	33	45	younger	young	ADJ
crl-24835	33	46	women	woman	NOUN
crl-24835	33	47	who	who	PRON
crl-24835	33	48	relied	rely	VERB
crl-24835	33	49	more	more	ADJ
crl-24835	33	50	on	on	ADP
crl-24835	33	51	information	information	NOUN
crl-24835	33	52	from	from	ADP
crl-24835	33	53	friends/	friends/	NUM
crl-24835	33	54	relatives	relative	NOUN
crl-24835	33	55	saved	save	VERB
crl-24835	33	56	less	less	ADJ
crl-24835	33	57	than	than	ADP
crl-24835	33	58	older	old	ADJ
crl-24835	33	59	women	woman	NOUN
crl-24835	33	60	who	who	PRON
crl-24835	33	61	consulted	consult	VERB
crl-24835	33	62	financial	financial	ADJ
crl-24835	33	63	professionals.16	professionals.16	PROPN
crl-24835	33	64	another	another	DET
crl-24835	33	65	financial	financial	ADJ
crl-24835	33	66	event	event	NOUN
crl-24835	33	67	that	that	PRON
crl-24835	33	68	is	be	AUX
crl-24835	33	69	also	also	ADV
crl-24835	33	70	addressed	address	VERB
crl-24835	33	71	in	in	ADP
crl-24835	33	72	the	the	DET
crl-24835	33	73	literature	literature	NOUN
crl-24835	33	74	is	be	AUX
crl-24835	33	75	investing	invest	VERB
crl-24835	33	76	and	and	CCONJ
crl-24835	33	77	related	relate	VERB
crl-24835	33	78	personal	personal	ADJ
crl-24835	33	79	interactions	interaction	NOUN
crl-24835	33	80	.	.	PUNCT
crl-24835	34	1	in	in	ADP
crl-24835	34	2	some	some	DET
crl-24835	34	3	instances	instance	NOUN
crl-24835	34	4	,	,	PUNCT
crl-24835	34	5	investors	investor	NOUN
crl-24835	34	6	were	be	AUX
crl-24835	34	7	observed	observe	VERB
crl-24835	34	8	gathering	gather	VERB
crl-24835	34	9	information	information	NOUN
crl-24835	34	10	from	from	ADP
crl-24835	34	11	a	a	DET
crl-24835	34	12	variety	variety	NOUN
crl-24835	34	13	of	of	ADP
crl-24835	34	14	sources	source	NOUN
crl-24835	34	15	,	,	PUNCT
crl-24835	34	16	including	include	VERB
crl-24835	34	17	informal	informal	ADJ
crl-24835	34	18	networks	network	NOUN
crl-24835	34	19	online.17	online.17	NOUN
crl-24835	34	20	consumer	consumer	NOUN
crl-24835	34	21	purchasing	purchasing	NOUN
crl-24835	34	22	decisions	decision	NOUN
crl-24835	34	23	for	for	ADP
crl-24835	34	24	various	various	ADJ
crl-24835	34	25	products	product	NOUN
crl-24835	34	26	are	be	AUX
crl-24835	34	27	also	also	ADV
crl-24835	34	28	widely	widely	ADV
crl-24835	34	29	studied	study	VERB
crl-24835	34	30	,	,	PUNCT
crl-24835	34	31	often	often	ADV
crl-24835	34	32	drawing	draw	VERB
crl-24835	34	33	conclusions	conclusion	NOUN
crl-24835	34	34	based	base	VERB
crl-24835	34	35	on	on	ADP
crl-24835	34	36	demographic	demographic	ADJ
crl-24835	34	37	groupings	grouping	NOUN
crl-24835	34	38	of	of	ADP
crl-24835	34	39	consumers	consumer	NOUN
crl-24835	34	40	or	or	CCONJ
crl-24835	34	41	investigating	investigate	VERB
crl-24835	34	42	the	the	DET
crl-24835	34	43	specific	specific	ADJ
crl-24835	34	44	information	information	NOUN
crl-24835	34	45	sources	source	NOUN
crl-24835	34	46	they	they	PRON
crl-24835	34	47	used	use	VERB
crl-24835	34	48	.	.	PUNCT
crl-24835	35	1	fan	fan	PROPN
crl-24835	35	2	and	and	CCONJ
crl-24835	35	3	chatterjee	chatterjee	PROPN
crl-24835	35	4	investigated	investigate	VERB
crl-24835	35	5	comparison	comparison	NOUN
crl-24835	35	6	shopping	shop	VERB
crl-24835	35	7	for	for	ADP
crl-24835	35	8	credit	credit	NOUN
crl-24835	35	9	cards	card	NOUN
crl-24835	35	10	and	and	CCONJ
crl-24835	35	11	mortgages	mortgage	NOUN
crl-24835	35	12	and	and	CCONJ
crl-24835	35	13	found	find	VERB
crl-24835	35	14	that	that	SCONJ
crl-24835	35	15	older	old	ADJ
crl-24835	35	16	individuals	individual	NOUN
crl-24835	35	17	were	be	AUX
crl-24835	35	18	more	more	ADV
crl-24835	35	19	likely	likely	ADJ
crl-24835	35	20	to	to	PART
crl-24835	35	21	compare	compare	VERB
crl-24835	35	22	credit	credit	NOUN
crl-24835	35	23	card	card	NOUN
crl-24835	35	24	and	and	CCONJ
crl-24835	35	25	mortgage	mortgage	NOUN
crl-24835	35	26	loan	loan	NOUN
crl-24835	35	27	offerings	offering	NOUN
crl-24835	35	28	than	than	SCONJ
crl-24835	35	29	underserved	underserved	ADJ
crl-24835	35	30	groups.18	groups.18	NOUN
crl-24835	35	31	savolainen	savolainen	PROPN
crl-24835	35	32	interviewed	interview	VERB
crl-24835	35	33	homebuyers	homebuyer	NOUN
crl-24835	35	34	on	on	ADP
crl-24835	35	35	the	the	DET
crl-24835	35	36	most	most	ADV
crl-24835	35	37	important	important	ADJ
crl-24835	35	38	criteria	criterion	NOUN
crl-24835	35	39	for	for	ADP
crl-24835	35	40	sources	source	NOUN
crl-24835	35	41	used	use	VERB
crl-24835	35	42	during	during	ADP
crl-24835	35	43	the	the	DET
crl-24835	35	44	home	home	NOUN
crl-24835	35	45	-	-	PUNCT
crl-24835	35	46	buying	buying	NOUN
crl-24835	35	47	process	process	NOUN
crl-24835	35	48	and	and	CCONJ
crl-24835	35	49	concluded	conclude	VERB
crl-24835	35	50	that	that	SCONJ
crl-24835	35	51	the	the	DET
crl-24835	35	52	timeliness	timeliness	NOUN
crl-24835	35	53	of	of	ADP
crl-24835	35	54	information	information	NOUN
crl-24835	35	55	was	be	AUX
crl-24835	35	56	particularly	particularly	ADV
crl-24835	35	57	important	important	ADJ
crl-24835	35	58	based	base	VERB
crl-24835	35	59	on	on	ADP
crl-24835	35	60	the	the	DET
crl-24835	35	61	quickly	quickly	ADV
crl-24835	35	62	changing	change	VERB
crl-24835	35	63	market.19	market.19	NOUN
crl-24835	35	64	another	another	DET
crl-24835	35	65	study	study	NOUN
crl-24835	35	66	investigated	investigate	VERB
crl-24835	35	67	both	both	CCONJ
crl-24835	35	68	the	the	DET
crl-24835	35	69	individual	individual	ADJ
crl-24835	35	70	consumer	consumer	NOUN
crl-24835	35	71	and	and	CCONJ
crl-24835	35	72	their	their	PRON
crl-24835	35	73	shopping	shopping	NOUN
crl-24835	35	74	environment	environment	NOUN
crl-24835	35	75	to	to	PART
crl-24835	35	76	analyze	analyze	VERB
crl-24835	35	77	the	the	DET
crl-24835	35	78	effect	effect	NOUN
crl-24835	35	79	that	that	SCONJ
crl-24835	35	80	browsing	browse	VERB
crl-24835	35	81	had	have	VERB
crl-24835	35	82	on	on	ADP
crl-24835	35	83	their	their	PRON
crl-24835	35	84	final	final	ADJ
crl-24835	35	85	purchase.20	purchase.20	PROPN
crl-24835	35	86	overall	overall	ADV
crl-24835	35	87	,	,	PUNCT
crl-24835	35	88	studies	study	NOUN
crl-24835	35	89	showed	show	VERB
crl-24835	35	90	that	that	SCONJ
crl-24835	35	91	,	,	PUNCT
crl-24835	35	92	similar	similar	ADJ
crl-24835	35	93	to	to	ADP
crl-24835	35	94	other	other	ADJ
crl-24835	35	95	everyday	everyday	ADJ
crl-24835	35	96	life	life	NOUN
crl-24835	35	97	–	–	PUNCT
crl-24835	35	98	seeking	seek	VERB
crl-24835	35	99	information	information	NOUN
crl-24835	35	100	behavior	behavior	NOUN
crl-24835	35	101	,	,	PUNCT
crl-24835	35	102	the	the	DET
crl-24835	35	103	emphasis	emphasis	NOUN
crl-24835	35	104	on	on	ADP
crl-24835	35	105	quick	quick	ADJ
crl-24835	35	106	,	,	PUNCT
crl-24835	35	107	easy	easy	ADJ
crl-24835	35	108	-	-	PUNCT
crl-24835	35	109	to	to	ADP
crl-24835	35	110	-	-	PUNCT
crl-24835	35	111	access	access	NOUN
crl-24835	35	112	information	information	NOUN
crl-24835	35	113	held	hold	VERB
crl-24835	35	114	true	true	ADJ
crl-24835	35	115	regardless	regardless	ADV
crl-24835	35	116	of	of	ADP
crl-24835	35	117	the	the	DET
crl-24835	35	118	financial	financial	ADJ
crl-24835	35	119	product	product	NOUN
crl-24835	35	120	or	or	CCONJ
crl-24835	35	121	behavior	behavior	NOUN
crl-24835	35	122	being	be	AUX
crl-24835	35	123	studied	study	VERB
crl-24835	35	124	.	.	PUNCT
crl-24835	36	1	270	270	NUM
crl-24835	36	2	college	college	PROPN
crl-24835	36	3	&	&	CCONJ
crl-24835	36	4	research	research	PROPN
crl-24835	36	5	libraries	library	NOUN
crl-24835	36	6	march	march	PROPN
crl-24835	36	7	2021	2021	NUM
crl-24835	36	8	college	college	NOUN
crl-24835	36	9	students	student	NOUN
crl-24835	36	10	and	and	CCONJ
crl-24835	36	11	financial	financial	ADJ
crl-24835	36	12	literacy	literacy	NOUN
crl-24835	36	13	studies	study	NOUN
crl-24835	36	14	exploring	explore	VERB
crl-24835	36	15	the	the	DET
crl-24835	36	16	financial	financial	ADJ
crl-24835	36	17	literacy	literacy	NOUN
crl-24835	36	18	of	of	ADP
crl-24835	36	19	college	college	NOUN
crl-24835	36	20	students	student	NOUN
crl-24835	36	21	fall	fall	VERB
crl-24835	36	22	mainly	mainly	ADV
crl-24835	36	23	into	into	ADP
crl-24835	36	24	two	two	NUM
crl-24835	36	25	categories	category	NOUN
crl-24835	36	26	:	:	PUNCT
crl-24835	36	27	measuring	measure	VERB
crl-24835	36	28	the	the	DET
crl-24835	36	29	financial	financial	ADJ
crl-24835	36	30	literacy	literacy	NOUN
crl-24835	36	31	of	of	ADP
crl-24835	36	32	various	various	ADJ
crl-24835	36	33	student	student	NOUN
crl-24835	36	34	populations	population	NOUN
crl-24835	36	35	and	and	CCONJ
crl-24835	36	36	studying	study	VERB
crl-24835	36	37	the	the	DET
crl-24835	36	38	impact	impact	NOUN
crl-24835	36	39	of	of	ADP
crl-24835	36	40	financial	financial	ADJ
crl-24835	36	41	literacy	literacy	NOUN
crl-24835	36	42	instruction	instruction	NOUN
crl-24835	36	43	on	on	ADP
crl-24835	36	44	student	student	NOUN
crl-24835	36	45	behavior	behavior	NOUN
crl-24835	36	46	.	.	PUNCT
crl-24835	37	1	almost	almost	ADV
crl-24835	37	2	all	all	PRON
crl-24835	37	3	of	of	ADP
crl-24835	37	4	these	these	DET
crl-24835	37	5	studies	study	NOUN
crl-24835	37	6	measure	measure	VERB
crl-24835	37	7	two	two	NUM
crl-24835	37	8	distinct	distinct	ADJ
crl-24835	37	9	levels	level	NOUN
crl-24835	37	10	of	of	ADP
crl-24835	37	11	financial	financial	ADJ
crl-24835	37	12	literacy	literacy	NOUN
crl-24835	37	13	:	:	PUNCT
crl-24835	37	14	subjective	subjective	ADJ
crl-24835	37	15	(	(	PUNCT
crl-24835	37	16	students	student	NOUN
crl-24835	37	17	’	'	PUNCT
crl-24835	37	18	perceptions	perception	NOUN
crl-24835	37	19	of	of	ADP
crl-24835	37	20	their	their	PRON
crl-24835	37	21	own	own	ADJ
crl-24835	37	22	literacy	literacy	NOUN
crl-24835	37	23	)	)	PUNCT
crl-24835	37	24	and	and	CCONJ
crl-24835	37	25	objective	objective	ADJ
crl-24835	37	26	(	(	PUNCT
crl-24835	37	27	measures	measure	NOUN
crl-24835	37	28	of	of	ADP
crl-24835	37	29	financial	financial	ADJ
crl-24835	37	30	literacy	literacy	NOUN
crl-24835	37	31	assessed	assess	VERB
crl-24835	37	32	through	through	ADP
crl-24835	37	33	standard	standard	ADJ
crl-24835	37	34	financial	financial	ADJ
crl-24835	37	35	wellness	wellness	NOUN
crl-24835	37	36	questions	question	NOUN
crl-24835	37	37	)	)	PUNCT
crl-24835	37	38	.	.	PUNCT
crl-24835	38	1	it	it	PRON
crl-24835	38	2	is	be	AUX
crl-24835	38	3	also	also	ADV
crl-24835	38	4	common	common	ADJ
crl-24835	38	5	for	for	SCONJ
crl-24835	38	6	researchers	researcher	NOUN
crl-24835	38	7	to	to	PART
crl-24835	38	8	explore	explore	VERB
crl-24835	38	9	students	student	NOUN
crl-24835	38	10	’	'	PUNCT
crl-24835	38	11	financial	financial	ADJ
crl-24835	38	12	literacy	literacy	NOUN
crl-24835	38	13	in	in	ADP
crl-24835	38	14	regard	regard	NOUN
crl-24835	38	15	to	to	ADP
crl-24835	38	16	particular	particular	ADJ
crl-24835	38	17	topics	topic	NOUN
crl-24835	38	18	:	:	PUNCT
crl-24835	38	19	credit	credit	NOUN
crl-24835	38	20	,	,	PUNCT
crl-24835	38	21	saving	saving	NOUN
crl-24835	38	22	,	,	PUNCT
crl-24835	38	23	insurance	insurance	NOUN
crl-24835	38	24	,	,	PUNCT
crl-24835	38	25	investment	investment	NOUN
crl-24835	38	26	,	,	PUNCT
crl-24835	38	27	and	and	CCONJ
crl-24835	38	28	the	the	DET
crl-24835	38	29	like	like	ADJ
crl-24835	38	30	.	.	PUNCT
crl-24835	39	1	overall	overall	ADJ
crl-24835	39	2	average	average	ADJ
crl-24835	39	3	levels	level	NOUN
crl-24835	39	4	of	of	ADP
crl-24835	39	5	objective	objective	ADJ
crl-24835	39	6	financial	financial	ADJ
crl-24835	39	7	literacy	literacy	NOUN
crl-24835	39	8	among	among	ADP
crl-24835	39	9	students	student	NOUN
crl-24835	39	10	have	have	AUX
crl-24835	39	11	ranged	range	VERB
crl-24835	39	12	widely	widely	ADV
crl-24835	39	13	in	in	ADP
crl-24835	39	14	research	research	NOUN
crl-24835	39	15	,	,	PUNCT
crl-24835	39	16	but	but	CCONJ
crl-24835	39	17	levels	level	NOUN
crl-24835	39	18	are	be	AUX
crl-24835	39	19	generally	generally	ADV
crl-24835	39	20	low	low	ADJ
crl-24835	39	21	,	,	PUNCT
crl-24835	39	22	with	with	ADP
crl-24835	39	23	correct	correct	ADJ
crl-24835	39	24	response	response	NOUN
crl-24835	39	25	rates	rate	NOUN
crl-24835	39	26	to	to	ADP
crl-24835	39	27	objective	objective	ADJ
crl-24835	39	28	measurement	measurement	NOUN
crl-24835	39	29	tools	tool	NOUN
crl-24835	39	30	of	of	ADP
crl-24835	39	31	:	:	PUNCT
crl-24835	39	32	53	53	NUM
crl-24835	39	33	percent	percent	NOUN
crl-24835	39	34	,	,	PUNCT
crl-24835	39	35	40	40	NUM
crl-24835	39	36	percent	percent	NOUN
crl-24835	39	37	,	,	PUNCT
crl-24835	39	38	and	and	CCONJ
crl-24835	39	39	,	,	PUNCT
crl-24835	39	40	at	at	ADP
crl-24835	39	41	best	good	ADJ
crl-24835	39	42	,	,	PUNCT
crl-24835	39	43	69	69	NUM
crl-24835	39	44	percent.21	percent.21	NOUN
crl-24835	39	45	in	in	ADP
crl-24835	39	46	fact	fact	NOUN
crl-24835	39	47	,	,	PUNCT
crl-24835	39	48	lusardi	lusardi	PROPN
crl-24835	39	49	and	and	CCONJ
crl-24835	39	50	wallace	wallace	PROPN
crl-24835	39	51	asserted	assert	VERB
crl-24835	39	52	that	that	SCONJ
crl-24835	39	53	youth	youth	NOUN
crl-24835	39	54	are	be	AUX
crl-24835	39	55	often	often	ADV
crl-24835	39	56	the	the	DET
crl-24835	39	57	population	population	NOUN
crl-24835	39	58	subgroup	subgroup	NOUN
crl-24835	39	59	with	with	ADP
crl-24835	39	60	the	the	DET
crl-24835	39	61	lowest	low	ADJ
crl-24835	39	62	level	level	NOUN
crl-24835	39	63	of	of	ADP
crl-24835	39	64	financial	financial	ADJ
crl-24835	39	65	literacy	literacy	NOUN
crl-24835	39	66	,	,	PUNCT
crl-24835	39	67	in	in	ADP
crl-24835	39	68	the	the	DET
crl-24835	39	69	united	united	PROPN
crl-24835	39	70	states	states	PROPN
crl-24835	39	71	and	and	CCONJ
crl-24835	39	72	in	in	ADP
crl-24835	39	73	other	other	ADJ
crl-24835	39	74	countries.22	countries.22	NOUN
crl-24835	39	75	financial	financial	ADJ
crl-24835	39	76	literacy	literacy	NOUN
crl-24835	39	77	levels	level	NOUN
crl-24835	39	78	appear	appear	VERB
crl-24835	39	79	to	to	PART
crl-24835	39	80	vary	vary	VERB
crl-24835	39	81	on	on	ADP
crl-24835	39	82	the	the	DET
crl-24835	39	83	basis	basis	NOUN
crl-24835	39	84	of	of	ADP
crl-24835	39	85	gender	gender	NOUN
crl-24835	39	86	,	,	PUNCT
crl-24835	39	87	race	race	NOUN
crl-24835	39	88	and	and	CCONJ
crl-24835	39	89	ethnicity	ethnicity	NOUN
crl-24835	39	90	,	,	PUNCT
crl-24835	39	91	foreign	foreign	ADJ
crl-24835	39	92	or	or	CCONJ
crl-24835	39	93	domestic	domestic	ADJ
crl-24835	39	94	student	student	NOUN
crl-24835	39	95	status	status	NOUN
crl-24835	39	96	,	,	PUNCT
crl-24835	39	97	student	student	NOUN
crl-24835	39	98	majors	major	NOUN
crl-24835	39	99	,	,	PUNCT
crl-24835	39	100	and	and	CCONJ
crl-24835	39	101	parent	parent	NOUN
crl-24835	39	102	educational	educational	ADJ
crl-24835	39	103	backgrounds	background	NOUN
crl-24835	39	104	.	.	PUNCT
crl-24835	40	1	the	the	DET
crl-24835	40	2	demographics	demographic	NOUN
crl-24835	40	3	most	most	ADV
crl-24835	40	4	studied	study	VERB
crl-24835	40	5	in	in	ADP
crl-24835	40	6	relation	relation	NOUN
crl-24835	40	7	to	to	ADP
crl-24835	40	8	financial	financial	ADJ
crl-24835	40	9	literacy	literacy	NOUN
crl-24835	40	10	have	have	AUX
crl-24835	40	11	been	be	AUX
crl-24835	40	12	gender	gender	NOUN
crl-24835	40	13	,	,	PUNCT
crl-24835	40	14	race	race	NOUN
crl-24835	40	15	,	,	PUNCT
crl-24835	40	16	and	and	CCONJ
crl-24835	40	17	ethnicity	ethnicity	NOUN
crl-24835	40	18	.	.	PUNCT
crl-24835	41	1	in	in	ADP
crl-24835	41	2	general	general	ADJ
crl-24835	41	3	,	,	PUNCT
crl-24835	41	4	male	male	ADJ
crl-24835	41	5	students	student	NOUN
crl-24835	41	6	score	score	VERB
crl-24835	41	7	higher	higher	ADV
crl-24835	41	8	on	on	ADP
crl-24835	41	9	financial	financial	ADJ
crl-24835	41	10	literacy	literacy	NOUN
crl-24835	41	11	assessments	assessment	NOUN
crl-24835	41	12	than	than	ADP
crl-24835	41	13	their	their	PRON
crl-24835	41	14	female	female	ADJ
crl-24835	41	15	counterparts	counterpart	NOUN
crl-24835	41	16	,	,	PUNCT
crl-24835	41	17	and	and	CCONJ
crl-24835	41	18	female	female	ADJ
crl-24835	41	19	students	student	NOUN
crl-24835	41	20	are	be	AUX
crl-24835	41	21	also	also	ADV
crl-24835	41	22	more	more	ADV
crl-24835	41	23	likely	likely	ADJ
crl-24835	41	24	to	to	PART
crl-24835	41	25	indicate	indicate	VERB
crl-24835	41	26	they	they	PRON
crl-24835	41	27	“	"	PUNCT
crl-24835	41	28	do	do	AUX
crl-24835	41	29	n’t	not	PART
crl-24835	41	30	know	know	VERB
crl-24835	41	31	”	"	PUNCT
crl-24835	41	32	the	the	DET
crl-24835	41	33	answers	answer	NOUN
crl-24835	41	34	to	to	ADP
crl-24835	41	35	financial	financial	ADJ
crl-24835	41	36	literacy	literacy	NOUN
crl-24835	41	37	questions	question	NOUN
crl-24835	41	38	,	,	PUNCT
crl-24835	41	39	suggesting	suggest	VERB
crl-24835	41	40	they	they	PRON
crl-24835	41	41	are	be	AUX
crl-24835	41	42	also	also	ADV
crl-24835	41	43	less	less	ADV
crl-24835	41	44	confident	confident	ADJ
crl-24835	41	45	in	in	ADP
crl-24835	41	46	their	their	PRON
crl-24835	41	47	knowledge.23	knowledge.23	PROPN
crl-24835	41	48	it	it	PRON
crl-24835	41	49	has	have	AUX
crl-24835	41	50	also	also	ADV
crl-24835	41	51	been	be	AUX
crl-24835	41	52	found	find	VERB
crl-24835	41	53	that	that	SCONJ
crl-24835	41	54	,	,	PUNCT
crl-24835	41	55	on	on	ADP
crl-24835	41	56	the	the	DET
crl-24835	41	57	whole	whole	NOUN
crl-24835	41	58	,	,	PUNCT
crl-24835	41	59	minority	minority	NOUN
crl-24835	41	60	students	student	NOUN
crl-24835	41	61	score	score	VERB
crl-24835	41	62	lower	lower	ADV
crl-24835	41	63	on	on	ADP
crl-24835	41	64	financial	financial	ADJ
crl-24835	41	65	literacy	literacy	NOUN
crl-24835	41	66	assessments	assessment	NOUN
crl-24835	41	67	than	than	ADP
crl-24835	41	68	their	their	PRON
crl-24835	41	69	white	white	ADJ
crl-24835	41	70	counterparts.24	counterparts.24	NOUN
crl-24835	41	71	many	many	ADJ
crl-24835	41	72	studies	study	NOUN
crl-24835	41	73	have	have	AUX
crl-24835	41	74	also	also	ADV
crl-24835	41	75	related	relate	VERB
crl-24835	41	76	financial	financial	ADJ
crl-24835	41	77	literacy	literacy	NOUN
crl-24835	41	78	to	to	ADP
crl-24835	41	79	students	student	NOUN
crl-24835	41	80	’	'	PUNCT
crl-24835	41	81	domestic	domestic	ADJ
crl-24835	41	82	status	status	NOUN
crl-24835	41	83	,	,	PUNCT
crl-24835	41	84	majors	major	NOUN
crl-24835	41	85	,	,	PUNCT
crl-24835	41	86	and	and	CCONJ
crl-24835	41	87	parents	parent	NOUN
crl-24835	41	88	’	’	PART
crl-24835	41	89	financial	financial	ADJ
crl-24835	41	90	background	background	NOUN
crl-24835	41	91	.	.	PUNCT
crl-24835	42	1	business	business	NOUN
crl-24835	42	2	majors	major	NOUN
crl-24835	42	3	are	be	AUX
crl-24835	42	4	generally	generally	ADV
crl-24835	42	5	more	more	ADV
crl-24835	42	6	knowledgeable	knowledgeable	ADJ
crl-24835	42	7	on	on	ADP
crl-24835	42	8	financial	financial	ADJ
crl-24835	42	9	literacy	literacy	NOUN
crl-24835	42	10	topics	topic	NOUN
crl-24835	42	11	than	than	ADP
crl-24835	42	12	nonbusiness	nonbusiness	ADJ
crl-24835	42	13	majors.25	majors.25	NOUN
crl-24835	42	14	as	as	ADP
crl-24835	42	15	a	a	DET
crl-24835	42	16	group	group	NOUN
crl-24835	42	17	,	,	PUNCT
crl-24835	42	18	domestic	domestic	ADJ
crl-24835	42	19	students	student	NOUN
crl-24835	42	20	earn	earn	VERB
crl-24835	42	21	higher	high	ADJ
crl-24835	42	22	scores	score	NOUN
crl-24835	42	23	on	on	ADP
crl-24835	42	24	financial	financial	ADJ
crl-24835	42	25	literacy	literacy	NOUN
crl-24835	42	26	assessments	assessment	NOUN
crl-24835	42	27	than	than	ADP
crl-24835	42	28	foreign	foreign	ADJ
crl-24835	42	29	students.26	students.26	NOUN
crl-24835	42	30	last	last	ADV
crl-24835	42	31	,	,	PUNCT
crl-24835	42	32	some	some	DET
crl-24835	42	33	studies	study	NOUN
crl-24835	42	34	have	have	AUX
crl-24835	42	35	found	find	VERB
crl-24835	42	36	that	that	SCONJ
crl-24835	42	37	students	student	NOUN
crl-24835	42	38	with	with	ADP
crl-24835	42	39	more	more	ADV
crl-24835	42	40	highly	highly	ADV
crl-24835	42	41	educated	educate	VERB
crl-24835	42	42	parents	parent	NOUN
crl-24835	42	43	score	score	VERB
crl-24835	42	44	higher	higher	ADV
crl-24835	42	45	on	on	ADP
crl-24835	42	46	financial	financial	ADJ
crl-24835	42	47	literacy	literacy	NOUN
crl-24835	42	48	assessments	assessment	NOUN
crl-24835	42	49	than	than	ADP
crl-24835	42	50	their	their	PRON
crl-24835	42	51	counterparts	counterpart	NOUN
crl-24835	42	52	,	,	PUNCT
crl-24835	42	53	but	but	CCONJ
crl-24835	42	54	others	other	NOUN
crl-24835	42	55	have	have	AUX
crl-24835	42	56	found	find	VERB
crl-24835	42	57	that	that	SCONJ
crl-24835	42	58	parental	parental	ADJ
crl-24835	42	59	influence	influence	NOUN
crl-24835	42	60	is	be	AUX
crl-24835	42	61	based	base	VERB
crl-24835	42	62	more	more	ADV
crl-24835	42	63	on	on	ADP
crl-24835	42	64	modeling	model	VERB
crl-24835	42	65	positive	positive	ADJ
crl-24835	42	66	behaviors	behavior	NOUN
crl-24835	42	67	and	and	CCONJ
crl-24835	42	68	may	may	AUX
crl-24835	42	69	impact	impact	VERB
crl-24835	42	70	students	student	NOUN
crl-24835	42	71	’	'	PUNCT
crl-24835	42	72	behaviors	behavior	NOUN
crl-24835	42	73	,	,	PUNCT
crl-24835	42	74	but	but	CCONJ
crl-24835	42	75	not	not	PART
crl-24835	42	76	their	their	PRON
crl-24835	42	77	overall	overall	ADJ
crl-24835	42	78	levels	level	NOUN
crl-24835	42	79	of	of	ADP
crl-24835	42	80	knowledge.27	knowledge.27	PROPN
crl-24835	42	81	of	of	ADP
crl-24835	42	82	the	the	DET
crl-24835	42	83	specific	specific	ADJ
crl-24835	42	84	knowledge	knowledge	NOUN
crl-24835	42	85	areas	area	NOUN
crl-24835	42	86	explored	explore	VERB
crl-24835	42	87	,	,	PUNCT
crl-24835	42	88	researchers	researcher	NOUN
crl-24835	42	89	have	have	AUX
crl-24835	42	90	found	find	VERB
crl-24835	42	91	students	student	NOUN
crl-24835	42	92	most	most	ADV
crl-24835	42	93	knowledgeable	knowledgeable	ADJ
crl-24835	42	94	about	about	ADP
crl-24835	42	95	financial	financial	ADJ
crl-24835	42	96	literacy	literacy	NOUN
crl-24835	42	97	topics	topic	NOUN
crl-24835	42	98	related	relate	VERB
crl-24835	42	99	to	to	ADP
crl-24835	42	100	credit	credit	NOUN
crl-24835	42	101	and	and	CCONJ
crl-24835	42	102	least	least	ADJ
crl-24835	42	103	knowledgeable	knowledgeable	ADJ
crl-24835	42	104	about	about	ADP
crl-24835	42	105	taxes.28	taxes.28	PROPN
crl-24835	42	106	that	that	PRON
crl-24835	42	107	said	say	VERB
crl-24835	42	108	,	,	PUNCT
crl-24835	42	109	laborde	laborde	PROPN
crl-24835	42	110	,	,	PUNCT
crl-24835	42	111	mottner	mottner	NOUN
crl-24835	42	112	,	,	PUNCT
crl-24835	42	113	and	and	CCONJ
crl-24835	42	114	whalley	whalley	PROPN
crl-24835	42	115	reported	report	VERB
crl-24835	42	116	that	that	SCONJ
crl-24835	42	117	only	only	ADV
crl-24835	42	118	15	15	NUM
crl-24835	42	119	percent	percent	NOUN
crl-24835	42	120	of	of	ADP
crl-24835	42	121	their	their	PRON
crl-24835	42	122	respondents	respondent	NOUN
crl-24835	42	123	knew	know	VERB
crl-24835	42	124	the	the	DET
crl-24835	42	125	factors	factor	NOUN
crl-24835	42	126	determining	determine	VERB
crl-24835	42	127	credit	credit	NOUN
crl-24835	42	128	-	-	PUNCT
crl-24835	42	129	worthiness	worthiness	NOUN
crl-24835	42	130	,	,	PUNCT
crl-24835	42	131	though	though	SCONJ
crl-24835	42	132	most	most	ADJ
crl-24835	42	133	were	be	AUX
crl-24835	42	134	borrowing	borrow	VERB
crl-24835	42	135	money.29	money.29	PROPN
crl-24835	42	136	very	very	ADV
crl-24835	42	137	few	few	ADJ
crl-24835	42	138	studies	study	NOUN
crl-24835	42	139	were	be	AUX
crl-24835	42	140	located	locate	VERB
crl-24835	42	141	that	that	PRON
crl-24835	42	142	explored	explore	VERB
crl-24835	42	143	the	the	DET
crl-24835	42	144	financial	financial	ADJ
crl-24835	42	145	information	information	NOUN
crl-24835	42	146	–	–	PUNCT
crl-24835	42	147	seeking	seek	VERB
crl-24835	42	148	behaviors	behavior	NOUN
crl-24835	42	149	of	of	ADP
crl-24835	42	150	undergraduate	undergraduate	ADJ
crl-24835	42	151	students	student	NOUN
crl-24835	42	152	.	.	PUNCT
crl-24835	43	1	in	in	ADP
crl-24835	43	2	2011	2011	NUM
crl-24835	43	3	,	,	PUNCT
crl-24835	43	4	head	head	NOUN
crl-24835	43	5	and	and	CCONJ
crl-24835	43	6	eisenberg	eisenberg	PROPN
crl-24835	43	7	explored	explore	VERB
crl-24835	43	8	the	the	DET
crl-24835	43	9	research	research	NOUN
crl-24835	43	10	habits	habit	NOUN
crl-24835	43	11	of	of	ADP
crl-24835	43	12	college	college	NOUN
crl-24835	43	13	students	student	NOUN
crl-24835	43	14	,	,	PUNCT
crl-24835	43	15	but	but	CCONJ
crl-24835	43	16	the	the	DET
crl-24835	43	17	exploration	exploration	NOUN
crl-24835	43	18	of	of	ADP
crl-24835	43	19	financial	financial	ADJ
crl-24835	43	20	information	information	NOUN
crl-24835	43	21	–	–	PUNCT
crl-24835	43	22	seeking	seek	VERB
crl-24835	43	23	behaviors	behavior	NOUN
crl-24835	43	24	was	be	AUX
crl-24835	43	25	limited	limit	VERB
crl-24835	43	26	to	to	ADP
crl-24835	43	27	a	a	DET
crl-24835	43	28	brief	brief	ADJ
crl-24835	43	29	discussion	discussion	NOUN
crl-24835	43	30	of	of	ADP
crl-24835	43	31	the	the	DET
crl-24835	43	32	use	use	NOUN
crl-24835	43	33	of	of	ADP
crl-24835	43	34	search	search	NOUN
crl-24835	43	35	engines	engine	NOUN
crl-24835	43	36	for	for	ADP
crl-24835	43	37	research	research	NOUN
crl-24835	43	38	related	relate	VERB
crl-24835	43	39	to	to	ADP
crl-24835	43	40	upcoming	upcoming	ADJ
crl-24835	43	41	purchases.30	purchases.30	NOUN
crl-24835	43	42	a	a	DET
crl-24835	43	43	study	study	NOUN
crl-24835	43	44	by	by	ADP
crl-24835	43	45	huang	huang	PROPN
crl-24835	43	46	,	,	PUNCT
crl-24835	43	47	lassu	lassu	PROPN
crl-24835	43	48	,	,	PUNCT
crl-24835	43	49	and	and	CCONJ
crl-24835	43	50	chan	chan	PROPN
crl-24835	43	51	used	use	VERB
crl-24835	43	52	a	a	DET
crl-24835	43	53	survey	survey	NOUN
crl-24835	43	54	study	study	NOUN
crl-24835	43	55	limited	limit	VERB
crl-24835	43	56	to	to	ADP
crl-24835	43	57	business	business	NOUN
crl-24835	43	58	students	student	NOUN
crl-24835	43	59	(	(	PUNCT
crl-24835	43	60	whom	whom	PRON
crl-24835	43	61	research	research	NOUN
crl-24835	43	62	suggests	suggest	VERB
crl-24835	43	63	may	may	AUX
crl-24835	43	64	have	have	VERB
crl-24835	43	65	markedly	markedly	ADV
crl-24835	43	66	different	different	ADJ
crl-24835	43	67	levels	level	NOUN
crl-24835	43	68	of	of	ADP
crl-24835	43	69	financial	financial	ADJ
crl-24835	43	70	literacy	literacy	NOUN
crl-24835	43	71	)	)	PUNCT
crl-24835	43	72	and	and	CCONJ
crl-24835	43	73	focused	focus	VERB
crl-24835	43	74	more	more	ADV
crl-24835	43	75	specifically	specifically	ADV
crl-24835	43	76	on	on	ADP
crl-24835	43	77	perceptions	perception	NOUN
crl-24835	43	78	of	of	ADP
crl-24835	43	79	source	source	NOUN
crl-24835	43	80	value	value	NOUN
crl-24835	43	81	as	as	SCONJ
crl-24835	43	82	opposed	oppose	VERB
crl-24835	43	83	to	to	ADP
crl-24835	43	84	a	a	DET
crl-24835	43	85	broader	broad	ADJ
crl-24835	43	86	exploration	exploration	NOUN
crl-24835	43	87	of	of	ADP
crl-24835	43	88	students	student	NOUN
crl-24835	43	89	’	'	PUNCT
crl-24835	43	90	search	search	NOUN
crl-24835	43	91	triggers	trigger	NOUN
crl-24835	43	92	and	and	CCONJ
crl-24835	43	93	perceptions	perception	NOUN
crl-24835	43	94	of	of	ADP
crl-24835	43	95	the	the	DET
crl-24835	43	96	information	information	NOUN
crl-24835	43	97	-	-	PUNCT
crl-24835	43	98	seeking	seek	VERB
crl-24835	43	99	process	process	NOUN
crl-24835	43	100	as	as	ADP
crl-24835	43	101	a	a	DET
crl-24835	43	102	whole.31	whole.31	NOUN
crl-24835	43	103	one	one	NUM
crl-24835	43	104	survey	survey	NOUN
crl-24835	43	105	of	of	ADP
crl-24835	43	106	particular	particular	ADJ
crl-24835	43	107	note	note	NOUN
crl-24835	43	108	to	to	ADP
crl-24835	43	109	this	this	DET
crl-24835	43	110	research	research	NOUN
crl-24835	43	111	is	be	AUX
crl-24835	43	112	the	the	DET
crl-24835	43	113	study	study	NOUN
crl-24835	43	114	on	on	ADP
crl-24835	43	115	collegiate	collegiate	ADJ
crl-24835	43	116	financial	financial	PROPN
crl-24835	43	117	wellness	wellness	NOUN
crl-24835	43	118	(	(	PUNCT
crl-24835	43	119	scfw	scfw	NOUN
crl-24835	43	120	)	)	PUNCT
crl-24835	43	121	,	,	PUNCT
crl-24835	43	122	conducted	conduct	VERB
crl-24835	43	123	at	at	ADP
crl-24835	43	124	the	the	DET
crl-24835	43	125	ohio	ohio	PROPN
crl-24835	43	126	state	state	PROPN
crl-24835	43	127	university	university	PROPN
crl-24835	43	128	.	.	PUNCT
crl-24835	44	1	in	in	ADP
crl-24835	44	2	2017	2017	NUM
crl-24835	44	3	the	the	DET
crl-24835	44	4	survey	survey	NOUN
crl-24835	44	5	was	be	AUX
crl-24835	44	6	administered	administer	VERB
crl-24835	44	7	on	on	ADP
crl-24835	44	8	90	90	NUM
crl-24835	44	9	college	college	NOUN
crl-24835	44	10	and	and	CCONJ
crl-24835	44	11	university	university	NOUN
crl-24835	44	12	campuses	campus	NOUN
crl-24835	44	13	with	with	ADP
crl-24835	44	14	28,539	28,539	NUM
crl-24835	44	15	responses	response	NOUN
crl-24835	44	16	from	from	ADP
crl-24835	44	17	undergraduate	undergraduate	ADJ
crl-24835	44	18	students	student	NOUN
crl-24835	44	19	,	,	PUNCT
crl-24835	44	20	exploring	explore	VERB
crl-24835	44	21	financial	financial	ADJ
crl-24835	44	22	attitudes	attitude	NOUN
crl-24835	44	23	,	,	PUNCT
crl-24835	44	24	practices	practice	NOUN
crl-24835	44	25	,	,	PUNCT
crl-24835	44	26	and	and	CCONJ
crl-24835	44	27	knowledge	knowledge	NOUN
crl-24835	44	28	.	.	PUNCT
crl-24835	45	1	however	however	ADV
crl-24835	45	2	,	,	PUNCT
crl-24835	45	3	while	while	SCONJ
crl-24835	45	4	this	this	DET
crl-24835	45	5	study	study	NOUN
crl-24835	45	6	explored	explore	VERB
crl-24835	45	7	common	common	ADJ
crl-24835	45	8	concerns	concern	NOUN
crl-24835	45	9	they	they	PRON
crl-24835	45	10	seek	seek	VERB
crl-24835	45	11	,	,	PUNCT
crl-24835	45	12	but	but	CCONJ
crl-24835	45	13	do	do	AUX
crl-24835	45	14	they	they	PRON
crl-24835	45	15	find	find	VERB
crl-24835	45	16	?	?	PUNCT
crl-24835	46	1	271	271	NUM
crl-24835	47	1	like	like	ADP
crl-24835	47	2	student	student	NOUN
crl-24835	47	3	loans	loan	NOUN
crl-24835	47	4	,	,	PUNCT
crl-24835	47	5	credit	credit	NOUN
crl-24835	47	6	cards	card	NOUN
crl-24835	47	7	,	,	PUNCT
crl-24835	47	8	general	general	ADJ
crl-24835	47	9	financial	financial	ADJ
crl-24835	47	10	behaviors	behavior	NOUN
crl-24835	47	11	and	and	CCONJ
crl-24835	47	12	even	even	ADV
crl-24835	47	13	financial	financial	ADJ
crl-24835	47	14	knowledge	knowledge	NOUN
crl-24835	47	15	,	,	PUNCT
crl-24835	47	16	education	education	NOUN
crl-24835	47	17	,	,	PUNCT
crl-24835	47	18	and	and	CCONJ
crl-24835	47	19	self	self	NOUN
crl-24835	47	20	-	-	PUNCT
crl-24835	47	21	efficacy	efficacy	NOUN
crl-24835	47	22	,	,	PUNCT
crl-24835	47	23	the	the	DET
crl-24835	47	24	survey	survey	NOUN
crl-24835	47	25	did	do	AUX
crl-24835	47	26	not	not	PART
crl-24835	47	27	explicitly	explicitly	ADV
crl-24835	47	28	examine	examine	VERB
crl-24835	47	29	financial	financial	ADJ
crl-24835	47	30	information	information	NOUN
crl-24835	47	31	–	–	PUNCT
crl-24835	47	32	seeking	seek	VERB
crl-24835	47	33	behaviors.32	behaviors.32	ADJ
crl-24835	47	34	financial	financial	ADJ
crl-24835	47	35	literacy	literacy	NOUN
crl-24835	47	36	instruction	instruction	NOUN
crl-24835	47	37	there	there	PRON
crl-24835	47	38	is	be	VERB
crl-24835	47	39	a	a	DET
crl-24835	47	40	particularly	particularly	ADV
crl-24835	47	41	solid	solid	ADJ
crl-24835	47	42	base	base	NOUN
crl-24835	47	43	of	of	ADP
crl-24835	47	44	literature	literature	NOUN
crl-24835	47	45	devoted	devote	VERB
crl-24835	47	46	to	to	ADP
crl-24835	47	47	the	the	DET
crl-24835	47	48	study	study	NOUN
crl-24835	47	49	of	of	ADP
crl-24835	47	50	financial	financial	ADJ
crl-24835	47	51	literacy	literacy	NOUN
crl-24835	47	52	instruction	instruction	NOUN
crl-24835	47	53	interventions	intervention	NOUN
crl-24835	47	54	with	with	ADP
crl-24835	47	55	undergraduate	undergraduate	ADJ
crl-24835	47	56	students	student	NOUN
crl-24835	47	57	,	,	PUNCT
crl-24835	47	58	though	though	SCONJ
crl-24835	47	59	one	one	NUM
crl-24835	47	60	of	of	ADP
crl-24835	47	61	the	the	DET
crl-24835	47	62	central	central	ADJ
crl-24835	47	63	debates	debate	NOUN
crl-24835	47	64	of	of	ADP
crl-24835	47	65	this	this	DET
crl-24835	47	66	literature	literature	NOUN
crl-24835	47	67	regards	regard	VERB
crl-24835	47	68	the	the	DET
crl-24835	47	69	efficacy	efficacy	NOUN
crl-24835	47	70	of	of	ADP
crl-24835	47	71	these	these	DET
crl-24835	47	72	interventions	intervention	NOUN
crl-24835	47	73	in	in	ADP
crl-24835	47	74	impacting	impact	VERB
crl-24835	47	75	either	either	CCONJ
crl-24835	47	76	long	long	ADJ
crl-24835	47	77	-	-	PUNCT
crl-24835	47	78	term	term	NOUN
crl-24835	47	79	financial	financial	ADJ
crl-24835	47	80	literacy	literacy	NOUN
crl-24835	47	81	levels	level	NOUN
crl-24835	47	82	,	,	PUNCT
crl-24835	47	83	or	or	CCONJ
crl-24835	47	84	financial	financial	ADJ
crl-24835	47	85	decision	decision	NOUN
crl-24835	47	86	-	-	PUNCT
crl-24835	47	87	making	making	NOUN
crl-24835	47	88	.	.	PUNCT
crl-24835	48	1	there	there	PRON
crl-24835	48	2	are	be	VERB
crl-24835	48	3	many	many	ADJ
crl-24835	48	4	studies	study	NOUN
crl-24835	48	5	that	that	PRON
crl-24835	48	6	find	find	VERB
crl-24835	48	7	conflicting	conflicting	ADJ
crl-24835	48	8	evidence	evidence	NOUN
crl-24835	48	9	regarding	regard	VERB
crl-24835	48	10	the	the	DET
crl-24835	48	11	efficacy	efficacy	NOUN
crl-24835	48	12	of	of	ADP
crl-24835	48	13	financial	financial	ADJ
crl-24835	48	14	literacy	literacy	NOUN
crl-24835	48	15	instruction	instruction	NOUN
crl-24835	48	16	,	,	PUNCT
crl-24835	48	17	and	and	CCONJ
crl-24835	48	18	some	some	DET
crl-24835	48	19	authors	author	NOUN
crl-24835	48	20	,	,	PUNCT
crl-24835	48	21	like	like	ADP
crl-24835	48	22	willis	willis	PROPN
crl-24835	48	23	,	,	PUNCT
crl-24835	48	24	argue	argue	VERB
crl-24835	48	25	against	against	ADP
crl-24835	48	26	financial	financial	ADJ
crl-24835	48	27	literacy	literacy	NOUN
crl-24835	48	28	education	education	NOUN
crl-24835	48	29	initiatives	initiative	NOUN
crl-24835	48	30	,	,	PUNCT
crl-24835	48	31	asserting	assert	VERB
crl-24835	48	32	that	that	SCONJ
crl-24835	48	33	these	these	DET
crl-24835	48	34	initiatives	initiative	NOUN
crl-24835	48	35	can	can	AUX
crl-24835	48	36	not	not	PART
crl-24835	48	37	cover	cover	VERB
crl-24835	48	38	the	the	DET
crl-24835	48	39	expanse	expanse	NOUN
crl-24835	48	40	of	of	ADP
crl-24835	48	41	knowledge	knowledge	NOUN
crl-24835	48	42	needed	need	VERB
crl-24835	48	43	and	and	CCONJ
crl-24835	48	44	may	may	AUX
crl-24835	48	45	actually	actually	ADV
crl-24835	48	46	do	do	VERB
crl-24835	48	47	more	more	ADJ
crl-24835	48	48	harm	harm	NOUN
crl-24835	48	49	than	than	ADP
crl-24835	48	50	good	good	ADJ
crl-24835	48	51	by	by	ADP
crl-24835	48	52	making	make	VERB
crl-24835	48	53	participants	participant	NOUN
crl-24835	48	54	overconfident.33	overconfident.33	NOUN
crl-24835	48	55	most	most	ADJ
crl-24835	48	56	authors	author	NOUN
crl-24835	48	57	report	report	VERB
crl-24835	48	58	mixed	mixed	ADJ
crl-24835	48	59	utility	utility	NOUN
crl-24835	48	60	for	for	ADP
crl-24835	48	61	financial	financial	ADJ
crl-24835	48	62	education	education	NOUN
crl-24835	48	63	initiatives	initiative	NOUN
crl-24835	48	64	,	,	PUNCT
crl-24835	48	65	especially	especially	ADV
crl-24835	48	66	if	if	SCONJ
crl-24835	48	67	interventions	intervention	NOUN
crl-24835	48	68	happen	happen	VERB
crl-24835	48	69	a	a	DET
crl-24835	48	70	great	great	ADJ
crl-24835	48	71	deal	deal	NOUN
crl-24835	48	72	of	of	ADP
crl-24835	48	73	time	time	NOUN
crl-24835	48	74	before	before	SCONJ
crl-24835	48	75	students	student	NOUN
crl-24835	48	76	would	would	AUX
crl-24835	48	77	enact	enact	VERB
crl-24835	48	78	desired	desire	VERB
crl-24835	48	79	financial	financial	ADJ
crl-24835	48	80	behaviors.34	behaviors.34	NOUN
crl-24835	48	81	generally	generally	ADV
crl-24835	48	82	,	,	PUNCT
crl-24835	48	83	studies	study	NOUN
crl-24835	48	84	find	find	VERB
crl-24835	48	85	that	that	SCONJ
crl-24835	48	86	financial	financial	ADJ
crl-24835	48	87	literacy	literacy	NOUN
crl-24835	48	88	courses	course	NOUN
crl-24835	48	89	have	have	VERB
crl-24835	48	90	a	a	DET
crl-24835	48	91	positive	positive	ADJ
crl-24835	48	92	effect	effect	NOUN
crl-24835	48	93	on	on	ADP
crl-24835	48	94	financial	financial	ADJ
crl-24835	48	95	behaviors	behavior	NOUN
crl-24835	48	96	,	,	PUNCT
crl-24835	48	97	but	but	CCONJ
crl-24835	48	98	there	there	PRON
crl-24835	48	99	is	be	VERB
crl-24835	48	100	disagreement	disagreement	NOUN
crl-24835	48	101	about	about	ADP
crl-24835	48	102	how	how	SCONJ
crl-24835	48	103	these	these	DET
crl-24835	48	104	effects	effect	NOUN
crl-24835	48	105	might	might	AUX
crl-24835	48	106	differ	differ	VERB
crl-24835	48	107	on	on	ADP
crl-24835	48	108	short	short	ADJ
crl-24835	48	109	-	-	PUNCT
crl-24835	48	110	term	term	NOUN
crl-24835	48	111	financial	financial	ADJ
crl-24835	48	112	behaviors	behavior	NOUN
crl-24835	48	113	versus	versus	ADP
crl-24835	48	114	long	long	ADJ
crl-24835	48	115	-	-	PUNCT
crl-24835	48	116	term	term	NOUN
crl-24835	48	117	financial	financial	ADJ
crl-24835	48	118	behaviors.35	behaviors.35	PROPN
crl-24835	48	119	two	two	NUM
crl-24835	48	120	meta	meta	ADJ
crl-24835	48	121	-	-	PUNCT
crl-24835	48	122	analyses	analysis	NOUN
crl-24835	48	123	have	have	AUX
crl-24835	48	124	examined	examine	VERB
crl-24835	48	125	financial	financial	ADJ
crl-24835	48	126	literacy	literacy	NOUN
crl-24835	48	127	education	education	NOUN
crl-24835	48	128	and	and	CCONJ
crl-24835	48	129	downstream	downstream	ADJ
crl-24835	48	130	financial	financial	ADJ
crl-24835	48	131	behaviors	behavior	NOUN
crl-24835	48	132	.	.	PUNCT
crl-24835	49	1	fernandes	fernandes	PROPN
crl-24835	49	2	,	,	PUNCT
crl-24835	49	3	lynch	lynch	PROPN
crl-24835	49	4	,	,	PUNCT
crl-24835	49	5	and	and	CCONJ
crl-24835	49	6	netemeyer	netemeyer	NOUN
crl-24835	49	7	concluded	conclude	VERB
crl-24835	49	8	after	after	ADP
crl-24835	49	9	an	an	DET
crl-24835	49	10	analysis	analysis	NOUN
crl-24835	49	11	of	of	ADP
crl-24835	49	12	168	168	NUM
crl-24835	49	13	papers	paper	NOUN
crl-24835	49	14	that	that	PRON
crl-24835	49	15	interventions	intervention	NOUN
crl-24835	49	16	to	to	PART
crl-24835	49	17	improve	improve	VERB
crl-24835	49	18	financial	financial	ADJ
crl-24835	49	19	literacy	literacy	NOUN
crl-24835	49	20	explain	explain	VERB
crl-24835	49	21	only	only	ADV
crl-24835	49	22	0.1	0.1	NUM
crl-24835	49	23	percent	percent	NOUN
crl-24835	49	24	of	of	ADP
crl-24835	49	25	the	the	DET
crl-24835	49	26	variance	variance	NOUN
crl-24835	49	27	in	in	ADP
crl-24835	49	28	financial	financial	ADJ
crl-24835	49	29	behaviors	behavior	NOUN
crl-24835	49	30	studied.36	studied.36	PROPN
crl-24835	49	31	miller	miller	PROPN
crl-24835	49	32	,	,	PUNCT
crl-24835	49	33	reichenstein	reichenstein	NOUN
crl-24835	49	34	,	,	PUNCT
crl-24835	49	35	and	and	CCONJ
crl-24835	49	36	zia	zia	PROPN
crl-24835	49	37	reviewed	review	VERB
crl-24835	49	38	188	188	NUM
crl-24835	49	39	financial	financial	ADJ
crl-24835	49	40	education	education	NOUN
crl-24835	49	41	interventions	intervention	NOUN
crl-24835	49	42	and	and	CCONJ
crl-24835	49	43	determined	determine	VERB
crl-24835	49	44	that	that	SCONJ
crl-24835	49	45	,	,	PUNCT
crl-24835	49	46	while	while	SCONJ
crl-24835	49	47	140	140	NUM
crl-24835	49	48	indicated	indicate	VERB
crl-24835	49	49	financial	financial	ADJ
crl-24835	49	50	education	education	NOUN
crl-24835	49	51	can	can	AUX
crl-24835	49	52	improve	improve	VERB
crl-24835	49	53	financial	financial	ADJ
crl-24835	49	54	outcomes	outcome	NOUN
crl-24835	49	55	,	,	PUNCT
crl-24835	49	56	most	most	ADJ
crl-24835	49	57	of	of	ADP
crl-24835	49	58	those	those	DET
crl-24835	49	59	studies	study	NOUN
crl-24835	49	60	employed	employ	VERB
crl-24835	49	61	nonrigorous	nonrigorous	ADJ
crl-24835	49	62	empirical	empirical	ADJ
crl-24835	49	63	methods	method	NOUN
crl-24835	49	64	and	and	CCONJ
crl-24835	49	65	40	40	NUM
crl-24835	49	66	studies	study	NOUN
crl-24835	49	67	concluded	conclude	VERB
crl-24835	49	68	either	either	CCONJ
crl-24835	49	69	no	no	DET
crl-24835	49	70	impact	impact	NOUN
crl-24835	49	71	or	or	CCONJ
crl-24835	49	72	only	only	ADV
crl-24835	49	73	a	a	DET
crl-24835	49	74	modest	modest	ADJ
crl-24835	49	75	impact	impact	NOUN
crl-24835	49	76	from	from	ADP
crl-24835	49	77	intervention.37	intervention.37	PROPN
crl-24835	49	78	there	there	PRON
crl-24835	49	79	has	have	AUX
crl-24835	49	80	been	be	AUX
crl-24835	49	81	significant	significant	ADJ
crl-24835	49	82	research	research	NOUN
crl-24835	49	83	done	do	VERB
crl-24835	49	84	into	into	ADP
crl-24835	49	85	both	both	PRON
crl-24835	49	86	information	information	NOUN
crl-24835	49	87	-	-	PUNCT
crl-24835	49	88	seeking	seek	VERB
crl-24835	49	89	behaviors	behavior	NOUN
crl-24835	49	90	and	and	CCONJ
crl-24835	49	91	financial	financial	ADJ
crl-24835	49	92	literacy	literacy	NOUN
crl-24835	49	93	.	.	PUNCT
crl-24835	50	1	however	however	ADV
crl-24835	50	2	,	,	PUNCT
crl-24835	50	3	there	there	PRON
crl-24835	50	4	have	have	AUX
crl-24835	50	5	not	not	PART
crl-24835	50	6	been	be	AUX
crl-24835	50	7	any	any	DET
crl-24835	50	8	studies	study	NOUN
crl-24835	50	9	that	that	PRON
crl-24835	50	10	specifically	specifically	ADV
crl-24835	50	11	examine	examine	VERB
crl-24835	50	12	the	the	DET
crl-24835	50	13	financial	financial	ADJ
crl-24835	50	14	information	information	NOUN
crl-24835	50	15	–	–	PUNCT
crl-24835	50	16	seeking	seek	VERB
crl-24835	50	17	behavior	behavior	NOUN
crl-24835	50	18	of	of	ADP
crl-24835	50	19	college	college	NOUN
crl-24835	50	20	students	student	NOUN
crl-24835	50	21	.	.	PUNCT
crl-24835	51	1	our	our	PRON
crl-24835	51	2	study	study	NOUN
crl-24835	51	3	will	will	AUX
crl-24835	51	4	address	address	VERB
crl-24835	51	5	this	this	DET
crl-24835	51	6	gap	gap	NOUN
crl-24835	51	7	by	by	ADP
crl-24835	51	8	analyzing	analyze	VERB
crl-24835	51	9	the	the	DET
crl-24835	51	10	self	self	NOUN
crl-24835	51	11	-	-	PUNCT
crl-24835	51	12	reported	report	VERB
crl-24835	51	13	motivations	motivation	NOUN
crl-24835	51	14	,	,	PUNCT
crl-24835	51	15	difficulties	difficulty	NOUN
crl-24835	51	16	,	,	PUNCT
crl-24835	51	17	and	and	CCONJ
crl-24835	51	18	methods	method	NOUN
crl-24835	51	19	college	college	NOUN
crl-24835	51	20	students	student	NOUN
crl-24835	51	21	use	use	VERB
crl-24835	51	22	in	in	ADP
crl-24835	51	23	finding	find	VERB
crl-24835	51	24	and	and	CCONJ
crl-24835	51	25	using	use	VERB
crl-24835	51	26	financial	financial	ADJ
crl-24835	51	27	information	information	NOUN
crl-24835	51	28	.	.	PUNCT
crl-24835	52	1	methodology	methodology	NOUN
crl-24835	52	2	the	the	DET
crl-24835	52	3	survey	survey	NOUN
crl-24835	52	4	instrument	instrument	NOUN
crl-24835	52	5	(	(	PUNCT
crl-24835	52	6	see	see	VERB
crl-24835	52	7	appendix	appendix	NOUN
crl-24835	52	8	)	)	PUNCT
crl-24835	52	9	and	and	CCONJ
crl-24835	52	10	protocol	protocol	NOUN
crl-24835	52	11	were	be	AUX
crl-24835	52	12	reviewed	review	VERB
crl-24835	52	13	by	by	ADP
crl-24835	52	14	the	the	DET
crl-24835	52	15	institutional	institutional	ADJ
crl-24835	52	16	review	review	NOUN
crl-24835	52	17	boards	board	NOUN
crl-24835	52	18	of	of	ADP
crl-24835	52	19	texas	texas	PROPN
crl-24835	52	20	a&m	a&m	PROPN
crl-24835	52	21	university	university	PROPN
crl-24835	52	22	,	,	PUNCT
crl-24835	52	23	the	the	DET
crl-24835	52	24	ohio	ohio	PROPN
crl-24835	52	25	state	state	PROPN
crl-24835	52	26	university	university	PROPN
crl-24835	52	27	,	,	PUNCT
crl-24835	52	28	and	and	CCONJ
crl-24835	52	29	penn	penn	PROPN
crl-24835	52	30	state	state	PROPN
crl-24835	52	31	university	university	PROPN
crl-24835	52	32	and	and	CCONJ
crl-24835	52	33	were	be	AUX
crl-24835	52	34	determined	determine	VERB
crl-24835	52	35	to	to	PART
crl-24835	52	36	be	be	AUX
crl-24835	52	37	exempt	exempt	ADJ
crl-24835	52	38	before	before	ADP
crl-24835	52	39	distribution	distribution	NOUN
crl-24835	52	40	.	.	PUNCT
crl-24835	53	1	the	the	DET
crl-24835	53	2	authors	author	NOUN
crl-24835	53	3	designed	design	VERB
crl-24835	53	4	the	the	DET
crl-24835	53	5	14	14	NUM
crl-24835	53	6	-	-	PUNCT
crl-24835	53	7	question	question	NOUN
crl-24835	53	8	survey	survey	NOUN
crl-24835	53	9	instrument	instrument	NOUN
crl-24835	53	10	using	use	VERB
crl-24835	53	11	qualtrics	qualtric	NOUN
crl-24835	53	12	based	base	VERB
crl-24835	53	13	on	on	ADP
crl-24835	53	14	answers	answer	NOUN
crl-24835	53	15	to	to	ADP
crl-24835	53	16	an	an	DET
crl-24835	53	17	initial	initial	ADJ
crl-24835	53	18	pilot	pilot	NOUN
crl-24835	53	19	survey	survey	NOUN
crl-24835	53	20	distributed	distribute	VERB
crl-24835	53	21	to	to	ADP
crl-24835	53	22	a	a	DET
crl-24835	53	23	test	test	NOUN
crl-24835	53	24	sample	sample	NOUN
crl-24835	53	25	of	of	ADP
crl-24835	53	26	students	student	NOUN
crl-24835	53	27	.	.	PUNCT
crl-24835	54	1	in	in	ADP
crl-24835	54	2	october	october	PROPN
crl-24835	54	3	2019	2019	NUM
crl-24835	54	4	,	,	PUNCT
crl-24835	54	5	the	the	DET
crl-24835	54	6	authors	author	NOUN
crl-24835	54	7	sent	send	VERB
crl-24835	54	8	out	out	ADP
crl-24835	54	9	the	the	DET
crl-24835	54	10	survey	survey	NOUN
crl-24835	54	11	via	via	ADP
crl-24835	54	12	a	a	DET
crl-24835	54	13	texas	texas	PROPN
crl-24835	54	14	a&m	a&m	PROPN
crl-24835	54	15	university	university	NOUN
crl-24835	54	16	student	student	NOUN
crl-24835	54	17	listserv	listserv	NOUN
crl-24835	54	18	of	of	ADP
crl-24835	54	19	53,725	53,725	NUM
crl-24835	54	20	subscribers	subscriber	NOUN
crl-24835	54	21	.	.	PUNCT
crl-24835	55	1	respondents	respondent	NOUN
crl-24835	55	2	were	be	AUX
crl-24835	55	3	given	give	VERB
crl-24835	55	4	the	the	DET
crl-24835	55	5	option	option	NOUN
crl-24835	55	6	to	to	PART
crl-24835	55	7	enter	enter	VERB
crl-24835	55	8	a	a	DET
crl-24835	55	9	drawing	drawing	NOUN
crl-24835	55	10	for	for	ADP
crl-24835	55	11	one	one	NUM
crl-24835	55	12	of	of	ADP
crl-24835	55	13	20	20	NUM
crl-24835	55	14	$	$	SYM
crl-24835	55	15	50	50	NUM
crl-24835	55	16	amazon	amazon	NOUN
crl-24835	55	17	gift	gift	NOUN
crl-24835	55	18	cards	card	NOUN
crl-24835	55	19	upon	upon	SCONJ
crl-24835	55	20	completion	completion	NOUN
crl-24835	55	21	of	of	ADP
crl-24835	55	22	the	the	DET
crl-24835	55	23	survey	survey	NOUN
crl-24835	55	24	.	.	PUNCT
crl-24835	56	1	the	the	DET
crl-24835	56	2	survey	survey	NOUN
crl-24835	56	3	was	be	AUX
crl-24835	56	4	open	open	ADJ
crl-24835	56	5	for	for	ADP
crl-24835	56	6	four	four	NUM
crl-24835	56	7	weeks	week	NOUN
crl-24835	56	8	and	and	CCONJ
crl-24835	56	9	received	receive	VERB
crl-24835	56	10	1,040	1,040	NUM
crl-24835	56	11	responses	response	NOUN
crl-24835	56	12	.	.	PUNCT
crl-24835	57	1	two	two	NUM
crl-24835	57	2	respondents	respondent	NOUN
crl-24835	57	3	disagreed	disagree	VERB
crl-24835	57	4	with	with	ADP
crl-24835	57	5	the	the	DET
crl-24835	57	6	opening	opening	NOUN
crl-24835	57	7	irb	irb	NOUN
crl-24835	57	8	statement	statement	NOUN
crl-24835	57	9	and	and	CCONJ
