id	sid	tid	token	lemma	pos
crln-9037	1	1	dec13_b.indd	dec13_b.indd	PROPN
crln-9037	1	2	c&rl	c&rl	PROPN
crln-9037	1	3	news	news	NOUN
crln-9037	1	4	december	december	PROPN
crln-9037	1	5	2013	2013	NUM
crln-9037	1	6	556	556	NUM
crln-9037	1	7	acrl	acrl	NOUN
crln-9037	1	8	president	president	PROPN
crln-9037	1	9	trevor	trevor	PROPN
crln-9037	1	10	a.	a.	PROPN
crln-9037	1	11	dawes	dawes	PROPN
crln-9037	1	12	’	'	PUNCT
crln-9037	1	13	note	note	NOUN
crln-9037	1	14	:	:	PUNCT
crln-9037	1	15	this	this	DET
crln-9037	1	16	month	month	NOUN
crln-9037	1	17	,	,	PUNCT
crln-9037	1	18	i	i	PRON
crln-9037	1	19	invited	invite	VERB
crln-9037	1	20	adi	adi	PROPN
crln-9037	1	21	redzic	redzic	NOUN
crln-9037	1	22	to	to	PART
crln-9037	1	23	write	write	VERB
crln-9037	1	24	this	this	DET
crln-9037	1	25	column	column	NOUN
crln-9037	1	26	to	to	PART
crln-9037	1	27	highlight	highlight	VERB
crln-9037	1	28	the	the	DET
crln-9037	1	29	student	student	NOUN
crln-9037	1	30	’s	’s	PART
crln-9037	1	31	perspective	perspective	NOUN
crln-9037	1	32	of	of	ADP
crln-9037	1	33	why	why	SCONJ
crln-9037	1	34	librarians	librarian	NOUN
crln-9037	1	35	should	should	AUX
crln-9037	1	36	be	be	AUX
crln-9037	1	37	involved	involve	VERB
crln-9037	1	38	in	in	ADP
crln-9037	1	39	financial	financial	ADJ
crln-9037	1	40	education	education	NOUN
crln-9037	1	41	.	.	PUNCT
crln-9037	2	1	adi	adi	PROPN
crln-9037	2	2	is	be	AUX
crln-9037	2	3	a	a	DET
crln-9037	2	4	recent	recent	ADJ
crln-9037	2	5	graduate	graduate	NOUN
crln-9037	2	6	of	of	ADP
crln-9037	2	7	loyola	loyola	PROPN
crln-9037	2	8	university	university	NOUN
crln-9037	2	9	chicago	chicago	PROPN
crln-9037	2	10	and	and	CCONJ
crln-9037	2	11	completed	complete	VERB
crln-9037	2	12	his	his	PRON
crln-9037	2	13	undergraduate	undergraduate	NOUN
crln-9037	2	14	degree	degree	NOUN
crln-9037	2	15	at	at	ADP
crln-9037	2	16	st	st	PROPN
crln-9037	2	17	.	.	PROPN
crln-9037	2	18	norbert	norbert	PROPN
crln-9037	2	19	’s	’s	PROPN
crln-9037	2	20	college	college	PROPN
crln-9037	2	21	in	in	ADP
crln-9037	2	22	wisconsin	wisconsin	PROPN
crln-9037	2	23	.	.	PUNCT
crln-9037	3	1	having	have	VERB
crln-9037	3	2	to	to	PART
crln-9037	3	3	fund	fund	VERB
crln-9037	3	4	his	his	PRON
crln-9037	3	5	education	education	NOUN
crln-9037	3	6	primarily	primarily	ADV
crln-9037	3	7	on	on	ADP
crln-9037	3	8	his	his	PRON
crln-9037	3	9	own	own	ADJ
crln-9037	3	10	,	,	PUNCT
crln-9037	3	11	adi	adi	PROPN
crln-9037	3	12	was	be	AUX
crln-9037	3	13	the	the	DET
crln-9037	3	14	founding	found	VERB
crln-9037	3	15	director	director	NOUN
crln-9037	3	16	of	of	ADP
crln-9037	3	17	the	the	DET
crln-9037	3	18	iome	iome	NOUN
crln-9037	3	19	challenge	challenge	NOUN
crln-9037	3	20	,	,	PUNCT
crln-9037	3	21	and	and	CCONJ
crln-9037	3	22	currently	currently	ADV
crln-9037	3	23	serves	serve	VERB
crln-9037	3	24	as	as	ADP
crln-9037	3	25	co	co	NOUN
crln-9037	3	26	-	-	NOUN
crln-9037	3	27	chair	chair	NOUN
crln-9037	3	28	of	of	ADP
crln-9037	3	29	my	my	PRON
crln-9037	3	30	president	president	NOUN
crln-9037	3	31	’s	’s	PART
crln-9037	3	32	program	program	PROPN
crln-9037	3	33	planning	planning	NOUN
crln-9037	3	34	committee	committee	NOUN
crln-9037	3	35	.	.	PUNCT
crln-9037	4	1	adi	adi	PROPN
crln-9037	4	2	will	will	AUX
crln-9037	4	3	be	be	AUX
crln-9037	4	4	the	the	DET
crln-9037	4	5	featured	feature	VERB
crln-9037	4	6	speaker	speaker	NOUN
crln-9037	4	7	at	at	ADP
crln-9037	4	8	a	a	DET
crln-9037	4	9	forum	forum	NOUN
crln-9037	4	10	on	on	ADP
crln-9037	4	11	financial	financial	ADJ
crln-9037	4	12	literacy	literacy	NOUN
crln-9037	4	13	at	at	ADP
crln-9037	4	14	the	the	DET
crln-9037	4	15	2014	2014	NUM
crln-9037	4	16	ala	ala	NOUN
crln-9037	4	17	midwinter	midwinter	PROPN
crln-9037	4	18	meeting	meeting	NOUN
crln-9037	4	19	in	in	ADP
crln-9037	4	20	philadelphia	philadelphia	PROPN
crln-9037	4	21	.	.	PUNCT
crln-9037	5	1	in	in	ADP
crln-9037	5	2	the	the	DET
crln-9037	5	3	midst	midst	NOUN
crln-9037	5	4	of	of	ADP
crln-9037	5	5	a	a	DET
crln-9037	5	6	governmental	governmental	ADJ
crln-9037	5	7	shutdown	shutdown	NOUN
crln-9037	5	8	in	in	ADP
crln-9037	5	9	october	october	PROPN
crln-9037	5	10	2013	2013	NUM
crln-9037	5	11	,	,	PUNCT
crln-9037	5	12	political	political	ADJ
crln-9037	5	13	impasse	impasse	NOUN
crln-9037	5	14	and	and	CCONJ
crln-9037	5	15	partisan	partisan	ADJ
crln-9037	5	16	bickering	bickering	NOUN
crln-9037	5	17	in	in	ADP
crln-9037	5	18	washington	washington	PROPN
crln-9037	5	19	d.c	d.c	PROPN
crln-9037	5	20	.	.	PROPN
crln-9037	5	21	,	,	PUNCT
crln-9037	5	22	skyrocketing	skyrocket	VERB
crln-9037	5	23	student	student	NOUN
crln-9037	5	24	and	and	CCONJ
crln-9037	5	25	credit	credit	NOUN
crln-9037	5	26	card	card	NOUN
crln-9037	5	27	debts	debt	NOUN
crln-9037	5	28	,	,	PUNCT
crln-9037	5	29	and	and	CCONJ
crln-9037	5	30	an	an	DET
crln-9037	5	31	impending	impending	ADJ
crln-9037	5	32	default	default	NOUN
crln-9037	5	33	on	on	ADP
crln-9037	5	34	the	the	DET
crln-9037	5	35	national	national	ADJ
crln-9037	5	36	debt	debt	NOUN
crln-9037	5	37	,	,	PUNCT
crln-9037	5	38	the	the	DET
crln-9037	5	39	millennials	millennial	NOUN
crln-9037	5	40	—	—	PUNCT
crln-9037	5	41	those	those	PRON
crln-9037	5	42	born	bear	VERB
crln-9037	5	43	between	between	ADP
crln-9037	5	44	1980	1980	NUM
crln-9037	5	45	and	and	CCONJ
crln-9037	5	46	2000	2000	NUM
crln-9037	5	47	—	—	PUNCT
crln-9037	5	48	cannot	cannot	AUX
crln-9037	5	49	help	help	VERB
