id	sid	tid	token	lemma	pos
crln-9007	1	1	oct13_b.indd	oct13_b.indd	PROPN
crln-9007	1	2	c&rl	c&rl	PROPN
crln-9007	1	3	news	news	PROPN
crln-9007	1	4	october	october	PROPN
crln-9007	1	5	2013	2013	NUM
crln-9007	1	6	466	466	NUM
crln-9007	1	7	in	in	ADP
crln-9007	1	8	this	this	DET
crln-9007	1	9	column	column	NOUN
crln-9007	1	10	,	,	PUNCT
crln-9007	1	11	the	the	DET
crln-9007	1	12	first	first	ADJ
crln-9007	1	13	of	of	ADP
crln-9007	1	14	my	my	PRON
crln-9007	1	15	presidential	presidential	ADJ
crln-9007	1	16	year	year	NOUN
crln-9007	1	17	,	,	PUNCT
crln-9007	1	18	i	i	PRON
crln-9007	1	19	will	will	AUX
crln-9007	1	20	highlight	highlight	VERB
crln-9007	1	21	one	one	NUM
crln-9007	1	22	of	of	ADP
crln-9007	1	23	the	the	DET
crln-9007	1	24	areas	area	NOUN
crln-9007	1	25	on	on	ADP
crln-9007	1	26	which	which	PRON
crln-9007	1	27	i	i	PRON
crln-9007	1	28	plan	plan	VERB
crln-9007	1	29	to	to	PART
crln-9007	1	30	focus	focus	VERB
crln-9007	1	31	this	this	DET
crln-9007	1	32	year	year	NOUN
crln-9007	1	33	and	and	CCONJ
crln-9007	1	34	hope	hope	VERB
crln-9007	1	35	you	you	PRON
crln-9007	1	36	will	will	AUX
crln-9007	1	37	agree	agree	VERB
crln-9007	1	38	that	that	SCONJ
crln-9007	1	39	it	it	PRON
crln-9007	1	40	is	be	AUX
crln-9007	1	41	an	an	DET
crln-9007	1	42	important	important	ADJ
crln-9007	1	43	topic	topic	NOUN
crln-9007	1	44	for	for	ADP
crln-9007	1	45	acrl	acrl	NOUN
crln-9007	1	46	,	,	PUNCT
crln-9007	1	47	libraries	library	NOUN
crln-9007	1	48	,	,	PUNCT
crln-9007	1	49	and	and	CCONJ
crln-9007	1	50	librarians	librarian	NOUN
crln-9007	1	51	.	.	PUNCT
crln-9007	2	1	there	there	PRON
crln-9007	2	2	has	have	AUX
crln-9007	2	3	been	be	AUX
crln-9007	2	4	great	great	ADJ
crln-9007	2	5	emphasis	emphasis	NOUN
crln-9007	2	6	placed	place	VERB
crln-9007	2	7	in	in	ADP
crln-9007	2	8	the	the	DET
crln-9007	2	9	past	past	ADJ
crln-9007	2	10	several	several	ADJ
crln-9007	2	11	years	year	NOUN
crln-9007	2	12	on	on	ADP
crln-9007	2	13	the	the	DET
crln-9007	2	14	cost	cost	NOUN
crln-9007	2	15	—	—	PUNCT
crln-9007	2	16	and	and	CCONJ
crln-9007	2	17	value	value	NOUN
crln-9007	2	18	—	—	PUNCT
crln-9007	2	19	of	of	ADP
crln-9007	2	20	higher	high	ADJ
crln-9007	2	21	education	education	NOUN
crln-9007	2	22	.	.	PUNCT
crln-9007	3	1	in	in	ADP
crln-9007	3	2	addition	addition	NOUN
crln-9007	3	3	to	to	ADP
crln-9007	3	4	the	the	DET
crln-9007	3	5	focus	focus	NOUN
crln-9007	3	6	on	on	ADP
crln-9007	3	7	the	the	DET
crln-9007	3	8	cost	cost	NOUN
crln-9007	3	9	of	of	ADP
crln-9007	3	10	textbooks	textbook	NOUN
crln-9007	3	11	and	and	CCONJ
crln-9007	3	12	other	other	ADJ
crln-9007	3	13	nontuition	nontuition	NOUN
crln-9007	3	14	expenses	expense	NOUN
crln-9007	3	15	,	,	PUNCT
crln-9007	3	16	lawmakers	lawmaker	NOUN
crln-9007	3	17	have	have	AUX
crln-9007	3	18	also	also	ADV
crln-9007	3	19	focused	focus	VERB
crln-9007	3	20	on	on	ADP
crln-9007	3	21	the	the	DET
crln-9007	3	22	dramatic	dramatic	ADJ
crln-9007	3	23	rise	rise	NOUN
crln-9007	3	24	in	in	ADP
crln-9007	3	25	student	student	NOUN
crln-9007	3	26	loan	loan	NOUN
crln-9007	3	27	debt,1	debt,1	NOUN
crln-9007	3	28	especially	especially	ADV
crln-9007	3	29	as	as	ADP
crln-9007	3	30	student	student	NOUN
crln-9007	3	31	loan	loan	NOUN
crln-9007	3	32	debt	debt	NOUN
crln-9007	3	33	,	,	PUNCT
crln-9007	3	34	in	in	ADP
crln-9007	3	35	2010	2010	NUM
crln-9007	3	36	,	,	PUNCT
crln-9007	3	37	surpassed	surpass	VERB
crln-9007	3	38	credit	credit	NOUN
crln-9007	3	39	card	card	NOUN
crln-9007	3	40	debt	debt	NOUN
crln-9007	3	41	in	in	ADP
crln-9007	3	42	the	the	DET
crln-9007	3	43	united	united	PROPN
crln-9007	3	44	states.2	states.2	PROPN
crln-9007	3	45	the	the	DET
crln-9007	3	46	higher	high	ADJ
crln-9007	3	47	education	education	NOUN
crln-9007	3	48	opportunity	opportunity	NOUN
crln-9007	3	49	act	act	NOUN
crln-9007	3	50	of	of	ADP
crln-9007	3	51	2008	2008	NUM
crln-9007	3	52	included	include	VERB
crln-9007	3	53	several	several	ADJ
crln-9007	3	54	requirements	requirement	NOUN
crln-9007	3	55	for	for	ADP
crln-9007	3	56	colleges	college	NOUN
crln-9007	3	57	and	and	CCONJ
crln-9007	3	58	universities	university	NOUN
crln-9007	3	59	.	.	PUNCT
crln-9007	4	1	among	among	ADP
crln-9007	4	2	these	these	PRON
crln-9007	4	3	was	be	AUX
crln-9007	4	4	the	the	DET
crln-9007	4	5	mandate	mandate	NOUN
crln-9007	4	6	to	to	PART
crln-9007	4	7	have	have	AUX
crln-9007	4	8	a	a	DET
crln-9007	4	9	“	"	PUNCT
crln-9007	4	10	net	net	ADJ
crln-9007	4	11	price	price	NOUN
crln-9007	4	12	calculator	calculator	NOUN
crln-9007	4	13	”	"	PUNCT
crln-9007	4	14	to	to	PART
crln-9007	4	15	help	help	VERB
crln-9007	4	16	students	student	NOUN
crln-9007	4	17	determine	determine	VERB
crln-9007	4	18	the	the	DET
crln-9007	4	19	actual	actual	ADJ
crln-9007	4	20	cost	cost	NOUN
crln-9007	4	21	of	of	ADP
crln-9007	4	22	college	college	NOUN