crl-24835	57	10	105	105	NUM
crl-24835	57	11	respondents	respondent	NOUN
crl-24835	57	12	did	do	AUX
crl-24835	57	13	not	not	PART
crl-24835	57	14	complete	complete	VERB
crl-24835	57	15	the	the	DET
crl-24835	57	16	entire	entire	ADJ
crl-24835	57	17	survey	survey	NOUN
crl-24835	57	18	,	,	PUNCT
crl-24835	57	19	resulting	result	VERB
crl-24835	57	20	in	in	ADP
crl-24835	57	21	933	933	NUM
crl-24835	57	22	complete	complete	ADJ
crl-24835	57	23	survey	survey	NOUN
crl-24835	57	24	responses	response	NOUN
crl-24835	57	25	analyzed	analyze	VERB
crl-24835	57	26	.	.	PUNCT
crl-24835	58	1	at	at	ADP
crl-24835	58	2	a	a	DET
crl-24835	58	3	confidence	confidence	NOUN
crl-24835	58	4	level	level	NOUN
crl-24835	58	5	of	of	ADP
crl-24835	58	6	95	95	NUM
crl-24835	58	7	percent	percent	NOUN
crl-24835	58	8	and	and	CCONJ
crl-24835	58	9	a	a	DET
crl-24835	58	10	margin	margin	NOUN
crl-24835	58	11	of	of	ADP
crl-24835	58	12	error	error	NOUN
crl-24835	58	13	of	of	ADP
crl-24835	58	14	4	4	NUM
crl-24835	58	15	percent	percent	NOUN
crl-24835	58	16	,	,	PUNCT
crl-24835	58	17	the	the	DET
crl-24835	58	18	authors	author	NOUN
crl-24835	58	19	considered	consider	VERB
crl-24835	58	20	the	the	DET
crl-24835	58	21	resulting	result	VERB
crl-24835	58	22	dataset	dataset	NOUN
crl-24835	58	23	acceptable	acceptable	ADJ
crl-24835	58	24	to	to	PART
crl-24835	58	25	use	use	VERB
crl-24835	58	26	in	in	ADP
crl-24835	58	27	an	an	DET
crl-24835	58	28	exploratory	exploratory	ADJ
crl-24835	58	29	analysis	analysis	NOUN
crl-24835	58	30	of	of	ADP
crl-24835	58	31	the	the	DET
crl-24835	58	32	research	research	NOUN
crl-24835	58	33	questions	question	NOUN
crl-24835	58	34	.	.	PUNCT
crl-24835	59	1	of	of	ADP
crl-24835	59	2	the	the	DET
crl-24835	59	3	929	929	NUM
crl-24835	59	4	students	student	NOUN
crl-24835	59	5	who	who	PRON
crl-24835	59	6	responded	respond	VERB
crl-24835	59	7	to	to	ADP
crl-24835	59	8	the	the	DET
crl-24835	59	9	demographic	demographic	ADJ
crl-24835	59	10	questions	question	NOUN
crl-24835	59	11	,	,	PUNCT
crl-24835	59	12	more	more	ADJ
crl-24835	59	13	females	female	NOUN
crl-24835	59	14	than	than	ADP
crl-24835	59	15	males	male	NOUN
crl-24835	59	16	answered	answer	VERB
crl-24835	59	17	the	the	DET
crl-24835	59	18	survey	survey	NOUN
crl-24835	59	19	.	.	PUNCT
crl-24835	60	1	the	the	DET
crl-24835	60	2	three	three	NUM
crl-24835	60	3	largest	large	ADJ
crl-24835	60	4	ethnic	ethnic	ADJ
crl-24835	60	5	groups	group	NOUN
crl-24835	60	6	responding	respond	VERB
crl-24835	60	7	were	be	AUX
crl-24835	60	8	white	white	ADJ
crl-24835	60	9	(	(	PUNCT
crl-24835	60	10	45	45	NUM
crl-24835	60	11	%	%	NOUN
crl-24835	60	12	,	,	PUNCT
crl-24835	60	13	n	n	NOUN
crl-24835	60	14	=	=	SYM
crl-24835	60	15	272	272	NUM
crl-24835	60	16	college	college	PROPN
crl-24835	60	17	&	&	CCONJ
crl-24835	60	18	research	research	PROPN
crl-24835	60	19	libraries	library	NOUN
crl-24835	60	20	march	march	PROPN
crl-24835	60	21	2021	2021	NUM
crl-24835	60	22	419	419	NUM
crl-24835	60	23	)	)	PUNCT
crl-24835	60	24	,	,	PUNCT
crl-24835	60	25	asian	asian	ADJ
crl-24835	60	26	/	/	SYM
crl-24835	60	27	pacific	pacific	PROPN
crl-24835	60	28	islander	islander	NOUN
crl-24835	60	29	(	(	PUNCT
crl-24835	60	30	27	27	NUM
crl-24835	60	31	%	%	NOUN
crl-24835	60	32	,	,	PUNCT
crl-24835	60	33	n	n	NOUN
crl-24835	60	34	=	=	SYM
crl-24835	60	35	253	253	NUM
crl-24835	60	36	)	)	PUNCT
crl-24835	60	37	,	,	PUNCT
crl-24835	60	38	and	and	CCONJ
crl-24835	60	39	hispanic	hispanic	ADJ
crl-24835	60	40	or	or	CCONJ
crl-24835	60	41	latino	latino	ADJ
crl-24835	60	42	(	(	PUNCT
crl-24835	60	43	20	20	NUM
crl-24835	60	44	%	%	NOUN
crl-24835	60	45	,	,	PUNCT
crl-24835	60	46	n	n	NOUN
crl-24835	60	47	=	=	SYM
crl-24835	60	48	186	186	NUM
crl-24835	60	49	)	)	PUNCT
crl-24835	60	50	.	.	PUNCT
crl-24835	61	1	half	half	NOUN
crl-24835	61	2	of	of	ADP
crl-24835	61	3	the	the	DET
crl-24835	61	4	respondents	respondent	NOUN
crl-24835	61	5	were	be	AUX
crl-24835	61	6	either	either	DET
crl-24835	61	7	freshman	freshman	NOUN
crl-24835	61	8	(	(	PUNCT
crl-24835	61	9	24	24	NUM
crl-24835	61	10	%	%	NOUN
crl-24835	61	11	,	,	PUNCT
crl-24835	61	12	n	n	NOUN
crl-24835	61	13	=	=	SYM
crl-24835	61	14	229	229	NUM
crl-24835	61	15	)	)	PUNCT
crl-24835	61	16	or	or	CCONJ
crl-24835	61	17	graduate	graduate	NOUN
crl-24835	61	18	students	student	NOUN
crl-24835	61	19	(	(	PUNCT
crl-24835	61	20	26	26	NUM
crl-24835	61	21	%	%	NOUN
crl-24835	61	22	,	,	PUNCT
crl-24835	61	23	n	n	NOUN
crl-24835	61	24	=	=	SYM
crl-24835	61	25	238	238	NUM
crl-24835	61	26	)	)	PUNCT
crl-24835	61	27	,	,	PUNCT
crl-24835	61	28	which	which	PRON
crl-24835	61	29	is	be	AUX
crl-24835	61	30	reflected	reflect	VERB
crl-24835	61	31	in	in	ADP
crl-24835	61	32	the	the	DET
crl-24835	61	33	age	age	NOUN
crl-24835	61	34	range	range	NOUN
crl-24835	61	35	of	of	ADP
crl-24835	61	36	respondents	respondent	NOUN
crl-24835	61	37	with	with	ADP
crl-24835	61	38	just	just	ADV
crl-24835	61	39	over	over	ADP
crl-24835	61	40	half	half	NOUN
crl-24835	61	41	being	be	AUX
crl-24835	61	42	18–20	18–20	NUM
crl-24835	61	43	years	year	NOUN
crl-24835	61	44	old	old	ADJ
crl-24835	61	45	(	(	PUNCT
crl-24835	61	46	55	55	NUM
crl-24835	61	47	%	%	NOUN
crl-24835	61	48	,	,	PUNCT
crl-24835	61	49	n	n	NOUN
crl-24835	61	50	=	=	SYM
crl-24835	61	51	515	515	NUM
crl-24835	61	52	)	)	PUNCT
crl-24835	61	53	and	and	CCONJ
crl-24835	61	54	a	a	DET
crl-24835	61	55	quarter	quarter	NOUN
crl-24835	61	56	of	of	ADP
crl-24835	61	57	the	the	DET
crl-24835	61	58	respondents	respondent	NOUN
crl-24835	61	59	falling	fall	VERB
crl-24835	61	60	into	into	ADP
crl-24835	61	61	the	the	DET
crl-24835	61	62	21–23	21–23	NUM
crl-24835	61	63	age	age	NOUN
crl-24835	61	64	range	range	NOUN
crl-24835	61	65	(	(	PUNCT
crl-24835	61	66	23	23	NUM
crl-24835	61	67	%	%	NOUN
crl-24835	61	68	,	,	PUNCT
crl-24835	61	69	n	n	NOUN
crl-24835	61	70	=	=	NUM
crl-24835	61	71	222	222	NUM
crl-24835	61	72	)	)	PUNCT
crl-24835	61	73	.	.	PUNCT
crl-24835	62	1	the	the	DET
crl-24835	62	2	majority	majority	NOUN
crl-24835	62	3	of	of	ADP
crl-24835	62	4	respondents	respondent	NOUN
crl-24835	62	5	(	(	PUNCT
crl-24835	62	6	67	67	NUM
crl-24835	62	7	%	%	NOUN
crl-24835	62	8	,	,	PUNCT
crl-24835	62	9	n	n	PROPN
crl-24835	62	10	=	=	SYM
crl-24835	62	11	627	627	NUM
crl-24835	62	12	)	)	PUNCT
crl-24835	62	13	had	have	AUX
crl-24835	62	14	not	not	PART
crl-24835	62	15	taken	take	VERB
crl-24835	62	16	a	a	DET
crl-24835	62	17	formal	formal	ADJ
crl-24835	62	18	financial	financial	ADJ
crl-24835	62	19	literacy	literacy	NOUN
crl-24835	62	20	class	class	NOUN
crl-24835	62	21	,	,	PUNCT
crl-24835	62	22	and	and	CCONJ
crl-24835	62	23	an	an	DET
crl-24835	62	24	equal	equal	ADJ
crl-24835	62	25	number	number	NOUN
crl-24835	62	26	of	of	ADP
crl-24835	62	27	students	student	NOUN
crl-24835	62	28	identified	identify	VERB
crl-24835	62	29	that	that	SCONJ
crl-24835	62	30	they	they	PRON
crl-24835	62	31	were	be	AUX
crl-24835	62	32	not	not	PART
crl-24835	62	33	first	first	ADJ
crl-24835	62	34	-	-	PUNCT
crl-24835	62	35	generation	generation	NOUN
crl-24835	62	36	students	student	NOUN
crl-24835	62	37	(	(	PUNCT
crl-24835	62	38	67	67	NUM
crl-24835	62	39	%	%	NOUN
crl-24835	62	40	,	,	PUNCT
crl-24835	62	41	n	n	NOUN
crl-24835	62	42	=	=	SYM
crl-24835	62	43	630	630	NUM
crl-24835	62	44	)	)	PUNCT
crl-24835	62	45	(	(	PUNCT
crl-24835	62	46	see	see	VERB
crl-24835	62	47	table	table	NOUN
crl-24835	62	48	1	1	NUM
crl-24835	62	49	)	)	PUNCT
crl-24835	62	50	.	.	PUNCT
crl-24835	63	1	these	these	DET
crl-24835	63	2	demographics	demographic	NOUN
crl-24835	63	3	are	be	AUX
crl-24835	63	4	fairly	fairly	ADV
crl-24835	63	5	representative	representative	ADJ
crl-24835	63	6	of	of	ADP
crl-24835	63	7	texas	texas	PROPN
crl-24835	63	8	a&m	a&m	PROPN
crl-24835	63	9	university	university	PROPN
crl-24835	63	10	’s	’s	PART
crl-24835	63	11	student	student	NOUN
crl-24835	63	12	body	body	NOUN
crl-24835	63	13	,	,	PUNCT
crl-24835	63	14	which	which	PRON
crl-24835	63	15	is	be	AUX
crl-24835	63	16	53	53	NUM
crl-24835	63	17	percent	percent	NOUN
crl-24835	63	18	male	male	NOUN
crl-24835	63	19	and	and	CCONJ
crl-24835	63	20	46	46	NUM
crl-24835	63	21	percent	percent	NOUN
crl-24835	63	22	female	female	NOUN
crl-24835	63	23	,	,	PUNCT
crl-24835	63	24	with	with	ADP
crl-24835	63	25	56	56	NUM
crl-24835	63	26	percent	percent	NOUN
crl-24835	63	27	of	of	ADP
crl-24835	63	28	students	student	NOUN
crl-24835	63	29	reporting	report	VERB
crl-24835	63	30	non	non	ADJ
crl-24835	63	31	–	–	PUNCT
crl-24835	63	32	first	first	ADJ
crl-24835	63	33	-	-	PUNCT
crl-24835	63	34	generation	generation	NOUN
crl-24835	63	35	student	student	NOUN
crl-24835	63	36	status	status	NOUN
crl-24835	63	37	.	.	PUNCT
crl-24835	64	1	white	white	ADJ
crl-24835	64	2	students	student	NOUN
crl-24835	64	3	represent	represent	VERB
crl-24835	64	4	55	55	NUM
crl-24835	64	5	percent	percent	NOUN
crl-24835	64	6	of	of	ADP
crl-24835	64	7	the	the	DET
crl-24835	64	8	student	student	NOUN
crl-24835	64	9	population	population	NOUN
crl-24835	64	10	,	,	PUNCT
crl-24835	64	11	hispanic	hispanic	ADJ
crl-24835	64	12	students	student	NOUN
crl-24835	64	13	represent	represent	VERB
crl-24835	64	14	22	22	NUM
crl-24835	64	15	percent	percent	NOUN
crl-24835	64	16	,	,	PUNCT
crl-24835	64	17	asian	asian	ADJ
crl-24835	64	18	students	student	NOUN
crl-24835	64	19	represent	represent	VERB
crl-24835	64	20	8	8	NUM
crl-24835	64	21	percent	percent	NOUN
crl-24835	64	22	,	,	PUNCT
crl-24835	64	23	and	and	CCONJ
crl-24835	64	24	black	black	ADJ
crl-24835	64	25	or	or	CCONJ
crl-24835	64	26	african	african	ADJ
crl-24835	64	27	american	american	ADJ
crl-24835	64	28	students	student	NOUN
crl-24835	64	29	represent	represent	VERB
crl-24835	64	30	3	3	NUM
crl-24835	64	31	percent	percent	NOUN
crl-24835	64	32	of	of	ADP
crl-24835	64	33	the	the	DET
crl-24835	64	34	total	total	ADJ
crl-24835	64	35	student	student	NOUN
crl-24835	64	36	body.38	body.38	NOUN
crl-24835	64	37	the	the	DET
crl-24835	64	38	survey	survey	NOUN
crl-24835	64	39	pool	pool	NOUN
crl-24835	64	40	included	include	VERB
crl-24835	64	41	a	a	DET
crl-24835	64	42	surprisingly	surprisingly	ADV
crl-24835	64	43	large	large	ADJ
crl-24835	64	44	response	response	NOUN
crl-24835	64	45	rate	rate	NOUN
crl-24835	64	46	from	from	ADP
crl-24835	64	47	the	the	DET
crl-24835	64	48	asian	asian	ADJ
crl-24835	64	49	/	/	SYM
crl-24835	64	50	pacific	pacific	PROPN
crl-24835	64	51	islander	islander	PROPN
crl-24835	64	52	ethnic	ethnic	ADJ
crl-24835	64	53	group	group	NOUN
crl-24835	64	54	,	,	PUNCT
crl-24835	64	55	but	but	CCONJ
crl-24835	64	56	the	the	DET
crl-24835	64	57	survey	survey	NOUN
crl-24835	64	58	also	also	ADV
crl-24835	64	59	did	do	AUX
crl-24835	64	60	not	not	PART
crl-24835	64	61	ask	ask	VERB
crl-24835	64	62	students	student	NOUN
crl-24835	64	63	to	to	PART
crl-24835	64	64	identify	identify	VERB
crl-24835	64	65	if	if	SCONJ
crl-24835	64	66	they	they	PRON
crl-24835	64	67	were	be	AUX
crl-24835	64	68	international	international	ADJ
crl-24835	64	69	students	student	NOUN
crl-24835	64	70	,	,	PUNCT
crl-24835	64	71	a	a	DET
crl-24835	64	72	group	group	NOUN
crl-24835	64	73	that	that	PRON
crl-24835	64	74	represents	represent	VERB
crl-24835	64	75	8	8	NUM
crl-24835	64	76	percent	percent	NOUN
crl-24835	64	77	of	of	ADP
crl-24835	64	78	texas	texas	PROPN
crl-24835	64	79	a&m	a&m	PROPN
crl-24835	64	80	university	university	PROPN
crl-24835	64	81	’s	’s	PART
crl-24835	64	82	student	student	NOUN
crl-24835	64	83	population	population	NOUN
crl-24835	64	84	.	.	PUNCT
crl-24835	65	1	the	the	DET
crl-24835	65	2	survey	survey	NOUN
crl-24835	65	3	’s	’s	PART
crl-24835	65	4	large	large	ADJ
crl-24835	65	5	response	response	NOUN
crl-24835	65	6	rate	rate	NOUN
crl-24835	65	7	from	from	ADP
crl-24835	65	8	the	the	DET
crl-24835	65	9	asian	asian	ADJ
crl-24835	65	10	/	/	SYM
crl-24835	65	11	pacific	pacific	PROPN
crl-24835	65	12	islander	islander	PROPN
crl-24835	65	13	group	group	NOUN
crl-24835	65	14	could	could	AUX
crl-24835	65	15	be	be	AUX
crl-24835	65	16	partially	partially	ADV
crl-24835	65	17	attributed	attribute	VERB
crl-24835	65	18	to	to	ADP
crl-24835	65	19	international	international	ADJ
crl-24835	65	20	student	student	NOUN
crl-24835	65	21	responses	response	NOUN
crl-24835	65	22	.	.	PUNCT
crl-24835	66	1	there	there	PRON
crl-24835	66	2	are	be	VERB
crl-24835	66	3	limitations	limitation	NOUN
crl-24835	66	4	to	to	ADP
crl-24835	66	5	this	this	DET
crl-24835	66	6	study	study	NOUN
crl-24835	66	7	,	,	PUNCT
crl-24835	66	8	namely	namely	ADV
crl-24835	66	9	that	that	SCONJ
crl-24835	66	10	the	the	DET
crl-24835	66	11	survey	survey	NOUN
crl-24835	66	12	tool	tool	NOUN
crl-24835	66	13	was	be	AUX
crl-24835	66	14	deployed	deploy	VERB
crl-24835	66	15	on	on	ADP
crl-24835	66	16	one	one	NUM
crl-24835	66	17	university	university	NOUN
crl-24835	66	18	campus	campus	NOUN
crl-24835	66	19	.	.	PUNCT
crl-24835	67	1	in	in	ADP
crl-24835	67	2	addition	addition	NOUN
crl-24835	67	3	,	,	PUNCT
crl-24835	67	4	students	student	NOUN
crl-24835	67	5	had	have	VERB
crl-24835	67	6	to	to	PART
crl-24835	67	7	opt	opt	VERB
crl-24835	67	8	in	in	ADP
crl-24835	67	9	to	to	PART
crl-24835	67	10	complete	complete	VERB
crl-24835	67	11	the	the	DET
crl-24835	67	12	survey	survey	NOUN
crl-24835	67	13	;	;	PUNCT
crl-24835	67	14	therefore	therefore	ADV
crl-24835	67	15	,	,	PUNCT
crl-24835	67	16	our	our	PRON
crl-24835	67	17	sample	sample	NOUN
crl-24835	67	18	may	may	AUX
crl-24835	67	19	be	be	AUX
crl-24835	67	20	skewed	skew	VERB
crl-24835	67	21	to	to	ADP
crl-24835	67	22	students	student	NOUN
crl-24835	67	23	with	with	ADP
crl-24835	67	24	an	an	DET
crl-24835	67	25	interest	interest	NOUN
crl-24835	67	26	in	in	ADP
crl-24835	67	27	,	,	PUNCT
crl-24835	67	28	or	or	CCONJ
crl-24835	67	29	existing	exist	VERB
crl-24835	67	30	knowledge	knowledge	NOUN
crl-24835	67	31	of	of	ADP
crl-24835	67	32	,	,	PUNCT
crl-24835	67	33	financial	financial	ADJ
crl-24835	67	34	literacy	literacy	NOUN
crl-24835	67	35	.	.	PUNCT
crl-24835	68	1	this	this	PRON
crl-24835	68	2	is	be	AUX
crl-24835	68	3	an	an	DET
crl-24835	68	4	exploratory	exploratory	ADJ
crl-24835	68	5	study	study	NOUN
crl-24835	68	6	and	and	CCONJ
crl-24835	68	7	is	be	AUX
crl-24835	68	8	limited	limit	VERB
crl-24835	68	9	by	by	ADP
crl-24835	68	10	the	the	DET
crl-24835	68	11	potential	potential	ADJ
crl-24835	68	12	bias	bias	NOUN
crl-24835	68	13	of	of	ADP
crl-24835	68	14	self	self	NOUN
crl-24835	68	15	-	-	PUNCT
crl-24835	68	16	reported	report	VERB
crl-24835	68	17	answers	answer	NOUN
crl-24835	68	18	.	.	PUNCT
crl-24835	69	1	generalizing	generalize	VERB
crl-24835	69	2	these	these	DET
crl-24835	69	3	results	result	NOUN
crl-24835	69	4	,	,	PUNCT
crl-24835	69	5	especially	especially	ADV
crl-24835	69	6	beyond	beyond	ADP
crl-24835	69	7	the	the	DET
crl-24835	69	8	scope	scope	NOUN
crl-24835	69	9	of	of	ADP
crl-24835	69	10	us	us	PROPN
crl-24835	69	11	higher	high	ADJ
crl-24835	69	12	education	education	NOUN
crl-24835	69	13	students	student	NOUN
crl-24835	69	14	,	,	PUNCT
crl-24835	69	15	is	be	AUX
crl-24835	69	16	table	table	NOUN
crl-24835	69	17	1	1	NUM
crl-24835	69	18	demographics	demographic	NOUN
crl-24835	69	19	of	of	ADP
crl-24835	69	20	survey	survey	NOUN
crl-24835	69	21	participants	participant	VERB
crl-24835	69	22	demographic	demographic	ADJ
crl-24835	69	23	characteristic	characteristic	ADJ
crl-24835	69	24	n	n	CCONJ
crl-24835	69	25	percentage	percentage	NOUN
crl-24835	69	26	sex	sex	NOUN
crl-24835	69	27	female	female	NOUN
crl-24835	69	28	627	627	NUM
crl-24835	69	29	67	67	NUM
crl-24835	69	30	%	%	NOUN
crl-24835	69	31	male	male	NOUN
crl-24835	69	32	288	288	NUM
crl-24835	69	33	31	31	NUM
crl-24835	69	34	%	%	NOUN
crl-24835	69	35	prefer	prefer	VERB
crl-24835	69	36	to	to	PART
crl-24835	69	37	self	self	NOUN
crl-24835	69	38	-	-	PUNCT
crl-24835	69	39	describe	describe	NOUN
crl-24835	69	40	,	,	PUNCT
crl-24835	69	41	not	not	PART
crl-24835	69	42	to	to	PART
crl-24835	69	43	say	say	VERB
crl-24835	69	44	,	,	PUNCT
crl-24835	69	45	or	or	CCONJ
crl-24835	69	46	did	do	AUX
crl-24835	69	47	not	not	PART
crl-24835	69	48	disclose	disclose	VERB
crl-24835	69	49	14	14	NUM
crl-24835	69	50	2	2	NUM
crl-24835	69	51	%	%	NOUN
crl-24835	69	52	race	race	NOUN
crl-24835	69	53	/	/	SYM
crl-24835	69	54	ethnicity	ethnicity	NOUN
crl-24835	69	55	white	white	ADJ
crl-24835	69	56	419	419	NUM
crl-24835	69	57	45	45	NUM
crl-24835	69	58	%	%	NOUN
crl-24835	69	59	asian	asian	ADJ
crl-24835	69	60	/	/	SYM
crl-24835	69	61	pacific	pacific	PROPN
crl-24835	69	62	islander	islander	PROPN
crl-24835	69	63	253	253	NUM
crl-24835	69	64	27	27	NUM
crl-24835	69	65	%	%	NOUN
crl-24835	69	66	hispanic	hispanic	ADJ
crl-24835	69	67	or	or	CCONJ
crl-24835	69	68	latino	latino	ADJ
crl-24835	69	69	186	186	NUM
crl-24835	69	70	20	20	NUM
crl-24835	69	71	%	%	NOUN
crl-24835	69	72	black	black	ADJ
crl-24835	69	73	or	or	CCONJ
crl-24835	69	74	african	african	ADJ
crl-24835	69	75	american	american	ADJ
crl-24835	69	76	31	31	NUM
crl-24835	69	77	3	3	NUM
crl-24835	69	78	%	%	NOUN
crl-24835	69	79	native	native	ADJ
crl-24835	69	80	american	american	ADJ
crl-24835	69	81	or	or	CCONJ
crl-24835	69	82	american	american	PROPN
crl-24835	69	83	indian	indian	PROPN
crl-24835	69	84	6	6	NUM
crl-24835	69	85	1	1	NUM
crl-24835	69	86	%	%	NOUN
crl-24835	69	87	other	other	ADJ
crl-24835	69	88	or	or	CCONJ
crl-24835	69	89	prefer	prefer	VERB
crl-24835	69	90	not	not	PART
crl-24835	69	91	to	to	PART
crl-24835	69	92	answer	answer	VERB
crl-24835	69	93	34	34	NUM
crl-24835	69	94	4	4	NUM
crl-24835	69	95	%	%	NOUN
crl-24835	69	96	class	class	NOUN
crl-24835	69	97	standing	standing	NOUN
crl-24835	69	98	freshman	freshman	NOUN
crl-24835	69	99	229	229	NUM
crl-24835	69	100	24	24	NUM
crl-24835	69	101	%	%	NOUN
crl-24835	69	102	sophomore	sophomore	NOUN
crl-24835	69	103	148	148	NUM
crl-24835	69	104	16	16	NUM
crl-24835	69	105	%	%	NOUN
crl-24835	69	106	junior	junior	ADJ
crl-24835	69	107	164	164	NUM
crl-24835	69	108	18	18	NUM
crl-24835	69	109	%	%	NOUN
crl-24835	69	110	senior	senior	ADJ
crl-24835	69	111	141	141	NUM
crl-24835	69	112	15	15	NUM
crl-24835	69	113	%	%	NOUN
crl-24835	69	114	graduate	graduate	NOUN
crl-24835	69	115	student	student	NOUN
crl-24835	69	116	238	238	NUM
crl-24835	69	117	26	26	NUM
crl-24835	69	118	%	%	NOUN
crl-24835	69	119	other	other	ADJ
crl-24835	69	120	9	9	NUM
crl-24835	69	121	1	1	NUM
crl-24835	69	122	%	%	NOUN
crl-24835	69	123	age	age	NOUN
crl-24835	69	124	18–20	18–20	NUM
crl-24835	69	125	515	515	NUM
crl-24835	69	126	55	55	NUM
crl-24835	69	127	%	%	NOUN
crl-24835	70	1	21–23	21–23	NUM
crl-24835	70	2	222	222	NUM
crl-24835	70	3	23	23	NUM
crl-24835	70	4	%	%	NOUN
crl-24835	70	5	24–26	24–26	NUM
crl-24835	70	6	98	98	NUM
crl-24835	70	7	11	11	NUM
crl-24835	70	8	%	%	NOUN
crl-24835	70	9	27–29	27–29	NUM
crl-24835	70	10	42	42	NUM
crl-24835	70	11	5	5	NUM
crl-24835	70	12	%	%	NOUN
crl-24835	70	13	30	30	NUM
crl-24835	70	14	or	or	CCONJ
crl-24835	70	15	older	old	ADJ
crl-24835	70	16	52	52	NUM
crl-24835	70	17	6	6	NUM
crl-24835	70	18	%	%	NOUN
crl-24835	70	19	financial	financial	ADJ
crl-24835	70	20	literacy	literacy	NOUN
crl-24835	70	21	training	training	NOUN
crl-24835	70	22	yes	yes	INTJ
crl-24835	70	23	306	306	NUM
crl-24835	70	24	33	33	NUM
crl-24835	70	25	%	%	NOUN
crl-24835	70	26	no	no	DET
crl-24835	70	27	627	627	NUM
crl-24835	70	28	67	67	NUM
crl-24835	70	29	%	%	NOUN
crl-24835	70	30	first	first	ADJ
crl-24835	70	31	generation	generation	NOUN
crl-24835	70	32	yes	yes	INTJ
crl-24835	70	33	299	299	NUM
crl-24835	70	34	32	32	NUM
crl-24835	70	35	%	%	NOUN
crl-24835	70	36	no	no	DET
crl-24835	70	37	630	630	NUM
crl-24835	70	38	67	67	NUM
crl-24835	70	39	%	%	NOUN
crl-24835	70	40	they	they	PRON
crl-24835	70	41	seek	seek	VERB
crl-24835	70	42	,	,	PUNCT
crl-24835	70	43	but	but	CCONJ
crl-24835	70	44	do	do	AUX
crl-24835	70	45	they	they	PRON
crl-24835	70	46	find	find	VERB
crl-24835	70	47	?	?	PUNCT
crl-24835	71	1	273	273	NUM
crl-24835	71	2	not	not	PART
crl-24835	71	3	possible	possible	ADJ
crl-24835	71	4	.	.	PUNCT
crl-24835	72	1	exploring	explore	VERB
crl-24835	72	2	the	the	DET
crl-24835	72	3	financial	financial	ADJ
crl-24835	72	4	information	information	NOUN
crl-24835	72	5	–	–	PUNCT
crl-24835	72	6	seeking	seek	VERB
crl-24835	72	7	behaviors	behavior	NOUN
crl-24835	72	8	of	of	ADP
crl-24835	72	9	us	us	PROPN
crl-24835	72	10	-	-	PUNCT
crl-24835	72	11	based	base	VERB
crl-24835	72	12	students	student	NOUN
crl-24835	72	13	in	in	ADP
crl-24835	72	14	other	other	ADJ
crl-24835	72	15	types	type	NOUN
crl-24835	72	16	of	of	ADP
crl-24835	72	17	higher	high	ADJ
crl-24835	72	18	education	education	NOUN
crl-24835	72	19	institutions	institution	NOUN
crl-24835	72	20	,	,	PUNCT
crl-24835	72	21	higher	high	ADJ
crl-24835	72	22	education	education	NOUN
crl-24835	72	23	students	student	NOUN
crl-24835	72	24	in	in	ADP
crl-24835	72	25	other	other	ADJ
crl-24835	72	26	locations	location	NOUN
crl-24835	72	27	in	in	ADP
crl-24835	72	28	the	the	DET
crl-24835	72	29	world	world	NOUN
crl-24835	72	30	,	,	PUNCT
crl-24835	72	31	and	and	CCONJ
crl-24835	72	32	through	through	ADP
crl-24835	72	33	methods	method	NOUN
crl-24835	72	34	less	less	ADV
crl-24835	72	35	impacted	impact	VERB
crl-24835	72	36	by	by	ADP
crl-24835	72	37	selection	selection	NOUN
crl-24835	72	38	bias	bias	NOUN
crl-24835	72	39	may	may	AUX
crl-24835	72	40	all	all	PRON
crl-24835	72	41	be	be	AUX
crl-24835	72	42	prime	prime	ADJ
crl-24835	72	43	areas	area	NOUN
crl-24835	72	44	for	for	ADP
crl-24835	72	45	future	future	ADJ
crl-24835	72	46	research	research	NOUN
crl-24835	72	47	.	.	PUNCT
crl-24835	73	1	results	result	VERB
crl-24835	73	2	1	1	NUM
crl-24835	73	3	.	.	X
crl-24835	73	4	what	what	DET
crl-24835	73	5	types	type	NOUN
crl-24835	73	6	of	of	ADP
crl-24835	73	7	financial	financial	ADJ
crl-24835	73	8	information	information	NOUN
crl-24835	73	9	are	be	AUX
crl-24835	73	10	students	student	NOUN
crl-24835	73	11	looking	look	VERB
crl-24835	73	12	for	for	ADP
crl-24835	73	13	?	?	PUNCT
crl-24835	74	1	in	in	ADP
crl-24835	74	2	the	the	DET
crl-24835	74	3	first	first	ADJ
crl-24835	74	4	survey	survey	NOUN
crl-24835	74	5	question	question	NOUN
crl-24835	74	6	,	,	PUNCT
crl-24835	74	7	respondents	respondent	NOUN
crl-24835	74	8	were	be	AUX
crl-24835	74	9	asked	ask	VERB
crl-24835	74	10	to	to	PART
crl-24835	74	11	indicate	indicate	VERB
crl-24835	74	12	what	what	DET
crl-24835	74	13	types	type	NOUN
crl-24835	74	14	of	of	ADP
crl-24835	74	15	financial	financial	ADJ
crl-24835	74	16	information	information	NOUN
crl-24835	74	17	they	they	PRON
crl-24835	74	18	had	have	AUX
crl-24835	74	19	searched	search	VERB
crl-24835	74	20	for	for	ADP
crl-24835	74	21	in	in	ADP
crl-24835	74	22	the	the	DET
crl-24835	74	23	last	last	ADJ
crl-24835	74	24	12	12	NUM
crl-24835	74	25	months	month	NOUN
crl-24835	74	26	by	by	ADP
crl-24835	74	27	checking	check	VERB
crl-24835	74	28	all	all	DET
crl-24835	74	29	the	the	DET
crl-24835	74	30	options	option	NOUN
crl-24835	74	31	that	that	PRON
crl-24835	74	32	applied	apply	VERB
crl-24835	74	33	.	.	PUNCT
crl-24835	75	1	many	many	ADJ
crl-24835	75	2	of	of	ADP
crl-24835	75	3	the	the	DET
crl-24835	75	4	response	response	NOUN
crl-24835	75	5	options	option	NOUN
crl-24835	75	6	were	be	AUX
crl-24835	75	7	widely	widely	ADV
crl-24835	75	8	chosen	choose	VERB
crl-24835	75	9	.	.	PUNCT
crl-24835	76	1	“	"	PUNCT
crl-24835	76	2	cost	cost	NOUN
crl-24835	76	3	of	of	ADP
crl-24835	76	4	a	a	DET
crl-24835	76	5	purchase	purchase	NOUN
crl-24835	76	6	”	"	PUNCT
crl-24835	76	7	(	(	PUNCT
crl-24835	76	8	74	74	NUM
crl-24835	76	9	%	%	NOUN
crl-24835	76	10	,	,	PUNCT
crl-24835	76	11	n	n	NOUN
crl-24835	76	12	=	=	SYM
crl-24835	76	13	687	687	NUM
crl-24835	76	14	)	)	PUNCT
crl-24835	76	15	was	be	AUX
crl-24835	76	16	the	the	DET
crl-24835	76	17	most	most	ADV
crl-24835	76	18	popular	popular	ADJ
crl-24835	76	19	response	response	NOUN
crl-24835	76	20	,	,	PUNCT
crl-24835	76	21	followed	follow	VERB
crl-24835	76	22	very	very	ADV
crl-24835	76	23	closely	closely	ADV
crl-24835	76	24	by	by	ADP
crl-24835	76	25	“	"	PUNCT
crl-24835	76	26	salary	salary	NOUN
crl-24835	76	27	for	for	ADP
crl-24835	76	28	future	future	ADJ
crl-24835	76	29	job	job	NOUN
crl-24835	76	30	”	"	PUNCT
crl-24835	76	31	(	(	PUNCT
crl-24835	76	32	73	73	NUM
crl-24835	76	33	%	%	NOUN
crl-24835	76	34	,	,	PUNCT
crl-24835	76	35	n	n	NOUN
crl-24835	76	36	=	=	SYM
crl-24835	76	37	685	685	NUM
crl-24835	76	38	)	)	PUNCT
crl-24835	76	39	and	and	CCONJ
crl-24835	76	40	“	"	PUNCT
crl-24835	76	41	financial	financial	ADJ
crl-24835	76	42	aid	aid	NOUN
crl-24835	76	43	/	/	SYM
crl-24835	76	44	student	student	NOUN
crl-24835	76	45	loans	loan	NOUN
crl-24835	76	46	”	"	PUNCT
crl-24835	76	47	(	(	PUNCT
crl-24835	76	48	73	73	NUM
crl-24835	76	49	%	%	NOUN
crl-24835	76	50	,	,	PUNCT
crl-24835	76	51	n	n	NOUN
crl-24835	76	52	=	=	NUM
crl-24835	76	53	681	681	NUM
crl-24835	76	54	)	)	PUNCT
crl-24835	76	55	.	.	PUNCT
crl-24835	77	1	in	in	ADP
crl-24835	77	2	all	all	PRON
crl-24835	77	3	,	,	PUNCT
crl-24835	77	4	investments	investment	NOUN
crl-24835	77	5	,	,	PUNCT
crl-24835	77	6	auto	auto	NOUN
crl-24835	77	7	loans	loan	NOUN
crl-24835	77	8	,	,	PUNCT
crl-24835	77	9	and	and	CCONJ
crl-24835	77	10	mortgages	mortgage	NOUN
crl-24835	77	11	were	be	AUX
crl-24835	77	12	the	the	DET
crl-24835	77	13	three	three	NUM
crl-24835	77	14	areas	area	NOUN
crl-24835	77	15	students	student	NOUN
crl-24835	77	16	were	be	AUX
crl-24835	77	17	least	least	ADV
crl-24835	77	18	likely	likely	ADJ
crl-24835	77	19	to	to	PART
crl-24835	77	20	have	have	AUX
crl-24835	77	21	researched	research	VERB
crl-24835	77	22	in	in	ADP
crl-24835	77	23	the	the	DET
crl-24835	77	24	past	past	ADJ
crl-24835	77	25	12	12	NUM
crl-24835	77	26	months	month	NOUN
crl-24835	77	27	(	(	PUNCT
crl-24835	77	28	see	see	VERB
crl-24835	77	29	table	table	NOUN
crl-24835	77	30	2	2	NUM
crl-24835	77	31	)	)	PUNCT
crl-24835	77	32	.	.	PUNCT
crl-24835	78	1	notably	notably	ADV
crl-24835	78	2	,	,	PUNCT
crl-24835	78	3	the	the	DET
crl-24835	78	4	interest	interest	NOUN
crl-24835	78	5	in	in	ADP
crl-24835	78	6	investments	investment	NOUN
crl-24835	78	7	did	do	AUX
crl-24835	78	8	not	not	PART
crl-24835	78	9	seem	seem	VERB
crl-24835	78	10	strongly	strongly	ADV
crl-24835	78	11	related	relate	VERB
crl-24835	78	12	to	to	ADP
crl-24835	78	13	class	class	NOUN
crl-24835	78	14	standing	standing	NOUN
crl-24835	78	15	—	—	PUNCT
crl-24835	78	16	among	among	ADP
crl-24835	78	17	those	those	PRON
crl-24835	78	18	who	who	PRON
crl-24835	78	19	checked	check	VERB
crl-24835	78	20	this	this	DET
crl-24835	78	21	option	option	NOUN
crl-24835	78	22	,	,	PUNCT
crl-24835	78	23	22	22	NUM
crl-24835	78	24	percent	percent	NOUN
crl-24835	78	25	indicated	indicate	VERB
crl-24835	78	26	their	their	PRON
crl-24835	78	27	class	class	NOUN
crl-24835	78	28	standing	stand	VERB
crl-24835	78	29	as	as	ADP
crl-24835	78	30	freshman	freshman	NOUN
crl-24835	78	31	,	,	PUNCT
crl-24835	78	32	29	29	NUM
crl-24835	78	33	percent	percent	NOUN
crl-24835	78	34	as	as	ADP
crl-24835	78	35	graduate	graduate	NOUN
crl-24835	78	36	students	student	NOUN
crl-24835	78	37	,	,	PUNCT
crl-24835	78	38	and	and	CCONJ
crl-24835	78	39	20	20	NUM
crl-24835	78	40	percent	percent	NOUN
crl-24835	78	41	as	as	ADP
crl-24835	78	42	juniors	junior	NOUN
crl-24835	78	43	.	.	PUNCT
crl-24835	79	1	however	however	ADV
crl-24835	79	2	,	,	PUNCT
crl-24835	79	3	of	of	ADP
crl-24835	79	4	those	those	PRON
crl-24835	79	5	who	who	PRON
crl-24835	79	6	indicated	indicate	VERB
crl-24835	79	7	they	they	PRON
crl-24835	79	8	had	have	AUX
crl-24835	79	9	investigated	investigate	VERB
crl-24835	79	10	auto	auto	NOUN
crl-24835	79	11	loans	loan	NOUN
crl-24835	79	12	or	or	CCONJ
crl-24835	79	13	leasing	leasing	NOUN
crl-24835	79	14	,	,	PUNCT
crl-24835	79	15	38	38	NUM
crl-24835	79	16	percent	percent	NOUN
crl-24835	79	17	were	be	AUX
crl-24835	79	18	graduate	graduate	ADJ
crl-24835	79	19	students	student	NOUN
crl-24835	79	20	;	;	PUNCT
crl-24835	79	21	and	and	CCONJ
crl-24835	79	22	,	,	PUNCT
crl-24835	79	23	of	of	ADP
crl-24835	79	24	those	those	PRON
crl-24835	79	25	who	who	PRON
crl-24835	79	26	had	have	AUX
crl-24835	79	27	researched	research	VERB
crl-24835	79	28	home	home	NOUN
crl-24835	79	29	mortgages	mortgage	NOUN
crl-24835	79	30	,	,	PUNCT
crl-24835	79	31	55	55	NUM
crl-24835	79	32	percent	percent	NOUN
crl-24835	79	33	were	be	AUX
crl-24835	79	34	graduate	graduate	ADJ
crl-24835	79	35	students	student	NOUN
crl-24835	79	36	.	.	PUNCT
crl-24835	80	1	of	of	ADP
crl-24835	80	2	the	the	DET
crl-24835	80	3	29	29	NUM
crl-24835	80	4	people	people	NOUN
crl-24835	80	5	who	who	PRON
crl-24835	80	6	responded	respond	VERB
crl-24835	80	7	“	"	PUNCT
crl-24835	80	8	other	other	ADJ
crl-24835	80	9	,	,	PUNCT
crl-24835	80	10	”	"	PUNCT
crl-24835	80	11	28	28	NUM
crl-24835	80	12	gave	give	VERB
crl-24835	80	13	text	text	NOUN
crl-24835	80	14	responses	response	NOUN
crl-24835	80	15	.	.	PUNCT
crl-24835	81	1	the	the	DET
crl-24835	81	2	most	most	ADV
crl-24835	81	3	popular	popular	ADJ
crl-24835	81	4	categories	category	NOUN
crl-24835	81	5	in	in	ADP
crl-24835	81	6	these	these	DET
crl-24835	81	7	text	text	NOUN
crl-24835	81	8	responses	response	NOUN
crl-24835	81	9	were	be	AUX
crl-24835	81	10	scholarship	scholarship	NOUN
crl-24835	81	11	information	information	NOUN
crl-24835	81	12	,	,	PUNCT
crl-24835	81	13	medical	medical	ADJ
crl-24835	81	14	bills	bill	NOUN
crl-24835	81	15	,	,	PUNCT
crl-24835	81	16	and	and	CCONJ
crl-24835	81	17	issues	issue	NOUN
crl-24835	81	18	related	relate	VERB
crl-24835	81	19	to	to	ADP
crl-24835	81	20	car	car	NOUN
crl-24835	81	21	/	/	SYM
crl-24835	81	22	home	home	NOUN
crl-24835	81	23	costs	cost	NOUN
crl-24835	81	24	,	,	PUNCT
crl-24835	81	25	including	include	VERB
crl-24835	81	26	one	one	NUM
crl-24835	81	27	respondent	respondent	NOUN
crl-24835	81	28	who	who	PRON
crl-24835	81	29	specified	specify	VERB
crl-24835	81	30	they	they	PRON
crl-24835	81	31	had	have	AUX
crl-24835	81	32	researched	research	VERB
crl-24835	81	33	a	a	DET
crl-24835	81	34	mortgage	mortgage	NOUN
crl-24835	81	35	refinance	refinance	NOUN
crl-24835	81	36	.	.	PUNCT
crl-24835	82	1	other	other	ADJ
crl-24835	82	2	unique	unique	ADJ
crl-24835	82	3	responses	response	NOUN
crl-24835	82	4	included	include	VERB
crl-24835	82	5	:	:	PUNCT
crl-24835	82	6	“	"	PUNCT
crl-24835	82	7	energy	energy	NOUN
crl-24835	82	8	savings	saving	NOUN
crl-24835	82	9	,	,	PUNCT
crl-24835	82	10	”	"	PUNCT
crl-24835	82	11	“	"	PUNCT
crl-24835	82	12	bitcoin	bitcoin	NOUN
crl-24835	82	13	,	,	PUNCT
crl-24835	82	14	”	"	PUNCT
crl-24835	82	15	and	and	CCONJ
crl-24835	82	16	“	"	PUNCT
crl-24835	82	17	retirement	retirement	NOUN
crl-24835	82	18	.	.	PUNCT
crl-24835	82	19	”	"	PUNCT
crl-24835	83	1	these	these	PRON
crl-24835	83	2	indicate	indicate	VERB
crl-24835	83	3	that	that	SCONJ
crl-24835	83	4	there	there	PRON
crl-24835	83	5	are	be	VERB
crl-24835	83	6	at	at	ADP
crl-24835	83	7	least	least	ADJ
crl-24835	83	8	some	some	DET
crl-24835	83	9	students	student	NOUN
crl-24835	83	10	interested	interested	ADJ
crl-24835	83	11	in	in	ADP
crl-24835	83	12	a	a	DET
crl-24835	83	13	wide	wide	ADJ
crl-24835	83	14	range	range	NOUN
crl-24835	83	15	of	of	ADP
crl-24835	83	16	financial	financial	ADJ
crl-24835	83	17	topics	topic	NOUN
crl-24835	83	18	,	,	PUNCT
crl-24835	83	19	which	which	PRON
crl-24835	83	20	may	may	AUX
crl-24835	83	21	increase	increase	VERB
crl-24835	83	22	their	their	PRON
crl-24835	83	23	need	need	NOUN
crl-24835	83	24	for	for	ADP
crl-24835	83	25	financial	financial	ADJ
crl-24835	83	26	information	information	NOUN
crl-24835	83	27	literacy	literacy	NOUN
crl-24835	83	28	to	to	PART
crl-24835	83	29	find	find	VERB
crl-24835	83	30	more	more	ADJ
crl-24835	83	31	niche	niche	NOUN
crl-24835	83	32	resources	resource	NOUN
crl-24835	83	33	.	.	PUNCT
crl-24835	84	1	one	one	NUM
crl-24835	84	2	respondent	respondent	NOUN
crl-24835	84	3	indicated	indicate	VERB
crl-24835	84	4	that	that	SCONJ
crl-24835	84	5	they	they	PRON
crl-24835	84	6	had	have	AUX
crl-24835	84	7	not	not	PART
crl-24835	84	8	searched	search	VERB
crl-24835	84	9	for	for	ADP
crl-24835	84	10	any	any	DET
crl-24835	84	11	financial	financial	ADJ
crl-24835	84	12	information	information	NOUN
crl-24835	84	13	in	in	ADP
crl-24835	84	14	the	the	DET
crl-24835	84	15	past	past	ADJ
crl-24835	84	16	12	12	NUM
crl-24835	84	17	months	month	NOUN
crl-24835	84	18	,	,	PUNCT
crl-24835	84	19	stating	state	VERB
crl-24835	84	20	,	,	PUNCT
crl-24835	84	21	“	"	PUNCT
crl-24835	84	22	i	i	PRON
crl-24835	84	23	do	do	AUX
crl-24835	84	24	n’t	not	PART
crl-24835	84	25	understand	understand	VERB
crl-24835	84	26	finance	finance	NOUN
crl-24835	84	27	at	at	ADV
crl-24835	84	28	all	all	ADV
crl-24835	84	29	.	.	PUNCT
crl-24835	84	30	”	"	PUNCT
crl-24835	85	1	for	for	ADP
crl-24835	85	2	students	student	NOUN
crl-24835	85	3	such	such	ADJ
crl-24835	85	4	as	as	ADP
crl-24835	85	5	this	this	PRON
crl-24835	85	6	,	,	PUNCT
crl-24835	85	7	financial	financial	ADJ
crl-24835	85	8	information	information	NOUN
crl-24835	85	9	literacy	literacy	NOUN
crl-24835	85	10	will	will	AUX
crl-24835	85	11	be	be	AUX
crl-24835	85	12	equally	equally	ADV
crl-24835	85	13	important	important	ADJ
crl-24835	85	14	to	to	PART
crl-24835	85	15	help	help	VERB
crl-24835	85	16	them	they	PRON
crl-24835	85	17	navigate	navigate	VERB
crl-24835	85	18	any	any	DET
crl-24835	85	19	initial	initial	ADJ
crl-24835	85	20	searches	search	NOUN
crl-24835	85	21	.	.	PUNCT
crl-24835	86	1	this	this	PRON
crl-24835	86	2	might	might	AUX
crl-24835	86	3	also	also	ADV
crl-24835	86	4	indicate	indicate	VERB
crl-24835	86	5	a	a	DET
crl-24835	86	6	need	need	NOUN
crl-24835	86	7	on	on	ADP
crl-24835	86	8	campus	campus	NOUN
crl-24835	86	9	for	for	ADP
crl-24835	86	10	some	some	DET
crl-24835	86	11	broad	broad	ADJ
crl-24835	86	12	,	,	PUNCT
crl-24835	86	13	background	background	NOUN
crl-24835	86	14	resources	resource	NOUN
crl-24835	86	15	.	.	PUNCT
crl-24835	87	1	2	2	X
crl-24835	87	2	.	.	X
crl-24835	88	1	what	what	PRON
crl-24835	88	2	prompts	prompt	VERB
crl-24835	88	3	students	student	NOUN
crl-24835	88	4	to	to	PART
crl-24835	88	5	look	look	VERB
crl-24835	88	6	for	for	ADP
crl-24835	88	7	financial	financial	ADJ
crl-24835	88	8	information	information	NOUN
crl-24835	88	9	?	?	PUNCT
crl-24835	89	1	for	for	ADP
crl-24835	89	2	the	the	DET
crl-24835	89	3	rest	rest	NOUN
crl-24835	89	4	of	of	ADP
crl-24835	89	5	the	the	DET
crl-24835	89	6	survey	survey	NOUN
crl-24835	89	7	,	,	PUNCT
crl-24835	89	8	students	student	NOUN
crl-24835	89	9	were	be	AUX
crl-24835	89	10	asked	ask	VERB
crl-24835	89	11	to	to	PART
crl-24835	89	12	think	think	VERB
crl-24835	89	13	of	of	ADP
crl-24835	89	14	a	a	DET
crl-24835	89	15	singular	singular	ADJ
crl-24835	89	16	time	time	NOUN
crl-24835	89	17	they	they	PRON
crl-24835	89	18	searched	search	VERB
crl-24835	89	19	for	for	ADP
crl-24835	89	20	financial	financial	ADJ
crl-24835	89	21	information	information	NOUN
crl-24835	89	22	and	and	CCONJ
crl-24835	89	23	base	base	VERB
crl-24835	89	24	their	their	PRON
crl-24835	89	25	responses	response	NOUN
crl-24835	89	26	on	on	ADP
crl-24835	89	27	that	that	DET
crl-24835	89	28	experience	experience	NOUN
crl-24835	89	29	.	.	PUNCT
crl-24835	90	1	to	to	PART
crl-24835	90	2	explore	explore	VERB
crl-24835	90	3	the	the	DET
crl-24835	90	4	motivations	motivation	NOUN
crl-24835	90	5	behind	behind	ADP
crl-24835	90	6	their	their	PRON
crl-24835	90	7	searches	search	NOUN
crl-24835	90	8	,	,	PUNCT
crl-24835	90	9	students	student	NOUN
crl-24835	90	10	were	be	AUX
crl-24835	90	11	asked	ask	VERB
crl-24835	90	12	to	to	PART
crl-24835	90	13	fill	fill	VERB
crl-24835	90	14	in	in	ADP
crl-24835	90	15	a	a	DET
crl-24835	90	16	free	free	ADJ
crl-24835	90	17	-	-	PUNCT
crl-24835	90	18	text	text	NOUN
crl-24835	90	19	response	response	NOUN
crl-24835	90	20	answer	answer	NOUN
crl-24835	90	21	to	to	ADP
crl-24835	90	22	the	the	DET
crl-24835	90	23	question	question	NOUN
crl-24835	90	24	“	"	PUNCT
crl-24835	90	25	what	what	PRON
crl-24835	90	26	prompted	prompt	VERB
crl-24835	90	27	you	you	PRON
crl-24835	90	28	to	to	PART
crl-24835	90	29	search	search	VERB
crl-24835	90	30	for	for	ADP
crl-24835	90	31	the	the	DET
crl-24835	90	32	financial	financial	ADJ
crl-24835	90	33	information	information	NOUN
crl-24835	90	34	?	?	PUNCT
crl-24835	90	35	”	"	PUNCT
crl-24835	91	1	(	(	PUNCT
crl-24835	91	2	see	see	VERB
crl-24835	91	3	question	question	NOUN
crl-24835	91	4	6	6	NUM
crl-24835	91	5	.	.	PUNCT
crl-24835	91	6	)	)	PUNCT
crl-24835	92	1	in	in	ADP
crl-24835	92	2	total	total	ADJ
crl-24835	92	3	,	,	PUNCT
crl-24835	92	4	838	838	NUM
crl-24835	92	5	of	of	ADP
crl-24835	92	6	the	the	DET
crl-24835	92	7	933	933	NUM
crl-24835	92	8	survey	survey	NOUN
crl-24835	92	9	respondents	respondent	NOUN
crl-24835	92	10	answered	answer	VERB
crl-24835	92	11	this	this	DET
crl-24835	92	12	question	question	NOUN
crl-24835	92	13	.	.	PUNCT
crl-24835	93	1	most	most	ADJ
crl-24835	93	2	were	be	AUX
crl-24835	93	3	single	single	ADJ
crl-24835	93	4	responses	response	NOUN
crl-24835	93	5	,	,	PUNCT
crl-24835	93	6	but	but	CCONJ
crl-24835	93	7	many	many	ADJ
crl-24835	93	8	respondents	respondent	NOUN
crl-24835	93	9	also	also	ADV
crl-24835	93	10	identified	identify	VERB
crl-24835	93	11	multiple	multiple	ADJ
crl-24835	93	12	prompts	prompt	NOUN
crl-24835	93	13	for	for	ADP
crl-24835	93	14	information	information	NOUN
crl-24835	93	15	.	.	PUNCT
crl-24835	94	1	there	there	PRON
crl-24835	94	2	were	be	VERB
crl-24835	94	3	many	many	ADJ
crl-24835	94	4	responses	response	NOUN
crl-24835	94	5	table	table	NOUN
crl-24835	94	6	2	2	NUM
crl-24835	94	7	types	type	NOUN
crl-24835	94	8	of	of	ADP
crl-24835	94	9	financial	financial	ADJ
crl-24835	94	10	information	information	NOUN
crl-24835	94	11	type	type	NOUN
crl-24835	94	12	of	of	ADP
crl-24835	94	13	financial	financial	ADJ
crl-24835	94	14	information	information	NOUN
crl-24835	94	15	n	n	PRON
crl-24835	94	16	percentage	percentage	NOUN
crl-24835	94	17	cost	cost	NOUN
crl-24835	94	18	of	of	ADP
crl-24835	94	19	purchase	purchase	NOUN
crl-24835	94	20	687	687	NUM
crl-24835	94	21	74	74	NUM
crl-24835	94	22	%	%	NOUN
crl-24835	94	23	salary	salary	NOUN
crl-24835	94	24	for	for	ADP
crl-24835	94	25	future	future	ADJ
crl-24835	94	26	job	job	NOUN
crl-24835	94	27	685	685	NUM
crl-24835	94	28	73	73	NUM
crl-24835	94	29	%	%	NOUN
crl-24835	94	30	financial	financial	ADJ
crl-24835	94	31	aid	aid	NOUN
crl-24835	94	32	/	/	SYM
crl-24835	94	33	student	student	NOUN
crl-24835	94	34	loans	loan	NOUN
crl-24835	94	35	681	681	NUM
crl-24835	94	36	73	73	NUM
crl-24835	94	37	%	%	NOUN
crl-24835	94	38	credit	credit	NOUN
crl-24835	94	39	cards	card	NOUN
crl-24835	94	40	566	566	NUM
crl-24835	94	41	61	61	NUM
crl-24835	94	42	%	%	NOUN
crl-24835	94	43	choosing	choose	VERB
crl-24835	94	44	a	a	DET
crl-24835	94	45	bank	bank	NOUN
crl-24835	94	46	484	484	NUM
crl-24835	94	47	52	52	NUM
crl-24835	94	48	%	%	NOUN
crl-24835	94	49	budgets	budget	NOUN
crl-24835	94	50	484	484	NUM
crl-24835	94	51	52	52	NUM
crl-24835	94	52	%	%	NOUN
crl-24835	94	53	taxes	taxis	NOUN
crl-24835	94	54	406	406	NUM
crl-24835	94	55	44	44	NUM
crl-24835	94	56	%	%	NOUN
crl-24835	94	57	credit	credit	NOUN
crl-24835	94	58	scores	score	NOUN
crl-24835	94	59	398	398	NUM
crl-24835	94	60	43	43	NUM
crl-24835	94	61	%	%	NOUN
crl-24835	94	62	investments	investment	NOUN
crl-24835	94	63	256	256	NUM
crl-24835	94	64	27	27	NUM
crl-24835	94	65	%	%	NOUN
crl-24835	94	66	auto	auto	NOUN
crl-24835	94	67	loans	loan	NOUN
crl-24835	94	68	/	/	SYM
crl-24835	94	69	auto	auto	NOUN
crl-24835	94	70	leasing	leasing	NOUN
crl-24835	94	71	136	136	NUM
crl-24835	94	72	15	15	NUM
crl-24835	94	73	%	%	NOUN
crl-24835	94	74	home	home	NOUN
crl-24835	94	75	mortgages	mortgage	NOUN
crl-24835	94	76	48	48	NUM
crl-24835	94	77	5	5	NUM
crl-24835	94	78	%	%	NOUN
crl-24835	94	79	274	274	NUM
crl-24835	94	80	college	college	NOUN
crl-24835	94	81	&	&	CCONJ
crl-24835	94	82	research	research	PROPN
crl-24835	94	83	libraries	library	NOUN
crl-24835	94	84	march	march	PROPN
crl-24835	94	85	2021	2021	NUM
crl-24835	94	86	that	that	PRON
crl-24835	94	87	correlated	correlate	VERB
crl-24835	94	88	closely	closely	ADV
crl-24835	94	89	with	with	ADP
crl-24835	94	90	the	the	DET
crl-24835	94	91	types	type	NOUN
crl-24835	94	92	of	of	ADP
crl-24835	94	93	financial	financial	ADJ
crl-24835	94	94	information	information	NOUN
crl-24835	94	95	students	student	NOUN
crl-24835	94	96	had	have	AUX
crl-24835	94	97	looked	look	VERB
crl-24835	94	98	for	for	ADP
crl-24835	94	99	—	—	PUNCT
crl-24835	94	100	information	information	NOUN
crl-24835	94	101	on	on	ADP
crl-24835	94	102	auto	auto	NOUN
crl-24835	94	103	loans	loan	NOUN
crl-24835	94	104	,	,	PUNCT
crl-24835	94	105	budgeting	budgeting	NOUN
crl-24835	94	106	,	,	PUNCT
crl-24835	94	107	credit	credit	NOUN
crl-24835	94	108	cards	card	NOUN
crl-24835	94	109	,	,	PUNCT
crl-24835	94	110	financial	financial	ADJ
crl-24835	94	111	aid	aid	NOUN
crl-24835	94	112	and	and	CCONJ
crl-24835	94	113	student	student	NOUN
crl-24835	94	114	loans	loan	NOUN
crl-24835	94	115	,	,	PUNCT
crl-24835	94	116	and	and	CCONJ
crl-24835	94	117	salaries	salary	NOUN
crl-24835	94	118	for	for	ADP
crl-24835	94	119	future	future	ADJ
crl-24835	94	120	jobs	job	NOUN
crl-24835	94	121	—	—	PUNCT
crl-24835	94	122	but	but	CCONJ
crl-24835	94	123	the	the	DET
crl-24835	94	124	free	free	ADJ
crl-24835	94	125	-	-	PUNCT
crl-24835	94	126	text	text	NOUN
crl-24835	94	127	responses	response	NOUN
crl-24835	94	128	also	also	ADV
crl-24835	94	129	allowed	allow	VERB
crl-24835	94	130	for	for	SCONJ
crl-24835	94	131	more	more	ADV
crl-24835	94	132	nuanced	nuanced	ADJ
crl-24835	94	133	themes	theme	NOUN
crl-24835	94	134	to	to	PART
crl-24835	94	135	emerge	emerge	VERB
crl-24835	94	136	.	.	PUNCT
crl-24835	95	1	the	the	DET
crl-24835	95	2	most	most	ADV
crl-24835	95	3	dominant	dominant	ADJ
crl-24835	95	4	of	of	ADP
crl-24835	95	5	these	these	DET
crl-24835	95	6	themes	theme	NOUN
crl-24835	95	7	was	be	AUX
crl-24835	95	8	need	need	ADJ
crl-24835	95	9	(	(	PUNCT
crl-24835	95	10	for	for	ADP
crl-24835	95	11	more	more	ADJ
crl-24835	95	12	money	money	NOUN
crl-24835	95	13	and/or	and/or	CCONJ
crl-24835	95	14	more	more	ADJ
crl-24835	95	15	financial	financial	ADJ
crl-24835	95	16	knowledge	knowledge	NOUN
crl-24835	95	17	to	to	PART
crl-24835	95	18	obtain	obtain	VERB
crl-24835	95	19	more	more	ADJ
crl-24835	95	20	money	money	NOUN
crl-24835	95	21	)	)	PUNCT
crl-24835	95	22	and	and	CCONJ
crl-24835	95	23	a	a	DET
crl-24835	95	24	claim	claim	NOUN
crl-24835	95	25	of	of	ADP
crl-24835	95	26	,	,	PUNCT
crl-24835	95	27	or	or	CCONJ
crl-24835	95	28	fear	fear	NOUN
crl-24835	95	29	of	of	ADP
crl-24835	95	30	,	,	PUNCT
crl-24835	95	31	“	"	PUNCT
crl-24835	95	32	being	be	AUX
crl-24835	95	33	poor	poor	ADJ
crl-24835	95	34	.	.	PUNCT
crl-24835	95	35	”	"	PUNCT
crl-24835	96	1	the	the	DET
crl-24835	96	2	word	word	NOUN
crl-24835	96	3	“	"	PUNCT
crl-24835	96	4	need	need	NOUN
crl-24835	96	5	”	"	PUNCT
crl-24835	96	6	appeared	appear	VERB
crl-24835	96	7	in	in	ADP
crl-24835	96	8	201	201	NUM
crl-24835	96	9	responses	response	NOUN
crl-24835	96	10	,	,	PUNCT
crl-24835	96	11	24	24	NUM
crl-24835	96	12	percent	percent	NOUN
crl-24835	96	13	of	of	ADP
crl-24835	96	14	all	all	DET
crl-24835	96	15	respondents	respondent	NOUN
crl-24835	96	16	for	for	ADP
crl-24835	96	17	this	this	DET
crl-24835	96	18	question	question	NOUN
crl-24835	96	19	.	.	PUNCT
crl-24835	97	1	in	in	ADP
crl-24835	97	2	coding	code	VERB
crl-24835	97	3	the	the	DET
crl-24835	97	4	text	text	NOUN
crl-24835	97	5	responses	response	NOUN
crl-24835	97	6	to	to	ADP
crl-24835	97	7	this	this	DET
crl-24835	97	8	question	question	NOUN
crl-24835	97	9	,	,	PUNCT
crl-24835	97	10	the	the	DET
crl-24835	97	11	broader	broad	ADJ
crl-24835	97	12	theme	theme	NOUN
crl-24835	97	13	of	of	ADP
crl-24835	97	14	need	need	NOUN
crl-24835	97	15	and/or	and/or	CCONJ
crl-24835	97	16	fear	fear	NOUN
crl-24835	97	17	of	of	ADP
crl-24835	97	18	the	the	DET
crl-24835	97	19	consequences	consequence	NOUN
crl-24835	97	20	of	of	ADP
crl-24835	97	21	poor	poor	ADJ
crl-24835	97	22	financial	financial	ADJ
crl-24835	97	23	management	management	NOUN
crl-24835	97	24	was	be	AUX
crl-24835	97	25	particularly	particularly	ADV
crl-24835	97	26	emphasized	emphasize	VERB
crl-24835	97	27	in	in	ADP
crl-24835	97	28	193	193	NUM
crl-24835	97	29	responses	response	NOUN
crl-24835	97	30	.	.	PUNCT
crl-24835	98	1	in	in	ADP
crl-24835	98	2	their	their	PRON
crl-24835	98	3	responses	response	NOUN
crl-24835	98	4	,	,	PUNCT
crl-24835	98	5	two	two	NUM
crl-24835	98	6	separate	separate	ADJ
crl-24835	98	7	respondents	respondent	NOUN
crl-24835	98	8	answered	answer	VERB
crl-24835	98	9	,	,	PUNCT
crl-24835	98	10	simply	simply	ADV
crl-24835	98	11	,	,	PUNCT
crl-24835	98	12	“	"	PUNCT
crl-24835	98	13	fear	fear	NOUN
crl-24835	98	14	.	.	PUNCT
crl-24835	98	15	”	"	PUNCT
crl-24835	99	1	others	other	NOUN
crl-24835	99	2	expanded	expand	VERB
crl-24835	99	3	a	a	DET
crl-24835	99	4	bit	bit	NOUN
crl-24835	99	5	to	to	PART
crl-24835	99	6	explain	explain	VERB
crl-24835	99	7	,	,	PUNCT
crl-24835	99	8	“	"	PUNCT
crl-24835	99	9	i	i	PRON
crl-24835	99	10	do	do	AUX
crl-24835	99	11	not	not	PART
crl-24835	99	12	want	want	VERB
crl-24835	99	13	to	to	PART
crl-24835	99	14	live	live	VERB
crl-24835	99	15	paycheck	paycheck	NOUN
crl-24835	99	16	to	to	ADP
crl-24835	99	17	paycheck	paycheck	NOUN
crl-24835	99	18	,	,	PUNCT
crl-24835	99	19	”	"	PUNCT
crl-24835	99	20	or	or	CCONJ
crl-24835	99	21	“	"	PUNCT
crl-24835	99	22	i	i	PRON
crl-24835	99	23	do	do	AUX
crl-24835	99	24	n’t	not	PART
crl-24835	99	25	want	want	VERB
crl-24835	99	26	to	to	PART
crl-24835	99	27	be	be	AUX
crl-24835	99	28	broke	break	VERB
crl-24835	99	29	and	and	CCONJ
crl-24835	99	30	homeless	homeless	ADJ
crl-24835	99	31	in	in	ADP
crl-24835	99	32	the	the	DET
crl-24835	99	33	future	future	NOUN
crl-24835	99	34	.	.	PUNCT
crl-24835	99	35	”	"	PUNCT
crl-24835	100	1	it	it	PRON
crl-24835	100	2	seems	seem	VERB
crl-24835	100	3	clear	clear	ADJ
crl-24835	100	4	that	that	SCONJ
crl-24835	100	5	there	there	PRON
crl-24835	100	6	is	be	VERB
crl-24835	100	7	a	a	DET
crl-24835	100	8	very	very	ADV
crl-24835	100	9	real	real	ADJ
crl-24835	100	10	anxiety	anxiety	NOUN
crl-24835	100	11	among	among	ADP
crl-24835	100	12	many	many	ADJ
crl-24835	100	13	of	of	ADP
crl-24835	100	14	the	the	DET