crln-9037	5	50	but	but	CCONJ
crln-9037	5	51	wonder	wonder	VERB
crln-9037	5	52	,	,	PUNCT
crln-9037	5	53	what	what	PRON
crln-9037	5	54	about	about	ADP
crln-9037	5	55	us	we	PRON
crln-9037	5	56	?	?	PUNCT
crln-9037	6	1	growing	grow	VERB
crln-9037	6	2	up	up	ADP
crln-9037	6	3	,	,	PUNCT
crln-9037	6	4	we	we	PRON
crln-9037	6	5	have	have	AUX
crln-9037	6	6	been	be	AUX
crln-9037	6	7	promised	promise	VERB
crln-9037	6	8	secure	secure	ADJ
crln-9037	6	9	futures	future	NOUN
crln-9037	6	10	,	,	PUNCT
crln-9037	6	11	well	well	ADV
crln-9037	6	12	-	-	PUNCT
crln-9037	6	13	paying	pay	VERB
crln-9037	6	14	jobs	job	NOUN
crln-9037	6	15	,	,	PUNCT
crln-9037	6	16	medals	medal	NOUN
crln-9037	6	17	for	for	ADP
crln-9037	6	18	the	the	DET
crln-9037	6	19	job	job	NOUN
crln-9037	6	20	well	well	ADV
crln-9037	6	21	done	do	VERB
crln-9037	6	22	,	,	PUNCT
crln-9037	6	23	and	and	CCONJ
crln-9037	6	24	a	a	DET
crln-9037	6	25	slew	slew	NOUN
crln-9037	6	26	of	of	ADP
crln-9037	6	27	other	other	ADJ
crln-9037	6	28	accolades	accolade	NOUN
crln-9037	6	29	.	.	PUNCT
crln-9037	7	1	go	go	VERB
crln-9037	7	2	to	to	ADP
crln-9037	7	3	college	college	NOUN
crln-9037	7	4	,	,	PUNCT
crln-9037	7	5	work	work	VERB
crln-9037	7	6	hard	hard	ADV
crln-9037	7	7	,	,	PUNCT
crln-9037	7	8	and	and	CCONJ
crln-9037	7	9	you	you	PRON
crln-9037	7	10	will	will	AUX
crln-9037	7	11	live	live	VERB
crln-9037	7	12	an	an	DET
crln-9037	7	13	“	"	PUNCT
crln-9037	7	14	american	american	ADJ
crln-9037	7	15	dream	dream	NOUN
crln-9037	7	16	,	,	PUNCT
crln-9037	7	17	”	"	PUNCT
crln-9037	7	18	the	the	DET
crln-9037	7	19	storyline	storyline	NOUN
crln-9037	7	20	went	go	VERB
crln-9037	7	21	.	.	PUNCT
crln-9037	8	1	now	now	ADV
crln-9037	8	2	,	,	PUNCT
crln-9037	8	3	as	as	SCONJ
crln-9037	8	4	some	some	PRON
crln-9037	8	5	of	of	ADP
crln-9037	8	6	us	we	PRON
crln-9037	8	7	have	have	AUX
crln-9037	8	8	graduated	graduate	VERB
crln-9037	8	9	college	college	NOUN
crln-9037	8	10	,	,	PUNCT
crln-9037	8	11	43	43	NUM
crln-9037	8	12	percent1	percent1	NOUN
crln-9037	8	13	are	be	AUX
crln-9037	8	14	very	very	ADV
crln-9037	8	15	concerned	concerned	ADJ
crln-9037	8	16	about	about	ADP
crln-9037	8	17	our	our	PRON
crln-9037	8	18	personal	personal	ADJ
crln-9037	8	19	financial	financial	ADJ
crln-9037	8	20	situation	situation	NOUN
crln-9037	8	21	,	,	PUNCT
crln-9037	8	22	with	with	ADP
crln-9037	8	23	28	28	NUM
crln-9037	8	24	percent	percent	NOUN
crln-9037	8	25	only	only	ADV
crln-9037	8	26	moderately	moderately	ADV
crln-9037	8	27	concerned	concern	VERB
crln-9037	8	28	.	.	PUNCT
crln-9037	9	1	this	this	PRON
crln-9037	9	2	reflects	reflect	VERB
crln-9037	9	3	the	the	DET
crln-9037	9	4	high	high	ADJ
crln-9037	9	5	unemployment	unemployment	NOUN
crln-9037	9	6	rate	rate	NOUN
crln-9037	9	7	among	among	ADP
crln-9037	9	8	our	our	PRON
crln-9037	9	9	generation	generation	NOUN
crln-9037	9	10	.	.	PUNCT
crln-9037	10	1	this	this	PRON
crln-9037	10	2	also	also	ADV
crln-9037	10	3	reflects	reflect	VERB
crln-9037	10	4	the	the	DET
crln-9037	10	5	debt	debt	NOUN
crln-9037	10	6	we	we	PRON
crln-9037	10	7	(	(	PUNCT
crln-9037	10	8	and	and	CCONJ
crln-9037	10	9	our	our	PRON
crln-9037	10	10	families	family	NOUN
crln-9037	10	11	)	)	PUNCT
crln-9037	10	12	have	have	AUX
crln-9037	10	13	accumulated	accumulate	VERB
crln-9037	10	14	to	to	PART
crln-9037	10	15	pay	pay	VERB
crln-9037	10	16	for	for	ADP
crln-9037	10	17	college	college	NOUN
crln-9037	10	18	.	.	PUNCT
crln-9037	11	1	is	be	AUX
crln-9037	11	2	college	college	NOUN
crln-9037	11	3	worth	worth	ADJ
crln-9037	11	4	it	it	PRON
crln-9037	11	5	?	?	PUNCT
crln-9037	12	1	the	the	DET
crln-9037	12	2	majority	majority	NOUN
crln-9037	12	3	of	of	ADP
crln-9037	12	4	us	we	PRON
crln-9037	12	5	still	still	ADV
crln-9037	12	6	believe	believe	VERB
crln-9037	12	7	it	it	PRON
crln-9037	12	8	is	be	AUX
crln-9037	12	9	.	.	PUNCT
crln-9037	13	1	what	what	PRON
crln-9037	13	2	we	we	PRON
crln-9037	13	3	do	do	AUX
crln-9037	13	4	not	not	PART
crln-9037	13	5	believe	believe	VERB
crln-9037	13	6	is	be	AUX
crln-9037	13	7	that	that	SCONJ
crln-9037	13	8	politicians	politician	NOUN
crln-9037	13	9	can	can	AUX
crln-9037	13	10	resolve	resolve	VERB
crln-9037	13	11	our	our	PRON
crln-9037	13	12	financial	financial	ADJ
crln-9037	13	13	issues	issue	NOUN
crln-9037	13	14	,	,	PUNCT
crln-9037	13	15	both	both	CCONJ
crln-9037	13	16	individual	individual	ADJ
crln-9037	13	17	and	and	CCONJ
crln-9037	13	18	collective	collective	ADJ
crln-9037	13	19	.	.	PUNCT
crln-9037	14	1	so	so	ADV
crln-9037	14	2	what	what	PRON
crln-9037	14	3	does	do	AUX
crln-9037	14	4	this	this	PRON
crln-9037	14	5	tell	tell	VERB
crln-9037	14	6	us	we	PRON
crln-9037	14	7	?	?	PUNCT
crln-9037	15	1	it	it	PRON
crln-9037	15	2	tells	tell	VERB
crln-9037	15	3	us	we	PRON
crln-9037	15	4	that	that	SCONJ
crln-9037	15	5	the	the	DET
crln-9037	15	6	fairy	fairy	NOUN
crln-9037	15	7	tale	tale	NOUN
crln-9037	15	8	we	we	PRON
crln-9037	15	9	had	have	AUX
crln-9037	15	10	been	be	AUX
crln-9037	15	11	promised	promise	VERB
crln-9037	15	12	was	be	AUX
crln-9037	15	13	just	just	ADV
crln-9037	15	14	that	that	PRON
crln-9037	15	15	,	,	PUNCT
crln-9037	15	16	a	a	DET
crln-9037	15	17	tale	tale	NOUN
crln-9037	15	18	told	tell	VERB
crln-9037	15	19	by	by	ADP
crln-9037	15	20	hopeful	hopeful	ADJ
crln-9037	15	21	parents	parent	NOUN
crln-9037	15	22	.	.	PUNCT
crln-9037	16	1	it	it	PRON
crln-9037	16	2	also	also	ADV
crln-9037	16	3	tells	tell	VERB
