id	sid	tid	token	lemma	pos
crln-8474	1	1	dec10b.indd	dec10b.indd	PROPN
crln-8474	1	2	c&rl	c&rl	PROPN
crln-8474	1	3	news	news	PROPN
crln-8474	1	4	december	december	PROPN
crln-8474	1	5	2010	2010	NUM
crln-8474	1	6	590	590	NUM
crln-8474	1	7	as	as	ADP
crln-8474	1	8	economist	economist	NOUN
crln-8474	1	9	teresa	teresa	PROPN
crln-8474	1	10	ghilarducci	ghilarducci	PROPN
crln-8474	1	11	observed	observe	VERB
crln-8474	1	12	in	in	ADP
crln-8474	1	13	when	when	SCONJ
crln-8474	1	14	i	i	PRON
crln-8474	1	15	’m	’m	VERB
crln-8474	1	16	sixty	sixty	NUM
crln-8474	1	17	-	-	PUNCT
crln-8474	1	18	four	four	NUM
crln-8474	1	19	:	:	PUNCT
crln-8474	1	20	the	the	DET
crln-8474	1	21	plot	plot	NOUN
crln-8474	1	22	against	against	ADP
crln-8474	1	23	pensions	pension	NOUN
crln-8474	1	24	and	and	CCONJ
crln-8474	1	25	the	the	DET
crln-8474	1	26	plan	plan	NOUN
crln-8474	1	27	to	to	PART
crln-8474	1	28	save	save	VERB
crln-8474	1	29	them,1	them,1	NOUN
crln-8474	1	30	the	the	DET
crln-8474	1	31	united	united	PROPN
crln-8474	1	32	states	states	PROPN
crln-8474	1	33	has	have	AUX
crln-8474	1	34	achieved	achieve	VERB
crln-8474	1	35	a	a	DET
crln-8474	1	36	great	great	ADJ
crln-8474	1	37	deal	deal	NOUN
crln-8474	1	38	in	in	ADP
crln-8474	1	39	ensuring	ensure	VERB
crln-8474	1	40	that	that	SCONJ
crln-8474	1	41	workers	worker	NOUN
crln-8474	1	42	are	be	AUX
crln-8474	1	43	entitled	entitle	VERB
crln-8474	1	44	to	to	ADP
crln-8474	1	45	a	a	DET
crln-8474	1	46	retirement	retirement	NOUN
crln-8474	1	47	.	.	PUNCT
crln-8474	2	1	however	however	ADV
crln-8474	2	2	,	,	PUNCT
crln-8474	2	3	the	the	DET
crln-8474	2	4	security	security	NOUN
crln-8474	2	5	of	of	ADP
crln-8474	2	6	that	that	DET
crln-8474	2	7	reward	reward	NOUN
crln-8474	2	8	they	they	PRON
crln-8474	2	9	have	have	AUX
crln-8474	2	10	been	be	AUX
crln-8474	2	11	anticipating	anticipate	VERB
crln-8474	2	12	for	for	ADP
crln-8474	2	13	years	year	NOUN
crln-8474	2	14	is	be	AUX
crln-8474	2	15	of	of	ADP
crln-8474	2	16	growing	grow	VERB
crln-8474	2	17	concern	concern	NOUN
crln-8474	2	18	.	.	PUNCT
crln-8474	3	1	a	a	DET
crln-8474	3	2	gold	gold	NOUN
crln-8474	3	3	watch	watch	NOUN
crln-8474	3	4	may	may	AUX
crln-8474	3	5	be	be	AUX
crln-8474	3	6	an	an	DET
crln-8474	3	7	appropriate	appropriate	ADJ
crln-8474	3	8	gift	gift	NOUN
crln-8474	3	9	for	for	ADP
crln-8474	3	10	retirees	retiree	NOUN
crln-8474	3	11	after	after	ADP
crln-8474	3	12	years	year	NOUN
crln-8474	3	13	spent	spend	VERB
crln-8474	3	14	serving	serve	VERB
crln-8474	3	15	others	other	NOUN
crln-8474	3	16	in	in	ADP
crln-8474	3	17	their	their	PRON
crln-8474	3	18	chosen	choose	VERB
crln-8474	3	19	profession	profession	NOUN
crln-8474	3	20	,	,	PUNCT
crln-8474	3	21	but	but	CCONJ
crln-8474	3	22	the	the	DET
crln-8474	3	23	dwindling	dwindle	VERB
crln-8474	3	24	size	size	NOUN
crln-8474	3	25	of	of	ADP
crln-8474	3	26	the	the	DET
crln-8474	3	27	golden	golden	ADJ
crln-8474	3	28	nest	nest	NOUN
crln-8474	3	29	egg	egg	NOUN
crln-8474	3	30	of	of	ADP
crln-8474	3	31	retirement	retirement	NOUN
crln-8474	3	32	savings	saving	NOUN
crln-8474	3	33	is	be	AUX
crln-8474	3	34	making	make	VERB
crln-8474	3	35	more	more	ADJ
crln-8474	3	36	and	and	CCONJ
crln-8474	3	37	more	more	ADJ
crln-8474	3	38	americans	american	NOUN
crln-8474	3	39	anxious	anxious	ADJ
crln-8474	3	40	about	about	ADP
crln-8474	3	41	the	the	DET
crln-8474	3	42	future	future	NOUN
crln-8474	3	43	.	.	PUNCT
crln-8474	4	1	according	accord	VERB
crln-8474	4	2	to	to	ADP
crln-8474	4	3	pensions	pension	NOUN
crln-8474	4	4	&	&	CCONJ
crln-8474	4	5	retirement	retirement	PROPN
crln-8474	4	6	security	security	PROPN
crln-8474	4	7	:	:	PUNCT
crln-8474	4	8	a	a	DET
crln-8474	4	9	roadmap	roadmap	NOUN
crln-8474	4	10	for	for	ADP
crln-8474	4	11	policymakers,2	policymakers,2	NOUN
crln-8474	4	12	recent	recent	ADJ
crln-8474	4	13	public	public	ADJ
crln-8474	4	14	opinion	opinion	NOUN
crln-8474	4	15	research	research	NOUN
crln-8474	4	16	revealed	reveal	VERB
crln-8474	4	17	that	that	SCONJ
crln-8474	4	18	more	more	ADJ
crln-8474	4	19	than	than	ADP
crln-8474	4	20	eight	eight	NUM
crln-8474	4	21	out	out	ADP
crln-8474	4	22	of	of	ADP
crln-8474	4	23	ten	ten	NUM
crln-8474	4	24	americans	american	NOUN
crln-8474	4	25	are	be	AUX
crln-8474	4	26	worried	worried	ADJ
crln-8474	4	27	about	about	ADP
crln-8474	4	28	their	their	PRON
crln-8474	4	29	ability	ability	NOUN
crln-8474	4	30	to	to	PART
crln-8474	4	31	retire	retire	VERB
crln-8474	4	32	.	.	PUNCT
crln-8474	5	1	add	add	VERB
crln-8474	5	2	to	to	ADP
crln-8474	5	3	that	that	PRON
crln-8474	5	4	the	the	DET
crln-8474	5	5	fact	fact	NOUN
crln-8474	5	6	that	that	SCONJ
crln-8474	5	7	“	"	PUNCT
crln-8474	5	8	the	the	DET
crln-8474	5	9	biggest	big	ADJ
crln-8474	5	10	,	,	PUNCT
crln-8474	5	11	but	but	CCONJ
crln-8474	5	12	most	most	ADV
crln-8474	5	13	underreported	underreported	ADJ
crln-8474	5	14	,	,	PUNCT
crln-8474	5	15	financial	financial	ADJ
crln-8474	5	16	story	story	NOUN
crln-8474	5	17	in	in	ADP
crln-8474	5	18	america	america	PROPN
crln-8474	5	19	is	be	AUX
crln-8474	5	20	the	the	DET
crln-8474	5	21	looming	loom	VERB
crln-8474	5	22	retirement	retirement	NOUN
crln-8474	5	23	disaster	disaster	NOUN
crln-8474	5	24	,	,	PUNCT
crln-8474	5	25	”	"	PUNCT
crln-8474	5	26	as	as	SCONJ
crln-8474	5	27	journalist	journalist	PROPN
crln-8474	5	28	brett	brett	PROPN
crln-8474	5	29	arends	arends	PROPN
crln-8474	5	30	wrote	write	VERB
crln-8474	5	31	in	in	ADP
crln-8474	5	32	a	a	DET
crln-8474	5	33	wall	wall	PROPN
crln-8474	5	34	street	street	PROPN
crln-8474	5	35	journal	journal	PROPN
crln-8474	5	36	article	article	PROPN
crln-8474	5	37	,	,	PUNCT
crln-8474	5	38	“	"	PUNCT
crln-8474	5	39	eighty	eighty	NUM
crln-8474	5	40	million	million	NUM
crln-8474	5	41	baby	baby	NOUN
crln-8474	5	42	boomers	boomer	NOUN
crln-8474	5	43	are	be	AUX
crln-8474	5	44	approaching	approach	VERB
crln-8474	5	45	retirement	retirement	NOUN
crln-8474	5	46	,	,	PUNCT
crln-8474	5	47	and	and	CCONJ
crln-8474	5	48	most	most	ADJ
crln-8474	5	49	have	have	VERB
crln-8474	5	50	absolutely	absolutely	ADV
crln-8474	5	51	no	no	DET
crln-8474	5	52	idea	idea	NOUN
crln-8474	5	53	what	what	PRON
crln-8474	5	54	’s	’s	AUX
crln-8474	5	55	going	go	VERB
crln-8474	5	56	to	to	PART
crln-8474	5	57	hit	hit	VERB
crln-8474	5	58	them	they	PRON
crln-8474	5	59	,	,	PUNCT
crln-8474	5	60	”	"	PUNCT
crln-8474	5	61	arends	arend	NOUN
crln-8474	5	62	continued	continue	VERB
crln-8474	5	63	.	.	PUNCT
crln-8474	6	1	“	"	PUNCT
crln-8474	6	2	for	for	ADP
crln-8474	6	3	them	they	PRON
crln-8474	6	4	the	the	DET
crln-8474	6	5	financial	financial	ADJ
crln-8474	6	6	crisis	crisis	NOUN
crln-8474	6	7	is	be	AUX
crln-8474	6	8	n’t	not	PART
crln-8474	6	9	over	over	ADV
crln-8474	6	10	.	.	PUNCT
crln-8474	7	1	it	it	PRON
crln-8474	7	2	’s	’	VERB
crln-8474	7	3	just	just	ADV
crln-8474	7	4	about	about	ADJ
crln-8474	7	5	to	to	PART
crln-8474	7	6	begin	begin	VERB
crln-8474	7	7	.	.	PUNCT
crln-8474	8	1	”3	”3	PUNCT
crln-8474	8	2	a	a	DET
crln-8474	8	3	typical	typical	ADJ
crln-8474	8	4	baby	baby	NOUN
crln-8474	8	5	boomer	boomer	NOUN
crln-8474	8	6	is	be	AUX
crln-8474	8	7	expected	expect	VERB
crln-8474	8	8	to	to	PART
crln-8474	8	9	spend	spend	VERB
crln-8474	8	10	close	close	ADV
crln-8474	8	11	to	to	PART
crln-8474	8	12	25	25	NUM
crln-8474	8	13	years	year	NOUN
crln-8474	8	14	in	in	ADP
crln-8474	8	15	retirement	retirement	NOUN
crln-8474	8	16	,	,	PUNCT
crln-8474	8	17	so	so	SCONJ
crln-8474	8	18	industry	industry	NOUN
crln-8474	8	19	experts	expert	NOUN
crln-8474	8	20	suggest	suggest	VERB
crln-8474	8	21	preparing	prepare	VERB
crln-8474	8	22	a	a	DET
crln-8474	8	23	road	road	NOUN
crln-8474	8	24	map	map	NOUN
crln-8474	8	25	for	for	ADP
crln-8474	8	26	both	both	CCONJ
crln-8474	8	27	a	a	DET
crln-8474	8	28	budget	budget	NOUN
crln-8474	8	29	and	and	CCONJ
crln-8474	8	30	a	a	DET
crln-8474	8	31	lifestyle	lifestyle	NOUN
crln-8474	8	32	for	for	ADP
crln-8474	8	33	retirement	retirement	NOUN
crln-8474	8	34	.	.	PUNCT
crln-8474	9	1	whether	whether	SCONJ
crln-8474	9	2	you	you	PRON
crln-8474	9	3	’re	’re	VERB
crln-8474	9	4	part	part	NOUN
crln-8474	9	5	of	of	ADP
crln-8474	9	6	the	the	DET
crln-8474	9	7	“	"	PUNCT
crln-8474	9	8	grey	grey	ADJ
crln-8474	9	9	tsunami	tsunami	NOUN
crln-8474	9	10	”	"	PUNCT
crln-8474	9	11	of	of	ADP
crln-8474	9	12	soon	soon	ADV
crln-8474	9	13	-	-	PUNCT
crln-8474	9	14	to	to	ADP
crln-8474	9	15	-	-	PUNCT
crln-8474	9	16	retire	retire	NOUN
crln-8474	9	17	boomers	boomer	NOUN
crln-8474	9	18	,	,	PUNCT
crln-8474	9	19	or	or	CCONJ
crln-8474	9	20	you	you	PRON
crln-8474	9	21	’re	’re	AUX
crln-8474	9	22	working	work	VERB
crln-8474	9	23	with	with	ADP
crln-8474	9	24	library	library	NOUN
crln-8474	9	25	users	user	NOUN
crln-8474	9	26	to	to	PART
crln-8474	9	27	identify	identify	VERB
crln-8474	9	28	resources	resource	NOUN
crln-8474	9	29	to	to	PART
crln-8474	9	30	help	help	VERB
crln-8474	9	31	them	they	PRON
crln-8474	9	32	start	start	VERB
crln-8474	9	33	planning	plan	VERB
crln-8474	9	34	for	for	ADP
crln-8474	9	35	the	the	DET
crln-8474	9	36	next	next	ADJ
crln-8474	9	37	chapter	chapter	NOUN
crln-8474	9	38	of	of	ADP
crln-8474	9	39	their	their	PRON
crln-8474	9	40	life	life	NOUN
crln-8474	9	41	,	,	PUNCT
crln-8474	9	42	these	these	DET
crln-8474	9	43	online	online	ADJ
crln-8474	9	44	resources	resource	NOUN
crln-8474	9	45	will	will	AUX
crln-8474	9	46	help	help	VERB
crln-8474	9	47	you	you	PRON
crln-8474	9	48	locate	locate	VERB
crln-8474	9	49	information	information	NOUN
crln-8474	9	50	to	to	PART
crln-8474	9	51	prepare	prepare	VERB
crln-8474	9	52	for	for	ADP
crln-8474	9	53	the	the	DET
crln-8474	9	54	golden	golden	ADJ
crln-8474	9	55	years	year	NOUN
crln-8474	9	56	of	of	ADP
crln-8474	9	57	retirement	retirement	NOUN
crln-8474	9	58	.	.	PUNCT
crln-8474	10	1	retirement	retirement	NOUN
crln-8474	10	2	planning	planning	NOUN
crln-8474	10	3	calculators	calculator	NOUN
crln-8474	10	4	online	online	ADJ
crln-8474	10	5	retirement	retirement	NOUN
crln-8474	10	6	calculators	calculator	NOUN
crln-8474	10	7	are	be	AUX
crln-8474	10	8	helpful	helpful	ADJ
crln-8474	10	9	guides	guide	NOUN
crln-8474	10	10	in	in	ADP
crln-8474	10	11	setting	set	VERB
crln-8474	10	12	a	a	DET
crln-8474	10	13	retirement	retirement	NOUN
crln-8474	10	14	savings	saving	NOUN
crln-8474	10	15	goal	goal	NOUN
crln-8474	10	16	.	.	PUNCT
crln-8474	11	1	because	because	SCONJ