crl-24835	100	15	respondents	respondent	NOUN
crl-24835	100	16	regarding	regard	VERB
crl-24835	100	17	their	their	PRON
crl-24835	100	18	current	current	ADJ
crl-24835	100	19	and/or	and/or	CCONJ
crl-24835	100	20	future	future	ADJ
crl-24835	100	21	financial	financial	ADJ
crl-24835	100	22	standing	standing	NOUN
crl-24835	100	23	.	.	PUNCT
crl-24835	101	1	in	in	ADP
crl-24835	101	2	fact	fact	NOUN
crl-24835	101	3	,	,	PUNCT
crl-24835	101	4	the	the	DET
crl-24835	101	5	next	next	ADJ
crl-24835	101	6	most	most	ADV
crl-24835	101	7	dominant	dominant	ADJ
crl-24835	101	8	theme	theme	NOUN
crl-24835	101	9	was	be	AUX
crl-24835	101	10	a	a	DET
crl-24835	101	11	persistent	persistent	ADJ
crl-24835	101	12	focus	focus	NOUN
crl-24835	101	13	on	on	ADP
crl-24835	101	14	the	the	DET
crl-24835	101	15	future	future	NOUN
crl-24835	101	16	,	,	PUNCT
crl-24835	101	17	some	some	PRON
crl-24835	101	18	of	of	ADP
crl-24835	101	19	this	this	PRON
crl-24835	101	20	relating	relate	VERB
crl-24835	101	21	back	back	ADV
crl-24835	101	22	to	to	ADP
crl-24835	101	23	fear	fear	NOUN
crl-24835	101	24	of	of	ADP
crl-24835	101	25	future	future	ADJ
crl-24835	101	26	financial	financial	ADJ
crl-24835	101	27	difficulties	difficulty	NOUN
crl-24835	101	28	,	,	PUNCT
crl-24835	101	29	but	but	CCONJ
crl-24835	101	30	some	some	PRON
crl-24835	101	31	of	of	ADP
crl-24835	101	32	it	it	PRON
crl-24835	101	33	was	be	AUX
crl-24835	101	34	more	more	ADV
crl-24835	101	35	generally	generally	ADV
crl-24835	101	36	an	an	DET
crl-24835	101	37	acknowledgment	acknowledgment	NOUN
crl-24835	101	38	of	of	ADP
crl-24835	101	39	the	the	DET
crl-24835	101	40	financial	financial	ADJ
crl-24835	101	41	status	status	NOUN
crl-24835	101	42	changes	change	NOUN
crl-24835	101	43	and	and	CCONJ
crl-24835	101	44	responsibilities	responsibility	NOUN
crl-24835	101	45	that	that	PRON
crl-24835	101	46	come	come	VERB
crl-24835	101	47	with	with	ADP
crl-24835	101	48	adulthood	adulthood	NOUN
crl-24835	101	49	.	.	PUNCT
crl-24835	102	1	in	in	ADP
crl-24835	102	2	answering	answer	VERB
crl-24835	102	3	this	this	DET
crl-24835	102	4	question	question	NOUN
crl-24835	102	5	,	,	PUNCT
crl-24835	102	6	144	144	NUM
crl-24835	102	7	responses	response	NOUN
crl-24835	102	8	included	include	VERB
crl-24835	102	9	the	the	DET
crl-24835	102	10	word	word	NOUN
crl-24835	102	11	“	"	PUNCT
crl-24835	102	12	future	future	NOUN
crl-24835	102	13	.	.	PUNCT
crl-24835	102	14	”	"	PUNCT
crl-24835	103	1	relating	relate	VERB
crl-24835	103	2	back	back	ADV
crl-24835	103	3	to	to	ADP
crl-24835	103	4	fear	fear	NOUN
crl-24835	103	5	of	of	ADP
crl-24835	103	6	one	one	NUM
crl-24835	103	7	’s	’s	PART
crl-24835	103	8	financial	financial	ADJ
crl-24835	103	9	future	future	NOUN
crl-24835	103	10	,	,	PUNCT
crl-24835	103	11	one	one	NUM
crl-24835	103	12	respondent	respondent	NOUN
crl-24835	103	13	explained	explain	VERB
crl-24835	103	14	that	that	SCONJ
crl-24835	103	15	what	what	PRON
crl-24835	103	16	prompted	prompt	VERB
crl-24835	103	17	them	they	PRON
crl-24835	103	18	to	to	PART
crl-24835	103	19	search	search	VERB
crl-24835	103	20	for	for	ADP
crl-24835	103	21	financial	financial	ADJ
crl-24835	103	22	information	information	NOUN
crl-24835	103	23	was	be	AUX
crl-24835	103	24	:	:	PUNCT
crl-24835	103	25	“	"	PUNCT
crl-24835	103	26	preparation	preparation	NOUN
crl-24835	103	27	for	for	ADP
crl-24835	103	28	my	my	PRON
crl-24835	103	29	well	well	NOUN
crl-24835	103	30	-	-	PUNCT
crl-24835	103	31	being	being	NOUN
crl-24835	103	32	in	in	ADP
crl-24835	103	33	the	the	DET
crl-24835	103	34	future	future	NOUN
crl-24835	103	35	,	,	PUNCT
crl-24835	103	36	by	by	ADP
crl-24835	103	37	making	make	VERB
crl-24835	103	38	sure	sure	ADJ
crl-24835	103	39	i	i	PRON
crl-24835	103	40	have	have	VERB
crl-24835	103	41	enough	enough	ADJ
crl-24835	103	42	finances	finance	NOUN
crl-24835	103	43	to	to	PART
crl-24835	103	44	start	start	VERB
crl-24835	103	45	off	off	ADP
crl-24835	103	46	my	my	PRON
crl-24835	103	47	life	life	NOUN
crl-24835	103	48	with	with	ADP
crl-24835	103	49	food	food	NOUN
crl-24835	103	50	,	,	PUNCT
crl-24835	103	51	clothing	clothing	NOUN
crl-24835	103	52	,	,	PUNCT
crl-24835	103	53	a	a	DET
crl-24835	103	54	reliable	reliable	ADJ
crl-24835	103	55	home	home	NOUN
crl-24835	103	56	,	,	PUNCT
crl-24835	103	57	and	and	CCONJ
crl-24835	103	58	a	a	DET
crl-24835	103	59	reliable	reliable	ADJ
crl-24835	103	60	source	source	NOUN
crl-24835	103	61	of	of	ADP
crl-24835	103	62	transportation	transportation	NOUN
crl-24835	103	63	.	.	PUNCT
crl-24835	103	64	”	"	PUNCT
crl-24835	104	1	another	another	PRON
crl-24835	104	2	said	say	VERB
crl-24835	104	3	,	,	PUNCT
crl-24835	104	4	“	"	PUNCT
crl-24835	104	5	i	i	PRON
crl-24835	104	6	need	need	VERB
crl-24835	104	7	to	to	PART
crl-24835	104	8	be	be	AUX
crl-24835	104	9	knowledgeable	knowledgeable	ADJ
crl-24835	104	10	about	about	ADP
crl-24835	104	11	my	my	PRON
crl-24835	104	12	future	future	NOUN
crl-24835	104	13	and	and	CCONJ
crl-24835	104	14	the	the	DET
crl-24835	104	15	expenses	expense	NOUN
crl-24835	104	16	that	that	PRON
crl-24835	104	17	will	will	AUX
crl-24835	104	18	incur	incur	VERB
crl-24835	104	19	.	.	PUNCT
crl-24835	105	1	i	i	PRON
crl-24835	105	2	do	do	AUX
crl-24835	105	3	not	not	PART
crl-24835	105	4	want	want	VERB
crl-24835	105	5	to	to	PART
crl-24835	105	6	go	go	VERB
crl-24835	105	7	into	into	ADP
crl-24835	105	8	it	it	PRON
crl-24835	105	9	blindly	blindly	ADV
crl-24835	105	10	,	,	PUNCT
crl-24835	105	11	so	so	SCONJ
crl-24835	105	12	i	i	PRON
crl-24835	105	13	would	would	AUX
crl-24835	105	14	like	like	VERB
crl-24835	105	15	to	to	PART
crl-24835	105	16	start	start	VERB
crl-24835	105	17	budgeting	budget	VERB
crl-24835	105	18	for	for	ADP
crl-24835	105	19	it	it	PRON
crl-24835	105	20	now	now	ADV
crl-24835	105	21	.	.	PUNCT
crl-24835	105	22	”	"	PUNCT
crl-24835	106	1	a	a	DET
crl-24835	106	2	third	third	ADJ
crl-24835	106	3	respondent	respondent	NOUN
crl-24835	106	4	related	relate	VERB
crl-24835	106	5	his	his	PRON
crl-24835	106	6	/	/	SYM
crl-24835	106	7	her	her	PRON
crl-24835	106	8	current	current	ADJ
crl-24835	106	9	financial	financial	ADJ
crl-24835	106	10	learning	learning	NOUN
crl-24835	106	11	to	to	ADP
crl-24835	106	12	early	early	ADJ
crl-24835	106	13	preparation	preparation	NOUN
crl-24835	106	14	for	for	ADP
crl-24835	106	15	future	future	ADJ
crl-24835	106	16	financial	financial	ADJ
crl-24835	106	17	stability	stability	NOUN
crl-24835	106	18	:	:	PUNCT
crl-24835	106	19	“	"	PUNCT
crl-24835	106	20	i	i	PRON
crl-24835	106	21	want	want	VERB
crl-24835	106	22	to	to	PART
crl-24835	106	23	make	make	VERB
crl-24835	106	24	sure	sure	ADJ
crl-24835	106	25	i	i	PRON
crl-24835	106	26	have	have	VERB
crl-24835	106	27	a	a	DET
crl-24835	106	28	full	full	ADJ
crl-24835	106	29	understanding	understanding	NOUN
crl-24835	106	30	of	of	ADP
crl-24835	106	31	things	thing	NOUN
crl-24835	106	32	i	i	PRON
crl-24835	106	33	may	may	AUX
crl-24835	106	34	need	need	VERB
crl-24835	106	35	in	in	ADP
crl-24835	106	36	the	the	DET
crl-24835	106	37	coming	come	VERB
crl-24835	106	38	years	year	NOUN
crl-24835	106	39	as	as	SCONJ
crl-24835	106	40	i	i	PRON
crl-24835	106	41	want	want	VERB
crl-24835	106	42	to	to	PART
crl-24835	106	43	be	be	AUX
crl-24835	106	44	prepared	prepare	VERB
crl-24835	106	45	to	to	PART
crl-24835	106	46	have	have	VERB
crl-24835	106	47	the	the	DET
crl-24835	106	48	best	good	ADJ
crl-24835	106	49	financial	financial	ADJ
crl-24835	106	50	stability	stability	NOUN
crl-24835	106	51	possible	possible	ADJ
crl-24835	106	52	after	after	SCONJ
crl-24835	106	53	i	i	PRON
crl-24835	106	54	graduate	graduate	VERB
crl-24835	106	55	.	.	PUNCT
crl-24835	106	56	”	"	PUNCT
crl-24835	107	1	it	it	PRON
crl-24835	107	2	was	be	AUX
crl-24835	107	3	very	very	ADV
crl-24835	107	4	common	common	ADJ
crl-24835	107	5	for	for	SCONJ
crl-24835	107	6	survey	survey	NOUN
crl-24835	107	7	respondents	respondent	NOUN
crl-24835	107	8	to	to	PART
crl-24835	107	9	indicate	indicate	VERB
crl-24835	107	10	that	that	SCONJ
crl-24835	107	11	,	,	PUNCT
crl-24835	107	12	as	as	ADP
crl-24835	107	13	part	part	NOUN
crl-24835	107	14	of	of	ADP
crl-24835	107	15	their	their	PRON
crl-24835	107	16	consideration	consideration	NOUN
crl-24835	107	17	for	for	ADP
crl-24835	107	18	the	the	DET
crl-24835	107	19	future	future	NOUN
crl-24835	107	20	,	,	PUNCT
crl-24835	107	21	they	they	PRON
crl-24835	107	22	were	be	AUX
crl-24835	107	23	looking	look	VERB
crl-24835	107	24	into	into	ADP
crl-24835	107	25	salary	salary	NOUN
crl-24835	107	26	information	information	NOUN
crl-24835	107	27	,	,	PUNCT
crl-24835	107	28	either	either	CCONJ
crl-24835	107	29	to	to	PART
crl-24835	107	30	inform	inform	VERB
crl-24835	107	31	specific	specific	ADJ
crl-24835	107	32	company	company	NOUN
crl-24835	107	33	and/or	and/or	CCONJ
crl-24835	107	34	job	job	NOUN
crl-24835	107	35	location	location	NOUN
crl-24835	107	36	choices	choice	NOUN
crl-24835	107	37	,	,	PUNCT
crl-24835	107	38	or	or	CCONJ
crl-24835	107	39	even	even	ADV
crl-24835	107	40	as	as	ADP
crl-24835	107	41	a	a	DET
crl-24835	107	42	means	means	NOUN
crl-24835	107	43	to	to	PART
crl-24835	107	44	start	start	VERB
crl-24835	107	45	contemplating	contemplate	VERB
crl-24835	107	46	various	various	ADJ
crl-24835	107	47	career	career	NOUN
crl-24835	107	48	options	option	NOUN
crl-24835	107	49	on	on	ADP
crl-24835	107	50	a	a	DET
crl-24835	107	51	whole	whole	NOUN
crl-24835	107	52	.	.	PUNCT
crl-24835	108	1	in	in	ADP
crl-24835	108	2	coded	code	VERB
crl-24835	108	3	responses	response	NOUN
crl-24835	108	4	,	,	PUNCT
crl-24835	108	5	49	49	NUM
crl-24835	108	6	stood	stand	VERB
crl-24835	108	7	out	out	ADP
crl-24835	108	8	as	as	ADP
crl-24835	108	9	highlighting	highlight	VERB
crl-24835	108	10	this	this	DET
crl-24835	108	11	subset	subset	ADJ
crl-24835	108	12	future	future	ADJ
crl-24835	108	13	concern	concern	NOUN
crl-24835	108	14	.	.	PUNCT
crl-24835	109	1	most	most	ADJ
crl-24835	109	2	of	of	ADP
crl-24835	109	3	these	these	DET
crl-24835	109	4	responses	response	NOUN
crl-24835	109	5	focused	focus	VERB
crl-24835	109	6	on	on	ADP
crl-24835	109	7	general	general	ADJ
crl-24835	109	8	thoughts	thought	NOUN
crl-24835	109	9	regarding	regard	VERB
crl-24835	109	10	a	a	DET
crl-24835	109	11	particular	particular	ADJ
crl-24835	109	12	future	future	ADJ
crl-24835	109	13	job	job	NOUN
crl-24835	109	14	(	(	PUNCT
crl-24835	109	15	considering	consider	VERB
crl-24835	109	16	job	job	NOUN
crl-24835	109	17	options	option	NOUN
crl-24835	109	18	,	,	PUNCT
crl-24835	109	19	comparing	compare	VERB
crl-24835	109	20	salary	salary	NOUN
crl-24835	109	21	offers	offer	NOUN
crl-24835	109	22	,	,	PUNCT
crl-24835	109	23	and	and	CCONJ
crl-24835	109	24	so	so	ADV
crl-24835	109	25	on	on	ADV
crl-24835	109	26	)	)	PUNCT
crl-24835	109	27	,	,	PUNCT
crl-24835	109	28	but	but	CCONJ
crl-24835	109	29	there	there	PRON
crl-24835	109	30	was	be	VERB
crl-24835	109	31	also	also	ADV
crl-24835	109	32	a	a	DET
crl-24835	109	33	set	set	NOUN
crl-24835	109	34	of	of	ADP
crl-24835	109	35	respondents	respondent	NOUN
crl-24835	109	36	who	who	PRON
crl-24835	109	37	more	more	ADV
crl-24835	109	38	clearly	clearly	ADV
crl-24835	109	39	emphasized	emphasize	VERB
crl-24835	109	40	that	that	SCONJ
crl-24835	109	41	they	they	PRON
crl-24835	109	42	were	be	AUX
crl-24835	109	43	making	make	VERB
crl-24835	109	44	decisions	decision	NOUN
crl-24835	109	45	regarding	regard	VERB
crl-24835	109	46	their	their	PRON
crl-24835	109	47	overall	overall	ADJ
crl-24835	109	48	career	career	NOUN
crl-24835	109	49	paths	path	NOUN
crl-24835	109	50	,	,	PUNCT
crl-24835	109	51	or	or	CCONJ
crl-24835	109	52	even	even	ADV
crl-24835	109	53	college	college	NOUN
crl-24835	109	54	majors	major	NOUN
crl-24835	109	55	,	,	PUNCT
crl-24835	109	56	based	base	VERB
crl-24835	109	57	on	on	ADP
crl-24835	109	58	earnings	earning	NOUN
crl-24835	109	59	potential	potential	NOUN
crl-24835	109	60	.	.	PUNCT
crl-24835	110	1	one	one	NUM
crl-24835	110	2	student	student	NOUN
crl-24835	110	3	explained	explain	VERB
crl-24835	110	4	that	that	SCONJ
crl-24835	110	5	what	what	PRON
crl-24835	110	6	prompted	prompt	VERB
crl-24835	110	7	them	they	PRON
crl-24835	110	8	to	to	PART
crl-24835	110	9	search	search	VERB
crl-24835	110	10	for	for	ADP
crl-24835	110	11	financial	financial	ADJ
crl-24835	110	12	knowledge	knowledge	NOUN
crl-24835	110	13	was	be	AUX
crl-24835	110	14	this	this	PRON
crl-24835	110	15	:	:	PUNCT
crl-24835	110	16	“	"	PUNCT
crl-24835	110	17	i	i	PRON
crl-24835	110	18	am	be	AUX
crl-24835	110	19	also	also	ADV
crl-24835	110	20	in	in	ADP
crl-24835	110	21	the	the	DET
crl-24835	110	22	job	job	NOUN
crl-24835	110	23	market	market	NOUN
crl-24835	110	24	and	and	CCONJ
crl-24835	110	25	wanted	want	VERB
crl-24835	110	26	to	to	PART
crl-24835	110	27	see	see	VERB
crl-24835	110	28	the	the	DET
crl-24835	110	29	salaries	salary	NOUN
crl-24835	110	30	of	of	ADP
crl-24835	110	31	different	different	ADJ
crl-24835	110	32	companies	company	NOUN
crl-24835	110	33	in	in	ADP
crl-24835	110	34	different	different	ADJ
crl-24835	110	35	areas	area	NOUN
crl-24835	110	36	to	to	PART
crl-24835	110	37	understand	understand	VERB
crl-24835	110	38	the	the	DET
crl-24835	110	39	value	value	NOUN
crl-24835	110	40	of	of	ADP
crl-24835	110	41	my	my	PRON
crl-24835	110	42	degree	degree	NOUN
crl-24835	110	43	and	and	CCONJ
crl-24835	110	44	skills	skill	NOUN
crl-24835	110	45	.	.	PUNCT
crl-24835	110	46	”	"	PUNCT
crl-24835	111	1	another	another	PRON
crl-24835	111	2	expanded	expand	VERB
crl-24835	111	3	that	that	SCONJ
crl-24835	111	4	they	they	PRON
crl-24835	111	5	were	be	AUX
crl-24835	111	6	“	"	PUNCT
crl-24835	111	7	trying	try	VERB
crl-24835	111	8	to	to	PART
crl-24835	111	9	compare	compare	VERB
crl-24835	111	10	the	the	DET
crl-24835	111	11	salaries	salary	NOUN
crl-24835	111	12	of	of	ADP
crl-24835	111	13	future	future	ADJ
crl-24835	111	14	professions	profession	NOUN
crl-24835	111	15	to	to	PART
crl-24835	111	16	ensure	ensure	VERB
crl-24835	111	17	i	i	PRON
crl-24835	111	18	would	would	AUX
crl-24835	111	19	be	be	AUX
crl-24835	111	20	well	well	ADV
crl-24835	111	21	off	off	ADP
crl-24835	111	22	in	in	ADP
crl-24835	111	23	the	the	DET
crl-24835	111	24	future	future	NOUN
crl-24835	111	25	.	.	PUNCT
crl-24835	111	26	”	"	PUNCT
crl-24835	112	1	one	one	NUM
crl-24835	112	2	note	note	NOUN
crl-24835	112	3	to	to	PART
crl-24835	112	4	make	make	VERB
crl-24835	112	5	about	about	ADP
crl-24835	112	6	these	these	DET
crl-24835	112	7	comments	comment	NOUN
crl-24835	112	8	is	be	AUX
crl-24835	112	9	that	that	SCONJ
crl-24835	112	10	,	,	PUNCT
crl-24835	112	11	while	while	SCONJ
crl-24835	112	12	salary	salary	NOUN
crl-24835	112	13	comparisons	comparison	NOUN
crl-24835	112	14	are	be	AUX
crl-24835	112	15	an	an	DET
crl-24835	112	16	important	important	ADJ
crl-24835	112	17	part	part	NOUN
crl-24835	112	18	of	of	ADP
crl-24835	112	19	overall	overall	ADJ
crl-24835	112	20	career	career	NOUN
crl-24835	112	21	considerations	consideration	NOUN
crl-24835	112	22	,	,	PUNCT
crl-24835	112	23	there	there	PRON
crl-24835	112	24	should	should	AUX
crl-24835	112	25	be	be	AUX
crl-24835	112	26	other	other	ADJ
crl-24835	112	27	considerations	consideration	NOUN
crl-24835	112	28	as	as	ADV
crl-24835	112	29	well	well	ADV
crl-24835	112	30	.	.	PUNCT
crl-24835	113	1	another	another	DET
crl-24835	113	2	student	student	NOUN
crl-24835	113	3	reported	report	VERB
crl-24835	113	4	,	,	PUNCT
crl-24835	113	5	“	"	PUNCT
crl-24835	113	6	i	i	PRON
crl-24835	113	7	was	be	AUX
crl-24835	113	8	looking	look	VERB
crl-24835	113	9	for	for	ADP
crl-24835	113	10	future	future	ADJ
crl-24835	113	11	job	job	NOUN
crl-24835	113	12	salaries	salary	NOUN
crl-24835	113	13	to	to	PART
crl-24835	113	14	decide	decide	VERB
crl-24835	113	15	a	a	DET
crl-24835	113	16	career	career	NOUN
crl-24835	113	17	path	path	NOUN
crl-24835	113	18	.	.	PUNCT
crl-24835	113	19	”	"	PUNCT
crl-24835	114	1	while	while	SCONJ
crl-24835	114	2	future	future	ADJ
crl-24835	114	3	job	job	NOUN
crl-24835	114	4	salaries	salary	NOUN
crl-24835	114	5	should	should	AUX
crl-24835	114	6	no	no	ADV
crl-24835	114	7	doubt	doubt	ADV
crl-24835	114	8	play	play	VERB
crl-24835	114	9	some	some	DET
crl-24835	114	10	role	role	NOUN
crl-24835	114	11	in	in	ADP
crl-24835	114	12	that	that	DET
crl-24835	114	13	decision	decision	NOUN
crl-24835	114	14	,	,	PUNCT
crl-24835	114	15	awareness	awareness	NOUN
crl-24835	114	16	should	should	AUX
crl-24835	114	17	be	be	AUX
crl-24835	114	18	brought	bring	VERB
crl-24835	114	19	to	to	ADP
crl-24835	114	20	the	the	DET
crl-24835	114	21	fact	fact	NOUN
crl-24835	114	22	that	that	SCONJ
crl-24835	114	23	it	it	PRON
crl-24835	114	24	may	may	AUX
crl-24835	114	25	be	be	AUX
crl-24835	114	26	playing	play	VERB
crl-24835	114	27	an	an	DET
crl-24835	114	28	exclusive	exclusive	ADJ
crl-24835	114	29	role	role	NOUN
crl-24835	114	30	for	for	ADP
crl-24835	114	31	some	some	DET
crl-24835	114	32	students	student	NOUN
crl-24835	114	33	.	.	PUNCT
crl-24835	115	1	the	the	DET
crl-24835	115	2	theme	theme	NOUN
crl-24835	115	3	of	of	ADP
crl-24835	115	4	credit	credit	NOUN
crl-24835	115	5	and	and	CCONJ
crl-24835	115	6	obtaining	obtaining	NOUN
crl-24835	115	7	,	,	PUNCT
crl-24835	115	8	or	or	CCONJ
crl-24835	115	9	paying	pay	VERB
crl-24835	115	10	off	off	ADP
crl-24835	115	11	,	,	PUNCT
crl-24835	115	12	loans	loan	NOUN
crl-24835	115	13	was	be	AUX
crl-24835	115	14	also	also	ADV
crl-24835	115	15	dominant	dominant	ADJ
crl-24835	115	16	.	.	PUNCT
crl-24835	116	1	unsurprisingly	unsurprisingly	ADV
crl-24835	116	2	,	,	PUNCT
crl-24835	116	3	a	a	DET
crl-24835	116	4	large	large	ADJ
crl-24835	116	5	number	number	NOUN
crl-24835	116	6	of	of	ADP
crl-24835	116	7	these	these	DET
crl-24835	116	8	wider	wide	ADJ
crl-24835	116	9	credit	credit	NOUN
crl-24835	116	10	and	and	CCONJ
crl-24835	116	11	loan	loan	NOUN
crl-24835	116	12	issues	issue	NOUN
crl-24835	116	13	were	be	AUX
crl-24835	116	14	related	relate	VERB
crl-24835	116	15	to	to	ADP
crl-24835	116	16	paying	pay	VERB
crl-24835	116	17	for	for	ADP
crl-24835	116	18	schooling	schooling	NOUN
crl-24835	116	19	.	.	PUNCT
crl-24835	117	1	it	it	PRON
crl-24835	117	2	makes	make	VERB
crl-24835	117	3	sense	sense	NOUN
crl-24835	117	4	that	that	SCONJ
crl-24835	117	5	student	student	NOUN
crl-24835	117	6	respondents	respondent	NOUN
crl-24835	117	7	to	to	ADP
crl-24835	117	8	a	a	DET
crl-24835	117	9	survey	survey	NOUN
crl-24835	117	10	administered	administer	VERB
crl-24835	117	11	on	on	ADP
crl-24835	117	12	a	a	DET
crl-24835	117	13	university	university	NOUN
crl-24835	117	14	campus	campus	NOUN
crl-24835	117	15	might	might	AUX
crl-24835	117	16	they	they	PRON
crl-24835	117	17	seek	seek	VERB
crl-24835	117	18	,	,	PUNCT
crl-24835	117	19	but	but	CCONJ
crl-24835	117	20	do	do	AUX
crl-24835	117	21	they	they	PRON
crl-24835	117	22	find	find	VERB
crl-24835	117	23	?	?	PUNCT
crl-24835	118	1	275	275	NUM
crl-24835	118	2	be	be	AUX
crl-24835	118	3	preoccupied	preoccupy	VERB
crl-24835	118	4	with	with	ADP
crl-24835	118	5	costs	cost	NOUN
crl-24835	118	6	related	relate	VERB
crl-24835	118	7	to	to	ADP
crl-24835	118	8	schooling	schooling	NOUN
crl-24835	118	9	.	.	PUNCT
crl-24835	119	1	what	what	PRON
crl-24835	119	2	might	might	AUX
crl-24835	119	3	surprise	surprise	VERB
crl-24835	119	4	some	some	PRON
crl-24835	119	5	is	be	AUX
crl-24835	119	6	how	how	SCONJ
crl-24835	119	7	strong	strong	ADJ
crl-24835	119	8	this	this	DET
crl-24835	119	9	emphasis	emphasis	NOUN
crl-24835	119	10	was	be	AUX
crl-24835	119	11	.	.	PUNCT
crl-24835	120	1	of	of	ADP
crl-24835	120	2	total	total	ADJ
crl-24835	120	3	responses	response	NOUN
crl-24835	120	4	,	,	PUNCT
crl-24835	120	5	97	97	NUM
crl-24835	120	6	responses	response	NOUN
crl-24835	120	7	focused	focus	VERB
crl-24835	120	8	broadly	broadly	ADV
crl-24835	120	9	on	on	ADP
crl-24835	120	10	credit	credit	NOUN
crl-24835	120	11	or	or	CCONJ
crl-24835	120	12	loan	loan	NOUN
crl-24835	120	13	concerns	concern	NOUN
crl-24835	120	14	,	,	PUNCT
crl-24835	120	15	but	but	CCONJ
crl-24835	120	16	208	208	NUM
crl-24835	120	17	responses	response	NOUN
crl-24835	120	18	were	be	AUX
crl-24835	120	19	focused	focus	VERB
crl-24835	120	20	specifically	specifically	ADV
crl-24835	120	21	on	on	ADP
crl-24835	120	22	school	school	NOUN
crl-24835	120	23	cost	cost	NOUN
crl-24835	120	24	concerns	concern	NOUN
crl-24835	120	25	;	;	PUNCT
crl-24835	120	26	that	that	PRON
crl-24835	120	27	’s	’	VERB
crl-24835	120	28	more	more	ADJ
crl-24835	120	29	than	than	ADP
crl-24835	120	30	two	two	NUM
crl-24835	120	31	times	time	NOUN
crl-24835	120	32	as	as	ADV
crl-24835	120	33	many	many	ADJ
crl-24835	120	34	responses	response	NOUN
crl-24835	120	35	focusing	focus	VERB
crl-24835	120	36	on	on	ADP
crl-24835	120	37	school	school	NOUN
crl-24835	120	38	costs	cost	NOUN
crl-24835	120	39	rather	rather	ADV
crl-24835	120	40	than	than	ADP
crl-24835	120	41	broader	broad	ADJ
crl-24835	120	42	credit	credit	NOUN
crl-24835	120	43	and	and	CCONJ
crl-24835	120	44	loan	loan	NOUN
crl-24835	120	45	considerations	consideration	NOUN
crl-24835	120	46	.	.	PUNCT
crl-24835	121	1	some	some	DET
crl-24835	121	2	respondents	respondent	NOUN
crl-24835	121	3	simply	simply	ADV
crl-24835	121	4	emphasized	emphasize	VERB
crl-24835	121	5	a	a	DET
crl-24835	121	6	general	general	ADJ
crl-24835	121	7	need	need	NOUN
crl-24835	121	8	to	to	PART
crl-24835	121	9	build	build	VERB
crl-24835	121	10	credit	credit	NOUN
crl-24835	121	11	:	:	PUNCT
crl-24835	121	12	“	"	PUNCT
crl-24835	121	13	i	i	PRON
crl-24835	121	14	know	know	VERB
crl-24835	121	15	building	building	NOUN
crl-24835	121	16	credit	credit	NOUN
crl-24835	121	17	is	be	AUX
crl-24835	121	18	something	something	PRON
crl-24835	121	19	i	i	PRON
crl-24835	121	20	need	need	VERB
crl-24835	121	21	to	to	PART
crl-24835	121	22	do	do	VERB
crl-24835	121	23	sooner	soon	ADV
crl-24835	121	24	rather	rather	ADV
crl-24835	121	25	than	than	ADP
crl-24835	121	26	later	later	ADV
crl-24835	121	27	.	.	PUNCT
crl-24835	121	28	”	"	PUNCT
crl-24835	122	1	but	but	CCONJ
crl-24835	122	2	in	in	ADP
crl-24835	122	3	far	far	ADV
crl-24835	122	4	greater	great	ADJ
crl-24835	122	5	numbers	number	NOUN
crl-24835	122	6	,	,	PUNCT
crl-24835	122	7	respondents	respondent	NOUN
crl-24835	122	8	emphasized	emphasize	VERB
crl-24835	122	9	that	that	SCONJ
crl-24835	122	10	the	the	DET
crl-24835	122	11	greatest	great	ADJ
crl-24835	122	12	driver	driver	NOUN
crl-24835	122	13	for	for	ADP
crl-24835	122	14	their	their	PRON
crl-24835	122	15	need	need	NOUN
crl-24835	122	16	of	of	ADP
crl-24835	122	17	credit	credit	NOUN
crl-24835	122	18	(	(	PUNCT
crl-24835	122	19	or	or	CCONJ
crl-24835	122	20	financial	financial	ADJ
crl-24835	122	21	assets	asset	NOUN
crl-24835	122	22	)	)	PUNCT
crl-24835	122	23	was	be	AUX
crl-24835	122	24	schooling	school	VERB
crl-24835	122	25	costs	cost	NOUN
crl-24835	122	26	:	:	PUNCT
crl-24835	122	27	“	"	PUNCT
crl-24835	122	28	i	i	PRON
crl-24835	122	29	need	need	VERB
crl-24835	122	30	money	money	NOUN
crl-24835	122	31	because	because	SCONJ
crl-24835	122	32	college	college	NOUN
crl-24835	122	33	is	be	AUX
crl-24835	122	34	super	super	ADV
crl-24835	122	35	expensive	expensive	ADJ
crl-24835	122	36	,	,	PUNCT
crl-24835	122	37	”	"	PUNCT
crl-24835	122	38	one	one	NUM
crl-24835	122	39	respondent	respondent	NOUN
crl-24835	122	40	explained	explain	VERB
crl-24835	122	41	.	.	PUNCT
crl-24835	123	1	another	another	DET
crl-24835	123	2	related	related	ADJ
crl-24835	123	3	schooling	schooling	NOUN
crl-24835	123	4	costs	cost	NOUN
crl-24835	123	5	back	back	ADV
crl-24835	123	6	to	to	ADP
crl-24835	123	7	the	the	DET
crl-24835	123	8	theme	theme	NOUN
crl-24835	123	9	of	of	ADP
crl-24835	123	10	fear	fear	NOUN
crl-24835	123	11	:	:	PUNCT
crl-24835	123	12	“	"	PUNCT
crl-24835	123	13	i	i	PRON
crl-24835	123	14	look	look	VERB
crl-24835	123	15	at	at	ADP
crl-24835	123	16	how	how	SCONJ
crl-24835	123	17	much	much	ADJ
crl-24835	123	18	money	money	NOUN
crl-24835	123	19	i	i	PRON
crl-24835	123	20	pay	pay	VERB
crl-24835	123	21	each	each	DET
crl-24835	123	22	semester	semester	NOUN
crl-24835	123	23	and	and	CCONJ
crl-24835	123	24	i	i	PRON
crl-24835	123	25	panic	panic	VERB
crl-24835	123	26	and	and	CCONJ
crl-24835	123	27	look	look	VERB
crl-24835	123	28	for	for	ADP
crl-24835	123	29	scholarships	scholarship	NOUN
crl-24835	123	30	.	.	PUNCT
crl-24835	123	31	”	"	PUNCT
crl-24835	124	1	one	one	NUM
crl-24835	124	2	interesting	interesting	ADJ
crl-24835	124	3	observation	observation	NOUN
crl-24835	124	4	from	from	ADP
crl-24835	124	5	these	these	DET
crl-24835	124	6	text	text	NOUN
crl-24835	124	7	responses	response	NOUN
crl-24835	124	8	was	be	AUX
crl-24835	124	9	that	that	SCONJ
crl-24835	124	10	a	a	DET
crl-24835	124	11	period	period	NOUN
crl-24835	124	12	of	of	ADP
crl-24835	124	13	transition	transition	NOUN
crl-24835	124	14	often	often	ADV
crl-24835	124	15	played	play	VERB
crl-24835	124	16	a	a	DET
crl-24835	124	17	role	role	NOUN
crl-24835	124	18	in	in	ADP
crl-24835	124	19	students	student	NOUN
crl-24835	124	20	’	'	PUNCT
crl-24835	124	21	decision	decision	NOUN
crl-24835	124	22	to	to	PART
crl-24835	124	23	explore	explore	VERB
crl-24835	124	24	financial	financial	ADJ
crl-24835	124	25	information	information	NOUN
crl-24835	124	26	.	.	PUNCT
crl-24835	125	1	a	a	DET
crl-24835	125	2	lot	lot	NOUN
crl-24835	125	3	of	of	ADP
crl-24835	125	4	students	student	NOUN
crl-24835	125	5	reported	report	VERB
crl-24835	125	6	being	be	AUX
crl-24835	125	7	in	in	ADP
crl-24835	125	8	a	a	DET
crl-24835	125	9	transition	transition	NOUN
crl-24835	125	10	period	period	NOUN
crl-24835	125	11	wherein	wherein	SCONJ
crl-24835	125	12	they	they	PRON
crl-24835	125	13	faced	face	VERB
crl-24835	125	14	a	a	DET
crl-24835	125	15	more	more	ADV
crl-24835	125	16	pressing	pressing	ADJ
crl-24835	125	17	need	need	NOUN
crl-24835	125	18	for	for	ADP
crl-24835	125	19	financial	financial	ADJ
crl-24835	125	20	information	information	NOUN
crl-24835	125	21	.	.	PUNCT
crl-24835	126	1	these	these	DET
crl-24835	126	2	students	student	NOUN
crl-24835	126	3	were	be	AUX
crl-24835	126	4	either	either	CCONJ
crl-24835	126	5	transitioning	transition	VERB
crl-24835	126	6	into	into	ADP
crl-24835	126	7	college	college	NOUN
crl-24835	126	8	and	and	CCONJ
crl-24835	126	9	independent	independent	ADJ
crl-24835	126	10	living	living	NOUN
crl-24835	126	11	,	,	PUNCT
crl-24835	126	12	into	into	ADP
crl-24835	126	13	graduate	graduate	NOUN
crl-24835	126	14	school	school	NOUN
crl-24835	126	15	,	,	PUNCT
crl-24835	126	16	or	or	CCONJ
crl-24835	126	17	into	into	ADP
crl-24835	126	18	a	a	DET
crl-24835	126	19	career	career	NOUN
crl-24835	126	20	.	.	PUNCT
crl-24835	127	1	there	there	PRON
crl-24835	127	2	was	be	VERB
crl-24835	127	3	also	also	ADV
crl-24835	127	4	a	a	DET
crl-24835	127	5	significant	significant	ADJ
crl-24835	127	6	minority	minority	NOUN
crl-24835	127	7	of	of	ADP
crl-24835	127	8	students	student	NOUN
crl-24835	127	9	transitioning	transition	VERB
crl-24835	127	10	geographically	geographically	ADV
crl-24835	127	11	—	—	PUNCT
crl-24835	127	12	us	us	PROPN
crl-24835	127	13	students	student	NOUN
crl-24835	127	14	considering	consider	VERB
crl-24835	127	15	study	study	NOUN
crl-24835	127	16	-	-	PUNCT
crl-24835	127	17	abroad	abroad	ADV
crl-24835	127	18	opportunities	opportunity	NOUN
crl-24835	127	19	or	or	CCONJ
crl-24835	127	20	international	international	ADJ
crl-24835	127	21	students	student	NOUN
crl-24835	127	22	studying	study	VERB
crl-24835	127	23	at	at	ADP
crl-24835	127	24	the	the	DET
crl-24835	127	25	survey	survey	NOUN
crl-24835	127	26	institution	institution	NOUN
crl-24835	127	27	.	.	PUNCT
crl-24835	128	1	overall	overall	ADV
crl-24835	128	2	,	,	PUNCT
crl-24835	128	3	a	a	DET
crl-24835	128	4	period	period	NOUN
crl-24835	128	5	of	of	ADP
crl-24835	128	6	transition	transition	NOUN
crl-24835	128	7	was	be	AUX
crl-24835	128	8	highlighted	highlight	VERB
crl-24835	128	9	in	in	ADP
crl-24835	128	10	112	112	NUM
crl-24835	128	11	responses	response	NOUN
crl-24835	128	12	.	.	PUNCT
crl-24835	129	1	one	one	NUM
crl-24835	129	2	student	student	NOUN
crl-24835	129	3	conveyed	convey	VERB
crl-24835	129	4	that	that	SCONJ
crl-24835	129	5	what	what	PRON
crl-24835	129	6	prompted	prompt	VERB
crl-24835	129	7	them	they	PRON
crl-24835	129	8	to	to	PART
crl-24835	129	9	search	search	VERB
crl-24835	129	10	for	for	ADP
crl-24835	129	11	financial	financial	ADJ
crl-24835	129	12	information	information	NOUN
crl-24835	129	13	was	be	AUX
crl-24835	129	14	“	"	PUNCT
crl-24835	129	15	the	the	DET
crl-24835	129	16	realization	realization	NOUN
crl-24835	129	17	that	that	PRON
crl-24835	129	18	i	i	PRON
crl-24835	129	19	am	be	AUX
crl-24835	129	20	an	an	DET
crl-24835	129	21	adult	adult	NOUN
crl-24835	129	22	.	.	PUNCT
crl-24835	129	23	”	"	PUNCT
crl-24835	130	1	another	another	PRON
crl-24835	130	2	summarized	summarize	VERB
crl-24835	130	3	still	still	ADV
crl-24835	130	4	more	more	ADV
crl-24835	130	5	succinctly	succinctly	ADV
crl-24835	130	6	that	that	SCONJ
crl-24835	130	7	the	the	DET
crl-24835	130	8	prompt	prompt	NOUN
crl-24835	130	9	was	be	AUX
crl-24835	130	10	“	"	PUNCT
crl-24835	130	11	adulting	adulte	VERB
crl-24835	130	12	.	.	PUNCT
crl-24835	130	13	”	"	PUNCT
crl-24835	131	1	while	while	SCONJ
crl-24835	131	2	there	there	PRON
crl-24835	131	3	is	be	VERB
crl-24835	131	4	a	a	DET
crl-24835	131	5	heightened	heightened	ADJ
crl-24835	131	6	sense	sense	NOUN
crl-24835	131	7	of	of	ADP
crl-24835	131	8	anxiety	anxiety	NOUN
crl-24835	131	9	attached	attach	VERB
crl-24835	131	10	to	to	ADP
crl-24835	131	11	the	the	DET
crl-24835	131	12	transition	transition	NOUN
crl-24835	131	13	to	to	ADP
crl-24835	131	14	financial	financial	ADJ
crl-24835	131	15	independence	independence	NOUN
crl-24835	131	16	,	,	PUNCT
crl-24835	131	17	it	it	PRON
crl-24835	131	18	is	be	AUX
crl-24835	131	19	encouraging	encouraging	ADJ
crl-24835	131	20	that	that	SCONJ
crl-24835	131	21	this	this	PRON
crl-24835	131	22	is	be	AUX
crl-24835	131	23	an	an	DET
crl-24835	131	24	area	area	NOUN
crl-24835	131	25	of	of	ADP
crl-24835	131	26	need	need	NOUN
crl-24835	131	27	that	that	SCONJ
crl-24835	131	28	students	student	NOUN
crl-24835	131	29	are	be	AUX
crl-24835	131	30	striving	strive	VERB
crl-24835	131	31	to	to	PART
crl-24835	131	32	address	address	VERB
crl-24835	131	33	.	.	PUNCT
crl-24835	132	1	perhaps	perhaps	ADV
crl-24835	132	2	one	one	NUM
crl-24835	132	3	of	of	ADP
crl-24835	132	4	the	the	DET
crl-24835	132	5	encouraging	encouraging	ADJ
crl-24835	132	6	conclusions	conclusion	NOUN
crl-24835	132	7	that	that	PRON
crl-24835	132	8	can	can	AUX
crl-24835	132	9	be	be	AUX
crl-24835	132	10	drawn	draw	VERB
crl-24835	132	11	from	from	ADP
crl-24835	132	12	these	these	DET
crl-24835	132	13	responses	response	NOUN
crl-24835	132	14	is	be	AUX
crl-24835	132	15	a	a	DET
crl-24835	132	16	seemingly	seemingly	ADV
crl-24835	132	17	widespread	widespread	ADJ
crl-24835	132	18	understanding	understanding	NOUN
crl-24835	132	19	that	that	SCONJ
crl-24835	132	20	financial	financial	ADJ
crl-24835	132	21	literacy	literacy	NOUN
crl-24835	132	22	,	,	PUNCT
crl-24835	132	23	and	and	CCONJ
crl-24835	132	24	financial	financial	ADJ
crl-24835	132	25	responsibility	responsibility	NOUN
crl-24835	132	26	,	,	PUNCT
crl-24835	132	27	is	be	AUX
crl-24835	132	28	a	a	DET
crl-24835	132	29	requisite	requisite	ADJ
crl-24835	132	30	component	component	NOUN
crl-24835	132	31	of	of	ADP
crl-24835	132	32	adulthood	adulthood	NOUN
crl-24835	132	33	.	.	PUNCT
crl-24835	133	1	less	less	ADV
crl-24835	133	2	encouraging	encouraging	ADJ
crl-24835	133	3	is	be	AUX
crl-24835	133	4	the	the	DET
crl-24835	133	5	indication	indication	NOUN
crl-24835	133	6	in	in	ADP
crl-24835	133	7	a	a	DET
crl-24835	133	8	number	number	NOUN
crl-24835	133	9	of	of	ADP
crl-24835	133	10	free	free	ADJ
crl-24835	133	11	-	-	PUNCT
crl-24835	133	12	text	text	NOUN
crl-24835	133	13	responses	response	NOUN
crl-24835	133	14	that	that	SCONJ
crl-24835	133	15	financial	financial	ADJ
crl-24835	133	16	literacy	literacy	NOUN
crl-24835	133	17	is	be	AUX
crl-24835	133	18	an	an	DET
crl-24835	133	19	area	area	NOUN
crl-24835	133	20	that	that	SCONJ
crl-24835	133	21	many	many	ADJ
crl-24835	133	22	students	student	NOUN
crl-24835	133	23	feel	feel	VERB
crl-24835	133	24	they	they	PRON
crl-24835	133	25	need	need	VERB
crl-24835	133	26	to	to	PART
crl-24835	133	27	address	address	VERB
crl-24835	133	28	individually	individually	ADV
crl-24835	133	29	.	.	PUNCT
crl-24835	134	1	respondents	respondent	NOUN
crl-24835	134	2	mentioned	mention	VERB
crl-24835	134	3	that	that	SCONJ
crl-24835	134	4	they	they	PRON
crl-24835	134	5	had	have	AUX
crl-24835	134	6	not	not	PART
crl-24835	134	7	and/or	and/or	CCONJ
crl-24835	134	8	were	be	AUX
crl-24835	134	9	not	not	PART
crl-24835	134	10	receiving	receive	VERB
crl-24835	134	11	financial	financial	ADJ
crl-24835	134	12	literacy	literacy	NOUN
crl-24835	134	13	education	education	NOUN
crl-24835	134	14	anywhere	anywhere	ADV
crl-24835	134	15	beyond	beyond	ADP
crl-24835	134	16	individual	individual	ADJ
crl-24835	134	17	pursuit	pursuit	NOUN
crl-24835	134	18	.	.	PUNCT
crl-24835	135	1	in	in	ADP
crl-24835	135	2	fact	fact	NOUN
crl-24835	135	3	,	,	PUNCT
crl-24835	135	4	only	only	ADV
crl-24835	135	5	a	a	DET
crl-24835	135	6	third	third	NOUN
crl-24835	135	7	of	of	ADP
crl-24835	135	8	survey	survey	NOUN
crl-24835	135	9	respondents	respondent	NOUN
crl-24835	135	10	indicated	indicate	VERB
crl-24835	135	11	that	that	SCONJ
crl-24835	135	12	they	they	PRON
crl-24835	135	13	had	have	AUX
crl-24835	135	14	received	receive	VERB
crl-24835	135	15	some	some	DET
crl-24835	135	16	formal	formal	ADJ
crl-24835	135	17	financial	financial	ADJ
crl-24835	135	18	literacy	literacy	NOUN
crl-24835	135	19	training	training	NOUN
crl-24835	135	20	at	at	ADP
crl-24835	135	21	some	some	DET
crl-24835	135	22	point	point	NOUN
crl-24835	135	23	in	in	ADP
crl-24835	135	24	their	their	PRON
crl-24835	135	25	lives	life	NOUN
crl-24835	135	26	(	(	PUNCT
crl-24835	135	27	see	see	VERB
crl-24835	135	28	question	question	NOUN
crl-24835	135	29	9	9	NUM
crl-24835	135	30	)	)	PUNCT
crl-24835	135	31	.	.	PUNCT
crl-24835	136	1	one	one	NUM
crl-24835	136	2	respondent	respondent	NOUN
crl-24835	136	3	complained	complain	VERB
crl-24835	136	4	,	,	PUNCT
crl-24835	136	5	“	"	PUNCT
crl-24835	136	6	things	thing	NOUN
crl-24835	136	7	like	like	ADP
crl-24835	136	8	taxes	taxis	NOUN
crl-24835	136	9	and	and	CCONJ
crl-24835	136	10	salaries	salary	NOUN
crl-24835	136	11	are	be	AUX
crl-24835	136	12	n’t	not	PART
crl-24835	136	13	taught	teach	VERB
crl-24835	136	14	unless	unless	SCONJ
crl-24835	136	15	you	you	PRON
crl-24835	136	16	ask	ask	VERB
crl-24835	136	17	around	around	ADV
crl-24835	136	18	or	or	CCONJ
crl-24835	136	19	google	google	VERB
crl-24835	136	20	it	it	PRON
crl-24835	136	21	yourself	yourself	PRON
crl-24835	136	22	.	.	PUNCT
crl-24835	136	23	”	"	PUNCT
crl-24835	137	1	another	another	PRON
crl-24835	137	2	lamented	lament	VERB
crl-24835	137	3	,	,	PUNCT
crl-24835	137	4	“	"	PUNCT
crl-24835	137	5	i	i	PRON
crl-24835	137	6	want	want	VERB
crl-24835	137	7	to	to	PART
crl-24835	137	8	understand	understand	VERB
crl-24835	137	9	what	what	PRON
crl-24835	137	10	’s	’s	AUX
crl-24835	137	11	going	go	VERB
crl-24835	137	12	on	on	ADP
crl-24835	137	13	with	with	ADP
crl-24835	137	14	myself	myself	PRON
crl-24835	137	15	financially	financially	ADV
crl-24835	137	16	,	,	PUNCT
crl-24835	137	17	and	and	CCONJ
crl-24835	137	18	they	they	PRON
crl-24835	137	19	do	do	AUX
crl-24835	137	20	n’t	not	PART
crl-24835	137	21	teach	teach	VERB
crl-24835	137	22	you	you	PRON
crl-24835	137	23	it	it	PRON
crl-24835	137	24	in	in	ADP
crl-24835	137	25	school	school	NOUN
crl-24835	137	26	,	,	PUNCT
crl-24835	137	27	so	so	CCONJ
crl-24835	137	28	i	i	PRON
crl-24835	137	29	had	have	VERB
crl-24835	137	30	to	to	PART
crl-24835	137	31	find	find	VERB
crl-24835	137	32	it	it	PRON
crl-24835	137	33	out	out	ADP
crl-24835	137	34	myself	myself	PRON
crl-24835	137	35	.	.	PUNCT
crl-24835	137	36	”	"	PUNCT
crl-24835	138	1	while	while	SCONJ
crl-24835	138	2	individual	individual	ADJ
crl-24835	138	3	pursuit	pursuit	NOUN
crl-24835	138	4	is	be	AUX
crl-24835	138	5	infinitely	infinitely	ADV
crl-24835	138	6	superior	superior	ADJ
crl-24835	138	7	to	to	ADP
crl-24835	138	8	sustained	sustained	ADJ
crl-24835	138	9	ignorance	ignorance	NOUN
crl-24835	138	10	,	,	PUNCT
crl-24835	138	11	there	there	PRON
crl-24835	138	12	are	be	VERB
crl-24835	138	13	undeniable	undeniable	ADJ
crl-24835	138	14	challenges	challenge	NOUN
crl-24835	138	15	to	to	ADP
crl-24835	138	16	a	a	DET
crl-24835	138	17	lack	lack	NOUN
crl-24835	138	18	of	of	ADP
crl-24835	138	19	concrete	concrete	ADJ
crl-24835	138	20	guidance	guidance	NOUN
crl-24835	138	21	.	.	PUNCT
crl-24835	139	1	one	one	NUM
crl-24835	139	2	respondent	respondent	NOUN
crl-24835	139	3	expanded	expand	VERB
crl-24835	139	4	on	on	ADP
crl-24835	139	5	their	their	PRON
crl-24835	139	6	individual	individual	ADJ
crl-24835	139	7	pursuit	pursuit	NOUN
crl-24835	139	8	of	of	ADP
crl-24835	139	9	financial	financial	ADJ
crl-24835	139	10	knowledge	knowledge	NOUN
crl-24835	139	11	:	:	PUNCT
crl-24835	139	12	“	"	PUNCT
crl-24835	139	13	i	i	PRON
crl-24835	139	14	have	have	AUX
crl-24835	139	15	n’t	not	PART
crl-24835	139	16	searched	search	VERB
crl-24835	139	17	for	for	ADP
crl-24835	139	18	concrete	concrete	ADJ
crl-24835	139	19	answers	answer	NOUN
crl-24835	139	20	,	,	PUNCT
crl-24835	139	21	just	just	ADV
crl-24835	139	22	ideas	idea	NOUN
crl-24835	139	23	because	because	SCONJ
crl-24835	139	24	i	i	PRON
crl-24835	139	25	do	do	AUX
crl-24835	139	26	n’t	not	PART
crl-24835	139	27	exactly	exactly	ADV
crl-24835	139	28	know	know	VERB
crl-24835	139	29	what	what	PRON
crl-24835	139	30	to	to	PART
crl-24835	139	31	look	look	VERB
crl-24835	139	32	for	for	ADP
crl-24835	139	33	or	or	CCONJ
crl-24835	139	34	what	what	PRON
crl-24835	139	35	i	i	PRON
crl-24835	139	36	need	need	VERB
crl-24835	139	37	.	.	PUNCT
crl-24835	140	1	if	if	SCONJ
crl-24835	140	2	i	i	PRON
crl-24835	140	3	know	know	VERB
crl-24835	140	4	i	i	PRON
crl-24835	140	5	want	want	VERB
crl-24835	140	6	to	to	PART
crl-24835	140	7	adjust	adjust	VERB
crl-24835	140	8	my	my	PRON
crl-24835	140	9	budget	budget	NOUN
crl-24835	140	10	,	,	PUNCT
crl-24835	140	11	i	i	PRON
crl-24835	140	12	will	will	AUX
crl-24835	140	13	search	search	VERB
crl-24835	140	14	the	the	DET
crl-24835	140	15	web	web	NOUN
crl-24835	140	16	for	for	ADP
crl-24835	140	17	how	how	SCONJ
crl-24835	140	18	other	other	ADJ
crl-24835	140	19	people	people	NOUN
crl-24835	140	20	do	do	AUX
crl-24835	140	21	it	it	PRON
crl-24835	140	22	,	,	PUNCT
crl-24835	140	23	hoping	hope	VERB
crl-24835	140	24	i	i	PRON
crl-24835	140	25	can	can	AUX
crl-24835	140	26	find	find	VERB
crl-24835	140	27	something	something	PRON
crl-24835	140	28	they	they	PRON
crl-24835	140	29	do	do	VERB
crl-24835	140	30	that	that	PRON
crl-24835	140	31	is	be	AUX
crl-24835	140	32	helpful	helpful	ADJ
crl-24835	140	33	.	.	PUNCT
crl-24835	140	34	”	"	PUNCT
crl-24835	141	1	only	only	ADV
crl-24835	141	2	two	two	NUM
crl-24835	141	3	respondents	respondent	NOUN
crl-24835	141	4	pointed	point	VERB
crl-24835	141	5	out	out	ADP
crl-24835	141	6	that	that	SCONJ
crl-24835	141	7	there	there	PRON
crl-24835	141	8	were	be	VERB
crl-24835	141	9	sources	source	NOUN
crl-24835	141	10	for	for	ADP
crl-24835	141	11	financial	financial	ADJ
crl-24835	141	12	literacy	literacy	NOUN
crl-24835	141	13	guidance	guidance	NOUN
crl-24835	141	14	on	on	ADP
crl-24835	141	15	their	their	PRON
crl-24835	141	16	campus	campus	NOUN
crl-24835	141	17	.	.	PUNCT
crl-24835	142	1	one	one	NUM
crl-24835	142	2	indicated	indicate	VERB
crl-24835	142	3	,	,	PUNCT
crl-24835	142	4	“	"	PUNCT
crl-24835	142	5	i	i	PRON
crl-24835	142	6	was	be	AUX
crl-24835	142	7	invited	invite	VERB
crl-24835	142	8	to	to	ADP
crl-24835	142	9	a	a	DET
crl-24835	142	10	financial	financial	ADJ
crl-24835	142	11	literacy	literacy	NOUN
crl-24835	142	12	workshop	workshop	NOUN
crl-24835	142	13	,	,	PUNCT
crl-24835	142	14	”	"	PUNCT
crl-24835	142	15	and	and	CCONJ
crl-24835	142	16	this	this	PRON
crl-24835	142	17	sparked	spark	VERB
crl-24835	142	18	their	their	PRON
crl-24835	142	19	pursuit	pursuit	NOUN
crl-24835	142	20	of	of	ADP
crl-24835	142	21	additional	additional	ADJ
crl-24835	142	22	knowledge	knowledge	NOUN
crl-24835	142	23	.	.	PUNCT
crl-24835	143	1	the	the	DET
crl-24835	143	2	other	other	ADJ
crl-24835	143	3	indicated	indicate	VERB
crl-24835	143	4	,	,	PUNCT
crl-24835	143	5	“	"	PUNCT
crl-24835	143	6	i	i	PRON
crl-24835	143	7	visited	visit	VERB
crl-24835	143	8	the	the	DET
crl-24835	143	9	money	money	NOUN
crl-24835	143	10	education	education	NOUN
crl-24835	143	11	center	center	NOUN
crl-24835	143	12	and	and	CCONJ
crl-24835	143	13	[	[	X
crl-24835	143	14	they	they	PRON
crl-24835	143	15	]	]	PUNCT
crl-24835	143	16	gave	give	VERB
crl-24835	143	17	me	i	PRON
crl-24835	143	18	more	more	ADJ
crl-24835	143	19	information	information	NOUN
crl-24835	143	20	about	about	ADP
crl-24835	143	21	what	what	PRON
crl-24835	143	22	i	i	PRON
crl-24835	143	23	should	should	AUX
crl-24835	143	24	look	look	VERB
crl-24835	143	25	at	at	ADP
crl-24835	143	26	financially	financially	ADV
crl-24835	143	27	and	and	CCONJ
crl-24835	143	28	some	some	DET
crl-24835	143	29	smart	smart	ADJ
crl-24835	143	30	decisions	decision	NOUN
crl-24835	143	31	i	i	PRON
crl-24835	143	32	can	can	AUX
crl-24835	143	33	make	make	VERB
crl-24835	143	34	.	.	PUNCT
crl-24835	143	35	”	"	PUNCT
crl-24835	144	1	perhaps	perhaps	ADV
crl-24835	144	2	on	on	ADP
crl-24835	144	3	a	a	DET
crl-24835	144	4	final	final	ADJ
crl-24835	144	5	encouraging	encouraging	NOUN
crl-24835	144	6	note	note	NOUN
crl-24835	144	7	,	,	PUNCT
crl-24835	144	8	general	general	ADJ
crl-24835	144	9	curiosity	curiosity	NOUN
crl-24835	144	10	also	also	ADV
crl-24835	144	11	played	play	VERB
crl-24835	144	12	a	a	DET
crl-24835	144	13	role	role	NOUN
crl-24835	144	14	in	in	ADP
crl-24835	144	15	respondents	respondent	NOUN
crl-24835	144	16	’	'	PUNCT
crl-24835	144	17	prompts	prompt	NOUN
crl-24835	144	18	to	to	PART
crl-24835	144	19	look	look	VERB
crl-24835	144	20	up	up	ADP
crl-24835	144	21	financial	financial	ADJ
crl-24835	144	22	information	information	NOUN
crl-24835	144	23	.	.	PUNCT
crl-24835	145	1	seventeen	seventeen	NUM
crl-24835	145	2	responses	response	NOUN
crl-24835	145	3	included	include	VERB
crl-24835	145	4	the	the	DET
crl-24835	145	5	word	word	NOUN
crl-24835	145	6	“	"	PUNCT
crl-24835	145	7	curious	curious	ADJ
crl-24835	145	8	,	,	PUNCT
crl-24835	145	9	”	"	PUNCT
crl-24835	145	10	276	276	NUM
crl-24835	145	11	college	college	PROPN
crl-24835	145	12	&	&	CCONJ
crl-24835	145	13	research	research	PROPN
crl-24835	145	14	libraries	library	NOUN
crl-24835	145	15	march	march	PROPN
crl-24835	145	16	2021	2021	NUM
crl-24835	145	17	and	and	CCONJ
crl-24835	145	18	a	a	DET
crl-24835	145	19	total	total	NOUN
crl-24835	145	20	of	of	ADP
crl-24835	145	21	78	78	NUM
crl-24835	145	22	coded	code	VERB
crl-24835	145	23	responses	response	NOUN
crl-24835	145	24	highlighted	highlight	VERB
crl-24835	145	25	a	a	DET
crl-24835	145	26	general	general	ADJ
crl-24835	145	27	curiosity	curiosity	NOUN
crl-24835	145	28	or	or	CCONJ
crl-24835	145	29	interest	interest	NOUN
crl-24835	145	30	driving	drive	VERB
crl-24835	145	31	the	the	DET
crl-24835	145	32	decision	decision	NOUN
crl-24835	145	33	to	to	PART
crl-24835	145	34	research	research	VERB
crl-24835	145	35	a	a	DET
crl-24835	145	36	financial	financial	ADJ
crl-24835	145	37	topic	topic	NOUN
crl-24835	145	38	.	.	PUNCT
crl-24835	146	1	the	the	DET
crl-24835	146	2	possible	possible	ADJ
crl-24835	146	3	downside	downside	NOUN
crl-24835	146	4	to	to	ADP
crl-24835	146	5	this	this	DET
crl-24835	146	6	general	general	ADJ
crl-24835	146	7	curiosity	curiosity	NOUN
crl-24835	146	8	might	might	AUX
crl-24835	146	9	be	be	AUX
crl-24835	146	10	a	a	DET
crl-24835	146	11	lack	lack	NOUN
crl-24835	146	12	of	of	ADP
crl-24835	146	13	action	action	NOUN
crl-24835	146	14	associated	associate	VERB
crl-24835	146	15	with	with	ADP
crl-24835	146	16	gained	gain	VERB
crl-24835	146	17	financial	financial	ADJ
crl-24835	146	18	knowledge	knowledge	NOUN
crl-24835	146	19	.	.	PUNCT
crl-24835	147	1	one	one	NUM
crl-24835	147	2	respondent	respondent	NOUN
crl-24835	147	3	in	in	ADP
crl-24835	147	4	this	this	DET
crl-24835	147	5	category	category	NOUN
crl-24835	147	6	stated	state	VERB
crl-24835	147	7	,	,	PUNCT
crl-24835	147	8	“	"	PUNCT
crl-24835	147	9	i	i	PRON
crl-24835	147	10	was	be	AUX
crl-24835	147	11	curious	curious	ADJ
crl-24835	147	12	about	about	ADP
crl-24835	147	13	it	it	PRON
crl-24835	147	14	.	.	PUNCT
crl-24835	148	1	i	i	PRON
crl-24835	148	2	did	do	AUX
crl-24835	148	3	n’t	not	PART
crl-24835	148	4	actually	actually	ADV
crl-24835	148	5	do	do	VERB
crl-24835	148	6	anything	anything	PRON
crl-24835	148	7	with	with	ADP
crl-24835	148	8	the	the	DET
crl-24835	148	9	information	information	NOUN
crl-24835	148	10	.	.	PUNCT
crl-24835	148	11	”	"	PUNCT
crl-24835	149	1	but	but	CCONJ
crl-24835	149	2	overall	overall	ADV
crl-24835	149	3	,	,	PUNCT
crl-24835	149	4	it	it	PRON
crl-24835	149	5	’s	’	VERB
crl-24835	149	6	a	a	DET
crl-24835	149	7	positive	positive	ADJ
crl-24835	149	8	sign	sign	NOUN
crl-24835	149	9	that	that	SCONJ
crl-24835	149	10	there	there	PRON
crl-24835	149	11	are	be	VERB
crl-24835	149	12	students	student	NOUN
crl-24835	149	13	personally	personally	ADV
crl-24835	149	14	interested	interested	ADJ
crl-24835	149	15	in	in	ADP
crl-24835	149	16	such	such	DET
crl-24835	149	17	an	an	DET
crl-24835	149	18	important	important	ADJ
crl-24835	149	19	piece	piece	NOUN
crl-24835	149	20	of	of	ADP
crl-24835	149	21	literacy	literacy	NOUN
crl-24835	149	22	.	.	PUNCT
crl-24835	150	1	one	one	NUM
crl-24835	150	2	surprisingly	surprisingly	ADV
crl-24835	150	3	insightful	insightful	ADJ
crl-24835	150	4	student	student	NOUN
crl-24835	150	5	summarized	summarize	VERB
crl-24835	150	6	,	,	PUNCT
crl-24835	150	7	“	"	PUNCT
crl-24835	150	8	i	i	PRON
crl-24835	150	9	knew	know	VERB
crl-24835	150	10	how	how	SCONJ
crl-24835	150	11	i	i	PRON
crl-24835	150	12	managed	manage	VERB
crl-24835	150	13	money	money	NOUN
crl-24835	150	14	now	now	ADV
crl-24835	150	15	would	would	AUX