crln-9007	4	23	.	.	PUNCT
crln-9007	5	1	colleges	college	NOUN
crln-9007	5	2	were	be	AUX
crln-9007	5	3	also	also	ADV
crln-9007	5	4	required	require	VERB
crln-9007	5	5	to	to	PART
crln-9007	5	6	provide	provide	VERB
crln-9007	5	7	reading	reading	NOUN
crln-9007	5	8	lists	list	NOUN
crln-9007	5	9	of	of	ADP
crln-9007	5	10	required	require	VERB
crln-9007	5	11	texts	text	NOUN
crln-9007	5	12	in	in	ADP
crln-9007	5	13	advance	advance	NOUN
crln-9007	5	14	of	of	ADP
crln-9007	5	15	classes	class	NOUN
crln-9007	5	16	to	to	PART
crln-9007	5	17	provide	provide	VERB
crln-9007	5	18	students	student	NOUN
crln-9007	5	19	the	the	DET
crln-9007	5	20	opportunity	opportunity	NOUN
crln-9007	5	21	to	to	PART
crln-9007	5	22	shop	shop	VERB
crln-9007	5	23	for	for	ADP
crln-9007	5	24	competitive	competitive	ADJ
crln-9007	5	25	prices.3	prices.3	NOUN
crln-9007	5	26	as	as	ADP
crln-9007	5	27	academic	academic	ADJ
crln-9007	5	28	librarians	librarian	NOUN
crln-9007	5	29	,	,	PUNCT
crln-9007	5	30	we	we	PRON
crln-9007	5	31	should	should	AUX
crln-9007	5	32	be	be	AUX
crln-9007	5	33	concerned	concern	VERB
crln-9007	5	34	about	about	ADP
crln-9007	5	35	this	this	DET
crln-9007	5	36	focus	focus	NOUN
crln-9007	5	37	on	on	ADP
crln-9007	5	38	the	the	DET
crln-9007	5	39	cost	cost	NOUN
crln-9007	5	40	of	of	ADP
crln-9007	5	41	higher	high	ADJ
crln-9007	5	42	education	education	NOUN
crln-9007	5	43	.	.	PUNCT
crln-9007	6	1	being	be	AUX
crln-9007	6	2	embedded	embed	VERB
crln-9007	6	3	in	in	ADP
crln-9007	6	4	the	the	DET
crln-9007	6	5	academic	academic	ADJ
crln-9007	6	6	culture	culture	NOUN
crln-9007	6	7	gives	give	VERB
crln-9007	6	8	us	we	PRON
crln-9007	6	9	a	a	DET
crln-9007	6	10	unique	unique	ADJ
crln-9007	6	11	opportunity	opportunity	NOUN
crln-9007	6	12	to	to	PART
crln-9007	6	13	provide	provide	VERB
crln-9007	6	14	access	access	NOUN
crln-9007	6	15	to	to	ADP
crln-9007	6	16	the	the	DET
crln-9007	6	17	information	information	NOUN
crln-9007	6	18	,	,	PUNCT
crln-9007	6	19	resources	resource	NOUN
crln-9007	6	20	,	,	PUNCT
crln-9007	6	21	education	education	NOUN
crln-9007	6	22	,	,	PUNCT
crln-9007	6	23	and	and	CCONJ
crln-9007	6	24	tools	tool	NOUN
crln-9007	6	25	that	that	PRON
crln-9007	6	26	our	our	PRON
crln-9007	6	27	community	community	NOUN
crln-9007	6	28	members	member	NOUN
crln-9007	6	29	need	need	VERB
crln-9007	6	30	to	to	PART
crln-9007	6	31	make	make	VERB
crln-9007	6	32	good	good	ADJ
crln-9007	6	33	financial	financial	ADJ
crln-9007	6	34	decisions	decision	NOUN
crln-9007	6	35	in	in	ADP
crln-9007	6	36	our	our	PRON
crln-9007	6	37	increasingly	increasingly	ADV
crln-9007	6	38	complex	complex	ADJ
crln-9007	6	39	global	global	ADJ
crln-9007	6	40	financial	financial	ADJ
crln-9007	6	41	ecosystem	ecosystem	NOUN
crln-9007	6	42	.	.	PUNCT
crln-9007	7	1	these	these	DET
crln-9007	7	2	college	college	NOUN
crln-9007	7	3	affordability	affordability	NOUN
crln-9007	7	4	efforts	effort	NOUN
crln-9007	7	5	,	,	PUNCT
crln-9007	7	6	while	while	SCONJ
crln-9007	7	7	worthwhile	worthwhile	ADJ
crln-9007	7	8	,	,	PUNCT
crln-9007	7	9	do	do	AUX
crln-9007	7	10	not	not	PART
crln-9007	7	11	help	help	VERB
crln-9007	7	12	our	our	PRON
crln-9007	7	13	students	student	NOUN
crln-9007	7	14	or	or	CCONJ
crln-9007	7	15	other	other	ADJ
crln-9007	7	16	community	community	NOUN
crln-9007	7	17	members	member	NOUN
crln-9007	7	18	manage	manage	VERB
crln-9007	7	19	their	their	PRON
crln-9007	7	20	total	total	ADJ
crln-9007	7	21	finances	finance	NOUN
crln-9007	7	22	,	,	PUNCT
crln-9007	7	23	however	however	ADV
crln-9007	7	24	.	.	PUNCT
crln-9007	8	1	paying	pay	VERB
crln-9007	8	2	for	for	ADP
crln-9007	8	3	college	college	NOUN
crln-9007	8	4	is	be	AUX
crln-9007	8	5	but	but	CCONJ
crln-9007	8	6	one	one	NUM
crln-9007	8	7	aspect	aspect	NOUN
crln-9007	8	8	of	of	ADP
crln-9007	8	9	managing	manage	VERB
crln-9007	8	10	personal	personal	ADJ
crln-9007	8	11	finance	finance	NOUN
crln-9007	8	12	.	.	PUNCT
crln-9007	9	1	education	education	NOUN
crln-9007	9	2	programs	program	NOUN
crln-9007	9	3	to	to	PART
crln-9007	9	4	help	help	VERB
crln-9007	9	5	become	become	VERB
crln-9007	9	6	better	well	ADJ
crln-9007	9	7	financial	financial	ADJ
crln-9007	9	8	stewards	steward	NOUN
crln-9007	9	9	have	have	AUX
crln-9007	9	10	been	be	AUX
crln-9007	9	11	in	in	ADP
crln-9007	9	12	place	place	NOUN
crln-9007	9	13	for	for	ADP
crln-9007	9	14	a	a	DET
crln-9007	9	15	while	while	NOUN
crln-9007	9	16	,	,	PUNCT
crln-9007	9	17	but	but	CCONJ
crln-9007	9	18	they	they	PRON
crln-9007	9	19	have	have	AUX
crln-9007	9	20	been	be	AUX
crln-9007	9	21	gaining	gain	VERB
crln-9007	9	22	more	more	ADJ
crln-9007	9	23	prominence	prominence	NOUN
crln-9007	9	24	in	in	ADP
crln-9007	9	25	recent	recent	ADJ
crln-9007	9	26	years	year	NOUN
crln-9007	9	27	.	.	PUNCT
crln-9007	10	1	the	the	DET