crln-8474	11	2	the	the	DET
crln-8474	11	3	information	information	NOUN
crln-8474	11	4	they	they	PRON
crln-8474	11	5	require	require	VERB
crln-8474	11	6	is	be	AUX
crln-8474	11	7	based	base	VERB
crln-8474	11	8	on	on	ADP
crln-8474	11	9	many	many	ADJ
crln-8474	11	10	unknowns	unknown	NOUN
crln-8474	11	11	,	,	PUNCT
crln-8474	11	12	users	user	NOUN
crln-8474	11	13	will	will	AUX
crln-8474	11	14	likely	likely	ADV
crln-8474	11	15	have	have	VERB
crln-8474	11	16	to	to	PART
crln-8474	11	17	submit	submit	VERB
crln-8474	11	18	guesses	guess	NOUN
crln-8474	11	19	about	about	ADP
crln-8474	11	20	estimates	estimate	NOUN
crln-8474	11	21	of	of	ADP
crln-8474	11	22	expected	expect	VERB
crln-8474	11	23	investment	investment	NOUN
crln-8474	11	24	returns	return	NOUN
crln-8474	11	25	,	,	PUNCT
crln-8474	11	26	unexpected	unexpected	ADJ
crln-8474	11	27	expenses	expense	NOUN
crln-8474	11	28	incurred	incur	VERB
crln-8474	11	29	during	during	ADP
crln-8474	11	30	retirement	retirement	NOUN
crln-8474	11	31	,	,	PUNCT
crln-8474	11	32	and	and	CCONJ
crln-8474	11	33	expected	expect	VERB
crln-8474	11	34	retirement	retirement	NOUN
crln-8474	11	35	age	age	NOUN
crln-8474	11	36	.	.	PUNCT
crln-8474	12	1	financial	financial	ADJ
crln-8474	12	2	planning	planning	NOUN
crln-8474	12	3	can	can	AUX
crln-8474	12	4	be	be	AUX
crln-8474	12	5	complex	complex	ADJ
crln-8474	12	6	,	,	PUNCT
crln-8474	12	7	so	so	ADV
crln-8474	12	8	use	use	VERB
crln-8474	12	9	this	this	DET
crln-8474	12	10	information	information	NOUN
crln-8474	12	11	as	as	ADP
crln-8474	12	12	a	a	DET
crln-8474	12	13	start	start	NOUN
crln-8474	12	14	,	,	PUNCT
crln-8474	12	15	and	and	CCONJ
crln-8474	12	16	then	then	ADV
crln-8474	12	17	consult	consult	VERB
crln-8474	12	18	a	a	DET
crln-8474	12	19	certified	certified	ADJ
crln-8474	12	20	financial	financial	ADJ
crln-8474	12	21	planner	planner	NOUN
crln-8474	12	22	,	,	PUNCT
crln-8474	12	23	accountant	accountant	NOUN
crln-8474	12	24	,	,	PUNCT
crln-8474	12	25	or	or	CCONJ
crln-8474	12	26	other	other	ADJ
crln-8474	12	27	professional	professional	NOUN
crln-8474	12	28	.	.	PUNCT
crln-8474	13	1	•	•	NUM
crln-8474	13	2	360	360	NUM
crln-8474	13	3	degrees	degree	NOUN
crln-8474	13	4	of	of	ADP
crln-8474	13	5	financial	financial	ADJ
crln-8474	13	6	literacy	literacy	NOUN
crln-8474	13	7	.	.	PUNCT
crln-8474	14	1	this	this	DET
crln-8474	14	2	resource	resource	NOUN
crln-8474	14	3	from	from	ADP
crln-8474	14	4	the	the	DET
crln-8474	14	5	american	american	PROPN
crln-8474	14	6	institute	institute	PROPN
crln-8474	14	7	of	of	ADP
crln-8474	14	8	certified	certify	VERB
crln-8474	14	9	public	public	ADJ
crln-8474	14	10	accountants	accountant	NOUN
crln-8474	14	11	helps	help	VERB
crln-8474	14	12	people	people	NOUN
crln-8474	14	13	in	in	ADP
crln-8474	14	14	all	all	DET
crln-8474	14	15	stages	stage	NOUN
crln-8474	14	16	of	of	ADP
crln-8474	14	17	life	life	NOUN
crln-8474	14	18	understand	understand	VERB
crln-8474	14	19	their	their	PRON
crln-8474	14	20	personal	personal	ADJ
crln-8474	14	21	finances	finance	NOUN
crln-8474	14	22	and	and	CCONJ
crln-8474	14	23	develop	develop	VERB
crln-8474	14	24	money	money	NOUN
crln-8474	14	25	management	management	NOUN
crln-8474	14	26	skills	skill	NOUN
crln-8474	14	27	.	.	PUNCT
crln-8474	15	1	the	the	DET
crln-8474	15	2	option	option	NOUN
crln-8474	15	3	for	for	ADP
crln-8474	15	4	retirees	retiree	NOUN
crln-8474	15	5	includes	include	VERB
crln-8474	15	6	a	a	DET
crln-8474	15	7	retirement	retirement	NOUN
crln-8474	15	8	planning	planning	NOUN
crln-8474	15	9	calculator	calculator	NOUN
crln-8474	15	10	that	that	PRON
crln-8474	15	11	allows	allow	VERB
crln-8474	15	12	users	user	NOUN
crln-8474	15	13	to	to	PART
crln-8474	15	14	view	view	VERB
crln-8474	15	15	their	their	PRON
crln-8474	15	16	retirement	retirement	NOUN
crln-8474	15	17	savings	saving	NOUN
crln-8474	15	18	balances	balance	NOUN
crln-8474	15	19	and	and	CCONJ
crln-8474	15	20	withdrawals	withdrawal	NOUN
crln-8474	15	21	for	for	ADP
crln-8474	15	22	each	each	DET
crln-8474	15	23	year	year	NOUN
crln-8474	15	24	until	until	ADP
crln-8474	15	25	the	the	DET
crln-8474	15	26	end	end	NOUN
crln-8474	15	27	of	of	ADP
crln-8474	15	28	their	their	PRON
crln-8474	15	29	retirement	retirement	NOUN
crln-8474	15	30	.	.	PUNCT
crln-8474	16	1	additional	additional	ADJ
crln-8474	16	2	resources	resource	NOUN
crln-8474	16	3	include	include	VERB
crln-8474	16	4	links	link	NOUN
crln-8474	16	5	to	to	ADP
crln-8474	16	6	basic	basic	ADJ
crln-8474	16	7	retirement	retirement	NOUN
crln-8474	16	8	planning	planning	NOUN
crln-8474	16	9	information	information	NOUN
crln-8474	16	10	,	,	PUNCT
crln-8474	16	11	such	such	ADJ
crln-8474	16	12	as	as	ADP
crln-8474	16	13	returning	return	VERB
crln-8474	16	14	to	to	ADP
crln-8474	16	15	work	work	NOUN
crln-8474	16	16	after	after	ADP
crln-8474	16	17	retirement	retirement	NOUN
crln-8474	16	18	,	,	PUNCT
crln-8474	16	19	understanding	understand	VERB
crln-8474	16	20	how	how	SCONJ
crln-8474	16	21	taxation	taxation	NOUN
crln-8474	16	22	can	can	AUX
crln-8474	16	23	affect	affect	VERB
crln-8474	16	24	your	your	PRON
crln-8474	16	25	retirement	retirement	NOUN
crln-8474	16	26	funds	fund	NOUN
crln-8474	16	27	,	,	PUNCT
crln-8474	16	28	and	and	CCONJ
crln-8474	16	29	taking	take	VERB
crln-8474	16	30	advantage	advantage	NOUN
crln-8474	16	31	of	of	ADP
crln-8474	16	32	employersponsored	employersponsored	ADJ
crln-8474	16	33	retirement	retirement	NOUN
crln-8474	16	34	plans	plan	NOUN
crln-8474	16	35	.	.	PUNCT
crln-8474	17	1	access	access	NOUN
crln-8474	17	2	:	:	PUNCT
crln-8474	18	1	http://	http://	PROPN
crln-8474	18	2	www.360financialliteracy.org	www.360financialliteracy.org	ADJ
crln-8474	18	3	.	.	PUNCT
crln-8474	19	1	•	•	NUM
crln-8474	19	2	can	can	AUX
crln-8474	19	3	you	you	PRON
crln-8474	19	4	retire	retire	VERB
crln-8474	19	5	early	early	ADV
crln-8474	19	6	?	?	PUNCT
crln-8474	20	1	this	this	DET
crln-8474	20	2	retirement	retirement	NOUN
crln-8474	20	3	planning	planning	NOUN
crln-8474	20	4	calculator	calculator	NOUN
crln-8474	20	5	from	from	ADP
crln-8474	20	6	cnn	cnn	PROPN
crln-8474	20	7	/	/	SYM
crln-8474	20	8	money	money	NOUN
crln-8474	20	9	uses	use	VERB
crln-8474	20	10	your	your	PRON
crln-8474	20	11	age	age	NOUN
crln-8474	20	12	and	and	CCONJ
crln-8474	20	13	income	income	NOUN
crln-8474	20	14	to	to	PART
crln-8474	20	15	assess	assess	VERB
crln-8474	20	16	how	how	SCONJ
crln-8474	20	17	much	much	ADJ
crln-8474	20	18	you	you	PRON
crln-8474	20	19	need	need	VERB
crln-8474	20	20	to	to	PART
crln-8474	20	21	invest	invest	VERB
crln-8474	20	22	if	if	SCONJ
crln-8474	20	23	you	you	PRON
crln-8474	20	24	want	want	VERB
crln-8474	20	25	to	to	PART
crln-8474	20	26	retire	retire	VERB
crln-8474	20	27	by	by	ADP
crln-8474	20	28	the	the	DET
crln-8474	20	29	time	time	NOUN
crln-8474	20	30	you	you	PRON
crln-8474	20	31	’re	’re	VERB
crln-8474	20	32	60	60	NUM
crln-8474	20	33	years	year	NOUN
crln-8474	20	34	old	old	ADJ
crln-8474	20	35	.	.	PUNCT
crln-8474	21	1	the	the	DET
crln-8474	21	2	site	site	NOUN
crln-8474	21	3	also	also	ADV
crln-8474	21	4	betsy	betsy	PROPN
crln-8474	21	5	butler	butler	PROPN
crln-8474	21	6	gold	gold	PROPN
crln-8474	21	7	watch	watch	PROPN
crln-8474	21	8	or	or	CCONJ
crln-8474	21	9	golden	golden	ADJ
crln-8474	21	10	nest	nest	NOUN
crln-8474	21	11	egg	egg	NOUN
crln-8474	21	12	?	?	PUNCT
crln-8474	22	1	online	online	ADJ
crln-8474	22	2	resources	resource	NOUN
crln-8474	22	3	to	to	PART
crln-8474	22	4	prepare	prepare	VERB
crln-8474	22	5	for	for	ADP
crln-8474	22	6	retirement	retirement	NOUN
crln-8474	22	7	internet	internet	NOUN
crln-8474	22	8	resources	resource	NOUN
crln-8474	22	9	betsy	betsy	PROPN
crln-8474	22	10	butler	butler	PROPN
crln-8474	22	11	is	be	AUX
crln-8474	22	12	knowledge	knowledge	NOUN
crln-8474	22	13	issues	issue	NOUN
crln-8474	22	14	strategist	strategist	NOUN
crln-8474	22	15	at	at	ADP
crln-8474	22	16	the	the	DET
crln-8474	22	17	ohio	ohio	PROPN
crln-8474	22	18	public	public	ADJ
crln-8474	22	19	employees	employee	NOUN
crln-8474	22	20	retirement	retirement	NOUN
crln-8474	22	21	system	system	NOUN
crln-8474	22	22	,	,	PUNCT
crln-8474	22	23	e	e	NOUN
crln-8474	22	24	-	-	NOUN
crln-8474	22	25	mail	mail	NOUN
crln-8474	22	26	:	:	PUNCT
crln-8474	22	27	bbutler@	bbutler@	VERB
crln-8474	22	28	opers.org	opers.org	X
crln-8474	22	29	©	©	PROPN
crln-8474	22	30	2010	2010	NUM
crln-8474	23	1	betsy	betsy	PROPN
crln-8474	23	2	butler	butler	PROPN
crln-8474	23	3	december	december	PROPN
crln-8474	23	4	2010	2010	NUM
crln-8474	23	5	591	591	NUM
crln-8474	23	6	c&rl	c&rl	PROPN
crln-8474	23	7	news	news	NOUN
crln-8474	23	8	determines	determine	VERB
crln-8474	23	9	what	what	PRON
crln-8474	23	10	you	you	PRON
crln-8474	23	11	need	need	VERB
crln-8474	23	12	to	to	PART
crln-8474	23	13	save	save	VERB
crln-8474	23	14	,	,	PUNCT
crln-8474	23	15	how	how	SCONJ
crln-8474	23	16	rapidly	rapidly	ADV
crln-8474	23	17	your	your	PRON
crln-8474	23	18	nest	nest	NOUN
crln-8474	23	19	egg	egg	NOUN
crln-8474	23	20	can	can	AUX
crln-8474	23	21	grow	grow	VERB
crln-8474	23	22	,	,	PUNCT
crln-8474	23	23	your	your	PRON
crln-8474	23	24	net	net	ADJ
crln-8474	23	25	worth	worth	NOUN
crln-8474	23	26	,	,	PUNCT
crln-8474	23	27	and	and	CCONJ
crln-8474	23	28	how	how	SCONJ
crln-8474	23	29	much	much	ADJ
crln-8474	23	30	you	you	PRON
crln-8474	23	31	may	may	AUX
crln-8474	23	32	need	need	VERB
crln-8474	23	33	for	for	ADP
crln-8474	23	34	retirement	retirement	NOUN
crln-8474	23	35	.	.	PUNCT
crln-8474	24	1	other	other	ADJ
crln-8474	24	2	retirement	retirement	NOUN
crln-8474	24	3	resources	resource	NOUN
crln-8474	24	4	from	from	ADP
crln-8474	24	5	cnn	cnn	PROPN
crln-8474	24	6	/	/	SYM
crln-8474	24	7	money	money	NOUN
crln-8474	24	8	include	include	VERB
crln-8474	24	9	annual	annual	ADJ
crln-8474	24	10	“	"	PUNCT
crln-8474	24	11	best	good	ADJ
crln-8474	24	12	places	place	NOUN
crln-8474	24	13	to	to	PART
crln-8474	24	14	live	live	VERB
crln-8474	24	15	”	"	PUNCT
crln-8474	24	16	and	and	CCONJ
crln-8474	24	17	“	"	PUNCT
crln-8474	24	18	best	good	ADJ
crln-8474	24	19	places	place	NOUN
crln-8474	24	20	to	to	PART
crln-8474	24	21	retire	retire	VERB
crln-8474	24	22	”	"	PUNCT
crln-8474	24	23	surveys	survey	NOUN
crln-8474	24	24	,	,	PUNCT
crln-8474	24	25	articles	article	NOUN
crln-8474	24	26	about	about	ADP
crln-8474	24	27	age	age	NOUN
crln-8474	24	28	-	-	PUNCT