crl-24835	150	16	affect	affect	VERB
crl-24835	150	17	how	how	SCONJ
crl-24835	150	18	i	i	PRON
crl-24835	150	19	managed	manage	VERB
crl-24835	150	20	money	money	NOUN
crl-24835	150	21	later	later	ADV
crl-24835	150	22	and	and	CCONJ
crl-24835	150	23	how	how	SCONJ
crl-24835	150	24	much	much	ADJ
crl-24835	150	25	money	money	NOUN
crl-24835	150	26	i	i	PRON
crl-24835	150	27	had	have	VERB
crl-24835	150	28	,	,	PUNCT
crl-24835	150	29	”	"	PUNCT
crl-24835	150	30	and	and	CCONJ
crl-24835	150	31	another	another	PRON
crl-24835	150	32	summarized	summarize	VERB
crl-24835	150	33	still	still	ADV
crl-24835	150	34	more	more	ADV
crl-24835	150	35	broadly	broadly	ADV
crl-24835	150	36	,	,	PUNCT
crl-24835	150	37	“	"	PUNCT
crl-24835	150	38	as	as	ADP
crl-24835	150	39	a	a	DET
crl-24835	150	40	human	human	ADJ
crl-24835	150	41	being	being	NOUN
crl-24835	150	42	,	,	PUNCT
crl-24835	150	43	money	money	NOUN
crl-24835	150	44	is	be	AUX
crl-24835	150	45	important	important	ADJ
crl-24835	150	46	.	.	PUNCT
crl-24835	151	1	it	it	PRON
crl-24835	151	2	would	would	AUX
crl-24835	151	3	be	be	AUX
crl-24835	151	4	foolish	foolish	ADJ
crl-24835	151	5	to	to	PART
crl-24835	151	6	not	not	PART
crl-24835	151	7	try	try	VERB
crl-24835	151	8	and	and	CCONJ
crl-24835	151	9	understand	understand	VERB
crl-24835	151	10	personal	personal	ADJ
crl-24835	151	11	finances	finance	NOUN
crl-24835	151	12	.	.	PUNCT
crl-24835	151	13	”	"	PUNCT
crl-24835	152	1	3	3	X
crl-24835	152	2	.	.	X
crl-24835	153	1	what	what	PRON
crl-24835	153	2	sources	source	NOUN
crl-24835	153	3	do	do	VERB
crl-24835	153	4	students	student	NOUN
crl-24835	153	5	consult	consult	VERB
crl-24835	153	6	when	when	SCONJ
crl-24835	153	7	they	they	PRON
crl-24835	153	8	are	be	AUX
crl-24835	153	9	looking	look	VERB
crl-24835	153	10	for	for	ADP
crl-24835	153	11	financial	financial	ADJ
crl-24835	153	12	information	information	NOUN
crl-24835	153	13	?	?	PUNCT
crl-24835	154	1	to	to	PART
crl-24835	154	2	determine	determine	VERB
crl-24835	154	3	what	what	PRON
crl-24835	154	4	sources	source	NOUN
crl-24835	154	5	students	student	NOUN
crl-24835	154	6	consulted	consult	VERB
crl-24835	154	7	for	for	ADP
crl-24835	154	8	financial	financial	ADJ
crl-24835	154	9	information	information	NOUN
crl-24835	154	10	,	,	PUNCT
crl-24835	154	11	survey	survey	NOUN
crl-24835	154	12	respondents	respondent	NOUN
crl-24835	154	13	were	be	AUX
crl-24835	154	14	asked	ask	VERB
crl-24835	154	15	to	to	PART
crl-24835	154	16	think	think	VERB
crl-24835	154	17	of	of	ADP
crl-24835	154	18	a	a	DET
crl-24835	154	19	time	time	NOUN
crl-24835	154	20	they	they	PRON
crl-24835	154	21	searched	search	VERB
crl-24835	154	22	for	for	ADP
crl-24835	154	23	financial	financial	ADJ
crl-24835	154	24	information	information	NOUN
crl-24835	154	25	and	and	CCONJ
crl-24835	154	26	identify	identify	VERB
crl-24835	154	27	a	a	DET
crl-24835	154	28	source	source	NOUN
crl-24835	154	29	or	or	CCONJ
crl-24835	154	30	sources	source	NOUN
crl-24835	154	31	they	they	PRON
crl-24835	154	32	used	use	VERB
crl-24835	154	33	during	during	ADP
crl-24835	154	34	their	their	PRON
crl-24835	154	35	search	search	NOUN
crl-24835	154	36	(	(	PUNCT
crl-24835	154	37	see	see	VERB
crl-24835	154	38	question	question	NOUN
crl-24835	154	39	2	2	NUM
crl-24835	154	40	)	)	PUNCT
crl-24835	154	41	.	.	PUNCT
crl-24835	155	1	nearly	nearly	ADV
crl-24835	155	2	all	all	PRON
crl-24835	155	3	respondents	respondent	NOUN
crl-24835	155	4	indicated	indicate	VERB
crl-24835	155	5	that	that	SCONJ
crl-24835	155	6	they	they	PRON
crl-24835	155	7	used	use	VERB
crl-24835	155	8	the	the	DET
crl-24835	155	9	internet	internet	NOUN
crl-24835	155	10	for	for	ADP
crl-24835	155	11	their	their	PRON
crl-24835	155	12	search	search	NOUN
crl-24835	155	13	(	(	PUNCT
crl-24835	155	14	94	94	NUM
crl-24835	155	15	%	%	NOUN
crl-24835	155	16	,	,	PUNCT
crl-24835	155	17	n	n	PROPN
crl-24835	155	18	=	=	NUM
crl-24835	155	19	879	879	NUM
crl-24835	155	20	)	)	PUNCT
crl-24835	155	21	.	.	PUNCT
crl-24835	156	1	family	family	NOUN
crl-24835	156	2	(	(	PUNCT
crl-24835	156	3	72	72	NUM
crl-24835	156	4	%	%	NOUN
crl-24835	156	5	,	,	PUNCT
crl-24835	156	6	n	n	NOUN
crl-24835	156	7	=	=	SYM
crl-24835	156	8	673	673	NUM
crl-24835	156	9	)	)	PUNCT
crl-24835	156	10	and	and	CCONJ
crl-24835	156	11	friends	friend	NOUN
crl-24835	156	12	(	(	PUNCT
crl-24835	156	13	53	53	NUM
crl-24835	156	14	%	%	NOUN
crl-24835	156	15	,	,	PUNCT
crl-24835	156	16	n	n	NOUN
crl-24835	156	17	=	=	SYM
crl-24835	156	18	491	491	NUM
crl-24835	156	19	)	)	PUNCT
crl-24835	156	20	were	be	AUX
crl-24835	156	21	the	the	DET
crl-24835	156	22	next	next	ADJ
crl-24835	156	23	two	two	NUM
crl-24835	156	24	selected	select	VERB
crl-24835	156	25	sources	source	NOUN
crl-24835	156	26	,	,	PUNCT
crl-24835	156	27	significantly	significantly	ADV
crl-24835	156	28	used	use	VERB
crl-24835	156	29	over	over	ADP
crl-24835	156	30	other	other	ADJ
crl-24835	156	31	sources	source	NOUN
crl-24835	156	32	of	of	ADP
crl-24835	156	33	financial	financial	ADJ
crl-24835	156	34	information	information	NOUN
crl-24835	156	35	.	.	PUNCT
crl-24835	157	1	the	the	DET
crl-24835	157	2	use	use	NOUN
crl-24835	157	3	of	of	ADP
crl-24835	157	4	family	family	NOUN
crl-24835	157	5	and	and	CCONJ
crl-24835	157	6	friends	friend	NOUN
crl-24835	157	7	as	as	ADP
crl-24835	157	8	a	a	DET
crl-24835	157	9	source	source	NOUN
crl-24835	157	10	differed	differ	VERB
crl-24835	157	11	depending	depend	VERB
crl-24835	157	12	on	on	ADP
crl-24835	157	13	the	the	DET
crl-24835	157	14	age	age	NOUN
crl-24835	157	15	of	of	ADP
crl-24835	157	16	the	the	DET
crl-24835	157	17	student	student	NOUN
crl-24835	157	18	.	.	PUNCT
crl-24835	158	1	younger	young	ADJ
crl-24835	158	2	students	student	NOUN
crl-24835	158	3	ages	age	VERB
crl-24835	158	4	18–23	18–23	NUM
crl-24835	158	5	(	(	PUNCT
crl-24835	158	6	n	n	NOUN
crl-24835	158	7	=	=	SYM
crl-24835	158	8	737	737	NUM
crl-24835	158	9	)	)	PUNCT
crl-24835	158	10	were	be	AUX
crl-24835	158	11	more	more	ADV
crl-24835	158	12	likely	likely	ADJ
crl-24835	158	13	to	to	PART
crl-24835	158	14	consult	consult	VERB
crl-24835	158	15	family	family	NOUN
crl-24835	158	16	members	member	NOUN
crl-24835	158	17	(	(	PUNCT
crl-24835	158	18	78	78	NUM
crl-24835	158	19	%	%	NOUN
crl-24835	158	20	,	,	PUNCT
crl-24835	158	21	n	n	NOUN
crl-24835	158	22	=	=	SYM
crl-24835	158	23	578	578	NUM
crl-24835	158	24	)	)	PUNCT
crl-24835	158	25	over	over	ADP
crl-24835	158	26	friends	friend	NOUN
crl-24835	158	27	(	(	PUNCT
crl-24835	158	28	52	52	NUM
crl-24835	158	29	%	%	NOUN
crl-24835	158	30	,	,	PUNCT
crl-24835	158	31	n	n	NOUN
crl-24835	158	32	=	=	SYM
crl-24835	158	33	383	383	NUM
crl-24835	158	34	)	)	PUNCT
crl-24835	158	35	.	.	PUNCT
crl-24835	159	1	students	student	NOUN
crl-24835	159	2	ages	age	NOUN
crl-24835	159	3	24	24	NUM
crl-24835	159	4	and	and	CCONJ
crl-24835	159	5	older	old	ADJ
crl-24835	159	6	(	(	PUNCT
crl-24835	159	7	n	n	NOUN
crl-24835	159	8	=	=	SYM
crl-24835	159	9	192	192	NUM
crl-24835	159	10	)	)	PUNCT
crl-24835	159	11	consulted	consult	VERB
crl-24835	159	12	family	family	NOUN
crl-24835	159	13	members	member	NOUN
crl-24835	159	14	less	less	ADV
crl-24835	159	15	often	often	ADV
crl-24835	159	16	(	(	PUNCT
crl-24835	159	17	48	48	NUM
crl-24835	159	18	%	%	NOUN
crl-24835	159	19	,	,	PUNCT
crl-24835	159	20	n	n	NOUN
crl-24835	159	21	=	=	SYM
crl-24835	159	22	92	92	NUM
crl-24835	159	23	)	)	PUNCT
crl-24835	159	24	,	,	PUNCT
crl-24835	159	25	but	but	CCONJ
crl-24835	159	26	they	they	PRON
crl-24835	159	27	still	still	ADV
crl-24835	159	28	relied	rely	VERB
crl-24835	159	29	on	on	ADP
crl-24835	159	30	friends	friend	NOUN
crl-24835	159	31	as	as	ADP
crl-24835	159	32	a	a	DET
crl-24835	159	33	source	source	NOUN
crl-24835	159	34	for	for	ADP
crl-24835	159	35	financial	financial	ADJ
crl-24835	159	36	information	information	NOUN
crl-24835	159	37	(	(	PUNCT
crl-24835	159	38	55	55	NUM
crl-24835	159	39	%	%	NOUN
crl-24835	159	40	,	,	PUNCT
crl-24835	159	41	n	n	NOUN
crl-24835	159	42	=	=	NUM
crl-24835	159	43	106	106	NUM
crl-24835	159	44	)	)	PUNCT
crl-24835	159	45	.	.	PUNCT
crl-24835	160	1	besides	besides	SCONJ
crl-24835	160	2	this	this	DET
crl-24835	160	3	difference	difference	NOUN
crl-24835	160	4	,	,	PUNCT
crl-24835	160	5	other	other	ADJ
crl-24835	160	6	demographic	demographic	ADJ
crl-24835	160	7	breakouts	breakout	NOUN
crl-24835	160	8	of	of	ADP
crl-24835	160	9	student	student	NOUN
crl-24835	160	10	responses	response	NOUN
crl-24835	160	11	revealed	reveal	VERB
crl-24835	160	12	little	little	ADJ
crl-24835	160	13	variation	variation	NOUN
crl-24835	160	14	in	in	ADP
crl-24835	160	15	the	the	DET
crl-24835	160	16	sources	source	NOUN
crl-24835	160	17	consulted	consult	VERB
crl-24835	160	18	.	.	PUNCT
crl-24835	161	1	interestingly	interestingly	ADV
crl-24835	161	2	,	,	PUNCT
crl-24835	161	3	older	old	ADJ
crl-24835	161	4	students	student	NOUN
crl-24835	161	5	were	be	AUX
crl-24835	161	6	no	no	PRON
crl-24835	161	7	more	more	ADV
crl-24835	161	8	likely	likely	ADJ
crl-24835	161	9	to	to	PART
crl-24835	161	10	seek	seek	VERB
crl-24835	161	11	out	out	ADP
crl-24835	161	12	a	a	DET
crl-24835	161	13	financial	financial	ADJ
crl-24835	161	14	professional	professional	ADJ
crl-24835	161	15	or	or	CCONJ
crl-24835	161	16	financial	financial	ADJ
crl-24835	161	17	center	center	NOUN
crl-24835	161	18	on	on	ADP
crl-24835	161	19	campus	campus	NOUN
crl-24835	161	20	(	(	PUNCT
crl-24835	161	21	22	22	NUM
crl-24835	161	22	%	%	NOUN
crl-24835	161	23	,	,	PUNCT
crl-24835	161	24	n	n	NOUN
crl-24835	161	25	=	=	SYM
crl-24835	161	26	42	42	NUM
crl-24835	161	27	)	)	PUNCT
crl-24835	161	28	than	than	ADP
crl-24835	161	29	younger	young	ADJ
crl-24835	161	30	students	student	NOUN
crl-24835	161	31	(	(	PUNCT
crl-24835	161	32	23	23	NUM
crl-24835	161	33	%	%	NOUN
crl-24835	161	34	,	,	PUNCT
crl-24835	161	35	n	n	PROPN
crl-24835	161	36	=	=	NUM
crl-24835	161	37	168	168	NUM
crl-24835	161	38	)	)	PUNCT
crl-24835	161	39	.	.	PUNCT
crl-24835	162	1	however	however	ADV
crl-24835	162	2	,	,	PUNCT
crl-24835	162	3	students	student	NOUN
crl-24835	162	4	who	who	PRON
crl-24835	162	5	indicated	indicate	VERB
crl-24835	162	6	that	that	SCONJ
crl-24835	162	7	they	they	PRON
crl-24835	162	8	had	have	VERB
crl-24835	162	9	formal	formal	ADJ
crl-24835	162	10	financial	financial	ADJ
crl-24835	162	11	literacy	literacy	NOUN
crl-24835	162	12	training	training	NOUN
crl-24835	162	13	(	(	PUNCT
crl-24835	162	14	32	32	NUM
crl-24835	162	15	%	%	NOUN
crl-24835	162	16	,	,	PUNCT
crl-24835	162	17	n	n	NOUN
crl-24835	162	18	=	=	SYM
crl-24835	162	19	299	299	NUM
crl-24835	162	20	)	)	PUNCT
crl-24835	162	21	did	do	AUX
crl-24835	162	22	report	report	VERB
crl-24835	162	23	a	a	DET
crl-24835	162	24	higher	high	ADJ
crl-24835	162	25	usage	usage	NOUN
crl-24835	162	26	of	of	ADP
crl-24835	162	27	a	a	DET
crl-24835	162	28	financial	financial	ADJ
crl-24835	162	29	professional	professional	ADJ
crl-24835	162	30	or	or	CCONJ
crl-24835	162	31	financial	financial	ADJ
crl-24835	162	32	center	center	NOUN
crl-24835	162	33	on	on	ADP
crl-24835	162	34	campus	campus	NOUN
crl-24835	162	35	(	(	PUNCT
crl-24835	162	36	29	29	NUM
crl-24835	162	37	%	%	NOUN
crl-24835	162	38	,	,	PUNCT
crl-24835	162	39	n	n	NOUN
crl-24835	162	40	=	=	NUM
crl-24835	162	41	88	88	NUM
crl-24835	162	42	)	)	PUNCT
crl-24835	162	43	.	.	PUNCT
crl-24835	163	1	this	this	DET
crl-24835	163	2	usage	usage	NOUN
crl-24835	163	3	was	be	AUX
crl-24835	163	4	higher	high	ADJ
crl-24835	163	5	than	than	ADP
crl-24835	163	6	the	the	DET
crl-24835	163	7	students	student	NOUN
crl-24835	163	8	who	who	PRON
crl-24835	163	9	had	have	VERB
crl-24835	163	10	no	no	DET
crl-24835	163	11	formal	formal	ADJ
crl-24835	163	12	financial	financial	ADJ
crl-24835	163	13	literacy	literacy	NOUN
crl-24835	163	14	training	training	NOUN
crl-24835	163	15	(	(	PUNCT
crl-24835	163	16	66	66	NUM
crl-24835	163	17	%	%	NOUN
crl-24835	163	18	,	,	PUNCT
crl-24835	163	19	n	n	NOUN
crl-24835	163	20	=	=	SYM
crl-24835	163	21	610	610	NUM
crl-24835	163	22	)	)	PUNCT
crl-24835	163	23	and	and	CCONJ
crl-24835	163	24	reported	report	VERB
crl-24835	163	25	using	use	VERB
crl-24835	163	26	a	a	DET
crl-24835	163	27	financial	financial	ADJ
crl-24835	163	28	professional	professional	ADJ
crl-24835	163	29	or	or	CCONJ
crl-24835	163	30	financial	financial	ADJ
crl-24835	163	31	center	center	NOUN
crl-24835	163	32	on	on	ADP
crl-24835	163	33	campus	campus	NOUN
crl-24835	163	34	(	(	PUNCT
crl-24835	163	35	19	19	NUM
crl-24835	163	36	%	%	NOUN
crl-24835	163	37	,	,	PUNCT
crl-24835	163	38	n	n	NOUN
crl-24835	163	39	=	=	SYM
crl-24835	163	40	116	116	NUM
crl-24835	163	41	)	)	PUNCT
crl-24835	163	42	.	.	PUNCT
crl-24835	164	1	no	no	DET
crl-24835	164	2	other	other	ADJ
crl-24835	164	3	population	population	NOUN
crl-24835	164	4	of	of	ADP
crl-24835	164	5	students	student	NOUN
crl-24835	164	6	(	(	PUNCT
crl-24835	164	7	gender	gender	NOUN
crl-24835	164	8	,	,	PUNCT
crl-24835	164	9	ethnicity	ethnicity	NOUN
crl-24835	164	10	,	,	PUNCT
crl-24835	164	11	age	age	NOUN
crl-24835	164	12	,	,	PUNCT
crl-24835	164	13	or	or	CCONJ
crl-24835	164	14	any	any	DET
crl-24835	164	15	other	other	ADJ
crl-24835	164	16	factor	factor	NOUN
crl-24835	164	17	)	)	PUNCT
crl-24835	164	18	reported	report	VERB
crl-24835	164	19	using	use	VERB
crl-24835	164	20	a	a	DET
crl-24835	164	21	financial	financial	ADJ
crl-24835	164	22	professional	professional	ADJ
crl-24835	164	23	or	or	CCONJ
crl-24835	164	24	financial	financial	ADJ
crl-24835	164	25	center	center	NOUN
crl-24835	164	26	on	on	ADP
crl-24835	164	27	campus	campus	NOUN
crl-24835	164	28	more	more	ADJ
crl-24835	164	29	than	than	ADP
crl-24835	164	30	others	other	NOUN
crl-24835	164	31	.	.	PUNCT
crl-24835	165	1	besides	besides	SCONJ
crl-24835	165	2	the	the	DET
crl-24835	165	3	type	type	NOUN
crl-24835	165	4	of	of	ADP
crl-24835	165	5	source	source	NOUN
crl-24835	165	6	used	use	VERB
crl-24835	165	7	,	,	PUNCT
crl-24835	165	8	the	the	DET
crl-24835	165	9	survey	survey	NOUN
crl-24835	165	10	also	also	ADV
crl-24835	165	11	asked	ask	VERB
crl-24835	165	12	what	what	PRON
crl-24835	165	13	criteria	criterion	NOUN
crl-24835	165	14	students	student	NOUN
crl-24835	165	15	found	find	VERB
crl-24835	165	16	most	most	ADV
crl-24835	165	17	important	important	ADJ
crl-24835	165	18	in	in	ADP
crl-24835	165	19	a	a	DET
crl-24835	165	20	source	source	NOUN
crl-24835	165	21	when	when	SCONJ
crl-24835	165	22	they	they	PRON
crl-24835	165	23	were	be	AUX
crl-24835	165	24	looking	look	VERB
crl-24835	165	25	for	for	ADP
crl-24835	165	26	financial	financial	ADJ
crl-24835	165	27	information	information	NOUN
crl-24835	165	28	and	and	CCONJ
crl-24835	165	29	allowed	allow	VERB
crl-24835	165	30	them	they	PRON
crl-24835	165	31	to	to	PART
crl-24835	165	32	select	select	VERB
crl-24835	165	33	all	all	DET
crl-24835	165	34	the	the	DET
crl-24835	165	35	criteria	criterion	NOUN
crl-24835	165	36	that	that	PRON
crl-24835	165	37	applied	apply	VERB
crl-24835	165	38	(	(	PUNCT
crl-24835	165	39	see	see	VERB
crl-24835	165	40	question	question	NOUN
crl-24835	165	41	7	7	NUM
crl-24835	165	42	)	)	PUNCT
crl-24835	165	43	.	.	PUNCT
crl-24835	166	1	the	the	DET
crl-24835	166	2	majority	majority	NOUN
crl-24835	166	3	of	of	ADP
crl-24835	166	4	students	student	NOUN
crl-24835	166	5	selected	select	VERB
crl-24835	166	6	trustworthiness	trustworthiness	NOUN
crl-24835	166	7	of	of	ADP
crl-24835	166	8	a	a	DET
crl-24835	166	9	source	source	NOUN
crl-24835	166	10	(	(	PUNCT
crl-24835	166	11	91	91	NUM
crl-24835	166	12	%	%	NOUN
crl-24835	166	13	,	,	PUNCT
crl-24835	166	14	n	n	NOUN
crl-24835	166	15	=	=	SYM
crl-24835	166	16	850	850	NUM
crl-24835	166	17	)	)	PUNCT
crl-24835	166	18	over	over	ADP
crl-24835	166	19	other	other	ADJ
crl-24835	166	20	options	option	NOUN
crl-24835	166	21	provided	provide	VERB
crl-24835	166	22	table	table	NOUN
crl-24835	166	23	3	3	NUM
crl-24835	166	24	sources	source	NOUN
crl-24835	166	25	of	of	ADP
crl-24835	166	26	financial	financial	ADJ
crl-24835	166	27	information	information	NOUN
crl-24835	166	28	source	source	NOUN
crl-24835	166	29	n	n	DET
crl-24835	166	30	percentage	percentage	NOUN
crl-24835	166	31	internet	internet	NOUN
crl-24835	166	32	879	879	NUM
crl-24835	166	33	94	94	NUM
crl-24835	166	34	%	%	NOUN
crl-24835	166	35	family	family	NOUN
crl-24835	166	36	673	673	NUM
crl-24835	166	37	72	72	NUM
crl-24835	166	38	%	%	NOUN
crl-24835	166	39	friends	friend	NOUN
crl-24835	166	40	491	491	NUM
crl-24835	166	41	53	53	NUM
crl-24835	166	42	%	%	NOUN
crl-24835	166	43	financial	financial	ADJ
crl-24835	166	44	professional	professional	ADJ
crl-24835	166	45	or	or	CCONJ
crl-24835	166	46	financial	financial	ADJ
crl-24835	166	47	center	center	NOUN
crl-24835	166	48	on	on	ADP
crl-24835	166	49	campus	campus	NOUN
crl-24835	166	50	210	210	NUM
crl-24835	166	51	23	23	NUM
crl-24835	166	52	%	%	NOUN
crl-24835	166	53	apps	app	NOUN
crl-24835	166	54	191	191	NUM
crl-24835	166	55	21	21	NUM
crl-24835	166	56	%	%	NOUN
crl-24835	166	57	social	social	ADJ
crl-24835	166	58	media	medium	NOUN
crl-24835	166	59	172	172	NUM
crl-24835	166	60	18	18	NUM
crl-24835	166	61	%	%	NOUN
crl-24835	166	62	other	other	ADJ
crl-24835	166	63	26	26	NUM
crl-24835	166	64	3	3	NUM
crl-24835	166	65	%	%	NOUN
crl-24835	166	66	table	table	NOUN
crl-24835	166	67	4	4	NUM
crl-24835	166	68	criteria	criterion	NOUN
crl-24835	166	69	most	most	ADV
crl-24835	166	70	important	important	ADJ
crl-24835	166	71	in	in	ADP
crl-24835	166	72	a	a	DET
crl-24835	166	73	source	source	NOUN
crl-24835	166	74	criteria	criterion	NOUN
crl-24835	166	75	n	n	PRON
crl-24835	166	76	percentage	percentage	NOUN
crl-24835	166	77	trustworthiness	trustworthiness	NOUN
crl-24835	166	78	of	of	ADP
crl-24835	166	79	a	a	DET
crl-24835	166	80	source	source	NOUN
crl-24835	166	81	850	850	NUM
crl-24835	166	82	91	91	NUM
crl-24835	166	83	%	%	NOUN
crl-24835	166	84	expertise	expertise	NOUN
crl-24835	166	85	of	of	ADP
crl-24835	166	86	a	a	DET
crl-24835	166	87	source	source	NOUN
crl-24835	166	88	677	677	NUM
crl-24835	166	89	73	73	NUM
crl-24835	166	90	%	%	NOUN
crl-24835	166	91	purpose	purpose	NOUN
crl-24835	166	92	of	of	ADP
crl-24835	166	93	a	a	DET
crl-24835	166	94	source	source	NOUN
crl-24835	166	95	530	530	NUM
crl-24835	166	96	57	57	NUM
crl-24835	166	97	%	%	NOUN
crl-24835	166	98	currency	currency	NOUN
crl-24835	166	99	of	of	ADP
crl-24835	166	100	information	information	NOUN
crl-24835	166	101	456	456	NUM
crl-24835	166	102	49	49	NUM
crl-24835	166	103	%	%	NOUN
crl-24835	166	104	other	other	ADJ
crl-24835	166	105	26	26	NUM
crl-24835	166	106	3	3	NUM
crl-24835	166	107	%	%	NOUN
crl-24835	166	108	they	they	PRON
crl-24835	166	109	seek	seek	VERB
crl-24835	166	110	,	,	PUNCT
crl-24835	166	111	but	but	CCONJ
crl-24835	166	112	do	do	AUX
crl-24835	166	113	they	they	PRON
crl-24835	166	114	find	find	VERB
crl-24835	166	115	?	?	PUNCT
crl-24835	167	1	277	277	NUM
crl-24835	167	2	(	(	PUNCT
crl-24835	167	3	see	see	VERB
crl-24835	167	4	table	table	NOUN
crl-24835	167	5	4	4	NUM
crl-24835	167	6	)	)	PUNCT
crl-24835	167	7	.	.	PUNCT
crl-24835	168	1	other	other	ADJ
crl-24835	168	2	important	important	ADJ
crl-24835	168	3	criteria	criterion	NOUN
crl-24835	168	4	written	write	VERB
crl-24835	168	5	in	in	ADP
crl-24835	168	6	by	by	ADP
crl-24835	168	7	students	student	NOUN
crl-24835	168	8	included	include	VERB
crl-24835	168	9	the	the	DET
crl-24835	168	10	ease	ease	NOUN
crl-24835	168	11	of	of	ADP
crl-24835	168	12	access	access	NOUN
crl-24835	168	13	and	and	CCONJ
crl-24835	168	14	readability	readability	NOUN
crl-24835	168	15	,	,	PUNCT
crl-24835	168	16	how	how	SCONJ
crl-24835	168	17	unbiased	unbiased	ADJ
crl-24835	168	18	the	the	DET
crl-24835	168	19	source	source	NOUN
crl-24835	168	20	was	be	AUX
crl-24835	168	21	,	,	PUNCT
crl-24835	168	22	and	and	CCONJ
crl-24835	168	23	if	if	SCONJ
crl-24835	168	24	the	the	DET
crl-24835	168	25	information	information	NOUN
crl-24835	168	26	was	be	AUX
crl-24835	168	27	targeted	target	VERB
crl-24835	168	28	specifically	specifically	ADV
crl-24835	168	29	to	to	ADP
crl-24835	168	30	students	student	NOUN
crl-24835	168	31	.	.	PUNCT
crl-24835	169	1	4	4	X
crl-24835	169	2	.	.	X
crl-24835	169	3	what	what	DET
crl-24835	169	4	challenges	challenge	NOUN
crl-24835	169	5	do	do	AUX
crl-24835	169	6	students	student	NOUN
crl-24835	169	7	have	have	VERB
crl-24835	169	8	when	when	SCONJ
crl-24835	169	9	navigating	navigate	VERB
crl-24835	169	10	financial	financial	ADJ
crl-24835	169	11	information	information	NOUN
crl-24835	169	12	?	?	PUNCT
crl-24835	170	1	several	several	ADJ
crl-24835	170	2	survey	survey	NOUN
crl-24835	170	3	questions	question	NOUN
crl-24835	170	4	aimed	aim	VERB
crl-24835	170	5	to	to	PART
crl-24835	170	6	identify	identify	VERB
crl-24835	170	7	the	the	DET
crl-24835	170	8	challenges	challenge	NOUN
crl-24835	170	9	experienced	experience	VERB
crl-24835	170	10	by	by	ADP
crl-24835	170	11	students	student	NOUN
crl-24835	170	12	seeking	seek	VERB
crl-24835	170	13	financial	financial	ADJ
crl-24835	170	14	information	information	NOUN
crl-24835	170	15	,	,	PUNCT
crl-24835	170	16	including	include	VERB
crl-24835	170	17	the	the	DET
crl-24835	170	18	overall	overall	ADJ
crl-24835	170	19	level	level	NOUN
crl-24835	170	20	of	of	ADP
crl-24835	170	21	difficulty	difficulty	NOUN
crl-24835	170	22	,	,	PUNCT
crl-24835	170	23	the	the	DET
crl-24835	170	24	duration	duration	NOUN
crl-24835	170	25	of	of	ADP
crl-24835	170	26	the	the	DET
crl-24835	170	27	search	search	NOUN
crl-24835	170	28	,	,	PUNCT
crl-24835	170	29	and	and	CCONJ
crl-24835	170	30	the	the	DET
crl-24835	170	31	success	success	NOUN
crl-24835	170	32	of	of	ADP
crl-24835	170	33	that	that	DET
crl-24835	170	34	search	search	NOUN
crl-24835	170	35	.	.	PUNCT
crl-24835	171	1	these	these	DET
crl-24835	171	2	survey	survey	NOUN
crl-24835	171	3	questions	question	NOUN
crl-24835	171	4	(	(	PUNCT
crl-24835	171	5	see	see	VERB
crl-24835	171	6	questions	question	NOUN
crl-24835	171	7	3	3	NUM
crl-24835	171	8	,	,	PUNCT
crl-24835	171	9	4	4	NUM
crl-24835	171	10	,	,	PUNCT
crl-24835	171	11	and	and	CCONJ
crl-24835	171	12	5	5	NUM
crl-24835	171	13	)	)	PUNCT
crl-24835	171	14	were	be	AUX
crl-24835	171	15	cross	cross	ADJ
crl-24835	171	16	-	-	VERB
crl-24835	171	17	tabulated	tabulate	VERB
crl-24835	171	18	with	with	ADP
crl-24835	171	19	demographic	demographic	ADJ
crl-24835	171	20	data	datum	NOUN
crl-24835	171	21	,	,	PUNCT
crl-24835	171	22	but	but	CCONJ
crl-24835	171	23	no	no	DET
crl-24835	171	24	significant	significant	ADJ
crl-24835	171	25	relationships	relationship	NOUN
crl-24835	171	26	emerged	emerge	VERB
crl-24835	171	27	.	.	PUNCT
crl-24835	172	1	to	to	PART
crl-24835	172	2	gauge	gauge	VERB
crl-24835	172	3	the	the	DET
crl-24835	172	4	difficulty	difficulty	NOUN
crl-24835	172	5	of	of	ADP
crl-24835	172	6	navigating	navigate	VERB
crl-24835	172	7	financial	financial	ADJ
crl-24835	172	8	information	information	NOUN
crl-24835	172	9	,	,	PUNCT
crl-24835	172	10	survey	survey	NOUN
crl-24835	172	11	respondents	respondent	NOUN
crl-24835	172	12	were	be	AUX
crl-24835	172	13	asked	ask	VERB
crl-24835	172	14	to	to	PART
crl-24835	172	15	rate	rate	VERB
crl-24835	172	16	how	how	SCONJ
crl-24835	172	17	easy	easy	ADJ
crl-24835	172	18	or	or	CCONJ
crl-24835	172	19	difficult	difficult	ADJ
crl-24835	172	20	it	it	PRON
crl-24835	172	21	was	be	AUX
crl-24835	172	22	to	to	PART
crl-24835	172	23	find	find	VERB
crl-24835	172	24	the	the	DET
crl-24835	172	25	financial	financial	ADJ
crl-24835	172	26	information	information	NOUN
crl-24835	172	27	they	they	PRON
crl-24835	172	28	sought	seek	VERB
crl-24835	172	29	(	(	PUNCT
crl-24835	172	30	see	see	VERB
crl-24835	172	31	question	question	NOUN
crl-24835	172	32	3	3	NUM
crl-24835	172	33	)	)	PUNCT
crl-24835	172	34	.	.	PUNCT
crl-24835	173	1	in	in	ADP
crl-24835	173	2	total	total	ADJ
crl-24835	173	3	,	,	PUNCT
crl-24835	173	4	932	932	NUM
crl-24835	173	5	students	student	NOUN
crl-24835	173	6	responded	respond	VERB
crl-24835	173	7	to	to	ADP
crl-24835	173	8	this	this	DET
crl-24835	173	9	question	question	NOUN
crl-24835	173	10	,	,	PUNCT
crl-24835	173	11	and	and	CCONJ
crl-24835	173	12	the	the	DET
crl-24835	173	13	results	result	NOUN
crl-24835	173	14	show	show	VERB
crl-24835	173	15	that	that	SCONJ
crl-24835	173	16	most	most	ADJ
crl-24835	173	17	students	student	NOUN
crl-24835	173	18	perceive	perceive	VERB
crl-24835	173	19	it	it	PRON
crl-24835	173	20	to	to	PART
crl-24835	173	21	be	be	AUX
crl-24835	173	22	easy	easy	ADJ
crl-24835	173	23	to	to	PART
crl-24835	173	24	find	find	VERB
crl-24835	173	25	financial	financial	ADJ
crl-24835	173	26	information	information	NOUN
crl-24835	173	27	,	,	PUNCT
crl-24835	173	28	with	with	ADP
crl-24835	173	29	44	44	NUM
crl-24835	173	30	%	%	NOUN
crl-24835	173	31	rating	rating	NOUN
crl-24835	173	32	their	their	PRON
crl-24835	173	33	search	search	NOUN
crl-24835	173	34	as	as	ADP
crl-24835	173	35	“	"	PUNCT
crl-24835	173	36	easy	easy	ADJ
crl-24835	173	37	”	"	PUNCT
crl-24835	173	38	(	(	PUNCT
crl-24835	173	39	38	38	NUM
crl-24835	173	40	%	%	NOUN
crl-24835	173	41	,	,	PUNCT
crl-24835	173	42	n	n	NOUN
crl-24835	173	43	=	=	NUM
crl-24835	173	44	357	357	NUM
crl-24835	173	45	)	)	PUNCT
crl-24835	173	46	or	or	CCONJ
crl-24835	173	47	“	"	PUNCT
crl-24835	173	48	very	very	ADV
crl-24835	173	49	easy	easy	ADJ
crl-24835	173	50	”	"	PUNCT
crl-24835	173	51	(	(	PUNCT
crl-24835	173	52	6	6	NUM
crl-24835	173	53	%	%	NOUN
crl-24835	173	54	,	,	PUNCT
crl-24835	173	55	n	n	PROPN
crl-24835	173	56	=	=	SYM
crl-24835	173	57	56	56	NUM
crl-24835	173	58	)	)	PUNCT
crl-24835	173	59	.	.	PUNCT
crl-24835	174	1	a	a	DET
crl-24835	174	2	significant	significant	ADJ
crl-24835	174	3	proportion	proportion	NOUN
crl-24835	174	4	of	of	ADP
crl-24835	174	5	students	student	NOUN
crl-24835	174	6	rated	rate	VERB
crl-24835	174	7	their	their	PRON
crl-24835	174	8	search	search	NOUN
crl-24835	174	9	as	as	ADP
crl-24835	174	10	“	"	PUNCT
crl-24835	174	11	neither	neither	CCONJ
crl-24835	174	12	easy	easy	ADJ
crl-24835	174	13	nor	nor	CCONJ
crl-24835	174	14	difficult	difficult	ADJ
crl-24835	174	15	”	"	PUNCT
crl-24835	174	16	(	(	PUNCT
crl-24835	174	17	37	37	NUM
crl-24835	174	18	%	%	NOUN
crl-24835	174	19	,	,	PUNCT
crl-24835	174	20	n	n	NOUN
crl-24835	174	21	=	=	SYM
crl-24835	174	22	346	346	NUM
crl-24835	174	23	)	)	PUNCT
crl-24835	174	24	and	and	CCONJ
crl-24835	174	25	a	a	DET
crl-24835	174	26	lower	low	ADJ
crl-24835	174	27	number	number	NOUN
crl-24835	174	28	found	find	VERB
crl-24835	174	29	it	it	PRON
crl-24835	174	30	“	"	PUNCT
crl-24835	174	31	difficult	difficult	ADJ
crl-24835	174	32	”	"	PUNCT
crl-24835	174	33	(	(	PUNCT
crl-24835	174	34	18	18	NUM
crl-24835	174	35	%	%	NOUN
crl-24835	174	36	,	,	PUNCT
crl-24835	174	37	n	n	NOUN
crl-24835	174	38	=	=	SYM
crl-24835	174	39	166	166	NUM
crl-24835	174	40	)	)	PUNCT
crl-24835	174	41	or	or	CCONJ
crl-24835	174	42	“	"	PUNCT
crl-24835	174	43	very	very	ADV
crl-24835	174	44	difficult	difficult	ADJ
crl-24835	174	45	”	"	PUNCT
crl-24835	174	46	(	(	PUNCT
crl-24835	174	47	1	1	NUM
crl-24835	174	48	%	%	NOUN
crl-24835	174	49	,	,	PUNCT
crl-24835	174	50	n	n	NOUN
crl-24835	174	51	=	=	SYM
crl-24835	174	52	7	7	NUM
crl-24835	174	53	)	)	PUNCT
crl-24835	174	54	to	to	PART
crl-24835	174	55	find	find	VERB
crl-24835	174	56	what	what	PRON
crl-24835	174	57	they	they	PRON
crl-24835	174	58	needed	need	VERB
crl-24835	174	59	.	.	PUNCT
crl-24835	175	1	certain	certain	ADJ
crl-24835	175	2	topics	topic	NOUN
crl-24835	175	3	may	may	AUX
crl-24835	175	4	also	also	ADV
crl-24835	175	5	be	be	AUX
crl-24835	175	6	more	more	ADV
crl-24835	175	7	or	or	CCONJ
crl-24835	175	8	less	less	ADJ
crl-24835	175	9	time	time	NOUN
crl-24835	175	10	-	-	PUNCT
crl-24835	175	11	consuming	consume	VERB
crl-24835	175	12	to	to	PART
crl-24835	175	13	investigate	investigate	VERB
crl-24835	175	14	,	,	PUNCT
crl-24835	175	15	which	which	PRON
crl-24835	175	16	may	may	AUX
crl-24835	175	17	also	also	ADV
crl-24835	175	18	affect	affect	VERB
crl-24835	175	19	the	the	DET
crl-24835	175	20	perception	perception	NOUN
crl-24835	175	21	of	of	ADP
crl-24835	175	22	difficulty	difficulty	NOUN
crl-24835	175	23	.	.	PUNCT
crl-24835	176	1	of	of	ADP
crl-24835	176	2	the	the	DET
crl-24835	176	3	932	932	NUM
crl-24835	176	4	students	student	NOUN
crl-24835	176	5	who	who	PRON
crl-24835	176	6	answered	answer	VERB
crl-24835	176	7	the	the	DET
crl-24835	176	8	survey	survey	NOUN
crl-24835	176	9	question	question	NOUN
crl-24835	176	10	that	that	PRON
crl-24835	176	11	asked	ask	VERB
crl-24835	176	12	how	how	SCONJ
crl-24835	176	13	long	long	ADV
crl-24835	176	14	they	they	PRON
crl-24835	176	15	searched	search	VERB
crl-24835	176	16	for	for	ADP
crl-24835	176	17	the	the	DET
crl-24835	176	18	financial	financial	ADJ
crl-24835	176	19	information	information	NOUN
crl-24835	176	20	they	they	PRON
crl-24835	176	21	needed	need	VERB
crl-24835	176	22	(	(	PUNCT
crl-24835	176	23	see	see	VERB
crl-24835	176	24	question	question	NOUN
crl-24835	176	25	4	4	NUM
crl-24835	176	26	)	)	PUNCT
crl-24835	176	27	,	,	PUNCT
crl-24835	176	28	most	most	ADJ
crl-24835	176	29	students	student	NOUN
crl-24835	176	30	responded	respond	VERB
crl-24835	176	31	that	that	SCONJ
crl-24835	176	32	they	they	PRON
crl-24835	176	33	searched	search	VERB
crl-24835	176	34	for	for	ADP
crl-24835	176	35	10–30	10–30	NUM
crl-24835	176	36	minutes	minute	NOUN
crl-24835	176	37	(	(	PUNCT
crl-24835	176	38	39	39	NUM
crl-24835	176	39	%	%	NOUN
crl-24835	176	40	,	,	PUNCT
crl-24835	176	41	n	n	NOUN
crl-24835	176	42	=	=	NUM
crl-24835	176	43	364	364	NUM
crl-24835	176	44	)	)	PUNCT
crl-24835	176	45	.	.	PUNCT
crl-24835	177	1	the	the	DET
crl-24835	177	2	next	next	ADJ
crl-24835	177	3	most	most	ADV
crl-24835	177	4	popular	popular	ADJ
crl-24835	177	5	response	response	NOUN
crl-24835	177	6	was	be	AUX
crl-24835	177	7	30	30	NUM
crl-24835	177	8	minutes	minute	NOUN
crl-24835	177	9	to	to	ADP
crl-24835	177	10	1	1	NUM
crl-24835	177	11	hour	hour	NOUN
crl-24835	177	12	(	(	PUNCT
crl-24835	177	13	30	30	NUM
crl-24835	177	14	%	%	NOUN
crl-24835	177	15	,	,	PUNCT
crl-24835	177	16	n	n	NOUN
crl-24835	177	17	=	=	SYM
crl-24835	177	18	276	276	NUM
crl-24835	177	19	)	)	PUNCT
crl-24835	177	20	,	,	PUNCT
crl-24835	177	21	followed	follow	VERB
crl-24835	177	22	by	by	ADP
crl-24835	177	23	1–3	1–3	NUM
crl-24835	177	24	hours	hour	NOUN
crl-24835	177	25	(	(	PUNCT
crl-24835	177	26	13	13	NUM
crl-24835	177	27	%	%	NOUN
crl-24835	177	28	,	,	PUNCT
crl-24835	177	29	n	n	NOUN
crl-24835	177	30	=	=	SYM
crl-24835	177	31	125	125	NUM
crl-24835	177	32	)	)	PUNCT
crl-24835	177	33	and	and	CCONJ
crl-24835	177	34	less	less	ADJ
crl-24835	177	35	than	than	ADP
crl-24835	177	36	10	10	NUM
crl-24835	177	37	minutes	minute	NOUN
crl-24835	177	38	(	(	PUNCT
crl-24835	177	39	13	13	NUM
crl-24835	177	40	%	%	NOUN
crl-24835	177	41	,	,	PUNCT
crl-24835	177	42	n	n	NOUN
crl-24835	177	43	=	=	SYM
crl-24835	177	44	117	117	NUM
crl-24835	177	45	)	)	PUNCT
crl-24835	177	46	.	.	PUNCT
crl-24835	178	1	only	only	ADV
crl-24835	178	2	3	3	NUM
crl-24835	178	3	%	%	NOUN
crl-24835	178	4	(	(	PUNCT
crl-24835	178	5	n	n	NOUN
crl-24835	178	6	=	=	SYM
crl-24835	178	7	50	50	NUM
crl-24835	178	8	)	)	PUNCT
crl-24835	178	9	spent	spend	VERB
crl-24835	178	10	more	more	ADJ
crl-24835	178	11	than	than	ADP
crl-24835	178	12	3	3	NUM
crl-24835	178	13	hours	hour	NOUN
crl-24835	178	14	researching	research	VERB
crl-24835	178	15	financial	financial	ADJ
crl-24835	178	16	information	information	NOUN
crl-24835	178	17	.	.	PUNCT
crl-24835	179	1	while	while	SCONJ
crl-24835	179	2	most	most	ADJ
crl-24835	179	3	reported	report	VERB
crl-24835	179	4	spending	spend	VERB
crl-24835	179	5	a	a	DET
crl-24835	179	6	moderate	moderate	ADJ
crl-24835	179	7	amount	amount	NOUN
crl-24835	179	8	of	of	ADP
crl-24835	179	9	time	time	NOUN
crl-24835	179	10	researching	research	VERB
crl-24835	179	11	financial	financial	ADJ
crl-24835	179	12	information	information	NOUN
crl-24835	179	13	(	(	PUNCT
crl-24835	179	14	10	10	NUM
crl-24835	179	15	minutes	minute	NOUN
crl-24835	179	16	to	to	ADP
crl-24835	179	17	1	1	NUM
crl-24835	179	18	hour	hour	NOUN
crl-24835	179	19	)	)	PUNCT
crl-24835	179	20	,	,	PUNCT
crl-24835	179	21	those	those	PRON
crl-24835	179	22	who	who	PRON
crl-24835	179	23	spent	spend	VERB
crl-24835	179	24	more	more	ADJ
crl-24835	179	25	time	time	NOUN
crl-24835	179	26	researching	research	VERB
crl-24835	179	27	financing	financing	NOUN
crl-24835	179	28	information	information	NOUN
crl-24835	179	29	(	(	PUNCT
crl-24835	179	30	1	1	NUM
crl-24835	179	31	hour	hour	NOUN
crl-24835	179	32	or	or	CCONJ
crl-24835	179	33	more	more	ADJ
crl-24835	179	34	)	)	PUNCT
crl-24835	179	35	were	be	AUX
crl-24835	179	36	more	more	ADV
crl-24835	179	37	likely	likely	ADJ
crl-24835	179	38	to	to	PART
crl-24835	179	39	rate	rate	VERB
crl-24835	179	40	the	the	DET
crl-24835	179	41	experience	experience	NOUN
crl-24835	179	42	higher	high	ADJ
crl-24835	179	43	in	in	ADP
crl-24835	179	44	difficulty	difficulty	NOUN
crl-24835	179	45	(	(	PUNCT
crl-24835	179	46	see	see	VERB
crl-24835	179	47	table	table	NOUN
crl-24835	179	48	5	5	NUM
crl-24835	179	49	)	)	PUNCT
crl-24835	179	50	.	.	PUNCT
crl-24835	180	1	students	student	NOUN
crl-24835	180	2	searching	search	VERB
crl-24835	180	3	for	for	ADP
crl-24835	180	4	information	information	NOUN
crl-24835	180	5	for	for	ADP
crl-24835	180	6	a	a	DET
crl-24835	180	7	longer	long	ADJ
crl-24835	180	8	time	time	NOUN
crl-24835	180	9	may	may	AUX
crl-24835	180	10	be	be	AUX
crl-24835	180	11	investigating	investigate	VERB
crl-24835	180	12	a	a	DET
crl-24835	180	13	complex	complex	ADJ
crl-24835	180	14	or	or	CCONJ
crl-24835	180	15	unfamiliar	unfamiliar	ADJ
crl-24835	180	16	topic	topic	NOUN
crl-24835	180	17	,	,	PUNCT
crl-24835	180	18	encountering	encounter	VERB
crl-24835	180	19	obstacles	obstacle	NOUN
crl-24835	180	20	,	,	PUNCT
crl-24835	180	21	or	or	CCONJ
crl-24835	180	22	seeking	seek	VERB
crl-24835	180	23	more	more	ADV
crl-24835	180	24	comprehensive	comprehensive	ADJ
crl-24835	180	25	answers	answer	NOUN
crl-24835	180	26	to	to	ADP
crl-24835	180	27	their	their	PRON
crl-24835	180	28	financial	financial	ADJ
crl-24835	180	29	questions	question	NOUN
crl-24835	180	30	.	.	PUNCT
crl-24835	181	1	even	even	ADV
crl-24835	181	2	if	if	SCONJ
crl-24835	181	3	they	they	PRON
crl-24835	181	4	spent	spend	VERB
crl-24835	181	5	a	a	DET
crl-24835	181	6	great	great	ADJ
crl-24835	181	7	deal	deal	NOUN
crl-24835	181	8	of	of	ADP
crl-24835	181	9	time	time	NOUN
crl-24835	181	10	on	on	ADP
crl-24835	181	11	the	the	DET
crl-24835	181	12	search	search	NOUN
crl-24835	181	13	or	or	CCONJ
crl-24835	181	14	found	find	VERB
crl-24835	181	15	the	the	DET
crl-24835	181	16	exercise	exercise	NOUN
crl-24835	181	17	to	to	PART
crl-24835	181	18	be	be	AUX
crl-24835	181	19	easy	easy	ADJ
crl-24835	181	20	,	,	PUNCT
crl-24835	181	21	not	not	PART
crl-24835	181	22	all	all	DET
crl-24835	181	23	respondents	respondent	NOUN
crl-24835	181	24	were	be	AUX
crl-24835	181	25	able	able	ADJ
crl-24835	181	26	to	to	PART
crl-24835	181	27	find	find	VERB
crl-24835	181	28	the	the	DET
crl-24835	181	29	information	information	NOUN
crl-24835	181	30	they	they	PRON
crl-24835	181	31	needed	need	VERB
crl-24835	181	32	.	.	PUNCT
crl-24835	182	1	of	of	ADP
crl-24835	182	2	the	the	DET
crl-24835	182	3	932	932	NUM
crl-24835	182	4	responses	response	NOUN
crl-24835	182	5	,	,	PUNCT
crl-24835	182	6	57	57	NUM
crl-24835	182	7	%	%	NOUN
crl-24835	182	8	(	(	PUNCT
crl-24835	182	9	n	n	NOUN
crl-24835	182	10	=	=	SYM
crl-24835	182	11	530	530	NUM
crl-24835	182	12	)	)	PUNCT
crl-24835	182	13	indicated	indicate	VERB
crl-24835	182	14	that	that	SCONJ
crl-24835	182	15	they	they	PRON
crl-24835	182	16	found	find	VERB
crl-24835	182	17	the	the	DET
crl-24835	182	18	information	information	NOUN
crl-24835	182	19	they	they	PRON
crl-24835	182	20	needed	need	VERB
crl-24835	182	21	,	,	PUNCT
crl-24835	182	22	40	40	NUM
crl-24835	182	23	%	%	NOUN
crl-24835	182	24	(	(	PUNCT
crl-24835	182	25	n	n	NOUN
crl-24835	182	26	=	=	SYM
crl-24835	182	27	374	374	NUM
crl-24835	182	28	)	)	PUNCT
crl-24835	182	29	responded	respond	VERB
crl-24835	182	30	that	that	SCONJ
crl-24835	182	31	their	their	PRON
crl-24835	182	32	outcome	outcome	NOUN
crl-24835	182	33	somewhat	somewhat	ADV
crl-24835	182	34	met	meet	VERB
crl-24835	182	35	their	their	PRON
crl-24835	182	36	need	need	NOUN
crl-24835	182	37	,	,	PUNCT
crl-24835	182	38	and	and	CCONJ
crl-24835	182	39	3	3	NUM
crl-24835	182	40	%	%	NOUN
crl-24835	182	41	(	(	PUNCT
crl-24835	182	42	n	n	NOUN
crl-24835	182	43	=	=	SYM
crl-24835	182	44	28	28	NUM
crl-24835	182	45	)	)	PUNCT
crl-24835	182	46	said	say	VERB
crl-24835	182	47	that	that	SCONJ
crl-24835	182	48	they	they	PRON
crl-24835	182	49	did	do	AUX
crl-24835	182	50	not	not	PART
crl-24835	182	51	find	find	VERB
crl-24835	182	52	what	what	PRON
crl-24835	182	53	they	they	PRON
crl-24835	182	54	needed	need	VERB
crl-24835	182	55	(	(	PUNCT
crl-24835	182	56	see	see	VERB
crl-24835	182	57	question	question	NOUN
crl-24835	182	58	5	5	NUM
crl-24835	182	59	)	)	PUNCT
crl-24835	182	60	.	.	PUNCT
crl-24835	183	1	the	the	DET
crl-24835	183	2	ease	ease	NOUN
crl-24835	183	3	or	or	CCONJ
crl-24835	183	4	difficulty	difficulty	NOUN
crl-24835	183	5	of	of	ADP
crl-24835	183	6	the	the	DET
crl-24835	183	7	search	search	NOUN
crl-24835	183	8	corresponded	correspond	VERB
crl-24835	183	9	to	to	ADP
crl-24835	183	10	the	the	DET
crl-24835	183	11	success	success	NOUN
crl-24835	183	12	or	or	CCONJ
crl-24835	183	13	failure	failure	NOUN
crl-24835	183	14	of	of	ADP
crl-24835	183	15	the	the	DET
crl-24835	183	16	search	search	NOUN
crl-24835	183	17	.	.	PUNCT
crl-24835	184	1	students	student	NOUN
crl-24835	184	2	who	who	PRON
crl-24835	184	3	were	be	AUX
crl-24835	184	4	able	able	ADJ
crl-24835	184	5	to	to	PART
crl-24835	184	6	find	find	VERB
crl-24835	184	7	what	what	PRON
crl-24835	184	8	they	they	PRON
crl-24835	184	9	needed	need	VERB
crl-24835	184	10	were	be	AUX
crl-24835	184	11	more	more	ADV
crl-24835	184	12	likely	likely	ADJ
crl-24835	184	13	to	to	PART
crl-24835	184	14	rate	rate	VERB
crl-24835	184	15	their	their	PRON
crl-24835	184	16	search	search	NOUN
crl-24835	184	17	as	as	ADP
crl-24835	184	18	“	"	PUNCT
crl-24835	184	19	easy	easy	ADJ
crl-24835	184	20	”	"	PUNCT
crl-24835	184	21	or	or	CCONJ
crl-24835	184	22	“	"	PUNCT
crl-24835	184	23	very	very	ADV
crl-24835	184	24	easy	easy	ADJ
crl-24835	184	25	”	"	PUNCT
crl-24835	184	26	than	than	ADP
crl-24835	184	27	their	their	PRON
crl-24835	184	28	peers	peer	NOUN
crl-24835	184	29	who	who	PRON
crl-24835	184	30	reported	report	VERB
crl-24835	184	31	that	that	SCONJ
crl-24835	184	32	they	they	PRON
crl-24835	184	33	did	do	AUX
crl-24835	184	34	not	not	PART
crl-24835	184	35	find	find	VERB
crl-24835	184	36	what	what	PRON
crl-24835	184	37	they	they	PRON
crl-24835	184	38	needed	need	VERB
crl-24835	184	39	(	(	PUNCT
crl-24835	184	40	see	see	VERB
crl-24835	184	41	table	table	NOUN
crl-24835	184	42	6	6	NUM
crl-24835	184	43	)	)	PUNCT
crl-24835	184	44	.	.	PUNCT
crl-24835	185	1	table	table	NOUN
crl-24835	185	2	5	5	NUM
crl-24835	185	3	time	time	NOUN
crl-24835	185	4	vs.	vs.	ADP
crl-24835	185	5	ease	ease	NOUN
crl-24835	185	6	0–1	0–1	NUM
crl-24835	185	7	hours	hour	NOUN
crl-24835	185	8	1	1	NUM
crl-24835	185	9	+	+	NUM
crl-24835	185	10	hours	hour	NOUN
crl-24835	185	11	easy	easy	ADJ
crl-24835	185	12	or	or	CCONJ
crl-24835	185	13	very	very	ADV
crl-24835	185	14	easy	easy	ADJ
crl-24835	185	15	50	50	NUM
crl-24835	185	16	%	%	NOUN
crl-24835	185	17	19	19	NUM
crl-24835	185	18	%	%	NOUN
crl-24835	185	19	neither	neither	CCONJ
crl-24835	185	20	easy	easy	ADJ
crl-24835	185	21	nor	nor	CCONJ
crl-24835	185	22	difficult	difficult	ADJ
crl-24835	185	23	39	39	NUM
crl-24835	185	24	%	%	NOUN
crl-24835	185	25	30	30	NUM
crl-24835	185	26	%	%	NOUN
crl-24835	185	27	difficult	difficult	ADJ
crl-24835	185	28	or	or	CCONJ
crl-24835	185	29	very	very	ADV
crl-24835	185	30	difficult	difficult	ADJ
crl-24835	185	31	11	11	NUM
crl-24835	185	32	%	%	NOUN
crl-24835	185	33	50	50	NUM
crl-24835	185	34	%	%	NOUN
crl-24835	185	35	table	table	NOUN
crl-24835	185	36	6	6	NUM
crl-24835	185	37	ease	ease	NOUN
crl-24835	185	38	vs.	vs.	ADP
crl-24835	185	39	success	success	NOUN
crl-24835	185	40	of	of	ADP
crl-24835	185	41	finding	find	VERB
crl-24835	185	42	information	information	NOUN
crl-24835	185	43	did	do	AUX
crl-24835	185	44	they	they	PRON
crl-24835	185	45	find	find	VERB
crl-24835	185	46	what	what	PRON
crl-24835	185	47	they	they	PRON
crl-24835	185	48	need	need	VERB
crl-24835	185	49	?	?	PUNCT
crl-24835	186	1	yes	yes	INTJ
crl-24835	186	2	no	no	PRON
crl-24835	186	3	easy	easy	ADJ
crl-24835	186	4	or	or	CCONJ
crl-24835	186	5	very	very	ADV
crl-24835	186	6	easy	easy	ADJ
crl-24835	186	7	63	63	NUM
crl-24835	186	8	%	%	NOUN
crl-24835	186	9	11	11	NUM
crl-24835	186	10	%	%	NOUN
crl-24835	186	11	neither	neither	CCONJ
crl-24835	186	12	easy	easy	ADJ
crl-24835	186	13	nor	nor	CCONJ
crl-24835	186	14	difficult	difficult	ADJ
crl-24835	186	15	29	29	NUM
crl-24835	186	16	%	%	NOUN
crl-24835	186	17	36	36	NUM
crl-24835	186	18	%	%	NOUN
crl-24835	186	19	difficult	difficult	ADJ
crl-24835	186	20	or	or	CCONJ
crl-24835	186	21	very	very	ADV
crl-24835	186	22	difficult	difficult	ADJ
crl-24835	186	23	8	8	NUM
crl-24835	186	24	%	%	NOUN
crl-24835	186	25	53	53	NUM
crl-24835	186	26	%	%	NOUN
crl-24835	186	27	278	278	NUM
crl-24835	186	28	college	college	PROPN
crl-24835	186	29	&	&	CCONJ
crl-24835	186	30	research	research	PROPN
crl-24835	186	31	libraries	library	NOUN
crl-24835	186	32	march	march	PROPN
crl-24835	186	33	2021	2021	NUM
crl-24835	186	34	students	student	NOUN
crl-24835	186	35	who	who	PRON
crl-24835	186	36	did	do	AUX
crl-24835	186	37	not	not	PART
crl-24835	186	38	find	find	VERB
crl-24835	186	39	what	what	PRON
crl-24835	186	40	they	they	PRON
crl-24835	186	41	were	be	AUX
crl-24835	186	42	searching	search	VERB
crl-24835	186	43	for	for	ADP
crl-24835	186	44	were	be	AUX
crl-24835	186	45	more	more	ADV
crl-24835	186	46	likely	likely	ADJ
crl-24835	186	47	to	to	PART
crl-24835	186	48	rate	rate	VERB
crl-24835	186	49	their	their	PRON
crl-24835	186	50	search	search	NOUN
crl-24835	186	51	as	as	ADP
crl-24835	186	52	“	"	PUNCT
crl-24835	186	53	difficult	difficult	ADJ
crl-24835	186	54	”	"	PUNCT
crl-24835	186	55	or	or	CCONJ
crl-24835	186	56	“	"	PUNCT
crl-24835	186	57	very	very	ADV
crl-24835	186	58	difficult	difficult	ADJ
crl-24835	186	59	.	.	PUNCT
crl-24835	186	60	”	"	PUNCT
crl-24835	187	1	these	these	DET
crl-24835	187	2	results	result	NOUN
crl-24835	187	3	suggest	suggest	VERB
crl-24835	187	4	that	that	SCONJ
crl-24835	187	5	the	the	DET
crl-24835	187	6	outcome	outcome	NOUN
crl-24835	187	7	of	of	ADP
crl-24835	187	8	the	the	DET
crl-24835	187	9	search	search	NOUN
crl-24835	187	10	has	have	VERB
crl-24835	187	11	a	a	DET
crl-24835	187	12	notable	notable	ADJ
crl-24835	187	13	effect	effect	NOUN
crl-24835	187	14	on	on	ADP
crl-24835	187	15	the	the	DET
crl-24835	187	16	perceived	perceive	VERB
crl-24835	187	17	difficulty	difficulty	NOUN
crl-24835	187	18	.	.	PUNCT
crl-24835	188	1	for	for	ADP
crl-24835	188	2	students	student	NOUN
crl-24835	188	3	seeking	seek	VERB
crl-24835	188	4	financial	financial	ADJ
crl-24835	188	5	information	information	NOUN
crl-24835	188	6	,	,	PUNCT
crl-24835	188	7	it	it	PRON
crl-24835	188	8	is	be	AUX
crl-24835	188	9	the	the	DET
crl-24835	188	10	destination	destination	NOUN
crl-24835	188	11	rather	rather	ADV
crl-24835	188	12	than	than	ADP
crl-24835	188	13	the	the	DET
crl-24835	188	14	journey	journey	NOUN
crl-24835	188	15	.	.	PUNCT
crl-24835	189	1	still	still	ADV
crl-24835	189	2	,	,	PUNCT
crl-24835	189	3	other	other	ADJ
crl-24835	189	4	students	student	NOUN
crl-24835	189	5	did	do	AUX
crl-24835	189	6	not	not	PART
crl-24835	189	7	arrive	arrive	VERB
crl-24835	189	8	at	at	ADP
crl-24835	189	9	a	a	DET
crl-24835	189	10	definitive	definitive	ADJ
crl-24835	189	11	conclusion	conclusion	NOUN
crl-24835	189	12	to	to	ADP
crl-24835	189	13	their	their	PRON
crl-24835	189	14	financial	financial	ADJ
crl-24835	189	15	information	information	NOUN
crl-24835	189	16	seeking	seek	VERB
crl-24835	189	17	.	.	PUNCT
crl-24835	190	1	of	of	ADP
crl-24835	190	2	the	the	DET
crl-24835	190	3	total	total	ADJ
crl-24835	190	4	number	number	NOUN
crl-24835	190	5	of	of	ADP
crl-24835	190	6	students	student	NOUN
crl-24835	190	7	,	,	PUNCT
crl-24835	190	8	40	40	NUM
crl-24835	190	9	percent	percent	NOUN
crl-24835	190	10	completed	complete	VERB
crl-24835	190	11	their	their	PRON
crl-24835	190	12	search	search	NOUN
crl-24835	190	13	with	with	ADP
crl-24835	190	14	an	an	DET
crl-24835	190	15	outcome	outcome	NOUN
crl-24835	190	16	that	that	SCONJ
crl-24835	190	17	only	only	ADV
crl-24835	190	18	somewhat	somewhat	ADV
crl-24835	190	19	met	meet	VERB
crl-24835	190	20	their	their	PRON
crl-24835	190	21	needs	need	NOUN
crl-24835	190	22	,	,	PUNCT
crl-24835	190	23	suggesting	suggest	VERB
crl-24835	190	24	that	that	SCONJ
crl-24835	190	25	they	they	PRON
crl-24835	190	26	may	may	AUX
crl-24835	190	27	have	have	AUX
crl-24835	190	28	settled	settle	VERB
crl-24835	190	29	for	for	ADP
crl-24835	190	30	“	"	PUNCT
crl-24835	190	31	good	good	ADJ
crl-24835	190	32	enough	enough	ADV
crl-24835	190	33	”	"	PUNCT
crl-24835	190	34	information	information	NOUN
crl-24835	190	35	rather	rather	ADV
crl-24835	190	36	than	than	ADP
crl-24835	190	37	identifying	identify	VERB
crl-24835	190	38	optimal	optimal	ADJ
crl-24835	190	39	financial	financial	ADJ
crl-24835	190	40	information	information	NOUN
crl-24835	190	41	.	.	PUNCT
crl-24835	191	1	this	this	PRON
crl-24835	191	2	supports	support	VERB
crl-24835	191	3	previous	previous	ADJ
crl-24835	191	4	research	research	NOUN
crl-24835	191	5	findings	finding	NOUN
crl-24835	191	6	that	that	SCONJ
crl-24835	191	7	college	college	NOUN
crl-24835	191	8	students	student	NOUN
crl-24835	191	9	searching	search	VERB
crl-24835	191	10	for	for	ADP
crl-24835	191	11	information	information	NOUN
crl-24835	191	12	will	will	AUX
crl-24835	191	13	often	often	ADV
crl-24835	191	14	use	use	VERB
crl-24835	191	15	information	information	NOUN
crl-24835	191	16	out	out	ADP
crl-24835	191	17	of	of	ADP
crl-24835	191	18	convenience	convenience	NOUN
crl-24835	191	19	,	,	PUNCT
crl-24835	191	20	even	even	ADV
crl-24835	191	21	if	if	SCONJ
crl-24835	191	22	it	it	PRON