crln-9007	10	2	financial	financial	ADJ
crln-9007	10	3	literacy	literacy	NOUN
crln-9007	10	4	and	and	CCONJ
crln-9007	10	5	education	education	NOUN
crln-9007	10	6	commission	commission	NOUN
crln-9007	10	7	is	be	AUX
crln-9007	10	8	a	a	DET
crln-9007	10	9	national	national	ADJ
crln-9007	10	10	group	group	NOUN
crln-9007	10	11	that	that	PRON
crln-9007	10	12	“	"	PUNCT
crln-9007	10	13	was	be	AUX
crln-9007	10	14	established	establish	VERB
crln-9007	10	15	under	under	ADP
crln-9007	10	16	the	the	DET
crln-9007	10	17	fair	fair	ADJ
crln-9007	10	18	and	and	CCONJ
crln-9007	10	19	accurate	accurate	ADJ
crln-9007	10	20	credit	credit	NOUN
crln-9007	10	21	transactions	transaction	NOUN
crln-9007	10	22	act	act	NOUN
crln-9007	10	23	of	of	ADP
crln-9007	10	24	2003	2003	NUM
crln-9007	10	25	.	.	PUNCT
crln-9007	11	1	the	the	DET
crln-9007	11	2	commission	commission	NOUN
crln-9007	11	3	was	be	AUX
crln-9007	11	4	tasked	task	VERB
crln-9007	11	5	to	to	PART
crln-9007	11	6	develop	develop	VERB
crln-9007	11	7	a	a	DET
crln-9007	11	8	national	national	ADJ
crln-9007	11	9	financial	financial	ADJ
crln-9007	11	10	education	education	NOUN
crln-9007	11	11	web	web	NOUN
crln-9007	11	12	site	site	NOUN
crln-9007	11	13	along	along	ADP
crln-9007	11	14	with	with	ADP
crln-9007	11	15	a	a	DET
crln-9007	11	16	hotline	hotline	NOUN
crln-9007	11	17	and	and	CCONJ
crln-9007	11	18	a	a	DET
crln-9007	11	19	national	national	ADJ
crln-9007	11	20	strategy	strategy	NOUN
crln-9007	11	21	on	on	ADP
crln-9007	11	22	financial	financial	ADJ
crln-9007	11	23	education	education	NOUN
crln-9007	11	24	.	.	PUNCT
crln-9007	11	25	”4	”4	PROPN
crln-9007	12	1	and	and	CCONJ
crln-9007	12	2	so	so	ADV
crln-9007	12	3	,	,	PUNCT
crln-9007	12	4	too	too	ADV
crln-9007	12	5	,	,	PUNCT
crln-9007	12	6	were	be	AUX
crln-9007	12	7	born	bear	VERB
crln-9007	12	8	many	many	ADJ
crln-9007	12	9	financial	financial	ADJ
crln-9007	12	10	literacy	literacy	NOUN
crln-9007	12	11	initiatives	initiative	NOUN
crln-9007	12	12	.	.	PUNCT
crln-9007	13	1	what	what	PRON
crln-9007	13	2	is	be	AUX
crln-9007	13	3	financial	financial	ADJ
crln-9007	13	4	literacy	literacy	NOUN
crln-9007	13	5	?	?	PUNCT
crln-9007	14	1	financial	financial	ADJ
crln-9007	14	2	literacy	literacy	NOUN
crln-9007	14	3	can	can	AUX
crln-9007	14	4	be	be	AUX
crln-9007	14	5	described	describe	VERB
crln-9007	14	6	as	as	ADP
crln-9007	14	7	the	the	DET
crln-9007	14	8	ability	ability	NOUN
crln-9007	14	9	to	to	PART
crln-9007	14	10	make	make	VERB
crln-9007	14	11	informed	informed	ADJ
crln-9007	14	12	judgments	judgment	NOUN
crln-9007	14	13	and	and	CCONJ
crln-9007	14	14	to	to	PART
crln-9007	14	15	take	take	VERB
crln-9007	14	16	effective	effective	ADJ
crln-9007	14	17	actions	action	NOUN
crln-9007	14	18	regarding	regard	VERB
crln-9007	14	19	the	the	DET
crln-9007	14	20	current	current	ADJ
crln-9007	14	21	and	and	CCONJ
crln-9007	14	22	future	future	ADJ
crln-9007	14	23	use	use	NOUN
crln-9007	14	24	and	and	CCONJ
crln-9007	14	25	management	management	NOUN
crln-9007	14	26	of	of	ADP
crln-9007	14	27	money	money	NOUN
crln-9007	14	28	.	.	PUNCT
crln-9007	15	1	it	it	PRON
crln-9007	15	2	includes	include	VERB
crln-9007	15	3	the	the	DET
crln-9007	15	4	ability	ability	NOUN
crln-9007	15	5	to	to	PART
crln-9007	15	6	understand	understand	VERB
crln-9007	15	7	financial	financial	ADJ
crln-9007	15	8	choices	choice	NOUN
crln-9007	15	9	,	,	PUNCT
crln-9007	15	10	plan	plan	NOUN
crln-9007	15	11	for	for	ADP
crln-9007	15	12	the	the	DET
crln-9007	15	13	future	future	NOUN
crln-9007	15	14	,	,	PUNCT
crln-9007	15	15	spend	spend	VERB
crln-9007	15	16	wisely	wisely	ADV
crln-9007	15	17	,	,	PUNCT
crln-9007	15	18	and	and	CCONJ
crln-9007	15	19	manage	manage	VERB
crln-9007	15	20	the	the	DET
crln-9007	15	21	challenges	challenge	NOUN
crln-9007	15	22	associated	associate	VERB
crln-9007	15	23	with	with	ADP
crln-9007	15	24	life	life	NOUN
crln-9007	15	25	events	event	NOUN
crln-9007	15	26	such	such	ADJ
crln-9007	15	27	as	as	ADP
crln-9007	15	28	a	a	DET
crln-9007	15	29	job	job	NOUN
crln-9007	15	30	loss	loss	NOUN
crln-9007	15	31	,	,	PUNCT
crln-9007	15	32	saving	save	VERB
crln-9007	15	33	for	for	ADP
crln-9007	15	34	retirement	retirement	NOUN
crln-9007	15	35	,	,	PUNCT
crln-9007	15	36	or	or	CCONJ
crln-9007	15	37	paying	pay	VERB
crln-9007	15	38	for	for	ADP
crln-9007	15	39	a	a	DET
crln-9007	15	40	child	child	NOUN
crln-9007	15	41	’s	’s	PART
crln-9007	15	42	education	education	NOUN
crln-9007	15	43	.	.	PUNCT
crln-9007	16	1	”5	”5	PUNCT
crln-9007	16	2	in	in	ADP
crln-9007	16	3	addition	addition	NOUN
crln-9007	16	4	to	to	ADP
crln-9007	16	5	the	the	DET
crln-9007	16	6	work	work	NOUN
crln-9007	16	7	of	of	ADP
crln-9007	16	8	the	the	DET
crln-9007	16	9	financial	financial	ADJ
crln-9007	16	10	literacy	literacy	NOUN
crln-9007	16	11	and	and	CCONJ