crln-8474	24	29	specific	specific	ADJ
crln-8474	24	30	retirement	retirement	NOUN
crln-8474	24	31	plans	plan	NOUN
crln-8474	24	32	,	,	PUNCT
crln-8474	24	33	answers	answer	NOUN
crln-8474	24	34	from	from	ADP
crln-8474	24	35	industry	industry	NOUN
crln-8474	24	36	experts	expert	NOUN
crln-8474	24	37	,	,	PUNCT
crln-8474	24	38	and	and	CCONJ
crln-8474	24	39	best	good	ADJ
crln-8474	24	40	funds	fund	NOUN
crln-8474	24	41	in	in	ADP
crln-8474	24	42	which	which	PRON
crln-8474	24	43	to	to	PART
crln-8474	24	44	invest	invest	VERB
crln-8474	24	45	.	.	PUNCT
crln-8474	25	1	access	access	NOUN
crln-8474	25	2	:	:	PUNCT
crln-8474	25	3	http://cgi.money	http://cgi.money	NOUN
crln-8474	25	4	.	.	PUNCT
crln-8474	26	1	cnn.com/tools/	cnn.com/tools/	PROPN
crln-8474	26	2	and	and	CCONJ
crln-8474	26	3	http://money.cnn.com	http://money.cnn.com	X
crln-8474	26	4	/retirement/.	/retirement/.	PUNCT
crln-8474	27	1	•	•	NUM
crln-8474	27	2	choose	choose	VERB
crln-8474	27	3	to	to	PART
crln-8474	27	4	save	save	VERB
crln-8474	27	5	.	.	PUNCT
crln-8474	28	1	this	this	DET
crln-8474	28	2	collection	collection	NOUN
crln-8474	28	3	of	of	ADP
crln-8474	28	4	links	link	NOUN
crln-8474	28	5	to	to	ADP
crln-8474	28	6	savings	saving	NOUN
crln-8474	28	7	calculators	calculator	NOUN
crln-8474	28	8	from	from	ADP
crln-8474	28	9	the	the	DET
crln-8474	28	10	employee	employee	NOUN
crln-8474	28	11	benefit	benefit	NOUN
crln-8474	28	12	research	research	PROPN
crln-8474	28	13	institute	institute	NOUN
crln-8474	28	14	and	and	CCONJ
crln-8474	28	15	the	the	DET
crln-8474	28	16	american	american	ADJ
crln-8474	28	17	savings	savings	PROPN
crln-8474	28	18	education	education	PROPN
crln-8474	28	19	council	council	PROPN
crln-8474	28	20	includes	include	VERB
crln-8474	28	21	retirement	retirement	NOUN
crln-8474	28	22	calculators	calculator	NOUN
crln-8474	28	23	,	,	PUNCT
crln-8474	28	24	retiree	retiree	NOUN
crln-8474	28	25	health	health	PROPN
crln-8474	28	26	,	,	PUNCT
crln-8474	28	27	roth	roth	PROPN
crln-8474	28	28	ira	ira	PROPN
crln-8474	28	29	,	,	PUNCT
crln-8474	28	30	and	and	CCONJ
crln-8474	28	31	social	social	ADJ
crln-8474	28	32	security	security	NOUN
crln-8474	28	33	calculators	calculator	NOUN
crln-8474	28	34	.	.	PUNCT
crln-8474	29	1	it	it	PRON
crln-8474	29	2	also	also	ADV
crln-8474	29	3	includes	include	VERB
crln-8474	29	4	the	the	DET
crln-8474	29	5	“	"	PUNCT
crln-8474	29	6	ballpark	ballpark	ADJ
crln-8474	29	7	e$timate	e$timate	PROPN
crln-8474	29	8	,	,	PUNCT
crln-8474	29	9	”	"	PUNCT
crln-8474	29	10	an	an	DET
crln-8474	29	11	easy	easy	ADJ
crln-8474	29	12	-	-	PUNCT
crln-8474	29	13	to	to	PART
crln-8474	29	14	-	-	PUNCT
crln-8474	29	15	understand	understand	VERB
crln-8474	29	16	two	two	NUM
crln-8474	29	17	-	-	PUNCT
crln-8474	29	18	page	page	NOUN
crln-8474	29	19	worksheet	worksheet	NOUN
crln-8474	29	20	that	that	PRON
crln-8474	29	21	facilitates	facilitate	VERB
crln-8474	29	22	discovery	discovery	NOUN
crln-8474	29	23	of	of	ADP
crln-8474	29	24	how	how	SCONJ
crln-8474	29	25	much	much	ADJ
crln-8474	29	26	a	a	DET
crln-8474	29	27	future	future	ADJ
crln-8474	29	28	retiree	retiree	NOUN
crln-8474	29	29	needs	need	VERB
crln-8474	29	30	to	to	PART
crln-8474	29	31	save	save	VERB
crln-8474	29	32	to	to	PART
crln-8474	29	33	fund	fund	VERB
crln-8474	29	34	a	a	DET
crln-8474	29	35	comfortable	comfortable	ADJ
crln-8474	29	36	,	,	PUNCT
crln-8474	29	37	secure	secure	ADJ
crln-8474	29	38	retirement	retirement	NOUN
crln-8474	29	39	.	.	PUNCT
crln-8474	30	1	access	access	NOUN
crln-8474	30	2	:	:	PUNCT
crln-8474	31	1	http://www	http://www	PROPN
crln-8474	31	2	.	.	PUNCT
crln-8474	32	1	choosetosave.org/calculators/.	choosetosave.org/calculators/.	PROPN
crln-8474	32	2	retirement	retirement	NOUN
crln-8474	32	3	-	-	PUNCT
crln-8474	32	4	related	relate	VERB
crln-8474	32	5	organizations	organization	NOUN
crln-8474	32	6	•	•	PRON
crln-8474	32	7	aarp	aarp	NOUN
crln-8474	32	8	.	.	PUNCT
crln-8474	33	1	as	as	ADP
crln-8474	33	2	the	the	DET
crln-8474	33	3	nation	nation	NOUN
crln-8474	33	4	’s	’s	PART
crln-8474	33	5	largest	large	ADJ
crln-8474	33	6	membership	membership	NOUN
crln-8474	33	7	organization	organization	NOUN
crln-8474	33	8	for	for	ADP
crln-8474	33	9	those	those	DET
crln-8474	33	10	over	over	ADP
crln-8474	33	11	50	50	NUM
crln-8474	33	12	,	,	PUNCT
crln-8474	33	13	this	this	DET
crln-8474	33	14	social	social	ADJ
crln-8474	33	15	welfare	welfare	NOUN
crln-8474	33	16	organization	organization	NOUN
crln-8474	33	17	helps	help	VERB
crln-8474	33	18	people	people	NOUN
crln-8474	33	19	improve	improve	VERB
crln-8474	33	20	the	the	DET
crln-8474	33	21	quality	quality	NOUN
crln-8474	33	22	of	of	ADP
crln-8474	33	23	their	their	PRON
crln-8474	33	24	lives	life	NOUN
crln-8474	33	25	.	.	PUNCT
crln-8474	34	1	its	its	PRON
crln-8474	34	2	research	research	NOUN
crln-8474	34	3	center	center	NOUN
crln-8474	34	4	offers	offer	VERB
crln-8474	34	5	surveys	survey	NOUN
crln-8474	34	6	and	and	CCONJ
crln-8474	34	7	statistics	statistic	NOUN
crln-8474	34	8	about	about	ADP
crln-8474	34	9	issues	issue	NOUN
crln-8474	34	10	such	such	ADJ
crln-8474	34	11	as	as	ADP
crln-8474	34	12	social	social	ADJ
crln-8474	34	13	security	security	NOUN
crln-8474	34	14	,	,	PUNCT
crln-8474	34	15	medicare	medicare	PROPN
crln-8474	34	16	,	,	PUNCT
crln-8474	34	17	prescription	prescription	NOUN
crln-8474	34	18	drugs	drug	NOUN
crln-8474	34	19	,	,	PUNCT
crln-8474	34	20	health	health	NOUN
crln-8474	34	21	care	care	NOUN
crln-8474	34	22	reform	reform	NOUN
crln-8474	34	23	,	,	PUNCT
crln-8474	34	24	and	and	CCONJ
crln-8474	34	25	economic	economic	ADJ
crln-8474	34	26	security	security	NOUN
crln-8474	34	27	.	.	PUNCT
crln-8474	35	1	its	its	PRON
crln-8474	35	2	sections	section	NOUN
crln-8474	35	3	on	on	ADP
crln-8474	35	4	retirement	retirement	NOUN
crln-8474	35	5	planning	planning	NOUN
crln-8474	35	6	,	,	PUNCT
crln-8474	35	7	social	social	ADJ
crln-8474	35	8	security	security	NOUN
crln-8474	35	9	information	information	NOUN
crln-8474	35	10	,	,	PUNCT
crln-8474	35	11	retirement	retirement	NOUN
crln-8474	35	12	savings	saving	NOUN
crln-8474	35	13	tips	tip	NOUN
crln-8474	35	14	,	,	PUNCT
crln-8474	35	15	tools	tool	NOUN
crln-8474	35	16	to	to	PART
crln-8474	35	17	calculate	calculate	VERB
crln-8474	35	18	retirement	retirement	NOUN
crln-8474	35	19	nest	nest	NOUN
crln-8474	35	20	eggs	egg	NOUN
crln-8474	35	21	,	,	PUNCT
crln-8474	35	22	pension	pension	NOUN
crln-8474	35	23	plan	plan	NOUN
crln-8474	35	24	options	option	NOUN
crln-8474	35	25	,	,	PUNCT
crln-8474	35	26	and	and	CCONJ
crln-8474	35	27	401(k	401(k	NOUN
crln-8474	35	28	)	)	PUNCT
crln-8474	35	29	savings	saving	NOUN
crln-8474	35	30	can	can	AUX
crln-8474	35	31	facilitate	facilitate	VERB
crln-8474	35	32	decisionmaking	decisionmake	VERB
crln-8474	35	33	for	for	ADP
crln-8474	35	34	future	future	ADJ
crln-8474	35	35	retirees	retiree	NOUN
crln-8474	35	36	.	.	PUNCT
crln-8474	36	1	access	access	NOUN
crln-8474	36	2	:	:	PUNCT
crln-8474	36	3	http://www.aarp.org/.	http://www.aarp.org/.	PROPN
crln-8474	36	4	•	•	NOUN
crln-8474	36	5	center	center	PROPN
crln-8474	36	6	for	for	ADP
crln-8474	36	7	retirement	retirement	NOUN
crln-8474	36	8	research	research	NOUN
crln-8474	36	9	.	.	PUNCT
crln-8474	37	1	this	this	DET
crln-8474	37	2	boston	boston	PROPN
crln-8474	37	3	college	college	NOUN
crln-8474	37	4	-	-	PUNCT
crln-8474	37	5	based	base	VERB
crln-8474	37	6	center	center	NOUN
crln-8474	37	7	shares	share	VERB
crln-8474	37	8	research	research	NOUN
crln-8474	37	9	findings	finding	NOUN
crln-8474	37	10	on	on	ADP
crln-8474	37	11	issues	issue	NOUN
crln-8474	37	12	pertinent	pertinent	ADJ
crln-8474	37	13	to	to	ADP
crln-8474	37	14	retirement	retirement	NOUN
crln-8474	37	15	income	income	NOUN
crln-8474	37	16	,	,	PUNCT
crln-8474	37	17	such	such	ADJ
crln-8474	37	18	as	as	ADP
crln-8474	37	19	social	social	ADJ
crln-8474	37	20	security	security	NOUN
crln-8474	37	21	,	,	PUNCT
crln-8474	37	22	employersponsored	employersponsore	VERB
crln-8474	37	23	pension	pension	NOUN
crln-8474	37	24	plans	plan	NOUN
crln-8474	37	25	,	,	PUNCT
crln-8474	37	26	household	household	NOUN
crln-8474	37	27	saving	saving	NOUN
crln-8474	37	28	,	,	PUNCT
crln-8474	37	29	and	and	CCONJ
crln-8474	37	30	trends	trend	NOUN
crln-8474	37	31	in	in	ADP
crln-8474	37	32	employment	employment	NOUN
crln-8474	37	33	of	of	ADP
crln-8474	37	34	older	old	ADJ
crln-8474	37	35	workers	worker	NOUN
crln-8474	37	36	.	.	PUNCT
crln-8474	38	1	briefs	brief	NOUN
crln-8474	38	2	,	,	PUNCT
crln-8474	38	3	working	working	NOUN
crln-8474	38	4	papers	paper	NOUN
crln-8474	38	5	,	,	PUNCT
crln-8474	38	6	and	and	CCONJ
crln-8474	38	7	reports	report	NOUN
crln-8474	38	8	on	on	ADP
crln-8474	38	9	special	special	ADJ
crln-8474	38	10	projects	project	NOUN
crln-8474	38	11	provide	provide	VERB
crln-8474	38	12	valuable	valuable	ADJ
crln-8474	38	13	insight	insight	NOUN
crln-8474	38	14	into	into	ADP
crln-8474	38	15	these	these	DET
crln-8474	38	16	topics	topic	NOUN
crln-8474	38	17	.	.	PUNCT
crln-8474	39	1	information	information	NOUN
crln-8474	39	2	about	about	ADP
crln-8474	39	3	the	the	DET
crln-8474	39	4	center	center	NOUN
crln-8474	39	5	’s	’s	PART
crln-8474	39	6	annual	annual	ADJ
crln-8474	39	7	retirement	retirement	NOUN
crln-8474	39	8	research	research	PROPN
crln-8474	39	9	consortium	consortium	NOUN
crln-8474	39	10	conference	conference	NOUN
crln-8474	39	11	is	be	AUX
crln-8474	39	12	also	also	ADV
crln-8474	39	13	available	available	ADJ
crln-8474	39	14	here	here	ADV
crln-8474	39	15	.	.	PUNCT
crln-8474	40	1	access	access	NOUN
crln-8474	40	2	:	:	PUNCT
crln-8474	41	1	http://crr	http://crr	PROPN
crln-8474	41	2	.	.	PROPN
crln-8474	41	3	bc.edu/.	bc.edu/.	ADJ
crln-8474	41	4	•	•	NUM
crln-8474	41	5	national	national	PROPN
crln-8474	41	6	council	council	PROPN
crln-8474	41	7	on	on	ADP
crln-8474	41	8	aging	age	VERB
crln-8474	41	9	.	.	PUNCT
crln-8474	42	1	this	this	DET
crln-8474	42	2	advocacy	advocacy	NOUN
crln-8474	42	3	organization	organization	NOUN
crln-8474	42	4	works	work	VERB
crln-8474	42	5	to	to	PART
crln-8474	42	6	improve	improve	VERB
crln-8474	42	7	the	the	DET
crln-8474	42	8	lives	life	NOUN
crln-8474	42	9	of	of	ADP
crln-8474	42	10	older	old	ADJ
crln-8474	42	11	americans	american	NOUN
crln-8474	42	12	.	.	PUNCT
crln-8474	43	1	its	its	PRON
crln-8474	43	2	web	web	NOUN