crln-9037	16	4	us	we	PRON
crln-9037	16	5	that	that	SCONJ
crln-9037	16	6	we	we	PRON
crln-9037	16	7	,	,	PUNCT
crln-9037	16	8	as	as	ADP
crln-9037	16	9	a	a	DET
crln-9037	16	10	generation	generation	NOUN
crln-9037	16	11	,	,	PUNCT
crln-9037	16	12	will	will	AUX
crln-9037	16	13	be	be	AUX
crln-9037	16	14	faced	face	VERB
crln-9037	16	15	by	by	ADP
crln-9037	16	16	major	major	ADJ
crln-9037	16	17	financial	financial	ADJ
crln-9037	16	18	problems	problem	NOUN
crln-9037	16	19	that	that	PRON
crln-9037	16	20	our	our	PRON
crln-9037	16	21	elected	elect	VERB
crln-9037	16	22	officials	official	NOUN
crln-9037	16	23	may	may	AUX
crln-9037	16	24	not	not	PART
crln-9037	16	25	necessarily	necessarily	ADV
crln-9037	16	26	resolve	resolve	VERB
crln-9037	16	27	.	.	PUNCT
crln-9037	17	1	as	as	ADP
crln-9037	17	2	the	the	DET
crln-9037	17	3	largest	large	ADJ
crln-9037	17	4	generation	generation	NOUN
crln-9037	17	5	in	in	ADP
crln-9037	17	6	the	the	DET
crln-9037	17	7	last	last	ADJ
crln-9037	17	8	100	100	NUM
crln-9037	17	9	years	year	NOUN
crln-9037	17	10	(	(	PUNCT
crln-9037	17	11	about	about	ADV
crln-9037	17	12	80	80	NUM
crln-9037	17	13	million	million	NUM
crln-9037	17	14	strong	strong	ADJ
crln-9037	17	15	)	)	PUNCT
crln-9037	17	16	,	,	PUNCT
crln-9037	17	17	we	we	PRON
crln-9037	17	18	will	will	AUX
crln-9037	17	19	be	be	AUX
crln-9037	17	20	responsible	responsible	ADJ
crln-9037	17	21	for	for	ADP
crln-9037	17	22	solving	solve	VERB
crln-9037	17	23	the	the	DET
crln-9037	17	24	problems	problem	NOUN
crln-9037	17	25	that	that	PRON
crln-9037	17	26	our	our	PRON
crln-9037	17	27	parents	parent	NOUN
crln-9037	17	28	,	,	PUNCT
crln-9037	17	29	grandparents	grandparent	NOUN
crln-9037	17	30	,	,	PUNCT
crln-9037	17	31	and	and	CCONJ
crln-9037	17	32	the	the	DET
crln-9037	17	33	system	system	NOUN
crln-9037	17	34	as	as	ADP
crln-9037	17	35	a	a	DET
crln-9037	17	36	whole	whole	NOUN
crln-9037	17	37	—	—	PUNCT
crln-9037	17	38	including	include	VERB
crln-9037	17	39	situations	situation	NOUN
crln-9037	17	40	beyond	beyond	ADP
crln-9037	17	41	any	any	DET
crln-9037	17	42	one	one	NUM
crln-9037	17	43	person	person	NOUN
crln-9037	17	44	’s	’s	PART
crln-9037	17	45	control	control	NOUN
crln-9037	17	46	—	—	PUNCT
crln-9037	17	47	have	have	AUX
crln-9037	17	48	left	leave	VERB
crln-9037	17	49	for	for	ADP
crln-9037	17	50	us	we	PRON
crln-9037	17	51	.	.	PUNCT
crln-9037	18	1	it	it	PRON
crln-9037	18	2	also	also	ADV
crln-9037	18	3	tells	tell	VERB
crln-9037	18	4	us	we	PRON
crln-9037	18	5	that	that	SCONJ
crln-9037	18	6	these	these	DET
crln-9037	18	7	problems	problem	NOUN
crln-9037	18	8	,	,	PUNCT
crln-9037	18	9	and	and	CCONJ
crln-9037	18	10	our	our	PRON
crln-9037	18	11	obligations	obligation	NOUN
crln-9037	18	12	to	to	ADP
crln-9037	18	13	our	our	PRON
crln-9037	18	14	grandparents	grandparent	NOUN
crln-9037	18	15	,	,	PUNCT
crln-9037	18	16	parents	parent	NOUN
crln-9037	18	17	,	,	PUNCT
crln-9037	18	18	and	and	CCONJ
crln-9037	18	19	to	to	ADP
crln-9037	18	20	our	our	PRON
crln-9037	18	21	children	child	NOUN
crln-9037	18	22	,	,	PUNCT
crln-9037	18	23	will	will	AUX
crln-9037	18	24	be	be	AUX
crln-9037	18	25	large	large	ADJ
crln-9037	18	26	—	—	PUNCT
crln-9037	18	27	and	and	CCONJ
crln-9037	18	28	very	very	ADV
crln-9037	18	29	,	,	PUNCT
crln-9037	18	30	very	very	ADV
crln-9037	18	31	expensive	expensive	ADJ
crln-9037	18	32	.	.	PUNCT
crln-9037	19	1	solving	solve	VERB
crln-9037	19	2	problems	problem	NOUN
crln-9037	19	3	is	be	AUX
crln-9037	19	4	now	now	ADV
crln-9037	19	5	a	a	DET
crln-9037	19	6	part	part	NOUN
crln-9037	19	7	of	of	ADP
crln-9037	19	8	the	the	DET
crln-9037	19	9	american	american	ADJ
crln-9037	19	10	ethos	ethos	NOUN
crln-9037	19	11	—	—	PUNCT
crln-9037	19	12	that	that	SCONJ
crln-9037	19	13	“	"	PUNCT
crln-9037	19	14	can	can	AUX
crln-9037	19	15	-	-	PUNCT
crln-9037	19	16	do	do	VERB
crln-9037	19	17	”	"	PUNCT
crln-9037	19	18	attitude	attitude	NOUN
crln-9037	19	19	.	.	PUNCT
crln-9037	20	1	and	and	CCONJ
crln-9037	20	2	we	we	PRON
crln-9037	20	3	have	have	VERB
crln-9037	20	4	that	that	PRON
crln-9037	20	5	covered	cover	VERB
crln-9037	20	6	.	.	PUNCT
crln-9037	21	1	we	we	PRON
crln-9037	21	2	also	also	ADV
crln-9037	21	3	have	have	VERB
crln-9037	21	4	the	the	DET
crln-9037	21	5	“	"	PUNCT
crln-9037	21	6	hard	hard	ADJ
crln-9037	21	7	-	-	PUNCT
crln-9037	21	8	work	work	NOUN
crln-9037	21	9	”	"	PUNCT
crln-9037	21	10	covered	cover	VERB
crln-9037	21	11	,	,	PUNCT
crln-9037	21	12	regardless	regardless	ADV
crln-9037	21	13	of	of	ADP
crln-9037	21	14	what	what	PRON
crln-9037	21	15	some	some	DET
crln-9037	21	16	pundits	pundit	NOUN
crln-9037	21	17	would	would	AUX
crln-9037	21	18	have	have	AUX
crln-9037	21	19	you	you	PRON
crln-9037	21	20	believe	believe	VERB
crln-9037	21	21	about	about	ADP
crln-9037	21	22	“	"	PUNCT
crln-9037	21	23	these	these	DET
crln-9037	21	24	lazy	lazy	ADJ
crln-9037	21	25	,	,	PUNCT
crln-9037	21	26	young	young	ADJ
crln-9037	21	27	millennials	millennial	NOUN
crln-9037	21	28	.	.	PUNCT
crln-9037	21	29	”	"	PUNCT
crln-9037	22	1	we	we	PRON
crln-9037	22	2	just	just	ADV
crln-9037	22	3	do	do	VERB
crln-9037	22	4	thing	thing	NOUN
crln-9037	22	5	differently	differently	ADV
crln-9037	22	6	;	;	PUNCT
crln-9037	22	7	we	we	PRON
crln-9037	22	8	do	do	VERB
crln-9037	22	9	them	they	PRON
crln-9037	22	10	together	together	ADV
crln-9037	22	11	,	,	PUNCT
crln-9037	22	12	we	we	PRON