crln-9007	16	12	education	education	NOUN
crln-9007	16	13	commission	commission	NOUN
crln-9007	16	14	,	,	PUNCT
crln-9007	16	15	several	several	ADJ
crln-9007	16	16	branches	branch	NOUN
crln-9007	16	17	of	of	ADP
crln-9007	16	18	the	the	DET
crln-9007	16	19	federal	federal	PROPN
crln-9007	16	20	reserve	reserve	PROPN
crln-9007	16	21	banking	banking	NOUN
crln-9007	16	22	system	system	NOUN
crln-9007	16	23	have	have	AUX
crln-9007	16	24	begun	begin	VERB
crln-9007	16	25	to	to	PART
crln-9007	16	26	implement	implement	VERB
crln-9007	16	27	financial	financial	ADJ
crln-9007	16	28	literacy	literacy	NOUN
crln-9007	16	29	education	education	NOUN
crln-9007	16	30	programs	program	NOUN
crln-9007	16	31	,	,	PUNCT
crln-9007	16	32	and	and	CCONJ
crln-9007	16	33	some	some	DET
crln-9007	16	34	coltrevor	coltrevor	NOUN
crln-9007	16	35	a.	a.	NOUN
crln-9007	16	36	dawes	dawes	PROPN
crln-9007	16	37	is	be	AUX
crln-9007	16	38	acrl	acrl	NOUN
crln-9007	16	39	president	president	NOUN
crln-9007	16	40	and	and	CCONJ
crln-9007	16	41	associate	associate	ADJ
crln-9007	16	42	university	university	NOUN
crln-9007	16	43	librarian	librarian	NOUN
crln-9007	16	44	at	at	ADP
crln-9007	16	45	washington	washington	PROPN
crln-9007	16	46	university	university	PROPN
crln-9007	16	47	-	-	PUNCT
crln-9007	16	48	st	st	PROPN
crln-9007	16	49	.	.	PROPN
crln-9007	16	50	louis	louis	PROPN
crln-9007	16	51	,	,	PUNCT
crln-9007	16	52	e	e	NOUN
crln-9007	16	53	-	-	NOUN
crln-9007	16	54	mail	mail	NOUN
crln-9007	16	55	:	:	PUNCT
crln-9007	16	56	tadawes@wustl.edu	tadawes@wustl.edu	X
crln-9007	17	1	©	©	PROPN
crln-9007	17	2	2013	2013	NUM
crln-9007	17	3	trevor	trevor	NOUN
crln-9007	17	4	a.	a.	NOUN
crln-9007	17	5	dawes	dawes	PROPN
crln-9007	17	6	trevor	trevor	NOUN
crln-9007	17	7	a.	a.	PROPN
crln-9007	17	8	dawes	dawes	PROPN
crln-9007	17	9	libraries	library	NOUN
crln-9007	17	10	,	,	PUNCT
crln-9007	17	11	acrl	acrl	NOUN
crln-9007	17	12	,	,	PUNCT
crln-9007	17	13	and	and	CCONJ
crln-9007	17	14	financial	financial	ADJ
crln-9007	17	15	literacy	literacy	NOUN
crln-9007	17	16	helping	help	VERB
crln-9007	17	17	students	student	NOUN
crln-9007	17	18	make	make	VERB
crln-9007	17	19	sound	sound	ADJ
crln-9007	17	20	decisions	decision	NOUN
crln-9007	17	21	libraries	library	NOUN
crln-9007	17	22	and	and	CCONJ
crln-9007	17	23	financial	financial	ADJ
crln-9007	17	24	literacy	literacy	NOUN
crln-9007	17	25	education	education	NOUN
crln-9007	17	26	october	october	PROPN
crln-9007	17	27	2013	2013	NUM
crln-9007	17	28	467	467	NUM
crln-9007	17	29	c&rl	c&rl	PROPN
crln-9007	17	30	news	news	NOUN
crln-9007	17	31	leges	lex	NOUN
crln-9007	17	32	and	and	CCONJ
crln-9007	17	33	universities	university	NOUN
crln-9007	17	34	are	be	AUX
crln-9007	17	35	emphasizing	emphasize	VERB
crln-9007	17	36	personal	personal	ADJ
crln-9007	17	37	finance	finance	NOUN
crln-9007	17	38	courses	course	NOUN
crln-9007	17	39	aimed	aim	VERB
crln-9007	17	40	at	at	ADP
crln-9007	17	41	meeting	meet	VERB
crln-9007	17	42	these	these	DET
crln-9007	17	43	specific	specific	ADJ
crln-9007	17	44	educational	educational	ADJ
crln-9007	17	45	goals	goal	NOUN
crln-9007	17	46	.	.	PUNCT
crln-9007	18	1	ala	ala	PROPN
crln-9007	18	2	activities	activity	NOUN
crln-9007	18	3	it	it	PRON
crln-9007	18	4	is	be	AUX
crln-9007	18	5	not	not	PART
crln-9007	18	6	only	only	ADV
crln-9007	18	7	in	in	ADP
crln-9007	18	8	colleges	college	NOUN
crln-9007	18	9	and	and	CCONJ
crln-9007	18	10	universities	university	NOUN
crln-9007	18	11	that	that	SCONJ
crln-9007	18	12	financial	financial	ADJ
crln-9007	18	13	literacy	literacy	NOUN
crln-9007	18	14	education	education	NOUN
crln-9007	18	15	programs	program	NOUN
crln-9007	18	16	have	have	AUX
crln-9007	18	17	taken	take	VERB
crln-9007	18	18	place	place	NOUN
crln-9007	18	19	.	.	PUNCT
crln-9007	19	1	since	since	SCONJ
crln-9007	19	2	2011	2011	NUM
crln-9007	19	3	,	,	PUNCT
crln-9007	19	4	ala	ala	PROPN
crln-9007	19	5	has	have	AUX
crln-9007	19	6	been	be	AUX
crln-9007	19	7	partnering	partner	VERB
crln-9007	19	8	with	with	ADP
crln-9007	19	9	the	the	DET
crln-9007	19	10	federal	federal	PROPN
crln-9007	19	11	reserve	reserve	PROPN
crln-9007	19	12	bank	bank	PROPN
crln-9007	19	13	of	of	ADP
crln-9007	19	14	chicago	chicago	PROPN
crln-9007	19	15	in	in	ADP
crln-9007	19	16	an	an	DET
crln-9007	19	17	expansion	expansion	NOUN
crln-9007	19	18	of	of	ADP
crln-9007	19	19	money	money	NOUN
crln-9007	19	20	smart	smart	ADJ
crln-9007	19	21	week	week	NOUN
crln-9007	19	22	activities	activity	NOUN
crln-9007	19	23	.	.	PUNCT
crln-9007	20	1	during	during	ADP
crln-9007	20	2	money	money	NOUN
crln-9007	20	3	smart	smart	ADJ
crln-9007	20	4	week	week	NOUN
crln-9007	20	5	(	(	PUNCT
crln-9007	20	6	usually	usually	ADV
crln-9007	20	7	in	in	ADP
crln-9007	20	8	april	april	PROPN