crln-8474	43	3	site	site	NOUN
crln-8474	43	4	offers	offer	VERB
crln-8474	43	5	information	information	NOUN
crln-8474	43	6	on	on	ADP
crln-8474	43	7	ways	way	NOUN
crln-8474	43	8	to	to	PART
crln-8474	43	9	improve	improve	VERB
crln-8474	43	10	their	their	PRON
crln-8474	43	11	health	health	NOUN
crln-8474	43	12	,	,	PUNCT
crln-8474	43	13	enhance	enhance	VERB
crln-8474	43	14	their	their	PRON
crln-8474	43	15	economic	economic	ADJ
crln-8474	43	16	security	security	NOUN
crln-8474	43	17	,	,	PUNCT
crln-8474	43	18	and	and	CCONJ
crln-8474	43	19	promote	promote	VERB
crln-8474	43	20	their	their	PRON
crln-8474	43	21	independence	independence	NOUN
crln-8474	43	22	.	.	PUNCT
crln-8474	44	1	it	it	PRON
crln-8474	44	2	also	also	ADV
crln-8474	44	3	helps	help	VERB
crln-8474	44	4	americans	americans	PROPN
crln-8474	44	5	build	build	VERB
crln-8474	44	6	a	a	DET
crln-8474	44	7	secure	secure	ADJ
crln-8474	44	8	retirement	retirement	NOUN
crln-8474	44	9	by	by	ADP
crln-8474	44	10	linking	link	VERB
crln-8474	44	11	to	to	ADP
crln-8474	44	12	resources	resource	NOUN
crln-8474	44	13	that	that	SCONJ
crln-8474	44	14	not	not	PART
crln-8474	44	15	only	only	ADV
crln-8474	44	16	facilitate	facilitate	VERB
crln-8474	44	17	understanding	understanding	NOUN
crln-8474	44	18	of	of	ADP
crln-8474	44	19	medicare	medicare	PROPN
crln-8474	44	20	and	and	CCONJ
crln-8474	44	21	other	other	ADJ
crln-8474	44	22	benefits	benefit	NOUN
crln-8474	44	23	,	,	PUNCT
crln-8474	44	24	training	training	NOUN
crln-8474	44	25	and	and	CCONJ
crln-8474	44	26	employment	employment	NOUN
crln-8474	44	27	opportunities	opportunity	NOUN
crln-8474	44	28	for	for	ADP
crln-8474	44	29	workers	worker	NOUN
crln-8474	44	30	over	over	ADP
crln-8474	44	31	age	age	NOUN
crln-8474	44	32	55	55	NUM
crln-8474	44	33	,	,	PUNCT
crln-8474	44	34	but	but	CCONJ
crln-8474	44	35	also	also	ADV
crln-8474	44	36	obtain	obtain	VERB
crln-8474	44	37	assistance	assistance	NOUN
crln-8474	44	38	in	in	ADP
crln-8474	44	39	regaining	regain	VERB
crln-8474	44	40	their	their	PRON
crln-8474	44	41	economic	economic	ADJ
crln-8474	44	42	footing	footing	NOUN
crln-8474	44	43	.	.	PUNCT
crln-8474	45	1	access	access	NOUN
crln-8474	45	2	:	:	PUNCT
crln-8474	45	3	http://	http://	PROPN
crln-8474	45	4	www.ncoa.org/.	www.ncoa.org/.	PROPN
crln-8474	45	5	•	•	PROPN
crln-8474	45	6	national	national	PROPN
crln-8474	45	7	institute	institute	PROPN
crln-8474	45	8	on	on	ADP
crln-8474	45	9	retirement	retirement	NOUN
crln-8474	45	10	security	security	PROPN
crln-8474	45	11	(	(	PUNCT
crln-8474	45	12	nirs	nirs	PROPN
crln-8474	45	13	)	)	PUNCT
crln-8474	45	14	.	.	PUNCT
crln-8474	46	1	this	this	DET
crln-8474	46	2	organization	organization	NOUN
crln-8474	46	3	conducts	conduct	VERB
crln-8474	46	4	research	research	NOUN
crln-8474	46	5	and	and	CCONJ
crln-8474	46	6	educational	educational	ADJ
crln-8474	46	7	programs	program	NOUN
crln-8474	46	8	about	about	ADP
crln-8474	46	9	the	the	DET
crln-8474	46	10	value	value	NOUN
crln-8474	46	11	of	of	ADP
crln-8474	46	12	retirement	retirement	NOUN
crln-8474	46	13	security	security	NOUN
crln-8474	46	14	to	to	ADP
crln-8474	46	15	employees	employee	NOUN
crln-8474	46	16	,	,	PUNCT
crln-8474	46	17	employers	employer	NOUN
crln-8474	46	18	,	,	PUNCT
crln-8474	46	19	and	and	CCONJ
crln-8474	46	20	policymakers	policymaker	NOUN
crln-8474	46	21	.	.	PUNCT
crln-8474	47	1	research	research	NOUN
crln-8474	47	2	reports	report	NOUN
crln-8474	47	3	and	and	CCONJ
crln-8474	47	4	briefs	brief	NOUN
crln-8474	47	5	focus	focus	VERB
crln-8474	47	6	on	on	ADP
crln-8474	47	7	the	the	DET
crln-8474	47	8	role	role	NOUN
crln-8474	47	9	and	and	CCONJ
crln-8474	47	10	value	value	NOUN
crln-8474	47	11	of	of	ADP
crln-8474	47	12	defined	define	VERB
crln-8474	47	13	benefit	benefit	NOUN
crln-8474	47	14	pension	pension	NOUN
crln-8474	47	15	plans	plan	NOUN
crln-8474	47	16	,	,	PUNCT
crln-8474	47	17	strategies	strategy	NOUN
crln-8474	47	18	to	to	PART
crln-8474	47	19	broaden	broaden	VERB
crln-8474	47	20	pension	pension	NOUN
crln-8474	47	21	coverage	coverage	NOUN
crln-8474	47	22	,	,	PUNCT
crln-8474	47	23	and	and	CCONJ
crln-8474	47	24	ways	way	NOUN
crln-8474	47	25	to	to	PART
crln-8474	47	26	improve	improve	VERB
crln-8474	47	27	retirement	retirement	NOUN
crln-8474	47	28	security	security	NOUN
crln-8474	47	29	.	.	PUNCT
crln-8474	48	1	examples	example	NOUN
crln-8474	48	2	include	include	VERB
crln-8474	48	3	the	the	DET
crln-8474	48	4	impact	impact	NOUN
crln-8474	48	5	of	of	ADP
crln-8474	48	6	pensions	pension	NOUN
crln-8474	48	7	on	on	ADP
crln-8474	48	8	poverty	poverty	NOUN
crln-8474	48	9	in	in	ADP
crln-8474	48	10	older	old	ADJ
crln-8474	48	11	households	household	NOUN
crln-8474	48	12	,	,	PUNCT
crln-8474	48	13	the	the	DET
crln-8474	48	14	economic	economic	ADJ
crln-8474	48	15	footprint	footprint	NOUN
crln-8474	48	16	of	of	ADP
crln-8474	48	17	pension	pension	NOUN
crln-8474	48	18	benefit	benefit	NOUN
crln-8474	48	19	expenditures	expenditure	NOUN
crln-8474	48	20	by	by	ADP
crln-8474	48	21	retirees	retiree	NOUN
crln-8474	48	22	,	,	PUNCT
crln-8474	48	23	and	and	CCONJ
crln-8474	48	24	how	how	SCONJ
crln-8474	48	25	pensions	pension	NOUN
crln-8474	48	26	impact	impact	VERB
crln-8474	48	27	retirement	retirement	NOUN
crln-8474	48	28	readiness	readiness	NOUN
crln-8474	48	29	.	.	PUNCT
crln-8474	49	1	downloadable	downloadable	ADJ
crln-8474	49	2	state	state	NOUN
crln-8474	49	3	fact	fact	NOUN
crln-8474	49	4	sheets	sheet	NOUN
crln-8474	49	5	,	,	PUNCT
crln-8474	49	6	powerpoints	powerpoint	NOUN
crln-8474	49	7	,	,	PUNCT
crln-8474	49	8	and	and	CCONJ
crln-8474	49	9	frequently	frequently	ADV
crln-8474	49	10	asked	ask	VERB
crln-8474	49	11	questions	question	NOUN
crln-8474	49	12	are	be	AUX
crln-8474	49	13	particularly	particularly	ADV
crln-8474	49	14	helpful	helpful	ADJ
crln-8474	49	15	for	for	ADP
crln-8474	49	16	succinct	succinct	ADJ
crln-8474	49	17	summaries	summary	NOUN
crln-8474	49	18	of	of	ADP
crln-8474	49	19	information	information	NOUN
crln-8474	49	20	,	,	PUNCT
crln-8474	49	21	while	while	SCONJ
crln-8474	49	22	its	its	PRON
crln-8474	49	23	pension	pension	NOUN
crln-8474	49	24	primer	primer	NOUN
crln-8474	49	25	and	and	CCONJ
crln-8474	49	26	pension	pension	NOUN
crln-8474	49	27	education	education	NOUN
crln-8474	49	28	toolkit	toolkit	NOUN
crln-8474	49	29	are	be	AUX
crln-8474	49	30	especially	especially	ADV
crln-8474	49	31	good	good	ADJ
crln-8474	49	32	introductions	introduction	NOUN
crln-8474	49	33	to	to	ADP
crln-8474	49	34	key	key	ADJ
crln-8474	49	35	facts	fact	NOUN
crln-8474	49	36	about	about	ADP
crln-8474	49	37	pensions	pension	NOUN
crln-8474	49	38	.	.	PUNCT
crln-8474	50	1	the	the	DET
crln-8474	50	2	nirs	nirs	PROPN
crln-8474	50	3	data	data	PROPN
crln-8474	50	4	zone	zone	NOUN
crln-8474	50	5	provides	provide	VERB
crln-8474	50	6	timely	timely	ADJ
crln-8474	50	7	,	,	PUNCT
crln-8474	50	8	concise	concise	ADJ
crln-8474	50	9	insight	insight	NOUN
crln-8474	50	10	into	into	ADP
crln-8474	50	11	and	and	CCONJ
crln-8474	50	12	analysis	analysis	NOUN
crln-8474	50	13	of	of	ADP
crln-8474	50	14	retirement	retirement	NOUN
crln-8474	50	15	data	datum	NOUN
crln-8474	50	16	,	,	PUNCT
crln-8474	50	17	while	while	SCONJ
crln-8474	50	18	presentations	presentation	NOUN
crln-8474	50	19	from	from	ADP
crln-8474	50	20	its	its	PRON
crln-8474	50	21	annual	annual	ADJ
crln-8474	50	22	retirement	retirement	NOUN
crln-8474	50	23	policy	policy	NOUN
crln-8474	50	24	conference	conference	NOUN
crln-8474	50	25	offer	offer	VERB
crln-8474	50	26	the	the	DET
crln-8474	50	27	latest	late	ADJ
crln-8474	50	28	thoughts	thought	NOUN
crln-8474	50	29	on	on	ADP
crln-8474	50	30	the	the	DET
crln-8474	50	31	issue	issue	NOUN
crln-8474	50	32	.	.	PUNCT
crln-8474	51	1	access	access	NOUN
crln-8474	51	2	:	:	PUNCT
crln-8474	51	3	http://www.nirsonline.org	http://www.nirsonline.org	X
crln-8474	51	4	/index.php	/index.php	X
crln-8474	51	5	.	.	PUNCT
crln-8474	52	1	•	•	NOUN
crln-8474	52	2	pension	pension	NOUN
crln-8474	52	3	rights	right	NOUN
crln-8474	52	4	center	center	NOUN
crln-8474	52	5	.	.	PUNCT
crln-8474	53	1	this	this	DET
crln-8474	53	2	consumer	consumer	NOUN
crln-8474	53	3	organization	organization	NOUN
crln-8474	53	4	protects	protect	VERB
crln-8474	53	5	and	and	CCONJ
crln-8474	53	6	promotes	promote	VERB
crln-8474	53	7	the	the	DET
crln-8474	53	8	earned	earn	VERB
crln-8474	53	9	retirement	retirement	NOUN
crln-8474	53	10	benefits	benefit	NOUN
crln-8474	53	11	of	of	ADP
crln-8474	53	12	american	american	ADJ
crln-8474	53	13	workers	worker	NOUN
crln-8474	53	14	and	and	CCONJ
crln-8474	53	15	retirees	retiree	NOUN
crln-8474	53	16	by	by	ADP
crln-8474	53	17	explaining	explain	VERB
crln-8474	53	18	pension	pension	NOUN
crln-8474	53	19	polic&rl	polic&rl	NOUN
crln-8474	53	20	news	news	NOUN
crln-8474	53	21	december	december	PROPN
crln-8474	53	22	2010	2010	NUM
crln-8474	53	23	592	592	NUM
crln-8474	53	24	cies	cie	NOUN
crln-8474	53	25	,	,	PUNCT
crln-8474	53	26	identifying	identify	VERB
crln-8474	53	27	shortcomings	shortcoming	NOUN
crln-8474	53	28	,	,	PUNCT
crln-8474	53	29	and	and	CCONJ
crln-8474	53	30	proposing	propose	VERB
crln-8474	53	31	reforms	reform	NOUN
crln-8474	53	32	to	to	ADP
crln-8474	53	33	retirement	retirement	NOUN
crln-8474	53	34	programs	program	NOUN
crln-8474	53	35	.	.	PUNCT
crln-8474	54	1	its	its	PRON
crln-8474	54	2	“	"	PUNCT
crln-8474	54	3	pensions	pension	NOUN
crln-8474	54	4	in	in	ADP
crln-8474	54	5	the	the	DET
crln-8474	54	6	news	news	NOUN
crln-8474	54	7	”	"	PUNCT
crln-8474	54	8	page	page	NOUN
crln-8474	54	9	is	be	AUX
crln-8474	54	10	particularly	particularly	ADV
crln-8474	54	11	helpful	helpful	ADJ
crln-8474	54	12	.	.	PUNCT
crln-8474	55	1	access	access	NOUN
crln-8474	55	2	:	:	PUNCT
crln-8474	55	3	http://www.pensionrights.org/.	http://www.pensionrights.org/.	NOUN
crln-8474	55	4	•	•	NUM
crln-8474	55	5	social	social	ADJ
crln-8474	55	6	security	security	NOUN
crln-8474	55	7	administration	administration	NOUN
crln-8474	55	8	.	.	PUNCT
crln-8474	56	1	go	go	VERB
crln-8474	56	2	to	to	ADP
crln-8474	56	3	this	this	DET
crln-8474	56	4	web	web	NOUN
crln-8474	56	5	site	site	NOUN
crln-8474	56	6	to	to	PART
crln-8474	56	7	learn	learn	VERB
crln-8474	56	8	more	more	ADJ
crln-8474	56	9	about	about	ADP
crln-8474	56	10	social	social	ADJ
crln-8474	56	11	security	security	NOUN