crl-24835	191	23	is	be	AUX
crl-24835	191	24	not	not	PART
crl-24835	191	25	the	the	DET
crl-24835	191	26	best	good	ADJ
crl-24835	191	27	source	source	NOUN
crl-24835	191	28	of	of	ADP
crl-24835	191	29	information	information	NOUN
crl-24835	191	30	to	to	PART
crl-24835	191	31	use	use	VERB
crl-24835	191	32	or	or	CCONJ
crl-24835	191	33	does	do	AUX
crl-24835	191	34	n’t	not	PART
crl-24835	191	35	result	result	VERB
crl-24835	191	36	in	in	ADP
crl-24835	191	37	a	a	DET
crl-24835	191	38	complete	complete	ADJ
crl-24835	191	39	answer	answer	NOUN
crl-24835	191	40	to	to	ADP
crl-24835	191	41	a	a	DET
crl-24835	191	42	question.39	question.39	PROPN
crl-24835	191	43	question	question	NOUN
crl-24835	191	44	8	8	NUM
crl-24835	191	45	addressed	address	VERB
crl-24835	191	46	challenges	challenge	NOUN
crl-24835	191	47	students	student	NOUN
crl-24835	191	48	may	may	AUX
crl-24835	191	49	face	face	VERB
crl-24835	191	50	when	when	SCONJ
crl-24835	191	51	researching	research	VERB
crl-24835	191	52	financial	financial	ADJ
crl-24835	191	53	information	information	NOUN
crl-24835	191	54	.	.	PUNCT
crl-24835	192	1	the	the	DET
crl-24835	192	2	majority	majority	NOUN
crl-24835	192	3	agreed	agree	VERB
crl-24835	192	4	that	that	SCONJ
crl-24835	192	5	a	a	DET
crl-24835	192	6	challenge	challenge	NOUN
crl-24835	192	7	when	when	SCONJ
crl-24835	192	8	searching	search	VERB
crl-24835	192	9	for	for	ADP
crl-24835	192	10	financial	financial	ADJ
crl-24835	192	11	information	information	NOUN
crl-24835	192	12	is	be	AUX
crl-24835	192	13	knowing	know	VERB
crl-24835	192	14	where	where	SCONJ
crl-24835	192	15	to	to	PART
crl-24835	192	16	look	look	VERB
crl-24835	192	17	(	(	PUNCT
crl-24835	192	18	see	see	VERB
crl-24835	192	19	table	table	NOUN
crl-24835	192	20	7	7	NUM
crl-24835	192	21	)	)	PUNCT
crl-24835	192	22	.	.	PUNCT
crl-24835	193	1	notably	notably	ADV
crl-24835	193	2	,	,	PUNCT
crl-24835	193	3	those	those	PRON
crl-24835	193	4	who	who	PRON
crl-24835	193	5	were	be	AUX
crl-24835	193	6	able	able	ADJ
crl-24835	193	7	to	to	PART
crl-24835	193	8	find	find	VERB
crl-24835	193	9	what	what	PRON
crl-24835	193	10	they	they	PRON
crl-24835	193	11	were	be	AUX
crl-24835	193	12	looking	look	VERB
crl-24835	193	13	for	for	ADP
crl-24835	193	14	and	and	CCONJ
crl-24835	193	15	those	those	PRON
crl-24835	193	16	who	who	PRON
crl-24835	193	17	were	be	AUX
crl-24835	193	18	not	not	PART
crl-24835	193	19	(	(	PUNCT
crl-24835	193	20	see	see	VERB
crl-24835	193	21	question	question	NOUN
crl-24835	193	22	5	5	NUM
crl-24835	193	23	)	)	PUNCT
crl-24835	193	24	felt	feel	VERB
crl-24835	193	25	differently	differently	ADV
crl-24835	193	26	about	about	ADP
crl-24835	193	27	this	this	DET
crl-24835	193	28	particular	particular	ADJ
crl-24835	193	29	challenge	challenge	NOUN
crl-24835	193	30	.	.	PUNCT
crl-24835	194	1	of	of	ADP
crl-24835	194	2	those	those	PRON
crl-24835	194	3	who	who	PRON
crl-24835	194	4	were	be	AUX
crl-24835	194	5	able	able	ADJ
crl-24835	194	6	to	to	PART
crl-24835	194	7	find	find	VERB
crl-24835	194	8	what	what	PRON
crl-24835	194	9	they	they	PRON
crl-24835	194	10	need	need	VERB
crl-24835	194	11	,	,	PUNCT
crl-24835	194	12	only	only	ADV
crl-24835	194	13	45	45	NUM
crl-24835	194	14	percent	percent	NOUN
crl-24835	194	15	agreed	agree	VERB
crl-24835	194	16	with	with	ADP
crl-24835	194	17	this	this	DET
crl-24835	194	18	statement	statement	NOUN
crl-24835	194	19	.	.	PUNCT
crl-24835	195	1	of	of	ADP
crl-24835	195	2	those	those	PRON
crl-24835	195	3	who	who	PRON
crl-24835	195	4	did	do	AUX
crl-24835	195	5	not	not	PART
crl-24835	195	6	find	find	VERB
crl-24835	195	7	what	what	PRON
crl-24835	195	8	they	they	PRON
crl-24835	195	9	need	need	VERB
crl-24835	195	10	,	,	PUNCT
crl-24835	195	11	57	57	NUM
crl-24835	195	12	percent	percent	NOUN
crl-24835	195	13	agreed	agree	VERB
crl-24835	195	14	with	with	ADP
crl-24835	195	15	this	this	DET
crl-24835	195	16	statement	statement	NOUN
crl-24835	195	17	.	.	PUNCT
crl-24835	196	1	of	of	ADP
crl-24835	196	2	those	those	PRON
crl-24835	196	3	who	who	PRON
crl-24835	196	4	indicated	indicate	VERB
crl-24835	196	5	that	that	SCONJ
crl-24835	196	6	they	they	PRON
crl-24835	196	7	somewhat	somewhat	ADV
crl-24835	196	8	found	find	VERB
crl-24835	196	9	what	what	PRON
crl-24835	196	10	they	they	PRON
crl-24835	196	11	needed	need	VERB
crl-24835	196	12	,	,	PUNCT
crl-24835	196	13	76	76	NUM
crl-24835	196	14	percent	percent	NOUN
crl-24835	196	15	agreed	agree	VERB
crl-24835	196	16	that	that	SCONJ
crl-24835	196	17	not	not	PART
crl-24835	196	18	knowing	know	VERB
crl-24835	196	19	where	where	SCONJ
crl-24835	196	20	to	to	PART
crl-24835	196	21	look	look	VERB
crl-24835	196	22	was	be	AUX
crl-24835	196	23	a	a	DET
crl-24835	196	24	challenge	challenge	NOUN
crl-24835	196	25	.	.	PUNCT
crl-24835	197	1	if	if	SCONJ
crl-24835	197	2	students	student	NOUN
crl-24835	197	3	did	do	AUX
crl-24835	197	4	not	not	PART
crl-24835	197	5	find	find	VERB
crl-24835	197	6	the	the	DET
crl-24835	197	7	information	information	NOUN
crl-24835	197	8	they	they	PRON
crl-24835	197	9	sought	seek	VERB
crl-24835	197	10	or	or	CCONJ
crl-24835	197	11	felt	feel	VERB
crl-24835	197	12	it	it	PRON
crl-24835	197	13	was	be	AUX
crl-24835	197	14	incomplete	incomplete	ADJ
crl-24835	197	15	,	,	PUNCT
crl-24835	197	16	they	they	PRON
crl-24835	197	17	were	be	AUX
crl-24835	197	18	more	more	ADV
crl-24835	197	19	inclined	inclined	ADJ
crl-24835	197	20	to	to	PART
crl-24835	197	21	point	point	VERB
crl-24835	197	22	to	to	ADP
crl-24835	197	23	not	not	PART
crl-24835	197	24	knowing	know	VERB
crl-24835	197	25	where	where	SCONJ
crl-24835	197	26	to	to	PART
crl-24835	197	27	look	look	VERB
crl-24835	197	28	as	as	ADP
crl-24835	197	29	a	a	DET
crl-24835	197	30	challenge	challenge	NOUN
crl-24835	197	31	.	.	PUNCT
crl-24835	198	1	the	the	DET
crl-24835	198	2	next	next	ADJ
crl-24835	198	3	challenge	challenge	NOUN
crl-24835	198	4	most	most	ADJ
crl-24835	198	5	students	student	NOUN
crl-24835	198	6	agreed	agree	VERB
crl-24835	198	7	with	with	ADP
crl-24835	198	8	was	be	AUX
crl-24835	198	9	this	this	DET
crl-24835	198	10	one	one	NOUN
crl-24835	198	11	:	:	PUNCT
crl-24835	198	12	“	"	PUNCT
crl-24835	198	13	i	i	PRON
crl-24835	198	14	would	would	AUX
crl-24835	198	15	rather	rather	ADV
crl-24835	198	16	ask	ask	VERB
crl-24835	198	17	someone	someone	PRON
crl-24835	198	18	for	for	ADP
crl-24835	198	19	help	help	NOUN
crl-24835	198	20	than	than	SCONJ
crl-24835	198	21	look	look	VERB
crl-24835	198	22	for	for	ADP
crl-24835	198	23	information	information	NOUN
crl-24835	198	24	on	on	ADP
crl-24835	198	25	my	my	PRON
crl-24835	198	26	own	own	ADJ
crl-24835	198	27	”	"	PUNCT
crl-24835	198	28	(	(	PUNCT
crl-24835	198	29	see	see	VERB
crl-24835	198	30	table	table	NOUN
crl-24835	198	31	7	7	NUM
crl-24835	198	32	)	)	PUNCT
crl-24835	198	33	.	.	PUNCT
crl-24835	199	1	the	the	DET
crl-24835	199	2	high	high	ADJ
crl-24835	199	3	percentage	percentage	NOUN
crl-24835	199	4	that	that	PRON
crl-24835	199	5	agrees	agree	VERB
crl-24835	199	6	with	with	ADP
crl-24835	199	7	enlisting	enlist	VERB
crl-24835	199	8	the	the	DET
crl-24835	199	9	help	help	NOUN
crl-24835	199	10	of	of	ADP
crl-24835	199	11	others	other	NOUN
crl-24835	199	12	rather	rather	ADV
crl-24835	199	13	than	than	ADP
crl-24835	199	14	searching	search	VERB
crl-24835	199	15	on	on	ADP
crl-24835	199	16	their	their	PRON
crl-24835	199	17	own	own	ADJ
crl-24835	199	18	corresponds	correspond	NOUN
crl-24835	199	19	with	with	ADP
crl-24835	199	20	the	the	DET
crl-24835	199	21	finding	finding	NOUN
crl-24835	199	22	in	in	ADP
crl-24835	199	23	survey	survey	NOUN
crl-24835	199	24	question	question	NOUN
crl-24835	199	25	2	2	NUM
crl-24835	199	26	that	that	SCONJ
crl-24835	199	27	the	the	DET
crl-24835	199	28	majority	majority	NOUN
crl-24835	199	29	of	of	ADP
crl-24835	199	30	students	student	NOUN
crl-24835	199	31	turn	turn	VERB
crl-24835	199	32	to	to	ADP
crl-24835	199	33	family	family	NOUN
crl-24835	199	34	and	and	CCONJ
crl-24835	199	35	friends	friend	NOUN
crl-24835	199	36	as	as	ADP
crl-24835	199	37	sources	source	NOUN
crl-24835	199	38	for	for	ADP
crl-24835	199	39	financial	financial	ADJ
crl-24835	199	40	information	information	NOUN
crl-24835	199	41	.	.	PUNCT
crl-24835	200	1	students	student	NOUN
crl-24835	200	2	were	be	AUX
crl-24835	200	3	also	also	ADV
crl-24835	200	4	asked	ask	VERB
crl-24835	200	5	whether	whether	SCONJ
crl-24835	200	6	or	or	CCONJ
crl-24835	200	7	not	not	PART
crl-24835	200	8	they	they	PRON
crl-24835	200	9	agreed	agree	VERB
crl-24835	200	10	that	that	SCONJ
crl-24835	200	11	“	"	PUNCT
crl-24835	200	12	i	i	PRON
crl-24835	200	13	find	find	VERB
crl-24835	200	14	information	information	NOUN
crl-24835	200	15	that	that	PRON
crl-24835	200	16	contradicts	contradict	VERB
crl-24835	200	17	itself	itself	PRON
crl-24835	200	18	.	.	PUNCT
crl-24835	200	19	”	"	PUNCT
crl-24835	201	1	while	while	SCONJ
crl-24835	201	2	the	the	DET
crl-24835	201	3	majority	majority	NOUN
crl-24835	201	4	of	of	ADP
crl-24835	201	5	students	student	NOUN
crl-24835	201	6	agreed	agree	VERB
crl-24835	201	7	with	with	ADP
crl-24835	201	8	this	this	DET
crl-24835	201	9	statement	statement	NOUN
crl-24835	201	10	,	,	PUNCT
crl-24835	201	11	nearly	nearly	ADV
crl-24835	201	12	a	a	PRON
crl-24835	201	13	quarter	quarter	NOUN
crl-24835	201	14	disagreed	disagree	VERB
crl-24835	201	15	that	that	SCONJ
crl-24835	201	16	the	the	DET
crl-24835	201	17	information	information	NOUN
crl-24835	201	18	they	they	PRON
crl-24835	201	19	were	be	AUX
crl-24835	201	20	finding	find	VERB
crl-24835	201	21	contradicted	contradict	VERB
crl-24835	201	22	itself	itself	PRON
crl-24835	201	23	.	.	PUNCT
crl-24835	202	1	in	in	ADP
crl-24835	202	2	response	response	NOUN
crl-24835	202	3	to	to	ADP
crl-24835	202	4	the	the	DET
crl-24835	202	5	statement	statement	NOUN
crl-24835	202	6	“	"	PUNCT
crl-24835	202	7	i	i	PRON
crl-24835	202	8	do	do	AUX
crl-24835	202	9	n’t	not	PART
crl-24835	202	10	trust	trust	VERB
crl-24835	202	11	the	the	DET
crl-24835	202	12	information	information	NOUN
crl-24835	202	13	i	i	PRON
crl-24835	202	14	find	find	VERB
crl-24835	202	15	,	,	PUNCT
crl-24835	202	16	”	"	PUNCT
crl-24835	202	17	students	student	NOUN
crl-24835	202	18	were	be	AUX
crl-24835	202	19	equally	equally	ADV
crl-24835	202	20	split	split	VERB
crl-24835	202	21	between	between	ADP
crl-24835	202	22	trusting	trust	VERB
crl-24835	202	23	the	the	DET
crl-24835	202	24	information	information	NOUN
crl-24835	202	25	,	,	PUNCT
crl-24835	202	26	being	be	AUX
crl-24835	202	27	neutral	neutral	ADJ
crl-24835	202	28	,	,	PUNCT
crl-24835	202	29	and	and	CCONJ
crl-24835	202	30	not	not	PART
crl-24835	202	31	trusting	trust	VERB
crl-24835	202	32	the	the	DET
crl-24835	202	33	information	information	NOUN
crl-24835	202	34	they	they	PRON
crl-24835	202	35	were	be	AUX
crl-24835	202	36	finding	find	VERB
crl-24835	202	37	.	.	PUNCT
crl-24835	203	1	the	the	DET
crl-24835	203	2	varying	vary	VERB
crl-24835	203	3	degrees	degree	NOUN
crl-24835	203	4	of	of	ADP
crl-24835	203	5	trust	trust	NOUN
crl-24835	203	6	in	in	ADP
crl-24835	203	7	information	information	NOUN
crl-24835	203	8	may	may	AUX
crl-24835	203	9	indicate	indicate	VERB
crl-24835	203	10	that	that	SCONJ
crl-24835	203	11	,	,	PUNCT
crl-24835	203	12	to	to	ADP
crl-24835	203	13	the	the	DET
crl-24835	203	14	students	student	NOUN
crl-24835	203	15	’	’	PART
crl-24835	203	16	perceptions	perception	NOUN
crl-24835	203	17	,	,	PUNCT
crl-24835	203	18	the	the	DET
crl-24835	203	19	quality	quality	NOUN
crl-24835	203	20	of	of	ADP
crl-24835	203	21	the	the	DET
crl-24835	203	22	information	information	NOUN
crl-24835	203	23	they	they	PRON
crl-24835	203	24	were	be	AUX
crl-24835	203	25	encountering	encounter	VERB
crl-24835	203	26	varied	varied	ADJ
crl-24835	203	27	.	.	PUNCT
crl-24835	204	1	this	this	PRON
crl-24835	204	2	also	also	ADV
crl-24835	204	3	supports	support	VERB
crl-24835	204	4	student	student	NOUN
crl-24835	204	5	responses	response	NOUN
crl-24835	204	6	to	to	PART
crl-24835	204	7	question	question	VERB
crl-24835	204	8	table	table	NOUN
crl-24835	204	9	7	7	NUM
crl-24835	204	10	challenges	challenge	NOUN
crl-24835	204	11	rating	rate	VERB
crl-24835	205	1	i	i	PRON
crl-24835	205	2	do	do	AUX
crl-24835	205	3	n’t	not	PART
crl-24835	205	4	know	know	VERB
crl-24835	205	5	where	where	SCONJ
crl-24835	205	6	to	to	PART
crl-24835	205	7	look	look	VERB
crl-24835	205	8	i	i	PRON
crl-24835	205	9	would	would	AUX
crl-24835	205	10	rather	rather	ADV
crl-24835	205	11	ask	ask	VERB
crl-24835	205	12	someone	someone	PRON
crl-24835	205	13	for	for	ADP
crl-24835	205	14	help	help	NOUN
crl-24835	205	15	i	i	PRON
crl-24835	205	16	find	find	VERB
crl-24835	205	17	information	information	NOUN
crl-24835	205	18	that	that	PRON
crl-24835	205	19	contradicts	contradict	VERB
crl-24835	205	20	itself	itself	PRON
crl-24835	205	21	there	there	PRON
crl-24835	205	22	is	be	VERB
crl-24835	205	23	too	too	ADV
crl-24835	205	24	much	much	ADJ
crl-24835	205	25	information	information	NOUN
crl-24835	205	26	i	i	PRON
crl-24835	205	27	do	do	AUX
crl-24835	205	28	n’t	not	PART
crl-24835	205	29	trust	trust	VERB
crl-24835	205	30	the	the	DET
crl-24835	205	31	information	information	NOUN
crl-24835	205	32	i	i	PRON
crl-24835	205	33	find	find	VERB
crl-24835	205	34	agree	agree	VERB
crl-24835	205	35	or	or	CCONJ
crl-24835	205	36	somewhat	somewhat	ADV
crl-24835	205	37	agree	agree	VERB
crl-24835	205	38	58	58	NUM
crl-24835	205	39	%	%	NOUN
crl-24835	205	40	52	52	NUM
crl-24835	205	41	%	%	NOUN
crl-24835	205	42	52	52	NUM
crl-24835	205	43	%	%	NOUN
crl-24835	205	44	43	43	NUM
crl-24835	205	45	%	%	NOUN
crl-24835	205	46	33	33	NUM
crl-24835	205	47	%	%	NOUN
crl-24835	205	48	neither	neither	CCONJ
crl-24835	205	49	agree	agree	VERB
crl-24835	205	50	nor	nor	CCONJ
crl-24835	205	51	disagree	disagree	VERB
crl-24835	205	52	15	15	NUM
crl-24835	205	53	%	%	NOUN
crl-24835	205	54	20	20	NUM
crl-24835	205	55	%	%	NOUN
crl-24835	205	56	16	16	NUM
crl-24835	205	57	%	%	NOUN
crl-24835	205	58	22	22	NUM
crl-24835	205	59	%	%	NOUN
crl-24835	205	60	33	33	NUM
crl-24835	205	61	%	%	NOUN
crl-24835	205	62	disagree	disagree	VERB
crl-24835	205	63	or	or	CCONJ
crl-24835	205	64	somewhat	somewhat	ADV
crl-24835	205	65	disagree	disagree	VERB
crl-24835	205	66	27	27	NUM
crl-24835	205	67	%	%	NOUN
crl-24835	205	68	29	29	NUM
crl-24835	205	69	%	%	NOUN
crl-24835	205	70	23	23	NUM
crl-24835	205	71	%	%	NOUN
crl-24835	205	72	35	35	NUM
crl-24835	205	73	%	%	NOUN
crl-24835	205	74	34	34	NUM
crl-24835	205	75	%	%	NOUN
crl-24835	205	76	they	they	PRON
crl-24835	205	77	seek	seek	VERB
crl-24835	205	78	,	,	PUNCT
crl-24835	205	79	but	but	CCONJ
crl-24835	205	80	do	do	AUX
crl-24835	205	81	they	they	PRON
crl-24835	205	82	find	find	VERB
crl-24835	205	83	?	?	PUNCT
crl-24835	206	1	279	279	NUM
crl-24835	206	2	8	8	NUM
crl-24835	206	3	regarding	regard	VERB
crl-24835	206	4	finding	find	VERB
crl-24835	206	5	contradictory	contradictory	ADJ
crl-24835	206	6	information	information	NOUN
crl-24835	206	7	.	.	PUNCT
crl-24835	207	1	all	all	PRON
crl-24835	207	2	of	of	ADP
crl-24835	207	3	these	these	DET
crl-24835	207	4	responses	response	NOUN
crl-24835	207	5	relate	relate	VERB
crl-24835	207	6	to	to	ADP
crl-24835	207	7	earlier	early	ADJ
crl-24835	207	8	student	student	NOUN
crl-24835	207	9	responses	response	NOUN
crl-24835	207	10	that	that	SCONJ
crl-24835	207	11	the	the	DET
crl-24835	207	12	most	most	ADV
crl-24835	207	13	popular	popular	ADJ
crl-24835	207	14	criteria	criterion	NOUN
crl-24835	207	15	for	for	ADP
crl-24835	207	16	evaluating	evaluate	VERB
crl-24835	207	17	information	information	NOUN
crl-24835	207	18	was	be	AUX
crl-24835	207	19	the	the	DET
crl-24835	207	20	trustworthiness	trustworthiness	NOUN
crl-24835	207	21	of	of	ADP
crl-24835	207	22	the	the	DET
crl-24835	207	23	source	source	NOUN
crl-24835	207	24	.	.	PUNCT
crl-24835	208	1	a	a	DET
crl-24835	208	2	lower	low	ADJ
crl-24835	208	3	-	-	PUNCT
crl-24835	208	4	than	than	ADP
crl-24835	208	5	-	-	PUNCT
crl-24835	208	6	expected	expect	VERB
crl-24835	208	7	number	number	NOUN
crl-24835	208	8	of	of	ADP
crl-24835	208	9	students	student	NOUN
crl-24835	208	10	(	(	PUNCT
crl-24835	208	11	43	43	NUM
crl-24835	208	12	%	%	NOUN
crl-24835	208	13	,	,	PUNCT
crl-24835	208	14	n	n	PROPN
crl-24835	208	15	=	=	SYM
crl-24835	208	16	398	398	NUM
crl-24835	208	17	)	)	PUNCT
crl-24835	208	18	were	be	AUX
crl-24835	208	19	in	in	ADP
crl-24835	208	20	agreement	agreement	NOUN
crl-24835	208	21	that	that	SCONJ
crl-24835	208	22	“	"	PUNCT
crl-24835	208	23	there	there	PRON
crl-24835	208	24	is	be	VERB
crl-24835	208	25	too	too	ADV
crl-24835	208	26	much	much	ADJ
crl-24835	208	27	information	information	NOUN
crl-24835	208	28	.	.	PUNCT
crl-24835	208	29	”	"	PUNCT
crl-24835	209	1	in	in	ADP
crl-24835	209	2	contrast	contrast	NOUN
crl-24835	209	3	to	to	ADP
crl-24835	209	4	the	the	DET
crl-24835	209	5	concerns	concern	NOUN
crl-24835	209	6	within	within	ADP
crl-24835	209	7	the	the	DET
crl-24835	209	8	library	library	NOUN
crl-24835	209	9	profession	profession	NOUN
crl-24835	209	10	that	that	SCONJ
crl-24835	209	11	patrons	patron	NOUN
crl-24835	209	12	are	be	AUX
crl-24835	209	13	overwhelmed	overwhelmed	ADJ
crl-24835	209	14	in	in	ADP
crl-24835	209	15	a	a	DET
crl-24835	209	16	vast	vast	ADJ
crl-24835	209	17	sea	sea	NOUN
crl-24835	209	18	of	of	ADP
crl-24835	209	19	information	information	NOUN
crl-24835	209	20	,	,	PUNCT
crl-24835	209	21	these	these	DET
crl-24835	209	22	findings	finding	NOUN
crl-24835	209	23	show	show	VERB
crl-24835	209	24	that	that	SCONJ
crl-24835	209	25	this	this	DET
crl-24835	209	26	issue	issue	NOUN
crl-24835	209	27	is	be	AUX
crl-24835	209	28	of	of	ADP
crl-24835	209	29	less	less	ADJ
crl-24835	209	30	concern	concern	NOUN
crl-24835	209	31	to	to	ADP
crl-24835	209	32	students	student	NOUN
crl-24835	209	33	,	,	PUNCT
crl-24835	209	34	at	at	ADP
crl-24835	209	35	least	least	ADJ
crl-24835	209	36	in	in	ADP
crl-24835	209	37	regard	regard	NOUN
crl-24835	209	38	to	to	ADP
crl-24835	209	39	financial	financial	ADJ
crl-24835	209	40	information	information	NOUN
crl-24835	209	41	.	.	PUNCT
crl-24835	210	1	students	student	NOUN
crl-24835	210	2	are	be	AUX
crl-24835	210	3	not	not	PART
crl-24835	210	4	feeling	feel	VERB
crl-24835	210	5	overwhelmed	overwhelmed	ADJ
crl-24835	210	6	by	by	ADP
crl-24835	210	7	financial	financial	ADJ
crl-24835	210	8	information	information	NOUN
crl-24835	210	9	,	,	PUNCT
crl-24835	210	10	despite	despite	SCONJ
crl-24835	210	11	there	there	PRON
crl-24835	210	12	truly	truly	ADV
crl-24835	210	13	being	be	AUX
crl-24835	210	14	a	a	DET
crl-24835	210	15	vast	vast	ADJ
crl-24835	210	16	amount	amount	NOUN
crl-24835	210	17	of	of	ADP
crl-24835	210	18	it	it	PRON
crl-24835	210	19	available	available	ADJ
crl-24835	210	20	.	.	PUNCT
crl-24835	211	1	this	this	PRON
crl-24835	211	2	may	may	AUX
crl-24835	211	3	suggest	suggest	VERB
crl-24835	211	4	a	a	DET
crl-24835	211	5	need	need	NOUN
crl-24835	211	6	to	to	PART
crl-24835	211	7	increase	increase	VERB
crl-24835	211	8	students	student	NOUN
crl-24835	211	9	’	'	PUNCT
crl-24835	211	10	awareness	awareness	NOUN
crl-24835	211	11	of	of	ADP
crl-24835	211	12	financial	financial	ADJ
crl-24835	211	13	support	support	NOUN
crl-24835	211	14	available	available	ADJ
crl-24835	211	15	.	.	PUNCT
crl-24835	212	1	discussion	discussion	NOUN
crl-24835	212	2	results	result	NOUN
crl-24835	212	3	of	of	ADP
crl-24835	212	4	the	the	DET
crl-24835	212	5	survey	survey	NOUN
crl-24835	212	6	gave	give	VERB
crl-24835	212	7	the	the	DET
crl-24835	212	8	authors	author	NOUN
crl-24835	212	9	further	far	ADV
crl-24835	212	10	insight	insight	NOUN
crl-24835	212	11	into	into	ADP
crl-24835	212	12	the	the	DET
crl-24835	212	13	financial	financial	ADJ
crl-24835	212	14	information	information	NOUN
crl-24835	212	15	–	–	PUNCT
crl-24835	212	16	seeking	seek	VERB
crl-24835	212	17	behavior	behavior	NOUN
crl-24835	212	18	of	of	ADP
crl-24835	212	19	college	college	NOUN
crl-24835	212	20	students	student	NOUN
crl-24835	212	21	.	.	PUNCT
crl-24835	213	1	unsurprisingly	unsurprisingly	ADV
crl-24835	213	2	,	,	PUNCT
crl-24835	213	3	students	student	NOUN
crl-24835	213	4	were	be	AUX
crl-24835	213	5	most	most	ADV
crl-24835	213	6	often	often	ADV
crl-24835	213	7	searching	search	VERB
crl-24835	213	8	for	for	ADP
crl-24835	213	9	the	the	DET
crl-24835	213	10	cost	cost	NOUN
crl-24835	213	11	of	of	ADP
crl-24835	213	12	a	a	DET
crl-24835	213	13	purchase	purchase	NOUN
crl-24835	213	14	,	,	PUNCT
crl-24835	213	15	salary	salary	NOUN
crl-24835	213	16	for	for	ADP
crl-24835	213	17	a	a	DET
crl-24835	213	18	future	future	ADJ
crl-24835	213	19	job	job	NOUN
crl-24835	213	20	,	,	PUNCT
crl-24835	213	21	and	and	CCONJ
crl-24835	213	22	information	information	NOUN
crl-24835	213	23	pertaining	pertain	VERB
crl-24835	213	24	to	to	ADP
crl-24835	213	25	financial	financial	ADJ
crl-24835	213	26	aid	aid	NOUN
crl-24835	213	27	or	or	CCONJ
crl-24835	213	28	student	student	NOUN
crl-24835	213	29	loans	loan	NOUN
crl-24835	213	30	.	.	PUNCT
crl-24835	214	1	however	however	ADV
crl-24835	214	2	,	,	PUNCT
crl-24835	214	3	these	these	DET
crl-24835	214	4	financial	financial	ADJ
crl-24835	214	5	literacy	literacy	NOUN
crl-24835	214	6	needs	need	VERB
crl-24835	214	7	varied	varied	ADJ
crl-24835	214	8	slightly	slightly	ADV
crl-24835	214	9	from	from	ADP
crl-24835	214	10	those	those	DET
crl-24835	214	11	financial	financial	ADJ
crl-24835	214	12	topics	topic	NOUN
crl-24835	214	13	discussed	discuss	VERB
crl-24835	214	14	in	in	ADP
crl-24835	214	15	library	library	NOUN
crl-24835	214	16	literature	literature	NOUN
crl-24835	214	17	.	.	PUNCT
crl-24835	215	1	reiter	reiter	PROPN
crl-24835	215	2	and	and	CCONJ
crl-24835	215	3	ford	ford	PROPN
crl-24835	215	4	surveyed	survey	VERB
crl-24835	215	5	librarians	librarian	NOUN
crl-24835	215	6	on	on	ADP
crl-24835	215	7	what	what	PRON
crl-24835	215	8	topics	topic	NOUN
crl-24835	215	9	were	be	AUX
crl-24835	215	10	most	most	ADV
crl-24835	215	11	important	important	ADJ
crl-24835	215	12	to	to	ADP
crl-24835	215	13	their	their	PRON
crl-24835	215	14	students	student	NOUN
crl-24835	215	15	and	and	CCONJ
crl-24835	215	16	found	find	VERB
crl-24835	215	17	that	that	SCONJ
crl-24835	215	18	personal	personal	ADJ
crl-24835	215	19	finance	finance	NOUN
crl-24835	215	20	basics	basic	NOUN
crl-24835	215	21	,	,	PUNCT
crl-24835	215	22	student	student	NOUN
crl-24835	215	23	loans	loan	NOUN
crl-24835	215	24	,	,	PUNCT
crl-24835	215	25	and	and	CCONJ
crl-24835	215	26	budgeting	budgeting	NOUN
crl-24835	215	27	were	be	AUX
crl-24835	215	28	perceived	perceive	VERB
crl-24835	215	29	to	to	PART
crl-24835	215	30	be	be	AUX
crl-24835	215	31	the	the	DET
crl-24835	215	32	most	most	ADV
crl-24835	215	33	important	important	ADJ
crl-24835	215	34	financial	financial	ADJ
crl-24835	215	35	literacy	literacy	NOUN
crl-24835	215	36	topics	topic	NOUN
crl-24835	215	37	for	for	ADP
crl-24835	215	38	students.40	students.40	NOUN
crl-24835	215	39	while	while	SCONJ
crl-24835	215	40	there	there	PRON
crl-24835	215	41	are	be	VERB
crl-24835	215	42	overlaps	overlap	NOUN
crl-24835	215	43	,	,	PUNCT
crl-24835	215	44	the	the	DET
crl-24835	215	45	differences	difference	NOUN
crl-24835	215	46	may	may	AUX
crl-24835	215	47	be	be	AUX
crl-24835	215	48	due	due	ADJ
crl-24835	215	49	to	to	ADP
crl-24835	215	50	varying	vary	VERB
crl-24835	215	51	local	local	ADJ
crl-24835	215	52	needs	need	NOUN
crl-24835	215	53	,	,	PUNCT
crl-24835	215	54	diverse	diverse	ADJ
crl-24835	215	55	users	user	NOUN
crl-24835	215	56	,	,	PUNCT
crl-24835	215	57	or	or	CCONJ
crl-24835	215	58	differences	difference	NOUN
crl-24835	215	59	in	in	ADP
crl-24835	215	60	understanding	understand	VERB
crl-24835	215	61	users	user	NOUN
crl-24835	215	62	.	.	PUNCT
crl-24835	216	1	however	however	ADV
crl-24835	216	2	,	,	PUNCT
crl-24835	216	3	the	the	DET
crl-24835	216	4	possible	possible	ADJ
crl-24835	216	5	disconnect	disconnect	NOUN
crl-24835	216	6	between	between	ADP
crl-24835	216	7	perceived	perceive	VERB
crl-24835	216	8	student	student	NOUN
crl-24835	216	9	financial	financial	ADJ
crl-24835	216	10	information	information	NOUN
crl-24835	216	11	needs	need	VERB
crl-24835	216	12	and	and	CCONJ
crl-24835	216	13	what	what	PRON
crl-24835	216	14	students	student	NOUN
crl-24835	216	15	are	be	AUX
crl-24835	216	16	actually	actually	ADV
crl-24835	216	17	searching	search	VERB
crl-24835	216	18	for	for	ADP
crl-24835	216	19	is	be	AUX
crl-24835	216	20	an	an	DET
crl-24835	216	21	important	important	ADJ
crl-24835	216	22	point	point	NOUN
crl-24835	216	23	to	to	PART
crl-24835	216	24	consider	consider	VERB
crl-24835	216	25	.	.	PUNCT
crl-24835	217	1	reiter	reiter	PROPN
crl-24835	217	2	and	and	CCONJ
crl-24835	217	3	ford	ford	PROPN
crl-24835	217	4	’s	’s	PART
crl-24835	217	5	survey	survey	NOUN
crl-24835	217	6	also	also	ADV
crl-24835	217	7	revealed	reveal	VERB
crl-24835	217	8	that	that	SCONJ
crl-24835	217	9	,	,	PUNCT
crl-24835	217	10	when	when	SCONJ
crl-24835	217	11	it	it	PRON
crl-24835	217	12	comes	come	VERB
crl-24835	217	13	to	to	ADP
crl-24835	217	14	financial	financial	ADJ
crl-24835	217	15	literacy	literacy	NOUN
crl-24835	217	16	,	,	PUNCT
crl-24835	217	17	librarians	librarian	NOUN
crl-24835	217	18	are	be	AUX
crl-24835	217	19	often	often	ADV
crl-24835	217	20	limited	limit	VERB
crl-24835	217	21	by	by	ADP
crl-24835	217	22	time	time	NOUN
crl-24835	217	23	and	and	CCONJ
crl-24835	217	24	resources.41	resources.41	NOUN
crl-24835	217	25	knowing	know	VERB
crl-24835	217	26	this	this	PRON
crl-24835	217	27	,	,	PUNCT
crl-24835	217	28	it	it	PRON
crl-24835	217	29	might	might	AUX
crl-24835	217	30	help	help	VERB
crl-24835	217	31	librarians	librarian	NOUN
crl-24835	217	32	to	to	PART
crl-24835	217	33	be	be	AUX
crl-24835	217	34	aware	aware	ADJ
crl-24835	217	35	of	of	ADP
crl-24835	217	36	exactly	exactly	ADV
crl-24835	217	37	what	what	PRON
crl-24835	217	38	financial	financial	ADJ
crl-24835	217	39	topics	topic	NOUN
crl-24835	217	40	students	student	NOUN
crl-24835	217	41	are	be	AUX
crl-24835	217	42	looking	look	VERB
crl-24835	217	43	for	for	ADP
crl-24835	217	44	in	in	ADP
crl-24835	217	45	their	their	PRON
crl-24835	217	46	local	local	ADJ
crl-24835	217	47	context	context	NOUN
crl-24835	217	48	to	to	PART
crl-24835	217	49	develop	develop	VERB
crl-24835	217	50	targeted	target	VERB
crl-24835	217	51	instruction	instruction	NOUN
crl-24835	217	52	,	,	PUNCT
crl-24835	217	53	collect	collect	VERB
crl-24835	217	54	materials	material	NOUN
crl-24835	217	55	,	,	PUNCT
crl-24835	217	56	and	and	CCONJ
crl-24835	217	57	curate	curate	ADJ
crl-24835	217	58	content	content	NOUN
crl-24835	217	59	on	on	ADP
crl-24835	217	60	the	the	DET
crl-24835	217	61	most	most	ADV
crl-24835	217	62	critical	critical	ADJ
crl-24835	217	63	topics	topic	NOUN
crl-24835	217	64	.	.	PUNCT
crl-24835	218	1	one	one	NUM
crl-24835	218	2	topic	topic	NOUN
crl-24835	218	3	that	that	PRON
crl-24835	218	4	received	receive	VERB
crl-24835	218	5	particular	particular	ADJ
crl-24835	218	6	emphasis	emphasis	NOUN
crl-24835	218	7	throughout	throughout	ADP
crl-24835	218	8	the	the	DET
crl-24835	218	9	survey	survey	NOUN
crl-24835	218	10	was	be	AUX
crl-24835	218	11	salary	salary	NOUN
crl-24835	218	12	information	information	NOUN
crl-24835	218	13	.	.	PUNCT
crl-24835	219	1	the	the	DET
crl-24835	219	2	authors	author	NOUN
crl-24835	219	3	were	be	AUX
crl-24835	219	4	surprised	surprised	ADJ
crl-24835	219	5	at	at	ADP
crl-24835	219	6	the	the	DET
crl-24835	219	7	number	number	NOUN
crl-24835	219	8	of	of	ADP
crl-24835	219	9	responses	response	NOUN
crl-24835	219	10	from	from	ADP
crl-24835	219	11	students	student	NOUN
crl-24835	219	12	that	that	PRON
crl-24835	219	13	highlighted	highlight	VERB
crl-24835	219	14	a	a	DET
crl-24835	219	15	need	need	NOUN
crl-24835	219	16	for	for	ADP
crl-24835	219	17	salary	salary	NOUN
crl-24835	219	18	information	information	NOUN
crl-24835	219	19	and	and	CCONJ
crl-24835	219	20	the	the	DET
crl-24835	219	21	number	number	NOUN
crl-24835	219	22	of	of	ADP
crl-24835	219	23	students	student	NOUN
crl-24835	219	24	who	who	PRON
crl-24835	219	25	linked	link	VERB
crl-24835	219	26	this	this	PRON
crl-24835	219	27	with	with	ADP
crl-24835	219	28	an	an	DET
crl-24835	219	29	acute	acute	ADJ
crl-24835	219	30	sense	sense	NOUN
crl-24835	219	31	of	of	ADP
crl-24835	219	32	fear	fear	NOUN
crl-24835	219	33	and	and	CCONJ
crl-24835	219	34	anxiety	anxiety	NOUN
crl-24835	219	35	about	about	ADP
crl-24835	219	36	the	the	DET
crl-24835	219	37	future	future	NOUN
crl-24835	219	38	.	.	PUNCT
crl-24835	220	1	it	it	PRON
crl-24835	220	2	may	may	AUX
crl-24835	220	3	be	be	AUX
crl-24835	220	4	worth	worth	ADJ
crl-24835	220	5	noting	note	VERB
crl-24835	220	6	that	that	SCONJ
crl-24835	220	7	most	most	ADJ
crl-24835	220	8	of	of	ADP
crl-24835	220	9	the	the	DET
crl-24835	220	10	survey	survey	NOUN
crl-24835	220	11	respondents	respondent	NOUN
crl-24835	220	12	are	be	AUX
crl-24835	220	13	classified	classify	VERB
crl-24835	220	14	as	as	ADP
crl-24835	220	15	belonging	belong	VERB
crl-24835	220	16	to	to	ADP
crl-24835	220	17	generation	generation	NOUN
crl-24835	220	18	z	z	PROPN
crl-24835	220	19	,	,	PUNCT
crl-24835	220	20	a	a	DET
crl-24835	220	21	generation	generation	NOUN
crl-24835	220	22	that	that	PRON
crl-24835	220	23	researchers	researcher	NOUN
crl-24835	220	24	theorize	theorize	VERB
crl-24835	220	25	are	be	AUX
crl-24835	220	26	more	more	ADV
crl-24835	220	27	fiscally	fiscally	ADV
crl-24835	220	28	conservative	conservative	ADJ
crl-24835	220	29	and	and	CCONJ
crl-24835	220	30	fearful	fearful	ADJ
crl-24835	220	31	about	about	ADP
crl-24835	220	32	the	the	DET
crl-24835	220	33	future	future	NOUN
crl-24835	220	34	due	due	ADP
crl-24835	220	35	to	to	ADP
crl-24835	220	36	childhood	childhood	NOUN
crl-24835	220	37	experiences	experience	NOUN
crl-24835	220	38	of	of	ADP
crl-24835	220	39	the	the	DET
crl-24835	220	40	great	great	ADJ
crl-24835	220	41	recession.42	recession.42	NOUN
crl-24835	220	42	this	this	PRON
crl-24835	220	43	could	could	AUX
crl-24835	220	44	explain	explain	VERB
crl-24835	220	45	the	the	DET
crl-24835	220	46	general	general	ADJ
crl-24835	220	47	fear	fear	NOUN
crl-24835	220	48	and	and	CCONJ
crl-24835	220	49	anxiety	anxiety	NOUN
crl-24835	220	50	that	that	PRON
crl-24835	220	51	was	be	AUX
crl-24835	220	52	highlighted	highlight	VERB
crl-24835	220	53	in	in	ADP
crl-24835	220	54	the	the	DET
crl-24835	220	55	survey	survey	NOUN
crl-24835	220	56	responses	response	NOUN
crl-24835	220	57	and	and	CCONJ
crl-24835	220	58	the	the	DET
crl-24835	220	59	emphasis	emphasis	NOUN
crl-24835	220	60	on	on	ADP
crl-24835	220	61	salary	salary	NOUN
crl-24835	220	62	information	information	NOUN
crl-24835	220	63	.	.	PUNCT
crl-24835	221	1	librarians	librarian	NOUN
crl-24835	221	2	could	could	AUX
crl-24835	221	3	use	use	VERB
crl-24835	221	4	this	this	DET
crl-24835	221	5	information	information	NOUN
crl-24835	221	6	to	to	PART
crl-24835	221	7	understand	understand	VERB
crl-24835	221	8	the	the	DET
crl-24835	221	9	lived	live	VERB
crl-24835	221	10	experiences	experience	NOUN
crl-24835	221	11	of	of	ADP
crl-24835	221	12	students	student	NOUN
crl-24835	221	13	and	and	CCONJ
crl-24835	221	14	attempt	attempt	VERB
crl-24835	221	15	to	to	PART
crl-24835	221	16	allay	allay	VERB
crl-24835	221	17	fears	fear	NOUN
crl-24835	221	18	about	about	ADP
crl-24835	221	19	career	career	NOUN
crl-24835	221	20	salaries	salary	NOUN
crl-24835	221	21	.	.	PUNCT
crl-24835	222	1	however	however	ADV
crl-24835	222	2	,	,	PUNCT
crl-24835	222	3	librarians	librarian	NOUN
crl-24835	222	4	could	could	AUX
crl-24835	222	5	also	also	ADV
crl-24835	222	6	be	be	AUX
crl-24835	222	7	prepared	prepare	VERB
crl-24835	222	8	to	to	PART
crl-24835	222	9	explore	explore	VERB
crl-24835	222	10	other	other	ADJ
crl-24835	222	11	career	career	NOUN
crl-24835	222	12	-	-	PUNCT
crl-24835	222	13	related	relate	VERB
crl-24835	222	14	information	information	NOUN
crl-24835	222	15	that	that	PRON
crl-24835	222	16	might	might	AUX
crl-24835	222	17	be	be	AUX
crl-24835	222	18	of	of	ADP
crl-24835	222	19	interest	interest	NOUN
crl-24835	222	20	to	to	ADP
crl-24835	222	21	students	student	NOUN
crl-24835	222	22	such	such	ADJ
crl-24835	222	23	as	as	ADP
crl-24835	222	24	salary	salary	NOUN
crl-24835	222	25	negotiation	negotiation	NOUN
crl-24835	222	26	strategies	strategy	NOUN
crl-24835	222	27	,	,	PUNCT
crl-24835	222	28	company	company	NOUN
crl-24835	222	29	values	value	NOUN
crl-24835	222	30	,	,	PUNCT
crl-24835	222	31	or	or	CCONJ
crl-24835	222	32	environmental	environmental	ADJ
crl-24835	222	33	,	,	PUNCT
crl-24835	222	34	social	social	ADJ
crl-24835	222	35	,	,	PUNCT
crl-24835	222	36	and	and	CCONJ
crl-24835	222	37	corporate	corporate	ADJ
crl-24835	222	38	governance	governance	NOUN
crl-24835	222	39	ratings	rating	NOUN
crl-24835	222	40	.	.	PUNCT
crl-24835	223	1	these	these	DET
crl-24835	223	2	parallel	parallel	ADJ
crl-24835	223	3	topics	topic	NOUN
crl-24835	223	4	might	might	AUX
crl-24835	223	5	catch	catch	VERB
crl-24835	223	6	the	the	DET
crl-24835	223	7	attention	attention	NOUN
crl-24835	223	8	of	of	ADP
crl-24835	223	9	students	student	NOUN
crl-24835	223	10	interested	interested	ADJ
crl-24835	223	11	in	in	ADP
crl-24835	223	12	salary	salary	NOUN
crl-24835	223	13	information	information	NOUN
crl-24835	223	14	and	and	CCONJ
crl-24835	223	15	may	may	AUX
crl-24835	223	16	be	be	AUX
crl-24835	223	17	topics	topic	NOUN
crl-24835	223	18	that	that	PRON
crl-24835	223	19	students	student	NOUN
crl-24835	223	20	have	have	AUX
crl-24835	223	21	n’t	not	AUX
crl-24835	223	22	previously	previously	ADV
crl-24835	223	23	thought	think	VERB
crl-24835	223	24	about	about	ADP
crl-24835	223	25	investigating	investigate	VERB
crl-24835	223	26	.	.	PUNCT
crl-24835	224	1	an	an	DET
crl-24835	224	2	encouraging	encouraging	ADJ
crl-24835	224	3	response	response	NOUN
crl-24835	224	4	to	to	ADP
crl-24835	224	5	the	the	DET
crl-24835	224	6	survey	survey	NOUN
crl-24835	224	7	involved	involve	VERB
crl-24835	224	8	students	student	NOUN
crl-24835	224	9	’	'	PUNCT
crl-24835	224	10	realization	realization	NOUN
crl-24835	224	11	of	of	ADP
crl-24835	224	12	the	the	DET
crl-24835	224	13	importance	importance	NOUN
crl-24835	224	14	of	of	ADP
crl-24835	224	15	financial	financial	ADJ
crl-24835	224	16	literacy	literacy	NOUN
crl-24835	224	17	.	.	PUNCT
crl-24835	225	1	many	many	ADJ
crl-24835	225	2	students	student	NOUN
crl-24835	225	3	articulated	articulate	VERB
crl-24835	225	4	they	they	PRON
crl-24835	225	5	needed	need	VERB
crl-24835	225	6	to	to	PART
crl-24835	225	7	know	know	VERB
crl-24835	225	8	more	more	ADJ
crl-24835	225	9	about	about	ADP
crl-24835	225	10	financial	financial	ADJ
crl-24835	225	11	literacy	literacy	NOUN
crl-24835	225	12	topics	topic	NOUN
crl-24835	225	13	because	because	SCONJ
crl-24835	225	14	these	these	DET
crl-24835	225	15	topics	topic	NOUN
crl-24835	225	16	would	would	AUX
crl-24835	225	17	be	be	AUX
crl-24835	225	18	important	important	ADJ
crl-24835	225	19	to	to	ADP
crl-24835	225	20	them	they	PRON
crl-24835	225	21	in	in	ADP
crl-24835	225	22	their	their	PRON
crl-24835	225	23	transition	transition	NOUN
crl-24835	225	24	to	to	ADP
crl-24835	225	25	adulthood	adulthood	NOUN
crl-24835	225	26	.	.	PUNCT
crl-24835	226	1	however	however	ADV
crl-24835	226	2	,	,	PUNCT
crl-24835	226	3	many	many	ADJ
crl-24835	226	4	students	student	NOUN
crl-24835	226	5	responded	respond	VERB
crl-24835	226	6	that	that	SCONJ
crl-24835	226	7	they	they	PRON
crl-24835	226	8	were	be	AUX
crl-24835	226	9	mostly	mostly	ADV
crl-24835	226	10	attempting	attempt	VERB
crl-24835	226	11	to	to	PART
crl-24835	226	12	learn	learn	VERB
crl-24835	226	13	about	about	ADP
crl-24835	226	14	these	these	DET
crl-24835	226	15	topics	topic	NOUN
crl-24835	226	16	on	on	ADP
crl-24835	226	17	their	their	PRON
crl-24835	226	18	own	own	ADJ
crl-24835	226	19	,	,	PUNCT
crl-24835	226	20	either	either	CCONJ
crl-24835	226	21	through	through	ADP
crl-24835	226	22	the	the	DET
crl-24835	226	23	internet	internet	NOUN
crl-24835	226	24	or	or	CCONJ
crl-24835	226	25	by	by	ADP
crl-24835	226	26	asking	ask	VERB
crl-24835	226	27	friends	friend	NOUN
crl-24835	226	28	and	and	CCONJ
crl-24835	226	29	family	family	NOUN
crl-24835	226	30	.	.	PUNCT
crl-24835	227	1	even	even	ADV
crl-24835	227	2	though	though	SCONJ
crl-24835	227	3	responses	response	NOUN
crl-24835	227	4	to	to	ADP
crl-24835	227	5	the	the	DET
crl-24835	227	6	survey	survey	NOUN
crl-24835	227	7	indicated	indicate	VERB
crl-24835	227	8	that	that	SCONJ
crl-24835	227	9	students	student	NOUN
crl-24835	227	10	perceive	perceive	VERB
crl-24835	227	11	that	that	SCONJ
crl-24835	227	12	they	they	PRON
crl-24835	227	13	are	be	AUX
crl-24835	227	14	finding	find	VERB
crl-24835	227	15	informa280	informa280	PROPN
crl-24835	227	16	college	college	NOUN
crl-24835	227	17	&	&	CCONJ
crl-24835	227	18	research	research	PROPN
crl-24835	227	19	libraries	library	NOUN
crl-24835	227	20	march	march	PROPN
crl-24835	227	21	2021	2021	NUM
crl-24835	227	22	tion	tion	NOUN
crl-24835	227	23	fairly	fairly	ADV
crl-24835	227	24	easily	easily	ADV
crl-24835	227	25	,	,	PUNCT
crl-24835	227	26	the	the	DET
crl-24835	227	27	survey	survey	NOUN
crl-24835	227	28	did	do	AUX
crl-24835	227	29	n’t	not	PART
crl-24835	227	30	ask	ask	VERB
crl-24835	227	31	about	about	ADP
crl-24835	227	32	the	the	DET
crl-24835	227	33	specific	specific	ADJ
crl-24835	227	34	sources	source	NOUN
crl-24835	227	35	they	they	PRON
crl-24835	227	36	are	be	AUX
crl-24835	227	37	using	use	VERB
crl-24835	227	38	or	or	CCONJ
crl-24835	227	39	anything	anything	PRON
crl-24835	227	40	about	about	ADP
crl-24835	227	41	how	how	SCONJ
crl-24835	227	42	they	they	PRON
crl-24835	227	43	evaluated	evaluate	VERB
crl-24835	227	44	the	the	DET
crl-24835	227	45	expertise	expertise	NOUN
crl-24835	227	46	or	or	CCONJ
crl-24835	227	47	trustworthiness	trustworthiness	NOUN
crl-24835	227	48	of	of	ADP
crl-24835	227	49	the	the	DET
crl-24835	227	50	sources	source	NOUN
crl-24835	227	51	.	.	PUNCT
crl-24835	228	1	future	future	ADJ
crl-24835	228	2	research	research	NOUN
crl-24835	228	3	could	could	AUX
crl-24835	228	4	explore	explore	VERB
crl-24835	228	5	the	the	DET
crl-24835	228	6	specific	specific	ADJ
crl-24835	228	7	resources	resource	NOUN
crl-24835	228	8	that	that	PRON
crl-24835	228	9	students	student	NOUN
crl-24835	228	10	are	be	AUX
crl-24835	228	11	using	use	VERB
crl-24835	228	12	and	and	CCONJ
crl-24835	228	13	the	the	DET
crl-24835	228	14	quality	quality	NOUN
crl-24835	228	15	and	and	CCONJ
crl-24835	228	16	effectiveness	effectiveness	NOUN
crl-24835	228	17	of	of	ADP
crl-24835	228	18	these	these	DET
crl-24835	228	19	sources	source	NOUN
crl-24835	228	20	.	.	PUNCT
crl-24835	229	1	as	as	SCONJ
crl-24835	229	2	expected	expect	VERB
crl-24835	229	3	,	,	PUNCT
crl-24835	229	4	students	student	NOUN
crl-24835	229	5	are	be	AUX
crl-24835	229	6	experiencing	experience	VERB
crl-24835	229	7	challenges	challenge	NOUN
crl-24835	229	8	with	with	ADP
crl-24835	229	9	finding	find	VERB
crl-24835	229	10	financial	financial	ADJ
crl-24835	229	11	information	information	NOUN
crl-24835	229	12	.	.	PUNCT
crl-24835	230	1	a	a	DET
crl-24835	230	2	large	large	ADJ
crl-24835	230	3	percentage	percentage	NOUN
crl-24835	230	4	of	of	ADP
crl-24835	230	5	students	student	NOUN
crl-24835	230	6	indicated	indicate	VERB
crl-24835	230	7	that	that	SCONJ
crl-24835	230	8	they	they	PRON
crl-24835	230	9	did	do	AUX
crl-24835	230	10	n’t	not	PART
crl-24835	230	11	know	know	VERB
crl-24835	230	12	where	where	SCONJ
crl-24835	230	13	to	to	PART
crl-24835	230	14	look	look	VERB
crl-24835	230	15	for	for	ADP
crl-24835	230	16	information	information	NOUN
crl-24835	230	17	and	and	CCONJ
crl-24835	230	18	that	that	SCONJ
crl-24835	230	19	the	the	DET
crl-24835	230	20	information	information	NOUN
crl-24835	230	21	they	they	PRON
crl-24835	230	22	found	find	VERB
crl-24835	230	23	was	be	AUX
crl-24835	230	24	contradictory	contradictory	ADJ
crl-24835	230	25	.	.	PUNCT
crl-24835	231	1	students	student	NOUN
crl-24835	231	2	also	also	ADV
crl-24835	231	3	commented	comment	VERB
crl-24835	231	4	that	that	SCONJ
crl-24835	231	5	they	they	PRON
crl-24835	231	6	highly	highly	ADV
crl-24835	231	7	valued	value	VERB
crl-24835	231	8	information	information	NOUN
crl-24835	231	9	that	that	PRON
crl-24835	231	10	was	be	AUX
crl-24835	231	11	designed	design	VERB
crl-24835	231	12	specifically	specifically	ADV
crl-24835	231	13	for	for	ADP
crl-24835	231	14	college	college	NOUN
crl-24835	231	15	students	student	NOUN
crl-24835	231	16	.	.	PUNCT
crl-24835	232	1	libraries	library	NOUN
crl-24835	232	2	can	can	AUX
crl-24835	232	3	use	use	VERB
crl-24835	232	4	this	this	DET
crl-24835	232	5	information	information	NOUN
crl-24835	232	6	to	to	PART
crl-24835	232	7	focus	focus	VERB
crl-24835	232	8	on	on	ADP
crl-24835	232	9	curating	curate	VERB
crl-24835	232	10	resources	resource	NOUN
crl-24835	232	11	that	that	PRON
crl-24835	232	12	are	be	AUX
crl-24835	232	13	student	student	NOUN
crl-24835	232	14	focused	focus	VERB
crl-24835	232	15	and	and	CCONJ
crl-24835	232	16	to	to	PART
crl-24835	232	17	plan	plan	VERB
crl-24835	232	18	instruction	instruction	NOUN
crl-24835	232	19	and	and	CCONJ
crl-24835	232	20	workshops	workshop	NOUN
crl-24835	232	21	with	with	ADP
crl-24835	232	22	this	this	DET
crl-24835	232	23	student	student	NOUN
crl-24835	232	24	-	-	PUNCT
crl-24835	232	25	centered	center	VERB
crl-24835	232	26	focus	focus	NOUN
crl-24835	232	27	in	in	ADP
crl-24835	232	28	mind	mind	NOUN
crl-24835	232	29	.	.	PUNCT
crl-24835	233	1	a	a	DET
crl-24835	233	2	surprisingly	surprisingly	ADV
crl-24835	233	3	high	high	ADJ
crl-24835	233	4	number	number	NOUN
crl-24835	233	5	of	of	ADP
crl-24835	233	6	students	student	NOUN
crl-24835	233	7	responded	respond	VERB
crl-24835	233	8	that	that	SCONJ
crl-24835	233	9	they	they	PRON
crl-24835	233	10	would	would	AUX
crl-24835	233	11	rather	rather	ADV
crl-24835	233	12	ask	ask	VERB
crl-24835	233	13	someone	someone	PRON
crl-24835	233	14	for	for	ADP
crl-24835	233	15	help	help	NOUN
crl-24835	233	16	than	than	SCONJ
crl-24835	233	17	try	try	VERB
crl-24835	233	18	to	to	PART
crl-24835	233	19	search	search	VERB
crl-24835	233	20	for	for	ADP
crl-24835	233	21	information	information	NOUN
crl-24835	233	22	on	on	ADP
crl-24835	233	23	their	their	PRON
crl-24835	233	24	own	own	ADJ
crl-24835	233	25	.	.	PUNCT
crl-24835	234	1	the	the	DET
crl-24835	234	2	results	result	NOUN
crl-24835	234	3	of	of	ADP
crl-24835	234	4	the	the	DET
crl-24835	234	5	survey	survey	NOUN
crl-24835	234	6	showed	show	VERB
crl-24835	234	7	that	that	SCONJ
crl-24835	234	8	,	,	PUNCT
crl-24835	234	9	besides	besides	SCONJ
crl-24835	234	10	the	the	DET
crl-24835	234	11	internet	internet	NOUN
crl-24835	234	12	,	,	PUNCT
crl-24835	234	13	students	student	NOUN
crl-24835	234	14	seek	seek	VERB
crl-24835	234	15	out	out	ADP
crl-24835	234	16	information	information	NOUN
crl-24835	234	17	from	from	ADP
crl-24835	234	18	people	people	NOUN
crl-24835	234	19	,	,	PUNCT
crl-24835	234	20	notably	notably	ADV
crl-24835	234	21	family	family	NOUN
crl-24835	234	22	and	and	CCONJ
crl-24835	234	23	friends	friend	NOUN
crl-24835	234	24	.	.	PUNCT
crl-24835	235	1	unlike	unlike	ADP
crl-24835	235	2	other	other	ADJ
crl-24835	235	3	types	type	NOUN
crl-24835	235	4	of	of	ADP
crl-24835	235	5	sensitive	sensitive	ADJ
crl-24835	235	6	information	information	NOUN
crl-24835	235	7	,	,	PUNCT
crl-24835	235	8	financial	financial	ADJ
crl-24835	235	9	information	information	NOUN
crl-24835	235	10	seeking	seek	VERB
crl-24835	235	11	is	be	AUX
crl-24835	235	12	generally	generally	ADV
crl-24835	235	13	a	a	DET
crl-24835	235	14	collaborative	collaborative	ADJ
crl-24835	235	15	effort	effort	NOUN
crl-24835	235	16	as	as	SCONJ
crl-24835	235	17	opposed	oppose	VERB
crl-24835	235	18	to	to	ADP
crl-24835	235	19	a	a	DET
crl-24835	235	20	solo	solo	ADJ
crl-24835	235	21	endeavor	endeavor	NOUN
crl-24835	235	22	.	.	PUNCT
crl-24835	236	1	for	for	ADP
crl-24835	236	2	libraries	library	NOUN
crl-24835	236	3	,	,	PUNCT
crl-24835	236	4	it	it	PRON
crl-24835	236	5	is	be	AUX
crl-24835	236	6	important	important	ADJ
crl-24835	236	7	to	to	PART
crl-24835	236	8	understand	understand	VERB
crl-24835	236	9	that	that	SCONJ
crl-24835	236	10	library	library	NOUN
crl-24835	236	11	collections	collection	NOUN
crl-24835	236	12	and	and	CCONJ
crl-24835	236	13	programs	program	NOUN
crl-24835	236	14	exist	exist	VERB
crl-24835	236	15	within	within	ADP
crl-24835	236	16	a	a	DET
crl-24835	236	17	broader	broad	ADJ
crl-24835	236	18	context	context	NOUN
crl-24835	236	19	of	of	ADP
crl-24835	236	20	resources	resource	NOUN
crl-24835	236	21	,	,	PUNCT
crl-24835	236	22	regardless	regardless	ADV
crl-24835	236	23	of	of	ADP
crl-24835	236	24	their	their	PRON
crl-24835	236	25	authority	authority	NOUN
crl-24835	236	26	.	.	PUNCT
crl-24835	237	1	conclusion	conclusion	NOUN
crl-24835	237	2	while	while	SCONJ
crl-24835	237	3	more	more	ADJ
crl-24835	237	4	research	research	NOUN
crl-24835	237	5	is	be	AUX
crl-24835	237	6	needed	need	VERB
crl-24835	237	7	to	to	PART
crl-24835	237	8	better	well	ADV
crl-24835	237	9	understand	understand	VERB
crl-24835	237	10	the	the	DET
crl-24835	237	11	financial	financial	ADJ
crl-24835	237	12	information	information	NOUN
crl-24835	237	13	–	–	PUNCT
crl-24835	237	14	seeking	seek	VERB
crl-24835	237	15	behavior	behavior	NOUN
crl-24835	237	16	of	of	ADP
crl-24835	237	17	college	college	NOUN
crl-24835	237	18	students	student	NOUN
crl-24835	237	19	,	,	PUNCT
crl-24835	237	20	this	this	DET
crl-24835	237	21	exploratory	exploratory	ADJ
crl-24835	237	22	study	study	NOUN
crl-24835	237	23	is	be	AUX
crl-24835	237	24	one	one	NUM
crl-24835	237	25	of	of	ADP
crl-24835	237	26	few	few	ADJ
crl-24835	237	27	to	to	PART
crl-24835	237	28	address	address	VERB
crl-24835	237	29	the	the	DET
crl-24835	237	30	topic	topic	NOUN
crl-24835	237	31	and	and	CCONJ
crl-24835	237	32	provides	provide	VERB
crl-24835	237	33	insights	insight	NOUN
crl-24835	237	34	for	for	ADP
crl-24835	237	35	those	those	PRON
crl-24835	237	36	interested	interested	ADJ
crl-24835	237	37	in	in	ADP
crl-24835	237	38	aligning	align	VERB
crl-24835	237	39	library	library	ADJ
crl-24835	237	40	financial	financial	ADJ