crln-9007	20	9	each	each	DET
crln-9007	20	10	year	year	NOUN
crln-9007	20	11	)	)	PUNCT
crln-9007	20	12	libraries	library	NOUN
crln-9007	20	13	are	be	AUX
crln-9007	20	14	invited	invite	VERB
crln-9007	20	15	to	to	PART
crln-9007	20	16	participate	participate	VERB
crln-9007	20	17	in	in	ADP
crln-9007	20	18	a	a	DET
crln-9007	20	19	host	host	NOUN
crln-9007	20	20	of	of	ADP
crln-9007	20	21	educational	educational	ADJ
crln-9007	20	22	activities	activity	NOUN
crln-9007	20	23	.	.	PUNCT
crln-9007	21	1	participation	participation	NOUN
crln-9007	21	2	is	be	AUX
crln-9007	21	3	often	often	ADV
crln-9007	21	4	coordinated	coordinate	VERB
crln-9007	21	5	at	at	ADP
crln-9007	21	6	a	a	DET
crln-9007	21	7	state	state	NOUN
crln-9007	21	8	level	level	NOUN
crln-9007	21	9	although	although	SCONJ
crln-9007	21	10	this	this	PRON
crln-9007	21	11	is	be	AUX
crln-9007	21	12	not	not	PART
crln-9007	21	13	always	always	ADV
crln-9007	21	14	the	the	DET
crln-9007	21	15	case	case	NOUN
crln-9007	21	16	.	.	PUNCT
crln-9007	22	1	in	in	ADP
crln-9007	22	2	2013	2013	NUM
crln-9007	22	3	libraries	library	NOUN
crln-9007	22	4	in	in	ADP
crln-9007	22	5	47	47	NUM
crln-9007	22	6	states	state	NOUN
crln-9007	22	7	participated.6	participated.6	PROPN
crln-9007	22	8	the	the	DET
crln-9007	22	9	reference	reference	NOUN
crln-9007	22	10	and	and	CCONJ
crln-9007	22	11	user	user	NOUN
crln-9007	22	12	services	services	PROPN
crln-9007	22	13	association	association	PROPN
crln-9007	22	14	(	(	PUNCT
crln-9007	22	15	rusa	rusa	NOUN
crln-9007	22	16	)	)	PUNCT
crln-9007	22	17	has	have	AUX
crln-9007	22	18	also	also	ADV
crln-9007	22	19	partnered	partner	VERB
crln-9007	22	20	with	with	ADP
crln-9007	22	21	the	the	DET
crln-9007	22	22	finra	finra	PROPN
crln-9007	22	23	investor	investor	PROPN
crln-9007	22	24	education	education	PROPN
crln-9007	22	25	foundation	foundation	NOUN
crln-9007	22	26	to	to	PART
crln-9007	22	27	develop	develop	VERB
crln-9007	22	28	“	"	PUNCT
crln-9007	22	29	smart	smart	ADJ
crln-9007	22	30	investing	investing	NOUN
crln-9007	22	31	@	@	ADP
crln-9007	22	32	your	your	PRON
crln-9007	22	33	library	library	NOUN
crln-9007	22	34	.	.	PUNCT
crln-9007	22	35	”	"	PUNCT
crln-9007	23	1	this	this	DET
crln-9007	23	2	program	program	NOUN
crln-9007	23	3	“	"	PUNCT
crln-9007	23	4	addresses	address	VERB
crln-9007	23	5	the	the	DET
crln-9007	23	6	growing	grow	VERB
crln-9007	23	7	need	need	NOUN
crln-9007	23	8	for	for	ADP
crln-9007	23	9	unbiased	unbiased	ADJ
crln-9007	23	10	financial	financial	ADJ
crln-9007	23	11	and	and	CCONJ
crln-9007	23	12	investor	investor	NOUN
crln-9007	23	13	education	education	NOUN
crln-9007	23	14	at	at	ADP
crln-9007	23	15	the	the	DET
crln-9007	23	16	grassroots	grassroots	ADJ
crln-9007	23	17	level	level	NOUN
crln-9007	23	18	.	.	PUNCT
crln-9007	23	19	”7	”7	PUNCT
crln-9007	24	1	since	since	SCONJ
crln-9007	24	2	2007	2007	NUM
crln-9007	24	3	,	,	PUNCT
crln-9007	24	4	the	the	DET
crln-9007	24	5	collaboration	collaboration	NOUN
crln-9007	24	6	has	have	AUX
crln-9007	24	7	made	make	VERB
crln-9007	24	8	available	available	ADJ
crln-9007	24	9	hundreds	hundred	NOUN
crln-9007	24	10	of	of	ADP
crln-9007	24	11	thousands	thousand	NOUN
crln-9007	24	12	of	of	ADP
crln-9007	24	13	dollars	dollar	NOUN
crln-9007	24	14	to	to	ADP
crln-9007	24	15	libraries	library	NOUN
crln-9007	24	16	to	to	PART
crln-9007	24	17	develop	develop	VERB
crln-9007	24	18	financial	financial	ADJ
crln-9007	24	19	education	education	NOUN
crln-9007	24	20	programs	program	NOUN
crln-9007	24	21	.	.	PUNCT
crln-9007	25	1	many	many	ADJ
crln-9007	25	2	of	of	ADP
crln-9007	25	3	these	these	DET
crln-9007	25	4	programs	program	NOUN
crln-9007	25	5	have	have	AUX
crln-9007	25	6	been	be	AUX
crln-9007	25	7	in	in	ADP
crln-9007	25	8	partnership	partnership	NOUN
crln-9007	25	9	with	with	ADP
crln-9007	25	10	a	a	DET
crln-9007	25	11	nonlibrary	nonlibrary	ADJ
crln-9007	25	12	organization	organization	NOUN
crln-9007	25	13	.	.	PUNCT
crln-9007	26	1	acrl	acrl	PROPN
crln-9007	26	2	and	and	CCONJ
crln-9007	26	3	financial	financial	ADJ
crln-9007	26	4	literacy	literacy	NOUN
crln-9007	27	1	so	so	SCONJ
crln-9007	27	2	what	what	PRON
crln-9007	27	3	will	will	AUX
crln-9007	27	4	we	we	PRON
crln-9007	27	5	do	do	VERB
crln-9007	27	6	this	this	DET
crln-9007	27	7	year	year	NOUN
crln-9007	27	8	in	in	ADP
crln-9007	27	9	acrl	acrl	NOUN
crln-9007	27	10	?	?	PUNCT
crln-9007	28	1	the	the	DET
crln-9007	28	2	acrl	acrl	PROPN
crln-9007	28	3	president	president	NOUN
crln-9007	28	4	’s	’s	PART
crln-9007	28	5	program	program	NOUN
crln-9007	28	6	at	at	ADP
crln-9007	28	7	the	the	DET
crln-9007	28	8	2014	2014	NUM
crln-9007	28	9	ala	ala	PROPN
crln-9007	28	10	annual	annual	ADJ
crln-9007	28	11	conference	conference	NOUN
crln-9007	28	12	will	will	AUX
crln-9007	28	13	feature	feature	VERB