crln-8474	56	12	benefits	benefit	NOUN
crln-8474	56	13	.	.	PUNCT
crln-8474	57	1	here	here	ADV
crln-8474	57	2	,	,	PUNCT
crln-8474	57	3	you	you	PRON
crln-8474	57	4	can	can	AUX
crln-8474	57	5	check	check	VERB
crln-8474	57	6	the	the	DET
crln-8474	57	7	status	status	NOUN
crln-8474	57	8	of	of	ADP
crln-8474	57	9	your	your	PRON
crln-8474	57	10	application	application	NOUN
crln-8474	57	11	,	,	PUNCT
crln-8474	57	12	estimate	estimate	VERB
crln-8474	57	13	your	your	PRON
crln-8474	57	14	retirement	retirement	NOUN
crln-8474	57	15	benefits	benefit	NOUN
crln-8474	57	16	,	,	PUNCT
crln-8474	57	17	access	access	VERB
crln-8474	57	18	your	your	PRON
crln-8474	57	19	social	social	ADJ
crln-8474	57	20	security	security	NOUN
crln-8474	57	21	earnings	earning	NOUN
crln-8474	57	22	statement	statement	NOUN
crln-8474	57	23	,	,	PUNCT
crln-8474	57	24	find	find	VERB
crln-8474	57	25	a	a	DET
crln-8474	57	26	local	local	ADJ
crln-8474	57	27	social	social	ADJ
crln-8474	57	28	security	security	NOUN
crln-8474	57	29	office	office	NOUN
crln-8474	57	30	,	,	PUNCT
crln-8474	57	31	and	and	CCONJ
crln-8474	57	32	learn	learn	VERB
crln-8474	57	33	more	more	ADJ
crln-8474	57	34	about	about	ADP
crln-8474	57	35	social	social	ADJ
crln-8474	57	36	security	security	NOUN
crln-8474	57	37	’s	’s	PART
crln-8474	57	38	budget	budget	NOUN
crln-8474	57	39	and	and	CCONJ
crln-8474	57	40	performance	performance	NOUN
crln-8474	57	41	.	.	PUNCT
crln-8474	58	1	access	access	NOUN
crln-8474	58	2	:	:	PUNCT
crln-8474	58	3	http://www.ssa.gov/.	http://www.ssa.gov/.	NOUN
crln-8474	58	4	•	•	ADP
crln-8474	58	5	women	woman	NOUN
crln-8474	58	6	’s	’s	PART
crln-8474	58	7	institute	institute	NOUN
crln-8474	58	8	for	for	ADP
crln-8474	58	9	a	a	DET
crln-8474	58	10	secure	secure	ADJ
crln-8474	58	11	retirement	retirement	NOUN
crln-8474	58	12	(	(	PUNCT
crln-8474	58	13	wiser	wiser	X
crln-8474	58	14	)	)	PUNCT
crln-8474	58	15	.	.	PUNCT
crln-8474	59	1	focusing	focus	VERB
crln-8474	59	2	on	on	ADP
crln-8474	59	3	the	the	DET
crln-8474	59	4	unique	unique	ADJ
crln-8474	59	5	financial	financial	ADJ
crln-8474	59	6	challenges	challenge	NOUN
crln-8474	59	7	faced	face	VERB
crln-8474	59	8	by	by	ADP
crln-8474	59	9	women	woman	NOUN
crln-8474	59	10	,	,	PUNCT
crln-8474	59	11	wiser	wiser	X
crln-8474	59	12	provides	provide	VERB
crln-8474	59	13	research	research	NOUN
crln-8474	59	14	and	and	CCONJ
crln-8474	59	15	education	education	NOUN
crln-8474	59	16	designed	design	VERB
crln-8474	59	17	to	to	PART
crln-8474	59	18	help	help	VERB
crln-8474	59	19	women	woman	NOUN
crln-8474	59	20	secure	secure	VERB
crln-8474	59	21	adequate	adequate	ADJ
crln-8474	59	22	retirement	retirement	NOUN
crln-8474	59	23	income	income	NOUN
crln-8474	59	24	.	.	PUNCT
crln-8474	60	1	the	the	DET
crln-8474	60	2	site	site	NOUN
crln-8474	60	3	provides	provide	VERB
crln-8474	60	4	checklists	checklist	NOUN
crln-8474	60	5	,	,	PUNCT
crln-8474	60	6	an	an	DET
crln-8474	60	7	investment	investment	NOUN
crln-8474	60	8	calculator	calculator	NOUN
crln-8474	60	9	worksheet	worksheet	NOUN
crln-8474	60	10	,	,	PUNCT
crln-8474	60	11	fact	fact	NOUN
crln-8474	60	12	sheets	sheet	NOUN
crln-8474	60	13	,	,	PUNCT
crln-8474	60	14	and	and	CCONJ
crln-8474	60	15	other	other	ADJ
crln-8474	60	16	informative	informative	ADJ
crln-8474	60	17	offerings	offering	NOUN
crln-8474	60	18	about	about	ADP
crln-8474	60	19	social	social	ADJ
crln-8474	60	20	security	security	NOUN
crln-8474	60	21	,	,	PUNCT
crln-8474	60	22	pay	pay	VERB
crln-8474	60	23	equity	equity	NOUN
crln-8474	60	24	,	,	PUNCT
crln-8474	60	25	pensions	pension	NOUN
crln-8474	60	26	,	,	PUNCT
crln-8474	60	27	savings	saving	NOUN
crln-8474	60	28	and	and	CCONJ
crln-8474	60	29	investments	investment	NOUN
crln-8474	60	30	,	,	PUNCT
crln-8474	60	31	and	and	CCONJ
crln-8474	60	32	disability	disability	NOUN
crln-8474	60	33	insurance	insurance	NOUN
crln-8474	60	34	,	,	PUNCT
crln-8474	60	35	among	among	ADP
crln-8474	60	36	other	other	ADJ
crln-8474	60	37	topics	topic	NOUN
crln-8474	60	38	.	.	PUNCT
crln-8474	61	1	it	it	PRON
crln-8474	61	2	also	also	ADV
crln-8474	61	3	offers	offer	VERB
crln-8474	61	4	informative	informative	ADJ
crln-8474	61	5	webinars	webinar	NOUN
crln-8474	61	6	and	and	CCONJ
crln-8474	61	7	workshops	workshop	NOUN
crln-8474	61	8	about	about	ADP
crln-8474	61	9	social	social	ADJ
crln-8474	61	10	security	security	NOUN
crln-8474	61	11	,	,	PUNCT
crln-8474	61	12	pensions	pension	NOUN
crln-8474	61	13	,	,	PUNCT
crln-8474	61	14	savings	saving	NOUN
crln-8474	61	15	,	,	PUNCT
crln-8474	61	16	and	and	CCONJ
crln-8474	61	17	other	other	ADJ
crln-8474	61	18	strategies	strategy	NOUN
crln-8474	61	19	designed	design	VERB
crln-8474	61	20	to	to	PART
crln-8474	61	21	help	help	VERB
crln-8474	61	22	women	woman	NOUN
crln-8474	61	23	achieve	achieve	VERB
crln-8474	61	24	long	long	ADJ
crln-8474	61	25	-	-	PUNCT
crln-8474	61	26	term	term	NOUN
crln-8474	61	27	financial	financial	ADJ
crln-8474	61	28	security	security	NOUN
crln-8474	61	29	.	.	PUNCT
crln-8474	62	1	wiser	wise	ADJ
crln-8474	62	2	’s	’s	PART
crln-8474	62	3	“	"	PUNCT
crln-8474	62	4	financial	financial	ADJ
crln-8474	62	5	planning	planning	NOUN
crln-8474	62	6	workbook	workbook	NOUN
crln-8474	62	7	and	and	CCONJ
crln-8474	62	8	nurses	nurse	NOUN
crln-8474	62	9	retirement	retirement	NOUN
crln-8474	62	10	decision	decision	NOUN
crln-8474	62	11	-	-	PUNCT
crln-8474	62	12	making	make	VERB
crln-8474	62	13	guide	guide	NOUN
crln-8474	62	14	”	"	PUNCT
crln-8474	62	15	—	—	PUNCT
crln-8474	62	16	both	both	CCONJ
crln-8474	62	17	available	available	ADJ
crln-8474	62	18	online	online	ADV
crln-8474	62	19	—	—	PUNCT
crln-8474	62	20	are	be	AUX
crln-8474	62	21	especially	especially	ADV
crln-8474	62	22	useful	useful	ADJ
crln-8474	62	23	.	.	PUNCT
crln-8474	63	1	access	access	NOUN
crln-8474	63	2	:	:	PUNCT
crln-8474	63	3	http://www.wiserwomen.org/.	http://www.wiserwomen.org/.	ADJ
crln-8474	63	4	other	other	ADJ
crln-8474	63	5	resources	resource	NOUN
crln-8474	63	6	•	•	ADP
crln-8474	63	7	“	"	PUNCT
crln-8474	63	8	can	can	AUX
crln-8474	63	9	you	you	PRON
crln-8474	63	10	afford	afford	VERB
crln-8474	63	11	to	to	PART
crln-8474	63	12	retire	retire	VERB
crln-8474	63	13	?	?	PUNCT
crln-8474	63	14	”	"	PUNCT
crln-8474	64	1	this	this	DET
crln-8474	64	2	web	web	NOUN
crln-8474	64	3	site	site	NOUN
crln-8474	64	4	is	be	AUX
crln-8474	64	5	a	a	DET
crln-8474	64	6	companion	companion	NOUN
crln-8474	64	7	resource	resource	NOUN
crln-8474	64	8	to	to	ADP
crln-8474	64	9	a	a	DET
crln-8474	64	10	2006	2006	NUM
crln-8474	64	11	public	public	ADJ
crln-8474	64	12	broadcasting	broadcasting	NOUN
crln-8474	64	13	service	service	NOUN
crln-8474	64	14	frontline	frontline	NOUN
crln-8474	64	15	program	program	NOUN
crln-8474	64	16	that	that	PRON
crln-8474	64	17	examined	examine	VERB
crln-8474	64	18	the	the	DET
crln-8474	64	19	impending	impending	ADJ
crln-8474	64	20	financial	financial	ADJ
crln-8474	64	21	crisis	crisis	NOUN
crln-8474	64	22	that	that	PRON
crln-8474	64	23	baby	baby	NOUN
crln-8474	64	24	boomers	boomer	NOUN
crln-8474	64	25	face	face	VERB
crln-8474	64	26	in	in	ADP
crln-8474	64	27	retirement	retirement	NOUN
crln-8474	64	28	and	and	CCONJ
crln-8474	64	29	current	current	ADJ
crln-8474	64	30	retirement	retirement	NOUN
crln-8474	64	31	savings	saving	NOUN
crln-8474	64	32	issues	issue	NOUN
crln-8474	64	33	.	.	PUNCT
crln-8474	65	1	the	the	DET
crln-8474	65	2	site	site	NOUN
crln-8474	65	3	provides	provide	VERB
crln-8474	65	4	frequently	frequently	ADV
crln-8474	65	5	asked	ask	VERB
crln-8474	65	6	questions	question	NOUN
crln-8474	65	7	about	about	ADP
crln-8474	65	8	retirement	retirement	NOUN
crln-8474	65	9	plans	plan	NOUN
crln-8474	65	10	,	,	PUNCT
crln-8474	65	11	interviews	interview	NOUN
crln-8474	65	12	with	with	ADP
crln-8474	65	13	retirement	retirement	NOUN
crln-8474	65	14	experts	expert	NOUN
crln-8474	65	15	,	,	PUNCT
crln-8474	65	16	retirement	retirement	NOUN
crln-8474	65	17	stories	story	NOUN
crln-8474	65	18	,	,	PUNCT
crln-8474	65	19	a	a	DET
crln-8474	65	20	teacher	teacher	NOUN
crln-8474	65	21	’s	’s	PART
crln-8474	65	22	guide	guide	NOUN
crln-8474	65	23	,	,	PUNCT
crln-8474	65	24	and	and	CCONJ
crln-8474	65	25	recommendations	recommendation	NOUN
crln-8474	65	26	for	for	ADP
crln-8474	65	27	further	further	ADJ
crln-8474	65	28	reading	reading	NOUN
crln-8474	65	29	.	.	PUNCT
crln-8474	66	1	it	it	PRON
crln-8474	66	2	also	also	ADV
crln-8474	66	3	includes	include	VERB
crln-8474	66	4	a	a	DET
crln-8474	66	5	complete	complete	ADJ
crln-8474	66	6	video	video	NOUN
crln-8474	66	7	of	of	ADP
crln-8474	66	8	the	the	DET
crln-8474	66	9	program	program	NOUN
crln-8474	66	10	.	.	PUNCT
crln-8474	67	1	access	access	NOUN
crln-8474	67	2	:	:	PUNCT
crln-8474	67	3	http://www.pbs.org/wgbh/pages	http://www.pbs.org/wgbh/page	NOUN
crln-8474	67	4	/frontline	/frontline	INTJ
crln-8474	67	5	/	/	SYM
crln-8474	67	6	retirement/.	retirement/.	PROPN
crln-8474	67	7	•	•	NOUN
crln-8474	67	8	my	my	PRON
crln-8474	67	9	retirement	retirement	NOUN
crln-8474	67	10	paycheck	paycheck	NOUN
crln-8474	67	11	.	.	PUNCT
crln-8474	68	1	this	this	DET
crln-8474	68	2	web	web	NOUN
crln-8474	68	3	site	site	NOUN
crln-8474	68	4	from	from	ADP
crln-8474	68	5	the	the	DET
crln-8474	68	6	national	national	ADJ
crln-8474	68	7	endowment	endowment	NOUN
crln-8474	68	8	for	for	ADP
crln-8474	68	9	financial	financial	ADJ
crln-8474	68	10	education	education	NOUN
crln-8474	68	11	provides	provide	VERB
crln-8474	68	12	suggestions	suggestion	NOUN
crln-8474	68	13	for	for	ADP
crln-8474	68	14	good	good	ADJ
crln-8474	68	15	decision	decision	NOUN
crln-8474	68	16	-	-	PUNCT
crln-8474	68	17	making	making	NOUN
crln-8474	68	18	for	for	ADP
crln-8474	68	19	retirement	retirement	NOUN
crln-8474	68	20	security	security	NOUN
crln-8474	68	21	,	,	PUNCT
crln-8474	68	22	such	such	ADJ
crln-8474	68	23	as	as	ADP
crln-8474	68	24	how	how	SCONJ
crln-8474	68	25	long	long	ADJ
crln-8474	68	26	to	to	PART
crln-8474	68	27	continue	continue	VERB
crln-8474	68	28	working	work	VERB
crln-8474	68	29	,	,	PUNCT
crln-8474	68	30	when	when	SCONJ
crln-8474	68	31	to	to	PART
crln-8474	68	32	start	start	VERB
crln-8474	68	33	collecting	collect	VERB
crln-8474	68	34	social	social	ADJ
crln-8474	68	35	security	security	NOUN
crln-8474	68	36	,	,	PUNCT
crln-8474	68	37	considering	consider	VERB
crln-8474	68	38	the	the	DET