crl-24835	237	41	literacy	literacy	NOUN
crl-24835	237	42	efforts	effort	NOUN
crl-24835	237	43	and	and	CCONJ
crl-24835	237	44	library	library	NOUN
crl-24835	237	45	services	service	NOUN
crl-24835	237	46	in	in	ADP
crl-24835	237	47	general	general	ADJ
crl-24835	237	48	with	with	ADP
crl-24835	237	49	student	student	NOUN
crl-24835	237	50	perspectives	perspective	NOUN
crl-24835	237	51	.	.	PUNCT
crl-24835	238	1	results	result	NOUN
crl-24835	238	2	confirm	confirm	VERB
crl-24835	238	3	that	that	SCONJ
crl-24835	238	4	college	college	NOUN
crl-24835	238	5	students	student	NOUN
crl-24835	238	6	are	be	AUX
crl-24835	238	7	interested	interested	ADJ
crl-24835	238	8	in	in	ADP
crl-24835	238	9	their	their	PRON
crl-24835	238	10	financial	financial	ADJ
crl-24835	238	11	well	well	NOUN
crl-24835	238	12	-	-	PUNCT
crl-24835	238	13	being	being	NOUN
crl-24835	238	14	and	and	CCONJ
crl-24835	238	15	in	in	ADP
crl-24835	238	16	finding	find	VERB
crl-24835	238	17	trustworthy	trustworthy	ADJ
crl-24835	238	18	information	information	NOUN
crl-24835	238	19	to	to	PART
crl-24835	238	20	guide	guide	VERB
crl-24835	238	21	the	the	DET
crl-24835	238	22	financial	financial	ADJ
crl-24835	238	23	decisions	decision	NOUN
crl-24835	238	24	that	that	PRON
crl-24835	238	25	impact	impact	VERB
crl-24835	238	26	their	their	PRON
crl-24835	238	27	present	present	NOUN
crl-24835	238	28	and	and	CCONJ
crl-24835	238	29	future	future	NOUN
crl-24835	238	30	.	.	PUNCT
crl-24835	239	1	while	while	SCONJ
crl-24835	239	2	they	they	PRON
crl-24835	239	3	reported	report	VERB
crl-24835	239	4	being	be	AUX
crl-24835	239	5	able	able	ADJ
crl-24835	239	6	to	to	PART
crl-24835	239	7	find	find	VERB
crl-24835	239	8	financial	financial	ADJ
crl-24835	239	9	information	information	NOUN
crl-24835	239	10	with	with	ADP
crl-24835	239	11	relative	relative	ADJ
crl-24835	239	12	ease	ease	NOUN
crl-24835	239	13	,	,	PUNCT
crl-24835	239	14	not	not	PART
crl-24835	239	15	all	all	PRON
crl-24835	239	16	were	be	AUX
crl-24835	239	17	successful	successful	ADJ
crl-24835	239	18	;	;	PUNCT
crl-24835	239	19	and	and	CCONJ
crl-24835	239	20	the	the	DET
crl-24835	239	21	study	study	NOUN
crl-24835	239	22	reveals	reveal	VERB
crl-24835	239	23	how	how	SCONJ
crl-24835	239	24	both	both	PRON
crl-24835	239	25	anxiety	anxiety	NOUN
crl-24835	239	26	and	and	CCONJ
crl-24835	239	27	striving	strive	VERB
crl-24835	239	28	for	for	ADP
crl-24835	239	29	a	a	DET
crl-24835	239	30	stronger	strong	ADJ
crl-24835	239	31	financial	financial	ADJ
crl-24835	239	32	future	future	NOUN
crl-24835	239	33	drove	drive	VERB
crl-24835	239	34	them	they	PRON
crl-24835	239	35	to	to	PART
crl-24835	239	36	seek	seek	VERB
crl-24835	239	37	out	out	ADP
crl-24835	239	38	financial	financial	ADJ
crl-24835	239	39	information	information	NOUN
crl-24835	239	40	.	.	PUNCT
crl-24835	240	1	unsurprisingly	unsurprisingly	ADV
crl-24835	240	2	,	,	PUNCT
crl-24835	240	3	given	give	VERB
crl-24835	240	4	previous	previous	ADJ
crl-24835	240	5	research	research	NOUN
crl-24835	240	6	,	,	PUNCT
crl-24835	240	7	as	as	ADV
crl-24835	240	8	well	well	ADV
crl-24835	240	9	as	as	ADP
crl-24835	240	10	their	their	PRON
crl-24835	240	11	sensitivity	sensitivity	NOUN
crl-24835	240	12	to	to	ADP
crl-24835	240	13	the	the	DET
crl-24835	240	14	subject	subject	NOUN
crl-24835	240	15	,	,	PUNCT
crl-24835	240	16	college	college	NOUN
crl-24835	240	17	students	student	NOUN
crl-24835	240	18	consult	consult	VERB
crl-24835	240	19	familiar	familiar	ADJ
crl-24835	240	20	sources	source	NOUN
crl-24835	240	21	for	for	ADP
crl-24835	240	22	financial	financial	ADJ
crl-24835	240	23	information	information	NOUN
crl-24835	240	24	,	,	PUNCT
crl-24835	240	25	namely	namely	ADV
crl-24835	240	26	the	the	DET
crl-24835	240	27	internet	internet	NOUN
crl-24835	240	28	,	,	PUNCT
crl-24835	240	29	family	family	NOUN
crl-24835	240	30	,	,	PUNCT
crl-24835	240	31	and	and	CCONJ
crl-24835	240	32	friends	friend	NOUN
crl-24835	240	33	.	.	PUNCT
crl-24835	241	1	while	while	SCONJ
crl-24835	241	2	libraries	library	NOUN
crl-24835	241	3	or	or	CCONJ
crl-24835	241	4	librarians	librarian	NOUN
crl-24835	241	5	were	be	AUX
crl-24835	241	6	not	not	PART
crl-24835	241	7	identified	identify	VERB
crl-24835	241	8	as	as	ADP
crl-24835	241	9	part	part	NOUN
crl-24835	241	10	of	of	ADP
crl-24835	241	11	the	the	DET
crl-24835	241	12	personal	personal	ADJ
crl-24835	241	13	network	network	NOUN
crl-24835	241	14	that	that	PRON
crl-24835	241	15	students	student	NOUN
crl-24835	241	16	turn	turn	VERB
crl-24835	241	17	to	to	ADP
crl-24835	241	18	for	for	ADP
crl-24835	241	19	financial	financial	ADJ
crl-24835	241	20	information	information	NOUN
crl-24835	241	21	,	,	PUNCT
crl-24835	241	22	libraries	library	NOUN
crl-24835	241	23	do	do	AUX
crl-24835	241	24	have	have	VERB
crl-24835	241	25	a	a	DET
crl-24835	241	26	reputation	reputation	NOUN
crl-24835	241	27	as	as	ADP
crl-24835	241	28	trusted	trust	VERB
crl-24835	241	29	information	information	NOUN
crl-24835	241	30	providers	provider	NOUN
crl-24835	241	31	,	,	PUNCT
crl-24835	241	32	and	and	CCONJ
crl-24835	241	33	trustworthiness	trustworthiness	NOUN
crl-24835	241	34	ranks	rank	VERB
crl-24835	241	35	highly	highly	ADV
crl-24835	241	36	in	in	ADP
crl-24835	241	37	students	student	NOUN
crl-24835	241	38	’	'	PUNCT
crl-24835	241	39	criteria	criterion	NOUN
crl-24835	241	40	for	for	ADP
crl-24835	241	41	evaluating	evaluate	VERB
crl-24835	241	42	a	a	DET
crl-24835	241	43	financial	financial	ADJ
crl-24835	241	44	information	information	NOUN
crl-24835	241	45	source	source	NOUN
crl-24835	241	46	.	.	PUNCT
crl-24835	242	1	librarians	librarian	NOUN
crl-24835	242	2	can	can	AUX
crl-24835	242	3	explore	explore	VERB
crl-24835	242	4	building	building	NOUN
crl-24835	242	5	on	on	ADP
crl-24835	242	6	their	their	PRON
crl-24835	242	7	trusted	trust	VERB
crl-24835	242	8	role	role	NOUN
crl-24835	242	9	in	in	ADP
crl-24835	242	10	students	student	NOUN
crl-24835	242	11	’	'	PUNCT
crl-24835	242	12	academic	academic	ADJ
crl-24835	242	13	lives	life	NOUN
crl-24835	242	14	to	to	PART
crl-24835	242	15	include	include	VERB
crl-24835	242	16	support	support	NOUN
crl-24835	242	17	for	for	ADP
crl-24835	242	18	everyday	everyday	ADJ
crl-24835	242	19	life	life	NOUN
crl-24835	242	20	information	information	NOUN
crl-24835	242	21	seeking	seek	VERB
crl-24835	242	22	.	.	PUNCT
crl-24835	243	1	as	as	SCONJ
crl-24835	243	2	the	the	DET
crl-24835	243	3	study	study	NOUN
crl-24835	243	4	found	find	VERB
crl-24835	243	5	,	,	PUNCT
crl-24835	243	6	students	student	NOUN
crl-24835	243	7	lack	lack	VERB
crl-24835	243	8	awareness	awareness	NOUN
crl-24835	243	9	of	of	ADP
crl-24835	243	10	the	the	DET
crl-24835	243	11	numerous	numerous	ADJ
crl-24835	243	12	options	option	NOUN
crl-24835	243	13	available	available	ADJ
crl-24835	243	14	for	for	ADP
crl-24835	243	15	financial	financial	ADJ
crl-24835	243	16	education	education	NOUN
crl-24835	243	17	and	and	CCONJ
crl-24835	243	18	may	may	AUX
crl-24835	243	19	not	not	PART
crl-24835	243	20	recognize	recognize	VERB
crl-24835	243	21	the	the	DET
crl-24835	243	22	library	library	NOUN
crl-24835	243	23	as	as	ADP
crl-24835	243	24	a	a	DET
crl-24835	243	25	potential	potential	ADJ
crl-24835	243	26	node	node	NOUN
crl-24835	243	27	in	in	ADP
crl-24835	243	28	their	their	PRON
crl-24835	243	29	financial	financial	ADJ
crl-24835	243	30	information	information	NOUN
crl-24835	243	31	network	network	NOUN
crl-24835	243	32	.	.	PUNCT
crl-24835	244	1	with	with	ADP
crl-24835	244	2	the	the	DET
crl-24835	244	3	greater	great	ADJ
crl-24835	244	4	understanding	understanding	NOUN
crl-24835	244	5	of	of	ADP
crl-24835	244	6	financial	financial	ADJ
crl-24835	244	7	information	information	NOUN
crl-24835	244	8	–	–	PUNCT
crl-24835	244	9	seeking	seek	VERB
crl-24835	244	10	behavior	behavior	NOUN
crl-24835	244	11	provided	provide	VERB
crl-24835	244	12	by	by	ADP
crl-24835	244	13	this	this	DET
crl-24835	244	14	study	study	NOUN
crl-24835	244	15	,	,	PUNCT
crl-24835	244	16	libraries	library	NOUN
crl-24835	244	17	can	can	AUX
crl-24835	244	18	better	well	ADV
crl-24835	244	19	anticipate	anticipate	VERB
crl-24835	244	20	and	and	CCONJ
crl-24835	244	21	empathize	empathize	VERB
crl-24835	244	22	with	with	ADP
crl-24835	244	23	the	the	DET
crl-24835	244	24	financial	financial	ADJ
crl-24835	244	25	questions	question	NOUN
crl-24835	244	26	and	and	CCONJ
crl-24835	244	27	fearful	fearful	ADJ
crl-24835	244	28	feelings	feeling	NOUN
crl-24835	244	29	students	student	NOUN
crl-24835	244	30	may	may	AUX
crl-24835	244	31	have	have	VERB
crl-24835	244	32	,	,	PUNCT
crl-24835	244	33	know	know	VERB
crl-24835	244	34	what	what	PRON
crl-24835	244	35	sources	source	NOUN
crl-24835	244	36	they	they	PRON
crl-24835	244	37	are	be	AUX
crl-24835	244	38	likely	likely	ADJ
crl-24835	244	39	to	to	PART
crl-24835	244	40	have	have	AUX
crl-24835	244	41	consulted	consult	VERB
crl-24835	244	42	,	,	PUNCT
crl-24835	244	43	and	and	CCONJ
crl-24835	244	44	ultimately	ultimately	ADV
crl-24835	244	45	develop	develop	VERB
crl-24835	244	46	programs	program	NOUN
crl-24835	244	47	,	,	PUNCT
crl-24835	244	48	collections	collection	NOUN
crl-24835	244	49	,	,	PUNCT
crl-24835	244	50	and	and	CCONJ
crl-24835	244	51	services	service	NOUN
crl-24835	244	52	that	that	PRON
crl-24835	244	53	align	align	VERB
crl-24835	244	54	with	with	ADP
crl-24835	244	55	the	the	DET
crl-24835	244	56	knowledge	knowledge	NOUN
crl-24835	244	57	and	and	CCONJ
crl-24835	244	58	information	information	NOUN
crl-24835	244	59	that	that	SCONJ
crl-24835	244	60	college	college	NOUN
crl-24835	244	61	students	student	NOUN
crl-24835	244	62	most	most	ADV
crl-24835	244	63	value	value	NOUN
crl-24835	244	64	and	and	CCONJ
crl-24835	244	65	need	need	VERB
crl-24835	244	66	for	for	ADP
crl-24835	244	67	their	their	PRON
crl-24835	244	68	financial	financial	ADJ
crl-24835	244	69	lives	life	NOUN
crl-24835	244	70	now	now	ADV
crl-24835	244	71	and	and	CCONJ
crl-24835	244	72	in	in	ADP
crl-24835	244	73	the	the	DET
crl-24835	244	74	future	future	NOUN
crl-24835	244	75	.	.	PUNCT
crl-24835	245	1	they	they	PRON
crl-24835	245	2	seek	seek	VERB
crl-24835	245	3	,	,	PUNCT
crl-24835	245	4	but	but	CCONJ
crl-24835	245	5	do	do	AUX
crl-24835	245	6	they	they	PRON
crl-24835	245	7	find	find	VERB
crl-24835	245	8	?	?	PUNCT
crl-24835	246	1	281	281	NUM
crl-24835	246	2	appendix	appendix	VERB
crl-24835	246	3	a	a	DET
crl-24835	246	4	q1	q1	NOUN
crl-24835	246	5	what	what	PRON
crl-24835	246	6	types	type	NOUN
crl-24835	246	7	of	of	ADP
crl-24835	246	8	financial	financial	ADJ
crl-24835	246	9	information	information	NOUN
crl-24835	246	10	have	have	AUX
crl-24835	246	11	you	you	PRON
crl-24835	246	12	looked	look	VERB
crl-24835	246	13	for	for	ADP
crl-24835	246	14	?	?	PUNCT
crl-24835	247	1	check	check	VERB
crl-24835	247	2	all	all	DET
crl-24835	247	3	that	that	PRON
crl-24835	247	4	apply	apply	VERB
crl-24835	247	5	.	.	PUNCT
crl-24835	248	1	i	i	PRON
crl-24835	248	2	have	have	AUX
crl-24835	248	3	looked	look	VERB
crl-24835	248	4	for	for	ADP
crl-24835	248	5	this	this	DET
crl-24835	248	6	information	information	NOUN
crl-24835	248	7	…	…	PUNCT
crl-24835	248	8	in	in	ADP
crl-24835	248	9	the	the	DET
crl-24835	248	10	last	last	ADJ
crl-24835	248	11	12	12	NUM
crl-24835	248	12	months	month	NOUN
crl-24835	248	13	(	(	PUNCT
crl-24835	248	14	1	1	NUM
crl-24835	248	15	)	)	PUNCT
crl-24835	248	16	auto	auto	NOUN
crl-24835	248	17	loans	loan	NOUN
crl-24835	248	18	/	/	SYM
crl-24835	248	19	auto	auto	NOUN
crl-24835	248	20	leasing	leasing	NOUN
crl-24835	248	21	(	(	PUNCT
crl-24835	248	22	1	1	NUM
crl-24835	248	23	)	)	PUNCT
crl-24835	248	24	q	q	NOUN
crl-24835	248	25	budgets	budget	NOUN
crl-24835	248	26	(	(	PUNCT
crl-24835	248	27	2	2	NUM
crl-24835	248	28	)	)	PUNCT
crl-24835	248	29	q	q	NOUN
crl-24835	248	30	choosing	choose	VERB
crl-24835	248	31	a	a	DET
crl-24835	248	32	bank	bank	NOUN
crl-24835	248	33	(	(	PUNCT
crl-24835	248	34	savings	savings	NOUN
crl-24835	248	35	/	/	SYM
crl-24835	248	36	checking	check	VERB
crl-24835	248	37	accounts	account	NOUN
crl-24835	248	38	)	)	PUNCT
crl-24835	248	39	(	(	PUNCT
crl-24835	248	40	3	3	X
crl-24835	248	41	)	)	PUNCT
crl-24835	248	42	q	q	NOUN
crl-24835	248	43	cost	cost	NOUN
crl-24835	248	44	of	of	ADP
crl-24835	248	45	a	a	DET
crl-24835	248	46	purchase	purchase	NOUN
crl-24835	248	47	(	(	PUNCT
crl-24835	248	48	4	4	NUM
crl-24835	248	49	)	)	PUNCT
crl-24835	248	50	q	q	NOUN
crl-24835	248	51	credit	credit	NOUN
crl-24835	248	52	cards	card	NOUN
crl-24835	248	53	(	(	PUNCT
crl-24835	248	54	5	5	NUM
crl-24835	248	55	)	)	PUNCT
crl-24835	248	56	q	q	NOUN
crl-24835	248	57	credit	credit	NOUN
crl-24835	248	58	scores	score	NOUN
crl-24835	248	59	(	(	PUNCT
crl-24835	248	60	6	6	NUM
crl-24835	248	61	)	)	PUNCT
crl-24835	248	62	q	q	NOUN
crl-24835	248	63	financial	financial	ADJ
crl-24835	248	64	aid	aid	NOUN
crl-24835	248	65	/	/	SYM
crl-24835	248	66	student	student	NOUN
crl-24835	248	67	loans	loan	NOUN
crl-24835	248	68	(	(	PUNCT
crl-24835	248	69	7	7	NUM
crl-24835	248	70	)	)	PUNCT
crl-24835	248	71	q	q	NOUN
crl-24835	248	72	home	home	NOUN
crl-24835	248	73	mortgages	mortgage	NOUN
crl-24835	248	74	(	(	PUNCT
crl-24835	248	75	8)	8)	NUM
crl-24835	248	76	q	q	NOUN
crl-24835	248	77	investments	investment	NOUN
crl-24835	248	78	(	(	PUNCT
crl-24835	248	79	stocks	stock	NOUN
crl-24835	248	80	,	,	PUNCT
crl-24835	248	81	bonds	bond	NOUN
crl-24835	248	82	,	,	PUNCT
crl-24835	248	83	mutual	mutual	ADJ
crl-24835	248	84	funds	fund	NOUN
crl-24835	248	85	,	,	PUNCT
crl-24835	248	86	etc	etc	X
crl-24835	248	87	.	.	X
crl-24835	248	88	)	)	PUNCT
crl-24835	249	1	(	(	PUNCT
crl-24835	249	2	9	9	X
crl-24835	249	3	)	)	PUNCT
crl-24835	249	4	q	q	NOUN
crl-24835	249	5	salary	salary	NOUN
crl-24835	249	6	for	for	ADP
crl-24835	249	7	future	future	ADJ
crl-24835	249	8	job	job	NOUN
crl-24835	249	9	(	(	PUNCT
crl-24835	249	10	10	10	NUM
crl-24835	249	11	)	)	PUNCT
crl-24835	249	12	q	q	NOUN
crl-24835	249	13	taxes	taxis	NOUN
crl-24835	249	14	(	(	PUNCT
crl-24835	249	15	11	11	NUM
crl-24835	249	16	)	)	PUNCT
crl-24835	249	17	q	q	NOUN
crl-24835	249	18	other	other	ADJ
crl-24835	249	19	(	(	PUNCT
crl-24835	249	20	12	12	NUM
crl-24835	249	21	)	)	PUNCT
crl-24835	249	22	q	q	PROPN
crl-24835	249	23	q2	q2	NOUN
crl-24835	249	24	thinking	thinking	NOUN
crl-24835	249	25	of	of	ADP
crl-24835	249	26	a	a	DET
crl-24835	249	27	time	time	NOUN
crl-24835	249	28	you	you	PRON
crl-24835	249	29	searched	search	VERB
crl-24835	249	30	for	for	ADP
crl-24835	249	31	financial	financial	ADJ
crl-24835	249	32	information	information	NOUN
crl-24835	249	33	,	,	PUNCT
crl-24835	249	34	which	which	PRON
crl-24835	249	35	source(s	source(s	NOUN
crl-24835	249	36	)	)	PUNCT
crl-24835	249	37	did	do	AUX
crl-24835	249	38	you	you	PRON
crl-24835	249	39	use	use	VERB
crl-24835	249	40	?	?	PUNCT
crl-24835	250	1	□	□	PUNCT
crl-24835	250	2	family	family	NOUN
crl-24835	250	3	—	—	PUNCT
crl-24835	250	4	word	word	NOUN
crl-24835	250	5	of	of	ADP
crl-24835	250	6	mouth	mouth	NOUN
crl-24835	250	7	(	(	PUNCT
crl-24835	250	8	1	1	NUM
crl-24835	250	9	)	)	PUNCT
crl-24835	250	10	□	□	PUNCT
crl-24835	250	11	friend	friend	NOUN
crl-24835	250	12	—	—	PUNCT
crl-24835	250	13	word	word	NOUN
crl-24835	250	14	of	of	ADP
crl-24835	250	15	mouth	mouth	NOUN
crl-24835	250	16	(	(	PUNCT
crl-24835	250	17	2	2	NUM
crl-24835	250	18	)	)	PUNCT
crl-24835	250	19	□	□	PUNCT
crl-24835	250	20	browsing	browse	VERB
crl-24835	250	21	the	the	DET
crl-24835	250	22	internet	internet	NOUN
crl-24835	250	23	(	(	PUNCT
crl-24835	250	24	google	google	PROPN
crl-24835	250	25	,	,	PUNCT
crl-24835	250	26	wikipedia	wikipedia	PROPN
crl-24835	250	27	,	,	PUNCT
crl-24835	250	28	blogs	blog	NOUN
crl-24835	250	29	,	,	PUNCT
crl-24835	250	30	etc	etc	X
crl-24835	250	31	.	.	X
crl-24835	250	32	)	)	PUNCT
crl-24835	251	1	(	(	PUNCT
crl-24835	251	2	3	3	X
crl-24835	251	3	)	)	PUNCT
crl-24835	251	4	□	□	PUNCT
crl-24835	251	5	social	social	ADJ
crl-24835	251	6	media	medium	NOUN
crl-24835	251	7	(	(	PUNCT
crl-24835	251	8	4	4	NUM
crl-24835	251	9	)	)	PUNCT
crl-24835	251	10	□	□	PUNCT
crl-24835	251	11	financial	financial	ADJ
crl-24835	251	12	professional	professional	ADJ
crl-24835	251	13	or	or	CCONJ
crl-24835	251	14	financial	financial	ADJ
crl-24835	251	15	center	center	NOUN
crl-24835	251	16	on	on	ADP
crl-24835	251	17	campus	campus	NOUN
crl-24835	251	18	(	(	PUNCT
crl-24835	251	19	5	5	NUM
crl-24835	251	20	)	)	PUNCT
crl-24835	251	21	□	□	PUNCT
crl-24835	251	22	apps	app	NOUN
crl-24835	251	23	(	(	PUNCT
crl-24835	251	24	mint	mint	NOUN
crl-24835	251	25	,	,	PUNCT
crl-24835	251	26	ynab	ynab	PROPN
crl-24835	251	27	,	,	PUNCT
crl-24835	251	28	stash	stash	NOUN
crl-24835	251	29	,	,	PUNCT
crl-24835	251	30	etc	etc	X
crl-24835	251	31	.	.	X
crl-24835	251	32	)	)	PUNCT
crl-24835	252	1	(	(	PUNCT
crl-24835	252	2	7	7	X
crl-24835	252	3	)	)	PUNCT
crl-24835	252	4	□	□	PUNCT
crl-24835	252	5	other	other	ADJ
crl-24835	252	6	(	(	PUNCT
crl-24835	252	7	6	6	NUM
crl-24835	252	8	)	)	PUNCT
crl-24835	252	9	_	_	PUNCT
crl-24835	253	1	_	_	PUNCT
crl-24835	254	1	_	_	PUNCT
crl-24835	255	1	_	_	PUNCT
crl-24835	256	1	_	_	PUNCT
crl-24835	257	1	_	_	PUNCT
crl-24835	258	1	_	_	PUNCT
crl-24835	259	1	_	_	PUNCT
crl-24835	260	1	_	_	PUNCT
crl-24835	261	1	_	_	PUNCT
crl-24835	262	1	_	_	PUNCT
crl-24835	263	1	_	_	PUNCT
crl-24835	264	1	_	_	PUNCT
crl-24835	265	1	_	_	PUNCT
crl-24835	266	1	_	_	PUNCT
crl-24835	267	1	_	_	PUNCT
crl-24835	268	1	_	_	PUNCT
crl-24835	269	1	_	_	PUNCT
crl-24835	270	1	_	_	PUNCT
crl-24835	271	1	_	_	PUNCT
crl-24835	272	1	_	_	PUNCT
crl-24835	273	1	_	_	PUNCT
crl-24835	274	1	_	_	PUNCT
crl-24835	275	1	_	_	PUNCT
crl-24835	276	1	_	_	PUNCT
crl-24835	277	1	_	_	PUNCT
crl-24835	278	1	_	_	PUNCT
crl-24835	279	1	_	_	PUNCT
crl-24835	280	1	_	_	PUNCT
crl-24835	281	1	_	_	PUNCT
crl-24835	282	1	_	_	PUNCT
crl-24835	283	1	_	_	PUNCT
crl-24835	284	1	_	_	PUNCT
crl-24835	285	1	_	_	PUNCT
crl-24835	286	1	_	_	PUNCT
crl-24835	287	1	_	_	PUNCT
crl-24835	288	1	_	_	PUNCT
crl-24835	289	1	_	_	PUNCT
crl-24835	290	1	_	_	PUNCT
crl-24835	291	1	_	_	PUNCT
crl-24835	292	1	_	_	PUNCT
crl-24835	293	1	_	_	PUNCT
crl-24835	294	1	_	_	PUNCT
crl-24835	295	1	_	_	PUNCT
crl-24835	296	1	_	_	PUNCT
crl-24835	297	1	_	_	PUNCT
crl-24835	298	1	_	_	PUNCT
crl-24835	299	1	_	_	PUNCT
crl-24835	300	1	q3	q3	PROPN
crl-24835	300	2	how	how	SCONJ
crl-24835	300	3	easy	easy	ADJ
crl-24835	300	4	or	or	CCONJ
crl-24835	300	5	difficult	difficult	ADJ
crl-24835	300	6	was	be	AUX
crl-24835	300	7	it	it	PRON
crl-24835	300	8	to	to	PART
crl-24835	300	9	find	find	VERB
crl-24835	300	10	the	the	DET
crl-24835	300	11	financial	financial	ADJ
crl-24835	300	12	information	information	NOUN
crl-24835	300	13	you	you	PRON
crl-24835	300	14	were	be	AUX
crl-24835	300	15	looking	look	VERB
crl-24835	300	16	for	for	ADP
crl-24835	300	17	?	?	PUNCT
crl-24835	301	1	□	□	PUNCT
crl-24835	301	2	very	very	ADV
crl-24835	301	3	easy	easy	ADJ
crl-24835	301	4	(	(	PUNCT
crl-24835	301	5	0	0	NUM
crl-24835	301	6	)	)	PUNCT
crl-24835	301	7	□	□	PUNCT
crl-24835	301	8	easy	easy	ADJ
crl-24835	301	9	(	(	PUNCT
crl-24835	301	10	1	1	NUM
crl-24835	301	11	)	)	PUNCT
crl-24835	301	12	□	□	PUNCT
crl-24835	301	13	neither	neither	CCONJ
crl-24835	301	14	easy	easy	ADJ
crl-24835	301	15	or	or	CCONJ
crl-24835	301	16	difficult	difficult	ADJ
crl-24835	301	17	(	(	PUNCT
crl-24835	301	18	2	2	NUM
crl-24835	301	19	)	)	PUNCT
crl-24835	301	20	□	□	PUNCT
crl-24835	301	21	difficult	difficult	ADJ
crl-24835	301	22	(	(	PUNCT
crl-24835	301	23	3	3	NUM
crl-24835	301	24	)	)	PUNCT
crl-24835	301	25	□	□	PUNCT
crl-24835	301	26	very	very	ADV
crl-24835	301	27	difficult	difficult	ADJ
crl-24835	301	28	(	(	PUNCT
crl-24835	301	29	11	11	NUM
crl-24835	301	30	)	)	PUNCT
crl-24835	301	31	q4	q4	PROPN
crl-24835	301	32	how	how	SCONJ
crl-24835	301	33	long	long	ADV
crl-24835	301	34	did	do	AUX
crl-24835	301	35	it	it	PRON
crl-24835	301	36	take	take	VERB
crl-24835	301	37	you	you	PRON
crl-24835	301	38	to	to	PART
crl-24835	301	39	find	find	VERB
crl-24835	301	40	the	the	DET
crl-24835	301	41	information	information	NOUN
crl-24835	301	42	you	you	PRON
crl-24835	301	43	needed	need	VERB
crl-24835	301	44	?	?	PUNCT
crl-24835	302	1	□	□	PUNCT
crl-24835	302	2	less	less	ADJ
crl-24835	302	3	than	than	ADP
crl-24835	302	4	10	10	NUM
crl-24835	302	5	minutes	minute	NOUN
crl-24835	302	6	(	(	PUNCT
crl-24835	302	7	1	1	NUM
crl-24835	302	8	)	)	PUNCT
crl-24835	302	9	□	□	SYM
crl-24835	302	10	10	10	NUM
crl-24835	302	11	-	-	SYM
crl-24835	302	12	30	30	NUM
crl-24835	302	13	minutes	minute	NOUN
crl-24835	302	14	(	(	PUNCT
crl-24835	302	15	2	2	NUM
crl-24835	302	16	)	)	PUNCT
crl-24835	302	17	□	□	SYM
crl-24835	302	18	30	30	NUM
crl-24835	302	19	minutes–1	minutes–1	NOUN
crl-24835	302	20	hour	hour	NOUN
crl-24835	302	21	(	(	PUNCT
crl-24835	302	22	3	3	NUM
crl-24835	302	23	)	)	PUNCT
crl-24835	302	24	□	□	PUNCT
crl-24835	302	25	1	1	NUM
crl-24835	302	26	-	-	SYM
crl-24835	302	27	3	3	NUM
crl-24835	302	28	hours	hour	NOUN
crl-24835	302	29	(	(	PUNCT
crl-24835	302	30	4	4	NUM
crl-24835	302	31	)	)	PUNCT
crl-24835	302	32	□	□	PUNCT
crl-24835	302	33	3	3	NUM
crl-24835	302	34	+	+	NUM
crl-24835	302	35	hours	hour	NOUN
crl-24835	302	36	(	(	PUNCT
crl-24835	302	37	5	5	NUM
crl-24835	302	38	)	)	PUNCT
crl-24835	302	39	q5	q5	PROPN
crl-24835	302	40	were	be	AUX
crl-24835	302	41	you	you	PRON
crl-24835	302	42	able	able	ADJ
crl-24835	302	43	to	to	PART
crl-24835	302	44	find	find	VERB
crl-24835	302	45	the	the	DET
crl-24835	302	46	information	information	NOUN
crl-24835	302	47	you	you	PRON
crl-24835	302	48	needed	need	VERB
crl-24835	302	49	?	?	PUNCT
crl-24835	303	1	□	□	PUNCT
crl-24835	303	2	yes	yes	INTJ
crl-24835	303	3	(	(	PUNCT
crl-24835	303	4	1	1	NUM
crl-24835	303	5	)	)	PUNCT
crl-24835	303	6	282	282	NUM
crl-24835	303	7	college	college	PROPN
crl-24835	303	8	&	&	CCONJ
crl-24835	303	9	research	research	PROPN
crl-24835	303	10	libraries	library	NOUN
crl-24835	303	11	march	march	PROPN
crl-24835	303	12	2021	2021	NUM
crl-24835	303	13	□	□	PUNCT
crl-24835	303	14	no	no	DET
crl-24835	303	15	(	(	PUNCT
crl-24835	303	16	2	2	NUM
crl-24835	303	17	)	)	PUNCT
crl-24835	303	18	□	□	PUNCT
crl-24835	303	19	somewhat	somewhat	ADV
crl-24835	303	20	(	(	PUNCT
crl-24835	303	21	3	3	NUM
crl-24835	303	22	)	)	PUNCT
crl-24835	303	23	_	_	PUNCT
crl-24835	304	1	_	_	PUNCT
crl-24835	305	1	_	_	PUNCT
crl-24835	306	1	_	_	PUNCT
crl-24835	307	1	_	_	PUNCT
crl-24835	308	1	_	_	PUNCT
crl-24835	309	1	_	_	PUNCT
crl-24835	310	1	_	_	PUNCT
crl-24835	311	1	_	_	PUNCT
crl-24835	312	1	_	_	PUNCT
crl-24835	313	1	_	_	PUNCT
crl-24835	314	1	_	_	PUNCT
crl-24835	315	1	_	_	PUNCT
crl-24835	316	1	_	_	PUNCT
crl-24835	317	1	_	_	PUNCT
crl-24835	318	1	_	_	PUNCT
crl-24835	319	1	_	_	PUNCT
crl-24835	320	1	_	_	PUNCT
crl-24835	321	1	_	_	PUNCT
crl-24835	322	1	_	_	PUNCT
crl-24835	323	1	_	_	PUNCT
crl-24835	324	1	_	_	PUNCT
crl-24835	325	1	_	_	PUNCT
crl-24835	326	1	_	_	PUNCT
crl-24835	327	1	_	_	PUNCT
crl-24835	328	1	_	_	PUNCT
crl-24835	329	1	_	_	PUNCT
crl-24835	330	1	_	_	PUNCT
crl-24835	331	1	_	_	PUNCT
crl-24835	332	1	_	_	PUNCT
crl-24835	333	1	_	_	PUNCT
crl-24835	334	1	_	_	PUNCT
crl-24835	335	1	_	_	PUNCT
crl-24835	336	1	_	_	PUNCT
crl-24835	337	1	_	_	PUNCT
crl-24835	338	1	_	_	PUNCT
crl-24835	339	1	_	_	PUNCT
crl-24835	340	1	_	_	PUNCT
crl-24835	341	1	_	_	PUNCT
crl-24835	342	1	_	_	PUNCT
crl-24835	343	1	_	_	PUNCT
crl-24835	344	1	_	_	PUNCT
crl-24835	345	1	_	_	PUNCT
crl-24835	346	1	_	_	PUNCT
crl-24835	347	1	_	_	PUNCT
crl-24835	348	1	_	_	PUNCT
crl-24835	349	1	_	_	PUNCT
crl-24835	350	1	_	_	PUNCT
crl-24835	350	2	q6	q6	NOUN
crl-24835	350	3	what	what	PRON
crl-24835	350	4	prompted	prompt	VERB
crl-24835	350	5	you	you	PRON
crl-24835	350	6	to	to	PART
crl-24835	350	7	search	search	VERB
crl-24835	350	8	for	for	ADP
crl-24835	350	9	the	the	DET
crl-24835	350	10	financial	financial	ADJ
crl-24835	350	11	information	information	NOUN
crl-24835	350	12	?	?	PUNCT
crl-24835	351	1	_	_	PUNCT
crl-24835	352	1	_	_	PUNCT
crl-24835	353	1	_	_	PUNCT
crl-24835	354	1	_	_	PUNCT
crl-24835	355	1	_	_	PUNCT
crl-24835	356	1	_	_	PUNCT
crl-24835	357	1	_	_	PUNCT
crl-24835	358	1	_	_	PUNCT
crl-24835	359	1	_	_	PUNCT
crl-24835	360	1	_	_	PUNCT
crl-24835	361	1	_	_	PUNCT
crl-24835	362	1	_	_	PUNCT
crl-24835	363	1	_	_	PUNCT
crl-24835	364	1	_	_	PUNCT
crl-24835	365	1	_	_	PUNCT
crl-24835	366	1	_	_	PUNCT
crl-24835	367	1	_	_	PUNCT
crl-24835	368	1	_	_	PUNCT
crl-24835	369	1	_	_	PUNCT
crl-24835	370	1	_	_	PUNCT
crl-24835	371	1	_	_	PUNCT
crl-24835	372	1	_	_	PUNCT
crl-24835	373	1	_	_	PUNCT
crl-24835	374	1	_	_	PUNCT
crl-24835	375	1	_	_	PUNCT
crl-24835	376	1	_	_	PUNCT
crl-24835	377	1	_	_	PUNCT
crl-24835	378	1	_	_	PUNCT
crl-24835	379	1	_	_	PUNCT
crl-24835	380	1	_	_	PUNCT
crl-24835	381	1	_	_	PUNCT
crl-24835	382	1	_	_	PUNCT
crl-24835	383	1	_	_	PUNCT
crl-24835	384	1	_	_	PUNCT
crl-24835	385	1	_	_	PUNCT
crl-24835	386	1	_	_	PUNCT
crl-24835	387	1	_	_	PUNCT
crl-24835	388	1	_	_	PUNCT
crl-24835	389	1	_	_	PUNCT
crl-24835	390	1	_	_	PUNCT
crl-24835	391	1	_	_	PUNCT
crl-24835	392	1	_	_	PUNCT
crl-24835	393	1	_	_	PUNCT
crl-24835	394	1	_	_	PUNCT
crl-24835	395	1	_	_	PUNCT
crl-24835	396	1	_	_	PUNCT
crl-24835	397	1	_	_	PUNCT
crl-24835	398	1	_	_	PUNCT
crl-24835	399	1	_	_	PUNCT
crl-24835	400	1	_	_	PUNCT
crl-24835	401	1	_	_	PUNCT
crl-24835	402	1	_	_	PUNCT
crl-24835	403	1	_	_	PUNCT
crl-24835	404	1	_	_	PUNCT
crl-24835	405	1	_	_	PUNCT
crl-24835	406	1	_	_	PUNCT
crl-24835	407	1	_	_	PUNCT
crl-24835	408	1	_	_	PUNCT
crl-24835	409	1	_	_	PUNCT
crl-24835	410	1	_	_	PUNCT
crl-24835	411	1	_	_	PUNCT
crl-24835	412	1	_	_	PUNCT
crl-24835	413	1	_	_	PUNCT
crl-24835	414	1	_	_	PUNCT
crl-24835	415	1	_	_	PUNCT
crl-24835	416	1	_	_	PUNCT
crl-24835	417	1	_	_	PUNCT
crl-24835	418	1	_	_	PUNCT
crl-24835	419	1	_	_	PUNCT
crl-24835	420	1	_	_	PUNCT
crl-24835	421	1	_	_	PUNCT
crl-24835	422	1	_	_	PUNCT
crl-24835	423	1	_	_	PUNCT
crl-24835	424	1	_	_	PUNCT
crl-24835	425	1	_	_	PUNCT
crl-24835	426	1	_	_	PUNCT
crl-24835	427	1	_	_	PUNCT
crl-24835	428	1	_	_	PUNCT
crl-24835	429	1	_	_	PUNCT
crl-24835	430	1	_	_	PUNCT
crl-24835	431	1	_	_	PUNCT
crl-24835	432	1	_	_	PUNCT
crl-24835	433	1	_	_	PUNCT
crl-24835	434	1	_	_	PUNCT
crl-24835	435	1	_	_	PUNCT
crl-24835	436	1	_	_	PUNCT
crl-24835	437	1	_	_	PUNCT
crl-24835	438	1	_	_	PUNCT
crl-24835	439	1	_	_	PUNCT
crl-24835	440	1	_	_	PUNCT
crl-24835	441	1	_	_	PUNCT
crl-24835	442	1	_	_	PUNCT
crl-24835	443	1	_	_	PUNCT
crl-24835	444	1	_	_	PUNCT
crl-24835	445	1	_	_	PUNCT
crl-24835	446	1	_	_	PUNCT
crl-24835	447	1	_	_	PUNCT
crl-24835	448	1	_	_	PUNCT
crl-24835	449	1	_	_	PUNCT
crl-24835	450	1	_	_	PUNCT
crl-24835	451	1	_	_	PUNCT
crl-24835	452	1	_	_	PUNCT
crl-24835	453	1	_	_	PUNCT
crl-24835	454	1	_	_	PUNCT
crl-24835	455	1	_	_	PUNCT
crl-24835	456	1	_	_	PUNCT
crl-24835	457	1	_	_	PUNCT
crl-24835	458	1	_	_	PUNCT
crl-24835	459	1	_	_	PUNCT
crl-24835	460	1	_	_	PUNCT
crl-24835	461	1	_	_	PUNCT
crl-24835	462	1	_	_	PUNCT
crl-24835	463	1	_	_	PUNCT
crl-24835	464	1	_	_	PUNCT
crl-24835	465	1	_	_	PUNCT
crl-24835	466	1	_	_	PUNCT
crl-24835	467	1	_	_	PUNCT
crl-24835	468	1	_	_	PUNCT
crl-24835	469	1	_	_	PUNCT
crl-24835	470	1	_	_	PUNCT
crl-24835	471	1	_	_	PUNCT
crl-24835	472	1	_	_	PUNCT
crl-24835	473	1	_	_	PUNCT
crl-24835	474	1	_	_	PUNCT
crl-24835	475	1	_	_	PUNCT
crl-24835	476	1	_	_	PUNCT
crl-24835	477	1	_	_	PUNCT
crl-24835	478	1	_	_	PUNCT
crl-24835	479	1	_	_	PUNCT
crl-24835	480	1	_	_	PUNCT
crl-24835	481	1	_	_	PUNCT
crl-24835	482	1	_	_	PUNCT
crl-24835	483	1	_	_	PUNCT
crl-24835	484	1	_	_	PUNCT
crl-24835	485	1	_	_	PUNCT
crl-24835	486	1	_	_	PUNCT
crl-24835	487	1	_	_	PUNCT
crl-24835	488	1	_	_	PUNCT
crl-24835	489	1	_	_	PUNCT
crl-24835	490	1	_	_	PUNCT
crl-24835	491	1	_	_	PUNCT
crl-24835	492	1	_	_	PUNCT
crl-24835	493	1	_	_	PUNCT
crl-24835	494	1	_	_	PUNCT
crl-24835	495	1	_	_	PUNCT
crl-24835	496	1	_	_	PUNCT
crl-24835	497	1	_	_	PUNCT
crl-24835	498	1	_	_	PUNCT
crl-24835	499	1	_	_	PUNCT
crl-24835	500	1	_	_	PUNCT
crl-24835	501	1	_	_	PUNCT
crl-24835	502	1	_	_	PUNCT
crl-24835	503	1	_	_	PUNCT
crl-24835	504	1	_	_	PUNCT
crl-24835	505	1	_	_	PUNCT
crl-24835	506	1	_	_	PUNCT
crl-24835	507	1	_	_	PUNCT
crl-24835	508	1	_	_	PUNCT
crl-24835	509	1	_	_	PUNCT
crl-24835	510	1	_	_	PUNCT
crl-24835	511	1	_	_	PUNCT
crl-24835	512	1	_	_	PUNCT
crl-24835	513	1	_	_	PUNCT
crl-24835	514	1	_	_	PUNCT
crl-24835	515	1	_	_	PUNCT
crl-24835	516	1	_	_	PUNCT
crl-24835	517	1	_	_	PUNCT
crl-24835	518	1	_	_	PUNCT
crl-24835	519	1	_	_	PUNCT
crl-24835	520	1	_	_	PUNCT
crl-24835	521	1	_	_	PUNCT
crl-24835	522	1	_	_	PUNCT
crl-24835	523	1	_	_	PUNCT
crl-24835	524	1	_	_	PUNCT
crl-24835	525	1	_	_	PUNCT
crl-24835	526	1	_	_	PUNCT
crl-24835	527	1	_	_	PUNCT
crl-24835	528	1	_	_	PUNCT
crl-24835	529	1	_	_	PUNCT
crl-24835	530	1	_	_	PUNCT
crl-24835	531	1	_	_	PUNCT
crl-24835	532	1	_	_	PUNCT
crl-24835	533	1	_	_	PUNCT
crl-24835	534	1	_	_	PUNCT
crl-24835	535	1	_	_	PUNCT
crl-24835	536	1	_	_	PUNCT
crl-24835	537	1	_	_	PUNCT
crl-24835	538	1	_	_	PUNCT
crl-24835	539	1	_	_	PUNCT
crl-24835	540	1	_	_	PUNCT
crl-24835	541	1	_	_	PUNCT
crl-24835	542	1	_	_	PUNCT
crl-24835	543	1	q7	q7	PROPN
crl-24835	543	2	when	when	SCONJ
crl-24835	543	3	looking	look	VERB
crl-24835	543	4	for	for	ADP
crl-24835	543	5	financial	financial	ADJ
crl-24835	543	6	information	information	NOUN
crl-24835	543	7	,	,	PUNCT
crl-24835	543	8	what	what	DET
crl-24835	543	9	criteria	criterion	NOUN
crl-24835	543	10	is	be	AUX
crl-24835	543	11	important	important	ADJ
crl-24835	543	12	to	to	ADP
crl-24835	543	13	you	you	PRON
crl-24835	543	14	?	?	PUNCT
crl-24835	544	1	□	□	PUNCT
crl-24835	544	2	currency	currency	NOUN
crl-24835	544	3	of	of	ADP
crl-24835	544	4	information	information	NOUN
crl-24835	544	5	(	(	PUNCT
crl-24835	544	6	1	1	NUM
crl-24835	544	7	)	)	PUNCT
crl-24835	544	8	□	□	PUNCT
crl-24835	544	9	trustworthiness	trustworthiness	NOUN
crl-24835	544	10	of	of	ADP
crl-24835	544	11	a	a	DET
crl-24835	544	12	source	source	NOUN
crl-24835	544	13	(	(	PUNCT
crl-24835	544	14	2	2	NUM
crl-24835	544	15	)	)	PUNCT
crl-24835	544	16	□	□	PUNCT
crl-24835	544	17	expertise	expertise	NOUN
crl-24835	544	18	of	of	ADP
crl-24835	544	19	a	a	DET
crl-24835	544	20	source	source	NOUN
crl-24835	544	21	(	(	PUNCT
crl-24835	544	22	3	3	NUM
crl-24835	544	23	)	)	PUNCT
crl-24835	544	24	□	□	PUNCT
crl-24835	544	25	purpose	purpose	NOUN
crl-24835	544	26	of	of	ADP
crl-24835	544	27	a	a	DET
crl-24835	544	28	source	source	NOUN
crl-24835	544	29	(	(	PUNCT
crl-24835	544	30	education	education	NOUN
crl-24835	544	31	,	,	PUNCT
crl-24835	544	32	selling	sell	VERB
crl-24835	544	33	something	something	PRON
crl-24835	544	34	,	,	PUNCT
crl-24835	544	35	etc	etc	X
crl-24835	544	36	.	.	X
crl-24835	544	37	)	)	PUNCT
crl-24835	544	38	(	(	PUNCT
crl-24835	544	39	5	5	X
crl-24835	544	40	)	)	PUNCT
crl-24835	544	41	□	□	PUNCT
crl-24835	544	42	other	other	ADJ
crl-24835	544	43	criteria	criterion	NOUN
crl-24835	544	44	(	(	PUNCT
crl-24835	544	45	please	please	INTJ
crl-24835	544	46	describe	describe	VERB
crl-24835	544	47	)	)	PUNCT
crl-24835	544	48	(	(	PUNCT
crl-24835	544	49	6	6	NUM
crl-24835	544	50	)	)	PUNCT
crl-24835	545	1	_	_	PUNCT
crl-24835	546	1	_	_	PUNCT
crl-24835	547	1	_	_	PUNCT
crl-24835	548	1	_	_	PUNCT
crl-24835	549	1	_	_	PUNCT
crl-24835	550	1	_	_	PUNCT
crl-24835	551	1	_	_	PUNCT
crl-24835	552	1	_	_	PUNCT
crl-24835	553	1	_	_	PUNCT
crl-24835	554	1	_	_	PUNCT
crl-24835	555	1	_	_	PUNCT
crl-24835	556	1	_	_	PUNCT
crl-24835	557	1	_	_	PUNCT
crl-24835	558	1	_	_	PUNCT
crl-24835	559	1	_	_	PUNCT
crl-24835	560	1	_	_	PUNCT
crl-24835	561	1	_	_	PUNCT
crl-24835	562	1	_	_	PUNCT
crl-24835	563	1	_	_	PUNCT
crl-24835	564	1	_	_	PUNCT
crl-24835	565	1	_	_	PUNCT
crl-24835	566	1	_	_	PUNCT
crl-24835	567	1	_	_	PUNCT
crl-24835	568	1	_	_	PUNCT
crl-24835	569	1	_	_	PUNCT
crl-24835	570	1	_	_	PUNCT
crl-24835	571	1	_	_	PUNCT
crl-24835	572	1	_	_	PUNCT
crl-24835	573	1	_	_	PUNCT
crl-24835	574	1	_	_	PUNCT
crl-24835	575	1	_	_	PUNCT
crl-24835	576	1	_	_	PUNCT
crl-24835	577	1	_	_	PUNCT
crl-24835	578	1	_	_	PUNCT
crl-24835	579	1	_	_	PUNCT
crl-24835	580	1	_	_	PUNCT
crl-24835	581	1	_	_	PUNCT
crl-24835	582	1	_	_	PUNCT
crl-24835	583	1	q8	q8	PROPN
crl-24835	583	2	how	how	SCONJ
crl-24835	583	3	strongly	strongly	ADV
crl-24835	583	4	do	do	AUX
crl-24835	583	5	you	you	PRON
crl-24835	583	6	agree	agree	VERB
crl-24835	583	7	or	or	CCONJ
crl-24835	583	8	disagree	disagree	VERB
crl-24835	583	9	with	with	ADP
crl-24835	583	10	the	the	DET
crl-24835	583	11	following	following	ADJ
crl-24835	583	12	statements	statement	NOUN
crl-24835	583	13	about	about	ADP
crl-24835	583	14	searching	search	VERB
crl-24835	583	15	for	for	ADP
crl-24835	583	16	financial	financial	ADJ
crl-24835	583	17	information	information	NOUN
crl-24835	583	18	?	?	PUNCT
crl-24835	584	1	disagree	disagree	VERB
crl-24835	584	2	(	(	PUNCT
crl-24835	584	3	1	1	X
crl-24835	584	4	)	)	PUNCT
crl-24835	584	5	somewhat	somewhat	ADV
crl-24835	584	6	disagree	disagree	VERB
crl-24835	584	7	(	(	PUNCT
crl-24835	584	8	2	2	X
crl-24835	584	9	)	)	PUNCT
crl-24835	584	10	neither	neither	CCONJ
crl-24835	584	11	agree	agree	VERB
crl-24835	584	12	or	or	CCONJ
crl-24835	584	13	disagree	disagree	VERB
crl-24835	584	14	(	(	PUNCT
crl-24835	584	15	3	3	X
crl-24835	584	16	)	)	PUNCT
crl-24835	584	17	somewhat	somewhat	ADV
crl-24835	584	18	agree	agree	VERB
crl-24835	584	19	(	(	PUNCT
crl-24835	584	20	4	4	X
crl-24835	584	21	)	)	PUNCT
crl-24835	584	22	agree	agree	VERB
crl-24835	584	23	(	(	PUNCT
crl-24835	584	24	5	5	NUM
crl-24835	584	25	)	)	PUNCT
crl-24835	584	26	there	there	PRON
crl-24835	584	27	is	be	VERB
crl-24835	584	28	too	too	ADV
crl-24835	584	29	much	much	ADJ
crl-24835	584	30	information	information	NOUN
crl-24835	584	31	(	(	PUNCT
crl-24835	584	32	1	1	X
crl-24835	584	33	)	)	PUNCT
crl-24835	584	34	i	i	PRON
crl-24835	584	35	do	do	AUX
crl-24835	584	36	n’t	not	PART
crl-24835	584	37	know	know	VERB
crl-24835	584	38	where	where	SCONJ
crl-24835	584	39	to	to	PART
crl-24835	584	40	look	look	VERB
crl-24835	584	41	(	(	PUNCT
crl-24835	584	42	2	2	X
crl-24835	584	43	)	)	PUNCT
crl-24835	584	44	i	i	PRON
crl-24835	584	45	find	find	VERB
crl-24835	584	46	information	information	NOUN
crl-24835	584	47	that	that	PRON
crl-24835	584	48	contradicts	contradict	VERB
crl-24835	584	49	itself	itself	PRON
crl-24835	584	50	(	(	PUNCT
crl-24835	584	51	3	3	X
crl-24835	584	52	)	)	PUNCT
crl-24835	584	53	i	i	PRON
crl-24835	584	54	do	do	AUX
crl-24835	584	55	n’t	not	PART
crl-24835	584	56	trust	trust	VERB
crl-24835	584	57	the	the	DET
crl-24835	584	58	information	information	NOUN
crl-24835	584	59	i	i	PRON
crl-24835	584	60	find	find	VERB
crl-24835	584	61	(	(	PUNCT
crl-24835	584	62	4	4	X
crl-24835	584	63	)	)	PUNCT
crl-24835	584	64	i	i	PRON
crl-24835	584	65	would	would	AUX
crl-24835	584	66	rather	rather	ADV
crl-24835	584	67	ask	ask	VERB
crl-24835	584	68	someone	someone	PRON
crl-24835	584	69	for	for	ADP
crl-24835	584	70	help	help	NOUN
crl-24835	584	71	than	than	SCONJ
crl-24835	584	72	look	look	VERB
crl-24835	584	73	for	for	ADP
crl-24835	584	74	information	information	NOUN
crl-24835	584	75	on	on	ADP
crl-24835	584	76	my	my	PRON
crl-24835	584	77	own	own	ADJ
crl-24835	584	78	(	(	PUNCT
crl-24835	584	79	5	5	NUM
crl-24835	584	80	)	)	PUNCT
crl-24835	584	81	q9	q9	PROPN
crl-24835	584	82	financial	financial	ADJ
crl-24835	584	83	literacy	literacy	NOUN
crl-24835	584	84	is	be	AUX
crl-24835	584	85	a	a	DET
crl-24835	584	86	broad	broad	ADJ
crl-24835	584	87	term	term	NOUN
crl-24835	584	88	that	that	PRON
crl-24835	584	89	includes	include	VERB
crl-24835	584	90	knowledge	knowledge	NOUN
crl-24835	584	91	about	about	ADP
crl-24835	584	92	personal	personal	ADJ
crl-24835	584	93	finance	finance	NOUN
crl-24835	584	94	,	,	PUNCT
crl-24835	584	95	budgets	budget	NOUN
crl-24835	584	96	,	,	PUNCT
crl-24835	584	97	savings	saving	NOUN
crl-24835	584	98	,	,	PUNCT
crl-24835	584	99	spending	spending	NOUN
crl-24835	584	100	,	,	PUNCT
crl-24835	584	101	etc	etc	X
crl-24835	584	102	.	.	X
crl-24835	584	103	have	have	AUX
crl-24835	584	104	you	you	PRON
crl-24835	584	105	had	have	VERB
crl-24835	584	106	any	any	DET
crl-24835	584	107	formal	formal	ADJ
crl-24835	584	108	financial	financial	ADJ
crl-24835	584	109	literacy	literacy	NOUN
crl-24835	584	110	instruction	instruction	NOUN
crl-24835	584	111	of	of	ADP
crl-24835	584	112	this	this	DET
crl-24835	584	113	nature	nature	NOUN
crl-24835	584	114	?	?	PUNCT
crl-24835	585	1	□	□	PUNCT
crl-24835	585	2	yes	yes	INTJ
crl-24835	585	3	(	(	PUNCT
crl-24835	585	4	1	1	NUM
crl-24835	585	5	)	)	PUNCT
crl-24835	585	6	□	□	PUNCT
crl-24835	585	7	no	no	PRON
crl-24835	585	8	(	(	PUNCT
crl-24835	585	9	2	2	NUM
crl-24835	585	10	)	)	PUNCT
crl-24835	585	11	□	□	PUNCT
crl-24835	585	12	other	other	ADJ
crl-24835	585	13	(	(	PUNCT
crl-24835	585	14	3	3	NUM
crl-24835	585	15	)	)	PUNCT
crl-24835	585	16	_	_	PUNCT
crl-24835	586	1	_	_	PUNCT
crl-24835	587	1	_	_	PUNCT
crl-24835	588	1	_	_	PUNCT
crl-24835	589	1	_	_	PUNCT
crl-24835	590	1	_	_	PUNCT
crl-24835	591	1	_	_	PUNCT
crl-24835	592	1	_	_	PUNCT
crl-24835	593	1	_	_	PUNCT
crl-24835	594	1	_	_	PUNCT
crl-24835	595	1	_	_	PUNCT
crl-24835	596	1	_	_	PUNCT
crl-24835	597	1	_	_	PUNCT
crl-24835	598	1	_	_	PUNCT
crl-24835	599	1	_	_	PUNCT
crl-24835	600	1	_	_	PUNCT
crl-24835	601	1	_	_	PUNCT
crl-24835	602	1	_	_	PUNCT
crl-24835	603	1	_	_	PUNCT
crl-24835	604	1	_	_	PUNCT
crl-24835	605	1	_	_	PUNCT
crl-24835	606	1	_	_	PUNCT
crl-24835	607	1	_	_	PUNCT
crl-24835	608	1	_	_	PUNCT
crl-24835	609	1	_	_	PUNCT
crl-24835	610	1	_	_	PUNCT
crl-24835	611	1	_	_	PUNCT
crl-24835	612	1	_	_	PUNCT
crl-24835	613	1	_	_	PUNCT
crl-24835	614	1	_	_	PUNCT
crl-24835	615	1	_	_	PUNCT
crl-24835	616	1	_	_	PUNCT
crl-24835	617	1	_	_	PUNCT
crl-24835	618	1	_	_	PUNCT
crl-24835	619	1	_	_	PUNCT
crl-24835	620	1	_	_	PUNCT
crl-24835	621	1	_	_	PUNCT
crl-24835	622	1	_	_	PUNCT
crl-24835	623	1	_	_	PUNCT
crl-24835	624	1	_	_	PUNCT
crl-24835	625	1	_	_	PUNCT
crl-24835	626	1	_	_	PUNCT
crl-24835	627	1	_	_	PUNCT
crl-24835	628	1	_	_	PUNCT
crl-24835	629	1	_	_	PUNCT
crl-24835	630	1	_	_	PUNCT
crl-24835	631	1	_	_	PUNCT
crl-24835	632	1	_	_	PUNCT
crl-24835	632	2	q10	q10	PROPN
crl-24835	632	3	what	what	PRON
crl-24835	632	4	is	be	AUX
crl-24835	632	5	your	your	PRON
crl-24835	632	6	age	age	NOUN
crl-24835	632	7	?	?	PUNCT
crl-24835	633	1	□	□	PUNCT
crl-24835	633	2	18	18	NUM
crl-24835	633	3	-	-	SYM
crl-24835	633	4	20	20	NUM
crl-24835	633	5	(	(	PUNCT
crl-24835	633	6	1	1	NUM
crl-24835	633	7	)	)	PUNCT
crl-24835	633	8	□	□	PUNCT
crl-24835	633	9	21	21	NUM
crl-24835	633	10	-	-	SYM
crl-24835	633	11	23	23	NUM
crl-24835	633	12	(	(	PUNCT
crl-24835	633	13	2	2	NUM
crl-24835	633	14	)	)	PUNCT
crl-24835	633	15	□	□	SYM
crl-24835	633	16	24	24	NUM
crl-24835	633	17	-	-	SYM
crl-24835	633	18	26	26	NUM
crl-24835	633	19	(	(	PUNCT
crl-24835	633	20	3	3	NUM
crl-24835	633	21	)	)	PUNCT
crl-24835	633	22	□	□	PUNCT
crl-24835	633	23	27	27	NUM
crl-24835	633	24	-	-	SYM
crl-24835	633	25	29	29	NUM
crl-24835	633	26	(	(	PUNCT
crl-24835	633	27	4	4	NUM
crl-24835	633	28	)	)	PUNCT
crl-24835	633	29	□	□	SYM
crl-24835	633	30	30	30	NUM
crl-24835	633	31	or	or	CCONJ
crl-24835	633	32	older	old	ADJ
crl-24835	633	33	(	(	PUNCT
crl-24835	633	34	5	5	NUM
crl-24835	633	35	)	)	PUNCT
crl-24835	633	36	they	they	PRON
crl-24835	633	37	seek	seek	VERB
crl-24835	633	38	,	,	PUNCT
crl-24835	633	39	but	but	CCONJ
crl-24835	633	40	do	do	AUX
crl-24835	633	41	they	they	PRON
crl-24835	633	42	find	find	VERB
crl-24835	633	43	?	?	PUNCT
crl-24835	634	1	283	283	NUM
crl-24835	634	2	q11	q11	NOUN
crl-24835	634	3	what	what	PRON
crl-24835	634	4	is	be	AUX
crl-24835	634	5	your	your	PRON
crl-24835	634	6	class	class	NOUN
crl-24835	634	7	standing	standing	NOUN
crl-24835	634	8	?	?	PUNCT
crl-24835	635	1	□	□	PUNCT
crl-24835	635	2	freshman	freshman	NOUN
crl-24835	635	3	(	(	PUNCT
crl-24835	635	4	1	1	NUM
crl-24835	635	5	)	)	PUNCT
crl-24835	635	6	□	□	PUNCT
crl-24835	635	7	sophomore	sophomore	NOUN
crl-24835	635	8	(	(	PUNCT
crl-24835	635	9	2	2	NUM
crl-24835	635	10	)	)	PUNCT
crl-24835	635	11	□	□	PUNCT
crl-24835	635	12	junior	junior	ADJ
crl-24835	635	13	(	(	PUNCT
crl-24835	635	14	3	3	NUM
crl-24835	635	15	)	)	PUNCT
crl-24835	635	16	□	□	PUNCT
crl-24835	635	17	senior	senior	ADJ
crl-24835	635	18	(	(	PUNCT
crl-24835	635	19	4	4	NUM
crl-24835	635	20	)	)	PUNCT
crl-24835	635	21	□	□	PUNCT
crl-24835	635	22	graduate	graduate	NOUN
crl-24835	635	23	(	(	PUNCT
crl-24835	635	24	5	5	NUM
crl-24835	635	25	)	)	PUNCT
crl-24835	635	26	□	□	PUNCT
crl-24835	635	27	other	other	ADJ
crl-24835	635	28	(	(	PUNCT
crl-24835	635	29	6	6	NUM
crl-24835	635	30	)	)	PUNCT
crl-24835	635	31	_	_	PUNCT
crl-24835	636	1	_	_	PUNCT
crl-24835	637	1	_	_	PUNCT
crl-24835	638	1	_	_	PUNCT
crl-24835	639	1	_	_	PUNCT
crl-24835	640	1	_	_	PUNCT
crl-24835	641	1	_	_	PUNCT
crl-24835	642	1	_	_	PUNCT
crl-24835	643	1	_	_	PUNCT
crl-24835	644	1	_	_	PUNCT
crl-24835	645	1	_	_	PUNCT
crl-24835	646	1	_	_	PUNCT
crl-24835	647	1	_	_	PUNCT
crl-24835	648	1	_	_	PUNCT
crl-24835	649	1	_	_	PUNCT
crl-24835	650	1	_	_	PUNCT
crl-24835	651	1	_	_	PUNCT
crl-24835	652	1	_	_	PUNCT
crl-24835	653	1	_	_	PUNCT
crl-24835	654	1	_	_	PUNCT
crl-24835	655	1	_	_	PUNCT
crl-24835	656	1	_	_	PUNCT
crl-24835	657	1	_	_	PUNCT
crl-24835	658	1	_	_	PUNCT
crl-24835	659	1	_	_	PUNCT
crl-24835	660	1	_	_	PUNCT
crl-24835	661	1	_	_	PUNCT
crl-24835	662	1	_	_	PUNCT
crl-24835	663	1	_	_	PUNCT
crl-24835	664	1	_	_	PUNCT
crl-24835	665	1	_	_	PUNCT
crl-24835	666	1	_	_	PUNCT
crl-24835	667	1	_	_	PUNCT
crl-24835	668	1	_	_	PUNCT
crl-24835	669	1	_	_	PUNCT
crl-24835	670	1	_	_	PUNCT
crl-24835	671	1	_	_	PUNCT
crl-24835	672	1	_	_	PUNCT
crl-24835	673	1	_	_	PUNCT
crl-24835	674	1	_	_	PUNCT
crl-24835	675	1	_	_	PUNCT
crl-24835	676	1	_	_	PUNCT
crl-24835	677	1	_	_	PUNCT
crl-24835	678	1	_	_	PUNCT
crl-24835	679	1	_	_	PUNCT
crl-24835	680	1	_	_	PUNCT
crl-24835	681	1	_	_	PUNCT
crl-24835	682	1	_	_	PUNCT
crl-24835	682	2	q12	q12	NOUN
crl-24835	682	3	what	what	PRON
crl-24835	682	4	gender	gender	NOUN
crl-24835	682	5	identity	identity	NOUN
crl-24835	682	6	do	do	AUX
crl-24835	682	7	you	you	PRON
crl-24835	682	8	most	most	ADV
crl-24835	682	9	identify	identify	VERB
crl-24835	682	10	with	with	ADP
crl-24835	682	11	?	?	PUNCT
crl-24835	683	1	□	□	PUNCT
crl-24835	683	2	female	female	ADJ
crl-24835	683	3	(	(	PUNCT
crl-24835	683	4	1	1	NUM
crl-24835	683	5	)	)	PUNCT
crl-24835	683	6	□	□	PUNCT
crl-24835	683	7	male	male	ADJ
crl-24835	683	8	(	(	PUNCT
crl-24835	683	9	2	2	NUM
crl-24835	683	10	)	)	PUNCT
crl-24835	683	11	□	□	PUNCT
crl-24835	683	12	prefer	prefer	VERB
crl-24835	683	13	not	not	PART
crl-24835	683	14	to	to	PART
crl-24835	683	15	say	say	VERB
crl-24835	683	16	(	(	PUNCT
crl-24835	683	17	3	3	NUM
crl-24835	683	18	)	)	PUNCT
crl-24835	683	19	□	□	PUNCT
crl-24835	683	20	prefer	prefer	VERB
crl-24835	683	21	to	to	PART
crl-24835	683	22	self	self	NOUN
crl-24835	683	23	-	-	PUNCT
crl-24835	683	24	describe	describe	NOUN
crl-24835	683	25	(	(	PUNCT
crl-24835	683	26	4	4	NUM
crl-24835	683	27	)	)	PUNCT
crl-24835	683	28	_	_	PUNCT
crl-24835	684	1	_	_	PUNCT
crl-24835	685	1	_	_	PUNCT
crl-24835	686	1	_	_	PUNCT
crl-24835	687	1	_	_	PUNCT
crl-24835	688	1	_	_	PUNCT
crl-24835	689	1	_	_	PUNCT
crl-24835	690	1	_	_	PUNCT
crl-24835	691	1	_	_	PUNCT
crl-24835	692	1	_	_	PUNCT
crl-24835	693	1	_	_	PUNCT
crl-24835	694	1	_	_	PUNCT
crl-24835	695	1	_	_	PUNCT
crl-24835	696	1	_	_	PUNCT
crl-24835	697	1	_	_	PUNCT
crl-24835	698	1	_	_	PUNCT
crl-24835	699	1	_	_	PUNCT
crl-24835	700	1	_	_	PUNCT
crl-24835	701	1	_	_	PUNCT
crl-24835	702	1	_	_	PUNCT
crl-24835	703	1	_	_	PUNCT
crl-24835	704	1	_	_	PUNCT
crl-24835	705	1	_	_	PUNCT
crl-24835	706	1	_	_	PUNCT
crl-24835	707	1	_	_	PUNCT
crl-24835	708	1	_	_	PUNCT
crl-24835	709	1	_	_	PUNCT
crl-24835	710	1	_	_	PUNCT
crl-24835	711	1	_	_	PUNCT
crl-24835	712	1	_	_	PUNCT
crl-24835	713	1	_	_	PUNCT
crl-24835	714	1	_	_	PUNCT
crl-24835	715	1	_	_	PUNCT
crl-24835	716	1	_	_	PUNCT
crl-24835	717	1	_	_	PUNCT
crl-24835	718	1	_	_	PUNCT
crl-24835	719	1	_	_	PUNCT
crl-24835	720	1	_	_	PUNCT
crl-24835	721	1	_	_	PUNCT
crl-24835	722	1	_	_	PUNCT
crl-24835	723	1	_	_	PUNCT
crl-24835	724	1	_	_	PUNCT
crl-24835	725	1	_	_	PUNCT
crl-24835	726	1	_	_	PUNCT
crl-24835	727	1	_	_	PUNCT
crl-24835	728	1	_	_	PUNCT
crl-24835	729	1	_	_	PUNCT
crl-24835	730	1	_	_	PUNCT
crl-24835	730	2	q13	q13	NOUN
crl-24835	730	3	how	how	SCONJ
crl-24835	730	4	do	do	AUX
crl-24835	730	5	you	you	PRON
crl-24835	730	6	describe	describe	VERB
crl-24835	730	7	your	your	PRON
crl-24835	730	8	ethnicity	ethnicity	NOUN
crl-24835	730	9	?	?	PUNCT
crl-24835	731	1	□	□	PUNCT
crl-24835	731	2	white	white	ADJ
crl-24835	731	3	(	(	PUNCT
crl-24835	731	4	1	1	NUM
crl-24835	731	5	)	)	PUNCT
crl-24835	731	6	□	□	PUNCT
crl-24835	731	7	hispanic	hispanic	ADJ
crl-24835	731	8	or	or	CCONJ
crl-24835	731	9	latino	latino	ADJ
crl-24835	731	10	(	(	PUNCT
crl-24835	731	11	2	2	NUM
crl-24835	731	12	)	)	PUNCT
crl-24835	731	13	□	□	PUNCT
crl-24835	731	14	black	black	ADJ
crl-24835	731	15	or	or	CCONJ
crl-24835	731	16	african	african	ADJ
crl-24835	731	17	american	american	PROPN
crl-24835	731	18	(	(	PUNCT
crl-24835	731	19	3	3	NUM
crl-24835	731	20	)	)	PUNCT
crl-24835	731	21	□	□	PUNCT
crl-24835	731	22	native	native	ADJ
crl-24835	731	23	american	american	ADJ
crl-24835	731	24	or	or	CCONJ
crl-24835	731	25	american	american	PROPN
crl-24835	731	26	indian	indian	PROPN
crl-24835	731	27	(	(	PUNCT
crl-24835	731	28	4	4	NUM
crl-24835	731	29	)	)	PUNCT
crl-24835	731	30	□	□	PUNCT
crl-24835	731	31	asian	asian	ADJ
crl-24835	731	32	/	/	SYM
crl-24835	731	33	pacific	pacific	ADJ
crl-24835	731	34	islander	islander	NOUN
crl-24835	731	35	(	(	PUNCT
crl-24835	731	36	5	5	NUM
crl-24835	731	37	)	)	PUNCT
crl-24835	731	38	□	□	PUNCT
crl-24835	731	39	other	other	ADJ
crl-24835	731	40	(	(	PUNCT
crl-24835	731	41	6	6	NUM
crl-24835	731	42	)	)	PUNCT
crl-24835	731	43	_	_	PUNCT
crl-24835	732	1	_	_	PUNCT
crl-24835	733	1	_	_	PUNCT
crl-24835	734	1	_	_	PUNCT
crl-24835	735	1	_	_	PUNCT
crl-24835	736	1	_	_	PUNCT
crl-24835	737	1	_	_	PUNCT
crl-24835	738	1	_	_	PUNCT
crl-24835	739	1	_	_	PUNCT
crl-24835	740	1	_	_	PUNCT
crl-24835	741	1	_	_	PUNCT
crl-24835	742	1	_	_	PUNCT
crl-24835	743	1	_	_	PUNCT
crl-24835	744	1	_	_	PUNCT
crl-24835	745	1	_	_	PUNCT
crl-24835	746	1	_	_	PUNCT
crl-24835	747	1	_	_	PUNCT
crl-24835	748	1	_	_	PUNCT
crl-24835	749	1	_	_	PUNCT
crl-24835	750	1	_	_	PUNCT