crln-9007	28	14	a	a	DET
crln-9007	28	15	national	national	ADJ
crln-9007	28	16	financial	financial	ADJ
crln-9007	28	17	advice	advice	NOUN
crln-9007	28	18	columnist	columnist	NOUN
crln-9007	28	19	and	and	CCONJ
crln-9007	28	20	a	a	DET
crln-9007	28	21	university	university	NOUN
crln-9007	28	22	president	president	NOUN
crln-9007	28	23	in	in	ADP
crln-9007	28	24	conversation	conversation	NOUN
crln-9007	28	25	about	about	ADP
crln-9007	28	26	finances	finance	NOUN
crln-9007	28	27	and	and	CCONJ
crln-9007	28	28	higher	high	ADJ
crln-9007	28	29	education	education	NOUN
crln-9007	28	30	.	.	PUNCT
crln-9007	29	1	in	in	ADP
crln-9007	29	2	addition	addition	NOUN
crln-9007	29	3	,	,	PUNCT
crln-9007	29	4	we	we	PRON
crln-9007	29	5	will	will	AUX
crln-9007	29	6	host	host	VERB
crln-9007	29	7	a	a	DET
crln-9007	29	8	forum	forum	NOUN
crln-9007	29	9	at	at	ADP
crln-9007	29	10	the	the	DET
crln-9007	29	11	2014	2014	NUM
crln-9007	29	12	ala	ala	NOUN
crln-9007	29	13	midwinter	midwinter	PROPN
crln-9007	29	14	meeting	meeting	NOUN
crln-9007	29	15	to	to	PART
crln-9007	29	16	hear	hear	VERB
crln-9007	29	17	about	about	ADP
crln-9007	29	18	a	a	DET
crln-9007	29	19	student	student	NOUN
crln-9007	29	20	-	-	PUNCT
crln-9007	29	21	led	lead	VERB
crln-9007	29	22	financial	financial	ADJ
crln-9007	29	23	management	management	NOUN
crln-9007	29	24	nonprofit	nonprofit	ADJ
crln-9007	29	25	organization	organization	NOUN
crln-9007	29	26	and	and	CCONJ
crln-9007	29	27	from	from	ADP
crln-9007	29	28	academic	academic	ADJ
crln-9007	29	29	librarians	librarian	NOUN
crln-9007	29	30	who	who	PRON
crln-9007	29	31	have	have	AUX
crln-9007	29	32	been	be	AUX
crln-9007	29	33	involved	involve	VERB
crln-9007	29	34	in	in	ADP
crln-9007	29	35	developing	develop	VERB
crln-9007	29	36	financial	financial	ADJ
crln-9007	29	37	literacy	literacy	NOUN
crln-9007	29	38	education	education	NOUN
crln-9007	29	39	programs	program	NOUN
crln-9007	29	40	on	on	ADP
crln-9007	29	41	their	their	PRON
crln-9007	29	42	campuses	campus	NOUN
crln-9007	29	43	.	.	PUNCT
crln-9007	30	1	i	i	PRON
crln-9007	30	2	will	will	AUX
crln-9007	30	3	be	be	AUX
crln-9007	30	4	inviting	invite	VERB
crln-9007	30	5	some	some	DET
crln-9007	30	6	colleagues	colleague	NOUN
crln-9007	30	7	to	to	PART
crln-9007	30	8	write	write	VERB
crln-9007	30	9	guest	guest	NOUN
crln-9007	30	10	columns	column	NOUN
crln-9007	30	11	in	in	ADP
crln-9007	30	12	c&rl	c&rl	PROPN
crln-9007	30	13	news	news	NOUN
crln-9007	30	14	on	on	ADP
crln-9007	30	15	related	related	ADJ
crln-9007	30	16	topics	topic	NOUN
crln-9007	30	17	.	.	PUNCT
crln-9007	31	1	i	i	PRON
crln-9007	31	2	have	have	AUX
crln-9007	31	3	also	also	ADV
crln-9007	31	4	had	have	VERB
crln-9007	31	5	some	some	DET
crln-9007	31	6	conversations	conversation	NOUN
crln-9007	31	7	with	with	ADP
crln-9007	31	8	the	the	DET
crln-9007	31	9	director	director	NOUN
crln-9007	31	10	of	of	ADP
crln-9007	31	11	ala	ala	PROPN
crln-9007	31	12	’s	’s	PART
crln-9007	31	13	chapter	chapter	NOUN
crln-9007	31	14	relations	relation	NOUN
crln-9007	31	15	office	office	NOUN
crln-9007	31	16	(	(	PUNCT
crln-9007	31	17	who	who	PRON
crln-9007	31	18	coordinates	coordinate	VERB
crln-9007	31	19	money	money	NOUN
crln-9007	31	20	smart	smart	ADJ
crln-9007	31	21	week	week	NOUN
crln-9007	31	22	activities	activity	NOUN
crln-9007	31	23	)	)	PUNCT
crln-9007	31	24	and	and	CCONJ
crln-9007	31	25	the	the	DET
crln-9007	31	26	current	current	ADJ
crln-9007	31	27	president	president	NOUN
crln-9007	31	28	of	of	ADP
crln-9007	31	29	rusa	rusa	PROPN
crln-9007	31	30	to	to	PART
crln-9007	31	31	determine	determine	VERB
crln-9007	31	32	how	how	SCONJ
crln-9007	31	33	we	we	PRON
crln-9007	31	34	can	can	AUX
crln-9007	31	35	align	align	VERB
crln-9007	31	36	our	our	PRON
crln-9007	31	37	various	various	ADJ
crln-9007	31	38	efforts	effort	NOUN
crln-9007	31	39	going	go	VERB
crln-9007	31	40	forward	forward	ADV
crln-9007	31	41	.	.	PUNCT
crln-9007	32	1	the	the	DET
crln-9007	32	2	work	work	NOUN
crln-9007	32	3	we	we	PRON
crln-9007	32	4	have	have	VERB
crln-9007	32	5	to	to	PART
crln-9007	32	6	do	do	VERB
crln-9007	32	7	in	in	ADP
crln-9007	32	8	developing	develop	VERB
crln-9007	32	9	and	and	CCONJ
crln-9007	32	10	implementing	implement	VERB
crln-9007	32	11	these	these	DET
crln-9007	32	12	education	education	NOUN
crln-9007	32	13	programs	program	NOUN
crln-9007	32	14	can	can	AUX
crln-9007	32	15	not	not	PART
crln-9007	32	16	be	be	AUX
crln-9007	32	17	done	do	VERB
crln-9007	32	18	in	in	ADP
crln-9007	32	19	isolation	isolation	NOUN
crln-9007	32	20	.	.	PUNCT
crln-9007	33	1	we	we	PRON
crln-9007	33	2	need	need	VERB
crln-9007	33	3	to	to	PART
crln-9007	33	4	work	work	VERB
crln-9007	33	5	with	with	ADP
crln-9007	33	6	various	various	ADJ
crln-9007	33	7	partners	partner	NOUN
crln-9007	33	8	on	on	ADP