crln-9037	22	13	tap	tap	VERB
crln-9037	22	14	into	into	ADP
crln-9037	22	15	our	our	PRON
crln-9037	22	16	creativity	creativity	NOUN
crln-9037	22	17	rather	rather	ADV
crln-9037	22	18	than	than	ADP
crln-9037	22	19	follow	follow	VERB
crln-9037	22	20	old	old	ADJ
crln-9037	22	21	adi	adi	PROPN
crln-9037	22	22	redzic	redzic	ADJ
crln-9037	22	23	financial	financial	ADJ
crln-9037	22	24	literacy	literacy	NOUN
crln-9037	22	25	why	why	SCONJ
crln-9037	22	26	students	student	NOUN
crln-9037	22	27	need	need	VERB
crln-9037	22	28	librarians	librarian	NOUN
crln-9037	22	29	to	to	PART
crln-9037	22	30	get	get	VERB
crln-9037	22	31	involved	involved	ADJ
crln-9037	22	32	libraries	library	NOUN
crln-9037	22	33	and	and	CCONJ
crln-9037	22	34	financial	financial	ADJ
crln-9037	22	35	literacy	literacy	NOUN
crln-9037	22	36	education	education	NOUN
crln-9037	22	37	adi	adi	PROPN
crln-9037	22	38	redzic	redzic	PROPN
crln-9037	22	39	serves	serve	VERB
crln-9037	22	40	as	as	ADP
crln-9037	22	41	the	the	DET
crln-9037	22	42	executive	executive	ADJ
crln-9037	22	43	director	director	NOUN
crln-9037	22	44	of	of	ADP
crln-9037	22	45	iome	iome	NOUN
crln-9037	22	46	challenge	challenge	NOUN
crln-9037	22	47	,	,	PUNCT
crln-9037	22	48	a	a	DET
crln-9037	22	49	national	national	ADJ
crln-9037	22	50	think	think	NOUN
crln-9037	22	51	tank	tank	NOUN
crln-9037	22	52	on	on	ADP
crln-9037	22	53	financial	financial	ADJ
crln-9037	22	54	literacy	literacy	NOUN
crln-9037	22	55	and	and	CCONJ
crln-9037	22	56	empowerment	empowerment	NOUN
crln-9037	22	57	of	of	ADP
crln-9037	22	58	young	young	ADJ
crln-9037	22	59	people	people	NOUN
crln-9037	22	60	.	.	PUNCT
crln-9037	23	1	for	for	ADP
crln-9037	23	2	more	more	ADJ
crln-9037	23	3	information	information	NOUN
crln-9037	23	4	about	about	ADP
crln-9037	23	5	redzic	redzic	NOUN
crln-9037	23	6	and	and	CCONJ
crln-9037	23	7	iome	iome	NOUN
crln-9037	23	8	challenge	challenge	NOUN
crln-9037	23	9	,	,	PUNCT
crln-9037	23	10	visit	visit	VERB
crln-9037	23	11	www.iomechallenge.org	www.iomechallenge.org	NOUN
crln-9037	23	12	©	©	PROPN
crln-9037	23	13	2013	2013	NUM
crln-9037	23	14	adi	adi	PROPN
crln-9037	23	15	redzic	redzic	NOUN
crln-9037	23	16	december	december	PROPN
crln-9037	23	17	2013	2013	NUM
crln-9037	23	18	557	557	NUM
crln-9037	23	19	c&rl	c&rl	PROPN
crln-9037	23	20	news	news	NOUN
crln-9037	23	21	patterns	pattern	NOUN
crln-9037	23	22	,	,	PUNCT
crln-9037	23	23	and	and	CCONJ
crln-9037	23	24	we	we	PRON
crln-9037	23	25	have	have	VERB
crln-9037	23	26	the	the	DET
crln-9037	23	27	audacity	audacity	NOUN
crln-9037	23	28	to	to	PART
crln-9037	23	29	hope	hope	VERB
crln-9037	23	30	.	.	PUNCT
crln-9037	24	1	however	however	ADV
crln-9037	24	2	,	,	PUNCT
crln-9037	24	3	what	what	PRON
crln-9037	24	4	we	we	PRON
crln-9037	24	5	do	do	AUX
crln-9037	24	6	not	not	PART
crln-9037	24	7	have	have	AUX
crln-9037	24	8	—	—	PUNCT
crln-9037	24	9	and	and	CCONJ
crln-9037	24	10	what	what	PRON
crln-9037	24	11	we	we	PRON
crln-9037	24	12	desperately	desperately	ADV
crln-9037	24	13	need	need	VERB
crln-9037	24	14	—	—	PUNCT
crln-9037	24	15	are	be	AUX
crln-9037	24	16	the	the	DET
crln-9037	24	17	tools	tool	NOUN
crln-9037	24	18	that	that	PRON
crln-9037	24	19	will	will	AUX
crln-9037	24	20	help	help	VERB
crln-9037	24	21	us	we	PRON
crln-9037	24	22	solve	solve	VERB
crln-9037	24	23	the	the	DET
crln-9037	24	24	problems	problem	NOUN
crln-9037	24	25	and	and	CCONJ
crln-9037	24	26	therefore	therefore	ADV
crln-9037	24	27	secure	secure	VERB
crln-9037	24	28	a	a	DET
crln-9037	24	29	great	great	ADJ
crln-9037	24	30	financial	financial	ADJ
crln-9037	24	31	future	future	NOUN
crln-9037	24	32	or	or	CCONJ
crln-9037	24	33	,	,	PUNCT
crln-9037	24	34	more	more	ADV
crln-9037	24	35	specifically	specifically	ADV
crln-9037	24	36	,	,	PUNCT
crln-9037	24	37	financial	financial	ADJ
crln-9037	24	38	education	education	NOUN
crln-9037	24	39	.	.	PUNCT
crln-9037	25	1	in	in	ADP
crln-9037	25	2	other	other	ADJ
crln-9037	25	3	words	word	NOUN
crln-9037	25	4	,	,	PUNCT
crln-9037	25	5	we	we	PRON
crln-9037	25	6	face	face	VERB
crln-9037	25	7	a	a	DET
crln-9037	25	8	serious	serious	ADJ
crln-9037	25	9	,	,	PUNCT
crln-9037	25	10	and	and	CCONJ
crln-9037	25	11	dangerous	dangerous	ADJ
crln-9037	25	12	,	,	PUNCT
crln-9037	25	13	gap	gap	NOUN
crln-9037	25	14	in	in	ADP
crln-9037	25	15	our	our	PRON
crln-9037	25	16	financial	financial	ADJ
crln-9037	25	17	literacy	literacy	NOUN
crln-9037	25	18	.	.	PUNCT
crln-9037	26	1	unlike	unlike	ADP
crln-9037	26	2	today	today	NOUN
crln-9037	26	3	,	,	PUNCT
crln-9037	26	4	100	100	NUM
crln-9037	26	5	years	year	NOUN
crln-9037	26	6	ago	ago	ADV
crln-9037	26	7	,	,	PUNCT
crln-9037	26	8	talking	talk	VERB
crln-9037	26	9	about	about	ADP
crln-9037	26	10	money	money	NOUN
crln-9037	26	11	was	be	AUX
crln-9037	26	12	n’t	not	PART
crln-9037	26	13	taboo	taboo	ADJ
crln-9037	26	14	.	.	PUNCT
crln-9037	27	1	books	book	NOUN
crln-9037	27	2	on	on	ADP
crln-9037	27	3	financial	financial	ADJ
crln-9037	27	4	management	management	NOUN
crln-9037	27	5	were	be	AUX
crln-9037	27	6	written	write	VERB
crln-9037	27	7	and	and	CCONJ
crln-9037	27	8	widely	widely	ADV
crln-9037	27	9	distributed	distribute	VERB
crln-9037	27	10	.	.	PUNCT
crln-9037	28	1	i	i	PRON
crln-9037	28	2	am	be	AUX
crln-9037	28	3	not	not	PART
crln-9037	28	4	talking	talk	VERB
crln-9037	28	5	about	about	ADP
crln-9037	28	6	high	high	ADJ
crln-9037	28	7	-	-	PUNCT