crln-8474	68	39	value	value	NOUN
crln-8474	68	40	of	of	ADP
crln-8474	68	41	your	your	PRON
crln-8474	68	42	home	home	NOUN
crln-8474	68	43	,	,	PUNCT
crln-8474	68	44	managing	manage	VERB
crln-8474	68	45	retirement	retirement	NOUN
crln-8474	68	46	savings	saving	NOUN
crln-8474	68	47	through	through	ADP
crln-8474	68	48	pensions	pension	NOUN
crln-8474	68	49	and	and	CCONJ
crln-8474	68	50	retirement	retirement	NOUN
crln-8474	68	51	plans	plan	NOUN
crln-8474	68	52	,	,	PUNCT
crln-8474	68	53	managing	manage	VERB
crln-8474	68	54	debt	debt	NOUN
crln-8474	68	55	,	,	PUNCT
crln-8474	68	56	and	and	CCONJ
crln-8474	68	57	avoiding	avoid	VERB
crln-8474	68	58	fraud	fraud	NOUN
crln-8474	68	59	.	.	PUNCT
crln-8474	69	1	access	access	NOUN
crln-8474	69	2	:	:	PUNCT
crln-8474	69	3	http://www.myretirementpaycheck.org/.	http://www.myretirementpaycheck.org/.	NOUN
crln-8474	69	4	•	•	NOUN
crln-8474	69	5	“	"	PUNCT
crln-8474	69	6	planning	plan	VERB
crln-8474	69	7	to	to	PART
crln-8474	69	8	retire	retire	VERB
crln-8474	69	9	”	"	PUNCT
crln-8474	69	10	blog	blog	NOUN
crln-8474	69	11	.	.	PUNCT
crln-8474	69	12	maintained	maintain	VERB
crln-8474	69	13	by	by	ADP
crln-8474	69	14	emily	emily	PROPN
crln-8474	69	15	brandon	brandon	PROPN
crln-8474	69	16	,	,	PUNCT
crln-8474	69	17	associate	associate	ADJ
crln-8474	69	18	editor	editor	NOUN
crln-8474	69	19	of	of	ADP
crln-8474	69	20	u.s	u.s	PROPN
crln-8474	69	21	.	.	PROPN
crln-8474	69	22	news	news	PROPN
crln-8474	69	23	&	&	CCONJ
crln-8474	69	24	world	world	PROPN
crln-8474	69	25	report	report	PROPN
crln-8474	69	26	,	,	PUNCT
crln-8474	69	27	this	this	DET
crln-8474	69	28	blog	blog	NOUN
crln-8474	69	29	introduces	introduce	VERB
crln-8474	69	30	readers	reader	NOUN
crln-8474	69	31	to	to	ADP
crln-8474	69	32	the	the	DET
crln-8474	69	33	latest	late	ADJ
crln-8474	69	34	research	research	NOUN
crln-8474	69	35	reports	report	NOUN
crln-8474	69	36	,	,	PUNCT
crln-8474	69	37	timelines	timeline	NOUN
crln-8474	69	38	,	,	PUNCT
crln-8474	69	39	and	and	CCONJ
crln-8474	69	40	expert	expert	ADJ
crln-8474	69	41	suggestions	suggestion	NOUN
crln-8474	69	42	on	on	ADP
crln-8474	69	43	both	both	PRON
crln-8474	69	44	preparing	prepare	VERB
crln-8474	69	45	financially	financially	ADV
crln-8474	69	46	for	for	ADP
crln-8474	69	47	retirement	retirement	NOUN
crln-8474	69	48	and	and	CCONJ
crln-8474	69	49	making	make	VERB
crln-8474	69	50	the	the	DET
crln-8474	69	51	most	most	ADJ
crln-8474	69	52	of	of	ADP
crln-8474	69	53	those	those	DET
crln-8474	69	54	years	year	NOUN
crln-8474	69	55	.	.	PUNCT
crln-8474	70	1	access	access	NOUN
crln-8474	70	2	:	:	PUNCT
crln-8474	70	3	http://money	http://money	PROPN
crln-8474	70	4	.	.	NOUN
crln-8474	70	5	usnews.com/money/blogs/planning-to-retire	usnews.com/money/blogs/planning-to-retire	NOUN
crln-8474	70	6	.	.	PUNCT
crln-8474	71	1	•	•	NUM
crln-8474	71	2	“	"	PUNCT
crln-8474	71	3	the	the	DET
crln-8474	71	4	retirement	retirement	NOUN
crln-8474	71	5	beat	beat	NOUN
crln-8474	71	6	”	"	PUNCT
crln-8474	71	7	blog	blog	NOUN
crln-8474	71	8	.	.	PUNCT
crln-8474	72	1	reporter	reporter	NOUN
crln-8474	72	2	carla	carla	PROPN
crln-8474	72	3	fried	fried	PROPN
crln-8474	72	4	offers	offer	VERB
crln-8474	72	5	this	this	DET
crln-8474	72	6	blog	blog	NOUN
crln-8474	72	7	about	about	ADP
crln-8474	72	8	developments	development	NOUN
crln-8474	72	9	and	and	CCONJ
crln-8474	72	10	practical	practical	ADJ
crln-8474	72	11	advice	advice	NOUN
crln-8474	72	12	regarding	regard	VERB
crln-8474	72	13	retirement	retirement	NOUN
crln-8474	72	14	and	and	CCONJ
crln-8474	72	15	financial	financial	ADJ
crln-8474	72	16	planning	planning	NOUN
crln-8474	72	17	for	for	ADP
crln-8474	72	18	cbs	cbs	PROPN
crln-8474	72	19	moneywatch.com	moneywatch.com	X
crln-8474	72	20	.	.	PUNCT
crln-8474	73	1	access	access	NOUN
crln-8474	73	2	:	:	PUNCT
crln-8474	73	3	http://moneywatch.bnet	http://moneywatch.bnet	PROPN
crln-8474	73	4	.	.	PUNCT
crln-8474	73	5	com	com	NOUN
crln-8474	73	6	/	/	SYM
crln-8474	73	7	retirement	retirement	NOUN
crln-8474	73	8	-	-	PUNCT
crln-8474	73	9	planning	planning	NOUN
crln-8474	73	10	/	/	SYM
crln-8474	73	11	blog	blog	NOUN
crln-8474	73	12	/	/	SYM
crln-8474	73	13	retirementbeat/?tag	retirementbeat/?tag	NOUN
crln-8474	73	14	=	=	SYM
crln-8474	73	15	col1;drawer	col1;drawer	NOUN
crln-8474	73	16	.	.	PUNCT
crln-8474	74	1	•	•	NUM
crln-8474	74	2	retirement	retirement	NOUN
crln-8474	74	3	living	live	VERB
crln-8474	74	4	information	information	NOUN
crln-8474	74	5	center	center	NOUN
crln-8474	74	6	.	.	PUNCT
crln-8474	75	1	this	this	DET
crln-8474	75	2	compendium	compendium	NOUN
crln-8474	75	3	of	of	ADP
crln-8474	75	4	resources	resource	NOUN
crln-8474	75	5	for	for	ADP
crln-8474	75	6	senior	senior	ADJ
crln-8474	75	7	living	living	NOUN
crln-8474	75	8	includes	include	VERB
crln-8474	75	9	links	link	NOUN
crln-8474	75	10	to	to	ADP
crln-8474	75	11	information	information	NOUN
crln-8474	75	12	about	about	ADP
crln-8474	75	13	retirement	retirement	NOUN
crln-8474	75	14	communities	community	NOUN
crln-8474	75	15	,	,	PUNCT
crln-8474	75	16	trends	trend	NOUN
crln-8474	75	17	in	in	ADP
crln-8474	75	18	senior	senior	ADJ
crln-8474	75	19	housing	housing	NOUN
crln-8474	75	20	and	and	CCONJ
crln-8474	75	21	retirement	retirement	NOUN
crln-8474	75	22	lifestyles	lifestyle	NOUN
crln-8474	75	23	,	,	PUNCT
crln-8474	75	24	guides	guide	NOUN
crln-8474	75	25	for	for	ADP
crln-8474	75	26	the	the	DET
crln-8474	75	27	best	good	ADJ
crln-8474	75	28	places	place	NOUN
crln-8474	75	29	to	to	PART
crln-8474	75	30	retire	retire	VERB
crln-8474	75	31	,	,	PUNCT
crln-8474	75	32	web	web	NOUN
crln-8474	75	33	sites	site	NOUN
crln-8474	75	34	that	that	PRON
crln-8474	75	35	post	post	VERB
crln-8474	75	36	jobs	job	NOUN
crln-8474	75	37	for	for	ADP
crln-8474	75	38	those	those	PRON
crln-8474	75	39	over	over	ADP
crln-8474	75	40	55	55	NUM
crln-8474	75	41	,	,	PUNCT
crln-8474	75	42	and	and	CCONJ
crln-8474	75	43	special	special	ADJ
crln-8474	75	44	products	product	NOUN
crln-8474	75	45	and	and	CCONJ
crln-8474	75	46	services	service	NOUN
crln-8474	75	47	for	for	ADP
crln-8474	75	48	seniors	senior	NOUN
crln-8474	75	49	with	with	ADP
crln-8474	75	50	special	special	ADJ
crln-8474	75	51	needs	need	NOUN
crln-8474	75	52	.	.	PUNCT
crln-8474	76	1	access	access	NOUN
crln-8474	76	2	:	:	PUNCT
crln-8474	77	1	http://www	http://www	PROPN
crln-8474	77	2	.	.	PUNCT
crln-8474	78	1	retirementliving.com/.	retirementliving.com/.	PROPN
crln-8474	78	2	•	•	NOUN
crln-8474	78	3	“	"	PUNCT
crln-8474	78	4	saving	save	VERB
crln-8474	78	5	for	for	ADP
crln-8474	78	6	retirement	retirement	NOUN
crln-8474	78	7	:	:	PUNCT
crln-8474	78	8	what	what	PRON
crln-8474	78	9	do	do	AUX
crln-8474	78	10	you	you	PRON
crln-8474	78	11	know	know	VERB
crln-8474	78	12	?	?	PUNCT
crln-8474	78	13	”	"	PUNCT
crln-8474	79	1	this	this	DET
crln-8474	79	2	publication	publication	NOUN
crln-8474	79	3	from	from	ADP
crln-8474	79	4	the	the	DET
crln-8474	79	5	national	national	PROPN
crln-8474	79	6	institute	institute	PROPN
crln-8474	79	7	on	on	ADP
crln-8474	79	8	aging	aging	NOUN
crln-8474	79	9	is	be	AUX
crln-8474	79	10	written	write	VERB
crln-8474	79	11	for	for	ADP
crln-8474	79	12	those	those	PRON
crln-8474	79	13	who	who	PRON
crln-8474	79	14	are	be	AUX
crln-8474	79	15	beginning	begin	VERB
crln-8474	79	16	their	their	PRON
crln-8474	79	17	retirement	retirement	NOUN
crln-8474	79	18	saving	save	VERB
crln-8474	79	19	journey	journey	NOUN
crln-8474	79	20	.	.	PUNCT
crln-8474	80	1	fictional	fictional	ADJ
crln-8474	80	2	stories	story	NOUN
crln-8474	80	3	illustrate	illustrate	VERB
crln-8474	80	4	important	important	ADJ
crln-8474	80	5	lessons	lesson	NOUN
crln-8474	80	6	about	about	ADP
crln-8474	80	7	saving	save	VERB
crln-8474	80	8	,	,	PUNCT
crln-8474	80	9	prompt	prompt	ADJ
crln-8474	80	10	reader	reader	NOUN
crln-8474	80	11	responses	response	NOUN
crln-8474	80	12	,	,	PUNCT
crln-8474	80	13	and	and	CCONJ
crln-8474	80	14	offer	offer	VERB
crln-8474	80	15	ideas	idea	NOUN
crln-8474	80	16	to	to	PART
crln-8474	80	17	increase	increase	VERB
crln-8474	80	18	savings	saving	NOUN
crln-8474	80	19	efforts	effort	NOUN
crln-8474	80	20	.	.	PUNCT
crln-8474	81	1	it	it	PRON
crln-8474	81	2	concludes	conclude	VERB
crln-8474	81	3	with	with	ADP
crln-8474	81	4	a	a	DET
crln-8474	81	5	list	list	NOUN
crln-8474	81	6	of	of	ADP
crln-8474	81	7	resources	resource	NOUN
crln-8474	81	8	to	to	PART
crln-8474	81	9	facilitate	facilitate	VERB
crln-8474	81	10	further	further	ADJ
crln-8474	81	11	information	information	NOUN
crln-8474	81	12	discovery	discovery	NOUN
crln-8474	81	13	.	.	PUNCT
crln-8474	82	1	it	it	PRON
crln-8474	82	2	also	also	ADV
crln-8474	82	3	provides	provide	VERB
crln-8474	82	4	a	a	DET
crln-8474	82	5	beneficial	beneficial	ADJ
crln-8474	82	6	introduction	introduction	NOUN
crln-8474	82	7	to	to	ADP
crln-8474	82	8	the	the	DET
crln-8474	82	9	national	national	PROPN
crln-8474	82	10	institute	institute	PROPN
crln-8474	82	11	on	on	ADP
crln-8474	82	12	aging	age	VERB
crln-8474	82	13	’s	’s	PART
crln-8474	82	14	efforts	effort	NOUN
crln-8474	82	15	to	to	PART
crln-8474	82	16	understand	understand	VERB
crln-8474	82	17	the	the	DET
crln-8474	82	18	nature	nature	NOUN
crln-8474	82	19	of	of	ADP
crln-8474	82	20	aging	age	VERB
crln-8474	82	21	through	through	ADP
crln-8474	82	22	research	research	NOUN
crln-8474	82	23	,	,	PUNCT
crln-8474	82	24	training	training	NOUN
crln-8474	82	25	,	,	PUNCT
crln-8474	82	26	december	december	PROPN
crln-8474	82	27	2010	2010	NUM
crln-8474	82	28	593	593	NUM
crln-8474	82	29	c&rl	c&rl	PROPN
crln-8474	82	30	news	news	NOUN
crln-8474	82	31	and	and	CCONJ
crln-8474	82	32	information	information	NOUN
crln-8474	82	33	about	about	ADP
crln-8474	82	34	keeping	keep	VERB
crln-8474	82	35	older	old	ADJ
crln-8474	82	36	people	people	NOUN
crln-8474	82	37	healthy	healthy	ADJ
crln-8474	82	38	and	and	CCONJ
crln-8474	82	39	active	active	ADJ
crln-8474	82	40	.	.	PUNCT
crln-8474	83	1	access	access	NOUN
crln-8474	83	2	:	:	PUNCT
crln-8474	84	1	http://www	http://www	PROPN
crln-8474	84	2	.	.	PUNCT
crln-8474	85	1	nia.nih.gov/nr/rdonlyres/58218de8-fb564353-9de8-eb35e951404c/0/retirement	nia.nih.gov/nr/rdonlyres/58218de8-fb564353-9de8-eb35e951404c/0/retirement	PROPN
crln-8474	85	2	_	_	PROPN
crln-8474	85	3	final_lowresfinalpdf103009.pdf	final_lowresfinalpdf103009.pdf	X