crl-24835	751	1	_	_	PUNCT
crl-24835	752	1	_	_	PUNCT
crl-24835	753	1	_	_	PUNCT
crl-24835	754	1	_	_	PUNCT
crl-24835	755	1	_	_	PUNCT
crl-24835	756	1	_	_	PUNCT
crl-24835	757	1	_	_	PUNCT
crl-24835	758	1	_	_	PUNCT
crl-24835	759	1	_	_	PUNCT
crl-24835	760	1	_	_	PUNCT
crl-24835	761	1	_	_	PUNCT
crl-24835	762	1	_	_	PUNCT
crl-24835	763	1	_	_	PUNCT
crl-24835	764	1	_	_	PUNCT
crl-24835	765	1	_	_	PUNCT
crl-24835	766	1	_	_	PUNCT
crl-24835	767	1	_	_	PUNCT
crl-24835	768	1	_	_	PUNCT
crl-24835	769	1	_	_	PUNCT
crl-24835	770	1	_	_	PUNCT
crl-24835	771	1	_	_	PUNCT
crl-24835	772	1	_	_	PUNCT
crl-24835	773	1	_	_	PUNCT
crl-24835	774	1	_	_	PUNCT
crl-24835	775	1	_	_	PUNCT
crl-24835	776	1	_	_	PUNCT
crl-24835	777	1	_	_	PUNCT
crl-24835	778	1	_	_	PUNCT
crl-24835	778	2	□	□	PUNCT
crl-24835	778	3	prefer	prefer	VERB
crl-24835	778	4	not	not	PART
crl-24835	778	5	to	to	PART
crl-24835	778	6	answer	answer	VERB
crl-24835	778	7	(	(	PUNCT
crl-24835	778	8	7	7	X
crl-24835	778	9	)	)	PUNCT
crl-24835	778	10	q14	q14	NOUN
crl-24835	778	11	are	be	AUX
crl-24835	778	12	you	you	PRON
crl-24835	778	13	a	a	DET
crl-24835	778	14	first	first	ADJ
crl-24835	778	15	generation	generation	NOUN
crl-24835	778	16	student	student	NOUN
crl-24835	778	17	?	?	PUNCT
crl-24835	779	1	□	□	PUNCT
crl-24835	779	2	yes	yes	INTJ
crl-24835	779	3	(	(	PUNCT
crl-24835	779	4	1	1	NUM
crl-24835	779	5	)	)	PUNCT
crl-24835	779	6	□	□	PUNCT
crl-24835	779	7	no	no	PRON
crl-24835	779	8	(	(	PUNCT
crl-24835	779	9	2	2	NUM
crl-24835	779	10	)	)	PUNCT
crl-24835	779	11	notes	note	NOUN
crl-24835	779	12	1	1	NUM
crl-24835	779	13	.	.	PUNCT
crl-24835	779	14	kit	kit	NOUN
crl-24835	779	15	keller	keller	PROPN
crl-24835	779	16	et	et	PROPN
crl-24835	779	17	al	al	PROPN
crl-24835	779	18	.	.	PROPN
crl-24835	779	19	,	,	PUNCT
crl-24835	779	20	“	"	PUNCT
crl-24835	779	21	meeting	meet	VERB
crl-24835	779	22	the	the	DET
crl-24835	779	23	need	need	NOUN
crl-24835	779	24	for	for	ADP
crl-24835	779	25	library	library	NOUN
crl-24835	779	26	-	-	PUNCT
crl-24835	779	27	based	base	VERB
crl-24835	779	28	financial	financial	ADJ
crl-24835	779	29	literacy	literacy	NOUN
crl-24835	779	30	education	education	NOUN
crl-24835	779	31	,	,	PUNCT
crl-24835	779	32	”	"	PUNCT
crl-24835	779	33	reference	reference	NOUN
crl-24835	779	34	&	&	CCONJ
crl-24835	779	35	user	user	NOUN
crl-24835	779	36	services	service	NOUN
crl-24835	779	37	quarterly	quarterly	ADJ
crl-24835	779	38	54	54	NUM
crl-24835	779	39	,	,	PUNCT
crl-24835	779	40	no	no	INTJ
crl-24835	779	41	.	.	NOUN
crl-24835	779	42	3	3	NUM
crl-24835	779	43	(	(	PUNCT
crl-24835	779	44	2015	2015	NUM
crl-24835	779	45	):	):	PUNCT
crl-24835	779	46	47–51	47–51	NUM
crl-24835	779	47	.	.	NOUN
crl-24835	780	1	2	2	NUM
crl-24835	780	2	.	.	X
crl-24835	780	3	keller	keller	PROPN
crl-24835	780	4	et	et	PROPN
crl-24835	780	5	al	al	PROPN
crl-24835	780	6	.	.	PROPN
crl-24835	780	7	,	,	PUNCT
crl-24835	780	8	“	"	PUNCT
crl-24835	780	9	meeting	meet	VERB
crl-24835	780	10	the	the	DET
crl-24835	780	11	need	need	NOUN
crl-24835	780	12	for	for	ADP
crl-24835	780	13	library	library	NOUN
crl-24835	780	14	-	-	PUNCT
crl-24835	780	15	based	base	VERB
crl-24835	780	16	financial	financial	ADJ
crl-24835	780	17	literacy	literacy	NOUN
crl-24835	780	18	education	education	NOUN
crl-24835	780	19	.	.	PUNCT
crl-24835	780	20	”	"	PUNCT
crl-24835	781	1	3	3	NUM
crl-24835	781	2	.	.	X
crl-24835	781	3	catherine	catherine	PROPN
crl-24835	781	4	arnott	arnott	PROPN
crl-24835	781	5	smith	smith	PROPN
crl-24835	781	6	and	and	CCONJ
crl-24835	781	7	kristin	kristin	PROPN
crl-24835	781	8	eschenfelder	eschenfelder	NOUN
crl-24835	781	9	,	,	PUNCT
crl-24835	781	10	“	"	PUNCT
crl-24835	781	11	public	public	ADJ
crl-24835	781	12	libraries	library	NOUN
crl-24835	781	13	in	in	ADP
crl-24835	781	14	an	an	DET
crl-24835	781	15	age	age	NOUN
crl-24835	781	16	of	of	ADP
crl-24835	781	17	financial	financial	ADJ
crl-24835	781	18	complexity	complexity	NOUN
crl-24835	781	19	:	:	PUNCT
crl-24835	781	20	toward	toward	ADP
crl-24835	781	21	enhancing	enhance	VERB
crl-24835	781	22	community	community	NOUN
crl-24835	781	23	financial	financial	ADJ
crl-24835	781	24	literacy	literacy	NOUN
crl-24835	781	25	,	,	PUNCT
crl-24835	781	26	”	"	PUNCT
crl-24835	781	27	library	library	NOUN
crl-24835	781	28	quarterly	quarterly	ADV
crl-24835	781	29	83	83	NUM
crl-24835	781	30	,	,	PUNCT
crl-24835	781	31	no	no	INTJ
crl-24835	781	32	.	.	NOUN
crl-24835	781	33	4	4	NUM
crl-24835	781	34	(	(	PUNCT
crl-24835	781	35	october	october	PROPN
crl-24835	781	36	2013	2013	NUM
crl-24835	781	37	):	):	PUNCT
crl-24835	781	38	299–320	299–320	NUM
crl-24835	781	39	.	.	NOUN
crl-24835	782	1	4	4	NUM
crl-24835	782	2	.	.	NOUN
crl-24835	782	3	trevor	trevor	NOUN
crl-24835	782	4	a.	a.	NOUN
crl-24835	782	5	dawes	dawes	PROPN
crl-24835	782	6	,	,	PUNCT
crl-24835	782	7	“	"	PUNCT
crl-24835	782	8	libraries	library	NOUN
crl-24835	782	9	,	,	PUNCT
crl-24835	782	10	acrl	acrl	NOUN
crl-24835	782	11	and	and	CCONJ
crl-24835	782	12	financial	financial	ADJ
crl-24835	782	13	literacy	literacy	NOUN
crl-24835	782	14	:	:	PUNCT
crl-24835	782	15	helping	help	VERB
crl-24835	782	16	students	student	NOUN
crl-24835	782	17	make	make	VERB
crl-24835	782	18	sound	sound	ADJ
crl-24835	782	19	decisions	decision	NOUN
crl-24835	782	20	,	,	PUNCT
crl-24835	782	21	”	"	PUNCT
crl-24835	782	22	college	college	PROPN
crl-24835	782	23	&	&	CCONJ
crl-24835	782	24	research	research	PROPN
crl-24835	782	25	libraries	library	NOUN
crl-24835	782	26	news	news	NOUN
crl-24835	782	27	74	74	NUM
crl-24835	782	28	,	,	PUNCT
crl-24835	782	29	no	no	INTJ
crl-24835	782	30	.	.	NOUN
crl-24835	782	31	9	9	NUM
crl-24835	782	32	(	(	PUNCT
crl-24835	782	33	october	october	PROPN
crl-24835	782	34	2013	2013	NUM
crl-24835	782	35	):	):	PUNCT
crl-24835	782	36	466–67	466–67	NOUN
crl-24835	782	37	;	;	PUNCT
crl-24835	782	38	heather	heather	PROPN
crl-24835	782	39	jagman	jagman	PROPN
crl-24835	782	40	et	et	PROPN
crl-24835	782	41	al	al	PROPN
crl-24835	782	42	.	.	PROPN
crl-24835	782	43	,	,	PUNCT
crl-24835	782	44	“	"	PUNCT
crl-24835	782	45	financial	financial	ADJ
crl-24835	782	46	literacy	literacy	NOUN
crl-24835	782	47	across	across	ADP
crl-24835	782	48	the	the	DET
crl-24835	782	49	curriculum	curriculum	NOUN
crl-24835	782	50	(	(	PUNCT
crl-24835	782	51	and	and	CCONJ
crl-24835	782	52	beyond	beyond	ADP
crl-24835	782	53	)	)	PUNCT
crl-24835	782	54	,	,	PUNCT
crl-24835	782	55	”	"	PUNCT
crl-24835	782	56	college	college	PROPN
crl-24835	782	57	&	&	CCONJ
crl-24835	782	58	research	research	PROPN
crl-24835	782	59	libraries	library	NOUN
crl-24835	782	60	news	news	NOUN
crl-24835	782	61	75	75	NUM
crl-24835	782	62	,	,	PUNCT
crl-24835	782	63	no	no	INTJ
crl-24835	782	64	.	.	NOUN
crl-24835	782	65	5	5	NUM
crl-24835	782	66	(	(	PUNCT
crl-24835	782	67	may	may	PROPN
crl-24835	782	68	2014	2014	NUM
crl-24835	782	69	):	):	PUNCT
crl-24835	782	70	254–57	254–57	NUM
crl-24835	782	71	;	;	PUNCT
crl-24835	782	72	john	john	PROPN
crl-24835	782	73	roggenkamp	roggenkamp	PROPN
crl-24835	782	74	,	,	PUNCT
crl-24835	782	75	“	"	PUNCT
crl-24835	782	76	financial	financial	ADJ
crl-24835	782	77	literacy	literacy	NOUN
crl-24835	782	78	and	and	CCONJ
crl-24835	782	79	community	community	NOUN
crl-24835	782	80	colleges	college	NOUN
crl-24835	782	81	,	,	PUNCT
crl-24835	782	82	”	"	PUNCT
crl-24835	782	83	college	college	PROPN
crl-24835	782	84	&	&	CCONJ
crl-24835	782	85	research	research	PROPN
crl-24835	782	86	libraries	library	NOUN
crl-24835	782	87	news	news	NOUN
crl-24835	782	88	75	75	NUM
crl-24835	782	89	,	,	PUNCT
crl-24835	782	90	no	no	INTJ
crl-24835	782	91	.	.	NOUN
crl-24835	782	92	3	3	NUM
crl-24835	782	93	(	(	PUNCT
crl-24835	782	94	march	march	PROPN
crl-24835	782	95	2014	2014	NUM
crl-24835	782	96	):	):	PUNCT
crl-24835	782	97	142–43	142–43	NUM
crl-24835	782	98	;	;	PUNCT
crl-24835	782	99	esther	esther	PROPN
crl-24835	782	100	l.	l.	PROPN
crl-24835	782	101	gil	gil	PROPN
crl-24835	782	102	,	,	PUNCT
crl-24835	782	103	“	"	PUNCT
crl-24835	782	104	leading	lead	VERB
crl-24835	782	105	the	the	DET
crl-24835	782	106	way	way	NOUN
crl-24835	782	107	for	for	ADP
crl-24835	782	108	financial	financial	ADJ
crl-24835	782	109	literacy	literacy	NOUN
crl-24835	782	110	education	education	NOUN
crl-24835	782	111	:	:	PUNCT
crl-24835	782	112	a	a	DET
crl-24835	782	113	case	case	NOUN
crl-24835	782	114	study	study	NOUN
crl-24835	782	115	on	on	ADP
crl-24835	782	116	collaboration	collaboration	NOUN
crl-24835	782	117	,	,	PUNCT
crl-24835	782	118	”	"	PUNCT
crl-24835	782	119	journal	journal	NOUN
crl-24835	782	120	of	of	ADP
crl-24835	782	121	business	business	PROPN
crl-24835	782	122	&	&	CCONJ
crl-24835	782	123	finance	finance	PROPN
crl-24835	782	124	librarianship	librarianship	NOUN
crl-24835	782	125	20	20	NUM
crl-24835	782	126	,	,	PUNCT
crl-24835	782	127	no	no	INTJ
crl-24835	782	128	.	.	NOUN
crl-24835	782	129	1/2	1/2	NUM
crl-24835	782	130	(	(	PUNCT
crl-24835	782	131	april	april	PROPN
crl-24835	782	132	3	3	NUM
crl-24835	782	133	,	,	PUNCT
crl-24835	782	134	2015	2015	NUM
crl-24835	782	135	):	):	PUNCT
crl-24835	782	136	27–53	27–53	NUM
crl-24835	782	137	,	,	PUNCT
crl-24835	782	138	https://doi.org/10.1080/08963568.2015.978710	https://doi.org/10.1080/08963568.2015.978710	PROPN
crl-24835	782	139	;	;	PUNCT
crl-24835	782	140	lauren	lauren	PROPN
crl-24835	782	141	reiter	reiter	PROPN
crl-24835	782	142	,	,	PUNCT
crl-24835	782	143	“	"	PUNCT
crl-24835	782	144	financial	financial	ADJ
crl-24835	782	145	literacy	literacy	NOUN
crl-24835	782	146	and	and	CCONJ
crl-24835	782	147	the	the	DET
crl-24835	782	148	academic	academic	ADJ
crl-24835	782	149	library	library	NOUN
crl-24835	782	150	:	:	PUNCT
crl-24835	782	151	exploring	explore	VERB
crl-24835	782	152	the	the	DET
crl-24835	782	153	peer	peer	NOUN
crl-24835	782	154	-	-	PUNCT
crl-24835	782	155	to	to	ADP
crl-24835	782	156	-	-	PUNCT
crl-24835	782	157	peer	peer	NOUN
crl-24835	782	158	approach	approach	NOUN
crl-24835	782	159	,	,	PUNCT
crl-24835	782	160	”	"	PUNCT
crl-24835	782	161	journal	journal	NOUN
crl-24835	782	162	of	of	ADP
crl-24835	782	163	business	business	PROPN
crl-24835	782	164	&	&	CCONJ
crl-24835	782	165	finance	finance	PROPN
crl-24835	782	166	librarianship	librarianship	NOUN
crl-24835	782	167	20	20	NUM
crl-24835	782	168	,	,	PUNCT
crl-24835	782	169	no	no	INTJ
crl-24835	782	170	.	.	NOUN
crl-24835	782	171	1/2	1/2	NUM
crl-24835	782	172	(	(	PUNCT
crl-24835	782	173	april	april	PROPN
crl-24835	782	174	3	3	NUM
crl-24835	782	175	,	,	PUNCT
crl-24835	782	176	2015	2015	NUM
crl-24835	782	177	):	):	PUNCT
crl-24835	782	178	54–65	54–65	NUM
crl-24835	782	179	,	,	PUNCT
crl-24835	782	180	https://doi.org/10.1080/08963568.2015.977732	https://doi.org/10.1080/08963568.2015.977732	PROPN
crl-24835	782	181	;	;	PUNCT
crl-24835	782	182	wendy	wendy	PROPN
crl-24835	782	183	c.	c.	PROPN
crl-24835	782	184	doucette	doucette	PROPN
crl-24835	782	185	,	,	PUNCT
crl-24835	782	186	“	"	PUNCT
crl-24835	782	187	why	why	SCONJ
crl-24835	782	188	our	our	PRON
crl-24835	782	189	financial	financial	ADJ
crl-24835	782	190	literacy	literacy	NOUN
crl-24835	782	191	programming	programming	NOUN
crl-24835	782	192	died	die	VERB
crl-24835	782	193	(	(	PUNCT
crl-24835	782	194	and	and	CCONJ
crl-24835	782	195	how	how	SCONJ
crl-24835	782	196	yours	yours	PRON
crl-24835	782	197	can	can	AUX
crl-24835	782	198	succeed	succeed	VERB
crl-24835	782	199	)	)	PUNCT
crl-24835	782	200	,	,	PUNCT
crl-24835	782	201	”	"	PUNCT
crl-24835	782	202	tennessee	tennessee	PROPN
crl-24835	782	203	libraries	librarie	VERB
crl-24835	782	204	67	67	NUM
crl-24835	782	205	,	,	PUNCT
crl-24835	782	206	no	no	INTJ
crl-24835	782	207	.	.	NOUN
crl-24835	782	208	4	4	NUM
crl-24835	782	209	(	(	PUNCT
crl-24835	782	210	2017	2017	NUM
crl-24835	782	211	)	)	PUNCT
crl-24835	782	212	;	;	PUNCT
crl-24835	782	213	tammy	tammy	PROPN
crl-24835	782	214	woodward	woodward	PROPN
crl-24835	782	215	and	and	CCONJ
crl-24835	782	216	sarah	sarah	PROPN
crl-24835	782	217	timm	timm	PROPN
crl-24835	782	218	,	,	PUNCT
crl-24835	782	219	“	"	PUNCT
crl-24835	782	220	creating	create	VERB
crl-24835	782	221	money	money	NOUN
crl-24835	782	222	smart	smart	ADJ
crl-24835	782	223	students	student	NOUN
crl-24835	782	224	:	:	PUNCT
crl-24835	782	225	using	use	VERB
crl-24835	782	226	money	money	NOUN
crl-24835	782	227	smart	smart	ADJ
crl-24835	782	228	week	week	NOUN
crl-24835	782	229	®	®	NOUN
crl-24835	782	230	as	as	ADP
crl-24835	782	231	a	a	DET
crl-24835	782	232	platform	platform	NOUN
crl-24835	782	233	for	for	ADP
crl-24835	782	234	outreach	outreach	NOUN
crl-24835	782	235	in	in	ADP
crl-24835	782	236	an	an	DET
crl-24835	782	237	academic	academic	ADJ
crl-24835	782	238	library	library	NOUN
crl-24835	782	239	,	,	PUNCT
crl-24835	782	240	”	"	PUNCT
crl-24835	782	241	texas	texas	PROPN
crl-24835	782	242	library	library	PROPN
crl-24835	782	243	journal	journal	PROPN
crl-24835	782	244	91	91	NUM
crl-24835	782	245	,	,	PUNCT
crl-24835	782	246	no	no	INTJ
crl-24835	782	247	.	.	NOUN
crl-24835	782	248	4	4	NUM
crl-24835	782	249	(	(	PUNCT
crl-24835	782	250	2015	2015	NUM
crl-24835	782	251	):	):	PUNCT
crl-24835	782	252	9–10	9–10	NOUN
crl-24835	782	253	;	;	PUNCT
crl-24835	782	254	emily	emily	PROPN
crl-24835	782	255	mross	mross	PROPN
crl-24835	782	256	and	and	CCONJ
crl-24835	782	257	lauren	lauren	PROPN
crl-24835	782	258	reiter	reiter	PROPN
crl-24835	782	259	,	,	PUNCT
crl-24835	782	260	“	"	PUNCT
crl-24835	782	261	partners	partner	NOUN
crl-24835	782	262	in	in	ADP
crl-24835	782	263	financial	financial	ADJ
crl-24835	782	264	literacy	literacy	NOUN
crl-24835	782	265	:	:	PUNCT
crl-24835	782	266	outreach	outreach	NOUN
crl-24835	782	267	to	to	ADP
crl-24835	782	268	student	student	NOUN
crl-24835	782	269	entrepreneurs	entrepreneur	NOUN
crl-24835	782	270	,	,	PUNCT
crl-24835	782	271	”	"	PUNCT
crl-24835	782	272	college	college	PROPN
crl-24835	782	273	&	&	CCONJ
crl-24835	782	274	research	research	PROPN
crl-24835	782	275	libraries	library	NOUN
crl-24835	782	276	news	news	NOUN
crl-24835	782	277	80	80	NUM
crl-24835	782	278	,	,	PUNCT
crl-24835	782	279	no	no	INTJ
crl-24835	782	280	.	.	NOUN
crl-24835	782	281	10	10	NUM
crl-24835	782	282	(	(	PUNCT
crl-24835	782	283	november	november	PROPN
crl-24835	782	284	2019	2019	NUM
crl-24835	782	285	):	):	PUNCT
crl-24835	782	286	575	575	NUM
crl-24835	782	287	;	;	PUNCT
crl-24835	782	288	emily	emily	PROPN
crl-24835	782	289	mross	mross	PROPN
crl-24835	782	290	,	,	PUNCT
crl-24835	782	291	“	"	PUNCT
crl-24835	782	292	laughing	laugh	VERB
crl-24835	782	293	all	all	DET
crl-24835	782	294	the	the	DET
crl-24835	782	295	way	way	NOUN
crl-24835	782	296	to	to	ADP
crl-24835	782	297	the	the	DET
crl-24835	782	298	bank	bank	NOUN
crl-24835	782	299	using	use	VERB
crl-24835	782	300	television	television	NOUN
crl-24835	782	301	clips	clip	NOUN
crl-24835	782	302	to	to	PART
crl-24835	782	303	promote	promote	VERB
crl-24835	782	304	financial	financial	ADJ
crl-24835	782	305	literacy	literacy	NOUN
crl-24835	782	306	,	,	PUNCT
crl-24835	782	307	”	"	PUNCT
crl-24835	782	308	ticker	ticker	NOUN
crl-24835	782	309	:	:	PUNCT
crl-24835	782	310	the	the	DET
crl-24835	782	311	academic	academic	ADJ
crl-24835	782	312	business	business	NOUN
crl-24835	782	313	library	library	PROPN
crl-24835	782	314	review	review	VERB
crl-24835	782	315	4	4	NUM
crl-24835	782	316	,	,	PUNCT
crl-24835	782	317	no	no	INTJ
crl-24835	782	318	.	.	NOUN
crl-24835	782	319	1	1	NUM
crl-24835	782	320	(	(	PUNCT
crl-24835	782	321	2019	2019	NUM
crl-24835	782	322	)	)	PUNCT
crl-24835	782	323	;	;	PUNCT
crl-24835	782	324	alyson	alyson	PROPN
crl-24835	782	325	vaaler	vaaler	PROPN
crl-24835	782	326	and	and	CCONJ
crl-24835	782	327	jennifer	jennifer	PROPN
crl-24835	782	328	wilhelm	wilhelm	PROPN
crl-24835	782	329	,	,	PUNCT
crl-24835	782	330	“	"	PUNCT
crl-24835	782	331	teaching	teach	VERB
crl-24835	782	332	financial	financial	ADJ
crl-24835	782	333	literacy	literacy	NOUN
crl-24835	782	334	through	through	ADP
crl-24835	782	335	the	the	DET
crl-24835	782	336	use	use	NOUN
crl-24835	782	337	of	of	ADP
crl-24835	782	338	market	market	NOUN
crl-24835	782	339	research	research	NOUN
crl-24835	782	340	and	and	CCONJ
crl-24835	782	341	advertising	advertise	VERB
crl-24835	782	342	instruchttps://doi.org/10.1080/08963568.2015.978710	instruchttps://doi.org/10.1080/08963568.2015.978710	PROPN
crl-24835	782	343	https://doi.org/10.1080/08963568.2015.977732	https://doi.org/10.1080/08963568.2015.977732	ADP
crl-24835	782	344	284	284	NUM
crl-24835	782	345	college	college	PROPN
crl-24835	782	346	&	&	CCONJ
crl-24835	782	347	research	research	PROPN
crl-24835	782	348	libraries	library	NOUN
crl-24835	782	349	march	march	PROPN
crl-24835	782	350	2021	2021	NUM
crl-24835	782	351	tion	tion	NOUN
crl-24835	782	352	:	:	PUNCT
crl-24835	782	353	a	a	DET
crl-24835	782	354	non	non	X
crl-24835	782	355	traditional	traditional	ADJ
crl-24835	782	356	approach	approach	NOUN
crl-24835	782	357	,	,	PUNCT
crl-24835	782	358	”	"	PUNCT
crl-24835	782	359	reference	reference	NOUN
crl-24835	782	360	services	service	NOUN
crl-24835	782	361	review	review	VERB
crl-24835	782	362	48	48	NUM
crl-24835	782	363	,	,	PUNCT
crl-24835	782	364	no	no	INTJ
crl-24835	782	365	.	.	NOUN
crl-24835	782	366	2	2	NUM
crl-24835	782	367	(	(	PUNCT
crl-24835	782	368	2020	2020	NUM
crl-24835	782	369	):	):	PUNCT
crl-24835	782	370	258–70	258–70	NUM
crl-24835	782	371	.	.	PUNCT
crl-24835	783	1	5	5	NUM
crl-24835	783	2	.	.	X
crl-24835	783	3	lauren	lauren	PROPN
crl-24835	783	4	reiter	reiter	PROPN
crl-24835	783	5	and	and	CCONJ
crl-24835	783	6	bronson	bronson	PROPN
crl-24835	783	7	ford	ford	PROPN
crl-24835	783	8	,	,	PUNCT
crl-24835	783	9	“	"	PUNCT
crl-24835	783	10	library	library	ADJ
crl-24835	783	11	support	support	NOUN
crl-24835	783	12	for	for	ADP
crl-24835	783	13	student	student	NOUN
crl-24835	783	14	financial	financial	ADJ
crl-24835	783	15	literacy	literacy	NOUN
crl-24835	783	16	:	:	PUNCT
crl-24835	783	17	a	a	DET
crl-24835	783	18	survey	survey	NOUN
crl-24835	783	19	of	of	ADP
crl-24835	783	20	librarians	librarian	NOUN
crl-24835	783	21	at	at	ADP
crl-24835	783	22	large	large	ADJ
crl-24835	783	23	academic	academic	ADJ
crl-24835	783	24	institutions	institution	NOUN
crl-24835	783	25	,	,	PUNCT
crl-24835	783	26	”	"	PUNCT
crl-24835	783	27	college	college	PROPN
crl-24835	783	28	&	&	CCONJ
crl-24835	783	29	research	research	PROPN
crl-24835	783	30	libraries	library	NOUN
crl-24835	783	31	80	80	NUM
crl-24835	783	32	,	,	PUNCT
crl-24835	783	33	no	no	INTJ
crl-24835	783	34	.	.	NOUN
crl-24835	783	35	5	5	NUM
crl-24835	783	36	(	(	PUNCT
crl-24835	783	37	july	july	PROPN
crl-24835	783	38	2019	2019	NUM
crl-24835	783	39	):	):	PUNCT
crl-24835	783	40	618–37	618–37	PROPN
crl-24835	783	41	.	.	NOUN
crl-24835	784	1	6	6	NUM
crl-24835	784	2	.	.	X
crl-24835	784	3	ashley	ashley	PROPN
crl-24835	784	4	e.	e.	PROPN
crl-24835	784	5	faulkner	faulkner	PROPN
crl-24835	784	6	,	,	PUNCT
crl-24835	784	7	“	"	PUNCT
crl-24835	784	8	financial	financial	ADJ
crl-24835	784	9	literacy	literacy	NOUN
crl-24835	784	10	education	education	NOUN
crl-24835	784	11	in	in	ADP
crl-24835	784	12	the	the	DET
crl-24835	784	13	united	united	PROPN
crl-24835	784	14	states	states	PROPN
crl-24835	784	15	:	:	PUNCT
crl-24835	784	16	exploring	explore	VERB
crl-24835	784	17	popular	popular	ADJ
crl-24835	784	18	personal	personal	ADJ
crl-24835	784	19	finance	finance	NOUN
crl-24835	784	20	literature	literature	NOUN
crl-24835	784	21	,	,	PUNCT
crl-24835	784	22	”	"	PUNCT
crl-24835	784	23	journal	journal	NOUN
crl-24835	784	24	of	of	ADP
crl-24835	784	25	librarianship	librarianship	NOUN
crl-24835	784	26	and	and	CCONJ
crl-24835	784	27	information	information	NOUN
crl-24835	784	28	science	science	NOUN
crl-24835	784	29	49	49	NUM
crl-24835	784	30	,	,	PUNCT
crl-24835	784	31	no	no	INTJ
crl-24835	784	32	.	.	NOUN
crl-24835	784	33	3	3	NUM
crl-24835	784	34	(	(	PUNCT
crl-24835	784	35	november	november	PROPN
crl-24835	784	36	20	20	NUM
crl-24835	784	37	,	,	PUNCT
crl-24835	784	38	2015	2015	NUM
crl-24835	784	39	):	):	PUNCT
crl-24835	784	40	287–98	287–98	NUM
crl-24835	784	41	,	,	PUNCT
crl-24835	784	42	https://	https://	PROPN
crl-24835	784	43	doi.org/10.1177/0961000615616106	doi.org/10.1177/0961000615616106	PROPN
crl-24835	784	44	.	.	PROPN
crl-24835	784	45	7	7	X
crl-24835	784	46	.	.	X
crl-24835	784	47	ashley	ashley	PROPN
crl-24835	784	48	e.	e.	PROPN
crl-24835	784	49	faulkner	faulkner	PROPN
crl-24835	784	50	,	,	PUNCT
crl-24835	784	51	“	"	PUNCT
crl-24835	784	52	financial	financial	ADJ
crl-24835	784	53	literacy	literacy	NOUN
crl-24835	784	54	education	education	NOUN
crl-24835	784	55	in	in	ADP
crl-24835	784	56	the	the	DET
crl-24835	784	57	united	united	PROPN
crl-24835	784	58	states	states	PROPN
crl-24835	784	59	:	:	PUNCT
crl-24835	784	60	library	library	NOUN
crl-24835	784	61	programming	programming	NOUN
crl-24835	784	62	versus	versus	ADP
crl-24835	784	63	popular	popular	ADJ
crl-24835	784	64	personal	personal	ADJ
crl-24835	784	65	finance	finance	NOUN
crl-24835	784	66	literature	literature	NOUN
crl-24835	784	67	,	,	PUNCT
crl-24835	784	68	”	"	PUNCT
crl-24835	784	69	reference	reference	NOUN
crl-24835	784	70	&	&	CCONJ
crl-24835	784	71	user	user	NOUN
crl-24835	784	72	services	service	NOUN
crl-24835	784	73	quarterly	quarterly	ADV
crl-24835	784	74	56	56	NUM
crl-24835	784	75	,	,	PUNCT
crl-24835	784	76	no	no	INTJ
crl-24835	784	77	.	.	NOUN
crl-24835	784	78	2	2	NUM
crl-24835	784	79	(	(	PUNCT
crl-24835	784	80	2016	2016	NUM
crl-24835	784	81	):	):	PUNCT
crl-24835	784	82	116–25	116–25	NUM
crl-24835	784	83	.	.	PUNCT
crl-24835	785	1	8	8	NUM
crl-24835	785	2	.	.	X
crl-24835	786	1	smith	smith	NOUN
crl-24835	786	2	and	and	CCONJ
crl-24835	786	3	eschenfelder	eschenfelder	ADJ
crl-24835	786	4	,	,	PUNCT
crl-24835	786	5	“	"	PUNCT
crl-24835	786	6	public	public	ADJ
crl-24835	786	7	libraries	library	NOUN
crl-24835	786	8	in	in	ADP
crl-24835	786	9	an	an	DET
crl-24835	786	10	age	age	NOUN
crl-24835	786	11	of	of	ADP
crl-24835	786	12	financial	financial	ADJ
crl-24835	786	13	complexity	complexity	NOUN
crl-24835	786	14	”	"	PUNCT
crl-24835	786	15	;	;	PUNCT
crl-24835	786	16	keller	keller	PROPN
crl-24835	786	17	et	et	PROPN
crl-24835	786	18	al	al	PROPN
crl-24835	786	19	.	.	PROPN
crl-24835	786	20	,	,	PUNCT
crl-24835	786	21	“	"	PUNCT
crl-24835	786	22	meeting	meet	VERB
crl-24835	786	23	the	the	DET
crl-24835	786	24	need	need	NOUN
crl-24835	786	25	for	for	ADP
crl-24835	786	26	library	library	NOUN
crl-24835	786	27	-	-	PUNCT
crl-24835	786	28	based	base	VERB
crl-24835	786	29	financial	financial	ADJ
crl-24835	786	30	literacy	literacy	NOUN
crl-24835	786	31	education	education	NOUN
crl-24835	786	32	”	"	PUNCT
crl-24835	786	33	;	;	PUNCT
crl-24835	786	34	reiter	reiter	NOUN
crl-24835	786	35	and	and	CCONJ
crl-24835	786	36	ford	ford	PROPN
crl-24835	786	37	,	,	PUNCT
crl-24835	786	38	“	"	PUNCT
crl-24835	786	39	library	library	ADJ
crl-24835	786	40	support	support	NOUN
crl-24835	786	41	for	for	ADP
crl-24835	786	42	student	student	NOUN
crl-24835	786	43	financial	financial	ADJ
crl-24835	786	44	literacy	literacy	NOUN
crl-24835	786	45	.	.	PUNCT
crl-24835	786	46	”	"	PUNCT
crl-24835	787	1	9	9	NUM
crl-24835	787	2	.	.	X
crl-24835	787	3	smith	smith	NOUN
crl-24835	787	4	and	and	CCONJ
crl-24835	787	5	eschenfelder	eschenfelder	ADJ
crl-24835	787	6	,	,	PUNCT
crl-24835	787	7	“	"	PUNCT
crl-24835	787	8	public	public	ADJ
crl-24835	787	9	libraries	library	NOUN
crl-24835	787	10	in	in	ADP
crl-24835	787	11	an	an	DET
crl-24835	787	12	age	age	NOUN
crl-24835	787	13	of	of	ADP
crl-24835	787	14	financial	financial	ADJ
crl-24835	787	15	complexity	complexity	NOUN
crl-24835	787	16	”	"	PUNCT
crl-24835	787	17	;	;	PUNCT
crl-24835	787	18	faulkner	faulkner	NOUN
crl-24835	787	19	,	,	PUNCT
crl-24835	787	20	“	"	PUNCT
crl-24835	787	21	financial	financial	ADJ
crl-24835	787	22	literacy	literacy	NOUN
crl-24835	787	23	education	education	NOUN
crl-24835	787	24	in	in	ADP
crl-24835	787	25	the	the	DET
crl-24835	787	26	united	united	PROPN
crl-24835	787	27	states	states	PROPN
crl-24835	787	28	”	"	PUNCT
crl-24835	787	29	;	;	PUNCT
crl-24835	787	30	reiter	reiter	NOUN
crl-24835	787	31	and	and	CCONJ
crl-24835	787	32	ford	ford	PROPN
crl-24835	787	33	,	,	PUNCT
crl-24835	787	34	“	"	PUNCT
crl-24835	787	35	library	library	ADJ
crl-24835	787	36	support	support	NOUN
crl-24835	787	37	for	for	ADP
crl-24835	787	38	student	student	NOUN
crl-24835	787	39	financial	financial	ADJ
crl-24835	787	40	literacy	literacy	NOUN
crl-24835	787	41	.	.	PUNCT
crl-24835	787	42	”	"	PUNCT
crl-24835	788	1	10	10	NUM
crl-24835	788	2	.	.	PUNCT
crl-24835	789	1	lynn	lynn	PROPN
crl-24835	789	2	sillipigni	sillipigni	PROPN
crl-24835	789	3	connaway	connaway	PROPN
crl-24835	789	4	,	,	PUNCT
crl-24835	789	5	timothy	timothy	PROPN
crl-24835	789	6	j.	j.	PROPN
crl-24835	789	7	dickey	dickey	PROPN
crl-24835	789	8	,	,	PUNCT
crl-24835	789	9	and	and	CCONJ
crl-24835	789	10	marie	marie	PROPN
crl-24835	789	11	l.	l.	PROPN
crl-24835	789	12	radford	radford	PROPN
crl-24835	789	13	,	,	PUNCT
crl-24835	789	14	“	"	PUNCT
crl-24835	789	15	if	if	SCONJ
crl-24835	789	16	it	it	PRON
crl-24835	789	17	is	be	AUX
crl-24835	789	18	too	too	ADV
crl-24835	789	19	inconvenient	inconvenient	ADJ
crl-24835	789	20	i	i	PRON
crl-24835	789	21	’m	’m	AUX
crl-24835	789	22	not	not	PART
crl-24835	789	23	going	go	VERB
crl-24835	789	24	after	after	ADP
crl-24835	789	25	it	it	PRON
crl-24835	789	26	:	:	PUNCT
crl-24835	789	27	convenience	convenience	NOUN
crl-24835	789	28	as	as	ADP
crl-24835	789	29	a	a	DET
crl-24835	789	30	critical	critical	ADJ
crl-24835	789	31	factor	factor	NOUN
crl-24835	789	32	in	in	ADP
crl-24835	789	33	information	information	NOUN
crl-24835	789	34	-	-	PUNCT
crl-24835	789	35	seeking	seek	VERB
crl-24835	789	36	behaviors	behavior	NOUN
crl-24835	789	37	,	,	PUNCT
crl-24835	789	38	”	"	PUNCT
crl-24835	789	39	library	library	NOUN
crl-24835	789	40	&	&	CCONJ
crl-24835	789	41	information	information	PROPN
crl-24835	789	42	science	science	PROPN
crl-24835	789	43	research	research	PROPN
crl-24835	789	44	33	33	NUM
crl-24835	789	45	,	,	PUNCT
crl-24835	789	46	no	no	INTJ
crl-24835	789	47	.	.	NOUN
crl-24835	789	48	3	3	NUM
crl-24835	789	49	(	(	PUNCT
crl-24835	789	50	jul	jul	PROPN
crl-24835	789	51	.	.	PROPN
crl-24835	789	52	2011	2011	NUM
crl-24835	789	53	):	):	PUNCT
crl-24835	789	54	179–90	179–90	NUM
crl-24835	789	55	,	,	PUNCT
crl-24835	789	56	https://doi.org/10.1016/j.lisr.2010.12.002	https://doi.org/10.1016/j.lisr.2010.12.002	PROPN
crl-24835	789	57	.	.	PUNCT
crl-24835	790	1	11	11	NUM
crl-24835	790	2	.	.	PUNCT
crl-24835	791	1	sloan	sloan	PROPN
crl-24835	791	2	komissarov	komissarov	PROPN
crl-24835	791	3	and	and	CCONJ
crl-24835	791	4	james	james	PROPN
crl-24835	791	5	murray	murray	PROPN
crl-24835	791	6	,	,	PUNCT
crl-24835	791	7	“	"	PUNCT
crl-24835	791	8	factors	factor	NOUN
crl-24835	791	9	that	that	PRON
crl-24835	791	10	influence	influence	NOUN
crl-24835	791	11	undergraduate	undergraduate	NOUN
crl-24835	791	12	information	information	NOUN
crl-24835	791	13	-	-	PUNCT
crl-24835	791	14	seeking	seek	VERB
crl-24835	791	15	behavior	behavior	NOUN
crl-24835	791	16	and	and	CCONJ
crl-24835	791	17	opportunities	opportunity	NOUN
crl-24835	791	18	for	for	ADP
crl-24835	791	19	student	student	NOUN
crl-24835	791	20	success	success	NOUN
crl-24835	791	21	,	,	PUNCT
crl-24835	791	22	”	"	PUNCT
crl-24835	791	23	journal	journal	NOUN
crl-24835	791	24	of	of	ADP
crl-24835	791	25	academic	academic	ADJ
crl-24835	791	26	librarianship	librarianship	NOUN
crl-24835	791	27	42	42	NUM
crl-24835	791	28	,	,	PUNCT
crl-24835	791	29	no	no	INTJ
crl-24835	791	30	.	.	NOUN
crl-24835	791	31	4	4	NUM
crl-24835	791	32	(	(	PUNCT
crl-24835	791	33	jul	jul	PROPN
crl-24835	791	34	.	.	PROPN
crl-24835	791	35	2016	2016	NUM
crl-24835	791	36	):	):	PUNCT
crl-24835	791	37	423–29	423–29	NOUN
crl-24835	791	38	,	,	PUNCT
crl-24835	791	39	https://doi	https://doi	PROPN
crl-24835	791	40	.	.	PUNCT
crl-24835	792	1	org/10.1016	org/10.1016	PROPN
crl-24835	792	2	/	/	SYM
crl-24835	792	3	j.acalib.2016.04.007	j.acalib.2016.04.007	PROPN
crl-24835	792	4	.	.	PROPN
crl-24835	792	5	12	12	NUM
crl-24835	792	6	.	.	PUNCT
crl-24835	793	1	barbara	barbara	PROPN
crl-24835	793	2	blummer	blummer	PROPN
crl-24835	793	3	,	,	PUNCT
crl-24835	793	4	sara	sara	PROPN
crl-24835	793	5	lohnes	lohne	NOUN
crl-24835	793	6	watulak	watulak	ADJ
crl-24835	793	7	,	,	PUNCT
crl-24835	793	8	and	and	CCONJ
crl-24835	793	9	jeffrey	jeffrey	PROPN
crl-24835	793	10	kenton	kenton	PROPN
crl-24835	793	11	,	,	PUNCT
crl-24835	793	12	“	"	PUNCT
crl-24835	793	13	the	the	DET
crl-24835	793	14	research	research	NOUN
crl-24835	793	15	experience	experience	NOUN
crl-24835	793	16	for	for	ADP
crl-24835	793	17	education	education	NOUN
crl-24835	793	18	graduate	graduate	NOUN
crl-24835	793	19	students	student	NOUN
crl-24835	793	20	:	:	PUNCT
crl-24835	793	21	a	a	DET
crl-24835	793	22	phenomenographic	phenomenographic	ADJ
crl-24835	793	23	study	study	NOUN
crl-24835	793	24	,	,	PUNCT
crl-24835	793	25	”	"	PUNCT
crl-24835	793	26	internet	internet	NOUN
crl-24835	793	27	reference	reference	NOUN
crl-24835	793	28	services	service	NOUN
crl-24835	793	29	quarterly	quarterly	ADV
crl-24835	793	30	17	17	NUM
crl-24835	793	31	,	,	PUNCT
crl-24835	793	32	no	no	INTJ
crl-24835	793	33	.	.	NOUN
crl-24835	793	34	3/4	3/4	NUM
crl-24835	793	35	(	(	PUNCT
crl-24835	793	36	jul.–dec	jul.–dec	PROPN
crl-24835	793	37	.	.	PUNCT
crl-24835	793	38	2012	2012	NUM
crl-24835	793	39	):	):	PUNCT
crl-24835	793	40	117–46	117–46	NUM
crl-24835	793	41	,	,	PUNCT
crl-24835	793	42	https://doi.org/10.1080/10875301.2012.747462	https://doi.org/10.1080/10875301.2012.747462	PROPN
crl-24835	793	43	;	;	PUNCT
crl-24835	793	44	julie	julie	PROPN
crl-24835	793	45	carpenter	carpenter	PROPN
crl-24835	793	46	et	et	PROPN
crl-24835	793	47	al	al	PROPN
crl-24835	793	48	.	.	PROPN
crl-24835	793	49	,	,	PUNCT
crl-24835	793	50	researchers	researcher	NOUN
crl-24835	793	51	of	of	ADP
crl-24835	793	52	tomorrow	tomorrow	NOUN
crl-24835	793	53	:	:	PUNCT
crl-24835	793	54	the	the	DET
crl-24835	793	55	research	research	NOUN
crl-24835	793	56	behavior	behavior	NOUN
crl-24835	793	57	of	of	ADP
crl-24835	793	58	generation	generation	NOUN
crl-24835	793	59	y	y	PROPN
crl-24835	793	60	doctoral	doctoral	ADJ
crl-24835	793	61	students	student	NOUN
crl-24835	793	62	(	(	PUNCT
crl-24835	793	63	london	london	PROPN
crl-24835	793	64	,	,	PUNCT
crl-24835	793	65	uk	uk	PROPN
crl-24835	793	66	:	:	PUNCT
crl-24835	793	67	british	british	ADJ
crl-24835	793	68	library	library	PROPN
crl-24835	793	69	and	and	CCONJ
crl-24835	793	70	jisc	jisc	PROPN
crl-24835	793	71	,	,	PUNCT
crl-24835	793	72	2007	2007	NUM
crl-24835	793	73	)	)	PUNCT
crl-24835	793	74	,	,	PUNCT
crl-24835	793	75	https://www.jisc.ac.uk/reports/researchers-of-tomorrow	https://www.jisc.ac.uk/reports/researchers-of-tomorrow	PROPN
crl-24835	793	76	;	;	PUNCT
crl-24835	793	77	andrea	andrea	PROPN
crl-24835	793	78	b.	b.	PROPN
crl-24835	793	79	twissbrooks	twissbrooks	PROPN
crl-24835	793	80	et	et	PROPN
crl-24835	793	81	al	al	PROPN
crl-24835	793	82	.	.	PROPN
crl-24835	793	83	,	,	PUNCT
crl-24835	793	84	“	"	PUNCT
crl-24835	793	85	a	a	DET
crl-24835	793	86	day	day	NOUN
crl-24835	793	87	in	in	ADP
crl-24835	793	88	the	the	DET
crl-24835	793	89	life	life	NOUN
crl-24835	793	90	of	of	ADP
crl-24835	793	91	third	third	ADJ
crl-24835	793	92	-	-	PUNCT
crl-24835	793	93	year	year	NOUN
crl-24835	793	94	medical	medical	ADJ
crl-24835	793	95	students	student	NOUN
crl-24835	793	96	:	:	PUNCT
crl-24835	793	97	using	use	VERB
crl-24835	793	98	an	an	DET
crl-24835	793	99	ethnographic	ethnographic	ADJ
crl-24835	793	100	method	method	NOUN
crl-24835	793	101	to	to	ADP
crl-24835	793	102	understanding	understand	VERB
crl-24835	793	103	information	information	NOUN
crl-24835	793	104	seeking	seeking	NOUN
crl-24835	793	105	and	and	CCONJ
crl-24835	793	106	use	use	NOUN
crl-24835	793	107	,	,	PUNCT
crl-24835	793	108	”	"	PUNCT
crl-24835	793	109	journal	journal	NOUN
crl-24835	793	110	of	of	ADP
crl-24835	793	111	medical	medical	PROPN
crl-24835	793	112	library	library	PROPN
crl-24835	793	113	association	association	PROPN
crl-24835	793	114	105	105	NUM
crl-24835	793	115	,	,	PUNCT
crl-24835	793	116	no	no	INTJ
crl-24835	793	117	.	.	NOUN
crl-24835	793	118	1	1	NUM
crl-24835	793	119	(	(	PUNCT
crl-24835	793	120	jan	jan	PROPN
crl-24835	793	121	.	.	PROPN
crl-24835	793	122	2017	2017	NUM
crl-24835	793	123	):	):	PUNCT
crl-24835	793	124	12–19	12–19	NUM
crl-24835	793	125	,	,	PUNCT
crl-24835	793	126	https://doi	https://doi	PROPN
crl-24835	793	127	.	.	PUNCT
crl-24835	794	1	org/10.5195	org/10.5195	ADP
crl-24835	794	2	/	/	SYM
crl-24835	794	3	jmla.2017.95	jmla.2017.95	NOUN
crl-24835	794	4	.	.	PUNCT
crl-24835	795	1	13	13	NUM
crl-24835	795	2	.	.	PUNCT
crl-24835	795	3	reijo	reijo	PROPN
crl-24835	795	4	savolainen	savolainen	PROPN
crl-24835	795	5	,	,	PUNCT
crl-24835	795	6	“	"	PUNCT
crl-24835	795	7	everyday	everyday	ADJ
crl-24835	795	8	life	life	NOUN
crl-24835	795	9	information	information	NOUN
crl-24835	795	10	seeking	seek	VERB
crl-24835	795	11	:	:	PUNCT
crl-24835	795	12	approaching	approach	VERB
crl-24835	795	13	information	information	NOUN
crl-24835	795	14	seeking	seek	VERB
crl-24835	795	15	in	in	ADP
crl-24835	795	16	the	the	DET
crl-24835	795	17	context	context	NOUN
crl-24835	795	18	of	of	ADP
crl-24835	795	19	way	way	NOUN
crl-24835	795	20	of	of	ADP
crl-24835	795	21	life	life	NOUN
crl-24835	795	22	,	,	PUNCT
crl-24835	795	23	”	"	PUNCT
crl-24835	795	24	library	library	NOUN
crl-24835	795	25	&	&	CCONJ
crl-24835	795	26	information	information	PROPN
crl-24835	795	27	science	science	PROPN
crl-24835	795	28	research	research	PROPN
crl-24835	795	29	17	17	NUM
crl-24835	795	30	,	,	PUNCT
crl-24835	795	31	no	no	INTJ
crl-24835	795	32	.	.	NOUN
crl-24835	795	33	3	3	NUM
crl-24835	795	34	(	(	PUNCT
crl-24835	795	35	1995	1995	NUM
crl-24835	795	36	):	):	PUNCT
crl-24835	795	37	259–94	259–94	NOUN
crl-24835	795	38	,	,	PUNCT
crl-24835	795	39	https://doi.org/10.1016/07408188(95)90048-9	https://doi.org/10.1016/07408188(95)90048-9	NOUN
crl-24835	795	40	;	;	PUNCT
crl-24835	795	41	elizabeth	elizabeth	PROPN
crl-24835	795	42	yakel	yakel	PROPN
crl-24835	795	43	,	,	PUNCT
crl-24835	795	44	“	"	PUNCT
crl-24835	795	45	seeking	seek	VERB
crl-24835	795	46	information	information	NOUN
crl-24835	795	47	,	,	PUNCT
crl-24835	795	48	seeking	seek	VERB
crl-24835	795	49	connections	connection	NOUN
crl-24835	795	50	,	,	PUNCT
crl-24835	795	51	seeking	seek	VERB
crl-24835	795	52	meaning	meaning	NOUN
crl-24835	795	53	:	:	PUNCT
crl-24835	795	54	genealogists	genealogist	NOUN
crl-24835	795	55	and	and	CCONJ
crl-24835	795	56	family	family	NOUN
crl-24835	795	57	historians	historian	NOUN
crl-24835	795	58	,	,	PUNCT
crl-24835	795	59	”	"	PUNCT
crl-24835	795	60	information	information	NOUN
crl-24835	795	61	research	research	NOUN
crl-24835	795	62	10	10	NUM
crl-24835	795	63	,	,	PUNCT
crl-24835	795	64	no	no	INTJ
crl-24835	795	65	.	.	NOUN
crl-24835	795	66	1	1	NUM
crl-24835	795	67	(	(	PUNCT
crl-24835	795	68	oct	oct	PROPN
crl-24835	795	69	.	.	PROPN
crl-24835	795	70	2004	2004	NUM
crl-24835	795	71	)	)	PUNCT
crl-24835	795	72	,	,	PUNCT
crl-24835	795	73	http://informationr.net/ir/10-1/paper205.html	http://informationr.net/ir/10-1/paper205.html	X
crl-24835	795	74	.	.	PUNCT
crl-24835	796	1	14	14	NUM
crl-24835	796	2	.	.	PUNCT
crl-24835	797	1	ann	ann	PROPN
crl-24835	797	2	starasts	starast	NOUN
crl-24835	797	3	,	,	PUNCT
crl-24835	797	4	“	"	PUNCT
crl-24835	797	5	unearthing	unearth	VERB
crl-24835	797	6	farmer	farmer	NOUN
crl-24835	797	7	’s	’s	PART
crl-24835	797	8	information	information	NOUN
crl-24835	797	9	seeking	seek	VERB
crl-24835	797	10	contexts	context	NOUN
crl-24835	797	11	and	and	CCONJ
crl-24835	797	12	challenges	challenge	NOUN
crl-24835	797	13	in	in	ADP
crl-24835	797	14	digital	digital	ADJ
crl-24835	797	15	,	,	PUNCT
crl-24835	797	16	local	local	ADJ
crl-24835	797	17	and	and	CCONJ
crl-24835	797	18	industry	industry	NOUN
crl-24835	797	19	environments	environment	NOUN
crl-24835	797	20	,	,	PUNCT
crl-24835	797	21	”	"	PUNCT
crl-24835	797	22	library	library	NOUN
crl-24835	797	23	&	&	CCONJ
crl-24835	797	24	information	information	PROPN
crl-24835	797	25	science	science	PROPN
crl-24835	797	26	research	research	PROPN
crl-24835	797	27	37	37	NUM
crl-24835	797	28	,	,	PUNCT
crl-24835	797	29	no	no	INTJ
crl-24835	797	30	.	.	NOUN
crl-24835	797	31	2	2	NUM
crl-24835	797	32	(	(	PUNCT
crl-24835	797	33	apr	apr	PROPN
crl-24835	797	34	.	.	NOUN
crl-24835	797	35	2015	2015	NUM
crl-24835	797	36	):	):	PUNCT
crl-24835	797	37	156–63	156–63	NUM
crl-24835	797	38	,	,	PUNCT
crl-24835	797	39	https://doi.org/10.1016/j	https://doi.org/10.1016/j	NOUN
crl-24835	797	40	.	.	PUNCT
crl-24835	798	1	lisr.2015.02.004	lisr.2015.02.004	NOUN
crl-24835	798	2	;	;	PUNCT
crl-24835	798	3	carol	carol	NOUN
crl-24835	798	4	tenopir	tenopir	PROPN
crl-24835	798	5	and	and	CCONJ
crl-24835	798	6	donald	donald	PROPN
crl-24835	798	7	w.	w.	PROPN
crl-24835	798	8	king	king	PROPN
crl-24835	798	9	,	,	PUNCT
crl-24835	798	10	communication	communication	NOUN
crl-24835	798	11	patterns	pattern	NOUN
crl-24835	798	12	of	of	ADP
crl-24835	798	13	engineers	engineer	NOUN
crl-24835	798	14	(	(	PUNCT
crl-24835	798	15	piscataway	piscataway	PROPN
crl-24835	798	16	,	,	PUNCT
crl-24835	798	17	nj	nj	PROPN
crl-24835	798	18	:	:	PUNCT
crl-24835	798	19	ieee	ieee	PROPN
crl-24835	798	20	press	press	NOUN
crl-24835	798	21	,	,	PUNCT
crl-24835	798	22	2004	2004	NUM
crl-24835	798	23	)	)	PUNCT
crl-24835	798	24	;	;	PUNCT
crl-24835	798	25	anne	anne	PROPN
crl-24835	798	26	m.	m.	PROPN
crl-24835	798	27	turner	turner	PROPN
crl-24835	798	28	et	et	PROPN
crl-24835	798	29	al	al	PROPN
crl-24835	798	30	.	.	PROPN
crl-24835	798	31	,	,	PUNCT
crl-24835	798	32	“	"	PUNCT
crl-24835	798	33	from	from	ADP
crl-24835	798	34	the	the	DET
crl-24835	798	35	ground	ground	NOUN
crl-24835	798	36	up	up	ADP
crl-24835	798	37	:	:	PUNCT
crl-24835	798	38	information	information	NOUN
crl-24835	798	39	needs	need	NOUN
crl-24835	798	40	of	of	ADP
crl-24835	798	41	nurses	nurse	NOUN
crl-24835	798	42	in	in	ADP
crl-24835	798	43	a	a	DET
crl-24835	798	44	rural	rural	ADJ
crl-24835	798	45	public	public	ADJ
crl-24835	798	46	health	health	NOUN
crl-24835	798	47	department	department	NOUN
crl-24835	798	48	in	in	ADP
crl-24835	798	49	oregon	oregon	PROPN
crl-24835	798	50	,	,	PUNCT
crl-24835	798	51	”	"	PUNCT
crl-24835	798	52	journal	journal	NOUN
crl-24835	798	53	of	of	ADP
crl-24835	798	54	the	the	DET
crl-24835	798	55	medical	medical	PROPN
crl-24835	798	56	library	library	PROPN
crl-24835	798	57	association	association	PROPN
crl-24835	798	58	96	96	NUM
crl-24835	798	59	,	,	PUNCT
crl-24835	798	60	no	no	INTJ
crl-24835	798	61	.	.	NOUN
crl-24835	798	62	4	4	NUM
crl-24835	798	63	(	(	PUNCT
crl-24835	798	64	oct	oct	PROPN
crl-24835	798	65	.	.	PROPN
crl-24835	798	66	2008	2008	NUM
crl-24835	798	67	):	):	PUNCT
crl-24835	798	68	335–42	335–42	NUM
crl-24835	798	69	,	,	PUNCT
crl-24835	798	70	https://doi	https://doi	PROPN
crl-24835	798	71	.	.	PUNCT
crl-24835	798	72	org/10.3163/1536	org/10.3163/1536	NOUN
crl-24835	798	73	-	-	PUNCT
crl-24835	798	74	5050.96.4.008	5050.96.4.008	NOUN
crl-24835	798	75	;	;	PUNCT
crl-24835	798	76	christopher	christopher	PROPN
crl-24835	798	77	p.	p.	PROPN
crl-24835	798	78	lueg	lueg	PROPN
crl-24835	798	79	,	,	PUNCT
crl-24835	798	80	“	"	PUNCT
crl-24835	798	81	beyond	beyond	ADP
crl-24835	798	82	faqs	faqs	NOUN
crl-24835	798	83	:	:	PUNCT
crl-24835	798	84	from	from	ADP
crl-24835	798	85	information	information	NOUN
crl-24835	798	86	sharing	share	VERB
crl-24835	798	87	to	to	AUX
crl-24835	798	88	knowledge	knowledge	NOUN
crl-24835	798	89	generation	generation	NOUN
crl-24835	798	90	in	in	ADP
crl-24835	798	91	online	online	ADJ
crl-24835	798	92	travel	travel	NOUN
crl-24835	798	93	communities	community	NOUN
crl-24835	798	94	,	,	PUNCT
crl-24835	798	95	”	"	PUNCT
crl-24835	798	96	in	in	ADP
crl-24835	798	97	proceedings	proceeding	NOUN
crl-24835	798	98	of	of	ADP
crl-24835	798	99	the	the	DET
crl-24835	798	100	international	international	ADJ
crl-24835	798	101	conference	conference	NOUN
crl-24835	798	102	for	for	ADP
crl-24835	798	103	the	the	DET
crl-24835	798	104	celebration	celebration	NOUN
crl-24835	798	105	of	of	ADP
crl-24835	798	106	the	the	DET
crl-24835	798	107	20th	20th	ADJ
crl-24835	798	108	anniversary	anniversary	NOUN
crl-24835	798	109	of	of	ADP
crl-24835	798	110	information	information	NOUN
crl-24835	798	111	studies	study	NOUN
crl-24835	798	112	,	,	PUNCT
crl-24835	798	113	eds	ed	NOUN
crl-24835	798	114	.	.	PUNCT
crl-24835	798	115	maija	maija	NOUN
crl-24835	798	116	-	-	PUNCT
crl-24835	798	117	leena	leena	NOUN
crl-24835	798	118	huotari	huotari	NOUN
crl-24835	798	119	and	and	CCONJ
crl-24835	798	120	elisabeth	elisabeth	PROPN
crl-24835	798	121	davenport	davenport	PROPN
crl-24835	798	122	(	(	PUNCT
crl-24835	798	123	oulu	oulu	PROPN
crl-24835	798	124	,	,	PUNCT
crl-24835	798	125	finland	finland	PROPN
crl-24835	798	126	:	:	PUNCT
crl-24835	798	127	oulu	oulu	PROPN
crl-24835	798	128	university	university	PROPN
crl-24835	798	129	press	press	NOUN
crl-24835	798	130	,	,	PUNCT
crl-24835	798	131	2008	2008	NUM
crl-24835	798	132	)	)	PUNCT
crl-24835	798	133	,	,	PUNCT
crl-24835	798	134	105–20	105–20	NUM
crl-24835	798	135	;	;	PUNCT
crl-24835	798	136	jameson	jameson	PROPN
crl-24835	798	137	otto	otto	PROPN
crl-24835	798	138	,	,	PUNCT
crl-24835	798	139	sara	sara	PROPN
crl-24835	798	140	metz	metz	PROPN
crl-24835	798	141	,	,	PUNCT
crl-24835	798	142	and	and	CCONJ
crl-24835	798	143	nathan	nathan	PROPN
crl-24835	798	144	ensmenger	ensmenger	PROPN
crl-24835	798	145	,	,	PUNCT
crl-24835	798	146	“	"	PUNCT
crl-24835	798	147	sports	sport	NOUN
crl-24835	798	148	fans	fan	NOUN
crl-24835	798	149	and	and	CCONJ
crl-24835	798	150	their	their	PRON
crl-24835	798	151	information	information	NOUN
crl-24835	798	152	gathering	gathering	NOUN
crl-24835	798	153	habits	habit	NOUN
crl-24835	798	154	:	:	PUNCT
crl-24835	798	155	how	how	SCONJ
crl-24835	798	156	media	medium	NOUN
crl-24835	798	157	technologies	technology	NOUN
crl-24835	798	158	have	have	AUX
crl-24835	798	159	brought	bring	VERB
crl-24835	798	160	fans	fan	NOUN
crl-24835	798	161	closer	close	ADV
crl-24835	798	162	to	to	ADP
crl-24835	798	163	their	their	PRON
crl-24835	798	164	teams	team	NOUN
crl-24835	798	165	over	over	ADP
crl-24835	798	166	time	time	NOUN
crl-24835	798	167	,	,	PUNCT
crl-24835	798	168	”	"	PUNCT
crl-24835	798	169	in	in	ADP
crl-24835	798	170	everyday	everyday	ADJ
crl-24835	798	171	information	information	NOUN
crl-24835	798	172	:	:	PUNCT
crl-24835	798	173	the	the	DET
crl-24835	798	174	evolution	evolution	NOUN
crl-24835	798	175	of	of	ADP
crl-24835	798	176	information	information	NOUN
crl-24835	798	177	seeking	seek	VERB
crl-24835	798	178	in	in	ADP
crl-24835	798	179	america	america	PROPN
crl-24835	798	180	,	,	PUNCT
crl-24835	798	181	eds	eds	PROPN
crl-24835	798	182	.	.	PUNCT
crl-24835	799	1	william	william	PROPN
crl-24835	799	2	aspray	aspray	PROPN
crl-24835	799	3	and	and	CCONJ
crl-24835	799	4	barbara	barbara	PROPN
crl-24835	799	5	m.	m.	PROPN
crl-24835	799	6	hayes	hayes	PROPN
crl-24835	799	7	(	(	PUNCT
crl-24835	799	8	cambridge	cambridge	PROPN
crl-24835	799	9	,	,	PUNCT
crl-24835	799	10	ma	ma	PROPN
crl-24835	799	11	:	:	PUNCT
crl-24835	799	12	mit	mit	PROPN
crl-24835	799	13	press	press	NOUN
crl-24835	799	14	,	,	PUNCT
crl-24835	799	15	2011	2011	NUM
crl-24835	799	16	)	)	PUNCT
crl-24835	799	17	,	,	PUNCT
crl-24835	799	18	185–216	185–216	NUM
crl-24835	799	19	.	.	PUNCT
crl-24835	799	20	15	15	NUM
crl-24835	799	21	.	.	PUNCT
crl-24835	800	1	kathrin	kathrin	PROPN
crl-24835	800	2	johansen	johansen	PROPN
crl-24835	800	3	,	,	PUNCT
crl-24835	800	4	“	"	PUNCT
crl-24835	800	5	information	information	NOUN
crl-24835	800	6	search	search	NOUN
crl-24835	800	7	in	in	ADP
crl-24835	800	8	pension	pension	NOUN
crl-24835	800	9	plan	plan	NOUN
crl-24835	800	10	decisions	decision	NOUN
crl-24835	800	11	,	,	PUNCT
crl-24835	800	12	”	"	PUNCT
crl-24835	800	13	applied	apply	VERB
crl-24835	800	14	economics	economic	NOUN
crl-24835	800	15	letters	letter	NOUN
crl-24835	800	16	20	20	NUM
crl-24835	800	17	,	,	PUNCT
crl-24835	800	18	no	no	INTJ
crl-24835	800	19	.	.	NOUN
crl-24835	800	20	18	18	NUM
crl-24835	800	21	(	(	PUNCT
crl-24835	800	22	dec	dec	PROPN
crl-24835	800	23	.	.	PROPN
crl-24835	800	24	2013	2013	NUM
crl-24835	800	25	):	):	PUNCT
crl-24835	800	26	1648–50	1648–50	NUM
crl-24835	800	27	,	,	PUNCT
crl-24835	800	28	https://doi.org/10.1080/13504851.2013.831163	https://doi.org/10.1080/13504851.2013.831163	PROPN
crl-24835	800	29	.	.	PROPN
crl-24835	800	30	16	16	NUM
crl-24835	800	31	.	.	PUNCT
crl-24835	801	1	chungwen	chungwen	PROPN
crl-24835	801	2	hsu	hsu	PROPN
crl-24835	801	3	,	,	PUNCT
crl-24835	801	4	“	"	PUNCT
crl-24835	801	5	information	information	NOUN
crl-24835	801	6	sources	source	NOUN
crl-24835	801	7	and	and	CCONJ
crl-24835	801	8	retirement	retirement	NOUN
crl-24835	801	9	savings	saving	NOUN
crl-24835	801	10	of	of	ADP
crl-24835	801	11	working	work	VERB
crl-24835	801	12	women	woman	NOUN
crl-24835	801	13	,	,	PUNCT
crl-24835	801	14	”	"	PUNCT
crl-24835	801	15	journal	journal	NOUN
crl-24835	801	16	of	of	ADP
crl-24835	801	17	financial	financial	ADJ
crl-24835	801	18	counseling	counseling	NOUN
crl-24835	801	19	and	and	CCONJ
crl-24835	801	20	planning	plan	VERB
crl-24835	801	21	27	27	NUM
crl-24835	801	22	,	,	PUNCT
crl-24835	801	23	no	no	INTJ
crl-24835	801	24	.	.	NOUN
crl-24835	801	25	2	2	NUM
crl-24835	801	26	(	(	PUNCT
crl-24835	801	27	dec	dec	PROPN
crl-24835	801	28	.	.	PROPN
crl-24835	801	29	2016	2016	NUM
crl-24835	801	30	):	):	PUNCT
crl-24835	801	31	252–64	252–64	NUM
crl-24835	801	32	,	,	PUNCT
crl-24835	801	33	http://dx.doi.org/10.1891/1052-3073.27.2.252	http://dx.doi.org/10.1891/1052-3073.27.2.252	PROPN
crl-24835	801	34	.	.	PUNCT
crl-24835	802	1	17	17	NUM
crl-24835	802	2	.	.	PUNCT
crl-24835	803	1	lisa	lisa	PROPN
crl-24835	803	2	g.	g.	PROPN
crl-24835	803	3	o’connor	o’connor	ADV
crl-24835	803	4	,	,	PUNCT
crl-24835	803	5	“	"	PUNCT
crl-24835	803	6	investors	investor	NOUN