crln-9037	28	8	end	end	NOUN
crln-9037	28	9	pieces	piece	NOUN
crln-9037	28	10	that	that	PRON
crln-9037	28	11	most	most	ADJ
crln-9037	28	12	of	of	ADP
crln-9037	28	13	us	we	PRON
crln-9037	28	14	can	can	AUX
crln-9037	28	15	not	not	PART
crln-9037	28	16	understand	understand	VERB
crln-9037	28	17	;	;	PUNCT
crln-9037	28	18	those	those	PRON
crln-9037	28	19	still	still	ADV
crln-9037	28	20	exist	exist	VERB
crln-9037	28	21	today	today	NOUN
crln-9037	28	22	,	,	PUNCT
crln-9037	28	23	and	and	CCONJ
crln-9037	28	24	their	their	PRON
crln-9037	28	25	authors	author	NOUN
crln-9037	28	26	are	be	AUX
crln-9037	28	27	wealthy	wealthy	ADJ
crln-9037	28	28	.	.	PUNCT
crln-9037	29	1	rather	rather	ADV
crln-9037	29	2	,	,	PUNCT
crln-9037	29	3	i	i	PRON
crln-9037	29	4	am	be	AUX
crln-9037	29	5	talking	talk	VERB
crln-9037	29	6	about	about	ADP
crln-9037	29	7	fundamental	fundamental	ADJ
crln-9037	29	8	financial	financial	ADJ
crln-9037	29	9	literacy	literacy	NOUN
crln-9037	29	10	education	education	NOUN
crln-9037	29	11	resources	resource	NOUN
crln-9037	29	12	.	.	PUNCT
crln-9037	30	1	some	some	DET
crln-9037	30	2	people	people	NOUN
crln-9037	30	3	would	would	AUX
crln-9037	30	4	argue	argue	VERB
crln-9037	30	5	that	that	SCONJ
crln-9037	30	6	this	this	DET
crln-9037	30	7	basic	basic	ADJ
crln-9037	30	8	financial	financial	ADJ
crln-9037	30	9	education	education	NOUN
crln-9037	30	10	should	should	AUX
crln-9037	30	11	come	come	VERB
crln-9037	30	12	from	from	ADP
crln-9037	30	13	home	home	NOUN
crln-9037	30	14	,	,	PUNCT
crln-9037	30	15	from	from	ADP
crln-9037	30	16	our	our	PRON
crln-9037	30	17	parents	parent	NOUN
crln-9037	30	18	,	,	PUNCT
crln-9037	30	19	discussed	discuss	VERB
crln-9037	30	20	at	at	ADP
crln-9037	30	21	a	a	DET
crln-9037	30	22	kitchen	kitchen	NOUN
crln-9037	30	23	table	table	NOUN
crln-9037	30	24	.	.	PUNCT
crln-9037	31	1	but	but	CCONJ
crln-9037	31	2	you	you	PRON
crln-9037	31	3	see	see	VERB
crln-9037	31	4	,	,	PUNCT
crln-9037	31	5	this	this	PRON
crln-9037	31	6	is	be	AUX
crln-9037	31	7	not	not	PART
crln-9037	31	8	how	how	SCONJ
crln-9037	31	9	things	thing	NOUN
crln-9037	31	10	work	work	VERB
crln-9037	31	11	today	today	NOUN
crln-9037	31	12	.	.	PUNCT
crln-9037	32	1	we	we	PRON
crln-9037	32	2	live	live	VERB
crln-9037	32	3	in	in	ADP
crln-9037	32	4	a	a	DET
crln-9037	32	5	very	very	ADV
crln-9037	32	6	different	different	ADJ
crln-9037	32	7	world	world	NOUN
crln-9037	32	8	,	,	PUNCT
crln-9037	32	9	where	where	SCONJ
crln-9037	32	10	both	both	DET
crln-9037	32	11	parents	parent	NOUN
crln-9037	32	12	work	work	VERB
crln-9037	32	13	and	and	CCONJ
crln-9037	32	14	they	they	PRON
crln-9037	32	15	work	work	VERB
crln-9037	32	16	a	a	DET
crln-9037	32	17	lot	lot	NOUN
crln-9037	32	18	more	more	ADJ
crln-9037	32	19	hours	hour	NOUN
crln-9037	32	20	to	to	PART
crln-9037	32	21	secure	secure	VERB
crln-9037	32	22	a	a	DET
crln-9037	32	23	lot	lot	NOUN
crln-9037	32	24	lower	low	ADJ
crln-9037	32	25	purchasing	purchasing	NOUN
crln-9037	32	26	power	power	NOUN
crln-9037	32	27	than	than	SCONJ
crln-9037	32	28	they	they	PRON
crln-9037	32	29	did	do	VERB
crln-9037	32	30	50	50	NUM
crln-9037	32	31	or	or	CCONJ
crln-9037	32	32	60	60	NUM
crln-9037	32	33	years	year	NOUN
crln-9037	32	34	ago	ago	ADV
crln-9037	32	35	.	.	PUNCT
crln-9037	33	1	but	but	CCONJ
crln-9037	33	2	even	even	ADV
crln-9037	33	3	if	if	SCONJ
crln-9037	33	4	things	thing	NOUN
crln-9037	33	5	were	be	AUX
crln-9037	33	6	the	the	DET
crln-9037	33	7	same	same	ADJ
crln-9037	33	8	,	,	PUNCT
crln-9037	33	9	rearing	rear	VERB
crln-9037	33	10	responsible	responsible	ADJ
crln-9037	33	11	and	and	CCONJ
crln-9037	33	12	literate	literate	ADJ
crln-9037	33	13	citizens	citizen	NOUN
crln-9037	33	14	—	—	PUNCT
crln-9037	33	15	those	those	PRON
crln-9037	33	16	who	who	PRON
crln-9037	33	17	can	can	AUX
crln-9037	33	18	face	face	VERB
crln-9037	33	19	the	the	DET
crln-9037	33	20	challenges	challenge	NOUN
crln-9037	33	21	that	that	PRON
crln-9037	33	22	the	the	DET
crln-9037	33	23	entirely	entirely	ADV
crln-9037	33	24	new	new	ADJ
crln-9037	33	25	,	,	PUNCT
crln-9037	33	26	globalized	globalized	ADJ
crln-9037	33	27	world	world	NOUN
crln-9037	33	28	presents	present	NOUN
crln-9037	33	29	—	—	PUNCT
crln-9037	33	30	is	be	AUX
crln-9037	33	31	everyone	everyone	PRON
crln-9037	33	32	’s	’s	PART
crln-9037	33	33	responsibility	responsibility	NOUN
crln-9037	33	34	.	.	PUNCT
crln-9037	34	1	we	we	PRON
crln-9037	34	2	do	do	AUX
crln-9037	34	3	n’t	not	PART
crln-9037	34	4	leave	leave	VERB
crln-9037	34	5	to	to	ADP
crln-9037	34	6	the	the	DET
crln-9037	34	7	parents	parent	NOUN
crln-9037	34	8	the	the	DET
crln-9037	34	9	responsibility	responsibility	NOUN
crln-9037	34	10	of	of	ADP
crln-9037	34	11	teaching	teach	VERB
crln-9037	34	12	language	language	NOUN
crln-9037	34	13	literacy	literacy	NOUN
crln-9037	34	14	or	or	CCONJ
crln-9037	34	15	how	how	SCONJ
crln-9037	34	16	to	to	PART
crln-9037	34	17	form	form	VERB
crln-9037	34	18	an	an	DET
crln-9037	34	19	argument	argument	NOUN
crln-9037	34	20	or	or	CCONJ
crln-9037	34	21	how	how	SCONJ
crln-9037	34	22	to	to	PART
crln-9037	34	23	do	do	VERB
crln-9037	34	24	basic	basic	ADJ
crln-9037	34	25	math	math	NOUN
crln-9037	34	26	equations	equation	NOUN
crln-9037	34	27	,	,	PUNCT
crln-9037	34	28	do	do	VERB
crln-9037	34	29	we	we	PRON
crln-9037	34	30	?	?	PUNCT
crln-9037	35	1	we	we	PRON
crln-9037	35	2	go	go	VERB
crln-9037	35	3	to	to	ADP