crln-8474	85	4	.	.	NOUN
crln-8474	85	5	•	•	NUM
crln-8474	85	6	smartaboutmoney	smartaboutmoney	NOUN
crln-8474	85	7	.	.	PUNCT
crln-8474	86	1	this	this	DET
crln-8474	86	2	web	web	NOUN
crln-8474	86	3	site	site	NOUN
crln-8474	86	4	from	from	ADP
crln-8474	86	5	the	the	DET
crln-8474	86	6	national	national	ADJ
crln-8474	86	7	endowment	endowment	NOUN
crln-8474	86	8	for	for	ADP
crln-8474	86	9	financial	financial	ADJ
crln-8474	86	10	education	education	NOUN
crln-8474	86	11	offers	offer	VERB
crln-8474	86	12	tips	tip	NOUN
crln-8474	86	13	and	and	CCONJ
crln-8474	86	14	information	information	NOUN
crln-8474	86	15	about	about	ADP
crln-8474	86	16	budgeting	budget	VERB
crln-8474	86	17	,	,	PUNCT
crln-8474	86	18	reducing	reduce	VERB
crln-8474	86	19	debt	debt	NOUN
crln-8474	86	20	,	,	PUNCT
crln-8474	86	21	and	and	CCONJ
crln-8474	86	22	setting	set	VERB
crln-8474	86	23	financial	financial	ADJ
crln-8474	86	24	goals	goal	NOUN
crln-8474	86	25	.	.	PUNCT
crln-8474	87	1	the	the	DET
crln-8474	87	2	“	"	PUNCT
crln-8474	87	3	planning	planning	NOUN
crln-8474	87	4	for	for	ADP
crln-8474	87	5	retirement	retirement	NOUN
crln-8474	87	6	”	"	PUNCT
crln-8474	87	7	section	section	NOUN
crln-8474	87	8	includes	include	VERB
crln-8474	87	9	information	information	NOUN
crln-8474	87	10	about	about	ADP
crln-8474	87	11	calculating	calculate	VERB
crln-8474	87	12	retirement	retirement	NOUN
crln-8474	87	13	savings	saving	NOUN
crln-8474	87	14	,	,	PUNCT
crln-8474	87	15	catch	catch	NOUN
crln-8474	87	16	-	-	PUNCT
crln-8474	87	17	up	up	ADP
crln-8474	87	18	strategies	strategy	NOUN
crln-8474	87	19	for	for	ADP
crln-8474	87	20	retirement	retirement	NOUN
crln-8474	87	21	savings	saving	NOUN
crln-8474	87	22	,	,	PUNCT
crln-8474	87	23	and	and	CCONJ
crln-8474	87	24	creating	create	VERB
crln-8474	87	25	a	a	DET
crln-8474	87	26	“	"	PUNCT
crln-8474	87	27	retirement	retirement	NOUN
crln-8474	87	28	paycheck	paycheck	NOUN
crln-8474	87	29	.	.	PUNCT
crln-8474	87	30	”	"	PUNCT
crln-8474	88	1	the	the	DET
crln-8474	88	2	site	site	NOUN
crln-8474	88	3	also	also	ADV
crln-8474	88	4	includes	include	VERB
crln-8474	88	5	a	a	DET
crln-8474	88	6	calculator	calculator	NOUN
crln-8474	88	7	to	to	PART
crln-8474	88	8	determine	determine	VERB
crln-8474	88	9	the	the	DET
crln-8474	88	10	impact	impact	NOUN
crln-8474	88	11	of	of	ADP
crln-8474	88	12	borrowing	borrowing	NOUN
crln-8474	88	13	from	from	ADP
crln-8474	88	14	a	a	DET
crln-8474	88	15	401(k	401(k	PROPN
crln-8474	88	16	)	)	PUNCT
crln-8474	88	17	plan	plan	NOUN
crln-8474	88	18	and	and	CCONJ
crln-8474	88	19	a	a	DET
crln-8474	88	20	downloadable	downloadable	ADJ
crln-8474	88	21	publication	publication	NOUN
crln-8474	88	22	titled	title	VERB
crln-8474	88	23	“	"	PUNCT
crln-8474	88	24	guidebook	guidebook	ADJ
crln-8474	88	25	to	to	PART
crln-8474	88	26	help	help	VERB
crln-8474	88	27	late	late	ADJ
crln-8474	88	28	savers	saver	NOUN
crln-8474	88	29	prepare	prepare	VERB
crln-8474	88	30	for	for	ADP
crln-8474	88	31	retirement	retirement	NOUN
crln-8474	88	32	.	.	PUNCT
crln-8474	88	33	”	"	PUNCT
crln-8474	89	1	access	access	NOUN
crln-8474	89	2	:	:	PUNCT
crln-8474	89	3	http://www.smartaboutmoney.org/.	http://www.smartaboutmoney.org/.	NOUN
crln-8474	89	4	•	•	NUM
crln-8474	89	5	“	"	PUNCT
crln-8474	89	6	top	top	ADJ
crln-8474	89	7	10	10	NUM
crln-8474	89	8	ways	way	NOUN
crln-8474	89	9	to	to	PART
crln-8474	89	10	prepare	prepare	VERB
crln-8474	89	11	for	for	ADP
crln-8474	89	12	retirement	retirement	NOUN
crln-8474	89	13	.	.	PUNCT
crln-8474	89	14	”	"	PUNCT
crln-8474	90	1	this	this	DET
crln-8474	90	2	publication	publication	NOUN
crln-8474	90	3	from	from	ADP
crln-8474	90	4	the	the	DET
crln-8474	90	5	department	department	PROPN
crln-8474	90	6	of	of	ADP
crln-8474	90	7	labor	labor	PROPN
crln-8474	90	8	’s	’s	PART
crln-8474	90	9	employee	employee	NOUN
crln-8474	90	10	benefits	benefit	VERB
crln-8474	90	11	security	security	NOUN
crln-8474	90	12	administration	administration	NOUN
crln-8474	90	13	outlines	outline	VERB
crln-8474	90	14	tips	tip	NOUN
crln-8474	90	15	to	to	PART
crln-8474	90	16	maintain	maintain	VERB
crln-8474	90	17	your	your	PRON
crln-8474	90	18	standard	standard	NOUN
crln-8474	90	19	of	of	ADP
crln-8474	90	20	living	live	VERB
crln-8474	90	21	during	during	ADP
crln-8474	90	22	retirement	retirement	NOUN
crln-8474	90	23	,	,	PUNCT
crln-8474	90	24	such	such	ADJ
crln-8474	90	25	as	as	ADP
crln-8474	90	26	finding	find	VERB
crln-8474	90	27	out	out	ADP
crln-8474	90	28	about	about	ADP
crln-8474	90	29	your	your	PRON
crln-8474	90	30	social	social	ADJ
crln-8474	90	31	security	security	NOUN
crln-8474	90	32	benefits	benefit	NOUN
crln-8474	90	33	and	and	CCONJ
crln-8474	90	34	the	the	DET
crln-8474	90	35	advantage	advantage	NOUN
crln-8474	90	36	of	of	ADP
crln-8474	90	37	starting	start	VERB
crln-8474	90	38	early	early	ADV
crln-8474	90	39	.	.	PUNCT
crln-8474	91	1	it	it	PRON
crln-8474	91	2	also	also	ADV
crln-8474	91	3	provides	provide	VERB
crln-8474	91	4	links	link	NOUN
crln-8474	91	5	to	to	ADP
crln-8474	91	6	booklets	booklet	NOUN
crln-8474	91	7	,	,	PUNCT
crln-8474	91	8	including	include	VERB
crln-8474	91	9	“	"	PUNCT
crln-8474	91	10	what	what	PRON
crln-8474	91	11	you	you	PRON
crln-8474	91	12	should	should	AUX
crln-8474	91	13	know	know	VERB
crln-8474	91	14	about	about	ADP
crln-8474	91	15	your	your	PRON
crln-8474	91	16	retirement	retirement	NOUN
crln-8474	91	17	plan	plan	NOUN
crln-8474	91	18	,	,	PUNCT
crln-8474	91	19	”	"	PUNCT
crln-8474	91	20	“	"	PUNCT
crln-8474	91	21	choosing	choose	VERB
crln-8474	91	22	a	a	DET
crln-8474	91	23	retirement	retirement	NOUN
crln-8474	91	24	solution	solution	NOUN
crln-8474	91	25	for	for	ADP
crln-8474	91	26	your	your	PRON
crln-8474	91	27	small	small	ADJ
crln-8474	91	28	business	business	NOUN
crln-8474	91	29	,	,	PUNCT
crln-8474	91	30	”	"	PUNCT
crln-8474	91	31	and	and	CCONJ
crln-8474	91	32	“	"	PUNCT
crln-8474	91	33	filing	file	VERB
crln-8474	91	34	a	a	DET
crln-8474	91	35	claim	claim	NOUN
crln-8474	91	36	for	for	ADP
crln-8474	91	37	your	your	PRON
crln-8474	91	38	retirement	retirement	NOUN
crln-8474	91	39	benefits	benefit	NOUN
crln-8474	91	40	.	.	PUNCT
crln-8474	91	41	”	"	PUNCT
crln-8474	92	1	access	access	NOUN
crln-8474	92	2	:	:	PUNCT
crln-8474	93	1	http://	http://	PROPN
crln-8474	93	2	www.dol.gov/ebsa/publications/10_ways	www.dol.gov/ebsa/publications/10_ways	PUNCT
crln-8474	93	3	_	_	PUNCT
crln-8474	93	4	to_prepare.html	to_prepare.html	PROPN
crln-8474	93	5	.	.	PUNCT
crln-8474	93	6	•	•	NUM
crln-8474	93	7	transforming	transform	VERB
crln-8474	93	8	life	life	NOUN
crln-8474	93	9	after	after	ADP
crln-8474	93	10	50	50	NUM
crln-8474	93	11	.	.	PUNCT
crln-8474	94	1	this	this	DET
crln-8474	94	2	initiative	initiative	NOUN
crln-8474	94	3	of	of	ADP
crln-8474	94	4	the	the	DET
crln-8474	94	5	california	california	PROPN
crln-8474	94	6	state	state	PROPN
crln-8474	94	7	library	library	PROPN
crln-8474	94	8	assists	assist	VERB
crln-8474	94	9	libraries	library	NOUN
crln-8474	94	10	not	not	PART
crln-8474	94	11	only	only	ADV
crln-8474	94	12	in	in	ADP
crln-8474	94	13	better	well	ADV
crln-8474	94	14	serving	serve	VERB
crln-8474	94	15	midlife	midlife	ADJ
crln-8474	94	16	adults	adult	NOUN
crln-8474	94	17	,	,	PUNCT
crln-8474	94	18	but	but	CCONJ
crln-8474	94	19	also	also	ADV
crln-8474	94	20	in	in	ADP
crln-8474	94	21	creating	create	VERB
crln-8474	94	22	ways	way	NOUN
crln-8474	94	23	for	for	SCONJ
crln-8474	94	24	this	this	DET
crln-8474	94	25	growing	grow	VERB
crln-8474	94	26	segment	segment	NOUN
crln-8474	94	27	of	of	ADP
crln-8474	94	28	the	the	DET
crln-8474	94	29	population	population	NOUN
crln-8474	94	30	to	to	PART
crln-8474	94	31	learn	learn	VERB
crln-8474	94	32	,	,	PUNCT
crln-8474	94	33	teach	teach	VERB
crln-8474	94	34	,	,	PUNCT
crln-8474	94	35	lead	lead	VERB
crln-8474	94	36	,	,	PUNCT
crln-8474	94	37	build	build	NOUN
crln-8474	94	38	skills	skill	NOUN
crln-8474	94	39	,	,	PUNCT
crln-8474	94	40	and	and	CCONJ
crln-8474	94	41	become	become	VERB
crln-8474	94	42	engaged	engaged	ADJ
crln-8474	94	43	with	with	ADP
crln-8474	94	44	their	their	PRON
crln-8474	94	45	communities	community	NOUN
crln-8474	94	46	.	.	PUNCT
crln-8474	95	1	information	information	NOUN
crln-8474	95	2	about	about	ADP
crln-8474	95	3	midlife	midlife	ADJ
crln-8474	95	4	trends	trend	NOUN
crln-8474	95	5	—	—	PUNCT
crln-8474	95	6	such	such	ADJ
crln-8474	95	7	as	as	ADP
crln-8474	95	8	spirituality	spirituality	NOUN
crln-8474	95	9	,	,	PUNCT
crln-8474	95	10	financial	financial	ADJ
crln-8474	95	11	security	security	NOUN
crln-8474	95	12	,	,	PUNCT
crln-8474	95	13	work	work	NOUN
crln-8474	95	14	and	and	CCONJ
crln-8474	95	15	volunteerism	volunteerism	NOUN
crln-8474	95	16	,	,	PUNCT
crln-8474	95	17	and	and	CCONJ
crln-8474	95	18	lifelong	lifelong	ADJ
crln-8474	95	19	learning	learning	NOUN
crln-8474	95	20	—	—	PUNCT
crln-8474	95	21	provides	provide	VERB
crln-8474	95	22	insight	insight	NOUN
crln-8474	95	23	into	into	ADP
crln-8474	95	24	this	this	DET
crln-8474	95	25	targeted	target	VERB
crln-8474	95	26	group	group	NOUN
crln-8474	95	27	of	of	ADP
crln-8474	95	28	library	library	ADJ
crln-8474	95	29	users	user	NOUN
crln-8474	95	30	.	.	PUNCT
crln-8474	96	1	tools	tool	NOUN
crln-8474	96	2	for	for	ADP
crln-8474	96	3	engaging	engage	VERB
crln-8474	96	4	midlife	midlife	ADJ
crln-8474	96	5	adults	adult	NOUN
crln-8474	96	6	are	be	AUX
crln-8474	96	7	designed	design	VERB
crln-8474	96	8	to	to	PART
crln-8474	96	9	facilitate	facilitate	VERB
crln-8474	96	10	further	further	ADJ
crln-8474	96	11	discussion	discussion	NOUN
crln-8474	96	12	.	.	PUNCT
crln-8474	97	1	access	access	NOUN
crln-8474	97	2	:	:	PUNCT
crln-8474	97	3	http://transforminglifeafter50.org/.	http://transforminglifeafter50.org/.	X
crln-8474	97	4	volunteering	volunteering	NOUN
crln-8474	97	5	and	and	CCONJ
crln-8474	97	6	lifelong	lifelong	ADJ
crln-8474	97	7	learning	learning	NOUN
crln-8474	97	8	•	•	NUM
crln-8474	97	9	corporation	corporation	NOUN
crln-8474	98	1	f	f	NOUN
crln-8474	98	2	o	o	NOUN
crln-8474	98	3	r	r	NOUN
crln-8474	98	4	n	n	NOUN
crln-8474	98	5	a	a	DET
crln-8474	98	6	t	t	NOUN
crln-8474	99	1	i	i	PRON
crln-8474	99	2	o	o	INTJ
crln-8474	99	3	n	n	CCONJ
crln-8474	99	4	a	a	DET
crln-8474	99	5	l	l	NOUN
crln-8474	99	6	a	a	DET
crln-8474	99	7	n	n	NOUN
crln-8474	99	8	d	d	PROPN
crln-8474	99	9	community	community	NOUN