crln-9007	33	9	our	our	PRON
crln-9007	33	10	campuses	campus	NOUN
crln-9007	33	11	and	and	CCONJ
crln-9007	33	12	in	in	ADP
crln-9007	33	13	other	other	ADJ
crln-9007	33	14	libraries	library	NOUN
crln-9007	33	15	.	.	PUNCT
crln-9007	34	1	i	i	PRON
crln-9007	34	2	am	be	AUX
crln-9007	34	3	certainly	certainly	ADV
crln-9007	34	4	looking	look	VERB
crln-9007	34	5	forward	forward	ADV
crln-9007	34	6	to	to	ADP
crln-9007	34	7	hearing	hear	VERB
crln-9007	34	8	about	about	ADP
crln-9007	34	9	the	the	DET
crln-9007	34	10	programs	program	NOUN
crln-9007	34	11	that	that	PRON
crln-9007	34	12	have	have	AUX
crln-9007	34	13	already	already	ADV
crln-9007	34	14	been	be	AUX
crln-9007	34	15	successful	successful	ADJ
crln-9007	34	16	and	and	CCONJ
crln-9007	34	17	learning	learn	VERB
crln-9007	34	18	from	from	ADP
crln-9007	34	19	all	all	PRON
crln-9007	34	20	of	of	ADP
crln-9007	34	21	you	you	PRON
crln-9007	34	22	about	about	ADP
crln-9007	34	23	how	how	SCONJ
crln-9007	34	24	we	we	PRON
crln-9007	34	25	can	can	AUX
crln-9007	34	26	develop	develop	VERB
crln-9007	34	27	a	a	DET
crln-9007	34	28	more	more	ADV
crln-9007	34	29	financially	financially	ADV
crln-9007	34	30	informed	inform	VERB
crln-9007	34	31	citizenry	citizenry	NOUN
crln-9007	34	32	.	.	PUNCT
crln-9007	35	1	notes	note	VERB
crln-9007	35	2	1	1	NUM
crln-9007	35	3	.	.	PUNCT
crln-9007	35	4	doug	doug	PROPN
crln-9007	35	5	lederman	lederman	PROPN
crln-9007	35	6	,	,	PUNCT
crln-9007	35	7	“	"	PUNCT
crln-9007	35	8	house	house	NOUN
crln-9007	35	9	,	,	PUNCT
crln-9007	35	10	focusing	focus	VERB
crln-9007	35	11	on	on	ADP
crln-9007	35	12	cost	cost	NOUN
crln-9007	35	13	,	,	PUNCT
crln-9007	35	14	approves	approve	VERB
crln-9007	35	15	higher	high	ADJ
crln-9007	35	16	education	education	PROPN
crln-9007	35	17	act	act	NOUN
crln-9007	35	18	,	,	PUNCT
crln-9007	35	19	”	"	PUNCT
crln-9007	35	20	inside	inside	ADP
crln-9007	35	21	higher	high	ADJ
crln-9007	35	22	ed	ed	NOUN
crln-9007	35	23	.	.	PROPN
crln-9007	35	24	,	,	PUNCT
crln-9007	35	25	february	february	PROPN
crln-9007	35	26	08	08	NUM
crln-9007	35	27	,	,	PUNCT
crln-9007	35	28	2008	2008	NUM
crln-9007	35	29	,	,	PUNCT
crln-9007	35	30	www.insidehighered.com/news/2008/02/08	www.insidehighered.com/news/2008/02/08	NUM
crln-9007	35	31	/hea#ixzz2dc3k2hob	/hea#ixzz2dc3k2hob	PUNCT
crln-9007	36	1	(	(	PUNCT
crln-9007	36	2	accessed	access	VERB
crln-9007	36	3	august	august	PROPN
crln-9007	36	4	23	23	NUM
crln-9007	36	5	,	,	PUNCT
crln-9007	36	6	2013	2013	NUM
crln-9007	36	7	)	)	PUNCT
crln-9007	36	8	.	.	PUNCT
crln-9007	37	1	2	2	X
crln-9007	37	2	.	.	X
crln-9007	37	3	“	"	PUNCT
crln-9007	37	4	student	student	NOUN
crln-9007	37	5	-	-	PUNCT
crln-9007	37	6	loan	loan	NOUN
crln-9007	37	7	debt	debt	NOUN
crln-9007	37	8	surpasses	surpasse	NOUN
crln-9007	37	9	credit	credit	NOUN
crln-9007	37	10	cards	card	NOUN
crln-9007	37	11	,	,	PUNCT
crln-9007	37	12	”	"	PUNCT
crln-9007	37	13	the	the	DET
crln-9007	37	14	wall	wall	PROPN
crln-9007	37	15	street	street	PROPN
crln-9007	37	16	journal	journal	PROPN
crln-9007	37	17	,	,	PUNCT
crln-9007	37	18	august	august	PROPN
crln-9007	37	19	9	9	NUM
crln-9007	37	20	,	,	PUNCT
crln-9007	37	21	2010	2010	NUM
crln-9007	37	22	,	,	PUNCT
crln-9007	37	23	http://blogs.wsj.com/economics	http://blogs.wsj.com/economics	PROPN
crln-9007	37	24	/2010/08/09	/2010/08/09	NOUN
crln-9007	37	25	/	/	SYM
crln-9007	37	26	student	student	NOUN
crln-9007	37	27	-	-	PUNCT
crln-9007	37	28	loan	loan	NOUN
crln-9007	37	29	-	-	PUNCT
crln-9007	37	30	debt	debt	NOUN
crln-9007	37	31	-	-	PUNCT
crln-9007	37	32	surpasses	surpasse	NOUN
crln-9007	37	33	-credit	-credit	NOUN
crln-9007	37	34	-	-	PUNCT
crln-9007	37	35	cards/	cards/	NUM
crln-9007	37	36	(	(	PUNCT
crln-9007	37	37	accessed	access	VERB
crln-9007	37	38	august	august	PROPN
crln-9007	37	39	24	24	NUM
crln-9007	37	40	,	,	PUNCT
crln-9007	37	41	2013	2013	NUM
crln-9007	37	42	)	)	PUNCT
crln-9007	37	43	.	.	PUNCT
crln-9007	38	1	3	3	X
crln-9007	38	2	.	.	X
crln-9007	38	3	u.s	u.s	PROPN
crln-9007	38	4	.	.	PROPN
crln-9007	38	5	department	department	PROPN
crln-9007	38	6	of	of	ADP
crln-9007	38	7	education	education	NOUN
crln-9007	38	8	,	,	PUNCT
crln-9007	38	9	higher	high	ADJ
crln-9007	38	10	education	education	NOUN
crln-9007	38	11	opportunity	opportunity	NOUN
crln-9007	38	12	act-2008	act-2008	NOUN
crln-9007	38	13	,	,	PUNCT
crln-9007	38	14	u.s	u.s	PROPN
crln-9007	38	15	.	.	PROPN
crln-9007	38	16	department	department	PROPN
crln-9007	38	17	of	of	ADP
crln-9007	38	18	education	education	NOUN
crln-9007	38	19	,	,	PUNCT
crln-9007	38	20	www2.ed.gov/policy	www2.ed.gov/policy	PROPN
crln-9007	38	21	/highered	/highered	NOUN
crln-9007	38	22	/	/	SYM
crln-9007	38	23	leg	leg	NOUN
crln-9007	38	24	/	/	SYM
crln-9007	38	25	hea08	hea08	PROPN
crln-9007	38	26	/	/	SYM