crln-9037	35	4	school	school	NOUN
crln-9037	35	5	to	to	PART
crln-9037	35	6	learn	learn	VERB
crln-9037	35	7	this	this	PRON
crln-9037	35	8	.	.	PUNCT
crln-9037	36	1	so	so	ADV
crln-9037	36	2	,	,	PUNCT
crln-9037	36	3	how	how	SCONJ
crln-9037	36	4	come	come	VERB
crln-9037	36	5	we	we	PRON
crln-9037	36	6	do	do	AUX
crln-9037	36	7	n’t	not	PART
crln-9037	36	8	learn	learn	VERB
crln-9037	36	9	about	about	ADP
crln-9037	36	10	money	money	NOUN
crln-9037	36	11	in	in	ADP
crln-9037	36	12	school	school	NOUN
crln-9037	36	13	,	,	PUNCT
crln-9037	36	14	too	too	ADV
crln-9037	36	15	?	?	PUNCT
crln-9037	37	1	in	in	ADP
crln-9037	37	2	some	some	DET
crln-9037	37	3	places	place	NOUN
crln-9037	37	4	,	,	PUNCT
crln-9037	37	5	we	we	PRON
crln-9037	37	6	do	do	VERB
crln-9037	37	7	.	.	PUNCT
crln-9037	38	1	but	but	CCONJ
crln-9037	38	2	expecting	expect	VERB
crln-9037	38	3	an	an	DET
crln-9037	38	4	elementary	elementary	NOUN
crln-9037	38	5	-	-	PUNCT
crln-9037	38	6	aged	aged	ADJ
crln-9037	38	7	,	,	PUNCT
crln-9037	38	8	or	or	CCONJ
crln-9037	38	9	even	even	ADV
crln-9037	38	10	a	a	DET
crln-9037	38	11	high	high	ADV
crln-9037	38	12	-	-	PUNCT
crln-9037	38	13	schoolaged	schoolage	VERB
crln-9037	38	14	,	,	PUNCT
crln-9037	38	15	student	student	NOUN
crln-9037	38	16	to	to	PART
crln-9037	38	17	think	think	VERB
crln-9037	38	18	about	about	ADP
crln-9037	38	19	their	their	PRON
crln-9037	38	20	retirement	retirement	NOUN
crln-9037	38	21	,	,	PUNCT
crln-9037	38	22	or	or	CCONJ
crln-9037	38	23	savings	saving	NOUN
crln-9037	38	24	,	,	PUNCT
crln-9037	38	25	or	or	CCONJ
crln-9037	38	26	government	government	NOUN
crln-9037	38	27	debt	debt	NOUN
crln-9037	38	28	—	—	PUNCT
crln-9037	38	29	and	and	CCONJ
crln-9037	38	30	have	have	VERB
crln-9037	38	31	those	those	DET
crln-9037	38	32	lessons	lesson	NOUN
crln-9037	38	33	stick	stick	VERB
crln-9037	38	34	—	—	PUNCT
crln-9037	38	35	is	be	AUX
crln-9037	38	36	a	a	DET
crln-9037	38	37	bit	bit	NOUN
crln-9037	38	38	of	of	ADP
crln-9037	38	39	a	a	DET
crln-9037	38	40	stretch	stretch	NOUN
crln-9037	38	41	.	.	PUNCT
crln-9037	39	1	now	now	ADV
crln-9037	39	2	,	,	PUNCT
crln-9037	39	3	in	in	ADP
crln-9037	39	4	college	college	NOUN
crln-9037	39	5	,	,	PUNCT
crln-9037	39	6	the	the	DET
crln-9037	39	7	story	story	NOUN
crln-9037	39	8	is	be	AUX
crln-9037	39	9	significantly	significantly	ADV
crln-9037	39	10	different	different	ADJ
crln-9037	39	11	.	.	PUNCT
crln-9037	40	1	everything	everything	PRON
crln-9037	40	2	about	about	ADP
crln-9037	40	3	the	the	DET
crln-9037	40	4	college	college	NOUN
crln-9037	40	5	experience	experience	NOUN
crln-9037	40	6	is	be	AUX
crln-9037	40	7	supposed	suppose	VERB
crln-9037	40	8	to	to	PART
crln-9037	40	9	prepare	prepare	VERB
crln-9037	40	10	us	we	PRON
crln-9037	40	11	for	for	ADP
crln-9037	40	12	the	the	DET
crln-9037	40	13	future	future	NOUN
crln-9037	40	14	:	:	PUNCT
crln-9037	40	15	we	we	PRON
crln-9037	40	16	are	be	AUX
crln-9037	40	17	often	often	ADV
crln-9037	40	18	on	on	ADP
crln-9037	40	19	our	our	PRON
crln-9037	40	20	own	own	ADJ
crln-9037	40	21	for	for	ADP
crln-9037	40	22	the	the	DET
crln-9037	40	23	first	first	ADJ
crln-9037	40	24	time	time	NOUN
crln-9037	40	25	,	,	PUNCT
crln-9037	40	26	we	we	PRON
crln-9037	40	27	learn	learn	VERB
crln-9037	40	28	about	about	ADP
crln-9037	40	29	ourselves	ourselves	PRON
crln-9037	40	30	,	,	PUNCT
crln-9037	40	31	we	we	PRON
crln-9037	40	32	study	study	VERB
crln-9037	40	33	something	something	PRON
crln-9037	40	34	that	that	PRON
crln-9037	40	35	can	can	AUX
crln-9037	40	36	turn	turn	VERB
crln-9037	40	37	into	into	ADP
crln-9037	40	38	our	our	PRON
crln-9037	40	39	profession	profession	NOUN
crln-9037	40	40	,	,	PUNCT
crln-9037	40	41	we	we	PRON
crln-9037	40	42	make	make	VERB
crln-9037	40	43	lifelong	lifelong	ADJ
crln-9037	40	44	relationships	relationship	NOUN
crln-9037	40	45	,	,	PUNCT
crln-9037	40	46	and	and	CCONJ
crln-9037	40	47	so	so	ADV
crln-9037	40	48	on	on	ADV
crln-9037	40	49	.	.	PUNCT
crln-9037	41	1	you	you	PRON
crln-9037	41	2	get	get	VERB
crln-9037	41	3	the	the	DET
crln-9037	41	4	point	point	NOUN
crln-9037	41	5	.	.	PUNCT
crln-9037	42	1	during	during	ADP
crln-9037	42	2	our	our	PRON
crln-9037	42	3	college	college	NOUN
crln-9037	42	4	years	year	NOUN
crln-9037	42	5	,	,	PUNCT
crln-9037	42	6	be	be	AUX
crln-9037	42	7	it	it	PRON
crln-9037	42	8	at	at	ADP
crln-9037	42	9	a	a	DET
crln-9037	42	10	community	community	NOUN
crln-9037	42	11	college	college	NOUN
crln-9037	42	12	,	,	PUNCT
crln-9037	42	13	four	four	NUM
crln-9037	42	14	-	-	PUNCT
crln-9037	42	15	year	year	NOUN
crln-9037	42	16	school	school	NOUN
crln-9037	42	17	,	,	PUNCT
crln-9037	42	18	or	or	CCONJ
crln-9037	42	19	in	in	ADP
crln-9037	42	20	a	a	DET
crln-9037	42	21	pursuit	pursuit	NOUN
crln-9037	42	22	of	of	ADP
crln-9037	42	23	a	a	DET
crln-9037	42	24	graduate	graduate	NOUN
crln-9037	42	25	degree	degree	NOUN
crln-9037	42	26	,	,	PUNCT
crln-9037	42	27	we	we	PRON
crln-9037	42	28	also	also	ADV
crln-9037	42	29	spend	spend	VERB
crln-9037	42	30	a	a	DET
crln-9037	42	31	lot	lot	NOUN
crln-9037	42	32	of	of	ADP
crln-9037	42	33	time	time	NOUN
crln-9037	42	34	in	in	ADP
crln-9037	42	35	a	a	DET
crln-9037	42	36	library	library	NOUN
crln-9037	42	37	.	.	PUNCT
crln-9037	43	1	but	but	CCONJ
crln-9037	43	2	how	how	SCONJ
crln-9037	43	3	come	come	VERB
crln-9037	43	4	librarians	librarian	NOUN
crln-9037	43	5	and	and	CCONJ
crln-9037	43	6	libraries	library	NOUN