crl-24835	803	7	’	'	PUNCT
crl-24835	803	8	information	information	NOUN
crl-24835	803	9	sharing	sharing	NOUN
crl-24835	803	10	and	and	CCONJ
crl-24835	803	11	use	use	NOUN
crl-24835	803	12	in	in	ADP
crl-24835	803	13	virtual	virtual	ADJ
crl-24835	803	14	communities	community	NOUN
crl-24835	803	15	,	,	PUNCT
crl-24835	803	16	”	"	PUNCT
crl-24835	803	17	journal	journal	NOUN
crl-24835	803	18	of	of	ADP
crl-24835	803	19	the	the	DET
crl-24835	803	20	american	american	ADJ
crl-24835	803	21	society	society	NOUN
crl-24835	803	22	for	for	ADP
crl-24835	803	23	information	information	NOUN
crl-24835	803	24	science	science	PROPN
crl-24835	803	25	&	&	CCONJ
crl-24835	803	26	technology	technology	PROPN
crl-24835	803	27	64	64	NUM
crl-24835	803	28	,	,	PUNCT
crl-24835	803	29	no	no	INTJ
crl-24835	803	30	.	.	NOUN
crl-24835	803	31	1	1	NUM
crl-24835	803	32	(	(	PUNCT
crl-24835	803	33	dec	dec	PROPN
crl-24835	803	34	.	.	PROPN
crl-24835	803	35	2012	2012	NUM
crl-24835	803	36	):	):	PUNCT
crl-24835	803	37	36–47	36–47	NUM
crl-24835	803	38	,	,	PUNCT
crl-24835	803	39	https://doi.org/10.1002/asi.22791	https://doi.org/10.1002/asi.22791	PROPN
crl-24835	803	40	.	.	PUNCT
crl-24835	804	1	18	18	NUM
crl-24835	804	2	.	.	X
crl-24835	804	3	lu	lu	PROPN
crl-24835	804	4	fan	fan	PROPN
crl-24835	804	5	and	and	CCONJ
crl-24835	804	6	swarn	swarn	PROPN
crl-24835	804	7	chatterjee	chatterjee	NOUN
crl-24835	804	8	,	,	PUNCT
crl-24835	804	9	“	"	PUNCT
crl-24835	804	10	borrowing	borrow	VERB
crl-24835	804	11	decisions	decision	NOUN
crl-24835	804	12	of	of	ADP
crl-24835	804	13	households	household	NOUN
crl-24835	804	14	:	:	PUNCT
crl-24835	804	15	an	an	DET
crl-24835	804	16	examination	examination	NOUN
crl-24835	804	17	of	of	ADP
crl-24835	804	18	the	the	DET
crl-24835	804	19	information	information	NOUN
crl-24835	804	20	search	search	NOUN
crl-24835	804	21	process	process	NOUN
crl-24835	804	22	,	,	PUNCT
crl-24835	804	23	”	"	PUNCT
crl-24835	804	24	journal	journal	NOUN
crl-24835	804	25	of	of	ADP
crl-24835	804	26	financial	financial	ADJ
crl-24835	804	27	counseling	counseling	NOUN
crl-24835	804	28	and	and	CCONJ
crl-24835	804	29	planning	plan	VERB
crl-24835	804	30	28	28	NUM
crl-24835	804	31	,	,	PUNCT
crl-24835	804	32	no	no	INTJ
crl-24835	804	33	.	.	NOUN
crl-24835	804	34	1	1	NUM
crl-24835	804	35	(	(	PUNCT
crl-24835	804	36	june	june	PROPN
crl-24835	804	37	2017	2017	NUM
crl-24835	804	38	):	):	PUNCT
crl-24835	805	1	95–106	95–106	NUM
crl-24835	805	2	,	,	PUNCT
crl-24835	805	3	https://doi.org/10.1891/10523073.28.1.95	https://doi.org/10.1891/10523073.28.1.95	PROPN
crl-24835	805	4	.	.	PROPN
crl-24835	805	5	19	19	NUM
crl-24835	805	6	.	.	PUNCT
crl-24835	805	7	reijo	reijo	PROPN
crl-24835	805	8	savolainen	savolainen	PROPN
crl-24835	805	9	,	,	PUNCT
crl-24835	805	10	“	"	PUNCT
crl-24835	805	11	source	source	NOUN
crl-24835	805	12	preference	preference	NOUN
crl-24835	805	13	criteria	criterion	NOUN
crl-24835	805	14	in	in	ADP
crl-24835	805	15	the	the	DET
crl-24835	805	16	context	context	NOUN
crl-24835	805	17	of	of	ADP
crl-24835	805	18	everyday	everyday	ADJ
crl-24835	805	19	projects	project	NOUN
crl-24835	805	20	:	:	PUNCT
crl-24835	805	21	relevance	relevance	NOUN
crl-24835	805	22	judgements	judgement	NOUN
crl-24835	805	23	made	make	VERB
crl-24835	805	24	by	by	ADP
crl-24835	805	25	prospective	prospective	ADJ
crl-24835	805	26	home	home	NOUN
crl-24835	805	27	buyers	buyer	NOUN
crl-24835	805	28	,	,	PUNCT
crl-24835	805	29	”	"	PUNCT
crl-24835	805	30	journal	journal	NOUN
crl-24835	805	31	of	of	ADP
crl-24835	805	32	documentation	documentation	NOUN
crl-24835	805	33	66	66	NUM
crl-24835	805	34	,	,	PUNCT
crl-24835	805	35	no.1	no.1	PROPN
crl-24835	805	36	(	(	PUNCT
crl-24835	805	37	jan	jan	PROPN
crl-24835	805	38	.	.	PROPN
crl-24835	805	39	2010	2010	NUM
crl-24835	805	40	):	):	PUNCT
crl-24835	805	41	70–92	70–92	NUM
crl-24835	805	42	,	,	PUNCT
crl-24835	805	43	https://doi	https://doi	PROPN
crl-24835	805	44	.	.	PUNCT
crl-24835	805	45	org/10.1108/00220411011016371	org/10.1108/00220411011016371	PROPN
crl-24835	805	46	.	.	PUNCT
crl-24835	806	1	20	20	NUM
crl-24835	806	2	.	.	PUNCT
crl-24835	806	3	lan	lan	PROPN
crl-24835	806	4	xia	xia	PROPN
crl-24835	806	5	,	,	PUNCT
crl-24835	806	6	“	"	PUNCT
crl-24835	806	7	an	an	DET
crl-24835	806	8	examination	examination	NOUN
crl-24835	806	9	of	of	ADP
crl-24835	806	10	consumer	consumer	NOUN
crl-24835	806	11	browsing	browse	VERB
crl-24835	806	12	behaviors	behavior	NOUN
crl-24835	806	13	,	,	PUNCT
crl-24835	806	14	”	"	PUNCT
crl-24835	806	15	qualitative	qualitative	ADJ
crl-24835	806	16	market	market	NOUN
crl-24835	806	17	research	research	NOUN
crl-24835	806	18	13	13	NUM
crl-24835	806	19	,	,	PUNCT
crl-24835	806	20	no	no	INTJ
crl-24835	806	21	.	.	NOUN
crl-24835	806	22	2	2	NUM
crl-24835	806	23	(	(	PUNCT
crl-24835	806	24	apr	apr	PROPN
crl-24835	806	25	.	.	PROPN
crl-24835	806	26	2010	2010	NUM
crl-24835	806	27	):	):	PUNCT
crl-24835	806	28	154–73	154–73	NUM
crl-24835	806	29	,	,	PUNCT
crl-24835	806	30	https://doi.org/10.1108/13522751011032593	https://doi.org/10.1108/13522751011032593	NOUN
crl-24835	806	31	.	.	PUNCT
crl-24835	807	1	https://doi.org/10.1177/0961000615616106	https://doi.org/10.1177/0961000615616106	PROPN
crl-24835	807	2	https://doi.org/10.1177/0961000615616106	https://doi.org/10.1177/0961000615616106	PROPN
crl-24835	808	1	https://doi.org/10.1016/j.lisr.2010.12.002	https://doi.org/10.1016/j.lisr.2010.12.002	DET
crl-24835	808	2	https://doi.org/10.1016/j.acalib.2016.04.007	https://doi.org/10.1016/j.acalib.2016.04.007	PROPN
crl-24835	808	3	https://doi.org/10.1016/j.acalib.2016.04.007	https://doi.org/10.1016/j.acalib.2016.04.007	PROPN
crl-24835	808	4	https://doi.org/10.1080/10875301.2012.747462	https://doi.org/10.1080/10875301.2012.747462	PROPN
crl-24835	808	5	https://www.jisc.ac.uk/reports/researchers-of-tomorrow	https://www.jisc.ac.uk/reports/researchers-of-tomorrow	PROPN
crl-24835	808	6	https://dx.doi.org/10.5195%2fjmla.2017.95	https://dx.doi.org/10.5195%2fjmla.2017.95	NOUN
crl-24835	808	7	https://doi.org/10.1016/0740-8188(95)90048-9	https://doi.org/10.1016/0740-8188(95)90048-9	PROPN
crl-24835	808	8	https://doi.org/10.1016/0740-8188(95)90048-9	https://doi.org/10.1016/0740-8188(95)90048-9	PROPN
crl-24835	808	9	http://informationr.net/ir/10-1/paper205.html	http://informationr.net/ir/10-1/paper205.html	VERB
crl-24835	808	10	https://doi.org/10.1016/j.lisr.2015.02.004	https://doi.org/10.1016/j.lisr.2015.02.004	PROPN
crl-24835	808	11	https://doi.org/10.1016/j.lisr.2015.02.004	https://doi.org/10.1016/j.lisr.2015.02.004	PROPN
crl-24835	808	12	https://doi.org/10.3163/1536-5050.96.4.008	https://doi.org/10.3163/1536-5050.96.4.008	NOUN
crl-24835	808	13	https://doi.org/10.3163/1536-5050.96.4.008	https://doi.org/10.3163/1536-5050.96.4.008	NOUN
crl-24835	808	14	https://doi.org/10.1080/13504851.2013.831163	https://doi.org/10.1080/13504851.2013.831163	PROPN
crl-24835	808	15	http://dx.doi.org/10.1891/1052-3073.27.2.252	http://dx.doi.org/10.1891/1052-3073.27.2.252	PROPN
crl-24835	808	16	https://doi.org/10.1002/asi.22791	https://doi.org/10.1002/asi.22791	PROPN
crl-24835	808	17	https://doi.org/10.1891/1052-3073.28.1.95	https://doi.org/10.1891/1052-3073.28.1.95	NOUN
crl-24835	808	18	https://doi.org/10.1891/1052-3073.28.1.95	https://doi.org/10.1891/1052-3073.28.1.95	NOUN
crl-24835	809	1	https://doi.org/10.1108/00220411011016371	https://doi.org/10.1108/00220411011016371	PROPN
crl-24835	810	1	https://doi.org/10.1108/00220411011016371	https://doi.org/10.1108/00220411011016371	INTJ
crl-24835	810	2	https://doi.org/10.1108/13522751011032593	https://doi.org/10.1108/13522751011032593	VERB
crl-24835	810	3	they	they	PRON
crl-24835	810	4	seek	seek	VERB
crl-24835	810	5	,	,	PUNCT
crl-24835	810	6	but	but	CCONJ
crl-24835	810	7	do	do	AUX
crl-24835	810	8	they	they	PRON
crl-24835	810	9	find	find	VERB
crl-24835	810	10	?	?	PUNCT
crl-24835	811	1	285	285	NUM
crl-24835	811	2	21	21	NUM
crl-24835	811	3	.	.	PUNCT
crl-24835	812	1	haiyang	haiyang	PROPN
crl-24835	812	2	chen	chen	PROPN
crl-24835	812	3	and	and	CCONJ
crl-24835	812	4	ronald	ronald	PROPN
crl-24835	812	5	p.	p.	PROPN
crl-24835	812	6	volpe	volpe	PROPN
crl-24835	812	7	,	,	PUNCT
crl-24835	812	8	“	"	PUNCT
crl-24835	812	9	an	an	DET
crl-24835	812	10	analysis	analysis	NOUN
crl-24835	812	11	of	of	ADP
crl-24835	812	12	personal	personal	ADJ
crl-24835	812	13	financial	financial	ADJ
crl-24835	812	14	literacy	literacy	NOUN
crl-24835	812	15	among	among	ADP
crl-24835	812	16	college	college	NOUN
crl-24835	812	17	students	student	NOUN
crl-24835	812	18	,	,	PUNCT
crl-24835	812	19	”	"	PUNCT
crl-24835	812	20	financial	financial	ADJ
crl-24835	812	21	services	service	NOUN
crl-24835	812	22	review	review	VERB
crl-24835	812	23	7	7	NUM
crl-24835	812	24	,	,	PUNCT
crl-24835	812	25	no	no	INTJ
crl-24835	812	26	.	.	NOUN
crl-24835	812	27	2	2	NUM
crl-24835	812	28	(	(	PUNCT
crl-24835	812	29	1998	1998	NUM
crl-24835	812	30	):	):	PUNCT
crl-24835	812	31	107–28	107–28	NUM
crl-24835	812	32	;	;	PUNCT
crl-24835	812	33	michael	michael	PROPN
crl-24835	812	34	e.	e.	PROPN
crl-24835	812	35	hanna	hanna	PROPN
crl-24835	812	36	,	,	PUNCT
crl-24835	812	37	robert	robert	PROPN
crl-24835	812	38	r.	r.	PROPN
crl-24835	812	39	hill	hill	PROPN
crl-24835	812	40	,	,	PUNCT
crl-24835	812	41	and	and	CCONJ
crl-24835	812	42	grady	grady	PROPN
crl-24835	812	43	perdue	perdue	PROPN
crl-24835	812	44	,	,	PUNCT
crl-24835	812	45	“	"	PUNCT
crl-24835	812	46	school	school	NOUN
crl-24835	812	47	of	of	ADP
crl-24835	812	48	study	study	NOUN
crl-24835	812	49	and	and	CCONJ
crl-24835	812	50	financial	financial	ADJ
crl-24835	812	51	literacy	literacy	NOUN
crl-24835	812	52	,	,	PUNCT
crl-24835	812	53	”	"	PUNCT
crl-24835	812	54	journal	journal	NOUN
crl-24835	812	55	of	of	ADP
crl-24835	812	56	economics	economic	NOUN
crl-24835	812	57	and	and	CCONJ
crl-24835	812	58	economic	economic	ADJ
crl-24835	812	59	education	education	NOUN
crl-24835	812	60	research	research	NOUN
crl-24835	812	61	11	11	NUM
crl-24835	812	62	,	,	PUNCT
crl-24835	812	63	no	no	INTJ
crl-24835	812	64	.	.	NOUN
crl-24835	812	65	3	3	NUM
crl-24835	812	66	(	(	PUNCT
crl-24835	812	67	september	september	PROPN
crl-24835	812	68	2010	2010	NUM
crl-24835	812	69	)	)	PUNCT
crl-24835	812	70	;	;	PUNCT
crl-24835	812	71	lewis	lewis	PROPN
crl-24835	812	72	mandell	mandell	PROPN
crl-24835	812	73	and	and	CCONJ
crl-24835	812	74	linda	linda	PROPN
crl-24835	812	75	schmid	schmid	PROPN
crl-24835	812	76	klein	klein	PROPN
crl-24835	812	77	,	,	PUNCT
crl-24835	812	78	“	"	PUNCT
crl-24835	812	79	the	the	DET
crl-24835	812	80	impact	impact	NOUN
crl-24835	812	81	of	of	ADP
crl-24835	812	82	financial	financial	ADJ
crl-24835	812	83	literacy	literacy	NOUN
crl-24835	812	84	education	education	NOUN
crl-24835	812	85	on	on	ADP
crl-24835	812	86	subsequent	subsequent	ADJ
crl-24835	812	87	financial	financial	ADJ
crl-24835	812	88	behavior	behavior	NOUN
crl-24835	812	89	,	,	PUNCT
crl-24835	812	90	”	"	PUNCT
crl-24835	812	91	journal	journal	NOUN
crl-24835	812	92	of	of	ADP
crl-24835	812	93	financial	financial	ADJ
crl-24835	812	94	counseling	counseling	NOUN
crl-24835	812	95	and	and	CCONJ
crl-24835	812	96	planning	plan	VERB
crl-24835	812	97	20	20	NUM
crl-24835	812	98	,	,	PUNCT
crl-24835	812	99	no	no	INTJ
crl-24835	812	100	.	.	NOUN
crl-24835	812	101	1	1	NUM
crl-24835	812	102	(	(	PUNCT
crl-24835	812	103	2009	2009	NUM
crl-24835	812	104	):	):	PUNCT
crl-24835	812	105	15–24	15–24	NUM
crl-24835	812	106	.	.	PUNCT
crl-24835	813	1	22	22	NUM
crl-24835	813	2	.	.	PUNCT
crl-24835	814	1	annamaria	annamaria	PROPN
crl-24835	814	2	lusardi	lusardi	PROPN
crl-24835	814	3	and	and	CCONJ
crl-24835	814	4	dorothy	dorothy	PROPN
crl-24835	814	5	wallace	wallace	NOUN
crl-24835	814	6	,	,	PUNCT
crl-24835	814	7	“	"	PUNCT
crl-24835	814	8	financial	financial	ADJ
crl-24835	814	9	literacy	literacy	NOUN
crl-24835	814	10	and	and	CCONJ
crl-24835	814	11	quantitative	quantitative	ADJ
crl-24835	814	12	reasoning	reasoning	NOUN
crl-24835	814	13	in	in	ADP
crl-24835	814	14	the	the	DET
crl-24835	814	15	high	high	ADJ
crl-24835	814	16	school	school	NOUN
crl-24835	814	17	and	and	CCONJ
crl-24835	814	18	college	college	NOUN
crl-24835	814	19	classroom	classroom	NOUN
crl-24835	814	20	,	,	PUNCT
crl-24835	814	21	”	"	PUNCT
crl-24835	814	22	numeracy	numeracy	NOUN
crl-24835	814	23	6	6	NUM
crl-24835	814	24	,	,	PUNCT
crl-24835	814	25	no	no	INTJ
crl-24835	814	26	.	.	NOUN
crl-24835	814	27	2	2	NUM
crl-24835	814	28	(	(	PUNCT
crl-24835	814	29	2013	2013	NUM
crl-24835	814	30	):	):	PUNCT
crl-24835	814	31	1–5	1–5	NUM
crl-24835	814	32	,	,	PUNCT
crl-24835	814	33	http://dx.doi.org/10.5038/1936-4660.6.2.1	http://dx.doi.org/10.5038/1936-4660.6.2.1	NOUN
crl-24835	814	34	.	.	PROPN
crl-24835	814	35	23	23	NUM
crl-24835	814	36	.	.	PUNCT
crl-24835	815	1	andrew	andrew	PROPN
crl-24835	815	2	c.	c.	PROPN
crl-24835	815	3	worthington	worthington	PROPN
crl-24835	815	4	,	,	PUNCT
crl-24835	815	5	“	"	PUNCT
crl-24835	815	6	predicting	predict	VERB
crl-24835	815	7	financial	financial	ADJ
crl-24835	815	8	literacy	literacy	NOUN
crl-24835	815	9	in	in	ADP
crl-24835	815	10	australia	australia	PROPN
crl-24835	815	11	,	,	PUNCT
crl-24835	815	12	”	"	PUNCT
crl-24835	815	13	financial	financial	ADJ
crl-24835	815	14	services	service	NOUN
crl-24835	815	15	review	review	VERB
crl-24835	815	16	15	15	NUM
crl-24835	815	17	,	,	PUNCT
crl-24835	815	18	no	no	INTJ
crl-24835	815	19	.	.	NOUN
crl-24835	815	20	1	1	NUM
crl-24835	815	21	(	(	PUNCT
crl-24835	815	22	spring	spring	NOUN
crl-24835	815	23	2006	2006	NUM
crl-24835	815	24	):	):	PUNCT
crl-24835	815	25	59–79	59–79	ADV
crl-24835	815	26	;	;	PUNCT
crl-24835	815	27	paul	paul	PROPN
crl-24835	815	28	gerrans	gerrans	PROPN
crl-24835	815	29	,	,	PUNCT
crl-24835	815	30	richard	richard	PROPN
crl-24835	815	31	heaney	heaney	PROPN
crl-24835	815	32	,	,	PUNCT
crl-24835	815	33	and	and	CCONJ
crl-24835	815	34	tom	tom	PROPN
crl-24835	815	35	smith	smith	PROPN
crl-24835	815	36	,	,	PUNCT
crl-24835	815	37	“	"	PUNCT
crl-24835	815	38	the	the	DET
crl-24835	815	39	impact	impact	NOUN
crl-24835	815	40	of	of	ADP
crl-24835	815	41	undergraduate	undergraduate	ADJ
crl-24835	815	42	personal	personal	ADJ
crl-24835	815	43	finance	finance	NOUN
crl-24835	815	44	education	education	NOUN
crl-24835	815	45	on	on	ADP
crl-24835	815	46	individual	individual	ADJ
crl-24835	815	47	financial	financial	ADJ
crl-24835	815	48	literacy	literacy	NOUN
crl-24835	815	49	,	,	PUNCT
crl-24835	815	50	attitudes	attitude	NOUN
crl-24835	815	51	and	and	CCONJ
crl-24835	815	52	intentions	intention	NOUN
crl-24835	815	53	,	,	PUNCT
crl-24835	815	54	”	"	PUNCT
crl-24835	815	55	accounting	accounting	NOUN
crl-24835	815	56	&	&	CCONJ
crl-24835	815	57	finance	finance	PROPN
crl-24835	815	58	59	59	NUM
crl-24835	815	59	,	,	PUNCT
crl-24835	815	60	no	no	INTJ
crl-24835	815	61	.	.	NOUN
crl-24835	815	62	1	1	NUM
crl-24835	815	63	(	(	PUNCT
crl-24835	815	64	2019	2019	NUM
crl-24835	815	65	):	):	PUNCT
crl-24835	815	66	177–217	177–217	NUM
crl-24835	815	67	,	,	PUNCT
crl-24835	815	68	https://doi.org/10.1111/acfi.12247	https://doi.org/10.1111/acfi.12247	NOUN
crl-24835	815	69	;	;	PUNCT
crl-24835	815	70	abdullah	abdullah	PROPN
crl-24835	815	71	al	al	PROPN
crl-24835	815	72	-	-	PUNCT
crl-24835	815	73	bahrani	bahrani	PROPN
crl-24835	815	74	,	,	PUNCT
crl-24835	815	75	jamie	jamie	PROPN
crl-24835	815	76	weathers	weather	NOUN
crl-24835	815	77	,	,	PUNCT
crl-24835	815	78	and	and	CCONJ
crl-24835	815	79	darshak	darshak	PROPN
crl-24835	815	80	patel	patel	NOUN
crl-24835	815	81	,	,	PUNCT
crl-24835	815	82	“	"	PUNCT
crl-24835	815	83	racial	racial	ADJ
crl-24835	815	84	differences	difference	NOUN
crl-24835	815	85	in	in	ADP
crl-24835	815	86	the	the	DET
crl-24835	815	87	returns	return	NOUN
crl-24835	815	88	to	to	ADP
crl-24835	815	89	financial	financial	ADJ
crl-24835	815	90	literacy	literacy	NOUN
crl-24835	815	91	education	education	NOUN
crl-24835	815	92	,	,	PUNCT
crl-24835	815	93	”	"	PUNCT
crl-24835	815	94	journal	journal	NOUN
crl-24835	815	95	of	of	ADP
crl-24835	815	96	consumer	consumer	NOUN
crl-24835	815	97	affairs	affair	NOUN
crl-24835	815	98	53	53	NUM
crl-24835	815	99	,	,	PUNCT
crl-24835	815	100	no	no	INTJ
crl-24835	815	101	.	.	NOUN
crl-24835	815	102	2	2	NUM
crl-24835	815	103	(	(	PUNCT
crl-24835	815	104	summer	summer	NOUN
crl-24835	815	105	2019	2019	NUM
crl-24835	815	106	):	):	PUNCT
crl-24835	815	107	572–99	572–99	NOUN
crl-24835	815	108	,	,	PUNCT
crl-24835	815	109	https://doi.org/10.1111/joca.12205	https://doi.org/10.1111/joca.12205	NOUN
crl-24835	815	110	.	.	PUNCT
crl-24835	816	1	24	24	NUM
crl-24835	816	2	.	.	PUNCT
crl-24835	817	1	chen	chen	PROPN
crl-24835	817	2	and	and	CCONJ
crl-24835	817	3	volpe	volpe	PROPN
crl-24835	817	4	,	,	PUNCT
crl-24835	817	5	“	"	PUNCT
crl-24835	817	6	an	an	DET
crl-24835	817	7	analysis	analysis	NOUN
crl-24835	817	8	of	of	ADP
crl-24835	817	9	personal	personal	ADJ
crl-24835	817	10	financial	financial	ADJ
crl-24835	817	11	literacy	literacy	NOUN
crl-24835	817	12	among	among	ADP
crl-24835	817	13	college	college	NOUN
crl-24835	817	14	students	student	NOUN
crl-24835	817	15	”	"	PUNCT
crl-24835	817	16	;	;	PUNCT
crl-24835	817	17	pamela	pamela	PROPN
crl-24835	817	18	m.	m.	PROPN
crl-24835	817	19	laborde	laborde	PROPN
crl-24835	817	20	,	,	PUNCT
crl-24835	817	21	sandra	sandra	PROPN
crl-24835	817	22	mottner	mottner	NOUN
crl-24835	817	23	,	,	PUNCT
crl-24835	817	24	and	and	CCONJ
crl-24835	817	25	pamela	pamela	PROPN
crl-24835	817	26	whalley	whalley	PROPN
crl-24835	817	27	,	,	PUNCT
crl-24835	817	28	“	"	PUNCT
crl-24835	817	29	personal	personal	ADJ
crl-24835	817	30	financial	financial	ADJ
crl-24835	817	31	literacy	literacy	NOUN
crl-24835	817	32	:	:	PUNCT
crl-24835	817	33	perceptions	perception	NOUN
crl-24835	817	34	of	of	ADP
crl-24835	817	35	knowledge	knowledge	NOUN
crl-24835	817	36	,	,	PUNCT
crl-24835	817	37	actual	actual	ADJ
crl-24835	817	38	knowledge	knowledge	NOUN
crl-24835	817	39	and	and	CCONJ
crl-24835	817	40	behavior	behavior	NOUN
crl-24835	817	41	of	of	ADP
crl-24835	817	42	college	college	NOUN
crl-24835	817	43	students	student	NOUN
crl-24835	817	44	,	,	PUNCT
crl-24835	817	45	”	"	PUNCT
crl-24835	817	46	journal	journal	NOUN
crl-24835	817	47	of	of	ADP
crl-24835	817	48	financial	financial	ADJ
crl-24835	817	49	education	education	NOUN
crl-24835	817	50	39	39	NUM
crl-24835	817	51	,	,	PUNCT
crl-24835	817	52	no	no	INTJ
crl-24835	817	53	.	.	NOUN
crl-24835	817	54	3/4	3/4	NUM
crl-24835	817	55	(	(	PUNCT
crl-24835	817	56	fall	fall	NOUN
crl-24835	817	57	/	/	SYM
crl-24835	817	58	winter	winter	NOUN
crl-24835	817	59	2013	2013	NUM
crl-24835	817	60	):	):	PUNCT
crl-24835	817	61	1–30	1–30	PROPN
crl-24835	817	62	;	;	PUNCT
crl-24835	817	63	al	al	PROPN
crl-24835	817	64	-	-	PUNCT
crl-24835	817	65	bahrani	bahrani	PROPN
crl-24835	817	66	,	,	PUNCT
crl-24835	817	67	weathers	weather	NOUN
crl-24835	817	68	,	,	PUNCT
crl-24835	817	69	and	and	CCONJ
crl-24835	817	70	patel	patel	PROPN
crl-24835	817	71	,	,	PUNCT
crl-24835	817	72	“	"	PUNCT
crl-24835	817	73	racial	racial	ADJ
crl-24835	817	74	differences	difference	NOUN
crl-24835	817	75	in	in	ADP
crl-24835	817	76	the	the	DET
crl-24835	817	77	returns	return	NOUN
crl-24835	817	78	to	to	ADP
crl-24835	817	79	financial	financial	ADJ
crl-24835	817	80	literacy	literacy	NOUN
crl-24835	817	81	education	education	NOUN
crl-24835	817	82	”	"	PUNCT
crl-24835	817	83	;	;	PUNCT
crl-24835	817	84	angela	angela	PROPN
crl-24835	817	85	j.	j.	PROPN
crl-24835	817	86	murphy	murphy	PROPN
crl-24835	817	87	,	,	PUNCT
crl-24835	817	88	“	"	PUNCT
crl-24835	817	89	money	money	NOUN
crl-24835	817	90	,	,	PUNCT
crl-24835	817	91	money	money	NOUN
crl-24835	817	92	,	,	PUNCT
crl-24835	817	93	money	money	NOUN
crl-24835	817	94	:	:	PUNCT
crl-24835	817	95	an	an	DET
crl-24835	817	96	exploratory	exploratory	ADJ
crl-24835	817	97	study	study	NOUN
crl-24835	817	98	on	on	ADP
crl-24835	817	99	the	the	DET
crl-24835	817	100	financial	financial	ADJ
crl-24835	817	101	literacy	literacy	NOUN
crl-24835	817	102	of	of	ADP
crl-24835	817	103	black	black	ADJ
crl-24835	817	104	college	college	NOUN
crl-24835	817	105	students	student	NOUN
crl-24835	817	106	,	,	PUNCT
crl-24835	817	107	”	"	PUNCT
crl-24835	817	108	college	college	NOUN
crl-24835	817	109	student	student	NOUN
crl-24835	817	110	journal	journal	PROPN
crl-24835	817	111	39	39	NUM
crl-24835	817	112	,	,	PUNCT
crl-24835	817	113	no	no	INTJ
crl-24835	817	114	.	.	NOUN
crl-24835	817	115	3	3	NUM
crl-24835	817	116	(	(	PUNCT
crl-24835	817	117	2005	2005	NUM
crl-24835	817	118	):	):	PUNCT
crl-24835	817	119	478–88	478–88	NUM
crl-24835	817	120	.	.	PUNCT
crl-24835	818	1	25	25	NUM
crl-24835	818	2	.	.	PUNCT
crl-24835	819	1	chen	chen	PROPN
crl-24835	819	2	and	and	CCONJ
crl-24835	819	3	volpe	volpe	PROPN
crl-24835	819	4	,	,	PUNCT
crl-24835	819	5	“	"	PUNCT
crl-24835	819	6	an	an	DET
crl-24835	819	7	analysis	analysis	NOUN
crl-24835	819	8	of	of	ADP
crl-24835	819	9	personal	personal	ADJ
crl-24835	819	10	financial	financial	ADJ
crl-24835	819	11	literacy	literacy	NOUN
crl-24835	819	12	among	among	ADP
crl-24835	819	13	college	college	NOUN
crl-24835	819	14	students	student	NOUN
crl-24835	819	15	”	"	PUNCT
crl-24835	819	16	;	;	PUNCT
crl-24835	819	17	murphy	murphy	NOUN
crl-24835	819	18	,	,	PUNCT
crl-24835	819	19	“	"	PUNCT
crl-24835	819	20	money	money	NOUN
crl-24835	819	21	,	,	PUNCT
crl-24835	819	22	money	money	NOUN
crl-24835	819	23	,	,	PUNCT
crl-24835	819	24	money	money	NOUN
crl-24835	819	25	”	"	PUNCT
crl-24835	819	26	;	;	PUNCT
crl-24835	819	27	hanna	hanna	PROPN
crl-24835	819	28	,	,	PUNCT
crl-24835	819	29	hill	hill	PROPN
crl-24835	819	30	,	,	PUNCT
crl-24835	819	31	and	and	CCONJ
crl-24835	819	32	perdue	perdue	ADJ
crl-24835	819	33	,	,	PUNCT
crl-24835	819	34	“	"	PUNCT
crl-24835	819	35	school	school	NOUN
crl-24835	819	36	of	of	ADP
crl-24835	819	37	study	study	NOUN
crl-24835	819	38	and	and	CCONJ
crl-24835	819	39	financial	financial	ADJ
crl-24835	819	40	literacy	literacy	NOUN
crl-24835	819	41	.	.	PUNCT
crl-24835	819	42	”	"	PUNCT
crl-24835	820	1	26	26	NUM
crl-24835	820	2	.	.	PUNCT
crl-24835	821	1	chen	chen	PROPN
crl-24835	821	2	and	and	CCONJ
crl-24835	821	3	volpe	volpe	PROPN
crl-24835	821	4	,	,	PUNCT
crl-24835	821	5	“	"	PUNCT
crl-24835	821	6	an	an	DET
crl-24835	821	7	analysis	analysis	NOUN
crl-24835	821	8	of	of	ADP
crl-24835	821	9	personal	personal	ADJ
crl-24835	821	10	financial	financial	ADJ
crl-24835	821	11	literacy	literacy	NOUN
crl-24835	821	12	among	among	ADP
crl-24835	821	13	college	college	NOUN
crl-24835	821	14	students	student	NOUN
crl-24835	821	15	.	.	PUNCT
crl-24835	821	16	”	"	PUNCT
crl-24835	822	1	27	27	NUM
crl-24835	822	2	.	.	PUNCT
crl-24835	823	1	murphy	murphy	NOUN
crl-24835	823	2	,	,	PUNCT
crl-24835	823	3	“	"	PUNCT
crl-24835	823	4	money	money	NOUN
crl-24835	823	5	,	,	PUNCT
crl-24835	823	6	money	money	NOUN
crl-24835	823	7	,	,	PUNCT
crl-24835	823	8	money	money	NOUN
crl-24835	823	9	”	"	PUNCT
crl-24835	823	10	;	;	PUNCT
crl-24835	823	11	jing	jing	PROPN
crl-24835	823	12	jian	jian	PROPN
crl-24835	823	13	xiao	xiao	PROPN
crl-24835	823	14	et	et	PROPN
crl-24835	823	15	al	al	PROPN
crl-24835	823	16	.	.	PROPN
crl-24835	823	17	,	,	PUNCT
crl-24835	823	18	“	"	PUNCT
crl-24835	823	19	earlier	early	ADJ
crl-24835	823	20	financial	financial	ADJ
crl-24835	823	21	literacy	literacy	NOUN
crl-24835	823	22	and	and	CCONJ
crl-24835	823	23	later	later	ADV
crl-24835	823	24	financial	financial	ADJ
crl-24835	823	25	behaviour	behaviour	NOUN
crl-24835	823	26	of	of	ADP
crl-24835	823	27	college	college	NOUN
crl-24835	823	28	students	student	NOUN
crl-24835	823	29	,	,	PUNCT
crl-24835	823	30	”	"	PUNCT
crl-24835	823	31	international	international	ADJ
crl-24835	823	32	journal	journal	NOUN
crl-24835	823	33	of	of	ADP
crl-24835	823	34	consumer	consumer	NOUN
crl-24835	823	35	studies	study	NOUN
crl-24835	823	36	38	38	NUM
crl-24835	823	37	,	,	PUNCT
crl-24835	823	38	no	no	INTJ
crl-24835	823	39	.	.	NOUN
crl-24835	823	40	6	6	NUM
crl-24835	823	41	(	(	PUNCT
crl-24835	823	42	2014	2014	NUM
crl-24835	823	43	):	):	PUNCT
crl-24835	823	44	593–601	593–601	NUM
crl-24835	823	45	,	,	PUNCT
crl-24835	823	46	https://doi	https://doi	PROPN
crl-24835	823	47	.	.	PUNCT
crl-24835	823	48	org/10.1111	org/10.1111	PROPN
crl-24835	823	49	/	/	SYM
crl-24835	823	50	ijcs.12122	ijcs.12122	PROPN
crl-24835	823	51	;	;	PUNCT
crl-24835	823	52	gerrans	gerran	NOUN
crl-24835	823	53	,	,	PUNCT
crl-24835	823	54	heaney	heaney	NOUN
crl-24835	823	55	,	,	PUNCT
crl-24835	823	56	and	and	CCONJ
crl-24835	823	57	smith	smith	PROPN
crl-24835	823	58	,	,	PUNCT
crl-24835	823	59	“	"	PUNCT
crl-24835	823	60	the	the	DET
crl-24835	823	61	impact	impact	NOUN
crl-24835	823	62	of	of	ADP
crl-24835	823	63	undergraduate	undergraduate	ADJ
crl-24835	823	64	personal	personal	ADJ
crl-24835	823	65	finance	finance	NOUN
crl-24835	823	66	education	education	NOUN
crl-24835	823	67	on	on	ADP
crl-24835	823	68	individual	individual	ADJ
crl-24835	823	69	financial	financial	ADJ
crl-24835	823	70	literacy	literacy	NOUN
crl-24835	823	71	,	,	PUNCT
crl-24835	823	72	attitudes	attitude	NOUN
crl-24835	823	73	and	and	CCONJ
crl-24835	823	74	intentions	intention	NOUN
crl-24835	823	75	.	.	PUNCT
crl-24835	823	76	”	"	PUNCT
crl-24835	824	1	28	28	NUM
crl-24835	824	2	.	.	PUNCT
crl-24835	825	1	murphy	murphy	NOUN
crl-24835	825	2	,	,	PUNCT
crl-24835	825	3	“	"	PUNCT
crl-24835	825	4	money	money	NOUN
crl-24835	825	5	,	,	PUNCT
crl-24835	825	6	money	money	NOUN
crl-24835	825	7	,	,	PUNCT
crl-24835	825	8	money	money	NOUN
crl-24835	825	9	”	"	PUNCT
crl-24835	825	10	;	;	PUNCT
crl-24835	825	11	hanna	hanna	PROPN
crl-24835	825	12	,	,	PUNCT
crl-24835	825	13	hill	hill	PROPN
crl-24835	825	14	,	,	PUNCT
crl-24835	825	15	and	and	CCONJ
crl-24835	825	16	perdue	perdue	ADJ
crl-24835	825	17	,	,	PUNCT
crl-24835	825	18	“	"	PUNCT
crl-24835	825	19	school	school	NOUN
crl-24835	825	20	of	of	ADP
crl-24835	825	21	study	study	NOUN
crl-24835	825	22	and	and	CCONJ
crl-24835	825	23	financial	financial	ADJ
crl-24835	825	24	literacy	literacy	NOUN
crl-24835	825	25	.	.	PUNCT
crl-24835	825	26	”	"	PUNCT
crl-24835	826	1	29	29	NUM
crl-24835	826	2	.	.	PUNCT
crl-24835	827	1	laborde	laborde	PROPN
crl-24835	827	2	,	,	PUNCT
crl-24835	827	3	mottner	mottner	NOUN
crl-24835	827	4	,	,	PUNCT
crl-24835	827	5	and	and	CCONJ
crl-24835	827	6	whalley	whalley	NOUN
crl-24835	827	7	,	,	PUNCT
crl-24835	827	8	“	"	PUNCT
crl-24835	827	9	personal	personal	ADJ
crl-24835	827	10	financial	financial	ADJ
crl-24835	827	11	literacy	literacy	NOUN
crl-24835	827	12	.	.	PUNCT
crl-24835	827	13	”	"	PUNCT
crl-24835	828	1	30	30	NUM
crl-24835	828	2	.	.	PUNCT
crl-24835	829	1	alison	alison	PROPN
crl-24835	829	2	j.	j.	PROPN
crl-24835	829	3	head	head	PROPN
crl-24835	829	4	and	and	CCONJ
crl-24835	829	5	michael	michael	PROPN
crl-24835	829	6	b.	b.	PROPN
crl-24835	829	7	eisenberg	eisenberg	PROPN
crl-24835	829	8	,	,	PUNCT
crl-24835	829	9	“	"	PUNCT
crl-24835	829	10	how	how	SCONJ
crl-24835	829	11	college	college	NOUN
crl-24835	829	12	students	student	NOUN
crl-24835	829	13	use	use	VERB
crl-24835	829	14	the	the	DET
crl-24835	829	15	web	web	NOUN
crl-24835	829	16	to	to	PART
crl-24835	829	17	conduct	conduct	VERB
crl-24835	829	18	everyday	everyday	ADJ
crl-24835	829	19	life	life	NOUN
crl-24835	829	20	research	research	NOUN
crl-24835	829	21	,	,	PUNCT
crl-24835	829	22	”	"	PUNCT
crl-24835	829	23	first	first	ADJ
crl-24835	829	24	monday	monday	PROPN
crl-24835	829	25	16	16	NUM
crl-24835	829	26	,	,	PUNCT
crl-24835	829	27	no	no	INTJ
crl-24835	829	28	.	.	NOUN
crl-24835	829	29	4	4	NUM
crl-24835	829	30	(	(	PUNCT
crl-24835	829	31	2011	2011	NUM
crl-24835	829	32	)	)	PUNCT
crl-24835	829	33	,	,	PUNCT
crl-24835	829	34	https://firstmonday.org/ojs/index.php/fm/article/download/3484/2857	https://firstmonday.org/ojs/index.php/fm/article/download/3484/2857	PROPN
crl-24835	829	35	.	.	PUNCT
crl-24835	830	1	31	31	NUM
crl-24835	830	2	.	.	PUNCT
crl-24835	831	1	emily	emily	PROPN
crl-24835	831	2	j.	j.	PROPN
crl-24835	831	3	huang	huang	PROPN
crl-24835	831	4	,	,	PUNCT
crl-24835	831	5	reka	reka	PROPN
crl-24835	831	6	a.	a.	PROPN
crl-24835	831	7	lassu	lassu	PROPN
crl-24835	831	8	,	,	PUNCT
crl-24835	831	9	and	and	CCONJ
crl-24835	831	10	kenny	kenny	PROPN
crl-24835	831	11	k.	k.	PROPN
crl-24835	831	12	chan	chan	PROPN
crl-24835	831	13	,	,	PUNCT
crl-24835	831	14	“	"	PUNCT
crl-24835	831	15	user	user	NOUN
crl-24835	831	16	-	-	PUNCT
crl-24835	831	17	source	source	NOUN
crl-24835	831	18	fit	fit	ADJ
crl-24835	831	19	and	and	CCONJ
crl-24835	831	20	financial	financial	ADJ
crl-24835	831	21	information	information	NOUN
crl-24835	831	22	source	source	NOUN
crl-24835	831	23	selection	selection	NOUN
crl-24835	831	24	of	of	ADP
crl-24835	831	25	millennials	millennial	NOUN
crl-24835	831	26	,	,	PUNCT
crl-24835	831	27	”	"	PUNCT
crl-24835	831	28	journal	journal	NOUN
crl-24835	831	29	of	of	ADP
crl-24835	831	30	financial	financial	ADJ
crl-24835	831	31	counseling	counseling	NOUN
crl-24835	831	32	and	and	CCONJ
crl-24835	831	33	planning	plan	VERB
crl-24835	831	34	29	29	NUM
crl-24835	831	35	,	,	PUNCT
crl-24835	831	36	no	no	INTJ
crl-24835	831	37	.	.	NOUN
crl-24835	831	38	2	2	NUM
crl-24835	831	39	(	(	PUNCT
crl-24835	831	40	2018	2018	NUM
crl-24835	831	41	):	):	PUNCT
crl-24835	831	42	272–89	272–89	NOUN
crl-24835	831	43	,	,	PUNCT
crl-24835	831	44	https://doi	https://doi	PROPN
crl-24835	831	45	.	.	PROPN
crl-24835	831	46	org/10.1891/1052	org/10.1891/1052	NOUN
crl-24835	831	47	-	-	PUNCT
crl-24835	831	48	3073.29.2.272	3073.29.2.272	ADJ
crl-24835	831	49	.	.	PUNCT
crl-24835	832	1	32	32	NUM
crl-24835	832	2	.	.	PUNCT
crl-24835	833	1	the	the	DET
crl-24835	833	2	ohio	ohio	PROPN
crl-24835	833	3	state	state	PROPN
crl-24835	833	4	university	university	PROPN
crl-24835	833	5	office	office	NOUN
crl-24835	833	6	of	of	ADP
crl-24835	833	7	student	student	NOUN
crl-24835	833	8	life	life	NOUN
crl-24835	833	9	,	,	PUNCT
crl-24835	833	10	“	"	PUNCT
crl-24835	833	11	study	study	NOUN
crl-24835	833	12	on	on	ADP
crl-24835	833	13	collegiate	collegiate	ADJ
crl-24835	833	14	financial	financial	ADJ
crl-24835	833	15	wellness	wellness	NOUN
crl-24835	833	16	:	:	PUNCT
crl-24835	833	17	2017	2017	NUM
crl-24835	833	18	key	key	ADJ
crl-24835	833	19	findings	finding	NOUN
crl-24835	833	20	report	report	NOUN
crl-24835	833	21	”	"	PUNCT
crl-24835	833	22	(	(	PUNCT
crl-24835	833	23	2017	2017	NUM
crl-24835	833	24	)	)	PUNCT
crl-24835	833	25	,	,	PUNCT
crl-24835	833	26	https://cssl.osu.edu/posts/632320bc-704d-4eef-8bcb-87c83019f2e9/documents/2017-scfw-keyfindings-report.pdf	https://cssl.osu.edu/posts/632320bc-704d-4eef-8bcb-87c83019f2e9/documents/2017-scfw-keyfindings-report.pdf	PROPN
crl-24835	833	27	.	.	PUNCT
crl-24835	834	1	33	33	NUM
crl-24835	834	2	.	.	PUNCT
crl-24835	835	1	lauren	lauren	PROPN
crl-24835	835	2	e.	e.	PROPN
crl-24835	835	3	willis	willis	PROPN
crl-24835	835	4	,	,	PUNCT
crl-24835	835	5	“	"	PUNCT
crl-24835	835	6	against	against	ADP
crl-24835	835	7	financial	financial	ADJ
crl-24835	835	8	-	-	PUNCT
crl-24835	835	9	literacy	literacy	NOUN
crl-24835	835	10	education	education	NOUN
crl-24835	835	11	,	,	PUNCT
crl-24835	835	12	”	"	PUNCT
crl-24835	835	13	iowa	iowa	PROPN
crl-24835	835	14	law	law	PROPN
crl-24835	835	15	review	review	NOUN
crl-24835	835	16	94	94	NUM
crl-24835	835	17	,	,	PUNCT
crl-24835	835	18	no	no	INTJ
crl-24835	835	19	.	.	NOUN
crl-24835	835	20	1	1	NUM
crl-24835	835	21	(	(	PUNCT
crl-24835	835	22	2008	2008	NUM
crl-24835	835	23	):	):	PUNCT
crl-24835	835	24	197–285	197–285	NUM
crl-24835	835	25	.	.	PUNCT
crl-24835	836	1	34	34	NUM
crl-24835	836	2	.	.	PUNCT
crl-24835	837	1	mandell	mandell	PROPN
crl-24835	837	2	and	and	CCONJ
crl-24835	837	3	klein	klein	PROPN
crl-24835	837	4	,	,	PUNCT
crl-24835	837	5	“	"	PUNCT
crl-24835	837	6	the	the	DET
crl-24835	837	7	impact	impact	NOUN
crl-24835	837	8	of	of	ADP
crl-24835	837	9	financial	financial	ADJ
crl-24835	837	10	literacy	literacy	NOUN
crl-24835	837	11	education	education	NOUN
crl-24835	837	12	on	on	ADP
crl-24835	837	13	subsequent	subsequent	ADJ
crl-24835	837	14	financial	financial	ADJ
crl-24835	837	15	behavior	behavior	NOUN
crl-24835	837	16	.	.	PUNCT
crl-24835	837	17	”	"	PUNCT
crl-24835	838	1	35	35	NUM
crl-24835	838	2	.	.	PUNCT
crl-24835	839	1	gerrans	gerran	NOUN
crl-24835	839	2	,	,	PUNCT
crl-24835	839	3	heaney	heaney	NOUN
crl-24835	839	4	,	,	PUNCT
crl-24835	839	5	and	and	CCONJ
crl-24835	839	6	smith	smith	PROPN
crl-24835	839	7	,	,	PUNCT
crl-24835	839	8	“	"	PUNCT
crl-24835	839	9	the	the	DET
crl-24835	839	10	impact	impact	NOUN
crl-24835	839	11	of	of	ADP
crl-24835	839	12	undergraduate	undergraduate	ADJ
crl-24835	839	13	personal	personal	ADJ
crl-24835	839	14	finance	finance	NOUN
crl-24835	839	15	education	education	NOUN
crl-24835	839	16	on	on	ADP
crl-24835	839	17	individual	individual	ADJ
crl-24835	839	18	financial	financial	ADJ
crl-24835	839	19	literacy	literacy	NOUN
crl-24835	839	20	,	,	PUNCT
crl-24835	839	21	attitudes	attitude	NOUN
crl-24835	839	22	and	and	CCONJ
crl-24835	839	23	intentions	intention	NOUN
crl-24835	839	24	”	"	PUNCT
crl-24835	839	25	;	;	PUNCT
crl-24835	839	26	jamie	jamie	PROPN
crl-24835	839	27	wagner	wagner	PROPN
crl-24835	839	28	and	and	CCONJ
crl-24835	839	29	william	william	PROPN
crl-24835	839	30	b.	b.	PROPN
crl-24835	839	31	walstad	walstad	PROPN
crl-24835	839	32	,	,	PUNCT
crl-24835	839	33	“	"	PUNCT
crl-24835	839	34	the	the	DET
crl-24835	839	35	effects	effect	NOUN
crl-24835	839	36	of	of	ADP
crl-24835	839	37	financial	financial	ADJ
crl-24835	839	38	education	education	NOUN
crl-24835	839	39	on	on	ADP
crl-24835	839	40	short	short	ADJ
crl-24835	839	41	-	-	PUNCT
crl-24835	839	42	term	term	NOUN
crl-24835	839	43	and	and	CCONJ
crl-24835	839	44	long	long	ADJ
crl-24835	839	45	-	-	PUNCT
crl-24835	839	46	term	term	NOUN
crl-24835	839	47	financial	financial	ADJ
crl-24835	839	48	behaviors	behavior	NOUN
crl-24835	839	49	,	,	PUNCT
crl-24835	839	50	”	"	PUNCT
crl-24835	839	51	journal	journal	NOUN
crl-24835	839	52	of	of	ADP
crl-24835	839	53	consumer	consumer	NOUN
crl-24835	839	54	affairs	affair	NOUN
crl-24835	839	55	53	53	NUM
crl-24835	839	56	,	,	PUNCT
crl-24835	839	57	no	no	INTJ
crl-24835	839	58	.	.	NOUN
crl-24835	839	59	1	1	NUM
crl-24835	839	60	(	(	PUNCT
crl-24835	839	61	2019	2019	NUM
crl-24835	839	62	):	):	PUNCT
crl-24835	839	63	234–59	234–59	NUM
crl-24835	839	64	,	,	PUNCT
crl-24835	839	65	https://doi.org/10.1111/joca.12210	https://doi.org/10.1111/joca.12210	NOUN
crl-24835	839	66	.	.	PUNCT
crl-24835	840	1	36	36	NUM
crl-24835	840	2	.	.	PUNCT
crl-24835	841	1	daniel	daniel	PROPN
crl-24835	841	2	fernandes	fernandes	PROPN
crl-24835	841	3	,	,	PUNCT
crl-24835	841	4	john	john	PROPN
crl-24835	841	5	g.	g.	PROPN
crl-24835	841	6	lynch	lynch	PROPN
crl-24835	841	7	,	,	PUNCT
crl-24835	841	8	and	and	CCONJ
crl-24835	841	9	richard	richard	PROPN
crl-24835	841	10	g.	g.	PROPN
crl-24835	841	11	netemeyer	netemeyer	PROPN
crl-24835	841	12	,	,	PUNCT
crl-24835	841	13	“	"	PUNCT
crl-24835	841	14	financial	financial	ADJ
crl-24835	841	15	literacy	literacy	NOUN
crl-24835	841	16	,	,	PUNCT
crl-24835	841	17	financial	financial	ADJ
crl-24835	841	18	education	education	NOUN
crl-24835	841	19	,	,	PUNCT
crl-24835	841	20	and	and	CCONJ
crl-24835	841	21	downstream	downstream	ADJ
crl-24835	841	22	financial	financial	ADJ
crl-24835	841	23	behaviors	behavior	NOUN
crl-24835	841	24	,	,	PUNCT
crl-24835	841	25	”	"	PUNCT
crl-24835	841	26	management	management	NOUN
crl-24835	841	27	science	science	NOUN
crl-24835	841	28	60	60	NUM
crl-24835	841	29	,	,	PUNCT
crl-24835	841	30	no	no	INTJ
crl-24835	841	31	.	.	NOUN
crl-24835	841	32	8	8	NUM
crl-24835	841	33	(	(	PUNCT
crl-24835	841	34	2014	2014	NUM
crl-24835	841	35	):	):	PUNCT
crl-24835	841	36	1861–2109	1861–2109	NUM
crl-24835	841	37	,	,	PUNCT
crl-24835	841	38	https://doi.org/10.1287/	https://doi.org/10.1287/	PROPN
crl-24835	841	39	mnsc.2013.1849	mnsc.2013.1849	PROPN
crl-24835	841	40	.	.	PUNCT
crl-24835	842	1	37	37	NUM
crl-24835	842	2	.	.	PUNCT
crl-24835	843	1	margaret	margaret	PROPN
crl-24835	843	2	miller	miller	PROPN
crl-24835	843	3	et	et	PROPN
crl-24835	843	4	al	al	PROPN
crl-24835	843	5	.	.	PROPN
crl-24835	843	6	,	,	PUNCT
crl-24835	843	7	“	"	PUNCT
crl-24835	843	8	can	can	AUX
crl-24835	843	9	you	you	PRON
crl-24835	843	10	help	help	VERB
crl-24835	843	11	someone	someone	PRON
crl-24835	843	12	become	become	VERB
crl-24835	843	13	financially	financially	ADV
crl-24835	843	14	capable	capable	ADJ
crl-24835	843	15	?	?	PUNCT
crl-24835	844	1	a	a	DET
crl-24835	844	2	meta	meta	ADJ
crl-24835	844	3	-	-	PUNCT
crl-24835	844	4	analysis	analysis	NOUN
crl-24835	844	5	of	of	ADP
crl-24835	844	6	the	the	DET
crl-24835	844	7	literature	literature	NOUN
crl-24835	844	8	,	,	PUNCT
crl-24835	844	9	”	"	PUNCT
crl-24835	844	10	policy	policy	NOUN
crl-24835	844	11	research	research	NOUN
crl-24835	844	12	working	working	NOUN
crl-24835	844	13	paper	paper	NOUN
crl-24835	844	14	6745	6745	NUM
crl-24835	844	15	:	:	PUNCT
crl-24835	844	16	background	background	NOUN
crl-24835	844	17	paper	paper	NOUN
crl-24835	844	18	to	to	ADP
crl-24835	844	19	the	the	DET
crl-24835	844	20	2014	2014	NUM
crl-24835	844	21	global	global	ADJ
crl-24835	844	22	financial	financial	PROPN
crl-24835	844	23	development	development	PROPN
crl-24835	844	24	report	report	NOUN
crl-24835	844	25	(	(	PUNCT
crl-24835	844	26	january	january	PROPN
crl-24835	844	27	2014	2014	NUM
crl-24835	844	28	):	):	PUNCT
crl-24835	844	29	3	3	NUM
crl-24835	844	30	,	,	PUNCT
crl-24835	844	31	http://documents.worldbank.org/curated/en/297931468327387954/pdf/wps6745.pdf	http://documents.worldbank.org/curated/en/297931468327387954/pdf/wps6745.pdf	NOUN
crl-24835	844	32	.	.	PUNCT
crl-24835	845	1	38	38	NUM
crl-24835	845	2	.	.	PUNCT
crl-24835	846	1	“	"	PUNCT
crl-24835	846	2	student	student	NOUN
crl-24835	846	3	demographics	demographic	NOUN
crl-24835	846	4	,	,	PUNCT
crl-24835	846	5	”	"	PUNCT
crl-24835	846	6	texas	texas	PROPN
crl-24835	846	7	a&m	a&m	PROPN
crl-24835	846	8	university	university	PROPN
crl-24835	846	9	accountability	accountability	NOUN
crl-24835	846	10	,	,	PUNCT
crl-24835	846	11	fall	fall	VERB
crl-24835	846	12	2019	2019	NUM
crl-24835	846	13	,	,	PUNCT
crl-24835	846	14	https://accountability.tamu	https://accountability.tamu	PROPN
crl-24835	846	15	.	.	PUNCT
crl-24835	847	1	edu	edu	PROPN
crl-24835	847	2	/	/	SYM
crl-24835	847	3	all	all	DET
crl-24835	847	4	-	-	PUNCT
crl-24835	847	5	metrics	metric	NOUN
crl-24835	847	6	/	/	SYM
crl-24835	847	7	mixed	mix	VERB
crl-24835	847	8	-	-	PUNCT
crl-24835	847	9	metrics	metric	NOUN
crl-24835	847	10	/	/	SYM
crl-24835	847	11	student	student	NOUN
crl-24835	847	12	-	-	PUNCT
crl-24835	847	13	demographics	demographic	NOUN
crl-24835	847	14	.	.	PUNCT
crl-24835	848	1	39	39	NUM
crl-24835	848	2	.	.	PUNCT
crl-24835	849	1	connaway	connaway	PROPN
crl-24835	849	2	,	,	PUNCT
crl-24835	849	3	dickey	dickey	PROPN
crl-24835	849	4	,	,	PUNCT
crl-24835	849	5	and	and	CCONJ
crl-24835	849	6	radford	radford	PROPN
crl-24835	849	7	,	,	PUNCT
crl-24835	849	8	“	"	PUNCT
crl-24835	849	9	if	if	SCONJ
crl-24835	849	10	it	it	PRON
crl-24835	849	11	is	be	AUX
crl-24835	849	12	too	too	ADV
crl-24835	849	13	inconvenient	inconvenient	ADJ
crl-24835	849	14	i	i	PRON
crl-24835	849	15	’m	’m	AUX
crl-24835	849	16	not	not	PART
crl-24835	849	17	going	go	VERB
crl-24835	849	18	after	after	ADP
crl-24835	849	19	it	it	PRON
crl-24835	849	20	”	"	PUNCT
crl-24835	849	21	;	;	PUNCT
crl-24835	849	22	komissarov	komissarov	PROPN
crl-24835	849	23	and	and	CCONJ
crl-24835	849	24	murray	murray	PROPN
crl-24835	849	25	,	,	PUNCT
crl-24835	849	26	“	"	PUNCT
crl-24835	849	27	factors	factor	NOUN
crl-24835	849	28	that	that	PRON
crl-24835	849	29	influence	influence	NOUN
crl-24835	849	30	undergraduate	undergraduate	NOUN
crl-24835	849	31	information	information	NOUN
crl-24835	849	32	-	-	PUNCT
crl-24835	849	33	seeking	seek	VERB
crl-24835	849	34	behavior	behavior	NOUN
crl-24835	849	35	and	and	CCONJ
crl-24835	849	36	opportunities	opportunity	NOUN
crl-24835	849	37	for	for	ADP
crl-24835	849	38	student	student	NOUN
crl-24835	849	39	success	success	NOUN
crl-24835	849	40	.	.	PUNCT
crl-24835	849	41	”	"	PUNCT
crl-24835	850	1	40	40	NUM
crl-24835	850	2	.	.	PUNCT
crl-24835	851	1	reiter	reiter	PROPN
crl-24835	851	2	and	and	CCONJ
crl-24835	851	3	ford	ford	PROPN
crl-24835	851	4	,	,	PUNCT
crl-24835	851	5	“	"	PUNCT
crl-24835	851	6	library	library	ADJ
crl-24835	851	7	support	support	NOUN
crl-24835	851	8	for	for	ADP
crl-24835	851	9	student	student	NOUN
crl-24835	851	10	financial	financial	ADJ
crl-24835	851	11	literacy	literacy	NOUN
crl-24835	851	12	.	.	PUNCT
crl-24835	851	13	”	"	PUNCT
crl-24835	852	1	41	41	NUM
crl-24835	852	2	.	.	PUNCT
crl-24835	853	1	reiter	reiter	PROPN
crl-24835	853	2	and	and	CCONJ
crl-24835	853	3	ford	ford	PROPN
crl-24835	853	4	,	,	PUNCT
crl-24835	853	5	“	"	PUNCT
crl-24835	853	6	library	library	ADJ
crl-24835	853	7	support	support	NOUN
crl-24835	853	8	for	for	ADP
crl-24835	853	9	student	student	NOUN
crl-24835	853	10	financial	financial	ADJ
crl-24835	853	11	literacy	literacy	NOUN
crl-24835	853	12	.	.	PUNCT
crl-24835	853	13	”	"	PUNCT
crl-24835	854	1	42	42	NUM
crl-24835	854	2	.	.	PUNCT
crl-24835	855	1	tyler	tyler	NOUN
crl-24835	855	2	mondres	mondre	VERB
crl-24835	855	3	,	,	PUNCT
crl-24835	855	4	“	"	PUNCT
crl-24835	855	5	how	how	SCONJ
crl-24835	855	6	generation	generation	NOUN
crl-24835	855	7	z	z	NOUN
crl-24835	855	8	is	be	AUX
crl-24835	855	9	changing	change	VERB
crl-24835	855	10	financial	financial	ADJ
crl-24835	855	11	services	service	NOUN
crl-24835	855	12	:	:	PUNCT
crl-24835	855	13	move	move	VERB
crl-24835	855	14	over	over	ADV
crl-24835	855	15	,	,	PUNCT
crl-24835	855	16	millennials	millennial	NOUN
crl-24835	855	17	.	.	PUNCT
crl-24835	856	1	the	the	DET
crl-24835	856	2	next	next	ADJ
crl-24835	856	3	rising	rise	VERB
crl-24835	856	4	generation	generation	NOUN
crl-24835	856	5	is	be	AUX
crl-24835	856	6	here	here	ADV
crl-24835	856	7	,	,	PUNCT
crl-24835	856	8	”	"	PUNCT
crl-24835	856	9	aba	aba	PROPN
crl-24835	856	10	banking	banking	NOUN
crl-24835	856	11	journal	journal	NOUN
crl-24835	856	12	111	111	NUM
crl-24835	856	13	,	,	PUNCT
crl-24835	856	14	no	no	INTJ
crl-24835	856	15	.	.	NOUN
crl-24835	856	16	1	1	NUM
crl-24835	856	17	(	(	PUNCT
crl-24835	856	18	jan	jan	PROPN
crl-24835	856	19	/	/	SYM
crl-24835	856	20	feb	feb	NOUN
crl-24835	856	21	2019	2019	NUM
crl-24835	856	22	):	):	PUNCT
crl-24835	856	23	24–28	24–28	NUM
crl-24835	856	24	;	;	PUNCT
crl-24835	856	25	nikolaos	nikolaos	PROPN
crl-24835	856	26	d.	d.	PROPN
crl-24835	856	27	philippas	philippas	PROPN
crl-24835	856	28	and	and	CCONJ
crl-24835	856	29	christos	christos	PROPN
crl-24835	856	30	avdoulas	avdoulas	PROPN
crl-24835	856	31	,	,	PUNCT
crl-24835	856	32	“	"	PUNCT
crl-24835	856	33	financial	financial	ADJ
crl-24835	856	34	literacy	literacy	NOUN
crl-24835	856	35	and	and	CCONJ
crl-24835	856	36	financial	financial	ADJ
crl-24835	856	37	well	well	NOUN
crl-24835	856	38	-	-	PUNCT
crl-24835	856	39	being	being	NOUN
crl-24835	856	40	among	among	ADP
crl-24835	856	41	generation	generation	NOUN
crl-24835	856	42	-	-	PUNCT
crl-24835	856	43	z	z	NOUN
crl-24835	856	44	university	university	NOUN
crl-24835	856	45	students	student	NOUN
crl-24835	856	46	:	:	PUNCT
crl-24835	856	47	evidence	evidence	NOUN
crl-24835	856	48	from	from	ADP
crl-24835	856	49	greece	greece	PROPN
crl-24835	856	50	,	,	PUNCT
crl-24835	856	51	”	"	PUNCT
crl-24835	856	52	european	european	PROPN
crl-24835	856	53	journal	journal	PROPN
crl-24835	856	54	of	of	ADP
crl-24835	856	55	finance	finance	PROPN
crl-24835	856	56	26	26	NUM
crl-24835	856	57	,	,	PUNCT
crl-24835	856	58	no	no	INTJ
crl-24835	856	59	.	.	NOUN
crl-24835	856	60	4/5	4/5	NUM
crl-24835	856	61	(	(	PUNCT
crl-24835	856	62	2020	2020	NUM
crl-24835	856	63	):	):	PUNCT
crl-24835	856	64	360–81	360–81	NUM
crl-24835	856	65	.	.	PUNCT
crl-24835	857	1	http://dx.doi.org/10.5038/1936-4660.6.2.1	http://dx.doi.org/10.5038/1936-4660.6.2.1	VERB
crl-24835	857	2	https://doi.org/10.1111/acfi.12247	https://doi.org/10.1111/acfi.12247	ADJ
crl-24835	857	3	https://doi.org/10.1111/joca.12205	https://doi.org/10.1111/joca.12205	NOUN
crl-24835	857	4	https://doi.org/10.1111/ijcs.12122	https://doi.org/10.1111/ijcs.12122	NOUN
crl-24835	857	5	https://doi.org/10.1111/ijcs.12122	https://doi.org/10.1111/ijcs.12122	X
crl-24835	857	6	https://firstmonday.org/ojs/index.php/fm/article/download/3484/2857	https://firstmonday.org/ojs/index.php/fm/article/download/3484/2857	PROPN
crl-24835	857	7	https://doi.org/10.1891/1052-3073.29.2.272	https://doi.org/10.1891/1052-3073.29.2.272	NOUN
crl-24835	857	8	https://doi.org/10.1891/1052-3073.29.2.272	https://doi.org/10.1891/1052-3073.29.2.272	PROPN
crl-24835	857	9	https://cssl.osu.edu/posts/632320bc-704d-4eef-8bcb-87c83019f2e9/documents/2017-scfw-key-findings-report.pdf	https://cssl.osu.edu/posts/632320bc-704d-4eef-8bcb-87c83019f2e9/documents/2017-scfw-key-findings-report.pdf	X
crl-24835	857	10	https://cssl.osu.edu/posts/632320bc-704d-4eef-8bcb-87c83019f2e9/documents/2017-scfw-key-findings-report.pdf	https://cssl.osu.edu/posts/632320bc-704d-4eef-8bcb-87c83019f2e9/documents/2017-scfw-key-findings-report.pdf	PRON
crl-24835	857	11	https://doi.org/10.1111/joca.12210	https://doi.org/10.1111/joca.12210	NOUN
crl-24835	857	12	https://doi.org/10.1287/mnsc.2013.1849	https://doi.org/10.1287/mnsc.2013.1849	PROPN
crl-24835	857	13	https://doi.org/10.1287/mnsc.2013.1849	https://doi.org/10.1287/mnsc.2013.1849	PROPN
crl-24835	857	14	http://documents.worldbank.org/curated/en/297931468327387954/pdf/wps6745.pdf	http://documents.worldbank.org/curated/en/297931468327387954/pdf/wps6745.pdf	NOUN
crl-24835	857	15	https://accountability.tamu.edu/all-metrics/mixed-metrics/student-demographics	https://accountability.tamu.edu/all-metrics/mixed-metrics/student-demographic	NOUN
crl-24835	857	16	https://accountability.tamu.edu/all-metrics/mixed-metrics/student-demographics	https://accountability.tamu.edu/all-metrics/mixed-metrics/student-demographic	NOUN