crln-8474	99	10	service	service	NOUN
crln-8474	99	11	:	:	PUNCT
crln-8474	99	12	senior	senior	ADJ
crln-8474	99	13	corps	corps	NOUN
crln-8474	99	14	.	.	PUNCT
crln-8474	100	1	this	this	DET
crln-8474	100	2	initiative	initiative	NOUN
crln-8474	100	3	provides	provide	VERB
crln-8474	100	4	information	information	NOUN
crln-8474	100	5	to	to	ADP
crln-8474	100	6	those	those	PRON
crln-8474	100	7	over	over	ADP
crln-8474	100	8	55	55	NUM
crln-8474	100	9	about	about	ADP
crln-8474	100	10	sharing	share	VERB
crln-8474	100	11	their	their	PRON
crln-8474	100	12	talents	talent	NOUN
crln-8474	100	13	and	and	CCONJ
crln-8474	100	14	experiences	experience	NOUN
crln-8474	100	15	with	with	ADP
crln-8474	100	16	their	their	PRON
crln-8474	100	17	communities	community	NOUN
crln-8474	100	18	in	in	ADP
crln-8474	100	19	new	new	ADJ
crln-8474	100	20	ways	way	NOUN
crln-8474	100	21	.	.	PUNCT
crln-8474	101	1	it	it	PRON
crln-8474	101	2	offers	offer	VERB
crln-8474	101	3	details	detail	NOUN
crln-8474	101	4	about	about	ADP
crln-8474	101	5	becoming	become	VERB
crln-8474	101	6	mentors	mentor	NOUN
crln-8474	101	7	,	,	PUNCT
crln-8474	101	8	coaches	coach	NOUN
crln-8474	101	9	,	,	PUNCT
crln-8474	101	10	foster	foster	ADJ
crln-8474	101	11	grandparents	grandparent	NOUN
crln-8474	101	12	and	and	CCONJ
crln-8474	101	13	senior	senior	ADJ
crln-8474	101	14	companions	companion	NOUN
crln-8474	101	15	,	,	PUNCT
crln-8474	101	16	as	as	ADV
crln-8474	101	17	well	well	ADV
crln-8474	101	18	as	as	ADP
crln-8474	101	19	taking	take	VERB
crln-8474	101	20	advantage	advantage	NOUN
crln-8474	101	21	of	of	ADP
crln-8474	101	22	service	service	NOUN
crln-8474	101	23	opportunities	opportunity	NOUN
crln-8474	101	24	provided	provide	VERB
crln-8474	101	25	by	by	ADP
crln-8474	101	26	community	community	NOUN
crln-8474	101	27	projects	project	NOUN
crln-8474	101	28	and	and	CCONJ
crln-8474	101	29	organizations	organization	NOUN
crln-8474	101	30	.	.	PUNCT
crln-8474	102	1	access	access	NOUN
crln-8474	102	2	:	:	PUNCT
crln-8474	103	1	http://www	http://www	PROPN
crln-8474	103	2	.	.	PROPN
crln-8474	103	3	seniorcorps.gov/about/programs/rsvp.asp	seniorcorps.gov/about/programs/rsvp.asp	NOUN
crln-8474	103	4	.	.	PUNCT
crln-8474	104	1	•	•	NOUN
crln-8474	104	2	discovering	discover	VERB
crln-8474	104	3	what	what	PRON
crln-8474	104	4	’s	’	VERB
crln-8474	104	5	next	next	ADV
crln-8474	104	6	.	.	PUNCT
crln-8474	105	1	this	this	DET
crln-8474	105	2	newtonville	newtonville	PROPN
crln-8474	105	3	,	,	PUNCT
crln-8474	105	4	massachusetts	massachusetts	PROPN
crln-8474	105	5	-	-	PUNCT
crln-8474	105	6	based	base	VERB
crln-8474	105	7	network	network	NOUN
crln-8474	105	8	connects	connect	VERB
crln-8474	105	9	those	those	DET
crln-8474	105	10	over	over	ADP
crln-8474	105	11	50	50	NUM
crln-8474	105	12	with	with	ADP
crln-8474	105	13	community	community	NOUN
crln-8474	105	14	organizations	organization	NOUN
crln-8474	105	15	in	in	ADP
crln-8474	105	16	mutually	mutually	ADV
crln-8474	105	17	beneficial	beneficial	ADJ
crln-8474	105	18	activities	activity	NOUN
crln-8474	105	19	.	.	PUNCT
crln-8474	106	1	its	its	PRON
crln-8474	106	2	“	"	PUNCT
crln-8474	106	3	toolkit	toolkit	NOUN
crln-8474	106	4	sampler	sampler	NOUN
crln-8474	106	5	:	:	PUNCT
crln-8474	106	6	jump	jump	NOUN
crln-8474	106	7	-	-	PUNCT
crln-8474	106	8	start	start	VERB
crln-8474	106	9	your	your	PRON
crln-8474	106	10	volunteer	volunteer	NOUN
crln-8474	106	11	search	search	NOUN
crln-8474	106	12	”	"	PUNCT
crln-8474	106	13	is	be	AUX
crln-8474	106	14	a	a	DET
crln-8474	106	15	checklist	checklist	NOUN
crln-8474	106	16	to	to	PART
crln-8474	106	17	help	help	VERB
crln-8474	106	18	clarify	clarify	VERB
crln-8474	106	19	your	your	PRON
crln-8474	106	20	volunteer	volunteer	NOUN
crln-8474	106	21	strengths	strength	NOUN
crln-8474	106	22	and	and	CCONJ
crln-8474	106	23	interests	interest	NOUN
crln-8474	106	24	(	(	PUNCT
crln-8474	106	25	http://discoveringwhatsnext.org/documents	http://discoveringwhatsnext.org/document	NOUN
crln-8474	106	26	/microsoftword	/microsoftword	ADJ
crln-8474	106	27	-	-	PUNCT
crln-8474	106	28	jumpstartyourvolun	jumpstartyourvolun	NOUN
crln-8474	106	29	teersearch.pdf	teersearch.pdf	NOUN
crln-8474	106	30	)	)	PUNCT
crln-8474	106	31	.	.	PUNCT
crln-8474	107	1	access	access	NOUN
crln-8474	107	2	:	:	PUNCT
crln-8474	107	3	http://discoveringwhatsnext.org/index.html	http://discoveringwhatsnext.org/index.html	X
crln-8474	107	4	.	.	NOUN
crln-8474	107	5	•	•	NUM
crln-8474	107	6	north	north	PROPN
crln-8474	107	7	carolina	carolina	PROPN
crln-8474	107	8	center	center	PROPN
crln-8474	107	9	for	for	ADP
crln-8474	107	10	creative	creative	ADJ
crln-8474	107	11	retirement	retirement	NOUN
crln-8474	107	12	.	.	PUNCT
crln-8474	108	1	what	what	PRON
crln-8474	108	2	began	begin	VERB
crln-8474	108	3	as	as	ADP
crln-8474	108	4	a	a	DET
crln-8474	108	5	department	department	NOUN
crln-8474	108	6	of	of	ADP
crln-8474	108	7	the	the	DET
crln-8474	108	8	university	university	PROPN
crln-8474	108	9	of	of	ADP
crln-8474	108	10	north	north	PROPN
crln-8474	108	11	carolina	carolina	PROPN
crln-8474	108	12	-	-	PUNCT
crln-8474	108	13	asheville	asheville	PROPN
crln-8474	108	14	is	be	AUX
crln-8474	108	15	now	now	ADV
crln-8474	108	16	an	an	DET
crln-8474	108	17	organization	organization	NOUN
crln-8474	108	18	that	that	PRON
crln-8474	108	19	provides	provide	VERB
crln-8474	108	20	opportunities	opportunity	NOUN
crln-8474	108	21	for	for	ADP
crln-8474	108	22	midlife	midlife	NOUN
crln-8474	108	23	and	and	CCONJ
crln-8474	108	24	retired	retired	ADJ
crln-8474	108	25	adults	adult	NOUN
crln-8474	108	26	to	to	PART
crln-8474	108	27	experience	experience	VERB
crln-8474	108	28	lifelong	lifelong	ADJ
crln-8474	108	29	learning	learning	NOUN
crln-8474	108	30	,	,	PUNCT
crln-8474	108	31	leadership	leadership	NOUN
crln-8474	108	32	,	,	PUNCT
crln-8474	108	33	and	and	CCONJ
crln-8474	108	34	community	community	NOUN
crln-8474	108	35	service	service	NOUN
crln-8474	108	36	.	.	PUNCT
crln-8474	109	1	programs	program	NOUN
crln-8474	109	2	in	in	ADP
crln-8474	109	3	the	the	DET
crln-8474	109	4	arts	art	NOUN
crln-8474	109	5	and	and	CCONJ
crln-8474	109	6	humanities	humanity	NOUN
crln-8474	109	7	,	,	PUNCT
crln-8474	109	8	nature	nature	NOUN
crln-8474	109	9	,	,	PUNCT
crln-8474	109	10	civic	civic	ADJ
crln-8474	109	11	engagement	engagement	NOUN
crln-8474	109	12	,	,	PUNCT
crln-8474	109	13	and	and	CCONJ
crln-8474	109	14	wellness	wellness	NOUN
crln-8474	109	15	are	be	AUX
crln-8474	109	16	complemented	complement	VERB
crln-8474	109	17	by	by	ADP
crln-8474	109	18	research	research	NOUN
crln-8474	109	19	on	on	ADP
crln-8474	109	20	trends	trend	NOUN
crln-8474	109	21	in	in	ADP
crln-8474	109	22	reinventing	reinvent	VERB
crln-8474	109	23	retirement	retirement	NOUN
crln-8474	109	24	and	and	CCONJ
crln-8474	109	25	ways	way	NOUN
crln-8474	109	26	to	to	PART
crln-8474	109	27	facilitate	facilitate	VERB
crln-8474	109	28	life	life	NOUN
crln-8474	109	29	transition	transition	NOUN
crln-8474	109	30	and	and	CCONJ
crln-8474	109	31	retirement	retirement	NOUN
crln-8474	109	32	relocation	relocation	NOUN
crln-8474	109	33	planning	planning	NOUN
crln-8474	109	34	.	.	PUNCT
crln-8474	110	1	browsing	browse	VERB
crln-8474	110	2	through	through	ADP
crln-8474	110	3	this	this	DET
crln-8474	110	4	site	site	NOUN
crln-8474	110	5	may	may	AUX
crln-8474	110	6	generate	generate	VERB
crln-8474	110	7	ideas	idea	NOUN
crln-8474	110	8	of	of	ADP
crln-8474	110	9	similar	similar	ADJ
crln-8474	110	10	resources	resource	NOUN
crln-8474	110	11	available	available	ADJ
crln-8474	110	12	in	in	ADP
crln-8474	110	13	your	your	PRON
crln-8474	110	14	community	community	NOUN
crln-8474	110	15	.	.	PUNCT
crln-8474	111	1	access	access	NOUN
crln-8474	111	2	:	:	PUNCT
crln-8474	111	3	http://www2	http://www2	X
crln-8474	111	4	.	.	PUNCT
crln-8474	112	1	unca.edu/ncccr/.	unca.edu/ncccr/.	PROPN
crln-8474	112	2	notes	note	VERB
crln-8474	112	3	1	1	NUM
crln-8474	112	4	.	.	PUNCT
crln-8474	113	1	teresa	teresa	PROPN
crln-8474	113	2	ghilarducci	ghilarducci	PROPN
crln-8474	113	3	,	,	PUNCT
crln-8474	113	4	when	when	SCONJ
crln-8474	113	5	i	i	PRON
crln-8474	113	6	’m	’m	VERB
crln-8474	113	7	sixtyfour	sixtyfour	NOUN
crln-8474	113	8	:	:	PUNCT
crln-8474	113	9	the	the	DET
crln-8474	113	10	plot	plot	NOUN
crln-8474	113	11	against	against	ADP
crln-8474	113	12	pensions	pension	NOUN
crln-8474	113	13	and	and	CCONJ
crln-8474	113	14	the	the	DET
crln-8474	113	15	plan	plan	NOUN
crln-8474	113	16	to	to	PART
crln-8474	113	17	save	save	VERB
crln-8474	113	18	them	they	PRON
crln-8474	113	19	(	(	PUNCT
crln-8474	113	20	princeton	princeton	PROPN
crln-8474	113	21	university	university	PROPN
crln-8474	113	22	press	press	NOUN
crln-8474	113	23	,	,	PUNCT
crln-8474	113	24	2008	2008	NUM
crln-8474	113	25	)	)	PUNCT
crln-8474	113	26	.	.	PUNCT
crln-8474	114	1	2	2	X
crln-8474	114	2	.	.	X
crln-8474	114	3	pensions	pension	NOUN
crln-8474	114	4	&	&	CCONJ
crln-8474	114	5	retirement	retirement	PROPN
crln-8474	114	6	security	security	PROPN
crln-8474	114	7	:	:	PUNCT
crln-8474	114	8	a	a	DET
crln-8474	114	9	roadmap	roadmap	NOUN
crln-8474	114	10	for	for	ADP
crln-8474	114	11	policymakers	policymaker	NOUN
crln-8474	114	12	,	,	PUNCT
crln-8474	114	13	a	a	DET
crln-8474	114	14	january	january	PROPN
crln-8474	114	15	2009	2009	NUM
crln-8474	114	16	report	report	NOUN
crln-8474	114	17	from	from	ADP
crln-8474	114	18	the	the	DET
crln-8474	114	19	national	national	PROPN
crln-8474	114	20	institute	institute	PROPN
crln-8474	114	21	on	on	ADP
crln-8474	114	22	retirement	retirement	NOUN
crln-8474	114	23	security	security	NOUN
crln-8474	114	24	.	.	PUNCT
crln-8474	115	1	3	3	X
crln-8474	115	2	.	.	X
crln-8474	115	3	brett	brett	PROPN
crln-8474	115	4	arends	arends	PROPN
crln-8474	115	5	,	,	PUNCT
crln-8474	115	6	“	"	PUNCT
crln-8474	115	7	a	a	DET
crln-8474	115	8	nation	nation	NOUN
crln-8474	115	9	of	of	ADP
crln-8474	115	10	helen	helen	PROPN
crln-8474	115	11	thomases	thomas	NOUN
crln-8474	115	12	,	,	PUNCT
crln-8474	115	13	”	"	PUNCT
crln-8474	115	14	wall	wall	PROPN
crln-8474	115	15	street	street	PROPN
crln-8474	115	16	journal	journal	PROPN
crln-8474	115	17	,	,	PUNCT
crln-8474	115	18	june	june	PROPN
crln-8474	115	19	11	11	NUM
crln-8474	115	20	,	,	PUNCT
crln-8474	115	21	2010	2010	NUM
crln-8474	115	22	.	.	PUNCT