crln-9037	43	7	—	—	PUNCT
crln-9037	43	8	arguably	arguably	ADV
crln-9037	43	9	,	,	PUNCT
crln-9037	43	10	the	the	DET
crln-9037	43	11	epicenters	epicenter	NOUN
crln-9037	43	12	of	of	ADP
crln-9037	43	13	an	an	DET
crln-9037	43	14	academic	academic	ADJ
crln-9037	43	15	life	life	NOUN
crln-9037	43	16	and	and	CCONJ
crln-9037	43	17	depositories	depository	NOUN
crln-9037	43	18	of	of	ADP
crln-9037	43	19	knowledge	knowledge	NOUN
crln-9037	43	20	—	—	PUNCT
crln-9037	43	21	do	do	AUX
crln-9037	43	22	not	not	PART
crln-9037	43	23	actively	actively	ADV
crln-9037	43	24	offer	offer	VERB
crln-9037	43	25	financial	financial	ADJ
crln-9037	43	26	literacy	literacy	NOUN
crln-9037	43	27	education	education	NOUN
crln-9037	43	28	resources	resource	NOUN
crln-9037	43	29	?	?	PUNCT
crln-9037	44	1	if	if	SCONJ
crln-9037	44	2	they	they	PRON
crln-9037	44	3	do	do	VERB
crln-9037	44	4	n’t	not	PART
crln-9037	44	5	,	,	PUNCT
crln-9037	44	6	i	i	PRON
crln-9037	44	7	believe	believe	VERB
crln-9037	44	8	they	they	PRON
crln-9037	44	9	should	should	AUX
crln-9037	44	10	.	.	PUNCT
crln-9037	45	1	and	and	CCONJ
crln-9037	45	2	not	not	PART
crln-9037	45	3	because	because	SCONJ
crln-9037	45	4	i	i	PRON
crln-9037	45	5	believe	believe	VERB
crln-9037	45	6	that	that	SCONJ
crln-9037	45	7	librarians	librarian	NOUN
crln-9037	45	8	have	have	VERB
crln-9037	45	9	nothing	nothing	PRON
crln-9037	45	10	else	else	ADV
crln-9037	45	11	to	to	PART
crln-9037	45	12	do	do	VERB
crln-9037	45	13	.	.	PUNCT
crln-9037	46	1	quite	quite	ADV
crln-9037	46	2	to	to	ADP
crln-9037	46	3	the	the	DET
crln-9037	46	4	contrary	contrary	NOUN
crln-9037	46	5	,	,	PUNCT
crln-9037	46	6	i	i	PRON
crln-9037	46	7	believe	believe	VERB
crln-9037	46	8	that	that	SCONJ
crln-9037	46	9	libraries	library	NOUN
crln-9037	46	10	—	—	PUNCT
crln-9037	46	11	and	and	CCONJ
crln-9037	46	12	especially	especially	ADV
crln-9037	46	13	,	,	PUNCT
crln-9037	46	14	college	college	NOUN
crln-9037	46	15	and	and	CCONJ
crln-9037	46	16	research	research	NOUN
crln-9037	46	17	libraries	library	NOUN
crln-9037	46	18	—	—	PUNCT
crln-9037	46	19	are	be	AUX
crln-9037	46	20	uniquely	uniquely	ADV
crln-9037	46	21	positioned	positioned	ADJ
crln-9037	46	22	to	to	PART
crln-9037	46	23	fulfill	fulfill	VERB
crln-9037	46	24	this	this	DET
crln-9037	46	25	role	role	NOUN
crln-9037	46	26	.	.	PUNCT
crln-9037	47	1	unlike	unlike	ADP
crln-9037	47	2	financial	financial	ADJ
crln-9037	47	3	institutions	institution	NOUN
crln-9037	47	4	and	and	CCONJ
crln-9037	47	5	the	the	DET
crln-9037	47	6	government	government	NOUN
crln-9037	47	7	at	at	ADP
crln-9037	47	8	-	-	PUNCT
crln-9037	47	9	large	large	ADJ
crln-9037	47	10	,	,	PUNCT
crln-9037	47	11	librarians	librarian	NOUN
crln-9037	47	12	are	be	AUX
crln-9037	47	13	generally	generally	ADV
crln-9037	47	14	trusted	trust	VERB
crln-9037	47	15	to	to	PART
crln-9037	47	16	bring	bring	VERB
crln-9037	47	17	unbiased	unbiased	ADJ
crln-9037	47	18	,	,	PUNCT
crln-9037	47	19	well	well	ADV
crln-9037	47	20	-	-	PUNCT
crln-9037	47	21	researched	research	VERB
crln-9037	47	22	knowledge	knowledge	NOUN
crln-9037	47	23	.	.	PUNCT
crln-9037	48	1	and	and	CCONJ
crln-9037	48	2	,	,	PUNCT
crln-9037	48	3	very	very	ADV
crln-9037	48	4	importantly	importantly	ADV
crln-9037	48	5	,	,	PUNCT
crln-9037	48	6	they	they	PRON
crln-9037	48	7	are	be	AUX
crln-9037	48	8	also	also	ADV
crln-9037	48	9	able	able	ADJ
crln-9037	48	10	to	to	PART
crln-9037	48	11	connect	connect	VERB
crln-9037	48	12	other	other	ADJ
crln-9037	48	13	campus	campus	NOUN
crln-9037	48	14	stakeholders	stakeholder	NOUN
crln-9037	48	15	,	,	PUNCT
crln-9037	48	16	from	from	ADP
crln-9037	48	17	the	the	DET
crln-9037	48	18	faculty	faculty	NOUN
crln-9037	48	19	to	to	PART
crln-9037	48	20	student	student	VERB
crln-9037	48	21	life	life	NOUN
crln-9037	48	22	to	to	ADP
crln-9037	48	23	the	the	DET
crln-9037	48	24	larger	large	ADJ
crln-9037	48	25	community	community	NOUN
crln-9037	48	26	and	and	CCONJ
crln-9037	48	27	everyone	everyone	PRON
crln-9037	48	28	in	in	ADP
crln-9037	48	29	between	between	ADP
crln-9037	48	30	in	in	ADP
crln-9037	48	31	order	order	NOUN
crln-9037	48	32	to	to	PART
crln-9037	48	33	deliver	deliver	VERB
crln-9037	48	34	a	a	DET
crln-9037	48	35	service	service	NOUN
crln-9037	48	36	to	to	ADP
crln-9037	48	37	students	student	NOUN
crln-9037	48	38	.	.	PUNCT
crln-9037	49	1	they	they	PRON
crln-9037	49	2	are	be	AUX
crln-9037	49	3	poised	poise	VERB
crln-9037	49	4	to	to	PART
crln-9037	49	5	serve	serve	VERB
crln-9037	49	6	as	as	ADP
crln-9037	49	7	a	a	DET
crln-9037	49	8	hub	hub	NOUN
crln-9037	49	9	of	of	ADP
crln-9037	49	10	resources	resource	NOUN
crln-9037	49	11	and	and	CCONJ
crln-9037	49	12	literacy	literacy	NOUN
crln-9037	49	13	,	,	PUNCT
crln-9037	49	14	a	a	DET
crln-9037	49	15	hub	hub	NOUN
crln-9037	49	16	that	that	PRON
crln-9037	49	17	has	have	VERB
crln-9037	49	18	a	a	DET
crln-9037	49	19	potential	potential	NOUN
crln-9037	49	20	to	to	PART
crln-9037	49	21	impact	impact	VERB
crln-9037	49	22	the	the	DET
crln-9037	49	23	lives	life	NOUN
crln-9037	49	24	of	of	ADP
crln-9037	49	25	millions	million	NOUN
crln-9037	49	26	,	,	PUNCT
crln-9037	49	27	and	and	CCONJ
crln-9037	49	28	the	the	DET
crln-9037	49	29	nation	nation	NOUN
crln-9037	49	30	as	as	ADP
crln-9037	49	31	a	a	DET
crln-9037	49	32	whole	whole	NOUN
crln-9037	49	33	.	.	PUNCT
crln-9037	50	1	it	it	PRON
crln-9037	50	2	is	be	AUX