crln-9007	38	27	index.html	index.html	PROPN
crln-9007	38	28	(	(	PUNCT
crln-9007	38	29	accessed	access	VERB
crln-9007	38	30	august	august	PROPN
crln-9007	38	31	23	23	NUM
crln-9007	38	32	,	,	PUNCT
crln-9007	38	33	2013	2013	NUM
crln-9007	38	34	)	)	PUNCT
crln-9007	38	35	.	.	PUNCT
crln-9007	39	1	4	4	X
crln-9007	39	2	.	.	X
crln-9007	39	3	u.s	u.s	PROPN
crln-9007	39	4	.	.	PROPN
crln-9007	39	5	department	department	PROPN
crln-9007	39	6	of	of	ADP
crln-9007	39	7	the	the	DET
crln-9007	39	8	treasury	treasury	NOUN
crln-9007	39	9	,	,	PUNCT
crln-9007	39	10	financial	financial	ADJ
crln-9007	39	11	literacy	literacy	NOUN
crln-9007	39	12	and	and	CCONJ
crln-9007	39	13	education	education	NOUN
crln-9007	39	14	commission	commission	NOUN
crln-9007	39	15	,	,	PUNCT
crln-9007	39	16	www.treasury.gov/resource-center/financial	www.treasury.gov/resource-center/financial	ADJ
crln-9007	39	17	-education	-education	NOUN
crln-9007	39	18	/	/	SYM
crln-9007	39	19	pages	page	NOUN
crln-9007	39	20	/	/	SYM
crln-9007	39	21	commission	commission	NOUN
crln-9007	39	22	-	-	PUNCT
crln-9007	39	23	index.aspx	index.aspx	PROPN
crln-9007	39	24	(	(	PUNCT
crln-9007	39	25	accessed	access	VERB
crln-9007	39	26	august	august	PROPN
crln-9007	39	27	24	24	NUM
crln-9007	39	28	,	,	PUNCT
crln-9007	39	29	2013	2013	NUM
crln-9007	39	30	)	)	PUNCT
crln-9007	39	31	.	.	PUNCT
crln-9007	40	1	5	5	X
crln-9007	40	2	.	.	X
crln-9007	40	3	financial	financial	ADJ
crln-9007	40	4	literacy	literacy	NOUN
crln-9007	40	5	and	and	CCONJ
crln-9007	40	6	education	education	NOUN
crln-9007	40	7	commission	commission	NOUN
crln-9007	40	8	,	,	PUNCT
crln-9007	40	9	“	"	PUNCT
crln-9007	40	10	progress	progress	NOUN
crln-9007	40	11	made	make	VERB
crln-9007	40	12	in	in	ADP
crln-9007	40	13	fostering	foster	VERB
crln-9007	40	14	partnerships	partnership	NOUN
crln-9007	40	15	,	,	PUNCT
crln-9007	40	16	but	but	CCONJ
crln-9007	40	17	national	national	ADJ
crln-9007	40	18	strategy	strategy	NOUN
crln-9007	40	19	remains	remain	VERB
crln-9007	40	20	largely	largely	ADV
crln-9007	40	21	descriptive	descriptive	ADJ
crln-9007	40	22	rather	rather	ADV
crln-9007	40	23	than	than	ADP
crln-9007	40	24	strategic	strategic	ADJ
crln-9007	40	25	,	,	PUNCT
crln-9007	40	26	”	"	PUNCT
crln-9007	40	27	united	united	PROPN
crln-9007	40	28	states	states	PROPN
crln-9007	40	29	government	government	NOUN
crln-9007	40	30	accountability	accountability	NOUN
crln-9007	40	31	officetestimony	officetestimony	NOUN
crln-9007	40	32	before	before	ADP
crln-9007	40	33	the	the	DET
crln-9007	40	34	subcommittee	subcommittee	NOUN
crln-9007	40	35	on	on	ADP
crln-9007	40	36	oversight	oversight	NOUN
crln-9007	40	37	of	of	ADP
crln-9007	40	38	government	government	NOUN
crln-9007	40	39	management	management	NOUN
crln-9007	40	40	,	,	PUNCT
crln-9007	40	41	april	april	PROPN
crln-9007	40	42	29	29	NUM
crln-9007	40	43	,	,	PUNCT
crln-9007	40	44	2009	2009	NUM
crln-9007	40	45	,	,	PUNCT
crln-9007	40	46	www.gao.gov/assets/130/122383	www.gao.gov/assets/130/122383	NOUN
crln-9007	40	47	.	.	PUNCT
crln-9007	41	1	pdf	pdf	NOUN
crln-9007	41	2	(	(	PUNCT
crln-9007	41	3	accessed	access	VERB
crln-9007	41	4	august	august	PROPN
crln-9007	41	5	17	17	NUM
crln-9007	41	6	,	,	PUNCT
crln-9007	41	7	2013	2013	NUM
crln-9007	41	8	)	)	PUNCT
crln-9007	41	9	.	.	PUNCT
crln-9007	42	1	6	6	X
crln-9007	42	2	.	.	X
crln-9007	42	3	money	money	NOUN
crln-9007	42	4	smart	smart	ADJ
crln-9007	42	5	week	week	NOUN
crln-9007	42	6	,	,	PUNCT
crln-9007	42	7	ala	ala	PROPN
crln-9007	42	8	2013	2013	NUM
crln-9007	42	9	,	,	PUNCT
crln-9007	42	10	www	www	PROPN
crln-9007	42	11	.	.	PROPN
crln-9007	42	12	ala.org/offices/money-smart-week	ala.org/offices/money-smart-week	PROPN
crln-9007	42	13	(	(	PUNCT
crln-9007	42	14	accessed	access	VERB
crln-9007	42	15	august	august	PROPN
crln-9007	42	16	23	23	NUM
crln-9007	42	17	,	,	PUNCT
crln-9007	42	18	2013	2013	NUM
crln-9007	42	19	)	)	PUNCT
crln-9007	42	20	.	.	PUNCT
crln-9007	43	1	7	7	X
crln-9007	43	2	.	.	X
crln-9007	43	3	smart	smart	ADJ
crln-9007	43	4	investing	investing	NOUN
crln-9007	43	5	@	@	ADP
crln-9007	43	6	your	your	PRON
crln-9007	43	7	library	library	NOUN
crln-9007	43	8	,	,	PUNCT
crln-9007	43	9	ala	ala	PROPN
crln-9007	43	10	and	and	CCONJ
crln-9007	43	11	finra	finra	PROPN
crln-9007	43	12	investor	investor	PROPN
crln-9007	43	13	education	education	PROPN
crln-9007	43	14	foundation	foundation	PROPN
crln-9007	43	15	,	,	PUNCT
crln-9007	43	16	2013	2013	NUM
crln-9007	43	17	,	,	PUNCT
crln-9007	43	18	http://smartinvesting.ala.org/	http://smartinvesting.ala.org/	PROPN
crln-9007	43	19	(	(	PUNCT
crln-9007	43	20	accessed	access	VERB
crln-9007	43	21	august	august	PROPN
crln-9007	43	22	24	24	NUM
crln-9007	43	23	,	,	PUNCT
crln-9007	43	24	2013	2013	NUM
crln-9007	43	25	)	)	PUNCT
crln-9007	43	26	.	.	PUNCT