crln-9037	50	3	my	my	PRON
crln-9037	50	4	hope	hope	NOUN
crln-9037	50	5	that	that	SCONJ
crln-9037	50	6	this	this	DET
crln-9037	50	7	column	column	NOUN
crln-9037	50	8	and	and	CCONJ
crln-9037	50	9	this	this	DET
crln-9037	50	10	year	year	NOUN
crln-9037	50	11	’s	’s	PART
crln-9037	50	12	acrl	acrl	ADJ
crln-9037	50	13	presidential	presidential	ADJ
crln-9037	50	14	initiative	initiative	NOUN
crln-9037	50	15	,	,	PUNCT
crln-9037	50	16	as	as	ADV
crln-9037	50	17	well	well	ADV
crln-9037	50	18	as	as	ADP
crln-9037	50	19	the	the	DET
crln-9037	50	20	work	work	NOUN
crln-9037	50	21	of	of	ADP
crln-9037	50	22	the	the	DET
crln-9037	50	23	reference	reference	NOUN
crln-9037	50	24	and	and	CCONJ
crln-9037	50	25	user	user	NOUN
crln-9037	50	26	services	service	NOUN
crln-9037	50	27	association	association	PROPN
crln-9037	50	28	is	be	AUX
crln-9037	50	29	about	about	ADJ
crln-9037	50	30	to	to	PART
crln-9037	50	31	embark	embark	VERB
crln-9037	50	32	upon	upon	SCONJ
crln-9037	50	33	,	,	PUNCT
crln-9037	50	34	is	be	AUX
crln-9037	50	35	only	only	ADV
crln-9037	50	36	a	a	DET
crln-9037	50	37	tip	tip	NOUN
crln-9037	50	38	of	of	ADP
crln-9037	50	39	the	the	DET
crln-9037	50	40	proverbial	proverbial	ADJ
crln-9037	50	41	iceberg	iceberg	NOUN
crln-9037	50	42	of	of	ADP
crln-9037	50	43	the	the	DET
crln-9037	50	44	work	work	NOUN
crln-9037	50	45	that	that	PRON
crln-9037	50	46	will	will	AUX
crln-9037	50	47	be	be	AUX
crln-9037	50	48	done	do	VERB
crln-9037	50	49	in	in	ADP
crln-9037	50	50	this	this	DET
crln-9037	50	51	realm	realm	NOUN
crln-9037	50	52	in	in	ADP
crln-9037	50	53	the	the	DET
crln-9037	50	54	future	future	NOUN
crln-9037	50	55	.	.	PUNCT
crln-9037	51	1	the	the	DET
crln-9037	51	2	responsibility	responsibility	NOUN
crln-9037	51	3	to	to	PART
crln-9037	51	4	teach	teach	VERB
crln-9037	51	5	financial	financial	ADJ
crln-9037	51	6	literacy	literacy	NOUN
crln-9037	51	7	falls	fall	VERB
crln-9037	51	8	on	on	ADP
crln-9037	51	9	all	all	PRON
crln-9037	51	10	of	of	ADP
crln-9037	51	11	us	we	PRON
crln-9037	51	12	,	,	PUNCT
crln-9037	51	13	but	but	CCONJ
crln-9037	51	14	without	without	ADP
crln-9037	51	15	the	the	DET
crln-9037	51	16	involvement	involvement	NOUN
crln-9037	51	17	of	of	ADP
crln-9037	51	18	college	college	NOUN
crln-9037	51	19	librarians	librarian	NOUN
crln-9037	51	20	,	,	PUNCT
crln-9037	51	21	those	those	PRON
crln-9037	51	22	they	they	PRON
crln-9037	51	23	are	be	AUX
crln-9037	51	24	meant	mean	VERB
crln-9037	51	25	to	to	PART
crln-9037	51	26	serve	serve	VERB
crln-9037	51	27	—	—	PUNCT
crln-9037	51	28	the	the	DET
crln-9037	51	29	students	student	NOUN
crln-9037	51	30	—	—	PUNCT
crln-9037	51	31	will	will	AUX
crln-9037	51	32	suffer	suffer	VERB
crln-9037	51	33	the	the	DET
crln-9037	51	34	most	most	ADJ
crln-9037	51	35	.	.	PUNCT
crln-9037	52	1	i	i	PRON
crln-9037	52	2	hope	hope	VERB
crln-9037	52	3	you	you	PRON
crln-9037	52	4	will	will	AUX
crln-9037	52	5	join	join	VERB
crln-9037	52	6	the	the	DET
crln-9037	52	7	cause	cause	NOUN
crln-9037	52	8	.	.	PUNCT
crln-9037	53	1	note	note	VERB
crln-9037	53	2	1	1	NUM
crln-9037	53	3	.	.	PUNCT
crln-9037	54	1	statistics	statistic	NOUN
crln-9037	54	2	provided	provide	VERB
crln-9037	54	3	in	in	ADP
crln-9037	54	4	this	this	DET
crln-9037	54	5	piece	piece	NOUN
crln-9037	54	6	are	be	AUX
crln-9037	54	7	drawn	draw	VERB
crln-9037	54	8	from	from	ADP
crln-9037	54	9	iome	iome	NOUN
crln-9037	54	10	challenge	challenge	NOUN
crln-9037	54	11	’s	’s	PART
crln-9037	54	12	annual	annual	ADJ
crln-9037	54	13	study	study	NOUN
crln-9037	54	14	of	of	ADP
crln-9037	54	15	millennials	millennial	NOUN
crln-9037	54	16	.	.	PUNCT
crln-9037	55	1	official	official	ADJ
crln-9037	55	2	release	release	NOUN
crln-9037	55	3	of	of	ADP
crln-9037	55	4	the	the	DET
crln-9037	55	5	findings	finding	NOUN
crln-9037	55	6	of	of	ADP
crln-9037	55	7	the	the	DET
crln-9037	55	8	study	study	NOUN
crln-9037	55	9	can	can	AUX
crln-9037	55	10	be	be	AUX
crln-9037	55	11	found	find	VERB
crln-9037	55	12	at	at	ADP
crln-9037	55	13	www	www	PROPN
crln-9037	55	14	.	.	PROPN
crln-9037	55	15	iomechallenge.org	iomechallenge.org	PROPN
crln-9037	55	16	.	.	PUNCT
crln-9037	56	1	but	but	CCONJ
crln-9037	56	2	how	how	SCONJ
crln-9037	56	3	come	come	VERB
crln-9037	56	4	librarians	librarian	NOUN
crln-9037	56	5	and	and	CCONJ
crln-9037	56	6	libraries	library	NOUN
crln-9037	56	7	—	—	PUNCT
crln-9037	56	8	arguably	arguably	ADV
crln-9037	56	9	,	,	PUNCT
crln-9037	56	10	the	the	DET
crln-9037	56	11	epicenters	epicenter	NOUN
crln-9037	56	12	of	of	ADP
crln-9037	56	13	an	an	DET
crln-9037	56	14	academic	academic	ADJ
crln-9037	56	15	life	life	NOUN
crln-9037	56	16	and	and	CCONJ
crln-9037	56	17	depositories	depository	NOUN
crln-9037	56	18	of	of	ADP
crln-9037	56	19	knowledge	knowledge	NOUN
crln-9037	56	20	—	—	PUNCT
crln-9037	56	21	do	do	AUX
crln-9037	56	22	not	not	PART
crln-9037	56	23	actively	actively	ADV
crln-9037	56	24	offer	offer	VERB
crln-9037	56	25	financial	financial	ADJ
crln-9037	56	26	literacy	literacy	NOUN
crln-9037	56	27	education	education	NOUN
crln-9037	56	28	resources	resource	NOUN
crln-9037	56	29	?	?	PUNCT
crln-9037	57	1	if	if	SCONJ
crln-9037	57	2	they	they	PRON
crln-9037	57	3	do	do	VERB
crln-9037	57	4	n’t	not	PART
crln-9037	57	5	,	,	PUNCT
crln-9037	57	6	i	i	PRON
crln-9037	57	7	believe	believe	VERB
crln-9037	57	8	they	they	PRON
crln-9037	57	9	should	should	AUX
crln-9037	57	10	.	.	PUNCT